text:
Drivetest Centre
Site: Guelph
|Agency and Service Names
|Alternate Name
|Drive Test Centre
|Contact Information
|Office Phone
|Toll Free Phone
|Voice activated Road Test booking service 1-888-570-6110
|Agency Information
|Description (Agency)
|A private company licenced by the Ministry of Transportation of Ontario.
|Legal Status
|(60) Commercial
|Fees ; Private
|Service Information
|Description (Service)
|Offers tests for A,B,C,D,E,F,G2,G,LM2,LM,M2,M,Z licenses.
* make appointments for tests well in advance * no appointment required for written tests, available on a first-come, first-served basis * customers requiring a vision test or written test should arrive at the office at least 1 hour prior to closing to allow sufficient time for test completion * for driving tests arrive 30 min before the scheduled time.
* beginner's test: bring birth certificate along with a supporting signature document * social insurance, bank or credit cards are not acceptable * photocopies are not acceptable * fee applies.
* license renewals can be obtained at vehicle licensing offices * tests must be done at a Driver Examination Centre prior to renewal * vehicle licensing offices should be contacted for changes in address or name.
* newcomers to Ontario holding an out-of-province or out-of-country driver's license are required to apply for an Ontario driver's licence within 60 days of taking up residence in the province.
* minimum age to own/drive a motorcycle is 16 years * graduated licensing applies for beginners * apply at test centre.
* minimum age to own a trail bike is 12 years * no license is required, but plates are needed for off-road travel.
* NOTE: 80+ senior renewals are no longer conducted in this office. contact 1-800-396-4233 to set up an appointment for vision, knowledge test and senior education seminar.
|Mon-Fri 8:30 am-5 pm * closed weekends and holidays
Testing: Mon-Fri 8:30 am-4 pm
|Areas Served
|Guelph ; Halton Hills
|Ages: 16 year(s) and up
12 years of age minimum for trail bike licensing * no testing for this at the Driver Examination Centre
|Call or see website for information on the process of getting a Driver's Licence in Ontario
|English ; French ; Written tests are available in other languages * visit the website at www.drivetest.ca for details
|Site Information
|Located In Community
|Address & Map
255 Woodlawn Rd W, Unit 106
Guelph, ON N1H 8J1
View Google Map
|Woodlawn Rd W and Silvercreek Pkwy
|Fully Accessible
|Taxonomy and Classification
|Service Categories
|Driver Licence Testing Sites
|Other Details
|Source Database
|© Halton Information Providers


text:
Home Theater Tickets Comedy Aries Spears
Aries Spears Tickets
Get your Aries Spears tickets on viagogo, your online ticket marketplace. Choose an event to see the selection of tickets available or check the Aries Spears tour on the map to locate the nearest event to you. You can also sell your spare tickets on viagogo, and listing tickets is free. All Aries Spears tickets are covered by the viagogo Ticket Guarantee!
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subset: commoncrawl


text:
Antitrust Law Issues for Health Care Providers
D&O in Brazil and Latin America
Conducting Corporate Internal Investigations
Winston & Strawn's Kessler Sees Change and Opportunity in College Athletics
How Ed O'Bannon Just Disrupted College Athletics
Monitoring and Auditing Your Anti Corruption Compliance Program
FCPA Training: The Basics
Polsinelli Podcast - Keep the Government out of Your Transaction: Practical Antitrust Tips for Mergers
How to Avoid Corruption Risks in China
Health Care Antitrust & the Supreme Court – Interview with Bruce Sokler, Member, Mintz Levin
ITC: Protecting Intellectual Property in the US – Interview with Joe Hameline, Member, Mintz Levin
The Sunshine Act: Putting It into Practice – Interview with Karen Lovitch, Member, Mintz Levin
Bill on Bankruptcy: US Airways Need a Merger More than AMR
Too Big To Fail in the Dodd-Frank Era
License to travel: how regulation is benefiting business abroad
S&C's Cohen: Brown-Vitter Punishes Banks For Being Big
Tips for Mobile App Privacy Compliance
China's Export Policy Changes After U.S. Antitrust Case
How to Conduct Routine Internal Investigations
On 10 June 2015, the Bank of England ("BoE"), HM Treasury ("HMT") and the Financial Conduct Authority ("FCA") published the final report on the "Fair and Effective Markets Review" which had been launched one year ago with the...more
"How do I get backers for my project?" -
You see this question asked frequently on social media sites. The projects are sometimes serious, but have often advanced little more than a dream. The person seeking funds may...more
Things are changing fast in the worlds of governance, risk management and compliance. With each day comes bigger corporate risks and the consequences of not seeing them coming. Companies are beginning to embrace "breaking...more
On 4 February 2015, the European Commission (Commission) fined cash broker ICAP plc (ICAP) €14.9 million for its involvement in the Japanese Yen (JPY) LIBOR cartel. Unlike the other participants in the alleged cartel, ICAP...more
What Revlon Doesn't Require
- Two decisions by the Delaware courts (In re Family Dollar Stores, Inc. and C&J Energy Services Inc. v. City of Miami General Employees' and Sanitation Employees' Retirement Trust have more...more
The major trade issue is Trade Promotion Authority ("TPA") and the Trans Pacific Partnership.
On May 22, 2015, after another close cloture vote, the TPA bill passed the Senate by a majority vote of 62 to 37 votes. The...more
From the 2015 PLUS D&O Symposium session "Emerging International Exposures: What's Next in Your Neck of the Woods?," moderator Kevin M. LaCroix, Esq., RPLU (RT ProExec) and panelists Marcus Smithson (Assicurazioni Generali...more
It strikes me that two civil regulators are facing dire attacks on aspects of their enforcement programs – both in different U.S. Courts of Appeals – at the same time. Both of these attacks arise out of generalized statutes...more
Recent comments by the European Commissioner for Competition, Margrethe Vestager, indicate that European Commission staff still have some persuading to do over their proposal to extend the scope of European merger control to...more
Looking Forward -
Developments in the courts continue to make class actions an attractive option for plaintiffs. The sphere of risk for companies operating in Canada is expanding. It is thus no surprise that activity...more
On January 11thth, I put up my last post stating that because of its length, I have broken up the post into two parts. This February post includes a Trade, Customs and IP update with longer sections on Antitrust and...more
On February 3, the European Securities and Markets Authority (ESMA) published its final report to the European Commission (EC) with technical advice on possible new secondary legislation under the European Union's Market...more
Winter 2015 -
The Global law firm Orrick, Herrington & Sutcliffe LLP takes great pride in announcing the Winter 2015 edition of The World in US Courts: Orrick's Quarterly Review of Decisions Applying US Law To Global...more
The Hart-Scott-Rodino Act ("HSR") requires that transactions over a certain value be reported to the Federal Trade Commission (FTC) and U.S. Department of Justice Antitrust Division at least 30 days prior to closing. That...more
In This Issue:
- Libor and Foreign Exchange Litigation
- Litigation and Regulatory Investigations
- Government and Regulatory Intervention
- Excerpt from Libor and Foreign Exchange...more
On February 2, 2015, the Competition Bureau announced an increase in the notifiable transaction-size threshold to C$86-million, a modest increase from the 2014 C$82-million threshold. The pre-merger notification...more
Beginning February 20, 2015, transactions valued at more than $76.3 million may require a Premerger Notification and Report under the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended ("the HSR Act"). This...more
On February 20, 2015, revised thresholds for the Hart-Scott-Rodino Act ("HSR") will take effect. The thresholds determine whether parties involved in proposed mergers, consolidations, or other acquisitions of voting...more
January is a good time to take stock of compliance programs and set aside dated opinions and guidance to avoid relying on old rules, and antitrust is no exception to that. Because the FTC announces revisions to HSR Act and...more
US: Continuation of Aggressive Review and Enforcement -
In 2014, the U.S. Department of Justice's Antitrust Division (DOJ) and the Federal Trade Commission (FTC) further embraced their aggressive approach to merger...more
The Hart-Scott-Rodino Antitrust Improvements Act of 1976 (HSR) requires parties to transactions meeting certain size thresholds to make notification filings with the Federal Trade Commission and the Antitrust Division of the...more
As part of a series of "sneak peeks" announced in advance of the State of the Union address on Tuesday, January 20th, President Obama made remarks last week before the Federal Trade Commission, the Department of Homeland...more
On January 21, 2015, the Supreme Court decided a narrow but important issue of appellate jurisdiction in cases that have been consolidated for pretrial proceedings by the Judicial Panel on Multidistrict Litigation. A...more
On January 19, 2015, China's Ministry of Commerce (MOFCOM) issued for comment a new draft foreign investment law that if implemented would be the most significant change to China's foreign investment regime in at least the...more
Last week I wrote a post discussing the injunctions the SEC typically obtains against defendants in federal court. I noted the oddity of these obey-the-law injunctions and wondered aloud why the Commission never pursues...more
Find an Antitrust & Trade Regulation Author »
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Click here to view the Scholastic Summer Reading Challenge letter!
Scholastic Summer Reading Challenge
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May Newsletter 2015
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Exceptional Student Extravaganza Information
NRES Autism Walk Flyer 2015 New River Elementary Extravaganza Bubble Run Registration Form Autism Walk Sponsor Letter
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April Newsletter 2015
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Pasco County Health Fair 4/11/15
View the following links for important information! Health Fair Flyer Poster 5K Registration Form
Comments Off on Pasco County Health Fair 4/11/15 • Continue Reading →


text:
IEC Conformity Assessment Systems
Choosing the right System
Find out which of the IEC CA (Conformity Assessment) Systems is the right one for your needs:
Electrical equipment: safety and performance
IECEE - IEC System of Conformity Assessment Schemes for Electrotechnical Equipment and Components
Electrical equipment:
safety and performance
IECEE covers safety and performance for a wide variety of equipment and components used in homes, offices, workshops, healthcare facilities and more. IECEE Test Certificates are mutually recognized by all members. A product that has been tested in one member market will not have to be retested in another, if the relevant national differences have been taken into account. As a result approval and certification at the national level is greatly facilitated.
Certificates that open many markets
In many countries, IECEE CB Test Certificates and Test Reports are proof of compliance to regulatory requirements, and many retailers, buyers and vendors are happy to import electrical goods carrying an IECEE Test Certificate.
Read the IECEE brochure and visit the IECEE website for more information about this System, its Schemes and a detailed list of the scopes of its activities.
Hazardous environments
IECEx - IEC System for Certification to Standards Relating to Equipment for Use in Explosive Atmospheres
Hazardous environments
IECEx covers the highly specialized field of explosion protection associated with the use of equipment in areas where flammable gases, liquids and combustible dusts may be present. This System provides the assurance that equipment is manufactured to meet safety standards, and that services such as installation, repair and overhaul also comply with IEC International Standards on safety. The United Nations, via UNECE (United Nations Economic Commission for Europe), recommends the IEC and IECEx as the world's best practice model for the verification of conformity to International Standards. It published a "Common Regulatory Framework" encompassing the use of IEC International Standards developed by IEC TC (Technical Committee) 31: Equipment for explosive atmospheres, with proof of compliance demonstrated by IECEx.
Read the IECEx brochure and visit the IECEx website for more information about this System, its Schemes and a detailed list of the scopes of its activities.
Electronic components
IECQ - IEC Quality Assessment System for Electronic Components
Electronic components
IECQ ensures the safety and reliability of electronic components used in the IT industry, avionics, and more. It also monitors and tests the use of hazardous substances in electrical and electronic equipment and provides assessment and certification for facilities that handle unprotected ESD (electrostatic discharge) sensitive devices.
Read the IECQ brochure and visit the IECQ website for more information about this System, its Schemes and a detailed list of the scopes of its activities.


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There is Austerity for People But Not for Europe's Economic, Political Elite!
Published on Mar 18, 2015
Protesters in Frankfurt gathered to sabotage the opening of the European Central Bank's new €1.3 billion campus. For many Europeans, the huge luxury offices built in the midst of an economic recession represent everything that is wrong with the institution. RT talks to Costas Panayotakis, an author and professor of sociology at the New York City College of Technology.
Bill Holter: Gold is Gone, Total Chaos Coming!
- Bill Holter: Gold is Gone, Total Chaos Coming!
by Greg Hunter's USAWatchdog.com
Financial writer Bill Holter says there is better than 60% to 70% chance that another financial calamity will hit in 2015, and it could start from anywhere in the world. Holter contends, "It doesn't really matter where it starts. It will probably be global within less than 48 hours. The reality is it will go all the way around the world within two days because party "A" will not pay party "B" who doesn't pay party "C" and on and on we will go. The payment chain will break. . . . I'd like to get back to the point of true and real settlement. If nations don't settle honestly amongst each other, that is how your trade wars start. That's how one neighbor believes another neighbor is ripping them off. This is how wars start, and that is what this is about: the rest of the world wanting to trade and wanting to do business mutually and evenly and getting paid for trade. In the past with the dollar, the U.S. has gone into many places; and after the deal was unfair, they paid with dollars, which is an un-backed freely printed currency. That's what the world is upset about. That's what this tipping of the balance is about."
Holter goes on to point out, "Greece has got to be hidden. The fact that they are broke cannot come out. If Italy or Spain or anyone else were to default, that would be calling a spade a spade. Once the daisy chain breaks, it will lead all the way to the West, and it will lead to London and it will lead to New York. It will lead to the fact that the gold is gone. That's the great fault. That is the fault at the core of all of this. That's why they are kicking the can and kicking the can because it can never be discovered that the gold is gone. Once that is discovered, it's over."
read more!
No Ebola Quarantine, Greenspan Says Buy Gold, Obama Care Update!
- No Ebola Quarantine, Greenspan says Buy Gold, Obama Care Update!
by Greg Hunter's USAWatchdog.com
The Ebola circus continues, and the Obama Administration officials look like clowns. Let's just take a look at a few of the headlines. "Health System Not Prepared for Ebola" is a headline from the AP, and that is in stark contrast to what we have been told. "Small clusters could overwhelm the system" is what the article says. So, this begs the question of why no quarantine? Some governors in places like New Jersey, New York and Illinois think quarantine is the way to go. It is scientific technique on how to contain infectious disease, but that is not what the Obama Administration thinks. Some in the MSM think the same thing. This opinion piece says the decision by these governors is "hasty" and "adds to the Ebola problem." Really? Well, that is not what the Pentagon thinks because it is "isolating troops back from Africa for 21 days." Some of the talking points are downright bogus. They say things like we should treat these returning health care workers like "conquering heroes." Who is going to think these folks are "heroes" if they come back and infect people? Africa's best chance of beating this is if America stays strong and uninfected. If America is consumed by Ebola, or even the fear of Ebola, West Africa hasn't got a chance.
The Federal Reserve supposedly ended its QE program this week. That is where they printed money to buy bonds to hold interest rates down. So, what's going to hold interest rates down now? Are they just going to put all this Federal debt out for bids and let the market set the interest rates? Can the Federal government, home buyers, car buyers, credit card holders and the overall economy afford higher rates? You've got to be kidding. Gregory Mannarino of TradersChoice.net says the Fed can't just say it wants low interest rates. It has to do something to keep them low. Mannarino thinks the Fed is now going to force the big banks that got all this QE to buy Treasury and other government debt. Mannarino told me that he thinks the Fed is going to continue to print money to finance another form of QE. He says the money printing has not ended and will never end. The Fed is just going to call it something else. The Fed also says the economy and employment have improved, and the third quarter had a 3.5% growth rate. John Williams of ShadowStats.com says the 3.5% growth rate is "Happy election eve numbers" and says it was boosted by "guessed at trade numbers and defense spending." Williams says look for a downside revision. If the economy was really that good, would we have nearly 93 million people not in the workforce? There are 46 million people on food stamps, and half of Americans make less than $28,000 a year. Would mortgage applications be hitting 19 year lows? Would former Fed Head Alan Greenspan be warning about "turmoil" in the economy because of ending QE? Oh, and "Maestro" Greenspan is also telling people to buy gold? Let that sink in, Greenspan is telling people to buy gold!!
read more!


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The Trap's Jaw
"this is all i want"
In the cut-throat industry of music criticism, "two hours of randomly generated music" is often used as a euphemism for "ginormous wad of nauseating sonic bile." However, Michelle Arf has defied this narrow mindedness to produce two hours of randomly generated music that glimmers with airy piano and long Bieber drones (thanks to the indefatigable paul stretch). This surprisingly listenable experiment manages to sound poignant while avoiding the trap of boring old futility, like William Basinski but without all that pesky repetition.
• The Trap's Jaw: http://contain.bandcamp.com/music
Oh, Yoko (Celer + Rie Mitsutake)
Will Long, the ambient wellspring behind Celer's many gentle streams of consciousness, is forming a fresh estuary with Japanese vocalist Rie Mitsutake. Placid as can be, their single "Seashore" marks the debut of a duo they're calling Oh, Yoko. The A-side mix sounds like Ai Aso's gorgeous Land album meeting Julia Holter and Tomoyoshi Date in a cozy, creaky room. The instrumental "version two" on the flip provides an even warmer reiteration, while DJ Sprinkles' "Ambient Ballroom" remix adds a little techno to the ambiance (and, somewhat inscrutably, a dubbed-out sample of young Gil Scott-Heron's controversial "The Subject Was Faggots"). A viable fount for contemplation, all around.
• Oh, Yoko: http://ohyoko.bandcamp.com
• Rie Mitsutake: http://mikohere.com
Main Attrakionz
"Kinfolk" (Prod. by Tynethys)
Cloud rap, meet electronica. Main Attrakionz, the Oakland duo that almost single-handedly proved cloud rap was a "thing," is preparing to release a collaborative album with Sacramento producer Tynethys this summer. The two Californians' respective styles mesh well, judging from the sound of "Kinfolk," the first single from the as-yet untitled LP. Ominous piano and operatic vocal samples give heft to a clacking beat, while rappers Mondre M.A.N. and Squadda B. deliver their typical stoner spitting. The video's faded lavender tones (or is it sepia? I don't know, you should ask Sherman Williams to double check that), coupled with its layered editing approach, combine to create a hazy ambience that helps to make up for the fact that this is, by all other standards, a standard performance video. Next time, I'd like to see them playing mini golf — and keep the filter.
• Main Attrakionz: http://www.mainattrakionz.com
• Tynethys: http://tynethys.com
Diamond Black Hearted Boy
Father, Protect Me
OMFG, I finally just finished season three of Game of Thrones! Holy moly, guys, I mean, I almost cried. Even though my second-favorite character is dead, at least I can click all those spoiler alert posts on Reddit! This Diamond Black Hearted Boy release kinda reminds me of GoT. Maybe it's the baller king garb he's sporting on the cover, or maybe it's the fact that whenever you get comfortable with any particular theme or character, it dies horribly and is replaced by a bewildering new plotline or villainous element. The music itself is like a mix between early Hype Williams' improv aesthetic and Arca's dark, abstract take on rap, but any possible influences here may just as well be coincidental: this music is aggressively original and quite different from anything you've ever heard before.
Buy this blindingly different release from Steak Au Zoo
• Diamond Black Hearted Boy: https://soundcloud.com/diamondblackheartedboy
• Steak Au Zoo Records: http://www.steakauzoorecords.com
Dead in the Dirt
"The Blaring Eye"
Grindcore lives. The legions of the metal underground will lend ears and lift horns every time the kids do it right: cram as much full-on savagery into as few seconds as possible. Atlanta trio Dead In the Dirt get there again, as they have gotten there before. Their upcoming The Blind Hole (due August 6 via the ever more "-core" friendly Southern Lord) offers us a glorious grind ratio: 22 songs in under 24 minutes. Press play on "The Blaring Eye" now — experience a tightly constructed blast of warp-speed riffage, shrieks, and d-beat drum battery that could conclude before you reach the end of this sentence.
• Dead in the Dirt: http://deadinthedirt.bigcartel.com
• Southern Lord: http://www.southernlord.com/index2.php


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All hotels in Nevsehir, Turkey
1 room, 2 adults
Aydinli Mah Gorceli Sok. No:5, Goreme, Nevsehir, Nevsehir, 50180, Turkey, 800-491-6126
Divan Cave House, Cappadocia area
Lowest price$46
available on 07/09/15
Best Price Guarantee
3-star hotel in Goreme with restaurant
- Free buffet breakfast, free WiFi, and free parking
Main amenities
- 12 guestrooms
- Restaurant
- Rooftop terrace
- Free train station pick-up
- Airport shuttle
- 24-hour front desk
- Car rentals on site
- Front desk safe
- Laundry service
- Barbecue grills
- Luggage storage
- Tour/ticket assistance
What's around
- In Goreme
- Roman Castle (0.2 mi / 0.4 km)
- El Nazar Church (1.3 mi / 2.1 km)
- Goreme Open Air Museum (1.3 mi / 2.1 km)
- Zemi Valley (2 mi / 3.2 km)
- Cross Golf (2.6 mi / 4.2 km)
Ali was a great great host! From the moment we got there till we left, we were given such…
unique and beautiful place. as it is inspired by the mountain living in Cappadoccia it…
TripAdvisor Traveller Rating: 5
From 776 reviews
Enter dates to check prices
Hotel Info: 866-539-8117from $46
- Family Room
- Standard Room
- Triple Room
- Executive Suite
- Junior Suite
- Suite
- Twin Room
- Suite
- Twin Room
Recommended hotels
At a glance
Key facts
Hotel size
- This hotel has 12 rooms
- This hotel is arranged over 2 floors
- Check-in time starts at noon
- Check-out time is 11:00 AM
- Express check-in
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
Travelling with others
- Pets allowed (dogs only)
Extra people
- Roll-away beds available, charges may apply*
- Free WiFi in public areas
- Free WiFi in rooms
- Airport shuttle (available 24 hours) *
- Free train station pickup
- Free self parking
Nearby Three Star Cappadocia area hotels
In the hotel
Food and drink
- Free buffet breakfast daily
- Restaurant
- Room service (during limited hours)
- Barbeque grills
Things to do
- Bicycle rentals nearby
- Hiking/biking trails nearby
- 24-hour front desk
- Tours/ticket assistance
- Dry cleaning/laundry service
- Laundry facilities
- Luggage storage
- Number of buildings/towers - 2
- Safe-deposit box at front desk
- Rooftop terrace
In the room
Home comforts
- Coffee/tea maker
Sleep well
- Soundproofed rooms
Freshen up
- Hair dryer (on request)
Be entertained
Stay connected
- Desk
- Free newspaper
- Free WiFi
- Phone
Food and drink
- Refrigerator
- In-room safe
Top Cappadocia area hotels
Recently reviewed hotels in Cappadocia area
- Royal Stone Houses - GoremeFrom
"pleasant and relaxing friendly n helpful staffs and owner near to shops and restaurants the hotel can organize tours and airport shuttle we arrived at 8am. we got complimentary…"Jun 22, 2015
- Ottoman Cave SuitesFrom
"Not really a "cave" like some of the others, but we had a great stay. Room was incredibly spacious, staff was very friendly and helpful. Decour is a bit orientalist, but also…"Jun 21, 2015
- Fresco Cave Suites / Cappadocia - Special ClassFrom
"If you want to stay in Urgup it is a very good choice. Very well located at walking distance from city center. Staff is highly helpful in answering questions and booking…"Jun 19, 2015
- Argos In Cappadocia - Special ClassFrom
"This is a really fantastic hotel to stay in when visiting Cappadocia. The setting, the views, the staff, the facilities are really world class. The breakfast is excellent. The…"Jun 15, 2015
Nearby hotels
Divan Cave House, Cappadocia area's small print
Also known as
- Divan Cave House
- Divan Cave House Hotel
- Divan Cave House Hotel Nevsehir
- Divan Cave House Nevsehir
- Divan House
Optional extras
Rollaway beds are available for TRY 41 per stay
Airport shuttle service is offered for an extra charge of TRY 27 per person (one way)
Airport shuttle for children between the ages of 2 and 8 costs TRY 27 (one way)
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.


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interrupt vector tableA table of interrupt vectors (pointers to routines that handle interrupts). On PCs, the interrupt vector table consists of 256 4-byte pointers, and resides in the first 1 K of addressable memory. Each interrupt number is reserved for a specific purpose. For example, 16 of the vectors are reserved for the 16 IRQ lines.
An interrupt vector table is also called a dispatch table.
Also see the list of IRQ numbers in the Quick Reference section of Webopedia.
From secure messaging to document editing, our top free must-have apps have been rated, reviewed and named the best free Android apps of 2015. Read More »The Five Generations of Computers
Learn about each of the five generations of computers and major technology developments that have led to the current devices that we use today. Read More »Cloud Computing Market Leaders, 2015
If not for AWS, Microsoft would dominate the cloud. The race to capture market share will grow ever more fierce in the years ahead. Here's a look... Read More »
From wacky alarm clocks to lecture hall tools and after class entertainment, these Android apps are a good fit for a student's life and budget. Read More »Network Fundamentals Study Guide
A network is a group of two or more computer systems or devices, linked together to share resources, exchange files and electronic communications.... Read More »Computer Architecture Study Guide
This Webopedia study guide describes the different parts of a computer system and their relations. Read More »
Stay up to date on the latest developments in Internet terminology with a free weekly newsletter from Webopedia. Join to subscribe now.
We Recommend
Datamation Hangouts with Tech ExpertsWatch Datamation's editor James Maguire moderate roundtable discussions with tech experts from companies such as Accenture, Dell, Blue Jeans Network, Microsoft and more »


text:
Adam Metz is the VP of Business Development at Metz Consulting where he has consulted with nearly 100 companies on how to acquire, manage, monetize, and retain customers from the social Web. Metz lives in Oakland, California.
The Social Customer: How Brands Can Use Social CRM to Acquire, Monetize, and Retain Fans, Friends, and Followersby Adam Metz
View All Available Formats & Editions
"The social customer is your NEW customer. And if you don't recognize it, they will be someone else's new customer. Adam Metz presents a clear, concise game plan for attracting them, connecting with them, and keeping them. Don't just buy this book: invest in the content. Actually, invest time to implement the content." —JEFFREY GITOMER,… See more details below
"The social customer is your NEW customer. And if you don't recognize it, they will be someone else's new customer. Adam Metz presents a clear, concise game plan for attracting them, connecting with them, and keeping them. Don't just buy this book: invest in the content. Actually, invest time to implement the content." —JEFFREY GITOMER, author of The Little Red Book ofSelling and Social BOOM!
"This book connects two key dots in the customer equation: knowing why your customers uniquely do business with you and taking actions that cause them to repeat that choice more frequently." — RICH BLAKEMAN, sales vice president, Miller Heiman, from the Afterword
"I've seen the future of marketing and it delivers in less than 300 pages. Adam Metz's The Social Customer makes a compelling case for revolutionizing your thinking about how you connect and build a relationship with your customer in a fashion that shrinks your marketing team and amplifi es the love the world feels for you and your product. Not easy stuff, and, done the wrong way, it's dangerous." — CHIP CONLEY, founder of Joie de Vivre Hospitality and author of PEAK: How Great Companies Get Their Mojo from Maslow
About the Book
IF you look at the people who follow your company via social media simply as "social media users," you're missing a much bigger picture. They are, above all, your customers—and as such, they have a multitude of needs. But without the right social media strategy, they might not remain your customers for long.
Adam Metz is prized by clients and online fans for his understanding of what makes both companies and their customers click—and how social media can get them in sync and drive revenue. In The Social Customer, he teaches you all you'll need to know to transform your business—not just on the Web but across the board. Even if Facebook and Twitter were to disappear tomorrow, these are the fundamentals that will always apply—whatever the technology and whatever the social media. You'll learn:
• How to transform your brand into a coveted "Social Object" • Where your brand currently stands with your social customers—and how to mobilize your customers to get the word out • The "The Ten Commandments of Social Customer Relationship Management" • How to harness the power of collaboration • How to delight your customers and win loyalty through individualized Treatment • What terms like "Social Marketing" and "Social Sales Insights" really mean—and why they can be vital to business success
Metz also includes anecdotes, case studies, and outside-the-box inspiration from branding innovators—ranging from upstart punk bands to absolute giants like Burger King and SAP—all designed to keep you thinking critically, creatively, and with the kind of flexibility that will keep your social customers engaged as your company grows.
Product Details
- 9780071762144
- Publisher:
- McGraw-Hill Education
- Publication date:
- 09/06/2011
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Read an Excerpt
By ADAM METZ
The McGraw-Hill Companies, Inc.Copyright © 2012Adam Metz
All rights reserved.
ExcerptCHAPTER 1
Why would a brand want to be a social object? And what in the heck is a social object?
Brands want to be talked about so people will buy their products and services. Consumers want to interact with brands that make the products and services they purchase, day-to-day. Brands also want consumers to relate to them, become highly loyal, and buy that same brand for the rest of their lives. Brands will disclose that lifetime customers can have values (customer lifetime value, or CLV) of tens or hundreds of thousands of dollars, depending on the brand. Even a brand that sells a seemingly low-value product can have a relatively high customer lifetime value.
A social object is something that people look at, discuss, and pass from person to person, putting their own stamp on it. An iPod is a social object—people make (or buy) custom cases for them, and integrate them into their outfits as accessories. A Lady Gaga song is a social object, when 400 people record their own interpretation of it and post it on YouTube. Post-it notes are social objects when employees at your company cover a departing coworker's cube with them and post it on the Internet. So, why would your company want to become one? Notoriety? Fame? Wealth?
A legendary (and bad) marketing joke comes to mind. A client walks into their ad agency's conference room and says, "I want a chicken." What this means is that the client wants the marketing agency to create something that will make their brand "viral," just like Burger King's groundbreaking "Subservient Chicken" campaign. They want customers of the brand (or people who, until recently, had never heard of them) to evangelize the brand, and get their friends to go out and purchase whatever the brand sells. But to say that the whole brand-as- social-object idea started with Burger King's Subservient Chicken would be a gross oversimplification. Consumers have been interacting with brands long before that.
A Brief History of Consumer Brands that Tried Very Hard
Let's get one thing straight: brands are nothing new. Four hundred years ago companies and multinational brands fulfilled consumers' needs for products and services. The notion of branded consumer products (like the shoes on your feet or the granola bar you had for lunch) emerged in the years following the Industrial Revolution. Nineteenth century factory owners realized that the mass-produced goods they were creating (e.g., a pair of leather boots) needed some way to be differentiated from locally produced goods, to allow consumers to place their trust in a product that was not created in the local area.
Consumer brands, as we know them today, didn't really exist until the middle of the nineteenth and into the early twentieth century, and the roots of the earliest consumer brands that are still well known today. Food brands like Campbell Soup Company (1869) and Kellogg Cereal Company (1901) date back to this time. Big-box retail giants like Macy's and Sears began in 1858 and 1886, respectively. The big automotive brands like Ford and GM didn't come along until over a generation later, in 1903 and 1908, respectively.
The first major milestone on the road to "brand as social object" was simply the birth of the concept of "brand personality." We see this concept begin to emerge in late nineteenth century advertising for brands like Aunt Jemima, and soon after, in the early twentieth century, Quaker Oats.
If the years between the Civil War and World War One mark the first phase of consumer brand evolution, then the second phase would be the transitional period between the latter and the early 1960s, where brand personality (the notion that a brand can have a set of emotional characteristics, much like a person) became truly ubiquitous. It became necessary then for a brand to take on a personality or a set of emotional characteristics. PERSONALITY
The second major milestone on the road to "brand as social object" was the Creative Revolution, the watershed era in brand advertising. The Creative Revolution was to brands what the Beatles' Sergeant Pepper was to rock 'n' roll: it threw away the old rulebook and made it okay for all brands to have their own personality. Brand advertising emerged into its modern age in the late 1950s and early 1960s, and this came to full flower in the Creative Revolution. Led by agencies like Doyle Dane Bernbach, Young & Rubicam, BBDO, and Ogilvy & Mather, consumer brands began to make a conscious effort to drive the conversation with consumers, rather than take earnest stabs at what would today be seen as annoying "suggestive" conversation: "Try a Lucky instead of a sweet!" An example a of brand-driven conversation can be seen in Volkswagen's famous "Think Small" and "Lemon" ads (DDB, 1959).
For about 35 years, after the late 1960s, brands existed in a murky in-between stage where they could talk to consumers and consumers could talk back, but through a variety of different channels, not directly through one single channel. Consumers could write letters to their favorite brands or show their support (or lack thereof) at the cash register, but brand-consumer interaction was still fairly limited. Around 1990 this all changed, when brands began developing interactive content. The whole notion of brands being interactive grew as CD-ROM drives started becoming a standard feature on computers.
The third milestone on the road to brands becoming social objects occurred in 1993, when branded content began appearing on the Web. (Although the World Wide Web was invented in 1989, consumer-generated, branded content actually appeared on the Internet before the existence of the Web. Conversations about brands repeatedly had been popping up on pre-Web bulletin board systems (BBSs) from the late 1970s until the 1990s.) Some of the early notable brands on the Internet included MTV (1993), now-defunct early e-commerce brand First Virtual (1994), and Pizza Hut. At this point brands became something that could be interacted with, in a direct manner. In 1994 a student at UC Santa Cruz, using a fast Internet connection in the campus library, could direct his browser to a primeval version of MTV.com, interact with 10 or 15 different facets of the brand, and even communicate directly with the brand and its employees.
The fourth and final milestone in this evolution to "brand as social object" was the Groundswell phenomenon, the final, sweeping convergence of social technologies and Internet user behaviors that allowed the voice of the individual consumer (or groups of consumers) to become as "loud" as the brands themselves. While a broad definition of the Groundswell would paint it as a 15-year growth, this milestone chiefly occurred between 2003 and today, when social technology use grew most quickly.
Just like the second milestone (the Creative Revolution), the timing of the Groundswell is also fuzzy, because it didn't occur all at once. In fact, it's still occurring. GROUNDSWELL The Groundswell took a lot of consumer brands by surprise. Some brands experienced tremendous growth and measurable results (Proctor & Gamble, Dell, Starbucks), while others have endured painful, awkward, unexpected surprises, Domino's Pizza and Yum Brands/Taco Bell, to name two.
The Few that Became Social Objects
Whether consumer brands ever aspired to become "social objects" for much of the last 100 years is questionable. Brands have always wanted to be talked about, but whether they wanted to be talked with is up for debate. I know plenty of marketing manager
Excerpted from THE SOCIAL CUSTOMER by ADAM METZ. Copyright © 2012 by Adam Metz. Excerpted by permission of The McGraw-Hill Companies, Inc..
All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.
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The Boston Red Sox today announced the following roster moves: Outfielder Shane Victorino was activated from the 15-day disabled list. To make room for him on the 25-man roster, outfielder Jackie Bradley Jr. was optioned to Triple-A Pawtucket. Catcher Blake Swihart was placed on the 15-day disabled list (retroactive to July 1) with a sprained left foot. To fill his spot on the 25-man roster, right-handed pitcher Noe (pronounced "no-EH") Ramirez was selected to the active major league roster. To make room for Ramirez on the 40-man roster, right-handed pitcher Zeke Spruill was designated for assignment.
The Boston Red Sox today activated catcher Ryan Hanigan from the 60-day disabled list. To make room for him on the 25-man roster, right-handed pitcher Jonathan Aro was optioned to Triple-A Pawtucket. Hanigan will be available for tonight's game against the Toronto Blue Jays at Rogers Centre beginning at 7:07 p.m.
The Red Sox Foundation will host the 2nd Annual Tim Wakefield Golf Tournament at the Belmont Country Club on Monday, July 13, at 11:15 a.m. The event, which pairs participating golfers with Red Sox alumni and other sports celebrities, raises funds for the Red Sox Foundation and Franciscan Children's Hospital.


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About Joe Osborn
Joe was a teacher of patience; always the calm in any storm; a teacher of humility; never taking himself or any situation too seriously; a teacher of being an entrepreneur by changing the landscape of ag and rural marketing; and a teacher in leadership with his endless contributions of working with Steve Barr and countless others to build Osborn + Barr into the success it is today.
Joe loved the arts, photography, architecture and reading. Through his passions he conveyed his belief that the arts and embracing creativity can affect all aspects of our lives for the better. Joe's capacity to mix his conceptual and technical expertise along with his relentless vision has inspired, motivated and moved employees, clients and consumers.
And while we will all miss him as a mentor and friend, I'm comforted by the knowledge that his accomplishments and his intellect are enduring and will continue to exemplify the very best that the marketing communication field has to offer.
In his honor, Osborn + Barr is proud to honor Joe's memory while supporting inspiring students in the field of advertising, art, design, public relations or marketing with the Joe Osborn Memorial Scholarship Fund. Osborn + Barr hopes to encourage the next generation of creative thinkers by equipping them with the resources to help advance their education. Through Joe's legacy we also hope to encourage them to become leaders in creative innovation, collaboration and to strive to generate meaningful responses to social, cultural, and environmental challenges.
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Talk:Motu proprio
From Wikipedia, the free encyclopedia
|WikiProject Catholicism
|(Rated Stub-class, Low-importance)
Is it moto or motu? —Preceding unsigned comment added by 18.104.22.168 (talk • contribs)
- It is motu. See [1]. -- Cat Whisperer 19:24, 24 December 2006 (UTC)
- Motus is a fourth declension noun, so its ablative ends in "u". It is derived from the fourth principal part of the verb moveo, movere, movi, motus. Sometimes the fourth principle part (which is first/second declension) can be converted to a fourth-declension noun to represent an abstract action. Thus the verb moveo means "I am setting something in motion", while motus as a fourth-declension noun refers to motion in the abstract. — Lawrence King (talk) 02:30, 8 July 2007 (UTC)
very similar to the article of the Catholic Encyclopedia[edit]
seems to be a copyright violation...
Torzsmokus 20:06, 1 January 2007 (UTC)
- That edition of the Catholic Encyclopedia is in the public domain, so there is no copyright violation. There are actually many more articles that are virtually identical to the Catholic Encyclopedia article (e.g., Corpus Juris Canonici or Validation of Marriage), which is a problem because that edition is almost 100 years out of date. -- Cat Whisperer 20:31, 1 January 2007 (UTC)


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Given recent events in Japan and North Africa, many clients are looking to their advisors for direction on what they should do. This template for an end-of-quarter letter is intended to be a starting point for your letter to clients.
2011-03-22 00:00:00 Consensus: Groundhog Decade for Stocks by Ed Easterling (Article)
Just as Bill Murray woke up to the same thing day after day in the movie 'Groundhog Day,' it's likely that your outlook foretells a groundhog decade for the stock market that will repeat its near-breakeven returns from the past decade.
2011-03-08 00:00:00 Letters to the Editor and a Final Thought on VAs with GMWBs by Various (Article)
We received a record number of letters in response to Robert Huebscher?s article, Understanding Variable Annuities with GMWBs, and to Peng Chen?s response, The Real Flaws ? A response to 'Understanding Variable Annuities with GMWBs,' which were published last week. We also provide a final thought on this subject.
2011-02-15 00:00:00 Toward an Understanding of Risk by Robert Huebscher (Article)
How should clients think about risk in their portfolios? Advisor Perspectives put that question to a cross-section of prominent advisors and academics. Their answers encompassed diverse opinions and underscored how crucial that question is to the investment process.
2011-02-15 00:00:00 Assessing New Tools to Protect Against Tail-Risk Events by Jerry Miccolis (Article)
Protecting against sudden, severe market drops is as crucial as it is difficult. A plethora of approaches to this problem have been brought to market in last few years, and to evaluate them my firm developed a set of rigorous criteria. These criteria led us to a solution that works for us and for our clients.
2011-01-25 00:00:00 Should Advisors Care about Short-Term Volatility? by James Colon, John Gambla and Rob Guttschow (Article)
How can advisors construct portfolios that meet their clients' risk preferences across economic environments? You may be surprised to learn that tactical asset allocation has an important role to play.
2011-01-11 00:00:00 Tactical Asset Allocation and Market Timing: What's the Difference? by Nancy Opiela (Article)
Why is it that the industry dismisses significant changes to portfolio allocations as "market timing" transactions but embraces the subtler "tactical shifts" many advisors are making in the current, transitional market? As advisors debate the nuances of that question, the more relevant question may be: How would you respond if a client asked you to explain the difference between market timing and tactical asset allocation?
2011-01-11 00:00:00 The Key to Scaling Your Practice by Bob Oros (Article)
Independent advisors who are ill-equipped to handle a large influx of business from retiring baby boomers will struggle to harness the swelling demand. To capitalize on this new wave of assets, advisors need an edge. Many forward-thinking advisors have already discovered such an advantage in model portfolios.
2010-11-09 00:00:00 How Modern Is Your Portfolio Theory? by Direxion Funds (Article)
After 58 Years, is there Another Way to Conquer the Efficient Frontier? In the past, active or "tactical" investment management referred to jumping in and out of stocks and bonds - market timing. With the introduction of sophisticated funds that help the masses harness the power of institutional managers and alternative asset classes and strategies, today, tactical management may help to renovate your portfolios - and help you retain and attract assets.
2010-09-28 00:00:00 The Future of Oil by Robert Huebscher (Article)
No commodity impacts the global economy more than oil. When geopolitical threats loom, two questions often dominate discussion: Will the price of oil rise? And what will be the economic consequences? We review the key drivers of recent, current, and forecast oil prices, including a template for the necessary eventual alignment of supply and demand.
2010-08-03 00:00:00 Letter to the Editor by Various (Article)
In a letter to the editor, a reader responds to Dave Loeper's article, Fake Diversification Exposed: Does Asset Allocation Work?, which appeared on July 13.
2010-07-27 00:00:00 Robert Shiller: A Cautious Outlook for Stocks by Dan Richards (Article)
Dan Richards recently spoke with Robert Shiller, the Yale economist who foresaw the financial crisis and created the Case-Shiller housing index. Shiller discusses the potential for a double-dip recession, valuations in the US equity market, and the outlook for a housing recovery. This is the transcript of the interview.
2010-06-22 00:00:00 Market Changes Affect the Role Fixed Income May Play in Client Portfolios by Janus (Article)
Investment consistency, sector allocation and credit analysis are three of the critical ingredients of successful fixed income management. Janus shares their views on these important topics and how to use this information in your discussions with clients. We thank them for their sponsorship.
2010-06-08 00:00:00 Dan Fuss: What Keeps Bond Managers Up at Night by Dan Richards (Article)
Highly respected fixed-income manager Dan Fuss of Loomis Sayles recently spoke with Dan Richards about what keeps bond managers up at night. Fuss identifies the critical issues bond investors face. We provide a video and a transcript of the interview.
2010-06-08 00:00:00 Ten Ways to Improve Manager Selection by Nancy Opiela (Article)
Today's emphases on fiduciary responsibility, risk management and increased transparency require better due diligence when selecting managers. Especially in today's turbulent markets, advisors who spend more time and resources to do due diligence well can find themselves at a distinct competitive advantage. While these ten tips won't necessarily help you identify the next active management superstar, they can bolster your manager selection and due diligence program.
2010-05-11 00:00:00 God Is Dead: The Implications of the Goldman Sachs Case by Michael Lewitt (Article)
Michael Lewitt provides us with the most recent issue of the HCM Market Letter, where his discusses the implications of the Goldman Sachs case. Lewitt says Goldman faces a terrible dilemma, and should heed the lessons of the downfall of Drexel Burnham two decades ago. Lewitt also comments on the private equity industry, public pension funds, and bank capital requirements and the ratings agencies.
2010-04-20 00:00:00 Lessons from Yale?s Endowment Model and the Financial Crisis by Geoff Considine, Ph.D. (Article)
The Yale endowment's performance during the financial crisis was worse than what would be mathematically expected, but not significantly enough to question the endowment model's tenets. Moreover, Yale's performance and philosophy suggest two very important lessons for advisors and investors- to diversify beyond equities and fixed income, and that some illiquid asset classes can be an important source of alpha.
2010-03-09 00:00:00 Letters to the Editor by Various (Article)
In our letters to the Editor, readers respond to a number of recent articles, including the charity challenges posed by Roger Schreiner and Dave Loeper, the active v. passive debate, Morningstar ratings, and our article on the PIMCO Total Return fund.
2010-03-02 00:00:00 It?s No Shell Game by Roger Schreiner (Article)
Last week, Wealthcare Capital Management's David Loeper accused Roger Schreiner, of Schreiner Capital Management, of "playing a shell game" and "stacking the deck," in regard to Schreiner's $100,000 challenge to passive managers. Schreiner responds, and says that passive advocates miss the point that relying only on diversification is insufficient to protect against downside risk.
2010-02-16 00:00:00 Boom and Bust by Michael Lewitt (Article)
The US and global economies are "trapped in a cycle of boom and bust as a result of fiscal and monetary policies from which there is no easy escape," says Michael Lewitt of Harch Capital Management. Lewitt believes the S&P will rally to 1,200-1,250, but says the long-term prognosis is "somewhere between grave and terminal." We are privileged to provide this excerpt from Lewitt's monthly newsletter and encourage our readers to subscribe to it directly.
2010-02-16 00:00:00 Robert Shiller on Trills, Housing and Market Valuations by Dan Richards (Article)
Robert Shiller, a professor of economics at Yale University and co-creator of the Case-Shiller Housing Index, discusses several topics in this interview with Dan Richards, including his plan for governments to finance their debts by issuing "trills," a security representing a fractional claim on the country's GDP.
2010-02-02 00:00:00 Stuck in One Dimension by Tom Brakke, CFA (Article)
Tom Brakke writes about the lessons in the demise of Tiger Woods for those seeking "star" investment managers. Relying on funds run by a single individual can be perilous.
2010-01-26 00:00:00 Using Alternative Investments to Build a Stronger Portfolio by Robert M. Hussey (Article)
Traditional asset classes may no longer provide sufficient portfolio diversification, but there's a new wave of mutual funds that offer alternatives strategies previously available only to large institutions. Robert Hussey of Natixis Global Associates describes how alternative strategies can be used in a mutual fund package. We thank them for their sponsorship.
2010-01-19 00:00:00 Letters to the Editor by Various (Article)
Readers responded to a range of topics in our letters to the Editor: our Paul Krugman interview, our article last week on the causes of the financial crisis, our article on the true cost of insuring the uninsured, and our article on costless collars using options.
2010-01-05 00:00:00 Risk Management through Costless Collars by Geoff Considine (Article)
Nassim Taleb and Zvi Bodie are among those who advocate a wealth management strategy that includes options. Despite their evangelism, though, options are rarely a part of retirement portfolios. The costless collar, a straightforward options strategy, gives investors the upside of an asset class (such as equities) while absolutely limiting the downside risk.
2009-12-29 00:00:00 Diversification is Not Enough by Roger J. Schreiner (Article)
The mainstream financial services industry, the media and academia - virtually everyone - has overestimated the value of diversification in risk management. The recent crisis has shown that investors need more than simple diversification to protect them from both the known and the unknown risk that they will eventually encounter. In this guest contribution, Roger Schreiner, says that when it comes to risk management, diversification simply is not enough.
2009-12-08 00:00:00 The 529 Dilemma by Mary Ann Lambert (Article)
The recent market decline coupled with, tax, custodial, management fees and estate planning issues make the decision to use a 529 plan less than straightforward. In this guest contribution, advisor Mary Ann Lambert briefly reviews the history of college savings plans and shows how the current landscape favors 529s for some clients but not for others.
2009-12-01 00:00:00 Think Like a Marine by David Raileanu (Article)
Retired Marine Patrick Gould has just published a book, Prudent Decision Making in an Imprudent World, and his theories prove useful for understanding decision-making in all arenas, not just those that involve life-and-death decisions. He applies many of his theories of risk, reward, preparation, security, and asset management to the financial world, working from modern portfolio theory and ultimately offering a practical decision method.
2009-11-17 00:00:00 Bruce Greenwald on Positioning First Eagle?s Funds by Robert Huebscher (Article)
Bruce Greenwald is a professor of finance at Columbia, the Director of Research at First Eagle Funds, and a leading expert on value investing. Last week we published part one of our interview, where he discussed the structural problems in the economy and his forecast for higher unemployment. This week he discusses the positioning of First Eagle's investments, and why Warren Buffett's purchase of Burlington Northern was a mistake.
2009-09-08 00:00:00 Why Credit Matters: Fixed Income Investing in a Changed Landscape by Janus (Article)
The recent dislocation in the fixed income market is likely to transform how investors and asset managers approach fixed income investing for years to come. The corporate credit sector may now be the single most important sector in generating risk-adjusted outperformance. In Janus' recent brief, Why Credit Matters, they discuss the structural market changes that have occurred and the importance of fundamental, bottom-up credit analysis and robust investment risk management in navigating this changed landscape. We thank them for their sponsorship.
2009-07-28 00:00:00 Moving Average: Holy Grail or Fairy Tale - Part 3 by Theodore Wang (Article)
Buy-and-hold remains deeply entrenched in the financial planning community, despite many of the flaws Ted Wong's previous articles have illustrated. Although many financial advisors suffer dearly from their buy-and-hold practices, they are reluctant to change their approach. Who dares to challenge investment sages like Bogle, Siegel, and Malkiel who emphatically support this long-standing investment principle? Academic research studies overwhelmingly endorse buy-and-hold. How can they all be wrong?
2009-07-14 00:00:00 Beyond Grantham: Politics and Investment Strategy by Jerry Minton (Article)
Jeremy Grantham, the chairman of GMO, believes strongly in what he describes as market "inefficiencies" within the "Presidential Cycle." He is referring to the fact that stock market returns are not distributed randomly across the four-year presidential election cycle, but rather are strongly skewed to favor the pre-election year. Grantham believes - and guest contributor Jerry Minton agrees - the evidence is incontrovertible: the behavior of the political class over the election cycle effects the distribution of stock market returns.
2009-07-14 00:00:00 Some Signs of Life and Hope for a New Recovery by John P. Calamos and Nick P. Calamos (Article)
Calamos Investments' co-CIOs John P. Calamos, Sr. and Nick P. Calamos discuss the current market climate, implications of Fed and government actions, and investment opportunities in the shorter- and longer-term. Global governmental policies have restored a degree of confidence in the financial markets and many key financial metrics are back to pre-Lehman levels. Many investment opportunities will be available in the future. We thank them for their sponsorship.
2009-06-30 00:00:00 Moving Average: Holy Grail or Fairy Tale - Part 2 by Theodore Wong (Article)
Many renowned financial experts declare that passive investing in a diversified index like the S&P500 is the only sensible way to manage money. In a follow-up to his article two weeks ago, Moving Average: Holy Grail or Fairy Tale - Part 1, Ted Wong says that he respects their opinions but is unable to verify their claims. By examining the evidence, he shows that the Moving Average Crossover (MAC) system offers a superior risk-return profile to a buy-and-hold strategy.
2009-06-23 00:00:00 Letters to the Editor ? Moving Average: Holy Grail or Fairy Tale? by Various (Article)
Ted Wong's article last week, Moving Average: Holy Grail or Fairy Tale?, drew a large number of questions and comments from readers.
2009-06-16 00:00:00 High-Yield Bonds A Potential Opportunity for the Risk Tolerant by Northern Trust Investments (Article)
High-yield bonds have recently offered investors historically high spreads relative to Treasury and investment-grade corporate bonds, presenting attractive current income potential in today's low-rate environment. The current recessionary environment also poses a heightened risk of default, underscoring the importance of security selection and intensive analysis of underlying fundamentals. We thank Northern Trust Investments for this contribution and their sponsorship.
2009-06-16 00:00:00 Moving Average: Holy Grail or Fairy Tale - Part 1 by Theodore Wang (Article)
Buying and holding a diversified portfolio works well during good times, but falls short when supposedly uncorrelated asset classes drop in unison in bear markets. Are there alternative investment strategies that work for all seasons? Ted Wong evaluates strategies using moving averages to determine their effectiveness.
2009-05-26 00:00:00 What the ?Missing Out? Argument Misses by Theodore Wang (Article)
Market timing is discredited by passive investment advisors as a voodoo ritual. Buy-and-hold proponents argue most compellingly by citing the "missing out" scenario - they show a dramatic drop in return, to Treasury Bill levels, if investors are out of the markets for only a few good days. In this guest contribution, Ted Wong debunks the missing out argument, using 137 years of market data.
2009-05-19 00:00:00 David Swensen's Ascent by Mebane Faber (Article)
Mebane Faber provides an excerpt from his new book, The Ivy Portfolio, on the ascent of David Swensen and the development of the tools employed to manage Yale's endowment. Faber shows the data Swensen used to determine Yale's aggressive allocation to alternative asset classes.
2009-05-19 00:00:00 Waiting for the Fifth Wave by Robert Huebscher (Article)
In response to skepticism we've expressed in the past about technical analysis, one of our readers invited us to attend the Market Technicians Association symposium in New York last week. Our skepticism remains, but it was an enjoyable event and we report on the forecasts of Elliot Wave theorist Robert Prechter.


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Deborah Ruddell, DDS is on LMTmag.com!
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LMTmag.com is an online network from LMT dedicated exclusively for members of the Dental Laboratory community. Join free to connect with Deborah.
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Our Vision:
Our Vision is to glorify God by equipping students with the tools necessary for a lifetime of learning so they will be intellectually fit, spiritually grounded, and able to reason within the framework of a biblical world view.
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DEFINITION of 'SEC Form 8-A12B'
A filing with the Securities and Exchange Commission (SEC) that is required when a corporation wishes to issue certain classes of securities, including rights to buy such securities at a future date. This filing is also known as the Registration for Listing of a Security on a National Exchange Form. Included in SEC Form 8-A12B are details of the issuer and the security.
INVESTOPEDIA EXPLAINS 'SEC Form 8-A12B'
SEC Form 8-A12B can be extremely useful to investors who are considering the purchase of preferred stock rights and other types of hybrid fixed-income securities. Since many of these securities are not regularly followed in the financial media, the best source for definitive information is often on the initial SEC registration statement.
Related Forms: SEC Forms 8-A12B/A, 8-A12G, 8-A12G/A
Hybrid SecurityA security that combines two or more different financial instruments. ...
SEC Form 8-B12GA filing with the Securities and Exchange Commission (SEC) concerning ...
SEC RW FilingThis filing is made by companies which have already filed to ...
SEC Form 10-12GA filing with the Securities and Exchange Commission (SEC), also ...
Annual Report1. An annual publication that public corporations must provide ...
Electronic Data Gathering, Analysis ...The electronic filing system created by the Securities and Exchange ...
What are some of the major regulatory agencies responsible for overseeing financial ...There are a number of agencies assigned to regulate and oversee financial institutions and financial markets, including the ... Read Full Answer >>
How did the Dodd-Frank Act change whistleblower protection and processes?In 2010, the Dodd-Frank Act strengthened and expanded the existing whistleblower program promulgated by the Sarbanes-Oxley ... Read Full Answer >>
Is a company's paid in capital affected by the trading of its shares in the secondary ...The amount of paid-in capital a company has is not affected by the trading of its shares on the secondary market. Paid-in ... Read Full Answer >>
What are the pros and cons of holding a non-controlling interest in a company?Most investors hold a non-controlling interest – also known as a minority interest – of the companies in which they own shares. ... Read Full Answer >>
Why is the value of capital stock important to public shareholders?The value of a company's capital stock is important to public shareholders, because a company's capital stock represents ... Read Full Answer >>
How do changes in capital stock illustrate the overall health of a company?Changes in capital stock normally illustrate that the overall health of a company is strong, and that it is seeking to raise ... Read Full Answer >>
Bonds & Fixed Income
A Primer On Preferred StocksOffering both income and relative security, these uncommon shares may work for you.
Investigating The Securities PoliceLearn about the history of FINRA and how this organization protects investors.
Options & Futures
Financial Regulators: Who They Are And What They DoFind out how these government agencies govern the financial markets.
Personal Finance
Who's Looking Out For Investors?If your account has been mishandled, FINRA and the SEC are among several organizations that can help.
What is a Resident Alien?A resident alien is a foreigner who is a permanent resident of the country in which he or she resides but does not have citizenship.
Employment Negotiations: What To Ask For & HowImproving their first offer: What you should know
Investing Basics
The 5 Worst Financial Advisor Scammers of All TimeA look back at history's five worst financial scams.
How To Talk To Headhunters8 tips on forging a fruitful relationship with an executive recruiter.
Should Amtrak Be Privatized?This story examines whether or not Amtrak, the US consumer rail system, should be privatized in the wake of its tragic accident.
Personal Finance
The Purpose Of a FMLA FormParsing the different types of paperwork that accompany a leave of absence under the Family Medical Leave Act.