text:
Tomato Rice Soup With Basil
18 Aug 2010
|Fresh ripe tomatoes/One 32-ounce can tomatoes, with their liquid
|2 Pound
|Cooked brown rice
|1 1⁄2 Cup (24 tbs) (1/2 Cup Raw)
|Chopped celery
|1 Cup (16 tbs)
|Chopped onion
|1⁄2 Cup (8 tbs)
|Chopped fresh basil
|1⁄4 Cup (4 tbs)
|Tomato paste
|3 Tablespoon
|2 Clove (10 gm), chopped
|1 Tablespoon
|1 Pinch
|Black pepper
|1⁄4 Teaspoon
|Bay leaf
1. If using fresh tomatoes, core and quarter them. Place the tomatoes in a large nonreactive pot and add 1/2 cup of the rice, the celery, onion, basil, tomato paste, garlic, sugar, salt, pepper, bay leaf and 1 quart of water. Bring the mixture to a boil over medium heat, then cover the pot, reduce the heat to low and simmer the soup about 30 minutes, stirring occasionally and breaking up the tomatoes with the edge of the spoon.
2. Remove the pot from the heat, uncover it and allow the soup to cool about 30 minutes; remove the bay leaf.
3. Transfer the soup to a food processor or blender, in 2 batches if necessary, and process until pureed.
4. Return the soup to the pot and stir in the remaining rice. Reheat the soup over medium heat.
Recipe Summary
Difficulty Level:Easy
Equipment:Crock Pot
Rate It
0 Comments
Tomato Rice Soup With Basil Recipe


text:
Loading streams...
Now Playing
Connect with Us
Most Active Stories
NPR Story
Central Banks Act To Avert Banking Crisis
By editor
The major central banks of the world moved Wednesday to prevent a banking crisis in Europe. They're providing more liquidity to the European banking system in hopes that big banks there will remain solvent and continue to make loans. The coordinated move by the central banks sent stock markets soaring. But it will not even begin to fix Europe's fundamental economic problems.

subset: commoncrawl


text:
Poll: Will PS2 sales bar graph slides be at PS Meeting 2013? (11 votes)
Yes, especially since they just stopped making them. 64%
No, finally. 36%
Has the time come?
Platform »
This edit will also create new pages on Giant Bomb for:Beware, you are proposing to add brand new pages to the wiki along with your edits. Make sure this is what you intended. This will likely increase the time it takes for your changes to go live.
Until you earn 1000 points all your submissions need to be vetted by other Giant Bomb users. This process takes no more than a few hours and we'll send you an email once approved.
Use your keyboard!
Log in to comment


text:
A browser interface for providing financial services is provided. The interface comprise a toolbar; a menu for presenting one of an application menu and a market data function menu; and at least one view window for presenting information from at least one of an application and a market data function. Also provided is a network based financial service system comprising a client computer having Internet access; a browser interface operable on the client computer, the browser interface having a toolbar, a menu for presenting one of an application menu and a market data function menu, and at least one view window for presenting information from at least one of a financial application and a market data function; and a server having access to a plurality of applications and a plurality of market data functions, the applications and functions being accessible from the browser interface of the Internet access. The interface and system provides timely, proactive financial advice. Users are afforded the opportunity to set and achieve investment goals based on real-time financial data and the ability to access financial applications.
1. A computer readable medium having financial advisor software stored thereon that when executed on a computing device displays an interface comprising:
an application menu;
a market data function menu; and
a display window;
wherein the market data function menu comprises a market data function selection that upon activation displays market data in the display window in real time;
wherein the application menu comprises:
a client information application selection that upon activation presents a display in the display window that enables a user of the financial advisor software to search for and monitor client account and client transaction information in the display window in real time, including real time information from an investor trading system regarding an active client transaction at the investor trading system;
a research application selection that upon activation presents a display in the display window that enables the user of the financial advisor software to research investments;
a financial planning application selection that upon activation presents a display in the display window that enables the user of the financial advisor software to analyze the impact of the active client transaction and to determine alternative asset allocations and specific investment alternatives;
a broker entry application selection that upon activation presents a display in the display window that enables the user of the financial advisor software to intercede in the active client transaction at the investor trading system in real time by entering or correcting client transaction orders through the display based on information obtained from one or more selections of the application menu and the market data function menu.
2. The computer readable medium of
3. The computer readable medium of
4. A network based financial services system comprising:
computing devices having financial advisor software stored thereon that when executed displays an interface operable on the computing devices;
one or more servers connected directly or indirectly to the computing devices via the Internet having access to a plurality of applications and a plurality of market data functions, at least one of the one or more servers receiving real time information from an investor trading system regarding an active client transaction at the investor trading system and storing the real time information in at least one database;
wherein the interface comprises:
an application menu;
a market data function menu; and
a display window;
wherein the market data function menu comprises a market data function selection that upon activation displays market data in the display window in real time;
wherein the application menu comprises:
a client information application selection that upon activation presents a display in the display window that enables a user of the financial advisor software to search for and monitor client account information and client transaction information stored in the at least one database in the display window in real time, including the real time information from the investor trading system regarding the active client transaction at the investor trading system;
a research application selection that upon activation presents a display in the display window that enables the user of the financial advisor software to research investments;
a financial planning application selection that upon activation presents a display in the display window that enables the user of the financial advisor software to analyze the impact of the active client transaction and to determine alternative asset allocations and specific investment alternatives;
a broker entry application selection that upon activation presents a display in the display window that enables the user of the financial advisor software to intercede in the active client transaction at the investor trading system in real time by entering or correcting client transaction orders through the display based on information obtained from one or more selections of the application menu and the market data function menu.
5. The system of
6. The system of
7. The system of
a controller;
a shell initialization module;
a browser interface launch module;
a password module;
and a move/add/change function;
one or more databases storing the level of entitlement of the user to the client account and the client transaction information.
This application claims the benefit of U.S. Provisional Application No. 60/182,364, filed Feb. 14, 2000, entitled System For Providing Financial Services.
1. Field of the Invention
The present invention relates to financial consulting; and more particularly, to a browser interface and client-server system for providing financial services.
2. Description of the Prior Art
Freedom to choose how to invest money is a cherished, time-honored right. However, a good portion of the investing public is confused about investing. As a result, many people tend to utilize a minimal number of investment vehicles, usually those with which they are familiar. Oftentimes, these modes of investment may not be appropriate for the investors' needs or ultimate goals.
Recognizing that they lack the basic principles of investing, some people turn to financial advisors for specialized investment advice. Typically, financial advisors utilize a number of disparate tools to formulate a discrete financial plan. These include financial planning calculators, review of historical market trends and yield calculations, and the like. In some instances, certain of these tools may be automated; others require manual use.
The financial industry has identified the need to automate financial services. For example, U.S. Pat. No. 5,132,899 discloses a computer data gathering and processing methodology that facilitates access to various data including investment performance, Securities Exchange Commission reports, and stock financial characteristics to produce a list of stocks for purchase for investment and operating accounts. U.S. Pat. Nos. 5,710,889 and 5,890,140 disclose a device and system for electronically integrating a plurality of financial services from different geographical locations and in different time zones.
There have likewise been developed a number of computerized financial advisory systems. U.S. Pat. No. 5,918,217 discloses a user interface which allows a user to interactively explore how changes in one or more input decisions, such as risk tolerance, savings level, and retirement age affect one or more output values such as the probability of achieving specified financial goals. Some of these tools are available over the Internet. At <<http://www.armchairmillionaire.com/fivesteps/intro.html>> there is provided an interactive savings tool which explores how to build a million dollar portfolio based on total dollar inputs.
In some instances, there have been attempts to integrate different automated financial tools. U.S. Pat. No. 5,245,535 discloses a system for demonstrating and displaying different financial concepts, which includes a central processing unit for processing financial information from numerical data and a display means for displaying the financial information in graphic and textual form. U.S. Pat. No. 5,214,579 discloses a data processing system that manages, monitors and reports the growth of a participant's investment base with respect to progress in achieving a predetermined target amount.
None of the patents or systems described above disclose a secure system having a myriad of integrated financial application and tools.
There accordingly remains a need in the art for an integrated system for providing financial services that can perform a number of different finance-related functions. It would be particularly useful if such a system could access real-time market data to provide timely financial advice. It would also be useful if this tool incorporated financial applications such as a financial planning application. The system would also be more useful if it had the ability to monitor and assist investor-mediated transactions in order to achieve predetermined financial goals. The integrated system would also be useful if it were capable of allowing a user to move between workstations at different locations while maintaining the application entitlements and preferences of their own computer, especially using the Internet to access a host server.
In accordance with the present invention, a browser interface for providing financial services comprises a toolbar; a menu for presenting one of an application menu and a market data function menu; and at least one view window for presenting information from at least one of an application and a market data function.
A second aspect of the invention provides a network based financial service system comprising a client computer having Internet access; a browser interface operable on the client computer, the browser interface having a toolbar; a menu for presenting one of an application menu and a market data function menu; and at least one view window for presenting information from at least one of an application and a market data function; and a server having access to a plurality of financial applications and a plurality of market data functions wherein the applications and functions are accessible from the browser interface via Internet access.
Advantageously, the interface and system of the present invention provide timely, proactive financial advice. Investors are afforded the opportunity to set and achieve investment goals based on real-time financial data as well as upon a number of other finance-related applications. In addition, the system may provide a user with the ability to monitor and assist in investor-mediated transactions.
The system of the present invention comprises stationary or remote computer hardware and specially integrated financial applications. Importantly, the integrated financial applications provide the system with the ability to process and view market data and research, provide financial planning, conduct transactions and monitor and assist investor-mediated financial activities. The ability to have a computer access the system using the browser interface over the Internet provides an advanced technology platform with a stable, fast operating environment, easy accessibility and usability, and the flexibility of remote computing.
The present invention also provides an authentication system for creating a browser interface. The authentication system provides means by which a user may access the financial service system from any computer with Internet access and retain all of the attributes of their own computer, i.e., application entitlement and user preferences.
The invention will be more fully understood and further advantages will become apparent when reference is made to the following detailed description of the preferred embodiments of the invention and the accompanying drawings, in which:
I. System and Components
II. Software
III. Authentication System
IV. Browser Interface
The present invention provides specially integrated tools for processing and viewing market data and research, providing financial planning, conducting financial transactions and monitoring investor activities. The advanced technology platform afforded by the present invention provides a browser interface, accessible over the Internet, to offer timely, proactive financial advice based on real-time financial data and a myriad of finance-related applications.
Referring to
A. Software Overview:
Referring to
In a preferred embodiment, system 10 includes a set of objects that can be used to process and view real-time market data and assist financial planning. Additional, preferred objects may be used to perform market research and monitor and assist in investor-mediated financial activities. Other objects used by system 10 preferably include browser-based interfaces for searching specific documents and related information; searching financial information; providing e-mail; providing mechanisms to search the Internet; and accessing annuity and mutual fund databases. In accordance with the present invention, investors are provided with high-quality, reliable advice. The stability, functionality, easy usability and flexibility of the integrated system of the invention provide timely, proactive advice and counsel, thereby furthering investor goals.
The objects may reside in part on any component server or database of host server 100, shown in
B. Browser Interface Overview:
In a preferred embodiment, objects are integrated with a browser interface 200 (or controlled shell), shown in
C. Authentication System Overview:
The invention also may include an authentication system 80, shown in
In addition, authentication system 80 also provides access to a user entitlement level containing a list of objects according to user entitlement. That is to say, different users are accorded different entitlement levels and as such, access to specific objects resident in system 10. For example, a sales person would not receive alerts regarding investor-mediated transactions and therefore would not be allowed access to those applications. Most preferably, a separate user entitlement level associates a user with specific market data.
In a preferred embodiment, the authentication system also contains a move/add/change (MAC) function 93 (
In addition, authentication system 80 accesses a user customized preference profile resident on the host server 100. The user preference profile allows a user to customize his or her browser interface and object settings, such as market data function preferences.
By providing the entitlement levels and preference profiles, the present invention allows a user to access system 10 entitlements via the Internet. In addition, the user retains all of his or her preferences set during a user's previous usage.
D. Computer or Workstation:
A component of the present invention is a client computer or workstation 20 including Internet 21 access. (This differs from Internet access relative to firewall 120 only.) Workstation 20 can be used to review real-time market conditions, obtain research, assist financial planning, monitor financial activities, enter orders for the execution of security transactions, and conduct numerous other financial activities. Workstation 20 is fast, simple to use, and is readily adaptable to the needs of the user. As shown in
VDS 24 is connected to a color video graphic controller card of workstation 20 and provides means by which financial information is displayed on VDS 24 in graphic form. Preferably, CPU 22 is housed in a single stationary or portable unit. CPU 22 of a stationary workstation 20 may comprise an IBM desktop personal computer with 96 megabytes of RAM, a 350 megahertz INTEL Pentium II processor, a 4.5 gigabyte hard drive, and a color video graphic controller card. Preferably, VDS 24 is a 17-inch color monitor with a screen resolution of at least 800�2000 pixels, such as those sold by Sony Corp. of America. As an option, a printer 25 may be connected to CPU 22.
A portable workstation may likewise be used with system 10. In one embodiment, the portable workstation comprises, for example, a laptop computer having at least a 166 megahertz INTEL Pentium processor, 64 kilobytes of RAM, and a screen resolution of at least 800�2000 pixels.
As mentioned above, workstation 20 also includes Internet access. To this end, communication system 29 includes a modem having a speed of 28.8 kilobytes per second (Kbps), although a modem speed of 56 Kbps is preferred. Of course, high-speed connections such as ISDN, cable modems, or digital subscriber lines may be used. Preferably, all data transmitted over the Internet is encrypted, e.g., with 128-bit encryption or like technology. Encryption ensures that account integrity will be maintained. It should be recognized that while the present invention will be described in terms of "Internet" communication, that more specific communication networks, such as a virtual private network or secured extranet, are considered to be within this realm. In any case, connectivity is preferably provided by conventional TCP/IP sockets-based protocol.
CPU 22 also includes mechanisms for selectively controlling the display of information on VDS 24 as well as devices for entering data into the system. Preferably, workstation 20 includes a keyboard 26 and a mouse 28 for entering information and directing the graphical display on VDS 24.
All of the hardware elements described herein may be readily replaced with other existing or later-developed elements that perform similar functions. For example, many different types of CPU's may be used instead of the unit described above. Likewise, touch screen displays, light pens, track balls, keypads, stylus-type input devices or any other input device may be used instead of or in addition to keyboard 26, mouse 28, or both.
Every workstation 20 is programmed with operating system software such as Windows NT� 4.0 from Microsoft Corp. Each workstation 20 may also contain a number of software applications. For example, workstation 20 may have a suite of applications from Microsoft Office� (i.e., Outlook, Word, Excel, PowerPoint), Norton Utilities�, various proprietary software for authenticating user access to the workstation, and non-proprietary finance-related applications. Each workstation 20 is also equipped with an Internet browser such as Microsoft's Internet Explorer�4.0 or greater, or Netscape Navigator. Alternatively, as will be discussed below, these applications may be resident on the host server and accessed as necessary via browser interface 200. The hardware and software framework described herein allows a user at any workstation 20 to access a host server 100 via the Internet, and utilize all available objects resident therein to which the user is entitled. In this way, system 10 can be used to provide superior financial assistance from remote locations.
E. Host Server(s):
In a preferred embodiment, the objects necessary to practice the present invention may reside a single server computer. However, as is evident from
II. Software
The only software necessary to practice the present invention on Workstation 20 is an Internet browser such as Microsoft's Internet Explorer and any Internet access software required, e.g., Internet service provider dial up software. Workstation 20 accesses host server 100 via Internet 21 either by accessing branch server 102, which in turn may access other components of host server 100, or via centralized communication system 40. Objects are provided over Internet 21 from host server 100 to workstation 20, as described below.
Referring to
Conventional communications software 34 runs on top of operating system 32. This software permits user interaction with a keyboard, mouse or similar input device of host server 100 to control the operation of the software and other applications resident on the host server 100. It also serves as a means for transmitting information between the components of host server 100. As indicated in
Browser interface 200 and authentication system 80 are applications running on top of operating system software 32. The function and details of these applications are discussed below.
As shown in
In accordance with the present invention, system 20 can contain an unrestricted number of different applications, functions and Web sites/pages. Furthermore, system 10 may include any other software 39 (
III. Authentication System
Referring to
Users are provided with an object suite pre-determined user entitlement level. A user's entitlement level may be determined by their functional position, e.g., financial advisor, client service associate, operations manager, branch office manager, and division manager. Objects can be added or deleted to a user entitlement level as necessary. All security updates, new user, objects, adds or changes, may require secondary approval, before they are processed. It should be recognized that while the description discusses a single user entitlement level, more than one entitlement level may exist for a user, e.g., one for market data functions and another for applications.
Authentication system 80 uses the user's entitlement level to build browser interface 200 for a user. A user entitlement level is stored in an entitlement database(s) within system 10 and may include a number of identifications or passwords for the user, e.g., universal user name (UUNAME) including, for example, parent branch wire code (2 digit unique branch designation) and a Quotron� user identification (QID). A customized user preference profile is also stored in a distributed/shared file space (DFS) which is preferably maintained within master entitlement server 116 of system 10 and contains customized settings of a user, e.g., user network registry settings for preferencing directories and files, taskbar settings, etc. A user's preference profile will be used to build browser interface 200 and provide the user with preferences that he or she has previously set.
Authentication system 80 also preferably includes a move/add/change (MAC) function 93 (
As shown in
Referring to
In step S2, a user inputs a uniform resource locator (URL) into the browser on their workstation 20 that will access an appropriate server of system 10. When the system 10 is accessed, controller 84 activates logon-off control module 86, which oversees the logging in process.
As will become evident, controller 84 (sometimes through modules 86, 88, 90, 92) governs a number of activities including retrieving a user's preference profile, populating browser interface 200, finding a user's entitlement level, retrieving numerous user identifications (e.g., parent branch wirecode, market data server ID, outside Internet investment product server ID and security ID for use by shell initialization module 88), creating a local user directory based on a user's preference profile, storing user password(s) in a library for objects to retrieve, setting an access control list on a logging in user's directory to provide full control, verifying and backing up user preference profiles, removing local preference profiles (excepting defaults, administrative and guest settings), and notifying a user of password expiration.
Next, at step S3, controller 84 authenticates a user logging on by activating password module 92. Password module 92 may access a special security server 112 (
At step S4, controller 84 creates a local user directory, verifies that a user preference profile path exists and backs up the user preference profile. A user preference profile may exist on a branch server 102 or another server within system 10. A user preference profile includes a number of directories and files of the user, called a registry, that are used by system 10 to access a user's information. If controller 84 cannot verify a path, authentication system 80 uses a default profile. If a registry fails to load for a user, controller 84 may attempt to use a user's last known profile, which may be accessible from a back up of the profile. Creating a local user directory on workstation 20 includes mapping the directories of workstation 20 to the registry of directories and files for a user.
At step S5, after a user is authenticated, logon-off control module 86 executes shell-initialization module 88 (hereinafter "shell-init module").
At step S6, shell-init module 88 determines whether a previous logon did not proceed normally. If this is the case, shell-init module 88 undoes the changes made during last logon, i.e., it remembers user preference profile changes made during the previous logon.
At step S7, shell-init module 88 maps server names for user information to server IP address and port number. Since the user is accessing system 10 via the Internet, the system recognizes the user as being at a remote site.
For authentication purposes, shell-init module 88 is directed to a cluster of central authentication servers. In particular, user entitlement level and user preference profile are attained from the user's branch server 102 or a master entitlement server 116 of central server(s) 110. Preferably, shell-init module 88 will point to the branch server 102 to which the user preferably logged in to attain a user entitlement level and user preference profile. If this information is unavailable, shell-init module 88 will point to the master entitlement server 116 to attain a user entitlement level and user preference profile. Shell-init will always point to branch server 102 for, e.g., financial adviser specific client data, SMTP e-mail, etc.
Next, turning to
Next at step S9, shell-init module 88 retrieves a user's entitlement level. In particular, shell-init module 88 retrieves a list of user identifications for accessing objects from system 10. These identifications are stored for use by browser interface 200.
At step S10, shell-init module 88 logons onto an appropriate server, e.g., branch server 102 or central server 110, and retrieves entitlement data. Shell-init module 88 secures registry entries for browser interface 200, attains a user control list, a batch file for interface launch module 90, and a user's parent branch wire code.
Next at step S11, shell-init module 88 maps a user's workstation local resource drives to a user's directories/files, i.e., distributed file system (DFS), by reading from the user's preferences and substituting variables with wire codes, branch groups and user names as appropriate. DFS may be located in any of host server 100 component servers.
At step S12, shell-init module 88 activates browser interface launch module 90, which runs throughout a user's session. Interface launch module 90 builds browser interface 200 from a user's standard browser, and handles security ticket expiration, user logoff and workstation 20 restorations. With special regard to security ticket expiration, launch module 90 continually monitors a security time ticket and gives a warning to a user when time is about to expire. This functionality is provided by querying password module 92 to determine what time allotment a user may have.
Next at step S13, launch module 90 applies the entitlement data to the local workstation registry, i.e., it removes the local preference profile of the workstation and/or browser the user is using. Thereafter, launch module 90 signals controller 84 to start browser interface 200.
At step S14, controller 84 starts browser interface 200, and launch module 90 populates the user's browser with the user's entitled objects and any other ancillary processes. During this time, launch module 90 retrieves path names of executables to launch from the registry. Some objects execute and are monitored, some execute but are not monitored, and some execute at logoff. These are monitored by launch module 90 so appropriate action may be taken.
At step S15, shown in
At step S16, the system is used to conduct various finance-related activities such as advising investors, conduct exchanges on behalf of an investor, chart investment progress, or the like. In this way, the user can provide the investor with timely, proactive financial advice. Launch module 90 monitors a user's time versus a security ticket expiration and notifies a user when his or her time is about to expire. The notification may provide a user with the ability to extend the ticket, otherwise, the user will be forcibly logged off.
At step S17, a user logs-off the system, at which time launch module 90 restores the workstation registry entries that were in place prior to the user's sessions and clears the user's browser.
At step S18, controller 84 copies a user's preferences from local cache to the location from which it attained them as appropriate so a user's changes can be accessed the next time the user logs on.
The authentication system 80 thus described allows a user to access objects according to entitlement level and provides a user preference profile for that user regardless of where a workstation 20 is physically located. As such, the system 80 allows a user to log-on from any Internet accessible computer or workstation 20 and have all of the objects, directories/files and preferences available as if they were at their own workstation.
IV. Browser Interface
Advantageously, browser interface 200 provides a seamless transition between the different objects afforded by system 10 of the invention. The objects available are determined by a user's entitlement level as described above relative to authentication system 80. Browser interface 200 thus acts as a "controlled shell" of objects for a user in that only objects that a user is entitled to are provided to him or her. Based on the type of financial assistance desired, the user selects the appropriate application(s), function(s) or Web site(s)/page(s) for use. In accordance with the particular user selection, system 10 opens and/or connects to the selected object(s) and the user is able to view the object(s) at workstation 20 through his or her browser interface 200. Object data displayed may be from any component server of host server 100, i.e., branch or central servers. Access to Internet investment product server(s) 124 or any other outside source that requires heightened security, may be accessed (or filtered) through firewall 120 from the Internet 121 (
As discussed above relative to system 10, where a user is connected to a host server 100 via the Internet 21, connectivity is provided by conventional TCP/IP sockets-based protocol. In this network-based system, a workstation 20 may be any computer, stationary or portable as described above, that has Internet access such as an Internet service provider outside of the system 10 to establish connectivity to host server 100 of system 10. In this environment, all data is preferably encrypted, e.g., with 128-bit encryption techniques, to ensure account integrity will be maintained.
Referring to the details of
Referring to
Referring to the more detailed
Toolbar 202 may include standard browser features such as back, forward, refresh/reload, home and print. Additionally, toolbar 202 preferably includes an Internet selection 214 and exit selection 216. Internet selection 214 allows a user to access the Internet in general for common search engine searching of the World Wide Web. For example, a user may conduct searches for investment information, background information, breaking news that affects investments and the like on search engines as Yahoo and Excite. General Internet access also allows a user to communicate with other users and with clients via e-mail packages such as provided by Microsoft Outlook. This provides means to access the Internet, send e-mail and search at least one search engine. If necessary, access to the Internet 121 may be filtered through firewall 120 of system 10 for added security. Exit selection 216 allows a user to successfully logoff of system 10.
Toolbar 202 also preferably presents at least two feature selections 218, 220 for accessing a variety of object menus and individual objects. In a preferred embodiment shown, at least two selections are possible; namely, an application selection 218 for accessing an application menu 206, shown in
Using feature selections 218–221, 223, 225, 227, 231, and 233, a user may select the application, function or Web site/page presented by browser interface 200. Upon activation of any selection, browser interface 200 normally provides a menu 204 of possible objects available for the particular selection. Upon selection of a feature, a base object for the feature may also be immediately displayed in at least one view window 212. If the feature activated does not contain a number of objects, thereby requiring a menu, the view window 212 may immediately display the selected object. Each entry in a menu 204 can be a hypertext link to an object having information for display or a link to a menu 205 of sub-items, e.g., as shown for products & investments in
As shown in
While objects are generally available only through their respective object feature selections, it should be recognized that certain objects may be accessible from numerous points within browser interface 200. For example, a financial planning application (
The following description sets forth exemplary features of browser interface 200 such as applications 36, market data functions 38, additional objects 35, a particular application for financial planning (
A. Applications:
Exemplary sub-selections for some of the application selections may be as follows:
Client info: account inquiry, householding of a family or related accounts, online client services, portfolio management, client contact and portfolio information, security cross reference, stock records, 1900 system, client database, client and account review, client statement system, dividend reinvestment, late pay-margin interest, managed account billing, client account balances (i.e., MoneyLine), and financial framework (a financial planning application).
One particular 'client info' application is an investor monitoring system which allows a user such as a financial adviser to monitor specified investor accounts and activity, e.g., online investor transactions, and allows the user to monitor and participate in investor-mediated transactions on a real-time basis. For instance, after tracking an account activity, a user may send e-mail to a client and make recommendations. Further, a user may place orders and conduct other transactions for a client via applications menu 206, e.g., placing an order as shown in
Management: trade monitor operations problem ticket tracking and reporting system, and client account cross reference lookup/routing used to maintain audit of account number changes.
Opportunities and Events: new and old corporate actions a financial adviser view his or her client account balances (called FYIE), maturing holding, commissions revenue history, etc., and an enhanced version of FYIE that provides financial adviser with upgrade recommendations for his clients particular to swap or upgrade security recommendations.
Support: account maintenance fee, aged check system, disbursement confirmation system, fed funds transfer system, messages, securities information inquiry and security glossary lookup.
It should be recognized that any useful financial application may be included as part of system 10 and accessible via browser 200.
B. Market Data:
Each market data function presents real-time market data in a useful manner. The market data function menu 210 includes a number of functions that allow a user to review market data. For example, a user can obtain headlines, and specific information on a security such as a quote, full quote, today's headlines, options, time and sales, institutional holders, and the like. Other optional information such as a market snapshot of indices, market view, an overview of several exchanges (i.e., NYSE, NASDAQ, AMEX), sector quotes, and news categories may also be accessed. As shown in
Using mechanisms well known to those with skill in the art, any relevant market information may be accessible within the market data functions. For instance,
Advantageously, the market data functions permit customization of any of the displayed information and allows for multiple representations on a single screen. As shown, each view window 228, 229 may also provide functionality selections 232 particular to that view window. For instance, as shown in
Each user entitled to market data is assigned an identification for access, e.g., a user is a Reuters Plus market data client, and has an identification for that service. Each user so entitled to subscribes to symbols, e.g., stock symbols, referenced through an entry screen such as that shown in
Once connected, data flows in real time to the user's market data functions. Changes are indicated on screen ad the user has the ability to set options such as colors, font sizes, audible alerts, blinking, etc. that will be saved as part of his or her preference profile. The receiving of the market data updates is frequently called "dynamic, real-time, streaming quotes". Once the user obtains financial information of interest, he or she can utilize this information to advise an investor, conduct exchanges on behalf of an investor, chart an investor's investment progress, or the like. In this way, the user can provide the investor with timely, proactive financial advice.
An additional functionality of a market data function may include a customized quote window 69 (shown in
C. Research:
D. Client Inquiry:
E. InfoNet:
F. Online Portfolio Review:
G. InsightOne Web Site:
H. HorsesMouth:
I. Financial Framework:
An exemplary financial framework menu 312 provides selections to welcome a user and/or client and provides instructions on use of the application 310, search for client information, generate a client profile, and analyze a client portfolio. Under the analysis selection, a user may select from asset allocation to determine where a client has his or her investments and results. The results selection also includes selections such as overview, at a glance, asset accum, cash flow what if, and close. Overview allows a user to generally review a client portfolio. At a glance provides a summary of the client portfolio. Asset accumulation provides a client's account(s) gains and analyzes progress toward goals using established growth rate assumptions. Cash flow provides an indication of the liquidity of the client's assets. What if allows a user to suggest an alternative allocation based on risk tolerance. It also allows for customization of asset allocation and change in certain variables to assess the impact on an investor's financial situation; and it allows for the assessment of the impact of inflation and other factors on investment results. Close provides information about closing a client account.
Financial framework application 310 also provides selections 314 for exiting, saving, printing, help and refreshing the application.
J. Additional Browser Interface Features:
Referring to
Activation of configuration setup selection 234 launches a favorites selection screen 242, shown in
Activation of split screen selection 236 (
It should be recognized that each object may include functionality selections particular to the object selected. For instance, in
Having thus described the invention in rather full detail, it will be recognized that such detail need not be strictly adhered to but that various changes and modifications may suggest themselves to one skilled in the art, all falling within the scope of the invention, as defined by the subjoined claims.
Patent Citations
Non-Patent Citations
Referenced by
Legal Events
Original Image


text:
Healing Grace for Hurting People: Practical Steps for Restoring Broken Relationships
- Audience▼▲
- Binding▼▲
- Features▼▲
- Format▼▲
- Language▼▲
- Media Type▼▲
- Series▼▲
- Guides & Workbooks▼▲
- Author / Artist▼▲
- Publisher▼▲
- Top Rated▼▲
- Price▼▲
- Discount▼▲
Product Description
Product Information
|Format: Paperback
Number of Pages: 256
Vendor: Regal
Publication Date: 2007
|Dimensions: 8.50 X 5.50 X 0.63 (inches)
Availability: In Stock
Related Products
Life's Healing Choices: Small Group StudyJohn BakerHoward Books / 2008 / Trade Paperback$8.49 Retail:5 Stars Out Of 5 2 Reviews
$11.00Save 23% ($2.51)Availability: In StockCBD Stock No: WW7918X
Life's Healing ChoicesJohn BakerHoward Books / 2007 / Hardcover$12.99 Retail:4.5 Stars Out Of 5 8 Reviews
$21.00Save 38% ($8.01)Availability: In StockCBD Stock No: WW543954
Life's Healing Choices: Guided JournalJohn BakerHoward Books / 2008 / Hardcover$9.99 Retail:
$12.99Save 23% ($3.00)Availability: In StockCBD Stock No: WW554684
Life's Healing Choices: Freedom from Your Hurts, Hang-Ups, and HabitsJohn BakerSimon & Schuster Audio / 2007 / Compact disc$19.99 Retail:
$29.95Save 33% ($9.96)Availability: In StockCBD Stock No: WW570954
Publisher's Description
Many Christians live in the misery of bitterness, unforgiveness and trauma caused by spouses, parents, grandparents or others who have sinned against them. Although the pain can seem unending, there is hope for those who seek healing grace to cover the sins of those who wronged them. Dr. H. Norman Wright and marriage and family therapist Larry Renetzky give readers specific practical steps to release Gods grace to forgive and to lay the foundation for building bridges of reconciliation. Some who read Healing Grace for Hurting People will relate to the stories of those needing healing grace, such as overachieving Mark who could not give his family love and intimacy, which he never received while growing up. Find out what happened to Mark and his family when Mark learned about the secret of the universe. Gods grace saves us and sustains us. And He expects us to pass it on in our relationships. Learn how Gods reconciling grace and power can resolve conflicts, revitalize marriages heading for divorce and restore broken relationships in families, extended families and other relationships.


text:
Today's Deal: 43% Off Admission for 2 or 4 to the Harriet Beecher Stowe Center in Hartford ($40 Value)
recent deals
Up to 60% off Oil Changes, OR Automotive Repair at Mad Max's Motor Sports in New Britain (Up to $200 Value)
52% Off 4 Admission Tickets to the Petting Zoo and a Cup of Grain at Flamig Farms in Simsbury ($21 Value)
50% Off Asian Fusion & Vietnamese Cuisine at Laetus Restaurant & Lounge in Hartford (Up to $40 Value)
Refer A Friend
Get $10 for Referring a Friend. Share a Deal. If your friend buys it, you get $10!
Click here for details
Click here for details
Like us on Facebook
The Deal Is On
Fine Print
- Voucher expires 12/31/15
- Cannot be used for Family Tour, The Stowe/Twain Joint Experience or Spirits at Stowe
- If not redeemed by the expiration date, customer will still receive value of actual amount paid in merchant services
- Cannot combine with other offers
- Not for use toward gift cards, tax or tip
- No change given/no cash value
- One per visit can be redeemed per group/party
- Pay just $12 for Two Admissions to the Harriet Beecher Stowe Center, a $20 Value!
- Or pay $23 for Four Admissions to the Harriet Beecher Stowe Center, a $40 Value!
- Harriet Beecher Stowe's Hartford home is a National Historic Landmark. Stowe's most famous work, "Uncle Tom's Cabin," galvanized the abolition movement before the Civil War, both in the United States and around the world.
- Touring Stowe's home is an interactive experience, using 19th-century artifacts to connect to today's headlines and inspire you to change your world
Time left: 6d:2h:7m
Buy Now!
The deal is on!
About The Harriet Beecher Stowe Center
The Harriet Beecher Stowe Center
The Harriet Beecher Stowe Center 77 Forest Street
Hartford, Connecticut, 06105, US Phone: (860) 522-9258 Get Directions
Hartford, Connecticut, 06105, US Phone: (860) 522-9258 Get Directions
Who was the most famous American woman in the 19th century? Find out at Harriet Beecher Stowe's Hartford home, a National Historic Landmark in historic Nook Farm. You'll be inspired by the life and work of the "little woman who wrote the book that started this great war". Her most famous work Uncle Tom's Cabin, set off an international outcry for the abolition of slavery. Stowe and her neighbors engaged in vibrant and provocative discussions.
Touring Stowe's home is an interactive experience, using 19th century artifacts to connect to today's headlines and inspire you to change your world. In 2015, the Stowe Center is seeking feedback as they create a 21st century visitor experience to illuminate Stowe's impact to inspire social justice and positive change.
SaveNowCT.com is your local website for offers and deep daily discounts to restaurants, spas, tours, sporting events, and other retailers and businesses in Connecticut. Using SaveNowCT.com is simple and convenient, providing a fun, stress-free shopping experience without the crowds. You can save up to 80% on merchants that you already know and some that may be new for you, all without having to leave home.
Never miss out on a SaveNowCT deal!
- Deals in your Inbox - click on the green SIGN UP button above to start receiving daily email offers
- Deals on the go - text SAVENOWCT to 37798 to receive our daily mobile text alerts*
- Deals online - visit SaveNowCT.com every day
- And don't forget to share these great deals with friends and family so they too can take advantage of the incredible savings opportunities every day
*Msg&Data rates may apply. 2 msgs/day. Text HELP for help. Text STOP SAVENOWCT to cancel. You may receive subsequent messages clarifying or confirming your opt-out request. Privacy Policy and Terms & Conditions: mobile.tribune.com
Choose your deal:
$12 for Two Admissions to the Harriet Beecher Stowe Center in Hartford ($20 Value) (Value $20)
$23 for Four Admissions to the Harriet Beecher Stowe Center in Hartford ($40 Value) (Value $40)
Buy Now!


text:
Among the easy accessories to release a fresh zeal to any décor, are throw pillows...Read more
David Myers and Simon King are known as "The Hairy Bikers". They are the chefs..Read more
Fringe is one of those trends that has never entirely been out of fashion — people were..Read more
Bose music systems have introduced the upgraded version of their Bluetooth speaker. The all..Read more
Sohar : LuLu Hypermarket opened its new outlet in Sohar on July 1, 2015, further boosting our retail presence in the Sultanate of Oman. The much-awaited store threw open its doors to the public amid much fanfare after a formal inauguration ceremony. The new hypermarket was inaugurated by H.E. Eng.....Read more
John Rajan (coupon No..
Abu Dhabi: In an effort..
LuLu Hypermarket have set the stage to host the 'African Food Festival'..


text:
Centrum Silver Multivitamin, Adults 50+ (285 ct.)
by Centrum | Item #: 428284 | Model #: 446371 | (2) |
- $3 off with Instant Savings
Offer ends July 19
- Instant Savings is subject to availability, valid dates, and a limit of 6 items per member. Additional purchases may be made at full retail price, unless otherwise restricted. See program details.
- Member price $19.98
- Instant Savings -$3.00
- $ 16 98
Non-members pay 10% surchargeJoin now!
- Shipping
- Enter ZIP Code for shipping options
- Estimated arrival
- Free Pickup
Save Time With Subscriptions
The minimum quantity is 1.
Order every:
Estimated arrival
Delivery estimates, taxes, and fees are based on ZIP Code. Club Pickup orders are based on your club's current price and item availability on the day of payment.
About this item
The age-adjusted multivitamin for people over 50.
Centrum® Silver® is specially formulated with certain age-essential nutrients like Calcium, B Vitamins and antioxidants to help keep pace with your changing nutritional needs.*
- 285 Tablets
- Maintains strong bones with higher levels+ of Vitamin D and Calcium*
- Supports healthy eye sight with Luteinâ and Vitamins A, C, and E*
- Helps promote heart health with Vitamins B6, B12 and Lycopene*
- Helps support energy production with B Vitamins*
*These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
Assembled Country
Component Country
Member reviews & questions
Ask & Answer
Policies & plans
Shipping Information
Shipping Information
Standard - 2 to 6 business days
Premium - 2 to 4 business days
Express - 1 to 2 business days
Warranty Information
This product is covered by the Sam's Club Member Satisfaction Guarantee.


text:
Download the NEW, state-of-the-art Bay News 9+ app!
More storms expected Sunday. Track the storms any time where you live with Klystron 9.
Tropical Storm Bill is weakening as expected. The storm made landfall on Matagorda Island, Texas on Tuesday at 12:45 p.m. FULL STORY
The Atlantic hurricane season is officially from June 1 - November 30.
Bay News 9 has all the hurricane information you need to stay safe in the storm.
Hurricane Season Checklist | Shelters | Evacuation Maps | Safety After The Storm
BayNews9.com is your source for exclusive tropical weather updates, evacuation routes and shelters, storm preparation checklists and much more.
The Bay News 9 2015 Hurricane Guide is here! You can pick one up at any of the following events:
You can also download a digital version of the 2015 Hurricane Guide.
When severe weather strikes, keep Bay News 9 close!
We'll keep you up to date on the latest watches and warnings for your neighborhood.
You can also take the Bay News 9 Weather Experts with you wherever you go:
Bay News 9+ App | Watch Live with BHTV | Facebook | Twitter | Bay News 9 NOW
Hurricane season runs from June 1–Nov. 30, but it's never too early to start preparing now. Bay News 9's Weather Experts can help you get started.
Hurricane Center | Check Tampa Flights | Travel Delays Today
Subscribe to Severe Weather Alerts | Hurricane Quiz
Keep a close eye on the areas where hurricanes form with our satellite views.
Bay News 9 is the official Volunteer Emergency Notification State for the following Red Cross chapter:
Download the NEW, state-of-the-art Bay News 9+ app!
Radio Stations


text:
Originally written on Fox Sports | Last updated 2/17/12
SHANGHAI, CHINA - NOVEMBER 06: Phil Mickelson of the USA watches his tee shot on the 17th hole during the second round of the WGC-HSBC Champions at Sheshan International Golf Club on November 6, 2009 in Shanghai, China. (Photo by Scott Halleran/Getty Images)
Phil Mickelson hit one tree, threaded a shot through five trees and hit a drive that wound up in a spectator's shorts. He somehow managed a 1-under 70 on Saturday to share the lead with PGA champion Keegan Bradley in the Northern Trust Open. Bradley, inspired by a Riviera course that is one of his favorites, took only five putts over the final five holes, including a 10-footer for par on the last hole, for a 5-under 66 that assured him being in the final group. The par was meaningful because he wanted to play Sunday with Mickelson, a mentor to him. There's no telling what to expect in the final round. The phrase ''routine par'' was not part of Mickelson's vocabulary on a beautiful afternoon off Sunset Boulevard. Mickelson played one chip well past the hole on the par-3 sixth so it would roll off the bank some 25 feet behind the cup and roll back. He made a 12-footer for his par. The only disappointment was not taking advantage of enough birdie chances, twice missing birdie putt...
Comments are closed.
What do you think?To leave a comment, you can:
Golf News
Delivered to your inbox
You'll also receive Yardbarker's daily Top 10, featuring the best sports stories from around the web. Customize your newsletter to get articles on your favorite sports and teams. And the best part? It's free!
Follow us on Twitter
|Best of Yardbarker
|NFL News
|MLB News
Today's Best Stuff
For Bloggers
Join the Yardbarker Network for more promotion, traffic, and money.
Company Info
What is Yardbarker?
Yardbarker is the largest network of sports blogs and pro athlete blogs on the web. This site is the hub of the Yardbarker Network, where our editors and algorithms curate the best sports content from our network and beyond.
|© 2015 Yardbarker, Inc. All rights reserved. Use of this website (including any and all parts and components) constitutes your acceptance of these Terms of Use and Privacy Policy. (What's New?)


text:
A TV show
Hardball with Chris Matthews is a talk show on MSNBC, broadcast weekdays at 5 and 7 PM hosted by Chris Matthews. It originally aired on now-defunct America's Talking (as Politics with Chris Matthews) and later CNBC. The current title was derived from a book Matthews wrote in 1988, Hardball: How Politics is Played Told By One Who Knows the Game. Hardball is a talking-head style cable news show where the moderator advances opinions on a wide range of topics, focusing primarily on current political issues. These issues are discussed with a panel of guests that usually consists of political analysts and sometimes include politicians.
It also runs in a "Best of" format Early Saturday mornings at 5am.
Hardball formerly followed Countdown with Keith Olbermann as the second most-watched show on MSNBC, with an average of 557,000 viewers in the first quarter of 2008.
A TV show
A news commentary television show
An educational children's TV series.


text:
2011-2012 College Bowl Game Schedule Announced
- Updated: June 18, 2011
College football's bowl schedule has been released for the 2011-12 season, featuring 35 games in 23 days and ending with the Allstate BCS National Championship Game Jan. 9 in New Orleans.
The bowl season will open Dec. 17 with three games — the New Mexico Bowl, the uDrove Humanitarian Bowl and the R+L Carriers New Orleans Bowl — the Football Bowl Association said.
The traditional bowl date of Jan. 1 will have no games because it falls on a Sunday, when the NFL plays a full schedule of games to close its regular season, assuming a collective bargaining agreement is reached.
The Top seven bowls are as follows:
|Rose Bowl Game presented by Vizio
BCS vs. BCS
|Pasadena, Calif.
Rose Bowl
|Jan. 2
5 p.m.
|Allstate Sugar
BCS vs. BCS
|New Orleans
Louisiana Superdome
|Jan. 3
8:30 p.m.
|Discover Orange
BCS vs. BCS
Sun Life Stadium
|Jan. 4
8:30 p.m.
|Tostitos Fiesta
BCS vs. BCS
|Glendale, Ariz.
U. of Phoenix Stadium
|Jan. 5
8:30 p.m.
|AT&T Cotton
Big 12 vs. SEC
|Arlington, Texas
Cowboys Stadium
|Jan. 6
8 p.m.
|BBVA Compass Bowl
Big East vs. SEC
|Birmingham, Ala.
Legion Field
|Jan. 7
1 p.m.
|Allstate BCS National Championship Game
BCS vs. BCS
|New Orleans
Louisiana Superdome
|Jan. 9
8:30 p.m.
The following two tabs change content below.
Cole Ryan
Cole started off as a part time handicapper and a full time computer programmer. After developing a computer program that consistently provided winners in NFL, NBA, MLB, and college sports Cole went into full time handicapping. The computer program and his knack for winners made him a rising star in the handicapping world. His complex computer program based on algorithms and analytical calculations have led to a 60% ATS rate.
Latest posts by Cole Ryan (see all)
- BetAnySports: College Football Futures - July 2, 2015
- BetDNA: Odds To Win the British Open - June 26, 2015
- Bovada: Pick Your Bonus - June 25, 2015
← Previous Story 2011 NCAA Football Major Conference Preview
You must be logged in to post a comment Login


text:
This 1963 Austin Healey 3000 is an excellent original car for restoration. Black with black interior and very complete. For only ... More
1963 Ford Country Squire Wagon Resto-Mod with an amazing Beige Metallic paint with wood-tone side panels over an equally incredible Tan Ostrich Leather Interior.... More
1963 Corvette Coupe - Original Engine and driveline not re-stamped - Original Trim tag and VIN Plate. Real red car. - Authentic, comprehensive Body off restoration by... More
1963 Mercedes-Benz 300SL Roadster VIN: 198042-10-003257 Second to last 300SL built by Mercedes-Benz Alloy engine Mercedes-Benz Zertifikat, and Fahrzeug-Daten card Complete with original hardtop,... More
These are 3 of our recent Merecedes Benz 190SL nut and bolt restorations.These 3 cars are highly restored and are top quality vehicles .Please... More
Maserati 3500 Vignale Spyder in a stunning throughout condition. Rare and sought after European version with five speed transmission and disc brakes.Beautiful black leather... More
Extremely special BMW 3200 CS! Of this type there are only 603 cars in total produced, and from this rare 1st series only 175!... More
Beautiful and extremely rare Auto Union 1000 SP Roadster!! At that time only 1640 pieces were produced! When this appeared on the market in... More
This 1963 Volkswagen Bug 2dr Rag-Top Coupe features a 1776CC 4cyl Gasoline engine. It is equipped with a 4 Speed Manual transmission. The vehicle... More
Engine and Transmission professionally rebuilt. Auto Trans, power steering and brakes. Vin & Suffix on engine. This car is a great example of the first... More
1963 JAGUAR XKE COUPE (FHC) In 1961 Jaguar introduced the E- type to the public and it was shown as a rear wheel drive grand... More
1963 Porsche 356B Coupe; concours; matching, COA; US The Bay City Motor Company (www.tbcmc.com). Inquire by phone (989-891-0900), e-mail or stop in (1124 N Water St.... More
1963 "Bunkie Knudsen" Corvette. Pulled off the line during the first week of production. VIN 148. Sent to Warren, MI to be secretly built... More
The ultimate iteration of the seminal Mark II model, this 3.8-liter overdrive-equipped example was recently discovered in Minnesota, where it is believed to have... More
Rare car, with very special features, and special history.1640 convertible- units were built in the period from 1961 to 1965, bodied by Baur, Stuttgart.After... More


text:
Remember When Stephen Colbert Reported for GMA Back in 1997?
Earlier today, the hosts of Good Morning America had the pleasure of sharing their news desk with Stephen Colbert who was out promoting his new book America Again: Rebecoming the Greatness We Never Werent. Colbert handled himself with his usual wit and confidence, though that might have been because he's been around… »


text:
The college even has its own working turbine. It's not just used for instruction but actually generates power that is sold to the local community, providing about $150,000 a year to the school.
For the farmers of Trimont, the perfect opportunity presented itself in the spring of 2003. Great River Energy, a regional power cooperative, was looking for somebody to generate renewable energy for its customers.
Scholl managed to organize 50 different farmers to join the project; and submitted a bid to the power company. They were one of 65 proposals but ultimately won because of the site's location and the local involvement. (Scholl has since died in a small-plane crash.)
"At first, the idea was, hey, this is going to be the largest land-owner wind farm in the country. Until you know the facts, it's easy to dream big," Von Ohlen said.
After they were awarded the project, the farmers realized that they wouldn't be able to take advantage of a substantial federal income tax credit associated with wind power. They simply didn't earn enough money. There were also major financial risks associated with the project. If a gear box went out or a blade broke, the farmers would be responsible for paying for its repair.
So they decided to bring in a large company to operate the facility. But because the farmers had won the right to sell the renewable energy, they held all the cards when negotiating.
"We had a lot of negotiating power in the first proposal," Von Ohlen said. "We could have brought in anybody."
The group eventually choose PPM Energy, which has since become part of Iberdrola Renewables, a Spanish company that is the world's largest provider of wind power.
As part of its deal with the energy company, the farmers got a noncompetitive clause. Neither group could develop a wind farm in the area without the other. Today they are preparing to go online with their second joint venture adjacent to the first project. And like the first one, the farmers will also get a share of the profits.
While there are 50 landowners in the first group, only 43 have turbines on their property. They can still plant crops right up to the base of the tower.
The layout of the turbines -- over the 8,970 acres -- is based on a number of factors. Wind strength and consistency is key. But there are also a number of regulations about how far away a turbine can be from roads, homes and other structures. They also need to be a certain distance setback from other landowners who aren't participating in the project.
In a traditional windfarm development, only the farmer with the turbine would get money through the tower lease payments. But Von Ohlen and the other farmers wanted their project to be different. The farmers with the turbines are still the only ones to get lease payments. But everybody who bought into the original project gets a share of the revenues based on how many acres they own.
The theory, by joining the project, you allow more turbines to be built, and you should still be compensated for that. Again, the farmers banded together to benefit all of them, instead of letting the power company decide -- through tower placement -- who benefits and who doesn't.


text:
Royals made it 14 points from their last seven Premier League games with a hard-fought win over Martin O'Neill's men at Madejski Stadium.
Two goals from Jimmy Kebe either side of a Craig Gardner equaliser secured all three points for Brian McDermott's men who are now two points above the relegation zone.
And centre-back Pearce believes the manner of the weekend's victory shows just how much Royals have improved since a 3-0 loss at Sunderland in a re-arranged fixture in December.
Pearce declared: "The gaffer said to us before the game that we owed Sunderland one.
"We really wanted to make amends for that night because that really wasn't us. We were dominated by Sunderland, we sort of got beaten up.
"But that's what we did to Sunderland on Saturday so we're very pleased about that."
Reading occupied bottom spot in the table at Christmas and were hot favourites with the bookmakers to be relegated.
But they have turned their fortunes around in recent weeks and are now unbeaten in six games in all competitions.
Pearce stressed: "We always believed we could turn the corner. We kept our belief because the manager has installed that in us.
"He told us the prize is still there for us if we want it, and we believe we can do it.
"We're starting to prove that now by going on a run, as we have done over the past three years.
"If you look at our record, any team who comes to the Madejski is going to find it hard.
"We just keep going to the bitter end. I thought we dominated the first half against Sunderland and the game in general.
"Pavel Pogrebnyak was unlucky and gave away a penalty, but these things happen. We battled on through that, stuck together and came through in the end thanks to a great header from Jimmy Kebe."
Reading had to dig deep to overcome a tough Sunderland side and they will need to show similar battling qualities when they travel to Stoke City's Britannia Stadium this Saturday (3pm ko).
However, Pearce is confident they can cope with the Potters' physical approach.
"It will be a good game I think," he argued. "But it won't be for the faint hearted that's for sure.
"We will go there high on confidence and in high spirits. Stoke is a tough place to go to but in the form we're in at the moment we believe we can take on anyone."
Before that, Pearce is relishing the opportunity to win his second international cap for the Republic of Ireland when they take on Poland in a friendly at the Aviva Stadium in Dublin tonight (Wednesday, 7.45pm ko).
The 24-year-old received a call-up from boss Giovanni Trapattoni last week and said: "It's a nice distraction really. It's international football and I want to go there, hopefully get on the pitch and show Mr Trapattoni what I'm about and what I can do."


text:
Gaza gunmen execute 18, call them spies for Israel
Posted: August 23, 2014 at 3:41 a.m.
Gaza militants gunned down 18 people accused of being spies for Israel on Friday, a day after Israel killed three top Hamas military commanders in an airstrike believed to be guided by collaborators.
This story is only available from our archives.
« Previous Story
Aid convoy an 'invasion,' Ukraine says
Tensions between Russia and Ukraine escalated sharply Friday as Moscow sent more than 130 trucks rolling acros... Read »
Next Story »
U.S. won't rule out hit in Syria against grou...
A top national security adviser to President Barack Obama vowed Friday that the United States would "do what i... Read »


text:
Is the wink ;) a sign of flirting?
I've been emailing a man for almost 2 months, We see each other every day but just in passing and to say Hi. I've given him hints in my emails that... Show More
Most Helpful Opinion
It sounds like he likes you, but it also sounds like he thinks the boys have a lot of potential and he feels like a role model as their teacher. It also sounds like your boys respect him, which is cool. But I think his conflict is if anything bad ever happened between you and him while they were in his class, how would that reflect on to them, and inside of the classroom, and stuff like that. That's why when you ask about the wink or something, he doesn't know how to explain what he's feeling and waits it out. Then it sounds like he starts up with the compliments again, because someone has a little crush, lol.
What Guys Said 4
the wink ;) question?
this means your think too much about it.
Just ask him out your self. Its 2008 if you want to go out with a guy just ask him out on a date. I know American has some contrived rules on dating, most of which involve telephones and telephone number, but you don't have to follow the rules all the time.
Why not say there's a movie I really want to see, but none of friends are avaible to go, would you want to go with me?
im a boy. but whenever I'm iming/flirting with a girl I definitly use the wink sign (this is the wink sign ;).) I would definitly stay intrested in him, but I would make the first move, like ask him if he wants to go out for dinner one night. but I would watch out! some of these guys could be only looking for one thing. just watch your back and make sure he isn't just going for a sexual reltionship
What Girls Said 0
Be the first girl to share an opinion and earn 1 extra Xper Point!
Have an opinion?


text:
Chill on the hillDecember 13,2012Vyto Starinskas / Staff Photo
Snow clings to the mountaintop above Rutland City on Wednesday as local ski resorts welcome any signs of snow.MORE IN Local & StateRecovery takes time, patience and a desire to change. Full StoryMayor Louras wants the city to have a better idea on what to pay its department heads. Full StoryThe Rutland Town Select Board plans to appoint a new member next week who will serve until a... Full Story
- Most Popular
- Most Emailed
- RICHARD'S POOR ALMANACK: On this day 1739, 'Richard Palmer' identified in prison at York Castle as the notorious outlaw DICK TURPIN; IN 1836, Battle of the Alamo begins near San Antonio de Bexar, Texas; 1896, the Tootsie Roll invented by LEO HIRSCHFELD.
- RICHARD'S POOR ALMANACK: On this day in 1472, Orkney, Shetland islands put up as collateral by Norway to Scotland in lieu of dowry for MARGARET OF DENMARK on her marriage with JAMES III, king of Scotland; 1962, JOHN GLENN first American to orbit Earth.
- TOMORROW'S HEADLINES TODAY: City mayoral candidates debate campaign issues; Hartford, Conn., woman still missing; Neal Goswami reports attempts to legislate suicide; local woman loses 100 pounds through TOPS program.
- RICHARD'S POOR ALMANACK: On this day in 1878, JOHN TUNSTALL murdered near Lincoln, New Mexico, by the outlaw JESSE EVANS; in 1930, ELM FARM OLLIE first cow to fly in aircraft, first to be milked airborne; 1955, nuke test WASP; '79, snow in Sahara.
- TOMORROW'S HEADLINES TODAY: Rutland Herald News Editor Alan J. Keays and staff writer Gordon Dritschilo discuss stories planned for the February 18, 2015, edition of the newspaper: Winter budgets maxed, legal marijuana, Springfield bank job, USPS slowdown
- RICHARD'S POOR ALMANACK: On this day in 1249 AD, ANDRE of LONGJUMEAU is dispatched by LOUIS IX of France to meet the KHAGAN, ruler of the Mongol Empire; in 1804, during 1st Barbary War, STEPHEN DECATUR scuttles the pirate-held USS Philadelphia in Tripoli.


text:
PORKANDCORN: A Man & His Duck Explore South America
View Single Post
Joined: Jan 2011
Location: Portland, Oregon
Oddometer: 296
gramado, brazil to monte negro, brazil (with a fever of 101)
tuesday, february 5, 2013
today was interesting. i rode about 150 miles of dirt roads, with an increasingly worsening fever. not sure what i got ahold of in gramado, but my body was fighting something. i barely felt it when i left the hotel, and within 15 miles of gramado i was onto my first of many dirt roads for the day. i was winding my way north into the higher serras (hills), on my way to the famous paved twisties that wrap down the mountain between bon jardim da serra, brazil, and lauro muller, brazil. i wanted to ride some dirt, but regardless, it was the only way to get there from gramado that didn't involved oppressive truck traffic and breathing toxic exhaust for half the day.
day of dirt, east of canela, brazil
, on Flickr
the gps was confused most of the day. the hard maps and the mapswithme iphone app proved helpful in navigating the sometimes confusing tangle of dirt roads. even with the fever getting worst, around noon i was into some really beautiful rolling high hills at about 4,000 ft. the air was colder, and it was threatening rain off and on all day. that would have really sucked in my condition. the heated warm and safe gloves were a big hit today.
cattle ranchers, north of lajeado grande, brazil
, on Flickr
cattle ranchers, north of lajeado grande, brazil
, on Flickr
around 1pm, i was really hurting. very weak and achy - not a good condition to be riding sometimes complicated dirt roads that varied from soft dirt, to rock paths, with streams running across at times.
twisty dirt road south of bom jesus, brazil
, on Flickr
as much as i hated to do it, i made the decision at são josé dos ausentes to skip the twisties and attempt a ride back to the coast. the road north that i chose to abandone was more dirt - about 60 miles of it. i knew it wouldn't be safe. the road east toward timbé do sul, brazil appeared to be paved. well, that lovely pavement ended abruptly. i stopped, got off the bike, and was really hurting. i could tell i had a pretty bad fever - luckily none of the other bad stuff that typically comes with that, except a bit of nausea from time to time. as long as i was riding, i didn't notice the nausea - there's another thing that motorcycling cures.
it was starting to rain, and here i am 50 miles out in the middle of nowhere, looking up a gnarly dirt road that i knew i could not pass - it was much worse that the other option, and by stopping a truck coming from that direction, i confirmed this.
end of the pavement, east of são josé dos ausentes
, on Flickr
so all i could do was head back to the better dirt road north, keep hydrating and hope i was getting better instead of worse. i was getting worse. about 20 miles in i saw a few signs for pousadas do fazendas (farm guesthouses). i knew i had to stop riding. i picked the first one. bad choice, as the road dropped down into some very technical large rocks and boulders. after about a 1/2 mile of that, i turned around back for the main road.
before the fog settled, near silveira, brazil
, on Flickr
the next sign was for the pousada fezendo monte negro. monte negro is the highest point in rio grande do sul state, at about 5,000 ft. by this time, the neblina (fog) was dropping in quick, and i couldn't see beyond 20 feet. it was starting to rain. pretty much a disaster scenario. luckily, the pousada was only a kilometer down the road. i pulled into what looked like something out of a weird dream. i'm sure that in the deep fog, i was an odd site. a woman came out and i explained to her, and her kids, that i was sick and wanted to stay the night. i told them that i didn't need a doctor. i was trying not to worry them.
pousada fazendo monte negro, monte negro, brazil
, on Flickr
at about 2pm after i put my things away, i was shaking and sweating. i went to lay down, and ended up at least partially breaking my fever during 4 hours of sleep under a mountain of natural wool bedspreads. i had an odd dream in my sleep were i was riding on top of those strange trees i was seeing all day, with men on horseback chasing me.
araucaria tree, south of bom jesus, brazil
, on Flickr
i wrote up this blog for the day while i was waiting for a home cooked meal to be prepared. chicken soup with homemade dumplings, fresh homemade bread - pretty much just what the doctor ordered. now it's about 8pm and the fever is coming back, so down the hatch with some nyquil and back to bed.
2012 Triumph Tiger 800xc, Black
- Portland, Oregon USA
*PORKANDCORN: A Man & His Duck Explore South America
*Obsessive-Compulsive South America Trip Preparation
*Portland-BC-Alberta & Back on a 2012 Triumph Tiger 800xc
porkandcorn screwed with this post 02-08-2013 at
View Public Profile
Visit porkandcorn's homepage!
Find More Posts by porkandcorn


text:
Key Specs
2935 sq ft
3 Bedrooms
2.5 Bathrooms
3 Floors
2 Garage
Plan Description
This is a generously sized home with traditional amenities, that still emphasizes the open, integrated, and clutter-free spaces needed for modern life. An optional elevation lets you choose between a more Traditional style or a Farmhouse style and the abundance of interior renderings give you an idea of how your new home can look in several different styles.
Nine foot ceilings on the first floor create a stunning entrance and complement the free-flowing floor plan. The mudroom and 2nd floor laundry room provide ample storage and efficient living for today's busy life, while the large master bedroom suite and luxurious bathroom make for an oasis away from the hustle and bustle. The placement of the den and dining room near the front entrance subtly separates the formal (dining and studying) and informal spaces (kitchen and family room). This division creates amazing flexibility that easy accommodates both casual parties with friends and formal holiday dinners.
This open line also allows for wonderful cross-ventilation in the summer months. A coat closet is conveniently located for the use of arriving guests. The righthand room can be turned into a library, study, office, or crafts room.
The Living Room/Kitchen area was designed to accommodate the everyday routines of today's modern family. As mom and dad come home after a full day, they and the kids enter the home directly from the garage to the mudroom where coats and shoes can be put away and organized to reduce clutter. Next, keys and cellphones can be placed on the office hutch for storage and recharging. When the family returns from a grocery run, the island, high pantry, and built-in refrigerator are strategically placed to allow for easy unloading. This open kitchen and living room space allows everyone to be involved in conversations whether they are prepping food, watching TV, or checking e-mail.
The Kitchen is designed to be the hub of family life. This kitchen features 53 square feet of countertop—ample space for the whole family to cook dinner together or grab breakfast piecemeal during the busy morning. The kitchen island provides a social center point, allowing the chef to clean veggies at the sink or load the built-in dishwasher while facing into the living area. The French doors and windows let great natural lighting flood the room during the day, while the light cove above the cabinets provides ample light for evening. On the ceiling, the coordinated bamboo trim catches the eye and creates visual separation within the expansive space.
The Living Room lets in amazing natural light without sacrificing the space needed for a great media center. French doors lead directly to the patio, adding highly desirable indoor/outdoor living flexibility for warmer seasons. The fireplace serves as an anchor during family gatherings without overwhelming the space. This room is spacious enough to fit a large couch and chairs and gives owners total flexibility in furniture arrangement.
The Master Bathroom was designed to maximize window area and allow for multiple room configurations. With nearly 300 square feet, the bedroom is a private oasis—a place to retire from the bustle of the day. The luxurious en-suite bathroom features generous space for both tub and shower stall; there is a separate room for the toilet. The thoughtfully placed window lets in plenty of natural light without sacrificing privacy. His and her vanities allow for an efficient morning routine and give each partner some personal space. In the foreground to the right are built-in shelves for bath towels. Finally, an Energy Star bathroom fan maintains indoor air quality by removing moisture and mitigating against mold growth.
This plan can be customized!
Let us know your desired changes and get a free quote.
Click the button or call us now at 1-800-913-2350.
Full Specs & Features
Basic Features
Exterior Wall Framing
Bedroom Features
Kitchen Features
Additional Room Features
Garage Features
Lot Characteristics
Outdoor Spaces
Energy Efficient Features
What's included in this plan set
House plans created by Free Green give our customers design options that meet or exceed existing energy standards, while giving options in the realm of cost, style, and environmental commitment. As an example, all Free Green homes are designed to perform 30% to 50% better than prescriptive building code energy performance. The level of home performance depends on the products that you choose.
Each Free Green house plan includes:
- LEED for Homes Rating System: Guidelines to meet LEED for Homes certification levels of: Certified, Silver, Gold, and Platinum. LEED for Homes is a national, voluntary certification system, developed by national experts and experienced builders, that promotes the design and construction of high-performance green homes and encourages the adoption of sustainable practices by the homebuilding industry. The LEED for Homes Rating System is part of the suite of nationally recognized LEED Green Building Rating Systems administered by USGBC. Like all LEED Rating Systems, it is the market's leadership system, targeting the top 25% of home building practices in terms of environmental responsibility. LEED provides industry resources and tools on how to "green" any new home. With LEED, homebuilders can differentiate their structures as meeting the highest performance measures, and homebuyers can readily identify high quality green homes. LEED provides national consistency in defining the features of a green home, enables builders anywhere in the country to obtain a green rating on their homes, and assures homebuyers of the quality of their purchases, all based on a recognized national brand. Learn more about the LEED® Rating System here.
- Window shading details: External window shading devices are an effective method for reducing heat gains through windows during Summer. In fact, external shading devices can reduce heat gains by up to 80% if sized and built properly. With this in mind, Free Green has created this page to assist home builders in constructing effective window shading devices. The information we provide includes a zoning map of the United States, zoning charts for proper sizing of shading devices and a variety of shading device styles and materials to suite different tastes and different home designs.
- General Notes: Typically one sheet of general notes pertinent to the construction of the home
- Exterior Elevations: A blueprint picture of all four sides showing exterior materials and measurements.
- Foundation Plan: Drawn to 1/4" scale, this page shows all necessary notations and dimensions including support columns, walls and excavated and unexcavated areas.
- Floor Plan(s): Detailed plans, drawn to 1/4" scale for each level showing room dimensions, wall partitions, windows, etc. as well as the location of electrical outlets and switches.
- Interior Elevations: Detailed drawings of kitchen cabinet elevations and other elements as required.
- Cross Section: A vertical cutaway view of the house from roof to foundation showing details of framing, construction, flooring and roofing.
- Wall sections and other construction details: Detailed drawings showing wall connections, from foundation to the roof. wall connections to foundation, window installation, siding installation, stair details, and more.
- Framing Plans: Drawn to 1/4" scale. The framing layout is intended to be a suggested layout only. Design loads & weather conditions vary by region. As a result the size, spacing & layout of all structural elements in this home design must be approved by a structural engineer and code official based on your specific site location prior to construction.
- Electrical Plan with electrical symbols legend: In general, each house plan set includes an electrical plan which will show the locations of lights, receptacles, switches, etc. Note: Most FreeGreen plans have an electrical plan, however some do not. Please contact us to verify.
Plan Options
|PDF Set Best Value!
|PDF plan sets are best for fast electronic delivery and inexpensive local printing.
|5 Copy Set
|5 printed plan sets mailed to you.
|CAD Set
|For use by design professionals to make substantial changes to your house plan and inexpensive local printing.
|PDF Study Set
|One electronic set for bidding purposes only. Not a legal building set.
Foundation Options
|Ideal for level lot, lower level of home partially or fully underground.
|Ideal for semi-sloped or level lot, home can be built off of grade, typically 18" - 48".
|Ideal for level lot, single layer concrete poured directly on grade.
Additional Options
|Right-Reading Reverse
|Choose this option to reverse your plans and to have the text and dimensions readable. Click here for more information.
Unless you buy an "unlimited" plan set or a multi-use license you may only build one home from a set of plans. Plans cannot be re-sold.
The Single Set and PDF Study Set are typically stamped "Not for Construction" and are to be used for studying / obtaining bids only. We do offer a 90% credit when you upgrade from a Single Set to a 5-Copy set (or greater).
Meet the Designer - FreeGreen
Our Plans are designed for energy efficiency. The idea is to broaden access to green design.
Houseplans.com is excited to welcome the collection of innovative plans by FreeGreen founders David Wax and Ben Uyeda. These designs range from Contemporary to Country and Farmhouse styles. All incorporate green building materials and techniques.
David and Ben are experts in the field of green design and also co-founded ZeroEnergy Design, an architecture and energy consulting firm specializing in new construction and major renovations. They got their start leading Cornell University's 2005 Solar Decathlon team, which won the second place award. The competition, sponsored by the US Department of Energy, challenges universities from across the US and beyond to research, design and build an 800 square-foot off-grid solar home.
David holds a Bachelor of Science in Finance and a Master of Business Administration from the Johnson School at Cornell University and is an IT consultant for the securities and capital markets. He says: "FreeGreen was able to integrate architecture and engineering software for custom home design, which meant that we could produce green design fast."
Ben holds a Bachelor and Master of Architecture from Cornell University School of Architecture. He has been a visiting lecturer at Cornell, where he developed an original curriculum to teach the principles of sustainable design, and lectures on sustainable design at Northeastern University. His new venture is Home Made Modern: "smart, affordable DIY design ideas for cool people who like modern home furnishings." You can follow Ben's diverse design interests on Pinterest.
How much will this cost to build?
This report will provide you cost estimates based on location and building materials.Get Cost-to-Build Report
Other plans by this designer
|4279 sq ft
|4 bed
|2.5 bath
|2 story
|73' 7" wide
|44' deep
|2584 sq ft
|3 bed
|3.5 bath
|2 story
|62' wide
|50' deep
|1356 sq ft
|3 bed
|2 bath
|1 story
|72' 5" wide
|20' deep
|2115 sq ft
|3 bed
|2 bath
|2 story
|52' wide
|34' deep
|891 sq ft
|2 bed
|2 bath
|1 story
|23' wide
|61' deep
|704 sq ft
|1 bed
|1 bath
|1 story
|32' wide
|22' deep
|1616 sq ft
|2 bed
|2 bath
|2 story
|32' wide
|50' deep
|1356 sq ft
|3 bed
|2 bath
|1 story
|72' 5" wide
|20' deep
|525 sq ft
|1 bed
|1 bath
|1 story
|16' wide
|24' deep
|3370 sq ft
|4 bed
|3.5 bath
|2 story
|48' wide
|48' deep
|1974 sq ft
|2 bed
|2 bath
|1 story
|84' wide
|24' deep
|2198 sq ft
|2 bed
|2 bath
|2 story
|75' wide
|35' 6" deep
|1798 sq ft
|2 bed
|2 bath
|1 story
|72' wide
|26' deep
|525 sq ft
|1 bed
|1 bath
|1 story
|16' wide
|24' deep
|2040 sq ft
|3 bed
|2 bath
|1 story
|70' wide
|30' deep
|2132 sq ft
|3 bed
|2.5 bath
|2 story
|47' 2" wide
|47' deep
|2197 sq ft
|3 bed
|2 bath
|2 story
|62' 3" wide
|58' deep
|3047 sq ft
|3 bed
|2.5 bath
|2 story
|50' wide
|60' deep
Browse similar plans
Need help? Let our friendly experts help you find the perfect plan!
Contact us now for a free consultation.
Call: 1-800-913-2350
Email: firstname.lastname@example.com
Important Information
All sales on house plans and customization/modifications are final. No refunds or exchanges can be given once your order has started the fulfillment process.
All house plans from Houseplans are designed to conform to the local codes when and where the original house was constructed.
In addition to the house plans you order, you may also need a site plan that shows where the house is going to be located on the property. You might also need beams sized to accommodate roof loads specific to your region. Your home builder can usually help you with this. You may also need a septic design unless your lot is served by a sanitary sewer system. Many areas now have area-specific energy codes that also have to be followed. This normally involves filling out a simple form providing documentation that your house plans are in compliance.
In some regions, there is a second step you will need to take to insure your house plans are in compliance with local codes. Some areas of North America have very strict engineering requirements. Examples of this would be, but not limited to, earthquake-prone areas of California and the Pacific Coast, hurricane risk areas of the Florida, Gulf & Carolina Coasts. New York, New Jersey, Nevada, and parts of Illinois require review by a local professional as well. If you are building in these areas, it is most likely you will need to hire a state licensed structural engineer to analyze the design and provide additional drawings and calculations required by your building department. If you aren't sure, building departments typically have a handout they will give you listing all of the items they require to submit for and obtain a building permit.
Additionally, stock plans do not have a professional stamp attached. If your building department requires one, they will only accept a stamp from a professional licensed in the state where you plan to build. In this case, you will need to take your house plans to a local engineer or architect for review and stamping. In addition, plans which are used to construct homes in Nevada are required to be drawn by a licensed Nevada architect.
Best Price Policy
Some of our plans are also available on other websites and in printed catalogs. We are committed to selling these plans at or below the lowest price available elsewhere. If you find a regularly priced plan (not "on-sale") for a lower price, we'll beat the advertised price by 5%. We will match the price for any on-sale plans.
Once our staff is able to verify that the same plan is offered at a lower published price, Houseplans will offer the plan for sale at the lower published price less 5%. Our discount is available for immediate plan purchase only. Please call us at 1-800-913-2350.
The advertised item must be the same plan as the product being purchased, including set type (5-copy, 8-copy, Reproducible, or CAD Set), foundation options, and any miscellaneous details. Advertised prices must be in the same currency that the original product was purchased in. Our Price Guarantee does not apply to advertising errors or misprints, special prices, restricted offers, mail order offers, rebates, coupons, premiums, free or bonus offers, OEM products, limited or minimum quantity or limited time offers, close-outs, liquidations, clearances, and special financing offers.
Full sets of plans only, such as PDF, 5-copy, 8-copy, Reproducible, or CAD, are eligible for this offer. 1-copy Sets, Study Sets, Additional Sets, Materials Lists are not eligible for this offer.


text:
Adena Springs Tops Breeders' Lists
In topping the list for the fifth consecutive year, Adena Springs bred the winners of 538 races from 3,479 starts and is followed by Richard Simon's Sez Who Thoroughbreds, which bred the winners of 291 races from 2,059 starts for earnings of $7,856,427.
Adena Springs also heads a second breeder list that includes partnerships. Including partnerships, Adena Springs bred the winners of 538 races from 3,482 starts for earnings of $18,057,205. Runner-up was Sez Who Thoroughbreds, which alone or in partnership bred the winners of 292 races from 2,082 starts for earnings of $7,903,286.
Completing the list of top 10 individual breeders were Farnsworth Farms, $6,350,751 (357 wins from 2,701 starts); Martin and Pam Wygod, $6,318,155 (148/787); Eugene Melnyk, $5,874,095 (166/1,027); Fares Farm Inc., $5,155,253 (9/37); Kenneth L. Ramsey and Sarah K. Ramsey, $4,981,442 (175/1,113); Brereton C. Jones, $4,659,137 (178/1,311); John Franks, $3,985,679 (214/1,895); and Arthur I. Appleton, $3,782,956 (146/834).
Rounding out the list of top 10 breeders including partnerships were W.S. Farish, $7,753,709 (238 wins / 1,533 starts); Farnsworth Farms, $7,124,144 (417/3,116); Martin and Pam Wygod, $6,318,155 (no horses bred in partnership); Eugene Melnyk, $5,874,095 (no horses bred in partnership); Fares Farm Inc., $5,155,253 (no horses bred in partnership); Brereton C. Jones, $5,058,149 (202/1,462); Kenneth L. Ramsey, $4,981,442 (175/1,113); and Sarah K. Ramsey, $4,981,442 (175/1,113).
A more expansive list of breeders, both individually, and in partnership, can be accessed via equineline.com here.
Copyright © 2015 The Blood-Horse, Inc. All Rights Reserved.


text:
United States
Show all reviews
Five O'Clock Au Gingembre by Serge Lutens Les Salons du Palais Royal Shiseido
Five O'Clock Au Gingembre by Serge Lutens - One in initially treated to a lemony accord. Bergamot, with its bittersweet and peppery facets, commingles with a robust, sweetly floral, Earl Grey tea. This tart and tangy mixture, almost effervescent, is carried on an undercurrent of ginger, which infuses its sweet and lemony facets, to the heart. Here, the warmth and spiciness of cinnamon and a hint of nutmeg shower the lemony opening, lifting a gingerbread accord, reminiscent of speculoos, with their rich sweetness and spiciness. A balsamic and faintly buttery woodiness from cedar carries the seductive accord to the base. Transitioning, the smooth cedar is tempered by a woody and lively pepper flittering about, akin to incense, and honey, which imparts its sweetness with a touch of urine. A resinous amber infuses its vanillic and smoky facets. And, a somewhat dark and slightly musky patchouli diffuses its aromatic earthiness. A dusting of bitter cacao also presents. The interplay of the foregoing leads to a comforting drydown. This unisex fragrance leans to the masculine side, and is light and bright. A festive composition, it has average projection, a 1-foot scent cloud, and average longevity, approximately 8 hours.
31st July, 2012