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Originally written on CowboysBlog.Net | Last updated 1/8/13
The Cowboys fired another assistant coach, and this time its defensive coordinator Rob Ryan. This is a move that I wanted to see happen, and one that needed to happen. Fact is, Ryan talked too much and couldn't back it up, nor did he he ever elevate the defense to a top flight defense. Its funny to hear that his defense was exotic and aggressive – it was not. How many times did the defense crumble under pressure. You can call it a scapegoat firing, but don't pretend this was not needed. Its ridiculous seeing so many people taking an issue with this firing. I promise you these same people were cussing out Ryan everytime the defense looked lost and gave up touchdowns. Ryan was an adequate coach, but very upgradable. Ray Horton is a name being floated around, but I think its time to call it for the 3-4. None of the supposéd gurus, Parcells, Phillips, and Ryan have made it work. We no longer have the larger personnel to run the 3-4, Spears is busted up, Ratliff played a psuedo NT and is...
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Stratify (Tm) Approximately 170.00ctw Mixed Shape Smoky Quartz And 18k Yellow Gold Over Sterling Silver Beads, Set Of Three Stretch Bracelets. Measure Approximately 13/16"w When All 3 Stacked.
Exclusively produced for Jewelry Television, Stratify is a collection of stylish jewelry that offers you the same look, feel and allure of yellow, white or rose gold without the associated high prices. The name Stratify signifies that each piece is layered in precious 18 karat gold over .925 sterling silver. Luxurious 18 karat gold, which is 75% pure gold, is one of the most desirable gold karatages to possess and it is the only thing that touches your skin every time you wear your Stratify jewelry. Treat yourself today to the richness of Stratify, available only on Jewelry Television and jtv.com.
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733 Reviews
Average Customer Review
Share your thoughts with other customersCreate your own review
122 of 122 people found the following review helpful
5.0 out of 5 stars This is The One
The Kipling Defea is the perfect bag. So there.
But seriously... we just got back from a holiday to the Arctic (wait, this is relevant, honest) and my Defea was the ideal travel companion. Allow me to explain.
My husband always ribs me about the amount of luggage I take anywhere. To be fair to him, I usually do take way more than I actually end up...
Published 19 months ago by MrsSpike
3 of 3 people found the following review helpful
3.0 out of 5 stars Colour not as expected.
Rather disappointed with the colour. It is a completely different grey and much darker than pictured. I love the design of this bag. Very spacious with lots of pockets. Ideal for travel.
Published 9 months ago by barbara annette cummins
Most Helpful First | Newest First
122 of 122 people found the following review helpful
5.0 out of 5 stars This is The One,
The Kipling Defea is the perfect bag. So there.
But seriously... we just got back from a holiday to the Arctic (wait, this is relevant, honest) and my Defea was the ideal travel companion. Allow me to explain.
My husband always ribs me about the amount of luggage I take anywhere. To be fair to him, I usually do take way more than I actually end up using, so this time, despite the fact that I had a legitimate excuse to take more that usual (Arctic temperatures, so need more layers), I packed a medium rather than large suitcase and dug out my Defea to use as carry-on luggage.
Typically I use a Jansport rucksack as carry-on, believing that the 2 straps over the shoulders will make carrying all the rubbish I insist I need on a flight easier. But this didn't fit in with my pared-down packing plan, so the Defea it was.
Wow. Since the bag is so light to begin with, it was remarkably not that much heavier when full. I packed the following with no trouble:
Kipling Blossom bag with travel potions and lotions inside (hand sanitiser, emu oil, mini toothpaste, lip balm, mini aquaphor)
worldwide travel plug adaptor
tablet mains charger
phone mains charger
rescue remedy
travel sickness tablets
travel bands
a flannel
a sponge (as you do)
spare pare of socks and undies
travel wallet with passports, tickets, boarding passes etc
pocket pack tissues
camera (in Kipling Flashy 2go case, natch)
camera mains charger
bag of crisps (2 bags of crackers on the return journey)
bottle of water
small cross-body bag
ipod in case with earbuds etc
and more, which I have forgotten now. I used the long cross-body strap and honestly forgot I was carrying it, it was so comfortable. Usually my rucksack would weigh me down after a while but the Defea was amazing. The zipped pocket at the back was particularly useful for the travel wallet with passports etc in as was easily accessible.
As carry-on, so far so good.
Now to the holiday itself. I usually take a smaller cross-body bag, one that can be squished and flattened, in my carry-on and then use that as a handbag throughout the holiday. However on this particular holiday, that small bag wasn't appropriate, the reason being it was too small to fit all that one requires in the Arctic.
So out came the Defea again. We travelled by heated coach to various places but inevitably the destination was cold and windy (and wet, mostly) so we had to be prepared. In which case my trusty Defea was able to carry:
usual handbag detritus yadda yadda
but in addition:
Arctic-grade gloves
extra microfleece base layers
all with apparent ease and comfortably.
For when we were on the ship, the Defea became my 'normal' handbag which it does well, given that it seems to shrink when it is not full and therefore doesn't look ridiculous (the way some big bags with not much in do).
The most important thing I discovered is that it can carry a bottle of Moet, a bottle of Prosecco, and a litre bottle of water with room for more which is just what you want when you are on a ship in the Arctic being battered by hurricane-force storms. You might as well be prepared.
The Defea is practical, extremely comfortable to wear, hard-wearing, and can be bunged in the washing machine. Admittedly, I didn't use it much before this holiday but it has now become my everyday bag.
Heartily recommend and am awaiting delivery of three more Defeas, after which I shall probably seek help for my Kipling addiction!
125 of 127 people found the following review helpful
5.0 out of 5 stars A veritable tardis of a bag,
FussyMissus (Uk) - See all my reviews
This review is from: KIPLING Womens Defea Shoulder Bag (Apparel)
I am a kipling fan, let's make no bones about that, and most things kipling please me. They are uniformly well made, good colours and joy of joys they can be thrown in the washing machine and laundered as and when they need it, giving them much more longevity than normal bags.
The Defea is for women like me who carry a lot of random stuff around. Not only does it have the usual slots for phone, mp3 and the like, but it also has plenty of pouches and places to store keys, makeup, cheque books, credit cards and so on. Add to that the main compartment of the bag easily takes one sony vaio notebook, mouse, spare battery pack, mousemat and two university books along with a notepad (the paper type) and pens, and STILL has room for the heap of old receipts, the purse and the assortment of clutter I hike around with....and it is still NOT FULL.
The capacity of this bag is even more amazing given that it does not look that large from the outside.
When I am not carrying around heaps of study material, I have loads of room for small amounts of shopping in this bag, meaning no carrying around a spare bag, and this for me is a great bonus.
Reliable and sturdy, I cannot fault this most favourite bag of mine, and the colour is a nice one too - it is advertised as Emerald green, and I thought it would be bright and loud, but it is not, just a nice deep emerald colour, not at all youthful and funky.
Highly reccomended and the best bag I own!
15 of 15 people found the following review helpful
5.0 out of 5 stars Great sized bag,
As other reviewers have said this has multiple uses! Handy pockets, shape makes it good to carry even when full. The size is great as a mum of a toddler as fits my stuff and baby stuff. Highly recommend!
119 of 125 people found the following review helpful
5.0 out of 5 stars An exceedingly good bag.,
I am 53 and have never had a handbag. When I have needed to carry something I have used a small rucksack or just pockets. My sister-in-law has one of these bags in red and I thought how nice it looks. So I took the plunge and bought one for myself in black. I am SOOOOO pleased with it. I can carry loads of things; keys have their own little ring ro attach to, so no rummageing around to find them; lots of different pockets making it easy to store wallets, pens, business cards and other things like that. The main section is big enough to comfortably hold a large bible and note pad.
I look after my grandson regularly and it has been easy to carry all the necessary things, change of clothes, food, drink, cars, books, toys, with still plenty of room for my few bits.
Last week a bottle leaked in the main compartment so I stuffed the bag in the washing machine and it has come out as good as new.
Overall, I love the bag and can highly recommend it.
11 of 11 people found the following review helpful
5.0 out of 5 stars Happy,
What you see is exactly what you get and is just perfect!I'm very pleased with my purchase, it was hassle free and without nasty surprises, the bag is of a medium size and full of zipped pockets, just what I needed!
26 of 27 people found the following review helpful
5.0 out of 5 stars Kipling bag,
My wife assures me that the bag is very practical and roomy: good quality fabric, waterproof and lightweight. It arrived very promptly. I am a little concerned that this is Kipling bag number five!
10 of 10 people found the following review helpful
5.0 out of 5 stars perfect!,
Got this bag in black snake print & love it. Great work bag - fits everything I need & more. My 8th Kipling bag and certainly won't be my last.
5 of 5 people found the following review helpful
5.0 out of 5 stars If you like to pack the kitchen sink when you go out...,
Sally G (UK) - See all my reviews
I can't compete with the wonderful review posted by another Kipling enthusiast who listed every item she'd managed to cram into her Defea - but I will just say that it is indeed a capacious and stylish bag that holds an amazing amount of kit. I like the variety of handle lengths - even with the long strap removed one can sling it over a shoulder. When full it stands up all by itself and the two slim side pockets are great for popping pens and tiny last minute things into.
If you want a large bag that doubles as an overnight or just like big bags this could be one for you. I also love the cardinal red colour (now last season darling but who cares?) as it is on the pinker side of red and the colour on this page is pretty accurate.
6 of 6 people found the following review helpful
5.0 out of 5 stars Kipling women's Defa 1 shoulder bag Grape,
dizzygirl (Weston-super-Mare) - See all my reviews
What a bag! So much room in it. It has lots of pockets internal and zipped external ones. Plenty of room for mobile, purse, cosmetics, water bottle etc. Adjustable shoulder strap with carry handles as well. Really excellent bag and just what I wanted. I sprayed it with water repellant spray so now it is waterproof as well. A very roomy bag. Also grape colour matches my Blackberry mobile too!!
8 of 8 people found the following review helpful
5.0 out of 5 stars Lovely bag,
S. Bevan (UK) - See all my reviews
Practical day to day bag and also good for travelling and sightseeing as its very spacious rather like the TARDIS.
Most Helpful First | Newest First
In stock


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I Know Why This Woman Is Smilin' So Big!
these tickets we gave Ernie Lucero aren't in Steven Tyler's lap, but they're inside and they are free.
these tickets we gave Ernie Lucero aren't in Steven Tyler's lap, but they're inside and they are free.
Help raise money for the COMEA Shelter of Cheyenne by attending the Journey Home Festival on Saturday, June 21. All proceeds will benefit the men, women and children who will make use of COMEA's beds, pantry and medical supplies.
Taco Tuesday is back on KingFM with a new video series that speaks to all things taco! We're also holding a contest for Cheyenne's taco lovers so you can taste a piece of the beefy, Mexican-Wyoming flavor of Taco John's!
For many Cheyenne-ites, the 6.5 hour drive to Salt Lake City, Utah is a bit grueling for everyday travel. But for special occassions, vacations, or even to see a Paul McCartney concert on August 7? It's a fun trip.
101.9 KingFM is proud to welcome BritFloyd--a Pink Floyd Tribute Band--to the Cheyenne Ice and Events Center Friday, June 13.
KingFM and Cowboy Country are taste testing the new Big Chicken Fillet Sandwich and hooking up your office with lunch.
Get ready to hear the roar of classic, restored engines at the Goodguys 17th Colorado Nationals. A colorful hot rod & custom car festival, it features more 2,000 hot rods, customs, classics, street rods, muscle cars & trick trucks through 1972 vintage nestled into the grounds of The Ranch Events Complex.
The College National Finals Rodeo is quite simply the biggest event in College Rodeo - and it's back, June 15-21 at the Casper Events Center.
Featuring the region's top weapons manufacturers, gear and equipment retailers, sellers, firearms experts and more, the Cowboy State Firearms Show is the one firearms event every enthusiast MUST attend.
Big O Tires of Cheyenne has partnered with Private Eyes Window Tint and Great Western Auto for the Big O Tires Driven For Moms Contest. One lucky winner will be gifted a refurbished car and all routine services for one year!


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Grid developement at the Norwegian West Coast
See the spectacular operation when the pilot suspends power line from 0 to 1 000 meters in Høyanger.
Statnett - Results Q3 2014
The Statnett Group's underlying profit after tax amounted to NOK 224 million in the fourth quarter of 2014 (NOK 165 million in the fourth quarter of 2013). The underlying profit for the year 2014 amounted to NOK 1 284 million (NOK 832 million).
The future is electric
Read more about how Statnett meets current and future challenges. By building a new main grid, in a targeted and efficient manner. By developing robust and sustainable solutions for our electric future.
Why choose a career in Statnett
Statnett offers challenging and exciting jobs in one of Norway's leading professional enviroments in the power industry.
Grid developement
Statnett - Results Q4 2014
The future is electric
Why choose a career in Statnett
The Statnett Group's underlying profit after tax amounted to NOK 289 million in the first quarter of 2015 (NOK 354...
Statnett is planning to invest NOK 50-70 billion over the next decade....
Statnett's annual report 2014 is now published. In addition to the Board of Directors' Report and financial reporting,...
National Grid and Statnett reach an agreement to construct an interconnector...


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Four Motets for Lent Season (Temps Penitence)
(SATB). Composed by Francis Poulenc (1899-1963). For Choral (SATB). Choral. Sacred. 19 pages. Editions Salabert #SLB5244. Published by Editions Salabert (HL.50483216)
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Dads Plan to Teach Kids the Importance of Being Danger Mouse
Bonding over crap old TV.
Bonding over crap old TV.
It's an attempt to make its theme parks even more magical
Half the world sees the successful Google doodles, but hardly anyone has seen these gems that didn't make the cut.
These ten iconic characters have been drawn in the style of 10 famous cartoonists. Impressive work!
Like most people who got too famous too fast or too rich too young, it's no surprise that our favourite cartoon characters would burn out.
The witty folks over at Joy of Tech have put together this funny cartoon showing how we will be watching the Apple event tonight. Nailed it.
A celebration of the legendary animator who breathed life into household names like Bugs Bunny, Daffy Duck, Wile E. Coyote, and so very many more.
These are 12 previously unseen production photos from the golden age of animation. Pop in and see how they made classic Hanna Barbera cartoons.
From Robocop to He-Man to Batman to Wario to Popeye to Porky Pig to Boba Fett – beards just bestow brilliance.
Climate change is no laughing matter—but maybe it should be.


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I was one of the only people here for Rihanna and Chris Brown's relationship. I thought they were meant to be together, and who's to say that they won't be, but ever since their latest breakup, Ri Ri has been different. Her new video "What Now" is a tormented portrayal of how we imagine the insides of her soul to be. "I don't know how to feel, I don't know how to cry," she sings and it's the most truthful statement we've heard from Rihanna since she subliminally begged Chris to "Stay."
Rihanna herself labeled the video "demented" and we agree. She screams "What Now" while wallowing in melancholy in the Jeff Nicholas-directed visuals that remind us of her Rated "R" demeanor (you know, the album she released after the domestic violence incident in 2009). After watching the dark clip, we're ourselves wondering what now? What's next for Ri Ri now that Chris has moved on with his relationship with Karrueche?
It seems like Ri is just begging for attention and now that she's been hanging with her ex and Chris's ex-enemy, Drake, we're convinced of it. In case you need the reminder Ri, you're awesome and totally deserve a man who won't do you like Chris did.
MUST READ: Rihanna Returns The Favor: Surprises Drake At Houston Show
MUST READ: Rihanna Is About That Snake Life On The Cover Of GQ UK's 25th Anniversary Issue
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Also On HelloBeautiful:
100 Reasons Why I Can't Stop Looking At Blue Ivy
1. Mommy & Me
2. Blue. #May10 #NYC
3. Blue Ivy & Jay Z Sip Tea
Blue is surely the apple of Daddy's eye.
4. Blue Ivy & Beyonce Smell The Roses
Beyonce seems like the coolest mom.
5. Blue Ivy & Beyonce Soar The Big Skies
How cute!
6. Blue Ivy & Mommy
7. Daddy & Me
8. Photobomb!
Blue Ivy walks across mommy's at-home photoshoot, but it's the most adorable photobomb ever!
9. One Big Happy Family
The royal family, Bey, Jay & Blue are all out shopping and we're sure they spent our entire life's savings in 30 minutes or less.
10. Beyoncé, Jay Z & Blue in Beverly Hills — Nov. 11
Beyonce in these heels though?!
11. Beyoncé & Blue in NYC — Nov. 4
Look at Blue in her adorable little bow!
12. Beyoncé & Blue spotted in NYC — Nov. 4
Blue holding on to mommy for dear life.
13. Beyoncé & Blue spotted in NYC — Nov. 4
Momma Bey looking fierce with her mini me in tow.
14. Blue dressed as Michael Jackson.
Happy Halloween!
15. Blue & Ivy
Just look at that face. Seriously, Jay could never deny this child! She knows how to make all his mean mugs!
16. Beyoncé, Jay Z & Blue in Beverly Hills — Nov. 11
Look at that cutie!
17. Beyoncé, Jay Z & Blue in Beverly Hills — Nov. 11
OMG Blue in a top knot? Yasss!
18. Blue
Blue has grown up to be an adorable toddler! We're swooning over this photo of her playing on the beach.
19. Blue
Looks like Blue is taking a walk in mom's shoes...literally.
20. Beyoncé & Blue
There's nothing like being cuddled up in mom's arms.
21. Blue
Blue is looking all kinds of adorable! Look at that left hand go! LOL.
22. Blue On The Big Screen
Bey & Jay look at Blue during a video played at an "On The Run" tour stop. How precious!
23. Pardon Blue's Back
She's growing up so fast! We're loving the top knot. Take that Blue Ivy hair critics!
24. Jump Around
Bey & Blue share an adorable moment on the trampoline. Hello summer!
25. Rocking Some Cute Ponytails
Blue Ivy was spotted with a new 'do! Bey & Jay's mini-me was holding on to her father during a little day stroll.
26. Strolling With Mom & Dad
Blue, Jay and Bey all spotted in East Hampton.
27. Blue Has A Manicure Day With Mama Bey
"Me and my Blue, and my Blue Blue, riding🐝"
28. Hanging Out With Mom
Baby Blue is walking to the door, and it looks like Bey is trying to keep up!
29. Trying On Some Heels
Will Blue be slaying a performance in the near future?
30. Holding On To Mom
Blue looks like she has something to say to Bey.
31. Playing A Game Of Tennis
Blue walks on the tennis court.
32. Cuddling With Mom
Blue & Beyonce have some much-needed cuddle time.
33. Blue Ivy
"The blueprint 🐝"
34. Bey & Blue Take A Stroll
Doesn't Blue look adorable with her colorful dress and cute hair ribbon?
35. The Carter Lounge Together
The family was seen out and about.
36. Jay Z Carries Blue While Bey Looks On
Jay carries Blue in his arms.
37. Leading The Way
Blue Ivy looks too cute with her bowler hat and Mama Bey watching from behind. She's really growing up!
38. Out On The Town
Blue Ivy & Momma Bey enjoy some much deserved time off in Spain.
39. Traveling With Mom and Dad
Blue is used to traveling with Mama Bey and Poppa Jay, but she also looked a little flustered at some moments. It's ok, baby Blue!
40. A Day At The Park
Poppa Jay Z lets Blue Ivy have her way with the bouncy horse.
41. It's A Family Affair
Beyonce, Jay and Blue jetsetting in Dublin.
42. Peekaboo!
Blue dressed up like a hipster and plays a quick game of peekaboo! How adorable!
43. OMG It's Blue's Beautiful Face!
FINALLY! We get to see how beautiful Blue is! Look at the adorable headband! "Blue 💙"
44. Blue Ivy
Life's a beach!
45. Brooklyn Stand Up!
"Beyonce & Blue"
46. Blue Ivy's Got Her Own iPhone
"Momma, what's your password?"
47. Beyonce's Lazy Day With Blue
"Momma, I asked you for your password!"
48. When Blue Ivy Takes Your Phone, Beyonce Be Like...
"Fine, I'll go ask Daddy!"
49. Blue Ivy On Tour
"Bey & Blue"
50. It's Playtime
Beyonce & Blue take some time out to play.
51. A Chilly Day In NYC
"Beyoncé, Jay Z and Blue Ivy in NYC - Jan. 19"
52. All Bundled Up
The royal family makes their way to their fancy car.
53. Kisses From Dad
Blue's all bundled up, getting love from Daddy.
54. Blue At The White House
Blue Ivy's taking after mommy and writing a letter.
55. Blue Loves Bo
The White House pup, Bo is showing Blue Ivy some love.
56. The Carters At The White House
Check out the royal family checking out the scene at the White House.
57. It's Christmas Time Again
Blue and Bey checking out the White House Christmas tree.
58. Blue Lovin' Bo
Blue Ivy, dressed like a Princess, showing Bo some love.
59. Like Father, Like Daughter
Blue playing dress up with Daddy's hat.
60. Fun Times With Mommy
Blue Ivy spends some QT with mommy.
61. Mommy & Me
Blue and Bey take a break for some snacks.
62. Silvery Blue
Beyonce carries Blue, while the adorable toddler rocks a metallic jacket that we want and need.
63. The Holy Grail
Blue, Bey & Jay
64. One Big Happy Family
"#miami #newyear #2014"
65. Surprise!
"Beyoncé & Blue 💙"
66. Blue & Daddy In A Blue Jacket
"Jay and Blue 💙 #NewYear #2014 #Miami"
67. Hold On To Me
"Happy New Year Mommy!"
68. Dora Dora Dora The Explorer
"Beyoncé, Blue and Dora the Explorer"
69. Daddy & Bey
"Look over there Blue, you own that too."
70. Blue's Big B-Day
"Mommy make sure they can only see the back of my head."
71. Painted Faces For Blue's Bday
"Let me get down Mommy, I wanna play!"
72. Kisses From Mommy
Beyonce and Blue prepping for Momma Tina's Masquerade Ball
73. Talk To The Hand!
Beyonce, Jay Z and Blue Ivy were spotted leaving Joey's restaurant in Miami, on January 8th, and Blue had a message for the paps! Talk to the hand!
74. Me & My Daddy
While Beyonce's arm rested, Jay carried Blue from Joey's restaurant, in Miami on January 8th.
75. Blue's First Words
"I'm ready to slay right along with you, Ma!"
76. Imagine The Sound Of This Lullaby
A newborn Blue Ivy gets serenaded by her superstar mother.
77. Don't Mess With Blue!
Every now and again, Blue Ivy reminds you...she is her father's child!
78. All Gold Everything
Blue Ivy takes after her dad's swag. The inseparable duo were spotted in South Beach, Miami illuminating the streets outside their hotel with their yellow luster!
79. All Of The Lights!
"Mommy! All the pretty colors are so blinding! I'm...just..so..overwhelmed! When's my shot coming?! When's my shot coming?!" Blue plays on set with Bey at her 'Blow' video shoot.
80. Hey Blue!
"I can be happy sometimes, see?"
81. Blue Ivy With Daddy
"Why are we clapping, again? I'm not in the shot."
82. Jay Z Tries To Get Blue To Listen To "Magna Carta Holy Grail"
"Daddy, I'm more of a Nas fan."
83. Stepping With Mom
"Wait, Ma. I want the camera to see all angles of this sick dress!"
84. Splashin' & Playin'
"Mom, this water is clean, right? Because I'm not trying to splash in water I can't trust."
85. Beyonce Discusses Important Matters
"Mommy, I completely get it. Yes, I promise to watch the throne."
86. Mommy's Hugs
"Ok, Ma. I love you to pieces, but I like oxygen too." Bey may be the Queen, but this scene from her video "Blue" makes it look as if she can't get enough of being Mom.
87. Blue Ivy Twirls
"Aaaahh, I'm having so much fun not thinking about anything...wiippeee...oh, wait...getting a little sick."
88. Just So You Know...
"I run things. Don't get it twisted."
89. Mommy & Me Loungin'
"Oh, Mommy, I'm so tired of seeing the wigs you snatched last night all on our floor. It's so exhausting. Like, when're they getting picked up? Not now? Oh. Ok."
90. A Kiss For Blue
"Mommy, let me sleep, dang!"
91. Slurpin' On That Milk...Slurpin' Slurpin' On That Milk
"Mommy, gimme that bottle!"
92. Awwww
We could watch this adorable GIF of Blue Ivy nonstop forever!
93. Jay Sneaks In Kisses
"Dadddd! Get..Away!..I don't want...No, ugh..No kisses!"
94. Blue Stares Back...
"Hey! Who's that?!"
95. Blue Still Doesn't Get Why Anyone's Here
"No, really, who are you? You're getting to close."
96. Blue and Bey Out For Lunch
"I'm over this now. People just won't let us be. Mom, why can't we just be?!"
97. Blue Is One Tough Cookie
"Ma, please let me just kick them in the face. Like, please, I can't see through all these lights."
98. Blue Jetsets With Jay
"Dad, do we own this boat? I just figured we owned everything, so..."
99. Beyonce Keeps Blue Covered
"Mommy, I think you forgot my feet. I'm cold right now. Are we inside?"
100. Beyonce LOVES Her Blue
Look at that face, how could you not kiss it?!


text:
int *ptr;
*ptr = 1000;
can I catch memory access violation exception using standard C++ without using any microsoft specific.
can I catch memory access violation exception using standard C++ without using any microsoft specific.
Nope. C++ does not throw an exception when you do something bad, that would incur a performance hit. Things like access violations or division by zero errors are more like "machine" exceptions, rather than language-level things that you can catch.
Read it and weep!
I figured it out. If you don't throw from the handler, the handler will just continue and so will the exception.
The magic happens when you throw you own exception and handle that.
There is a very easy way to catch any kind of exception (division by zero, access violation, etc.) in Visual Studio using try -> catch (...) block. A minor project settings tweaking is enough. Just enable /EHa option in the project settings. See Project Properties -> C/C++ -> Code Generation -> Modify the Enable C++ Exceptions to "Yes With SEH Exceptions". That's it!
See details here: http://msdn.microsoft.com/en-us/library/1deeycx5(v=vs.80).aspx
This type of situation is implementation dependent and consequently it will require a vendor specific mechanism in order to trap. With Microsoft this will involve SEH, and *nix will involve a signal
In general though catching an Access Violation exception is a very bad idea. There is almost no way to recover from an AV exception and attempting to do so will just lead to harder to find bugs in your program.
As stated, there is no non Microsoft / compiler vendor way to do this on the windows platform. However, it is obviously useful to catch these types of exceptions in the normal try { } catch (exception ex) { } way for error reporting and more a graceful exit of your app (as JaredPar says, the app is now probably in trouble). We use _se_translator_function in a simple class wrapper that allows us to catch the following exceptions in a a try handler:
The original class came from this very useful article:
Not the exception handling mechanism, But you can use the signal() mechanism that is provided by the C.
Writing to a NULL pointer is probably going to cause a SIGSEGV signal
A violation like that means that there's something seriously wrong with the code, and it's unreliable. I can see that a program might want to try to save the user's data in a way that one hopes won't write over previous data, in the hope that the user's data isn't already corrupted, but there is by definition no standard method of dealing with undefined behavior.


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- Use the leaf scooper to help your child develop hand-eye coordination and spin the flower top around to encourage touch.
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In honor of #TittyTuesday today, check out some pierced nips to celebrate the occasion!
Miley Cyrus is basically the poster child for the "Free The Nipple" campaign and you can find out why over in the gallery!
After going through all of the cocaine drama, Rih Rih doesn't seize to leave us in shock. She was spotted leaving her favorite restaurant called Giorgio Baldi in Santa Monica in a sheer white top with no bra on. Luckily for us, her hard pierced nips are on FULL display. Check out the pics over in the gallery!
Selena Gomez is growing up right before our eyes and we are loving every minute (and picture) of it. She recently did a shoot in a white bikini in a lake and I guess it was cold in there because her hard nips are COMPLETELY visible through her top. Wow. Peep the flicks over in the gallery!
Love & Hip-Hop star Nikki Mudarris gave us a nice view for the 'Gram of her hard nips in her lingerie. Peep the flicks over in the gallery!
Just in time for #TittyTuesday, Selena Gomez does not disappoint. The singer recently did a photoshoot in a sheer dress, giving us a view of her nips underneath. Check out the flicks over in the gallery!
Reality TV star little sis Kylie Jenner may only be 17-years-old on paper, but she lives the lifestyle of a 30-year-old woman. Aside from dating 25-year-old rapper Tyga and playing step-mommy to his son Cairo, Kylie is definitely growing up way too fast. She recently posted to her SnapChat a picture insinuating that she just got her nips pierced. In the photo, she wrote "new jewelry in the other secret areas" with red circles around her nipples. I meannnnnnnnn, she IS from the Kardashian/Jenner family. They all have zero chill and we know that already.
Do you think that she's doing way too much? She only has a few more weeks until her 18th birthday– so we can only IMAGINE what wild sh*t she's going to be doing then that she'll be legal. Check out Kylie's risqué photo over in the gallery along with some new bikini flicks that has the internet drooling. I'm sure Tyga lovvveeeesss her new pier….nvm. We'll talk about it when she's 18.
British songbird Rita Ora was spotted out and about braless while leaving a Charli XCX concert in London. She was rocking a sheer black top with no bra on, leaving her hard nips FULLY visible. Take a look over in the gallery to see Rita's not-so-accidental nip slip!
Fellas, head over to the gallery to check out five must-see flicks of actress Meagan Good looking super thick as ever with her hard nips on display. SHEESH!
Actress Lindsay Lohan isn't necessarily known as the biggest thirst trapper in the world but she can still have her moments here and there, too. She recently posted a photo with her nips almost showing, leaving little to the imagination! Take a look at LiLo's #ThirstTrap over in the gallery!


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Book your room at The Bannister Hotel
Suite, 1 Bedroom, Mountain ViewMax Occupancy: 2 guests (up to 1 child, 1 infant)
Suite, 1 Bedroom, Ocean ViewMax Occupancy: 2 guests (up to 1 child, 1 infant)
Deluxe Suite, 1 Bedroom, Ocean ViewMax Occupancy: 2 guests (up to 1 child, 1 infant)
Deluxe Suite, 2 Bedrooms, Ocean ViewMax Occupancy: 4 guests (up to 3 children, 2 infants)
Get an overview of this hotelFamily-friendly resort with 3 restaurants and 2 outdoor pools
Situated near the beach in Samana, this luxury resort is close to Whale Museum of Samana. Area attractions also include Samana Zipline and Marine Life Experience Cayo Levantado.
Resort Features
This smoke-free resort features 3 restaurants, a marina, and 2 outdoor pools. Free WiFi in public areas and free valet parking are also provided. Other amenities include 1 bars/lounges, a health club, and a poolside bar.
Room Amenities
All 31 rooms feature kitchens with refrigerators and microwaves, plus free wired Internet and LCD TVs with cable channels. Guests will also find furnished balconies, dining areas, and DVD players.Information missing or incorrect? Tell us!
Hotel Amenities
Hotel Amenities
The Bannister Hotel features a marina, 2 outdoor swimming pools, outdoor tennis courts, and a health club. Dining is available at one of the resort's 3 restaurants. The property also offers a grocery/convenience store. Guests can unwind with a drink at one of the resort's bars, which include 1 bars/lounges and a poolside bar. Public areas are equipped with complimentary high-speed wired and wireless Internet access.
2 meeting rooms are available. This luxury resort also offers a rooftop terrace, a terrace, and a children's club. Guests can use the outdoor pool at a partner hotel. For a surcharge, the property provides an area shuttle within 5 km and a roundtrip airport shuttle (available on request). Complimentary self parking and valet parking are available on site.
The Bannister Hotel is a smoke-free property.
- Free valet parking
- Free self parking
- Free WiFi
- Free wired high-speed Internet
- Number of restaurants - 3
- Marina on site
- Number of outdoor pools - 2
- Number of bars/lounges - 1
- Poolside bar
- Health club
- Outdoor tennis courts 2
- Children's club
- Pool umbrellas
- Rooftop terrace
- Breakfast available (surcharge)
- Airport transportation (surcharge)
- Area shuttle (surcharge)
- Coffee/tea in lobby
- Conference space
- Number of meeting rooms - 2
- Concierge services
- Dry cleaning/laundry service
- Laundry facilities
- 24-hour front desk
- Arcade/game room
- Billiards or pool table
- Multilingual staff
- Wedding services
- Grocery/convenience store
- Terrace
- Garden
- Hair salon
- Porter/bellhop
- Elevator/lift
- Shopping on site
- Luggage storage
- Smoke-free property
- Number of buildings/towers - 1
- Number of floors - 5
- Total number of rooms - 31
- Tennis on site
Family Friendly Amenities
- Free Wi-Fi
- Kitchen
- Outdoor pools
- Separate dining area
- Outdoor tennis courts
- DVD player
- Refrigerator
- Microwave
- Cribs/infant beds (complimentary)
- Rollaway/extra beds available
- Laundry facilities
- Arcade/game room
- Grocery/convenience store
Available in all rooms: Free wired high-speed Internet
Available in some public areas: Free WiFi , Free wired high-speed Internet
Free self parking, Free valet parking
Room Amenities
- Kitchen
- Free wired high-speed Internet
- Furnished balcony
- Separate dining area
- Room service (limited hours)
- Cable TV service
- DVD player
- Refrigerator
- Microwave
- Shower only
- Coffee/tea maker
- Cookware, dishware, and utensils
- Free cribs/infant beds
- Rollaway/extra beds available
- Daily housekeeping
- Turndown service
- Free bottled water
- Hair dryer
- In-room safe (laptop compatible)
- Bathrobes
- Designer toiletries
- Phone
- Iron/ironing board
- Blackout drapes/curtains
- Air conditioning
- Private bathroom
- Connecting/adjoining rooms available
Where to Eat
Full breakfasts are available for a surcharge.
Cafe del Mar - This poolside restaurant specializes in international cuisine and serves breakfast and lunch. Guests can order drinks at the bar and enjoy alfresco dining (weather permitting). A children's menu is available.
Le Deauville - This restaurant serves breakfast and brunch.
La Regata Trattoria - Overlooking the ocean, this restaurant specializes in Italian cuisine and serves breakfast, lunch, and dinner. Guests can order drinks at the bar and enjoy alfresco dining (weather permitting). A children's menu is available.
Room service (during limited hours) is available.
Nearby Things to Do
Outdoor tennis courts, a marina, and a health club are featured at the resort. 2 outdoor swimming pools are on site.
Children under 18 years old are not allowed in the swimming pool or health club without adult supervision.
The recreational activities listed below are available either on site or nearby; fees may apply.
- Horse riding/rental on site
- Playground on site
- Scuba diving on site
- Snorkeling on site
- Cave exploring/spelunking on site
Spa Services
- Number of treatment rooms 7
- Couples treatment rooms
- Manicures and pedicures
- Body wraps
- Body scrubs
- Aromatherapy treatments
- Hydrotherapy treatments
- Spa tub in spa
- Massages
Hotel Policies
Check-in time starts at 3 PM
Minimum check-in age is 18
Check-out time is noon
Payment types
Children and extra beds
- Children are welcome.
- Rollaway/extra beds are available for USD 50 per night.
- Free cribs (infant beds)!
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
- The name on the credit card used at check-in to pay for incidentals must be the primary name on the guestroom reservation.
No pets or service animals allowed
- A late check-out fee will be charged
- Deposit: USD 100 per night
- Rollaway bed fee: USD 50 per night
We should mention
This property's policy is to refuse certain bookings for the purpose of group events or parties, including pre-wedding stag/bachelor and hen/bachelorette parties. This property offers transfers from the airport (surcharges may apply). Guests must contact the property with arrival details before travel, using the contact information on the booking confirmation. Reservations are required for massage services and spa treatments. Reservations can be made by contacting the resort prior to arrival, using the contact information on the booking confirmation. Only registered guests are allowed in the guestrooms. The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation. Some facilities may have restricted access. Guests can contact the property for details using the contact information on the booking confirmation. No pets and no service animals are allowed at this property.


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Craig Jones
Original recipe yields 4 servings
Amount per serving ({{servings}} total)
Based on a 2,000 calorie diet
Ready In
Okay marinade. Not bad, not great! My 4 wheeling group gave this a 6 out of 10. Sorry, probably won't make it into the rotation.
I used this the other day...changed it up a bit, but it was FABULOUS!!!! Here's what I did: 1/2 cup Red Stripe beer 3 tbsp. Teriyaki sauce 2 tbsp. brown sugar heaping 1/2 tsp. seasoned salt 1/2 ...
I actually made this from a Sandra Lee recipe on food network....just about the same recipe. I used 1/2 c. beer, 1/4 c. teryaki, 1/4 c. brown sugar and 2 tablespoons of Mccormick Montreal steak ...


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Just came back from Agua Residence and Beach Resort. Our stay was exactly what we had hoped for: a beautiful beach, a friendly beach bar and a clean apartment with amazing sea views. The day started with a creamy cappuccino in the beach lounge, followed by either enjoying the beach or an excursion to the numerous cultural sites near the... More
What is Certificate of Excellence?
TripAdvisor awards a Certificate of Excellence to accommodations, attractions and restaurants that consistently earn great reviews from travelers.


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Unprofessional Fridays: 06/26/2015
Become Premium to Watch
Rocksteady's gorgeous-looking third Arkham game refines its open-world format a bit and lets you drive a whole hell of a lot of Batmobile.
It's squid kids and ink blasting abound in Nintendo's exceptionally fun new online shooter.
Mortal Kombat X moves forward with a snappier version of the previous game's fighting and some cool new characters, but the story and other features around the edges feel a bit rough in spots.
Character »
An AI companion is a computer-controlled ally who follows and aids you through your adventures or who requires your protection. The AI companion's survival is often essential to game and story progression.
There are good agents, like Elite Beat Agents and bad agents, like Agent Smith.
A powerful release of energy. This energy is usually expelled in all directions very quickly, typically giving off orange or red flames.
An industry game design convention that's appeared in many games over the years. The fetch quest involves sending the player out to collect a certain number of items, and return them to complete the quest. A staple of the RPG and Adventure game genre.
A characteristic present in game characters with a superior state of mind reflected in how they solve problems and their way of approaching situations.
Ghouls are carrion eating undead creatures that dwell in graveyards and other lonely places. The stench of death surrounds these vile abominations wherever they go. Some Ghouls have been known to paralyse their victims with their manky claws.
Whether a character never ages or is invincible, immortality represents the inability to die. Sometimes this is a blessing, sometimes it is a curse. Either way it usually makes for an interesting game mechanic.
Quest givers that task the player with killing an enemy or specific number of enemies.
Swearing, cursing, call it what you want. It is an expression of anger or frustration, in most cases.
The act of taking on an in-game task; most often, these are provided to the player by an NPC. MMOs and RPGs are the primary users of this concept.
Radiation is energy in the form of waves or moving subatomic particles emitted by an atom or other body. Radiation in videogames is typically represented as a field, inside of which units will take damage.
Quests that aren't necessary for game completion. They typically offer side-stories or specific rewards.
Spies are the masters of espionage. They're also (usually) quite adept at the art of stealth, disguise, and assassination.
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Travel like a local: Your Neighbourhood Guide to the Cape Town CBD by Day
Rob PetersThe CBD is the heartbeat of every major city and it is no different for Cape Town. The city centre is the pulse of the Mother City, providing the lifeblood of the surrounding areas. It is a melting pot of diversity and culture, a smorgasbord of historical influences and a place like no other on earth. If you really want to get underneath the skin of Cape Town, you need to start in the city.
Travel like a local: Your neighbourhood guide to DurbanvilleDurbanville is not your average Cape Town neighbourhood. There is so much more going on than the daily school run. This is a neighbourhood filled with great experiences for everyone to enjoy.
Take Advantage of Winter in Cape Town
Jenny MorrisI'm not one to look a gift horse in the mouth and I love to get a quality deal at a good price. My working season is all year round, but it does slow down ever so slightly in winter and that is when I get to take advantage of all the specials on offer.
Your #lovecapetown weekend: What's on from Wednesday 01 July to Sunday 05 July, 2015
Rob PetersWith a wealth of natural beauty, unrivalled mountain trails and sublime backdrops, it's not hard to understand why Mother City locals spend the majority of their time outdoors and on the go. The good news is that it's even better in winter with the cooler temperatures making it an awesome option for sport and fitness fanatics!
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10 Great spots to celebrate Valentine's Day
February is, of course, the month of love and what better place to get romantic than in the Mother City, #lovecapetown? This city is the romantic's paradise, with some of the world's most beautiful views, top restaurants and idyllic picnic spots. Still stuck for ideas on how to show your crush, partner of friend that you love them? We might be able to help.
5 Reasons You Should Vote for Cape Town to be the World's Most Sustainable City
We're super proud to announce that the Mother City has been named as a finalist in the World Wide Fund for Nature (WWF) 'We Love Cities' campaign as part of the Earth Hour City Challenge!
Natalie Roos's Top 5 nightlife spots for summer 2013
There's always something going on in Cape Town, but the city really comes into its own in summer. The energy and vibe are contagious and you can feel the excitement in the warm air. In winter I tend to hibernate but now that summer is here, it's time to haul out the dresses from the back of my closet and get out on the town. Anyone visiting Cape Town could easily be overwhelmed with the various options, so here are a couple my favourite spots to spend summer evenings.
Snorkeling with Cape Fur Seals in #lovecapetown
Think "adventure in Cape Town" and your first thoughts will probably be along the lines of shark cage diving, hiking up Table Mountain and kite surfing in Blouberg. Now there's a new activity to add to your adventure bucket list.
Festival Season in Cape Town
Festival season in Cape Town means weekends of local music, camping with friends, relaxing in rivers and enjoying the summer sun. The 2014 festival season in upon us, so here is a list of my three favourites that are not to be missed.
Natalie Roos' top things to do in Cape Town in winter
I'm not a Capetonian by birth, but by breed. I've lived in this beautiful city since October 2010 and am still in awe of her beauty every day. Cape Town always quietens during the winter months, which means that there are some fantastic winter specials running everywhere from hotels to restaurants, spas and salons. I like to take full advantage of these in the colder months. I've compiled a list of some of my favourite things to do in Cape Town in winter.
#DiscoverHelderberg: things to do in the Helderberg
Between the hiking and mountain-biking trails, horse riding, wine and beer tasting, wildlife encounters, spectacular beaches, golf courses and mouth-watering restaurants, there are hardly enough hours in the day to explore all that the Helderberg has to offer!
Five yoga studios in Cape Town
There's absolutely no need to miss out on yoga when you visit Cape Town. Here is a list of five studios in Cape Town that offer drop-in classes and short-term packages.
Natalie Roos' Top 5: Cape Town hot spots right now
With Spring finally here after a long winter, we can officially start saying things like "summer is just around the corner". This means that at long last, we will all be emerging from hibernation and going out more. These are my Top 5 Cape Town hot spots right now.
Braai & Camping spots in Cape Town
Hot summer sun, extra long days and warm nights, sun-kissed skin and time to spend with loved ones; summer in Cape Town is the ideal time to get outdoors and enjoy getting close to the spectacular nature that is within minutes from the bustling city.
Cape Town, the vegan and vegetarian way
Cape Town is a city famous for its exciting cuisine. With a multicultural mixture of people and appetites from all over the world ... there is no need for vegans and vegetarians to go hungry!
Dawn Jorgensen's Top 5 Places to take a first time visitor to Cape Town
We asked local Capetonian blogger Dawn Jorgensen to share her Top 5 places to take a first time visitor to Cape Town and this is what she had to say: "The decision to visit Cape Town by any tourist or friend should be richly rewarded with a list of the must-sees on offer. In a city like ours, it isn't easy to narrow these down to just a handful and when I was thinking about the Top 5, my mind – and heart, burst with recommendations. These making my final list."
#CapeSnow - A white blanket over Cape Town
Snow in Cape Town is a rare and exciting sight and while there's nothing worse than being stuck at work or in another another city when all you want to do is build a snowman, at least you can share in the excitement via social media. Here's a collection of our favourite #CapeSnow pictures from all over the web.
Charly's Bakery launches new cake-themed trailers at Old Mac Daddy
What do you get when you throw together two luxury Airstream trailers, 12 creatives, a whole lot of love and a little bit of sugar? The answer is two beautiful Charly's Bakery-themed luxury Airstream trailers set in the Elgin Valley.
Sea Point swimming pool named among Top 10 in the world
Britain's The Guardian newspaper has named the Sea Point swimming pool as one of the top ten swimming pools in the world.
Facebook Feedback Friday: which is your favourite wine farm to visit on a wintry day in Cape Town?
Yesterday, we asked the fans of our Facebook page, I ♥ Cape Town: which is your favourite wine farm to visit on a wintry day in Cape Town?
SANParks Smitswinkel Bay Tented Camp
As you make your way from Cape Town to Cape Point, you pass through the quaint harbor village of Kalk Bay, winding along through the naval-themed Simon's Town and around the bend past Smitswinkel Bay. To your left, a jewel-coloured bay overlooked by a slope dotted with ramshackle houses takes your breath away. Just past this, on your right, lies the entrance to the SANParks Smitswinkel Bay Tented Camp.
#InstagramDiary: V&A Market on the Wharf
We recently opened our Instagram account, where we'll be posting weekly #InstagramDiary trends in exciting things to do and see in Cape Town ... as well as lots of other pictures in between.
Germany's top Instagrammers visit Cape Town
With almost half-a-million followers between them, Germany's top two Instgrammers, Thomas Kakareko and Sylvia Matzkowiak, are racking up the "likes" as they Instagram their way through Cape Town.
Rihanna lights up the stage in Cape Town
Fifty thousand fans, one hundred thousand eyes, one hundred thousand clapping hands and one mega star! Rihanna's sold-out concert in Cape Town last night was one for the record books!
Harbour House launches new winter menu special
Winter is the perfect time to indulge in lots of good food and fantastic wine ... after all, no one is going to see what's under those bulky clothes for a good few months! What better way to make the most of the "eating season", as I have affectionately dubbed it, than with one of Cape Town's many winter specials? I was invited to experience Harbour House V&A's new winter menu and let me tell you, it's a treat!
#InstagramDiary: Cape Town Honours Nelson Mandela
The City of Cape Town is celebrating the life of former president Nelson Mandela by declaring 2013 a year in which "Cape Town Honours Nelson Mandela". In a Mayoral-lead program, beginning with an exhibition currently on show at the Cape Town Civic Center, the city will pay tribute to our great leader and national hero throughout the year.
#DiscoverHelderberg: Where to stay in the Helderberg
The Helderberg region lies just 40 minutes outside of Cape Town and has something to offer everyone. From hiking, mountain biking and golf to food, wine and some of the Cape's most beautiful beaches ... all this and more can be found on the slopes of the magnificent Helderberg mountains.
Top places to visit in Kenilworth
The suburb of Kenilworth forms part of Cape Town's Southern Suburbs. Sandwiched between Wynberg and Claremont, this suburb is nestled right in the heart of the Southern Suburbs action. Situated within Kenilworth is the famous racecourse, not to mention the shopping mecca, Access Park. A 20-minute drive takes you to the city centre or any of the beaches along the Atlantic Seaboard. These are our top things to do in Kenilworth.
Cape Town Festival of Beer 2013: 22-24 November at Hamilton's Rugby Club
Beer enthusiasts can look forward to a weekend of being spoilt for choice as the Cape Town Festival of Beer once again hits Cape Town this weekend, the 22nd-34th of November at Hamilton's Rugby club in Greenpoint.
Two days hiking the Hoerikwaggo Trail
Cape Town has an extensive offering of hiking trails for hikers of every fitness level ... I recently spent two days on the Hoerikwaggo Trail, taking in the views and enjoying nature's splendour.
Things to do in Cape Town: See the city by bicycle with AWOL Tours
Cape Town may have a reputation for being rainy in winter, but on a clear day (which happens a lot more often than generally reported) there is no better way to explore the city than by bicycle…
Natalie Roos' Top 5: Places to make the most of summer in Cape Town
There is no denying that summer in Cape Town is pure magic. Long, long days, salty skin, tanned bodies and beachy hair…these are the things that a Cape Town summer is made of. Of course, not every day can be spent on the beach, so it's important to make the most of the extra hours summer brings with daily activities after work. I try to make a concerted effort to spend as many hours as possible outdoors during summer and these are a few spots where I'll be doing that.
#OpenStreets 2013 in pictures
Open Streets is a citizen-driven initiative, working to design and promote streets which embed and generate respect for people, regardless of who they are, and how they move. Not to mention ... a great opportunity to get some amazing Instagram shots!
#InstagramDiary: the awesome architecture of Long Street
Long Street is one of Cape Town's most iconic streets, and with the incredible variety of food, fashion, nightlife spots, book stores, antique stores, street vendors and international visitors lining the sidewalks, it's easy to see why. But don't let all of this distract you from one of Long Street's finest features: the awesome architecture.


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Dems' Defense of CFPB: Let's Talk About Something Else
Racial Tension Erupts at House Hearing on Discrimination at CFPB
"Two CFPB staffers testifying before a Financial Services oversight panel told lawmakers Thursday that CFPB's atmosphere is 'soulless' and that things have been getting worse."
"Senior Equal Employment Specialist Florine Williams said that she had never seen such discrimination problems in her 32 years of government service.""Williams said the bureau has yet to reprimand anyone for discrimination in her two years on the job, 'despite my repeated attempts to bring to the attention of CFPB's senior management.'"
CFPB employees: Workplace discrimination getting worse, leadership absent
"The Committee first began investigating allegations of widespread discrimination and retaliation against CFPB employees in April of 2014. What they heard today from CFPB employees is that it's actually gotten worse since then"
"'Director Cordray's inaction over the past year has created a more discriminatory, challenging, and intimidating workplace for CFPB employees,' she said."
"Cauldwell was equally damning in his testimony. 'Never until my employment at the CFPB have I witnessed such blatant and willful disregard for the law, merit system principles, and the well-being of its employees,' he said."
Congressional Hearing on Discrimination Leads to Partisan Mudslinging on Race, Confederate Flag
"'How can the CFPB address racial discrimination in banks if they have the same problem?' asked Rep. Mick Mulvaney, R-S.C."
"'It is disheartening that after three congressional hearings and nearly two years of my attempts to address these issues internally that no appreciable progress has been made,' said Florine Williams, a senior civil rights official at the bureau."
"Holding up a stack of paper four inches thick of discrimination complaints by CFPB employees, Hensarling vowed to continue investigating the alleged culture of discrimination and retaliation within the bureau, saying 'we would be derelict of our duty if we didn't hold these hearings.'"
"'The minority of this committee wishes to turn a blind eye when we see discrimination in government,' he said. 'We will not allow the Democrat side of the aisle to change the subject.'"
###Read More
American Banker | CFPB Civil Rights Officer Says Agency Makes 'Mockery' of Process
Housing Wire | CFPB employees: Workplace discrimination getting worse, leadership absent
Politico Pro | Racial tension erupts at House hearing on discrimination at CFPB
American Banker | Dems' Defense of CFPB: Let's Talk About Something Else
The Hill | Dems accuse GOP of playing race card in contentious hearing
Housing Wire | Whistleblowers to testify on alleged discrimination at CFPB
American Banker | CFPB 'Whistleblowers' to Air Bias Claims Before LawmakersThe Hill | Yellen pushes back on GOP 'obstruction' claims Read More
The House Financial Services Oversight and Investigations Subcommittee held a hearing today to hear new evidence from employees of the Consumer Financial Protection Bureau (CFPB) about discrimination and retaliation at their workplace.
The Committee first began investigating allegations of widespread discrimination and retaliation against CFPB employees in April of 2014. Today's hearing is the fourth at which CFPB employees have testified about discrimination and retaliation at the Bureau. At two other hearings, Committee members directed questions about the employees' allegations and the CFPB's unacceptable workplace environment to the Bureau's director, Richard Cordray, who promised to take action.
"Of all the federal financial agencies, the CFPB has the worst track record of protecting its own employees against discrimination. The per capita number of Equal Employment Opportunity complaints at the CFPB is far higher than at other federal agencies. Despite disturbing reports of low morale and Congressional investigations, the leadership at the CFPB continues to turn a blind eye to the treatment of its own people," said Oversight and Investigations Subcommittee Chairman Sean Duffy (R-WI). "The CFPB is more concerned with bad press than the underlying problem, and has done little more than run an ineffective internal PR campaign to assuage employee concerns."
Key Takeaways from the Hearing:
"America is based on equal opportunity, not equal results. The dubious legal theory of disparate impact and the Supreme Court's ruling pervert this founding principle.
"Discrimination in housing and lending on the basis of race, sex or other prohibited factors is morally repugnant and against the law. Our government must continue to combat discrimination in housing and lending and punish those responsible.
"Inventing discrimination through a disparate impact theory, however, is not a helpful tool in fighting actual discrimination.
"The Supreme Court's extension of disparate impact theory to the Fair Housing Act will hurt precisely those minority groups that our federal civil rights statutes set out to protect. In fact, disparate impact will have predictable, negative consequences for all Americans who will experience a less competitive and more expensive market for housing and credit—all without providing any meaningful support for the fight against actual discrimination."
"This is a small step toward renewing a competitive free-market economy and arresting the rise of the progressive welfare state and the cronyism connected to it. Ex-Im is not only corporate welfare, it is corporate welfare for foreign companies and countries. There's no doubt some U.S. companies receive a benefit from Ex-Im, but there's also no doubt Ex-Im hurts other companies and their workers. In fact, more are hurt than helped, and nearly 99 percent of all U.S. exports are financed without Ex-Im. Where is the fairness in giving Washington politicians and bureaucrats the power to pick who gets helped and who gets hurt? The few U.S. companies that actually benefit from Ex-Im do so at the expense of every hardworking taxpayer and all other American companies that are forced to assume the risks of Ex-Im's loans and compete at a disadvantage.
"As more Americans and more members of Congress learned about Ex-Im's political lending, corruption and fundamental unfairness, the more they wanted it to expire. Now the challenge for supporters of a competitive free-market economy is to make sure Ex-Im stays expired. Ex-Im is a part of yesterday's economy. Our focus needs to be on tomorrow's economy and on reforms that will give every American greater opportunities to succeed. Fundamental tax reform, tort reform and regulatory reform will do more to grow our economy and help small business entrepreneurs than corporate welfare ever could. That must be our agenda."
The charter for the Export-Import Bank will expire on June 30, but that expiration will have no impact on Ex-Im's current obligations.
Ex-Im will not cease to exist on July 1. Instead, Ex-Im will begin a gradual and orderly wind-down and – by law – financing awarded before expiration will continue through the life of the loans, loan guarantees and insurance policies. In fact, some of this financing will extend for 12-18 years after Ex-Im's charter expires.
As Ex-Im Chairman and President Fred Hochberg told Politico:
"Well, none of us actually expire June 30. The bank's authority to make a new loan expires on June 30…But there's a large function as bank that does not go away – we've got an over $110 billion loan portfolio that's got to be managed and serviced…The authorization is about making new loans, but in any case we've got a lot of work to do here."
The Congressional Research Service reported to Congress that when Ex-Im's charter expires:
Ex-Im Bank also may "continu[e] as a corporate agency of the United States" and exercise any of its functions "for purposes of an orderly liquidation," including (but apparently not limited to) administering its assets and collecting any obligations it holds.
"Boeing itself may have undercut arguments to reauthorize the bank last week when it announced it would use its internal financing arm to support foreign buyers in the event the Export-Import Bank goes away, which opponents could point to as proof the bank is unnecessary." (US News & World Report, June 11, 2015: Export-Import Bank Heading Toward Closure.)
HEADLINE: Boeing to Offer Aircraft Financing If Trade Bank Shuts (Wall Street Journal, June 5, 2015)
Kostya Zolotusky, a managing director at Boeing's finance arm, "said he was confident the company could find alternative funding sources for customers" but that the company remains "mindful" of the debate over Ex-Im. (Wall Street Journal, August 7, 2013)
Boeing Will Survive an Ex-Im Defeat: Standard & Poor's finds that there's plenty of financing for aircraft sales: "We don't believe that the expiration of Ex-Im's authorization…would hurt Boeing's credit quality or ability to make planned deliveries." (Wall Street Journal, July 14, 2014)
"S&P also examined the effect of cutting of Ex-Im financing to three of the bank's other big clients – General Electric, Caterpillar and United Technologies. Their conclusion? Their credit ratings wouldn't be affected because 'the amounts financed are generally less than 2% of revenue.'" (Wall Street Journal, July 14, 2014)
"Any U.S. congressional vote that winds down the Export-Import Bank of the United States (Ex-Im) would be management for aircraft lessors given the availability of other financing alternatives…Solid growth in financing avenues across capital markets has reduced the necessity of Ex-Im guarantees…" (Fitch Ratings report issued July 15, 2014)
"We believe that the risk of Congress not reauthorizing Ex-Im is unlikely to affect our ratings on other U.S.-based exporters." (S&P Analysis, July 7, 2014)
"In the here and now impact, would this be the end of civilization as we know it, would it be raining cats and dogs? No, that's nonsense." – Richard Aboulafia, Vice President, Teal Group (Quoted by Bloomberg, June 2, 2015)
"I would venture a guess that it wouldn't have any impact on Caterpillar and if it were to have impact it would be completely immaterial." – Ted Grace, Analyst, Susquehanna Financial Group (Quoted by Bloomberg, June 2, 2015)
"Today, with low interest rates around the world, and many commercial options for insuring against business risks, there probably is no intrinsic value to the Ex-Im Bank today and into the future. Thus, at this moment, I believe the charter should not be renewed…If the Ex-Im Bank were to disappear, I believe buyers and sellers would find attractive commercial options unencumbered by politics and special interests." – Edmund Schweitzer III, Schweitzer Engineering Laboratories (Quoted in The Spokesman-Review, July 15, 2014Read More
The Financial Services Task Force to Investigate Terrorism Financing held a hearing on Wednesday to examine how terrorist groups exploit the U.S. banking system to raise and launder their revenue."The U.S. financial sector is too important for this task force to overlook when seeking to address the nexus of terrorism and finance. The continued innovation and evolution by our enemies highlights the importance of this body's role in the fight against terror. The United States must do better when defending our financial system and addressing the threats operating within it. The risk is too great to ignore," said Task Force Chairman Michael Fitzpatrick (R-PA).
CFPB employees have testified about serious and troubling instances of racial, gender and age discrimination they've suffered from CFPB managers and retaliation against employees who speak out about this unacceptable behavior. Summaries of those hearings can be found here and here.
CFPB Director Richard Cordray also testified at an earlier hearing and gave his personal assurance that this inexcusable and unacceptable behavior would stop.
"I am committed to ensuring that all Bureau employees are treated fairly and that they receive the respect and dignity they deserve."
- Director Cordray, July 30, 2014
But tomorrow at 10 a.m., two more CFPB employees will bring new evidence to the committee that discrimination and retaliation at the CFPB have gotten worse.
Ms. Florine Williams: A career professional with over 20 years of Equal Employment Opportunity experience, she currently serves as a Senior Equal Employment Specialist in the Office of Civil Rights at the CFPB. Ms. Williams's full testimony can be found here, with excerpts below.
Mr. Robert Cauldwell: A CFPB examiner who currently serves as President of the National Treasury Employees Union Chapter 335. As the President of the Bureau's employee union, he has been particularly able to observe widespread problems. Mr. Cauldwell's full testimony can be found here, with excerpts below.
Hearing Details:
Oversight and Investigations Subcommittee hearing: "Examining Continuing Allegations of Discrimination and Retaliation at the Consumer Financial Protection Bureau"
When: Thursday, June 25 at 10 a.m. EDT
Where: 2128 Rayburn Building
NOTE: The hearing will be webcast live at www.financialservices.house.gov/.
Mr. Cauldwell and Angela Martin who came forward last year as a CFPB whistleblower will be available for interviews immediately following the hearing.
For a brief background memo about Thursday's hearing, click here.
For even more information, please contact:
Jeff Emerson (House Financial Services Committee) – 202-225-7502, firstname.lastname@example.com
David Popp (House Financial Services Committee) – 202-225-7502, firstname.lastname@example.com
Cassie Smedile (Rep. Sean Duffy's Office) -- 816-726-1290, email@example.com
###Read More
WASHINGTON- Financial Services Committee Chairman Jeb Hensarling (R-TX) today announced that Federal Reserve Chair Janet Yellen will appear before the committee on Wednesday, July 15 at 10 a.m. for the Fed's semi-annual Monetary Policy Report to Congress and to discuss the state of the economy.
During Chair Yellen's last appearance before the committee in February, Chairman Hensarling highlighted the need for reforms to make the nation's central bank more accountable and transparent. Among other reforms, Chairman Hensarling has argued the Fed would be more transparent and accountable, and the economy would be healthier, if it would adopt "a more predictable method or rules-based monetary policy" of its own choosing.
"After Dodd-Frank, a quadrupled balance sheet, massive bailouts and unprecedented credit market interventions, and the financing and facilitation of trillions of dollars of new national debt, this is clearly a very different Fed," Chairman Hensarling said during the February hearing with Chair Yellen.
Media outlets interested in attending the hearing need to contact Maria Kim at firstname.lastname@example.com to RSVP.
###Read More
Members of the Committee on Thursday questioned Treasury Secretary Jacob Lew on the threats posed to America's financial stability by misguided government policies, including the Dodd-Frank Act.
The most recent annual report issued by the Dodd-Frank-created Financial Stability Oversight Council (FSOC) identifies several threats to financial stability that are the direct result of these policies. However, "it conspicuously omits any references to specific government policies or agencies as helping cause the systemic risks it identifies," said Chairman Jeb Hensarling (R-TX).
"FSOC simply refuses to look in the mirror," he said. "Mr. Secretary, your council and the rest of Washington needs to awaken to this obvious truth: when it comes to systemic risk, Washington is a large part of the problem."
Not only does FSOC fail to identify the Washington sources of these threats, it ignores other key threats to our financial stability, such as the nation's $18 trillion – and growing – national debt.
"CBO points out the debt is a problem for our economy, and yet your report does nothing, says nothing about it. And you are supposed to be an agency that points out these problems," Rep. Blaine Luetkemeyer (R-MO) said."The Federal Reserve Bank of Richmond recently reported that 60 percent of the financial system's liabilities are backed by taxpayers. This report directly contradicts claims by Secretary Lew and the Administration that the Dodd-Frank Act ended 'too big to fail' – a stated objective of the Dodd-Frank Act - and that American taxpayers will never again have to foot the bill for bailouts," said Rep. Robert Hurt (R-VA).
Rep. Ann Wagner (R-MO) pointed out that FSOC's deeply flawed process for designating so-called "non-bank SIFIs" further entrenches another threat to our financial stability: Too Big to Fail.
"To date, FSOC has designated four non-bank financial companies as systemically important financial institutions, or SIFIs, essentially signaling to market participants that the government considers them Too Big to Fail. As a result, Richmond Fed President Jeffrey Lacker stated that shareholders and creditors of those firms can expect the government to shield them from losses during periods of distress, ultimately putting the taxpayer on the hook for a future potential bailout," she said.
A Cyber Attack Every 34 Seconds
The Oversight and Investigations Subcommittee held a hearing on Tuesday to continue the Committee's ongoing efforts to combat cyber threats to consumers and the financial sector.
Subcommittee Chairman Sean Duffy (R-WI) said that while the motivations behind cyber attacks may vary, "there remains one constant. They intend to hurt America and our interests. Not only are they targeting the critical infrastructure of our country, like banks, power grids, food supplies, but they also pose a much graver threat directly to the citizens of the United States."
Witnesses called by the Subcommittee shed light on the prevalence of cyber threats to the financial sector. Frank Cilluffo, Associate Vice President of the George Washington University and the Director for the Center for Cyber and Homeland Security, said one major U.S. bank faced 30,000 cyber attacks just last week. "This amounts to an attack every 34 seconds each and every day. And these are just the attacks that the bank actually knows about," he told the Subcommittee.
Michael Madon of RedOwl Analytics and an advisor to the Center on Sanctions and Illicit Finance, called for a more pro-active stance by the federal government in fighting cyber attacks. "It is clear from watching these attacks dramatically increase in both frequency and damage, our nation's current defensive posture is simply not sufficient to address the threat. We need to have a more pro-active approach, one that shifts the paradigm away from defense to offense."
Subcommittee Reviews Economic Growth Proposals
Building on the success of the bipartisan Jumpstart Our Business Startups (JOBS) Act, the Capital Markets and Government Sponsored Enterprises Subcommittee chaired by Rep. Scott Garrett (R-NJ) has been identifying legal, regulatory and market impediments to capital formation, particularly for small and medium-capitalized companies. On Tuesday, the Subcommittee continued its work with a hearing on the Small Business Credit Availability Act and the Fair Investment Opportunities for Professional Experts Act.
The Fair Investment Opportunities for Professional Experts Act, sponsored by Rep. David Schweikert (R-AZ), "would allow more Americans to have the opportunities to secure their financial future," said Chairman Garrett.
Witnesses at the hearing spoke about the importance of modernizing the regulation of BDCs and expanding the pool of investment opportunities.
Vincent D. Foster of Main Street Capital said, "Modernizing BDC regulations will help support American jobs and foster economic growth by improving access to the public capital markets for BDCs. It will also free up significant resources at the SEC, which can be utilized more effectively to protect investors."
"With the JOBS Act, Congress helped to modernize existing regulations and establish new systems to provide the opportunities to allow Emerging Growth Companies (EGCs) to grow into public companies," said Tom Quaadman with the U.S. Chamber of Commerce's Center for Capital Markets Competitiveness. "The proposals before us today continue that tradition and are important as they help small and mid-size businesses continue on the path to becoming EGCs."
For further information on these legislative proposals, click here.
Impact of the IMF: Economic Stability or Moral Hazard?
Members of the Monetary Policy and Trade Subcommittee on Thursday expressed concerns that the IMF, in providing public funds to ease current financial problems in Europe is, in effect, transferring the cost of Europe's past risky lending practices to the American public at large and to commercial banks that were more conservative in selecting their loan portfolios.
June 24, 2015 2:00 p.m.
Task Force to Investigate Terrorism Financing Hearing
"Evaluating the Security of the U.S. Financial Sector"
June 25, 2015 10:00 a.m.
Oversight and Investigations Subcommittee Hearing
"Examining Continuing Allegations of Discrimination and Retaliation at the Consumer Financial Protection Bureau"
Wall Street Journal | House Committee Rejects Yellen's Reason for Not Complying With Subpoena
Bloomberg | Hensarling Accuses Fed of Willful Obstruction of Leak Probe
American Banker | CFPB Grapples with Spike in Employee Bias Complaints
The Hill | Hensarling accuses Fed of 'willful obstruction' in leak probe
Politico | HUD aid for its own workers includes $100k move
HousingWire | TRID, Discrimination and Accountability: The Appalling CFPB Double Standard
Wall Street Journal | Small Firms Aim to Raise Capital More Easily Under New Rules
MarketWatch | Lew, Hensarling Spar Over Bond Market Liquidity
Bloomberg | Risk Panel Will Divulge Why AIG, MetLife Are Too Big to Fail
Washington Times | Obama-Elizabeth Warren payday lender rules slammed by Florida DemocratsRead More
Wednesday, June 24 at 2:00 P.M. - The Task Force to Investigate Terrorism Financing will hold a hearing on "Evaluating the Security of the U.S. Financial Sector." Task Force members will examine the means utilized by terrorist groups and others to exploit the U.S. banking system in order to raise and launder funds.
Thursday, June 25 at 10:00 A.M. - The Oversight and Investigations Subcommittee will continue its investigation surrounding allegations of discrimination and retaliation at the Consumer Financial Protection Bureau (CFPB). Recent news reports show Equal Employment Opportunity complaints have surged at the CFPB and more whistleblowers have come forward with allegations that the CFPB discriminates and retaliates against its workers who speak out. The Subcommittee began its investigation in April 2014. Several CFPB employees have come forward to the Subcommittee with allegations of discrimination and retaliation. At Thursday's hearing, two more whistleblowers are expected to testify.
All hearings will take place in room 2128 of the Rayburn House Office Building. Additional information about each hearing, including a list of invited witnesses, will be available online at financialservices.house.gov/.
2129 Rayburn HOB
Washington, DC 20515
Phone 202-225-7502
Fax 202-226-0471


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GH Gingerbread Cutouts
If you want to hang these cookies on a wreath or tree, make 1 or 2 holes in the top of each cookie before baking. After decorating, thread nylon fishing line or thin ribbon through hole(s) in each cookie for hanging.
Level: Moderate
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- 0.50 c. sugar
- 0.50 c. light molasses
- 1.50 tsp. ground ginger
- 1 tsp. ground allspice
- 1 tsp. ground cinnamon
- 1 tsp. ground cloves
- 2 tsp. baking soda
- 0.50 c. margarine or butter
- 1 large egg
- 3.50 c. all-purpose flour
- Ornamental Frosting
- In 3-quart saucepan, heat sugar, molasses, ginger, allspice, cinnamon, and cloves to boiling over medium heat, stirring occasionally. Remove saucepan from heat; stir in baking soda (mixture will foam up in the pan). Stir in margarine or butter until melted. With fork, stir in egg, then flour.
- On floured surface, knead dough until mixed. Divide dough in half; wrap half in plastic wrap and set aside.
- Preheat oven to 325 degrees F. With floured rolling pin, roll remaining half of dough slightly thinner than 1/4 inch. With floured 3- to 4-inch assorted cookie cutters, cut dough into cookies; reserve trimmings. Place cookies, 1 inch apart, on ungreased cookie sheet. Reroll trimmings and cut out more cookies.
- Bake cookies 12 minutes or until edges begin to brown. Remove cookies to wire racks to cool. Repeat with remaining dough.
- When cookies are cool, prepare Ornamental Frosting; use to decorate cookies as desired. Set cookies aside to allow frosting to dry completely, about 1 hour. If not using right away, store cookies in tightly covered container.
Serving size = 1 cookie
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Revenge Creator Reveals More Season 2 New Characters (Including a Puppy!)
Though the focus for Revenge season 2 will likely be about the identity of Emily Thorne's mother, we already know that creator Mike Kelley intends on introducing a host of new characters in the show's highly anticipated second season.
In a recent interview with TV Guide, Mike filled us in on some of these new characters' roles. So far we have:
- Emily Thorne's mother
- Conrad Grayson's ex-wife and kids
- Victoria Grayson's mother
- A new puppy to take Sammy's place
- "People from Emily's, Amanda's, and Nolan's pasts"
In additional interviews, Mike has also mentioned:
- People involved in Emily's life during her time in foster care
- People involved with Takeda's "Revenge School"
- And those involved in the conspiracy
That's a lot of roles to fill, and we already have some recommendations. Who would you like to see in these new spots? Comment below!
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