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VIEWS: 52 PAGES: 7 CATEGORY: Business POSTED ON: 11/18/2010 Public Domain
California Loan Modification Attorney document sample
MICHAEL T. CHULAK & ASSOCIATES A L A W C O R P O R A T I O N 30343 Canwood Street, Suite 203 Agoura Hills, CA 91301 818/991-9019 FAX 818/991-5077 www.MTCLaw.com www.HOAQandA.com www.LegalSeminars.net Fee Agreement – Request for Mortgage Loan Modification This document (Agreement) is the written fee contract that California law requires lawyers to have with their clients (Client). Michael T. Chulak & Associates (Attorney) will provide legal services to you, on the terms set forth below. 1. CONDITIONS. This Agreement will not take effect, and we will have no obligation to provide legal services, until you return a signed copy of this Agreement and pay the initial deposit, if any, called for under Paragraph 4. 2. SCOPE OF SERVICES. You are hiring us as your attorney to represent you in requesting a loan modification from your _________________________ trust deed lender (and/or loan servicer) in connection with the real property located at ______________________________________________ Our services will include preparing an application for a proposed loan modification, providing the lender with requested information and documents, negotiating with the lender and/or loan servicer, sending letters to the lender and/or loan servicer as we determine necessary, and reviewing/negotiating the loan modification documents if we are successful in concluding a mutually agreeable modification. We will provide legal services to you until the first of the following takes place: (1) We conclude a satisfactory loan modification agreement, (2) the lender and/or loan servicer refuses to modify the loan, (3) You decide to withdraw your application to modify the loan, or (4) the property is foreclosed or sold. 3. CLIENT'S DUTIES. You agree to be truthful with us, to cooperate, to keep us informed of developments, to abide by this Agreement, to pay our bills on time, and to keep us informed of your address, telephone number and whereabouts. In addition, you agree to provide us with the information and documents we must submit to the lender. 4. DEPOSIT. No deposit shall be required. 5. ATTORNEY FEES, EXPENSES AND BILLING PRACTICES. Client agrees to pay for legal services at the following rates: 1.) Attorney fees at $320 per hour 2.) Paralegal fees at $125 per hour 3.) Law clerks at $125 per hour Hourly charges shall be in minimum units of .10 hours. In addition to paying legal fees, Client shall reimburse Attorney for all costs incurred by Attorney on behalf of Client, including but not limited to photocopy services, recording fees, notary fees, postage, Initials: ______ ______ ______ Rev. 6/26/10 ______ messenger and delivery fees, in-office photocopying at $.25 per page, parking fees and any other required expenses. 6. NEGOTIABILITY OF FEES. The attorney fees set forth above are not set by law, but are negotiable between an attorney and client. 7. BILLING STATEMENTS. We will send you periodic billing statements for attorney fees and expenses incurred in connection with this matter. You may request a statement at intervals of no less that thirty days. Upon your request, we will provide a statement within ten days. 8. DISCLAIMER OF GUARANTEE. Nothing in this Agreement and nothing in our statements to you will be construed as a promise or guarantee about the outcome of your matter. We make no such promises or guarantees. There can be no assurance that your loan will be successfully modified. Our comments about the outcome of your matter are expressions of opinion only. 9. DISCHARGE AND WITHDRAWAL. You may discharge us at any time, upon written notice to us, and we will immediately after receiving such notice, cease to render additional services. Such a discharge does not, however, relieve you of the obligation to pay any legal fees and costs incurred prior to such termination and we have the right to recover from you the reasonable value of our legal services rendered from the effective date of this Agreement to the date of discharge including reimbursement for any expenses incurred on this matter. In the event of discharge or withdrawal, Client shall reimburse Attorney for the costs of duplicating any file materials provided to Client. We may withdraw from representation of you with your consent or upon reasonable notice to you. 10. CONCLUSION OF SERVICES. When our services conclude, all unpaid charges will immediately become due and payable. You authorize us to use any funds held in our trust account as a deposit against attorney fees and expenses for such unpaid charges. After our services conclude, we will deliver any funds of yours in our possession. Client authorizes and instructs Attorney to destroy all file materials after four years have elapsed from the conclusion of services. 11. DISPUTES. In the event that any suit is instituted concerning or arising out of this Agreement, each party shall pay all of such party's costs, including, without limitation, the court costs and reasonable attorney's fees incurred in each and every such action, suit or proceeding, including any and all appeals or petitions there from. Any suit filed shall be in Los Angeles County. Venue shall be the court closest to Attorney's office. 12. EFFECTIVE DATE. This Agreement will take effect when you have performed the conditions stated in Paragraph 1, but its effective date will be retroactive to the date we first performed services. The date at the beginning of this Agreement is for reference only. Even if this Agreement does not take effect, you will be obligated to pay us the reasonable value of any services we may have performed for you. 13. Client has read "Loan Modifications Frequently Asked Questions" which is attached and incorporated into this Fee Agreement by reference. ____________________________________ Michael T. Chulak & Associates A Law Corporation Initials: ______ ______ ______ Rev. 6/26/10 ______ I/We have read and understand the foregoing terms and agree to them. If more than one party signs below, we agree to be liable jointly and severally for all obligations under this Agreement. By signing this Agreement, I/we acknowledge receipt of a fully executed duplicate of this Agreement. Date: _______________________________________ Client Signature: ______________________________ Client Name: _________________________________ Address: _____________________________________ Day Telephone: ( )__________________ Home Telephone: ( )__________________ Fax: ( )__________________ Cellular Telephone: ( )__________________ Email: ________________________________________ Date: ________________________________________ Client Signature: _______________________________ Client Name: __________________________________ Address: _____________________________________ Day Telephone: ( )__________________ Home Telephone: ( )__________________ Fax: ( )__________________ Cellular Telephone: ( )__________________ Email: _________________________________________ MICHAEL T. CHULAK & ASSOCIATES A L A W C O R P O R A T I O N 30343 Canwood Street, Suite 203 Agoura Hills, CA 91301 818/991-9019 FAX 818/991-5077 www.MTCLaw.com www.HOAQandA.com www.LegalSeminars.net Loan Modifications Frequently Asked Questions Q Why do real estate lenders generally agree to modify loans? A Lenders agree to modify loans because they become convinced that it is in their interest to modify a particular loan rather than foreclose and sell the property. Our job is to convince the lender that the proposed modified loan terms are reasonable. Q How do you convince a lender that it is in their interest to modify a loan rather than foreclose? A By pointing out the very specific details of how each alternative will effect them. Q Can a non-attorney represent us in negotiating a loan modification? A Only attorneys can practice law, provide legal advice and file lawsuits. An experienced, knowledgeable and creative attorney can nearly always be more effective in convincing a lender that they should modify their loan. Q Can you guaranty us that you will be successful in obtaining a loan modification if we pay your fee? A No one can guaranty that a lender will modify its loan. While we expect lenders to act in their best interest, we cannot guaranty that they will do so. Sometimes lenders make the mistake of foreclosing, costing their shareholders and sometimes the taxpayers of this nation thousands of dollars. We can only represent to you that we will be diligent and will use our knowledge, experience and negotiating skills to the best of our ability. Q Should I continue to make my real estate loan payments while you negotiate with the lender? A No. Mortgage lenders have absolutely no incentive to modify a loan that is current (not in default). Unless the borrower stops paying, we are likely to be unsuccessful in obtaining any material concessions from the lender. If you continue to make your monthly payments, the lender will conclude that you will not risk a foreclosure and will continue to bleed you dry. Q Do I risk having my property foreclosed if I stop making the monthly payments? A Yes. If you stop making the payments and the lender refuses to modify the loan, you will lose the property to foreclosure (unless you reinstate the loan prior to the foreclosure by paying all delinquent payments plus all foreclosure related costs and late fees). Remember, in order to get the best terms from your lender, the lender must absolutely believe you will let the property be foreclosed absent an acceptable loan modification. Q Can bankruptcy stop a foreclosure? A Yes, but only for a few weeks at most. Q Does your law firm offer tax advice in connection with loan modifications? A No. This is a specialized area. We strongly recommend that you obtain the advice of a licensed California CPA to determine whether or how a loan modification will affect your tax liability. Q Does your law firm provide no cost initial consultations? A Absolutely Q What is reasonable to expect from my lender in terms of a loan modification? A It is reasonable for the lender to reduce the principal balance of the loan to the fair market value of the property and to adjust the interest rate and term to reflect current market terms. A lender that modifies a loan to reflect these terms will definitely net more dollars than will be received from a foreclosure sale. Q Is purchasing a foreclosed property risky? A Yes. Its similar to buying a car that has been in a serious accident. Buyers of foreclosed homes do not generally receive the same disclosures required of other sellers and may be subjected to the risk that the property was previously sabotaged or has hidden defects. Buyers of such properties have found drain and sewer lines filled with cement, severed electrical wires, holes made in the roof and much worse. In short, its dangerous to buy a foreclosed home and buyers of foreclosed properties rarely pay top price because of the risks. Q What risks do lenders take if they refuse to modify a loan and decide to foreclose? A Prior to becoming an attorney, I ran the foreclosure divisions of several financial institutions. My responsibilities included loan workouts or modifications, foreclosing on properties, managing the foreclosed properties (including all repairs and maintenance and selling the foreclosed properties). I handled hundred of loan modifications and foreclosed properties in the 1970's and 1980's. During this period, I learned why mortgage lenders are better off reasonably modifying loans rather than foreclosing. First, the direct and indirect costs of foreclosing on a property are substantial and include the following: Standard Costs • Trustee's fees and costs • Advertising costs • Real estate commission (4% - 7%) • Title insurance and escrow fees (1%) • Opportunity cost or loss of interest on investment • Cost of normal repairs • Normal maintenance, cleaning and property management costs • Utilities (water and electricity) • Insurance • Real estate taxes • Security, alarm monitoring • Homeowner association fees, including fines and special assessments • Cost of lender's employees • Landscape maintenance • Pool repairs and maintenance Possible Costs • Vandalism of property. While illegal and highly unethical, I have seen instances of the following scorched earth conduct by desperate and revengeful people: • Concrete poured into plumbing fixtures and drains • Removal of plumbing fixtures, electrical fixtures, appliances and cabinets • Removal of carpeting and screens • Removal of air conditioning – heating equipment, garage door openers, doors and pool equipment • Destruction of irrigation systems and landscaping Other Lender Costs • Given the laws of supply and demand, every foreclosure in every community drives the market value of the other homes in the community down. In short, when a real estate lender forecloses instead of reasonably modifying a loan, it contributes to the destruction of the market for the assets they own. • The lender will avoid possible adverse publicity resulting from newspapers, radio stations and television stations reporting the horror and tragedy of another unreasonable foreclosure. • The lender will avoid the possible criticism from shareholders, federal and state regulators, government agencies and politicians asking why the lender foreclosed when it could have saved money by reasonably modifying the loan to reflect market terms. • The loss of good will in the community. The reputations (and net worth) of lenders can be destroyed one unreasonable foreclosure at a time. • Capital impairment, with all that results, including a decline in the value of the lender's stock. Other Factors • Employees who are costing their employer - lenders money are losing their jobs for good reason. Remember, every day a lender is unrealistic or unreasonable means greater losses for the lender, the shareholders and possibly the tax payers. Q Do mortgage lenders ever ask for concessions before they modify a loan? A Yes. They will often bury many things in the fine print if you are not careful. Often they will ask that you release them from liability for any prior wrongdoing and waive the right to a jury should you ever file suit against them in the future. In addition, they will often add fees on to the "end" of the loan to cover their attorney's fees and costs. These may be substantial. The list of possibilities is limitless which is why you should be represented by competent legal counsel. Q My lender insists that I must make at least one more loan payment to show good faith. Should I make the payment? A We believe you must cease all loan payments while negotiating a loan modification. Remember, the bank or other lender is not your friend. They simply want your money. They don't care about you or your family. Its all about getting you to pay them. Q Should I pay the property taxes while a loan modification is being negotiated? A No. So long as you don't exceed five years of non payment. Not paying will cause you to pay interest and penalties if your loan modification is successful. If it is not successful, payment of the taxes will be money lost forever. Q Should I pay the fire insurance on the property while a loan modification is being negotiated? A Yes, but don't pay ahead any longer than necessary. Q Why should a lender choose a loan modification based upon a loan equal to the fair market value of the property instead of a short sale? A Lenders are always better off with a loan modification where the loan is equal to fair market value of the property than a short sale based on fair market value. With a short sale, fair market value is almost always less than fair market value based upon a loan modification because the property will almost always be in a more distressed condition. In addition, with a short sale, the lender must pay all of the costs associated with the sale. Choosing a short sale over a loan modification will generally result in the lender incurring an additional loss equal to 10% to 20% of the fair market value based on the rejected loan modification. Q Is it possible or likely that my real estate lender will report the fact that I am withholding my mortgage payments to the credit reporting companies? A Yes. It is both possible and likely. Many real estate lenders are acting vindictively by intentionally harming the credit rating of their clients, if their clients act in their own best interest instead of the lender's best interest. This common act of revenge harms the borrower but it also harms the lender by reducing the value and marketability of the loan in the secondary mortgage market. A borrower with a poor credit rating reduces the value of the loan when it is offered for sale. Notwithstanding the fact that real estate lenders are harming themselves in the process of injuring their clients, many are more interested in trying to intimidate borrowers into paying than in restructuring a fair loan based upon economic realities. Q My loan is being serviced by a company other than the mortgage lender. How does this effect a potential loan modification? A It complicates things. There is often a major conflict of interest between the servicer and lender. If a foreclosure takes place, the servicer is likely to earn substantial fee income. If a loan modification is completed (therefore, no foreclosure takes place), the loan servicer does not earn substantial fee income. Generally, if a loan modification is completed, both the lender and borrower benefit but the servicer does not benefit. As a result of this common conflict, a trend is developing where lenders are now filing lawsuits against loan servicers for breach of fiduciary duty and negligence. Employees of loan servicers must be aware of the legal liability that exists.
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Integrated Device Technology – Why Work For Us?
IDT has an employee focused philosophy. We understand that empowered employees make a great difference to the company. We know that great people will attract more great people, so we focus on attracting, retaining and developing a world-class team of employees.
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IDT buys substandard laptops and workstation computers. Not for design as that is all Linux based clusters, but the Windows computers are awful. That might sound like whining, but it directly impacts how fast work gets done. I do see some signs of improvement here, but more work needs to be done.
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IDT is a global company that develops a broad range of low-power, high-performance mixed-signal semiconductor solutions for optimizing customer applications. In addition to its market-leading timing products, IDT offers semiconductors targeting communications infrastructure – both wired and wireless – high-performance computing and power management. These products are used for... More
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Marchesa co-founders Keren Craig and Georgina Chapman love to travel, and for good reason. The New York-based team dress the world's leading ladies (through both their ready-to-wear and bridal collections), but now they've got their sights set on the rest of the world. In July the duo launched Marchesa Voyage, a lower priced, contemporary diffusion line that is inspired by travel. "The line is really inspired by different cultures and places around the world," said Craig at a recent event in New York. "We really love mood boards—we have hundreds of them stacked around our office!—and we've always loved images of exotic locations." The line is a mix of vacation and office-ready pieces in prints and solids, and are easily interchangeable with existing pieces in your wardrobe. We're got our eye on the baroque-inspired sweatshirts and culotte-legnth pants (which we fell in love with after spotting them on Craig!).
Marchesa Voyage Chats Mood Boards, Accessories, and More…
Marchesa has a new diffusion line, and we got the inside scoop from co-founders Georgina Chapman and Keren Craig.
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Helping Children TodayWhen children are in their 30s and 40s, they frequently are starting a new career or beginning a family. Many are still paying off school debts. For these reasons they could benefit from some...
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From Cap Ferret to the Dordogne – Mimi and Gabriella's visit to My French Heaven
As you all already know, my greatest pleasure in life is to share everything I love about France with my guests and my friends.
My dear friend Mimi (Chef Mimi Blog) came back to visit me last week and brought along one of her dearest friends, Gabriella.
All we did for a week was eat and drink and laugh. Oh we laughed so hard… When people ask me what I do for work, I just tell them I don't actually work… They always look at me and smile (you know, the "oh poor thing" smile. The suckers think I'm kidding. The joke's on them!
As always, I'll share way too many pictures today. You know how hard it is for me to sort through them all. I should have written several posts about this, but… I'll sort them by day with a few words between each gallery. I hope that works for you and makes it a bit easier to digest ("digest" get it?!)
Day 1: Saint Emilion and the Farmers' Market. We visited my Butcher Michel to get some nice lean cuts for our lunch. I made green peppercorn steak and sautée potatoes to go with it. Michel loved to meet the ladies and Gabriella gave him a kiss on the cheek. He became as red as the piece of beef he had sold us… I gave the ladies a tour of St Emilion in the afternoon. We returned to the townhouse in the evening and had a light dinner with goose rillettes from the Dordogne on garlic bread, warm white asparagus with a walnut vinaigrette and Saint Felicien cheese on baguette.
Day 2: The coast (Cap Ferret and Arcachon). On our second day, we headed for the coast. We visited a traditional fishermen's village and had seafood in a tiny restaurant overlooking the Arcachon Bay for lunch. We then spent the afternoon in Arcachon and climbed the highest dune in Europe (quite a workout). We spent the rest of the day having cocktails and delicious food on a terrace overlooking the ocean. The sunset that evening was breathtaking…
Days 3, 4 and 5 in the Dordogne. From a medieval village high up on a hill called Domme, to the castles of Beynac, Comarque and Filolie, I showed Mimi and Gabriella all of my favorite landmarks. We stayed at a small B&B owned by a lovely Italian couple near Montfort (l'ombrière). A very special place and a lovely couple. We gorged on the best local foods including foie gras, tournedos Rossini loaded with black truffles and duck confit. I think duck confit was an absolute revelation for Gabriella. I failed to mention that this was Gabriella's first time in France outside of Paris :0) Mimi and I almost killed her with food. 17 fine lunches and dinners in a row… But Gabriella's a tough foodie! She was able to enjoy every bite of every meal… We also visited "Chateau des Milandes", the home of musical legend Josephine Baker. Truly special…
Day 6: The Sauternes and it's legendary sweet wines. We visited Château Guiraud and had an afternoon walk around the medieval village of Saint Macaire.
Day 7 and 8: The Medoc wine region, wine tastings at Château Lynch Bages and one last medieval castle where Mimi found a baby falcon that had fallen into a well and rescued him from a certain death. I told you she's a super woman! :0) For our last lunch together that Sunday, I made my grandmother's famous free range olive chicken. I think that was the last draw for poor Gabriella, pictured here as she was having a food coma in my chair…


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hotties but cheap graphics. Colin Morgan was adorable same with Bradley ;> i was sad to when I was told it got cancelled at s5Published 21 months ago by Sophia Lee
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Garnier Fresh Toner
133 reviews
82% would repurchase
Package Quality: 3.9
Price: $$
Package Quality: 3.9
Price: $$
on 5/3/2015 11:15:00 AM
Age: 36-43
Skin: Acne-prone, Fair-Medium, Not Sure
Hair: Black, Straight, Medium
Eyes: Brown
I picked this up at the grocery store because I was out of my aveda toning mist and needed a quick fix. I've had mixed experiences with Garnier products but I liked the smell of the toner and its promise of hydration. This toner feels very refreshing, smells nice and doesn't irritate sensitive skin. I feel like it does a good job closing your pores/prepping your face for makeup like a toner is supposed to but this leaves your skin feeling a bit tight afterwards. So if you have dry skin, this might not be the product for you.
on 3/30/2015 1:21:00 AM
Age: 36-43
Skin: Dry, Medium, Not Sure
Hair: Black, Wavy, Medium
Eyes: Brown
I love this toner! It's gentle, affordable, and it works like a charm! I like the smell, too. In fact, I like everything about it.
I don't use it every single day simply because I'm not very meticulous about my face and I don't have a set routine, but I have very dry and sensitive skin (eczema!) and this toner has never been a problem for me even when I have used it a bunch of days in a row.
I've already repurchased once and will definitely repurchase again when I run out. I always check that it still exists when I'm in the drugstore. I'd be so unhappy if it was ever discontinued.
on 11/26/2014 6:55:00 AM
Age: 19-24
Skin: Combination, Medium, Not Sure
Hair: Black, Other, Other
Eyes: Brown
i bought this hoping to have a gentle toner for my acne prone skin during the midst of an outbreak. besides, i was on oral retinoid thus my skin was so dry that it peeled. my dermatologist asked me not to use any harsh products and to use hydrating agents instead of moisturizing. this toner ticks all the criteria.
i find this toner very refreshing and hydrating. it does not irritate my already irritated skin and leaves it supple and soft. it also does not irritate the eyes. overall, i cant find anything bad to say abt it.
on 11/21/2014 12:24:00 PM
Age: 19-24
Skin: Acne-prone, Fair-Medium, Not Sure
Hair: Black, Other, Other
Eyes: Other
Bought this after seeing so many positive reviews on mua. Sadly, every time I used it, it broke me out something mad. I gave it many chances, and now my face looks like pizza :(
on 9/13/2014 3:33:00 PM
Age: 19-24
Skin: Combination, Fair-Medium, Not Sure
Hair: Brown, Other, Other
Eyes: Blue
The packaging for this product has stayed pretty much the same since it came out, but I do like the new details they've added, it just looks less plain and more pretty.
Aesthetics aside, this toner is one of the cheapest alcohol free toners you will ever find, at a regular price of $8, and frequently on sale for $4. Not only that, but it's chock full of skin balancing nutrients, and it does an amazing job of restoring your skin's PH balance and prepping it for moisture. You only need a little and it's soooo gentle, it removes any trace of makeup and just makes your skin feel, well, FRESH! If you're looking for a great toner and have normal, dry or combination skin, give this one a go. If you're more on the oily side with acne prone skin I'd give their Pure Toner a try instead! HG toner for life!
on 3/22/2014 7:18:00 PM
Age: 19-24
Skin: Combination, Medium, Not Sure
Hair: Black, Other, Other
Eyes: Brown
LOVE this toner! The scent is so light and fresh, and leaves the skin feeling super clean. It doesn't irritate my skin at all like most toners I have used in the past tend to, and it's gentle enough to use around my eyes. It does exactly what a toner should do and then some! The lid opening is nice and small, so you get just the right amount of product every time. I just can't say enough good things about this product.
on 9/24/2013 12:36:00 AM
Age: 18 & Under
Skin: Acne-prone, Fair, Cool
Hair: Black, Wavy, Medium
Eyes: Blue
Ok so i have only used this once, so this is a little premature to be writing a review, but I loved it! NOTHING has ever combatted my oily skin, and after using this I didn't have to blot once during the day! Yay! It smelled really really nice too:) the only con would be that right after I put it on, my face appeared to be really shiny, but that went away after a few minutes :) ill update if things change with more use
this product was actually not very effective.... i dont use it anymore and prefer LUSH tea tree water toner :)
on 9/11/2013 8:04:00 PM
Age: 25-29
Skin: Combination, Fair, Not Sure
Hair: Blond, Wavy, Medium
Eyes: Blue
A good toner, leaves skin fresh and clean. Does not irritate my skin which tend to get red after every toner i use which contains alcohol. The price is so reasonable so why buying high end products when this works just fine for combination-oily skin!
on 6/10/2013 4:13:00 PM
Age: 18 & Under
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I keep getting the DOMPArser is unidentified error throughout the site and am unable to block a number from calling me. Firefox will not load the my preferences page at all. IE reports that an add on failed to run.
figgers3036, I apologize for the issues you are experiencing while using the site. Have you cleared your cache and cookies on your browsers?
I'm experiencing the same problem - the "DOMParser is unidentified" message appears twice on every page in the website. Occurs on every computer in my house.
The problem happens only in Internet Explorer - Google Chrome runs fine. The problem does not happen on any website other than Sprint.
Running IE 8 under Windows XP.
I'll try the cache and cookies clearing idea, but it's odd that every one of my computers is doing this.
LuigisDad/Figgers3036 - Sorry for the inconvenience. I would be happy to help you to resolve the issue. On your browser click on tools, internet options, programs, manage add_ons. Then enable "XML DOM Document". Try again.
Let me know
Hi Abe,
Yes, enabling XML DOM Document as you described did the trick. Thanks for your help.
Check out a fun infographic that teaches you how to increase storage, enhance security, improve battery life and clean your device.
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text:
Open gym for volleyball and basketball on the following dates this summer are from 6:00-7:30pm:
No Open Gym this week!
Here are the remaining dates:
July: 7, 9, 23, 28
All athletes WILL BE REQUIRED to get a physical each year before they are allowed to participate in athletics.
A physical form is attached at the bottom of this page
** In addition, all athletes must fill out the online pre-participation forms before you will be able to try out for any sport.
Please be advised that the district is changing the online paperwork to Rank One.
ATHLETIC CLOTHING will be sold at student registration and/or before and after school each day!
Shirt: $15
Shorts: $15
Athletic Fee: $5
Students are repsonsible for the mandatory athletics workout gear (prices above). Students are also responsible for supplying their own lock for their athletic locker and a pair of running shoes.
Please click on the "Questions and Answers" tab on the left for detailed information about our Athletics Program.


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Visit our other Wisconsin Historical Society websites!
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Date: 1868 ca.
Description: View of the Baraboo River and surrounding structures.
Date: 1875 ca.
Description: View of Water Street south of the Highway 12 intersection, looking north.
Date: 1877-06 ca.
Description: A huge crowd, mostly men, has gathered on the bank of Devil's Lake to witness the firing of a cannon. The occasion is the Grand Regatta held June 21-22, 18...
Date: 1870
Description: Bird's-eye map of Prairie du Sac.
Date: 1890 ca.
Description: Old Uncle Billy Johnson home at Governor Phillip's house, about six miles north of Prairie du Sac near highway 12. Portion of house, rock formation in back...
Date: 1895 ca.
Description: Exterior view of the Kipp residence with laundry hanging in front and a man seated on the porch.
Date: 1877
Description: This 1877 map of Sauk County, Wisconsin, shows the township and range grid, sections, towns, cities and villages, land ownership and acreages, wagon roads,...
Date: 1859
Description: Shows townships and sections, landownership, roads, railroads, rural residences, schools, churches, and topography. Relief shown by hachures. "From gover...
Date: 1877 ca.
Description: Stereograph of a very large number of judges standing crowded at the very small end of a pier in Devil's Lake. The occasion is the Grand Regatta held June...
Date: 1886 ca.
Description: Bird's-eye map of Baraboo with inset of Devil's Lake, the south and east sides of the commercial square, the First National Bank, and the Warren House hote...
Date: 1889 ca.
Description: An original poster advertising the eleventh annual railroad picnic, taking place at Devil's Lake State Park on Saturday, July 27, 1889. In the advertiseme...
Description: Stereoview of a very large number of judges standing crowded at the very small end of a pier in Devil's Lake. The occasion is the Grand Regatta held June 2...
Date: 1898
Description: Colorized postcard view of the Devil's Doorway rock formation overlooking Devil's Lake.
Description: Interior view of Aunt Jen's room at Hillside Home School, an early progressive school operated by Ellen and Jane Lloyd Jones, aunts of Frank Lloyd Wright....
Description: Spectators watching a rowing shells race on Devil's Lake.
Description: Exterior view of the Kipp residence with a woman in the front yard reclining in a hammock.
Description: ,Well-dressed young couples sit in the foreground while in the background is a picket fence running along a busy road with horse and buggy traffic. Further...
Date: 1880 ca.
Description: Exterior view of a mill with several figures and horse-drawn vehicles located around it.
Date: 1893-09
Description: Shows townships and sections, landownership and acreages, buildings, and school districts. Includes vignettes of local buildings, business directory, list...
Description: "The Grand Regatta, at Devil's Lake, June 21st & 22nd, 1877." A crowd sits on the ground about to commence lunch at Devil's Lake.
If you didn't find the material you searched for, our Library Reference Staff can help.
Call our reference desk at 608-264-6535 or email us at:
© 1996-2015 Wisconsin Historical Society, 816 State Street, Madison, WI 53706


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The Short & Simple Sun, Moon & Stars Test
Their result for The Short & Simple Sun, Moon & Stars Test ...
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2005 Ft. Lauderdale FL. (FUN) Signature Sale #360
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|Auction Ended On:
|Jan 12, 2005
|Item Activity:
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360 page views
|Fort Lauderdale, FL
The Bass Gem Mint State 1883-S Coronet Eagle1883-S $10 MS66 PCGS. The Finest Known! H. W. Bass, Jr. This is a wonder coin which is a country mile ahead of any other specimen of this date. The surfaces are stunning, with a strong glass needed to see a few trivial signs of contact. The luster is radiant for an eagle of this period, and the color ranges from yellow-gold at the centers to rose-gold in the fields and a touch of greenish-gold at the rims. Fully struck throughout with no signs of weakness found. Identifiable simply by the superb quality of this coin, and a tiny dark speck on the top corner of Liberty's forehead next to her hair. The mintage for the year came in at a low 38,000 pieces, and while overshadowed by the pathetic 800 pieces of the 1883-O released, the 1883-S is quite scarce in its own right. Turning to the NGC and PCGS population reports, it is interesting to note that not only is this coin the finest graded, but the next grade level below in MS63. This coin simply has no competition, with quality so far above any other specimen of this date. A prize for the specialist.
Ex: RARCOA'S session of Auction '85, lot 458; Harry W. Bass, Jr., Collection (Bowers and Merena, 11-2000), lot 747.
From The Paul Taylor Collection of Finest Known PCGS Registry Gold Type Sets.(#8702) (Registry values: N1) (NGC ID# 2669, PCGS# 8702)
View all of [The Paul Taylor Collection of Finest Known PCGS Registry Gold Type Sets]
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A poet's look back to July 5, 1991 -- the day she first arrived in Galveston County, Texas.
Fifteen years ago todayWhere the ocean met the sandA northern native found her wayUpon a southern landWhere sea birds fly, both high and freeAnd dreams casually roam A place where she would always beFor here, she is at home.
The sunrise shone of pink, that dayThe weather quickly warmedUpon the ground, so far awayFrom where her goals were formedUncertainty soared on the breezeYet, in her heart was hopeThat set her lonely mind at easeAnd proved that she could cope.
Across the many distant yearsThis land is still her homeIt is the place where childhood fearsFell short to dreams that roamedAs she looks back from this wide coastShe knows God paved the wayBy granting what she needed mostFifteen years ago, today.
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Estimated ArrivalArrives by 12/23
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With its colorful, tile-inspired design, this reversible cotton twill pillow will give your favorite sofa or chair a touch of Old-World style. Insert included.


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Travel Tips
Stress-Free Holiday Travel Tips
The holidays are fun, but traveling during them is definitely not. What's supposed to be a joyous time to visit family, enjoy old traditions, and generally be merry can be seriously overshadowed… Read More
Travel Tips
4 Ways To Have A Stress-Free Business Trip
As we all know, business travel and stress are far too familiar friends. Between hotels and packing, traveling and actually doing your work, a lot can go wrong, but you can't let… Read More


text: 'House' exec: 'Charlyne Yi is perfect casting' Olivia Wilde to play reduced role on 'House' 'House' exec teases Odette Annable role 'House' to introduce new 'female presence' 'House' exec 'disappointed by Lisa Edelstein exit' 'House' exec rules out romantic reunion 'House' execs 'expecting eighth season' 'House' exec hints at romance crisis 'House' exec plans 'cool' Thirteen return 'House' exec confirms Amber Tamblyn exit NBC drops 'Rockford Files' remake 'House' exec wants more Amber Tamblyn 'House' exec teases Cuddy mother plot Wilde 'will not be on House for a while' 'Lost' star for 'Rockford Files'? David Shore: 'House is still a b**tard' 'House' creator: 'Romance won't be easy' 'House' boss teases Amber Tamblyn role New female doctor on 'House'? 'House' exec 'serious about romance' Beau Bridges joins 'Rockford' remake Dermot Mulroney joins 'Rockford' update 'House' creator promises romance on show 'House' still a "challenge" for creator 'House' creator to remake 'Rockford Files' 'House' producers apologize to fans 'House' movie heads up season six 'House' producers discuss shocking scenes


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Houses of Premonstratensian canons: The abbey of Dale
A History of the County of Derby: Volume 2
banishment to the monastery of Dureford. John Bebe also confessed to a like ... May, 1500. John Bebe's penitence had secured a remission of his sentence, ... from suppression was formally granted by the crown to...
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City of Westminster, St Margaret Westminster, Peter Street Division, Duck Lane
Four Shillings in the Pound Aid 1693/4 the City of London, the City of Westminster, Middlesex
0.00 Bebee, John 0.70 3.50 0.00 0.00 Yates, William 0.50 2.50 0.00 0.00
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Index of persons and places: A-E
Lincoln Wills: Volume 2, 1505-1530
Beatee, John, 69 Bebe, Beby, co. Leic. See Beeby Beche, John, 144 ... 5 Beeby, Bebe, Beby, Beybe, co. Leic., 60, 63 , Grenam [? in], q.v. Beelsby,
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Chapter acts: 1538-44
Calendar of the Manuscripts of the Dean and Chapter of Wells: Volume 2
of London, gent., and Robert Bebe, king's serjeant, or any one of them,
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Smethdon Hundred: Hunstanton Lordship
An Essay Towards A Topographical History of the County of Norfolk: Volume 10
called in some writings, Jane Bebe, but whose daughter she was, ... and Bebe, John L'Estrange, Esq and de Park; Henry L'Estrange, Esq. and Drury;
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Lincoln wills: 1528 (January-March)
Lincoln Wills: Volume 2, 1505-1530
To Lossebe church xvj d. To Bebe churche xx d. To Hungarton church xx d.
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Henry VIII: October 1538 21-25
Letters and Papers, Foreign and Domestic, Henry VIII, Volume 13 Part 2, August-December 1538
Signed by John Bebe, abbot, Ric. Wheytteley, prior, and 15 others, three
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Index of Persons and Places: B
Calendar of Papal Registers Relating To Great Britain and Ireland, Volume 6, 1404-1415
See Beaufort. Bebe, John, priest, 305. Bec Hellouin, Beckheilewin, Bek
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Lateran Regesta 158: 1411-1412
Calendar of Papal Registers Relating To Great Britain and Ireland, Volume 6, 1404-1415
1412. 10 Kal. May. St. Peter's, Rome. (f. 61.) To John Bebe, priest,
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Admissions to the Freedom of York: 1-20 Elizabeth I (1558-78)
Register of the Freemen of the City of York: Vol. 2, 1559-1759
Wilkynson, hatter Georgius Bebe, shereman Johannes Jenyson, draper Joh.
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- You are here:
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James Kruger
Chief of Police
Follow Oak Brook Police
1200 Oak Brook Road
Oak Brook, IL 60523
Phone: (630) 368-8700
Fax: (630) 368-8739
Monday - Friday
James Kruger
Chief of Police
Follow Oak Brook Police
1200 Oak Brook Road
Oak Brook, IL 60523
Phone: (630) 368-8700
Fax: (630) 368-8739
Monday - Friday
The Oak Brook Police Department has initiated a Vacation House Watch Program as a public service and crime prevention measure in order to prevent and detect crime on affected residential properties while residents are away. To learn more about this program, click here.
Child Safety Seat Event
On May 9th we will be hosting a Child Safety Seat Inspection & Installation Event. Click here for the flyer.
Citizen Survey Online
Your feedback will assist us in our effort to continuously improve the quality of our services. Please click here to take a short online survey.
Coffee With A Cop
Coffee with a Cop is a national initiative in which police officers and community members come together in an informal setting to discuss community issues, build relationships, and drink coffee. The program's goal is to improve communication by breaking down barriers, allowing for a relaxed, one-on-one interaction. To view the flyer for the next event, click here.
The Oak Brook Police Department is delivering to PropertyRoom.com various surplus and unclaimed bicycles and property. These items will thereafter be offered for sale at public auction on the Internet. These items can be viewed and bids can be made on the Internet at propertyroom.com. All property offered for sale is "AS IS," "WHERE IS," and without recourse against the Village of Oak Brook.
Weekly Summary
Each week, the Department prepares a weekly summary covering calls of interest, Community Relations, Investigations, HALO information and Department News and Special Events. To view the Weekly Summary click here.
Crime Alert
To view the latest crime alert issued by Chief Kruger regarding:
- Ruse burglaries, click here.
- catalytic converter thefts, click here.
The department consists of 62 full-time and part-time personnel. This number includes civilian personnel (three full-time and nine part-time), 40 sworn officers, and 10 auxiliary officers. Emergency calls are dispatched through DuPage Public Safety Communications (Du-Comm). For more information, click to view Du-Comm
Click to view the organizational chart of department members.
Crime Tip Line
To report an anonymous tip to the police department, call our Crime Tip Line at (630) 368-8760. Please be advised this line is not continuously monitored, so you may be required to leave a message. If there is an urgent matter requiring immediate police assistance, please dial 911.
Misuse of Disability Parking Spaces and Placards
It is illegal for unauthorized individuals to use a parking space reserved for persons with disabilities. To report a misuse of disability parking spaces and/or placards, contact the Illinois Secretary of State's office through their website www.cyberdriveillinois.com.
Commendation and Complaint Procedure
If you would like to commend one of our officers or if you have a complaint against an officer, click here.
Firearm Concealed Carry Act
The Firearm Concealed Carry Act became State law on July 9, 2013. You may view the full text here. To apply for a license or for answers to Frequently Asked Questions, please click here to go to the Illinois State Police website.
For a complete list of the Licensed Taxi/Limousine Companies, please click here.


text:
Plato was my playmate
What drives someone to become a philosopher? AC Grayling describes how the merciless African sun and a quaint local library led him to discover the joys of contemplative life
Front page
Marquis of Vauvenargues, where out thou?
I am sometimes asked why the Marquis of Vauvenargues crops up so rarely in this column nowadays.
A Country Diary
Features & reviews p2
Justice for Europe's forgotten parent
A new television series on Islam should sweep away old prejudices, say Hywel Williams and Vali Mahlouji, but does it go far enough?
Exiled to paradise
Thousands of Jews who fled Nazism and found a haven in the Caribbean have been lost to history. Joanna Newman went to the West Indies in search of their stories
Features & reviews p3
Neu! That's what I call music
Michael Rother and Klaus Dinger recorded some of the 1970s' most influential albums - and then made it almost impossible for anyone to get hold of them. Tim Cumming on the Krautrockers who couldn't get on
Portrait of a Man, Antonello da Messina (c. 1475)
Features & reviews p4
From Russia with three battered suitcases
No theatre, no office, no money for props - yet absurdist St Petersburg troupe Akhe is the hottest ticket around, says John O'Mahony.
Go wild in the country
A farmer hanging from a tree, a burnt-out car, anti-fur protesters... Elisabeth Mahoney is intrigued by John Goto's satires on the rural idyll.
The land without a face
Terrible things go on in Afghanistan - everyone knows it. So why is Mohsen Makhmalbaf one of the few film-makers to tackle the subject? Below, the director talks to Geoffrey Macnab; bottom, an extract from his Afghan memoir.
From the archive
Willie Rushton's festival diary, the Guardian, August 15, 1994.
Edinburgh Festival: pick of the day
Hannah and Hanna | Rich Hall and Dave Fulton | Blood and Roses
Features & reviews p6
Keeper of the flame
The rebellious daughter of a middle-class Australian family, she studied art and appeared in a drag act before coming to the UK, where she married the Royal Ballet choreographer Kenneth MacMillan. Since his death in 1992 she has had control of his work and ruffled a few feathers in its defence. By Judith Mackrell
Features & reviews p8
Where are we?
The readers' editor on... location, location, location, part II.
Features & reviews p9
India's courts flounder as dam pressure builds
Salman Rushdie on justice under scrutiny
The last word on Philosophy
You cannot do without philosophy; for everything has its hidden meaning, which we must know. - Maxim Gorky


text:
Tuesday, April 09, 2013
11 comments
So far, so good this month!
I've already hit my goal of entering the 180's! Wow! I love it when things move quickly (hasn't always happened this way).
Only 4 more pounds to hit my goal of 185 for my friend's wedding on May 4!... Read more
Monday, April 08, 2013
11 comments
Now that I've started identifying factors that led to my weight gain, I'm on a roll!
One large factor that I left out is television. I was reading Dr. Pamela Peeke's book and she said something to the effect of: Are you consuming most of ... Read more
Saturday, April 06, 2013
6 comments
There is one thing I left out of my "how I gained weight" blog and it is definitely important: snack foods and sweets.
I used to think daily snack foods and desserts were part of a healthy diet. When I say snack foods, I don't mean nuts and... Read more
Friday, April 05, 2013
16 comments
"People do manage to lose weight and keep it off. I know some of them, and I've probably corresponded with hundreds. Their secret? They figured out how they gained weight, and did the opposite until they lost it."
LOVE this quote, which I ... Read more
Friday, April 05, 2013
16 comments
I've lost 1.2 pounds, in spite of TOM. Can we say "major accomplishment" and also "this never happens!"?
I'm super stoked about this, only 3+ pounds to meet my goal for the month, I'm confident that I can do it.
Discovered another dow... Read more
Thursday, April 04, 2013
12 comments
Much to my surprise, I've stopped enjoying heavily salted foods. Say WHAT?
I think it is a result of cooking most of my food for myself. I put in a bit of salt but apparently nothing like what restaurants generally use. Overtime, I've gr... Read more
Wednesday, April 03, 2013
10 comments
The week is going well! The scale is improbably tending down even though I'm in the throes of TOM. The first two days were rough but I'm feeling a lot better today. Hopefully, it will be smooth sailing (and weight loss!) from here on out. On... Read more
Monday, April 01, 2013
9 comments
I want to take a minute to evaluate where I am on this journey and identify things that may help or hinder me in my pursuit to make it into the 180's this month.
I'm very proud of my accomplishments and looking forward to m... Read more
Sunday, March 31, 2013
7 comments
Today, my husband and I went to the open house for our CSA!
CSA is community supported agriculture. Basically, we pay to support a local farm and in exchange we get an awesome bounty of fruits and vegetables once a week. It is not expensi... Read more
Friday, March 29, 2013
10 comments
Fitness Minutes: 2,350
Pounds lost: 5.8
My goals for March were:
1) Track nutrition every day. Read more
Friday, March 29, 2013
5 comments
I ate in an unrestricted fashion for two days this week. In those two days, I gained three pounds.
I've been back to my regular diet and workouts since then and have almost lost the three pounds. But I estimate it will take at least five ... Read more
Wednesday, March 27, 2013
11 comments
Tuesday, March 26, 2013
10 comments
Last night was the first night of Passover! Usually, I handle the holidays by tuning out mentally, not tracking, not getting my water, and eating as much as I can of the worst possible choices.
Yesterday, I admittedly made some poor choice... Read more
Sunday, March 24, 2013
14 comments
The fluffier photos are from June, the slimmer ones from this week.
"Before" from 2010, "after... Read more
Friday, March 22, 2013
12 comments
I've managed to lose weight this year even while eating out in restaurants. Restaurants have always been a trouble zone for me. I've had extreme difficulty policing my intake. In the past, I've used restaurant meals as an excuse to binge. Bu... Read more


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1. In 1972, the Department of Health, Education, and Welfare and NASA started a television network meant to be an "informative/instructional network focused on providing real education through the medium of TV."
3. In 1980 the network was privatized and became "The Learning Channel."
5. They showed programs like these:
7. The channel concentrated on educational programming until the late '90s when it started shifting focus.
Via impawards.com
8. Which brings us to today…
25. To sum it all up:
Preview Your Response
Here Are The Top Stories
- Two people on a civilian airplane were killed in a mid-air collision with a military jet in South Carolina. The F-16 jet pilot was ejected and is "in good shape."
- Subway has suspended Jared Fogle, the weight-loss guy from their commercials, due to an FBI investigation.
- Bounce TV and BET will no longer air series featuring Bill Cosby after court records showed he admitted to buying sedatives to give to women.


text: Deadspin Up All Night: The Start Button Has Been Pushed Already 2 Barry PetcheskyProfileFollowUnfollow Barry PetcheskyFiled to: DUAN! Deadspin Up All Night 11/22/13 6:41pmEditDelete Invite manuallyPromoteXDismissXUndismissBlock for deadspinHideShare to KinjaShare to PinterestGo to permalink Thank you for your continued support of Deadspin. The weekenders will carry you through the cold. 2 44Reply 44Discuss


text: GALLERIES Niki Taylor Back to Top ▲ Niki Taylor Niki Taylor Niki Taylor Pictures AskMen Editors Share on Facebook Share on Twitter 0 Shares A successful Victoria's Secret and Sports Illustrated model, Niki is a wise entrepreneurial womanthat knows the importance of motherhood and her two sons. Continue reading Niki Taylor's profile. Next Page gallery Comments Show Comments More Like This Promoted Around the Web Special Features Special Feature Over 100 Ways To Make This The Most Jaw-Dropping Year Of Your Life Read More Special Feature 100 Ways To Look Better Than You Do Now. Smooth Up, Man. Read More Special Feature From Dating To Fitness, Over 75 Ways Men Are Winning 2015 Read More ad


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Pizza Lounge ExpressMay 14, 2014Pizza • Houston, United States
Call ahead for gf pizza.
Easy to get into quick to fill up an easy to get out of and back onto the freeway rather quickly
It's very easy and quick to get into and out of on and off the freeway
Use I walmart gift card to get a discount
Dr. Jones really is the best rheumatologist!!!! The staff is wonderful & very compassionate. The infusion nurse is super attentive & thorough. Best medical team in Texas.
My Fit Foods is now here. Great tasting, healthy food. They also have the best selection of gluten free meals.
Have Tamara do your hair. Every single persons hair I've seen her do, looks absolutely gorgeous when she's done. Seriously. The BEST.
Beautiful RV Resort. Great for families and pets.
Very clean. A great place to stay of you're in Midland/Odessa.
Drive thru pharmacy is the way to go.
Get the Gouda grits!!!! Extra yummy!!!
Sells line pipe & casing to O&E companies.
Pretty good GF selection for a regular grocery store.


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Crime Stoppers
NYPD: 2 Men Make Off With $10,000, Cellphones In Robbery At Brooklyn MetroPCS Store
The incident occurred just before 11 a.m. Sunday at the MetroPCS store on Bedford Avenue in Bedford-Stuyvesant.
NYPD Seeks Help Identifying Suspect In Manhattan Burglary Pattern
Police say the suspect has been involved in six burglaries from November through March.
Police: 2 Men Wanted In 4 Queens Robberies
Police are looking for two men wanted in connection with a string of robberies in Far Rockaway, Queens.
Cops Seek Knife Wielding Suspect In Pair Of Upper West Side Robberies
The NYPD has asked the public for help in identifying a suspect wanted in connection with a pair of Upper West Side robberies.
Police: Suspects Sought In Connection With Violent Bronx Robbery
An 18-year-old woman was approached by three unknown individuals who demanded she hand over her cell phone as she tried to get into her building, police said.
Police: Suspects Hit Coram Diner Worker With Car After Leaving Restaurant Without Paying Bill
A $5,000 reward is being offered for information that leads to an arrest in an altercation outside a Long Island restaurant.
Police: Man Uses Fake Credit Card To Make $5,000 In Purchases At Brentwood Gas Station
Suffolk County Police are searching for a man who they say used a fake credit card to make purchases at a Brentwood gas station.
Police: Man With Dog, Woman Target Home In Queens
Police are looking for two burglary suspects who they said targeted a home in Queens.
Police: 3 Men Sought In Double Assault, Robbery In The Bronx
Police are searching for three men in connection with an assault and robbery of two people in the Bronx.
Man Charged In Brooklyn Groping Incidents Involving Girls Ages 11, 14
Police have arrested a man they said groped two young girls in Bensonhurst, Brooklyn.
Search Continues For Alleged Gunman In Fatal Bronx Shooting
The search continues for an alleged gunman wanted in connection with a shooting that left a woman dead on a Bronx sidewalk.
Drivers Report Series Of Truck Burglaries Over Two Day Period In Midtown North
The NYPD has asked the public for help in identifying and locating a suspect wanted in connection with a series of truck burglaries in Midtown North.
Police Search For 7 Suspects In Massive Brawl At Bronx Deli
It happened just before 4:30 a.m. Sunday inside the 1253 Deli on Castle Hill Avenue in Parkchester.
Search Continues For Suspect Accused Of Raping 12-Year-Old Girl In The Bronx
The girl was walking in the area of East Tremont Avenue and Southern Boulevard when police said the suspect walked up to her, grabbed her and threatened to kill her if she screamed.
Housekeeper Claims She Was Tortured By Queens Couple Over Alleged Theft
The 54-year-old victim was treated at a hospital for burns to her face and legs, as well as bruising to her body after she was let go, police said.


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Marc Jacobs shares the latest image along with a sentimental message to the supermodel.
School of American Ballet's Winter Ball
The Long Tail
Rendered in fabrics from wool to fur to python, this fall's duster coats were skimming catwalks everywhere.
Haider Ackermann, fall 2011
ELLE & The Coveteur: Brady Cunningham


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VIEWS: 886 PAGES: 6 CATEGORY: Business POSTED ON: 11/13/2010 Public Domain
Food Drive Flyer Templates document sample
Greater Los Angeles Chapter of the Association of Legal Administrators MINUTES OF THE BOARD OF DIRECTORS MEETING Date Wednesday, November 5, 2008 Time: 6:00 p.m. Location: Alston & Bird LLP, Los Angeles Attendees: Maureen Varnes, CLM; Mary McDonnell; Michelle Liffman, PHR; Nancy Dillon, PHR; Rosela Marin; Valeda Mercier; Madalena Virbila; Lydia Tavera; Tiffany St. John; Wayne Mitchell; Michael Masta; Nilo Bolden; Bonita Paul; Deanna Pepe; Rose Bazan; Isabel Warner; Ilona Reddick; Ken Sweet; Jean Jewell, CLM; Jim Van Dusen, CLM; Joanne Stillwagon. 6:15 p.m. CALL TO ORDER Old Business (Varnes) Maureen Varnes tabled approval of the October retreat minutes until the next meeting. Maureen also asked the Board members to review over the financials which had been distributed by the Treasurer. Announce ments Maureen announced that the next Board of Directors meeting will be held on Wednesday, December 3 at the Beverly Hills Country Club. She also reminded the Board that the Holiday Luncheon was being held on Tuesday, December 9 at the Biltmore Hotel in downtown Los Angeles. Maureen also distributed a recap outstanding action items and asked the Board member to review the list to make certain any items they were responsible for were handled. Maureen circulated to the Board members a copy of the magazine that is scheduled to be delivered on Friday, November 7. The magazine contained a six page spread with the respect to the recent Justice Jog. Maureen announced that 26 GLA ALA members attended the Region 4-6 Conference in Austin, Texas. Maureen also announced that the April Leadership lunch speaker will be Wendy Rice Issac, President of ALA. Committee Reports Website (Jewell) It was mentioned by Maureen Varnes to the members that there are still unresolved issues with the events calendar indicating that information submitted is not always complete. It was noted that Section chairs need to provide complete information in advance of submitting for insertion into the calendar. As Jean receives a high volume of email messages, it was requested that the members indicate GLA ALA Calendar in the subject line of emails regarding calendar issues. Maureen Varnes stated that all flyers that the Board wishes to send as an email blast must be first approved by the Executive Committee. The Education Chair will approve emails sent to section leaders. A lengthy discussion followed with respect to confidentiality in revealing certain information in blast emails. With respect to flyers advertising seminars and luncheons, Ilona Reddick stated that is much easier to obtain sponsorship when a topic has already been decided. Maureen stated that the holiday luncheon flyer needs work. It was noted that we currently have six sponsors. Rose Bazan noted that Hugo is working on the holiday budget and flyer. Education Chair (Marin) Rosela announced that she will transition off as Education Chair in January and that Mary McDonnell will cover until the end of March. Rosela received the master calendar at the October 16 Education meeting and noted that the Programs team is on top of the 500 points earned for CLE classes. She noted that there are still some transition issues to be cleared up and needs the June to March calendars. Rosela discussed future topics including the utilization of templates for announcements noting the Orange County Chapter's uniform look with their Programs and Sections areas differentiated. Michael Masta will work on this project. Jean Jewell will echo the differentiation for the magazine, utilizing different headers and colors for each section. A discussion followed with respect to linking automatically a section selection by members. GLA ALA (Shaw) Janet announced their next meeting will be held November 6 in Downtown Los Angeles and the Westside in Westwood. This meeting will be their first video conference. Bylaws (Van Dusen) Jim Van Dusen stated that the outsource administrator position is on hold. He inquired as to what we are hearing from vendors with respect to money? Ilona Reddick responded that she has received positive feedback from vendors on Justice Job. Jim also indicated that we need to finalize the job description and asked if we would wish to offer the position to retiring members. He stated that we have a budget for the position but wants to be certain that the Chapter can commit to the position and budget for at least two years.. A discussion followed that included the current economy, law firm layoffs and vendors that have become slow to pay. Vendor (Reddick) Ilona stated that the new vendor rates have been sent to Executive Committee for approval. Maureen Varnes made changes and it is now ready to send out. Michelle Liffman offered to proof the rates prior to sending out. The current rate increases were read to the Board members. It was announced that vendors will now be referred to as to business partners. Platinum, Gold, Silver and Bronze levels of sponsorship were introduced. Community Relations (Ungurean) Angela announced that she has divided year into quarters for four community relations events. The first will be a food drive and Robert Half will team up with the Chapter. Food will be collected at various firms participating on both the Westside and Downtown areas. Robert Half has agreed to pick up and deliver the food to either a regional or specific food bank that needs to be determined. Maureen Varnes inquired about recognition and press. It was noted that advertising and promotion will be in the magazine. There was a discussion with respect to offering a certificate for participation, perhaps a contest. Michelle Liffman suggested a full page advertisement in the March magazine for Robert Half and listing the participating firms. It was suggested that the food bank be attached to Valentines Day and called "Feeding the Hungry Heart." The second quarterly event will be held in mid to late Spring. Angela is proposing a one day workshop for the Boys and Girls Club of Watts. Suggested topics for the workshop included interviewing for a job, writing resumes, and getting into college. It was suggested that perhaps this event could be a brown bad lunch event. The event will be open for all Chapter members to participate. Afinity was suggested as a sponsor for this event. The third quarterly event is a Run Walk fundraiser with a celebrity endorsement. A discussion followed addressing the concern that the celebrity would want their own charity to benefit and it was decided that the charity must be approved by the Board. The fourth quarterly event would be an event to tie in with the end of year holidays and it was suggested that items for donation be requested at our holiday party. A vote was held by the Board Members and it was decided that the Angela move ahead with the plans for the food drive in February. Angela also announced that she proposes to submit community service articles every other month. Job Referral (Ayala) No report. Robert Santos indicated that there were five job postings on the website. Membe rship (Stillwagon) Joanne reported that the membership drive recruiting flyer was in the magazine. The target is for 35 members and 15 more are needed. Joanne has new member packets ready for vendors to distribute to clients. She noted that an email blast is scheduled to go out on Friday. Maureen Varnes asked Joanne to work with Jean Jewell on the online renewal instead of the mail option. It was suggested that the renewal rate be kept at $75. Michelle Liffman inquired if National dues were being increased and Joanne will follow up. A discussion followed with respect to offering an early discount and increasing the dues to $100 from $75. A vote by the Board members indicated the dues should remain the same. Joanne will revamp the renewal application by the end of November. Seminars (Mercier) Valeda reported that the Labor Law Seminar is now titled the Annual Employment Law Seminar, and noted that the name change was requested by the presenters. The name change was approved by the Executive Committee. Flyers for the seminar will be ready at the November 11 meeting and it was noted that online registration is encouraged. A discussion followed regarding registration options. It was decided that an email blast will have two versions of the flyers, one for online response and one for mail. Jean Jewell will give flyer to Ilona Reddick to notify vendors by email blast and also compare the vendor lists for accuracy. It was noted that someone is needed to take photos at event. Jean Jewell and Ilona Reddick volunteered for this task. A discussion followed regarding hiring a professional photographer. Mary McDonnell will research photographers and report at next meeting. Valeda has put together a primary budget. Her estimate includes a $20,000 profit if 150 participate and we have 40 business partners. Valeda will send a proposed budget to the Executive Committee for review and approval. The Executive Committee was also asked to look at the format for the 2010 labor law format. It was noted that the Orange County labor law seminar is one full day. Mary McDonnell inquired about the Managing Partner dinner plans, noting that the speaker needs to be someone who will attract Managing Partners and whether MCLE credit would be offered. Magazine (Chu) A copy of the upcoming magazine was circulated for review. It was noted that a page of Justice Jog page photos incorrect and a corrected page will be added as an insert in the magazine. A favorite restaurant review is needed for the December and January magazine issues. It was announced that Friday is the due date for section contributions to the magazine. Hospitality (Varnes) Maureen Varnes reported that 37 attended the October lunch and that the expense was $1646. Maureen reminded that members that the Chapter absorbs any overage. It was noted that 30 have signed up for the November luncheon and that another email blast will be going out on Friday. Special Events (Wind, Fortune) No report. Diversity (Seales & Robinson) It was noted that a job description for the Diversity Chair was received from Susan Seales. Programs (Bazan) Rose reported that she has 30 responses for the upcoming November lunch and noted that she has been directing callers to register on the website. Rose also noted that. RBZ will come through on their promise to sponsor an upcoming chapter lunch. Michelle Liffman asked if it would be possible to ask for preview of presentation first. Maureen Varnes announced the Holiday lunch prizes which include a VIP taping of a Dr. Phil show and also attendance at a taping for a new TV show entitled Doctors. Maureen noted that she would like to see the budget for the event. A discussion followed with respect to a Master of Ceremonies for the event, door prizes and the raffle. Maureen Varnes had samples of ecumenical paper for flyer. Sections Multi Office (Paul) Bonita reported that the next meeting will be November 6 with Dave Pacheco of Rhumbline as the speaker. The topic is "Challenges of Multi-Office Recruiting." She reported that six have signed up so far for the event. IT (Masta) No report. SF Valley (Pepe) Deanna Pepe reported that the San Fernando Valley Section met on November 4 at Polk, Prober & Raphael in Woodland Hills. Lunch was hosted by Pride of Los Angeles. There were five people present for the roundtable discussion on "What's Happening with the Valley Law Firm." The next meeting is scheduled for 12:00 noon on Thursday, February 19, 2009 in North Hollywood. The speaker will be Paul Hekimian of Overnight Express and creator of The Paulsitive Movement, who will speak on personal empowerment. Small Firm (Bolden) Nilo Bolder reported that the next meeting will be held on December 11. It will be a roundtable discussion with the topic being how to deal with non-performers. An email blast will be sent out tomorrow. Nilo indicated that she was looking for a sponsor for the event and also a location. Maureen Varnes offered her office to hold the event. Corp.Govt (Sharif) No report. Finance (Mitchelll) Wayne Mitchell reported that the next Finance meeting will be held on November 18. The topic is "Changes in depreciation and deductibility due to recent economic developments." HR (Tavera) Lydia Tavera reported on the November 18 employment law preview meeting at Silver & Freedman. A roundtable speaker has been secured for the recap who is at attorney at Lydia's firm. Santa Barbara/Ventura (Scott) No report. 8:50 p.m.Break Past-President (Liffman) Michelle Liffman spoke about a Spring social event with the Orange County Chapter. It was suggested that the event be a Dodgers or Angeles game and occur on a weekend in April, May or July. Michelle will follow up with her contacts to set a date. President (Varnes) Maureen Varnes reported on the ALA President's reception that will feature ALA President, Wendy Rice-Isaac as speaker. She stated that this will be a leadership reception and will recognize the current Board and introduce the new Board. Volunteers of the Year awards will be presented at the meeting and a Past Presidents pin presented. Maureen requested a committee to work on the reception and Robert Santos and Michelle Liffman volunteered President-Elect (Santos) Robert Santos reported that President's checklist in good shape. He will verify that we are submitting quarterly updates to regional. Mary McDonnell will handle the upcoming audit and Robert will check. Robert stated that if we do not recruit the members we need we will still receive gold status
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I had such fun photographing cats in hats for this terrific little book, written by Sara Thomas and published in the UK by Octopus books. I worked with some gorgeous feline models, some in the studio, most in their owner's homes. 168 more words
Tags » Abyssinian Cat
Birman cats live longest. Bengal cats have shortest lives, according to UK study
Study based on reviewing deaths of 4,009 cats from 90 veterinary practices in UK, randomly selected from database of 118,016 cats.
"Of interesting note was the different longevity of purebreds – the… 47 more words
Cats in Hats | madaboutgreys London Cat Photographer
I was so pleased to be invited to provide photographs Cats in Hats, Sara Thomas' book of lovely knitting and crochet patterns. Last autumn I put out a couple of model calls for the project through my usual networks and was almost overwhelmed by the stampede of responses (if cats can be said to stampede, of course). 109 more words
knitters' party: petting cats and wool
Yesterday I attended a knitters' party where we were invited to pet Abyssinian cats:
How active this breed is! They want to know everything and they want to cuddle all the time. 1,570 more words


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Brian Ewing is a really awesome illustrator check this out!
Category Archives: Photos
Artist Highlight/Meower Monday: Eldar Zakirov Photos
Check out Eldar Zakirov's Artistocat series
Artist Highlight: GodMachine Photos
Godmachine's art is pure evil and awesome check it out right now!
Artist Highlight: Dan Burgess Photos
Dan Burgess draws cool things like robots, wolves and funny cats don't be a fool check it out!
Artist Highlight: Paco Medina Photos
This week's Artist Highlight is comic book artist Paco Medina! Medina's artwork is featured in such Marvel titles as Deadpool, Spider-Man, and Venom.
Artist Highlight: Odeith Photos
Graffiti artist Odeith is from Lisbon and uses no photoshop, or digital magic of any kind. Odeith gets these crazy effects with nothing more than spray paint. Check out more of his work at www.odeith.com.
Artist Highlight: Mike Adams Photos
This week we're featuring the clean and classic work of tattoo artist Mike Adams! To see more of Mike's work head over to his website http://mikeadamstattoo.tumblr.com/.
Artist Highlight: Aleksandr Nikonov Photos
Aleksandr Nikonov does some cool digital art check it out!


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During my visit to Niagara Falls of Canada with my family, I got to shoot this footage from our Hotel room in Slow Motion using the Sony EX1 camera mounted on a tripod.
Edited in FCP 7 and Graded in Color.
Music by Zamphir.
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G2D Games
Most Played Games
New Games
Dressup Games
Makeover Games
Girls Games
Celebrity Games
Cool Games
Cooking Games
Baby Games
Fun Games
Game Name
Sparkle Dancer
Dressup Games
Game Tags
Dress up,Fairy,Fantasy,Dancer,Twinkle
Click Here to Play
Game Details :
This pretty fairy dancer can't wait for the sun to go down! As soon as the stars start to twinkle in the sky, all of her fairy friends ascend to the clouds and dance the night away. With the moon as their spotlight, the party literally doesn't stop until the sun comes up!
New Games
Winter Streetshot Anim
Barbie Princess Design
Hot 16 Dress Up
Kitty Princess
Peach Princess
Black Laces
Seeing Jewelry
Loose Denim Anime
Bikini Season
Neutral Pastel
Comfy Cozy Anime
Pleated Fashion


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Mattresses buying guide
The quality and condition of your mattress can make all the difference to your night's sleep, so it pays to invest in the best mattress you can afford. How do you know when your mattress needs replacing? There's no hard and fast rule as to longevity, but there's no doubt that mattresses deteriorate over time. If your mattress has become lumpy and uncomfortable, if you can see staining and fraying and other obvious signs of wear and tear, it's time to think about a new model. Back pain on waking is another sign that all is not well with your mattress, and if you enjoy a more comfortable night's sleep on another bed it's a sign that your own has reached the end of the line.
The perfect mattress for your needs
Everyone has different requirements when it comes to mattresses , so it's worth investigating the varieties we have available. Our collection includes a number of different options in terms of coverings, styles and fillings. You can also choose whether to go for sprung mattresses or memory foam styles.
Pocket sprungThe high-quality springs in Pocket sprung mattresses are individually wrapped in pocket sleeves, which means they respond to pressure on an individual basis, rather than all moving at the same time. This type of full support for the entire body is considered beneficial so pocket sprung mattresses are generally top-of-the range.
Open coil springAt the lower end of the price range for mattresses, open coil springs mean that all the springs within the mattress case move together wen you lie and turn on them. This type of mattress has a more limited life, as the springs come in for a lot of wear.
Memory foamMore expensive than mattresses with springs, the viscoelastic covering on the memory mattress is what makes it suitable for people who sleep poorly, perhaps because of aching joints or a bad back. They work by responding to the heat of your body and forming contours around your individual shape. If the room is cold when you first lie on a memory mattress, it may feel a bit hard, but it doesn't take long to respond to the heat of your body and give you the tailor made, all-enveloping support that fans of memory foam find so inviting.
Latex supportCombining elements of the spring version and the memory foam technology, these mattresses have layers of filling, including a latex zone, on top of the springs. The latex responds to body shape but not so completely as memory foam, which means that latex support mattresses often feel a bit unyielding.
Non-turn pillow topDouble-sided mattresses mean that the mattress should be turned frequently to maintain comfort and support. Having a non turn mattress means that there is no longer any need to do this as the comfort is provided by the quality of the quilted damask layer on the top.
What's on the outside?
Mattresses are covered in what's known as 'ticking'. The name comes from the old English term 'straw tick', a bed mattress filled with straw. Such mattresses needed sturdy cotton coverings, to stop the straws poking through – hence, ticking. Ticking material (traditionally striped) is still is designed to be tough and tear resistant. Better quality mattresses will be made from woven or knitted viscose or cotton yarns, rather than polyester or polypropylene often used on lower priced mattresses.
Ticking can be designed to be resilient to water and stains; it can also be rendered hypo-allergenic, for those who have an allergy to dust mites, as well as anti bacterial and anti-static. Some ticking is more breathable than other types, so it's worth shopping around.
Mattress sizes
Mattresses come in a range of sizes to fit different size beds:
Standard single ones are perfect for teenagers, students and young adults moving out of home. They are also the best option for studio flats or apartments with limited bedroom space. Small double mattresses offer a little more room for a single person to move.
Standard double ones - most adults start with a double mattress in mind when shopping for a new bed, however if you sleep beside a partner and find standard double beds too restrictive, you can opt for a king size and spread out a little more.
Super king size are a real luxury for couples who want the best night's sleep. If you have young children who like to climb into mum and dad's bed in the morning, this size can accommodate them with the least disruption to your sleep patterns!
Check the table here to see the measurements our beds come in:
|Imperial size
|Metric size
|Small single
|2'6" x 6'3"
|75 x 190cm
|3' x 6'3"
|90 x 190cm
|Small double
|4' x 6'3"
|120 x 190cm
|4'6" x 6'3"
|135 x 190cm
|5' x 6'6"
|150 x 200cm
|Super king
|6' x 6'6"
|180 x 200cm
Mattress thickness
The depth of a mattress can vary greatly depending on the quality and material. The range generally starts at around 12cm (5in) and goes up to 50cm (20in). Most people aim for between the 25cm and 35cm (10in – 14in) mark as standard. Super-thick mattresses are not suitable for all bed frames so you may want to check how much weight your frame can support before buying a new mattress.
If you're opting for memory foam, it's not always better to have a thicker mattress – the maximum it should reach is about 15cm (6in). Any thicker and this can reduce the effectiveness of its support and create a spongy feel.
If you want a temporary solution to a thin mattress, or just fancy a bit of extra comfort, you can also look at mattress toppers, which now come in memory foam as well as silk and cotton fibres.
Protect your mattress
Size mattersDon't worry if, when your bed and mattress is delivered, that the mattress seems too short for the bed. That's just a bit of shrinkage that occurs when it's being transported. Once its on the base the mattress will 'relax' into its correct size. It's worth noting that if you buy a mattress on its own, the base you want to put it on must be a suitable size and design for the mattress. It can shorten the life of a mattress to use it on a base that doesn't support it, or fit it properly.
Mattress careOnce you've taken delivery of your mattress and ripped off its packaging, let it lie flat in a well ventilated room to allow any condensation from the plastic wrapping to dry off. It's wise to air a mattress thoroughly, both when it is new, and giving off that 'new mattress smell' (that soon wears off), and when you're sleeping on it regularly. Giving it some air allows for any perspiration it may have absorbed to evaporate.Mattresses are expensive items to buy, so it's a good move to buy protection for them.A mattress protector which is fully washable, is a great investment as it prolongs the life of a mattress.
Mattress toppers provide a cosy extra layer along with extra support and comfort. Choose from goose feather and down, polyester or quilted cotton rich fibres.
It goes without saying that using a mattress without bed linen on top is a sure fire way to gather nasty stains. Washing mattresses isn't recommended either, as no mattress is completely colourfast. Mattresses aren't designed to be folded or bent, as doing so can change the structure and distort the springs. While you're mattress is still new, for the first six months, turn it over every couple of weeks. You need not do it so frequently after that, maybe every month or so.As fun as it may sound, do not jump up and down on your mattress: it's not designed for such rough play. Another handy tip is not to spend too much time sitting on the edge of the mattress, as this can ruin its level.If you ever have to store your mattress, try to avoid leaning it up on its edge, it's better off flat, as this does not disturb the filling. Vacuuming a mattress is really not necessary, wither, as this is another ting that disturbs the filling, give it a light brushing if you want to remove dust, but a fully washable mattress cover will mean you won't have to do this so much.


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Regardless of what your training goals might be, this functional-training workout will help challenge your body in new ways. These exercises require only your body weight and give you an excuse to enjoy the fresh air as you take your workout outdoors.
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