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Mobile Is Our Focus
The new era of mobility is here. The onslaught of mobile technologies affect every industry and organizations of all sizes. Industries are in need of a well-developed and skilled workforce that is capable of handling the breadth of mobile-related issues. Mobile Comply offers solution-based education and resources to best face the challenges of enterprise mobility.
Mobility & Connected Certifications
Mobile Comply is an international leader in mobile training and curriculum development. Our training and certifications are recognized worldwide for excellence in mobile connectivity, mobile development, application security and connected vehicle. Mobile Comply specializes in mobile implementation, related policy and regulations, how to deploy mobile devices, mobile applications, and proper security practices. In addition, Mobile Comply partners with organizations to develop customized educational content and business strategies. Our team includes writers, editors, subject matter experts, instructional designers, and trainers.
Programs at Mobile Comply help professionals build valuable skill sets and increase credibility; program completion signify an individual's understanding of requisite foundational knowledge necessary to perform tasks within their industry.
Subject Experts
Technology platforms are shifting and communication channels are being reinvented. New devices are being introduced into the market and security is continuously compromised. We employ industry leading subject matter experts in mobile with a consistent knowledge base to support you.
Course Design
Coursework is developed by clearly defined subject goals and objectives through collaboration with our subject matter experts and expert course designers. Content, layout, and interactive excercises engage student focus to maximize subject retention.
The majority of our trainers are professionals within the subject they instruct; students benefit from the extra layer of expertise and real-world application our trainers provide. Technology's nature is one of rapid evolution, our classes stay at the forefront of the industry best standard, trends and innovation.
The Mobile Comply Certification Programs ensure the technical competence of professionals through a tangible measurement of skills and knowledge. The Mobile Certifications take professionals beyond training by providing an objective measurement of a professional's knowledge and skills.
Our publications bring first-in-class mobility content to the connected professional community. Our award winning texts and certification guides are specific to mobile technologies and content including over-the-air technologies, wireless networking, mobile device management, mobile programming, policy and security.
Custom Programs
Are you creating an internal mobile certification for your company? Do you want to bring mobility training to your department? We work with CIOs, CTOs, IT department heads and Human Resources to help map a strategic action plan for your certification and training needs.


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HSBC "lift" by Grey London
Agency: Grey London
Rating: 5.0
By Maisie McCabe, campaignlive.co.uk, Thursday, 28 October 2010 08:00AM
The Dixons work landed gold for the agency in the Individual Press and Outdoor, sponsored by Clear Channel, Campaign categories.
Wieden & Kennedy Amsterdam won Gold in the Individual TV and Cinema category, sponsored by Yellow Boat Music, for its Nike's "Write the future" ad, which formed part of Nike's activity around the World Cup.
A gold award for Digital Campaign, sponsored by Cogs Agency, went to Abbott Mead Vickers BBDO for its "Choose a different ending" campaign to raise awareness of the risks of knife crime for The Metropolitan Police.
DDB UK won gold in Individual Digital for its "Parallel lines" activity for Philips while Leo Burnett won gold in Integrated Campaign for the "House of cards" campaign for homeless charity Shelter.
Publicis London won gold in Direct Campaign, sponsored by Royal Mail, for the British Army recruitment ad "Start thinking soldier" for the British Army while the special Arden Award went to Rainey Kelly Campbell Roalfe/Y&R for its Camden Town Unlimited work.
The awards were made in front of an audience of more than 700 at London's Grosvenor House. Damon Collins, the chairman of the Big Awards jury and executive creative director at Rainey Kelly Campbell Roalfe, said the judges looked for the "biggest and freshest ideas".
This article was first published on campaignlive.co.uk
Before commenting please read our rules for commenting on articles.
If you see a comment you find offensive, you can flag it as inappropriate. In the top right-hand corner of an individual comment, you will see 'flag as inappropriate'. Clicking this prompts us to review the comment. For further information see our rules for commenting on articles.
Agency: Grey London
Rating: 5.0

subset: commoncrawl


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by Jessica Goldstein Posted on November 6, 2014
The newest trailer is out today! Enjoy having the song stuck in your head forever.
by Jack Jenkins Posted on August 1, 2014
Moses, Noah and Jesus probably weren't white. Why do we keep casting white guys to play them in movies?
by Jessica Goldstein Posted on July 23, 2014
This movie is going to be so good.
by Jessica Goldstein Posted on July 9, 2014
In praise of keeping movie stars out of movie advertisements.
by Zack Ford Posted on October 7, 2013
The new documentary Valentine Road tells the story of the shooting of Lawrence "Larry" King by his classmate Brandon McInerney and the complex circumstances that impacted both boys' lives.
by Alyssa Rosenberg Posted on June 18, 2013


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- Price: $139.00
- Exclusive Price: $1100.00
Flower Online osCommerce Template 21059
osCommerce 2.2 RC2a Template that was composed by our webmaster artist Di.
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Description, Sources, Software & Requirements
This OSCommerce flower store template has a solid white background and uses mainly yellow, pink, black, and gray. There is a utility bar on top containing a currency exchange drop-down, language selection flag icons, and shopping cart status. Under the tool bar is a banner image that spans the width of the template. The banner can easily be customised or replaced with your own banner. The included banner has a yellow background and a red and yellow flower on the right side and the words "Flower Store" on the left in red and black text. Under the banner there is a black navigation bar with yellow links for Home Page, New Products, Specials, My Account, and Contact Us. The content section of the template is split into two main columns, a thin sidebar and a three by two product grid. Each block in the sidebar has a pink title bar with white title text and rounded corners. The first block is a category list with gray links and pink list item bullet icons. The last block in the sidebar is a special item showcase which includes a black item title, small thumbnail image, and black price links beside the image. The each cell of the product grid has a light yellow background and red text for the title bar, followed by a medium thumbnail image on the left side, and red price text above yellow and gray details and add to cart buttons on the bottom. The footer is a light gray bar with rounded corners, Paypal, Visa, and Mastercard logos on the left, and black link text on the right side. Flower Online osCommerce Template 21059 has a width of 980 pixels and is available in the following sources: .PSD, and .PHP. Software required includes Winzip 9+ (Windows) or Stuffit Expander 10+ (Mac) for uncompressing .zip files, Adobe Photoshop CS+, Adobe Dreamweaver 8+ (or any php-editor), Apache Only (on Unix/Freebsd/Linux/Windows), and Hosting with PHP5x and MySQL5x. It has had a total of total of 4 downloads since it first appeared.


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Prices, specials, features and availability subject to change.
Convenient Shopping, Restaurants, and Schools...
Don't miss out on this great location. Call John for details on availability or email him
Lease Terms: 3, 6, and 12 months. Security Deposit: $500. Pet Policy: cats only, $20/month pet rent per cat, $300 non-refundable pet fee.
Cats Allowed. Call for service animal policy.
51 units
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I have been helped quickly and when I couldn't be helped (power outage) it was explained to me.
April 11, 2014
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InMotion Property Management
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Skip to Main Content
IEEE membership options for an individual and IEEE Xplore subscriptions for an organization offer the most affordable access to essential journal articles, conference papers, standards,
eBooks, and eLearning courses.
Learn more about:
IEEE membership
IEEE Xplore subscriptions
Distributed sensor networks (DSNs) consisting of many small, low-cost, spatially dispersed, communicating nodes have been proposed for many applications, such as area surveillance and environmental monitoring. Trends in integrated electronics, such as better performance-to-cost ratios, low-power radios, and microelectromechanical systems (MEMS) sensors, now allow the construction of sensor nodes with signal processing, wireless communications, power sources and synchronization, all packaged into inexpensive miniature devices. If these devices can be easily deployed and self-integrated into a system, they promise great benefits in providing real-time information about environmental conditions. Intelligent sensor nodes function much like individual ants that, when formed into a network, cooperatively accomplish complex tasks and provide capabilities greater than the sum of the individual parts. The paper discusses several technical challenges that must be overcome to fully realize the viability of the DSN concept in realistic application scenarios.
A not-for-profit organization, IEEE is the world's largest professional association for the advancement of technology.© Copyright 2015 IEEE - All rights reserved. Use of this web site signifies your agreement to the terms and conditions.


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Get ready for an adventure in the Green Faux Fur Cape Women's Costume. This luxurious green cape is floor length with a faux fur trim and faux fur lined hood, so you can keep warm no matter what you Halloween plans are.
Save the day when you wear the Green Superhero Kit. Features a green mask and matching cape, pair with a jumpsuit or dress (sold separately).
You'll be asking for someone to take you to their leader when you decide to dress in this Grand Alien Adult Mens Costume. The black and green robe comes complete with a matching cape and collar along with an elaborate animotion alien mask and character hands.
Taunt and haunt Dorothy and her friends on Halloween when you decide to dress in this officially licensed Wizard of Oz Wicked Witch adult womens costume. The black dress features an attached cape and green accents, complete with a matching pointy witch hat.
There's no need for the bat signal when you show up in this sexy and officially licensed Batman Robin Corset adult womens costume. Leave the sidekick title behind and slip on this red corset with removable garters, complete with green skirt, yellow choker cape and black eye mask.
Metallic green officially licensed Batman Robin Caped Panties include yellow lace-up printed front, signature "R" logo and small attached cape in the back. Wear it under your costume or perhaps just create a sexier version! Even the joker won't be able to resist you!
Enchantingly embark on a mission to save Arendelle in the Officially Licensed Anna Coronation Gown Child Costume. Wear Princess Anna's beautiful green and teal colored dress with black bodice. Don't forget your lush satiny red cape with snowflake detail to keep you warm on all your adventures.
Forget about being Batman's sidekick - you'll be the main attraction when you rock this cute and officially licensed Robin tween costume. The red, green, black and gold ensemble comes complete with dress, cape, belt, eye mask and glovelettes. Practice your superhero skills this Halloween!
Let your intentions be known on Halloween when you wear the officially licensed Star Wars Boba Fett child costume. The yellow, green and gray, highly detailed screen printed jumpsuit features a cape and comes complete with green character helmet mask.
…commands you will on Halloween dressed in this Queen Guinevere Child Costume. It's not out of line if you're just playing the part! Costume includes faux velour teal green gown with silver detail, detachable sheer cape, matching tied belt, and a crown as every queen should wear upon her royal head.
America's favorite sidekick is back in the Officially Licensed Robin Caped Costume T-Shirt. If you want to roll as Robin this Halloween, rock this red t-shirt with armor muscle detail, yellow belt, green "R" emblem and black flowing cape.
You'll be one dynamic sidekick in the Officially Licensed Robin Caped Crop Top. Features a long-sleeved crop top with red bodice and green sleeves, Robin emblem and yellow cape.
This sidekick will be ready in a flash in the Officially Licensed Robin Hooded Caped Sleep Tank Women's Costume. Wear this red, green and yellow sleep tank with "R" Robin logo and cape into the wee hours.
…Wonderland ready in the Yuletide Gent Adult Costume! Get your caroling voice in tip-top shape, or at least look caroling ready in this lux bottle green velvet jacket with a red and green vest and attached cape. Keep toasty warm with an ascot style satin necktie, fringed scarf and handsome top hat.
Start your superhero costume off right when you use this officially licensed Batman Robin Adult Corset. Sexy red, green and yellow garment features a faux lace-up front and detachable yellow cape.
Team up with the caped crusader when you decide to sport this officially licensed Robin Lace-Up Tube Top. Red, green, yellow and black top features character print and a lace-up back!
Join forces with superheroes when you wear this officially licensed Teen Titans Robin child costume. The green, red, yellow and black jumpsuit features a muscle chest and comes complete with boot tops, a cape, a belt and a character eye mask.


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AMORY – For the second year in a row, four Monroe County football teams got to see how they measured up against a host of other teams at this year's Amory Iron Man Shootout. Host Amory, Aberdeen, Hamilton and Hatley all competed in the tournament, which combined 7-on-7 action with a competition for each school's […]
Amory Shootout gives football teams early measuring stick
Voter registration ends Saturday
With the Aug. 4 primary election approximately one month away, the deadline to register to vote in the election is July 4. The Monroe County Courthouse will be closed Friday, July 3, but will be open from 8 a.m. until noon Saturday for anyone wishing to register to vote in this election. Those mailing in […]
Gas leak forces evacuation in Amory
AMORY – At approximately 9:30 a.m. this morning a high pressure gas line behind El Rey Mexican Restaurant was ruptured by a contractor requiring a 3 block evacuation. "Due to wind conditions and the nature of the leak, the neighborhood was evacuated and traffic was blocked from Main Street down to 6th Street," said E911 […]
Mayor urges patience during interactive fountain construction
AMORY – Activity has begun to pick up in the past couple of weeks at Frisco Park. In response to the construction of the park's interactive fountain, Mayor Brad Blalock urges residents to continue to be patient with the city as progress is being made. "Although it may seem like no work is being done […]
Amory Main Street ringing in the Fourth one day early
AMORY – Even though weather has twice postponed a touch-a-truck event planned by Amory Main Street in previous months, the event has swelled into more of an Independence Day celebration. The July 4th on the 3rd Celebration will be held July 3, from 10 a.m. until 2 p.m. at the Pea Patch and ball fields […]
Panthers take pair of games at NEMCABB
NEW ALBANY – For the second year in a row, the Amory Panthers made a deep run through the summer NEMCABB tournament, beating Corinth and East Union to reach the quarterfinals. On Tuesday, the Panthers pounded out 13 runs in a 13-4 route of East Union, while they had 10 hits in 6 innings of […]
Amory representative in Miss Mississippi pageant
VICKSBURG – Three of the 30 Miss Mississippi 2015 pageant contestants last week had Amory ties. Even though none of the three were crowned as Miss Mississippi or one of the alternates, Miss Tombigbee Alivia Roberts was among the top 11 finalists. Typically the top 10 advance, but there was a tie. Roberts won the […]
Aberdeen shows its patriotism and its pride for Acker Park
ABERDEEN – With the red, white and blue waving at its entrance, Acker Park welcomed the flow of Aberdeen Main Street's Fourth of July parade June 27 for a dedication ceremony. The event balanced the past, present and future on two fronts as veterans of the Korean and Vietnam wars were honored, and the public […]
Texting while driving, inspection sticker abolishment among new state laws
A long list of bills were signed into law earlier this year after action on the House and Senate floors in Jackson that go into effect July 1. Among a list of changes and amendments, two of the most noticeable are geared towards those behind the wheel of a motor vehicle. House Bill 389, which […]
Reader Participation:
- Parade, park dedication celebrate Fourth of July June 26, 2015
- Tigers edged out late by Commodores June 30, 2015
- Texting while driving, inspection sticker abolishment among new state laws July 1, 2015
- Aberdeen shows its patriotism and its pride for Acker Park July 1, 2015
- Amory representative in Miss Mississippi pageant July 1, 2015
- Amory Shootout gives football teams early measuring stick July 2, 2015
- Voter registration ends Saturday July 2, 2015
- Gas leak forces evacuation in Amory July 2, 2015
- Mayor urges patience during interactive fountain construction July 2, 2015
- Amory Main Street ringing in the Fourth one day early July 2, 2015
- Linda: These folks were operating in Nashville several ye...
- Ty: If what the writer said were true,minor traffic st...
- Ray Van Dusen: That contact number is 640-2043. Have a blast if y...
- KMyhand: Any contact information or details on how to book ...
- Johndoe: Does Glen Bingham even live in AMory....I thought ...
Local Resources
Monroe County, MS
City of Aberdeen
City of Amory
Monroe County Chamber of Commerce
Tombigbee Regional Library
Nettleton Dentist
Divorce Attorney
Social Security Disability Attorney
Bankruptcy Attorney
Auto Accidents Attorney
Tupelo Attorney
Southaven Attorney
Mayfield Law Firm
Thames Family Dentistry


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'Arrested Development' Vets Bring Religion to FOX
According to
Howard originally generated the idea of a guy who starts a religion in his garage and went to Tatham to write the pilot script, which will be produced through 20th Century Fox TV and Imagine TV.
Tatham reportedly began writing the script this week, changing the founding location for the central religion from the guy's garage to his back porch.
Before going to work on "Arrested Development," Tatham's credits included "Full House" and "Less Than Perfect." He's currently serving as co-executive producer on "


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Wish Upon a Star: A Tribute to the Music of Walt Disney
by Jenny Oaks Baker
Product Description
Acclaimed classical violinist Jenny Oaks Baker joins Emmy-award-winning composer Kurt Bestor to create a memorable and entertaining album adapted from classic Disney favorites. This album will prove to be a favorite among generations who grew up with these Disney classics and children who are now discovering them for the first time. No family's music collection is complete without Jenny Oaks Baker's new album.
Track list
A Spoonful of Sugar
Chim Chim Cher-ee
Step in Time, Feed the Birds
Let's Go Fly a Kite
Product Details
By Dianna, Submitted on 2015-02-25
Jenny has created another wonderful CD. her talents take the Disney princess music to a level of WOW. Thank you Jenny for sharing your talents.
By Alethea, Submitted on 2015-02-25
I absolutely love this cd. Whenever I need a break this is what I listen to. It's very soothing. It's great to hear all these Disney songs on one cd. I'd recommend this cd to everyone of all ages.
By Steven, Submitted on 2015-02-25
The brilliant Jenny Oaks Baker has found the perfect musical vehicle. Young, accomplished and musically daring, this virtuosic tour-de-force takes on some of the most beloved of Disney's music. At times playful, and at other times somber, Jenny accompanied by a well-matched orchestra pulls at the heartstrings of our collective musical childhood. Bravo Jenny! We will be looking forward to much more.


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Le Dîner à San Francisco 2015
- Food & Drink
- San Francisco
San Francisco 2014 Data Privacy Day Town Hall & Breach Readiness Workshop
The Online Trust Alliance (OTA)
Thursday, January 30, 2014 at 8:00 AM (PST)
Attend OTA's 2014 Data Privacy Day Town Hall to learn and network with leaders in data privacy, security and breach readiness and response. Help make data privacy and protection part of your brand value while getting an update on the evolving regulatory landscape. The program includes a networking breakfast and a series of engaging panel discussions. Attend and connect 1:1 with the FTC, Secret Service FBI, State Attorney General Office's and others discussing the latest in security, privacy and data protection best practices.
Is your company at risk of becoming the next Target? Join the afternoon workshop to develop an effective breach readiness plan. Attendees will partipcate in a breach response exercise, while reviewing best practices, examples and prescriptive guidance from the experts.
SPEAKERS: (Bios https://otalliance.org/events/2014DpD/DpDspeakers.html)
* IAPP CPE Credits - International Association of Privacy Professionals may qualify for up to 6 CPE credits. Registration fees are not refundable, but may be transferred at no-charge to another employee of the same company upon request a minimum of 48 hours prior to the event.
OTA's mission is to enhance online trust, while promoting innovation and the vitality of the internet. Founded in 2005, OTA's goal is to help educate businesses and policy makers, developing best practices to enhance the protection of users' security and privacy. OTA supports collaborative public-private partnerships, benchmark reporting, meaningful self-regulation and data stewardship. https://otalliance.org
In order to purchase these tickets in installments, you'll need an Eventbrite account. Log in or sign up for a free account to continue.


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Visit Edmunds.com for a complete listing of local car dealerships in West Columbia, South Carolina. Find the best deal on your next vehicle with online discount price quotes on car, truck, SUV, and minivan models. With the ability to compare prices on new and used vehicles in West Columbia, Edmunds.com makes the car buying process convenient and cost-effective. Search for car dealerships in West Columbia, South Carolina with our comprehensive dealership network and avoid the common hassles associated with car shopping.
Non Display Review Name "Just bought a new Toyota Avalon. The salesman, Tim K, was extremely friendly and not a bit pushy. Everyone else I dealt with was great also. Since it "... Read more Review by: m7bfd
Non Display Review Name "Buying my car from Honda of Columbia was e-a-s-y! Not only did they give me the lowest quote around, but their sales team was great to work with." Read more Review by: kvs103


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Former Food Network producer David Page is suing the Food Network for breach of contract after they let him go from Guy Fieri's hit show "Diners, Drive-ins and Dives." The network filed a countersuit against Page, alleging he mistreated employees. What's the truth? Well, Minneapolis' City Pages wrote a lengthy piece examining the facts of the lawsuit and it portrays Fieiri as a control freak who took significant liberties on the set and acted racist, sexist and homophobic on occasion.
Among the most controversial quotes from the article:
"You have to protect Guy from all of his poop jokes," Page says. "Anytime any woman mentioned 'cream,' Guy went into a sexual riff. When cutting the show, you had to tell the editors to watch Guy's eye line, because it's always on breasts."
"Guy had decided that the two men running the restaurant were life partners," Page remembers. "He said, 'You can't send me to talk to gay people without warning! Those people weird me out!'"
"They were demanding tremendous research from my people, and pictures, but they didn't want to pay for them," Page says. "Guy said to me: 'You know, it's true: Jews are cheap.'"
What do you make of the allegations? Read the rest of the article for more details.
Image Sources:
October 14, 2011
GF is such a complete douche.
Related Articles
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- Guy Fieri Teams with Matthew McConaughey for 'Diners, Drive-Ins and Dives'
- Coca-Cola Turns Bogota Rush Hour Into Drive-In Movie
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- Guy Fieri to Open 15 College Campus Restaurants
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Tools for Continuous Quality Improvement
Continuous quality improvement (CQI) is the process-based, data-driven approach to improving the quality of a product or service. It operates under the belief that there is always room for improving operations, processes, and activities to increase quality.
In 2005, many stakeholders—including leaders and participants in CQI initiatives and evaluation efforts—joined in a national effort to advance the science of CQI research and improve our ability to evaluate programs that employ a CQI strategy to improve health and health care.
We share the results of RWJF investments to advance this field. We hope that you will download the tools we have supported, forward the commentaries presented here, and report back to us about whether these have been helpful and/or request additional tools to facilitate your research.


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There is considerably more interest in Grain Sorghum or milo production in Mississippi this year. Fortunately, Mississippi State University also conducted Grain Sorghum Hybrid Trials this past year for the first time in several years, so we are very happy to have some good local data to base sorghum hybrid selection decisions. Here is a link to the MSU Grain Sorghum Hybrid Trial data: http://msucares.com/pubs/crops3.html#sorghum
As always, our University Variety Trials are based upon voluntary participation, so please encourage our seed partners to submit sorghum hybrids for evaluation in the MAFES Variety Testing Program.
Additional hybrid performance data is available from the University of Arkansas Variety Testing Program (http://www.arkansasvarietytesting.com/) and the LSU AgCenter Hybrid Trials(http://www.lsuagcenter.com/en/crops_livestock/crops/Sorghum/Variety+Trials++Recommendations/).
Those grain sorghum hybrids yielding consistently well above the mean in Mississippi's trials as well as the adjoining states dryland trials noted above include:
Dyna Gro 765B
Pioneer 84P80
Pioneer 84G62
Terral REV 9782


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The San Francisco 49ers will head to Baltimore to play the Ravens on the night of Thanksgiving as the NFL Network will showcase both teams on Thursday night football.
The NFL week 12 odds for this game opened with the Baltimore Ravens as 3.5 point favorites. That was quickly bet down to three points as the public are jumping on the 49ers at a 60% clip. This is not surprising as the 49ers are considered to be the second best team in the NFC this year, if not the NFL.
ESPN analyst Trent Dilfer suggested that if the 49ers win this game that they will indeed be the second best team in the NFL behind the Green Bay Packers. The 49ers have had some success coming to the East Coast this year, but this game will be different.
San Francisco 49ers head coach Jim Harbaugh, who will be squaring off with his brother and Baltimore Ravens head coach John Harbaugh in Week 12, said he appreciates being part of a special first featuring siblings on opposite sidelines as head coaches. However, Jim Harbaugh believes his team got the short end of the straw for having to travel cross-country on a short week. 'I definitely think it was very considerate of the NFL to reunite the brothers on Thanksgiving. I think that's going to be very difficult for our team,' Harbaugh said. 'There's no question that we drew the short end of the straw on this one.'
It is quite obvious that the 49ers are not happy about coming on the road for this game and expect a flat 49ers team to take the field. The Ravens on the other hand will be home and ready to go. After a big divisional win without linebacker Ray Lewis, the Ravens are riding high and will have the luxury of being at home for this primetime matchup.
The NFL trends indicate a play on the favorites. The 49ers are 7-22-4 ATS in their last 33 games following a win of more than 14 points, 2-6-3 ATS in their last 11 games as a road underdog of 0.5-3.0, and 1-7-2 ATS in their last 10 games as an underdog of 0.5-3.0. The Ravens are 15-5-2 ATS in their last 22 games after scoring more than 30 points in their previous game, 10-4-1 ATS in their last 15 games as a home favorite of 0.5-3.0, and 48-23-2 ATS in their last 73 games as a home favorite overall.
The Ravens will be primed and ready to go for this big game. These teams are similar in the style of play, but the edge on talent belongs to the Ravens.
NFL Week 12 Predictions: Baltimore Ravens -3
Other NFL Week 12 Picks and Predictions:
Green Bay Packers vs. Detroit Lions
Miami Dolphins vs. Dallas Cowboys


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March 13, 2013
Special photo
Members of Riverdale High School's Exquisite Ladies ambassadors group take part in the school's promotional video along with the school's Gentlemen of Quality group.
Stories this photo appears in:
Riverdale High alum produces promotional video
Michael Macon, 33, is filming a promotional video to highlight the positive things at Riverdale High School.
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Reg. $69.50
Sale! $17.97
Soft and comfortable 100% cotton interlock jersey knit. Machine wash. Imported.
Additional Sizes:
Color : Select Swatch Below
We have hand selected products to match the product above.
(based on 7 reviews)
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Love this shirt
By Bruce
from Prairie Village, KS
About Me Comfort-oriented
Comments about Jos. A. Bank Executive Short-Sleeve Interlock Polos:
I am please dwith the cotton interlock polo shirts at Jos A Bank. They are comfortable, and fit perfectly.
Bottom Line Yes, I would recommend this to a friend
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Well made. Soft to the touch.
By $wise Woman
from San Antonio, tx
About Me Comfort-oriented, Conservative
Purchased this for my husband. Loved the way the fabric felt and the fit!
(1 of 1 customers found this review helpful)
Fantastic Shirt
By WChadwick
from Dallas, TX
About Me Conservative, High-end shopper, Stylish
The quality of fabric and consruction of this shirt are fairly un-surpassed! I have been a Polo Ralph Lauren polo shirt devotee since being in college, and can absolutely say this shirt surpasses RL on several levels ... comfort, fit, weight, colorfast-ness, and durability. This shirt does, however, run about a half size larger than tagged. The XL, for me, fits more like and XXL from other design portfolios for like item.
quality, perfect fit
By Frank
from johnston, RI
About Me Comfort-oriented, Practical, Stylish
leisuregreat fit, excellent colors
cotton polos
By Florida resident
from Deerfield Beach, FL
I ordered 5 of these polos--in different colors. Now, having worn & washed them a couple of times, the colors remain vibrant, the cotton soft, the fit & shape remain intact.
great shirt
By jimbo
from minnesota
About Me Practical
Washes very well, cool and comfortable.
Great value when on sale
By Larry
from Kansas City
About Me Comfort-oriented, Conservative, Practical, Stylish
Great value by Jos A. Bank when they put them on sale. high quality great price
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Strand - Cap-toe Lace-up Oxford Men's Dress Shoes by Allen Edmonds
- Leather sole men's lace-up oxford dress shoes
- Cap-toe balmoral premium dress shoes with perforated brogue styling
- Lined premium calfskin leather upper
- Part of the Timeless Classics Collection of premium men's shoes
- Single oak leather sole
- 360 degree Goodyear welted construction (learn about our 212 steps of Craftsmanship)
- Manufactured on the welted 65 Last (learn all about lasts)
- This shoe is eligible for our full Recrafting service (learn about Allen Edmonds legendary shoe Recrafting)
- Proudly made in the USA at our Port Washington, Wisconsin factory
The Strand is Allen Edmonds CEO & President Paul Grangaard's favorite style! The relationship began in the early 1980s when, as a newly-minted banker eager for overseas experience, he had the good fortune of being transferred to Frankfurt, Germany. Given his age, inexperience and the language challenge inherent in the job, he was looking for a "credibility-enhancer" and some needed gravitas. So he bought his first pair of this distinctly American version of the classic senior executive's cap-toe brogue. When he became head of Allen Edmonds in 2008, Paul made sure they were one of the first styles reintroduced in the Timeless Classics Collection. Built on the 5-Last, these balmorals are full of personality, thanks to an array of impressive perforations plus a striking medallion on the cap toe. Perfectly complementing its design elements is this model's orderly and architectural form, which effortlessly conveys an air of achievement as well as refined elegance. This means, just as it did for Paul, that when you put on a pair of Strands, you'll elevate your game at the same time.


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REO #____________________ Countrywide Home Loans, Inc. REAL ESTATE PURCHASE ADDENDUM This Real Estate Purchase Addendum ("Addendum") is to be made part of, and incorporated into, the Real Estate Purchase Contract dated ____________________, 20___ ("Contract") between ("Seller" and the term "Seller" shall also include Countrywide Home Loans, Inc.) and ("Buyer") for the property and improvements located at the following address: ("Property"). Buyer and Seller may each be referred to herein as a "Party" and collectively as the "Parties." The Contract and this Addendum together constitute the "Agreement". The Seller and the Buyer agree as follows: 1. LIMITATION OF SELLER'S LIABILITY AND BUYER'S WAIVER OF IMPORTANT RIGHTS: BUYER UNDERSTANDS AND ACKNOWLEDGES THAT SELLER HAS ACQUIRED THE PROPERTY THROUGH FORECLOSURE, DEED-IN-LIEU OF FORECLOSURE, OR SIMILAR PROCESS, SELLER HAS NEVER OCCUPIED THE PROPERTY, AND SELLER HAS LITTLE OR NO DIRECT KNOWLEDGE ABOUT THE CONDITION OF THE PROPERTY. BUYER AGREES THAT BUYER IS BUYING THE PROPERTY "AS IS" (AS MORE FULLY SET FORTH IN SECTION 13 OF THIS ADDENDUM). NOTWITHSTANDING ANY PROVISION TO THE CONTRARY IN THE AGREEMENT, SELLER'S LIABILITY AND BUYER'S SOLE AND EXCLUSIVE REMEDY IN ALL CIRCUMSTANCES AND FOR ALL CLAIMS (AS THE TERM IS DEFINED IN SECTION 26 OF THIS ADDENDUM, AND ALL REFERENCES IN THIS ADDENDUM TO "CLAIMS," "CLAIM," "Claims," or "Claim" SHALL HAVE SUCH MEANING) ARISING OUT OF OR RELATING IN ANY WAY TO THE AGREEMENT OR THE SALE OF THE PROPERTY TO BUYER INCLUDING, BUT NOT LIMITED TO, SELLER'S BREACH OR TERMINATION OF THE AGREEMENT, THE CONDITION OF THE PROPERTY, SELLER'S TITLE TO THE PROPERTY, THE OCCUPANCY STATUS OF THE PROPERTY, THE SIZE, SQUARE FOOTAGE, BOUNDARIES, OR LOCATION OF THE PROPERTY, ANY COST OR EXPENSE INCURRED BY BUYER IN SELLING A CURRENT OR PRIOR RESIDENCE OR TERMINATING A LEASE ON A CURRENT OR PRIOR RESIDENCE, OBTAINING OTHER LIVING ACCOMMODATIONS, MOVING, STORAGE OR RELOCATION EXPENSES, OR ANY OTHER COSTS OR EXPENSES INCURRED BY BUYER IN CONNECTION WITH THE AGREEMENT SHALL BE LIMITED TO NO MORE THAN: (A) A RETURN OF BUYER'S EARNEST MONEY DEPOSIT IF THE SALE TO BUYER DOES NOT CLOSE; AND (B) THE LESSER OF BUYER'S ACTUAL DAMAGES OR $5,000.00 IF THE SALE TO BUYER CLOSES. BUYER SHALL NOT BE ENTITLED TO A RETURN OF BUYER'S EARNEST MONEY DEPOSIT IF BUYER MATERIALLY BREACHES THE AGREEMENT. BUYER AGREES THAT SELLER SHALL NOT BE LIABLE TO BUYER UNDER ANY CIRCUMSTANCES FOR ANY SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES WHATSOEVER, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), OR ANY OTHER LEGAL OR EQUITABLE PRINCIPLE, THEORY, OR CAUSE OF BUYER (Initials)________________ -1- SELLER (Initials)_______________ Revised 3/06 ACTION ARISING OUT OF OR RELATED IN ANY WAY TO ANY CLAIM, INCLUDING, BUT NOT LIMITED TO, THE AFOREMENTIONED CLAIMS. ANY REFERENCE TO A RETURN OF THE BUYER'S EARNEST MONEY DEPOSIT CONTAINED IN THE AGREEMENT SHALL MEAN A RETURN OF THE EARNEST MONEY DEPOSIT, LESS ANY ESCROW CANCELLATION FEES APPLICABLE TO THE BUYER UNDER THE AGREEMENT AND LESS FEES AND COSTS PAYABLE FOR SERVICES AND PRODUCTS PROVIDED DURING ESCROW AT THE BUYER'S REQUEST. TO THE FULLEST EXTENT PERMITTED BY LAW THE BUYER WAIVES ANY CLAIMS THAT THE PROPERTY IS UNIQUE AND THE BUYER ACKNOWLEDGES THAT A RETURN OF ITS EARNEST MONEY DEPOSIT CAN ADEQUATELY AND FAIRLY COMPENSATE THE BUYER FOR ALL CLAIMS. UPON RETURN OF THE EARNEST MONEY DEPOSIT TO THE BUYER, THE AGREEMENT SHALL BE TERMINATED, AND THE BUYER AND THE SELLER SHALL HAVE NO FURTHER LIABILITY, OBLIGATION, OR RESPONSIBILITY TO EACH OTHER IN CONNECTION WITH THE AGREEMENT. IF THE SALE TO BUYER CLOSES AND SELLER COMPENSATES BUYER AS PROVIDED ABOVE FOR BUYER'S ACTUAL DAMAGES, IF ANY, THEN THE BUYER AND THE SELLER SHALL HAVE NO FURTHER LIABILITY, OBLIGATION, OR RESPONSIBILITY TO EACH OTHER IN CONNECTION WITH THE AGREEMENT. SELLER'S LIMITATION OF LIABILITY AND BUYER'S WAIVERS PROVIDED IN THE AGREEMENT ARE A MATERIAL PART OF THE CONSIDERATION TO BE RECEIVED BY THE SELLER UNDER THE AGREEMENT AS NEGOTIATED AND AGREED TO BY THE BUYER AND THE SELLER. THE BUYER FURTHER WAIVES THE FOLLOWING, TO THE FULLEST EXTENT PERMITTED BY LAW: (A) ALL RIGHTS TO FILE AND MAINTAIN AN ACTION AGAINST THE SELLER FOR SPECIFIC PERFORMANCE; (B) RIGHT TO RECORD A LIS PENDENS AGAINST THE PROPERTY OR TO RECORD THE AGREEMENT OR A MEMORANDUM THEREOF IN THE REAL PROPERTY RECORDS; (C) RIGHT TO INVOKE ANY EQUITABLE REMEDY THAT WOULD PREVENT THE SELLER FROM CONVEYING THE PROPERTY TO A THIRD PARTY BUYER; (D) ANY CLAIMS ARISING FROM THE ADJUSTMENTS OR PRORATIONS OR ERRORS IN CALCULATING THE ADJUSTMENTS OR PRORATIONS THAT ARE OR MAY BE DISCOVERED AFTER CLOSING UNLESS SUCH CLAIMS ARE MATERIAL AND BUYER NOTIFIES SELLER IN WRITING OF SUCH CLAIMS WITHIN THIRTY (30) DAYS OF THE CLOSING DATE; (E) ANY REMEDY OF ANY KIND THAT THE BUYER MIGHT OTHERWISE BE ENTITLED TO AT LAW OR EQUITY (INCLUDING, BUT NOT LIMITED TO, RESCISSION OF THE AGREEMENT), EXCEPT AS EXPRESSLY PROVIDED IN THIS ADDENDUM; (F) ANY RIGHT TO A TRIAL BY JURY IN ANY LITIGATION ARISING FROM OR RELATED IN ANY WAY TO THE AGREEMENT; (H) ANY RIGHT TO AVOID THE SALE OF THE PROPERTY OR REDUCE THE PRICE OR HOLD THE SELLER LIABLE FOR ANY CLAIMS ARISING OUT OF OR RELATED IN ANY WAY TO THE CONDITION, CONSTRUCTION. REPAIR, OR TREATMENT OF THE PROPERTY, OR ANY DEFECTS, APPARENT OR LATENT, THAT MAY NOW OR HEREAFTER EXIST WITH RESPECT TO THE PROPERTY; BUYER (Initials)________________ -2- SELLER (Initials)_______________ Revised 3/06 (J) ANY CLAIMS ARISING OUT OF OR RELATING IN ANY WAY TO ENCROACHMENTS, EASEMENTS, BOUNDARIES, SHORTAGES IN AREA OR ANY OTHER MATTER THAT WOULD BE DISCLOSED OR REVEALED BY A SURVEY OR INSPECTION OF THE PROPERTY OR SEARCH OF PUBLIC RECORDS; AND (K) ANY CLAIMS ARISING OUT OF OR RELATING IN ANY WAY TO THE SQUARE FOOTAGE, SIZE, OR LOCATION OF THE PROPERTY, OR ANY INFORMATION PROVIDED ON THE MULTIPLE LISTING SERVICE, OR BROCHURES OR WEB SITES OF SELLER OR SELLER'S AGENT OR BROKER. References to the "Seller" in this Section 1 of this Addendum shall include the Seller and the Indemnified Parties (as defined in Section 26 of this Addendum, and all references in this Addendum to "Indemnified Parties" or "INDEMNIFIED PARTIES" shall have the meaning set forth in Section 26). Buyer initials__________ 2. Effective Date: The date of Seller's execution of this Addendum shall be the "Effective Date" of the Agreement, notwithstanding any prior understanding or agreement with respect to the financial terms set forth herein. The Agreement shall be null and void if the Agreement signed by the Buyer is not actually received by the Seller before the Seller accepts a competing offer, or gives verbal or written notice of revocation to the Buyer, the Buyer's agent or attorney, or the listing agent. The Agreement must be approved by the Seller's management, and it must be signed by all parties in order to be binding. 3. Purchase Price: Purchase Price: $ Down Payment: $ Loan Amount (nte): $ 4. Earnest Money Deposit: If applicable, escrow will be opened by both parties immediately following the Effective Date with an escrow/closing agent acceptable to the Seller. The Buyer's earnest money deposit of $_________________ is to be delivered to Seller's listing agent to be held pursuant to local law and custom, within 24 hours of the Effective Date. 5. Financing: The Agreement (check one): ( ) is ( ) is not contingent on the Buyer obtaining financing for the purchase of the Property. If the Agreement is contingent on financing, the type of financing shall be the following (check one): ___ Conventional ___ FHA ___ VA ___ Other (specify: _______________________________________) (a) If the Agreement is contingent on financing, the Buyer shall apply for a loan in the amount of $__________________ with a term of _________ years, at prevailing rates, terms and conditions. The Buyer shall complete and submit to a mortgage lender an application for a mortgage loan containing the terms set forth in this paragraph within three (3) business days of the Effective Date, and shall use diligent efforts to obtain a mortgage loan commitment within fifteen (15) calendar days from the said date. If, despite the Buyer's diligent efforts, the Buyer cannot obtain a mortgage loan commitment by the specified date, then either the Buyer or the Seller may terminate the Agreement by giving written notice to the other Party. The Buyer's notice must include a copy of the loan application, proof of the application date, and a copy of the denial letter from the prospective lender. In the event of a proper termination of the Agreement under this paragraph, the earnest money deposit shall be returned to the Buyer and the parties shall have no further obligation to each other under the Agreement. The Buyer agrees to BUYER (Initials)________________ -3- SELLER (Initials)_______________ Revised 3/06 cooperate and comply with all requests for documents and information from the Buyer's chosen lender during the loan application process. Failure of the Buyer to comply with such requests from the lender that results in the denial of the mortgage loan shall be considered a material breach of the Agreement and the Seller shall be entitled to retain any earnest money deposited by Buyer. If the Agreement is contingent on financing, as a sales condition, Buyer must obtain a pre-approval letter from a branch office of Countrywide Home Loans, Inc. ("CHL") for a mortgage loan in an amount and under terms sufficient for Buyer to perform its obligations under the Agreement, and such letter must accompany the Agreement. The pre-approval shall include, but is not limited to, the pre-approval letter, a satisfactory credit report, and proof of funds sufficient to meet Buyer's obligations under the Agreement. Buyer's submission of proof of pre-approval is a condition precedent to Seller's acceptance of Buyer's offer. Seller may require Buyer to obtain, at no cost to Buyer, loan pre-approval as Seller may direct. Notwithstanding any Seller required pre-approval, Buyer is not required to obtain financing from CHL or Seller- Buyer may obtain financing from any source. As an incentive for the Buyer to obtain financing from CHL, CHL will offer a free appraisal and a free credit report if the Buyer finances and closes the purchase of the Property through financing from CHL. (b) Cash Offer: Buyer shall provide Seller proof of liquid funds on deposit in the United States sufficient to close this transaction. Such proof shall be provided within three (3) business days of the Effective Date and shall be subject to Seller's approval. The Property shall remain on the market until such proof of funds is accepted by Seller. Notwithstanding the terms provided in Section 12 for inspection of the Property, in the event of a noncontingent cash offer all inspections shall be completed and any notice of disapproval shall be given to Seller within seven (7) calendar days of the Effective Date. Failure to timely notify Seller of any disapproval shall be deemed acceptance by Buyer of the inspection results and the condition of the Property. Cash offers shall not be subject to any contingency, unless specifically described in Section 10 of this Addendum. (c) The Buyer is aware that the price and terms of this transaction were negotiated on the basis of the type of financing selected by the Buyer. Any change of the loan type, loan terms, financing, or Buyer's lender after the Agreement has been entered into shall be subject to Seller's approval and may require, at Seller's sole discretion, renegotiation of all or some of the terms of the Agreement. 6. Other Financial Terms: Requested Closing Costs to Be Paid by Seller on Behalf of Buyer: (limited to loan guidelines) FHA/VA Allowable Costs: $ Other Loan Types Non Allowable: $ Property Transfer Taxes: $ Home Protection Policy: $ Other: $ Other: $ TOTAL: $ -----------CUSTOMARY CHARGES ONLY Requested Repairs: By Buyer/Lender (nte): $ Fumigation/Chemical only: $ Termite Repairs (nte): $ Pest Report Fee (nte): $ Other: $ TOTAL: $ BUYER (Initials)________________ -4- SELLER (Initials)_______________ Revised 3/06 Notwithstanding any provision in the Agreement to the contrary, if Seller agrees in the Agreement to pay any of Buyer's closing costs, then Seller shall only pay the lesser of Buyer's actual closing costs and the closing costs that Seller has agreed to pay in the Agreement. Section 17 has additional provisions pertaining to closing costs. 7. Time of the Essence; Closing Date: (a) It is agreed that time is of the essence with respect to all dates specified in the Agreement and any addenda, riders, or amendments thereto, meaning that all deadlines are intended to be strict and absolute. The Agreement shall terminate automatically, and without notice, if it is not concluded by the Closing Date, or any extension thereof. (b) The closing shall take place on or before ________________, 20____, or within five (5) calendar days of final loan approval by the lender, whichever is earlier ("Closing Date"), unless the Closing Date is extended in writing signed by the Seller and the Buyer, or extended by the Seller under the terms of the Agreement. The closing shall be held in the offices of the Seller's attorney or agent, or at a place so designated and approved by the Seller, unless otherwise required by applicable law. If the closing does not occur (through no fault of Seller) by the date specified in this Section 7 of this Addendum or in any extension, the Agreement is automatically terminated and the Seller shall retain any earnest money deposit as liquidated damages. 8. Extension of Closing Date; Per Diem Interest: Any request for extension of the Closing Date by Buyer must be in writing and approved by the Seller, and the Buyer agrees to pay to the Seller a per diem of one-tenth (1/10th) of one percent (1%) of the purchase price, but not less than $50.00 per day, towards Seller's carrying costs, through and including the Closing Date specified in the written extension. If the sale does not close by the date specified in the written extension agreement, the Seller may retain the earnest money deposit and the accrued per diem payment as liquidated damages. This provision is not applicable if Buyer obtains FHA/VA financing for the purchase, or for delays caused by Seller. Buyer initials _________ 9. The Buyer (check one): (___) does (___) does not intend to use and occupy the Property as Buyer's primary residence. 10. Additional Terms or Conditions: ______________________________________________________________________________________________ ______________________________________________________________________________________________ ______________________________________________________________________________________________ ______________________________________________________________________________________________ ______________________________________________________________________________________________ 11. Attachments: ______________________________________________________________________________________________ ______________________________________________________________________________________________ ______________________________________________________________________________________________ BUYER (Initials)________________ -5- SELLER (Initials)_______________ Revised 3/06 12. Inspections: (a) On or before ten (10) calendar days (seven days for noncontingent cash offers as indicated in Section 5 (b) above) from the Effective Date, the Buyer shall inspect the Property or obtain for its own use, benefit and reliance, inspections and/or reports on the condition of the Property, or Buyer shall be deemed to have 1) waived such inspections and any objections to the condition of the Property, and 2) accepted the condition of the Property. The Buyer shall keep the Property free and clear of liens and indemnify and hold the Seller and the Indemnified Parties harmless from all Claims arising out of or relating in any way to the Buyer's inspections, and the Buyer shall repair the Property, at Buyer's sole expense, for all such Claims. The Buyer shall not directly or indirectly cause any inspections to be made by any government building or zoning inspectors or government employees without the prior written consent of the Seller, unless required by law, in which case, the Buyer shall provide reasonable notice to the Seller prior to any such inspection. If the Seller has winterized the Property and the Buyer desires to have the Property inspected, the listing agent will have the Property dewinterized prior to inspection and rewinterized after inspection. The Buyer agrees to pay this expense in advance to the listing agent. The amount paid under this provision shall be nonrefundable. Within five (5) calendar days of receipt of any inspection report prepared by or for the Buyer, but not later than ten (15) calendar days (seven days for noncontingent cash offers as indicated in Section 5 (b) above) from the Effective Date, whichever first occurs, the Buyer shall provide written notice to the Seller of any items disapproved or problems with the condition of the Property. The Buyer's failure to provide such written notice to Seller shall be deemed as Buyer's acceptance of the condition of the Property. The Buyer shall immediately provide to the Seller, at no cost, upon request by the Seller, complete copies of all inspection reports upon which the Buyer's disapproval of the condition of the Property is based. In no event shall the Seller be obligated to make any repairs or replacements, or correct any problems or defects that may be indicated in the Buyer's inspection reports. The Seller may, at its sole discretion, make such repairs, replacements, or corrections to the Property. If the Seller elects not to repair or correct the Property, the Buyer may cancel the Agreement within five (5) calendar days of receiving notice from Seller that Seller elects not to repair or correct the Property. If Buyer timely notifies Seller of such cancellation, then Buyer shall receive all earnest money deposited. If the Seller elects to make any such repairs or corrections to the Property, the Seller shall notify the Buyer after completion of the repairs or corrections and the Buyer shall have five (5) calendar days from the date of such notice, to inspect the repairs or corrections and notify the Seller of any items disapproved. The Buyer's failure to notify Seller of any items disapproved shall be deemed acceptance by Buyer of the condition of the Property. In situations that are applicable, a structural, electrical, mechanical or termite inspection report may have been prepared for the benefit of the Seller. Upon Buyer's request, the Buyer may review such reports, but the Buyer acknowledges that such inspection reports were prepared for the sole use and benefit of the Seller. Buyer shall not rely upon any such inspection reports obtained by the Seller in making a decision to purchase the Property, and such reports shall not serve as a basis for Buyer to terminate the Agreement. (b) If the Property is a condominium or planned unit development or co-operative, unless otherwise required by law, the Buyer, at the Buyer's own expense, is responsible for obtaining and reviewing the covenants, conditions and restrictions, and bylaws of the condominium or planned unit development or cooperative within ten (10) calendar days of the Effective Date. The Seller agrees to use reasonable efforts, as determined at the Seller's sole discretion, to assist the Buyer in obtaining a copy of the covenants, conditions and restrictions, and bylaws. The Buyer will be deemed to have accepted the covenants, conditions and restrictions, and bylaws if the Buyer does not notify the Seller in writing within fifteen (15) calendar days of the Effective Date of the Buyer's objection to the covenants, conditions and restrictions, and/or bylaws. 13. CONDITION OF PROPERTY: THE BUYER UNDERSTANDS THAT THE SELLER ACQUIRED THE PROPERTY BY FORECLOSURE, DEED-IN-LIEU OF FORECLOSURE, FORFEITURE, TAX SALE, OR SIMILAR PROCESS, AND CONSEQUENTLY, THE SELLER HAS LITTLE OR NO DIRECT BUYER (Initials)________________ -6- SELLER (Initials)_______________ Revised 3/06 KNOWLEDGE CONCERNING THE CONDITION OF THE PROPERTY. AS A MATERIAL PART OF THE CONSIDERATION TO BE RECEIVED BY THE SELLER UNDER THE AGREEMENT AS NEGOTIATED AND AGREED TO BY THE BUYER AND THE SELLER, THE BUYER ACKNOWLEDGES AND AGREES TO ACCEPT THE PROPERTY IN "AS IS" CONDITION AT THE TIME OF CLOSING, INCLUDING, WITHOUT LIMITATION, ANY HIDDEN DEFECTS OR ENVIRONMENTAL CONDITIONS AFFECTING THE PROPERTY, WHETHER KNOWN OR UNKNOWN, WHETHER SUCH DEFECTS OR CONDITIONS WERE DISCOVERABLE THROUGH INSPECTION OR NOT. THE BUYER ACKNOWLEDGES THAT THE SELLER, AND ITS AGENTS, BROKERS, AND REPRESENTATIVES HAVE NOT MADE, AND THE SELLER SPECIFICALLY NEGATES AND DISCLAIMS, ANY REPRESENTATIONS, WARRANTIES, PROMISES, COVENANTS, AGREEMENTS, OR GUARANTEES, IMPLIED OR EXPRESS, ORAL OR WRITTEN, WITH RESPECT TO: (A) THE PHYSICAL CONDITION OR ANY OTHER ASPECT OF THE PROPERTY INCLUDING, BUT NOT LIMITED TO, THE STRUCTURAL INTEGRITY OR THE QUALITY OR CHARACTER OF MATERIALS USED IN CONSTRUCTION OF ANY IMPROVEMENTS, AVAILABILITY AND QUANTITY OR QUALITY OF WATER, STABILITY OF THE SOIL, SUSCEPTIBILITY TO LANDSLIDE OR FLOODING, SUFFICIENCY OF DRAINAGE, WATER LEAKS, WATER DAMAGE, MOLD OR ANY OTHER MATTER AFFECTING THE STABILITY OR INTEGRITY OF THE PROPERTY; (B) THE CONFORMITY OF THE PROPERTY TO ANY ZONING, LAND USE OR BUILDING CODE REQUIREMENTS OR COMPLIANCE WITH ANY LAWS, STATUTES, RULES, ORDINANCES, OR REGULATIONS OF ANY FEDERAL, STATE OR LOCAL GOVERNMENTAL AUTHORITY, OR THE GRANTING OF ANY REQUIRED PERMITS OR APPROVALS, IF ANY, OF ANY GOVERNMENTAL BODIES THAT HAD JURISDICTION OVER THE CONSTRUCTION OF THE ORIGINAL STRUCTURE, ANY IMPROVEMENTS, AND/OR ANY REMODELING OF THE STRUCTURE; (C) THE HABITABILITY, MERCHANTABILITY, MARKETABILITY, PROFITABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE PROPERTY, INCLUDING REDHIBITORY VICES AND DEFECTS, APPARENT OR NON-APPARENT OR LATENT, THAT NOW EXIST OR MAY HEREAFTER EXIST AND THAT, IF KNOWN TO BUYER, WOULD CAUSE BUYER TO REFUSE TO PURCHASE THE PROPERTY; AND (D) THE EXISTENCE, LOCATION, SIZE, OR CONDITION OF ANY OUTBUILDINGS OR SHEDS ON THE PROPERTY. Mold, mildew, spores and/or other microscopic organisms and/or allergens (collectively referred to in the Agreement as "Mold") are environmental conditions that are common in residential properties and may affect the Property. Mold, in some forms, has been reported to be toxic and to cause serious physical injuries, including but not limited to, allergic and/or respiratory reactions or other problems, particularly in young children, elderly persons, persons with immune system problems, allergies, or respiratory problems, and pets. Mold has also been reported to cause extensive damage to personal and real property. Buyer is advised to thoroughly inspect the Property for Mold. Mold may appear as discolored patches or cottony or speckled growth on walls, furniture or floors, behind walls and above ceilings. Any and all presence of moisture, water stains, mildew odors, condensation, and obvious Mold growth, are all possible indicators of a Mold condition, which may or may not be toxic. Mold may have been removed or covered in the course of any cleaning or repairing of the Property. Buyer acknowledges that, if Seller, or any of Seller's employees, contractors, representatives, brokers, or agents cleaned or repaired the Property or remediated the Mold contamination, that Seller does not in any way warrant the cleaning, repairs, or remediation, or that the Property is free of Mold. Buyer is further advised to have the Property thoroughly inspected for Mold, any hidden defects, and/or environmental conditions or hazards affecting the Property. Buyer is also advised that all areas contaminated with Mold should be properly and thoroughly remediated. Buyer represents and warrants that: (A) Buyer accepts full responsibility and liability for all hazards, and Claims that may result from the presence of Mold in or around the Property; (B) If Buyer proceeds to close on the purchase of the Property, then Buyer has inspected and evaluated the condition of the Property to Buyer's complete satisfaction, and Buyer is satisfied with the condition of the Property notwithstanding the past or present BUYER (Initials)________________ -7- SELLER (Initials)_______________ Revised 3/06 existence of Mold in or around the Property; and (C) Buyer has not, in any way, relied upon any representations or warranties of Seller, or Seller's employees, officers, directors, contractors, representatives, brokers, or agents concerning the past or present existence of Mold or any environmental hazards in or around the Property. In the event the Property is affected by an environmental hazard either Party may terminate the Agreement. In the event the Seller decides to sell the Property to the Buyer and the Buyer agrees to purchase the Property (as evidenced by Buyer and Seller proceeding to close) despite the presence of an environmental hazard, the Buyer releases the Seller and the Indemnified Parties from any Claims arising out of or relating in any way to the environmental hazard or conditions of the Property, and Buyer agrees to also execute an additional general release at closing, in a form acceptable to Seller, related to the environmental hazard if Seller so requests. In the event the Buyer elects not to execute the additional release, Seller may, at the Seller's sole discretion, terminate the Agreement upon notice given to Buyer. In the event the Seller has received official notice that the Property is in violation of building codes or similar laws or regulations, the Seller may terminate the Agreement or delay the date of closing or the Buyer may terminate the Agreement. In the event the Agreement is terminated by either Buyer or Seller pursuant to this Section 13, any earnest money deposit will be returned to the Buyer. If there is an enforcement proceeding arising from allegations of such violations before an enforcement board, special master, court or similar enforcement body, and neither the Buyer nor the Seller terminate the Agreement, the Buyer agrees (A) to accept the Property subject to the violations, and (B) to be responsible for compliance with the applicable code and with orders issued in any code enforcement proceedings. Buyer agrees to execute for closing any and all documents necessary or required by any agency with jurisdiction over the Property and to resolve the deficiencies as soon as possible after the closing. The closing of this sale shall constitute acknowledgement by the Buyer that Buyer had the opportunity to retain an independent, qualified professional to inspect the Property and that the condition of the Property is acceptable to the Buyer at the time of closing. The Buyer agrees that Seller and the Indemnified Parties shall have no liability for any Claims that the Buyer or the Buyer's successors or assigns may incur as a result of construction or other defects that may now or hereafter exist with respect to the Property. The Seller may be exempt from filing a disclosure statement regarding the condition of the Property because the Property was acquired through foreclosure, deed-in-lieu of foreclosure, forfeiture, tax sale, eminent domain or similar process. To the fullest extent allowed by law, Buyer waives any right to receive a disclosure statement from Seller, and Buyer agrees to execute a separate waiver, in a form acceptable to Seller, if the law requires the waiver to be in a separate form. Buyer initials__________ 14. Repairs: All treatments for wood infesting organisms and all repairs shall be completed by a vendor approved by the Seller, and shall be subject to the Seller's satisfaction only. If the Seller has agreed to pay for treatment of wood infesting organisms, the Seller shall treat only active infestation. Neither the Buyer, nor its representatives, shall enter upon the Property to make any repairs and/or treatments prior to closing without the prior written consent of the Seller. To the extent that the Buyer, or its representatives, make repairs and/or treatments to the Property prior to closing, the Buyer hereby agrees to release and indemnify the Seller and the Indemnified Parties from and against any and all Claims related in any way to the repairs and/or treatments, and Buyer further agrees, at Seller's request, to execute a separate release and indemnification in a form acceptable to the Seller prior to the commencement of any such repairs or treatments. The Buyer acknowledges that all repairs and treatments are done for the benefit of the Seller and not for the benefit of the Buyer unless and until the sale of the Property closes in accordance with the Agreement, and if Buyer closes Buyer acknowledges that the Buyer has inspected or has been given the opportunity to inspect all repairs and treatments. Any repairs or treatments made, or caused to be made, by the Seller shall be completed prior to the closing. Under no circumstances shall the Seller be required to make any repairs or treatments after the Closing Date. The Buyer acknowledges that closing on this transaction shall be deemed to be the Buyer's reaffirmation that the Buyer is satisfied with the condition of the Property and with all repairs and treatments to the Property. Further, if Buyer closes, Buyer waives all Claims arising out of relating in any way to the condition of, or treatments or repairs to, the Property. Any BUYER (Initials)________________ -8- SELLER (Initials)_______________ Revised 3/06 repairs or treatments shall be performed for functional purposes only and exact restoration of appearance or cosmetic items following any repairs or treatments shall not be required. The Seller shall not be obligated to obtain or provide to the Buyer any receipts for repairs or treatments, written statements indicating dates or types of repairs and/or treatments, copies of such receipts or statements, or any other documentation regarding any repairs and treatments to the Property. THE SELLER DOES NOT WARRANT OR GUARANTEE ANY WORK, REPAIRS, OR TREATMENTS TO THE PROPERTY. 15. Occupancy Status of Property: The Buyer acknowledges that neither the Seller, nor its representatives, brokers, agents or assigns, has made any warranties or representations, implied or express, relating to the existence of any tenants or occupants at the Property unless otherwise noted in Section 10 of this Addendum. The Seller, and its representatives, brokers, agents, and assigns, shall not be responsible for evicting or relocating any tenants, occupants or personal property at the Property prior to or subsequent to closing unless otherwise noted in Section 10 of this Addendum. The Buyer further acknowledges that, to the best of the Buyer's knowledge, the Seller (A) is not holding any security deposits from former or current tenants, and (B) has no information as to any security deposits that may have been paid by former or current tenants to anyone. Buyer agrees that no sums representing such tenant security deposits or any rights, title, or interest in such deposits shall be transferred to the Buyer as part of this transaction. The Buyer further agrees to assume all responsibility and liability for the refund of such security deposits to any tenants pursuant to the provisions of applicable laws and regulations. All rents that are due and payable and collected from tenants for the month in which closing occurs will be prorated according to the provisions of Section 17 of this Addendum. The Buyer acknowledges that this Property may be subject to the provisions of local rent control ordinances and regulations. The Buyer agrees that upon the closing all eviction proceedings and other duties and responsibilities of a property owner and landlord, including, but not limited to, those proceedings required for compliance with such local rent control ordinances and regulations, will be the Buyer's sole responsibility. Buyer understands that the Property may be subject to redemption by the prior owner upon payment of certain sums, and Buyer may be dispossessed of the Property. Buyer is advised to consult with an attorney to fully understand the import and impact of the foregoing. Buyer agrees Buyer shall have no recourse against Seller in the event the right of redemption is exercised. 16. Personal Property: Items of personal property, including but not limited to, window coverings, appliances, manufactured homes, mobile homes, vehicles, spas, antennas, satellite dishes, and garage door openers, now or hereafter located on the Property, are not included in this sale or the purchase price unless the personal property is specifically described and referenced in Section 10 of this Addendum. Any personal property at or on the Property may be subject to claims by third parties, and therefore, may be removed from the Property prior to or after the Closing Date. The Seller makes no representations or warranties as to the condition of any personal property, title thereto, or whether any personal property is encumbered by any liens. The Buyer assumes responsibility for any personal property remaining on the Property at the time of closing. 17. Closing Costs and Adjustments: (a) The Buyer and the Seller agree to prorate the following expenses as of closing and funding: municipal water and sewer charges, utility charges, real estate taxes and assessments, common area charges, condominium or planned unit development or similar community assessments, co-operative fees, maintenance fees, and rents, if any. In determining prorations, the Closing Date shall be allocated to the Buyer. Payment of special assessment district bonds and assessments, and payment of homeowner's association or special assessments shall be paid current and prorated between the Buyer and the Seller as of the Closing Date with payments not yet due and owing to be assumed by the Buyer without credit toward the purchase price. The Property taxes shall be prorated based on an estimate or actual taxes from the previous year on the Property. All prorations shall be based upon a 30-day month and all such prorations shall be final. The Seller shall not be responsible for any amounts due, paid, or to be paid after closing, including, but not limited to, any taxes, penalties or interest assessed or due as a result of retroactive, postponed or additional taxes resulting from any change in use of, or construction on, or improvement to the Property, or an adjustment in the appraised or assessed value of the Property. If the Property is heated by, or has BUYER (Initials)________________ -9- SELLER (Initials)_______________ Revised 3/06 storage tanks for fuel oil, liquefied petroleum gases, or similar fuels, the Buyer will buy the fuel in the tank at closing at the current price as calculated by the supplier. In the event the Seller has paid any taxes, special assessments, or other fees and there is a refund of any such taxes, assessments, or fees after closing, Buyer, as the then current owner of the Property, or the closing agent, in the event of a holdback for payment of such items, shall immediately remit the refund to the Seller. (b) Seller shall only pay those closing costs and fees associated with the transfer of the Property that local custom or practice clearly allocates to Seller and any closing costs and fees specifically agreed to in Section 6, and Buyer shall pay all remaining fees and costs. Notwithstanding the foregoing, FHA/VA allocation of closing costs shall apply when applicable. (c) The Seller shall pay the real estate commission per the listing agreement between the Seller and the Seller's listing broker. Unless disclosed to Seller, Buyer represents that Buyer is not a real estate licensee, and that the real estate licensee representing Buyer is not related to, or affiliated with Buyer. 18. Delivery of Funds: Regardless of local custom or practice, Buyer shall deliver all funds due the Seller from the sale by wire transfer or in the form of cash, bank check, or certified check to the closing agent prior to delivery of the deed by the Seller to the Buyer. 19. Certificate of Occupancy: If the Property is located in a jurisdiction that requires a certificate of occupancy, smoke detector certification, septic certification, or any similar certification or permit ("Certificate of Occupancy") or any form of improvement or repair to the Property to obtain such Certificate of Occupancy necessary for the Property to be occupied, the Buyer understands that the Seller requires the Certificate of Occupancy to be obtained by the Buyer at the Buyer's sole cost and expense. The Buyer shall make application for all required Certificates of Occupancy within ten (10) calendar days of the Effective Date. The Buyer shall not have the right to delay the closing due to the Buyer's failure or inability to obtain any required Certificate of Occupancy. Failure of the Buyer to obtain and furnish the Certificate of Occupancy shall be a material breach of the Agreement. 20. Delivery of Possession of Property: The Seller shall deliver possession of the Property to the Buyer at closing and funding of the sale. The delivery of possession shall be subject to the rights of any tenants or parties in possession per Section 15 of this Addendum. If the Buyer alters the Property or causes the Property to be altered in any way and/or occupies the Property or allows any other person to occupy the Property prior to closing and funding without the prior written consent of the Seller, then: (A) Such event shall constitute a material breach by the Buyer under the Agreement; (B) The Seller may terminate the Agreement; (C) The Buyer shall be liable to the Seller for all Claims caused by any such alteration or occupation of the Property prior to closing and funding; and (D) Buyer waives all Claims for improvements made by the Buyer to the Property including, but not limited to, any Claims for unjust enrichment. 21. Deed: The deed to be delivered at closing shall be a deed that covenants that grantor grants only that title that grantor may have and that grantor will only defend title against persons claiming by, through, or under the grantor, but not otherwise (which deed may be known as a Special Warranty, Limited Warranty, Quitclaim or Bargain and Sale Deed). Any reference to the term "deed" or "Special Warranty Deed" herein shall be construed to refer to such form of deed. 22. Defects in Title: If the Buyer raises an objection to the Seller's title to the Property, which, if valid, would make title to the Property uninsurable, the Seller shall have the right unilaterally to terminate the Agreement by giving written notice of the termination to the Buyer. However, if the Seller is able to correct the problem through reasonable efforts, as the Seller determines, at its sole and absolute discretion, prior to the closing date set forth in the Agreement, including any written extensions, or if title insurance is available from a reputable title insurance company at regular rates containing affirmative coverage for the title objections, then the Agreement shall remain in full force and the Buyer shall perform pursuant to the terms set forth in the Agreement. The Seller is not obligated to (A) remove any exception, (B) bring any action or proceeding or bear any expense in order to convey title to the Property, or (C) make the title marketable or insurable. Any attempt by the Seller to remove such title exceptions shall not impose an obligation upon the Seller to remove those exceptions. The Buyer acknowledges that the Seller's title to the Property may be subject to court approval of foreclosure or to a mortgagor's right of redemption. In the event the Seller is not able to (A) make the title insurable or correct all title problems, or (B) obtain title insurance for the Property from a reputable title insurance company, BUYER (Initials)________________ - 10 - SELLER (Initials)_______________ Revised 3/06 either Party may terminate the Agreement and any earnest money deposit will be returned to the Buyer as the Buyer's sole remedy at law or equity. 23. Representations and Warranties: In addition to Buyer's representations and warranties made elsewhere herein, such as those found in Section 13 of this Addendum, the Buyer represents and warrants to the Seller the following: (a) The Buyer is purchasing the Property solely in reliance on its own investigation and inspection of the Property and not on any information, representation or warranty provided or to be provided by the Seller, its servicers, representatives, brokers, employees, agents, or assigns, including, but not limited to, any information provided on any brochures or web sites of Seller or Seller's agents or brokers, or any information on the Multiple Listing Service; (b) Neither the Seller, nor its servicers, employees, representatives, brokers, agents or assigns, has made any representations or warranties, implied or express, relating to the condition of the Property or the contents thereof, except as expressly set forth in Section 10 of this Addendum; (c) The Buyer has not relied on any representation or warranty from the Seller, or Seller's agents or brokers regarding the nature, quality, or workmanship of any repairs made by the Seller; (d) The Buyer will not occupy, or cause or permit others to occupy, the Property prior to closing and funding, and, unless and until any necessary Certificate of Occupancy has been obtained from the appropriate governmental entity, Buyer will not occupy or cause or permit others to occupy the Property after closing; and (e) Buyer is not an officer, an employee, a director, or a Business Partner (as defined below) of Countrywide Home Loans, Inc., or its parent company, subsidiaries, or affiliated companies. Buyer understands and acknowledges that Seller prohibits such persons from purchasing the Property, directly, indirectly, or through a family member or an interest in a partnership, corporation, joint venture, trust, or other entity. "Business Partner" shall mean any agent, broker, appraiser, attorney, trustee, property inspection or preservation company, title company, representative, or vendor of Countrywide Home Loans, Inc., or its parent company, subsidiaries, or affiliated companies. Buyer initials__________ 24. Conditions to the Seller's Performance: The Seller shall have the right, at the Seller's sole discretion, to extend the Closing Date or to terminate the Agreement if: (a) full payment of any mortgage insurance claim related to the loan previously secured by the Property is not confirmed prior to the Closing Date or the mortgage insurance company exercises its right to acquire title to the Property; (b) the Seller determines that it is unable or it is economically not feasible to convey good and marketable title to the Property insurable by a reputable title insurance company at regular rates; (c) a third party having an interest in the Property (or the loan that was secured by the Property) has requested that the servicing lender, or any other party, release the servicing of or repurchase such loan or the Property; (d) full payment of any property, fire or hazard insurance claim is not confirmed prior to the Closing Date; (e) any third party, whether tenant, homeowner's association, or otherwise, exercises rights under a right of first refusal to purchase the Property; BUYER (Initials)________________ - 11 - SELLER (Initials)_______________ Revised 3/06 (f) the Buyer is the former mortgagor of the Property whose interest was foreclosed, or is related to or affiliated in any way with the former mortgagor, and the Buyer has not disclosed this fact to the Seller prior to the Seller's acceptance of the Agreement. Such failure to disclose shall constitute a material breach under the Agreement, entitling the Seller to exercise any of its rights and remedies, including, without limitation, retaining the earnest money deposit; or (g) the Seller, at the Seller's sole discretion, determines that the sale of the Property to the Buyer, or any related transactions, are in any way associated with illegal activity of any kind. In the event the Seller elects to terminate the Agreement as a result of (a), (b), (c), (d), (e) or (g) above, the Seller shall return the Buyer's earnest money deposit and the parties shall have no further obligation under the Agreement, except as to any provision that survives termination pursuant to Section 30 of this Addendum. 25. Seller's Remedies for Buyer's Default: In the event of Buyer's material breach or material misrepresentation of any fact under the terms of the Agreement, (1) the Seller, at its option, may retain the earnest money deposit and any other funds then paid by the Buyer as liquidated damages and/or invoke any other remedy expressly set out in the Agreement or available under applicable law, (2) the Seller is automatically released from the obligation to sell the Property to the Buyer, and (3) Seller and the Indemnified Parties shall not be liable to the Buyer for any Claims arising out of or relating in any way to the Seller's failure to sell and convey the Property to Buyer. 26. Indemnification: The Buyer agrees to indemnify, defend and hold harmless Seller, and its affiliates, subsidiaries, parent company, representatives, agents, officers, directors, employees, attorneys, shareholders, servicers, tenants, brokers, predecessors, successors, and assigns ("Indemnified Parties") from and against any and all claims, causes of action, whether administrative or judicial, losses, costs (including any and all reasonable attorneys' fees, court costs, and reasonable costs of investigation, litigation, and settlement), expenses, sanctions, curtailments, interest, liabilities, penalties, fines, demands, liens, judgments, compensation, fees, loss of profits, injuries, death, and/or damages, of any kind whatsoever, whether known or unknown, fixed or contingent, joint or several, criminal or civil, or in law or in equity ("Claims") arising from, in connection with, or in any way relating to: (a) inspections or repairs made by the Buyer or its agents, representatives, brokers, employees, contractors, successors or assigns; (b) the imposition of any fine or penalty imposed by any governmental entity resulting from the Buyer's failure to timely obtain any Certificate of Occupancy or to comply with equivalent laws and regulations; (c) claims for amounts due and owed by the Seller for real property taxes, homeowner's association dues or assessment, or any other items prorated at closing under Section 17 of this Addendum, including any penalty or interest and other charges, arising from the proration of such amounts for which the Buyer received a credit at closing under Section 17 of this Addendum; (d) the Buyer or the Buyer's tenants, agents or representatives use and/or occupancy of the Property prior to closing and/or issuance of required Certificates of Occupancy; or (e) The Buyer's breach of or failure to comply fully with any provision in the Agreement. Buyer initials__________ 27. Risk of Loss: In the event of fire, destruction, or other casualty loss to the Property after the Seller's acceptance of the Agreement and prior to closing and funding, the Seller may, at its sole discretion, repair or restore the Property, or either Party may terminate the Agreement. If the Seller elects to repair or restore the Property, then the Seller may, at its sole discretion, limit the amount to be expended. If the Seller elects to repair or restore the Property, the Buyer shall either (a) acquire the Property in its AS-IS condition at the time of such acquisition at the purchase price provided in Section 3 BUYER (Initials)________________ - 12 - SELLER (Initials)_______________ Revised 3/06 herein with no reduction for such loss, or (b) terminate the Agreement and receive a refund of any earnest money deposit. 28. Eminent Domain: In the event that the Seller's interest in the Property, or any part thereof, shall have been taken by eminent domain, or shall be in the process of being taken on or before the Closing Date, either Party may terminate the Agreement and the earnest money deposit shall be returned to the Buyer and neither Party shall have any further rights or liabilities hereunder, except as provided in Section 30 of this Addendum. 29. Keys: Buyer is aware that the property may be on a master key system. Buyer is encouraged to re-key the property after closing. Buyer agrees to hold Seller and the Indemnified Parties harmless for any Claims relating in any way to any theft or damage of personal property that occurs after the Closing Date. 30. Survival: Delivery of the deed to the Property to the Buyer by the Seller shall be deemed to be full performance and discharge of all of the Seller's obligations under the Agreement. Notwithstanding anything to the contrary in the Agreement, the provisions of Sections 1, 13, 14, 15, 17, 19, 20, 23, 25, 26, 27, 28, 30, and 47 of this Addendum, as well as any other provisions that contemplate performance or observance subsequent to any termination or expiration of the Agreement, shall survive the closing, funding and the delivery of the deed and/or termination of the Agreement by any Party and such provisions shall continue in full force and effect. 31. Title and Closing: The providers of title and escrow/closing services shall be designated by Seller. Seller shall pay for Standard ALTA Homeowners policy of title insurance. Buyer is hereby notified that LandSafe Title Company is an affiliate of Seller. 32. Severability: If any provision of the Agreement is determined to be invalid, illegal or unenforceable, the remaining provisions shall not be affected or impaired thereby, and no provision shall be deemed dependent upon any other provision unless so expressed herein. 33. Termination of Agreement: If either Party terminates the Agreement when permitted to do so, the Parties shall have no further obligation to each other, except as to any provision that survives the termination of the Agreement pursuant to Section 30 of this Addendum 34. Assignment of Agreement: The Buyer shall not assign the Agreement. The Seller may assign the Agreement at its sole discretion without prior notice to, or consent of, the Buyer. 35. Modification and Waiver: No provision, term or clause of the Agreement shall be revised, modified, amended or waived, except by an instrument in writing signed by the Buyer and the Seller. The waiver by any Party of a breach of the Agreement shall not operate or be construed as a waiver of any other or subsequent breach. No course of dealing between the Parties shall operate as a waiver of any provision of the Agreement. 36. Rights of Others: The Agreement does not create any rights, claims or benefits inuring to any person or entity, other than Seller's successors and/or assigns, that is not a Party to the Agreement, nor does it create or establish any third party beneficiary to the Agreement. 37. Counterparts and Facsimile: The Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument. A signed facsimile or photocopy of the Agreement shall be treated as an original, and shall be deemed to be as binding, valid, genuine, and authentic as an originally signed agreement for all purposes, including all matters of evidence and the "best evidence" rule. 38. Headings: The titles to the sections and headings of various paragraphs of the Agreement are placed for convenience of reference only, and in case of conflict the text of the Agreement, rather than such titles or headings, shall control. BUYER (Initials)________________ - 13 - SELLER (Initials)_______________ Revised 3/06 39. Gender: Unless the context otherwise requires, singular nouns and pronouns, when used herein, shall be deemed to include the plural of such nouns or pronouns, and pronouns of one gender shall be deemed to include the equivalent pronoun of the other gender. 40. Force Majeure: Except as provided in Section 27 to this Addendum, no Party shall be responsible for delays or failure of performance resulting from acts of God, riots, acts of war, epidemics, power failures, earthquakes or other disasters, providing such delay or failure of performance could not have been prevented by reasonable precautions and cannot reasonably be circumvented by such Party through use of alternate sources, workaround plans, or other means. 41. Attorney Review: The Buyer acknowledges that Buyer has had the opportunity to consult with its legal counsel regarding the Agreement and that accordingly the terms of the Agreement are not to be construed against any Party because that Party drafted the Agreement or construed in favor of any Party because that Party failed to understand the legal effect of the provisions of the Agreement. 42. Notices: Any notices required to be given under the Agreement shall be deemed to have been delivered when actually received in the case of hand or overnight delivery or by fax with confirmation of transmission to the numbers below, or five (5) calendar days after mailing by first class mail, postage paid,. All notices to the Seller will be deemed sent or delivered to the Seller when sent or delivered to Seller's listing broker or agent or Seller's attorney, at the address or fax number shown below. All notices to the Buyer shall be deemed sent or delivered and effective when sent or delivered to the Buyer or the Buyer's attorney or agent at the address or fax number shown below. 43. Dispute Resolution: At the request of either Party, any dispute arising under this Agreement shall be submitted to mediation before resorting to arbitration or court action. Mediation fees shall be divided equally and each Party shall bear his or its own attorney's fees and costs. Neither Party may require binding arbitration prior to commencement of court action, although the parties may mutually agree to such arbitration. 44. EFFECT OF ADDENDUM: THIS REAL ESTATE PURCHASE ADDENDUM AMENDS AND SUPPLEMENTS THE CONTRACT AND, IF APPLICABLE, ESCROW INSTRUCTIONS. IN THE EVENT THERE IS ANY CONFLICT BETWEEN THIS ADDENDUM AND THE CONTRACT OR ESCROW INSTRUCTIONS OR NOTICE OR OTHER DOCUMENTS ATTACHED AND MADE A PART OF THE AGREEMENT, THE TERMS OF THIS ADDENDUM TAKE PRECEDENCE AND SHALL PREVAIL, EXCEPT AS OTHERWISE PROVIDED BY APPLICABLE LAW. The undersigned, if executing the Agreement on behalf of a Seller and/or a Buyer that is a corporation, partnership, trust or other entity, represents and warrants that he/she is authorized by that entity to enter into the Agreement and bind the entity to perform all duties and obligations stated in the Agreement and shall provide Seller with proof of such authority upon execution of the Agreement. 45. Initials: Buyer and Seller agree to all of the terms in the Agreement whether any provision or page is separately initialed or not. For emphasis some sections or provisions in the Agreement contain a place for Buyer and/or Seller to separately initial, but the failure by Buyer or Seller to initial any section, provision, or page in the Agreement shall not affect the enforceability of any term or provision in the Agreement. 46. Entire Agreement: The Agreement (including any disclosure of information on lead based paint or hazards, and other disclosure forms or notices required by law to be provided to Buyer) constitutes the entire agreement between the Buyer and the Seller concerning the subject matter hereof and supersedes all previous written and oral communications, understandings, representations, warranties, covenants, and agreements. Further, Buyer and Seller represent that there are no oral or other written agreements between the Parties. ALL NEGOTIATIONS ARE MERGED INTO THE AGREEMENT, AND NO ORAL OR WRITTEN, EXPRESS OR IMPLIED, PROMISES, REPRESENTATIONS, WARRANTIES, COVENANTS, UNDERSTANDINGS, COMMUNICATIONS, AGREEMENTS, OR INFORMATION MADE OR PROVIDED BY THE SELLER, OR SELLER'S EMPLOYEES, AGENTS, REPRESENTATIVES, OR BROKERS, INCLUDING, BUT NOT LIMITED TO ANY INFORMATION ON SELLER'S OR SELLER'S AGENT OR BROKER'S WEB SITES, SALES BUYER (Initials)________________ - 14 - SELLER (Initials)_______________ Revised 3/06 BROCHURES, OR ON THE MULTIPLE LISTING SERVICE SHALL BE DEEMED VALID OR BINDING UPON THE SELLER, UNLESS EXPRESSLY INCLUDED IN THE AGREEMENT. . 47. Attorneys' Fees, Court Costs, and Legal Expenses: In any action, proceeding, or arbitration arising out of, brought under, or relating to the terms or enforceability of the Agreement the prevailing Party shall be entitled to recover from the losing Party all reasonable attorneys' fees, costs, and expenses incurred in such action, proceeding, or arbitration. 48. LANGUAGE IN BOLD OR CAPITALIZED: FOR EMPHASIS AND BUYER'S BENEFIT SOME PROVISIONS HAVE BEEN BOLDED AND/OR CAPITALIZED (LIKE THIS SECTION), BUT EACH AND EVERY PROVISION IN THIS ADDENDUM IS SIGNIFICANT AND SHOULD BE REVIEWED AND UNDERSTOOD. NO PROVISION SHOULD BE IGNORED OR DISREGARDED BECAUSE IT IS NOT IN BOLD OR EMPHASIZED IN SOME MANNER, AND THE FAILURE TO BOLD, CAPITALIZE, OR EMPHASIZE IN SOME MANNER ANY TERMS OR PROVISIONS IN THIS ADDENDUM SHALL NOT AFFECT THE ENFORCEABILITY OF ANY TERMS OR PROVISIONS. IN WITNESS WHEREOF, the Buyer and the Seller have entered into the Agreement effective as of the date it is executed by Seller as set forth below. BUYER(S): SELLER: Signature: Countrywide Home Loans, Inc.: Date: Countrywide Home Loans, Inc., as Agent in Fact For: Print Name: Address: ___________________________________ By: Tedra L. Feingold Title: Asset Manager Date: Telephone: Fax: Signature: Date: Print Name: Address: ___________________________________ Telephone: Fax: ========================================================= BUYER'S AGENT: SELLER'S AGENT: BUYER (Initials)________________ - 15 - SELLER (Initials)_______________ Revised 3/06 Buyer's Agent Name: Seller's Agent Name: Address: Address: Telephone: Telephone: Fax: Fax: BUYER'S ATTORNEY: SELLER'S ATTORNEY: Name: Name: Address: Address: Telephone: Telephone: Fax: Fax: CLOSER: TITLE COMPANY: Company Name: Company Name: Contact Person: Contact Person: Telephone: Telephone: Fax: Fax: COUNTRYWIDE CLOSING CONTACT: Escrow/Closing Officer Name: Escrow/Closing Officer Phone No.: Escrow/Closing Asst. Name: Escrow/Closing Asst. Phone No.: BUYER (Initials)________________ - 16 - SELLER (Initials)_______________ Revised 3/06
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