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Although you may have read over the key benefits of being a member, here are some commonly asked questions I have received from those attempting to figure out if they should become a member:
What do I get as a member?
For $300 per year, you will receive daily strategy reports that include everything you need including education tutorials, weekend chart shows, and my proprietary stock/ETF prospecting tool. There are other nice benefits as well, but those are the most popular.
Do you offer any guarantee?
Yes, if for any reason you don't like your membership, just let me know within the first month (30 days) and I'll refund your money. No questions asked!
How can I trust you?
In this business, trust must be earned. The best and only defense all of us have is to keep our eyes open, trust our gut, and be skeptical. Only through time and hard work will I be able to earn your trust and respect by being helpful to you.
Why is your annual fee so cheap?
My goal here is to help the "little guy" investor and trader, not the already rich and powerful. While many well-known and high-regarded pros are members, by keeping the membership dues set at $300 per year, my membership is still affordable and accessible to most everyone. While other comparable services charge $500 or more a year, when you break down the annual membership fee it works out to be $25 per month or less than $6 a week. In fact, in most cases your membership is also tax deductible as an investment expense.
Do you do automatic renewals?
No. I never do that. As of last year, less than 2% of my members decided not to renew their memberships so I have no reason to force an automatic renewal upon you if you don't want it. It has always been my policy from the start only to renew memberships by request. As someone who has reviewed and used many websites and investment services, I always felt that this commonplace practice was unethical and unnecessary as long as you provided a worthwhile service.
Which payment method should I choose?
I offer three secure payment methods through amazon, paypal, and by regular mail. You should choose the payment method that is best and most convenient for you. If you have no personal preference among these three payment options, I recommend the payment by mail option in order to avoid the transaction fees that both amazon and paypal charge me to process your payment.
Is a membership only for beginners?
Due to my reputation for providing a high-quality service, my membership includes a diverse group of people from all over the world from all walks of life. Based on prior membership surveys, I estimate that roughly 20% of the membership is comprised of professional money managers and investment advisers and the other 80% is split between more experienced traders and investors and those who are new and/or who only trade and invest as a very part-time hobby. Because I offer so much at the members' only site, it is rare that I don't offer at least something that everyone can use and find helpful.
Why don't you offer a free trial?
There are two main reasons for this policy. First, I offer a 30 day money back guarantee which makes a free trial period unnecessary. Second, as a one man operation I simply don't have the time or the staff to manage free trial requests. My website draws over 100,000 visitors a month, so you can imagine it would be quite an undertaking just to manage those who desire free trials. Also, by requiring payment up front makes sure that those who choose to become members are serious about investing in themselves and their future.
Why isn't your stuff free?
I charge a low membership fee ($300 a year) in order to at justify, at least in some small way, the vast amount of time and effort I devote every day to providing such a high-quality and helpful service. In addition, the vast majority of all membership dues I collect annually beyond my expenses are donated to charity. Every year I'm honored that with the help and support of my loyal members that we give back thousands of dollars to those who are most in need.
Why do you do The Kirk Report?
For nearly two decades, I've learned a tremendous amount of what it takes to be consistently successful by making every mistake possible. My goal here is to help members as much as I can in order to shorten the long learning curve it takes to be successful. There are two additional benefits from this endeavor. First, and foremost, the process of teaching others also helps me improve. There is no question that I've become good at what I do because of my efforts here at The Kirk Report. Secondly, as an independent trader and investor I enjoy getting to know members who seek the same goals as I do and who have similar interests as my own.
Will you overload us with info?
Absolutely not! Through the years, I have significantly modified what I provide for members every day so that those of us with busy lives and lots of responsibilities can still tremendously benefit from what I offer every day. My goal is to be as helpful to those who don't have a lot of time to spare as those who can dedicate every waking hour to the markets.
Where can I learn more about you?
Please see my about me page that shares my personal story.
Why are there no ads at your site?
From the very beginning, I decided to create a website that was free from all advertisements and unhelpful distractions. I also didn't want to use the site as a platform to sell other things. What you see here, is what you get. There is no hidden agenda or conflicts of interest.
How many members do you have?
I now have over 7,000 members who've been with me for at least two years or more. While this is only a small fraction of those who have visited the free website since 2003 (10 million people worldwide), over 100,000 people read my free reports and I've attracted a large and growing following at both stocktwits and twitter. Because I don't and have never paid for advertisements to generate memberships sales, over 90% of members come to me by way of personal recommendations. That's the way I prefer it because people know what to expect from me at the very beginning.
Where is your track record?
After publicly publishing my investment returns openly for many years and receiving a deluge of new visitors and members, I learned through personal experience the problems from doing so. Amid many reasons I made this change is that doing so attracted the wrong type of following who are only seeking short cuts, get rich quick methods, and other stupidity and who are drawn to the level of returns I've seen in the past. As members will tell you, that is not what I'm about and that's not what this site is all about! Obviously, if The Kirk Report was a stock picking service or offered investment advice, I would still provide one. But, I simply don't offer that kind of service. My goal here, after all, is to teach you how to become a better trader and investor on your own in your own way, utilizing your own talents and skills, not for me to do the work for you. My approach is unique from what you see elsewhere and it works!
Can I copycat your trades?
No. I don't offer members the ability to copycat every move I make in the markets. If that is all you seek, you will not be happy being a member. However, fortunately for you, there are thousands of websites that are set up to help you and empty out your pockets in doing so. My focus here is on education and skill development only. In my opinion, if you are truly serious about becoming a better investor and trader, the first step is to first believe in yourself that you can obtain the skills and knowledge to invest and trade successfully on your own in your own way. The Kirk Report is designed to help you do that which is also why so many have found it more valuable than other offerings.
How has your performance been?
Like everyone else, I've had my fair share of ups and downs. While I have previously disclosed the amounts I've made and my performance data throughout my 21 year trading career, I no longer desire to impress others by such nonsense. Trading and investing is hard and I don't want you to think it is easy or that anyone can do it, because that's simply not reality. I can help you, but only if you are willing to work your butt off and pay attention to what I provide.
Do you offer mentoring opportunities?
Yes. In 2009 I started the first of its kind mentoring program where I work one-on-one with fellow members for free. This mentoring group has quickly become one of my most fulfilling endeavors to date and I'm excited about expanding my focus and time on building the group more in the coming years. This program is, of course, limited to those who both qualify (i.e. members for at least three years) and who are selected by the entire group after an extensive application and interview.
Do you manage other people's money?
No. I'm independent and only trade and invest my own money. While there have been many offers through the years, unlike most in this business, I value personal freedom much more than money. I work really hard, I love what I do and I'm in charge of my own destiny. If I wanted to work for others or make "rich people richer" I would have started my own hedge fund. For now, I value personal freedom much more than the bottom line.
Can you give me personal advice?
No. I'm not a licensed broker or investment adviser, nor do I know enough about you to be given that level of responsibility. The whole focus of The Kirk Report is to empower you to make these decisions on your own, not so you can latch upon me or anyone else for help. Believe it or not, you already have what it takes to do quite well in the market. Much better than the vast majority. I just have to open a few doors for you to see how to do it!
Will a membership really be worthwhile?
Those who get the most out of their memberships are by no coincidence those who put the most in them. In other words, if you take time to read what I provide, watch the videos, and read the outside resources I suggest AND then follow that up with concentrated practice, this membership will be far more valuable than the price suggests.
What are some reasons why I should NOT become a member?
After being asked this question, I recently took a survey of my members and asked them to offer suggestions that I can share why they think others should NOT join the website. Here are the top 10:
- You are seeking hot tips and advice to "get rich quick."
- You want someone to tell you want to do with your money rather than building and working your own strategy toward greater long-term success.
- You enjoy losing money.
- You are seeking the proverbial "holy grail" for market success.
- You think everything should be free and can't understand why you're not already successful using free services.
- You want to underperform the market like most people including most "market professionals."
- You want to stay poor and unsuccessful.
- You are lazy and desire to stay ignorant about how to tilt the odds back in your favor.
- You already think you already know everything there is to know about the markets and can't learn anything more.
- You think tremendous success and outperformance in the markets is not possible and are looking for someone to prove you right!
To be honest, being a member is not for everyone. If you're seeking short cuts, easy answers, personal advice and hot stock tips, you won't be happy being a member. However, if you are sincerely motivated about improving yourself and your performance in the markets and reaching your full potential, I know without any doubt that I can be very helpful to you.


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Paneer recipes
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Broccoli, sprouts and baby corn combine well not just in taste but appearance as well. Not to forget that this dish is nothing short of a super nutritious performance! filling and wholesome snack for an expectant mother to satiate small hunger pangs and increasing nutrient requirements.
Preparation Time: 10 minsCooking Time: 10 mins
Serves 4
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Lovely, wrap with fresh ingredients of high nutritional value! Quite easy to make and very delicious! Love the idea of broccoli in a wrap! I added chicken too...everyone loved it! thanks.
Delightful Pakodas, Perfect for the Monsoon
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Paneer recipes
Mushroom recipes
Oats recipes
Health Recipes
Pregnancy recipes
Diabetes recipes
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Healthy Salads
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This mildly flavoured combination of rice with a vegetable (coriander) and a dairy product (curds) helps you to introduce more flavours to your baby's food. It paves the way for her to adapt to the family food more easily later on, when she is about a year old. This is a great recipe for a hot summer lunch. You can even grate a little bit of carrots or cucumber into this dish as a variation.
Preparation Time: 5 minsCooking Time: 15 mins
Makes 0.75 cup
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A heart-warming Maharashtrian meal…
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Robert Barnstone
Forget what you've heard about Mexico City's "urban hell." From its well-organized workers to its highly evolved social system, it could be NAFTA's greatest economic success story.
As the banking crisis of the future unfolds, the president will try to convince us that the only thing we have to fear is fear itself. Too bad we won't believe him.


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follow Dictionary.com
In the wake of this news, 10 tidbits on the dogs who roam the outback.
Dingoes are unique to Australia and can be found in the outback.
Pilgrim leads his family west, towards a promised Jerusalem—in the Alaskan outback.
"back-country, interior regions of Australia," 1907, Australian English, originally an adverb, "out in the back settlements" (1878), from out + back (adv.).


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This Is Not What We Were Expecting From a Forever 21 Kids' Line
What You Really Need to Know Before You Buy or Sell Used Kids' Clothes
A High School Girl Was Sent Home For Wearing This Outfit — Do You Agree?
The Best Flower Girl Dresses For Your Budget
Two Moms Create a STEM Clothing Line to Break Down Gender Stereotypes
15 Easter Outfits That'll Get the Celebration Started
My Kids Dressing Themselves Is Killing My Ego
Banana Republic Launches a Baby Line You'll Wish Came in Your Size
10 Adorable Valentine's Day Finds From Etsy
Graphic Tees That Even Mom and Dad Can Get Behind
Shop the GapKids x Kate Spade and Jack Spade Collection Today — Before It's Gone!
Target's Newest Collection Will Have Girls Singing For Tomorrow


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I'd really like a female DW Eevee to use for breeding. I can offer a bunch of Castform (I think I have one of nearly every nature), a female Japanese Adaptability Eevee that knows Wish, a female Elekid with Ice Punch and Cross Chop, a male Contrary Shuckle, and I can breed Zorua with Snarl. Or even a male Zorua with Dark Pulse, if you want.
I know I don't really have much, but it's the best I can offer. Thanks, anyone who wishes to take this offer up. :3


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Isaac Ramirez, left, Audriana Ramirez, 4, Monica Pasquini, Michela Pasquini, 3, and Frankie Dominguez run with family and friends Saturday morning during the Tule Fog Kids Fun Run at Cutler Park.
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As for your jets.....provoking and starting new adventures. You'll reap what you sow....and I'll not wring my hands and whine for the war-mongers. Salaam/Shalom
If selected for publication, it will appear as soon as possible on Haaretz.com.
If the reports in foreign media outlets are true, on Tuesday night the Israel Air Force attacked a weapons convoy somewhere along the Syrian-Lebanese border.


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Books and bookstores
Your course books are an integral part of your university learning experience and can form the start of your academic library. It is important to have them for your courses so you can do the required readings and get the most out of your courses. Professors typically give a list of required texts on the first day of class. There is also an index available in the basement of the McGill Bookstore that lists the required books for each course.


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Wu Tang 20th Anniversary Charity Event Set for Art Basel at Smile Design Gallery, 12/5
On December 5th at Miami's South Beach Delano Hotel, Dr. Lee Gause, Smile Design Gallery and WU HA | 20 20 join forces at Art Basel for the official Wu Tang 20th Anniversary Event, hosting works for sale from Liu Bolin, Mr. Brainwash, RETNA, Miya Ando, Lina Viktor and Fab 5 Freddy, generously offered by top art dealers Larry Gagosian and Eli Klein.
Performing the auction is Wu Tang member Raekwon, who has generously offered to assist the children of his hometown of Staten Island, by helping to provide free dental care. He will be our special guest in attendance on the 5th to show continued support for his community and Smile Design Gallery.
Smile Design Gallery is a social enterprise that provides free dental care to people in need by employing the sales of art to provide free dentistry for children and communities in need. With a wealth of celebrity support from the likes of Swizz Beatz, Rick Ross, Kris Humphries, Angela Simmons and more, Smile Design Gallery has grown exponentially over the last year. The hope is to turn the $250K of charitable dentistry done to date into millions to benefit uninsured families through Smile Design Gallery.
Also in attendance serving as hosts for the event will be Angela Simmons, Mr. Brainwash, Eli Klein, Alexander Hurst and Michael Huerta. Curated by Martin Galindo of Smile Design Gallery and Alexander Clark and Laura O'Reilly of The City Firm. Guest DJ sets by Fab 5 Freddy and Scram Jones.
"I am a believer that social enterprise will move the great masses of humanity forward. American children did not ask to be born in the poorest city in the country. These kids want laughter, compassion, and love. How do you monetize that? The social enterprise becomes the market for love. If we really want a world that works for everyone, with nothing, and no one left out. Then charitable giving has to be a serious part of our conversation." - Dr. Lee Gause, Founder, Smile Design Gallery
To learn more about Smile Design Gallery, visit http://www.smiledesigngallery.com.
About Author
- Casting Roundup: Sarah Chalke, Kim Raver Headline New Pilots
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- Pilot Season Roundup: Colm Feore, Daniel Stern, Dave Annable to Star in New Shows
- James Franco to Star in New Fox Comedy, WHY HIM?
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- CONSTELLATIONS' Jake Gyllenhaal and Ruth Wilson Set for THEATER TALK This Weekend


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Originally written on Fox Sports Arizona | Last updated 3/1/12
SCOTTSDALE, Ariz. -- Leadoff home run? No problem. Bases loaded? Whatever. Bad inning? Kid stuff. It's hard to imagine the minor troubles of baseball bothering Colorado Rockies pitcher Juan Nicasio much anymore, as he's already won the greatest battle of them all in returning to the mound after suffering a fractured vertebra last season. It was only six months ago that a line drive struck Nicasio's right temple, causing him to fall and fracture his C-1 vertebra. As Nicasio was carted off the field and rushed to the hospital for emergency surgery, it was uncertain if the 25-year-old would walk again or even survive, let alone throw another pitch. But here he is in Rockies camp, competing for a spot in the rotation and seemingly unfazed by the incident that could have easily taken his life. After the injury, it wasn't long before Nicasio's mind turned from walking again to getting back on the mound. "The first week, I wasn't thinking that," Nicasio said. "I was feeling bad. I was ...
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About HegemonicDistortion
For just sitting outside on the patio, one the best defenses is to run 1 or 2 large oscillating fans. They will disperse the exhaled carbon dioxide that attracts mosquitoes to begin with, and can physically repel them too, as they're very weak flyers.
Shit, that's a great idea.
What if the "hate speech" commenters sent the comment to the "victim" via an anonymous letter? Is the postal system similarly liable as the website? Will the postal system now have to read every letter to make sure they're not conveying hate speech?
My one concern with letting it expire right now is whether courts will dismiss current challenges to bulk collection as moot. I'd like to see the constitutional issues decided by the Supreme Court. Of course that may be a fool's wish if the Court were to uphold it, but I think a majority of the current Court would strike down bulk collection.
Or, hopefully current cases (especially for programs like PRISM, xkeyscore, etc.) could proceed as challenges to EO 12333.
McCain, McConnell, Miss Lindsey, Feinstein...
The warmongers are the same as the fearmongers.
It may be that having additional states like France and Canada build out NSA-level capabilities and enact US-comparable surveillance state power/authority could potentially be beneficial, generating pressure both within each nation (from their citizenry) and among nations (because, in addition to the US, now France and Canada can also thoroughly spy on other nations' citizens) for total encryption of the Internet.
It was predestined that someone named Shammo would hold this position.
"Yes. Is their decision not to carry GTAV inhibiting Rockstar's free speech? Yes."
Patently absurd. How has their decision affected Rockstar's speech or art in any way? These stores haven't prevented Rockstar from selling or disseminating their product in any way -- Rockstar is still completely free to do so. Which is of course OP's point that actual censorship is an act of government, prohibiting one from speaking.
In your stupid view, stores would be forced to sell whatever anyone wanted them to lest they violate [stores] violate their free speech rights.
Calling government's "notoriously retarded organizations" is itself about the most retarded comment I've ever seen on Techdirt. There's nothing about government as an organization that makes it inherently brilliant nor stupid.
No, no, no -- if you rob a bank you go to jail. If you're a banker and you rob the nation, you get an appointment to the Treasury Department.
Really, you don't see how a guy wearing a Pirelli calendar as a shirt might convey a certain inhospitable attitude of objectifying and demeaning women? What's bullshit is the notion that he should somehow be free from criticism over it.
Wut? Murder and theft are not, and have never been considered, freedoms. Freedoms/liberties, unless one is being entirely pedantic, are for people "against" their government, i.e. limitations on government authority.
Maybe an inmate should effect a citizen's arrest, a la Gomer and Barney. Pretty sure it would not be comedy gold, however.
Someone help me out with criminal law here -- couldn't some of these actions (particularly Schriro's deliberate tampering with the report to the US Attorney) be considered obstruction of justice, or at least some form of criminal corruption?
Gives a new meaning to the phrase "bored stiff."
Seems this behavior might "exceed authorized access" under the DOJ's current interpretation. I'm sure Steven Heymann (or his DC counterpart) will get right on it.
Sounds like an attempt to hatch one of their fake crime stings doesn't it?
1. Record messages critical of RIAA over background of snippets of songs, preferably ones of the "F**k the Man" variety, and distribute online.
2. Refuse RIAA demands to remove.
3. Argue Fair Use in suit filed by RIAA.
4. Sue RIAA for costs and damages under anti-SLAPP law, arguing that RIAA knew it was fair use but used the copyright claim to silence critics.
"Microsoft now claims that it just wants to get us to clean up our act..."
The irony, it burns!
Since these warrants should never have been issued, can his roommate have the evidence against him (to wit, his weed stash) excluded?
What if someone from the EU Court of Justice petitions to have Google forget court's ruling that mandates a right to be forgotten?


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Originally written on The Great Rabbino | Last updated 11/29/12
One of the most agonizing situations for me is when the Cubs have a Jewish ball player. And thanks to Scott Feldman it looks like I will be annoyed for at least one season. Feldman signed a $6 Million 1 year contract with up to another million in incentives. Feldman figures to fit into a rebuilding rotation. Looks like Theo hated having Passover Seder by himself. Click HERE for more.
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Eden Prairie, Minn. - Players didn't believe Leslie Frazier. Inside the team hotel, the Minnesota Vikings coach told his team that the Metrodome roof had collapsed.
Yes, literally, collapsed.
"I honestly thought he was just playing," backup quarterback Joe Webb said of the Dec. 12, 2010 incident. "How often does that happen?"
After the team meeting, Webb flipped on his television and Frazier was right. The roof had caved in.
In Minnesota, players laugh about that 2010 team's demise now. "The Benny Hill Show" theme song practically played in the background. Chaos was constant, from Brett Favre's dramatic return to Randy Moss' brief comeback to the collapsing roof to the sheet of ice at the University of Minnesota.
Players shake their heads. It was the season from hell. The Vikings won six games, lost 10 and were a laughingstock all along.
Now? They've embraced peace and quiet. Shifting from Favre to Christian Ponder, patience replaced theatrics.
With drama non-existent in the Twin Cities, the Vikings rebuilt a winner before anyone expected.
"That year was crazy," running back Toby Gerhart said. "It was just chaos between what you were going to get with Favre, the Moss situation, the stadium collapses. There was just so many things that went wrong and took away from this football team that I think that's the reason that year went the way it went.
"This year has been smooth sailing."
The 2010 fun began when three teammates flew to Mississippi to persuade Favre to come back for a second season with the team. He returned in mid-August and the Vikings' season proceeded to spiral out of control. A national spotlight tracking each misstep, a rusty Favre struggled to recapture his 2009 magic. Minnesota coughed up a third-round pick for three weeks of a disgruntled Randy Moss. There was a reported "schism" in the locker room. Coach Brad Childress was fired with six games remaining.
And the football gods were brutal.
Under heavy snow, the Metrodome inflatable roof collapsed Dec. 12, forcing the Vikings to play a "home" game against the New York Giants at Detroit and then at the Minnesota Gophers' stadium. Players still cringe at the thought of that second game at TCF Bank Stadium.
The field wasn't fully thawed. Punter Chris Kluwe called it an ice-skating rink. There were patches of ice scattered on the field. Minnesota lost, 40-14, to the Chicago Bears and Favre was knocked out of the game - his season and career over.
"Yeah," Kluwe said, "at that point it's pretty much, 'Sure, the roof collapsed. We might as well go with it.' At that point, it was pretty much, 'Yeah, whatever.' "
To top it all off, a blizzard forced the Vikings to play at Philadelphia on a Tuesday night. A season that Gerhart labeled "chaotic. . . a circus" came to a merciful end.
Avoiding another circus began with a deliberate decision at quarterback. In Favre, Minnesota sold out on the present. The window for championships closed fast. In Ponder, the Vikings' first-round draft choice in 2011, they put a down payment on the future.
Minnesota needed an ugly 3-13 bridge to get here. Ponder and the Vikings took their lumps, and then some, in 2011. Yet with expectations lowered, a calmer atmosphere resulted in 2012. The Vikings were penciled in as NFC bottom-feeders again. There was zero pressure and zero helicopters tracking their quarterback's whereabouts.
"Initially, everybody was excited to have (Favre) back," Gerhart said. "Guys went down to his place to get him to come back. Everybody was excited. One thing just kept snowballing to the other until it got out of control. Unfortunately the season went down the way it did."
Players say they enjoyed their time with Favre and that the locker-room "schism" storyline was overblown. Still, his presence drew unwanted attention. As Kluwe said, "guys just don't have to worry about the media barrage" anymore.
Frazier wants his team to keep a low profile, to be completely different from that 2010 team. Any distractions are diffused. When wide receiver Jerome Simpson called one local reporter a "(expletive)-bag" after practice Tuesday, Frazier called the reporter to apologize.
Players point to their coach as the No. 1 reason for the turnaround. After laughing and calling 2010 "ridiculous," linebacker Chad Greenway said the team bought into Frazier's "never too high, never too low" approach.
At 6-6 this season, the Vikings didn't panic. Frazier wouldn't bench Ponder. The quarterback bounced back, running back Adrian Peterson heated up and now Minnesota is in the playoffs. The Vikings may not be as entertaining to outsiders anymore, but that's the way they want it.
"The credit goes to Coach Frazier, his staff and the players just kind of buy into that method of just being ourselves," Greenway said. "We're feeding off him and how consistent he is. Every day it's the same thing - 'go through your business, get your work done.' "
Before the season, Frazier made a point to emphasize the impact of distractions to the team. He wanted no off-field issues.
"There really hasn't been anything detracting from us, from our mind-set," Gerhart said. "We've been clear - one focus. It's one game at a time to get into the playoffs. We've stayed steady and stayed the course. That's something Coach Frazier preaches. We're not going to be the attention-grabbers in the media."
Favre, the roof, Moss, Childress - all of that is a distant memory now. Webb won't call this team "boring." He says it's a team-wide focus. The Vikings took it one game at a time and won four in a row.
Now, they harbor realistic Super Bowl hopes. Thanks to a lack of headlines, the post-Favre rebuilding has been swift.
Minnesota hopes to keep it that way.


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Christopher Jordan Browning was arrested in Abilene on pornography charges. KTAB reports he worked in the schools cafeteria.
The school year may be winding down, but if you want your child to go to kindergarten in City View, prep starts now.
Five year-old boy is found locked in a closet at a Tennessee elementary school.
Elementary school student suspended for snorting candy, something experts say is a growing trend.
Cafeteria worker fired after paying two boys to beat up 4th grader who'd offended her.
Florida third grader suspended from school for pretending his finger was a gun.
The effort to prosecute two boys, ages 10 and 11, for allegedly bringing weapons to a Colville school in a plot to kill a classmate is posing legal challenges because the suspects are so young.
Police say middle school student recruited team of elementary school dealers.
Show held annually at Wisconsin elementary school may be moved or canceled.
The mother of a 7-year-old Irving elementary school student says her son wet his pants in class after his teacher refused to let him use the restroom Thursday afternoon.


text: Europe Europe Alexander Besant on Jun 18, 2012 @ 2:46 PMJun 18, 2012 @ 2:46 PM PublishedVatican blames the media, devil for leaked document scandal" title="bertone" itemProp="contentUrl" />Secretary of State Cardinal Tarcisio Bertone (above) has said that the media is to blame for "Dan Brown-like" scandal at the Vatican.The Vatican accused the media Monday of whipping up a scandal over leaked documents.The Vatican's number two official, Cardinal Tarcisio Bertone, said an in interview that the media has created a scandal over secret documents that have been said to contain details about corruption and power struggles within the Holy See."Many journalists are playing the game of trying to imitate Dan Brown," said Bertone, according to Reuters."They (journalists) continue to invent fairytales and repeat legends."The Associated Press reported that the scandal began earlier in the year when sensitive documents began leaking to Italian media sources.Read more on GlobalPost: Pope attacks 'gratuitous' coverage of Vatican leaks scandalThey suggest corruption within the Vatican, including shading dealings with Italian companies, as well as power struggles within the Catholic Church, reported Foreign Policy.The documents were later found to be in the possession of Pope Benedict's butler who was arrested in May.During the interview, the cardinal even suggested that the devil might be involved in the media feeding frenzy."The truth is that there is an attempt to sow division that comes from the devil," Berton said, reported Reuters.The interview with Bertone appeared in the the Italian Catholic magazine Famiglia Cristiana.


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Common Core Supporters Can't Demonstrate Its Effectiveness. Are They Counting On A Christmas Miracle?
As any Christmas show will tell you, whether it's the rejuvenation of Charlie Brown's tree or the saving of George Bailey, 'tis the season for miracles! Perhaps in that spirit, several high-profile advocates for the Common Core national curriculum standards are promising, essentially, an educational miracle. But while we can always count on a miracle on 34thStreet, the children who go to school there – or anywhere else – deserve real evidence the Core will work.


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Mariners manage to avoid more walk-off misery
ANAHEIM, Calif. - Tuesday: Seattle 3, L.A. Angels 2 (10 innings)
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Thai Peanut Soup
27 Apr 2011
|Finely chopped onion
|1⁄3 Cup (5.33 tbs)
|Finely chopped celery
|1⁄3 Cup (5.33 tbs)
|Finely chopped red sweet pepper
|2 Tablespoon
|1 Tablespoon
|All purpose flour
|3 Tablespoon
|Chopped lemongrass/1 teaspoon finely shredded lemon peel
|1 Tablespoon (White Portion Only)
|Ground red pepper
|1⁄4 Teaspoon
|Canned chicken broth
|14 1⁄2 Ounce (1 Can)
|Canned unsweetened coconut milk
|13 1⁄2 Ounce (1 Can)
|Smooth peanut butter
|1⁄2 Cup (8 tbs)
|Soy sauce
|1 Tablespoon
|Sweet red pepper strips
|1 Tablespoon
1. In a medium saucepan cook the finely chopped onion, celery, and red sweet pepper in hot margarine or butter about 4 minutes or till vegetables are tender, stirring occasionally. Stir in the flour, lemongrass or lemon peel, and ground red pepper. Add the chicken broth and coconut milk all at once. Cook and stir till the mixture is slightly thickened and bubbly. Cook and stir for 1 minute more.
2. Add peanut butter and soy sauce to the saucepan; stir till well blended and heated through. To serve, ladle soup into bowls. If desired, top each serving with chopped peanuts, cilantro, and red sweet pepper strips.
Recipe Summary
Difficulty Level:Easy
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Thai Peanut Soup Recipe


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» Apr 2015 - Boo! Some spooky sound designs of mine were placed in the horror, "Poltergeist!"
» Mar 2015 - My pounding percussion tracks were licensed for Liam Neeson's upcoming film, "Run All Night."
» Feb 2015 - Received news that a couple of my sound design cues were licensed for the "Exodus: Gods & Kings" campaign.
» Jan 2015 - First placement of the New Year for Tom Hardy's "The Drop." More to come soon!
» Aug 2014 - Proud to announce that my music has been licensed for a brand new martial arts epic, "Rise of the Legend: Wong Fei Hung!"


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Metro to take over Robinsons as anchor tenant at The Centrepoint
Published on Mar 4, 2014 11:52 AM
Departmental store Metro will take up six levels at The Centrepoint along Orchard Road and become the mall's new anchor tenant by the end of the year.
In a joint statement on Tuesday, Metro and Frasers Centrepoint Malls said the new Metro store will occupy 130,000 sq ft of retail space.
The lease of existing anchor tenant Robinsons ends in May before it moves out of The Centrepoint after 31 years.
Refurbishment works for the new Metro will start shortly after, for it to be opened in the fourth quarter of the year.
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Hospital employees' health bills not covered
Fims: Premiums collected, but claims not paid
Current and former employees of North Bay Hospital have no health insurance after hospital administrators collected insurance premiums but failed to use that money for medical claims.
Bill Dodge, South Texas regional salesman for Houston-based Entrust Inc., said hospital administrators have been deducting money from employee paychecks but not sending that money to Entrust, a third-party administrator that oversees the health fund and administers claims for the self-insured Aransas Pass hospital.
This means medical claims filed with Entrust are not being paid, Dodge said.
"Because (the hospital's) been in bankruptcy for the past three years, we've been in discussions with them every month for that long," Dodge said. "They would fall behind and catch up. But we've been letting them know for the past six months that there are claims that need to be paid."
Dodge said he didn't know the combined amount of the claims needing payment or when the last claim was paid. Entrust reported the matter to the U.S. Department of Labor, as required by law, he added. Officials with North Bay did not return numerous calls on Wednesday.
Spokeswomen with the Labor Department would not confirm or deny whether a grievance had been filed or whether an investigation was being conducted regarding North Bay's health insurance.
This means that employees and former employees who should be receiving medical coverage, such as Belinda Rico, are unable to provide care for themselves or their families.
Rico's employment with North Bay Hospital ended Nov. 8 after the clinic and doctor she worked for split from the hospital. A termination letter dated Nov. 7 and signed by North Bay's human resources director, Sherry Gwynn, stated she would have insurance coverage though Nov. 31.
Rico said she found out in August she didn't have coverage, when authorization for a procedure for her son was denied.
"I talked to Sherry at the time and she said there had been a holdup, but that it would be resolved," Rico said. "Then my husband and kids got sick and I found out I didn't have prescription coverage either. I've come to learn I have lost my short- and long-term disability insurance as well."
Her paychecks from Aug. 10 to Nov. 16 reveal North Bay has been deducting $157.74 for health insurance and more than $70 in additional coverage each paycheck for benefits that also have lapsed.
"I just want my family to be safe and I want accountability," Rico said. "I want to know where my money is."
Contact Fanny S. Chirinos at 886-3759 or email@example.com


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Most committed love relationships progress through predictable stages. One of the the most predictable is the "impasse". This is the point at which the flush of romantic infatuation as faded and we find ourselves in a seemingly hopeless revolving conflict with someone who seems to have become a stranger. It is , also, the point at which our pain moves us to a willingness to open ourselves to personal change and growth in order to learn greater empathy and intimacy.
Nature heals itself. Our bodies self heal. Emotional wounds are relational and seek expression and healing within relationship. My work with couples helps each partner learn how to meet the emotional needs of the other.
I am trained to deal specifically with interpersonal issues that arise in individuals, couples, families, and groups. I assess, diagnose, and treat mental illness and psychological distress within the context of the marriage and family systems. I provide counseling services in several different areas including premarital counseling, relationship counseling, child counseling, and separation and divorce counseling.
If your relationship needs vital help, couples counseling Gaffney SC is a life giving resource to identify and resolve the underlying issues between you. South Carolina therapists are available to you with Theravive. Relationships are hard work, and sometimes a professional couples therapist Gaffney SC is an important asset in helping two people navigate through. We want to help you build your relationship and find the right path ahead. Gaffney SC couples counseling from a licensed couples counselor Gaffney, SC is ready to lend itself to your life together.
Welcome to our network of couples counseling and realtionship therapists in Gaffney SC. Couples therapy and couples counseling Gaffney, SC with a licensed and experienced therapist will strenghten your relationship and help resolve the issues that are causing you to struggle. Our South Carolina psychotherapists are trained in understanding the complex dynamics of relationships that couples face- how they fail, and how they thrive. Choose a Gaffney SC couples counselor below and start your new journey towards a healthier relationship.
Our purpose is to help people everywhere find great counselors and psychologists. Everyone can have a new start in life.
Theravive does not provide medical advice, diagnosis, or treatment.
Read here for more info.


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It's huge. It's gigantic. It's an unmatched ratings machine that other networks would kill for. So why won't the rumors subside? Could "American Idol" really be in trouble?
Katie Lachter started watching "American Idol" during her last year of law school, which was the mercurial Fox talent show's first season. Now in its seventh incarnation, the show's parade of crooning, wannabe pop stars is still appointment TV.
"It's a really fun and an upbeat thing to watch," said Lachter, now a lawyer in New York. Around her law firm, she said, "it's definitely water cooler talk."
Anne Charity hosts a weekly "Idol" party in her Williamsburg, Va., home.
"We're a regular group of six," said Charity, a linguistics professor. "We like [Idol contestant] David Cook, because he's got that rock thing going on."
Lachter, 29, and Charity, 32, are in the heart of a demographic that television executives and advertisers love to court. But these days, that sought-after group of Idol watchers is shrinking: It's been widely reported that ratings for the Fox Network show are down this season, with a steeper decline among viewers age 18 to 49.
The show has also seen a drop in donations garnered by its "Idol Gives Back" event. Last year, Idol's charity show raised $70 million within a week. This year, two weeks after this month's "Idol Gives Back," the total hit just $65 million.
The numbers are leading both "Idol" fans and foes to ask the same question: Is the seven-year ratings juggernaut on its way out?
The answer, according to critics and television industry watchers who spoke to ABC News, is a resounding "no."
"It's still gigantic and bigger than anything else on television," said Stephen Battaglio, a senior correspondent at TV Guide.
Ben Grossman, the Los Angeles bureau chief for the trade magazine Broadcasting & Cable, said that "Idol's" ratings' drop is in line with an overall decline in ratings for network television this year.
The numbers of viewers "Idol" draws, he said, are "still astronomical."
"For a show in its seventh season to still be doing these kinds of numbers is phenomenal," he said. "It's still an absolutely incredible story year after year."
Advertisers certainly haven't been scared away.
The program continues to draw dollars from some of the largest companies in the world. Exxon Mobil, Ford, Coca-Cola and AT&T were all sponsors of this year's "Idol Gives Back..
The slight ratings drop hasn't fazed Ford, which is also an advertiser on the show.
"The show is a great platform for us, and we are very happy with our relationship," Jim Cain, the manager of Ford's North American marketing and sales communications, said through a spokeswoman.
Brian Moore, a writer for RedEye's "Vital Idol," a Chicago Tribune blog, has several pet peeves with the show this year -- Simon Cowell's amusingly outrageous insults have been disappointingly few, he said, and there's "no real standout" among this year's singers.
But he, too, conceded the show's TV dominance.
"It's still the No. 1 thing around. It's pretty much untouchable," Moore said. "No other show can say it's averaging well over 20 million [viewers] a week."
Historically, "Idol" ranks alongside "The Cosby Show" and "All in the Family" in terms of most-watched shows, TV Guide's Battaglio said.


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Anthony Chiasson left the federal courthouse in lower Manhattan looking like he was late for a meeting rather than receiving 78 months in federal prison (photo at right by my good friend Rick Maiman). Chiasson reportedly got to the courthouse at 7am for his 10am appointment … not sure what you do for three hours prior to being sentenced to prison. On giving photographers the slip by showing up early, Chiasson said to Maiman upon exiting, "Well you guys like to sleep in." A little color on a dark day for Chiasson.
Chiasson knew he was in for a prison hit. Government prosecutors wanted 97-121 months (those are Rajaratnam type numbers), but even U.S. District Judge Richard Sullivan (noted for being tough) could not bring himself to throw that many years at the 39 year old Chiasson. Chiasson was convicted at trial with his co-conspirator, Todd Newman, last December … Newman got 54 months from Judge Sullivan on May 2.
After graduating from Babson College, Chiasson went to work for Salomon Brothers in New York … a big move to the city from Portland Maine. Eventually, he would end up at SAC Capital where he worked as a research analyst for David Ganek, where the two were noted for developing a shorting strategy in the high-tech sector as the Internet bubble burst in the early 2000′s. The two men left SAC in 2003 and started Level Global.
Level Global was raided by the FBI in November 2010, as was Diamondback Capital … busy day for the Feds. Chiasson would be indicted in February 2012 …. his second child was born a month later. In December he went through a 6-week trial and was found guilty just before Christmas … it was a year of ups and downs. Level Global is now closed.
The trial led a jury to convict Chiasson/Newman of trading on inside/confidential information from lower level analysts on the stocks of Dell Dell and Nvidia Nvidia (2008-2009). The government stated that Level Global's total profit from the trades totaled $68 million….one of the driving variables for more years in prison.
Chiasson's sentence puts him in 3rd place for prison time (duration) in the Southern District of NY Operation Perfect Hedge crackdown on insider trading. First place belongs to Raj Rajaratnam (11 years, currently incarcerated in Ft. Devens, MA) and second to Zvi Goffer (10 years, currently incarcerated in Lewisburg, PA).
Like others involved in the insider trading cases, Chiasson had numerous letters stating what a good father and husband he is, how devoted he is to his faith, how much he worked to help others and how much his leadership meant (he was on Babson's Board of Trustees and also was on its Investment Committed overseeing the college's endowment). However, like those others, prison time seemed to be the answer to right his wrong.
Of all the letters written on Chiasson's behalf, none was more meaningful or telling than the one sent to Judge Sullivan by Chiasson's own mother:
As devastated as a only a mother could feel by these events, I am honored by the many cards and phone calls I have received from friends and acquaintances of both mine and Anthony's in response to these events. Many of these people have known Anthony all or most of his life. All of these outreaches have a common theme – that of disbelief that Anthony would intentionally involve himself with something illegal.
It is a letter no person wants their mother to write.


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Buckner Caves and surroundings
Buckner Cave (formerly Blair or Saltpeter Cave) and the surrounding caves, like Trapdoor or Salamander, are frequented by locals and students.
In the 80's and 90's, they were freely open to the public. I should know, I used to visit the caves when I went to college near there. But due to the immature nature of many vandals, the caves have become restricted. There is an intense cleaning effort underway, and thankfully the caves are looking healthy again.
Richard Blenz owns the cave and resides in the house at the end of the street. The cave has roughly 3 miles of passages. It is a dry cave, meaning that even though you may encounter ground water, it is generally safe in rainy weather (will not flood).
Due to the vandalism and cleanup efforts, it is now required to get prior authorization to the caves. email the address below at least one week in advance. They will send you some liability disclaimers. Once they have them returned, you will be given the combination for the lock, and thereby granted access. The combination changes approximately every month.
Many of the rooms have names, such as the Air Force Room (large enough to park planes in it), the Volcano Room, the Monument Room (with a large flowstone stalagmite), and the Signature Room. The Signature Room got its name due to "L.V. Cushing" and date "1775" being etched. Unfortunately those are not visible anymore.
Rules of the cave: http://www.indiana.edu/~iusc/caving.html
For some good caving tips: http://poc.purdue.org/caving.php
Equipment: Helmet is required
3 sources of light are required
sturdy clothing/boots/food are recommended
Groups of 3 or more are required.
Only solo or groups of 2 are allowed with prior authorization.
- Adventure Travel
- Eco-Tourism
Sporting Events
Little 500 Bicycle Race
Held every April
For more information call Indiana University Student Foundation at 812-855-9152 or the Bloomington/Monroe County Convention & Visitors Bureau 1-800-800-0037.
The annual Little 500 Bicycle Race is a fast-paced event made famous by the hit movie ÒBreaking AwayÓ starring Dennis Quaid in 1979. 1999 marks the 20th anniversary of the movie and there will be many fun events to celebrate the occasion. This competitive event features some of Indiana University's best student cyclists and is held at the Bill Armstrong Stadium on the IU campus. 1999 marks the 49th year of the race which has become known as the premier intramural collegiate cycling event in the nation. Besides the running of the men's and women's races, there are other weekend events held. These include a Mini 500 Trike Race, where participants race on big tricycles, a Golf Jamboree, concerts and more. The event raises money for student scholarships.
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The Message audio Bible is now available on Bible Gateway! Click to learn more.
9:1, 2 These verses form the background to chs. 9–12. The fear of the Israelites that immobilized the Canaanites in 5:1 here unites them against Joshua and Israel. There is an anticipation of Ps. 2:1–3, the opposition to God and His rule that culminated in the crucifixion of Jesus (Acts 4:25–27). The impotence of the rulers in Ps. 2 is amply illustrated by the list of defeated kings in Josh. 12.
Hittites . . . Jebusites. See note 3:10.


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Data Management Companies in Estonia
Category: Environmental Management ×
Subcategory: Data Management ×
Industry: Energy ×
Location: Europe ×
Location: Estonia ×
CSRware, Inc.
based in San Francisco, CALIFORNIA (USA)
CSRware offers Conflict Minerals Management, Supply Chain and Energy & Sustainability software with EH&S integration. Meet CMRT, SEC reporting or other regulatory deadlines quickly, easily and accurately. To do your job well, you need accurate information at the right time. Unfortunately, that information lives in an ever-increasing mess of fragmented spreadsheets, ...
Rivo Software Ltd.
based in Warwick, UNITED KINGDOM
Rivo Software is a world leading enterprise safety, security and sustainability platform. We unlock value by providing technology for managing safety, security and sustainability, resulting in increased efficiency, performance and protection of people, assets and reputations. We use our expertise to continually evolve our technology platform maintaining superior quality ...
DeskCenter USA Inc.
based in Long Beach, NEW YORK (USA)
Our company is an independent software producer that operates globally in the area of IT Lifecycle Management solutions. This includes the inventory of hard and software data, effective access to management functions to solve system problems, asset management to show the lifecycle of IT systems from purchase to disposal, the central management of work orders and user ...
Telkonet Inc.
based in Waukesha, WISCONSIN (USA)
Telkonet Inc. (OTCQB: TKOI), is a publicly traded clean energy company that helps clients decrease operating expenses, reduce carbon footprints and improve sustainability with the green technology EcoSmart intelligent wireless energy management system. Telkonet offers EcoSmart technology to achieve a balance between energy efficiency and occupant comfort. EcoSmart ...
RockWare, Inc.
based in Golden, COLORADO (USA)
RockWare, Inc., incorporated in 1983, creates and markets affordable geo-scientific computer applications. In-house developed products include RockWorks, RockWorks GIS Link, and LogPlot. RockWare also markets and distributes third party products through its catalog and web site. Industries include oil & gas, aggregates, industrial minerals, uranium, coal bed gas ...
EarthSoft, Inc
based in Concord, MASSACHUSETTS (USA)
EarthSoft`s EQuIS software manages environmental and geotechnical data and is the world`s most widely used environmental data management system. The EQuIS Data Processor (EDP) and Enterprise EDP are the world`s most widely used EDD tools. Many governments, industrials, and especially consultants and labs use EQuIS and EDP. EQuIS Professional and EQuIS for ArcGIS and ...
Perillon Software Inc.
based in Littleton, MASSACHUSETTS (USA)
Perillon Software delivers comprehensive cloud-based Operational Risk & Compliance Management solutions to mid to large-sized companies in energy, power, industrial, manufacturing and process industries. As the technology leader, Perillon helps Environmental, Health, Safety and Quality (EHS&Q) professionals at all levels in the organization measure, manage and analyze ...
based in Minneapolis, MINNESOTA (USA)
Verisae delivers a powerful suite of web-based process management solutions for facilities, the assets in those facilities, the energy those assets consume, the carbon emissions they emit, and the people who manage & maintain them. Verisae`s software and services can provide a full suite of site, asset, procurement, enterprise energy management, and maintenance ...
Opsis AB
based in Furulund, SWEDEN
Opsis AB is the leading supplier of open-path monitoring systems for air quality monitoring, continuous emissions monitoring (CEM) and process control. Opsis offers total monitoring solutions and the product line includes both monitoring hardware and data handling software. The DOAS technology, developed by Opsis, has received international approvals and provides ...
EHS Data Ltd.
based in Newark-on-Trent, UNITED KINGDOM
We develop and implement world leading Environment, Health and Safety data management systems to save time, improve planning, quality, analysis, awareness and reporting.A dedicated Implementation Consultant will work with you to deliver services which include database creation, legacy data transfers and custom report design, plus on-site or on-line training. We then offer ...


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News, names and numerous memories during a long Memorial Day weekend.
I've never been a car guy — or a "camhead."
My pals tell me that until I started watching Detroit in the NBA, I thought a piston was a spring plant that grew next to a tulip.
But I do have a personal history with the Indianapolis 500.
I grew up listening to the event on radio.
ABC's annual TV coverage, which began in 1965, continues to be excellent. Disagree? Then go to a "camhead" to voice your complaints. Sunday's live coverage featured 84 cameras and numerous experts who know all about pistons.
I watched briefly, possibly because ESPN anchor Lindsay Czarniak ended Brent Musburger's seven-year run as host.
You didn't have to be a "camhead" to appreciate that change.
Meanwhile, drivers around the area could pick up live race coverage on Denver's ESPN radio outlets.
But that's not the same as the theater-of-the-mind radio days.
While hosts such as Sid Collins and Paul Page called the races, I "saw" exactly what I wanted to see — be it a driver crashing around a turn or the happy winner crossing the finish line.
I was usually there for most of the 500 miles.
While ABC's 49-year coverage has gained major audience response, the Indy 500 was even a bigger event in the radio world because TV was still in the nation's experimental laboratories.
Mutual, once the radio king of sports broadcasting, aired the race annually for 12 years beginning in 1939.
Not everything worked to perfection.
In 1950, Mutual had to interrupt its daytime quiz show "Queen for a Day" for live coverage, much to the distress of the millions of housewives.
Perfect Circle Piston Rings, an in-house organization, took over production in 1952 and provided syndicated coverage to stations across the country until TV entered the picture — changing the theater of the mind into the view of reality.
Entertaining dribbles.You can't mention Indianapolis in a sports context without concentrating on the Pacers, who have a chance of doing the impossible: upsetting the Miami Heat in the NBA's Eastern Conference finals.
The series' first two games in Miami produced dramatic scenarios seemingly written by David Stern. And both contests benefited from first-rate camera and commentary coverage.
Wednesday night, the Pacers led by a point in overtime with 2.2 seconds left. Steve Kerr told viewers it was a mistake that Pacers shot-blocking center Roy Hibbert was on the bench. Miami's LeBron James scored the winning basket at the buzzer.
A nit to pick: Kerr and Marv Albert don't need Reggie Miller. Nothing against Miller, who's an adequate analyst. But three's a crowd in any broadcasting sporting event.
Meanwhile, ESPN has been scoring with its coverage by Mike Breen and Jeff Van Gundy during the Western Conference finals.
Van Gundy was on target Saturday night, explaining why Memphis blew an 18-point lead to seasoned San Antonio.
Name game. Broncos safety Champ Bailey (53) and wide receiver Demaryius Thomas (68) have been named to the NFL Network's list of the top 100 players in 2013, according to a poll by "experts."
The weekly Thursday night countdown, beginning at No. 49, resumes this week.
Coming to cable. Andy Roddick, who found fame on the tennis courts, has been named to a key position for the Fox Sports 1 cable channel premiering Aug. 17. He will co-host the network's prime-time studio show, which will compete against "SportsCenter" on ESPN.
Jack Nicklaus and Lee Trevino compete again at 6 p.m. Tuesday on the Golf Channel — which will replay, for the first time, the 18-hole U.S. Open championship playoff in 1971. Who won? Tune in and find out.
Quotable. Charles Barkley, on Pacers coach Frank Vogel: "He's the most underrated coach in the NBA. He's fantastic."
Dusty Saunders writes about sports media each Monday in The Denver Post. Contact him at email@example.com.
Bolder Boulder in running for coverage
The Bolder Boulder, highlighting some of the world's best 10K runners, has been a major Memorial Day sports tradition since 1979.
In 1982, KCNC-Channel 4 began providing complete live coverage of the holiday race — programming that still ranks as one of the most ambitious and successful live sporting events ever aired in Colorado.
Channel 4 honchos Roger Ogden and Marv Rockford put together the complicated coverage, which aired all aspects of the race at various angles while adding the emotional sidebars involving personal stories.
Walt DeHaven, the Channel 4 president now, ended the complete live coverage after the 2008 Bolder Boulder, citing rising costs, lack of personnel and declining revenue.
Channel 4 and other Denver-area outlets will be on the reporting scene Monday in Boulder. In recent years, KMGH-Channel 7 has increased its coverage of the race.


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By: Tom Barton on January 10, 2013 - 9:31pm - Add new comment
One of the biggest public construction foul-ups in recent history in Chatham County is the unfinished $22.5 million Skidaway Island bridge.
To date, the so-called experts and inspectors still haven't sufficiently explained how so much time and money can be spent on what should be a fairly routine project, and still wind up with something that Rube Goldberg would embrace.
But a full airing of the facts -- including who botched the job-- can wait. For now, what thousands of commuters want to know is when this bridge might be finished.
By: Tom Barton on July 17, 2012 - 12:15pm - Add new comment
The late, great Andy Griffith will always be remembered for his TV role as Sheriff Andy Taylor, the big heat in the fictional town of Mayberry, N.C.
But a lucky few, like Savannah attorney Sonny Seiler, will remember Griffith from an appearance he made in the spring of 1954 at the University of Georgia.
Here's how Seiler, a proud UGA alum, tells the story:
By: Tom Barton on April 18, 2012 - 11:22pm - Add new comment
Jeff Felser, who lost to Edna Jackson in last year's runoff election for mayor of Savannah, has moved from City Hall to the Chatham County Courthouse.
The former city alderman is working as an assistant district attorney for District Attorney Larry Chisolm. He started this week and has been assigned to State Court.
Felser's new employment status all but eliminates the possibility that he might run for public office this year.
By: Tom Barton on January 30, 2012 - 9:19pm - Add new comment
I suspect a lot of people will be taking hard looks at running for chairman of the Chatham County Commission this year.
But one who's not is Pat Shay. The Democratic county commissioner who represents part of the downtown and eastside said he couldn't afford the pay cut, as winning this race would affect his ability to work as an architect and make a living. He's probably right. In this economy, paying the bills trumps making public policy.
By: Tom Barton on June 16, 2012 - 3:01pm - Add new comment
I didn't see Lady Carole Bamford, the first lady of construction equipment manufacturer JCB, at Saturday morning's mud run in Pooler. She's a striking blonde and hard to miss.
But here's the thing about a mud run. When all the participants (just shy of 2,000, I would guestimate) are wearing Mother Nature's good earth, head to toe, like a second skin, everyone tends to look alike -- in this case, like the mud men of Lost Borneo.
By: Tom Barton on March 28, 2013 - 12:32pm - Add new comment
Marcia Clanton, who left the Savannah-Chatham County public school system two years ago to take a job in Middle Georgia, died Wednesday, apparently from complications from a stroke.
She was 54.
Clanton had worked as the local district's executive director for high schools before moving to Eatonton to become superintendent of Putnam County schools. That county is about midway between Macon and Athens.
By: Tom Barton on February 20, 2014 - 1:23pm - Add new comment
QUESTION: How do you get road crews to stop leaning on their shovels and get to work?
ANSWER: Schedule a ribbon-cutting.
A month ago, Chatham County commissioners announced that the fifth and final phase of the Truman Parkway will be open to traffic on Feb. 28.
That's next Friday.
Various dignitaries are scheduled to cut the ribbon at 3:30 p.m. that day -- just in time before the late-afternoon rush hour. Then north-south motorists on the Truman will be able to get on and off the parkway on traffic-heavy Abercorn near the Lowe's/Home Depot mega-complex.
By: Tom Barton on June 13, 2012 - 12:15am - Add new comment
Editor's note: This item has been updated with photos taken by Alice Weston, a college student who is working on a project about the Ogeechee River and the community surrounding it. Ms Weston attended Tuesday's public hearing.
I didn't see anyone carrying tar and feathers at Tuesday night's public hearing in Springfield, where several hundred showed up to oppose King America Finishing's request for a state permit to dump treated wastes into the beleagured Ogeechee River.
By: Tom Barton on June 20, 2012 - 12:10pm - Add new comment
Technology is a wonderful thing.
In this case, staffers with the Metropolitan Planning Commission have harnessed it to produce three dimensional renderings of what will be at stake next Thursday, when Savannah City Council is scheduled to vote on a key measure affecting a proposed hotel/parking garage that developers want to build on the east end of River Street.
The questions are simple:
Should city council amend the current restrictions on building heights in that area, which would allow the current project by North Point Hospitality Group to go forward?
By: Tom Barton on January 29, 2013 - 10:28pm - Add new comment
Will he or won't he?
Word on the street is that U.S. Rep. Jack Kingston is 95 percent certain that he will run for U.S. Senate next year. His gut is probably 100 percent behind the idea. But Kingston is a smart politician. Hence the 5 percent fudge factor.
If he can't figure out a way to make the GOP runoff in what's expected to be crowded field of Republicans -- a path that includes making serious inroads north of I-20 and raising a ton of money -- then he's not giving up a safe seat. The right play is the boring play. Just sit it out.


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Privacy and Cookies
A Sofia court has ruled that recently grounded Balkan Bulgarian Airlines was declared bankrupt as long ago as November 1998, but escaped implementation of the ruling after paying off one of its debts. The finding backs a complaint by the Israeli Zeevi group that it was misled during due diligence of Balkan before its purchase of 75% of the airline on 1 July 1999.
The court ruling, delivered on 12 March, says Balkan was declared bankrupt after failing to pay off a debt to a local insurance company, but subsequently agreed to pay the sum in installments, heading off an application to sell its assets.
The court has also called acreditors meeting for 3 April, and in the meantime has asked two trustees nominated last month to continue to supervise the grounded carrier.
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Press release from PR Newswire
LSGI Fund Manager Names Art's Way Manufacturing "Best Investment Idea" For 2012 In Dick Davis Investment Newsletter
Monday, January 09, 2012
LSGI Fund Manager Names Art's Way Manufacturing "Best Investment Idea" For 2012 In Dick Davis Investment Newsletter09:25 EST Monday, January 09, 2012Cites Record Farm Incomes, Demand for Farm EquipmentDUNCANVILLE, Texas, Jan. 9, 2012 /PRNewswire/ -- "The U.S.D.A. forecasts U.S. farmer's net income rose to a record $100.9 billion in 2011, up nearly 30 percent from 2010, reaffirming the bright spot agriculture represents in an otherwise stagnant global economy" according to Joseph R. Dancy, Adjunct Professor of Law at Southern Methodist University and manager of the LSGI Venture Fund L.P.Dancy named Art's Way Manufacturing (NASDAQ: ARTW) as their "Best Investment Idea" for 2012 for the Dick Davis Investment Newsletter. Art's Way manufactures niche farm equipment in Iowa and also custom designs, manufactures, delivers, and installs modular laboratories and research facilities. "Farm equipment sales correlates very closely with net farm income" according to Dancy, "and farm income has rocketed upward with grain prices."Due to global demand growth Dancy sees continued opportunities in the agricultural sector. Other companies Dancy finds attractive include agricultural equipment retailer Titan Machinery Inc. (NASDAQ: TITN) and specialty agricultural chemical manufacturer Balchem Corporation (NASDAQ: BCPC).The Creighton University Mainstreet Report's farm equipment index indicates sales have been expanding for 21 straight months, and Dancy notes "farm equipment is flying out of the showroom." He adds "I can't think of a better sector for long term investors at this point." Separately, in partnership with LSGI Advisors Inc., the Michigan Technological University School of Business and Economics announced last week that former Applied Portfolio Management Program student and current MBA student, Wei He, is the 2012 LSGI Mentoring Scholarship winner. Links to sector commentary, and details of the LSGI Mentoring Scholarship, are located at the firm's website www.LsgiFund.comAbout LSGI Advisors: LSGI Advisors Inc. manages the LSGI Venture Fund L.P., a Texas limited partnership. For more information please visit: http://lsgifund.com/ Contacts: LSGI Advisors Inc.Joseph Dancy, 972-780-1805214-263-5201 (cell)firstname.lastname@example.com LSGI Advisors Inc.


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Are there food vendors that offer veggie or vegan food or should I bring my own? Assuming someone knows of past vendors that offer vegan food please share their booth names.
Veggie/Vegan Food Options at Vibes?
Started by Eco , Jul 01 2011 11:24 PM
No replies to this topic


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Adv designs Engine Guard Ext & TT
Does anybody have the Adventure designs engine guards installed with the Touratech Cylinder head guards? I asked Adventure designs if their bars will work with these and they dont know. Thanks in advance.
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Since the Guaraní lost their land to farmers, they have had to take on work outside their communities, working as day laborers on sugarcane plantations, for example. "Suicide isn't really part of our culture," says Wilson Matos, an attorney. "Young people are killing themselves because their homeland has been destroyed. When you take away a Guaraní's land, you rob him of his life."
Waiting for Poison
Matos, the son of a Guaraní father and a Terena mother, lived on a reservation until he was 14. Then he became the first member of an indigenous tribe in Mato Grosso do Sul to embark on a career as a lawyer. He ran the region's Indian authority, and now he defends indigenous offenders. He claims that need drives most of them to commit their crimes.
His fellow tribe member Evaldemir Cáceres, for example, lives with his extended family next to a four-lane highway on the outskirts of the provincial city of Dourados. The tribe members have patched together huts out of plastic sheeting and wood and the shantytown is home to 86 people. There is no electricity or running water, the children play in the dirt and most can neither read nor write.
They were promised a large tract of land near Dourados 43 years ago, but the establishment of this new reservation was repeatedly delayed. Instead, they were left with the miserable spot between the road and a brickyard where they now live. They receive a small amount of social welfare from the government. They grow manioc behind the huts, and pay rent to a landowner for the beds. White gunmen on motorcycles circle the shantytown at night, threatening women and children. The goal, say the tribe members, is to intimidate them.
At the end of last year, Cáceres and the other Guaraní headmen wrote in a letter to the government: "Send us poison so we can kill ourselves!"
They are still waiting for an answer.
Translated from the German by Christopher Sultan


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+ - Samoa Air becomes first airline to implement "pay as you weigh" system->
cylonlover writes: Thrifty Samoans looking to take a trip may want to shed a few pounds before booking a flight with Samoan Air after the airline announced the implementation of a "pay as you weigh" system. Unlike some other airlines that have courted controversy by forcing some obese passengers to purchase two seats, Samoa's national carrier will charge passengers based on their weight.
Link to Original Source
Link to Original Source


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Canada Day Celebrations
Celebrate Canada Day July 1 at the Roberta Bondar Park Tent Pavilion.
Canada Day Operations
The following City facilities will be closed Wednesday, July 1 due to the Canada Day statutory holiday.
John Rowswell Hub Trail Festival
The Hub Trail Festival will take place July 1 from 10 a.m. to 2 p.m., as part of the Canada Day celebrations.
2015 Third Tax Installment Due July 6
Installment #3 is due July 6, 2015 for Residential, Commercial, Industrial and Multi-Residential Property Tax Classes.
Summer Concert Series
The 2015 Summer Concert Series kicks off Saturday, July 4 at the Roberta Bondar Tent Pavilion.
Strathclair Dog Park Now Open
Sault Ste. Marie's first off-leash dog park is now open to the public.
Open-Air Burning Permits
Planning a small fire? View the proper procedure to renew or arrange for a new burning permit.
Our website has been redesigned to serve you better. Give us your feedback.
View City Council information and updates.
View meeting dates for City committees.
See what day your garbage, waste, and recycling is collected.
Check out all the latest Transit information and updates.
New to the Sault? Use this website for local information.
Connect with the City through social media.
More News...
More Notices...


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2014 Its been FOREVER since someone commented on this. :3
Nine Tenths is a teamplay mod for Half-Life 2. Red team vs Blue team (currently Men vs Women).
In each map there are a number of physics items. The aim of the game is to have the most objects in your team's base before the timer runs out.
2 comments by garry on Feb 27th, 2005
Another small update. I noticed that in some maps, such as smash - one team would win then it would be a 7 minute wait for the round to end. So I've added a timer that starts when one team has all the items on the map.
I've also added a couple of new maps sent in by Andy Green. Capture The F is a pretty good one!
I also thought it was pretty dull without firearms - so I've given back the ability to pick them up. Mappers should place them carefully!
You can download version 1.2 at the Nine Tenths website.
2014 Its been FOREVER since someone commented on this. :3
Well, can't download.
lol, you have really problems with your brain.
This was for a Garrysmod Gamemode :D
Seventh oldest HL2 mod on moddb. Congrads!
the 7th mod for hl2 is dead omg
any servers up? :D
sigh garry it dosn't work just make it a gamemode and settle at that.
Dude, it has been dead for two years about, he DID make it a gamemode in Gmod 9
I think Garry simply made it into a Garrysmod gamemode.
Promote Nine Tenths on your homepage or blog by selecting a button and using the embed code provided (more).


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|Sunday August 31, 2003
Alarm at asbestos find
Former Latrobe Valley power workers are contracting the fatal asbestos-caused cancer mesothelioma at a rate seven times the national average. more
Bali bomber to be moved to island prison
Indonesian authorities are planning to move convicted Bali bomber Amrozi, who has been sentenced to death for the October blasts, to an island prison in Java. more
AFTER SADDAM | Full coverage here
Outrage at shrine bombing
"Whoever did this is no believer," said Sabah Ali, a brother of one of Friday's bombing victims in Najaf. "Neither Muslim, Christian nor Jew can accept such a thing. A dog could not do this." more
OTHER TOP STORIES | Full coverage here
Blair's spin doctor winds down
Alastair Campbell, Tony Blair's media chief and closest political confidant, who played a central role in modernising Labour and propelling the party to two election victories, is to leave Downing Street within four to five weeks. more
OTHER WORLD | Full coverage here
AFL | Full coverage here
Dockers secure home final
Fremantle last night secured a home final after beating West Coast in an epic Perth derby at Subiaco Oval. more
OTHER SPORT | Full coverage here
BOOKS | Full coverage here
Amis's dog days
The publication of Martin Amis's new novel has created yet another controversy. What is it about him, wonders Sarah Lyall. more
OTHER ENTERTAINMENT | Full coverage here
Mum and dad investors surge back to the market
Brokers say "mum and dad" investors are plunging back into the sharemarket, afraid that they will miss out on the super sharemarket run if they don't buy shares now. more
OTHER BUSINESS | Full coverage here
FBI busts the master of Blaster
A high school student arrested on Friday for allegedly launching a worldwide computer virus is a loner who drives too fast, neighbours said. more
OTHER TECHNOLOGY | Full coverage here
Ben Lee is Placid Lake
Musician-turned-actor Ben Lee says he understood his character in The Rage in Placid Lake the moment he read the script. He loved working with Rose Byrne and even got to work with his girlfriend Claire Danes.
OTHER MULTIMEDIA | Full coverage here
Sly saves the day
Safety for dummies
Lee joins fight against fat
Pentridge deals locked in
My Melbourne
Melbourne Writers' Festival
Odd Spot
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Technology survey: Have your say & win
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XR650L: Shorai Battery Relocation
View Single Post
Spud Rider
Beastly Adventurer
Joined: Jun 2008
Location: Idaho
Oddometer: 3,855
Originally Posted by
Super, Spud
I'm loving your mod from a distance; it's so well thought out and documented. So in practice, how does it feel in terms of handling the bike???
Thank you, OnO.
The bike handles
without the 10+ pounds hanging high, and rearward on the left side of the bike.
After completing the battery relocation, the first think I noticed was the bike was much easier to push around.
Originally Posted by
...I see what I might consider a
drawback to the fuseholder location. If a fuse blows out on a ride, will it be necessary to have tools along to access it for a change?...
Yes, your are correct.
I need to remove the right side cover to access the fuse box in its current location. Therefore, I need to carry a 10mm socket to remove the bolt on the right side cover. However, the CDI unit is easily accessible, without tools, inside the airbox.
Originally Posted by
...I think extending the wiring to it is an invitation to later problems. But not absolutely so. I'd reconsider...
My good friend Andy has been a professional diesel mechanic for 30+ years; he warned me my fuse box is currently vulnerable to moisture.
Andy suggested two options: seal the fuse box to prevent moisture from entering it; or relocate the fuse box under the saddle. I respect his opinion, so I am carefully considering his advice.
If the fuse box were placed inside a nice, small electrical box, it could be routed a few inches farther under the fender, and attached to either the frame, or the back of the air box. The fuse box would then be protected from moisture, and it might become more accessible from that location.
Originally Posted by
...The problem I've had with velcro fastening isn't the velcro itself, but rather the adhesive holding the velcro to the opposing surfaces. While it's great new, it doesn't take a lot of time, especially with heat and damp cycles, to cause it to dry out and let go. So you're left in the breeze, so to speak, with the two velcro halves still solidly attached to each other
Thank you for warning.
I will tug on the battery, and test the integrity of the velcro every time I remove the seat cover. The velcro is inexpensive, so I can easily replace it every year as part of my preventive maintenance.
As another option, I can simply zip tie the battery to the top of the airbox.
Movement of the Shorai battery is further restricted by the airbox supports on each side of the frame, the forward wall of the air box intake hole, the wiring in front of the battery, and the battery connectors themselves.
2005 XR650L: Shorai Battery Relocation, Spud Oil Cooler, XR650R C/S Sprocket, Reinforced Subframe, Chain Slipper Roller, Performance Design Lowering Link, Baja Designs Headlight, FMF Hi-Flo Header, ManRacks SD Rack, ManRacks Front Fender Farkle, CST Surge I Front Tire, D952 Rear Tire, Tusk D-Flex Handguards, Uni Air Filter, No-Toil Evolution air filter oil
Spud Rider screwed with this post 03-09-2011 at
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View Public Profile
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text:
What is Internet Banking?
What Can I Do With Internet Banking?
How Do The Balances That Are Shown Online Compare To The Bank Computer Balances?
How Much Does Internet Banking Cost?
Is Internet Banking Private and Secure?
What Is Data Encryption?
What Is A Firewall?
What Can I Do To Protect Myself?
What Equipment Do I Need?
What is my Password?
What is my Access ID?
How Are Joint Accounts and 'Two Signatures Required' Accounts Managed?
Can I Access Internet Banking Through My Current Internet Service?
Who Do I Contact If I Have Problems, Questions Or Forget My Access ID Or Password?
How Do I Get Started?
How Do I Enroll Online?
Why do some pending transactions made with a Check Card register for a different amount than the actual?
1. What is Internet Banking?
United Bank Internet Banking is a convenient way to access your accounts without going to the Bank. United Bank is available to you from your home or office - 24 hours a day, 7 days a week just by using your personal computer.
2. What Can I Do With Internet Banking?
You can access your checking, savings, debit cards, line of credit, certificate of deposits, or loans to verify balances, *transfer money between accounts, order checks and reconcile your accounts.
*Some restrictions apply to transfers (ask our Financial Services Representative for clarification).
3. How Do The Balances That Are Shown Online Compare To The Bank Computer Balances?
United Bank uses 'Real Time Access' for your balance information. This means that the balance you see at home is exactly what the balance shows at the bank. If you make a deposit or cash a check or even use your Debit card, you will be able to see that transaction online immediately.
4. How Much Does Internet Banking Cost?
The service is free for our customers.
5. Is Internet Banking Private and Secure?
Yes it is. United Bank has incorporated state-of-the-art security into its Internet Banking to ensure both privacy and security. We require passwords, data encryption, firewalls and internal security procedures.
6. What Is Data Encryption?
128-bit electronic data encryption provides privacy for the data flowing between your computer and the bank's online server.
7. What Is A Firewall?
Our computer systems are protected by a system of filtering routers and firewalls, which create a protective shield between the outside Internet and the internal network of United Bank. We use several layers of technology to ensure that your Internet transactions are secure and tamper-proof.
8. What Can I Do To Protect Myself?
Your Logon ID and Password provide one of the most important security features for Internet Banking. Because you can select and change your password at anytime, you can prevent unauthorized online access to your accounts.
Other security tips:
- Keep your web browser software up-to-date to take advantage of the latest security enhancements.
- Take precautions to keep your computers free from viruses that might be used to capture password keystrokes or send information from your hard drive.
- Please be careful where you choose to do your Internet Banking and what you do with your transaction data. DO NOT use coffee shop Internet hook-ups or rented computers. Computers can be configured to capture private information from unsuspecting Internet users.
- If you get an unexpected web page asking you for your credit card, password or account information, DO NOT disclose this information.
- DO NOT share diskettes that contain confidential information even if you think you have erased the information.
- It is a good idea to shred printouts of your account information before discarding them.
9. What Equipment Do I Need?
For PC Banking you will need an IBM-compatible personal computer, running Windows version 3.1 or later, and a compatible modem. Your browser must support 128-bit encryption. To access Internet Banking you need Internet access and a browser with a version of 5.5 or higher.
10. What is my Password?
You received an initial password for your first-time login and then were prompted to select a new password. Your password can contain both letters and numbers but must exceed six characters in length. It cannot exceed 17 characters. Your password is also case sensitive which means that upper and lower case characters must be typed exactly as they appear.
11. What is my Access ID?
You were assigned an original Access ID and prompted to change it upon your first logon into e-banking. If you don't remember your access ID, please contact any United Bank N.A. location for assistance.
12. How Are Joint Accounts and 'Two Signatures Required' Accounts Managed?
Passwords are unique to each user accessing 'ONLINE' Internet Banking. For joint accounts, each signer on the account is assigned a unique Access ID and Password and is responsible for the confidentiality of their individual Access ID and Password. Access ID's and Passwords must never be compromised or shared with any other person or signer on an account.
Accounts requiring two signatures are currently not allowed access to Internet Banking.
13. Can I Access Internet Banking Through My Current Internet Service?
Yes. The browsers that United Bank requires work with most Internet service providers.
14. Who Do I Contact If I Have Problems, Questions Or Forget My Access ID Or Password?
You can contact any of our United Bank branches or call us at 406.328.4742.
15. How Do I Get Started?
If you have an account with United Bank, you will need to fill out an enrollment form. This can be done either online (see next section); by printing, completing and returning an enrollment form to one of our offices; or by visiting one of our offices and completing the enrollment process. You will be issued a temporary Access ID and Password separately in the mail after completing the enrollment form.
After receiving your temporary Access ID and temporary Password you will need to go to our web site (www.ubsmt.com), click on the "Internet Banking" button. You will then need to click on the "Log On" button. Enter your temporary Access ID and Password (UPPER CASE). You will be required to change your Access ID and Password. Your new Access ID must be at least 6 characters long. Your new password must be at least 6 characters long and may contain either numbers or letters.
16. How Do I Enroll Online?
Click on this link to begin the process. Click on this link to begin the process. Click on this link to begin the process. You will be presented with a 'Welcome' page. Please follow the instructions on that page to complete your application. Please omit dashes when entering your social security and account number. (Note: You will be required to view and agree to the Online Internet Banking and Service Agreement and Disclosure Statement before you are allowed to continue on to the Enrollment form). Online enrollment customers will receive their temporary Access ID and Password via mail within 7 to 10 business days. The Access ID and Password will arrive in separate envelopes and on different days. You will be prompted to change both your access ID and password upon your initial login to e-banking.
17. Why do some pending transactions made with a Check Card register for a different amount than the actual?
Pending transactions are transactions that are presented to the Bank during the current business day or after the processing cut-off time for the previous business day (which varies between 2:00 PM and 4:00PM). Pending transactions may include a variety of items including, direct deposits, ACH items, ATM transactions, and check card transactions. When these items are presented to the Bank they are "memo" posted to your account. The transactions will permanently post to your account, generally, in 1 - 3 days depending on the item. When the amount is "memo" posted to your account, your account balance reflects these items. Your account will be increased by any deposit transaction and decreased by any withdrawal. Some transactions may cause a little confusion as to the way they are posted; check card transactions in particular. There are several instances where a check card transaction may "memo" post for an amount that is different than the actual purchase price. The authorization process used by the merchant determines the amount that "memo" posts to your account. The following is a detailed description of authorization practices in six major categories.
When you receive the bill and present the Visa check card for payment, the tip amount has yet to be indicated. The waiter or cashier obtains authorization for an amount that adds an estimated tip (usually 20%) to the base bill.
After authorization, the waiter presents the purchase slip for signature. At this point, you add a tip and total the bill. This final total may be for more or less than the estimated amount for which the restaurant obtained the authorization. The estimated total could stay on the system for 1 - 3 days until the clearing item for the amount actually charged reaches the Issuer.
You may become aware of the difference between the authorized amount and the actual amount through a VRU, ATM inquiry or Internet Banking inquiry.
Gas Stations
When you present your check card at a gas pump, the actual amount of gas you are purchasing is not available. In order for the system to provide an authorization an amount must be present. Since the amount of the purchase is not known until the gas has been pumped an amount determined by the gas station is transmitted. The amount can vary and may be as high as $100. In most cases the gas station will send an authorization for $1.00. The estimated total could stay on the system for 1 - 3 days until the clearing item for the amount actually charged reaches the Issuer. You may become aware of the difference between the authorized amount and the actual amount through a VRU, ATM inquiry or Internet Banking inquiry.
When you present a Visa check card at registration, the clerk or cashier requests an authorization for an amount based your expected length of stay. An additional amount may be added to the room rate to cover other guest services, such as movies or parking. Many are not aware of the exact amount authorized or that your financial institution may place hold for that amount.
If you check out early, stay an extra night, or use more hotel services than estimated, the actual transaction amount (incoming clearing item) could differ significantly from the authorization memo posted amount. In some cases, the authorization memo posted amount could limit your purchasing power or funds availability.
You may become aware of the difference between the authorized amount and the actual amount through a VRU, ATM inquiry or Internet Banking inquiry.
Telephone Order and Online Retailers
You provide the order information, then the retailer adds any applicable tax and shipping and computes the total amount. You provide the Visa check card number, expiration date, and billing address.
The billing address for a Visa check card is the statement address for the linked checking account. Merchants are required to ask for a billing address. The authorization process for a telephone or online order requires that your financial institution approve both the dollar availability and the billing address. If the billing address given to the merchant is not the same as the one shown on your statement, the transaction may be denied, even if funds are available in your account. The request for authorization from your financial institution is rarely made when you are on the telephone or online. Since the authorization process is usually done after you have completed the telephone call or signed off the Web site, the purchases can be denied at authorization for a number of reasons including daily limits, funds availability, a hold on a recent deposit, or a billing address mismatch.
If you have recently moved you may give a correct, but new, billing address that will not match your institution's records. It's also easy if you receive your statement at the office, a P.O. Box, or other non-home location to misunderstand the request for billing address and provide a home or "ship to" address. This triggers a mismatched address denial.
Airline authorizations can cause concerns in a number of ways. The ticketing agent adds up the amount of all tickets being purchased by a customer and requests authorization for the total. However, because airline accounting and tracking is based on individual tickets, your check card statement will show prices for individual tickets, not the total amount. Fees for changing a ticket will also be shown separately on the statement. Seeing a number of individual purchases for the same amount from the same airline can be confusing.
Store Retailer
After you decide on the item(s) to purchase, the merchant adds the tax amount and requests authorization for the total amount. Once authorized, you sign the slip, and the transaction is completed. The authorization memo item and the clearing item are for the same amount.This type of transaction is a convenient and simple replacement for cash or a check, for both you and the merchant.
If you have any other questions that we have not answered here, please contact us at email@example.com
End of Banking and Service Agreement and Disclosure Statement go to:
Banking and Service Agreement and Disclosure Statement