text:
The Login box includes the checkbox Use/store settings on server. Check this box to have TWS automatically save any session changes to the server, and use that saved version the next time you log in from any PC.
If you are not yet an IB customer, use the TWS demo. If you are an IB customer, you can open a paper trading account, which allows you to use the full range of IB trading facilities in a simulated environment using real market conditions.
Visit the Paper Trading page for more details.
First, be sure that you are logged into the correct version of TWS; i.e. If you read about a feature in the TWS Beta notes, you must log into the TWS Beta version to use it. To find features within TWS, use the "Help/Ticker Lookup" search box in the upper right corner of both Mosaic and Classic TWS.
The nightly log off is required for maintenance and cannot be disabled. However, you can modify the log off time from the Lock and Exit page of Global Configuration.
Find margin information for options on the Options tab of the Margin page.
Order types are defined in the Order Types matrix.
You need to set the timing to "Allow order to be activated, triggered or filled outside of regular trading hours." You can define this setting from the Timing section of the Order Preset for a specific asset type, or on a per-order basis from the Time in Force field checkbox "Fill outside RTH.". If outside regular trading hours is not available for the specific order you are submitting, you will not be allowed to populate the checkbox.
See the TWS Quickstart for an overview for the Mosaic interface.
You can record mouse-click shortcuts for specific order creation and transmission commands, such as buy, sell, transmit and cancel and many others. See the TWS Users' Guide for details.
See the Trailing Stop order page and the TWS Users' Guide for details.
The TWS settings file is named tws.xml and is located in a subdirectory of c:\Jts. Search (CTRL F) the c:\Jts directory for the most recently modified file. TWS Log files are named log.day.txt (e.g., log.Wed.txt) and are located in the c:\Jts directory.
Commission structures are described in detail on the Commissions pages, sorted by instrument type.
For up-to-date information on market data and allocation examples, see the Market Data Display page.
TWS runs on Windows, MAC and Unix operating systems. To ensure that you have an adequate Internet connection and proper system requirements to run TWS, please see the Minimum Requirements details,
The table below outlines our suggestions for both minimum and recommended system requirements to run the IB Trader WorkstationSM.
|PC Minimum
|PC Recommended Requirements
|Mac Minimum
|Mac Recommended Requirements
|Operating System
|Windows Vista
|Windows 7 or higher
|Mac OSX 10.7
|Mac OSX 10.9.5
|Internet Explorer 11.0 and higher
Firefox 32.0 and higher
Chrome 37.0 and higher
|Safari 7.1
Firefox 32.0
Chrome 37.0
|Oracle Java 6
|Oracle Java 7
|Oracle Java 6
|Oracle Java 7
|Screen Resolution
|1024 x 768
|Dual Screen, 1280 x 1024
|1024 x 768
|Dual Screen, 1280 x 1024
|2.2GHz Intel Core2 Duo
|Intel Dual Core Processor
Intel i3 and higher processors
|Intel Dual Core Processor
|Intel Dual Core i3 and higher processors
|2GB Ram (Average Trader)
|4GB Ram (Power Trader)
|2GB Ram (Average Trader)
|4GB Ram (Power Trader)
|Internet Connection
|56K Dial-up or higher
|Broadband with Dial-up Backup
|56K Dial-up or higher
|Broadband with Dial-up Backup
|Linux/Unix Minimum
|Linux/Unix Recommended Requirements
|Operating System
|Kernel 2.6
|Kernel 3.0 or higher
|Firefox 32.0
Chrome 37.0
|Oracle Java 6
|Oracle Java 7
|Screen Resolution
|1024 x 768
|Dual Screen, 1280 x 1024
|2.2GHz Intel Core2 Duo
|Intel Dual Core
i3 and higher processors
|2GB Ram (Average Trader)
|4GB Ram (Power Trader)
|Internet Connection
|56K Dial-up or higher
|Broadband with Dial-up Backup
Find download instructions and the necessary files on the Installation Instructions page.
The table below outlines our suggestions for both minimum and recommended system requirements to run the IB Trader WorkstationSM.
|PC Minimum
|PC Recommended Requirements
|Mac Minimum
|Mac Recommended Requirements
|Operating System
|Windows Vista
|Windows 7 or higher
|Mac OSX 10.7
|Mac OSX 10.9.5
|Internet Explorer 11.0 and higher
Firefox 32.0 and higher
Chrome 37.0 and higher
|Safari 7.1
Firefox 32.0
Chrome 37.0
|Oracle Java 6
|Oracle Java 7
|Oracle Java 6
|Oracle Java 7
|Screen Resolution
|1024 x 768
|Dual Screen, 1280 x 1024
|1024 x 768
|Dual Screen, 1280 x 1024
|2.2GHz Intel Core2 Duo
|Intel Dual Core Processor
Intel i3 and higher processors
|Intel Dual Core Processor
|Intel Dual Core i3 and higher processors
|2GB Ram (Average Trader)
|4GB Ram (Power Trader)
|2GB Ram (Average Trader)
|4GB Ram (Power Trader)
|Internet Connection
|56K Dial-up or higher
|Broadband with Dial-up Backup
|56K Dial-up or higher
|Broadband with Dial-up Backup
|Linux/Unix Minimum
|Linux/Unix Recommended Requirements
|Operating System
|Kernel 2.6
|Kernel 3.0 or higher
|Firefox 32.0
Chrome 37.0
|Oracle Java 6
|Oracle Java 7
|Screen Resolution
|1024 x 768
|Dual Screen, 1280 x 1024
|2.2GHz Intel Core2 Duo
|Intel Dual Core
i3 and higher processors
|2GB Ram (Average Trader)
|4GB Ram (Power Trader)
|Internet Connection
|56K Dial-up or higher
|Broadband with Dial-up Backup
If you have a slower computer or Internet connection, we recommend that you use the standalone version of TWS.
If you use the browser-based version, you can access TWS from any internet PC, and do not have to manually update to get the latest version. Both require that you install the minimum recommended version of Java..
Go to the Java Upgrade Instructions page and select the Windows or Mac operating system. Follow instructions for upgrading the Java plugin. Note that if you want to upgrade to a newer Java version, you must first remove the existing plugin and then install the upgraded version.
The beta release is a pre-production version of an upcoming release that allows you to actively trade while you test new features. You must deliberately elect to use the beta at your own risk when you log in. Since the beta is under construction until production release, we welcome your input on its performance. The beta will be promoted to production after it has been tested both in-house and externally over a specified time period. Please note that although the software is "in beta," you are still trading your IB account and are responsible for all transactions.
The login page includes links to both the beta and production release notes. These notes briefly describe new features that have been added and problems that have been fixed.
If you are running the standalone version, the update wizard will automatically check for TWS updates each time you log in to your computer. You can also manually check for updates from the Start menu by selecting Programs and then Startup and clicking Check for TWS Updates. Customers running the browser-based version can get the most recent production release by selecting Trader Workstation Latest from the Login menu.
First, uninstall TWS by going to add/remove programs and removing TWS. You can then reinstall TWS from the TWS Software page.
You will receive this message for one of the following reasons:
Instant help resources include the TWS Release Notes, TWS Users' Guide, and both live and recorded feature webinars. If you still cannot find an answer to your question, contact Customer Service.
IB has two distinct departments that handle specific types of TWS questions:
In the US, call 877-442-2757 during regular business hours for support.
You can also email us at firstname.lastname@example.com. Please include the following information:
You may experience problems with TWS if you are running the software without meeting the minimum system requirements. When troubleshooting problems, start by making sure that your computer meets our minimum system requirements.
A. Your Internet connection may drop off due to connectivity or Internet Service Provider (ISP)-based issues.
Consult our connectivity FAQ if you suspect if this is an issue.
B. This problem has also been known to occur with problematic Ethernet cards.
This may be due to a corrupted or improper install of TWS or the Java Applet.
Outdated or corrupted browsers can cause this to occur. Please upgrade or uninstall if necessary.
Or, your browser display settings may be preventing you from viewing the entire screen.
Your browser's cache may have a problematic page stored in it.
Dial-in customers or customers with a poor connection may periodically experience problems loading an applet through a browser. Browser download and installation of applets tend to stall on slower connections.
This typically occurs if:
Your ports are being blocked by either:
This may happen for a variety of reasons. Try the following:
This may happen for a couple of reasons. Try the following:
This indicates there is a problem with your network connection. Refer to our Network FAQ and your system Administrator to check for latency and network problems.
This may be the result of a problematic Ethernet card, or improper driver installation of display adapters. Download the latest version of your video drivers. You may have other PC problems which require immediate attention by an authorized PC technician.
This occurs when the page file becomes corrupt from a disk error.
To open the Control Panel, click Start, then select Settings>Control Panel.
With Windows XP, click Start>Control Panel.
Depending on the version of Windows you are using, its appearance may vary slightly from what we describe.
If you need to uninstall software, you should only do it from Add/Remove Programs window accessible from the Control Panel. Use this window to remove Trader Workstation or Java, or to repair your browser. When you uninstall a program, you will usually get a confirmation message ensuring that you do indeed want to remove the item that you have selected.
Note: Java does not support automatic upgrades. Before you upgrade Java, you must uninstall the current version.
Important: If you are uninstalling for reinstall purposes, Windows may ask you to restart your computer. DO NOT IGNORE THIS REQUEST. Shut down and restart your computer to allow files to be unlocked and removed from memory.
From the Trading menu on the IB website, select Trading Platforms and then choose the application your would like to install.
Whether you're downloading an encryption upgrade, a new browser or a service pack, all official Windows upgrades can be acquired from http://windowsupdate.microsoft.com/, shown above. Click on the "products update" link on the left-hand side, select the updates you wish to install, and follow the instructions.
Note: If you are running a non US-English version of Windows, you need to install the international plug-in.
Depending on the amount of data you are receiving (number of ticker symbols entered) most TWS sessions will function properly on a reliable 56k connection. However, the use of other network applications while you are using TWS may slow down your connection. The typical TWS client will utilize 6.5k/second to retrieve market data for 100 symbols of data.
TWS does not use any UDP.
TWS will function in a shared environment, provided that a reliable connection exists. The connection that a TWS machine receives must have sufficient bandwidth to operate. Users should take care when using NAT (Network Address Translation) and DHCP. While TWS will work if NAT and/or DHCP are configured properly, data loss and unpredictable behavior can result from improper configurations. For more information on NAT and DHCP, review the section below on those topics.
There are many types of broadband available. Cable, xDSL, Corporate Networks (T1, T3, Frac-T), Dial-on-demand ISDN and Satellite are all broadband solutions. All of these services provide much higher throughput (compared to a dial-in line) and typically use routers or special modems to become part of a hardwired network. Some services emulate this method rather than actually performing this way. Availability of different services may be limited in certain areas; contact vendors in your area for a list of available services.
TWS connects to our servers via ports 4000 and 4001; it will not function on any other port. To use TWS from behind a firewall, users should download the standalone version, and will be prompted during installation to specify proxy settings that will be used by TWS for all http requests. For details on configuring standalone TWS for use through a firewall, refer to Steps 7 and 8 in the Installation Instructions page.
Testing with these systems has proved inconclusive. Some satellite providers list trading software (or anything that requires a reliable connection) as an "at your own risk" practice. Customer feedback has indicated that satellite services are sometimes unreliable.
As with any type of connection, be sure the provider allows TCP/IP routing with open access to Internet service ports. TWS connects to our servers via port 4000 using a source port in the publicly addressable space above port 1024. Our servers listen on port 4000; it will not function on any other port. For users behind firewalls, the installed version of TWS includes provisions for using a specified outbound port.
For the ultimate in reliability, speed and security, some customers choose to install a dedicated connection to our servers via leased line or frame relay interface. Please contact an IB sales representative about leased-line connections.
Be aware of the protocols and network devices that may affect you. The following is information about your TWS connection that you or your Network Administrator will want to know when troubleshooting your connection to us.
DHCP (Dynamic Host Configuration Protocol) is a way of automatically assigning IP addresses. If your DHCP server is assigning a private address (addresses which are not associated with the Internet) the server may be doing NAT (Network Address Translation) to get to the outside Internet Depending on the particular configuration, the router or server may be trapping requests from our server to your computer.
TCP/IP is the basic protocol from an Internet service provider. This, along with DNS (Dynamic Name System) and basic socket access are all that is required for a "functioning Internet connection" and for running TWS software.
NAT (Network Address Translation) is one of the basic components behind home routers (and some professional private routers). Done properly this should be transparent; the address on the outside should translate to your internal (non-Internet) addresses without your PC knowing the specifics of the routing.
Extraneous network adapters and drivers which are not connected, are inoperative or unnecessary should be removed from your system. These can cause unpredictable network behavior.
Latency due to physical distance from your ISP, routing within your ISP's network, packet loss and many other factors can affect the reliable operation of your TWS. Please review the connectivity troubleshooting tips below to test the quality of your connection.
The Ping command will test the quality and latency of your connection. If it shows 4 round-trip reports without a reply (does not say not found, timed out, etc.) your connection is healthy. To use this, type ping gw1.ibllc.com at the command prompt. A healthy ping should look as follows:
If the ping results show excessive latency (>500ms), timeouts/packet loss, or no replies, a network problem exists between you and the IB network.
The tracert command is used to isolate routing issues. This will show you all of the "hops" from your connection to our network. A timeout, indicated by "*" or time above 200, indicates a slow or dead hop and may be a problem. Over 15 hops can also be a problem.
To look at a traceroute, type tracert gw1.ibllc.com at the command prompt.
The following are sample traceroutes. Included is an explanation and suggested course of action. This traceroute is an example of a healthy connection. The ping times and the number of hops are low (lower is better). No course of action required.
This is an example of a marginal connection. The ping times and number of hops are fairly high, but the connection should still be usable. Contact your ISP to see if this is a common occurrence. If this is what you can expect, you may want to shop around for another provider. Higher times indicate line latency (slowness) and the high (17) number of 'hops' results in a higher potential for outage, in the event that one of the providers involved experiences a problem.
The next example shows a network outage. The connection fails between hop 8 and 9. In the event that this occurs, you should contact your ISP and give them this information. These types of outages are very obvious and are the easiest for an ISP to troubleshoot.
The last example is possibly the hardest to troubleshoot and the most frustrating. The occasional timeout (marked with *s) appears several places in the traceroute. This indicates that intermittent packet loss is taking place. These types of errors are elusive and may not have been reported yet. Contact your ISP about this issue.
Not for TWS. IB does support HTTP proxies for WebTrader, but this application has limited capabilities.
IB supports proxies that can emulate open sockets.
Create a snapshot of your computer screen and e-mail it to IB.
Try logging in and testing with another computer that you know works (with the same account) to see if the problem is the same on both computers.
If you have multiple Accounts, try another one of your accounts on your machine. If you don't have a second account, try using our demo system, or having a friend try their account on your machine will help to determine if there is a common issue among accounts (or systems) and where that problem may be.
Trying both systems may indicate that the problem is with a component installed on your computer or somewhere else.
Please refer to the list of troubleshooting issues below.
Log into the TWS (version 919 or higher) from the Login menu on the IB website. Once you have logged in, you will see the IBIS toolbar along the top of the TWS inside the main toolbar. Click the "Launch" icon from the IBIS toolbar (see image below).
From within TWS in which you launched IBIS, press Ctrl+Alt+H, enter a description of your problem and hit "Submit."
Although you could elect to "Save" the TWS link to your desktop, we do not recommend doing this as this would prohibit you from getting the fixes and changes that we implement daily.
Please refer to the list of troubleshooting issues below.
|Number of Watchlist Rows
|Number of Watchlists
|250 (sorted by size)
|Active (Working) Orders
|100 (sorted by time)
|100 (sorted by time)
|100 (sorted by time)
|100 (sorted by time)
For the iPad:
For the iPhone/iPod Touch:
Use the Search facility, which you bring up by hitting the round "Home" button. Hit Home once if you're on your home screen, or twice if you're currently not on your Home screen. Enter "mobileTWS" and hit Search.
If the application is still not found, reboot your device by holding down the Home and power buttons together until the device shuts down. Then hold the power button to re-power the device.
In some cases, the application can get "stuck" in a state where it's only half installed. Try going to the app store and re-installing.
If you still cannot get the mobileTWS app, please call Apple support for assistance.
When you log in to your mobileTWS application, all other TWS sessions will automatically be logged out. In a case where you are logged into TWS and lose your internet connection, you do not have to wait for TWS to time out; when you log into mobileTWS the existing session is logged out. Note that mobileTWS provides more limited trading capabilities than the full internet version of TWS.
Several account types are not yet supported in mobileTWS, including institutional accounts, G-accounts (guaranteed dollars) and OATS-reportable accounts. If you have any of these account configurations you will not be able to trade your IB account through the mobileTWS application.
Yes. From the Text Message page of the alert, enter the email address where you would like the alert sent. This address will be used going forward for all alerts unless it is deleted or changed. If you do not enter an email address, your alert will be sent as a text to your mobile device.
Please submit your request to IB via the mobileTWS platform-specific section of the New Features Poll for consideration.
The current version of mobileTWS supports the following:
We use your phone information for the following reasons:
You may be behind a corporate firewall. Please open port 4000 for unproxied TCP/IP communication from your device.
If the recommendations on this page have not solved your problem, please email firstname.lastname@example.com with a detailed description of the issue you are having, including the following information:
If you are having trouble using mobileTWS for Android on your device, check here for more information.
The first time you upgrade to the production version of mobileTWS which includes any version higher than version 0.1.132, you are required to first uninstall beta mobileTWS and then reinstall the production version. When you receive the notice to upgrade during login, please hit Upgrade to go to the mobileTWS page on the Android Market. From here, choose Uninstall and follow the process to uninstall mobileTWS. Once the uninstall is complete, you can choose to Install from the mobileTWS page on the Android Market.
If you do not see the Uninstall button on the Android Market page, you need to manually uninstall using the procedure below.
To uninstall:
Once mobileTWS has been uninstalled, run the application file or install once more from the Android Market. This is a one-time upgrade process; going forward you will be able to upgrade new versions seamlessly.
Android only considers applications coming from Android Market to be 100% safe. However, you can still install mobileTWS from the IB website or your computer by opening your phone Application Settings and checking the 'Unknown sources' checkbox. After that you will be able to install applications from the sources other than Android Market.
For security reasons, mobileTWS automatically logs out after 20 minutes of inactivity (mobileTWS is considered inactive when it is not visible on the screen or screen is switched off). If you are logged in as a paid user you can shorten this period to one minute for extra security. To do so, open Configuration from mobileTWS main screen and choose Auto logout. If mobileTWS logged out automatically, you will see a notification with IB logo in Android taskbar. By clicking on mobileTWS notification in Android notification list you will re-activate mobileTWS.
After mobileTWS goes to the background (when you take an incoming call, for example) you can bring it back by clicking on the mobileTWS application icon or by a long press on Home button. Note that in the latter case mobileTWS may not be listed among the currently running applications, especially if it was sitting in the background for long time. This is perfectly normal as Android shuts down inactive applications automatically when it needs resources.
If customer service has requested that you upload your log file, this is most effectively done before you log in again, as the log is cleared immediately following login. To upload the log file BEFORE you log in to mobileTWS:
To upload the log file if you are already logged in to mobileTWS:
To upload the log file from any other screen within the mobileTWS application:
In cases where you are unable to upload your log file using the above procedure you can view, copy and email the file manually. Simply locate the log file in Configuration, copy the file and email it to firstname.lastname@example.com
The mobileTWS login does not support passwords longer than eight characters. If your password is longer, please enter only the first eight characters. Or, reset your TWS password to eight characters or less through Account Management. To reset your password, log into Account Management on the IB web site. Under the User Management section, select Password.
When you log in to your mobileTWS application, all other TWS sessions will automatically be logged out. In a case where you are logged into TWS and lose your internet connection, you do not have to wait for TWS to time out; when you log into mobileTWS the existing session is logged out. Note that mobileTWS provides more limited trading capabilities than the full internet version of TWS.
Several account types are not yet supported in mobileTWS, including institutional accounts, G-accounts (guaranteed dollars) and OATS-reportable accounts. If you have any of these account configurations you will not be able to trade your IB account through the mobileTWS application.
Yes. From the Text Message page of the alert, enter the email address where you would like the alert sent. This address will be used going forward for all alerts unless it is deleted or changed. If you do not enter an email address, your alert will be sent as a text to your mobile device.
Please submit your request to IB via the mobileTWS platform-specific section of the New Features Poll for consideration.
The current version of mobileTWS supports the following:
We use your phone information for the following reasons:
You may be behind a corporate firewall. Please open port 4000 for unproxied TCP/IP communication from your device.
If the recommendations on this page have not solved your problem, please email firstname.lastname@example.com with a detailed description of the issue you are having, including the following information:
Use the information below to help with mobileTWS for BlackBerry®-related questions.
We currently offer two versions of the TWS for BlackBerry. The "lite" version, which does NOT allow you to trade your IB account, is accessible from the BlackBerry App World. The "full" version which supports trading and monitoring your IB account is available on http://ibkr.com/bb. You can get this app from your PC, or using "over the air" installation.
You can reconfirm permission for the TWS for BlackBerry through the security settings. Open your Options, and then select Security Options. Choose Application Permissions and choose TWS for BlackBerry. (note that this path may vary slightly based on the model). Select Edit Permissions from the Main Menu, and change "Deny"/"Custom" options to "Allow."
The operating system is too old to support TWS for BlackBerry. You must be running the OS 4.3 version or higher. For instructions on upgrading, see http://na.blackberry.com/eng/services/devices/
You need to have a direct TCP/IP connection with your carrier. In most cases this mean that the APN (Access Point Name) should be configured in Device Settings/ Advanced/ TCP.
For instructions on setting the APN, contact your carrier, or go to www.blackberry.com and view the Support > Resources section learn how to set the APN yourself.
You need to have a direct TCP/IP connection with your carrier. In most cases this mean that APN (Access Point Name) should be configured in Device Settings/ Advanced/ TCP. For instructions on setting the APN, contact your carrier, or go to www.blackberry.com and view the Support > Resources section learn how to set the APN yourself.
Please submit your support request to IB via the BlackBerry TWS section of the New Features Poll for consideration.
The location of applications is dependent on the BlackBerry model, but you will most likely find it in the Download folder.
About 1MB.
Most likely this is due to the browser cache. Clearing the content caches clears both the rendered pages and server data. To clear out the cache, follow these steps:
If you have been requested by customer service to upload your log file, follow the steps below:
In cases where you are unable to upload your log file using the above procedure, you can view, copy and email the log file manually.
To manually send your log file:
By default, if you switch applications without logging out of TWS, the application will continue to run in the background for approximately 20 minutes. This allows you to return to TWS without having to log back in. After 20 minutes of inactivity, you are automatically logged out.
If you prefer NOT to have TWS running in the background for security reasons, go to the Configuration screen and check Auto Exit. When checked, you will automatically be logged out of TWS when you switch to another application.
If you need to reboot your BlackBerry, simply remove and reinstall the battery. For alternative rebooting techniques, you can Google for special hotkeys for your device.
Yes, you can download the TWS for BlackBerry application by linking your BlackBerry to the IB web site and using the BlackBerry Desktop Manager which you can download from the BlackBerry web site.
1. Download BlackBerry Desktop Manager to your PC.
2. Connect your BlackBerry to your PC.
3. Get the appropriate .zip file for your device type (below) and extract bbTws.cod and bbTws.alx into the same directory:
4. Point the BlackBerry Desktop Manager to bbTws.alx to install the actual application, bbTws.cod.
If your problem has not been solved, please email firstname.lastname@example.com with a detailed description of the issue you are having, including:
The mobileTWS login does not support passwords longer than eight characters. If your password is longer, please enter only the first eight characters. Or, reset your TWS password to eight characters or less through Account Management. To reset your password, log into Account Management on the IB web site. Under the User Management section, select Password.
When you log in to your mobileTWS application, all other TWS sessions will automatically be logged out. In a case where you are logged into TWS and lose your internet connection, you do not have to wait for TWS to time out; when you log into mobileTWS the existing session is logged out. Note that mobileTWS provides more limited trading capabilities than the full internet version of TWS.
Several account types are not yet supported in mobileTWS, including institutional accounts, G-accounts (guaranteed dollars) and OATS-reportable accounts. If you have any of these account configurations you will not be able to trade your IB account through the mobileTWS application.
Yes. From the Text Message page of the alert, enter the email address where you would like the alert sent. This address will be used going forward for all alerts unless it is deleted or changed. If you do not enter an email address, your alert will be sent as a text to your mobile device.
Please submit your request to IB via the mobileTWS platform-specific section of the New Features Poll for consideration.
The current version of mobileTWS supports the following:
We use your phone information for the following reasons:
You may be behind a corporate firewall. Please open port 4000 for unproxied TCP/IP communication from your device.
If the recommendations on this page have not solved your problem, please email email@example.com with a detailed description of the issue you are having, including:
Consider the following questions to help narrow down the source of your MobileTrader problem before you call Customer Service:
If you're having trouble logging into your MobileTrader account, or performing a specific trading action, log out and try the same action with another of IB's trading platforms such as TWS or WebTrader. This will help you better describe your problem when you speak with customer service.
The protocols used with MobileTrader are the same as those for any basic web browser. You can log in and try to perform the same functions using Firefox or Internet Explorer.
Mobile devices have a limited number of settings, but you could try the following:
Check with your service provider. A local store with an in-house technician may be the best source of information since they deal with customer issues on a daily basis. Call the store and ask to speak to a technician - they may be able to resolve your issue over the phone.
FINRA and the NYSE define a Pattern Day Trader (PDT) as one who effects four or more day trades (same day opening and closing of a given equity security ("stock") or equity option) within a five business day period.
Note that Futures contracts and Futures Options are not included in the SEC Day Trade rule.
A potential pattern day trader error message means that an account has less than the SEC required $25,000 minimum Net Liquidation Value AND the number of available day trades (3) has already been used within the last five days.
The IB system is programmed to prohibit any further trades to be initiated in the account, regardless of the intent to day trade that position or not. The IB system is programmed to protect the accounts with less than $25,000 so the account would not "potentially" be flagged as a day trading account.
If an account receives the error message "potential pattern day trader", there is no PDT flag to remove. The account holder will need to wait for the five-day period to end before any new positions can be initiated in the account.
The customer has the following options:
A. Deposit funds to bring the account's equity up to the SEC required minimum of $25,000
B. Wait the required 90 day period before any new positions can be initiated
C. Request a PDT account reset
If the intraday situation occurs, the customer will immediately be prohibited from initiating any new positions. Customers should be able to close any existing positions in his account, but will not be allowed to initiate any new positions.
The customer will have the same options listed above, however, if at any time the Net Liquidation Value figure goes back above the threshold amount ($25,000), then the account will once again have unlimited day trades available.
FINRA has provided brokerage firms the ability to remove the PDT flag from a customer's account once every 180 days. If an account was erroneously flagged, and the customer's intent is not to day trade in his/her account, IB has the ability to remove this flag. Once the PDT flag is removed, the customer will then be allowed three day trades every five business days. If an account gets re-flagged as a PDT account within 180 days after the reset, the customer then has the following options:
A. Deposit funds to bring the account's equity up to the SEC required minimum of $25,000
B. Wait the required 90 day period before any new positions can be initiated
FINRA and the NYSE define a Pattern Day Trader (PDT) as one who effects 4 or more day trades (same day purchase and sale of a given equity security ("stock") or equity option) within a five-day period, and NYSE and FINRA rules place certain restrictions on those who are deemed to be pattern day traders. If an Interactive Brokers ("IB") account effects three (3) day trades involving stocks or equity options within any five (5) day period, IB will require that such account satisfy the minimum Net Liquidation Value requirement of $25,000 before IB will accept the next order to purchase or sell a stock or equity option. Once the account has effected a fourth day trade (in such 5 day period), IB will deem the account to be a PDT account.
Pattern Day Trading regulations allow a broker to remove the PDT designation if the client acknowledges that she/he does not intend to engage in day trading strategies, and requests that the PDT designation be removed. If you wish to have the PDT designation for your account removed, provide IB with the following information in a letter using the Customer Service Message Center in Account Management:
We will process your request as quickly as possible, which is usually within 24 hours.
For example, if the window reads (0,0,1,2,3), here is how to interpret this information:
If today was Wednesday, the first number within the parenthesis, 0, means that 0-day trades are available on Wednesday. The 2nd number in the parenthesis, 0, means that no day trades are available on Thursday. The 3rd number within the parenthesis, 1, means that on Friday 1-day trade is available. The 4th number within the parenthesis, 2, means that on Monday, if 1-day trade was not used on Friday, and then on Monday, the account would have 2-day trades available. The 5th number within the parenthesis, 3, means that if no day trades were used on either Friday or Monday, then on Tuesday, the account would have 3-day trades available.
Once all account application materials have been received at IB, the application will be reviewed and a decision will be made to either accept or decline the account. An email will be sent to the applicant informing them of the decision. In addition, you may log into Complete Application to view your latest status.
Yes. Here are the currencies that you can use to fund your account:
Not all of the currencies listed above can be used as your base currency. For a list of eligible base currencies, see the Configuring Your Account page.
No, IB does not convert funds but IB customers may convert currencies through the IB Forex trading Network (IDEAL). Please see An Introduction to Forex (FX).
Yes. See IB's Internal Funds Transfers page for instructions and details.
The securities portions of your account is insured for up to $30 million regardless of your country of residency. Excess funds in your commodities account are swept into your securities account at the end of each day. Click here for specifics on your insurance protection.
Your self-selected, Professional or Friends and Family financial advisor can request a withdrawal on your behalf, however the advisor can only use the banking instructions which you have created in Account Management.
This information can be reviewed in your account statements, available in Account Management under Report Management -> Activity Statements.
The Automated Customer Account Transfer Service (ACATS) is the National Securities Clearing Corporation's (NSCC) central processing system for the transfer of positions and accounts between brokerage firms that are participants in the NSCC's ACAT program.
The ACAT system would allow you to enter a partial or full transfer request online to move positions and or cash from other ACAT participant firms.
Under normal circumstances, an ACATS transfer should take between four to eight business days. In certain circumstances, such as an attempt to transfer acceptable, no-load mutual fund shares or non-US assets, this process could take longer.
An ACAT can be entered as an initial funding method in an application, but the request will not begin processing until application approval is granted. ACATs can be submitted through the Account Management menu for any existing account.
ACATS transfers are available in Account Management. Select Position Transfers from the Funds Management menu, then select ACATS – US Broker Transfer from the Transfer Method dropdown list. Choose Full or Partial as the type of ACATS transfer, then select the firm from the Source dropdown list. You will need the firm's account number. If you choose Partial as the type of ACATS transfer, you will be prompted to select the assets you want to transfer.
The drop-down list displays Clearing Firms that are participants in the ACATS program. Not all firms are self-clearing. If you do not find your firm on the list, please contact one of their representatives to confirm that they participate in the ACAT system. If yes, ask what firm they clear their transfers through.
Interactive Brokers accepts only products that are available for trading and deemed transferable by the NSCC. Certain products, such as Commodities/Futures, Limited Partnership Units and Restricted Securities are not transferable.
The ACAT system facilitates the transfer of identically titled/typed accounts between participant firms (i.e. John Doe to John Doe, or Jane Doe, Traditional IRA to Jane Doe, Traditional IRA). In certain instances, the delivering firm may make exceptions to validate requests between non-identical titles (i.e. John E. Doe to J. Edward Doe). Contact Funds and Banking at 877-442-2757 for assistance for questions on common acceptable circumstances.
IB receives value on the business day following its processing date for ACH deposits initiated via the IB website. However, an ACH deposit is essentially an electronic check and therefore the originating bank can reverse the transaction and IB's bank account will be debited, same as a check, because the sender has non-sufficient funds, closed the bank account etc. Therefore, IB has implemented a four-business day hold period to protect itself against these reversals.
IB wishes to keep its commissions as low as possible and therefore it avoids preventable losses. We encourage our customers to send funds via bank check or wire if they require immediate availability of funds.
Once you have received your two credits and debit you can log into Account Management and enter them under Home -> Pending requests or Funds Management -> Transaction History -> Bank Instructions.
IB doesn't know when customer checks actually clear. IB has a corporate account and our bank credits corporate accounts based on the expected clearing date of the check. IB's bank uses ABA routing numbers as a proxy to determine how long it will take a check to clear. For example, IB will receive value on a check drawn on a New York bank faster than it will receive value on a check drawn on a California bank.
Check processing speed has improved because of system developments other than Check 21. However, the return check process does not seem to have improved yet. When the maker's bank receives a check for payment it either provides payment or submits notification to the payee's bank that it will not honor the check for payment because of non-sufficient funds, closed account etc. IB's bank receives the notification of a returned check via the Federal Reserve and deducts the funds from IB's bank account since it originally credited IB based on an estimated funds availability schedule (not when the check actually clears). IB then reverses the funds to its customer's IB account. There is no set time frame for returned checks and IB has experienced returned checks up to seven business days.
Before IB implemented the seven-business day hold period, it experienced losses from returned checks. IB wishes to keep its commissions as low as possible and therefore it avoids preventable losses. We encourage our customers to send funds via bank check or wire if they require immediate availability of funds.
IB's bank typically posts incoming wires to IB's bank account within a few minutes. There can be bank posting delays if there is a lot of Fedwire activity for that day.
IB retrieves incoming wires to its bank accounts every 15 minutes during business hours and, if there is match to a deposit notification, our system automatically posts the funds to the customer's account. IB posting delays to customers' IB accounts can occur because:
If IB can't identify the customer, then IB will return the funds to the sending bank.
Our website recognizes Interactive Brokers ("IB") customers vs Interactive Brokers Canada ("IBC") customers and prevents IB customers from initiating EFT transactions and IBC customers from initiating ACH transactions. The reason why is that the Investment Dealers Association of Canada ("IDA") mandates that IBC customer cash must be deposited to/disbursed from IBC bank accounts so ACH transactions are mapped to IB bank accounts and EFT transactions are mapped to IBC bank accounts.
IB does not accept physical stock certificates.
The initial public offering of IBKR shares was determined by a Dutch auction which resulted in an offering price of $30.01 per share for 40 million shares.
The NASDAQ Global Select Market, a segment of the NASDAQ Global Market, which generally employs the highest initial listing standards of any exchange in the world.
Current stock price and volume information (subject to a 20 minute delay) can be found at the following link: http://www.interactivebrokers.com/en/general/about/InvestorRelations.php
Deloitte & Touche LLP
Interactive Brokers Group, Inc., through its consolidated subsidiaries, employed 960 individuals as of December 31, 2014.
Headquarters are located in Greenwich, Connecticut with additional facilities located in the USA, Switzerland, Canada, Hong Kong, UK, Australia, Hungary, Russia, Japan, India, China and Estonia.
December 31.
During the second quarter of 2011, the Company declared and paid a cash dividend of $0.10 per share and has since continued this quarterly dividend policy. Although not required, we currently intend to pay quarterly dividends of $0.10 per share to our common stockholders for the foreseeable future.
No, Interactive Brokers Group, Inc. does not have a direct stock purchase plan. Shares may be purchased through any broker including any of our Interactive Brokers Group, LLC operating subsidiaries. To open an Interactive Brokers account or learn more about our trading platforms, product offerings and rates, please visit us: http://www.interactivebrokers.com.
The transfer agent and registrar for shares of our common stock are:
Computershare Trust Company, N.A.
1-781-575-4238 (outside the U.S.)
An IRA is a tax-deferred retirement account which allows an individual to set aside a certain amount per year with earnings tax-deferred until withdrawals begin at age 59 ½ or later. Only those who do not participate in a pension plan at work or who do participate and meet certain income guidelines can make deductible contributions to an IRA. All others who have (or who files a joint return with a spouse who) received taxable compensation can make contributions to an IRA on a non-deductible basis. This non-deductible type of contribution does not qualify as a deduction against income earned that year, but earnings accumulate on a tax-deferred basis until the funds are withdrawn.
IB offers a wide range of IRAs, including:
For complete descriptions of all of IB's available IRA accounts, see the IRA Information page.
Remember that in order to take advantage of the tax benefits offered by the Internal Revenue Code for a given year, customers must open and fund their IRAs by April 15 after the close of the tax year.
Yes. IRA customers will be responsible for the US $7.50 quarterly fee charged by our trustee. Please also note there is a monthly commission minimum of US $10.00 (US $3.00 if you are age 25 or under) or the non-USD equivalent. IB does not charge an account termination fee. For additional information regarding the IRA Quarterly fee, see the Other Fees page.
The minimum deposit required is US $5,000.
A traditional IRA (Individual Retirement Account) is a self-sponsored retirement savings plan. Contributions to an IRA may or may not be tax-deductible depending on your adjusted gross income. Consult your tax advisor to answer questions about your eligibility for tax deductions.
A conduit IRA is a separate IRA (i.e., non-commingled) account established to receive a distribution from a qualified plan having certain characteristics worth preserving. A good example is a rollover from a 403(b) tax-sheltered annuity into an IRA. Such an IRA may not be rolled back into a 403(b) account at a later date if your funds have been commingled with other IRA monies. A conduit IRA preserves the flexibility to roll the monies back into the original plan and take advantage of loans or other features not available in an IRA. There are no special requirements to establish a conduit IRA. It is only necessary to ensure that the monies are not commingled with any other IRA monies.
The Taxpayer Relief Act of 1997 created the Roth IRA, which allows tax-free withdrawals. Contributions to a Roth IRA are not deductible and the maximum annual contribution is the lesser of 100% of compensation or $5,500. Taxpayers who age 50 or older may contribute an additional $1,000. Non-working spouses may also contribute up to $5,500 ($6,500 if age 50 or older) to a Roth IRA. Taxpayers with joint adjusted gross income under $181,000 for 2014 and $183,000 for 2015 (the threshold for single filers is $114,000 for 2014 and $116,000 for 2015) may make full Roth IRA contributions. Contributions may be made beyond age 70½ and qualified distributions from a Roth IRA are tax-free, subject to IRS limitations. There are no required minimum distributions on Roth IRAs.
You can convert a traditional IRA to a Roth IRA. The amount that you convert is taxable at ordinary income rates, but the 10% premature distribution penalty tax does not apply.
Yes, you can. But remember that you can only contribute up to $5,000 per year, or $6,000 per year if you are age 50 or older, to any combination of traditional and Roth IRAs that you have. You cannot contribute $5,000 to each. On the other hand, your annual $2,000 contributions to a Coverdell ESA are entirely separate from the $5,000 or $6,000 yearly contribution limit for traditional and Roth IRAs.
A tax-sheltered annuity (TSA), also known as a 403(b) plan is named after a section of the Internal Revenue Code. It is an employer sponsored retirement savings program. Participation is limited by law to employees of public educational organizations and certain nonprofit organizations. The vast majority of participants are teachers in public schools, colleges and universities.
Yes. The IRS does prohibit certain transactions on traditional IRAs. Examples include: borrowing money from your IRA, contributing over your annual limit, rolling funds over from another IRA after the 60-day period has expired, or forgetting to take an annual distribution after you have reached 70 ½. As the IRS penalties on these transactions can be severe, it is best to review your situation with your tax advisor.
Go to the IB home page and select Open an Account for an Individual.
Stocks, covered call writing (covered shares are restricted), buying calls (funds equal to the aggregate exercise value of the long calls are restricted), and buying puts (shares subject to exercise are restricted), selling cash secured puts, and spreads securities with European style expiration. The IB IRA is structured as a Stock Cash Account (if you choose to trade only stocks) or as a Stock Options Level I Account (if you choose to trade options in your IRA).
IB IRA account holders benefit from the same low commission rates as other IB customers.
Effective January 1, 2015, Equity Trust Company, a South Dakota trust company, has been appointed successor trustee with regard to certain tax-advantaged savings accounts previously supported by Delaware Charter Guarantee & Trust Company d/b/a Principal Trust Company and, in connection therewith, will provide certain recordkeeping, administration and compliance services with regard to such accounts. Please review the IRA Booklet for details.
You can contribute to a traditional IRA if you have earned income and are under the age of 70½. If you are not employed, but have a spouse who is, your spouse may be able to make a contribution on your behalf.
Generally, you can contribute the lesser of $5,500 ($6,500 if you are age 50 or over) and your taxable compensation for the year. This limit is the most that can be contributed to all IRAs, traditional or Roth, for a given year. If you file a joint return you may contribute the lesser of $5,500 ($6,500 if you are age 50 or over) and your combined compensation less your spouse's IRA contributions. The limits for 2014 are $5,500 and $6,500 for taxpayers age 50 or over.
Review the IRA Information page for additional information.
Yes. You can contribute to a Roth IRA or traditional IRA regardless of whether or not you have an employer-sponsored plan. In fact, IRAs are a great way to enhance your savings.
While participation in a retirement plan does not change how much you can contribute to an IRA, it can affect whether or not you're eligible to deduct your contributions to a Traditional IRA on your tax return. But keep in mind that as long as you're under age 70½ and you have earned compensation, you can always make nondeductible contributions to a Traditional IRA and benefit from tax-deferred earnings.
The name says it all, catch-up contributions are specifically designed to help those who are getting closer to retirement catch up on their retirement savings. You're eligible as long as you're at least 50 years old during the year the contribution is for, and of course, as long as you meet the eligibility requirements for traditional or Roth IRAs. Click here for contribution limits.
Eligibility to make Roth IRA contributions are determined by your Modified Adjusted Gross Income (MAGI):
MAGI Contribution
|Single Filers
<$114,000 Full Contribution
$114,001-$129,000 Partial Contribution
>$129,000 Ineligible
|Single Filers
<$116,000 Full Contribution
$116,001-$131,000 Partial Contribution
>$131,000 Ineligible
|Married Filing Joint
<$181,000 Full Contribution
$181,001-$191,000 Partial Contribution
>$191,000 Ineligible
|Married Filing Joint
<$183,000 Full Contribution
$183,001-$193,000 Partial Contribution
>$193,000 Ineligible
To see if you're eligible to make a Roth IRA contribution, consult your tax advisor or see IRS Publication 590.
Yes, provided the contribution does not exceed your earned income for the year and you meet AGI eligibility guidelines.
No, contributions to a Roth IRA are not tax-deductible.
Wire Transfers, or Cash are currently the only available deposit options. Before you contribute or transfer funds, you must fill out an IRA Deposit Form. Click here for instructions on sending funds for IRAs.
You may withdraw contributions at any time until the due date for your tax return for the year of contribution (including an extension if applicable). Earnings on the contributions must be included as income.
Your contributions may be completed by your tax filing deadline, including extensions, for a given tax year. On IRS Form 5498, Equity Trust Company will report contributions for the tax year that we receive the deposit.
The election for a prior year contribution is available from January 1 to April 17.
To withdraw funds, complete our Withdrawal Instructions form under Account Management. Customers may request Normal, Early, Early with Exception, Disability, Death, and Excess Contribution Distributions. Please choose the correct Distribution type on Withdrawal Instructions form under Account Management. You will need to also specify the amount of withdrawal and tax withholding instructions.
In general, withdrawing your IRA prior to age 59 ½ means you'll have to pay a 10% early withdrawal penalty. You may avoid the penalty if you're withdrawing because of:
Please speak to your tax advisor prior to taking a distribution to determine whether the 10% early withdrawal penalty will apply.
Yes. If your account balance is sent directly by the plan administrator to another qualified plan or to an IRA trustee/custodian on your behalf, the 20% withholding tax requirement does not apply. However, if you do not request a direct rollover of your distribution, 20% will be withheld for federal income taxes.
When may I withdraw my Roth IRA earnings income tax free?
Roth IRA earnings may be withdrawn tax-free if your Roth IRA has been established for at least five years and one of the following apply:
You're not required to take distributions from a Roth IRA as long as you live. You can allow your money to grow in a Roth IRA free of current taxes for as long as you choose.
In a traditional IRA, you are required by law to begin taking distributions from your IRA in the year you reach age 70½. The amount of the distribution is based on your age and the value of your account. Internal Revenue Service Publication 590 provides the information to calculate the minimum distribution. Required minimum distributions must start no later than April 1 of the year following the year in which you attain age 70½. Failure to take the required minimum distribution results in an IRS penalty tax of 50% of the amount that should have been distributed.
Distributions from a traditional IRA are treated as income to you. You will receive an IRS form 1099-R each January summarizing the amount distributed and the taxes withheld, if any. In a Roth IRA, if you take a distribution after the account has been open five years, the distribution will not be included in your income. If taken within the 5-year period, it will be taxable, like a traditional IRA distribution.
An "early" withdrawal is generally one taken before age 59½ in a traditional IRA or within the first five years of a Roth IRA. In addition to the amount added to your income, the IRS may assess an additional 10% penalty. You should consult with your tax advisor regarding the tax consequences.
IB only allows a lump sum distribution payment which can be made on-line.
A direct rollover is a distribution from a qualified retirement plan such as a pension, profit-sharing, Keogh (HR-10), or 403(b) Tax-Sheltered Annuity program, which is sent on your behalf directly to a new trustee/custodian. A direct IRA rollover can be accomplished by asking the administrator of your qualified plan to make the distribution directly to the new trustee/custodian. Only one direct rollover from an IRA account to another IRA account is permitted in any one-year period. Values distributed from a qualified retirement plan, which are not directly rolled over into an eligible qualified plan or IRA are subject to a 20% federal withholding tax.
You may move IRA assets from an IRA or qualified plan through a transfer or a rollover. A direct transfer of cash or assets from an IRA or qualified plan to new IB IRA account is generally tax-free and does not constitute a rollover. A rollover is a tax-free distribution of cash or assets from an IRA or qualified plan that you contribute to a new IB IRA account within a 60 day period to complete the rollover transaction. While the rules for rollovers and transfers differ, they accomplish similar objectives. Both rollovers and transfers facilitate the tax-free movement of IRA monies from one trustee or custodian to another.
One kind of IRA rollover involves moving monies from an existing IRA account to another IRA account, and another requires a distribution from a qualified pension, profit-sharing, or 403(b) tax-sheltered annuity plan. In either case, you have 60 days in which to complete the rollover. One IRA rollover per 12 calendar months is permitted.
Yes. A rollover takes place when the IRA funds are paid directly to you and re-deposited (roll-over) into an IRA within 60 calendar days of receipt. The 60-day period begins the day after you receive the payment. A rollover transaction from an IRA may not occur more than once during a 12-month period. This 12-month rule applies to each separate IRA you own and is determined from the date the IRA funds are received. (The 12-month limitation does not apply if the funds are transferred directly from one financial organization into another or if they are rolled over or directly rolled over from a Qualified Plan into an IRA).
Open an IB Rollover IRA and in the funding section a letter will be created that informs your benefits administrator that you would like to directly roll over your distribution into your IB Rollover IRA account. You will have to sign a form authorizing the move. Next, your employer will transfer your payout to your IB IRA account, or they will provide you with a check made out to IB. If the latter is the case, once you receive the check you should deposit it immediately into your IB Rollover IRA. The deposit must be within the time frame permitted under the Internal Revenue Code.
Interactive Brokers Automated Customer Account Transfer Service (ACATS) is the National Securities Clearing Corporation's (NSCC) central processing system for the transfer of positions and accounts between brokerage firms that are participants of the NSCC's ACATS program. The NSCC's ACATS system enables your broker to enter, review, and settle account transfers in a fully automated system. A request for an Automated Customer Account Transfer (ACAT) of assets must be sent to the receiving broker. Your IB account must be opened and approved before you begin the ACAT.
Under normal circumstances, an ACAT should take between four to eight business days. With some circumstances, such as an attempt to transfer unsettled funds, positions that are not paid in full, or restricted stock shares, this process could take longer. The ACAT feature is available under Account Management. Choose Deposit Instructions from the customer menu. You will be prompted to select the firm and account number at the firm.
Interactive Brokers provides paper transfer forms for IRA Rollovers and Trustee-to-Trustee transfers. Both forms enable your existing broker to transfer your IRA funds by physical check or by wire transfer. Your IB account must be opened and approved before you begin transfer.
Under normal circumstances, the non-ACATS transfer methods should take between two to six weeks. The paper forms are available to print, complete, and mail to IB on our website by clicking IRA Rollover or Trustee-to-Trustee transfer.
If the other broker participates in the Automated Customer Account Transfer Service (ACATS) program, then contact your other broker to submit the transfer out electronically. All other outgoing IRA Rollover or Trustee-to-Trustee requests must be mailed to the address below.
Interactive Brokers LLC
Attn: Retirement Accounts, Transfers
209 South LaSalle Street, 10th Floor
Chicago, IL 60604
In most cases, there is no limit on the amount you may transfer or roll over into an IRA. You are simply moving the money from one type of retirement plan to another. You may transfer or roll over your IRA regardless of your age. However, if you are 70½ or older, you must receive a minimum required distribution from your IRA each year. This should be taken into account in planning your rollover.
Limits do apply to multiple rollover transactions. You may receive an IRA distribution and roll the funds into another IRA once during a twelve-month period. This rule applies to each IRA separately and begins on the date funds are received.
Yes, it is possible to consider a rollover of funds from your retirement plan directly into a Roth IRA. Any amount rolled over is subject to the same rules for converting a traditional IRA into a Roth IRA. Also, the rollover contribution must meet the rollover requirements that apply to the specific type of retirement plan.
Yes! Balances in a government 457(b) deferred compensation plans are eligible to roll into an IRA.
If you are self-employed and have set up your own self-directed retirement plan that offers investing flexibility, and have an independent administration firm which neither limits investment choices nor gives investment advice, this plan can be transferred into a retirement trust at IB through a Direct Rollover.
Yes, IB supports internal funds transfers for accounts with a matching Account Type, Account Title, and tax ID. Requests may be submitted on the Funds Transfers page in Account Management/Funds Management. For additional information, see Internal Funds Transfer.
Form 5498 reports your contributions, rollovers and the year-end fair market value.
Information on your Form 5498 is provided by your investment firm.
The reporting deadline for providing this to the IRS for the preceding tax year is May 31.
The IRS requires that this form be furnished to you by the trustee of your account by May 31 for the preceding tax year. To access and print your Forms 5498, log in to Account Management with your IB username and password.
You have the right to request a date of death valuation. This service is available through Equity Trust. Please send a written request with a $40 check (service charge) directly to Equity Trust.
Form 5498-ESA reports contributions, rollovers, and transfers from other Coverdell Education Savings Accounts (ESA).
Information for your Form 5498-ESA came from information provided by your investment firm.
The reporting deadline for providing this information to the IRS is May 31 for the preceding tax year.
The IRS requires that this form be furnished to you by the trustee of your account for the preceding tax year by May 31. To access and print your Forms 5498, log in to Account Management with your IB username and password.
If the total contributions made to all of your Coverdell ESAs exceed $2,000, you must withdraw the excess (plus earnings) by May 31 to avoid a penalty.
IB will lend your fully-paid US stocks only.
None. Your ability to borrow is still based on your stock positions.
Yes. Your Stock Yield Enhancement Program activity is covered by three separate sections in an activity statement:
Yes. IB marks-to-market all positions nightly, which is the industry convention. The mark-to-market is calculated by rounding the end-of-day closing security price up to the nearest dollar. The collateral amount is then calculated by multiplying the rounded security price times the number of shares by 102% US securities (the collateral amount will be at least 100% but may be greater based on applicable laws or market custom).
For example, customer A has enrolled in the SYEP and IB has subsequently loaned 5000 shares of XYZ on behalf of this customer. XYZ's closing price is $22.15. The mark-to-market is calculated by rounding $22.15 * 1.02 = 22.59 rounded up nearest dollar = 23 * 5000 = $115,000.
You are free to sell your loaned stock at any time. Upon the sale, IB recalls the loan from the street and makes normal delivery on your behalf on settlement date. The stock loan is terminated.
You can sell any number of shares including the entire amount if you want. There is no difference in how you trade based on whether or not the shares are lent.
If the stock is fully paid, it will benefit you the same whether or not it has call options written against it.
The same US Tax withholding rates for non-resident aliens applies for both dividends and payments in lieu. In general the rate is 30%; however, a lower rate may be applied if there is a tax treaty between your resident country and the US.
There is no impact on capital gain treatment upon the sale of shares that have been lent. Payment in lieu income, or payments received in lieu of dividends or interest is considered ordinary income and does not meet the definition of qualified dividend income and therefore is taxed at ordinary income tax rates rather than qualified dividend rates.
In order to keep SYEP participants from experiencing an adverse tax consequence, IB's program is designed to recall loaned shares 10 days prior to record date so that the customer will receive the qualified dividend.
Yes. The Stock Yield Enhancement Program enrollment process is the same for all eligible accounts, including IRA accounts.
No, the Stock Yield Enhancement Program is not currently available to Canadian customers.
Circular 230 Notice:
Important: These statements are provided for information purposes only, are not intended to constitute tax advice which may be relied upon to avoid penalties under any federal, state, local or other tax statutes or regulations, and do not resolve any tax issues in your favor.
For Brokerage Accounts
Interactive Brokers (IB) reports all reportable amounts on a consolidated form 1099 which includes specific Forms 1099 for each type of income. When issued (on or before February 15 of each year) you may find your forms under Account Management > Reports > Tax > Tax Form. Often tax forms are revised after being issued. We recommend that you check your account periodically for updated forms as you prepare and finalize your tax return.
Additionally, IB issues Form 2439, "Notice to Shareholders of Undistributed Long-term Capital Gains", to holders of regulated investment companies (RICs) or real estate investment trusts (REITs), when applicable. The issuance date of this form varies for each specific investment.
For IRA (Individual Retirement Account), Roth IRA and SEP IRA Accounts
Equity Trust Company serves the trustee/custodian for tax-advantaged accounts. (i.e IRA, Roth IRA, SEP IRA, 401K and Coverdell Education Saving Accounts etc)
All forms and publications cited are Internal Revenue Service Publications available at www.IRS.gov.
To access and print your 1099 forms, log in to Account Management with your IB username and password, select the Reports in the menu, then go to Tax and hit Tax Forms.
You can access forms and reports and the dates they are available here: Reports and Dates
IB recommends that you print your year-end statement, dividend report, and all applicable tax forms.
In compliance with Treasury Department Circular 230, unless stated to the contrary, any information contained in this FAQ was not intended or written to be used and cannot be used for the purpose of avoiding tax penalties that may be imposed on any taxpayer.
Determine from which account you are missing your consolidated form 1099. If you are missing a consolidated form 1099, please verify that you received interest (including interest on free cash), dividend or payment in lieu, or you sold shares of stock, you bought or sold futures contracts.
Once you have reviewed your account activity from the previous tax year, and, you have determined that you should have received a 1099 for an account, please contact our customer service department with specific details of transactions, including the name of the security, number of shares/contracts, and the trade date. We will research the issue and will advise you once we have concluded our investigation.
A consolidated 1099 is a grouping together into one statement of all the 1099 tax information for your account provided by Interactive Brokers to be used in preparation of your annual tax return. This information is also provided to the IRS. Click on a form below for further details:
Reports interest, including US Treasury interest and tax exempt interest (muni interest).
Reports accrued interest (original issue discount interest) on bonds where the bond price is discounted to reflect interest or interest rate changes.
Reports dividends, long-term capital gain distributions, return of capital and foreign tax withheld. Also, reports distributions of interests and tax exempt interest from mutual funds.
Reports payments in lieu of interest and dividends received, and stock loan payment received.
Reports net proceeds from sales of securities. For stocks purchased after 1/1/10 includes cost basis of security. IB reports these in summary form on the consolidated 1099. Reporting is summarized into these sections.
Other 1099s: Distributions from IRAs, Roth IRAs and SEP IRAs.
Please click on the form for further details:
|U.S. Forms
Reports interest, including US Treasury interest and tax exempt interest (muni interest).
Reports accrued interest (original issue discount interest) on bonds where the bond price is discounted to reflect interest or interest rate changes.
Reports dividends, long-term capital gain distributions, return of capital and foreign tax withheld. Also, reports distributions of interests and tax exempt interest from mutual funds.
Reports payments in lieu of interest and dividends received, and stock loan payment received.
Reports net proceeds from sales of securities. For stocks purchased after 1/1/10 includes cost basis of security. IB reports these in summary form on the consolidated 1099. Reporting is summarized into these sections.
Other 1099s: Distributions from IRAs, Roth IRAs and SEP IRAs.
|Dividend Report:
Detailed information on dividends received, return of capital, payments in lieu paid and received, and foreign tax paid.
|Form 8949 Worksheet:
Calculation of gain and loss on securities and options transactions, for both covered and uncovered securities (with cost basis). U.S persons only.
|Form 5498:
IRA contribution and Fair Market Value Information.
|Form 2439:
Reports undistributed Capital gains retained in Registered Investment Companies (RICs) (mutual Funds) and REITs for which the tax has been paid on your behalf.
|Form 1042-S:
Form 1042-S is issued to non-U.S. person who owns an account that received income from United States sources.
|Canadian Forms
|Form NR4:
Reports Canadian tax withheld from Canadian dividends paid to your account. If you are an U.S person, these payments and tax withheld are also included in your 1099.
|Form T5008:
Form T5008, Statement of Securities Transactions, reports the proceeds of all dispositions or settlements during the year. A separate T5008 will be provided for each transaction involving stocks, options or futures. You may review this information also available on your Annual or Monthly Statement.
|Form T5:
Form T5, Statement of Investment Income, reports investment income (dividends or interest) paid to your account during the year. Québec residents also receive a Relevé 3, described below.
|Form T3:
Statement of Trust Income Allocations and Designations, reports distributions of trust unit income, capital gains or return of capital (ROC) from Canadian Unit Trusts during the year.
|Québec Forms:
|Relevé 18:
Form RL-18, Securities Transactions, is equivalent to the T5008 and reports the same information to the Québec Ministry of Revenue.
|Relevé 3:
Form RL-3, Investment Income, is equivalent to Form T5 described above and reports the same information to the Quebec Ministry of Revenue.
|Relevé 15:
Amounts allocated to the Members of a Partnership, reports income, losses and other amounts allocated from a partnership. A separate RL-15 must be filed for each partner and contain all information requested.
|Relevé 16:
Form RL-16, Trust Income, is equivalent to the T3 described above and reports distributions of unit trust income, capital gains and eligible dividends to the Québec Ministry of Revenue.
A Payment in Lieu, (PIL), typically refers to a cash debit or credit made to an account in recognition of a stock dividend.
If you buy a dividend-paying stock on margin and Interactive Brokers (IB) lends out the stock, you do not receive dividends, you receive payment in lieu of dividends. PIL in the form of a credit is received by IB for a customer in lieu of dividends or tax exempt interest as a result of a loan of a customer's securities. These payments are treated as ordinary income and are not generally eligible for the qualified dividend rate. IB reports substitute payments in lieu of dividends in gross on line 8 of Form 1099-MISC.
A PIL in the form of a debit will be made when an account is holding a short position in a stock on its ex-dividend date. If you borrow stock to make a short sale, you might have to remit payments to the stock lender in lieu of the dividends distributed while you maintain your short position. You can deduct these payments only if you hold the short sale open at least 46 days and you itemize your deductions, and have offsetting investment income. See Publication 550 and Form 1099-Div for more information. When the short position is held less than 46 days the PIL paid is capitalized.
"Covered security" describes investments for which financial institutions are required to report Cost Basis. Cost Basis Reporting Regulations took effect over a four-year phase-in period that began in 2011. During this period, different types of securities became "covered" and subject to new cost basis reporting.
A "covered" security refers to a security you have purchased on or after the effective date, such as equities including foreign securities and ADRs purchased on or after January 1, 2011; mutual funds on or after January 1, 2012; or fixed income, options and structured notes on or after January 1, 2014, are considered "covered". Not all securities are covered by these regulations. For example, Public Traded Partnerships (PTP) are not subject to cost basis reporting.
As required in the Regulations, when you sell covered securities we will report to the IRS not only the gross proceeds from the sale, but also the cost basis, the date of acquisition and whether any gain or loss with respect to such securities is long-term or short-term.
Maintaining cost basis on non-covered securities is clients' responsibility for tax compliance and filing. Interactive Brokers Group does NOT report cost basis information to the IRS on non-covered security sales.
Equities purchased prior to January 1, 2011, mutual funds purchased prior to January 1, 2012, and other securities-i.e., fixed income, options and structured notes-purchased prior to January 1, 2014 are considered non-covered. Certain securities such as public traded partnerships remain uncovered.
The cost basis of uncovered securities will not be reported to the IRS but is provided to you on your form 8949 worksheet for informational purposes only. The cost basis provided on the worksheet should be verified for accuracy before using the information for your tax return. For sales of non-covered securities, your tax return should include all gross proceeds amounts IB reports on Form 1099-B, as the IRS will compare your tax return to what is reported. The cost basis provided on Form 1099-B for non-covered securities may require adjustment and should be validated against your own tax records.
Debt instruments and Options are reportable as of January 1, 2014 include options on stock and interests in stock, options on futures, and options on most debt instruments.
For more details of Cost Basis, please consult your tax advisor or see the IRS Publication 550.
The gross proceeds are reported net of commissions.
Equity options, single stock futures are reportable in our Consolidated 1099. Beginning with transactions executed after 1/1/2014 these items will also include cost basis.
In general, gain and loss recognition does not occur until the investment sold, however, the gains and losses from Section 1256 contracts are "marked-to-market", which any contract held at the end of the tax year is assumed to have been sold for its current fair market value, the resulting unrealized gain or loss is recognized. When the contract is actually sold, any difference between the actual gain or loss realized on the sale and any amounts of unrealized gain or loss that have previously been recognized is captured in the year of sale.
Section 1256 contract is a regulated futures contract, foreign currency contract, non-equity option, or dealer securities contract, all of which are usually reported to taxpayers in Box 10, 11 and 12 on Form 1099-B.
Since these contracts are considered to be sold every year, the holding period of the underlying asset does not determine whether or not the gain or loss is short term or long term, rather all gains and losses on these contracts are considered to be 60% long term and 40% short term capital gain.
U.S security transactions are reported on a trade date basis. A sale is reportable in the year it is executed not settled. In the case of security sales which take place in December but which do not settle until the following year, the sale proceeds will be reported in the year of the trade, and accrued dividend or interest, if any, will be reported the following year's 1099-DIV/INT.
The Canada Revenue Agency generally considers the settlement date basis. The settlement date for most Canadian and U.S. stock exchanges generally takes place three business days after the trade date.
A sale is reportable in the year it is settled not traded. For example, the sale proceeds should be current year if a trade is settled on December 31. If the trade takes place on XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
For U.S. exchanges, the last trading date for settlement in 2014 would generally be December 31.
IB sends an electronic file to the IRS with the same information that was reported to you on Forms 1099.


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Category Archives: Issues
Primary Lisa Boscola
It was true last year, and it's truer still today: Lisa Boscola badly needs a primary challenge. Boscola is basically a Republican, has flirted with becoming a Republican, and her redrawn Senate district map opens up some space to challenge her from the … More after the jump
Posted in Economic Development, Elections, Issues, State Senate
Tom Wolf is Keeping His Campaign Promise to Expand Real Medicaid
We're going to take a wee bit of credit for this one, since we were the first to ask about it publicly after CorbettCare was announced, and Wolf promised us first that he'd scrap CorbettCare and do the real Medicaid … More after the jump
The 67 District Plan for Repairing PA's School Tax Bases
The state funding cuts are still the biggest problem facing local school districts but the second biggest problem many are having is that they are too small. In the city centers and first ring suburbs, you've typically got some school districts without … More after the jump
Yo Tom Wolf: Fix the State Assessment Law
The only reason you're seeing this spot assessment wave is that the state of Pennsylvania doesn't require all counties to reassess properties on a regular and predictable schedule. County commissioners shouldn't have to vote to do this, that's insane. It should … More after the jump
Tom Wolf's Agenda is Popular
Hopefully the Fresh Start PAC will stick around to remind southeast Republican lawmakers' constituents about this, since so many of them ran as liberals on this stuff: Voters are generally supportive of Wolf's progressive agenda. Wolf took a beating for … More after the jump
Existing Jobs Vs. Different Jobs
Via WESA, Pew says Pennsylvania is a leader in clean energy: The commonwealth ranked fourth in energy- and environment-related employment in 2011 with 136,000 jobs. "That's a pretty impressive number, especially when you recognize that it's comparable to other energy … More after the jump
Posted in Economy, Energy, Environment, Issues
Education Funding Inequality: Who to Take the Money From and How To Take It
Marcy Levy at the AP reported Sunday that what KP readers probably suspected was happening was indeed happening, and the funding gap between rich schools and poor schools doubled during Corbett's four years in office. Infuriatingly, Corbett ends the article asking … More after the jump
Poll: PA is Loving Life Under Gay Marriage
The gay marriage ban ended, nothing bad happened, and now six in 10 people support same-sex marriage. LGBT civil rights activists will still be gainfully employed in this state for the foreseeable future, but they will increasingly have the wind at … More after the jump
Posted in Civil Rights, Issues
#PAGov: Wolf Disagrees with Cuomo's Fracking Ban
The moratorium supporters failed to move any Democratic candidates for Governor into their column during the primary, so this isn't surprising. Wolf continues to support a moratorium on gas drilling on public land, so I'm expecting a high profile reversal … More after the jump
Posted in Elections, Energy, Environment, Governor
Sorry, a 5% Severance Tax Won't "Cripple" PA's Economy
Only 0.5% of the PA workforce is employed by the natural gas sector. Yes, there are some other auxiliary industries that benefit from natural gas activity that aren't counted in that. Yes, low gas prices support some additional economic activity than … More after the jump
Posted in Economy, Energy, Environment

subset: commoncrawl


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Pronunciation: The Band Perry
Added on: 2010-10-24 Listened: 41 timesin: Add categories to The Band Perry
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Fishing is good. Weekends have a lot of other activity on the lake. Better to fish early or late.
Not crowded during the week. Winter ice fishing is good too
this is a good fishing lake.make sure you fish sunup till 10 or after six in the evening. from 10AM till after 6PM the lake is crazy with boaters, watercraft etc. We worked the small drop offs near shore and caught a lot of small mouth bass and two walleye. We left them there for you to catch. they will...
Lake is beautiful, but drowing out the sounds of the loons are kids screeming on resort beaches and boats pulling skiiers and tubers. Even night fishing was tough. Dark lake so ideally you would want to fish the day but boat pressure negatively affected the ability to do so. No luck on the musky with spinners or suckers.
We loved the lake, the comfortable little cottage,magnificent views, the atmosphere and the many nearby activities.
Everything . A great place to stay. Everyone was very friendly. Room was very nice clean and bright.
The lake was so clean and nice to fish, swim and also watch the wild life.
Will most definitely be going back to do some boating. Loved the soft sandy beach and the fishing looked very busy.
Lots of little areas tucked away from the main lake. White-tailed deer, bald eagles, loons, mallards, and fishers are common sights in this area. If you're into wildlife, you won't be disappointed.
We love to rent a pontoon boat at Holiday Acres and visit the islands. Our dogs love it too!
Register now for free — and start getting automatic notification of new reviews, responding to traveler feedback, adding new photos to your listing and much more.


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12 CFR 211.7 - Voluntary liquidation of Edge and agreement corporations.
(a) Prior notice. An Edge or agreement corporation desiring voluntarily to discontinue normal business and dissolve, shall provide the Board with 45 days' prior written notice of its intent to do so.
Title 12 published on 2014-01-01
no entries appear in the Federal Register after this date.


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Celebrity Buzz: Denzel Washington, 'The Equalizer' rock weekend box office
Marcia Wallace, voice of 'Simpsons' Krabappel, dies
Marcia Wallace, the voice of Edna Krabappel on "The Simpsons," has died.
Bart Simpson -- yes, him -- has his repeated say about Karl RoveComment
Today's look at the often cartoonish character of the pop-culture world finds a note political operative, an update on Bieber and Gomez, Barbara Walters on Lindsay Lohan, other things, and the mystery music video.
Simpsons' Springfield is in Oregon, creator saysComment
One of the best-kept secrets in television history has been unmasked, with "The Simpsons" creator Matt Groening revealing the Springfield in Oregon is the basis for the hometown of his characters.
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ABC7 News at 4 Now Weekdays!ABC7 is giving you MORE news in your afternoons with an extra hour, an hour earlier! Join ABC7's Leon Harris and Alison Starling for what's trending in your community and world. Every weekday afternoon at 4pm right after back to back "Hot Bench" shows at 3pm on ABC7.


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PORTLAND -- A registered sex offender stabbed and sexually assaulted a 10-year-old boy in a Portland Wendy's restroom Sunday, police said.
Police responded just after 2 p.m. to the Wendy's restaurant in the 2900 block of NE Sandy Boulevard. They were told that 49-year-old Adam Brown had grabbed a boy and forced him into the restroom. Then, Brown tried to sexually assault the boy, who screamed and started fighting back, according to said Sgt. Pete Simpson with the Portland Police Bureau.
Although these events are very rare, very uncommon to have something like this happen, it scares the living daylights out of everybody, Simpson added.
During the struggle, Brown stabbed the boy was several times, Simpson said.
The boy's father heard screams and tried to open the restroom door, but it was locked from the inside. A manager brought a key, then Brown unlocked the door and pushed the boy out, Simpson said.
The boy was rushed to a hospital and underwent surgery. His stab wounds would have been life-threatening had he not received immediate attention, Simpson said.
Patrons pushed against the bathroom door, trapping Brown inside until police arrived and evacuated the restaurant. Brown told police he had a gun, so a Special Emergency Response Team was activated, Simpson said.
Brown surrendered about two hours later and now faces several charges including attempted murder, four counts of first-degree assault, first-degree sex abuse, first-degree kidnapping, first-degree arson, coercion, and furnishing false information to a police officer.
Police found a knife in the restroom believed to be used in the attack, Simpson said. No gun was found.
Brown pleaded not guilty in court Monday. His bail was set at $2 million.
Meantime, the boy was released from the hospital Tuesday to recover at home.
The state sex offender registry lists Brown as a predatory sex offender known to target children ages 2 to 8. He was on parole for abusing children when the attack in Wendy's occurred.
Court records showed in the early 1990s, Brown was charged with 43 counts, including attempted murder and rape, in connection with a series of sexual assaults against children inDouglas County. Prosecutors said he exposed several children to HIV through sexual contact but those charges were dropped in the plea deal.
He ultimately pleaded guilty to three counts of sodomy and was sentenced to 15 years in prison. He was released after serving 11 years.
Last year, Brown had his parole transferred fromDouglas to Multnomah County, where he was being supervised as a high risk offender.


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Former NY Gov. Paterson & Albany Reform; Candidates on Housing
Thursday, April 11, 2013
Former New York Governor David Paterson discusses the recent political scandals in Albany and what kinds of reforms could discourage abuse. Plus: highlights from Brian's forum on housing with mayoral candidates. Then, how external forces – like a specific shade of pink or photographs of a light bulb, for example – can change the way we feel and behave; an April series on recycling looks at organics with Ron Gonen, NYC's first-ever deputy commissioner of recycling and sustainability; and a 400-year history of Greenwich Village.
Can Albany Be Reformed?
There were more developments this week in the bribery and corruption probe that brought down State Senator Malcolm Smith and City Councilman Dan Halloran. And this most recent scandal is just the latest in a line of arrests, resignations, and revelations about New York politicians. Former Governor David Paterson discusses the culture of corruption in New York, and efforts to change it.
The Winners and Losers of President's Budget
President Obama laid out the details of his budget proposal yesterday, which includes spending cuts, tax increases, and new spending. Heidi Moore, finance and economics editor for the Guardian, offers her take on the winners and losers if this budget passes.
What Goes Around: NYC Recycles Organics
Ron Gonen, NYC's first-ever deputy commissioner of sanitation, recycling and sustainability, joins us weekly in April to talk about recycling in NYC. This week: organics. Do you compost food waste now?
Debating Housing Policy
Yesterday afternoon, Brian hosted a forum (or was it the latest episode of "So You Think You Can Mayor?") at NYU's Furman Center to discuss the future of NYC housing policy. Hear excerpts and analysis from the Furman Center's Vicki Been, who teaches housing policy and law.
Hidden Influence
This interview originally aired live on April 11, 2013. An edited version was aired as part of a special episode of The Brian Lehrer Show on August 2, 2013.
Adam Alter, assistant professor in marketing at NYU's Stern School of Business and the author of Drunk Tank Pink: And Other Unexpected Forces that Shape How We Think, Feel, and Behave, explains some of the unconscious workings of our brain that explain why pictures of light bulbs make us more creative and pink paint on the wall is calming.
Village People
This interview originally aired live on April 11, 2013. An edited version was re-aired on August 9, 2013 as part of a special episode of The Brian Lehrer Show.
John Strausbaugh, author of The Village: 400 Years of Beats and Bohemians, Radicals and Rogues, a History of Greenwich Village, tells the story of Greenwich Village, from Dutch farmers to movie stars and bankers. Is the Village still an "engine of culture"?


text: SOYBABY, Photographer | Lightstalkers Home Member Directory Calendar Groups Resources Publications You are not logged in. Click here to log in now. | Switch to our mobile site→ My Profile My Galleries My Networks SOYBABY Profession: Photographer Location: San Francisco , United States ( OAK ) Home base: East Bay Area URL: http://soybaby.com Email: •••••••• (private) Last login: about 7 years ago Member since: 03 Jan 2006 02:01 About Testimonials Subscribe via RSS→ Flickr Keywords editorial fashion color surreal portraiture fun More about sponsorship→ Personal Network Add all of these people to my list Search for in membersimagespostsrepliespublications searching… Discussion Assignments Events For Sale Gear Housing Tech Support Travel Other stuff Send invitations Member Directory Calendar Galleries Groups Publications Resources About Lightstalkers Manifesto Donations Corporate Sponsorship Official Gear Send this to: (email address) Translate into: 简体字 Deutsch 日本語 한국말 Français Italiano Português Español More about our partners→ Top↑ | RSS/XML | Privacy Statement | Terms of Use | email@example.com ©2004-2015 November Eleven


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Tech Helproom
It's free to register, to post a question or to start / join a discussion
S/Ware Updates and ... HDD Space
Likes # 0
Posted December 20, 2012 at 11:12AM
Now this is a question that's been on my mind for ages, but never asked...UNTIL I bought my Nexus 7 (32gb)tablet. I'm getting 'app updates' (from Google play)daily - these are ALL adding to the disk space on this Nexus (which isn't much anyway) and want to know this - will there be a time, where the disk space is drastically reduced due to updates using so much?? This equally applies to Laptops only not on such a grand scale. I'm beginning to NOT update some apps. ANOTHER 'I wonder' is - when these updates come along, do they delete/cancel out previous app updates so actual memory is minimal?? Thanks in advance - 32gb ISN'T much memory to play with!!
AngeTheHippy x
Likes # 0
Posted December 20, 2012 at 12:11PM
I suppose it depends on how many apps you have. I had a 16Gb Nexus 7 and although I had plenty of apps and a couple of films I still had plenty of space. But unless you have hundred of apps then I think there is a small chance of filling the 32GB memory.
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Posted December 20, 2012 at 12:14PM
Can't give you a specific answer but there are ways to free up space on your device - see here enter link description here
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About Schools in Newcastle, ME
Contact a Coldwell Banker® real estate agent to learn more about the schools and school districts in Newcastle, ME.FIND AN AGENT
Newcastle, Maine is located in Lincoln County. Nearby cities and towns include Damariscotta, Wiscasset, Waldoboro, Boothbay Harbor, Richmond, Gardiner, Bath, Randolph, Thomaston, Bowdoinham, Farmingdale, Rockland, Topsham, Hallowell, Augusta, Brunswick, and Brunswick Station. Newcastle is a rural community with a population of 656. The median household income is $55,499. In Newcastle, 62% of residents are married, and families with children reside in 21% of the households. Half the population of Newcastle commutes 16 minutes or less to work, with 65% of residents holding white collar jobs and 35% residents holding blue collar jobs. The median age of homes in Newcastle, ME is 39 years, with 55% of those homes owned, 22% rented, and 23% not occupied. In the previous year, 2 Newcastle properties were sold. The median sale price of a home in Newcastle in the previous year was $155,125.
Contact a Coldwell Banker® real estate agent to learn more about the schools and school districts in Newcastle, ME.FIND AN AGENT
See if your personality and goals are right for real estate.SEE ALL REAL ESTATE CAREERS
Community information and market data Powered by Onboard Informatics. Copyright ©2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.


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CALDWELL -- Two people face felony charges after police say they caught them driving around in a stolen SUV early Sunday morning.
According to Caldwell Police, officers found a stolen 2013 GMC Yukon in the area of 10th and Cleveland at abou 4:10 a.m. Sunday.
Police stopped the vehicle and arrested Tina Saucedo, 47, of Meridian and Tyler Lewis, 24, of Greenleaf.
Investigators say the Yukon was reported stolen from a local rental car company and was valued at more than $40,000 dollars.
The SUV has been returned to the company, police said.
Saucedo is charged with grand theft and possession of a controlled substance. Lewis was arrested on a felony arrest warrant and faces charges of false impersonation and possession of drug paraphernalia.


text:
Pronunciation: mustache
Added on: 2011-05-08 Listened: 7.6K timesin: noun, facial, hair, men, variant spellings
Pronunciation in English [en]
- Pronunciation by ceruleanbill (Male from United States)
- Pronunciation by trice (Male from United States)
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Could you do it better? different accent? Pronounce mustache in English
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