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Thanks for wasting my time
By Tony Hicks
Friday, July 17th, 2009 at 6:59 pm in Uncategorized.
I had to go get X-rays on my shoulder today – at least in theory.
My doctor gave me a referral a couple weeks back to an orthopedist. I called said orthopedist earlier this week to make my appointment. He told me – this was the first time I'd ever had a doctor answer his own phone and it completely rattled me – that I first had to have a X-ray before he'd see me. Meaning I had to call my real doctor (as opposed to my robot doctor) and get him to set it up.
I called my non-robot doctor's office (thankfully he didn't answer the phone, or I would've needed a heart doctor), and they referred me to the place to get X-rays. They said not to call the place for at least a couple hours to make sure they got the referral. I waited three days, just in case.
Actually I waited three days to go – I called that same day. The X-ray place said to come in whenever. Apparently "whenever" isn't after 4:30 or, in my case, when they have no idea you're supposed to be there. But I digress. So I found some time and went today (Friday).
First, after extensive time on MapQuest, I accidentally went to the orthopedist's office, because I read the wrong piece of paper. I then found the right piece of paper, but couldn't find the office. When I found it, it was the wrong X-ray place (don't ask how I found another X-ray place on a completely different street, because I haven't even figured that one out and if I do, my head will surely explode). So my strategy, at that point, was to just drive around looking for the right place. Or go home and start over. Or use the last logical option I had: Call my wife and ask her where I'm supposed to be.
That was the right move; Wives are just like that. They know stuff. So she told me were to go, I turned the car around and went. I found the right building, but the wrong office. This X-ray place has two offices in the same building, it turns out. That first office is were they send everyone to look stupid. Then I climbed the stairs to go to the second office and got a cramp in my calf. Honest. I was wondering if I could get some calf X-rays too, since I was there and all.
I entered the second office 15 minutes before closing time. Evidently the girl behind the counter and a guy looking suspiciously like someone wearing a blue medical-type outfit were just talking about how wonderful it would be if no idiot with a bad shoulder and a cramp in his calf would come in so close to closing time. They looked at me; she giggled and he shook his head. It reminded me a lot of meeting girl's parents when I was in high school.
So I told the giggler my name and the nature of my mission. She takes out a stack of papers and starts professionally throwing them around. Then she starts typing on the computer, also in a professional fashion. Then she looks up at me and says "Sorry, your doctor's office never called and we can't X-ray you."
I then suggested she call my doctor, which she did. One wrong number later, she hung up the phone and announced that my doctor's patients must not get sick after noon on Fridays, because his office closed at noon on Fridays. I reasoned that must mean the cramp in my calf wasn't very serious.
So now I have a very serious sounding orthopedist thinking I'm going to have X-rays with me on Tuesday when I see him, when I'm not. He's VERY serious, by the way. I tried to change my appointment to later in the day Tuesday, and he simply said "No." Oh, OK then, I said, stunned and a bit frightened. "I'll guess I'll just do my best to get there."
Silence. Then he said, very firmly, "You ARE coming, aren't you?"
Sure. I'm positive I'll have all this squared away by … November. At the earliest.
[You can leave a response, or trackback from your own site.]


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subset: commoncrawl


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Low-cost airline carriers have had a turbulent history in the Knoxville market. But city and county leaders hope to make an announcement today to change that.
Knox County Mayor Tim Burchett and Knoxville Mayor Madeline Rogero have jointly set aside $370,000 dollars for what they're calling a Competitive Airfare Partnership.
Jim Evans, Vice President of Marketing at McGhee-Tyson airport, says they've had some hits and misses with lowfare carriers before.


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Logitech 910-002481 M310 Wireless Mouse - 2.4GHz, Plug-and-Forget Nano Receiver, Ambidextrous, Victorian StripesItem#: L23-8729 | Model#: 910-002481
Currently Out Of Stock!
You May Consider This Alternative
Additional Resources
Logitech M310 Wireless Mouse Product Details
Logitech 910-002481 M310 Wireless Mouse
For accurate, precise control of your cursor on virtually any surface, choose the Logitech 910-002481 M310 Wireless Mouse. This wireless mouse offers outstanding mouse performance as it features its laser tracking method that ensures smooth, responsive cursor control, easy text selection, and effortless scrolling, so you can finish your computing tasks without any hassles. You can also say goodbye to tangled wires with its 2.4Ghz wireless technology, giving you more room to maneuver as you browse through the Net, navigate your multimedia, or while you are delivering an audio/visual presentation in your classroom. And with its ergonomic and ambidextrous design, it is comfortable to use with either hand, even after long hours of use. Order the Logitech 910-002481 M310 Wireless Mouse today and feel the difference.
What It Is And Why You Need It:
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A Closer Look:
Additional Resources: Product Manuals
Manufactured by: Logitech
Warranty provided by: Logitech
Limited Warranty: 36 months parts; months labor
Mfg Part No: 910-002481
UPC No: 097855076496
Box Size: ( Length:8, Width:6, Depth:2)
Shipping Weight: 0.4000 pound(s)
Dimensional Weight: 1pounds
What is Dimensional weight?
Click here for full warranty and support information
- Limited Warranty: A full text version of the limited warranty
may be obtained by mailing a self addressed, stamped envelope to the
address below and requesting the warranty for item number: L23-8729
Warranty Information
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Miami, FL. 33144
- Logitech logos are registered trademarks of Logitech. All others trademarks and copyrights mentioned herein are the property of their respective owners.


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When you become pregnant, your body has to work overtime to prepare a safe environment for the baby to live in for the next 9 months. In doing this, your body goes through numerous changes at a very fast pace. Hormone levels increase rapidly and dramatically. This is what is believed to bring on the nausea and vomiting which we refer to as morning sickness.
Morning sickness usually starts during the first trimester of pregnancy and for most women will end around the 16th week of pregnancy. Morning sickness typically occurs in the early morning hours but can happen at any time of the day or night. For some unfortunate women, it can last all day long.
Only a few lucky women go through an entire pregnancy without experiencing the effects of morning sickness. It affects around 80% of pregnant women. In this article we are going to discuss 5 popular remedies for treating morning sickness.
Ginger – One of the healing properties of ginger is its ability to relieve nausea. Ginger has been used for many years to treat nausea from morning sickness. You can use ginger for morning sickness in a variety of ways but most women prefer ginger tea. Ginger tea can be made by grating fresh ginger into boiling hot water and sweetening to taste if desired. Ginger calms the stomach and relieves the sensation of nausea.
Saltine Crackers – Putting a little food on your stomach before arising in the morning helps to keep morning sickness under control. Saltine crackers work well for morning sickness because they help to absorb excess acids in the stomach. Keep saltine crackers by your bedside and nibble on a few before getting out of bed in the morning and notice how much better you will feel.
Eat Small Amounts Of Food Frequently – Eating too much food at once or too little food can both trigger nausea. During this stage of pregnancy instead of eating 3 large meals daily, eat 5 to 6 smaller meals throughout the day. Doing this should help decrease your symptoms of nausea.
Avoid Odors And Smells That Make You Feel Nauseous – Scents that caused you no discomfort at all prior to pregnancy may now be your worst nightmare now. With all the hormonal changes taking place in your body at this time, your sense of smell increases tenfold and you can be easily nauseated by strong smells.
Try to take note of the things that trigger your nausea and avoid them whenever possible.
Acupressure Bands – Acupressure is a form of acupuncture without needles. It is a very successful treatment for many conditions, including nausea from morning sickness.
With this treatment, the acupressure band is placed on the wrist and continuously triggers the "Nei Kuan" (p6) pressure point which is known to relieve nausea. Acupressure bands have helped many women get rid of their morning sickness.
These are just a five of the many morning sickness cures available to you. The first cure for morning sickness you try may not be the one to stop your morning sickness. You have to try different morning sickness remedies until you find the one or more products that helps to end your morning sickness.
Filed under Morning Sickness, Morning Sickness Cures by on Aug 26th, 2010. Comment.
Morning sickness is one of earliest signs of pregnancy and affects over 70% of women. Morning sickness symptoms start around the fourth or fifth week of pregnancy and end around the 16th week.
Approximately 80% of all pregnant women suffer from morning sickness. Some may have only mild symptoms while for others it may be much more severe, interfering with their ability to work and carry out normal every day activities.
No one is exactly sure what causes morning sickness, but experts believe it is brought on by the rapid rise in hormone levels during pregnancy.
Morning sickness can be the toughest part of a woman's pregnancy, but there are many things a woman can do to control or in many cases completely end morning sickness. A few popular morning sickness remedies are:
Ginger Tea – Ginger is a popular morning sickness remedy that has been used for centuries. Ginger has a soothing effect on the stomach and works well to get rid of feelings of nausea related to morning sickness ad motion sickness.
For ginger tea, grab some fresh ginger and grate about a ½ to a teaspoon in a cup of hot water. Within a few minutes you will begin to feel the benefits.
There are many other products containing ginger that may be helpful in relieving morning sickness such as ginger candy. Just be sure not to consume more than 1 gram of ginger daily.
Avoid greasy and fried foods – Fried greasy foods take a lot longer to digest, therefore, they will sit in the stomach longer, which in turn triggers nausea and vomiting. In addition to causing nausea, fried and greasy foods are also known to cause heartburn during pregnancy.
Acupressure Bands – This is a morning sickness remedy that many pregnant women swear by for relieving morning sickness. Using Acupressure bands is one of the more common items used during pregnancy for controlling nausea.
Acupressure is a form of acupuncture without needles. Instead it pinpoints various pressure points on the body to relieve morning sickness.
Acupressure bands are placed on the wrist and target the p6 pressure point which relieves feelings of nausea.
Acupressure bands can be worn when you feel morning sickness coming on or you can wear them throughout the day to help keep your nausea under control.
These are just a few morning sickness remedies that have worked for many women. However, you must remember that there is not one universal morning sickness remedy that works for all women. You must continuously try different morning sickness cures until you fine one or more that work to relieve your morning sickness.
Filed under Morning Sickness Remedies by on Aug 26th, 2010. Comment.
There is nothing as wonderful and exciting as the moment you find out you are expecting a little one, until that dreadful condition we refer to as morning sickness arrives and puts a brief damper on your parade.
No matter how excited you may be about your pregnancy, there is not one woman I've ever met who looks forward to dealing with morning sickness.
Many Women begin noticing various changes in their bodies within weeks of becoming pregnant.
Morning sickness is a normal part of pregnancy and will affect 8 out of every 10 women. It typically starts between the 4th and 6th weeks of pregnancy and usually ends by the end of the first trimester or very early in the second trimester.
However, there are some unfortunate women who suffer with morning sickness throughout their entire pregnancy.
So how do you know when morning sickness has officially begun? Following are 3 morning sickness symptoms that occur in the majority of women. If you are experiencing any one or combination of these symptoms, chances are morning sickness has begun.
Heightened Sense Of Smell – Smells seem to intensify tenfold. This is due to the increased amounts of estrogen that your body is producing. Things that you may have enjoyed waking up to such as a fresh pot of coffee may now make you fell nauseous, turn green and send you running to the bathroom.
Needless to say, you should try and avoid the smells that trigger your nausea whenever possible. If you cannot, a quick solution is to carry around a slice of lemon and sniff it when you come in contact with smells that are making you feel ill. The smell of lemon, tends to ward off nausea.
Mood Swings – You may notice that your mood changes very quickly. One minute you may be happy and laughing and 30 minutes later you may be crying uncontrollably.
This is happening because of the rapid hormonal changes and is another morning sickness symptom you should be aware of.
Nausea and Vomiting – This is the most common and most obvious morning sickness symptom. This is also how many women discover they are pregnant. The nausea and vomiting are believed to be caused by the increase in hCG and progesterone levels in the body.
The good news is there are many cures for morning sickness. A good way to get rid of nausea when it comes about is to drink a cup of ginger tea. Ginger has been used by medical professionals for years to relieve nausea related to morning sickness and motion sickness.
During this delicate stage of pregnancy you can become easily nauseated by smelling or eating certain foods, inhaling strong odors and being overly stressed and fatigued.
It is really important to get plenty of rest, minimize stress, keep your body hydrated and stay away from things that tend to trigger your nausea.
These are 3 of the most popular morning sickness symptoms that affect the majority of women. No matter how bad morning sickness gets, there are always things you can do to help end morning sickness.
However, if your morning sickness is so severe that you are unable to keep anything at all down and it is affecting your health and the health of your baby, you should seek medical attention immediately.
Filed under Morning Sickness Symptoms by on Aug 26th, 2010. Comment.


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RV Tour Planning
Planning your RV trip to P.E.I.
Prince Edward Island continues to be one of the great RV destinations on the continent.
"The Island" has welcomed many individual RVers and RV rallies over the years. You as an RV enthusiast will be pleased at the many amenities that our province has to offer. The Island has much to offer — easy access onto the island, scenic coastal drives, fresh produce from the land, rich heritage and culture, Canada's top golf destination, world famous shellfish, a vibrant arts community, 90 some beaches and of course, campgrounds located across the province.
We would be happy to provide you with information related to PEI, Canada
Order your guide or call Toll free in North America call 1-800-463-4PEI
Printed materials include:
- Provincial road map.
- Island Guide, which includes a listing of private/provincial/federal campgrounds, in addition to attractions, festivals and events, culinary experiences, outdoor activities and details on everything you need to know about P.E.I.
- Confederation Trail Guide, information about the trail that runs from one end of the province to the other –some 280km/160miles and an additional 120km/72miles of branch trails.
- Golf Prince Edward Island booklet, complete information about the member courses of Golf PEI.
- Island Vacation Packages, experiential packages -- full or part days or multiple day.
- Categories include Family, Anne, Golf, Outdoor, Romance, Culinary and Island Experiences.
- Flavours Trail, your guide to some of the Island's most unique and exciting culinary adventures.
For additional information about camping on PEI, search out the following:
- Tourism PEI is a commercial member of the Family Motor Coach Association (F.M.C.A.).
- Thru advertising we support Woodall's Eastern Campground Directory and Woodalls Canada Campground Guide.
- You will find PEI campground listings in RV Lifestyle Campground Directory as well as provincial related advertising.
- You will find PEI campground listings in the AAA/CAA campground directory.
REST ASSURED! Tourism operators in PEI are committed to the quality and cleanliness of their properties. Islanders take great pride and time to ensure your accommodation or camping site is comfortable and well maintained. All accommodations and camping sites listed on our site have been inspected to ensure they meet the province's and industry's standards. New properties are added throughout the year as they are licensed.


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He played teen heartthrob Zack Morris on Saved by the Bell, and had recurring roles on NYPD Blue and Commander in Chief. Otherwise, Gosselaar, 32, is just your average guy. He's a proud father of Michael, three, and Ava, seven months. He recently celebrated his 10th wedding anniversary with actress Lisa Ann Russell. And when he's not working or spending time with his family, you can find him on his bike.
How did you get into cycling?
About two years ago a friend asked me to do a triathlon, but I didn't want to. He came back and asked if I would do the bicycling part of a relay. At the time I had a steel-frame road bike and about a month's worth of training, and I got spanked. But my team still won, and I ended up falling in love with cycling. I looked for a coach, and now I'm on a team in Los Angeles, Cadence/Parkpre [now Helen's Cycles]. I'm probably on my bike five or six days a week, and I race almost every weekend.
On that same steel bike?
I race on a full-carbon Ridley Damocles. I started off as a Cat 5, and moved to a Cat 3 in a year and a half. I'm planning on becoming a Cat 2, but I'm filming a movie in Canada, and that gets in the way of training. If I have a morning off I'll do a few intervals. Riding is an addiction. My goal is to win as an elite next year.
Do you catch any flak on the road when someone recognizes you?
It makes me chuckle when riders say to each other, "An actor beat you," because of the perception of what actors do. I don't get hassled during a race, but on a cooldown people might talk about episodes they liked, or want an autograph for their daughter. You can't buy talent in cycling--the more you put into it, the more you get out of it. When you're riding on the weekend, everyone's equal. We're all there to be competitive. On a recent group ride I got my ass handed to me by a 50-year-old on a climb.


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The Department of Defense announced today that Cpl. Travis J. Bradachnall, 21, of Multnomah County, Ore. died on July 2 in Iraq. Bradachnall was killed in an explosion during a mine clearing operation near the city of Karbala.
Bradachnall was assigned to Combat Service Support Group 11, Camp Pendleton, Calif.


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CHANGAMWE MP Omar Mwinyi has said the appointment of Francis Muthaura and former Garsen MP Danson Mungatana as parastatal bosses is unsuitable.
Mwinyi said the posts should have been given to young professionals with fresh ideas. "I do not reject the appointment of Mungatana since he comes from the Coast, but the post should have gone to somebody who has more experience on port issues," said Mwinyi.
He said the position that has been given to Muthaura should have been left to Professor Shaukhat Abdulrazak, who had served in the same position for months before he was replaced. Speaking in Changamwe on Saturday during the issuance of registration certificates to the youth and women groups, Mwinyi raised fears that the appointments might give room for corruption.


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The chic blogger talks taking on trolls and working with her boyfriend.
Angela Missoni's Family Photos
The Duke and Duchess of Windsor had a low-key ceremony in 1937. The Duchess wore a Mainbocher creation which is now held in the Metropolitan Museum of Art.
The Shah and Empress of Iran at their 1951 wedding. She wore a custom Christian Dior gown for the occasion.
Fabulous At Every Age: The 2011 Finalists


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Journal of Forensic & Investigative Accounting
Senior Editor
D. Larry Crumbley
Louisiana State University
Department of Accounting
3106A Patrick Taylor Hall
Baton Rouge, LA 70803
Phone: 225-578-6231
Fax: 225-578-6201
Tanweer Hasan
Roosevelt University
430 S. Michigan Avenue
Chicago, IL 60605
Phone: 847-619-4886
Fax: 847-619-4852
Volume 3: No. 1, January-June, 2011
Table of Contents
- Brian R. Greenstein, Ph.D.
- John Wragge, Ph.D.
Keywords: Divorce, Undisclosed, Alimony, Support, Tax Return.
- Petter Gottschalk
- Thomas M. Kozloski
Results of the study indicate that auditors assess surface similar source analogs as more similar to the target than structurally similar source analogs. In addition, the auditors exhibited higher levels of recall of the surface similar source analog than the structurally similar source analog, and found the surface similar source analog to be more useful in assessing fraud risk in the target than the structurally similar source analog. Finally, results indicate that auditors transfer knowledge regarding the assessment of the overall risk of fraudulent financial reporting from a surface-similar source fraud risk assessment to a target fraud risk assessment. As expected, auditors did not exhibit transfer relating to the overall risk of fraudulent financial reporting when provided with a structurally similar source analog. Auditors did not transfer knowledge from the surface similar source to the target regarding the audit planning response to the fraud risk assessment.
- Thomas M. Porcano
- George T. Tsakumis
- Anthony P. Curatola
- Antoinette Lynch
- Stephanie Bryant
- Jacqueline Reck
- Priscilla Burnaby
- Martha Howe
- Brigitte W. Muehlmann
- Benjamin P. Foster
- Guy McClain
- Trimbak Shastri
- Carol B. Johnson
- Tim C. Ireland
- Sarah Rector
- Eric J. McLaughlin
- Robert L. Hurt
Cressey's fraud triangle is applied to the real case of Tenet using the historical financial statements and stock market prices of the corporation. While litigation is still pending in California and Texas, the case against Tenet in Florida provides insight into the actions of the managers of Tenet Healthcare Corporation that resulted in significant financial penalties.
Michael M. Grayson*
What are some of the purposes that universities serve?
They help society when economies curve.
They create human capital so humanity can advance
And have living conditions which are frequently enhanced.
Do societies spend their time AK-47's making,
Or are they more likely educational courses to be taking?
This does not mean just memorize and regurgitate.
Rather, it implies that one should think and create.
A well-educated populace might realize what economists say is true.
TANSTAAFL. There ain't no such thing as a free lunch for me or you.
If we want to consume, someone must produce it first
Or there is nothing to satisfy our hunger or our thirst.
Entities of all sorts in productive activities engage,
Providing goods, services, and jobs somewhere on the world stage.
To do this, they must have available resources
Whether delivered electronically, by mail, by truck, or by horses.
Unfortunately, some bad actors exist out there
Who at those resources continue to stare.
They want those resources for themselves to keep,
Without anybody else so much as making a peep.
Stealing? Oh, no, it is just sharing with me
What those folks ought to have already given naturally.
I see a way to help them out by just taking it now
Instead of waiting for who knows long how.
I deserve it. They should give it to me. Besides, the big shots
Always keep getting their lots and lots
Without sharing what is available with the rest of us.
They take the private jets. We take the bus.
In auditing, about the fraud triangle we speak.
Incentive or pressure, opportunity, and ability to rationalize when internal controls are weak
Mean it is more likely that someone will steal,
Thus giving himself a five-finger deal.
If universities teach this as part of what they do
So that auditors know what to look for, and who,
Then perhaps there will be fewer frauds of misappropriation
In such an educationally interested nation.
Alternatively, if it is people with guns who run the place,
Then productive people will not want the situation to face.
If they can, to some other country they will move
Where good enforcement of sensible laws their lives improve.
Having said all this, what does it mean?
It means that auditors can be seen
As working behind the scenes, yet improving how people live.
See how much the accounting profession has available to give?
- Dr. Donald L. Ariail, CPA, CFF, CVA*
What's this thing called integrity?
You can't see it,
But without it,
One's not viewed as upright.
You can't hear it,
But without it,
Words do not ring true.
You can't smell it,
But without it,
The stench of fish pervades
You can't touch it,
But without it,
A handshake does not suffice.
With all it entails: veracity - justice - ethics - character,
You must have it
And always cherish it.
Don't let your integrity get worms!* The author is at Southern Polytechnic State University.
The annual LSU Fraud & Forensic Accounting Conference will be held on July 11 and 12, 2011 in Baton Rouge. One of the speakers is Michael Hudson, the author of "The Accounting Monster." Other speakers are Don Rabon, Will Fleenor, Elliott Leary, Kelly Pope, Edward Simmons, Joe Koletar, Mark Shirley, Greg Fee, Ronald Durkin, and Jeff Aucoin. For more information about the 2011 Annual Fraud & Forensic Accounting Conference: http://www.bus.lsu.edu/academics/accounting/events/FF2011.asp
The Anyone Can Whistle Tour
Anyone Can Whistle Tour --
-- is a series of high profile campus/community engagement events and
learning tools that shines a light on the phenomenon of whistleblowing.
The Tour, sponsored by the Government Accountability Project and the
Oscar winning film company Participant Media, will feature live
appearances by notable whistleblowers and use film, art and popular
culture, and dramatic simulations to build awareness of the importance
of whistleblowers and their protection. By reaching young adults at
universities, law schools, journalism programs, and business schools,
the Tour will model change-makers who have risked everything, and helped
create a path for those who face comparable professional dilemmas.
Advertise in the JFIA
Would you like to advertise in this journal? Full page ad is $300. Half page ad is $150. Contact Larry Crumbley (email@example.com). Checks to be made out to Journal of Forensic and Investigative Accounting and sent to Larry Crumbley at 3106A Patrick Taylor Hall, Dept. of Accounting, L.S.U., Baton Rouge, LA 70803.
Creative Accounting, Fraud and International Accounting Scandals
Michael Jones, editor, 2011, 550 pp
John Wiley & Sons
From the South Sea Bubble to Enron and Parmalat, business scandals have a long and varied history which continues into the present day. As accounting is central to the success or failure of any business, so creative accounting has always played a key role in these scandals, reflecting the extremes of how numbers can be manipulated to deceive or even defraud.
This monograph explores the role of accounting, particularly creative accounting and fraud in business scandals from around the world. It features a collection of 13 chapters by international authors, which detail accounting fraud and scandals in both developed and developing economies including Australia, China, Germany, Greece, India, Italy, Japan, Netherlands, Spain, Sweden, UK, and US.
To enhance the international perspective even further, a series of case studies, contributed by accounting experts, is also included.
This unique, global perspective on accounting scandals provides the background for discussion on the role of powerful individuals, the motives and methods of management who are complicit in these scandals and the failures of internal control and external auditing, as well as the long term impact of business scandals on the regulatory environment.One of the few books on this subject, its accessible treatment of this relevant topic is fascinating reading for a wide audience. It also provides a highly useful reference for professional accountants and business people worldwide and students taking courses in forensic accounting and fraud, as well as providing more general background for most accounting courses.
Crime and Corruption in Organizations
Although increasing attention has been paid to it, there are no signs that crime and corruption in organizations is decreasing, so if you're a manager or government policy maker, and your mandate is to reduce crime and corruption, where do you start?
The international authors of this book fill a critical need to address such a prevalent and costly topic with a detailed analysis of the risks associated with crime and corruption in organizations. They examine the causes and consequences, and the choices we face in our efforts to eradicate these social maladies. They focus on the risks to individuals and organizations surrounding criminal and corrupt acts, with an emphasis to the psychological, behavioral and organizational factors supporting such behaviors. Finally, they explore the phenomenon of crime and corruption across a diverse array of organizational settings (ranging from public to private, for-profit to non-profit) and occupational categories (for example, police officers, physicians, accountants, and academicians).
The constant barrage of scandals publicized by the media demands 'front burner' attention dedicated to stemming this tide. Accordingly, this book turns to prominent researchers employing their talents to produce more ethical organizations. The result is the most up-to-date thinking on both classic (for example, cognitive moral development) and novel (for example, moral attentiveness) approaches to crime and corruption, as well as scientifically-grounded approaches to reducing illicit behavior in organizations.
A New Framework for Investigating and Managing Business Fraud
The Guide to Investigative Business Fraud
Ernst & Young, 2009, 324 pp.
New York, NY 10036-8775
This book provides a clearly defined framework for approaching a fraud investigation. This comprehensive resource was developed by the fraud investigation team at Ernst & Young. The chapters are written by subject-matter experts and may be read individually as reference guides for specific topics or together as an overview of a fraud investigation.
This book will enable you to examine the principles and techniques that guide the experts through a fraud investigation and answer these questions:
Feature of this book include:
The Monster
Michael W. Hudson, 2010, 266 pp.
Henry Holt & Company
175 Fifth Avenue
New York, N.Y. 10010
The mortgage mess is back into the news with Ben Bernanke saying that federal regulators are looking intensively at bank forclosure practices. The New York Times in a November, 2010 editorial said that the regulators are behind the curve, which is exactly what this author points out "how a gang of predatory lenders and Wall Street Bankers fleeced America and spawed a global crisis." More than 2 million home owners are in danger of losing their houses as a result of predatory lending.
This book is a best practice manual or roadmap for fraudsters in the mortgage and banking industry. Every forensic accountant or valuation expert should read this book to develop the skeptical attitude needed today. Michael Hudson provides a history of the rise and fall of the subprime mortgage industry through stories of both Ameriquest Mortgage and Lehman Brothers.
The sales force at Ameriquest watched the movie Boiler Room as a training film to learn how to pitch overpriced deals to home owners. On page one Mark Grover places two sheets of paper against the window and used the light streaming through to trace a signature from one page to the other.
Glover's co-workers used scissors, tape, Wite-out, and a photocopier to fabricate W-2s. They would "paste the name of a low-earning borrower onto a W-2 belonging to higher-earning borrower, and like magic, a bad loan prospect looked much better. Their office break room, dubbed the "Art Department," had all the tools they needed to manufacture and manipulate official documents.
But they needed pigeons or home owners to con. So the greedy salesmen memorized a detailed sales Track (short for A Loan Officer's Track To Run On). They were taught to meet the borrower at least three times, by leaving at least twice and reintroduce themselves each time they returned. Does this sound like an automobile dealership? The loan officer wanted to be a friend and a problem solver.
Step 8 in the Track was the Mortgage Savings Presentation (e.g., called the monster) which is the genesis of the book's title. They tried to persuade reasonably educated borrowers that by paying higher fees and interest the borrower actually saved money – which, of course, was entirely misleading.
I enjoyed the so-called "Whoop's Techniques." If a borrower had an annual income of $ 56,000, for example, the loan officer instead reports it as $ 66,000. So if someone in underwriting caught the discrepancy, the loan officer could explain that it was a typo – a simple error. There were little internal controls because Hudson writes that when consumer complaints came in, the regulators generally erred on the side of shielding the institution. During this time period, the loan terms could include 12 to 20 points. Loan officers would not give the customers the federal truth – in lending disclosure form.
Gloria and John obtained a loan from FAMCO on their two-flat apartment building to pay-off some credit-card debts. They found out too late that FAMCO had rolled a $ 19,500 origination fee into their $ 118,000 loan.
When Mr. O read through his loan paperwork the loan carried an adjustable rate that started at 14.5%, never went down, but could climb as high as 20.5%. The cash he was told he would get was gone. "No problem. You have three days to rescind. Go ahead and sign and I'll fix it." Mr. O could not get anyone on the phone for the next three days.
So million of people received adjustable rate loans, and these loans were then securitized. Apparently, you could securitize almost anything. The individual mortgages were bundled together into a mortgage pool which is held in trust as collateral for a mortgage-back security. These securities were then sold to participants in a secondary market. Many of the loans were to less-than-stellar credit. For a short history of the subprime meltdown, see "The Fuel that Fed Subprime Meltdown," Investopdeia.
Throughout the book and especially on page 163, Hudson illustrates the fraud triangle - motive, opportunity, and rationalization. There were no controls. Loan officers would look for "rubber stamp" appraisers. When Roland Arnall tried to stop this "you dial a guy until you find a guy," one top executive suggested penalizing offenders as follows: employees who were involved with fraud on five or more loans would be fired; employees involved in fraud on fewer than five loans would get a warning and keep their jobs. These loan officers were making huge salaries with little chance of being caught, so they rationalized their unethical and possibly illegal behavior.
The one major criticism I have is that the author makes little mention of the bad guys in this disaster: Fannie Mae, Freddie Mac, Bill Clinton, and other Democrat politicians who pushed for these risky loans to be made, and the prime culpable – the borrower. Early in the book he only says "the subprime market did not cause the U.S. and global financial meltdown by itself. Other varieties of home loans and a host of arcane financial innovations – such as collateralized debt obligations and credit default swaps – also came into play."
The Anatomy of Fraud and Corruption: Organizational Causes and Remedies
T. Brytting, R. Minogue, V. Morino, 2011, 268 pp.
Ashgate Publishing Company
Suite 420
101 Cherry Street
Burlington, VT 05401-4405
The authors' main focus is not to support fraud investigators, but primarily this book has three other target groups. Firstly, 'Bystanders': those who witness, suspect or feel what is going on. The authors think you are the key people when it comes to detecting fraud and corruption. Unfortunately, you might also be fraudsters in spe if you don't watch out for warning signs. Their aim is to increase our awareness of the risks and our knowledge to deal with them. Secondly, 'Designers of Organization': both organizational culture and structure are crucial ingredients in the complex process that eventually leads to fraud and corruption. Their ambition is to make readers understand how corruptive organizational processes work so that we can ensure our organization is resistant to fraud and corruption. Finally, 'Trainers': those who need to train employees to be more aware and to recognize the warning signs in order to put fraud and corruption under control. The book supplies ideas and tools for these targets.
The Business Interruption Book;
Coverage, Claims, and Recovery Remedies
D.T. Torpey et al., 2004, 380 pp.
National Underwriter Company
5081 Olympia Blvd
Erlanger, KY, 41018
The authors provide a road map that business and risk professionals need both before and during the challenges of a business interruption loss and claim. Moving from the theoretical to the practical, the authors share their personal knowledge of what it takes to successfully establish coverage and handle losses and resulting claims.


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Century Bottling Company Limited the producers of Coca-Cola products in Uganda last week launched a two billion shillings (about $1 million) promotion dubbed "Brrr and Win With Coca-Cola Golden Crowns."
The promotion is expected to benefit over two million consumers who will win instant cash and other prizes over the next two months. The campaign requires consumers to look under the gold coloured crowns of Coke, Fanta, Sprite, Stoney and Krest on the 300ml, 500ml and 1litre bottles for their instant prizes. Speaking at the launch of the promotion, Century Bottling Company (CBC) Managing Director, Basil Gadzios noted that the promotion aimed at rewarding consumers of Coca-Cola products with cash prizes of up to UShs1 million (about $500) amongst other instant prizes like T-shirts and caps.


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Lytle attractions are listed below. Find things to do in or near Lytle, TX for your upcoming individual or group travel for Lytle visitors. We also offer the great discounts on Lytle Texas hotel and motel rooms.
Reserving group travel? Save with Lytle Group Rates
Attractions + Things To See in Lytle
... Next 6 Things to see > [1 - 6 of 30]


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Caretta caretta
Pacific loggerheads regularly travel over 7,500 miles between their
nesting beaches in Japan and their feeding grounds in Mexico.
Size 34 to 49 inches long
Diet Crabs, mollusks, shrimps, jellies and even horseshoe crabs
Lifespan At least 30 years, and possibly up to 50 years or more
Range Tropical and temperate regions in the Atlantic, Pacific and Indian oceans
Habitat Coastal waters around the world, especially in
the U.S., Bahamas, Cuba and Mexico
Predators Herons, weasels, cats, dogs, raccoons, crabs and more eat
eggs and
hatchlings. Sharks and other large fishes prey on juveniles and adults. Humans
threaten them with fishing activities and coastal development.
Relatives There are seven species of sea turtles: green,
Kemp's ridley, olive ridley, hawksbill, flat back and leatherback.
Family life Female loggerheads can nest up to seven times in a season, laying up to 126 eggs each time.
Conservation status Endangered Loggerheads face major threats such as accidental bycatch in fishing gear, boat activities such as dredging the ocean floor, and human intrusion on their nesting beaches.
Sea turtles and climate change Rising temperatures, rising sea levels, and other trends are having an effect on the world's sea turtles. Read more ...
Explore other profiles Check out green sea turtles, Kemp's ridley sea turtles and harbor seals.
Aquarium home movies: loggerheads
Visit me at the Aquarium:
Come to the Giant Ocean Tank to see the Aquarium's two loggerhead sea turtles! You'll recognize them by the brownish red coloring on the top of their head and shell. Carolina weighs 152 pounds and Retread weighs 196 pounds.
We are making a difference
The Aquarium's Marine Animal Rescue Team rescues and rehabilitates dozens of sick and injured sea turtles every year.
Blue Lifestyle tips
You can make a difference by choosing ocean-friendly seafood options that aren't caught in ways that threaten loggerhead sea turtles.


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'Vampire Facelift' uses blood to wake faces from dead
Some doctors dispute science of 'Vampire' lift
INDIANAPOLIS - Men and women across the country are signing up for a treatment that sounds like it's straight out of a movie.
The Vampire Facelift promises to wake faces from the dead with the help of a little blood.
Kim Kardashian tried it out on reality TV , and YouTube viewers still watch the clip months after the original episode aired.
While the sight of Kardashian's pain might have turned some people away, many people across the country, including Hoosiers, are saying yes to the Vampire Facelift.
Dr. Joe Krug, the medical director at the Artemis Group , said the media coverage of the Vampire Facelift has been helpful for business at his Carmel office, the only center in Indiana that's certified to perform the procedure.
"I think one of the doctors in Beverly Hills put it in the grab bag for the Oscars, so that sparked a lot of interest," Krug said. "Obviously Kim Kardashian having the vampire facial spurred a lot of interest."
Michelle, 39, went to Krug for the Vampire Facelift.
"She's concerned about the lines right in here (around mouth and eyes) so we are going to add the Juvederm (injectable face filler) in those areas," Krug said.
The filler is added to "problem areas" through a syringe and needle then Krug draws blood from his patient.
Krug spins the blood in a centrifuge until the platelets rise to the top. The platelets are then used to create platelet-rich plasma, which gets put back into the patient's face.
"That's going to dissipate into your skin, into your muscle layers over the course of the next six to 10 hours," Krug explained to Michelle.
The Vampire Facelift website says the results will improve over the first several months and last for up to two years.
The idea behind the technique is that using the patients' own blood will help stimulate cell growth in their face tissue to create fresh color and texture.
Many doctors don't believe the science has been proven yet.
Dr. Barry Eppley, who heads up Eppley Plastic Surgery in Carmel, doesn't see much value in the catchy name.
"In the medical world and the plastic surgery world, there is great suspicion that this is nothing more than a marketing strategy and not true science," Eppley said.
"If you really need a face-lift, true surgical face-lift, save your money and one day (get) what you really need," said Eppley.
At Eppley's practice, a procedure similar to the Vampire Facelift that is marketed differently costs about $1,500. A typical surgical face-lift, which he says will last years longer, costs between $6,000 and $8,000.
Cost was only one reason why Michelle signed up for the Vampire Facelift.
Like many who aren't ready to go under the knife, Michelle saw the Vampire Facelift as a less invasive option to freshen up her face.
"I was interested in this is because it was more natural than anything else," she said. "Using your own blood to pump up your face just seemed like a better option than going under the knife or having Botox or something like that."


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Egypt has finalized preparations to host the 12th Islamic Summit, due to be held on February 6-7, announced Deputy Assistant Foreign Minister for Non-Aligned Affairs and Islamic Cooperation Ambassador Amr Ramadan.
During his meeting with reporters on Wednesday 31/1/2013, Ramadan said 26 Heads of State, who are members of the Organization of Islamic Cooperation (OIC), have confirmed that they would attend the summit.
About 46 OIC member States said they will attend the summit, he stressed, brushing aside allegations about the possibility of putting off the summit or changing its venue.
The summit and its preparatory ministerial meeting will be held in Cairo's hotels, Ramadan said.


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Internships are a great way to gain valuable experience, learn skills critical to your career and establish networking contacts. Internships can be done on a part-time or full-time basis, during the summer or the academic year. Many internships offer pay and other benefits, and you may be able to receive course credit for participation..
The CSC can assist you in locating the internship that is right for you. College Central Network is used to post most of the internships announcements we receive. By using College Central Network you can:
- Post and update your résumé online
- Have your résumé seen by internship providers and employers
- Search job and internship announcements
Additional internship announcements, both local and national, can be found in the Career Services resource library. You can also review internship opportunities at the following websites:
General Internships
- Best Semester
- InternMatch
- Internship Programs
- Internships
- The Internsource - internships for California college students
- Internweb
- Rising Star Internships
Special Interest Internships
Washington, D.C. Internships
- American Studies Program
- Live. Learn. Intern.
- Washington Internship Institute
- The Washington Center for Internships and Academic Seminars


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Galatasaray 3-1 Elazigspor: Didier Drogba nets brace
2013-04-21 13:33:50
Galatasaray took another step towards winning the league title for the second season running following a convincing 3-1 win over Elazığspor. Claudio Taffarel took charge for the second game running due to the suspension of manager Fatih Terim and his assistsants.
The Lions didn't take long to open the scoring - the leagues leading scorer Burak Yilmaz put the home side ahead within two minutes, scoring his 19th goal of the season.
Didier Drogba doubled Galatasaray's lead in the 19th minute however, Serdar Gürler pulled one back for Elazığspor in the 22nd minute to give the away side a glimmer of hope.
Elazığspor's dreams of a comeback were short-lived as Drogba extended the Lions lead further just minutes later with his fifth goal in nine games.
The win took Galatasaray seven points clear of second placed Fenerbahçe. Meanwhile Elazığspor dropped into 15th position just two points clear of the drop zone.
Stadium: Türk Telekom Arena
Referee: Bülent Yıldırım
Galatasaray: Muslera, Eboue, Gokhan, Dany, Riera, Melo, Selçuk, Yekta(min. 76 Aydın Yılmaz), Hamit(min. 88 Sabri), Drogba(min. 83 Amrabat), Burak
Manager: Fatih Terim
Elazığspor: Ivesa, Eren, Ahmet, Bilica, Ivan(Dk. 79 Alberg), Sane, Murat, Köksal, Aydın, Serdar, Sinan
Manager: Yılmaz Vural
Goals: min 2 Burak, min. 19 & 26 Drogba, min. 22 Serdar


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"I don't use bookmarks, I use Google," says a colleague. And he's not alone: why bother with huge bookmark files that become so bloated that accessing them can make your computer unstable? The hyper-efficient search system developed at Stanford University by Google's founders, Sergey Brin and Larry Page, has become so adept at hitting the right pages in an instant that bookmarks (or "favourites" if you're an Explorer user) become an option rather than a necessity. Find out how it works at www.google.com/technology/index.html
The sheer power of today's search engines calls into question the need for a magazine column that points you to websites when a keyword will give you a quick tour of the sites that matter. So this is to be the last of
To continue reading this article, subscribe to receive access to all of newscientist.com, including 20 years of archive content.


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UA digs deep for assistants
Staff salaries increase 15%
Posted: January 23, 2013 at 12:20 a.m.
Arkansas football assistants are signed on for $3 million in yearly salaries in 2013, an increase of more than 15 percent over the pay for John L. Smith's staff last season.
More from WholeHogSports
This story is only available from our archives.
Sports, Pages 17 on 01/23/2013
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Hogs' Haydar a smart choice on, off court
If Kikko Haydar isn't in class, studying or sleeping, there is a pretty good chance he can be found at Walton ... Read »
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Unprofessional Fridays: 06/26/2015
Become Premium to Watch
Rocksteady's gorgeous-looking third Arkham game refines its open-world format a bit and lets you drive a whole hell of a lot of Batmobile.
It's squid kids and ink blasting abound in Nintendo's exceptionally fun new online shooter.
Mortal Kombat X moves forward with a snappier version of the previous game's fighting and some cool new characters, but the story and other features around the edges feel a bit rough in spots.
Game »
consists of 27 releases.
Released Oct 14, 2008
Games with covers depicting a character with their mouth open, often used suggest that the character depicted is yelling.
Gold Coast United are one of the football teams from Queensland in the Australian A-League. They are featured in a number of licenced football games.
Gravity is a physical phenomenon, specifically the mutual attraction between all objects in the universe. In a gaming setting, gravity determines the relationship between the player and the "ground," preventing the player or game objects from flying off into space, and hopefully acting in a predictable/realistic manner.
In-Game Advertising is the placement of advertisements for real-world products within the game, sponsored by companies external to the developer.
An instantreplay is a gameplay element typically associated with sports games, and widely made popular with the Madden Franchise. Instant replays allow players to go back and view gameplay footage, occasionally from varying points of view.
Italian Champions
The interactive loading screen has thankfully relieved some of the boredom that comes with long load times through entertaining us with small minigames. These generally involve simply moving objects around on screen usually with some relevance to the game itself.
It's arguably the one move that symbolizes the medium to those outside it. The ability to jump, be it onto building, onto platforms, or onto skulls, is one of the all time most important abilities ever put in a video game.
Leeds United are a professional football club based in Leeds, United Kingdom, who play in the Football League Championship.
These games are based off of an established license, such as a movie or comic. Examples are the James Bond and Spider-Man franchises.
Liverpool Football Club are an English professional football club based in Anfield, Liverpool.
English football club.
A Football (soccer) club that plays at Old Trafford Football Ground in the English Premier League. The most successful club in the English premier league to date. It has won a record 13 titles since the start of the premier league.
Melbourne Victory are a football team that represent Victoria in the Australian A-League. They are featured in a number of licenced football games.
Games that feature support for Nintendo's Mii avatars.
These are often a departure from the conventional gameplay of a game. There have also been compilations; games including only minigames. The Mario Party series has a lot of minigames, too!
The Newcastle United Jets are one of the football teams from New South Wales in the Australian A-League. They are featured in many licenced football games.
Nintendo's online service. It currently supports the Wii and Nintendo DS.
Croatian football club. The NK in their name stands for "Nogometni Klub" which translates to "football club"
While most games feature achievements with gamerscore values in multiples of five, not all games do so.
North Queensland Fury are one of the football teams from Queensland in the Australian A-League. They are featured in a number of licenced football games.
When a crowd is present in a game (often invisible) that does nothing more than cheer or boo, depending on your performance.
DLC that is technically available on the disc, but requires the player to buy a key separate from the game to activate it.
A digital distribution platform owned and operated by EA.
Penalties are most commonly found in sports game. Penalties usually result in a loss of yards, free kick or a free shot against the team/player that was penalized. In special cases, the offending player(s) may be ejected from the game.
Perth Glory are a football team that represent Western Australia in the Australian A-League. They are featured in a number of licenced football games.
Trophies are an incentive-based system for the completion of various objective in PlayStation 3 titles.
Who needs 2D when we've got 3D? 3D, or 3 dimensions, is what we're used to seeing in almost every game these days, letting us do all sorts of awesome stuff like run in circles!
Product placement is the act of using branded products in high visibility settings inside movies and games in exchange for special consideration, financial purchases or otherwise. In recent years, it has become more apparent.
Professional gaming is the world where players make a salary by playing games for a professional eSport organization. The professional gaming scene is built upon tournament managing organizations like TheCGS, ESWC, WCG and their sponsors.
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Hotels in 48887 - Smyrna MI
Only hotels in 48887 zip code are listed below. Search for cheap and discount hotel rates in Smyrna, MI for your upcoming leisure or conference / group travel. We list the best 48887 hotels and motels so you can review the Smyrna hotel list below to find the perfect lodging. Hotels in Ionia county and area code 616 are also listed.
48887 Hotels, Motels & Accommodations
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Phoenix Suns
Former assistant Dan Majerle says Kevin Love a 'perfect fit' for Phoenix Suns
Once upon the time, the Phoenix Suns were a good team that qualified for the playoffs on a regular basis, but just couldn't seem to cross over into the category of the league's elite.
And after four years of falling short of basketball's ultimate prize, the Suns did something about it in the spring of 1992.
"Like when we traded for Charles (Barkley) in 1992, we needed that one piece, former Suns player and assistant coach Dan Majerle said Monday on Doug and Wolf on Arizona Sports 98.7 FM. "We'd win 50 games every year, and we'd get in the playoffs, but we just couldn't get over that hump. We needed that one guy to get over that hump."
Barkley did make an immediate impact. In his first season with the team, the Suns won a league-best 62 games and advanced to the NBA Finals for just the second time in the franchise's history. And Sir Charles became the first Suns player to win the league's Most Valuable Player award.
While the current Suns haven't been on the doorstep of greatness quite as long as those Phoenix teams of 20-plus years ago, there is a school of thought that the Suns are possibly one player away from really making noise. And at least one person thinks there's a player who could make a Barkley-like impact.
"Kevin Love is that type of player," Majerle said.
Love, 25, has one year remaining on his contract with the Minnesota Timberwolves and a player option at over $16 million for 2015-16. Speculation is rampant that the three-time All-Star could be dealt this offseason and if that happens, the Suns could be serious players.
"I am a huge Kevin Love fan," Majerle, a member of that 1992-93 Suns team and now the head coach at Grand Canyon University said. "One time I talked to him, he was taking the ball out of bounds by the Suns' bench and I said 'how do you get all those rebounds' and he just pointed at his heart.
"He is about an inch taller than I am, I'm 6'6", so he's 6'7" and he is not overly athletic, but he is a rebounding machine."
Love was third in the league in rebounding this season, pulling down an average of 12.5 per game in addition to his 26.5 points per contest, which was good for fourth in the NBA.
"You've got to love players like that and the way he's developed up his game," Majerle continued. "He's turned into a very good three-point shooter, has a high basketball I.Q., I think he's a great teammate.
"He would be a perfect fit for the Phoenix Suns."
Most Popular
Suns Audio
- 7-3-15 The Sports Kabob with Jarrett CarlenTopics include Lauren Bassett, NBA free agency, and Diddy. It's sports news skewered
- Brian Windhorst, ESPN NBA reporterWhat are the chances LaMarcus Aldridge comes to Phoenix, and what has happened to the Lakers?
- Marc J. Spears, Yahoo NBA InsiderAll the latest on LaMarcus Aldridge and NBA free agency
- Kevin Pelton, ESPN NBA analyst Kevin Pelton discusses NBA free agency.
- Melvin Booker, Former NBA player/ Father of Devin BookerMelvin Booker discusses what is was like to have his son drafted by the Phoenix Suns.


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Your day-to-day charm necklace is charming and all, but why not try something with a little more resonance? Here, a hand cast, sold sterling silver shark tooth hangs on a sterling silver chain. The piece's simple composition and thoughtful use of contrasting materials makes an enticing accessory.
Chain length: Approximately 18". Tooth is approximately 0.5".
This product has no reviews yet. Be the first to review this product. Write a review
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How can the Orthodox Christian genuinely celebrate Christmas today?
What saddens sincere Christians, and particularly the Orthodox is the way Christmas has been hijacked. It has been stolen and given an identity that makes it completely unrecognisable to the early followers of Jesus Christ. Christmas for many people is nothing more than an exhausting time of indulgence, consumption and spending.
How did this happen? Isn't it natural, normal and appropriate to offer gifts and to use colour and sound to express joy and celebration? Yes, but it is wrong when in our minds and senses, the expression of celebration completely overtakes the event we are celebrating and commemorating.
The Church and all her members rejoice spiritually and express this great spiritual joy in worship, words, song, hymns, sharing of food, sharing of gifts, spending time together, and in the spirit of the early Church, in the offering of charity to those who have less. In fact, it is here that the tradition of gift giving started. The early Church, feeling a burning desire to express the love of God, sought to make offerings to the poor during these times of celebration. Christ said "freely I have given to you" and the Church responded loudly "then freely we shall give".
Sadly, eventually we forgot the poor and gave the gifts to each other. Then we forgot Christ altogether. Today, as Orthodox Christians, we must celebrate Christmas by ensuring Christ is at the centre. We will ensure that it is a spiritual time. We will make it a time for Christ's family, the Church. We need to prepare by fasting and increasing our prayer accordingly. We will attend the worship opportunities in the Church, listening and rejoicing in the beautiful hymnology. We will read the parts of the Gospel relating to the birth of Christ. We will attend confession to cleanse ourselves of all sin so as to prepare for this new beginning, when Christ came to Earth. We will offer charity by visiting the sick, feeding the poor, clothing the naked and housing the destitute.
Then having fully prepared ourselves to receive the newborn Christ, we will partake of the great feast which is offered on the day of Christmas, at the Altar, during the Divine Liturgy. The food will be Christ Himself, Holy Communion. Through our charity and Holy Communion, we will be joined to Christ, and through Christ to the whole of His creation, all around the world, celebrating today.
Our hearts will have become that special place where the newborn Christ is born. The joy will be untold! The peace, deeper than ever before! We will have a strong desire to share, and to embrace each other, to sing and to celebrate. This is Christmas as it should be. If this is the case for you, then truly it will be a Merry Christmas.
Fr. N. S.
This article first appeared in Lychnos in December 2008.


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There seems to be a lot of confusion about where to find your download links for new or previous orders.
For all browsers, if your order is complete, the download links are accessible. You will need to click Product Library on your Account Page, there you can search for the product title, click on the product, you will be given the download links at that time. Thank you for your continued patience with the site changes. We are doing our best to make the order and download process easier for our customers. We apologize for any confusion during these updates. We do feel these updates will be a great help to our users. Please do not hesitate to contact us should you have any questions or concerns.


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Author of the Month
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William VanderGraaf is a retired 29-year veteran of the Winnipeg Police Service, and a member of the Canadian chapter of Law Enforcement Against Prohibition. LEAP is comprised of former and current police officers and law enforcement professionals from around the world who hope to see all drugs legalized and regulated by the government.
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The X Factor
Did Simon Cowell Just Get A Face-Lift?
New X-Factor judges Britney Spears and Demi Lovato call Simon Cowell "Grandpa" and maybe his skin isn't thick enough to take it.
Page Six says Simon was recently photographed (not the photo shown here) with a Band-Aid or maybe surgical tape behind his ear as a possible sign that he had a face-lift. Sources told the gossip site that Simon "has had a procedure to make sure he still looks his best" for the new season of X-Factor, which premieres Sept. 12.
Reps for Simon claim he "accidentally cut himself" and was bandaged from a shaving injury. Believe whichever story sounds more reasonable to you.
Source: New York Post


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Romantic Thought
& Emotion
His symphonic catalogue abounds in exquisitely crafted, yet deeply emotive, works, among them the lyrical 1933 MUSIC FOR A SCENE FROM SHELLY, Symphony No. 1 (1936), the ADAGIO FOR STRINGS (1938), and his CELLO CONCERTO, OPUS 22 (1945), to name but a few. His works for the stage include the Martha Graham ballet, MEDEA, the chamber opera A HAND OF BRIDGE, and his two full scale operas, VANESSA (1958) and ANTONY AND CLEOPATRA (1966). Despite the fact that the Shakespeare work which opened the new Metropolitan Opera at Lincoln Center was subjected to critical scorn, its failure was due less to Barber and far more to the overblown technical disaster created by stage designer Franco Zefferelli. Though a revised version presented by the Juilliard School in 1975 and a recent production by the Chicago Lyric Opera have gone a long way in reappraising Barber's score, the composer himself, devastated by the initial response, never fully recovered from the depression that followed. In addition to his symphonic compositions, Barber showed a particular flair in writing for both the piano and the voice. From the Brahmsian lyricism of his INTERLUDE NO.1, composed in his Curtis days and premiered only fifty years later by John Browning, to the virtuosic, passionate, and compelling PIANO SONATA, OPUS 26, to the Pulitzer Prize winning PIANO CONCERTO, OPUS 38, Barber has made landmark contributions to the keyboard repertoire.
One of 20th
Century's Most Accomplished
But perhaps it is as a songwriter that Barber is at his most Romantic and impassioned. A fine
baritone himself, Barber's love of poetry and his intimate knowledge and appreciation of the human
voice inspired all his vocal writing. John Browning asserts that throughout Barber's life, the
composer was never without a volume or two of poetry at his bedside. Poetry was, Browning believes,
as necessary to his existence as oxygen. In his impeccable choice of song texts, Barber was drawn to
a wide variety of contemporary writers, prominent among them the Georgian School, the Irish bards,
and the French Symbolists, who were, in fact, intimately connected with the linguistic experiments
of the 20th century Irish master, James Joyce, as well as to contemporary American voices like
James Agee. The complete edition of the songs recorded for
Deutsche Grammophon by Thomas Hampson, Cheryl Studer, John Browning, and the Emerson String
Quartet in 1992 not only revealed the range of Barber's vocal inspiration, but it offered ten
previously unpublished (and subsequently issued) songs. These piano-vocal compositions, when
taken together with Barber's two song settings for orchestra, KNOXVILLE SUMMER 1915 to words
by James Agee and DOVER BEACH to a Victorian text by Matthew Arnold, make a powerful case for
Barber as one of the twentieth century's most accomplished songwriters.
Listen to the song, "Sure On This Shining Night" in the Songbook
While he sometimes dismissed his youthful works, Barber retained a special fondness for DOVER BEACH
(1931)--perhaps because he had performed it often, himself, and had recorded it in 1935, but more
likely because he found in it and in Arnold's poem of pessimism and stoic despair a renewed meaning.
Almost fifty years later when the composer was seventy, he remarked on the maturity of his
inspiration in DOVER BEACH and the timelessness of Arnold's text, saying that the emotions seem
Especially in his last decade after the initial failure of ANTONY AND CLEOPATRA, Barber had reason to feel his works neglected and his mission misunderstood.
|Late Works
Composing became increasingly difficult for
him, though he battled on, producing a trickle of important works, among them a piano BALLADE,
LOVERS for baritone, chorus, and orchestra, the THIRD ESSAY FOR ORCHESTRA, and the late songs
OPUS 41 and OPUS 45, and he continued to confront his creative destiny with the same outward
stoicism so poignantly reflected in Arnold's poem. That he never lived, as John Browning laments,
to see the current revival of tonalism and lyricism among those young composers who, having
found serialism a cul-de-sac, now regard Barber as their prophet is, of course, a great tragedy.
And yet, each year, as Barber's compositions find new audiences and his reputation as one of the
most important 20th century composers continues to grow, one may be permitted to imagine that
Arnold's tremulous cadence of sadness with its impassioned counter-plea, "Ah love let us be
true/To one another!" has found an enduring answer in Samuel Barber's stubborn, loving, faithful
enduring commitment to a Muse and to a vision that were painfully, but inspiringly prescient.
Dover Beach
[Thirteen Online] [ PBS Online ]


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ALT Linux 6 Simply review
The system-wide graphical management applications are accessible from the System Management Center (Menu > Settings > System Management Center). This is the same application on ALT Linux 6 KDesktop, except that the Network Firewall and Blacklist applications are missing. (See a screenshot here for how it appears on ALT Linux 6 KDesktop.)
The Local user accounts management application of System Management Center, shown below, lacks many features typically found on such applications. Password-aging, for example, is not a feature. Also, account locking and account expiration, are not supported.
Physical and Network Security Posture: With no support for disk encryption and boot loader password protection during installation, ALT Linux 6 Simply has the same weak physical security profile as ALT Linux 6 KDesktop. Throw in the fact that the screensaver (and its security setting), which are configured to activate after 30 minutes of idleness, does not activate, the physical security posture slips even lower. Even after reducing the inactivity time to five minutes, the screensaver still does not activate.
On the network security front, things are even worst than they are on ALT Linux 6 KDesktop. And that is because even with the Samba ports (139 and 445) wide open, the firewall is not just disabled by default, but the graphical firewall application is not installed. Also, the Internet Protocol address blacklisting application available on ALT Linux 6 KDesktop, like the graphical firewall client, is not installed. If I were to rate the ALT Linux 6 Simple based solely on security, it would not score better than 0.1, out of 5.
Final Thoughts: The very poor security profile of ALT Linux 6 Simply negates, in my opinion, its usefulness as a desktop distribution you would want to use for your daily computing tasks. The developers should pay more attention to security for the next version. If you must use an Xfce distribution, there are better alternatives. The Fedora 15 Xfce Spin, which I reviewed here, is a good one to try.
Screenshots: View more screenshots from my test installations of ALT Linux 6 Simply.
The desktop with the menu showing applications installed in the Graphics category.
A screenshot of the desktop with the menu showing installed games.
Related articles:
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3 Comments
So, how do you get over the login problem on the altlinux-6.0.1-simply-i586-ru-live-cd iso?
When live cd option is loaded (without language change or graphicals), the screen asks for a username and password. So far, I cannot find what they are supposed to be. Any ideas?
I'd like to mention that correct name of distribution is Simply Linux.
The fact that it was derived from Alt Linux and currently supported by Alt Linux team does not change its name.
By the way, here is my review: http://linuxblog.darkduck.com/2011/09/russian-linux-simply-works.html


text: By Hilda L. Solis On Labor Day 2012 and every day, one of my top priorities is to help those looking for work get the training they need for good-paying jobs. By 2020, 17 of the 30 fastest-growing occupations will require a postsecondary certificate or degree. In fact, employers are actively looking...Read More


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Faculty Scholarship 1994 - Present
Productivity Performance of De Novo REITs
In this study, we explore how long it takes the typical de novo REITs to get through the alleged initial period of low efficiency and earnings. Thus, this paper attempts to identify the age at which newly chartered financial firms attain levels of productivity growth and technical efficiency comparable to those recorded by established ones. In accordance with the relevant literature on the financial firms (e.g., Yeats et al., 1975; DeYoung and Hasan, 1998), we define de novo REITs as the REITs that have been in existence for 15 years or less. Accordingly, established REITs are the ones that are older than 15 years of age. All earlier studies have focused either on cost or profit efficiency aspects of non-REITs de novo financial firms. In this study, we analyze the trends in the productive performance of de novo REITs, as they get older. To the best of our knowledge, this investigation will be the first study that dwells on the productivity growth, technological progress and efficiency change of de novo firms as they age in both emerging and developed market settings.


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YIELD: Makes 4 servings
1. Preheat the oven to 425°F.
2. Heat the olive oil in a large skillet over medium heat. Add the prunes, apricots, cherries, pine nuts, and orange and lemon zests and cook, stirring, until the pine nuts turn golden and the fruits are browned in spots, 3 to 5 minutes. Add the port and cinnamon stick and cook until syrupy, about 5 minutes. Add the chicken stock and the chicken juices. Increase the heat to high, bring the sauce to a boil, and cook until reduced, about 5 minutes.
3. Place the chicken pieces in a baking dish that can hold them snugly. Pour the sauce over them, scraping up all the fruit and liquid from the bottom of the skillet and turning the chicken to coat it with the sauce. Bake the chicken until it is warmed through and the sauce is further reduced, about 10 minutes. Transfer to plates and serve at once.


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Does this support 2 or 3 ipads charging at once?
Hey guys, I know that it says 10W per dock, but has anyone tried loading up 2 or 3 iPads to this dock to successfully charge them all?
- Asked by Brad S from Research
XtremeMac InCharge X3 Charging Station
Product No Longer Available
No Answers have been submitted


text: TEHRAN, Iran -- Iran announced on Sunday that it has produced its first batch of locally mined uranium, claiming self-sufficiency of the entire nuclear fuel cycle. "The step displays Iran's determination to master nuclear technology without outside help, including by enriching its own uranium, just a day before world powers meet Iranian officials in Geneva in another attempt to persuade them to freeze that work," the Star Tribune said. "Western officials downplayed the announcement, saying it had been expected and that Iran did not have enough ore to maintain the large-scale enrichment program that Tehran says it is building as a source of fuel for an envisaged network of nuclear reactors," ABC News said.


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Jersey Shore
New Video Claims Jersey Shore Is Fake, Could It Be True?
We've been watching Jersey Shore obsessively since it first premiered in December 2009, and one of the reasons it grabbed our (and the world's) attention so powerfully was due to the candid nature of the housemates' interactions. It's hard to imagine, but the Amazing Eight started this journey as complete unknowns. Snooki was merely the Princess of Poughkeepsie, and no one in the house could even remember her soon-to-be-legendary nickname (Mike asked the camera in an early episode, "Snickers?").
So when we came across this YouTube video, featuring a very disappointed fan showing "proof" that the show is fake, we watched carefully. in the video, Sean Klitzner analyzes the infamous Snooki-and-Deena-vs.-ice-throwing-Italian-bartenders scene from Season 4, Episode 11. While the guy is pretty convincing, we have a few issues with his analysis of the scene. Check out our reasons for why the scene may or may not be fake below:
Why It's Possibly Real:
- We can't see who threw the ice in the first place. Can't claim it was the producer.
- Just because we see someone's retracted arm doesn't mean they had just thrown ice. She might have been trying to protect Snooks from the flying object.
- At one point we do see one of the bartenders dumping ice from his bucket on Snooki.
- The bottles on the bar are probably just mixers, which bartenders sometime line up along the bar for easier mixing. (Of course the bar isn't going to line up bottles of expensive booze within snatching-distance of drunk patrons.)
Why It's Possibly Fake:
- Deena is looking suspiciously towards someone near the camera just before the ice is thrown.
- The alleged producer is clearly talking to Snooki right before she goes off on the bartender. Could she be coaching her on what to do or how to react? Hard to say.
- How come no one is at the bar in a packed nightclub?
This isn't the first time that Jersey Shore has been accused of being fake. There was the infamous "JWOWW's sock" scandal from Season 2, which fans used as proof that a fight between Snooki and former castmate Angelina was fake. However, this fan's video shows the full, unedited fight scene and puts to rest any doubts that a sock-switching producer was coaching the cast on their fight.
Wetpaint Entertainment reached out to MTV for a comment on the new video but we have yet to hear a response.
We'll let you be the judge. Watch the video, and then you tell us!
Source: YouTube
Want more from Wetpaint Entertainment? For the latest Jersey Shore, "like" us on our Facebook page at facebook.com/JerseyShoreFansite, or follow us on Twitter at twitter.com/JShoreWetpaint.


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- Subjects:Environmental Conservation and Preservation
Take an Environmentally Informative Field Trip to a Local Landfill
By Beth Newingham on April 12, 2012
- Grades: 3–5
If your students think that trash just disappears, then it's time for a trip to a landfill. While students are plugging their noses, teachers can point out all the items in the landfill that don't have to be there -- cardboard, newspapers, old food, perfectly good-looking furniture, old computers, etc. Explain how everything gets crushed down and squished together, so that even things that would normally decompose, like food, have a hard time decomposing.
If you are like me and are not ready to take an actual field trip to a landfill, you can find many videos about how landfills work by doing a Google search. For instance, I found one for kids at the Wisconsin Department of Natural Resources site.


text:
With over 90 years of experience in the aviation industry and a team of world-leading scientists in climate change, we can provide accurate and timely meteorological consultancy.
Our extensive experience in aviation meteorology has led to unrivalled knowledge of how weather affects air traffic management.
Whether you require advice on reducing environmental impact, information for planning or understanding the challenges presented by climate change on your operations we can help you make informed strategic decisions based on the weather.
One of the biggest long-term impacts on airports caused by climate change will be sea-level rise. Consultancy undertaken by us for Eurocontrol and based on the latest Intergovernmental Panel on Climate Change (IPCC), has shown a number of key airports will be affected during the lifetime of their strategic plan.
Our specialist global consultancy can give you an insight into the risk sea-level rise may pose on your airport which can help:
For more information about our consultancy services, please contact our 24-hour Customer Centre or email: firstname.lastname@example.com or complete our enquiry form.
Last updated: 7 August 2012


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LIers give their babies the royal treatment
Some Long Island parents have spared no expense on their babies' nurseries. Complete with custom furniture and design, they're called royal nurseries. Videojournalist: Thomas A. Ferrara (June 19, 2013)
Julia Schweers, of West Islip, dies in collision with truck New LIRR cars short on space for crash technology Pedestrian dies after being struck by SUV on Route 111, police say Woman dies in Deer Park house fire Tall Ships arrive for festival in Greenport Summertime is here Working on the atomic bomb Suffolk cops demonstrate dangers of illegal fireworks Fire Island resort fire Extraordinary Seniors: Yaakov Kaminetsky Forecast: Partly sunny for July Fourth Thursday's puppy of the Day: Bruno


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"RE2PECT" For the First Time in Fenway
On Sunday, September 27 2014, the biggest rival in baseball history was put on hold to honor one of the greatest players to ever step foot on the field, Derek Jeter. The two teams have competed in MLB's American
A Change of Opinion on Jeter's Farewell
Although New York Yankees fans never thought they would see the day, the legend of baseball Derek Jeter will be playing his last game at Yankee's Stadium this evening. Yankee Stadium will undoubtedly be full of sadness tonight, and
Carlton Fisk And Luis Tiant To Throw Out Game 6 First Pitch
Two legendary HOF Red Sox players will throw out tonight's ceremonial first pitch.
97-Year Old Fan Awaits World Series Clincher In Fenway
A woman who was two years old in 1918 is waiting to see a World Series victory in Fenway 95 years later.
"Magic" Beard Night At Fenway For Wednesday's Game
The Red Sox' "magic beards" have seemed so lucky in 2013, they now have their own honorary night.
Yankees Legend Mariano Rivera Honored At Fenway Park
Part of the pleasure of honoring Yankees legend Mariano Rivera was sorting through all the memories.


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About FDA
OCD FY2005: Preparing and Responding to Emergencies, Obtaining Information, Annual Reports, CDRH Websites
Preparing and Responding to Emergencies
CDRH made significant progress in this area. The Center routinely consulted with other government agencies on diagnostic and monitoring devices, radiological counter measures and radiation-emitting devices with potential to be used as weapons (e.g., visible lasers) and on radiation safety issues, including preventing unnecessary radiological exposure from security screening products.
CDRH formed a technical work group to address the use and rapid approval of diagnostics issues related to influenza and assisted CDC in making available to the laboratory response network CDC's rapid diagnostic test.
Responding to Hurricane Katrina
In September 2005, as a response to the Hurricane Katrina emergency, CDRH began posting hurricane and emergency-related information in its web site, available at http://www.fda.gov/MedicalDevices/Safety/EmergencySituations/default.htm. CDRH's web site includes information about:
- Disposal of Contaminated Devices
- FDA Offers Advice About Reopening Dialysis Centers After Restoration of Power and Water
- Natural Disasters - Effects on Mammography Facilities
- FDA Offers Tips about Medical Devices and Hurricane Disasters
- FDA Advice for Medical Devices that Require Refrigeration
- FDA Advice About Medical Devices that Have Been Exposed to High Heat and Humidity
- FDA Health and Safety Tips After Hurricanes for Food, Drugs, Biologic Products, and Animal Health
Continuation of Operational Planning (COOP)
The Center conducted COOP activities, participated in emergency preparedness exercises, and maintained the database of medical and in vitro diagnostic devices. The database allows quick identification of device manufacturers and available inventories to facilitate identifying potential shortages in medical and in vitro diagnostic devices that may be needed by emergency health care personnel in the acute phase of an emergency or disaster.
CDRH posted information on cleared and approved devices for personal protection on its emergency information web site, http://www.fda.gov/MedicalDevices/Safety/EmergencySituations/ucm161496.htm. These devices are integral to minimizing the spread of infectious agents, including those used in bioterrorism.
Obtaining Information
Annual Reports
CDRH Offices and its Ombudsman publish annual reports. These documents are available on the CDRH web site. A comprehensive list of available annual reports can be found at http://www.fda.gov/AboutFDA/CentersOffices/CDRH/CDRHReports/default.htm.
CDRH Web Sites
Internet addresses are listed in many sections of this report. CDRH encourages readers to visit these web sites and take advantage of the vast amount of information available in them.


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Director: Hayato Date Starring: Naruto
|Naruto is psyched for the Chunin Exam! Too bad it starts off with a super-hard written portion that tests everything he knows (or doesn't!) about being a ninja. If he's lucky enough to make it through the written part, he'll move on with Sasuke and Sakura to the next level of the Chunin exam - in the Forest of Death! Will Naruto make it to the second stage or crack under the pressure?
Contains episodes 25-28: The Tenth Question: All or Nothing, Special Report: Live from the Forest of Death, The Chunin Exam Stage 2: The Forest of Death, & Eat or Be Eaten: Panic in the Forest.
Editor's NoteBased on a popular manga and video game, the Cartoon Network anime series NARUTO follows the adventures of a 12-year-old orphan boy who dreams of becoming his village's number-one ninja. Unfortunately, Naruto is endowed with an evil spirit that entered his body at birth and that he must learn to tame before he can fulfill his ninja destiny. This seventh volume continues Naruto's action-packed exploits with episodes 25-28, in which Naruto struggles to pass the Chunin Exam.
Cast & Crew
|Atsuho Matsumoto - Cinematographer
|Hayato Date, et. al. - Director
|Kentaro Ito - Voice Of
|Koichi Tochika - Voice Of
|Nana Mizuki - Voice Of
|Seiji Morita - Editor
|Steven Jay Blum - Screenplay
|Toshiro Masuda - Original Music By
|Yasuyuki Kase - Voice Of


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|Page: 1 of 1
|Sort By:
Cape Breton Island, Nova Scotia Bed & Breakfasts - 10 Km south of Chéticamp & National Park. 3 rooms (Q), 3-pc (S) & 4-pc baths (1 pvt & 2 ensuite), TV. Full country style breakfast. Spectacular log home in tranquil valley, overlooking lake.Great room with catheral ceiling. 7-day CXL Open year roun
Find a Cheticamp, Nova Scotia bed and breakfast for your romantic weekend getaway. Intimate b & bs are cozy, romantic accommodations that are perfect for a mini-vacation, honeymoon, or wedding anniversary celebration. You will love the unique charm of our Cheticamp, Nova Scotia inns. Many guesthouses include complimentary breakfasts and unbeatable hospitality. Browse our bed & breakfasts and plan your Cheticamp, Nova Scotia romantic getaway today!


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Be able to pay your bills before they appear online (pre-pay full bills ahead of time)
I did not want to incur any late charges and I wanted to pay my bill ahead of time. But because it was my first bill and there was no billing history and also because the limit is (I believe) 20% of your last bill as an overpayment, then I could not pay my bill in advance.
If one is going to be away and not wanting to worry about bill payment during the period of a trip, it would be handy to be able to pre-pay a bill online. This might not be possible on plans that were not unlimited, but with those sorts of plans, it certainly should be.
Even with the other type, you could pre-pay the expected amount with the understanding overages may occur. Any left over monies could be put towards the next bill.
It's kind of ludicrous that you don't want to take my money when I want to give it to you.
Best way to avoid late payments fees is to register for credit card or Debit account (Pre-authorized payment), money will be taken out from your CC or Debit Account on every bill due date. (For Pre-pay bills, you only deposit is 20% of the bill like you said)
That's fine, if you enjoy getting screwed over when a company makes a mistake.
I have personal seen and experienced myself several instances where companies made mistakes and a pre-authorized payment *cannot be terminated at the bank by the account holder*. I am not 100% sure this is true of CC payments, but believe it is. You have to ask the company you are dealing with to cancel the authorization and if they are not behaving appropriately for some reason (be it incompetence, malice, or a valid but differing opinion from yours), then you are pretty well stuck. I asked at my bank to confirm that I could not cancel pre-auths myself and they said that this was so.
Most people probably don't know this fact about pre-authorized payments. This is why I no longer pre-authorize anything to be taken from my account. I've been shafted by at least three seperate publicly listed companies (being billed after service terminations at both my and their choice in different instances).
So, that option really is not acceptable.
What logic is there for not taking a customers money when they want to give it to you?
I can overpay my credit card. I can overpay other accounts such as my cable/internet bill. I am reasonably certain I'm either making prime or no interest at all on these overpayment amounts and that they aren't costing the company much if anything.
A company that does not want to take my money, and take it as a direct one off payment rather than an indenture on my soul (which is more or less how pre-auths you can't cancel at the customer end feel), seems to not have a clear sense of its purpose.
Can anyone explain if there is in fact a good reason I can't pay 1 or even 3 bills ahead of time with a direct payment? Perhaps I'm missing something.
CHAMP0You can make a direct payment in advance via online banking. Not sure why you can't do the same via credit card.
I will try that, but I was told the amount was too much (it was the amount my bill was expected to be as I am on a $60/mo plan), because there seemed to be a maximum 20% according to the Koodo rep I talked to on the phone about the lateness of my bill. Maybe it had to do with not having a prior billing history.
I believe I did try to do it with a CC, maybe it would work in my scenario with a bank account direct payment.
It still seems like, if I can pay you at any time with a CC normally once the bill is generated, I should be able to pre-pay you unless there is something odd about the nature of CC use that plays a role here.
The customer support rep could tell me my bill was 'delayed' but not why. That would also have been interesting to know as he seemed perplexed as well. It arrived about 7 days after the billing date.
Thanks for the help guys, I am grateful for the information provided even if I do seem like a grouch. :)
Whenever you decide to cancel Pre-authorized payments thorugh CC or Debit account, one phone call to Koodo to let them know that you want to be taken out of Pre-authorized payment , it'll be done in no time, you don't have to do it by calling your Bank.
I have no doubt that is the intention. I'm sure that was also the intention on behalf of Primus, Bell and Rogers at various other times as well as The Personal Insurance company, all of whom I have had fusses with over automatic withdrawal termination (the latter case was even after they'd admitted they would not have covered any claims in the period they were continuing to BILL ME FOR.). .
I had a case with Primus where I was billed for three months beyond when the automated withdrawal should have been cancelled (I wasn't watching my CC bill closely at the time) which was AFTER I'd made a call to cancel it, been assured it was being cancelled, and had an email trail where we agreed my service was terminated on a the date it should have been terminated and the automatic withdrawal was SUPPOSED to be cancelled the same day.
I have no reason to believe Koodo is likely to screw things up like this, but having paid for company's mistakes (Primus eventually reimbursed me but it took hours and hours of my time and stress to resolve) I have little inclination to want to take any further chances.
I am sure Koodo's record is very good in these areas, but thrice or more bitten, not very interested in testing out whether the new company is better, thanks all the same.
CHAMP0To the best of my knowledge, invoices were delayed due to leniency measures taken to help Koodo customers affected by the Alberta floods.
Thanks, that makes sense and that's a good answer. That's a good reason fro them to be delayed. I was just surprised the customer service rep had no visibility to the reason for the delay.
I pay through online banking every month - it's not preauthorized, but I can set up advance payments this way. If you knew what your total was approximately going to be, you should be able to set up an advanced payment from your bank account. I'm pretty sure if you made an overpayment they would just add is as a credit to your account for your next bill.