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How Uber and Lyft Are Trying to Solve America's Carpooling Problem
These startups are finally starting to look like true ride-sharing services+ READ ARTICLE
First, the bad news: carpooling has been on the decline in America for nearly four decades. That practice could be helping the environment and America's commuters, who are needlessly stuck for hours each day on packed highways. Multiple people sharing a single ride to a common destination is a simple act that has the potential to reduce CO2 emissions, ease traffic, lessen fossil fuel dependency, reduce stress on commuters, and even drive down rents in dense cities. Yet the practice fell out of favor after reaching a peak in the 1970s.
Now, the good news: popular tech companies Lyft and Uber are leading a wave of new services that have the potential to revive shared rides. "What fascinates me about these things is: can they move us closer toward a vision of an integrated public transit system?" asks Susan Shaheen, co-director of the Transportation Sustainability Research Center at the University of California, Berkeley. "And can it move us closer to filling empty seats in vehicles?"
Despite referring to themselves as "ride-sharing" companies, Lyft and Uber have largely been in the business of what transportation experts call "ride-sourcing," because they essentially provide the same service as taxis through their own platforms. "I've studied ride-sharing for a long time, and the definition of ride-sharing is really carpooling," Shaheen says. "And a carpool is an incidental trip." That is, it's a trip that a driver was going to take regardless of whether anyone else was with them in that car.
The distinction isn't just academic. When the thousands of drivers working for Uber and Lyft in San Francisco are picking up a single fare and taking them from Point A to Point B, it's probable that they're adding to unnecessary congestion, pollution and fuel consumption. But last summer, within hours of each other, the companies announced that they were rolling out UberPOOL and Lyft Line in San Francisco, passenger-pooling options that would give riders cheaper fares if they'd be willing to share their vehicle with strangers traveling a similar route.
The companies say customer interest has been high so far. Each company has since expanded the service to Austin, Los Angeles, and New York City, and Uber has launched POOL in Paris. Lyft says that 50% of rides in San Francisco are Lyft Line rides, and a little more than 20% of all Lyft rides in the city start or end within a quarter mile of commuter rail stops. "That's notable," says Shaheen. "It means people are taking this short trip in one of these vehicles and connecting it to a longer line-haul transit trip. It's basically enabling somebody to not take a single-occupant vehicle for this long commute trip and to rethink how they commute."
Uber crunched the numbers on their "matched trips" for one month in San Francisco, comparing them to the number of miles that vehicles would have traveled if all those rides had been taken individually. They estimated that UberPOOL rides taken between February and March amounted to 674,000 miles of saved driving. That's the equivalent of 240 people driving round trip from L.A. to New York. "UberPOOL is really about trying to reinvent cities from a transportation perspective," says product manager Brian Tolkin. "Part of that means making Uber so affordable that it's really available to anyone and a better alternative to, say, owning a car."
Of course, before these companies start patting themselves on the back for saving the environment, they have to offset the number of cars they've brought onto the road. They aren't releasing data about that, and there is other crucial information missing. The most important piece, Shaheen says, is knowing what the people using these services were doing beforehand. If someone is now using a combination of Lyft Line and public rail rather that driving alone in a car from San Francisco to Cupertino, that represents a greater environmental offset than if that person was previously taking public rail and a public bus.
Carpooling took off in America during World War II, when the government asked people to start sharing rides to work so they could conserve rubber for the war effort. The practice gained popularity through the 1970s, spurred by volatile energy prices, employer-sponsored programs and the advent of HOV lanes. But as gas prices dropped, cars got cheaper and more people and companies decamped for far-out suburbs and exurbs, more workers began taking their own cars to the office. Carpooling became associated with the inconveniences of neighbors' inflexible schedules, awkward reimbursements and a lack of privacy. Nearly one in four people shared a ride to work in the 1970s. By the time census workers asked about that practice in 2010, the number had dropped to about 10%.
It's too early to tell if Lyft and Uber's early efforts will reverse that trend. But it is clear that they are benefiting from a changed landscape. Smartphone ownership has exploded, allowing people to connect and share useful information about where they are. Familiarity with social networks can encourage strangers to trust each other. The algorithms matching riders and drivers—while keeping routes convenient—are constantly improving. And though car sales have continued to climb in recent years, younger urban residents say they're less interested in driving and owning their own vehicle.
Perhaps the most promising trend line for these services is that Uber and Lyft are finally solving the problem that has derailed past attempts to solve America's carpooling problem with technology. "When you have a new system with a really small number of people in it—which any system will when it's new—there's a very, very low probability that you'll have a match between all the potential origins and destinations of a driver and a passenger," says Emily Castor, Lyft's director of transportation policy. "So those systems that had tried to do that have been pretty uniformly unsuccessful, because they have a high failure rate."
That's what happened to Zimride, an early incarnation of Lyft. Among the key lessons for Zimride's founders when they rebranded as Lyft: always have drivers available, lest you deter potential customers. "We've been able to build up a network that has enough density that it actually is getting to the point now where we do have a ton of people using it," says Castor. "So we've kind of overcome that chicken and egg problem and we now can start doing really interesting things."
Those experiments include "Driver Destination," which allows a driver to specify where they're headed and signal that they're available to pick someone up. The app will only link the driver to a passenger going the same way. This type of trip can help eliminate wasted space in cars and potentially keep superfluous cars off the road–an efficiency that experts like Shaheen call the holy grail. "The next phase for Lyft is to look at how we can increase that commuter carpooling activity and to expand on our vision to make it so any time any driver is on the road, [they] can be using the empty seats in their cars to give rides to other people," Castor says.
The key to long-term success may be money. For these services to truly take hold, drivers will need to see the upside of bringing a few strangers along for the ride. Old-fashioned carpooling was set up for passengers to reimburse a driver for just gas and wear and tear, a piddling bit of change per mile. "That's just not enough to make people notice and think about doing that," Castor says. "But if you could earn $15 on your way to work and your way home, that would probably raise your eyebrows."
7 Ways These Rolling Robots With Screens Could Change Our Lives
They're not just a funny thing to feature on sitcoms
Most days, here are no actual humans manning the Suitable Technologies store on the main drag in Palo Alto, Calif. Instead, the salespeople remotely "beam in" from places like Hawaii and New York to operate the company's roving BeamPro robots, five-foot tall rolling devices with speakers and screens on top. One of the robots has a leaf blower attached. Another one does a routine where the "pilot" drives it across the street to buy ice cream for potential buyers.
It's a cute gimmick. But as these machines get more advanced, they could seriously change the way distance affects people's lives. Here are seven ways how:
Helping families connect to each other and their homes. In a recent episode of Modern Family, Phil gets grounded by an ear infection and is unable to return home for his daughter Alex's graduation party. So he sets up a robot (this $2,500 one made by Double Robotics) to act as his surrogate.
The subplot makes it clear that this early generation of wheeled machines has limitations—like not being great at going down stairs. But one can also see how much richer the connection is than handing a phone around from person to person. And you might notice that no one else has to sacrifice what they're doing to take care of faux Phil, like what happens to the relative who gets stuck lugging a Skyping relative around on a laptop.
Today in the Suitable Technologies store is actual breathing human Tom Wyatt, a VP of sales at the company. He talks about how people have used the robots—both the $17,000 enterprise version and the $2,000 consumer version—to be virtual wedding guests and family reunion-ers. He has one in his house that his daughter, off at college, uses to have dinner with the family or sit around watching a San Francisco Giants baseball game with her brothers.
"We're just hanging out," he says. "Just like she's here."
Improving elder care. Other customers have bought the robots to stay better connected to aging parents. Because machines like the BeamPro can be controlled remotely, those aging parents never have to turn it on, control it or remember to charge it. Kids can check in to make sure they're okay or that they've taken their medicine. Various robot manufacturers are making deals with assisted living facilities, who are touting these gadgets as an amenity that helps keep families connected once someone needs full-time care. There's more potential for interaction than with a phone or computer screen, too — the robot can take a stroll down the hall with Nana, for instance. As people get older, they often get isolated. Social interactions that can really simulate having a human in the room could have serious health benefits.
Making the business world smaller. As these robots get cheaper, there will be more consumer usage. But the early adopters have been big businesses like Google who are using them to attract the best talent ("No need to move to Mountain View!") and make collaboration better when all the key people can't be in the room together. Though there are various companies making these roaming machines, Wyatt says he sees Suitable's biggest competitor as traditional video conferencing. The situations where the robots thrive are ones where there needs to be movement or a greater sense of presence.
Rolling robots have given keynote speeches, moving around the stage like speakers would stroll. Convention centers have purchased them so they can rent them out by the hour to people who want to be at a conference for a half-day instead of shelling out for the plane ticket, hotel and so forth. Business owners who need to keep an eye on their factories in China have used them to check up on things so they have to make the trip half as often.
Giving recruiters an edge: The football coach at Stanford University, Wyatt says, uses robots for recruiting.
"You're in a situation where you have a limited number of visits that each guy can do to each campus," he says, alluding to NCAA regulations. "So this kid is in Iowa—or wherever—can beam in, drive around the athletic building, look at the weight facilities, plug in the 4G card, drive over to the practice facility, drive over to the stadium."
Touring schools by robot could become standard practice for kids in the future, making the process of choosing a college far more economical. Tech companies and other businesses, meanwhile, can use the same scheme to lure future employees.
Making culture accessible. Institutions like the Smithsonian have used rolling robots to help bring the museum experience to disabled people. Rolling along viewing paintings and artifacts with a docent, people from all over the world can see exhibits up close. As machines get more rugged and have more robust connectivity, Yellowstone or Yosemite could have them on hand for visitors to explore national parks. Machines like the BeamPro come with technology similar to the type cars use to brake automatically when the vehicle detects something in front of it—like a kid running into the street—which can help make sure no one is driving these off cliffs.
Changing real estate. Real estate agents are using rolling robots to give people virtual tours of spaces they might want to purchase, like the couple from New York interested in a San Francisco apartment.
"People say, I'd love to buy that place, but what does my view look like? And what do the amenities look like?" says Wyatt. Right now, Suitable's machines are being used mostly in static places—like a condo complex in Hawaii. But the robots could be popped in and out of an agent's trunk and used all over the place, so long as they shelled out for a 4G connection or had listings with stable Wi-Fi.
Outsourcing jobs. At the Suitable Technologies store, the jobs are outsourced to make a point. But there are other human jobs that could be outsourced via rolling robots to save companies money, which could be unpopular with locals. Take the example of a security guard wandering around a parking lot on the Facebook campus in Menlo Park. A computer can't do that job, but "there's a guy in Nebraska that would probably be very willing to have that job and at a lower wage than anyone would around here," Wyatt says.
Teachers could command a classroom remotely and wander down the hall to the faculty lounge. Specialist doctors could go up and down a hallway visiting bedridden patients, rather than being reliant on video equipment in every room. Wyatt has sold some robots to clinicians who want to be in more than one place.
"It's that freedom and control piece that makes a difference," he says. "It's not that the traditional video conferencing system doesn't work. It's just limiting."
How Silicon Valley Is Addressing the World's Food Crisis
Investors are pouring money into the field
Correction Applied Tuesday, June 9.
When you think of food, you probably don't think of technology. However, technology has played a major role in the food world, whether it was taking farming from oxen-led plowing to tractor based harvesting to today's discovery's of natural pest controls to the controversial bioengineering of food. Technology, especially things like social networks and services like Facebook, Pinterest, Instagram, Yelp, OpenTable and Table 8 has had a big impact on the food industry and there are thousands of food blogs covering just about any related topic one could think of.
This past week, there was a fascinating conference held at the San Francisco 49ers' stadium called Bite Silicon Valley, organized by Octagon Culinary that discussed the intersection of food and technology. Various chefs and industry speakers on the program talked about the major issues facing the food industry and more importantly, the real concern over how, by 2050, we'll be able to feed a planet of 9 billion people.
The conference was held in Silicon Valley because the food industry and tech industry have started to intersect and companies like Google and Yahoo have major research projects related to the future of food. Many Sand Hill Road venture capitalists have placed major bets on various food technology and services. As a couple of venture capitalists at the event told me, food-related start-ups fit into their sustainability portfolios, alongside solar, energy or electric cars because they have the potential to positively impact our world.
The goal of some of these VC investors is to connect restaurants with food providers, or to create on-demand delivery services from local farms, or ready-to-cook dinner kits. Other goals I have been told about are to invent new foods, like creating cheese, meat and egg substitutes from plants. One of the companies that venture capital firm Kleiner Perkins, Bill Gates and Biz Stone have invested in is Beyond Meat. It was there giving tastings of its new plant-based Beast Burgers and beef crumbles. I tasted the Beast Burger and it's one of the best plant-based burgers I have ever eaten. According to Tim Geistlinger, VP of research and development at the company, "the Beast Burger is not trying to be a meat substitute. It is designed to become a new type of protein-rich food product that does not use soy or have any GMO products in them but could be used as a meat substitute for the center of one's plate."
Beyond Meat believes there is a better way to feed the planet. Geistliner said that the "mission is to create mass-market solutions that perfectly replace animal protein with plant protein." It is "also dedicated to improving human health, positively impacting climate change, conserving natural resources and respecting animal welfare." This captures well the thinking of Bill Gates and other Valley tech investors who have identified with this vision.
Another company with similar goals is Impossible Foods. This company has raised $75 million from VCs so far and like Beyond Meat. Its quest is to create a plant-based meat substitute with high protein that could be used to feed people all over the world.
According to CB Insights, in 2012, VCs and others invested $350 million into food tech companies or projects, and that amount is rising about 37% every year. With all this Silicon Valley investment, especially in companies trying to create meat alternatives, it seems that this has become one of the tech world's next holy grails.
The event included two days of tastings from local chefs and as a food event it was spectacular. But the event's more noble purpose was to get the food and tech world talking about the serious issue of world hunger and the challenge of feeding the planet in the future.
One of the big messages that came from the conference is that there are significant environmental consequences and health issues associated with eating too much red meat, sodium or sugar and sugar substitutes, and while world hunger is a major problem, so is obesity in many places around the world. They had some great sessions about "What are we doing to enable to the planet to feed 9 billion people by 2050," as well as sessions titled "the Challenge of Food Waste" and a "Renewed Debate about GMO's."
The keynote speaker at the event was Chef José Andrés, who TIME named to its 100 most influential people in 2012. Andrés has become an activist in the food industry to get folks who work in food to find ways to deal with the world hunger challenge. He has also put his money where his mouth is, investing in the World Central Kitchen. Its website states that "World Central Kitchen is hard at work 'empowering the people' to be part of the solution – with focus on building 'smart kitchens,' training on clean cookstoves, creating jobs, and strengthening local business." Andrés spends around six weeks a year devoted to these types of projects and said he came to this event to challenge Silicon Valley executives to join the food industry's quest to deal with the massive issue of feeding a hungry world.
Andrés gets very animated and passionate when he talks about one serious problem he sees that he believes we must deal with immediately. He said that at least 3 billion people in the world still cook using stones and wood fires. The smoke from these fires causes all kinds of health issues including cancer, cataracts and asthma and impacts the women and children who do most of the cooking for the family's daily meal. It also impacts the girls in the family who spend up to three hours a day gathering the wood or fuel for the fire, sometimes in hostile areas where many have been attacked. He has become a chief advocate for what he calls "clean cook-stoves" and has backed the use of solar stoves and less harmful fuels to be used in these villages and towns where people's only form of cooking is fire and smoke.
I spoke with Andrés after his keynote and he told me that "he strongly believes in the power of food as a change agent" and he is devoted to making the food world a serious contributor to being a major part of providing a solution for these particular world problems. While Silicon Valley has some investments in this area, it needs to do more in the way of actual financing of new food tech companies and do extended research in this area with goals that are aligned with Andrés and others who understand the magnitude of this problem and how it will affect the worlds future. Silicon Valley is known for its exceptional problem solving skills and I certainly hope that the tech execs who heard Chef Andrés' plea will join him and others in the food industry to help deal with this massive world problem.
Tim Bajarin is recognized as one of the leading industry consultants, analysts and futurists, covering the field of personal computers and consumer technology. Mr. Bajarin is the President of Creative Strategies, Inc. and has been with the company since 1981 where he has served as a consultant providing analysis to most of the leading hardware and software vendors in the industry.
Correction: This article originally misstated the company behind the Beast Burger. It is Beyond Meat.
See What Diseases You're at Risk For Based on Your Birth Month
Researchers say there are sound and possibly scientific reasons to pay more attention to the month you were born in+ READ ARTICLE
"Whenever I present our work, I have to allow for laugh time," says Nicholas Tatonetti, a scientist at Columbia University Medical Center.
Not a common practice for a serious academic researcher, but then again, Tatonetti studies something quite unfamiliar to those more accustomed to the intricacies of biological and molecular explanations for the human condition. "I study the month people were born in, to see if that changes their risk of developing disease in their entire lifetime," he says. And in his latest report, published in the Journal of the American Medical Informatics Association, those results are pretty eye-opening.
By delving into the extensive database of patients seen at Columbia Medical Center over 14 years, beginning in 2000, Tatonetti and his team did a first-of-its kind look at whether birth month has anything to do with disease risk. Some previous studies have looked at the potential connection, but these investigations focused on individual conditions such as asthma and brain conditions, and therefore might have suffered from disease- or population-biases.
Tatonetti found that among 1,688 conditions for which patients were seen, 55 showed a strong relationship with birth month that could not be explained by chance alone. These included 20 conditions that were already described from previous, smaller studies, and 16 completely new associations. These included a surprisingly large number of heart-related diseases.
"Not only was it surprising that nobody had studied the relationship between heart disease and birth month yet, but we found not just one association but several with the same trend of increased lifetime risk of heart disease for those born in late winter and early spring," says Tatonetti. "That's suggestive of a mechanistic relationship, although we don't yet know what that is."
Earlier studies, for example, had connected birth in late summer or fall with asthma or respiratory problems, since mothers pregnant during the winter may be more likely to catch the flu or other respiratory infections. Tatonetti's group is collaborating with 40 other institutions around the world to standardize patient electronic health records so the anonymized data can be studied for possible explanations of the birth month trends. The database will include environmental data as well, since it's well known that environmental exposures — to things such as pollution, second hand smoke and more — can influence expectant moms and their developing fetuses.
He prefers to call what he does a study of seasonality rather than birth month. "Astrology puts a lot of stock on what month you were born in, and that really hurts this type of research, since there isn't much scientific evidence to support that," says Tatonetti. "But seasonality is a proxy for variable environmental factors present at the time of your birth, and we are learning more about the very large role that environment, and gene-environment interactions, plays in our development. This could be one way to start mapping out those gene-environment effects."
To see which conditions you might be more vulnerable to developing, find your birth month in the wheel below.
Read next: How Your Cat Could Make You Mentally Ill
Feds Unveil Technology to Create 'World Without Drunk Driving'
Safety advocates promote a dashboard mounted breathalyzer test+ READ ARTICLE
Road safety advocates converged on Congress Thursday to promote a new set of blood alcohol sensors that could prevent drivers from operating their vehicles while intoxicated.
The technology was unveiled by a joint research program called Driver Alcohol Detection System for Safety (DADDS), which brings auto manufacturers together with regulators and safety advocates to work on technological solutions to drunk driving.
The sensors promoted by DADDS could be breath-based, pulling in exhaled air from the driver, or touch-based, and could determine the driver's sobriety in "less than a second," according to a video released by the organization.
If a driver's blood alcohol level rises above .08, the nationwide legal limit, "the vehicle won't move." Drivers under the drinking age could face a "zero tolerance" system that powers down for any trace of alcohol on the breath or under the skin.
How Camden Became the Poster Child for Police Reform
For a speech highlighting police reform, President Obama chose to travel to Camden, New Jersey.
The Philadelphia suburb is one of the nation's poorest and most violent cities, but in the past two years it has also become something of a poster child for police reform, earning praise from Obama and New Jersey Gov. Chris Christie alike.
The city's mayor tells TIME that a restructuring of the police force helped transform an area that she said was borderline lawless. "Camden has had the reputation of being the most violent city in America for over two decades," Mayor Dana Redd says. "It was almost like anything goes."
On Monday, Obama will highlight the city's reform efforts as a model for other municipalities where police and community relations are strained, tour a police data center and meet with young people from the area.
The city is home to about 77,000 residents but saw a record 67 homicides in 2012. That year, officials gutted the expensive, city-led police department and rebuilt a county police force in an effort to get more uniformed officers on the street. Many had been laid off in 2011—the year after, the city faced record homicides. In a city where violent crime was once rampant, the mayor says there's been a 40% drop in homicides over the past two years.
A recent survey found students in middle and high schools feel significantly safer leaving the building. And the police and community members work together to keep peace. The city is also one of 21 communities across the nation that is taking part in a White House initiative to make better use of data and technology to increase transparency and track crime.
The President's Task Force for 21st Century Policing released its final report on Monday, filled with pages of recommendations on how to make communities safer and restore trust. Camden was highlighted as a city on the right track. The Camden County Sheriff is quoted in testimony he gave before the task force saying, "the only way to significantly reduce fear, crime and disorder, and then sustain these gains is to leverage the greatest force multiplier: the people of the community."
"It's new paradigm unlike what the former police had to offer," Redd says. "The new police department is really integrated in a way that connects with the community in positive engagement and our officers are serving as role models."
That's not to say the problems have been solved. The Wall Street Journal reports civil liberties groups have taken issue with the increase in citations for minor infractions and that groups like the NAACP are concerned about the fact that the new force's union isn't as strong as the past one. The mayor calls the overall experiment a "work in progress," but notes that by restoring law and order to Camden, doors of opportunity will open in other areas. She wants to see businesses coming back, more students completing their educations, and perhaps even vibrant tourism in the city's future.
"We still have a lot of work to do," Redd says. "But, this year we can see a light at the end of the tunnel for the people of Camden."
Catching Criminals With the Cloud
How better software can help the police
Scott Crouch doesn't sugarcoat his feelings about the software that most of the country's 700,000 or so cops use on a daily basis to log arrests, traffic stops and leads. "It looks like someone vomited a thousand bugs on a screen," the 23-year-old says dismissively.
Crouch is the CEO of Mark43, a New York City–based startup that claims it has developed a better system for getting police records–currently a patchwork of isolated paper and digital files–into a single searchable body in the cloud. The software can display relevant information that's as readable as the feeds on LinkedIn or Twitter. Crouch says this new way of visualizing suspects' data–sketching out a web of phone calls or following a gang's movements across a map, for example–could help investigators identify key players in a crime ring or exonerate the usual suspects much faster.
The deluge of so-called Big Data is overwhelming law enforcement as much as it is any company in the private sector. Detectives, for instance, often have access to more information than ever before, but pinpointing key facts, like a suspect's activity in neighboring precincts, involves frustrating manual searches. In other words, connecting the dots is much harder than it looks on television.
Not that there's a shortage of companies trying to change that. IBM's Watson supercomputer, best known for its victory on Jeopardy! in 2011, is now fielding so-called natural-language questions in a trial run with police officers in Tucson, Ariz. Data-analytics giants SAS, Oracle and Microsoft provide software that can present existing law-enforcement reports in more easily readable formats. Nobody tracks exactly how much American police departments spend on such software, but overall IT spending in the criminal-justice system in the U.S. totaled $3.5 billion in 2014, according to researcher IDC Government Insights.
Mark43–the name is a nod to the Iron Man suit–began as a school project Crouch worked on as a Harvard junior. Shadowing Massachusetts state-police troopers to measure the effectiveness of police tactics, he found his attention repeatedly drawn to the way the police fumbled with their software. "You'd have to hit TAB five times, hit six buttons, open up three new boxes to actually search for a report, and even then it wouldn't really work," he recalls. By 2013, Crouch and two of his fellow engineering students had secured $2 million in a seed-funding round led by Spark Capital, an early investor in Twitter, Tumblr and Foursquare.
Since then, Mark43's software has expanded to walk officers through the scut work of filing a police report. Regulations stipulate every question along the way. Recovering a weapon, for instance, triggers a cascade: Was the owner notified? Where notified? Date notified? Storage facility? Location of storage facility? Mark43 expands and contracts the decision tree, automatically filling in fields when possible. Police can search for a suspect by name, alias or keyword. Clicking on a suspect's page pulls up a mug shot and, beneath it, mug shots of associates, much the way Facebook displays friends of friends. The page also loads live tweets pulled from the suspect's Twitter feed, assuming he or she has one that's public. (Crouch says a surprising number of suspects have active social-media accounts.)
This year, Mark43 secured a contract with one of the nation's largest metropolitan police departments, which will replace its current record-keeping system with Mark43 software. Police chiefs will be watching closely. In recent years, massive new technology deployments haven't always gone smoothly: New York's $88 million 911 dispatch system has suffered a string of outages, and a glitch in Dallas' $4 million record-keeping system resulted in the early release of 20 inmates. As Los Angeles' former chief technology officer Randi Levin put it to trade publication Government Technology: "The criminal justice requirements were never written with cloud computing in mind." Mark43 hopes to prove otherwise.
This appears in the May 25, 2015 issue of TIME.
How Smart Traffic Lights Could Transform Your Commute
Using data to make cities run smoother
The traffic signals along Factoria Boulevard in Bellevue, Wash., generally don't flash the same stretch of green twice in a row, especially at rush hour. At 9:30 a.m., the full red/yellow/green signal cycle might be 140 seconds. By 9:33 a.m, a burst of additional traffic might push it to 145 seconds. Less traffic at 9:37 a.m. could push it down to 135. Just like the traffic itself, the timing of the signals fluctuates.
That's by design. Bellevue, a fast-growing city of more than 130,000 just east of Seattle, utilizes a system that is gaining popularity around the U.S.: intersection signals that can adjust in real-time to traffic conditions. City officials say that these lights, known as adaptive signals, have led to significant declines in both the hassle and cost of commuting.
"Adaptive signals make sure that inefficiencies never happen," says Alex Stevanovic, director of the Laboratory for Adaptive Traffic Operations & Management at Florida Atlantic University. "They can make sure that the traffic demand that is there is being addressed."
As city leaders increasingly turn to data for insight into running their metros more efficiently, adaptive signals have emerged as a 21st century strategy to chip away at a longstanding scourge. According to the U.S. Census Bureau, almost 11 million Americans commute more than an hour each way to their job while 600,000 U.S. residents have one-way "megacommutes" of at least 90 minutes or 50 miles.
And all that time on the roads costs money. The Centre for Economics and Business Research estimates that U.S. commuters lost $124 billion in 2013 due to the cost of fuel, the value of time wasted in traffic, and the increased cost of doing business. CEBR predicts those costs will rise 50% by 2030.
Only 3% of the nation's traffic signals are currently adaptive, but the number of smart signals in the U.S. has jumped from 4,500 in 2009 to 6,500 in 2014, according to Stevanovic, who tracks the signals' installation around the U.S.
The largest concentration of adaptive signals is in Los Angeles, a city that has long struggled with congestion. Nearby Orange County, Calif. has the second largest, followed by Utah, where about 80% of the state's traffic signals are adaptive. But the frontier of adaptive traffic management may be in Bellevue, according to transportation policy experts. The city's overhaul began in 2010 when it began implementing a system called SCATS (Sydney Coordinative Adaptive Traffic System, which was first developed and used in Sydney, Australia). Currently, 174 of Bellevue's intersections have been outfitted with the new technology with plans for all 197 intersections to use adaptive signals by the end of the year.
The system uses a series of wires embedded in city streets that tell the signals how much traffic is moving through the intersection. When traffic is heavier, the green lights stay on longer. Less traffic means shorter greens. During peak traffic periods, nearby intersections sync their lights to allow long stretches of green. When there are fewer cars on the road, those intersections revert to their own cycles. Mark Poch, the Bellevue Transportation Department's traffic engineering manager, says uncoupled intersections work more efficiently when there are fewer cars on the road because they can better respond to specific situations at that cross street.
Along Factoria, one of Bellevue's main downtown arteries, travel times have decreased by 36% during peak rush hour since adaptive lights were installed, according to city transportation officials. Along NE 8th Street, another heavily trafficked street, travel times are down 43% from 2 p.m. to 6 p.m. Those decreased delays appear to add up to real savings for drivers: Bellevue officials say the $5.5 million system saves drivers $9 million to $12 million annually (they estimate that a driver's time is worth $15 an hour).
For all of Bellevue's success, adaptive signals are not a panacea for clogged roadways. Kevin Balke, a research engineer at the Texas A&M University Transportation Institute, says that while smart lights can be particularly beneficial for some cities, others are so congested that only a drastic reduction in the number of cars on the road will make a meaningful difference. "It's not going to fix everything, but adaptive has some benefits for a smaller city with a particular corridor on the verge of breaking down," he says.
In Bellevue, the switch to adaptive has been a lesson in the value of embracing new approaches. In the past, Poch says, there was often a knee-jerk reaction to dealing with increased traffic: just widen the lanes. Now he hopes that other cities will consider making their streets run smarter instead of just making them bigger.
"It's been a slow change," Poch says. "It's easy to think the way to get out of it is to widen the road. However, as we move toward being better stewards of our resources and more sensitive to environmental issues, let's take what we have and operate it better. I think that's a more prevailing thought now, and I think it makes sense."
Road Service Gets an On-Demand Makeover
Tow trucks and phone apps are tapping data to give you a jump-start
The ice storm that hit Nashville this February was the worst in 20 years. Freezing rain glazed the roads, so when one of Michael Cunnyngham's employees discovered he had a flat tire, there was already a long queue of auto-club members ahead of him who had put in calls for help. "They said they'd be there in an hour. Then it was two hours," recalls Cunnyngham, who runs a tech company. "Then it was the end of the day. So I thought, There has to be some Uber for wreckers," he says, referring to the popular ride-hailing app. His search results turned up Urgent.ly, a Virginia-based startup that indeed bills itself as the Uber of roadside assistance. He called the employee and told him to download the app. "I get a really happy message from him not more than a few minutes later saying somebody's coming," Cunnyngham says. Within 30 minutes, the tire was fixed. "You couldn't ask for a better experience," he says.
Roadside assistance is a $10 billion market in the U.S.–and now tech companies are revving to disrupt it, replacing call centers with dispatch algorithms designed to locate the best nearby vehicle that can help with a lockout or winch a car out of a ditch. Entrepreneurs like Urgent.ly CEO Chris Spanos believe that motorists need an on-demand alternative to paying for insurance plans they might not use or blindly calling tow companies in their time of need, with little way to tell if they're being overcharged. "You should only pay for service when you need it," he argues. But taking on an industry behemoth like AAA, which has 55 million members, is going to be a long haul–especially because AAA is mapping out innovations of its own.
Urgent.ly and its main competitor, the Santa Monica, Calif.–based Honk, both offer flat rates, promise quick response times and provide maps in their apps that show users where their rescuer is with real-time updates. These companies are positioning themselves as not just a snappy service for the smartphone crowd but also a new revenue stream for towing companies. While AAA, which is a not-for-profit corporation, says it does not release exact figures for how much its contractors get paid, tow-truck operators have said it's in the neighborhood of $25 per call. Kwame Scott, owner of Scott's Towing in Suitland, Md., says he makes about $75 if that same call comes through his Urgent.ly app. Like Uber, these startups are taking about a 25% cut and handing the rest over to the drivers. "If technology can get into towing, then, hey, swell. We're in," Scott says.
Honk CEO Corey Brundage says the company started getting a series of call-and-cancel orders last year that they traced to AAA employees. "We do mystery-shop to see how services compare," says AAA spokesperson Yolanda Cade. She emphasizes that America's famous motor club has been around for 100 years and responds to "more than 30″ million calls per year; members typically also receive travel discounts or other membership perks. AAA is a federation of 43 motor clubs around the country, which can customize what they offer. In late 2014, the Mid-Atlantic club started running RescueMeNow, a web-based on-demand service for nonmembers, which comes with a follow-up contact enticing users to join. The Southern California club has meanwhile been providing a "service tracker" that shows a real-time map in the AAA app. Some car manufacturers also offer roadside assistance as part of their warranties.
Silicon Valley investors and several national companies are betting on the new guard. Honk announced a $12 million fundraising round in March, soon after Urgent.ly announced that its app will be part of AT&T's connected-car platform, AT&T Drive. Still, towing providers like Scott aren't sure how revolutionary these apps will be. He says that while he might get $75 for a job placed through Urgent.ly, he'd get $100 if the customer called him directly. "It hasn't become a major part of my business," he says. "But it's a nice addition."
This appears in the May 11, 2015 issue of TIME.


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eBOOKS new!
Featured Authors:
Linda LeBlanc, iNickolaus Pacione, iJean-Pierre Gregoire, iKevin Weeks, iPinckney Rivers, iG. Rynk, iKen Coleman, i
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"Seek the wisdom of the ages, but look at the world through the eyes of a child."
Ron Wild
Photograph: Peter Casolino
Amid the grumbling murmur of one's so serious
unexpectedly displaced by the sudden and unforseen storm
I scrambled to appease recognizing full well that eventually,
the sun would shine…
A matter of time.
As impatience magnified, in this inconvenient delay
of summer thunder and driving rain,
I encountered the sad nature of man
who, in his eternal haste and seeming negativity
had forgotten the luxury of unexpected time.
Forever on the clock, over-scheduled, rat raced
his interaction now with fellow man was
reduced to competition, occluded by the hovering clouds
as time itself had become the great unknown
in this fast paced world of instant gratification.
And as it is my nature to pacify impatient man,
in attempt to stay one step ahead of the tic...tock...
I took a moment to look outside, assess and estimate the delay, engage the back-up plan… while tuning out the grumble
in hopes that some would welcome the serenity of the rain.
My eyes were treated to an unexpected sight…
no, not a hint of sun or wash of blue amid the grey,
but a child, all of two, who earlier had cried...
afraid to leave his father's side or come inside
as thunder rolled, and grumbles grew….
"My Daddy… My Daddy!"
His whine and fears now set aside
found himself happily at home in the deluge...
his game was not delayed…merely enhanced.
He ran, rain-soaked with laughter,
head-long through the downpour, stopping on occasion
To feel the rain drops quench his smiling thirst
Splashing through the walkway's stream
kicking sandaled arcs to lead the way
even the bedraggled daylilies smiled as he
pounced two-footed into the deepest puddles
collapsing into the murky brew,
leaving mud angels behind.
And Daddy, a safe, dry distance away
quietly encouraged his son to continue play
the rain his new found friend
And without knowing, he caused a hush
as the impatient ones one-footed, dry indoors
took note of him and not their watches for a change
now captivated by the innocence of one so small
and his unaffected ability,
to make sunshine out of rain…
And for a second...
Time stood still.
Taylor Ryan
© 2006 Taylor Ryan (All rights reserved)
Letters From the Earth: Faint Hopes and Lamentations
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Stopped here after leaving Story Land, glad we did, very friendly, great selection, excellent food, everyone loved what they had, wait staff was super friendly, we will be back
Every time we came to the white mountains we eat here. This place has really good food at a decent price. We had burgers and fish and chips and was delicious. The stuff is friendly and you you have a good time with the live music!!!
Second time here. First time was pretty good. As the first time, the service and ambiance was great. However, the food was lacking this time. Never had chicken nachos with dark meat before. Tasted terrible. The pizza we ordered had slimy, rubbery, canned mushrooms on it. Overall, not pleased. Won't be back.
This place is a bit farther out than some of the places in the North Conway area but it is one of the best. It's good simple comfort food at a reasonable price. You need to go to this place at least twice while you are in the area. The first time you need to get a burger, a couple...
I visited here with my kids recently. There was no wait, the servers were friendly and attentive and the food was simple, perfectly executed, tasty and cheap! It will now be on the top of my list of regulars for the area.
Great place, great burgers and appetizers. My husband and I have been several times and we've had no complaints.
Thanks Diane! Hope to see you again!
My wife and I were up hiking in the White's and saw Cabin Fever and decided to try it out for some soup after a long hike. The Chili and Clam chowder were awesome so we decided to have a dinner after another long hike. Lobster bisque, onion rings, pizza and apple pie with ice cream. It was heaven. We...
Thanks Wayne for the great review! It was a pleasure serving you not once, but twice.We hope to see you and your wife again!
My family and I always stop here when we come visit the area. We just stayed a couple of nights in Bartlett at the end of Feb, 2015. This time we just stopped by for pie(wife loves it) and ice cream. Always good food, lunch and dinner! This time they had a singer playing guitar, a nice touch.
The only...
When skiing in the Mt Washington Valley, it is easy to gravitate towards N. Conway, or drive to the Mount Washington Hotel at Bretton Woods, as we have numerous times for many years. This year, we drove west from the Attitash ski resort and found the Cabin Fever in Bartlett. A rustic restaurant with pies well on display as you...
Wow, what a review! Thanks Doug!!! I guess we'll be seeing you again. We'll have the pie ready!
Well when in America. Found this place in 2013 while looking around New Hampshire. Decided to go back this time around. We only went in for the Pie. Their pie's are really nice with plenty of choices. Staff are extremely friendly and they are also the owners cooks and bottle washers. There is plenty of other things to eat but...
Thank you for the great review! Next time you have to at least have some of our famous lobster bisque!
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text:
Gallery Folders
Other animals
Textures and backgrounds
The Monster WithinThe Monster Withinin NOT STOCK More Like This
Absolutely gorgeous pictures!
*fave a lot*
*Look a lot*
Aha i wonder how Ari and Ravna would've looked if you were the one taking pictures of them (*>v<*)
But i live in norway.. (The other side of the earth XD) and Ari is dead so i guess it's impossible. (>.<')
any way:
Aww! I would have loved to take photos, sorry to hear she has past they always stay with us and thankyou! <3
i can't fave your whole gallery so I'll just Fave enough to find you again.
but i guess i already did... big time XD
ahh! Ari and Ravna are my horses by the way
i cant find one of your stocks:/ it looks like this.Please reply me the link so i can give u credit
You only need to give credit to my account aka www.chunga-stock.com if you can't find a picture leave a comment in the comment section of my main page instead of on the actual picture. You will need to remove that upload from tinypic asap.


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Diabetic Neuropathy Center - Ontario, CA
Ontario Endocrinologist Doctors for Diabetic Neuropathy
Type of Physician: Endocrinologist
What is a Endocrinologist?
A subspecialty certification by the Board of Internal Medicine; practitioners treat disorders of the internal (endocrine) glands such as the thyroid and adrenal glands. Endocrinology also deals with disorders such as diabetes, metabolic and nutritional disorders, pituitary diseases, and menstrual and sexual problems.
Specialty: Endocrinology
Common Name:
Endocrinologist Doctors in Ontario *
Rubina Aqeel MD
Chapparral Medical Group
Henry H Chen MD
Chaparral Medical Group Inc
Chaparral Medical Group Inc
Chaparral Medical Group Inc
Reproductive Health Center
Western University Health Scien
Chaparral Medical Group
Chaparral Medical Group
Chaparral Medical Group
Anaheim Medical Group
La Verne Medical Group
La Verne Medical Group
Lanterman Developmental Center
Zuhair O Yahya MD
Tarcisio Diaz MD
Kaiser Fontana Medical Center
Kaiser Fontana Medical Center
Kaiser Fontana Medical Center
Kaiser Fontana Medical Center
Healthcare Partners Med Grp
Healthcare Partners Med Grp
Marc S Gutin MD
Marc S Gutin MD
Caduceus Medical Group
Arsalan Geula MD
Robert A Bonner MD
Freddie P Dial MD
St Jude Heritage Endocrinology
Center For Optimal Health
Ivan P Martinez MD
Ole Saetrum Opgaard MD
Riverside Medical Clinic
West Covina Medical Group
Arrowhead Regional Medical Ctr
George T Yang MD
City Of Hope Endocrinology
City Of Hope Natl Med Ctr Outpn
St Jude Heritage Endocrinology
St Jude Heritage Endocrinology
Endocrinology Medical Group
St Jude Heritage Endocrinology
Endocrinology Medical Group
Endocrinology Medical Group
St Joseph Heritage Med Grp Fam
St Jude Heritage Endocrinology
Endocrinology Medical Group
HRC Fertility
HRC Fertility
HRC Fertility
HRC Fertility
Kaiser Permanente Medical Group
Kaiser Permanente Medical Group
Diabetes Associates Medical Grp
Childrens Hosp Orange County
Choc Endocrinology Pediatrics
CHOC Pediatric Subspeciality
So Cal Endocrin Med Grp
Endocrine Medical Group
Thira Kunakorn MD
Aleem A Syed MD
Aleem A Syed MD
Kaiser Permanente Medical Group
Kaiser Permanente Medical Group
UCI Medical Center Endocrinolgy
Riverside Medical Clinic
Nathan F Eitan MD
Bashar Saad MD
Healthcare Partners Medical Grp
Loma Linda Univ Med Intrnl Mdcn
Loma Linda Univ Med Intrnl Mdcn
Loma Linda Univ Gen Medcn Grp
Loma Linda Univ Med Intrnl Mdcn
Loma Linda Univ Gen Medcn Grp
PMS Treatment Clinic
Nirmal K Banskota MD
Betty S Jelen MD
Jerry L Pettis VA Medical Ctr
Jerry L Pettis VA Medical Ctr
Edward A Reece MD Inc
California Diabetes/Hormne Spec
Narendranath A Reddy MD Inc
Ridha A Hajjar MD
Center For Optimal Health Inc
Kaiser Prmnt Altn Snd Cnyn Endo
Bright Health Physicians Endocr
Ahsan & Baqai MDs
Signature Medical
Chau M Le MD
Integrative Med Grp Of Irvine
Irvine Medical Group Inc
Yan Leung MD
South Cnty Kdny Endcrn Ctr
South Cnty Kdny Endcrn Ctr
South Cnty Kdny Endcrn Ctr
South Cnty Kdny Endcrn Ctr
South Cnty Kdny Endcrn Ctr
Nguyen & Luong Mds
South Cnty Kdny Endcrn Ctr
Ontario, California
Diabetic Neuropathy
Diabetic neuropathy facts
Other Related Diabetic Neuropathy Articles
Emergency Contact for Ontario
Nearby Ontario Hospitals *
Kindred Hospital Ontario
San Antonio Community Hospital
Montclair Hospital Medical Ctr
Chino Valley Medical Center
Canyon Ridge Hospital
California Institution For Men
Pomona Valley Hospital Med Ctr
Casa Colina Hospital For Rehab
Landmark Medical Center
American Recovery Center
Lanterman Developmental Center
San Dimas Community Hospital
Fontana Medical Center
Aurora Charter Oak Hospital
East Valley Hospital Med Ctr
Foothill Presbyterian Hospital
Corona Regional Medical Center
Citrus Valley Medical Center
Riverside Medical Center
Corona Regional Rehabilitation
Parkview Community Hospital
Kindred Hospital
Riverside Cntr Behavioral Mdcn
Placentia Linda Hospital
Riverside Community Hospital
Kindred Hospital-Brea
Arrowhead Regional Medical Ctr
Doctors Hospital Of West Covina
Citrus Valley Medical Center
Community Hospital San Brnrdn
Orange Cnty Anaheim Med Cntr
City Of Hope National Med Ctr
Ballard Rehabilitation Hospital
Kaiser Permanente Medical Ctr
St Jude Medical Center
Chapman Medical Center
St Bernardine Medical Center
Healthbridge Children's Hosp
Loma Linda University Med Ctr
Whittier Hospital & Medical Ctr
Anaheim Regional Medical Center
Western Medical Center Anaheim
Greater El Monte Community Hosp
Jerry L Pettis VA Medical Ctr
Loma Linda University Med East
CHOC Children's Hospital Orange
Methodist Hospital Southern CA
St Joseph Hospital Of Orange
Kindred Hospital La Mirada
UCI Medical Center
Presbyterian Intercommunity
Anaheim General Hospital
Western Medical Center
Healthsouth Tustin Rehab Hosp
BHC Alhambra Hospital
Loma Linda University Behaviora
Garden Grove Hospital & Med Ctr
Kindred Hospital Of Santa Ana
Newport Specialty Hospital
Redlands Community Hospital
Metropolitan State Hospital
Aurora Las Encinas Hospital
West Anaheim Medical Center
Norwalk Community Hospital
Beverly Hospital
Silver Lake Medical Center
San Gabriel Valley Medical Ctr
Anaheim General Hospital
La Palma Intercommunity Hosp
Garfield Medical Center
Patton State Hospital
Coast Plaza Hospital
Coastal Communities Hospital
Riverside County Regional Med
Monterey Park Hospital
*Provider Directory Terms of Use:
The WebMD 'Provider Directory' is provided by WebMD for use by the general public as a quick reference of information about Providers. The Provider Directory is not intended as a tool for verifying the credentials, qualifications, or abilities of any Provider contained therein. Inclusion in the Provider Directory does not imply recommendation or endorsement nor does omission in the Provider Directory imply WebMD disapproval.
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text:
Patriotic Banners
American Heroes Banner Flag$25.99 $20.99
Free Because of the Brave Banner Flag$18.00 $20.70
Patriotic Welcome Flag - Thank You$19.99 $18.15
Patriotic Banner Flag - In God We Trust$25.19 $20.99
Out of stock
Patriotic Welcome Flag - Freedom Eagle$19.99 $18.15
Betsy Ross Americana Flag - Banner$23.99 $19.99
God Bless America Star Flag - Banner$22.50 $25.88
Patriotic Banner Flag - American Eagle$19.99 $18.30
Sculpted Patriotic Flag - Banner$22.50 $25.88
Patriotic Welcome Americana Flag - Banner$25.19 $20.99
Patriotic Welcome Flag - Thank You Troops$19.99 $18.15
Patriotic Welcome Flag - America The Beautiful$18.00 $20.70
Patriotic Banner Flag - Land of The Free$19.99 $18.30
Patriotic Welcome Flag - Liberty Bell$19.99 $18.15
American Banner Flag - Applique$22.79 $18.99
Out of stock
Patriotic Flip Flop Banner Flag$27.00 $31.05
Independence Day Flag - Banner$22.74 $18.95
Monogram Banner Flag - Grande Manor | Valentine's Day | St. Patrick's Day Banner Flags | Easter | Special Occasion Banner Flags | Spring & Summer Banner Flags | Patriotic Banners | Halloween Decorative Flags | Thanksgiving Decorative Flags | Christmas Decorative Flags | Hanukkah | Winter Decorative Flags | Fall Decorative Banners | Pink Ribbon Flag - Banner | more…
Patriotic banners are perfect items to show your American pride to your friends and neighbors. Here at the United States Flag Store, we carry many designs that feature the American flag in either a garden flag variety or as a pole banner. Of course, we carry all of the materials needed to hang these flags and banners, as well.
The Support Our Troops banners are very popular and come in varieties with or without the yellow ribbon over them. And, with our flags and banners, we only carry the highest quality items. Our flags are made to last a long time outdoors, but the prices are still low because we're factory-direct!
We also carry flags and banners for each the Democrat and Republican political parties so you can show your support this election season!
Celebrate any season or holiday with our beautiful banner flags! All of our decorative banners are made of high quality polyester and all have appliqued and/or embroidered lettering and images. You may pay up to $30 in your local stores for high quality banner flags like these.


text:
Internist, Hematology Specialist
37 years of experience
Video profile
Accepting new patients
37 years of experience
Video profile
Accepting new patients
Central West End
4921 Parkview Pl
Saint Louis, MO 63110 Phone number & directions
4921 Parkview Pl
Saint Louis, MO 63110 Phone number & directions
License & Identifications
A medical license is required for a doctor to practice medicine in a particular state. Requirements vary by state but most require, at a minimum, post-graduate training in the doctor's specific specialty. An NPI number is a national identifier unique to an individual health care provider and is managed by the Center for Medicare & Medicaid Services (CMS).
Learn more about Dr. Camille Abboud:
View the full profile to get information on:
- Qualifications
- What's important to you
View full profile
Patient Reviews
Patient comments (0)
The overall average patient rating of Dr. Camille Abboud is Poor.
|Patient Ratings
|Ease of Appointment
|Courteous Staff
|Accurate Diagnosis
|Bedside Manner
|Spends Time with Me
|Follows Up After Visit
Specialties & Research
Dr. Camille Abboud, FACP, MD is board certified in Internal Medicine and Hematology.
- He has special expertise in 24 areas:
- Acute Myeloid Leukemia
- Adult T-Cell Leukemia-Lymphoma
- Anemia
- Bone Marrow Transplantation
- Bone Marrow and Lymphatic Tissue Cancer (Hematologic Neoplasm)
- Cancer
- Chronic B-Cell Lymphocytic Leukemia
- Chronic Myeloid Leukemia
- Chronic Myelomonocytic Leukemia
- Clinical Research
- Deep Vein Thrombosis
- Epidemiology
- Gene Therapy
- Hepatitis C
- Hodgkin Disease
- Inflammation
- Leukemia
- Lymphoma
- Multiple Myeloma (Cancer of Plasma Cells)
- Myelodysplastic Syndromes
- > Show all expertise
Education & Awards
Dr. Abboud graduated from American University Of Beirut.
Dr. Abboud has 5 hospital affiliations:
- Barnes-Jewish West County Hospital
- Barnes Jewish Hospital
- Cantonese
- Japanese
- Korean
- Yiddish
- Mandarin
- Chinese
- Bengali
- Polish
- Portuguese
- French
Home > Find an Internist > MO > Saint Louis Internists > Dr. Camille Abboud, FACP, MD
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- Additional Information
- Dr. Camille N Abboud FACP and MD is a male Internist, has 37 years of experience and practices in Internal Medicine and Hematology.
- Where does Dr. Camille N. Abboud practice?
- Dr. Camille Abboud has 2 office locations.
Dr. Camille Abboud practices Internal Medicine and Hematology near Saint Louis, MO.
See Saint Louis Internists and Saint Louis Hematologists.


text:
Intel shuffles ranks, President Renée James to exit
Intel president Renée James will step down in order to pursue a CEO role at another company, the chip giant announced on Thursday.
Intel president Renée James will step down in order to pursue a CEO role at another company, the chip giant announced on Thursday.
Hewlett-Packard has filed paperwork to register HP Enterprise as an independent company, an official step on the path to splitting itself in two.
The head of Hewlett-Packard's enterprise division will leave the company ahead of HP's planned split later this year.
Microsoft will be handing over its display advertising business to AOL in nine markets as part of a new partnership between the two companies that was announced Monday.
Hewlett-Packard has given a glimpse of what the company's separation looks like from an internal IT perspective, and not surprisingly, there are some big numbers involved.
RadioShack has reached agreement with U.S. states over the sale of customer data, by consenting to limit the number of email addresses to be sold, and giving customers the opportunity to be removed from the list.
IT services vendor Computer Sciences Corp. plans to separate its US$4.1 billion U.S. public sector business to form a new company, it said Tuesday.
The U.S. Federal Trade Commission has weighed in on the contentious issue of the proposed sale of consumer data by bankrupt retailer RadioShack, recommending that a model be adopted based on a settlement the agency reached with a failed online toy re...
AMD has pulled out of the market for high-density servers, reversing a strategy it embarked on three years ago with its acquisition of SeaMicro.
RadioShack will press on with its plan to sell its customer data, despite opposition from a number of U.S. states.
The Bitcoin Foundation, formed in 2012 to promote the virtual currency, has rejected claims by a board member that it's bankrupt but has acknowledged significant financial problems -- ironically as a result of a big drop in the value of its bitcoin h...
The dispute between U.S. states and RadioShack over the sale of customer information continues, and the state of Texas has requested a bankruptcy court to ask RadioShack to specify in any motion for sale what information would be included and the num...
Hungry for a bigger piece of the Internet of things market, IBM will invest US$3 billion over four years to establish a new business unit dedicated to providing IoT systems and services to enterprises.
Several state consumer protection agencies in the U.S. have joined the state of Texas in objecting in bankruptcy court to the proposed sale by RadioShack of personal information of its customers.
Yahoo is closing its only remaining office in China and laying off between 200 and 300 employees there, news reports said on Wednesday.
The latest business news, reviews, features and whitepapers
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First impression on unpacking the Q702 test unit was the solid feel and clean, minimalist styling.
For work use, Microsoft Word and Excel programs pre-installed on the device are adequate for preparing short documents.
The Fujitsu LifeBook UH574 allowed for great mobility without being obnoxiously heavy or clunky. Its twelve hours of battery life did not disappoint.
The screen was particularly good. It is bright and visible from most angles, however heat is an issue, particularly around the Windows button on the front, and on the back where the battery housing is located.
My first impression after unboxing the Q702 is that it is a nice looking unit. Styling is somewhat minimalist but very effective. The tablet part, once detached, has a nice weight, and no buttons or switches are located in awkward or intrusive positions.


text:
Terrific Thai food. Yellow curry was delicious. Good flavors, good pricing. Chicken Satay skewers were just right. Definitely a good find.
I go here twice a month. The staff is delightful. My favorites are the grilled scallops, grilled shrimp and the tiger steak. All served with aldente vegetables and rice. We always get the Healthy rice. A crunchy nutty flavor you can only get here. Meet friends here all the time. everyone has a different favorite. Seems to be kid friendly...
Little pricey for Thai, but the cooking was spot on. Ingredients fresh, flavors exact. Meal wwll-plated, without being kitchey. Might have liked a little more lime and lemongrass.
Overpriced for the portions compared to other restaurants I've been to. Flavors weren't as authentic as I had expected. Other than that, the atmosphere was great, the location was easy to find.
Great service and delicious food. Pad Thai is a favorite and pineapple fried rice. The kids love it too!
I consider myself a "thai lover". this is by far one of the nest in south florida. the beef salad is simply unparalleled. service is always good. kind of a low key place for the locals - not fancy but fresh and good every time. service is great. staff are welcoming and on point.
Some of the dishes they kept from the old owners (when they got their good Michelin rating) were ok, but nothing beyond a local lunch joint now.
Food was nothing special. Tried Crab Rangoon, crunchy shrimp and pineapple fried rice with chicken. Did not like the tofu in the fried rice. Barely any crab in the Rangoon. Service was slow. Only one server for the whole place. Wasn't very busy, but she was very slow.
The lunch special appeared VERY quickly and actually tasted like it had been sitting around waiting to be served....it was dry and gummy. I'm willing to give this restaurant another chance because my friends LOVE it, and I've read a number of positive reviews -- but I was disappointed.
THANK YOU FOR YOUR COMMENT, We already informed our teams to improve the problem that happened to you. We very appreciate your help by commenting. We take every comments seriously and we truly apologize for issue that happen to you. Please let us know next time if you visit us. I will take best care of you. Hope see you...
Adventuresome cuisine- not your ordinary Thai restaurant. Service is excellent. It's not fancy but it's very good.
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text:
Originally written on Oregon Sports News | Last updated 8/22/12
June 2nd, 1990—that's a date that a lot of Mariners fans remember. Randy Johnson threw the first no-hitter in the franchise's history. Now 22 years later, on the 35th anniversary of Mariners baseball, and on the year that Johnson was inducted into the Mariners Hall of Fame, Felix Hernandez threw the Mariners' first Perfect Game. It seems only fitting that Johnson's battery-mate (and fellow Hall of Fame inductee), Dan Wilson, was helping calling the game on TV. Both Wilson and Johnson were a part of the magical 116-win season in 2001, and it seems as they were both in town in July to celebrate their wonderful accomplishments. They were also in a sense helping us celebrate moving into a new era of Mariners baseball—the King's era. With his Perfect Game (only the 23rd pitcher in baseball history to complete the feat), paired with his former Cy Young award and numerous shutouts, Felix has finally reached the equivalent of Johnson in the eyes and hearts of Mariners fans. The King and hi...
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It is a non-profit organization that doesn't profess allegiance to any religion. It respects and serves people from all walks of life, sects or creeds. It is a research ground where hidden secrets of spirituality are researched, applied and made available to the general masses under the able guidance of Mahayogi Swami Buddh Puri Ji.
Upcoming EventsSankranti of every month: Satsang at Kila Raipur Ashram near Ludhiana in Punjab, India.
Last Sunday of every month: Satsang at Malke Ashram near Moga in Punjab, India.
June 17 to July 7: Canada 17 to 20 in Brampton, 21 to 26 in London (Ontario) and 27 to July 1 in Vancouver
Jul 30-31: Guru Purnima Celebration (overnight) with Keertan & Satsang at Malke Ashram.
Sep 7-9: Sadhna & Satsang on Barsi of Swami Dev Puri Ji at Kila Raipur Ashram.
Oct 19-22: Dussehra Sadhna Shivir at Malke Ashram.
Oct 24-26: Advanced Sadhna Shivir for initiates at Malke Ashram with prior registration only.
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Tripur Shiva Peetham – Meditation Temple
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|By Marketwired .
Article Rating:
|January 27, 2014 05:01 AM EST
OAKLAND, CA -- (Marketwired) -- 01/27/14 -- On January 29th American Shipper Magazine will host a webinar with Pfizer, VF Corp. and GT Nexus titled, "Next Generation Collaboration -- Understanding the Benefits of the Connected Supply Chain Community." The webinar will explore how a major portion of the global shipper community has connected onto a single network to benefit all participants.
The free webinar takes place January 29th at 2pm ET. Register here.
"Many of the world's biggest names have connected their supply chains onto the same global network," said Eric Johnson, Research Director & IT Editor at American Shipper. "This webinar will take a close look at how the network came together and the impact it has had on trading partners."
The discussion will focus on the benefits of benchmarking in transportation and logistics, and examples of shipper-service provider collaboration. Participants will share insights into the tools available to build a collaborative network.
Expert panelists include:
- Bill Coxwell, Director of Logistics, VF Corporation
- Jeff Jagiela, Director, Global Transport and Logistics Services, Pfizer
- Greg Kefer, Vice President of Corporate Communications, GT Nexus
- Moderated by Eric Johnson, Research Director & IT Editor, American Shipper
About GT Nexus
GT Nexus operates the world's largest cloud-based business network and execution platform for global trade and supply chain management. Over 25,000 businesses across industry verticals, including adidas Group, Caterpillar, Citi, Columbia Sportswear, DHL, Electrolux, Levi Strauss & Co., Kohl's, Nestlé, Pfizer, Renault, and Sears share GT Nexus as their standard, multi-enterprise collaboration platform. This enables all network participants to operate against a core, real-time and always on set of information across multiple supply chain functions, allowing them to optimize the flow of goods, funds and trade information, from the point of order through final payment. For more information please visit us at www.gtnexus.com.
Video-Link Available: http://www2.marketwire.com/mw/frame_mw?attachid=2499168
Video-Link Available: http://www2.marketwire.com/mw/frame_mw?attachid=2499170
Bryan Nella
GT Nexus
[email protected]
"We have a tagline - "Power in the API Economy." What that means is everything that is built in applications and connected applications is done through APIs," explained Roberto Medrano, Executive Vice President at Akana, in this SYS-CON.tv interview at 16th Cloud Expo, held June 9-11, 2015, at the Javits Center in New York City.
Jul. 1, 2015 05:00 PM EDT Reads: 889
The Internet of Things is not only adding billions of sensors and billions of terabytes to the Internet. It is also forcing a fundamental change in the way we envision Information Technology. For the first time, more data is being created by devices at the edge of the Internet rather than from centralized systems. What does this mean for today's IT professional? In this Power Panel at @ThingsExpo, moderated by Conference Chair Roger Strukhoff, panelists addressed this very serious issue of profound change in the industry.
Jul. 1, 2015 03:30 PM EDT Reads: 1,087
Explosive growth in connected devices. Enormous amounts of data for collection and analysis. Critical use of data for split-second decision making and actionable information. All three are factors in making the Internet of Things a reality. Yet, any one factor would have an IT organization pondering its infrastructure strategy. How should your organization enhance its IT framework to enable an Internet of Things implementation? In his session at @ThingsExpo, James Kirkland, Red Hat's Chief Architect for the Internet of Things and Intelligent Systems, described how to revolutionize your archit...
Jul. 1, 2015 02:21 PM EDT Reads: 687
It is one thing to build single industrial IoT applications, but what will it take to build the Smart Cities and truly society-changing applications of the future? The technology won't be the problem, it will be the number of parties that need to work together and be aligned in their motivation to succeed. In his session at @ThingsExpo, Jason Mondanaro, Director, Product Management at Metanga, discussed how you can plan to cooperate, partner, and form lasting all-star teams to change the world and it starts with business models and monetization strategies.
Jul. 1, 2015 11:30 AM EDT Reads: 2,261
To many people, IoT is a buzzword whose value is not understood. Many people think IoT is all about wearables and home automation. In his session at @ThingsExpo, Mike Kavis, Vice President & Principal Cloud Architect at Cloud Technology Partners, discussed some incredible game-changing use cases and how they are transforming industries like agriculture, manufacturing, health care, and smart cities. He will discuss cool technologies like smart dust, robotics, smart labels, and much more. Prepare to be blown away with a glimpse of the future.
Jul. 1, 2015 11:30 AM EDT Reads: 811
Internet of Things is moving from being a hype to a reality. Experts estimate that internet connected cars will grow to 152 million, while over 100 million internet connected wireless light bulbs and lamps will be operational by 2020. These and many other intriguing statistics highlight the importance of Internet powered devices and how market penetration is going to multiply many times over in the next few years.
Jul. 1, 2015 10:30 AM EDT Reads: 2,150
Internet of Things (IoT) will be a hybrid ecosystem of diverse devices and sensors collaborating with operational and enterprise systems to create the next big application. In their session at @ThingsExpo, Bramh Gupta, founder and CEO of robomq.io, and Fred Yatzeck, principal architect leading product development at robomq.io, discussed how choosing the right middleware and integration strategy from the get-go will enable IoT solution developers to adapt and grow with the industry, while at the same time reduce Time to Market (TTM) by using plug and play capabilities offered by a robust IoT ...
Jul. 1, 2015 09:45 AM EDT Reads: 1,957
Today air travel is a minefield of delays, hassles and customer disappointment. Airlines struggle to revitalize the experience. GE and M2Mi will demonstrate practical examples of how IoT solutions are helping airlines bring back personalization, reduce trip time and improve reliability. In their session at @ThingsExpo, Shyam Varan Nath, Principal Architect with GE, and Dr. Sarah Cooper, M2Mi's VP Business Development and Engineering, will explore the IoT cloud-based platform technologies driving this change including privacy controls, data transparency and integration of real time context wi...
Jul. 1, 2015 08:00 AM EDT Reads: 957
SYS-CON Events announced today that BMC will exhibit at SYS-CON's 16th International Cloud Expo®, which will take place on June 9-11, 2015, at the Javits Center in New York City, NY. BMC delivers software solutions that help IT transform digital enterprises for the ultimate competitive business advantage. BMC has worked with thousands of leading companies to create and deliver powerful IT management services. From mainframe to cloud to mobile, BMC pairs high-speed digital innovation with robust IT industrialization – allowing customers to provide amazing user experiences with optimized IT per...
Jun. 29, 2015 12:15 PM EDT Reads: 2,717
There will be 150 billion connected devices by 2020. New digital businesses have already disrupted value chains across every industry. APIs are at the center of the digital business. You need to understand what assets you have that can be exposed digitally, what their digital value chain is, and how to create an effective business model around that value chain to compete in this economy. No enterprise can be complacent and not engage in the digital economy. Learn how to be the disruptor and not the disruptee.
Jun. 29, 2015 11:00 AM EDT Reads: 2,201
The Internet of Things is not only adding billions of sensors and billions of terabytes to the Internet. It is also forcing a fundamental change in the way we envision Information Technology. For the first time, more data is being created by devices at the edge of the Internet rather than from centralized systems. What does this mean for today's IT professional? In this Power Panel at @ThingsExpo, moderated by Conference Chair Roger Strukhoff, panelists will addresses this very serious issue of profound change in the industry.
Jun. 29, 2015 09:45 AM EDT Reads: 2,554
Business as usual for IT is evolving into a "Make or Buy" decision on a service-by-service conversation with input from the LOBs. How does your organization move forward with cloud? In his general session at 16th Cloud Expo, Paul Maravei, Regional Sales Manager, Hybrid Cloud and Managed Services at Cisco, discusses how Cisco and its partners offer a market-leading portfolio and ecosystem of cloud infrastructure and application services that allow you to uniquely and securely combine cloud business applications and services across multiple cloud delivery models.
Jun. 28, 2015 11:00 AM EDT Reads: 2,254
In his General Session at 16th Cloud Expo, David Shacochis, host of The Hybrid IT Files podcast and Vice President at CenturyLink, investigated three key trends of the "gigabit economy" though the story of a Fortune 500 communications company in transformation. Narrating how multi-modal hybrid IT, service automation, and agile delivery all intersect, he will cover the role of storytelling and empathy in achieving strategic alignment between the enterprise and its information technology.
Jun. 27, 2015 10:00 AM EDT Reads: 2,268
Buzzword alert: Microservices and IoT at a DevOps conference? What could possibly go wrong? In this Power Panel at DevOps Summit, moderated by Jason Bloomberg, the leading expert on architecting agility for the enterprise and president of Intellyx, panelists peeled away the buzz and discuss the important architectural principles behind implementing IoT solutions for the enterprise. As remote IoT devices and sensors become increasingly intelligent, they become part of our distributed cloud environment, and we must architect and code accordingly. At the very least, you'll have no problem fillin...
Jun. 26, 2015 12:00 PM EDT Reads: 2,264
Growth hacking is common for startups to make unheard-of progress in building their business. Career Hacks can help Geek Girls and those who support them (yes, that's you too, Dad!) to excel in this typically male-dominated world. Get ready to learn the facts: Is there a bias against women in the tech / developer communities? Why are women 50% of the workforce, but hold only 24% of the STEM or IT positions? Some beginnings of what to do about it! In her Opening Keynote at 16th Cloud Expo, Sandy Carter, IBM General Manager Cloud Ecosystem and Developers, and a Social Business Evangelist, d...
Jun. 26, 2015 10:00 AM EDT Reads: 2,138
Converging digital disruptions is creating a major sea change - Cisco calls this the Internet of Everything (IoE). IoE is the network connection of People, Process, Data and Things, fueled by Cloud, Mobile, Social, Analytics and Security, and it represents a $19Trillion value-at-stake over the next 10 years. In her keynote at @ThingsExpo, Manjula Talreja, VP of Cisco Consulting Services, discussed IoE and the enormous opportunities it provides to public and private firms alike. She will share what businesses must do to thrive in the IoE economy, citing examples from several industry sectors.
Jun. 25, 2015 02:00 PM EDT Reads: 2,041
In his keynote at 16th Cloud Expo, Rodney Rogers, CEO of Virtustream, discussed the evolution of the company from inception to its recent acquisition by EMC – including personal insights, lessons learned (and some WTF moments) along the way. Learn how Virtustream's unique approach of combining the economics and elasticity of the consumer cloud model with proper performance, application automation and security into a platform became a breakout success with enterprise customers and a natural fit for the EMC Federation.
Jun. 25, 2015 01:30 PM EDT Reads: 2,201
SYS-CON Events announced today that the "Second Containers & Microservices Conference" will take place November 3-5, 2015, at the Santa Clara Convention Center, Santa Clara, CA, and the "Third Containers & Microservices Conference" will take place June 7-9, 2016, at Javits Center in New York City. Containers and microservices have become topics of intense interest throughout the cloud developer and enterprise IT communities.
Jun. 22, 2015 02:15 PM EDT Reads: 2,850
SYS-CON Events announced today that the "First Containers & Microservices Conference" will take place June 9-11, 2015, at the Javits Center in New York City. The "Second Containers & Microservices Conference" will take place November 3-5, 2015, at Santa Clara Convention Center, Santa Clara, CA. Containers and microservices have become topics of intense interest throughout the cloud developer and enterprise IT communities.
Jun. 20, 2015 12:00 PM EDT Reads: 3,914
With major technology companies and startups seriously embracing IoT strategies, now is the perfect time to attend @ThingsExpo in Silicon Valley. Learn what is going on, contribute to the discussions, and ensure that your enterprise is as "IoT-Ready" as it can be! Internet of @ThingsExpo, taking place Nov 3-5, 2015, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 17th Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The Internet of Things (IoT) is the most profound change in personal an...
Jun. 15, 2015 08:45 PM EDT Reads: 4,171


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- Filed Under
Washington's latest kerfuffle, at a time when political kerfuffling is epidemic, concerns the number of women in President Obama's inner circle. Some say there are too few.
A clutch of pundits and editorial writers fears that the latest selections - Chuck Hagel, John Kerry and Jack Lew - reflect a male bias in the Obama Administration. "President Obama ran promoting women's issues," notes Maureen Dowd of The New York Times, and so she now asks, "How about promoting some women?"
The criticism is not only baseless in terms of the president's record; it suggests a ridiculous quid pro quo, as if ...


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Flagyl ER
CDC Confirms Rabies Death in Organ Transplant Recipient »
"The Centers for Disease Control and Prevention (CDC) and Maryland Department of Health and Mental Hygiene have confirmed that a patient who recently died of rabies in Maryland contracted the infection through organ transplantation done more t"...
Read the CDC Confirms Rabies Death in Organ Transplant Recipient article »
Flagyl ER
Flagyl ER Consumer
IMPORTANT: HOW TO USE THIS INFORMATION: This is a summary and does NOT have all possible information about this product. This information does not assure that this product is safe, effective, or appropriate for you. This information is not individual medical advice and does not substitute for the advice of your health care professional. Always ask your health care professional for complete information about this product and your specific health needs.
COMMON BRAND NAME(S): Flagyl ER
USES: This form of metronidazole is used for vaginal infections. It belongs to a class of antibiotics known as nitroimidazoles. It works by stopping the growth of bacteria and protozoa.
This antibiotic only treats bacterial and protozoal infections. It will not work for viral infections (e.g., common cold, flu). Unnecessary use or overuse of any antibiotic can lead to its decreased effectiveness.
OTHER USES: This section contains uses of this drug that are not listed in the approved professional labeling for the drug but that may be prescribed by your health care professional. Use this drug for a condition that is listed in this section only if it has been so prescribed by your health care professional.
This drug may also be used for other infections.
HOW TO USE: Take this medication by mouth once daily or as directed by your doctor. To help this drug be absorbed by your body, it is best to take this on an empty stomach at least one hour before or two hours after a meal.
Do not crush or chew this medication. Doing so can release all of the drug at once, increasing the risk of side effects. Also, do not split the tablets unless they have a score line and your doctor or pharmacist tells you to do so. Swallow the whole or split tablet without crushing or chewing.
Antibiotics work best when the amount of medicine in your body is kept at a constant level. Therefore, take this drug at evenly spaced intervals.
Continue to take this medication until the full prescribed amount is finished, even if symptoms disappear after a few days. Stopping the medication too early may allow bacteria/protozoa to continue to grow, which may result in a relapse of the infection.
Inform your doctor if your condition persists or worsens.
Flagyl ER Consumer Overview
Additional Flagyl ER Information
Flagyl ER - User Reviews
Flagyl ER User Reviews
Now you can gain knowledge and insight about a drug treatment with Patient Discussions.
Here is a collection of user reviews for the medication Flagyl ER sorted by most helpful.
Report Problems to the Food and Drug Administration
You are encouraged to report negative side effects of prescription drugs to the FDA. Visit the FDA MedWatch website or call 1-800-FDA-1088.
Women's Health
Find out what women really need.


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Joseph Pierre Courtney III
Position: Power Forward ▪ Shoots: Right
Height: 6-8 ▪ Weight: 235 lbs.
Born: October 17, 1969 in Jackson, Mississippi
High School: Callaway in Jackson, Mississippi
College: University of Southern Mississippi
NBA Debut: January 12, 1993
Other Pages: College Basketball Stats
Promote your website or business by sponsoring this page for $10 on Basketball-Reference.com. Your message will replace this ad.


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You can now invite anyone to meet at your favorite Starbucks.
Limited-time feature
54 year old man | Apex, NC, USA | Seeking women 40-50 within 50 miles
Active within 24 hours
Boy Meets Girl, Turns Cartwheel
Okay Miss Right, so in no particular order, here's the Top Ten as to why you're such a catch: 1. You are very serious about not taking anything, including yourself, too seriously. 2. You have evolved to realize that in most cases, less is more. 3. Things your parents did that you swore you'd never do you now find yourself doing. 4. You sooo admire a couple that truly 'gets' each other, you realize the rarity, and you refuse to settle for less. 5. Your profile definition of 'about average', 'slender', or 'athletic and toned' as to your body type precludes you from the heavyweight division of the World Wrestling Federation. Just sayin'. 6. Your profile photos were taken neither during the Nixon administration nor the Tet Offensive. 7. You absolutely cannot wait to cancel your match subscription and be done with the madness. 8. You appreciate that good sarcasm is made even better without an 'lol'. 9. Although you generally have conservative views, you continually struggle with solving the plight of the downtrodden. 10. Like me, you are far from perfect; you simply seek someone who is perfect for you. In short, I know you're out there. You just haven't checked in yet. So giddy up - light this candle and drop me a note!
Cooking , Dining out , Movies/Videos , Music and concerts , Watching sports
Basketball, Football, Golf, Other types of exercise, Running, Weights / Machines
I exercise 5 or more times per week.
Don't display my sign
I like Dogs
Middle of the Road
I'm very flexible on date locales - anywhere with great food, be it a hole-in-the-wall or fancy. The best trip I've taken was to Scotland on a golf junket with buddies, although Pebble Beach was a close second, and not just for the golf!
Davidson College, Davidson, NC
To eat-pizza, color-blue, if it's raining-watch a movie, shopping-to be avoided. Favorite movies: Pulp Fiction, The Big Lebowski, A Beautiful Mind, Gladiator, Catch Me If You Can, The Departed, Wedding Crashers, Michael Clayton, to name a few.
I enjoy staying fit and like to play golf. Going out or staying in - either one works for me - it's not the where, but the with whom. I'm all about great movies - and if it's DiCaprio, it's in my dvr.
Sports Illustrated
Z{{Cta}} {{#if HasMoreInfo}} ?{{CtaSecondary}} {{/if}}
|What he is looking for
|6'0" (182cms)
|4'11" (149cms) to 6'0" (182cms)
|Body type:
|Athletic and toned
|Slender, Athletic and toned
|No preference
|Dark brown
|No preference
|No Way
|No Way
|Social Drinker
|Social Drinker
|Other profession
|No preference
I am a "recovering lawyer" - I practiced with a big firm for 5 years. Now I'm a rocket scientist. Ok, not. I'm a shopping center owner and developer.
|I'll tell you later
|No preference
|Never Married
|Never Married, Widow / Widower, Currently Separated, Divorced
|Have kids:
|Yes, and they sometimes live at home, No, Yes, and they live away from home
|Wants kids:
|No, but it's OK if my partner has kids
|Someday, No
|White / Caucasian
|White / Caucasian
|Christian / Protestant
|Christian / Protestant
|Graduate degree
|Bachelors degree
Undergraduate - Davidson College; law and MBA degrees - Wake Forest University


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Help for Money Funds
After a tumultuous week, a classic safe harbor for investors -- money-market mutual funds -- is looking safe again.
In a move designed to halt massive redemptions from the funds, the Treasury on Friday offered to insure the holdings of eligible publicly offered money-market mutual funds. The run on money funds was touched off last week with problems at Reserve Primary Fund, which saw its price fall below the time-honored $1 a share due to holdings of soured Lehman Brothers Holdings securities.
Still, with all the uncertainty in the sector, some people may prefer bank accounts, which already have federal insurance backing.
'Breaking the Buck'
Money funds are mutual funds that buy high-rated short-term debt instruments. They strive to maintain an unchanging $1 share price and have almost always succeeded. But last week, the Reserve fund, one of the oldest money funds, saw its share price slide to $0.97 as Lehman securities in its portfolio lost value and investors pulled their money out.
In industry parlance, that's called "breaking the buck."
In response, other fund companies including Vanguard Group, American Century Investments and Charles Schwab posted notices on their Web sites assuring investors that none of their money funds hold any securities issued by Lehman or by insurer American International Group.
In the past, while the risk of losing money in a money fund was considered miniscule, money funds at large asset-management companies were generally considered the safest. That's because the companies have the resources and the deep pockets to buy any bad securities from the funds.
In contrast, New York-based Reserve Management primarily runs money funds and isn't part of a larger company.
Twenty fund firms in the past 13 months have stepped in to bolster their money funds in some way, according to Crane Data, which tracks money funds. That has happened in previous years as well, when some money-fund holdings went bad.
Bank Options
Savers can also opt for a high-yielding bank money-market deposit account or savings account. The top-yielding accounts, for example, are over 3.5%, compared with top yields of about 2.5% for some taxable money funds, Mr. McBride says.
Bank deposits are insured by the Federal Deposit Insurance Corp. up to specified limits. The basic rule is that the FDIC covers deposits up to $100,000 per person, per insured institution.
For years, savers with larger sums have gotten around the FDIC's $100,000 limit by spreading their cash across multiple institutions. But you also get additional coverage within a single bank for retirement accounts and for other accounts that are titled differently, such as a joint account or an account designated "payable on death."
Buying multiple certificates of deposit through a brokerage firm is a fast way to spread out money across different institutions, capturing the full FDIC protection.
Another option is the deposit placement service called CDARS, short for Certificate of Deposit Account Registry Service.
Customers deposit their money with a participating bank, and CDARS disperses the deposit in individual CDs up to $100,000 in member banks across the country.
Write to Jane J. Kim at email@example.com