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Since signing my life away to the teaching profession, I've become an avid reader of the Education Guardian's weekly Secret Teacher blog (I did a week's work experience there when I was 16…oh, the irony!). Normally, I just observe what everyone else has to say on the topic being discussed (admittedly, for fear of saying the wrong thing and being shot down!), but I couldn't help responding to the latest post written by a PGCE student whose inspiring article was about why they would ensure they didn't become another drop out statistic – the latest figures are that two in five new teachers leave in their first five years. As an NQT, I could relate to her positive thoughts and feelings on starting life in the classroom, but I found myself being wound up by what I could only describe as the teaching world's answer to 'trolls' (defined as people who start arguments or essentially, 'bully' others over the internet).
Despite this girl openly discussing her brush with death as a result of cervical cancer and how this second chance at life spurred her on to make the career change she had simply contemplated before, keyboard warriors didn't hold back in their attempts to crush her spirit; I was honestly horrified at how vile people could be towards any new teacher, let alone someone who hasn't had an easy ride to get to this point in their training. Comments like, "I'm going to show this to my Year 11s to show what naive writing looks like" and "Come back in five years and let us know how you feel about teaching then" wound me up so bloody much. How dare you! I'm sure everyone – no matter how long ago they joined the profession – had the same drive and determination to 'make a difference' and 'do it for the kids' when they started, but just because years of abuse from the government and the relentless nature of the job may have turned some sour, it doesn't give them the right to bring the newcomers down with them. As teachers, one of our many roles is to ensure bullying doesn't take place in our schools, so why is it okay to do it on the internet? I spy hypocrisy at its finest!
I have been extremely lucky throughout my training and NQT year to be surrounded by people who have nurtured, supported and driven me to be the best I can be, so I really hope these trolls aren't anywhere near new teachers because their toxic comments will act as poison. Whilst I could be narrow-minded about the whole thing and address the issue by saying, 'Well if you hate teaching so much, why don't you just leave?' I'm all too aware that it is rarely that simple. However, what annoys me the most about the members of the pessimistic parade is them branding new teachers as 'naive'. Of course, anyone will approach anything new with a certain degree of naivety – thanks for telling me something I didn't know already – but our rose-tinted spectacles do still allow many of us to see the wood from the trees. After all, it is difficult to get a teacher training place these days without proving you have spent time in a school, whether it's through support work or observing. Yes, you may not have experienced first-hand the same pressures and workload of a teacher, but anyone with half a brain who has been back to the classroom before applying for their PGCE will know what the job entails. On that note, I can't speak for everyone obviously, but I spent my entire training year having teacher standards shoved down my throat: new teachers are definitely well prepared to deal with the current pressures of the job and besides, we don't know anything different so we don't need reminding of what was. It's like when your parents laugh at jokes in re-runs of old programmes on Dave – you don't get the relevance so it makes no difference to your life! Potential PGCE students also need to research the latest issues in education – they might not really understand the context, but flicking through headlines from teaching publications shows the education world is pretty colourful at the moment!
So I say to those who feel the need to attack the ones bringing sunshine to the storm the education system is becoming, please don't treat us like we're stupid: it's not our fault that we don't yet understand what can be the true trials and tribulations of our chosen careers. I doubt you did when you started either and think, would this level of negativity help or hinder you? Besides, if people like me and any new teachers are happy to join the profession in the current circumstances, then let us be! I understand that some people may mean well with these comments and want to bring new teachers who seemingly have their head in the clouds back down to Earth (and of course, I appreciate the advice and guidance of my more experienced colleagues!), but there is a way of saying something nicely and this is one situation when harsh opinions need to be kept to the confines of your own staff room support group. Let's put this into context for a second – we would never crush a kid's enthusiasm and passion for a subject or activity, regardless of whether you think they can truly succeed at it, so why treat student teachers in the same way?
Whilst it may be saddening that two in five new teachers drop out in the first few years, three in five of us stay! Why must we focus on the negatives?
When I first set out on my teaching journey, I was always told how difficult the PGCE year was: you will be working all hours, never see your friends, family or the outside world etc etc. Although I'm not one to describe myself as work-shy, these types of comments left a small ball of dread in the pit of my stomach – I thought you only gave up your life when you had babies? Ergh. However, as my QTS was in sight after what turned out to be a quite-hard-work-but-not-nearly-as-life-consuming-as-it-was-made-out training year, SUDDENLY, all those who were telling me that my PGCE year is make or break changed their tune and told me that – in fact – the NQT year is the hardest of them all. That wasn't a lie.
One of the things I was dreading the most as I approached my NQT year was the threat of a workload comparable to the Himalayas: even teacher-y family members of mine (whose opinions I take remotely seriously) told my boyfriend to not expect an evening or weekend with me for pretty much ten months. Gulp. Determined to not turn from a raring-to-go newbie to paperwork mountaineer, I made sure to pick up some tips from my dear colleagues and mentor to try and savour some of my free time. They might not be revolutionary, but helped me anyways:
"Guess what? You don't need a PowerPoint for EVERY lesson!"
This was an epiphany moment courtesy of my good friend / second in department. Throughout my training year, I never went without a trusty PowerPoint – I mean, HOW can I teach an outstanding lesson without a range of Blooms-related colour-coded slides complete with clear lesson objectives and a selection of Microsoft Office's finest shapes containing appropriately differentiated instructions? Well, firstly, I have learnt not every lesson has to be 'outstanding' (I was aware of this before, but it's hard to forget when you are used to your every move in the classroom being watched), but I also realised that not having a PowerPoint doesn't equal severe punishment from the teaching Gods. Rather, it is quite liberating as well as saving at least an hour of my day! Of course, I haven't replaced PowerPoint with my trusty board pen completely, but every now and then, it is refreshing to pop a couple of instructions on the board and let the lesson do the talking.
Sharing really is caring
I think I'm pretty lucky to work in a department that is open to sharing good practice, an assumption I've made only because any other NQTs I have spoken to – whether at training sessions or because they're existing friends – tell me all their lessons are made from scratch, which understandably takes up the majority of their time. Pretty standard #NQTprobs. Of course, many of my lessons are my own and I by no means leave school at 3 o'clock and spend my evenings watching TLC (as much as I would love to sometimes), but having access to a plethora of existing lessons taught by my colleagues has helped me manage my time massively. Yes, some may need a tweak here and there to suit my style or class, but looking at and using other peoples' lessons is almost CPD in itself; I discover new ways of doing the same activities or learn how to improve my own lessons that incorporate similar skills across other topics and year groups. Likewise, I make sure I contribute my PowerPoints and ideas too especially as I have the gift of extra frees – just because you're an NQT doesn't mean your lessons aren't valued. Even if you don't work in a department that doesn't tend to share, try sending out a lesson or two that you're proud of – someone else will almost definitely find a use for it and they will likely return the favour.
Use the golden six weeks to plan your first two weeks
We all love the six week holidays for sure, and whilst they have their many benefits which no-one needs reminding of, they're also a great chance to get the first few tricky weeks of your NQT year under your belt. I made sure I planned every lesson – PowerPoint, resources, the lot – for my first two weeks back in the first week or so of the break. Of course, the first few lessons after the holidays will be taken up with giving out books and re-writing your name a million times on the board, but a) likewise, your first week of frees will be taken up with dealing with various annoying niggly bits that you could always palm off to a 'proper' teacher during your training year and b) your first week of evenings will be a write-off as a result of being too tired to contemplate lesson planning whilst you come to terms with actually having to work again. Honestly, spending a third of my summer sorting my lessons made the first few weeks back stress-free; if you don't get complacent, you'll stay two weeks ahead of yourself throughout the year (so you can actually have your holidays and weekends…unless you have marking. Moan.).
You had loads of observed lessons last year – use them!
On top of my three standard NQT observations, I also had the joy of an OFSTED inspection during my first term. Hopefully, you should have a rough idea of whether OFSTED will be visiting your school or not so it won't come as a shock, but observations shouldn't be an extra thing to plan from scratch when you have another million NQT things to deal with. A blessing in disguise should come from your training year lessons – think about it: they have a lesson plan, differentiation and you'll already know what you need to do to improve it. Just re-hash them when you have time (either during holidays or a 'quiet' night) and you'll be good to go for the year. You'll be especially thankful for this if your school gets the OFSTED call – I was still up until 11pm just doing lesson and seating plans!
Don't be consumed by teacher guilt
I'm always a bit suspicious if I have the prospect of a night with no work whatsoever – so concerned in fact that I will sometimes make work for myself! It sounds mad (it probably is), but because you're expected to be working all day every day as an NQT, you can't help but feel slightly wrong for having an evening 'off'. Again, another set of wise words from the same friend reassured me that it's okay to switch off from school sometimes. I have always been stubborn with the work-life balance to an extent, never working beyond a set time and having a night to myself at least once a week, but this was another piece of advice that stuck with me. After all, the world won't end if I decide not to mark Year 9s books or spend the night in a horizontal position to preserve energy for a full day of lessons ahead. What's the point in having perfectly marked books and an outstanding selection of PowerPoints if you're too tired to teach them properly?
What other tips and tricks have other NQTs have picked up for managing workload this year?
so i say thank you for the music…
Posted March 14, 2015on:
One thing that proper winds me up are people who criticise teachers. Yes, they may not always be presented in the best possible light by the media, but I don't need telling that I'm 'mad' (or equivalent) because I decided to take a career path which doesn't involve getting paid overtime, sometimes dealing with toe-rags and being constantly tired. I didn't go straight into teaching – my first post-grad job was a standard office jaunt which I hated so much it drove me to depression (that's another story for another day) – but, the point is that I have known life outside of the classroom and it wasn't for me; I like to think I made a remotely informed decision when I first sent off applications for teacher training!
Surely the reason (most of us) do our jobs is because they give us some sort of gratification? For me, I got no kick out of staring at a computer screen all day and nodding like a Churchill dog pretending I agreed with the corporate numpties and their ridiculous range of motivation metaphors. Even if life was 'easier' back then, one of the best things about teaching for me is what I do outside of the classroom, the parts where I don't get paid overtime and lose precious planning time.
This week, myself and some of my lovely colleagues put on the annual school musical extravaganza after six months of constant rehearsals (what am I going to do with all this free time come Monday afternoon?!). I joined the musical team during my training year – there was no question of whether I would do it or not as it's all I did when I was a kid – so I'm still very much a newbie compared to some of the others who have been doing it for a good few years. Despite our moments of moaning, CBA-ing and counting down the hours until it was all over, our final show last night was certainly a reminder to me of why we do it in the first place.
Of course, our goal as teachers is to inspire and excite students in our subjects, yet I've found that some of the best relationships with pupils can be made after the last bell has rung. My normally stone heart was melted last night as most of the cast sobbed their way through the final number; you forget that for many of the kids stood on that stage, they don't have a reason to go home in the same way the staff do. That's not because they have bad lives necessarily – if you're having fun prancing around on stage with your mates, why would you want to stop? I could console the younger ones by telling them there was always next year, but the #totesemosh part was seeing upper sixth formers, who are significantly taller and more talented than me, looking for some comforting words to dry their tears now their last ever school musical performance was over. There is nothing more satisfying to me than having that kind of impact on a young person's life. Whilst trying to keep my own heart in tact, I told them to be happy that they will have these wonderful memories from their school days and look back on them fondly. More importantly from my perspective, I recognised that those memories wouldn't exist in the first place if it wasn't for the staff who can afford to give up their time to help the students put on a show.
We all know that grades and academic achievement are vital for a successful future, but I have never seen students sad to leave their last ever lesson. It showed me how important it is to ensure I continue (while I can) to give our kids opportunities that they don't get from sitting in a classroom, and who cares if I don't get paid anything for it? A 'thank you' is priceless.


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Arai Aparthotel, Barcelona
- Free WiFi
- Airport within 5 mi/8 km: Barcelona (YJD-Barcelona-France Train Station)
Main amenities
- 31 smoke-free apartments
- Outdoor pool
- Rooftop terrace
- Breakfast available
- Room service
- Fitness center
- Airport shuttle
- Childcare
- Terrace
- 24-hour front desk
- Air conditioning
- Daily housekeeping
What's around
- In Ciutat Vella
- Palau de la Musica Catalana (0.6 mi / 1 km)
- Las Ramblas (0.3 mi / 0.4 km)
- Palau Guell (0.3 mi / 0.4 km)
- Gran Teatre del Liceu (0.3 mi / 0.5 km)
- Barcelona Cathedral (0.3 mi / 0.5 km)
It was the best vacation and hotel
Great hotel and incredible service, wonderful decor, rooftop deck was great.
Enter dates to check prices
Hotel Info: 866-539-8117from $288
- Family Room
- Superior Room
- Executive
- Deluxe Room
Recommended hotels
At a glance
Key facts
Hotel size
- This hotel has 31 rooms
- This hotel is arranged over 6 floors
- Check-in time 3 PM-midnight
- Check-out time is 11 AM
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
Travelling with others
- One child (2 years old and younger) stays free when occupying the parent or guardian's room, using existing bedding
- Babysitting/childcare *
- Pets allowed *
- 1 per room (up to 9 kg)
- Free WiFi and wired Internet access in public areas
- Free WiFi and wired Internet access in rooms
- Airport shuttle (available on request) *
- No parking
Other information
- Smoke-free property
Nearby Four Star Barcelona hotels
In the hotel
- Continental breakfast daily (surcharge)
- Room service
- Outdoor pool
- Fitness facilities
- Sauna
- Conference space size (feet) - 430
- Conference space size (meters) - 40
- One meeting room
- 24-hour front desk
- Tours/ticket assistance
- Dry cleaning/laundry service
- Free newspapers in lobby
- Luggage storage
- Number of buildings/towers - 1
- Year Built 2012
- Elevator/lift
- Safe-deposit box at front desk
- Rooftop terrace
- Terrace
- In-room accessibility
- Roll-in shower
In the room
- Climate control
- Air conditioning
- Minibar
- Espresso maker
- Coffee/tea maker
- Bathrobes
- Slippers
- Iron/ironing board (on request)
- Blackout drapes/curtains
- Soundproofed rooms
- Premium bedding
- In-room massage available
- Individually decorated
- Individually furnished
- Private bathroom
- Bathtub or shower
- Free toiletries
- Hair dryer
- Satellite TV channels
- Desk
- Free WiFi
- Full-sized refrigerator/freezer
- Kitchenette
- Stovetop
- Cookware, dishware, and utensils
- Dishwasher
- Daily housekeeping
- In-room safe (laptop compatible)
Top Barcelona hotels
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Nearby hotels
Arai Aparthotel, Barcelona's small print
Also known as
- Aparthotel Arai
- Arai Aparthotel
- Arai Aparthotel Barcelona
- Arai Barcelona
Additional policies and fees may apply when booking more than 5 rooms. For more details, please contact the office using the information on the reservation confirmation received after booking.
Cash transactions at this property cannot exceed EUR 2500, due to national regulations. For further details, please contact the property using information in the booking confirmation.
This property's policy is to refuse certain bookings for the purpose of group events or parties, including pre-wedding stag/bachelor and hen/bachelorette parties.
For transfers, guests must contact the property before arrival at the number on the booking confirmation.
Mandatory fees
You'll be asked to pay the following charges at check in or check out:
A tourist tax will be collected at the property upon arrival. The tax applies up to a maximum of 7 nights per person per stay. Children under 17 years of age are exempt from this tax.
- A tax is imposed by the city: EUR 1.21 per person, per night, up to 7 nights. This tax does not apply to children under 17 years of age.
Optional extras
Continental breakfast is offered for an extra charge of EUR 15.40 per person (approximately)
Pets are allowed for an extra charge of EUR 18 per pet, per night
Airport shuttle service is offered for an extra charge of EUR 63.80 per vehicle (roundtrip)
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.

subset: commoncrawl


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I Loved You Then - 33Miles - Today's Christian Videos
Embed vikefan37 5144 views 2010-10-01T23:33:47 This is an awesome new song by the group 33Miles. It reminds us that no matter what trials we face in life, God will always us. He loved us even before we were born, he loves us now, and he will love us tomorrow.
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Glam up your style for T in the Park with Craig Alexander Wilson's top festival beauty finds
Our resident beauty experts takes you through his top tips for festival season, including the trend loved by celebs such as Beyonce and Katy Perry.
I'm a great believer that the best time to start is today. So get up and take some action right here and now in order to move yourself closer to your goal."
There's also insider talk that the F-Pace could spawn two new models"
As road users, we all carry the responsibility of protecting others while we are going about our travels"
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Is it possible that I can love two guys? Why can't we have two partners?"
I feel like there's been too much mutual rejection and resentment for them to be able to start afresh."


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Also known as "VG" or even sometime spelled glycerine, our pure kosher food grade USP Vegetable Glycerin has countless uses. As a huge manufacturer and contract filler of Glycerin we have decided to offer it in bulk on our website at drastically reduced prices from any other site online. As always, we pass our discounts on to our customer! Find a Lower price ...We'll Beat it!
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Dr. Robert W. Bragdon, MD
Plastic Surgery
- 1050 Bower Hill Rd Ste 107
Pittsburgh, PA 15243
- 2 Locations
- (412) 942-5725
Dr. Robert W. Bragdon graduated from the University of Pittsburgh School of Medicine in 1973. He works in Pittsburgh, PA and 1 other location and specializes in Plastic Surgery. Dr. Bragdon is affiliated with St Clair Hospital and Western Pennsylvania Hospital.
Plastic Surgery
Medical School: University of Pittsburgh School of Medicine; Graduated 1973
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1350 Locust St Ste G103
Pittsburgh, PA 15219
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600 Hospital Way Ste 2
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701 Boyce Rd
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701 Boyce Rd
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Made from a vegetable by-product, this wax is biodegradable and has no fumes when heated. It is popular for candlemaking as it is non-toxic and burns cleaner than paraffin. It has a low melting temperature and can be used for a gentle cold water batik dye method. It washes out with hot water and soap.
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Renewable energy
For a greener world tomorrow, CMR develops Zero Emission Energy solutions today.
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CMR invents life support and power systems.
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CMR provides systems to improve accuracy and cost-effective solutions for operations and maintenance.
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CMR develops marine platforms, measurement and software solutions for monitoring fisheries and aquaculture.
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I dag ble 30 prosent av aksjene i det Grieg-eide programvareselskapet Seamless AS overført til Christian Michelsen Research. Nå starter et f...
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Arizona Diamondbacks
ESPN MLB analyst Tim Kurkjian: 'Poolgate' reflective of societal issue
It's been exactly a week since the Los Angeles Dodgers celebrated their 2013 National League West Division title with a little dip in the Chase Field pool, and still the story won't seem to die.
Thursday, Tim Kurkjian was asked his thoughts on 'Poolgate,' and ESPN's senior baseball writer chose to point the finger at a party not named the Arizona Diamondbacks or Los Angeles Dodgers.
"If I were a player -- and obviously I'm not -- but I would have never done that," Kurkjian told Arizona Sports 620's Burns and Gambo. "And if I were the manager, I would have advised those players, 'Don't do that. It's not necessary.'
"Was I completely offended by it? No and here's why. We have taught the players to be like this. ESPN has taught them to be like this by showing all of the knucklehead things that the players do. They think it's okay to do this now. Yasiel Puig doesn't know any better and that's a real problem."
While Kurkjian initially called out his own industry, he added that the issue of promoting unprofessional behavior goes even deeper than sports media.
"It's a societal thing that we've allowed our young people to do whatever the heck they want," said Kurkjian.
"But some of the veteran guys should have advised and said, 'Let's celebrate in here. Let's not touch anything that belongs to the Diamondbacks. Whether you like a pool or not, that's the Diamondbacks' property.'"
Of course, no such advisement took place, and the story as well as the subsequent headlines will likely carry into 2014, when the D-backs and Dodgers kick off the Major League Baseball season down in Australia.
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Paul Walker's Funeral: Tearful Guests Say Goodbye to the Late Actor
Fourteen days after the fiery crash that killed Paul Walker, around 50 of the late actor's friends and family gathered at Forest Lawn Cemetery in Los Angeles to pay their respects to the Fast and the Furious star.
PHOTOS: Paul's life in pictures
An eyewitness tells Us Weekly, "A few people got up and gave tributes to Paul. It was hard for many people to talk, they were in tears and couldn't finish what they were saying."
The 40-minute service was a "somber" affair with a large picture of Walker, who was 40 at the time of his death, standing on an easel and white flowers surrounding the gravesite.
PHOTOS: Stars we've lost in 2013
"It was a really sad day for so many people, and you could tell they just weren't ready to say goodbye," the eyewitness continued. "His parents were there, along with his brothers and some other family members. Everyone was hugging each other tight and didn't want to let go."
Walker and friend Roger Rodas died on Nov. 30 after their 2005 Porsche Carrera GT collided with a lamp post. Rodas was behind the wheel at the time of the accident. The friends had attended a charity event moments prior to the crash.
The late actor is survived by his 15-year-old daughter Meadow, his parents, Paul and Cheryl, his two brothers, Cody and Caleb, and his sister, Ashley.
Keep clicking to see more pics of the Walker through the years...Sign up for celebrity breaking news!Please enter a valid email addressBy signing up I accept the Terms of Use and Privacy PolicyThanks for subscribing!Show CommentsNextWhen using Facebook Connect your image and name may display on Wonderwall. All Privacy Settings are controlled by Facebook
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Press release from PR Newswire
Assurant Reports Second Quarter 2011 Financial Results
Wednesday, July 27, 2011
Assurant Reports Second Quarter 2011 Financial Results16:30 EDT Wednesday, July 27, 20112Q 2011 Net Operating Income of $75.4 million, $0.76 per diluted share 2Q 2011 Net Income of $165.9 million, $1.68 per diluted share - $42.7 million in after-tax catastrophe losses at Assurant Specialty Property - 9.6 percent annualized year-to-date operating ROE, excluding AOCI - $127.9 million returned to shareholders in share repurchases and dividends in 2Q 2011 - 7.1 percent increase in book value per diluted share, excluding AOCI, since year-end - $80.0 million benefit in net income from reduction in tax valuation allowanceNEW YORK, July 27, 2011 /PRNewswire/ -- Assurant, Inc. (NYSE: AIZ), a premier provider of specialty insurance and insurance-related products and services, today reported results for the second quarter ended June 30, 2011. Net operating income(1) for the second quarter 2011 decreased 50 percent to $75.4 million, or $0.76 per diluted share, compared to second quarter 2010 net operating income of $152.2 million, or $1.35 per diluted share. Catastrophe losses and increases in loss frequency due to other weather-related activity at Assurant Specialty Property and reduced earnings at Assurant Health drove the decline."Second quarter operating results reflect our continuing efforts to deliver on our customer commitments and achieve long-term value for our shareholders," said Robert B. Pollock, president and CEO of Assurant. "Improved results at Assurant Solutions, ongoing operating improvements at Assurant Health and increased sales at Assurant Employee Benefits were consistent with our priorities for the year. At the same time, results reflect the impact of storm-related claims as we quickly responded to help our customers recover and rebuild." Net income for the second quarter 2011 increased to $165.9 million, or $1.68 per diluted share, compared to second quarter 2010 net income of $164.7 million, or $1.46 per diluted share. Net income benefited from an $80.0 million reduction in a valuation allowance associated with deferred tax assets. After-tax net realized gains on investments were $10.5 million in the quarter, compared to $12.5 million in second quarter 2010. Net earned premiums, fees and other income in the quarter decreased slightly to $1.9 billion, primarily due to a decline in premiums at Assurant Health.Net investment income in second quarter 2011 decreased slightly to $173.8 million, compared to $175.2 million in second quarter 2010, as investment yields declined. Following is a Reconciliation of Net Operating Income to Net Income for Assurant. (UNAUDITED)2Q2Q6 Months6 Months(dollars in millions, net of tax)2011201020112010Assurant Solutions$ 39.7$ 30.3$ 77.7$ 59.2Assurant Specialty Property42.6103.7145.3222.2Assurant Health5.225.312.433.7Assurant Employee Benefits8.512.415.028.9Corporate and other(14.1)(13.5)(22.8)(25.7)Amortization of deferred gain on disposal of businesses18.104.22.168.9Interest expense(9.8)(9.9)(19.6)(19.7)Net operating income75.4152.2214.7306.5Adjustments:Net realized gains on investments10.512.512.915.4Change in tax valuation allowance80.0-80.0-Net income$ 165.9$ 164.7$ 307.6$ 321.9Note: A schedule of disclosed items that affected Assurant's results by business for the last six quarters is available on page 20 of the Company's Financial Supplement, located in the Investor Relations section of Assurant's website at www.assurant.com. Assurant Solutions (in millions)2Q112Q10% Change6M116M10% ChangeNet Operating Income$ 39.7$ 30.331 %$ 77.7$ 59.231 %Net Earned Premiums, Fees and Other$ 679.5$ 684.3(1)%$ 1,341.5$ 1,375.3(2)%Net operating income increased in second quarter 2011 due to improved domestic and international underwriting experience. The international combined ratio declined, reflecting improved loss experience in the U.K. and growth in Latin America. The domestic combined ratio declined, benefiting from favorable loss experience in the service contract business and reduced expenses.Net earned premiums, fees and other income declined slightly in second quarter 2011. Growth in both domestic and international premiums was offset by the continued run-off of the domestic credit business and service contract premiums from former clients. Revenues continued to grow in preneed insurance.Assurant Specialty Property (in millions)2Q112Q10% Change6M116M10% ChangeNet Operating Income$42.6$103.7(59)%$145.3$222.2(35)%Net Earned Premiums, Fees and Other$483.3$496.0(3)%$968.3$1,017.9(5)%Net operating income declined in the quarter, reflecting $42.7 million of after-tax reportable catastrophe losses compared to $5.0 million in second quarter 2010. Second quarter 2011 results also were affected by additional increases in loss frequency primarily due to non-catastrophe weather-related activity. Net earned premiums, fees and other income declined in second quarter 2011 due to increases in premiums ceded to clients and higher catastrophe reinsurance premiums. Increased premiums from new lender-placed homeowners' clients added in 2010, loan growth by existing clients and growth in renters insurance premiums partially offset the decline. Assurant Health (in millions)2Q11*2Q10% Change6M116M10% ChangeNet Operating Income$5.2$25.3(79)%$12.4$33.7(63)%Net Earned Premiums, Fees and Other$434.3$478.0(9)%$869.4$955.8(9)%* Note: Beginning in first quarter 2011, results are not fully comparable to the prior year due to regulatory changes associated with health care reform.Results for second quarter 2011 continued to reflect the impact of health care reform. Net operating income was reduced by $10.9 million after-tax due to an accrual for premium rebates associated with minimum medical loss ratio (MLR) requirements. Expenses continued to decline as a result of organizational and operational changes. Net earned premiums, fees and other income for second quarter 2011 declined due partially to a $16.7 million premium rebate accrual. During the quarter, premiums for Assurant Health's affordable choice and supplemental products increased. Assurant Employee Benefits (in millions)2Q112Q10% Change6M116M10% ChangeNet Operating Income$8.5$12.4(31)%$15.0$28.9(48)%Net Earned Premiums, Fees and Other$270.6$281.6(4)%$544.3$574.0(5)%Net operating income in second quarter 2011 decreased, reflecting slower disability recovery rates and less favorable life insurance loss experience compared to 2010. Improved dental business results partially offset these declines. Second quarter 2011 results also were unfavorably affected by a previously disclosed decrease in the reserve discount rate for new long-term disability claims. Second quarter 2010 results included a $4.4 million after-tax restructuring charge.Net earned premiums, fees and other income decreased for the quarter primarily due to pricing actions on a block of assumed disability business and lower sales in 2010. Premium growth in voluntary and supplemental products partially offset the decline. Corporate & Other (in millions)2Q112Q10% Change6M116M10% ChangeNet Operating (Loss)$(14.1)$(13.5)(4)%$(22.8)$(25.7)11 %Net operating loss increased mainly from higher tax expense during second quarter 2011. Second quarter 2010 results included a $2.9 million after-tax restructuring charge.Capital PositionCorporate capital was approximately $650 million as of June 30, 2011, up from $585 million at March 31, 2011. During second quarter 2011, Assurant acquired SureDeposit, a leading provider of security deposit alternatives, to broaden Specialty Property's product offerings. Assurant repurchased 3.0 million of its common shares, or 3 percent of the common stock outstanding at the end of first quarter 2011, for $110.4 million. Through July 22, 2011, the Company repurchased an additional 512,000 shares for approximately $18.0 million, with $536.4 million remaining in the repurchase authorization. The Company also raised its quarterly dividend to $0.18 from $0.16 per common share during the second quarter. Financial PositionStockholders' equity, excluding accumulated other comprehensive income (AOCI), was $4.5 billion at June 30, 2011, flat versus Dec. 31, 2010. Book value per diluted share(2), excluding AOCI, increased 7.1 percent to $46.16, from $43.08 at Dec. 31, 2010. AOCI improved by $95.7 million to $381.3 million as of June 30, 2011 from Dec. 31, 2010.Annualized operating return on average equity (ROE)(3), excluding AOCI, was 9.6 percent for the first six months of 2011, compared to full-year operating ROE, excluding AOCI, of 12.1 percent in 2010.As of June 30, 2011, total assets were approximately $26.8 billion. The ratio of debt to total capital, excluding AOCI, declined slightly to 17.8 percent at June 30, 2011, versus 17.9 percent at Dec. 31, 2010, while the asset leverage ratio was 2.8 to 1.Earnings Conference CallAssurant will host a conference call on Thursday, July 28, 2011 at 8:00 a.m. ET with webcast access available via the Investor Relations section of Assurant's website, www.assurant.com. The live and archived webcast along with supplemental information will be available in the Investor Relations section of Assurant's website. About Assurant Assurant is a premier provider of specialized insurance products and related services in North America and select worldwide markets. The four key businesses -- Assurant Solutions, Assurant Specialty Property, Assurant Health, and Assurant Employee Benefits -- partner with clients who are leaders in their industries and build leadership positions in a number of specialty insurance market segments. The Assurant business units provide debt protection administration; credit-related insurance; warranties and service contracts; pre-funded funeral insurance; lender-placed homeowners insurance; manufactured housing homeowners insurance; individual health and small employer group health insurance; group dental insurance; group disability insurance; and group life insurance. Assurant, a Fortune 500 company and a member of the S&P 500, is traded on the New York Stock Exchange under the symbol AIZ. Assurant has approximately $27 billion in assets and $8 billion in annual revenue. Assurant has approximately 14,000 employees worldwide and is headquartered in New York's financial district. www.assurant.com. Safe Harbor StatementSome of the statements included in this news release and its exhibits, particularly those anticipating future financial performance, business prospects, growth and operating strategies and similar matters, are forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. You can identify these statements by the fact that they may use words such as "will," "anticipate," "expect," "estimate," "project," "intend," "plan," "believe," "target," "forecast," or the negative versions of those words and terms with a similar meaning. Our actual results may differ materially from those projected in the forward-looking statements. The Company undertakes no obligation to update any forward-looking statements in this earnings release or the exhibits as a result of new information or future events or developments. The following risk factors could cause our actual results to differ materially from those currently estimated by management: (i) the effects of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010, and the rules and regulations thereunder on our health and employee benefits businesses; (ii) actions by governmental agencies that could result in the reduction of the premium rates we charge; (iii) loss of significant client relationships, distribution sources and contracts; (iv) failure to attract and retain sales representatives; (v) losses due to natural and man-made catastrophes; (vi) a decline in our credit or financial strength ratings (including the risk of ratings downgrades in the insurance industry); (vii) deterioration in the Company's market capitalization compared to its book value that could result in further impairment of goodwill; (viii) unfavorable outcomes in litigation and/or regulatory investigations that could negatively affect our business and reputation; (ix) current or new laws and regulations that could increase our costs and/or decrease our revenues; (x) general global economic, financial market and political conditions (including difficult conditions in financial, capital and credit markets, the global economic slowdown, fluctuations in interest rates, mortgage rates, monetary policies, unemployment and inflationary pressure); (xi) inadequacy of reserves established for future claims losses; (xii) failure to predict or manage benefits, claims and other costs; (xiii) uncertain tax positions; (xiv) fluctuations in exchange rates and other risks related to our international operations; (xv) unavailability, inadequacy and unaffordable pricing of reinsurance coverage; (xvi) diminished value of invested assets in our investment portfolio (due to, among other things, volatility in financial markets, the global economic slowdown, credit and liquidity risk, other than temporary impairments and inability to target an appropriate overall risk level); (xvii) insolvency of third parties to whom we have sold or may sell businesses through reinsurance or modified co-insurance; (xviii) inability of reinsurers to meet their obligations; (xix) credit risk of some of our agents in Assurant Specialty Property and Assurant Solutions; (xx) failure to effectively maintain and modernize our information systems; (xxi) failure to protect client information and privacy; (xxii) failure to find and integrate suitable acquisitions and new insurance ventures; (xxiii) inability of our subsidiaries to pay sufficient dividends; (xxiv) failure to provide for succession of senior management and key executives; and (xxv) significant competitive pressures in our businesses and (xxvi) cyclicality of the insurance industry. For a detailed discussion of the risk factors that could affect our actual results, please refer to the risk factors identified in our SEC reports, including, but not limited to, our 2010 Annual Report on Form 10-K, as filed with the SEC. Non-GAAP Financial Measures Assurant uses the following non-GAAP financial measures to analyze the Company's operating performance for the periods presented in this news release. Because Assurant's calculation of these measures may differ from similar measures used by other companies, investors should be careful when comparing Assurant's non-GAAP financial measures to those of other companies. (1) Assurant uses net operating income as an important measure of the Company's operating performance. As shown in the net operating income reconciliation table, net operating income equals net income excluding net realized gains (losses) on investments and other unusual and/or infrequent items. The Company believes net operating income provides investors a valuable measure of the performance of the Company's ongoing business, because it excludes both the effect of net realized gains (losses) on investments that tend to be highly variable from period to period, and those events that are unusual and/or unlikely to recur. (2) Assurant uses book value per diluted share excluding AOCI, as an important measure of the Company's stockholder value. Book value per diluted share excluding AOCI equals total stockholders' equity excluding AOCI divided by diluted shares outstanding. The Company believes book value per diluted share excluding AOCI provides investors a valuable measure of stockholder value because it excludes the effect of unrealized gains (losses) on investments, which tend to be highly variable from period to period and other accumulated comprehensive income items. The comparable GAAP measure for this included measure would be book value per diluted share, defined as total stockholders' equity divided by diluted shares outstanding. Book value per diluted share was $50.07 as of June 30, 2011, as shown in the reconciliation table below. 2Q2011Book value per diluted share (excluding AOCI)$46.16Change due to effect of including AOCI3.91Book value per diluted share$50.07(3) Assurant uses ROE, excluding AOCI, as an important measure of the Company's operating performance. Annualized operating ROE equals net operating income for the periods presented divided by average stockholders' equity for the year-to-date period, excluding AOCI, and then the return is annualized, if necessary. The Company believes annualized operating ROE, excluding AOCI, provides investors a valuable measure of the performance of the Company's ongoing business, because it excludes the effect of net realized gains (losses) on investments that tend to be highly variable from period-to-period and those events that are unusual and/or unlikely to recur. The comparable GAAP measure for this included measure would be annualized GAAP return on equity, defined as the annualized return of net income divided by average stockholders' equity for the period. Consolidated annualized GAAP ROE for the three and six months ended June 30, 2011, was 13.8 percent and 12.7 percent, respectively, as shown in the following reconciliation table.2QSix Months20112011Annualized operating return on average equity (excluding AOCI) 6.7%9.6%Net realized gains on investments0.9%0.6%Change in tax valuation allowance7.2%3.6%Change due to effect of including AOCI-1.0%-1.1%Annualized GAAP return on average equity 13.8%12.7%A summary of net operating income disclosed items is included on page 20 of the Company's Financial Supplement, which is available in the Investor Relations section of Assurant's website at www.assurant.com. Assurant, Inc.Consolidated Statement of Operations (unaudited)Three and Six Months Ended June 30, 2011 and 20102Q2QSix Months2011201020112010(in thousands except number of shares and per share amounts)RevenuesNet earned premiums and other considerations$ 1,768,308$ 1,849,895$ 3,530,320$ 3,756,538Net investment income173,844175,196345,717349,210Net realized gains on investments16,04619,15219,82323,625Amortization of deferred gain on disposal of businesses5,1056,02410,23912,105Fees and other income99,58490,027193,459166,672Total revenues2,062,8872,140,2944,099,5584,308,150Benefits, losses and expensesPolicyholder benefits988,197905,3161,882,7071,833,312Selling, underwriting, general and administrative expenses927,687966,3611,840,0881,942,694Interest expense15,07515,16130,20630,322Total benefits, losses and expenses1,930,9591,886,8383,753,0013,806,328Income before (benefit) provision for income taxes131,928253,456346,557501,822(Benefit ) provision for income taxes(33,932)88,78138,956179,924Net income$ 165,860$ 164,675$ 307,601$ 321,898Net income per share:Basic$ 1.70$ 1.47$ 3.09$ 2.82Diluted$ 1.68$ 1.46$ 3.06$ 2.80Dividends per share$ 0.18$ 0.16$ 0.34$ 0.31Share data:Basic weighted average shares outstanding97,713,045111,893,85899,444,311114,341,824Diluted weighted average shares outstanding98,690,114112,715,117100,399,132115,091,232Assurant, Inc. Consolidated Condensed Balance Sheets (unaudited)At June 30, 2011 (unaudited) and Dec. 31, 2010June 30,December 31,20112010(in thousands)AssetsInvestments and cash and cash equivalents$ 14,728,754$ 14,670,364Reinsurance recoverables5,151,4074,997,316Deferred acquisition costs2,565,0132,493,422Goodwill640,638619,779Assets held in separate accounts1,975,8472,000,371Other assets1,718,0961,615,766Total assets$ 26,779,755$ 26,397,018LiabilitiesPolicyholder benefits and claims payable$ 11,651,179$ 11,456,322Unearned premiums5,245,0015,063,999Debt972,220972,164Mandatorily redeemable preferred stock-5,000Liabilities related to separate accounts1,975,8472,000,371Deferred gain on disposal of businesses144,254154,493Accounts payable and other liabilities1,915,2781,964,132Total liabilities21,903,77921,616,481Stockholders' equityEquity, excluding accumulated other comprehensive income4,494,7034,495,013Accumulated other comprehensive income381,273285,524Total stockholders' equity4,875,9764,780,537Total liabilities and stockholders' equity$ 26,779,755$ 26,397,018SOURCE Assurant, Inc.For further information: Media, Vera Carley, Director, Media Relations and Financial Communications, +1-212-859-7002, firstname.lastname@example.com, or Investors, Melissa Kivett, Senior Vice President, Investor Relations, +1-212-859-7029, email@example.com, or Brian D. Koppy, Vice President, Investor Relations, +1-212-859-7197, firstname.lastname@example.com


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Best Of The Joy Of Painting
Night LightSeries Website »
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A lighthouse has been the saving grace for many a sailor during the night. Visit this stormy coastline with Bob Ross!
Vermont PBS educates, informs, entertains and inspires Vermonters to be lifelong learners and engaged in their community.
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- Publisher: Takeshi Hamanaka
- Release Date: May 16, 2013
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The killings occurred three weeks ago and have stirred up anti-American sentiment in Pakistan.
You take lines and give them to other people, but the sentiment is the same.
Once World War II broke out, anti-Japanese sentiment ballooned.
late 14c., sentement, "personal experience, one's own feeling," from Old French sentement (12c.), from Medieval Latin sentimentum "feeling, affection, opinion," from Latin sentire "to feel" (see sense (n.)).
Meaning "what one feels about something" (1630s) and modern spelling seem to be a re-introduction from French (where it was spelled sentiment by 17c.). A vogue word mid-18c. with wide application, commonly "a thought colored by or proceeding from emotion" (1762), especially as expressed in literature or art. The 17c. sense is preserved in phrases such as my sentiments exactly.


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Last Sunday's Message
Lessons in Intense Spirituality
Exodus 32:1-35
The Barefoot Adventure Series
Pastor Dave Greiner
June 28, 2015
Join us next Sunday
Sunday worship service is at 9:30 a.m.
Nursery care is provided as well as engaging children's programs for Preschool through 5th grade.
Middle School and High School students (grades 6 -12) programs are on a break for the summer. When the programs resume in the fall, these students learn together on Sunday mornings as well. (On the 1st Sunday of the month, students stay with their families in the main service.) The Youth also meet on Thursday nights. more info
We celebrate Communion together on the first Sunday of the month.
We're located at 32077 Community Church Drive, just off Hwy 76 behind the Pauma Valley Post Office.


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Back to School Supplies
ROSE Blog: Rikki's Open Source Exchange
It's been a quiet week on my blog, in part because it's that time of year again – the kids go back to school, and the parents do a lot of last-minute shopping and organizing.
On my way to work this morning, I dropped my daughter off for her first day of Junior High. Yep, they really do grow up so fast.
At her new school, the kids each get 9 weeks of computer classes. I'm still not sure what the curriculum will be, but I think some simple web design is part of it. Although 9 weeks a year might not sound like much computer training, it's 9 weeks more than she got at her previous school, so it's a start.
I can't help but wonder how much technology will change before Cleo graduates high school in 2014 and starts college.
The New York Times recently ran an article about some universities giving iPhones and Internet-capable iPods to incoming students. The article says:
"The always-on Internet devices raise some novel possibilities, like tracking where students congregate. With far less controversy, colleges could send messages about canceled classes, delayed buses, campus crises or just the cafeteria menu."
Of course the students will be delighted, Professors will be irritated by yet another distraction, and Apple will be capturing new consumers. I'm just jealous.
Here's the part where I start to sound a little bit like my Grandpa and his "when I was your age" stories:
When I graduated from high school, my father gave me my first electric typewriter. I felt so modern.
When I graduated from college, my father gave me my first computer. The Internet was still pretty novel then, and I only wrote one paper – my final semester – in the computer lab. I churned out every other paper on my trusty electric typewriter with a bottle of whiteout nearby.
When I started grad school, I was thrilled to enroll in classes online rather than on the phone or, even worse, standing in line to turn in my enrollment paperwork in person. When I bought my books, I treated myself to my first iPod and I swear they released the video iPods two weeks later. So when I graduated from grad school, I treated myself to my iPod Nano.
No doubt, iPods will be replaced by some other sexy, shiny gadget by the time Cleo heads off to college, and she'll need to buy an adapter for her new technology to work in my hand-me-down car. And when she grumbles about my out-of-date car with its obsolete CD player, I'm going to feel a little bit like my Grandpa again – my first car, believe it or not, only played 8-tracks.comments powered by Disqus
Issue 177/2015
Buy this issue as a PDF
NoScript Flaw
Mozilla's script blocker add-on could be putting malware sites on the whitelist.
RIP SSLv3
The Internet community officially banishes the notoriously unsafe Secure Sockets Layer protocol.
Mate 1.1 Arrives
Popular desktop environment continues the Gnome 2 legacy – with new support for the Gnome 3 toolkit.
US Government Requires HTTPS
The Obama White House has issued a memorandum telling all US government agencies they must use HTTPS for all websites and web communication.
Mozilla Signs Firefox Add-Ons
New program will dial up security for the Firefox browser.
Fedora 22 Arrives
Red Hat's community distro embraces the cloud.
Code.org and College Board Team Reach Out for Talented High School Coders
New partnership will bring more and better CS training to US schools
A Peek Inside TeslaCrypt Ransomware
Criminals offer online help over Tor network
Mumblehard Still Spams
Sophisticated malware is still present on Joomla and WordPress sites around the world.
Launchpad Gets Git
Future versions of Ubuntu's code service will support the popular Git version control system used with Linux and other open source projects.


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Twinings English Breakfast Tea Bags 50 per pack
Product Description
For many people it's bacon and eggs, with a slice or two of buttery toast. Not as essential, though, as a good cup of tea. This original blend is the perfect start to the day. They say breakfast's the most important meal. We say this tea's the most important drink.
As the Original English Breakfast it carries Stephen Twinings' signature, still working at Twinings, just as his ancestors did many years age.
Our English Breakfast master blender searches relentlessly for the best teas from Assam, Ceylon and Kenya to give a perfectly balanced blend. We don't stop at just one tea from each origin, as each specially chosen tea garden adds a defining taste and quality to the end blend.
Every cup you drink contains tea from 15 different tea gardens. The master blender has a busy task, the large number of tea gardens and seasonal fluctuations mean for every batch they juggle the levels of each tea in the recipe to give a consistently first class cup of tea.
The journey from the tea garden to your cup...
When it comes to tea we're a little different from everybody else. The way we buy and blend is unique; we choose from more origins than anyone else and have a master blender dedicated to each of these locations. What they don't know about their tea gardens and where to find the best quality, isn't worth knowing. It is said that 7 is a lucky number, for us it's the number of times the master blenders taste each batch to make sure that the quality from its exotic origin reaches your cup.
We care about the communities where our tea is grown and picked and this is why we are a founder member of the Ethical Tea Partnership, which works to improve tea workers' welfare and the environment in which they live.
Twinings have also supported a range of projects since 2004, including improving health services and nutrition, providing access to clean water, better education and assisting children with disabilities. Together with our partners we have helped over half a million children in China and India.
Product Information
Tea, Coffee & Soft Drinks/
Tea, Coffee & Hot Drinks/
English Breakfast
Tea, Coffee & Soft Drinks/
Brand Shops/
Twinings Shop/
Food Cupboard/
Tea, Coffee & Hot Drinks/
English Breakfast
- Brands: Twinings
We Suggest...
Use one tea bag per person and pour on boiling water. Leave the tea to brew for three to five minutes, or until you think it's ready.
Then add a splash of milk, or a slice of lemon
Preparation and Usage
How do I drink it?
Brew for two or three minutes. Four for a cup that packs a little punch. Drink with a splash of milk.
Country of Packing
United Kingdom
R. Twining and Company Limited,
South Way,
Package Type
Recycling Information
Box - Card - Widely Recycled
Allergy Advice: For allergens see highlighted ingredients
100% Black Tea
Customer Reviews
18 June 2015
Not As Good As It Was
I have used Twinnings E.B. Tea for years. Since the introduction of the yellow boxes the quality of the tea has changed. It makes a weaker pot of tea with the same number of tea bags used previously. Looking for an alternative as the flavour is now quite nondescript. Now overpriced for the quality.
12 February 2015
1 of 1 found this review helpful.
be warned - the redesigned yellow box is useless
be warned if like me you don't have a tea caddy... the old black style box closed quite firmly keeping the tea fresh even once opened - but the newly designed yellow box won't reclose once you have torn the strip off to open the packet... luckily I still had the old style black packet here, so I just transfered the newly opened teabags across in to the older black box... you therefore may wish to do the same i.e. hang on to your old black tea box just in case you also get sent one of these new non recloseable yellow packets ...
16 June 2014
1 of 2 found this review helpful.
Best English breakfast tea
Other brands just don't match up to this one. It has good depth to it and really sets you up for the day.
- Tesco Price Match
- ** Matched to Tesco's standard retail price on 30-Jun-2015 at 00:27. See our Terms and Conditions for full details.
- Disclaimer
- These summary details have been prepared for information purposes only, and are designed to enhance your shopping experience on the Ocado website. While we have taken care in preparing this summary and believe it is accurate, it is not a substitute for your reading the product packaging and label prior to use. You should note that products and their ingredients are subject to change. If you do require precise ingredient information you should consult the manufacturer, whose contact details will appear on the packaging or label.
- Ocado is therefore unable to accept liability for any incorrect information. Where this description contains a link to another party's website for further information on the product, please note that Ocado has no control over and no liability for the contents of that website.
- You should also note that the picture images show only our serving suggestions of how to prepare your food - all table accessories and additional items and/or ingredients pictured with the product you are purchasing are not included.
- This data is supplied for personal use only. It may not be reproduced in any way whatsoever without Ocado Limited's prior consent, nor without due acknowledgement.


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What you get
- 1st Anniversary Sale Event!
- 450 Cars to Admire or Purchase
GAA Classic Cars brings the classic car auction to Greensboro. Pay $15 ($30 value) for two tickets to this Classic & Antique Auto Auction -- use your tickets to attend on either Friday or Saturday, July 26 or 27. Held inside a fully enclosed, climate-controlled facility known as The Palace, this event features 450 classic cars on display and for sale -- from muscle cars to slick sports cars, the variety here can't be topped.
GAA Classic Cars's Website
Fine printREFUND POLICY: This event is nonrefundable. No full or partial refunds are given to customers who miss the event. In the event of a cancellation, your voucher will be fully refunded • Each voucher is good for 2 people • The deal is valid only for tickets on the date[s] of the event as listed and may not be exchanged or redeemed for any other dates • Purchaser may change the name of the individual retrieving tickets up to 24 hours in advance of event via the LivingSocial website event details section; no name-changes or alternate pick-ups permitted without notice at venue • Entire value (both tickets) must be used in a single visit
Classic + Antique Auto Auction: Two Tickets
times for
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Nearby deals
Fusion Fitness Studio
Fitness Classes or Personal Coaching
Royal Limousine
Limo Winery Tour for 14
Greensboro Dance Theatre
One Month of Kids' Dance Classes
Ganesha's Yoga & Wellness
One Month of Unlimited Hot Yoga
Kallos Salon
Salon Services
Readings by Celina
45-Minute Tarot Card Reading
Platinum Auto Detailing and Hand Car Wash
Bronze, Gold, or Platinum Auto Detailing Package
Hair by Bridgette Phoenix
Haircut, Shampoo, and Style


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You can now invite anyone to meet at your favorite Starbucks.
Limited-time feature
41 year old man | Front Royal, VA, USA | Seeking women 25-35 within 50 miles
Active within 3 days
About me, and my life at home..... I'm 41, but...
About me, and my life at home..... I'm 41, but read at a 44 year old level, I'm 5' 10", but I act like I'm 5'11". I love to be active, however I'm not really a gym guy. I am wary of people who plan their lives down to the last insidious detail. I enjoy the outdoors as well as hanging out around the house. I have a passion for sailing and a love of music. I was raised near Seattle and moved to Virginia in May of 2008. I live alone and have no children. I love traveling and spontaneity. Even though careers and responsibilities often get in the way, opportunities for adventure merit strong consideration. I am generally a "jeans and t shirt" kind of guy, but I like to get put together and have a nice night out every so often. Although, it better be a wedding or a funeral if I'm going to wear a tie. My friends have described me as hilarious, and intelligent (I don't necessarily agree). I hope they would also say that I am always up for fun and adventure and I am a caring and honest (sometimes too honest) person. I love to travel and do so, from time to time, for work. I am attracted to intelligence, motivation and kindness. I'm also looking for a reasonable level of free-spiritedness, a "take life as it comes" attitude and a belief in the partnership aspects of a relationship. It is important that my future partner teaches me, challenges me and is as supportive as I work to be. I'm a regular guy, who has spent the last few years focused on work and sacrificed personal relationships. I would say that, if given the chance, I would not go about it that way again. So, I'm here to try to find someone to build a life with. From what I've seen in profile pictures here, it seems that running is a hot new trend. In my case, I don't run unless motivated. Things that motivate me to run would be akin to angry dogs, bears, swarms of bees and anyone who wants a fist fight. I don't do tough mudder races, marathons, 5k's, 10k's, any k's. I don't go to the gym and it would be tough to convince me otherwise. I do, however, like to hike and be active with the added side effect of feeling a little winded. Kayaking, hiking, swimming, working on home projects (remodels, yard, etc) are all strenuous activities that I enjoy. I have a sarcastic wit and love to keep those around me laughing and having fun. I love to travel and explore the world around us. I'm not very good at writing about myself, but I do enjoy in person conversation. About the woman I am looking for - * Intelligent and motivated * Funny and educated * Employed and financially responsible (doesn't mean rich, just responsible) * Looks great in Jeans :) * Adventurous and at least moderately travelled * Affectionate * Patient and realistic * Independent and caring * Trustworthy and honest * Inspires me to be a better me * Understanding and patient * Goofy and sarcastic Bonus Points if you answer this question (no Google cheating): Who wrote the shortest short story ever and what was it? Thanks for reading and have a great day
Coffee and conversation , Cooking , Museums and art , Music and concerts , Exploring new areas , Performing arts , Travel/Sightseeing
Cycling, Other types of exercise, Swimming, Walking / Hiking
I exercise 1-2 times per week.
I like Birds, Cats, Dogs, Exotic Pets, Fish, Gerbils / Guinea Pigs / Etc., Horses, Other, Reptiles
Middle of the Road
Being new to the DC area, I guess my favorite "Hot spot" would be my office :(
Favorite things....Anything that has Blue Cheese as a main ingredient, TV shows = The Office and Family Guy, Music = Matthew Good, Shopping = ?, Haven't read a book for fun in a long time, Favorite foods = Thai, Italian, and Frozen.
For fun I enjoy playing music or getting out into nature. I like hiking or just walking around in parks and people watching. On rainy days, you may find me in front of the Xbox though.
My last literary adventure was a technical manual covering high voltage Switchgear as found in industrial power applications....absolutely riveting!!!
Z{{Cta}} {{#if HasMoreInfo}} ?{{CtaSecondary}} {{/if}}
|What he is looking for
|5'10" (177cms)
|3'0" (91cms) to 5'8" (172cms)
|Body type:
|About average
|Slender, About average, Curvy, Athletic and toned
|Black, Blue, Brown, Grey, Green, Hazel
|Dark brown
|Auburn / Red, Black, Light brown, Dark brown, Blonde, Salt and pepper, Silver, Dark blonde, Grey, Platinum, Bald
|No Way, Yes, but trying to quit
|Social Drinker
|Never, Social Drinker
|Technical / Science / Computers / Engineering
|No preference
I work for a great company based in Seattle. I am an Engineer for said company. The company is not Microsoft nor is it Starbucks.
|Less Than $25,000, $25,001 to $35,000, $35,001 to $50,000, $50,001 to $75,000, $75,001 to $100,000, $100,001 to $150,000, $150,001+
|Never Married, Divorced
|Have kids:
|Wants kids:
|Not sure
|Not sure, No, No, but it's OK if my partner has kids
|White / Caucasian
|Asian, Latino / Hispanic, White / Caucasian, Other
|I'll tell you later
|Bachelors degree
|Some college, Associates degree, Bachelors degree, Graduate degree, PhD / Post Doctoral
School of Hard Knocks


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$11.99In a small Irish town, an environmental activist and a butcher come together to track down a violent criminalFor eco-warrior and journalist Sarah O'Malley, a temporary stint managing her sister's holistic food store is the perfect escape. But her baggage is unavoidable: Haunted by the spirit of her dead lover, Duncan—who dispenses advice whether she wants it or not—Sarah becomes enmeshed in the
The Switchers Trilogy (Book #1)Tess has a secret power—and it just might save the world from disasterThirteen-year-old Tess is a Switcher, able to change into any animal at will. No one knows her secret, or so she thinks. But one day a strange, scruffy boy follows her home from her Dublin bus stop. The boy's name is Kevin, and he's a Switcher too. Kevin convinces Tess that their powers are needed for something important:
$6.29Michael is inexplicably drawn to Annie, but a deep and mysterious river divides themMichael Duggan feels lost. After the death of his younger sister in a riding accident, his parents have relocated their family and their horse-dealing business to Scotland. Days and nights are taken up with caring for the horses and ponies, showing them to buyers, and competing in shows. School is a blur—Michael
The Switchers Trilogy (Book #2)Switcher Tess is about to discover her dark sideTess is a Switcher, able to change into any creature at will. She believes she has experienced everything her powers have to offer—until she meets Martin, another Switcher, who seems to have a mysterious power over the Dublin rats. Martin has found a use for his gift that Tess could never have imagined. It is dangerous and terrifying, but also
Switchers, Midnight's Choice, and Wild BloodA special three-in-one edition of Kate Thompson's Switchers fantasy trilogy, including Switchers, Midnight's Choice, and Wild Blood In Switchers, thirteen-year-old Tess has a secret power—and it just might save the world from disaster.She is a Switcher, able to change into any animal at will. No one knows her secret, or so she thinks. But one day, a strange, scruffy boy named Kevin follows her
$11.99The Greek god Hermes narrates this extraordinary novel of contemporary romance by award-winning author Kate Thompson "I have a story for you . . . It is a tale of immortals, acted by mortals." So begins this story of two lonely people who meet at an adult education class. Jessie Parker has just turned forty. Between the recent death of her mother and the local library's burning down, she feels
$11.99Set on a farm on Ireland's West Coast, this gripping novel by Kate Thompson revolves around a missing teenager—and the shattering effect of her disappearance upon her family and friendsNineteen-year-old Martina Keane has vanished, seemingly into thin air. She rode off one morning, and her horse, Specks, came home without her. Martina's father, Gerard, soon falls under suspicion, and her mother,
$6.29Should you believe what you see with your own eyes, even if it can't be explained?Laurie is worried. Her father refuses to discuss the vision they have seen lurking by his science lab: glowing, dangerous-looking horsemen bearing bows and swords. Laurie is sure that the horsemen are portents of doom. Are they somehow connected to her father's mysterious genetic research? The recent bombings in
$6.29In Rilka's village, it isn't safe to go out at nightEveryone in Rilka's village knows about the beguilers: the golden-eyed, wailing creatures that come out after dark and lure people to their doom. Rilka astonishes her fellow villagers when she reveals that her Great Intention—her first act as an adult—is to capture a beguiler. During her dangerous quest to the cloud mountain, the rumored lair of
$6.29Jack is about to discover how to make gold—but the secret art will come at a priceThe year is 1720, and Jack, a London blacksmith's apprentice, is fleeing the punishment of his master. Now a runaway, Jack's wanderings take him to the Thames River, where he plucks a curious little pot out of the water. Hoping that his find will prove valuable, Jack discovers that it belongs to a practitioner of the
The Switchers Trilogy (Book #3)Tess is a Switcher, able to change shape at will—and it's time for her to choose her final formTess is a Switcher, and can change into any creature, including ones thought to be imaginary. Within days, she will turn fifteen and lose her power, remaining locked into a single shape. But what shape should she choose? As she tries to decide, Tess travels to her Uncle Maurice's farm in County Clare.
$6.99Times are hard in the village of Lissamore on Ireland's West Coast. So it's lucky that free-spirited Cat Gallagher knows a thing or two about breaking and entering. Times are hard in the village of Lissamore on Ireland's West Coast. So it's lucky that free-spirited Cat Gallagher knows a thing or two about breaking and entering. When her beloved houseboat burns down she finds herself eyeing up the


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Custom Recipes for
Sweet Barbeque Beans
Something about the grill's heat brings out the best flavor in the simplest chicken recipe.
We have over 700 dessert recipes just for summer fun.
Delicious recipes, party ideas, and cooking tips! Get a year of Allrecipes magazine for $7.99!
Sweet and spicy, with lots of ground beef. These ain't your basic baked beans.
See how to take boring beans and make them suddenly exciting!
See how to make sweet-and-savory homemade baked beans.
Read our allrecipes.com blog


text:
What would life be like without a computer? It's hard to imagine but it wasn't that long ago that we didn't have them. Now many of us carry numerous computers, i.e. laptops, e-readers, and smartphones.
George Dyson, a science historian, asks how we went from having no computers to having many in such a brief time period in his book, Turing's Cathedral.
Dyson, the son of scientist Freeman Dyson, has spent much of his life at the Princeton Institute for Advanced Studies. The institute was home to a few of the world's most powerful scientific minds while the first digital computer was being developed.
If you read Turing's Cathedral it may surprise you at just how much chance was involved in the development of the machines that let to computers. The book not only highlights the development of the computer but also the personalities involved at the Princeton Institute. They weren't always on the same page but were able to produce the first digital computer regardless.
Like all great projects, this one included more than its share of rivalries, fall-outs, and, not surprisingly, salty language. The people powering this project were geniuses. They weren't saints. The book also covers the important ethical issues the creators of the computer faced by the close relationship of their computer work to the U.S. nuclear weapons project.
You might think that a history of the computer would be a dull read. You may think that it might be packed with impossible-to-understand jargon. Luckily, Dyson's history of the computer is an interesting read, and you do not need an advanced degree to understand it. Anyone who uses a computer – and that is a lot of people today – should grab a copy of Turing's Cathedral. You could be surprised at what you learn.
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Introduction to Wi-Fi Security from Management Concepts Inc
About Management Concepts
Management Concepts has been serving the business community in Wisconsin and Upper Michigan since 1981. Management Concepts offers technology solutions along with support, training and consulting services to Businesses primarily in Wisconsin and the upper Midwest. Management Concepts was founded on the combined strength of our employees who represent unsurpassed experience and ability in the business technology industry. For this reason, Management Concepts is able to offer state-of-the-art products, backed by unequaled support and services to meet the growing needs of your ever changing business.
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"Android developer"
"Started Precocial Software LLC to create mobile apps. I've released one app "Unit Origami" and am working on a game currently."
"I am a mutimedia expert."
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Mustard Seed CafeDecember 28, 2013Breakfast • Los Angeles, United States
It's a bit eclectic and I everything here is very good :D
It's a bit eclectic and I everything here is very good :D
Outstanding and they give you a lot of food, so I took half home.
The work they did was excellent and the service reps were polite, helpful and very knowledgeable.
The parking lot is very small. Come early for street parking. I was told that a deal is being worked out for off street parking lot for the center.
Great place. This is definitely one of the places I come to when I want to treat myself and with others-especially before a performance at the Music Center or Disney Hall. Makes a great lunch spot.
They have a beautiful Grand Salon :D
I'll have to eat the Burgers at some point, right?
This Liiturgy is chanted mostly in English.
The LA Civic Center public promenade park is nearing completion :D
New menu. I hope it doesn't include a Rehab Sunday Brunch, LOL.
Late at night this bus comes once an hour. Use 511 for departure times.
Este programa de Herbalife es en. Castellano.
Built in the '60s the interior design reflects that moderne era type. Ample space with comfortable cushioned chairs for the public. The Cathedral & Music Center are across the street from this bldg.
The 2, 204, 754 & Los Feliz Dash connect from here. On Hollywood Blvd is the 180 & 181 & some others.
Dedicated Bus Lanes & the stops function efficiently :D
A weekly pass on a TAP card, such a deal :D
This one will place your noodles separately from the bowl :D I had the privilege of introducing this food to my Brother, RIP, & he loved it.
Because you can :D


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Top Posts
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Yankees-Rays delayed after lightning strike
Jul 18, 2011, 9:39 PM EDT
Another day, another problem at The Trop. Monday's game between the Yankees and the Rays was delayed in the fifth inning after a couple of light sets went dark, reportedly the result of a lightning strike. The game resumed after an 18-minute delay. Immediately, afterwards, rookie Alex Cobb was able to get Robinson Cano to…
Report: Mets willing to cover Carlos Beltran's remaining salary in potential trade
Jul 18, 2011, 9:32 PM EDT
From Adam Rubin of ESPN New York comes word that the Mets are willing to cover the roughly $6 million left on Carlos Beltran's contract to facilitate a potential trade. "From what I gather, they are asking a lot for him because they are willing to pick up all of his salary," the source told…
Placido Polanco will likely receive epidural injection for ailing lower back
Jul 18, 2011, 8:58 PM EDT
Jim Salisbury of CSNPhilly.com reports that Placido Polanco will likely receive an epidural injection due to lingering pain from the bulging disc in his lower back. "The idea was thrown out by the doctors in Philly," Polanco said late Monday afternoon. "They say they really help. I've tried rest and medication. I'm at the point…
Julio Borbon to miss six weeks after undergoing surgery on left ankle
Jul 18, 2011, 8:05 PM EDT
According to Richard Durrett of ESPN Dallas, Julio Borbon is expected to be sidelined for six weeks after undergoing "left ankle ligament repair surgery" on Monday. Borbon injured his ankle on a slide into second base on July 8 while playing with Triple-A Round Rock. He fractured the very same ankle in 2007 when he…
Nolan Ryan likely to be released from hospital
Jul 18, 2011, 7:37 PM EDT
A series of tests taken Monday showed no new heart problems for Nolan Ryan, and the Rangers CEO is likely to be released from a Houston-area hospital on Tuesday or Wednesday. Ryan was hospitalized after experiencing chest pains at his home Sunday. The 64-year-old has a history of heart troubles. He underwent a double bypass…
Charlie Manuel wants a hitter and a reliever
Jul 18, 2011, 7:22 PM EDT
Phillies manager Charlie Manuel has revealed his Christmas list early, CSNPhilly.com's Jim Salisbury reports. "We definitely could use a reliever, without a doubt," Manuel said Monday. "But we also could use a bat." Manuel, though, doesn't want GM Ruben Amaro Jr. to make a trade just for the sake of making a trade. "I'm talking…
Chipper Jones to rehab in Rome prior to return
Jul 18, 2011, 7:11 PM EDT
The AJC's David O'Brien reports that Chipper Jones will begin playing in games with low Single-A Rome on Thursday in anticipation of a Monday return to Atlanta's lineup. Jones, who underwent knee surgery to repair a cartilage tear just nine days ago, is likely to DH on Thursday and Friday before playing some third base…
Reports: Tigers interested in Jeremy Guthrie, Aaron Harang
Jul 18, 2011, 6:40 PM EDT
The Tigers are hunting for starting pitching as aggressively as any team in baseball, and they're looking at Baltimore's Jeremy Guthrie and San Diego's Aaron Harang as fallback options if Colorado's Ubaldo Jimenez and the Dodgers' Hiroki Kuroda prove out of reach. Detroit is in need of a starter after shifting Phil Coke back to…
Aramis Ramirez still not ready to waive no-trade
Jul 18, 2011, 6:20 PM EDT
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Mariners cleanup hitters are batting .190 with four homers
Jul 18, 2011, 6:00 PM EDT
Needless to say, they're not going to fare very well on the following list. Let's take a look at each team's OPS out of the cleanup spot this season. Prince Fielder and Miguel Cabrera are leading the way. 1. Brewers – .984 2. Tigers – .983 3. Cardinals – .970 4. Dodgers – .969 5.…
Red Sox, Rays, Nats have called the Cardinals about Colby Rasmus
Jul 18, 2011, 5:40 PM EDT
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Red Sox-themed summer camp sells out. In the D.C. suburbs
Jul 18, 2011, 5:20 PM EDT
The boundaries of Red Sox Nation are ever-expanding and, as it is so often noted, Washington D.C. is filled with transplants. So it should be no shocker that the Red Sox set up a team-sponsored summer camp in Bethesda, Maryland, and the thing sold out. Dan Steinberg has the whole story over at D.C. Sports…
Tweet of the Day: Torii Hunter doesn't need Viagra … yet
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Rob Neyer dishes on ESPN, Elias
Jul 18, 2011, 4:45 PM EDT
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Already out for season after elbow surgery, Joba Chamberlain had an appendectomy too
Jul 18, 2011, 4:30 PM EDT
Somewhat buried in the news about Yankees backup infielder Ramiro Pena undergoing an emergency appendectomy this morning is George King of the New York Post reporting that Joba Chamberlain had an appendectomy recently as well. Chamberlain went under the knife two weeks ago, according to King. He was already out for the season (and possibly…
David Ortiz, Kevin Gregg drop their appeals
Jul 18, 2011, 4:16 PM EDT
In an utterly not unexpected move, both David Ortiz and Kevin Gregg dropped their suspensions arising out of their actions during the last series between the Red Sox and Orioles. Each suspension was reduced from four games to three and their fines — originally $2,500 — were reduced as well. Conveniently enough, today marks the beginning of…
Which Red Sox player are you?
Jul 18, 2011, 4:00 PM EDT
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Yankees infielder Ramiro Pena has emergency appendectomy
Jul 18, 2011, 3:48 PM EDT
Matt Holliday and Adam Dunn have started a trend, as Yankees backup infielder Ramiro Pena has joined them in undergoing an emergency appendectomy in the middle of the season. George King of the New York Post reports that Pena is expected to miss 4-6 weeks after having the surgery early this morning in Tampa Bay,…
HBT Daily: Looking at the hitters available at the trade deadline
Jul 18, 2011, 3:30 PM EDT
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The Red Sox and Rays played the 39th 1-0 game of 2011
Jul 18, 2011, 3:18 PM EDT
Sunday night's 16-inning marathon won by the Red Sox was the 39th 1-0 game of 2011. If that sounds like a lot, it is. We're currently on pace for the most 1-0 games since 1976. With scoring depressed, the number of 1-0 games shot way up last year and has only continued to increase. Here's the number of 1-0…
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"Dear Aden Family, Sorry for the loss of Dick, he was a good man. I have some good memories of hanging out with him at the LBGP sitting on top of his..." Lance Mackey (Lenoir City, TN)
"To a wonderful man and great asset to the LBPD. You gave so unselfishly to our men in blue. Thank you for all you both have done to support.. You will be..." Linda Conn (Huntington Beach, CA)
"Dear Gail, We were so sorry to hear about Dick's passing. Our thoughts and prayers are with you and your family. Love, Jim and Diana Connolly"
"Sorry for your loss Gail, prayers to you and your family. It was an honor meeting Dick after working with you all those years at the POLB and for all he did..." Jo Ann Hamand Haroulakis (Brooklyn, MS)
"We enjoyed the years of knowing Dick, of traveling and camping with him and Gail he will be greatly missed but not forgotten. Jim and Carol Walker"
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text:
That's pretty cool, and retro! :D nice design
Aerial Acrobat
simple cool geometric design of flying aeroplane, airplane with trail of vintage retro colorful rainbow clod
Aerial Acrobat
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4 Comments
JodenTraos Human from United States
Simple yet cool. I can appreciate this because I love planes.
AlessandroAru Human from Italy, Italy
I love this design! well done
This design is simple but looks classy. – Dennis Wong YOR Health
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