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InDesign Secret Weapons
Here are five techniques hand-picked by instructor Geoff Blake to speed up your workflow in Adobe InDesign.
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Here are five techniques hand-picked by instructor Geoff Blake to speed up your workflow in Adobe InDesign. You'll learn about editing text independently of your layout, converting layouts from CMYK to RGB, automatically generated crop marks, and more.
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AuthorGeoff Blake
Geoff Blake is a Toronto-based author, video presenter, designer, and artist. A professional public speaker since 1997, Geoff has also taught desktop publishing, web design and graphics courses in both the corporate and college environments throughout the Greater Toronto and New England areas. With his humorous, non-jargonny approach, Geoff produces highly regarded books, articles, and training videos, and regularly contributes tutorials to top design magazines and web sites. Geoff continues sharing his knowledge in his casual, off-beat style through his website, TenTonBooks.com.
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Apply your editorial skills to one of the fastest-growing media fields


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Fashion your most stylish self
Culture, tips & hacks for every man.
Modern motherhood. Redefined.
Discover something delicious.
Shape a mindful, balanced life.
As we wait with baited breath for the next installment of the legendary Anchorman, we can't help but wonder what this one will bring for Veronica Corningstone-Burgundy. Whatever she gets involved...
It's no secret that Anna Wintour gives precise and direct instructions, but it might surprise you to learn that the Vogue editor-in-chief gives some damn good advice. In a conversation with...

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Reporting from ChildFund Mexico
Last month, the city of Puebla, Mexico, hosted the Sixth World Congress on the Rights of Children and Adolescents, a complex event focusing on child protection, freedom from violence, environmental problems and educational opportunities. Three young men from the Huehuetla area and two young women from Caxhuacan who are enrolled in ChildFund's programs in Puebla attended the conference, along with ChildFund Mexico representatives.
The three-day program focused on these issues: the right to live free from violence, the Internet as a human right, child migration and the right to family life. The conference, which met for the first time outside of Geneva, Switzerland, coincided with the 25th anniversary of the United Nations' Convention on the Rights of the Child.
Mexican officials, including the national director of the Family Development Agency, Laura Vargas Carrillo, and Puebla's governor, joined Kirsten Sandberg, president of the U.N. Committee on the Rights of the Child.
"We have a date with history, but above all with future generations, thinking tall, looking far and acting soon," said Puebla Gov. Rafael Moreno Valle at the opening of the conference.
Teens attended workshops and discussions, and they shared some of their thoughts with ChildFund in writing.
An excerpt from 16-year-old Guadalupe's journal:
"One of the activities in which I participated was about violence, which we debated and discussed, bringing up things we have done and experienced.
"Then a rapper told us how rap shouldn't be associated with crime but used as a means of expression. We visited the Atoyac River outside Puebla, and we heard the story about Atoyac and its creation and pollution. We learned about the percentage of salt water and fresh water and how much water they use to make clothing. It made us think about how we waste water in unnecessary ways."
All the participants were affected by an unexpected event, when a woman was ejected from the congress. She was the mother of a 13-year-old boy who was killed in July when a rubber bullet fired by a Puebla police officer hit him in the head during a protest gathering. The case has been heavily covered in the Mexican news, and when the woman was removed from the meeting, some delegations walked out in protest.
"When I arrived at the meeting, some adolescents had started a rally with banners on stage, due to the case," wrote Ricardo Calleja Calderon, who served as a chaperone for the ChildFund youths. He added that the teens involved in the rally were respectful but also pressed authorities for answers and for mutual respect.
"This conference was very useful for the young people," Ricardo wrote, "primarily to strengthen their spirit of cooperation." It is still challenging for teens to express their feelings, and more work is needed to encourage dialogue and good decisions based on their knowledge of their rights, he added.
"We want to do more for children and teens," Guadalupe concluded, "because if we know our rights, the injustices in Mexico will stop."
By Valeria Suarez Suchowitzki, ChildFund Mexico
ChildFund works with hundreds of local partner organizations around the world, providing funding and other support while they run programs that help children and families in need. Sometimes a day comes when a local partner is self-sustaining and no longer needs ChildFund's support, which allows us to move on and continue our work in communities that need more help.
Recently, that day came to Colonias Unidas de Oaxaca, our local partner in Oaxaca, Mexico. We've worked in this community for 25 years and have seen great progress during that time. When we first arrived, the community water supply was rationed and untreated, 70 percent of the families didn't have electricity, and children suffered from intestinal infections and diarrhea.
Now families have fresh tap water and a sewage system. Colonias Unidas de Oaxaca started a kindergarten, following teaching methods and knowledge built in partnership with ChildFund. Of the children that were enrolled in ChildFund-supported programs, 65 percent have finished a technical or college degree. Parents have improved their incomes, and children have a safe and inviting community space where they can participate in recreational and development activities that help to develop their skills, abilities and confidence.
This was the first local partner graduation in Mexico, where ChildFund began work in 1973, so this event was even more significant than usual.
After a year of planning and preparation, we held a graduation ceremony in September at Colonias Unidas de Oaxaca, attended by community members, ChildFund Mexico staff members (including our national director and the president of our board). We celebrated the community's accomplishments with stories and memories. It was with great pride that we noted that some of the former sponsored children were now part of the organization's staff.
On Saturday morning, the big celebration began. It was a day full of joy and festivity. The founder of Colonias Unidas de Oaxaca opened the event followed by testimonies from a former sponsored child and a mother of another child who served on the administration and parents' committee. This was followed by a speech from ChildFund Mexico's national director, along with the presentation of an award in recognition of all they had done. A mariachi band played, too. Finally, children and youth groups presented some dances and theatrical pieces.
When the celebration finished, ChildFund Mexico staff began the long trip back to Mexico City. But the journey reminded us of just how far Colonias Unidas de Oaxaca had come over the last 25 years. We were bursting with satisfaction, pride and happiness as we know that there is a new future for them, a future built on a strong partnership that has prepared them to continue working to benefit their community for many years to come.
By Meg Carter, ChildFund Sponsorship Communications Specialist
Chile en Nogada is a seasonal dish celebrating the walnut and pomegranate harvests. The Spanish word for walnut is nogal, and this is a chile relleno topped with walnut sauce. This popular dish also is eaten on Mexican Independence Day (Sept. 16), as it contains the colors of the Mexican flag, red, white and green. There's also a legend connecting the dish to the signing of the Treaty of Cordoba, which granted Mexico independence from Spain in 1821, so it's a very patriotic dish to eat.
2 cups walnuts
12 poblano chiles
1 cup unsalted butter
2 yellow onions, diced
4 peaches, diced
2 green apples, peeled and chopped
2 plantains, peeled and chopped
¼ cup raisins
¼ cup citron preserves, chopped
4 cups pork, cooked and shredded
1 ½ teaspoons cinnamon
Sea salt, to taste
1 cup parsley, chopped
1 large pomegranate
1 cup cream
¼ pound queso fresco
Soak walnuts in cold water for 3 hours, then drain and discard the liquid.
While the walnuts are soaking, wash and dry poblano chiles. In each chile, make a 1 ½" slit, lengthwise. Fry the chiles in small batches on medium-high heat, turning them until they puff up and turn olive in color. Peel them under cold water and gently remove the seeds through the slit, without tearing the flesh of the chile.
Melt unsalted butter in a skillet. Add onions and sauté until soft. Add peaches, green apples, plantains, raisins and citron preserves. Sauté for 3-5 minutes, then add pork and cinnamon. Add sea salt to taste. Spoon the mixture carefully into the chiles and bake on a greased cookie sheet at 350o for 5 minutes.
Grind the walnuts in a blender, gradually adding cream, queso fresco and cinnamon. Cover the chiles with the walnut sauce and sprinkle parsley and pomegranate arils (fruited seeds) over the top.
Serves 12.
This month, ChildFund's blog is celebrating the harvest and traditional foods of the countries where we work. On Fridays in October, we'll share recipes. If you try one, take a picture of your dish and share it with us on our Facebook page!
Reporting by ChildFund Mexico
One day, Antonio felt terrible, suffering stomach pain. He needed to go to the hospital, about a four-hour drive from his home village, Huehuetla, in Mexico's Puebla state.
It turned out the problem was appendicitis, and despite the long trip, Antonio's operation was successful. He was able to get to the hospital with the help of ChildFund Mexico, in which he's been enrolled since he was 2, and the support of his sponsor. Antonio is known for his smile, his good grades and his teaching skills. Yes, even at 10, he's a teacher.
Antonio speaks two languages — Spanish and Totonaco, his community's language.
His gift is being a translator for his mother and grandmother, especially when they need to go to the doctor.
Antonio knows that his family members, who speak only Totonaco, have a hard time communicating with Spanish-speaking doctors. So when he accompanies his mother and grandmother to clinics, Antonio is able to tell them what the doctor is saying and respond to the doctor in Spanish.
He also teaches Spanish and Totonaco in the community.
He starts the Totonaco class for children by saying:
"Tlen." (Hello.)
"Pastakgasinil." (Thank you.)
Antonio's family is poor, but they have better access to health care and nutritious food through ChildFund and the local partner organization. In return, the family members volunteer their time and skills to help others.
Antonio says that he wants to major in math in college, and he dreams about owning a store, earning money to help his family.
He adds: "Hasta chale," goodbye in Totonaco.
Read our story from Saturday about the International Day of the World's Indigenous Peoples.
By Esperanza Soto Aburto, ChildFund Mexico
At the age of 12, Jesus — or Chucho, as he's known to friends — was part of the Organization Hñañhu Batsi, a community group in Mexico. He played soccer and was part of a team that won a regional tournament.
Today, as an adult, he has worked with teens who belong to the same organization, a local partner with ChildFund Mexico.
"I was looking for the kids to bring out their character, and teaching them teamwork," Chucho says. But it was also important for him to open a business, making good on what he calls his "Mexican Dream," which has special significance since he immigrated to the United States when he was 15, returning later.
With other young people in his community, Chucho began to figure out what the needs of the community were, and there were no bakeries.
That's how the Nheki Bakery was born; nheki means "me too" in Chucho's native language, Hñañhu.
"At first I wanted to name the bakery 'I undertake,' " Chucho says, "but there is no translation of this word to Hñañhu, so I named it Nheki: 'I want, I can, me too!' "
They started making doughnuts, biscuits, bread, buns and other pastries, sweetening them with agave honey produced in the community. The yeast and jams also are made locally.
The bakery has been open for almost a year, and Chucho and his colleagues are considering opening more bakeries in the region. ChildFund Mexico is now a trading partner, buying bread from the Nheki Bakery for children enrolled in the Early Childhood Development programs. Chucho realized that there is work to do in his community, and with a lot of effort and sweat, there's always a chance to create opportunities.
In our 75-post series in honor of ChildFund's 75th anniversary, we're talking with several of our national directors who oversee operations in the countries where we work in Africa, the Americas and Asia. Virginia Vargas, national director of ChildFund Mexico, has been with our organization for 13 years and also served as Kenya's interim national director for two months last year.
What is your favorite thing about working at ChildFund?
I work for ChildFund because I am convinced that by developing capacities in children and youth, they will be able to break the generational cycle of poverty and achieve their full potential.
I also appreciate that we reach the most vulnerable and deprived children; we try to help those children meet their potential. I like to be part of a global organization known as a child development and protection agency.
Where did you work before ChildFund?
I worked for a cerebral palsy foundation as the director for its education programs.
What is the most difficult situation you have encountered in your job?
The wonderful thing about the national director job is that every day is a different one. I always have to solve different problems, to make decisions, sometimes strategic and some operational. I always have in mind the communities and children we serve.
One of the most difficult tasks is to keep the "balance" among national office, local partners, the international office and the Mexican Board of Directors. As the leader of the organization in Mexico, I have the responsibility to take everybody in the same boat and to roll in the same direction.
What successes have you had in your national office?
Looking at the potential market for sponsorship in Mexico, during 2005, we started our fundraising. Today we have almost 7,000 Mexican sponsors. We developed a five-year business plan, and our goal is to have 15,000 sponsors by 2017.
What motivates you in life?
My motivation in life is to be able to support more vulnerable children; to give them hope, to help them to reach their dreams.
What do you like to do in your free time?
I like to read and go to the gym.
Who is your role model?
Gandhi, because he made a revolution in his country with no violence.
What is a quote, saying or belief that you live by?
"I want to end my life with empty hands, not because I have nothing to give, but because I have given everything."
In April 2012, David Jenkins found himself on his sofa, watching TV while recovering from surgery in his Las Vegas home. That's when he saw a commercial for ChildFund, and his attention was captured by the children on the screen. His next step was to go to our website's financial accountability section to do some research.
"I liked what I saw," David says, and he decided: "Well, I'm going to do this." He began reading profiles of children in Mexico, in part because he knows two Mexican women who told him about some of their hardships growing up, challenges that many girls still face. The opportunity to get to know the child and immediate family by exchanging letters was also important to David. Right on the first page of search results for Mexico was Jessica, a girl from Ocumicho, in the state of Michoacan. She wore her hair in pigtails and looked quite serious and sad. "I'm not a big believer in divine intervention," David says, "but I felt I needed to sponsor that little girl right there."
Today, nearly two years later, David and Jessica maintain a strong friendship through their correspondence; they write to each other about every three weeks. Jessica's grandmother, who looks after her, sent David some homemade pillow covers last Christmas, which he cherishes. Sometimes there's a delay in mail service, but the friends continue to write each other regularly. They agreed early on to write when they have something to say, whether or not they've received a letter lately, David notes, and they make sure to record dates on the letters so they can keep up with the chronology of events if one letter falls behind. "It really takes things to a whole different level," he says of their correspondence, which has taught him a great deal about Jessica's community. "What I've learned is it's a very traditional town. They've been through a lot of struggles."
Jessica is part of the Purépecha Indian tribe, whose members speak an indigenous language and were one of Mexico's pre-Columbian civilizations. In the 1500s, the Purépechas managed to hold off the Mexica Empire, which tried to conquer them. These days, David says, most are farmers, earning only $100 to $200 a month. Her community is known for creating carved masks and figurines, but tourism has declined in recent years, so this source of income for the village has decreased.
Jessica and David often exchange the Purépechan phrase "juchari uinapikua," or "our strength," in their letters, and they often share stories about their activities, including Jessica's participation in local festivals. One of her favorite things is dancing, and she also loves reading, drawing and coloring pictures, especially of flowers.
"I think it's very important to go to school," says Jessica, who's now in sixth grade, "because then I'll have better opportunities …. I think that having a sponsor has changed my life. From my sponsor, I learned to be honest, as he has been with me, and to be generous."
In addition to his sponsorship of Jessica, David has encouraged several friends and coworkers to sponsor other children in Ocumicho, including Jessica's friends and classmates. Often, Jessica serves as "town crier" when she hears that David has found a new sponsor, spreading the news.
"She's got a very big heart and has wonderful priorities for a child her age," he says, and Jessica, who just turned 11, is feeling hopeful about her future. "Her dream was to get her vocational degree and become a secretary," David recalls, but now she has mentioned becoming a teacher after attending university, or perhaps another professional career. Noting that she loves mathematics, David wonders if she'll pursue engineering. At the end of 2012, David started a university fund for Jessica, contributing part of his annual tax return. "I've got a feeling that whatever she does, it'll be something that helps people," he says, calling her a ray of "inspirational sunshine and perspective."
ChildFund staff members from our Mexico office recently met up with Jessica and recorded a short video, in which she explains in her own words what sponsorship has meant to her.
Many of our national offices have thrown celebrations recently for ChildFund's 75th anniversary. Here are some photos from these events (featuring lots of ChildFund's special shade of green), taken by staff members from our offices in Kenya, Liberia, Mexico and Mozambique. Enjoy!
Nairobi, Kenya
Maputo, Mozambique
Mexico City, Mexico
Monrovia, Liberia
By Kate Andrews, ChildFund Staff Writer
Social media can be a mixed blessing. It's easier to stay in touch with friends and relatives today, but status posts, tweets and pictures also can add distraction to our lives. The other day, though, we experienced a pure blessing on ChildFund's Facebook page.
A few weeks ago, Nicole Duciaume, regional sponsorship manager for the Americas, visited some of ChildFund Mexico's programs. She met Guadalupe (whose nickname is Lupita), who works with one of our local partner organizations, often helping children write letters to their sponsors. Lupita was a sponsored child herself in Oaxaca, and she spoke fondly about her sponsor family from Oklahoma, the Talberts. More than 20 years after their sponsorship began, Lupita has kept the letters and photos from the family. (Click here to see a video of Lupita telling her story.)
As we do with many stories on the blog, we promoted it on Facebook. Usually we get a few dozen likes, a comment or two and perhaps a question about how to sponsor. The day that Lupita's blog post went up, though, we received an unexpected message in the comments from Janice Talbert, who spotted the photo of her former sponsored child!
"This is so AMAZING," Janice wrote. "I am so THRILLED to see LUPITA…she was OUR sponsored child. Of course, I had no doubt she would give back to her community. She wrote lovely letters to us for many years and then when we met her, she was warm, vivacious, bubbly and enthusiastic."
Both Janice and Lupita still remember favorite letters they exchanged. Lupita's was a letter she received on her 15th birthday, a cultural milestone for Mexican girls called the Quinceañera, marking the girl's entrance into womanhood. Her family didn't have money for a fancy dress or a big party, but the Talberts wrote that in their eyes she was still important.
Janice recalls the concerned letters that Lupita and another Mexican child they sponsored, Juan, wrote after Sept. 11, 2001, asking if her family was safe after the terrorists' attacks. Janice says that her family, too, has kept every letter and drawing that Lupita and Juan made for them.
I had a chance to talk to Janice about her family's 2005 trip to Oaxaca, when she visited Lupita and Juan.
At that point, Lupita was in high school, and the Talberts had sponsored her since she was 4 years old. They had been hoping to make the trip to see her and Juan for quite a while, and the timing worked out well. ChildFund Mexico's national office helped arrange the visit, and Janice recalls riding in a white van for hours. Lupita's town was quite a ways from Oaxaca's capital, but the landscape was beautiful.
Near Lupita's home was a canyon circled by jacaranda trees that were blooming during their visit. Lupita's family warmly welcomed the Talberts, and they had a great visit to Lupita's school, church and neighborhood. "It was amazing to meet her," Janice recalls. "We'd get a picture once a year, and she was always serious in the pictures, but she smiled a lot in person."
Lupita remembers the visit fondly: "My family and I were very excited about the visit, and we planned the food that we were going to bring them. When the date of the visit arrived, I made a sign. Then we showed them the local partner's facilities and some activities we have there. What is most important is that I had the joy of meeting them."
The Talberts also formed a close bond with Juan's family. Janice recalls the tough conditions in which his family lived – a home with a dirt floor, and a single source of electricity coming through a long, orange extension cord. Janice and her family took Juan to see the nearby Mayan ruins; he had never had the chance to visit this historical site.
The families were generous hosts and very proud of their heritage. "At that point, my Spanish was really bad," Janice says with a laugh. "The people from Mexico are so warm and helpful. When you butcher their language, they still compliment you."
Today, since Lupita and Juan have completed ChildFund's programs, Janice's family sponsors two younger children from Oaxaca. She hopes that one day she'll hear from Juan as well, whom we learned is still living in Mexico and working at an optician's office. He still plays soccer in his spare time, a love that has carried on from childhood.
For Janice, the excitement of learning that both of her formerly sponsored children are doing well and leading happy lives has been an unexpected blessing.
By Nicole Duciaume, Regional Sponsorship Manager, ChildFund Americas
Nicole recently visited our Mexico office, where she met with children in ChildFund programs. This week, she is sharing highlights from her visit. See parts one and two.
When Guadalupe, better known as Lupita, was about 4 years old, a woman from Oklahoma sponsored her. But they had a communication problem because Lupita's mother was illiterate. So, the 4-year-old dictated her messages to a volunteer in her Mexican community. But Lupita wanted to write to her sponsor herself, so she would trace and copy the letters one by one to form words that became sentences that eventually created a letter to her sponsor.
This was a couple of decades ago, and Lupita eventually was able to write for herself as her relationship continued with her ChildFund sponsor until she was 22. Over the years, she wrote about her community (including festivals, holidays and culture) and herself (school progress, family and friends).
Her sponsor also sent Lupita US$1 for Christmas, Easter, her birthday and the day of her saint. Lupita became known as the Dollar Girl in her community, and that dollar was worth so much to her. It was enough to buy a piece of chocolate and also to boost her self-esteem year after year. Lupita, who is now 26, is proud that when she graduated from ChildFund, her sponsor agreed to support another child in her community.
Today, Lupita works as the sponsorship coordinator for one of ChildFund Mexico's local partner organizations a few hours away from where she grew up. The children she now assists remind her of herself a couple of decades ago. Lupita manages a cadre of eight volunteers who work with 660 children.
"Now, I help children who have difficulty writing to their sponsors," she says. "I have to have a lot of patience to help as much as possible, just like I learned with the support of my sponsors." Lupita hopes all of the children in the community will be sponsored one day so they can feel what she felt: the love, the encouragement and the support of a faraway friend.
Communication between sponsors and sponsored children is very important, Lupita says, because you get to know people from other places that you never even imagined existed, with whom you can share traditions, customs, your way of life and how you are developing. Often, that person becomes a part of your bigger family.
She says that her sponsors "always cared about what was happening in my life and always encouraged me to grow personally and academically. They always inspired my confidence and encouraged me to tell them my problems and said that they were there to morally support me."
In addition to the emotional support she received through sponsorship, there was a definite developmental value to her experience as well. Through the various writing exercises and reading letters from her sponsors, Lupita improved her literacy skills and learned to write and express herself clearly.
"It was important because it taught me to write and to learn something new every day that I didn't already know, and then I wanted to learn as quickly as possible so I could write to my sponsors myself," she says.
To this day, Lupita still has all of the letters, postcards and photos her sponsor sent her.


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We the Geeks: SUBMERGED!
What better way dive into ocean science than to hear from an expert living 63 feet below the surface? To celebrate the end of National Oceans Month and one year of progress on President Obama's Climate Action Plan, the White House and the Weather Channel will host "We the Geeks: SUBMERGED!" this Wednesday, June 25, at 2:00 p.m. ET.
Pioneers of ocean exploration and experts on weather and climate science -- including one who will participate from the ocean floor -- will join forces on this Google+ Hangout to discuss the importance of oceans to our way of life, the potential unlocked secrets held in the depths of our oceans, and how oceans both contribute to and are impacted by climate change and weather patterns. The all-star line-up will include:
- Sam Champion, Host, The Weather Channel
- Fabien Cousteau, Ocean Explorer, Film Producer, and Mission 31 Leader, will join from an underwater marine habitat off the coast of the Florida Keys
- Sylvia Earle, Marine Biologist, National Geographic Explorer-in-Residence
- Carl Parker, Meteorologist, The Weather Channel
- 2014 National Ocean Sciences Bowl Championship Team, Boise High School
- Beth Kerttula, Director, National Ocean Council
- Laura Petes, Senior Policy Advisor, White House Office of Science and Technology Policy
- "Ocean Cam," live underwater feed from Aquarius underwater habitat
Participants will share what scientists know about how climate change is causing sea levels and ocean temperatures to rise, the impacts of ocean acidification, and how oceans are a critical engine of the climate and weather we experience above the surface.
Join us this Wednesday at 2:00 p.m. EDT and join the conversation using #WeTheGeeks. See you then!
Becky Fried is Deputy Director of Strategic Communications at the White House Office of Science & Technology Policy and Katie Wetstone is a Student Volunteer at the White House Office of Science & Technology Policy.
White House Blogs
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Mortgage loan underwriters are responsible for approving or rejecting mortgages. To make this decision, the mortgage underwriter must generate a risk report and demonstrate how the contents of the report are within the lender's guidelines for approval, or how the contents of the report fail to meet the guidelines. The first thing that mortgage underwriters do is obtain and review credit reports for prospective debtors. Next, they obtain information from prospective debtors about their income, and possibly their assets and other debts. Afterward, mortgage underwriters will determine what collateral is available that can be used to back the mortgage.Read More...
After mortgage underwriters have information on the debtors' credit, ability to repay, and possible collateral, the underwriters will generate reports that sum up the risks posed by offering the prospective debtors the requested mortgages. At this point, the underwriters may write in conditions for the mortgages. After analyzing all of the risks as a whole, the underwriters will then make a decision to either approve or reject the mortgages. However, the job does not end here. In either situation, the underwriters may need to explain the basis of their decisions to the clients, support staff or superiors. Excellent interpersonal skills are necessary to convince individuals who have a different tolerance for risk and who disagree with the mortgage underwriters' decisions.
Mortgage underwriters usually work in an office environment for banks and other lending institutions. The educational requirements vary, but the most important requirements are that the underwriter have appropriate certifications and an in depth understanding of the process and laws related to mortgage underwriting.
Mortgage Loan Underwriters flock to Wells Fargo Home Mortgage, J.P. Morgan Chase & Co. (JPMCC), Bank of America Corp. (BOFA), Wells Fargo & Co., and U.S. Bank, highly regarded companies that employ a generous number of people in this profession. Heading up the field in terms of compensation, U.S. Bank offers the most; Mortgage Loan Underwriters earn $61K on average there.
Mortgage Loan Underwriters who responded to the survey report just a handful of professional skills. Most notably, facility with Loan Underwriting, Mortgage Loans, and Financial Analysis are correlated to pay that is above average, leading to an increase of 4 percent. The majority of those who know Loan Underwriting also know Financial Analysis.
Median of all compensation (including tips, bonus, and overtime) by years of experience.
Mortgage Loan Underwriters with a lot of experience do not necessarily enjoy more money. Salaries of relatively inexperienced workers fall in the neighborhood of $50K, but folks who have racked up five to 10 years see a notably higher median of $60K. After working for 10 to 20 years, Mortgage Loan Underwriters make a median salary of $66K. Individuals who report more than two decades of experience seem to make only slightly more than folks in the 10-to-20 year range; the more senior group sees median earnings in the comparatively modest ballpark of $70K.
For Mortgage Loan Underwriters, Dallas provides a pay rate that is 18 percent greater than the national average. Mortgage Loan Underwriters can also look forward to large paychecks in cities like Irvine (+16 percent), Houston (+12 percent), New York (+8 percent), and St. Louis (+7 percent). In Minneapolis, salaries are 12 percent below the national average and represent the lowest-paying market.
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The Greater Morgantown area is an amazing place for motorcycling enthusiasts to gear down and unwind. The area offers a wide variety of exciting terrain and wonderful roads for any skill level.
Breathe the fresh mountain air as you wind through wonderful mountain vistas. Marvel at the beauty as you head out on our Country Roads.
The Greater Morgantown Area is motorcycle-friendly. And our hospitality is evident everywhere you travel.
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Narrow your search
The online retailers' prohibition comes after bans from Walmart and Sears. Google, Etsy and Newegg also make similar changes.
Broadening its reach beyond pure music streaming, Spotify now lets users buy merchandise from artists through the app.
The electronics giant adds its voice to the rebellion against the Civil War symbol following last week's racist massacre of nine people at the famed Emanuel African Methodist Episcopal church.
Executive Chairman Jack Ma says the Chinese online retailer is focused on its home market and wants to partner with US businesses to bring more goods to China.
Craft makers, would you decamp from Etsy for someplace called Handmade at Amazon? The e-commerce giant is looking to gauge your interest.
A music industry insider reckons physical media and streaming can coexist in a way CDs and downloads couldn't.
The Chinese online retailer in recent years has also taken stakes in US retail firms ShopRunner and 1stdibs and opened its own US online shop, 11 Main.
Live-streaming apps made it easy for anyone to watch the Mayweather-Pacquiao fight for free, "Star Wars" fans get new movie details on May the Fourth, and a true space heroine boldly brews the first espresso in zero gravity.
Retailer's customers can use the mobile-payments system to complete transactions on its app, with in-store capability coming later this year.
The e-commerce pioneer's overall results hid the differing paths of eBay's two main businesses, with PayPal growing and eBay.com floundering.


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Tool: Double Boiler
A double-decker saucepan with an upper vessel that fits into a lower pot, which is filled with water. It's used to melt chocolate or cook delicate sauces without scalding. You can improvise a double boiler by putting a glass or metal bowl over a regular saucepan with water in the bottom. Be sure to have the water level low enough that it doesn't touch the bottom of the bowl. You want the heat to come from the steam, otherwise the temperature will not be evenly distributed.
Other names: Water Bath, Double Steamer, Bain-Marie
Translations: Dvivietis boileris, Boiler dublu, Dupli Boiler, Đôi lò hơi, डबल बॉयलर, Пароварка, Μπεν μαρί, ضعف المرجل, 더블 보일러, Dvojité kotle, Double kuluan, 双锅炉, Doble caldera, Dvojité kotly, Doppia caldaia, פעמיים Boiler, Vattenbad, Дупли котао, ダブルボイラー, Doppel-Boiler, Dobbelt Boiler, Doble caldera, Пароварка, Double Vesisäiliön, Двойна котел
Related Cooking Videos
Permalink Karen Heating
August 20, 2010
August 20, 2010
I recently got one of these and I find it very helpful and you're right, it's prefect for melting chocolate. http://boilerrepair247.co.uk/norfolk.html
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Related Tools & Techniques
- Tool: Copper Core Double Boiler
- Tool: Copper Double Boiler
- Tool: Stainless Steel Double Boiler Insert
- Tool: Chinese Double Boiler
- Tool: Stainless Steel Water Boiler
- Tool: Double Burner Griddle
- Tool: Double Handle Fry Pan
- Tool: Double-Walled Glass Espresso Mug
- Tool: Double-Walled Stackable Glasses
- Tool: Double-Walled Glass Coffee Mug


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What's so good?
By David Peter Simon | Dec 04, 2012 | Total plays: 4,895
ViLLΛGE is a relatively mysterious producer named Vali Dragomir residing out of Galati, Romania. He makes UK garage music that crosses a lot of other genres -- like lovestep, chillwave and neurofunk (which is a subgenre of drum and bass hailing from London that takes its influence from house and jazz).
I'm loving the top comment on this YouTube video right now, which basically sums up why this edit rocks: "Living proof that a turd can be polished." You can again enjoy a fresh take on the Gucci track, this time with a deeper bassline and a cutting backbeat. After indulging yourself, head on over to Facebook, where you can find Valati's fresh and free remix releases. You can also follow him on SoundCloud and Twitter.
* Did you know that Touré wrote an article titled "White Female Rappers Challenging Hip-Hop's Masculine Identity"? In it, he takes a very different read of the song's lyrics...
"The song basically attacks a central tenet of hip-hop: Many rappers embrace labelism as part of their celebration of upward mobility as well as a postmodern sentiment that you are the brands you wear. Her rejection of that reeks of white-girl privilege. But similarly privileged people may find her message refreshing."
There's also this piece criticizing the song as an appropriation of black culture,
"I don't believe for one second her image is authentic. It is one derived of the stereotypical "sister girl" trope we've seen time and time again."


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Reload the page and try again.
There a large diversity here at UCCS. We have national and international transfer students, people of all colors, and people from different socioeconomic backgrounds and beliefs. Everyone respects each other and I haven't heard of any racism or sexism going on here.
I have always had a diverse group of friends. My own background after leaving home allows me the ability to associate with people from many different cultural and religious backgrounds.
There isn't really a lot of diversity in the college community. the majority are Caucasian
Since UCCS is a commuter school, many of the people that attend UCCS are from Colorado Springs and the surrounding areas. Colorado Springs is a military town, with many Christian primary schools. I don't think that it is a very diverse campus. The most diversity is probably in economic status. While UCCS is not very diverse, I do think that it is an accepting place for people of diversity. People are generally accepting of others.
Diversity is very important to me since I am a black man. At UCCS, diversity has improved somewhat, however it still has a little ways to go. From what I've seen the past 3 years I have attended, only a handful of staff and faculty are concerned with promoting diversity on campus. Some people don't recognize the value and importance of diversity. It gives you different ideas and perspectives and celebrates differences and promotes individual growth. Also, since this is a conservative city and a perdominantly white campus, it is important that we are making sure other races and minorities are comfortable and are being treated fairly. UCCS is making some progress but still has a ways to go.
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Jay Family Medicine Relocation
Carol Keihn to join Jay Family Medicine
LifeBridge Senior Behavioral Health Unit Renamed JCH Behavioral Health
JCH Named Industry of the Year by Geneva Chamber of Commerce
Dr. Myron to join Jay Family Medicine
Dr. Haggenjos to Receive 2015 IRHA Doc Hollywood Award
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Patient Advocate
We care about you as a patient at Jay County Hospital. You deserve and are entitled to personalized care. This is why our Patient Advocate is available to you.
A Jay County Hospital Patient Advocate can help you and your family find solutions to special concerns and answers to questions about the care you receive.


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Learn more about Halo Spot's Stew Salmon Recipe Puppy Food:
Manufacturer: Halo
Mfg Part#: 00745158361213
Sku: 219032720
See more in Dried Meat
|Halo Spot's Stew Salmon Recipe Puppy Food- Our natural, holistic pet care products are made with the finest natural ingredients available, designed to enhance your pet's well-being, keeping your puppy and companion healthy and happy -- inside and out.Halo Spot's Stew Salmon Recipe Puppy Food will help to keep your growing puppy's body lean, muscles toned and joints healthy. Spot's Stew uniquely blends three sources of protein -- wild salmon, whole eggs and vegetable essences -- for pure nutrition and easy digestibility. We add a bounty of whole farm-raised vegetables and grains to these outstanding protein sources, so your puppy benefits from great nutrition, great taste and the goodness of pure food. Additionally, this holistic formula contains no artificial colors, flavors or preservatives, gluten, wheat or corn, rendered meats, poultry or fish, animal or plant by-products.......


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- Shaun Letang | How To Make It In The Music Industry – 4 Key Factors
- Mackenzie Carlin | Fonts and Branding | How Typography Affects Your Identity In The Music Industry
« Twitter Forefronts Conversations, Tips Ecommerce Plan That Could Sell More Music | Main | Getting It Done: The Week In D.I.Y. & Indie Music »
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Therapists: 1 to 20
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Therapists in Knoxville
"I do not dianose nor treat mental illness. What I do best is help couples maximize their ability to know and understand each other. Included in my approach is the belief that in order to have a healthy relationship, you need two healthy people. It seems that most people come to counseling to get their spouse to see things their way. They want me to referee and side with them. I help them see that they must change themselves first, and stop demanding for their spouse to change first. Once this foundation is established, couples can work successfully on strengthening their relationship.
(865) 745-5178
"Do you feel depressed? Do you feel stuck in your life? Are you experiencing overwhelming anxiety or stress? Are you having relationship issues? If so, therapy can help you. In therapy, you will have a better understanding of yourself, and why you think, feel, and behave the way you do, while developing skills to enhance your mental & physical health. I will provide a caring, collaborative, nonjudgmental, & positive environment throughout therapy, and will tailor sessions and interventions to fit your needs and goals.
(865) 245-2319 x104
Verified by Psychology Today
Justin R. Hall
Counselor, MS, LPC, MHSP
"I am a Licensed Professional Counselor with over a decade of experience in the helping professions. In addition, I am a Knoxville native and obtained my master's degree in counseling from the University of Tennessee. I have successfully worked in outpatient, hospital, residential, and crisis settings, providing services to individuals, families, and couples.
(865) 551-6920
Verified by Psychology Today
Catherine E. Zook-Bell
Psychologist, PhD
"People deserve to be heard and understood. My goal is to work with my clients toward a shared vision of better health and wellness. My clients and I work to develop the tools, skills, insights, and understanding they need to cope with, contain and move through their presenting concerns toward the achievement of their therapeutic needs. My hope for each of my clients is that the time and effort spent in therapy will enhance their quality of life.
(865) 745-5041
Verified by Psychology Today
Shannon Wilson
Psychologist, PhD
"Dr. K. Shannon Wilson earned her PhD from the University of Tennessee, and is a licensed clinical psychologist. She has received specialized training in many areas, including hypnosis, trauma recovery, depression, and anxiety, behavioral issues and family therapy. She works with children, adolescents, adults, and families, and has received specific training in the treatment of law enforcement officers and emergency responders. Her therapeutic style is generally cognitive-behavioral, but incorporates elements of psychoanalysis and varies from case to case depending on the needs of the client.
(865) 264-3107
Valerie H Temple
Counselor, MA, BCCC, MCLC
"I am passionate about working with individuals and couples who desire to live out thier God given purpose and destiny. My objective is to discover the issues in the heart and work with the person to overcome them so they can experience the life they were created for. My approach is wholistic in that the spirit, mind and body are in balance. I believe when you live out your core beliefs you experience more joy and peace.
(865) 896-2789
Verified by Psychology Today
David Hall
Marriage & Family Therapist, PsyD, LMFT, LPC, MHSP
"I focus on work with teenagers, college students, and young adults. Whether your struggle is with relationships, anxiety, spiritual concerns, sexual health, or just personal growth; I would love the chance to help you work through these difficult parts of life. I have a love for music, movies, art, and stories in general, and I try to use my sense of story as a way to help the people I work with find new ways to see their lives and possible solutions. Visit my website at www.davidhallmft.com
(865) 670-0988
Verified by Psychology Today
Samantha Ann Hutton-Metheney
Marriage & Family Therapist, MA, LMFT, CHT
"I believe that clients have the innate ability to heal through accessing their innermost selves. Each client is traveling their own personal, interpersonal, and spiritual path and I act as a guide to help facilitate and co- create healing and wholeness. Through healing old wounds, past traumas, and solving relationship conflicts, I aspire to help individuals, couples, and families reach their highest potentials to aid in having richer and more fulfilling lives. My approach is Transpersonal, which means that I look beyond the ego into the spiritual to encourage wholeness in each client.
(865) 730-4209
Knoxville, Tennessee 37918
Verified by Psychology Today
Shana V Hamilton-Lockwood
Psychologist, PhD
"I strive to provide a safe space for all clients to explore the issues bringing them to therapy and what underlies those issues. As a multicultural/relational therapist identities that are important to you provide a background for therapy (race, religion, culture, ethnicity, sexual orientation, age, political affiliations, gender identity, gender, sex, ableness, etc.) as those identities make up who you are. Relationships and how you relate with others are also important. I treat anxiety, depression, grief/loss, phases of life issues, family issues, women's issues and men's issues. I am also a sex and gender specialist.
(865) 245-4713
Knoxville, Tennessee 37902
Verified by Psychology Today
Ed Jessee
Psychologist, PhD
"I enjoy working with a variety of clients, including children, adolescents, adults and couples. Approximately 20% of my practice is children and adolescents, about 50% adults, and about 30% couples. I work with the family when I am working with children and adolescents. I work closely with several psychiatrists in the practice here but I believe in using as little medication as possible. I encourage clients to do everything they can to help themselves naturally, including eating healthy, exercising, and enhanced self-care. I believe in a biopsychosocial approach--considering the whole context that can influence an individual's life.
(865) 584-0171
Verified by Psychology Today
Irina Diyankova
Psychologist, PhD
"I understand how difficult it is to ask for help and how painful it could be to talk about things that are not working with a stranger. I feel honored every time my client opens up to me. I treat my clients with respect, kindness, and warmth. In my experience, therapeutic relationship is the foundation of the healing process and I work very hard to help my clients feel heard, understood, supported, and safe in my office.
(865) 685-5465
Knoxville, Tennessee 37902
Verified by Psychology Today
Jane A Barton
Psychologist, PhD
"I specialize in cognitive-behavioral therapy and feel it is my privilege to help people overcome psychological roadblocks to their hopes and dreams. I have a compassionate, empowering approach with special training in treating substance abuse, eating disorders, survivors of sexual abuse, and family and couples counseling, as well as depression and anxiety issues. I also work with family members who have a loved one with an addiction problem, as it can be so difficult when your loved one does not seem ready to change.
(865) 375-5256
Verified by Psychology Today
Stephanie Swain Weatherstone
Clinical Social Work/Therapist, LCSW
"I am regularly inspired by the individuals I see for therapy, and am humbled by the fact I am someone with whom they choose to share their greatest pain, their deepest secrets, and meaningful epiphanies about the world in which they live. To effectively understand what an individual needs to feel whole again, listening and observing with objectivity and empathy are key. Every person is different, every situation is different, and the number of variables present are infinite. I enjoy taking this journey with patients as they work to regain a feeling of being whole.
(865) 551-6708
Verified by Psychology Today
Marta Finnegan
Counselor, LPC
"I am a licensed therapist with over 14 years of experience providing therapy for both children and adults in a variety of clinical settings. I deliver counseling services for individuals, couples and families in the Knoxville area using unique and varied techniques individually selected to meet the specific needs of my clients. With training in various therapeutic approaches, I address the challenges of my clients with care, compassion and concern. I understand the difficulties with juggling a busy schedule which is why I provide in-home therapy to decrease your stress rather than add to it.
(865) 383-5591
Verified by Psychology Today
Ronald Richard Brown
Psychologist, PhD
"My ideal client is one who is willing to work on his or her issues and concerns. I work well with clients dealing with depression and anxiety. I am also providing psychological assessments for a local attorney assisting individuals with their immigration concerns. I offer Testing and Management for ADD/ADHD, also Psychological Evaluations for Spinal Cord and Gastric Bypass Surgeries. I specialize in Trauma & Post Traumatic Stress Disorder, Management of Anxiety, Depression, Anger, Impulse, Grief or Loss, Panic, Pre-Marital, Marital and Divorce Therapy, Domestic Violence, Life Coaching, Parenting Skills Training, Christian Counseling, and Sports Psychology.
(865) 329-6249
Verified by Psychology Today
Al C Behel
Marriage & Family Therapist, MS, LMFT, LPC, MHSP
"I treat children, adolescents, and adults. I work with clients in a respectful manner to achieve change and solutions which optimize their strengths as they address their issues and concerns.
(865) 375-5010
Verified by Psychology Today
Dana Vince
Counselor, MA, LPC, MHSP
"Stop here if you are looking for a counselor for your marriage or relationship. I help couples who are struggling to get along with each other, don't know what to do after an affair, feel like roommates (no passion), feel disconnected from each other, who can't communicate without fighting, who can't negotiate differences on finances, parenting, chores, sex, etc.
(865) 264-3059
"The decision to enter therapy can be a daunting process. Finding the right therapist who will work with you in facing life's challenges can seem incredibly unnerving. It is difficult, and both courageous, to talk to someone about our most inner secrets. However, with the right therapeutic approach and a trusted relationship with your therapist, it is possible to face our fears and begin to live anew.
(865) 927-8721
Verified by Psychology Today
Paige Keisler
Marriage & Family Therapist, MS, LMFT
"Through individual, couples, family, and play therapy I work with children and adolescents of all ages, as well as adults and couples who are experiencing a multitude of issues. I use Cognitive Behavioral Therapy to help individuals and families learn new skills and strategies, manage stress, learn relaxation techniques, formulate coping strategies, and restructure negative thoughts. I offer a supportive, positive stance to clients, and I truly enjoy seeing clients bettering themselves and reaching their goals.
(865) 229-1277
Verified by Psychology Today
Sarah Rimer Moss
Clinical Social Work/Therapist, LCSW
"I work with individuals and families seeking to improve the ways they cope with the challenges they face, which may include problems in relationships, substance abuse, trauma, depression and anxiety (and other mental illnesses), difficulties in career, lifestyle dissatisfaction, and other personal issues. I practice with an emphasis on collaboration and relationship, meaning that I view my patients as the experts on their own lives. By offering a respectful, caring, and supportive environment to explore the patient's concerns, thoughts and feelings, I facilitate the patient's arrival at a deeper and more honest understanding of him or herself.
(865) 622-6635
Not enough Therapists to choose from?
Try expanding your search for Therapists in Knoxville to a larger area (e.g. Knox County, Tennessee)
How can I tell if a therapist is right for me?
Therapists in Knoxville have broad skills and are able to work with a wide range of issues.
For example, if you're seeking a marriage counselor in Knoxville you'll find that most therapists are trained in marriage counseling or couples counseling in Knoxville and couples therapy. And they welcome families for family counseling in Knoxville or family therapy in Knoxville.
What method of therapy is right for me?
When it comes to treatment methods, there's no "right way". A couples counselor or a family counselor may use different treatment methods depending on the one that works best for you.
How to use my insurance?
Many therapists accept health insurance. Check to see if your insurance is covered. Feel free to discuss this when you contact the therapist.


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Amazon EBS provides block level storage volumes for use with EC2 instances With Amazon EBS, you can create point-in-time snapshots of volumes and store them on Amazon Simple Storage Service (Amazon S3). After you've stored a snapshot in Amazon S3, you can copy it from one AWS region to another, or within the same region. Snapshots are copied with Amazon S3 server-side encryption (256-bit Advanced Encryption Standard) to encrypt your data. You can use snapshot copies to create backups of data, to create new EBS volumes, or to create Amazon Machine Images (AMIs).
Copying snapshots that were encrypted with non-default AWS Key Management Service master keys is not supported at this time.
You can have up to five snapshot copy requests in progress to a single destination per
account. You can copy any accessible snapshots that have a
completed status, including
shared snapshots and snapshots that you've created. You can also copy AWS Marketplace, VM Import/Export,
and AWS Storage Gateway snapshots, but you must
verify that the snapshot is supported in the destination region.
The first snapshot copy of a volume is always a full copy. Each subsequent snapshot copy is incremental, meaning that only the blocks on the volume that have changed since your last snapshot copy to the same destination are transferred. Incremental snapshots make the copy process faster. Support for incremental snapshots is specific to a region pair. For example, if you copy a snapshot from the US East (N. Virginia) region to the US West (Oregon) region, the first snapshot copy of the volume is a full copy. However, subsequent snapshot copies of the same volume transferred between the same regions are incremental. A snapshot copy is incremental only if a previous complete snapshot copy of the source volume is already available in the destination region.
To copy an Amazon Relational Database Service (Amazon RDS) snapshot, see Copying a DB Snapshot in the Amazon Relational Database Service User Guide.
When you copy a snapshot, you are only charged for the data transfer and storage used to copy the snapshot data across regions and to store the copied snapshot in the destination region. You are not charged if the snapshot copy fails. However, if you cancel a snapshot copy that is not yet complete, or delete the source snapshot while the copy is in progress, you are charged for the bandwidth of the data transferred. The snapshot is copied across regions using the secure Amazon S3 Copy and the snapshot copy receives a snapshot ID that's different from the original snapshot's ID.
You can use a copy of an snapshot in the following ways:
Geographic Expansion: You can launch your applications in a new region.
Migration: You can migrate an application to a new region, to enable better availability and minimize cost.
Disaster Recovery: You can back up your data and logs across different geographical locations at regular intervals. In case of disaster, you can restore your applications using point-in-time backups stored in the secondary region. This minimizes data loss and recovery time.
The Amazon EC2 console, Amazon EC2 CLI, and the API are designed to provide an intuitive customer experience. We use the push model in the console design to minimize user clicks for the snapshot use cases discussed earlier. You can easily initiate a copy from the console by starting with the source region. We use a pull model in the Amazon EC2 CLI and the API, because these experiences factor in how customers use automation. You only need to know the source snapshot ID and source region to initiate the copy using the Amazon EC2 CLI or API.
To copy a snapshot using the Amazon EC2 console
Open the Amazon EC2 console.
In the navigation pane, click Snapshots.
Select the snapshot to copy, and then select Copy from the Actions list.
In the Copy Snapshot dialog box, update the following as necessary:
Destination region: Select the region where you want to write the copy of the snapshot.
Description: By default, the description includes information about the source snapshot so that you can identify a copy from the original. You can change this description as necessary.
Copying snapshots that were encrypted with non-default AWS Key Management Service master keys is not supported at this time.
Click Yes, Copy.
In the Copy Snapshot confirmation dialog box, you can click Snapshots to go to the Snapshots page in the region specified, or click Close.
To view the progress of the copy process later, switch to the destination region, and then refresh the Snapshots page. Copies in progress are listed at the top of the page.
To copy a snapshot using the command line
You can use one of the following commands. For more information about these command line interfaces, see Accessing Amazon EC2.
copy-snapshot (AWS CLI)
ec2-copy-snapshot (Amazon EC2 CLI)
Copy-EC2Snapshot (AWS Tools for Windows PowerShell)


text:
Asus Transformer Pad Infinity TF700 (gray, 64GB)
Part Number: CNETTF700 Released: 25 Jun 2012
Asus Transformer Pad Infinity TF700 (gold, 64GB) tf700gold64
Pricing is currently unavailable.
Visit the manufacturer's web site to view their availability. The price is not yet available.* Product and pricing data are sourced from third parties for informational purposes only. We strive to provide correct information, but are not responsible for inaccuracies. Should you find any errors, please help us by reporting it here.


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Visit our other Wisconsin Historical Society websites!
Refine or narrow your results by clicking any term in the gray boxes below.
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Date: 1937-02
Description: This topographical map of the forest preserve shows highways, roads, trails, telephone lines, Native American reservations, Ranger sub-stations, state nurs...
Date: 1853 ca.
Description: This map shows camps, forts, logging camps, lakes, roads, railroads, the Wisconsin River, and Lac Du Flambeau Indian Reservation. Some points of interest a...
Date: 1893
Description: The log cabin of Len Thomas.
Description: Exterior view of the Birch Cottage at Everett's Resort surrounded by trees. There is a cushioned porch swing and other outdoor furniture on the rustic porc...
Date: date unknown
Description: Winter scene with six well-bundled passengers in a sleigh pulled by two horses and pulling two skiers behind. In the background are pine trees.
Date: 1910 ca.
Description: Exterior of the public school.
Date: 1931 ca.
Description: View from water of a child playing near a playpen on the lawn of a one and one-half story cottage on a slope along the shore of a lake. There is a stone se...
Date: 1972-01
Description: The World Snowmobile Championship showing the track, snowmobiles, competitors, bleachers and spectators.
Date: 1948 ca.
Description: A man feeds a bear in a large cage at the Gateway Inn. A group of people are gathered at the right side of the cage.
Date: 1909 ca.
Description: This 1909 map of northern Wisconsin and a portion of Michigan's Upper Peninsula shows the Lac du Flambeau Indian Reservation, cities and villages, railroad...
Description: View through trees of a wet boathouse at The Morey Resort.
Date: 1912 ca.
Description: This view is looking northeast from the site of Norway Springs at the north end of Trout Lake in the spring. In the foreground are tree stumps; in the back...
Description: Lodge interior at Northern Highland Lodge.
Description: View from street of a two-story "boomtown" style building which was the residence of Francis Johnson, teacher at the Mayo School, District No. 1, Town of W...
Date: 1911-05
Description: View across field of a number of men working to clear a field. There is a team of horses pulling a plow to create a furrow. There is a pine forest in the b...
Description: View from behind of group of spectators watching competitors at the World Snowmobile Championship.
Date: 1920 ca.
Description: Exterior view of the Buck Inn at Lost Lake Resort.
Description: Students pose in front of the Mayo School, District No. 1. There are large pine trees around the one-story building and a low fence in front. A "Mayo Schoo...
Description: Winter scene on Wall Street. Two women cross the street and many cars are parked at the curb. Men appear in the background. Many business signs can be seen...
Date: 1997-06
Description: A cross on Highway 110 South of Winchester marks the spot where Tabitha Dyer was killed in a car accident.
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text:
The wrap-around design fits the contours of your truckbed and provides extra protection at the wheel wells. The seamless Durasport bedmat is constructed of thick rubber and reinforced with a durable nylon fabric. Add the Duragate tailgate cover and bed caps for increased bed protection.
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text:
I've Won Big in Sweepstakes, and You Can, Too
by Annalisa Kraft-Linder Apr 24th 2014 9:25AM
I've won a Toyota Prius, three trips to the Caribbean and one to Space Camp, jewelry and spa treatments. In fact, I received an $100 gift card yesterday.
I've won a Toyota Prius, three trips to the Caribbean and one to Space Camp, jewelry and spa treatments. In fact, I received an $100 gift card yesterday.
The decade's biggest tax cheaters file fake returns, don't file, steal identities, commit fraud and just plain lie to avoid paying taxes.
People who have accounts at HealthCare.gov are being told to change their passwords, to thwart possible exposure to the Heartbleed Internet security flaw.
In a quest for personal information and money even after filing deadlines, scammers often impersonate the IRS.
Michaels Stores confirms there was a security breach at certain systems that process payment cards at its U.S. stores and that of its Aaron Brothers unit.
Aggressive con artists target people who received -- or just applied for -- online payday loans. Four federal lawsuits cite losses of about $20 million.
An Internet connection and a bunch of stolen IDs are all it takes for crooks to collect billions of dollars in bogus federal tax refunds.
If you get an email that appears to be from the IRS claiming that there's a problem with your 2013 tax return, don't respond. It's a scam.
When it comes to medical identity theft, more than your money is in danger: This type of fraud could cost you your life. And it hits millions of Americans every year.
Target missed multiple opportunities to thwart the hackers responsible for the unprecedented holiday shopping season data breach, Senate staffers say in a report.
The evidence was simply too overwhelming, jurors say after they convicted five former Bernard Madoff associates of helping to conceal his multibillion-dollar Ponzi scheme.
The IRS is warning that scammers have targeted thousands of Americans, and walked away with more than a million dollars of taxpayer money.
Thousands of Americans nationwide have been targeted by a phone scam in which fraudsters claim to be from the IRS and demand money for unpaid taxes, the IRS' watchdog says.
The increasing vulnerability of companies to cyberattacks can be largely blamed on sluggish or nonexistent action on part of the U.S. government, security pros say.
Consumer chargebacks cost merchants a bundle, and if this refund trend continues, both retailers and consumers will be affected.
The convenience that allows us to electronic file our taxes also allows cybercriminals to file fraudulent returns. Here's how cybersecurity gurus say you can protect yourself.
Target had the tools in place to stop the Thanksgiving hack before it snagged a single user's data - but it failed. Bloomberg reveals what happened when the alarms went off.
Herbalife, the controversial nutrition company under assault from billionaire Bill Ackman, has disclosed it has received a civil investigative demand from the FTC.
Consumers can unintentionally leak a deluge of personal information as they shop online and surf the Web, attracting malicious hackers on the prowl.
Mt. Gox, once the world's largest bitcoin exchange, files for bankruptcy in Dallas, a move that will temporarily put U.S. legal action on hold against the company.
The data breach at Target that exposed millions of credit card numbers has focused attention on the patchwork of state consumer notification laws.
The silver lining in the cloud of that giant Target data breach includes a yearlong benefit for many Americans, plus a nudge to improve the way they do business online.
Retirement has the potential to be a fulfilling and an exciting adventure, but you need to be careful to avoid these gotchas along the way.
A negative event in your life can cut your ability to defend yourself from fraud, a new AARP study concludes. That's why the scammer's pitch doesn't sound too good to be true.
Stay vigilant. Know how credit and debit cards are treated differently after they're compromised. And understand the benefits of being responsible with credit.
The failure of Mt. Gox was expected, but the size of the theft was a surprise. The disappearance of $390 million in bitcoins will generate greater governmental scrutiny.
In today's high-tech world, our personal financial information is rarely safe from hackers. And too many businesses fail to meet security compliance standards.
Tax fraud takes many different shapes, but this annual list of the "Dirty Dozen" from the IRS will help you to recognize and avoid the most common of them.
The IRS has some excellent resources for seniors and retirees, whether you complete your own taxes or delegate that task to someone else.
Americans typically trade in their plastic for cash when they want to cut down on credit card debt. But now they're doing it for an entirely different reason.
The 2013 tax filing season begins Friday, but it's not just the IRS that is ready for your returns -- so are scammers.
The Better Business Bureau has a warning: Check your credit card statements for $9.84 charges. Gobs of them are popping up, and they usually mean criminals have your number.


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Marcus Price, Calallen rout Beeville, 68-20
Wildcats RB rushes for 190 yards in win
SINTON - Officially, Marcus Price rushed for 190 yards and three touchdowns for Calallen High School on Friday night.
Counting the real estate he covered on winding, weaving, juking big plays, the Wildcats' senior likely tripled or quadrupled that total.
With a dominating rush attack, the 11-1 Wildcats motored their way into the Class 4A Division II region semifinals with a 68-20 victory over Beeville at Pirate Stadium. In addition to Price's work, quarterback Preston Dorsey added four scores and 129 yards rushing to send Calallen against Dripping Springs (9-3), a 10-3 overtime winner over Alamo Heights, next week.
"I don't know, probably about three miles," said Price, asked to guess at how much he ran Friday night. "It was almost like a cross country meet for me. I was just trying to get into the end zone every time I got the ball."
Price's performance gave the game a track-like feel. He scored on runs of 33, 49 and 46 yards on his five carries. On all of the touchdown runs, Price wheedled his way back and forth, breaking tackles and threading his way through the Trojans' defense to complete exhausting runs.
"I didn't see much of them. I was working with the offense, but I saw a couple of them," said Beeville coach Troy Moses, whose Trojans close the season with a 6-6 record. "Yeah, he's a good kid. We did a poor job of tackling or getting our helmets on him. But he's really quick and shifty and he's pretty good."
Calallen scored every time it had the ball, save for its final possession that ended at Beeville's 20 with a minute, 6 seconds to play after three kneel-downs by backup players.
The two teams gave the Sinton scoreboard another workout with the 88 combined points, topping the 81 Refugio and Three Rivers posted the night before in the Bobcats' 56-25 2A victory. The 68 points were the most by Calallen this season, passing the total in a 61-3 District 31-4A win over Alice. It surprised all concerned.
"I didn't know Price was going to have the night he did or Dorsey," Calallen coach Phil Danaher said. "Price made some fantastic runs and Dorsey did, too. Our other backs ran tough and made some tough runs as well."
Calallen totaled 581 yards of offense, 531 coming on the ground, with Dorsey pitching in another 50 passing. Running back Cooper Storm also scored a TD and just missed the 100-yard mark with a 90-yard effort on eight carries.
"I never thought we could put 68 points up in the playoffs," Price said. "That's the most points we've got all season. It's just amazing how many points we put up."
The Calallen cheerleaders, once doing backflips for each point the Wildcats scored, switched to counting by twos as the total increased and a running clock was implemented in the second half.
Calallen's defense, meanwhile, was up to its usual tricks. After Ryan Rangel's 64-yard TD run, a rather pedestrian jaunt up the middle as opposed to Price's work, opened the scoring on the first series, the Wildcats stiffened. After that 82-yard scoring drive by Beeville, the Wildcats allowed only 73 yards for the remainder of the half and 203 for the balance of the game. Rangel finished with 124 yards rushing.
After Price's first TD run, Frankie Gutierrez returned the ensuing kickoff 95 yards for a score, trimming Calallen's lead to 21-13. The Trojans would score only once more, on Steven Garcia's 9-yard run at the 2:26 mark of the third quarter. Beeville became the first opponent to score a second-half TD against the Wildcats' defense since Port Lavaca Calhoun in the season opener.
B — Ryan Rangel 64 run (kick failed)
C — Preston Dorsey 19 run (Jake Brearton kick)
C — Dorsey 27 run (Brearton kick)
C — Marcus Price 33 run (Brearton kick)
B — Frankie Gutierrez 95 kickoff return (Marcos Ulloa kick)
C — Price 49 run (Brearton kick)
C — Cooper Storm 35 run (Brearton kick)
C — Price 46 run (Brearton kick)
C — Dorsey 3 run (kick failed)
C — Dorsey 59 run (Brearton kick)
B — Steven Garcia 9 run (Ulloa kick)
C — Robert Maldonado 20 run (Brearton kick)
C — Connor Lowrance 29 run (kick failed)
First downs 12 22
Rushes-yards 44-235 40-531
Passes 4-10-0 3-6-0
Yards Passing 50 50
Punts 5-34.6 0
Fumbles-lost 1-1 1-0
Penalties-yards 4-30 2-15
RUSHING — Beeville, Rangel 17-124, F. Gutierrez 7-38, Brooks Holder 10-(minus-9), Eric Rosales 6-31, S. Garcia 3-3, Trey Thomas 1-48. Calallen, Marky Perez 1-1, Price 5-190, Dorsey 7-129, Storm 8-90, Maldonado 7-47, Sheldon Metoyer 1-10, Andrew McCurley 1-1, Albert Gonzalez 1-(minus-4), Lowrance 1-29, Tristian Crossland 1-21, Ryan Garcia 2-22.
PASSING — Beeville, Holder 4-10-0-50. Calallen, Dorsey 3-6-0-50.
RECEIVING — Beeville, Ryan Adcock 1-16, F. Gutierrez 2-30, Rangel 1-4. Calallen, Hayden Woods 2-25, Jared Langley 1-25.
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1999 Volvo V70 XC Q&A
1999 Volvo V70 XC Question: Using a little oil between changes?
My Volvo V70 XC uses about a quart of oil between changes. The car has 143,750 miles and seems to run and operate great. Just a little concerned because it has a turbo, and I don't want to overlook something that might be more serious? I have crawled under the car and there is no apparent leaking, so I am curious if it is fairly normal or something to be concerned about? - Visitor
Answer 1
Oil useage as a car (specifically the engine) ages is normal. As internal engine wear accumulates, blow-by increases and more oil is burned/used. Turbo-charged engines are harder on the oil (due to excessive heat degredation) and have higher combustion chamber pressures which can also accelerate engine wear and increase blow-by. - Tyreguy
Answer 2
I'd get the PCV system checked. The oil separator with the vent hoses may need to be replaced, it's a common problem at over 100K miles. There is a venting banjo bolt to the intake ( a coolant pipe wraps around it) which tends to clog and creates high crank case pressure, therefor higher oil consumption. The best thing would be to replace the oil separator box with the attached hoses and clean all the ports. The intake manifold has to come off to get access. Zee - ZeeTech
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3. globalhelper
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5. ziptie12


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With all due respect to Mr Bar'el, I think he got this one wrong. Mr Say's political savvy is in inverse proportion to his talent as a musician. His tweet (a re-tweet actually), was simply not a very smart thing to say, but in the end (however wrong and small minded it may be) it is an opinion: he thinks religiousness is a lack of intelligence and a fig leaf for unethical behavior. Mr Erdogan's pronouncement was not an opinion but a positioning of a religious political agenda, in a questionable militaristic language, an tradition which in Turkey has a dark history (see: Armenian Genocide), of which Ziya Gokalp was a shameful mouth piece (Ziya Gokalp was as much a poet as Hitler was a painter). Mr Bar'el is right to say that the Turkish legal system is consistent, but it it is only consistent in its deeply undemocratic makeup. Both legal decisions were wrong. The response to them should have been political, not legal. The big mistake here is to think that the conflict is between secularists and islamists. Kemalism in Turkey was at heart never anti-islamist; they simply wanted to appropriate islam for their own political goals (the so called "turkish-islamic synthesis" was not an idea Erdogan invented. He actually considers himself the legitimate inheritor of this idea, from the kemalists). Erdogan is also appropriating religion (very successfully, unfortunately) for his own political purposes. I understand the political and diplomatic need to maintain relations with Turkey. But Erdogan and his foreign minister Davutoglu, are in my opinion deeply anti-Semitic in the sense that their vision for the future does not bode well for the political existence of the Jewish people. Why would a newspaper like Haaretz, and a distinguished writer like Mr Bar'el resort to this kind of equivocation regarding Say and Erdogan, is puzzling.
If selected for publication, it will appear as soon as possible on Haaretz.com.


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New York
Private dining in NYC
Looking for a really nice but not too stuffy private dining room in NYC for about 15 people. Have already tried - l'apicio, toro, Carbone, La Cenita.. none work (price, space date, whatever). Any great suggestions? THANKS!!
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October 9, 2006 5:02 PM PDT
Internet deals of the damned
- Related Stories
Video site buying spree in the offing?October 9, 2006
Google makes video play with YouTube buyOctober 9, 2006
On Monday, Google announced it will acquire video-sharing site YouTube in a $1.65 billion stock deal. It's impossible to say right now whether this megadeal will work, but it's good to be reminded that not everything results in synergy. Here's a look back at seven that went awry, and two that succeeded:
Broadcast.com: Yahoo bought the company for $5.7 billion as a way to marry TV and the Internet in 1999. It eventually happened, but in 2005, not in 1999 when Yahoo bought the company. The assets were never fully exploited by Yahoo, but it turned Mark Cuban, a PC reseller from Indiana, into a billionaire celebrity.
Netscape: Remember when these guys were a software company? They came up with the browser and jump-started the whole Internet IPO thing. In 1998, AOL bought them and crafted a three-way alliance with Sun Microsystems. Sun gave AOL about $1 billion for the right to sell Netscape software. The Sun cooperation fell apart, and now Netscape hawks ISP services on B-grade cable channels.
Spyglass: OpenTV bought Spyglass--which came out of the same University of Illinois lab as Netscape--for $2.5 billion in 2000. You should check out the link. The three-digit stock prices are quaintly charming. This was going to be some sort of TV-Internet synergy thing.
Microsoft dodged this bullet. It licensed technology for Internet Explorer from Spyglass. While it paid several million to Spyglass, the total was far less than the acquisition price.
WebTV: But Microsoft wasn't always right. $425 million later, and TV on the Web still isn't a big deal. Founder Steve Perlman, though, did pretty well.
Intel and anything: Intel acquired 35 companies, for $11 billion, between January 1999 and December 2001 before it had to start laying people off and closing some divisions. Then in 2003, it started hiring people again. Layoffs are occurring again at the big I.
Diba: Sun bought this Internet set-top box maker as a way to mix TV and Internet (is anyone else seeing a pattern here?) in 1997. Four years later, it unwound the deal.
Not all Sun deals are bad, though. In 1996, it bought Lighthouse Design. Lighthouse was run by future Sun CEO Jonathan Schwartz.
The Globe.com: Remember these guys? Two students formed a Web company in their Cornell dorm. In 1998, they set a record for first-day gains on an IPO. By 2001, the company was on life support. The company that passed it for one-day gains in an IPO, VA Linux, is now leading an ordinary life selling proprietary software, and VA CEO Larry Augustine, who became a billionaire when VA went public, is not still one.
And those that worked:
PayPal: Can't argue here. The acquisition has allowed eBay to simplify transactions. PayPal has also been a good farm for future Silicon Valley leaders. Founder Elon Musk has gone on to fund Tesla Motors and invest in solar companies. YouTube founder Chad Hurley also came out of there.
Mirabilis: AOL again, but this time a good one. They bought Mirabilis, makers of ICQ, back in 1998. Instant messaging was born; and they paid only $287 million. Still, that allowed Yossi Vardi, Yair Goldfinger and other early Mirabilis employees to fund further software companies in Israel.
So what about MySpace? Many would argue that News Corp.'s $650 million deal is looking good so far, but is still way too early to tell.
See more CNET content tagged:
Spyglass, Mirabilis, VA Software Corp., Sun Microsystems Inc., acquisition
2 commentsJoin the conversation! Add your comment
- WebTV
- The article in reference to WebTV says "$425 million later, and TV on the Web still isn't a big deal.", well of course not, WebTV had nothing to do with TV shows online, it was (and still is, if it is still around) a set-top box that allowed internet access without a pc, so it was web on the TV, not the other way around
-Drakk )))
- Like Reply Link Flag
- WebTV was a very successful acquisition
- WebTV (now sold as MSNTV) was one of the few successful dotcom-era acquisitions. WebTV just had a 10-year reunion where Microsoft released some stats:
-WebTV revenue to date: over $1.3B
-Fiscal 2005 revenue: $150MM with 65% gross margin
-Profitable 18 months after launch, profitable every month since till today.
-Unique subscribers since inception: Over 3MM
WebTV spawned Microsoft's satellite, cable and IPTV groups and the XBox hardware.
- Like Reply Link Flag


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CUNA Mutual Group has unveiled CyberRisk Hub, an online educational enhancement to its Cyber & Security Incident insurance package.
LAS VEGAS — A discussion of whether or not to charge for P2P helped get things going at the BAI Payments Connect Conference.
The $568 million Seattle Metropolitan Credit Union and the $379 million Verity Credit Union in Seattle are the newest clients.
One of the biggest mistakes credit unions can make in serving their business members is treating them like their traditional members.
Despite the uncertainty and legal challenges over the Patient Protection and Affordable Care Act, credit unions need to stay the course and proceed with changes required by the law, said Brad Pricer, senior manager of employee benefits product management at CUNA Mutual during the Texas Credit Union League's annual meeting.
Giant, encompassing mega-trends are remaking the credit union universe and before this is over, just about every credit union will feel the changes.
The $781 million Altura Credit Union is now offering users of iPhones, Androids, BlackBerrys and other Internet-enabled devices free downloadable mobile banking applications.
PSCU Financial Services is offering two new white papers on call centers and online and mobile banking services for credit unions.
As members contemplate the moves they need to make with their investment plans in light of layoffs and market fluctuations, are those credit unions that have yet to enter that realm really losing out?
The industry furor over the interchange amendment passed by the Senate and sponsored by Majority Whip Richard Durbin (D-Ill.), marked by a no-holds-barred grassroots campaign,


text:
Is the 5800 Ultra really the king?
View Single Post
Join Date: Jul 2002
Location: Highland, IN USA
Posts: 4,944
Well, duh!
I know that, you know that, most of the people on this board know that...heck, I'd even wager that nVidia knows that.
What I'm asking is are there any HARD NUMBERS besides the 5800 Ultra on the 'review drivers' that show it beating the 9700 Pro in a head-to-head?
Seriously, I think it's a good/important/signifigant little point. If nVidia is going to be claiming, "they've regained the gaming crown", I'd really like to know what they're basing it on.
If they're basing it on the 'review drivers' numbers, fine and cheesy; if they're basing it on something else I'd like to hear/know about it before I give 'em my new official title....
[SIZE=1][I]"It was very important to us that NVIDIA did not know exactly where to aim. As a result they seem to have over-engineered in some aspects creating a power-hungry monster which is going to be very expensive for them to manufacture. We have a beautifully balanced piece of hardware that beats them on pure performance, cost, scalability, future mobile relevance, etc. That's all because they didn't know what to aim at."
-R.Huddy[/I] [/SIZE]
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text: A Floppy Drive With a Survival Mechanism Kyle VanHemert and 52 othersEditDelete Invite manuallyPromoteXDismissXUndismissBlock for gizmodoHide If shows like Planet Earth and Life have taught us anything, it's that things will figure out ways to survive in incredibly threatening environments. For a floppy disk drive, that means hoisting itself up to avoid a desktop coffee spill. » 7/20/10 1:59pm 7/20/10 1:59pm


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Coyotes trade '09 draft pick to Sens for McGrattan
Updated: June 25, 2008, 6:13 PM ETAssociated Press
GLENDALE, Ariz. -- The Phoenix Coyotes acquired Brian McGrattan from the Ottawa Senators on Wednesday, trading a fifth-round pick in the 2009 NHL draft for the right winger.
The 26-year-old recorded three assists and 46 penalty minutes in 38 games with the Senators last season. He's played with Ottawa since the 2005-06 season, when he set career highs by making two goals and three assists in 60 games.
McGrattan appeared in 196 games with AHL Binghamton from 2002-05.
The ...
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Classic, now retro, lunchbox fair, cream-filled chocolate cupcakes are a treat that many of us are familiar with. I don't really think that there was anything wrong with the moist chocolate cake, but I was mostly concerned with the cream filling. I had had chocolate cake before – but where did one come across cream filling? It wasn't icing, nor was it marshmallow. It was ... Read More »
Category Archives: Chocolate
Raspberry Chocolate Mink
Gourmet Magazine's September 2005 Cook the Cover contest ended yesterday. The featured recipe was fur a chocolate pudding cake called the Chocolate Mink. I couldn't resist giving the recipe a shot, particularly when it was formulated for the convenient serving size of two portions. I decided that my addition to the recipe would be to add raspberries, since raspberries and chocolate make a wonderful combination. ... Read More »
Boca Negra
Close your eyes. Imagine the fudgiest brownie you have ever tasted. And understand that this cake is a million times better. It is all the fudge and none of the dryness, none of the chew of a brownie or a cake. It is silky, liquid fudge. Interested? I turned back to Baking with Julia this week to find the Boca Negra cake. Boca negra means ... Read More »
Vegan Chocolate Walnut Muffins
Have a muffin. Once you taste one of these, you might not believe they were vegan. They were inspired by a recipe in Sweet And Natural Baking, which I picked up on clearance at a local bookstore. The recipes in the book mostly call for using a fruit juice reduction – concentrated, syrupy fruit juice – in place of sugar or other sweeteners. I haven't ... Read More »
Addictive Chocolate Chip Cookies
How do you know when you've hit on a good chocolate chip cookie? When everyone who tastes one reaches for another. Chocolate chip cookies are funny things because, though just about everyone (except for a few crazies) likes them, everyone has a slightly different opinion about what makes a good one. Jeffrey Steingarten said it much better than I could hope to in It Must've ... Read More »
Black and White Cookies
"The thing about eating the Black and White cookie, Elaine, is you want to get some black and some white in each bite. Nothing mixes better than vanilla and chocolate And yet somehow racial harmony eludes us. If people would only look to the cookie all our problems would be solved." – Jerry Seinfeld, Seinfeld (The Dinner Party) Black and white cookies are one of ... Read More »
Black Chocolate Espresso Cake with Bittersweet Glaze
Many thanks to Ronald of Love Sicily for picking such a delightful theme for this month's Sugar High Friday. The theme this month is Coffee. I drink a lot of coffee. I spend a lot of time thinking about coffee. I have toured coffee plantations and roasted my own coffee. I do not, however, often cook with coffee. Thus, this month's SHF gave me the ... Read More »
Chocolate Pudding Cake
One of the more popular restaurant desserts is a molten chocolate cake. This can mean several things. Some stories speak of a chocolate souffle that refused to cook all the way through as the origin of this dish. This souffle managed to worm it's way out of a ramekin and into the hearts (and onto the plates) of diners everywhere. A chocolate cake with a ... Read More »