text:
By John Hawksworth
The UK economy grew by 3% in 2014, its strongest performance since 2006 and the highest growth rate in the G7. Both unemployment and inflation fell significantly, adding to the feel good factor.
But growth slowed a little in the first quarter of this year as international factors dampened UK net exports. Both the US and Eurozone economies had a sluggish start to the year, while the Greek crisis rumbled on.
But these negative influences have been balanced by some more positive factors. Oil prices remain relatively low and UK average earnings growth has picked up in recent months, adding to household spending power. And businesses can invest with more confidence now the election is out of the way.
Overall, we project that the UK economy should grow at a reasonable pace of around 2.6% on average this year, which could still put us at the top of the G7 growth league table (see Figure 1).
Consumer spending and business investment should lead this growth, offsetting relative weakness in net exports and government spending. UK GDP growth may then moderate towards its trend rate of around 2.3-2.4% in 2016 and beyond as the remaining spare capacity in the economy is used up.
The Budget confirmed there were more spending cuts to come, but these will now be spread out more gradually over the next four years, rather than focused on the next two years. Affected government departments, local authorities, businesses and households will now have more time to adjust to the planned spending squeeze.
The challenge of boosting productivity growth
Looking to the longer term, one concern about the UK economy has been the persistent weakness of productivity growth in recent years. But this picture varies a lot across industry sectors as Andrew Sentance, our senior economic adviser, discussed in his earlier blog here, and in more detail in our latest UK Economic Outlook report.
On the negative side of the scales, productivity has been very subdued since the crisis in the financial services, energy and public sectors. Balancing this, however, productivity growth has been relatively robust in manufacturing in recent years, as well as in the fast-growing business services sector.
But there is no reason for complacency: more investment in infrastructure, skills and innovation is needed to boost the UK's productivity growth rate in the longer term.
Housing supply shortages and the continuing rise of Generation Rent
Another area of concern for the UK economy relates to a chronic lack of new housing supply, which we do not see being resolved quickly.
With lack of supply keeping house prices high, and interest rates likely to rise later this decade, we project that the owner occupation rate, which peaked at nearly 70% in the mid-2000s, could be down to around 60% by 2025. By contrast, the private rented sector, which housed only around 10% of people in the 1990s, could account for around a quarter of all households by 2025 (see Figure 2) and over half of people in their 20s and 30s.
To recap, the short-term outlook for the UK economy remains good. But there are major longer term challenges for government and business to address in boosting productivity growth and housing supply.
John Hawksworth:
Read profile | Contact by email | Tel: 020 7213 1650
By Andrew Sentance
George Osborne's Productivity Plan – launched just after the Budget – contains a lot of good ideas and aspirations. But UK political leaders have been very good at talking about how they aim to increase productivity. The more significant question is whether they can deliver the improvements they are targeting.
In terms of the UK's performance since the 1980s and 1990s, there are some grounds for encouragement. The UK's productivity growth lagged behind the US and other European countries in the 1960s and 1970s. But since 1980, IMF figures show that the UK has achieved the biggest increase in output per worker of any G7 economy.
Another set of figures which put UK productivity in a more favourable light will be published by PwC in its UK Economic Outlook later this week. Productivity growth over the UK recovery so far – since 2009 - has been 2.3% a year in manufacturing industry and 1.7% in private sector services, excluding finance and property (see Chart 1). This is a respectable performance compared with historical trends but there has been a big drag on total productivity from underperforming sectors - energy, finance, property/construction and public services.
It is not obvious that British business has been slackening in its efforts to improve productivity. But it still makes sense for the government to do what it can to boost productivity growth, which is the key to achieving sustainable long-term increases in living standards
The main problem with the Chancellor's Productivity Plan is that it lacks focus and an emphasis on delivery. A 15-point plan contains too many priorities with potential conflicts and inconsistencies between them. There should be a smaller number of priorities which attract more focus. My 5-point list would be: trade; transport; education and skills; deregulation; and public sector reform.
Trade is crucial to productivity performance. International competition is a spur to business to operate more productively and efficiently. Access to international markets creates scope for economies of scale. And businesses can operate much more productively servicing a wider market, so export-oriented businesses tend to more productive and successful.
Our PwC productivity analysis shows that in the services sector, businesses which trade internationally – in business and financial services, IT and communications - have achieved a 65-70% rise in productivity since the mid-90s. Other private sector services have raised productivity by just 15-20% on average. Sectors involved in international trade therefore appear to have a 3-4 times productivity growth advantage over businesses which are just servicing the local economy, as Chart 2 shows.
Access to international markets is therefore crucial for UK productivity growth – both within the EU and more broadly. Investment in transport infrastructure and a high level of skills and education are also critical. The UK does well in some areas – our university education is of a high standard and we perform well relative to our major competitors in terms of the number of students taking first degrees. But we are less effective at delivering technical and vocational education below university level. Also, the UK does not have a good record of developing and upgrading its transport infrastructure – as recent problems with Network Rail and the delay in building airport capacity illustrate.
Regulations affecting business also need to be continually reviewed to ensure they are not holding back wealth creation. In the 1960s and 1970s the big problem was industrial relations legislation, and reforms in the 1980s addressed this issue. Now the main problem appears to be the way the UK planning system holds back many aspects of business and infrastructure development, including housebuilding.
Finally, reforms to the delivery of public services can help ensure that the government is supporting productivity growth in its own backyard. Official statistics show that productivity in the public sector has been in decline in recent years – which may in part reflect problems of measuring public sector productivity. But longer-term reforms which harness new technology, make public services more responsive to consumers and support the adoption of modern management approaches are also needed in the public sector.
In all these areas, there is a massive challenge for the government to deliver change. In the UK, we have been talking about the need to improve productivity and upgrade our skills and transport infrastructure for many years. Focusing on key priorities and delivering them will determine whether George Osborne's plan makes a big impact or is a damp squib.
Andrew Sentance:
Read profile | Contact by email | Tel: 020 7213 2068
By John Hawksworth
The Chancellor stuck to his pre-election objective of eliminating the budget deficit before the end of this Parliament, but provided more concrete details of how he would achieve this. In particular, he opted for a smoother profile of real spending cuts over the next four years, which is sensible in allowing affected government departments, local authorities and households more time to adjust. But there is still a lot of pain to come.
The OBR's view of UK economic prospects has changed little since March. As the table shows, they still expect economic growth to proceed at a steady pace of around 2.3-2.4%, and still expect inflation to rise back gradually towards its 2% target over the next few years.
Excluding the new measures announced in the July Budget, which the OBR judges will not have a material net impact on average economic growth over the period to 2020, their underlying public borrowing forecasts have not changed much either since March. Tax receipts are projected to be a little stronger, but this is slightly outweighed in later years by higher public spending due, in particular, to somewhat higher debt interest costs in the latest projections.
The Chancellor's main strategic shift was to smooth out what OBR had termed the 'rollercoaster' profile of planned spending cuts. Rather than being focused on 2016/17 and 2017/18, austerity will now continue until 2019/20, but at a more gradual pace than planned in March.
Welfare cuts totalling £12 billion by 2019/20 will weigh heavily on lower income working age households, although a new national living wage will offset this for some workers by rising to £9 per hour by 2020. Unprotected government departments and local authorities will face a further Parliament on basic rations.
Restricting public pay growth to 1% per annum for the next four years may be needed to get the deficit down, but will pose challenges in attracting and retaining talent to the public sector over a period when private sector earnings are likely to be growing at around 3-4% per annum.
On the tax side, there was the usual complex mix of swings and roundabouts. The biggest giveaways related to cutting corporation tax to 18% by 2020, further increases in personal income tax allowances and extending inheritance tax relief for main residences.
These giveaways were more than outweighed, however, by a series of tax increases relating to dividend taxation, insurance premium tax and vehicle excise duty, as well as restrictions in pensions tax relief and a range of anti-avoidance measures. Overall, therefore, this was a tax-raising Budget, with the OBR estimating that the net tax increase might build up to around £7 billion by 2020, though this is only 0.3% of GDP in that year, so not huge in macroeconomic terms or relative to the scale of the planned spending cuts.
The fact there were some net tax rises, however, is not a surprise as it has been the norm for every post-election Budget since 1993. All Chancellors like to get the bad news out of the way early in a Parliament.
On the overall fiscal strategy, we clearly needed some further tightening to get the budget deficit down and it is good for financial and business confidence that we now have more detail as to how this will be achieved than we did before the election. More details will follow on departmental budgets in the Autumn Spending Review.
It seems prudent for the Chancellor to aim for a budget surplus by 2020 as a buffer against future economic shocks at a time when initial public debt levels are high due to the legacy of the financial crisis. But it may not be sensible to aim to run overall budget surpluses indefinitely as this could unduly restrict the scope for the longer term public sector investment that Britain needs to strengthen its national infrastructure.
The Chancellor's proposed new fiscal rule to run budget surpluses in all years from 2020 except where real GDP growth is below 1% (a somewhat arbitrary figure) may not therefore prove to be a permanent part of the fiscal policy landscape. But, for now, there seems to be a reasonable post-election political consensus that it is a sensible target to aim for by the end of the current Parliament.
This is a slightly expanded version of an article just published by the Tax Journal here.
John Hawksworth:
Read profile | Contact by email | Tel: 020 7213 1650
By Andrew Sentance and John Hawksworth
The economic and financial situation in Greece has taken a turn for the worse in the past week with the announcement of a Referendum on the bailout terms and conditions, the closure of the banks and the imposition of credit controls. Even before these developments, forecasters were expecting Greek GDP to fall this year, but a much sharper decline in output now seems likely, coupled with more financial and political turmoil.
If the Referendum result is No – the result that the Greek government is campaigning for – a much more prolonged disruption to the financial system is likely and it is hard to see how Greece could remain a euro area member. If the result is Yes – i.e. in favour of accepting the terms imposed by the creditor institutions – there will still be a major challenge in agreeing and implementing a detailed reform programme and rebuilding economic and financial confidence. A Yes vote would probably mean the end of the Syriza government, fresh elections and more political upheaval. None of this would be positive for the Greek economy in the short-term.
We can't predict exactly how things will develop in Greece, but a 'Grexit scenario' where there was a No vote and Greece subsequently left the euro, is a distinct possibility. What impact would this have on European economies and in particular the UK?
There could clearly be short term adverse impact on financial markets and confidence more generally, but we do not believe that this should derail the broader recovery we have started to see in the Eurozone economy over the first half of this year. This reflects the fact that:
1) Greece is a small economy, accounting for less than 2% of total Eurozone GDP.
2) Broader contagion to Spain, Portugal and Italy remains a possible risk, but these economies are now stronger than they were in 2011 when there were first fears of Grexit and the ECB now has tools at its disposal – sovereign bond purchasing under QE in particular – to support these countries if their bond yields were to rise significantly. Any financial contagion should therefore be much more containable than it would have been has Grexit happened three or four years ago.
3) Exposure of the European banking system to Greece has also been significantly reduced since 2011-12. Most Greek government debt is now held by official lenders such as the EU, the ECB and the IMF, with very little private sector exposure. There will be more exposure to Greek bank failures, but again to a much lesser degree than three or four years ago.
4) Domestic demand has been strengthening in most Eurozone countries, helped by lower oil prices since last summer and continued very loose monetary conditions, courtesy of near zero interest rates and QE.
These arguments apply even more strongly to the UK, given that Greece accounts for less than 1% of total UK exports and that UK bank exposure to Greece has been reduced significantly from around $12 billion at the end of 2014 to only around $3.2 billion now according to the Bank of England.
Of course, some UK companies will be affected that do more business with Greece, including some well-known household names. The 2 million UK tourists going to Greece may also face some disruption, though they could also get a cheaper holiday there to compensate. There are also around 35,000 UK nationals living in Greece who may face financial disruption due to the crisis. But at the macroeconomic level, the negative impact on the UK economy should not be significant.
Some longer-term consequences are less predictable. Will credibility of euro be weakened by a Greek exit, or could departure strengthen the solidarity of the remaining members? Will there be broader geopolitical tensions affecting Balkan region if Greece becomes isolated from other EU countries?
There will no doubt be further twists and turns in the Greek crisis, but the main effects of recent developments will be felt in the Greek economy, rather than more broadly in the rest of Europe. In particular, we do not expect this to derail the recovery underway in the UK economy.
Andrew Sentance:
Read profile | Contact by email | Tel: 020 7213 2068
John Hawksworth:
Read profile | Contact by email | Tel: 020 7213 1650
By Andrew Sentance
The UK and other western economies face the prospect of an ageing population. As the post-war baby boomers grow older, and people live longer, the number of over-65s in the UK is expected to nearly double by 2050.
This is often seen as a problem for society, leading to higher health care and social costs and increasing demands on the public purse to pay pensions. But there can also be positive benefits for the economy.
As people live longer they can work well beyond their mid-60s while they remain fit and healthy. Already, this is happening. Over half of the increase in UK employment in the past two years was accounted for by the over-50s - 500,000 extra 50-64 year-olds in work and 150,000 over-65s.
This week, PwC published its Golden Age Index, comparing the performance of different countries in terms of the employment and earnings of older workers. The UK is in the middle of the league table. The star performers are the Scandinavian countries while southern Europe is at the bottom of the league. PwC economists calculate that if the UK matched the performance of Sweden in terms of the employment of older workers, GDP could be boosted by around £100bn - over 5%.
It is sometimes argued that older workers displace young people and contribute to youth unemployment. But this is just another version of the "lump of labour" fallacy that there is a limited number of jobs to go around. The spending of older workers boosts the economy, creating jobs for others – both young and old. Indeed, Saga estimates that the over-50s contribute around half of total consumer spending.
A further boost to the economy can come from the wealth which older people have accumulated in property, pensions and other forms of savings. Net of mortgages and other borrowing, the accumulated wealth of UK households - in houses, pensions and other financial assets - is now over £8.5 trillion pounds, seven times annual post-tax income.
This accumulated wealth can be deployed to support economic growth. For example, pension funds can be an important source of finance for the investment needed to improve our transport infrastructure. This happens routinely in Canada and Australia – but has yet to take off here in the UK. Money tied up in property can be freed up by downsizing, providing additional resources to support consumer spending by pensioners while releasing property suitable for younger families moving up the housing ladder.
We need to adapt our economy to an ageing population to reap these benefits. A flexible labour market helps, as older workers are more likely to work part-time or be self-employed. New business opportunities can be created if companies respond to the growing market generated by older people, tailoring products to meet their needs. And the tax system should provide the right incentives to save for retirement - along with flexibility to draw down pension savings when they are needed, as the government now recognises.
If we adapt in these ways, an ageing population can be a support to growth, not a drag on the economy.
Andrew Sentance:
Read profile | Contact by email | Tel: 020 7213 2068
By John Hawksworth and Conor Lambe
One of the key megatrends affecting the UK and most other developed countries is an ageing population. Harnessing the potential of older workers will therefore become an increasingly important source of competitive advantage for both nations and businesses.
To explore how the UK compares with other OECD economies in this regard, PwC has developed a new 'Golden Age index' comparing how well they are utilising workers aged 55 and over. The index includes relative employment, earnings and training rates for older workers for 34 OECD countries over the period since 2003.
We have produced a full report on this index but for now, here are 5 things that stand out from our analysis:
1. The UK sits near the middle of the pack: Over time, the UK has improved its absolute performance on the index moving from a score of 50.3 in 2003 to 58.1 in 2013 (see figure below). However, the other OECD countries in our study have, on average, improved by a greater amount. As a result, the UK fell three places in the rankings from 16th in 2003 to 19th in 2007, a position it retained in 2013.
2. Potential £100bn boost to UK GDP: Sweden is the best performing EU country on our index and we estimate that if the UK had older worker employment rates equal to Sweden's, GDP could be around 5.4% higher, which is roughly equivalent to £100 billion at today's GDP values. This would be a welcome boost to the UK as tax revenues would pick up and welfare payments would fall. This would free up funds that could be allocated to areas such as health and social care or state pensions which would help to support an ageing population.
3. It's good news for Scandinavia, but not so good for the Eurozone: In 2013, Sweden and Norway took two of the top five places in our index representing a strong performance for Scandinavia. However, things are not so bright for the Eurozone. Greece was one of the biggest fallers in the index, moving from 19th place in 2003 down to 29th in 2013. To make matters worse, only three Eurozone members appear in the top half of the rankings.
4. Government policy could help to realise the benefits of an older workforce: Governments can take steps that would allow their economies to benefit from older workers, and boost their index scores. These could include offering tax rebates for companies taking on older workers, increasing spending on retraining their 'Golden Age' workforce and enforcing age discrimination laws more strictly.
5. Businesses can gain from employing older workers: Businesses who make better use of the skills and experience of older workers could gain a competitive advantage at a time when their customer bases are also ageing. However, in order to do this, businesses will need to be flexible in areas such as job design, invest in training for older workers and tailor employment reward packages to make staying in work an attractive proposition.
This analysis complements our earlier Women in Work index, which looked at how well countries were performing on female labour force participation and gender pay gaps.
In both indices, Scandinavian countries occupy many of the top places, while the UK's relative performance remains middling compared to the OECD average, despite some improvement over time in absolute terms. This indicates great potential for further improvement if UK government policies and business practices can match best practice around the world.
John Hawksworth:
Read profile | Contact by email | Tel: 020 7213 1650
Conor Lambe:
Read profile | Contact by email | Tel: +44 (0)20 7212 8783
By John Hawksworth
Statisticians generally measure the size of the economy by GDP, which is an estimate of the total value of goods and services produced at market prices. But, as economists have increasingly recognised[1], there are limitations to GDP. One important aspect of this is that consumers can now access a great deal of content online for a basic charge that may significantly understate the value they put on online content.
This reflects the difficulties companies have in charging directly for content when so much is available for free on the internet (though there may be indirect ways of raising revenue, for example through online advertising that users may need to endure when accessing free content). So how large is this 'consumer surplus' between what people pay to get online and the value they get from the content?
Valuing consumer surplus is not easy, but a 2013 study[2] by Boston Consulting Group (BCG) used survey techniques to estimate that connected UK consumers paid on average only around £100 per year for online media access, but perceived the value of the services received at around £800, giving an estimated annual surplus of around £700 per connected person.
I have combined these estimates, adjusted over time for inflation, with official ONS data on the proportion of the UK adult population engaging in internet activities of different kinds between 2007 and 2014. I focus on two categories of online media and entertainment for which the BCG study contains separate consumer surplus estimates:
The proportion of UK adults engaging in the online reading activities has gone up from 20% in 2007 to around 55% now, while for the online entertainment category it has risen from 24% in 2007 to 44% in 2014.
Allowing also for growth in the adult UK population, I estimate that the total consumer surplus from these online activities has risen from around £6.7 billion in 2007 to over £17 billion in 2014. Interestingly, the fastest rate of increase was during the recessionary period between 2007 and 2009, when the proportion of people active online was rising particularly rapidly. But there has been a steady upward trend over time as the chart below shows.
An estimated online consumer surplus of £17 billion sounds impressive, and compares to total internet retail sales of £38 billion in 2014, but it is still only around 1.5% of household disposable income in that year. However, this was up from just 0.7% of disposable income in 2007, so this is a factor of increasing relative importance to consumers.
These estimates are only for categories of online activity related to media and entertainment. Our analysis does not capture the potential consumer surplus from a wider range of activities such as online banking or buying, selling and searching for goods and services over the internet.
Nonetheless, our analysis does give an indication of how large the consumer surplus is from online media and shows that this has been growing strongly through both the recession and the subsequent recovery in a way that is not captured by conventional economic statistics like GDP.
The challenge for statisticians will be to address this gap in the data on a more systematic basis. The challenge for businesses will be to find imaginative ways to capture more of the value from their services without unduly curbing consumer access to online content.
[1] See, for example, this book by Diane Coyle or our own work on good growth with the Demos think tank.
[2] 'Follow the surplus: European consumers embrace online media', Boston Consulting Group, April 2013. Their estimates were based on a survey for the UK and other European countries carried out in November 2012, so we have taken their figures as relating to the year 2012 in our analysis.
John Hawksworth:
Read profile | Contact by email | Tel: 020 7213 1650
By John Hawksworth
The Chancellor largely stuck to his fiscal plans in the Budget, but the one big change was to end major spending cuts in 2018/19 - a year earlier than set out in the Autumn Statement in December. With the economy performing well, he does now see some light at the end of the austerity tunnel.
Since December, the OBR has raised its real GDP growth forecasts slightly to 2.5% this year and 2.3% next year (see table below), exactly in line with the latest projections in our own latest UK Economic Outlook report.
The revisions to the OBR forecasts were minor and did not alter the underlying trend growth rate in a material way. This reflects benefits from lower than expected oil prices and higher net inward migration of workers being offset by a somewhat weaker outlook for the global economy. The main uncertainty, as they recognise, is around their assumption that the disappointing productivity growth of recent years will gradually pick up over time. If this does not happen, then it will be difficult to sustain the recent rise in real income growth that is also the key driver of personal tax revenues.
The OBR has also revised down its inflation projections over the next few years, reflecting lower oil and food prices and the impact of the strong pound against the euro. This is good news for consumers but less so for UK exporters.
Overall, tax receipts are projected to be around £4 billion lower in cash terms in 2018/19 than the OBR forecast in December. This is due primarily to lower expected inflation, fewer residential property transactions and reduced North Sea oil revenues. But this is offset by a slightly greater reduction in projected public spending in 2018/19, due in particular to lower than expected debt interest and welfare benefit payments.
Comparison of key OBR forecasts at the time of the Autumn Statement and the 2015 Budget
GDP growth (%, calendar years)
Budget (March 2015)
Autumn Statement (Dec 2014)
CPI inflation (%, calendar years)
Budget (March 2015)
Autumn Statement (Dec 2014)
Public sector net borrowing
(£ billion)*
Budget (March 2015)
Autumn Statement (Dec 2014)
*Excluding borrowing of public sector banks Source: OBR
As a result, public sector net borrowing is marginally lower than previously forecast up to 2018/19, but only by around £1-2 billion per year, which is tiny compared to the margin of error surrounding any such projections.
Austerity ends a year early, but will it be a rollercoaster ride?
The biggest change in the Budget, however, was the Chancellor's decision to end austerity a year earlier than planned in his Autumn Statement. The projected budget surplus therefore levels out at £7 billion in 2019/20, which is still a healthy outcome but well below the £23 billion surplus projected back in December.
As a result, total public spending is now projected to fall to 36% of GDP in 2019/20, marginally above the low point of 35.9% of GDP reached under Gordon Brown in 1999/2000, rather than dropping to the lowest levels seen since the 1930s as in the plans set out in December.
Together with reduced welfare and debt interest costs, this should significantly reduce the scale of the squeeze on departmental spending over the course of the next Parliament. In fact, the OBR estimates that this element in total spending will now be around £28 billion higher in 2019/20 than estimated in December. But there will still be some severe spending cuts to come over the next four years in non-protected areas other than the NHS, schools, overseas aid and military equipment budgets.
Also, as the OBR pointed out, current coalition government assumptions imply a 'rollercoaster' ride for departmental spending with very sharp real cuts in 2016/17 and 2017/18, a more modest cut in 2018/19 and then a rapid bounce-back in spending in 2019/20.
This looks like an irrational way to tackle deficit reduction, so we would expect whichever government emerges after the election to chart a smoother departmental spending path than these illustrative OBR projections suggest. This could be done through sharing the burden of deficit reduction with further welfare cuts and/or tax rises, or by adopting a less stringent deficit target. We will not know all the details of this until sometime after the election, but in any event we are still in for a few more years of fiscal pain to get the deficit down to sustainable levels.
A broadly neutral Budget, but the majority of households will be modest net gainers
Compared with the debate on the overall deficit reduction strategy, the specific new tax and benefit measures announced in the Budget were mostly pretty small beer and appear to be broadly fiscally neutral overall.
There were giveaways on personal income tax and savings allowances, alcohol duty cuts, yet another freeze in petrol duty, and support for North Sea oil activity. But these were balanced by revenue-raising measures such as a higher bank levy, further steps to combat tax avoidance and evasion, and a reduced lifetime limit on pension tax relief.
These tax rises were carefully designed not to affect directly the great majority of households, who may therefore feel better off due to the various tax cuts in the Budget. But the overall net impact on the economy will be minimal.
This is a somewhat expanded version of an article just published by the Tax Journal.
John Hawksworth:
Read profile | Contact by email | Tel: 020 7213 1650
By Jonathan Gillham and Yong Jing Teow
The dramatic decline in oil prices since mid-2014 is having a significant impact on the world economy, despite some modest recovery in prices from their mid-January low point.
In our latest UK Economic Outlook report, we used a computable general equilibrium model of the UK economy to quantify the effects of the oil price decline in three alternative scenarios that differ in the magnitude and persistence of the fall, against a baseline where global oil prices[1] remain at mid-2014 peak levels of around $108 per barrel:
The results suggest that the fall in oil prices will provide a boost to the UK economy as the cost of production (of which oil is an important component) falls, increasing overall economic activity and investment. Where the reduction in the oil price is permanent, overall UK economic output increases by around 1% on average relative to the baseline between 2015 and 2020. The impacts are smaller where the fall in the oil price is wholly or partially reversed: the boost to GDP could vary from 0.2-0.5%, depending on how quickly prices rebound (in Scenarios 2 and 3).
Although the UK economy benefits as a whole, the fall in oil prices will create winners and losers. Let's start with the winners: heavily oil-dependent sectors, such as agriculture, air transport, oil-intensive manufacturing and construction sectors will receive a boost to output, investment and productivity as oil inputs become cheaper. In Scenario 1 with permanent $50 oil, the GVA of these sectors would expand by around 1-2% relative to the baseline (see table below).[2]
The increase in overall output also generates more demand for supplier inputs, which positively affects the upstream supply chain via the multiplier effect. Sectors that expand also increase employment and wages, providing an additional boost to aggregate demand as workers spend more on goods and services in the UK economy.
Impact on level of real GVA by sector, average for the years 2015-2020
The financial services sector also benefits from the increased economic activity, as it facilitates the reallocation of capital and other resources to the sectors that want to invest in response to rising levels of demand. Although the other services sectors will benefit through a small increase in demand for their products, the rate of output and employment growth in these sectors will likely be outpaced by growth in the winning sectors.
The North Sea oil and gas extraction industry clearly loses out: a permanent reduction in the oil price to $50 could reduce the level of GVA in this sector by around 8% on average between 2015 and 2020 (though this would be much smaller in other scenarios). Profits in the sector will take a hit, and could cause higher cost producers to exit the industry or scale back their operations. The downturn could also affect the viability of major investment in infrastructure (such as hub platforms and pipelines), causing the exploration of smaller and more technically difficult fields to become uneconomic.
The negative effects on North Sea oil output could moderate over time as the fall in the price triggers an increase in demand for oil from other sectors as it is now a cheaper input. The spread between oil and gas prices also narrows, which slows the rate of switching from oil to gas, and to renewable sources of energy as the cost saving incentives to do so are lessened.
To summarise, our analysis suggests that the fall in the oil price will provide a significant net boost to the UK economy, but will create some winners and losers in the process.
[1] Defined here as the average of Brent Crude, West Texas Intermediate and Dubai prices.
[2] GVA is used to measure the contribution to the economy at the industry sector level, and is the difference between output and intermediate consumption for a given industry sector. GVA is used in the estimation of GDP, specifically, GVA plus net taxes on products equals GDP at the whole economy level.
Jonathan Gillham:
Read profile | Contact by email | Tel: 077 1456 7297
By John Hawksworth
The UK economy has performed well over the past year with growth up and inflation and unemployment down. But it has also entered some pretty choppy international economic waters.
There are two main risk factors. First, despite the boost from QE and lower oil prices, Eurozone growth remains sluggish, and the problems of Greece remain to be resolved despite the recent short-term deal to extend its bailout programme.
Second, geopolitical risks remain high, particularly as regards the Russia and Ukraine situation and ongoing conflict in the Middle East. There is always a risk that these problems could escalate further, raising risk premia in international financial markets with adverse knock-on effects on the UK (although there could also be some offsetting safe haven effects in such a scenario).
But there has also been some good news. The US recovery continues at a healthy pace and China and India are also still growing strongly, even if not quite so fast as a few years ago. Most significantly, the lower oil prices we've seen since last summer are acting like a large tax cut for consumers and many businesses in net oil importing countries, including the UK.
We have put some numbers on this in our latest UK Economic Outlook report. In our main scenario where global oil prices rise back gradually to around $73 per barrel by 2020, the average annual gain could amount to around £200 per UK household over the next five years. And there could be almost 40,000 extra jobs in 2020 in this scenario, rising to around 90,000 if oil prices instead settled at just $50 per barrel.
Lower oil prices should help to keep the UK economy growing at around 2.5% in 2015, similar to last year. It should also see the unemployment rate fall further to around 5% by 2016, with wage growth continuing to pick up gradually over the next few years.
The Bank of England will be keeping a careful eye on these labour cost trends, and we think they may start the process of raising interest rates later this year or early in 2016 if the economy continues to grow at a healthy pace. By 2020, interest rates could be back to around 3.5-4%, so both households and businesses should take this into account in their borrowing and investment decisions.
London and the South East are expected to continue to lead the UK recovery with real output growth of around 3% in 2015, but there are signs from both the housing and labour markets that growth has been rippling out to other regions.
This is backed up by a detailed analysis we've done of how the digital revolution is creating jobs around the country. We found that, in 2014, around 10% of workers in central London were in new types of jobs that did not exist at all in 1990. This compares to a UK average of just 6% of workers.
But we also found that this gap between London and the rest of the UK has begun to narrow slightly in recent years as the digital revolution has spread across the country. We think this could continue, but it will require sustained investment in transport links, leading regional universities and skills levels in the Midlands, the North and other parts of the UK.
To recap, we think the short-term outlook for the UK economy remains good. But it will not be plain sailing given the need to navigate through potentially turbulent international waters.
John Hawksworth:
Read profile | Contact by email | Tel: 020 7213 1650


text:
Play way Method
Pre and Primary Teachers Training Program
Children love to play and it is their natural instinct. The play-way method was conceived by Friedrich Wilhelm August Froebel, who is also the father of the Kindergarten method. 'Play' according to Froebel is the work of the children. It is 'the purest, the most spiritual, and product of man at this stage.'
There is a theory, which states that a child understands his needs and goals while playing. So it is very important to teach children with the play way method. It has been proved that maximum amount of learning results while playing games. While playing games the environment is very relaxed, this makes learning interesting and fun. This is the most desirable method of learning for kids. The informal and free atmosphere gives the kids a chance to learn concepts, ideas, math and even language. Toys can sometimes be the root of mathematical concepts. Thus, in the play way methodology toys and apparatus like checkers, magic squares, Puzzles and building blocks are used to make teaching and learning a memorable experience for the learners.
ATI's Pre and Primary Course incorporate the principles and methodologies based on the Play Way Method. The Teachers training makes the trainee teachers aware of the salient features of this method linking play and literacy effectively.
Recent News
ATI is proud to announce that we have made a small contribution for Nepal Earthquake Victims. Our heart reaches out to those who have lost their nearest and dearest ones in this calamity. Hope Nepal find strength to recover from the rubble......
We happily announce the introduction of the new in class course for teachers who wants to teaching English to kids. The two weeks Certificate Course in Teaching Young Learners in Bangkok is an international course to train teachers.to know more about the course please Click here
The meeting of the ATI Training Company CEO, Mr. Sanjib Chakraborty and the CEO of the College of Birmingham, Dr. Dharmanand Mortha has successfully led to the establishment of a long-lasting corporate partnership. As a result, all ATI programs are being validated by the College of Birmingham and accredited internationally. The agreement between the two dynamic young executives heading the institutions will pave the path for the development of diversified assortment of international courses that will help candidates prepare and enhance their skills in the field of professional and teaching and training.Click here
American TESOL has been declared as top Education provider in India and received award of "Excellence in Education" in the 7th Achievers Summit for the "Global Achievers Award" held in Bangkok on 23rd August 2014.We are engaged in various activities in Face Book
Candidates are requested to check our Face book page regularly in order to get acquainted with all the information. Please join us on Face Book www.facebook.com/pages/Pre-Primary-Teachers-Training/157272657630437
ATI is conducting Teacher Training Workshop in Jain Public School, Ratlam, MP and Mangal Newton School, Rajasthan, Ajmer for the primary teachers, principals & the operation managers. The program consists of an array of topics catering to diverse academic needs like Montessori method, child psychology, classroom management, use of technology, speaking and listening skills in pre-primary and primary section as well as education management needs. To conduct workshop at your school, please send e-mail to firstname.lastname@example.com or call at - 9830010248. Click here
Other Information
ATI's Customer Relationship Management Activity
ATI Teacher Training Institute's CRM desk welcomes you cordially to the ATI Family.We are here to provide you support in order to make your journey hassle free and memorable throughout the course and even after completion of the course. At ATI we care about our candidates and want to give you the best possible services and will go the extra mile to ensure you are 100% happy with us. As an Educational Institution we believe that our success is firmly tied to the success of our candidates. We strive to make our offered courses best in the educational world to offer you the opportunities you are looking for. Your valuable feedback is the greatest asset for us because that will guide us to venture into new arena, upgrade our existing courses as per the demand of the current scenario. Read more
Student of the Month in June, 2015
Deblina Bhowmik
Diploma in Pre & Primary Teachers Training : Through this course I learned a lot about preschoolers and how to teach them effectively. Various age-appropriate study plans and activities are provided. The course material and the ad-on material proved to be very useful. The course is systematically planned. The certificate is internationally valid and the fee is affordable. Win-win.
Special scholarship Offer:
Dual Certification Program:
The Diploma in Pre & Primary & Montessori Teaching is a unique combination that awards the Dual Certification at the end of the program.
i) Diploma in Pre & Primary Teachers Training with Specialization in Teaching English
ii) Certificate in Montessori Teaching
The Benefits:
- Two separate Internationally Accredited Certificates
- Internationally Recognized Course Curriculum
- Practical Teaching Inputs
- Flexible study options
- Expert academic support
- Latest Teaching Techniques to teach kids in the age group of 2-12 years
- Montessori Method & philosophy & relevance & application in today's cyber age
- Dual Certificates at an affordable course fee
- Teach in Montessori , Nursery , Kindergarten & primary schools
- Teach from 2-12 years of children
- Qualification to teach all over India & abroad
- Ideal for aspiring teachers
- Knowledge enhancement for active teachers
- Gives an opportunity to mothers teaching children in home
- Teaching as a second career for career changers
- Increase in domain knowledge for entrepreneurs
Get the above mentioned benefits at an attractive and affordable Fee of OnlyRs. 16,000
Hurry Up !!!

subset: commoncrawl


text:
'Seven' British social classes
The British public fit in seven different classes based on economic, social and cultural measures rather than three, a new survey has found.
The British public fit in seven different classes based on economic, social and cultural measures rather than three, a new survey has found.
A new study into social class has found a "distinctive elite" group of people in the UK, according to one of the researchers involved in the work.
6% of the population, who are classed as "elite", have savings of more than £40,000, extensive social contacts and education at top universities.
It is striking that we have been able to discern a distinctive elite, whose sheer economic advantage sets it apart from other classes.
At the opposite extreme, we have discerned the existence of a sizeable group - 15% of the population - which is marked by the lack of any significant amount of economic, cultural or social capital.
The recognition of the existence of this group, along with the elite, is a powerful reminder that our conventional approaches to class have hindered our recognition of these two extremes, which occupy a very distinctive place in British society.
Human rights groups have condemned Pakistan for executing a man who said he was tortured into confessing to murder when he was 14.
The answer is it's not Britain. See where the UK ranks out of the 28 EU member states.
Most disabled people say they are treated differently by strangers and reveal common gaffes for Scope's #EndTheAwkward campaign.


text:
You're crushing this whole conflict resolution business.
This sexy former stripper took top honors. And lucky for us, Channing takes most of it off in Magic Mike.
Underneath Ryan's sweet guy demeanor is a sexy stripping machine. At least, that's what we all hope.
Vibrators You Can Snag for Less Than $30


text:
Proving Grounds for Health Care Reform
Will the wonders of the states as labs of democracy never cease? Certainly not when it comes to health care reform. There is, for starters, ...
Will the wonders of the states as labs of democracy never cease? Certainly not when it comes to health care reform.
There is, for starters, some new feedback from Massachusetts' universal coverage program: From a public health standpoint, coverage for all makes a big difference. More people have cut back on smoking because more people are either in Medicaid, which pays for smoking patches and other quitting-assistance or are seeing physicians who lead them to the same help. And the rate of colonoscopy screenings is up, as is the rate of flu immunization shots.
Then there's a decades-ago experiment in Florida with health-insurance coops -- much like the non-profit co-ops under discussion for the national health plan. The results of Florida's experiment: Not so good. The co-ops were out of business within six years.
Join the Discussion
After you comment, click Post. You can enter an anonymous Display Name or connect to a social profile.
After a Few Years Afloat, Pension Plans Sink2 hours ago
Ex-Director Allegedly Used North Carolina Union's Money for His Vacations32 minutes ago
Facing Near-Record Crime, Baltimore Enlists Feds' Help2 minutes ago
Comedian Amy Schumer, With Cousin Chuck, Pushes Gun Control Measures2 hours ago
Scott Walker: The Only Governor to Expand Medicaid at State Taxpayers' Expense3 hours ago
For First Time, Court Rules Ban on Secretly Filming Animal Abuse Unconstitutional3 hours ago


text:
Wisconsin News
Local, regional, and statewide news continually updated from thousands of sources on the web.
How Should the US Government Respond to ISIS?
Fracking: Progress or Poison?
36 Stars You Had No Idea Were Jewish
Trending Now
28 Celebrities Who Are ~Really~ Into Feet
25 Totally WTF Wedding Dresses That People Actually Got Married In
19 Red Carpet Gowns So Provocative They're Barely Clothing
19 People Who Went Under the Knife - To Look Like Their Favorite Stars
30 Terrifying Mythical Monsters That People Have Actually Believed In
Updated: Fri Jul 31, 2015 11:43 am
Copyright © 2015 Topix LLC


text:
Home > France > Ligue 1 > Evian > Squad > Profile: Milos Ninkovic
Milos Ninkovic Evian
Profile of the Serbian footballer Milos Ninkovic, who currently plays as a midfielder at Evian. The 29-year old player Ninkovic joined Evian from Crvena Zvezda and wears the number 5 shirt.
Milos Ninkovic Career
Milos Ninkovic Videos
No Milos Ninkovic videos found!
Your Comments on Milos Ninkovic
Milos Ninkovic Photos
Milos Ninkovic : Evian News
Milos Ninkovic Career Honours
Source: wikipedia.org
Milos Ninkovic Wiki, Stats & Links
Miloö Ninkovic - Wikipedia
FA backs Michel Platini as Fifa president while nominations stay open
Chelsea have nothing to fear in the Champions League - Nemanja Matic
Manchester Unitedís proposed China tour may upset Louis van Gaal
Callum Wilson signs new four-year deal with Bournemouth
Celtic 1-0 Qarabag
Everton reject Chelseaís £26m as Manchester United target John Stones


text:
driveimageview-example by Yannick Signer An advanced ImageView with a nice and colorful approach to display some text inside the ImageView. You can find the code … 100+ downloads, Rating 5.00 (3) Free
Osaka Enjoy Rally 「加盟店」 by Townnet Advance Inc. 「Osaka Free Wi-Fi」と連動した誘客サービス「Osaka Enjoy Rally」の加盟店様にご利用いただくアプリです。 お会計時、当アプリ内でカラーコードを読込むことで、お客様が保有する割引券を受け取ることが可能です。 そ … 50+ downloads, Rating 0.00 (0) Free
Farmers by Farmers Group Inc Farmers Insurance℠ Mobile app is a quick and simple way to access your insurance on the go. The Farmers Insurance℠ mobi … 100,000+ downloads, Rating 3.42 (587) Free
In Truth And Beauty by Genie-Apps Are you living a life filled with love, joy, energy, creativity, gratitude and purpose? Once you begin practicing deepe … 100+ downloads, Rating 3.67 (3) $0.90
My Monthly Salary (Paid) by CM Products This app is designed for those salaries are calculated hourly. You need to have a calendar contains duty schedules and … 5+ downloads, Rating 0.00 (0) $3.35
Bullion Bug by Cheltenham Gold Keep track of precious metal prices on the go. Includes portfolio tracking, charts, spot prices and price alerts. Suppo … 100+ downloads, Rating 3.93 (14) $0.99
BritsList Mobile - Paid by Interbiznw For less than a cup of coffee, a soda, or an Energy drink you can have the NO ADS version of the BritsList Mobile APP. I … 1+ downloads, Rating 1.00 (1) Free
French English Dictionary by Ascendo Inc. The #1 French English Dictionary for Android Phones & Tablets ✦ Comprehensive Offline Dictionary ✦ Phrasebook ✦ Verb Con … 500,000+ downloads, Rating 4.18 (9752) Free
Cryptogram for Purplenamu by 퍼플나무 Solve substitution ciphers and find the hidden quote! More than 13000 inspirational quotes by 400 famous people are inc … 50,000+ downloads, Rating 3.83 (509) Free
SAO Launcher by Xlythe (SAO) The Sword Art Online system menu, for smartphones and tablets. Pay $5 inside Options to turn off ads and unlock addition … 1,000,000+ downloads, Rating 4.48 (54176) Free
Text SMS Scheduler by Ingenuity Sales and services, llc This app allows you to send texts(SMS) at preset days and times. It also allows you to set up groups of people for mass … 1,000+ downloads, Rating 4.75 (8) Free
Ingress by NianticLabs@Google ✮ Winner of the Grand Prize at the 2015 Japanese Media Arts Festival Ingress transforms the real world into the landsca … 10,000,000+ downloads, Rating 4.28 (268985) Free
Nameses - Name Generator by Postmodestie Apps An Original Name Generator. Do you need names for a story, a novel or game and you are fed up with the lack of original … 500+ downloads, Rating 4.43 (7) Free
infinityView by aquaMobile S.L. 'infinityView' te permite acceder a contenidos interactivos (vídeo, audio, etc…) a través de publicaciones impresas. Es … 1,000+ downloads, Rating 4.75 (12) Free
Sudpresse Abonnés by Rossel & Cie Grâce à cette application, les abonnés des journaux de Sudpresse (La Meuse, La Nouvelle Gazette, La Province, Nord Eclai … 10,000+ downloads, Rating 3.41 (85)


text:
Graduate Program in Design and Graphic Design faculty member Jeremy Mende is the 2010-11 Fellow in Design at the American Academy in Rome, and his project, 100yearsfromnow, was recently unveiled. It is a public art installation produced in the streets of Rome with the cooperation of the city.
Posted on Thursday, March 3, 2011 by Lindsey Westbrook
Posted on Monday, February 28, 2011 by Chris Bliss
Audrey Marrs (Curatorial Practice 2008) won an Oscar last night for best documentary feature for Inside Job, which she coproduced with director Charles Ferguson. Only her second feature film, it exposes the truth behind the global financial crisis of 2008 and includes interviews with major financial insiders, politicians, and journalists.
The film was screened at the Cannes Film Festival in May 2010 and was picked up by Sony Pictures Classics. The film has won many other top awards, including Best Documentary by the New York Film Critics and Outstanding Directional Achievement in Documentary by the Directors Guild.
Posted on Friday, February 25, 2011 by Sarah Owens
Now celebrating its 25th year, CCA's Pre-College Program, administered by the Office of Special Programs, has a long-standing tradition of combining an art college experience with world-class art instruction.
Pre-College students are immersed in art education, yet also steeped in real-world college life—a unique and rewarding combination of benefits that truly makes a student's transition to college life more successful.
Academic Rigor + Social Engagement
Posted on Thursday, February 24, 2011 by Jim Norrena
Coffee House Press, 2011
Paperback, 63 pages, $16
Testify is the latest collection of poems by Joseph Lease, MFA Program in Writing chair and associate professor in the Writing and Literature Program. Lease is the critically acclaimed author of Broken World (Coffee House Press, 2007), Human Rights (Zoland Books, 2000), and The Room (Alef Series of Poetry and Verse Translation: 2, Alef Books, 1994). (See a complete list of Lease's published works.)
Lease, who was raised in Chicago, has been featured on NPR and published in The AGNI 30th Anniversary Poetry Anthology, VQR, Bay Poetics, Paris Review, and The Best American Poetry 2002.
Posted on Tuesday, February 22, 2011 by Jim Norrena
Associate professor Lynda Grose (right) with student
In the recently published Christian Science Monitor article "Trendy Threads from Waste," contributing writer Micheal Benanav turned to CCA Fashion Design Program assistant professor Lynda Grose and alumna Karina Michel (BFA 2009) for their expertise in designing with sustainability and economy of resources in mind.
Linda Grose: Industry Specialist & Sustainable Design Consultant
Posted on Monday, February 21, 2011 by Jim Norrena
MFA Writing program manager Teresa Walsh (left) and adjunct professor and playwright Claire Chafee
MFA Program in Writing adjunct professor Claire Chafee knows theater. And San Francisco–based Magic Theatre knows Claire Chafee—after all, it was the Magic Theatre that gave her award-winning, surreal comedy, Why We Have a Body, its world premiere in 1993.
Posted on Monday, February 7, 2011 by Jim Norrena
Fashion Design faculty member Lynda Grose [photo: Jim Norrena]
Known for her expertise in developing and promoting sustainable-minded practices in clothing manufacturing, Fashion Design assistant professor Lynda Grose was recently cited in the January issue of Mother Jones magazine ("Is Fake Leather Really More Eco-Friendly?").
The popular magazine turned to Grose because of her assertions that businesses within the fashion industry can be designed to create less impact by changing their focus.
Posted on Tuesday, February 1, 2011 by Jim Norrena
(l to r) Film chair Rob Epstein and Gus Van Sant [photo: Nikki Ritcher]
On Tuesday, January 25, California College of the Art welcomed celebrated filmmaker Gus Van Sant to the San Francisco campus, where Film chair Rob Epstein engaged him in conversation before a maximum-capacity audience gathered inside Timken Lecture Hall. As part of his visit to the college, Van Sant also guest lectured a master class with Epstein the following day.
Posted on Tuesday, January 25, 2011 by Simon Hodgson
Fresh from completing a residency at the respected Headlands Center for the Arts in Marin County, the Israeli-born artist Iris Charabi-Berggren (MFA 2007) is about to undertake another residency, this time at Berkeley's Kala Art Institute. And she just received an email from the Drawing Center in New York notifying her that she's been accepted into their Viewing Program.
Posted on Thursday, January 20, 2011 by Jim Norrena
Congratulations to fifth-year Architecture students Bret Walters and Duncan Young, who received an honorable mention in the Urban Design Category of the CoARQ Competition, the top-rated international competition for architecture students, for their Atomized Library project.


text:
Eye Candy
Eye Candy
- 14 Pins
Related Boards
Josh Hartnett
Eye Candy, Joshhartnett, Beautiful Men, Pearls Harbor, Boys, Josh Hartnett, Guys, People, Josh Harnett
Josh Hartnett, yum minnesota boys
Art josh hartnett people
Josh Hartnett. I've loved him ever since Pearl Harbor!
Josh Harnett...
Josh Hartnett ....Love this guy. I love his face!!
Josh Hartnett has been my eye candy for years.
It's always good to stretch ;-)
Neck Stretch, Ryan Reynolds, Channing Tatum, Daily Workout, Neck Exerci, Workout Plans, Too Funny, Take A Break, Daily Exerci
the new workout plan haha
this was too funny not to pin. I got my daily workout in!
These guys are worth a little neck stretch. Ooh la la. Channing Tatum, yum. Ryan Reynolds, yowsa. Enjoy. And remember it's neck exercise.
This was too funny not to pin! Channing Tatum & Ryan Reynolds
Take a break from pinning and do this exercise. Too funny not to repin. +++Visit http://www.quotesarelife.com/ for more #funny #quotes
Tim McGraw
This Man, Eye Candy, Cowboys Hats, Faith Hill, A Real Man, Country Artists, Country Music, Tim Mcgraw, Country Singers
tim mcgraw. my favorite country artist by far.
Tim McGraw (1967) - American country singer and actor. He has been married to country singer Faith Hill since 1996, and is the son of baseball player Tug McGraw.
Tim McGraw in his cowboy hat
Tim McGraw. My new fav. He's donating 25 homes to military families! Suddenly I love country music
Tim McGraw NOW THIS IS A REAL MAN LADIES AND GENTLEMEN
Tim McGraw How can you not love this man!
Tim McGraw...I pinned it under eye candy because, well...see for yourself:)
Chris Helmsworth
Eye Candy, Attraction Men, Beautiful Men, Christian Grey, Hot Flash, Shorts Hair, Chrishemsworth Photo, Beautiful People, Chris Hemsworthyummi
chris hemsworth, omg is he hotter with short hair?
Don't give me that look Chris. ......Stop it...... (cue hot flash and fainting)
chris helmsworth ...just a lil eye candy :D
chris helmsworth ...would be the perfect Christian Grey!!
Hotguy, Celebrity, Hot Hot, Man Candy, Beautiful, Zacefron, Zac Efron, Hotti, Hot Guys
hot guy Zac Efron
#Iwillforeverbeinlovewiththisboy #ZacEfron
hot hot hot hot- Zac Efron
hottie hot hottie
Channing Tatum. Channing Tatum. Channing Tatum.
Eye Candy, Celebrity, Man Candy, Channing Tatum, Boys, Movie Stars, Channingtatum Wallpapers, Hotti, People
Channing Tatum. OMfinG!! He is such a piece of eye candy!!!
Channing Tatum another Delish morsal of man candy
Channing Tatum . HOTTIE
Channing Tatum. Channing Tatum. Channing #Celebrities| http://caseiphone3750.blogspot.com
Sometimes is good a bit of bad boy style! Channing Tatum.
Channing Tatum
The Vow, Dear God, Channing Lol, Oh My God, Marry Me, Tatum Yummy, Channing Tatum Yummmm
Marry Me
dear god.
ugh.. the vow.. so perfect.
Channing Tatum Yummy!
Channing Tatum- Oh My God!!
Channing Tatum.
Eye Candy, Channing Tatum, Boys, My Husband, Hotti, Yummy, Things, Hot Guys, Channingtatum
Yummy! Boy he is such a hottie! AND an ALABAMA MAN! My hometown,
if i woke up from a coma and channing tatum said he was my husband, i would not question it
Ab-solutely Gorgeous #channingtatum Eye Candy!
Channing Tatum #hot #guys #channing #tatum #bad boys are hot
Channing Tatum deserves to be under "yummy things"
Kellan Lutz
channing tatum
Eye Candy, Channing Tatum, Beautiful, Future Husband, Sexy Men, Things, People, Hot Guys, Channingtatum
Channing Tatum aka My Future Husband
how are people this beautiful
Channing Tatum you are just amazingly beautiful <3
Oh Channing Tatum... If things don't work out with your current wife (even though she is like the prettiest girl I've ever seen) you can be my groom!
Channing Tatum! bad actor, hot guy!
Oh my channing tatum!! sexy men; hot men; male model; eye candy for women; photography; smile; hat; muscles; tattoo;
Ryan Reynolds
Eye Candy, Christian Grey, Ryan Reynolds, Man Candy, Future Husband, German Hotels, Beautiful People, Trench Coats, Celebrity Boyfriends
Ryan Reynolds. He could make a good Christian Grey
Style - trench coat - tie
Eye Candy
Ryan Reynolds= future husband
David Boreanaz
Vampires Slayer, The Crows, Davidboreanaz, Future Husband, Tv Series, Sexy Men, Eye Candies, Angels, David Boreanaz
David Boreanaz - like in- Bones, Justice League: The New Frontier, The Crow: Wicked Prayer, Angel, Buffy The Vampire Slayer,
Josh Hartnett
Middle Schools, Joshhartnett, But, Pearls Harbor, Eye Candies, Josh Hartnett, People, Dogs Tags, Pearl Harbor
So into #joshhartnett #ultimatecrush
Josh Hartnett in Pearl Harbor was everything to me in middle school!!!
Joe Manganiello.. yum


text:
- Forum: General Chat
Sorry man, I don't think you can make it work. I don't even think you really want to make it work. You guys started dating at a very different time in your life. You certainly aren't the first people to come out of college, keep dating for way longer than you should have, only to discover you weren't right for each other's adult lives.


text:
San Francisco-based product and graphic design firm Shape Field Office is run by the husband-and-wife team of Karson and Mary Shadley. Shape Field contracted Nicholas Riddle, a colleague of Karson's at California College of the Arts, to design and build the Shape Field Bike.
Posted on Wednesday, January 25, 2012 by Allison Byers
Posted on Monday, January 23, 2012 by Jim Norrena
ENGAGE: Queer Comics Project students curated a show of original comic artwork at San Francisco's Cartoon Art Museum
CCA is no stranger to branching out in various genres when it comes to the arts. The college's undergraduate Writing and Literature curriculum is no exception. In spring, the ENGAGE: Queer Comics Project course provided graphic novel enthusiasts the unique opportunity to not only study writing and graphic design but also to do so within a queer perspective!
Posted on Monday, January 23, 2012 by Alexis Mahrus
Early last year, Illustration faculty Robert Hunt was commissioned to do a motion logo for a new division at the publishing company Random House. The new division, Random House Worlds, focuses on multimedia. Hunt is famous for his luminous oil painting illustrations, but working with video and music in conjunction with his painting was a new venture for him.
Posted on Thursday, January 19, 2012 by Jim Norrena
Sustainable materials and design processes are weaved into the Fashion Design curriculum. [photo: Jim Norrena]
Source4Style, an online marketplace for trendsetting designers who seek cutting-edge materials for their design needs, called out CCA's Fashion Design Program as an innovative leader in the sustainability movement, ranking the college's design program fourth in its "Top 10 Sustainable Design Universities" December post!
Posted on Wednesday, January 18, 2012 by Allison Byers
Filming Question Bridge: Black Males
On any given day we encounter dozens, even hundreds, of people who are different from us: a different race, a different gender, a different class, a different age . . . We intellectually understand that our own identity is multifaceted, yet sometimes we cannot help grouping people into stereotypes, even within what others would consider a diverse demographic.
A team of four artists—CCA Photography faculty Chris Johnson, two CCA alumni, Hank Willis Thomas (MFA and MA Visual Criticism 2004) and Bayeté Ross Smith (MFA 2004), and Kamal Sinclair—have begun a far-reaching conversation on this topic, engaging a diverse group of African American males in a question-and-answer exchange. Their innovative trans-media project is entitled Question Bridge: Black Males, and it seeks to represent and redefine black male identity in America.
Posted on Tuesday, January 17, 2012 by Clay Walsh
Sally Mann
In Conversation with Steven Jenkins
Wednesday, March 21, 8 p.m.
Venue: Herbst Theatre
401 Van Ness Avenue (at McAllister)
San Francisco
Posted on Tuesday, January 17, 2012 by Allison Byers
As we celebrate Martin Luther King, Jr. Day, it's important to remember that we still have a long way to go in the fight against racial discrimination. A recent exhibition that confronts stereotypes and attempts to bridge divisions between people is "Question Bridge: Black Males" -- a new video installation currently on view at the Brooklyn Museum that consists of a series of interviews with Black men in the United States today.
Posted on Tuesday, January 17, 2012 by Allison Byers
Yves Behar wants his children to be able to skateboard -- not outside, but inside the house -- so when his home in Cow Hollow is remodeled, floors will be made of polished concrete.
Posted on Tuesday, January 10, 2012 by Jim Norrena
In the landmark exhibition Landscape Futures: Instruments, Devices, and Architectural Interventions new work by Architecture associate professor David Gissen and Architecture visiting faculty members Mason White and Lola Sheppard (333: Architecture Summer Studio) is currently on display through February 18 at the Center for Art and Environment at the Nevada Museum of Art in Reno.
Posted on Monday, January 9, 2012 by Allison Byers
Tom Hanks is not known for horror films, but his 1986 flop, The Money Pit, has a terrifying premise: A seemingly small renovation consumes a couple's life, devouring their reserves of time, money, and sanity with nightmare contractors, intractable plumbing problems, and general calamity–like Boston's Big Dig project in a living room. But as San Francisco residents Lisa Koshkarian and Tom DiFrancesco found in their third-floor addition, it doesn't have to be that way. With a thoughtful architect and good communication they opened up a whole new vista by building upward.


text:
Grady Sizemore could make spring debut this weekend
Mar 15, 2011, 11:14 AM EDT
Grady Sizemore's status for Opening Day remains uncertain, but Jordan Bastian of MLB.com reports that the center fielder could be cleared to make his spring training debut as soon as this weekend.
However, general manager Chris Antonetti stressed that seeing his first game action doesn't necessarily mean Sizemore will be ready to begin the season on the active roster, saying:
With Grady we'll have to see how well he progresses, how well his body responds, and how quickly he's able to build up to that volume. I don't think it will be very long until he can go play one nine-inning game. It's a question of how long will it take for him to play five or six consecutive nine-inning games. We want to activate him when he's ready to contribute on a consistent basis. Now, exactly how many days a week that will be, I'm not quite sure. But I don't think anyone is looking for Grady to come up and play one or two days a week."
Sizemore ran the bases Sunday for the first time since undergoing microfracture surgery on his left knee in June and as recently as a few weeks ago the consensus seemed to be that he wouldn't be ready until mid-April.
Top Posts
- Settling the Score: Friday's results 18
- The benches cleared in Friday's Giants-Rangers game 168
- The Winners and Losers at the Trade Deadline 70
- 2015 MLB Trade Deadline Tracker 11
- Report: Yoenis Cespedes heading to the New York Mets 37
- The Blue Jays pick up Ben Revere from the Phillies 65
- Cubs trade for Dan Haren 28
- Cardinals add more bullpen help, get Jonathan Broxton from Brewers 13
Most Commented
- The benches cleared in Friday's Giants-Rangers game (170)
- Blue Jays acquire David Price from the Tigers (112)
- Rangers land ace left-hander Cole Hamels from Phillies (106)
- Royals make another big move, get Ben Zobrist from A's (95)
- Report: Rockies trade Troy Tulowitzki to Blue Jays for Jose Reyes and prospects (90)
- C. Hamels (5581)
- C. Gomez (5213)
- T. Tulowitzki (4343)
- J. Cueto (4105)
- M. Trout (4021)
- Y. Cespedes (3599)
- D. Price (3587)
- A. Rodriguez (3519)
- T. Clippard (3282)
- J. Bruce (3263)


text:
A bus carrying Israelis on a singles excursion to northern Israel skidded off a rain-slicked road and overturned in a ravine Saturday, killing 15 passengers and injuring 39 others. The accident near Tiberias occurred because the road was slippery from Israel's first rain in months. Police investigators said the driver was traveling under the legal speed limit, but was moving too fast given road conditions.
Stay Informed: JTA in Your Inbox
Featured Stories
Op-Ed: Faigy Mayer's suicide is a Jewish tragedy, not just an Orthodox one
Jon Stewart looks back at his Jewish moments
Op-Ed: For black Orthodox Jews, constant racism is exhausting
Former Hasid shared anti-Hasidic Judaism essay a week before killing herself
James Franco to have bar mitzvah, with help from Seth Rogen


text:
Get your free email accountLog in
Everett Golson came oh-so close to beating Florida State with Notre Dame last year. Now, he has another chance for victory at Doak Campbell Stadium ...
Florida State? Interested. South Carolina? Not interested. Florida? Happy to be mentioned. Georgia? Well, the Bulldogs would rather not say.
Everett Golson, once on track to be the winningest quarterback in Notre Dame history, is instead joining the long list of Fighting Irish quarterbacks ...
Everett Golson news and stories
Copyright 2015 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Copyright © 2015 1&1 Mail & Media Inc. All rights reserved.


text:
KOOL 103.9 by Cache Valley Media Group KOOL 103.9, The greatest hits of all time … 50+ downloads, Rating 3.00 (2) Free
Jigsaw Puzzle Sunmirrex by DevStoin Jigsaw Puzzle Sunmirrex provides an unbeatable puzzle solving experience for puzzle lovers of all ages. The game contain … 100+ downloads, Rating 4.75 (8) Free
Kotak Offers by Kotak Mahindra Bank Ltd. Kotak Offers mobile application helps you to find amazing offers in dining, electronics, clothing, travel & holiday, an … 50,000+ downloads, Rating 3.81 (857) $2.57
App Lock II Widget Pro by SmartDog Studio HK ★ What's the best app protector? Strong password or cool lock screen? Of course NOT. The best proector would let prier n … 1,000+ downloads, Rating 4.24 (227) Free
Sıkıysa Yakala by Ahmet ÜLGER El ve göz reflekslerinin ses ve görüntü efektleriyle birleştiği zorlu ve zevkli bir oyun. Oyun özelliklerinde kalan sür … 100+ downloads, Rating 4.25 (12) Free
Dragons World by Social Quantum Ltd Raise dragons and watch them grow from little babies into huge, beautiful creatures. Breed unique dragon species using t … 10,000,000+ downloads, Rating 4.19 (308563) Free
Aprendendo a Tabuada do 2 by Sistema Mob Aprenda a Multiplicar de uma forma fácil e divertida. … 1,000+ downloads, Rating 3.59 (17) $2.50
IPTV Pro Updated by Alexander Sofronov This is the paid version of IPTV app. Pro features (comparing with free version): ✔ Ad free ✔ Ability to auto-reconnec … 10,000+ downloads, Rating 4.15 (674) $0.99
3D Neon Love Shower PRO LWP by san solutions 3D Neon Love Shower PRO LWP Screen Shots:http://i.imgur.com/pP9LHbc.jpg Now with beautiful glowing and burning neon ba … 10+ downloads, Rating 5.00 (3) $1.23
System solver 2x2 by Intemodino Group s.r.o. Solving systems of two linear equations in two variables. 2x2 system of linear equations solver. This handy calculator … 10+ downloads, Rating 0.00 (0) Free
Collage Studio picture New by Khoa Vuu VN Collage Studio picture . With many beautiful effects, diverse styles. * Features: - Collage Studio picture : Crop the im … 1+ downloads, Rating 4.00 (6) Free
Learn Portuguese 6,000 Words by Fun Easy Learn FunEasyLearn is the easy and fun new way to learn Portuguese - whether you like listening music from other countries, tr … 100,000+ downloads, Rating 4.44 (1640) Free
InAppPurchase demo by Bappi In app purchase demo … 1+ downloads, Rating 0.00 (0) Free
Over Caffeinated Joe by Gradient Games Over Caffeinated Joe is an extremely addictive, simple and easy to play game where you collect coins, get the highest sc … 5+ downloads, Rating 0.00 (0) Free
8tory - Time Machine Updated by 8tory 《Your Lost Memories Will Find You》means that you'll get memories you really want. #tbt MUTUAL MEMORIES … 100,000+ downloads, Rating 4.07 (3085)


text:
Weather News
Jugiong feasibility study into 1 in 100 year floodWednesday March 27, 2013 - 09:57 EDT
Consultants are doing a feasibility report after a flood study 18 months ago showed the impact on floodplain residents of a one in 100 year flood.
Jugiong businessman Hugh Robb says around a dozen people attended a meeting organised by Harden Shire council last night but not all were from the flood plain - they're just interested residents.
"There was a lot of uncertainty about the social and economic impact on Jugiong of doing a voluntary purchase scheme," said Mr Robb.
"There were also questions around say for instance people had their house on a 20 acre block, what would happen to the 20 acres, who would be responsible for it, could people still farm it things like that."
The state government is funding the feasibility study into lifting flood prone homes or buying them - but when it would fund such a move is unclear.
Harden Shire Council's Director of Environmental Services Sharon Langman says some of the buildings are 100 years old, others were built in the 60's, so it's a complicated process.
And once a decision is made, Ms Langman says funding would then have to be sought.
"We go back to the state government and we say okay we've identified this number of people that want to be involved in this process of moving and relocating," said Ms Langman.
"The way I understand it we then go into a bucket of funding that is available and we make application when the time comes to relocate people.
"There's concern in Jugiong to ensure any proposal to lift or buy out flood prone homes does not depopulate the village."
More breaking news
ABC News
Sydney Morning Herald
National Nine News
News Limited
Weather News
Tasmanian snow: Two men rescued from snowbound car in central Tasmania; more snowfalls expected
Two men stranded for nearly 24 hours with their sports car in deep snow at Mount Field, about 75 kilometres north-west of Hobart, have been rescued.
Farmers across Tasmania wake up to pastures and vegetable paddocks covered in snow
Rare snowfalls have blanketed the most unlikely parts of Tasmania, with farmers along the north-west coast waking up to white paddocks.
Lake Macquarie school rallies for Dungog woman
A Lake Macquarie school has rallied together to raise thousands of dollars for a Dungog woman who is trying to get back on her feet after the April super storm.


text: YouTube [ Turtle Helping Stuck Turtle Is the Sweetest Thing Ever By Drew Weisholtz December 29, 2014 | TheFW Watching two turtles sounds about as exciting as watching paint dry, but guess what? It's actually kind of remarkable. Read More|Comment Category: Weird News Tags: animals, turtles Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


text:
Coming up in the next {{countdown}} {{countdownlbl}}
Coming up next:
Skip to this video now
Now Playing:
Related Videos
Now Playing: {{itm.title}}
Play Video
This transcript has been automatically generated and may not be 100% accurate.
Peeps on Display
The Chicago Tribune's Peep Art competition.
Peeps for the People
Why Americans can't get enough of the Easter sweets.
Now Playing: Peeps on Display
Now Playing: Peeps for the People
Now Playing: Jesus Hangs With His Peeps
Now Playing: GoStream: Pennsic War Participants Ready for Medieval Ball
Now Playing: 'Mission: Impossible' Movie Tops the Weekend Box Office
Now Playing: GoStream: Castle Battle at the Pennsic Wars
Now Playing: GoStream: Inside the Pennsic Wars
Now Playing: Bobbi Kristina Brown's Body Transported to NJ Cemetery
Now Playing: GoStream: Pennsic Wars Combat Rules
Now Playing: GoStream: Inside the Village Marketplace
Now Playing: How Robert De Niro Pranked 'Paper Towns' star Nat Wolff
Now Playing: The 28-Hour Marvel Movie Marathon in 2 Minutes
Now Playing: Drama Builds Ahead of Mayweather-Pacquiao 'Fight of the Century'
Now Playing: 'Avengers': Does 'Hawkeye' Steal the Show?
Now Playing: Royal Baby Named Charlotte Elizabeth Diana
Now Playing: Tiger Woods and Lindsey Vonn Call It Quits
Now Playing: The Spice Girls Reunite at David Beckham's 40th Birthday
Now Playing: Index: The New Cast of 'Star Wars' Revealed
Now Playing: Fallout from Mayweather-Pacquiao Bout


text:
He used Pinterest to start his rooftop oasis
Join Pinterest to find (and save!) all the things that inspire you.
billion Pins
to explore
to explore
seconds to
sign up (free!)
sign up (free!)
Discover Pinterest: Gardening Travel Kids Weddings Humor Quotes DIY Design Animals Sitemap International
Uploaded by user
Related Pins
The Crimson Gate | On the Road in Red Country oldoinyo
So beautiful. i lovvvve art art is my favorite thing about everyday you see art everywhere whether its a picture or a floor decoration or something on a shirt art is beautiful


text:
Recent Obituaries
Search Obituaries
Notable Deaths
Submit an Obituary
Funeral Homes
Search By Location
Photos & Memorials
Legends & Legacies
In The News
Photo Galleries
Today In History
Featured Memorials
Grief & Support
Sympathy & Condolence Advice
Funeral Etiquette
Grief Support
How To Write An Obituary
Submit An Obituary
Contact Us
Local Spotlight
Philip Martin Hibbard
Philip Martin Hibbard, 73, of Waverly, passed away on Thursday, July 23, 2015, at his home. Philip
Read Obituary
Share Condolences
James Earl Hill
James "Bunker" Hill, 58, of Shell Rock, passed away at his residence in Shell Rock on Saturday,
Read Obituary
Share Condolences
Eugene M. Rittgers
Eugene M. Rittgers, 86, of Waverly, died Monday, July 20, 2015, at the Bartels Lutheran Retirement
Read Obituary
Share Condolences
Donna Mae Flanscha
Donna Mae Flanscha, 82, of Waverly, and formerly of Janesville, died Sunday morning, July 19,
Read Obituary
Share Condolences
National Spotlight
Bobbi Kristina Brown
Daughter of singers Bobby Brown and the late Whitney Houston...
Vic Firth
1930 - 2015
Renowned musician and visionary drumstick maker...
Ann Rule
True-crime writer...
Mildred Joanne Smith
1921 - 2015
Actress who starred alongside Sidney Poitier in "No Way Out"...
Louisiana Shooting Victims
Two dead in latest movie theater shooting...
Bob Abt
CEO of the "Bellagio of Retail"...
+ View All National Spotlight
Pirates Say 'Arrr': Pirate Fact or Fiction Quiz
It's that time of year again when we gather our mateys and say "Arrr!" Sept. 19 is the humorous holiday known as Talk Like a Pirate Day. But how much of what we associate with pirates is based on history? Take our true/false quiz and see if you can separate fact from fiction.
Legends of Motown Quiz
Some of the best music of the 1960s and '70s came from Detroit's Motown Records. How much do you know about the legendary performers who made Motown great? Take our true-or-false quiz.
Quiz: Archie Bunker vs. Ralph Kramden
Can you tell these two classic cranks apart? We'll give you a quote and you decide who said it: Ralph Kramden on "The Honeymooners" or Archie Bunker on "All in the Family"?
View All Quizzes
Recent Obituaries
This Week
- 6 Total
View All
By Location
Flanscha, Donna Mae (Destival)
Waverly, IA
Hibbard, Philip Martin
Waverly, IA
Hill, James Earl "Bunker"
Shell Rock, IA
Kluiter, Jack W.
Janesville, IA
Rittgers, Eugene M.
Waverly, IA
Wright, Richard Davis "Animal"
Janesville, IA
+ View all (6)
View All obituaries This Week
Recent Activity By Funeral Home
Kaiser-Corson Funeral Home
Hill, James Earl "Bunker"
Hibbard, Philip Martin
Dahl Van Hove-Schoof Funeral Home
Rittgers, Eugene M.
Murdoch-Linwood Funeral Home & Cremation Service
Uhlenhopp, Sharon Kay (Pike)
Hamilton's Funeral Home
Welcher, Elaine (Hildebrandt)
Becker-Milnes Funeral Services
Jenkins, Mildred (Newsome)
View Funeral Home Directory
Past Month
Jahr, Lillian Anna (Fredrick)
Waverly, IA
Jenkins, Mildred (Newsome)
Tripoli, IA
Smith, Lloyd "Kevin"
Waverly, IA
Sundet, Harold I.
Waverly, IA
Wolter, Lawrence K. "Swede"
Apple Valley, MN
Ackerman, Mary (Janssen)
Waverly, IA
Brase, Paul Anthony
Shell Rock, IA
Buss, Gene
Marshall, MN
Jahr, Lillian Anna
Waverly, IA
Smith, Lorraine Hazel (Hummel)
Nashua, IA
Uhlenhopp, Sharon Kay (Pike)
Cedar Rapids, IA
Otto, Darwin Dale
Denver, IA
Rasmussen, Robert Allen
Waverly, IA
Shipp, Lloyd "Kevin"
Waverly, IA
Welcher, Elaine (Hildebrandt)
Pleasant Hill, IA
Koehn, Donald Edward "Killer"
Waverly, IA
Stirling, Dorothy Marie (Youngberg)
Clarksville, IA
Barber, Hubert H.
Waverly, IA
Eggena, Kenneth Alvin
Denver, IA
Ihde, Grace L. (Shipp)
Shell Rock, IA
Liddle, Merwyn Irving
Plainfield, IA
Schmidt, Erna E. (Grummer)
Denver, IA
Hennings, Roger C.
Waverly, IA
Faust, Lester C. "Les"
Waterloo, IA
Hinkle, Howard "Bud"
Waverly, IA
Lodge McBeain, Rita Rae (Meehlhause)
Clarksville, IA
Koepke, Evelyn L. (Boelman)
Denver, IA
Arns, Betty Jane (Strotman)
Waverly, IA
Crabtree, Max Elias
Fredericksburg, IA
Search Obituaries
Funeral Home Directory
Funeral Home Directory
Nichols Life Tribute Funeral and Memorial Services Muscatine Funeral Home
Dahn & Woodhouse Funeral Home - Glidden
Reynolds-Powell Funeral Chapel
View All Local Funeral Homes
Information for Funeral Directors
Send Funeral Flowers
Helpful Services
How To Submit An Obituary
Learn how to place an obituary
Funeral & Sympathy Etiquette
Get advice from our experts
Obituaries e-mailed to you daily
Find a Charity
Locate a charity to make a donation
Search Obituaries & Guest Books
You are searching
Advanced Search
Today's Featured Videos
Sponsored Links
Of Interest
Photo Galleries
Photos: Action Heroes
In memory of the great Bruce Lee – who died July...
Photos: Ford Models
When Eileen Ford co-founded her eponymous...
Photos: To The Moon and Back
On the 50th anniversary of Ed White becoming the...
Modern R&B Singers
Take a look back at the stars who made R&B smooth...
View All Photo Galleries
Powered By
Search Obituaries
How To
Questions? Contact Us
© 2015 Legacy.com All Rights Reserved


text:
Molten Chocolate Cakes
Jessica Fox's family loves these warm cakes — they're decadent yet easy to prepare. Another bonus: They freeze well (for up to two weeks). Bake for 16 minutes if frozen.
Total Time:
Level: Moderate
Yield: 8 cakes
Serves: 8
Advertisement - Continue Reading Below
- 0.25 c. granulated sugar
- 4 1-ounce squares semisweet chocolate
- 0.50 c. butter or margarine
- 0.25 c. heavy or whipping cream
- 0.50 tsp. vanilla extract
- 0.25 c. all-purpose flour
- 2 large eggs
- 2 large egg yolks
- confectioners' sugar
- Whipped cream or vanilla ice cream
- Preheat oven to 400 degrees F. Grease eight 6-ounce custard cups. Dust with granulated sugar.
- In heavy 3-quart saucepan, heat chocolate, butter, and cream over low heat, stirring occasionally, until chocolate has melted and mixture is smooth. Remove pan from heat. Add vanilla. With wire whisk, stir in flour just until mixture is smooth.
- In medium bowl, with mixer at high speed, beat 1/4 cup granulated sugar, eggs, and yolks until thick and lemon-colored, about 10 minutes. Fold egg mixture, one-third at a time, into chocolate mixture until blended.
- Divide batter evenly among prepared custard cups. (Can be made ahead. Wrap well and refrigerate up to 24 hours or freeze up to 2 weeks.) Place cups in jelly-roll pan and bake cakes until edges are set but centers still jiggle, 8 to 10 minutes.
- Cool in pan on wire rack 3 minutes. Run thin knife around sides of cups to loosen cakes; invert onto plates. Dust with confectioners' sugar. Serve immediately with whipped cream or ice cream, if desired.
More recipes like this
What do you think?
House of Representatives Passes Bill Saying GMO Foods Do NOT Require Labels
But what exactly does that mean for your groceries?
7 Fruit-Cutting Tricks That Will Totally Simplify Your Life
Use a peeler? That's so last year.
13 Terrifyingly Hilarious Pinterest Food Fails
Get ready to feel a lot better about your cooking skills.
Here's Everything You Need to Know About the McDonald's Secret Menu
First of all, it exists!
More From Food & Recipes


text: Listeners Profiles Everyone (765) Profiles matching: Wayne High School Everyone hannahbug7564 Hometown: Waynesboro, MS School: Wayne County High School Stations: Wiz Khalifa Radio, R&B and Pop Holidays Radio, Country Christmas Radio, Today's R&B and Old School Radio Mandisa Black Hometown: Inkster, Michigan School: Wayne Memorial High School Stations: Lil Boosie Radio, Chief Keef Radio, Avant Radio, Alicia Keys Radio Jamie Posvar Hometown: pender School: wayne midde and high school Stations: Love Me Harder (Feat. The Weeknd) Radio, I'm So Sorry Radio, Pink Floyd Radio, Shania Twain Radio cynthia rose carsner Hometown: huber heights School: Wayne high school Stations: G-Eazy Radio, Limp Bizkit Radio, Zac Brown Band Radio, Kryptonite Radio Grace Vandyke Hometown: Teasdale ut School: Wayne High School Stations: Nick Jonas Radio, Adele Radio, Hannah Montana Radio, Fall Out Boy Radio Jay! Hometown: Cincinnati Ohio School: Wayne high school Stations: Contagious Love Radio, Crazy In Love Radio, King Louie Radio, Juelz Santana Radio Jenny Minear Hometown: The fort! School: wayne high school Stations: Wicked Games Radio, Drake Radio, Kelly Rowland Radio, Spiritual Waterfalls (moods Mix) Radio bailey_pugh Hometown: Wayne county School: Wayne county high school Stations: Carrie Underwood Radio, bailey_pugh's QuickMix, Taylor Swift Radio, Kellie Pickler Radio ricardoyanezbeefy Hometown: Mount olive School: Southern Wayne high school Stations: Kinto Sol Radio, Chingo Bling Radio, Ana Gabriel Radio, Ana Barbara Radio lenakeeton13 Hometown: huber heights School: wayne high school Stations: Future Radio, A+ (Rap) Radio, Old Country Radio, Today's Country Radio Show more


text:
Hollywood A-listers including Michael Douglas and Samuel L. Jackson took part in a celebrity golf tournament in Ireland on Wednesday, competing with professional players including Tiger Woods for charity. The Hollywood actors, along with Kyle MacLachlan and Hugh Grant, took to the green for the two-day JP McManus Pro-Am Tournament in Limerick, Ireland. The actors […] Continue reading Douglas, Grant play golf against Woods for charity
Tag Archive: woods
It has been reported by all tabloids that Tiger Woods, professional golfer, is currently having a rough time as before, concerning two aspects of his life: both off and on the golf course. We know that he is desperately trying to do his best to return to his past form and results, however, he has […] Continue reading Tiger Woods Can't Stop Suffering Major Setbacks
A range of troubles continues to follow Tiger Woods. It is known that he missed the cut at a tournament held in April, lost his coach and suffered a neck injury in May. This time, the golfer is trying not to lose the current game after his sex scandal which broke out in November. We […] Continue reading Tiger Woods Practically Knocked Down: Complete Frustration
It has been reported by numerous tabloids that a big divorce process between Tiger Woods and his wife has started. According to the London Sun, a huge sum of money – somewhat between $750 and $833 million – will be paid off to the star's former wife. Everybody acknowledges that that is the greatest divorce […] Continue reading Tiger Woods Pays off Record Divorce Sum
Wowza — "It's cheaper to keep her" is an age-old adage Tiger Woods is likely holding dear these days. The philandering sportsman will pony over three-quarters of a billion dollars in his divorce battle with his allegedly club-wielding wife, Elin. Want us to do the math? That's 750 million smacks.In exchange for the massive sum, Elin has […] Continue reading Tiger Woods Elin Nordegren $750 Million Divorce Settlement


text:
Tag » sale
Wish Orgasms Came in a Box? They Do!
BY BUST Magazine in Sex on Jul 14, 2014
FredFlare.com is Going Out of Business After 15 Years of Awesome
BY Katie Fustich in General on Nov 15, 2013
Secret's Out - Fluevog is Having a HUGE Sale !
BY Julisa Colón in Style on Jan 27, 2012
On Newsstands Now: Aug/Sept 2015
Trending on BUST
Upcoming Events
|NYC Metal Benefits for the White Helmets
Sat Aug 01 @ 7:00PM - 11:00PM
|The Wahine Classic (NC)
Fri Aug 14 @ 8:00AM - 12:00AM
|Riot Grrrl Exhibition, Alien She (Portland, OR)
Thu Sep 03 @12:00AM
| L7 at Irving Plaza (NYC)
Tue Sep 08 @ 7:00PM - 10:00PM
|The Pandoras at Monty Hall (NJ)
Sun Sep 13 @ 7:30PM -


text:
Wednesday, 23 Dec 2009 08:59 AM
Teresa Heinz says she is being treated for breast cancer discovered through mammography and argues that younger women should continue undergoing the tests despite a federal panel's recent recommendation to reduce their frequency.
The 71-year-old wife of the 2004 Democratic presidential nominee, Sen. John Kerry, of Massachusetts, told The Associated Press that the cost of mammography is far lower than the physical and personal tolls women ages 40 to 60 face if their cancer goes undetected early and they later have to be treated with aggressive chemotherapy.
"Chemotherapy is serious. It also costs a lot of money. It's very painful. And it's very destructive of people's — most people's — lives for a while, anyway. So why put people through that instead of just having a test that's done, and it's done?" Heinz told the AP during an interview this week. "So that's why I was so upset about that decision of this panel."
Special: Get Sarah Palin's New Book – Incredible FREE Offer -- Click Here Now.
She recalled nurses in a hospital where she was receiving a magnetic resonance imaging procedure, or MRI, being "so livid" when they heard the U.S. Preventive Services Task Force recommend last month that women start receiving mammograms at age 50, rather than the long-standing practice of 40.
"They said, 'We've taken all these years to teach women to do preventive mammograms, and now look at this,'" Heinz said.
President Barack Obama's administration later backed off the recommendation amid criticism from many medical and women's groups. It said the government's policies "remain unchanged."
Kerry helped launch Obama on the national political stage by giving the then-Illinois senator the keynote speaking role at the 2004 Democratic National Convention.
Heinz — the widow of Sen. John Heinz, heir to the Heinz ketchup fortune — said she found out in late September that she had cancer in her left breast after having her annual mammogram.
In early October, she underwent lumpectomies on both breasts at a Washington hospital after doctors also discovered what they thought was a benign growth on her right breast.
That diagnosis was initially confirmed in postoperative pathology, but two other doctors later found it to be malignant. In November, Heinz had another pair of lumpectomies performed at Massachusetts General Hospital.
Doctors also inserted titanium clips in the tissue of both breasts during the operations, and next month she will receive five days of targeted radiation aimed at improving her odds of a successful treatment to 95 percent.
Heinz said she is undecided about follow-up medicinal treatments that could raise her survival odds to 99 percent, given her age and the potential side effects.
Her surgeon at Massachusetts General Hospital was the one she recommended to Elizabeth Edwards, who found out she had breast cancer just as her husband, former Sen. John Edwards, of North Carolina, was concluding his stint as Kerry's vice presidential running mate.
Heinz said she has not spoken with Elizabeth Edwards about her own cancer bout.
© Copyright 2015 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Friday, 04 Jan 2013 13:06 PM
Tens of thousands of Fatah supporters rallied in the Hamas stronghold of Gaza on Friday for the first time since they we . . .
Tuesday, 17 Jul 2012 18:11 PM
. . .
Friday, 13 Jul 2012 12:27 PM
When the republicans offer up a milquetoast candidate as they have for the past...
Republicans.. TAKE heed.. Don't want Trump to go third party??
CALL your RINO...
What a waste of good news space. Okay folks, here's the options for how this...
Protest from immigration activist? More like illegal invaders. They said, "we...
You have to ask WHY is it so important to this usurper in the White House AND...
Newsmax, Moneynews, Newsmax Health, and Independent. American. are registered trademarks of Newsmax Media, Inc. Newsmax TV, and Newsmax World are trademarks of Newsmax Media, Inc.