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Pathfinder Society Scenario #2-16: The Flesh Collector (PFRPG) PDF
Pathfinder Chronicler Anthology, Vol. 2 Download
Spellstaff: The Magic User's Weapon (PFRPG) PDF
Traveller: Book 1—Mercenary
Megan Robertson
The Opened Mind (PFRPG)
280 posts. Alias of Gerald.
Init+1, Perc+12; F+14,R+7,W+13
Zarina Malora
Female Half Elf Barbarian 2/ Sorcerer 3/ Gold Draconic Disciple 7
Age: 26
Chaotic Good
Medium Humanoid
5' 10" tall; 130 lbs.
Init. +1; Perception + 12
Low Light Vision, Blindsense
Fire Resistance 10
AC 25* (Dex + 1, *Armor +4 w/ Mage Armor, + 7 NA, +2 Deflection, +1 Insight) touch 14, flat footed 24
HP: 134/134 (2d12 plus Con + 1 favored class)x2 + (1d6+ Con + 1 favored class)x3 +(7d12 + Con)x6 + 12 from Toughness
Fort: +14, Ref: +7, Will +13
+2 to saves versus Enchantment; immune to magical Sleep.
Speed 40'
+ 17/+11 +1 Silver Longspear, 1d8+7(x3)
+ 14/+8 w/Power Attack, 1d8+16(x3)
+ 16/+10 w/ PA and Rage, 1d8+18(x3)
+ 17/+11 +1 Cold Iron Heavy Flail, 1d10+8 (19-20/x2)
+ 14/+8 w/Power Attack, 1d10+16 (19-20/x2)
+ 16/+10 w/PA and Rage, 1d10+ 18 (19-20/x2)
+ 16/+16 Sorcerer Claws, 1d6+8 /x2 plus 1d6 Fire, and +16 Bite 1d6+12/x2 and 1d6 Fire
+ 13/+13 w/ Power Attack, 1d6+14/x2 plus 1d6 Fire, and +13 Bite 1d6+16/x2 and 1d6 Fire
+ 15/+15 w/PA and Rage, 1d6+16/x2 plus 1d6 Fire, and +15 Bite 1d6+18/x2 and 1d6 Fire
+ 18/+18 Rage Claws, 1d6+10/x2
+ 15/+15 w/Power Attack, 1d6+16/x2
1/2 E. Skill Focus (Perception)-+3 to Perception skill.
1. Power Attack--minus 3 to attack, +6 to damage when used.
Sor. B. Eschew Materials
3. Arcane Strike
5. Iron Will
7. Spell Penetration
9. Empower Spell
11. Spell Focus Evocation
Bloodline. Toughness
Bloodline. Great Fortitude
Intimidate + 10 ( 3 ranks + 4 Cha + 3 Class)
Linguistics +0 (1 rank - 1 Int)
Know. Arcana +7 ( 5 ranks - 1 Int + 3 Class)
Perception + 12 ( 4 ranks + 0 Wis + 3 Class + 2 Racial + 3 Feat)
Spellcraft + 5 ( 3 ranks - 1 Int + 3 Class)
*Anatomist--Benefit: You know where to aim your blows to strike vital organs and you gain a +1 trait bonus on all rolls made to confirm critical hits.
Wealth: 250 gp in gold and gems
Robes of Arcane Heritage, 16,000 gp
Cloak of Resistance +4, 16,000 gp
Belt of Giant Strength +4, 16,000 gp
Amulet of Natural Armor +2, 8,000 gp
Ring of Protection +2, 8,000 gp
Dusty Rose Prism Ioun Stone, 5,000 gp
Headband of Alluring Charisma +2, 4,000 gp
Rod of Lesser Extend Spell, 3,000 gp
+1 Cold Iron Heavy Flail, 2,330 gp
+1 Silver Longspear, 2,485 gp
3 Potions of Cure Moderate Wounds, 900 gp
Explorer's Outfit 8 lbs.--free, no weight
Backpack 2 gp, 2 lbs.
Waterskin 1 gp, 4 lbs.
Belt Pouch 1 gp, .5 lbs.
5 day's rations 2.5 gp, 5 lbs.
3 oil flasks 3 sp, 3 lbs.
5 torches 5 cp, 5 lbs
5 tindertwigs - 5 gp
Bedroll 1 sp, 5 lbs
Hemp Rope 50' 1 gp, 10 lbs.
Racial Abilities:
Half-Elf Racial Traits
*+2 to One Ability Score: Half-elf characters get a +2 bonus to one ability score of their choice at creation to represent their varied nature. Chose to apply the bonus to Strength.
*Medium: Half-elves are Medium creatures and have no bonuses or penalties due to their size.
*Normal Speed: Half-elves have a base speed of 30 feet.
*Low-Light Vision: Half-elves can see twice as far as humans in conditions of dim light.
*Adaptability: Half-elves receive Skill Focus as a bonus feat at 1st level. Chose Skill Focus (Perception).
*Elf Blood: Half-elves count as both elves and humans for any effect related to race.
*Elven Immunities: Half-elves are immune to magic sleep effects and get a +2 racial saving throw bonus against enchantment spells and effects.
*Keen Senses: Half-elves receive a +2 racial bonus on Perception skill checks.
*Multitalented: Half-elves choose two favored classes at first level and gain +1 hit point or +1 skill point whenever they take a level in either one of those classes. Chose barbarian and sorcerer.
*Languages: Half-elves begin play speaking Common and Elven. Half-elves with high Intelligence scores can choose any languages they want (except secret languages, such as Druidic).
Barbarian Class Abilities:
Sorcerer Class Abilities:
*Gold Draconic Bloodline: .
Class Skill: Perception.
Bonus Spells: mage armor (3rd), resist energy (5th), fly (7th), fear (9th), spell resistance (11th), form of the dragon I (13th), form of the dragon II (15th), form of the dragon III (17th), wish (19th).
Bonus Feats: Blind-Fight, Great Fortitude, Improved Initiative, Power Attack, Quicken Spell, Skill Focus (Fly), Skill Focus (Knowledge [arcana]), Toughness.
Bloodline Arcana: Whenever you cast a spell with an energy descriptor that matches your draconic bloodline's energy type, that spell deals +1 point of damage per die rolled.
Bloodline Powers: The power of dragons flows through you and manifests in a number of ways. At 1st level, you must select one of the chromatic or metallic dragon types. This choice cannot be changed. A number of your abilities grant resistances and deal damage based on your dragon type, as noted on Table: Draconic Bloodline Breath Weapons.
Claws (Su): Starting at 1st level, you can grow claws as a free action. These claws are treated as natural weapons, allowing you to make two claw attacks as a full attack action using your full base attack bonus. Each of these attacks deals 1d4 points of damage plus your Strength modifier (1d3 if you are Small). At 5th level, these claws are considered magic weapons for the purpose of overcoming DR. At 7th level, the damage increases by one step to 1d6 points of damage (1d4 if you are Small). At 11th level, these claws deal an additional 1d6 points of damage of your energy type on a successful hit. You can use your claws for a number of rounds per day equal to 3 + your Charisma modifier. These rounds do not need to be consecutive.
Dragon Resistances (Ex): At 3rd level, you gain resist 5 against your energy type and a +1 natural armor bonus. At 9th level, your energy resistance increases to 10 and natural armor bonus increases to +2. At 15th level, your natural armor bonus increases to +4.
Breath Weapon (Su): At 9th level, you gain a breath weapon. This breath weapon deals 1d6 points of damage of your energy type per sorcerer level. Those caught in the area of the breath receive a Reflex save for half damage. The DC of this save is equal to 10 + 1/2 your sorcerer level + your Charisma modifier. The shape of the breath weapon depends on your dragon type (Gold--Fire in 30' cone). At 9th level, you can use this ability once per day. At 17th level, you can use this ability twice per day. At 20th level, you can use this ability three times per day.
Wings (Su): At 15th level, leathery dragon wings grow from your back as a standard action, giving you a fly speed of 60 feet with average maneuverability. You can dismiss the wings as a free action.
Dragon Disciple Prestige Class Abilities:
*Weapon and Armor Proficiency: Dragon disciples gain no proficiency with any weapon or armor.
*Spells per Day: At the indicated levels, a dragon disciple gains new spells per day as if he had also gained a level in an arcane spellcasting class he belonged to before adding the prestige class. He does not, however, gain other benefits a character of that class would have gained, except for additional spells per day, spells known (if he is a spontaneous spellcaster), and an increased effective level of spellcasting. If a character had more than one arcane spellcasting class before becoming a dragon disciple, he must decide to which class he adds the new level for purposes of determining spells per day.
*Blood of Dragons: A dragon disciple adds his level to his sorcerer levels when determining the powers gained from his bloodline. If the dragon disciple does not have levels of sorcerer, he instead gains bloodline powers of the draconic bloodline, using his dragon disciple level as his sorcerer level to determine the bonuses gained. He must choose a dragon type upon gaining his first level in this class and that type must be the same as his sorcerer type. This ability does not grant bonus spells to a sorcerer unless he possesses spell slots of an appropriate level. Such bonus spells are automatically granted if the sorcerer gains spell slots of the spell's level.
*Natural Armor Increase (Ex): As his skin thickens, a dragon disciple takes on more and more of his progenitor's physical aspect. At 1st, 4th, and 7th level, a dragon disciple gains an increase to the character's existing natural armor (if any), as indicated on Table: Dragon Disciple. These armor bonuses stack.
*Ability Boost (Ex): As a dragon disciple gains levels in this prestige class, his ability scores increase as noted on Table: Dragon Disciple. These increases stack and are gained as if through level advancement.
*Bloodline Feat: Upon reaching 2nd level, and every three levels thereafter, a dragon disciple receives one bonus feat, chosen from the draconic bloodline's bonus feat list.
*Dragon Bite (Ex): At 2nd level, whenever the dragon disciple uses his bloodline to grow claws, he also gains a bite attack. This is a primary natural attack that deals 1d6 points of damage (1d4 if the dragon disciple is Small), plus 1–1/2 times the dragon disciple's Strength modifier. Upon reaching 6th level, this bite also deals 1d6 points of energy damage. The type of damage dealt is determined by the dragon disciple's bloodline.
*Breath Weapon (Su): At 3rd level, a dragon disciple gains the breath weapon bloodline power, even if his level does not yet grant that power. Once his level is high enough to grant this ability through the bloodline, the dragon disciple gains an additional use of his breath weapon each day. The type and shape of the breath weapon depends on the type of dragon selected by the dragon disciple, as detailed under the Draconic sorcerer bloodline description.
*Blindsense (Ex): At 5th level, the dragon disciple gains blindsense with a range of 30 feet. Using non-visual senses the dragon disciple notices things he cannot see. He usually does not need to make Perception checks to notice and pinpoint the location of creatures within range of his blindsense ability, provided that he has line of effect to that creature. Any opponent the dragon disciple cannot see still has total concealment against him, and the dragon disciple still has the normal miss chance when attacking foes that have concealment. Visibility still affects the movement of a creature with blindsense. A creature with blindsense is still denied its Dexterity bonus to Armor Class against attacks from creatures it cannot see. At 10th level, the range of this ability increases to 60 feet.
*Dragon Form (Sp)--At 7th level, a dragon disciple can assume the form of a dragon. This ability works like form of the dragon I. At 10th level, this ability functions as form of the dragon II and the dragon disciple can use this ability twice per day. His caster level for this effect is equal to his effective sorcerer levels for his draconic bloodline. Whenever he casts form of the dragon, he must assume the form of a dragon of the same type as his bloodline.
*0 level spells known: Acid Splash, Dancing Lights, Detect Magic, Light, Open/Close, Read Magic, Spark
*1 level spells known: Enlarge Person, Mage Armor*, Magic Missle, Protection from Evil, Shield, Snapdragon Fireworks--7 per day. Used 0 spells today.
*2 level spells known: Burning Arc, Mirror Image, Resist Energy*, See Invisibility--7 per day. Used 0 spells today.
*3 level spells known: Fireball, Fly*, Haste--6 per day. Used 0 spells today.
*4th level spell known: Wall of Fire--3 per day. Used 0 spells today.
Zarina is an attractive, tall, slender, half elf. Her most distinguishing characteristic is her deep blue eyes, that almost blaze with energy when she gets angry. Her hair is pale as is her skin. Although difficult to notice, Zarina has extremely long and sturdy nails on her hands, almost claw like in nature. She is exceptionally strong for her lithe body build. She typically wears her favorite explorer's outfit. She only has a couple visible weapons and chooses to not wear armor, preferring to keep her mobility.
Since she was a child, Zarina has known of the Ruby Phoenix tournament. She was too young to participate in the last tourney, but accompanied her father, as he chose to participate. He was also strong with his gold draconic heritage, as a sorcerer. He was a worthy competitor and indeed, made the semifinals. He was a victim of the rampant cheating that marred that year's tourney, and lost for that very reason. Zarina has made it her goal since that day to avenge her father's honor and to take home the championship trophy. It has been her all-encompassing thought since that time. Her heritage has blossomed in the decade since the last tourney. She feels as if this is her year to win it all, using her combination of claw and spell.
©2002–2015 Paizo Inc.®. Need help? Email firstname.lastname@example.com or call 425-250-0800 during our business hours: Monday–Friday, 10 AM–5 PM Pacific Time. View our privacy policy. Paizo Inc., Paizo, the Paizo golem logo, Pathfinder, the Pathfinder logo, Pathfinder Society, GameMastery, and Planet Stories are registered trademarks of Paizo Inc., and Pathfinder Roleplaying Game, Pathfinder Campaign Setting, Pathfinder Adventure Path, Pathfinder Adventure Card Game, Pathfinder Player Companion, Pathfinder Modules, Pathfinder Tales, Pathfinder Battles, Pathfinder Online, PaizoCon, RPG Superstar, The Golem's Got It, Titanic Games, the Titanic logo, and the Planet Stories planet logo are trademarks of Paizo Inc. Dungeons & Dragons, Dragon, Dungeon, and Polyhedron are registered trademarks of Wizards of the Coast, Inc., a subsidiary of Hasbro, Inc., and have been used by Paizo Inc. under license. Most product names are trademarks owned or used under license by the companies that publish those products; use of such names without mention of trademark status should not be construed as a challenge to such status.


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I have occasionally heard a far left talk radio show and it is painful as well.
I don't find that type of radio entertaining.
as far as being racists, I think he has been willing to push the limits, in order to stir up controversy / ratings and pander to his audience.
His McNabb quote struck me as rascist and was just plain bad football analysis as well:
I think the media has been very desirous that a black quarterback do well. They?re interested in black coaches and black quarterbacks doing well. I think there?s a little hope invested in McNabb and he got a lot of credit for the performance of his team that he really didn?t deserve

subset: commoncrawl


text:
I have the Sugino RD 48T crank.
I'm slapping it on a frame with 130mm spacing.
This is what sugino says...
"103 Bottom bracket gives 42 mm chainline, matches most track hubs."
Most track hubs are 120mm. So should i get the suggested 103 bb or get a 113mm or something inbetween?


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Why don't you take your shit and pay for tests yourself bro?
I have ordered from you guys and received product quicker than any other source ever used, so I can appreciate all the td threads. What I would like to see is blood tests from non reps. Not that I don' trust the reps but I want to hear from people with no dog in the fight. Please don't take this as an attack. I am just telling what I would like to see more of from every sponsor I buy from. Thanks to all who respond with tests.
Why don't you take your shit and pay for tests yourself bro?
Take some fucking initiative.
I would but some of my friends ran out of tren and prop and took all mine from RC. They are cheap and won't get bloods.
I hope u understand that "not all" the people that fly RCLabs banners, are reps. Some are actually VIP members, that liked RC products after trying them out and decided they wanted to to show support. VIP people are just reg members, who get some perks for flying the banner.., but they're not reps. You should familiarize yourself with such trivial things instead of tossing everyone in the same pot!
As far as testing, get products and test yourself. Post results and share with all us. Though we all know what the results will be, do it anyway. Most sponsor's appreciate this and have ways of showing their appreciation. I'd suggest get with RC or Montego after posting results to see if they'd be willing to do anything for ya.
BadGas is a fictional character and all postings made by BadGas are for entertainment purposes only!
Thanks LG for pointing out post.
Bloods are little more reliable than opinions because very few take the time and effort to run a protocol and without proper protocol you can't compare apples to apples.


text:
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Commemoration Of H.L. Hunley's Sinking Of USS Housatonic Coming To Fort Sumter National Monument
One-hundred-and-fifty years ago naval warfare history was marked when a Confederate submarine used a torpedo to sink the USS Housatonic in the waters near Fort Sumter. While that didn't mark a turning point in the Civil War, it did advance naval warfare.
Later this month you'll be able to learn more about that engagement on February 17, 1864, when National Park Service staff at Fort Moultrie on Sullivan's Island, South Carolina, commemorate the 150th anniversary of that engagement.
On February 15, 16 and 17, Confederate and Union reenactors camping at Fort Moultrie will present living history programs, including musket firing demonstrations and artillery drills. Union reenactors will portray the crew of the USS Housatonic.
Musket firings are scheduled for 11 a.m., 1 p.m., and 3 p.m. on Saturday the 15th and Sunday the 16th. Children's musket drills will be at 10 a.m. and 2 p.m.
Park Historian Rick Hatcher will present a program on the history of the H.L. Hunley on Saturday, Sunday, and Monday at 2 p.m. in the Fort Moultrie Visitor Center auditorium.
The National Park Service interprets 171 years of U.S. costal defense history at Fort Moultrie, from the site of the first major victory in the American Revolution on June 28, 1776, through the end of World War II.
Fort Moultrie is located at 1214 Middle Street on Sullivan's Island.
Another piece of Civil War submarine history connected to an NPS site: The largely forgotten union sub the Alligator was being towed when bad weather forced the towing vessel (USS Sumter by coincidence) to cut the first US Navy submarine adrift off Cape Hatteras. There have been efforts to find the wreck but she is still out there somewhere location


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designer's notes
Add that beautiful elegant designer touch to any ensemble with this pair of Nicole Miller signature sunglasses.
Series: Stanton
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Protection: 100 percent UVA and UVB
Arms: Silver tone studs. Black design with crystal at center
Nose Pads: None
Dimensions: 6.5 inches from temple to temple
Size: Eye: 56/Bridge: 16/Arm: 130
Plastic; Imported; style# 325863901


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Militants attack US base in Afghanistan
KABUL, Afghanistan – A group of suicide bombers attacked a U.S. base near the border with Pakistan on Monday morning, leading to multiple explosions, a gunfight and the closure of a key road used by NATO supply trucks, officials said.
The Taliban claimed responsibility for the strike in the Torkham area. In a statement, NATO confirmed "a series of explosions" in the area but said none of its personnel were killed. The military alliance does not release information on any of its troops who may have been wounded.
Ahmad Zia Abdulzai, spokesman for the governor of Nangarhar province, said several suicide bombers staged the attack, and that Afghan and U.S. forces have been exchanging gunfire with the militants. He said NATO helicopters were flying over the base.
The highway between Jalalabad city and Torkham, an important route for NATO supply trucks, has been closed, Abdulzai said.
Militants on both sides of the Afghan border have frequently targeted the supply line, leading NATO to shift much of its supply delivery toward routes from Central Asian states instead of through Pakistan.
In an emailed statement, Taliban spokesman Zabiullah Mujahid said the insurgent group was behind Monday morning's attack, and claimed they had destroyed several tanks in the process — an assertion that could not be confirmed.
The Taliban have escalated their attacks in recent weeks, a surge that comes as U.S.-led foreign troops reduce their presence in Afghanistan ahead of a full withdrawal by the end of next year.
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Grain Exports From Rouen Fall as Algeria Cuts Wheat Buying
Jan. 24 (Bloomberg) -- -- Grain exports from the French port of Rouen, Europe's biggest wheat-shipping hub, declined 29 percent from a week earlier on reduced Algerian demand.
Shipments totaled 114,223 metric tons in the week through Jan. 23, against 160,349 tons in the prior period, the Seine River port wrote in an e-mailed report today. Wheat cargoes fell to 76,485 tons from 126,900 tons. Barley shipments, including feed and malting varieties, rose 37 percent to 37,738 tons.
Algeria was the top single destination for grain, taking 29,785 tons of wheat. Still, purchases from the North African country were down from 116,600 tons a week earlier. Shipments increased within the European Union, with Cyprus taking 21,738 tons of feed barley, and the U.K., Ireland, Spain, Italy and Portugal each buying some French grain.
Rouen accounted for 41 percent of France's grain exports by sea in 2010-11, exceeding the 17 percent share for La Pallice on the Bay of Biscay and Dunkirk on the North Sea with 11 percent of the total, according to port figures.
Rouen grain loadings by destination, in metric tons:
Jan. 17-23 Soft wheat Algeria 29,785 Cameroon 8,750 Ireland 6,050 Morocco 27,500 U.K. 4,400 Feed barley Cyprus 21,738 Italy 4,500 Spain 7,700 Malting barley Portugal 3,800
To contact the reporter on this story: Whitney McFerron in London at email@example.com
To contact the editor responsible for this story: Claudia Carpenter at firstname.lastname@example.com


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Living the realities of community banking.
Adversity tests character.
In April 1992, many Los Angelenos vented their rage after learning of the acquittal of four white policemen charged with beating motorist Rodney King. Within hours, South Central Los Angeles became a war zone: Stores were looted, cars demolished, businesses torched and many local financial institutions shut down. But not Founders National Bank of Los Angeles (FNBLA), which had been in operation for 17 months.
In fact, Founders (No. 18 on the BE FINANCIALS LIST) seized the opportunity to fulfill its customers needs. The bank expanded its services and stayed open on Sunday for those who needed checks cashed. John P. Kelly Jr., the bank's president and CEO, says Founders did "nothing more than banks have done historically."
Indeed. Customer service, social responsiveness and financial growth are the pillars supporting Founder's success. Its growth has been led by a solid home-grown management team, who balance fiscal prudence, aggressiveness and political savvy. And now Founders is becoming more visible through its efforts to reconstruct South Central's devastated economic life. The result: new branches, more customers--and deposits. Additionally, Founders recently received a sizable equity capital investment from the oil and gasoline giant Atlantic Richfield Co. (ARCO), one of the nation's 100 largest corporations.
Carlton J. Jenkins, the bank's managing director, understands the challenge of rebuilding a community. "First, you must focus on the economic infrastructure. There is not a black-owned hotel or chain of gas stations or cleaners in Los Angeles, partly because there hasn't been a proactive financial institution willing to provide access to capital and credit to make those dreams come to life. Our role is to provide the financial building blocks."
This philosophy is very much in keeping with Founders' mission, which is included in the bank's corporate statement: "to make a difference in the communities it serves by providing, on a personalized basis, quality financial services that are needed by the consumers, small- and medium-sized businesses, and professionals located in our market."
So far, the bank is off to a good start. In 1992, financial results were favorable: Net income was $1.3 million, assets grew 23% to $74 million and return on assets was 1.94%. Through a combination of vision, commitment and experience, this three-branch institution is creating a model for community banking in the 1990s. And that is why Founders National Bank of Los Angeles has been selected as BLACK ENTERPRISE's 1993 Financial Company of the Year.
A Banking Phoenix
Founders National Bank grew out of the collapse of a black-owned savings and loan, Founders Federal Savings & Loan Association. The thrift, with assets of $95 million and $79 million in deposits, failed in 1989. But then the Resolution Trust Corp. (RTC) took it over, eating the worst loans. Despite the problems, the RTC was determined to keep a financial institution in the area by selling the $3 million thrift and its good assets. That's when help arrived to create California's only African-American-owned commercial bank.
Leon T. Garr knows how to build a sound structure. During a five-decade career as a contractor and home builder, the 79-year-old Louisiana native made a small fortune in Los Angeles with his numerous investments in motels, apartment buildings and child care centers. Driven to build a new bank, Garr invested $750,000 in 1990 to purchase Founders. He then tapped his grandson, Carlton Jenkins, a banker with 15 years of experience, to become a partner and manager. The two were joined by a team of outside investors, including Kelly, a former executive director of the National Bankers Association. The association invested an additional $250,000. The final "t" was crossed when the RTC loaned the group $2 million to complete the deal.
An unblemished bank opened for business on Jan. 22, 1991. Two years later, Founders boasts a solid, if undiversified, loan portfolio. Real estate loans make up 80% of Founders' $29 million portfolio and most are on multifamily dwellings, explains Ellis Gordon Jr., senior vice president and chief credit officer.
And all bankers know that lending money builds income. Between 1991 and 1992, Founders increased its total loans by 57%. Nearly $11 million were mortgages secured by residential property. Of that amount, $8.6 million was secured by multifamily properties of five or more units. The remainder was secured by properties of one to four units. During the same one-year period, Founders' commercial and industrial loans grew from $193,000 to $2.99 million. Consumer loans also grew from $860,000 to $1.9 million. Gordon explains: "We are focusing on making more commercial loans. If I had my druthers, I would like to have 45% or 50% commercial loans, 40% real estate and the balance in consumer loans."
Aggressive lending practices does not signal fiscal imprudence, however. The bank's 1992 loan loss provisions--dollars set aside to cover loans that aren't repaid--grew 450% to $355,000 last year. In fact, Veribanc Inc., a Wakefield, Mass.-based research firm that rates the financial condition of the nation's financial institutions, gave Founders a "Green Three-Stars" rating. That means that the bank's capital ratio of 7.36%, which grew from 6.96% in 1991, exceeded the U.S. capital requirements.
Gordon can be justifiably proud of having a creditworthy real estate-based loan portfolio, particularly in California, where banks have written off billions. Founders' small size and relative youth also protect it from such missteps. "We are relatively new in the business, and we don't have any of the real large real estate loans. Our lending limit is $700,000 to $800,000 to one customer," he explains.
Still, Jenkins and Gordon are disappointed that more black companies and celebrities haven't yet banked with Founders. Says Jenkins: "If I look at the BLACK ENTERPRISE 100s companies, I may have five of the companies [as customers]. And I don't have as many visible athletes or entertainers as you might expect participating in the economic empowerment of an African-American community. It certainly isn't a function of them not knowing I'm here. We are probably the most visible black financial institution in the community."
Maxine Ransom Von Phul believes Founders is there for South Central Los Angeles. As president of Winmax Construction Corp. and past chairperson of the Black Business Association of Los Angeles, Von Phul holds both personal and professional accounts at the bank. She says, "I think that they [Founders] are doing everything they can with their capital base. You have to have deposits to make loans."
William Michael Cunningham agrees. His Washington, D.C.-based company, Creative Investment Research, monitors and evaluates minority- and women-owned financial institutions. While acknowledging that Founders may not have the wherewithal to make $2 million and $3 million loans yet, he says, "I have a problem with the BE 100s companies not stepping up to the plate."
Founders' management can't wait for these companies to decide. Until then, it will continue to focus on small- and medium-size businesses, and there are no plans for an all-out effort to court large corporations. Of course, that doesn't stop Gordon from having lunch with music magnate Berry Gordy Jr., just to chat.
And it's not as if Founders is having trouble attracting customers. Cunningham says several churches have deposited nearly $1.5 million in the bank and encourage their parishioners in South Central to open accounts.
Firmly In Control
Founders' most valuable asset is clearly its management team. CEO and President Kelly is "Mr. Inside," while Jenkins, the bank's managing director, is "Mr. Outside." The low-key Kelly spent nine years as president of Midwest National Bank in Indianapolis and is still a partner in a legislative and governmental affairs consulting firm. He oversees the bank's planning and financial decisions and maintains solid relations with state and federal banking authorities.
Meanwhile, Jenkins is the public face of Founders. Born in Los Angeles, the Dartmouth College graduate was the chief operating officer of the $75 million Pasadena, Calif.-based United Mercantile Bank and Trust Co. before joining Founders. He manages the marketing and administration and owns 10% of the bank's stock.
Jenkins also has local clout. A board member of the Community Reinvestment Institute and chairman of the Financial Institutions Subcommittee of Rebuild L.A., he is also on the Mayor's South Central Los Angeles Economic Development Council. Recently, these credentials helped open and close two deals worth millions to the bank.
The most unusual is a $1 million investment by ARCO. The corporation receives nonvoting preferred stock and will match dollar for dollar new capital investment by other corporations made this year. In addition, ARCO may, at its option, reinvest dividends in Founders, which could provide up to another $2 million in capital for the bank if the dollar-for-dollar investment challenge is met. In all, Founders could realize more than $4 million from ARCO's investment.
At the time of the announcement, Jenkins said, "ARCO's investment signals an end to the myth that the inner city represents an inordinate and unacceptable level of financial risk that has kept corporate American from investing."
Last December, ARCO's Senior Vice President and Treasurer Camron Cooper echoed the assessment. "We see this as a sound business decision. ARCO evaluated the overall financial integrity of the bank, the expertise of its management and its success potential relative to the communities it serves and we serve," she said.
This delighted community leaders. "ARCO's investment is significant," says Bernard Kinsey, chief operating officer of Rebuild L.A. Danny Bakewell, president of the Brotherhood Crusade and the Black United Fund adds, "I think it is too long in coming but welcome now that it's here. It seems to me, though, there ought to be more." There is. Because of ARCO's matching challenge, Jenkins says that three or four other major corporations are looking at similar arrangements. This is a signal of permanence never before displayed by white-owned corporations.
The ARCO deal is attractive but another one extends Founders' reach. Although the terms of the agreement were not disclosed, Bank of America has agreed to sell two of its South Central branches to Founders. The national bank is also buying $1 million of Founders preferred nonvoting stock. Both deals are expected to be completed, pending regulatory approvals by this July. At the deal's announcement, Bank of America's Group Executive Vice President Liam McGee, who manages the bank's California branches, said, "We have great respect for the group that owns and manages Founders. They are very focused on their market, and we believe the community is better served by having a variety of competitors."
The Future
What's is Founders' future? For one thing, Jenkins is concerned that President Clinton's proposal to create 100 new community development banks will harm banks like his (see BE FINANCIALS overview, this issue). The plan's goal is to spend $850 million during the next five years, creating 100 banks to invest in distressed neighborhoods.
This burns Jenkins, who says, "I take exception to any plan that is not inclusive of banks like mine. If you can isolate $850 million, why not divide it among the existing institutions? You would provide sustenance and allow them to continue doing a job they're already doing."
"Maintenance of adequate capital levels is a problem confronting minority-owned financial institutions nationwide," says Jenkins, who notes that the number of African-American-owned banks is shrinking rapidly. "None of the traditional sources of equity capital, such as investment bankers, high-net-worth investors, pensions funds and mutual funds have ever seriously focused their time, money or energy on the minority banking community." Corporate America has only recently embraced the minority banking community by using certain banks for deposits and involvement in lines of credit, he adds.
Founders' officials aren't waiting for any handouts, though. Jenkins projects the bank will gain $100 million to $150 million in assets by 1998, and establish branches in all the significant sections of Los Angeles and in other markets nationwide.
Maybe. So the struggle continues. And given the Founders' team record, there is no reason to take such talk lightly.
Reader Opinion
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|Title Annotation:
|21st Annual Report on Black Business: B.E. Financial Company of the Year; Founders National Bank
|Wilson, Angela
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|Jun 1, 1993
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EVER wondered what birds of prey are getting up to when they fly off over the horizon? Wonder no more, thanks to Blogging Birds, a website that generates blog posts on behalf of four red kites in Scotland.
The Royal Society for the Protection of Birds (RSPB) is keen to give the public information about the behaviour of red kites, which nearly went extinct in the UK before being reintroduced from 1989.
Advaith Siddharthan at the University of Aberdeen and his colleagues developed a system in collaboration with the RSPB that mines data from sensors attached to the birds and generates natural-language blog posts to accompany interactive flight maps.
To spice up the posts, the system mixes in information about red kites' typical behaviour. For example, in a week in which one of the birds, called Millie, flew a long way for a kite, the blog begins: "This week, Millie flew around an astonishing 261 miles." And if a bird visits an area known to be grassland, say, the system can speculate that it may be feeding on rabbits or pheasant.
Any animal tagged with location sensors can feature in such a system, the team claims. They presented the work at a meeting of the Association for Computational Linguistics in Sofia, Bulgaria, last month.
This article appeared in print under the headline "Hear all about the flights of the rare red kites"
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Moms of Twins Share Breastfeeding Challenges With Twin Life Magazine, a New Online Magazine for Parents of Twins and Multiples
Twin Life Magazine asks real moms of twins for advice about breastfeeding and other parenting topics.
Brookline, MA (PRWEB) February 15, 2012
As a mother-to-be, whether or not to breastfeed is a big decision. When it comes to nursing twins, the benefits, but also the sacrifices, are doubled.
In its most recent feature article, Twin Life Magazine, a new online magazine for parents of twins, shares real moms´ insights about breastfeeding twins. The overall consensus? It´s not easy. According to the article, patience and perseverance are essential. For most moms of twins, a breast pump is a must. Supplementing with formula is a very real possibility. But if everything works out, the rewards are worth the effort.
In the article, mom blogger Farrah Ritter of Simpsonville, South Carolina, advises moms to be prepared for "a lot of work." Sara Cohen of Maynard, MA and mom to 10-month-old boys Noah and Reese, shares the ups and downs that eventually gave way to success. "At the two month mark I thought, ℠I can´t do this forever,´ she says. "I was frustrated because I could only pump enough for one baby." She sought advice and encouragement from a lactation consultant and things then "clicked," she says. "It´s just this closeness that I really, really love."
Twin Life Magazine´s article includes helpful tips from expert mom of twins Cheryl Lage, author of "Twinspiration: Real Life Advice from Pregnancy Through the First Year".
An insightful Q&A from lactation consultant Raechel Hackney, RN, IBCLC, from Lactation Care, Inc. is also featured in the magazine.
To view the full article, click on this link from Twin Life Magazine: Breastfeeding Twins: The Good, The Bad and The Heavenly.
For more information on syndication or reproduction of this and other Twin Life Magazine articles, please contact the magazine.
About Twin Life Magazine
Twin Life Magazine is a new online magazine for parents of twins and multiples, founded by an award-winning journalist and mom of twins. Twin Life Magazine is a production of Pinwheel Books, a publisher of books and animated apps for children.
For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/2/prweb9192766.htm


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continued Salutatorian Emily Mero spoke to the graduates about having passion.
"Life is a continuous process of decision-making and problem-solving," Mero said. "It's a smoother path if you have a road map to follow, but you are the only one who knows the way. Your inner compass will lead you to the roads you are meant to take. What we are doing right now is highlighting the routes to take to get to our destinations. Once you have established the directions, getting there is much easier. Even if you occasionally make a wrong turn, your inner compass will redirect you. Have faith in your own ability to make your own decisions based on your passions, whatever they may be."
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Gun Holster SetArm yourself for a good time on Halloween with this gun holster equipped with two faux pistols. Full orange tip attached as required by law.
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Holster set finished the costume
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Needed this to complete a costume for a concert of Broadway tunes. If your a normal sized Adult or bigger, make sure you have a belt that will fit you, as the one that comes with it will only fit a small child, otherwise it's a great product. A one inch belt should fit fine if you need to use one.BOTTOM LINE Yes, I would recommend this to a friend
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Not for adults. Very cheaply made.
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Not for adults, but it shows up on the website as an accessory for an adult costume. Why would you do this? It's intended for a child, even has a picture of a 3-4 year old boy on package (not shown on website).BOTTOM LINE No, I would not recommend this to a friend
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Adjustable for little boys 5 yr and 1yr
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perfect for my 2 little boys!!! Durable, and adjustable!!BOTTOM LINE Yes, I would recommend this to a friend
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American League Game Summary - New York at Baltimore
(Friday, June 28th)
Final Score: Baltimore 4, New York 3
Baltimore, MD (Sports Network) - Nate McLouth belted the tie-breaking homer off CC Sabathia in the seventh inning to boost the Baltimore Orioles to a 4-3 win over the New York Yankees at Camden Yards.
Sabathia, who was making his 400th start and trying for his 200th win, carried a no-hitter into the sixth inning. A couple of infield dribblers resulted in hits during the frame when the Orioles tied the game.
Then with two outs in the seventh, McLouth hit a towering fly ball to right on a 1-0 pitch to give the Orioles the lead.
T.J. McFarland allowed seven hits and three runs over 2 2/3 innings in his first major league start. Kevin Gausman (1-3) picked him up by limiting the Yankees to three hits over the next 4 1/3 frames to get his first big league victory. Tommy Hunter threw the final two innings for his second career save.
Sabathia (8-6) allowed five hits and fanned six over seven frames.
Manny Machado had a two-run double and Adam Jones hit the tying single, all in the sixth inning, as the Orioles won for the third time in four contests since a four-game skid.
Robinson Cano went 3-for-5 with an RBI for the Yankees, who lost their third in a row.
McLouth singled to center to start the bottom of the sixth and Alexi Casilla followed by hitting a slow chopper to first for an infield hit. After Nick Markakis popped out, Machado split the gap in right-center to get the O's within 3-2. With two down, Jones hit a slow roller toward Sabathia, but he couldn't make the play for the final out and Machado scored.
On the at-bat prior, Machado advanced on J.J. Hardy's fly ball to center.
"We were fortunate," Orioles manager Buck Showalter said. "One of the key plays was Manny tagging and going to third. We got a couple of swinging bunts there that went our way. I'll take it."
Cano singled to right to drive in Brett Gardner, who doubled to start the game.
Vernon Wells and Chris Stewart added RBI singles in the third, but Gausman struck out David Adams to leave two runners on base.
Game Notes
Jones has not drawn a walk since May 18 ... Jones has gone 164 plate appearances without a free pass ... McFarland made his first major league start after making 18 relief appearances ... Joe Girardi is one win shy of 600 in his managerial career ... Baltimore leads the season series, 4-3.
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Opera Europa live streaming platform launches with a relay of La traviata from Teatro Real, Madrid on 8 May 2015
7 May 2015
The Opera Platform will offer relays from 15 European opera houses, beginning with David McVicar's new production of Verdi's classic.
Your reaction: Andrea Chénier in cinemas 2015
29 January 2015
What did you think of the live cinema relay of David McVicar's Royal Opera production of Umberto Giordano's opera?
Watch: Members of the cast and creative team on I due Foscari
27 October 2014
Backstage films from the live relay of I due Foscari, including Antonio Pappano introducing Verdi's music and Plácido Domingo on his transition from tenor to baritone.
Verdi's I due Foscari live in cinemas on 27 October 2014
20 October 2014
Stephen Fry will present the performance, starring Plácido Domingo and conducted by Antonio Pappano.
Watch: Members of the cast and creative team on Manon
16 October 2014
Backstage films from the live relay of Manon, including Darcey Bussell and Deborah MacMillan on the choreographer's creative process and Royal Ballet dancers introducing the story and characters of the ballet.
Royal Opera House stars gather to launch Live Cinema Season 2014/15
16 October 2014
Dancer Melissa Hamilton, soprano Elizabeth Watts, Kevin O'Hare and others celebrate the start of the new Season.
Watch: Behind the scenes on Giselle
27 January 2014
Another chance to see the backstage films screened as part of our live cinema relay.
Darcey Bussell to present remaining 2013/14 LIVE cinema relays of Royal Ballet productions
23 January 2014
The former Royal Ballet Principal will give audiences glimpses behind the scenes of Giselle, The Sleeping Beauty and The Winter's Tale.
Darcey Bussell to present live cinema relay of The Nutcracker
2 December 2013
The former Royal Ballet Principal gives audiences around the world a glimpse behind the scenes on 12 December.
Watch: Les Vêpres siciliennes behind the scenes films
5 November 2013
Another chance to see the backstage films screened as part of our live cinema relay.


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If the world ends, but you had this escape......
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Well, I don't know... Tropical islands tend to have cannibals on them. I'm not going to live in some dystopian disaster waiting to happen world, so that rules out the Blade Runner universe, or both the comic book ones. Star Wars universe is kind of mundane-unfriendly as well. That leaves Trek and Lord of the Rings. Post ENT is still pretty early on. I've no interest in being stuck in interstellar space with a freighter crew for months on end before I finally get to see a strange new world, and there's probably not quite that many civilians setting out past the furthest lines on the map yet, so...
I guess I'll bring the secret of gunpowder to Middle Earth. Sure, I'll have to walk everywhere at first, but at least I'll get to be king.


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A multilingual Web portal that provides low-income individuals web-based tools and information about financial services, education, jobs, health care, and family.
Apply your desired filters then click on the RSS icon in the top right of the page to access the resulting feed.
Note: All filters other than "Content type" are applied with an OR as opposed to an AND. For example, checking "Resource" and "In the Community" under "Content type", "Basic Computing" under "Topic", and "Educator" under "Audience" results in a statement like "Show me all content of content type resource OR in the community AND tagged with basic computing OR educator."
A multilingual Web portal that provides low-income individuals web-based tools and information about financial services, education, jobs, health care, and family.
Tools for teachers, collaborative space to share ideas and discussion groups.
A public-private partnership that offers tools and resources focused on 21st century readiness for every student.
The Housing Authority of San Bernardino, in partnership with the Career Institute National Federation Center, is using a 12-week workforce training program to improve digital literacy among low-income residents, and teach basic computer skills and online job search techniques. The Housing Authority is also hosting job training classes and job search/resume workshops at its computer centers, teaching participants interviewing skills, and best practices for filling out online applications.
Additionally, the Housing Authority supports computer labs across various community centers in the San Bernardino City Unified school district. Operated by the Top Flight Education and Sports Organization, the computer labs are open Monday through Thursday afternoon to assist children with homework and other school-related projects. All of these Housing Authority programs are made possible by funding from the American Recovery and Reinvestment Act through the Department of Commerce's National Telecommunications and Information Administration.
Created by the American Library Association (ALA) in response to a Presidential committee recommendation in 1989. Recognizes October as National Information Awareness Month and works to promote the visibility of information literacy by collaborating on a variety of activities with a host of organizations, schools, colleges/universities, businesses, and governmental agencies.
A new pilot program that aims to improve access to electronic textbooks for students with disabilities announced today that it has received funds from the U.S. Department of Education.
The funding will be used over the next two years to support the Student E-rent Pilot Project (STEPP). STEPP is a collaborative program with support from electronic textbook provider CourseSmart, the University of Georgia Alternative Media Access Center and AccessText Network, a nationwide organization that supports the delivery of alternative textbooks to Disabled Student Services offices at colleges throughout the country.
The Inland Northwest Community Access Network (Tincan) is providing digital media training and workshops at its new media lab and film production facility in Spokane, Wash. Students of all ages are taught film production skills including camera techniques, industry-level editing software, and sound production fundamentals. Tincan offers other digital media and career building training classes that span across skill levels including computer basics, editing fundamentals for home movies, web development, marketing with Facebook, and blogging basics. The new space also houses Tincan's offices, a 32-computer media lab, and a full professional video production studio.
Tincan is enhancing Internet connectivity across the Spokane Public Library system and various community centers. The project has distributed computers and software for public use to Peaceful Valley Community Center, Northeast Community Center, and the Martin Luther King Jr. Outreach Center. These locations and others will provide Internet access to low-income Spokane residents including at-risk and homeless youth and people with disabilities who do not otherwise have access and new spaces where Tincan can provide training in Internet skills. This project was made possible by funding from the American Recovery and Reinvestment Act through the Department of Commerce's National Telecommunications and Information Administration.
The Computers for Youth Foundation (CFY) is teaching digital literacy courses to families in high-poverty middle schools of the Los Angeles Unified School District. Known as Family Learning Workshops, these bilingual classes teach low-income students and their parents about the educational uses of home technology and broadband including how to use this technology to improve learning and motivation. Parents and students are encouraged to work together and commit to an ongoing home learning effort.
Through this program, CFY provides participating families with a broadband-ready Home Learning Center, broadband enrollment guidance, and access to high-quality, online educational software focused on math, English, social studies, and science. CFY also provides training to teachers on leveraging educational software to extend learning into the home and drive student achievement. This program is made possible with funding from the American Recovery and Reinvestment Act through the Department of Commerce's National Telecommunications and information Administration.
Las Vegas – Clark County Urban League (LVUL) is teaching digital literacy courses at 15 new and 14 refurbished computer centers across the city to help people develop computer and workforce skills. The Nevada Public Computer Centers (NPCC) offers courses on a variety of topics including Microsoft Office® software, Internet fundamentals, and communicating through e-mail and Skype. The center also provides one-on-one help for students working on class projects as well as senior citizens learning how to use technology to stay in contact with their families.
The 15 percent unemployment rate in Las Vegas is difficult on the community, especially those residents who lack computer skills. To improve digital literacy and help people find employment, NPCC offers classes in online job searches, resume creation, and interview preparation. The project's digital literacy training is already making an immediate impact on residents. Julia Mann, a Las Vegas woman, had been unemployed for two years and living in a shelter with her son. Now, after completing an NPCC computer course and working with one of the Center's job advisors, she is gainfully employed.
This program is made possible with funding from the American Recovery and Reinvestment Act through the Department of Commerce's National Telecommunications and Information Administration.
The Cambridge Housing Authority (CHA) is teaching digital literacy courses at three public computer centers to help people conduct online job searches, prepare resumes, and submit resumes to potential employers. CHA is offering five-week advanced computer classes and 15-week basic computer skills classes to local residents, including training in use of Microsoft Office® productivity software and conducting online job searches. The 15-week courses offer specialized classes on digital editing and publishing software. CHA offers other services, such as the digital enhancement of its Gateway English for Speakers of Other Languages (ESOL) course and its family literacy and support program, Reading on Computers with Kids.
Additionally, CHA is expanding the digital component of its Work Force program, which provides comprehensive life-skills and vocational training for low-income youth. Participants receive academic tutoring, academic testing prep work, and mentored employment opportunities from eighth grade through their senior year of high school. Students use the computer labs to develop resumes, fill out job applications, and perform college searches. All of these programs are made possible with funding from the American Recovery and Reinvestment Act through the Department of Commerce's National Telecommunications and Information Administration.
The South Carolina Digital Library (SCDL) is a collaborative effort that includes South Carolina's schools, libraries, archives, museums, and other cultural heritage institutions. SCDL's mission is to encourage our collaborators to create, maintain, and promote digital collections that represent South Carolina's historical and cultural resources while following state-level guidelines that are based on national standards and best practices. Currently there are over 80,000 primary resources available in the database from approximately 30 cultural heritage institutions around the state. The primary resources include photographs, books, manuscripts, maps, audio and video files.
Educator resource that believes that many of the best practices of how to effectively approach increasing digital inclusion and digital literacy have already been established by many organizations in other countries all over the world. Works to collect that information and distribute laptops to children.
Don't let spyware sneak onto your computer to give others a peek at information you enter online. Get wise to the spyware guise by taking this quiz.
An informal national movement of student volunteers that work to increase digital inclusion and broadband adoption.
Safety training video created by Net Literacy student volunteers that's being used by Indianapolis Public Schools to teach each of the 12,000 high school students receiving netbooks Internet/computer safety.
Guide to avoid "miracle" health claims
The New York State Office of Cyber Security (OCS) is partnering with the Center for Technology in Government at the University at Albany – SUNY to independently test the speed of broadband service available to New York State residents. CTG will collect, analyze, and report the results to OCS, who is deploying state-of-the-art geographic information systems (GIS) to create a clear and accurate broadband map of where and what level of broadband is available across the state, which will help drive policy decisions and future funding.
A guide for the purchase, use, and disposal of ICT.
What digital literacy skills are important for workforce today?
Stop. Think. Connect. is the first-ever coordinated message to help all digital citizens stay safer and more secure online. The message was created by an unprecedented coalition of private companies, nonprofits and government organizations.


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Two people, including the gunman, died and another person was injured in a shooting early Tuesday at a Wal-Mart Supercenter store in Grand Forks, North Dakota, police said.
Emergency crews had to hustle earlier today when they were called out to Dog Mountain Trail to rescue an injured hiker, but ended up helping a hurt canine.
The KATU Problem Solvers are reuniting letters with a soldier's family, more than 70 years after he died.
For most of the veterans on the honor flight, it has been a long wait, and to finally be recognized and thanked for their service and sacrifice to their country was an emotional experience.
Two people, including the gunman, died and another person was injured in a shooting early Tuesday at a Wal-Mart Supercenter store in Grand Forks, North Dakota, police said.
Emergency crews had to hustle earlier today when they were called out to Dog Mountain Trail to rescue an injured hiker, but ended up helping a hurt canine.
The KATU Problem Solvers are reuniting letters with a soldier's family, more than 70 years after he died.
For most of the veterans on the honor flight, it has been a long wait, and to finally be recognized and thanked for their service and sacrifice to their country was an emotional experience.
Memorial Day events going on nearby in Western Oregon.
The veterans responsible for the tribute say they want to make sure others don't lose sight of what Memorial Day is all about.
Day three closed with a glorious sunset over the gorge as tens of thousands enjoyed the third day of the four day festival that runs throughout the Memorial Day Weekend, from May 22nd to the 25th.
This year marks a special Memorial Day anniversary -- 150 years since the end of the Civil War. The cemetery is the resting place of many soldiers, including those who fought in that war.
A Eugene man is using his art to encourage random acts of kindness among complete strangers. "I'm going to put this in the world," he says. "If they give me a payment, their payment is to do something nice, but it has to be for a stranger."
"We actually didn't hear any fire alarms, so we were confused," says Amanda Fossati, who witnessed the fire. "I think they broke in and shot the window out and sprayed over here."
Your Photos
This phone was found in the yard at, River Bend by my husband yesterday. He didn't have time to run it inside to the front desk. He will be taking it there this morning. The phone is locked still. This is the picture on the lock screen, of the potential owner/s of the handset.
Anne Meara, the loopy, lovable comedian who launched a standup career with husband Jerry Stiller in the 1950s and found success as an actress in films, on TV and the stage, has died.
Two B.B. King heirs who've been most outspoken about the blues legend's care in his final days are accusing King's two closest aides of poisoning him.
Police have charged seven suspects in a senior prank that released 72,000 ladybugs in a public high school.
A group of scientists and fishermen in Maine is working on a new tool they say will allow seafood consumers to learn the backstory of a piece of fish by scanning a code at the supermarket.
Nine brains were found along a street in a northern New York village, but authorities say there's nothing to fear.
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Fire crews responded to a fully-engulfed car fire around 6 a.m. Tuesday next to a Portland trail.
Two nearby homes and the caretakers at a church camp were evacuated.
Police say she was able to fight the man off and get to safety. The man fled the parking lot in a vehicle, described as a "sporty" silver colored car, similar to a Hyundai.
A bride-to-be and her groom, a Marine, kept the tradition of not seeing each other before the ceremony alive in a photo that is going viral nationwide.
A spokesperson for In-N-Out Burger says the fast food chain is coming to Oregon, but not to Eugene.
Juan Pablo Montoya insisted he had the best car in the Team Penske stable - even to his three teammates, who all believed they were legitimate contenders to win the Indianapolis 500.
The Oregon Ducks Softball team won the second game of the Eugene Super Regional 9-3 over the North Carolina State Wolf Pack on Saturday afternoon. With the victory, the Ducks now advance to the College World Series in Oklahoma City starting May 28th.
Cheridan Hawkins has helped carry the Oregon softball team all the way to the Eugene Super Regional series against North Carolina State mainly due to one skill; her ability to handle adversity when it presented itself.
Hundreds of former players have filed a lawsuit claiming all 32 NFL teams obtained and provided painkillers to players - often illegally - as part of a decades-long conspiracy to keep them on the field without regard for their long-term health.
NFL Commissioner Roger Goodell said Wednesday it's his responsibility to hear directly from New England quarterback Tom Brady in his appeal of his four-game suspension in the deflated footballs case.
Two people have chained themselves to a support ship that is part of Royal Dutch Shell's exploratory oil drilling plans and currently moored in Washington state.
Governor Brown declared a drought emergency in Lane and seven other Oregon counties.
State health officials say they're asking people to take precautions ahead of the Memorial Day weekend.
A month ago, Baby Bear was found emaciated and alone near Evans Creek, an off-roading park that runs to Mount Rainier. Today, he is happy, healthy and ready to find a new family to call his own.
People reported have spotting an odd animal in someone's backyard and wondered -- what are these animals doing here in Oregon?
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A cherry picker accident that left a man and a boy dead and injured three other children happened as the man was giving the neighborhood kids a demonstration of the elevated lift, authorities said.
Bones found in the San Francisco Bay Area are those of a Swedish exchange student who disappeared more than 30 years ago, authorities said Monday.
A tornado raged through a city on the U.S.-Mexico border Monday, destroying homes, flinging cars like matchsticks and ripping an infant from its mother's arms. At least 13 people were killed, authorities said.
An elderly husband and wife stranded for two weeks in Southern California's high desert ate oranges and a pie and drank rain water that they collected in cups, but the 79-year-old husband died at some point before the couple's rescue, authorities said Monday.
Veterinarians and emergency officials worked to save animals after a fire broke out at a Kansas pet store.
Top Video
Watchdog group objects to simplistic design and high cost of new Tennessee state logo. Jeremy Finley has more.
35 years ago, a legend was born. "Pac-man" made its debut in Japanese arcades. Three-and-a-half decades and billions of glowing dots later, the yellow gaming icon has appeared in more than 70 titles. Chris Boyette takes a look at the colorful history of Pac-man!
A five-year-old boy wasn't ashamed to help a stranger. In fact, his gesture created quite the stir at an Alabama waffle house. Bryan Henry has the story.
Your Life, Your Style
In its 10-years of existence, YouTube has evolved from a playground for kitty videos to a $20 billion visual menagerie. Along the way, it's also become an incubator for a new type of celebrity.
A salmonella outbreak likely linked to raw tuna has sickened 53 people in nine states, health officials said Thursday.
YouTube's legacy extends beyond its pioneering role in the Internet's video revolution. The 10-year-old site provided a stage for exhibitionists, narcissists and activists to broadcast their opinions, show off their talents, expose abuses or just pass along their favorite clips of movies, TV shows, music, cute kittens and other interests.
Fed up with annoying robocalls- a local man just joined a nationwide brigade aimed at fighting back. When Consumers Union asked for volunteers to test different robocall blocking devices on the market, he jumped at the opportunity.
Wish someone a Happy Birthday on KVAL! Click here!
Wish someone a Happy Birthday on KVAL! Click here!
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A system that replaces verbal communication between pilots and air traffic controllers with computerized messages was unveiled Thursday by federal aviation officials, who said the system will reduce delays during weather events and cut down on errors.
A man paralyzed by gunshot more than a decade ago can shake hands, drink beer and play "rock, paper, scissors" by controlling a robotic arm with his thoughts, researchers reported.
The company whose name has long been synonymous with telephones is looking for new ways to reach out and touch someone.
President Barack Obama is embracing short-form communication. Twitter has a new POTUS account.
Apple CEO Tim Cook has called on graduates of George Washington University to find their values and commit to living by them to help change the world.
Oregon's vaccine-exemption rate has dropped, state health officials said.
Karly Vedan was 9 when she first noticed stretch marks popping on her legs.
The Community Cancer Center opened its doors to the public to celebrate what the installation and certification of what officials say is the most advanced radiotherapy treatment technology available in the industry.
E-cigarette use among teens has skyrocketed over the past few years and a new Centers for Disease Control report is revealing an alarming trend.
Underlining a change across the nation, nearly 9 out of 10 adults now say they have health insurance, according to an extensive survey released Monday. As recently as 2013, slightly more than 8 out of 10 had coverage.
With the Memorial Day holiday here, fallout from the oil spill that left Gulf Coast beaches smeared with gooey tar balls and scared away visitors in 2010 is being credited, oddly, with something no one imagined back then: An increase in tourism in the region.
Japan, famous for green tea, is welcoming artisanal American coffee roaster Blue Bottle with long lines that have at times meant a four-hour wait for a cup.
It's still possible to buy a gleaming Ford truck in Venezuela, rent a chic apartment in Caracas, and snag an American Airlines flight to Miami. Just not in the country's official currency.
China announced Monday it will cut import taxes on clothing, cosmetics and some other goods by half in a new tactic to spur consumer spending and economic growth.
If there was one thing most economists agreed on at the start of the year, it was this: Plunging oil prices would boost the U.S. economy.
If you have an RCA 7 inch tablet that was purchased last year- keep an eye on the internal lithium battery. There are reports of the battery suddenly puffing up like a pillow inside the case, putting children in harm's way.
A 44 week survey of some well-known national stores suggests many items touted as being on sale, are actually on sale virtually all the time and rarely, if ever, sold at the so-called "regular" price.
Are you an over-achiever when you mow the lawn? By that I mean: Do you cut the grass really short?
It's not uncommon for people to have a tough time standing up and moving around as they grow older. And this lack of mobility can limit a person's sense of independence and their quality of life
Traditional nail polish is rapidly being replaced by high-gloss, longer lasting gel formulas. Gel manicures are popular because they can last as long as 3 weeks. The polish is hardened onto the nail with ultra violet light. But gel polish at the salon is pricey- ranging from $25 - $35. So more and more manufacturers are offering gel polishes you can buy at the store. They give you the same high gloss finish for a fraction of the cost- without the ultra violet exposure you get at the salon.


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Vicki Bentley-Condit has taught biological anthropology at Grinnell since 1995. She is a primatologist who has conducted research with both wild and captive baboon populations and... See this person's full profile
Plant Molecular Biology
My research focuses on the response of plants to environmental stress at the molecular and biochemical levels, and utilizes both crop and model plant... See this person's full profile
I am a scholar of communications as a political and social force, with expertise in the fields of modern history, contemporary history, comparative politics, war and society, and China/... See this person's full profile
Kathryn Kamp teaches anthropology and archaeology at Grinnell College. While she has worked in Syria and Belize, her major research focus is the study of the Puebloan populations who... See this person's full profile
We study the molecular pharmacology of neuronal nicotinic acetylcholine receptors (nAChRs). These ligand-gated ion channels are the seat of nicotine addiction and are implicated in a... See this person's full profile
Scholarly Activities: Noyce Faculty Study Grant, "A Cybernetic Model of Human Behavior" Summer/Fall 1998. Co-Project Director (with Christopher Hunter), "Ethnographic Study of a Human-... See this person's full profile
Comparative physiology and functional morphology; exercise physiology & psychology I was originally trained as a comparative physiologist and functional morphologist, but since... See this person's full profile
I use behavioral and neuroanatomical techniques to study the role of prefrontal cortex in emotion and memory. My current work focuses on understanding the contributions of distinct... See this person's full profile
Plants, like animals, begin life as a single cell, the fertilized egg or zygote. This single cell undergoes growth, cell division and differentiation to produce an embryo, or immature... See this person's full profile
Current focus of the lab - in a nutshell.
The actin-based motor protein called myosin-10 appears to contribute to the proper structure and function of the mitotic spindle, the... See this person's full profile
Professor Trimmer is interested in the structure and mechanism of enzymes. Her research has focused on enzymes that perform oxidation/reduction reactions using the coenzyme flavin. She... See this person's full profile
John Whittaker (BA Cornell U. 1975, PHD U. of Arizona 1984) has been teaching at Grinnell since 1984. He considers himself an anthropological archaeologist, which means that while he... See this person's full profile


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In order to reduce distracted driving, PHH Arval has partnered with ZoomSafer to create the fleet industry's first smartphone application that detects when employees are driving and automatically encourages safe smartphone use.
"It's really very simple – employee texting, emailing and browsing while driving leads to increased crashes and creates safety hazards on the road," said George Kilroy, President and CEO, PHH Arval, which is one of North America's largest provider of fleet management services. "We partnered with ZoomSafer to deliver iNmotion in direct response to customers seeking solutions to improve the safety of our roads."
ZoomSafer, which is a leading provider of policy software to prevent distracted driving, created the iNmotion software application. Once installed on a driver's BlackBerry® or Android™ smartphone, the application detects when employees are driving and will automatically enforce company cell phone policy. For example, it can:
- Restrict the use of cell phones except emergency calls,
- Restrict drivers to 'hands-free mode' when making and receiving calls, and
- Send automated responses that the driver is unavailable via text message or email.
"PHH has a long and outstanding reputation for developing innovative products tailored to meet the constantly changing needs of commercial fleet customers," said ZoomSafer CEO Matt Howard. "We're pleased to provide the technology in support of iNmotion and we look forward to helping PHH customers promote safe and legal use of cell phones while driving."The software is available for drivers in the United States and Canada. About PHH Arval PHH Arval, a subsidiary of PHH Corporation [NYSE: PHH], is a leading fleet management services provider in the United States and Canada. PHH Arval provides outsourced fleet management solutions to corporate clients, including nearly one-third of the Fortune 500 companies. Through consultative expertise, flexible customer service, and award-winning Internet technology, PHH Arval helps clients reduce costs and increase productivity. For more information, visit www.phharval.com, or call 800 ONLY PHH. About PHH Corporation Headquartered in Mount Laurel, New Jersey, PHH Corporation is a leading outsource provider of mortgage and vehicle fleet management services. Its subsidiary, PHH Mortgage, is one of the top five retail originators of residential mortgages in the United States, and its subsidiary, PHH Arval, is a leading fleet management services provider in the United States and Canada. For additional information about the company and its subsidiaries, please visit our Web site at www.phh.com. About ZoomSafer ZoomSafer is a leading provider of enterprise software to prevent distracted driving. FleetSafer™ solutions enable employers to measure, manage and enforce cell phone usage policies to reduce crashes, risk, liability and expense. For more information, please visit www.zoomsafer.com.


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Athletics - Bekele beats Farah in dramatic Great North Run finale
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Resident Evil 4 mastered in-game difficulty (By shutting up about it)
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No comeback needed for Williams in French Open quarterfinals
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Mark Richt says Georgia is recruiting transfer QB Greyson Lambert
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March 26, 2013
Bo may be a bit on the thin side now, but with a few good meals and a lot of love, he'll be looking fat and sassy in no time. A black Lab-mix with a beautiful bluish tinge to his coloring, he'll make a stunning dog and a great family pet. He's estimated to be between 1 and 2 years old and should weigh around 60 pounds. He's had his shots and been wormed and would love to find a new home. He can be rescued and adopted at Rockdale County Animal Care and Control Shelter at 1506 Rockbridge Road in Conyers. At the Rockdale shelter adoption fees for dogs are $30 and $20 for cats. Spaying or neutering is required for adoption. The shelter is open from 8 a.m. to 6 p.m., Monday through Friday. The phone number is 770-278-8403.
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Dudley and Bo are hoping to find a spot in someone's heart
There are a variety of dogs and cats available for adoption this week in Newton and Rockdale counties.
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Salazar is a member of the elite U.S. Navy SEALs and serves under David Mason. His fate is determined whether Farid lives or dies in Achilles Veil.
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The Sierra Club (www.sierraclub.org) is a national environmental advocacy organization with more than 60 chapters, including at least one for every state in the US. The Maryland Chapter of the Sierra Club focuses on protecting the state's natural and wildlife resources, monitoring legislation, sponsoring outings, and educating the public about pressing environmental issues (see our history). The Chapter is also responsible for the Groups that operate on the local level throughout the state.
Every year, the members of the Sierra Club in Maryland elect 3 At-Large Members to serve 2-year terms on the Maryland Chapter Executive Committee (Ex Com); the 6 At-Large Members are joined by one Delegate from each local Group.
At the same time, each local Group holds elections for new members of their Executive Committees, as specified in their respective by-laws. The Chapter and Groups form sub-committees that report to their Executive Committees -- for example, a new Nominating Committee is needed for each year's elections. The Maryland Chapter's Executive Committee creates Standing and Ad Hoc Committees that any member may join.
The Maryland Chapter is also responsible for coordinating Conservation Campaigns in the state. All Conservation Campaigns are important, and new campaigns may be proposed by the local Groups. The most critical, however, are designated as Priority Conservation Campaigns (sometimes at the national level) and those must be considered first for adequate funding and volunteer effort.
The Chapter also promotes increased awareness of conservation issues and programs to support environmental stewardship by individuals, communities, and governmental agencies. As a grassroots advocy and lobbying organization, the Sierra Club engages in politics in order to elect officials and pass legislation likely to benefit the environment.
The Maryland Chapter maintains an office run by a small staff (see below) with the help of one or more college interns. Call, write or visit to find out what you can do, or join us on a trip to get outdoors. We welcome the involvement of all citizens, in any capacity large or small, in our mission to "Enjoy, Explore, and Protect the Planet".
Maryland Chapter Office
7338 Baltimore Avenue, #102, College Park, MD 20740. For directions, click here.
Maryland Chapter Office Staff
Office Phone (all staff): 301-277-7111
Josh Tulkin, State Director, Sierra Club Maryland Chapter
301-244-9405 cell
Laurel Imlay, Chapter Coordinator
Claudia Friedetzky, Chapter Conservation Representative (Water Issues)
David Smedick, Beyond Coal Campaign Representative
Seth Bush, Beyond Coal Organizing Representative
Candice Frederick, Administrative Assistant


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About Schools in Lake Hamilton, FL
Contact a Coldwell Banker® real estate agent to learn more about the schools and school districts in Lake Hamilton, FL.FIND AN AGENT
Lake Hamilton, Florida is located in Polk County. Nearby cities and towns include Dundee, Haines City, Waverly, Grenelefe, Cypress Gardens, Winter Haven, Lake Alfred, Davenport, Inwood, Lake Wales, Wahneta, Eagle Lake, Poinciana, Jan Phyl Village, Auburndale, Highland Park, Loughman, Fussels Corner, Alturas, Crooked Lake Park, Polk City, Babson Park, Bartow, Highland City, Hillcrest Heights, Combee Settlement, Crystal Lake, Campbell, Celebration, Four Corners, Lakeland, Homeland, Lakeland Highlands, Frostproof, Kissimmee, Fort Meade, Medulla, Bay Lake, Lake Buena Vista, Mulberry, Fuller Heights, and Hunters Creek. Lake Hamilton is a rural community with a population of 1,266. The median household income is $46,695. In Lake Hamilton, 49% of residents are married, and families with children reside in 35% of the households. Half the population of Lake Hamilton commutes 21 minutes or less to work, with 63% of residents holding white collar jobs and 37% residents holding blue collar jobs. The median age of homes in Lake Hamilton, FL is 22 years, with 65% of those homes owned, 15% rented, and 20% not occupied. In the previous year, 2 Lake Hamilton properties were sold. The median sale price of a home in Lake Hamilton in the previous year was $61,000.
Contact a Coldwell Banker® real estate agent to learn more about the schools and school districts in Lake Hamilton, FL.FIND AN AGENT
See if your personality and goals are right for real estate.SEE ALL REAL ESTATE CAREERS
Community information and market data Powered by Onboard Informatics. Copyright ©2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.


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a seating chart for Royal Opera House.
Royal Opera House16 S Cumberland Steet
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