text:
Kenya's I&M Bank has acquired a majority stake in CF Union Bank (CFUB) of Tanzania.
According to a CFUB statement yesterday, the commercial bank has been operating in Tanzania since 2002 and has two branches -- in Dar es Salaam and one in Arusha. It has 57 members of staff.
It had a balance sheet size of Sh80 billion as of December last year.
Following the buyout of the existing shareholders of CFUB, the new board has taken over under the chairmanship of Mr Sarit Raja Shah, the executive director of I&M Bank.
The acquisition of CFUB is the second international footprint of I&M Bank after it took a 50 per cent stake in Bank One Mauritius in 2008.
It became the only Kenyan group to have a banking presence in the country, which is a regional financial hub.
"This strategic move is another key milestone for I & M and expansion into Tanzania and will enable our existing corporate customers, who already have a presence there, to avail of an integrated cross-border banking relationship," the statement quoted I&M Bank chief executive officer Arun Mathur as saying.
"It could also influence other corporate customers who require cross-border financial structures as well as those who have extensive trade dealings within the region to move to us since we now have a presence in Tanzania. Trade between the two countries is increasing steadily and our entry into Tanzania will create further opportunities to customers in both countries."
Mr Shah noted that the acquisition had made their bank truly regional, and with an insurance company, GA Insurance Company as part of I&M Group, they could help customers to accelerate their growth.
He pointed out that the acquisition was an important step for I&M Bank's evolution into a multinational bank.
I&M Bank would continue to explore such expansion opportunities in other countries in the region.
The bank has13 branches in Kenya and a significant investment in the payment cards business.
I&M Bank has since its conversion to a full-fledged commercial bank in 1996 followed a sustained expansion policy which has seen its balance sheet size expand by more than five times since 2000 to Ksh45 billion at present.
It has also leveraged on this investment by acquiring the ability to offer specially structure offshore financial services to its customers.
Proparco, the French Development Agency, with DEG - the German Investment & Development Company recently increased their shareholding through an additional investment of $17 million in I&M Bank. With the additional equity investment, the two organisations now hold a 21.7 per cent shareholding in the bank.
The bank's paid-up share capital rose to Ksh2.6 billion while the aggregate shareholders funds increased to Ksh7.3 billion.


text:
By John Sullivan |
April 24, 2012
In April, managed account provider Curian Capital released its annual survey of advisors' attitudes about the future.
By staff Writer |
April 1, 2004
Chris Snyder is super-wealthy. He is an economist and an entrepreneur, and he hangs out with guys who have helped run Goldman, Sachs, AXA Financial,...
LPL's white paper, Success Without Limits, will help you understand the various options and considerations for choosing the right partner.
Look behind the curtain and see how our fixed-income experts determine which municipals offer the greatest potential. With this proven approach to effective muni selection,...
Our research shows that two screens have helped achieve better outcomes - low expenses and high manager ownership. Funds sharing these two characteristics have tended...
Jul 09, 2015
In this session we'll discuss whether or not factor investing is truly active management, and how to define and test whether a factor exists.
Jun 30, 2015
Join ThinkAdvisor & Well Fargo in this webcast to learn a dynamic four criteria approach and how to gain portfolio flexibility.
Jun 09, 2015
Join ThinkAdvisor for this live, interactive webcast and hear from the winners of the 2015 SMA Mangers of the Year on impact investing strategies and...
© 2015 ThinkAdvisor. A Summit Professional Networks Website, A division of ALM Media, LLC. All Rights reserved.
Advertisement. Closing in 15 seconds.

subset: commoncrawl


text:
Thinking about going on a Contiki trip alone?
Everyone has different attitudes and opinions when it comes to travelling alone. For those who do choose to do so, it can be quite a daunting thought and emotions can rollercoaster from feelings of excitement to nervousness.
In a pervious poll conducted on our Contiki forums, almost 70% of people polled as travelling on tour alone. So in reality, even though you may start the trip alone, you are more than likely not going to be the only one!
For those of you who are a little unsure, here are a couple of reasons why travelling alone ain't so bad!
6. Freedom
One of the best things about travelling solo is that you get to do what you want to do. Don't want to go to the art gallery today? Visit the market instead! No one is stopping you. You get to call the shots and spend your ME Time as you like!
5. Meet more people
While travelling, you're bound to meet heaps of people. Being away from your normal group of friends means that you will probably end up chatting to more people and eventually making plenty of new friends.
4. Learn more
Maybe not in terms of the history of France, but you'll learn more about yourself and capabilities. Being a little out of the comfort zone and norm can be a good thing. It usually opens up a new way of thinking and seeing the world. Travelling alone can also be a massive confidence booster.
3. Challenge yourself
Didn't think you'd ever be able to navigate your way through the New York City subway system? Well, you might just surprise yourself. When you are in a different country, your bound to face new challenges.
2. Try new things
You might end up going on that white-water rafting day trip or paragliding the Tyrol - those once in a lifetime experiences that you never would have done if you'd been in the comfort of your own country and friends.
1. Less drama
You're not with your usual friends and everyone is there to have a good time. It is generally less likely for you to have to deal with drama. Plus, if you need some time alone, you can head off and chill out for a while. It's your trip - so make the most of it!
If you've booked your trip and are all ready to take on the big wide world, here are a couple of handy tips that may help prepare you for your trip and suppress those nerves!
1. Be positive - Everyone is there to meet new people, see the world and have a good time. If you go in with a positive attitude and a smile on your face, you're bound to make friends.
2. Do your homework - Write a list of things you want to see. Tick some things off your bucket list. Want to see that museum? Check out that vintage store? Or stuff your belly full of exotic foods? It's your time and your trip.
3. Join MeetUps - Chat to your fellow travellers before the trip even begins. You'll get to know each other and ask questions about the trip before you go. This will help ease the nerves.
4. Be conscious of your surroundings - When you're on your trip, be a little more aware of what and who is around you. Don't hop into a cab with a random, make sure you are in a section of the train with lots of other people and don't walk down that dark alley – pretty simple!
5. Keep in touch! - Don't forget to tell mother you've arrived safely. Its important to keep family in the loop so that they are aware you are safe and having the time of your life.
So go out there and have fun. Be yourself. Because life is about unexpected adventures, inspiring places, creating lifelong friendships and living life with #NOREGRETS!


text:
September 21, 2007 3:00 PM PDT
Microsoft leaks its own search plans
- Related Stories
Microsoft opening up on the WebSeptember 7, 2007
Study: Microsoft loses ground in searchMay 21, 2007
Microsoft 'not happy' with search resultsJanuary 25, 2007
- Related Blogs
Microsoft overhauls Live.com search page
September 18, 2007
The changes to the search product, which were demonstrated at Microsoft's companywide meeting earlier this month, include improvements in several specific types of search queries, notably in video search and in searches for products.
In a blog posting on Thursday, Windows Live program manager Akram Hussein demonstrated how the revamped Live Search handles searches for digital cameras, showing not just product details, but also reviews. The new search scrapes details from other sites that have user reviews and other information and presents it from within the search engine.
Microsoft has since taken down the blog, but the folks at Liveside.net managed to capture the images and the details Hussein provided. Microsoft plans to brief reporters at a "Searchification" event next week at its Mountain View, Calif., campus.
Hussein also showed a new celebrity search page, demonstrating how a query of "Brad Pitt" includes a rating system of how popular he is at the moment, dubbed his "celebrity xRank."
Finally, Hussein outlined an improved video search that allows a motion preview of a video search result.
"You can preview videos online by moving your mouse over any video and it will play a preview of the video right away no delays!" he wrote. "Isn't this amazing, at least now you can preview the video before really going and trying to view it, and make sure this is the one you want."
Some of the changes to Live Search have been gradually appearing on the site in recent days.
Hussein, in an apology note that replaced his original blog posting, said his images came from a test build. "Just to notify everyone I apologize for the information it seems they are still in beta and it was like a test roll out so I am pulling off the blog post," he said.
The changes come as Microsoft is struggling to make headway against market leaders Google and Yahoo.
ComScore released its August search results on Friday, showing that Microsoft lost a percentage point of market share compared with July, attracting 12.3 percent of searches. Google gained more than a point, to hold 56.5 percent of the market, while Yahoo slipped two-tenths of a percentage point, to 23.3 percent.
See more CNET content tagged:
video search, blog posting, blog, event, Microsoft Corp.
13 commentsJoin the conversation! Add your comment
- Wooooow
- Who the hell cares.
- Like Reply Link Flag
- Program Manager?
- You know you're in trouble when the manager himself has no idea what's going on.
If you think publishing all the details early was a fiasco, how about these revealing comments from the same guy:
"Just to notify everyone I apologize for the information it seems they are still in beta and it was like a test roll out so I am pulling off the blog post," he said.
It's a good thing he can confess that it's 'they' not him calling the shot's and that he was at least able to find out afterwards about the major developments going on his department.
If this is the competence level required at Microsoft to be a manager, I think I should send my 6-year-old son to apply for the position!
- Like Reply Link Flag
- ...Where was version 1?
- Ohhhh! Version 1.0 must have been that half baked version we've
been using up till now!
Word of advice to Microsoft: have a properly function product
BEFORE worrying about adding new features ;)
- Like Reply Link Flag
- Microsoft Web iMovie
- "You can preview videos on-line by moving your mouse over any video"... should Apple sue?
- Like Reply Link Flag
- Microsoft is a fat old man
- Microsoft is a fat old man.
Google is a fit youth.
Google can run faster than Microsoft.
- Like Reply Link Flag
- That is an old propaganda trick. Havent you noticed that every time a new product is gonna be sent to the market there is always an accidental "leak?" Come one, that is an old one.
- Like Reply Link Flag
- No thanks
- Reviews? I go to review sites for that.
Ratings of people? I wonder what Bill Gate's rating is... Not that I care about celebrities.
In browser preview of video clips? Old news (ex: blinkx.com), and it hogs browser resources.
I'll stick with Google.
- Like Reply Link Flag
- It is in the Numbers
- As the owner of 3 web sites my reports show visitors from searches on Windows Live are booming, passing Yahoo and closing in on Google. I have excellent rankings on all 3 and the jump in Windows Live visitors was an attention getter! One must not forget 2 important things. 1. Microsoft is NOW out from under the restrictions of their law suit and can develop products without having to give competitors advance knowledge. 2. Microsoft is the most competitive organization on this planet and search technology is a war they can win. I'm betting that Microsoft has held back any advances on their search technology until the law suit went away. I for one very much welcome someone knocking Google down a peg or 2 and Microsoft is now the only one that can do it. Google's has a free ride for most of their life because of the lawsuit. Those days are over and I'm glad!
- Like Reply Link Flag


text:
This month's lead article is a wrap-up of the Pacific Northwest FP&A Summit, an event co-sponsored by AFP and Microsoft and held at Microsoft's Executive Meeting Center in Redmond, Washington. Over 40 FP&A professionals attended. Also this issue, read why learning VBA makes sense, the importance of mobility and FP&A, and more.
Be sure to join our LinkedIn group, "Certified Corporate FP&A Professionals," keep up with FP&A's certification efforts, download the new "Case Studies and Best Practices in FP&A" and register for AFP's Annual Conference in Las Vegas, October 27-30.
(you will need to log-in to view the newsletter)
ABOUT THIS NEWSLETTER Financial Planning & Analysis newsletter is the information source for FP&A professionals.
Financial Planning & Analysis Newsletter provides monthly content for FP&A professionals.
Manage subscriptions to this and other AFP newsletters: www.afponline.org/newsletters
Copyright © 2015 Association for Financial Professionals, Inc. All rights reserved.


text:
Hello All- FNG in research mode
Hey All,
First post, figure I'd make it here. New to adventure Riding, been riding Harleys for 15 years. Dont currently own a motorcycle, but have been looking at either a new Tiger, Tenere, CrossTourer or the like.
I'm planning to pick something up next spring and am in learning/ research mode right now. I REALLY enjoy getting out on the road & going places. Harleys were good for this but mine never really handled well in the dirt.
What really got me hooked on this stuff was "The Long Way Round" book & vids. Need it.
So anyway, looking forward to meeting you all and getting out on the road. Any & All info/ Wisdom is appreciated.
P.s. Several years ago I bumped into a gentleman named 'Toby' in the Ojai area of Southern California, riding his adventure bike around town. He was involved with the local ADV club & gave me some good info. Just curious if anyone on the forum knows of him. Really nice guy.
Hi Facepalm, Welcome to the asylum. Being a HD guy, how about a Buell Ulysses? I recently got one and am loving it. Cheaper than a Sportster with the HP (or more) than a big twin.
X Tourer will feel more stable on the gravel, will go where YOU want it to go on the gravel and has a great motor for touring. Very good choice for mild off road and touring as well. Will have to slow down a bit for large bumps. May have an auto option where you live. (adds 10Kg of weight). Sweet motor. Built like a Honda.
Tenere will feel good on road and great off road, but will not be as sweet on the tarmac and will get you further down a crap road without you shitting yourself. More economical and the engine will feel more cruiser than the others (without the vibes on light throttle). Trades power for fuel economy. Very tough bike. Very easy off road (for a 1200cc bike). Motor most suitable for off road use and low traction conditions. Will take deeper water crossings. Easiest to maintain. No exposed radiator. Low COG. Works best from slow to 150Km/h.
Then there is Charlies first choice - KTM
Everyone will disagree. :lol3
Wow, thanks for the great info. I think the Tiger is by far the best looking bike. Kinda worried about quality versus the others tho. Price is also an issue, especially since I'll need some bags & crash bars up front. My beancounter wife is all over this so I gotta be, um, frugal.
This will be a 90% road bike but that will prolly change as I gain experience. My only off-road time comes from mountain biking.
I will also be using this bike to practice for a spot riding a department motor, so low-speed crash protection is a must as it will prolly be dropped a few hundred times on the tarmac.
welcome; i have the 800 xc and absolutely love it. no regrets. handles awesome on and off road. great power and looks sweet.
The Buell Uly X is good choice for price / value / fun. Just get an 08' or newer. I've never had a machine that cornered better, easier to work on, or more fun to ride. A much better cool weather bike - mine at least, did NOT like HOT ambient temps. (also... be aware, they don't make 'em anymore - too bad! But parts still seem available) Another fine option is Girlie Tiger. I have both an '06 (last year of girlie) & newer '11 XC. The Girlie would probably be in your price range ($5-6K for later model 05 / 06 & low miles) Its a fine machine for the $ - and every bit as capable as 99% of riders. Great for touring / camping / fishing / adventure trips. Good dirt road bike - but a bit beasty for most single track - but some guys still do it successfully - not me. It has that sweet 955 triple motor - very reliable (with possible exception of a few with stator issues) & like the Uly, plenty of performance to get you in trouble! The XC would be a great choice - but 2x the $. And in my book - not twice as good as my girlie. Good luck in your quest...
Second hand DL 650, preferably cheap because it has minor panel damage from previous spills.
Sorry, returning rider, if you do go off road, you'll probably drop it anyway :)
Quite a bit cheaper to buy and own than the other suggestions, spend some of the $$$ saved on purchase on a set of decent off-road tires and put some effort into finding time to actually ride on gravel roads - it's skill and experience that matters riding these big bikes off road - they are all heavy unwieldy beats (but still fun :lol3).
The DL will go faster on dirt roads than your nerves will handle, and will go everywhere the other "big fat pigs" will go but will cause you less grief overall doing it. Sell it in a year when you know whether you want something more dirt or more road orientated.
I love my Uly and plan on keeping it (because the market is almost flooded with great units no one wants to buy) but I would argue against for just the simple fact that Erik Buell is a Genius Idiot :lol3
Its all cool in concept but in design the bike is eh
Again I love it - but get something else
Face, you mention "new", so does it have to be new? If you are looking used there are several more choices available. But, new or used, the V-Strom 650 is probably the best chioce for your stated purpose and goals.
I've had several different adventure type bikes and currently own a Tiger 800, but I can't think of a better overall choice than the wee strom.
Personally, I would avoid the Uly like the plague. If they work, they are brilliant, but they are very problematic bikes and not at all designed for off road use. Canyon carving and hooliganism, yes. Long distance touring with dirt thrown in, no. Combine this with a poor record of reliability and harder and harder parts sourcing because the company went out of business makes it a poor choice, IMO.
425 lbs, 103 hp, 90 ft/lbs torque, no valve adjustments EVER, no chain maint or final drive maint EVER, 50 mpg, inexpensive parts, handles like it's on rails, bags available (if not included), fully dirt road ready as well as hard packed single track, makes a very cool sound from the exhaust and never whines like most of the others in it's class.
Once sorted, an extremely reliable bike that will induce a condition known as "permagrin" :D that takes days to wear off.:evil
Buell Ulyses.
Whats not to like?:wink:
Panhead totally agree and thats why I bought and will be keeping mine, but in hindsight, still love it and will gladly let anyone in my general area come and wing it around a parking lot or trade bikes for a day.
I just went through this with a buddy who was looking at the street Buells and although they are great fun bikes and he liked riding the Uly except when he had to put his foot down :lol3 he ended up buying a Honda 919 to keep getting parts simpler. Even though for the money he couldve got something that didnt need so much body work but we will just hope he doesnt read this thread :eek1
Ah, the whole 'outa-business' thing kinda puts the binders on a Buell.
Doesnt have to be new according to my wife. They Do look REALLY cool and shiny sitting on the showroom floor:D
A co-worker is selling a 2000 Tiger, which I test rode & enjoyed. Parts are a concern with that one. Another just picked up an '06 V-Strom & went for a 4 day up the coast to 'Frisco. He really likes it.
I do prefer the shaft drive/ ABS/ TC of the newer/ bigger models. I also really like cruising at speed (70-80 mph) without vibes/ pushing the engine.
The only bikes I've ever owned were Harley Big-Twins (1300+ cc), so I'm kinda partial to good power/ torque.
I guess I need to do some test riding:evil
If you're going to buy a new bike, there are lots of options. Hell, I look at the Triumph Tiger 1200s, 800s, and the Moto Guzzi Stelvio and all of them make me want to whip it out. My wallet, that is. But, given that you're wanting to stick your toe in the water here, even if you don't get a Uly I would still get a used bike.
One advantage to a new bike is you'll be able to find a dealer to let you test ride. A used bike, probably not. On the other hand, a used bike is already depreciated.
Anyway, the traditional answer here or on any other forum is "get what I got".
Gobs of objective info on the Uly here: http://www.badweatherbikers.com/buel...tml?1350145802
Good luck.
|Times are GMT -7. It's 01:57 PM.
Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
Copyright ADVrider 2011-2015


text:
Search for any place in the USA:
Cost of Living,
Our cost of living indices are based on a US average of 100. An amount below 100 means Sanford, FL is cheaper than the US average. A cost of living index above 100 means Sanford, FL is more expensive.
Overall, Sanford, FL cost of living is 90.50.
need in marcch 2014: we are looking for a place that except a dog she 11 years old fixed, we are on social se curity we get about 1600 a month I am 59 and my husband is 52 years of age... (read more)32773 categorised as Sanford is misnomer for the m: You need to check exactly where in 32773 a house is located as the properties on the edge of the zip or more like 32746 Lake Mary. All services and shopping tends to be... (read more)sanford fl: Great waterfront historic town 15 miles from... (read more)Have an opinion about Sanford? Leave a commentTo See All SperlingViews for Sanford Click Here
Bland backwater fit for mosquitoes: What seems like a quaint town with character at first glance, is actually a dead shell littered with a few empty historic buildings and failing businesses. A hand-full... (read more)Downtown is nice: I absolutely love downtown and riverwalk. Feels like quaint little town. Housing is absurd! Be prepared to go 30 miles to Daytona or Orlando if you want to do anything... (read more)close to everything: i live 10 minutes from sanford-orlando international, 10 minutes from rte 417, 10 minutes from I-4. all of my comsumer needs are with 15 minutes of my home. 40 minutes... (read more)Have an opinion about Sanford? Leave a commentTo See All SperlingViews for Sanford Click Here


text:
Soul Asylum
Sun, Feb 17, 2013 8:00 pm
Beachland Ballroom, Cleveland, OH
Sorry, this event has already taken place. Please see similar events below.
|Soul Asylum
|Mon, Jul 20
7:00 pm
|House of Blues - Sunset Strip
West Hollywood, CA
|Soul Asylum
|Tue, Jul 21
7:00 pm
|House of Blues - Anaheim
Anaheim, CA
|Soul Asylum
|Thu, Jul 23
7:00 pm
|House of Blues - San Diego
San Diego, CA
|Soul Asylum
|Sat, Jul 25
9:00 pm
|The Independent
San Francisco, CA
|Soul Asylum with Meat Puppets
|Sun, Jul 26
8:00 pm
|Uptown Theatre Napa
Napa, CA
|Soul Asylum with Meat Puppets
|Fri, Jul 31
7:00 pm
|Suquamish Clearwater Casino Resort
Suquamish, WA
|Soul Asylum and Meat Puppets
|Thu, Aug 6
7:30 pm
|Summit Music Hall
Denver, CO
|Tweet | State Guides | Gift Certificates | Policies | Blog | About Us | TicketMasters sold out |


text:
Edited by Kent Wong, Janna Shadduck-Hernández, Fabiola Inzunza, Julie Monroe, Victor Narro, and Abel Valenzuela Jr.
Undocumented and Unafraid: Tam Tran, Cinthya Felix, and the Immigrant Youth Movement is the second book on this topic published by the UCLA Center for Labor Research and Education. The previous publication, Underground Undergrads: UCLA Undocumented Immigrant Students Speak Out, was the first book in the country written by and about these young people. Since then, the immigrant youth movement has developed into a significant force nationally.
Undocumented and Unafraid has emerged as a slogan for the new immigrant youth movement. No longer living in the shadows, undocumented students are coming out, organizing, advocating for change in immigration policy, and building a new civil rights movement. Two of the leaders of this movement, UCLA graduates Tam Tran and Cinthya Felix, were pursuing advanced degrees at Ivy League universities at the time of their tragic deaths in a car accident. This book is a tribute to Tam and Cinthya and captures the voices of a new generation who are making history and changing our country.
The book features:* The Trail of Dreams: Immigrant youth and their supporters march from Miami to Washington, DC.* Civil disobedience in the halls of Congress: Undocumented immigrant youth risk deportation to support the Dream Act.* Immigrant youth coming out: Queer, Asian Pacific Islander, and Latina/o undocumented students share their stories.
ISBN 978-0-9836289-3-4For more information go to http://www.undocumentedunafraid.com/.
Watch the Video Promo


text:
75 N. Main St.
Willits, CA, 95490
(707) 459-1256
links people and places to renewable energy.
Welcome! REDI's mission is to develop energy conservation,
energy efficiency, and renewable energy for the public benefit. REDI is serving the counties of Mendocino and Lake in the North Coast region of California.
Stay tuned--our new web site is under construction!
We would like to acknowledge and thank the Community Foundation of Mendocino County for generous grant support to continue REDI's Home Energy Link Program (HELP) through 2014.


text:
It's hard to tell which has done more to hurt the initial phase of the Affordable Care Act: continued Republican opposition or the inept rollout of the new law. To many citizens, the rollout problems — which left millions unable to even log in to the system — simply confirm GOP propaganda that Obamacare won't work.
That's wrong. Despite those initial problems, the Affordable Care Act is still a big step forward in reforming the nation's health care system, and we believe it will prove itself in the long run. It ensures that most of those now without health care insurance will get it. It removes onerous insurance requirements such as those involving pre-existing conditions. And it will even, contrary to some of the hysteria, help small businesses provide health insurance for their employees, as James Surowiecki's the Financial Page column on The New Yorker's website noted.
The Obama administration had an opportunity with the rollout that started Oct. 1 to at least ease the concerns of critics and mitigate the propaganda. Instead, the website proved not ready for prime time. That's a lost opportunity the Obama administration won't get back.
A New York Times article Sunday on the Obamacare rollout reported that "For the past 12 days, a system costing more than $400 million and billed as a one-stop click-and-go hub for citizens seeking health insurance has thwarted the efforts of millions to simply log in. The growing national outcry has deeply embarrassed the White House, which has refused to say how many people have enrolled through the federal exchange."
In Wisconsin, the initial failure of the website (HealthCare.gov) means that some of the 92,000 people losing their state BadgerCare Plus health insurance on Jan. 1 may find themselves in difficulty, the Journal Sentinel's Patrick Marley reported Sunday.
Under a plan by Gov. Scott Walker, those 92,000 people will lose their state BadgerCare Plus coverage on Jan. 1 and be pushed on to the new federal health insurance exchange. The exchange is aimed at giving people a way to find affordable insurance through the private sector. Subsidies are available for people who meet income guidelines. The problem is they are supposed to use the federal government's website to sign up, and that hasn't worked. While the feds say they're working to fix the problems, the fear is that some of those losing BadgerCare coverage won't line up new insurance in time.
That would be a real shame, because the health exchanges are the only way right now that some of those people will be able to afford insurance.
Jon Peacock, research director for the Wisconsin Council on Children and Families, told the Journal Sentinel that state legislators should change the law so they can delay by a couple of months when the 92,000 people are moved from BadgerCare to private plans. That would immediately lower the number of people trying to sign up for insurance on the exchange and give state officials more time to ensure people are properly transitioned from BadgerCare to the private plans.
"The fundamental problem that was foreseeable from the beginning is that there would be too many people all trying to use the marketplace at the same time," Peacock told Marley.
Peacock is right about that much: The problem was foreseeable. This was not a surprise to anyone, and the Obama administration had plenty of time to work on it. Real people are being hurt, and Peacock's proposal to delay moving people from BadgerCare makes sense to us.
According to the Times article: "Confidential progress reports from the Health and Human Services Department show that senior officials repeatedly expressed doubts that the computer systems for the federal exchange would be ready on time, blaming delayed regulations, a lack of resources and other factors."
And there's this: "One person familiar with the system's development said that the project was now roughly 70% of the way toward operating properly, but that predictions varied on when the remaining 30% would be done. 'I've heard as little as two weeks or as much as a couple of months,' that person said. Others warned that the fixes themselves were creating new problems, and said that the full extent of the problems might not be known because so many consumers had been stymied at the first step in the application process."
That's the problem that will resonate through the next several months. Will people frustrated with trying to get into a system they need come back to it? If they don't, they and the country will lose out on the promise and potential of Obamacare.
That's why the administration needs to fix the problems — and fix them now.


text:
BlackBerry Updates Twitter for BB10 Phones
Article Comments
Replying to: And by bobc74
Re: And
The Google/Apple duopoly you seem to be cheering for sounds to me like a nightmarish dystopia.....
No replies to this message
printed July 4, 2015
See this page online at:
Article Comments
Replying to: And by bobc74
No replies to this message
All content Copyright 2001-2015 Phone Factor, LLC. All Rights Reserved.
Content on this site may not be copied or republished without formal permission.


text:
No mountain is too high…
By awoodall
Monday, December 8th, 2008 at 4:14 pm in Fun Stuff to do in Oakland, Night Owl.
The Way Bobby Sees It: A documentary about falling down seven times and getting up eight.
Santa Rosa – Tuesday, 12/09 – Rialto Cinema – 7:30pm
Oakland – Wednesday, 12/10 – Grand Lake Theatre – 7:30pm
Larkspur – Thursday, 12/11 – Lark Theater – 8:00pm
The Way Bobby Sees It is a gripping documentary about Bobby McMullen, a
competitive mountain biker on a mission to race the most demanding
downhill course in the country. Adding to the difficulty: Bobby is
With the help of a guide and a rigorous training schedule, Bobby is
determined to race his bike down a course riddled with obstacles and
flanked by steep, life-threatening cliffs. But, the racecourse isn't the
only challenge in Bobby's life. Between thrills, spills and jaw dropping
helmet camera footage, we see how Bobby uses humor, determination, and
unshakeable optimism to battle adversity – both on and off the bike.
More information is available at http://www.norcalmtb.org or call
(510) 653-2453
All screenings wil be shown with open captioning and open descriptions
in order to be accessible to the visually and hearing impaired.
[You can leave a response, or trackback from your own site.]


text:
- Assistant Professor
Dr. Callaghan has enjoyed a varied teaching career with over ten years of experience in national, international, rural, urban, Catholic and non-Catholic environments. She completed a joint doctoral degree in two graduate programs at The University of Toronto: 1) The Curriculum Studies and Teacher Development Program in the Department of Curriculum, Teaching and Learning at the Ontario Institute for Studies in Education (OISE/UT), and 2) The Graduate Collaborative Program in Women and Gender Studies with the Women and Gender Studies Institute in the Faculty of Arts and Science.
When a promising drama student in the Catholic high school where Dr. Callaghan was teaching committed suicide in 2004 after suffering several months of homophobic bullying due to his sexual orientation, she decided to take action regarding the Catholic school system's sanctioned and institutionalized homophobia by engaging in research about it. The overarching goal of Dr. Callaghan's research agenda is to integrate theory and practice so that educational stakeholders become motivated to free members of sexual and gender minority groups from religiously-inspired heterosexist oppression. Dr. Callaghan specializes in critical social justice theories, anti-oppression education, and anti-homophobia education. She employs qualitative research methodologies to conduct her research projects.
Current Projects:
The Catholic Closet: A Comparative Study of Resistance to Homophobia in Catholic Schools
Dr. Callaghan's current study is a comparative cross-case analysis of Catholic school systems in Australia, Canada, New Zealand, and the United Kingdom vis-à-vis sexual minority groups. This study broadens the parameters of Dr. Callaghan's research agenda by extending beyond Canada's borders into a global discourse of resistance to heterosexist oppression. It aims to uncover the causes and effects of clashes between Catholic canon law and the common laws of the aforementioned nations regarding sexual minorities – clashes which are increasingly being played out in Catholic schools.
Funding source: The University of Calgary Vice President (Research) Starter Grant
Advancing Healthy and Socially Just Schools and Communities
Member of an interdisciplinary committee comprised of faculty members from the Werklund School of Education and the Faculty of Social Work who work collaboratively to design and implement an MEd Interdisciplinary degree called "Advancing Healthy and Socially Just Schools and Communities." Lana Wells, the Brenda Strafford Chair for the Prevention of Domestic Violence with the Faculty of Social Work, conceived of this interdisciplinary project and the two Deans of the respective faculties invited Dr. Callaghan to contribute to it.
Funding source: The donor prefers to remain anonymous
The Canadian Trans Youth Health Survey
Co-Investigator on The Canadian Trans Youth Health Survey, which is part of a Canadian Institutes for Health Research (CIHR) grant awarded to Principal Investigator Dr. Elizabeth Saewyc (PhD, RN, FSAHM, FCAHS), Professor with the University of British Columbia School of Nursing. The full CIHR-funded ($2M) national, five-year, multi-university study is called "Reducing Stigma, Promoting Resilience: Population Health Interventions for LGBTQ youth." This grant is notable in that it is CIHR's singe largest investment aimed at improving health and school outcomes for sexual and gender minority youth.
Funding source: Canadian Institutes for Health Research
PhD in Education and Women and Gender Studies
University of Toronto
Master of Education
University of Alberta
Bachelor of Education
University of Calgary
Bachelor of Arts in English
University of Calgary
Dr. Callaghan has served as a facilitator with support groups for lesbian, gay, bisexual, transgender, and queer (LGBTQ) youth in Calgary, Edmonton, and Toronto. As a member of the Alberta Teachers' Association's Sexual Orientation and Gender Identity Committee, Dr. Callaghan has provided input on professional development workshops designed to build safe and caring classrooms, schools, and communities. Currently, Dr. Callaghan serves as an Ambassador for the Canadian Association for the Study of Women and Education (CASWE) at the University of Calgary Werklund School of Education, as a member of the Diversity and Equity Network (The University of Calgary Office of Diversity, Equity and Protected Disclosure), and as an Advisory Board Member of the Werklund Foundation Centre for Youth Leadership Education.
Callaghan, T. D. (2014). My real gay agenda: Exposing the holy homophobia of Catholic schools. In G. Walton (Ed.), The gay agenda: Claiming space, identity, and justice, (pp. 223-238). New York, NY: Peter Lang.
Lund, D. E., & Callaghan, T. D. (2012). Homophobia. In J. A. Banks (Ed.), Sage encyclopedia of diversity in education, (pp. 1093-1096). Thousand Oaks, CA: Sage.
Callaghan, T. D. (2012). Holy homophobia: Doctrinal disciplining of non-heterosexuals in Canadian Catholic schools (Doctoral dissertation, University of Toronto, Canada). Retrieved from http://hdl.handle.net/1807/32675.
Callaghan, T. D. (2009, July 31). The policy polka and the curriculum cotillion: How Catholic schools dance away from their obligations regarding sexual diversity. Canadian Journal of New Scholars in Education, 2(1). Retrieved from http://www.cjnse-rcjce.ca/ojs2/index.php/cjnse/index.
Callaghan, T. D. (2007). Acting OUT: Using Augusto Boal's theatre of the oppressed techniques to dramatize homophobic incidents in Catholic schools. In I. Killoran & K. Pendleton Jimenez (Eds.), Unleashing the unpopular: Talking about sexual orientation and gender diversity in education, (pp. 129-139). Olney, MD: Association for Childhood Education International.
Callaghan, T. D. (2007, December 31). Contra/Diction: How Catholic doublespeak in Canadian Catholic secondary schools furthers homophobia. Canadian Online Journal of Queer Studies in Education, 3(1). Retrieved from https://jps.library.utoronto.ca/index.php/jqstudies/issue/view/235
Callaghan, T. D. (2007). That's so gay: Homophobia in Canadian Catholic schools. Saarbrücken, Germany: VDM Verlag Dr. Müller.
Rice, B. (2014, June 25). Quick chat: Acting out – Werklund prof uses unique theatre techniques to help LGBTQ campers find their voices. UToday. Retrieved from http://werklund.ucalgary.ca/node/2754
Ennahdi, N. (2014, May 5). Homophobie dans les écoles religieuses: Est-ce que les écoles confessionnelles font de la discrimination liée à l'orientation sexuelle? [Homophobia in religious schools: Do denominational schools discriminate on the basis of sexual orientation?] Canadian Broadcasting Corporation: Ici radio-Canada via Le téléjournal Alberta [televised broadcast]. Retrieved from http://ici.radio-canada.ca/widgets/mediaconsole/medianet/7077805#
Ennahdi, N. (2014, May 5). L'homophobie présente dans les écoles catholiques, selon une ex-élève [Homophobia is present in Catholic schools, according to a former student]. Canadian Broadcasting Corporation: Ici radio-Canada, édition Montréal [published article]. Retrieved from http://ici.radio-canada.ca/regions/alberta/2014/05/05/001-homophobie-ecoles-catholiques-alberta.shtml
O'Shaughnessy, H. (2014, March 15). Tonya Callaghan: We need gay/straight alliances in Canadian Catholic high schools [blog post on the blog "Albertan in Toronto"]. Retrieved from http://albertanintoronto.com/tag/tonya-callaghan/
Rice, B., & Dawes, N. (2014, February 19). Developing healthy relationships in youth focus of new interdisciplinary graduate program – Werklund School of Education, Faculty of Social Work collaborate to launch Safe Schools, Safe Communities. UToday. Retrieved from http://www.ucalgary.ca/utoday/issue/2014-02-19/developing-healthy-relationships-youth-focus-new-interdisciplinary-graduate-program
Rice, B. (2013, August 19). Camp fYrefly goes to Calgary. BEdition: The official faculty of education magazine [University of Alberta Faculty of Education]. Retrieved from http://beditionmagazine.com/camp-fyrefly-goes-to-calgary/
Rice, B. (2013, August 14). Education prof participates in summer camp for LGBTQ youth. UToday. Retrieved from http://www.ucalgary.ca/news/utoday/august14-2013/education-prof-participates-in-summer-camp-for-LGBTQ-youth
Kuhl, N. (2013, April 9). Holy homophobia! The Lethbridge Herald, p. A1 (front page). Reprinted in The University of Calgary's daily publication UToday. Retrieved from http://www.ucalgary.ca/news/utoday/april10-2013
Mayer, F. (2013, January 31). Holy homophobia: U of C researcher looks to end sexual discrimination in Catholic schools. The Gauntlet, p. 6.
Rice, B. (2013, January 22). A classroom for all? UToday. Retrieved from http://www.ucalgary.ca/news/utoday/january22-2013/policies
MacGillivray, C. (2012, August 31). Meet Tonya Callaghan. UToday. Reposted in The Killam Trusts "Killam Recipients in the News" section of the University of Calgary website and retweeted several times. Retrieved from http://www.ucalgary.ca/news/utoday/august31-2012/Tonya_Callaghan
Houston, A. (2012, June 5). Catholic doctrine bullies queer youth: expert. FEATURE: Study on homophobia in Catholic schools wins Governor General's Academic Gold Medal. Xtra! Canada's Gay and Lesbian News. Retrieved from http://www.xtra.ca/public/National/Catholic_doctrine_bullies_queer_youth_expert-12096.aspx
Thomas, E. (2012, May 14). Tonya Callaghan's doctoral dissertation receives top honours. About OISE. Reposted in the "News" section of the OISE website. Retrieved from http://www.oise.utoronto.ca/oise/About_OISE/tonyacallaghanCASWEthesisaward_20120514.html


text:
Originally written on Fox Sports | Last updated 11/19/12
The Miami Dolphins' offense has stalled, and the long list of reasons includes too many turnovers, not enough big plays and too many rookie moments by quarterback Ryan Tannehill. So what bugs offensive coordinator Mike Sherman the most? None of the above. ''Aw, just the run game,'' Sherman said Monday. ''Everything jells around the run game. If you can run the ball, you can throw the ball. It just makes life a lot easier.'' The Dolphins haven't rushed for 100 yards since September, which helps explain why the offense has scored one touchdown in the past 10 quarters. As a result, Miami (4-6) takes a three-game losing streak into Sunday's game against Seattle (6-4). ''The running game hasn't been effective lately,'' guard Richie Incognito said. ''That puts a lot of pressure on the rest of the offense. We know we have to get the running game going and execute better. It comes down to guys winning one-on-one blocks.'' It also comes down to Sherman jump-starting an offense that show...
Comments are closed.
What do you think?To leave a comment, you can:
NFL News
Delivered to your inbox
You'll also receive Yardbarker's daily Top 10, featuring the best sports stories from around the web. Customize your newsletter to get articles on your favorite sports and teams. And the best part? It's free!
Follow us on Twitter
|Best of Yardbarker
|NFL News
|MLB News
Today's Best Stuff
For Bloggers
Join the Yardbarker Network for more promotion, traffic, and money.
Company Info
What is Yardbarker?
Yardbarker is the largest network of sports blogs and pro athlete blogs on the web. This site is the hub of the Yardbarker Network, where our editors and algorithms curate the best sports content from our network and beyond.
|© 2015 Yardbarker, Inc. All rights reserved. Use of this website (including any and all parts and components) constitutes your acceptance of these Terms of Use and Privacy Policy. (What's New?)


text:
• celtic music fest
First News Summer 2006
A Celtic Music Festival in your Backyard
The time is near… to get out your fiddles, harps, whistles, pipes, bouzoukis,
accordions, bodrans, and guitars, shake your dancing feet and join the fun at the second annual Spanish Peaks International
Celtic Music Festival from September 28 through October 1. This musical feast of Scottish and Irish music is hosted by Huerfano
County's four communities: Walsenburg, La Veta, Gardner and Cuchara.
Two acclaimed artists from last year's event – Scotland's William
Jackson and Ireland's Grainne Hambly–are returning this September. Other accomplished performers from last year, electro-jazz
harpist, Park Stickney, and Paraguayan harpist, Alfredo Ortiz, are already confirmed for 2007. New Scottish guests for 2006
include Gaelic/Scots songsters Margaret Bennett and Ed Miller, fiddler Anna-Wendy Stevenson, and accordionist/step-dancer
John Sikorski. The featured artist will be America's premier Uilleann piper and expert on Scottish pipes, Jerry O'Sullivan.
Joining this illustrious group are America's International Celtic performers, harper, Kim Robertson, and cellist, Abby Newton,
and local favorites, Willson and McKee along with others.
The Festival includes four concerts, plus one for children, and
a ceilidh dance with open platform. In addition, festival organizers are promoting hands-on learning with a series of retreat
classes and workshops for adults and children such as a one-hour harp class for beginners, Highland and Uilleann piping,
fiddle and guitar instruction of Scot and Gaelic songs, story telling, song writing, and ceilidh dancing and step dancing
lessons under the direction of guest artists. There truly is something for everyone. For more information and regular updates
check the festival website:www.celticmusicfest.com or call Barbara Yule at (719) 746-2061.
Copyright © 1998 to 2013 The First National Bank in Trinidad. All rights reserved.
Webmaster Email: firstname.lastname@example.com


text:
THE Chess federation of Zambia (CFZ) has set February 16 as date for its elective annual general meeting (AGM) which would be held at Kabwe's Musuku Lodge.
According to a letter of notice signed by CFZ president Lewis Ncube, all the 11 positions in the executive were up for grabs and urged all aspiring candidates to follow the laid down procedure in filing in nomination papers.
"The Chess Federation of Zambia shall hold its elective general assembly on Saturday, February 16, 2013 in Kabwe at Mukusu Lodge starting at 09:00 hours.
"We expect all members to observe time," he said.
Submitting of nomination forms would close a week earlier on February 8, this year.
Ncube had led the CFZ executive for over a decade but stepped down and watched the sport for eight years from the sidelines before deciding to bounce back into the leadership four years ago.
He said any aspiring candidate should follow the standard procedure which was to fill in the nomination form and be nominated by two clubs from different zones and then pay a mandatory K100, 000 (KR100) nomination fee.
Ncube said only nomination forms signed either by the club chairperson or secretary would be validated and that all nominating clubs should be fully paid up with the CFZ.
In accordance with the CFZ constitution, he said, all nominations for the aspiring candidates would be verified by the returning officer and that only the federation's forms would be used in the electoral process.
The positions up for grabs are those for president, vice-president, secretary, vice-secretary, tournament coordinator, treasurer, vice-treasurer, disciplinary committee chairperson and four committee members.


text:
|Red Roof Inns Hialeah Gardens hotels are provided below. Search for cheap and discount Red Roof Inns hotel rooms in Hialeah Gardens, FL for your group or personal travels. We list the best Red Roof Inns Hialeah Gardens venues so you can review the Hialeah Gardens Red Roof Inns hotel list below to find the perfect place.
Our service will show you discounted Hialeah Gardens, FL hotels that get similar quality scores of a Red Roof Inns.
Need 5+ Rooms? Lock in a group rate for Hialeah Gardens FL
All Red Roof Inns in or near Hialeah Gardens
Similar hotels to Red Roof Inns
Next: Show All Available Comparable Hotels with Pricing >


text:
Burberry London
Classic Wool-Blend Trench Coat
Unfortunately, this item will not be back in stock.
Burberry London wool-blend trench coat with epaulettes, cuff straps, double-breasted front, two front pockets and buttoned back pleat. In an autumnal shade of berry red, this handsome coat will bring rich colour to a sombre cold weather wardrobe. A timeless classic and versatile investment style. Shown here with a YMC sweater, J.Crew jeans and Raf Simons shoes.
- Home >
- clothing >
- Coats and jackets >
- Winter coats
Winter coats
- All Clothing
- Blazers
- Casual Shirts
- Coats and Jackets
- Formal Shirts
- Jeans
- Knitwear
- Polos
- Pyjamas
- Shorts
- Suits
- Sweats
- Swimwear
- T-Shirts
- Trousers
- Tuxedos
- Underwear
- Product view
- Outfit view


text:
When Combat was originally released on DVD from 2004 - 2005, the World War II series had the seasons split up. This meant fans had to hunt down two boxsets to get each campaign. If they didn't remember to get volume 2, they'd be left hanging as to wh »»
The best of the best from the week that was. »»
In this spooky special, we review our Halloween favorites. Creatures, a demon child and the unhappy dead all wreak havoc. Three classic tales of horror guaranteed to frighten you. HAPPY HALOWEEN! The Omen Starring Gregory Peck, Lee Remick and Harvey »»
The Goonies 'R' Good Enough as a disc only release. »»
Heyyy youu guuyyys! »»
At the risk of treading the same ground as every other hack movie critic come this time in April, Kick-Ass is just plain kick ass. »»


text: Bedbugs have turned up in hotels, offices and movie theaters recently. And while they aren't a severe health threat, they are creepy and crawly, and everyone wants to know why they have become so common — and how to avoid or get rid of them. Writing a book on household pests is environmental historian Dawn Biehler, assistant professor in the Department of Geography and Environmental Systems at the University of Maryland, Baltimore County. She's concluded that communities need to work together to eliminate bedbugs in an environmentally friendly and sustainable way.


text:
American Idol
American Idol Devin Velez Season 12 Top 8 Performance (VIDEO)
Has Devin Velez outstayed his welcome on American Idol 2013? On the elimination results show last week, Devin ended up in the bottom three with Amber Holcomb and Paul Jolley. He was lucky to make it through, but his luck may very well run out this week.
Devin had a great performance last week with his rendition of the Beatles' "The Long and Winding Road," but the voters didn't seem to care all that much. Despite rave reviews from the judges, including Mariah Carey saying it would be a horrible thing if he didn't make it through, Devin almost ended up going home.
He may have a lovely singing voice and a bilingual edge, but Devin just never seems to have caught on with the masses the way the other guys and girls above him in the competition last week have. He doesn't have the big, moving backstory of Lazaro Arbos or Burnell Taylor. He lacks the wide versatility of Angie Miller or Candice Glover. And well, he just can't compete in the big Southern voting block against country singers like Janelle Arthur or Kree Harrison.
Will this week's performance of "The Tracks of My Tears" save him from going home in the elimination results tomorrow night? Check out Devin's Season 12 Top 8 song and tell us if you think he deserves to come back next week!
American Idol 2013 Devin Velez Season 12 Top 8 Performance:
Read more in our American Idol recap of the Top 8 show tonight and watch all the performances!


text:
Paul Glickman Senior Editor, Health Care & Investigative
Paul Glickman served as KPCC's first News Director, from 2000 to 2012. In 2012, he stepped into his new role as Sr. Editor, Health Care and Investigative.
Paul worked for many years as a radio and print reporter in California, Central America, and Washington, D.C. In the mid-1980s he was based in Tegucigalpa, Honduras, an excellent vantage point for covering two neighboring wars: the conflict in El Salvador, where the U.S.-backed government fought Cuban-backed guerrillas, and the war in Nicaragua, where the Cuban-backed government fought U.S.-backed guerrillas.
In the 1990s Glickman was a foreign editor at National Public Radio, overseeing the network's coverage of such historic events as the Rwandan genocide and South Africa's transition from apartheid to democracy.
An L.A. native, Glickman grew up in Gardena and Sherman Oaks. He lives in Sherman Oaks with his wife Janetta and their sons Jonah and Caleb.
Stories by Paul Glickman
Inglewood High School cleanup follows KPCC report
KPCC found dilapidated buildings, faulty fire alarms and filthy restrooms at Inglewood Unified schools. The state trustee says repairs and cleanup are in the works.
Inglewood schools: Rats, damage despite millions in state funds
Holes in classroom floors and gym ceilings, inadequate fire alarm systems, filthy bathrooms at some Inglewood schools more than two years after a state takeover.
Inglewood schools trustee apologizes for 'insensitive' remarks
Don Brann had told KPCC that he needed a CHP security detail because he was concerned about his safety working in Inglewood.
Double mastectomy: New information, tough choices
A study of nearly 200,000 California women with cancer in one breast finds no increased rate of survival for those who choose a double mastectomy.
Journal formally retracts disputed vaccination study
Scientific journal "no longer [has] confidence" in the findings of a study suggesting a higher risk of autism for black kids who get an early MMR vaccine.
Miramonte: LAUSD accused of 'forcing' staffer to change her story
The charge is in a motion by plaintiffs' attorneys in the Miramonte civil lawsuit against LAUSD. The school district dismisses the allegation.
A new law will help you pick a health plan based on its drug coverage
SB 1052 requires the creation of a standard template for all health insurers to use when sharing information about their drug coverage - but not until 2017.
Do you have a compound cream story?
Compound cream pain medications are increasingly prescribed and very expensive. They're also supposed to be restricted to those who can't take oral meds.
Glendale Adventist to pay $700K in patient dumping settlement (updated)
L.A. City Attorney Mike Feuer sued the hospital one week ago, accusing it of illegally dumping mentally and disabled patients on Skid Row over the last four years.
Former Ventura spinal surgeon stripped of California medical license
Dr. Aria Sabit admits to some, but not all, charges of malfeasance. He is also one of the targets of a separate Justice Department kickbacks investigation.
Consumer advocates take Medi-Cal backlog fight to the feds
A consumer coalition asks the federal government to force the state to take steps recommended by the advocates.
15 indicted in alleged Orange County workers comp fraud scheme
An indictment alleges that a businessman conspired with physicians, chiropractors and pharmacists to bilk the workers compensation system of millions of dollars.
Miramonte: LA school district admits having more photos in sex abuse case (updated)
An L.A. Unified lawyer made the admission in a court hearing Wednesday, surprising opposing counsel.
Miramonte details revealed; LAUSD admits destroying abuse records
L.A. Unified admits it destroyed records dating to 1988. Meanwhile, a judge's summary of the Sheriff's investigation into Mark Berndt notes additional alleged crimes.
Last-minute enrollment rush forces Covered California rule change
Covered California's chief says the website has had about 80,000 unique visitors per hour Monday, and that number could reach 1 million by midnight.


text:
Drink Wise North West
By the age of 15, 44% of girls and 39% of boys have already been drunk at least twice
13,094 Have become Drink Wise so far!
Act Now Join Now
Click Here
FInd out more
Enter your details to find out more and receive updates to become Drink Wise.
Click this box if you would like to join the professional discussion forum.
Password Re-type
Click this box to get updates from Drink Wise on the movement for a healthier, safer UK, free from alcohol harm
Click this box to pledge your support for a tougher range of measures to protect our children and young people from the damage caused by alcohol.
Drink Wise
Join us & help spread the word!
At Drink Wise we want to save lives, help people to be healthier and safer and reduce the costs of alcohol harm to communities. We have created this film to highlight the emotional, physical and economic damage caused by people drinking too much too often.
Fill in the form, or click one of the buttons below to find out how you can help rebalance the UK's drinking culture.


text:
Anderson University Center for Ministry Education (AUCME) presented Anderson University's 28th annual missions fair on Feb. 2 and 3. Eighteen ministries were represented at the fair.
"The purpose of the missions fair is for agencies to have the opportunity to share with students about internships, service, placement, and job opportunity," said Dr. Fred Shively, professor of religion and director of ministry education. "We do everything we can to help students."
Shively wanted to start a program to educate students on how to become engaged in ministry. In 1982, AUCME was created. The program organizes students into different mission teams specific to their individual spiritual gifts. "The purpose of AUCME is to teach students how to serve," said Shively.
Students have the opportunity to be a part of worship teams, chapel services, and urban emergence experiences. This ministry has even supported students in their own mission endeavors. AUCME continues to teach and has impacted many different students over the past 28 years.
[Photo: Anderson University senior Tyler Nussbaum talks with representatives from Student Venture and Athletes in Action.]
Many students have found their summer jobs, internships, or post-graduation jobs due to the organizations attending the missions fair each year. Senior Bradley Schnepp worked with Athletes in Action (AIA).
"As soon as I heard who they were and what they were about I was sold and put my application in for the summer league the next day," said Schnepp. AIA is a branch of Campus Crusade for Christ and was founded on society's great love of sports. Its mission is to utilize the platform given to athletes to reach the world for Jesus Christ.
"The main thing I got out of the summer was realizing that I wasn't alone on my walk with Christ," Schnepp said. "Guys just like myself loved God and wanted Him to play a role in each of their lives."
Another ministry at the fair was Hope Hill Children's Home, located in Kentucky. It serves as a residential treatment facility focusing on the emotional, spiritual, and physical needs of neglected and abused teenage girls in crisis. Kathy Hedge, a 2005 AU grad, went on three Tri-S trips to Hope Hill during her time as a student. After graduation Hedge and her husband continued to have a heart for these girls.
"We both had no job, no kids, and things just really fell into place," said Hedge. "It's been really enjoyable. I never thought a work camp would open the door to where we started our family just five years later." [Photo: Ryan Ernst represented Inner City Impact, one of 18 ministry organizations at Anderson University's 28th annual missions fair in February.]
Many students' most memorable summers are at camp, whether they are the camper or the counselor. Spring Hill Camp is a Christ-centered church camp located in both Indiana and Michigan. "AU has a big turnout for us every summer," said Carey Edgren, Inpursuit Camp Director. Spring Hill focuses on creating life-impacting experiences that enable young people to know and to grow in their relationship with Jesus Christ. Spring Hill has extreme sports and many outdoor adventures all integrated with a faith-filled experience.
"My favorite part of camp was 'Wacky Wednesdays' because everyone would dress crazy and go to a fun evening program. Afterwards we would have our serious campfire where tons of kids would give their lives to Christ," said Adrienne Willacker, an AU senior. "Every Wednesday was a humbling experience where God showed his love and grace."
Ryan Ernst, of Inner City Impact in Chicago, is looking for interns to love and disciple the youth of the Logan Square Neighborhood. "We present the living Christ to primarily unchurched urban youth. Our goals are to disciple and integrate them into the Church. We live with them, mourn with them and try to be the hands and feet of Jesus," said Ernst. Inner City Impact does Bible studies, camping trips, and leadership development to integrate youth that benefit from this program back into the mission once they grow up. It is a family cycle they hope for.
— Lydia Smith is a junior from Indianapolis, Ind., majoring in communication arts and minoring in peace and conflict transformation. Smith is an associate with Fifth Street Communications™, writing on behalf of the Anderson University Office of University Communications.
Anderson University is a private Christian university of 2,700 undergraduate and graduate students in central Indiana. Anderson continues to be recognized as a top Christian college: in 2009, U.S. News and World Report ranked Anderson University among the best colleges and universities in the Midwest for the sixth consecutive year. Established in 1917 by the Church of God, Anderson University offers more than 65 undergraduate majors and graduate programs in business, education, music, nursing, and theology.


text:
Windhoek — Poverty is compelling an increasing number of unemployed people to take to fishing in the highly polluted Goreangab Dam despite the significant health risks associated with the activity.
The dam contains pollutants such as sewerage and domestic waste. Every day people descend on the Goreangab Dam to catch carp and tilapia for sale to residents of the adjacent impoverished informal settlements just to sustain their families. David Nekongo, who travelled all the way from Okalongo to Windhoek in 1993 in the hope of finding a steady paying job now catches contaminated fish from the dam as a means to make a living and to sustain his family.
The Windhoek Municipality says the fish from Goreangab Dam is unfit for human consumption and people are prohibited from catching fish from the dam, because the water is highly toxic from the pollution. Disregarding warnings by the Windhoek Municipality that the fish in the dam is contaminated and not fit for human consumption, Nekongo made it clear he has been catching fish in the dam for almost 20 years now, but the fish never caused any health problems for him or his family.
"This fish is very fresh and healthy. They are just normal like other fish we eat from the river. We catch about 70 to 80 fish per day and eat them all the time and sell them, but we did not yet receive complaints from our customers that they got sick," said Nekongo. When New Era arrived at the dam it took close to two hours to get to the spot where two men were busy fishing, because the area is almost inaccessible because of the thick vegetation and the riverine reeds. By 11h00 when New Era got to the two fishermen, they had already caught about 17 fish. They live in the section of the Ombili and Havana location called One Nation, not so far from Goreangab Dam.
Another fisherman Shikongo Kagola who came to Windhoek in 2004 and started fishing in 2005 said poverty forced him to engage in illegal fishing at the dam. He said he spent an entire year looking for work and after his job prospects dwindled he resorted to illegal fishing at the dam where he catches carp. "When I learned that people are getting fish without any permit from Goreagab Dam I decided to join and it has improved my life," said Kagola.
Kagola explained that the fish sells for between N$3 and N$20 depending on the size. However, they have to compete with the Chinese who tend to catch more fish from the dam, because they use modern fishing equipment, including nets and fishing boats. "Our process is very slow because we have to put bait on our hooks for us to catch them. But the Chinese nationals only put their large nets in the middle of the dam and catch more fish," they say. The Chinese flock to the dam, especially over weekends.
The internal communication officer at the Windhoek Municipality Scheifert Shigwedha said the ban on fishing in the Goreangab Dam is still on. He warned residents not to catch fish from the dam, because the fish in the dam is not fit for human consumption.
The municipality has deployed a security officer to patrol the dam, but his patrols are only confined to the recreation area although plans are underway to deploy another guard to monitor the dam in order to prevent illegal fishing.
Shigwedha said the municipality has also erected signs that prohibit people from catching fish and swimming in the dam, because it poses a health hazard. "Anyone caught catching fish or swimming in the dam will be dealt with accordingly," Shigwedha warned.


text:
Gonna have a tough life ahead
Gonna have a tough life ahead
". . . acquiring J. Blanton from Oakland for, apparently, Bailey/Cueto, Votto and a lesser prospect. I do it in a second . . . The Reds' equation this year is simple: Make Matt Belisle your #3 starter . . . trade for Blanton, win 85 or more, be in the mix all summer." - Paul Daugherty, Feb. 8, 2008
lol ... she's just expressing a lot of what we all felt.
And here I thought she was doing her best Tony LaRussa impression...
Games are won on run differential -- scoring more than your opponent. Runs are runs, scored or prevented they all count the same. Worry about scoring more and allowing fewer, not which positions contribute to which side of the equation or how "consistent" you are at your current level of performance.
Board Moderators may, at their discretion and judgment, delete and/or edit any messages that violate any of the following guidelines: 1. Explicit references to alleged illegal or unlawful acts. 2. Graphic sexual descriptions. 3. Racial or ethnic slurs. 4. Use of edgy language (including masked profanity). 5. Direct personal attacks, flames, fights, trolling, baiting, name-calling, general nuisance, excessive player criticism or anything along those lines. 6. Posting spam. 7. Each person may have only one user account. It is fine to be critical here - that's what this board is for. But let's not beat a subject or a player to death, please.


text:
Tarleton State University Libraries
Unit 3
In addition to deciding which types of information sources will offer the kinds of material you need, another point to consider is whether you will need primary sources, secondary sources, or a mixture of both.
Primary sources
are works that contain original material. Examples of primary sources include case studies, first-hand accounts of events, original research reports, experiments, interviews, speeches, surveys, letters, diaries, etc.
Secondary sources
are works that analyze and interpret primary sources. Secondary sources are often published long after the primary sources they address. Examples of secondary sources include articles in periodicals, textbooks, and most conference papers.
Once you identify your information need, you will be able to determine if primary or secondary sources (or both) would yield appropriate information for your research.
Internet Materials: Purpose & Uses
Matching Sources to Info Needs
Library Orientation Site Index
Updated 7/2004


text:
Asphalt is a sticky, black and highly viscous liquid or semi-solid that is present in most crude petroleums and in some natural deposits sometimes termed asphaltum. It is most commonly modeled as a colloid, with asphaltenes as the dispersed phase and maltenes as the continuous phase (though there is some disagreement amongst chemists regarding its structure).
In U.S. terminology, asphalt (or asphalt cement) is the carefully refined residue from the distillation process of selected crude oils. Outside North America, the product is called bitumen.
The primary use of asphalt is in road construction, where it is used as the glue or binder for the aggregate particles. The road surfacing material is usually called 'asphalt concrete' in North America, or simply 'asphalt' elsewhere. Within North America the apparent interchangeability of the words 'asphalt' and 'bitumen' causes confusion outside the road construction industry despite quite clear definitions within industry circles.
Asphalt can be separated from the other components in crude oil (such as naphtha, gasoline and diesel) by the process of fractional distillation, usually under vacuum conditions. A better separation can be achieved by further processing of the heavier fractions of the crude oil in a de-asphalting unit, which uses either propane or butane in a supercritical phase to dissolve the lighter molecules which are then separated. Further processing is possible by "blowing" the product: namely reacting it with oxygen. This makes the product harder and more viscous.
Natural deposits of asphalt include lake asphalts (primarily from the Pitch Lake in Trinidad and Tobago and Bermudez Lake in Venezuela), Gilsonite, the Dead Sea between Israel & Jordan, and Tar Sands. Asphalt was mined at Ritchie Mines in Macfarlan in Ritchie County, West Virginia in the United States from 1852 to 1873.
Asphalt is typically stored and transported at temperatures around 300 degrees Fahrenheit (150° C). Sometimes diesel oil or kerosene are mixed in before shipping to retain liquidity; upon delivery, these lighter materials are separated out of the mixture. This mixture is often called bitumen feedstock, or BFS. Some dump trucks route the hot engine exhaust through pipes in the dump body to keep the material warm. The backs of tippers carrying asphalt, as well as some handling equipment, are also commonly sprayed with a releasing agent before filling to aid release. Diesel oil is sometimes used as a release agent, although it can mix with and thereby reduce the quality of the asphalt.
In the ancient Far East, natural asphalt was slowly boiled to get rid of the higher fractions, leaving a material of higher molecular weight which is thermoplastic and when layered on objects, became quite hard upon cooling. This was used to cover scabbards and other objects that needed water-proofing. Statuettes of household deities were also cast with this type of material in Japan, and probably also in China.
Poured bitumen has also been used as a damp-proof course in building.
Asphalt road surface is the most widely recycled material in the US, both by gross tonnage and by percentage. According to a report issued by the Federal Highway Administration and the United States Environmental Protection Agency, 80% of the asphalt from road surfaces' that is removed each year during widening and resurfacing projects is reused as part of new roads, roadbeds, shoulders and embankments.
The world has become increasingly concerned over the global peak oil and perceived climate change problem in recent years due to the pollution that is released into the atmosphere. Most of the emissions are derived primarily from burning fossil fuels. This has led to the introduction of petroleum bitumen alternatives that are more environmentally friendly and non toxic. Bitumen can now be made from non-petroleum based renewable resources (bioasphalt).


text:
with clomiphene use, but there were not enough subjects for the results to be statistically significant.
Looking more closely at the data, Dr. Ness said, there does seem to be some reason for concern. The numbers of women in the analyses are very small, so it is difficult to attain statistical significance for the results, but there are trends that deserve a closer look. With increased dosage, with a greater number of cycles of using the fertility drugs, and with more years since first use, the number of uterine cancer cases seemed to be going up. One study in particular focused just on women who had taken clomiphene and looked at the rates of various cancers. It found that as time elapsed since the treatment, there did seem to be an increase in risk for breast, ovarian, and endometrial cancers, with the highest risks for the endometrial cancers. This is of particular concern, Dr. Ness said, because it raises the possibility that many studies have missed the increased cancer risk because they haven't followed their subjects for enough years.
Dr. Ness summarized what is known about fertility drugs and cancer risk this way: "There's no evidence that fertility drugs elevate the risk of breast cancer. There are a couple of little signals in maybe one study, but if we look overall at the literature, it is not terribly convincing. Infertility, not the assisted reproduction therapy, certainly increases the risk of ovarian cancer. There is no systematic evidence at this point that fertility drugs elevate the risk for invasive ovarian cancer. But for uterine cancer, where the data are too sparse to lead to any conclusion, I think that there's a greater concern. And the final concern is that these effects may not be evident until a longer period of time has elapsed between the exposure, the assisted reproduction therapy, and the cancer."
One of the major concerns that has been raised about the possible risks involved with hormone treatment is that the treatment may have some effect on a woman's long-term fertility. "We've heard a lot about ovarian stimulation as a route to achieving more eggs," Dr. Cataldo said. "The question exists whether this results in a depletion of the woman's egg supply. This is an important question, because if this were true, the retrieval of 20 eggs instead of the ovulation of 1 per cycle for 5 or 10 donation cycles might imply a considerable number of oocytes lost. And one might also worry that this could hasten the onset of age-related infer-


text:
CANALETTO - Dresden City Festival - 15th to 17th August 2014
The Dresden City Festival 2014 will be exciting!
Not only because it is embellished with a new name: The artist rarity "Canaletto" is no longer just THE leading figure, but now also the title character of the festival around the Elbe.
"Exciting romantic" is also the event itself. According to the slogan, over 550,000 visitors will celebrate the biggest city festival in Germany every year. - a whole summer weekend - 13 areas, on 7 stages in glorious Baroque scenery.
The complete mix of music, shows, theater, family activities, sports and of course gastronomy is right at the sign of romance.
While strolling through the heart of Dresden, while listening to the multi-faceted sounds of music and enjoying culinary cuisine, Dresden population and their guests can follow the tracks of this era - including romantic feelings.


text:
Wales (NLW Journals) Contents
L J Williams, National Library of Wales journal. 1960, Summer Volume XI/3
Extracted onto the pages of GENUKI with the kind permission of the National Library of Wales
This is a complete extract of this article plus appendix (Gareth Hicks Feb 2003)
The places featured are Tredegar, Machen and Caerphilly
See also footnote dated June 2011
The industrial history of Wales before the mid-eighteenth century still remains largely unchartered ground. Our knowledge of the iron industry, for example, is frequently confined to the names and locations of a number of the forges and furnaces; some more or less precise dating of their period of activity; and occasionally one or two names of the people who were connected with them. A series of accounts amongst the Tredegar papers, 1 however, makes it possible to reconstruct in a little more detail the operations of one enterprise in the Welsh iron industry at the close of the seventeenth century. Unfortunately no letters and virtually no other documentary material have survived to elucidate and expand upon the accounts : nonetheless the essential features of the business emerge fairly clearly.
The business consisted of a furnace at Caerphilly and two forges, one at Machen and the other at Rudry. The accounts cover the years from 1690 to 1701 but the furnace and forges had then already been in existence for some time. The forge at Rhyd-y-gwern in the Parish of Machen had, indeed, been established over a century before 1690, being first referred to in 1567. 2 Amongst the Tredegar papers there is a document, 3 which is undated but which can---from internal evidence---be placed at shortly before 1676, that gives further evidence of the earlier existence of these undertakings. The furnace was then in poor condition: the walls were 'indifferent good', the shaft was 'decaying but may hold for a blast more', whilst 'the stream that belongs unto it is not a third part of that in former tyme'. The furnace had been held by one Hart, 4 at first for 15 years at £5 p.a. and then for a further 4 years at £30 p.a. --- the increase arising because at the end of the first term he had still had considerable unused stocks at the furnace so that he had either to sacrifice these or take a new lease. This furnace was almost certainly the old Taff furnace--- it is described as being 'upon the brink of the River Tave'--- which had been working in 1564. About 1680, however, this site was abandoned and the furnace moved to Caerphilly: 5 it is this Caerphilly furnace which figures in the Tredegar accounts. The two forges--- one in Machen and the other in Rudry--- are described as being in good condition. The former commanded (c. 1676) a rent of £50 p.a., the latter £10 p.a., whilst a storehouse at Newport was also rented for £8 p.a.
The partnership which was established in 1690 was, then, formed to conduct an undertaking which had already had a considerable history. The partners were John Morgan of Tredegar, Roger Williams and Roger Powell. Of the total capital ................
............................ of £3,000 John Morgan was to hold two-thirds--- conforming to a common pattern of the time whereby a large part of industrial capital was frequently provided by local landowners--- and the others between them were responsible for the remaining third. John Morgan paid his share by providing the money to purchase the stock which already existed at the furnace and forges. This consisted of pig iron, hammers and anvils valued at £6 5. 0d. a ton; broken iron and old plates valued at £5 a ton; wood at 2s. 6d. a cord, plus 1s. 7d. a cord for wood already cut; charcoal at 23s. a load; braises (i.e. small or broken charcoal) at 20s. a cord; and such equipment as helms, arms, rabbets hammer beams and bellows' woods. The stock at the Tredegar (or Rudry) forge was bought for £972 8s. 9d.; that at Machen forge for £1,075 12s. 1 1/2d. ; and at the furnace for £488 7s. 6d. Since their total value was £536 8s. 0d. over John Morgan's share of the capital he was credited with this sum in the first account. Although the other partners provided no actual cash initially, their £1,000 was doubtless intended as the source of working capital for the business. 1
The picture which emerges from the evidence of the way in which the enterprise was organised is somewhat blurred. Roger Powell, who with Roger Williams took up a one-third interest, seems to have played no part at all. 2 John Morgan of Tredegar, the major partner, was more directly involved: it was through him that some of the customers made their payments and he also settled some of the debts. Most of this aspect of the business was, however, conducted through Roger Williams who also regularly attended the twice-yearly Bristol fairs and drew up the accounts. His more active role was recognised by the payment of a fee of £20 a year. 3 The actual management of the works was in the hands of one Nathaniel Tainton until 1694 and thereafter seems to have been shared between Edward Harry and Samuel Pratt.
The general profit record of the business is summarised in the table below (the figures are in £s to the nearest £).
Tredegar forge
Caerphilly furnace and Machen forge
Taken out by partners
Value of Capital plus Undistributed profits
A/c. to Sept. 1690
do 1691
do 1692
do 1693
do 1694
do 1695
do 1696
do 1697
do 1698
do 1699
do Sept 1700
do 1701
This table calls for a few comments. In the first place the form of the accounts prevents the separation of the profit made by the production of pig iron at the furnace from that made by bar iron manufacture at the forges. This is because, in the words of the first account, 'the disbursements at Machen forges and the furnace are too intermixt that they cannot be perfectly distinguisht to make a particular Accompt of each by itself. 1 There is, however, a separate account for the Tredegar forge. Secondly, it is clear that the partners did not regularly each year divide out between them some part of the profits which had been earned. It is, however, unsafe to conclude from this that they were anxious to plough back profits into the business. It seems more likely--- especially as neither the output nor the capital value of the equipment showed any tendency to increase--- that their forbearance arose more simply from the fact that there was no cash in the business upon which they could draw. In 1697, 1698 and 1699 the separate individual accounts for Roger Williams and John Morgan show that they had each paid out more money on behalf of the business than they had received : the book profits of the business derived from the substantial debts owed by their customers. In effect, the partners were lending money to the business during these years--- and it is perhaps a reflection of their comparatively unbusinesslike approach that nowhere do they credit themselves with interest for these loans.
Finally, the last column, showing the cumulative total capital of the enterprise by adding the amount of undistributed profit to the initial capital, is to some extent notional in character. That is to say the book profits which are recorded for the furnace and forges are partly dependent upon, for example, the valuation of the stock at the end of each year and on the extent to which the sums which were owed to the partners turned out to be bad debts. Thus in one year, 1698, when Roger Williams estimated the 'clear' value of the stock at the furnace and forges he put it at £5,338 compared with the £6,850 entered in the accounts under this head. 2 Something of this nature may lie behind the substantial fall in the value of the capital between 1700 and 1701. It is difficult to be sure because the account for 1701--- apparently made up to dissolve the partnership after the death of Roger Williams during that year--- is on a different basis from the earlier accounts. The 1701 account simply adds up the total sums owing to the firm together with a ......................
......................... valuation of the equipment at the forges and furnaces, deducts from this the payments made during the course of the year, and calls the residue the 'ballance to be divided'. 1 There is thus no rough profit and loss account comparable to those for previous years yet it seems highly unlikely that the difference between the capital value in 1700 and 1701 is to be explained in terms of so large a loss made during that year's current working.
A more likely explanation is perhaps involved in the somewhat obscure relationship which existed between the Tredegar enterprise and that at Neath. In the payments made by Roger Williams from 1694 onwards there regularly occurs the item 'Disburst at Neath'. In so far as the partnership was buying pig iron from Neath furnace this calls for no comment : but the payments made greatly exceed the debt thus incurred. Between 1694 and 1701 the amounts paid out at Neath furnace (£8,823) exceeded the value of pig iron bought from this source (£5,647) by £3,176. There is no indication of any other debts incurred at Neath: the partners thus seem to be investing directly in the Neath enterprise. There is, however, no explicit indication that this was the case---although when Roger Williams sat down in 1698 to work out the 'clear value of the stock' he included £600 for the value of stock at Neath 'after charge of building is taken out which was above £600'. 2 But the account of 1701, compiled after the death of the two minor partners---Roger Williams and Roger Powell---to assess the value of the enterprise, makes no mention of any assets at Neath. It may be that it is the absence of this item which accounts for the fall in total capital value between 1700 and 1701.
What is certain, however, is that the profits actually drawn out by the partners up to 1700 totalled £4,928, amounting to an average yield of 16.4 per cent. on their initial capital. Moreover the sum to be divided in 1701---£4,642---represented a further increase of £1,642 (or nearly 55 per cent.) over the original investment. Even though this latter figure was dependent upon how much of the outstanding debts of £1,817 was collected, and even though this way of expressing the matter somewhat overstates the return, it is clear that the Welsh iron industry at this time could yield a healthy return.
This is roughly confirmed by the information on prices and costs which the documents provide. In the year ending September 1691 the price received for bar iron 3 was £15 10s. a ton; during the following year the price fell first to £14 15s. and then to £14 8s. before recovering to £14 10s. This recovery continued through 1693, 1694 and 1695 when the price had reached £17 10s. It was then comparatively stable at £17 a ton in 1696 and 1697, falling to £16 by September 1698. Thereafter it was again mainly steady, varying only between £15 10s and .................
........................... £16 for the three years 1699-1701. One other grade of iron was produced---osmund iron 1 ---which was made only at the Machen forge. The price of this followed the price movements of merchant bars fairly closely although---as one might expect of a higher quality material produced only to meet a specific order---the fluctuation in the price of osmund iron was less marked, the total range of variation during this decade being from £18 to £19 10s. as compared with £14 10s. to £17 10s. for merchant bars. The documents also include three small scraps of paper---dating about 1699---giving some information on the cost of production per ton of bar iron. These suggest a total cost of production for bar iron of 13 10s. a ton, 2 including carriage, which---on the prices of this decade---would yield an average profit of £2 to £2 10 s. a ton.
There is no direct information about output, but it is possible to extract from the accounts figures for the number of tons of bar iron sold each year and this is sufficient to give a good indication of the scale of operations. 3 The forges were each producing an average of between 150 and 200 tons a year which, approximating to the contemporary forge output in Staffordshire and South Yorkshire, seems to have been about the normal forge output of the period. 4 The output of the forges found its market almost entirely outside the district, local sales being insignificant. The focal point of the sales process was Bristol, the twice-yearly fairs of that city providing the occasion for making new sales and collecting old debts. The costs---of getting the iron weighed, providing gratuities for the weigher and boatsman, and Roger Williams's expenses---incurred by Roger Williams in attending these fairs occur regularly in the accounts.
The ultimate markets, however, frequently lay beyond Bristol. All the osmund iron, for example, was sold to Thomas Foley, and since this quality of iron was particularly suitable for wire-making it was doubtless used in Foley's wire works at Tintern. 5 In addition much of the bar iron went to feed the growing finished iron trade of the Midlands. Prominent amongst the customers for bar iron were, for example, Samuel Banner of Birmingham, and Thomas Foley, who at this time sat at the centre of an intricate network of ironworks in the Forest of Dean, ......................
........................... Staffordshire (especially the Stour valley) and north-east Worcestershire. 1 The Tredegar enterprise thus fitted naturally into the existing pattern of an important section of the contemporary iron trade which rested upon the blending of tough pig iron---which the Forest of Dean furnaces characteristically produced in excess of the requirements of their own forges---with an inferior coldshort iron. This blending was normally performed in the forges of the Stour valley but---especially as the Stour valley furnaces did not produce sufficient coldshort iron---there was an obvious opening for similar activity in South Wales. 2
That this was the basis of trade from the Tredegar and Machen forges receives some confirmation from an examination of the sources of the pig iron used at these works. In the ten years up to 1700, for example, Tredegar forge used 2,560 tons of pig iron, of which a little less than one-half (1,100 tons) was imported from Tintern and Flaxley furnaces in the Forest of Dean. The remainder was Welsh pig iron most of which (916 tons) came from their own furnace at Caerphilly, but a further 534 tons were also drawn from Neath furnace. The presumption that the forge was mainly occupied in blending these different types of pig iron is, to some extent, fortified by a consideration of the prices of the pig iron. The price of Forest of Dean pig iron at between £6 2s. 6d. and £6 10s. a ton was consistently cheaper than lower quality pig obtained from Neath at £6 10s. a ton; the regular purchases which were nonetheless made from Neath perhaps derived from the need for this type of pig iron for blending purposes. Too much weight should not, however, be placed on this last point since, as we have seen, there is some obscurity about the relationship between the Tredegar concern and that at Neath.
Some of the themes which these documents illustrate are familiar enough: the part played by landowners, like the Morgans of Tredegar, in providing capital during the early years of industrial development; the instability of enterprises founded on a partnership basis; and the central role of Bristol as a market stimulating activity in Wales. More important, however, is the extent to which they suggest that the industrial prospects of the region were becoming more attractive. There is a tendency to think of the growth of the iron industry in South Wales towards the end of the charcoal era as developing only because of the exhaustion of other areas, particularly Sussex: being, that is, more or less reluctantly pushed towards South Wales. This short paper is based on the experience of only one firm over a comparatively short period and is thus inadequate to bear the weight of any broad generalisations. So far as it goes, however, it suggests that the iron industry in South Wales could be reasonably profitable and was suitably located to provide the type of iron required by the growing Midland market : it suggests that the iron industry was being strongly pulled, as well as pushed, towards South Wales.
University College of Wales, Aberystwyth.
(figures to nearest ton)
Tredegar Machen Total
1691 117 173 290
1692 227 162 389
1693 227 180 407
1694 208 212 420
1695 157 174 331
1696 183 184 367
1697 180 106 286
1698 54 87 141
1699 167 201 368
1700 227 133 360
1701 - - 283
This is a useful article, I have carried on a half hearted study of the Caerphilly
Furnace for many years, but H P Richards and William Rees have mined most of
the sources.
I think John Williams may have confused the forges. There were three, two at Machen and one at Bassaleg in Tredegar Park. I think the the latter is the Tredegar Forge, not Rudry as he states. The two Machen forges cause confusion, neither were in Machen, on the east side of the river Rhymney, both were on the west bank in Glamorgan, one was in Rudry Parish and one in the Hamlet of Rhyd y Gwern, in the parish of Machen, but in the county of Glamorgan.The matter is confused by the name Ffwrwm Isha, which is now a public house. Machen proper was Lower Machen around the 13th century church. Originally Upper Machen was called the Ffwrwm,(Gwynedd Pierce suggests this name means Forge and may refer to the housing associated with the forge) and on the 1829 OS Map there is a Ffwrwm Ucha and a Ffwrwm Isha, which may refer to two separate forges, a distance apart,or may merely refer to separate areas of the Ffwrwm district, as in the 1841 Census returns.
John Owen (June 2011)
Return to top of page
Find help, report problems, or contribute information.
(Created by Gareth Hicks Feb 2003- last amended 20 June 2011 )
Copyright © GENUKI and Contributors 1996
to date
Hosted by Mythic Beasts Ltd


text:
Cover your axe!
The hardshell Schecter Diamond Bass Case offers essential protection for your bass guitar. Fits most Omen, Damien, and Stargazer basses.
Item # 545146 | Condition: Info | Customer Ratings: ( 5 Based on 9 reviews)
Condtion Rating
Usually arrives in 3-5 Days
3 on hand
Apply to all available items
This location is not authorized to sell products.
Please select an authorized location.
Protect Your Gear
Accidental damage, normalNormal wear and power surges are no longer an issue with these comprehensive and affordable plans. We even pay to ship your gear for repairs. More details.
Covers much more than the original manufacturer's warranty:
Limit of Liability: The least of the cost of (1) authorized repairs, (2) replacement with a product of similar features, (3) reimbursement for authorized repairs or replacement or (4) the price that you paid for the product.
*Limitations and exclusions apply. See terms and conditions for program details
The hardshell Schecter Diamond Bass Case offers essential protection for your bass guitar. Fits most Omen, Damien, and Stargazer basses.
Limited lifetime warranty on all guitars.
Now you can get added warranty protection for your new gear. Pro Coverage steps in where the manufacturer's "normal wear and tear" ends. Our PRO COVERAGE program offers you UPGRADED COVERAGE if your product ever fails!
Pro Coverage includes:
I finally dont have to worry about my amazing Schecter getting damaged. I have hit countless doors, walls, cars, animals and people with my bass inside of the case and my bass is still just fine. I can fit my bass, strap, tuner, the power cable for my amp, the little cable for my half stack, input output cable, wallet, ipod, lyrics and tabbs on paper. So if you do a lot of travling you NEED to get this case for your Schecter.
This is one of the nicest cases I have ever owned. The case is an attractive black with the Schecter name molded in, not just painted on. The real value of this case is on the inside. My bass fits perfectly into the form fitted cutout. The whole interior is covered in crushed velvet and so the bass is cushioned and protected from any movement or shifting during transport. Even when you open the case the bass will not fall out because it fits so snuggly inside the cutout. As others have already said there is plenty of room for accessories. The price of this case is incredibly reasonable too. Especially when you consider the quality and craftsmanship. I highly recommend this case.
The product is excellent but the store received the case after three days as it was a ship to store item. It took 12 more days and my phone call to find out it had been at the store for 12 days! pitiful customer service and I am a long time repeat customer! thousands of dollars spent at GC! they gave me a set of strings and said sorry!
For your convenience, our online inventory has been expanded to include items in our retail locations. Some items may be fulfilled from Guitar Center retail stores*. Items will be inspected to ensure the store has the product you want, in the condition you expect. If not, a store manager will contact you by phone or email within one hour.
*Select items are available for in store pick-up only
Your message has been sent.
PO Box 4769
Westlake Village, CA 91359
|* Denotes Required Field
|Order #:
|(if applicable) * Denotes Required Field
|*First Name:
|*Last Name:
|Contact Preference:
|Best Time to Contact:
|Click to add file attachment
Sending Message...


text:
University of Illinois Extension
Getting Through Tough Financial Times
Main Topics
Managing Your Finances
Taking Control of Spending
Helping Families Cope
Dealing with Foreclosure
Spend Smart/
Save Smart Tips
Other Links
Progress Report
Other Web Resources
Resources for Media
Helping Families Cope
Please choose a topic below.
Topics in This Section
Identifying Sources of Support and Friendship
How You Can Help Mom or Dad
Helping Children Cope
Deciding If Teens Should Work
Communicating Under Pressure
Controlling Stress
How Do We Communicate with Our Children about These Economically Stressful Times?
University of Illinois at Urbana-Champaign
College of ACES
U of I Extension
© University of Illinois Board of Trustees


text:
Stand back! Lisa Rinna's face is about to explode
Lisa Rinna, former "Melrose Place" regular and TV Guide red carpet fashion face, admits she's done waaaay too much injectable cosmetic filler.
Gee, ya think?
If her cheeks (or -- can we talk? -- her lips) get any bigger, those babies are gonna blow!
"I saw a picture of myself and thought, 'Uh-oh.' You have to be careful. I'm a perfect example of that!," she tells InTouch. "[At first] I thought I looked great. It was a little bit more than normal, but you think it'll go down, so I wasn't scared. But two days ago, I saw a photo of myself at a party and went, 'Oh, jeez. I have too much filler.' "
So the 45-year-old "Dancing with the Stars" alum is going cold turkey with Juvederm. "I see that it's too much, so I'm going to lay off. I don't want to look weird! It'll go down in three months. And of course, I'll stick with my doctor here in LA. I've seen him for years and he knows me best."
If he knows you that well, he should have held up the "stop!" sign.
What do you think? Has Lisa stopped at the Beverly Hills face-filling station one too many times?
Photo: WireImage