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Achieve Releases Briefs Highlighting Career, Tech Edu. in Ohio
Achieve 7/10/2015
Seizing the Future: How Ohio's Career and Technical Education Programs Fuse Academic Rigor…
Champion schools approved for funds
Warren Tribune Chronicle 7/10/2015
The Ohio School Facilities Commission on Thursday approved chipping in 57 percent…
Good Communication: A Complex Path Toward Meaning
Education Week 7/10/2015
Teachers and leaders both are expected to be masters of communication…
Central State considering Cosby building name change
Columbus Dispatch 7/10/2015
An historically black college in southwest Ohio says it's considering changing the title…
Lego landmarks lure learners in Kenwood
Cincinnati Enquirer 7/10/2015
A common sight in Washington, D.C.: Children posing in front of the U.S. Capitol Building while…
Groveport teachers to finally see pay raises with new contract
Columbus Dispatch 7/10/2015
Groveport Madison teachers have received a base-pay raise only once in the past seven…
96-year-old veteran awarded diploma
Lima News 7/10/2015
It took almost eight decades, but Lester Schmidt finally graduated from high school…
Chardon School Board extends in-house bus service
Willoughby News Herald 7/10/2015
The Chardon School Board is choosing to extend its in-house bus service another…
Coke beverage deal could mean $4.5M for UT
Columbus Dispatch 7/10/2015
Coca-Cola isn't just the pause that refreshes, it's the pop that pays…
Smart strategies are reducing homelessness among MN families
Minneapolis Star-Tribune 7/10/2015
Happenstance and a stronger economy aren't enough…


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German Babes in Bikinis
Credit: Splash News Online
German Babes in Bikinis: Bridget Marquardt
4 of 17
From: German Babes in Bikinis
Former 'Girls Next Door' star Bridget Marquardt is of German descent.
Tags: Bikini, Bridget Marquardt
Former 'Girls Next Door' star Bridget Marquardt is of German descent.
As expected, the Parents Television Council is unhappy that Miley Cyrus is hosting the 2015 MTV VMAs. It's been 2 years since her awkwardly raunchy performance with Robin Thicke, and they're still up in arms over her. …
Fifty Shades Darker's cast might be heating up with the addition of Superman. Key words: "might be".
Henry Cavill coyly responds to rumors that he's been casted as Jack Hyde, Anastasia Steele's boss. If he is joining Jamie Dornan and Dakota Johnson in the steamy erotic drama, we're all kinds of excited for…

subset: commoncrawl


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Backyard farming: The untapped cash cow in urban areas-- -- With increasing urban development, the demand for food is equally growing, but more and more peri-urban dwellers are abandoning farming, creating pressure on the available food resources. However, enterprising Rwandans, like Alice ... Africa-News.info, 1 hour ago
State to get its first urban transformation centre - TheStar.com.my, 58 minutes ago
Launch of the Designated Urban Centres Grants Scheme 2014 - 2020 Waterford Crystal Visitor Centre, Waterford - MerrionStreet.ie, 8 hours ago
1,645 images for urban development
Karnataka to develop 25 towns under AMRUT
The Karnataka government wants to implement AMRUT (Atal Mission for Rejuvenation and Urban Transformation) of the Union Ministry of Urban Development in 25 towns in the State, according to State Minister for Urban Development Vinay Kumar Sorake. ...Hindu Business Line, 11 hours ago Odisha to recommend 5 places for smart city tag Prokerala, 4 days ago AMRUT for better civic development in city Times of India, 3 weeks ago Modi launches 3 urban development schemes, says cities should get chance to plan their growth Sify, 1 month ago
Seven Mangaluru roads to be improved
Comment · print · T T T+· T- Seven roads in the city are set to get a facelift as the Minister for Urban Development Vinay Kumar Sorake will launch works to upgrade them as concrete roads on July 27. The government would spend a total of ...The Hindu, 3 hours ago Mangaluru: Minister Sorake and Ramanath Rai Inaugurate Seven Development Projects in City Mangalorean, 13 hours ago Urban Development Ministry recieves first nomination from Puducherry for Smart City Mission United News of India, 5 days ago Urban Development Ministry receives Puducherry as 1st Smart City nomination IBNLive India News, 5 days ago
City corporations to be brought under commissionerate
Comment · print · T T T+· T- Minister for Urban Development Vinay Kumar Sorake said here on Monday that the government will constitute a commissionerate by bringing all city corporations in the State under it. It will be headed by a ...The Hindu, 3 hours ago Minister promises to fill vacant posts of Corporation All About Belgaum, 3 weeks ago Yoga has no political party affiliations, says Sorake Deccan Herald, 1 month ago
Now, redress complaints at doorstep
Comment · print · T T T+· T- The residents of Haryana Urban Development Authority sectors now need not take rounds of the offices to get their complaints related to water, road and sewerage addressed. Now, the officers themselves would ...The Hindu, 3 hours ago
HUDA submits 11cr plan to light up Dwarka e-way
GURGAON: The Haryana Urban Development Authority has submitted a Rs 11-crore plan to light up the stretch connecting Dwarka to Kherki Daula on NH-8 by December this year. The proposal came after Punjab and Haryana high court dismissed several ...Times of India, 5 hours ago
Centre's nod sought for foreign aid to Bengaluru water project
A delegation led by Union Law Minister D V Sadananda Gowda met Union Urban Development Minister M Venkaiah Naidu here on Monday and requested him to give early approval to the State government's proposal to seek foreign aid to take up a project to ...Deccan Herald, 7 hours ago Venkaiah meets industry executives in US Prokerala, 3 weeks ago Venkaiah Naidu hardsells smart city plan to US cos | Kamath relinquishes ICICI post Economic Times, 3 weeks ago Naidu meets industry executives in US asks their cooperation for Smart Cities & AMRUT Accommodation Times, 3 weeks ago
More from: , News Chennai Online...and 2 other sources
Plan to make Madurai smart city given to TNIDF
Madurai one of the 12 smart cities in the state has been sent to the Tamil Nadu Urban Infrastructure Development and Finance Corporation (TNIDF) for further action, city Mayor Rajan Chellappa said here today. A resolution in this regard was passed at a ...Business Standard, 4 days ago Smart villages to bridge rural-urban disparity HT Syndication, 20 hours ago Sunita Narain: Smart agencies for smart cities Business Standard, 3 weeks ago 'India should consider making 100 existing cities smart' Economic Times, 2 days ago
Centre inaugurates three ambitious urban development projects
Unveils a plethora of conditions for accountability and funding Prime Minister Narendra Modi, on Thursday, unveiled three much-awaited flagship government schemes to spruce up urban development. Together, the three urban development projects involve an ...Down to Earth, 4 weeks ago PM Modi to visit Varanasi today Sify, 1 week ago Karnataka bets strongly with Modi's pet schemes on urban rejuvenation Times of India, 16 hours ago PM launches 3 ambitious schemes for transforming urban India Asia Net India, 1 month ago
More from: , Accommodation Times...and 5 other sources
"Real" technologies for furniture portals
In August, Urban Ladder launched 'UL Labs', an initiative for digital startups to develop virtual reality technology for them.Economic Times, 3 weeks ago Urban Ladder appoints EFYTimes.com, 1 day ago
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on your WebpageAdd Widget >Get your members hooked!


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1798 - First annual report by Secretary of the Navy, sent by Benjamin Stoddert.
1812 - USS Constitution (Captain William Bainbridge) captures HMS Java off Brazil after a three hour battle.
1943 - USS Silversides (SS-236) sinks three Japanese ships and damages a fourth off Palau.
(Source: Navy News Service)
A Damen RoRo 5612 was launched this month at Halong Shipyard in Vietnam, the shipbuilder announced. The RoRo is one of nine Damen vessels ordered by the Royal
China and Russia will hold joint naval and air defence drills in the Sea of Japan, China said on Thursday, the latest exercises between the two countries which could concern Japan,
China's Defence Ministry on Thursday accused the United States of "militarising" the South China Sea by staging patrols and joint military drills there, ramping
The Spanish ship San Salvador is the embodiment of California's origin story. The ship's voyage in 1542, with Juan Rodríguez Cabrillo at the helm, established California
Mitsui O.S.K. Lines, Ltd. earned recognition from the ports of both Los Angeles and Long Beach, California, today, for its efforts to ensure compliance with


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Surgical Specialist
9 years of experience
Video profile
Accepting new patients
9 years of experience
Video profile
Accepting new patients
North Hills
1212 Cedarhurst Dr
Ste 102
Raleigh, NC 27609 Phone number & directions
1212 Cedarhurst Dr
Ste 102
Raleigh, NC 27609 Phone number & directions
License & Identifications
A medical license is required for a doctor to practice medicine in a particular state. Requirements vary by state but most require, at a minimum, post-graduate training in the doctor's specific specialty. An NPI number is a national identifier unique to an individual health care provider and is managed by the Center for Medicare & Medicaid Services (CMS).
Learn more about Dr. Richard Pierce:
View the full profile to get information on:
- Qualifications
- What's important to you
View full profile
Patient Reviews
Have you visited Dr. Pierce? Share your experience.
Write a Review
Write a Review
Prepare before visiting Dr. Pierce
Endometriosis Patient Education Read about common symptoms and treatments by reading our endrometriosis patient education guide to endometrial implants.Before Visiting Dr. Pierce Learn More
|More Patient Guides & Topics
Bowel Incontinence
Breast Cancer
Metastatic Melanoma
Skin Cancer
Specialties & Research
- He has special expertise in 10 areas:
- Acid Reflux Disease (Gastroesophageal Reflux / GERD)
- Colorectal Cancer
- Gastrointestinal Cancer
- Gastroparesis
- Lung Diseases
- Melanoma
- Minimally Invasive Surgical Procedures
- Pulmonary Fibrosis
- Rectal Cancer
- Silicosis (Dust-related lung disease)
Education & Awards
Dr. Pierce graduated from University of Virginia, Charlottesville.
Dr. Pierce has 4 hospital affiliations:
- Durham Regional Hospital
- Duke University Hospital
Home > Find a Surgeon > NC > Raleigh Surgeons > Dr. Richard Pierce, MD, PHD
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- Additional Information
- Dr. Richard Allan Pierce MD and PHD is a male Vascular Surgeon, has 9 years of experience and practices in Vascular Surgery.
- Where does Dr. Richard A. Pierce practice?
- Dr. Richard Pierce has 5 office locations.
Dr. Richard Pierce practices Vascular Surgery near Raleigh, NC.
Additional practice locations include: Knightdale, NC and Durham, NC.
See Raleigh Surgeons.


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HAWTHORNE, N.Y. - Gertrude Marie Fedor of Hawthorne died May 22. She was 82.
Fedor was born Feb. 4, 1932, to Alois and Agnes Lirzer, she grew up in Hawthorne. She worked for Bell Telephone Company and for 30 plus years at Ruhle Companies (formerly known as Farrand Industries).
Fedor is survived by her four children; two grandchildren; and a sister. She was predeceased by her husband, Martin Paul Fedor, Jr.
A Funeral Mass will be celebrated at 10 a.m. Tuesday, May 27 at the Holy Rosary Church, Hawthorne.
For more information, please visit: www.hawthornefuneralhome.com
- 1 Westchester Native Mark Zuckerberg Announces He's Will Be A Dad
- 2 One-Car Crash Closes Saw Mill Parkway For Hours
- 3 Advisory Issued For Smoke Odor Caused By Mount Pleasant Mulch Fire
- 4 Billionaire Westchester Businessman, Philanthropist Jerome Kohlberg Dies
- 5 Mount Pleasant Residents Get To See Blue Moon Friday Night


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Kids Who've Been Bullied Can Now Get Money!
This is a great idea!
It Ends Today is a nonprofit org that promotes anti-bullying awareness in schools and communities by giving scholarships to students who talk publicly about their experiences with bullying and its effects on them.
That might not reduce the trauma, but it does help with the education -- and financial reward is always nice, especially when it's earned by working through important issues.
We celebrated this campaign at the HK gay bar Vlada the other night, where DJ Lina played, chicken Kiev was served, the sleek second floor redesign was unveiled, and I kept bullying people about whether there would be dumplings.
There were!
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Today I'm wearing a Marcus Lupfer sweater (never enough navy
sweaters but this is my favourite with the kiss-print), a Cos
blouse, a Burberry skirt and boots, Stella shades and a Radley bag.
I've worn this skirt in shiny silk taffeta on the red carpet but
bought it in stiff navy cotton for everyday. Feels a little bit
like my sixth form school uniform but in a good, grown-up way.


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Coast to Coast Tickets is the place for great deals on concert, sports and theater tickets!Follow @CTCTickets
Don't miss Carrie Underwood while she tours around the US. Buy cheap Carrie Underwood tickets, plus view the 2012 concert schedule, seating chart, and more tour information.
2015: Aug
2016: Apr
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August 17, 2015
Monday 8:00 pm
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Saint Paul, MN
August 29, 2015
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Allentown, PA
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Carrie Underwood first rose to fame back in 2005, and despite the fact that most know her as the princess of country music, many forget that she first rose to fame on the fourth season of the hit show American Idol. From the moment she stepped on stage on the talent competition, the world was blown away by the singer's larger than life voice that came from the pint-sized Underwood. While many knew that Carrie Underwood has talent, very few could expect the massive success that she has already accomplished in just a few short years. Today, Carrie Underwood has come a long way from her time at American Idol, and is now one of the most successful chart-topping solo artists in the industry today.
Please Note: Carrie Underwood tickets may be sold for more than the price listed on the ticket. Unless specifically stated, we are not affiliated with any official Carrie Underwood website, any Carrie Underwood box office or any Carrie Underwood fan clubs, partners, or sponsors.
Coast to Coast Tickets is the place for great deals on concert, sports and theater tickets!Follow @CTCTickets
Carrie Underwood is now a multi-platinum selling artist who has won a collection of awards for her work in the entertainment business. This includes Grammy Awards, American Music Awards, CMA Awards, Academy of Country Music award and Billboard Music Awards among just a number of other awards. For the past few years, Carrie Underwood has developed a long streak of success and winning a number of awards for her success and album sales.Read the full Carrie Underwood Article
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What is the most important factor in picking a school for your child?
Relevant offers
Capital Debate
Some Wellington parents are shunning low-decile, ethnically mixed schools. Would you send your kids to this type of school?
Parents in Wellington often have many options when choosing a school for their child.
They have to weigh up several factors including Education Review Office reports, convenience, decile rating and information from friends and family.
What factors did you consider when choosing a school?
Would you refuse to send your child to a low-decile school?
Leave a comment below to join the debate.
- The Dominion Post
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Duncan Garner: Judging the judges and ensuring evil predators die in prison
Jonathan Young: Trophy hunting could save Africa's wildlife
Graeme Jarvis: No bitter pill to swallow in TPP deal
Obituary: Tim Beaglehole, lifelong champion of Wellington's Victoria University
Editorial: Sometimes lives outweigh liberty
Sure as sunrise, New Zealand will sign up to the TPP if a deal is on offer
Is the Government obsessed with degrees?
Editorial: Silly ideas to upend the health system
Offspring living it up - to the max
Recycling scheme for plastic bags won't work
Editorial: Nats' small move on migrant issue
The alcohol industry would prefer that alcohol did not cause cancer
Joe Bennett: Veering off the virtuous path, and crashing spectacularly
Old Boys University win first Jubilee Cup with tense win over Marist St Pats
'Stunning' UFO-like cloud spotted over Wellington
Hutt River residents in shock over plan to take homes for stopbank
Norths win Women's Premier, Upper Hutt win Hardham Cup
Winston Peters goes all-in on 'tens of thousands' NZ First membership increase
Mystery over man rescued from Wellington harbour near Eastbourne
School holiday entertainment and fun for everyone
Google turns NZ streets into a giant game of Pac-Man
National cycling coach gets youngsters' wheels spinning
Family 'stoked' stolen car found with treasured possessions inside
Another former All Black gives super-city plan a kicking
Tuatara's Wellington brewery snapped up for $1 million
Supermarkets stay vigilant over 1080 baby formula threat
Surgery hope for amputee mother-of-two
Online store takes photographer's $3000 for lens it never delivered, then leaves NZ
Soft drink industry says parents - not its products - to blame for kids' cavities
'Stunning' UFO-like cloud spotted over Wellington
Duncan Garner: Judging the judges and ensuring evil predators die in prison
Winston Peters goes all-in on 'tens of thousands' NZ First membership increase
Hutt River residents in shock over plan to take homes for stopbank
Through the eyes of a blind person
Emergency services attend tipped truck on Desert Road
Inquiry into how remand prisoner had weapon when he appeared in court
Dr Lambie sets sights on Miss World
Wellington meth ring boss Kevin Chea jailed for 17 years
Wellington motorway to shut completely from Ngauranga to Terrace Tunnel


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truck driving jobs near Ward, AR
Class A CDL Dedicated Truck Driver
Averitt- Little Rock , AR
3 years * No convictions for Reckless Driving within the past 5 years * No convictions ... * Career Opportunities – Opportunity to change driving preferences as career...8 days ago from Averitt
Company Truck Driver - No Experience Necessary
C.R. England- Ward , AR
offers the best program to become a cdl truck driver, full benefits, more miles, more ... fast food, or customer service to a full time truck driver while traveling the...4 days ago from C.R. England
CDL Academy Truck Driver Trainees - (888) 619-8793 - Scholarships for Veterans
Swift Transportation Co- Ward , AR
start your career at Swift! Truck driving jobs include; Flatbed, Regional, Dedicated, ... Take advantage of the many truck driving career opportunities available at...7 days ago from Swift Transportation
CDL-A Truck Driver - Dedicated Lanes
Transport America- Cabot , AR
OUR DEDICATED TEAM IS STRONG AND GROWING Transport America is seeking professional flatbed covered wagon drivers! Solo and Team driver opportunities include drop and hook freight,...11 days ago from Transport America
CDL-A Flatbed Company Truck DriverNEW
Wti Transport- Cabot , AR
rates! WTI Transport now has company driving opportunities available for flatbed ... Drivers Rider program Take your truck home Layover and deadhead pay 401(k) Paid...3 days ago from WTI Transport
Class A CDL Truck Driver
Big G Express- Cabot , AR
Make Big G Express your Driving Career not your next driving job ... Hiring Requirements: Class A CDL 6 Months Experience - See more at:...14 days ago from Big G Express
Class A Truck Driver - Owner Operator Felony Friendly!
Liberty Fleet- North Little Rock , AR
Liberty Fleet is a FELONY FRIENDLY company hiring Lease Purchase drivers for OTR positions. We are a 100% Owner Operator and Lease Purchase company. $0 Down No Credit Check...18 days ago from Liberty Fleet
Truck Driver (Tank) CDL-A, Regional/OTR
Indian River Transport- Little Rock , AR
CDL-A Drivers Get Great Pay & Miles with the Premier Food Grade Tank Carrier Each new day starts with a sunrise. A time to refuel and rejuvenate. As an Indian River CDL-A tank...7 days ago from Indian River Transport
Experienced Truck Driver | Deliver Dry Van | Apply Now
Arnold Transportation- Cabot , AR
A CDL Drivers get consistent weekly miles driving upgraded equipment without ever leaving the region. This is Arnold Transportation, the Original regional carrier. For 75 years,...18 days ago from Arnold Transportation
CDL-A Truck Drivers
National Strategic Transport- Cabot , AR
big opportunity: Join our fleet of flatbed truck drivers at National Strategic Transport ... regions focusing on an out-and-back style of driving. Our drivers benefit from being a key...6 days ago from National Strategic Transport
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text: Closed Captioning ON OFF apply | reset x Text Display Background Enhancements font Times New Roman Arial Comic Sans size T T T T color share link July 29th, 2013 New footage shows JFK shortly before assassination Never-before-seen footage of President John F. Kennedy shows him on vacation with his family just a few months before his November 1963 assassination. More video Sponsored Content Now Playing Rock on! What famous band was first called Smile? Sponsored Content Now Playing Netflix says Olsen twins 'teetering' on joining 'Fuller House' Sponsored Content Now Playing Mary J. Blige, Queen Latifah cast in NBC's live musical 'The Wiz' Sponsored Content Now Playing Does this make scents? Experts say there's no such thing as a bad smell TRENDING Now Playing Just peachy: Sweet skillet peach crisp Now Playing Mother knows best: Perfect products for summer Now Playing Elvis Duran introduces his artist of the month: Grace Now Playing Cyndi Lauper: 'Kinky Boots' are made for walking worldwide Most Watched Now Playing Sponsored Content Mothers of teens missing at sea have faith in their skills: 'They're out there' Now Playing Sponsored Content Hope to It: Helping homeless women start over Now Playing Sponsored Content Madeleine McCann detectives contact Australia about remains Now Playing Sponsored Content Jen Welter becomes first female coach in the NFL Now Playing Sponsored Content Still no sign of 2 Florida teens who are missing at sea Now Playing Sponsored Content Mike Huckabee: Jews support my Holocaust comments Now Playing Sponsored Content Trump's attorney sparks outrage, saying: 'You can't rape your spouse'


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Authored by: Steven P.Taylor
Student loans have become one of the largest components of debt in American society. This size is a major problem that the bankruptcy system must address to effectuate its policy goals of fresh start (Chapter 7 bankruptcy) and rehabilitation (Chapter 13 bankruptcy).
Delinquencies on student debt are far higher than those for other forms of consumer credit, including credit cards, mortgages and auto loans. For example, 8.5% of all auto loans were at least 30 days delinquent in the year through last September. Recent research shows that nearly 1 in 3 people whose student loans are in repayment status are at least one payment behind on their payments according to the Federal Reserve Bank of St. Louis. This is a frightening from two aspects. First, the above statistic does not account for the (typically unemployed) college borrowers who are not even required to make payments until six months after they leave. Nor does it include former students that are out of school, past that grace period, and have received permission by their lender to suspend payments for a range of reasons, like unemployment. The researchers at the St. Louis Federal Research determined that, as of Jan. 1, more than half of student-loan debt–55%– was held by borrowers who were in repayment. The remaining 45% weren't in repayment. The enormity of the issue is reflected by the enormous amount of student loan debt relative to the overall debt structure of our economy. Student loan debt is $1.2 trillion and is second only to mortgage debt which stands at $8.17 trillion. Credit card debt stands at $0.9 trillion.
With respect to mortgage debt and credit card debt, the bankruptcy courts have can discharge credit card debt and in personam liability on mortgage debt. But in order to wipe out student loans in bankruptcy, you must prove to the court that paying them would cause you undue hardship pursuant to 11 U.S.C. §523(a)(8). In interpreting that section, most bankruptcy courts follow the Brunner[i] test which outlines three (3) criteria to qualify for undue hardship
The Seventh Circuit articulated these three (3) criteria as follows:
(1) that the debtor cannot maintain, based on current income and expenses, a "minimal" standard of living for [himself] and [his] dependents if forced to repay the loans;
(2) that additional circumstances exist indicating that this state of affairs is likely to persist for a significant portion of the repayment period of the student loans; and
(3) that the debtor has made good faith efforts to repay the loans.
The Seventh Circuit over the past three (3) years has had some decisions which have added texture to the implementation of the Brunner test which is instructional to the practitioner. My takeaway from these cases is below.
Recent Seventh Circuit cases
Krieger v. Educational Credit Management Corp., 713 F.3d 882 (7th Cir. 2013) This case is notable for two reasons. First, it stated that the 2nd and 3rd prongs of the Brunner tests are either a mixed question of law and fact or clearly factual. In either case, the standard of review of the bankruptcy court's ruling should upheld unless clearly erroneous. Second, the Seventh Circuit's reviewed the standards that the District Court applied to Brunner test and found that the proposition of law that a failure to use an available federal student loan repayment plan means the debtor fails the good faith element of the Brunner test is wrong.
Greene vs. U.S. Department of Education, 770 F.3d 667 (7th Cir 2014). Although not really on point as to the Brunner test, in dicta, the Seventh Circuit opined that the amount of student loan debt owed is a different issue from whether making him pay what he owed would impose an undue hardship. The size of the debt is relevant—the larger it is, the more likely that imposing full liability on the debtor will produce an undue hardship—but calculating the debt involves a different factual inquiry from whether the debt so calculated is crushing.
Tetzlaff v. Educational Credit Management Corporation, No. 14-3702 (7th Cir. 2015). This case is notable in that it reiterates Krieger 's deference to the bankruptcy court judge's findings of fact as to the 2nd and 3rd prongs of the Brunner test. It also in reviewing the bankruptcy court's findings of facts noted that payment on one student loan debt did not show good faith with respect a different student loan debt, at least if they were not joined in the same adversary proceeding. The Court noted that a debtor's good faith efforts to repay his student loans are measured by his ability to obtain employment, maximize income, and minimize expenses.
What does this all mean? It means that it exceedingly important to present your case properly to the bankruptcy court judge at the outset. The factual findings are going to control and only clearly erroneous factual decisions will be reversed. In Tetzlaff, the Plaintiff had two expert witnesses excluded due to late disclosure. In addition, the dicta in the Greene case may indicate that the Seventh Circuit is open to a partial discharge to the extent that remaining liability would not impose an undue hardship.
If you have student loan debt problems or are considering filing bankruptcy to tackle your student loan debt, make sure you have a bankruptcy attorney review your options. For more information about this and other bankruptcy law issues, please contact me by email or call at 317-271-1111.
[i] Brunner v. New York State Higher Education Services Corp, 831 F.2d 395 (2nd Cir. 1987)
Filed under: Bankruptcy, Student Loan Tagged: bankruptcy, Discharge, Student Loans
I enjoy listening to a variety of podcasts while walking the dog or driving to the office. Podcasts are really amazing thing for those who crave learning, although there seems to be some rule that requires 50 bad shows to appear before you find a really great one. (Have you loaded the Stitcher radio app on your smartphone yet? You really should.) The EntreLeadership podcast is one of the better shows being streamed these days, and I had the pleasure of listing to Dale Partridge talk about his new book, People Over Profits.
As you might guess, the message of the book is that a business will not succeed in the long-run if it places profits over people, despite some evidence to the contrary. Perhaps it is better to say that businesses will be more successful in the long-run if they keep their customer's best interest at heart. I think it really comes down to establishing trust. We trust that Apple computers are top notch and that Starbuck's coffee is always great–they have earned that reputation.
What Partridge is talking about is more than just good business sense. We all need a set of core values to steer our personal lives and our businesses as well. In the long run, businesses and individuals get lost when they routinely put selfish short-term needs and wants ahead of others, especially customers.
I'd like to think we have modeled our law firm with the client needs and wants placed first. How do we do that?
- One-on-One Client Relationships. I strongly believe that each client should be assigned one attorney and one paralegal to handle their case from beginning to end. There is no confusion as to who is responsible or who to call. There is no red tape. You know your team and they know you.
- We do the Work. Many firms hand out thick questionnaires for clients to complete that list all debts, property, income and property transfers. Some of these questionnaires are 50 pages long! I have two objections to that: First, bankruptcy law is complex and it is unreasonable to assume that clients can really answer the questions correctly without prior experience. Second, isn't filling out paperwork what you pay the attorney to do?
- Easy Access to Attorneys & Staff. It is easy to contact our attorneys when questions arise. Each attorney has a direct phone extension (mine is Extension 100) and appointments over the phone or in person are easy to schedule. We want you to understand your case and the legal process. That means we are here to answer questions in person, over the phone, through email or video chat or whatever else it takes.
- Copies of Documents. You are entitled to a copy of your case documents without charge whenever needed.
- Flat Fees. About 95% of all our cases are charged on a Flat Fee basis. Nobody likes surprises when it comes to fees. You know what your case will cost before it is filed.
- Resources. Our goal is to provide you with great resources to help guide you through the legal process. Our website is filled with helpful articles, legal forms and videos to help educate you on your legal rights. This is a ongoing project that we work on every day.
Creating a customer-focused organization is expensive and challenging. It takes a lot of time and money to be responsive. In the long-run it pays off. Deciding to be great instead of mediocre takes commitment, training, planning, money, passion and dedication. I don't want to work any other way.
Image courtesy of Flickr and Janine & Jim Eden.
One of the most difficult hurdles Elkhorn bankruptcy clients face is paying bankruptcy attorney fees when they are already broke. However, the last thing an Elkhorn bankruptcy client should do is hire the cheapest bankruptcy attorney they can find. There are many low cost bankruptcy attorneys who advertise their cheap prices to unsuspecting clients, just like you. You must use extreme caution. The old saying, "You get what you pay for" holds true for bankruptcy attorney fees, too.
Hiring a Cheap Elkhorn Bankruptcy Attorney Can Be a Huge Mistake
When you research bankruptcy attorney fees, you may find a huge spread in the price ranges. This is due to the quality of work that will be dedicated to your case. This could be disastrous for you. Hiring an Elkhorn bankruptcy attorney who is not skilled, experienced, or knowledgeable in bankruptcy law, could potentially end with your bankruptcy case being thrown out. Once that happens, it is over. You get one shot. You don't want to blow it.
While not all inexpensive bankruptcy attorneys are ignorant of bankruptcy laws and not all expensive bankruptcy attorneys are outstanding, you will need to proceed with caution. Research is the key to finding the best bankruptcy attorney for your needs. There are many more factors to consider, besides price, when looking for a competent Elkhorn bankruptcy attorney. You should also consider the following:
1. Does the attorney focus in bankruptcy? Many attorneys add bankruptcy to their list of practice areas since there is a fast turnaround on bankruptcy cases. These attorneys are only practicing bankruptcy for the quick money and they do not know the bankruptcy code inside and out. The quality of work performed on your bankruptcy case will be compromised.
2. What is the Elkhorn bankruptcy attorney's success rate? Find out how many of the attorney's bankruptcy cases were actually approved and debts discharged by the bankruptcy court.
3. How comfortable were you with the Elkhorn bankruptcy attorney during your initial consultation? You should not only "click" with your bankruptcy attorney, but you should also feel comfortable with his or her level of knowledge. Did the attorney answer all your questions with certainty? Do you feel you can trust this person?
4. Are there any hidden fees? Many bankruptcy attorneys will advertise a cheap price, but as your case progresses, there will be many fees added that you were not forewarned about. In the end, these hidden fees will cost you more than an honest, experienced bankruptcy attorney.
5. Who will be working on your bankruptcy case? Make sure you are working with an attorney and not a legal assistant. Many bankruptcy clients find they meet with a cheap bankruptcy attorney during the initial consultation and, once hired, never hear from them again.
6. How can the bankruptcy attorney afford to charge so little? Find out how many bankruptcy cases the law firm handles. They may be charging so little because they are handling a large volume of bankruptcy cases. These types of law firms are called bankruptcy mills. Don't expect your bankruptcy file to get the attention it deserves.
7. What is the Elkhorn bankruptcy attorney's response time to questions? How quickly will your phone calls and emails be answered about your bankruptcy case during the process? Many bankruptcy clients find they meet with a cheap bankruptcy attorney during the initial consultation and, once hired, response times are very slow or nonexistent.
Choose Your Elkhorn Bankruptcy Attorney Wisely
The Bankruptcy Code is extremely complex. There have been many changes to the law over the last several years. You need an experienced and knowledgeable Elkhorn bankruptcy attorney on your side. At Wynn at Law, our Elkhorn bankruptcy attorney has a 100% success rate, strictly practices bankruptcy, and is the only attorney handling your bankruptcy case. Your file will not be passed off to someone else. Your phone calls and emails will be answered promptly. There are no hidden fees involved with your attorney fees. There are no long lines in our waiting rooms. Wynn at Law also offers convenient payment plans to make our bankruptcy attorney fees affordable for you.
Contact Our Elkhorn Bankruptcy Attorney
Our Elkhorn bankruptcy attorney offers a free, initial consultation. Please, feel free to schedule your consultation any time via phone or through our website. You can reach our Elkhorn bankruptcy attorney by phone at 262-725-0175 or by email on our website's contact page. Wynn at Law has bankruptcy offices conveniently located in Lake Geneva, Delavan, Salem, and Musekgo.
Find out if you qualify for bankruptcy.
Click Here to Get a Free Bankruptcy Assessment
from Wynn at Law, LLC
It's Free. It's Easy.
*The content and material on this web page is for informational purposes only and does not constitute legal advice.
Both well meaning friends and creditors will tell you myths about filing bankruptcy. Dispel the myths about filing bankruptcy and be informed about your financial choices. http://ow.ly/QfqXO
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According to the Consumer Financial Protection Bureau (CFPB) "Discover created student debt stress for borrowers by inflating their bills and misleading them about important benefits," said CFPB Director Richard Cordray. "Illegal servicing and debt collection practices add insult to injury for borrowers struggling to pay back their loans. Today's action is an important step in the Bureau's work to clean up the student loan servicing market."
Discover Bank is an Illinois-based depository institution. Its student loan affiliates – The Student Loan Corporation and Discover Products, Inc. – are also charged in today's action. Beginning in 2010, Discover expanded its private student loan portfolio by acquiring more than 800,000 accounts from Citibank. As a loan servicer, Discover is responsible for providing basic services to borrowers, including accurate periodic account statements, supplying year-end tax information, and contacting borrowers regarding overdue amounts.
- • Overstated the minimum amount due in billing statements.
- Misrepresented on its website the amount of student loan interest paid.
- Illegally called consumers early in the morning and late at night, often excessively.
- Engaged in illegal debt collection tactics by failure to comply with the consumer notices required by federal law.
The post Discover Bank to Pay $18.5 M for Illegal Student Loan Servicing Practices appeared first on Diane L. Drain - Phoenix Bankruptcy & Foreclosure Attorney.
I hate it when companies do illegal stuff to my customers. I'm a personal bankruptcy lawyer. I love being a bankruptcy lawyer, because I can help almost everyone I see. I love being able to help people get back on their feet. And I hate it, when companies do illegal stuff to my customers. (And people in financial trouble are […]The post Why FCRA and FDCPA Cases in the General District Court by Robert Weed appeared first on Robert Weed.
Chicago bankruptcy attorney David M. Siegel answers a few important questions pertaining to Chapter 7 bankruptcy. The questions were made a part of the Legal Action television show which airs in the Chicago market. Whats a Chapter 7 Bankruptcy? Interviewer: What's a Chapter 7? David Siegel: Chapter 7 is the most common form of bankruptcy. About 75+ Read More
The post Chapter 7 Bankruptcy Answers appeared first on David M. Siegel.
In a recent bankruptcy decision, Bank of America v. Caulkett, the Supreme Court denied a chapter 7 debtor's attempt to strip away or discharge an unsecured second mortgage in a chapter 7 bankruptcy filing.
The debtor, Mr. Caulkett, owned a house in Florida. The house was subject to a first mortgage in the amount of $183,264, the house had a fair market value of $98,000 and was subject to a second mortgage in the amount of $47,855, that was held by the Bank of America.
Mr. Caulkett's position was that since the Bank of America second mortgage was "underwater", or totally unsecured, the second mortgage should be stripped away or discharged in the chapter 7 bankruptcy filing like a credit card debt.
The Supreme Court, relying on an earlier decision known as Dewsnup denied the Debtor's claim stating that the outcome in Caulkett was controlled by Dewsnup . Although in a footnote by Justice Thomas, Justice Thomas noted that from its inception Dewsnup has been the target of criticism. Additionally during oral argument one of the Justices asked the Debtor if they were seeking to overturn Dewsnup and counsel for the debtor said no. In the future a debtor may seek to have Dewsnup overturned based on this footnote.
Notwithstanding the Caulkett decision which involved a chapter 7 bankruptcy case, a debtor may still be able to strip off or discharge an unsecured second mortgage or home equity loan in a chapter 13 bankruptcy case. Homeowners whose houses are underwater and subject to a second mortgage, may want to seek a consultation to determine their options with Jim Shenwick.
Sixth Circuit Affirms Bankruptcy Court Order Allowing Amended Exemptions Following Re-Opening of Case
In a Chapter 7 bankruptcy case, a debtor is required to file a schedule listing all of the debtor's property. This includes cash, hard assets such as furniture and cars, as well as intangibles such as causes of action or potential causes of action. The Bankruptcy Code allows debtors to "exempt" certain types of property from the estate, enabling them to retain exempted assets post-bankruptcy.
In a recent opinion, the U.S. Court of Appeals for the Sixth Circuit analyzed the limits of a bankruptcy court's authority to disallow claimed exemptions. Read More ›
Tags: 6th Circuit Court of Appeals, Chapter 13, Chapter 7
MacKenzie v. Neidorf (IN RE NEIDORF; 9TH CIR. BAP)
Chapter 7 debtor Carrie Margaret Neidorf (Debtor)scheduled her real property (Residence) as an asset of her estate. There was no equity in the property. Postpetition, the lender obtained an unopposed relief from stay order and foreclosed on the property. Years after the foreclosure, but while her bankruptcy case was still open, Debtor received a postpetition payment in the amount of $31,250 (Foreclosure Payment). The payment was made to Debtor pursuant to a national settlement between banking regulators and certain financial institutions, including Bank of America (B of A). Debtor disclosed her receipt of the Foreclosure Payment to Robert A. MacKenzie, the chapter 7 trustee (Trustee). Trustee then filed a Motion to Compel Debtor to Turnover Estate Property (Turnover Motion), asserting that the Foreclosure Payment was property of the estate under § 541(a)(7). The bankruptcy court denied his motion, and this appeal followed. For the reasons discussed below, we AFFIRM.
The result is that, in the Ninth Circuit, the debtor is able to keep funds that become available after the bankruptcy is filed. This is a great result for individuals. My congratulations to Ms. Neidorf's attorney Kenneth Neeley.
The post Debtor in Bankruptcy Keeps Post-Petition Mortgage Settlement Funds appeared first on Diane L. Drain - Phoenix Bankruptcy & Foreclosure Attorney.


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(804): View more from Virginia
Gayer than 8 guys blowing 9 guys
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Gayer than 8 guys blowing 9 guys
i think guys can sense when i'm not wearing underwear
the mandatory saturday morning class for those written up by RA's turned into a gold mine...just met EVERY hot chick that parties.
The Wii Fit is already telling me I'm an alcoholic.
Hold on there are flying pancakes I can't handle this right now
He got arrested in front of the church last night. Looks like we need to find a new location for the wedding.
if you spike my cofee one more time im gona fuck you up. im presenting to the mayor in sevven fucking minuets. fuck you and youir fucking bartending classses i am so fuckign fcked
I've always wanted to pass out in a bathtub
I think most people do. Your only real mistake was turning the water on first.
She told me to act like the hulk during sex. Shit got 9 different shades of weird
Technically he's married but he says it's "not like that" even tho his wife lives with him. Not sure if I believe him but I'm sleeping with him anyway.
he tried to give me his business card but gave me his health insurance card then realized it and offered to take me to the strip club
He offered to teach me how hula hoop in exchange for acid. I took him up on it.
Apparently my face was in the trashcan and in between throw ups I was screaming LOS DIABLOS. I woke up this morning with a bird flying around my room. Nobody seems as concerned as I am.
Did your surprise acid trip turn out well?
it is shots o' clock and I am never late


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I just read his letter to his Greenlight Capital constituents, and it mentioned his "bearish" stance as well as his 12 year short position on MBI, which he finally exited. Einhorn doesn't cover until there is a large downturn in stock, so he won't be covering anytime soon here.
Sentiment: Strong Buy
This could easily force him to cover without choice before the alleged drop. If he has a million shares short, he lost 20M in a few days. And if there is a stock split, you can bet losses will be quicker.
He could get buried here because this is potentially, a 200.00 stock (based on Starbucks price per share) and could even be higher. I'm sure he'll be buying a ton of call options to hedge his short position and wait this out until the major dip you mentioned.
Sentiment: Hold


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Comfort Suites Bush Intercontinental Airport, Houston
- Free buffet breakfast, free WiFi, and free parking
- Airport within 5 mi/8 km: Houston, TX (IAH-George Bush Intercontinental)
Main amenities
- 57 guestrooms
- Outdoor pool
- Free airport pick-up
- 24-hour fitness center
- 24-hour business center
- 24-hour front desk
- Air conditioning
- Daily housekeeping
- Front desk safe
- Laundry service
- Meeting room
- Multilingual staff
What's around
- George Bush Intercontinental Airport
- Houston Grand Prix (3.8 mi / 6.2 km)
- Houston Police Department Museum (3.9 mi / 6.3 km)
- Greenspoint Mall (5.5 mi / 8.8 km)
- Redstone Golf Club (6.2 mi / 9.9 km)
- Humble Civic Center (6.7 mi / 10.7 km)
One of the worst places I have stayed in Houston. Very dark rooms. Even with all lights…
It was clean. Shuttle was useful. Though nearer to te highway and airport, it was quiet.
Enter dates to check prices
Hotel Info: 020 3027 9803from £66
- 2 Doubles Suite Accessible
- Suite, 2 Double Beds, Non Smoking
- Suite, 1 King Bed, Non Smoking
Recommended hotels
At a glance
Key facts
Hotel size
- This hotel has 57 rooms
- This hotel is arranged over 3 floors
- Check-in time starts at 3 PM
- Check-out time is noon
- Express check-in
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
Travelling with others
- Pets not allowed
Extra people
- Rollaway beds available, charges may apply*
- Free WiFi in public areas
- Free WiFi in rooms
- Free airport pickup (available on request)
- Free self parking
- Extended parking *
Nearby Two Star Houston hotels
In the hotel
- Free buffet breakfast
- Outdoor pool
- 24-hour fitness facilities
- Spa tub
- 24-hour business center
- One meeting room
- 24-hour front desk
- Concierge services
- Dry cleaning/laundry service
- Laundry facilities
- Free newspapers in lobby
- Luggage storage
- Number of buildings/towers - 1
- Elevator/lift
- Safe-deposit box at front desk
- Designated smoking areas
- In-room accessibility
In the room
- Climate control
- Air conditioning
- Coffee/tea maker
- Iron/ironing board
- Separate sitting area
- Cable TV channels
- Desk
- Free newspaper
- Free WiFi
- Free local calls
- Refrigerator
- Microwave
- Daily housekeeping
- Connecting/adjoining rooms available
Top Houston hotels
Recently reviewed hotels in Houston
- Club Quarters in HoustonFrom
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"Was there as a stop over with my granddaughter was not the right location for me, no restaurant at hotel or any nearby. Hotel itself and staff were very good, and helpful."Jul 12, 2015
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"Really great hotel. Lovely big rooms. Very comfortable. The staff are really accommodating. The restaurant struggles to deal with the demand for the free breakfast at the weekends…"Jul 8, 2015
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Nearby hotels
Comfort Suites Bush Intercontinental Airport, Houston's small print
The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation.
Optional extras
Rollaway beds are available for USD 10 per night
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.


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- Bill Williamson, ESPN Staff Writer
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Once upon a time, left tackle was a position of strength and stability for the San Diego Chargers.
That is no longer the case.
For the second straight season, the Chargers have seen their left tackle have his season end because of an injury. San Diego put Jared Gaither on the injured reserve Friday with a groin injury. Thus, undrafted rookie Mike Harris, who has played six games this season, remains the starter, which won't help turnover-prone quarterback Philip Rivers, who has not been protected well much of this season.
Gaither, who signed lucrative four-year deal with the Chargers in the offseason, was hampered by back and groin injuries all season. He played just four games. He played well late last season after he was claimed off waivers from Kansas City. In San Diego, Gaither replaced Marcus McNeill, who suffered a career-ending neck injury last season. McNeill was considered a top left tackle early in his career, but health ruined a great career and put the Chargers in a tough spot.
They thought Gaither was the answer, but now they are back to Square One.
The massive 6-foot-9 Gaither is talented, but he has never been able to stay healthy. U-T San Diego reports tackle Kevin Haslam is expected to be promoted from the practice squad this weekend.
Meanwhile, receiver/returner Eddie Royal (hamstring) and linebacker Larry English (calf) are out Sunday against Baltimore. Starting guard Tyronne Green (hamstring) is doubtful, and nose tackle Aubrayo Franklin (knee) is questionable.
Bill O'Brien angry at characterization of his quarterbacks
17mTania Ganguli
Bill O'Brien: Goal to have Jadeveon Clowney back Aug. 17
1hTania Ganguli
Lions LB DeAndre Levy focused on preparation for season, not contract
1hMichael Rothstein
Left tackle woes continue for Chargers


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delicious appetizer and main dishes based on fish with very high quality food. Lovely atmosphere, quiet and romantic environment, food service, friendly staff and especially good price!
I booked a big table for 13 Italian friends and we had a very good sea food (i suggest soup of the day and lobster soup) but we waited like 2 hours for our main dish (i had cod with vegetables). The restaurant looks nice, clean and waiters are very kind. The only thing i don't like is the toilet which is just very close to the kitchen. We spent 100Zl each for a soup, a main dish, water, one glass of wine each, and 1 espresso. Cheaper than in Italy but expensive to be in Gdansk.
One of a few places in Gdansk where they know how to prepare seafood. Menu in my opinion lacks local, Polish traditional recipies and is to too international. It is designed to cater to tastes of international, mostly Scandinavian crowd visiting the place but a local, Baltic touch could be more appreciated. Apetizers as well as main dishes I tried were great staff. Be careful though as the place is expensive and portions skimpy. In the night of my visit it was very busy, reservation is recommended. Service is slow and the staff seems not particularly welcoming to guests.
Was here last night with rhe wife, atmosphere was great - relaxes and not to formal or stuffy. Had the seafood soup which was great, so good to see large pawns again after years in England. Oysters were good, crab cakes were amazing! Mains writing had the Talbot - really good but expensive, and the cod with noodles special. Cod was average, but very large portions, highlights was the noodle - wouldn't recommend it. Tart for dessert was ok, was probably too stuffed by then to enjoy it. Looked around at others eating and would warn that the seafood plate for 2 is mainly lightly fried fish, looked good but was huge. Prawn starter looked amazing. Would try the pike-perch next time and the lobster looked really good!
The food is good and the interior cosy. However, it falls short of its neighbor Fllini. The big disappointment is the waiters -both go about their business in a correct way, but seem thoroughly uninterested in he guests.
If you own or manage Restauracja Targ Rybny, register now for free tools to enhance your listing, attract new reviews, and respond to reviewers.


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Dolph Ziggler Takes Shot at Evolution Member, Says He's The "Weak Link"
by Amish Patel - May 14, 2014
Dolph Ziggler suggested that there is a weak link of Evolution and offered his thoughts as to who that is on Twitter:
Batista is the weak link of Evolution. He's the only one who hasn't evolved.
— Dolph Ziggler (@HEELZiggler) May 14, 2014
Do you agree?
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Pass around these picture perfect sandwiches to get the party started.
To Prep
(8 Members)
Curtis Stone share's his take on this spanish classic dish. Watch Video
The best Sunday roasts and matching sides, fun and flavoursome vegetarian dishes, one-pan throw-together dinners and two-in-one desserts – find all this, and much more, in our August issue.
Log In or Register to rate & review this recipe.
The flavor of the chicken mixture is excellent. These always get snaffled up very quickly. To make it super easy and quick I actually use the shredded BBQ chicken available from my Coles deli (i.e. the stuff they actually shred off their whole chickens). If you are doing that, then you will need about 500g of meat. I never bother making it as a two layer sandwich though, just chicken mixture between two slices of bread. It makes a LOT of sandwiches, so if you're planning on doing a couple of different flavours of sandwiches you can probably halve the quantity. My other trick is to cut all the crusts off the bread the day before and put it back in its bread bag ready to be quickly assembled the next day.
I make a big batch of these sandwiches for my kids parties. The disappear very quickly and gets lots of "mmm yums". The lime is the kicker - so good!
have made these many times for "bring a plate" or girls mornings,allways a big hit & break down the quantity for a refreshing quick lunch at home,especially good when you have all the herbs growing in the garden ( if having them at home I make them as an ordinary sandwich eg. 2 slices of bread only, this certainly gets 5 stars from me
Very tasty. Guests love them and so easy to make. Also great because you can do most of the prep the day before.
Every byo function I'm asked to bring along my 'famous' sandwiches...such a hit and amazing taste!
I have made these on several occassions - they disappear every time!
LOVED these, so tasty. Got many compliments for the sandiches at my little boys party
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Chips and nachos combine in these finger-licking good Cheesy Sweet Potato Wedges.


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Work until you're 70, but who wants to employ you?
Angela shares what it's like finding employment living with an acquired disability
Acknowledgement of country is increasingly practised around Australia. Troy's created a unique perspective for all to share
This is how we warm up in Hobart during winter
Dr Bronwyn Harmen has been researching the choice not to have kids. Here she unravels some myths.
I took a three-day bus trip to regain control of my children from my husband.
We run free workshops and can give you skills training and advice on how to create and share your story


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Martin Freeman fronts a pitch-perfect mash-up of 'The Office' and Tolkien on 'Saturday Night Live'
When you've got Martin Freeman hosting "Saturday Night Live," it's a safe bet they're going to figure out a way to do a "Hobbit" themed sketch.
Bonus points, then, to the show for doing a parody of both the Engish version of "The Office" and Freeman's Peter Jackson trilogy. "The Office: Middle-Earth" is about as easy a joke as they could make, but the execution actually pays off thanks to an attention to detail.


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Diverso Syrah 2012
Diverso - Cuyo - Argentina - Mendoza
Professional Wine Reviews for Diverso Syrah 2012
Rated 92 by Robert Parker
The 2012 Diverso Syrah is sourced from a vineyard never treated with any chemicals, there are no added sulfites to the wine, and it is unfiltered, with an ecological label and bottle. It is made from 100% Gualtallary, fermented in egg and aged in the egg for one year. It has some reductive aromas with complex notes of smoked meats, blueberries and raspberries with a strong character. Its very fresh palate, simple, pure flavors and fine-grained, polished tannins make it a refreshing red. Great Syrah, great value. Drink 2014-2016.
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Additional Information on Diverso Syrah 2012
Vintage: 2012
2012 has, so far been a positive year for wineries around the world. While it may be a little too early to speak of the wines being made in the northern hemisphere, European and North American wineries have already begun reporting that their harvesting season has been generally very good, and are predicting to continue with the kind of successes they saw in 2011. However, 2012 has been something of a late year for France, due to unpredictable weather throughout the summer, and the grapes were ripening considerably later than they did in 2011 (which was, admittedly, an exceptionally early year). French wineries are claiming, though, that this could well turn out to be advantageous, as the slow ripening will allow the resulting wines to express more flavour and features of the terroir they are grown in. The southern hemisphere has seen ideal climatic conditions in most of the key wine producing countries, and Australia and New Zealand particularly had a superb year, in particular with the Bordeaux varietal grapes that grow there and which love the humidity these countries received plenty of. Also enjoying a fantastic year for weather were wineries across Argentina and Chile, with the Mendoza region claiming that 2012 will be one of their best vintages of the past decade. Similar claims are being made across the Chilean wine regions, where Sauvignon Blanc and Cabernet Sauvignon had an especially good year. These two grape varietals also produced characterful wines on the coastal regions of South Africa this year.
Varietal: Syrah
There continues to be much debate surrounding the name of the Shiraz/Syrah grape varietal, with many experts still quite unsure which came first. Indeed, even the origins of this varietal are more or less unknown, despite it being most commonly associated with the Rhone Valley of France, and New World countries, most notably Australia. However, its popularity and unique characteristics have seen it planted all over the world, where it continues to impress with its powerful flavors and wonderfully spicy notes of pepper and clove. Shiraz/Syrah wines are renowned also for their versatility, and are regularly used in single variety still and sparkling wines, as well as blended and oak aged wines which demonstrate its ability to express its terroir and secondary flavors very well.
Region: Cuyo
Argentina's Cuyo region has, for several decades now, been renowned worldwide for the high quality of its fruit-forward and remarkably flavorful wines. The arid region includes such famous provinces as the Mendoza, and wineries in Cuyo often have generations of experience when it comes to making the most of the mineral rich yet arid soils which typify the mountainous landscape. The Desaguadero River and its tributaries form many natural valleys through the Cuyo region, and as such, irrigation has long since provided the dry and dusty vineyard with a fertile and crystal-clear water source, straight from the snowy peaks of the nearby Andes. Although Malbec is the grape varietal most commonly associated with Cuyo, wineries continue to experiment with other varietals there, and the wine industry of Cuyo in Argentina continues to go from strength to strength.
Country: Argentina
It is said that the first Argentinian vines were planted in the Mendoza more than four hundred years ago by European settlers, and despite these early wines being used primarily for religious purposes, the fervor for wine making never left the area. Today, Argentina is keen to demonstrate its technological prowess when it comes to vineyard cultivation, by combining traditional methods of irrigation left over from the Huarpes Indians with modern techniques in order to make the dry, arid desert an ideal environment for growing grapes. Indeed, these ancient irrigation channels, dug hundreds of years ago and still in use today, bring mineral-rich melt water from the Andes via the Mendoza river, something which gives the grapes grown in this region some of their character. The primary grape of this and other regions of Argentina is the Malbec, which is highly susceptible to rot in its native France, but which thrives in the dry and hot climate of South America, producing rich and plummy wines which are highly drinkable especially when young.
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Copart Rules.!
Foursquare © 2015 Lovingly made in NYC & SF
Red Lobster
Seafood · $$
1525 Travis Blvd.
"Love the cheddar bay biscuits. Good lobster bake."
Favela's Fusion
Mexican · $
1500 Oliver Rd Ste D
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2.5 cts Oval Cut Amethyst Sterling Silver Set
*Includes Free Shipping and Gift Box
Gemstones: Genuine Amethyst, Oval Round Cut, 2.50 carats total gem weight. Amethysts have a deep Orchid Purple Hue, Brilliant Sparkle and Clean Clarity. Pendants and Earrings are made from Sterling Silver Rhodium Finish with a total metal weight of 4.00 grams. The set feature top quality craftsmanship with Rhodium finishing. Perfect gift for Christmas, Mothers Day, Valentines Day, Birthday, Graduation, Bridesmaids Jewelry. **Chain in picture is for illustration purposes and is not included. Chain is available for purchase at checkout in 16, 18 and 20 inch lengths.**


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Super important book! Love the clear explanations of what's going on with the psoas and the hips/core in general - both anatomically and energetically. Read morePublished 5 days ago by K. Marti
This book is very informative the Psoas muscle holds the key to great, or good health. Where ever you are physically in your physical health, I believe our good physical well... Read morePublished 16 days ago by Liz Grinage
Great informational book on the Psoas. Has everything you need to know. Highly recommend.Published 1 month ago by Faith
I am so intrigued by the content of this book -- only one thing I would change --- I didn't know how to pronounce it until the third page?Published 2 months ago by Gracie Jolene & Me


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This property allows you to book online with a credit card. After submitting a reservation request, the owner or manager has 24 hours to accept, at which time your card will be charged and you will receive an email confirmation
Recent Kentucky reviews
"First time renting this home and we were NOT disappointed! Our 2 1/2 year old daughter caught so many fish right off the dock! Catfish, blue gill, bass - it was awesome! If you are there, rent their boat - runs very well and in good shape. Wonderful new deck - pathway to lake and you can walk right into the lake and swim (but a bit rocky, like everywhere at KY Lake, so recommend water shoes). Everything you need is there - and the owners are wonderful to work with. HIGHLY recommend! Thanks so much for a wonderful week!"Guest: St Louis Date of Stay: June 2015 Review Submitted: June 27, 2015View listing
"We had a great time while staying at Christy Ann's Cottage! Our family brought our boat so we could enjoy Lake Cumberland. The ramp was conveniently located near the house as well as the pool. The house was clean and well kept. It included everything we needed for a comfortable week and the owner's family was on hand to answer our questions."Guest: Angela S. Date of Stay: July 2015 Review Submitted: July 18, 2015View listing
"Very clean lakefront property on beautiful Lake Barkley cove. This home is very private & secluded, nestled on a wooded lot with a private dock. The kitchen was fully stocked with everything we needed to cook our own meals...the grill is clean & works great! I love that the owners allowed us to bring our dogs & didn't put all kinds of restrictions on us! They enjoyed the lake & all the wildlife in the area. I would recommend this property for anyone looking for a private getaway or people with older kids looking for adventure on the lake. Would not recommend for very young children due to the deck railings. We didn't swim off the dock here, recent storms had made the water pretty murky & we did see a few water snakes! However, we rented a boat at a nearby marina to go tubing & the water was PERFECT a little farther out. We also took our canoe out 3+ times a day right from the dock & enjoyed the weather, privacy & tons of wildlife. This is a quiet area & provides a peaceful, relaxing experience for anyone who doesn't mind being in the woods! Driveway is tricky!"Guest: Stephanie R. Date of Stay: June 2015 Review Submitted: June 23, 2015View listing
"The barn was the perfect place to stay. It was peaceful and quite but close to downtown for all our outings."Guest: Melissa C. Date of Stay: June 2015 Review Submitted: June 7, 2015View listing
Featured Destinations: Bryson City Cabin Rentals, Starved Rock Cabins, Kailua-Kona, Cabin Rentals in Tennessee


text: Mashup: Tennisopia Court Finder Share via FacebookShare via TwitterShare via LinkedinShare via Google+Share via RedditShare via Mail An interactive way to find tennis courts anywhere in Canada. Track this Mashup Submit a mashup Summary Comments Followers Comments (0) Comment * Leave this field blank Post Comment Followers (0) Track this Mashup Specs Related APIs Google Maps Tags Sports, Sports, Canadian, Mapping URL http://www.tennisopia.ca/ Mashups using the same API (2564) /View all Meeting Centre of Gravity Find the best place to hold a meeting for attendees by entering postcodes. The COG tool will then work out the centre for the meeting. Singapore Geocoder Singapore Google Map Geocoder. Convert address, postal code to lat/lng Geotwts Tweets live on Google Maps. Add Mashup Related Articles /View all Google Maps Gets Aerial Perspective Imagery Google Maps Gets Aerial Perspective Imagery The geo mapping platform ecosystem has grown a little more as the competition between Google Maps and Bing Maps just got a lot more interesting. It's been less than a week since we covered the rel... News Andres Ferrate Mapping, Images 12-08-2009 Google Maps Gets Aerial Perspective Imagery Location Sharing FourSquare Finally Shares Its API Location Sharing FourSquare Finally Shares Its API Normally we'd give a brand new site a break for not immediately having an API. When it comes to the rabidly popular FourSquare, which launched in March, developers have been clamoring to build on t... News Adam DuVander Mapping, Mobile, Games 11-16-2009 Location Sharing FourSquare Finally Shares Its API Making of the Charlottetown Transit Map - Rukapedia Making of the Charlottetown Transit Map - Rukapedia How-To ProgrammableWeb Staff Mapping 11-30-2005 Making of the Charlottetown Transit Map - Rukapedia RELATED APIs Promoted /View all API Name Description Category Date Active Popular Activity Search The Active Popular Activity Search API provides data associated to endurance, team sports, youth camps, tennis leagues, parks... Fitness 07.27.2015 Active Campground With the Active Campground API, developers can create applications with the goal to promote campgrounds available at the site ReserveAmerica.com This site contains planning trip guides, hunting... Fitness 07.27.2015 Active Campsite Search The Active Campsite Search allows to access data from parks, campgrounds, and campsites located in the United States and Canada. Search filters include RV friendly, electricity, hunting, fishing,... Fitness 07.27.2015 Google Maps Android The Google Maps Android API allows developers to add maps to their applications based on Google Maps data. The API automatically takes care of accessing the Google Maps servers, downloading data,... Mapping 07.12.2015 Sportradar The Sportradar API allows developers to integrate their applications with the Sportradar service, using RESTful methods. Sportradar is a provider of sports and betting-related live data, odds... Sports 07.01.2015


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Have you ever been a stuffed bunny out on a date when suddenly you realize your companion is a brain-lusting zombie? I think we all have, because in addition to the horrors of dating many of us started our latest Choose Your Own Adventure last week with "Zombocalypse Now"!
When last we left our intrepid Velveteen Lothario, we were deciding whether to try and stick it out with our date or flee to the bathroom. In the finest Lone Wolf tradition, we cut and run:
Ah, the age-old CYOA conundrum, whether to flee for help or stay and fight. Luckily we don't have an irritating "Try and dodge the oncoming biker truck" skill and you haven't had to rely on your friendly neighborhood blogger to roll any dice. It's just pure intellectual brainpower … oh crap. We're hosed.
Have at it, my little duckies, make your choice and defend yourself in the comments.
I wonder what horny stuffed bunnies shout as they charge into battle with the undead?
("Zombocalypse Now" copyright ©2009 by Matt Youngmark. You can buy this great book for your very own here and I highly encourage you to do so. I did, and believe me, you're going to want to experience the full story in a way these samples simply cannot.)
15 thoughts on "Stuffing the bunny, if you know what I mean"
Let me just say how this could go from bad to worse to you're f*%ked:
1). If said zombie shambles toward you appearing the classic Romero/Walking Dead, that's bad.
2). If said zombie sprints toward you snarling like in 28 Days Later (…I know, NOT a zombie film, but in spirit it IS) or Zach Snyder's Dawn, that's worse.
3). If said zombie hobbles toward you, dripping ichor, reeks of Trioxin, and looks like Tarman…well then you're f*%ked!
Guy in the ground is hosed, likely already infected – as I understand Zombie Apocalypses – cut and run. alert the authorities.
But why they would listen to a stuffed bunny, I'll never know….
I gotta say, I'm damn curious to see what a stuffed bunny's fighting style is. Let's throw down!
yup, guy on the ground is done for if already bit. run for the cops and try to save the city, even if they wont believe you.
He can't be saved, that dude is Zombie Ragu!
I say leg it!
I say stay and fight for three reasons:
1) Authorities never listen.
2) Not all Zombie Plagues are transmitted by biting, so this guy COULD still be saved.
3) Doesn't matter, we'll be running anyway.
Bwahahahaha! Like the kid with the answer key before the test, I hold the power. Taking Jeff's suggestion, I bought the book, which I hold in my hand. And on the cover, it proclaims, "112 possible endings. At least 7 in which you don't die." So, don't hold high hopes on this one, folks. I've read through a half dozen scenarios yet, and I have yet to live through one.
On the other hand, this CYOA is pretty funny, so to maximize enjoyment, I'm just going to go ahead and persuade the rest of you on what I believe to be the funniest choice. Which is not necessarily the safest choice. In fact, if I think that dying in a particularly epic or hilarious manner is better than living, that's what I'm suggesting. So follow me at your own risk.
Having read ahead, I'm getting more chuckles out of saving the poor zombie bait.
My vote to Flee away. Why we haven't got the equipment to fight against a zombie. (Or the goverment seized 😀 The movie WORLD WAR Z shooted in Hungary, and my "much like goverment" seized the weapons what the film makers want to use in the movie). So back to theme, run run run, never fight against a hungry zombie 😀
Why break a good tradition? Lone Rabbit screams out his battle cry:
"Run awaaaay!"
Find the nearest police station, let them know what's gong on. While they either laugh at the notion of a talking stuffed rabbit, or run out into the street, guns blazing, this leaves you with a chance to break into the armory and stock up on weapons. As they'll most likely be taken down by the 28 Days Later version of zombies, the car and armored SWAT truck (possibly stocked with more ammo and weapons) will be up for grabs as will the body armor and helmet. Yeah, I'd go with the "authorities" on this one, because as soon as they run out the door and get tackled by a zombie, you ARE the authorities.
On the one hand, as a stuffed bunny, we really shouldn't have anything the zombie would be interested. On the other hand, the zombie is expressing a craving for brains, yet he was chewing on the guy's leg, so he's apparently not sure how to obtain brains, and is willing to o through some trial and error.
So, I say run away. Er, to alert the authorities. Right.
This one, if you'll pardon the expression, is a "no-brainer"…
Never mind the authorities, just cut and run! Standing and fighting is NOT in the cards for fluffy stuffed bunnies!
William Peterson:
This one, if you'll pardon the expression, is a "no-brainer"…
Never mind the authorities, just cut and run! Standing and fighting is NOT in the cards for fluffy stuffed bunnies!
Again, if we're stuffed, there are probably no brains there, just an innate knowledge that somehow comes with being an animated talking stuffed rabbit.
Run to the authorities. I presume in this context that means the police, but one could also take that to mean "authorities on zombie plagues" who'd be prepped to do something effective. But I'm asking too much from a CYOA with its limited choices. Still, going to the cops means either getting their aid or getting locked up, either of which is a plus. Until a cop with the keys to your cell get zombified and eats you. Hmmm…
You know, there's a lot of ways this can go. All I know is there's zero chance of saving Gimpy McOneLeg.
Run. Although I almost expect to find out that the nearest police station has already been taken and we are just going to walk right into another zombie's lap…
Comments are closed.


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Korn Announces November 9 Show at the Fillmore Miami Beach
Topping the list of artists we'd never expect to see at the Fillmore Miami Beach, Korn just announced a November 9 engagement at the house
Jackie Gleason Live Nation built.
Thirteen years ago, Jonathan Davis and company released its big breakthrough album, Follow the Leader. It debuted atop the Billboard 200 and catapulted the Bakersfield-based nu-metal crew to superstardom. The videos for "Got the Life" and "Freak on a Leash" entered heavy rotation on MTV, and Follow the Leader went platinum ... Five times.
Korn went on to earn a reputation for rocking the tits off the main stage at festivals like Ozzfest and Lollapalooza. But in recent years, the 1990s' favorite nu-metallers sort of rebranded as a more polished and mature band. In 2006, Korn performed 14 songs for an incredible Unplugged show, which featured guest spots from The Cure and Amy Lee of Evanescence, and even had Jonathan Davis covering Radiohead.
Now Korn is going in an entirely different direction ... Dubstep. The group's 10th studio album, The Path to Totality, which will be released a few days after Korn rocks the Fillmore, is being produced by several dubstep DJs like Skrillex, 12th Planet, and Datsik. In fact, Korn's bringing Datsik and Downlink to South Beach.
Korn with Datsik and Downlink. Wednesday, November 9. Fillmore Miami Beach, 1700 Washington Ave., Miami Beach. Tickets go on sale Friday, September 30, at 10 a.m. for $39.75 plus fees via livenation.com. Call 305-673-7300 or visit fillmoremb.com.
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If MoMA's 2002 exhibition "Drawing Now" emancipated drawing from second-class citizenship, "Flip: A Drawing Exhibition" makes the case for artists who have carved out and refined its mantle. The show's 14 featured practitioners share an acute sensitivity to the touch of ink to paper, and a will to innovate. Paul Noble's etched diptych features beanstalks and totem poles, tiny people and quirky Bosch-esque oddities. Rachel Goodyear's discreet group of antlered heads and knotty tree trunks, Anton Henning's chainlinks and fences on thin blue paper, and Margarete Hahner's four drawings of a girl and her blow-up bear traffic in the delicate and minimal. Des Lawrence's obituary portraits of James Coburn, Barry Sheene and Sheikh Ahmed Yassin reinvigorate memorial portraiture. Adam Dant's R. Crumb-ish social medallions and Olivia Plender's blown up, arty/mod silk-screen prints take their cues from graphic novels and comic books. And, tucked in the corner, George Bolster's portrait of Jesus and stigmata-inflected religious scenes on sycamore gesture toward the everlasting.
"Flip: A Drawing Exhibition," Chung King Project, 936 Chung King Road, L.A. (213) 625-1802. Thru Aug. 12.
—Melissa Lo
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The benefits of a truly wild life! | Notes from the North Woods
Research continues to confirm what most of us already knew as kids, that outdoor recreation provides a variety of important benefits that go well beyond the obvious fun and games.
Big shoes to fill! | Little Bits
Let's talk shoes. I read somewhere Imelda Marcos had 3,000 pairs of shoes.
Fear sweeps Horicon | Turning Back the Pages
One Hundred Years Ago – July, 1915
Camping memories | Little Bits
I love music and enjoy a little trivia. As the years roll by, though, many lyrics have escaped me like a slow leak in your car tire.
Get back to nature and be happy! | Notes from the North Woods
In recent days, I've spent a fair share of time in the woods and on the mountains.
Vandalism troublesome | Little Bits
Most of these "Little Bits" are what I call fluff—light and fun. This one is not. It's about vandalism in cemeteries and how I believe it to be abhorrent
Porto Fino Restaurant opens | Turning Back the Pages
Fifty Years Ago – July, 1965
Get out ... and stay out! | Notes from the North Woods
For people who haven't been paying attention, it's time to get outside.
How is the weather? | Little Bits
When we can't think of anything else to jaw about, the weather is always a good topic.
Queen Village Memories | Turning Back the Pages
When I am perusing old 50 or 100 years ago Warrensburgh newspapers, I often look for references to houses being built, cellar holes being dug and indoor plumbing being put in for the first time.
The Reptile Adventure | Richards Library Column
Hello Patrons and Friends of The Richards Library! In this week's column we will tell you some general information about the library you should be aware of and some upcoming events to be held at the library in July.
Wet woods, high water and tall tales | Notes from the North Woods
It's been an extremely, wet week to be in the woods, which is good for mushrooms, gardeners, whitewater paddlers and waterfall photographers, but not for much else.
It's over | Little Bits
A headline read, "It's Over." Like other traumatic events, most of us will remember what we were doing when the second of two Clinton Correctional Facility escapees was shot. This one lived.
The name is in the game | Turning Back the Pages
Warren County Airport was renamed Floyd Bennett Airport in the fall of 1998 in honor of the pioneering Warrensburgh aviator, Floyd Bennett, who joined with Commander Richard E. Byrd on May 9, 1926 to make what is supposed to be the first flight made over the North Pole.
New EPA study: Trout and salmon will vanish by 2100 without action on climate change
All of the Adirondack Park's iconic trout and salmon fishing destinations and cold-water fisheries would disappear from the landscape by the end of the century without global action to prevent the climate from overheating the park's rivers, lakes and streams, the U.S. Environmental Protection Agency (EPA) reported late Monday.
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Wow I could'nt believe what a
Super Deal I got on MJM's magic
and DVD with Bonuses! Thank You.
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I ordered the Ultimate Sketch Pad with plans to use it with a group of kids in a week. MJM had the manufacturer ship directly to me. I received the...
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I have jumped around magic providers for a while. Other magic stores have the same prices as MJM, but they have bad ethics. I have had many orders...
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MJM Magic has a great support!
I just ordered my package and I saw on the tracking that the package shipped very fast! I'm really suppriezed, cause...
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I recommend!
serious business! Honestly!
Quick! Quality Products!
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This is a great little item about economic truths. Particularly valuable in light of Obama's spending policies.Published 28 days ago by Robin Atler
Quite frankly, I haven't had time to get to it, but I love Bastiat. Has anyone else read his The Law? Hmmmmm. The law? What a concept.Published 5 months ago by Jane Meiners
Bastiat had a unique way of illustrating the principles of Austrian economics so that the topic was both engaging and informative. Read morePublished 8 months ago by Sean Burke
A simple little book brimming with classical economic notions that point out the fallacies of the modern Keynesian-driven policies of our idiotic politicians. A true gem...Published 18 months ago by Kenneth S. Imbriale
Bastiat is one of the greatest minds on economics of all time. His timeless window pane analysis should be read and understood by all citizens. Read morePublished on May 6, 2013 by dwharton


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Inspire Me!
We all need time out – whether it's standing on a cliff-top, gazing at a beautiful garden or delving into the past lives of our literary and military heroes. This area of rich contrasts and exciting history, aptly named the Beautiful South, is sure to supply you with enough ideas to last a life time.
For a start, the constantly changing seasonal gardens of South East England offer a welcome escape from the hustle and bustle of daily life, as do our iconic natural landscapes such as the South Downs or the New Forest, location of some of the most popular days out in the UK.
The region is a cultural magnet too. Some of the English language's most celebrated authors, comedians, musicians and actors have called South East England home as some point in their lives. The houses and towns connected with the likes of Charles Dickens, Jane Austen and Kenneth Grahame collectively provide pages and pages of good day out ideas.
For other unique ideas for days out in South East England, explore the region's connections with the Royal Family or its key role in Britain's military history.
Avington Park
William Cobbett wrote of Avington that it was 'one of the prettiest places in the County' and indeed it is true today. Charles II stayed at various...
Avington Park
Avington Park, a Palladian mansion, features a classical portico surmounted by 3...
Finchampstead Ridges and Simons Woods
Get in touch with nature, with a visit to Finchampstead Ridges and Simons Woods.
Windsor Leisure Centre
Enjoy using excellent equipment and extensive range of services in a brilliantly...
Thames Rivercruise Ltd.
The perfect venue on the Upper Thames.


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Town Square
Double of Nothing X 3 Boys & Girls Clubs Challenges
Original post made by Chris Canter, Menlo Park: Belle Haven, on Dec 19, 2006
The foundations - The Morgan Family Foundation, the Lurie Foundation and the Eva and Andrew Grove Foundation have each agreed to match $1 for $1 all donations from new donors and those who have not given in three or more years.
While accomplishing this is never an easy task, the new donor requirement makes reaching the goal even harder. Never the less, the Clubs welcome the opportunity to attract new donors to support their programs. The Boys & Girls Clubs of the Peninsula has been a part of the community for almost 50 years hower today, the Clubs has only 2,000 active donors out of over 700,000 residents living in the area. It is important that more people contribute - this is an vital organization that is providing safety and support to the children that most need it.
It may be appealing to people thinking about making a year-end gift that the amount of their donation could be tripled because of these challenge grants. One persons gift of $100 could translate into $300 or $400 for the Clubs.
For more information or to donate to the Boys & Girls Clubs of the Peninsula visit www.bgcp.org
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Fukushima: It could have been much worse
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Yak and Yeti
What are Archived Beers?
- Retired (no longer brewed).
- Limited (brewed once) and past the availability threshold.
- Inactive beers that haven't been reviewed in ages.
- Entered ages ago, but never reviewed.
Yak and Yeti in Arvada, CO
88 out of 100 based on 12 ratings.


text: Shall Cassopolis Public Schools, Cass County, Michigan, borrow the sum of not to exceed Three Million Three Hundred Thirty Thousand Dollars ($3,330,000) and issue its general obligation unlimited tax bonds therefor, for the purpose of: remodeling, furnishing and refurnishing, equipping and re-equipping, and replacing roofs on school facilities, in part, for building security and energy conservation improvements; acquiring and installing instructional technology in school buildings; and preparing, developing, and improving outdoor athletic facilities? The following is for informational purposes only: The estimated millage that will be levied for the proposed bonds in 2015 is 0.75 mill ($0.75 on each $1,000 of taxable valuation). The maximum number of years the bonds may be outstanding, exclusive of any refunding, is ten (10) years. The estimated simple average annual millage anticipated to be required to retire this bond debt is 0.85 mill ($0.85 on each $1,000 of taxable valuation). (Pursuant to State law, expenditure of bond proceeds must be audited, and the proceeds cannot be used for repair or maintenance costs, teacher, administrator or employee salaries, or other operating expenses.)


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Chris Brown - With You
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