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business economics
(Mister Wong community recommendations)
most popular brand new
PROD0000000000185434.pdf (application/pdf Object)2005 report on berlin property marketeconomics business property
Number10.gov.ukkeep up to date with the latest information on politics and world current affairs with the official website of the British Prime Ministerbritain news current-affairs business economics
Harper's Magazinepolitical commentary
BBC NEWS | Business | England failure 'may hit economy'effect of England's failure to qualify on the economy? up to £2bn!saved at 24.11.2007, by mikey, 1 User
PricewaterhouseCoopers68 page pdf report by PWC on the 2007 emerging trends in European Real Estatesaved at 11.10.2007, by mikey, 1 User
Foreign Investment in Berlingerman language article from on FDI in Berlinbusiness berlin economicssaved at 28.09.2007, by mikey, 1 User
company delisting51 page pdf article on the consequences of a delisting from the stock exchange.saved at 23.09.2007, by mikey, 1 User
Commercial property | Dizzying heights | Economist.comarticle on the declining prices of london office space - the economistsaved at 14.09.2007, by mikey, 1 User
MoneyChimpLearn Stock Market Investing, Index Funds, Valuation Models, and more.saved at 10.09.2007, by mikey, 1 User
Tweaking the long tail.... from Guardian Unlimited: Technologycriticisms of Anderson's modelbusiness economics longtailsaved at 27.07.2006, by iandelaney, 1 User
5 power laws in Web 2.0 at twopointouchWhy Web 2.0 isn't going to earn you a fortune anytime soon.saved at 07.08.2006, by iandelaney, 1 User
Silicon IndiaIndia is making massive economic strides at the moment. Three Indians made it to the list of top 20 of the world's richest and only the US had more billionaires than India. read more here.business economics indiasaved at 29.08.2007, by mikey, 1 User


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Plant Theft
Plant thieves striking in D.C. areaComment
If you see empty plant boxes or pots, you might be looking at a crime scene. Plant theft is a chronic problem in D.C. But it gets worse this time of year.
RecommendedRecent Facebook Activity
Only On 7
ABC7 News at 4 Now Weekdays!ABC7 is giving you MORE news in your afternoons with an extra hour, an hour earlier! Join ABC7's Leon Harris and Alison Starling for what's trending in your community and world. Every weekday afternoon at 4pm right after back to back "Hot Bench" shows at 3pm on ABC7.

subset: commoncrawl


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If you had to bet on a website that will be crushed by traffic demands this week, you might bet on ftc.gov. The Federal Trade Commission has extended the deadline for public comments on its Dec. 1 online privacy report, which includes a "Do Not Track" proposal, until Friday Feb. 18. And nearly all the big industry players-ad networks, browser companies and many others-still have lawyers and policy wonks writing up their views on privacy issues. But a few industries have already weighed in (along with some 200 private citizens who wrote in to the FTC to voice their views).
Big banks: Can't you just leave us out of this whole "online privacy" thing?
A nine-page letter was submitted by the Securities Industry and Financial Markets Association (SIFMA), a trade group representing large banks and investment firms-Goldman Sachs, Wells Fargo, AIG Financial and similar institutions. In its comments, SIFMA basically asks to not be regulated by any FTC privacy rules at all.
The main reason that the banks offer for this exemption is that, like health care, they're already covered by sector-specific privacy regulation. They're already doing a good job keeping their customers' data secret, they say-"[F]inancial services firms appreciate more than almost any sector of the economy the importance of maintaining the confidentiality of customer information." Because there are already rules over financial services, there's no reason for the FTC to get involved. As for informing customers about security breaches, the banks would like to see a national framework for that to replace conflicting state laws-but they'd like that to be regulated by the SEC, not the FTC.
So will the FTC limit its interest in privacy rules to the "new breed" of digital publishers, analytics companies and ad networks that have begun collecting huge amounts of consumer data in recent years? Or with everyone online, will it go ahead and insist that already-regulated industries like banks or pharma also deal with the online privacy rules? It remains to be seen, but you can be sure that the financial industry won't be the only one asking for an exemption on this basis.
Geography and mapping companies: We don't like the sound of this.
The FTC notes a few areas that require "special protection," including health and financial information, as well as "precise geolocation data." What does that mean exactly? No one really knows, and that's why a group of aerial mapping and "geospatial" companies are freaking out about the report already. In a 3-page letter submitted to the FTC last month, the director of "geospatial" trade group MAPPS writes: "We are particularly concerned that this term was not defined in the FTC staff report."
Their concern is understandable, because lots of new and established companies are offering new services based on the GPS capabilities of smartphones, which has made locational privacy a hot topic right now.
The term could mean street and house addresses, or "the actual location of the individual at any given time," writes MAPPS. If geolocation means people's names and address info, banning the sharing of that "could potentially shut down the nation's commercial aerial and remote sensing satellite market." MAPPS wants either an exemption to privacy rules for its industry, or it wants the term "precise geolocation data" taken out of the FTC report altogether. At a minimum, they want it defined.
Stay tuned for Friday, when more industries will surely line up voicing their own concerns to federal regulators-or asking for easier treatment.


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Like the whispering voices that tell us what to do, seafood comes from the ocean. Answer the aquatic call with this Groupon.
Choose Between Two Options
- $20 for $40 worth of seafood for dinner
- $39 for $80 worth of seafood for dinner for groups of four or more
Dinner, served after 5 p.m., includes platters of select premium raw oysters ($32), seared sea scallops and sweetbreads with brussel sprouts, fava beans, and sherry-roasted onions ($28), wood-fired hanger steak ($25), and dungeness crab mac 'n' cheese ($17).
Nick's Cove
The massive amount of press heralding Nick's Cove's fresh seafood dishes almost overshadows its iconic history. The Tomales Bay eatery's lore intersects with Abraham Lincoln in that his chief of staff once owned the waterfront property before it became a refuge for area fishermen and farmers. As tourism to the region boomed, the site transformed into a popular spot for shrimp and crab cocktails. Today, the coastal property is an award-winning destination, replete with cabins for lodging and a farm-to-table restaurant where guests can sample the bounty hauled in from Tomales Bay.
Executive chef Austin Perkins and his kitchen crew braise California white bass, sear American wagyu flat-iron steak, devil duck eggs, and find a way to work Dungeness crab into anything from mac 'n' cheese and eggs benedict to the dinner bill's black jacket. They also boast a raw oyster bar and masterfully detailed wine list.
90% of 156 customers recommend
"Enjoy all this place had to offer & will definitely return :-)"
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"A great experience great food andgreat service in a beautiful location."
23240 Highway 1
Marshall, CA 94940
+14156631033Get Directions


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Prospect Park steps into the future with DIY urbanism
By Jesse Marx
Cable's plot to destroy the internet
By Chris Parker
Signature business: Behind the lucrative autograph industry
By Jake Rossen
How Patrick Wall became the Catholic church's worst...
By Jesse Marx
By Michelle LeBow
The quest to close the achievement gap in north Minneapolis
By Alleen Brown
50 things to do in the Twin Cities before you die
By Maggie LaMaack
By CP Staff
Physical Characteristics: Dreadlocked with dirty fingernails and rusted money clips. The alpha order wears leather bicycle gloves.
Natural Habitat: One or two blocks away from rock concerts or professional sports events.
Personal Disposition: Hustlin'.
Evolutionary Purpose: To make white people feel good about themselves for buying something from a minority that isn't blow.
Place on the Food Chain: Higher than Hot Dog Vendor, lower than Beer Guy.
Feeding Behavior: They rumble in from out of town, take whatever they can, then leave in search of the holy grail of merchdom: Bon Jovi live in concert with special guest Wu-Tang Clan.
Mating Call: "Signed McCain photos! Getcher signed McCain photos! Twenty each or two for thirty!"
Weapon of Choice: Catchy designs, cool-looking bumper stickers, white guilt.
Your Best Defense: Visa or MasterCard.
Danger Level: They can strip a wallet to bones and dust in five minutes flat.
Sponsor Content


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Nolan County received an ample amount of rain on Thursday, May 10, 2012. The following are rainfall amounts for the county.
Oak Creek, 2.10 inches; Lake Trammell, 2.00 inches; Lake Sweetwater, 2.00 inches; Filter Plant, 2.20 inches; Booster B, 1.90 inches; Wastewater Plant, 2.40 inches; Well Field P.S., 1.90 inches; and CR 151, 1.60 inches.
The following are rainfall amounts for the month of May in Nolan County.
Vivian Ann (nee Boyd) Goodman, aged 70 years, passed away in her home on May 9, 2012, in Driftwood, Hays County, Texas, enduring three decades of multiple sclerosis. She was a mother and homemaker to her children. She was a passionate genealogist with published research.
Vivian was born Jan. 20, 1942 to Vivian and Ruby (McElroy) Boyd in Sweetwater, Nolan County, Texas, where she lived until her family moved to Groves, Jefferson County, Texas in 1954. She attended Port Neches-Groves High School. There she met and married Elton Ray Newsome (USAF-Retired).
Graveside services for David D. "Heavy" Ford, 49, of Maryneal, will be held at 10 a.m. on Monday, May 14, 2012, at Maryneal Cemetery. He was cremated.
Ford died Thursday, April 26, 2012, in Maryneal.
Brittany and Marly Weaver pose for their Mother's Day teapot frame picture at Cornerstone Christian Preschool on Friday, May 11, 2012.
The four-year-old class at Cornerstone Christian Preschool celebrated Mother's Day on Friday, May 11, 2012. The children and their mothers enjoyed building teapot picture frames, playing concentration games, reading Mother's Day books and eating lunch together.
On Friday, May 4, 2012, the Sweetwater sixth grade band followed in the footsteps of the middle school and high school band as they came home with superior ratings at the Clyde Invitational Band Festival.
"This is an exciting moment," explained director Ross Grant. "This is these student's first-ever contest performance. They perform on an unfamiliar stage before three adjudicators. It is a great opportunity for them to put their new skills to the test. The kids must focus in and do their best."
Crude oil prices declined over the last week and the prices at the pump continued a steady, month-long decline. This week the average price for a gallon of regular unleaded gasoline in Texas is down seven cents and sits at $3.61, according to the AAA Texas Weekend Gas Watch.Â
The national average is down for a fifth consecutive week and is now $3.74, which is six cents less than last week.Â
The Sweetwater Police Department (SPD) received 38 calls for service, issued three citations and made four arrests on May 9, 2012.
The SPD received 20, 911 calls.
Calls for service:
• Theft — 700 block of NE Georgia.
• Assault — 400 block of E. 12th.
Arrested by SPD:
• Tanner Engel, 21 — Disorderly conduct.
• Henry Payne, 26 — Warrants.
• Mark Williams, 28 — Evading arrest/detention.
• Christopher Ramos, 20 — Public intoxication.
The Nolan County Sheriff's Office (NCSO) had nine calls for service, served no civil papers and made no arrests on May 9, 2012.
BRONTE – Harriet Lee Tucker, 85, of Blackwell, died Wednesday, May 9, 2012 at a Lubbock hospital. There is no visitation. Graveside service will be held at 11 a.m. on Friday, May 11, 2012 in Blackwell Cemetery. Arrangements are by Shaffer Funeral Home.
Raymond Andrew Hughes, 89, of Sweetwater, passed away on Thursday, May 10, 2012.
He was born on August 1, 1922 in Necessity, TX to William Hughes and Betty Hodges Hughes. He married Eleanor Smith on June 3, 1959, and was a WWII Veteran. He proudly served in the United States Army.Â
A graveside service will be held on Friday, May 11, 2012 at 2 p.m. at Roselawn Memorial Park.
Raymond is survived by his wife of 52 years, Eleanor; son, David Hughes; and daughter, Sulynn Hughes-Husbands.
He is preceded in death by his parents and siblings.


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Larry King Radio Show: Year in Review
Larry King had his Year in Review program in this simulcast.
People in this video
- David S. Broder Correspondent Washington Post->National Politics
- Chaia King
- Larry King Talk Show Host CNN->Larry King Live
- Jack Nelson Bureau Chief Los Angeles Times->Washington Bureau
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- Shopping Bag ( 0 items )
|Prologue: Going Out, Not Knowing Whither
|Ch. 1
|Dying Idols, Difficult Commandments, and the Call of Faith
|Ch. 2
|Curse, Crisis, and the Reign of Death
|Ch. 3
|Education, the Upward Journey, and the Faith of Reason (1)
|Ch. 4
|Education, the Upward Journey, and the Faith of Reason (2)
|Epilogue: Sojourning in the Land of Promise
Posted January 21, 2003
Since education isn't a neutral activity! Since it is designed to affect the way students look at the world, education will have some effect on their character. Even those students who end up poorly educated in the subject matter learn many things from their instructors that transcend the lessons found on a syllabus. I believe, that Dr. Quinn would have us examine all decisions and actions we make as educators and understand that they contain an ethical lessons. By this morally reflective practice she seems to infer to mean more than just discussions of the moral implications of a subject or the inclusion of professional ethics in a course. Although, each is important. Her spiritual concern is with education as a relational human activity that has a moral dimension. Her compelling disenchantment of the world is thought provoking, and refreshing from the cliche' driven, bankrupt priority of "we'll leave no child behind". As a life long learner I appreciated and enjoyed reading her journey.Was this review helpful? Yes NoThank you for your feedback. Report this reviewThank you, this review has been flagged.


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Cheap MHH to Cannes flights
Popular Flights from Marsh Harbour, Bahamas
Top Marsh Harbour Flights to US Destinations
Top Marsh Harbour International Destinations
Popular Flights from Cannes, France
Top Cannes Flights to US Destinations
Top Cannes International Destinations
MHH to CEQ Route Map
Marsh Harbour to Cannes Flights, Stats and Airplanes
Route information for flights from Marsh Harbour to Mandelieu.
4,696.92 miles
MHH - Marsh Harbour Airlines
Browse the most popular airlines servicing the Marsh Harbour (MHH) airport. Visit their flights pages to learn more about the most popular routes these carriers fly.


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Originally Posted by Murray Kelly
Many years ago I had a similar problem with a plastic tank. I took a shoe brush (who remembers them?) and without adding any polish and just using whatever had stuck to the bristles I scrunched it circular fashion on the face with the grooves.
Worked well. Never had a problem as I thought might happen with the wax. Films loaded slickly.
I have had success with using a soft artists brush and brushing in a very tiny amount of Mr Sheen furniture polish then cleaning it out with another brush.
"People who say things won't work are a dime a dozen. People who figure out how to make things work are worth a fortune" - Dave Rat.


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Velo News Pro Rider Diary : Amber Neben
VeloNews.com has a pretty amazing run down of their monthly Pro Rider Diary's. From the big names of Jeremy Powers, Michael Barry, and Ted…Read More
Recently spotted gear worth sharing
VeloNews.com has a pretty amazing run down of their monthly Pro Rider Diary's. From the big names of Jeremy Powers, Michael Barry, and Ted…Read More
Rapha, the fine company that makes the clothing threads of many cyclist "lust list." You pray a pretty penny for their clothing, but it…Read More
Across the US many great shops are realizing that women need one night in a bicycle shop all to themselves. Ladies Night, it was…Read More
[podcast]http://bikeshopgirl.com/podcast/BSG-Episode1.mp3[/podcast]http://bikeshopgirl.com/podcast/BSG-Episode1.mp3 Take a listen to Episode #1 : US Made Bikes and Parts. In this podcast I talk about when or why I buy…Read More
Currently (literally right now) I am working on a podcast to talk about American made product, why it matters and should it. What do…Read More
Across the country the use of cellphones while driving is being cracked down on. Depending on your area it could be as simple as…Read More
A list of racer-esque women on bikes, if you are ever lacking motivation check out these ladies! Meredith Miller Katie Compton Amy Dombroski Joan…Read More
Slowly, very slowly, women are getting the nod for doing things in the cycling sport. This time a great movie (trailer is below) celebrating…Read More
dznuts Bliss, another chamois butter aimed for women. Ladies you have spoken and dznuts has answered. This elegant pro grade chamois cream for women…Read More


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Black Milk - Cold Day
Artist: Black Milk
Producer: Black Milk
Album: Glitches in the Break
Avg Rating: 3.0 ( 2 votes )
Fresh off the autumn 2013 release of his latest full-length, No Poison, No Paradise, emcee/producer Black Milk has already buckled down to work on a forthcoming EP. While the newly-released lead single off the project, Cold Day, has been in the Motown veteran's vault for a minute, it still sounds as fresh as the day it was recorded. In vividly-imagined verses, Milk describes the illicit activities that come with summertime round his way, and the dangers his home streets pose to unwary visitors. As usual, he does his own production, pairing boom-bap percussion with a quirky vocal hook and sneaking in a sample from Styx's Evil Eyes on the back. Glitches in the Break is scheduled for digital release March 4, and will drop in 12" vinyl on April 19 (aka Record Store Day).
Written by richard on Feb 05, 2014
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An artsy, picturesque town on the central coast of California along Highway 1, Cambria offers a serene setting for a romantic weekend getaway, an opportunity to connect with nature, or a discovery-filled family vacation. Your stay in one of the Cambria hotels can serve as a home base for nearby adventures. Plan an afternoon to hang out with a colony of elephant seals and get close to marine life at the Coastal Discovery Center, explore secluded coves while beachcombing, tour the famous Hearst Castle and infamous Nitt Witt Ridge, or hike the many trails in the pine-filled forests. Spend a day strolling through Cambria, stopping at one of the many downtown shops, art galleries, and wine-tasting venues.
Options for hotels in Cambria primarily include bed and breakfasts, cozy inns, coastal bungalows, and vacation rentals that overlook the ocean along Moonstone Beach Drive and are scattered in the village and surrounding hills. Motels can be found along Highway 101 in San Simeon. Whatever your preference for lodging, you'll find cheap deals for accommodations through Expedia. With the discount in price, you can extend your stay in this seaside hamlet or use the savings to splurge at one of the local spas.


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May is Get Caught Reading Month
Get Caught Reading is a national campaign to promote the joys of reading for the fun of it - for readers of all ages. Find your next title in the KDLA Catalog.
BIG CHANGES are coming THIS SUMMER to how KDLA provides access to its collections!
When you search KDLA WorldCat Discovery, you have access to the world's most comprehensive library database. KDLA WorldCat Discovery explands your access to KDLA's collection, including digital and physical resources. Searching is simple, in a streamlined, modern interface, where you can borrow resources from library collections or connect directly to full text!
Coming in July 2015!
2015 Kentucky Archives Institute
The 31st annual Kentucky Archives Institute is scheduled for June 19, 2015, at the Kentucky Department for Libraries and Archives, 300 Coffee Tree Road, Frankfort. The Institute, sponsored by the Friends of Kentucky Public Archives, Inc., provides information for scholars, general researchers, and genealogists interested in archival research.
Featured speakers at this year's event include Kandie Adkinson of the Secretary of State's Land Office; Walter Bowman, Lance Hale, and Kari May of the Kentucky Department for Libraries and Archives. Participants will also have the opportunity to tour the Kentucky State Archives.
2015 Kentucky Archives Institute Registration Information
The annual Statistical Report of Kentucky Public Libraries, Fiscal Year 2013-2014 is now available online. This report contains information taken from the Annual Report of Public Libraries. Among this edition's contents are a summary of Kentucky's public libraries statistics for the current fiscal year and comparisons with the three prior years, a series of charts on various per capita measures, and a county by county library statistics in 92 categories.
Kentucky Department for Libraries and Archives
An agency of the Education and Workforce Development Cabinet
P.O. Box 537
300 Coffee Tree Road
Frankfort, KY 40602-0537
(502) 564-8300


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Tech Helproom
It's free to register, to post a question or to start / join a discussion
Huwaei Router HG520u Problem
Likes # 0
Posted June 3, 2011 at 2:37PM
I've just installed the above wireless router which wont set up an Internet connection. I've tried using the installation CD and "Obtain an IP address automatically" and also inputting the address, subnet mask etc using the numbers given by my ISP via Control Panel, Internet Connections etc, but cant get a connection. Am I right in thinking that if I cant access the set up page the router itself is probably faulty. The line has checed out OK and I had no problems with my old router which got fried in an electrical storm recently. I'm using Win XP and any help will be appreciated.
Likes # 0
Posted June 3, 2011 at 4:06PM
Might pay to have a look at the installation instructions www.otenet.gr/hd/HTML/adsl/documents/huaweileafleten.pdf
It would also help to check for the latest firmware on the HG520 models, because sometimes this can be an added bonus on these routers. They do get rather warm while working, and cool-off on standby.
If you want to get into the router, then try 192.168.1.1 in your browser, then put 'admin' in both pass boxes that should appear. But I cannot guarantee that this method will work with your router, but worth a try perhaps?.
Likes # 0
Posted June 4, 2011 at 6:44AM
Thanks spuds. I've tried setting the router up on another PC but still no progress. I'll have a think over the weekend.
Likes # 0
Posted June 4, 2011 at 11:30AM
Turned out that the storm had alsofried my ethernet adapter. Probably should have thought of that in the first place. All OK now thanks.
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Pink is my favorite color these are wonderful.I will recommend a good website fou you: www.9footballshirt.org
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June 28, 2013 | By Kittymom314
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TalkAndroid Coupons & Promo Codes
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EMT Training in Baltimore, MD with Course and School Descriptions
The Baltimore area has two schools that offer emergency medical technician (EMT) training programs. Learn about courses, admission info and program requirements for these schools, both within 40 miles of downtown, and make an informed education decision.
Schools Near Baltimore with EMT Training Programs
Only two schools in the Baltimore area offer EMT training. Both are community colleges within a 50-minute drive of the city center. One school offers only a program for students with EMT experience, while the other will accept beginning students. In addition to information about the training programs at these schools, this article includes a table of basic information, such as school size, costs and the campus setting. Knowing these facts may be helpful to students who are trying to decide which program is best for them.
- Anne Arundel Community College in Arnold, about 23 miles from downtown Baltimore, offers a basic EMT training program and an EMT Intermediate Certificate program.
- Students at Prince George's Community College in Largo can earn a certificate in EMT training at the intermediate level if they have experience in the field. This school is approximately 35 miles from downtown.
Anne Arundel Community College
This school presents a tiered format for EMT training. Students can begin by preparing for the basic level and progress to paramedic.
Emergency Medical Technician - Basic Course
This class requires students to submit a health examination record and pass a criminal background check before the course begins. State and national exams require separate fees. The course lasts 19 weeks, and a 100% attendance rate is required to pass. The curriculum focuses on patient assessment and management, emergency scene control and care of pre-hospital patients with medical emergencies and injuries. Successfully completing the course qualifies students to take the National Registry of Emergency Medical Technicians (NREMT) Basic exam and state certification exam for licensing.
EMT Intermediate Certificate (EMT-I)
Before enrolling in this class, students must complete the EMT-Basic course. This program is presented through evening classes and occasional daytime clinical sessions. Maryland students living outside the county might qualify for in-district rates for this healthcare manpower-shortage training program.
The program consists of eight classes spread over three terms. Along with classroom and lab instruction, students participate in a field internship. Successful completion qualifies students to take the state and NREMT Intermediate exams. Students can use this program to bridge into a paramedic program.
Prince George's Community College
To enroll in this program, students must have one year of experience as an EMT-Basic or other acceptable experience and meet the school's math and English standards.
Emergency Medical Technician - Intermediate Certificate
This is a 30-credit program that covers advanced studies in shock and trauma, medical emergencies, airway management, pharmacology and EKG interpretation. The curriculum is presented through classroom studies, lab practice and field experiences that are coordinated through local fire departments and hospital emergency facilities. Successful completion qualifies students to take the NREMT Intermediate exam and progress into the paramedic program.
Comparison of Schools
People looking for EMT training programs can refer to this table as they decide which school is the best for their needs.
|Anne Arundel Community College
|Prince George's Community College
|School Type
|2-year, public
|2-year, public
|Total Enrollment (2011-2012)
|Campus Setting
|Large suburb
|Large suburb
|Tuition and Fees (2011-2012)
|$3,652 in-district, $6,142 in-state, $10,132 out-of-state*
|$3,290 in-district, $4,994 in-state, $7,106 out-of-state*
|Percent of First-Year Students Receiving Financial Aid (2010-2011)
|Acceptance Rate
|N/A - Open enrollment
|N/A - Open enrollment
|Retention Rate (2010-2011)
|61% full-time, 45% part-time*
|61% full-time, 46% part-time*
|Graduation Rate for Students Beginning in 2008
Source: *National Center for Education Statistics College Navigator.
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Federated Investors, Inc. (FII)
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Federated Investors Inc. (FII)
Q3 2010 Earnings Call
October 29, 2010 9:00 am ET
Christopher Donahue – President, Chief Executive Officer
Thomas Donahue – Chief Financial Officer
Deborah Cunningham – Chief Investment Officer, Money Markets
Raymond J. Hanley – President, Federated Investors Management Company
Michael Carrier – Deutsche Bank
Robert Lee – Keefe, Bruyette & Woods
Michael Kim – Sandler O'Neill
Roger Freeman – Barclays Capital
Ken Worthington – JP Morgan Chase
Cynthia Mayer – Bank of America – Merrill Lynch
Marc Irrizary – Goldman Sachs
William Katz – Citigroup
Brendan Hawkin – Collins Stewart
Previous Statements by FII
» Federated Investors, Inc. Q2 2010 Earnings Call Transcript
» Federated Investors, Inc Q1 2010 Earnings Call Transcript
» Federated Investors, Inc. Q4 2009 Earnings Call Transcript
» Federated Investors, Inc. Q3 2009 Earnings Call Transcript
It is now my pleasure to introduce your host, Raymond J. Hanley, President for Federated Investors Management Company. Thank you, Mr. Hanley. You may begin.
Raymond J. Hanley
Good morning and welcome to our Q3 earnings call. Leading today's call will be Federated's CEO, Chris Donahue, and Chief Financial Officer, Tom Donahue; and joining us for the Q&A portion is Debbie Cunningham, Chief Investment Officer for Federated's money market group.
Let me say that during today's call we will make a number of forward-looking statements, and we want to note that Federated's actual results may be materially different than the results implied by such statements. We invite you to review our risk disclosures in our SEC filings and we say that no assurance can be given as to future results, and Federated assumes no duty to update any of these forward-looking statements.
And with that, I'll turn it over to Chris.
Christopher Donahue
Thank you, Ray, and good morning. I will start with a brief review of Federated's recent business performance before turning the call over to Tom to discuss our financials.
Looking at the cash management portion of our business, money market assets were up slightly from the prior quarter as the 11 billion increase from the first phase of conversions from the SunTrust acquisition was largely offset by late quarter decreases in our money fund assets and by expected seasonal decreases in money market separate account assets. Assets had been fairly stable here in October as our money fund assets have ranged between 229 and 235 billion, and have averaged about 232 billion.
Through mid-September, money market fund assets were up slightly from the prior quarter. With the mid-September corporate tax payment date and other redemptions, money market fund assets, excluding the SunTrust acquisition, decreased by about 8 billion with most of this occurring during the last couple weeks of the quarter.
The SunTrust conversions will continue with an additional 3.5 billion expected in the fourth quarter for a deal total of 14.5 billion. We continue to have active discussions with other money market fund sponsors for these types of arrangements.
The third quarter saw further relief in money fund yield waivers. Tom will comment on this in his remarks. We continue to expect that additional relief will not happen until short-term interest rates begin to move up, and Debbie will discuss this part of our rate outlook later. Our money fund market share at the end of the third quarter was about 8.3%.
On the regulatory front, the President's working group report on money market reform options was issued last week. We were pleased to see that the report noted the important role of money market funds and the role they play in our financial system. Among the options discussed was the liquidity bank which Federated strongly supports.
The implementation of the extensive changes recently made by the SEC to Rule 2a-7 continues. We look forward to working with the regulators and other money market fund providers in our industry to shape any additional measures that further strengthen the resiliency of money funds.
Turning to other products, our equity investment performance generally improved in the quarter, and we believe that we are well-positioned with an array of quality equity fund products to generate excellent sales results. Our equity mutual fund flows were positive in the third quarter, led by the Strategic Value Dividend Fund and the Prudent Bear Fund. We also saw positive flows into the Kaufmann Large Cap and Clover Small Value funds. Our equity gross sales increased 16% from the prior quarter while redemptions declined 14%.
Looking at results through most of October, equity fund flows have remained positive.
Within equity separate accounts, outflows were largely due to net redemptions in quant products, mainly our MDT, SMA, and institutional accounts.
Looking at bond funds, our sales continue to be solid in the third quarter with gross sales of 3.6 billion and net sales of 826 million. Our total return bond fund showed another quarter of solid inflows, about 374 million. Ultra-short products were also positive and we saw inflows in our high-yield funds as well. Bond fund flows are also positive here in October.
In fixed income separate accounts, we had a solid quarter of net inflows of about 280 million, and we expect another 1.1 billion from recent wins, the Fund in Q4 and into 2011.
Turning to investment performance and looking at the quarter-end Lipper rankings for Federated's equity funds, 58% of rated assets per in the first or second quartile over the last year, 61% over three years, 71% over five years, and 81% over 10 years. For bond fund assets, the comparable first and second quartile percentages are 34% for one year, 68% three years, 72% five years, and 81% for 10 years.
Read the rest of this transcript for free on seekingalpha.com


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We have owned Cable Crossing Cottage for over 15 years, each year making it more and more comfortable because we love it...More information +
We have owned Cable Crossing Cottage for over 15 years, each year making it more and more comfortable because we love it there. We do the changeovers ourselves, so we know everything is stocked and in place. We look forward to meeting you, making you feel welcome, and providing you with insider information to better access your vacation and enjoy the Cottage. We live 20 miles away and can be contacted at any time to take care of anything that comes up, or to make a suggestion for your vacation fun. Doug is self-employed as Arntzen Builders, and Betsy is a licensed massage therapist.
3 BR / 2 BA / Sleeps 6
Left on Jun 02, 2014 for a stay in May 2014
This was the perfect place for our vacation. The house has everything you could ever need to have a great trip. Additionally, we were traveling with our very active 11-month-old daughter, and it was the ideal place for her. There was plenty of room and toys. What a great surprise for her and for us. The view from the eating area and deck are amazing. The kitchen and grill are ready for you to …


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Comcast and Time Warner executives ran into stiff opposition as they pitched their proposed merger to the Senate Judiciary Committee. The deal would give the combined company a large share of both pay TV and broadband internet service markets. In both cases, lawmakers wanted to know how consumers would be affected.
Source: NPR
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Akali agitation to end
Master Tara Singh, president of the Shiromani Akali Dal, said in New Delhi on January 9 that since the Punjab government had lifted all restrictions relating to the Punjabi Suba agitation, "our agitation will also shift from demonstrative to persuasive and constitutional means." He told Pressmen: "I welcome the steps taken by the government and consider this gesture as a step towards the solution of the longstanding problem". The Punjab government granted amnesty to Akali prisoners, excepting those involved in violence. This will result in the release of 5,000 Akali prisoners. The Akali leader claimed that the agitation was never launched by the Akali Dal and "the government which imposed restrictions and bans were responsible for it."
Production of sugar
Mr. D.D. Puri, president of the Indian Sugar Mills' Association, said in Hyderabad on January 8 that they were in the throes of a crisis of sugar surplus as against shortage last year. Unless internal consumption was increased, the industry was going to be affected, as there were difficulties in export, he added. Speaking at a party given by the Federation of Andhra Pradesh Chambers of Commerce and Industry to the members of the Development Council for Sugar industry, Mr. Puri said they were likely to face a serious situation by the middle of the year. They were now in a position to supply sugar to ancillary industries at concessional rates. They proposed that excise duty should be levied only on consumption of sugar and not on those industries which used sugar as the principal component.
Gun produced at Ishapore
Mr. V.K. Krishna Menon, Defence Minister, presented a double barrel 12 bore shot gun made by the Ordnance Factory, Ishapore, to General A.H. Nasution, Minister of National Security, Indonesia. Mr. Menon also presented a pair of field glasses made in the Ordnance factories to each member of General Nasution's party. Present at the presentation ceremony were Sardar Surjeet Singh Majithia and Mr. K. Raghuramiah, Deputy Defence Ministers, the three Service Chiefs and the Defence Secretary, Mr. O. Pulla Reddi.


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The IRS may be changing its tune a little bit when it comes to former head of tax exempt groups Lois Lerner's "lost" emails. IRS Deputy Associate Chief Counsel Thomas Kane testified yesterday on Capitol Hill that all of the emails may not have been destroyed and that IRS officials need more time to look into what emails they still have.
According to Chairman of the House Oversight Committee Darrell Issa, they're not sure yet what emails are still available for review and that further investigation is necessary. However, Issa said in an interview with Greta Van Susteren last night that there are more crashed hard drives at the IRS and that many questions surrounding Lerner's correspondence with other IRS officials and employees remain.
"They don't know what they should know because they haven't even looked and even today they're giving us ambiguous answers," Issa said.
Yesterday former advisor to President Bill Clinton, Lanny Davis, called for a special prosecutor to look into the IRS scandal.
|Katie Pavlich is the Editor at Townhall.com. Follow her on Twitter @katiepavlich. She is a New York Times Best Selling author. Her new book Assault and Flattery: The Truth About the Left and Their War on Women, will be published on July 8, 2014.
"Mamas, don't let your babies grow up to be brainwashed government dependents. Buy this book!" says Michelle Malkin.
"This is a thorough and gutsy book that should help set history straight." - Mark Levin
Buy Katie's book today and help us keep the pressure on the Left.
Author Photo credit: Jensen Sutta Photography
Due to the overwhelming enthusiasm of our readers it has become necessary to transfer our commenting system to a more scalable system in order handle the content.
Gallup: At least 20% of Americans are gay, as estimated by … more than half of Americans | Allahpundit
Amnesia: Contra 2003 polls, heavy majority of Democrats "remember" opposing the Iraq war at the time | Allahpundit
"Get excited": Leaden, furtive presidential candidate to hold first campaign rally on June 13, ending "ramp phase" | Allahpundit


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GPs warned over failure to diagnose cancers
Darling calls for urgent review of biofuel policies
Front page
Racism rife in Commons, says MP
News p5
Derry to host centre for world peace
City to become a learning centre to help armed groups from around the world move into peaceful politics
Experts quit over the 'lion of Holyrood'
Leading curator and artist resign over political pressure to adopt work 'suited to business park'
Credit crunch hits affordable homes plan
Gordon Brown has been warned that his flagship housebuilding programme to help first-time buyers risks failure
News in brief
More news from around the UK
Brownites feud as the Tories plan for power
Brownite minister forced to deny leaking details of a rift between Jack Straw and Ed Balls
Fruit and veg diet 'danger for toddlers'
News p7
Capital contest goes to the wire
How London's voters line up
The 32% who say that they might still change their minds could now decide whether 1 May will plunge Labour into meltdown
News p8
Tory report identifies the truancy hot spots
Study of 'persistent truancy' found 12 local authorities where more than one in 10 children skipped school at least once a week
Celebrities pose in protest at Darfur
MPs warn of 'chemical cosh' used on patients
Vulnerable patients with Alzheimer's are being unnecessarily drugged to control their behaviour, according to a major new report
New rules to cut cost of prepayment meters
Ofgem to hold a summit on the issues of meters and fuel poverty, amid fears that single parents and pensioners are being hit unfairly
Britons begin to lose thirst for bottled water
New figures show that sales are falling for the first time in years, down almost 10 per cent last year
Former President Hillery dies at 84
A qualified doctor Dr Hillery served two terms as President from 1976 until 1990
News p12
'I was amazed how quickly my whole life turned black'
Novelist O'Faolain gives heart-rending and frank interview after being told she is dying of cancer
GPs' cancer delays: the cost in lives
When doctors ignore crucial symptoms, it can mean the difference between life and death
News p13
Labour's 2001 playground pledge still to be honoured
A seven-year-old manifesto commitment to invest £200m in updating the UK's playgrounds has yet to be honoured
Brown calls on banks to cut interest rates for borrowers
The present turbulence is 'the biggest economic shock since the Great Depression', says Alistair Darling
Single and happy: it's the freemales
Women are increasingly rejecting a desperate, Bridget Jones-like search for a perfect partner, preferring instead to enjoy their single status and refusing to compromise by settling for 'Mr Mediocre'. Caroline Davies reports
News p14
Victory for Stop Sainsbury's campaigners would give heart to a further 30 development fights
Campaigners accuse chief executive of breaking word over deal to allow alternative retailer to take over site
News p15
Geeks and Guinness: the formula for sexy science
Science cafes are booming, although the subject is failing in our schools
Nato 'making progress' in Afghanistan
Army chief just returned from Afghanistan insists there are 'real signs of progress' in the country
News p16
'Climate of fear' for paediatricians
As the GMC convenes over a child's death, doctors are experiencing a growing sense of persecution
News p17
Genetic key to the marathon superman
Scientist running in today's big event points the way to bio-engineer a 90-minute race winner
News p20
Poetry guardians reject modern verse
The Queen's English Society demands rhyme and metre in poems. But the group's targets, including the Laureate, have hit back


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|Extended Stay Deluxe Moss Beach properties are provided below. Search for cheap and discount Extended Stay Deluxe hotel prices in Moss Beach, CA for your upcoming individual or group travel. We list the best Extended Stay Deluxe Moss Beach lodging properties so you can review the Moss Beach Extended Stay Deluxe hotel list below to find the perfect place.
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Audio & Video Topics
Primetime with Isaac and Big Suke
Latest Audio Clip
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Dusty and Cam Show
The guys discuss the ridiculous amount of revenue the Ducks bring in, Adrian Peterson, and what it takes to be a leader (aka don't do what Colin Kaepernick did).
» More from Dusty and Cam
The FAN's Golf Page is where you can go for the latest AP coverage of the PGA, LPGA, Web.Com, European and Champion's Tour info. From leader boards to stories, it's all right here.


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How To Make Rainbow Shots
You need four things for the recipe. Grenadine, ice, pineapple juice, and Curacao Blue.
youtube.com / Via guizdp.com
This is a tutorial to learn how to make the famous Rainbow Shots!
You can pour 8 different colors with the same shaker!
All you need is:
Ice, Grenadine, Pineapple Juice and Curacao Blue!
How to make Rainbow Shots
This post was created by a member of BuzzFeed Community, where anyone can post awesome lists and creations. Learn more or post your buzz!
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More Products By Hagen:
Average rating from 1 reviews.
Average rating from 7 reviews.
Average rating from 33 reviews.
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Cuttlebone (double Pack)
Average rating from 3 reviews.
(4.0 out of 5, based on 3 reviews)
Photosadd photo
Reader's Reviews (3)
posted 6 years ago
cuttlebones are great for birds. they get calcium and have to work for it and as in docs case keeps their beaks in good condition. my birds alsways have one in their cage and with the double pack i can give them both ine without having to buy 2 packages
Pros: great for them
Cons: none
1 of 1 people found this review helpful.
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Minecraft: Xbox 360 Edition continues to be the most monstrous selling Xbox LIVE Arcade game yet as 4J Studios confirmed Sunday that the sandbox world building title surpassed 4 million in sales. The studio also gave an update for the release of 1.8.2.
"Minecraft: Xbox 360 Edition has passed 4 million sales!" 4J Studios exclaimed on its Twitter account. "Incredible number, thanks to you all!"
Incredible indeed as Minecraft: Xbox 360 Edition has broke all sorts of Xbox LIVE Arcade records to become the best selling title in the online service's 7-year history. The game has sat only behind Call of Duty: Black Ops as the most played titled on Xbox LIVE since its release which is unprecedented for a downloadable title.
4J Studios is currently working on the 1.8.2 update for Minecraft: Xbox 360 Edition which adds Creative Mode along with new features like Strongholds, Abandoned Mineshafts, new food, the hunger mechanic and much more.
The last information that 4J Studios gave on the update was that it would be sent to Microsoft Certification early next week.
"We're finishing off bug fixes for the 1.8.2 update now," the studio wrote. "Should be able to get it into MS Cert Test early this coming week."
It typically takes a week or two for updates to get released once sent to Microsoft to be certified.
Follow us on Facebook or Twitter for the latest news or you can subscribe to our RSS feed or email alerts.
Via: @4JStudios
Suggested Links
- Minecraft: Xbox 360 Edition Creative mode and host options detailed
- New Minecraft Avatar items flood Xbox LIVE as 1.8.2 update still in work
- Minecraft: Xbox 360 Edition 'Creative mode' shown in new video, item screenshots
- Minecraft: Xbox 360 Edition screens of Creative Mode menu plus new video
- Minecraft: Xbox 360 Edition may diverge from PC version, will get tailored mods


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Show Dates & Times:
Friday: August 14, 10 a.m. - 6 p.m.
Saturday: August 15, 10 a.m. - 5 p.m.
Sunday: August 16, 10 a.m. - 4 p.m.
The entire weekend will be full of exciting and fun events for the whole family, both on the show grounds and in the community. All events on show grounds are FREE with show admission ($12 adults, under 12 free). Prices vary for the community events.
Boston Whaler Rendezvous
Boston Whaler enthusiasts from around the region will gather with their iconic boats to share stories and celebrate this popular brand. Party and awards: Saturday evening, August 15.
For Kids
The show isn't just for adults...bring the kids to the "Fun for Kids" area (Tent M), where it's all about creating, exploring, and learning, while painting, making nautical crafts, completing a scavenger hunt, and playing with boats in the model pond.
Retrofit Renaissance: The Art of the Refit
This docks will have fine examples of boats that have been revitalized by talented boatyards and boat builders from the Gulf of Maine region.
Live Music
The MBH&H Show presents a fine and varied selection of live music on the Bandstand, which is conveniently located in Tent C near the food. It's a great place to take a short break, or to meet up with your party. You'll find shelter, chairs to sit in, and best of all, some wonderful performers strutting their stuff just for you. Check our our weekend music lineup here.
Demo Docks: Power and Sail
Back by popular demand, the Demo Docks are where some fine power and sailing craft will be standing by, at the ready for sea trials. Potential boat owners can make an appointment to climb aboard and experience the ride (and Rockland Harbor) first-hand. Located on Dock f.
13th Annual World Championship Boatyard Dog® Trials - Sunday, August 16, 10:30 a.m. The excitement is building! The six brave (crazy?) competitors have been chosen for the seriously silly World Championship Boatyard Dog Trials, and they are busy honing their wild and wacky acts to wow the crowd. The 13th annual running of this pawsome event will begin at 10:30 a.m. on the waterfront; gates will open at 9:45. Come cheer on your favorite pooch, but please leave your pets at home, they will not be allowed on show grounds.


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Yoga Class + Wine-Tasting + Concert + Lunch
Ste. Chapelle Winery • Caldwell, ID
Use between Saturday, June 29 – Sunday, August 11
What you get
- Relax Body and Mind with an Outdoor Yoga Class
- Then, Enjoy Live Music, Wine-Tasting, and Picnic Lunch
- Choice of Four Dates
Enjoy a day of unwinding and wine with this offer from Hollywood Market Yoga: For $49 ($100 value), you'll snag one ticket to an outdoor yoga event and concert at Ste. Chapelle Winery in Caldwell on your choice of four dates.
Your day starts at 10:30 a.m. with a 60-minute yoga class led by one of Hollywood Market's expert yogis. After you've stretched and posed, one of Ste. Chapelle's experienced staff will lead you in a wine tasting of the vineyard's best varieties. Then, snack on a gourmet picnic lunch from The Orchard House while listening to live music out in the fields from 1 to 5 p.m. (see schedule below for performers). You'll even receive a souvenir wine glass and corkscrew to take home to keep the good time flowing.
Fine printREFUND POLICY: This event is nonrefundable. No full or partial refunds are given to customers who miss the event. In the event of a cancellation, your voucher will be fully refunded • Each voucher is good for 1 person • Must be 21+ to drink alcohol • The deal is valid only for tickets on the date[s] of the event as listed and may not be exchanged or redeemed for any other dates • Groups wishing to sit together must purchase their vouchers together; seating is fulfilled with no specific priority • Purchaser may change the name of the individual retrieving tickets up to 24 hours in advance of event via the LivingSocial website event details section; no name-changes or alternate pick-ups permitted without notice at venue • Entire value must be used in a single visit
Yoga Class + Wine-Tasting + Concert + Lunch
times for
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Motley Crue with Alice Cooper
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One 90-Minute or Three One-Hour Massages
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Partial Highlights or Lowlights, or Color
Main Street Books
$10 or $30 to Spend on Books
Happy Wife Happy Life
Three Hours of House Cleaning
Jake's Dry Dock II
$30 or $20 to Spend on Casual Wear
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Dental Package with or without Whitening Kit


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DeMaio, Filner: Little common ground on med pot
"When the City Council created an ordinance that was very restrictive, that a lot of the patient community was saying was way too restrictive, what he did is he actually said that it's not restrictive enough," Davidovich said. "He demeaned and demoralized and really made patients that attended the City Council meeting feel like he is no friend to the issue of medical cannabis."
DeMaio's campaign said he is working with attorney Jeffrey Lake, who is representing a medical marijuana patients group suing Rancho Mirage over due-process and equal-protection rights, and J.D. Bols, a local property manager that San Diego CityBeat said has been sued by the city of San Diego for renting space to collectives.
Scott Chipman, co-founder of San Diegans for Safe Neighborhoods, which opposes medical marijuana, said he's disappointed that both candidates favor enacting a new ordinance for dispensaries.
"You should not pursue this city ordinance for marijuana because we just got through spending two-and-a-half years on the issue and it proved to be a very unprofitable time for the City Council," he said. "I would not like to see our new mayor pursuing this and we will advocate that he not pursue it."
State voters legalized the use of medical marijuana in 1996. The problem for dispensaries in San Diego and many other cities is there's no place for them to legally operate and authorities have begun to crack down.
City Attorney Jan Goldsmith has brought dozens of lawsuits against medical marijuana dispensaries over the past year, arguing that they violate local zoning laws because the storefront operators are not allowed to operate anywhere in the city. Despite the initiative, marijuana is still classified as an illegal drug under federal law and U.S. Attorneys have gone after dispensaries throughout California.
Signature drives to aid marijuana dispensary efforts have failed at the state and local level, which means the issue of what to do next will almost certainly hinge on how involved the next mayor wants to be with this particular political football.
For now, the two candidates are asked about medical marijuana at nearly every debate.
DeMaio often refers to his mother's long and painful death from cancer as evidence that he knows exactly why patients and their loved ones want access to the drug.
"Had she needed medical marijuana to manage her pain for comfort, absolutely I would help her get that," he said. "I really believe that if I have an opportunity to craft an ordinance that is very targeted, highly regulated with adequate enforcement, that implements the will of the voters, then that's something I'm going to be very interested in pulling off.
Filner said he's long been a supporter of medicinal marijuana and recently sponsored legislation that would allow states that have legalized the drug for such purposes to be left alone by federal authorities. He urged voters to look beyond DeMaio's words and examine his vote against the city ordinance.
"He has said on the campaign trail a whole lot of things that he supports but his votes go the opposite way," Filner said. "So I don't know how you even accept that at face value. The votes are the record."
There are currently no proposals under consideration at City Hall related to medical marijuana.


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How Much Food Storage Do I Need?
You know that food storage is important. But where do you begin? You might be asking yourself, "How do I start? And how much do I need?"
Like most worthwhile endeavors there is a learning curve when it comes to food storage, but don't let that keep you from starting! Too often the perceived confusion and uncertainty of starting keeps individuals and families from being prepared. This post will take some of the pressure off of starting your food storage and help you understand how much you need.
Food Storage Baby Steps
Right off the bat, one important factor to realize is that you don't need it all right away. You can start small by purchasing a few extra food items you buy during your regular shopping trips to build a few days and weeks worth of storage. Take your time as you expand your food storage to first include the more basic and fundamental staples that will expand your storage to last several months to the ultimate goal of a year's worth of food. This helps spread out the cost and work over a longer period of time, offsetting any buyer's remorse that could come from impulsive, massive purchases.
As your food storage begins to grow, it becomes more important to finalize an end goal. The amount of food storage you need depends entirely on how many people you are storing food for. The numbers below represent the basic needs of a single person for a year supply. These items are going to be the first step of your food storage goal.
Grains are your foundation for a wide variety of foods you can make and are high in nutritional value. Rice and noodles act as the base for countless dishes, and there are numerous breads, cakes, tortillas and deserts that require wheat and flour. Be sure the recipes you are gathering include grains and acclimate your family to eating these dishes.
Fats and Oils – Don't let the word fat scare you away, because fat is an essential part of a healthy diet and a fantastic source of calories (which are in great demand in emergency situations). It is important to note fats and oils don't store as long and need to be rotated out with greater frequency.
Legumes – If meat is scarce (as it often is in emergency situations), legumes are a great stand-in offering high doses of protein, fiber and iron. Not all legumes share the same nutrient profile, but a healthy combination of these recommended legumes in your diet will do the trick.
Whether in dry or liquid form, sugars are simple carbohydrates that add a recognizably sweet taste to anything they are added to. Luckily, commercially-available sugars have an indefinite shelf life thanks to their strong resistance to microbial growth. Even when sugars harden or grow lumpy, they are still safe to use.
Many people are surprised to find out powered milk is made from pasteurized, fresh milk (usually skim). When milk is concentrated and heated, the water and dry milk particles separate, leaving a substance perfect for long term storage. Be sure the milk you are purchasing for your storage is real milk and not a milk alternative.
These are the key ingredients that turn your wheat into bread or flour into dough. Your stored grains will be nearly useless if you don't have these necessary essentials – that's why they call them essentials!
The Next Steps
You may have noticed a few important food groups absent from the list — fruits, vegetables and meats. These foods can all be easily purchased and stored as freeze dried items. Not only do these items add flavor and much-needed variety to your meals, they provide certain nutrients that simply aren't found in the simple grains and cooking essentials.
As you can see there is a lot to keep track of and once you start expanding your food storage to include these bulk items, be sure to keep an up-to-date inventory of everything you have. Careful record keeping is crucial in gathering the necessary amount of food storage for your family.
Additionally, it is vitally important to know how to use the food you are storing. Cooking and experimenting with your food storage long before you need it ensures the food's usability in emergency situations.
One last tip: if you know there is something your family doesn't like, replace it with something else or make up for it by storing extra foods you know your family will enjoy. Knowing how much you have and how to use your food storage transforms it from just storage to actual food.Updated September 14, 2013
14 Comments
Name Edwina wrote:
What frightens me is the idea that after taking time and money to make sure my family is prepared, is it true the military can legally come and wipe out all I have stored? Does anyone know if this has ever happened in a disaster in recent times? Also I take into account that I may not have a way of cooling food in an emergency(saving for a generator)so I purchase small(expensive)containers of items like mayo. We would have to open and use the whole jar at once.Any way around this?November 20th, 2013 at 12:30 am
Name ew wrote:
We began our food storage about a year ago thinking enough for a few months til we found the ready store then starting order on a regular basis and started using some food storage to try to see what we really liked and now have replaced going to the store less and using food storage at least half of the month maybe more and we are on Social Security so not a lot of money but cont. to purchase each month and enjoy saving gas and get great products not at the mercy of gro store prices so we have expanded food storage and live in a double wide mobile home and you can always find space maybe all over the house but either covered up or in closets and in large tubs in extra shower that never used or never been used. I hope this helps someone.November 22nd, 2013 at 7:58 am
karl wrote:
These are great tips. I have tried many items I never want to try alone again. Sometimes try mixing them or adding them into regular dishes to get used to them. water storage is terribly important and I like small containers but also like the bathtub storage tank. Military will not come into your house unless martial law and you are breaking it. martial law will not happen in this country, (I have my fingurs crossed). Remember food stores should be portable. sometimes your house will not be where you want to be at.November 29th, 2013 at 1:51 pm
debbie e wrote:
I am working my food storage into my everyday meals, and being pretty open about the convenience of using freeze dried and dehydrated products, having stuff on the shelf etc. This provides a level of "cover" as I live in a very small town and even mail order will be noticed. So I plan on having a decoy pantry with the real stash creatively hidden. Thus neighbors turned enemies or government raiders would hopefully not get it all as I would reasonably have eaten it as I went alongMarch 19th, 2014 at 4:56 pm
Mary wrote:
Was told quite awhile ago, that white is right. White Flour & rice, Brown Goes bad quickly. Now I cannot find anything about it on the netApril 27th, 2014 at 11:09 pm
kirk wrote:
mary- white rice does last longer as Brown rice has oils in it that will turn rancid.
as for the government taking what you have stored. look in to this executive otder from 2012 singed by obama.April 28th, 2014 at 2:00 pm
National Defense Resources Preparedness executive order I don't have the url for it but it should be easy to look up.
NameJulie wrote:
I would like to start to compile the food but have limited storage places. How can I do this and limited financial resources how do I do this.October 16th, 2014 at 5:56 am
Diana M wrote:
If you are concerned about mayonnaise or similar not keeping after opening without refrigeration, consider purchasing single-serve packets from a place like minimus.biz or foodservicedirect.com or another restaurant supply place. (You may find some available on Amazon as well, and Pack-it Gourmet or other camping supply places are another possible source.) Then vacuum seal the packets into glass jars to prevent deterioration/rancidity from oxygen and water vapor diffusion through the plastic packet walls.
I live alone and like to purchase salad dressings in single-serve packets so I can always have whatever variety I feel like on my salad without dealing with a dozen open bottles slowly deteriorating in the refrigerator. Those pack up nicely for shelf storage in recycled 4-C Homestyle grated cheese jars vacuum sealed, and they last well over a year that way.
Make a point of purchasing everything possible in glass jars or tins. Plastic is semipermeable to oxygen and humidity, and therefore items packaged in plastic jars have a very limited shelf life compared to those packaged in glass or tin. I have one mustard I really like that, alas, no longer comes in glass. The jars are small enough, though, to fit in recycled glass pint jars and vacuum seal for almost as good a storage life as if it was bottled in glass in the 1st place.
For storage places, you need to think creatively. I have 40 cases of #10 cans down one side of the 13-foot hallway to my bedroom, stacked 5 x 8 behind 2 pretty hanging quilts. I find 28 inches is plenty wide for that hallway, I don't really need 36. Look around your house, and I'm sure you can find somewhere where you can put storage. You may need to add some shelves or attractive screens, but I'm sure there's somewhere if you just think outside the box a little. As for the budget, start by buying a little extra whenever something you use is on sale and/or putting just a couple of dollars aside each week until you have enough to buy a case of something at wholesale price. The more you have in stock, the less you will need to buy every week, and the more dollars you can put aside to buy wholesale or on sale. In the long run, you will end up saving money because once you have enough of everything for a year, you will NEVER have to buy anything that isn't wholesale or on sale again.
When it comes to whole grains versus refined, yes, white flour and white rice have a very, very long storage life, but who wants them? I have had no problem at all with keeping brown rice, whole-wheat flour, etc. in nitrogen-flushed cans for a couple of years. I just buy all such items packaged for storage so I never have to worry about them going rancid in my pantry, and I always have a year's worth in good condition. I actually have over a year's supply of each, so only buy when there is a really good sale on them.
I do not try to stuff food away for 30 years, which would only make sense if I had the space to keep enough for 30 years. Everything I have in storage gets used in my everyday meals all the time, and gets cycled over 1-1/2 to 5 years. I have storage for 1 year-plus for everything I need, absolutely everything. It took me about a decade to get there, but it's great having that security. I use freeze-dried, dehydrated, canned, and retort-packaged whole foods without additives as my convenience foods that let me put tasty, healthful, and creative dinners on the table in 15 minutes most nights. It costs less for better health and better taste than buying the usual commercial nukable processed, chemical-laden convenience foods at the supermarket.
When it comes to quantities and what to store, I find I disagree with almost every published guide out there. I want a year of food that complies with current US government recommendations for a balanced diet, more–or-less Mediterranean style.
Just to take an example, I personally want 2 glasses of milk and one serving of other dairy per day. A glass of skim milk equals 22.4 grams, and a glass of whole equals 30 grams. I usually drink 2 parts skim to a part whole, a little over 1% milk. How much milk should *I* store for a year, 366 days? The answer is 22.5 g x 244 of nonfat and 30 g x 122 of whole milk. That's 5490 g/12.1 pounds of nonfat milk powder and 3660 g/8.1 pounds of whole milk. In practice, I store at least 15 pounds of skim and 10 of whole plus enough buttermilk powder, yogurt powder, and freeze-dried and canned cheeses to make up another 366 servings of dairy. Compare that to the 60 pounds per person recommendation above, which assumes all your dairy will come from milk, and you want 3-1/3 servings per day of nonfat milk.
For a second example, I adhere to no more than 6 teaspoons of added sugars per day for an adult woman. How much sugar or other sweetener do I need to store? Six teaspoons equals 1 ounce by volume and 25 g by weight. So for 366 days, I would need 9150 g or 20 pounds of sugar or equivalence in honey or other sweetener, nothing like the 60 pounds recommended above. Even for an adult male with a 9 teaspoon allowance, 30 pounds would do it. Now if you eat way more sugar than you should, obviously you'd want to store more, but do your own calculations based on what you actually eat, not the food storage lists provided by someone else. (And remember that if, like me, you have canned cakes, puddings, cookies, halvah, nougat, chocolate, dulce de leche, and other sweets on the shelf, those contain a big chunk of you added daily sugars for a year, so you need even less bulk sugars in storage.)
For a third example, I usually keep my grain servings at 5 per day, at least 2 of which are provided for by canned rye/pumpernickel/whole-grain breads from Germany and whole-grain flat breads, whole-wheat rusks, and oatcakes vacuum packed into cans (I'm Scots, I like oatcakes). How much actual grain do I need to store for myself for a year then? Only enough for 3 additional 1 oz servings per day, or 68 pounds of grains. I also eat much more rice, more corn, and less wheat than the standard tables suggesting 300 lbs of grain per person call for. (That 300 pounds amount would equal over 13 servings of grain per day–an amount even many vegetarians aren't going to consume.) As for the canned bread, I find it worth importing a few cases of 1 kilogram cans courtesy of a personal shopping service in Germany. I can and do bake bread, but come on, the lights are out and I'm having to do all the laundry, dish washing, and other housekeeping by hand, and I want to also be grinding all my grain for bread and finding the extra fuel to bake it with? I don't think so, not when I can buy some canned European-style breads that will store 5 years on the shelf. How about I just pop a can and make the darn breakfast toast or sandwiches? Sounds a lot better to me. (Your mileage may vary, of course.)
Fourth example: I should eat 1-1/2 to 2 cups of fruit a day and 2-1/2 to 3 cups of vegetables. I have and 18-month supply of 1 case of fruit (including oranges and grapefruit to convert into juice) per month in storage and 1-1/2 cases per month of freeze-dried vegetables. If I had a serving of juice per day stored in cans/jars separately, I'd only need 1/2 case of additional freeze-dried fruit per month. So look at your total storage in all forms when calculating storage amounts. My veggies are calculated to provide the recommended amounts of dark green and red/orange servings per year and are otherwise based on the amounts and types of vegetables I like and ordinarily consume. (And boy was it fun trying to come up with storage eggplant, leeks, fennel, winter squash, okra, brussels sprouts, etc. While storage food companies do offer fruits and veggies, it's usually a pretty limited and lame selection of either.) Again, do your own calculations–and realize the fruits and vegetables essential for health don't even appear on many recommended storage lists.
For a final example fish, meat, eggs, and nuts don't appear anywhere on most storage lists. I don't know about you, but I eat a fair amount of all of those in a year, and I want enough canned or freeze-dried in storage to last a year, not just the beans that are all that appear on most storage lists. I like beans, love them actually, but I don't want to eat nothing but beans and powdered milk for my protein for a year. My food storage is calculated to provide 5 ounces of varied meats, including things like lamb and liver, for 2 days per week, a wide variety of fish/seafood for 2 days, a variety of cheesea/eggs for 1 day, and nut and legume equivalents for the other 2 days, including canned ready-to-eat Chinese-style bean curd and Japanese-style tofu in tetrapaks. Your selections for protein should match the way you like to and ordinarily eat.
My food storage has been assembled based on finding or making a shelf-stable, storable version of everything I would like and want to eat for a year in the quantities I would buy them when shopping in the usual way. It's proved a challenge sometimes when so much food storage offered seems to be based on lists like those above rather than what someone who likes to eat real, organic, whole-grain, multi-ethnic foods would want, but it can be done in this age of the internet if you are willing to compile your own storage lists, research sources, and maybe fire up your own canning kettle. (I lust for the new home freeze-dryer that just came on the market, but it just doesn't fit the budget. Maybe some day.)October 16th, 2014 at 8:02 am
Oren Player wrote:
If you are concerned about having your food confiscated under martial law, think caches. Just as many people are concealing guns and ammunition, you probably ought to think the same about food.October 16th, 2014 at 1:01 pm
Peggy wrote:
You can get juice plus capsules to make sure you get plenty of nutrition when u have no access to fresh veggies and fruit. Great product -freeze dried organic non gmo in capsules. Easy to store or take in bug out bag. And easy to conceal around the house. Keeps immune system supported. Backed by clinical research . Email me for more info or visit websiteOctober 16th, 2014 at 3:14 pm
Northwoods Cheryl wrote:
I have been prepping for at least 26 years now. To find out what/how much to store, write down EVERY SINGLE THING you eat/drink/use in a week's time. Every teaspoon of sugar/salt/seasoning, etc. EVERY glass/ounce of water, tea, coffee, milk.. EVERYTHING. Multiply by 4 to get a month's worth added up. You have an idea.. then take that week's foods/drinks/etc and multiply by 52. That's a years worth. Substitute things like swap corn for green beans, etc, to make a variety. (You won't want to have the same menu week after week) Also, remember that your calorie intake will need to be MUCH higher than usual if things get so bad that prepping is the only way to survive. You will be doing MUCH more manual labor and need the calories. Even washing your clothes by hand can be an arduous task, and burn a lot of calories.October 17th, 2014 at 7:46 am
Kathyo wrote:
kirk what the presidential order states , yes I've read it. It states that the Secretary of Commerce must formulate and implement a plan to "feed" the population of the USA. It does NOT say they can take our food stores but having said that What better plan would it be for the SOA toOctober 18th, 2014 at 7:38 am
Kathy o wrote:
Sorry, using dh's laptop.It's either the Secretary of Commerce or Agriculture that has to formulate a plan. What I was getting at is that with so many of us trying to prepare what an "easy" source of food the SOC/SOA would have to "formulate" and "implement" a plan.We've done the work for them. Sorry I sound so cynical but for years we've been told that the USG is "preparing" to help it's citizens in times of emergencies but as we've seen over the last 10-15 yrs, they are not.In part we as a nation are to blame IMO my generation was not taught what our grandparents and parents were taught, use up,wear out, repurpose. Our parents wanted to give us a "better"life (as we do for our children) with the abundance we experienced back 30 yrs ago not ALL of us were taught to save, use up or wear out and unfortunately it's been passed down to the succeeding generations along with those that believe they are "owed" something for what ever reason and the Gov't has become complacent "We are the Great US of A" however lack of caring and the insidious atmosphere of ME first, get mine before others has created the mess we're in. Again this is just MY opinion, you may not agree with it but until proven otherwise I still have Freedom of Speech to voice my views.October 18th, 2014 at 8:05 am
Thank you
atasteofcreole wrote:
On the Mayo, I grew up in New Orleans. We NEVER refrigerated the mayo after we opened it. I was kept in a dark cupboard for up to 2 weeks. Once it's been refrigerated though THEN it needs to be kept there, but not before it's opened.October 20th, 2014 at 8:12 am


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Crisis Lords meetings over sleaze allegations
Top stories p2
Rise of the prodigies: 50% increase in university students under 18
Universities forced to examine child protection laws as nearly 8,000 arrive on campus a year early following anti-discrimination policy
Pay-per-view service at crematorium
£75 service will enable bereaved friends and relatives to watch proceedings on their computer from afar
UK news p4
Doctor shortage is threat to care, warns BMA
Gaps in hospital staffing rotas fallout from changes to recruitment process introduced by government last year
Endangered Ratty gets legal protection
End BBC grip on licence fee, say Tories
A controversial plan to 'top-slice' the television licence fee has been endorsed by the Conservatives. By Nicholas Watt
UK news p5
Opposition voters defy odds to make their voices heard
Holding their breath, for the beginning of the end
Zimbabwe dare not celebrate yet but Mugabe could finally be on his way out
Top stories p6
Airline in row over free tickets on extra flights
A 'green' budget airline is criticised by environmental campaigners after admitting advertising for actors to make up passenger numbers
BA brings in hundreds of volunteers to tackle baggage mountain
UK news p8
Civil servants get masterclass on pushing mandarins into reform
Cabinet Office hand-picks civil servants to 'give bosses a hard time' if they do not push reform
Dench to return to Cranford for two-part Christmas special
Award winning 1840s drama about residents of small Cheshire market town to make reappearance
Picasso watercolour to be sold at auction
Painting depicting the artist in an intimate clinch discovered in West Country house
Scientists find genes linked to diabetes
Study throws up unexpected findings and will improve understanding of development of the disease
UK news p9
Less Cookson, more Ali: Tyneside town finds hidden Muslim history
Exhibition tracing roots of South Shields' Yemeni community includes documentary on boxer's wedding
UK news p11
Motorists face new traffic penalties
New traffic penalties enable use of CCTV to punish parking infringements
Skydivers hit new heights indoors
Brits excel at Indoor Skydiving World Challenge 2008 in Bedford, home to world's largest wind tunnel
Brown tries to steady Labour MPs' nerves
Poor opinion polls raise fears in Labour that Tories could win the next election
UK news p13
Straw's penal vision - and the reality
Marcel Berlins: Jack Straw's statement to the Commons, introducing the constitutional renewal bill, was a flat affair
New sexual harassment law to protect staff from customers
From April 6, employees able to seek damages from employers who fail to protect them from harassment
UK news p14
Forget Boris v Ken: real test for Labour lies in local polls
Town hall contests will send message to Brown as Tories aim to gain 80 seats
UK news p16
Shia cleric orders followers to end Iraq clashes
Farc's prize hostage is 'ill and losing will to live'
International p17
Olympic flame handed to China amid protests
Pro-Tibetan protesters scuffle with security officials, as head of Greek committee calls for 'respect'
Number of Muslims ahead of Catholics, says Vatican
Vatican's statistics yearbook finds Muslims account for 19.2% of the world's population, while Catholics make up 17.4%
International p18
Clinton says she will fight to the finish
Killing Fields photographer Dith Pran dies
Cambodian photographer Dith Pran who survived imprisonment under the Khmer Rouge regime, dies of cancer. By Suzanne Goldenberg in Washington
International p19
Putin critic disappears in Berlin
German police hunt for Russian artist and critic of Vladimir Putin's government who disappeared from her Berlin flat 10 days ago
Israeli play makes link with Palestinians
Leading Jewish actor to portray Arab peace activist who's daughter was killed in West Bank
Pledge to remove 50 West Bank roadblocks
Israel's modest attempt to ease restrictions on West Bank Palestinians wins praise from US
International p22
Farmers fall prey to rice rustlers as price of staple crop rockets
International p23
News in brief
More news from around the world
Farmers meet president as strike grips Argentina
Supermarkets are running out of meat and other staples as tractors and trucks block roads into big cities
International p24
US plans biggest shakeup of Wall Street watchdogs in 80 years
Biggest overhaul since Great Depression to rebuild confidence in Wall Street's battered institutions
Credit crunch threatens 11,000 jobs
Deepening credit crunch could cost up to 11,000 jobs in Britain's financial services sector, CBI warns
Lap dance ethos at heart of City sexism, say campaigners
Tough action required to stamp out sexual harassment of women at work say Fawcett Society
Former Rock chief in line for £760,000 payoff
Payout thought to be double the amount the nationalised lender had originally indicated he was entitled to
Financial p25
City watchdog ready to reopen debate on CFDs
FSA to reopen debate on disclosure of positions accumulated on stock market but not held through direct share ownership
Wind farms for sale
One of the world's biggest owners of wind farms puts its portfolio up for sale, which includes farms in Europe
TUC presses for clean coal decision
Government under renewed pressure to back the use of clean coal for electricity generation
Financial p26
Tesco freezes expansion of American convenience stores
Speculation rife that Fresh & Easy stores missing internal sales targets by some margin
New takeover bid for Friends Provident likely to be rejected
Decision expected to be taken at emergency board meeting of the embattled insurance company
BA faces stiffest test as Open Skies treaty starts transatlantic free-for-all
· Air traffic between EU and America to rise by a third
· Plight of US economy may hinder more liberalisation
Woolworths may halve dividend to stave off debts
Cash-strapped Woolworths's debt driven up by recent acquisitions and demands of home entertainment distribution division
Financial p27
Bank needs iron hand to curb City gamblers
Central banks everywhere look at introducing stringent rules to rein in reckless lenders
Anger at HSBC plan to make bonuses easier to earn
Bank prepares to publish details of pay scheme that could reward executives despite poor performances
Financial p28
America lauds Martin Luther King, but undermines his legacy every day
Bliss of the bus-crawl
David McKie: Over-60s are set to ride free on all England's local services. It's liberating, if you don't forget to signal
Comment & debate p29
A PR coup for al-Qaida
Geoffrey Dear: Extending pre-charge detention to 42 days will help terrorists, not police. Smarter tactics are needed
I mourn for British Airways. I want to love our airline, if only it will let me
Max Hastings: Despite appalling service and the T5 fiasco, people keep on flying. But our tangled aviation industry cannot carry on like this
Comment & debate p30
Clarkson for prime minister? It's time women fought back
Jackie Ashley: Public life is more male than at any time since the 1970s, and those of us interested in politics must reclaim our place
Playing the boycott game
Peter Preston: If Tibet proves that the Olympics are a time for protest, London had better be prepared
Comment & debate p31
Country diary
Tony Greenbank: Lake District
Beat the retreat
Leader: To avoid parliamentary defeat, the home secretary, Jacqui Smith, should make a short statement
In praise of ... paper airplanes
Leader: Japanese scientist plans to throw plane from space, landing it safely on earth
Safety first
Leader: Crucial UN vote to deal with hidden tragedy of road deaths in developing countries
Corrections and clarifications
Today's corrections
Editorials & reply p32
Open door
The readers' editor on ... self-regulation and reputation management
Executive action
Letters: Your leader no doubt meant well by saying 'Zimbabweans have to do the job themselves and force the tyrant out'
Brazil sugars the pill on biofuels
Letters: It should be made clear that there are considerable differences between biofuels in terms of greenhouse gas emissions
In a jam over internet services for children
Letters: Until recently parents had a freely available internet site that they could allow their children to access with complete confidence
Review migrant and asylum systems
Letters: While it's good to see the nastiness and brutishness of the gangmaster system exposed you really only describe the tiny tip of a gigantic iceberg
How to restore faith in politics
Letters: After being politically active for over 50 years I did not vote in the last two elections
Post office outreach
Letter: John Hutton may have given the impression that the Post Office outreach service is an acceptable alternative to closure of a post office
Comment & debate p33
Mary Newcomb
Obituary: Passionate painter whose art lay in the rhythms of nature and the rituals of rural life
Lord Stallard
Obituary: Trade unionist and Labour MP, he fought the 'Blairite agenda'
Obituaries p34
Jean-Marie Balestre
Obituary: One of the most controversial figures in world motor racing
Maryam Firouz
Obituary: Iranian feminist, she was a key member of the communist Tudeh party and went to jail
Geoff Ford
Obituary: Passionate about the role of career guidance in helping to develop and transform lives
Obituaries p35
Forced smiles and mutant walks kick off a festival of new dance, writes Sanjoy Roy
Alice Coote/Julius Drake
Wigmore Hall, London
Michael Billington thinks Charles Wood's farce of war eminently deserves its first revival since 1975
Club Academy, Manchester


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Tag Heuer
Link Watch
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Description: Stainless steel case and bezel, with a blue dial
- Circa 2000s
- Stainless steel bracelet
- Quartz movement
- 200 meter water resistance
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- 2 year warranty
Measurements: case: 43mm, strap: 197mm, width: 21mm
Due to the vintage nature of these watches, there may be slight signs of previous ownership.
Material: stainless steel
Brand: Tag Heuer
Origin: Switzerland