text:
Discussion in 'Community' started by slimybug, Jul 9, 2009.
It's a perfect chance to let Zarana show up.
Some talk of the progression of the third film from the last 3 months or so:
Could Tatum Return on GI Joe 3?
"G.I. Joe: Retaliation" director Jon Chu and "Divergent" scribe Evan Daugherty are currently working on the script for a third "G.I. Joe" movie. Chu claims he is "taking it to another level with this one...it's gonna be a really fun movie. We're taking it in a whole new direction."The plan is to mix some old favorites with some new characters played by well-regarded actors. In regard to the new characters, Chu tells MTV that they will be "exciting ones that I know the fans will love, and people that I've always wanted to work with"The big surprise though was the idea that Channing Tatum could return to the series despite his apparent death in the second: "You never know. Storm Shadow died in the first one and came back in the second one, and then other characters have died and never come back. The G.I. Joe world, the best thing about it is you never know who's coming back and who's not."
Chu Scales Back GI Joe 3 Tatum Rumors
The other week, "G.I. Joe: Retaliation" director Jon M. Chu said that the nature of this film franchise's universe means that "you never know who's coming back," pointing to the way that Storm Shadow seemingly died in the first one and came back in the second one.
This quickly led to speculation that Channing Tatum could return as Duke for the inevitable "G.I. Joe 3" which Chu is currently developing. Now, out on the press tour for "Justin Bieber's Believe," Chu now says that the original quote was taken out of context. Speaking with Coming Soon, he tries to better explain what he meant:
"It all gets carried away again. They asked me about Channing and I don't know. You never know in these movies, and that's all I said, and suddenly it became 'Channing Tatum might be back.' To me, every possibility is open and we're writing the script right now and we're figuring everything out.
It's an extremely low possibility when you kill somebody like that, it's pretty much it, but you never know with G.I. Joe. We did that with Storm Shadow, too.
I love being active in world-building, so we're working on G.I. Joe 3 right now. We're designing tons of stuff, which takes a little bit, but to me, that's obviously where I like to push myself and where I want to be for a long time and get to know better.
I'm excited to bring in new characters and fun things beyond Dwayne Johnson and Bruce Willis that we're working on and some great villains, but we're forming those ideas now. I'm really excited - it's going to be a whole 'nother level… I think we're going to be shooting next year. We're pretty motivated to get that up."
Chu Talks GI Joe 3
Filmmaker Jon M. Chu recently spoke with Collider about plans for the third "G.I. Joe," saying the likely direction for the franchise's next chapter is to do something different rather than bigger:
"It's definitely not about making it bigger 'cause we went pretty big last time and it didn't necessarily make it better...
In terms of Joe, I think it's more about being creative with it and giving the audience something different and new. We've had two G.I. Joes now, in two very different ways, and we have to take the lessons that we learned with those two to try to make the best Joe possible.
I love that it has classic storytelling. I always try to bring that back and try to make it simpler. It doesn't have to be big, but you have to have more creative fighting and simpler storytelling, so you can enjoy it."
Chu also talked about how his commitment to a third "G.I. Joe," and to making the franchise better, meant that he had to drop out of the "Masters of the Universe" film reboot:
"It was timing. We did so much for Masters, and the script is awesome. I love that project. I would have loved to do it. The problem with Joe is that we have a specific timeline and I need to be on that timeline. Masters wasn't ready to go, at that moment.
And I have a loyalty to G.I. Joe. I don't feel like I've fulfilled the promise I gave, to bring everything I love about Joe to the script. I feel like we did a lot of foundational stuff. We cleared the way. We brought the movie back to life, but at the same time, there's so much more to do, to make it even better.
I learned a lot on the last one [Retaliation], and I want to put that into practice and make this one even better, and make it have life for many, many movies in the future, whether I'm doing them or not."
Chu says the third "G.I. Joe" will probably shoot sometime this year. The script is still being done and pre-production is in full swing.
Why did they change most of the cast in the 2nd one?
Because the only way to salvage the perfect casting of Ray Park without totally rebooting was to kill off everyone else .
I remember in the comic Snake Eyes and Scarlett had romance?
I don't know. How would I know what you remember and what you don't?
I'm not sure, I only watched the cartoon in my childhood, didn't read the comic much.
Retaliation was more fun than it should've been and a gigantic step up from Rise of Crapola. I'm hoping 3 continues to build on what made 2 so enjoyable and then some. The sword fight on the cliff was exhilarating.
I think they should have picked Tina Fey to play Baroness.
Did you have her playing the role in a movie that takes itself seriously or having it be a campy comedy 80s cartoon in live action movie?
The 80s show did a much much better job on the character than that stupid 2009 movie.
Well Community is aparently doing a GI Joe themed episode
Which characters do you wish to return and appear in the 3rd movie?
I hope we could get Scarlett, Roadblock, General Hawk, Jaye, Cobra Commander and Destro back, then to have Zarana and Tomax/Xamot brothers show up. Dr. Mindbender would be nice, too if he could play a more important role.
Too bad they totally ruined Baroness, I couldn't think of a logical way to fix it.
I hope Skeltor appears.
Do you guys think the movies gave Cobra too many "brains" but enough "muscle"? Cobra Commander, Destro and Zartan had little fighting skill, and Storm Shadow defected, Firefly is dead.
They need to feature Battle Force 2000 and the Eco-Warriors. The enemy should be an alliance between Cobra-La and the Lunartix Empire.
Cobra-La's technology is quite amazing, and Nemesis Enforcer was badass.
Nemesis Enforcer is inferior to Sgt. Slaughter, therefore your argument is invalid.
I had that four-armed Lunartix figure. I don't remember what it was called, for I always called him Goro.
That's because Sgt. Slaughter is more badass.
Everyone(thing) is inferior to Sgt. Slaughter! I'm a huge ARAH era Joe fan. It's second only to Star Wars in my personal geekdom, and it's a close second. I recently re-watched the "Arise, Serpentor, arise" mini-series where the Sarge makes his Joe debut, and O-M-G. It's hilarious how invincible they make him. He takes on wave after wave of Cobra B.A.T.s, and all the while Dr. Mindbender (who has a serious man crush on the Sarge) oohs and aahs at his alpha male dominance.
I wonder how the recent announcement that Chu is taking on a Jem movie will affect the next Joe? Personally, I didn't care much for Retaliation (and I liked it even less when I re-watched it a few weeks ago), but I really appreciated Chu's sincerity when it came to trying to right some of the wrongs from the first film (at least "wrongs" as many long time fans saw it). I thought it made a few shuffle steps in the right direction. I'll be curious to see what he does with part 3.
He was voiced by the real guy!
Retaliation set some characters right, but still, change most of the cast is still a bit odd.
Oh yeah! No one else could voice the Sarge except the Sarge.
Yeah, it was a sort of, but not really-really, soft ret-con. Necessary, but handled a bit awkwardly IMO.
They should have kept Destro and Scarlett at least.
I hope Channing Tatum comes back as a zombie samurai break-dancing robotic male stripping gigolo.


text:
Sorry, the product was not found.
Home :: Dragonfly and Plumeria
Sorry, the product was not found.
Product Selection
Size 15.5 Wedding Band
Thanks very much for your courteous and swift service in getting a replacement band size 15 1/2 for my husband. It works beautifully. I will certainly ...
Very impressed!
I received my rings in less than a week. The customer service was specatacular and Jonathan made sure to contact me and discuss my order. I did not expect...
Jonathan's Miracle
Had it not been for Jonathan, (Joshua's son), my now-husband and I may not have made it to the altar. Perhaps a bit of an exaggeration, but not by much....
Recently Viewed
Copyright © 2015 Joshua's Jewelry. Powered by WSC Cart

subset: commoncrawl


text:
Stock Photo:
Anti smoking concept with man
- Image ID: 108607475
- Copyright: Elnur
- Release Information: Signed model release filed with Shutterstock, Inc
High quality images curated from over 150 countries.
Over 50 million photos, vectors, illustrations, and more.
Simple and flat pricing by image or by month.
Over 230,000 images downloaded every day.


text:
Original recipe yields 4 servings
Amount per serving ({{servings}} total)
Based on a 2,000 calorie diet
Ready In
Tastes great, but cooking time needs to be adjusted. Cooked it for an hour and middle wasnt even touched...it was still very raw.
I would have marinated the chicken in orange juice and spices first. The orange slice just wasn't quite enough.
Remarkably easy to make and extremely tasty. I tried this as a last minute, something a little different from the usual recipe. The whole house smelled great. We couldn't wait to eat! It too...


text:
2055 Limestone Rd
Suite 211
Wilmington, DE 19808
Licensed for 33 years
Go back to Sheldon's profile
If your situation is urgent, consider calling instead of sending an email.
Rahaim & Saints
Phone: 302-416-5952
Can't read this? Try a new image
Sending an email to an attorney will not establish an attorney/client relationship. Such a relationship is not typically established until an attorney knows that doing so will not create a conflict of interest and mutual agreement is reached on the terms of representation. Therefore, you should not send a message containing confidential or time-sensitive information.
I understand and agree that by clicking "Accept terms and send email" I am indicating that I have read and accept the Avvo Terms of Use.
See our Privacy Policy for information on how we collect, use, and share information you provide to us.


text:
Project Ideas for All Occasions From Paper to Fabric
Bonus: Get our newsletter & special offers for free. We will not share or sell your email address. View our Privacy Policy
Tiny Leather Pouch
We are adding the craft to your Craft Projects.
The project was added to your Craft Projects.
Click here to view your Craft Projects.
Miniature leather sacks, like this cute Tiny Leather Pouch, are extremely useful for gifting or even storing small items such as necklaces, earrings or rings. They can even help the tooth fairy with delivering a golden coin or two, in exchange for a pearly white! This is a fun and easy craft that can be done by kids and adults alike. Add a few beads to give it a sweet touch.
You can find this project, as well as many others, in our free downloadable eBook, Fuse Creativity System Project Guide: Fun Party Themes, Ideas for Handmade Cards, and More Paper Crafts from Fiskars!
- Fuse Creativity System Starter Set®
- Three-piece Eyelet Setter Set
- Beads to decorate the thread
- Cotton thread or twine
- Eyelets
- Leather scraps
Use the Scalloped Circle Design Set and cut the shape from leather scraps.
Use your eyelet setter to punch small, evenly spaced holes around the outside of the leather shape.
Next, set eyelets into the holes. This step is optional but it does create a lovely finish.
Thread cotton thread or twine through the holes, leaving the two ends long enough to thread on some beads.
Threading beads onto the ends of the twine will make the pouch easier to close and will prevent knotting.
To close your pouches, simply pull on the drawstring and push the beads up the string. Wrap the excess ends around the top of the pouch and tuck them under the drawstring to secure.
Your Recently Viewed Projects
Images from other crafters
Love these projects? Get MORE delivered to your Inbox – FREE Click Here!
Apr 24, 2014
Leather is so underestimated in crafting! This is such a simple project, but looks as though it could be store-bought! And it's nice to know that the Scalloped Circle Design has uses broader than just paper.
- WAS THIS HELPFUL? YesNo
Report Inappropriate Comment
Are you sure you would like to report this comment? It will be flagged for our moderators to take action.
Thank you for taking the time to improve the content on our site.
Something worth saving?
- SAVE all your favorite crafts
- ADD personal notes
- QUICKLY reference your crafts
Free eBooks
- 14 Toilet Paper Roll Craft Ideas
- 23 Fabulous Picnic Craft Ideas + Restaurant Copycat Recipes
- 4th of July Crafts and Recipes
- 4th of July Crafts: Blogger Edition 2010
- Crafts for Father's Day: 36 Homemade Father's Day Gift Ideas
- Garden Crafts
- Graduation Crafts
- How To Make Tie Dye Shirts, Decor & More: 18 Tie Dye Patterns
- The Best Blogger Craft Ideas 2015: Home Decor Ideas, DIY Jewelry, Easy Crochet Patterns and More
Our Newest Projects & Articles
- Quilted Paper DIY Wall Art
- Sweet Decoupage Picture Frame
- Super Simple Painted DIY Wall Art
- Scrap Fabric Hair Accessories
- Metal Stamped Floral Stakes
- Ultimate Plaid Home Decor Assortment
- 9 Free Knitting Patterns for Accessories
- Grab & Go Organizer
- Suzanne Cannon
- Surface Life


text:
Stoke PriorUnited Kingdom B60 4BH
April 25, 2012
Hi every one my name is Gill, and I'm a new member to the group and looking forward to meeting you all.
Enjoyable evening, Good company.
Meetup members, Log in
By clicking "Sign up" or "Sign up using Facebook", you confirm that you accept our Terms of Service & Privacy Policy


text:
Your Horoscopes — Week Of June 30, 2015
ARIES: Your health continues to decline as your skin becomes too sensitive to endure sunlight and your soul remains too sensitive to endure dark, smoky bars.
"I think he should play the lone survivor of an aquatic race who uses his special powers to aid the government. He already played one? Well, then how about the patriarch of a blended family? Really? Wow. This guy is good."Donald Zagoras
"Does one instruct Beethoven on which key is most pleasing or tell Picasso what colors are fairest? No. One simply admires a virtuoso at work."Felix Tunnison
"Anything where he gets to smile."Mary Nahn


text:
Original recipe yields 12 servings
Amount per serving ({{servings}} total)
Based on a 2,000 calorie diet
Ready In
I LOVE this cheesecake! It is for sure the best cheesecake I've ever had, EVER! I can't get enough of this tasty cheesecake.
This is my favorite recipe I've ever made! I cut the red velvet in half at it's diameter, drying out the cake in the oven then blending it into fine crumbs with a food processor. I added about a...
OMG! This is sooooo good! This is a keeper!


text:
Sterling served in the Marines in World War II and received the Silver Star for service.
User Score: 43
User Score: 7
User Score: 4
CBS Entertainment | About TV.com | About CBS Interactive | Jobs | Advertise
© CBS Interactive Inc. All rights reserved. | Privacy Policy | Ad Choice | Terms of Use


text:
VIEWS: 2 PAGES: 21 POSTED ON: 10/31/2012 Public Domain
STATE OF NEW YORK DEPARTMENT OF FINANCIAL SERVICES BANKING DEPARTMENT AGREEMENT ON MORTGAGE SERVICING PRACTICES WHEREAS Ocwen Financial Corporation, the parent company ofOcwen Loan LLC (collectively "Ocwen"), a mortgage servicer regulated by the New York State Banking Department (the "Department") and headquartered at 2002 Summit Boulevard, 61h Floor, Atlanta, Georgia 30319, requested that the Department grant approval tbr it to acquire Litton Loan Servicing LP ("Litton''), a mortgage loan servicer in the business of servicing mortgage loans in New York State and headquartered at 4828 Loop Central Drive, Houston, TX 77081 and a subsidiary of Goldman Sa~.:hs Bank USA ("GSB") headquartered at 200 West Street, New York, New York 10282 (the "Acquisition"); and WHEREAS, the Department seeks to ensure that the post-acquisition entity, which would become the twelfth largest mortgage loan servicer in the United States, has sufficient capacity to properly board and manage a significant portfolio of stressed loans, including the ability to eftectively manage the increased volume and comply with HAMP requirements, intemalloss mitigation policies and procedures and laws and regulations mortgage loan servicing and foreclosure activities; and WHEREAS, the Department further has consumer protection concems relating to highlighted in the media that have been prevalent in the mortgage servicing industry generally, including but not limited to, the practice of "Robo-signing," referring t(l affidavits in foreclosure proceedings that falsely attest that the signer has personal of the thcts presented therein and/or were not notarized in accordance with stat~:• weak internal controls and oversight that may have compromised the accuracy of foreclosure documents; unfair and improper practices in connection with loss mitigation, including improper denials of loan moditications; and imposition of improper tees by servicers, among others; and WHEREAS, the Superintendent ofFinancial Services and of Banks has conditioned the issuance of a "No Objection" letter on the Acquisition upon Ocwen 's commitment to adhere, and in the case of any portfolio serviced by a different Ocwen subsidmry or atliliate, to cause to adhere to this Agreement on Mortgage Servicing Practices (the "Servicing Practices"), together with Litton's commitment to adhere to the Practices, and GSB's commitment to adhere to the Servicing Practices in the event it reenters the mortgage servicing business following its sale of Litton; and WHEREAS, Ocwen and Litton wish to be leaders in the mortgage servicing industry by adhering to, and causing to be adhered to, the Servicing Practices which they believe are in the best interest ofhomeowners and investors, and GSB also wishes to be a leader by committing to adhere to the Servicing Practices in the event it should retum to the mortgage servicing business; and WHEREAS, to provide further assurance to the Department that the interests of borrowers whose mortgage loans are currently serviced by Litton will be adequately protected if the Acquisition proceeds, Goldman Sachs Group, Inc. ('"GS") has separately committed tor itself and its subsidiaries to forgive 25% of the unpaid principal balance on certain delinquent first lien residential mortgage loans owned by GS or a subsidiary of totaling approximately $13 million in forgiveness. NOW THEREFORE, Ocwen and Litton agree to adhere to the following Practices and GSB agrees that, if it reenters the mortgage loan servicing it will adhere to the Servicing Practices (each ofOcwen, Litton and GSB, if it reenters the mortgage loan servicing business, is hereinafter referred to as "Servicer''): MORTGAGE SERV1<;::'ING PRACTICES Document Execution and Accuracy o(Docwnentation l. Servicer shall ensure that aftidavits and sworn statements submitted in foreclosure are executed by individuals with actual personal knowledge of the matters set fbrth therein based upon the individuals' personal review of borrowers' loan tlles and other mformation relating to borrowers' loans. 2. Servicer shall ensure that any information set forth in an affidavit or sworn statement a borrower's def~mlt and the right to foreclose is accurate, complete and reliable. 3. Servicer shall ensure that notarized documents are signed by the atliant in the actual presence of a notary. 4. Servicer shall not provide incentives to employees or third parties based upon the number of documents executed or the speed at which documents are executed. 5. Servker shall withdraw any pending foreclosure action in which filed a!Tidavits are not accurate, complete, and reliable, and/or were not notarized in accordance with law. In any subsequent foreclosure action concerning the same mortgage, Servicer :>hall ensure that all affidavits are accurate, complete, reliable, and notarized in accordance with applicable law. Servicer shall implement policies and procedures to ensure that borrowers' account inl(mnation is accurate and complete, and shall promptly remediate any inaccuracies in borrowers' account int(Hmation. Servicer shall annually cause to be conducted an independent review of its systems, policies and procedures to ensure that they are su!Ticient to ensure that borrower's account information is accurate and complete. Serv icer shall implement processes to ensure that, in any foreclosure action Servicer commences. or in any foreclosure action commenced by another entity on a mortgage 2 Servi...:er services. the foreclosing entity has a documented enforceable interest in the note and mortgage under applicable law, or otherwise possesses the legal to foreclose. X. In each summons and complaint to commence a foreclosure action on a mortgage Servi...:cr services, Servicer shall include or cause a third party to include an affirmative that at the time the proceeding is conunenced, the foreclosing entity is the owner and holder of the subject mortgage and note, possesses a security interest or other inten:st entitling it to foreclose on the subject mortgage and note, or has been delegated the authority to institute a foreclosure action by such owner and holder, or party the legal right to foreclose. In addition, Servicer shall plead or cause a third to plead in such complaints that the originals of the subject mortgage and note are in the tbreclosing entity's possession and control or that of the custodian, or in the alternative that all the requirements of Paragraph 10 below have been met, and that such entity is otherwise entitled to enforce the subject mortgage and note pursuant a borrower's request, Servicer shall provide to the borrower the name of the that holds the borrower's note and contact information lbr such entity. 10. If the original note or any interim assignment or allonge is lost or otherwise Servicer shall comply with applicable law in any attempt to establish \,mnership of the note and the right to enforcement. Servicer shall ensure good faith eft(n·ts to obtain or locate a note lost while in the possession of Servicer or Servicer's II S"'rviccr shall not intentionally destroy or dispose of original notes that are still in f(m.:e. !2. In the event that any borrower is found to have been wrongfully t<.1reclosed, Servicer :>hall ensure that the borrower's equity in the property is returned if the property has not been sold to a third party, or if sold to a third party, adequately compensate the borrower t()r the wrongh1l foreclosure. Scrvicer shall conduct regular audits of a statistically valid sample of documents by stall and agents in furtherance of foreclosure and bankruptcy proceedings to ensure that th"' documents and their preparation comply with the loan instruments, law and these Servicing Practices. The audit reviews shall also verify the accuracy of each factual allegation in each affidavit or sworn statement, account summary. ownership certification, loss mitigation atlidavit, adverse action notice and other pleadings. tilings or documents, by reviewing the underlying documcntation/int<.mnation. Servicer shall take appropriate remedial steps if any deficiencies arc identified, including remediation in individual cases, revision of retraining, and disciplinary action. 3 14. Scrviccr shall adopt policies and procedures to oversee and manage i()reclosure law tirrns, foreclosure trustees, and other agents, independent contractors, entities and third parties (including subsidiaries and at1iliates) that provide foreclosure or bankruptcy processing services ('"Third-Party Providers"), including: compliance with the Administrative Order of the Chief Administrative Judge Courts of New York dated March 2, 2011, A0/431/ ll, setting t<.)rth the torm and elf the requirements tor an aftirmation by plaintiff's counsel in residential mortgage toreclosure actiOns: Pcrt(mning due diligence of Third-Party Providers' qualifications, expertise, capacity, information systems, quality assurance plans, financial viability, and with licensing requirements and rules and regulations (including prohibitions on fee splitting); Amending agreements or engagement letters with Third-Party Providers to require them to comply with their contractual obligations to Servicer, Servicer's policies and the loan instruments, these Servicing Practices, and New York laws and Conducting regular reviews of a sample of the toreclosure and bankruptcy documents by each toreclosure firm, law firm, toreclosure trustee and other Third-Party Providers it uses to ensure compliance, and taking appropriate remedial steps if any are identified through this review or otherwise, including terminating its with the finn or trustee; Tracking any instance where an adversary requests the imposition of sanctions against a law finn, foreclosure firm, trustee or other Third-Party Provider, or where a court such sanctions, and taking appropriate action, including termination of its relationship >vvith any Third-Party Provider that has been sanctioned by a court; (f) Adopting standards for documentation ofThird-Party Providers' tees and charges; (g) Adopting policies and procedures for reviewing customer complaints about Third Providers; that all Third-Party Providers are provided reliable contact information t<.H Servicer employees who possess intormation relevant to the services provided by the Third-Party Providers; and ( i) Conducting a risk assessment of Third-Party Providers to ensure that such Providers protect confidential borrower information as required by Section 50l(b) of the Gramm-Leach-Biiley Act. 4 15. Adequate Staff. Serviccr shall develop and implement a program to maintain sutfieient staff in place who are adequately trained to: ( 1) provide information to bonowers or bonowers' representatives; (2) process requests for loss mitigation including loan moditlcation applications; (3) evaluate requests tor non !iJredosure options; ( 4) manage foreclosure documentation process, including execution of relevant foreclosure documents; ( 5) handle escalated cases; (6) tacilitate resolution of bomnver complaints; and (7) manage collections. Factors that shall be considered in determining the adequacy of staffing, include without limitation: Size of loan portfolio; of delinquent loans; Percentage of loan modification or other loss mitigation requests; Number of pending foreclosure actions; Knowledge and experience level of existing staff; ( t) Loan to employee ratio; and Compliance and internal audit results, including reviews of document management 16. Servicer shnll provide a report within 90 days of the adoption of these Servicing Practice:> or othervvise upon reasonable request of the Department identifying the number full time equivalent employees assigned to loss mitigation alternatives, and escalation and the case load of each individuaL 17. Scrvicer shall ensure that employees and managers engaged in mortgage loan collection, loss mitigation, toreclosure prevention and toreclosure processing and;or proceedings participate in a compliance training program. The training program shall address, at a minimum: (a) St.ate and federal laws and regulations governing mortgage loan servicing, including relating to the handling of specific classes of delinquent bonowcrs (Serviccmembers Civil Relief Act and Bankmptcy Code), loss mitigation, collection practices, and tl:xc;,; losure proceedings; Preparation and execution of legal documents, including affidavits of indebtedness or declarations, assignments, note endorsements and lost note aftldavits; 5 Guidelines oftoreclosure alternatives under the Making Home Affordable ("'MHA'') program such as Home Affordable Modification Program ("HAMP"), Home Aftordable Rctinance Program ("HARP''), Home AffOrdable Foreclosure Alternatives ("HAFA"), Home Aftordable Unemployment Program ('"UP") and other borrower assistance programs offered through state, federal or local government; Servicer's policies and procedures for servicing mortgage loans and handling delinquent accounts; (c) Procedures and systems used to facilitate verification ofintonnation contained on !(lrcclosure documents prepared, regardless of whether such document is internally or externally prepared, verification of information provided to borrower or third-party representative concerning loan modification or other loss mitigation documents and written correspondence; and /\ction that will be taken by Servicer against employees for noncompliance with policies and procedures, in particular, execution of documents and verification ufborrower information. 8. All employees or managers engaged in mortgage servicing, loss mitigation, J(m.~clnsurealternatives, foreclosure processing or proceedings hired after the initial training required under these Servicing Practices is provided shall receive compliance training within 30 days of their employment start date. The contents and implementation of the compliance training must be fully documented, including of a certification form by each respective employee stating that the individual attended the required training and understands Servicer's policies and procedures relating loan servicing, document execution and loss mitigation alternatives. Documentation relating to the contents, scheduling and attendance at each training session must be maintained for a period of three years and available tor review by the Department upon reasonable request. Notices, Single Point o( Contact and Modifications {or Trans(erred Servicing Files Acquisition of Delinquent Loans. Within 30 days of the acquisition of delinquent loans. c., loans that are delinquent 60 days or more, and loans where default may be a notice must be provided to borrowers appointing a single point of contact or t()r the appointment of a single point of contact based upon the borrower's ,:onvenience. The notice must also include information regarding the policies and employed by the acquiring Servicer in handling any pending loss mitigation request, trial modification, permanent modification or non-foreclosure option transferred hom the previous servicer. The provisions of paragraphs :26 and 27 shall apply to the single point of contact. 20. As of the cftective date of any acquisition or transfer of loan servicing portt\Jlios to Servicer shall establish and have up and nmning a toll- free number to handle a II in-hound calls from borrowers previously serviced by another servicer. The team handling such in-bound calls must have access to electronic and paper-based borrower 6 rewrds and knowledge about Servicer's servicing policies and procedures, including loss programs, collection practices and payment dispute resolution. Additionally, the team must remain operational until any acquired or transferred servicing portfolio is integrated into Servicer's servicing platform but not less than 90 days. 21 Pending \1odification. Borrowers with pending modification requests must be with a notice within 5 days of the initial communication identifying the single of contact. The notice shall provide: (I) a list of all documents and information required from the borrower to evaluate the borrower for a loan modification; (2) an explanation of any change in the type of loss mitigation alternative for which the borrower is being considered; (3) the reason for the change in the type of loss mitigation ntlercd , borrower does not quality, program not oftered); (4) the time frame in which the borrower must supply the requested information; (5) a toll-free number that a list of government approved not-for-profit housing counselors in the homcov.ner's geographic area as listed on the Department's website, the Department of and Urban Development's website or the Division of Housing and Community Renewal's website; (6) a statement clearly outlining the effect of the borrower's failure to submit all required documentation, including potential denial of loan modification or other loss mitigation alternatives, continuation of pending foreclosure action or referral to and ( 7) a statement outlining the action that will be taken if documentation is not received within the time period specified in the notice. 22. Trial Modification. BoiTowers with trial modification shall be allowed to continue existing trial modification payments for the remainder of the trial modification lfthe trial modification period tern1inates in less than 60 days, an extension shall be granted unless such extension is not compliant with Government Sponsored Enterprise program guidelines and the loan is a GSE loan. Written communication must be provided to the botTower, which at a minimum addresses: (I) the new expiration date tor the borrO\vcr's trial modification; and (2) a list of documents, if any, required to complete the permanent modification. Documentation concerning the extension of the trial modification period must be maintained in the borrower's servicing file. 23 Permanent Modification. Borrowers who have successfully completed the trial modification prior to transfer and are awaiting a permanent modification must be allowed to cc)ntinue making trial modification payments until the acquiring Servicer can provide permanent modification documents, unless such payment is not compliant with GSE program guidelines and the loan is a GSE loan. The permanent modification payment shall not change materially from the permanent moditica~ion payment previously oftered or discussed with the borrower or borrower's representative. Borrowers must be provided with clear written communication listing: (1) monthly payment, including any escrow for taxes and insurance; (2) interest rate and period of applicability if such rates adjust; (3) balance; (4) instructions for properly executing the modification agreement; (5) the time fi·ame in which the borrower must return the permanent modification agreement; and a statement outlining the action that will be taken if documentation is not received ·within the time period specified. Borrowers who have submitted executed pennanent modification documents and are satisfactorily making payments under the pennanent modification shall be allowed to continue such modification arrangements. 7 24. Previously denied modification request. Borrowers who were previously denied loan modification by the transferring Servicer shall not be precluded from consideration t(H a !11lklification or other loss mitigation alternative offered by the acquiring Serviccr by reason of the previous deniaL 25. Documentation ofthe actions taken to comply with Paragraphs 19-24 must be maintained in the borrower's servicing tile. Additionally, management information reports (monthly, quarterly and annually) shall be maintained listing: (I) the volume of loans; (2) pending modifications or other loss mitigation alternatives; (3) active trial modifications; (4) pending foreclosures or foreclosure sales; and (5) modifications, acquired and post compliance with Paragraphs 21-24. The must be available for review by the Department upon reasonable request. Serviccr shall assign a single point of contact or provide tor the appointment of a point of contact based upon the borrower's convenience, to each borrower who has submitted a request or an application for a loss mitigation alternative, and to borrowers in the process of foreclosure, within the following timetable: a) Within 30 days of the date ofServicer's agreement to adhere to these Servicing Practices as to Serviccr's existing delinquent borrowers; Within 7 days of the date ofServicer's agreement to adhere to these Servicing Practices as to all ofServicer's existing borrowers in foreclosure; within 15 days ofServicer's identification consistent with GSE of a borrower tor whom default may be imminent (current or less than 60 delinquent), and 15 days after a borrower has missed a contractual payment. Scrvicer shall provide within 5 business days of the designation of a single point of contact a written communication detailing the designated representative's telephone number, email address and hours of availability, or providing for the appointment of a point of contact based upon the borrower's convenience. 27. Serviccr shall provide borrowers referenced in paragraph 26 a single point of contact the designated contact model set forth in (a) or the appointment model set torth in below. Designated single point of contacts shall: L Have access to all electronic and paper-based records containing current borrower inf(mnation relating to (a) loss mitigation applications, (b) pending tbreclosure actions, and (c) documentation requests, including details of missing or incomplete documentation. 8 ii. No later than the 5th business day after a borrower has been provided with int(mnation regarding the single point of contact, initiate an out-bound call to the borrower to introduce himself or herself If the borrower is unreachable via telephone, the designated individual may use alternative mechanisms as outlined in Delinquency Management and Default Prevention Guidelines issued by the GSEs. 111. Initiate outbound contact with the borrower that, at a minimum: a. Meets the standards of the Quality Right Party Contact as outlined in Farmie Mae Announcement SVC 2011-08, issued June 6, 2011; b. lnfonns the borrower of available loss mitigation alternatives, including non-foreclosure options and provide borrower with information regarding the status ofborrower's account, any request for loan modification or other loss mitigation alternative, and foreclosure action, if any: c. Informs the borrower of the preferred method of transmitting documents to the Servicer and the address to which all tuture communications should be directed; d. Provides the borrower with information on the action the borrower must take to be considered tor a loss mitigation alternative or non foreclosure option, including the time frame in which the borrower must complete a specific action; and e. Provides the borrower with reference information on where borrower may access additional information about foreclosure alternatives, including links to KnowYourOptions.com, MakingHomesAffordable.gov, Department of Housing and Urban Development and the Department's website. IV. Within 5 days of receipt of any application or other documentation submitted borrower with respect to a request tor a loan modification, other loss mitigation alternatives or non-foreclosure options (e.g., short sale, deed-in-lieu), provide a letter of acknowledgement to the boiTower detailing: a. A list of missing documents or the information needed to evaluate the borrower for a loss mitigation alternative; b. A toll-free number that provides a list of government approved not-tor profit housing counselors in the homeowner's geographic area as listed on the Department's website, the Department of Housing and Urban Development's website or the Division of Housing and Community Renewal's website; 9 c. A statement clearly outlining the etiect of the borrower's failure to submit all required documentation, including potential denial of loan modification or other loss mitigation alternatives, continuation of pending foreclosure action or referral to foreclosure; and d. A statement outlining the action that will be taken if documentation is not received within the time period specified in the letter. v. Coordinate with the borrower and in-house and third party service providers to facilitate compliance with loss mitigation alternatives or non-foreclosure option time frames outlined in state and federal laws and guidance and MHA and GSE program requirements; vi. Upon the request of the borrower, escalate the borrower's loan file to a designated individual responsible for managing escalated caseloads. Alternatively, Servicer shall offer a single point of contact appointment model for botTowers' convenience as follows: i. If borrower has not contacted Servicer within 5 business days of the written communication referenced in paragraph 26, Servicer shall initiate an out-bound call to the borrower. If the borrower is unreachable via telephone, the Servicer can use alternative mechanisms as outlined in Delinquency Management and Det(lUit Prevention Guidelines issued by the GSEs. Such contact shall meet the standards of the Quality Right Party Contact as outlined in Fannie Mae Announcement SVC 2011-08, issued June 6, 2011. ii. At the time contact is made with the borrower, Servicer shall: a. Inform the borrower of available loss mitigation alternatives, including non-foreclosure options and provide borrower with infi)rmation regarding the status ofborrower's account, any request for loan modification or other loss mitigation alternative, and foreclosure action, if any; b. Assign a single point of contact if borrower requests more information or wishes to pursue loss mitigation alternatives, schedule an appointment with the single point of contact at a date and time convenient to the borrower, and provide written confirmation within 5 business days of the contact detailing the name of the single point of contact and a phone number tor establishing future appointments with the same designated single point ofcontaet; c. Intorm the borrower of the preferred method of transmitting documents to the single point of contact and the address to which all future communications should be directed; lO d. Provide borrower with information on the requirements for loss mitigation alternatives or other non-foreclosure options, including the time frame in which the boiTower must complete required actions; and e. Provide borrower with references for additional information on foreclosure alternatives, including links to KnowYourOptions.com, MakingHomesAffordable.gov, and the Department of Housing and Urban Development's and the Department's website. iii. Within 5 days of receipt of any appli~.:ation or other documentation submitted borrower with respect to a request for a loan modification, other loss mitigation alternatives or non-foreclosure options (e.g., short sale, deed-in-lieu), Servicer shall assign a single point of contact to the borrower if one was not already assigned. Thereafter, the single point of contact shall provide a letter of acknowledgment to the boiTower detailing: a. The name of the designated representative and steps the boiTower can take to set up an appointment with the designated representative to discuss their application; b. A list of missing documents or the information needed to evaluate the boiTower for a loss mitigation alternative; c. A toll-free number that provides a list of government approved not-tor profit housing cow1selors in the homeowner's geographic area as listed on the Department's website, the Department of Housing and Urban Development website or the Division of Housing and Conununity Renewal's website; d. A statement clearly outlining the etTect of the boiTower's failure to submit all required documentation, including potential denial of loan modification or other loss mitigation alternatives, continuation of pending fi)reclosure action or refeiTal to foreclosure; e. A statement outlining the action that will be taken if documentation is not received within the time period specified in the letter. tv. The single point of contact shall have access to all electronic and paper-based records containing current boiTower information relating to (a) loss mitigation applications, (b) pending foreclosure actions, and (c) documentation requests, including details of missing or incomplete documentation; The single point of contact shall coordinate with the boiTower and in-house and third party service providers to facilitate compliance with loss mitigation alternatives or non-foreclosure option time frames outlined in state and federal laws and guidance and MHA and GSE program requirements; ll vi. Upon the request of the borrower, the single point of contact shall escalate the borrower's loan tile to a designated individual responsible for managing escalated caseloads. 28. Timelincs tor loan modifications referenced above shall contorm to the time periods by HAMP or by the GSEs, whichever are shorter. 29. Consistent with the Department's Mortgage Servicer Business Conduct Rules, Part 419 of the Superintendent's Regulations, Servicer shall review the complete loan modification application submitted by the borrower and shall determine the disposition of borrower's trial or preliminary loan modification request no later than 30 days after of the complete loan modification application, absent compelling circumstances Servicer's controL 30. Comastent with GSE and HAMP requirements, tor all proprietary loan modification programs, Servicer shall allow properly submitted borrower financials to be used f()r 90 from the date the documents are received, unless Servicer learns that there has been material change in circumstances or unless investor requirements mandate a shorter time frame. 3L in Single Point of Contact. The single point of contact shall remain assigned to the borrower until such time as the borrower's account becomes current, unless the point of contact is reassigned or leaves the employment ofServicer, or the number borrowers serviced by the designated representative becomes too great to ensure borrower attention, or the borrower requests assignment to another single of contact. In the event it becomes necessary to change the designated single point f contact f()r any of the above-stated reasons, Servicer must provide written notification the borrower within 5 business days of the assignment of a new single point of contact. The communication must clearly notify the borrower of the changed information, the single point of contact's name, telephone number, email address and hours availability. 32. Once a single point of contact has been designated, all written communications provided to the borrower or borrower's representative relating to loss mitigation and !()reclosure status must include the name of the single point of contact and identify that mdividual as the bon-ower's designated representative for inquiries and submission of documents. 33 If Scrvicer wishes to provide borrowers with additional customer care personnel to a;;s1st the borrower with loss mitigation at times when the borrower's single point of contact is not available, it must ensure that the additional personnel have full access to the borrower's most re~:ently updated records and that the additional personnel immediately the borrower's records to reflect all communication with the borrower. 34. Documentation of Escalated Cases. Servicer shall ensure that any escalated case received is properly documented with: ( l) the date the escalated case is received, (2) the borrower's name; (3) the referring party; (4) the name of the requestor, if any, and (5) a 12 brief reason t(x the referral. At a minimum, escalated cases shall be handled within the lkn\ guide lines: Within 3 business days of receiving the case, Servicer shall send the requestor and the borrower a \Vritten acknowledgement detailing: ( 1) contact name and department; (2) case reference name or number (3) a proposed resolution date, which must be no more than 15 !rom the date the inquiry was received; and ( 4) a toll- free escalation contact phone number. Servicer shall use best efforts to resolve the case within 15 days of receiving the The resolution date may be extended an additionall5 days, but under no cin::umstances can the total time to resolve the case exceed 30 days. Servicer shall not be deemed to violate this provision if Servicer has intormed the requestor and the borrower the intbrmation required to resolve the case and such information has not been Within 5 business days of identi(ying the proposed resolution, Servieer must communicate to the requestor and the borrower in writing outlining the proposed rcslllution and action required of the borrower, if any. 35. Complaints. Regardless of account status, all complaints received trom borrowers must be recorded \vith the date received, name of individual assigned to investigate the and nature of the complaint and complaint tracking number. The individual to investigate the complaint shall: (1) provide the complainant with written acknowledgment within 5 business days of receiving the complaint; (2) inform the borrower of any additional information required to accurately identify the borrower's account; provide the borrower with a list of additional documentation required to facilitate a proper review of the borrower's complaint; and, if applicable, (4) inform the borrower that the complaint has been reassigned to (a) borrower's single point of contact, escalated to a supervisor. Complaint Resolution. Within 30 days of the receipt ofa complaint, if all information required to make a fmal determination with respect to the complaint is to the Servicer, the Servicer shall notify the borrower of the final determination with respect to the complaint. 37. Complaint Record. All conununication and information pertaining to the current and resolution of complaints must be maintained in servicing tiles as well as a complaint history file detailing: date complaint received, name of individual nature of complaint, status of complaint (e.g., open, resolved), and action taken. ~mien! E·valuation o{Loan lvfodi{ication Denials 3 Serviccr shall per!onn or cause to be performed an independent review of each denial a f(1r a loan modification. Such evaluation shall be performed by an independent entity or group ofServicer staff that is independent from the statfthat cvaluatt:d the borro\ver tor a loan modification. 39. lf the independent review concludes that the loan modification denial was correct, Sen iccr shall promptly send a written non-approval notice to the borrower. Such notice 13 shall st::Jte with the specificity the reason the loan modification was denied and the mf(mnation considered in Servicer's decision to deny the loan modification. -tO. If borrower is not satisfied with the independent review, the matter will be referred to an independent escalation unit for a second review. -+I Servicer shall not initiate or advance foreclosure until the independent review process is complete. 42. Sen icer shall promptly make available account history to the borrower upon request. -+3. Servicer will ensure that borrowers who are engaged in pursuing loan modifications nr other loss mitigation are not referred to t()reclosure, to the extent consistent with FHFA ti.1r GSE loans. -+-+.Scrviccr shall promptly apply all payments received from borrowers, including but not limited to full monthly mortgage payments and trial modification payments, except to the extent that such application conflicts with the borrower's loan documents or law. 45. For any loan on which interest is calculated based on a daily accrual or daily interest method, Servicer shall promptly accept and apply all borrower payments, including cure (where authorized by law or contract), trial modification payments, and by or on behalf of a borrower in bankruptcy to cure any pre-petition ddault and to maintain payments while the case is pending, as well as non-conforming payments. shall be posted no more than 2 business days after receipt and credited as of the date ret.:eived to borrower's account. Each monthly payment shall be applied tirst to interest and then to principal, provided that where mortgage insurance premiums, taxes and insurance or other payments must, as required by statute, be paid prior to interest and such application shall continue. 4o. For all other loans, Servicer shall promptly accept and apply all borrower payments, int.:luding cure payments (where authorized by law or contract), trial modification and payments by or on behalf of a borrower in bankruptcy to cure any pre petition dcfhult and to maintain payments while the case is pending, as well as non cont<mning payments to the extent provided in the next paragraph. Payments shall be no more than 2 business days atl:er receipt and credited as of the date received to borrower's account. Each monthly payment shall be applied as of the sehe9uled due date and will be applied lirst to interest and then to principal, provided that where mortgage insurant.:e premiums, taxes and insurance or other payments must, as required by statute, he paid prior to interest and principal, such application shall continue. 14 to the extent prohibited by existing agreements, Servicer shall accept and non-cont<.mning payments when the payment, whether on its own or when with a payment made by another source, comes within $50.00 of the scheduled and interest amount. 4?1. Fnr payments that are not within $50.00 of the scheduled principal and interest amount, Servicer may post such payment to a suspense or unapplied funds account, provided that Scrvicer ( 1) discloses to the borrower the existence of and any in the suspense or unapplied funds account; (2) credits the borrower's account with a tull payment as of the date that the funds in the suspense or unapplied ftmds account are sufficient to cover such full payment; and (3) applies payments from the suspense or unapplied funds account as outlined above. Serviccr shall not take funds thm1 suspense or unapplied funds accounts to pay fees until all unpaid contractual principal, and escrow amounts are paid and brought current. 49. :-Jot withstanding the provisions above, Servicer shall not be required to accept which are insufticient to pay the full balance due after the borrower has been provided written notice that the contract has been declared in default and the remaining due under the contract have been accelerated. 50. Schedules of Fees: Servicer shall maintain and keep current a schedule of fees as outlined in Part 419.10(a) of the Superintendent's Regulations. The schedule shall: ( 1) list standard or common tees charged to borrowers, regardless of whether such fees are by Servicer directly or indirectly; (2) be made available on Servicer's website and to the borrower or borrower's authorized representative upon request; (3) identify each (4) provide a plain language explanation of the fee; and (5) state the maximum amount of the tee or how the tee is calculated. 5 Authorized Fees. Servicer may only collect a fee if the fee is tor services actually rendered and such services were reasonable and appropriate and one of the following conditions as outlined in Part 419.10(b) of the Superintendent's Regulations is met: (a) the tee is expressly authorized and clearly and conspicuously disclosed by the loan instruments and not prohibited by law; (b) the fee is expressly permitted by law and not by the loan instruments; or (c) the fee is not prohibited by law or the loan instruments and is a reasonable tee for a specific service requested by the borrower that is assessed only after clear and conspicuous disclosure of the fcc is provided to the borrower and the borrower expressly consents to pay the fee in exchange for the services. 52. Attorney's Fees. In addition to the limitations in Paragraph 50, attorney's tees in connection with a foreclosure action shall not exceed reasonable and fees tor such work. The maximum foreclosure attorney's fees imposed should he consistent with guidelines published in Fannie Mac Allowable Attorney and Trust Fee Schedule, as updated from time to time. In the event the foreclosure action is terminated to final judgment and sale lor a loss mitigation option, a reinstatement or payment in the borrower shall only be liable tor reasonable and customary fees tor work actually 15 as required by Part 419.10( c) of the Superintendent's Regulations. 53. Late Fees and Delinquency Charges. Servicer shall not impose any late fee or charge when the only delinquency is attributable to late fees or delinquency assessed on an earlier payment, and the payment is otherwise a full payment for the applicable period and is paid on its due date or within any applicable grace period. For the purposes of this provision and solely to determine whether a late payment could be payment should be applied first to the current installment and then to the ddinqucnt installment and then to delinquency and other charges. 54. Late charges shall not be (a) in an amount greater than the past due amount; (b) collected from the escrow account or from escrow surplus without the approval of the (c) deducted from any regular payment; or (c) assessed after the borrower has submitted a complete loan modification application for evaluation; (d) assessed if the horrowcr is making timely trial modification payments; or (e) assessed while a short sale is under evaluation. 55. Property Valuation. With the exception ofGSE loans, property valuation (e.g., fees shall not be imposed on a borrower more than once in a 12 month period unless the property valuation is to facilitate the borrower's application tor an alternative to !t)rcclosure (e.g., HAMP modification) or other non-foreclosure option (e.g., short The timing of property valuation tor GSE loans shall conform to GSE guidelines. The amount of the tee for non-GSE loans shall be consistent with the reimbursement rates established in GSE's Pretoreclosure Valuation Provider Information as updated from time to time. 56. Mark-up and Referral Fees. No mark-up shall be imposed on third-party default related l(m::closure services. Referral tees shall not be paid to or accepted from third-party detimlt or t't1reclosure related service providers, or in relations to third-party detimlt or [()reclosure services, regardless of whether such payment are made direct or indirectly. 57. Periodic Evaluation of Fees Charged. A periodic evaluation offees charged shall be conducted to evaluate whether the frequency at which fees \Vcre assessed to any borrower's account was excessive under the tenns of the borrower's loan documents, applicable federal and state laws and whether such fees exceed guidelines and standards established by the GSEs or applicable to federally insured transactions. 5l'l. Serv1cer shall take all commercially reasonable steps to continue or reestablish the homeowner's property hazard policy if there is a lapse in payment. Servicer shall ensure that torce-placed insurance is not obtained tor a borrower unless the borruwer fails to provide evidence that property hazard insurance has been maintained as by the mortgage loan contract to !lowing notices provided, at a minimum over two mnnths, sent by Servicer, by first class mail, reminding the borrower that property hazard insurance must be maintained, stating that evidence that the borrower maintains such insurance is lacking, describing how the borrower may provide evidence of such 16 coverage, and explaining that if such coverage is not obtained, force-placed insurance may bl.! obtained that will be significantly more costly and may provide less protection tor the borrower. 59. Any t(Hce-placed insurance obtained for a borrower by Servicer shall be the lower of the last known amount of the borrower's coverage that was compliant with the of the mortgage loan or the outstanding balance of the borrower's loan, fhrther, that in no circumstances shall the amount of force-placed insurance exceed the replacement cost of the improvements on the mortgaged property. Upon receipt of evidence of a borrower's existing property hazard insurance coverage, Servicer shall ensure that any force-placed insurance is terminated and that any unearned premiums are returned to the borrower. To the extent Servicer purchases a master hazard insurance policy for force-placed it shall only purchase a policy that is reasonably priced in relation to the claims that may be incurred. In no event shall Servicer purchase a master hazard insurance from an affiliated entity. 62. If adherence to any of these Servicing Practices would render compliance with any of federal law or state law relating to the same subject matter impossible, then with such provision oftederal or state law shall be deemed compliance with the relevant provision of these Servicing Practices. Servicer shall provide written notice the Department within 15 days of its determination that a provision of these Servicing Practices is rendered impossible by federal or state law. If the Department disagrees with Scrvicer's determination, it shall notifY Servicer of its disagreement within 10 days of its of Servicer's notice, in which case, Servicer shall continue to adhere to the relevant Servicing Practices. IT IS FURTHER AGREED that unless otherwise specified in the Servicing Practices. Ocwen and Litton shall have 60 days from the date of the Acquisition to the provisions and requirements of this Agreement; and IT IS FURTHER AGREED that if any party to this Agreement agrees with any other regulator to adopt greater consumer protections or other more rigorous standards than are contained in this Agreement, such other provisions shall be incorporated by reference herein with respect to such party. 17 rT lS FURTHER AGREED that nothing in this Agreement shall preclude the Department from pursuing any examination, enforcement action or additional agreement Scrvicer(s) regarding the subject of the above-described Servicing Practices. IT IS FURTHER AGREED that this Agreement may be executed in one or more counterparts, each of which shall be deemed an original but all of which together shall constitute one instrument. I Dated: ~~~~2011 New York State Banking Department Confirmed Superintendent of Financial Services Dated: AugustJ.L 2011 Ocwen Financial Corporation By ~L Ronald M. Faris President and CEO Dated: August_, 2011 Goldman Sachs Bank USA By: Kevin Byrne Chief Financial Officer Dated: August_, 2011 Litton Loan Servicing, LP By Litton Consumer and Corporate Servicing, LLC Its General Partner By:=----=~---- Thomas Halverson Its President l8 IT IS FURTHER AGREED that nothing in this Agreement shall preclude the from pursuing any examination, enforcement action or additional agreement regarding the subject of the above-described Servicing Practices. IT IS FURTHER AGREED that this Agreement may be executed in one or more counterparts, each of which shall be deemed an original but all of which together shall one instrument. 2011 New York State Banking Department Confirmed Superintendent of Financial Services Dated: August 2011 Ocwen Financial Corporation By: ____________________ Ronald M. Faris President and CEO Dated: August3.t, 20 II Goldman Sachs Bank USA (@> f( ~- /~ \ . B y.. - - - - - - -,- __..- , - . ··-- Kevin Byrne Chief Financial Officer Dated: August3L_, 2011 Litton Loan Servicing, LP By Litton Consumer and Corporate Servicing, LLC@ Its Ge~~:~~ry.rJ,net/a By: ftryyc 1~1{{~ Thomas Halverson Its President 18 STATEOFNEWYORK DEPARTMENT OF FINANCIAL SERVICES AMENDMENT #1 TO THE AGREEMENT ON MORTGAGE SERVICING PRACTICES BETWEEN THE NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES AND OCWEN FINANCIAL CORPORATION DATED SEPTEMBER 1, 2011 (hereinafter, the "Agreement") WHEREAS, the parties have agreed to amend the Agreement, NOW THEREFORE, the parties agree that the Agreement shall be amended as follows: 1 Paragraph 26(c) ofthe Agreement is hereby deleted, and the following shall be added in place and stead: "(c) Thereafter, as to all loans, within 15 days of Servicer' s identification of a borrower in default or, consistent with GSE guidelines, of a borrower for whom default may be imminent." 2. Paragraph 43 of the Agreement is hereby deleted, and the following shall be added in its place and stead: "43. Servicer will ensure that borrowers who are engaged in pursuing loan modifications or other loss mitigation are not referred to foreclosure, including for GSE loans to the extent consistent with FHFA guidelines for GSE loans." 3. The following paragraphs shall be added immediately following Paragraph 62 of the Agreement: "IT IS FURTHER AGREED that as to those borrowers' files advanced to foreclosure, which files have been referred to the Steven J. Baum P.C. law firm (the "Baum firm"), Servicer agrees not to charge borrowers any penalties, fees, costs or interest accrued for any delays in court appearances including settlement conferences by substituted counsel, as a direct result of the closing ofthe Baum firm and the substitution of counsel; and, IT IS FURTHER AGREED that Servicer will require adherence to this Agreement on Servicing Practices as a condition to any agreement with a sub-servicer or third-party to perform some or all of the servicing activities with respect to Servicer's servicing portfolio; and, IT IS FURTHER AGREED that Servicer shall adhere to this Agreement for any loans acquired or otherwise added to Servicer's portfolio subsequent to the signing of this Agreement; and," 4. This amendment and its provisions shall be effective and binding only when it is signed all parties. WHEREFORE, the signatures evidencing assent to this amendment have been affixed on the dates set forth below. Dated: December 2011 Dated: December 2011 Ocwen Financial Corporation By: --'--..:::: Ronald M. Faris President and CEO 2
Pages to are hidden for
"NYS Department of Financial Services Banking Department"Please download to view full document


text:
Fayette County man charged with critically injuring child
State police charged a Fayette County man with critically injuring his girlfriend's young son.
Raymond Allen Matteson, 35, of Smithfield is in the Fayette County Prison in lieu of a $250,000 cash bond.
Investigators say the assault on the 20-month-old boy resulted in an injured liver and bruising on the brain. The child was taken to Children's Hospital in Lawrenceville in critical condition, according to police. The incident occurred about 6:15 p.m. Friday.
Show commenting policy
TribLive commenting policy
You are solely responsible for your comments and by using TribLive.com you agree to our Terms of Service.
We moderate comments. Our goal is to provide substantive commentary for a general readership. By screening submissions, we provide a space where readers can share intelligent and informed commentary that enhances the quality of our news and information.
While most comments will be posted if they are on-topic and not abusive, moderating decisions are subjective. We will make them as carefully and consistently as we can. Because of the volume of reader comments, we cannot review individual moderation decisions with readers.
We value thoughtful comments representing a range of views that make their point quickly and politely. We make an effort to protect discussions from repeated comments either by the same reader or different readers.
We follow the same standards for taste as the daily newspaper. A few things we won't tolerate: personal attacks, obscenity, vulgarity, profanity (including expletives and letters followed by dashes), commercial promotion, impersonations, incoherence, proselytizing and SHOUTING. Don't include URLs to Web sites.
We do not edit comments. They are either approved or deleted. We reserve the right to edit a comment that is quoted or excerpted in an article. In this case, we may fix spelling and punctuation.
We welcome strong opinions and criticism of our work, but we don't want comments to become bogged down with discussions of our policies and we will moderate accordingly.
We appreciate it when readers and people quoted in articles or blog posts point out errors of fact or emphasis and will investigate all assertions. But these suggestions should be sent via e-mail. To avoid distracting other readers, we won't publish comments that suggest a correction. Instead, corrections will be made in a blog post or in an article.
Most-Read Stories
- Starkey: Cervelli's inspiration
- Supreme Court justices ream EPA for ignoring costs to meet air standards
- Pirates hope 1st baseman Alvarez starts to regain power stroke
- More witness intimidation charges are filed against Plum teacher
- Penguins bringing back defenseman Cole with 3-year extension
- Downie, Ehrhoff lead list of likely Penguins leaving in free agency
- Brooklyn man's cross-state taxi ride leads straight to jail in Uniontown
- Pittsburgh Public Works supervisor disciplined for text message
- Snappers treat revitalizes Lawrenceville's Edward Marc Brands chocolatier
- Murrysville native Bullock vying for health magazine's 'Next Fitness Star'
- 80 percent of drivers found exceeding speed limit in Mt. Lebanon, Bethel Park


text:
2 bed, 1 full bath. Listed By Basem Krichati 316-440-6000/ www. WichitaRE. com Cute ranch style home 2 bedroom, 1 bathrMore info
3 bed, 1 full bath. Cozy 3 bedroom, 1 bathroom home in South Wichita. Upon entering the home, you walk into the spaciouMore info
5 bed, 3 full bath. This is a wonderful 5 bedroom, 3 bathroom home in Auburn Hills addition on the golf course. Walk inMore info
3 bed, 3 full bath.More info
6 bed. Custom Robl-Built Ranch Has Long List of Upgrades For The Most Discerning Buyer! Located in Fox RidMore info
5 bed, 2 full bath. Come see this BRAND NEW 5 bedroom home on a Lake lot! Upstairs features a spacious 3 bedrooms, spliMore info
2 bed, 1 full bath. 30 x 27 detached garage for 2 cars. Garage is insulated, has window a/c and gas furnace. (Listing 6More info
2 bed, 2 full bath. VERY RARE FIND! This property is perfect for entertaining! 4 bedrooms , 4100 square feet, walk outMore info
5 bed, 2 full bath, 1 half bath. OPEN TODAY 2-4! Gorgeous Traditional Style Home Located on Wonderful Tree Lined Block in College HiMore info
5 bed, 4.5 full bath. Rare Opportunity... This elegant of a home rarely comes available! This stunning masterpiece sits oMore info


text:
War on climate change
In this podcast - Going to war for the environment? Dr Matthew Humphrey, Reader in Political Philosophy assesses a controversial theory by Australian academic Professor Robyn Eckersley. Professor Eckersley is among a group of experts who believe that military intervention may be reasonably used to protect natural resources.
Understanding global politics
This is a module framework. It can be viewed online or downloaded as a zip file. As taught in Autumn Semester 2009. This module introduces global politics through the major theoretical, historical and empirical ways of seeing international relations. Different claims, about, for example, human nature, power, war, peace, the state, society, law and politics are offered by thinkers who exercise a major influence on our contemporary understanding. These claims contribute to different approaches t
Thinking about dyslexia
These documents are part of the Thinking about Dyslexia website which was produced by Academic Support. The website is intended to support our staff by providing a resource about dyslexia and by highlighting the good practice amongst teaching staff which our students have found helpful. One of our aims is to demonstrate that some elements of what is good practice for all work extremely well for dyslexic students and therefore st
The package was written in 1996. Radio immuno assay (RIA) is a technique for measuring concentrations of antigens. Although better techniques have subsequently been developed from it, understanding RIA forms the basis for understanding these derivatives. RIA belongs to the family of competition assays which are widely used in science, medicine and related industries to measure the concentrations of biologically active molecules. This package introduces the concepts of RIA and will be useful t
Politics in 60 seconds. War
Dr Lucy Sargisson defines a polical concept in 60 seconds for those with a spare minute to learn something new. This videocast focuses on War as a political concept. Warning: video does contain bloopers and out takes. May 2010 Suitable for Undergraduate study and Community education Dr Lucy Sargisson, School of Politics and International Relations Dr Lucy Sargisson is an Associate Professor of Politics at the University of Nottingham. She is an active member of the profession, serving on th
The Distributive Property
This animated video demonstrates using the distributive property to solve 7(3+9). The seven is described as a ninja "attacking" the other numbers. ( :57)
Joseph Stalin: A Biography
Entitled, A Biography of Joseph V. Stalin, the Great Georgian, this video uses original footage to explain how Joseph Stalin sacrificed everything for joining with the Bolshevik Revolution. The video uses graphics to help explain his rise to power in this 15 minute video. There are several Russian songs used. There is nothing in this video about what he did to the population in terms of terror. Best previewed to check point of view.
The Best Part of Everything: A Modern Family
A family's evolution as the children face the real world and the parents prepare for an empty nest and retirement.Weaved together by an assemblage of aesthetically and emotionally rich interviews, an extraordinary array of archival material and vérité footage, The Best Part of Everything explores an American family facing their hopes, dreams, ambitions, and regrets as the 20-something children face the real world and the parents prepare for an empty nest and retirement.Jes Th
Paris revives Pompeii for exhibition
Sept. 20 - A major exhibition re-creates the atmosphere of ancient Pompeii, in the heart of Paris. Tara Cleary reports.
ISS Update - Sept. 22, 2011
The International Space Station video update for Sept. 22, 2011.
This Week @Minnesota: Inauguration of President Eric Kaler
For this episode of This Week @Minnesota, we celebrate the inauguration of the University of Minnesota's 16th President, Eric Kaler. The week leading up to his inauguration included community visits and college tours.
A Career in Real Estate
This video features an interview with a realtor who works for a real estate, investment, mortgage company. She describes her background and daily duties. Marketing that accompanies real estate is also described. The realtor has a very positive attitude and describes helping people with such significant purchases as her favorite part of the job. ( 4:06)
The Design of Decision Support Systems in Urban and Regional Planning
Planning methodology over the years, has shifted from situations whereby planners think, plan and design for the people to one whereby both people and planners have become important components of the planning process. Consequently, the important urban planning methodology of the last two decades that utilized mathematical models in the planning process is fast becoming obsolete. The paper argues that model building should move to the creation of urban decision support systems for the planning pr
Séminaire de chirurgie oncologique: Cancer de l'endomètre (Diagnostic et traitement)
Oncologie mammaire et pelvienne
DAKAR - du 6 juin au 10 juin 2011
Faculté de médecine de Pharmacie et d'Odontologie
Université Cheikh Anta Diop
Hôpital de Pikine
Sous l'Egide
Ministère français des Affaires Etrangères et Européennes
Fonds de Solidarité Prioritaire - Mortalité et Morbidité de la Mère et de l'Enfant (http://www.mere-enfant.org)
UNF3S Université Numérique des Sciences de la
Libya's new leader addresses UN
Sept. 24 - Libya's interim leader Mahmoud Jibril says his country has been 'reborn' since Gaddafi's government was toppled. Deborah Gembara reports.
Dog Treat Launcher
An Interview With a Meteorologist
Watch this selection to take a virtual field trip to Colorado to meet a television weatherman. He describes his motivation to become a meteorolgist and background necessary for this career. Methods for predicting the weather such as Doppler Radar are explained. ( 4:44)
We the People
America's Constitution stands as a monument to compromise.
Virtual Maths - 2D Shapes, elipse
Interactive simulation demonstrating formula and calculation of area of an elipse
Anti-Gaddafi military commander honored in Tripoli
Sept. 29 - In Tripoli, they fired into the air -- a salute to a senior military commander killed in Bani Walid. Deborah Gembara reports.


text:
Recent Posts
- fb.me/1WGL1OoxY 6 days ago
- Organizer Bree Newsome: "We removed the flag today because we can't wait any longer. We can't continue like this... fb.me/7r2AC6RGL 1 week ago
- RT @deray: INTERESTING READ: Black churches taught us to forgive white people. We learned to shame ourselves theguardian.com/commentisfree/… 1 week ago
- RT @MichaelAWoodJr: So here we go. I'm going to start Tweeting the things I've seen & participated in, in policing that is corrupt, intenti… 1 week ago
- RT @MichaelAWoodJr: Targeting 16-24 year old black males essentially because we arrest them more, perpetrating the circle of arresting them… 1 week ago


text: went there with a couple of the locals, turning up 3 minutes before the kitchen closed. Nothing was too much trouble, the parmas and fish and chips were great, and the service efficient and very friendly. We ended up sitting up at the bar for another hour, with a couple visiting from the Auld Country who were staying at the... More


text:
I have tried around 100 themes and Virtue is the best I've found. It's really hard to fault this theme, which is better than several commercial themes I've tried, including Thesis, which I used for many years. If you want to see Virtue on a live site, take a look at [Link moderated - that's not needed for a theme review]
Hats off to Kadence Themes, and big thanks to Ben (I think that's your name).
Jack Martin Leith
[sig moderated as per the Forum Rules]


text:
Ian in Tennessee
It's not the best by any means. It leaves a white paste that after drying gets even whiter :(. And it doesn't last long at all like 30 mins of ride time and it's gone. So over all I'd go with normal chain lube and just stick with cleaning it up instead of having to lube every ride. But if you really need a non-stick type lube for your chain this is the stuff for you. I'm glad I got it on closeout also cause IMO it's not even worth price I paid let alone the regular price.Read All Reviews
Joseph in TX
Form and fit was great for my machine. doing a great job keeping out harsh Arabian desert sand with a good grease seal of housing seal face. A very durable reusable filterRead All Reviews
MIKE in NV
There simply no other caparisoning in water proof grease. Bel Ray makes excellent products.Read All Reviews
Kyle in AZ
Objectively, I feel it lasts significantly longer than other chain lubes.Read All Reviews
Kyle in AZ
My tranny hasn't blown up for what thats worthRead All Reviews
COLTON in CO
Durable, long-lasting formulaRead All Reviews


text:
George Schroth
From Wikipedia, the free encyclopedia
|Olympic medal record
|Men's Water Polo
|1924 Paris
|Team competition
George Edward Schroth (December 31, 1899 – January 26, 1989) was an American water polo player who competed in the 1924 Summer Olympics and in the 1928 Summer Olympics.
He was born in Sacramento, California and died in Los Molinos, California.
In 1924 he won the bronze medal with the American water polo team. He played all five matches and scored one goal.
Four years later he was a member of the American team which finished fifth in the 1928 Olympic water polo tournament. He played both matches.
External links[edit]
|This article about a water polo Olympic medalist of the United States is a stub. You can help Wikipedia by expanding it.
- 1899 births
- 1989 deaths
- American water polo players
- Olympic water polo players of the United States
- Water polo players at the 1924 Summer Olympics
- Water polo players at the 1928 Summer Olympics
- Olympic bronze medalists for the United States
- Olympic medalists in water polo
- Male water polo players
- American water polo Olympic medalist stubs


text:
The Faculty of Applied Science offers undergraduate and graduate programs in engineering, architecture / landscape architecture and nursing. Applied Science is dedicated to providing outstanding and distinctive academic programs, while engaging in research, scholarly activity and professional service of the highest calibre. Read more ...
UBC Library | Hours | Site Map | Contact Us
UBC Library
1961 East Mall
Vancouver, B.C.
Canada V6T 1Z1
Tel: 604-822-6375
Fax: 604-822-3893


text:
25% OFF! - Roots and Branches Quick Pages
By Trixie Scraps Designs
Related Products
More By This Designer
|(0 Total Votes) | Rate It
Please sign in to rate this product! Log In
Product Information
- Type: Quick Page Pack
- Designer: Trixie Scraps Designs
- Size: 119.8 MB (approximate)
Design Elements
- Page Elements: 6
Coordinating Products
Design elements of this pack coordinate
with the following products:
Roots and Branches Pack


text:
Displaying 1 - 10 of 92 results
Sort by
House of Commons Journal Volume 8: 14 December 1664
Journal of the House of Commons: Volume 8, 1660-1667
Mr. Daniell, Mr. Collyns, Sir Cyril Wych, Sir Walt. St. John, Sir Solo. ... Dr. Burwell, Sir Robert Atkins, Sir Tho. Tompkins, Mr. Collins, Mr.
View result
House of Lords Journal Volume 8: 27 November 1645
Journal of the House of Lords: Volume 8, 1645-1647
of Commons. Haule and Collins versus Maxwell in Error. Upon reading the Petition ... and Collins versus Maxwell in Error. To the Right Honourable the Lords ... Collyns Gentleman; Sheweth, That...
View result
House of Lords Journal Volume 6: 17 August 1643
Journal of the House of Lords: Volume 6, 1643
and after, upon that Day, Arthur Collyns charged him, being then in Custody, ... only against the said Robert Preston and Arthur Collins, that they, knowing of the said ... the said Action of Six Thousand Pounds...
View result
Hearth Tax: Middlesex 1666, St Katherines by the Tower , Unknown
London Hearth Tax: City of London and Middlesex, 1666
1 b Clement Collyns 1 b s E Mathew Smith 1 b Widd Higgs 1 b Distress Widd Palmer ... Collins 1 b Noe Distress John Frost 1 b Widd Tarver 1 s Noe Distress
View result
General Index: C
Calendar of State Papers Domestic: Charles I, 1628-29
Clerke John Clerke Sir Edward Coke Sir John Coke Daniel Collins, D.D. Degorie Collins Richard Collins Thomas Collins alias Deane Robert Collyns ... Thomas....
View result
State Papers Domestic: 1565-1666
Cardiff Records: Volume 1
Collyns (being a pyratt) but that he passed onlye as a passenger into Yerland, bayled the said Collyns. . . . . . John Rob't ap Jeuan ... And is charged also w t the bayling of one Collins, it...
View result
Middlesex Sessions Rolls: 1600
Middlesex County Records: Volume 1, 1550-1603
at Clerkenwell co. Midd. on the night of the said day, George Collins yoman, ... before Nicholas Collyns esq. J.P., of Richard Fletcher of the city of Norwitch ... taken before Nicholas Collyns...
View result
Miscellanea: Introduction
Cardiff Records: Volume 4
Collyns, of the same town, cordwainer, of a messuage and bakehouse, curtilage ... 1717, made by John Collines to James Gale, both Aldermen of Cardiff,
View result
Alumni Oxonienses 1500-1714
Foster's Judges and Barristers. Collins, Arthur (Colling or Collyns) B.A. 17 ... (Coleyns or Collyns) B.A. 14 March, 1523-4, M.A. 11 May, 1526. [ 20] Collins ......
View result
General Index: C
County of Middlesex. Calendar To the Sessions Records: New Series, Volume 1, 1612-14
453 Collins (Collyn, Collyns) -, Alexander, 442, 456 -, Alice, 8 -, ... "Collyers Inn," see Colliers Row. Collyns, see Collins. Collynson (Collison,
View result


text:
Gunmetal Black Ep 01
episode 14.25 / 5.00 4,329 Views
Lucina's First Day
A look at the first day of Lucina in Super Smash4.23 / 5.00 13,811 Views
BATMAN v SUPERMAN final showdown
SPOILERS!!4.17 / 5.00 12,619 Views
... Kind of a hateful review ...
I'm sorry, but this flash kind of dissapointed me. I was expecting more to come out of it. The lip syncing was, at certain times, completely off, and the stories never really "connected". On the other hand, I do like the way the art was created. But, I believe thats the only positive thing I can say about this flash.
Not funny
Your jokes were not really that funny.
Animation was not good.
Sound was off-sync.
Get your timing better, and this might work out; but for now, I'm gonna have to give you a 4.
liked the art
but the writing..., yawn.
also, the lipsync was comparable to a 70's kung fu flick.
i didnt really find this funny, it had really childish humor and by that i dont mean immature humor, i mean if i had watched this maybe 2 or 3 years ago i would have found this pretty funny but it just wasnt sorry. also the lip-syncing had some bugs in it. but ill have to give u points for the animation.
......well....you have good animations and all, but there are too many negs behind everything. The lip syncing really needs work, they kinda hop instead of walk, and everything was sort of goofy(not haha goffy, wtf goofy). this can all be fixed though and I hope to see something more improved come from you.


text:
The Buffalo Bills have confirmed that they brought in NC State quarterback Mike Glennon for a visit on Wednesday.
The Bills hosted four rookies in the team complex Wednesday, including North Carolina State quarterback Mike Glennon. Also in for visits were outside linebacker Jamie Collins of Southern Mississippi, strong safety Jonathan Meeks of Clemson, and wide receiver Russell Shepard of LSU.
With all of the quarterback prospects the Bills have brought in this offseason, I'd almost bet my house they're going to draft one of them.


text:
Tel: (410)838-4848
We pride ourselves in having a diverse population, and celebrate traditions throughout the school year, including our annual International Day each March.
School Overview
|School Membership(s)School Assoc.
|National Association of Independent Schools (NAIS)
State or regional independent school association
Other school association(s)
|Grades Offered
|Grades Prekindergarten - 8
|Year Founded
Student Body
|Total Students
|310 students
|Student Body Type
|% Students of Color
State avg.: 35%
|Students by Grade
Academics and Faculty
|Total Classroom Teachers
|31 teachers
|Student : Teacher Ratio
National avg.: 13:1
|Classroom Dress Code
Finances and Admission
|Yearly Tuition Cost
|% on Financial Aid
|Average Financial Aid Grant
|Acceptance Rate
National avg.: 85%
|Admissions Director
|Molly Cain
|Total Sports Offered
|4 sports
|Basketball, Field Hockey, Lacrosse, SoccerBasketball, Field Hockey,
Lacrosse, Soccer,
|Total ExtracurricularsTotal Extra-curric.
|6 extracurriculars
|Chess Club, Community Service, Destination Imagination (Intermediate Division), Fine & Performing Arts, Girl Scouts, Tennis Club Chess Club, Girl Scouts, Tennis Club, Community Service,
Destination Imagination (Intermediate Division),
Fine & Performing Arts,
Nearby Schools:
All Schools | High Schools | Elementary Schools | Preschools | Public Schools
Show me:
- School Location Miles Students Grades
Bel Air Saint Margaret School
205 N Hickory Avenue
Bel Air, MD 21014
(410)879-1113(Roman Catholic)0.4 mi | 683 students | Gr. PK-8
Bel AirJohn Carroll School
703 E Churchville Rd
Bel Air, MD 21014
(443)371-8031(Roman Catholic)1 mi | 690 students | Gr. 9-12
Bel AirJames Run Christian Academy603 Vale Road, PO Box 1038
Bel Air, MD 21014
(410)877-1576(Christian)1.4 mi | 7 students | Gr. 9-12
Bel AirAwakening Child Montessori School
604 Yarmouth Ln
Bel Air, MD 21014
(410)836-0833Montessori School (Non-sectarian)1.4 mi | 24 students | Gr. K
Bel AirBel Forest Christian Academy
603 Vale Rd
Bel Air, MD 21014
(410)838-6074(Baptist)1.5 mi | 101 students | Gr. K-9
School Reviews
Area Statistics
Rental Market Monitor
Recent Articles
Updated June 28, 2015
When it comes to choosing a private school, there are so many choices to consider that the project can be a huge challenge to most of us. We offer some help and advice to help you get started.
Sending your child to a foreign language school makes good sense when you have been posted to this country from abroad and in other circumstances as well.
Do you need financial aid? Not sure? Confused by how financial aid works? Here are some answers.
More ArticlesPaying For It, Getting into Private School, High School Issues, Why Private School, Opinion


text:
Rothschild brought in for Project Rainbow bid
Rothschild, the UK-focused investment bank, is being brought in by a group of the City of London's top institutional investors to advise on a bid for Royal Bank of Scotland's 316 "Project Rainbow" branches.
Become a financial news subscriber
Contact our Licensing team to discuss corporate subscription options on:
+44 (0) 20 7572 3499
Breaking news
Get exclusive access to breakng news, analysis and comment on the wholesale financial industry.
Join 37,000 subscriber including your clients, competitors and business partners
On the go
Available online, in print, and on mobile for access wherever and whenever you need it.
Provides in-depth analysis and context so that you benefit from an unique view of the entire wholesale financial industry.


text:
Lauryn Hill
Wyclef Supports Lauryn Hill In Tax Woes, Announces New "Purpose"
Wyclef Jean has added his support to fellow ex-Fugees member Lauryn Hill, who is presently awaiting sentencing.
Lauryn Hill Joins The Roots For Philadelphia Show
Lauryn Hill was the Roots' surprise guest at Philadelphia's annual Wawa Welcome America concert on July 4. The Grammy winning singer's unscheduled appearance came just five days after she pleaded guilty to evading federal taxes.
Mindless Behavior Tweets Apology For Lauryn Hill Crack: "It Was A Bad Joke"
Mindless Behavior have apologized for the Lauryn Hill joke group member Ray Ray made at Sunday night's BET Awards. The winners of the Viewers Choice Award took to Twitter to take back their remarks.
Beyonce Smacks Down Mindless Behavior For Lauryn Hill Crack
While most of the stunts and jokes at this year's BET Awards were on the safe side of the taste continuum, tween pop group Mindless Behavior teetered on, if not crossed, the line with their crack about Lauryn Hill's tax woes. It was left to Beyonce to right the "mindless" remarks.
Rapper, Singer Lauryn Hill Pleads Guilty In Newark To Tax Evasion
NEWARK, N.J. (AP) – Eight-time Grammy-winning singer Lauryn Hill pleaded guilty Friday to not paying federal taxes on more than $1.5 million earned over three years.
Lauryn Hill Responds To Tax Charges: "There Were No Exotic Trips, No Fleet Of Cars"
Lauryn Hill has responded to the case brought against her by the IRS for nonpayment of taxes. In a statement released Friday (June 8), Hill offered a long, if rambling, explanation for her neglect that […]
Lauryn Hill Owes $1.8 Million To Uncle Sam, Faces Possible Jail Time
Grammy Award winning singer-rapper Lauryn Hill has some explaining to do to the federal government. The U.S. Attorney's Office of Newark, New Jersey has charged the former Fugees singer with three counts of willfully failing […]
Lauryn Hill Debuts New Song During Performance In Washington, D.C.! [Video]
[photogallerylink id=63460 align=left] During her recent live performance in D.C., soul singer Lauryn Hill debuts her new song "Fearless Vampire Killer" backed by her live band, proving her powerful voice is still intact. Check out […]
Things To Do This Week In The DMV
Hello DMV! Are you looking for an excuse to get out of the house this week? Well, I've got you covered with some ideas. Read on for details.
[VIDEO] Lauryn Hill Does Rare Interview For Reebok
[photogallerylink id=68629 align=left] Reebok Classics has joined forces with Rock The Bells to put together a film series entitled "Classic Albums by Classic Artists". Here is a clip from the series where [lastfm link_type="artist_info"]Lauryn Hill[/lastfm] discusses her […]