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A bus driver in Fuzhou, the capital of southeast China's Fujian Province, risked life and limb to stop an out of control bus after it ran into a traffic light pole, a guardrail and damaged 11 cars.
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Landmark New York hotel can't get bike-sharing rack removed
NEW YORK (AP) — A landmark New York City hotel's bid to get rid of a bicycle-sharing rack from a space across from its entrance has been rejected. Full Story
Report: Ai Weiwei says China promised he can return
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A day after band member Liam Payne confirms the news, Tomlinson acknowledges for the first time that he's going to be a dad -- after getting blindsided by question on 'Good Morning America.'


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subset: commoncrawl


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Utica National Insurance Won't pay my CLAIM.
Posted in the Utica Forum
61 - 80 of 81 Comments Last updated Feb 16, 2013
#64 Oct 16, 2011
My hear goes out to "BURNED UP" I know what you're going through, I have a similar situation, but not nearly as bad!
I've been insured with Utica National for nearly 30yrs. At one time I thought they were an excellent company .Im over that thought now!
I had a water damage( shower stem cracked behind wall) claim in April of 2011. I can NOT get them to make a fair settlement. They paid a company that came here for water restoration (someone I called and hired, then they immediately made a call and hired to work in their best interest UNDISCLOSED) nearly $4000.00 to put a few pcs of equipment (dehumidifiers) and cut apart my home . walls, ceilings, carpet, etc.bag and remove. Utica then cut me a check for $4700. When I said I cant make the repairs with that amount, the restoration company said they can do it!! This $4700 was to make all repairs and rebuild what the restoration company tore down (mind you they didnt purchase any materials for a rebuild and were paid $4000), carpet alone is nearly $2500, that included all sheetrock, ceilings and walls, spackle, moldings, insulation and paint! They also forgot about re-insulating my pipes, the damaged water stained an moldy sub floor (water ran between the concrete board and sub-floor) restoration company forgot (or did they intentionally forget?) to remediate etc. and my upper level bathroom (DUH, thats where the water damage started) It necessitated me hiring a PA, who's estimate of damage came in at over $22,000. building damage ONLY.
A complaint has been filed with the NYS Insurance Department (approx 1.5 months ago) and I have papers here to file with the Attorney General (waiting hoping Utica would make good)
On the contents.....Here's just ONE example there are many: Utica won't even reimburse the correct amount with ORIGINAL receipt from end of Nov. 2010. only willing to pay 2/3rds. Meanwhile the adjuster looked through all the bags of personal property (I needed to hold for adjuster inpection for 2wks)! Photos of items dont matter either, UTICA will tell you what you had, and chooses lesser quality items from the internet, which also dont include shipping!! Ha,Ha .and then makes up imaginary depreciation, if you said its 2 yrs old, Utica will tell you it 5yrs old.
We can NOT get Utica to step up to the plate on this loss. They have ACTUALLY requested a receipt for the marble floor I have in my bathroom purchased in 1986!! So far theyre only willing to pay for tile, when the proof of having the marble floor is photographed by THEIR restoration company, and still on the floor all viewed by Utica, and Restoration Co.!
Unfortunately, I will need to pay for the majority of this out of OWN my pocket. I can't wait anymore it's been 6 months going on 7 months, and I have no insulation around my pipes and exterior walls where this occurred, no sheetrock, electrical outlets hanging out of walls and ceilings, carpet cut up and is dangerous (trip factor.) and winter is right around the corner!
Since this claim, I've been harassed by underwriting..... had all types of questionnaires to complete, inspector coming to my home for evaluations, etc.
One more thing, dont think the restoration company entering your home is working for you, and your best interest, chances are theyre working in the interest of the insurance company which means ..pay as little as you can get away with!
Good Luck if you ever need to use your insurance and you are unfortunately insured with UTICA!!
#65 Oct 16, 2011
Since my problem with Utica National materialized, I have heard of several of the same types of complaints, that being of their unaccountability even as they boast of record profits and buying other insurance companies out of state. They will lull and slow-walk your claim to suit their needs,as they tell you lies. I do hope people will heed these messages of claims and avoid this pathetic company. I will never give up to such a company, and I know you will do the same. I welcome others to come forward about their negative operations
also. Stay strong.
#66 Oct 17, 2011
A p.a. Gets five percent not twelve. Also they get you a lot more. I always use one
#67 Oct 17, 2011
Want to know what happened to Nina did she retire on her own or forced out?
#68 Oct 18, 2011
Thank you! You stay strong too! Please let us know how you make out!
#69 Oct 18, 2011
I'm paying 10% to my PA....I'm sure it's different according to the amount of the claim and area the PA is working in.
But don't you feel it's a real shame that we pay for insurance all of these years, and can't secure a fair and equitable settlement, without having to pay a percentage to a PA? Money which is needed to make necessary repairs?
If it's a $20,000 dollar loss, and $1000. ded. and the PA takes $2000. the insurance company takes depreciation, even with replacment cost on the building (you need to fight for it back later, most people don't) say of $1000. That's $4000. So now you have $16,000 to do $20,000 in repairs....
#70 Oct 18, 2011
That's what you get for hiring Disaster Services and BLC. They are in bed with each other!
#71 Oct 18, 2011
They sure are.......I think they may even be one and the same!!
This certainly didn't feel like an arms length transaction!
#72 Oct 19, 2011
As long as she is gone...she was worthless
#73 Oct 19, 2011
100% right she was useless. She is an example of someone whom played that gender card for all it was worth, regardless of whether she had a clue or not.
#74 Oct 19, 2011
I've used this forum (Topix) in the other states that Utica National does business in to get the same word out to those people in the hopes that they, too do not waste their insurance dollar.
#75 Oct 19, 2011
They jack the bill up so BLC gets a larger piece of the pie!
#76 Oct 19, 2011
Wow all of this insurance talk has me wondering what kind of situation I would be in if I ever have a major claim. I have Allstate. Anyone have any major claim experience with them?
#77 Aug 28, 2012
burned up..just wondering if you have any updates?
#78 Sep 24, 2012
I can certainly agree on one, rather two points. The company is very cheap in payments and will go to any depth to deprive you of you entitlements. I was recently rear-ended by one of their insured and am going to have to go through physical therapy [a 100% fault of their insured] but the company people are refusing to give me a rental car while my car gets repaired and wants me to ask my insurance [GEICO] to fight on what should I get from them or not. Very arrogant in their tones, very mean in their talks, no manners, seriously inconsiderate to one who has been hurt because of their insured's mistake. They are rather interested in defending their case even after knowing the whole case is crystal clear just to save whereever they can blame the other party or other insurance. I would say no body, I mean no body should buy their insurance. At the minimum they can count me out in this life even if they want to offer me insurance at half the rate from GEICO. Even worst, their appraiser refused to give me any paperwork for the estimate he made on my car and when I complained the lady on the other side refused to listen any thing and instead argued and said their appraisers don't have equipment necessary to give the copy of estimate. I am sure he was not writing on a sticky note pad. He was writing on some thing that he could have easily given me a copy from underneath. Finally, I got the copy in email and then in mail also after making a second complaint at a higher level. Interesting thing is while their appraiser refused to give any paperwork he sure gave me a business card for a repair shop who called me within the hour of his departure and his senior officer was leaving no room in defending him. UTICA is a real nasty name in my dictionary now.
#79 Nov 11, 2012
utica insurance company is a worst company i've ever seen before. during this recent storm of hurricane sandy we post a claim but returned back with not even a penny. for all these years of payments on time and no claims at all they denied our first calim. i heard my other friends said that they nerver pay their customers. i believe we should all cancelled out from this company. this kinds of cheater company should not be existing in this world.
#80 Nov 11, 2012
No wonder they let about 25 ppl go recently.
#81 Nov 12, 2012
Utica National just keeps showing their true colors...they are criminal. No one should ever even consider their type of insurance. And those that have their insurance, please get out NOW...or waste your money. They simply are not worthy of your time, and especially not your MONEY.
Since: Feb 13
United States
#82 Feb 15, 2013
I work for Utica and it is a horrid. HORRID. place to work. terrible work environment, misers, cheap, sinking ship. Slow leak but it will eventually sink. I would never recommend this place as an employer or as an insured. EVER. completely detached from reality and full of antiquated ideas and shit for brains for upper level mgmt. HORRID!! every day I pray that this company goes under or that it gets bought out. Although who would buy out a sinking ship.
#83 Feb 15, 2013
Sorry to hear of your situation...but it comes as no surprise. This so called "company" does not know how to treat true honest people. They are disgusting at best. And even then they,
by what you say as their employee, do not respect what you do for them everyday. As they also do not respect their policy holders.
They only respect their own bank accounts. They will sink in their
own criminality.
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Goa mulling possibility of lifting suspension on mining
Panaji: Goa government is contemplating the possibility of lifting the suspension order issued to all working mining leases in the state, top officials said.
However, state Chief Minister Manohar Parrikar refused to comment on it.
A senior state mines and geology department official yesterday said the Goa government is screening the legal validity of its order ahead of the Supreme Court hearing on the mining petition on August 29.
However, reacting to a question on the state government`s plans to withdraw the order suspending the operations of all the mining leases, Parrikar today said, "You will be informed if we do it. We will speak only when we do it."
The Goa government had on September 9 last year suspended all the mining leases, pending legal scrutiny following Justice M B Shah commission`s report exposing illegal mining in the state.
After the government`s order suspending the mining leases, the apex court had imposed temporary ban on extraction and export of the ore from the state asking Central Empowered Committee to probe the charges of illegality.
As the situation in the state`s mining belt remains grim, the state government has now decided to lift the suspension order it had issued.
The state had 90 working mining leases when the suspension was issued by the state government.
Goa, the largest exporter of iron ore in the country, had exported 53 million metric tonnes of ore in 2011-12 before the industry faced closure.
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It isn't easy being gay in the Orthodox Jewish community, and it's extremely hard in the Tel-Aviv area. Hod is an organization that supports religious homosexuals and is working to make their lives easier. According to Hod's campaign, Haredi homosexuals are forced to undergo conversion therapy by their community rabbis. For the past few months the group has been placing signs on everyday objects with messages that mock conversion therapy:
The Hod website states, "We believe that a considerable part of the hatred directed towards homosexuals is a consequence of ignorance, lack of awareness and the absence of accessible information for religious people about homosexuality and its extent."
While most mainstream Orthodox Jewish communities have rejected conversion therapy, some practices are still conducted in the country's Haredi communities.
The video closes with the lines, "We shall not rest and will not despair until everyone accepts us as we are."
7. Watch Campaign Video:
- The death penalty should still be considered for Colorado theater shooter James Holmes, a jury decided.
- President Obama unveiled a climate change plan on Monday that calls for federal limits on the amount of carbon power plants can produce.
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DES PLAINES, Ill. -- If Bears free-agent long snapper Patrick Mannelly does not return to Chicago for a franchise record 17th season, the team's all-time leader in games played (245) would probably lean toward retirement.
That's the scenario Mannelly laid out to reporters before being honored as the Bears' 2013 Ed Block Courage Award winner at a luncheon held at Maryville Academy in suburban Des Plaines, Ill., an event attended by team matriarch Virginia McCaskey.
"It would be tough to put on another helmet for another team," the Mannelly, 38, said.
The only member of the 1998 draft class that is still playing with their original team, Mannelly is almost three months into a four-to-six month rehabilitation process following offseason hip surgery.
Mannelly is scheduled to fly to California Tuesday night to continue his rehab work at EXOS in San Diego -- he is no longer under contract with the Bears and cannot use the facilities at Halas Hall -- but the veteran long snapper is undecided about his future.
"As athletes you always think you can play forever and I've been lucky to play for a long time," Mannelly said. "But I really want to listen to my body and see what happens. You always want to play forever. Your heart wants to play forever. Your mind wants to play forever. But we'll see.
"I would feel bad if I didn't give it everything I had and [slacked] in the offseason. I'm not going to do that. I truly want to find out. I want to put myself in a position where I get sore again and feel hurt every day and see how much I enjoy it and how I bounce back the next morning."
The Bears are expected to offer Mannelly a one-year contract if he decides to continue for another season, although a drop-dead date has not been set for Mannelly to make a final decision.
"We haven't really set anything in stone for that," Mannelly said. "I have some dates in my mind that I want to set to reach certain plateaus and goals to get ready for the season. I'll leave those dates to me but we will see."
If Mannelly's recovery goes according to plan, he could theoretically return to the field when the Bears hold their organized team activities in late May and early June. But the Bears had to protect themselves at the position and agreed to terms on a three-year deal with former CFL long snapper Chad Rempel on Monday.
"It's a smart move," Mannelly said. "Phil Emery should do that. I'll be 39 this year and I don't know if I'm going to be back. They need to take care of their roster and that's the most important thing."
The Ed Block Courage Award is given out annually to one player on all 32 NFL teams who best exemplifies a commitment to sportsmanship and courage and serves as an inspiration in the locker room. Teammates vote for the award. Ed Block Courage Award winners symbolize professionalism, great strength and dedication, and are considered role models in the community.
Past Bears recipients of the Ed Block Courage Award include: Nick Roach (2012), Brian Urlacher (2011), Anthony Adams (2010), Israel Idonije (2009) and Charles Tillman (2008).
The Ed Block Courage Award Foundation promotes the prevention of child abuse by raising awareness and assisting agencies that provide for the care and treatment of abused children.
Matt Forte wants more rush attempts, fewer catches in '15
7mJeff Dickerson
Bears OLB Lamarr Houston: 'I'm better than I was before the surgery'
59mJeff Dickerson
Bears safety Antrel Rolle 'loves' matching up against Aaron Rodgers
12hJeff Dickerson
Lions rookie Alex Carter's life was altered one February day in 2012
12hMichael Rothstein
Zimmer: Danielle Hunter 'a lot less raw than we thought'
23hBen Goessling
Jared Allen: 'I'm ready to bust someone's head open'
1dJeff Dickerson
Jordy Nelson good to go at Packers camp
1dRob Demovsky
Mike McCarthy likes hype surrounding Packers
1dRob Demovsky
NFL Nation TV debates Tom Brady's four-game suspension
2dPaul Gutierrez
Zimmer: Corners should be able to press before training camp
3dBen Goessling
Vikings put Casey Matthews on IR, Josh Robinson on PUP
4dBen Goessling
Vikings trying to tune out high expectations
5dBen Goessling
Vikings sign Josh Thomas
6dBen Goessling
Breaking down Adrian Peterson's contract
7dBen Goessling
LS Mannelly undecided about future


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Special Report: ETF Roundtable
Exchange-traded funds are undergoing a renaissance, with new approaches to indexing designed to beat the market. But is "smart beta" good for investors? Barron's convenes a panel of five industry experts to learn more.
A Cheap Play on Alibaba's Growth
Shares of China Mobile chl 1.306303452644916% China Mobile Ltd. ADR U.S.: NYSE USD63.9648 0.8248 1.306303452644916% /Date(1438189280248-0500)/ Volume (Delayed 15m) : 192676 P/E Ratio 14.738785233516126 Market Cap 258204564888.029 Dividend Yield 2.7795889749983993% Rev. per Employee 432632 More quote details and news » look poised to rise as the world's biggest wireless company rolls out its high-speed network and attracts higher-value customers. Barron's explains why investors could waken to its potential with Alibaba's IPO.
What Some Smart Investors Are Buying Now
Barron's looks at the names that earned cheers -- and some that attracted jeers -- at last week's Sohn conference, an annual gathering of Wall Street elite.
Flowserve Sees Big Opportunities to Grow
As a leading maker of pumps, seals, valves, and other fluid-control products, Flowserve fls 2.1743857360295715% Flowserve Corp. U.S.: NYSE USD46.99 1 2.1743857360295715% /Date(1438189214148-0500)/ Volume (Delayed 15m) : 819330 P/E Ratio 14.612895195419467 Market Cap 6194439052.21572 Dividend Yield 1.5332197614991483% Rev. per Employee 268086 More quote details and news » stands to benefit as its customers -- chiefly energy, engineering, and construction concerns -- complete the build-out of large infrastructure projects across the globe. Barron's takes a closer look.
Sizing Up Small-Caps: Two Stocks in the Recovery Zone
The battered shares of Brink's bco 2.2263766145479265% Brink's Co. U.S.: NYSE USD30.075 0.655 2.2263766145479265% /Date(1438189208017-0500)/ Volume (Delayed 15m) : 106196 P/E Ratio N/A Market Cap 1430665231.29494 Dividend Yield 1.328462304882099% Rev. per Employee 54163.8 More quote details and news » and Big 5 Sporting Goods bgfv -23.43854936198791% Big 5 Sporting Goods Corp. U.S.: Nasdaq USD11.4 -3.49 -23.43854936198791% /Date(1438189292329-0500)/ Volume (Delayed 15m) : 926812 P/E Ratio 16.71014492753623 Market Cap 331749217.873383 Dividend Yield 3.4692107545533393% Rev. per Employee 110017 More quote details and news » could get a lift as the companies work to boost profit margins, Barron's says.
Mutual Funds: Three Big Trends for Foreign Stocks
George Evans of Oppenheimer International Growth looks for stocks that can double in five years, driven by growing wealth in the emerging markets, increasing Internet use, and aging populations, Barron's reports.
This week, Barron's interviews Marty and Ari Sass of M.D. Sass, where Marty is chairman and CEO and son Ari is senior vice president. These days, they're particularly focused on what they see as the under appreciated benefits of consolidation in various industries. They name some of their current picks.
European Trader: Big-Caps Set to Outperform
As Europe's recovery progresses and monetary policy gets closer to an inflection point, the performance of large-cap stocks is likely to improve. Barron's names some of the companies that turned up in a Morgan Stanley screen for large-cap stocks with attractive valuations, the best growth outlooks, and the potential to unlock value through more shareholder-friendly activity.
Asian Trader: Buy Singapore's Oil-Rig Makers
Demand for offshore-drilling equipment is booming, with the advent of oil and gas exploration in ultradeep waters off Brazil, Mexico, West Africa, and Northern Europe. Barron's looks at two Singapore shipyards that are likely to be key beneficiaries.


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Campaign on awareness about ill-effects of smoking heldKinetic worldwide, Pune, Indian Health Foundation, non-profit organisation, Jangli Maharaj Road Pune: Kinetic worldwide and Indian Health Foundation, a non-profit organisation, recently carried out an unique campaign to create awareness ... Sakaal Times, 1 week ago
Cash, laptop stolen from two cars on JM Road in 30 mins
The conmen needed just 30 minutes to divert the attention of drivers of two cars parked on the busy Jangli Maharaj Road and steal valuables collectively worth Rs 2.18 lakh from both vehicles.Times of India, 1 week ago
Article on Sultans getting involved in politics lands Aziz Bari in hot water
Today: Shutdown Politics. Taliban Turmoil. L.A Times (Today) - I'm Davan Maharaj, editor of the Los Angeles Times. Believe it or not, we could be headed for another federal government shutdown; and even Jerry Brown might be surprised at... ...DangoteNews.com, 1 day ago
Chain-snatching spree: 4 incidents in 48 hours
Jewellery worth a total of Rs 2.6 lakh stolen over the weekend Over the last 48 hours, chainsnatchers reportedly went on a spree, outsmarting cops and targeting citizens in different areas of the city. In four chain-snatching incidents — at ...Pune Mirror, 1 week ago
Palkhi gets rousing welcome at Nigdi
Pimpri: The palkhi procession of Sant Tukaram was given a rousing welcome when it reached Bhakti Shakti Chowk in Nigdi on Thursday evening. The palkhi procession was at Inamdarwada in Dehu for its first night halt on Wednesday. The palkhi, along ...Sakaal Times, 3 weeks ago
Now, hospital controls traffic, civic body, cops look on
An employee of Sancheti hospital managing the traffic movement at Netaji chowk. In an unusual move that highlights how civic officials and traffic police in Pune manage the city's growing traffic chaos, a top hospital has been allowed to set up an ...Indian Express, 3 weeks ago
Civic body to appeal NGT order in the SC
PMC feels green tribunal's order to demolish ongoing construction at Sambhaji Garden will put similar facilities at other gardens in jeopardy Threatened by an April 13 National Green Tribunal (NGT) order to demolish a recreational facility being ...Pune Mirror, 3 weeks ago
A touch of history
The Rani of Jhansi statue on JM Road reminds us of her unequalled act of bravery. Astride her horse, with one hand holding the reins and the other wielding a sword, while her infant looks on, tied to her back with a long piece of cloth. This is how ...Sakaal Times, 3 weeks ago
PMC plans to ease traffic on JM Road, FC Road
Pune: The Pune Municipal Corporation (PMC) will hold a meeting next week to chalk out a plan for easing the traffic situation and to provide better pedestrian safety on JM Road and FC Road. The civic body's decision on the issue comes after the ...Sakaal Times, 4 weeks ago Raining chaos: A long & rough ride on road Times of India, 1 month ago
Let's talk, I&B Min tells FTII students
DAY 18 OF PROTESTS While authorities want agitation to stop now, students plan to take out protest march on July 1, remain adamant on stance for Chauhan's removal from chairman's post. Finally, on the 18th day of the ongoing strike by students of ...Pune Mirror, 1 month ago
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Best Western the Hotel Versailles
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Travel Blogs from Buc
... is only 400 metres from our hotel. On the way back we visited our local bakery and picnicked in our room. The bakeries in France are fantastic. Their cakes and pastries are beautiful both in presentation and taste. After an hour or so we headed out again and caught the Metro to the Louvre. We had bought some items yesterday from Apple which we did not need so we returned them today. We also had fun in some great ...
Markets, Mass and Moules (mussels)
... to drink a cup of cappuccino. Met two nice women from Salt Lake City. They had been in Paris for 8 days but we're staying in a hotel...they were really interested in our apartment plan. We found some cheese, radishes and tomatoes that wanted to come home with us and then decided we'd exhausted their wares so started to walk to the Saxe-Breteuil street market. This is in the 7th arrondissement....pretty high end walk. We admired the boutiques and well manicures ...
Oh, Paris (or I Would Walk 500 Miles)
... trip). So after the most comfortable and restful night this trip (the advantage of being in a comfy hotel) I was up and ready for an action packed day.... First port of call was coffee. I attempted to ask for a large Americano (which it was they call long blacks here and the UK). I must have made a mockery of their language as the man politely said "takeaway or have here" and read out the cost in English! Pretty much the same thing happened later at lunch, so I won't repeat ...
Following the thin green line..
... Manouvering through the archway to the Louvre, glimpsing the clock at the Musee D'Orsay, driving along the Champs Élysées to the Arc de Triomphe, standing in front of Notre Dame, looking at paintings by Van Gogh, Monet, Cezanne and Renoir, looking down on the boats on the Seine, it's just a continual stream of fantastic experiences! After we left the Musee D'Orsay ...
Day 7, Our 2nd full day in Paris
... Eiffel Tower. But to our surprise the line zipped through so quickly we barely managed to finish our breakfast before we began. We were thankful that the line moved quickly but would've preferred a bit more "digesting" time. Before climbing the many hundreds of stairs. We were also blessed to get reduced tickets as we are both under 25years old! Woo! After losing and eventually finding each other again at the top of the tower we soaked in as much of the view ...


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Analysis Topic: Personal FinanceThe analysis published under this topic are as follows.
Friday, June 13, 2014
Unintended Consequences of Obama's Student Loan Policies / Personal_Finance / Student Finances
So this week, President Obama's populist, class-warring, shut-out-the-legislature, ignore-the-long-term-consequences romp through every corner of life turned to the education sector.
His new policies on student loans include greater access to both payment reductions and loan forgiveness.Read full article... Read full article...
Monday, June 09, 2014
What Most Americans Don't Know About Student Debt / Personal_Finance / Student Finances
Courtesy of ZeroHedge: Submitted by Tyler Durden.
Now that student loans, well over $1.1 trillion, are hitting fresh record highs as… well… daily as the S&P500, the Fed is finally getting concerned about the latest debt bubble it has blown (not so much in equities). So concerned, in fact, the New York Fed recently added questions about student loans in its broad survey on consumer expectations to find out what people knew, or rather, did not know about this record debt mountain. We hope it was not shocked to learn that once again the bulk of Americans are taking on unprecedented amounts of debt without having a clue what the conditions are: accordint to the analysis, people don't fully comprehend the ramifications of taking on student debt.Read full article... Read full article...
Friday, June 06, 2014
How to Die in Dignity Without Leaving Your Spouse to Starve / Personal_Finance / Pensions & Retirement
We'd all been waiting for the big day, but the chapel the ceremony took place in was very small—just a room with Christian symbols and a few chairs. My wife Jo's father was waiting for us in his hospital bed, grinning from ear to ear. Despite the feeding tube, he still managed to devour a few bites of our wedding cake. Parkinson's is a powerful disease; it can take the sturdiest tree in the forest and wilt it like an aging rose.
Yes, Jo and I got married in a nursing home chapel. Little did we know that we would spend the better part of the first 18 years of our marriage dealing with nursing homes and assisted-living facilities for both sets of parents.Read full article... Read full article...
Tuesday, June 03, 2014
Be Very Afraid of the Underfunded Public Pensions Nuclear Solution / Personal_Finance / Pensions & Retirement
With few exceptions, state and local pension funds are woefully underfunded. Five heavily populated states—California, Illinois, Ohio, New Jersey, and Texas—collectively lack $431.5 billion; money that won't be paid out to hopeful pensioners. That's according to those states' own accounts published in a 2012 Harvard University study that was led by former Assistant Treasury Secretary Tom Healy.Read full article... Read full article...
Thursday, May 29, 2014
UK Citibank USD Current Account Continues Ramping Up Fees / Personal_Finance / UK Banking
Once upon a time the Citibank USD current account was by far one of the best such accounts on the market for depositing USD cheque's in the UK, where typically 1.75% was added to the spot GBP exchange rate and if lucky at best as little as 1.5% or at worst rarely more than about 2.2% with no other fees as long as £2,000 or equivalent was always kept on deposit.Read full article... Read full article...
Tuesday, May 27, 2014
Is It Time to Hide Your Money Under the Mattress? / Personal_Finance / Savings Accounts
"I don't know what to do," said my good friend Rob after inviting my wife Jo and me to dinner for the third time in two weeks. "I know I should do something. Every time I think about it, it scares the hell out of me! Maybe I should just hide everything under the mattress."
Rob is a sharp guy—he's done well for himself and his family. He also recently settled the last details of his parents' estate. Upon banking part of his inheritance, the branch manager magically appeared, introduced himself, and invited Rob into his office to discuss "some really good rates" the bank had to offer.Read full article... Read full article...
Friday, May 09, 2014
Collateral Damage: What You and Monica Lewinsky Have in Common / Personal_Finance / Pensions & Retirement
Collateral damage can assume many forms—and though some may be more newsworthy than others, the latter are no less real, nor any less frightening.
On Tuesday, controversial radio talk show host Rush Limbaugh called Monica Lewinsky "collateral damage in Hillary Clinton's war on women," saying that President Bill Clinton and his wife destroyed the former White House intern "after he got his jollies, after he got his consensual whatevers."Read full article... Read full article...
Tuesday, April 29, 2014
Retirement Kitchen Table Economics / Personal_Finance / Pensions & Retirement
What is it about retirement that causes confident, successful businessmen and -women to lose that edge when they invest their own life savings? Many otherwise dynamic people become virtually impotent in the face of retirement investing. I have many friends who were very effective in business—folks who made sound decisions affecting how millions upon millions of dollars were spent. They would gather the facts, make a plan, and make the right call with confidence. Whywas it so taxing for these same friends to manage their personal retirement accounts?Read full article... Read full article...
Monday, April 28, 2014
The World's Biggest Pension Fund Just Made a Huge Bet / Personal_Finance / Pensions & Retirement
Peter Krauth writes: On numerous occasions, I've told you to remain on lookout for threats to your savings, including the proposed new MyRA account.
If you've been counting on your pension, whether from work or even Social Security, you may want to revise those plans, as most are way underfunded.Read full article... Read full article...
Tuesday, April 22, 2014
Puerto Rico Is the Only Way to Escape US Taxes / Personal_Finance / Taxes
By Nick Giambruno, Senior Editor, International Man
When I hear about strategies that purport to legally allow US citizens to avoid having to pay income taxes, the first thing that usually comes to mind is that it is some sort of cockamamie scheme.
This is because the US government is no slouch when it comes to shaking down its citizens for every penny. The mind-boggling spending on welfare and warfare policies necessitates this. It would be dangerously foolish in the extreme to think you could slip one past them.Read full article... Read full article...
Tuesday, April 22, 2014
Do Not Let The Next Economic Downturn Leave You Penniless / Personal_Finance / Investing 2014
Doug Casey is emphatic that a downturn will affect us all. When it comes, we want to minimize the damage. That's particularly challenging for baby boomers and seniors who may be at, or past, the end of their careers.
In the past I've shared some experiences from speakers who had real world experience with hyperinflation. It is not pretty. They were quite candid that many previously wealthy seniors and savers ended up penniless before things got under control. That's the ultimate catastrophic loss.Read full article... Read full article...
Friday, April 18, 2014
Tesco Profits Panic! Back to Back £5 Off £40 Shop Voucher Promotions / Personal_Finance / Shopping
Tesco, Britain's giant supermarket chain is once more reeling following its latest trading results that reveal another bad year with profits slumping by 7% as the discount chains such as Aldi and Lidl continue to consume King Tesco's market share that fell to a 10 year low of 28.6% that sows the seeds for the market leader ultimately to join the ranks of has been's such as Morrisons that has been floundering in the supermarket wilderness for over a decade now.Read full article... Read full article...
Thursday, April 17, 2014
10 Ways to Screw up Your Retirement / Personal_Finance / Pensions & Retirement
There are many creative ways to screw up your retirement. Let me show you how it's done.
Supporting adult children. My wife Jo and I have friends with an unmarried, unemployed daughter who had a child. Our friends adopted their grandchild and are now in their late sixties raising a kid in grade school. The same daughter had a second child, and they adopted that one too. When she announced she was pregnant a third time, they finally said, "Enough! It's time for a third-party adoption."Read full article... Read full article...
Tuesday, April 15, 2014
How I Intend to Survive the Meltdown of America / Personal_Finance / Social Issues
By Louis James, Chief Metals & Mining Investment Strategist
It is with a troubled heart that I look at the continued fighting in eastern Ukraine. I worry about my friends and students in the country who may well be in physical danger soon, if the conflict escalates. As an investment analyst, it's the financial war the Russians seem quite willing to wage that has my attention.
It should have yours as well.Read full article... Read full article...
Thursday, April 10, 2014
Escape the Toy Trap / Personal_Finance / Shopping
The toy trap: we all have friends who've fallen in. I received a wave of emails after publishing Debt: The Last Social Taboo?, all sharing similar sad stories. Author Dave Ramsey summed up the problem best: "We buy things we don't need with money we don't have to impress people we don't like."Read full article... Read full article...


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Hot ringtones on Audiko.net! All you need is to download a free Arash feat. Helena ringtones for your iPhone or mobile. Scope out your favorite episode from your favorite song - Broken Angel (Dj Miv Remix), One Day, One Day, or any other track. Then download the prepared Arash feat. Helena ringtones to your iPhone, and enjoy Dance music by Arash feat. Helena every time your phone rings. If you love Dance or maybe Iran music, then you will probably like Arash as well. You may receive your ringer both in the MP3 and m4a formats, played by both mobile phones and iPhones. Just select a track, and choose free Arash feat. Helena ringtones download option.
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AMD A10-7870K Godavari APU review
MSI X99A GODLIKE Gaming Motherboard Review
Plextor M6V 256 GB SSD review
Thecus W4000+ NAS review
Be Quiet! Silent Base 800 Window review
Core i7 5775C processor review: Desktop Broadwell
ASUS Radeon R9 Fury STRIX review
Palit GeForce GTX 980 Ti Super Jetstream Review
OCZ TRION 100 - 240 and 480 GB SSD review
ASUS GeForce GTX 980 Ti STRIX Review
IntelBurnTest v2.3
Posted by: Hilbert Hagedoorn on: 07/07/2009 12:39 AM [ 0 comment(s) ]
This is an extremely stressful program that will put even the most powerful X86/X64 CPU in the world at its knees. Load temp under Linpack will be up to 22*C higher than the competing software Prime95.
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Asset Management Jobs in Newbury, Berkshire
Jobs 1 to 2 of 2
Software and Asset Management Authority
Newbury, Berkshire -
Our teams are at the forefront of the technology that's bringing smart metering into homes, streaming music into cars, delighting phone users with fantastic call quality - but also enabling all sorts of fundraising with JustTextGiving - the UK's first free text donation service. This role will support the Software...
Posted: 4 days ago
Product Marketing Manager - Newbury up to £75k.
Newbury -
The People Network
This global market leader is looking for a Product Marketing Manager with experience or at least an understanding of the broadcast space to join their expanding team... This includes working with Marketing Communications to generate comprehensive collateral for the Sales organisation and customers, and providing Product Management with market and...
Salary: £55000 - £75000 per annum + plus superb beneiftsPosted: 21 days ago


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Welcome to Granite Hills High School
School Startup Information!
Here are some important documents to help you with the startup of school.
For information about Freshman Orientation on July 31, click HERE
Click HERE for information on Student Orientation. This is for students in grades 10 and 11 on August 4, and 12 on August 3.
The link that is HERE gives parents exciting news about a new sports pass that gives you entrance to every HOME game, all year.
Finally, HERE is the link which gives you details about why you should be purchasing an ASB card.
Granite Hills Final WASC Report and Video Report
Welcome to our WASC visitation team! Our final report for accreditation is complete! Click HERE to access a PDF version of the complete report. It is about 300 pages, so be patient on the download!
Click HERE to access our video report for WASC. Thanks to Mr. Johnson and his excellent staff for their work on this project.
Granite Hills News
Looking for news about GHHS? Click HERE to go to our news page, the Granite Planet, at www.ghnews.org
Subscribe to our weekly newsletter below!
It will come to you by e-mail early each week! Please sign up using the form below. This is your best way to learn about what is happening at GHHS.
Financial Aid Workshop on January 6, 2015
Did you miss this workshop? Click HERE for a copy of the presentation from that evening.
Birthday, Congratulations, and Other Signs
Want to wish someone a happy birthday, congratulations, or other messages on our electronic sign? See Mr. Arnt for a form in A212. The price is $5 for one day, and $10 for a week, but we also have very reasonable monthly and yearly rates. Adding a photo costs $5 extra. Messages are limited to 10 words. Photos must be sent as a JPEG attachment. Contact Mr. Arnt at firstname.lastname@example.com if you would like more information.
New Telephone Directory for 2015-2016
The new telephone directory for 2015-2016 is available HERE.


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I have been searching for a solution for days now but could not find anything anywhere. I have Excel interacting with an Access Database. The following query works in Access:
SELECT DISTINCT A.Timestamp, A.Identifier, A.Remarks, A.ActiveIndicator,
A.S4PDate, B.Timestamp, B.Identifier, B.Remarks, B.ActiveIndicator, B.S4PDate
FROM AAEPData AS A INNER JOIN AAEPData AS B ON A.Identifier = B.Identifier
WHERE (((A.Timestamp = '20131028' AND B.Timestamp = '20131014'))
AND ((datediff('d', A.S4PDate, B.S4PDate)) <> 0))
ORDER BY A.Identifier;
Problem is how to convert this to "VBA-SQL". It should look something like this but I am having trouble with the datediff part of it. How do I handover the interval in days correctly? Here is my VBA code:
sql = "SELECT DISTINCT A.Identifier, A.Remarks, A.ActiveIndicator, A.S4PDate,"
sql = sql & " B.Identifier, B.Remarks, B.ActiveIndicator, B.S4PDate "
sql = sql & "FROM AAEPData AS A "
sql = sql & "INNER JOIN AAEPData AS B ON ((A.Identifier = B.Identifier))"
sql = sql & "WHERE (((A.Timestamp = '20131028' AND B.Timestamp = '20131014')) "
sql = sql & "AND (Datediff('d', A.S4PDate, B.S4PDate) <> 0))) "
sql = sql & "ORDER BY B.Identifier ASC;"
When I do it like this it does not return values but does also not give an error. And I definetly do have changes in the date values S4PDate that I am querying for. Any ideas? Your help is really very much appreciated. Thanks.


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