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Extraordinary Meeting Agenda - 21 April 2009
Hawkesbury extraordinary meeting business City paper Council d a te o f m ee t ing : 2 1 A pr il 20 09 loca tion : co unc il ch ambe rs t i m e: 7 . 00 p .m . mission statement "To create opportunities for a variety of work and lifestyle choices in a healthy, natural environment" How Council Operates Hawkesbury City Council supports and encourages the involvement and participation of local residents in issues that affect the City. The 12 Councillors who represent Hawkesbury City Council are elected at Local Government elections held every four years. Voting at these elections is compulsory for residents who are aged 18 years and over and who reside permanently in the City. Ordinary Meetings of Council are held on the second Tuesday of each month, except January, and the last Tuesday of each month, except December. The meetings start at 5:00pm with a break from 7:00pm to 7:30pm and are scheduled to conclude by 11:00pm. These meetings are open to the public. When an Extraordinary Meeting of Council is held it will usually start at 7:00pm. These meetings are also open to the public. Meeting Procedure The Mayor is Chairperson of the meeting. The business paper contains the agenda and information on the issues to be dealt with at the meeting. Matters before the Council will be dealt with by an exception process. This involves Councillors advising the General Manager at least two hours before the meeting of those matters they wish to discuss. A list will then be prepared of all matters to be discussed and this will be publicly displayed in the Chambers. At the appropriate stage of the meeting, the Chairperson will move for all those matters not listed for discussion to be adopted. The meeting then will proceed to deal with each item listed for discussion and decision. Public Participation Members of the public can request to speak about a matter raised in the business paper for the Council meeting. You must register to speak prior to 3:00pm on the day of the meeting by contacting Council. You will need to complete an application form and lodge it with the General Manager by this time, where possible. The application form is available on the Council's website, from reception, at the meeting, by contacting the Manager Corporate Services and Governance on 4560 4426 or by email at firstname.lastname@example.com. The Mayor will invite interested persons to address the Council when the matter is being considered. Speakers have a maximum of five minutes to present their views. If there are a large number of responses in a matter, they may be asked to organise for three representatives to address the Council. A Point of Interest Voting on matters for consideration is operated electronically. Councillors have in front of them both a "Yes" and a "No" button with which they cast their vote. The results of the vote are displayed on the electronic voting board above the Minute Clerk. This was an innovation in Australian Local Government pioneered by Hawkesbury City Council. Planning Decision Under Section 375A of the Local Government Act 1993, details of those Councillors supporting or opposing a 'planning decision' must be recorded in a register. For this purpose a division must be called when a motion in relation to the matter is put to the meeting. This will enable the names of those Councillors voting for or against the motion to be recorded in the minutes of the meeting and subsequently included in the required register. Website Business Papers can be viewed on Council's website from noon on the Friday before each meeting. The website address is www.hawkesbury.nsw.gov.au. Further Information A guide to Council Meetings is available on the Council's website. If you require further information about meetings of Council, please contact the Manager, Corporate Services and Governance on, telephone 02 4560 4426. EXTRAORDINARY MEETING Table of Contents Meeting Date: 21 April 2009 AGENDA - WELCOME / EXPLANATIONS - APOLOGIES - DECLARATION OF INTERESTS - AGENDA ITEMS SUBJECT TO PUBLIC ADDRESS - SECTION 4 - Reports for Determination General Manager Extraordinary - 21 APRIL 2009 EXTRAORDINARY MEETING Table of Contents Meeting Date: 21 April 2009 Extraordinary - 21 APRIL 2009 EXTRAORDINARY MEETING Table of Contents Meeting Date: 21 April 2009 TABLE OF CONTENTS ITEM SUBJECT PAGE SECTION 4 - Reports for Determination 7 GENERAL MANAGER 7 Item: 71 GM - Draft Management Plan 2009/2010 and Draft Budget 2009/2010 - 7 (79351, 95496, 96332) Extraordinary - 21 APRIL 2009 EXTRAORDINARY MEETING Table of Contents Meeting Date: 21 April 2009 Extraordinary - 21 APRIL 2009 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 extraordinary section reports for determination EXTRAORDINARY SECTION 4 Page 5 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 EXTRAORDINARY SECTION 4 Page 6 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 SECTION 4 - Reports for Determination GENERAL MANAGER Item: 71 GM - Draft Management Plan 2009/2010 and Draft Budget 2009/2010 - (79351, 95496, 96332) REPORT: 1. Introduction I am pleased to submit the Draft Management Plan (incorporating the Draft Budget) for Council's consideration covering the 12 month period ending 30 June 2010. This document, incorporated within three booklets, has been circulated separately to all Councillors. Under Chapter 13 of the Local Government Act 1993, Councils are required to prepare a Management Plan each year that is to be placed on public display for at least 28 days prior to adoption by the Council (Section 406). The Council's annual budget, together with forecasts for at least the following two years, is an integral part of the Management Plan and is required to be incorporated into that Plan as well as its proposed fees and charges for the period. The Draft Management Plan has been submitted for consideration by Council. The Council adopted a long term Strategic Plan in the 2004/2005 financial year and undertook a review of its organisational structure to realign the organisation to Council's strategic objectives in January 2005. The structure was again reviewed in June 2007. A process was also commenced to develop a new Community Strategic Plan. As a result, the 2005/2006 Management Plan was modified to reflect the adoption of the Strategic Plan as a first step. The 2006/2007, 2007/2008 and 2008/2009 documents contained further refinements that had been made in an endeavour to improve the alignment of the Management Plan with the Strategic Plan. At its meeting on 31 March 2009 Council considered a report on the proposed public exhibition of the new Draft Community Strategic Plan and resolved: "That: 1. The Draft Community Strategic Plan as attached to the report be adopted for public exhibition purposes. 2. The public consultation process as outlined in the report be adopted for the purposes of the public exhibition of the Draft Community Strategic Plan subject to the exhibition period being for 12 weeks. 3. A further report be submitted to Council at the conclusion of the public exhibition period." As a result of the development of the new Community Strategic Plan, the Draft Management Plan and Budget have not been modified this year. However, in future years these documents will be amended to align as closely as possible to the new Community Strategic Plan and to provide information to support that Plan while also meeting statutory accounting requirements. The ultimate aim will be to establish clearer links between Council's strategic objectives and individual projects, and move towards a simplified format for both the Management and Financial Plans. EXTRAORDINARY SECTION 4 Page 7 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 No significant changes to the Act have been introduced which will affect the 2009/2010 Draft Management Plan and Budget. However, it must be stressed that in the current financial climate, and Council's financial position having regard to significant capital projects currently underway, it has once again been difficult to present Council with a "balanced budget". It has been necessary to stringently examine all areas of Council's expenditure to achieve this goal and the budget and other financial proposals will need to be closely monitored and adhered to so as to ensure that Council's financial position does not decline. 2. Public Exhibition Subject to the Council adopting the 2009/2010 Draft Management Plan and Budget at this meeting it is proposed that it will be placed on public exhibition from Tuesday, 28 April 2009 for the minimum 28 day period. Following this period a summation of any submissions received will be presented to an Extra- Ordinary Council meeting to be held on Tuesday, 16 June 2009 to consider the submissions received and adopt the 2009/2010 Draft Management Plan and Budget as well as setting rates and charges. A council must adopt its Management Plan by 30 June and set its rates for a financial year by 31 July of that year. 3. Revaluation of Properties within the Hawkesbury City Council Local Government Area At its meeting on 10 March 2009 Council considered a report regarding the effects of the latest Valuer General revaluation of properties within the Hawkesbury City Council Local Government Area. Council's current rating structure provides for three different types of ordinary rates: residential, farmland and business. The rate type applicable to a particular property is determined on the basis of the property's rating categorisation. All properties are categorised in accordance with the provisions set out in the Local Government Act, 1993. Each year, rates are assessed on the basis of the latest land value provided by the Valuer General, multiplied by the rate in the dollar set by Council for the year. The rate in the dollar for the year is determined in conjunction with the rate pegging limit set by the Minister, so that the total rate income received will not exceed the permissible income limit. The Valuer General conducts a revaluation of a Local Government Area approximately every three years. The land values currently used for rating have a base date of July 2005, and have been used for rating purposes since the 2006/2007 rate levy. A revaluation of the Hawkesbury area took place in 2008, which has resulted in the total rateable land valuations increasing from $7.12 billion to $7.78 billion, an average increase of 9.39%. These latest valuations will be used for rating purposes for the first time in the 2009/2010 financial year. Whenever a revaluation occurs, the rating distribution within the Council area changes. Although the total rating income generated for Council is restricted by the rate pegging limit, individual ratepayers will receive varying increase or decreases in their rates, dependent upon how their property has been affected by the revaluation. In the report Council was presented with various tables that illustrated how different suburbs and townships, as an average, varied in respect to the new valuations. The report also addressed the current practice utilised by Council in setting the rate in the $ that provides for the same minimum amount and same ad valorem amount (rate in the $) being applied to business and residential rates with farmland rates generally being set at approximately 80% of this amount. EXTRAORDINARY SECTION 4 Page 8 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 At the meeting held on 10 March 2009, Council resolved as follows: "That: 1. The information concerning the revaluation of properties within the Council Local Government Area be received. 2. Council's practice of levying the business and residential ad valorem rate, at the same level, be continued. 3. Council's practice of levying the farmland ad valorem rate at approximately 80% of the residential/business ad valorem rate be continued." Accordingly, the 2009/2010 Draft Management Plan and Budget has been prepared on the basis of the business rate being the same as the residential rate and the farmland ad valorem rate being set at approximately 80% of the residential/business ad valorem rate. At the meeting on 10 March 2009, Council also resolved: "That: 1. Staff report back to Council regarding the average land value increase for residential and rural residential land as separate items in respect of Wilberforce and Freemans Reach. 2. Staff report back to Council what Penrith and Baulkham Hills Councils are doing to support large acreage holdings." A report will be presented to Council in the near future in respect of the abovementioned resolution. 4. Competition Policy Under an agreement reached between the Federal Government and the States in April 1995, all levels of Government, including Local Government, are required to review their practices and introduce a competitive approach to their business activities. The Local Government Association has negotiated a policy statement applicable to Local Government with the State Government of New South Wales regarding competition policy, which is effective from 1 July 1997. As a result of this agreement business activities owned by Council with turnover in excess of $2 million are required to adopt a competitive approach and carry all appropriate overheads attributable to that operation. For the 2009/2010 financial year Council will have two business activities with turnover in excess of $2 million, being Sewerage Services and the Hawkesbury Leisure Centres, and categorised as a Category 1 Business. Council has adopted appropriate procedures in relation to the two Category 1 Business Activities and these are detailed in Council's Draft Management Plan 2009/2010 (Booklet 1 – Strategic and Operational Plan). 5. Strategic Issues Over many years now, and increasingly so since the introduction of the Local Government Act 1993, all Councils in New South Wales have had to address the issue of becoming involved in the delivery of a wider range of services without a corresponding increase in available resources to provide these services as well as meeting the widening expectation of the communities they serve. EXTRAORDINARY SECTION 4 Page 9 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 Examples of these increasing roles are in the provision of community services; planning controls and requirements; and many environmental issues. At the same time the State and Federal Governments have withdrawn from or reduced funding for many services, leaving Local Government to provide the additional funding. Council needs to ensure that it develops a financial position that enables it to take advantage of opportunities that arise from time to time such as strategic land acquisitions and planned major infrastructure improvements and also take advantage of development opportunities that enable Council to develop, on an ongoing basis, its revenue base independent of rate income. Without a sound financial base, it is not possible to respond positively to such opportunities and capital expenditures, due to financial limitations such as rate pegging. Therefore, Council needs to be vigilant in respect of its expenditure as divergence from its planned path together with the impact of rate levy increases failing to match inflationary pressures all impact upon the Council's financial base. 6. Management Plan As indicated at the commencement of this report, Council is required under the Local Government Act, to prepare a Draft Management Plan each year outlining its various activities. The Council's Revenue Policy for the next year must also be contained in this Plan. In complying with the requirements of the Act, the Management Plan must specify the following statements in relation to Council's activities: • a statement of the principal activities that the Council proposes to conduct; • a statement of the objectives and performance targets for each of its principal activities; • a statement of the means by which the Council proposes to achieve these targets; • a statement of the manner in which the Council proposes to assess its performance in respect of each of its principal activities; • statements with respect to such other matters as may be prescribed by the regulations. The Statement of Principal Activities must include the following details: • capital works projects to be carried out by the Council; • services to be provided by the Council; • asset replacement programs to be implemented by the Council; • sales of assets to be conducted by the Council; • activities of a business or commercial nature to be undertaken by the Council; • human resource activities (such as training programs) to be undertaken by the Council; • activities to properly manage, develop, protect, restore, enhance and conserve the environment in a manner that is consistent with and promotes the principles of ecologically sustainable development; • activities in response to, and to address priorities identified in, the Council's current comprehensive reports as to the state of the environment and any other relevant reports; EXTRAORDINARY SECTION 4 Page 10 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 • programs to be undertaken by the Council to implement its equal employment opportunity management plan. In addition, the Plan must include statements with respect to the Council's Revenue Policy detailing the following information:- • a statement containing a detailed estimate of the Council's income and expenditure; • a statement with respect to each ordinary rate and each special rate proposed to be levied; • a statement with respect to each charge proposed to be levied; • a statement of the types of fees proposed to be charged by the Council and the amount of each such fee; • a statement of the Council's pricing policy with respect to the goods and services provided by it; • a statement of the amounts of any proposed borrowings (other than internal borrowing), the sources from which they are proposed to be borrowed and the means by which they are proposed to be secured; • a statement with respect to such other matters as may be prescribed by the regulations. The Management Plan must specify ordinary or special rates proposed to be levied, particulars regarding fees and charges and Statement of Income and Expenditure over the second and third years covered by the Plan. Details in this regard have been included in the documents prepared and comprising the Council's Draft Management Plan for 2009/2010 for this purpose. The Draft Management Plan, together with other supporting documentation, in the form of three booklets, has been distributed under separate cover. The Program Budget for the Council's principal activities are detailed in the Draft Management Plan. 7. Budget Position Economic Conditions As will be appreciated, the current financial situation within Australia, and the rest of the world, is having significant impacts, to say the least, on all organisations. These effects have made it a very difficult task to present Council with a 'balanced budget', particularly in the light of significant reductions in areas of income coupled with ongoing and, in some cases, excessive increases in some areas of expenditure. a. Financial Crisis 2007 • Began to show effects in late 2007, and then fed into the 2009 economic crisis. • Massive credit squeeze by world banks. • The All Ordinaries Index in Australia now down by over 40% compared to late 2007. • Many foreign banks are on government life support – effectively these banks have been nationalised. • Many businesses that are heavy with debt are experiencing severe difficulties re-financing or raising additional capital. EXTRAORDINARY SECTION 4 Page 11 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 b. Economic Crisis 2008 • Reduced economic growth came on suddenly in late 2008 to early 2009, resulting in many countries being officially in a deep recession. • The International Monetary Fund recently revised global growth forecasts for 2009 to be negative 1.0%. • Australia is likely to go into recession in 2009, despite the Federal Government stimulus packages announced. • The Australian Federal Government is forecast to have a significant deficit for 2008/2009. • Australian Federal Government stimulus packages: - December 2008 – $10 billion – pensioners, family allowance and first home buyers grant. - January 2009 – $4 billion – construction industry. - February 2009 – $42 billion – schools, housing, roads and one-off handouts to low and middle income earners. • Annual inflation as at December 2008 is 3.7% - inflation is forecast to slide to 2.6% by June 2010. • Unemployment as at March 2009 is 5.7% - it is forecast to rise above 7.0% by 2010. • Interest rates were reduced in April 2009 to 3.00% - the forecast is for further interest rate cuts in 2009 to trough at 2.0% - Australia still has higher interest rates than US, UK and NZ. • Weakening economic conditions means a record number of companies will be entering insolvency. Long Term Financial Aims The long term financial aims of Council are: • To continue to improve Council's financial position so it can meet the infrastructure renewal challenge. • To ensure operating revenues are sustainable and to consider alternative revenue sources. • To continue to deliver services in a cost-effective and efficient manner. • To maintain financial reserves and reserve funds at appropriate levels. • To identify and quantify long-term liabilities. Recent Budgeting Trends • Council has reported 10 consecutive favourable Budget Quarterly Reviews up to December 2008. • At its meeting on 24 February 2009 Council considered a report on the purpose and possible partial use of the Contingency Reserve. At the meeting, Council resolved as follows: EXTRAORDINARY SECTION 4 Page 12 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 "That an amount of $275,000 be allocated from the Contingency Reserve for the purposes of conducting a supplementary road shoulder maintenance program as identified in Attachment 1 to the General Manager's report in this regard." • As suggested by Council's External Auditor, Council remains in a sound and stable financial position, effectively at the present time. • However, ongoing infrastructure funding issues remain a significant and concerning issue requiring continual consideration and attention. Notional Yield Council's projected Notional Yield from general rate income for 2009/2010, based upon the documentation now before Council, is as follows: GENERAL RATE TYPE Actual 2008/2009 Budget 2009/2010 $ % $ % Residential 20,316,780 87.3% 19,816,033 85.0% Farmland 1,048,003 4.5% 1,193,459 5.1% Business 1,902,509 8.2% 2,302,666 9.9% Total Notional Yield 23,267,292 100% 23,312,158 100% 2009/10 Increase 815,926 3.5% Pensioner Rebates & Growth (148,068) (183,584) Net Notional Yield 23,119,224 23,944,500 It is noted that the amounts outlined in the above table only relate to general rates. Utility Rates and Charges The 2009/2010 Draft Budget proposes the following increases in Utility Rates and Charges. • Sullage – NIL increase. • Sewerage – 3.67% to 3.85% increase. • Domestic Waste Management – 6.81% to 7.02% increase. • Kerbside Cleanup – NIL increase. • Commercial Waste Collection – 20% increase. EXTRAORDINARY SECTION 4 Page 13 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 Budget Parameters The 2009/2010 Draft Budget has been established based on a combination of index factors utilised. The indexation utilised for cost and revenue escalations include the following - Table 1 - Indices utilised INDEX FACTORS 2009/2010 Employee Cost Increase 3.50% Consumer Price Index 3.70% Cost Escalation 3.00% Interest 3.25% Rate Pegging 3.50% Statutory Fees 0.00% Growth Rate 0.25% Table 2 - Indices utilised OPERATING REVENUE Assumption Indexation 2009/2010 At least to cover cost of CPI, Rate Pegging or Fees & Charges for Services 3.5% - 3.7% providing the service Wages Statutory Fees In accordance with legislations Nil NA Interest Revenue Based on cash balance ROI 3.0% Other Income Based on previous trends CPI 3.0% OPERATING EXPENDITURE Assumption Indexation 2009/2010 Based on award and Award, and Employee Costs 3.5% increments Increments Materials Based on previous trends 1.0% - 3.7% Contracted Services Based on previous trends 1.0% - 3.7% Managers were required to project the estimated expenditure and associated revenue streams for each of the activities or services they provide. The budget estimates were then adjusted to reflect actual trends taking into consideration the following factors: • market forces and price sensitivity; • cost escalations above the base indexation; • reduction in revenue streams; • estimated costs based on previous years actual trends; and • projected operating costs required to deliver existing services to the community. Operational Budget As would be appreciated the budget preparation process occupies a considerable period of time within the organisation. To produce a "balanced budget", income and expenditure estimates were closely reviewed and adjusted as necessary. In the event that Council wishes to alter any of these estimates or introduce new items, it is suggested that it would also be necessary for Council to nominate an alternate source of EXTRAORDINARY SECTION 4 Page 14 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 funding from within the Budget from which funds could be deducted in order to increase an item or fund a new item. Sources of Revenue Council's estimated revenue from ordinary activities for 2009/2010 is as follows: Amount Source of Revenue $ General Rates 23,469,259 Utility Rates & Charges 12,407,941 Grants - Operating 6,397,255 Fees & Charges 6,013,194 Other Operating Income 6,282,475 Interest 930,222 TOTAL 55,500,346 These estimates are further represented in the following graph: Estimated Income 2009/2010 General Rates Grants - 42% operating 12% Fees & Charges 11% Interest 2% Other operating Utility Rates & income Charges 11% 22% Rental Income Council leases a diverse and extensive range of properties. Council currently has approximately 100 properties under lease, which continue to provide a vital alternate source of income for Council. It is anticipated that Council will receive in excess of $1.8 million gross rental in 2009/2010, with some vacancies budgeted for. This represents a decrease in the rental income of approximately $67,000 on the 2008/2009 Budget. EXTRAORDINARY SECTION 4 Page 15 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 The property portfolio includes the following range of properties: Projected Rental Income Property Category No. of Properties 2009/2010 $ Commercial 26 1,179,144 Residential 13 116,000 Retail - Shopping Centres 3 516,903 Other licenses/leases 18 59,662 TOTAL 60 1,871,709 The following graph shows the levels of gross rental Council has received from 2001/2002 to 2007/2008 and the budgeted amounts for 2008/2009 and 2009/2010 (proposed). Gross Rental Comparison 2001/2002 to 2009/2010 2,000,000 1,800,000 1,600,000 1,400,000 1,200,000 1,000,000 800,000 600,000 400,000 200,000 0 2009/10 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 2008/09 Draft Actual Actual Actual Actual Actual Actual Actual Budget Budget Rental 1,316,717 1,229,498 1,052,186 1,432,460 1,451,019 1,865,796 1,949,121 1,938,597 1,871,709 Financial Assistance Grants Council receives Financial Assistance Grants from the Federal Government. The Financial Assistance Grants consist of General Purpose and Local Road Components. The following graph outlines the Financial Assistance Grants received by Council from 1999/2000 to 2008/2009. The graph also shows that Council has budgeted for these grants in 2009/2010 to increase 1.3% over 2008/2009. EXTRAORDINARY SECTION 4 Page 16 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 Financial Assistance Grants - 1999/2000 to 2009/2010 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 0 09/10 99/00 00/01 01/02 02/03 03/04 04/05 05/06 06/07 07/08 08/09 Draft Actual Actual Actual Actual Actual Actual Actual Actual Actual Actual Budget Local Roads 962,388 1,009,26 1,013,54 1,132,56 1,157,64 1,174,60 1,232,69 1,274,75 1,312,03 1,410,42 1,437,09 General Purpose 2,318,75 2,469,61 2,619,13 2,792,62 2,833,36 2,858,20 2,996,41 2,952,72 2,899,57 2,957,11 2,987,00 Interest Earnings Council's interest earnings are based on the amount of cash reserves and the return to Council on these cash reserves. Council's investment portfolio has been rebalanced during 2007/2008 and Council's interest earnings risk has been significantly mitigated. Council has no exposure to Managed Funds and CDOs, and an independent investment advisor was appointed in May 2008. At its meeting held on 3 February 2009, Council considered a report on the Federal Government's Guarantee Scheme on deposits and wholesale funding of eligible authorised deposit-taking institutions and resolved as follows: "That: 1. In respect of Council funds invested with acknowledged tier one major Australian trading banks (ANZ, CBA, NAB and Westpac), that Council accept the coverage available, without cost, from the Federal Government's "Guarantee Scheme", and not optionally guarantee additional funds. 2. Council's investments in other banking institutions, not referred to in 1 above, and authorised under the current Ministerial Investment Order and Council's Investment Policy, be limited to an amount equivalent to the level of funds that receive coverage under the Federal Government's "Guarantee Scheme" without additional cost to Council. 3. All investments be made in accordance with Council's Investment Policy. EXTRAORDINARY SECTION 4 Page 17 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 4. Council receive a further report updating Council's Investment Policy following the release of new investment guidelines by the Department of Local Government." In February 2009, action was taken to comply with the above resolution, by not optionally guaranteeing amounts invested with the tier one major Australian trading banks (ANZ, CBA, NAB and Westpac), over and above the amounts that are covered by the free Government Guarantee Scheme. In April 2009, the Reserve Bank cut official interest rates by one quarter of one percent to a cash rate of 3.00%, taking interest rates to their lowest levels since 1960. The Reserve Bank has reduced official interest rates six times since September 2008, with the interest rate reducing overall by 4.25% in this time. This follows 12 consecutive official interest rate rises between May 2002 and March 2008. Despite the Reserve Bank possibly taking a more cautious approach to monetary policy in the coming months, the forecast is for further interest rate reductions in the near future. The Governor of the Reserve Bank of Australia released the following statement on monetary policy on 7 April 2009: "At its meeting today, the Board decided to lower the cash rate by 25 basis points to 3.0 per cent, effective 8 April 2009. Recent information from abroad indicates that the contraction in the global economy continued during the first few months of this year, and most assessments of the near-term outlook have been further marked down. Considerable economic policy stimulus is in train in most countries, the full effects of which are not yet discernible, but which should help contain the downturn over the rest of the year. There are tentative signs of stabilisation in several countries, including China, though it is too early yet to judge how durable these will prove to be. Conditions in global financial markets have continued to improve gradually, helped by progress towards a resolution of banking system difficulties in the United States and other major countries. Sentiment remains fragile, however, and the contraction in economic activity is affecting asset quality of financial institutions. The Australian economy is contracting, though by less than those of its trading partners. Capacity utilisation has fallen from its peak, and will decline further over the rest of the year. With demand for labour weakening, growth in labour costs will probably also fall. Hence inflation over the medium term is likely to be lower than it has been over the past two years. Demand for credit is weak overall, though credit for owner-occupied housing is picking up. There has already been a major change in both monetary and fiscal policy in Australia. Market and mortgage rates are at very low levels by historical standards and business loan rates are below recent averages, reducing debt-servicing burdens considerably. Nonetheless, the Board judged that there was scope for a further modest adjustment to the cash rate. The stance of monetary policy, together with the substantial fiscal initiatives, will provide significant support to domestic demand over the period ahead." In respect to updating Council's Investment Policy, a report will be presented to Council in the near future. The following graph outlines the interest earnings from 2001/2002 through to the projected earnings for 2008/2009 and 2009/2010. EXTRAORDINARY SECTION 4 Page 18 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 Interest Earnings 2001/2002 to 2009/2010 2,000,000 1,500,000 1,000,000 500,000 - 2008/09 2009/10 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 Original Draft Actual Actual Actual Actual Actual Actual Actual Budget Budget Interest 1,796,259 1,850,828 1,959,878 1,368,832 1,315,910 1,863,870 1,518,865 1,390,000 777,000 As can be seen due to a reduction in interest rates there will be a significant reduction in the income that the Council receives from its investments in 2009/2010. Rural Fire Service (RFS) Due to various legislative requirements the Council makes a statutory contribution towards the operation of the Rural Fire Services in its area. The anticipated statutory contribution for 2009/2010 is $250,319 and provision has been made for this in the Draft Budget. In addition to this funding there are Council overhead costs estimated at $250,000 and maintenance of Council buildings of $38,450. Council is also required to make a contribution to the Board of Fire Commissioners with the anticipated amount for 2009/2010 being $127,000. A further funding component related to the RFS is the submission made to Council for the provision of discretionary funding for a range of programs which Council may consider. In respect of 2009/2010 the request for discretionary funding totals $256,000 plus an additional $61,000 in-kind funding for rates and insurance. The discretionary funding requested by the RFS has been included in the 2009/2010 Draft Budget. A breakdown of the discretionary funding request for 2009/2010 is as follows: Discretionary Funding Item Requested Employee costs $55,000 Telephone $25,000 Electrical tagging & Fire extinguisher maintenance $10,000 Water $2,000 Training $7,000 Printing & Stationery $35,000 Catering $15,000 EXTRAORDINARY SECTION 4 Page 19 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 Field Day $12,000 Vehicle Maintenance & Repair $40,000 Mitigation Works $10,000 Group Captain Vehicle Replacement $45,000 TOTAL $ 256,000 Employee Costs In the 12 month period prior to the commencement of the 2006/2007 financial year Council reduced employee numbers by 20 staff positions. These reductions were achieved by making positions redundant through either natural attrition of vacant positions and by voluntary redundancies. This resulted in savings in employee costs totalling in excess of $1m per annum. This reduction represented a 7% decrease in Council's FTE base. In 2007 the Senior Staff structure was rationalised and two Director positions were eliminated. Since that time the staff establishment list has remained constant. The projected 2009/2010 increase in employee costs is estimated at $521,061. It is to be noted that employee costs for outdoor staff are costed across the various works that are carried out. This results in the increase in outdoor staff employee costs not being reflected in employee costs in budgeted financial statements, as these costs are included as part of various works costs, part of which are capitalised. As part of the 2009/2010 budgetary process a total of six new positions representing 4.2 full-time equivalents were sought by various areas within the Council. Following a review of these requests by Management, no new positions have been included in the 2009/2010 Draft Budget. Superannuation Contributions Due to the performance of the Local Government Superannuation Scheme (LGSS) Retirement & Defined Benefit Scheme, until 2005/2006 Council had enjoyed a "contribution holiday" from required contributions. Advice was received that Council should make provision in the 2005/2006, 2006/2007 and 2007/2008 Budgets for an amount per year equivalent to a 50% employer contribution "holiday". Further advice was received that the 50% employer contribution "holiday" would cease as from 2008/2009. On 9 March 2009 the LGSS advised the Scheme was in deficit and that contribution rates for 2009/2010 would increase by an extra 140% over and above 2008/2009 contribution rates, and that this increase in contribution rates would last for the next five years. On 27 March 2009 the LGSS advised that the Trustee of the Scheme had agreed to a revised funding proposal of increased contributions of an extra 100% over and above 2008/2009 contribution rates; however this increase in contribution rates is schedule for the next 10 years. Further, the LGSS advised that the revised funding proposal was dependent on the Scheme exceeding investment returns of 7%. If investment returns for 2009/2010 do not achieve this target, contribution rates for 2010/2011 will be reviewed, which could result in 2010/2011 rates increasing. The overall effect of the increased contribution rates to the Scheme for the 2009/2010 Draft Budget is an additional cost to Council of approximately $500,000 over the normally expected contribution by Council towards this Scheme. Council Controlled Fees Council receives annually approximately $6.0 million in fees and charges. The level of income from fees and charges is dependant on the level of activity and the pricing structure adopted by Council. EXTRAORDINARY SECTION 4 Page 20 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 Traditionally, Council fees have generally increased in line with the Consumer Price Index rather than the cost of providing the service and this has resulted in income streams not keeping abreast of expenditure increases. In preparing the Draft Budget, Management were requested where possible to ensure that Council controlled fees at least keep abreast with the cost of providing the service. The following table below summarises the major sources of fees and charges income as budgeted in 2008/2009 and as estimated in the 2009/2010 Draft Budget: Summary of major fees and charges Draft Budget Budget 2008/2009 % Increase / FEE 2009/2010 $ (Decrease) $ Building & Development - Construction Certificates 493,500 355,000 -28% - Development Applications 425,000 400,100 -6% - Section 149 Certificates 149,050 96,500 -35% Animal Management 452,233 455,950 1% Parking Patrol 248,256 310,000 25% Pool Income 116,000 120,060 4% Cemeteries 135,700 149,150 10% Inspections & Permits 176,000 233,705 33% Total Major Fees 2,195,039 2,120,465 -3% In 1998 the Department of Local Government announced a package of local government regulatory reforms and guidelines to enable more effective council regulation and performance supervision of household septic tanks and other small on-site sewage management facilities. The Local Government (Approvals) Amendment (Sewage Management) Regulation requires owners of relevant premises to apply to the council for approval to operate a system of sewage management. The Council is able to grant a renewable approval (e.g. a sewage management license). The grant of renewable approval allows the Council to monitor performance on a regular basis and to recover an annual renewal fee to cover reasonable costs. When site inspections are required the Council is able to levy an inspection fee. To ensure the On-site Sewage Management is provided on a full cost recovery basis a pricing structure is proposed to increase the issue of the Approval to Operate (including the site inspection) fee to $113.50 for the 2009/2010 Draft Budget. Statutory Fees Council's revenue stream from statutory fees is expected to be approximately $1.7 million for 2008/2009 or 28% of the total fees and charges received. These fees are controlled by the State Government, and based on past history; they are not increased regularly or in line with cost increases. Service Standards In general, current operational service levels are maintained in the 2009/2010 Draft Budget. However, the growing gap between available revenue generated by rate pegging and declining revenue streams as a result of reduced activity coupled with rising operating expenses is placing increasing pressure on the service level/cost containment mix of this Budget. The following table contains a comparison of the Budget for 2008/2009 and the 2009/2010 Draft Operational Budget. EXTRAORDINARY SECTION 4 Page 21 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 12 20 08/2 009 2 009 /201 0 ORIGINAL BUD GET DRAFT BUDGE T $ $ OPERATIONAL ACTIVITIES Income from continuing operations General Rates (Note 1) 22,692 23,469 Utility Rates & C harges 11,794 12,408 34,486 35,877 Fees & C harges (Note 2) 5,607 6,013 Grants & C ontributions- Operating (Note 3) 6,896 6,397 Interest 1,517 930 Other Operating Revenue 5,727 6,283 Total Income from continuing operations 54,233 55,500 Expenses from continuing operations Employee Costs (Note 4) 14,123 14,679 Other Employee Costs 605 571 Materials & Services 22,775 21,859 Borrowing Costs 52 4 Depreciation 7,302 9,194 Other Ex penses 9,601 10,803 Total expenses from continuing operations 54,458 57,110 N et Operating result before capital grants & contributions -225 -1,610 Grants & C ontributions - Capital (Note 5) 443 2,721 N et Operating result for the year 218 1,111 2 0 0 9 /2 0 1 0 D R AF T B U D G E T $ S o u r c e o f C a p i t a l fu n d i n g P r o c e e d s f r o m s a le o f a s s e t s ( N o t e 6 ) 78 1 D e p re c ia t io n 9 ,19 4 G r a n t s & C o n tr ib u ti o n s - c a p it a l 2 ,72 1 T o t a l fu n d in g s o u rc e 1 2 ,6 9 6 A p p lica t io n o f f u n d s L a n d & b u ild in g s 67 1 I n f ra s t r u c t u re 7 ,20 1 P la n t & e q u ip m e n t 2 ,54 1 O th er 73 4 T o t a l C a p i t a l e x p e n d it u r e 1 1 ,1 4 7 L o a n R e d e m p t io n s 3 N e t t r a n s f e r f ro m r e s e rv e s 64 EXTRAORDINARY SECTION 4 Page 22 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 12 2009/2010 DRAFT BUDGET $ Net Operating result before capital grants & Cont 1,610 Total source of Capital funding -12,696 Total Capital expenditure 11,147 Loan redemptions 3 Net transfer from reserves -64 Projected budget surplus 0 Notes 1. Increase in general rate revenue as a result of 3.5% Rate Pegging and growth in properties. 2. Fees & charges include statutory fees, discretionary fees i.e building & development, animal control, parking and inspections, other income and internal administration recoveries. 3. Financial Assistance Grant is budgeted to increase 1.3% on the amount received in 2008/2009. In the 2009/2010 Draft Budget only Grants that are certain have been included. Other grants may be applied for during the year and will consequently be reflected in quarterly reviews. 4. Employee costs estimated to increase by $0.52 million. Increases in employee costs are due to award increases, reclassifications and increased superannuation contributions. 5. Capital Grants include Roads to Recovery, Blackspot and RTA grants. 6. Sale of Assets includes the disposal of plant and fleet vehicles. Capital Budget During 2009/2010 Council proposes to spend in excess of $9.8 million on capital works. This does not include expenditure in the Infrastructure Renewal Program, which is outlined later in this report. The below table provides a summary of the proposed capital works expenditure contained within the 2009/2010 Draft Budget. Draft Budget 2009/2010 Program $ Animal Control 20,000 Domestic Waste Management Services 707,500 Building Services 128,710 Sewerage Services 938,500 Property Development 72,800 Waste Management Facility 26,000 Fire Control 113,450 Emergency Services 112,000 Parks & Recreation 646,320 Plant & Depot 815,515 EXTRAORDINARY SECTION 4 Page 23 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 Roadworks, Drainage & Ancillary facilities 4,691,662 Computer Services & Records 384,000 Cultural Services 344,000 Fleet 753,820 Land Acquisition 50,000 TOTAL 9,804,277 Some of the major projects that are proposed to be funded within the Capital Works Program of the 2009/2010 Draft Budget include the following: • Hermitage Road – Realignment and widening of road • Thorley Street flood evacuation completion • Guardrail Colo Heights – Replace cyclone mesh safety fencing • Windsor Wharf Replacement • Webbs Creek Road - Bridge Replacement • Sewer Pipe Relining Program • Ownership of recycling bins reverting to Council Infrastructure Renewal Program In addition to the Capital Works Program, an amount in excess of $1.3 million is proposed to be spent from the Infrastructure Renewal Program for 2009/2010. The below table provides a summary of the proposed capital works expenditure contained within the Infrastructure Renewal Program of the 2009/2010 Draft Budget. Draft Budget 2009/2010 Program $ Roadworks 785,421 Buildings 137,000 Parks 420,000 TOTAL 1,342,421 Some of the major projects that are proposed to be funded within the Infrastructure Renewal Program of the 2009/2010 Draft Budget include the following: • Richmond Park – Foot paving and landscaping • Rickabys Creek Footbridge • Indoor Sports Stadium – Power factor correction and roof flashing • North Richmond Oval amenities – Replace ceilings • Road Shoulder Program – Various • Road Rehabilitation – Various Future Financial Sustainability The ongoing maintenance of Council's financial sustainability, both now and well into the future, is a major objective when considering the Council's financial position. At the same time, endeavours are made to continue to renew our infrastructure, maintaining essential services and keeping increases to ratepayers affordable. Significant advances have been made during recent budgets to reduce operational costs and to direct rate revenue and operational savings towards funding future infrastructure works. EXTRAORDINARY SECTION 4 Page 24 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 This is not a long term sustainable strategy, without future reviews on - • Service levels requirements • Capital works programming and prioritisation • Internal and external borrowings; and • Rates modelling and future rate increases. These reviews are imperative to ensure the future sustainability of Council's Long Term Financial Plan. Appreciation The effort of all staff, particularly those involved from the Finance Section, in preparing the Draft Budget is very much appreciated given the major changes continuing to occur during the year. It is also pleasing to see the co-operative approach by the Directors and Managers to bring down a "balanced budget" with the objective of providing the works and services able to be provided by Council within existing financial restrictions as seen from a corporate viewpoint. Adoption of Budget for Year Ended 30 June 2010 As mentioned earlier in this report, assuming Council finalises the Draft Management Plan and Budget at this Meeting, it is anticipated that advertising of the Management Plan, which incorporates the Budget, will commence for the minimum 28 day period from Tuesday, 28 April 2009. During the exhibition period, any person may make a submission to Council. Council will be able to hold an Extra-Ordinary Meeting of Council on Tuesday 16 June 2009 to adopt the Management Plan, incorporating Council's Budget and Revenue & Pricing Policy, and make and fix the rates and charges for the year ended 30 June 2010. RECOMMENDATION: That: 1. The General Manager's report regarding the 2009/2010 Draft Management Plan and Budget be received. 2. The 2009/2010 Draft Management Plan, incorporating Council's Strategic and Operational Plan, Budget Estimates and Revenue Pricing Policy, based on a rate increase of 3.5% (maximum rate pegging amount) be adopted for exhibition purposes and be advertised in accordance with Section 405 of the Local Government Act 1993. 3. An Extra-Ordinary Meeting of Council be held on Tuesday, 16 June 2009 to consider any public submissions received in respect of the 2009/2010 Draft Management Plan and Budget and to consider the adoption of these documents and to make and fix rates and charges for the year ended 30 June 2010. ATTACHMENTS: AT - 1 The 2009/2010 Draft Management Plan and Budget (Booklets 1 to 3) - Distributed Under Separate Cover. oooO END OF REPORT Oooo EXTRAORDINARY SECTION 4 Page 25 EXTRAORDINARY MEETING Meeting Date: 21 April 2009 EXTRAORDINARY SECTION 4 Page 26 extraordinary meeting end of business paper This business paper has been produced electronically to reduce costs, improve efficiency and reduce the use of paper. Internal control systems ensure it is an accurate reproduction of Council's official copy of the business paper.
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"Extraordinary Meeting Agenda - 21 April 2009"Please download to view full document


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Great place to hang out with family while having supper or watching football. There's plenty of food to choose including desserts and soup
3 days in Kuala Lumpur
One Day in Kuala Lumpur
Best Food in Kuala Lumpur
So you're in KL. Maybe a quick one, perhaps for a long time. Doesn't matter.
Pelita is the name you should know. Well, it's the name that every locals know.
Nasi Kandar is Malaysia's take on fast food. Get in queue, order your base of white or brianni rice then select your toppings such as curry chicken, masala, kurma, eggs,...
This hotel located in front of corus hotel kuala lumpur. Very cheap food prices but too much crowded. Poor cleanness.
My husband and I go to the Sri Hartamas Pelita. The first time was hard as we cannot speak Malay and no-one seemed to speak English. We just pointed to stuff in the cabinet and tried it...after a few visits we found what we like the most - Very spicy honey soy chicken and garlic naan. The garlic naan is...
Loved it. Tasty and cheap food. A great selection with plenty of flavour. It's not fine dining but that's part of the charm.
Will definitely be back.
My friends and I visited this restaurant as recommended by the hotel concierge. She told us that our trip to KL wont be complete we did not dine at Pelita's. Since its just a few minutes away from our hotel and we wanted to try something local, we happily obliged.
The restaurant was busy since its a weekend. Its brunch...
Formal name on sign = Pelita nasi kandar. This place was recommended by the concierge at our hotel and was just down the street, but we were not impressed. We had chicken tikka masala and chicken tandoori at this hawker place. The tandoori was quite good but the chicken in the tikka masala was much drier. Portions were modest but...
This place isn't as good as it's used to be now that's it's franchised. Their nasi kandar is blah! They have good ambience and clean and they provide decent service. But it's not worth spending that much.
Been here a few times, and everything is less than any other Mamak place where I have been.
Simple dishes as Nasi Goreng Kampung are to much to ask. The roti is nothing special and the curries that comes with it are not good either. All the drinks are way to sweet and if you ask for less sweet your...
The place is just nearby Petronas Tower and was really close to our Hotel Intercontinental KL.
I decided to leave the expensive Hotel Breakfast and try the cheap testy and local one at Pelita a 24 hours restaurant very popular.
Roti Canai was made in front of me and i was so fresh and delicious like the lentil curry and...
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text: Fan Reaction Matt Richenthal at October 27, 2013 8:58 am. Comments Share Tweet Email The producers of The Vampire Diaries are grateful for the show's fan support. They talk about that in this interview. Edit Delete Follow The Vampire Diaries Show: The Vampire Diaries Related Videos: Vampire Diaries Videos Uploaded by: Matt Richenthal Uploaded: October 27, 2013


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International Economics
Managing Editors: Valerie Mignon, Marcelo OlarreagaView full editorial board
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International Economics, is devoted to the publication of research in the area of applied international economics. The journal especially welcomes empirical contributions that include, but are not limited to, topics in international trade, commercial policy, open economy macroeconomics, international finance, exchange rates, financial and monetary policies, economic development, migration and factor movements. The journal also has a Data section that is devoted to the publication of short notes presenting new and innovative datasets in the area of international economics.
The current turnaround time to a first decision is 39 days, with an approximate acceptance rate of 12%. To avoid unnecessary delay for authors, the editor might decide to return the paper to the author(s) before full review if she/ he determines that the paper is not suitable for the journal. The decision is always motivated.
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Welcome, Central Florida Law of Attraction Practicers!
June 21 · 2:00 PMLet's get togetherWhat do you think maintaining a happy attitude will attract to you? How would it make you feel now? Being able to appreciate the simple joys of life instead of the... Learn more
May 17 · 2:00 PMLet's meet SundayLet's watch together, a movie called "I Am." by Tom Shadyac. Tom Shadyac was a successful film personality who was involved with the likes of Eddie Murphy, Robin... Learn more
April 19 · 2:00 PMjoin me pleaseHi law of attraction folks, Developing and maintaining a high energy vibration is key to attracting what we want in life. Holding on to past hurts lowers that vibration.... Learn more
March 15 · 2:00 PMsee you thereOne of my favorite Law Of Attraction movies is Louise Hay's production of "You Can Heal Your Life." Join me in watching this inspirational DVD featuring Wayne Dyer,... Learn more
February 15 · 2:00 PMmeet me SundayHey all, this month I would like to share a movie showing the teachings of Byron Katie. I'll use the blurb on the jacket to tell you what it is. Byron Katie has one job:... Learn more
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Back to Previous Page
The Boss 302 returns to the road after 42 years.
Shaking Hands With The Devil
In this video the Flex picks off a modded Mustang GT.
Make Your "Five-Oh" Go Faster and Smoother
If you love Ford performance, this is the place for you!
We put together some of our favorite articles about the Ford Mustang!
King of the Road
A Race Car For The Streets
Born on California's highways, the Mustang SSP offered police a high-performance alternative.
How to get up-close and personal to find the finest Ford Mustang you can afford.
A visual guide to telling one vintage Pony Car from its model-year stable mates.
Mustang's third body style emerges.
A visual feast for Mustang lovers.
A Real Jekyll & Hyde Ride
Upgrading a 1966 Mustang's Baer system from two-piston PBR caliper to six-piston Baer caliper.
Daytona Speedway was a fitting corral for these ponies.
Tulsa Raceway Park thundered with Ford power!
Carving corners with Ford power!
Walking around the paddock at Hallett Motor Racing Circuit
The Ultimate Ford Family Reunion
Fords invade downtown Tulsa's Brady Arts District
Walking around Tulsa Raceway Park
The capstone of a great event.
Families, fun and Mustangs at Myrtle Beach.
'Mustang Alley,' the 'Stone Soup Boss 5.0' and more make the 18th Woodward Dream Cruise a Ford-ified success
These work horses have been retired to a life of leisure.
The first cars roll into place for this exceptional exhibit of automotive design.
These purpose built cars showcase the beauty of speed.
More photos from the Mitty!
America's home grown sports car had a great showing at this year's concours.
One great feature of the show was the constant parade of amazing iron rolling down the streets.
We pick the best of the best.
Big, round fenders set these rides apart from their skinny cousins.
Are these cars the next great collectibles? Only time will tell...
What better place for the top muscle cars than Detroit?
Frist Center for the Visual Arts hosts a unique display of mechanized glamour.
Once again RM delivers with $26.8 million in sales and an impressive list of vehicles.
Taking a walk around the pits at Tulsa Raceway Park.
Some of the finest examples of the automotive craft.
It takes a special kind of truck to haul this much attitude.
Chevrolet's pony car is still going strong!
Just because an engine lives under the hood doesn't mean it can't be beautiful.
A jam packed weekend filled with power, history, style and a little something different.
The big show gets its groove back.
First generation Corvettes shine in the sun!
Wacky, wild and definitely unique!
Just a few of the cars you can find only on AutoTrader Classics.
Sometimes the little things can make all the difference.
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After DUI arrest was taken to get breathalyzed. During release form signing $40 bail was requested which i indicated i did not have. While working out alternative method with bail bondsman officer forcefully took $40 out of wallet and handed it over to bondsman.
Is this legal?
DUI / DWI Attorney
Best answer
The only way i believe the search would be legal was if it was pursuant to an inventory policy. Generally, the officer has no right to go through your wallet. It is likely an illegal search and seizure. However, i am not sure that it really results in any benefit to you. The bail fee was owed to the commissioner for appearing to bail you out. You would have had to arrange payment to him later. If you had previously promised the $40 or were holding someone else money you now simply must repay that person instead of the commissioner.
You should contact a lawyer about the DWI charge.
Criminal Defense Attorney
The search might have been in violation of your rights but what is the remedy? It does not should like anything would be suppress from this encounter at trial. You could be bring a lawsuit for violation of your rights but what are your damages?
My response to your question is a generic response and should not be construed as controlling to your case. I can not effectively advise about your case without knowing all the facts. Additionally, my response does not create an attorney-client relationship. You can contact my office to schedule an appointment if you would like to have me represent you.
DUI / DWI Attorney
The short answer is "no". The police can count your money, inventory your possessions, etc. in the interests of "protecting your property" while you are locked up. They cannot steal money from you or decide how you should spend your money for you.
Note this answer is general in nature and does not form or constitute an attorney-client relationship.
Post a free question on our public forum.Ask a Question
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Search for lawyers by reviews and ratings.Find a Lawyer


text:
Appointments & Offices
Check insurance plans, locations and make an appointment
Is Dr. Becker accepting new patients?
- Yes.
What insurance does he accept?*
- Blue Cross Blue Shield
- Capital Blue Cross
- CoreSource
- Coventry Health Care
- First Health (Coventry Health Care)
- Highmark Blue Cross Blue Shield
- Humana
- Medicare
- UnitedHealthCare


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Software 5-05-2015, 05:39
AlbumStomp 1.38 | MacOSX | 9.9 MB
AlbumStomp is a powerful album design app that'll help you get out from behind your computer faster and enjoy the things you really want to do in life. It's everything you'd expect in a professional album design app, for less. Design, align, style, stomp and print. AlbumStomp is the slickest album design app out there. Honest.
Software 2-05-2015, 17:20
TweakBit Driver Updater 22.214.171.124 | 7.93 MB
TweakBit Driver Updater is an easy and powerful device to detect and immediately update all the missing and outdated drivers on your PC. You will get the latest versions installed for smoother and faster system performance. TweakBit Driver Updater scans your computer for outdated or missing drivers and allows you to download and install the latest driver versions easily. It effectively resolves driver-related system errors and device malfunctions.
Software 2-05-2015, 17:20
Mac OS X Yosemite 10.10.3 (14D136) [Flash Card for Installation] | 5.8 GB
Upgrade your Mac to OS X Yosemite and youll get an elegant design thats both fresh and familiar. The apps you use every day will have powerful new features. And your Mac, iPhone, and iPad will work together in amazing new ways. Youll also get the latest technology and the strongest security. Its like getting a whole new Mac.
Heres what youll love about OS X Yosemite:
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EaseUS Partition Master v10.5 Multilingual Incl Keygen-TSZ | 28.27 MB
EaseUS Partition Master is an ALL-IN-ONE partition solution and disk management software, which includes three main functions: Partition Manager, Disk & Partition Copy Wizard, Partition Recovery Wizard, with hardware RAID support
English, German, Spanish, French, Portuguese, Polish, Japanese
Software 30-04-2015, 09:20
Apowersoft Mac Screen Recorder 2.2.5 Multilangual | MacOSX | 7.3 MB
Apowersoft Mac Screen Recorder is a flexible, all-in-one, award-winning software with an advanced screen recorder, smart video converter and built-in video editor. With this Mac OS screen recorder, you can capture videos of an entire screen, a selected region or around the mouse. Plus, you can record web camera to create amazing picture-in-picture videos.
After recording, it automatically outputs MP4 video files so you can upload to YouTube directly. Additionally, you can convert them in batches to different formats like AVI, MP4, FLV, SWF, MKV, and many others, with zero quality loss.
Software 29-04-2015, 07:47
Wise Auto Shutdown 1.45.73 | 1.2 Mb
By Wise Auto Shutdown you can easily schedule your computer to shut down, log off, restart, sleep, and close power at any time you want (daily, at a specified time, or some time later). After you start the task, Wise Auto Shutdown will run in the background and a double-click will get the main interface back from the tray to the desktop. Certainly, Wise Auto Shutdown will remind you of your choice five minutes before it carries out the automatic task.
Software 29-04-2015, 07:47
Hazel 3.3.5 ((Mac OSX)) | 10.1 MB
Hazel is your personal housekeeper, organizing and cleaning folders based on rules you define. Hazel can also manage your trash and uninstall your applications.
Software 28-04-2015, 10:53
AppMK Android Software Pack for Windows (24.04.2015) | 146.12 MB
AppMK is committed to provide with the practical and cost-effective solutions to create apps for Android devices. We provide series of Android app makers for the content owners or Android publishers who have no programming skills. We concentrate on improving the products according to the feedback and valuable suggestions from users. We also provide service of customization.
Android Book App Maker
Android book app maker converts Word and/or text files to flipping book app for Android. It allows you to insert illustrations, custom look & feel, even change language, setup text protection and eyesight-protection. You can easily create Android app without programming knowledge. It is the best choice if you want to make Ad income. The out apps as standalone programs, they run in the Android-powered devices independently with search, bookmark, and book info options integrated. You can reedit it after save settings as project at any time and place.
Software 28-04-2015, 10:53
Avid Pro Tools HD 10.3.10 + Avid Virtual Instruments (MacOSX) | 5.01 GB
Pro Tools 10 software is the latest version of Avid's flagship music creation and audio production software, and delivers many great new features.
Speed up editing and mixing workflows with Clip Gain.
Software 28-04-2015, 10:51
Aiseesoft PDF Converter Ultimate 3.2.50 Multilingual | 115 MB
Aiseesoft PDF Converter Ultimate is the all-in-one PDF Converter for you to convert PDF to word, text, EPUB, HTML, and image with OCR. You can easily choose the output format that you need including Text, Word, Excel, PowerPoint2007, EPUB, HTML, and image (TIFF, JPEG, PNG, GIF, BMP, TGA, PPM, JPEG2000) format.You can customize the layout, text encoding, and image format/resolution/quality for Document file, and set the image size and color for output Image file. For you to get the exact file that you need, you can specify the page(s) you want and also you can choose to convert all pages.
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Software 28-04-2015, 10:51
MacOSX Yosemite for ordinary PC Niresh Hackintosh 10.10.1 AMD or Intel CPU
OS and system related | MacOSX Yosemite | 5 GB | English | DMG
Niresh's Yosemite with AMD & Intel
First of all make sure you know What is Hackintosh
This version Supports AMD Hackintosh Machines, Intel Processors including Haswell + LGA 2011 X99 Hackintosh Installation, HP Processors with Insyde Bios
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Mac Blu-ray Player for Windows 126.96.36.1992 | 38.7 MB
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Movie Torrent 22.214.171.124 Portable | 18.5 Mb
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VueScan Pro 9.0.94 Multilanguage Portable | 7.5 MB
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Mac OS X 10.7 Lion DP 3 Build 11A459(for Hakintosh) | 3,54 Gb
Software 3-01-2013, 19:36
PhonerLite 1.99 FINAL Portable | 5.33 Mb
This application helps you make Internet calls fast and easy.
PhonerLite was designed to let your computer use the new Internet telephony technology (VoIP, Voice over IP). PhonerLite is a clearly arranged and easy to use application for Windows.
Software 3-01-2013, 19:35
PilotEdit Lite 5.5.0 Portable | 5.62 Mb
PilotEdit is a file editor that will help you search and replace multi line text, edit FTP files or even download and upload FTP files and directories. With PilotEdit Lite file editing just became easier.
Software 3-01-2013, 19:33
PlayBOX TV Player 1.3.0 Portable | 14.84 Mb


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Producer Boots Talks Beyonce's Epic Version of 'Crazy in Love' for 'Fifty Shades of Grey'
When we watched the '50 Shades' trailer this morning, our minds were only one thing: that sick version of Beyonce's 'Crazy in Love'.
When we watched the '50 Shades' trailer this morning, our minds were only one thing: that sick version of Beyonce's 'Crazy in Love'.
'Weird Al' Yankovic is concluding his eight days of video premieres with 'Mission Statement' -- a song in the style of Crosby, Stills & Nash.
5 Seconds of Summer's 'Amnesia' is up against 'The X Factor' stars Alex & Sierra's 'Scarecrow.' Who do you think should win Pop Clash?
Lance Bass decided to change things up over the holiday weekend, as the former *NSYNC singer decided to dye his hair using PRAVANA blue!
The latest previously unreleased song to hit the Internet is early version of 'Alien,' off the 'Britney Jean' album.
We got the first taste of Jessie J, Ariana Grande and Nicki Minaj's song 'Bang Bang' and already it's even more amazing than we were expecting!
A new single by Usher and Nicki Minaj titled 'She Came to Give it to You' premiered on the radio today, and rips of the recording are now circling the Internet.
Paris Hilton is returning to the music scene and she's bringing a lot of pink, a lot of sequins and… a unicorn.
Ariana Grande premiered her next single 'Break Free' from her sophomore album 'My Everything.'
Brace yourselves, pop music fans! Jessie J, Ariana Grande and Nicki Minaj are teaming up for what is sure to be one of the biggest collaborations of the year!
Bridgit Mendler recently debuted a brand-new song, 'Fly to You,' during a performance at Big Red Fest in Canada. Check out her new song here!
5 Seconds of Summer have announced their next single 'Amnesia' and released its forlorn black-and-white lyric video.


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Freddy sportswear: One man theatre, 1
Freddy supporting the movement for inner joy and happiness.
Advertising Agency: 1861 United, Milan, Italy
Creative Directors: Giorgio Cignoni
Art Director: Giorgio Cignoni
Copywriter: Federico Ghiso
Photographer: Riccardo Bagnoli
Set Designers: Dafydd Griffith, Ben Moolhuysen
Published: September 2008
2 comments
NatalieMSep 22, 2008 - 15:36
The art direction is great. Unfortunately, to me there is a disconnect between it and the copy, though.


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Recent Patient Updates
- Updates26
- Messages35
- Actions2,149
- Heroes81
Activity for the week of Sunday, Jun 28
TodaySalé from Niger
Sale is going back home today! We are so impressed by the results of his surgery, and it looks like he never even had cleft lip before! We've loved having this guy around and are praying for safe travels!
TodayZina from Niger
Zina got a new cast and needs to stay a bit longer with us, but she's doing so fine and says she enjoys being here! What a bright spot she is!
TodayMahamadou from Niger
Mahamadou got new casts! He's still with us for a few weeks, and we're not complaining, because it's so nice to have him around!
TodayMaryam from Niger
Maryam was waiting for her physiotherapy session this morning. Last time, she came back from the session crying because of the pain, so please pray for her! The pain is the unfortunate part of healing, and she's been such a champ through it all! Thanks for continuing to encourage her.
TodayNana Hanifa from Niger
When we saw Nana this morning, she was busy doing some necklaces with her friend Aicha. They're so quick with the beading and the necklaces are coming out beautifully!
TodayAmine from Niger
Amine is fine today! He's always walking around the hospital, joking around and having fun with every member of the staff, and even with all the kids in the ward. He's definitely become our spokesman!
TodaySani from Niger
Sani is set to come this week and we're excited to have the opportunity to help out! Please be praying for him!
TodayCleophat from Zambia
Cleophat is a huge ray of sunshine. He is running around our ward and introducing himself to everyone he meets. We love the energy that Cleophat came with and the happiness that he is spreading to staff members and other kids in the ward!
TodayGregoire from Niger
Gregoire first came to CURE 4 years ago and now he's back! The surgery he needs is quite delicate, because his foot need work, but his hip is dislocated on that side. Doctors are deciding the way forward and we'll keep you updated!
TodayDrogine from Zambia
Drogine woke up in a good mood, especially after finding out that she was getting discharged! The thrill on her face was awesome! It's so good to see children go home to their loving families after a stay in the hospital. Praise GOD! Please continue praying for Drogine, because your prayers mean so much to her and all of us.
TodayHellen from Zambia
Hellen is healing well! We noticed the comfort Hellen felt as she lay on her mothers lap, getting her hair unbraided this morning. We believe that God will take away all her pain, so she can smile again. Please keep praying for her!
TodayKevin from Uganda
Kevin was discharged at the start of the weekend, because then they can be home instead of here while waiting for a radiologist to look over Kevin's scans. We were anticipating hearing from the radiologist today, however, he has yet to call. Once Kevin's doctors get the radiologist's opinion, they will contact Beatrice and go from there. Please pray that Kevin will get treated soon!
TodayEmmanuel from Uganda
About a month ago, Emmanuel started crying a lot, then he got a fever, so Evelyn took him to their local hospital, where they stayed for three weeks without treatment. Upon returning home, Evelyn noticed Emmanuel's head growing again, so she came back to CURE. They have been admitted and are currently resting in the ward. Evelyn is doing okay and has high spirits...please be praying for them!
TodaySisay from Ethiopia
Sisay and his mother came in yesterday for an admission, so that Sisay could have another operation on the left foot. He had the surgery today and he is resting comfortably in the ward!
TodayBadru from Uganda
Badru had a brain CT Scan done this morning and it is going to be reviewed by a surgeon and a plan will be made for him. Please keep him in your prayers!
TodayNoah from Uganda
Noah just had a brain CT Scan done this afternoon and some blood samples have been taken from him to the labs for analysis. Jane is with him and is awaiting more information about the way forward from the doctors. Please pray that this boy has a successful surgery!
TodayMac Shun Jhun from Philippines
It was a full room today when we stopped in to visit Shun Jhun! Miguela, Felicia, and Shownaline were all there. Miguela went through step by step with Shun Jhun what his surgery tomorrow will look like, and what recovery will be like, so there are no surprises. He was watching a movie in the playroom earlier, tightly holding the remote for the video game console, but he wasn't interested in playing video games. We learned a long time ago that unless it creates a problem, we just don't question 5 year old logic!
TodayAlma from Philippines
Alma and her parents arrived in Davao this morning, and spent the day getting comfortable at the hospital. Rebecca admits she's nervous about the first of Alma's surgeries tomorrow, but Alma told her "Don't worry Mom, I'll just sleep!" Alma's first surgery will release her hip joints, then later, she will have her knees and ankles done. She spent the afternoon in the playroom doing one of her favorite things, drawing. She seems relaxed about tomorrow, she's ready to start this journey!
TodayRica Mae from Philippines
Rica Mae was on the move this afternoon when we caught up with her in the playroom. She rapidly alternated between toys, not slowing down for a second. Teresita and Marilyn are a bit nervous about surgery tomorrow, but they're looking forward to the results. Please join us in praying for Rica Mae's surgeries tomorrow!
TodayElijah from Uganda
Farida has noticed a lot of change in the size of Elijah's head and she is happy about it! A few days ago, he developed the flu and a cough, but thankfully it's minor and he is on treatment. Thank you for the prayers and please keep encouraging them!
TodaySebalu from Uganda
Iryeon was supposed to be brought to our mobile clinic, but he didn't show up. We called his father, and he said they didn't have the money for transport but promised to come for the next clinic in July. Please pray that they're able to make it next month!
TodayLamah from Uganda
"Lamah is very pretty," said Fatuma. We were really excited to see her at the clinic in Kampala, and Lamah is doing really well and is very pretty indeed! Laibah, her twin, Fatuma and Shamira (Lamah's aunt) are fine too. Lamah's ETV is working well, and we're so thankful for your prayers! Keep them coming!
TodayStella from Uganda
Stella didn't show up for the clinic, so we called her dad Wilfred, and he said that she is "very fine", in fact he said he believes that she is healed. He promised to bring her for review next month, so we'll keep you all posted!
TodayAbigail from Uganda
Abigail needs our prayers, because she has been continuously crying. She was examined by one of our doctors, who explained to her mom Natalie that the reason Abigail's head is slowly reducing in size is because of the type of shunt that she has. Her shunt only allows a little fluid out of her head, because draining the fluid too fast would be dangerous due to the small amount of brain matter she has. Natalie was taught how to measure Abigail's head size, and we'll see them again in a few weeks.
3 days agoZakari from Niger
Zakari is recovering from surgery. He's doing well and needs to rest. Please pray for a full recovery!
- Updates26
- Messages35
- Actions2,149
- Heroes81
Activity for the week of Sunday, Jun 28
Trending Stories
Recently Viewed
Financial Accountability
Practicing fiscal accountability is a critical aspect of CURE's financial stewardship model. Along with annual audits by an independent CPA firm, CURE is a member in good standing with the ECFA.
- 93.6% Program Expense CURE hospital and specialty program expenses
- 0.9% Administration General and administrative expenses
- 5.5% Fundraising
Additionally, every gift given through Cleophat's profile goes to a designated fund for CURE Zambia and can only be used for expenses related to the care of kids in Zambia.Need to know more about CURE's finances?
Why I Support CURE
Chris is excited to join CURE for the same reason most of us are part of it: Seeing the Kingdom of God at work in kids lives. "Kids right now who can't walk, they're being carried, who can't go outside because their faces look different… they get to be kids again. Because of CURE… because of you and me and everyone else involved, kids will be kids again, and be able to walk and run.Chris Tomlin


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Internet Resources - Religion
- Access Video On Demand
Enjoy instant access to world-class documentaries, award-winning educational films, independent films, and helpful instructional videos. All you need is Internet access and a valid library card number! iPad, Android, PC and Mac friendly.
Browse related subjects: Art, Business, Consumers, Do-It-Yourself, Education, Environment, Geography, History, Performing Arts, Philosophy, Recreation, Religion, Travel
- Gale Virtual Reference Library
Includes e-books on the following topics: General Reference, Education, History, Nation and the World, Religion, Science, and Social Science.
Browse related subjects: Countries, Education, History, Religion, Science, Social Issues
Find Resources
Did You Know?
Banana Slug
The Banana Slug, native to the Northwest, can grow to a length of 8 inches, with a few giants reaching 10 inches and weights of a quarter of a pound. Banana Slugs are usually bright yellow with a shape somewhat resembling a banana; they may also be green, black, brown, ... [More]
Browse and search more fun and useful facts from the SCPL Reference Files!


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Advertisement - Continue Reading Below
Exclusive Interview With Mirror Mirror Star Armie Hammer! Video
Mirror Mirror star Armie Hammer tells Seventeen what it was like to play Prince Charming and work with Julia Roberts in this exclusive on-set interview.
Hilary Duff Gets Really Real About What It Was Like to Play Lizzie McGuire
"I didn't feel like I was playing a part..."
Because It's Not July Fourth Until Celebs Post Their Festive Instas!
Happy birthday, America.
Someone Gave the Trailer for Disney's "The Lion King" a Dramatic Modern Makeover
It's cool, but no "Hakuna Matata?" This simply will not do.
A Hello Kitty Movie Is Coming to a Theater Near You But Not Until 2019
This is one of those glass half full/half empty things.
More From Celebs & Entertainment


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Written on: 18/03/2005 by Tomsey 1 (1 review written)
Good Points
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Bad Points
I can't find a fault.
General Comments
The Nokia 8310 is the best phone I have had 4 years now I have had it paid an arm and a leg for it £299 but it was worth it 4 years hassle free brilliant battery life. I have made calls and sent text and it is still on full battery after 5 days with the 400 hour battery in it, one word for it, amazing.
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Disaster Tolerant Virtualization Architecture With HP StorageWorks Cluster Extension and Microsoft Hyper-V
Date Added: Aug 2009
Format: PDF
Server virtualization, also known as hardware virtualization, is a hot topic in the Information Technology (IT) world because of the potential for serious economic benefits. Server virtualization enables multiple operating systems to run on a single physical machine as Virtual Machines. With server virtualization, one can consolidate workloads across multiple underutilized server machines onto a smaller number of machines. Fewer physical machines can lead to reduced costs through lower hardware, energy, and management overhead, plus the creation of a more dynamic IT infrastructure. This paper briefly touches upon Hyper-V and Cluster Extension (CLX) key features, functionality, best practices and various use cases. It also objectively describes the various scenarios in which Hyper-V and CLX complement each other to achieve the highest level of disaster tolerance.


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posters, the embrace posters, embrace posters, love posters, lovers posters, i love you posters, warm posters, warmth posters, the kiss posters, kiss posters, kissing posters
All prints ship in durable cardboard tubes.
Fine Art America is one of the largest, most-respected giclee printing companies in the world with over 40 years of experience producing museum-quality posters and prints. All of our posters are produced on state-of-the-art, professional-grade Epson printers.
We use acid-free paper with archival inks to guarantee that your posters last a lifetime without fading or loss of color. All posters include a 1" white border around the image to allow for future framing and matting, if desired.
Posters ship within 3 - 4 business days in durable cardboard tubes.
"The Embrace" - Acrylic On Canvas 2013. This is a special painting for me as I painted it live on television on May 31, 2013 (BT Television - aka Breakfast Television) to promote the upcoming event and my first art expo in Toronto Canada, Sunnyside Beach Juried Art Show (May 31-June 2, 2013). This painting was painted live and given to a lucky winner and viewer of the show! I will upload the video link to YouTube at a future date.
As a child I drew every day in class. I feared running out of places to draw and materials to create art rather than getting in trouble for not paying attention. My school notebooks became a diary of sketches, doodles and drawings. In time it turned into the building blocks of the art you see today. Art to me is visual poetry that captures an intriguing subject, captivating concept and an artists� soul. The intent of creating artwork to this day hasn�t changed for me. I eliminate distractions and solely focus on my passion generating a �in the moment� experience. This deep concentration while working is not just a way of exploring my conscious and subconscious but my creativity as well. Isolating a captured emotion and concept in my work...
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If you're not happy with a purchase that you made on FineArtAmerica.com, for any reason, you can return it to us within 30 days of the order date. As soon as it arrives, we'll issue a full refund for the entire purchase price. Please note - Fine Art America does not reimburse the outgoing or return shipping charges unless the return is due to a defect in quality.
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All posters ship from our production facility within 24 hours of your order.


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Showing 175 Results for justin timberlake
20 Must-Have 2013 Hip-Hop and R&B Songs
This year has already proven to be memorable in music and we're only three full months in. Thus far, there's a comeback from R&B veteran Justin Timberlake, who came out of nowhere and answered our long-awaited requests with a new album. Then there's Beyonce, who made headlines -- both good and bad -- for her controversial song 'Bow Down/I Been On.' The singer is showing a return to her Houston roots with chopped and screwed elements.
Former NFL Quarterback Kordell Stewart Files For Divorce From RHOA Wife
Another one bites the dust of reality show relationship failure. Former NFL Pittsburgh Steeler Kordell Stewart has filed for divorce from his wife, Real Housewives of Atlanta's Porsha Stewart. The couple has only been married since 2011 but things must have turned bad quickly.
Justin Timberlake's 'Mirrors' Video is an Extremely Great Mini Movie
I have to admit, Justin Timberlake is back on top of the music game with the follow up song to 'Suit and Tie.' His latest video for the song 'Mirrors' is like mini movie that you can't stop watching. It doesn't help that the video is about real romantic love. Great job JT!
Justin Timberlake + Jimmy Fallon Steal Our Hearts With a Barbershop Version of 'SexyBack' [VIDEO]
Continuing "Justin Timberlake Week" on 'Late Night With Jimmy Fallon,' Fallon and JT topped even the discussion of his feud with Kanye West by performing a barbershop quintet version of Timberlake's hit 'SexyBack.'
Slow down, guys. It's only the second night and you're already making us giddy.
Justin Timberlake Plays Coy About His Kanye West 'Feud' on Jimmy Fallon [VIDEO]
After his fifth hosting stint on 'Saturday Night Live' on March 9, Justin Timberlake continued his television domination by kicking off "Justin Timberlake Week" on 'Late Night With Jimmy Fallon,' where he'll be the special guest and musical guest all week.
And for his first trick, he addressed his so-called-feud with Kanye West.
Justin Timberlake Performs on 'SNL' With Jay-Z, Takes Swipe at Kanye West
Justin Timberlake pulled a double-duty shift as host and musical guest on 'Saturday Night Live' over the weekend. Backed by his lively band the Tennessee Kids, the R&B crooner performed 'Suit & Tie' and 'Mirrors.'
Beyonce, Jay-Z at Center of New Gun Buyback Program
Kanye West Posed Naked With Kim Kardashian Then Lost His Mind On Stage [Video]
Kanye West and Kim Kardashian showed off their love on the cover of the French magazine 'Officiel Hommes' recently. Everything looks in the pages of a magazine, but Ye's onstage scream-fest might tell a different story.
Kanye West Is Butthurt About the Grammys and Hates Jay-Z + Justin Timberlake's 'Suit & Tie' [VIDEO]
Kanye West is reminding everyone why he annoyed us so much for so long. After a relatively rant-free, quiet period, the egomaniacal rapper and future Kim Kardashian baby daddy went in on the Grammys, white people, Jay-Z and Justin Timberlake. Because of course he did.
New Music Releases – March 2013
March will finally see the end of the colder months and we'll fully embrace everything that comes with spring. As we segue into warmer weather, many artists will be helping with the soundtrack to the coming season.
Jay-Z and Justin Timberlake to Tour Together?
Fresh off of their Grammy Awards performance, it looks like Jay-Z and Justin Timberlake may be hitting the road together for a joint tour.


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Israel's Oree Illumination Solutions' radical new lighting technology uses less energy, is cheaper, and takes up less space than current options.
- No categories
2,000-year-old mikvah under living-room floor
Jerusalem family finds ancient ritual bath during home renovations in Ein Kerem.
StoreDot wows world with 30-second phone charger
Israeli startup reveals prototype of charging device and says it could charge laptops in minutes in the future.
Doing the samba for Israel
Brazilian singer-songwriter Elisete, living in the Tel Aviv area since 1991, raises her voice as a cultural ambassador for her adopted homeland.
You don't have to be Einstein to use this tablet
Scientific discovery is only a finger swipe away when students of all ages use the Israeli-innovated Einstein Tablet+ in the classroom.
Raise a glass to the Golan Winery
In the Golan Heights, the soil, altitude and climate prove ideal for making internationally award-winning wines for more than 30 years.
Israel's big niche in nanotech
ISRAEL21c scouts out the most exciting advances on display at NanoIsrael 2014 in Tel Aviv, an event that drew thousands from 30 countries.
Israeli TV programs storm international screens
MIPTV is saluting the phenomenal international success of Israeli television formats at this year's prestigious conference in Cannes.
Clowning around in the delivery room
Israel is world-renowned for integrating professional therapeutic clowns into healthcare teams. Now the program is expanding to moms in labor.
Top 10 Israeli advances in autism
From research to social and educational programs, Israel excels in the struggle to understand autism and help families deal with this developmental disorder.
Business students tour the startup nation
'I enjoyed learning about how direct Israelis are, and the laid-back work environment that helps promote creativity,' says one visiting US student.


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Have you had enough of all the neglect and abuse of ME/CFS patients? Gabby Klein says now is the time for a National PR Campaign for ME/CFS to impress a change. Join the Patient Revolution to restore power to ME patients ...
Discuss the article on the Forums.
Gene expression alterations at baseline and following moderate exercise
Discussion in 'Latest ME/CFS Research' started by Bob, May 30, 2011.
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School Overview
|School Membership(s)School Assoc.
|Association of Christian Schools International (ACSI)
|Religious Affiliation
|Grades Offered
|Grades Prekindergarten - 8
|Learning Programs Supported
|Learning differences supported
|Year Founded
Student Body
|Total Students
|110 students
|Student Body Type
|% Students of Color
State avg.: 25%
|Students by Grade
Academics and Faculty
|Total Classroom Teachers
|12 teachers
|Student : Teacher Ratio
National avg.: 13:1
|Average Class Size
|12 students
|Classroom Dress Code
(Clean, Neat and Modest is the rule.)
Finances and Admission
|Admission Deadline
|None / Rolling
|Yearly Tuition Cost
|Tuition Notes
|Preschool half day = $2,500 Preschool full day = $4,250 International Students (Middle School only) = $8,400 paid in full, no tuition assistance available.
|% on Financial Aid
School Notes:
Holden Christian Academy's mission is to challenge children to a lifetime of learning, working in partnership with families, to integrate Biblical truth with academic pursuit. During the elementary and middle school years the minds of children are developing at a remarkable rate. Patterns of thinking, reasoning, and analyzing are being formed that will last a lifetime. Because this is the most opportune time for faith and reason to grow together, we seek to create an environment which nurtures both. In this way children are given the tools to cultivate a world view based upon Biblical truth, enabling them to think and reason from God's perspective. This training provides them with a dependable framework through which to interpret the world, make wise decisions, and pursue future learning.
Profile last updated: 11/18/2014
Nearby Schools:
- School Location Miles Students Grades
HoldenMontessori Country Day School
800 Main St
Holden, MA 01520
(508)829-2999Montessori School1.1 mi | 23 students | Gr. UG
WorcesterSt Peter-marian Catholic Jr-sr High School
781 Grove St
Worcester, MA 01605
(508)852-5555(Roman Catholic)3.2 mi | 702 students | Gr. 7-12
WorcesterMercy Centre
25 W Chester St
Worcester, MA 01605
(508)852-7165Special Education School3.3 mi | 18 students | Gr. 4-11
WorcesterYmca Ctr For Child Development Wee Wuns Prek Kdgn
75 Shore Dr
Worcester, MA 01605
(508)852-6694Daycare / Preschool3.6 mi | 33 students | Gr. K
WorcesterBancroft School
110 Shore Dr
Worcester, MA 01605
(508)853-26403.8 mi | 529 students | Gr. KG-12