text:
Hinesville, GA, USA < change city >
Photographers (35)
Florists (20)
Caterers (18)
Wedding Day Beauty (17)
Coordinators (16)
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Officiants (13)
DJs (12)
Limos (12)
Wedding Fashion (6)
Ceremony Musicians (6)
Rentals (6)
Videographers (5)
Invitations (4)
Tuxedos (3)
Ceremony Sites (2)
Reception Sites (3)
See All Vendors >
Signe's Bakery
Hilton Head Island, SC, United States
Cakes/Candies, Restaurants
2 ratings, 2 reviews, 4 weddings
Signe is an excellent choice for your wedding cake. Check out her website to see...
Delectable Designs
8509 Ferguson Ave
Savannah, GA 31406
Cakes/Candies, Restaurants
2 ratings, 2 reviews, 3 weddings
Michelle created a beautiful and fun cake for us - it was exactly as we requested...
Sheri's Edible Designs
1536 Fording Island Road
The Bridge Center, Suite 104
Hilton Head , SC 29926
2 ratings, 2 reviews, 2 weddings
Sheri is awesome! I was lucky and had Sherri make us 2 cakes! Yum! One cake was f...
Minette Rushing's Custom...
Savannah, GA, USA
1 rating, 2 reviews, 2 weddings
Our cake was beautiful and delicious!!! We think it was the best tasting wedding...
Back in the Day Bakery
2403 Bull Strett
Savannah, GA 31401, USA
Restaurants, Cakes/Candies
1 rating, 1 review, 2 weddings
Our guests loved their cupcakes! We had them instead of cake and they worked per...
Kerry O'Connor Cake Design
349 Abercorn Street
Savannah, GA 31401, USA
1 rating, 1 review, 2 weddings
WOWOW!! iF YOU WANT any amazing cake go with her!! She was reasonable and created...
Sweet Carolina Cupcakes
Coligny Plaza Shopping Center
1 N. Forest Beach Dr, Unit 203
Hilton Head Island, SC 29928, usa
Cakes/Candies, Caterers
1 rating, 1 review, 1 wedding
This was the easiest part of the day..picking out our cupcakes! The cupcakes are ...
Carrie At Two Cakes
Savannah, GA, USA
1 rating, 1 review, 1 wedding
Carrie was amazing and our cake was even better! Our friends and family still tal...
Art Cake Company
2601 Skidaway Rd
Savannah, GA, United States
1 rating, 1 review, 1 wedding
Our wedding cake was so beautiful! Sonja did an excellent job and even picked up...
Betty Zeigler Cakes LLC
397 W. Shore Dr.
Brunswick, GA 31520, Glynn
1 rating, 1 review, 1 wedding
This cake was the best tasting and looking cake we saw by far. Mrs. Zeigler was v...


text:
Package jhplot.shapes
DataMelt package to draw java 2D primitives
See: Description
Class Summary Class Description ArrowBuild an arrow. CircleBuild a Circle using the USER coordinate system EllipseDraw an ellipse in the USER coordinate system HShapeMain class to build a JAVA 2D primitives LineDraw a line in the user or NDC coordinate system PictureInsert a picture in the PNG or GIF format. RectanDraw a rectangle using the user or NDC coordinate system TextDraw a TEXT in the USER coordinate system.
Package jhplot.shapes Description
DataMelt package to draw java 2D primitives
DMelt 1.2 © DataMelt by jWork.ORG
Warning: You see this message because an access to the DatMelt documentation for third-party Java classes is denied. Guests can only view jhplot Java API. To enable the description of all Java classes of dataMelt, please request the full DataMelt membership.
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subset: commoncrawl


text:
It's not a party unless it's an Xfanz party! The hot new porn fan networking 'n' news website is co-hosting the Players Ball with D-Money on Friday January 12th at the Empire Ballroom in Las Vegas, Nevada.
The night will showcase a musical performance by multi-platinum hip-hop artist Too $hort as well as appearances by some special surprise guests -- all while porns sexiest stars dance the night away.
"Xfanz is going to blow up the Adult Entertainment Expo! Partnering with the Players Ball, the longest-running concert series in adult, gives Xfanz the opportunity to host a killer party for the biggest stars in adult entertainment and their fans!" said Xfanz Managing Director Alan Hawkins. "You just cant miss this show. Xfanz is delivering a night full of great music, the biggest stars in adult entertainment and lots of surprises!"
Entrance to the event begins at 9:45 p.m. for VIP. Doors open to the public promptly at 10:30 p.m. With D-Money hosting.
Location: The Empire Ballroom
3765 Las Vegas blvd. South
Time: 9:45 p.m.- 6 a.m.
The adult industry must be registered prior to the evening to enjoy the plush services Xfanz and the Empire Ballroom offer. The party is Free if registered through www.xfanz.com.
VIP tables and premium sponsorship packages are available now. Make inquiries to Joetta at email@example.com or (323) 965-1944.
To request press passes and book interviews contact Dusty Marie. email@example.com or (323) 965-0788.
About Xfanz:
Since Xfanz launched on Oct. 2, 2006, more than 70,000 unique hits were registered within the first week! Innovative, fresh and edgy are just some of the buzzwords associated with the groundbreaking, ultimate adult fan site. Log on to www.Xfanz.com surf the site, and see why Xfanz is the Worlds Adult Entertainment Capital.
Amia Miley Brazzers Contract
Epoch Club Special Event
Shade X from Smash
BBW Con 2015
UKAP Awards Site Live
Nikki Phoenix Radio Update
Ideal Image Supperclub Party
XBIZ 2016 Announced
The Interview XXX
Starfall to Exxxotica
Mercy West Available
Library Girl at Exxxotica
Karmen Karma Top Shelf
Payton Sin Claire on SDR
Angela Sommers in Houston
Prinzzess at Treasure Chest
Danica Dillon in Bath
Sin Claire with Foxxx
Adult's Achilles Heel
AHF's Hidden Agenda
New Smash VP Wyatt Case
Ink Inks OC, The Rub
National Porn Star Day
Pistol, Ross Talk Condoms
XXX Casting Call
Direct Reps Harper
AJ Applegate Available
Emma Marx: Boundaries ~ Reviewer Rated
Strippers Ready for Baseball
RAW Signs Sasha Bradshaw
Modern Comstockery
Nikki Phoenix Appearance
Karaoke XXX Needs New Location
ED Expo to Big Easy
Layla Price at Foxxx Booth
Nikki Phoenix Party
Viva Las Vicki
Kendra Lust in Detroit
Starr Sisters in Houston
Nikki Phoenix Update
Vegas Heat Party
XBIZ Rooftop Party
Heaven & Hell Halloween Party
Farrah Abraham at Hustler Hollywood
Amber Lynn at Wasteland
Stripclub Microbrewery on CNN
Nikki Phoenix Karaoke XXX
Asianmodelpalooza 14
Nikki Phoenix Appearances
Miss LA Karaoke XXX
Nikki Delano at Centerfolds
Evil Pin-Ups Karaoke XXX
Monique Alexander in Houston
Nikki Phoenix Hosts Palomino
Nikki Delano at Crazy Horse
Morgan Del Ray Karaoke XXX
Cumisha Amado on Vivid Radio
Nikki Delano on Jukeboxx
Julia Sands Karaoke XXX
Hustler EDM Maniac Party
IIM Party June 13
Discount Club Owners Expo Tickets
Teal Conrad at Sapphire NYC
Natasha Voya PSK
Alana Evans at WonderCon
Puma Swede Opens Desire
Tony Batman Conquers LA
Alexa Aimes NYC Tour
Risque Starr Sisters Parties
Carter Cruise at Exxxotica
Belle Knox at Exxxotica
Clubs & Appearances Section Index


text:
|Song Title
K. Michelle - Just Ain't My Day Lyrics
K. Michelle – Just Ain't My Day Lyrics
Hey, is it the warning in the mirror that's got me feeling this way
Is it the man I know is meant for me said he wasn't ready and needed space
Was it the call that I got today, my mama said it might not be okay
Is it the more I try to change my ways, there's no improvement I'm still the same
But whatever it is it's got me feeling like I should have never got out of bed, hey
Today just ain't my day, said today just ain't my day
Is it the stress all this job costs, these bills they gotta get paid
Is it the stress of being a single mom, my son's father should feel ashamed
Is it the stress trying to feel round if I'm straight or if I'm gay
Is it the fact that I'm getting older and life can suddenly tick away
But whatever it is it got me feeling like I should have never got out of bed, hey
Today just ain't my day,
If tomorrow is the same as it is today
Then what's the point on waking up for me anyway
The realities of this cold world can be so cold
I'm losing it, I'm losing it
Cause today just ain't my day, whoa
Today just ain't my day
I'm feeling like giving up cause I don't have it rounding up
Today just ain't my day
Feeling like giving up, whoa, oh whoa, oh
Whoa oh ah, whoa oh ah.
[K. Michelle – Just Ain't My Day Lyrics]
Correct these Lyrics (if needed)
Show Comments
Lyrics Information
|K. Michelle Lyrics
|"Signed, Sealed, Delivered" Mixtape (2011)
Album Cover
Watch The Official Video
For this Video look below Lyrics
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text:
I got in an accident with my learners permit but also with a license driver(who is the owner of car), and my sister in law and her baby who was not in a car seat. I stop at the stop sign and I also stop again to make sure since there was a blind side. Look both ways. No cars so I proceeded.The other driver of the car was speeding (as I assume since his airbags deployed) and did not stop. He did not have a stop sign. Only sign was a warning sign; yellow diamond with a seesaw (children at play). He has no car insurance and had no plates on the car. He also had two small children in the car without car seats and wife in the front seat. My question is, who is at fault? What will happen to me as far as my license? And what would happen next?
Car / Auto Accident Lawyer
You need to report the incident to the insurance carrier for the car you were driving. No one can tell you who is at fault from the facts you have shared. You need to consult with a qualified attorney and you need to obtain the police report. Meet with the attorney and ask him/her for your best options.
Personal Injury Lawyer
In NY there is comparative negligence. In other words fault is divided by percentage. Even though you had the stop sign and the other vehicle had right of way, the other vehicle might bear some fault for the accident. One factor is, point of impact with your car. Notify the owner's vehicle insurance. Were you or someone in your vehicle hurt?
Personal Injury Lawyer
A lawyer can't determine fault from an Avvo posting, but it sounds like you failed to yield, thus, simply report it to your insurance company so they can cover the damages.
Licensed in PA & NJ. 29% Contingency Fee. Phone: 215-510-6755 www.InjuryLawyerPhiladelphia.com
Post a free question on our public forum.Ask a Question
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text:
This and other excellent results are attributable to several changes in the political structure of policing.
Part of that is attributable to differences in life choices and family circumstances, but not all.
Most—though far for all—accidents are not attributable to the airport in question.
late 14c., "assign, bestow," from Latin attributus, past participle of attribuere "assign to, add, bestow;" figuratively "to attribute, ascribe, impute," from ad- "to" + tribuere "assign, give, bestow" (see tribute). Related: Attributed; attributing.
"quality ascribed to someone," late 14c., from Latin attributum "anything attributed," noun use of neuter of attributus (see attribute (v.)). Distinguished from the verb by pronunciation.


text:
1957 Lincoln Premiere 2D Hardtop CoupeThe 1957 Lincoln Premiere is a noble car from the 50's and was loved cause of its gigantic tail... More
1959 Lincoln Continental Mark IV ConvertibleThe 1959'r Lincoln Continental Mark IV Convertible is seen by many as the biggest car ever built. This car... More
This 1958 - 1960 Lincoln body style is one of my favorites and most eclectic of the tail fin era. I love them and think... More
1978 Lincoln Continental Mark V 4,700 Miles One of the Best in the Country This Mark V is in extraordinary original condition! With only one owner from... More
1974 Lincoln MK 4 Continental Coupe, I purchased this stunning condition car from an estate. The gentleman who passed away was the second owner. When... More
Beautiful '47 Continental finished in Black over Red/Taupe! Many options! One of 831 Coupes! CCCA Full Classic! When Edsel Ford planned a Florida vacation for... More
JUST IN AND GREAT VALUE! THIS CAR HAS NOT BEEN DETAILED YET READY FOR SALE. LOTS OF PHOTOS COMING SOON. IF YOU WANT US... More
~CALL US FOR A DETAILED DESCRIPTION OF THE CAR! WE DO A 150+ POINT CHECK ON EACH VEHICLE AND ARE HAPPY TO SHARE... More
~CALL US FOR A DETAILED DESCRIPTION OF THE CAR! WE DO A 150+ POINT CHECK ON EACH VEHICLE AND ARE HAPPY TO SHARE... More
1975 Lincoln Continental Mark IV: Original Owner - who has always taken exceptional care of the vehicle. Original 460 cu in (7.5L) Ford 385 V8 Automatic transmission. 40,000... More
For 1935 Ford Motor Company president Edsel Ford unveiled his plan for an all-new brand of luxury car that he needed to fill the-ever widening gap between top line... More
Lincoln 1977 Mark V, 460 V8, 35K, light jade w/dark jade landau roof & interior, fully loaded, moonroof, 6-way power seats, turbine cast aluminum... More
1947 Lincoln Continental, Maroon, 350 cu, automatic, 66 T-bird rear. 1998 Lincoln interior gray in color. Car just needs TLC. Owner getting too old... More
Price reduced. To many cars. This lincoln is driven routinely. Price reduced $2000, to many cars. compare @$11,500-15.500. This lincoln is driven routinely. Power windows,seats,... More
1961 LINCOLN CONTINENTAL CONVERTIBLE ONLY 2,857 PRODUCED - Royal Red with Red interior - Walnut woodgrain dashboard inserts - 430 CI V-8 engine - Automatic transmission - Honeycomb grille - Dual... More


text:
Captain and Cola
Always a popular cocktail, this rum-and-cola drink is very simple to serve up in your own home.
Level: Easy
Advertisement - Continue Reading Below
- 1.50 oz. Captain Morgan Original Spiced Rum
- 6 oz. cola
- 1 slice lime
- Add Captain Morgan Original Spiced Rum and cola to ice-filled pint glass and stir.
- Garnish with lime slice.
From: thebar.com
What do you think?
More From Meals & Cooking


text:
BundealsEntertainment & Press group with 262 members, open to all members
Keep up with the latest news on the ever-growing number of game bundles, bargains and deals across the interwebs. Know of a deal we don't? Let us know...
Gamer for about 30yrs and still loving it. Always been a console gamer until recently getting into PC Gaming. I really dig the indie scene and it has become one of my main focuses lately. I also write for a great gaming website looking to get better called VelocityGamer.com. I'm the guy bringing the PS3, Vita, and PC gaming focus to the site. Check out my the first article of my soon to be reacurring editorial Indie Picks of the Month. I'd really appreciate your input and recommendations for new games to spotlight.
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0 comments by DazeOfWar on Nov 11th, 2012
So I just started writing for a new site today. It's a site that puts more focus on the little guys which is what I've really been focusing more on. I'm still going to be writing my feature Indie Picks of the Month but with some changes. It's now called Indie Pickin's, will be bi-weekly, and only feature one game each time. I feel it'll fit my time management better and let the games stand out more.
The site is called Glorious Underdogs and I've already posted up my first Indie Pickin's to the site. Go over and check out my feature on Out There Somewhere and enter for a chance to win the game. While you're there check out the rest of the site too. There's some good stuff so far and more to come.
Thanks and let us know what you think.
Keep up with the latest news on the ever-growing number of game bundles, bargains and deals across the interwebs. Know of a deal we don't? Let us know...
Desura is a community driven digital distribution service for gamers, putting the best games, mods and downloadable content from developers at gamers...
Modifying, tweaking, changing Desura app and web profiles.
The Humble Indie Bundles or Humble Bundles are a series of game bundling experiments that allow users to purchase collections of multi-platform DRM-free...
For fans of indie games and hardcore indie gamers, no matter at all whether these indies are commercial or freeware/opensource! This is a hub used for...
Grab hand picked indie games, available for a heavily discounted price every couple of weeks at Indie Royale.
A group reserved to all the fan of Kenshi and that bough it, play the demo and... Well, let's make it simple, it is reserved for evryone. Please not that...
"The Last Stand Starts Here." Summary: Welcome to The Last Frontier is a gaming group where we discuss about the latest games and share our gaming moments...
Latest tweets from @realdazeofwar
Playing Dark Souls: Prepare to Die Edition with Raptr for the first time. T.co
Jun 27 2015, 5:10pm
Playing STAR WARS: The Old Republic with Raptr for the first time. T.co
Jun 23 2015, 8:51pm
@GregCapullo One of my top moments at @AmazingComicCon in Las Vegas. #OneAwesomeDude T.co
Jun 22 2015, 3:52pm
Playing Grim Dawn with Raptr for the first time. T.co
Jun 21 2015, 10:30pm
I just entered the @fryselectronics #FrysWDSummerGaming Sweepstakes! T.co
Jun 18 2015, 1:24am
@GregCapullo can't wait to see you this weekend at @AmazingComicCon in Las Vegas. Will you be doing any sketches or just sigs?
Jun 17 2015, 12:36pm
Playing Inversion with Raptr for the first time. T.co
Jun 14 2015, 2:36pm
Playing The Lord of the Rings: War in the North with Raptr for the first time. T.co
Jun 14 2015, 1:33pm
Playing Contrast with Raptr for the first time. T.co
Jun 6 2015, 4:15pm


text:
You can now filter search results with text. Example: "person: john" will search only person pages for "john".
Doc Green and Steve Rogers go on an adventure!
As the world comes to an end, Widow flashing back to one of her first jobs for the Red Room.
How did the Ultrons rise to power?
Character »
Gabriel Rosetti appears in 26 issues.
Mystical sorceress and a nanny to Franklin Richards. She was also a teacher to the Scarlet Witch, by whom she was murdered in the end.
Franklin is the son of Mr. Fantastic and Invisible Woman of the Fantastic Four. Franklin is an Omega-level mutant possessing nigh-omnipotent psionic powers and vast reality manipulating powers. Even at a young age he is one of the most powerful beings on Earth.
Trapped in the immortal body of a gargoyle, Issac Christians tries to redeem his previous evil acts as one of the Earth's defenders.
The second most powerful member of the Fantastic Four and the brother of Sue Richards. Due to an accident caused by cosmic radiation in space, he can manipulate fire, turn his entire body into it and fly.
Young Franklin Richards becomes possessed by a demon. His mother, Susan Storm Richards, becomes hysterical. Her husband, Reed Richards, slaps her in an effort to calm her down. Agatha Harkness leads a seance to determine the origin of the possession. Gabriel Rosetti provides valuable assistance by commanding the demon to show himself. It is revealed that Franklin is possessed by Nicholas Scratch, the son of Agatha Harkness.
Gabriel assists when Franklin Richards gets possessed.
Red Wolf is a spiritual mantle of the Cheyenne people. It is handed down by the god Owayodatta to champions of peace and avengers of justice.
An unwilling pawn in a metaphysical game of chess between Heaven and Hell. Soulfire aided Daimon Hellstrom against demon summoner, Jack Riley. Soulfire would later be considered as a possible candidate for The Initiative; as well as a replacement for Doctor Strange as the next Sorceror Supreme.
Ben Grimm - The Thing - is the original, quintessential tough-guy of the Marvel Universe but because of his transformation he's also the tragic member of the Fantastic Four. Ben was an ace test-pilot until exposure to intense cosmic radiation mutated him into a rock-skinned monster with immense superhuman strength. Ben's exterior is much harder than stone and he has a gruff disposition, but inside he has a heart of gold.
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text:
Prudent Marketing Announces Betfreds New Live Mobile Casino Model
(EMAILWIRE.COM, March 08, 2013 ) London, UK -- Betfred recently launched its mobile casino platform, and the group announced this week that it was already expanding on the excellent Playtech games available. Betfred Mobile Casino went live with Playtechs live dealer games product, bringing live... moreVideo Release
Happy Holiday Homes Offers Stunning Bonaire Accommodation for Vacationers
(EMAILWIRE.COM, March 05, 2013 ) Belnem, Bonaire -- Vacationers heading to the stunning Caribbean island of Bonaire can now choose from a range of stunning apartments and holiday homes from Happy Holiday Homes. This provider caters for those who are looking for a unique and totally relaxing vacation... more
Dr. OZ Hails Green Coffee As The Fat Burner That Actually Works Reveals StrongestFatBurners.com
(EMAILWIRE.COM, March 04, 2013 ) New York, NY -- Dr. OZ is believed to have hailed green coffee as one of the best natural fat burners that can help people get rid of weight problems. It is one natural weight loss products that seems to have simplified weight loss. It is unlike normal coffee... moreVideo Release
Solodev Awarded Website Contract with City of Orlando - an Update
(EMAILWIRE.COM, March 03, 2013 ) Orlando, Fla. -- Solodev, a leading website software development company, has been awarded a three-year contract from the City of Orlando's Downtown Development Board (DDB) to enhance and manage the DowntownOrlando.com website. Solodev will work with the DDB to... more
Solodev Awarded Website Contract with City of Orlando
(EMAILWIRE.COM, March 02, 2013 ) Orlando, Fla. -- Solodev, a leading website software development company, has been awarded a three-year contract from the City of Orlando's Downtown Development Board (DDB) to enhance and manage the DowntownOrlando.com website. Solodev will work with the... more
Smoking Electronic Cigarette Enables Users to Smoke Indoors Again.
(EMAILWIRE.COM, March 02, 2013 ) Birmingham, West Midlands -- Supplier of e-cigarettes and accessories, Smoking Electronic Cigarette, provides UK smokers with the opportunity to once again enjoy smoking indoors by offering smoke-free devices that still provide that all important nicotine hit. Since... more
Jackson Rancheria Casino Resort Offering $200 Rebate with New Dreamcatchers Club Signup
(EMAILWIRE.COM, March 01, 2013 ) Sacramento, CA -- Right now, Jackson Rancheria Casino Resort is rewarding new Dreamcatchers Club® members by rebating their losses in the first day of play up to $200 when they mention Play $200 on Us at Club signup. In addition, the Dreamcatchers Club now features... more
Prudent Marketing Announces New PocketFruity Slot Game
(EMAILWIRE.COM, March 01, 2013 ) London, UK -- Prudent Marketing, the one stop shop for updated information and reviews about leading online and mobile casinos, is pleased to announce that PocketFruity mobile casino, has joined forces with the English radio station, Kerrang! Radio to bring their... moreVideo Release
Castles 4 Hire launches new Sumo Suit Hire service to change the backyard party scene in Brisbane
(EMAILWIRE.COM, February 28, 2013 ) Brisbane, Australia -- Jumping castle specialist, Castles 4 Hire has recently launched a new product line for the Brisbane party scene, sumo suit hire. The Sumo Suit is a fun party hire product which features Sumo Suits that can be inflated and worn by adults... more
Why Are Raspberry Ketones So Hugely Popular BestFatBurnPill.com Finds Out
(EMAILWIRE.COM, February 28, 2013 ) New York, NY -- Fitness circles have been abuzz with news about raspberry ketones. It is known that these compounds are highly effective in burning fat resulting in quick and natural weight loss. Raspberry ketone has been selling like hot cakes for more than... moreVideo Release
Green Coffee Bean Fever Sweeps US Says StrongestFatBurners.com
(EMAILWIRE.COM, February 27, 2013 ) New York, NY -- After being featured on Dr. OZ show, green coffee seems to have become the hottest weight loss supplement. Demand has been increasing ever since and store owners are known to be struggling hard to keep with the demand. Many stores in the US are... moreVideo Release
Overweight Photographer Catches Passer-Bys Catching Glimpse reports Reflection Medical Spa
(EMAILWIRE.COM, February 23, 2013 ) Cincinnati, OH -- Haley Morris-Cafiero has been long interested in the moment that individuals take not of her appearance and react. "I've heard people make comments on my weight, but I never thought I'd be able to capture that on film," says Morris-Cafiero. Morris-Cafiero... more
Green Coffee Side Effects The Truth Exposed by StrongestFatBurners.com
(EMAILWIRE.COM, February 21, 2013 ) New York, NY -- In the present fashion conscious world, body image is extremely important and almost every one wants to have a picture perfect body. Fat burners and appetite suppressing supplements are a hit among people looking for effective ways to lose weight... moreVideo Release
Raspberry Ketones Make Headlines As A Powerful Fat Buster Says BestFatBurnPill.com
(EMAILWIRE.COM, February 20, 2013 ) New York, NY -- Raspberry ketone has been the darling of press for quite some time. It has been making headlines as one of the most powerful and all natural weight loss supplements of all times. Dr. OZ is known to have dubbed it as the miracle fat burner in a... moreVideo Release
Prudent Marketing Announces New Mobile Thunderstruck II Slot
(EMAILWIRE.COM, February 18, 2013 ) London, UK -- Prudent Marketing, the one stop shop for updated information and reviews about leading online and mobile casinos, is pleased to announce the release of a new Thunderstruck II mobile slot machine at Microgamings Mobile Air client. The slots game,... moreVideo Release


text: Chumlee Dead? Not So Fast by Free Britney at March 13, 2014 3:14 pm. Comments Share Tweet Email Chumlee of Pawn Stars is not dead. Or even close. He's alive, despite the hoax! Edit Delete Follow Pawn Stars? Tag: Pawn Stars Related Videos: Pawn Stars Videos Related Post: Chumlee Dead? Hoax Debunked By Pawn Stars Cast Member Uploaded by: Free Britney Uploaded: March 13, 2014 Duration: 85 seconds


text:
The label draws a chic crowd to celebrate the launch of its first fragrance and Croisiere 2016 collection.
2012 Emmys Fashion: Best Dressed
In helping Nicole Richie prep her first full-fledged ready-to-wear collection for QVC, I was thrilled to see she had tapped into her own style-defining looks. Some of my favorite Nicole moments are her prints, but her fall collection's winner is the slouchy velvet jacket.
Her Way: Here, we show it as it appears on QVC, with a boho-print dress.
The Nicole Richie Collection for QVC cardigan and dress, Kenneth Jay Lane necklace, and Balmain boots.
My Way: Toughened up with leather leggings and gold chain mail.
The Nicole Richie Collection for QVC cardigan, Ralph Lauren Collection turtleneck, Jason Wu pants, and Marios Schwab pumps.
Shoe'scopes - Shoes for Your Sign


text:
25-31 Jul2015 Vancouver International Junior Tournament & Summer Camp07-15 AugWestern Canada Summer Games08-09 Aug2015 3rd Annual WCBF Canada Cup26-29 Aug2015 55+ BC Games- Badminton26 AugBoard of Directors Meeting18 SepBoard of Directors Meeting19 SepBadminton BC AGM19 SepBadminton BC Congress
Tuesday, June 30, 2015
Online Registration is now open for 2015 3rd Annual WCBF Canada Cup
Register before July 12th and receive $5.00 off.
Please note that a valid Badminton BC Membership is required to participate in any sanctioned tournament. Our membership year is June 1, 2015 to May 31, 2016. You can purchase your membership on our website.
Read more »
Friday, June 12, 2015
Badminton BC is pleased to release the team selection criteria that will be implemented for selection of Team BC to compete at the 2015 Western Canada Summer Games in Wood-Buffalo, AB from August 11th -16th. The Selection Criteria is issued by the High Performance Committee and shall take effect beginning June 12, 2015 and shall apply to all athletes who wish to be considered for nomination to Team BC Badminton and compete.
Tuesday, June 9, 2015
The Americas Masters Games 2016 (AMG) are pleased to announce the 28 sports on the sport program of
this new multisport competition open to athletes over the age of 30. Upwards of 10,000 athletes from
Canada and around the world are expected to participate at venues across Vancouver from August 27 to
September 4, 2016.
The sports in these inaugural Games include: Athletics, Archery, Badminton, Baseball, Basketball, Canoe
Kayak, Curling, Cycling, DanceSport, Diving, Field Hockey, Figure Skating, Golf, Ice Hockey, Judo,
Karate, Lacrosse, Rowing, Rugby, Soccer, Softball, Squash, Swimming, Table Tennis, Tennis, Taekwondo,
Triathlon, and Volleyball.
The Americas Masters Games are also pleased to launch their website
(www.americasmastersgames2016.com) today, providing information about the Games, the sports
involved and links to key stakeholders and partners. Participant registration will begin later this summer.
Plans are moving forward rapidly for a highly successful and enjoyable Americas Masters Games in 2016.
Monday, June 8, 2015
FIFA Women's World Cup Canada 2015TM
See Reigning World Champion Japan June 8 & 12
Wednesday, June 3, 2015
Online Registration available for 2015 55 + BC Games - Badminton
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VIEWS: 42 PAGES: 10 CATEGORY: Business POSTED ON: 7/21/2010 Public Domain
Does Capital One Credit Cards Have Travel Accident Insurance document sample
Platinum MasterCard® Cardholder Benefits Important information. Please read and save. This Guide to Benefits contains detailed information about extensive travel, insurance, and retail protection services you can access as a preferred cardholder. These programs and coverages apply to travel and retail purchases made on or after October 1, 2005. This Guide supersedes any Guide or program description you may have received earlier. To file a claim or for more information on any of these services, call the MasterCard Assistance Center at 1-800-MC-ASSIST, or en Español: 1-800-633-4466. Worldwide Automatic Travel Accident Insurance $100,000 Worldwide Automatic Travel Accident Insurance Provided to Capital One Cardholders at No Extra Cost to You. This Description of Coverage replaces any and all Descriptions of Coverage previously issued to the insured with respect to insurance described herein. Description of Coverage The Plan: As an eligible Capital One cardholder, you, your spouse, and your dependent children* will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed common carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your credit card account. If the entire cost of the passenger fare has been charged to your account prior to departure for the airport, terminal or station, coverage is also provided for common carrier travel (including taxi, bus, train or airport limousine, not including courtesy transportation provided without a specific charge), a) immediately preceding your departure, directly to the airport, terminal or station, b) while at the airport, terminal or station, and c) immediately following your arrival at the airport, terminal or station of your destination. If the entire cost of the passenger fare has not been charged prior to your arrival at the airport, terminal or station, coverage begins at the time the entire cost of the travel passenger fare is charged to your credit card account. Common Carrier means any land, water or air conveyance operated by those whose occupation or business is the transportation of persons without discrimination and for hire. *Dependent Child(ren) means unmarried children who are primarily dependent upon the Insured for maintenance and support and who are under the age of 19 and reside with the Insured, beyond the age of 19 who are permanently mentally or physically challenged and incapable of self support, or up to age 25 if classified as a full-time student at an institute of higher learning. Eligibility: This travel insurance plan is provided to Platinum account holders of the Bank automatically when the entire cost of the passenger fare(s) is charged to your account while this insurance is effective. It is not necessary for you to notify Capital One, the Plan Administrator or the Insurance Company when tickets are purchased. The Cost: This travel insurance plan is provided at no additional cost to eligible Platinum cardholders of Capital One. Capital One pays the account holders' premium. Beneficiary: The Loss of Life benefit will be paid to the beneficiary designated by the Insured. If no such designation has been made, that benefit will be paid to the first surviving beneficiary in the following order: a) the Insured's spouse, b) the Insured's children, c) the Insured's parents, d) the Insured's brothers and sisters, e) the Insured's estate. All other indemnities will be paid to the Insured. The Benefits: The full Benefit Amount is payable for accidental loss of: life, two or more members, sight of both eyes, speech and hearing or any combination thereof. One half of the Benefit Amount is payable for accidental loss of: one member, sight of one eye, speech or hearing. "Member" means hand or foot. One quarter of the Benefit Amount is payable for the accidental loss of the thumb and index finger of the same 1 hand. "Loss" means, with respect to hand, complete severance through or above the knuckle joints of at least 4 fingers on the same hand; with respect to a foot, complete severance through or above the ankle joint. The Company will consider it a loss of hand or foot even if they are later reattached. "Benefit Amount" means the Loss amount applicable at the ime the entire cost of the passenger fare ischarged to a Capital One account. The loss must occur within one year of the accident. If the Insured has multiple losses as the result of one accident, the Company will pay the single largest applicable Benefit Amount. In no event will duplicate request forms or multiple charge cards obligate the Insurance Company in excess of the stated Benefit Amounts for any one loss sustained by any one individual Insured as the result of any one accident. Exclusions: This insurance does not cover loss resulting from: 1) an Insured's emotional trauma, mental or physical illness, disease, pregnancy, childbirth or miscarriage, bacterial or viral infection (except bacterial infection caused by an accident or from accidental consumption of a substance contaminated by bacteria), or bodily malfunctions; 2) suicide, attempted suicide or intentionally self-inflicted injuries; 3) declared or undeclared war, but war does not include acts of terrorism. This insurance also does not apply to an accident occurring while an Insured is in, entering, or exiting any aircraft while acting or training as a pilot or crew member, but this exclusion does not apply to passengers who temporarily perform pilot or crew functions in a life threatening emergency. Effective Date: This insurance is effective March 1, 2004, and will cease on the date the Master Policy Number 6478-06-65 is terminated or on the date your credit card account ceases to be in good standing, whichever occurs first. Capital One reserves the right to change the benefits and features of this coverage, or to terminate the coverage entirely by sending you at least 30 days notice in advance of the effective date of the change in coverage or termination of coverage. In addition, this coverage will terminate without further notice to you upon your receipt of the most recent version of "Guide To Benefits," if the benefits and features of Travel Accident Insurance are changed or omitted from that version of the "Guide To Benefits." Answers to specific questions can be obtained by writing the Plan Administrator. To make a claim, please contact the Plan Administrator. As a handy reference guide, please read this and keep it in a safe place with your other insurance documents. This description of coverage is not a contract of insurance but is simply an informative statement of the principal provisions pertaining to this plan of insurance while in effect. Complete provisions pertaining to this plan of insurance are contained in the master policy on file with the Policyholder. If this plan does not conform to your state statutes, it will be amended to comply with such laws. If a statement in this description of coverage and any provision in the policy differ, the policy will govern. Program Administrator: Plan Underwritten By: CBSI Enhancement Services Federal Insurance Company a 550 Mamaroneck Avenue member insurer of the Chubb Group Harrison, NY 10528 of Insurance Companies 15 Mountain View Rd PO Box 1615 Warren, NJ 07061 Extended Warranty Coverage MasterCard cardholders can benefit from the security and safety offered through Extended Warranty coverage. Extended Warranty is an insurance program. Key term: • You or Yours means MasterCard cardholder. To get coverage: • You must purchase the new item entirely with your MasterCard card for yourself or to give as a gift. • The item must have an original manufacturer's (or U.S. store brand) warranty of twelve (12) months or less. • The original purchase does not have to be registered to receive this benefit. 2 The kind of coverage you receive: • Extended Warranty doubles the original warranty time period and duplicates the coverage of the original manufacturer's (or U.S. store brand) warranty up to a maximum of twelve (12) months on most items you purchase. For products with multiple warranty components, each warranty time period will be duplicated up to a maximum of twelve (12) months. Should you fail to properly register the original warranty as required by the manufacturer, Extended Warranty will only double the actual warranty time period that you received from the manufacturer. An example of a product with multiple warranty components includes an appliance with original manufacturer's (or U.S. store brand) warranties that differ for parts, labor, compressor, etc. • If you purchase a service contract or an optional extended warranty of an additional twelve (12) months after both the original manufacturer's (or U.S. store brand) warranty and the purchased service contract or extended warranty coverage period end. If your service contract or extended warranty exceeds twelve (12) months, this coverage does not apply. • If you do not have an additional service contract or an optional extended warranty, this Extended Warranty benefit commences the day after your original manufacturer's (or U.S. store brand) warranty expires. Coverage limitations: • The maximum Extended Warranty benefit for repair or replacement shall not exceed the actual amount charged on your MasterCard card or $10,000, whichever is less. • If either the original manufacturer's (or U.S. store brand) warranty or the service contract covers more than twelve (12) months, Extended Warranty benefits will not apply. • The administrator will decide if a covered failure will be repaired or replaced, or whether you will be reimbursed up to the amount paid for the item. Items will be replaced with those of like kind and quality. However we cannot guarantee to match exact color, material, brand, size, or model. What is NOT covered: • Used or antique items; collectibles of any kind (such as items designed for people to collect or items that over time become collectibles) that do not come with a manufacturer's warranty (repair or replacement amount will not include market value at time of claim); recycled, previously owned, refurbished, rebuilt, or remanufactured items; product guarantees (for example, glass breakage); or "satisfaction guaranteed" items. • Floor models that do not come with an original manufacturer's warranty. • Motorized vehicles, including, but not limited to, automobiles, watercraft/boats, aircraft, and motorcycles, or their motors, equipment, or accessories. Parts, if purchased separately, may be covered. • Land, any buildings (including, but not limited to, homes and dwellings), permanently installed items, fixtures, or structures. • Plants, shrubs, animals, pets, consumables, and perishables. • Professional services (including, but not limited to, the performance or rendering of labor or maintenance; repair or installation of products, goods or property; professional advice of any kind, including, but not limited to, information/services or advice secured from any help or support line; or technical support for software, hardware, or any other peripherals). • Application programs, operating software, and other software. • All types of media with stored data or music (including, but not limited to, computer software, DVDs, video cassettes, CDs, film, and audio cassettes). • Any shipping charges, transportation and delivery charges, or promised time frames for delivery, whether or not stated or covered by the manufacturer's warranty. • Direct or indirect losses resulting from any Acts of God (including, but not limited to, flood, hurricane, lightning, and earthquake). • Indirect or direct damages resulting from a covered loss. • Mechanical failure arising from product recalls. • Trip, service, or diagnostic charges in the absence of any covered repairs or verified failure. • Loss resulting from war or hostilities of any kind (including, but not limited to, invasion, terrorism, rebellion, insurrection, riot, or civil commotion); confiscation or damage by any government, public authority, or customs official; risks of contraband, illegal activity or acts. • Mechanical failures caused by normal wear and tear or gradual deterioration where no failure has occurred. • Items purchased for resale, professional, or commercial use. • Mechanical failures caused by lack of maintenance/service. • Losses caused by power surge; contamination by radioactive or hazardous substances, including mold. 3 How to file a claim for Extended Warranty coverage: • Call 1-800-MC-ASSIST to request a claim form. You must report the claim within thirty (30) days of the failure or the claim may not be honored. • Submit the following documentation within ninety (90) days of the date of failure or the claim may not be honored: • Completed and signed claim form. • MasterCard receipt showing covered item. • MasterCard statement showing covered item. • Itemized purchase receipt. • Original manufacturer's or (or U.S. store brand) warranty. • Service contract or optional extended warranty, if applicable. • Itemized repair estimate from a factory-authorized service provider. • Any other documentation that reasonably may be requested to validate a claim. Reminder: Please refer to the Final Legal Disclosure section. MW-1 (12-04) MasterRental® Insurance MasterCard® cardholders can benefit from the security and safety offered through MasterRental® Insurance. If you rent a vehicle for fifteen (15) consecutive days or less with your MasterCard card, you may be eligible for benefits under this coverage. MasterRental is an insurance program. Key terms: • You or yours means MasterCard cardholder. To get coverage: • Initiate and pay for the entire rental agreement/contract (tax, gasoline, and airport fees are not considered rental charges) with your MasterCard card. If a rental company promotion/discount of any kind is initially applied toward payment of the rental vehicle, at least one (1) day of rental must be billed to your MasterCard card. • You must decline the Collision/Damage Waiver offered by the vehicle rental company. • You must rent the vehicle in your own name and sign the vehicle rental agreement/contract. • Your rental agreement/contract must be for a rental period of fifteen (15) consecutive days or less. Rental periods that exceed, or are intended to exceed, fifteen (15) consecutive days are not covered. • You must rent a vehicle (including minivans and sport utility vehicles that are designed to accommodate nine passengers or fewer) that is intended for bound surfaces, such as concrete or tarmac. Rented vehicles must have a manufacturer's suggested retail price of $50,000 or less. The kind of coverage you receive: • MasterRental will pay for covered damages on a secondary basis for which you are, or any other authorized driver is, legally responsible to the rental agency. • Covered damages include: • Physical damage to and theft of the vehicle, not to exceed the limits outlined below. • Reasonable loss-of-use charges imposed by the vehicle rental company for the period of time the rental vehicle is out of service. Loss-of-use charges must be substantiated by a location- and classspecific fleet utilization log. • Reasonable towing charges to the nearest factory-authorized collision repair facility. • If you have, or an authorized driver's primary automobile insurance or other indemnity has, made payments for a covered loss, MasterRental will cover your deductible and any other eligible amounts not covered by other insurance. • Coverage is secondary to any other applicable insurance or coverage available to you. Coverage is limited to only those amounts not covered by any other insurance or coverage benefit. Note: In certain parts of the United States and Canada, losses to rental vehicles that are covered by your personal vehicle insurance policy liability section may not be subject to a deductible, which means that you may 4 not receive any benefits from this program. Please contact your insurance provider for full coverage details pertaining to your personal vehicle insurance policy. • If you have no other insurance or your insurance does not cover you in territories or countries outside the United States, MasterRental is considered the primary coverage. • This coverage is not all-inclusive, which means it does not cover such things as personal injury, personal liability, or personal property. It does not cover you for any damages to other vehicles or property. It does not cover you for any injury to any party. Who is covered: • The MasterCard cardholder and those designated in the vehicle rental agreement/contract as authorized drivers. Excluded rental vehicles: • All trucks, pickups, full-size vans mounted on truck chassis, campers, off-road vehicles, and other recreational vehicles. • Trailers, motorbikes, motorcycles, and any other vehicle having fewer than four (4) wheels. • Antique vehicles (vehicles that are more than 20 years old or have not been manufactured for at least 10 years) or limousines. • All sport utility trucks. These are vehicles that have been or can be converted to an open, flat-bed truck (including, but not limited to, the Chevy Avalanche, GMC Envoy, and Cadillac Escalade EXT). • Any rental vehicle that has a manufacturer's suggested retail price that exceeds $50,000. Where you are covered: In general, coverage applies worldwide, but there are exceptions: • You may be unable to receive benefits in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. Please contact your vehicle rental agency before you travel. • Coverage is not available where prohibited by law. Coverage limitations: • MasterRental will pay the lesser of the actual repair amount, current market value (minus salvage), or $50,000 per incident for which the MasterCard cardholder or any other authorized driver is legally responsible to the rental agency. • MasterRental will not pay for or duplicate the Collision/Damage Waiver coverage offered by the rental agency. What is NOT covered: • Any personal item stolen from the interior or exterior of a rental vehicle. • A vehicle not rented by the MasterCard cardholder or authorized user on a MasterCard account. • Any person not designated in the rental agreement/contract as an authorized driver. • Any obligations you assume other than that which are covered under MasterRental, or your primary vehicle insurance or other indemnity policy. • Any violation of the written terms and conditions of the rental agreement/contract. • Any loss that occurs while driving under the influence of drugs or alcohol; racing or reckless driving. • Losses involving the theft of the rental vehicle when the renter or authorized driver cannot produce the keys to the rental vehicle at the time of reporting the incident to the police and/or rental agency, as a result of negligence. • Mechanical failures caused by wear and tear, gradual deterioration, or mechanical breakdown. • Subsequent damages resulting from a failure to protect the rental vehicle from further damage. • Blowout or tire/rim damage that is not caused by theft or vandalism or is not a result of a vehicle collision causing tire or rim damage. • Rental vehicles for which Collision/Damage Waiver coverage was accepted/purchased by you or given to you by the rental agency. • Any damage that is of an intentional or non-accidental nature, caused by the renter or authorized driver(s) of the rental vehicle. • Depreciation, diminishment of value, administrative, or other fees charged by the vehicle rental company. • Vehicles with a rental agreement/contract that exceeds or is intended to exceed a rental period of fifteen (15) consecutive days from a rental agency. 5 • Losses resulting from any kind of illegal activity. • Damage sustained on any surface other than a bound surface, such as concrete or tarmac. • Losses resulting from war or hostilities of any kind (including, but not limited to, invasion, terrorism, rebellion, insurrection, riot, or civil commotion); confiscation or damage by any government, public authority, or customs official; risks of contraband; illegal activity or acts. • Any loss involving the rental vehicle being used for hire, for commercial use, or as a public or livery conveyance. • Indirect or direct damages resulting from a covered claim. • Theft of, or damage to, unlocked or unsecured vehicles. • Value-added tax, or similar tax, unless reimbursement of such tax is required by law. How to file a MasterRental Insurance claim: • Call 1-800-MC-ASSIST to request a claim form. You must report the claim within thirty (30) days of the loss, or the claim may not be honored. You may choose to assign your benefits under this insurance program to the rental agency from which you rented your vehicle. Please contact 1-800-MC-ASSIST for further details. • Submit the following documentation within one hundred eighty (180) days of the incident or the claim will not be honored: • Completed and signed claim form. • MasterCard receipt showing the rental. • MasterCard statement showing the rental. • Rental agreement (front and back). • Copy of valid driver's license (front and back). • Copy of the declarations page of the authorized driver's primary vehicle insurance and other valid coverage or insurance. • Report from police verifying that the vehicle was stolen, vandalized, or involved in a collision. • Itemized repair estimate from a factory-authorized collision repair facility. • Copy of the vehicle rental company promotion, if applicable. • Copy of the vehicle rental location- or class-specific fleet utilization log, if loss of use charges are being claimed. You must secure this log from the rental agency. • Any other documentation that reasonably may be requested to validate a claim. Reminder: Please refer to the Final Legal Disclosure section. MR-1 (12-04) Master RoadAssist® Service • If your car breaks down on the road while you are traveling in the 50 United States or the District of Columbia, just call 1-800-MC-ASSIST and tell us where you are. • We'll send someone to the rescue. This is not only reassuring, but it may also save you money because fees for many services (jump-starts, towing, gas delivery, tire changes) are pre-negotiated. Road service fees will be automatically billed to your Platinum MasterCard™ account. • You are responsible for emergency road service charges incurred by towing facilities responding to your dispatch, even if you are not with your car (or it's gone) when the tow truck arrives. MasterCard International is not responsible or liable for the service the towing facility provides. Towing facilities are independent contractors, solely liable for their services. • Emergency road service is not available in areas not regularly traveled, in "off-road" areas not accessible by ordinary towing vehicles, or for over one-ton capacity trailers, campers, or vehicles-in-tow. • If you have a rental vehicle, be sure to call the car rental agency before you call 1-800-MC-ASSIST, as many rental agencies have special procedures regarding emergency road service. Reminder: Please refer to the Final Legal Disclosure section. Travel Assistance Services Rely on Travel Assistance Services when you're away from home. Travel Assistance Services are your guide to many important services you may need when traveling. Benefits are designed to assist you or your travel companions when you're traveling 50 miles or more from home.* This 6 is reassuring, especially when you visit a place for the first time or do not speak the language. For services, call 1-800-MC-ASSIST. Enrollment is automatic and the assistance service is free to cardholders. Please keep in mind that you will be responsible for the fees incurred for professional or emergency services requested of Travel Assistance Services (e.g., medical or legal bills). Restrictions to Travel Assistance travel benefits may apply to regions that are considered unsafe by the State Department. * If a cardholder's mailing address is in the State of New York, mileage requirement is not applicable. MasterTrip® Travel Assistance • Before you begin your trip, MasterTrip provides information on travel requirements, including documentation (visas, passports), immunizations, or currency exchange rates. The exchange rate provided may differ from the exact rate that issuers use for transactions on your card. Information on exchange rates for items billed on your statement should be obtained from the financial institution that issued your card. MasterTrip will also help you locate any lost or stolen travel materials, including luggage. This is not an insurance policy for lost/stolen luggage and we do not reimburse you for a permanent loss. • If you have a travel emergency and need cash, MasterTrip can arrange to transfer up to $5,000 from a family member, friend, or business account. This service does not provide maps or information regarding road conditions. Travel Services Medical Assistance • Provides a global referral network of general physicians, dentists, hospitals, and pharmacies.We can also help you refill prescriptions with local pharmacists (subject to local laws). • In the event of emergencies, a stateside physician or nurse can be contacted for consultation with the local medical staff and to monitor your condition. If you are hospitalized, we can arrange to have messages relayed home, transfer you to another facility if medically necessary; or have a family member or close friend brought to your bedside, if you have been traveling alone (at cardholder's expense). If a tragedy occurs, we'll assist in securing travel arrangements for you and your travel companion(s). MasterLegal® Referral Service • Provides you with English-speaking legal referrals or consultations with appropriate embassies and consulates regarding your situation. • Will assist in transfers of up to $5,000 in cash from a family member, friend, or business to cover legal fees or to post bail. There is no charge for referral services; however, legal and bail fees are your responsibility. Reminder: Please refer to the Final Legal Disclosure section. MasterCard Global Service® MasterCard Global Service provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance. Call MasterCard Global Service immediately to report your card lost or stolen and to cancel the account. If you need to make purchases or arrange for a cash advance, with your issuer's approval, you can receive a temporary card the next day in the United States, and within two business days almost everywhere else. Remember, if you report your card lost or stolen, you will not be responsible for any unauthorized transactions on your account. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-MC-ASSIST (1-800-622-7747). When out-of-country and in need of assistance, you can easily reach a specially trained MasterCard Global Service Representative who can help you 24 hours a day, 365 days a year, in any language. You can call toll-free from over 80 countries worldwide. Some of the key toll- free MasterCard Global Service telephone numbers are: 7 Australia ................................................ 1-800-120-113 Austria................................................... 0800-21-8235 France.................................................... 0-800-90-1387 Germany................................................ 0800-819-1040 Hungary................................................. 06800-12517 Ireland ................................................... 1-800-55-7378 Italy ....................................................... 800-870-866 Mexico................................................... 001-800-307-7309 Netherlands .......................................... 0800-022-5821 Poland ................................................... 0-0800-111-1211 Portugal................................................. 800-8-11-272 Spain ..................................................... 900-97-1231 United Kingdom................................... 0800-96-4767 Virgin Islands ....................................... 1-800-307-7309 For additional information, or for country-specific toll-free telephone numbers not listed above, visit our website at www.mastercard.com or call the United States collect at 1-636-722-7111. Account Information and Card Benefits When in the United States, contact your card issuer directly for account information and 1-800-MC-ASSIST for card benefits.When traveling outside the U.S., call MasterCard Global Service to access your card issuer for account information or to access any of your card benefits. ATM Locations Call 1-877-FINDATM (1-877-346-3286) to find the location of a nearby ATM in the MasterCard ATM Network accepting MasterCard®, Maestro®, and Cirrus® brands. Also, visit our website at www.mastercard.com to use our ATM locator. You can get cash at over 892,000 ATMs worldwide. To enable cash access, be sure you know your Personal Identification Number (PIN) before you travel. Reminder: Please refer to the Final Legal Disclosure section. Account and Billing Information Important: Contact your card-issuing financial institution directly for questions concerning your account, such as account balance, credit line, billing inquiries (including transaction exchange rates), merchant disputes, or information about additional services not described in this Guide.Your financial institution's phone number should be available on your monthly billing statement or on the back of your card. Reminder: Please refer to the Final Legal Disclosure section. Final Legal Disclosure This Guide is not a policy or contract of insurance or other contract. Benefits are purchased by MasterCard and provided free to you, but non-insurance services may have associated costs, which will be your responsibility. (For example, legal referrals are free, but the lawyer's fee is your responsibility.) MasterRental® Insurance and Extended Warranty Coverage are provided under master policies of insurance issued by Virginia Surety Company, Inc. This Guide is intended as a summary of benefits provided to you. All information about the insurance benefits listed in this Guide is governed by the conditions, limitations, and exclusions of the master policies. As the insurer of the MasterCard coverage described herein, Virginia Surety Company, Inc. ("VSC") collects personal information about you from the following sources: information the insurers gather from you; from your request for insurance coverage or other forms you furnish to the insurer, such as your name, address, 8 telephone number; and from information about your transactions with the insurer, such as claims made and benefits paid. The insurer may disclose all information it collects, as described above, to companies that perform administrative or other services on our behalf solely in connection with the insurance coverage you have received. The insurer does not disclose any personal information about former insureds to anyone, except as required by law. The insurer restricts access to personal information about you to those employees who need to know that information in order to provide coverage to you. The insurer maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your personal information. Should you have any questions about the insurance procedures or the information contained within your file, please contact the insurer by writing to: Compliance Department, Virginia Surety Company, Inc., 1000 North Milwaukee Avenue, Glenview, IL 60025 Effective date of benefits: Effective September 1, 2005, this Guide replaces all prior disclosures, program descriptions, advertising, and brochures by any party. MasterCard, your issuer, and the insurer reserve the right to change the benefits and features of these programs at anytime. Cancellation: We can cancel these benefits at any time or choose not to renew the insurance coverage for all cardholders. If we do, you will be notified at least sixty (60) days in advance. If the insurance company terminates, cancels, or chooses not to renew the coverage to your issuer, you will be notified as soon as is practicable. Insurance benefits will still apply for any benefits you were eligible for prior to the date of such terminations, cancellation, or non-renewal, subject to the terms and conditions of coverage. Benefits to you: These benefits apply only to MasterCard cardholders whose cards are issued by U.S. financial institutions. The United States is defined as the fifty (50) United States, the District of Columbia, American Samoa, Puerto Rico, Guam, and the U.S. Virgin Islands. No person or entity other than the MasterCard cardholder shall have any legal or equitable right, remedy, or claim for benefits, insurance proceeds, and damages under or arising out of these programs. These benefits do not apply if your card privileges have been cancelled. However, insurance benefits will still apply for any benefit you were eligible for prior to the date that your account is suspended or cancelled, subject to the terms and conditions of coverage. Transfer of rights or benefits: No rights or benefits provided under these benefits may be assigned without the prior written consent of the claim administrator for these benefits. Misrepresentation and Fraud: Benefits shall be void if the MasterCard cardholder has concealed or misrepresented any material facts concerning this coverage. Due Diligence: All parties are expected to exercise due diligence to avoid or diminish any theft, loss, or damage to the property insured under these programs. "Due diligence" means the performance of all vigilant activity, attentiveness, and care that would be taken by a reasonable and prudent person in the same or similar circumstances in order to guard and protect the item. Subrogation: If payment is made under these benefits, the insurance company is entitled to recover such amounts from other parties or persons. Any party or cardholder who receives payment under these benefits must transfer to the insurance company his or her rights to recovery against any other party or person and must do everything necessary to secure these rights and must do nothing that would jeopardize them, or these rights will be recovered from the cardholder. Salvage: If an item cannot be repaired, the claim administrator may request that the cardholder or gift recipient send the broken item to the administrator for salvage at the cardholder's or gift recipient's expense. Failure to remit the requested item for salvage to the claim administrator may result in denial of the claim. In no event will these insurance benefits apply as contributing insurance. The non-contribution insurance clause will take precedence over the non-contribution clause found in any other insurance policies. 9 Benefits listed in this Guide are subject to the conditions, limitations, and exclusions described in each benefit section. Receipt and possession of this Guide to Benefits does not guarantee coverage or coverage availability. FLD-2 (3-05) This Guide is intended as a summary of services, benefits, and coverages and, in case of a conflict between the Guide and the master insurance policies, or a member's, or the MasterCard actual offerings, such master policies or actual offering shall control. To File A Claim Or Request Travel Assistance Services Call 1-800-MC-ASSIST (1-800-622-7747) — Or En Español: 1-800-633-4466 Visit our website at www.mastercard.com 10
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