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VIEWS: 64 PAGES: 12 CATEGORY: Legal Forms POSTED ON: 5/22/2009 Public Domain
Improving Your Farm Lease Contract A guide to help you better understand the business of farmland leases FM 1564 Revised June 2003 Table of Contents Importance of Leasing ......................................................................... 2 Reasons for Farm Leases ..................................................................... 2 Common Types of Leases .................................................................... 3 Advantages and Disadvantages of Different Types of Leases .............. 4–5 Factors that Influence Leasing Terms ................................................. 6 Key Areas of Decision Making ............................................................. 6–7 Economic and Legal Considerations ................................................... 8–9 Communication ................................................................................... 9 Termination of a Farm Lease .............................................................. 10 Summary ............................................................................................. 10 Additional References.......................................................................... 11 Importance of Leasing Over one-half of Iowa's farmland is rented and operated by someone other than the owner. In parts of central, north central, and northwest Iowa, two-thirds of the land is tenant operated. On the other hand, less than one-half of the land in southern Iowa is farmed by a tenant. Leasing farmland involves a business agreement between the owner and the tenant operator who rents the land. Varia- tions in leasing arrangements appear because of the differences in the productive capacity of the resources, the contribu- tions made by each party, and the personal goals of the parties involved. Reasons for Farm Leases Land is an expensive resource in all areas of Iowa. A large capital investment is required to purchase enough acres of land to provide the farm family an opportunity to earn a satisfactory living. The average full-time farmer in Iowa today operates over 750 acres. The average value of farmland in Iowa is over $2,000 per acre. Therefore, the average land investment for a commercial Iowa farm today can easily exceed $1.5 million. Many young farm families cannot afford to purchase farmland because they do not have enough capital for a down payment, or the finance charges are too high for them to meet the payments. These families have labor, some operating capital, and management ability that they wish to use in a farm business to produce in- come for living and future investment or debt reduction. If they are not in a position to purchase land, they can rent land and provide the owner a return on investment. Many individuals or institutions that own land are looking for someone to farm it to provide a return on their investment. Land ownership can also provide a hedge against inflation through appreciation in value over time. Many landowners are former farm opera- tors who have retired and who wish to retain their investment in the land for security, retire- ment income, income tax deferral, and sentimental reasons. Capital requirements per farm unit have been increasing faster than many farm families are able to increase their net worth. Therefore, renting resources may be the only way they have to put together an efficiently-sized operation. Most families desire to increase earnings and accumulate enough net worth so that in the future they can own part or all of the land they farm. The common trend in Iowa is to operate a combination of owned and rented land. Modern machinery makes it possible for a family to handle a larger acreage than in the past. Doing a good job of operating their own unit is the best reference operators can have when they try to enlarge their operations by renting additional land in the community. A farm lease is a legal instrument that describes the business agreement between the landlord and tenant. The lease provides the basis for combining the landlord's and the tenant's resources of land, labor, capital, and management to produce farm com- modities. The arrangements for sharing farm income and expenses are a very important part of many farm leases. Rental terms need to be revised periodically to keep them up to date. The lease agreement also protects the legal rights of all parties involved. 2 Common Types of Leases The three most common types of leases used in Iowa, in order of popularity, are the cash lease, the crop-share lease, and the custom farming contract. The common terms of these leases are described below. Cash Lease Under a straight cash lease the tenant pays a given amount of cash rent per acre per year or a lump sum per year for the use of the farm resources. Some cash leases provide for a flexible amount of rent based on actual yields, prices, or both. The landlord may put some restrictions on the number of acres of some crops that can be grown, or what farming practices can be used. Other than this, the tenant has a free rein in planning the crop and livestock production program on the farm unit, and receives all the crop and USDA commodity program payments. Crop-share Lease The distinguishing characteristic of a crop-share lease is that the owner receives a share of the crop and USDA payments as a return for the land resources used. In Iowa, a typical division is for the landlord to receive one-half of the grain. The owner's share of a hay crop varies, depending on how the costs for establishing the seeding were shared. In some cases the tenant pays a cash rent for land in pasture or hay. There may be a separate rental charge for a good set of buildings or grain storage facilities. The owner normally furnishes land and buildings and a share of the costs of certain expenses such as fertilizer, seed, and pesticides when the crop is divided 50-50. The tenant usually furnishes all the labor, fuel, equipment, and certain other expenses involved in the crop production part of the farm business. Iowa State University Extension publication FM 1811, Survey of Iowa Farm Leasing Practices, provide more details bout the sharing of expenses under a crop-share lease. Some share leases include livestock production, as well. The common terms in a livestock-share lease are that the owner furnishes the land and buildings, and the tenant furnishes the labor and most of the movable equipment. The livestock is owned jointly and receipts from livestock and crop sales are divided as determined in the leasing agreement, usually half and half. Certain operating expenses are also often shared equally, such as feed purchased for livestock, livestock purchases, veterinary bills, and other livestock expenses. Custom Farming Contract Under a custom farming contract the operator supplies all the labor and equipment needed to perform tillage, planting, pest control, harvesting, and storing of crops. The landowner pays all other expenses, and receives all the crop and USDA payments. The custom operator receives a fixed payment per acre from the owner, or a fixed payment for each operation performed. Some agreements pay the custom operator a bonus for meeting certain planting date or yield goals. Others provide for the operator to receive a percentage of the crop instead of a cash payment, generally from 25 to 35 percent. If the cus- tom operator takes responsibility for purchasing and de- livering crop inputs, the cash payment or crop share is generally higher. 3 Advantages and Disadvantages of Different Types of Leases All types of leases have advantages and disadvantages. The parties entering into a leasing arrangement should recognize these characteristics and consider them in determining the type of lease desired and the terms that should be incorpo- rated in the lease Cash Lease Advantages of a straight cash lease are: • The lease is simple with relatively few chances for misunderstanding. • The owner is relieved of making day-to-day operating decisions. • The owner has very little financial risk. • The tenant has maximum freedom in planning and developing the cropping and livestock programs. • The tenant has fewer records to keep. Disadvantages and potential problems of the straight cash lease are: • A fair cash rental rate may have to be renegotiated each year. • Cash rents are likely to be too low in times of rising prices and increasing yields, and too high in times of low prices or low yields. • Tenants are required to supply more operating capital. • Tenants bear all the risk of price and yield variability. Crop-share Lease The advantages of a crop-share lease are: • Crop risks associated with price and yield variations are shared equally. • The owner is more involved in operating decisions and marketing the grain during the year. • Both parties share the benefits from adoption of yield-increasing technology, or unexpected high yields or prices. • A second USDA payment limit is created. Disadvantages or potential problem areas of a crop-share lease include: • The landlord and tenant must determine how production expenses are shared. • Adjustments for sharing costs for storage and drying facilities, herbicides that reduce field work, or fertilizer and pesticide application may have to be made. • The cropping plan to be followed and whether or not the farm participates in government programs must be agreed on. 4 • Added cash rent for buildings and facilities may have to be negotiated. • If the owner's and tenant's grain is stored in a common bin, marketing decisions have to be made jointly. • The landowner may be considered a material participant, and farm income will be subject to self employment taxation. Custom Farming Contract Advantages of a custom farming contract are: • There is very little financial risk for the operator. • The owner benefits from any unexpected high prices, yields or government program payments. • Only one party is responsible for marketing grain. • Agreements are usually fairly simple to negotiate. Disadvantages and potential problems of custom farming contracts are: • The number and timing of field operations to be done each year may have to be modified, depending on weather conditions. • The operator may have to set priorities among the custom farmed land and other rented or owned land. • The owner and the custom operator must agree on the cropping system, fertility program, and type of pest control to be used. • Crop inputs such as seed, fertilizer and pesticides must be purchased and delivered in a timely manner. • The landowner may be considered a material participant, and farm income will be subject to self employment taxation. 5 Factors that Influence Leasing Terms Many factors influence the terms of an individual farm lease. Some of the main ones are listed below. • Productivity of the land. Historical yields, corn suitability rating (CSR) index, and soil maps can be used to evaluate the relative productivity of each farm or field. • The value of the contributions made by each party in the leasing arrangement, such as labor, capital, or manage- ment. • The bargaining position and bargaining ability of each party, and the competition for rented land in the immedi- ate area. • Custom. What has been customary in the community in the past is a good starting point, but may not be the best guide because of changing conditions. • Family considerations. A parent-child agreement may be highly favorable to the child when compared with other leases, because the parents do not need as much income, want to help the child get started, and desire to keep the farm in the family. • Improvements and facilities on the farm, dwellings, roads, schools, churches, markets, location, and the size of the farm unit. • USDA farm programs. The crop acreage bases and proven yields assigned to a particular farm will affect the size of some commodity program payments that are paid to the operator. • Contracts. Agreements for producing seed or other specialty crops, or to receive livestock nutrients can enhance the value of a particular property. Key Areas of Decision Making There are certain areas in developing a farm lease that should be given very careful consideration by both parties. The answers to these questions will depend on the intent of the parties in the leasing arrangement and the bargaining posi- tion of each. Several key areas should be considered. Cost Sharing A question that frequently comes up is the landlord's responsibility in sharing herbicide costs for weed control that may be a partial or complete substitute for cultivation or other tillage methods. Most landlords agree to furnish half of the cost of these materials under the crop-share or livestock-share lease. Some feel that where minimum tillage is practiced, they should not have to share in the full cost of herbicides. One arrangement is for the landlord to share half of the cost of a row or band application of these herbicides, which hopefully will provide better weed control and higher potential yields. This does not reduce the tenant's responsibility for cultivating since weeds will be controlled only in the area over the row. If the tenant wishes to use herbicide over the entire area, he or she pays all of the costs in excess of a share of the banding operation. There are many variations in the distribution of custom application costs for the inputs mentioned above. Therefore, it is advisable to discuss these items in advance and state in the lease whether or not the landlord will share in any of these costs. 6 Harvesting How will costs associated with combining, drying, and storing crops be shared under a share lease? When the corn drying facilities are part of the storage unit, the landlord often furnishes the dryer and storage facilities. If the corn drying unit is portable it may be jointly owned, or either party may own it and charge the other party an established amount for its use. The fuel and power costs for drying are normally shared in the same proportion as the crop is divided. In some leases the tenant is paid extra for delivering the owner's share of the crop from farm storage to an elevator. Additional Land What considerations are needed if the tenant proposes to rent additional land from multiple owners? It is advisable that the parties concerned have an understanding about areas such as timing of field operations on each farm, buildings furnished on each unit, commingling of grain, and the records needed by the tenant to assure accurate expense and production accounting to each owner. Financing Improvements There are several ways to handle the cost of making permanent improvements, such as buildings, storage structures, conservation structures, fences, waterways, and others. 1. The landlord provides the improvement as part of the rental agreement with an understanding that the rental rate will be increased as a result of the improvements. 2. Cost of the improvements is shared by the landlord and tenant in some form. If the improvement is constructed on the farm, the tenant may furnish labor and machinery for the job. 3. The tenant provides the agreed upon facilities with a provision for being reimbursed by the landlord for the unused portion of the facilities if the lease ends before the useful life of the improvement is expended. In determining whether or not a lease is fair and equitable to both parties, it is necessary to consider the lease in total rather than individual provisions or sections of the lease. One provision in the lease may be favorable to one party, while another provision may be more favorable to the other party and the two factors may balance out. 7 Economic and Legal Considerations There are both economic and legal factors to consider when developing a farm lease agreement. Some of the key eco- nomic questions are: • Does the lease provide the business framework for the most profitable long-term operation of the farm? • Does the agreement encourage the use of the most profitable levels of capital, labor, and management in the farm business? • Are the returns shared between the landlord and tenant in an equitable manner when the value of contributions of each party is considered? • Is the most profitable level of modern technology utilized in the crop and livestock production in the farm business? • Is the farming unit large enough to achieve an efficient level of operation and provide a satisfactory return to both landlord and tenant? It is much easier to divide a good income fairly than an inadequate income. Legal considerations in the farm lease also promote an efficient business. Some of the key legal considerations are: • Does the lease provide adequate legal protection to both parties? • Is the lease in writing? Written leases leave less chance for disagreement or misunderstanding between the parties over a period of time. • Is the landowner considered a "material participant?" Self-employment income A materially participating landowner must report farm income as self-employment income rather than as passive invest- ment income. As such, it is subject to the normal self-employment tax rate. Of course, paying some self-employment tax will boost social security benefits in the future. Social security benefits Landowners under age 65 may have their social security benefits reduced if they are actively involved, depending on the amount and timing of the income received. When landowners reach age 65 and beyond there is no limit on the amount of active income that can be earned with respect to social security benefits. Estate tax valuation Many farm properties can qualify for "special-use valuation" when they go through probate, which often results in a valuation below fair market value. This can be advantageous for estates large enough to trigger estate taxes. However, one requirement for special-use valuation is that the decedent, or a family member, must have materially participated in the business five out of eight years prior to death, and a qualified heir must materially participate for ten years after the death of the decedent. Landlord's liens In Iowa, a statutory (created by state law) landlord's lien exists. The lien is applicable whether the lease is for cash rent or crop share. The statutory lien is a lien "upon all crops grown upon the leased premises, and upon all other personal 8 property of the tenant which has been used or kept thereon during the term and which is not exempt from execution." The landlord's lien must be filed with the Iowa Secretary of State's office within 20 days of when the lease goes into effect, but remains in force until a different tenant takes over the farm. Communication Good communication between tenants and landowners is essential for building a successful leasing relationship. Land- owners are concerned about the use and care of their farm. Nonresident owners cannot observe conditions first hand. Widows may not have been heavily involved in the management of the property, and feel unsure about how to proceed with decisions. Provide Reports Tenants can borrow a technique from professional farm managers who provide their clients with written reports on a regular basis. Obviously, a report is more important with a crop share or livestock share lease than a cash lease. But it may be beneficial for a tenant with a cash lease to develop an abbreviated form of reporting, especially for landowners who have a strong interest in the productivity of the farm. Sending pictures to a landowner who is not close enough to observe crop conditions each year is a very effective commu- nication tool. Today, digital camera photo files can be easily transmitted by e-mail. For a crop share lease, keep the accounting of expenses current. Most input suppliers will invoice each party individu- ally. However, inform the owner beforehand that he/she will be receiving a bill and what it is for. Tenants renting from several owners may purchase supplies in volume and prorate the bill to each of the owners. In this situation a copy of the original invoice should be included. Explain each item on the bill. Names of farm inputs change frequently. The owner may not be familiar with commercial product terms for seed, herbicides and insecticides, but nonetheless may have to categorize the expenses for income tax reporting. Why have a written lease? A written lease is like the minutes of a meeting. It tells when you met, who was there, and what was decided. Written leases make the lease terms more definite and leave less chance for disagreement and misunderstanding. People tend to selectively recall only those portions of conversations that reinforce their point of view. It protects not only the original parties, but also assignees and heirs in case either party should die, or the farm is sold. A written lease encourages both parties to consider many phases of the lease before the lease period begins. Decisions are made before the problems occur. In subsequent years, it provides a basis for changing lease provisions when adjust- ments are desirable, as well as documentation in case of an Internal Revenue Service audit. The document should meet at least the following minimum requirements: • Both parties should properly sign it. • It should specify a definite period for which the lease is to run. • It should contain an accurate description of the property. • It should state the kind and amount of rent and time and place of payment. 9 Termination of a Farm Lease A farm lease automatically continues from year to year unless either party gives a notice of termination. In Iowa, a lease termination notice must be properly served by September 1, prior to the end of the lease year. The termination notice must fix the termination of the tenancy to take place on the following March 1. If notice is not served, the lease continues for another crop year under the same conditions and terms. However, if mutually acceptable to all parties concerned, a lease can be terminated or modified at any time. Iowa law specifies three methods of serving a farm lease termination notice to terminate the tenancy on the following March 1. The following is quoted from the Code of Iowa, Section 562.7: "Notice—How and when served. Written notice shall be served upon either party or a successor of the party by using one of the following methods: 1. By delivery of the notice, on or before September 1, with acceptance of service to be signed by the party to the lease or a successor of the party, receiving the notice. 2. By serving the notice, on or before September 1, personally, or if personal service has been tried and cannot be achieved, by publication, on the same conditions, and in the same manner as is provided for the service of original notices, except that when the notice is served by publication no affidavit is required. Service by publi- cation is completed on the day of the last publication. 3. By mailing the notice before September 1 by certified mail. Notice served by certified mail is made and com- pleted when the notice is enclosed in a sealed envelope, with the proper postage on the envelope, addressed to the party or a successor of the party at the last known mailing address and deposited in a mail receptacle pro- vided by the United States postal service." A form entitled "Notice of Termination of Farm Tenancy" prepared by the Iowa State Bar Association is available from law offices. The individual lease may state a date earlier than September 1 for serving a termination notice. The requirement to terminate a farm lease applies only to cropland in tracts of 40 acres or more. It does not apply to pasture land rented separately or tracts under 40 acres in size. Only a 30-day notice is required in these cases. Oral leases are valid in most states. In Iowa they cannot have a life of more than one year. Nevertheless, even an oral lease is automatically renewed if it is not properly terminated in time. Summary A good lease is the first step toward a satisfactory operating relationship between a landlord and tenant. Although it is probably impossible to develop a lease that will provide for all possible situations that might arise, the parties should try to anticipate the potential areas where problems may arise and plan provisions in the lease to handle them. Only the parties involved can determine what is fair to each and what the final agreement should be. Since many factors influence a leasing agreement, each contract should be modified to fit the individual situation. 10 Additional References From Midwest Plan Service From Iowa State University Extension • NCR 75 Fixed and Flexible Cash Rental Arrangements for Your • FM 1538 Iowa Farm Lease (form) Farm • FM 1724 Flexible Farm Lease Agreements • NCR 76 Cash Farm Lease with Flexible Provisions (form) • FM 1728 Iowa Farmland Rental Rates • NCR 105 Crop-share or Crop-share/Cash Rental Arrangements • FM 1801 Estimating Cash Rental Rates for Farmland for Your Farm • FM 1811 Survey of Iowa Farm Leasing Practices • NCR 77 Crop-share or Crop-share/Cash Farm Lease (form) • FM 1823 Custom Farming: an Alternative to Leasing • NCR 148 Irrigation Crop-share and Cash Rental Arrangements • FM 1825 Iowa Farmland Value Survey for Your Farm • FM 1851 Cash Rental Rates for Iowa (survey) • NCR 106 Irrigation Crop-share or Crop-share/Cash Farm Lease (form) Available at www.extension.iastate.edu/pubs/ or call • NCR 149 Pasture Rental Arrangements for Your Farm (515) 294-5247. • NCR 109 Pasture Lease (form) • NCR 214 Rental Agreements for Farm Buildings and Livestock • Farm Leasing Arrangements (home study course on the Facilities Internet) Available at: www.extension.iastate.edu/ames/ • NCR 215 Farm Buildings and Livestock Facilities Lease (form) Available at www.mwpshq.org or call (800) 562-3618. Revised by William Edwards, extension economist. Originally prepared by E.G. Stoneberg, former extension economist. Designed by Kathy Summy, extension communications. File Code:Agricultural Economics 1-4 [B] ...and justice for all The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital or family status. (Not all prohibited bases apply to all programs.) Many materials can be made available in alternative formats for ADA clients. To file a complaint of discrimination, write USDA, Office of Civil Rights, Room 326-W, Whitten Building, 14th and Independence Avenue, SW, Washington, DC 20250-9410 or call 202-720-5964. Issued in furtherance of Cooperative Extension work, Acts of May 8 and June 30, 1914, in cooperation with the U.S. Department of Agriculture. Stanley R. Johnson, director, Cooperative Extension Service, Iowa State University of Science and Technology, Ames, Iowa. 11
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BPL Community Profile
Inaki Diaz de Etura (inaki) - BPL Lifetime Member
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All Forum Posts by Inaki Diaz de Etura
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A windshirt is a very simple thing. There will always be options. Now they've become popular even mass-market outdoor stores carry their own branded ones. Besides, running and cycling stores/se...
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What happened to the Alpine jacket (unlined Equilibrium)? I got one last year but it doesn't seem to show up on Rab's website. I've been using it this winter and found it too air per...
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the most functional approach to a successful layering system is a set of very specialized items that can work together. Multi-functioning, tempting as it may seem, is usually a bad idea, both funct...
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Having hiked the Cape Wrath Trail only once (just a visitor in Scotland), I'd say river crossings are not a problem. Major rivers are bridged and the ones that require fording were all easy eve...
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I eventually took a pic that ilustrates the concept. This belongs to a commercial olive oil bottle from the grocery store: The small diameter output has a very thin lip to minimize drips. It...
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It shouldn't be difficult to find a container that doesn't leak. I'm afraid most of the reported cases of leaking might be what I described in this thread about oil sliding around the o...
Re: "Wedge" tents - Bah! Humbug!
Not a fan of wedge tents myself but I'd consider them potentially good in high winds if the profile is streamlined enough and the size not too big (1-2 persons max). A 2 person square-ish dome ...
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Dishwashing gloves have two big drawbacks (for either biking or hiking): 1. They're tight. Bloodflow restriction is a very bad idea 2. They're a pain to put on and take off. Once hands ...
Re: not my cup of tea but
You don't need to run to cover 250 km in 7 days
Re: sleeping position
I can confirm that's true for me at 5'7" lying on top of a closed cell foam mat. A thin inflatable would be ok, a thick inflatable could be a problem.
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Not a full review but just a small addition on what's already been said regarding winter use. While skis make for wonderful stakes on deep snow, unfortunately the tie out loops at the end of the 6 mai...
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1996 Chevrolet Monte Carlo Q&A
1996 Chevrolet Monte Carlo Question: Engine cooling fans
There are 2 cooling fans, the one on the driver's side comes on when engine heats up or if AC is on. The fan on the passenger side does not seem to be running at all. Shouldn't one of the fans run at all times? If not when should the passenger side fan come on? - redman76219
Answer 1
there are 2 fans to aid in cooling the engine during heavy loads and at high temperatures. When the A/C is on ( or the defroster which also uses the A/C system to dehumidify the windshield ) the engine is hit with a 20 horsepower load and the A/C condenser near the radiator, gives off a lot of heat, 200 + degrees on a hot days. During these periods of operation at least 1 fan should run. During the cold weather, it is not uncommon for neither cooling fan to operate because as you drive the wind through the radiator cools the engine and coolant sufficiently. Is your car overheating at all? If you are very concerned about the operation of both the cooling fans, a good mechanic could use a scan tool to verify that both fans do in fact operate. My 2 fans only come on when the outside temp is 90-100 and I'm in stop and go traffic with the A/C working. - dandd
Answer 2
the fans only come on at a certain temp i have a 95 monte carlo it has two fans in the winter the so called passenger side does come on at all during the winter time it does in the summer when the ac is running the other one comes on when it wants to at a certain temp - Visitor
Answer 3
what did u do, to get the passenger side fan to work im having that problem to... please email me...email@example.com - Visitor
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NEW YORK (AP) Where do grown-ups go trick or treating?
Las Vegas, of course.
In Sin City, use your imagination to dress up for the Fetish and Fantasy Halloween Ball, Oct. 28 at the Stardust Hotel & Casino; www.halloweenball.com.
For a slightly less racy Halloween experience, the Haunted Vegas Tour will take you to more than a dozen "haunted" locations around town, looking for the ghosts of Elvis, Liberace, Bugsy Siegels and many other well-known characters. Tickets are $46.25; details at 866-807-4697.
Also in Vegas, a music festival called Vegoose will feature concerts at Sam Boyd Stadium, Oct. 27-30, with acts like Tom Petty and the Heartbreakers, the Killers, Widespread Panic, the Black Crowes and Fiona Apple; details at www.vegoose.com. In addition to the musical acts, the festival will offer various Halloween-themed attractions. Last year's Vegoose included an Impersonators Cafe and the Great Evil Pumpkin.
Copyright 2006 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Original recipe yields 8 servings
Amount per serving ({{servings}} total)
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Ready In
This is an excellent recipe and it really does taste like chicken that you would find in an Asian restaurant. I couldn't find regular potato starch but I did find potato pancake mix and it work...
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Excellent! Japanese chicken just like in the restaurants. I made mine with wings and my 3-year-old son loved it so much he ate 7 pieces.


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Craft Activities for Ages 6-7
Craft Activities for Ages 6-7
Celebrate the luck of the Irish while making this kissable craft!
Try these crafty ideas for those long holiday vacation days.
Chronicle vacation days and create a book of warm memories to share in any season.
Bring the summer sun indoors with this colorful craft.
Shed some light on geometric shapes!
by Risa Young
Cook up a batch of these crazy cotton creatures.
Give library loaners their own home away from home!
Make an Eric Carle-style illustration with your child.
by Megan Pflug
Try this deliciously simple and creative craft to sweeten your family meals.
Create a new kind of bug.
Encourage kids to use nature to create a masterpiece.
by Ellen Church
Paper — an everyday part of our world — provides exciting activities and extended investigations.
by Robin Smith
Lift the flaps of this paper house to see the whole family!
by Ellen Church
Reduce, reuse, recycle . . . to create, build, and learn.


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500 South Elmwood Avenue
Oak Park, Illinois, 60304
Commute to Downtown Oak Park
Most errands can be accomplished on foot.
Many nearby public transportation options.
Score Details
500 South Elmwood Avenue has a Walk Score of 73 out of 100. This location is Very Walkable so most errands can be accomplished on foot.
This location is in Oak Park. Nearby parks include Longfellow Park, Fox Park and Ridgeland Park.
Explore how far you can travel by car, bus, bike and foot from 500 South Elmwood Avenue.
500 South Elmwood Avenue has good transit which means many nearby public transportation options. Car sharing is available from I-GO, RelayRides, Zipcar and Getaround.
Rail lines:
Green Line
0.5 mi
Blue Line
0.6 mi
UP-W Union Pacific West
0.9 mi
Bus lines:
320 Madison Street
0.0 mi
315 Austin - Ridgeland
0.1 mi
Car shares:
View all Oak Park apartments on a map.
Popular apartment searches include hardwood floor, fireplace and pool.
Find a Oak Park real estate agent who knows walkable neighborhoods. Links will open on our partner site Redfin.com.
This location is in the city of Oak Park, IL. Oak Park has an average Walk Score of 73 and has 51,878 residents.


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Welcome to the Summer Sizzle Giveaway Hop hosted by Mom With a Dot Com! We have teamed up to give away some awesome prizes to keep you entertained throughout the summer! Summer Sizzle will run from June 24th to June 30th. After you have entered my giveaway, hop around to find some more great prizes, all valued at $25 or more! Good luck!
My giveaway is a $50 gift code from Wall2WallStickers.com! You can easily find some awesome stuff to easily decorate any room at Wall2Wall Stickers! Check out Captain Fussybuckets' new decals:
Enter in the Rafflecopter form below! Nothing is mandatory, but the more you enter, the better your chance of winning! Good luck!
Giveaway has ended and Kathy P. is the lucky winner!
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- "I'm The Daddy" - June 19, 2015


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According to About.com, Rev Run and his wife Justine live in Saddle River, N.J. in a six-bedroom home complete with a Zen meditation room, a swimming pool, a recording studio and a half basketball court. Rev Run married his wife Justine on June 25, 1994 after meeting in 1982.
Rev Run, aka Joseph Ward Simmons, was previously married to Valerie Vaughan and has three children with her. He has four more children with his wife Justine; however, their daughter Victoria Anne Simmons died shortly after birth from omphalocele. Rev Run is a minister at Zoe Ministries, a producer, a rapper, an author, a DJ, an actor and a composer. Rev Run was a founding member of the rap group Run-D.M.C. and also appeared in the reality TV series "Run's House."
Run Lives In Bergen County!!! Lina
The home featured in Rev Run's reality show, "Run's House" is located in Saddle River, NJ.
in a big mansion in the surburban hills in new jersey
Joseph L. Simmons, aka Rev. Run, and his family lives in Saddle River, New Jersey, USA.


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This image released by the Thomas More Law Center shows an ad directed at people seeking to leave Islam. The center has sued SMART, the metro Detroit transit agency, after it refused to run this ad on its buses.
- Filed Under
An Ann Arbor group announced Monday it has filed a request with a federal court seeking to require a metro Detroit bus agency to run ads aimed at Muslims who want to leave Islam.
The Thomas More Law Center, a conservative legal group, filed a motion for a temporary restraining order on Thursday that asks a federal judge to side with a New Hampshire-based group that often criticizes Islam. The Thomas More center had filed a lawsuit against SMART last month on behalf of the American Freedom Defense Initiative, Pamela Geller of New York and Robert Spencer of New Hampshire. The plaintiffs are critics ...


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You are viewing 82 articles with the tag How-to
How to backup Yahoo! emails
This article explains how to backup the emails stored online in your Yahoo! account, even if you are not an Yahoo Mail Plus subscriber (that gives offline access with POP for your emails).
Backup Outlook emails and settings
This article provides information on how to back-up Microsoft Outlook automatically or manually. If you are actively using Outlook and rely on it for most of your communications, schedules and contact management, then you realize how important it is to have all that data stored safely.
How to backup to OneDrive using Backup4all
OneDrive is a file hosting service that allows users to upload and sync files to a cloud storage and then access them from a Web browser or their local device. You can also use Onedrive to access and manage files from multiple devices.
USB backup
You can backup your data to a USB drive or from a USB drive using Backup4all. This is a practical backup destination as it allows you to store important files to external devices, offering increased portability. It can be considered as an additional protection against data loss as the result of hardware failure or other disasters.
Configuring a backup to run automatically when the USB drive is plugged in
The following article applies to version 4.x of Backup4all. This article shows how to configure the Portable edition of Backup4all installed on a flash drive, to run a specific backup job or backup group when you plug in the flash drive. Backup4all can be configured to run a specific job/group when the flash drive is plugged in.
How to download, install and use backup plugins
This article will show you how to download, install and use the backup plugins in Backup4all.
How to generate a self signed certificate
This article explains how to generate a self signed certificate. A self-signed certificate is an identity certificate signed by its own creator. That is, the person that created the certificate also signed off on its legitimacy.
How to back up Hotmail emails?
This article explains how to back up Hotmail emails with Backup4all. You can back up your Hotmail emails by using Outlook Express, MS Outlook, Windows Mail or Thunderbird with the corresponding Backup4all plugin.
Backup to Blu-ray
This article explains how to back up to Blu-ray using Backup4all and the advantages it offers.
How to configure the email notifications
Send Email notifications is a very useful feature that enables Backup4all to send an email with information about the status of the performed backup job upon its completion.
How to create a private-public key pair
This article explains how to create a private-public key pair. Private-public key cryptography is a relatively new cryptographic approach whose distinguishing characteristic is the use of asymmetric key algorithms instead of symmetric key algorithms.
How to configure and use One Touch Backup?
Some USB enclosures have a button to start the execution of an associated program. If you have such a device, you can configure Backup4all to execute a backup job or a backup group when this button is pressed. If your One Touch Backup device is not detected by Backup4all (Backup4all is not natively compatible with the device), you could use the command line parameters to create a command that can be associated to the One Touch button of your device.
How to backup Outlook Express emails and settings
This backup article explains how to backup Outlook Express emails and settings, not Microsoft Outlook. Outlook Express emails are stored in .dbx files. For each folder in Outlook Express a .dbx file is assigned.
Backup MS SQL Server data
This article explains how to backup MS SQL Server data with Backup4all using a scheduled task. The database files are locked by the MS SQL Server. In order to backup these files and avoid data corruption, it is necessary to perform some actions.
How to use the Scheduler
This article explains how to schedule backup jobs in Backup4all. A scheduler can be set for a backup to be executed automatically at certain time intervals (daily, weekly, monthly) or at system startup, logon, when idle or shutdown.
How to back up data without using zip compression
This article explains how to back up data keeping the original file format (without using compression). The Mirror backup type is the only one that does not use zip compression. The resulted backup will be an exact copy (mirror) of the source files, without altering their initial file format.
How to use advanced settings in Backup4all
Options on this page affect the way a particular backup job is executed. Options that are marked with (*) might not be available in your edition - check Feature Matrix for detailed information on differences between editions.
How to configure the scheduler to run missed backups
If your computer was turned off during the backup time, the scheduled backups won't run. In this case, a solution is to configure the scheduler to start the backup as soon as possible after a scheduled start is missed. Please note this article applies only to Windows Vista, Windows 7 or newer.
How to backup on two external drives using the daily rotation scheme
This article explains how to backup on two external drives using the daily rotation scheme. You can use the mirror backup type to create an image of the source files or you can create zipped backups using incremental, differential and full backup types.
How to Backup to SFTP?
Backup4all supports backing up to a remote computer or device using SFTP (SSH File Transfer Protocol) connection. This is also practical backup destination because the backed up data can be easily accessed from any other computer with an Internet connection.


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striped mock neck cut-out tank
Combined, a fitted cut, a mock neck and a shoulder blade-baring back cut-out create a superb balance of demure and sexy. Try this striped stretch cotton top over a slouchy trouser for a stylish look in fine proportion.
- Mock neck, sleeveless
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- Imported


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The Blue Heron is a one-of-a-kind bookstore where you are welcomed in by brilliant, warm-hearted, knowledgeable staff. You'll leave with the exact book your mind and spirit seeks and return again and again. —
Blue Heron Studio
Studio Manager Shelley Macbeth
Course Descriptions
Studio Artist Bios
Cancellation Policy:
A registration is secured when the course fee is paid. There is no refund or reduction in the fee for missed classes. If you find it necessary to cancel, we are happy to provide a store credit for the value of the registration less a $25 cancellation fee. Due to our commitment to our instructors and fellow students, there is no refund/credit for cancellations within one week of the course.
Studio Events
A whole new chapter is on the horizon as Blue Heron stretches it wings to open The Blue Heron Studio. An adjunct to the store, the new facility will provide opportunities for artists of all types to hone, teach, and acquire skills. It will be a hub for the artistic community in the same way the store is a hub for all things literary.
The studio will serve the arts community and the community at large as it embraces the artist realm.
We have always thought outside the box when it comes to Blue Heron Books. The studio will offer a new dimension and it will illustrate how adept we are at stepping outside the books.


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Monday, June 29, 2015
FINANCEDavid Comfort has been promoted to Executive Vice President of 1st Century Bank. Dave is responsible for the Beverly Hills, Santa Monica and Commercial Real Estate teams. Dave focuses on commercial and private banking, serving professional firms and locally-held businesses in Los Angeles. For more information, visit www.1cbank.com
LEGALEmily Schaub Lichtman joins Sklar Kirsh LLP as Director of Administration. A seasoned legal management professional, Lichtman will lead all aspects of the firm's business operations. Lichtman joins Sklar Kirsh from Valensi Rose where she worked for nearly a decade.
LAWGerard Fox Law P.C. is proud to announce the addition of Eva Plaza as a Partner. Eva brings a wide range of experience in civil litigation in matters including business, real estate, constitutional and environmental torts, medical malpractice, and banking litigation. Eva has been recognized as one of the 100 most influential Hispanics in America and has received numerous awards for outstanding achievement.
FINANCEPeter A. Alford has joined City National Bank as a senior vice president and senior private client advisor with the bank's private client services team. Based in Beverly Hills, he advises high net worth families, non-profits and professional services firms on comprehensive wealth management strategies and private banking solutions.
FINANCEJacqueline Griffith Crowley has joined City National Bank as a vice president and private banker with the bank's Beverly Hills private client services team. Crowley serves the needs of entrepreneurs and investors, specializing in customized lending, estate planning related to liquidity events, and investing focused on fixed income securities.
Monday, June 22, 2015
FINANCEHarry Oetojo joins 1st Century bank as Senior Vice President, Portfolio Management Group Manager. Harry brings in to the company 25 years of expertise in commercial lending and credit portfolio management. He will be assuming leadership of the bank's underwriting group and management of the bank's growing portfolio. www.1cbank.com
LAWReal estate and corporate attorney Ted M. Handel has joined Valensi Rose, PLC. Ted works with clients in developing the most effective strategies to acquire, sell, and develop properties; lease commercial and office space; and finance affordable housing projects. He also assists clients in establishing for-profit and nonprofit business entities and qualifying nonprofits for tax-exempt status. Century City-based Valensi Rose serves clients in the areas of Tax and Wealth Planning, Banking and Creditors' Rights, Business Transactions, Entertainment, Family Law, Litigation, and Real Estate.
NONPROFITSt. Vincent de Paul of Los Angeles, an international Catholic non-profit serving the poor and homeless is pleased to announce the hiring of Oscar Valenzuela as General Operations Director. Oscar will be responsible for all functions of St. Vincent's Los Angeles and Long Beach thrift stores. Oscar brings over 30 years of industry knowledge and experience. He has a Bachelors' Degree in Organizational Leadership and a Masters' Degree in Leadership and Organizational Studies. Oscar will apply leadership concepts and principles to achieve the mission and vision of St. Vincent's. For more information: www.svdpla.org
Monday, June 15, 2015
NONPROFITSt. Vincent de Paul of Los Angeles, an international Catholic non-profit serving the poor and homeless is pleased to announce the hiring of Oscar Valenzuela as General Operations Director. Oscar will be responsible for all functions of St. Vincent's Los Angeles and Long Beach thrift stores. Oscar brings over 30 years of industry knowledge and experience. He has a Bachelors' Degree in Organizational Leadership and a Masters' Degree in Leadership and Organizational Studies. Oscar will apply leadership concepts and principles to achieve the mission and vision of St. Vincent's. For more information: www.svdpla.org
ARCHITECTURE & DESIGNKamus + Keller Interiors|Architecture, a leading Southern California commercial design firm, is proud to announce its 10 Year Anniversary of taking clients from ordinary to extraordinary through customized, innovative design. The company's creative visionary and principal architect, John Kamus, has 35 years experience and is licensed in over 20 states. John recently transitioned into the role of CMO|Chairman, a position that will allow him to focus on the firm's future as an imaginative thought leader throughout the design community.
LAWGerard Fox Law P.C. is proud to announce the addition of Calvin Cheng as a Partner and Head of the Corporate Group. Calvin joins us from Morrison & Foerster. Calvin brings a wide range of experience including corporate practice, venture capital funds, REITs, corporate governance, commercial agreements and general corporate matters.
Monday, June 8, 2015
BUSINESS DEVELOPMENTNorthern Trust has announced that Heidi Sandoval has joined them in the role of Senior Wealth Strategist for their Foundation & Institutional Advisors Group. Heidi will be based in Northern's Pasadena office and brings with her 22 years of business development experience in the institutional segment. Heidi will focus on advising and developing institutional clients throughout Southern California.
TELECOMMUNICATIONSRichard M. Grimes has joined InSite Wireless Group, LLC as Chief Operating Officer of InSite's DAS and Small Cells Group. InSite is one of the largest privately owned tower and wireless infrastructure companies in the U. S. Grimes was formerly Chief Executive and Co-founder of Capital Tower Group, LLC and has over 20 years of experience as a senior executive in wireless telecommunications infrastructure design, development and project management. Grimes will be based at InSite's Western Region office in Pasadena, CA.
ENGINEERINGDavid Nelson, PE, LEED AP BD+C, Electrical Engineer, was promoted to Associate Principal in GLUMAC's Irvine office, where he leads academic, healthcare, commercial, hospitality and retail projects throughout California. David has 15 years experience in power systems design integration, construction administration, and sustainable design. https://www.linkedin.com/pub/david-j-nelson-pe-leed-ap-bd-c/2/a14/923
ENGINEERINGElectrical Engineer David Rushforth was promoted to Associate Principal in GLUMAC's Las Vegas office where he leads electrical design as well as BIM, lighting, and AV coordination for various markets throughout the US. David has 10 years experience in project management, BIM, and sustainable design. https://www.linkedin.com/pub/david-rushforth/12/330/862
ENGINEERINGRobin Mosley, PE, LEED AP, Mechanical Engineer, recently became Associate Principal in GLUMAC's Irvine office, where he leads mechanical projects in the high rise residential, academic, science and technology, and renewable/net zero energy markets. Robin has 18 years experience in project management, sustainable design, and complex building system innovations. https://www.linkedin.com/pub/robin-mosley/5/248/480
Monday, June 1, 2015
ARCHITECTURELEO A DALY, an internationally renowned healthcare-design firm, has made two new additions to its Los Angeles team. Steven Powell, AIA, a senior medical architect and planner, has devoted over 20 years to helping hospitals improve operational efficiency and care through building design. Gerard Gulpeo, AIA, a senior project architect, has spent 13 years taking highly technical healthcare projects from conception to execution for clients such as Kaiser Permanente, Cedars-Sinai, and UC-Irvine.
NONPROFITExceptional Children's Foundation (ECF.net), which has been serving children and adults with special needs since 1946, announces the appointment of Jeff Aidikoff, Esq., to its Board of Directors. Jeff is the owner of Aidikoff Law, a boutique firm specializing in elder abuse, personal injury and business litigation. Connect at www.Facebook.com/ConnectwithECF.
CONSTRUCTIONChris Carr has been promoted to Vice President of Clune Construction Company. Chris will continue to provide leadership to the management of projects in Southern California. Clune Construction is a national General Contractor with offices in downtown Los Angeles, San Francisco, Chicago, New York, South Florida and Washington DC. Clune Construction specializes in interior construction projects as well as heavy renovations including mission critical projects.
Monday, May 25, 2015
CONSTRUCTIONAlison Kermode has been promoted to Senior Vice President, Director of National Marketing of Clune Construction Company. In this role, Alison will continue to manage the company's marketing and communications nationwide as well as continue to oversee the marketing efforts for the downtown Los Angeles office. Clune Construction is a national General Contractor with offices in downtown Los Angeles, San Francisco, Chicago, New York, South Florida and Washington DC. Clune employs nearly 300 professionals and manages $550 million in commercial interior and mission-critical projects annually.
ACCOUNTINGMarie Ebersbacher, CPA/ABV/CFF, CFE, Managing Director, CBIZ MHM, LLC and shareholder with Mayer Hoffman McCann P.C., a national accounting firm, presented "What is Advocacy? Expert Opinion vs. Applied Legal Theory" and "What Would You Do? Ethical Dilemmas" at the 2015 AICPA Family Law Conference in Las Vegas, Nevada on May 13, 2015. The conference was attended by CPAs from around the country that concentrate in Business Valuation and Family Law. Marie is also a member of the conference steering committee.
ACCOUNTINGCongratulations to Kelly O'Neil, CPA and Shareholder with Mayer Hoffman McCann P.C., a national accounting firm on her nomination for the Los Angeles Business Journal Women Making a Difference Awards. Kelly is the Audit Practice Leader of the Southern California offices. She has been in public accounting since 1998 with extensive experience with publicly and privately held companies.
Monday, May 18, 2015
BUSINESS DEVELOPMENTLA MARATHON LLC has named Sheri Wish as Vice President of Business Development. Wish has held the positions of Chief Revenue Officer for the Tournament of Roses/Rose Bowl Game and Director of Sports & Entertainment with The Tribune Company. Most recently, Wish was managing Director, Business Development for the National Association of Television Programming Executives. Wish will help further develop and enhance LA MARATHON LLC events and programs with a strong emphasis on business development and engaging onsite experiences for corporate partners and participants.
FINANCEMark Holbrook has joined Kinecta Federal Credit Union as Senior Vice President and Chief Risk Officer, where he is responsible for oversight of all enterprise risk management activities. Holbrook brings nearly 15 years of experience in risk management for financial institutions to his new role. Founded in 1940 and now celebrating its 75th anniversary, Kinecta is one of the largest credit unions in Los Angeles County, with $3.6 billion in assets.
ACCOUNTINGBrandy Davis, CPA has joined the partnership of MGO. With over 15 years of Business Management and Taxation experience, Brandy specializes in entertainment industry executives, artists, and high net worth individuals. A graduate of the University of New Mexico, she is active in the AICPA, CalCPA, and Women in Film.
CONSTRUCTIONKPRS Construction welcomes Keith Taylor and Rob Kaneko, along with other team members from Los Angeles-based Inner Space Constructors. Keith as Senior Project Manager, Rob as Project Manager, and their team bring over 30 years' experience in the industry. KPRS is proud to continue supporting the needs of our clients.
INSURANCECBIZ has hired Dan Fein as a property and casualty sales producer for the Los Angeles office of CBIZ Insurance Services, Inc. Fein will be responsible for identifying both new business opportunities for the CBIZ property and casualty team in Los Angeles and cross-serving other CBIZ services.
Monday, May 11, 2015
NONPROFITMany changes are taking place at Catholic Big Brothers Big Sisters. Joe Boskovich, Jr., Old West Investment Management, has been elected Chair of the Board. Serving on the Executive Committee are: Lewis Horne, CBRE, and Tammy Funasaki, Evolution Capital Management, as Co-Vice-Chairs; Rolf Donath, EliteCom, Secretary; Ken Michaels, PricewaterhouseCoopers, Treasurer; John Byrnes, JL Byrnes & Co., Past Chair; and Kathryn Gorsch, PCCP LLC, and Evan Moran, Jones Lang LaSalle, as Jr. Partners Co-Chairs. Also, Dr. Kim Alaine Rathman has joined the agency as Chief Development Officer.
BUSINESS STRATEGYJennifer McLean is honored to be a nominee for The Los Angeles Business Journal's Women Making a Difference Awards. She has a 27-year business strategy career in Corporate America, including the launch of Yahoo! Canada in 1995. After creating hundreds of multi-millionaires through her Credibility Branding System, she left corporate America in 2008 and launched her company, McLean MasterWorks, a multimillion-dollar organization in the human potential movement. In her newest program, Success Signature, Jennifer blends healing and business savvy to accelerate entrepreneurs into major success. Download your free eBook at successsignature.com.
PUBLIC RELATIONSPenny Griego has joined Arlene Howard Public Relations (AHPR, Inc). With 30+ years in Broadcast Journalism, working in both television and radio, Penny will be a consultant at AHPR. Penny worked in television news as an anchor/reporter in Los Angeles (KCBS-TV 2), Denver (KCNC – TV 4) and Albuquerque (KGGM-TV 13). Most recently, Penny was the anchor of a 4-hour morning-drive newscast at KFWB radio in Los Angeles. email@example.com
REAL ESTATELegacy Partners Commercial LLC, formerly the commercial division of San Francisco Bay Area-based Legacy Partners, a full-service real estate investment management company, announced today their new brand SteelWave. "The new SteelWave brand opens a significant new chapter for us and it comes at an opportune time as our core markets — West and Southwest — are expanding and providing plenty of solid investment opportunities," said Barry DiRaimondo, former Legacy Partners Commercial CEO and now SteelWave CEO.
CONSTRUCTIONKPRS Construction welcomes Keith Taylor and Rob Kaneko, along with other team members from Los Angeles-based Inner Space Constructors. Keith as Senior Project Manager, Rob as Project Manager, and their team bring over 30 years' experience in the industry. KPRS is proud to continue supporting the needs of our clients.
NONPROFITJudith S. Deutsch has a 30-year history of fundraising, including positions with UCLA and City of Hope. She was recently the principal of JSD Consulting. Ms. Deutsch holds a B.A. in Art History from UCLA and an M.A. in Education from the College of William & Mary. She is involved in community service and serves on eight boards of directors.
Du Brow
PR/MARKETINGJulie Du Brow is honored to be a nominee for The Los Angeles Business Journal's Women Making a Difference Awards, along with many other notable LA leaders. Employing a holistic PR / Marketing perspective to advance and connect clients in sustainability, the environment, architecture/design, the arts and nonprofits is her path to improving her native Los Angeles. (www.dubroworks.com)
DESIGN & ARCHITECTUREAs Principal of Interior Design at Kamus + Keller Interiors|Architecture, a leading Southern California commercial design firm, 30-year industry expert Susan Woller heads up KKIA's newly established Downtown LA office and oversees the superior design initiatives firm-wide. Her most recent design work with worldwide humanitarian organization World Vision International was recognized at this year's prestigious IIDA Calibre Awards.
LAWDavid M. Reeder has joined Valensi Rose, PLC. With over twenty-five years of experience in bankruptcy law, Reeder's focus is on business reorganizations, bankruptcy litigation, loan workouts, bankruptcy trustee representation, and the purchase of distressed assets. Century City-based Valensi Rose serves clients in the areas of Banking and Creditor's Rights, Business, Entertainment, Family Law, Litigation, Real Estate, and Tax and Wealth.
Monday, May 4, 2015
ACCOUNTINGTayiika M. Dennis, CPA, has joined the Partnership of NSBN LLP, CPAs & Advisors in Beverly Hills. Tayiika provides audit and tax services for nonprofit organizations, and contributes to the success of her clients through exceptional client service. She is Board Treasurer of the Beauty Bus Foundation. Additionally, as President of the Los Angeles Chapter of the California Society of CPAs, Ty stands out as a leader in the profession.
DESIGN & ARCHITECTUREKamus + Keller Interiors|Architecture, a leading Southern California commercial design firm, is proud to announce the promotion of Kristen Mays to Marketing Director. An MBA with over 10 years experience, Kristen guides the business development and marketing efforts of KKIA's Downtown LA, Westlake Village and Long Beach offices with creative energy and unique insights into the A/E/C industry.
ACCOUNTINGCarey M. Heyman, CPA, has joined the partnership of NSBN LLP, CPAs & Advisors in Beverly Hills. Carey is a valued business advisor to his clients, as well as a respected leader and mentor to the staff. His extensive audit and tax knowledge generate success for his clients and growth for the firm. Carey is Chair of the Audit & Accounting Committee and a Board Member of the Affordable Housing Management Association, Pacific Southwest Chapter.
ACCOUNTINGEric S. Adler, CPA, has joined the Partnership of NSBN LLP, CPAs & Advisors in Beverly Hills. Eric distinguishes himself through his hard work and his dedication and commitment to his clients, who range from individuals to closely-held companies. He advises his clients regarding business growth, taxation, and planning. Eric is a dynamic presence in the community, with the natural ability to connect people.
FINANCE1st Century Bank warmly welcomes Candice Hassid as Business Development Officer. Candice has over 6 years of experience in banking, most recently serving as a Premier Banker in Beverly Hills and Century City. Candice, a native of Beverly Hills, will be focused on the needs and acquisition of middle-market companies and high net-worth individuals in Beverly Hills.
INSURANCEHub International announced the addition of Robert Jellen to its Entertainment Industry Solutions practice. Jellen brings over 40 years of experience specializing in major studios, television networks, independent filmmakers, Fortune 500 advertisers and advertising agencies. He is a pioneer who created many of the entertainment insurance policies that are now seen as standard, and was the first insurance broker to receive screen credit for providing production insurance for a film. www.hubentertainment.com.
PRIVATE EQUITY CONSULTINGMcGladrey, LLP, a leading provider of tax, assurance and consulting services, is pleased to announce that Rich Ferraro has joined the firm's Los Angeles office as a director, leading the firm's West Coast private equity consulting practice. Rich has more than 24 years of IT, operations and consulting experience and brings deep expertise in helping private equity firms and their portfolio companies develop IT strategies and initiatives.
Monday, April 27, 2015
FINANCEBank of the West has added two new executives to its mortgage banking division team. With more than 19 years of experience, Jim McCraw is a Southern California regional sales manager overseeing a team that specializes in working with individuals to purchase or refinance homes. Ted Johnson, the area sales manager for the Inland Valley area and Las Vegas, manages a team of mortgage bankers originating purchase and refinance loans for existing and new bank customers.
ENTERTAINMENTJulie A. Weitzell has joined advanced boutique visual effects company KILT STUDIOS as head of business development / television. She brings more than 20 years of entertainment post-production experience to her role at KILT. Julie's career includes executive-level positions at The Post Group, Sunset Digital and, most recently, NBC Universal.
DESIGN & ARCHITECTUREKamus+Keller Interiors | Architecture, a leading Southern California commercial design firm, is proud to announce the promotions of Cheri Bancroft to Interior Design Director, and Cory Anttila to Architecture Director. With a combined 32 years in the industry, Cheri and Cory guide KKIA's team in creating customized, innovative spaces for a wide range of clientele.
FINANCEBrandon Rawlings has joined Business Finance Capital (BFC) as Senior Vice President, Business Development, for the firm's Inland Empire office. In this role, Brandon will work with small and medium sized businesses in financing owner occupied real estate via the SBA loan program. Brandon brings over 17 years of commercial banking and real estate lending experience and a proven track record of driving sales and building strong client relationships.
MARKETINGIndependent marketing communications firm R&R Partners has promoted John Wells to SVP, Group Managing Director. As the agency that created the "What happens here, stays here" campaign for Las Vegas, R&R Partners has grown to nine offices. Beyond his Los Angeles base, John will expand his oversight to include Phoenix, Austin and R&R's newest office in Mexico City, Mexico. The firm also maintains offices in Las Vegas, Denver, Reno, Salt Lake City and Washington DC. Specialties include travel, technology, sports and entertainment, real estate, and government affairs.
NONPROFITThe Los Angeles County Economic Development Corporation (LAEDC) welcomes Chris Rico as Director of Innovation. Chris will lead the continued development of LAEDC's InnovateLA Program. Chris has extensive experience creating, producing and executing projects in Media, Politics, Philanthropy and Education. He is a graduate of Duke University. To be showcased in LA InnovationWeek, October 5-11, 2015, contact Chris at 213-236-4836 or email@example.com.
ARCHITECTUREHarley Ellis Devereaux is pleased to announce that Mitchell E. Sawasy, AIA, FIIDA, has joined the firm as a Studio Leader on the Corporate Commercial team. Mitch co-founded Rothenberg Sawasy Architects in 1979 and was design partner of the 60-person firm for over 30 years. He has an extensive background with multifamily/mixed-use/interior design projects throughout Southern California, China and Brazil, and currently serves as President of the 350-person Pasadena Chapter of the AIA.
Monday, April 20, 2015
LAWMitra Esfandiari, AIA, is an influencer for women in architecture, highly regarded in entertainment design. As managing principal of the Placemaking Studio, she has contributed greatly to P+R; fostering solid client and workplace relationships, while leading project teams on significant commercial and entertainment projects.
Michael Bohn, AIA, continues to coordinate design efforts – striving for innovative, context-driven, environmentally responsible projects. His focus on transit-oriented development, mixed-use urban infill, multi-family housing and urban design, Bohn continues to shape communities and make more inhabitable places
CONSTRUCTIONPeggy Delach and Christian Capper have joined the Los Angeles office of Shangri-La Construction. As a Director of Business Development, Peggy brings over 30 years of construction experience from Swinerton Builders and will enhance Shangri-La's presence in diverse global accounts and special projects. Formerly with NOVO Construction and Turelk, Inc., Christian has over 20 years of tenant improvement project management experience. In the Senior Project Manager role, Christian's expertise and client relationships will strengthen Shangri-La's special projects division.


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I want to return an error from a function if it panics (in golang):
func getReport(filename string) (rep report, err error) {
rep.data = make(map[string]float64)
defer func() {
if r := recover(); r != nil {
fmt.Println("Recovered in f", r)
err, _ = r.(error)
return nil, err
panic("Report format not recognized.")
// rest of the getReport function, which can try to out-of-bound-access a slice
I appear to have misunderstood the very concept of panic and defer. Can anybody enlighten me?


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James Boyd
Doing the Zumbah
Posted by
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Wednesday, March 7. 2012
Comments (0)
The staff at St. Marys Magnolia Manor is all-creative when it comes to contriving mischief for the chaplain. They love to see me come in because they know that they will have someone to pick on. There is never a dull moment at St. Marys Magnolia Manor. The latest "thing" they have yoked me into is a dance called the Zumbah--pronounced Zuuumbahhhh.
It all began about three weeks ago. I had completed my Bible study and was headed out the front door when two spiffily garbed young ladies carrying what appeared to be musical equipment met me.
Pausing briefly to introduce myself, I learned that they were a dance team coming to lead an exercise dance program for the residents. They spotted my ID badge and the conversation picked up speed. "OOh, Mr. Chaplain we want to recruit you in our dance. We need your example and inspiration for the residents!"
"But I…"
"Don't worry; we'll teach you. That's what we do."
Shortly, our vivacious, fun-loving administrator Diane Feine appeared and joined the spirited conversation followed by receptionist Toni and activities director Lori. I was being overwhelmed. Wry smiles from Diane and Lori made red lights come on in my head. "Yall are just pulling my leg. Yall want to make me look stupid," I told them.
"No, you'll have fun," Diane promised in a foxy tone. "I'm going to learn how to do the Zumbah, too."
It was useless. I was snowed. "Okay. I'll try it."
"Great, you'll have a lot of fun and love it," replied one of the dancing girls.
I called BJ, who was not with me on this trip, and told her that I would be a little later than usual getting home.
"Why?" she quickly asked.
"I'm going dancing with some girls."
"You whattt?!!" she came back.
Then, as best as I could, I brought her up to speed on what was going on. She was not bubbly with joy that I was "going dancing with some girls" and going to be late getting home. However, when I assured her that it was an exercise program for the residents, she relaxed a little.
I followed the entourage back to the chapel. In a few moments, my chapel had been rearranged into a dance floor.
In a jovial mood, the smiling residents began to gather. There was a lot of happy chitchat as the "chapel" was set up for the event.
I took a seat on the back row and settled in to observe the goings-on.
"Oh no! Not there!" One of the dancers said to me as she took my arm and escorted me to "center stage". "We want you over here in costume."
"Yes! You have to dress properly for this."
Soon, they were robing me in some kind of party paraphernalia with jingle jangle bells hanging on it. The residents were having a ball at seeing their chaplain dressed in Mardi Gras attire. (Only a short time ago, I had preached in this room to the same people.)
Soon, we were in place and the music started. It seemed easy at first--slow rhythmic music. Moving and stretching the arms, legs, feet and body to unhurried measured dawdling. "Oh shucks, there is nothing to this," I quipped to a nearby resident.
She just smiled.
At first you are supposed to move your right arm with your right leg and foot and then do the "twist" and "shake it" so that the bells on your costume will jingle. Then you change and move your left arm and left foot and leg and "twist" and "shake it" in the opposite direction. Well, at that slow pace, that seemed easy enough, too.
This continued for a while "to get our bodies in sync".
Then the beat picked up. I kept up for a few minutes and then got a little disharmonious. I was moving my left arm with my right leg and my right leg with my left arm, and was having a serious problem about when and where in the music to do the "twist" and "shake it". My bells were jingling when they shouldn't jingle and not jingling when they should jingle.
When they played Elvis's "Jailhouse Rock" and I tried to keep up, the residents went bananas watching their preacher.
Woody, a resident, remarked, "I just can't wait to tell B. J."
The dance team is trying to sign me up regular. They say that they can teach this old dog some new tricks.
They also do the Jitterbug and the Charleston. "You will have to work up to that," they said."
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Such a simple recipe but yet SO GOOD. I sprinkled salt on both sides of the chicken, did 4 chicken breasts. Didn't really measure the seasoning I just kept sticking a 1/2 TBL scooper in the package and seasoned both sides of each chicken (so I'm not sure how much I used, probably more than called for but it was tasty!!) and I used about 1/2 a jar of salsa and I did bake it covered with foil so the chicken wouldn't dry out. I think I might add black beans like another user did and fiesta cheese makes this so yummy!!! We had spanish rice and re fried black beans. Thanks!!!
Very good! I made 3 breasts (cut each in half) and used about 6 oz of salsa total. FYI, the salsa does stay put during cooking (I thought it would all run off), so feel free to use a more expensive salsa that you love because you will be able to taste it! I too baked mine covered for 30 minutes on 375 and it was super juicy but a little tough. Perhaps next time I will try it at 350 for 30-40 minutes and see if that works better. Oh, and I marinated the chicken in a tequila lime marinade for a day too. Thanks for sharing, as we will certainly make these again.
Easy and tasty. I made my own sugar free taco seasoning and the boys kept asking for more. Thanks for sharing. Only difference I made was to buy thin sliced chicken breast, so it was only 30 minutes total.
I thought that this recipe looked appetizing and it had high ratings. I was looking for something Lo carb to do with chicken, but I have to say that I took one bite and threw it away! I'm sorry that I spent so much money on organic chicken breasts just to have this meal trashed!!!!
Very easy and extremely tasty. I wrapped them in a foil parcel then undid and grated cheese on a cooked for last 10 minutes. I also served them with the Mexican jumping bean recipe provided. I used kidney beans in a chilli sauce and kept everything else the same. Served with a side salad it made a great low carb and very easy, tasty meal.
Very easy and very good. Loved it.
Our family had this for dinner tonight. It was AMAZING! easy to make & very yummy.
I used boneless skinless thighs. This was excellent.
This was SO good. I forgot to put the cheese on it, but it was still amazing. I used kroger hot salsa, hot
Very easy & good! Low carb is a bonus, but anyone would enjoy this recipe. Thanks!


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|By Marketwired .
Article Rating:
|January 17, 2013 08:00 AM EST
REDWOOD SHORES, CA -- (Marketwire) -- 01/17/13 -- Oracle (NASDAQ: ORCL)
News Facts
- To capitalize on the business value of an enhanced customer experience, LOREX Technology, a leading provider of video surveillance security solutions, implemented Oracle ATG Web Commerce.
- The implementation project ran smoothly with no issues and was deployed ahead of schedule and on budget.
- Oracle ATG Web Commerce, part of Oracle Commerce, provides leading commerce software and services that power the world's best brands and companies by delivering tailored and consistent customer experiences that unify and optimize customer interactions.
- LOREX Technology manufactures and delivers connected video security cameras and monitoring systems for residential and business use, sold via thousands of popular etail and retail stores across North America, as well as directly to consumers through its website.
- To expand its existing success with businesses into the consumer space, this growing company saw an opportunity to leverage customer experience as a key differentiator by aligning the brand experience across its B2B partners' brick and mortar stores and online.
- Along with Gold level members of Oracle PartnerNetwork (OPN), Thinkwrap Commerce and Tenzing Managed IT Services, LOREX conducted an extensive search for the right commerce platform to address its immediate need for a more intuitive shopping cart interface that could grow along with the company. After reviewing other solutions, LOREX chose Oracle ATG Web Commerce because it addressed every stage of the buying process and crossed all customer touch points, including the Web, contact center, mobile devices, social media and its B2B partners' physical stores.
Oracle Commerce provides Optimal Solution for Company with an Eye toward Growth
- LOREX understood that Oracle Commerce provided the optimal foundation to aid in rapid, scalable, long term business growth while allowing full control of the platform.
- In addition, Oracle Commerce offered LOREX an advantageous total cost of ownership.
- LOREX benefited from a strong team approach, resulting in an almost seamless integration between Oracle ATG Web Commerce and its existing backend technology, enabling LOREX and its partners to quickly and easily implement an enterprise-class, feature-rich commerce solution.
- With Oracle ATG Web Commerce, LOREX is able to deliver an improved customer buying experience through personalized recommendations, targeted promotions, and guided assistance.
Supporting Quotes
- "To support our brisk business expansion and to continue delivering the highest levels of service, we recognized the need to embrace a customer experience transformation across all channels," said Reuben Klein, chairman and CEO of LOREX Technology. "Oracle ATG Web Commerce provided the perfect solution for our growing company. Not only have we created a more consistent customer experience, personalized to each buyer, but we've also accelerated our consumer business with a revamped online presence.
- "Oracle ATG Web Commerce helps enable LOREX Technology to increase customer satisfaction, while adapting to the firm's rapid pace of growth," said John Andrews, vice president product management, Oracle. "By utilizing an Oracle Commerce solution, LOREX Technology can meet the growing demand for best-in-class customer experiences and increase its cross-channel business growth."
Supporting Resources
- Oracle Commerce
- Oracle ATG Web Commerce Applications
- Oracle Midsize Customer Success Stories
- Complete Commerce Blog
- @OracleCommerce
About Oracle
Oracle engineers hardware and software to work together in the cloud and in your data center. For more information about Oracle (NASDAQ: ORCL), visit www.oracle.com.
Oracle and Java are registered trademarks of Oracle and/or its affiliates. Other names may be trademarks of their respective owners.
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text:
Does this adapter allow me to connect my 3 year old MBP 2.16 C2D to the new 24" LED display with mini display port connector?
- Asked by Sean M from Fitzroy
Mini DisplayPort to DVI Adapter
Product No Longer Available
1 Answer from the Community
Best Answer:
It will not work for a 3 year old MBP. The Apple LED Cinema Display is designed to work only with Mac computers with the Mini DisplayPort.
- Answered by Richard G