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Category Archives: lil' animals
minted honey
I've been coming to enjoy a taste of mint leaves now and then. Did you know their flowers look like this?:
Next to our back deck are a few stalks planted by my son, James, who is at work to become a certified permaculturist. Sitting beside them in the sun, I am as well treated to a great view of the insects at work to make certified sweets.
I like that honeybees aren't robots. Every so often a busy gal will misstep and have to regain her footing. Or she'll aim for a blossom nearly gone and will have to choose again. Or there will be another forager on her intended target — sometimes a bumblebee, flashing his black and yellow warning outfit. But our cheerful worker takes these things in stride.
I like the more earthy tones of the honeybees' garb. I wonder if they're all together or from different hives. I'm sure they know. Yet none of them needs to pepper me with status updates, as I would tend to do in their places. They simply keep up a quiet hum, a chant of the living while the breezes of August puff past.
Unclear as this first shot is, I was happy to capture the husband finch in action, early in our finch nest's progression. Thanks to our chirpy little couple, I am learning some things about bird habits in suburbia. My usual inattentiveness to such details has certainly changed during the past week.
It might look like the husband is feeding wifey a worm. Actually, that's the hook for our outdoor blind behind him. What he was up to right then was giving his mate food from his own tummy. Such a romantic gesture, yes?
Twice now I've watched the food delivery by the husband to wifey; Tim observed it, too, and he smiled when I pointed out that at least all the things he himself went through during my prenatal periods did not include regurgitating seeds into my mouth.
I very much enjoy the tuneful finch husband.
I've learned enough from the helpful information highway to confidently state he and wifey are House Finches. A bit disappointing it was to find they are the most common of finches, rather than some exotic species seeking us out. But I'll take them. It is perhaps interesting to note (though Wikipedia has yet to document) the fact that I go all motherly toward almost any creature coming under my roof (or, in this case, under my eaves). This has applied to rats, snakes, and a duck, besides the more conventional dogs and cats.
As might be inferred by the blue sky background (in Western Oregon — gasp!), our days have been the kind that surge the mercury and the human husband's instinct to tend to outdoor work, such as keeping the sun off our west-facing walls. Saturday Tim was out lowering blinds, except for one. This isn't the first time, by the way, Tim has adjusted his efficiency for the sake of family members. Our bedroom's window-to-the-west no longer has a blind over it at all, so I can view the yard while treadmilling. Though once in a while a small sigh escapes him, my male of the species takes the cares of others to heart.
Sunday afternoon I read a book on a baking-stone-warm back step, my spine against the door. (Believe me, if I were in charge of blinds and so on, they would not be lowered each year until I had at least broken a sweat in or outside the house.) I noted wifey finch in her nest, keeping, hopefully, the correct temperature for herself and any eggs she may have laid by this point.
I hadn't heard the husband since the day before, when it looked like a few other birds (swooping sparrows and a raspy jay) were in the area specifically to aggravate our finch couple. The husband had seemed to be drawing them off. Now the yard appeared quiet. Maybe too quiet. Maybe something had happened to the father of those fledglings-to-be.
I took a long look at our Dear Sweet Westley lounging on the deck. As far as I know, he hasn't caught a birdie in ages, but in his prime he was quite the terror of the winged community. One year I even bought him a fancy bib meant to curb his hunting sense. Westley came home a week or so later sans bib, looking proud of himself, and soon after that he brought a woodpecker in to release it in James's room for an exciting morning. That, however, was years ago.
Still, the empty wire and the silence worried me. Was our little wifey now a single parent? Who would help her? Would she abandon the nestlings and would I have to hear their pitiful peeps and…
Early this morning I saw him, across the yard on a different wire. Soon he was giving wifey her post Mother's Day breakfast-in-nest. I was ever so happy.
Today I feel like the little guy in the picture. I want to rest, and, hey, I can, so I am.
I want to embrace that warm wood as long as I get to and feel the breeze just lift my hair. I want to have summer remain.
But, I know. There comes a last moment to ponder the season's transition, and then it's get up and be going and living. I'll do it, I will, like the little fellow did yesterday after letting me take shots of him through the closed window. (Later Victoria wondered if he had located a fermented apple. I wonder. And I think I'll go locate some Merlot.)
bee refreshed
mayday lady
Saturday morning, Tim lit a fire in the woodstove.
It got hot as summer in here.
I like summer.
There was a ladybug on the window, and trying to capture her (or him), I first managed only to catch our new-unfurled maple leaves and the worn look under our house's eaves.
But then the critter found the house alarm sensor, Tim's protective insurance for our warm spot on earth, and I managed to focus.
I hope the fire didn't involve the ladybug's house or children.
wednesday's commercial word
I didn't plan to get one. Honest. But now I'm glad I stole it that night.
We were enjoying KLSR-TV's annual Christmas dinner, and the traditional gift steal game began. The first opened gift, promptly snatched by newslady Natasha Chughtai, was a leopard-patterned snuggie.
Those blankets with arms looked kind of nifty on the infomercials. I whispered to Tim I wouldn't mind having it. He winked and gave me total discretion when our gift number came up.
I suppose it was my annual free-Margarita glow. Wobbling over in high heels, I held out my hand to poor Natasha, who had stashed the snuggie under her table. But the gift was still up for grabs by the game rules. It could be stolen once more. I got it.
Later I felt badly and told Natasha with all sincerity she could have it back, but she laughed and said keep it. She was happy with her glowing wall stickers or whatever gift she finally got (my brain was still fuzzy at the time).
Now of an evening I am saved in the recliner from cold and our cat Westley's heavy shedding. I can scratch beneath his purring chin while under cover. In fact, he sees me grabbing the snuggie from the closet and he's in position to pounce and commence kneading my chest. I sigh, deflect claws carefully, and reflect on the one time in my life crime paid.
loss and gain
A week and a day ago I waited for my little dog to die.
Brindy had lived a good life, a really swell batch of days spanning nearly 18 years. This day she suffered. My mom had told me (from her experience with our 17-year-old doggy from my childhood), "When it's time, you'll know." She was right. I called the vet's office. They kindly scheduled an appointment for 4:30, the last slot of the day.
As I return today to blogging, I conveniently look back not only on my dog's life but another year of living, and I'm very thankful for it all.
This past year I lost bets with myself. Starting in '07 (the year this picture of Brindy was taken), I'd said I would do certain things with writing and life. You know, goal type stuff. But I knew and was reminded anew that reality is as reality does. And in the losses and failures arrive gains sometimes most amazing. Gifts.
Last Monday, Mom went with me and Brindy to the vet's office. The two of us talked while waiting in the exam room for the first shot to take affect, the anesthesia that lets the animal drift into sleep. I stroked Brindy's fur and felt her trembles lessen, her muscles finally relax. She'd fought for so long. I called her little iron dog, because she'd survived things in younger years like slug-bait poisoning. And she'd been my running buddy. Always ready to accompany, to protect.
The vet returned to give Brindy her second injection, the one that would end her suffering. But my dog was already gone.
I didn't cry. I'd done that. Likely I will again. I was grateful for her easy passing, and so was Mom. We hugged each other. We hugged the vet.
Eighteen years ago I wasn't expecting to raise a small canine. For me, one would have to be Beagle size or larger; I was done with little dogs. But my grandma, Edna, had been given a teeny puppy, and she recognized the first day that she couldn't keep her. As Grandma Edna's caregiver, I agreed. At first sight my little children loved the doggy. And I admit I was smitten fast. We were too much for Tim, he gave in quickly to our pleas, our promises.
Tim, though not a dog person, was kind to Brindy. She became his companion at the woodpile. I caught glimpses of them playing, chasing one another back and forth over the grass in late spring. Tim would grin as Brindy raced, a dark streak on the lawn. She flipped her curled tail, her tongue lolled; she was gaining.
cadence change
Simultaneously the huge, round spider and I frightened one another. On a precarious stool out front I swiped the big window, dislodging the unsuspecting arachnid. I'm sure she exclaimed something spiderish, while I said, "Oh! Ah! Ah!" and jumped backward. She scrambled beneath the window sill to remain completely hidden while I finished spraying, wiping, smearing, and buffing. Fortunately, most neighbors were at work and missed my song and dance. The ones who witnessed it remained politely anonymous, silent as the spider.
Why, on the first Monday in October, did window washing strike my fancy? Since around May I've planned to do it, but only now, when storms will soon blow rain against my north-facing bedroom glass, did I whip into cleaning action. Ah, well. At least my westerly view from the treadmill should remain much clearer. Boy, I hadn't washed that window in a looonngg time.
Change has arrived with crisp mornings. Last Friday marked the first time in nine weeks that I didn't send out two submissions, per my modest goal. After finally putting ten different pieces of writing out to editors, I allowed the shift in rhythm. I'm back to work on my memoir. New form, new title. Lots of helpful input by writer and reader friends.
I also have a new buddy at the keyboard:
Support in many forms infuses my days.
Now that October's been breached, more reasons exist to let the writing momentum slow. They're good reasons, peopled by loved ones beneath harvest moons. They wear spooky costumes and plan for meals with gravy and stuffing. They wax creative with ideas to wrap in bright paper and place under aromatic evergreens.
Summer's writing pace will slacken, but autumn's holiday sprinting won't scare word work completely away. The web of mind will still interact with the clicking of keyboard, at least until somebody needs an eaarrly shopping partner the morning after Thanksgiving.
reading, 'riting, and, you know…
I always thought saying the "three r's" was kind of dumb, since only one of the words actually starts with "r." But that's visual me. The sounds work, mostly, for the words. A-rithmetic is what I should be focused on this afternoon, catching up with finances and such. Though I don't know some days if we can overtake them. Ah, well.
More fun is reading around the blogosphere and other places. People are clever. I haven't even gotten to the writing blogs I regularly read. The list of those grows daily for me, and I ought to make links to more of them in my sidebar. Putting it on the to-do list…
Then in the writing category, I'm published online again, here at Camroc Press Review. For those of you practicing writing and wanting a lesson in concisity (if 'rithmetic works, so does this), Camroc's a great place with a wise editor. You have to make your prose 550 words or less, but believe me, with a lot of looking it over you'll find much to cut, and often the piece comes out stronger.
This piece is my first in-print story regarding my grandma and Richard Brautigan. I'm hoping, of course, for more. But this one's fine.
So now, before I move on to Quicken, one random thing relating to the important study of science (but if you're squeamish regarding reptiles you'd like to go away now). In our side yard I discovered the coolest evidence of our garter snake friends. Side by side, two complete shed skins. I had to bring them inside before some animal stepped on them.
They must have done their sheddy thing together, or at least within hours of one another, because these don't last long. I never imagined two snakes wriggling out of skins beside each other, but now I have evidence they might.
"Hey, Martha," says one. "I need to take off this outfit. Care to join me?"
"Sure Joe," Martha replies. "Mine's tight, too. Just don't get any ideas."
"You can trust me, Martha." His lips curl into a snaky grin.
"Right. Don't look."
I'll work on that story later. Back to numbers and lists for this schoolish, random afternoon.


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Fell Foot
This section of the page features an image gallery, so if you're using a screen reader you may wish to jump to the main content.
Lakeshore park with stunning mountain views
Situated at the very southern tip of Lake Windermere, Fell Foot is a great, family friendly location to play, explore and relax. Sweeping lawns offer plenty of space for games, picnics and gentle walks, while easy lake access makes the park perfect for paddling, swimming and boating.
Rowing boats are available to hire (from April to October) and our adventure playground offers fun for all ages.
The boathouse café is a fantastic place to be. Soak up the atmosphere and enjoy a warming cup of delicious hot chocolate, coffee or tea.
Don't miss out on our programme of events, take a look at our events page for more details.
Wild play Sundays
28 June, 11am-1pm
Come and join our Ranger Team and get outdoors and closer to nature; take part in fun outdoor and craft activities.
Free event, car parking charges apply.
Family wild camping weekend
3-5 July, 19-21 and 26-28 August
Are you ready for a wild adventure? Join us for a weekend of family camping fun at Fell Foot on the shores of Lake Windermere. This is a rare opportunity to pitch your tent in a beautiful spot not currently accessible to visitors. On hand for your first night will be our Rangers, arranging games, sharing the secrets of the wild and insider tips on getting the most from your experience in the great outdoors.
£10pp per night. To book please phone 015395 31273
Discovery Cottage
Come and explore our new Discovery Cottage.
With interactive kids' activities, a wildlife room and lots of things to discover, there will always be something to keep you entertained, come rain or shine!
Sleeker Swim at Fell Foot
Fell Foot makes a perfect setting for swimming; Sleeker Swim are holding a series of events at Fell Foot throughout the summer.
For more details, visit www.sleekerswim.co.uk
The latest about the Fell Foot project
The project aims to establish Fell Foot as a flagship National Trust outdoor destination. We will be investing in the park over the next few years, to enhance all that makes it special and improve the facilities.
Fun on the water
Windermere Canoe and Kayak are here during school holidays offering Kayak hire from the Boathouses. Pop on down and enjoy Fell Foot from Lake Windermere.
Scale new heights
Join us during school holidays.
If you want to experience an aerial view, the climbing wall is perfect for trying out a new challenge or improving your skills.
Climbing charges apply.

subset: commoncrawl


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We added the under cabinet outlets and lights after we got granite countertops, and then tiled the ... read more
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eCommerce Design by Solid Cactus.


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Brainerd Minnesota Car Rentals
Looking for a rental car in Brainerd, MN? We can help! The rental car agencies in Brainerd, Minnesota have a wide variety of vehicle types and rates. Whether you're in Brainerd for business or pleasure, there's a rental car that should meet your needs and budget. You can compare what's available in Brainerd by filling in the form below with the dates for your road trip, vacation, business trip, whatever! Choose a rental car with room for your passengers and luggage, ready to go around Brainerd and beyond.To view some cities close to Brainerd Minnesota that also have car rentalsclick here
To find Brainerd, MN car rentals, simply enter your itinerary into the search box below.
• 3.7 miles of Brainerd (W)
• 2 rental locations
• 3.7 miles of Brainerd (W)
• 2 rental locations
Smarter Car RentingHere are car rental tips from the road trip-seasoned editors of RoadsideAmerica.com:
• Many States, One Car:If renting a car for a longer road trip, check with the car rental companies in Brainerd, Minnesota to see if they have policies about crossing state lines that affect the final rate you pay. May be no effect, but don't assume you can crisscross the globe with unlimited mileage impunity. There may be a GPS tracker in the car!
• Fear of the Unknown:Unfamiliar with the streets of Brainerd? Consider adding a GPS navigation system to your rental. GPS provides turn-by-turn directions to a number of Brainerd attractions and businesses, and is offered by almost all Brainerd car rental agencies. The GPS helps you navigate like some mythical Greek God of Navigation! You can also add your own portable GPS on your handy windshield sucker, but remember to take it all with you when you turn in the car at the end of your trip.
• Under 25?Everyone over 25 assumes you are an awkward and unpredictable risk behind the wheel. Ridiculous, you say, without taking your eyes off the road. But be sure to check with Brainerd Minnesota car rental companies about their specific policies. Some agencies require the driver to be at least 25 while other rental companies may allow younger drivers to rent for an additional fee. Have more than one driver? Be sure to ask if additional charges apply for more than one person driving the rental car.
Click here to see Brainerd attractions
Brainerd Area Attractions
- St Joseph's Medical Center
- Brainerd Regional Human Services Center
- Central Lakes College
- Brainerd Lakes Regional Airport (BRD)
- Cuyuna Regional Medical Ctr(14.53 miles)
The following car rental companies are available in Brainerd MinnesotaClick on the logo or name to see more information.
Enterprise Rent A Car
2.52 miles from Brainerd MN US
2.52 miles from Brainerd MN US
Hertz Corporation
2.52 miles from Brainerd MN US
2.52 miles from Brainerd MN US
Gas Cost From 14695 EDGEWOOD DR Baxter To Brainerd
- Standard Convertible: $0.31
- Standard SUV: $0.41
- Compact Car: $0.32
- Economy Car: $0.31
- Standard Car: $0.35
- Full-Size Car: $0.37
- Mid-Size Car: $0.32
- Luxury Car: $0.39
- Premium Car: $0.37
- Mini Van: $0.39
Gas Cost From 14742 DELLWOOD DR Baxter To Brainerd
- Standard Convertible: $0.32
- Standard SUV: $0.41
- Compact Car: $0.32
- Economy Car: $0.32
- Standard Car: $0.34
- Full-Size Car: $0.37
- Mid-Size Car: $0.35
- Luxury Car: $0.39
- Premium Car: $0.39
- Mini Van: $0.44
Are you already happy with the services of a specific rental car company? Then skip the others -- you can use the form above to peruse the vehicle options and rates of one brand if available in Brainerd, MN. Reminder: enter in your discount or reward number at check-out when you rent your car in Brainerd, MN.


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Timelapse video in true HDR shot on nothing but an iPhone. Watch it in full-screen mode.
Watch it on Vimeo.
Thalia Lapse HD/R received a major upgrade for iOS 8 with version 1.1. This winter we expect to add a greatly improved tonemapping algorithm that will improve output quality and reduce banding. We're also hoping to add 4K resolution support.
Copyright © 2014 Promanthan LLC, Evanston, Illinois. All rights reserved.
Questions? Email us at
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Fixing a watch requires skill, like performing heart surgery or taking off rollerblades without sitting down. Save some time with this Groupon.
Choose from Three Options
- $7 for a basic watch repair ($15 value)
- $25 for an advanced watch repair ($50 value)
- $19 for automated polishing ($70 value)
Doral Jewelers
Established: 2001
Handicap Accessible: Yes
Staff Size: 2–10 people
Parking: Parking lot
Reservations/Appointments: Optional
Most popular offering: Battery Change/Link Sizing
Good for Kids: Yes
Walk-ins Welcome: Yes
"Great service... friendly staff - definitely recommended"
4297 NW 107th Ave.
Miami, FL 33178
+17868450950Get Directions


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Spring forward, fall back! After you have enjoyed some of the activities of Saturday, Nov. 3, and you get ready to hit the hay, set your timepieces back one hour. While you are at it, check the batteries in your smoke alarms.
Saturday, Nov. 3 will be a very busy day. Members of the Lanark Village Golf Club will have a full breakfast ready for you at Chillas Hall. Starting at 8 a.m., there will be pancakes/French toast, bacon, eggs, juice and coffee. Your donation of $5 will get you started. Yum, yum! The 49th annual Florida Seafood Festival also will be in full swing Saturday.
Big yard sale! Members of the Ladies Guild of Sacred Heart Church, 2653
Meanwhile, down at C-Quarters Marina in beautiful downtown Carrabelle, Thomas Lee and crew will be cooking
During the week, at Camp Gordon Johnston American Legion Post 82, we have Wednesday night soup-and-sandwich 5 to 7 p.m. Donation of $5 is required. Friday night is hamburger-and-chips from 5 to 7 p.m. Donation $6, and Sunday is pizza, 5 to 7 p.m. By the slice $1, full pizza eat-in $8 and pizza to go, $10. See ya there!
Unless I mention "members only," all events and fundraisers are open to everyone.
Two things that drivers never use are the horn, and the directional signals. Let's be more courteous out there!
Be kind to one another, check on the sick and house bound – and keep smiling. You may not feel any better but everyone else will wonder what you're up to.
Until next time, God bless


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Iran denied that its defense minister will be questioned by an Argentinian judge about his alleged role in the 1994 bombing of a Buenos Aires Jewish center.
Ahmed Vahidi, who is under an international arrest warrant by Interpol in connection with the deadly bombing of the AMIA center, would be questioned under the framework of the recent truth commission agreement signed by Argentina and Iran, according to Argentina's foreign minister, Hector Timerman.
"The matter of questioning of some of the Iranian officials is a sheer lie," Iranian Foreign Ministry spokesman Ramin Mehmanparast said Tuesday at his weekly news conference. "It seems that those who are concerned by the actual agreement are spreading such reports."
Timerman, who is Jewish, had said that seven Iranians with international arrest warrants against them would be interrogated under the agreement.
"I can assure that he will have to be present when the judge questions them, and he will be," Timerman said on Jan. 29 during his meeting with relatives of the victims of the AMIA bombing when he was asked specifically about Vahidi.
The bombing, for which no one has been prosecuted, killed 85 and injured hundreds.
Argentinian congressman and leaders from political parties are set to meet Thursday outside the Holocaust Museum of Buenos Aires to protest the agreement with Iran.
Rabbi Sergio Bergman, a member of the Buenos Aires municipal legislature, recommended the venue for the protest and debate. He noted that Iranian leaders deny the Holocaust.
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STAGE TUBE: Laura Benanti Channels Marilyn Monroe on GO ON
In tomorrow's episode of NBC's 'Go On,' Broadway veteran Laura Benanti channels Marilyn Monroe singing 'I'm Through with Love,' which was sung by the blonde bombshell in Some Like It Hot. Check it out below!
Laura Benanti recently starred as Candela in 2010's Women On The Verge Of A Nervous Breakdown and in the title role of the Patti LuPone revival of Gypsy in 2008, for which she was honored with the Tony, Drama Desk and Outer Critics Circle Award, and a Drama League nomination. She previously starred in the Encores! production. Broadway: The Sound of Music (Maria, opposite Richard Chamberlain), Swing! (Tony nomination: Best Featured Actress), Into The Woods (Cinderella; Outer Critics Circle, Drama Desk, LA Ovation and Tony nominations), Nine (Claudia, opposite Antonio Banderas; Outer Critics Circle, Drama Leauge nominations), The Wedding Singer (Julia Sullivan).
'Go On' airs Tuesdays at 9PM on NBC.
About Author
- STAGE TUBE: Watch Blooper Real from Season 4 of HBO's GAME OF THRONES!
- STAGE TUBE: Idina Menzel, Glom Gazingo Bury the Hatchet at Oscars
- STAGE TUBE: John Legend, Common Perform 'Glory' from SELMA at Oscars
- STAGE TUBE: Jennifer Hudson Pays Tribute to Those Lost with Shaiman, Wittman Song
- STAGE TUBE: Rita Ora Performs 'Grateful' from BEYOND THE LIGHTS at Oscars
- STAGE TUBE: Neil Patrick Harris Strips Down in Ode to BIRDMAN, WHIPLASH
- STAGE TUBE: Tim McGraw Pays Tribute to Glen Campbell with 'I'm Not Gonna Miss You' at Oscars
- STAGE TUBE: The Lonely Island, Tegan and Sara Perform 'Everything Is Awesome' at Oscars
- STAGE TUBE: Adam Levine, Maroon 5 Sing Nominated Song 'Lost Stars' from BEGIN AGAIN
- STAGE TUBE: New Clip from Upcoming Season of Fox's HELL'S KITCHEN!


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We wanted there to be a cream that was effective enough to not only help remove Genital Warts from the skin, but also help repair the visual damage caused by the wart removal no matter how stubborn the outbreak was. So we started with the world's most recognized active ingredient for removing warts, Salicylic acid
"One review of 52 clinical trials of various cutaneous wart treatments concluded that topical treatments containing salicylic acid were the best supported with an average rate of 75% success" (1)
To be absolutely sure the cream could help deal with the problem it was fighting we added a second powerful active ingredient Ozone, which is said to be
"naturally produced by white blood cells and other biological systems as a means of destroying foreign bodies" (2)
Finally this cream is easy to apply and does not burn. In the end your Somxl is designed to help you get a more natural looking skin in a short amount of time.
Somxl starts working from Day 1 to help start the removal process of existing warts and helps to stop the growth of new warts trying to break through the skin. You will begin to see the future you want as the warts begin to shrink leaving your skin more clear of warts with a more natural look and feel.
How fast this happens will depend on you and how fast your skin heals. Your skin can take from 1 – 6 weeks to repair, everyone is different. Now you can help speed up the time your skin takes to heal with our new Accelerator Cream. The Accelerator Cream is designed to help the healing power of the Ozone in our Somxl cream. It helps it get to where it needs to be faster. The Accelerator Cream helps remove the genital warts from their skin faster. The faster it's gone the sooner you can move on without the visual embarrassment of the condition
(1) http://www.ncbi.nlm.nih.gov/pubmed/12917913
(2) http://medical-dictionary.thefreedictionary.com/Ozone+Therapy
Waldon Research 501 SILVERSIDE RD
19809 United States


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Photo by Christopher Testani
YIELD: Makes 2 cups
Char chiles in broiler or over a gas flame until blackened all over. Place in a medium bowl; cover with plastic. Let steam for 15 minutes.
Meanwhile, heat a large dry cast-iron skillet over medium-high heat. Toast garlic until tender and skins are charred, about 8 minutes. Let cool.
Wearing gloves, peel chiles; discard stems. Peel garlic cloves.
Pulse chiles, garlic, lime juice, and 2 tsp. salt in a blender until a coarse purée forms. Season with salt.


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DIY with Sharpies
May 29, 2014 - 04:55 PM
Text size Decrease Increase
A permanet marker stain on your favorite shirt or piece of furniture is a real bummer.
But not if you did it on purpose! Today we made do-it-yourself projects using sharpies. Natasha Elisa from LittlePinkMonster.com was here to show us how it's done.
Read More:
Short URL: http://wj.la/1oOQtrt


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Toshiba Portege R930-117
SpecificationsNotebook: Toshiba Portege R930-117 (Portege R930 Series)
Processor: Intel Core i7 3520M
Graphics Adapter: Intel HD Graphics 4000
Display: 13.3 inch, 16:9, 1366x768 pixels, glossy: no
Weight: 1.5kg
Price: 2000 euro
Average of 1 scores (from 1 reviews)
Reviews for the Toshiba Portege R930-117
Source: V3.co.uk
The Portégé R930 provides a decent mix of capabilities in a highly portable format, even fitting in a DVD drive. With Intel vPro, a smartcard reader and a removable battery, the system ticks many of the boxes needed for mobile professionals.
Single Review, online available, Medium, Date: 10/01/2012
Rating: Total score: 80%
Intel HD Graphics 4000: Processor graphics card in the high end Ivy Bridge models. Offers a different clock speed in the different CPU models (ULV to desktop quad core) and therefore a different performance.
Modern games should be playable with these graphics cards at low settings and resolutions. Casual gamers may be happy with these cards.
» Further information can be found in our Comparison of Mobile Graphics Cards and the corresponding Benchmark List.
Intel Core i7: The Intel Core i7 for laptops is based on the LG1156 Core i5/i7 CPU for desktops. The base clock speed of the CPUs is relatively low, but because of a huge Turbo mode, the cores can dynamically overclock to up to 3.2 GHz (920XM). Therefore, the CPU can be as fast as high clocked dual-core CPUs (using single threaded applications) but still offer the advantage of 4 cores. Because of the large TDP of 45 W / 55 W, the CPU is only intended for large laptops.
3520M: Fastest Ivy-Bridge-based Dual-Core, 2,9 - 3,6 GHz core clock» Further information can be found in our Comparison of Mobile Processsors.
13.3": This is a common display format for subnotebooks. Netbooks, UMPC and some subnotebooks have tinier displays. Nevertheless, the majority of standard laptops has a higher format. The advantage of a small display is, that the subnotebook can be small dimensioned and can be carried easily. Further the small display needs few energy, which improves the battery runtime and in consequence the mobility. The disadvantage is that the reading of texts is a bit exhausting for the eyes, especially with high resolutions.» To find out how fine a display is, see our DPI List.
1.5 kg: This sub-notebook weighs less than the average of all notebooks and represents a medium class of weight among the sub-notebooks. 11 inch displays are normal for this class of weight.
Toshiba: Toshiba Corporation is a multinational conglomerate manufacturing company, headquartered in Japan. The company's main business is in Infrastructure, Consumer Products, and Electronic devices and components. Toshiba-made Semiconductors are among the Worldwide Top 20 Semiconductor Sales Leaders. Toshiba is one of the biggest international notebook-manufacturer. There exist many reviews for Toshiba models.
80%: This rating is not convincing. The laptop is evaluated below average, this is not really a recommendation for purchase.
» Further information can be found in our Notebook Purchase Guide.


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News & Public Affairs
Is the US an empire? Group in Tampa says yes listen06/30/11 Kate Bradshaw
WMNF Drive-Time News Thursday Listen to this entire show:
When they hear the word empire, many people think of Rome, Babylon, Britain, or the USSR. But today a group in Tampa talked about imperial aspects of the United States. Just ahead of the countryâs two-hundred-thirty-fifth birthday, a United Church of Christ workshop revealed an imperial America they say varies greatly from the vision of the nationâs founders.
Reverend Tom Warren is with a United Church of Christ congregation in Pleasant Hill, Tennessee. In talking about America as an i...Be the first to comment
Food Not Bombs movement grows in Tampa Bay listen05/13/11 Andrea Lypka
WMNF Drive-Time News Friday Listen to this entire show:
Across Florida the Food Not Bombs movement is going through a revival. It may be due to unemployment, foreclosures, and restrictions on homeless feedings in Orlando. In Tampa Bay new Food Not Bombs chapters are formed and volunteers share food and literature in support of the Orlando volunteers who got arrested for handing out poor to the homeless and needy. The St. Petersburg chapter is growing fast, says volunteer Alex Nadeau. He quit his corporate job and now works for free: he feeds the h...Be the first to comment
Food Not Bombs co-founder Keith McHenry takes calls on attempts to criminalize public feedings05/11/11 Seán Kinane
Last Call Wednesday Listen to this entire show:
Welcome to the WMNF afternoon call-in show the Last Call. Iâm Seán Kinane. This afternoon weâll talk about efforts by cities across Florida that are making it more difficult â and in some cases illegal â to feed people in public parks.
Joining us in this conversation is the co-founder of Food Not Bombs, Keith McHenry. Heâs in St. Petersburg right now helping to cook a meal for people in downtownâs Mirror Lake Park. Thank you for Joining us Keith.9 comments
Count find spike in Hillsborough's homeless population listen05/05/11 Kate Bradshaw
WMNF Drive-Time News Thursday Listen to this entire show:
The results of the 2011 Homeless Count are in, and they show Hillsboroughâs Homeless population nearly doubled since the 2009 count. But the reason behind the drastic increase is probably not what you think it is.
The collapsed economy is probably a contributing factor for any spike in an areaâs homeless population. This time around, thereâs something else that drove the number from around 9,500 two years ago to nearly 18,000 this year. Homele...Be the first to comment
Pinellas County Commission gathers facts on affordable housing availability listen03/15/11 Kate Bradshaw
WMNF Drive-Time News Tuesday Listen to this entire show:
If youâre looking for cheap rent in Tampa Bay, chances are youâre not having in easy time finding it. Today the Pinellas Board of County Commissioners held a workshop today to find answers on how to deal with a lack of affordable housing in the county. Bill Sanchez with the Tampa Bay Community Development Corporation said foreclosures are down nationwide, but not because few homeowners are filing.
Be the first to comment
It seems that the drop is basically having to do with banks having to refile paperwork t...
Tampa City Council hears grim homelessness stats, skirts panhandling discussion listen02/24/11 Kate Bradshaw
WMNF Drive-Time News Thursday Listen to this entire show:
Tampa City Council may have tabled a controversial proposal to ban panhandling, but the debate has spurred discussion on what causes people to ask for money on street corners. Today the council got a pretty dire picture of homelessness and poverty throughout the city.
Those expecting a spar over panhandling at the city council workshop may have been disappointed. Today, the council sought stats on the homeless and impoverished population as well as things like the number of beds available ...Be the first to comment
Homelessness, panhandling and unemployment02/22/11 Robert Lorei
Radioactivity: Live Call-In (Tuesday) Listen to this entire show:
Good morning, welcome to Radioactivity. I'm Rob Lorei. Coming up today we'll talk about panhandling, homelessness and unemployment.
Our guest is Sara Romeo with Tampa Crossroads. She is working to insure that female vets are able to access services that will help them remain independent. This employment program was funded by the Dept. of Labor specifically to assist honorably discharge homeless female veterans. But she also works on ending homelessness and will testify this Thursday befor...1 comments
Interview with Tampa Mayoral candidate Rose Ferlita02/15/11 Robert Lorei
Radioactivity: Live Call-In (Tuesday) Listen to this entire show:
Coming up next on Radioactivity an interview with Rose Ferlita who is running for mayor of Tampa. Ferlita is a Tampa native. She is by profession a pharmacist- having once owned a local drug store in Seminole Heights, Ferlita now works for a pharmacy in South Tampa.
She served from 1999-2006 as a member of the Tampa City Council and Member of the Hillsborough County Commission from 2006-2010.Be the first to comment
Tampa City Council reverses panhandling decision listen02/03/11 Kate Bradshaw
WMNF Drive-Time News Thursday Listen to this entire show:
The Tampa City Council reversed course today and voted down an ordinance that would have created a partial ban on panhandling within city limits. Members of the council couldnât agree on how to tackle an issue many say is one of the recessionâs most visible consequences.
Fran Williams, a pastor with Paradise Missionary Baptist Church, plainly stated his views on a panhandling ban that would apply to everyone from curbside beggars to charities and those who hawk newspapers along busy ro...4 comments
Homeless Coalition of Hillsborough tries to get an accurate picture of a very big problem listen01/28/11 Kelly Benjamin
WMNF Drive-Time News Friday Listen to this entire show:
Yesterday, over 300 volunteers assisted with the Homeless Coalition of Hillsborough Countyâs biennial homeless count throughout Hillsborough County. WMNFâs Kelly Benjamin was embedded with groups of volunteers as they fanned out across the County to conduct the count.
At 4am, the first shift of a dozen volunteers met at Mental Health Care in Seminole Heights, one of several homeless outreach centers participating in the count. Volunteers picked up survey forms, rain ponchos, and pairs...Be the first to comment
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Mexico to Canada to Sturgis with rock & roll: 2012
What follows is a motorcycle trip that started in Mexico, went up the coast of California and Oregon, on to Canada, then ended in Sturgis for the annual rally. It was done with friends ranging from rock musicians with the likes of Faster Pussycat and Guns n' Roses to TV show hosts to self-proclaimed morons.
If you like the story, more can be found at:
Bikes and Buddies tells true stories of motorcycles, friends, family, and the open road, covering important topics like: setting a motorcycle on fire, almost hitting a turkey that craps on the rider, meeting a Bronx Jew in the middle of nowhere, and destroying a mini bike with the band members of Green Day. The stories are about the people and culture surrounding two-wheeled travel.
The route:

Chapter I: Riki and Taime From Mexico
After starting in Ensenada, Riki and Taime rode up the Pacific Coast Highway to San Francisco to pick me up. After a night of Chick-O-Sticks, Kraken Rum, and laughs, we packed and readied to leave for Sturgis the next morning. My son Gage tried to come, but sadly at the eleventh hour Mom put the kibosh on him going due to worries his engine was too small.

Mexico to Canada to Sturgis with rock & roll: 2012
After crossing the Golden Gate Bridge - which was encased in enough fog that we only saw five feet of the supports - we made out way to Bodega Bay, home of Alfred Hitchcock's "The Birds".
The coast was amazing, even with the marine layer.
But the sun finally came...

My wife had made biscuit sandwiches, which we ate with gusto.
A great over-the-shoulder shot of Taime riding:
By dusk, we made "Avenue of the Giants" where elephantine redwoods lined the road and not a car was seen.

And while we were supposed to camp, I royally screwed up by not reserving a site and we ended up in a Motel 6.
Such is life.
Mexico to Canada to Sturgis with rock & roll: 2012
After our lavish night at the Motel, we continued north. I brought sustenance
We stopped at a "Prehistoric Garden" only to peruse the gift shop and get a picture with the giant T-rex out front
Riki thinks I'm #1
We made camp in Waldport, Oregon, which was fantastic. Taime - ever prepared for the great outdoors - brought an espresso machine and whiskey.
Our neighbor was a fellow named Eric, a freelance computer programmer who spent his time fishing and working from the boat. He broke out some delicious box wine and talked with us until he quietly slipped back to his camper. When I went over later, his door was wide open, exposing two bare feet sticking from his bed. He was passed out.
Riki put up his own tent...and it only took 57 minutes.

The next morning we got up early and started towards Seattle...
Mexico to Canada to Sturgis with rock & roll: 2012
Best picture of the trip:

Mexico to Canada to Sturgis with rock & roll: 2012
After camping in Woldport, we made our way to Portland. First came the secondary road from 101 on the coast to Highway 5. Then 5 into the city.

Once in Portland, we went to the world-famous Voodoo Doughnuts. Riki waited in line and and made sure to get me my own special doughnut.
WARNING - XXX rated
MORE WANTING - highly homoerotic

After a day in the city, we went to dinner at Taime's mom's house. She made a killer spread of burgers and sides. Just before we left, I cajoled Riki into getting on the riding mower and took this priceless video:

That night we came back into the city to see The Supersuckers with a group of Taime's friends from Seattle. We took a ferry across the sound, and I recorded this video riding onto the ship:

Just like everyone visiting San Francisco must take a picture of the Golden Gate Bridge, I had to take get one of the giant needle thingy.
Mexico to Canada to Sturgis with rock & roll: 2012
From Seattle, we took route 2 through the Wanatchee National Forest.
Taime grew up near Seattle and while there cultivated a ravenous love of the Mexican food chain Taco Time. To this day he waxes on about their Mexi-fries and burritos, which are really more like taquitos. He found one along our way east, but when we stopped it was closed for roof repair. Luckily, Annie the owner and her brother John - who had built the building in 1979 and was now fixing the roof - open it and started the fryers to make us lunch!

This sticker from a quarter-eating vending box at Taco Time is still on my helmet.
After being well fed, we rode north from the Wanatchee Valley to the prairies.

I saw this sign as we entered Waterville and after passing it, turned around and got a picture to satisfy my need for juvenile humor. For those who don't get it, Google.
We stopped to get gas and these two lovely ladies reminded my partners why my bike is best:

Mexico to Canada to Sturgis with rock & roll: 2012
And soon the golden prairie gave way to high desert...

We stopped in the town of Sandpoint after the Washington-Idaho border and saw this truck and took this silly picture:

We saw signs in the window of many restaurants announcing that they are "Buying Huckleberries". As it turns out, the berries only grow in the wild and folks pick and sell them to local businesses. We had breakfast in a wonderful place where the owner told us the difference between pancakes and flapjacks - yes, there is a difference and I forget what. Here are the huckleberry flapjacks:

On the way out of town I saw this wonderful mural and had to take a picture. Great slogan to live by.

We made our way north through the town of Bonner's Ferry before going into Canada to visit Creston. It was uneventful and I did not take any pictures...sorry folks.
I posted a new story on Bikes and Buddies today entitled "From Good Cloth." It's a tale of an old man, how he helped me, and my eventual neglect.

[QUOTE=Kevin Moore;19950622]I posted a new story on Bikes and Buddies today entitled "From Good Cloth." It's a tale of an old man, how he helped me, and my eventual neglect.
Excellent read, Best intentions seem to be pushed aside by our lives too often. Always wonder how some of those chance meetings could have changed our lives if we'd have followed our hearts.
Looks good :thumb Keep it comin' :lurk
Thanks, busdriver803!
Just great. Your site, your writing, your photo's, your buddies, your effort here. Just great stuff. Joey
More thanks
Wow - Thank you very much, joeybeats. I think you made me blush!
Mexico to Canada to Sturgis with rock & roll: 2012
Chapter II: Meeting the rest of the Folks
Riki, Taimi, and I met the rest of the crew somewhere in Wyoming. After hellos and a bite to eat, we started to ride. Within ten minutes, Dean's shovelhead broke down.
As Gilby was attempting to fix his brother's piece-of-history bike, I gave him "the dunk". He was a good sport and did not punch me.

Once the bike was fixed, we got back on our way to Sturgis. It was hot and I rode with my mascot "Purple Bear", who was filled with huckleberry honey. He was a sweet riding companion.

Dean's Shovel - a true icon of the American Road - broke down again. Luckily this fellow named Jim helped us. He was just starting a new career, trying to get his shop up and running, but this good man took the time to give us a hand.

We made Spearfish, dropped all our crap, then went out to have our fist dinner together. The waitress took this picture of us.

That night I had to share a bed with my cousin. He was drunk and snoring, so I messed with him for my own amusement.

Mexico to Canada to Sturgis with rock & roll: 2012
Chapter III: Sturgis - the literal "Grand Daddy" of motorcycle events
We started the day by cruising around town. Dean's shovelhead was broken - again - so he stayed at the hotel to fix its 37 problems.
This guy was riding around with a little dog on his shoulder - the crap you only see in Sturgis.
After days of constipation, Riki finally made the transaction.
While in town, this guy was trying to sell us something to do with bikes. I recorded the event because, as I saw it, the guy simply wanted to fondle Riki's leg.

That night Taime's band Faster Pussycat played. Riki and "Big Schwag" hosted the event. Schwag, who I met for the first time, turned out to be a very cool guy.

Gilby headlined the night and Taime did some funky dancing to his music.

Riki and myself with The Reverend Horton Heat. He's both our hero!
Afterward, we drank beer and watched the most manly burnout ever witnessed by humanity.

That night I had taken a picture of my junk on Caleb's gas tank and sent it to him via text. He returned the favor by peeing on my bike's seat. Riki filmed it, then had someone film my response when he showed me the video of Caleb doing the deed.
The best part is I had no clue it was my bike until the end.

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Holiday book sale set E.P. Foster Library
The San Buenaventura Friends of the Library will hold its Happy Holidays used book sale on Nov. 29, from 10 a.m. to 4 p.m., and Nov. 30, from noon to 4 p.m., in the Topping Room of E.P. Foster Library, at 651 E. Main St., in downtown Ventura.
The weekend-long sale offers used books in all categories.
The proceeds help pay for new books and reading programs at the city of Ventura's three public libraries.
San Buenaventura Friends of the Library is a volunteer public service organization. For information regarding the friends — including becoming a volunteer worker, and/or making a tax-deductible donation of cash — pick up forms at the Foster, Wright or Avenue libraries.
Those wishing to donate books for future sales may deliver them to any of the three San Buenaventura libraries.
At the book sale, Friends of the Library members will also be available to answer questions about joining or contributing to the San Buenaventura Friends of the Library.
For more information, call Will Thompson at 642-4358 or e-mail firstname.lastname@example.com.
Subscribe to the Ventura County Star
Need Help? Call us at 1-877-710-6182.
Monday-Friday: 6am-3pm / Saturday: 6:30am-10:30am / Sunday: 7am-11am


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Lakeshore Blvd. & Princes' Gates, at 9k & 17k
Last year's pretty Samba girls and drummers wowed the crowd! Be sure this lively neighbourhood will be as spectacular this year!
9:05am to 11:45am
I have been running since I was a youngster and have competed in track, cross country and many road race distances up to the marathon. In addition to being an avid runner, I also live vicariously through my coaching of other runners.
Please put a pledge on Elaine TODAY for Toronto Neighbourhood Centres (TNC)!
I was born to run. I'm a Vizsla, and we are the second fastest breed of dog (after Greyhounds), with a top speed of 37 miles per hour. I've been a runner as long as I can remember, but only started running seriously this year. I started running with my BlondHairDaddy this spring, and we discovered we make a great team. My favourite distance is 10K, and I love running the Don Valley Trail. I like to run with the "Runners Shop" group, and while I'm usually pretty quiet, I am definitely the fastest dog in the dog park!
My first race was the Pride and Remembrance Run — I was the first dog across the finish line, and came 9th in my age category (females under 24), and 441st overall. I'm really looking forward to this race (since dogs aren't allowed in the actual Marathon, I'll be running the course a week early!), and am excited about fund-raising for Toronto Neighbourhood Centres. You can follow my training progress, and get my running advice on Twitter at runningdogcopper, or on Facebook at "Copper's Half Marathon Run" event.
Last year, BlondHairDaddy (aka John Campey) raised almost $8,000 as a Neighbourhood Champion, and since I am way cuter, and in much better shape than he is, I bet I can top ten grand — which is a lot of kibble! Hope you'll sponsor me.
Please put a pledge on Copper TODAY for Toronto Neighbourhood Centres (TNC)!
I started running in my twenties to stay in shape and enjoy the outdoors. I continue running into my fifties to clear my head and feel the wind on my face. Running has allowed me to discover parts of this great city that I would never have stumbled upon. Running allows me to share a passion with others who are as enthusiastic about sprinting along roads of discovery through the neighbourhoods of Toronto.
Please put a pledge on Ron TODAY for Toronto Neighbourhood Centres (TNC)!
I love running so much I wrote a book about what the sport gives to me (Older Faster Stronger: What Women Runners Can Teach Us All About Living Younger, Longer). I'll be speaking about it Saturday 3:30 at the Expo so drop by to say hello. I'm thrilled to be running as a Neighbourhood Champ!
Please put a pledge on Margaret TODAY for Toronto Neighbourhood Centres (TNC)!
TNC is an association of non-profit multi-service organizations dedicated to strengthening local neighbourhoods and enabling diverse communities to work together to promote justice and a healthy life for all.
TNC is a registered charitable organization and a member of the Canadian Association of Neighbourhood Services (CANS) and the International Federation of Settlements and Neighbourhood Centres (IFS).
TNC members believe that well-being is a social achievement and not exclusively an individual one, and that every community needs a range of supports to flourish, including:
As one part of this fabric, TNC promotes the model of universal access multi-service Neighbourhood Centres, complementing strong public services and organizations supporting specific communities and sectors.
Neighbourhood Centres are dedicated to empowering neighbours to work together to meet local challenges and create shared approaches to building community. They provide a crucial focus and support for community development, and address the needs of their area by integrating services, capacity building and social reform.
Inspired by the tradition of innovation within the Settlement House movement, today's neighbourhood centres take many forms as they generate local solutions to global challenges. Together and separately TNC members seek to catalyze change by:
TNC members contribute to a world in which the "international community" is shaped by people working together from their local communities, a power and legitimacy from the base of society.
For a description of Toronto Neighbourhood Centres, list of member agencies and what we do please visit our website at: neighbourhoodcentres.ca.
For more information on becoming a TNC member please e-mail TNC's Executive Director Rob Howarth at: firstname.lastname@example.com.
Join Toronto Neighbourhood Centres Neighbourhood Challenge cheering stage team on Sunday, October 19th in celebration of empowering neighbours to work together to meet local challenges and create shared approaches to building community, and help cheer on the thousands of walkers and runners taking on the challenge.
Anyone interested in supporting TNC's fundraising efforts and supporting our Neighbourhood Challenge Champions please contact Maria Costa at email@example.com for a TNC Neighbourhood Challenge pledge sheet.
AfroLatino Dance Company brings you a colourful and dazzling Brazilian Samba show, and many years of experience in both performing as well as teaching to your event. We offer top quality classes in salsa, reggaeton, kizomba and more in downtown. Please see our school's website (www.afrolatinodc.com) for class information and our show's website (www.afrolatinodance.com) for dance shows related information.
Maninho Costa's Batucada Carioca samba drummers and dancers play and move to the most traditional and original samba rhythms of Rio de Janeiro and Brazilian music. Brazilian culture and Samba movement at its finest!!! The group is made up of 20-25 performers who play various percussion instruments in festivals, workshops, and classes in Toronto. http://batucadacarioca.com
South from King Street on Strachan Ave to the Lakeshore, turn right through Princes' Gates into parking [paid] at CNE grounds.
OR from Start/Finish, take King St. Westbound to Strachan, then south on Strachan, as above; OR West on Front St., south on Bathurst, East on Fort York Boulevard, right onto Fleet St., and straight ahead through Princes' Gates to CNE [paid] parking.
NCE2 is supported by Councillor Mike Layton (Ward 19)
Ward 19 profile (City of Toronto)


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Luciak-Donsberger, C; Eaton, KA; (2009) Dental hygienists in Europe: trends towards harmonization of education and practice since 2003. INT J DENT HYG , 7 (4) 273 - 284. 10.1111/j.1601-5037.2009.00402.x.
Full text not available from this repository.
Aim: The aim of this study was to investigate the trends in dental hygienists' education and regulation in the European Union (EU) and European Economic Area (EEA) to examine whether, since 2003, there has been harmonization in dental hygiene education. Methods: Information and data were obtained via piloted questionnaires and structured interviews with delegates from the International and European Dental Hygienists' Federations and representatives of the Council of European Chief Dental Officers and by literature review. Results: In the EU/EEA, dental hygienists are legally recognized in 22 countries. Since 2003, there has been an increase in the number of Bachelor degree programmes and in autonomous practice. Entry to the profession is now exclusively via a Bachelor degree in five EU/EEA Member States and pending in two more. Ten Member States have adapted their degree programmes to the European Credit Transfer System. Two Member States combine education for dental hygienists and dental therapists. However, dental hygienists are not recognized by EU law and in five Members States, the introduction of the profession has been opposed by dental associations. Conclusions: For the reasons of wide variations in the standards of preventive care and periodontal therapies, the formal recognition of the dental hygiene profession by EU legislation and agreement on a pan-European curriculum for dental hygiene education leading to defined professional competencies and learning outcomes is required. To achieve this, there is a need for a better collaboration between competent authorities including governments, universities and dental and dental hygienists' associations.
|Dental hygienists in Europe: trends towards harmonization of education and practice since 2003
|bologna declaration, dental hygiene education, dental hygiene research, professional practice, dental hygienist, dental therapy, dental workforce, European credit transfer system, European union, evidence-based practice, harmonization of curricula, oral health
|UCL classification:
|UCL > School of Life and Medical Sciences > Faculty of Medical Sciences > Eastman Dental Institute
Archive Staff Only: edit this record


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Happy Sunday everyone,
So I thought it had been a while since I wore my beloved sequin skirt and well the cold and slightly wet weather was not going to stop me from wearing it. Oh yeah fighting talk!!
Yes I once again wore my navy polo-neck knit, I promise you i've washed it! This navy knit was perfect for casualising (new/made up word alert!) a short sequinned skirt, I as well threw my parka into the mix, I liked the urban appeal it bought to the look and how it contrasted those glamorous tones of the skirt. For extra detail I wore my furry gilet underneath my coat, which of course was also perfect for keeping me extra warm. I finished of with some classic pieces, such as my trusty Acne pistol boots, perfect for cold and wet weather and also my Chanel bag.
Well hope you enjoy the rest of your day. Thank you and take care,
Daniella xox
- (old) Topshop Parka - Similar Here
- 2nd Day Gilet (sold out)
- Cos Knit
- (old) Topshop Skirt - Another Great One Here & Here
- Acne Boots - Here
- WIN your own Thea Ring by Voting for me HERE


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To read more Behind The Grooves, go to http://behindthegrooves.tumblr.com.
On this day in music history: November 19, 1966 - "Knock On Wood" by Eddie Floyd hits #1 on the Billboard R&B singles chart for one week, also peaking at #28 on the Hot 100 on December 10th. Written by Eddie Floyd and Steve Cropper, It will be the biggest hit for Alabama-born soul singer. The song is actually recorded in the Summer of 1965 (with Booker T. & The MG's, Isaac Hayes on piano, and The Mar-Keys' horn section), but is held back from release by Stax Records president Jim Stewart when he believes that it is too similar to Wilson Pickett's "In The Midnight Hour." The record will actually experience resistance from radio upon its release, failing to receive any airplay initially. Stax Records' head Al Bell will hit upon the idea of Floyd performing live in an area where he has a strong fanbase. Washington DC will be city that is chosen. The ploy will work, with the single breaking on radio stations in the DC and Baltimore area. From there, the record will go national. Over the years, "Knock On Wood" will be covered by a number of artists Ike & Tina Turner, David Bowie, and Eric Clapton. Singer Amii Stewart's disco rendering of the song will become a worldwide hit, hitting #1 on the Billboard Hot 100 in April of 1979.


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Marketing Information
File tote with lid offers a great way to add storage space or protect files in transit. Write-on label on the side allows easy identification of contents. Sturdy, plastic file tub holds letter-size or legal-size files. Efficient size fits easily under desk and table or onto a storage shelf. Snap-on lid is easy to use.
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guessing penalty change
Guess What? Taking AP Exams Just Got Easier
Guessing is OK now, but you still need a No. 2 pencil. Credit: jupiterimagesAh, we remember our Advanced Placement examinations well -- the No. 2 pencils, the cold sweats, the anxiety. But now, college-bound high school students can rest at le...


text: No recent wiki edits to this page. Charis is in a unique position concerning the Kheribum/Daemonite War; both sides want her dead. Charis becomes known as Nemesis, the rogue Coda Warrior who has been marked for death by both the Kheribum and the Daemonites-accused of betraying both sides. For centuries Nemesis has evaded both groups while trying to prove to the Kheribum that she is innocent.Her chance for redemption finally arrives when she must protect a child who may hold the key to stopping not only the Daemonites, but also a rogue group of Kherans called The Brotherhood of the Blade. Now the Wildcats must reluctantly team up with Nemesis to deal with these two threats.


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Learn more about Travel Hanging Closet Shelf:
Manufacturer: Blockware
Mfg Part#: TST01106BK
Sku: 212428282
Package Weight: 2.25 lbs
See more in Garment Racks
|Now you can have the convenience of closet organization on vacation! Forget the worries of putting your clothes in a dirty hotel room dresser, and bring your own hanging closet organizer. This hanging closet shelf is portable and designed to collapse down in your suitcase, and then conveniently hang from any closet rod for clothing storage. Made of lightweight nylon, the closet shelf features sturdy shelves and side mesh pockets for small accessories. Velcro closures allow you to pack the shelves, fold, and securely close before loading in your suitcase. Assembly level/degree of difficulty: No Assembly Required.


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Welcome to Canadascope, Canada's international magazine for the tourism industry.
No other publication brings tour operators Canada the way Canadascope does. We cover the country from coast to coast to coast, providing readers with the information they need to make informed decisions for their clients. That's why when tour operators around the world look to Canada, they first look to Canadascope…
… providing tour operators of groups and FIT markets with unequaled editorials, exciting photos, adventurous destinations and much, much more.
Canadascope is distributed to over 21,000 tour operators and major travel agencies in the United States, Canada and around the world – One hundred and ten countries. It is also offered in it's entirety in pdf format, here on the Canadascope Web site.
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La Piazzetta Florence
We are back in Florence and ate at La Piazzetta a few nights back. It has a brick oven (and a wood fired grill). My pizza was a little tough. They definitely overhandled the dough. If you tried the Pizza Napoletana "can you fold it without it cracking or breaking" test, it definitely failed. It took some effort to cut it with a knife and fork. Oh well.
Still, if you are visiting here and are south of the river, it is a good casual family dining spot. The steaks are great, and my daughter's Bistecca Fiorentina was excellent.
A funny aside. We met someone at the restaurant from the tennis club where I play in Santa Rosa, CA. Talk about a small world. They are on travelling and just attended a friend's daughter's wedding. What are the odds of that.
The restaurant is on Viale Europa, south of the river.
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Okay another noob questions, one of these days they will get less noobish (I hope!)
So I was looking into how to get V4 and M4 stuff to work on Genesis, such as the morphs and skin textures.
The store seems to have two options for it: http://www.daz3d.com/shop/genesis-generation-x-upgrade-from-gen4/
and http://www.daz3d.com/shop/v4-and-m4-shapes-for-genesis/
Which one does the community feel works best?


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Texas on the Potomac
Washington news with a Texas accent
Posts filtered on Tag
Obama tweaks Ted Cruz at White House Correspondents' Association Dinner
Ted Cruz has hit the big time. No, not getting elected to the Senate. The hard-charging conservative from Houston made the big time by getting lampooned at the most insidery of insider events in the nation's capital: the White House Correspondents' Association Dinner. It's the DC dinner with about 100 actual White House correspondents and […] [Read More]
McCarthy comparisons, cont'd: Cruz once denounced 'Communists' at Harvard
A few liberals have decided that new Texas Sen. Ted Cruz is the second coming of Joe McCarthy. As part of the Cruz/McCarthy comparison, media McCarthy-watchers have been looking for anti-Communist skeletons in Cruz's political closet. The latest: a New Yorker article that likens the freshman senator to the widely reviled Communist-hunter of the Red […] [Read More]


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Chalk talk: Middle school students win gift cards for reading
Independence Middle School students Isaac Hackett, Nextor Toledo and Haily Reinhardt each won Visa gift cards for being the top Reading Counts point earners this past semester.
A pizza party was given for the top Reading Counts readers in each Language Arts and Reading class.
Posted on YourHub.com
JHS SGA events
in January
Following the winter break, Jupiter High School Student Government Association members will participate in the following events:
•On Jan. 9, selected SGA students will go to a local elementary school to mentor students during the last two periods of the day.
•On Jan. 14, SGA members will go to a local preschool to make crafts with the students.
•On Jan. 15, SGA members will participate in a county council meeting at Lake Worth High School. Area schools will exchange ideas and vote on resolutions.
Tequesta sponsors
Winter Camp
The Village of Tequesta Winter Camp runs Monday, Dec. 22 through Friday, Jan. 2 for students, ages 5 through 13.
Fees are $70 per week. There is no camp on Thursdays, Dec. 25 or Jan. 1.
Fees do not include daily field trip fees. The camp is open only to village residents.
Call Kathleen Worley at (561) 575-1897.
Lighthouse Center
to sponsor camp
Lighthouse Center for the Arts, 373 Tequesta Drive, is taking registration for its Winter Wonderland Camp, set for Dec. 29-31.
Activities planned are painting, drawing and playing in clay.
Children, ages 4 and 5, attend from 9 a.m. to noon.
Children, ages 6 to 12, should bring a lunch and stay from 9 a.m. to noon.
Cost ranges from $75 to $150.
Call (561) 748-8737 or register online at www.lighthousearts. org/cart_wonderland_art camp.htm
Aloha Surfing School
plans winter camp
Aloha Surfing School of Jupiter is offering its five-day surfing camp.
Camp begins Monday, Dec. 29 and runs through Friday, Jan. 2 from 9 a.m. to 12:30 p.m.
The cost is $150 per student.
To Register: Call (561) 543-7873; email paulvargas7 @msn.com; or go to www. alohasurfingschool.com and print out the registration form and mail in with payment.
If you have school news items, e-mail firstname.lastname@example.com or post it on YourHub.com.
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xoreos will be a reimplementation of BioWare's Aurora engine (and derivatives), its direct goal being having Star Wars: Knights of the Old Republic working in a portable manner. Other games might follow.
What is currently working, you might ask? Well...visibly, a bit. And quite a lot of the "foundation" work is there. Resource management, basic file formats, etc.. What you'll see when you sick xoreos on the installation directory of a recognized game is, apart from the movies (Bink playback courtesy of the ffmpeg project), stubby menus for NWN and KotOR, static 3D geometry and/or music and/or sound, loaded from the actual data files. Not really impressive yet, I know. :P
Will it ever be more? I don't know. This project was started out of a whim, basically. Like with many of my projects, I don't work on it continously, but on and off. There's no way I can actually finish this project on my own, though.


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KidsPeace Foster Care & Community Programs
To Hold Fundraiser in Kingston
September 16
6 p.m. to 9 p.m.
The KidsPeace Foster Care & Community Programs office serving the Hudson Valley region will present a fundraiser Sept. 16 from 6 p.m. to 9 p.m. a the Sky Top Restaurant, 237 Forest Hill Drive, Kingston, NY.
All proceeds will benefit the KidsPeace Resilience Fund providing support to foster children through sports, summer and art camps, musical instruments, enrichment activities, clothing and supplies.
Hors d'oeuvres, house beers and wines will be included. The evening will also feature a silent auction and music by Murali Coryell. Tickets are $50 per person or $90 for couples.
Event sponsors are Chronogram and Radio Woodstock, 100.1 WDST.
For tickets or information, 845-331-1815.


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1927 Pierce-Arrow Model 80 Two-Door CoachTo be OFFERED AT AUCTION at Auctions Americaâs California event, July 17-18, 2015. Click here to view this listing... More
1927 Pierce-Arrow Model 80, engine #8016-941, is a rare commercial body style. It features second row fold-up jumpseats and a brown leather interior. This... More


text: "We can have lower electric bills and cleaner air by choosing a cheaper, renewable energy provider. It's time to dump Duke Energy and its polluting old coal plants," said Greenpeace Cincinnati Organizer Kate Melges.Last November, Cincinnati residents overwhelmingly voted to pass a ballot initiative allowing the city to pool its purchasing power and choose a new energy provider. Now the Cincinnati City Council is considering what criteria to use when choosing a new energy provider, such as cost savings and renewable energy. At a City Council hearing last Monday, January 30th, nearly every resident who testified urged the City Council to require any energy provider seeking to provide the city with power to use 100% renewable energy. Residents have another opportunity to share their views with the City Council at the next public hearing on February 6th."Duke Energy says it wants to be a responsible, forward-looking company, but it continues to rely on dirty old coal plants. If it wants to be Cincinnati's energy provider, Duke Energy ought to be switching to renewable energy," said Greenpeace coal campaigner Robert Gardner, "Until then, Cincinnati should choose a new energy provider and the cleaner air, good jobs, and lower electric bills it would bring to Ohio."Duke Energy owns and operates two coal fired power plants on either side of Cincinnati. Pollution from the Miami Fort and Beckjord coal plants is responsible for 200 deaths, 313 heart attacks, over 3,200 asthma attacks, and hundreds of hospital admissions and emergency room visits each year.###Contact: Kate Melges, Greenpeace Cincinnati organizer, 727-403-9575Joe Smyth, Greenpeace media, 831-566-5647, NotesPhotos available at: http://www.flickr.com/photos/greenpeaceusa09/sets/72157629027103915/ Greenpeace's 135-foot long thermal airship, named the "A.E. Bates" in honor of a dedicated volunteer, is the only aircraft of its kind in the United States. More information is available at: http://www.greenpeace.org/usa/en/campaigns/ships/the-greenpeace-balloon/Information about Cincinnati City Council public hearings on January 30th at 6pm and February 6 at 1pm: http://www.cincinnati-oh.gov/noncms/council/uploads/bf1.pdfData on the health impacts of coal plants in Ohio is from the Clean Air Task Force: http://www.catf.us/coal/problems/power_plants/existing/map.php?state=Ohio


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I've been using an Android phone for a week now and I've just added my work exchange account to my mails. It should also sync my calendar (which was empty).
After activating this option I get following situation:
- Exchange account configured and working. Syncs mail, contacts and calendar
- Alle my personal appointments (Google Calendar "Algemeen") have been synced to my Exchange calendar showing double appointments on the same timestamps (one personal, one exhange)
- Work calendar (Google) same as usual, not syncing with exchange
- Family calendar (Google) same as usual, not syncing with exchange
What I want to reach is that my Google work calendar syncs all the appointments to my exchange so I can delete that calendar and start using Exchange as only work calendar. That my personal 'Algemeen' calendar and Family calendar doesn't sync to my exchange but stays Google only.
Is this possible and how can I force this? How come my Exchange agenda copies my Google calendar anyway?
Thanks in advance.


text: I could have listed my favorite dresses here, but this page is reserved for you! Browse our bridesmaid dresses, social occasion dresses, wedding dresses, informal bridal gowns and more. When you find a style that makes your heart pitter-patter, click the "add to favorites" button and your dress of choice will appear here. Visit this page anytime to compare all of your favorite Liz Fields dresses! Hope you love the bridesmaid dresses, social occasion dresses, and bridal gowns I designed for you. Thanks! -Liz Fields


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Magna Bank reported a first-quarter profit of $1.4 million, a 33 percent improvement over the first quarter of 2014.
When it comes to their newly announced entry into Memphis via an acquisition of Magna Bank, the Nashville leadership of Pinnacle Financial Partners is already thinking big – on everything from workforce to services offered to the bank's eventual size here.
Magna Bank has announced several hires and promotions.
The personnel moves include promoting Steve Crocker to chief information officer. As CIO, Crocker will continue to lead technology and information security projects for the bank, which in 2015 will include financial management tools, significant website updates and the transition to EMV-chipped debit cards, among other things.
Magna Bank earned net income of $5.1 million for the year ended Dec. 31 – the highest annual earnings since the company was founded in 1999, the bank announced this week.
The Daily News will host the 2015 Women & Business Seminar and panel discussion Thursday, Feb. 26, from 3:30 p.m. to 5 p.m. in the Brooks Museum auditorium, 1934 Poplar Ave. The seminar will be followed by a wine-and-cheese reception with the panelists. Tickets are $25. Visit seminars.memphisdailynews.com.
Buckman Arts Center at St. Mary's School will host an opening reception for "Horn Island: Paint & Metal," new works by Richard Prillaman and Bill Nelson, Friday, Feb. 20, from 5:30 p.m. to 7:30 p.m. at Buckman, 60 Perkins Road Extended. The exhibition is on display through April 7 in the Levy Gallery. Visit buckmanartscenter.com.
Even though total mortgage volume in Shelby County dipped slightly in January, Magna Bank – among the top lenders for the month – actually grew its volume in during the month.
Technology changes just about everything, even art. But the 50th Annual Mid-South Scholastic Art Awards didn't lack for entries – 2,185 individual submissions and another 80 senior portfolios.
"The same technology that has shortened the way we communicate – 140 characters – has opened up other ways of visually communicating," said Elesha Newberry, associate director of education at the Brooks Museum of Art. "In the past five years, the number of photography entries has risen greatly.
All things considered, the fourth quarter of 2014 was a better month for the mortgage market than the final quarter of 2013.
The county saw a 6 percent increase in the number of mortgages in the fourth quarter – 2,037, up from 1,922 during the year-ago period.
The mortgage market in Shelby County ended 2014 in a slighter better position than where it stood in 2013.
Banks and mortgage lenders made 8,471 purchase mortgages in Shelby County during 2014, up 2 percent from the 8,301 mortgages during 2013, according to the latest data from real estate information company Chandler Reports,www.chandlerreports.com.
Five years after the Great Recession rocked the nation and nearly destroyed auto manufacturing in Tennessee, the Midstate's industry is booming again.
Nissan's growth is no small part of that, largely because of the company's confidence in the state of Tennessee and Gov. Bill Haslam, according to José Muñoz, executive vice president of Nissan Motor Co. and chairman of Nissan North America, which is headquartered in Franklin.
Looking at results from last month might suggest mortgage industry professionals are in the midst of a yearend slowdown, with phones not ringing quite as much as a result of interested buyers at the moment.
Magna Bank has launched a series of in-branch and social media initiatives called Magna Banksgiving, designed to show how thankful the bank is for its clients' business.
The third quarter was a pretty quiet period for mortgage brokers, based on activity during the period and a comparison to what was happening at this time last year.
Banks and mortgage lenders made 2,513 purchase mortgages in Shelby County during the third quarter, statistically flat compared to the 2,522 mortgages during the third quarter of 2013, according to the latest data from real estate information company Chandler Reports, chandlerreports.com.
1432 Kimbrough Road and 1468 Kimbrough RoadGermantown, TN 38138Project Cost: $2.6 million
The owner of the 324-unit Fieldstone Apartments in the Southwind area has filed a loan on the property.
Fieldstone Apartments I LLC acquired a $13.5 million loan from Magna Bank for the apartment community at 3333 Hacks Cross Road, according to a Sept. 29 multifamily deed of trust. Michael A. Lightman is the registered agent for Fieldstone Apartments I LLC.
In banking, growth and expansion don't have to mean scouting other cities and markets for ideal spots on which to set up new brick-and-mortar locations.
Such locations, in fact, are particularly costly propositions at a time when customers are visiting the drive-thrus and bank tellers at such locations increasingly less as mobile options proliferate. But just because a bank's physical location doesn't expand outside of its core market, it doesn't mean the bank's deal flow is confined to the same area.
SPRING HILL, Tenn. (AP) – Seat maker Magna International Inc. says it has begun constructing a new supplier facility near the General Motors plant in Spring Hill.
Economic development and the quality of jobs coming to Shelby County are the dominant issues as county elected leaders begin a new four-year term of office this month.
And there are plenty of indications the local strategy is about to change, or at least shift, in response to the resurgence in manufacturing and distribution in North Mississippi.
The owner of the two parcels that compose the Southwind Village office complex in Southeast Memphis has filed a $3.3 million loan on the property.
The parcels are 3101 Players Club Parkway and 3195 Players Club Parkway, which sit at the southeast corner of Players Club Parkway and Hacks Cross Road.
Kathee Villar, a loan officer with Community Mortgage Corp., has worked for the lender for 23 years, and when you're in that kind of place for that length of time, certain patterns start to repeat themselves.
June 2014 was a better month for mortgage activity than the same month in 2013.
Total volume rose 17 percent to almost $175 million last month, up from almost $149 million a year ago, according to Chandler Reports.
Shelby County mortgage lenders share a few common trends at the moment, as the area's mortgage market begins to shake off the wintry chill of the first quarter.
Many of them report robust purchase mortgage activity, as refinances plummet to small fractions of their business. As a result of the demand, many of those lenders also have been adding mortgage officers to their ranks and plan to continue doing so.
The mobile race is on among Memphis financial institutions, with banks rolling out apps that allow banking on the go and a full range of capabilities that translate the brick-and-mortar banking experience to small digital screens.
Jan O'Kelly Phillips has joined Crye-Leike Realtors' Germantown-Poplar branch office, marking her return to real estate sales.
Banks may tout with increasing frequency their facility with the array of digital tools available today, but there is a downside to that trend as financial institutions race to catch up with their more mobile-oriented customers.
American Housing Month, recognized each June, is an opportunity for individuals to better understand the process of buying a home and the benefits that come along with home ownership.
But what if you're already a proud homeowner, and you're looking to undertake a major reinvestment in your property? Just like when buying a home, it's important to research before committing to any large purchase. There are a few routes available for financing a home maintenance or renovation project, and the biggest differences are interest rates and collateralization.
Magna Bank has made three customer-facing hires, including the addition of a new vice president.
Jodi Scruggs, who has more than 12 years of banking experience, has been tapped as vice president and private banking officer, and as such, she'll work to build relationships with new and existing Magna clients, among other things.
Magna Bank has announced a new checking account package called Prime Checking, which allows a wider range of the bank's checking customers to earn interest on their account balances.
Shelby County's mortgage market started off 2014 a bit tame, not as chilly as the weather but not exactly bursting with energy either.
Local banks and mortgage lenders made 1,617 purchase mortgages during the first quarter, flat compared with the 1,624 mortgages during first quarter 2013, according to the latest data from real estate information company Chandler Reports, www.chandlerreports.com.
2051 E. Alcy RoadMemphis, TN 38114Sale Amount: $5.9 million
Sale Date: March 27, 2014Buyer: 2013 Hillview LPSeller: Alcy Partners LPDetails: The 265-unit Hillview Village Apartments at 2051 E. Alcy Road in the Defense Depot neighborhood have sold for $5.9 million.
Simon Property Group has transferred ownership of the Oak Court Mall to Washington Prime Group Inc. as part of a planned spinoff of some of its shopping centers and smaller malls.
4550 Swinnea Road, 6005 Freeport Ave., 3399 E. Raines RoadMemphis, TNSale Amounts: $10.1 million; $14.8 million; $18 million
The owner of the 448-unit Mill Creek Apartments at 4461 Millbranch Road in Whitehaven has filed a $6.8 million loan on the property.
Magna Bank enjoyed a strong 2013, with newly released results for the year including a 40 percent gain in net income from 2012 to 2013.
The latest monthly totals for Shelby County's mortgage market show homebuying improved somewhat last month, with total mortgage volume up 12 percent compared to February 2013, according to real estate information company Chandler Reports,www.chandlerreports.com.
Shelby County's mortgage market entered 2014 in less of a turbo-charged fashion than it did at the same point last year.
New figures show total mortgage volume in the county was down 5 percent in January compared to January 2013, according to real estate information company Chandler Reports, www.chandlerreports.com. Data for this report did not include refinances.
The mortgage market in Shelby County ended 2013 with a modest improvement over 2012, with signs pointing to more advances in 2014.
Banks and mortgage lenders made 8,298 purchase mortgages in Shelby County during 2013, a 3 percent improvement from the 8,027 mortgages during 2012, according to the latest data from real estate information company Chandler Reports, www.chandlerreports.com.
Magna Bank has added a controller – and, at the same time, promoted a few employees in its retail banking and private banking divisions.
The Memphis multifamily market turned in a strong performance during 2013, with enhanced investor interest and new units under construction.
Blake Pera, senior vice president of CB Richard Ellis Memphis' multifamily division, classified the multifamily market in 2013 as healthy and continuing to improve.
Borrowers are still rushing to lock in low rates, take advantage of a seemingly improving economy and get those keys to a new home in their hands.
That's what the latest monthly mortgage numbers would suggest, as do the mortgage industry professionals who say borrowers kept the phones ringing at pretty much a steady clip in November compared to the previous month and helped November see a 10 percent uptick in the county's mortgage volume.
7945 Wolf River Blvd.Germantown, TN 38138Sale Amount: $22.5 million
The owner of the 152-unit Countryside North Apartments at 6920 Reese Road in Northeast Memphis has filed a $5 million loan on the property.
Agape Child & Family Services continues to grow its Families In Transition program, which provides housing to homeless women who have children or are pregnant.
This year, the program will simultaneously serve 63 families, with an impact to more than 150 families.
As the year is drawing to a close and the weather is cooling down, the local mortgage market keeps heating up. Continuing a trend that's held somewhat steady, the market for mortgages in Shelby County continues to improve over the past year.
255 Dr. Martin Luther King Jr. Memphis, TN 38104Sale Amount: $3.2 million
Campbell Clinic has paid $3.2 million for the Midtown Surgery Center at 255 Dr. Martin Luther King Jr. Ave.
7865 Educators LaneMemphis, TN 38133Sale Amount: $5.9 million
Sale Date: Sept. 26, 2013Buyer: GA HC REIT II Bartlett TN MOB LLCSeller: APD Investments LLC, Robert S. Biscan, The Colony Group LP and Amir H. MehrabiDetails: An affiliate of Newport Beach, Calif.-based Griffin-American Healthcare REIT II Inc. has paid $5.9 million for the medical office building at 7865 Educators Lane in Northeast Memphis.
The gas tank of Shelby County's mortgage market continues to be powered by the fuel of low interest rates and more of a willingness from lenders to make new loans.
Banks and mortgage lenders made 2,521 purchase mortgages in Shelby County during the third quarter, a 7 percent improvement from the 2,364 mortgages during the third quarter of 2012, according to the latest data from real estate information company Chandler Reports,www.chandlerreports.com.
The owner of the 96,096-square-foot office building at 6525 N. Quail Hollow Road in East Memphis has filed a $7.5 million loan on the property.
Magna Bank has joined the list of Memphis financial institutions that let customers snap photos of checks to deposit them in the bank.
Bank of Bartlett's mortgage company saw an uptick in mortgage volume in August compared to the same month in 2012, and the bank's vice president said he expects demand from borrowers to persist and home prices to keep trending higher.
Jake Kasser has joined the firm of Glankler Brown PLLC as an associate.
A Germantown High School graduate and the son of parents in the medical field, Kasser entered The University of Memphis as a walk-on safety for the Tigers football team. The advisers he worked with guided him toward his chosen field of accounting, and by his sophomore year he'd garnered an athletic scholarship.
There's an urban legend about a famed bank robber who, when asked why he targeted banks, answered matter-of-factly, "Because that's where the money is."
The same principle applies in the digital age of banking. Hacking and cyber theft are on the rise, and banks and their websites, mobile sites and smartphone apps increasingly are targeted by crooks because, well, that's where the data is.
The month of July may help buoy expectations among optimistic participants in the mortgage industry that a housing recovery is taking hold in Shelby County.
Mortgage volume for the month was up almost 22 percent in July, climbing to almost $173 million last month from $142.2 million in July 2012, according to real estate information company Chandler Reports, www.chandlerreports.com.
Magna Bank recorded a profit of $1.55 million for the second quarter, up from a little less than $1 million during the same period in 2012.
7910 Trinity RoadCordova, TN 38018Permit Cost: $2.3 million
Project Cost: $3.5 millionPermit Date: Applied August 2013Completion: Summer 2014Owner: Wenco Properties LLCTenant: Volvo of MemphisArchitect: Fleming Associates Architects PCContractor: Grinder, Taber & GrinderDetails: The ownership group of Volvo of Memphis has filed a $2.3 million building permit for the company's new dealership at 7910 Trinity Road in Cordova.
The developer of a 16,000-square-foot Fred's Inc. retail store at 1290 Lamar Ave. in Midtown has filed a $1.7 million construction loan for the project.
James Ady has joined Ballet Memphis as ballet master. In his new role, Ady will teach morning technique classes, assist with community outreach programs, and rehearse and coach dancers for upcoming performances.
June was a healthy month for the mortgage market in Shelby County. Last month saw 810 purchase mortgages made, an 8 percent improvement from 750 mortgages in June 2012, according to real estate information company Chandler Reports, www.chandlerreports.com.
The mortgage market is starting to get interesting, in a manner of speaking. Earlier this month, interest rates for mortgages rose in what was described as the largest one-day jump in at least 10 years, according to Mortgage News Daily. That in large part stemmed from the Federal Reserve, which has been snatching up $85 billion worth of mortgage-backed securities a month.
Magna Bank has been named Community Bank of the Year by dollar value for its Small Business Administration lending.
3689 James Road Memphis, TN 38128
Sale Amount: $3.6 million
Sale Date: June 6, 2013
The owner of the 366-unit Shadowbrook Townhouses at 3946 Lamar Ave. in Oakhaven has filed a $9.3 million loan on the property.
Mortgage activity was a bit lackluster in Shelby County last month compared to the same time in 2012, judging by the latest data.
Looking forward, though, bankers say the demand is there, the busy season for lenders is well underway and that the purchase mortgage business is at times far outpacing demand for refinances.
A few Memphis-area community banks are starting to add investment services to their mix of offerings.
They include Magna Bank, which now is working with Cary Allen, a representative of independent investment securities firm LPL Financial Services.
Three Magna Bank employees from the bank's mortgage division have garnered some new distinctions recently.
As the economy starts to rebound, local lenders like Magna Bank, First Tennessee Bank and Renasant Bank are seeing moderate improvement in activity for new commercial and residential construction projects, and competition is intensifying to land deals.
From where he sits, Renaissance Realty's Jeff Jenkins is optimistic that 2013 will be a fruitful one for the local real estate industry.
The Bank of Fayette County has finished paying back the slightly more than $6 million it got from the federal government as part of the Troubled Asset Relief Program, or TARP, initiative.
Kristen Briglia has joined archer-malmo as web/broadcast turbo artist. In her new role, Briglia will produce web graphics, HTML and video-editing services for the growing digital and broadcast departments, and will also help on print projects as needed.
This year is turning out to be a big one for Magna Bank as it rolls out new products and services, adds key personnel and boosts its profile across the Mid-South.
In early April, U.S. Sen. Bob Corker, R-Tenn., joined a handful of other senators in drafting a letter in part about new rules of the road governing bank capital requirements.
That letter was sent to Federal Reserve Gov. Daniel Tarullo, Comptroller of the Currency Thomas Curry and Federal Deposit Insurance Corp. Chairman Martin Gruenberg.
Andy Wright has joined Memphis-based Magna Bank as senior vice president and manager of commercial banking. Wright, who previously held senior vice president positions at Iberiabank and First Tennessee Bank, has experience working with a variety of industries, with in-depth expertise in the transportation and logistics industries.
Magna Bank has named Frazer Gieselmann as senior vice president and manager of construction lending.
As manager of construction lending, he will lead the bank in providing construction loans to individuals and builders.
From March 2012 to March 2013, the number of mortgages made in Shelby County dropped 8 percent – from 649 to 597.
March 2013 mortgage volume totaled a little more than $100 million, though, up from a little more than $97 million in March 2012.
Someone let out a cheer earlier this month at the Memphis Area Association of Realtors 2013 Residential Real Estate Summit as MAAR President Regina Hubbard gave her optimistic forecast for the local housing market.
Magna Bank has added investment services to its mix of offerings available for customers.
The bank now is working with Cary Allen, a representative of independent investment securities firm LPL Financial Services. Allen will be based in Magna's Quail Hollow branch at 6525 Quail Hollow Road, but he'll be available to meet with customers at any of Magna's other branches if they need.
George Chism Sr. is a newly appointed mortgage loan specialist at BankTennessee.
Chism, who has been with the bank since February 2012, had been a commercial loan officer. During his tenure in the banking industry, Chism has worked at Magna Bank, Wells Fargo and Germantown Home Mortgage.
Starting this week, Magna Bank will begin airing a 30-second TV ad as part of its "We're For You" print, online and broadcast advertising campaign.
Mortgage activity in Shelby County began 2013 by shifting into a higher gear, but someone tapped the brakes in February.
Total mortgage volume countywide had started the year showing double-digit percentage growth over the same period one year earlier. But in February, volume was up just 1 percent over the same month in 2012.
Melanie A. Keller has been named president of Meritan Inc. Keller, who joined the nonprofit social services agency in 2006, previously served as its executive vice president. In her new role, she is responsible for oversight of more than 500 employees and contractors as well as the agency's $21 million annual budget. Keller also manages its quality improvement and strategic planning efforts.
Mortgage banking isn't looking as dreary right now as it has in recent years. In Shelby County, mortgage activity began the year bouncing strongly off totals from the first month of 2012.
Magna Bank has promoted four employees.
Chief lending officer Ted Simpson has been promoted from executive vice president to senior executive vice president. As senior executive vice president and chief lending officer, Simpson oversees retail banking, private banking, commercial lending, SBA lending, commercial real estate and construction lending.
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