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Posts filed under "Analysts"
There may be no honor among thieves, but there has always been some small measure of dignity — even respectability — amongst the con men of the equity markets.
Apparently, there is no such corresponding code of honor amongst commodity trading firms.
I refer of course to the debacle that is MF Global. How on earth could $633 million in customer accounts simply disappear?
As it turns out, quite legally.
The regulations governing these customer accounts are 25 plus years old, according to a few insiders I spoke with. They gave the firms an ability to hypothecate (lend) client money, so long as it was only used to legally purchase investment grade sovereign debt.
So that was what MF Global did.
As originally conceived, client monies were only supposed to purchase US Treasuries. However, so as to not offend trading partners (and other reasons), the regs were written so as to include any "investment grade sovereign" in the rules. Hence, AA rated European sovereign debt, despite the obvious fact that in 2011 they are obviously not the equivalent of US Treasuries, technically qualify. Whether this violates the obvious spirit and intent of the law will be for a judge to decide.
Of course, this raises another question: If the corrupt and compromised rating agencies had actually done their jobs — downgrade European junk to what it really was — would MF Global been able to empty client accounts? I suspect not.
Regardless, consider the Con Man's Lament: The past half century of boiler rooms, accounting scandals, pump & dumps, backdated options, corrupted analysts, IPO spinning, derivative debacles, etc., have all come about for this simple reason: Brokerage firms cannot simply reach into client accounts and take the money for firm use.
This wasn't a face-in-hand moment — Hey, why didn't we think of that? — amongst equity criminals. Rather, it was a well understood rule that was enforced without question. "Borrow" money from a client account without their knowledge, go to jail for grand theft.
• If the weasels at Stratton Oakmont or any other '90s boiler room thought they could merely empty client accounts, they would have. Instead, they had to concoct enormous Pump & Dump schemes to dupe willing rubes out of the money.
• If Merrill Lynch could have merely grabbed billions from Orange County, rather than create an elaborate derivatives scheme that ultimately bankrupted the county, don't you think they would have done that?
• Instead of the IPO spinning to capture assets and revenues that most of the major bulge bracket firms did int he boom times of the late 90s, wouldn't it have been easier to merely leverage up client accounts? Heads we win, tails you lose?
• Would any of the major accounting firms had to do such absurd audits of firms like WorldCom or Tyco? They worked hand in hand with Wall Street to help capture money. (But steal? Never!)
• Consider the side pockets developed by Enron with the help of McKinsey & Co. If there was a way to simply take client money, why would anyone bother going through all that trouble?
• Even the convoluted Lehman's Repo 105 was a way to hide $50 billion per quarter from investigators and regulators. Had they been able to tap client monies, who knows how their saga might have ended.
Now, that may not sound like much, but it is worth considering. Neccessity being the mother of invention forced the very worst enterprises on the equity side to engage in all manner of deception and duplicity by morally compromised, ethically challenged bad actors. They had to do this, because they could not merely grab monies from client accounts.
It was a point of pride amongst equity con men that they did not merely steal. They cajoled, wheedled, scammed, and cheated, but they never stole.
Hey, what kind of people do you think we are?
Category: Analysts, Legal, Really, really bad calls, Trading
Kiron Sarkar is an investor and advisor in London. Formerly in the M&A dept of N M Rothschild in London, he was head of M&A of Rothschild (Hong Kong) and worked on their international privatisation team. He worked as privatisation adviser to the UK Governments Know How Fund. Most recently, he was European Head of Media, Tech and Telecoms at CIBC World markets. Kiron has acted as a lead adviser in respect of over US$150bn of deals and has worked globally in both developed and emerging markets.
Moody's threatens to downgrade ALL Euro zone countries – hey, that includes Germany does it not. Off course it does. I really wonder what officials in the German Finance Ministry think of that – a bit of a shock – well, possibly stronger emotions than that, I suspect. However, why the surprise – in my view Moody's is just reflecting the reality of the situation.
French newspaper reports (La Tribune) suggest that S&P may downgrade the country's outlook to negative in the next few weeks – personally, I do not believe that France will be able to maintain it's AAA rating, so no surprise. French unemployment rose to the highest since December 2009. Looks increasingly as if Sarkozy is "French toast" in next years Presidential elections – no great loss, but the likely winner (a socialist) – who knows what he will be up to. Basically, more
uncertainty – just hope (likely) that the euro zone issues will be sorted out before that – making it more difficult for the potential Socialist candidate to complicate the process.
The far more important point is that Germany is finally recognising that it is not financially immune. The other big issue is whether Germany comes up with a credible solution re the Euro Zone and, by default (maybe not the right word to use, given the current situation) for themselves.
Category: Analysts, Bailouts, Think Tank
You may have missed Simon Potter's publication on Friday "The Failure to Forecast the Great Recession." Potter is not merely a distant observer throwing stones; he is the Executive Vice President and Director of Economic Research of the Federal Reserve Bank of New York. He breaks down the economists' collective research failure into three categories:…Read More
Category: Analysts, Federal Reserve, Really, really bad calls
The Failure to Forecast the Great Recession Simon Potter November 25, 2011 > Experience shows that what happens is always the thing against which one has not made provision in advance. – John Maynard Keynes1 Our best plan is to plan for constant change and the potential for instability, and to recognize that the threats…Read More
Category: Analysts, Economy, Federal Reserve, Think Tank
Interesting quote from Laszlo Birinyi on Wall Street research: "One of the dark secrets of the market is we don't really do much research on Wall Street. I started off on the trading desk. I worked at my job. There were a lot of people who really hadn't done the work, and what they were…Read More
Category: Analysts
> Stock investors may take days to distinguish real news from noise, according to Federal Reserve Bank of New York. This is especially true these days, given false announcements of bailouts, Fed interventions and rescues. They tend to cause fake short squeezes that temporarily spike markets, only to see them ultimately head lower. To get…Read More
Category: Analysts, Financial Press, Really, really bad calls, Short Selling, Trading, Web/Tech
Morgan Stanley Research channels our prior discussion on earnings during recessions: "We have heard investors suggest $80 in EPS was a fair bear case for 2012. We decided to look at history as a guide in assessing the bear case EPS. The 2001 recession saw a 13% revenue decline and a 57% EPS drawdown. The…Read More
From Andrew Horowitz of the (The Disciplined Investor:
Last week I attended the Bloomberg Markets 50 Summit in New York. The setting for the event was the transformed Great Hall of the Community House at St. Bartholomew's Church. The room was full of "jackets and ties" from all of the major brokerages, hedge funds and others involved in the fine art of investing.
The Bloomberg Staff were more than accommodating, friendly and informed. Everything was on a tight schedule as the event was being televised, so timing was to the second for the start at 9:55am. First a few words from Dan Doctoroff, president and CEO of Bloomberg to start off the morning and then he introduced the moderator and first panel of speakers.
The even was structured as a panel discussion, where the various speakers were comfortably seated on a lush white couches. Each panel had a topic and the moderators would ask for their insights on a specific topic. Overall the day was full of excellent and topical commentary and opinion focused on items that ranged from the European Crisis to Hedge Funds.
I was able to get some one-on-one time with Carson Block of Muddy Waters to discuss some of his recent findings in China. Nassim Taleb, famed author of Black Swans was not so kind and only could spend a minute or two. Stephen Roach, who just about tells you that he is always right, spared some time to talk with me about the rampant food inflation in Asia. I congratulated the John Chambers, the Managing Director and Chairman of Standard & Poor's Global Sovereign Rating Committee for the work they are now doing in keeping the world's government's honest. We spoke about the continuing problems and specifically addressed the outlook for France. I asked about the recent AAA rating and what is the outlook. Of course he could not provide specifics, but mentioned that everything is up for review and nothing is permanent. I got the feeling that there is more to this story…
After the formal discussion/panel with Gary Gensler, Chairman of the Commodity Futures Trading Commission, I was able to have a few moments to ask him about the oversight of the CME. In particular, I questioned him about the recent plunge in Gold and Silver prices for no apparent reason, when later that same day a margin hike was announced. Was this leaked and is the CFTC looking at these? He replied that he was unfamiliar with the specific situation that I was referring to (was he kidding I thought?) but that they are "more interested" with leaks of government data prior to the official release. Take a listen to the actual recording of that conversation – HERE.
As for an overview of the day, it was interesting to see that there was a high level of disapproval of what the White House and Congress has been up to. That makes sense as this was a group of business and investment pros and they are in the cross-hairs of the government's ambitious business-unfriendly programs.There was also a rather palpable negativity about the U.S. equity markets due to the current financial crisis unfolding in Europe. While there were a few panelists that had some upbeat comments, overall there was a lack of bullishness that I had expected from this group.
What follow are the notes that I took during the day. These are in no way a complete transcript of the panel discussions, but provide highlights of what I believed were the important points.
9:00am – 9:40am -Bernanke's Balancing Act
Bruce Kasdan
Bernanke may not have much that he can do and that getting the committee to move will be a process. The next meeting with surely give us TWIST and then SHOUT, which is a more vocal communication. The FED is on the move it has a lot of problems in the economy it is dealing with. Expect more, not less in the future
Don Brownstein
The economy is clear. What should be done… Fed needs to be accommodative, but perhaps temporize too much, The big problem is that the transmission mechanism, is dysfunctional. That is typical after this kind of banking crisis. Better to get something that gets under the car and fixed the transmission The most evident is the need to get the banks lending. Region banks have not been as easy going as they would like to be. Maybe the foot soldiers should be listening to the Generals more closely. Somehow we need to get the banks to lend
Glen Hubbard: Fiscal or? Bernanke policies are limited. It is a fiscal need at this point. Investment has been slowed down due to regulations, no housing boom and the markets. there is a clear need to have a fiscal policy that allows for the benefit to
Bob Doll
When asked; Is Fed trying to boost stocks? Mr. Doll replied that Fed is trying to install confidence. We need to get out of this confidence bear that we are in That is why in Jackson Hole he tried to extend the confidence by putting in a long term interest rate assumption so that some of the questions are cleared up.
General discussion about whether it is fiscal or monetary policy, generally all see that that there is a combined effort and that interest rates have low enough at this point. We are in a time that there is a slippery slope if we hope that Congress comes in and does what they have to. Communications tools need to be used and can me quite powerful as Congress and the Administration is impotent. All appear to agree that we are in need of stimulus and help.
Perhaps the biggest issue is the lack of leadership and the inability for them to lead. The most concerning is that there is also a crisis of confidence that started and is continuing. It is the combination of the lack of leadership as well as the concern that the FED is not doing all it can (?really). The things that are being down are not helping. There is a general agreement that the plans and other stimulus measures have not done anything and are not going to do much in its current forms. If nothing is done on the fiscal side, there will be a drag of about 2% of GDP.
Demand is weak as there is no confidence but also because there is not enough stimulus on a short term basis. There are things that can be done, but are not. The overall political situation at this time is at best, un-encouraging.
9:40am – 10:20am – Euro Breakup or The United States of Europe
David Blanchflower
Discussion about the the coordinated action and that is the coordinated action is the news This is perhaps why Juergen Stark resigned last week. This is a really big deal. It also calls into question of depth of the problem. In other words, is the situation so deep that there needed to be a coordinated action. This is clearly a liquidity problem.
Austerity is supported by governments but the evidence is that Austerity has failed as confidence is collapsed, growth has failed and there is discontent. Riots and a great deal of increased unemployment has shows that there has been the wrong path followed.
Is there a way to have an orderly default of a sovereign nation? If Greece can leave the Euro quickly is unlikely. There are basis problems as little as the inability for Greece to transact. There will be major lawsuits etc. Leaving the Euro will be unlikely for Greece in the short term. Default is more likely and that may need to be done.
Dino Koss
When you have banks that are unable to get funds and in particular US dollars that is a problem. Banks have been seeing a liquidity problem and the amount f swap lines between the US and Europe and therefore it is already available. For right now, this was a necessary liquidity problem, though it is not a final solution. The action today was a short term fix to somewhat recapitalize the banks, for a period. Perhaps months. There needs to be another mechanism to bring these banks up to the Basel standards.
Annalisa Piazza
What needs to happen next? Has the ECB overstepped it bounds.
The ECB is going to have to do something and the move today was helping the markets short term, and in the end they may look to put together treaties. In the near future they need to cut rates to help confidence. In the next few months the ECB etc will need to buy Spanish bonds as well as other over the next couple of years. The Euro is under pressure but no one can afford a breakup of the Euro. Any country that will leave would be hurt terribly. Asia could not afford to have a breakup of the Euro or the EuroZone. This is a long-term project to save the area and this will take years.
There is no growth in EuroZone and the fiscal austerity needs to be done in individual countries an then the stimulus for area can
John R. Taylor
This does not get at any of the major problems underlying the situation. Just yesterday there was a few of the banks that could not get funding. So the was more a requirement.
With the recent coordinated action in Europe, what to do? STAY AWAY. This is a horrifically poisonous environment. If your strategies have to be in Europe, it is difficult as we really have not grappled with the true solution. They cannot create growth if there is austerity and no growth. The Swiss will be able to do well with the caveat that the Swiss believe that Europe will solve their problems, but that is unlikely.
10:20am – 10:40am – A Conversion with Ray Dalio
Ray Dalio
If it was not unexpected that we saw this last crisis, what is next? The biggest problems is that we are not having a conversation at the highest level that discusses the machine. Even though that the we make decisions, we need to know how the economic machine works. We need to have a quality conversation about how the economic and political machines work and then we can create better decisions.
Even though there will be choices made, even after choices are made, they may not be the best for everyone. For example lets imagine that you earn $100,000 per year and have no debt. You can go to a bank and get $10,000 loan. That is okay and you can spend and then if you do it over and over again and then there will be a time that you can no longer pay the debt service. Then you can lower interest rates and when there is no more room there… problems.
Credit can be created in countries and the same cycle as above will persist. How much of the money that is being spent by ECB to do a restructuring and other measures to fix things. One of the most important things now is to understand what is going on and make some important plans, rather than waking up every day to a new surprise.
On printing money: It is quite a handy thing to have. If you are a creditor with a linked policy then you have problems in that there are extremes that are created. For example Greece is a creditor and they cannot adjust and they are their economy is going to crash, if on the other hand you have those that are linked and needs to print then you have a bubble like China.
What is working for Bridgewater? Dalio says the he writes the daily so that he knows that he knows what he is doing wrong. If you diversify and don't rely on only one things to make your year, but many ideas go into the Ray Dalio code and his template for the economy is available to download HERE. (pdf).
On Friday the Federal Reserve released its quarterly Flow of Funds data, current through June 2011. One of the more popular headlines from this data concerns the record amount of "cash on the sidelines". Through Q2 2011, nonfarm nonfinancial corporate businesses held $2.05 trillion in liquid assets on their balance sheets. As the argument goes,…Read More
Category: Analysts, Data Analysis
Category: Analysts, Credit, MacroNotes


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Originally Posted by MikeSeb
Eddy, I can see your point; no one thinks putting on an exhibit is or should be free. Whether it makes sense for you to put on an exhibit and charge fees is a market-based business decision, just as it is for an individual photographer to decide whether to pay those fees against an uncertain chance of ROI. I'm pretty sure that for many photographers, high gallery commissions and heavy exhibition entry fees are no longer part of a viable business model for selling one's work.
Exactly. It's a personal decision that each photographer has to make. Honestly, I suspect that any kind of exhibition is rarely a good venue for selling your work; but it may be (or not) a good venue for getting your work seen by the public eye. So the question one needs to ask is whether a given exhibition venue will reach the target market, what are the chances of acceptance and/or (dare we dream?) winning a prize, and is it worth the risk of the entry fee? Balance this risk versus the other methods of reaching a target market such as advertising, personal contact, etc.
But boycotts and petitions will impress no one, nor will they get your work seen.
Eddy McDonald
Eschew defenestration!

subset: commoncrawl


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Date: 1998 ca.
Description: Green Bay Packers quarterback Brett Favre (#4) throwing a pass around defensive back Santana Dotson (#71) at training camp.
Date: 1900 ca.
Description: W.W. Cargill Company's grain elevator.
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Description: Letterhead of Antone De Pas & Son, Badger tire and tube dealer in Bay Settlement, Wisconsin, with a three-color illustration of a couple standing by an aut...
Date: 1961-12-29 ca.
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Date: 1956-06-01
Description: A man standing in a television retail store. A number of television sets are displayed, including one Hallicrafters set.
Description: View from across street of the window display for Newman's "The Store of Fashions", which featured numerous "Titletown U.S.A." signs. The Packers were abou...
Date: 1896 ca.
Description: Portraits of the members of the Samuel Harrison Post No. 91 of De Pere, Wisconsin from 1883-1896.
Date: 1961-12-29
Description: The cover of "Titletown, U.S.A. '61", a Special edition of the "Green Bay Press-Gazette".
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Date: 1937
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Date: 1962-10-07
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Date: 1895 ca.
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CHICAGO (Dec. 7, 12 p.m. ET) — CTC Plastics is teaming up with materials company Lehigh Technologies to give new life to old tires. CTC uses the masterbatch — a 50-50 mix of micronized rubber powder and polypropylene — to manufacture pallets from 100 percent recycled material.
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Photos by Prince Williams/ATLPics.net
New Music: Monica Brown – Just Right for Me"
Friend of the blog, songbird Monica Brown just dropped a new single titled "Just Right for Me" featuring rapper Li'l Wayne. The single is produced by Mo's longtime friend and collaborator Polow Da Don.
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R&B Diva Monica Brown shared pictures and videos of her and buff hubby Shannon Brown's Christmas vacation in bucolic Costa Rica.
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Miami Heat NBA star Dwyane Wade and his lovely wife Gabrielle Union hosted his annual Night On the RunWade fashion show in Coral Gables, Florida last night. Wade's Miami Heat teammates Shannon Brown, Chris Bosh, Chris "Birdman" Anderson and Norris Cole attended the event. Thanks to celebrity photographer Thad of Exclusiveaccess.net for the photos!


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- RBMA World Tour 2011: London | Revolutions in Sound | Video Highlights
RBMA World Tour 2011: London | Revolutions in Sound | Video Highlights
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- For the World Tour stop in London the Red Bull Music Academy took over the iconic EDF Energy London Eye and presented 'Revolution in Sound' – the World's first music festival in the sky. Each of the 30 capsules became individual gig spaces and hosted shows of the cream of London's music scene. Check out the highlights in this video and if you want to listen to one of the 30 shows, visit redbullmusicacademy.com.
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Spring 2011 issue P.2 Chairman's Message Filling the Gap Who's On Board - Joan St. Louis P.3 GAP News Save the Date and GAP Wish List AB 12 Aids Foster Youth in Transition P.4 by Angie Schwartz, The Alliance for Children's Rights Sharing Family Strengths C alifornia Governor Arnold Schwarzenegger signed the landmark bill AB12 (Beall & Bass) California Fostering Connections to after the youth's 16th birthday and you are continuing to support the youth and the youth meets certain requirements - Roger and Beverly Elder P.5 Success Act during the final hours of the legis- related to schooling/work lative session on September 30, 2010. From the Editor - Aging Out Begins at Birth The biparti- In addition to the changes to Kin-GAP, Thanks Donors and Sponsors AB 12 also extends san bill eases the Youth who receive support after age 18 are 200 percent P.6 support to foster often turbulent transition of youth more likely to stay in school, 300 percent more likely to go youth until 21. The How States Can Help Older Youth to college, and 65 percent less likely to be arrested than extension of fos- aging out of foster those who do not. ter care benefits Break the Cycle care by extending foster care ben- beyond age 18 will Staff Directory be phased-in over efits for eligible youth up to age 21. In addition, three years beginning in 2012. P.7 AB 12 makes changes to the state's Kin-GAP program, creating new opportunity for relative Brad Shechtman-Man of the Year Once fully implemented, AB 12 will make a Temple Beth Hillel caregivers and the youth in their care. tremendous difference in the lives of foster chil- Most of the attention paid to AB 12 has dren. Youth who receive support after age 18 Thanks Partners and Volunteers been focused on the extension of foster care are 200 percent more likely to stay in school, P.8 until the age of 21. However, AB 12 also 300 percent more likely to go to college, and makes important changes to the state's Kinship 65 percent less likely to be arrested than those Group Meeting Info Guardianship Assistance Payment (Kin-GAP) who do not. This additional assistance—still program. Beginning January 1, 2011, relative far less than most of us had—can be the dif- caregivers participating in Kin-GAP can now: ference between self-sufficiency and a life sen- tence of crime, homelessness, or worse. Contact GAP • ask for a change in the current payment amount to cover the costs of taking care The GAP office is located at of the child up to the amount the child AB 12 being signed into law was a major 22048 Sherman Way, Suite 217 would have received in foster care victory for foster youth, children's advocates, Canoga Park, CA 91303 and caregivers. Over the coming year, The Madelyn Gordon, Executive Director • ask to have the payment amount Alliance for Children's Rights, in collaboration (818) 264-0880 changed at any point during the 2-year with critical stakeholders, will be working tire- contract period if there is a valid reason (310) 839-2548 lessly to implement the numerous provisions (child's needs or your situation changes) (562) 421-7991 of AB 12 in order to ensure the best outcomes for these youth. If you would like more infor- FAX - (818) 264-0882 • move to another state and continue to mation about implementation or would like firstname.lastname@example.com receive Kin-GAP to be involved in these efforts, contact Angie • continue receiving Kin-GAP for the child Schwartz at email@example.com. Editorial department until he or she turns 21 if he or she has a We welcome your feedback. If you mental or physical disability. would like to submit a story or • beginning January 2012, continue to If you have questions about the new Kin-GAP letter to the editor, please receive Kin-GAP for a youth after the age program or need access assistance, contact use one of the following methods: of 18 provided that the payments started Angie Schwartz at The Alliance for Children's firstname.lastname@example.com Rights at firstname.lastname@example.com. Submit hard-copy to: MARK YOUR CALENDARS GAP - Attn: Newsletter Editor Empowering Caregivers Conference 22048 Sherman Way, Suite 217 Saturday, May 7, 2011, Cal State Northridge Canoga Park, CA 91303 Grandparents As Parents provides programs and services to meet the urgent and Designer – Deirdre R. Pease ongoing needs of grandparents and other relative caregivers raising at-risk children. DeeZine Studios, deezine-studio.com Message from Chairman Bill Fox - It Takes Time T here you are, a winemaker, picking the grapes, watching them being crushed, monitoring the then can we can see the results of our labor. Twenty-eight years ago, fermentation process, putting the Sylvie de Toledo helped her parents liquid in proper oak casks, waiting take on the responsibility of raising years to see how your wine turns her nephew, due to her sister's out. Is it as you hoped? death. In her outpatient practice, Some wines age for years she began to recognize a pattern and, at times, the result is not up to of young children being raised by our expectations. More often than grandparents. not, though, the wine is delicious The seed of GAP was and the wait was worth it. sown then and has grown to be the Many things take time to organization we have today. mature, to bring to full growth. Only Who's On Board? Joan St. Louis I found out about GAP from one of the social workers at Kaiser Permanente who heard we had taken over raising my 15 month old granddaughter. I didn't call at first, even though I should have. But after my work and family life became overwhelming, I did. I talked to [founder and facilitator] Sylvie de Toledo and she invited me to my first support group meet- ing. I was hooked. My husband and I could finally talk to people who were going through what we were. I have been involved in GAP's governance for more than 10 years. Several of us– Madelyn and Larry Gordon, Sylvie, Andrea Freidenthal, Barbara Wasson and I–realized that if we didn't organize and develop a board, GAP wouldn't grow. There were no regular fund- ing sources, grants or officers of the board. I recently retired from a 21-year career as an administrator for Kaiser Permanente. I Joan & Craig St. Louis would hope my financial management experience, interpersonal skills and public relations efforts have been an asset to the board. I'm one board member that is raising a grandchild and can reflect my personal feelings and experiences. Ilove traveling and exploring new places, going to the theater and to concerts. My passions are family, friends, pets, nursing/healthcare issues, GAP and OneGeneration. I am overwhelmed when I realize how much the organization has grown. We used to dream about having the number of facilitators and support group meetings across Los Angeles County we now have. We have a Caregiver Center at the Edelman Children's Court, staffed by two experienced GAP employees to help families and have been able to partner with Dept. of Children and Family Services, the Court and other county agencies on some difficult issues. I hope that GAP will continue to receive grants and be recognized by the community so the organization can con- tinue to reach areas that are underserved. I hope we can expand our staff and keep them fully informed. I hope that we can find influential board members/celebrity sponsors for our fundraising activities and organizational recognition. I hope that schools, churches, synagogues and doctors' offices know about GAP so they can spread the word about the organization. caring organization. It's been a privilege to be on the board. I work with caring people who have great passion for the organization GAP Board Members and Advisory Board William Fox, Chairperson Jennifer Ortado Leroy D. Baca, L.A. County Sheriff Joan St. Louis, Secretary Ray Cruz Councilman Mitchell Englander Willa Meller, Treasurer Stuart Waldman Catherine Goodman, DSW Andrea Freidenthal Suzanne Tracy Dr. Jeff Hananel Barbara Wasson Sylvie de Toledo, Founder Councilman Paul Krekorian Gina Taylor-Pickens Victor Sampson Joseph MacKenzie, Esq Assemblymember Cameron Smyth Page 2 GAP News GRANT UPDATE GAP is the grateful recipient of funding from Ronald McDonald House Charities of more than NOTE: Call the GAP office at (818) 264-0880 for $12,000 and Build-A-Bear Workshop Bear Hugs information about calendar events, fundraisers, i Foundation for $1,000. donations, scheduling and group activities. You can also visit www.grandparentsasparents.org for a The Ronald McDonald House grant will be used complete list of support groups , support information to create the Children's Recovery Library, whose and volunteer opportunities. books will be housed at the Edelman Court Caregiver Center and another site. The library will gift books to HOLIDAY PARTY THANKS those children who want to keep them, but the return It takes a village of people, generous with their of books will be encouraged so everyone can enjoy time and resources, to put on a gala event like the the selection. 2010 GAP Holiday party. We'd like to thank all the volunteers for their tireless efforts. OFFICE GETS A TECH-LIFT We appreciate the help with gifts, snacks, and GAP is beginning an upgrade of its office financial support that Hornburg/Pendragon, Steve computers, phone system and database thanks to Zipp and Gene Palento of Hi-Tech Component the generous grant from The Ahmanson Foundation Distributors, Vic Sampson of Coldwell Banker, The and the John Gogian Foundation. The modernization California Wellness Foundation, Carol Bohn and will enable GAP to serve more people and to collect Suzanne Tracy contributed. and share information with facilitators more efficiently. Executive Director Madelyn Gordon says, "It will be a Official GAP photo guy Joe Hanrahan was on huge learning curve to make all the changes!" hand to capture many wonderful family images and Santa shots. CAREGIVER TRAINING In preparation for the festivities, the Junior CAREGIVERS – GAP has begun a series of League (in collaboration with GAP) sponsored gift- training sessions that will be given throughout Los making activities for our children, so they'd have Angeles County on issues relating to your needs as presents to give to their relatives. you navigate the waters of parenting again. While It's nice to see that kids still love to read. The many of the issues may be unique to 'relative' 869 books that Debbie and Norm Greenfield and caregivers – most are issues facing any caregiver. Anthony Jefferson of ABC Learn provided were taken The Children's Law Center, Alliance for in a flash. Children's Rights, Child Welfare Initiative, and GAP collaborated in creating a curriculum that will answer SPECIAL TRIPS most if not all of your questions in terms of what you Families recently attended the Clippers vs. Utah need to know as a caregiver. Jazz basketball game at the Staples Center. Thank You'll learn how to find information, courtroom you to donors, Mr. and Mrs. Donald T. Sterling and procedures, educational rights and finding health Diana Miller, our contact. resources. You'll discuss probate guardianship, Thanks to NoHo's ZJU Theater on Lankershim locating financial resources and much more. Blvd. for providing our families the opportunity to Classes will be held at each of our sixteen see The Beautiful World at ZJU's Limecat Family locations. Call the office to receive a schedule. Theatre. Through dancing, singing and imaginative These classes are open to any caregiver and there is staging, the production's goal was to help children no charge for attending. build positive self-esteem and develop environmental awareness. Families enjoyed a production of The Ugly Duckling at the Storybook Theater and were excited to attend the 2011 Al Malaikah Shrine Circus. GAP Wish List Office supplies and equipment Save the Date... Label maker Document organization file boxes for families Saturday, May 7 - Caregiver Conference Infant/children's furniture California State University, Northridge Volunteers: Events Sunday, Sept. 11 - Annual Brunch Fundraiser Conference Website Sunday, Dec. 11 - GAP Holiday Party Social Networking Weekly - Chapter classes and training If you have something in good condition that may be useful to one of the GAP families, please call the office to arrange for pick-up and drop-off. Page 3 Sharing Family Strengths Meet Roger and Beverly Elder In July, 2001, the Elders were BEVERLY Roger and I were still the time he came to us. He's quiet assigned temporary guardianship acting as his safety net. It was and angry. We all know that we no of their then 8-year-old grandson, more difficult because he lived an longer have the authority to compel Scott, by L. A. County Department hour away from us. We felt our only him to 'behave' like we did when he of Children's Services. He was choice was to do what we could was little. removed from a drug-influenced for him, even if it meant enabling neglectful, poverty-stricken home our daughter's counterproductive GAP What are your fears about this life. He stayed with them for two behavior. We'd invite him down new situation? years, after which he was returned for the weekend often. We'd make to his newly sober mother. sure he had underwear and socks, BEVERLY I dread another shoes and a winter jacket. I'd drive harrowing trip down the substance- The grandparents continued to there with bags of groceries if he abuse highway with a loved one. run interference for their grandson mentioned that there was no food in But I believe that what we've as his mother's life returned to what the house. taught him through the years will it had been in the past, peopled have a positive effect on his future, with substance abusers and petty ROGER I took him to get haircuts, although we'll need to help him criminals. When she left for Ohio six and to see movies with me. He rediscover the critical key–hope. months ago, Scott's mother hoped wasn't getting any of that at home. to leave all the chaos behind. Scott ROGER I'm afraid he won't want was 18 and chose not to accompany GAP How did Scott come to be with to follow our lead. Because he's a her. He moved in with an aunt and you again? man, all we can do is support him things seemed to be going well. in finding the right direction. He still BEVERLY The reason he's has to follow the rules of the house. with us now is that he recently I just hope we don't have to ask him overdosed and ended up in the to leave because of bad behavior. hospital. His aunt could no longer take responsibility for him. We felt GAP What are your hopes for him compelled to open our home to him. this time around? ROGER I don't understand why he BEVERLY I want him to be able did it. The frustrating part is that to break the drug abuse cycle that he's not telling us why. began with his mother. I hope we can help him make better choices. GAP Did you know he was abusing Troubled teens often turn to alcohol and drugs to substances? ROGER I hope he's able to move mask the pain of emotional problems. on with his life in a positive way BEVERLY No. He admitted he had and that we're able to give him the GAP How did reunification work out been binge-drinking and smoking support to do so. I hope he can for your grandson? marijuana with his buddies for accept it and run with it. It's too the past couple years. When I early to tell if this arrangement is BEVERLY The County put our confronted his mother, she said she good, but it's good knowing he's daughter on the Section 8 housing warned him about it, but he didn't safe. fast-track; it took a year for her to stop. I'm angry that we, once again, get out of the bad living situation GAP What advice do you have for must hide our few bottles of wine she was in with Scott. She agreed others? and lock up our piggy bank. to attend 12-step meetings, parenting classes and the like. I ROGER I didn't know anything BEVERLY This time around, we think she knew it's what the case about it until this happened. On know how to ask for help, thanks worker wanted to hear. She stayed some level, I was surprised and to our involvement with GAP. Our clean just long enough to get the also wasn't. I know that, because job, as I see it, is to help HIM learn benefits. Their life was a little better of both his parents' addictions, the how to do the same. I believe in simply because they were receiving possibility was always there. him and I believe in Roger's and my assistance. But soon, our daughter combined strength and knowledge was using again and 'helping' her GAP How is living with him this time to provide him with the love and friends. She'd give the world to her different? guidance he needs right now. friends while depriving her son of the basics. BEVERLY I still want him to have ROGER Be flexible. Remember the little-boy innocence he had to take care of yourself, too. If the GAP Were you able to be involved when he was here before, even young man or woman is willing to in his life? though he had seen too much by work with you, there's always hope. Page 4 Aging Out Begins at Birth by Kathy Arellano D id you ever think about all it took for you to make it to adulthood? You learned to think and reason; you created for yourself a moral compass. You learned how to dress and feed yourself appropriately and how to be responsible with money. You learned how to stand up for yourself and share with others. No doubt, you came into your maturity after receiving many years' worth of input, training, encouragement and observation from the people around you–adults who had already earned the title and cared enough about you to help you earn yours. provided to children from intact families," according It's a long journey but most of us were able to leave to an online press statement from the John Burton our youthful mistakes behind us and lead productive, Foundation for Children Without Homes, a non-profit satisfying lives. organization based in San Francisco. N ormally, parents are a safety net for their children, guiding and supporting them on their journey toward maturity from the day they're born. Sadly, kids S imply put, the bill will convert California's kinship guardian assistance program (Kin-GAP) into a federally subsidized program; it will extend foster care that are in alternative living arrangements, such as for eligible youth to age 21;it will provide extended group- or foster homes find themselves 'aged out' of benefits until age 21 for youth with mental or physical the system and its financial support when they turn handicaps AND for youth placed by the juvenile court 18. They become emancipated, but without the usual with an approved guardian. assurances that family provides. It's a struggle for these young folks to graduate from high school. Fewer This fixes part of the problem, but the concern is attend college. Many end up homeless and penniless how to ensure that the necessary lessons are being within months of leaving their foster residences. given from Day One. The preparation for adulthood Those important lessons leading to adulthood haven't does not begin at any one age. It is part of an ongoing been taught. process beginning at the moment of birth. With the recent passage of Assembly Bill 12– California Fostering Connections to Success Act– For more information about AB 12 visit: those young adults will get some extra help beginning, www.cafosteringconnections.org hopefully in January 2012. "One in five youth who age out nationally will receive the support of the foster care system to age Kathy Arellano, editor of "Filling the Gap" since 2002, is a freelance writer who reports on local news, creates copy for Internet sites 21, ending an era of neglect and providing youth in and has several books in the works. She welcomes comments and foster care with the same common-sense assistance suggestions and can be reached at email@example.com. Thanks to our donors and our sponsors Ahmanson Foundation Kaiser Permanente Albertson's In-N-Out Burgers Annenberg Foundation Kenneth & Eileen Norris Foundation All Valley Service Center Jakkspacific Toy Co. Audrey and Sidney Irmas Charitable Public Relations Society of America Brent's Deli Kendig Family Trust Foundation Ralph M. Parsons Foundation Burke Williams Spa Law Offices of Berlin & California Philharmonic Henderson Brookdale Foundation The Rite Aid Foundation California Pizza Kitchen Leno and Associates Build-a-Bear Workshop Bear Hugs Ronald McDonald House Charities The Carey Group LLC Lippe, Hellie, Hoffer & Allison California Wellness Foundation Rose Hills Foundation Center for Car Donations Margo Avery Trust Carol and James Collins Foundation Sidney Stern Memorial Trust D & B Party Rentals Namaste, Inc. Casey Family Services S. Mark Taper Foundation Doubletree Hotels National Alliance of Mental Illness Charis Fund May and Stanley Smith Foundation EZ Properties Councilman Richard Alarcon Crail-Johnson Foundation Steve Leuthold Family Foundation The Enchanted Manor Rodeo Realty Eisner Foundation Stuart Foundation Farmers & Merchants Bank Shoham Medical Group Grand Relief Foundation TJX Foundation First Commerce Bank Sidney Bail & Associates Galpin Motors Sisters in Retirement James Pickens, Jr. Foundation United Latino Fund Gelb Enterprises Theater West Josephine S. Gumbiner Foundation Valley Community Legal Foundation Councilman Grieg Smith Thomas Costello Insurance John Gogian Foundation Vons Foundation Hamer Toyota Top Dog Hot Dog Joseph Stanley Leeds Foundation Weingart Foundation Health Dimensions Trader Joes Hornburg Jaguar WaMu Bank City Controller Wendy Greuel Page 5 How States Can Help Older Youth Staff Directory Executive Director This article, reproduced in its entirety, appeared in cial if States provide youth with lessons the March 2011 Children's Bureau Express Online in money management. Madelyn Gordon Digest – Vol. 12, No. 2 •Housing: Partnerships between Clinical Director State and local housing authorities and Sylvie de Toledo Program Director The National report,Best Practices has Governors Association (NGA) Center for released a new The Transition community organizations can create affordable housing programs for youth in addition to providing support they need Sarah Doakes to Adulthood: How States Can Support to live independently. Older Youth in Foster Care, which pro- Navigators vides effective strategies States can use •Health Care: To help improve the Angelica Leyva to support older foster youth as they health outcomes of transitioning youth, Wanda Cooper transition to adulthood. States can extend the eligibility of Medicaid beyond age 18 and develop a Highlighted in the report are Caregiver Center Staff system to help youth track their medical approaches that have shown success in histories. Tyrone Cain five areas: Dee Meichelbock •Relationships: Helping youth create •Education: States can minimize stable relationships with caring adults, Facilitators a youth's school changes, work with establishing legal guardianships, and Mirza Arroyo administrators to track academic connecting youth to family members J. Thomas Bellows records, and connect students with men- when possible are ways States can help Joyce Fox tors and other on-campus support for youth explore permanency options. Cheral Hyman postsecondary education. Ewanda Jackson •Employment: Youth can be con- Marisela Magana nected with career training by States To access the full report, visit: Pam Meeker-Stolz forming partnerships with employers that www.nga.org/Files/pdf/ Giselle Raines-Brown may offer opportunities. It is also benefi- 1012FOSTERCARE.PDF (2.47 MB) Ellen Smith Barbara Wasson Janet White Break the Cycle by Kathy Arellano, a GAP grandparent Newsletter Editor or could it have been a combination of Kathy Arellano A generation of U.S. teens became substances and practices that were part junkies in the 1980s. Our children were of the mother's lifestyle that, together, Office Staff among those users. harmed the baby? Teresa Arreola Added to the standard list of illegal We may never know. substances, crack (a potent cocaine What the authors don't mention in derivative) became THE high of choice their book is the devastating legacy left Staff members can be reached by call- in the 1980s, causing drug abuse to to an aging population of (mostly) grand- ing one of the following numbers: become the 'social problem of the parents. Millions have stepped up to decade', according to *The American raise those drug babies, providing them (310) 839-2548 Drug Panic of the 1980s, written by with a new toolbox of skills. (562) 421-7991 respected sociologists Erich Goode & Standing strong, between child and (818) 264-0880 Nachman Ben-Yehuda. grandchild, these elders can see into the The authors provide detailed sta- past and glimpse the future. They know, tistics drawn from recognized sources firsthand, about the far-reaching conse- about high school students' knowledge quences of substance abuse. and use of various illegal substances; They want none of it. Important Phone Numbers about the political and media feeding It is not the grandchild's destiny to frenzy that was created; about the stat- abuse substances. With a lot of hard 24-hour Crisis Center/InfoLine - Dial 211 ed impact on communities and celebri- work and dedication, these 60- and 70- AARP Grandparent Info Center (888) 687-2277 ties. something people can break the cycle of Goode and Ben-Yehuda provide drug abuse for their grandchildren and Alliance for Children's Rights (213)368-6010 commentary and statistics from both their great-grandchildren. Bet Tzedek (213) 384-3243 sides of the "crack baby syndrome" dis- *To read the complete excerpt, visit cussions. Was it the crack cocaine that http://druglibrary.org/schaffer/lsd/panic. California Dept. on Aging (800) 510-2020 caused that infant to suffer damage, htm Legal Aid Foundation (213) 640-3883 Public Council (800) 870-8090 Got Questions? Los Angeles Caregivers (800) 540-4442 (310) 839-2548 (562) 421-7991 or (818) 264-0880 L..A. Dept. of Rec. and Parks (888) 527-2757 G A P 's p h o n e n u m b e r s w i l l g e t y o u a n s w e r s ! Page 6 Brad Shechtman – Man of the Year Thank You Partner Agencies... By Kathy Arellano, editor on the Spring Kick-off picnics–providing hot dogs, hamburgers, games and equip- ment. He also furnishes food for GAP's Alliance for Children's Rights Brad and Deborah Shechtman have Aspiranet been an active part of the Grandparents annual holiday party. As Parents family for more than five "For many years he did it gratis" said California State University, Long Beach years. In addition to owning and operat- Gordon. "Now that we can afford to pay California State University, Northridge ing D&B Party Rentals, the 30-some- him, we do." Casey Family Programs things adopted and are raising their Congratulations, Brad! It's an award Cerritos College niece, shouldering the responsibility and well-deserved. giving his father a break. Child Welfare Initiative Earlier this month, Brad received the Child Welfare League of America Temple Beth Hillel Brotherhood Man of Children's Law Center the Year Award. Citrus College Brad oversees GAP's storage unit, College of the Canyons provides pick-up and delivery service Dept.of Children and Family Services on the stored items, he's active on the Events committee and provides child- Edmund C. Edelman Children's Court care for support-group meeting on Family Care Partnership Monday evenings. Family Services "Brad's an over-all volunteer," Friends of the Family said GAP Executive Director Madelyn Grace Baptist Church Gordon. "He'll do whatever is asked of him, especially things that require physi- Photo courtesy of Ariella Hananel Grace Resource Center cal labor." Rabbi Sarah Hronsky (left) and Rabbi Joshua Jewish Family Services He has been instrumental in putting Samuels (right) present Brad Schechtman with Kenyon JJC ThinkTank awar Man of the Year award. Legal Aid Foundation Long Beach Non Profit Partnership Los Angeles City Dept. of Aging Temple Beth Hillel Los Angeles County Dept. of Aging GAP would like to express our heart- Provide ready-to-eat Thanksgiving dinners Los Angeles Mission College felt gratitude to the wonderful people at annually Los Angeles Pierce College Temple Beth Hillel. Here are some of the Provide rabbinical counseling and guid- New Directions things they've helped us with: ance for our Jewish families Pacoima Community Center Adopted the Jewish GAP families interest- Provide tutoring for our children participat- Pasadena City College ed in giving their children a Jewish educa- ing in the Jewish education process tion; created a sliding scale to accommo- Public Council date the families' financial needs To say they have been wonderful to Salvation Army of Long Beach our families is an understatement. Words San Fernando Valley Mental Health Ctr. Donated food for needy GAP families of thanks seem to fall short. Temple Beth Provided funerals for two of our Jewish Hillel's continued and varied support has Trinity Center grandparents at no cost to the families made a real difference to our families. YWCA Thank You Volunteers - With your help GAP is getting the job done! Thanks to Alan Popiel, Anat Louise, Andre de Thanks to Jennifer McKinney, Joan St. Louis, Thanks to Naomi Campos, Natalie Espiritu, Pam Toledo, Andrea Freidenthal, Andrew Arreola, Joe Hanrahan, Jose Rodriguez, Joseph Meeker, Pat Staley, Paul Blutter, Paul McKinney, Andrew Bridge, Angela Pennacchio, Angelica MacKenzie, Joyce Fox, Julia Bracamonte, Julie Peggy Small, Peter Getoff, Peter Morales, Ray Leyva, Anita Boschman, Anson Sims, Bill Fox, Gould, Karen Bagnard, Kathy Arellano, Katie Cruz, Rebecca Cohen, Reid Stolz, Rob Mansour, Brad Shechtman, Bria Verdugo-Uy, Carol Bohn, Mortimer, Katie Robinson, Kristina Repreza, Rosalie Hilger, Ruth Beaglehole, Sandy Bursch, Carol Surtees, Carolyn La Brunda, Catherine Lara Holtzman, Larry Merz, LaSanya Gibbs, Lea Sandy Cournoyer, Sarah Doakes, Sasha Stern, Goodman, Char Bland, Cherissa Boyd, Colleen Crosetti, Leo Clark, Liana Suwandi, Libby Wales, Sharon Balmer, Sharon Jarkoff, Sona Rosenberg, Friend, David Jarkoff, Deborah Shechtman, Lilian Payan, Linda Sims, Loreli Embry, Lori Stuart Waldman, Sue Stutz, Susan Love, Suzanne Dolores De Nardis, Ellen Smith , Etienne Thach, Switanoski, Lovette Panthier, Lourdes Aguilar, Tracy, Sylvie de Toledo, Tanya Bogdanovski, Genoveva Galvez, Gianna Provenzano, Gilbert Lupe Barrios, Lyn Laboriel, Marilyn Blutter, Teresa Arreola, Tom Bellows, Tom Pruitt, Tyrone Bautista, Gina Taylor-Pickens, Gloria Pollack, Marcie Magana, Marilyn Popiel, Marjorie Shelvy, Cain, Vanessa Henderson, Vic Sampson, Warren Georgia Durante, Gus Bracamonte, Harriet Mark Cournoyer, Mark Rosenberg, Martha Cohen, Warren Riley, Willa Meller and Zoe Pruitt. Minke, Heather Lang, Helen Cohen, James Alimino, Marissa Sanders, Michelle Bartlett, Mort Thanks for all you do. Sorry if we missed anyone! Pickens, Jan Lyons and Jeff Hananel. Schectman and Nadine Dotto. Page 7 Grandparents as Parents Spring 2011 Call (310) 839-2548 (562) 421-7991 or (818) 264-0880 or e-mail firstname.lastname@example.com for more information. Tuesday Groups (cont'd) Wednesday Groups (cont'd) Inglewood Pasadena 10:30 a.m.-12:30 p.m. 10:30 a.m.-12:30 p.m. Parent Center YWCA 401 So. Inglewood Ave. 851 N. Oakland Ave. Long Beach Santa Fe Springs Monday Groups 9:30-11:30 a.m. 9:30-11:30 a.m. Santa Clarita Salvation Army Building Kinship Resource Center 9:30-11:30 a.m. 455 East Spring St. 9834 Norwalk Blvd. Kaiser Permanente Hospital Pacoima (RAPP-in Spanish) Woodland Hills 27107 Tourney Rd. – Conf. Rm. 1 10-Noon 9:30-11:30 a.m. Maclay Middle School Kaiser Permanente Hospital South Los Angeles 12513 Gain St. 5601 De Soto Ave. 10:30 a.m.-12:30 p.m. Watts/Willowbrook Boys & Girls Club Panorama City 1339 E. 120th St. 9:30-11:30 a.m. Thursday Groups Van Nuys Kaiser Permanente Hospital Carson 13652 Cantara St. 10-Noon 6-8:30 p.m. The Help Group Boys & Girls Clubs of Carson 15339 Saticoy St. Wednesday Groups 21502 Main St. Culver City NEW Palmdale/Lancaster (ROCK) Tuesday Groups Relatives with Teens Group 9:30-11:30 a.m. Chatsworth NEW 10:30 a.m.-12:30 p.m. Palmdale Neighborhood House Relatives with Teens Group SHARE! GAP 503 East Avenue Q-3 7-9 p.m. 2nd and 4th Tuesdays 6666 Green Valley Circle 20121 Devonshire St. Pomona Long Beach (in Spanish) Morning and Evening 10:30 a.m.-12:30 p.m. Hollywood (in Spanish) New Directions Community Church 6-8 p.m. Please call for times 1043 Pine St. 1100 E. Holt Ave. 4011 Clinton St.
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The U.S. Commerce Department's National Telecommunications and Information Administration (NTIA) has awarded $2.7 million to a an umbrella association devoted to elderly issues to help ensure the nation's 37 million senior citizens are prepared for the February 2009 DTV transition.
With about three months to go before the transition, the NTIA issued the sum to the National Association of Area Agencies on Aging (n4a), which, according to the group's Web site, supports a nationwide network of 650 Area Agencies on Aging. The money will fund efforts to help seniors complete DTV converter box coupon applications, secure a set-top converter and connect it to their home TV. The assistance will begin immediately and last until April 2009.
The n4a will work together with various senior-centric organizations, such as Meals on Wheels Association of America, the National Association for Hispanic Elderly, the National Asian Pacific Center on Aging and the National Caucus and Center on Black Aged, to form the "Keep Seniors Connected (KSC) Coalition."
According to Sandy Markwood, CEO of n4a, the most important aspect of what the coalition will offer is direct interaction with seniors to provide one-on-one assistance to ensure that the DTV transition goes smoothly for "these vulnerable populations."
According to the NTIA, more than 18 million households so far have requested more than 35 million converter box coupons, 14 million of which have been redeemed.
For more information, visit www.ntia.doc.gov.
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Super League: Widnes Vikings v Castleford Tigers preview
Last Updated: 03/07/14 10:27am
Eddie Hemmings, John Kear and Paul Cullen look ahead to Widnes v Castleford in Super League.
Castleford Tigers will look to leapfrog reigning Super League champions Wigan Warriors and move into third place when they travel to face Widnes Vikings live on Sky Sports on Thursday night.
Daryl Powell's side enter Round 19 level on points with the defending champions, but could move within two points of league leaders St Helens should they prevail against the eigth-placed Vikings at the Select Security Stadium.
The Tigers come into the match on the back of a 14-10 victory over Salford Red Devils, with Jake Webster and Justin Carney touching down as Castleford bounced back from successive defeats.
Despite taking two points from the Red Devils last time out, Powell is well aware the Tigers were short of their best and will be eager to avoid any costly slips as the fight for playoff places intensifies.
"I thought we were in control at 8-0, but it gets like that when you've lost a couple," he said. "We came up with a couple of smart plays to get the job done eventually but, on the balance of possession, you'd have expected them to win the game.
"However, it's about winning and I thought we did enough to come out on top at the end."
Meanwhile, Denis Betts' Vikings arrested their recent slide, losing three consecutive league outings, by hammering London Broncos 42-24 at the Hive Stadium to further prolong the capital side's search for a Super League success.
Capital gains
Following their capital gains, Betts has been boosted by the return of Liam Carberry, who could make his first appearance of the season.
Carberry has been missing since suffering a broken leg and ankle damage in a pre-season trial.
The return of Carberry means prop Eamon O'Carroll is the club's only long-term injury concern and the Vikings coach is delighted to have an almost fully-fit squad to select from.
"At the moment, Liam Carberry just played his first full eighty minutes for a Cumbrian select side at the weekend," Betts told the club's official website.
"So that's nice to get him back on the field, there's only really now and that's Eamon and he's training really well and we're pleased with how he's looking."
Powell has made just two changes to the 19-man squad which edged out Salford last time out and there is a welcome return for Michael Channing.
The 22-year-old winger is back in the squad following an injury layoff, at the expense of last weekend's hero Jake Webster. Oliver Holmes also returns, with Frankie Mariano dropping out this time.
Widnes Vikings: Ah Van, Allen, Brown, Cahill, Carberry, Clarke, Dean, Flynn, Galea, Gerrard, Hanbury, Isa, Joseph, Kavanagh, Leuluai, Mellor, Phelps, Tickle, White
Castleford Tigers: Dixon, Shenton, Carney, Dorn, Sneyd, Lynch, Milner, Huby, Millington, Hauraki, Massey, Clark, Holmes, Wheeldon, Ellis, Channing, Finn, Jewitt, Carvell
Watch Widnes Vikings v Castleford Tigers live on Sky Sports 1HD from 7:30pm
First Utility Super League
Tue 30th Jun
Hull K R34 - 28Salford Red Devils
Wed 1st Jul
Wakefield WildcatsvsHull FC
Thu 2nd Jul
Warrington WolvesvsWigan Warriors
Fri 3rd Jul
Leeds RhinosvsSt Helens
Sun 5th Jul
Huddersfield Giants0 - 0Hull K R
Hull FC0 - 0Wakefield Wildcats
Salford Red Devils0 - 0Catalans Dragons
Castleford Tigers0 - 0Widnes Vikings
Thu 9th Jul
Wigan WarriorsvsLeeds Rhinos
Fri 10th Jul
St Helens0 - 0Huddersfield Giants
Sun 12th Jul
Hull FC0 - 0Castleford Tigers
Salford Red Devils0 - 0Hull K R
Wakefield Wildcats0 - 0Warrington Wolves
Widnes Vikings0 - 0Catalans Dragons
Thu 16th Jul
Warrington WolvesvsSt Helens
Fri 17th Jul
Hull K RvsHull FC
Leeds Rhinos0 - 0Salford Red Devils
Wigan Warriors0 - 0Widnes Vikings
Sat 18th Jul
Catalans DragonsvsHuddersfield Giants
Sun 19th Jul
Wakefield Wildcats0 - 0Castleford Tigers
Thu 23rd Jul
Hull FCvsWigan Warriors
Fri 24th Jul
St Helens0 - 0Hull K R
Sun 26th Jul
Huddersfield Giants0 - 0Wakefield Wildcats
Leeds Rhinos0 - 0Catalans Dragons
Widnes Vikings0 - 0Salford Red Devils
Castleford Tigers0 - 0Warrington Wolves
Super League 2014, round 19
Salford v Hull FC: Teams
Hull FC coach Lee Radford has put his team on red alert over Salford's trio of new signings ahead of Saturday's clash.
Super League stats
Who has kicked the most goals this season? Which player is penalised the most? Find out here...
Dragons' desire delights coach
Laurent Frayssinous says Catalan's win at Bradford shows they have found the composure they lacked earlier this year.
- Dragons comeback denies Bulls
- Harris eyes play-off push
- Wane - We're in a good place
- Warriors thrash sorry Broncos
- Locke shines in Salford win
- Smith makes case for defence
- Webster: Our chance was coming
- Bulls v Dragons: Teams
- Bulls v Dragons: Teams
- Wildcats stun Rhinos
- Hull KR v Saints: Teams
- Powell praises in-form Clark
- Clark hat-trick floors Widnes
- Hull FC v Wolves: Teams
- Wildcats v Rhinos: Teams
- Powell prioritising points


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June 25th, 2015, 10:42 PMjasmine.lee replied to a thread CAF - My Family Names in Baby Name GamesLN: Matthes DH: Paul Lee DW: Ann Marie DD: Delilah Michelle DS: William George DS: John Alexander DD: Samantha Candace36 replies | 454 view(s)
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28 year old woman | Grapevine, TX, USA | Seeking men 28-35 within 20 miles of Southlake, TX
Giving it a shot...you never know :)
My name is Lynn. I recently moved to Southlake from Kentucky. I grew up on a farm in eastern Kentucky and my family still lives there. I have worked in the legal field for almost six years and enjoy it! Being from Kentucky, I am a big Wildcat fan. Favorite sport is basketball. I am looking for my other half. Someone to experience my new life in Texas with. I wouldn't say I have a type but I do like a man with a smile. That's the first thing I notice. People are all different and their "type" doesn't determine them, their personality does. Submitted from mobile
Dining out , Fishing/Hunting , Movies/Videos , Music and concerts , Playing cards , Watching sports
Auto racing / Motorcross, Basketball, Football, Walking / Hiking
I don't exercise regularly.
I like Birds, Cats, Dogs, Exotic Pets, Fish, Horses, Other
Middle of the Road
I am pretty new to living here so I do not really have favorite place
I love country music, i dont watch alot of television but if I do, its usually the First 48.
I enjoy going to the movies, going to museums and checking out the area!
Back to the Bedroom by Janet Evanovich
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WWE Planning More Fan Fests, WrestleMania 30 Location, Briscoes
by Amish Patel - January 31, 2013
– It's said that WrestleMania 30 is now pretty much confirmed for the Superdome in New Orleans, which would be the first time a pro wrestling show had been held there since WCW Nitro on June 21st, 1999. The official announcement is expected to come in February at Elimination Chamber, also from New Orleans.
– The WWE Royal Rumble Fan Fest was such a success that they have decided to do the same thing with all big four pay-per-views – Rumble, WrestleMania, SummerSlam and Survivor Series. Because the Rumble Fan Fest was an experiment, it will be much bigger next year and beyond, like the WrestleMania Axxess events.
– Top indy tag team The Briscoe Brothers won't be attending the WWE tryout camp this week after all as they are still under contract to Ring of Honor. Adam Cole is expected to attend the tryout.
Source: Wrestling Observer Newsletter
|Former WWE Superstar Issues Statement On Several Wrestler Suing WWE For Allegedly Suffering Injuries
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|Doink The Clown's Mother Suing WWE For Wrongful Death, Fraud, And Negligence
|WWE Censors Cesaro After He Flipped Off John Cena During Their Match On RAW
|WWE RAW Results For June 29th: No DQ Tag Team Match
|What Main Events Is WWE Planning To Do At WrestleMania 32?
|The WWE 2K16 Video Game Cover To Be Revealed During This Monday's Episode Of RAW


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Did you know that many commercial beauty products are loaded with endocrine-disrupting chemicals that are harmful to us, our children, and the wildlife that gets exposed to them? Only about 10% of the 10,000 chemicals found in personal care products have been tested for human safety. But one company is creating big changes by having the strictest ingredient selection process in the industry. And I am giving away some of their non-toxic tinted moisturizer (in the color of your choice.) ENTER TO WIN HERE.
A good salad dressing turns an ordinary salad into an amazing salad. And now that warm weather is upon us again, salad season is in full swing. Need some inspiration? Here are 25 of my favorite Homemade Salad Dressings.
You may have seen my post on 22 Beautiful Salads last week. I've been having tons of fun trying out all the great recipes. This week, it's all about the dressings. I have to admit: I love condiments. We eat pretty simple around here, so tasty, tangy dressings are a must. I always have an assortment of glass jars in my fridge door filled with dressings and sauces that i like to make.
I find that store-bought dressings almost always use industrial seed oils (like canola, sunflower, and safflower) and contain additives and emulsifiers that I prefer to avoid. Luckily, homemade salad dressings are a breeze to make. Here are 25 simple and delicious salad dressings for you to try at home:
1. Chipotle Lime Vinaigrette from Rubies and Radishes
2. Almost Ranch Dressing from Meatified
3. Creamy Avocado Dressing (dairy free) from Tasty Yummies
4. Italian Vinaigrette from Peace, Love, and Love Carb
5. Easy Homemade Ranch Dressing (dairy) from Holistic Squid
6. Creamy Dill Dressing (dairy free) from It's a Love Love Thing
7. Kefir and Bacon Blue Cheese Dressing (dairy) from Real Food RN
8. The Best Organic Strawberry Dressing Ever from Whole Lifestyle Nutrition
9. Smokey Tomato Vinaigrette from Tasty Yummies
10. Spicy Mango Vinaigrette from Happy Healthnut
11. Coconut Almond Dressing from Butter Believer
12. Garlic Dijon Vinaigrette from Healy Eats Real
13. Spicy Maple Balsamic Vinaigrette from The Rising Spoon
14. Probiotic Salad Dressing from Fostering Nutrition
15. Amazing Asian Dressing from Life Made Full
16. Probiotic Rich Lemon Poppyseed Dressing from Pickle Me Too
17. Paleo Caesar Dressing from The Paleo Mom
18. Blueberry Vinaigrette from Predominately Paleo
19. Hot Bacon Vinaigrette from The Happy Healthnut
20. Pear Chardonnay Vinaigrette from The Organic Kitchen
21. Kombucha Vinaigrette from Nourishing Joy
22. Honey Mustard Dressing from Life Made Full
23. Maple Mustard Dressing from Jaybird
24. Strawberry Rosemary Dressing from Meatified
25. Taco Salad Dressing from Canada Girl Eats Paleo
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Do you have a favorite salad dressing? Please share in the comments below!
MEDICAL DISCLAIMER: The information included on this website is intended for educational purposes only. It is not intended nor implied to be a substitute for professional medical advice. None of the opinions expressed here are meant to diagnose or treat any disease or illness. You should always consult your healthcare provider to determine the appropriateness of the information for your own situation or if you have any questions regarding a medical condition or treatment plan.
PAID ENDORSEMENT DISCLOSURE: In order for me to support my blogging activities, I may receive monetary compensation or other types of remuneration for my endorsement, recommendation, testimonial and/or link to any products or services from this blog. AMAZON DISCLOSURE: The owner of this website is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon properties including, but not limited to, amazon.com, endless.com, myhabit.com, smallparts.com, or amazonwireless.com.


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Nivea Lip Butter
282 reviews
80% would repurchase
Package Quality: 3.5
Price: $$
Package Quality: 3.5
Price: $$
INGREDIENTSALL: ~~~~~~~~~~~~~~~~~~~~~~~ Petrolatum, Polyglyceryl-3 Diisostearate, Butyrosperum Parkii (Shea) Butter, Ricinus Communis (Castor) seed Oil, Prunus Amygdalus Dulcis (Sweet Almonst) Oil, Water, Glycerin, Glyceryl Glucoside, BHT, TItanium Dioxide. ~~~~~~~~~~~~~~~~~~~~~~~ (ADDITIONAL INGREDIENTS) ~~~~~~~~~~~~~~~~~~~~~~~ Raspberry Rose Kiss: Red 7. ~~~~~~~~~~~~~~~~~~~~~~~ Caramel Cream Kiss / Vanilla & Macadamia Kiss: Iron Oxides.
on 3/13/2013 9:22:00 PM
Age: 19-24
Skin: Normal, Tan, Not Sure
Hair: Blond, Other, Other
Eyes: Blue
didn't do ANYTHING to my lips waste of money smell good in the pot but odor dissapear as soon as u put it on your lips DO NOT RECOMMEND not even to my worst enemy
on 3/9/2013 1:45:00 AM
Age: 25-29
Skin: Oily, Medium, Not Sure
Hair: Brunette, Other, Other
Eyes: Other
I bought the Caramel Creme Kiss scent at Target and I LOVE this product!
Price: super cheap they were $3-4 bucks at Target
Smell: Amazing! Super sweet and delicious
Moisturizing Quality: Amazing! These lip butters are super thick and creamy and they are the perfect nighttime lip treatment. These might be a little thick and slick to wear under lipstick during the day because the texture is so creamy the lipstick might smear off. These actually remind me a lot of my Korres lip butters-they feel like a luxury lip balm.
Packaging: I actually love the fact that this comes in a tin as I prefer tins but if you find tins unsanitary you might want to try the Nivea chopsticks that come in a tube form.
on 3/5/2013 6:25:00 PM
Age: 18 & Under
Skin: Dry, Fair-Medium, Warm
Hair: Black, Straight, Medium
Eyes: Brown
I've been searching EVERYWHERE for these for the past 3 months. Every time I went to a store, I checked to see if they have these lip butters, with no luck - until yesterday! When I saw these, I literally started jumping up and down like a mad woman! I picked up the Vanilla & Macadamia Nut scent and let me tell you - I am in LOVE with it. It is so creamy and literally feels like you're spreading butter on your lips (in a good way), hence the name "lip butter". It smells heavenly and moisturizes better than anything I've ever tried. $4 might seem a tad pricey for a small tin of lip balm, but the quality is just phenomenal. Honestly, I don't think any other lip product compares to this. I put it on at night and under other lip products, and it keeps my lips moisturized and smooth. While other lip balms wear off pretty quickly, this one stays and holds up well! The only bad thing I can say about this is the packaging. It's unsanitary. But then again, I don't think the product would be the same in a stick/tube.
All in all, I will definitely pick up more of these! If you love soft lips (who doesn't?!), then you should try these out!
on 3/4/2013 11:23:00 AM
Age: Unknown
Skin: Other, Fair-Medium, Warm
Hair: Black, Other, Other
Eyes: Brown
I really enjoy this lip butter, BUT I noticed that the quality is inconsistent depending on the flavor, many people who brought the raspberry one tend to dislike the product, I have the vanilla & macadamia which is a high quality one:
-Origin: It's made in Belgium, so no animal testing, GREAT!
-Smell: I prefer non scented, but it was not available at my local drug store.
-It's has lots of good ingredients: Patrolatum & polyglyceryl, glycerin are all moisturizing agents, shea, castor seed and sweet almond oil, are moisturizing oil; BUT it has BHT, which has double duty: it's a synthetic antioxidant that keeps the product fresh, also a good skin emollient, but if you eat it (some people like to eat their lip balm) in large dose, it can be carcinogenic. So DON"T EAT IT. Otherwise it is a great product.
-I found myself applying lip balm less often after using this, it layers well with lipstick because it's not too glossy nor slippery.
Overall I think this is a great lip balm (again, don't eat it) with great value performance.
on 3/1/2013 9:55:00 PM
Age: 36-43
Skin: Combination, Dark, Warm
Hair: Black, Kinky, Coarse
Eyes: Brown
These are new to Canada. Of the 4 types (according to the Nivea website), we have original and vanilla/macadamia nut. I purchased the vanilla/macadamia nut. I like the tin packaging, although I do prefer a twist-up stick for hygienic reasons. Regarding the appearance of the product, it is white is colour and the texture is soft, but not mushy or runny. I have read some reviews that state that the product leaves a white film on the lips. Even though my lips have a naturally dark pigment, I do not have a problem with the white film as it is barely visable. I would have no problem applying this sans mirror. Even with the addition of sweet almond oil and shea butter, it is not the most moisturizing (it kind of sits on the lips), but for the price of $4cdn, it's alright. I wish Vitamin E was part of the formulation as I think that would help with moisture. Regarding scent and taste, initially I likened the scent to cocoa butter (which I love), but when I applied it, I realized that the scent is more like a vanilla milkshake. I love it. It is not heavily scented, but the vanilla is definitely detectable. There is no taste. I think this is definitely worth a try.
on 3/1/2013 7:06:00 AM
Age: 19-24
Skin: Combination, Fair, Not Sure
Hair: Blond, Straight, Fine
Eyes: Blue
I love the packaging of these lip butters and the way they make my lips feel! I have the Original, Caramel Cream, and Raspberry Rose butters. I will definitely pick up the Macadamia one once I find it in a store! The scented butters smell incredible, especially the Caramel Cream one - it reminds me of Bath and Body Works. The consistency is smooth and creamy. They all leave a bit of a whitish cast on the lips, but it's very subtle. At night I apply my Nivea - A Kiss of Milk and Honey balm and then top it off with a coat of the Raspberry Rose lip butter. I ALWAYS wake up with smooth, soft lips.
on 2/28/2013 6:57:00 PM
Age: 19-24
Skin: Combination, Fair-Medium, Not Sure
Hair: Blond, Other, Other
Eyes: Blue
I just DO NOT get the hype over this product. I picked up the raspberry-rose scent at my CVS for $4 (fairly average lip balm price for CA). I don't mind the packaging, but I know some people don't like pots; in fact, I'm extremely fond of CD creme de rose lip balm, which also comes in a pot. The downside is CdR is very pricy($30), and I was hoping this would be a dupe, but it really didn't do it for me. The smell is nice, but it didn't do anything for my lips. Just sat on top, feeling greasy, and quickly dissipates away. If you want to try something better from Nivea in the lip department, a kiss of milk and honey is one of my favorite drugstore lip balms. I'd highly recommend that over this any day! And if you want something similar, but better than this, and are willing to fork over some extra money, creme de rose is amazing.
on 2/27/2013 10:03:00 PM
Age: 18 & Under
Skin: Combination, Fair, Cool
Hair: Brunette, Curly, Medium
Eyes: Hazel
These are awesome!!! I actually think these are better then Eos. I have the Raspberry Rose, Vanilla & Macadamia, and the Caramel Cream. All of them smell lovely. They have cute packaging. I will buy them again.
on 2/27/2013 1:32:00 PM
Age: 18 & Under
Skin: Combination, Fair, Warm
Hair: Black, Wavy, Medium
Eyes: Brown
These lip butters beat everything I've tried in my life. I've had the EOS lip balm up 'til now but I'll have to say that Nivea wins this one.
I got these Nivea lip butters a couple of weeks ago and waited until now to see if it really works.
I have Raspberry Rose and Vanilla Macadamia and they both smell amazingly delicious. After putting the Vanilla Macadamia one on my lips, HOLY SKLFDLSD my lips were so smooth and wonderful within the next 30 minutes! It's perfect because my lips are usually dry and in terrible condition because of stress. This doesn't have the heavy feeling Rose Bud Salve or Vaseline have on your lips - it's not sticky, it's light, and the fragrance doesn't last on your lips after you put it on (thank god). This wonderful product has everything you need to condition your lips - almond oil and shea butter.
Yes these do come in little, matte tins that'll make everything unhygienic, but the product in these tins are WORTH IT. It's also reasonably sized enough that you can fit your lips in it without using your fingers to apply it. The tins are actually pretty cute :x
All in all, this is really amazing...get your butt off the computer and get yourself one of these! It is pretty cheap, I think $4. I plan on definitely repurchasing until I find another substitute but I don't think that won't happen for a long, long time!!
on 2/24/2013 10:21:00 PM
Age: 25-29
Skin: Acne-prone, Fair, Cool
Hair: Brunette, Curly, Medium
Eyes: Blue
This is only ok. I was pretty disappointed with it actually after all the hype there has been over it. I have the Vanilla and Macadamia flavour. Ok, so it is very moisturising and does last on your lips for a good while but it does leave a white cast over your lips so I have resorted to just using this as a lip treatment straight before bed. Also, the flavour is VERY artificial, not too sure why people are saying that it's not! If I was to ever buy it again, it would only be something that I would use at bedtime. Also, the packaging is really quite annoying, a little bit messy.
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