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An office assistant is responsible for a number of support tasks within the office environment. The assistant will answer the telephone, direct or transfer calls to the appropriate employee, and take messages when necessary. Good phone manners are essential to this job. Time will also be spent putting together records of office activities and ensuring that those records are properly sorted and copied for backup purposes. It is the office assistant's responsibility to complete bills or invoices and mail them to customers and to keep track of contracts and incoming checks. For past due invoices, it may be necessary to call the customer for payment reminders. The job also includes opening incoming mail and sorting it to see that it is delivered to the proper department or employee, responding to customer and affiliate correspondence, and preparing outgoing mail as necessary using a label printer and postage machine. The assistant will maintain files, inventory, mailing, and other database systems to ensure that they are kept up to date. It is expected that the associate will keep track of any office purchases needed to replenish inventory and report such purchases to the office manager, who will supervise the office assistant. Organizational skills are required to keep up with these duties. An applicant must have skills operating office equipment such as copiers, scanners, fax machines, voice mail, and computers. The office assistant should be able to type quickly with a low margin of error, and should be able to communicate clearly and effectively with customers and affiliates.
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Office Assistants' salaries may rise greatly for those who assume a higher-end position such as an Executive Assistant. The average Executive Assistant brings home $45K per year. Office Assistants moving up in their careers tend to step into positions as Administrative Assistants or Office Managers. The median paychecks in those roles are $5K higher and $12K higher, respectively.
With a median salary of $18K, Sears Holdings Corporation provides Office Assistants with the lowest pay in their field; moreover, earnings are capped at only $23K, limiting employee salary growth.
Office Assistants report using a deep pool of skills on the job. Most notably, skills in Office Administration, Scheduling, Microsoft Office, and Accounts Receivable are correlated to pay that is above average. Skills that pay less than market rate include Filing. It is often found that people who know Customer Service are also skilled in Office Administration, Filing, and Microsoft Office. Most people familiar with Data Entry also know Filing.
Median of all compensation (including tips, bonus, and overtime) by years of experience.
Experience and pay tend to be weakly linked for Office Assistants — those with more experience do not necessarily bring in higher earnings. Those in the early stages of their career can expect to make around $25K; however, individuals with five to 10 years of experience bring in $28K on average — a distinctly larger sum. Office Assistants see a median salary of $29K after reaching one to two decades on the job. Folks who have racked up more than 20 years in the field report incomes that aren't that much higher than less experienced individuals' earnings; the veterans make just $30K on average.
Home to some of the best pay for Office Assistants, San Francisco offers exceptional salaries, 33 percent above the national average. Office Assistants can also look forward to large paychecks in cities like Washington (+31 percent), New York (+25 percent), Boston (+18 percent), and Seattle (+13 percent). With compensation 2 percent below the national average, Sacramento is not known for hefty paychecks and actually represents the lowest-paying market.
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Help please: A huge hole right thru my cladding
2 Attachment(s)
Hi All,
So i removed the formwork on the side of my oven, untill i noticed .... (see pictures)
Has anyone had this problem and successfully found a way to fix it?
Also the cement i am using is called cement fondue ... it was $$$$
I was thinking
[1] Make/Cut the whole bigger in an effort to fit in more cement fondue? With its current size and mimensions i think it will be difficult to squeeze it in
[2] ?? i dunno what else to do .. please help
Re: Help please: A huge hole right thru my cladding
What does that cement fondue consist of. It doesn't look like expanded perlite or vermiculite. It looks like aggregate/cement against the fire-brick. You might want to check what's in that fondue. That layer looks to be less than 2 inches thick, 4 inches is recommended. The only thing you can do is patch it with heat-stop which is a mortar, no aggregate. So you can just trowel it in.
Re: Help please: A huge hole right thru my cladding
When you make up your next batch to go over the top take a small amount of your mix and remove the big stone, mix it up a bit on the stiff side then trowel it in. No big problem there. I see your following the Allen Scott directions to the T. What are your plans for the oven, bread, pizza, and everything else?
Re: Help please: A huge hole right thru my cladding
Hi Iwood,
Cement fondue is a product from france. Its a type of CAC and its typically used for high temp applications . .eg fireplaces and woodfire ovens. Basically the strength of it all falls down to what type of aggregate you use. I used basalt(normal blue stone rock).
But now with my situation i was thinking of maybe making the fondue blend but instead use crushed firebrick to get deeper into the gaps.
Hi FiV
Yeap pretty close too alan scots design. I plan to use it for all sorts of things, pizzas, baking, ribs and roasts.
Do you think the cement fondue + crushed firebrick might work ?
Re: Help please: A huge hole right thru my cladding
gummz, what you have is commonly called a "rock pocket" here in the USA. In the construction trades there are proprietary products which expand upon curing and that is how these are commonly dealt with. The holes are packed as well as possible and the cured material expands and grips the undercut exposed rock. However, you are using calcium aluminate cement (same as what I used in my refractory) and I think mixing cements would be problematic. I would suggest that you use the same aggregate that you used for your mix but either smaller pieces (either crushed or sorted for much smaller size) to fill the space as best as possible. That way there will be less possible problems with different expansions of the material. Undoubtedly there will be some small voids but unless you really vibrated your pour and were unusually lucky there are bound to be others unseen.
When I made my mix I used 1/4 minus crushed basalt and that provided both the fines and the larger aggregate for my "concrete". I did that both for ease of mixing as well as uniformity of expansion of the final product. What did you use for sand in your mix?
Hope this helps,
Re: Help please: A huge hole right thru my cladding
Hi Wiley,
Many thanks for the info.
I used "sydney sand" .. its just normal washed sand. I did get worried i may have other "bubbles" in other areas ... i did run around it with a rubber mallet.
Things i learned (and also for others to observe)
[1] This problem came because i was trying to pour the concrete in a small gap that also had reo in the way
[2] This entire project has been done by myself and this CAC does harden up fast. I would really look at getting and extra one if not two pairs of hands to help quickly mix and distrubute the cement.
[3] Appears thickness > 2~3 inces is best. At the back of my oven where its about 3~4 inches thick, its a nice deep black marbel colour and feels really solid
How fine do you think i need to get the basalt down too? I used 10mm bluestone , should i bash it till i get it down to a quarter of this size??
Also what are you thoughts on cutting out a bit of the cement to fix in the "patch" a bit better?
Re: Help please: A huge hole right thru my cladding
gummz, Personally I would put on good eye protection and take a handful of your 10 mm pebbles and mash them on a suitable anvil (piece of railroad iron or whatever you have that has some mass) using a good sized hammer. Do it in a box so you can collect the bits and pieces either to use as they are broken or to re-smack until you have a suitable quanity in sizes from fine sand size to 1/8th the size of the pebbles. My inclination would be for a higher percentage of fines and I would mix it on a mortar board or small tub and push the mix ino the hole with something like a putty knife. I think I would dampen the hole first with a wet sponge so that it doesn't steal the moisture from the mix as you press it in.
As for consistancy of the mix: would keep the mix somewhat plastic (on the order of something you can squeeze tight in your fist and not squeeze out any water and when released it holds it shape. A drier mix having less shrinkage than a wet one. When I mixed my 1/4 minus basalt it was pretty straightforward as the fines to larger pieces ratio was close on optimal and I simply used five of the basalt to one of the cement by volume. You might want to go a bit richer than that. The mixture I used was very nice to work with, troweling easily to a nice surface.
As you mentioned the calcium aluminate cement sets up really fast and so even if you have to keep some pressure holding the stuff tight against the dome until it gets its initial set you won't be holding for long, a few minutes at best.
Anyway, that is how I would approach the problem. As for making the hole larger: I would think along the lines of "less is more" and keep enlargement of the hole to a minimum.
Again that is just how I would approach the problem. I would think there would be others with answers/suggestions worth considering.
Re: Help please: A huge hole right thru my cladding
Lots of unnecessary work there.
Take the mix that you are using and pick out the big stones, you have no need to crush them. Don't make the hole bigger that is just a waste of time and will hurt you more then help you. The bumpy uneven crevices will help to hold your patch in. I suggest you use your current mix and pick out the big stones so that you don't have to buy a big bag of something and use a little bit of it. Crushing the big stones will do nothing for structure for a small patch such as that. Mix it up on the dry side and pack it in. The less water you use in concrete the stronger it sets. This is why on big bridge projects the concrete must pass the slump test that shows the proper amount of water was used when mixing.
You may get a bit of slumping when you fill this hole. It will look like the concrete is sagging at the bottom and pulling at the top. So fill your hole most of the way and leave a bit of room for a second coat. The second coat will require you to remove all the stones if you want a smooth surface.
It's an easy fix and there is no need to get all crazy about patching a small hole.
You can trust me on this I work with concrete for a living.
Best of luck,
Re: Help please: A huge hole right thru my cladding
Hi Guys,
Really appreciate the support and advice.
The cement fondue's thermal resistance properties rely pretty much on the type of aggregate used. By removing the "larger" stones i'm worried i'll be left with something thats just like mortar .. and i thin mortar shrinks right?
Can i also ask for a bit more advice when i put the fondue over/ontop of the vault of my oven ... how can i ensure all the bubbles come out?? Do i get a plank of wood and lay it over sections of the cement and tap it????
Greatly appreciated,
Re: Help please: A huge hole right thru my cladding
Hello Gummz,
I had a problem like yours and made patch by sifting the same dry cement material through a 6mm mesh screen to remove the big rocks. Get a good layer on the inside surface against the fire brick then when it sets up mix a little more and put it over the first layer while it is still damp. No need to stress over fixing a void like this and no problem with removing the rocks by sifting your patch mix.
"Pouring" a dry mix to finish this application (oven) is problematic. We're not pros with professional equipment. Here's what I would do. Work in small sections and pack the cement with a tamper or a long piece of your iron bar, then work your way across doing the other areas until you are done. If you are using forms then it is possible to make an effective vibrator from a hand-held electric sander or an impact drill with a blunt shaped bit (maybe a bolt). Hold the tool against the form near the top to get an idea of how it works then move the tool across the form in the area of fresh cement. It works pretty good.....just don't over do it since all you want to do is remove the big air bubbles and fill the potential voids. Over vibrating could settle heavy rocks.
Best of luck,
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Leo Jireh C. Abelita, DMD, Incorporated filed as a Articles of Incorporation in the State of California on Thursday, October 30, 1997 and is approximately eighteen years old, as recorded in documents filed with California Secretary of State. The filing is currently active as of the last data refresh which occured on Sunday, June 22, 2014.
Leo Abelita serves as the President Leo's past corporate affiliations include LJ7 Management Corporation .
The registered agent for the company is Spiegel & Utrera, P.A., Which Will DO Business In California As Spiegel & Utrera, P.C.. Also known as a statutory or resident agent, the registered agent is responsible for receiving legal notifications regarding court summons, lawsuits, and other legal actions involving the corporate entity.
Key roles for Leo Jireh C. Abelita, DMD, Incorporated
Leo Jireh C Abelita
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|Thursday, October 30, 1997
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|The D&B U.S. Company Profile contains basic information such as address and telephone number, executive names and titles, line of business and SIC codes, D-U-N-S Numbers, organization status, and year and location of incorporation for Leo Jireh C. Abelita, DMD, Incorporated.


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CEDAR RAPIDS, Iowa - A popular Cedar Rapids eatery will close its doors after the New Year's Eve crowd goes home. Owner Rhonda Winistorfer says the economy and a personal decision by the owners led them to close Winistorfer says business just wasn't steady enough.
Virgil Henley, who owns the building at 222 Glenbrook Drive Southeast, in Cedar Rapids, was selling the building to Winistorfer.
The closing didn't come as a surprise to Henley. He said he hadn't received payments in three months and he had been getting calls from the gas and electric companies.
"The clues are there if you know what to look for," Henley said.
Henley said with 51 years of experience, he knows how much work it takes to successfully own your own business.
"Just like all of us, it's damn hard to pay those bills," Henley said.
Henley said he plans to rent rather than sell the building in the future.
Cedar Rapids, Iowa News, Sports, and Weather
Slow Business Leading to Hamburger Mary's Closing
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検索: Werner Lochmeyer - WLSolutions
無料ダウンロード 6
The new "EUHA App" including all the relevant information on the Congress is now available free for download for smartphone and tablet users. Amongst other options, the App offers smart navigation to the complete conference programme including abstracts of lectures and workshops. With one click, users may add individual items plus reminders to their calendars. Apart from the programme, there's a host of other information such as the floor plan of the exhibition, a list of participants in the exhibition, and a whole lot more. By the way, the App will regularly be updated to bring you up to scratch!


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Elbow Dislocation Topic Guide
Elbow Dislocation: An elbow dislocation occurs when the bones of the forearm (the radius and ulna) move out of place compared with the bone of the upper arm (the humerus). Symptoms and signs include elbow pain, swelling, and inability to bend the arm. Treatment involves reduction of the elbow under conscious sedation. X-rays will then be taken and the patient's elbow will be put in a splint to keep the elbow bent.
Must Read Articles:
Fractures or Dislocations A fracture is a break or crack in the bone. Several types of fractures exist, but fractures resulting in bone fragments that penetrate the surface of the skin (called compound ...
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Pain and Injury Resources
- 18 Tips to Keep Your Joints Healthy
- How to Save Money on Health Care
- Are You Taking Too Many Pain Meds?


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1/10 previous photo next photo A Casual Greek Dinner Party at Home
Set the table of your Greek dinner party by taking inspiration from the beauty of Greece itself. Turquoise blue water and white stucco walls are what come to mind when thinking of Greece. To mimic this vision, I set the table with white and turquoise, adding whimsy with classical Greek lettering.


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Hubbard County Sheriff's Office in transition
December 22, 2010 at 7:00 am in Park Rapids Enterprise
In the transition to a new Hubbard County law enforcement regime, Frank Homer has essentially become an enigma.
But his staff insists things are running well in a team effort, the department is responding to the citizens' needs and the new administration is poised to take over. Continue Reading


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The Managing Director for Africa in the European External Action Service (EEAS), Dr. Nick Westcott, on 21 June launched a structured and regular political dialogue between the European Union (EU) and Liberia, as set out in article 8 of the Cotonou Agreement.
This marks a major step forward in EU relations with Liberia. Dr Westcott led an EU team composed of Attilio Pacifici, the EU Head of Delegation, and the four EU Heads of Mission permanently represented in Liberia (France, Germany, Sweden and the UK) in a first consultation with the President and senior ministers.
A political dialogue gives both partners a forum to raise a whole range of internal and external issues.
Subjects discussed with the President included the political reconciliation process, strengthening of institutions of democracy, development priorities, and regional issues, including challenges for ECOWAS and the African Union, e.g. from the crisis in Mali and other parts of the fragile region of West Africa.
The EU pledged continued support for regional integration, and the real advantages offered by an Economic Partnership Agreement (EPA) with the EU were also discussed. Future development support was also discussed with the President.
Later this year, discussions will begin concerning EU development assistance to Liberia up to 2020, which will focus on supporting Vision 2030 and Liberia's second Poverty Reduction Strategy (PRS)
The political dialogue between the EU and Liberia will continue in a structured and regular manner and will be co-ordinated on the Liberian side by Augustine Ngafuan, Minister of Foreign Affairs.
During his two-day working visit to Liberia, and to gain deeper insights into Liberian politics, economics, security and development issues, Dr Westcott also held meetings with several Government ministers, the President Pro-Tempore of the Senate and the Speaker of the House of Representatives, the Chairman of the Governance Commission, the Acting Chairperson of the National Elections Commission, representatives of opposition parties, and civil society and media representatives.
Dr Westcott has also interacted with Heads of Mission from the EU, Africa and the United States, the Officer-in-Charge of UNMIL and representatives from the African Development Bank, the International Monetary Fund and the World Bank.
The EU has long been one of Liberia's major development partners. EU cooperation with Liberia is focused on poverty reduction as its core development strategy.
During the years 2008-2011, Germany, Ireland, Sweden, the UK and the EU provided more than €420 million (roughly US$550 million) to Liberia in development assistance, focusing on the four pillars of Liberia's (PRS).
More than half of the funding went into infrastructure, such as roads, bridges and energy, and delivering basic services in education and health.
Almost €60 million were invested in strengthening governance and the rule of law, whereas close to €30 million went into revitalizing the economy and over €10 million were invested in consolidating peace and security, including police training.
An additional €32 million have recently been allocated to help reducing maternal health. Close to 10% of the total contribution was channelled directly into the national budget of Liberia as general budget support.
Most of EU development funding is provided as grants. Since 2010, Liberia benefits from direct support from the EU through the national budget. The majority of EU assistance to Liberia is financed through the European Development Fund (EDF).
The European Union budget also provides for a number of different financing instruments, mainly used for projects proposed by non-state actors to address priority issues. They cover, for example, humanitarian actions, food security, human rights and environmental protection.
It can be recalled that since 2009, the EU has a High Representative for Foreign Affairs and Security Policy. This post is currently held by Catherine Ashton, who is also Vice-President of the European Commission.
She ensures the consistency and coordination of the EU external action, and acts in the name of the EU within international organizations and at international conferences. Through its foreign policy, the EU promotes security, stability, democracy and respect for human rights.
With the entry into force of the Lisbon Treaty, the EU set up its own diplomatic service, the European External Action Service (EEAS), with its headquarters in Brussels and 140 EU Delegations around the world, including the EU Delegation to Liberia, to assist the High Representative in fulfilling her mandate.
The EEAS works in cooperation with the diplomatic services of the Member States and comprises officials from the Council of the EU, the European Commission, and staff seconded from the diplomatic services of Member States.


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Have you ever asked yourself:
"Will I Ever Find The Right Woman?"
Are you sick of wasting your time, feelings, and even money on the wrong girls? I sure have grown sick of it!
Yup, me too! The dating guy from TV, Willis Combs. I have had my heart broken many times!
It makes you just want to give up and
quit. Instead, of continuing the frustrating search to find and date a good girl!
My Recent Heartbreak !
I started a relationship with an awesome woman, she is a veterinarian. And drop dead gorgeous, 5'6″, blonde, absolutely beautiful.
It got serious and I thought she might be the right girl for me.
But then cynical side of me, says the same thing went wrong with her, as did with every woman in my past. I got to know her.
She really isn't that bad. However, I have no doubt that a life with her would be misery for me!
I'm not going to share with you all the gory details, here. But she provided me with more than enough evidence that she is not a woman I can trust with my love.
Getting over an ex girlfriend is a difficult process but important none the less. You should also review and examine the expectations you have for the right woman, but then you must take these expectations and stick to them while dating women! Your alternative is a lifetime with the wrong woman!
Reasons To Keep Looking For the Right Woman
1. It's Worth It
When you find the right woman and get a good girlfriend, it will make all the rejection, time, money, and feelings you spent on the wrong women, worth it. A saying that helps me is …
"It is infinitely better to be alone and happy, than together and unhappy."
Can you imagine if you gave up on love and instead settled for the wrong woman? Maybe you have, but let's make sure it doesn't happen again.
2. Look For What Your Want In a Woman
If you're looking to meet women that you can love and create a future with it is essential that you have some general idea of who that woman is. I don't necessarily mean brown hair, B cup breasts, 5'6″, etc.
Instead personality characteristics such as: nice, caring, compassionate, generous, understanding … Not to say that physical attraction is not important, it is!
But we all grow old, develop wrinkles, put on some extra weight. True and real love is for the long term, not a momentary physical attraction.
Stick With It and Don't Settle
I firmly believe the number one reason for marriage and eventual divorcee is because people feel the pressure to get married. This pressure comes at every age after 20 years old, and it is especially strong on those without children.
As men we are expected to have a family, provide, even in our modern age of thinking. Just look at tips for a first date with a girl, according to the dating experts if women offer to pay for everything, chances are she is not that into you!


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How Hot is It?
Here's a list of 10 funny ways to tell how hot it really is, if comedy legend Johnny Carson was asked this question.
Well, the dog days of summer are here, but even some dogs don't believe it. I've had several of them come up to me and say, "Hey, what's up with the heat?" I don't know. I don't usually talk about the weather, unless there's nothing else to talk about.
Have you ever been on the phone with someone for a while and all of a sudden they start talking about the weather? That's a sure sign that your conversation is coming to an end. Sometimes it's a blessing, because you really have had enough of hearing about this person's gall bladder operation. So, hearing about how the tornado ripped off their roof, is almost refreshing.
But, it is hot out there and this brought to mind a classic bit of comedy that Johnny Carson, of The Tonight Show fame, used to do. In his opening monologue, he would say something like, "Boy, was it cold today." And the audience would yell out, almost in unison, "How cold was it?" And Johnny would smile, because he knew he got the audience to help him set up his joke. Then he would come up with something like, "It was so cold out, I leaned against my car and broke my pants." Laughter ensued.
So, with that in mind, and in honor of a comedy legend, here are ten responses Johnny might have answered to the audience if he had said, "Boy, is it hot out there." And the audience would respond with, "How hot is it?" Johnny would then say, "Why, it's so hot…
- Not only can you fry an egg on the sidewalk, but you can toast the English muffin, too
- Your Odor Eaters have sent up a white flag
- Amy Winehouse was seen drinking antifreeze
- The greyhound, on the side of the bus, is carrying a bottle of Gatorade
- At the beach, you can get sunburned underwater
- The onion rings you have under your arm aren't from Burger King
- Fire ants are carrying personal fans
- Your GPS keeps directing you to drive to Canada
- A-Rod has dropped his crush on Madonna and started dating the Good Humor man
- The hardware store is selling thermometers with readings of Fahrenheit, Celsius and Holy Crap!"
No matter how you spell it, the heat is on (Glen Frey 1985).
So, thank you, Johnny, for all the laughs. You are dearly missed.
Liked it


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I love nothing more than designing clean, creative websites that create an engaging visual experience for your potential clients. Make your business stand out from the crowd and showcasing your business to its full potential. Look good. Be good. Get new clients for your business with an awesome freelance web designer.
I create my websites using the latest technology to produce websites that work no matter what device they are being viewed on. From static CSS/HTML5/jQuery custom builds to WordPress integration and customisation, I will find a solution that best fits your web design budget and specific business needs.
With your new website live online, it's time to promote it to the world. Implementing social media, SEO, Adwords or traditional off-line advertising and tracking your results with concise analytics. Having an awesome website, built by an awesome freelance web designer, means it needs showing off. Hello World.
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Oh, we'll all need an early spring vacation by January and what could be more fun than a nice desert escape and some infiltration of an invitation-only, confidential meeting at the Rancho Las Palmas Resort and Spa in Rancho Mirage near Palm Springs, CA. Sponsored by Koch Industries' founders Charles and David Koch, the until now top-sekrit gathering of conservatives entitled Understanding and Addressing Threats to American Free Enterprise and Prosperity is designed to
develop strategies to counter the most severe threats facing our free society and outline a vision of how we can foster a renewal of American free enterprise and prosperity.
Indirectly acknowledging that times must be tough even for the wealthy, and to encourage new participants, Charles Koch offers to waive the $1,500 registration fee. But in the letter obtained by the New York Times he urges secrecy and caution, lest any liburuls attempt a flippant James O'Keefe type stunt:
The letter advises participants that it is closed to the public, including the news media, and admonishes them not to post updates or information about the meeting on the Web, blogs, social media or traditional media, and to "be mindful of the security and confidentiality of your meeting notes and materials."
Oh hai, Chuck Koch All your bases are belong to us: Web, blogs, social media and traditional media are now aware!
Invited participants are told they must wear nametags for all meeting functions. And, ensuring that no one tries to gain access by posing as a participant, the invitation says that reservations will be handled through Koch Industries' office in Washington: "Please do not contact the Rancho Las Palmas directly to place a reservation."
And maybe not flirt with attractive, seductive types at the bar? Bouwahaha!
Rancho Las Palmas has 450 rooms total, 22 of which are suites. They average $170 to $880 per night.
Koch Industries operates a foundation that finances political advocacy groups. While tax law protects those groups from having to disclose much about what they do and who contributes, NYTimes reveals that past participants
included some of the nation's wealthiest families and biggest names in finance: private equity and hedge fund executives like John Childs, Cliff Asness, Steve Schwarzman and Ken Griffin; Phil Anschutz, the entertainment and media mogul ranked by Forbes as the 34th-richest person in the country; Rich DeVos, the co-founder of Amway; Steve Bechtel of the giant construction firm; and Kenneth Langone of Home Depot.
The group also included longtime Republican donors and officials, including Foster Friess, Fred Malek and former Attorney General Edwin Meese III.
According to the Times, the session's agenda will
"review strategies for combating the multitude of public policies that threaten to destroy America as we know it."
Those efforts, the letter makes clear, include countering "climate change alarmism and the move to socialized health care," as well as "the regulatory assault on energy," and making donations to higher education and philanthropic organizations to advance the Koch agenda.
Expect us. We are legion.


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First day of fall — Obama hearts Paulson and McCain ♥ Andrew Cuomo?! — Backus boy is 2 —Palin outdraws McCain
Introducing "Politico 44," Politico's post-election expansion to blanket White House and Cabinet with expanded staff and a four-day-a-week paper.
This should be the Dessert: On "60 Minutes," McCain promises a White House that is without politics."
Good Monday morning. SIREN — USA Today lead story, "Pakistan rebuffs FBI help in blast": "ISLAMABAD — Pakistan on Sunday rejected a U.S. offer to help investigate the weekend suicide bombing that killed at least 53 people and destroyed the Islamabad Marriott, this capital city's best-known hotel."
The first debate is FRIDAY at Ole Miss, supposedly on national security. DRIVING THE WEEK — ABC's Jake Tapper, at the "Good Morning America" Fact Check Desk: "THIS COULD BE THE SINGLE MOST IMPORTANT FOR THESE CANDIDATES TO SELL THEMSELVES TO THE VOTERS AS POTENTIALLY GOOD STEWARDS OF THE ECONOMY. ... Both candidates have been stretching the truth."
Politico's Ben Smith: "A McCain aide told reporters last night that the Republican nominee would distance himself from Treasury Secretary Henry Paulson's trillion-dollar bailout plan, saying it lacks 'oversight.'"
NBC Pennsylvania poll — Obama, 46-44 — Chuck Todd on "Today": "Obama's not getting the support among Democrats in the same way that McCain's getting it among Republicans."
Early voting begins today in Georgia, and already started in some Virginia counties, including Fairfax. AP: "Nationwide, about A THIRD OF THE ELECTORATE expected to vote early this year, thanks to expanded early-voting provisions and fewer restrictions on absentee voting, researchers project. In all, more than 30 states allow any registered voter to cast an early ballot, some in person and others by mail."
ABC's "World News" tonight: "The Battle for Virginia."
PALIN POWER — 26-POINT GAIN WITH WOMEN — A Lifetime Television poll of likely female voters of which candidate has a "better understanding of women and what is important" to them: McCain surges to 44-42 over Obama after being DOWN 52-18 (that's not a typo) in July. Pollsters: Kellyanne Conway and Celinda Lake.
— The Obama campaign publishes "Article," with the tag, "John McCain: A risk we just can't afford to take." It keys off his ill-timed assertion in a bylined piece in CONTINGENCIES, the magazine of the American Academy of Actuaries (so good!): "Opening up the health insurance market to more vigorous nationwide competition, as we have done over the last decade in banking [d'oh!], would provide more choices of innovative products less burdened by the worst excesses of state-based regulation."
— The McCain cranks up "Chicago Machine," with a sinister-voiced narrator and blackened photos: "Barack Obama. Born of the corrupt Chicago political machine. … His economic adviser, William Daley — lobbyist, mayor's brother. His money man, Tony Rezko — client, patron, convicted felon. His 'political godfather" Emil Jones — under ethical cloud. His governor, Rod Blagojevich — a legacy of federal and state investigations. With friends like that, Obama is not ready to lead."
The words "NOT READY TO LEAD" close the ad. The ad will be televised nationally.
Charlotte Observer: "20,000 turn out to hear Obama at Charlotte rally."
Politico's Jonathan Martin: "Sarah Palin [on Sunday] attracted the largest crowd yet to any Republican campaign event this cycle, drawing tens of thousands of Floridians out in a conservative-leaning retirement community north of Orlando for a solo rally."
SCOOP — N.Y. Times, "Politico Intends to Expand After Presidential Race Ends," by Richard Perez-Peña": " Politico has grown rapidly from a little-known start-up company to one of the nation's most popular online sources of political news. … Politico is to announce on Monday that after Election Day, it will add reporters, editors, Web engineers and other employees; expand circulation of its newspaper edition in Washington; and print more often. … Politico's corps of reporters and editors will grow to more than 50 from 39, and the overall staff to 105 or more, from 85. … Now printed Tuesday through Thursday when Congress is in session, it will add a Monday issue; when Congress is not in session, it will remain a once-a-week publication. … The site draws well over three million unique visitors each month, more than all but a dozen American newspapers. … Politico, financed by the privately owned company Allbritton Communications, does not release financial figures, but executives say that it has operated around the break-even point lately and that they expect it to be profitable next year, well ahead of the original schedule."
FROM A RELEASE LATER TODAY: "The company plans to roll out … a Web page called 'POLITICO 44,'" for the 44th president.
That should help Vandy get over the Packers game. They still lead their division, plus the Green Bay Press-Gazette has its rose-colored binoculars: "The Packers stifled explosive Cowboys receiver Terrell Owens, kept quarterback Tony Romo in check and won the turnover battle."
Howard Kurtz on "David Brooks, Rankling Folks Right and Left": "David Brooks is used to hanging around with liberals — his wife and three children, among others, support Barack Obama — but has grown angry at the condescending talk about Sarah Palin. … An erudite author and talking head, Brooks, 47, is sometimes cast as the left's favorite conservative. At times he seems to delight in taking on his own side, drawing fire from the likes of Rush Limbaugh, and yet he drives some liberals up the wall. … The son of two liberal college professors, Brooks grew up in Greenwich Village in the 1960s and was a self-described socialist when he arrived at the University of Chicago. He penned a parody of William F. Buckley that impressed the National Review founder sufficiently to offer him a job. Brooks called and accepted the offer years later, in 1984, by which time he had become a fan of Ronald Reagan and Margaret Thatcher."
House Dems head toward taking up a separate STIMULUS package (perhaps before the BAILOUT), with the goal of wrapping up both by Thursday, although they could work into the weekend. That would allow them to get the "Main Street" aid for homeowners championed by Senator Obama and other congressional Dems, while bowing to the insistence of President Bush and Treasury Secretary Paulson that they not clutter up the rescue bill.
WSJ: "Mr. Paulson is scheduled to testify before House and Senate committees on Tuesday and Wednesday. That would set the stage for a vote Thursday in the House and Friday in the Senate. ... Perhaps the biggest looming fight is over Democratic efforts to require the program's participants to curb what they pay their executives."
USA Today, above fold: "Amid urgency, questions grow about $700B bailout."
Senate Banking Committee Chairman Chris Dodd, interviewed on CBS's "The Early Show," said taxpayers should be "first in line" to get money back once conditions in the industry stabilize and recover. Dodd, a Connecticut Democrat, said, "We want oversight. ... The last thing any of us want is to be back here in a month coming up with some new plan because this didn't work. It's important that we act quickly, but it's more important that we act responsibly." — via AP
CHANGING TIMES Senator Obama's new bailout battle cry, "No blank check," appeared first as a headline on Howard Wolfson's blog.
Politico's Glenn Thrush, "Dems Says They Won't Be Fooled Again": "Sen. Patrick Leahy (D-Vt.) says he's seen this movie before: The Bush administration, citing an unprecedented national threat, puts the hammer on Congress to ram through gargantuan legislation with a minimum of review … [T]he current generation of Democratic congressional leaders feels burned — and not a little humiliated — by the Bush administration's use of the 2001 attacks to justify both the speedy enactment of the controversial and complex USA Patriot Act … [I]t has emboldened Democrats to seriously question [though not derail] Treasury Secretary Henry Paulson's 2½-page demand for the reins of the American economy, even as Paulson worked the Sunday shows to warn of economic Armageddon if a 'clean' version of his bill isn't passed soon."
More WSJ, on the bailout: "Perhaps the biggest looming fight is over Democratic efforts to require the program's participants to curb what they pay their executives
***Jack Pagano, son of Jenny Backus and Ed Pagano, is 2 today. (Hat tip: Jackie Calmes)
Tell your kids: Fall begins today at 11:44 a.m., the autumnal equinox ("equal night"). The (London) Times: "[A]fter today the nights grow longer. Daylight at the equinox is slightly longer than the night, partly because the Earth's atmosphere bends sunlight hidden just under the horizon. At the poles the equinox marks the transition from 24 hours of night to 24 hours of daylight. And at the equator, the equinox marks the moment when the Sun is directly overhead."
John HARWOOD interviewed both nominees yesterday for a CNBC special, getting this surprising answer when he asked Senator Obama if he would consider keeping on Secretary Paulson: ""I would certainly want to make sure that Paulson was involved in the transition," Obama said. "That doesn't necessarily mean that he'd end up being the secretary Treasury, but I think it's important for us to make sure that those who are currently in charge when it comes to the financial crisis and defense and intelligence, that they are deeply involved in the transition process."
Senator McCain told Mr. Harwood: "[N]o CEO of any corporation or business that is bailed out by us, that is rescued by American tax dollars, should receive any more than the highest paid person in the federal government. "That person is the president, who makes $400,000 a year, just under twice as much as the House Speaker and the Chief Justice.
But Paulson says on Sunday shows that he'll resist that, since it would reduce participation.
ROMNEY REDUX — McCain also told Harwood: "I respect and admire Secretary Paulson. But as far as I can tell, we're placing all those responsibilities in the hands of one person. I think we need to appoint an oversight board of the most respected people in America, such as maybe Warren Buffett, who's a Obama supporter; Mitt Romney, Mike Bloomberg, so that there can be some kind of oversight of, instead of just putting all this responsibility on a person who may be gone in four months." STUFF SENATOR MCCAIN SAID ON TV LAST NIGHT:
THREE MCCAIN BOMBSHELLS ON "60" MINUTES, during a convo with correspondent Scott Pelley in Wisconsin:
— He would name New York State Attorney General Andrew Cuomo, secretary of Housing and Urban Development under President Bill Clinton and son of former New York Gov. Mario Cuomo, as chairman of the U.S. Securities and Exchange Commission: "I've admired Andrew Cuomo … I think he is somebody who could restore some credibility, lend some bipartisanship to this effort."
— He acknowledged he was wrong when he said he would "fire" the current SEC chairman, former Republican congressman Chris Cox: "Technically he can't be, quote, fired. But I'll tell you: When I'm president, if I want somebody to resign, they resign."
— He said he would abolish the White House Office of Political Affairs: "I would move the political office out of the White House and into the Republican National Committee. We've gotta have a White House that is without politics."
N.Y. Times A1, "Radical Shift for Goldman and Morgan," by Andrew Ross Sorkin and Vikas Baja: "Goldman Sachs and Morgan Stanley, the last big independent investment banks on Wall Street, will transform themselves into bank holding companies subject to far greater regulation, the Federal Reserve said Sunday night, a move that fundamentally reshapes an era of high finance that defined the modern Gilded Age. … It was a blunt acknowledgment that their model of finance and investing had become too risky and that they needed the cushion of bank deposits that had kept big commercial banks like Bank of America and JPMorgan Chase relatively safe amid the recent turmoil.
"It also is a turning point for the high-rolling culture of Wall Street, with its seven-figure bonuses and lavish perks for even midlevel executives. It effectively returns Wall Street to the way it was structured before Congress passed a law during the Great Depression separating investment banking from commercial banking, known as the Glass-Steagall Act. By becoming bank holding companies, the firms are agreeing to significantly tighter regulations and much closer supervision by bank examiners from several government agencies rather than only the Securities and Exchange Commission."
From N.Y. Times Dealbook: "[T]he move signals the demise of the Glass-Steagall Act, the epochal legislation of 1933 that split investment banks and retail banks. A law enacted in 1999 repealed the earlier regulation, though Goldman and Morgan remained independent investment banks."
PLAYBOOK TRANSLATION: The change, announced in a 9:30 p.m. Federal Reserve news release (in the middle of Packers-Cowboys!), makes it MORE likely Goldman can stay independent, by allowing it to take deposits. And it'll be one of the cleanest banks, since it's starting from scratch.
ZEITGEIST: Young Wall Streeters breaking out big-band music for "Party Like It's 1929" soirees. One invitation: "Unless you just lost your job or your fund is down more than 20 percent, please bring beer or booze." (Sunday Styles — Hat tip: J-Mart)
"Obama, Not McCain, Shows Steady Hand in Crisis," Commentary by Albert R. Hunt, Bloomberg News executive editor for Washington: "For the first time since 1932 a presidential election is taking place in the midst of a genuine financial crisis. ... Detached observers who watched [Obama] last week … were taken by how conversant and comfortable he was on the subject, despite his thin record. Few detached observers came away with that impression watching the Arizona senator. … Tellingly, three former SEC chairmen, a Democrat, Arthur Levitt, and two Republicans, David Ruder and Bill Donaldson, have endorsed Obama. … Decisions that will be reached after this election will be the most important since the 1930s. Obama, as more than a few Democrats are complaining, hasn't been as quick, sharp -- or demagogic -- as they would like. McCain has been beset by deeper difficulties: an inchoate and inconsistent message that seems to reflect political exigencies more than principled convictions."
ENDORSEMENT — The Pueblo (Colo.) Chieftain goes for … John McCain.
DATAPOINT — N.Y. Times' Michael Luo: "Senator Barack Obama significantly outspent Senator John McCain in August as the two campaigns ramped up their general election fight, with the Obama campaign spending $53 million that month, $32 million of which went to advertising. That compared with the $41 million spent by the McCain campaign, $23 million of which went to advertising."
A BONUS DAY ADDED TO YOUR LIFE! Our count of days to the election somehow got off a while back, so this is a Groundhog Day Edition — still 43 days. (Hat tip: CBS' Joy Lin, Fox's Megan Whittemore and Alex Finland).
LAUNCHING TODAY, per AP — WashPost "Political Browser": "The Washington Post is launching a new Web section linking readers to the best of political coverage — even scoops by rival newspapers. The idea behind the Political Browser, expected to start Monday, is to brief political junkies on the top "must reads" of the day, from an article on a scandal to a humorous video making the rounds on Google Inc.'s YouTube. …The Political Browser will be separate from the Post's existing political section, which features coverage by the Post's own reporters."
"CAREFUL OBSERVERS" — A friend writes: "NYT, front page, Saturday, Sept 20 2008: 'Only a careful observer, however, would have noticed the advertisements' fine print, which said donations to the fund would be used to pay for "a portion of the cost of broadcast advertising,' as well as other expenses."'
***"Only a careful observer, like, say, The New York Sun, Sept. 9, 2008, 'The fine print indicates that ... that the fund will cover 'a portion of the cost of broadcast advertising … ' Or, say, Slate, Sept. 12, 2008, 'While the McCain campaign can't use privately donated money to pay for the first 28.5 seconds of a given TV ad, it's kosher to use that cash for the last second and a half.'"
MICHAEL JOSEPH KENNEDY WAS WHEELS DOWN DCA LAST NIGHT FOR A STATE VISIT. What flick should he see tonight?
SPORTS BLINK — AP, "After 85 yrs, Yankee Stadium — going, going, gone!": " Derek Jeter climbed the mound, surrounded by his teammates, and began the final farewell. Microphone in hand, the New York captain addressed the 54,610 fans who came to say so long to Yankee Stadium, his words booming around the old ballpark where the voices of Lou Gehrig, Babe Ruth, Joe DiMaggio and Mickey Mantle had echoed years before. 'So take the memories from this stadium, add it to the new memories that come with the new Yankee Stadium and continue to pass them on from generation to generation,' he said. The winning tradition that began with a 4-1 victory over the Boston Red Sox on April 18, 1923, ended with a 7-3 triumph over the Baltimore Orioles on Sunday night. It was a bittersweet evening in which the Yankees staved off postseason elimination rather than add another title to their vast collection. Next April 16 they open a $1.3 billion palace nearing completion across 161st Street, which also will be called Yankee Stadium. But it will not be the same."
THE REAL DESSERT — L.A. Times — "The Awards Insider": "When the 1960s period piece 'Mad Men' won the Emmy for outstanding drama series at Sunday's 60th annual Emmy Awards, it made history in at least two ways. It became the first basic-cable program to take top series honors. But it also added a more dubious mark: Compared with previous Emmy series winners, 'Mad Men' is by far the least-watched, with an average of fewer than 1 million viewers tuning in during its first season last year. That's a fraction of the audience of even NBC's ever-ratings-challenged '30 Rock,' which again took the comedy prize this year. Oprah Winfrey said at the outset of the award telecast, 'Nothing connects us quite like television.' The sentiment may be hard to argue with, but it's out of step with the times. Anyone who bothers to look at the ratings can see that prime-time TV is no longer the great connector it once was. It may be the only remaining medium that can still unite 30 million people for, say, a broadcast phenomenon such as 'American Idol.' But disproportionate amounts of attention online, in print and among TV academy voters are now devoted to niche programs such as 'Top Chef,' 'Damages' and 'Mad Men.' And for the most part, that trend is the culmination of an explosion of original programming that has taken place on basic-cable networks over the past several seasons."
Another election cycle where the Republican come up with a Pants On Fire issue. First the run up to Iraq War then the Patriot Act now a financial meltdown.Gotta pass this bill Now! No time to read the same print! The lobbyist marched up to Capital Hill over the week end to make sure no regulations and no sanction were place in this bill.And oh by the way we must Bail Out Foreign Banks because they have offices and employees that work in the United States.That like saying to China you must Bail Out the struggling Auto Companies because they build Cars and employ Chinese Citizens.That is absurd !
it's about time! The McCain campaign ought to transfer their HQ to Hyde Park. The more Obama's enmeshment in corrupt Chicago and Illinois Machine politics is exposed, the more nails are pounded into his political coffin. The last thing Americans want is a politician like the Real Barack Obama with all of his soon-to-be-indicted friends/potential Cabinet members.
Well it is time for that Keating 5 ad! and it would have the benefit of being true!
John Mccain... taking bribes since the 1980's!
The REALLY BIG dispute about the Paulson Plan, is whether to call it the 'Economic Patriot Act', favored by republicans, or 'Bailing Out Bush', favored by rational folks.
Obama should run an ad equating McCain and the 9/11 suiciders. They learned to fly without learning how to land, also.
Obama is smart to plan to keep Henry Paulson around, at least during the administrative reorganization period. He should keep Paulson chained to a wall in the Oval office, so every time another economic screw-up is revealed (don't even imagine we've heard it all, yet), Obama can whip the crap out of a major cause of the debacle.
We should start a whole new Executive Compensation Plan, we taxpayers, now that we're going to be responsible for the fraudulent machinations of the various CEO's, CFO's, and Cetc.O's of the 'Financial Industry'. First we should calculate the value of the interest on the money we'll be putting up to 'bail-out' their butts, divide that amount by the number of a**hole C'x'O's, and start making them sign IOU's each payday (or handing over the cash), as we execute our new 'Negative Incentive Pay Plan' for incompetent 'executives'.
Can you imagine the crowds of pig farmers the republican campaign would draw in Iowa and elsewhere, if McCain had nominated a sow as VP, and toured the country with her, with a big circle of lipstick around her anus?
So McCain thinks the 'Financial Industry' executives should be 'paid no more' than the president, $400,000/Year.
Ah hell, John, don't be bitter. Let's pay them what they're worth, and the president, too. How about $1/Year, in pennies?
In the late 60's and early 70's a fad, that had started in the south, swept nationwide. It seems that high school, and college, students were fed fed up with electing, "king and queen", of the school so; they started electing a pig for queen.
I guess we are not to far away from that today.
Somebody tell Politico big shots to keep their reporters off TV. They're awful. It's not just their repetitious cliches; it's their lack of poise, style.
I would suggest that you GOOGLE CHIGAGO POLICTIC/ OBAMA get the facts on the corruption that goes into is election. This is important reading
They have now opened the door to pounding the KEATING FIVE and Troopergate. Let the games begin!!!
An avalanche is coming, and in fact is breaking loose right now. Better get out of the way. Forewarned, as you know, is forearmed. (The Dems can now say back to the Repubs, "Be afraid, be very afraid.") Ain't it grand?
Okay, so McCain tells us that he's really pro-deregulation, that which has caused the economic meltdown. Not good. Let's look at some additional information:
John McCain Admits It! At a recent Wall Street Journal board meeting, McCain states, "I know a lot less about economics than I do about military..." Huffington Post
John McCain Asserts It! At a recent town hall meeting in Florida, on Monday, the day that the Dow dropped over 500 points in consequence to Lehman Brothers' demise and Merrill Lynch's takeover, McCain states, "The fundamentals of our economy are strong." Newsweek
John McCain Doesn't Get It! Regarding the Unemployment Rate Inauguration Day 2001: 4.2% Now: 6.1%
Regarding the Budget Inauguration Day 2001: $281 Billion Now: $357 Billion
Regarding the National Debt Inauguration Day 2001: $5.7 Trillion Now: $9.7 Trillion (CNN)
John McCain is not Qualified to be President
McCain's Ad: Barack Obama. Born of the corrupt Chicago political machine.
His economic adviser, William Dale lobbyist, Mayor's brother. His money man, Tony Rezko client, patron, convicted felon. His political godfather Emil Jones -- under ethical cloud. His governor, Rod Blagojevich -- a legacy of federal and state investigations. With friends like that, Obama is not ready to lead.
Let's cut to the chase here--
Leadership defined: Good leaders are made not born. If you have the desire and willpower, you can become an effective leader. Good leaders develop through a never ending process of self-study, education, training, and experience.
What qualifies Obama to lead:
1) His desire to be an effective leader
2) His education
3) His experience
4) His contribution
Civil Rights Attorney: Class of '91
University of Chicago Law School, Educator of Constitutional Law: 12 Years
Illinois State Senator: 8 Years
U.S. Senator: 3 Years
Committees: Foreign Relations; Environment and Public Works; Veterans' Affairs; Health, Education, Labor, and Pensions; and Homeland Security and Governmental Affairs.
Official Travel: Eastern Europe, the Middle East, Central Asia and Africa.
Obama has sponsored 136 bills since Jan 4, 2005, 2 have become law.This figure does not include bills to which Obama contributed very substantially as cosponsor, such as the Coburn-Obama Federal Funding Accountability and Transparency Act of 2006 or the Lugar-Nunn Cooperative Proliferation Detection, Interdiction Assistance, and Conventional Threat Reduction Act of 2006.
Barack Obama is Qualified to be President
Vote for Peace, Prosperity, Obama
Hmmmm. Johnny Boy is careening at the height of hypocrisy...Everyone should read this Sydney H. Schanberg article about how the "war hero" candidate buried information about POWs left behind in Vietnam. Schanberg is the journalist who brought the world news of the "killing fields" under Cambodia's Khmer Rouge. What is Senator McCain hiding? See: http://www.nationinstitute.org...
John McCain is up to his now normal tricks.
McCain has become embodiment of the "the lying politician" charicacher
You would think the recent SNL skit would have clued him in.
McCain truly ELITIST - $540 shoes - 10 Homes - a $1.3 million "cabin" - $100 million "family" fortune - Wife charged $750,000 in one month!
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I think I've made my position on the foreclosure fraud settlement pretty clear. Nevertheless, there's a time to stew and a time to figure out how to make this work as well as possible. I think there are some tangible steps that can be taken, if not to improve the deal, then to improve housing policy overall to the benefit of homeowners rather than bank balance sheets. Here's a probably incomplete list:
1) Release the terms. It's hard to fully commentate on the settlement without the settlement terms in hand. It's unconscionable that these haven't been released, and everyone with even a passing interest in housing policy should be up in arms. Once we get the terms, then we can better know where things need to be shored up. It's an absolute joke that we've gone 24 hours without settlement terms; we should not go a week.
2) Follow the money to the states. Wisconsin Governor Scott Walker has already announced that he will not put the hard money that states receive in the settlement to anything dealing with housing, but to plug his budget holes. I imagine that will be the case in Republican states throughout the country, and indeed it will be a tempting target for any state with a budget shortfall.
This should generate massive outrage. The money is a one-time payment from banks specifically targeted for foreclosure mitigation programs. In particular it should go toward mandatory mediation, which has proven to be a low-cost winner for many states, and legal aid for foreclosure victims and people facing foreclosure, so they can continue their private rights of action with the banks that is allowable under the settlement. Nobody in Wisconsin should just sit back and allow Walker to steal money earmarked to help homeowners. That should become an issue in his recall election.
3) Servicing standards at CFPB. I view the servicing standards announced with the settlement as kind of irrelevant. The Consumer Financial Protection Bureau has the authority to make rules on nationwide servicing standards that will stick. The rules that will allegedly be adhered to in the settlement will only last three years. That's clearly not good enough. And there's substantial question as to whether the servicing business can even mechanically do some of the requirements. CFPB needs to engage in a comprehensive examination of servicing, including audits of servicer software to check for systemic errors, and they need to dismantle the business if it is shown to not work meaningfully. The standards at CFPB will far outlive this document, and that's where the focus needs to be.
4) Help California choose. Depending on whose numbers you believe, California either got 37.5% of the principal reduction under the deal, or much more, closer to 60%. But more important, they secured an independent, California-specific monitor to ensure compliance, with large penalties if the banks falter. They haven't yet named that monitor. I've been asked by staff in Kamala Harris' office for suggestions. Let's open the floor. How about Bill Black? If you can actually make the principal reduction real in California through enforcement, then at least one corner of this inadequate deal looks better.
5) The task force. Most every activist group has used the phrases "down payment," "drop in the bucket" and more to describe the settlement, and they've turned to the RMBS working group to get the real relief for homeowners and accountability for the banks. I'm dubious, but as Matt Stoller writes today in a superlative post: [cont'd.]
The initial signs aren't hopeful; DOJ has assigned 55 people to the task force, including 10 FBI agents. During the S&L crisis, which was 40 times smaller that this one, roughly 1,000 FBI agents were involved in the investigation. To put it another way, given the $5 trillion of home equity lost in the crisis, DOJ has assigned one person for every $100 billion lost. It is as if Apple lost its entire cash horde of $100 billion, and the government assigned just one person to find out what happened.
But there has been a good amount of private litigation and effort already, so though unlikely, it isn't absolutely hopeless that there could be some handcuffs. A good test case to see what happens next is to see who is chosen to head the task force on a staff level. Someone like former TARP Inspector General Neil Barofsky or Rep. Brad Miller of North Carolina would indicate some level of seriousness. A traditional Justice Department bureaucrat would indicate otherwise.
The staff director should be non-negotiable for the activist community. Moreover, they should hold Eric Schneiderman and the rest of the law enforcement leadership to their promises about a "down payment" (even the President). If the political dynamic has shifted against Wall Street, then scale Lanny Breuer and Robert Khuzami and prove it.
6) Class action America. Not only are private rights of action allowable, but so are private class action lawsuits. The American Foundation for Equal Rights has used a large bankroll to push forward marriage equality in the courts. An American Foundation for Homeowner's Rights could do the same over systematic erroneous document assignments. Find an appropriate venue, fundraise the hell out of it and get going. Resources were always the hurdle to private suits, which is why suits from investors have moved much further. But there are methods to find the resources.
7) Up the chain. Iowa AG Tom Miller is fond of telling everyone that criminal liability was not released in this settlement. In practical terms, AGs have no credibility to issue criminal charges, given that they just invested years in a settlement without pursuing anything on the criminal side. But that's not entirely true in two cases: Nevada and Missouri. There, AGs Catherine Cortez Masto and Chris Koster have active criminal investigations that could theoretically continue to go up the chain, from the document processors to the servicers to the corporate parents, to find who authorized the persistent forgeries and document fraud. This won't be an easy road because of the settlement, but it's legally plausible.
8) Fannie and Freddie. Nearly two-thirds of the housing market sits outside the scope of this settlement. Homeowners who by accident have a mortgage guaranteed by Fannie Mae and Freddie Mac get none of the benefits. There are programs pushed by the Administration to rectify that. But so far, the overseer of the GSEs, Ed DeMarco, has been resistant. House Democrats are pummeling DeMarco, especially after the revelation that Fannie Mae stopped a plan for principal reductions out of "philosophical" opposition. DeMarco could be replaced by the Administration. They've already shown the ability to make recess appointments when critical policies are on the line. They should not hesitate in this case to change leadership at FHFA if they want a full-spectrum policy on housing.
9) Be real. Don't let anyone tell you this settlement is OK. Not to toot my own horn, but people in absurdly high positions have told me that my work helped move the settlement in a better direction. Frankly, I don't want to take that credit. I don't want to be associated with this. If you accept this as a "positive first step" or whatever the PR is, you make yourself irrelevant for the next steps. And there are many necessary steps ahead. As Abigail Field writes, this is a call to action:
My slim hope for good bank and housing policy rests on you. If Team Obama is confronted with an informed and active electorate over the next several months–confronted with enough voters demanding good policy instead of easily disprovable talking points–I think it's possible to goad a-scared-we-won't-be-reelected Team Obama into actually doing good policy.
So what can you do? Participate with CredoAction, The New Bottom Line, The Other 98%, Occupy Our Homes or any other group pushing hard for good policy, refusing to provide political cover to a weak incumbent too ??? to do the right thing. Start your own group. But participate. Be a DOER. Call your members of Congress; call your Attorney General, your state representatives, your governor, President Obama. And in an era when the Supreme Court insists corporations have the right to speak at a volume calculated to drown out everyone else, insist on being heard.


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Independently owned and operated since 1998 by Jim and Anita Lombardi of Santa Clarita, Federal Escrow Inc. has been offering every type of escrow imaginable.
This summer, the Santa Clarita Valley Chamber of Commerce will host the third annual Patriot Luncheon on July 11 at the Hyatt Regency Valencia.
Supervisor Michael D. Antonovich will address the Santa Clarita Valley business and community leaders on May 1 at the fifth annual State of the County Luncheon.
The Small Business Development Center, hosted by College of the Canyons, offers a wide array of services, many at no cost to new and existing business owners.
In 1987, Neal Weichel and his wife bought their first property – a condo in Santa Clarita. Since move in day, Weichel has raised a family, put his stamp on the local real estate market and tapped into what he feels is the pulse of the community.
When Brent Griffiths opened his first store on Lyons Avenue in 1979, Santa Clarita was just starting to take shape. Master plans were still just plans, and large-scale advertising campaigns were reserved for corporate budgets.
Dan Carpenter first opened his Santa Clarita automotive service in October 1988, specializing in the repair of Honda and Acura vehicles.
Whether priorities are schools, recreation or convenience and friendly neighborhoods, home buyers are finding that Fair Oaks Ranch by Pardee Homes fills the bill.
Despite the continuing trend of filming heading for other states, owner Monica Harrison of L.A. Film Locations is expanding her list of clients, bringing significant revenue and opportunity to local property owners, businesses and families.
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Academic colleges, departments, and offices can provide wireless network access to guest lecturers, speakers, presenters, academic review teams, and other visitors for their personal notebook computer. A guest wireless account will allow the guest to access the Internet as part of their presentation or work on campus.
Before a guest can connect to the wireless network, they must have a guest wireless account activated by an authorized IUP employee. Guest wireless accounts will only be active for a period of time—no longer than required. After a guest account is activated, a computer can be configured with the standard IUP wireless configuration to permit the guest's computer wireless access. Guest notebooks must meet the IUP wireless network requirements.
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Michael Rice is a Professor and Endowed Chair of Psychiatric Mental Health at the University of Colorado College of Nursing as well as a American Academy of Nursing Fellow. He came to the College of Nursing from the University of Nebraska Medical Center (UNMC), where he was a professor and the Associate Director of the Behavioral Health Education Center of Nebraska, University of Nebraska Medical Center. His baccalaureate degree is from Mount Marty College, in Yankton, South Dakota; his master's degree in psychiatric mental health is from UNMC; and his doctorate in Clinical Research is from the University of Arizona, as a National Research Service Award Fellow. He is a board-certified advanced practice psychiatric nurse. He advocates the use of distance-education technology to meet the health-care needs of rural America. He was the recipient of the Educause Award for Excellence in Information Technology Solutions in 2002. He is co-Chair of the Psychiatric Expert Panel at the American Academy of Nursing and a member of (a) the Board of Directors for the American Psychiatric Nurses Association and (b) the Board of Advisors for Behavioral Health Specialties at Optum Health. He provides national and international consultation on development of distance psychiatric-nursing education and learner-centered online education.
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Free Concerts at The California Center for the Arts
I just heard about The California Center for the Arts (in Escondido) Wow First Wednesdays series, that hosts a free event open to the public the first Wednesday of each month.
Enjoy a a free performance this Wednesday, Jan. 2 by San Diego Dance Theater at 4 and at 7 p.m. Enjoy the upcoming show, "Cabaret Dances: The Water Lilies (Nymphéas)", an impressionistic dance based on Monet's famous water lily paintings.
The center is at 340 N. Escondido Blvd.
Website: artcenter.org
Photo c/o California Centerfor the Arts
Category: Community Connections, Events, Kids & Family


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Behind the Scenes Video With Haunted Beauty Ghost™ Barbie® Doll
She's an eerily beautiful specter, mesmerizing as she floats down long-deserted hallways. Haunted Beauty Ghost™ Barbie® Doll may seemed destined to haunt the house in this video forever, but designer Bill Greening hopes she'll be appearing in your home very soon!
Go behind the scenes of the video shoot, as Bill shares the inspiration behind his latest creation, design details, and his hopes for the next chapter in this doll-tastic ghost story.
Are you one of the collectors Bill mentions in the video - someone who's been waiting for a doll just like this? Let us know what you think in the comments!
No events at the moment. Check back soon.


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In a playoff series against a physical opponent, there's a fine line between being tough and being strong. Friday night, the Detroit Red Wings were strong, while Sunday afternoon, they tried to be a bit too tough.
It was no coincidence, then, that the Red Wings lost 4-1 on Sunday after winning 1-0 on Friday. The enduring image from the weekend was 6'1″ Brendan Smith attempting to challenge 6'9″ Zdeno Chara to a fight. Chara laughed, mocked him, dropped his stick, and fortunately for Smith, officials then quickly intervened. It was a life saving maneuver. If they hadn't cut in, Smith could have spent an unpleasant Easter Sunday eve in the hospital.
Sunday, Detroit played right into Boston's hands by trying to fight fire with fire and match their physicality. Instead of skating away and using their skill, speed and mind, the Red Wings tried to match fists and hits with the Bruins, one of the league's toughest teams. Rarely does that work for any team, much less Detroit.
Boston is only tough if the opposition allows them that mental advantage. Friday, Detroit played their own game, skating fast and ignoring the Bruins' instigation more often than not. As a result, Boston got only two power plays. Sunday, the Bruins collected four and scored on two. Those facts mattered more in the outcome than any flu bug excuse or lack of energy could have.
For Detroit, true toughness in this series will be related to their ability to turn the other cheek. Fighting back will only rile the Bruins up, allowing them to more comfortably play their game. Boston could become more rattled if Detroit decides to skate away from the pile, refuse to engage in lowbrow fights after the whistle while ignoring their goon tactics during the game.
As the series shifts back to Detroit, realistically, the Red Wings did what they had to do, getting a split in Boston. Home ice advantage will only matter, though, if Detroit plays a better mental game than the Bruins. Regardless of location, if the Red Wings get running around, yapping and engaging the Bruins, Boston will have them right where they want them, scoring easy power play goals while having the mental edge.
Detroit's danger will remain if they're able to be the silent assassins, skating away and refusing to engage Boston's legions of goon. Being mentally strong works better for some teams than being tough, and the Red Wings have long qualified as one of those clubs. Now that they're in the notoriously rough Eastern Conference playoffs, it becomes more important.
In order to keep some positive series momentum moving forward, they must remember that fact.
Best Play In Boston: Pavel Datsyuk's steal and goal. Realistically, there's likely been no better play early in this playoff season than Datsyuk's amazing behind the back drag and score on Friday night. To pull a major upset, a team needs a certain amount of big plays and lucky plays. Datsyuk's play qualified as both, and helped the Red Wings emerge with an impressive split in the series.
What Must Change In Detroit: Discipline. On Friday, the Red Wings had it, matching Boston's hitting with clean hitting of their own and refusing to get involved in post-whistle arguments. Saturday, Detroit folded after being pushed around a tiny bit, and tried to be the aggressors. That's not going to work, and with the series coming back to home ice, the Red Wings must be smart and perhaps try to draw a few careless penalties that Boston can be prone to taking.
Stat To Monitor: Penalty minutes. Through the first two games of the series, the calls have been remarkably even. The Red Wings won't survive putting Boston on too many power plays, so the statistic will tell the tale about the amount of success the Red Wings are able to have moving forward. If Boston generates four or more power plays, chances are they'll have a major advantage in the series. Detroit must play clean, fast hockey and ignore the instigation they'll likely continue to face.
Max DeMara is a senior editor at The Detroit Sports Site. You can find him on Twitter @SportsGuyTheMax


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/dev/randomSeptember 16th, 2012 by Crusader
Catch-up time!
Neat games:
-Defender's Quest, a tower defense title (while AIR-based, the developers note that their next title will be even easier for Linux users to run).
-Diaspora: Shattered Armistice, a Battlestar Galactica-inspired space combat sim based off of FreeSpace 2's source code.
Other stuff:
-inXile has posted development footage of Wasteland 2, their upcoming post-apocalyptic RPG sequel.
-Frictional Games has posted a retrospective for their previous game, Amnesia: The Dark Descent, on the occasion of its second anniversary.


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Every year, automakers roll out about 70 brand-new or redesigned cars. Cars.com reviewers have spent hundreds of hours behind the wheels of those cars to pick the six best, and from those six, they chose the 2014 Best Car of the Year.
The weeklong experience with each car enables the reviewers to get to know its quirks and where it excels and falls short. They get to play with the features and options, and they find out which small joys turn into genius discoveries and which small annoyances turn into disastrous choices. They focus their attention on innovations, quality and – above all else – value. That doesn't mean the least expensive cars; even $100,000-plus cars can have a strong value proposition.
The reviewers awarded Car of the Year honors in 6 classes: Car, Pickup, Family Car, Play Car, Luxury Car and Eco-friendly Car.
Family Car of the Year: 2014 Hyundai Santa Fe Sport
With loads of high-tech and luxurious-feeling features packed in at a competitive price, it would be hard for financially savvy and tech-appreciative families to pass over the Santa Fe Sport. Our team of editors took note and voted this midsize crossover right to the top.
Play Car of the Year: 2014 Porsche Boxster
Luxury roadsters pack handsome interiors and punchy engines, but few can connect the car and its driver like the Boxster. Thanks to its sublime balance, Porsche's mid-engine icon is still a performance car through and through.
Luxury Car of the Year: 2014 BMW 328i
The 328i is the perfect blend of luxury, sport and prestige. We tested it against the industry's best luxury sport sedans in 2013 and it came out on top, beating competitors from Acura, Audi, Cadillac, Mercedes-Benz and Volvo. It does everything well.
Eco-Friendly Car of the Year: 2014 Nissan Leaf
Less expensive and faster-charging than when it last won this award, the excellent Leaf is accessible to more buyers than ever, and the battery can be fully charged at home in about four hours rather than eight. It also adds range more quickly when grabbing juice at a public charging point.
Pickup Truck of the Year: 2014 Chevrolet Silverado 1500
In one way, this was an easy choice: Chevrolet engineers basically had the opportunity to go over every inch of the next-generation Silverado 1500 to improve every aspect of its capability and prowess. However, when you consider how hugely competitive this market has become, we know there were many points along this process where costs could have been cut, shortcuts taken or aggressive strategies pulled back. But Chevy engineers and management didn't do that with this truck.
This is the first time in Cars.com's history that we are presenting a dedicated award for pickup trucks alone, and that makes sense. Three of the top five best-selling vehicles in the U.S. in 2013 were pickup trucks, and if there's a segment more important to most automakers' bottom line, we can't think of one.
Car of the Year: 2014 Chevrolet Impala
For years, the Chevrolet Impala languished as a fleet special, a favorite of rental car companies that would buy them by the gross and foist them on hapless, disappointed travelers. Not anymore; 2014 brings an all-new Impala, and by any measure it is extremely impressive. It starts with styling that not only brings the Impala in line with the rest of the Chevrolet showroom, but it also acts to define it.
The Impala won in a heated, contentious vote over five other worthy competitors:
- Acura MDX
- Hyundai Santa Fe
- Kia Forte sedan
- Mazda3
- Mazda6
For more on the Best of 2014, go here.
Copyright © 2015, Chicago Tribune


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hen I was a first-year art teacher, I moved five states away from home for the opportunity to teach art. I arrived with eager ambitions and expected all my middle-school students to want to be in that classroom as much as I did. The administration asked me if I could "get the kids hooked on art." That's exactly what I planned on doing. Upon meeting each class, and introducing them to the art room, I asked what they would like to learn in art class. They bombarded me with great ideas: fashion design, painting, clay . Then, one child raised his hand and said he wanted to learn how to create graffiti. I added it to my list, but was thinking to myself that it was far too controversial for me to actually teach. Later, as I worked on final lesson preparations for the semester, I looked again at the word "graffiti" on my list. I W by Stephanie Syrakis began researching it and started to look at it with a child's eye: It's colorful, it's fun and it can be used to get important messages across. I then prepared a lesson, to which I have made many improvements over the years and has served me well. THe IMPOrTaNT DIsTINCTION to get across was that we were looking at graffiti as an art vs. graffiti as vandalism. I showed them a PowerPoint I created with several examples. We discussed that it is art when created on a surface that we have permission to use. I discussed how some of the first paintings were done on cave walls, and that even Leonardo Da Vinci's The Last Supper was painted on a wall. This opened a discussion on murals and frescos. I told them that we were studying our graffiti as art, not as vandalism, so it did not need to be put on a wall. As a class, we looked at the technique that went into creating the letters. We studied examples of graffiti, with an artist's eye. We discussed color, shading and creative letter manipulation. Students were fascinated. To this day, I've never presented a lesson that gets kids as excited to create as this one did (and see GRAffITI on page 44 LEARNING OBJECTIVES Middle-and high-school students will . • understand the difference between graffiti as art and graffiti as vandalism. • warp text to create a graffiti-style font. • practice making their letters look 3-D. NATIONAL STANDARDS • • Understand and apply media, techniques, and processes. Understand the visual arts in relation to history and cultures. MATERIALS "Inspire," by Taylor. • • Graphite and colored pencils 8" x 12" paper "Balance," by Paige. www.ar tsandactivities.com "Dream," by Kaylee. x 80 years • june 2013 29
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Awww! This is such a nice story. It gave me goose bumps, Helen, and you know me... I DON'T get cold! I miss you and hope you are feeling better. :{)


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rebar horizontal in the block stand
I know folks put rebar vertically in the cores with cement, but do a lot of folks put rebar horizontally in the wall, I have seen some do this but it seems overkill especially if you are mortaring the wall, thoughts?
Re: rebar horizontal in the block stand
I think some people do this as an alternate to angle irons to hold up the lintel over the wood storage door. Since I don't even know what this lintel is for, you can just put the extra rebar in your support slab and dispense with this row of blocks entirely, I'd say I don't know any reason for this at all. I put a decorative arch above my wood storage area, but it was at the support slab and insulation layer, and I have full access to the wood storage area.
I'd say that unless you live in a really earthquake prone area, don't bother. Even if you do (NJ?) you may not want a structural masonry object anyway.
Re: rebar horizontal in the block stand
Rebar is pretty cheap.
I would put a 1/2 rebar in the top course of blocks. It helps if this top course has the "knock out" type of block.
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Oshakati — Children of veterans of the liberation struggle continue to endure hardship as their long march to the capital continues. They are marching on foot from Outapi to Windhoek, a distance of almost 700 kilometres.
By yesterday afternoon, the last group of 200 youths to leave Outapi had covered a distance of almost 400km. Two advance groups were already ahead since some managed to hitch rides on the way.
A few mothers with young children had dropped out of the march by yesterday. One of them joined the march with a month-old baby.
Among the marchers are three pregnant women and some people with disabilities. "Two of the women are heavily pregnant and they can deliver any day. If they get in labour while we are still on the road, we will help them deliver. Last Friday, a fourth mother delivered a baby in the Oshakati State Hospital," said Matilde Amutenya one of the group of marchers.
The march started last week Wednesday, after a decision to come to Windhoek to see Prime Minister Dr Hage Geingob. By yesterday morning, the last group was between Tsumeb and Oshivelo trying to hitchhike. The police advised them not to travel further, because of the danger of lions and leopards in the area between Tsumeb and Otjiwarongo.
"Some group members have already left with their luggage, but we are hoping that we will get a lift to help us cross these areas," said Amutenya. The group is also accusing the government of attempts to 'sabotage' their march.
Amutenya claims that at times they meet good Samaritans who are willing to offer them transportation, however these good Samaritans are being threatened by unknown people.
"Like yesterday some members of our group managed to get a lift from a certain Swapo coordinator, but he was called from an unknown number warning him that people should get out of the car or else he will be in trouble. The man had to stop in order to drop them after travelling 20km. We now don't know if our government wants us to die or be eaten by lions, we just don't know," he said.
The march started last week Wednesday following a few days of camping at the Swapo regional offices at Outapi. The group had demanded that the Prime Minister Hage Geingob meet them in Omusati Region, but when they were told that their demand could not be met they decided to walk to Windhoek.
They also claim that they did not camp with the first groups at the party offices, because they were patients and believed that government would provide them with jobs while waiting at their homes. "We have had enough, we have been waiting for too long," said Amutenya.