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Academic Honesty
As students willingly accept the benefits of membership in the Gardner-Webb academic community, which was founded on the ideals of Christianity, they acquire obligations to observe and uphold honesty, integrity, and truthfulness.
Gardner-Webb University expects its graduate students and faculty to display academic integrity. As in any community, this institution must be governed by regulations, which function best when they are fully understood, accepted and cherished by every member of the academic community. Therefore, all graduate students and faculty members are expected to be familiar with, and to base their actions upon, the following statements regarding academic integrity.
The Code of Academic Integrity governs the responsibility of students in the various graduate programs of Gardner-Webb University to maintain integrity in academic work, defines violations of the standards, describes procedures for handling alleged violations of the standards, and lists applicable penalties.
Students should recognize that the regulations governing academic integrity exist for the protection of the honest and that dishonesty in an academic setting must not be tolerated, much less condoned.
Students are responsible for their own work. Any assignment turned in by a student is assumed to be the work of the student whose name appears on the assignment.
Students are ultimately responsible for understanding faculty members' instructions for assignments. If instructions are not clear, students must seek clarification from professors.
Students must understand the definitions of cheating, plagiarism, and other forms of academic dishonesty.
Students should familiarize themselves with the proper use of citations and quotations in order to avoid submitting other people's work as their own.
Students are expected to report incidents of academic dishonesty to their professor.
Students who threaten or coerce other students or faculty members for reporting a violation of the Code of Academic Integrity will face disciplinary action, with dismissal from graduate study at Gardner-Webb University being the recommended punishment.
Cheating – Intentionally using or attempting to use unapproved materials, information, notes, or other devices including unauthorized communication during an academic exercise.
Fabrication and Falsification – Intentional and unauthorized alteration or manufacturing of any information in an academic exercise. Fabrication is a matter of inventing information for academic purposes, whereas falsification is a matter of altering information.
Multiple Submission – The submission of substantial portions of the same academic work (including oral reports) for credit more than once without authorization.
Plagiarism – Intentionally or knowingly presenting the work of another as one's own (i.e., without proper acknowledgment of the source). The sole exception to the requirement of acknowledging sources is when the ideas, information, etc., are common knowledge.
Abuse of Academic Materials – Intentionally or knowingly destroying, stealing or making inaccessible library and other academic resource material.
Complicity in Academic Dishonesty – Intentionally helping or attempting to help another to commit any act of academic dishonesty.
Faculty must explain all assignments as thoroughly as is reasonable and should address any extraordinary limitations on outside assistance.
Faculty members should take reasonable precautions in giving tests to reduce the likelihood that violations occur. The fact that a faculty member did not take a specific precaution does not, however, constitute an excuse for any form of academic dishonesty.
Faculty must be willing to investigate and, if circumstances warrant, press charges against students suspected of academic dishonesty.
Faculty members must file an Academic Dishonesty Report any time they charge a student with an infraction.
Faculty members must seek to be fair in their dealings with students, particularly regarding cases of academic dishonesty, and must realize that no student can be convicted on suspicion alone.
A student is accused of, and charged with, violating the Code of Academic Integrity by the professor in the course. A Report of Academic Dishonesty form describing the alleged violation in full is initiated by the professor and completed either in person, by registered mail, by email, or by fax between the graduate student and the professor. The student is required to enter on the report a plea of either Responsible or Not Responsible within two business days. No response is considered as Responsible.
A plea of Responsible means that the student is not contesting the allegation and accepts the penalty to be imposed by the professor. The professor then sends the completed Report of Academic Dishonesty to the Chair of the Graduate Council, who sends a copy to either the Dean of the Graduate School or Director of Graduate Programs in Business.
A plea of Not Responsible means that the student is going to appeal the allegation and the recommended penalty. This plea requires that a written explanation be filed with the Chair of the Graduate Council within seven days of the date of the plea. The written explanation should include all of the circumstances and the grounds for contesting the charges. The professor sends the Report of Academic Dishonesty, and the student sends his/her written explanation, to the Chair of the Graduate Council, who sends a copy to either the Dean of the Graduate School or Director of Graduate Programs in Business. When the Chair of the Graduate Council receives the completed Report of Academic Dishonesty and the student's written explanation, the chair, in consultation with either the Dean of the Graduate School or Director of Graduate Programs in Business, appoints an Appeals Committee composed of the Chair and two other members of the Graduate Council. The Appeals Committee examines the Report of Academic Dishonesty and the student's written response. The committee may hear from the professor and the student, if they wish to appear before the committee. The committee decides whether to uphold or overturn the faculty member's allegation and the proposed punishment. It reports its findings to the Graduate Council, the faculty member, and the student.
Once the Appeals Committee makes its report, either the faculty member or the student may appeal the findings to the Provost within seven days, only on the basis of additional evidence, improper procedure, or a punishment inconsistent with the offense. The Provost may decide to hear the appeal or deny a further hearing. The Provost's decision is final.
A graduate student who fails a course due to academic dishonesty will receive a grade of Fx on his/her transcript and will then be suspended from the program for one academic year. At the end of that year, the student may apply for readmission to the graduate program. The faculty in the student's academic program will then make a decision to readmit the student or to deny admission. If readmitted, the student can retake the course. Both grades will appear on the transcript, and the course hours attempted will continue to be calculated in figuring the student's grade point average.
Any Student who believes he/she has been discriminated against by a member of the faculty, an employee of the University, or by a fellow student is encouraged to file a complaint. If a student believes he/she has been discriminated against in accordance with policies and practices listed under Title VI of the Civil Rights Act of 1964, Title IX of the Educational Amendments of 1972, or section 504 of the Vocational Rehabilitation Act of 1973, he or she may make a claim that his or her rights have been denied.
Claims or grievances should be filed with the appropriate University official.
Complaints and grievances related to academic matters should be made in accordance with policies and procedures stated in the current Catalog of Graduate Programs.
Complaints and grievances related to non-academic employees of the University should be made to the supervisor of the employee or to the vice president of that area.
Complaints and grievances related to student life, student activities, residence life, counseling, safety and security, or campus ministry should be made to the Vice President and Dean of Student Development.
Complaints and grievances related to admissions practices, recruitment, and financial aid should be made to the Vice President for Enrollment Management.
Complaints and grievances related to accounts payable and business office related functions should be made to the Vice President for Business and Finance.
Complaints and grievances related to athletics should be made to the Vice President for Athletics.
Complaints and grievances related to public relations, publications, and donations to the University should be made to the Vice President for University Relations.
Complaints and grievances specifically related to the Americans with Disabilities Act (ADA)/Section 504 should be made to the Director of Human Resources, who serves as the ADA/504 coordinator. [Complaints and grievances specifically related to educational support services may be made to the Director of the Noel Program for the Disabled.] Complaints and grievances unresolved at this level may be addressed to the Human Relations Committee. The Director of Human Resources will assist with the forwarding of unresolved complaints and grievances to the Human Relations Committee. Decisions by the Human Relations Committee are subject to review by the Provost. The Provost may take whatever action he deems necessary and appropriate. The Provost's conclusions and actions are final.
If a student believes he/she has been harassed or otherwise discriminated against because of race, gender, religion, color, national or ethnic origin, age, disability, or military service, the student should report the matter immediately to the Vice President and Dean of Student Development. In the case of sexual harassment, the complaint should be made in accordance with the University's sexual harassment policy as stated in the current student handbook. If a student is not sure how to file a complaint, the Vice President and Dean of Student Development will assist the student.
Complaints should be presented orally to the appropriate University officials described above. If an informal discussion of the matter is not satisfactory, a written statement of the complaint will be requested. A written statement should contain the following:
a. The exact nature and details of the grievance.
b. The date, time, and place of the grievance.
c. The names of witnesses or persons who have knowledge of the grievance.
d. Any available written documentation or evidence that is relevant to the grievance.
The University official who receives the written complaint will investigate the complaint and take whatever action is deemed necessary and appropriate and will respond to the student in a timely manner. If a student has followed the grievance policy process and remains dissatisfied with the response to the complaint, the student may appeal to the Graduate Council or to the School of Divinity Appeals Committee, whichever is appropriate, for academic matters and to the University Appeal Board for non-academic matters. Decisions by the University Appeal Board are subject to review by the Provost. The Provost may take whatever action he deems necessary and appropriate. The Provost's conclusions and actions regarding the complaint are final.
When the M.A., M.S.N., M.A./Ed.S., M.Acc., M.B.A., or I.M.B.A. student has earned between 15 and 21 hours credit, the student and the adviser review progress to date and determine additional work to be completed for the degree. At this time the adviser and the student fill out and sign a midpoint checklist.
A student must apply for the graduate degree during the semester preceding the final term of study. An appointment should be made with the adviser who will provide appropriate forms to be filled out to obtain the degree. The adviser will validate the information on the application. It is the student's responsibility to turn in the signed form to the Registrar. A $125.00 application for graduation fee is required; this includes the diploma and administrative costs. Students submitting applications after the published deadline must pay a $50 late fee.
Gardner-Webb conducts commencement exercises at the conclusion of the spring and fall semesters and at the conclusion of summer school. Each candidate for a degree must be present for rehearsal (if held) and for the conferring of degrees. The University is not obligated to grant a degree to any candidate for graduation who does not attend these exercises. Any exception to this policy must be approved in writing by the Provost.
The Graduate Council is the governing body for all graduate programs at Gardner-Webb except for the M.Div. and D. Min. degrees. Graduate students are represented each year on the Graduate Council by a representative who has voting privileges on the Council.
Membership in this International Counseling Academic and Professional Honor Society is one of the highest honors a Gardner-Webb graduate student in the counseling program can attain for academic excellence. To be eligible for membership, students must have completed 6 semester hours, have a 3.5 G.P.A. or higher, and be a student in good standing.
Sigma Tau Delta, the international English honor society, creates camaraderie among English majors and minors, offers scholarships, provides publishing opportunities, and hosts a national conference where students can showcase their scholarship. Lifelong membership in Sigma Tau Delta is available to both undergraduate and graduate students who meet the organization's rigorous requirements.
Sigma Theta Tau International is the only nursing honor society dedicated to improving the health of the world's people. Graduate and Baccalaureate nursing students who meet the high standards of eligibility and are endorsed for membership may be invited to join the Phi Upsilon, Gardner-Webb University School of Nursing's Chapter.
International Honor Society in Business Administration
The purposes of Delta Mu Delta are to promote higher scholarship in training for business and to recognize and reward scholastic achievement for business majors. Graduate students completing half of degree requirements - GPA 3.9 and above and top 10% of class (transfers have special conditions).


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Money's tight for a lot of us these days, so instead of grandiose family vacations of the past many of us are going with road trips. Sure, it might not be the vacation you've dreamed about, but you might just find that you can have tons of fun on the road. And there's a lot you can do with less nowadays. Here are some of our suggestions for saving a buck or two on your summer road trip.
Food is often the most expensive part of traveling. Eating out three meals a day can be very costly.
They don't call them tourist traps for nothing! Tourist attractions can be very expensive. But there are many ways to save money on attractions.

subset: commoncrawl


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Late strikes eased a tense atmosphere at White Hart Lane as Tottenham survived a second-half fightback to beat Panathinaikos and progress to the knockout stages of the UEFA Europa League.
Emmanuel Adebayor put Tottenham ahead just before the half hour, but the Greeks, who have never won in Britain, played the better football and deservedly equalised through Zeca just after the re-start.
Panathinaikos, knowing victory was their only means of qualifying for the knockout stages, threw everything at Tottenham and looked the more likely to score before Clint Dempsey - whose shot went in after hitting both the bar and keeper Orestis Karnezis - and Jermain Defoe settled the game late on.
Andre Villas-Boas will sleep easier tonight knowing his team are one step closer to lifting the cup that he won with Porto in 2010.
Lazio's drubbing of Maribor means Villas-Boas' men qualify second from Group J, with a potential UEFA Champions League drop-out awaiting them in the second round.
Lively atmosphere
The raucous chanting from the travelling Panathinaikos fans provided the only entertainment in the opening stages as both teams started slowly on a bitterly cold night in north London. Panathinaikos had only beaten an English team once in their history, but they looked the more likely to break the deadlock in the first 15 minutes.
Toche, whose goal earned Panathinaikos a point in the reverse fixture two months ago, sprinted on to an Ibrahim Sissoko through-ball, but he mis-controlled the pass and Brad Friedel gathered easily. The Spaniard then slipped his marker to meet Giourkas Seitaridis' cross, but he could only shoot weakly at the Spurs stopper.
Spurs were struggling to get into the game and were missing the influence of Gareth Bale, who was absent due to a hamstring injury.
Out of nowhere, Emmanuel Adebayor spun off his marker to collect Dempsey's through ball and slot past Karnezis after a cushioned touch.
Tottenham struggled to get out of first gear despite the goal. Indeed, Panathinaikos came back at the Londoners through Toche, who beat the offside trap but Friedel raced off his line to claw the ball away.
Sandro and Defoe both cleared the bar with wayward shots as the half drew to a close and Tom Carroll then slipped in Adebayor, but his shot was blocked by Kostas Triantafyllopoulos.
Brighter Spurs for the second half
Tottenham came out with renewed purpose in the second half and were unlucky not to score their second three minutes after the re-start. Dempsey fed Defoe with a clever pass, but the England striker's shot struck the foot of a post before bouncing to safety.
Panathinaikos then stunned the home side with a 54th-minute equaliser. Poor marking from Walker allowed Zeca to meet Nikos Spyropoulos' cross and he beat Friedel with a clinical header.
The Greeks, willed on by their vocal support, continued to pressure Spurs, who were playing nervously.
Dempsey then settled the home fans' nerves with Tottenham's second. Completely against the run of play, Sandro earned a free-kick 25 yards out after a foul by Zeco. Walker swung in a deep cross from the set-piece and Dempsey's header struck the bar before bouncing in off the keeper.
Any hopes of an unlikely Panathinaikos comeback were dashed with seven minutes left when Defoe latched on to Aaron Lennon's pass and chipped the ball over Karnezis.
The goals knocked the stuffing out of the visitors, but their fans continued chanting as a relieved Spurs team took their foot off the accelerator and claimed all three points to progress.


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Did Conrad Have David Clarke Murdered on Revenge?
Last week's episode of Revenge ended with a major jaw-dropper: Conrad Grayson added "crazy murderer" to his resume.
Turns out Connie had Lee killed in jail, and Emily's convinced that he arranged for David Clarke to sleep with the fishes back in the '90s. (Mmmm, fish. Must eat lobster.)
It's certainly plausible that Conrad had David killed — after all, he was threatening to expose the Grayson Family Secret –– but Emily's technically operating on a hunch.
She has no definite proof that Conrad whack-a-moled her pops, other than the fact that he said, "We have another David Clarke situation" to his hit man.
It's unlike Emily to pursue a course of action without proof, but girlfriend is so riled up about Daniel's crazy manmotions and her sexy moment with Jack — who knows what she's capable of?
Do you think Conrad really had David Clarke murdered, or is Emily misinterpreting the situation big time?
Wanna share theories with fellow Revenge fans? Join the discussion on our Revenge Facebook page!
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|Wednesday, July 1, 2015
|Search Our Site
News From 91.3 KUWS
Chequamegon Bay area gets GLRI grants to protect Lake Superior
The U.S. Forest Service has awarded more than $3 million in grants to six states, part of the Great Lakes Restoration Initiative. Monte Stewart reports on one of those projects in the Ashland area.
The Chequamegon Bay Shoreland Restoration project will plant more than 240 native trees and other vegetation to help ease the impact of an expanded U.S. Highway 2. The DNR will work with the City of Ashland on the project.
U.S. Forest Service Wisconsin Field Representative Barb Tormoehlen says there will be quite a bit of monitoring of the area.
"It's intended to manage and reduce threats to the forest and ecosystem health of the Wisconsin area, specifically within the Chequamegon Bay."
The objectives of the Chequamegon Bay project are urban shoreline forest restoration and maintenance, to mitigate storm water run-off from Highway 2, protect soil and water quality and enhance wildlife habitats.
The grant for this project was received back in 2010 from the Great Lakes Restoration Initiative to do two restoration projects. One is in Memorial Park by The Hotel Chequamegon and another by Bayview Park in Ashland. The first grant will be completed this December, but a new grant from the Great Lakes Restoration Initiative will continue this project for another two years. The first grant was for $223,000 and this new grant will be for almost $164,000.
DNR research scientist Mike Meyer says they are planting on extensive stretches of shoreline that had a lot of invasive species.
"We're transforming them into natural plant communities that are typical of the Chequamegon Bay shoreline. We predict that these new stretches of shoreline will have a more diverse and abundant wildlife mix and that the amount of runoff to Chequamegon Bay from the upland areas, from Highway 2 back, will be reduced by these restorations."
Meyer says there are plots built into the restoration projects that will allow them to measure the amount of runoff from each rainfall.
Previous KUWS Articles:
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Fuze in Hamilton Ontario (ON) is a local beauty shop offering a wide range of beauty services and products. Please call them to enquire further about the range of services they provide, their opening hours or just to book an appointment. A map of this beauty shops location is available under the More Info button. Beauty Shops Sector Info: businesses that fall into this sector generally offer a range of beauty and hairdressing services either specializing in beauty treatments and products for men, women, or providing a unisex service. The services beauty shops provide can be very diverse such as hair cutting and hair styling, manicures, pedicures, spray tanning, hair removal and waxing, nail care, facials and skin care services. Beauty shops can also usually cater for wedding parties, and group bookings are typically welcomed. Beauty Shop Owner: you can correct or amend any text shown here for free and also add a link to your own beauty shop website - please click on the My Business link for more info.
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A carved granite temple step (Sandakada pahana) similar to those found in the ancient city of Anuradhapura in Sri Lanka, will be sold in Bonhams Indian and Islamic sale in London on April 23.
This magnificent work of art featuring a cow and other animals has come to light in the garden of a Devon bungalow. It is estimated to attract bids in excess of £30,000 (US$47,280).
The beautiful 1,000-year-old pre-Hindu stone step is one of only seven examples known to date from this period, with this discovery being the seventh. The temple step is a feature unique to Sinhalese architecture in Sri Lanka.
The massively heavy, three-quarter ton stone measures 8 feet by 4 feet and is 6 inches thick.
"I met the client when she was collecting an item from our office," Sam Tuke of Bonhams in Exeter said.
"She mentioned in passing that she had a large slab of carved granite that had come from her mother's house in Sussex, and that she had known and loved it since she was 4 years old. She loved running her fingers around the animals carved into the stone.
"I said that it sounded an interesting object and she arranged to drop a photograph in to me the next day. When I saw the photographs and she explained the full story, I knew that it could be of great historical interest and importance.
"The house in Sussex had been bought from a tea planter in the 1950s and the stone had been moved six times. Her brother had seen similar stones in Sri Lanka whilst on holiday. She explained that she could not bear to leave the stone behind after her father died and the house was sold. It has been known affectionately in the family as 'The Pebble' and was currently lying outside the front of their bungalow at the end of a concrete path."
The beautifully carved stone features a curved procession of animals including lions, horses, elephants, birds, and Brahmin cows.
Identical temple steps can be seen in situ in early 19th-century photographs of the monuments of Sri Lanka, and the condition and quality of the carving are superb.
Anuradhapura and the city of Polonnaruwa are vitally important attractions in the Sri Lankan cultural triangle. Anuradhapura, the greatest monastic city of the ancient world, dates from the middle of the fifth century B.C. and remained the proud seat of the kingdom of Sri Lanka until the 11th century A.D.
Today Anuradhapura, a UNESCO World Heritage Site, is replete with renovated monuments, restored edifices, preserved ruins, and historical sites where archeological excavations are still being continued.
Anuradhapura was the cradle of the glorious Sinhalese Buddhist civilization. The pride of place in Anuradhapura was taken by the ancient stupas and ancient reservoirs. The towering stupas (dagobas) of the stunning domes are marvels of ancient civil engineering.
Among the other attractions at Anuradhapura are magnificent rock carvings of richness and grace, colossal stone pillars, Buddhist monasteries and temples, and magnificent stone-cut swimming pools of sophisticated hydrology.
Alice Bailey is the head of Indian and Islamic art at Bonhams.
The Epoch Times publishes in 35 countries and in 21 languages. Subscribe to our e-newsletter.


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Rethinking the Financial Crisis
Publication Year: 2012
Published by: Russell Sage Foundation
Title Page, Copyright
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pp. 1-4
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pp. v-vi
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pp. vii-viii
Download PDF (92.4 KB)
pp. ix-xviii
Samuel Johnson once observed that "when a man knows he is to be hanged in a fortnight, it concentrates his mind wonderfully." So does the experience of a near-total financial collapse, especially when it triggers a long and deep recession and only hastily improvised and drastic actions by the Federal Reserve and the U.S. Treasury are able to ward off an even worse catastrophe. Naturally, then, more has been said and written about the financial crisis of 2008 to 2009 than anyone can hear or read. But the research and reflections described in this book ...
Part I. Rethinking Macroeconomics and Finance
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pp. 1-2
1. Some Reflections on the Crisis and the Policy Response
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pp. 3-13
I would like to thank the conference organizers for the opportunity to offer a few remarks on the causes of the 2007 to 2009 financial crisis, as well as on the Federal Reserve's policy response. The topic is a large one, and today I will be able only to lay out some basic themes. In doing so, I will draw from talks and testimonies that I gave during the crisis and its aftermath, particularly my testimony to the Financial Crisis Inquiry Commission in September 2010 (Bernanke 2010). Given the time available, I will focus narrowly on the financial crisis and the...
2. This Time, It Is Not Different: The Persistent Concerns of Financial Macroeconomics
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pp. 14-36
When the Financial Times's Martin Wolf asked former U.S. Treasury secretary Lawrence Summers what in economics had proved useful in understanding the 2007 to 2009 financial crisis and recession, Summers answered: "There is a lot about the recent financial crisis in Bagehot." "Bagehot" here is Walter Bagehot's 1873 book, Lombard Street. How is it that a book written 150 years ...
3. Credit Supply Shocks and Economic Activity in a Financial Accelerator Model
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pp. 37-72
This chapter uses the canonical "New Keynesian" macroeconomic model—augmented with the standard financial accelerator mechanism—to study the extent to which disruptions in financial markets can account for U.S. economic fluctuations during the 1985 to 2009 period. The key feature of the model is that financial shocks drive a wedge between the required return on capital ...
Part II. Rethinking Market Efficiency
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pp. 73-74
4. The Efficient-Market Hypothesis and the Financial Crisis
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pp. 75-98
The worldwide financial crisis of 2008 to 2009 left in its wake severely damaged economies in the United States and Europe. The crisis also shook the foundations of modern-day financial theory, which rests on the proposition that our financial markets are basically efficient. Critics have even suggested that the efficient-market hypothesis (EMH) was in large part responsible for the crisis....
5. Behavioral Finance in the Financial Crisis: Market Efficiency, Minsky, and Keynes
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pp. 99-135
We explore lessons from behavioral finance about the origins of the financial crisis of 2007 to 2009 and the likelihood of averting the next one. We argue that the crisis highlights the need to incorporate behavioral finance into our economic and financial theories. Psychology, including aspirations, cognition, emotions, and culture, is at the center of behavioral finance. We discuss this ...
6. Why Did So Many People Make So Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis
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pp. 136-186
We present twelve facts about the mortgage crisis and argue that these facts refute the popular story that the crisis resulted from finance industry insiders deceiving uninformed mortgage borrowers and investors. Instead, we argue, borrowers and investors made decisions that were rational and logical given their ex post overly optimistic beliefs about house prices. We then show that ...
Part III. Rethinking Financial Innovation
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pp. 187-188
7. Ratings, Mortgage Securitizations, and the Apparent Creation of Value
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pp. 189-209
This chapter studies the criteria used by rating agencies when they rate structured products. The criterion used by Standard & Poor's (S&P) and Fitch aims to ensure that the probability of a loss on a structured product with a certain rating is similar to the probability of a loss on a corporate bond with the same rating. The criterion used by Moody's aims to ensure that the expected loss on ...
8. The Role of ABSs, CDSs, and CDOs in the Credit Crisis and the Economy
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pp. 210-234
The credit derivatives—ABSs, CDSs, and CDOs—played a significant role in the financial crisis of 2007 to 2008, affecting both the financial and real economy. This chapter explains their economic roles, using the credit crisis as an illustration. It is argued that ABSs are beneficial in that they provide previously unavailable investment opportunities to market participants, ...
9. Finance Versus Wal-Mart: Why Are Financial Services So Expensive?
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pp. 235-246
Despite its fast computers and credit derivatives, the current financial system does not seem better at transferring funds from savers to borrowers than the I would rather see Finance less proud and Industry more content.The role of the finance industry is to produce, trade, and settle financial con-tracts that can be used to pool funds, share risks, transfer resources, produce information, and provide incentives. Financial intermediaries are compensated for providing these services. Total compensation of financial intermediaries ...
10. Shadow Finance
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pp. 247-266
Shadow finance refers to all financial transactions that take place outside regulated and transparent financial markets. We emphasize one important reason why a shadow financial sector exists: to prevent the dissemination of valuable information about asset values and to "cream-skim" the most valuable assets away from public, transparent exchanges. We highlight one important ...
Part IV. Rethinking Financial Regulation
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pp. 267-268
11. The Political Economy of Financial Regulation after the Crisis
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pp. 269-302
The 2007 to 2008 financial crisis has spawned a vast and growing literature. This chapter tackles an aspect of the crisis—the political economy of financial regulation before and since the crisis—that up to now has not been extensively discussed...
12. Pay, Politics, and the Financial Crisis
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pp. 303-344
The Wall Street bonus culture—coupled with suspicions that the culture facilitated excessive risk-taking—led to an effective prohibition on cash bonuses for participants in the government's Troubled Asset Relief Program (TARP) and to more sweeping regulation of executive compensation as part of the July 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act. ...
Download PDF (125.5 KB)
pp. 345-356
Print-ISBN-13: 9780871548108
Page Count: 374
Publication Year: 2012


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The RAW Recipe!
Chef Sheree's Creamy "Popcorn Cauliflower"
For more culinary inspiration from Chef Sheree, go to her website, Fork In the Road!
1 head cauliflower florets chopped into bite-sized pieces
4 tablespoons nutritional yeast
2 teaspoons garlic powder
1 teaspoon sea salt
2 teaspoons extra virgin olive oil
splash water
Put all ingredients into a gallon zip lock bag (or a reusable Tupperware-type containter) and shake until cauliflower is thoroughly coated with mixture.
Eat as is or dehydrate until moisture is gone (this will significantly reduce the volume of the dish).
Omit garlic powder and substitute spirulina powder for a nutritious "green popcorn."
Back to the Slippery, Raw and Spicy show description!
Chef Brandy's Pineapple Salsa Recipe
For more culinary inspiration from Chef Brandy go to The Grateful Chef Facebook Page


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Authors:Georg Brun, Ulvi Doguoglu, Dominique Kuenzle,
Publisher: Ashgate
Keywords: epistemology, series, mind, ashgate, emotions
Number of Pages: 220
Published: 2008-08-14
List price: $99.95
Undoubtedly, emotions sometimes thwart our epistemic endeavours. But do they also contribute to epistemic success? The thesis that emotions "skew the epistemic landscape", as Peter Goldie puts it in this volume, has long been discussed in epistemology. Recently, however, philosophers have called for a systematic reassessment of the epistemic relevance of emotions. The resulting debate at the interface between epistemology, theory of emotions and cognitive science examines emotions in a wide range of functions. These include motivating inquiry, establishing relevance, as well as providing acces
Authors:Jean Piaget, Jean-Balise Grize, Alina Szeminska, Vinh
Publisher: Springer
Keywords: epistemology, synthese, library, xxiii, studies, psychology, functions, genetic
Number of Pages: 219
Published: 1977-11-30
List price: $185.00
Authors:Jaakko Hintikka, Merrill B.P. Hintikka,
Publisher: Springer
Keywords: logic, epistemology, library, synthese, selected, essays
Number of Pages: 266
Published: 1989-02-28
List price: $176.00
Epistemology As Theology: An Evaluation of Alvin Plantinga's Religious Epistemology (Ashgate New Critical Thinking in Religion, Theology, and Biblical ... in Religion, Theology, and Biblical Studies)
Author: James K. Beilby
Publisher: Ashgate Pub Co
Keywords: theology, epistemology, religion, biblical, studies, thinking, critical, ashgate, evaluation, alvin, plantinga, religious, new
Number of Pages: 247
Published: 2006-02-28
List price: $110.00
Alvin Plantinga is arguably one of the most influential philosophers of our time. Much of his career has been devoted to explaining and defending the intellectual acceptability of Christian belief. Recently he has developed a comprehensive, rigorous, and distinctively Christian religious epistemology. This book presents the development of Plantinga's religious epistemology before considering Plantinga's mature religious epistemology in detail. Locating Plantinga's most recent work in the context of his theological assumptions, his previous work on religious epistemology, and
The Unity of Science in the Arabic Tradition: Science, Logic, Epistemology and their Interactions (Logic, Epistemology, and the Unity of Science)
Authors:Shahid Rahman, Shahid Rahman, Tony Street, Hassan Tah
Publisher: Springer
Keywords: science, unity, epistemology, logic, interactions, tradition, arabic
Number of Pages: 490
Published: 2008-07-21
List price: $259.00
"This is an impressive contribution both to the history of science and to the history of philosophy... Even for those who are not working in the history of science or philosophy the book is immensely appealing. Just to give an example, I was struck by the link between lemmata and middle terms . I will start by studying the chapter on Self-awareness and knowing that one knows and move next to Avicenna's naturalized epistemology. The whole book is relevant to contemporary philosophical issues. The account of the notion of "tropos" is a case in point." Paul Gochet, Pôle de Logique, Unive
Author: Richard Feldman
Publisher: Prentice Hall
Keywords: epistemology
Number of Pages: 197
Published: 2002-12-19
List price: $39.20
Sophisticated yet accessible and easy to read, this introduction to contemporary philosophical questions about knowledge and rationality goes beyond the usual bland survey of the major current views to show that there is argument involved. Throughout, the author provides a fair and balanced blending of the standard positions on epistemology with his own carefully reasoned positions or stances into the analysis of each concept. Epistemological Questions. The Traditional Analysis of Knowledge. Modifying the Traditional Analysis of Knowledge. Evidentialist Theories of Justification. Non-evident
Author: Alvin I. Goldma
Publisher: Harvard University Pre
Keywords: cognition, epistemology
Number of Pages: 446
Published: 1988-01-01
List price: $39.95
Whatever the target of our effort to know--whether we probe the origin of the cosmos, the fabric of man-made symbols and culture, or simply the layout of our immediate environment--all knowledge is grounded in natural cognitive capacities. Philosophers of knowledge must therefore make use of the science of cognition. So argues a leading epistemologist in this work of fundamental importance to philosophical thinking. Against the traditional view, Alvin Goldman argues that logic, probability theory, and linguistic analysis cannot by themselves delineate principles of rationality or justified b


text:
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» UTSA Expressions -- Student Center for Community Engagement and Inclusion
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» Giving
» Discovery -- UTSA Research
» Innovations -- College of Engineering
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» Spectrum -- College of Education
Bed bug incident detected and resolved at UTSA residence facility
(March 21, 2012) -- Recently, bed bug infestations have been a problem across the United States and Texas. This academic year at UTSA, there have been four confirmed cases of bed bugs on campus among the University Oaks, Chisholm Hall and most recently Laurel Village residence facilities.
The first three confirmed cases were remediated and the recent fourth case is now being resolved. To raise awareness, an email was sent to students in the affected facility (Laurel Village), along with the facilities not affected (Chaparral Village, University Oaks and Chisholm Hall). The UTSA Office of Housing and Residence Life uses an established procedure to respond to suspected bed bug infestations.
"With the health and safety of our students in mind, we are working with a local extermination firm to resolve the bed bug issue in one of our residence facilities," said Lionel Maten, UTSA director of housing and residence life. "The firm has worked with universities across the region to remediate bed bug incidents and is going above and beyond our remedial protocol in the affected facility. We anticipate resolving the issue today, March 21."
Here are signs of bed bugs:
- Blood spots about the size of a pencil tip on mattress or linens
- Small black dirt specks in seams, cracks or crevices of beds and furniture
- Small whitish casing in seams, cracks or crevices of beds and furniture
- Actual bugs present (bed bugs are small and flat, about the size of a common wood tick)
- Unexplained rash on your body -- bed bug bites resemble mosquito and flea bites and tend to appear in a straight line (for treatment for rash, visit UTSA Student Health Services at the Main Campus or Downtown Campus)
For more information on bed bugs, visit the Texas Department of State Health Services website or the Dormwise website.


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Original recipe yields 10 servings
Amount per serving ({{servings}} total)
Based on a 2,000 calorie diet
Ready In
I enjoyed this much more than the casseroles that have cream soup in them. I added a little extra salt and real bacon bits and it was great! Next time I'm going to add a little sour cream, too.
Company worthy! Used what I had on had which was mozzarella cheese and refrigerated shredded hash browns instead of frozen. Kept everything else the same and we loved it. Thanks Robbie....gr...
very good, I liked this because it was not soooo rich like other similar casseroles that can be so cheesy. Will make this again for sure! By the way, you could even make this spicier by throwing...


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over 550 scientific and medical journals to keep content current, factual, and balanced.
Tip: You can make this curry with vegetable broth or water. If you use broth, choose a high-quality store-bought brand. After you add the yogurt, the sauce might curdle a little, but just keep mixing, and it will be fine (and taste great). Leftovers will keep for up to a week in a tightly covered container in the refrigerator.
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Both Noah Cyrus and Britney Spears have adopted adorable new puppies this month! Noah has a new pup named Penny Lane, while Britney's new dog is named Hannah. Which of the pups do YOU think is the most adorable? Take the poll below to let us know!
P.S. Be sure to tune in to watch "The X Factor" tonight to see the premiere of Will.i.am and Britney Spears' new music video for "Scream & Shout."


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Product Specs
Product Description
Share your love with your wedding shower guests with these personalized notebook favors. These hard cover notebooks contain a blank white notepad and come with a matching pen that conveniently keeps everything in place. Simply attach the separate personalized label printed with your names and wedding date, and give your shower guests a gift to remember!
Add a decorative touch to your favors by wrapping notebooks in personalized ribbon or putting them in sheer organza bags.


text: Chevron Corp. will build a $1.4 billion facility in Mississippi to make the main ingredient for motor oil and other lubricants, reports Bloomberg. The new facility will be located at Chevron''s oil refinery outside Pascagoula. It will produce 25,000 barrels per day of premium base oil, which can be made into many lubricants. Chevron has only two such facilities worldwide - one located at the company''s Richmond refinery, the other run by a joint venture in Korea. But demand for the product is growing both in the United States and abroad, according to the company. The new facility will have easy access to some of those burgeoning markets. Once it opens in late 2013, the facility will roughly double Chevron''s worldwide production of premium base oil. Construction will generate about 1,000 jobs during the next two years, while operation of the plant will create 20 permanent jobs.


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Travelling TaylorsWe're a family on the road it seems, and, lucky for us, our kids don't seem to mind. We must be doing something right on our relatively routine travels around the state because our children are always excited to go.
By: Ryan Taylor, Agweek
TOWNER, N.D. — We're a family on the road it seems, and, lucky for us, our kids don't seem to mind. We must be doing something right on our relatively routine travels around the state because our children are always excited to go.
It worries us a little that they're also pretty disappointed when it's time to head back home. We try to provide a nice home life for these youngsters — a warm house, good meals, a dog, a cat, a horse, a few toys and most of today's modern conveniences.
I guess they think life is more exciting at other people's homes than it is in our house. We don't spend a lot of money on hotels when we travel. We're pretty much basement dwellers relying on the hospitality of friends and family as we travel.
We usually find friends to stay with who have children about the same age as ours, so our three get to play with some new kids as we roll into their homes with our duffle bags packed. Equally exciting for our children is that they get to play with someone else's toys and games. For some reason, they're always better than the toys at home.
Some of the toys they don't have at home. We're a couple of those hard-nosed parents who don't have any of the addictive video games in our home for them to zombie out on. So when they get to someone's place that does have a Wii or a Nintendo or a DS, it's like they hit the jackpot. They do get to play video games at other houses. No wonder they don't want to go back home.
Some of our family friends will have daughters, and whether the girl is 2 or 12, our 4-year-old daughter attaches herself right to her. It ain't easy being the baby sister of two older brothers. She really prefers her girl time and has adopted "sisters" in other families to fill the gender void in her young life.
Paid lodging
It's a rare occasion, but every once in a blue moon, our family will step away from the benevolent basement bedrooms of friends and stay in an actual hotel or motel or whatever the proper name is for paid lodging.
I remember a handful of times when my parents would take us kids on a trip with a motel room. Growing up in a house that had only a bathtub, I was most impressed with the presence of a shower in the rooms. Color television and the cable selection of channels was nice too, but the whole idea of bathing while standing up was pretty novel for a bathtub-raised kid.
Our kids do have access to a shower at home, but we still don't have cable television. Having channels to watch that are nothing but cartoons really blows their mind.
Of course, these days, it's the pools that attract the families. Our family is just fine with the average cement pond, a little shallower on one end than the other. Maybe a hot tub to give them the therapeutic muscular benefits of going from cold to hot to cold to hot again and again.
But if we can score a coupon or a deal on a hotel with a water park, maybe a pirate ship or some floating lily pads and water cannons, you can guarantee they won't be wasting any time watching cartoons in the room.
And there'll be some sad faces when it's time to pack up and head for home. There's no place like home, but maybe that sentimental notion doesn't set in until they're older.


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GARGLING, sucking and spitting are the unsavoury actions that serious wine lovers say a proper tasting demands. But the full complexity of taste may come from something even more distasteful: mouth bugs. These bacteria help give us the rich flavours of wine, onions and peppers.
It has long been known that smell plays a big part in the perception of flavour, and Christian Starkenmann and his team at Firmenich, a flavour company in Geneva, Switzerland, had previously found that saliva can turn odourless sulphur-containing compounds from fruit and vegetables into aromatic chemicals called thiols. Now they have shown that bacteria in saliva are responsible.
The team's sniffing panel could detect odours from the compounds only when extracts were dissolved in saliva. The aromas wafted up after 30 seconds and faded after 3 minutes (Journal of Agricultural and Food Chemistry, DOI: 10.1021/jf801873h).
At least one species of mouth bacteria, ...
To continue reading this article, subscribe to receive access to all of newscientist.com, including 20 years of archive content.


text:
You had to push people into the gas chambers, and they had to push people into the ditches.
How do you push yourself to be better when you get an Oscar for buying breakfast in the morning?
Instead, help, cajole, and push friendly regimes to transition peacefully toward democracy.
early 14c., from Old French poulser (Modern French pousser), from Latin pulsare "to beat, strike, push," frequentative of pellere (past participle pulsus) "to push, drive, beat" (see pulse (n.1)). Meaning "promote" is from 1714; meaning "approach a certain age" is from 1937. For palatization of -s-, OED compares brush (n.1); quash. Related: Pushed; pushing.
"Pushing up the daisies now," said a soldier of his dead comrade. ["The American Florist," vol. XLVIII, No. 1504, March 31, 1917]To push (someone) around is from 1923. To push (one's) luck is from 1754. To push the envelope in figurative sense is late 1980s. To push up daisies "be dead and buried" is from World War I.
1560s, from push (v.). Phrase push comes to shove is from 1936.
Opposite: "pop".
[Jargon File]


text:
Nintendo's Super Smash Bros. Direct is happening right now; watch it here
It's happening. Today's Nintendo Direct begins at 6:00pm ET/3:00pm PT and you can tune in below.
Today's broadcast will focus entirely on the new Super Smash Bros. coming to Wii U and 3DS. What does this mean? Maybe we'll get a release date (a release window is more likely). Perhaps they'll finalize the roster of playable characters. Maybe release a new gameplay trailer. The possibilities are endless!


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LG Optimus 7 4 Stars
While a number of WP7 phones have appeared in the past few weeks, because Microsoft has set down strict guidelines on what hardware and software can be included, the phone manufactures have all been trying different ways to make their phone stand out from their rivals. While LG has achieved nothing outstanding in terms of hardware with the Optimus 7, it does offer the consumer something extra when it comes to exclusive apps and its app store.
You can tell a WP7 handset by the way it looks. The Optimus 7, while it has a solid and weighty feel about it, nonetheless looks a tad cheap, thanks mostly to the fact that it has a plastic chassis and has a metal back that is also coated in glossy plastic. Hard buttons for Back, Search and the Windows Start logo (this one in fact sends you to the home screen) sit on a plastic strip. Above this sits the 3.8in screen. Behind a little door is the charger slot, while there is also a dedicated button to switch on the five-megapixel camera. At the top of the phone are the power button and the 3.5mm audio jack. You can't bump up the existing 16GB of on-board memory (the most that Microsoft allows), as there is no microSd slot.
Switch on the phone and you'll be greeted by the same WP7 screen that appears on every Windows Phone 7 handset. There are plenty of live 'tiles' (these are Microsoft's version of widgets). At the top are the main ones – such as messaging, dialler, email and contacts – although you can move these around to suit your own needs. It is also possible to 'pin' apps to the home screen, where you'll see them displayed in standard tile style. A swipe to the left will take you to another home screen, which displays all your programs. Windows Phone 7 is a straightforward, clean, contemporary OS, which really stands apart from its rivals. It's as easy to use as the iPhone OS.
Back to basics
The Optimus 7 carries a fast 1GHz processor and an 800x480 pixel capacitive touch-screen, as Microsoft has specified. The screen is far and away the best we have ever witnessed on an LG phone. The virtual keyboard proved itself both accurate and responsive, and you'll find you only need a light touch to use the phone. Text and colours both appeared sharp and bright, and we found the pinch to zoom function worked well both when browsing and in the gallery.
You're restricted to the preloaded Internet Explorer at the moment as it is not possible to download an alternative browser. Having said that, we were pleasantly surprised by the mobile version, bearing in mind the glitches present on its desktop incarnation, and found it rendered pages quickly. There is no chance of tabbed browsing, although you can open multiple windows, as well as delete passwords, history and cookies as well as save favourites. The one thing missing is a cut and paste facility, but Microsoft has promised it will come 'sometime' next year.
Emailing is simple on the Optimus 7. You'll find instant notifications for Microsoft Exchange, Gmail, Hotmail and Yahoo! Mail. There is a tile for each account and it's here that new messages will appear. We like the fact that any missed calls or new texts pop up in a small bar at the top of the screen for several seconds, before appearing as a number on the appropriate tile.
As we've found before with WP7 devices, it's actually making a phone call that is a rather clunky process. But we were thoroughly impressed by the phonebook. It is able to sync through Hotmail, Gmail and Facebook, offering up a multi-screen display of contacts' profile pictures and updates, as well as a screen that displays any recently contacted (by phone or text) friends.
Multimedia entertainment
If you're a games or music fan, the Optimus 7 has a treat in store for you – syncing with Xbox Live and Zune (Microsoft's own version of iTunes, which has only just been released in the UK). You'll be able to choose from a really good selection of mobile incarnations of console games on Xbox Live – which does a good job of rivalling Apple's own mobile gaming selection. While Zune currently has no local presence, it is simple to use, and you'll find it a breeze to transfer your music collection onto your phone
LG has always stayed one step ahead of its rivals when it comes to media and it doesn't disappoint here – this time with an app dubbed PlayTo. This lets you stream both music and films from your phone to a DLNA-enabled device – a PC running Windows 7, a PS3 or LG TV for instance. It's a bit fiddly to set up, but we found that if you follow the Help option it should give you little trouble. With both devices on the Wi-Fi network, all you have to do is open up PlayTo and it is possible to enjoy your media content on the larger device.
The Optimus 7 also benefits from an augmented reality app entitled Scan Search. We have seen this kind of thing before, but it does just work. It's one of 10 apps preloaded into the LG Apps Store and more are due to join them on a regular basis according to LG. The LG store sits on the same page as Microsoft's own app store, Windows Marketplace, which is quickly becoming populated with a number of apps. We did wonder why there was a need for two apps stores, but we guess it makes sense, as the LG apps are all free. Especially bearing in mind how pricey some of the Windows apps are compared with their counterparts - The Sims 3, for example, costs £5.49 – yet the iPhone app is only £3.99.
Camera, GPS and battery
LG phones usually feature a really decent snapper, and the five-megapixel camera on the Optimus 7, with auto flash and focus, didn't disappoint. We're also keen on the Panorama Shot add-on, a clever feature that stitches together images to create one 360-degree picture. Very neat.
For navigation, the A-GPS did a good job of fixing location – just remember that you'll be using Bing Maps, which can't really compete with the excellent Google Maps. Sure, it has turn-by-turn directions for the pedestrian, but because it lacks voice direction you won't be replacing your sat-nav any time soon. Battery life was rather more impressive – it lasted through a day and more while we had Wi-Fi, HSDPA, and A-GPS running and played some music.
The verdict
The Optimus 7 may not yet have quite taken LG into the superphone market, but it is certainly on its way there. As we've found with the other WP7 phones, it does a great job of emailing and web browsing and we can't fault its touch screen. Zune and Xbox Live will continue to attract music and games fans, and while the handset may not be the most classy available, the fact that it can be had on cheaper tariffs than some other WP7 phones means that the Optimus 7 is an affordable way to enter the WP7 arena.
- Pros:
- Top-notch display; excellent social phonebook; very decent support for webmail; appealing price; cool apps from LG.
- Cons:
- Actually making a call is a clunky process; app store has some way to go.
- Rating:
- Look and Feel 3 Stars
- Ease of use 4 Stars
- Features 4 Stars
- Performance 4 Stars
- Battery life 4 Stars
Final verdict: 4 Stars
Review by Mobile Choice


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Feature...CNU 23DALLAS/FORT WORTH 4/29-5/2/2015»»»
After BurnhamSubmitted by Alex McKeag on Tue, 01/06/2015 - 11:28am
Location: Chicago, Illinois Narrative & program: In these stunning renderings from the University of Notre Dame, you will likely recognize the City of Chicago. Or at least, the... read more »
State Street Renovation ProjectSubmitted by jvanderweele on Thu, 06/12/2008 - 10:32am
Location: Chicago, Illinois, United States Narrative & program: State Street is one of Chicago's most important historic urban districts. A recent intensive planning initiati... read more »
Oakwood ShoresSubmitted by gmyrek on Tue, 01/29/2008 - 3:54pm
Location: Chicago, IL, USA Narrative & program: This project represents the development of land owned by the Chicago Housing Authority (CHA) to replace troubled public housing ... read more »
Rowhouses of Lakewood BalmoralSubmitted by Filmanowicz on Mon, 08/27/2007 - 4:39pm
Location: Chicago, Illinois Narrative & program: The Rowhouses of Lakewood Balmoral are an award-winning example of infill properties. Nestled between commercial and residentia... read more »
Kedzie & Rockwell Stations - Brown Line StationsSubmitted by JonZirkle on Thu, 03/01/2007 - 6:34pm
Location: Chicago, IL Narrative & program: Chicago has become a more desirable place to live and work in recent decades, spawning extensive neighborhood transformation and incr... read more »
Stateway Gardens Redevelopment PlanSubmitted by JonZirkle on Tue, 12/05/2006 - 4:27pm
Location: Chicago, IL, USA Narrative & program: The project involves replacing a failing high-rise housing project with city blocks of mixed-income housing, retail, office, a s... read more »


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Category "Achievement Gap"
March 7, 2005
AlwaysOn: "Will Arizona lead the nation in K-12 education?"
Article link: "Will Arizona lead the nation in K-12 education?"
Francis Hardaway argues in an article published by AlwaysOn that a bill proposed in the Arizona state legistature could improve the state's educational position by implementing a statewide "eLearning" system. She writes, "Arizona's eSATS initiative is the first to be designed to transform an entire statewide school system. Its major components include teacher education and development, digital curriculum, well-supported computers and connectivity systems and assessment of student work to state standards in real time. Annual student, teacher and school performance assessments are easily derived from the data system. The two year bridging from legacy education followed by a six year build out is based on best practice innovation diffusion for long-term, systemic transformation. This approach will provide orderly and cost effective eLearning adoption. Under the plan, major K-12 support roles are funded for Arizona's Universities and for the Arizona Department of Education."
Outgoing Education Secretary Rod Paige likes this as it is closely aligned with the No Child Left Behind Act, but one has to ask, is the purpose of the implementation of this technology to create tech-savvy or test-savvy kids?
Further reading: eSATS eLearning system for Arizona teachers and students
Posted by ula at 5:16 PM | Achievement Gap


text:
Far East Holdings Berhad
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Explore Far East Holdings Bhd
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Welcome to Far East Holdings Berhad
Far East Holdings Berhad (FEHB) was incorporated in Malaysia on 6th August 1973 under the companies Act 1965 as a private limited company under the name Far East Holdings Sdn. Bhd. On 26th September 1986, it was converted to a public company and its name was changed to its present form.
Lease Agreement signed Between Rangkaian Delima Sdn Bhd ("RDSB") and Far East Delima Plantations Sdn Bhd ("Joint Venture Company")
Date: 10th July 2014,
Supplemental agreement signed between FAR EAST HOLDINGS BERHAD and RANGKAIAN DELIMA SDN BHD.
Date: 10th July 2014.
Second supplemental agreement signed between FAR EAST HOLDINGS BERHAD and RANGKAIAN DELIMA SDN BHD.
Date: 10th July 2014.
Monthly Production Figures (Mining / Plantation / Timber)
The production of fresh fruit bunches for the month of June 2014 is 27,074.38 metric tonne.
12 Month Moving Stock Price Performance
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(Mis)adventures in Cat Recording
About three years ago, on a whim, I adopted a 6 month old kitten. I had dealt with cats before at friends' and family's houses, but had never owned one, and Luna (short for "Lunatic") was full of surprises. After her initial "moving in" period, in which she hid under the bed for nearly a week, I discovered that Luna was an exceedingly outspoken individual that needed to make sure everyone knew that she was here and ready to conquer the world (or at least the apartment):Read More


text:
Request a Bike Rack
A free bicycle rack can be installed on the sidewalk in front of your business as long as the location meets the minimum requirements.
Call 503-823-CYCL (823-2925) and press "3" to request a rack.
Use the online form
Email your request to email@example.com
The City can not install free racks on private property. For information on installing bicycle racks privately, look at the Bicycle Parking Facilities Guidelines. For a list of local and regional bicycle rack manufacturers click here.


text:
Adapt. Overcome. Excel at Life.
CrossFit is the principal strength and conditioning program for many police academies and tactical operations teams, military special operations units, champion martial artists, and hundreds of other elite and professional athletes worldwide.
Love these pics, Chris and Patrick obviously had fun with this one! Chris, good luck, you will be missed!
Nice facial expressions Patrick!:)
We were more worried about what faces to make than the lift haha. Thanks Natalie and Lila for kicking my ass these past 4 weeks. I def feel ready for basic training now. I had alot of fun working out here, meet some awesome people and made some new friends. I'll keep everybody posted on how things go with the army, and will def be back to visit!!
Thanks for making me feel welcome!
Obviously they are not working hard enough if they can make funny faces. LOL
Okay, the reasons for my face are that I did not know that Chris left the weights on from his rep. SO it was about 20lbs heavier than what I doing right before. But those are some funny photos…
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Sports Illustrated's 50th Anniversary of the Swimsuit Issue
Wednesday, January 15, 2014 | 1 year ago
Sports Illustrated celebrates the 50th Anniversary of the its swimsuit issue with a special broadcast hosted by Heidi Klum, and appearances by some of the most celebrated supermodels in the industry. '50 Years of Beautiful' will air on Monday, Feb 3rd on NBC.
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text:
HSBC "lift" by Grey London
Agency: Grey London
Rating: 5.0
By Matthew Chapman, marketingmagazine.co.uk, Friday, 02 November 2012 10:30AM
The supermarket is seeking to stand out from other brands' lavish Christmas ads and claims the cheap ad will make it possible to donate £1m to charity.
The £1m figure is on top of the £600,000 the brand would normally donate to local good causes through the "green token" charity scheme during November and December.
Creative by Bartle Bogle Hegarty includes the strapline "giving more this Christmas" and features the celebrity chefs standing side-by-side in an empty studio with a three-foot high Perspex fixture and some green plastic tokens as props.
In the ad, Heston and Delia explain that Waitrose has decided to donate money to charity instead of making a "fancy TV advert".
Rupert Thomas, marketing director at Waitrose, said: "At what is a difficult time for many people across Britain, we feel that Christmas is the right time to give more back to good causes in the communities we serve.
"There are no snow machines, no festive glitter, just an echoey studio stripped bare of Christmas trimmings. By cutting back on our production costs we can channel an additional £1m to local good causes."
The campaign will debut on YouTube today and on TV tomorrow during 'The X Factor'.
Customers will be able to choose how the money is distributed to 1,700 local charities by putting the green token they are given at the checkout into their choice of box.
Shoppers using Waitrose.com will also be able to help decide where £150,000 of charity money is donated up until February 2013.
Waitrose claims the figure represents an extra £100,000 on top of what it would normally donate on behalf of online shoppers in that period.
Customers shopping in store will also be encouraged to buy an extra grocery item which will be distributed to good causes in the local community via a local foodbank at the entrance of the store.Follow @mattchapmanuk
This article was first published on marketingmagazine.co.uk
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Agency: Grey London
Rating: 5.0


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Read more: "10 biggest puzzles of human evolution"
OUR ancestors have achieved some epic migrations. Homo erectus made the first great trek out of Africa and into east Asia 1.8 million years ago. Around a million years later, the predecessors of Neanderthals turned up in Europe. And 125,000 years ago, Homo sapiens made an early foray into the Middle East. None of these populations lasted. But some 65,000 years ago, one group of modern humans left Africa and conquered the world - an extraordinary achievement for any species, let alone a puny, furless ape. What possessed them to spread so far and wide?
It may have begun with a big squeeze. All humans belong to one of four mitochondrial lineages (L0, L1, L2 and L3) corresponding to four ancestral mothers, but only L3 is found outside Africa. Quentin Atkinson at the University of Auckland, New Zealand, and colleagues have ...
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Safe Space
Safe Space Sticker
The Safe Space network is made up of University faculty, staff, and students who are committed to being allies of the LGBTQ community. Its purpose is to provide anyone from the LGBTQ community with "safe spaces" around our campus. It allows students and faculty to fully explore and understand the experiences of the LGBTQ community while developing acceptance and respect for the LGBTQ population. All members complete a training that consists of information about the LGBTQ population and how to be an ally. At the end of the training, participants are given a distinctive sticker that reads, "This symbol identifies someone who is respectful, sensitive and supportive to lesbian, gay, bisexual, and transsexual community, as well as those questioning their sexual orientation." These stickers can be seen all around campus to visibly designate safe spaces.


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Get the tools to help you solve your biggest business problems!
My name is Brad Farris, and I am the Founder of EnMast.com. For the last 14+ years, I've worked face-to-face with small business owners helping them to grow their businesses. During that time, I discovered that while every business is unique, every business pretty much experiences the same types of issues — and those issues generally have the same solutions.
So, I started writing down all the things I kept saying over and over again, and I used that information to develop small business tools and templates, and document processes that my clients could use for reference when they needed it. My clients told me how much they appreciated those resources, and that breakthrough led us here. I created EnMast to be a small business community for small business owners to get the support and tools them need to grow their business.
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Because we aren't working face-to-face you have access to all the other members. See it's a community, not a relationship with a lone advisor. So if you have a question leave a comment and someone will answer it. If you have a problem and you don't see a tool, we have an open forum topic where you can ask about that. Or you can go deeper through our monthly conference calls, hang-outs, Google+ Community or LinkedIn group, even the occasional tweet chat. There are lots of ways to get connected.
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By joan
from florida
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Comments about GE Monogram High Production, Large Capacity Automatic Stainless Steel Icemaker:
Had GE repairman out 6 times first year who replaced every part except compressor. Still no ice. Replaced compressor, unit produced ice for 6 months then quit. I put on roadside.
Bottom Line No, I would not recommend this to a friend
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Sodium perborate (PBS) is a white, odorless, water-soluble chemical compound with chemical formula 3. It crystallizes as the monohydrate, NaBO3.H2O, tetrahydrate, NaBO3.4H2O and trihydrate, NaBO3.3H2 O. The monohydrate and tetrahydrate are the commercially important forms.
Sodium perborate is a less aggressive bleach than sodium hypochlorite, causing less degradation to dyes and textiles. Borates also have some non-oxidative bleaching properties.
Sodium perborate releases oxygen rapidly at temperatures over 60°C. To make it active at lower temperatures (40-60 °C), it has to be mixed with a suitable activator, typically tetraacetylethylenediamine (TAED).


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Office of Public Affairs Info for Media
Release Date: December 30, 2009
Contact: Mark Van Sciver, 919-733-9190
The North Carolina Division of Public Health, Early Intervention Branch announces that its Infant Toddler Program's proposed assistive technology (AT) policy is available for public review, as required by law, at www.ncei.org. The public comment period on the proposed policy change is January 28 to February 28, 2010.
AT is one of the Program's 19 required services that must be made available to children who have AT identified as a need on the Individualized Family Service Plan (IFSP). The proposed policy outlines that AT be made available primarily through a loaning process.
The public may view the current AT policy on the agency's web site at www.ncei.org.
Comments on the proposed policy may be made by:


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1 arvustust
Installides nõustute järgmiste tingimustega: Kasutustingimused ja muud tingimused
VäljaandjaPath Inc.
Allalaadimise suurus15 MB
Viimane värskendus4.06.2015
Töötab versiooniga
- Windows Phone 8.1
- Windows Phone 8
Rakenduse nõuded:
- kontaktid
- videote ja fotode jäädvustamine
- asukohateenused
- kaardid
- fototeek
- meediumi taasesitus
- mikrofon
- andmeteenused
- veebibrauseri komponent
- HD720P (720 x 1280)
- WVGA (480 x 800)
- WXGA (768 x 1280)
Toetatud keeled (1)
English (United States)
Path is the trusted place for your personal life. It's where you can be yourself, stay close to the people who matter most, and share life instead of links. Path gives you complete control over what you share, and who you choose to share with. With its beautiful design and simple experience, Path is loved by millions of people—and it's ad-free. - "Simply put, my family's lives have become better because of Path. It warms my heart just seeing that they have 'seen' what I've been up to, and being able to share special moments together as a family, no matter how far apart we may be. " - Ben Welland, Canada - "Path is known for its design - the company has worked hard to create a strong feeling in the app through attention to detail and careful consideration of all elements. From the shading on the buttons to the way certain features fade out when you look at a photo, it's the way that small things come together that makes Path an attractive app." - Eliza Kern, GigaOM Share life as you live it, with the people you know best and care about the most, in a beautiful place that you control. Welcome to Path! Features: - Your personal life - Journal your thoughts, your sleep, and your check-ins. - Beautiful sharing - Capture photos and videos, and apply some of the best filters and editing tools to your photos. - Feel the love - Friends and family can react with smiles, laughs, gasps, loves, comments and more. - Cross-posting - Be everywhere you want to be by posting any Path moment to Facebook, Twitter, Tumblr, and Foursquare. - Private Sharing - Choose to share any Path moment privately with one or more friends. - Create an Inner Circle by selecting a group of friends to easily share moments with. Filter your feed to see only moments from your Inner Circle. And change your settings to only receive notifications from your Inner Circle. What's New in v188.8.131.523: - fix camera issue on 1080p devices
9.02.2014Uus, aga samas tuttav.


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Remember the crazy rhubarb lady? The woman who, caught stealing rhubarb, delivers a profanity ridden tirade against her accuser? The world noticed, and Conan O'Brien noted (cheekily) that he's had trouble with her on the Paramount lot. Andy Richter gives a startlingly dead-on performance.
The Real Housewives of Atlanta 'thought' they were getting a visit from Conan O'Brien. What they got was a visit from Triumph The Insult Comic Dog. Whether or not the housewives really knew what exactly was going to happen, who knows – but you can be sure they didn't know they would be getting roasted this hard. If you can handle a little vulgarity, you'll find this hilarious.
Rumors are now spreading that NBC is planning on replacing Jay Leno one more time, and while it won't be with Conan O'Brien, it will be with another "Late Night" host.
He might have not been famous 22 years ago, but that didn't stop writer and director Judd Apatow from writing his own Simpsons episode!
I'm in a glass case of emotion!
Given the success of Animal Planet's "Puppy Bowl" on Super Bowl Sunday, Conan O'Brien jokingly presented a miniature set and a full cast for his new spinoff, "Puppy Conan," complete with a hilarious puppy Justin Bieber.
Usually, when anyone other than a rap star says they're going to rap, you have to squint your eyes and grit your teeth through the experience as the awfulness unfolds. This was what I feared would happen when Anne Hathaway told Conan O'Brien she had written a rap song in response to the paparazzi. Then she got to it. Wow!
After only two seasons on the air, George Lopez's TBS late night show has been cancelled. But the bigger story is what does Conan O'Brien have to do with it?
Run, Conan, Run!!!
So Conan O'Brien has a new contest on his show, called "Haha, I Found an Error". For the contest, fans could write in or send in videos …
Read More


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Cockermouth gears up for switch-on fun
Last updated at 13:29, Friday, 16 November 2012
HUNDREDS of people are expected to turn out for Cockermouth's Christmas lights switch-on this Sunday.
Main Street will be closed off from Sullart Street to Station Street between 11am and 7pm.
An afternoon of entertainment is planned to include a children's fun fair and Santa's grotto.
Billy Bowman kicks things off at 2pm with festive music before 13-year-old singer Leah Goodger performs between 2.15pm and 2.40pm.
Children from All Saints School will sing and drum between 2.50pm and 3.10pm, and Cockermouth Mechanics Band and choir will perform between 3.20pm and 4pm.
Mandy's Dancing Divas will be on stage between 4.10pm and 4.45pm.
The switch-on at 5pm will be carried out by mayor Isabel Burns, her grandson Connor Irving and local schoolchildren Jack Simpson, Gemma Bell, Sam Dawson, Heather Palmer, Aaron Hodgson, Sophie Taylor, Aaron Hoad-Williams and Laura Brown.
The lights are on Main Street, Station Street, Market Place, Gallowbarrow, Kirkgate, Crown Street and Castlegate. They will be on every day from 3pm to 12.30am until January 7.
Christmas trees and other illuminated features will be placed around the town.
Sunday's entertainment will close with local band AWOL performing until 6pm.
Forty stalls will line Main Street, including those from Cockermouth School, Eaglesfield Paddle Academy, Sally Wilde and her cup cakes, Cockermouth Rotary, Cockermouth Round Table, First Responders, Cockermouth Mountain Rescue, Cockrock, Age UK and Cockermouth Lions and Lionesses.
Free parking will be at Riverside, Bitter Beck, Kirkgate, Sainsbury's Sullart Street and Wakefield Road car parks.
It is hoped that businesses will have their shop windows decorated with a Christmas scene and judging will take place on December 5. A family window spotting competition will run from Sunday until December 5.
First published at 11:55, Friday, 16 November 2012
Published by http://www.timesandstar.co.uk
More news
- Awards night held at Workington school
- Police appeal for help to trace Aspatria man
- Solar park plan would harm West Cumbria's economy - warning
- Small cars will prove big hit at vintage rally
- Cockermouth NatWest branch closes suddenly
- M-Sport's Ryan is engineering success story
- Air cadets ready for take off thanks to coach firm
- Workington honours forces heroes
- East 17 head to Workington for Castle Rock


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That's not really a surprise given Fox's record with gamers in terms of misleading their audience with self-styled media pundits and so-called experts who obliquely ignore the ratings on the actual product or who have never played the game in the first place. Facts? What facts?
It wasn't that long ago that Mass Effect went through the same thing on Fox. In the analysis that followed, the 'expert' that Fox had called to the floor – Cooper Lawrence – who made Mass Effect out to be promoting pornography was lambasted by those that had actually played the game. See, she didn't play it – but felt in her expert opinion that it was primarily what the game was about and ran with it. It's as if someone had blamed the film, Pirates of the Caribbean, for promoting Somali piracy without even seeing the movie.
She actually apologized, even though Fox never did. But that hasn't stopped Fox from finding experts that now blame games for the increase in rape statistics across the nation without any real statistics to back up that correlation. Once again, the audience is left to take the word of these 'experts' at face value without so much as hard evidence.
Fox went on to draw in Bulletstorm as the perfect example of why the youth of America are falling by the wayside. Now, Bulletstom IS a violent game. That's why it's rated M, for Mature, meaning that it should only be played by adults 18 and over. Not by a nine year old that Fox has been quoted in saying will be playing games just like it.
Short of handling game sales like the TSA handles airports, you're still going to see parents buy kids the games they want because they either don't care or don't know any better. In my time in retail, I've seen parents do this – we deny the kid the sale, then he/she brings in their grumpy parent to wonder why we did that and use their credit card to get the game anyway. It happens.
EA has hit back with a statement defending Bulletstorm and likening it to similar fare such as Sin City or Kill Bill which is fine since both of those films are rated appropriately and are clearly intended for older audiences. Games for adults should be treated in the same way, but according to Fox, they're not. Still, I'm not expecting Fox to issue an apology for this, either, or for any of their experts to recant what they've said. After all, they've got their fifteen minutes of fame.


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- Description
DetailsThe Sotnik is the ultimate travel duffle and the only duffle you'll ever need. It's made with our 100% welded-waterproof technology, has a large cargo capacity with a huge opening, and it can be carried by hand or worn as a pack. It's part of our WWII-inspired Militia line. We made our original Militia bags to haul wetsuits and beer to and from the beach. All Militia bags feature 100% welded-waterproof main compartment that can hold ice-cold beer and keep your stuff dry in a downpour. A zippered compartment keeps wet/dry separate. Outside pockets with stainless-steel hardware for storing small stuff.
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fit• Generous haul straps can be used for hand, shoulder, or pack style carry
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fit• Waterproof rolltop closure accommodates a range of load sizes
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fit• Weatherproof 1000 denier CORDURA® Brand grade nylon outer shell
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• Built in: Chico, CA
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Bearcat Athletics News
Alumni Weekend football game puts WU offense on display, Bearcats continue perfect record
The Bearcats gained 559 yards on offense and forced six turnovers on defense as they pulled away from the Pacific University Boxers in a non-conference game at McCulloch Stadium on Saturday, Sept. 22. With the win during Alumni Weekend, Willamette improved its record to 3-0 on the season. Pacific dropped to 1-2.
The teams will meet again on Saturday, Nov. 3 in a Northwest Conference game on the Pacific campus in Forest Groved, Ore.
Willamette opened the game with an 11-play, 17-yard drive for a touchdown, and WU quarterback Josh Dean (Jr., Dana Point, CA/Dana Hills HS) threw for four touchdowns while completing 33 of 46 passes for 353 yards. He did not throw an interception.
Meanwhile, the Willamette secondary made four interceptions. Cody Pastorino (Sr., S, Glenn, CA/Willows HS) led the way with two pickoffs, while Dominic David (Sr., S, Salem, OR/South Salem HS/Portland State Univ.) and Tait Stephens (Jr., S, Sammamish, WA/Skyline HS) each recorded one.
Willamette led 6-3 after the first quarter and held a 23-10 advantage at halftime. The Bearcats added 14 points in the third quarter and tallied the first touchdown of the fourth quarter for a 44-10 lead. After Pacific scored its second touchdown of the game, Jones threw a touchdown pass to Beau Smith (So., WR, Roseville, CA/Roseville HS) to complete the scoring.
Since then, the Bearcats have played one other game, moving up to 4-0 on the season.
Women's soccer takes down George Fox
Willamette defeated George Fox University, 1-0, in women's soccer on Sunday, Sept. 30, as the Bearcats limited the Bruins to three total shots and no shots on goal. WU freshman Veronica Ewers (MF/F, Moscow, ID/Moscow HS) scored the game's only goal at 59:07.
Ewers achieved her goal on a header into the left corner of the net. Malia Simpson (So., MF, Fairbanks, AK/West Valley HS) earned an assist by providing a crossing pass to Ewers from the right side.
Willamette improved to 4-5-1 overall, 2-3-1 in the Northwest Conference. George Fox dropped to 1-7-2 overall, 0-6-0 in the NWC.
Bearcat goalkeeper Nicole Price (Jr., Auburn, WA/Thomas Jefferson HS) did not have to make a save while recording her second shutout in as many days. She earned 12 saves in a 0-0 two-overtime tie with Linfield College on Saturday.
Against George Fox, the Bearcats took a total of 14 shots, including eight shots on goal. Andi Rowan (Sr., MF, Boise, ID/Timberline HS) led Willamette with
four total shots, while placing three of her shots on goal. Paige Lancourt (Jr., MF, Eagle, ID/Eagle HS) achieved three shots overall, with one shot on goal.
GFU goalie Ally Swanson kept Willamette from extending its lead by recording three of her seven saves after the goal by Ewers. She made saves on shots by Rowan at 63:38, Sarah Desautels (So., F, Snohomish, WA/Glacier Peak HS) at 72:23 and Rowan again at 80:04.
Michelle Young took a corner kick for GFU at 74:05, but the ensuing shot by Molly Norton went wide of the goal.
The Bearcats earned a 4-2 edge in corner kicks, with two in each half. Willamette's shots also was evenly split with seven shots in each period.
WU will return to action on Saturday, Oct. 6 at Pacific University in Forest Grove, Ore. The Northwest Conference game is slated to begin at 12 p.m.


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"Learn to do good; seek justice, correct oppression; bring justice to the fatherless, plead the widow's cause." --Isaiah 1:17
The Masters of Arts in Applied Social Justice is a two-year, low residency (online + on campus) graduate program for individuals called to serve others through churches, faith-based community organizations, and other social enterprises that address root causes of poverty and related ills, and that empower people to help themselves. Students complete a core curriculum and select one of two tracks, Christian Community Development (CCD) or Social Entrepreneurship (SE).
- To complete your application on-line: ONLINE APPLICATION
- Application fee: $50.00
For more information, contact:
Graduate and Adult Studies
1646 Russell Avenue
Jefferson City, TN 37760