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News that the 17-time champion U.S. Fed Cup team would have to do without Lindsay Davenport and the Williams sisters in the quarterfinals didn't get a lot of love in a post-announcement smattering of headlines, which described the roster as "depleted" and "patchwork."
Turns out that rampant pessimism was a case of not seeing the forest for the trees -- in particular, one young sapling who last weekend showed she may be ready to emerge from the shade cast by those long-dominant, now idled players.
"We knew coming in that there was more talk about who wasn't there than who was there," Jamea Jackson said. "Definitely, it motivated us. We were being called 'the leftovers.' Everyone expected us to get killed."
The 19-year-old Jackson has shown a few indications that she is ready to reach for the sky, including last month in Key Biscayne, where she took a set from Nadia Petrova. Jackson's two singles victories last weekend that clinched a road upset against Germany prove she has the potential to be a top-10 player, said U.S. captain Zina Garrison.
"From the time we got here, I was on her about being the best player she could be, and telling her the confidence I had in her," an ebullient Garrison said by phone from Germany after the U.S. team wrapped up the 3-2 first-round win on outdoor clay in the Black Forest town of Ettenheim. "This is going to be a really big turnaround for her."
Jackson defeated No. 14 Anna-Lena Groenefeld and 104th-ranked Martina Muller, a late replacement for No. 52 Julia Schruff, who injured her calf in an earlier match.
"... We were being called 'the leftovers.' Everyone expected us to get killed."
-- Jamea Jackson
The win puts the United States into the semifinals against formidable Belgium, led by top-10 fixtures Kim Clijsters and Justine Henin-Hardenne. Belgium knocked off Russia last weekend and will host the next round in mid-July.
The 19-year-old Jackson came into the weekend ranked 75th, with a 9-8 match record on the year and no previous Fed Cup experience, although two years ago she was one of the so-called "Young Guns," players brought along to practice and soak up the atmosphere. She also played World Team Tennis with the St. Louis Aces last summer, experience she called "invaluable" in this group endeavor.
Groenefeld is the highest-ranked player Jackson has ever toppled, but the pressure in her Sunday match against Muller was arguably greater. Veteran 39th ranked Jill Craybas, who had beaten Schruff Saturday, had lost to Groenefeld earlier that afternoon. Under the Fed Cup format, the lone doubles match is played last, which would have put the untried U.S. doubles team of Vania King and Shenay Perry on the hot seat.
Instead, it was Jackson, who managed to keep her focus despite the draining win over Groenefeld and a tiebreak in the first set against the junkballing Muller.
"Zina gave us a pep talk before the matches and said, 'You did a great job yesterday, I expect the same today,' " Jackson said. "I just went out and fought for every point."
Jackson may have inherited a little of that into-the-breach stuff. Her father, Ernest Jackson, was an All-American defensive back and Atlantic Coast Conference Player of the Year at Duke University in 1971. In a game against Navy that season, he filled in at running back and rushed for 181 yards and a touchdown.
He went on to play for nine years with the New Orleans Saints, Atlanta Falcons and Detroit Lions. His wife, Ruby, is a former Delta flight attendant and author of "Flying High: The Diary of a Flight Attendant." They also have a son, Jarryd.
Ernest Jackson was no stranger to tennis back in his collegiate days. He played recreationally, admired the late Arthur Ashe and made a point of going to see a few matches featuring a local Durham, N.C., prep tennis standout -- future NBA player and coach John Lucas.
Jamea took ballet lessons, enjoyed swatting a stationary object in T-ball and ran track, but seemed most drawn to tennis after she began playing at age 8, coached by a family friend in Atlanta, where the family then lived.
Her father hit with her for a while, "but by the time she was 11 or so, she had probably outgrown my usefulness," he said, chuckling, from the family home in Bradenton, Fla.
"Early on, I think I helped set the foundation for her as an athlete," Ernest Jackson said. "You embed the philosophy that you try to do your utmost, and you have respect for the sport. I always tried to make the games fun, but we didn't waste time, either."
Jamea Jackson said having a pro athlete as a parent and a bunch of avuncular former players in the family's extended circle -- her godfather is former San Francisco 49ers cornerback Bruce Taylor -- was a real advantage as she began pursuing her career.
"They understood what I was going through as a child trying to become a professional, how hard I had to work," she said.
Jamea trained at the Nick Bolletieri Academy and had a solid junior career, culminating with a win at the 2002 U.S. Tennis Association International Hard Court Championships, where she defeated none other than Groenefeld in the final. She also has won two lower-level events on the USTA Pro Circuit.
Jackson reached her first WTA quarterfinal last season and finished the year ranked No. 75. Her most memorable moment, however, came when she walked shakily onto Court Two at Wimbledon to play "one of my childhood heroes," then-No. 1 Davenport, in the second round. She conquered her nerves but couldn't overcome the established star.
"But you get on that stage a lot more, you get a lot more used to it," Jackson said last month in Key Biscayne. "I just hope I get there more so I get more experience at it. If you keep doing well and keep working hard, you feel more and more like you belong and you can start not only compete with the top players but start taking them out as well."
Next up for Jackson is a clay-court tournament in Morocco, and then her first main-draw invitation to the French Open, where she fell short of qualifying last year. She is No. 81 this week, slipping a bit despite her Fed Cup heroics.
Jackson's success was especially sweet for Garrison because the two have known each other since the younger woman was 11. As a grade-school kid, Jackson told the Bradenton Herald newspaper earlier this month, she dressed as Garrison for Halloween; Garrison later tapped her for a junior international event.
Garrison said Jackson has all the athleticism she needs, and her ability to bear down on consecutive days in Germany proves she is learning the mental game as well. (She is coached by Rodrigo Nascimiento in Florida.)
"Her serve is much better than she thinks it is," Garrison said. "And she has to learn to use her speed as a weapon. She's extremely explosive.
"She needs to start believing, on and off the court, in everything she does."
Freelance writer Bonnie DeSimone is a frequent contributor to ESPN.com.


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Launched in 2014, the private equity fund is devoted to helping grow Colorado companies, especially those with positive impacts on their communities. Part of the $3 million will allow Bhakti to build a larger microbrewery in Longmont so it can up production.
Category Archives: Recent Press
Boulder's Bhakti Chai lands $3M from Colorado Impact Fund
A new venture capital fund created at the urging of Gov. John Hickenlooper has made its first investment — $3 million to Boulder-based Bhakti Chai. "Bhakti Chai is a wonderful example of the entrepreneurial culture we have here in Colorado, and we congratulate the company for being chosen for CIF's first investment," Hickenlooper said.
Steep Progress: How fair trade is rebuilding the tea industry, one cup at a time.
Boulder, Colorado-based Bhakti Chai, which has grown sales by 48 percent in the past two years, is not only Fair Trade Certified and organic, but Non-GMO Project Verified and one of the first beverage businesses to become a Certified B Corporation four years ago. Companies with this designation voluntarily undergo a yearly audit assessing their measurable impact as well as social and environmental performance standards.
Brook Eddy on working your recipe and never quitting in Yellowscene Magazine
In much the same way that Mo Siegel put Boulder on the tea drinking map when he launched Celestial Seasonings 45 years ago, Brook Eddy is on course to take her wildly popular Bhakti Chai brand on an equally expansive, if not greater, business trajectory.
June/July 2014: Brook Eddy on risk and creativity in Mantra Magazine
"I wish I could say I learned to take risks on a summer night with mushrooms as my guide, or traveling on the night train in India with a risk guru. But, really, it was business that forced me to drop the drug of risky behavior. Business was my risk boot camp. Without a playbook in hand I ventured towards the edge of the high dive as the kids in my head yelled, "Jump. Jump. Jump."
Bhakti Chai is best chai tea
This week, Taster's Choice is spicing things up – in the form of liquid chai concentrates, which can be served either hot or cold. With a wide variety available on the market – green tea, red rooibos and more – we kept things simple by sticking with the classic blends that use black tea and spices. In first place is Bhakti Chai. Several of our panelists enjoyed the "complex spices," noting that the tea offered a "very soothing quality" and had a "nice kick from the ginger."
These entrepreneurs get a taste of success
In USA TODAY's newest small-business series — Smart Small Business — Bhakti Chai is one of four expanding firms in the food and beverage industry openly sharing their entrepreneurial triumphs and challenges, and discussing the specific actions that have led to customer retention, increased distribution and positive product reviews. Each firm was honored with a "sofi" award from the Specialty Food Association, which is considered an Oscar in the artisanal food world.
Local companies tout B Corp. status
Eighteen companies in the Boulder Valley have gone through the certification process created by the B Lab, a nonprofit group based in Wayne, Pennsylvania. Companies who want to become certified go through a free analysis that includes filling out paperwork and answering questions from B Lab employees.
They're part of a growing cadre of more than 700 companies around the globe — including Ben & Jerry's Homemade Holdings Inc. in Vermont — that want to go through the independent verification process of being socially and environmentally conscious.
April 2013: Rachel Ray picks Bhakti Chai to "Shake Up Your Grocery List"
In the April 2013 issue of EveryDay with Rachel Ray, Rachel included Bhakti Chai in her 5 "brand-new buys to shake up your grocery list"!
April 2013: Alignyo Has "3 Chai Teas That Please"
After a great yoga class, we tend to crave the spicy sweetness of a good chai tea. We discovered two brands that make enjoying chai at home or on the go easier than ever.
April 2013: Bhakti Chai: Spice In A Bottle
Video shot at Fancy Foods Show in San Francisco highlights how Bhakti Chai's ready-to-drink iced bottles offer a taste of India for on-the-go consumers.
March 2013: Natural Functionality Reinvented
From a beverage perspective, the Fancy Food Show has been gaining a reputation as a brief glimpse into the future for the next wave of all things functional and/or natural from across the globe. Here's a snapshot of the liquid creations on display at the winter edition of the show in late January in San Francisco, which was presented by the National Association for the Specialty Food Trade (NASFT).
January 2013: Tea Magazine "Energized by Chai"
They've spent years developing the perfect balance of spice and sweet for a tantalizingly warm chai concentrate….These are America's Chai sellers.
January 2013: Malibu Times / Chocolate Invitational Festival
The Chocolate Invitational Festival, held at Great Spirits Ranch in Malibu, couples fine entertainment with tasty treats (like Bhakti Chai!) for the afternoon of delicious indulgence. Check it out!
January 2013: "Colorado Distiller Tea and Brew Master: Sugar and Spice"
If you measured out the beverage industry by gender, gents would tip the scale in ownership. Two Colorado women are filling this gap with exceptional products that don't compromise sustainability, authenticity and charitable giving. Though Karen Hoskin, founder of Montanya Distillers in Crested butte, and Brook Eddy, founder of Bhakti Chai in Boulder, are mountains apart in location, the two women share too many similarities to ignore, so we paired them up for this profile and winter cocktail recipe.
December 2012: Can compassion grow a business? Yes, says Bhakti Chai
What happens when you combine fresh ginger juice, Fair Trade tea, and sincere devotion to social change? Bhakti Chai. Here's why this Boulder, Colorado-based B-corporation is on fire.
November 2012: Infographic: How to Build A Natural Brand
Brook Eddy, founder of Bhakti Chai, in Boulder, Colo., offers an inside look at how she grew her business from her home kitchen to a respected retail and food service brand. Eddy is currently working to secure national distribution. See how Bhakti and brands like it contribute to the U.S. economy and stack up to small businesses in other countries.
November 2012: Intimate Confessions ~ The Bhakti Brand: Beautiful. Brazen. Brilliant
Sorry, Regular Tea, I'm just not that into you. You can tempt me with your gorgeous packaging and your delicate scent, but you just don't bring the right texture and mouthfeel to the table…Bhakti Chai…Now this was Tea with a capital B! Not only is Bhakti Chai worthy of an invitation home for the holidays, it inspires soft purrs and heart-warming joy. On certain days you may even recall the line "I'll have what she's having" from When Harry Met Sally. And I'm not alone in my devotion-bordering-on-obsession. For thousands of loyal fans, Bhakti Chai has become part of who we are. And this, my friends, is the key to brilliant and successful brands. Read more…
October 2012: Bhakti All-Star – Bhakti Chai
The desert heat beams down upon your shoulders in a blaze of loving fury, you have danced and laughed and done yoga, spent an afternoon singing devotional hymns of kirtan, on your lips in your mouth the evidence… suddenly there it beams zeeee – an aura of gold, blue and red flashes calling you in…mouthwatering you follow the bliss to the goddess in the tent, and there in her hand.. The evidence… that you are not in fact dreaming this up…there in her hands is a spicy euphoric wonderland. Without another thought you reach for it, and hand her the few dollars which you question…could something this amazing be this available? But before anyone can change their mind or the mirage disappears, you have indulged. You have taken the sweet and savory sips of the Chai of the Bhakti Chai and your thirst has been quenched, you now understand devotion.
June 2012: 3 Tea Companies Give Back
These three tea brands walk the talk by making giving back part of their core missions. For these businesses, it's not just about selling tea but also about positively touching people's lives and building a better future.
March 2012: Natural Products Expo West: Boulder Startups Look to Shine in Anaheim
Brook Eddy, the founder of Boulder's Bhakti Chai, has had her eye on Expo West for a while, but waited until this year to pull the trigger.
"I think we could've gone out (in past years), but it just felt a little premature," she said. "We didn't have something that was widely distributed … I just wanted to be able to have more things in line."
Now that Bhakti Chai has launched its ready-to-drink concentrated chai and grown its distribution, Eddy knew that this year would be the time to go. Expo West, she said, could be the launching pad her brand needs.
February 2012: Brook Eddy's trip to India leads to journey as entrepreneur
Brook Eddy went to India looking for inspiration. She got it, just in a different way than she expected. In India, Eddy fell in love with chai – spicy, sweetened tea served with milk – and today her Colorado-based Bhakti Chai is approaching $2 million in sales and Bon Appetit magazine namechecked Bhakti in naming Boulder America's Foodiest Town in 2010. The path to tea mogul was challenging and unexpected.
February 2012: The Secrets of Success for Bhakti Chai
From being made on a stove at her home in Nederland, to making 500,000 gallons a year, it's all happened in just 5 years. Bhakti Chai has seen revenues double annually, and now they are projecting 6-million dollars in revenue this year. They order ingredients from all over the world – ginger from Peru, tea from India, spices from everywhere – and then brew & bottle their Chai products in Longmont.
Liquid Assets Chai
In only her second year of business, Eddy began donating money to nonprofit organizations that empower and educate women. In 2010, Bhakti, which uses sustainable packaging as well as organic and fair- trade ingredients, contributed $23,000 to nonprofits. This year, Eddy plans to give back 15% of income to charitable organizations.
Tax Credits for 'Angels' Get Clipped
Tax breaks for angel investors have cropped up in recent years in about two dozen states as a means of stimulating job growth. But the effectiveness of the incentives-which range from breaks on 15% of funding in Colorado to 100% in Hawaii-are coming under greater scrutiny, particularly as states face budget pressure.
HomeGrown: Exhibitor Profiles
In our second episode of HomeGrown: Exhibitor Profiles, we meet Brook Eddy, founder of Bhakti Chai, based out of Boulder, CO. Heather Smith asks about the story of Bhakti Chai and how preparations are going for their first year at Expo West.
The West's Best Food Towns: Boulder vs. Denver Food Fight
Must be something in the Eldorado Natural Spring Water: Just look at the list of household-name, innovative, healthy-gourmet companies started or based here: Celestial Seasonings, Bhakti Chai, Silk, Horizon, Seth Ellis Chocolatier, Justin's, and more. And we're among the towns chosen by Ann Cooper—America's Jamie Oliver—to pilot salad bars and other healthy foods in public-school cafeterias, drawing in Boulder chefs like Bradford Heap of Salt bistro to cook for kids.
Boulder's Bhakti Chai Expanding Quickly
As a fast-growing company, Bhakti Chai will continue to expand in the coming year with more hiring and greater distribution, said owner Brook Eddy, adding that the new location is central to the company's focus.
Bhakti Chai Could Be as American as Apple Pie
Here's the magic secret about trends and branding: If you have the foresight or good fortune to tap into a strong trend and establish your brand early, you're likely to strike pay dirt. This is especially true when the name of your company is the name of the trend, as with Bhakti Chai, the "Starbucks®" drink of the Yoga community.
50 Companies to watch in Colorado
To get shop owners to put the product on the menu board, Bhakti needed a way to differentiate, so it offered inexpensive purchase materials for the register and counter areas. These were vital in educating consumers about the product. These little counter signs changed the way people ordered chai in Colorado by getting them to ask for the product by name.
Colorado Entrepreneur Brews Chai Business
During a tough financial period, entrepreneur Brook Eddy recalls having her mailman on speed dial, because she was desperate to get her hands on any outstanding checks from clients. This year her business is set to reach nearly $2 million in sales and is pushing toward national distribution for its spicy tea drinks.
Freshly Brewed
The recipe for Bhakti Chai was created almost entirely out of necessity. Company founder and CEO Brook Eddy had returned home to Boulder after a months-long spiritual trip to India (where the tea is the caffeinated drink of choice), and she couldn't find anyone who knew how to make a proper, Indian-style chai.
Brewing Up the Masala Magic
When Brook Eddy first came to Mumbai in 2002 to study the spiritual movement Swadhayay, which promotes devotion through social action, "chai" was something she happily sipped along her travels across India. But one day, says Eddy, she was served something called masala chai or "special" chai. "It really awoke my mind and taste buds. I love spices and this spice elixir spoke to my constitution, and seemed to nudge and inspire me," says this post-graduate in social policy and non-profit management from the University of Michigan.
America's Foodiest Town 2010
It turns out that, along with having fit, smart, and eco-conscious citizens, Boulder is home to a number of innovative food companies (Celestial Seasonings, Izze Beverage Company, and Bhakti Chai), several top-tier restaurants, and one of the best farmers' markets in the country.
Press Release: Spicy Ice Cream Sizzles This Summer
BOULDER, CO (June 21, 2010) — From crushed red hots and habanero peppers, to chipotle chocolate and sweet barbecue – ice cream parlors across the country are playing around with spice in ice cream. While spicy foods are believed to cool the body during hot weather, Bhakti Chai wanted to sweeten the burn with a cool and spicy treat.
BARACKTI Chai is a spicy, caffeinated play on words
Bhakti Chai, a micro-brewed, fresh-pressed ginger masala chai tea company, has released a limited edition version of its chai: BARACKTI Chai, in honor of a certain someone who was just inaugurated. Brook Eddy, founder and owner of the Boulder-based company, simply added a shot of AA+ Kenyan coffee to the chai concentrate to honor Obama's roots from Kenya.

subset: commoncrawl


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Originally written on Bush League Chronicle | Last updated 12/18/12
On Monday, legendary Syracuse basketball coach Jim Boeheim became just the third coach in NCAA men's basketball history to reach 900 career victories. He did so after his team stayed undefeated (10-0) by knocking off visiting Detroit, 72-68, in the Gotham Classic. Naturally, the media wanted to hear from the 68-year old coach after the game. Boeheim used his post-game news conference to comment on something else besides the game itself. Instead, he chimed in on the shooting massacre that took the lives of 26 people at an elementary school in Connecticut on Friday."If we in this country as Americans cannot get the people who represent us to do something about firearms, we are a sad, sad society," Boeheim said.Boeheim went on to touch upon the controversial issue of gun control:"If one person in this world, the NRA president, anybody, can tell me why we need assault weapons with 30 shots -- this is out fault if we don't go out there and do something about this. If we can't get this thing done, I don't know what kind of country we have," concluded Boeheim.Boeheim, in his 37th year at his alma mater, boasts a record of 900-304. Only Mike Krzyzewski (934) and Bob Knight (902) have tallied more wins than Boeheim. Via USA Today.
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You can now invite anyone to meet at your favorite Starbucks.
Limited-time feature
37 year old man | Orlando, FL, USA | Seeking women 28-40 within 50 miles
Active within 5 days
Someone should make an app called, "Grinder" to meet people with a good work ethic.
My high school class quote was from Carl Sandburg, "I'm an idealist, not sure where I'm going, but I'm on my way." I think I've always liked that, but sometimes glad to know now that I'm headed in the right direction. I'm looking for someone that likes to be spontaneous and can laugh, can appreciate art, music, and culture, and simply enjoy life and spending time together.
Alumni connections , Camping , Coffee and conversation , Business networking , Dining out , Fishing/Hunting , Hobbies and crafts , Movies/Videos , Museums and art , Music and concerts , Exploring new areas , Performing arts , Playing cards , Playing sports , Travel/Sightseeing , Video games , Volunteering , Watching sports , Wine tasting
Baseball, Billiards / Pool, Bowling, Cycling, Football, Golf, Hockey, Inline skating, Running, Walking / Hiking
I exercise 3-4 times per week.
I like Cats, Dogs, Fish
I didn't grow up with pets, but I have fallen in love Jack Russells
Middle of the Road
I'm always down for a cool bar with live music or if it has a good jukebox. Cocoa beach is always a good time!
Eastern Michigan University, Ypsilanti, MI
Music concerts and festivals, good food, good beer, the beach, kayaking down a river, fresh squeezed lemonade.
At home...reading, watching a movie, playing video games. Outside...riding my bike, eating someplace new, playing golf, relaxing by or in a pool and spending time at the beach.
Most recently I found myself reading through my college philosophy books. For magazines...I read "Lighting and Sound" for my profession.
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|What he is looking for
|5'4" (162cms)
|4'10" (147cms) to 5'5" (165cms)
|Body type:
|About average
|No preference
|No preference
|Dark brown
|No preference
|No Way
|No preference
|Social Drinker
|Social Drinker
|Other profession
|No preference
I work as a Lighting Quality Control Tech for a production company.
|I'll tell you later
|No preference
|Never Married
|Never Married
|Have kids:
|Yes, and they sometimes live at home, No, Yes, and they live away from home, Yes, and they live at home
|Wants kids:
|Someday, Not sure
|White / Caucasian
|White / Caucasian
|Christian / Catholic
|No preference
Born and raised Catholic. I also believe in, but don't seriously practice Eastern philosophy which makes me kind of a Dharma bum.
|Bachelors degree
|Bachelors degree
Major was Telecommunication and Film


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I'm trying to find the current spec for URLs. I found RFC3986, but that doesn't allow non-ASCII characters, like you might find in internationalized domain names (IDNA).
URLs are one of the key bits of the Internet; surely there must be a spec for them? If so, where is it?


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We practice in room 416, Wednesdays during Activities and 5th and Tuesdays and Fridays 3:00-5:00 PM (you can pop in and leave whenever you need to). Please feel free to drop by and join us!
What is Quiz Bowl?
Quiz Bowl (also spelled "quizbowl") is an academic competition played in high school and college (although middle school students at Hunter are welcome to join). It is similar to the popular TV game show Jeopardy! in that questions are read to competitors, who then buzz in to answer, but it differs in that quiz bowl questions are much more difficult and better-written than Jeopardy! clues, and cover mostly academic subjects, with very little trivia.
Why should I join Hunter Quiz Bowl?Quiz bowl, unlike most other sports and extra-curriculars available at Hunter, exposes players to a much wider knowledge base than regular classes would, greatly benefiting players academically.
Hunter's quiz bowl team is one of the top teams in the nation. We attend many regional and national tournaments throughout the year, both in the vicinity of New York (Long Island, New Jersey, Columbia University, Princeton, etc.) and all across the nation (Chicago, Washington, DC, Harvard, Yale, etc.), usually bringing 3-4 teams, so new players can get plenty of experience. In addition, we host an annual house-written tournament in the spring, with questions written and edited by the team, and an annual novice tournament in the fall.
We make use of technology in innovative ways, including IRC to hold online practices, Smartboards to keep score, and laptops to read questions and look up information during regular practices, and collaborating with quiz bowl players at other schools to write and edit tournament questions via Google Docs.
Sign Up!
You can sign up for the Hunter Quiz Bowl Team via our website. All grades are welcome.
See these links for more information:
Congrats to our middle school A and B teams at their first ever MSNCT!
A team finished tied 19th and B team placed 91st in a field of 128 teams. Congrats also to Sam Brochin on the A team for winning an All-Star award.
Photo cred to Colin McNamara
Our A team wins the 2012 PACE National Scholastics Championship! Congrats to Lily Chen, the recipient of the 2012 Ben Cooper Young Ambassador Award!


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1. In a pan over medium heat, melt the butter.
2. Add green onion, garlic, and parsley to the pan. Cook for a couple of minutes.
3. Add the shrimp and cook for 3-5 minutes with constant stirring on low heat.
4. Remove the shrimp from the pan and transfer to a bowl. Leave the onion, garlic and parsley in the pan.
5. Pour white wine and lemon juice into the pan. Cook it for 2-3 minutes.
6. Pour this sauce over the cooked shrimp.
7. Place the Shrimp Scampi over some angel hair pasta and serve it hot.


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Yeah, the "Racer's Edge" was my nickname in high school and college, only because I'm really the exact opposite of such a connotation; it was given to me in friendly jest.
I subscribe to so many sites and have so many user names that I have to keep a list that is frequently referenced when I log in. I don't know how I came to have two user names here, except perhaps the policies require one to be a subscriber in order to list something for sale, in which case I might have had to create a new (second) account at one time.


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The Missouri Credit Union Association (MCUA) is hosting several events for Missouri attendees during the Credit Union National Association's Governmental Affairs Conference (GAC) in Washington, D.C.
Don't miss the chance to represent Missouri credit unions at the Governmental Affairs Conference (GAC) on February 23-27 in Washington, D.C. GAC is the national credit union advocacy event of the year. A limited number of rooms remain available in the Missouri block, so act quickly to secure a spot.
If you haven't attended the Credit Union National Association's Governmental Affairs Conference (GAC) and have always wanted to go - here is your chance. Applications are now open to Missouri young professionals (age 30 and younger) to Crash the 2014 CUNA GAC.
The Missouri Credit Union Association (MCUA) is partnering with the Cooperative Trust and Credit Union National Association (CUNA) to make the 2014 "Crash the GAC" event bigger and better than ever. The goal is to have crashers from every state and Washington, D.C.
The Missouri Credit Union Association (MCUA) supports some aspects of the U.S. Department of Housing and Urban Development's (HUD) proposed Federal Housing Administration Safe Harbor QM Threshold definition, but also offered changes to clarify parts of the proposal, in a comment letter filed last week.
The Missouri Credit Union Association (MCUA) has filed a comment letter on an interagency proposed rule regarding credit risk retention, including a proposed definition of "qualified residential mortgage" (QRM), which is identical to the CFPB's "qualified mortgage" (QM) definition.
Last week, the National Institute for Standards and Technology (NIST) issued a new request for comment on the preliminary version of its cybersecurity framework to implement parts of the President's Executive Order on "critical infrastructure" cybersecurity
Charitable Donation Accounts (CDAs) are hybrid charitable and investment vehicles. They must primarily benefit a charity, such as the National Credit Union Foundation. However, the accounts would also allow federal credit unions to make investments that are otherwise prohibited and could have a higher return as long as the majority of the returns are provided to charities.
Rather than moving ahead with a proposal to require electronic filing by all credit unions, the National Credit Union Administration (NCUA) should instead encourage these credit unions to move toward electronic filing in a reasonable time, with a new rule, the Missouri Credit Union Association (MCUA) said in a
Advocating for credit unions and members in the state and federal legislatures is vital to credit unions' future. The Missouri Credit Union Association (MCUA) needs credit union staff, volunteers and members to take action in advocacy efforts—people who are committed to the belief that credit unions are key players in the financial services industry; who understand that even small changes in the political environment can make or break a credit union's bottom line; who are willing to take action to influence the decisions made by their state and federal elected officials.
On August 6, 2013, the Missouri Credit Union Association (MCUA) filed a comment letter on the Consumer Financial Protection Bureau's (CFPB) request for approval by the Office of Management and Budget (OMB) for the CFPB to conduct a telephone survey.
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text:
Erik Spoelstra mum on East All-Star starters
FEB 04, 2013 6:31p ET
"Wouldn't it be so much more fun with some suspense," Spoelstra said Monday before the Heat hosted the Charlotte Bobcats. "We have time."
The Heat's 100-85 victory at Toronto on Sunday guaranteed Miami the top spot in the conference as of Feb. 3, percentage points ahead of the New York Knicks. That means Spoelstra and his staff will be in charge of the East All-Stars in Houston for the midseason contest on Feb. 17.
With Boston guard Rajon Rondo out for the season after tearing a knee ligament, Spoelstra was asked if a point guard should be Rondo's replacement in the starting lineup, or perhaps another player such as Heat forward Chris Bosh.
"We'll cross that bridge when we get to it," Spoelstra said.
Brooklyn center Brook Lopez was selected by NBA Commissioner David Stern as Rondo's replacement on the East roster.
Spoelstra, the fifth-year coach who led the Heat to the NBA championship last June, allowed his team to remain in Toronto after Sunday's game to watch the Super Bowl. The team watched the game in a private room at a Toronto sports bar and did not return to South Florida until about 3 a.m. EST.
"There was a groundswell of enthusiasm to watch the game, not only the players but also the staff," Spoelstra said. "We all wanted to see it. It felt so awkward that we'd be up in the air missing it.
"We decided that the benefits outweighed any perceived negatives and it ended up being a great team building, bonding experience for our guys. It was a lot of fun."
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Something is rotten in the state of Cherokee: the two tawdry roadside zoos located in the central business district of the Cherokee reservation. Cherokee Bear Zoo consists of four open concrete pits, cement on all four sides and floor, housing 10 adult, primarily black, bears. The pits we observed are barren of vegetation, climbing and hiding opportunities. Each contains a small stone pool for drinking and bathing. We estimate that each bear has 12 feet by 15 feet worth of space, roughly equivalent to a human living in a 6-foot-by-8-foot cell. Natural ranges for black bears are in square ...
Roadside zoos like those in Cherokee not complementary to a rich culture
3:04 PM, Nov. 29, 2013
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text:
"This doesn't mean hot peppers cure prostate cancer, but it may play a role in preventing it," he said. "It has nothing to do with the heat per se, but they have a lot of carotenoids and flavonoids, which scavenge free radicals in our system, and free radicals are known to cause cancer."
According to the University of Maryland Medical Center, capsaicin, provided it's in an extremely diluted form, can also be used to treat ear infections. Additionally, one study found that the compound may help treat heartburn. More research is needed to examine that relationship further, and studies are also under way to determine its effects on certain cardiovascular conditions.
But because it's so hot -- pure capsaicin extract is rated at more than 15 million Scoville units -- the compound should be used only as directed by a physician, and in moderation.
And Barrus also encourages people not accustomed to eating hot peppers to take the heat warnings seriously.
"These peppers are not for the average Joe. They're for idiots like me," he said, joking.


text:
On Friday, December 14, 2012, the Economic Cycle Research Institute (ECRI), a New York-based independent forecasting group, released its latest readings for its proprietary Weekly Leading Index (WLI). In the latest release, ECRI's WLI rose for the fourth straight week.
ECRI's website continues to say we are in a recession, "Indicators used to determine official U.S. recession dates have been falling since mid-year."
For the week ending December 7, 2012:
- WLI rose to 127.7, up from the prior week's reading of 126.7.
- The lowest reading for WLI on record was 105.3 for the week ending March 6, 2009.
- WLI growth rose to positive 4.4%, up from last week's reading of positive 3.5%.
- The lowest reading for WLI growth on record was negative 29.9% on Dec. 5, 2008. It turned higher months before the stock market bottomed on March 6, 2009, at 666.79.
- Occasionally the WLI level and growth rate can move in different directions, because the latter is derived from a four-week moving average.
Chart 1
Annual WLI growth: Based on a simple, year-over-year annualized basis, annual WLI growth is 4.6%.
The next chart below shows ECRI's reported WLI growth rate, which is derived from a four-week moving average.
Chart 2
Chart 3 Showing SPY Adjusted for Reinvested Dividends.
At the current price of $142.48, SPY is above past bull market highs after accounting for reinvested dividends.
WLI peaked at 127.6 for the week ending October 5, 2012. It is no surprise that SPY (adjusted for dividends) was $147.32 on October 5th and today it is 3.3% lower.
Does SPY Lead WLI or Does WLI Lead SPY?
Since ECRI releases WLI numbers for the prior week, and the stock market is known in real time, you can sometimes get a clue for next week's WLI from the weekly change in the S&P 500 or its exchange-traded fund, SPY. But this is not always the case. Specifically, in the lead up to the last two recessions, the WLI turned down months before the stock market did.
Is WLI moving up predicting higher prices for SPY in the weeks ahead?
Chart 4: S&P 500 vs. ECRI's WLI (click to enlarge)
(Note, I would plot SPY vs. WLI, but I don't have the data in my spreadsheet going back as far since I only started trading SPY in early 2007.)
Over the next 10 years, I expect the S&P 500 will keep up with inflation and the dividend it pays should grow with or even exceed inflation. An added benefit to owning equities is that the dividends and capital gains currently get favorable tax treatment. Finally, Treasury rates are artificially low (see Current U.S. Treasury Rates at a Glance) giving all bond funds significant interest rate risk.
I was asked in my Facebook group, "Investing for the Long Term," why I own SPY: "I'm confused; if the ECRI is projecting a recession, why are you long SPY? Is it a market timing strategy?" My answer was:
I don't believe in 'all or nothing' market timing. I explain it more in my newsletter, but I'll adjust my allocation to stocks based on many things including ECRI's outlook. My last two moves for SPY was to sell SOME shares earlier this year when higher and buy them back on June 4, 2012 at $127.50 using 'Auto Buy and Sell targets' in my monthly newsletter. Hope that helps. (Seeking Alpha requires its writers to disclose if we hold a position. Thus, I would report I was long SPY even if SPY was only 1% of the portfolio with the other 99% in cash.)
In the comments section of my article, "GDP Rises To 2% And ECRI WLI Growth Positive, But ECRI Still With Recession Call," ECRI's Chief Operating Officer, Lakshman Achuthan, posted more information about why they have stayed with their recession call:
"Yes, U.S. GDP is still rising, [b]ut that doesn't mean we've dodged a new recession. Sound surprising? What most people don't understand is that recessions often begin when gross domestic product is still showing positive growth."
On Thursday Dec. 6, 2012 Lakshman Achuthan, ECRI's cofounder and managing director, discussed their November 29, 2012 "The Tell-Tale Chart" that shows recessionary trajectories for three of four coincident economic indicators with Larry Kudlow. Here is the chart and link to the video
After the interview, Lakshman and I exchanged comments about it on Facebook. Here is a summary:
Kirk: Good interview. I liked the data that stock market went up in 20% of last 15 recessions (three.) Do you have any data or graphics to show that? I've tried to make this point in my articles but most don't get it... they think predicting a recession means predicting negative stock market... sort of like saying the sum of leading indicators predicts leading indicators... nonsense if you understand how it works but I can see why some get confused.
Lakshman: In three of last 15 recessions there was no bear market, 1980, 1945 & 1926-27.
Lakshman: '80 recession was really short, '45 was end of WWII and '26-'27 was Roaring Twenties.
Kirk: Yeah, I made a lot of money in 1980 … My stocks are indicating that this could be another short one... they could be wrong but the ones that lead out of the last bear bottom are starting to roar.
Lakshman: Could be but we need to see non-market related leading indicators join in too.
Kirk: this chart of Gold I posted could give a confirmation of one of the indicators turning (Note, I cleaned up the chart and reposted it on my web site on 12/7/12)
Given that deficit spending is adding significantly to GDP, see my Seeking Alpha article "SPY Soars As U.S. Borrowed 51.6¢ Of Every Dollar Spent In November 2012," I won't hold it against ECRI if we do not get an "official recession" using the common but wrong definition of "two quarters of negative GDP."
In their "The Tell-Tale Chart" article, ECRI wrote,
"Reviewing the indicators used to officially decide U.S. recession dates, it looks like the recession began around July 2012. This is because, in retrospect, three of those four coincident indicators - the broad measures of production, income, employment and sales - saw their high points in July (vertical red line in chart), with only employment still rising." And "So, what does this recession mean for people? The bottom line is that production, income and sales will keep trending down for now, and employment too is likely to turn down. "
What Does The Future Hold?
The S&P 500 is roughly flat the week with SPY at $142.48 so the market will give little help to WLI moving higher next week. It is very possible that SPY and several of the stocks in my newsletter explore portfolio that lead out of recessions have bottomed and are pointing to an economic recovery even before most economists agree with ECRI that we are currently in a recession. On the flip-side, if we fall off the fiscal cliff and enter a deep recession next year, this could be the last opportunity to get out of SPY or take profits at levels above the last bull market high. What do you think?
- Occasionally, the WLI level and growth rate can move in different directions because the latter is derived from a four-week moving average.
- ECRI uses the WLI level and WLI growth rate to help predict turns in the business cycle and growth rate cycle, respectively. Those target cycles are not the same as GDP level or growth, but rather a set of coincident indicators (including production, employment income and sales) that make up the coincident index. Based on two additional decades of data not available to the general public, there are a couple of occasions (in 1951 and 1966) when WLI growth fell well below negative 10, but no recessions resulted (although there were clear growth slowdowns).
- For a better understanding of ECRI's indicators, read its book, "Beating the Business Cycle."
- SPY is the exchange traded fund for the S&P 500 Index.
- VTI is Vanguard's "Total Stock Market" exchange traded fund.
- VOO is Vanguard's new exchange traded fund that tracks the S&P 500 Index. It is a lower cost alternative to SPY. I own and write about SPY, as I have many years of data for it, but VOO could do slightly better than SPY over time because it has a lower expense ratio.
Disclosure: I am long SPY and own the traditional index fund versions of VTI and VOO bought long ago in various taxable and tax deferred accounts.
Disclosure: I am long SPY. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.


text:
Search the collections
Where is it from?
- A Place & Date Depicted Hopetoun, Australia
Similar items over time
Negative - Hopetoun District, Victoria, circa 1905 Reg. No: MM 7004
- Description Of Content:
- Groups of people in front of Charlie Poulton 's home. They appear to be gathered in family groups.
- Acquisition Information:
- Copied from Glenys Klemm, 1988
- Acknowledgement:
- The Biggest Family Album of Australia, Museum Victoria
More information
|Tagged with:
|domestic animals, domestic environment, families, farms, horses, houses, portraits
|Themes this item is part of:
|Domestic & Community Life Collection, Images & Image Making Collection, Sustainable Futures Collection, The Biggest Family Album in Australia Collection
|Primary Classification:
|Secondary Classification:
|Residential Buildings
|Tertiary Classification:
|front gardens
|Organisations Depicted:
|Hopetoun, Charlie
|Negative: Black & White; 35 mm
|Place & Date Depicted:
|Hopetoun District, Victoria, Australia, circa 1905
This item is part of the following themes:
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text:
The limited M235i M Performance Edition arrives in Canada.
Alpha-N has developed a tune for the F80 M3 and F82 M4. Here are the dyno results and power figures from a first member's install.
This 2 Series gets equipped with some goodies from Hartge.
Another great driving tour by Rick F., this time taking us through Tennessee and North Carolina.
Hopefully these great journals by him have been serving as inspiration for all our members to go out there and DRIVE your BMWs – fast, slow, short, long, just drive!
Teaser of the Akrapovic M4 livery.
Here's a nice guide to to understanding carbon fiber weaves and fabrics by RW Carbon.
The rumormill churns for the next gen M5/M6 returning to an all new V10 engine, and the introduction of a X1 M model and M5 Touring based off the upcoming G31 5 Series Touring?
Today, BMW Group celebrated the official opening of its newest Vehicle Distribution Center at the Port of Baltimore. The facility will serve 96 dealers within the Central and Eastern regions of BMW's dealer network. Ludwig Willisch, President and CEO, BMW of North America, and Craig Westbrook, Vice President – Aftersales, BMW of North America, were in attendance and spoke at the opening.
"BMW Group year-to-date sales in the U.S. set a new benchmark, topping 246,000 vehicles in the first eight months of this year, and … CONTINUED
A member shares some notes and photos from the 1200 mile service of his F80 M3 (same process as for the F82 M4).
A look at the BMW M4 M Performance Exhaust pre installation.
An M4 owner shares his VBOX performance results against his full-bolt-on E92 M3.
M4 1/4 Mile: 11.82 @ 122.3
M3 1/4 Mile: 11.95 @ 120.5
The next generation G11 7 Series shows off more of its lighting – laser headlights, LED headlights and some of its tail lights.
BMW M235i takes on the Opel Astra OPC and Subaru WRX STi.
Watch the official Formula E Safety Car, the BMW i8, move like you've never seen – pulling out some impressive drifts and slides.
Dinan has just announced its DINANTRONICS performance tune Stage 1 for the F80 M3, F82 M4 and F83 M4.
Full release is inside, but here are the specs.
Peak Horsepower: 516
Peak Torque: 489
Labor Hours/Installation Hours: 1.50
The BMW i8 represents a significant shift in the way people view hybrid sports cars. EVO's Henry Catchpole takes a look at the recent history of hybrid and electric cars, and ponders what the future holds for the performance car.
A beautiful Silverstone F80 M3 shoot.
Here's our newest product / model information for the upcoming BMW X2, 7 Series and FWD models, courtesy of ynguldyn.
F47 X2 will come to the U.S. as 25i with sdrive and xdrive.
The complete family of BMW FWD vehicles at the moment looks as follows:
- F45 hatchback
- F46 MPV (not for the U.S.)
- F49 X1 LWB (China only?)
- F52 1 series something or other
A few things to expect in the G11/G12 7 series:


text:
Snack Bars
20 Jan 2010
|Rice chex
|9 Cup (144 tbs), crushed
|Quick cooking oats
|6 Cup (96 tbs)
|Graham cracker crumbs
|1 Cup (16 tbs)
|Flaked coconut
|1 Cup (16 tbs)
|Wheat germ
|1⁄2 Cup (8 tbs)
|26 Ounce (One 16 Ounce Bag , One 10 Ounce Bag, Large Marshmallows)
|1 Cup (16 tbs)
|1⁄2 Cup (8 tbs)
|Chocolate chips
|1 1⁄2 Cup (24 tbs) (Mini M&M's / Raisins)
In a very large bowl, combine the first five ingredients.
In a saucepan over low heat, cook and stir marshmallows and butter until the marshmallows are melted.
Add honey and mix well.
Pour over cereal mixture; mix well.
Add chips, M&M's or raisins if desired.
Pat two-thirds into a greased 15-in.x 10-in.x 1 -in.pan and the remaining third into a 9-in.square pan.
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Snack Bars Recipe


text:
Neutral Stance on Crown Castle - Analyst Blog
On Jun 14, we maintained our Neutral recommendation on
Crown Castle International Inc.
), as both its top and bottom lines topped the Zacks Consensus
Estimate in the recently concluded quarter.
Why Maintained Neutral?
Higher usage of smartphones and tablets and increased deployment of 4G LTE networks have propelled demand for tower requirement by large carriers. Moreover, the acquisition of NextG Networks Inc. (which comprise 7,000 Distributed Antenna Systems) and the purchase of 7,200 wireless towers from T-Mobile USA have made it the largest wireless tower operator in the U.S.
Crown Castle's top-line growth is expected to grow by huge margin as moving of equipments from one tower to another is cumbersome, so carriers normally renew these contracts upon expiration, which implies that a high percentage of Crown Castle's revenue is recurring, hence avoids loss of customers.
Additionally, an expected hike in the annual price by about 3-5%, will further act as a growth catalyst for Crown Castle, going forward. Moreover, such strong catalysts have allowed the company to raise its revenue guidance for fiscal 2013.
However, a highly leveraged balance sheet and the ongoing merger deals between large telecom carriers may act as headwinds for the company, going forward. Moreover, Crown Castle is currently trading at a 52-week high.
Crown Castle carries a Zacks Rank #2 (Buy).
Other Stocks Outlook in Related Industries
Other stocks in this sector like SBA Communications Corp. ( SBAC ), Equinix, Inc. ( EQIX ) and American Tower Corporation ( AMT ) are set to gain from the robust growth of LTE deployments in the upcoming days. These companies are about to declare their fourth-quarter results next month.
Currently, SBA Communications Corp. has a Zacks Rank #2 (Buy) while both American Tower Corporation and Equinix, Inc. have a Zacks Rank #3 (Hold).
AMER TOWER CORP (AMT): Free Stock Analysis Report
CROWN CASTLE (CCI): Free Stock Analysis Report
EQUINIX INC (EQIX): Free Stock Analysis Report
SBA COMM CORP (SBAC): Free Stock Analysis Report
To read this article on Zacks.com click here.
Zacks Investment Research


text:
Pronunciation: dinastico
Added on: 2010-12-09 Listened: 1 timesin: adjective
Pronunciation in Italian [it]
- Pronunciation by pillola (Female from Italy)
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- Random word: benevolo
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text: Golden Doubtful vs. Arkansas with Strained Hammy From @BFQuinn Jan 31, 2013 Share Tweet Next ARTICLE » Use your ← → (arrow) keys to browse more stories Chris Graythen/Getty Images 14 Reads 0 Comments Cuonzo Martin on results of Trae Golden's MRI: Strained right hamstring. No tear. Day to day. Doubtful for Arkansas. Continue Reading on @BFQuinn »


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It has been far too long since I've had a Blooming Beauty feature up on the site and I can't think of a better time to start the series back up again. Mary from M.A.S. Fashion is here this month to share a little bit of her sunshine with us. I first met Mary at a party in NYC during Fashion Week back in September 2012 and her warmth and kindness made for an immediate friendship and connection. As you'll see from the feature below and from visiting her blog, Mary is effortlessly stylish and has a positive, joyful outlook on life. Not to mention her love for champagne, peonies and travel make us all the more connected than I first thought! I feel blessed to have her in my community of blogger friends and I hope you all enjoy her cuteness as much as I do!
Swing by M.A.S. Fashion and become friends with our newest Blooming Beauty! xo


text:
Originally written on Jets Insider.com | Last updated 12/13/12
SECOND-YEAR BACK BILAL POWELL SUFFERED A FRACTURED TOE IN SUNDAY'S VICTORY. FLORHAM PARK, N.J. -- Bilal Powell will be held out of practice Thursday after suffering a fractured toe in Sundays 17-10 victory against the Jacksonville Jaguars."I think he'll be okay. I'm no trainer or doctor, but I feel like he'll have a chance to go," Rex Ryan said.Coming off a 71-yard, one-touchdown performance in which his 19 carries was a career high, Powell has been a key cog in the return of the team's ground game. He accounted for all seven plays of the Jets game-winning fourth quarter drive,...
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text:
Widescreen stuck at 640x480 with driver 195.36.31
View Single Post
Registered User
Join Date: Jun 2010
Posts: 2
Widescreen stuck at 640x480 with driver 195.36.31
I have a ViewSonic VX2235 which has a native resolution of 1680x1050, and a GeForce 9500 GT. I use DVI with this monitor. I use Arch Linux. It has worked fine for a long time until last week when I updated the system (which included xorg 1.8.1). Now this screen will not go above 640x480. I also have a ViewSonic VA720 connected via a DVI to VGA adapter. It has ha native resolution of 1280x1024. It has not been affected by this issue.
This problem appears similar to the one in:
where the poster has a problem with a 23" dell screen attached to his laptop and
where the problem is an LG tv. Also I found this about a Zalman ZM-M220W which has the same navtive resolution as mine,
The last posts suggests I try altering my modeline, which I will try after trying to upgrade to the latest 256.35 version. I have tried various modifications to the xorg.conf file, including disabling TwinView (and enabling) and providing a mode in the "display" section of the "screen" section, without success. Regardless this is definatlly a regresion and I hope it will be fixed in the latest version.
I have attached two nvidia bug reports the new one should be the results with twinview disabled and the old the one with it enabled. I hope any other people have this issue can find usefull information in this post or add any further solutions they may have.
Attached Files
(45.6 KB, 61 views)
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Say your home is under water and your lender is threatening foreclosure. You're not in a position to make anymore mortgage payments and your efforts to get your lender to reduce your payments were fruitless.
If your lender forecloses on our home and sells it for a price that's insufficient to cover the unpaid balance you owe on your mortgage loan, New Jersey law permits the lender to pursue you for the unpaid balance. The lender can get a "deficiency judgment" against you that can haunt you for years.
But there may be some good news. Sometimes your lender will say that if you voluntarily hand over your deed, the unpaid balance of your mortgage debt will be forgiven. This "deed in lieu of foreclosure" arrangement means the lender won't seek a deficiency judgment against you.Or sometimes you can work out a "short sale" in which the unpaid balance of your mortgage is forgiven if you turn all the proceeds of the sale over to the lender. This also can get you off the hook for a deficiency judgment.
Don't jump for these solutions until you've checked for "phantom income."
Phantom income is income you're taxable on even though you don't see it – you don't get any money. A prime example of phantom income is debt forgiveness income. The tax code generally says you have taxable income when you have a debt that is forgiven – as in the deed in lieu of foreclosure and short sale situations. Reason: even though you don't see any money, you're richer by the debt that's wiped out for free.
But you may get lucky. The Mortgage Debt Relief Act of 2007 provides that no phantom income is recognized for certain debt discharges on mortgage son individuals' principal residences. This break applies for debt forgiveness after January 1, 2007 and before January 1, 2013 if the mortgage debt forgiven was incurred to acquire, construct or substantially improve your principal residence. The cap on the amount of home mortgage indebtedness that can qualify for this break is $ 2 million.
With this break, it may seem that you're off the hook when your home mortgage debt is forgiven. But the taxman's hand may be quicker than the homeowner's eye. Note that the relief applies to mortgage debt forgiveness that was incurred "to acquire, construct or substantially improve" your principal residence.
Suppose your mortgage debt came from a refinancing, a second mortgage or a home equity line of credit where the proceeds were used for a purpose other than to acquire, construct or substantially improve your principal residence. The proceeds of many such loans were not used for these purposes but for other purposes, such as to make a down payment on a second home, buy a car, pay college tuition or medical bills or take a vacation.
If you don't qualify for the forgiveness, it could cost you thousands of dollars in taxes.
There's not much wiggle room to escape this result. If you can show you're insolvent both before and after the debt forgiveness, there is no phantom income. Moreover, there is no phantom income if the debt is discharged in a Title 11 bankruptcy case. A generous appraisal can cut down on the amount of phantom income, provided it's not unreasonable.
If you're facing home foreclosure, you should know the tax rules about phantom income. Additional information regarding these rules can be obtained from IRS Publication 4681,Cancelled Debts, Foreclosures, Repossessions and Abandonments. The publication can be found here.


text:
21 dic. 2011
Merida, Tierra Misteriosa y de EnsueñoPosted By: AL PIE DEL CAÑON - 1:33:00 p. m.
& CommentTweet
About AL PIE DEL CAÑON
Techism is an online Publication that complies Bizarre, Odd, Strange, Out of box facts about the stuff going around in the world which you may find hard to believe and understand. The Main Purpose of this site is to bring reality with a taste of entertainment
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text:
Unfortunately this product has been discontinued. Please, find below some alternatives we would like to suggest.
German Man Oktoberfest Vest Ref.: BA251
Roll-Over Image to Zoom | See Large Image
Customer Reviews
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- Reviewed by:
- Date: 13 Nov 2013
- Location: alemania
- Great costume!
- Pros: Authentic Looking, Cute, Fits Well
- Bottom Line: Was a real crowd pleaser, loved it!
|Secure Shopping with Escapade


text:
An excursion train carrying 550 people from the Middle Tennessee Central Railway Museum in Davidson County is stranded due to flooding in Brush Creek, Tenn. after trying to make a roundtrip to Crossville, Wilson County Emergency Management Director John Jewell said.
Brush Creek is about 20 miles outside of Lebanon.
Wilson County Schools director Mike Davis authorized the school transportation department to take the countys school buses to shuttle the stranded train passengers back to Nashville.
Emergency rescue crews are attempting to rescue three people along State Route 840 and Central Pike after a boat they were in capsized.
The three, all adults, were escaping flood waters near a home and when they got into a boat to try to get to safety.
The boat capsized in water that is chest deep on the adults, said Lebanon public safety coordinator Mike Justice.
They are in an area where they are able to hold on to a piece of guardrail.


text:
Mfg.: Elkay
Model: Elkay Foodservice 14-2C24X24-2-24X
This item is brand new and ships directly from the supplier. Please note the image above is for reference only.
Item: Elkay 2 Compartment Sink 24" x 24" x 14" Bowls 16/300 Stainless with Two 24" Drainboards
Description: This 2 compartment sink is perfect for use in commercial kitchen restaurants and supermarkets. Unit features two 24" x 24" x 14" bowls and two 24" drainboards.
There are currently no reviews for this item. Be the first to write one.


text:
White Owl, Barn Owl (Paperback)
|Author: Nicola/ Foreman Davies
|Illustrator: Michael Foreman
Learn more about White Owl, Barn Owl:
Format: Paperback
Publisher: Candlewick Pr
Sku: 211144612
Publish Date: 9/22/2009
Dimensions: (in Inches) 10.5H x 9.75L x 0.25T
Pages: 29
Age Range: 9 to 12
See more in Animals / Birds
|This vibrant new book-and-CD series brings the best of our Read and Wonder nature stories to life.
Each paperback title in the series includes a CD that features:
- an engaging read-aloud with sound effects
- a segment focusing on fascinating facts
- a read-along opportunity guided by prompts
A young girl and her grandfather look for a barn owl night after night. Will a distinctive heart-shaped face appear at the window?
"The poetic, sensory words...and the realistic, watercolor-and-pastel pictures, especially those of the snow-white bird against the darkening sky, will place kids at the center of the boy's experience even as it heightens their interest in these intriguing animals." 5/15/2007 "Well-chosen design elements move both fiction and fact along with clarity and ease, with different fonts clearly separating the two." 7/1/2007


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Originally written on Pro Sports Daily | Last updated 3/20/12
ANAHEIM, CA - NOVEMBER 19: Andrej Meszaros #14 of the Tampa Bay Lightning looks on prior to the game against the Anaheim Ducks at the Honda Center on November 19, 2009 in Anaheim, California. (Photo by Jeff Gross/Getty Images)
Philadelphia Flyers defenseman Andrej Meszaros will undergo surgery Wednesday to remove a small disk fracture in his lower back and will miss six to eight weeks.The procedure will be done by Dr. Alex Vaccaro at Thomas Jefferson Hospital in Philadelphia.Meszaros has missed the Flyers' last nine contests and has seven goals and 18 assists in 62 games this season.
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text: Twitter adds email service Published on November 19, 2012. Reprints Reprints Ad Age DataCenter $43.6B U.S. agency revenue Subscribe to Datacenter today and access the complete Agency Report 2015 featuring a database of World's 50 Largest Agency Companies with profiles, agency holdings, and more. Learn more San Francisco—Microblogging service Twitter has introduced new features designed to email tweets to people who don't use the social network. With the new features, people can email tweets, including pictures or videos, to people who are not on Twitter. Twitter said it is adding a "More" button below tweets that can be clicked to email the tweet to people. In addition, tweets in search results will now show who has retweeted them or listed them as their favorites, according to Twitter. In this article: BtoB Advertisement Comments (0)


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Showing results 1 – 8 of 8.
2 in 1 Humidifier and Air Purifier, suitable for 600 sq. ft, no replacement filters or evaporator mats required, very low power consumption
Includes additional Demineralization Cartridge & replacement box of EZ Cal Cleaner & Descaler
Smart Mist Technology, Bonus Demineralization Filter, Extended Reach Wands, Warm or Cool Mists, Up To 120 Hour Mist Time, On/Off Nightlight
Coverage up to 600 sq. ft., Automatic humidity control, Output of up to 12 hour per gallon
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4 extra evaporative wicks, Vortex technology humidifies the whole room, 3 speed choices, 1.5 gallon water capacity, LED indicator lights.
SilverClean™ Technology, 14 Hour Run Time, Directional Mist Nozzle, .21 Gallon Tank Capacity, Variable Mist Control


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Trial record 1 of 6 for: ELND005
Previous Study | Return to List | Next Study
A 36-Week Safety Extension Study of ELND005 as a Treatment for Agitation and Aggression in Alzheimer's Disease
This study is enrolling participants by invitation only.
Transition Therapeutics Ireland Limited
Elan Pharmaceuticals
Information provided by (Responsible Party):
Transition Therapeutics Ireland Limited
ClinicalTrials.gov Identifier:
First received: January 8, 2013
Last updated: January 6, 2015
Last verified: January 2015
- Full Text View
- Tabular View
- No Study Results Posted
- Disclaimer
- How to Read a Study Record
No Study Results Posted on ClinicalTrials.gov for this Study
|Study Status:
|This study is enrolling participants by invitation only.
|Estimated Study Completion Date:
|No date given
|Estimated Primary Completion Date:
|February 2016 (Final data collection date for primary outcome measure)


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Rep. Issa Close To Finding Holder In Contempt Of Congress
Now, that would be a hell of a thing, the top "law enforcement" agent in the country slapped with a contempt charge
(Daily Caller) On Tuesday Rep. Darrell Issa, chairman of the House committee on Oversight and Government Reform, took a major step toward holding Attorney General Eric Holder in contempt of Congress for his failure to provide subpoenaed documents and other information about Operation Fast and Furious.
In a Jan. 31 letter, Issa had threatened Holder with such a move if he failed to provide all the subpoenaed documents relating to the Fast and Furious gunwalking scandal by Feb. 9. That deadline has come and gone, and Holder's Department of Justice still hasn't provided most of those documents. Issa's subpoena dates back to Oct. 12, 2011.
On Tuesday in a seven-page letter, Issa revealed that Deputy Attorney General James Cole begged Congress to extend the Feb. 9 deadline. Issa wrote that the request was "ironic" and "ignores the reality that the Department has unreasonably delayed producing these documents to the Committee."
"On its face, the requested extension demonstrates a lack of good faith," Issa wrote to Holder. "With one exception, the Department has only produced documents responsive to the subpoena on the eve of congressional hearings in which senior Department officials testified. The Department appears to be more concerned with protecting its image through spin control than actually cooperating with Congress."
That last paragraph is the way the letter starts. In the letter, Issa has multiple questions for Holder, including
- Exactly how and when did senior Department officials learn the truth of what happened?
- Did Department officials retaliate against whistleblowers?
Issa also demands early in the letter, because "we cannot wait any longer for the Department's cooperation" that Holder "specify a date by which you expect the Department to produce all documents responsive to the subpoena." The bold and underline was not mine, but Issa's.
The letter ends thusly
It is impossible to end our investigation with the current level of cooperation we are receiving from the Department. Rather, the Committee requires the full cooperation of the Department Of Justice. This is not an "election year political 'gotcha' game," but rather a bipartisan sentiment. As Ranking Member [Elijah] Cummings (D-MD) promised the family of slain Border Patrol Agent Brian Terry, "we will not rest until every single person responsible for all of this, no matter where they are, are brought to justice." I applaud his revolve, and I want to make it clear that Congress will not give up until this accountability has been achieved. (note: bold is Issa's)
It's time to hold Holder in contempt, and get to the truth of what would be a major scandal had this operation occurred under Bush or a Republican president.
Crossed at Pirate's Cove. Follow me on Twitter @WilliamTeach.
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Zoller also wrote that no witnesses supported Sheridan's complaint during the human resources investigation.
human resources departments lean on it heavily, paying hundreds or even thousands of dollars a month to do so.
But instead of board member, the definitive organizational role in contemporary corporatism is (yep) the human resources manager.