text:
- 800.878.7323
List price:
Used Trade Paper
Ships in 1 to 3 days
More copies of this ISBN
This title in other editions
Other titles in the Vintage series:
The Island of the Colorblindby Oliver Sacks
Islands have always fascinated me; perhaps they fascinate everyone. The first summer holiday I remember — I was just three years old — was a visit to the Isle of Wight. There are only fragments in memory — the cliffs of many-colored sands, the wonder of the sea, which I was seeing for the first time: it's calmness, its gentle swell, its warmth, entranced me; its roughness, when the wind rose, terrified me. My father told me that he had won a race swimming round the Isle of Wight before I was born, and this made me think of him as a giant, a hero.
Stories of islands, and seas, and ships and mariners entered my consciousness very early — my mother would tell me about Captain Cook, about Magellan and Tasman and Dampier and Bougainville, and all the islands and peoples they had discovered, and she would point them out to me on the globe. Islands were special places, remote and mysterious, intensely attractive, yet frightening too. I remember being terrified by a children's encyclopedia with a picture of the great blind statues of Easter Island looking out to sea, as I read that the Islanders had lost the power to sail away from the island and were totally cut off from the rest on humanity, doomed to die in utter isolation.
I read about castaways, desert islands, prison islands, leper islands. I adored The Lost World, Conan Doyle's splendid yarn about an isolated South American plateau full of dinosaurs and Jurassic lifeforms — in effect, an island marooned in time (I knew the book virtually by heart, and dreamed of growing up to be another Professor Challenger.)
I was very impressionable and readily made other people's imaginings my own. H.G. Wells was particularly potent--all desert islands, for me, became his Aepyornis Island or, in a nightmare mode, the island of Dr. Moreau. Later, when I came to read Herman Melville and Robert Louis Stevenson, the real and the imaginary fused in my mind. Did the Marquesas actually exist? Were Omoo and Typee actual adventures? I felt this uncertainty most especially about the Galapagos, for long before I read Darwin, I knew of them as the "evilly enchanted" isles of Melville's Encantadas.
Later still, factual and scientific accounts began to dominate my reading — Darwin's Voyage of the Beagle, Wallace's Malay Archipelago, and my favorite, Humboldt's Personal Narrative (I loved especially his description of the six thousand year old dragon tree on Tenerife) — and now the sense of the romantic, the mythical, the mysterious, became subordinated to the passion of scientific curiosity. For islands were, so to speak, experiments of nature, places blessed or cursed by geographic singularity to harbor unique forms of life — the aye-ayes and pottos, the lorises and lemurs of Madagascar; the great tortoises of the Galapagos; the giant flightless birds of New Zealand — all singular species or genera which had taken a separate evolutionary path in their isolated habitats. And I was strangely pleased by a phrase in one of Darwin's diaries, written after he had seen a kangaroo in Australia and found this so extraordinary and alien that he wondered if it did not represent a second creation.
As a child I had visual migraines, where I would have not only the classical scintillations and alterations of the visual fields, but alterations in the sense of color too, which might weaken or entirely disappear for a few minutes. This experience frightened me, but tantalized me too, and made me wonder what it would be like to live in a completely colorless world, not just for a few minutes, but permanently. It was not until many years later that I got an answer, at least a partial answer in the form of a patient, Jonathan I., a painter who had suddenly become totally colorblind following a car accident (and perhaps a stroke). He had lost color vision not through any damage to his eyes, it seemed, but through damage to parts of the brain which "construct" the sensation of color. Indeed, he seemed to have lost the ability not only to see color, but to imagine or remember it, even to dream of it. Nevertheless, like an amnesiac, he in some way remained conscious of having lost color, after a lifetime of chromatic vision, and complained of his world feeling impoverished, grotesque, abnormal--his art, his food, even his wife looked "leaden" to him. Still, he could not assuage my curiosity on the allied, yet totally different, matter of what it might be like never to have seen color, never to have had the least sense of its primal quality, its place in the world.
Ordinary colorblindness, arising from a defect in the retinal cells, is almost always partial, and some forms are very common: red-green colorblindness occurs to some degree in one in twenty men (it is much rarer in women). But total congenital colorblindness, or achromatopsia, is surpassingly rare, affecting perhaps one person in thirty or forty thousand. What, I wondered, would the visual world be like for those born totally colorblind? Would they, perhaps, lacking any sense of something missing, have a world no less dense and vibrant than our own? Might they even have developed heightened perceptions of visual tone and texture and movement and depth, and live in a world in some ways more intense than our own, a world of heightened reality--one that we can only glimpse echoes of in the work of the great black-and-white photographers? Might they indeed see us as peculiar, distracted by trivial or irrelevant aspects of the visual world, and insufficiently sensitive to its real visual essence? I could only guess, as I had never met anyone born completely colorblind.
What Our Readers Are Saying
Add a comment for a chance to win!
Average customer rating based on 2 comments:
View all 2 comments
Product Details
Other books you might like
Related Subjects
Fiction and Poetry » Literature » A to Z


text:
VIEWS: 8 PAGES: 26 CATEGORY: Markets / Industries POSTED ON: 7/5/2009 Public Domain
We develop a conceptual framework for quantifying fixed transactions costs facing semisubsistence households. Using household survey data from a sample of 324 Kenyan maize farmers, we generate estimates of household supply and demand schedules, as well as the price bands that they face. Our econometric results indicate that on average the ad valorem tax equivalent of the fixed transactions costs facing the households in our sample is 28%. Additional analysis indicates that both remoteness and infrastructure quality have significant impacts on the size of the transactions costs facing farm households. To the best of our knowledge, ours are the first empirical estimates of the magnitude of transactions costs.
RURAL INFRASTRUCTURE, TRANSACTIONS COSTS AND MARKETED SURPLUS IN KENYA Mitch Renkow and Daniel G. Hallstrom Department of Agricultural and Resource Economics North Carolina State University Daniel Karanja Department of Agricultural Economics Michigan State University Key Words: infrastructure investment, marketed surplus, price bands CONTACT AUTHOR: Mitch Renkow Dept. of Agricultural and Resource Economics Box 8109 North Carolina State University Raleigh, NC 27695, U.S.A. Tel: (919) 515-5179 Fax: (919) 515-6268 Email: email@example.com Selected paper to be presented at the 2001 American Agricultural Economics Association meeting, Chicago, IL, August 5-8, 2001. RURAL INFRASTRUCTURE, TRANSACTIONS COSTS, AND MARKETED SURPLUS IN KENYA ABSTRACT We develop a conceptual framework for quantifying fixed transactions costs facing semisubsistence households. Using household survey data from a sample of 324 Kenyan maize farmers, we generate estimates of household supply and demand schedules, as well as the price bands that they face. Our econometric results indicate that on average the ad valorem tax equivalent of the fixed transactions costs facing the households in our sample is 28%. Additional analysis indicates that both remoteness and infrastructure quality have significant impacts on the size of the transactions costs facing farm households. To the best of our knowledge, ours are the first empirical estimates of the magnitude of transactions costs. INTRODUCTION The development and dissemination of improved agricultural technologies has long been identified by agricultural scientists, international donors and other students of economic development as an important vehicle for reducing poverty in developing countries. The majority of poor people in LDCs historically have been, and continue to be, located in rural areas (Naylor and Falcon, 1995). Agriculture is generally the primary source of income for the rural poor, both through crop production activities and via employment in agriculture and agriculture-related industries (Reardon,et al., 1998; Renkow, 1999; Haggblade, Hazell, and Brown, 1989). There is by now little remaining doubt that the widespread adoption of improved seeds, fertilizers, and other agricultural technologies since the outset of the Green Revolution has had a profound positive impact on aggregate incomes, including the incomes of the poor (Byerlee, 1996). Considerable concern remains, however, about the spatial distribution of the benefits of new agricultural technologies. For those locations where external conditions limit a household's ability to market agricultural products or increase agricultural productivity, alternative public investments may well hold greater potential for poverty alleviation than additional agricultural research. 3 This view is supported by recent work by Fan and Hazell (1999) indicating significant impacts on poverty reduction of public infrastructure investments in India. Such investments can work in a number of ways to enhance the returns to resources commanded by rural households. By lowering the transactions costs of market exchange, they can boost net returns to agricultural production. They can lead to greater availability (at lower cost) of necessary agricultural inputs such as fertilizers and chemicals, and thus improve welfare by increasing agricultural productivity. Perhaps more importantly, improved transportation and communications infrastructure facilitates spatial integration of product and factor markets –both in the agricultural and nonagricultural sectors. In this paper we develop a conceptual framework for quantifying fixed transactions costs facing semisubsistence households. Using household survey data from a sample of 324 Kenyan maize farmers, we generate estimates of household supply and demand schedules, as well as the price bands that they face. Our econometric results indicate that on average the ad valorem tax equivalent of the fixed transactions costs facing the households in our sample is 28%. Additional analysis indicates that both remoteness and infrastructure quality have significant impacts on the size of the transactions costs facing farm households. To the best of our knowledge, ours are the first empirical estimates of the magnitude of transactions costs. The paper is organized as follows. The next section develops a conceptual framework for analyzing the size and statistical significance of fixed transactions costs in semisubsistence agriculture. We then outline an empirical strategy for estimation. Following a discussion of econometric issues and data, we present our results. Some concluding remarks are found in the paper's final section. 4 CONCEPTUAL FRAMEWORK We are interested in measuring the size and statistical significance of transactions costs facing semisubsistence households that both produce and consume a staple commodity such as wheat or rice. Our starting point is the agricultural household model with missing markets analyzed by de Janvry, Fafchamps, and Sadoulet (1991). Recently, Key, Sadoulet, and de Janvry (2000) have extended that model to consider both proportional and fixed transactions costs. In our model we explicitly consider only fixed transactions costs.1 Standard examples of fixed transactions costs include costs associated with search, social barriers, and imperfections in other markets in which the household participates. Examples of these latter effects include information asymmetries and other barriers to entry into land markets (Shaban, 1987), thin agricultural labor markets in which quality differences exist between household and family labor B (Benjamin, 1992), and credit and insurance market failures due to covariate production risks (Townsend, 1993; Udry, 1994). To provide a theoretical framework for our empirical approach, we first specify the household's indirect utility function as Vi = ψ ( Pi , Yi ) = ψ ( Pi , π ( Pi , z2i ) + wiTi + µi , z1i ) , (1) where Pi is the household price of maize, (Pi , z2i ) is the household's profit from maize production, wi is the household's wage rate, Ti is the households time endowment, i is exogenous income, and z1i and z2i are demand and supply shift variables. 1 Households in our sample report the price at which they bought and sold maize. We interpret these prices as inclusive of any proportional transactions costs incurred by the maize traders; i.e., we take them to be the incentive prices for the households that participate in the market. However, there are also a number of autarkic households in our sample, some who report identical buying and selling prices, and some who even report a higher selling price than buying price. This suggests to us that there are fixed transactions cost associated with market participation. 5 In (1) all prices are household specific. For households that participate in the maize market, the relevant decision price is the market price. For households that do not participate in the market Pi is endogenous. We obtain the household's shadow price in autarky by solving for the root of the total derivative of the indirect utility function with respect to price, dV A ( Pi ) = ψ P + ψ Y π P = 0 . (2) dP Equation (2) is a well known result in the literature on international trade, and simply says that utility will be minimized at the autarky price, PiA (Woodland). This, of course, is another way of saying there will be gains to trade provided the free trade price is not equal to the autarky price. A somewhat more intuitive view of equation (2) is obtained by dividing through by the marginal utility of income to obtain 1 dV A ψ P ( Pi ) = +πP = 0. ′ (2′) ψ Y dP ψY Applying Roy's Identity and Shepard's lemma to (2'), we can see that the shadow price for the autarkic household is the price that equates household supply to demand. With fixed transactions costs, the household will be just indifferent between autarky and participating in the market when ψ ( Pi A ,π ( Pi A , z2i ) + wiTi + µi , z1i ) = ψ ( Pi M ,π ( Pi M , z2i ) + wiTi + µi − FTCi , z1i ) . (3) The superscripts A and M on price denote the household's autarky and market prices, respectively, and FTCi is the income equivalent of the fixed transactions costs that household i incurs to buy or sell in the market. 6 For a household with positive marketed surplus, utility is increasing in price so (3) implies that the market price must be above the autarky price before the household will participate in the market. Likewise, utility is decreasing in price for households with a negative marketed surplus so (3) implies that such households will not participate in the market unless the market price is below the autarky price. Let i be the tax equivalent of the FTC. Using the household's indirect utility function, i is implicitly defined for net sellers as ψ ( Pi M − τ i ,π ( Pi M − τ i , z2i ) + wTi + µi , z1i ) = ψ ( Pi M ,π ( Pi M , z2i ) + wTi + µi − FTCi , z1i ) , i i (4a) and for net purchasers as ψ ( Pi M + τ i ,π ( Pi M + τ i , z2i ) + wTi + µi , z1i ) = ψ ( Pi M ,π ( Pi M , z2 i ) + wTi + µi − FTCi , z1i ) . (4b) i i The participation decision (but not the marginal analysis underlying how much to supply or consume) is made by comparing utility evaluated at the autarky price to utility evaluated at the purchase/selling price plus the tax equivalent of the fixed transactions costs. For example, a household will be a net seller when ψ ( Pi M − τ i ,π ( Pi M − τ i , zis ) + wTi + µi , zid ) > ψ ( Pi A ,π ( Pi A , zis ) + wTi + µi , zid ) . i i (5) Since utility is increasing (decreasing) in prices for net sellers (buyers), the participation condition in (5) can be simplified to Pi A < Pi M − τ i ⇒ marketed surplus > 0 Pi A > Pi M + τ i ⇒ marketed surplus < 0 (6) 7 Pi M − τ i < Pi A < Pi M + τ i ⇒ marketed surplus = 0. In our empirical work, we measure the size and statistical significance of i. We interpret our results as measuring the size of a hypothetical tax the household must collect to pay for the costs of market entry. However, the tax is never actually collected by a government entity, and conditional on entry into a market the price guiding resource allocation is the market price, PiM. ESTIMATION We exploit the theoretical constraints in our structural model to estimate the size of i . As a by-product we also obtain consistent estimates of the supply and demand parameters, which are of considerable interest in their own right. From (6) we know that households will select into one of three regimes depending on the relationship between their shadow price in autarky and their purchase/selling price plus the tax equivalent of the fixed transaction costs. To derive the household's autarkic shadow price, we first specify the household's demand and supply functions for maize, and a reduced form full income function K1 qiD = η0 + η2 Pi + η3Yi + ∑ z1ikφk +e1i k =1 K2 qiS = f v + ξ 2 Pi + ∑ z 2ikγ k +e2i (7) k =1 K Yi = g v + β 2 Pi + ∑ zik β k +e3i . k =1 As denoted above, z1ik and z2ik are demand and supply shift variables and Pi is the household's decision price. In our empirical specification, all variables are in logs, so the elasticities of demand and supply are 2 and 2 respectively. Village fixed effects are included in both the supply ( fv) and income (gv) equations. The fixed effects in the supply equation control for 8 unobserved differences among villages in agro-climatic conditions and the overall state of farming technology. In the income equation, the fixed effects control for unobservable differences affecting farm income as well as variation in village level wage rates and opportunities for off-farm employment. Finally, the zik are observable variables that will affect household income. These variables include, but are not limited to, all of the exogenous variables in the demand and supply equations. Substituting the income function into the demand equation gives K qiD = g v + η2 Pi + ∑ zikφk* + e1i * * * k =1 K1 ′ (7′) q = f v + ξ 2 Pi + ∑ z1ik γ k + e2 i S i k =1 where the * superscripts indicate the parameters are now linear combinations of the original demand parameters and the income parameters. All parameters of the supply equation remain identified, however, the demand parameters contain the income effects. This is not a shortcoming if the principle interest is in measuring the size of transactions costs, or in the elasticities of marketed surplus. Equating supply to demand, the shadow price of an autarkic household is 1 K1 K Pi A = f v + ∑ z2ik γ k + e2i − g c − ∑ zikφk* − e1*i . * (8) η2 − ξ1 * k =1 k =1 Substituting the shadow price into the participation constraint, and rearranging yields 9 1 (e2i − e1*i ) < Pi M − τ i − η* 1 ξ fv + ∑ z2ikγ k − gv* − ∑ zikφk* ⇒ marketed surplus > 0 K1 K η2 − ξ1 * 2 − 1 k =1 k =1 1 1 ( e2i − e1i ) > Pi M + τ i − * K1 K * f v + ∑ z2ik γ k − g v − ∑ zikφk* ⇒ marketed surplus < 0 * η2 − ξ1 * η2 − ξ1 k =1 k =1 (9) 1 1 (e2i − e1*i ) K1 K Pi M − τ i − * f v + ∑ z2ik γ k − g v − ∑ zikφk* < * * η2 − ξ1 k =1 k =1 η2 − ξ1 1 K1 K * < Pi + τ i − * f v + ∑ z2ik γ k − g v − ∑ zikφk ⇒ marketed surplus = 0 M * η2 − ξ1 k =1 k =1 The final step in our structural model is to specify the nature of i. Our first specification, and the simplest, is τ i = τ + e3i , (10) where e3i is the unobservable component of transactions costs and has mean zero and variance σ 32 . This specification assumes that all households face identical transactions costs on average. Substituting this equation into the participation constraints, and moving e3i over to the left hand side of the first two inequalities, and into the middle of the third, completes our initial structural model. Our second specification allows transactions costs to vary by time of transport available and proximity to market: 2 τ i = θ1T1i + θ 2T2i + ∑α k Di * Tki + e3i , (11) k =1 where T1 is an indicator variable equal to one if the primary mode of transportation within a village is by truck, T2 is an indicator variable equal to one if the primary mode of transportation within a village is by bike or animal, and D is the distance from the village to the nearest 10 permanent market. Here, the interactive terms are included to test whether the effect of distance differs depending on the dominant mode of transportation available to the household. An examination of the switching conditions quickly shows why standard regression analysis leads to biased estimates. Conditional on being a net seller or buyer, transactions costs truncate the distribution for the error terms in the demand and supply equations. A standard fix to obtain consistent estimates for the demand and supply parameters is Heckman's two stage procedure where the probability of a household being a net buyer, seller, or in autarky is first estimated, and the selectivity terms are then included in a second stage regression to obtain estimates of the remaining structural parameters (Goetz). This procedure yields consistent estimates of the demand and supply parameters, but without further restrictions will not identify the factors affecting transactions costs separately from the factors determining supply and demand. One possible restriction is to assume that the variables influencing transactions costs are separate from the variables affecting a household's production and consumption decision. However, we anticipate a households transactions costs to depend partly on its wealth, education, and demographics, the very set of variables that should be included in an analysis of household production or consumption. Since i enters linearly in the switching condition a Probit analysis cannot separately identify the effect of variables entering into both i and the demand and supply equations. To identify i we jointly estimate it along with the demand and supply equations. Intuitively, the demand and supply parameters are identified using the observed responses of households that do participate in the market, and the switching conditions are used to identify transactions cost parameters. In order for this approach to work, we must assume that household demand and marginal cost schedules are identical for autarkic and non-autarkic households alike. 11 This is a big assumption, but perhaps not more objectionable than assuming constant elasticities across villages. The Likelihood Function Let n(e1,e2,e3) be the multivariate density function for the demand, supply, and transaction cost error terms. We assume the error terms are normally distributed, and allow for correlation between e1 and e2. The unobservable component of transactions costs, e3, is assumed to be independently distributed from the other errors.2 To obtain the contribution to the likelihood function for a household with positive marketed surplus, let JS be the Jacobian corresponding to the transformation u1 = e1 u 2 = e2 (12) 1 η − ξ ⋅ (e2 − e1 ) + e3 . u3 = * 2 1 Note that u3 is the term on the left hand side of the first two participation conditions in (9), and the middle term in the last condition, after (10) or (11) is substituted in for i. Integrating over the area of positive marketed surplus, the contribution to the likelihood function from a selling household is Pi M − E [τ i ]− Λ i lSi = ∫ −∞ det( J S ) n( J S × u)du3 , (13) 1 K1 K where u=(u1, u2, u3)' , Λ i = f v + ∑ z2ik γ k − g v − ∑ zik φk* , and E[ i] is the expected * η2 − ξ1 * k =1 k =1 value of transactions costs. 2 At this point, this is an assumption made solely for simplicity, and will be relaxed in further work. 12 For net purchasing households, the transformation is the same as (12) with the exception that the sign on e3 is switched. Let JP be the Jacobian for this transformation. The contribution to the likelihood function from a purchasing household is ∞ lPi = ∫ det( J P ) ⋅ n( J P × u)du3 . (14) Pi M + E [τ i ]−Λ i Finally, let nU3 (u3 ) be the marginal distribution for u3. The contribution to the likelihood function by an autarkic household is Pi M + E [τ i ]−Λi l Ai = ∫ nU3 (u3 ) du3 . (15) Pi − E [τ i ]−Λ i M The total likelihood function can be compactly written by defining di(r) to be an indicator function equal to 1 if household i is in regime r, r {Selling, Purchasing, Autarky}. For an N independent sample with N observations, the likelihood function is L = ∏∏ [lr ] d i ( r ), which we i =1 r maximized using the BFGS algorithm with numerical derivatives. The variance-covariance matrix for the parameter estimates is obtained using the sandwich estimator V = Γ −1 × Ω × Γ −1 , (16) where is the Hessian of the log-likelihood function, and is the outer-product matrix, both evaluated at the maximum likelihood estimates. 13 DATA To test our model, we used data collected as part of the Kenya Maize Impact Study (KMIS). The study collected household level information from a sample of 426 farmers located in six maize agro-climatic zones in Kenya, as well as village level information for the 30 villages in which respondents dwelled (Karanja, forthcoming). The household and village surveys were conducted concurrently between June and October 1999.3 Table 1 provides the summary statistics. Of the 426 original observations, 69 households had missing data on maize production or consumption and were dropped from the analysis. 33 households reported both purchasing and selling maize, and were also dropped leaving 324 observations. Out of the 324 remaining households 127 households had a positive marketed surplus, 113 had a negative marketed surplus, and 84 remained in autarky. Typically, households of each type coexist in the same village. However, all households in four villages had a positive marketed surplus. Three of these villages are located in the Western highlands, a region of large commercial farms. Regardless of their market position, each household reported a selling and purchase price for maize. In our econometric analysis we used the selling price in both the demand and supply equations for households with a positive marketed surplus, the purchase price for households with a negative marketed surplus, and the average of reported buying and selling price for the autarkic households. Since the autarkic households were not involved in any market transactions, it is not clear whether the price they reported is that observed in the local village markets, or the price they would receive inclusive of any marketing costs. Finally, for all non- 3 The sampling frame of the KMIS was a subset of a much larger household survey conducted as part of the 1994 Kenya Maize Data Base project. That project used GIS techniques to design a spatial sampling frame for a national survey of 1300 Kenyan maize farmers (see Hassan, Lynam, and Okoth, 1998 for details). For the KMIS, the 14 autarkic households, prices varied over villages, and over households within the same village, indicating that the incentive price is truly household specific. Besides the village fixed effects and maize prices, an education dummy, farm size, and household size are included in the both the demand and supply equations. The education dummy is one if the head of household has a secondary education or higher. In the supply equation, it is included as a measure of human capital that may increase maize productivity. Education is included the demand equation as a possible determinant of total household income, presumably originating from higher on-farm labor productivity or higher wages in off-farm employment. Farm size is a measure of household wealth on the demand side, and an input into maize production on the supply side. Household size measures aggregate household demand for maize. We have made no adjustments at this stage for household composition. In the supply equation, household size is included to control for on-farm labor availability.4 RESULTS Table 2 provides the maximum likelihood estimates for our first model. Both equations are estimated with a full set of village fixed effects, which are not reported in order to save space. The price elasticities are reasonable in magnitude and precisely estimated. Both farm size and household size have a positive, and statistically significant, impact on maize consumption. Having an education level at the secondary level or better also increases maize consumption although the coefficient is not significantly different than zero. An increase in farm size increases maize supply; however, neither household size or education having a significant effect. proportional distribution of the farmers between different zones was determined by the relative importance of maize in each zone, logistical considerations and available research funds. 4 Agricultural labor markets are typically quite thin in Kenya, hence family labor availability is an important determinant of maize production (Karanja, forthcoming). 15 Before turning to the transactions costs estimates, it is informative to compare the results in Table 2 to the results from a standard SUR model that ignores the selectivity in the sample. Table 3 provides the SUR results, once again not reporting the fixed effects. The greatest difference is in the price elasticities. Without accounting for transactions costs, both are biased towards zero and insignificant. This result corresponds to the finding in Key, Sadoulet, and de Janvry who find the price elasticity of marketed surplus becomes smaller in absolute value and statistically insignificant when transactions costs are not taken into account. One reason why our structural model including transaction costs results in a higher degree of price responsiveness than the SUR model is that the price elasticities are estimated using those households who are actually responding to market prices (while properly accounting for the effect of the selectivity on the error distribution). A second reason is that the price elasticities affect the probability of a household being in autarky. The participation equations in (9) show that the probability of being a net purchaser or seller depends on the difference between the demand and supply price elasticities. Intuitively, the response of a households autarkic shadow price to exogenous shocks increases as demand and supply become more price inelastic. All else the same, this will decrease the probability of a household remaining in autarky. For reasonable estimates of transactions costs, then, extremely inelastic demand and supply elasticities are incompatible with a sample such as ours where 26% of the households surveyed do not buy or sell maize. The primary benefit in estimating the transactions costs jointly with the remaining structural parameters is we can measure their size relative to market price. This is not possible with the two-stage Heckman procedure, and does not appear to be possible using the approach of Key, Sadoulet, and de Janvry, who work with a somewhat different selectivity equation. Table 2 16 reports our estimate of τ to be .25 with a standard error of .03. This estimate is measured relative to the logarithm of prices, so the ad valorem tax equivalent of the fixed transactions costs is equal to the exponent of .25, or 1.28. On average, then, transactions costs cause a price band equal to 28% of the market price. The mean selling and purchase price for maize are 11.45 and 15.21 Ksh/kg, respectively, so in levels transactions costs vary from 3.21 Ksh to 4.26 Ksh. To us, this seems like a reasonable number. Transactions costs are a significant, but not insurmountable, barrier to market participation. We turn now to our estimation of model 2, in which we allow transactions costs to vary by primary mode of transportation and the distance to a permanent market. Both of these variables are obtained from the village-level portion of the survey. A priori, we expect that the distance from a permanent market will not have a major impact in villages where maize is primarily hauled by bicycle or animals, on the assumption that maximum feasible distance for hauling by these modes of transport is relatively short. For example, we expect that there is little difference, say, between 15 kilometers and 20 kilometers: in both cases, the distance is too great to move large amounts of commodity using only human or animal power. Conversely, where trucks are the major means of transportation, the effects of an increase in distance are more likely to be important. The estimates provided in table 4 show that including the additional transactions cost variables has a very minor impact on the supply and demand parameters. More interesting, the results confirm our intuitive notion on how transportation infrastructure and distance should interact. Transactions costs in villages with truck transport begin at a lower level than transaction costs in villages with bicycle/animal transport and then increase with distance. 17 Villages with primarily bicycle or animal transport have higher transactions costs, and they do not change with the distance from a permanent market. A sense for the quantitative importance of transactions costs can be obtained from Figure 1. In this figure transactions costs are graphed against the distance from a permanent market. Once again, since the transactions costs are estimated as additive to the log of market price, we have taken their exponent to find the ad valorem make tax equivalent. For villages with bicycle/animal the ad valorem equivalent of the transactions costs is estimated to be 1.23, or 23% of market price, and are shown by the horizontal line in the figure. For villages that transport maize by truck, transactions costs range from a low of 19% of market price when a permanent market is one kilometer away, to a high of 58% in the village located 48 kilometers from a permanent market. We interpret these results as measuring the effect of market integration on fixed transaction costs. These costs are measured relative to the household specific market prices, which should include the marketing margins charged by traders. To the extent that transportation type and distance proxy for the degree of market integration, the results indicate that transactions costs increase as villages become more isolated. While the exact source of the cost increase has not been identified, there are several stylized facts that may provide some insight. First, we would expect that the more isolated villages will have the highest degree of covariation between price and household supply. General equilibrium linkages will cause household supply shocks to be correlated with market price, increasing the probability of households remaining in autarky. Second, we might also expect less opportunity for off-farm employment in isolated villages, although this is a hypothesis we have not yet verified. Finally, search costs and the effort required to obtain market information may be higher in the more isolated villages. 18 CONCLUDING REMARKS For those locations where external conditions limit a household's ability to market agricultural products or increase agricultural productivity, alternative public investments may well hold greater potential for poverty alleviation than additional agricultural research. In this paper, we have generated what we believe to be the first quantitative measures of the fixed transactions costs facing semisubsistence households. The magnitude of those transactions costs, estimated here to be equivalent to an ad valorem tax of 28%, indicates that public infrastructure investment represent a potentially fruitful avenue for improving welfare of semisubsistence households in Kenya. Our empirical results support a generally held belief that transactions costs are a significant deterrent to market participation by rural agricultural households. This, by itself, is not surprising, and can be inferred by simply noting a significant number of households in the survey neither purchase nor sell maize. However, we have also provided some empirical estimates on how market integration affects the size of the price bands facing rural households. With cross sectional data the more standard cointegration techniques for testing the degree of market integration are not available to us. Instead, we used data on primary modes of transportation and the distance to the nearest permanent market as indirect measures of the degree a village is integrated into broader markets. Our results indicate a considerable degree of heterogeneity. Everything else the same, fixed transactions costs are generally higher in villages with primarily bicycle or animal transportation, but the distance to a permanent market has no significant effect. In villages where maize is transported mainly by truck, fixed transactions costs are initially lower, but then increase with 19 the distance to a permanent market. Depending on transportation type and distance, we find the tax equivalent of fixed transactions costs range from 19% to 58% of market price. Transactions costs of this magnitude have numerous implications for development and poverty alleviation policies. In future research we intend to further investigate empirical regularities in the size of transactions costs, both across agro-ecological zones and across the socio-economic spectrum. If transactions costs are higher for poor households – as is commonly supposed – then public investments that lower unit transactions costs equally for all households are likely to increase the welfare of (richer) households already participating in agricultural commodity and input markets by more than they will benefit poorer households, many of whom initially will be autarkic. The success of infrastructure investment as a mechanism for enhancing the agricultural incomes of the poor therefore may well depend on the degree to which such investment can be targeted toward autarkic households (for whom transactions costs are highest). REFERENCES Benjamin, Dwayne. 1992. "Household Composition, Labor Markets, and Labor Demand: Testing for Separability in Agricultural Household Models." Econometrica 60(2): 287-322.7 Byerlee, D. 1996. "Modern Varieties, Productivity, and Sustainability: Recent Experience and Emerging Challenges." World Development 24(4), 697-718. Coxhead, I. and P. Warr. 1991. "Technical Change, Land Quality, and Income Distribution: A General Equilibrium Analysis." American Journal of Agricultural Economics 73(2), 345-360. David, C. and K. Otsuka (eds.). 1994. Modern Rice Technology and Income Distribution in Asia. Boulder, CO: Lynne Rienner Publishers. de Janvry, A., M. Fafchamps, and E. Sadoulet. 1991. "Peasant Households with Missing Markets: Some Paradoxes Explained." Economic Journal 101(409), 1400-1417. Fan, S. and P.B.R. Hazell. 1999. "Are Returns to Public Investment Lower in Less-favored Rural Areas? An Empirical Analysis of India." EPTD Discussion Paper No. 43, International Food Policy Research Institute, Washington, DC. Goetz, S.J. 1992. "A Selectivity Model of Household Food Marketing Behavior in Sub-Saharan Africa." American Journal of Agricultural Economics 74(x ): 444-452. 20 Haggblade, S., P.B.R. Hazell, and J. Brown. 1989. "Farm-nonfarm Linkages in Rural Sub- Saharan Africa. World Development 17(8), 1173-1201. Hassan, R., J. Lynam, and P. Okoth. 1998. "The Spatial Sampling Frame and Design for Farmer and Village Surveys," in R. Hassan (ed.), Maize Technology Development and Transfer: A GIS Application for Research Planning in Kenya. Wallingford, UK: CAB International, pp. 27-43. Key, N., E. Sadoulet, and A. de Janvry. 2000. "Transactions Costs and Agricultural Household Supply Response." American Journal of Agricultural Economics 82(2): 245-259. Leonard, H. J. and contributors. 1989. "Environment and the Poor: Development Strategies for a Common Agenda." U.S.-Third World Policy Perspectives No. 11, Overseas Development Council, New Brunswick, NJ: Transactions Books. Lipton, M. with Longhurst, R.. 1989. New Seeds and Poor People. Baltimore, MD: Johns Hopkins University Press. Naylor, R. and W. Falcon. 1995. "Is the Locus of Poverty Changing?" Food Policy 20(6), 501- 518. Pinstrup-Anderson, P. and R. Pandya-Lorch. 1994. "Alleviating Poverty, Intensifying Agriculture, and Effectively Managing Natural Resources." IFPRI Food Agriculture, and the Environment Discussion Paper No. 1. Washington, DC: International Food Policy Research Institute. Reardon, T., K. Stamoulis, A. Balisacan, M.E. Cruz, J. Berdegue, and B. Banks. 1998. "Rural Nonfarm Income in Developing Countries: Importance and Policy Implications, in FAO, The State of Food and Agriculture. Rome: Food and Agriculture Organization of the United Nations. Renkow, M. 1993. "Differential Technology Adoption and Income Distribution in Pakistan: Implications for Research Resource Allocation." American Journal of Agricultural Economics 75(1), 33-43. Renkow, M. 1999. Poverty, Productivity, and Production Environment: A Review of The Evidence." Invited paper presented at the CIAT Workshop on Assessing the Impact of Agricultural Research on Poverty Alleviation, San Jose, Costa Rica. Scobie, G. and R. Posada T. 1978. "The Impact of Technical Change on Income Distribution: The Case of Rice in Colombia." American Journal of Agricultural Economics 60(1), 85-92. Shaban, R.A. 1987. "Testing between Competing Models of Sharecropping." Journal of Political Economy 95(5): 893-920. Townsend, R.M. 1994. "Risk and Insurance in Village India." Econometrica 62: 539-591. 21 Udry, C. 1994. "Risk and Insurance in a Rural Credit Market: An Empirical Investigation in Northern Nigeria." Review of Economic Studies, 61(3): 495-526. Woodland, A.D. 1980. "Direct and Indirect Trade Utility Functions." Review of Economic Studies 47(5):907-926. 22 TABLE 1. SUMMARY STATISTICS Variable N Mean C.V. Min. Max. Area planted to maize (ha) 324 4.2 2.83 0.1 138 Maize production (kg) 324 4674.7 5.54 10 405,000 Maize consumption (kg) 324 998.1 1.34 24 10,530 Maize sales (kg) 324 3787.1 6.62 0 396,000 Maize purchases (kg) 324 110.5 2.26 0 2,340 Maize sale price (Ksh/kg) 324 11.5 0.48 4.5 25 Maize purchase price (Ksh/kg) 324 15.2 4.95 5.0 50 Farm size (ha) 324 15.6 0.98 0.3 1,200 Age of household head (yrs) 324 44.7 0.34 17 89 Household size 324 7.9 0.51 1 35 Distance to nearest market (km) 30 17.5 0.86 1 64 Education of household head: No education 94 Primary school 143 Secondary school 74 Post-secondary school 13 Distance to:a Nearest permanent market (km) 30 17.5 0.86 1 64 Nearest tarmac road (km) 30 9.6 11.1 0.0 47 Nearest seed dealer (km) 30 10.3 10.4 0.1 45 a. Distance data are village level. Source: Kenya Maize Impact Study 23 TABLE 2. MAXIMUM LIKELIHOOD ESTIMATES OF MODEL 1 Supply Demand Transactions Variable Equation Equation Cost Equation Maize sale price 0.63 *** –– –– (0.15) Maize purchase price –– –0.25 *** –– (0.11) Education 0.12 0.06 –– (0.13) (0.11) Farm size 0.45 *** 0.23 *** –– (0.08) (0.05) Household size –0.07 0.34 *** –– (0.14) (0.09) τ –– –– 0.25 *** (0.03) e3 0.14 *** (0.03) N 324 324 324 TABLE 3. SEEMINGLY UNRELATED REGRESSION EQUATION ESTIMATES Supply Demand Variable Equation Equation Maize sale price 0.13 –– (0.17) Maize purchase price –– –0.09 (0.12) Education 0.16 0.12 (0.13) (0.10) Farm size 0.45 *** 0.25 *** (0.06) (0.05) Household size –0.04 0.38 *** (0.12) (0.09) N 324 324 TABLE 4. MAXIMUM LIKELIHOOD ESTIMATES OF MODEL 2 Supply Demand Transactions Variable Equation Equation Cost Equation Maize sale price 0.62 *** –– –– (0.15) Maize purchase price –– –0.25 *** –– (0.11) Education 0.13 0.06 –– (0.13) (0.11) Farm size 0.46 *** 0.23 *** –– (0.08) (0.05) Household size –0.07 0.34 *** –– (0.14) (0.09) Truck transport dummy –– –– 0.25 *** (0.03) Bicycle/animal transport dummy –– –– 0.21 *** (0.05) Truck × distance –– –– 0.006 *** (0.002) Bicycle/animal × distance –– –– 0.0006 (0.0018) e3 –– –– 0.15 *** (0.03) N 324 324 324 Figure 1: Transactions Costs versus Distance 1.7 1.6 1.5 Total Transactions Costs 1.4 1.3 1.2 1.1 1 0 5 10 15 20 25 30 35 40 45 50 Kilometers to Permanent M arket 2
Pages to are hidden for
"Rural Infrastructure, Transactions Costs, And Marketed Surplus In Kenya"Please download to view full document

subset: commoncrawl


text:
Iris Dyer
April 8, 1915 — April 19, 2013
Iris York Dyer of Tualatin, Ore., formerly of Milton-Freewater, passed away April 19, 2013, in Tualatin at the age of 98 years. Graveside services will be Saturday, June 29, 2013, at the Milton-Freewater Cemetery with Pastor Paul Panke officiating. Refreshments will be served after the graveside at First Christian Church, Milton-Freewater.
Iris was born April 8, 1915, to Albert and Lula Clark Thomason. She married Bill York in 1935 and her second marriage was to Gordon Dyer. After graduating from high school, she attended business college for a year and became a bookkeeper for the family businesses. She was very active in the social life of Milton-Freewater including, Eastern Star, PEO, First Christian Church as a lifetime member, Rainbow Girls mother advisor, Pea Festival queen mother and when her husband Bill was mayor, had many functions at her home.
She is survived by two daughters, Janet Gail Hansen, Billie Jean Siler; a sister, Fern Tompkins; grandchildren, Mike Burton, Lisa Burton Edwards, Douglas Olinger, Linda Olinger Foote, Susan Olinger, Todd Siler and Ann Siler McCann; great-grandchildren, Stephanie Burton Overgaard, Jeff Burton, Sarah Edwards, Chelsea Edwards, Megan Foote, Ryan Foote, Aaron Olinger, Chuck Ezelle, Tiffany McCann, Jerad McCann, Jennifer McCann, Chloe McCann, Marcus McCann, Tanner Siler, Rayne Siler, Heather Burr, Aaron Baldwin and Kyle Smith; great-great-grandchildren, Addison Burr, Ethan Baldwin and Jaxon Ezelle.
More like this story
Use the comment form below to begin a discussion about this content.


text:
Article Preview
Charter memberships available at YMCA
Published 03/24/2010, Alexandria Echo Press
Charter memberships are now available at the Alexandria Area YMCA. The Alexandria Area YMCA facility will open to charter members on June 1, and all other members and the general public on June 14.Word count: 325
Log In
The full article is available to newspaper subscribers. If you are a subscriber please log in to continue reading.


text: Where is the safest spot on a train? JUST WATCHEDWhere is the safest spot on a train? ReplayMore Videos ...MUST WATCH Stories worth watching (12 Videos)Where is the safest spot on a train? Donald Trump: Jeb Bush is weak on immigrationFreediving: 110 meters on a single breathFlesh-eating bacteria blinds mom in one eyeWhy new condoms change colorsTatum delivers 'Magic Mike' lines written by kids Cop sings to toddler after fatal crashNYC meter reader teaches cab driver a lessonClimb El Capitan with a mouse clickGiant basking shark caught off Australian coastSkinny jeans send woman to hospitalPuppy gets stuck in sewer pipe, but then ... Speed trap warning backfires on this guySource: CNNAdded on 7:25 AM ET, Tue December 3, 2013An expert shares his tips on where to sit to stay safe on a commuter train. More from Best of TVFBI says 2013 Navy Yard shooter 'delusional'2013: Chilling video shows earlier attackCrosby, Stills & Nash on 'Ohio'Powered by Livefyre


text:
Mercedes-Benz CL55 AMG Problem Report
Mercedes-Benz CL55 AMG Buttons on temperature control assemblies work erratically due to wear of parts in control head
(6 reports)
Due to wear of mechanical parts in the control head, the buttons on temperature control assemblies work erratically or not at all. These control heads need to be replaced for this concern or when the display screen starts to fade out.
Related Items:
CD changers, command units, voice control units, PSE units, and Tele Aid units are prone to fai...
my horn is not working .were is the horn?
Dash does not work at all, and windows freeze very often
Heard it knocking when I pulled in garage last night. Shut of car immediately. Checked all flui...
I believe that this part failure, the strut is leaking fluid, should be replace under my extend...


text:
Stores »
Guilty as charged: I made it.
its very unique pendant, remind us of beautiful beach,sun and ocean :)
We are a community of shoppers sharing our best finds from across the web.
© 2015 ThisNext, Inc. ThisNext is a member of BUZZMEDIA Entertainment, a division of BUZZMEDIA.
Create your own free digital magazine at our new site Glossi.com


text:
(TORONTO, ONTARIO) -- Sexual, Sensuous & Seductive - Urban women of Toronto host erotic New Year's Eve Masquerade ball - Dec 31st, 2003. Celebrating group intimacy, sexuality and rebellion is the reason that a small group of friendly, confident, and ethnically diverse women have introduced Toronto to the first is a series of safe*, discreet, erotic soiree's - The Love Below.
In response to the male-dominated adult industry, this women-focused union of like minds will set the standard for group sexual exploration. The Love Below is not simply a party, but a lifestyle which offers unique and upscale erotic events to the mature urban professional.
Unlike 'swingers' parties, the fulfillment of desires for the individual is a key factor to the success of the Love Below concept. A woman's freedom to flirt and dress provocatively, knowing she is secure in her sexual expression, is most important. The Love Below allows women to be wild and exciting while controlling their sexual destiny, whereas regular events inhibit them with consequences.
To be in the company of sexually confident women is a pleasure unknown to most men. The men allowed into the Love Below are charming, engaging, attractive and chivalrous. Guests are intelligent and understand that they are part of an extraordinary experience. They respect and appreciate those around them and are perceptive to the slightest "no".
As a guest enters the event in the required mask and lingerie, their senses are excited by sensual sights and sounds. The evening is filled with erotic toys, music, poetry, games, and sensual massage therapy. While sharing a martini and enjoying fresh fruit and seafood, guests are entertained by dancers, comedians and body painters. Throughout the evening, sponsors will provide several items for every guest to add to their Pleasure Package**. After toasting to the New Year, guests are then introduced to the Love Below.
Admission is not open to everyone. Guests are predominantly between the ages of 21 and 35, with exceptions above or below. Each prospective guest is screened to ensure the privacy, security, and high expectations of the group. The Love Below is not a party of quantity, but of quality. The event itself will grow at a rate to preserve the guest standard.
For women. By women. Are you ready?
**Sponsorship and press enquiries: firstname.lastname@example.com if you would like an invitation to the event, please email your contact information to email@example.com
*Sexual health and responsibility is strictly enforced. Along with the use of all forms of contraception, all participants must provide a personal copy of 'non-reactive/zero antibody' test results for sexually transmitted diseases. Such testing must have been completed within 30 days prior to the event. No exceptions.
Amia Miley Brazzers Contract
Epoch Club Special Event
Shade X from Smash
BBW Con 2015
UKAP Awards Site Live
Nikki Phoenix Radio Update
Ideal Image Supperclub Party
XBIZ 2016 Announced
The Interview XXX
Starfall to Exxxotica
Mercy West Available
Library Girl at Exxxotica
Karmen Karma Top Shelf
Payton Sin Claire on SDR
Angela Sommers in Houston
Prinzzess at Treasure Chest
Danica Dillon in Bath
Sin Claire with Foxxx
Adult's Achilles Heel
AHF's Hidden Agenda
New Smash VP Wyatt Case
Ink Inks OC, The Rub
National Porn Star Day
Pistol, Ross Talk Condoms
XXX Casting Call
Direct Reps Harper
AJ Applegate Available
Emma Marx: Boundaries ~ Reviewer Rated
Strippers Ready for Baseball
RAW Signs Sasha Bradshaw
Modern Comstockery
Nikki Phoenix Appearance
Welcome 2015!
Actress as an Artist
Merry XXXmas, Happy Xanukkah
Pushed Into the Corner
Bright Lights, Lonely Nights
Halloween Art Show
Sex Workshop Hustler San Diego
Fake Test Results
CET Free Panel Month
TTS Welcomes Bobi & Jen
Cutting Edge Changes Staff
Next Day Test in LV
Condomless Sex
Fetish Con Dates
Gloria Leonard Memorial
Valentine's Tips
Kinky Valentine Cards
Dammit He's Dead
Death at Bunny Ranch
Sara Jay not Dead
Glory Stories Batts Fundraiser
Daisy Marie hosts Philippines Relief
Fairvilla Movember Bash
Nadia Night Back From Rehab
Altar dedicated to Guccione
Alex Gonz Hep C Statement
CSC Preserves AIDS Poster
Bible Study with Kurt Lockwood
CineKink Screens at BedFEST
Shibari Speaks at Woodhull
Baci Launches Halloween Contest
ASACP to London XBIZ EU
Wicked Heads AIDS Walk
Yahshua Seeks Help
Alesia Pleasure at Bare Bowling
LATATA Hep C Statement
Bare Bowling is Back
LATATA Advises Performers
drake Leads AIDS Walk
CineKink in Oakland
CineKink Kicks Off
Vice is Nice Charity Event
CineKink 2013 Tour Dates
Simone Takes Art World
Sandau Scholarship Fund Established
1000 Bras to Tornado Victims
CatalystCon West Pre-Con Events
Wrestle Erotica Celebrity Fundraiser
Gamelink to Senator Robert Ford
CatalystCon Speakers, Sponsors


text:
As mentioned a few days ago, Verizon Wireless seems to be prepping for the release of a new dual mode version of the venerable Blackberry 8800, christened the 8830. With this handy bit of tech you will be able to use CDMA radio while in the States (and maybe Canada?) and switch over to that good old fashioned GSM love while abroad. The pic above clearly shows the 8830 in silver, while the images in our last article seem to show it in black. No other solid info is available, but you can be sure we will be updating as the news and details trickle in.
*Verizon is currently in the process of acquiring AOL, Engadget's parent company. However, Engadget maintains full editorial control, and Verizon will have to pry it from our cold, dead hands.
Buy from $99
- Key specs
- Reviews • 7
- Prices
- Discussions
- Talk time 2G (up to 3.5 hours)


text:
The ABC News Washington, D.C., bureau has added a Solid State Logic 96-channel, 32-fader C100 HDS digital broadcast console to its studio complex.
The console complements ABC's move into all HD production and joins a C100 HD already in service in another studio within the complex.
A scalable audio console, the C100 HDS is flexible enough to address all programming production needs for ABC, including 5.1 surround mixing.
An Inside Look at Four Virtual Reality Start-Ups
What Moves the Social TV Needle?
Mark Kudsi Directs 'Art of Patron Virtual Reality Experience'
BT Renews Intelsat Deal
Top Twitter TV Shows for 2014-15 Season Unveiled
comScore Introduces MobiLens Plus
North Korean Propoganda Art Inspires the Credits of 'The Interview'
Imaginary Forces Creates Kaleidoscopic Titles for 'Bosch'
Filmmaker Embraces Short Documentary Format with Oscar-Nominated 'Crisis Hotline'
North Metro Television Goes Wireless with Comrex LiveShot
Spectra Logic and HauteSpot Networks Introduce Body-Worn Camera Video Surveillance Solution
Huge Ultra HD Display Lights Up Times Square


text:
UPDATE: Street Open After Hazmat Situation In Ladue
Hazmat crews were dispatched to the scene around 12:30 p.m. Tuesday.
Ladue Woman's Killer To Appeal Death Sentence
Jerry Buck Inman (pictured) was given death penalty for 2006 strnagling of Clemson University student Tiffany Souers
MICDS Gets $21.5 Million Gift
The gift is the largest-ever for any St. Louis-area school.
Parents Unleash Anger Over Ladue Teacher Lay-Offs
"This is the richest school district around! Why are we having this conversation?" one questioned.


text:
This Just In ...
Kevin Fischer is a veteran broadcaster, the recipient of over 150 major journalism awards from the Milwaukee Press Club, the Wisconsin Associated Press, the Northwest Broadcast News Association, the Wisconsin Bar Association, and others. He has been seen and heard on Milwaukee TV and radio stations for over three decades. A longtime aide to state Senate Republicans in the Wisconsin Legislature, Kevin can be seen offering his views on the news on the public affairs program, "InterCHANGE," on Milwaukee Public Television Channel 10, and heard filling in on Newstalk 1130 WISN. He lives with his wife, Jennifer, and their lovely young daughter, Kyla Audrey, in Franklin.
Leftovers from the Franklin Independence Day Parade or... guess who was missing?
My wife, Jennifer blogged last week that our family was looking forward to another awesome Franklin Independence Day parade. We were not disappointed.
Great choice to make retiring City Engineer Jack Bennett, all-around good guy as the Grand Marshal.
I yelled out to Mayor Steve Olson, "Nice Shirt." It was red, white and blue stars and stripes. I knew that even with his back to me Steve knew it was me. He responded by waltzing over and hugging Jennifer and Kyla and ignoring my outstretched hand.
I love Franklin's 4th of July parade. With Olson involved you never have to worry about having the ugliest legs along the route.
The highlight of the event was certainly right up near the start, the unit in support of Kayla's Krew with kids decked out in construction helmets and tools and tape. And even though there was short notice, plenty of folks wore purple to show how much they want Kayla's Playground to become a reality.
Jennifer took photos and will be posting (HINT HINT JENNIFER) soon on her blog. There might be a few of Kyla. Alright. There will be a few of Kyla.
Where were the boys? Franklin sports teams, the ones with girls, girls, girls, were well represented. But the boys? C'mon fellas! I'm talking' you football and basketball guys. Walk in the parade next year! That way when I yell, "Beat Oak Creek!" it might have more meaning.
I thought we learned a lesson from a few years ago when it was 102 degrees for a high temperature. There should be no long breaks and pauses between units. And yet at times I could have run to the Franklin Pick 'n' Save, did my grocery shopping, return and not miss a thing.
The Franklin School Board members walked collectively rather than individually. I knew it was them. A couple had their hands in my pockets.
Jennifer made a mention about the Double D Dancers, a female troupe. She humorously noticed the group was misnamed. Funny, yes, but also accurate. I might not have seen it myself if not for Jennifer bringing it up.
Loved the athletic girls doing cartwheels on the hot pavement.
And the 10-12 new restaurants opening in Franklin and their entries in the parade. OK. OK. There was only one.
The Rock had a nice entry welcoming folks to their new minor league baseball stadium. Wait. That was just the sun apparently getting to me.
Police Chief Rick Oliva. Good guy. Golly, I like him. He was, if I'm not mistaken, right at the front of the parade. But I gotta say this. Sorry, Chief. You and your men and women whom I've praised many, many a time truly missed a big one. I mean a real big one.
Late in the parade, a young hooligan, no more than 8 or 9 years old (the little fiend), started blasting the crowd behind the curb with, you're not going to beleive this, but a water gun.
A clear violation, Chief, and you know what I'm talking about. It's right there, Chief, right there in the rock solid city of Franklin newsletter about the parade:
Water guns/water balloons prohibited.
Out of nowhere, without warning, when America was on high alert this 4th of July, he came a shootin' in front of kids, grandmas and grandpas, water, I mean H20 right in their faces.
Funny thing is...
No one complained.
Some even shouted for more.
But the newsletter said, I mean it's right there...oh, let's move on.
County Supervisor Steve Taylor finally made an appearance somewhere near the back of the pack. Steve waved to my wife and shouted "Hello!" I, too, waved to Steve but I got no wave, no shout out, not even a smile. And here I go and post his newsletters on my blog.
Maybe he simply didn't see me. Yeh. That had to be it. He didn't see me. That was Saturday.
Whatever the case may be it had absolutely nothing to do with this photo not making the cut in my Sunday Photos of the Week blog the next day.
My Most Popular Blogs (07/06/15)
Here are my most popular blogs from last week, Sunday - Saturday:
1) Tomorrow - -Boston Pops July 4th Live Web Stream!
2) Kayla's Krew is calling all kids to participate in the Franklin parade Saturday!
3) Culinary no-no #429
4) UPDATE: Did you catch that news headline on FranklinNOW?
5) Janet Evans recall petitioners turn in enough signatures ... or did they?
6) Once again, DO NOT SIGN THE PETITION TO RECALL JANET EVANS
7) Photos of the Week (06/28/15)
8) So, who's behind the recall of Franklin alderman Janet Evans?
9) I sense some (many) are down on America
10) The most inspirational story of the year?


text: Fourth Floor Café, Harvey Nichols Leeds 107-111 Briggate, West Yorkshire, Leeds, LS1 6AZ (4.5) European Countries 1 Reserve Overview Countries 1 Countries(235) Location Available offers - 3-course dinner & a welcome cocktail £20 per person (Leeds brasserie) View all offers Average Main Course £17 Food Spend £40 Hours of Operation: Monday: : 10:00 - 12:00 12:00 - 15:00 15:00 - 17:00 Tuesday to Friday: 10:00 - 12:00 12:00 - 15:00 15:00 - 17:00 17:30 - 22:00 Saturday: 09:00 - 11:30 12:00 - 15:00 15:00 - 17:00 18:00 - 22:00 Sunday: 12:00 - 16:00 My favourite Leeds restaurant. Food and service always top notch. Susie Taylor hinton 10 June 2015 From Leeds View all 235 reviews More about Fourth Floor Café, Harvey Nichols Leeds On the top floor, Harvey Nichols Leeds, Fourth Floor Café showcases European brasserie-style favourites in the Victoria Quarter. The sleek al fresco terrace has stunning views across the city's rooftops, and the chic bar serves seasonal cocktails and champagne.Sample dishes on the Harvey Nichols Café menu include smoked monkfish with duck bonbons and cauliflower purée, slow braised lamb leg with white onion foam or sesame crusted king scallops with caramel chilli dressing. Sumptuous desserts include Harvey Nichols' red velvet whoopee cake, chocolate and mint cheesecake or rhubarb, pecan and buttermilk cake.With theatrical over-scaled, varicoloured lighting, the stunning cityscape backdrop is illuminated at Harvey Nichols Café. Elegant afternoon tea is also served at Fourth Floor Leeds restaurant, alongside breakfast and brunch options.The buzzy Espresso Bar on the ground floor sits beneath a striking stained glass ceiling at Harvey Nichols Café in Leeds. Diners can also peruse the Fourth Floor Foodmarket and Harvey Nichols Wine Shop. - 3-course dinner & a welcome cocktail £20 per person (Leeds brasserie) Great Offers! Delivered direct to your inbox. No registration required! Where do you normally eat?AberdeenBasildonBedfordshireBelfastBirminghamBournemouthBradfordBrightonBristolBuckinghamshireCambridgeCardiffChelmsfordCheltenhamChesterColchesterCoventryDerbyDudleyDundeeEdinburghEssexExeterGlasgowGloucesterGuildfordHarlowHerefordHullIpswichKing's LynnKingston-upon-HullLeedsLeicesterLiverpoolLondonLutonMaidstoneManchesterMiddlesbroughMilton KeynesNewburyNewcastleNorfolkNorthamptonshireNorwichNottinghamOxfordPeterboroughPlymouthPoolePortsmouthPrestonReadingSalfordSheffieldSouthamptonSouthend-on-SeaSt AlbansStevenageStoke-on-TrentSunderlandSwanseaSwindonTelfordWalsallWatfordWelwyn Garden CityWeymouthWolverhamptonWorcestershireWrexham You're done! Great deals coming your way soon Customer Reviews for Fourth Floor Café, Harvey Nichols Leeds 4.5 (based on 235 reviews) 92% of diners at this restaurant would recommend it to another person. Food: Drinks: Service: Ambience: Value: Location: Recommended for dinner (180) lunch (129) romantic (103) luxury (92) trendy (89) business (72) afternoon tea (70) value (64) views (62) al fresco (41) private dining (38) large parties (37) entertainment (34) breakfast (25) child friendly (18) (5) 10 June 2015 by Susie Taylor hinton from Leeds My favourite Leeds restaurant. Food and service always top notch. (5) 16 April 2015 by Malcolm Veigas from Leeds My wife and I have dined quite a few times and every one has been a pleasurable experience. (5) 9 March 2015 by Emma King from Wakefield Lovely surroundings - opulent decor and overlooking the lovely arcades, this was a smart and cosy place for a meal with my mum to celebrate my birthday. It was busy but we didn't feel crowded or rushed and the staff were very professional and attentive. The three course meal (including a variety of bread and bread sticks/dip) was delicious - all fresh and cooked to perfection. The portions weren't huge but the meal was filling. The complimentary cocktail was unusual but tasty all the same. Would definitely recommend as a smart evening meal following a shopping trip. (5) 2 March 2015 by Helen Marshall from Leeds Fantastic evening. Great service and food. (4) 2 March 2015 by Israr Hussain from Halifax Staff were really friendly and food was excellent (5) 1 March 2015 by Janet Baker from Leeds Food excellent, service excellent. (5) 1 March 2015 by Kelsy Familio from Leeds The whole experience was wonderful. The waitstaff were amazingly attentive and friendly. The food was perfect in everyway. It looked beautiful and tasted even better. We were very pleased. (5) 1 March 2015 by Sue Brown from Leeds Lovely food. Great service (5) 28 February 2015 by Lee Holmes from Leeds Fabulous location, staff and meal. (5) 27 February 2015 by Jane Town from Leeds The food was stunning and beautifully presented. The service was excellent. Really good value - would highly recommend! Loading .... 12345Next Fourth Floor Café, Harvey Nichols Leeds 107-111 Briggate, West Yorkshire, Leeds, LS1 6AZ General: +44 1132048000 Website Make a booking See other restaurants in Leeds Nearby Restaurants Byron - Leeds BURGER 160 m AVG. MAIN: £10 Browns Brasserie & Bar - Leeds BRITISH 170 m AVG. MAIN: £13 (4.3) 8 reviews Prezzo - Leeds The Light ITALIAN 170 m AVG. MAIN: £9 (3.2) 11 reviews Distrikt EUROPEAN 180 m (4) 1 review PizzaExpress Leeds Albion Place PIZZA 200 m AVG. MAIN: £10 See other European restaurants in Leeds


text:
Bug! (Saturn) review
"There was something oddly familiar about BUG! when I played it for the first time. It reminded me of another game. But as I made my way through the first area, going in and out of the background on a maze-like, narrow path, I couldn't put my finger on it. I just kept going through these long acts, collecting blue crystals scattered everywhere, jumping on top of various bugs with unusual designs (one's outer skin falls down when you attack him, revealing his boxers), and venturing into sim..."
Community review by pickhut (June 04, 2007)
Crash City Mayhem has done the impossible for PickHut: it convinced him into wanting to play the 3DS versions of Spy Hunter and Need for Speed - The Run, just to see if they're decent games.
More Reviews by pickhut
If you enjoyed this Bug! review, you're encouraged to discuss it with the author and with other members of the site's community. If you don't already have an HonestGamers account, you can sign up for one in a snap. Thank you for reading!


text:
Sunset Cocktails and (free) Live Jazz
- Music
- 420 Park Avenue South, New York, NY, 10021
iMentor Madness Kickoff - An SEC-Big 10 NYC Alumni Competition for Mentors
Tuesday, March 26, 2013 from 6:30 PM to 8:30 PM (EDT)
Join alumni from the Big Ten and SEC for cocktails and competition at the iMentor Madness Kickoff Party on Tuesday, March 26 at the PS450 lounge. New York City alumni chapters from schools in the Big Ten and SEC have partnered with iMentor to launch a competition to see which conference can recruit the most volunteers. iMentor matches college-educated mentors with students from low-income communities to empower them to graduate high school, succeed in college, and achieve their ambitions.
Alumni from the winning conference will be celebrated at an event in April. RSVP today, and don't forget to bring your fellow alumni and friends! To learn more about volunteering with iMentor, visit www.imentor.org/become-a-mentor.
Event Details
Date: Tuesday, March 26, 2013
Time: 6:30 p.m. - 8:30 p.m.
Location: PS450, 450 Park Avenue South (between 30th and 31st Streets)
Details: Extended Happy Hour specials
Our alumni partners include:
iMentor builds mentoring relationships that empower students from low-income communities to graduate high school, succeed in college, and achieve their ambitions. Students work with their mentors one-on-one, in-person and online, to develop strong personal relationships, nurture a college aspiration, navigate the college application process, and build critical skills that lead to college success. Since 1999, iMentor has connected 11,000 students with mentors, through our partnerships with public high schools in New York City and nonprofits nationwide.
Become or Nominate a Mentor Today. iMentor is looking for 300 male mentors to join us this fall! Join us or nominate a mentor at www.imentor.org/nominate
Join millions of people on Eventbrite.
In order to purchase these tickets in installments, you'll need an Eventbrite account. Log in or sign up for a free account to continue.


text:
Carrot Soup with Yogurt
Nutritious, delicious, and comforting, soups are a clean eating mainstay when prepared from fresh ingredients. Vegetable purees are a great way to enjoy fresh-tasting creamy soups without relying on heavy cream and butter for flavor. In this recipe, the addition of a dollop of tart yogurt at the end makes a good (Continue reading)
St. Patrick's Day Recipes
Prepare your own Irish feast this St. Patrick's Day! Start with Corned Beef and Cabbage, enjoy some Irish Bread Pudding for Desert, and wash it all down with Homemade Green Beer! Corned Beef and Cabbage Ingredients 1 (4-pound) cured corned beef brisket, trimmed 16 cups water 2 cups chopped onion 1 cup (Continue reading)
Aztec Hot Chocolate
Total Time: 15 minPrep: 5 minCook: 10 min Yield:4 servingsLevel:Easy IngredientsHot Chocolate: 4 cups whole milk One 3.2-ounce disk Mexican chocolate, chopped 1 dried guajillo chile, stemmed, seeded and deveined 1 cinnamon stick 1 vanilla bean Whipped Cream: 2 cups heavy whipping (Continue reading)
The Blue Skies Cocktail
This is a gorgeous drink that looks exactly like blue skies. The flavor is simply lemon and orange. The perfect New Years Cocktail to impress. The Blue Skies cocktail is a British recipe, so when it calls for lemonade, it's referring to a carbonated beverage. Lemonade in the US is flat, so to my fellow (Continue reading)
Peppermint Fudge
Total Time: 2 hr 10 min Prep: 5 min Inactive: 2 hr Cook: 5 min Yield:10 to 12 servings Level: Easy Ingredients Cooking spray, for spraying the foil 3 cups semisweet chocolate chips One 14-ounce can sweetened condensed milk Red and white peppermint candies, crushed, for (Continue reading)
Homemade Eggnog
Ingredients 4 egg yolks 1/3 cup sugar, plus 1 tablespoon 1 pint whole milk 1 cup heavy cream 3 ounces bourbon 1 teaspoon freshly grated nutmeg 4 egg whites* Directions In the bowl of a stand mixer, beat the egg yolks until they lighten in color. Gradually add the 1/3 cup sugar and continue to beat (Continue reading)
Maple-Glazed Chicken
Ingredients 2 pounds skin-on, bone-in chicken breasts, cut into large chunks Kosher salt 2 tablespoons extra-virgin olive oil 2 apples (1 red, 1 green), cored and cut into wedges 8 medium shallots, quartered lengthwise 1/4 cup fresh sage, torn 1/2 cup low-sodium chicken broth 1/4 cup maple (Continue reading)
Thanksgiving Leftovers Rescue!
Are you among the many with a fridge full of Thanksgiving Leftovers? Not sure what options are out there? Here are a few ideas to keep each meal a enjoyable as the first. Day-After Turkey Soup You can literally throw the whole bird into the post for this one. This next day soup includes all the (Continue reading)
Easy Recipes for the Perfect Thanksgiving
Thanksgiving is coming around the corner! Are you ready to have a loud house filled with family? The kids will be running around, your mom pestering to help you in the kitchen even when you don't need it, and of course the boys will be glued to the television watching football. But you can't forget about your (Continue reading)
Chive and Garlic Mashed Potatoes
Ingredients 4 to 6 pounds Yukon gold potatoes, peeled Kosher salt and freshly ground black pepper 1 cup heavy cream 1/2 stick (1/4 cup) unsalted butter 4 cloves garlic, lightly crushed 3 sprigs fresh thyme 2 tablespoons chopped chives Directions 1. Put the cut potatoes into a large pot, cover (Continue reading)


text:
apartment for rent
looking for one bedroom apartment in the bronx area that accept hasa program, if you think you have something for me, please feel free to contact me at any time... thanks.
Jun 22 -
Bronx - Other
Family in need of a 3BR Apartment ASAP
I am in need of a 3 Bedroom apartment in either Brooklyn or Queens (please No railroads, No Far Rockaway or Coney Island please). I have been searching for about a year now but no luck. I'm looking to find a box 3 Bedroom close to 11385 area because I do not want to transfer my children out of there school this late in the school year. I have HASA and I do pay a portion of the rent. Heat and ...
May 26 -
Ridgewood - Apartments for rent
Hasa Client Looking For Studio Apartment
My Name Is Serena I'm Looking For A Hasa Studio Apartment By August. Thank You And Have A Bless Day.......
May 9 -
Bronx - Apartments for rent
We'll be sending text message alerts for your subscription to


text:
Top Definition
Beer, esp. a light variety (e.g. ale, lager, etc.)
Ah, Saturday afternoon on the patio - crack me open an amber wine!
by Mr Tango Jones November 20, 2009
Type your email address below to get our free Urban Word of the Day every morning!
Emails are sent from email@example.com. We'll never spam you.×


text:
Wikipedia:Wikipedia Signpost/2008-05-02/WikiWorld
From Wikipedia, the free encyclopedia
WikiWorld: "World domination"
- By Greg Williams, 2 May 2008
- This comic originally appeared on July 23, 2007.
This week's WikiWorld comic uses text from "World domination". The comic is released under the Creative Commons Attribution ShareAlike 2.5 license for use on Wikipedia and elsewhere.
|Also this week:
From the editor — Board restructuring — Arbitrator resigns — BAG, CU nominations — WikiWorld — News and notes — In the news — Dispatches — Features and admins — Technology report — Arbitration report
(← Previous WikiWorld) |width="20%" align= "center" valign="top" |Signpost archives ||width="40%" align="right" valign="top" | (Next WikiWorld→)


text: Benny Malengier wrote: > I think one should not exaggerate with ... > Eg in firofox, all those bookmark menu entries with ... don't look so nice, > although I understand they conform to > Note also the Firefox tools menu. > Well, I don't mind one way or the other, but too many ... also doesn't look > nice. A good point, Benny. Using elipses when the menu entry exists to (eg) open a configuration dialog, doesn't strike me needing emphasis, because it isn't necessary to affirm that input will be required. In fact, one may even be opening it only to view the settings! I would call the elipses unnecessary (and wrong) on entries such as "Organize Bookmarks", "Addblock Plus" (preferences) "MIME Edit" (also preferences). On as the other hand, "Clear Private Data...", is an example of one entry where the elipsis is justified, I would say. Having unnecessary elipses does tend to weaken their significance. I would say FF is wrong -- and maybe the HIG guidelines need amending or clarification, or local interpretation? Regards, ..jim


text:
SXSW: Lady Gaga Shares Festival Highlights and BBQ Tips With Jimmy Kimmel (Video)
The outrageous singer, who famously has no filter, wore a dress made out of coffee filters when she appeared on the talk show in Austin.
Instead of cowboy boots and western wear for her Texas outing, Lady Gaga opted for a dress made out of coffee filters when she visited Jimmy Kimmel's Austin set during the South by Southwest festival on Thursday.
"She did not bring the meat dress or the giant egg. She didn't want to be turned into a 3 a.m. breakfast taco," quipped Kimmel, referring to the late night junk food of choice at SXSW.
The singer, who is notorious for her outrageous costumes, rode in on a pedicab, which is the go-to form of transport during the festival, with her white outfit billowing around her. "I am recycling. You can do anything with your crazy ideas if you put your mind to it," Gaga told the Jimmy Kimmel Live! host. "This is a Gareth Pugh dress. He is a wonderful designer and he gave it to me.
PHOTOS: The Scene at SXSW 2014
"I just really wanted to be comfortable for the interview," she joked about the distinctly uncomfortable looking outfit and huge platform shoes. "They are my hiking shoes.
"I have had a really great time. I have been going out every single night and seeing as much music as I can," she said. "The thing I have missed the most is going out and seeing live music. I don't remember a lot of what happens, but I know I was there and I have seen live music," she confessed.
Kimmel has been very outspoken all week about the sheer mass of Texas BBQ that he's been eating since he got to Austin, "I am a South-by-South Mess. I had to get a bigger shirt today because my regular shirt doesn't fit," he said in his opening monologue, adding: "In Texas, pork is considered to be a condiment."
STORY: SXSW: Lady Gaga Announced as Keynote
He's not the only one who's been indulging in the best that the Lone Star state has to offer, as the "Bad Romance" singer confessed that her floaty outfit was to cover her weight gain. "That's actually why I wore it -- because I am really fat right now because I have been eating BBQ. I had some at Stubb's because I am playing there and some Salt Lick too. Or any meat that I find on the street, I just eat," she said.
Gaga will be a keynote speaker on Friday at SXSW with Fuse's John Norris, but admitted that she hadn't written her speech, saying that it would be more like a conversation between the pair.
"I don't really anything particular planned that I want to come across. I just want the audience to leave with a sense of a love for music, a love for live music, that is at the heart of this festival ... The best thing for me to witness here is watching these little bands on small stages."
STORY: SXSW Car Accident Leaves 2 Dead, 23 Injured
She didn't perform on Kimmel's show, instead leaving to play her own concert at Stubb's, which some lucky fans won the chance to see by doing outrageous stunts. "I saw some videos on Instagram of them jumping off buildings to get tickets, but that's the kind of fans I have and I'm a lucky girl."
Earlier in the show, Kimmel made a somber reference to the fatal car accident on Wednesday night on Red River Street that left two dead and 23 injured. He encouraged viewers to donate to the victims at the SXSW Cares Fund at www.sxswcares.com and to give blood.
Never miss a story. Stay up-to-date with THR's Daily Headlines.
Must Reads
Comic-Con: Which Movies Could Benefit From Panel Buzz?
Comic-Con 2015: THR's Full Guide to Parties in San Diego
CBS Entertainment Chief and "Loudmouthed Feminist" Nina Tassler Reveals the Strategy Behind 'Supergirl' Gamble
Paul Rudd and Marvel's Kevin Feige Reveal 'Ant-Man's' Saga, from Director Shuffle to Screenplay Surgery to Studio's "Phase Three" Plans
HBO's Real-Life Game of Thrones: The Fight to Stay Rich, on Top and Score Bill Simmons
Taraji P. Henson, Viola Davis and Drama Actress A-List Tackle Race, Sexism, Aging in Hollywood
Lena Dunham, Amy Schumer and Comedy Actress A-List in Raunchy, R-Rated Roundtable
Bob Odenkirk, David Oyelowo and Drama Actor A-List on Oscar Snubs, Bad Scripts and Getting Ignored by Robert Redford


text:
A novel by Anthony Burgess
There's a "Frank & Ernest" comic strip showing a chick breaking out of its shell, looking around, and saying, "Oh, wow! Paradigm shift!" Blame the late Thomas Kuhn. Few indeed are the philosophers or historians influential enough to make it into the … see full wiki
A novel by Anthony Burgess
The first book in the "Twilight Saga" by Stephenie Meyer.
Mini-series of young adult novels by Ann Brashares


text:
The purpose of this fundraiser is to present the NH Food Bank with a check from Shire Sharing, to help them get through this difficult time.
If you would like to donate bitcoin, please use the address: 13jzRUVZz2HbauH1Roh5Y4pnSw4m8RFvqB
Thank You!
There are no photos or videos yet for this fundraiser.
Shire Sharing Donation to NH Food Bank
Join us in our mission! Subscribe to YouCaring emails.
YouCaring is dedicated to compassionate crowdfunding, providing free and easy online fundraising and support for humanitarian causes.
"The best way to find yourself is to lose yourself in the service of others." - Gandhi


text: Cloud Apple adding photo sharing and social features to iCloud, report says May 14, 2012 4:09 PM Sean Ludwig 0 If you're not reaching, engaging, and monetizing customers on mobile, you're likely losing them to someone else. Register now for the 8th annual MobileBeat, July 13-14, where the best and brightest will be exploring the latest strategies and tactics in the mobile space. Apple will soon unveil an update to its iCloud storage service that will add photo sharing and social features, the Wall Street Journal reports. While Dropbox, Box, Microsoft, and Google have dominated the cloud storage conversation in recent months, Apple has mostly stayed out of comparisons because it offers the dumbest (maybe "easiest" is the right word) cloud storage. It syncs your media across all iOS devices (iPhone, iPod Touch, iPad), Macs, and PCs, but there is no way to manage what exactly goes where. But with new functionality that is Apple is likely to announce at its WWDC conference on June 11, iCloud could take a leap forward with more fleshed-out features. First up will be easy photo sharing so others can access and download your photos. You'll also be able to comment on these photos like you do on Facebook and other social sites. The iCloud update will also reportedly let you sync notes and reminders using new web apps. That would tie iCloud with the release of iOS 6 and its many new features, including the dropping of Google Maps in favor of Apple's own Maps software. Let us know in the comments if you use iCloud now and if you're looking forward to new features from the service. VB's research team is studying mobile user acquisition... Chime in here, and we'll share the results.


text:
Results per page:
Take Written Test Online
Registering a car?
Join 1,972,984 Americans who searched DMV.org for car insurance rates:
Search Results - 18 found
DMV Practice Tests - Permit Written Test - License, CDL, & MotorcycleTake on-line practice tests for your driver's license - Test your knowledge with real questions from your state's drivers license exam.
Online Driver License Prep Course - Guide to Written License and Permit TestsPrepare For Your Driver's License Written Exam With An Online Prep Course. This One-Hour Class Covers Everything You Need To Know To Pass Your CDL, Motorcycle, Driver License Or Permit Test.
Applying for a New Commercial Drivers LicenseCommercial Drivers License (CDL) application procedure, CDL forms, CDL endorsement information, certificates & documentation, fees.
Driver's License FAQs | DMV.orgAnswers to frequently asked questions about getting your driver's license, checking your license status, ordering your driving record, and more.
Teen Guide To Getting A Drivers License and Learners PermitGet info on ID cards, taking driver's ed and drivers training and obtaining a learner's permit or driver's license.
Drivers license & ID - Nationwide DMV Driving License GuideDrivers license & ID card information - find information on obtaining a driver's license or a state ID card, listed by state.
Nationwide DMV Drivers License Handbooks and Manuals | DMV.orgRoad rules & regulations handbooks by state - View, download, or order a copy of your state's driver handbook.
DMV Appointments for Driver and Vehicle ServicesMake A DMV Appointment To Handle Driver And Vehicle Services. Don't Stand In Line Longer Than Necessary. Schedule An Appointment Online And Save Time. Take Care Of Your Driver's Licensing, Vehicle Registration, Car Titling Needs And More.
Motorcycle Guide To Rider Safety, Licensing, RegistrationTake a practice test or safety course and learn how to get your motorcycle license or register your bike.
Drivers Guide To Licenses, Registration, Titles, DMV LocationsGet DMV locations and hours, licensing and registration info, practice tests, driving records, license plates and more.


text:
Minnesota Wild Trade Deadline Rumors 2013Up to the minute news on Minnesota Wild Trade Deadline Rumors 2013
Popular Topics
When Jacoby Ellsbury returns, Brett Gardner will be happy to bat second
Game Notes: Grady Sizemore Promoted
Buck Showalter speaks after 8-1 loss - School of Roch
Quiz: Can you name the top 50 Tigers seasons according to WAR?
Steven Matz is the final piece for the future rotation
Dodgers' Andrew Friedman had inside scoop on pitcher Adam Liberatore
AZL Cubs Bat Around to Victory in Tempe
Porzingis' brother: Melo reached out to draftee
LaMarcus Aldridge Will Meet With Los Angeles Lakers First in Free Agency
Big free agents not likely to land here
Greg Monroe free agency rumors: linked to Trail Blazers, others
Greeks hit by closed banks, warnings from eurozone
Cleveland Cavaliers preparing five-year contract offer for Kevin Love and LeBron James won't take visits: Cavs and NBA links
Noah Vonleh ready for a 'new beginning' with Trail Blazers
Bruins must plug holes with UFAs
Canucks sign Vey and Markstrom
Canadiens buy out P.A. Parenteau's contract
Hurricanes Re-Sign RFA Andrej Nestrasil To Two-Year Deal
Report: Leafs could keep up to $2 million in Kessel's salary
Meet the Rangers' new backup goalie
Former Flyers defenseman Chris Pronger elected to Hall of Fame
Dallas Cowboys News & Notes: Dez Bryant Does Backflips, Greg Hardy Doesn't
77 days to 49ers kickoff: Who wore it best? Who wears it now?
Where the Lions roster stands: Tight end
Ex-mates all in Brady's bunker
Looks Like Someone Has a Sixpack of the Mondays
Russell Wilson: "Whether it's $25 million or $1.5 million, I'll be ready to go"
Monday Evening Random Live Thread And Question
- More
- Fantasy football
- Fantasy baseball
- Fantasy basketball
- Fantasy hockey
- Sports news by city
- All sports topics
- © 2015 SPORTSOVERDOSE.COM All rights reserved.


text:
SUMMARY: This highly practical article features 10 specific copywriting and design tips to get a better response rate to your email campaigns and newsletters targeting the Senior marketplace (folks aged 65-74).
Some hints: Do not bother with colorful HTML pictures and do not ever use the term "elderly" in your copy.
Get the latest research on email, lead gen, and social media along with MarketingSherpa updates and promotions.
Email Marketing: How the Kentucky Derby engages customers with relevant email
Read More »
Enter to Win »
Marketing Analytics by Mike Grigsby


text:
Bloomberg L.P. Data Analyst Interview Questions
Interview Experience
Interview Experience
Getting an Interview
Getting an Interview
Interview Difficulty
Interviews for Top Jobs at Bloomberg L.P.
- Financial Software Developer (285)
- Financial Sales and Analytics (242)
- Software Engineer (189)
- Software Developer (147)
- Financial Software Developer Intern (100)
- Sales and Analytics (87)
- Global Data Analyst (66)
- Data Analyst (62)
- Global Data (56)
- Financial Applications Engineer (45)
- Senior Software Engineer (42)
- Intern (40)
- Financial Software Engineer (40)
- Global Customer Support (35)
- Financial Applications Developer (31)
- Senior Software Developer (28)
- Sales and Analytics Intern (22)
- Analyst (20)
- Global Customer Support Representative (19)
- Financial Product Sales and Analytics (18)
- Sales Representative (18)
- Financial Analyst (16)
- Market Data Analyst (14)
- Analytics Representative (12)
- Global Technical Support (12)
- Financial Product Sales & Analytics (12)
- Financial Analytics Analyst (11)
- Financial Sales Analyst (11)
- Reporter (10)
- Software Engineering (10)
62 Candidate Interview Reviews Back to all InterviewsSort: Popular Date Difficulty
Data Analyst Interview
2 round phone interview
Interview Questions
- n.a, all typical behavior questions Answer Question
Other Interview Reviews for Bloomberg L.P.
Data Analyst InterviewNo OfferAverage Interview
I applied online. The process took 2 weeks – interviewed at Bloomberg L.P. in November 2013.
Applied online and got a phone interview after two days. The HR called me one day before the interview day. The interview was all about behavioral questions. It was about 30 minutes.
Interview Questions
- What do you expect or predict will happen in the financial markets in the near future? Answer Question
Helpful (2)
Data Analyst InterviewNo OfferEasy Interview
I applied online. The process took 2 weeks – interviewed at Bloomberg L.P. (Skillman, NJ) in April 2013.
The first round was a 30-min phone interview with HR people, which is really nice and pleasant. Easy questions. The second round was a 30-min phone interview with the manager from the team you're applying for, which is tougher. A few challenging behavioral questions were asked.
Interview Questions
- What item will you most likely to remove from your resume? Answer Question
Helpful (3)
Data Analyst InterviewAccepted OfferPositive ExperienceDifficult Interview
I applied through a recruiter. The process took 4 weeks – interviewed at Bloomberg L.P. (Skillman, NJ) in March 2013.
Really in depth interview process. What to know why you want to work there and what you can offer. Looking for creative minds. Interviewers are experienced and know the right questions to ask.
Interview Questions
- Most difficult day you ever had? Answer Question
Data Analyst InterviewNo OfferPositive ExperienceEasy Interview
I applied online. The process took 2 weeks – interviewed at Bloomberg L.P. in March 2013.
Very basic questions. Why Bloomberg, why this position, etc.
Interview Questions
- Nothing unexpected Answer Question
Data Analyst InterviewNo OfferNegative ExperienceEasy Interview
I applied through college or university – interviewed at Bloomberg L.P. (Princeton, NJ).
I applied on the school career website and its an on campus interview first. All behavoir questions and talk about my experience. No questions about the market or finance.
Interview Questions
- just all behvaoir Answer Question
Data Analyst InterviewNo OfferPositive ExperienceAverage Interview
I applied online. The process took 1 day – interviewed at Bloomberg L.P. (Skillman, NJ) in March 2011.
Applied and received schedualing from HR. Had group interview 2 on 1. Alll in all a pleasant process.
Interview Questions
- Any knowledge of company? 1 Answer
Helpful (6)
Data Analyst InterviewAccepted OfferPositive ExperienceAverage Interview
I applied online. The process took 4+ weeks – interviewed at Bloomberg L.P. (Skillman, NJ) in January 2011.
Applied Online, heard back a couple months later. Received an initial call to see if I was the right person and if i was interested in the position. WOULD HAVE TAKEN SKILLS TEST but couldn't make it on testing day because of finals. Went to the office for a 3:1 interview. Interviewers were very candid asked a lot of questions. This was followed by another 1:1 interview. They analyze every part of your resume so know it and be able to elaborate on it. Whole process took about an hour. The building is nice, high security, a lot of people moving around.
Interview Questions
- WHat do you see yourself doing in 5 years. Answer Question
- What would your former employees say are your greatest strengths and weaknesses. Answer Question
- Name a time you went beyond the normal scope of your job to improve or change some aspect of your project or work environment. Answer Question
- why do you want this position / why bloomberg / what do you know about the position and bloomberg. Answer Question
- name the internship you learned the most from and what you got out of it Answer Question
Data Analyst InterviewNo OfferNeutral ExperienceDifficult Interview
I applied through college or university. The process took 2 weeks – interviewed at Bloomberg L.P. (New York, NY) in November 2010.
The company building is very modern and sophisticated. Very nice greeters, but the interviewers may make you a bit uncomfortable. Be prepared to talk about your past experiences, current market, and knowledge/understanding of the position.
Interview Questions
- Why do you pursue Sales? Answer Question
Helpful (3)
Data Analyst InterviewNo OfferNegative ExperienceAverage Interview
The process took a week – interviewed at Bloomberg L.P. (Skillman, NJ) in June 2010.
They had 1st round phone interview to do the screening about your backgound and to make sure you are the person they want to bring into 2nd round interview. I was invited to 2nd round and was told they would be 2 interviews for one hour each. (2 persons for each interviews) Those 2 persons on the first gounp were basically trying to introduce Bloomberg terminal and to discuss your interest/background. It took 50 minutes. Then I was expecting for the 2nd group of interview. However, one person came back to tell me the persons of the 2nd group just "happened to" be in the meeting. Then they would like me to go back to re-schedule next interview for 2nd group. HOWEVER, NEVER contact me any more. I tried to call the first HR. NO response. I was lucky to remember one of the interviewers full name. I called Bloomberg operator to ask for this person. I got his voicemail and email. I tried to be polite to confirm the timing of interview (which should have been on the 2nd hour of original interview) by leaving voicemail and sending and email. UNFORTUNATELY, the response was SUCK. He said "SORRY FOR THE MISUNDERSTANDING, HR is currently reviewing my resume and will contact me if they want to move further) This was absurb!! If they don't like me, they can just tell me there is no 2nd group. Why lied to me that they were in the meeting and would contact me to reschedule? Insulting experience!!! One month later, got an email from HR saying they regret they would not extend an offer.......... Very insulting interview experience....
Interview Questions
- Tell me yourself, Tell me your strength and weakness Answer Question
Is this helpful? The community relies on everyone sharing – Add Anonymous Interview Review


text:
London to Brussels Cycle via Amsterdam 201515 July 2015 to 19 July 2015 Just Events
Last chance to register so get £50 off the cost of this cycle by entering Voucher Code LASTMINUTEBIKE when you register online
This London to Brussels cycle via Amsterdam takes you through three fantastic European cities. The route takes you through beautiful English villages, across the Dutch lowlands via Amsterdam and down to Brussels. You'll pass canals, historical landmarks and rural villages stopping off in the wonderful city of Amsterdam before making it all the way to beautiful Belgium and the city of Brussels.
This great scenic cycle is suitable for most levels of cyclist. The route covers just over 300 miles during the four days of cycling. Overnight stays are on the ferry from Hawich to Holland, Amsterdam, Breda and Brussels.
Whether you are new to charity bike rides, or have cycled London to Paris or similar before and are looking for your next challenge, this is a wonderful opportunity to experience the scenery, culture and cuisine of two European countries by bike.
You will be supported by an experienced team from Across the Divide which means you will be in safe hands from start to finish.
For further details and to register for this event click below on 'More Information'.


text:
Click here to print the obituary below
Joyce Janet "Jo" Cupps
Joyce Janet Cupps "Jo"
December 20, 1926 - August 16, 2013
Our loving mother died peacefully in her home surrounded by family. She was born in Olympia, WA to the late Ralph and Sylvia Spencer. She was preceded in death by 2 brothers; 3 sisters; her husband, Bill Cupps; daughter, Kristeen Haven; son, Dale Cupps; and granddaughter, Alicia Collins. She is survived by son, Tim Cupps of Downey, CA; and daughters, Sharon Cupps of Escondido, CA, Cindy Hansen of Sunland, CA and Pam Loan of Bentonville, AR, as well as 20 grandchildren, 27 great-grandchildren and 2 great-great grandchildren. Also many nieces, nephews and friends. She loved her family and friends, the Dodgers, traveling, sewing, baking bread, playing cards, and dice games. There will be a celebration of her life on Saturday, August 31st from 12:30-4pm at Lomita Park, 24428 Eshelman Ave., Lomita. CA 90717. Please sign the guestbook at www.dailybreeze. com/obits.
Published in Daily Breeze on Aug. 28, 2013


text:
Park Slope ApartmentUnited States, New York, Brooklyn
About This Listing
Space where guests can cook their own meals
Central heating or a heater in the listing
Continuous access in the listing
Space where guests can cook their own meals
Towels, bed sheets, soap, and toilet paper
Central heating or a heater in the listing
In the building, free or for a fee
In the building, free or for a fee
Continuous access in the listing
Breakfast is provided.
The listing can accommodate a gathering of 25 or more attendees
Easy access to the building and listing for guests in wheelchairs
Private or Shared
Free, in the building or nearby
Posted emergency information and resources
The Space
A nice and sunny 1 bedroom apartment in a small, charming Park Slope co-op townhouse. The whole apartment is for rent while I am away on vacation. It is on a residential, quiet avenue and one block away from many great shops, restaurants, bars and cafes. It is three blocks away from Prospect Park, and there is drop off laundry service nearby. The neighborhood is a wonderful slice of Brooklyn. Apartment amenities are ceiling fans, clean appliances, air conditioner and clean bathroom with shower.
There are many options for getting to Manhattan by subway - it is a 10 minute walk to most stations and the train ride is about another 15 to 20 minutes.
The neighborhood is very safe and the building is secure.
Please be courteous and respectful. Maximum two people.
No Reviews Yet
Stay here and you could give this host their first review!
About the Host, Wendy
I am a landscape architect living in Park Slope, Brooklyn...