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If you close 2012 before you know what your 2011 tax bill is, then pad will be based on the last known complete tax bill - 2010 - and everything else will include the padded amount.
The normal area contract 'pads' the tax bill by either 5 or 10% depending on the tax year. Some years we are being reassessed. Those would be the years where you would 'pad' the tax bill for the buyer by 10%. If you taxes come in higher than the 10% - tough. The buyer accepts the 10% pad. Under 10%, well then you don't make out so well.
You're real estate attorney will do all this for you also. They charge a flat fee for a closing.
Lyn Sims
RE/MAX Suburban
That is one of the more confusing aspects of selling your home especially if it is in COOK County. Taxes are paid in arrears. So, when you purchased the condo the seller gave you credit for taxes up to & including the closing date. When the bill came due when you were the owner, you were given credit (paid) for those taxes. It's confusing because we just finished paying 2010 taxes even though it's 2011.
If you close TODAY, you will owe taxes for 2011 (all 12 months) plus 20 days in January 2012.
I've given you a link to all the possible closing costs for the seller but you may not be liable for some of them.
You are correct that some people cannot explain these tax situations to sellers or to buyers. I think you need to interview someone that does! Since most sellers don't do this everyday like we do, the nuances of how it's done is often forgotten until you sell your next home!
I hope this answered your question!
Lyn Sims
RE/MAX Suburban
Everything you said is correct. If you know your 2011 tax bill, then nothing gets added to that. It's figured at 100%. And the prorated 2012 taxes are figured at a rate of 105% or 110% of the 2011 tax bill.
I haven't paid my 2011 taxes yet, obviously.....but I know they are $3000, so I bring that to the closing table to cover that year in full. Now, the buyer takes possession of the property April 1st, so I'm responsible for 3 full months of 2012, since the home is still mine until April. I don't know what the increase will be in 2012 - so I add 5-10% (which based on 2011 would be $250 x 3mo. = $750 + 10% = $850).
I understand paying an extra 10% on the 3 months in 2012 to account for an unknown 2012 increase - I don't understand paying an extra 10% on a 2011 tax bill where I already know the exact amount. Am I missing something?
Thanks for all the answers!
If you don't know what your 2011 taxes are before you close, then yes, you add the 10% of the last tax bill on to that. The way the contract is worded, I believe 2012 taxes are the same thing, but NOT an ADDITIONAL 10%, although the lawyers could make this change after you're under contract. But while we're on the subject: don't just accept 10% without negotiating. That's crazy. Try to do no more than 5%.
the 2011 full year amount will be out in about October 2012, on the second installment.
Any closing before the full year taxes are known will be at the 110% or maybe 105% proration for the 2011 and 2012 unpaid days.
Yes, they are confusing.
Your final costs will depend on the gross sale price, that's why some agents couldn't give you specific numbers.
Also, you're responsible for paying property taxes for the whole time you are being an owner, which means until the actual closing date. Property taxes for 2011 are going to be due in 2012, just like your income tax. Therefore
if you close, let's say March 30 this year , you would need to pay the property tax for the whole 2011 and for the period of Jan/01/2012-March/30/2012.
All of the above doesn't have anything to do with the fact that your town home is paid off or not.
Good luck and let me know if I can further assist you,
Dorothy Zastrow
- Title Company fees. Attorneys use their preferred title company and the fees vary and are based on selling
- Attorney fees. Each attorney has their own.
- State and County Transfer Taxes. That's $1.50 per $1,000 of the sales price.
- Survey. This is required only if you own any land with your townhouse. A survey dated within 6 months of
the closing is to reflect the boundaries of the property owned.
- Local Transfer Taxes. Schaumburg charges $1.00 per $1,000 of the sales price. This is simply revenue to
the Village.
- Marketing Fee / Commission. There is no set fee so it depends on each agent or their office. Again, based
on sales price.
- Condo Documents. Your buyer is entitled to review the condo bylaws and rules and regulations so they can
make sure they will abide by them before they agree to consummate their purchase. Each association has t
their own fees associated with producing these documents. Typically each association or management
company also charges a fee to compile a budget sheet or paid assessment letter that is given to the
attorneys. This letter tells the buyer the financial health of the complex so the buyer knows if he/she is buying
in a complex that is sound financially or if it's headed towards trouble. The owner (you) is responsible to pay
association fees through the day of closing. If you close on the 20th of the month, you pay the 1st 20 days of
association fees and the buyer pays the rest of the month. (Sometimes the buyers attorney has the seller pay
for the entire month just to keep the numbers simple.)
- The buyer may ask for a termite or wood boring infestation test. Prices vary depending on what company is
called to do the test. Somewhere around $100.
- The buyer may ask for a home warranty. Prices vary. Somewhere around $425.
- There are state fees that are charged for each mortgage on the property. $68 per mortgage.
- Now for property taxes. Property taxes are paid in arrears. That means you pay this month for last month.
This year's tax bill was for last year's taxes. The owner (you) are responsible for payment of taxes for the
time you own the property so you are responsible for taxes through the day of closing. You don't necessarily
pay through the end of the year - you pay through the day of closing. For example: If you close your sale on
June 1st 2012 you owe taxes for 2011 and January through June 1, 2012. The amount of money you have to
give is calculated according to the last known tax bill so the dollar amount you pay depends on when the last
tax bill came out.
- Misc. fees can be added for courier services and other things that can come up.
The figures are all calculated very specifically based on the sales price and the title company breaks down the costs to the penny! The "bottom line" figures aren't known usually until a day or two before closing because of this specific breakdown. Every agent you have in your home should provide you with an ESTIMATED NET PROCEEDS list of these costs. What you get from the agents will not match because the agents have to use estimates.
I hope this helps you understand the process a bit more. If you aren't understanding the agents you've invited to give you estimates then you need another agent! Open, clear and honest communication is KEY to a successful transaction! If you would like to talk to me, please call 630-291-4700
Have a beautiful, warm day!
Janet Baier
RE/MAX Destiny
-You will have title insurance. Cost depends on which company you use and how much your home sells for.
-You will have the realtor commission. Cost depends on what you negotiate with your agent and how much the home sells for.
-You will be paying property taxes up to the date of closing. Since taxes are done on arrears (we pay for last years taxes the following year), you will be paying for all of 2011 taxes and part of 2012 taxes through the date of closing. So if you sell in 2012 before 2011 taxes are due, you will credit over a years worth of property taxes to the buyer at closing. If we don't know the taxes (we won't know 2012 taxes), they well be estimated, and the percentage rise is a negotiable point on the contact.
-Survey, usually around 400
-Attorney, negotiable, variable
-Real estate transfer taxes. State and county have their fees, cities sometimes do as well. This is usually in terms of hundreds of dollars,not a huge hardship.
-Various title company fees. Expect to get nickel and dimed. These include room fees, document recording fees, wire transfer fees, courier fees, etc. They will add up to hundreds of dollars.
Contract very negotiable points:
-Well/septic tests, if applicable
-termite inspection
-home warranty (usually a few hundred)
-buyer closing costs (up to 3%)
-buyer requested repairs or upgrades
Title Insurance $1200
Prorated 2011 and 2012 unpaid taxes at at about 110% of the 2010 total
Your attorney $350?
Your association docs $250
Broker commissions(call me for specifics)
Transfer tax to Village, County and State is $2.50 for each thousand of the sales price
Misc. $150
So, since it is depending on the sale price and some variables, it is something we could try to crunch out more accurately after we do a market analysis.
I have been a Schaumburg Realtor for 27 years and can help you further if you wish.
Bob Brandt

subset: commoncrawl


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Universal Grade Change Form
How To E-Mail Your (Not You're) Professor
This tutorial comes to you courtesy of PhD Comics. If you are not sure why it is funny, don't ask…it's in the syllabus. [Read more...]
Quote for the Start of Semester
The quote from Jimmy Wales, founder of Wikipedia, comes from an article in the Chronicle of Higher Education, "Wikipedia Founder Discourages Academic Use of His Creation." The same can be said of the dictionary – I find it hard to believe that I get students starting essays with "Webster's Dictionary defines…" – or worse still, [Read More...]
10 Amazing Reasons to Buzzfeedify Your Syllabus
Beloit has released its annual mindset list, about the things that this year's incoming freshmen take for granted (HT Inside Higher Ed). #2 (that's "hashtag two" for you old-timers) is particularly interesting for educators: "Since they binge-watch their favorite TV shows, they might like to binge-watch the video portions of their courses too." I'm giving [Read More...]
Christian "College" Ad
I saw this ad on Reddit. It is no different than a lot of the degree mill scams around, except this one is using religion in service of the deception. If the Bible is "your only textbook" then you are not getting a college education – not even a Christian college education. Most Christians are aware that, [Read More...]
First Day of Classes
Today was the first day of classes at Butler University, as in many other places. This semester I'm teaching the Bible, the second semester of my first year seminar course "Faith, Doubt, and Reason," and the second semester of a seminar course on "Religion and Freedom of Expression." If you are an educator or a [Read More...]
College Brochures
Today's Luann comic [Read more...]
Postcards from Butler
Today I learned of the existence of a history blog "Vintage Irvington." It includes a couple of posts about, and pictures of postcards from, Butler College, which is what Butler University was called when it had its campus there in Irvington. [Read more...]
Religion and Science Fiction on Halloween
Today was the first time that my class on religion and science fiction has met on Halloween, and so I dressed appropriately, and encouraged students to do the same. Few rose to the challenge, as you can see in the photo (the student on the right explained that she was dressed as a muggle). I [Read More...]
Required Religion
I am grateful to Stephen Carlson for directing my attention to Required Religion on Tumblr, which is gifs depicting the experiences of a religion professor. There are so many I can relate to, such as this one, depicting how a professor feels when students won't talk: And this one, "How I feel when I find [Read More...]
The Book of Kells Online
The Library of Trinity College Dublin has made the entire Book of Kells available online! If you like that, you'll probably like this Anglo-Saxon Psalter in the French National Library too! [Read more...]


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CKC registered Spayed/Neutered. Mom is a Shih Tzu and Dad is a Yorkshire Terrier. Every puppy comes with a health guarantee, shots, and wormings up to date. We accept cash, credit cards, and pay pal. Appointments only please call 828-397-4881 or 828-238...More info Email a friend
CKC registered. Dad is a Toy Poodle and Mom is a Shih Tzu. Won't shed, exceptional puppies for temperament. Very healthy, sweet puppies. Shots and wormings are up to date. Call today 828-397-4881 or 828-238-7687. To see more pictures and other puppies ...More info Email a friend
Registered Blue Australian Cattle dog pups 1 female and 4 males parents on premises raised in home w/kids &pets very athletic type awesome running partners and farm hands. see us at www.bluecoyoteranchacds.weebly.com or on facebook Blue Coyote Ranch ACDs...More info Email a friend
Born 4/20 1 female & 4 males. First shots & dewormed. Lrg blockheads. Health guarantee. Full registration rights. $600More info Email a friend
Cassie ia a Tiny Female Maltese. She is AKC Registered and Cute As A Button! Her Parents Are Both 4 lbs, However, Cassie will be Much Smaller! She is 4 Months Old And Only Weighs 1.5 lbs. She Was Born February 7 and the 2nd Born in the Litter. All Shots...More info Email a friend
Will be ready to go home till after June 26th. They will mature 6-8 lbs. CKC registered The Maltipoo is a designer cross between Maltese and Toy Poodle. They are very sweet loving and playful they love people. We have 4 males. This breed is great for children...More info Email a friend


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A Traveller, Jun 2015, US


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We are looking for talks and project presentations. If you have something interesting to show, give us a shout! 10 Minutes, an hour - whatever you feel comfortable with.
Lots of little tidbids today, much interaction. Really nice!
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The Solar Impulse 2 landed Friday after a 5-day journey across the Pacific, setting a new record for the longest nonstop solo flight.
Iran's foreign minister on Friday called for an end to 'coercion and pressure' and hinted at help against extremists if an acceptable deal is reached.
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Health insurer Aetna Inc. will buy competitor Humana Inc. in a deal that will create the second-largest managed care company in the world.
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Nguyen Phu Trong will meet Obama next week in a landmark trip the United States, which could be vital to Washington's foreign policy plans.
Rescuers on Friday retrieved five more bodies from a ferry that capsized moments after departing a port, raising the death toll to 50.
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Mix flour, semolina (sooji), gram flour (basen), salt, carom seeds, asafetida, chili flakes, and oil, together.
Add water as needed to make firm but smooth dough. Cover with damp cloth and set aside at least for ten minutes.
Knead the dough for another minute and divide into four equal parts.
Take each part of the dough and make a flat ball shape.
Roll them thin into about 9-inch circles. Prick them with a fork all over the rolled dough, so the paares do not puff when frying.
Cut each of the rolled dough into about half inch wide and 3 inch long pieces. Note: you can cut them in your desire shape.
Heat the oil in a frying pan on medium heat.
The frying pan should have at least 1inch of oil. To check if the oil is ready, just put a small piece of dough in the oil. The dough should make the oil sizzle and come up slowly.
Make sure to place just enough paares so you can turn them over easily when frying. Fry the paares until both sides are light golden-brown.
After basen paares come to room temperature they should become crisp.


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Symptomatic Varicose Veins: Causes & Treatments
- Health & Wellness
- 253 New York Road, Plattsburgh, NY, 12903, US
Macular Degeneration: An Update
CVPH Community Lecture Series
Tuesday, June 11, 2013 from 6:00 PM to 9:00 PM (EDT)
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Dixon Entrance West - west of Langara
Marine Forecast
Issued 09:30 PM PDT 29 June 2015
Tonight and Tuesday
Wind northwest 15 knots.
Issued 04:00 PM PDT 29 June 2015
Today Tonight and Tuesday Seas 1 metre.
Extended Forecast
Issued 04:00 PM PDT 29 June 2015
Wednesday Wind westerly 5 to 15 knots increasing to southerly 20 to 30 late in the day.
Thursday Wind west 15 to 25 knots.
Friday Wind west 10 to 20 knots.
Stay connected
Weather Conditions
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Land Station
Ice Conditions
There is no ice forecast issued for this area.
No watches or warnings in effect.
Technical Marine SynopsisIssued 9:30 PM PDT 29 June 2015 Tonight and Tuesday At 9:30 p.m. PDT tonight quasi-stationary ridge located on a line
north-south over Bowie.
Marine Weather StatementIssued 9:23 PM PDT 29 June 2015 A strong ridge of high pressure building across the offshore waters
will be the dominant weather pattern tonight. Widespread moderate to
strong northwest winds will continue across most marine regions. Gale
force westerlies through Juan de Fuca Strait will ease to strong
winds late tonight. Strong to gale force northwesterlies are expected
to develop this evening west of Vancouver Island.
The ridge will continue to generate widespread strong northwest winds
Tuesday for most marine regions. Gales will persist west of Vancouver
Island and spread to Southern Explorer. Strong west to northwest
winds through Juan de Fuca Strait and Johnstone Strait will increase
to gales in the afternoon.
Pacific - North Coast Area
- Bowie
- Central Coast from McInnes Island to Pine Island
- Dixon Entrance East
- Dixon Entrance West - east of Langara
- Dixon Entrance West - west of Langara
- Douglas Channel
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What we are doing
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Phil Hughes has had his next start pushed back until Monday to allow Ervin Santana to return to the rotation on July 5.
Hisashi Iwakuma (lat) threw a successful bullpen session on Thursday without any issues.
D.J. LeMahieu is not in the Rockies starting lineup on Thursday.
Rockies recalled OF Drew Stubbs from Triple-A Albuquerque.
Rockies optioned INF Rafael Ynoa to Triple-A Albuquerque.
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Archie Bradley was diagnosed with right shoulder inflammation after getting a second opinion from Dr. James Andrews.
Will Middlebrooks (ankle) went through agility drills on the field Thursday.


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Severe Storms Roll Through MN, More Expected
The WCCO Weather Watcher is now flashing green, which means that there could be severe storms coming to your scene. Already on Wednesday, some parts of the state saw significant rains as a line of severe storms rolled through the center of the state.
Lower Temps Bring Out The Crowds At MN State Fair
The temperatures have been lower and the crowds bigger at "the Great Minnesota Get-Together," at least for the last few days. The Minnesota State Fair set an attendance record Tuesday and fell a few thousand short of another record on Wednesday.
Farmers' Almanac Predicts Another Nasty, Cold Winter
The folks at the Farmers' Almanac can be forgiven for feeling smug: The 198-year-old publication correctly predicted the past nasty winter while federal forecasters blew it. Memories of the polar vortex and relentless snowstorms won't soon be forgotten.
PODCAST PAGE: The WCCO Morning News With Dave Lee 8-18-14
Monday Blues? Check out Dave Lee's Podcast Page to warm you up! Click the above link to access today's show highlights.
WCCO At The Minnesota State Fair
This year at the Great Minnesota Get-Together, WCCO-TV is once again putting your meteorology skills to the test. This year's theme is all about weather and our amazing weather team.
No Rain Lets Minnesota Farmers Get Field Work Done
Minnesota farmers were able to get a lot of field work done last week, thanks to the lack of rain. According to the U.S. Department of Agriculture, there were 6.2 days suitable for field work in Minnesota for the week ending Sunday. That marks the most days suitable for any week so far this season.
Even With Cold Temperatures, ASG Activities Won't Cool Down
Monday's high temp of 64 is the coldest high temperature ever recorded on this date in the Twin Cities. And strong wind gusts along the streets of downtown Minneapolis really made the weather hard to ignore Monday morning.
Canterbury Park Strives To Recover From Weather Woes
The storms have taken their toll on our yards, basements and in some cases, our nerves. But at Canterbury Park in Shakopee, the storms have hit hard in some different ways. In a rare move, they canceled races a few weeks back and then they had to do it again, according to Marketing Director John Groen.
After The Mississippi Made Their Home An Island, This Couple Built A Bridge
The Mississippi River has forced a lot of people out of their homes over the last two weeks. In the small southeastern Minnesota town of Frontenac, nearly a dozen homes on Lake Street are surrounded by the Mississippi. The river has covered their yards and flooded the street.
Good Question: How Did They Measure Weather In The 1800s?
We are going to fall about a quarter-inch short of breaking a 140-year-old rainfall record. The record for the most rainfall in June was set in 1874 with 11.67 inches. We'll finish at about 11.35 inches.
Prior Lake Braces For Flooding Ahead Of Rainy Weekend
The rain in the forecast had one community working together Friday to protect their streets and homes. The water continues to rise in Prior Lake. Streets are flooding and homes are in danger.
Flood Destroys Mankato Children's Museum Exhibits
Brick by brick, stone by stone, work continues on the new Children's Museum of Southern Minnesota. But as quickly as the museum building takes shape, severe flooding left a home with few belongings.
PODCAST PAGE: The WCCO Morning News With Dave Lee 6-25-14
To hear about the 30th Anniversary of "Purple Rain," and other high lights from Wednesday's show, Click the link above.
Waterville Residents Hoping Flood Waters Recede Soon
Due to recent flooding caused by days of heavy rain, Waterville in southern Minnesota is mostly under water. "Nobody's ever seen it, and you can never be prepared for it," said resident Brian Spatenka.
Minnesotans Waiting For Road-Closing Rivers To Crest
Communities around Minnesota are watching and waiting for flooded rivers to crest. At least 15 major roads or bridges are impassable right now because of rising water.
On Lake Minnetonka, Business Is As Slow As The Boats
High water continues to keep boat traffic to a crawl on Lake Minnetonka. For the past couple of weeks, a lake-wide no wake order has stayed in effect.
PODCAST PAGE: The WCCO Morning News With Dave Lee 6-23-14
Click the LINK ABOVE to listen to high lights from Monday's show!
Miss something from Friday's show? Click the link above to hear high lights from today's show.
Teen Rescued After Falling Into Chaska Creek
A 14-year-old boy tried to cross a rushing creek in Chaska Saturday afternoon and ended up needing a rescue. He and his friends were near Creek Road, which has been closed since the storms washed part of it away.
Twin Cities Assessing Flood Damage, Bracing For More
From St. Louis Park to St. Paul — sandbags to mudslides– evidence of flooding is all over the metro. "The people who've been here years and years never seen it this bad," said Tharcisse Mulfinger, of St. Louis Park.
Video: Mudslide Nearly Catches Driver Near Belle Plaine
A motorist nearly fell into a gaping hole on a southern Minnesota road after the ground beneath it gave way. The incident was caught on dash camera, and uploaded Friday to YouTube by the Department of Transportation.
Taste Of MN Moved From Harriet Island
The Taste of Minnesota will no longer be held on Harriet Island in St. Paul, Minn. due to expected flooding. According to the Taste's website, significant flooding is expected on the island and for safety reasons they decided to move the location.
Water Surrounds Mobile Homes In Scott County
Heavy rain Thursday flooded the Valley Green Mobile Home Community in Jordan. The water surrounded the mobile homes, making it difficult for residents to get in or out.
Storms Prompt Canterbury To Cancel Racing Thursday
Canterbury Park has canceled Thursday evening's races because of severe thunderstorms moving through the Twin Cities.


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Monkey see, monkey…say cheese? This white linen cushion cover features an intricate illustration that will add visual appeal on the couch and beyond.
Insert not included. Cover features zipper closure. Printed design is on one side only. Natural History offers home accents that blend fine detail with a touch of ethereal whimsy.
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Medifast Jobs in Twin Valley, MN
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I have been working at Medifast full-time (More than 5 years)RecommendsNeutral OutlookRecommendsNeutral Outlook
Employer provides a plethora of information regarding physical health, nutrition, and personal finances and the support of each. Offers lots of employee team building activities and has a very friendly family like atmosphere.
employee pay rates are on the lower end of the median for hourly and salaried employees. Cost of living increases would be nice. The company could do a better job of internal employment promotions through internal training of key employees to the next level position through training, coaching, and mentoring. This is a great morale booster and often times proves to be more economical than hiring externally.
Advice to Management
Could spend time focusing on coaching and mentoring existing employees into the next level positions when available or cross training employees who are interested in expanding thier services to the company.


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Heeding the Siren Call to Do Your Own Thing
By LOUIS UCHITELLE
Published: September 23, 1998
MY father told the story over and over. He was a young and energetic broker employed by a big textile company, an immigrant's son prospering for the first time, when his boss summoned him one day and said that because of corporate setbacks, my father would have to accept a wage cut.
He refused. Impetuously, he and another young broker resigned, rented an office on Worth Street, then the center of the textile industry in Manhattan, and within a year they were earning more than they ever had. They not only brokered trades in cotton cloth, but purchased cloth themselves, gambling on resale at quick profits. ''Taking a position,'' my father called it. He loved the risk.
My father was an entrepreneur or, more precisely, he exhibited some of the characteristics of an entrepreneur. The concept -- to break with routine, to innovate, to seize an opportunity, to develop something new -- is as old as capitalism. But the word itself and the characteristics it suggests have become popular among Americans only in the last 15 years as everyone, not just immigrants and their children, struggles for a place in a rapidly changing, increasingly competitive economy.
Responding to the demand, graduate business schools are initiating courses on how to be an entrepreneur, although the lectures are not nearly as specific as those in a statistics class or a management theory course. And corporate America is spending billions of dollars on the restless, entrepreneurial endeavor to develop popular new products or to rejigger old ones to boost sales.
Only a volatile stock market threatens to curtail this energy by depriving entrepreneurs, particularly small entrepreneurs, of some of the financing they need to carry out their ideas. Big companies have more cash savings to draw on and easier access to credit.
''Entrepreneurial activity became a concern to the general public in the 1980's, when we all thought that the United States was falling behind, and that the rest of the world, particularly Japan, would sink us,'' said William J. Baumol, an economist and historian at New York University. ''As soon as people started worrying about this, they said that Japan was entrepreneurial and America had lost the spirit of entrepreneurship. And we began self-consciously to reacquire that spirit.''
My father, getting started in the 1920's, never thought of himself as an entrepreneur and did not use that word. For him, opportunity and prosperity meant self-employment. The bold, risky act of going out on his own became, in hindsight, his heroic moment; each time he told the story, his children listened respectfully. He was proud of a journalist son who worked for a big wire service and then a big newspaper. But he wondered all his life why that son did not itch to start his own newspaper or buy one. For him, the entrepreneurial spirit, a term coming into vogue in his final years, resided exclusively in energetic small-business owners.
Small business has a role, of course. Starting a business, being your own boss, risking your savings, operating with high energy -- all these characteristics appear in the evolving definition of the entrepreneurial spirit, first described in the early 1800's by Jean-Baptiste Say, a French economist. But innovation and invention are its essence. And while a Sam Walton (Wal-Mart) or a Steven Jobs (Apple) or a James Clark and Marc Andreessen (Netscape) still emerge from the ranks of the lone-wolf entrepreneurs, innovation and invention occur as often today in big companies as in small ones. More often, probably.
''What has happened is that entrepreneurial innovation has become the prime competitive weapon, and industry can no longer wait for the occasional geniuses to come along with something new,'' Mr. Baumol said. ''Companies have had to routinize invention and innovation. And the big companies have the money to do this.''
Merck & Company, the giant pharmaceutical corporation, certainly does. Its scientists, who develop drugs at Merck's laboratories, are encouraged to take on the additional task of scouting outside the company -- through journals, newspapers, universities and friends -- for promising new research or new technologies that might lead to the development of a future drug. When they find this promising outside research -- to fight prostate disease, for example -- they make their case to a Merck board for money to finance or to buy the outside research or to form a partnership.
''An entrepreneur to me,'' said Bennett M. Shapiro, the executive vice president of Merck's worldwide basic research, ''is someone who picks up something not going on at Merck, but is important to the future development of a drug, and then makes the case for why we should fund a relationship, as if he were an independent entrepreneur appealing to venture capitalists for money.''
Not all of Merck's 5,000 scientists are so entrepreneurial, but those who are, and succeed in bringing valuable research to Merck, get handsome payoffs in stock options. Through two centuries of capitalism, the hope of a big payoff has driven entrepreneurs.


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BackgroundStarMade is a minecraft inspired 3D sandbox space shooter.
- Explore: Explore space generated in real time around you
- Design: design you own ship or space station.
- Customize: create customized weapons, harvesting elements, shields and docking stations for your ship. Combine elements to groups to make your modules even more powerful.
- Multiplayer: full multi player: share control of your ship or design a ship together
- Destroy: destroy your enemies with your powerful weapons or just infiltrate an enemy ship. There already is a big arsenal of destructive modules: Missiles (normal, heat seeking and target chasing), Lasers, and Explosive modules that detonate on impact
- Salvage: salvage the ships of your fallen enemies to gain credits
- Physics: fully integrated modern physics engine for real box-on-box collisions
- Stealth: use radar jamming and cloaking modules for a surprise attack.
- Multiplatform: runs on windows, mac and linux
- Share: save, import & export your own ships as blueprints. You can upload your blueprints to any multi player server
- AI: fight your own creations alone or in coop mode
- Tutorial: interactive tutorial to learn the basics
Hardware Info
Official URLhttp://www.star-made.org/
Saber and 5 others own StarMade
Fourteen more PC games Greenlit by Valve today including Divekick, BROFORCE and so much more
Valve's Greenlight has been dogpiled with criticism in recent months as people realize just how... posted Jul 24, 13 10:20am
- Genre: Space Combat (PC)
- Developer: schema
- Publisher: schema


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Russian officials said on Monday it was too soon to say when an oil-for-goods deal with Iran would start, contradicting a report that Moscow had already begun delivering grain under such an arrangement.
Keywords: dealTehranKrasnoyarskGoodsgrainalready
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Australia and ASEAN on May 19 signed Amendment No. 6 to the Cooperation Arrangement between two sides on the ASEAN Agreement for Disaster Management and Emergency Response (AADMER)'s 2010-2015 Work Programme to extend it until the end of 2016.
Keywords: AseanAsean SecretariatAsean AustraliaAsean Communityreinforce
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(VOV) - A two-day training workshop is held in Hanoi on April 16-17 to help small-and medium-sized tourism businesses create a competitive advantage and be fully prepared after the ASEAN Economic Community (AEC) is formed.
Keywords: AseanInternational Labour OrganisationAsean Economic CommunitypopularizesociallyInternational Cooperation DepartmentPacific Asia Travel Association
VietnamPlus English 3 month(s) ago
The central city of Da Nang will streamline and rearrange over 100 overlapping and ineffective steering boards and councils with the aim of improving administrative reform, said a city official.
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VietNam News English 3 month(s) ago
The central city will streamline and rearrange over 100 overlapping and ineffective steering boards and councils with the aim of improving administrative reform, said,Vo Van Thuong from the Da Nang's People's Committee at a press conference yesterday.
Keywords: CouncilsVo Van ThuongHome AffairsAdministrative ReformThe Da NangstreamlineAdministrative Procedures
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Ukraine plans to stop buying Russian gas from April 1, Ukrainian Energy Minister Volodymyr Demchyshyn said in a briefing on Monday.
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Healthcare, including pharmaceuticals, is one of the 12 priority sectors for ASEAN economic integration, according to a recent announcement from the ASEAN Secretariat in Jakarta on March 18.
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Police in the central province of Ha Tinh on Tuesday arrested four suspects, who were allegedly masterminding an arrangement that helped people flee abroad illegally, according to the provincial police.
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The ASEAN Community, scheduled to establish in 2015, is expected to greatly benefit tourism sector as the Mutual Recognition Arrangement on Tourism Professionals (MRA-TP) among ASEAN members will take effect in all member countries.
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The Most Expensive Games On GameStop's New Retro Store
12d ago - Kotaku: What's old is new again. Unfortunately, it's also pricey. GameStop launched its long-... | Culture
Chrono Trigger Celebrates Its 20th Birthday Today
116d ago - Depending on who you ask, there is a floating shortlist of games worthy of being called the great... | Nintendo DS
A Light Discussion: An Interview with Ben Archer
Now - Ben Archer, VP of Bishop Games, discusses the start of their studio, the story of Light Fall, inspirations, and their plans for release. | Promoted post
Interview: Emuparadise and the Cost of Preserving Classic Video Games
169d ago - Current Digital Magazine reached out to MasJ, head of Emuparadise, on Twitter to discuss the cont... | PC
The Farthest Memories II arrange album revisits Chrono Trigger soundtrack
251d ago - Following the release of arrange album The Farthest Memories last April, the sequel by Tokyo-base... | Nintendo DS
Hironobu Sakaguchi Fought for a Chrono Trigger Sequel Against Square's Management, But he Lost
309d ago - The legendary creator of Final Fantasy and Chrono Trigger designer Hironobu Sakaguchi spoke at a... | Industry
[Resident Cosplay] Carly Monsen as Chrono Trigger's Lucca
382d ago - "Chrono Trigger has a lot of memorable characters, but none maybe as memorable as the original sa... | Culture
Golden Week Sale Celebrates Japanese Games
432d ago - Posted by Chieh Chen on Apr 28, 2014 // Digital Distribution Manager, Sony Network Entertainment:... | PS3
Final Fantasy Go There Special Interview Report
485d ago - A new interview with Kitase Yoshinori, Toriyama Motomu, Yoshida Naoki & Hazama Ichirou. In this i... | Wii
Chrono Trigger Symphony 3 Revives Misuda's Classic Themes
520d ago - If you've ever played Squaresoft's 16-bit role playing masterpiece, Chrono Trigger, chances a... | Culture
Ichiro Hazama Desires To Create Sprite-based Chrono Trigger Spiritual Successor
592d ago - Ichiro Hazama, Square Enix producer best known for his work on Dissidia and Kingdom Heart series... | Dev
Boss Battles for the Soul pays homage to SNES boss music
610d ago - "If you're a fan of SNES RPG music, than this will be right up your alley. Video game music afici... | Culture
Fine Tuning Interview: Blake Robinson | Esperino
670d ago - Blake Robinson is one of the more fascinating music artists I've had the pleasure of interviewing... | Culture
"Chrono Trigger" Rap Album Outsells Wiz Khalifa, Snoop Dogg on Billboard Charts
758d ago - Richie Branson's Chrono Trigger inspired album "From Guardia With Love" debuts at #69 on the bill... | Culture
A tribute to Chrono Trigger in the shape of coasters
800d ago - From cosplays to plushies, there are many artful ways to share your love of a game series. Reddit... | Culture
Jay-Z and 'Chrono Trigger' together at last in 'Chrono Jigga' mashup album
844d ago - The Verge: Hip-hop has a history of sampling video games, and for his latest album producer 2 Mel... | Culture
Square Enix Releases Chrono Trigger for Android
978d ago - Already on a slew of devices, including iOS enabled, Chrono Trigger now adds Android to it's list... | Android
GenGAME Exclusive Interview: Two Brothers Devs Talk Zelda Connections, Blending Modern and Retro
1034d ago - Indie game developer AckkStudios discusses their upcoming game Two Brothers with GenGAME. Lots of... | PC
Video Games Plus Gaming Deals and Game Re-Stocks: April 20th – 26th, 2012
1169d ago - Over at VideoGamesPlus.ca (they ship worldwide), they have updated their weekly deals list and it... | Nintendo DS
Incoming Chrono Trigger HD Remake, powered by UDK
1197d ago - DSOGaming writes: "JRPG fans, rejoice. An unknown team is working on a HD remake for SquareSoft's... | PC
Chrono Trigger iOS Available Now
1303d ago - Chrono Trigger, arguably Square Enix's most beloved title, is now available on available on the A... | iPhone
Killer Instinct: Season 2 (XB1) Review
Now - Drew finally reviews the complete Season 2 of Killer Instinct. | Promoted post
"Chrono Trigger" Gets an iOS Port Next Month
1321d ago - Crunchyroll's Joseph Luster writes, "Revealed via the Square Enix Members blog, fan-favorite RPG... | iPhone
An Interview With: Mathew Valente, Musician For Chrono Trigger Resurrection
1334d ago - Trendy Gamers: With Chrono Cross hitting the PSN today, I began to think about Chrono Trigger Res... | GameCube
[Comic-Con] Toriyama and Kitase Cite Chrono Trigger Influence To Final Fantasy XIII-2
1357d ago - Complex learned more about Final Fantasy XIII-2 at NY Comic-Con. | PC
PSN Chrono Trigger still has load times
1369d ago - To answer the most common question about this version of the game: yes, it still has load times. | Nintendo DS
Chrono Trigger Now Available on the PSN
1369d ago - Square Enix has officially announced today that Chrono Trigger is now available to download on th... | PSP
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The preceding chapters gave an overview of the armed forces of five East Asian states—Japan, China, Taiwan, South Korea, and North Korea. They examined the composition and structure of each country's military and discussed some of the major security issues relating to their defense. From the foregoing analysis, it is clear that these nations' militaries share some common characteristics.
All of the militaries discussed in this study play a positive—and often overlooked—role in their respective societies. They help harvest crops, build roads, and combat natural disasters. Perhaps China's PLA has been most active in this area. It played a major role in the country's reconstruction following the Chinese Civil War and continues to contribute in meaningful ways to its modernization. But each of the other East Asian militaries also does more than simply safeguard the territorial integrity of a state.
In most of the states examined, there has been substantial movement toward the establishment of a more professional, nonpoliticized military. In some instances the armed forces have been removed almost entirely from politics. This is certainly the case in Japan and, to a lesser extent, in Taiwan and South Korea. Civilian rule is now well established in each of these countries. In China and North Korea, however, the armed forces continue to exercise varying degrees of influence in policymaking at the highest levels of government.
Some militaries discussed appear to share common problems. Recruitment and retention of qualified personnel represent a serious challenge to all East Asian militaries (and many elsewhere in the world). Low morale is an especially serious issue confronting China,


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Thread: asa's sketchbook
November 9th, 2004 #1
asa's sketchbook
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Last edited by asa; October 28th, 2012 at 11:42 AM.If you want to kill someone, kill yourself.
asa's sketchbook
tail designs
Tail Designs Facebook


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2105 Friends
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About Me
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- University of Texas Pan American, Mission High School, University of Texas Pan American
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Hey, I'm Maritza!
Mission, Texas, United States · Member since October 2010
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I am a 25 year old who loves to travel..especially just became in love with NYC. But always looking for a quick getaway but a great resonable place to stay in NYC.. Im care free, and no worries I always clean after myself :)


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Viewers: in countries Watching now:
Explore the possibilities NoSQL databases offer developers for unparalleled flexibility and performance. In this course, author Joseph LeBlanc shows how to build an entire web application with CouchDB and introduces techniques such as querying with JavaScript, working with nested data, and creating views. He also explains some of the trade-offs you might encounter with NoSQL databases, such as the complexity of partitioning data across multiple servers, and presents five commonly used NoSQL databases: CouchDB, MongoDB, Cassandra, Riak, and Redis.
Once attachments have been uploaded to your CouchDB database, you'll want to be able to reference them easily. Let's create a view to help us get all of the attachment names. First, let's navigate to the restaurant database. Then head over to the View dropdown, and select Temporary View. If you have the default function that just emits null on the document, click Run. Now, let's narrow that down to the Attachments field, add in a dot, and then underscore, and then attachments.
You'll notice that some of our documents don't have an attachments field, while the other ones do. We want to have a function that only returns the documents that have attachments. So let's go to the exercise files and get one. Open up map.js and copy the function. Then paste that function over the existing map function. The ultimate goal here is to get one file name per document.
This function is a little bit complicated, so let's step through it. First, we are detecting whether or not the document has an attachments field. If it doesn't have an attachments field, we just skip over it. First, we're going to get one file name for each document, and then emit the name field for the document as the key and the file name as the value. To actually get that file name, we have a very complicated looking loop. We are using JavaScript's for-in construct to get the object properties of the attachments field.
This gives us each of the property names as a key. And then we run two tests on this key. First, we want to make sure that this key actually belongs to this attachments object, and then we want to make sure this key does not actually point to a function. In JavaScript, we are not guaranteed the ordering of the object properties. So we use these checks to make sure that we just get the file name. Once we have that file name, we stop the loop and emit. Now let's click the Run button.
This view has everything we need. We have the document name as the key, and the file name as the value. We also have the document ID handy. This will help us construct the URLs we need to point to the images. Now, let's click Save As so we can save this view. For the design document, type menu, and for the view name type items. So now we have this as a permanent view in our system. We can also view the raw data. Remove everything from the question mark down to the root.
So now we have that same data available in JSON format. Creating a view is helpful for getting a clean list of attachment file names. With this view in place, you can now easily build applications based around it.
There are currently no FAQs about Up and Running with NoSQL Databases.
Access exercise files from a button right under the course name.
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This is a view that allows the user to browse a list of nearby places by distance -- this was a concept that I wasn't totally sure was going to work at all until we got it on the phone and worked the math out. As the user scrolls the list up and a new place name moves into the selected cell, the corresponding backround image also scrolls upward such that they lock into place at the exact same time.
This UI is doing double duty as a list and a detail view, so in order to make visual sense of both states, we blurred and darkened the background image while the list was moving, to bring out the name labels, and conversely brought the opacity way down on the non-selected list items when the list is at rest, bringing out the background image corresponding to the selected place.
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2013 Spring Enduro Results (6/14/13)
1. Angie Laasko(Wrenshall)
2. Milo Horak(Bayport)
3. Ken Happy(Duluth)
Jun 09 2013
Permanent link to this article: http://proctorspeedway.com/race-season-pushed-back-by-a-week/
Jun 02 2013
Permanent link to this article: http://proctorspeedway.com/nelson-double-sweeps-late-models-and-modifieds/
May 29 2013
Photo Courtesy of Clint Larson
"One of the nicest guys you will ever meet passed away tonight and the dirt track world wont be the same. Don Roseen spent the majority of his life chasing the dirt track scene as a racer, promoter, President of Wissota, track prep operator and many other things i dont even know! Don had such a love and a passion for the sport we all love and to be honest, he passed away at the track and I dont think he would of wanted it any other way. RIP Don, you will be truly missed, i am truly blessed i got to see you one last time yesterday, regardless of the situation. **DON ROSEEN IS BACK IN VICTORY LANE MY FRIENDS**" Joe Stariha
Funeral arrangements, visitation Sunday 1-3pm and 1 hour prior to the funeral, funeral Monday at 1:00pm, both will be at Sunrise Memorial Park 4798 Miller Trunk Hwy. Hermantown 55810
Permanent link to this article: http://proctorspeedway.com/proctor-speedway-loses-a-legend/
Jul 29 2012
By Jerry O'Brien 7-29-12
It was a full day Sunday at the Proctor Speedway. American Cancer Society
Relay For Life presented the annual Race Against Cancer and Fan Appreciation
The day started with a free picnic at the speedway along with a show of race
cars capped off with a night of racing. 14 drivers took advantage of the offer of
free pit admission if they would bring their cars for display starting at noon, the
most that have ever taken the offer in the five year history of the event.
Feature action began with 20 laps for the WISSOTA Midwest Modifieds. Dan
Doran started from the pole but it was Dan Larsen who grabbed the lead at the
outset. The caution flag flew right away as Doran went off turn one. The restart
saw Neil Balduc get the jump on Larsen but Larsen was back out in front across
the back stretch. Balduc retook the lead as Danny Vang raced up from the fourth
row to take second ahead of Deven VanHouse and Larsen. Vang got tipped around
in turn one by Justin Oestreich bringing out the caution flag. On the restart Balduc
was caught napping as Vang and VanHouse got by but the caution flag again flew
setting up another restart. This time Balduc was ready but VanHouse got the hole
shot but still another caution flag appeared. On this restart it was Vang out front
then VanHouse and Balduc. Larsen ran fourth but some distance back. The top
three battled amongst themselves as they pulled away from the rest. It came down
to a battle for the win between Vang and VanHouse side by side for several laps
before VanHouse surged ahead and went on to the win. Vang, Balduc and Larsen
followed by Bill Matzdorf were in the top five. Matzdorf had started tenth. It was
Permanent link to this article: http://proctorspeedway.com/tardy-breaks-through-with-super-stock-win-at-proctor/
Jul 22 2012
By Jerry O'Brien
Proctor, MN
Darrell Nelson was looking for a back to back double feature wins Sunday
night at the Proctor Speedway but Jody Bellefeuille had other ideas as he was able
to stay ahead of Nelson to the Modified feature checkered flag. Nelson took
advantage of a caution flag with five laps remaining in the Late Model feature to
overhaul Kevin Carlson who had led from the green flag. In other divisions Scott
Lawrence put an exclamation point on another stellar weekend as he won his
second Super Stock feature to go along with a second place. Danny Vang won his
third Midwest Modified feature since he made the Proctor Speedway his Sunday
night home a few weeks ago. Esten Nelson won his second career Pure Stock
Permanent link to this article: http://proctorspeedway.com/jody-bellefeuille-sweeps-proctor-modifieds/


text:
TV Ad Ramps Up Support For Manu Samoa BBC Changes Format Of Highlights Show British F1 Race Draws Over 4.5M Viewers Eleven Secures Rights In Belgium, Poland Media Notes More Than 5M Watch Women's World Cup First Look At DFL Media Rights Tender German Broadcasters Voice Complaints English Cricket Upset Over Made-For-TV Plans Media Notes
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TV Ad Ramps Up Support For Manu Samoa Ahead Of Match Vs. All BlacksPublished in SportsBusiness Daily Global on 07 / 07 / 15
Support for the Manu Samoa rugby team has "reached fever pitch and has been helped along by local television advertisements calling on locals to get behind their boys," according to Vaimoana Tapaleao of the NEW ZEALAND HERALD. One of the team's key sponsors -- telecom Bluesky -- has been "runni...
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Media Notes
Shares in video processing specialist Envivio closed up more than 7% Tuesday and "were soaring" beyond the 20% mark in the after-hours trading Tuesday night after it said it was "powering live HD sports channels on Apple TV" for a tier one service provider in Europe. Envivio "didn't name the provide ...
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MotoGP Increases TV Coverage
Dorna Sports announced that MotoGP has increased its worldwide TV coverage to 83 networks for this season. In the U.K., BT Sport will be showing live coverage of the championship over all platforms each Grand Prix weekend. ITV4 will also be broadcasting an hour-long program at 8pm local time on the ...
Sport1 Reports Successful March Numbers
German sports network Sport1 obtained a market share of 1.4% in the target demographic 14-49 in March, which represents a 25% increase over the same time period last year. The free-TV channel's overall market share was 0.9% in March, which is a 22% increase over March '13. The reason for Sport1's su ...
BT Makes Channels Available On Google
BT "has agreed to make its sports channels available via Google 's Chromecast, in a move that reduces its dependence on the much criticised YouView television platform," according to Henry Mance of the FINANCIAL TIMES. The telecom group is only the second U.K. broadcaster "to place its con ...
Tags: Media, United Kingdom
Sky Draws High Ratings With Bundesliga
German pay-TV channel Sky "recorded high ratings for its Bundesliga broadcasts on Saturday despite the fact that the title race has already been decided," according to Alexander Krei of DWDL. An average of 1.13 million viewers tuned in to watch Sky's simulcast or one of its individual game feeds sta ...
Court Rejects Attempt To Stop Tender
A French court "has rejected" the attempt of pay-TV channel Canal+ "to prevent the French Professional Football League" (LFP) from starting the tendering process for Ligue 1 and Ligue 2 TV rights for three seasons beginning in '16, according to DIGITAL TV EUROPE. The Paris court "decided that there ...
Messi Leading The Way On Social Media
Sports marketing agency Euromericas released a study showing that Lionel Messi is the footballer with the most influence on social media, according to SPORT. Messi is followed on the list by Cristiano Ronaldo, Neymar and Andrés Iniesta of Barcelona and ManU's Wayne Rooney. Messi, "with 93 mil ...
Tags: Media
TVG Net To Accept U.S. Bets
TVG network, which sends live feeds of races into 36 million North American homes, "will accept betting for weekend Sha Tin programme," according to Alan Aitken of the SOUTH CHINA MORNING POST. After years of negotiations, commingling of bets on Hong Kong racing "will start" on the TVG network in th ...
Tags: Media
RS: 'Black Screen' Incident Won't Return
With the World Cup just two months away, it is unclear at this time whether Thailand fans will "need to pay to watch all matches," according to THE NATION. Though four years have passed, the "black screen" with an apology is still fresh in the minds of those who were trying to watch World Cup match ...
Boca-River Plate Attracts Global Media
Sunday's Argentine first division Superclásico between Boca Juniors and River Plate attracted 153 media outlets from 15 countries. Boca Juniors "announced before the match that it expected its La Bombonera stadium to be completely full." Sunday's game marked the teams' 202nd meeting. The 153 ...
Tags: Media, South America


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Overall Experience:
My school is the best!! I wouldn't choose any other school, the professors and staff are there for the students when ever they need it.
Off-Campus Dining:
Duluth has a variety of great restaurants.
Campus Food:
Variety is good, especially in Storms Den.
Off-Campus Dining:
Duluth is a major tourist spot in MN so many off campus dining spots
Great scholarships if you plan on attending in person, online scholarships and financial aide help was an ongoing headache that I am still currently trying to deal with.
Off-Campus Housing:
There are plenty of housing options but they are very expensive.
Off-Campus Dining:
Usually you can find discounts wherever and there is a lot of variety.
They seem to be pretty lenient about underage drinking.
I had to do the FAFSA verification process and it seemed like nobody knew what they were doing when I went in to ask questions about it.
Campus Food:
It would be nice if we could use our meals as dining dollars.
Campus Housing:
It would be nice if the lounge areas were kept nicer.
Off-Campus Housing:
Duluth is a very steep place which includes many hills. Houses are often on slanted hills and some are expensive for low quality. They are pretty close to campus and are usually decent at times. Some houses are better than others. When parking it is necessary to know where to park and have a back-up plan in case the street is full.
Off-Campus Dining:
Coming from a small town it is nice to see the variety. Usually to get to a destination is roughly 3-5 miles. It helps if you have a car or friends that have one. The cost is alright, but it feels like student discounts are not as common as I would like. The convenience is nice and student usually deliver to campus. It usually is pretty quick and is a good variety from the school food.
Make sure you get your information set-up and organized. Communication is key when it comes to getting the financial aid you need.
Party Scene:
Though certain parties can be fun, often some students take things a little too far. There are often negative factors when it comes to students in sports. This campus is pretty safe when it comes to students being smart and still having a good time on campus.
Campus Food:
Storms Den has the best options and usually tastes very good. GDR (the main dining hall) has a terrible menu and is not vegetarian friendly at all. The same kind of food is always served and you have to ask what is in the food, it is not labeled above the product.
Campus Housing:
This college is the smallest campus I looked at. Living on campus can be a cool thing. There are tunnels connecting to the three main buildings and the rooms are very spacious, with a lot of closet space and a sink. The social connection is very interesting. You will at least a few people you know in the hallways at least twice a day. The school doesn't offer much for food options. It is overpriced and the times it's open is very poor. I do happen to live on a very busy floor with the main entrance to my building being connected to my hall. It is often loud and hard to sleep sometimes.
Greek Life:
Really not involve or interact with Greek Life.
Party Scene:
Party scene in the area is a community bonding experience. It is a positive impact on student living.
I have not worked an internship yet. I will take one if need to. I have been part of all coaching activities that are offered to younger students in the area.
All professors are helpful with getting all needed material to students and helping in anyway possible.
Administration if great. They put all students first and care about safety.
Staff was great and assisted with all the questions I had. Excellent assistance
Off-Campus Housing:
There are many options for off-campus housing. One needs to look early to get housing nearest campus.
Guys & Girls:
There really is no typical student. Lots of different interest.
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USC Pacific Asia Museum
Established in 1971, the museum is one of few U.S. institutions dedicated to the arts and culture of Asia and the Pacific Islands. Its collection continues to grow and now numbers more than 15,000 objects, plus a variety of exhibitions throughout the year.
Classical KUSC
91.5 KUSC broadcasts handpicked commercial-free classical performances, expert music commentary and coverage of the arts in Southern California. Classical KUSC can also be heard online via web stream.
USC Thornton Symphony presents Shostakovich's Tenth Symphony
Bovard Auditorium (ADM) (Map)
Carl St.Clair, artistic leader of the USC Thornton orchestras, leads the USC Thornton Symphony in a performance of the music of Dimitri Shostakovich and an exploration of the fraught relationship between the composer and Stalin's Communist regime.
Actor David Prather joins St.Clair and the Thornton Symphony in a multimedia performance featuring live music, theater, film and photographs. The concert will include an interlude from Shostakovich's Lady Macbeth of the Mtsensk as well as his Tenth Symphony, his first symphonic work performed after he was denounced by Stalin's regime.
Sponsored by USC Visions & Voices; The Arts and Humanities Initiative.
Admission is free. Reservations required. RSVP at the links below beginning Thursday, August 21, at 9 a.m.
USC Students, Staff and Faculty: To RSVP, click here.
General Public: To RSVP, click here.


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A 'Crazy' WeekendPosted on December 3, 2012 | No CommentsThis past Saturday the GVSHP Brokers Partnership presented a film screening of Get Crazy (1983) […]
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Emerald Cities Collaborative (ECC) is a national nonprofit network of organizations working together to advance a sustainable environment while creating economic opportunities for all. We're headquartered in Washington D.C. and are working in ten "Emerald Cities" nationwide. Our local and national partners bring resources and expertise from the community, labor, business, and government sectors.
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Emerald Cities Oakland's new collaborative initiative, Anchors for Resilient Communit… Read More
EC New York and its partner community development corporation, the Bronx Community Deve… Read More
An Emerald Cities New York Local Council member, The Point Community Development Corpor… Read More
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Household Solar Is Becoming the New Normal -- and That Makes Some Utilities Uncomfortab…Read More
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They feel bad, so they found you these other deals to make up for it.
Select Local Merchants
Buccaneer CommissionRead MoreThe Buc Days Festival has been celebrating pirate rabblerousing while raising money to gift upstanding landlubbers scholarships for more than 70 years. Festivities kick off with a mayoral dunking off of the ceremonial plank, whetting swashbuckling appetites for 10 more days of carnival tomfoolery, including music, pirate entertainment, and peg-leg pedicuring competitions.1513 North Chaparral StreetCorpus Christi, TX US
Bruno's Bath HouseRead MoreBruno's Bath House elevates the dog-boarding experience by housing pups inside plush suites that will remind them of home. Two times a day, room service peeks in, checking to make sure beds are comfy and bowls are brimming with filtered water. Dog-loving caregivers oversee dogs so that each pet receives ample attention as they gambol across the indoor and outdoor play areas or nap on communal couches. This attentive treatment carries over into Bruno's Spaw, where dogs receive baths with plush add-ons such as aromatherapy, massage, and Pawdicures. Edible and wearable doggie accessories are also available at Bruno's Bistro and Boutique.11027 Leopard St.Corpus Christi, TX US
Operation Warm, IncRead MoreFounded in 1998, Operation Warm distributes winter coats to children across America, protecting their health and safety as well as buoying their spirits. We spoke to executive director Rich Lalley about the organization?s history, mission, and accomplishments. The Roots After reading a newspaper story about children waiting at a bus stop on a cold February day just a mile from his home, retired businessman Dick Sanford was "outraged," Lalley said. "He couldn't understand how children in his community could be without coats. He went to a department store and bought all 58 children's coats in stock" and distributed them through a school, whose superintendent he knew from the Rotary Club. "Dick was blown away by the reaction of the kids and reaction of the parents." Why a New Coat Means More Than Comfort "Our motto is 'more than a coat,' and I like to say we bring happiness and warmth to children through a new winter coat," Lalley said. "When they get a brand-new winter coat all their own, it's like Christmas day. You will hear stories of a girl who wears the coat to bed for three weeks, the boy who wants to wear it into April. It's oftentimes the first new piece of clothing the children have received in their lives. They feel better about themselves, and when they feel better about themselves, children perform better in school." "This Coat Was Made Just for You" "One of the first coat distributions I was on was at a little afterschool program in [Chicago?s] Rogers Park. A Rotary Club near Rogers Park provides a great deal of support to this little afterschool program called Family Matters. One of the little girls looked at me and said, 'Thank you for the coat. When do I have to give it back?' And we said she could keep it. That's why all our coats have the label 'this coat was made just for you' sewn inside and kids can write their names on it." Kid-Friendly Coats Made in the United States Operation Warm distributes hundreds of thousands of new coats around the country each year?so many that it contracts with factories to make coats specifically for it. The organization's coats are brightly colored and have extra-deep pockets and detachable hoods, and they come in sizes 3T to adult large. Although domestic manufacturing tends to be expensive, Lalley says 20% of its coats (about 60,000) are made in a union factory in the United States.1301 East Rio Grande StreetVictoria, TX US
Musicians on CallRead MoreThe volunteers of Musicians On Call's Bedside Performance Program may not have gone through med school, but that doesn't mean they're not healers. In fact, in some cases the responses they're able to elicit from their small hospital-room audiences—a smile on a stress-racked face, a foot moving ever so slightly to the music—are enough to make most doctors jealous. The concept is as simple as it is unconventional: a volunteer knocks on a hospital door and asks if the room's occupant would like to hear some music. Patients who agree are treated to a brief private concert, a respite from the anxiety and monotony that can characterize even brief hospital stays. These miniature performances are so effective that in its 14 years of existence the organization has garnered support from celebrities across the musical spectrum and has grown to include branches in six cities: New York, Nashville, Los Angeles, Miami, Philadelphia, and Washington, D.C. Through these branches, it's arranged for more than 400,000 patients, family members, and caregivers to rest their minds and recharge their spirits through the power of live music. Live music, however, isn't the only salve in Musicians On Call's arsenal. Hospitals in all 50 states, as well as in Puerto Rico and Ireland, have received comprehensive CD libraries, as well as CD players, as part of the organization's Music Pharmacy program. NBC Nightly News features MOC from Ebie McFarland on Vimeo. See how Groupon helps you discover local causes and lend a helping hand to projects big and small at the Groupon Grassroots blog.1301 E. Rio GrandeVictoria, TX US
Not AloneRead MoreNot Alone enables active-duty soldiers, veterans, and their families to address the emotional and psychological effects of combat experience with mental-health counseling and support services. Online and in-person programs address the effects of combat and posttraumatic-stress disorder, with more than 400 professionals available to provide confidential counseling services for veterans and active military members across 22 states. An online social network connects peers, informal groups cater to significant others, and the eClinic offers immediate 24/7 assistance to service members in need. Not Alone also maintains a combat-stress assessment to determine daily stress levels and an online database of articles on PTSD and life after war. See how Groupon helps you discover local causes and lend a helping hand at the Groupon Grassroots blog.1301 East Rio Grande StreetVictoria, TX US
VH1 Save the Music FoundationRead MoreAs music education declines in schools across the country in response to shrinking budgets, the VH1 Save The Music Foundation fights to keep music in kids' lives by bolstering these programs and raising awareness about the benefits of arts education. The organization equips qualifying schools with the tools necessary to establish a sustainable instrumental-music program, such as a set of band or string instruments, a keyboard or guitar lab, or even a mariachi ensemble. Since its inception, VH1 Save The Music has provided new musical instruments to more than 1,900 public schools in more than 192 school districts across the country, improving academic performance, community pride, and self-esteem for 2.3 million kids. See how Groupon helps you discover local causes and lend a helping hand to projects big and small at the Groupon Grassroots blog.1301 E. Rio Grande Ave.Victoria, TX US


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K series Throttle Body Install Guide
Install guide for Hybrid Racing Kswap radiator hoses.
Install guide for the Hybrid Racing power steering kit install guide.
Hybrid Racing K-Swap Radiator Install Guide
Swapping a K series motor into a 92-95 Honda Civic may seem like a daunting t...
K Swap CAI Install Guide
A guide on how to install the hybrid racing ac/ps delete kit onto a honda k-s...
Hybrid Racing Fuel Pressure Regulator
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This product may not be legal for highwa...
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Berea Area Montessori Association
Rating: 0 stars 0 0 review
Nonprofit Issues:
Children & Youth, Education
19543 Lunn Rd. Strongsville OH 44136 USA
Berea Area Montessori Association (BAMA Montessori) was founded in 1965 by 7 families who knew the value of an early Montessori education for their preschoolers, and the school has grown to serve over 90 families, for children 18 months - 6 years (through kindergarten). Montessori education emphasizes an individualized approach, with children mixed in ages in the classrooms to free them to progress at their own rate; stresses the basics of respect for the child, materials, and others; and recognizes the need to nurture each child's natural curiosity and help them cultivate a desire for learning by using classroom materials designed to facilitate exploration and active involvement in the learning process. Home and school work together for the long-term benefit and development of the child. Child care is also available for our own 3-6 years students.
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Learn more about Wooden 100 Piece Construction Set:
Manufacturer: Boikido
Mfg Part#: 8531
Sku: 241761025
Package Weight: 3.1 lbs
Batteries: Not Applicable
See more in Building Sets
|IKI1038: Features: -Material: wood.-Classic building blocks.-Develop motor and problem solving skills.-Tested to meet European and U.S. safety standards. Construction: -Construction set. Color/Finish: -Colorful and high-quality.


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Interactive Seating Charts
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Le Bikini54 chemin des Etroits 31000
Toulouse, France
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A new London-based firm, PensionsFirst, has announced it is trying to create bonds and derivatives to address the longevity and market volatility risks of UK defined benefit pension schemes.Many of these pension schemes are struggling to make up deficits under the stringent FRS 17 accounting rules. The rules require funds to discount their liabilities using bond yields and to use market prices for valuing assets, reporting any deficits on their balance sheet.
"We will create bonds and derivatives that are pension scheme-specific and precisely match their liabilities," said Timothy Lyons, a founding partner at the firm.
PensionsFirst plans to offer bonds to defined benefit pension funds that either selectively or comprehensively manage their longevity and market volatility risks. Lyons suggested the aim was to plug the gap between bulk annuity buyouts and the liability-driven investment solutions offered by banks.
The idea of directly trading longevity has been mooted for some time, particularly as a panacea for pension schemes with large deficits. PensionsFirst has been working on a new method to assess and value this risk over the past two years, which it is now trying to patent. Having taken on longevity exposure from beleaguered funds, the firm will seek to place it with investors through capital notes. It is setting up an international distribution network for its products, according to a statement.
Lyons said that using short-term funding would help investors gradually become more comfortable with the underlying risk. "We're confident we can generate strong interest in this asset class," he remarked.
Generating this interest from investors is seen as one of the major obstacles to getting a market in longevity off the ground. Another is basis risk, a problem that was blamed by some for the failure of a longevity bond issue marketed by BNP Paribas in 2004. Targeted at holders of longevity-linked liabilities, including pension funds, the 25-year £540 million bond was to be issued on behalf of the supranational European Investment Bank. It had a coupon linked to the survivorship of 65-year-old males in England and Wales, but pension schemes are understood to have been concerned about the mismatch between the demographic scope of the bond and the exact requirements of their portfolios.
Lyons said PensionsFirst would take responsibility for managing the basis risk between the bonds sold to pension funds and any capital notes placed with investors.
The new company is chaired by Amelia Fawcett, former chief operating officer of Morgan Stanley's European operations.
Previously on Risk News:
Long live longevity bonds?
Topics: Morgan Stanley, PensionsFirst
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Someone is going to get an opportunity to fill in for Wes' allotment of receptions and TDs. Who do you expect to step up and take advantage of those opportunities?
Someone is going to get an opportunity to fill in for Wes' allotment of receptions and TDs. Who do you expect to step up and take advantage of those opportunities?
Last edited by SpringStein; 09-03-2014 at 03:24 AM.
I think Burse he look rather good as a WR . really solid .
They might play tamme this week ..
I notice Crash was the only one to brave answering this tough question. It really could be any of these. If you want to go to old standby for PM, it's Tamme. If you think Sanders moves inside and sees more looks, that makes sense as well. Burse is really wanting to be the reincarnation of Welker (w/o the suspension) so who knows? If you want to look at pure potential, it could be Cody Latimer. And Caldwell stepped up last year and gained PM's trust when Wes was out at the end of the regular season.
For fun - and wishful thinking - I voted Latimer.
I think Sanders was going to get his fair share of passes whether Welker was in there or not ... Latimer, on the other hand, will have the opportunity to get on the field more now that Welker is out - and I think he is NFL ready
I went with Latimer
A European is disarmed in the face of a dictatorship: he may hate it, but he feels that he is wrong and, metaphysically, the State is right. An American would rebel to the bottom of his soul. . . . Defiance, not obedience, is the Americans answer to overbearing authority. - Ayn Rand
Had to go with Tamme - knows the offense and Peyton better than anyone on the list.
. "Tolerance is the virtue of the man without convictions." G. K. Chesterton
In this case, **** rolls uphill, Sanders gets more targets due to Welkers absence
On further thought, I think it will be different players each week. I think that is motivation for Gase and PM to see how they can best confuse the next opponent.
Part of USA TODAY Sports Digital Properties.


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Updated 09/16/2013
An underground steam system, which also heats many local buildings, supplies the world's first steam clock—possibly Vancouver's most-photographed attraction. On the quarter hour a steam whistle rings out the Westminster chimes, and on the hour a huge cloud of steam spews from the apparatus. The ingenious design, based on an 1875 mechanism, was built in 1977 by Ray Saunders of Landmark Clocks to commemorate the community effort that saved Gastown from demolition.
Water St., at Cambie St., Vancouver, British Columbia, V6B 1B2, Canada
Updated 09/16/2013
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