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EU Leaders Must Show They're Ready to Stand United
The euro zone's crisis is getting worse, as investors lose confidence in the willingness of its members to stick together. To halt the rot, all member states will have to demonstrate a commitment to keeping the currency area intact, and signal a longer-term intention to move to closer political integration.
In particular, politicians will quickly have to persuade taxpayers and bond investors that the euro zone has no core and no periphery. If they do not, the number of member states perceived to be peripheral will grow, and the number perceived to be core will shrink. Eventually, there won't be a euro zone.
The events of recent weeks have dealt a major blow to investors' confidence in the bloc's coherence. Finnish elections showed that an increasing number of voters in the currency area's stronger members are reluctant to provide more help to states that can't raise funds in bond markets.
It has also become apparent that governments in receipt of bailouts from the euro zone and the International Monetary Fund won't be able to return to the bond markets as early as hoped.
The euro zone, therefore, faces a stark choice: provide those states with financial support for a much longer period, or stand by and see them default on their debt.
Instead of a clear declaration of intent, policy makers have bickered, with a split opening up between politicians and the European Central Bank over whether the currency area could survive some form of debt restructuring by one or a number of its members.
Since politicians ultimately control the purse strings, investors have concluded that the risks of rescheduling have risen sharply. In trading Monday, yields on Greek bonds rose sharply. Its two-year bonds now yield 25.38%, while its 10-year bonds yield 16.75%. What that tells you is that bond investors increasingly fear a restructuring within the next two to three years.
"Over the past month, the increasing political tensions between and within governments and between governments and the ECB have left market participants with the impression that the willingness to backstop the monetary union has diminished," economists at the Royal Bank of Scotland wrote in a note to clients yesterday. "This is particularly worrisome given how important the role of confidence (or lack of) has been in this crisis."
Euro-zone policy makers have long insisted that what has been happening inside the euro zone over the past 18 months is the result of purely national misadventure, with Greece, Ireland and Portugal finally succumbing to fatal flaws in their economic structures that go back some years.
They may genuinely believe that to be true, or believe that's the most reassuring, or the least terrifying, message to deliver to investors and the general public.
But investors have been persuaded that is a misdiagnosis, and what is underway is in fact a crisis of the euro zone as a whole, rooted in its structure, institutions and political underpinnings, and one that poses an existential threat not just to the currency area, but possibly to the great project of European integration that followed World War II.
At its root is a lack of commitment among ordinary voters to the European project, and what is known as "solidarity." That has been the driving force behind greater integration, but one that has lost its charm in recent years.
Europe's political leaders haven't helped. Instead of defending the principle of solidarity, they have been running scared, wary of being outflanked by more openly nationalistic rivals.
"There are signs of gradual disintegration, or provincialism and outright xenophobia," said Christopher Potts, head of economics and strategy at broker CA Cheuvreux. "What's missing is the vision thing, the understanding that this is the first existential challenge, not just to the euro zone, but the whole project of European integration."
Even before the crisis, its politicians conspired to give Europe a bad name, blaming "Brussels" for every unpopular measure necessary to drag the bloc's economy and social welfare system into the 21st century, and casting themselves as defenders of the national interest against an amorphous, integrating center.
What they haven't done is explain that Europeans depend for their livelihoods on a highly integrated, region-wide economy, and that in economic terms, at least, there is no longer anything but a semblance of national sovereignty.
What there is is a great deal of interdependence. Indeed, many Germans probably have closer economic ties to people living and working in other nations than they do to their immediate neighbors. What's happening in Athens or Avignon matters as much to their well being as what's happening in Aachen.
Indeed, that was the whole point of the European project: Make the prosperity of each of Europe's nations dependent on the prosperity of them all, and we won't return to the 1930s.
So to bring this crisis to an end before it brings the European Union to an end, Europe's leaders need to demonstrate solidarity, and make it clear that they stand or fall together.
The most immediate and persuasive way in which they can do that is to abandon their failed attempts to set up bailout mechanisms, and move immediately to set up a single euro-zone debt agency that would provide funds to each of the member states, initially at a common interest rate.
In return, the member states that now need financial help will have to pursue the reform programs that have been outlined under the current bailouts and that, given time, should resolve most of their problems. If they are not prepared to do that, they will have to leave the European Union.
Write to Paul Hannon at firstname.lastname@example.com


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The Percussion Studies Program at Sacramento State offers Bachelor of Arts, Bachelor of Music, and Master of Music degrees in percussion performance, in addition to percussion concentrations in Music Education and Composition.
Grange Performing Arts Center
3823 V Street, Sacramento, 95817
Daniel Kennedy holds a masters degree in music from California Institute of the Arts, and a doctoral degree in percussion performance from the State University of New York at Stony Brook.
Capistrano Hall | Room 329
Jeffrey Kolega and Colin Malloy form percussion duo Bleep Bloop, performing new arrangements and original music. Admission Free!
Capistrano Hall | Room 151
Graudate percussion recital of Boyce Jeffries, student of Dr. Daniel Kennedy. Admission Free!

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6 bed, 4 full bath. Breathtaking and spectacular describe this 136+ acre Rising Z Ranch! Perfectly situated in the hearMore info
2 bed, 3 full bath. Beautifully appointed condo in Margarita Villas. This is a turn key unit that has all the personalMore info
3 bed, 2.00 full bath. This property is in initial default, also known as Pre-Foreclosure. The homeowner of this propertyMore info
3 bed, 2 full bath. Incredible and expansive views of the Pacific ocean, Morro Bay's daily tidal exchanges, the sand spMore info
3 bed, 3 full bath. Fabulous 3 bedroom, 3 bathroom creekside home situated on a 1/3 acre lot within the desirable San LMore info
2 bed, 1 full bath. Almost 9 acres in a very special micro-climate of Los Osos. This is perfect horse property, less thMore info
3 bed, 3 full bath. Cozy home has everything you want -a spacious kitchen with an island and large pantry; a master suiMore info
2 bed, 2 full bath. Please contact Cassandra Merrill (Listing Agent) for more detailed information on this property incMore info
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4 bed, 1 full bath, 1 half bath. Owner says bring Offers!! Beach is a short distance and close to town !Wonderful views! Lovely acreMore info


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A client needs to filter their WP Download Monitor list in the admin by category. I've found some requests for this functionality, e.g.
But they seem to have passed by.
I've had to hack the admin.php file and I've got basic filtering working. It's lacking refinements like indentation in the drop-down for nested categories, and I'm not sure the SQL is 100% watertight. But it basically works, and includes maintenance of state across paging.
Mike, would you be interested in incorporating this in the next release?


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Akron-based Goodyear and the United Steelworkers Union are negotiating new national contract covering 8 thousand tire workers at six plants.
The first round of talks in Cincinnati ended last week and recessed until June. The current contract expires July 27. There's been no talk of a strike. It's unclear if the union will use the talks as a pattern to set the stage for negotiations during the summer with Bridgestone-Firestone and Michelin-BFGoodrich. Steelworkers held a strike at Goodyear for three months in 2006.


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He's the world's most famous detective – and in the 125 years since he first appeared in print in A Study in Scarlet by Sir Arthur Conan Doyle, Sherlock Holmes has become known and beloved by millions of fans all over the world.
Whether you're a fan of the classic Holmes stories or one of the newer big- and small-screen versions, we invite you to join us for this exciting live play-reading series, held in a beautiful private concert hall venue in the Brentwood area of Los Angeles.
Each reading helps support a Sherlockian cause.
To hear more, please contact us.
Saturday, December 6 at 7:00pm
Sunday, December 7 at 6:00pm
The Sherlock Holmes Christmas favorite returns by popular demand.
There will be TWO PERFORMANCES.
SATURDAY DEC 6 at 7pm
and SUNDAY DEC 7 at 6pm.
THE BLUE CARBUNCLE by Sir Arthur Conan Doyle
A Sherlock Holmes Christmas adventure
Starring Rob Arbogast and Paul Denniston as Holmes and Watson… and featuring Bryan Coffee, Steve Peterson, Miguel Perez, Jonathan Meza, J.R. Mangels, and Uma Incrocci.
This holiday story will plunge you right into the world of Victorian England. It's an icy, wintry December, 1889. Watson arrives at Baker Street to find his old friend Sherlock Holmes contemplating a hat. And the fun begins — treachery, a stolen jewel, and a Christmas goose feature in this original adaptation of Conan Doyle's classic Sherlock Holmes tale, THE BLUE CARBUNCLE.
This staged reading was written and directed by Bonnie MacBird. Ryan Johnson wrote the original theme music for the Sherlock Holmes in Brentwood series. Mary Platt co-produced and did publicity.
Doors open at 6pm on Saturday and 5pm on Sunday for pre-show hot cider.
Performance will commence at 7pm sharp on Saturday and at 6pm sharp on Sunday.
Please allow time for street parking.
After the performance, please join the cast for refreshments.
Your ticket purchase for Sherlock Holmes in Brentwood events partially fund the show itself, but a percentage will be donated to a worthy Sherlockian-related cause.
Please book your seat as generously as you can. Many of our performances have sold out. There are a limited number of certain types of seats available.
The show is suitable for ages 12 and up.
Book early! See you there!
Contact bonnie@macbird .com with questions.
A Live Play-Reading Series in Los Angeles
Produced by Bonnie MacBird


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Why Is Everybody Picking on Disney?
The article poses the question as to why so many investors are picking on Disney. But the interesting part of the article is the comment on the bottom of it. The comment reads:
"Why is everyone picking on Disney? Because underneath its cash-churning exterior lies the cold, dead heart that used to beat so vividly. Disney's massive, enormous challenge is this: Get the consumers BACK after they take an economy-induced break. Parks were the leading cause of worry for the analysts, and they're slumping. Disney is now resorting to tactics that only its competitors used to do, things like "Buy 4, Get 3 Free."
Guess what? Consumers get USED to that. Universal has never been able to get rid of its deeply, deeply discounted annual passes ("buy one day, get a year free") because once fire sales like that happen, consumers would rather wait until the NEXT sale.
Disney is botching this one big time. No noticeable capital improvement in most of its parks (but a waste of good money "fixing" California Adventure), dramatically increased costs, remarkably less impressive "cast members," and an incessant and sometimes painful insistence that the parks are for kids ... ignoring the core adult consumer who have traditionally (despite Disney's absolute insistence) been the biggest spenders and the most loyal consumers.
Disney's theme parks division is suffering and it's going to get worse before it gets better.
Combine that with slumping ad sales, a questioning by Tom Staggs of whether online ads are actually effective, and an ignorantly blissful Andy Mooney over at Consumer Products saying holiday 2008 is going to be GOOD for Disney ... and you can see that Disney's management is woefully out of touch with what its consumers and advertisers want.
I predict much tougher sledding ahead for Disney this winter, and well into FY and calendar 09."
Do you side with the viewpoint of the article or is Disney really a cold shell of its former self?
BTW, the comment about Cast Members is particularly harsh. True, but harsh.
Your opinions?


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Originally written on NESN.com | Last updated 9/24/12
Bill Belichick lost his composure after Sunday's Patriots-Ravens game. It looked like Belichick wanted to confront the replacement officials about the lack of a challenge after Ravens kicker Justin Tucker just barely kicked the ball above the uprights. The rule, which Belichick surely knows by now, is that a ball through the uprights is challenge-able, a ball above the uprights is not. The call was not the first of the game that was questionable at best. Perhaps this is the game that will force the NFL's hand at replacing the replacements. Watch Belichick grab the replacement official in the video...
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July 18, 2015
Don't miss the 3rd Annual TopSpin Celebrity Charity Ping Pong Tournament hosted by basketball star Chris Paul, presented by IHG® Rewards Club.
Location: Lagasse's Stadium
Time: 6:00-10:00 p.m.
July 7 - 18, 2015
Sports fans rejoice, The Venetian® and The Palazzo® Las Vegas are the resorts to visit this summer. Appearances by your favorite basketball and mixed martial arts athletes are scheduled throughout the month of July during an exciting lineup of events that will get fans up close and personal with their favorite athletes.
July 9, 2015
Expect some trash talking in this culinary smack-down that will pit UFC fighters Johny Hendricks, CM Punk, Luke Rockhold, Fabricio Werdum* against each other to see who will be named king of the kitchen, in the first UFC Fighter & Food Showdown at The Palazzo's Lagasse's Stadium.
*fighters scheduled to appear are subject to change
Location: Lagasse's Stadium
Time: 7:00 p.m. - 10:00 p.m.
Admission: VIP tickets: $110 | General Admission: $25
July 13 - 18, 2015
For the second year in a row, the stars of the national Yahoo! Sports Radio lineup will broadcast live from Lagasse's Stadium. Sports fans will be able to catch The Steve Czaban Show, Inside the Lines with Marty Hurney and Lanny Ford, Travis Rodgers NOW, Hit 'Em Up with Geoff Ketchum, Prime Cut with Sean Salisbury and John Granato, Big E and Sports X Radio with Ken Thomson.
Saturday September 19 and Sunday September 20, 2015
Fashionistas. Get ready to shop. Ovarian Cancer Research Fund (OCRF) is bringing their popular Super Saturday shopping event to The Venetian, The Palazzo and Grand Canal Shoppes.
When you book at Palazzo.com*:
More Info*


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24 year old woman | Austell, GA, USA | Seeking men 30-48 within 5 miles
Yesterday is history, tomorrow is a mystery, and today is a gift that is why it is called the present
I am a woman of character. I love who I have become, but I am not set in my ways. I am pretty spontaneous. I love love cooking and trying out new recipes and live music. I do hv two boys not looking to bring any more lives into the world at this moment. I am looking for an honest man. A man who acts like a man with respect and knowledge. Please no men who believe the world revolves around them. But we won't know until we try so let's just go from here and up..
Camping , Coffee and conversation , Cooking , Dining out , Gardening/Landscaping , Movies/Videos , Museums and art , Music and concerts , Exploring new areas , Nightclubs/Dancing , Performing arts , Playing cards , Religion/Spiritual , Shopping/Antiques , Travel/Sightseeing , Wine tasting
Bowling, Cycling, Dancing, Football, Other types of exercise, Swimming, VolleyBall, Walking / Hiking
I exercise 1-2 times per week.
I like Dogs, Exotic Pets
Z{{Cta}} {{#if HasMoreInfo}} ?{{CtaSecondary}} {{/if}}
|What she is looking for
|5'6" (167cms)
|5'10" (177cms) to 6'6" (198cms)
|Body type:
|About average, Athletic and toned, Stocky
|Black, Blue, Brown, Grey, Green, Hazel
|Dark brown
|Auburn / Red, Black, Light brown, Dark brown, Blonde, Salt and pepper, Silver, Dark blonde, Grey, Platinum, Bald
|Yes, but trying to quit
|No Way, Occasionally, Yes, but trying to quit
|Social Drinker
|Social Drinker
|Medical / Dental / Veterinary / Fitness
|Administrative / Secretarial, Executive / Management, Financial / Accounting / Real Estate, Medical / Dental / Veterinary / Fitness, Retired, Self-Employed / Entrepreneur, Technical / Science / Computers / Engineering, Law enforcement / Security / Military
|I'll tell you later
|$25,001 to $35,000, $35,001 to $50,000, $50,001 to $75,000, $75,001 to $100,000, $100,001 to $150,000, $150,001+
|I'll tell you later
|Never Married, Divorced
|Have kids:
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|Yes, and they sometimes live at home, No, Yes, and they live at home
|Wants kids:
|Not sure
|Someday, Not sure, No, but it's OK if my partner has kids
|Black / African descent
|Black / African descent, Latino / Hispanic, Middle Eastern, Native American, Pacific Islander, White / Caucasian, Other
|Christian / Other
|Christian / Catholic, Christian / LDS, Christian / Protestant, Christian / Other
|English, Spanish
|Some college
|Some college, Associates degree, Bachelors degree, Graduate degree, PhD / Post Doctoral


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Cleveland Lighthouse (former)
|Place Details
|Place ID
|Registration Type
|State Heritage
|Place Name
|Cleveland Lighthouse (former)
|Place Classification
|Place Category
Transport - Water
|Place Type
5 Moving goods, people and information / 5.4 Using shipping
3 Developing secondary and tertiary industries / 3.6 Inventing devices
|Register Entry Date
|Shore Street North
|Town / Suburb
|Post Code
|Cultural Heritage Significance
|Principal Period
of Significance
|1864-1934, 1970s (historical)
|Criterion A
|The former Cleveland Lighthouse, erected in 1864-65, is important in demonstrating the pattern and evolution of Queensland's history, being one of the first lighthouses built in the colony of Queensland, and a prototype for subsequent timber-structured lighthouses. It is significant also for its association with the early European settlement of Cleveland.
|Criterion B
|It demonstrates rare aspects of Queensland's cultural heritage, being one of the few remaining polygonal lighthouses of its type in Queensland and the only extant timber-structured, timber-clad 19th century lighthouse in Moreton Bay.
|Criterion D
|The former Cleveland Lighthouse is important in being one of the first lighthouses built in the colony of Queensland, and a prototype for subsequent timber-structured lighthouses.
|The former Cleveland Lighthouse was built late 1864 to early 1865 by the Queensland government, on an ungazetted reserve at Cleveland Point. It comprised a fixed kerosene light, equal in power to a sixth order dioptric light, placed on the summit of a wooden tower at an elevation of 10.6 metres above high water mark. Visible at a radius of 14.5 kilometres, it was used by small craft trading to Cleveland, the Logan River and other places in the southern portion of Moreton Bay. It was not the first light at the Point. A government light was first displayed there in April 1864, and prior to this the Hon. Francis Edward Bigge MLA [NSW], a grazier who lobbied in the 1840s and 1850s to establish Cleveland as the port for Moreton Bay, had erected several lights at Cleveland Point at his own expense. The 1864-65 lighthouse at Cleveland Point was the first built in Queensland under the direction of the colony's first portmaster and marine surveyor, Captain GP Heath RN. It was a prototype for subsequent similar, timber-framed lighthouse structures, which could be relocated as the sandy coastline channels constantly shifted and reformed. In 1874 the lens apparatus from the Comboyuro Point light was placed in the Cleveland lighthouse. A still more powerful apparatus, thought to be the one currently at Cleveland which bears a Chance Brothers, Birmingham, maker's plate dated 1875, was installed in 1879. A red sector was incorporated into the light in 1920. In 1934 the illuminant was changed to electricity and a round concentrated filament lamp was placed inside the prisms of the light. The lighthouse was re-sited in 1975 to permit a new lighthouse to operate from the established nautical position. Some reconstruction was done at this time. The lens apparatus was removed and is displayed in the tower of the Redland Shire Council Offices.
|This is a timber-framed, hexagonal, tapering weatherboard tower, with glazed top panels capped by metal roofing. A narrow walkway, with pipe rail, surrounds the upper level, supported on metal struts. External boarding is white painted with a notable chamfered lower edge. Timber stops, full height between each face, are round-edged. A timber boarded door, complete with early hardware, opens at ground level to the west. Small four-paned windows appear at first and second levels, in the opposite eastern face. The interior is unpainted except for a priming coat evident on many new timbers. The cross-braced timber framing divides into three above-ground levels of timber decking, connected by a ladder. At the top level five clear glazed panels and one red perspex panel overlook the water. Under the sill in the western face, a painted timber hatch opens on to the boarded walkway. A 200mm diameter cast iron pipe about one metre high stands bolted to the centre of this floor. The light has been removed from the slotted upper flange. A 100mm diameter central capped vent leads through the metal roof. The reconstructed lighthouse retains its early form, and is set amidst shade trees near the loop road on Cleveland Point.
|Element Name
|Cleveland Lighthouse (former)
|Design Period
|1840s - 1860s Mid-19th century
|Construction Period
|1864 - 1865
|Construction Method
Frame - timber
|Fabric (Exterior Structure)
Timber - weatherboard
|Fabric (Roof)
Metal sheeting
|Roof Form
|Place Components
Lighthouse/Light station
Views to
Views from
|Images and Maps
|Create a Web Map
Information about places in the Queensland Heritage Register is maintained by the Department of Environment and Heritage Protection (EHP) under the Queensland Heritage Act 1992. Information available here is only part of the full Register entry and should not be taken as an official entry. Absence does not mean a particular place is not in the Register.
Certified copies of the full entries in the Register are available for a fee.
You can also search the full Register for a fee to find out if a place or parcel of land is listed or otherwise affected by the Act.
Last updated: 15 March 2013


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Journal Sentinel sports columnist Bob Wolfley offers his take on the local and national sports scene.
State honors for Haudricourt, Allan and Lepay
Tom Haudricourt of the Milwaukee Journal Sentinel was chosen sportswriter of the year for the state of Wisconsin in 2011 by state members of the National Sportscasters and Sportswriters Association.
Lance Allan of the WTMJ-TV (Channel 4) in Milwaukee and Matt Lepay, the play-by-play announcer for Wisconsin football and basketball radio broadcasts, were voted the sportscasters of the year in the state for '11. Allan and Lepay tied in the final vote.
Haudricourt, 57, is a first-time winner of the award. He has covered the Brewers for the Milwaukee Sentinel and Milwaukee Journal Sentinel since 1985, except for period between November 2001 and April 2003, when he was in New York. Haudricourt is a native of Richmond, Va., and resides in Bayside.
Allan, 41, is a sports anchor for Channel 4 and has been with WTMJ-TV for 15 years. He is a native of Rice Lake and resides in Franklin. This is the second time Allan has won the honor.
Lepay, 49, has won state honors seven times. He has been the voice of Badgers' football for 18 years and is in his 24th year on UW men's basketball games. He is native of Dayton, Ohio, and resides in Middleton.
The NSSA national sportscaster of the year in 2011 was Dan Shulman of ESPN. The national sportswriter of the year was Joe Posnanski of Sports Illustrated.
Bob Costas of NBC-TV and the MLB Network and author John Feinstein were chosen for NSSA's Hall of Fame.
State and national winners are to be honored at the 50th NSSA awards banquet on June 11 in Salisbury, N.C.
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Read and share your thoughts on this story.


text:
ATHENS, Greece (AP) — Greek police have increased security and are preparing to close down large sections of the capital Athens to contain protests against Germany's Chancellor, Angela Merkel, who is visiting the city Tuesday for talks with the country's Prime Minister Antonis Samaras.
Merkel's brief visit comes amid growing unrest in Greece over the planned new cutbacks. Greek authorities, who are struggling to talk bailout creditors into unfreezing a vital loan installment, are determined to prevent riots while Merkel is in town on her first visit to the country in five years.
Public Order Minister Nikos Dendias appealed to protesters Monday to "protect the peace, and above all our country's prospects and our international image." Some 7,000 police will be on duty for the visit.
Police have banned public gatherings in much of the city center from early Tuesday and in a 100-meter (110-yard) radius from the route Merkel's motorcade will follow.
A police spokesman said the ban will not affect two separate protests called by labor unions and opposition parties elsewhere in the city but will include the German embassy, where a populist right wing party has called an evening demonstration Tuesday.
Greece has depended on bailouts from fellow countries in the 17-country group that uses the euro and the International Monetary Fund since May 2010. To get the loans, it implemented a series of deep income cuts and tax hikes, while increasing retirement ages and facilitating private sector layoffs.
However, Athens must pass further cutbacks worth €13.5 billion ($17.5 billion) over the next two years to qualify for its next rescue loan payment — without which the government will run out of cash next month.
Germany has contributed the most money to Greece's bailouts, compared to the other eurozone members, because the size of its economy means it pays the largest amount to the region's rescue funds. However it has also been Athens' strongest critic, insisting that Greeks take on more austerity measures and reforms to right their economy and remain solvent.
Continue reading this story on the...


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Tag Archives: Serbia
Women Who Loot
Chapter from My Life Withut Me October 5th, 2000, a historical day for Serbia. Where was I? The invisible? I was on BBC, CNN, local TV etc… All day, every hour, with the subtitle: citizens looting the Serbian parliament. Yes, … Continue reading
Posted in My Life Without Me Tagged Milosevic, October 5th, Serbia, women Leave a comment
Hacking History
The Three Sisters of Gavrilo Princip, Hacking History, or, Don't Follow the Principles On 28 June 1914, Gavrilo Princip assassinated in Sarajevo the Austrian Archiduke Franz Ferdinand of Austria ( heir to the throne) and his wife Sofia. This act … Continue reading
Posted in Uncategorized Tagged Austro Hungarian Empire, First World War, Gavrilo Princip, patriot, Sarajevo, Serbia, terrorist 1 Comment
Gavrilo Princip and Two Girls
In English, in French, in Italian In the former Yugoslavia, there used to be a joke about how to tell the difference between a Serbian and a Croatian girl. If you tell Croatian girl she is pretty, she smiles. If … Continue reading
Posted in Uncategorized Tagged Austro Hungarian Empire, First Worl War, Gavrilo Princip, girls, Sarajevo Belgrade, Serbia, terrorists 3 Comments
La Vita e' Bella
NATO bombings in Serbia/Kosovo The Diary published by Granta La vita e' bella Even though I wrote this years ago, even though I am not a futurist or a pessimist, I did not expect this kind of development of events: … Continue reading
Posted in Uncategorized Tagged Kosovo, La vita e' Bella, NATO bombings, Serbia 1 Comment
I have little new to say about my 78 days of humanitarian bombing, but my experience might be new to the people of Syria. In the Orwellian days of 1999, Serbia was being blown up for blowing up Kosovo, officially … Continue reading
Posted in Uncategorized Tagged bmbings, NATO, Serbia, syria 7 Comments
No Life in Serbia
In English, in French He woke at five in the morning with a gun in his hand. There is no life for us anymore, he said. Then this man, sixty years old, an exemplary father and husband, "a hard and … Continue reading
Posted in Uncategorized Tagged mass murder, Serbia, war crimes 3 Comments
Ten Years Without Zoran Djindjic
In English, French I met Djindic before he became "the" Djindic. He jumped over the office table and shook my hand when our mutual friend introduced me as a feminist, ironically. I remember, too, that afterwards, whenever he would meet … Continue reading
Posted in Uncategorized Tagged anniversary, Serbia, Zoran Djindjic 3 Comments


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Affluent Lifestyle Guide
You might like Best Runway Models >
Statistically, one out 100 individuals have celiac, a disease that a gluten-free diet is required to manage the symptoms. What impact does adhering to a gluten-free diet to for the rest of us? It is not really clear. However, the article in The New York Times suggests that other people, not afflicted by celiac, may also benefit from sticking with a gluten-free diet.
Dr. Stefano Guandalini, medical director of the University of Chicago, is not a believer in the benefits of a gluten-free diet.
"It is not a healthier diet for those who don't need it," Dr. Guandalini said. These people "are following a fad, essentially." He added, "And that's my biased opinion."
Four Tech Trends to Watch for in 2014Eco-Friendly & Luxury Cars Drive 2014 San Diego International Auto ShowJustLuxe Presents Vacation Fitness: Anywhere, Anytime. No Gear RequiredEuro Currency 2013's Best-Performing Currency per FOREXHow Elon Musk Knows if Someone Is Lying During a Job InterviewZappos to Zap All Job Titles in 2014


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Used Honda SUVs Reviews
Autobytel has reviews that will walk you around a car, give you a peek under the hood and get you behind the wheel with an industry expert. Browse by category or get into a specific brand to see how well a car does when put to the test.
Showing 7 of 51 reviews for this vehicle
2012 Honda CR-V First Drive Review
The redesigns of the venerable Honda CR-V have always been like clockwork with each new model debuting five years after its predecessor, so it shouldn't be too much of a surprise that...
New Honda CR-V Key to Company's Turnaround
The all-new next-gen Honda CR-V passed a major milestone recently on its way to the marketplace. Of course, given the way the industry works nowadays, I'm not talking about Honda...
10 Things You Should Know About the 2011 Honda CR-VVersatile Honda CR-V Compact Offers Big Utility in a Small Package
The 2011 Honda CR-V is the latest in a line of vehicles from Honda that helped to establish the compact...
2010 Honda Element with Dog Friendly Package Road Test and Review
In the ever-changing crossover market, manufacturers are always looking for creative ways to target new buyers, and Honda may have just found the trick with...
New 2010 Honda CR-V vs. 2010 Toyota RAV4
The new 2010 Honda CR-V and 2010 Toyota RAV4 are two of the best-selling compact SUVs of all time. Both models offer an affordable price tag, interior versatility and some of the best...
New 2011 Honda CR-Z is the Most Affordable Hybrid for the Year
A recent press release from Honda indicates that the new 2011 Honda CR-Z comes with a starting price of $19,200. This affordable price tag makes the sporty CR-Z...
2010 Honda Accord Crosstour Review
When it comes to the all-new Honda Accord Crosstour, the most talked about quality of the vehicle is by far its polarizing design. Even though the latest Accord sedan and coupe are anything...


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Quotes & Info
|FISI > SEC Filings for FISI > Form 10-Q on 6-Nov-2012
|All Recent SEC Filings
Quarterly Report
This Quarterly Report on Form 10-Q should be read in conjunction with the more detailed and comprehensive disclosures included in our Annual Report on Form 10-K for the year ended December 31, 2011. In addition, please read this section in conjunction with our Consolidated Financial Statements and Notes to Consolidated Financial Statements contained herein.
Statements and financial analysis contained in this document that are not historical facts are forward looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 (the "Act"). In addition, certain statements may be contained in our future filings with SEC, in press releases, and in oral and written statements made by or with our approval that are not statements of historical fact and constitute forward looking statement within the meaning of the Act. Forward looking statements describe our future plans, strategies and expectations and are based on certain assumptions. Words such as "may," "could," "should," "would," "believe," "anticipate," "estimate," "expect," "intend," "plan," "target," "projects," and other similar expressions are intended to identify forward looking statements but are not the exclusive means of identifying such statements.
We caution readers not to place undue reliance on any forward looking statements, which speak only as of the date made, and advise readers that various factors, including those identified under the heading "Risk Factors" in Item 1A of Part I of our Annual Report on Form 10-K for the year ended December 31, 2011, could affect our financial performance and could cause our actual results or circumstances for future periods to differ materially from those anticipated or projected.
Except as required by law, we do not undertake, and specifically disclaim any obligation to publicly release any revisions to any forward looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.
Financial Institutions, Inc. is a financial holding company headquartered in New York State that provides banking and nonbanking financial services to individuals and businesses primarily in our Western and Central New York footprint. We have also expanded our indirect lending network to include relationships with franchised automobile dealers in the Capital District of New York and Northern Pennsylvania. Through our wholly-owned banking subsidiary, Five Star Bank, we provide a wide range of services, including business and consumer loan and depository services, as well as other traditional banking services. Through our nonbanking subsidiary, Five Star Investment Services, Inc., we provide brokerage and investment advisory services to supplement our banking business. References to "the Company", "we", "our" or "us" mean the consolidated reporting entity and references to "the Bank" mean Five Star Bank.
Our primary sources of revenue, are net interest income (predominantly from interest earned on our loans and securities, net of interest paid on deposits and other funding sources), and noninterest income, particularly fees and other revenue from financial services provided to customers or ancillary services tied to loans and deposits. Business volumes and pricing drive revenue potential, and tend to be influenced by overall economic factors, including market interest rates, business spending, consumer confidence, economic growth, and competitive conditions within the marketplace. We are not able to predict market interest rate fluctuations with certainty and our asset/liability management strategy may not prevent interest rate changes from having a material adverse effect on our results of operations and financial condition.
Our business strategy has been to maintain a community bank philosophy, which consists of focusing on and understanding the individualized banking needs of the businesses, professionals and other residents of the local communities surrounding our banking centers. We believe this focus allows us to be more responsive to our customers' needs and provide a high level of personal service that differentiates us from larger competitors, resulting in long-standing and broad based banking relationships. Our core customers are primarily comprised of households, small- to medium-sized businesses, professionals and community organizations who prefer to build a banking relationship with a community bank that offers and combines high quality, competitively-priced banking products and services with personalized service. Because of our identity and origin as a locally operated bank, we believe that our level of personal service provides a competitive advantage over larger banks, which tend to consolidate decision-making authority outside local communities.
A key aspect of our current business strategy is to foster a community-oriented culture where our customers and employees establish long-standing and mutually beneficial relationships. We believe that we are well-positioned to be a strong competitor within our market area because of our focus on community banking needs and customer service, our comprehensive suite of deposit and loan products typically found at larger banks, our highly experienced management team and our strategically located banking centers. A central part of our strategy is generating core deposits to support growth of a diversified and high-quality loan portfolio.
Branch Acquisitions
On January 19, 2012, the Bank entered into agreements with First Niagara Bank, National Association ("First Niagara") to acquire four retail bank branches in Medina, Brockport, Batavia and Waterloo, New York (the "First Niagara Branches") and four retail bank branches previously owned by HSBC Bank USA, National Association ("HSBC") in Elmira, Elmira Heights, Horseheads and Albion, New York (the "HSBC Branches"). First Niagara assigned its rights to the HSBC branches in connection with its acquisition of HSBC's Upstate New York banking franchise. Under the terms of the agreements, the Bank assumed all related deposits and purchased the related branch premises and certain performing loans. The transaction to acquire the First Niagara Branches was completed on June 22, 2012 and the transaction to acquire the HSBC Branches was completed on August 17, 2012. The combined assets acquired and deposits assumed in the two transactions were recorded at their estimated fair values as follows:
Cash $ 195,778 Loans 75,635 Bank premises and equipment 1,938 Goodwill 11,599 Core deposit intangible asset 2,042 Other assets 339 Total assets acquired $ 287,331 Deposits assumed $ 286,819 Other liabilities 512 Total liabilities assumed $ 287,331
The transactions were accounted for using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at their estimated fair values on the acquisition dates. Fair values are preliminary and in certain cases are subject to refinement for up to one year after the closing date of the acquisition as additional information relative to fair values becomes available.
The operating results of the acquired branches included in our consolidated statement of income for the nine months ended September 30, 2012 reflect only amounts from the acquisition dates through September 30, 2012, the end of the third quarter.
We acquired the loan portfolios at a fair value discount of $824 thousand. The discount represents expected credit losses, net of market interest rate adjustments. The discount on loans receivable will be amortized to interest income over the estimated remaining life of the acquired loans using the level yield method. The core deposit intangible asset will be amortized on an accelerated basis over a period of approximately nine and a half years. The time deposit premium of $335 thousand will be accreted over the estimated remaining life of the related deposits as a reduction of interest expense.
Preliminary goodwill of $11.6 million is calculated as the purchase premium after adjusting for the fair value of net assets acquired and represents the value expected from the synergies created and the economies of scale expected from combining the operations of the acquired branches with those of the Bank. All goodwill and core deposit intangible assets arising from this acquisition are expected to be deductible for tax purposes.
In anticipation of the branch acquisitions, we leveraged our balance sheet through the execution of short-term FHLB advances in order to "pre-acquire" investment securities. This strategy allowed us to purchase securities over time and carry out a dollar cost averaging strategy. Our purchase of investment securities was comprised of mortgage-backed securities, U.S. Government agencies and sponsored enterprise bonds and tax-exempt municipal bonds. The cash received at the time of closing the transactions was used to pay down the short-term FHLB advances used to fund the purchase of the investment securities.
Management Transition
In August, the Company announced a management transition resulting from the retirement of Peter G. Humphrey as President and Chief Executive Officer. As part of the transition, John Benjamin, the Company's Chairman and Interim Chief Executive Officer announced the promotion of Richard Harrison as Chief Operating Officer and Martin Birmingham as President and Chief of Community Banking, with a combined 45 years of local banking experience. Mr. Harrison and Mr. Birmingham were instrumental in the structuring, negotiating and integrating the branch office acquisitions.
Summary of Performance
Net income totaled $4.3 million for the third quarter of 2012 compared to $5.5 million for the third quarter of 2011. Net income available to common shareholders for the third quarter of 2012 was $3.9 million, or $0.28 per diluted share, compared with $5.1 million, or $0.37 per diluted share, for the third quarter of last year. Return on average equity was 6.77% and return on average assets was 0.65% for the third quarter of 2012 compared to 9.07% and 0.95%, respectively, for the third quarter of 2011.
Net income for the three and nine months ended September 30, 2012 was reduced by expenses related to the branch acquisitions. Pre-tax acquisition expenses were approximately $1.9 million for the three months ended September 30, 2012 and $3.0 million for the nine months ended September 30, 2012, consisting mainly of professional fees, computer and data processing and supplies and postage expended to facilitate the purchase of the branches.
Net income for the three and nine months ended September 30, 2012 was further reduced by expenses incurred in connection with the retirement of the Company's former President and Chief Executive Officer. Pre-tax retirement-related expenses were approximately $2.6 million for the three and nine months ended September 30, 2012, consisting of separation pay and a supplemental executive retirement plan ("SERP").
Net income for the nine months ended September 30, 2012 totaled $17.1 million compared to $17.0 million for the same period in 2011. For the first nine months of 2012 net income available to common shareholders was $16.0 million, or $1.16 per diluted share, compared with $14.2 million, or $1.09 per diluted share, for the first nine months of 2011. Return on average equity was 9.32% and return on average assets was 0.92% for the nine months ended September 30, 2012 compared to 9.95% and 1.01%, respectively, for the same period in 2011.
Net Interest Income and Net Interest Margin
Net interest income is the primary source of our revenue. Net interest income is the difference between interest income on interest-earning assets, such as loans and investment securities, and the interest expense on interest-bearing deposits and other borrowings used to fund interest-earning and other assets or activities. Net interest income is affected by changes in interest rates and by the amount and composition of earning assets and interest-bearing liabilities, as well as the sensitivity of the balance sheet to changes in interest rates, including characteristics such as the fixed or variable nature of the financial instruments, contractual maturities and repricing frequencies.
Interest rate spread and net interest margin are utilized to measure and explain changes in net interest income. Interest rate spread is the difference between the yield on earning assets and the rate paid for interest-bearing liabilities that fund those assets. The net interest margin is expressed as the percentage of net interest income to average earning assets. The net interest margin exceeds the interest rate spread because noninterest-bearing sources of funds ("net free funds"), principally noninterest-bearing demand deposits and stockholders' equity, also support earning assets. To compare tax-exempt asset yields to taxable yields, the yield on tax-exempt investment securities is computed on a taxable equivalent basis. Net interest income, interest rate spread, and net interest margin are discussed on a taxable equivalent basis.
The following table reconciles interest income per the consolidated statements of income to interest income adjusted to a fully taxable equivalent basis (dollars in thousands):


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climate change
Walking the Talk
This briefing presents the updated March 2015 Behind the Brands scorecard showing changes in both the ranking of the 'Big 10' international food and beverage companies and changes to the thematic trends.
Governments fall short at World Conference on Disaster Risk Reduction
Oxfam's reaction on the adoption of the Sendai Framework for Disaster Risk Reduction 2015-2030, a global plan that's meant to build the resilience of communities to disasters over the next 15 years and lead to bolder commitments on disaster risk reduction,
Aid to begin reaching Vanuatu's devastated outer islands today as food shortages loom
Aid should today begin to reach the hard hit southern Vanuatu islands of Tanna and Erromango, which both took the full force of the 250kmh Cyclone Pam, after rapid assessments of the islands showed absolute devastation with entire villages destroyed.
Assessment teams reach Tanna and Erromango islands in Vanuatu
Two rapid assessment teams have arrived in the two small southern Vanuatu islands hit hardest by Cyclone Pam to rapidly assess exactly what survivors of the disaster need.
Humanitarian crisis in Vanuatu in the aftermath of Cyclone Pam
Up to 90 per cent of housing in Vanuatu's capital reported to have been seriously damaged by Cyclone Pam, with still no information from the extremely vulnerable outer islands which are home to 33,000 people.
Stories of devastation from Vanuatu in the aftermath of Cyclone Pam
Stories of complete devastation are beginning to come out of Vanuatu in the aftermath of the severe tropical cyclone Pam.
Europe playing risky game with climate change targets
Today EU Environment Ministers agreed the official EU emissions reductions pledge for the United Nations climate talks in Paris at the end of the year, backing an "at least 40%" emissions reduction target and failing to provide clarity on whether loopholes could water down the offer.
Hakim Mai, an inspiring climate change fighter
Hakim Mai, a 27 year old woman living in the Punjab Province, in Pakistan, has improved the life of her family and community, thanks to a project supported by Oxfam.
Around the world, thousands of women are standing up to climate change – and to the governments and big businesses who are allowing it to destroy the world we love.
EU climate change vision lacks teeth
Today the European Commission published a Communication setting out its position towards international climate change negotiations aimed at reaching an agreement by December in Paris.


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The Bologna Performing Arts Center is pleased to announce its 20th Anniversary Season. The 2014-2015 lineup features three nationally touring Broadway productions. On Nov. 11, Broadway's feel-amazing musical comedy
Home » News and Events » Page 92
This past Sunday, 39 eager students from all areas of the state joined 10 professional artists from across the country for the 17th annual Janice Wyatt Mississippi Summer Arts Institute (MSAI) at the Bologna Performing Arts
Dr. DeGail Hadley, a Cleveland native, has shown firsthand that a commitment to learning at Delta State University can lead to a promising and meaningful career. Hadley, the East Side High School valedictorian in 2000,
The Center for Community and Economic Development at Delta State recently announced the start of its "Summer of SERVICE," with 40 VISTA summer associates participating through July. The center has received five
The Delta State University Staff Council recently honored Rhonda Loper as the May 2014 Employee of the Month. Loper began working at Delta State in October of 2012 as a research and information specialist in the office of


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- Filed Under
MURFREESBORO -- Ice and flooding have closed several Rutherford County roads.
Sheriff Robert Arnold urged drivers to stay at home unless it's absolutely necessary to get out. Roads are slick and icy. Numerous crashes occurred throughout the county.
Roads closed include Powell's Chapel slab, Stones River slab, Goochie Ford at the slab and the 1100 block of Vaught Road. ...


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The Council of Management welcomes suggestions for joint events from SUERF Members.
|03 Dec , 2015
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Artist: Oliver
Album: Miscellaneous
Genre: Rock
Jean, Jean, roses are red
All the leaves have gone green
And the clouds are so low
You can touch them and so
Come out to the meadow, Jean
Jean, Jean, you're young and alive
Come out of your half-dreamed dream
And run, if you will, to the top of the hill
Open your arms, Bonnie Jean
Till the sheep in the valley, come home my way
Till the stars fall around me and find me alone
When the sun comes a-singin', I'll still be waitin'
For Jean, Jean, roses are red
And all of the leaves have gone green
While the hills are ablaze
With the moon's yellow haze
Come into my arms, Bonnie Jean
(Jean, Jean)
Jean, you're young and alive
Come out of your half-dreamed dream
And run, if you will to the top of the hill
Come into my arms, Bonnie Jean
La, la, la, la
La, la, la, la
La, la, la, la
Writer(s): Robin Spielberg, Rod Mc Kuen
Copyright: Spobs Music Inc., WB Music Corp.
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Learn more about ION iSP0B Waverocker Wireless Speaker:
|Listen to your iPod and iPhone in the pool or at the beach!
Whether you're lounging by the water or actually in the water, the WATER ROCKER is the perfect music-playing companion. Relax in the pool as the WATER ROCKER's waterproof, ball-shaped speaker floats right by your side blasting your favorite tunes as you enjoy the sunshine. Your iPhone, iPod or other audio device stays safe on dry land, resting on the WATER ROCKER's wireless transmitter, which can be as much as 100 feet away. The WATER ROCKER's elegant shape and design make it a pleasant-looking addition to your hot tub or bath where you can use it to play soothing music as you unwind at the end of a long day.
The WATER ROCKER isn't just for iPhone and iPod. You can plug in virtually any audio source using WATER ROCKER's 1/8-inch jack. If it's a beautiful day, simply plug your TV into the WATER ROCKER and listen to the game or the news as you cool off in the pool or play with the kids outside. Plus, there's even a built-in FM radio so you can listen to your favorite stations. Throw unforgettable summer parties by giving your pool high-quality sound; one WATER ROCKER transmitter can support up to 9 additional WATER ROCKER speakers (sold separately).
WATER ROCKER puts music at your side while you enjoy the waves.
Customer Reviews of ION iSP0B Waverocker Wireless Speaker
Good idea, poorly executed! Save yourself the RMA.3/20/2012
That this would be a great replacement to my current bluetooth iPod speaker but whoever designed this missed the mark on so many levels. 1. Speaker volume inadequate for exterior use. 2. Tough to read control buttons. 3. 2 Blue lights flash in your eyes when on makiing it tougher to see control buttons. 4. Requires 6 AA batteries which will be expensive under heavy use. 5. Could not change songs on my Android phone remotely on the speaker. 6. Transmitter case will only fit iPhone without a case. Tried to use my iPod Touch and had to use upside down because the jack is on the bottom (Apple issue, make up your minds). 7. Transmitter is top heavy when device is installed and will easily tip over.


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Roddenberry's Worst Ideas
View Single Post
March 26 2013, 06:18 PM
Vice Admiral
Location: Looking for somewhere to put my urine sample down
Re: Roddenberry's Worst Ideas
KarmicCurse wrote:
Did anyone mention children on a starship? I was 11 years old when TNG premiered and even I could see it as a blatant attempt to get kids my age to tune in.
Brings to mind one of my prime complaints about Wesley.
Teens like to see people on shows who are popular, certainly within their own peer group. Wesley was largely shown to be isolated from his age group (we saw him among his peers once in ten forward). Wesley wanted to hang out with the ship's older officers.
As a draw for watchers in their mid teens through early twenties, Wesley was useless. Showing him as being "
The In Guy
,", even on just a few episodes, would have made him a lot more interesting to younger viewers.
Give him Trip's personality.
View Public Profile
Send a private message to T'Girl
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You can now invite anyone to meet at your favorite Starbucks.
Limited-time feature
39 year old man | Coppell, TX, USA | Seeking women 28-40
No man is a failure who has friends.
I am a very easy going guy who has a wide variety of interests. I have a career that I love. Family is incredibly important to me as I am the oldest of six kids and from a large extended family as well. I must admit an addiction to sports both watching and playing them. I very regularly play rugby, softball, football, golf and bike. I can get lost at a museum for the day, and nothing is more fun to me than a great night of food, wine and friends. Concerts and theatre are always a great way to spend a night as well. I am looking for an independent, driven, intelligent woman, who is warm, compassionate, and loves to try new things and have a good time.
Camping , Coffee and conversation , Business networking , Cooking , Dining out , Fishing/Hunting , Gardening/Landscaping , Hobbies and crafts , Movies/Videos , Museums and art , Music and concerts , Exploring new areas , Performing arts , Playing cards , Playing sports , Political interests , Religion/Spiritual , Shopping/Antiques , Travel/Sightseeing , Volunteering , Watching sports , Wine tasting
Baseball, Basketball, Billiards / Pool, Bowling, Cycling, Dancing, Football, Golf, Inline skating, Running, Skiing, Tennis / Racquet sports, VolleyBall, Walking / Hiking, Weights / Machines
I exercise 1-2 times per week.
I have Dogs
I have been to eight different countries and all over the United States. I have not been to New York but would love to as well as Spain, South America and Bali. I love downtown's best restaurants but am always looking for the cozy neighborhood spot
University of Illinois at Urbana–Champaign, Champaign, IL
Favorite book all time Of Mice and Men, it's the first book I remember reading that moved me. Favorite movie It's A Wonderful Life, alot of great memories tied to a great film. Music almost everything especially "alt". Rainy day cook, wine, movie.
I am a member of a few of Chicago's Museums. Love theatre and concerts. Going out to dinner at a great restaurant with great food and wine is a passion. Love all live sporting events, especially baseball. I am a very good cook and love movies.
Newspaper daily, book A Prayer For Owen Meany, Cook books Wine Books, magazines.
Z{{Cta}} {{#if HasMoreInfo}} ?{{CtaSecondary}} {{/if}}
|What he is looking for
|5'8" (172cms)
|5'4" (162cms) to 6'2" (187cms)
|Body type:
|Slender, About average, Curvy, Athletic and toned, A few extra pounds
|No preference
|Light brown
|No preference
|No Way
|No preference
|Social Drinker
|Social Drinker, Regularly, Moderately
|Retail / Food services
|No preference
|$75,001 to $100,000
|No preference
|Never Married
|Never Married
|Have kids:
|Wants kids:
|Definitely, Someday
|White / Caucasian
|Asian, Black / African descent, Latino / Hispanic, Middle Eastern, Native American, Pacific Islander, White / Caucasian
Western European mutt with strong Irish influence.
|Christian / Catholic
|No preference
I went to Catholic grammar and high school, not practicing regularly but consider myself spiritual.
|English, Spanish
|No preference
|Some college
|No preference
Fell in love with the restaurant industry while attending NEIU to become a high school English teacher. Started at U of I Champaign for pre-law.


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Enertech Expands Nuclear Actuator Offering with L.Bernard
- Details
- Published on Tuesday, 23 June 2009 12:52
Enertech, a business unit of Curtiss-Wright Flow Control Company, has signed a contract with L.Bernard, a manufacturer of nuclear qualified electric actuators for over 40 years. As part of this agreement, Enertech will promote and distribute L.Bernard actuators for the North American nuclear power market. L.Bernard's first success in the U.S. nuclear power market was the supply of electric actuators for the Shaw-Areva MOX project in South Carolina.
Source: Enertech


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33 year old woman | Philadelphia, PA, USA | Seeking men 30-40 within 30 miles
Life is a journey so live it to the fullest.
So I decided to try out this online dating. To describe myself I would say that I enjoy exploring new things. I like to meet new people as I feel that you can always learn something new. I am looking for a guy that I can just be myself with. Someone who will appreciate me when I'm silly and when I'm serious. I want a guy who loves his family, friends and doesn't mind helping people out when they are in need, even if he does not know them. I like having fun, so I'm looking for a guy who doesn't mind roller coasters, go-karts, playing pool, bowling, sports bars, etc. I feel that we only have one life to live and we should make the best of it. I am open to all races of men as I don't see color. I feel that if I am attracted to a guy it does not matter what race he is. I hope that you guys out there feel the same way about accepting people from different races. Also I like a guy who knows how to express himself through conversation. So men if you are not afraid of something different or a new challenge then maybe we can connect. Note:If you want a female who will watch sports (EAGLES), action movies and play video games with, then I'm the girl for you. Men, I don't bite. LOL
Coffee and conversation , Business networking , Dining out , Movies/Videos , Museums and art , Music and concerts , Exploring new areas , Performing arts , Playing cards , Political interests , Religion/Spiritual , Shopping/Antiques , Travel/Sightseeing , Watching sports , Wine tasting
Aerobics, Bowling, Skiing, Swimming, VolleyBall, Walking / Hiking, Yoga
I exercise 1-2 times per week.
I have Dogs
I like Cats, Fish, Horses
I have a yorkshire terrier.
Middle of the Road
The Piazza in Northern Liberties, The Continental
Eastern University, St. Davids, PA
I enjoy trying all different types of foods.
I enjoy going to plays, concerts, movies, bowling, going out to eat, games, watching movies, go kart and amusement parks
Z{{Cta}} {{#if HasMoreInfo}} ?{{CtaSecondary}} {{/if}}
|What she is looking for
|5'5" (165cms)
|5'9" (175cms) to 6'5" (195cms)
|Body type:
|Athletic and toned
|Slender, About average, Athletic and toned
|Black, Blue, Brown, Grey, Green, Hazel
|Dark brown
|Black, Light brown, Dark brown, Blonde, Dark blonde, Bald
|No Way
|No Way
|Social Drinker
|Social Drinker, Moderately
|No preference
I am a privacy and compliance analyst.
|$35,001 to $50,000
|$35,001 to $50,000, $50,001 to $75,000, $75,001 to $100,000, $100,001 to $150,000, $150,001+
|Never Married
|Never Married, Widow / Widower, Divorced
|Have kids:
|Wants kids:
|Definitely, Someday
|Black / African descent, Latino / Hispanic, Native American, Pacific Islander, White / Caucasian, Other
|Christian / Other
|Christian / Catholic, Christian / Other
|Graduate degree
|Bachelors degree
I am currently enrolled in a Master of Jurisprudence graduate degree program


text:
As of Tuesday, October 15, 2013
© Copyright 2015 Albany Herald
Do you really want to hurt me?
— Culture Club
Perhaps taking a page from the federal government's playbook, Albany and Dougherty County officials have set themselves on a course that threatens some $16 million in yearly local-option sales tax collections. More importantly, though, they've put city and county budgets in jeopardy for the next decade.
When the Georgia Supreme Court ruled last week that the state Legislature's decision to allow superior court judges to make a "baseball arbitration" determination of the division of LOST funds for undecided cities and counties unconstitutional, it set in motion a series of events that culminated with what has proven to be continued disagreement between the local city and county commissions.
Since the law under which LOST division was based was ruled null and void, the question became for 21 counties and their municipalities how they would divide the 1 percent sales tax. If the state reverted to the former LOST law in place before the Legislature changed it last year, counties that didn't have a LOST division certificate in place by Dec. 31, 2012 automatically lost the opportunity to collect the funds.
A group of attorneys appealed to the state Attorney General's office to allow for the continued collection of the taxes for counties that had not met the original deadline, and the AG convinced the Department of Revenue to allow the collections. But DOR officials said counties had until 5 p.m. Thursday to have an agreement in place or risk losing the funds.
The Dougherty County Commission, which had been seeking as much as 55 to 59 percent of the LOST funds, sent Albany officials in December a written proposal to continue the 40-60 split, with the county receiving 40 percent, that had been in place in the county for 20 years. City officials, reportedly looking for between 70 and 80 percent of the funds, did not accept the offer.
When the DOR told counties they must have a LOST distribution certificate in place by Thursday, both the Dougherty County and Albany commissions called emergency special sessions to discuss the matter. The county voted Monday to agree to a continuation of the 40-60 split for the next decade.
The Albany City Commission agreed to the 60-40 split Tuesday, but its proposal was for one year only. Ward V City Commissioner Bob Langstaff offered the alternate proposal, saying city taxpayers were unfairly subsidizing services in the county. He mentioned a study that suggested the unincorporated section of the county should pay as much as $800,000 more for fire protection to reach equity.
County Commission Chairman Jeff Sinyard balked at that claim after the city's meeting, saying, "Assuming that information is correct, it has nothing to do with LOST. The fire agreement is something separate and is in the process of being renegotiated."
City Attorney Nathan Davis said he had to "study" whether the city's alternate proposal met judicial scrutiny.
Meanwhile, at stake is more than $160 million in tax money over the next decade, a staggering amount that places city and county services and employee jobs in jeopardy. To meet the same level of service without the LOST funding, city taxpayers would reportedly face a tax millage increase between 6 and 9 percent.
Realistically, what would happen with the loss of the LOST funding would be considerable cutbacks in services and the loss of both city and county jobs.
As Sinyard ominously put it Tuesday, "We need to make sure we send the best decision to Atlanta. Having questions surrounding this issue is not a can we want to kick down the road. This is not something we want to play games with."
Email Metro Editor Carlton Fletcher at email@example.com.
More like this story
- City agrees to 60/40 LOST split, but only for one year ( October 15, 2013 )
- FLETCHER: LOST ruling leaves millions at stake ( October 8, 2013 )
- Albany-area governments to consider partnership with DOR ( January 13, 2011 )
- County says no to city's LOST proposal ( October 16, 2013 )
- CARLTON FLETCHER: Albany, Dougherty officials should move on rec complex ( November 15, 2014 )


text:
4 bed, 3 full bath, 1 half bath. Welcoming Waterford!!This truly exquisite Cornett built almost all brick two story will dazzle youMore info
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2 bed, 2 full bath. Believed to be one of the original cottages on the Henry Clay estate. Charming little home needingMore info


text:
Murder Rock (1984)
Director: Lucio Fulci Starring: Ray Lovelock Olga Karlatos
Learn more about Murder Rock:
Format: DVD
Manufacturer: Media Blasters Inc.
Sku: 202313394
Category Keywords: Crime Dancers Murder Murder Investigations
Rating: NR
See more in Sci-Fi/Fantasy
|The star of New York's ARTISTIC DANCE CENTRE lies dead in the center's shower. A large hat-pin protrudes from her bare breast...it has pierced her heart, killing her instantly. She will be the first of many dancers to die a similar death in a series of mysterious murders that will baffle New York's finest police, and lead to speculation that another dancer at the Centre is responsible. The mysterious directress, Candice, sets out to find the killer, with a little assistance from a shady male model named George, who has a hidden agenda. Ambition and jealousy...the motive. A classic ""who-done-it"" with great plot and beautiful cast.System Requirements:Running Time: 90 minutesFormat: DVD MOVIE
Editor's NoteWhen several murders start taking place at a prestigious New York dance academy, the atmosphere turns from artistic to terrifying. A dance director named Candace (Olga Karlatos) takes it upon herself to scope out who's doing the killing, and enlists a helping hand from male model George (Ray Lovelock). Keith Emerson provides the soundtrack for this cult favorite directed by Lucio Fulci.
Cast & Crew
|Claudio Cassinelli
|Cosimo Cinieri
|Olga Karlatos
|Ray Lovelock
|Augusto Caminito - Producer
|Claudio Cassinelli - Voice Of
|Cosimo Cinieri - Voice Of
|Giuseppe Pinori - Cinematographer
|Keith Emerson - Original Music By
|Lucio Fulci - Director
|Michaela Gisotti - Costume Designer
|Olga Karlatos - Voice Of
|Ray Lovelock - Voice Of
|Roberto Gianviti - Writer
|Vincenzo Tomassi - Editor
|Paolo Biagetti - Art Director
|Roberto Gianviti, et. al. - Writer


text:
Blackmore Vale Magazine list all of the writers in Blackmore Vale. If you are looking for writers in the local area then you can find a good business and deal with Blackmore Vale Magazine!
Why not list your Blackmore Vale business on Blackmore Vale Magazine?
Address: 42 Cleveland Avenue, , WEYMOUTH, DT3 5AG
Address: Old Generator House, Bourne Valley Road, POOLE, BH12 1DZ
Address: 14 Victoria Road, , Ferndown, BH22 9HZ
Address: Burton, , Christchurch, BH23 7LS
Address: Building 341 Aviation Park West, Bournemouth International Airport, Hurn, CHRISTCHURCH, BH23 6NW
Address: 13 Quaperlake Street, , BRUTON, BA10 0HF
Address: Manor Farmhouse, Swyre, DORCHESTER, DT2 9DN


text:
Rexel, Inc. Selects ProAct Technologies to Deliver Online Enrollment ProAct Benefits Enrollment Increases Efficiency and Boosts Employee Satisfaction at Leading Electrical Distributor WHITE PLAINS, NY -- (MARKET WIRE) -- 01/28/04 -- Rexel has selected ProAct Technologies Corp., provider of the most advanced, open software solutions for personalized benefits and HR communication, and decision support for employers, health plans and outsourcers, to provide online benefits enrollment for its 4,400 employees. By implementing ProAct Benefits Enrollment, Rexel, the U.S. subsidiary of Rexel S.A., the world's largest electrical parts distributor and the 4th largest electrical distributor in the United States, will reduce errors, save time for employees and HR staff, and increase employee satisfaction. "Rexel had been using paper forms for annual enrollment. The manual process was time-consuming and error prone -- it was clearly not meeting our needs," said Rick Jenkins, Director, Compensation & HRIS. "In 2002, enrollment counselors worked with each employee one-on-one in an effort to improve the process. We have over 300 locations in 29 states, so this was not a cost-effective solution. Online enrollment was the next logical step." Using ProAct Benefits Enrollment, 2003 open enrollment was significantly easier for Rexel's HR staff and for its employees. "The online process is a lot quicker and employees feel more confident that their benefits elections are accurate," Jenkins said. "Administration has been greatly simplified because all enrollment transactions are processed through ProAct Benefits Enrollment." Rexel will be implementing online enrollment for new hires and life events in early 2004. "ProAct Benefits Enrollment's event-driven self-service technology automates processes across the entire benefits lifecycle, enabling HR to serve its 'customers' more efficiently," said Tom Finstein, president and CEO of ProAct. "HR resources are freed up to focus on strategic activities such as recruitment and talent management -- and the organization reaps the benefits. This has the net effect of changing the perception of HR from a cost center to an enabler of company growth." ProAct Benefits Enrollment enables companies to bring benefits and enrollment processes into one easily managed automated framework. The product's administrative toolkit has predefined configuration capabilities that allow HR staff to modify rules or create new ones without changing application code. ProAct Benefits Enrollment is based on an industry-standard development platform, making it easy to scale the solution to handle peak volumes. A modular architecture creates a clean separation between functions, increasing system reliability. Prebuilt adapters simplify integration with existing systems. Benefits Enrollment offers easy configuration of specific rules and processes for each life and work event, including the capability to allow off-cycle enrollment for individual benefits. The product is fully J2EE compliant and runs in a standard Java environment. About Rexel Rexel is a distributor of Electrical and Datacom parts and supplies, and is headquartered in Dallas, Texas. Rexel operates over 300 branches in 28 states and the Bahamas. The company is the U.S. subsidiary of Rexel S.A., the world's largest electrical parts distributor and the 4th largest electrical distributor in the United States. The company seeks to be the leading electrical distributor in the markets it serves by providing outstanding customer service, quality products, and continuous opportunities for its employees, while producing superior long-term results. About ProAct Technologies With responsibility for managing benefits shifting from corporations to employees, companies like Agilent Technologies, CIGNA, GlaxoSmithKline, Humana, Maytag and Verizon Wireless are taking advantage of ProAct's flexible, Web-based software to deliver personalized benefits and HR information, and provide self-service enrollment and associated decision support. ProAct solutions help employers, health plans and outsourcers automate critical business functions either through its best-of-breed software for specific requirements, like delivering summary plan descriptions, or its integrated suite of products including online provider search and real-time total wealth statements. Using a common technology platform, ProAct software integrates content, data, decision support tools and transactions in a single, seamless process. And since ProAct has the most open technology to operate with industry standards from Microsoft to Linux, ProAct applications can integrate with any back end system. More information can be found at www.proactcorp.com. Contacts: Charles Epstein Backbone, Inc. (561) 470-0965 firstname.lastname@example.com Joan Honig ProAct Technologies (914) 872-8178 firstname.lastname@example.com Provider ID: 04062293
Rexel, Inc. Selects ProAct Technologies to Deliver Online Enroll
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text:
Mustard-Coated Lamb Roll
28 Oct 2009
Mustard-Coated Lamb Roll is an amazingly delicious recipe version. An easy to make recipe, you will simply find this Mustard-Coated Lamb Roll both mouth-watering and amazingly tempting.
|Leg lamb
|4 Pound, boned and rolled
|Dijon style mustard
|1⁄3 Cup (5.33 tbs)
|Soy sauce
|1 Tablespoon
|Garlic ginger
|1⁄4 Teaspoon
|Ground ginger
|1⁄4 Teaspoon
|Dried rosemary
|1 Teaspoon, crumbled
|Salad oil
|1 Tablespoon
Place meat on a rack on a roasting pan.
For coating, mix together mustard, soy sauce, garlic salt, ground ginger, rosemary, and salad oil.
Spread over roast, coating completely, and let stand at least 1 hour.
Insert a meat thermometer and roast in a 300° oven until the thermometer registers 150° for pinkish rare meat (about 1 1/2 hours) or 160° for medium well done.
Remove to a platter and carve.
Rate It
0 Comments
Mustard-Coated Lamb Roll Recipe


text:
Rugby League
Select a team
Select a competition
Dane Carlaw
Millard signs for Catalans
Wednesday 16th February 10:40
Fijian international Daryl Millard becomes third player to leave unsettled Wakefield this week
Elima to depart Dragons
Sunday 29th August 16:34
Olivier Elima will leave Catalans Dragons at the end of the season, with Bradford set to sign the second rower.
Catalans triumph in Cup thriller
Sunday 9th May 18:11
Catalans Dragons secured a Challenge Cup quarter-final slot with a dramatic 35-34 victory over Crusaders.
Carlaw blow hits Dragons
Monday 23rd February 19:23
Les Catalans have been hit with a third long-term injury as Dane Carlaw will be sidelined for six weeks.
Dragons hold off Wildcats
Monday 24th March 19:29
Catalans Dragons recorded their third successive victory with a 28-20 success at home to Wakefield Wildcats.
Wolves v Dragons: Teams
Thursday 28th February 16:34
Australian centre Matt King is back in Warrington's squad for the visit of Les Catalans on Sunday.
Our experts gives their view on what we can expect from Sam Burgess
Sam Burgess has been named on Bath's replacements bench for Friday's clash with Harlequins at the Recreation Ground and much is expected of the former rugby league star known as 'Slammin Sam'.
Warrington Wolves have used mixed martial arts to prepare for Super League 20
There's not many sports people that can teach a rugby league team how to be more physical, but the Warrington Wolves have found just the thing.
Four Nations: What do the four teams need to do to reach the final?
In the most competitive tournament since it was regularised in 2009, all four teams go into this weekend's final round-robin fixtures in the Four Nations Series with a chance of reaching the final in Wellington on Saturday week.
Experts & Blogs
Read the thoughts and opinions of Stevo with skysports.com


text:
Sign up for the Nestle Toll House Cafe Club and get a free gift on your birthday. You will also receive special offers and sneak peaks at new products and promos. You will need to enter your email at the bottom of the page here. Click here to find a Nestle Toll House Cafe location near you.
thanks for this info…


text:
The Giant Beastcast: Episode 06
Become Premium to Watch
Her Story is a bold and largely successful experiment in interactive crime fiction.
Rocksteady's gorgeous-looking third Arkham game refines its open-world format a bit and lets you drive a whole hell of a lot of Batmobile.
It's squid kids and ink blasting abound in Nintendo's exceptionally fun new online shooter.
Concept »
An abomination is either the result of a demon possessing a living human or elf,
or a undead flesh construct made from corpses sewn together.
A staple in modern shooters. They hide, crawl, creep, climb and jump, and are usually pretty weak but hard to hit.
These reanimated dragon skeletons are necromancers that patrol the Plane of Hate in honor of Innoruuk.
These zombies appear in sets of four whenever Dancing Zombie rocks out.
Mythological creatures who bring destruction with their screams. Most commonly take the form of a woman.
Created by the death embodiment Nekron and the villain Black Hand, the Black Lantern Corps. are a collective of undead heroes, villains, and supporting characters in the DC Universe.
Black Magic is one of the key types of magic in Final Fantasy games. Spells include those that deal damage, such a Blizzard and Thunder.
A large specimen with a knife and spits acid
In some games bodies will disintegrate or simply vanish a short while after death. This is done primarily to mantain a high FPS rate.
A type of undead. Bonelords are the guardians of the tombs scattered throughout Vvardenfell.
These frightfully large ghouls patrol the Plane of Fear and have the ability to root players upon contact.
A boss fight is a culminating challenge that pits the player against one or more enemies representing a greater threat and/or difficulty than those previously faced. These scenarios typically feature unique antagonists.
Brides are units in Brütal Legend, belonging to the Drowning Doom faction. They are visible from a distance due to the localized storms that hover above them.
His bucket hat makes him extremely resistant to damage.
Enemies that arrive at the surface from underground. Often this is used as a method of taking the player by surprise.
Brought to Al-Khali by the disfigured Bishop Maltheus St. Claire, their innocence were meant to protect them against the Saracen "Infidels". Instead they were massacred, and their souls now linger in eternal damnation within the walls of Jericho.
The most common enemy in Killing Floor, clots are failed clones of the dead son of the mad scientist whose grief started the nightmare in the first place.
Collective consciousness is best defined as a group or race of beings possessing no minds of their own, but act and are controlled in service of a greater overall purpose, much like ants. They make great villains!
His traffic cone headpiece makes him twice as tough as normal zombies.
The weakest and most agile of the specimens in Killing Floor.
Any resemblance between Dancing Zombie and persons living or dead is purely coincidental.
One or more events from someone's past that negatively affected them. Plenty of video game characters have such pasts.
A Deadman is an undead revenant in the Gungrave series created by science. Unless controlled by external forces, they often are capable of retaining their old personalities and thought processes from when they were alive.
Many RPGs and survival horror games have the player find diaries written by people that were slowly transforming into monsters or zombies. Somehow, they make sure to keep writing in their diary, right up until they're no longer human, so that the player can read their mindlessly violent final thoughts.
The main line of distinction between victory or failure in video games, death is the process of a biological being ceasing to be alive.
A fallen champion who has returned to life and is now undead. Not to be confused with Black Knight.
Introduced in the infamous Tomb of Horrors D&D module, a demilich is an extremely powerful variant of the magic-using undead lich.
A catch-all term for the collection of gods, monsters, and spirits that manifest in the Megami Tensei series. The English usage is derived from the Greek word "daimon," which was used to describe ethereal beings both benevolent and malevolent.
Typically naval (ocean or space) in nature, a vessel is considered derelict if it is abandoned, damaged, drifting, or otherwise inoperable. While often scavenged through, very rarely are they completely empty.
Created by the Elder Dragons, they as champions are given to posses much more significant amounts of the Elder Dragon's will. Having an intellect and greater power unlike the Elder Dragon's other minions.
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text:
Please read before selling or posting: TalkBass DB Classifieds Rules and FAQ
Welcome to TalkBass, the Premier Bass Player Community and Information Source. Register a FREE Account to post and unlock tons of features!
SOLD Superflexible Set, brand new, $100
Discussion in 'For Sale: Double Bass Amps, Strings, & Accessories' started by ctxbass, Jan 17, 2014.
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text:
Artist Irene Suchocki seems to see the world through a rosy-hued lens—though she utilizes the full spectrum in her work. A passionate traveler, she takes evocative and ethereal snapshots that double as secret doorways into her dreamy perspective.This stretched canvas photographic print is suffused with saturated color and lush detail. Yet, better than a dream, it's a work of beautiful reality.
Giclée printed gallery wrap using premium artist canvas coated with a durable UV coating. Our canvas gallery wraps use a unique structure that is durable, fully rigid, and will never stretch or sag. Each canvas gallery wrap comes ready to display with a beautifully finished black backer board and hinged hanging hardware.
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text:
Welcome! I am an Assistant Professor of English at Xavier University in Cincinnati, Ohio where I teach British literature, literature and the environment, general literature courses, and rhetoric. I can be reached by email through the Xavier website.
Courses for Spring 2015:
- ENGL 115: Rhetoric ("Eating Well" in America)
- ENLG 499: Senior Seminar (Are you happy now?)


text:
A deadly railroad crossing near the City of Lake Crystal will be getting signals and gates ahead of schedule. The crossing at Blue Earth County Road 112 was the site of a fatal accident in July of 2009. Two county employees, Todd Ziegler and Jack Baker, were killed when the dump truck they were in collided with a train. The county had been scheduled to receive federal funding for safety upgrades at the crossing in 2016, but it has now been decided that the county will pay the $250,000 cost of the upgrades now, and be reimbursed in four years. William Henry Epper of Nicollet was injured at the same railroad crossing this past June also when a train collided with his vehicle. He spent several days in the hospital following the crash.
RR Crossing Upgrade


text:
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