text:
Sanborn — 2014 Year End Residential Sales Report
Another year has come to a close and it's time to review just what the heck happened last year in the residential home market in the Lakes Region of N.H. But let's get December out of the way.
In the twelve communities covered by this report there were 83 residential homes that traded hands in December 2014. That number is up from the 72 sales posted in December 2013. That's good. The average price was also up from $236,484 to $301,452. That's good, too, but try not to get too excited...it is a matter of what's selling in the market place rather than huge increases in home values.
For 2014, overall, there were 989 sales residential home sales at an average price of $312,413. The median price point came in at $205,500. That total sales number is off about 5 percent from the 1,041 transactions in 2013. Still not too bad, though. The average price was up from $300,392 to $312,413 and the median was up from $192,000 to $205,500. Just a note: the $312,413 average for 2014 is still 21 percent lower than the $398,717 average sales price posted way back at the peak in 2007. It will take real honest to goodness appreciation in the market place to get back to that level.
This all points to an improving market but also to the fact that there just are slightly more high priced homes selling compared the lower end. In 2013, 52.7 percent of the sales were under $200,000 compared to 47.8 percent in 2014. On the high end, 25.3 percent of the sales were over the $300,000 mark in 2013 while 29 percent exceeded that threshold in 2014. The number of homes that sold between $200,000 and $300,000 only increased 1 percent, from 22 percent in 2013 to 23 percent in 2014. So the detail is in the numbers.
The total residential sales volume for 2014 totaled $308.9 million compared to $312.7 million in 2013. So even though the average sales price was up a bit, it wasn't enough to compensate for the fewer number of sales. But that's OK, it was still a pretty good year!
The time on the market to sell a home increased slightly in all price ranges with the overall days on market increasing from 138 in 2013 to 157 in 2014. That gives you a couple more weeks to get ready to pack.
Laconia by far posted the most residential home sales with 198 transactions, followed by Moultonborough with 130, Meredith with 105, Gilford with 93, and Alton with 92. Center Harbor had the fewest sales with 23, but the highest average sales price at $588,626. The next highest averages were Moultonborough at $472,944 and Meredith at $456,271. Obviously, the high percentage of waterfronts that were sold in those towns bumped the average up some. Gilford's average sales price came in at $366,407, which is lower than I would have guessed. Guess they need to sell a few more Governors' Island properties?
Looking for more affordable homes? Barnstead had the lowest median price point at $154,750 and an average sales price of $177,238. Belmont also might be a good choice with a median price point of $158,000 and an average sales price of $162,673...
So, it was a great year overall! Let's hope 2015 brings continued increases in overall sales numbers and prices!
Last Updated on Friday, 30 January 2015 10:42
Hits: 274
Mark Fernald - Does N.H. have a revenue problem?
As we enter the biennial budget-writing season in the New Hampshire Legislature, many representatives and senators have intoned that we must "live within our means". This glib mantra glosses over the grim reality: over the past dozen or so years, New Hampshire's population and economy have grown, but our revenue has shrunk. Our "means" have increased, but our revenue has not.
Since 2001, New Hampshire's General Fund tax revenue, adjusted for inflation, has fallen 8 percent. During that same time period, our population has grown 5 percent. As a state, we are trying to do 5 percent more with 8 percent less tax revenue. It's not working very well.
Our university system is chronically underfunded. After adjusting for inflation, state funding for the university system has dropped 20 percent since 2001. In-state tuition and fees at UNH are the third highest in the nation. Our students graduate with the highest average college debt in the nation. Many of our talented high school students choose to go to college out of state because they find that it is cheaper to pay out-of-state rates in places like New York, than to pay in-state tuition at UNH. When our young people seek education in faraway places, we are robbing our future.
To attract business to New Hampshire, we need top quality infrastructure. New Hampshire roads and bridges do not make the grade, particularly when you get off the interstates. The problem is declining revenue. Since the gas tax was last raised in 1991, gas tax revenues have declined 20 percent, after inflation. The 4.2 cent per gallon increase in the gas tax that went into effect last year will make up for most of that decline, yet there are Republicans who are working to repeal it.
The number of full-time employees in our Department of Environmental Services has dropped 25 percent in the past 12 years. We can't protect our environment for future generations without people.
Twenty-five years ago, New Hampshire's community mental health system was held up as a model for the rest of the nation. Repeated cuts over the years have damaged the system to the point that the state was sued last year for underfunding. The state has settled that case, and the cost to comply with the settlement agreement will be significant.
Republicans say we can grow our way out of our revenue problem. The numbers don't back them up. Since 2001, real growth in our state GDP has been 15 percent, while inflation-adjusted general fund tax revenue has declined by 8 percent. Recent experience shows us that growing the economy does not result in higher revenues.
Republicans are proposing to cut business taxes by about $85 million. The have not explained what cuts they would make to our bare-bones state budget. Would the University System take another hit, as it did in 2011-2012, during the William O'Brien years? Will they cut community mental health and environmental protection — again?
The New Hampshire Constitution states that government is instituted for the "general good". It also states that each of us is obligated to "contribute his share" to the cost of government. Republicans are so focused on tax cuts that they have lost sight of the general good, and how we pay for it.
We count upon state government for law enforcement, care for the elderly, a system of justice, and many other services.
We also want a state government that invests in the future by building and maintaining infrastructure, protecting the environment, and educating the next generation.
In 2002, the Republican Party adopted a new "pledge" against any new taxes, any tax increases, any new revenue. The result has been a dozen years of cuts in higher education, reduced staff for environmental protection, and a decline in the condition of our roads. These cuts make New Hampshire less attractive to the businesses and young families that are the key to our future.
We cannot cut our way to prosperity. Every government, like every business, must invest for the future. Our legislature is now controlled by people who have no answer to the decline in State revenue other than to make more cuts. This bodes ill for our state and its future.
Last Updated on Friday, 30 January 2015 10:24
Hits: 440
Michael Barone - Are Millennials a new Victorian generation?
Public policymakers and political pundits tend to focus on problems — understandably, because if things are going right they aren't thought to need attention. Yet positive developments can teach us things as well, when, for reasons not necessarily clear, great masses of people start to behave more constructively.
One such trend is the better behavior of the young Americans of today compared to those 25 years ago. Almost no one anticipated it, the exception being William Strauss and Neil Howe in their 1991 book, "Generations," who named Americans born after 1981 the Millennial generation and predicted that "the tiny boys and girls now playing with Lego blocks" — and those then still unborn — would become "the nation's next great Civic generation."
The most obvious evidence of the Millennials' virtuous behavior is the vast decline in violent crime in the last 25 years. The most crime-prone age and gender cohort — 15-to-25-year-old males — are committing far fewer crimes than that cohort did in 1990.
Statistics tell the dramatic story. In two decades the murder rate fell 49 percent, the forcible rape rate 33 percent, the robbery rate 48 percent, the aggravated assault rate 39 percent. Government agencies report that sexual assaults against 12-to-17-year-olds declined by more than half, and violent victimization of teenagers at school declined 60 percent.
Binge drinking by high school seniors is lower than at any time since 1976, and sexual intercourse among ninth graders and the percentage of high school seniors with more than three partners has declined.
There has been much ado about rape on college campuses today, with President Obama among others stating that one in five women students will be raped or sexually assaulted. But that statistic is based on a bogus survey, covering just two colleges, with self-selected rather than randomly selected respondents and a laughably broad definition of "sexual assault." A recent Justice Department report showed that the rate rape on campus was not 20 percent but 0.6 percent.
And today's young are better behaved despite what blind statistical trends might seem to hint at. Compared to the young Americans of 1990, their ranks include a higher percentage of Hispanics and blacks, who statistically tend to have above-average crime rates. Today's young are also more likely to come from single-parent households — another high-risk factor. Demographics suggested there would be more bad behavior. Instead, there is much less.
What accounts for this virtuous cycle? I am inclined to give some credit to better police tactics and welfare reform, the great positive conservative policy successes of the 1990s. Others might credit the Clinton administration's increase in the Earned Income Tax Credit or bipartisan-supported education reforms. But partisan explanations, though plausible, seem inadequate.
I think what we are seeing is a mass changing of minds, something like the movement in Victorian England toward what historian Gertrude Himmelfarb described as "the morality that dignifies and civilizes human beings."
My theory is that young people do what is expected of them, in two senses of the word "expected". One is statistical expectation. Americans in 1990 expected young people, especially from disadvantaged backgrounds, to commit lots of crimes. They had been doing so, after all, for 25 years. But Rudy Giuliani and others adapting his methods reduced crime dramatically, and statistical expectations rapidly changed.
The other sense of the word "expected" is moral expectation. A parent tells a boy he is expected not to shoplift, bully, rob, rape or kill. She tells a girl she is expected not to sleep around or get pregnant. The parents of the last 25 years grew up in years of high crime, high divorce and high unmarried births. Evidently they wanted — expected — something better from their own children.
It's true that unmarried parenthood has risen. But teen births, like violent crime, have been in sharp decline. Now the latest statistics tell us that birth rates are, unusually, up among married women and down among unmarried women.
There remain stark differences between the experiences and behaviors of high-education and -income and low-education and -income Americans, as Charles Murray showed in his 2012 book, "Coming Apart." But perhaps they are starting to converge.
Liberals and conservatives often assume that moves away from traditional moral rules must inevitably continue. How can you keep them down on the farm once they've seen "Paree?"
But today's America, like Victorian England, shows that virtuous cycles are possible as well. People can learn from experience, and those who have seen the downside of bad behavior may choose to behave better.
(Syndicated columnist Michael Barone is senior political analyst for The Washington Examiner, is a resident fellow at the American Enterprise Institute, a Fox News Channel contributor and co-author of The Almanac of American Politics.)
Last Updated on Wednesday, 31 December 1969 07:00
Hits: 376
Jim Hightower - Whining Wall Street banker pleads for pity
J.P. Morgan was recently socked in the wallet by financial regulators who levied yet another multi-billion dollar fine against the Wall Street baron for massive illegalities.
Well, not a fine against John Pierpont Morgan, the man. This 19th-century robber baron was born to a great banking fortune and, by hook and crook, leveraged it to become the "King of American Finance." During the Gilded Age, Morgan cornered the U.S. financial markets, gained monopoly ownership of railroads, amassed a vast supply of the nation's gold and used his investment power to create U.S. Steel and take control of that market.
From his earliest days in high finance, Morgan was a hustler who often traded on the shady side. In the Civil War, for example, his family bought his way out of military duty, but he saw another way to serve. Himself, that is. Morgan bought defective rifles for $3.50 each and sold them to a Union general for $22 each. The rifles blew off soldiers' thumbs, but Morgan pleaded ignorance, and government investigators graciously absolved the young, wealthy, well-connected financier of any fault.
That seems to have set a pattern for his lifetime of antitrust violations, union busting and other over-the-edge profiteering practices. He drew numerous official charges — but of course, he never did any jail time.
Moving the clock forward, we come to JPMorgan Chase, today's financial powerhouse bearing J.P.'s name. The bank also inherited his pattern of committing multiple illegalities — and walking away scot-free.
Oh, sure, the bank was hit with big fines, but not a single one of the top bankers who committed gross wrongdoings were charged or even fired — much less sent to jail.
With this long history of crime-does-pay for America's largest Wall Street empire, you have to wonder why Jamie Dimon, JPMorgan's CEO, is so P.O.'d. He's fed up to the tippy-top of his $100 haircut with all of this populistic attitude that's sweeping the country, and he's not going to take it anymore!
Dimon recently bleated to reporters that, "Banks are under assault." Well, he really doesn't mean or care about most banks — just his bank. Government regulators, snarls Jamie, are pandering to grassroots populist anger at Wall Street excesses by squeezing the life out of the JP Morgan casino.
But wait — didn't JPMorgan score a $22 billion profit last year, a 20 percent increase over 2013 and the highest in its history? And didn't those Big Bad Oppressive Government Regulators provide a $25 billion taxpayer bailout in 2008 to save Jamie's conglomerate from its own reckless excess? And isn't his Wall Street Highness raking in some $20 million in personal pay to suffer the indignity of this "assault" on his bank. Yes, yes and yes.
Still, Jamie says that regulators and bank industry analysts are piling on JPMorgan Chase: "In the old days," he whined, "you dealt with one regulator when you had an issue. Now it's five or six. You should all ask the question about how American that is," the $20-million-a-year man lectured reporters, "how fair that is."
Well, golly, one reason Chase has half a dozen regulators on its case is because it doesn't have "an issue" of illegality, but beaucoup illegalities, including deceiving its own investors, cheating more than two million of its credit card customers, gaming the rules to overcharge electricity users in California and the Midwest, overcharging active-duty military families on their mortgages, illegally foreclosing on troubled homeowners and ... well, so much more.
So Jamie, you should ask yourself the question about "how fair" is all of the above. Then you should shut up, count your millions and be grateful you're not in jail.
From John Pierpont Morgan to Jamie Dimon, the legacy continues. Banks don't commit crimes. Bankers do. And they won't ever stop if they don't have to pay for their crimes.
(Jim Hightower has been called American's most popular populist. The radio commentator and former Texas Commissioner of Agriculture is author of seven books, including "There's Nothing In the Middle of Road but Yellow Stripes and Dead Armadillos" and his new work, "Swim Against the Current: Even Dead Fish Can Go With The Flow".)
Last Updated on Wednesday, 28 January 2015 11:28
Hits: 400
Pat Buchanan - Against terrorism but for what? - 856
Following the Charlie Hebdo massacre, Prime Minister Manuel Valls said that France "is at war with terrorism, jihadism and radical Islamism." This tells us what France is fighting against.
But what is France fighting for in this war on terror? For terrorism is simply a tactic, and arguably the most effective tactic of the national liberation movements of the 20th century.
Terrorism was used by the Irgun to drive the British out of Palestine and by the Mau Mau to run them out of Kenya. Terrorism, blowing up movie theaters and cafes, was the tactic the FLN used to drive the French out of Algeria.
The FALN tried to assassinate Harry Truman in 1950 at Blair House, shot up the House of Representatives in 1954, and, in 1975, blew up Fraunces Tavern in New York where Washington had bid his officers farewell. The FALN goal: Independence from a United States that had annexed Puerto Rico as the spoils of war in its victory over Spain.
What did the FLN, FALN, Mau Mau, Irgun and Mandela's ANC have in common? All sought the expulsion of alien rule. All sought nations of their own. All used terrorism for the same ends as Uighurs do in China and Chechens do in the Caucasus.
Osama bin Laden, in his declaration of war upon us, listed as his casus belli the presence on the sacred soil of Saudi Arabia of U.S. troops and their "temple prostitutes." He wanted us out of his country.
What are Valls' terrorists, jihadists and radical Islamists fighting for? What are the goals of ISIS and al-Qaida, Boko Haram and Ansar al-Sharia, the Taliban and al-Shabab?
All want our troops, our alien culture and our infidel faith out of their lands. All seek the overthrow of regimes that collaborate with us. And all wish to establish regimes that comport with the commands of the Prophet.
This is what they are recruiting for, killing for, dying for. We abhor their terror tactics and deplore their aims, but they know what they are fighting for. What are we fighting for?
What is our vision that will inspire Muslim masses to rise up, battle alongside us, and die fighting Islamists? What future do we envision for the Middle East? And are we willing to pay the price to achieve it?
Comes the reply: America is fighting, as always, for democracy, freedom and the right of peoples to rule themselves.
But are we? If democracy is our goal, why did we not recognize the election of Hamas in the Palestinian territories, or of Hezbollah in Lebanon? Why did we condone the overthrow of the elected regime of Mohammad Morsi in Egypt? Why do we not demand democracy in Saudi Arabia?
But hypocrisy is the least of our problems. The real problem is that hundreds of millions of Muslims reject our values. They do not believe all religions are equal. They do not believe in freedom of speech or the press to blaspheme the Prophet. Majorities in many Islamic countries believe adulterers, apostates, and converts to Christianity should be lashed, stoned and beheaded.
In surveys, the Muslim world not only rejects our presence and puppets, but also our culture and beliefs. In a free referendum they would vote to throw us out of the region and throw the Israelis into the sea.
For many in the Mideast collaboration with America is a betrayal. And our presence spawns more terrorists than our drones can kill.
This week Valls conceded there are "two Frances," adding, "A territorial, social, ethnic apartheid has spread across our country."
Have her five million Muslims become an indigestible minority that imperils the survival of France? Have France and Europe embraced a diversity more malignant than benign, possibly leading to a future like the recent past in Palestine, Cyprus, Lebanon, Sri Lanka and Ukraine?
T. S. Eliot said, to defeat a religion, you need a religion.
We have no religion; we have an ideology — secular democracy. But the Muslim world rejects secularism and will use democracy to free itself of us and establish regimes that please Allah.
In the struggle between democracy and Allah, we are children of a lesser God. "The term 'democracy,'" wrote Eliot, "does not contain enough positive content to stand alone against the forces that you dislike — it can easily be transformed by them. If you will not have God ... you should pay your respects to Hitler or Stalin."
Germany used democracy to bring Hitler to power. Given free elections from Morocco to Mindanao, what kind of regimes would rise to power? Would not the Quran become the basis of law?
If Charlie Hebdo were a man, not a magazine, he would be torn to pieces in any Middle East nation into which he ventured. And what does a mindless West offer as the apotheosis of democracy?
Four million French marching under the banner "Je Suis Charlie."
Whom the gods would destroy ...
(Syndicated columnist Pat Buchanan has been a senior advisor to three presidents, twice a candidate for the Republican presidential nomination and the presidential nominee of the Reform Party in 2000. He won the New Hampshire Republican Primary in 1996.)
Last Updated on Tuesday, 27 January 2015 10:05
Hits: 347


text:
JohnM: I stand corrected... The prestige distance extends up to the center of the wheel.http://kia-buzz.com/peter-schreyer-sketches-the-design-elements-that-define-a-luxury-sedan-–-kia-k9/
JohnM: Theo, the "a" in your tweet is called the prestige distance according to Peter Schreyer. Found it in a Kia blog.
Banu: At last, sooemne comes up with the "right" answer!
heheh: Alto800 sedan?
fffhhjf: Can you render the new Alfa Romeo Giulia from this teaser:http://www.focusmotori.it/wp-content/uploads/2014/05/Alfa-Romeo-Giulia-2015-pianale.png
Think it's about time manufacturers bring back genuine three-doors shooting brake variant.
Copyright ®2010 - Theophilus Chin - Log in

subset: commoncrawl


text:
This inn sits at the top of a hill overlooking Grays Harbor and both the Chehalis and Wishkah rivers.Enjoy watching the boats go by from your room. Breakfast is served in the sunporch overlooking the city and the harbor.The estate was built in 1905 and is filled with turn-of-the-century antiques.A historic walking tour is included in you stay, along with a large country breakfast.Coloniel Revival stlye.Each room with a private bath,t.v.,and a view.Close to beaches, golf, and the rain forest.
Score Breakdown based on
151 Reviews
4.2 on June 08, 2015
Room had a lovely view of harbor and was well-appointed. Nice touch to have tea & coffee maker in room. Snacks were available in the afternoon, though I didn't have any. Breakfast was delicious and beautifully presented in the sun room which faced the harbor. Host was friendly and helpful with suggestions and conversation.
5 on June 06, 2015
Spur of the moment stay and it was wonderful! From the time we arrived until the time we left we were talking about what a great place this was to stay.
4.2 on May 15, 2015
A gracious hostess and outstanding breakfasts!
5 on May 11, 2015
Totally delighted with our stay at A Harbor View. Gracious host and wonderfully accommodating service. Thanks!
5 on May 04, 2015
A Harbor View Inn had beautiful, spacious bedrooms and a few large common areas and a small kitchen for guests to use. Breakfast each day was a delight. Cindy was a most gracious host. I was there for 3 nights and would recommend it to anyone looking for a place to stay in the Aberdeen, WA area.
5 on April 02, 2015
We were a late arrival and Cindy accommodated us with cheerfulness, welcoming her to her B&B kindly. The room was large and has big windows that let in lots of light. Very happy with our stay at this B&B.
5 on February 24, 2015
Wonderful experience,planning a return trip with daughter &son in law. Only regret didn't stay an additional day.
5 on February 20, 2015
Hospitality plus, spacious beautifuly appointed room, and a scrumptious breakfast served in a room with a view. A gem worth experiencing!
4.4 on February 16, 2015
This is probably the very best place to stay in Aberdeen. It was a great price and the decor featured very beautiful antique furniture. The view over the foggy harbor at breakfast time was inspiring and the food was delicious and fresh! I loved Aberdeen so much and this place helped to bring my trip up to that next level.
5 on October 06, 2014
We couldn't have been more pleased with our stay at the Harbor View Inn. Hospitality was warm and welcoming. It was almost as if we were visiting family. Our hostess, Cindy, was very friendly and informative about her home. Very comfortable and the breakfast was delicious. Wish we could have stayed longer. Hope to be back. Would highly recommend the Harbor View.
harbor, rivers, rainforest, Vista oceano, Small town
Seattle, WA (SEA-Seattle Tacoma) 95 miles
Take I-5 SOUTH TO HIGHWAY 8 to downtown Aberdeen, turn right(at Pizza Hut if going north on 101) or left(2 blocks past Safeway if going south on 101) on Broadway, go north up hill.Left on Belaire/11th Street. 2nd house on left. Check-in at 111 door.
Antique Shopping, Aquarium, Art Galleries, Beach, Casino, Concert venue, Gourmet/Fine Dining, Historical interests, Lake, Movie Theater, Museum, National/State parks, Nature area, Ocean, Performing Theater, Picnic area, Religious Services, River
Board games, CD player, Computer, Conference Rooms, Copier, Fax Machine, Fireplace, Library, Private entrance, TV Video games, Telephone, Videos, Wired internet , Organic Snacks
Alarm clock, Amenities Basket, Bath robes, Coffee/Tea facilities, DVD Player, Desk, Fridge, Hairdryer, Internet Service, Ironing Board, Microwave, Radio, Satellite/Cable TV, TV, VCR, Wi-Fi
Bicycle rental, Bird watching, Boating, Canoeing, Fishing, Golfing, Hiking trails, Horseback riding, Horseshoes, Hunting, Kayaking, Sailing, Shopping, Sight-seeing, Swimming, Tennis courts, Video Arcade, Water sports, Whitewater Rafting
Cindy Lonn
English, Spanish
I have a degree in Fashion Design. I enjoy sewing, stenciling, crafts, history, walking, and redecorating the house with antiques. I have been busy turning the yard into an English garden. Every year more plants are added.
Low fat , Restrictive , Vegetarian


text:
Free Shipping On Orders Over $75
Dancing Lady Orchid w/Vase Arrangement - - - - White
Capable of bringing a ray of sunshine to the darkest corners, this lively Dancing Lady brightens any area it adorns. Standing a robust 25" high, it's makes an ideal decoration for a kitchen, office, reception area, or anywhere a smile is needed. Cascading green fronds and a glass vase (complete with faux water and river rock) make this a must-have. Height= 25 In. X Width= 14 In. X Depth= 14 In.
Customers Also Purchased
Recently Viewed Items
At QualitySilkPlants.com we want you to be thrilled about your purchase and offer a 100% Guarantee. Click here to read more...
Featured on:
ABC's Extreme Makeover: Home Edition
We supplied the Rainford family with artificial trees and plants for their new home. View here...
6' Ficus Silk Tree - SPECIAL!
Price: $199.99
Sale Price: $79.99
7.5" Assorted Greenery Arrangements in Ceramic Pots (4 in set)
Price: $29.99
Sale Price: $19.99
6' Bamboo Tree
Price: $275.00
Sale Price: $139.99
Pothos Hanging Basket UV Resistant (Indoor/Outdoor)
Price: $175.00
Sale Price: $86.99
(Indoor/Outdoor) Bougainvillea Hanging Flower Basket UV Resistant
Price: $153.30
Sale Price: $79.70
Copyright 2004 - 2015 QualitySilkPlants.com All Rights Reserved.
*Free shipping is for the lower 48 U.S. states only. Please see our shipping page for rates to Alaska and Hawaii.
Dancing Lady Orchid w/Vase Arrangement


text:
We are grateful to Henk Berkman, the editor, and an anonymous referee for their suggestions in improving the article. We would like to personally thank Rob Arnott and Jason Hsu for helpful discussions and comments on an earlier version of the paper and Phillip Turvey and Thanh Huynh for providing excellent research assistance. The comments of participants at the Macao International Symposium on Accounting and Finance 2011, India Finance Conference 2011 and Griffith Business School seminar are also acknowledged.
Original Article
Does fundamental indexation lead to better risk-adjusted returns? New evidence from Australian Securities Exchange
Article first published online: 14 MAR 2013
DOI: 10.1111/acfi.12016
© 2013 The Authors Accounting and Finance © 2013 AFAANZ
Accounting & Finance
Volume 54, Issue 3, pages 699–728, September 2014
Additional Information
How to Cite
Basu, A. K., Forbes, B. (2014), Does fundamental indexation lead to better risk-adjusted returns? New evidence from Australian Securities Exchange. Accounting & Finance, 54: 699–728. doi: 10.1111/acfi.12016
Publication History
- Issue published online: 23 SEP 2014
- Article first published online: 14 MAR 2013
- Manuscript Accepted: 31 JAN 2013
- Manuscript Received: 23 APR 2012
Options for accessing this content:
- If you are a society or association member and require assistance with obtaining online access instructions please contact our Journal Customer Services team.
- If your institution does not currently subscribe to this content, please recommend the title to your librarian.
- Login via other institutional login options http://onlinelibrary.wiley.com/login-options.
- You can purchase online access to this Article for a 24-hour period (price varies by title)
- If you already have a Wiley Online Library or Wiley InterScience user account: login above and proceed to purchase the article.
- New Users: Please register, then proceed to purchase the article.
Login via OpenAthens
Search for your institution's name below to login via Shibboleth.
Registered Users please login:
- Access your saved publications, articles and searches
- Manage your email alerts, orders and subscriptions
- Change your contact information, including your password
Please register to:
- Save publications, articles and searches
- Get email alerts
- Get all the benefits mentioned below!


text: Creativity starts in a deep place within you; the place where heart, truth, and art collide; that is where you create from. Creative excellence, whether within a team or in personal pursuits, is fostered through discovery, authenticity, freedom, vision for what is yet to come, and a certain sense of reckless abandon to the normative boundaries that exist. These norms …Read more


text:
Schools funds chief: 'Prove that you're good'
It is almost a year since education secretary Michael Gove announced the Priority Schools Building Programme to improve the condition of England's school buildings.
You are currently viewing an incomplete version of this article. If you have already signed up then please log in or register »
If you are a non-subscriber please sign up for guest access to read this story and other selected
content or subscribe for full access now..
Subscribe & get instant access


text:
|Artist: Various
(Save 27%)
$13.03 + Free Shipping
What are Rakuten Super Points™?
Get rewarded when you shop! Earn 1 point per dollar spent. That's like getting cash back on every purchase. Easy to see matured points in checkout. Use points just like cash.Learn More
More Buying Options
Seller Information
Learn more about Golden Age Of American Popular Music:
Format: CD
Manufacturer: Phantom Sound & Vision
Sku: 208385419
Release Date: 7/3/2008
See more in Country
Song Listing
Disc 1
Song Title
1. Honky Tonk Man ~ Johnny Horton
2. Fraulein ~ Bobby Helms
3. Caribbean ~ Mitchell Torok
4. Don't Take Your Guns To Town ~ Johnny Cash
5. Why I'm Walkin' ~ Stonewall Jackson
6. Geisha Girl ~ Hank Locklin
7. I Can't Stop Loving You ~ Don Gibson
8. Alone With You ~ Faron Young
9. Fallen Star, A ~ Jimmy C. Newman
10. Invitation To the Blues ~ Ray Price
11. Tender Years ~ George Jones
12. Blue Boy ~ Jim Reeves
13. Mom and Dad's Waltz ~ Patti Page
14. Tennessee Stud ~ Eddy Arnold
15. My Last Date (With You) ~ Skeeter Davis
16. San Antonio Rose ~ Floyd Cramer
17. Don't Worry ~ Marty Robbins
18. I'll Have Another Cup of Coffee (Then I'll Go) ~ Claude Gray
19. Comancheros, The ~ Claude King
20. She's Got You ~ Patsy Cline
21. Shame On Me ~ Bobby Bare
22. If A Woman Answers (Hang Up The Phone) ~ Leroy Van Dyke
23. Three Hearts In A Tangle ~ Roy Drusky
24. Wings Of A Dove ~ Ferlin Husky
25. Saginaw, Michigan ~ Lefty Frizzell
26. Mama Sang A Song ~ Bill Anderson
27. Tips of My Fingers, The ~ Roy Clark
28. I've Been Everywhere ~ Hank Snow
Album Notes and Credits
Notes & Personnel Info
|This interesting compilation assembles 28 country hits that also crossed over to the pop charts between 1953 and 1963 -- albeit usually charting far lower on the pop side and stopping well short of the Top 40. It should be clarified at the outset that despite the somewhat similar titles and concept, this is an entirely different CD than another anthology on the Ace label, The Golden Age of American Rock 'n' Roll: Special Country Edition. That disc had plenty of country hits that were really big pop hits (? la Marty Robbins' "El Paso"), some of which are still played on oldies radio. The Golden Age of American Popular Music: The Country Hits, in contrast, has very few such items, with exceptions here and there like Patsy Cline's "She's Got You" and Johnny Cash's "Don't Take Your Guns to Town." What this collection does do is give you a pretty good cross section of country music as it moved away from hillbilly roots to more commercial, poppier, and more slickly produced sounds, though these particular cuts hardly sound slick per se. Many of country's greatest, and certainly most popular, singers of the era are represented, including Cline, Cash, Robbins, Jim Reeves, Ray Price, Bobby Bare, Lefty Frizzell, Roy Clark, Hank Snow, Eddy Arnold, Floyd Cramer, and Faron Young. To the pop and rock fan, however, there aren't as many songs that will stand out as there are on The Golden Age of American Rock 'n' Roll: Special Country Edition; even the quite thorough liner notes admit that "most of the inclusions here are of a gentler nature than those on its sister CD." But there are some actual classics on the track list, including Johnny Horton's "Honky Tonk Man"; Don Gibson's "I Can't Stop Loving You," later covered for a huge pop hit by Ray Charles; and Ferlin Husky's "Wings of a Dove." There are also some items worth hearing for their sheer offbeatness, such as Skeeter Davis' "My Last Date (With You)," a sort of vocal version/answer song to Floyd Cramer's huge hit "Last Date," and Cramer's own Top Ten pop instrumental cover of Bob Wills' "San Antonio Rose." ~ Richie Unterberger
Technical Info
|Release Date : 05/13/2008
|Original Release Date : 2008
|Catalog ID : 1185
|Label : Ace (Label)
|Number of Discs : 1
|Studio/Live : Studio
|Mono/Stereo : Stereo
|SPAR Code : n/a
Professional Reviews
Record Collector (magazine)
- 3 stars out of 5 -- "[A] second run through reveals some great songs underneath the Nashville Sound; material ready to be rescued by a back-to-basics movement."
- 3 stars out of 5 -- "[A] second run through reveals some great songs underneath the Nashville Sound; material ready to be rescued by a back-to-basics movement."
View all buying options for Golden Age Of American Popular Music
45-Day RETURNS
The Golden Age of American Popular Music: The Country Hits
+ $2.98 shipping
Shipping: Usually ships in 1 to 2 business days
Condition: Brand New
All products are BRAND NEW and factory sealed. Fast shipping with tracking and delivery confirmation! 100% Satisfaction Guaranteed.
Shipping: Usually ships in 1 to 2 business days
Condition: Brand New
All our items are brand new - Ships directly from our Warehouse in California - Estimated delivery time: 5-7 days after shipment.
+ $2.98 shipping
Shipping: Usually ships in 1 to 2 business days
Condition: Brand New
About the Seller
Seller Description
Blow It Outa Here: offers a wide selection of CDs, DVDs, Blu-Rays, Video Games, and Accessories. Shop and save on new release music, movies, TV on DVD, rock, urban, country, classical, jazz and hard to find artists and titles.
Marketplace Guarantee ClaimBuyers should receive Marketplace items in the condition that they were listed. We ask buyers to first contact the seller to give them a chance to address any issues. If the seller does not respond or if the issue is not addressed to the customer's satisfaction buyers can rely on our Rakuten.com Marketplace Guarantee Claim which, covers the first $750 of every purchase... read more
Returns Policy
Your satisfaction guaranteed! All returns and exchanges require a Return Authorization Number. Please contact us within 45 days providing your order number, the specific problem and the reason for the return. If you decide within 45 days that you do not want the product you purchased, you may return...read more
Shipping Info
When you order a Marketplace item, sellers ship items within two business days of the completed order. Shipping times for Marketplace items are as follows:
Standard Shipping: 3 to 9 business daysIf you have any questions regarding your Marketplace shipment we ask that you contact the seller directly. The seller's contact information can be found in the order detail located in your My Account or in the email we send to you confirming the purchase of this order...read more
Expedited Shipping: 2 to 6 business days
Expedited Shipping: 2 to 6 business days
Recent Feedback


text:
Revision history of "JHtmlJGrid::orderUp/1.6"
View logs for this page
There is no edit history for this page.
This page has been deleted. The deletion and move log for the page are provided below for reference.
- 17:20, 7 May 2013 Wilsonge (Talk | contribs) deleted page JHtmlJGrid::orderUp/1.6 (content was: "__NOTOC__ =={{JVer|1.6}} JHtmlJGrid::orderUp== ===Description=== Creates a order-up action icon. {{Description:JHtmlJGrid::orderUp}} <span class="editsection" s..." (and the only contributor was "Doxiki2"))


text:
Cheer "Hook 'em, Horns!" while wearing this Texas Longhorns Juniors Tank White. Whether you're cheering for them from Darrell K. Royal – Texas Memorial Stadium or at home, you'll be in the right spirit with this top. Made of 100% cotton, this orange and white striped T-back tank features the team's helmet on the front along with the words "Texas Longhorns Football." The thick straps and rounded hem on this tank top, which hits below the hip, keep you comfy and cute.
Material: 100 % Cotton
Wide straps
Closure Style: Pullover
Garment Length: Below hip
other Info.
- Item can be gift wrapped.
- Imported


text:
Closed Circuit TV System Accessories
1 Result Found that Includes 1 Product
How can we improve the Search Experience?
Product availability based on selecting either shipping or pick up and a location. Dismiss
Ship or Pickup Enter Location
- IR Repeater KitIR Repeater Kit
- Item # 25DU19
- Mfr. Model # IRRPTKIT
IR Repeater Kit, Power Consumption 200mA, Voltage Rating 12VDC, IR Reciever and Transmitter for a Remote...More
Price $91.55 / each
+Add to list
Catalog Page # NA
Note: Product availability is real-time basis and adjusted continuously. The product will be reserved for you when you complete your order. More


text:
Gunmetal Black Ep 01
episode 14.25 / 5.00 4,041 Views
Lucina's First Day
A look at the first day of Lucina in Super Smash4.22 / 5.00 12,689 Views
BATMAN v SUPERMAN final showdown
SPOILERS!!4.16 / 5.00 11,642 Views
I love it... I watched this when it first came out... and i still love it. This is what flash was all about. Simple, sweet, and to the point. Going to watch the other steps before the end of 2013.
P.S. I love that this was the real start to the story. Before, we didn't know the names, but now we do Doki(the cat) and Nabi(the rabbit).
really cute
so cute
and most of all
poke balls
rofl the pokeball
Great but at the same time it`s kinda embrassing to watch....


text: When it comes to destinations for romantic weekend vacations, Arkansas has it all–gorgeous scenery, indoor and outdoor activities and romantic getaway packages and deals that make it easy and affordable to have a great time. Browse the romantic getaway packages and offers below to find vacation ideas and plan romantic weekend vacations in Arkansas. Find Deals and Coupons Start Date: End Date: And/Or City: Any City Bella Vista Bentonville Bismarck Clarksville Compton Cotter Eureka Springs Fayetteville Flippin Fort Smith Gilbert Glenwood Hot Springs Jasper Jersey Jessieville Jonesboro Kingston Kirby Lake Village Little Rock Magnolia Marshall Mena Midway Mount Ida Mountain Home Mountain View North Little Rock Ozark Paris Ponca Rogers St. Joe Star City Wickes Wynne Yellville Keywords: Area: Any Region Central Lower Delta North Central Northwest Southwest Upper Delta Lakes/Rivers: Any Lake/River Arkansas River (Okla. to Little Rock) Beaver Lake Buffalo National River Bull Shoals Lake Cane Creek Lake Cossatot River Kings River Lake Austell Lake Chicot Lake Greeson Lake Hamilton Lake Ouachita Little Missouri River Moro Bay Lake Norfork Lake Ouachita River (Upper) Table Rock Lake White River (Bull Shoals Lake to Newport) Price: pricelow Low pricehigh High Sort By: ending Ending Soonest city City title Alphabetical SEARCH [ Reset All Qualifications ] Key: Deals Coupons Valentine Special Getaway From: Eureka Springs Hideaway, Eureka Springs, AR Offer: Romantic Valentine's Day getaway including a carriage ride and Champagne. Price: $395 Expiration Date: 3/20/2016 DETAILS Romantic Getaway Package From: Evening Shade Inn Bed and Breakfast, Eureka Springs, AR Offer: Two nights in a king Jacuzzi suite, dinner and show tickets, private breakfast served in your room, and evening desserts. Price: $389 - $399 Expiration Date: 12/31/2015 DETAILS Signature Spa Package (two nights) at The Austin Hotel and Spa From: Austin Convention Hotel and Spa, Hot Springs, AR Offer: Signature Spa Package with two-night stay at The Austin Hotel and Spa. Price: $385 Expiration Date: 11/30/2015 DETAILS Just the two of us romance package From: Ridge Top Resort & Chapel of the Angels, Eureka Springs, AR Offer: Price: $375 Expiration Date: 8/20/2015 DETAILS Reunions, family get-togethers, wedding groups From: The Border House, Eureka Springs, AR Offer: Best location in Eureka Springs, just steps to downtown, ample off street parking. Price: $375 - $475 Expiration Date: 1/15/2016 DETAILS Birds and wildlife Arkansas.com Deal Special: stay two nights and the third night is $25 off! From: Elva's Cedar Cottage, Yellville, AR Offer: Beautiful and comfortable secluded cottage near the Buffalo National River. Price: $370 Expiration Date: 9/12/2015 DETAILS Gasoline Super-Saver Getaway... A Country Bed & Breakfast Bargain! From: Bartee Meadow Bed & Breakfast, Hot Springs, AR Offer: A bed & breakfast getaway that's easy on your budget! Price: $369 Expiration Date: 7/31/2015 DETAILS Spa Package From: 1908 Ridgeway House Bed & Breakfast, Eureka Springs, AR Offer: Price: $368 - $470 Expiration Date: 8/6/2015 DETAILS Romance Package From: Tiffany's Bed & Breakfast, Bismarck, AR Offer: Treat the one you love to some romance! Price: $360 - $440 Expiration Date: 3/4/2016 DETAILS R & R in Hot Springs From: 1 Gables Inn Bed & Breakfast, Hot Springs, AR 71901, AR Offer: Two nights for two people; includes breakfast, candles, bath, whirlpool, mineral wrap & massage package. Price: $348 - $458 Expiration Date: 5/14/2016 DETAILS Two N Love Elopement Wedding Special From: Ridge Top Resort & Chapel of the Angels, Eureka Springs, AR Offer: Price: $345 Expiration Date: 8/5/2015 DETAILS Free night, slashed rates, charming Ouachita Mountain cottage: waterfall, jet tub, fireplace! From: Willowbrook Cottage, Mena, AR Offer: FREE night, slashed rates, at a storybook ivy-covered stone cottage near Mena. Price: $338 Expiration Date: 8/27/2015 DETAILS Two-night Spa Package at The Austin Hotel and Spa From: Austin Convention Hotel and Spa, Hot Springs, AR Offer: Two-night Spa Package at The Austin Hotel and Spa. Price: $335 Expiration Date: 11/30/2015 DETAILS Romantic Getaways in the Ozarks - as low as $334 per couple (Package A) From: His Place Resort, Cotter, AR Offer: Romantic Getaways in the Ozarks - as low as $334 per couple (Package A) Price: $334 - $524 Expiration Date: 8/17/2015 DETAILS The Affordable Escape... When You've Just Got To Get Away! From: Bartee Meadow Bed & Breakfast, Hot Springs, AR Offer: Price: $329 Expiration Date: 7/31/2015 DETAILS Sweetheart Getaway at Mount Magazine From: Mount Magazine State Park, Paris, AR Offer: Romantic candlelit dinner in Skycrest Restaurant and a room with a Jacuzzi and balcony. Price: $325 Expiration Date: 8/31/2015 DETAILS Time to Get Outdoors From: Ridge Top Resort & Chapel of the Angels, Eureka Springs, AR Offer: Price: $315 Expiration Date: 8/20/2015 DETAILS One-night Indulgence Spa Package at The Austin Hotel and Spa From: Austin Convention Hotel and Spa, Hot Springs, AR Offer: One-night Indulgence Spa Package at The Austin Hotel Price: $310 Expiration Date: 11/30/2015 DETAILS Romantic Ozark Getaway From: Wildflower Bed & Breakfast on the Square, Mountain View, AR Offer: Price: $310 - $384 Expiration Date: 1/31/2016 DETAILS It's Summer Time From: Ridge Top Resort & Chapel of the Angels, Eureka Springs, AR Offer: Price: $305 Expiration Date: 8/15/2015 DETAILS Showing 41 - 60 of 124 Page: « Previous 12345...Next View: 20 per page 50 per page 100 per page


text:
FreeI am Star wars fan! I saw "The return of the Jedi" in 1983 with my friends. At this time, thirteen years old, we drive bicross bicyclette around the Bourgogne forest in France. When i saw the biker scout drive the speeder bike, i feeling like at home! I saw "Star wars" and " The Empire strick back" after in theater. The epopy from George Lucas is like a Jules Verne adventures, near but so far away
FreeI live in Europe, in France. Here we are play soccer, is usual and easy. In june we play tennis like The Roland Garros Paris tennis compétition. But in eighties, something new arrived. The space shuttle, the Rubikk's cube and my friends and me discover news sports like US football and baseball! What this sport with clothes without reclam marked ! The bat in wood, the gloves in leather is very


text:
Thanks for redeeming.{{else}}
Success! Thanks for repurchasing.{{/if}} {{else}} {{#if Expired}}
Increase my visibility!{{else}} {{#if IsMultiPack}}
{{#if HasMultiPack}} You have {{MultiPackCount}} top spot(s) left. Now loading you into the search listings... {{else}} You have used all top spots. Now loading you into the search listings... {{/if}}{{else}}
We are loading you into the search listing pages...{{/if}} {{/if}} {{/if}} {{/if}}
{{Current}} just saw you!{{/if}} {{#if LastTopSpotPurchaseIsMulti }} {{#if HasAnyTopSpot}}
{{#if HasFreeTopSpot }} {{ UnclaimedTopSpotFree }} Free {{/if}} {{#if HasPaidTopSpot }} {{#if HasFreeTopSpot }} & {{/if}} {{ MultiPackCount }} {{/if}} Top Spot{{#if Plural}}s{{/if}} Left{{else}}
0 Top Spot{{#if Plural}}s{{/if}} Left{{/if}} {{else}} {{#if HasFreeTopSpot }}
{{ UnclaimedTopSpotFree }} Top Spot{{#if Plural}}s{{/if}} Left{{/if}} {{/if}} {{else}} {{#if HasResults}}
{{Current}} see you now!{{else}} {{/if}} {{/if}}
You can now invite anyone to meet at your favorite Starbucks.
Limited-time feature
39 year old man | Friendswood, TX, USA | Seeking women 28-43 within 50 miles
Active within 24 hours
Find me a patio and a margarita and I'll show...
Find me a patio and a margarita and I'll show you a good time! Of course good company is always an added bonus. I'm the guy with a garage full of tools and will try to fix something before calling in the pros (I usually succeed ;). I love traveling! Did I mention I love traveling? Weekend road trips to the Hill Country or catching a quick flight to Colorado. Give me a beach! I'm affectionate and enjoy cuddling up for a good movie! I enjoy laughing (at myself), hole in the wall bars, live music at small venues, grilling with friends, and staying healthy. 4-wheeling in the mud, drinking beer around a fire, wake boarding, football, frisbee golf, mud runs. I try and make the best of everyday and do it with good company. Something random... I love a good thunderstorm. I come from humble beginnings, loving parents, and have a past like everybody else! I've had my struggles through the years. With that said I worked hard to achieve my goals and to be in a position where I can give back. I seek what my parents have and the morals they instilled! Moving on... Career, stability (both financially and emotionally), checked! If you're wondering about my age range... So there's a formula out there for a man to determine the youngest he should consider dating. Seriously! Something like take your age, divide it by 2 and add 7. You can't make this stuff up.
Camping , Coffee and conversation , Dining out , Fishing/Hunting , Gardening/Landscaping , Movies/Videos , Museums and art , Music and concerts , Exploring new areas , Nightclubs/Dancing , Playing cards , Playing sports , Political interests , Religion/Spiritual , Shopping/Antiques , Travel/Sightseeing , Watching sports
Basketball, Billiards / Pool, Bowling, Cycling, Dancing, Football, Golf, Hockey, Other types of exercise, Running, Skiing, Soccer, Swimming, Tennis / Racquet sports, VolleyBall, Walking / Hiking, Weights / Machines
I exercise 3-4 times per week.
I have Dogs
I have 3 dogs, Zipper (9), Skunk (6), and Khali (3).
Middle of the Road
Las Vegas, SoBe, Austin Hill country, New Orleans, London, Spain
Game of Thrones, frisbee golf, tennis, biking, yard work, entertaining friends, weekend road trips, Sons Of Anarchy, HGTV, Suits, Sherlock, Anger Management, Big Bang Theory... just a few of my favs!
I enjoy movies, weekend road trips, going to concerts, basketball games, football games, bbq'ing with friends, etc. I also enjoy the water so I love water skiing an wake boarding! I'm from the midwest so of course, snow boarding and down hill skiing.
Series 7, 63, and 55. Religion and the American Culture, The Seven Habits of Highly Effective People
Z{{Cta}} {{#if HasMoreInfo}} ?{{CtaSecondary}} {{/if}}
|What he is looking for
|6'1" (185cms)
|4'10" (147cms) to 5'11" (180cms)
|Body type:
|Athletic and toned
|Slender, About average, Athletic and toned
|No preference
|Dark brown
|No preference
|No Way
|No preference
|Social Drinker
|No preference
|Financial / Accounting / Real Estate
|No preference
I absolutely LOVE my job! I oversee the Middle Office operations of a high frequency investment firm.
|No preference
|No preference
|Have kids:
|Yes, and they sometimes live at home (2)
|No preference
|Wants kids:
|Not sure
|No preference
|White / Caucasian
|Asian, Latino / Hispanic, Native American, Pacific Islander, White / Caucasian
|Christian / Other
|No preference
I am a non-denominational Christian.
|Bachelors degree
|No preference


text:
Question: What lure did George W. Perry use to catch the world record largemouth bass?
Answer: Perry caught the 22 pound, 4 ounce giant on a Creek Chub Fintail Shiner in the Silver Shiner Scale pattern, but bass fanatics were mistakenly led to believe the lunker struck a Wiggle Fish. In 2005, a recorded interview with Perry from 1973 was uncovered in which the angler gave the facts in his own words and voice.


text:
People.com Halloween Party
A Very Hollywood Halloween
Josh Duhamel's drop-dead gorgeous, Miley Cyrus has a bone to pick – plus see who else is psyched for fright night
Credit: Courtesy Miley Cyrus
Updated: Wednesday Oct 30, 2013 | 05:50 PM EDT
More from PEOPLE
Latest News!
- Kim Kardashian West: 'I Don't Do Fillers or Botox When Pregnant'
- Read the Cover Story: Growing Up Kennedy!
Exclusive Family Photos from White House Nanny
- Kourtney Kardashian Steps Out as Photos Surface of Scott Disick Getting Cozy with Another Woman
- How Steven Tyler Got All Fired Up While Filming His New Country Video: 'I Burnt My Eyebrows Off'
- Taylor Swift Has an Early Fourth of July Party – And It's as Amazing as You Think It Would Be


text:
An in-line fluid filter of the multi-piece type having a pair of body sections coaxially secured to each other. A filter element is fixedly disposed transversely across a filter chamber defined by the body sections intermediate a fluid filter inlet and outlet. This filter element includes an annular mounting flange interposed between mating annular body section end faces. A generally cup-shaped filter element support is fixedly located on at least the outlet side of the filter element and is dimensioned so that the filter element is at least partially received in the cup-shaped area thereof. This support includes an annular mounting rim which is also interposed between the body section end faces. The support allows the filter to experience greatly increased fluid pressure differentials across the filter element. The filter element mounting flange and the support mounting rim are dimensioned to at least extend to the outside diameter of the mating body section annular end faces. The body sections are rigidly affixed to each other at the end faces by means of a fusion type weld with at least a portion of the filter element mounting flange and the support mounting rim comprising a filler material for the weld to assist in producing a joint of high integrity. A pair of the filter element supports may be advantageously employed wherein the supports are in an opposed relationship to each other having the filter element positioned therebetween.
1. A filter assembly comprising: a filter body having an axial passage therethrough between opposite body ends, a filter cavity in said body intermediate said ends and being intersected by said passage, a filter element positioned in said cavity across said passage, said filter element having a peripheral flange and being pleated to have fold areas extending outwardly on both sides of the plane of said flange, cup-shaped filter element supports positioned on opposite sides of said filter element and having said fold areas received therein, said filter element and said filter element supports being of metal wire mesh and said supports having a greater porosity than said filter element, said filter element supports having peripheral flanges positioned against opposite sides of said filter element peripheral flange, said filter body including a pair of body sections having end faces between which all of said peripheral flanges are received, and said body sections being fusion welded together at said end faces with said peripheral flanges being fusion welded together and to said end faces.
2. The filter assembly as defined in claim 1 wherein said filter body, said filter element and said filter element supports are all of the same type of metal.
This application pertains to the art of filters and more particularly to fluid type filters.
The invention is particularly applicable to an in-line type welded filter design and will be described with particular reference thereto. However, it will be appreciated by those skilled in the art that the overall invention has broader applications and could be adapted to use for other applications in different environments.
Heretofore, there have been quite a number of different types and styles of fluid filters, including in-line type fluid filters. Among these have been the so-called multi-piece welded filter constructions wherein a pair of filter body sections are disposed in an end to end relationship with a filter element interposed and partially captured therebetween. The two filter body sections are welded together peripherally around end face or shoulders. Such welding also fixedly retains the filter element in position generally transverse across a filter chamber defined internally of the body sections. The body sections each include means for conveniently installing the filter in a fluid system so that fluid entering the fluid inlet will be filtered prior to exiting from the filter outlet.
Prior welded type in-line filters have utilized various filter element constructions, including those of a pleated or accordian configuration. In such filter element configurations, the filter element material is formed to have a plurality of closely spaced alternating folds with the filter material between adjacent folds extending generally longitudinally of the filter itself. This increases the surface area of the filter element material exposed to fluid passing through the filter, and thus enhances filter efficiency.
While the above noted multi-piece welded fluid filters have found use and acceptance in a wide variety of fluid or liquid filtering environments and systems, certain problems are encountered when these filters are installed in high pressure fluid systems and/or subjected to differential fluid pressures. These prior filter constructions have typically been able to withstand a maximum differential pressure across the filter element on the order of magnitude of approximately 50 psi. Differential pressures are typically encountered when the filter element begins to clog, when there are high surge pressures in the system, when a high fluid flow or a viscous liquid flow is involved and when there is a pulsating type of fluid flow in the system. In the event the pressure differential across the filter element exceeds the allowable maximum, the filter element itself can be permanently damaged so that it is ineffective for its fluid filtering function.
In addition, when filters of the multi-piece welded type are subjected to high fluid pressures, i.e., on the order of magnitude of 6000 psi or so, it is particularly necessary and desirable to have the fitting body sections interconnected in a manner that will insure a connection of high integrity. Without such a connection, it is possible that the filter may fail at less than the rated pressure capabilities.
The present invention contemplates a new and improved device which overcomes these problems and others and provides a new and improved in-line fluid filter of the multi-piece welded type which is simple, reliable at elevated operating pressures, increases the allowable differential pressure across the filter element and which is readily adapted to use in a number of fluid or liquid environments.
In accordance with the present invention, there is provided an in-line fluid filter which includes a filter body comprised of first and second body sections disposed longitudinally of each other and defining an internal, generally cylindrical filter chamber therebetween. The first body section includes a fluid inlet extending inwardly from one end thereof and opening into an enlarged area defining one portion of the fluid chamber adjacent the first body section other end. This first section other end also includes a first end or connecting face disposed in a plane normal to the filter body longitudinal axis. The second section other end has a second end or connecting face dimensionally compatible with the first end face and disposed in a plane normal to the filter body longitudinal axis. A fluid filter element having a filter portion extends at least substantially transversely across the filter chamber. This filter element includes a mounting flange generally coplanar with the filter portion, extending peripherally therearound and interposed between the first and second end faces. At least one filter element support extends across the filter chamber on the downstream side of the filter portion with at least a portion of the support also interposed between the first and second end faces. The first and second body sections are rigidly affixed to each other at the first and second end faces by weld means with the filter element and support fixedly positioned in the filter chamber.
In accordance with another aspect of the present invention, the filter support has a generally cup-shaped configuration with a greater porosity than the filter element filter portion. The filter portion is at least partially received in the cup-shaped configuration. The filter support further includes a peripheral flange or rim dimensioned to be received between the first and second end or connecting faces.
According to a further aspect of the present invention, the filter element mounting flange and the filter element support flange or rim extend outwardly to at least the outside dimension of the first and second end or connecting faces. During filter assembly, the filter element mounting flange and filter element support flange or rim are integrally welded with the first and second or connecting faces to enhance the integrity of the joint therebetween. In the preferred arrangement, the first and second body sections are fusion welded together with the mounting flange and support flange or rim acting as a filler material at the weld area.
According to a still further aspect of the present invention, a pair of substantially identical cup-shaped filter supports are utilized and are disposed in an opposed relationship to each other on opposite sides of the filter element filter portion. The supports are positioned in a manner such that the filter portion is at least partially received in the cup-shaped area of each support.
In accordance with a preferred form of the present invention, at least the filter element filter portion is configured to have a plurality of closely spaced alternating fold areas thereacross. The filter material between consecutive fold areas extends generally longitudinally of the filter body.
In accordance with another aspect of the present invention, the body sections each include a wrench flat area. Each of these areas is dimensioned to extend further radially outward than an axial portion of the associated body section side wall adjacent the end or connecting face thereof. This feature allows an identifying band to be received around the body section portions and over the area of the joint therebetween in a manner such that when a wrench flat is applied to either of the wrench flat areas, it will not interfere with or deface the identifying band.
The principal object of the present invention is the provision of a new and improved in-line type fluid filter of the multi-piece welded type.
Another object of the present invention is the provision of a new and improved fluid filter of the above type which is capable of withstanding an increased pressure differential across the filter element.
Still another object of the present invention is the provision of a new and improved fluid filter of the above type in which the welded joint between abutting end faces of longitudinally aligned body sections has increased integrity.
Still other objects and advantages to the present invention will become apparent to those skilled in the art upon a reading and understanding of the following specification.
The invention may take physical form in certain parts and arrangements of parts, a preferred embodiment of which will be described in detail in this specification and illustrated in the accompanying drawings which form a part hereof and wherein:
FIG. 1 is a side elevational view of an in-line fluid filter of the multi-piece welded type which incorporates the concepts of the subject invention and with a portion of an identifying band cut away for showing the welded joint between abutting body sections.
FIG. 2 is a longitudinal cross-sectional view of the fluid filter of FIG. 1 with the fitting components shown in an assembled condition prior to welding;
FIG. 3 is a cross-sectional view of a filter element support;
FIG. 4 is a side view of the preferred filter element construction;
FIG. 5 is a front view of the filter element construction of FIG. 4;
FIG. 6 is an enlargement of the circled area of FIG. 2 after welding for showing in detail where a portion of the filter element and filter element supports act as weld joint filler material; and,
FIG. 7 is a cross-sectional view taken along lines 7--7 of FIG. 2.
Referring now to the drawings wherein the showings are for purposes of illustrating the preferred embodiment of the invention only and not for purposes of limiting same, the FIGURES show a fluid filter including a filter body A (FIG. 1) having a filter element B (FIG. 2) disposed therein and supported at both the upstream and downstream sides thereof by filter supports C (FIG. 2).
More particularly, the filter body is comprised of a first body section 10 and a second body section 12. While a number of materials could be advantageously employed, these body sections are preferably machined from 316 type stainless steel. First body section 10 includes an outer end 14 and an inner end 16 with second body section 12 including an outermost end 18 and an innermost end 20. Body sections 10,12 have generally cylindrical configurations and are fixedly interconnected at ends 16,20 by means of a joint 22 (FIG. 1) extending circumferentially therearound. This joint comprises a welded joint, the specifics of which will be described in greater detail hereinafter.
The first body section includes a coaxial passageway 30 extending from an inlet 32 at outer end 14 and merging into an enlarged area 34 adjacent inner end 16. Enlarged area 34 defines approximately one half of a generally cylindrical filter chamber 36. In addition, passageway 30 includes convenient means adjacent inlet 32 for installing the filter in a fluid system. While female pipe threads are employed in the structural arrangement shown, any other type of interconnection could also be advantageously employed without departing from the overall intent or scope of the present invention.
Inner end 16 of first body section 10 terminates in an annular connecting face or shoulder 38 which is disposed substantially normal to the longitudinal axis of the body section. A wrench flat area 40 extends radially outward of the first body section a distance at least slightly greater than cylindrical side wall portion 42 adjacent inner end 16. The reasons for this preferred dimensional relationship will become more readily apparent hereinafter.
Second body section 12 includes a passageway 50 extending coaxially therethrough from an outlet 52 adjacent outermost end 18 and merges into an enlarged area 54 adjacent innermost end 20. This enlarged area defines the other half of filter chamber 36. Convenient means are also included on the second body section adjacent outermost end 18 for installing the filter in a fluid system. In the preferred arrangement shown, male pipe threads are employed although, again, any other convenient installation means could also be advantageously utilized.
Second body section innermost end 20 terminates in an annular connecting face or shoulder 58 disposed generally normal to the longitudinal axis of the filter and which is dimensionally compatible with annular connecting face or shoulder 38 of first body section 10. A wrench flat area 60 extends radially outward of the second body section a distance at least slightly greater than cylindrical side wall portion 62 adjacent innermost end 20. In the preferred arrangement, both of wrench flat areas 40,60 are hexagonal in configuration although other configurations could also be advantageously employed.
As shown in the FIGURES, the dimensional relationship between wrench flat area 40 and side wall 42 is the same as that for wrench flat area 60 and side wall 62. Therefore, the following description is deemed equally applicable to both unless otherwise specifically noted. Referring to FIG. 7, it will be seen that wrench flat area 60 is comprised of six distinct sides which are all spaced radially outward from cylindrical side wall portion 62 of the second body section. At the closest spacing between this side wall portion and each of the wrench flat area sides, there is a small radial increment as is generally designated 66.
This particular relationship allows a thin band generally designated 68 (FIG. 1) to be placed circumferentially around filter body A at side wall portions 42,62 and over joint 22. The thickness of this band is slightly less than increments 66 and includes appropriate identifying indicia relating to filter operation, size and the like. Band 68 may be conveniently constructed of paper, plastic, foil or the like having the desired indicia imprinted on the front face thereof. In addition, the rear face may include an adhesive for fixedly securing the band to filter A in the position shown. The relationship between increments 66 and the thickness of band 68 are important in that operational and identifying indicia on the band will not be defaced or otherwise destroyed when a wrench is applied to either of wrench flat areas 40,60 during filter installation and removal.
FIGS. 4 and 5 comprise a more detailed showing of the preferred filter element B utilized in the subject invention. More particularly, the filter element includes a filter element body generally designated 80 which, in turn, is comprised of a filter portion 82 and an annular mounting flange 84 disposed about the outer periphery thereof. The filter portion and mounting flange are generally coplanar with each other. Overall, the filter element body is constructed from an appropriate filter material to have a generally pleated or accordian configuration for increasing the surface area of the filter material available during a filtering process. As will be noted in viewing both FIGS. 4 and 5, filter portion 82 includes a plurality of spaced apart fold areas 86 extending oppositely outward of mounting flange 84. Thus, the filter material between adjacent folds extends generally longitudinally of the filter (FIG. 2). The mounting flange may be similarly constructed and simply crushed or pressed into a flattened condition in the manner shown in both FIGS. 4 and 5. The specific construction of filter element does not, taken by itself, form a part of the present invention.
In the preferred arrangement here under discussion, a wide variety of filter elements can be utilized for achieving different filter capabilities. For example, separate filter elements for filtering particle sizes of 2, 7 and 15 microns could be advantageously employed. Also in the preferred arrangement, such filter elements are constructed from 316 type stainless steel mesh except for the 2 micron size which is constructed from 304 type stainless steel mesh for cost reasons. Of course, other combinations of particle size filtering capabilities and filter element constructions could also be employed without in any way departing from the overall intent or scope of the present invention.
With reference to FIG. 2, it will be noted that annular mounting flange 84 is substantially dimensionally compatible with annular connecting faces 38,58. Indeed, it is extremely beneficial that the outer diameter of mounting flange 84 be at least as large, if not slightly larger, than the outside diameter of faces 38,58. The reasons for this desired dimensional relationship will be described in greater detail hereinafter.
Filter supports C as shown in FIG. 2 comprise a pair of identical filter support bodies 90,92. A cross-sectional view of body 92 is shown in greater detail in FIG. 3, it being understood that filter support body 90 is identical thereto unless otherwise specifically noted. More particularly, filter support body 92 includes a support portion 94 having a generally cup-shaped configuration. The cup-shaped portion is conveniently dimensioned to at least partially receive filter portion 82 of filter element body 80. An annular mounting flange or rim 96 extends radially of support portion 94 at the open end thereof. This flange or rim is substantially dimensionally compatible with annular connecting faces 38,58 of first and second body sections 10,12. Here too, the outside diameter of flange or rim 96 is at least equal to or slightly greater than the outside diameter of connecting faces 38,58.
Preferably, filter support bodies 90,92 are constructed from a 316 type stainless steel mesh. A 100 mesh is advantageously employed and this mesh size may remain constant for all the above noted filter elements having different particle size ratings. However, this 100 mesh size could be altered without departing from the overall intent or scope of the present invention.
Referring now to FIG. 2 wherein the filter components are shown in their relative assembled positions prior to the welding together of first and second body sections 10,12, it will be seen that the filter portion of filter element B extends at least substantially across filter chamber 36. As will also be seen, the filter element mounting flange is captured between opposed annular connecting faces 38,58 of body sections 10,12. Filter support bodies 90,92 are disposed in an opposed relationship to each other with the cup-shaped support portions thereof also extending substantially transversely across filter element chamber 36 and with the mounting flange or rims thereof interposed between annular connecting faces 38,58. As noted hereinabove, the mounting flanges are dimensioned to have an outside diameter at least as great as the outside diameters of faces 38,58. Further, the filter portion of filter element B is at least partially received within the cup-shaped support portion of each support body. While the filter portion of the filter element does not engage the bottom walls of the cup-shaped portions of filter support bodies 90,92 in the preferred construction shown, there may be at least some contact therebetween in some instances. Such a spaced or contacting relationship is primarily a function of tolerance control and does not in any way affect the overall fluid filtering process. Moreover, and while the preferred embodiment utilizes a pair of filter support bodies 90,92, it is entirely possible in some instances to eliminate use of support body 90 and simply rely upon the presence of support body 92 for providing the necessary and desired support. It is important, however, that at least one support body be employed and that it be located on the downstream side of the filter element.
FIG. 6 shows a cross-sectional view of a portion of the fluid filter following welding of body sections 10,12 at the interface between the annular connecting faces or shoulders 38,58. In the preferred arrangement, a fusion type of weld is advantageously employed and accomplished by conventional, known means. In FIG. 6, the fusion weld area extending inwardly from side wall portions 42,62 has a generally V-shape and is generally designated 100. Since this weld area extends radially inward from the outside diameter of the body sections, filter element mounting flange 84 and mounting flanges or rims 96 of the filter supports are integrally welded to each other and to the body sections themselves at the area of interface between the connecting faces or shoulders 38,58. Indeed, mounting flange 84 and mounting flanges or rims 96 act as a filler for weld area 100 in order to assist in producing a connection or joint of very high integrity between the two body sections. Following fusion welding, band 68 (FIG. 1) is affixed to filter body A to circumferentially span the weld area, i.e., joint 22 and at least axial sections of both side wall portions 42,62.
The construction of the subject fluid filter as described in detail hereinabove encapsulates filter element B between a pair of opposed filter supports C. This feature is deemed to be particularly advantageous in preserving the filter element when differential fluid pressures are encountered thereby. Further, the upstream one of filter supports C, i.e., filter support body 90 acts as an initial filter element for large particles which may be passing through the fluid system. This feature acts to enhance the filter life since particles trapped by support body 90 do not significantly increase the differential pressures. Differential pressures are typically encountered when the filter element itself begins to clog, when high surge pressures are present in the fluid system, when a high fluid flow or a viscous liquid flow is involved and when there is pulsating fluid flow in the system.
Previous filters of this general type have only been effective at differential pressures of no greater than 50 psi. However, and in utilizing the concepts of the subject invention, the filter supports allow a substantial increase in the permissible differential pressures. The subject new and improved construction will allow differential pressures on the order of magnitude of from 100 to 150 psi to be encountered without damage to filter element B. Moreover, tests on the new filter construction have been run with differential pressure of up to 400 psi. Even then, only minimal damage to the filter element and minor changes in the fluid flow were encountered. This is believed to be a substantial improvement over prior filters of this general type.
In addition, the subject filter construction may be satisfactorily and advantageously utilized in fluid systems rated up to 6000 psi. This result is partially obtained from the above described dimensional characteristics between annular connecting faces or shoulders 38,58, filter element mounting flange 84 and support body mounting rims 96 which allow the mounting flange and rims to become fused with the weld joint between the two body sections. This enhances joint integrity (22 in FIG. 1 and 100 in FIG. 6) while still retaining the filter element and filter supports fixedly secured in position generally transversely across filter chamber 36.
The invention has been described with reference to the preferred embodiment. Obviously, modifications and alterations will occur to others upon the reading and understanding of this specification. It is my intention to include all such modifications and alterations insofar as they come within the scope of the appended claims or the equivalents thereof.
Patent Citations
Non-Patent Citations
Referenced by
Legal Events
Original Image


text:
Commercial Services and Supplies
Company Overview of Teknion Corporation
Company Overview
1150 Flint Road
Toronto, ON M3J 2J5
Founded in 1981
Key Executives for Teknion Corporation
Teknion Corporation Key Developments
Teknion Corporation announced the launch of several major new additions to its Asian contract furnishings offering. Among the products designed to address the emerging needs of workers and workplaces are the Interpret contemporary desking system, Projek task seating family, Mina task chair and Softspace Furniture Collection. The product launch is taking place in conjunction with the official opening of Teknion's redesigned showroom in Klang, Malaysia. Interpret(TM) is a contemporary desking system that works for virtually any person, any task, anywhere in the world. Based on a core platform frame and concise set of components, Interpret is a single product that can be built in many variations to address many workplace needs and planning configurations. Multiple design and development groups from around the world were challenged to create a single worldwide product line. Interpret is the result. With shared workspaces becoming increasingly common, the need for easy-to-use, adaptable seating that accommodates today's diverse range of users comfortably is more important than ever. The Projek(TM) synchro-tilt mesh task chair has a self-adjusting, weight-balancing mechanism and promotes a range of postures and movement. It is comfortable, has a clean modern look and is environmentally conscious. Projek is designed by and sold under license from Orangebox Limited and is now manufactured by Teknion in Asia and North America. The Mina(TM) task chair delivers clean design, comfortable workplace seating and ergonomics at a great price point. Available in upholstered and mesh finishes, Mina seating is designed and produced in Asia. The Softspace(TM) Furniture Collection comprises lounge seating, sofas and benches, swivel chairs, armchairs, stacking chairs, tables and a modular shelving system designed for a multitude of different workplace applications, using some of the latest materials and technology.
Similar Private Companies By Industry
|Company Name
|Custard Insurance Adjusters Canada, Inc.
|Protocol Resource Management, Inc.
|Soil Less Growing Systems Inc
|Executive Woodwork Ltd
|Landmark Environmental Ltd.
Recent Private Companies Transactions
|No transactions available in the past 12 months.
Most Searched Private Companies
|Company Name
|Geographic Region
|Lawyers Committee for Civil Rights Under Law
|United States
|NYC2012, Inc.
|United States
|Bertelsmann AG
|Rush University
|United States
|Citizens Budget Commission
|United States
Sponsored Financial Commentaries
Sponsored Links
To contact Teknion Corporation, please visit www.teknion.com/ca. Company data is provided by Capital IQ. Please use this form to report any data issues.
Our data partners will research the update request and update the information on this page if necessary. Research and follow-up could take several weeks. If you have questions, you can contact them at firstname.lastname@example.com.