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8 Simple Rules Cast List
8 Simple Rules cast list, including photos of the actors when available. This list includes all of the 8 Simple Rules main actors and actresses, so if they are an integral part of the show you'll find them below. You can various bits of trivia about these 8 Simple Rules stars, such as where the actor was born and what their year of birth is. This cast list of actors from 8 Simple Rules focuses primarily on the main characters, but there may be a few actors who played smaller roles on 8 Simple Rules that are on here as well.
Items on this list include Kaley Cuoco and Leighton Meester
If you are wondering, "Who are the actors from 8 Simple Rules?" or "Who starred on 8 Simple Rules?" then this list will help you answer those questions.
In most cases you can click on the names of these popular
- 1
Amy Davidson Maricopa County, United States of America, United States, with Territories ...
- 2
Billy Aaron Brown Page County, United States of America, United States, with Territories
- 3
Connie Stevens New York City, New York-White Plains-Wayne, NY-NJ Metropolitan Division, ...
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David Spade Southeast Michigan, Metro Detroit, Birmingham
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James Garner Cleveland County, United States, with Territories, Norman
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John Ritter Area code 818, California, Contiguous United States
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Ed O'Neill Mahoning County, Ohio, United States of America
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Kaley Cuoco Ventura County, California, Contiguous United States
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Katey Sagal Los Angeles, Hollywood, California
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Erin Sanders California, Contiguous United States, United States of America
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Martin Spanjers Tucson, Pima County, United States of America
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Paul Wesley New Brunswick, Middlesex County, Contiguous United States
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Jonathan Taylor Thomas Pennsylvania, Contiguous United States, United States of America
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Kyle Howard Larimer County, Colorado, Loveland
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Leighton Meester Texas, Tarrant County, Area codes 682 and 817
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Pamela Anderson Canada, Ladysmith, British Columbia
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Rachel Bilson Los Angeles, California, Southern California
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Raquel Welch Chicago metropolitan area, Illinois, Chicago
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Suzanne Pleshette New York City, Area code 917, Brooklyn Heights
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Vanessa Lengies Canada, Montreal, Urban agglomeration of Montreal


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Local News
Thieves steal Calgary athlete Sarah Reid's Olympic ring, jewelrySarah Reid's Olympic ring symbolizes more than 10 years of dedication to her sport. It's a priceless piece of jewelry for the Canadian skeleton athlete, and on Monday, someone stole it.
Local News
Kaillie Humphries named Calgary Stampede parade marshalKaillie Humphries has won two Olympic gold medals and a Lou Marsh Award as top Canadian athlete, but being named grand marshal of the Calgary Stampede parade is one of ...
Whirlwind for Dufour-Lapointe sisters since becoming Olympic celebritiesIt's easy forget that the behind the bright smiles and photogenic faces of the three Dufour-Lapointe sisters are three world-class athletes and not professional celebrities.
Celebration of Excellence: Future Olympians filled with enthusiasm despite gaps in fundingCarli Brockway remembers watching the 2010 Vancouver Games and thinking the carrot-topped Jon Montgomery must be certified crazy for throwing himself headfirst down an icy chute in pursuit of Olympic ...
Ski & Snowboard
Calgarian and Olympic gold medallist Shewfelt set for Hall of Fame inductionKyle Shewfelt plans to thank his mom and dad Friday night at the Canadian Olympic Hall of Fame induction ceremony. For without the unconditional support — and undying patience — ...
Olympic celebration: Brady Leman still struggling to get past heartbreaking 'Pants-gate'Three months have passed since the Sochi polar bear tearfully blew out the Olympic flame, and Brady Leman can at least sort of wrap his head around the idea of ...
Olympic celebration: Gilmore Junio etched in Canadian hearts after selfless actIn the hours leading up to Friday's Olympic celebration parade in downtown Calgary, Gilmore Junio wants the world to know he did not endure water torture at the Sochi Games.
Olympic celebration: The forgotten Dufour-Lapointe sister feels loved by CanadiansCanadian hearts collectively broke for Maxime Dufour-Lapointe during the Sochi Olympics.
Olympic celebration: Skier Jan Hudec overcame long odds to win historic bronze medal for CanadaJan Hudec still can't quite believe his own personal Olympic fairy tale come true.
Calgary Olympian finds three words liberating: 'I am gay'On his 18th birthday, John Fennell decided to document every great thing that happened in his first official year of adulthood.

subset: commoncrawl


text: I'm racking my brains to undertsand why such precise alignment is required unless you are doing scientific work? I'd have thought just eyeballing the square alignment of the standards would be sufficient in order to not have converging this or that, if the camera was also set square on the tripod. True close up's and wide aperture photographs may need a more precise alignment, but wouldn't you do that via the ground glass screen and empirical knowledge about what is going on rather than trusting to a camera setting?


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What is the top act of worship in Islam?
What is the importance of salat?
What is the best deed?
Could it be true that Islam ordains violence? Why not?
What is the meaning of this Beautiful Name of Allah?
Why is it of of the Divine Attributes of ALlah?
How can we apply our knowledge of this Name in our lives?
What is trail?
What are the types of trial?
How should man act when he is tested?
-Is religion restricted to mosques?
-What is bad about cheating?
- Who is the best merchant?
What is salat (prayer)?
What is the influence of true salat on man?
- Who is Sawda and why did the prophet marry her?
- How did she live with the prophet?
- Is is harmful to keep sleeping for long hours?
- What is the importance of night prayer and dawn prayer?
- WHo is the true believer?
- How should a believer look at the month of Ramadan?
- How does the noble Quran help us to know Allah?
- How should one get to know Allah?
- How should we think of Allah?
- Why do adversities befall us?


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Explore the Entrepreneurship.org Resource Center to find resources. Designed with entrepreneurs in mind, our resource center allows you to find materials to grow great ideas.
Every other year, community development professionals gather to review best practices and network at the National Interagency Community Reinvestment Conference. Unlike previous efforts though, the 2012 conference focuses squarely on new and small businesses and the role they can play in community and economic development.
Sponsored by the Federal Deposit Insurance Corporation, the Federal Reserve Bank of San Francisco, the Office of the Comptroller of the Currency, and the U.S. Department of the Treasury's Community Development Financial Institutions Fund, the conference will feature sessions on CRA compliance and innovative community development strategies, and will again host the National Community Development Lending School, an intensive training program for professionals in the field.
The 2012 Community Reinvestment Awards: Strengthening Small Businesses for Economic Recovery includes an awards program based on outstanding examples and track records for financial institutions that are working to strengthen small business. Recipients of the award will be recognized during the conference, scheduled for March 25-28 in Seattle. Nominations (online | PDF) are open until January 13, 2012.
A robust online curriculum for entrepreneurs.
Explore Founders School >
A network of U.S. cities facilitating a weekly entrepreneur education program. Go to 1 Million Cups >
Whether you are starting or growing a company, FastTrac will help you live your dream at each stage.
Get started with FastTrac >
Want to get connected? Sign up to receive regular news, polls and updates from The Kauffman Foundation.


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Some of us from ThoughtWorks Pune office are taking the Odersky course on coursera: Functional Programming Principles in Scala. This is a really nice course for the beginners who want to get gently introduced to the world of functional programming using Scala: https://class.coursera.org/progfun-2012-001/class/index
We have formed a small study group within ThoughtWorks and plan to meet every thursday at 5.30 pm to watch videos, help with tools and Scala language tips. I will facilitate hands on sessions to learn Scala as required. We are opening this event to participation from people outside ThoughtWorks.
I am scheduling this meetup for the next Thursday, but we plan repeat it every week, same day, time and venue. See you there!
The course is getting over this week, unfortunately. But if there is enough interest among you guys, We can conduct a bootcamp at ThoughtWorks using the material from this course.
0 · November 1, 2012
We just grab a coffee and speak French. Some people have been coming every week for months... it creates a kind of warmth to the group.
— Rafaël, started French Conversation Group
Meetup members, Log in
By clicking "Sign up" or "Sign up using Facebook", you confirm that you accept our Terms of Service & Privacy Policy


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Jeff Teague returned from his ankle sprain on Saturday night with 28 points, three boards, six assists and one 3-pointer against the Knicks.
The Knicks have reportedly come to an agreement with Derrick Williams on a two-year, $10 million deal.
Restricted free agent Tobias Harris has come to terms on a four-year, $64 million deal to stay with the Magic.
Rajon Rondo and the Kings agreed on a one-year deal for $10 million.
Patrick Beverley and the Rockets have agreed on a four-year, $25 million deal.
The Rockets will be re-signing Corey Brewer to a three-year, $24 million deal.
J.J. Barea is working on a deal with the Mavs.
DeAndre Jordan's announcement that he is signing with the Mavericks is expected to be around 5 p.m. central time on Friday night, according to Marc Spears of Yahoo! Sports.
DeAndre Jordan is on the verge of accepting the Mavs' four-year, $80 million-plus max offer.
Rajon Rondo and the Kings ended their meeting and didn't agree to terms on a deal.
Gary Neal has agreed to a one-year, $2.1 million deal with the Wizards.
DeAndre Jordan informed the Knicks he will not sign with them.


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Christopher Douglas, 41, is pictured with his wife, Amy, and their son, Sammy. Provided by Cal Fire/Riverside County Fire Department
- Filed Under
A memorial service will be held Friday for Christopher Douglas, the Thousand Palms-based firefighter who was fatally struck on Interstate 10 last week.
Firefighters from across Southern California will attend the services, which will include full line-of-duty death honors, the Riverside County Fire Department said Tuesday.
The service is scheduled for 3 p.m. Friday at The Bridge Church, 38801 Calistoga Drive in Murrieta. ...


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District of New Hampshire
District News: July 02, 2015 - "Fugitive of the Week," Robert Eaton, was arrested by the Gloucester Police Department in Massachusetts after routine police contact. Eaton was wanted on an outstanding arrest warrant issued by Rockingham County Sheriff's Office for Failure to Appear for Larceny. An additional warrant was later issued by the Hampton Police Department for Receiving Stolen Property. Read More
July 02, 2015 - This morning, "Fugitive of the Week," Benjamin Kelso was located and arrested by members of the U.S. Marshals Fugitive Task Force in Springfield, OH. Kelso was wanted on outstanding arrest warrants issued by the Merrimack Sheriff's Office for Probation Violations and Failure to Appear for heroin possession. Read More
|Fugitive of the Week:
Eaton - The District of New Hampshire -
New Hampshire Joint Fugitive Task Force is
attempting to locate and arrest fugitive, Robert
Eaton. Eaton, who has an extensive criminal
history and is currently being sought on two
outstanding warrants including; failing to
appear on a larceny charge and a warrant for
receiving stolen property. Eaton was last known
to live in the Seabrook, NH area where he has
friends, family, and associates, but could be
anywhere at this time. If you know of the
whereabouts or have observed a person that
resembles Eaton, please
contact the U.S. Marshals Fugitive Task Force at (603)
225-1632 or your local police.
Have a fugitive tip? Send it anonymously via text message to the USMS - District of New Hampshire. Text the keyword NHTIP and your message to 847411 (TIP411). Or submit an anonymous tip online:
Profiled Fugitives: Do you have information on these fugitives?
|The policies and procedures of the various U.S. Marshals Service District Offices found on this website may vary depending on local rules, local needs, and legal and policy interpretations. These policies and procedures, and any variations among District Offices, are not intended to, do not, and may not be relied upon to create any rights, substantive or procedural, enforceable at law by any party or person in any matter civil or criminal. Nor are any limitations thereby placed on otherwise lawful U. S. Marshals Service prerogatives.


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The Allman Brothers Tour in Georgia
Perhaps no other musical name is so associated with Macon and middle Georgia as the Allman Brothers Band. The city is chock-full of Allman sites that have inspired pilgrimages for decades.
Perhaps no other musical name is so associated with Macon and middle Georgia as the Allman Brothers Band. The city is chock-full of Allman sites that have inspired pilgrimages for decades.
Docent-led tours at Winslow Homer's studio museum in Prouts Neck explain the artist's importance in American art. The views of the open Atlantic is perhaps the best place to begin to truly understand Homer's inspiration.
Founded by German settlers in 1881, Philadelphia's Germantown is home to stops on the Underground Railroad, the state's only Revolutionary War battle, and the country's first paper mill.
Deeded to the state in 1909, Peninsula is the second-oldest park in the state system and the most visited—it draws more visitors per year than Yellowstone National Park.
The first African American artist to have a one-man show at the Museum of Modern Art in New York was Nashville-born sculptor William Edmondson. Learn a bit about William Edmondson and his sculpture.
In the Lumbee community of Robeson County, folk hero Henry Berry Lowry is a source of fierce pride, a symbol of their resistance and resilience. Learn more about Henry Berry and the Lowry Band.
Some say Whitefish Dunes State Park, eight miles northeast of Sturgeon Bay, is the most pleasant park in the state system. Decide for yourself with this overview of the park and its facilities.
All bourbons are whiskeys, but not all whiskeys are bourbons. For a whiskey to be a bourbon whiskey, it must meet a very specific set of criteria. Read on to learn more about America's only native spirit.
Born in 1996, R5 is a local promotion company that has continually brought quality indie rock to a city that was often once skipped over by touring bands.
Check out these recommendations from author Sacha Jackson and explore Vieux-Québec's Upper Town with an eye on the arts.


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|Home | About | Journals | Submit | Contact Us | Français
A 33-year-old man was referred to the Department of Respiratory Medicine in our hospital due to severe hypercapnic respiratory failure in March 2008. His respiratory function test showed severe restrictive pulmonary dysfunction, and respiratory muscle strength assessed by measuring maximal static expiratory and inspiratory mouth pressures was severely impaired. After non-invasive positive pressure ventilation was started, he was referred to the Endocrinology Department as he was diagnosed as hypopituitarism in his childhood. Pituitary MRI demonstrated pituitary stalk agenesis, and hormonal examination showed that he had severe growth hormone (GH) deficiency. GH replacement therapy was started in August 2008 and his arterial blood gas values and respiratory muscle strength were improved in 6 months. The current case demonstrated that GH deficiency could be a cause of severe respiratory failure.
Chronic respiratory failure is defined as an abnormal state in which the human body cannot perform normal vital functions because of abnormal arterial blood gas values for O2 and CO2 resulting from abnormal gas exchange in the lung.1 Home oxygen therapy and non-invasive positive pressure ventilation (NPPV) are indicated to improve survival and quality of life in these patients.2 While chronic lung diseases such as chronic obstructive pulmonary diseases and sequelae of pulmonary tuberculosis are major causes of chronic respiratory failure, the underlying diseases are not clear in some cases.1 On the other hand, it is also suggested that deficits of some hormones such as thyroid hormone and growth hormone (GH) could lead to respiratory dysfunction.3
A 33-year-old man was referred to our hospital due to severe hypercapnic respiratory failure on 13 March 2008. His height was 164 cm and body weight was 74 kg. Blood pressure was 97/58 mm Hg. Results of blood gas analyses were pH 7.288, PO2 40.6 mm Hg and PCO2 82.2 mm Hg. In his childhood, he was diagnosed with hypopituitarism and had received hormone replacement therapy (GH, levothyroxine, testosterone propionate), which he discontinued in his 20s except for levothyroxine. He had no other past history of note.
Respiratory function test showed severe restrictive pulmonary dysfunction (forced vital capacity 890 ml; forced expiratory volume in 1 s 880 ml). Respiratory muscle strength was assessed by measuring maximal static expiratory (PEmax) and inspiratory (PImax) mouth pressures, both of which were severely impaired (PEmax 57.5 cm H2O; PImax 36.2 cm H2O). Muscle MRI detected no abnormal signal and neuromuscular diseases were not suspected. Sleep apnoea syndrome was not found by apnomonitor test. After NPPV was started, he was discharged in April 2008. He was referred to the Endocrinology Department in June 2008. MRI, as shown in figure 1, revealed pituitary stalk agenesis. Fasting plasma hormone levels were as follows: GH 0.07 ng/ml, insulin-like growth factor 1 59.0 ng/ml, luteinising hormone (LH) undetectable, follicle-stimulating hormone (FSH) undetectable, testosterone 0.13 ng/ml, adrenocorticotropic hormone (ACTH) 22 pg/ml, cortisol 8.9 μg/dl, thyroid-stimulating hormone (TSH) 1.08 μU/ml, F-T3 3.12 pg/ml, F-T4 1.31 ng/dl. While plasma levels of ACTH increased in response to corticotropin-releasing hormone (baseline: 23 pg/ml, at 30 min 56 pg/ml), urinary excretion of free cortisol was low (18.6 μg/day). Plasma levels of GH and LH/FSH did not increase in response to growth hormone-releasing peptide-2 (GHRP) and luteinizing hormone-releasing hormone (LHRH), respectively (data not shown).
While multi-hormone replacement therapy was recommended, the patient agreed to only somatropin substitution, which was started in August 2008. After obtaining later agreement, the substitution of testosterone enanthate and hydrocortisone replacement was started in March 2009 and in July 2009, respectively.
After discharge in April 2008, PO2 ranged between 75.9 and 85.0 mm Hg, and PCO2 ranged between 46.9 and 47.9 mm Hg until August 2008 when GH substitution started. GH therapy for 6 months increased PO2 to 93.1 mm Hg while it decreased PCO2 to 43.5 mm Hg (figure 2). Addition of testosterone or hydrocortisone showed no apparent additional effects on respiratory function. Respiratory muscle strength, assessed by the ratio of PEmax and PImax, was increased after substitution of hormones (figure 3).
It is suggested that severe hypothyroidism could result in respiratory failure in some cases.3 4 The respiratory muscle strength is reportedly weakened in hypothyroidism and the weakness seems to be proportional to the degree of thyroid dysfunction.5 However, this is not the case in our patient as the plasma levels of thyroid hormones were within normal ranges with hormone substitution when he was diagnosed as respiratory failure. On the other hand, it is also reported that adult patients with GH deficiency showed moderate impairment of ventilatory function6 and that GH replacement therapy reversed that function.7 While it has been postulated that respiratory dysfunction in patients with GH deficiency might be due to weakened respiratory muscle strength and a reduction of lung volumes,7 there are no reports, to our knowledge, showing that GH deficiency resulted in severe respiratory failure as in our case. In treating patients with hypopituitarism, it is common practice to substitute hydrocortisone or testosterone, if necessary, before starting GH replacement. However, in our case, the patient refused replacement of hydrocortisone or testosterone at first and we substituted GH first. This resulted in an improvement of respiratory function, suggesting that a GH deficiency caused the respiratory dysfunction. As the ratio of PEmax and PImax, which reflects the respiratory muscle strength,7 increased after the hormone therapy, it is possible that the improvement in respiratory function was due to increases in respiratory muscle strength. It is unclear whether deficits of glucocorticoids and androgens could affect respiratory function.3 In our case, the addition of hydrocortisone and testosterone had no apparent effects on respiratory function, although we cannot exclude the possibility that replacement of these hormones contributed to the maintenance of improved muscle strength. While patients with hypopituitarism may not often have respiratory dysfunction, our case report suggests that we should examine pituitary hormones, including GH, when the cause of chronic respiratory dysfunction is not clear.
Competing interests None.
Patient consent Obtained.
PubMed Central Canada is a service of the Canadian Institutes of Health Research (CIHR) working in partnership with the National Research Council's Canada Institute for Scientific and Technical Information in cooperation with the National Center for Biotechnology Information at the U.S. National Library of Medicine(NCBI/NLM). It includes content provided to the PubMed Central International archive by participating publishers.


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Who doesn't love New York in the fall? Crisp air, pumpkin lattes, a riot of color in Central Park -- and Barron's Art of Successful Investing conference.
If you missed the last, fear not, as the pages ahead are crammed with the best of AOSI -- namely, the wit, wisdom, and investment insights of our nine savvy speakers. At last week's eighth annual get-together, they generously shared with the public their wide-ranging views on the economy and financial markets; their best investment ideas; and, arguably most important, their time-tested strategies for finding value in a volatile market and troubled world.
You likely will recognize five of the crew -- Felix Zulauf, Scott Black, Meryl Witmer, Fred Hickey, and Marc Faber -- as members in good standing of our annual Roundtable, and a sixth, options expert Patrick Neal, from last year's conference report. Joining them in 2012 were Dan Fuss, vice chairman of Loomis, Sayles, whom my colleague Randall Forsyth calls "the Buffett of bonds"; David Herro, chief investment officer of Harris Associates and a much-lauded international investor; and Bill Priest, CEO and co-chief investment officer of Epoch Investment Partners, who is enjoying a long and distinguished career on the Street.
The interviews that follow are adapted from video interviews conducted at AOSI by Barron's Senior Editor Kopin Tan and available online at www.barrons.com. So grab a latte, and read on or listen in.
Barron's: Felix, why so glum about the EU?
Zulauf: The European monetary union goes against the laws of economics. Politics is keeping it together, and that has created enormous stresses. Europe must narrow the gap in competitiveness between Germany and the debtor countries at the periphery. This is deflationary for the peripheral nations, and creates economic pain for the system and individuals.
If you're right that President Obama will be re-elected, what are the implications for taxes and spending cuts in the U.S.?
I hope Governor Romney wins, but I fear that Obama will be the victor. Then, much will depend on the composition of Congress. In any case, the so-called fiscal cliff won't be as high as many fear. Raising taxes and cutting spending wouldn't reduce GDP [gross domestic product] by 4.5 percentage points, but something closer to 1.5 percentage points. Still, the combination could slow the economy next year.
What is your outlook for Japan?
Some interesting changes are occurring in Japan. The Bank of Japan and the government have battled but are coming to a resolution. The government is introducing some reforms that the BoJ wanted, and the BoJ eventually will cooperate by weakening the yen. The root of the changes is the deterioration in Japan's balance of payments, which will allow the Bank of Japan to weaken the currency more dramatically than otherwise would be the case. A weaker yen will help the Japanese economy and particularly export industries. The yen trades at 79 to the dollar. It could fall to 100 in the next two to three years.
This would be terrific news for Japanese multinationals, which aren't on the radar of global investors. Nor are they widely owned in Japan. The market capitalization of these companies is a fraction of what it was 20 years ago, whereas the Japanese debt market has exploded in size in the past 20 years. We are in the embryonic stages of a major shift of assets from bonds to stocks in Japan.
What is happening in China?
The biggest recorded credit and investment boom in history has gone bust. The Chinese stock market has given back almost 90% of its rally off the 2008 lows. After the government changeover in mid-November, expect some economic stimulus. That could help Chinese stocks rally. In the next six to nine months, Chinese stocks are an interesting bet, and Chinese exchange-traded funds such as the FXI [ iShares FTSE China 25 FXI -4.300371098013534% iShares China Large-Cap ETF U.S.: NYSE Arca 43.84 -1.97 -4.300371098013534% /Date(1436216400128-0500)/ Volume (Delayed 15m) : 34287163 AFTER HOURS 44.1 0.259999999999998 0.593065693430657% Volume (Delayed 15m) : 1695502 P/E Ratio N/A Market Cap N/A Dividend Yield 1.9411496350364963% Rev. per Employee N/A More quote details and news » ] and the GXC [ SPDR S&P China GXC -5.595278628986494% SPDR S&P China ETF U.S.: NYSE Arca 83.18 -4.93 -5.595278628986494% /Date(1436216400144-0500)/ Volume (Delayed 15m) : 264898 AFTER HOURS 83 -0.180000000000007 -0.2163981726376533% Volume (Delayed 15m) : 3 P/E Ratio N/A Market Cap N/A Dividend Yield 1.4117937004087522% Rev. per Employee N/A More quote details and news » ] could be good vehicles.
Are you still bullish on gold?
Gold is in a secular bull market. The correction to the low-$1,500s is over. There is a lot of optimism in the market, and gold needs to come down a little. If Obama wins, the price could shoot up again. If Romney wins, the market could be weaker going into December, after which the price will rise. Next year, gold will go to new highs.
Barron's: Few know the bond market as well as you do. What are your short- and long-term expectations for U.S. interest rates?
Fuss: In the short term, rates will stay in the foothills, trading up and down in a narrow range. Longer-term, they are going up. The bond market is pretty well shopped over, no matter where you look. There are individual opportunities, but they are small, and away from the main market. No one area of the bond market is predominantly cheap today.
Daniel Fuss (left) and Randall W. Forsyth of Barron's Jennifer Altman for Barron's
Do you like corporate bonds better than Treasuries?
Yes. Treasury yields are artificially low because of the Federal Reserve's quantitative-easing regimen. It puts downward pressure on all other yields, but the gap between corporate and Treasury yields is wide. Initially, when Treasuries rise, corporate yields will rise at a slower pace. Then they will catch up.
You lifted your asset allocation in high-yield bonds to 35% from 25%. Why?
First, it is the below-investment-grade bond market, because the high-yield market, as it normally is defined, no longer is high-yield. The outlook for this market, relative to current prices, isn't good. Credit risk is rising, yet prices are going up. When that happens, find the bonds you think are overpriced, and hopefully they will be maturing. If not, find a bid for them. The world is full of bids for so-called high-yield bonds right now.
Barron's: You did well with energy stocks this year, although the sector hasn't been a top performer. What do you like now?
Black: Bonanza Creek Energy BCEI -8.643457382953182% Bonanza Creek Energy Inc. U.S.: NYSE USD15.22 -1.44 -8.643457382953182% /Date(1436216636607-0500)/ Volume (Delayed 15m) : 1650515 AFTER HOURS USD15.22 % Volume (Delayed 15m) : 7138 P/E Ratio N/A Market Cap 828035306.823425 Dividend Yield N/A Rev. per Employee 1509920 More quote details and news » [ticker: BCEI] is based in Denver and came public about a year ago. Production will grow from roughly 8,900 barrels of oil-equivalent per day to 10,100 by the end of year. That is an increase of about 150% year over year. The stock trades for $23. Next year it could earn $2.60 a share, which implies a price/earnings multiple of nine. Discretionary cash flow will be north of $4 a share, so the shares trade at 5.5 times discretionary cash.
Even if oil prices don't rise from $89-$90 a barrel, Bonanza Creek's earnings will increase because the company is enjoying good growth from the drill bit. It is a domestic driller, and oil and natural-gas liquids account for 72% of production. Bonanza operates in the Greater Wattenberg Field in Colorado, in the Niobrara oil shale, and in the Cotton Valley formation in Arkansas. Its net debt-to-equity ratio is 0.11.
Health care has done better than energy. Where do you see value in that sector?
We own Medical Properties Trust MPW 0.5243445692883895% Medical Properties Trust Inc. U.S.: NYSE USD13.42 0.07 0.5243445692883895% /Date(1436216609706-0500)/ Volume (Delayed 15m) : 1588594 AFTER HOURS USD13.42 % Volume (Delayed 15m) : 37928 P/E Ratio 32.916360068677946 Market Cap 2789028684.58405 Dividend Yield 6.557377049180328% Rev. per Employee 7453420 More quote details and news » [MPW], a health-care REIT [real-estate investment trust] that yields 7%, so you get paid to wait. The company is based in Birmingham, Ala., and develops and leases health-care facilities, mostly acute-care hospitals. It has about 72 facilities, concentrated in Texas, California, and the New Jersey/Pennsylvania area. Operating earnings, or funds from operations, are growing by double digits, helped by bolt-on acquisitions.
How do you feel about tech stocks?
I would avoid personal-computer companies. I wouldn't own Dell [DELL] or Hewlett-Packard HPQ -0.39100684261974583% Hewlett-Packard Co. U.S.: NYSE USD30.57 -0.12 -0.39100684261974583% /Date(1436216569908-0500)/ Volume (Delayed 15m) : 11531255 AFTER HOURS USD30.57 % Volume (Delayed 15m) : 49897 P/E Ratio 12.228 Market Cap 55438878513.5578 Dividend Yield 2.3029113509977104% Rev. per Employee 355334 More quote details and news » [HPQ] or Intel INTC -1.6854851906398298% Intel Corp. U.S.: Nasdaq USD30.04 -0.515 -1.6854851906398298% /Date(1436216400539-0500)/ Volume (Delayed 15m) : 30794907 AFTER HOURS USD29.97 -0.0700000000000003 -0.23302263648468707% Volume (Delayed 15m) : 1673158 P/E Ratio 12.728813559322035 Market Cap 144952921447.754 Dividend Yield 3.195739014647137% Rev. per Employee 523777 More quote details and news » [INTC], even though Intel is a great company. I like Qualcomm [QCOM], however, and recommended it in the midyear Roundtable ["Caution, Sharp Turns Ahead," June 11]. The company, based in San Diego, makes chip sets for cellular phones. The addressable market for 3G and 4G mobile communications is growing at a compound annual rate of about 15%. It doesn't matter whether you buy the Samsung Galaxy S3 or an iPhone. Qualcomm makes their CDMA chips. The company's earnings will continue to grow at a 13% to 15% clip. Qualcomm has more than $15 a share in cash. If you back out the cash, it has a P/E multiple of 11, which is cheap.
We also own EMC EMC -0.7169811320754716% EMC Corp. U.S.: NYSE USD26.31 -0.19 -0.7169811320754716% /Date(1436216572937-0500)/ Volume (Delayed 15m) : 10980793 AFTER HOURS USD26.31 % Volume (Delayed 15m) : 486060 P/E Ratio 21.048 Market Cap 51464617431.6406 Dividend Yield 1.7483846446218168% Rev. per Employee 350214 More quote details and news » [EMC], the leader in large-scale data-storage systems and software. EMC, based in Hopkinton, Mass., is the largest owner of VMware VMW -2.511737089201878% VMware Inc. U.S.: NYSE USD83.06 -2.14 -2.511737089201878% /Date(1436216730641-0500)/ Volume (Delayed 15m) : 1532750 AFTER HOURS USD83.06 % Volume (Delayed 15m) : 15998 P/E Ratio 40.916256157635466 Market Cap 36113126218.0695 Dividend Yield N/A Rev. per Employee 343667 More quote details and news » [VMW], a cloud-infrastructure company whose earnings are growing about 20% a year. Traditional storage arrays are growing by less. Blended, EMC's earnings are growing by 11%. EMC has close to $4 a share in excess cash. The stock trades for $25, or $21 net of cash. That's 10.5 times next year's estimated earnings of $2 a share.
You're a big art collector. Is there any piece of art you bought recently that you are excited, even thrilled, about?
I'm not as big a collector as I used to be because there are a lot of wealthy people, and the market has gone up. But I bought a major piece by Max Ernst last fall. I have a nice collection of surrealist pieces, but I didn't have an Ernst. The painting slipped through the cracks at Sotheby's, which was good for me, as Ernst prices are starting to take off. I didn't get in on the ground floor, but probably on the second floor.
It's good to know you're a value investor in art as well as stocks.
Barron's: Tech stocks have had a tough year, Fred. What do you see ahead?
Hickey: Earnings reports have been pretty terrible across the board, with Intel, Google [GOOG], and IBM IBM -0.21806287479556605% International Business Machines Corp. U.S.: NYSE USD164.73 -0.36 -0.21806287479556605% /Date(1436216434568-0500)/ Volume (Delayed 15m) : 2965993 AFTER HOURS USD164.82 0.0900000000000034 0.05463485703879075% Volume (Delayed 15m) : 113840 P/E Ratio 13.7275 Market Cap 162569733904.783 Dividend Yield 3.15668062890791% Rev. per Employee 238319 More quote details and news » [IBM] all disappointing. That's because the underlying fundamentals are poor. The enterprise business is weakening mostly because the economy is slipping in Europe, China, and now the U.S. IBM talked about business declining in Mexico, Australia, and Brazil. In addition, PC sales have declined year over year by 8% to 9%, partly because of the economy and also because Microsoft MSFT -0.02252252252252252% Microsoft Corp. U.S.: Nasdaq USD44.39 -0.01 -0.02252252252252252% /Date(1436216400493-0500)/ Volume (Delayed 15m) : 22790442 AFTER HOURS USD44.55 0.159999999999997 0.3604415408875873% Volume (Delayed 15m) : 243519 P/E Ratio 18.41908713692946 Market Cap 360217212379.456 Dividend Yield 2.7934219418788016% Rev. per Employee 737992 More quote details and news » [MSFT] Windows 8 ships Friday [Oct. 26] and buyers have held off purchases. Semiconductor sales are expected to drop year over year.
Is there any sign of a turning point?
A turning point probably will come soon. You have to be invested because of all the money-printing going on around the world. I don't like cash and bonds for that reason, and you can only have so much gold.
You have been a long-time fan of Microsoft. Do you still own the stock?
I owned it for years but sold some of my position into the company's recent release of quarterly earnings because I knew they would be difficult. Now I am waiting to see how Windows 8 is received. It will be sold first to consumers, not businesses. Microsoft also is introducing the Surface, its Apple AAPL -0.34799114204365705% Apple Inc. U.S.: Nasdaq USD126 -0.44 -0.34799114204365705% /Date(1436216400551-0500)/ Volume (Delayed 15m) : 27685390 AFTER HOURS USD126.35 0.349999999999994 0.2777777777777778% Volume (Delayed 15m) : 375041 P/E Ratio 15.57478368355995 Market Cap 728424620100.17 Dividend Yield 1.6507936507936507% Rev. per Employee 2287920 More quote details and news » [AAPL] iPad competitor. The Windows 8 operating system will be completely different from what has come before. If the initial reaction is good, I'll be buying the stock.
Are you upbeat about Apple?
Short term, Apple is going to rebound. This is probably a good moment to buy, after the stock's recent $100 drop. Longer-term, I am worried about Apple's profit margins. The company has only 7% of the mobile-phone market and less than 5% of the PC market. Yet it has the highest market capitalization in the world because of its fat profit margins, which will be difficult to sustain.
Is a rebound in the offing for gold, too? At around $1,720 an ounce, gold is down 10% from its September 2011 high.
I have owned a large gold position for a decade. I sold some of my gold in September when I saw excess enthusiasm in the market. I was expecting October to be difficult for gold, as it has been before, but November, December, and January normally are positive for the metal. Lately I have been buying. If it looks like President Obama is going to win re-election, a lot of people will be buying guns and gold.
That's a scary thought.
It will put a floor under the gold price. If Romney looks to be the winner, there could be one more selloff in gold. Then it would rise.
Barron's: Let's start with Europe. Fears about the big picture have obscured value in individual stocks, a situation you favor.
Herro: That's right. My premise is volatility and instability move share pries more than company fundamentals. Take Daimler [DAI.Germany], which makes cars and commercial vehicles and is best known for its Mercedes-Benz brand. It is a German company but sells products all over the world. The stock is selling at a low valuation. The company has net cash on its balance sheet.
European financials also have been slammed. Do you see opportunities?
Financials were the ground zero of price destruction. We are looking for companies with good, safe balance sheets and strong capital positions. Two good franchises that have withstood economic shocks are BNP Paribas BNP.FR -5.983606557377049% BNP Paribas S.A. ADS U.S.: OTC USD28.675 -1.825 -5.983606557377049% /Date(1436221202000-0500)/ Volume (Delayed 15m) : 84219 AFTER HOURS USD28.95 0.275 0.9590235396687009% Volume (Delayed 15m) : 82578 P/E Ratio N/A Market Cap 75059492579.8057 Dividend Yield 2.880449869224063% Rev. per Employee 268270 More quote details and news » [BNP.France] and Intesa Sanpaolo ISP.MI -7.395498392282958% Intesa Sanpaolo S.p.A. ADS U.S.: OTC USD20.16 -1.61 -7.395498392282958% /Date(1436221201000-0500)/ Volume (Delayed 15m) : 563638 AFTER HOURS USD21.71 1.55 7.688492063492063% Volume (Delayed 15m) : 16519 P/E Ratio 27.33188720173536 Market Cap 60018079598.6295 Dividend Yield 2.27125% Rev. per Employee 576891 More quote details and news » [ISP.Italy].
The Japanese stock market is trading below book value and has been cheap for a long time. Any sign of a change?
A few things are different now. First, although the market has been weak for a long time, valuations haven't. More important, if you use price-to-book to measure value, you also have to look at the return on book value, which has been dismal. But returns are improving at many Japanese blue chips. Companies such as Toyota Motor [TM] and Canon CAJ 1.4392991239048811% Canon Inc. ADS U.S.: NYSE USD32.42 0.46 1.4392991239048811% /Date(1436216537851-0500)/ Volume (Delayed 15m) : 515630 AFTER HOURS USD32.42 -0.00999999999999801 % Volume (Delayed 15m) : 15445 P/E Ratio 16.169576059850375 Market Cap 43319467338.5116 Dividend Yield 4.361369524984577% Rev. per Employee 175476 More quote details and news » [CAJ] are starting to increase profit margins and do a better job of utilizing their cash.
Canon earns good profits. Normalized return on equity probably exceeds 15%. The stock has a low valuation, and the company generates lots of free cash. Besides expanding in emerging markets, Canon has bought back more than 13% of its shares in the past five years.
Toyota had some prominent product recalls. What is going right for the company?
As soon as the recall problems ended last year, Japan was hit by a tsunami and earthquake. Then came the Thai floods. These are temporary problems. On a more permanent basis, Toyota is a low-cost producer, the leader in fuel-efficient automotive technology, and a cash-rich company that now is managed by a more modern business thinker, Akio Toyoda, the grandson of the founder. Among other changes, he cut the board from 27 to 13 members.
Why are you negative on Chinese stocks?
Good-quality companies are expensive. Inexpensive companies are basically wards of the state, meaning they are controlled by state-owned entities or provincial entities that aren't working to build value for all shareholders. There are better ways to play China's growth story at this stage.
Barron's: What tempts a value investor?
Witmer: We aren't finding a lot of stocks to buy. Usually, when this happens, the market is high and comes down.
We like Spectrum Brands Holdings SPB -1.8970968669157804% Spectrum Brands Holdings Inc. U.S.: NYSE USD102.39 -1.98 -1.8970968669157804% /Date(1436216460212-0500)/ Volume (Delayed 15m) : 1976690 AFTER HOURS USD102.45 0.0600000000000023 0.05859947260474656% Volume (Delayed 15m) : 735776 P/E Ratio 25.921518987341774 Market Cap 6126832178.86413 Dividend Yield 1.2891883973044242% Rev. per Employee 331458 More quote details and news » [SPB], a consumer-products company. It just acquired a division of Stanley Black & Decker SWK -0.30637823786092283% Stanley Black & Decker Inc. U.S.: NYSE USD107.38 -0.33 -0.30637823786092283% /Date(1436216643465-0500)/ Volume (Delayed 15m) : 733976 AFTER HOURS USD107.38 % Volume (Delayed 15m) : 3869 P/E Ratio 22.464435146443513 Market Cap 16557827095.7404 Dividend Yield 1.937046004842615% Rev. per Employee 224784 More quote details and news » [SWK], and we see the potential for great after-tax free cash flow. With modest growth, some debt reduction, and the refinancing of some high-cost debt, the company could generate about $7 a share in after-tax free cash in 2015. Then, there are a few dollars of excess depreciation and amortization, so reported earnings will be lower than free cash flow. As housing improves, Spectrum could increase free cash flow to more than $9 a share. It is No. 1 or No. 2 in almost all its product categories.
You also like Colfax, CFX -1.0320597277119017% Colfax Corp. U.S.: NYSE USD45.07 -0.47 -1.0320597277119017% /Date(1436216708543-0500)/ Volume (Delayed 15m) : 1050726 AFTER HOURS USD45.0373 -0.0326999999999984 -0.07255380519192367% Volume (Delayed 15m) : 9426 P/E Ratio 14.139164261513365 Market Cap 5639354941.71112 Dividend Yield N/A Rev. per Employee 294817 More quote details and news » a small industrial conglomerate. What is the attraction?
The company's main division, ESAB, makes welding equipment. Its current profit margins of 6% to 8% could be significantly higher, like those of its main competitor, Lincoln Electric Holdings LECO -0.34607778510217535% Lincoln Electric Holdings Inc. U.S.: Nasdaq USD60.47 -0.21 -0.34607778510217535% /Date(1436216400177-0500)/ Volume (Delayed 15m) : 418095 AFTER HOURS USD60.47 % Volume (Delayed 15m) : 1268 P/E Ratio 17.890532544378697 Market Cap 4586619060.84808 Dividend Yield 1.9183065983132133% Rev. per Employee 278680 More quote details and news » [LECO]. As ESAB improves, along with the other divisions, Colfax [CFX] could go from $2 a share in earnings and $2.85 in after-tax free cash flow to $4 to $4.50 within a few years. They need the world economy to improve a bit.
Colfax deserves a P/E multiple of 13 to 15, because it can grow without having to spend a lot of capital. It has an excellent management team, led by Mitchell Rales.
At last year's AOSI conference you recommended Macquarie Infrastructure MIC -0.15834348355663824% Macquarie Infrastructure Corp. U.S.: NYSE USD81.97 -0.13 -0.15834348355663824% /Date(1436216537662-0500)/ Volume (Delayed 15m) : 537194 AFTER HOURS USD81.915 -0.0549999999999926 -0.06709771867756496% Volume (Delayed 15m) : 1105 P/E Ratio 6.250095310712924 Market Cap 6527113988.49182 Dividend Yield 5.2214224716359645% Rev. per Employee 460382 More quote details and news » [MIC], which has done well. Do you still like it?
The stock is up sharply, so we have sold some of our shares, although we see more upside. Macquarie yields 5.8%. With some improvements and refinancing, it could pay out even more in the next few years. The company still is somewhat unappreciated.
In seeking good investment opportunities, it helps to remember hedge-fund manager Louis Bacon's saying, "You must embrace disorder and chaos." Or, as I have said, bring a sharp pencil but leave your emotions at home. Sometimes a disaster befalls the market, and it overshoots on the downside. You want to be ready with cash, and willing and able to invest it in great companies at great prices.
Barron's: It's time to talk options. You are long the dollar versus the euro, and using the FXE, or CurrencyShares Euro Trust FXE -0.27570995312930796% CurrencyShares Euro Trust U.S.: NYSE Arca 108.51 -0.3 -0.27570995312930796% /Date(1436216400128-0500)/ Volume (Delayed 15m) : 624126 AFTER HOURS 108.94 0.129999999999995 0.3962768408441618% Volume (Delayed 15m) : 2925 P/E Ratio N/A Market Cap N/A Dividend Yield N/A Rev. per Employee N/A More quote details and news » exchange-traded fund, to structure your trade. Explain, please, how this works.
Neal: The U.S. is focused on how to achieve growth. In Europe, Spain is likely to ask the European Central Bank for assistance, which comes with conditions that likely will be growth-limiting. The growth differential will favor the U.S. in coming months, and the dollar. Also, any systemic risk would tend to favor the dollar.
We recommend buying FXE put spreads -- specifically, buying a put with a higher strike price and simultaneously selling a lower-strike put. With the FXE trading near $129 recently, we might buy the January $127 put and help finance it by selling the January $122 put, essentially hoping for a limited decline in the FXE below $127.
You also have a trade involving Wal-Mart Stores. WMT 0.9323684942944614% Wal-Mart Stores Inc. U.S.: NYSE USD72.53 0.67 0.9323684942944614% /Date(1436216556376-0500)/ Volume (Delayed 15m) : 10468411 AFTER HOURS USD72.6 0.0699999999999932 0.09651178822556183% Volume (Delayed 15m) : 68066 P/E Ratio 14.593561368209256 Market Cap 231428658298.675 Dividend Yield 2.7023300703157314% Rev. per Employee 220690 More quote details and news » How is that structured?
Wal-Mart [WMT] has been a terrific stock. It yields 2.1%. It has benefited from rising government transfer payments that have given customers more money to spend. The stock has been helped by improvements in employment, housing, and the stock market, as well.
It is time to hedge a long holding and sell an upside call against the stock. You're collecting premiums upfront in exchange for agreeing to give up some potential upside if the stock rallies. This trade makes sense under three scenarios. If the market falls, you'll be happy you sold the call. If it goes sideways, what you collected upfront enhances the yield. Finally, if the market rises and the economy grows, Wal-Mart likely would underperform.
Would you sell an out-of-the-money or in- the-money call?
With shares trading near $75, we might sell slightly out-of-the-money January $77.5 calls. You collect premiums but commit to sell shares if they top $77.5 before mid-January.
Young people, you have said, aren't joining country clubs. They are spending their money on Apple devices that link to everything they care about. How, using options, would you trade Apple's stock?
The long-term secular trend in Apple still is alive and well. The stock recently sold off with other tech stocks, providing a better buying opportunity. But we are taking a more risk-adjusted approach. We would replace Apple shares and instead hold Apple call spreads, buying January $645 calls and financing these partly by selling January $695 calls. These call spreads should appreciate if Apple rises before mid-January, although your gains are capped with the stock above $695.
Barron's: Bill, what do you make of the global economy?
Priest: The U.S. probably is the best house in a bad neighborhood. We are going to eke out some growth. Europe is in recession. Japan is struggling, and emerging markets will have a lower growth rate than they've been used to.
Where does it leave equity investors?
There are three drivers of equity returns: earnings, dividends, and price/earnings ratios. Management has a lot to say about dividend policy and earnings, but not much control over P/Es, which are driven by interest rates, market volatility, and the growth rate of the economy. Low interest rates and low volatility are associated with higher multiples. Slower economic growth is a head wind, although quantitative easing is helpful to P/Es.
You have called Anheuser-Busch InBev one of the best-managed companies in the entire world. Why such praise?
Anheuser-Busch [BUD] does a phenomenal job of allocating capital. It generates about $40 billion in annual revenue. The company's free cash flow is growing in the high single digits. The dividend yield is only 1.5%. But the company has paid down a lot of debt, and dividends should be defined as the sum of cash payouts, share buybacks, and debt paydowns. All return capital to shareholders.
You believe in investing in emerging markets through "global champions" such as Nestlé. Why Nestlé?
Nestlé nesn.vx -0.5604155276107162% Nestle S.A. ADS U.S.: OTC USD72.75 -0.41 -0.5604155276107162% /Date(1436221200000-0500)/ Volume (Delayed 15m) : 250159 AFTER HOURS USD72.8424 0.0924 0.12701030927835052% Volume (Delayed 15m) : 241451 P/E Ratio 14.948834915546788 Market Cap 232240655598.668 Dividend Yield 3.12887147766323% Rev. per Employee 294453 More quote details and news » [NESN.Switzerland] is a great company. Global champions have the ability to reconfigure the factors that determine production, including land, labor, and capital. If Nestlé decides it is more efficient to make chocolate in Poland than Switzerland, it can switch production to Poland. If it wants to sell that chocolate to China rather than Europe, it can do that. Such companies have many pieces they can move around to maximize return on capital.
What is your beef against financials?
There is a lack of transparency at diversified financials and banks. It is virtually impossible to take a dollar into the revenue line and follow it down to the bottom line. As a matter of principle, we don't buy companies we can't understand.
Barron's: The Chinese, you note, invented paper and aren't afraid to use it to print money. Will monetary easing spur growth?
Faber: The Chinese economy was driven by massive credit growth in the past three years, and economic activity was centered heavily on capital spending. Now China has massive overcapacity in several industries. If easing leads to further stimulus directed at capital spending, you will have more misallocation of capital. The Chinese can postpone a more serious recession by easing, but it won't solve the problem. The Chinese stock market could outperform for a while.
What do you like in Asia?
If the yen weakens, Japanese shares will be attractive and Japanese bonds, unattractive. I recommend some exposure to Japanese equities.
What does your portfolio look like?
I'm 25% in gold, 25% in equities, 25% in bonds, 25% in cash, and 25% in real estate. I use the same accounting standards as the U.S. Treasury.
Very funny.
In fact, I'm invested in real estate through ownership of real-estate companies and REITs. I also own corporate bonds and am holding cash, which I have added to since April. The whole world believes the asset inflation of the past 10 years -- in equities, bonds, art, high-end real estate, and so forth -- will continue. But it will come to an end. Asset markets such as equities are vulnerable to at least a 20% decline. If you have cash in reserve and the market falls, you can start buying.
Thanks for the update.
E-mail: email@example.com


text:
Updated 10/12/2012
A fun experience on a hot summer night is La Balena, a boat docked beside the Lungolago Giuseppe Motta. Although it has a full menu, thirsty locals pop in regularly for La Balena's wide assortment of cocktails and local wines.
Porto Regionale, Lungolago Giuseppe Motta, Locarno, Ticino, 6600, Switzerland
Website: www.ristorantebalena.ch
Updated 10/12/2012
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Preparing War Veterans For Civilian Life
Soldiers who have been trained to lay down their lives in service to the country are often poorly prepared, experts say, to live the American dream they fight to defend.
Paratrooper Who Died On Alaska Base From Fort Worth
The U.S. Army Alaska has released the identity of a paratrooper who died after collapsing following a training jump.
Man, 2 Children Found Dead At Fort Hood Residence
A man and two children have been found dead in a home at Fort Hood.
U.S. Sending Extra Combat Unit From Texas To South Korea
The U.S. is sending an additional Army combat force of 800 soldiers to South Korea with tanks and armored troop carriers.
College Football Spotlight: Texas, Army Coaching Searches Seek To Restore Pride
Army will never be a dominant force in college football the way Texas can be, but both programs have a special place in college football's history. Seeing them each reach their expectations is possible if the right coach is brought in.
Vlog: GBag Nation In Philly For Army-Navy Game
The GBag Nation is on the road to Philly to cover the legendary Army vs Navy football game.
Follow along with their video blog (vlog) as they travel in the great white north.
Fort Hood Soldier Convicted In Prostitute Case
A Fort Hood sergeant convicted in a prostitution and adultery case allegedly involving cash-strapped female soldiers has been reprimanded and demoted.
Fort Hood Soldier Goes On Trial Over Prostitution Ring
The court-martial has begun for a Fort Hood soldier accused of using a prostitution service involving senior non-commissioned officers and cash-strapped female soldiers.
Keller Soldier Laid To Rest
The Keller community has rallied around the family of a fallen soldier who was laid to rest Saturday.
Keller Soldier's Body Returns To North Texas
A soldier from Keller who was killed in action made his final journey home to North Texas on Tuesday morning. Staff Sgt. Alex Viola died while serving our country.
Keller Soldier Killed In Afghanistan
A soldier from Keller who was supporting Operation Enduring Freedom died Nov. 17, according to the Department of Defense.
Local Collectors Help Keep Veterans' Memories Alive
As the years pass there are fewer and fewer World War II veterans left to tell their stories. But some dedicated collectors are using weapons of war as a window into the past, to keep the veterans' memories alive.


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Faced with surging ridership and an escalating budget, the Washington Metropolitan Area Transit Authority (Metro) looked for a way to revamp its MetroAccess paratransit services.
"Over four years, the paratransit budget from 2005 to 2009 doubled from $52 million to $104 million," explained Christian T. Kent, assistant GM, Access Services. "[The growth] was mostly driven by all these additional customers signing onto the service and finding it was meeting their needs, so we were really the victims of our success."
A long, lingering issue Metro experienced was that nearly 100% of people who applied for MetroAccess attained certification. So, in 2009, the agency took the certification process in-house, switching to a more medical clinic-type approach, which required potential customers to fill out the application with their physician before sending it to Metro which would then set up an appointment with the applicant, explained Frank Roth, director, eligibility certification and outreach.
"When we started doing it this way, we found it was more efficient for the customer," Roth said. "It was also more efficient for us. We could get them in for their appointment, take care of their assessment and get a determination made on them."
Metro's new business model for certifying MetroAccess customers included attention to detail, strong customer focus, and several innovative approaches, including employing recreational therapists to conduct paratransit eligibility assessments. The agency's new model also assigns a case worker to every customer.
"When the applicant makes the call to schedule the appointment, one person will follow them through the process, work at completing the assessment, and make the final determination," explained Roth. "If there are any questions post-assessment, that person would actually be the one to work with that customer because of their familiarity."
Metro's last step for the certification process includes a quality control step. Roth and his staff review all findings of paratransit service ineligibility. This practice has improved the customer relationship and resulted in an 80% decrease in appeals.
"Because the old model had some inefficiencies built in it, when we first started the new model, we had a higher than industry standard ineligibility rate," said Roth. "Now, it's pretty close to the industry standard. Also, because of the way we do our assessments, we don't get a whole lot of appeals that come in after that."
Metro also created a reduced fare program for customers who don't qualify for MetroAccess. If they have a qualifying disability, they are automatically enrolled in the program.
As part of its revamped paratransit program, Metro also provides travel training and outreach to customers with disabilities to teach them about the accessibility features of the bus and rail systems. Riders who qualify for MetroAccess service but are able to make use of bus and rail services for some trips are offered fare free access as an incentive. In fiscal year 2011, customers opted for the free ride on 559,106 bus and rail trips, saving Metro more than $25 million in paratransit service costs.
"We empowered the customer with knowledge that they don't have to use paratransit just because they are eligible," said Kent.
Metro's new approach to paratransit services has earned the agency the 2012 Innovation Award from the American Public Transportation Association (APTA), which it will receive during a ceremony at APTA's Annual Meeting in Seattle this October.
"When we first considered these changes, we wanted to make sure customers knew it was being done for their benefit," said Kent. "Whenever you talk about paratransit eligibility and even imply you are making a change, most customers [think] we're taking away benefits from them. It's taken a lot of promotional effort to let people know they have more options."
At various times, the county paid too much when prices should have decreased, missed deadlines to seek damages from its contractor for alleged substandard performance and failed to accurately calculate the most basic of contract functions — cost of living adjustments.
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Toyota Owners Club Of Ireland
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Song of Songs, Interpretation Commentary
By: Robert W. Jenson
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The final volume in the acclaimed Interpretation Bible Commentary examines how the evocative poetry of the Song of Songs solicits a theological reading. Jenson offers a systematic and scholarly review of this intriguing chapter in the Old Testament, finding in it a story of human love for God. 128 pages, hardcover from Westminster/John Knox.
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Here Robert Jenson offers a systematic theologian's careful reading of the Song of Songs. Jenson focuses on the overt sense of the book as an erotic love poem in order to discover how this evocative poetry solicits a theological reading. Jenson finds a story of human love for God in this complex poetic book and offers a commentary that elucidates and inspires.
Interpretation: A Bible Commentary for Teaching and Preaching is a distinctive resource for those who interpret the Bible in the church. Planned and written specifically for teaching and preaching needs, this critically acclaimed biblical commentary is a major contribution to scholarship and ministry.
Author Bio
Robert W. Jenson is Senior Scholar for Research at the Center for Theological Inquiry in Princeton, New Jersey, and Professor Emeritus of Religion at St. Olaf College in Northfield, Minnesota.
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Mikko LFinland5 Stars Out Of 5December 7, 2012Mikko LFinlandQuality: 5Value: 5Meets Expectations: 5This review was written for Song of Songs: Interpretation Commentary.I just finished this little book about Song of Songs by Robert Jenson, and I wonder why nobody else has reviewed the book before me in Christianbook. However when I purchased it I was more than skeptical. But it did not go for long - that is after reading couple of pages - I had to change totally my mind - I say totally! The commentary and Song of Songs captured My hearth. So I do not know about you, but I did not only like the book, I may say, I loved it. Some of you may not like the book's theological allegory, but for me one of it's strengths was how the author quoted the Jewish and old Christian sources to allegorize the Song - picturing the sacred relationship between the Lord and His bride! Thanks for you Jenson!
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This gets me a small square FB thumbnail: http://graph.facebook.com/5/picture?type=square
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Yama Mountain Gear DIY Cuben Fiber Stuff Sack Kit Review
As someone who's done this a whole lot more than they'd like to admit, I've naturally wondered if it'd just be cheaper to buy a roll of Cuben Fiber and make one myself.
Polymath Products Mini Survival Tin Review
Following the reviews of the fantastic UCSK and EDC Fire Kit from Polymath Products, here's the final kit in the line up - the Mini Survival Tin.
Polymath Products EDC Fire Kit Review
UCSK, the EDC Fire Kit. (Hereafter referred to as the "EDCFK")
This probably isn't one for the ultralight backpackers, but aimed more towards bushcrafters and general outdoors enthusiasts.
This probably isn't one for the ultralight backpackers, but aimed more towards bushcrafters and general outdoors enthusiasts.
Leki Carbon Titanium AS Poles Review
There are many types of walking pole, many different designs, features, materials and weights, and they're not all created equal.
Warbonnet 3-Season Yeti Underquilt Review
There are many solutions, but the one that stands out above all of the others is the underquilt. It's a well known fact that underquilts greatly improve the comfort of a hammock camping setup, however they're also known to be fiddly and are notoriously hard to set up.
UCSK Polymath Ultra Compact Survival Kit Review
The UCSK
So what's a polymath? Well, according to the dictionary- A polymath is a person whose expertise spans a significant number of different subject areas. A jack of all trades, if you like. I'd say that's a pretty appropriate name for a product from Polymath Products.
Klymit Inertia X-Frame Ultra Lightweight Sleeping Mat Review
This is not a pad designed for hammock camping, if you decide to use it in a hammock it may break, trust me...
During my testing period I decided to use the pad in my hammock, I caught my head in one of the holes and a tube ripped. If used on the ground this is next to impossible to do, but in a hammock it really quite easy. Again, trust me on that!


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Written on: 12/10/2009
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The Passion Flower depicts the Crucifixion and Resurrection of Christ. It is an amazingly strong growing vine. This particular shot was photoshopped in ink outline for effect. Passiflora, known also as the passion flowers or passion vines, is a genus of about 500 species of flowering plants, the namesakes of the family Passifloraceae. They are mostly vines, with some being shrubs, and a few species being herbaceous. For information about the fruit of the passiflora plant, see passionfruit. The monotypic genus Hollrungia seems to be inseparable from Passiflora, but further study is needed.
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We set off again on a nice sunny morning for the short-ish journey to Celle. This was mainly on motorway, by-passing Braunschweig. As we got nearer to Celle we found our favourite ' 'umleitung' signs (diversion) so using the map we worked out our own way through.
Celle is twinned with my hometown of Tavistock in Devon. Lots of my ...
From Schwulper to Tostedt!
... She was smiling and laughing all night. It was a real joy to see her again. What an absolutely lovely home we are staying in here. Miriam is a talented decorator who loves to change things about regularly. They have recently broken through a wall upstairs and made another living/bedroom, which they have given for us to use. It is simply stunning! All of Henry's relatives have been so hospitable. We are truly ...
The Lord's Day in Schoerningen
... originally dividing East and West Germany is still standing. It is quite confronting when you see it in reality. Even the windows of the people in the East had to be bricked up if they faced the west! And then, we were driven to meet with extended family in Schwulper. We had a wonderful lunch - German style with the obligatory schnitzel etc. etc. Attending this celebration was Uncle Hans (Opa's brother) and his wife Hannelore, Lydia (cousin) and Werner ...
Breathtaking Celle a Medieval Dreamtown
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Hello to Braunschweig - my Birthplace
... the last three weeks, because of the lack of balance, was not an unfamiliar display of independence and unwillingness to own up to any form of inadequacies.
A 'lovely lunch' including a chilled local beer became the context of many questions regarding the family in Australia and the announcement that I was expected at Uncle Hans' place at 4pm i.e after …an afternoon nap!
Which took place where ...


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42 year old woman | Fort Lauderdale, FL, USA | Seeking men 36-46 within 50 miles
I can't believe I am doing this.... Blame my friends... but nothing ventured. nothing gained.
I am an introvert who's probably forced to be an extrovert because of what I do... I prefer quiet nights with good friends & family but don't put me on a dance floor because I'll stay 'til morning. Sharp wit, fun girl with a big heart. Loyal to a fault. Old fashioned values but modern none-the-less. Love traveling, exploring different cultures and being spontaneous and sarcastic. Easy going woman who prefers a man that's flexible, witty and can make me laugh. One who's just as comfortable at a black tie event as he is at Burning Man... Well you get the picture.
Cooking , Dining out , Movies/Videos , Museums and art , Music and concerts , Exploring new areas , Performing arts , Playing cards , Religion/Spiritual , Shopping/Antiques , Travel/Sightseeing , Volunteering , Watching sports , Wine tasting
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I have Dogs
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Big labia, wearing bikini?
So I have big labia and it has been bothering me for a while. I know that it's normal and other people have the same problem but I can't even go to... Show More
Most Helpful Opinion
Why not wear one of those bathing suits that has the little skirt aroun it, those are really cute I see a lot of girls with them on. You should not be so self concious about your labia. A lot of people me being one of them think they are awesome and your boyfriend probably does too:) Here is a site dedicated to labias if your interested.
What Guys Said 6
If you really are concerned about this, please don't be. Labia puffing out a bathing suit is like seeing erect nipples behind a silk blouse. It is our secret pleasure is looking at them and hoping you don't notice us doing so.
For every woman reading this: Your sexual details, such as nipples and the various details of your vulva are like that prize we got in the Cracker Jack box as kids. A mystery followed by the prize itself, and all good. Any time I see a question like this, I will answer it positively. Your vulva is lovely and no variation of that would ever harm a relationship. I absolutely love looking at them in their infinite variety.
What Girls Said 4
I think what you would have is what is called camel toe "where with suit on you will have very defined lips and the crack is noticeable. Very common thing. Bikini's and suits higher end stuff like from VS etc has much more padding in that area just to help cover that up. Another method and what models do when modeling that stuff and panties is use a sanatary pad.
1)not all guys are stupid and believe p*rn is reality
2)Don't act as though you're the first girl to go through this
3)No,I'm pretty sure there's no way to cover it.There are certain bikini/bathing suit bottoms that have "padding" down there and it evens that area out if you can understand what I am saying.
i have the same problem.
maybe wear like skirt over it, and sit in a way he won't notice it.
the first time you guys get intimate it will probably be the only thing you think about.
but once you get more comfortable you'll enjoy the sex more than worrying about it.
and if he does have a problem then just forget him, because there's many guys that wouldn't mind.
Have an opinion?


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Hi there, this comes complete with box and rrp's at £450. This went off on Monday and had never shown any signs of not working but it went off and won't come back on! It shows all signs of charging but will not fire up. I would swop for an iPhone 5 o


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Gerry Palano
Energy/Energy Efficiency Coordinator, Department of Agricultural Resources
Anyone who thinks Friday the 13th is an unlucky day should have attended Carlson Orchards' ribbon-cutting "solar-bration" on August 13, when the Harvard farm's 220 kW ground-mounted solar photovoltaic (PV) system was unveiled. The largest agricultural PV system in the Commonwealth was generating electricity, as expected, on a beautiful Friday afternoon that featured a well organized and attended event involving state and federal officials, family and project team members, local residents and customers, children, and live music.
Carlson Orchards was founded in 1936 by Walter and Eleanor Carlson as a diversified farm raising chickens, cows, potatoes and apples. In the 1960's, the 120-acre farm began specializing in fruits and berries and has been that way ever since. Annually, it produces over 60,000 bushels of apples, 5,000 baskets of peaches and nectarines, and over 500,000 gallons of apple cider – some of that now marketed to local schools in juice boxes. Pick-your-own blueberries, raspberries and pumpkins are also in the offering. The farm is now owned and operated by Walter and Eleanor's three sons, Franklyn, Robert and Bruce, truly the most amiable and down-to-earth trio anyone could meet. The PV system is installed on a two-acre site of land where apple trees had eclipsed their useful life.
The Carlsons thought seriously about a PV energy project for the past couple of years, but Franklyn Carlson credits Symantha Gates, a professional consultant and founder of the consulting firm EC3 of Amherst, NH, for bringing it all together. Symantha and EC3 specialize in development and management of "green" projects such as Carlson's. In parallel with the PV project, Carlson Orchards also implemented extensive energy efficiency measures, including complete replacement of the walk-in coolers' refrigeration systems (the farm's largest electrical load), and is in the process of identifying further thermal efficiency opportunities.
Carlson Orchards built the PV project with the "Buy Local" concept that is thriving in our farming community today. Project implementation involved a number of Massachusetts businesses, including Devens-based Evergreen Solar PV panels and Lawrence-based Solectria central DC-AC electric inverters, and installation by Rockland-based clean energy company Lighthouse Electrical Construction, Inc. The over 250,000 kWh annually generated by the system will be totally used on-site, offsetting approximately 70 percent of annual energy needs and saving 3,700 metric tons of carbon dioxide each year. Under the leadership of Franklyn and Symantha, a variety of entities collaborated to bring the PV project to culmination, including the Massachusetts Clean Energy Center (which provided a $564,750 rebate through the Commonwealth Solar program), the USDA, National Grid, the Massachusetts Farm Energy Program (MFEP), and the DAR.
Many words of praise came on August 13 from and for all who helped implement this agricultural milestone. They included federal and state officials such as US Rep. Niki Tsongas, State Sen. Jamie Eldridge, USDA Massachusetts Director Jay Healy and DAR Commissioner Scott Soares, as well as the team that ultimately organized and put the project in the ground. For the MFEP, Program Administrator Darlene Monds and I noted to a round of applause that this was the 43rd project to be implemented with MFEP assistance in the program's short two and a half year existence.
And although there was help along the way and plenty of congratulations to go around, this celebration was truly Carlson Orchards' day, as it joined the ever-growing number of Massachusetts farms heading down the road toward a cleaner energy and environmental future. Great job and CONGRATULATIONS to Carlson Orchards!
Photos for this post were taken by Karen Snyder Photography.
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Good values on homes are still available, as the number of homes listed for sale is greater than the number of homes being sold. Great deals can be found by determined buyers.
Rent prices are relatively stable, and availability is good. If your yearly income is around $100,000, you can afford to rent in this market. Rent prices have not changed over the past 3 months. This is 276% lower than the state average of $2,823 and 218% lower than the country average of $2,388.
Trend data coming soon.
Trend data coming soon.
|For Sale: 5
|New: N/A
|Recently Sold: 2
|Reduced: 3
|Average Home Price
|Average Sold Price
|Property Records: 64
|Foreclosed: N/A
The average home price in 01434 is $324,617, which is 18.7% lower than the average sold price in 01434 ($399,450) . The average home price per square foot in 01434 is $189 and about 3% of all homes in 01434 sold in the last 6 months. For 01434 home values, real estate prices, and city market trends, research the 64 property records or search our 2 recently sold or 5 homes for sale listings. The listings and properties in 01434 are only a part of the 1,917,428 properties and 33,298 homes for sale in Massachusetts. Because of this, the average home price and average home value of 01434 also influence the average home price $523,368 and average sale price $442,785 of Massachusetts. Listing counts, 01434 home prices and home values in 01434 are sourced daily from listing and property data on realtor.com®, which is the most up-to-date and accurate aggregation of real estate listings in the industry and includes approximately 800 regional MLSs and is the official website of the National Association of Realtors®.
|Median Age
|Median Household Income