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Video Results for "sperm banks"
Cleveland, OH - "sperm banks" search results
About Sperm Banks
Local sperm banks are facilities that are in selected health care institutions where donated sperm is frozen and then stored in liquid nitrogen cooled refrigerators. This gives an option for couples who are having difficulties or who are unable to have children a choice about having a family. And for single women who want to become pregnant without being married or having a partner. This sometimes allows women to choose the sex of their child. Local sperm banks can give the woman a chance to choose the future of her family. Sometimes people wonder if this is a good choice for them, so the choice is made a little easier, knowing that local sperm banks are professional and take care of the patients as well as the donors. The local sperm banks are legally required to keep records of identity of each donor. And each potentially donor is to be screened for genetically inherited diseases, and also diseases that can be transmitted through the Local sperm banks. It is known that as long as local sperm banks correspond with proper laboratory standards and retain and respect the informed consent of the patient that they can carry any type of local sperm that they wish. Although the requirements regarding accreditation and the licensing vary from state to state, Local sperm banks are accredited and licensed. But in some states the licensing isnt required. In order to donate to the local sperm banks, the donor must be fit and healthy and sperm count to be well above average to make sure that the chance of a pregnancy is achievable. It is pretty easy to become a donor of the local sperm banks if the patient has a clear medical family history and are in good shape. An interesting fact is that a potential user of the local sperm banks may know a significant amount of the donor's medical history than they would with their partners.
Fairbanks Scales
8001 Sweet Valley Dr, Cleveland, OH 44125(216) 524-3576 Write a review
Banks & Coljohn Ins Agcy
5848 Ridge Rd, Cleveland, OH 44129(440) 888-0444 Write a review
Banks Robt Rev
3625 E 135th St, Cleveland, OH 44120(216) 752-4639 Write a review
Bailey Banks & Biddle
26300 Cedar Rd, Beachwood, OH 44122(216) 292-3562 Write a review
Banks Premier Properties
916 Keystone Dr, Cleveland, OH 44121(216) 812-5888 Write a review
Christopher & Banks
SouthPark Mall(440) 238-0279
816 Southpark Center , Strongsville, OH 44136
Sale into Summer â entire store up to 50% off!Write a review
Christopher & Banks
7953 W Ridgewood Dr, Cleveland, OH 44129(440) 845-4457 Write a review
Christopher & Banks
500 Southpark Ctr, Strongsville, OH 44136(440) 238-4338 Write a review
Ubanks Personalized Creations
2676 E 127th St, Cleveland, OH 44120(216) 421-2264 Write a review
Ubanks Personalized Creations
3615 Euclid Ave, Cleveland, OH 44115(216) 458-1938 Write a review
Key Bank
4910 Tiedeman Rd, Cleveland, OH 44144(216) 898-0341 Write a review
Huntington Bank Parmatown Office
6660 Ridge Rd, Cleveland, OH 44129(216) 515-0005 Write a review
Allied Mortgage Capital Corp
6683 State Rd, Cleveland, OH 44134(440) 888-3333 Write a review
U.S. Bank - Parma Walmart Office
8303 W Ridgewood Dr, Cleveland, OH 44129(440) 842-3766 Write a review
6809 W 130th St, Cleveland, OH 44130(440) 888-0001 Write a review
Giant Eagle Supermarket
7939 Day Drive , Cleveland, OH 44129(440) 888-7316
Visit Us Today for Your Grocery Needs!Write a review
Dollar Bank
6868 Pearl Rd, Cleveland, OH 44130(440) 842-1300 Write a review
Giant Eagle Supermarket
6869 Southland Drive , Middleburg Heights, OH 44130(440) 842-0060
Visit Us Today for Your Grocery Needs!Write a review
Falling Water Financial Group Inc
7055 Engle Rd, Middleburg Heights, OH 44130(440) 243-5691 Write a review
Western Southern
6100 Oak Tree Blvd, Independence, OH 44131(216) 986-0010 Write a review
More on Sperm Banks
Once you have made a choice on local sperm banks that you want to work with, it is possible to ask about information about a specific donor. And most local sperm banks will provide brochures and videos that can provide a wide range of information on the donors, cost, and the procedures that will take place. In general, the local sperm banks charge a specific amount for basic information and also if youre requiring a more detailed amount of information, the cost could be higher. It depends on which sperm banks you have decided to go with, its good to know that some will provide the background information with consent and medical history also. So do some research and pick local sperm banks that the information will best fit your requests and needs. It is a goal of local sperm banks to provide the services, resources, and information to the clients who choose to expand or create their families by using artificial insemination and sperm storage. So making a decision to use the services provided at local sperm banks, will be a bit easier.


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With autumn in the air, nothing calls to mind the season like the familiar smell of pumpkin. Augmented with cinnamon and nutmeg, pumpkin pies and cakes are an unmistakable fall treat. But don't forget the many uses of pumpkin in savory dishes, like soups, stews, risottos and ravioli. And beyond the Thanksgiving pies, pumpkin shines in a variety of surprising desserts like crème brulee or ice cream. … Back to Article
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subset: commoncrawl


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Even as the Federal Reserve holds short-term interest rates near zero for the fourth year in a row, there are plenty of places to find decent income in the U.S. stock and bond markets. You just have to know where to look.
We found eight groups with average payouts ranging as high as 6% without the risk that often comes with reaching for yield. They include municipal bonds, with yields between 1% and 3%; utilities and real-estate investment trusts, at 4%; convertible securities, at 3%; high-dividend stocks, at 3% to 4%; master limited partnerships and junk bonds, at 6%, and preferred shares, at 5% to 6%. There are higher-yielding securities in all of these categories, including mortgage REITs and junk bonds that carry 10%-plus rates, but the rewards here may not be worth the risk.
What looks best for 2013? Given the risks in bonds at historically low-yield levels, it may be best to stick with blue-chip stocks, electric utilities, MLPs, and to a lesser extent, REITs.
In the bond market, junk still looks appealing, even as the average yield fell to 6% from about 20% at the start of 2009, when Barron's highlighted the market's appeal in a cover story. Junk may be the best house in a dangerous neighborhood.
Peter Hoey for Barron's
The tax legislation passed last week favors equity sources of income, which will be taxed at a top rate of 20%, plus a 3.8% Medicare surcharge. Most taxpayers, including couples earning less than $250,000, will still pay a top dividend rate of 15%. The top rate for ordinary income rises to 39.6% from 35% for couples earning more than $450,000. That rate also applies to interest income on taxable bonds, as well as distributions from master limited partnerships and REITs. It should be noted that investors can often defer taxes on MLP distributions.
It's hard to make a case for two of the lowest-yielding parts of the bond market -- Treasuries and mortgage securities -- because yields are in the 1% to 3% area, and both sectors could be hit hard if rates rise. Perhaps the best that can be said for Treasuries is that they're one of the few asset classes that are negatively correlated with stocks, meaning they tend to appreciate when stocks fall, and thus offer a hedge against a stock-market downdraft.
BlackRock favors dividend-paying stocks and junk bonds, while warning about the danger in Treasuries. "We believe dividend stocks look attractive," wrote BlackRock chief investment strategist Russ Koesterich last week. "With current payout ratios near historic lows and balance sheets quite strong, companies have ample ability to raise dividend payments to compensate investors for any changes in tax treatment." As for Treasuries, he wrote that interest-rate risk is high, as underscored last week when prices fell 4% as stocks rallied.
Here is an overview of the eight income sectors in order of their appeal.
High-Dividend Stocks
As more companies get serious about dividends, it's possible to put together an increasingly diversified portfolio of stocks yielding 3% to 4%. The obvious appeal of stocks versus bonds is that investors can benefit from rising dividends over time. Many big companies now have dividends that exceed their bond yields.
Blue chips with 3%-plus yields include drug makers Pfizer pfe 0.5570214013485781% Pfizer Inc. U.S.: NYSE USD34.3 0.19 0.5570214013485781% /Date(1432760647487-0500)/ Volume (Delayed 15m) : 21467967 AFTER HOURS USD34.22 -0.0799999999999983 -0.23323615160349853% Volume (Delayed 15m) : 573448 P/E Ratio 23.76992376992377 Market Cap 210038124793.5 Dividend Yield 3.2653061224489797% Rev. per Employee 627280 More quote details and news » (ticker: PFE), Merck mrk 0.8309309818551806% Merck & Co. Inc. U.S.: NYSE USD59.46 0.49 0.8309309818551806% /Date(1432760457019-0500)/ Volume (Delayed 15m) : 9599210 AFTER HOURS USD59.55 0.0899999999999963 0.15136226034308778% Volume (Delayed 15m) : 127521 P/E Ratio 15.404145077720207 Market Cap 166603340296.902 Dividend Yield 3.027245206861756% Rev. per Employee 588414 More quote details and news » (MRK), and Novartis (NVS). In the consumer sector, there's PepsiCo pep 0.6159306816995511% PepsiCo Inc. U.S.: NYSE USD96.38 0.59 0.6159306816995511% /Date(1432760420307-0500)/ Volume (Delayed 15m) : 3952748 AFTER HOURS USD96.25 -0.129999999999995 -0.13488275575845612% Volume (Delayed 15m) : 75446 P/E Ratio 22.466200466200466 Market Cap 141390929073.533 Dividend Yield 2.915542643702013% Rev. per Employee 244565 More quote details and news » (PEP) and Procter & Gamble pg 0.31589588071771546% Procter & Gamble Co. U.S.: NYSE USD79.39 0.25 0.31589588071771546% /Date(1432760439807-0500)/ Volume (Delayed 15m) : 7472311 AFTER HOURS USD79.39 % Volume (Delayed 15m) : 622249 P/E Ratio 25.422697579095683 Market Cap 214706509203.494 Dividend Yield 3.339967250283411% Rev. per Employee 671627 More quote details and news » (PG). And technology, a former income wasteland, now offers many 3% yielders, such as Microsoft msft 2.1893110109465552% Microsoft Corp. U.S.: Nasdaq USD47.61 1.02 2.1893110109465552% /Date(1432760400583-0500)/ Volume (Delayed 15m) : 25737819 AFTER HOURS USD47.55 -0.0600000000000023 -0.1260239445494644% Volume (Delayed 15m) : 1597820 P/E Ratio 19.755186721991702 Market Cap 377984671237.946 Dividend Yield 2.6044948540222643% Rev. per Employee 737992 More quote details and news » (MSFT), Intel intc 1.8275185017368978% Intel Corp. U.S.: Nasdaq USD33.71 0.605 1.8275185017368978% /Date(1432760400195-0500)/ Volume (Delayed 15m) : 24118257 AFTER HOURS USD33.8 0.0899999999999963 0.26698309107089885% Volume (Delayed 15m) : 6054398 P/E Ratio 14.283898305084746 Market Cap 157050117828.369 Dividend Yield 2.8478196380895877% Rev. per Employee 523777 More quote details and news » (INTC), and Seagate Technology stx 1.3738779996336326% Seagate Technology PLC U.S.: Nasdaq USD55.34 0.75 1.3738779996336326% /Date(1432760400213-0500)/ Volume (Delayed 15m) : 2248845 AFTER HOURS USD55.34 -0.00999999999999801 % Volume (Delayed 15m) : 33382 P/E Ratio 9.641114982578397 Market Cap 17325882802.0297 Dividend Yield 3.903144199494037% Rev. per Employee 270864 More quote details and news » (STX). Energy giants Chevron cvx -0.17426662794074935% Chevron Corp. U.S.: NYSE USD103.11 -0.18 -0.17426662794074935% /Date(1432760414653-0500)/ Volume (Delayed 15m) : 5789686 AFTER HOURS USD103.15 0.0400000000000062 0.03879352148191252% Volume (Delayed 15m) : 67848 P/E Ratio 11.268852459016394 Market Cap 194234577165.965 Dividend Yield 4.150906798564639% Rev. per Employee 2679740 More quote details and news » (CVX), Royal Dutch Shell (RDSA), and ConocoPhillips cop -0.03132832080200501% ConocoPhillips U.S.: NYSE USD63.82 -0.02 -0.03132832080200501% /Date(1432760407894-0500)/ Volume (Delayed 15m) : 6691512 AFTER HOURS USD63.89 0.0700000000000003 0.10968348480100282% Volume (Delayed 15m) : 63357 P/E Ratio 15.836228287841191 Market Cap 78711338039.6953 Dividend Yield 4.575368223127546% Rev. per Employee 2332720 More quote details and news » (COP) all yield more than 3%.
There are dozens of income-oriented mutual funds and exchange-traded funds. Some of the largest ETFs are Vanguard High Dividend Yield vym 0.6893580353295993% Vanguard High Dividend Yield ETF U.S.: NYSE Arca 70.11 0.48 0.6893580353295993% /Date(1432760400100-0500)/ Volume (Delayed 15m) : 541000 AFTER HOURS 69.996 -0.114000000000004 -0.16260162601626016% Volume (Delayed 15m) : 13 P/E Ratio N/A Market Cap N/A Dividend Yield 2.635857937526744% Rev. per Employee N/A More quote details and news » (VYM), iShares Dow Jones Select Dividend dvy 0.523359714066888% iShares Select Dividend ETF U.S.: NYSE Arca 78.75 0.41 0.523359714066888% /Date(1432760400133-0500)/ Volume (Delayed 15m) : 451617 AFTER HOURS 78.531 -0.218999999999994 -0.2780952380952381% Volume (Delayed 15m) : 27 P/E Ratio N/A Market Cap N/A Dividend Yield 3.0379225396825396% Rev. per Employee N/A More quote details and news » (DVY), and SPDR S&P Dividend sdy 0.7263922518159807% SPDR S&P Dividend ETF U.S.: NYSE Arca 79.04 0.57 0.7263922518159807% /Date(1432760400117-0500)/ Volume (Delayed 15m) : 665267 AFTER HOURS 78.931 -0.109000000000009 -0.13790485829959515% Volume (Delayed 15m) : 103 P/E Ratio N/A Market Cap N/A Dividend Yield 2.0058147773279353% Rev. per Employee N/A More quote details and news » (SDY).
Electric utilities were the only loser in 2012 among the major sectors of the S&P 500, with a 2.9% drop -- and a 1% return after dividends. This year could be better because utility dividends look appealing at 4%-plus in much of the industry.
Major utilities trade at an average of 14 times projected 2013 profits, compared with about 13 times for the faster-growing S&P 500. Yet utility earnings are relatively predictable, in the low- to mid-single digits each year.
The three largest electrics (by market value), Duke Energy duk 0.5939809926082366% Duke Energy Corp. U.S.: NYSE USD76.21 0.45 0.5939809926082366% /Date(1432760459591-0500)/ Volume (Delayed 15m) : 2664263 AFTER HOURS USD76.18 -0.0299999999999869 -0.03936491274111009% Volume (Delayed 15m) : 124889 P/E Ratio 18.95771144278607 Market Cap 52390843635.4855 Dividend Yield 4.17268075055767% Rev. per Employee 852667 More quote details and news » (DUK), at $65; Southern Co. so 0.9930715935334873% Southern Co. U.S.: NYSE USD43.73 0.43 0.9930715935334873% /Date(1432760625834-0500)/ Volume (Delayed 15m) : 6686966 AFTER HOURS USD43.561 -0.168999999999997 -0.3864623828035674% Volume (Delayed 15m) : 91946 P/E Ratio 18.62118889456651 Market Cap 39327700015.0597 Dividend Yield 4.962268465584267% Rev. per Employee 684061 More quote details and news » (SO), at $44; and Dominion Resources d -0.04586346798377139% Dominion Resources Inc. (Virginia) U.S.: NYSE USD70.83 -0.0325 -0.04586346798377139% /Date(1432760575365-0500)/ Volume (Delayed 15m) : 2232048 AFTER HOURS USD70.7405 -0.089500000000001 -0.12635888747705776% Volume (Delayed 15m) : 388529 P/E Ratio 28.332 Market Cap 42439257103.9768 Dividend Yield 3.656642665537202% Rev. per Employee 845625 More quote details and news » (D), at $53, all yield 4% or more.
The Utilities Select SPDR xlu 0.40641228268232105% Select Sector SPDR-Utilities U.S.: NYSE Arca 44.47 0.18 0.40641228268232105% /Date(1432760400043-0500)/ Volume (Delayed 15m) : 7570175 AFTER HOURS 44.47 % Volume (Delayed 15m) : 67580 P/E Ratio N/A Market Cap N/A Dividend Yield 3.156375084326512% Rev. per Employee N/A More quote details and news » (XLU), which holds the electric utilities within the S&P 500 index, yields 4.1%.
The group started the year strong, as the benchmark Alerian MLP index, which is heavy in energy pipelines, rose 4% over the first two sessions of 2013. More gains could follow after a tough 2012, when the AMZ fell 1% and returned 4.8%, including distributions. Reflecting strong historical returns in the sector, 2012 marked the only year in the past 13 in which MLPs trailed the S&P 500 in total return.
Credit Suisse analyst John Edwards has been bullish, pointing out that the yield on the AMZ index, now 6.5%, looks appealing relative to most other income securities. While weak prices for natural-gas liquids have hurt some MLPs, much of the sector that is involved in domestic energy transportation has experienced little or no impact. Growth in distributions industrywide is expected to average about 7% this year.
The two largest MLPs, Enterprise Products Partners (EPD), at $52 a share, and Kinder Morgan Energy Partners (KMP), at $84, yield 5% and 6.3%, respectively. Kinder Morgan's twin, Kinder Morgan Management (KMR), trading around $79, is a corporation. It has a similar dividend paid in stock, allowing investors to avoid the tax hassles of K-1 partnership tax forms.
There are many MLP-oriented mutual funds and ETFs, including the Alerian MLP amlp 0.11940298507462686% Alerian MLP ETF U.S.: NYSE Arca USD16.77 0.02 0.11940298507462686% /Date(1432760400125-0500)/ Volume (Delayed 15m) : 2914263 AFTER HOURS USD16.75 -0.0199999999999996 -0.11926058437686345% Volume (Delayed 15m) : 104 P/E Ratio N/A Market Cap 3113830000 Dividend Yield 7.04830053667263% Rev. per Employee N/A More quote details and news » (AMLP) and an exchange-traded note, the JPMorgan Alerian MLP AMJ -0.1364566750056857% JPMorgan Alerian MLP ETN U.S.: NYSE Arca 43.91 -0.06 -0.1364566750056857% /Date(1432760400125-0500)/ Volume (Delayed 15m) : 1310148 AFTER HOURS 43.9542 0.0442000000000036 0.1006604418127989% Volume (Delayed 15m) : 55115 P/E Ratio N/A Market Cap N/A Dividend Yield 5.123206558870417% Rev. per Employee N/A More quote details and news » index (AMJ).
Junk Bonds
Wall Street generally expects subdued returns of about 7% this year after another strong year in 2012, when junk returned more than 15%. The challenge is that yields are low, at 6%, and prices are high, averaging about 105% of par value. This limits upside because most issues can be redeemed at par prior to maturity.
While many junk investors are reaching for yield in order to get higher returns, it may be best to play it conservatively and avoid debt-laden companies like Caesars Entertainment czr -0.9063444108761329% Caesars Entertainment Corp. U.S.: Nasdaq USD9.84 -0.09 -0.9063444108761329% /Date(1432760400164-0500)/ Volume (Delayed 15m) : 507884 AFTER HOURS USD9.84 -0.00999999999999979 % Volume (Delayed 15m) : 26987 P/E Ratio 0.2773393461104848 Market Cap 1436841315.97809 Dividend Yield N/A Rev. per Employee 114440 More quote details and news » (CZR) and Clear Channel Communications (CCMO).
J. Matthew Philo, manager of the Mainstay High-Yield Corporate fund (MHYIX), generally is steering clear of lower-rated credits in favor of better situations. "This is a tale of two markets," he says. "The larger part of the market is very resilient with strong asset coverage and free cash flow."
Thanks to the wide disparity in the individual returns of junk debt, management matters, arguing for open- or closed-end funds rather than ETFs like the SPDR Barclays High Yield Bond jnk 0.254323499491353% SPDR Barclays High Yield Bond ETF U.S.: NYSE Arca 39.42 0.1 0.254323499491353% /Date(1432760400161-0500)/ Volume (Delayed 15m) : 6550241 AFTER HOURS 39.43 0.00999999999999801 0.025367833587011668% Volume (Delayed 15m) : 20843 P/E Ratio N/A Market Cap N/A Dividend Yield 5.736499238964992% Rev. per Employee N/A More quote details and news » (JNK) and iShares iBoxx $ High Yield Corporate hyg 0.22070183182520414% iShares iBoxx $ High Yield Corporate Bond ETF U.S.: NYSE Arca 90.82 0.2 0.22070183182520414% /Date(1432760400130-0500)/ Volume (Delayed 15m) : 3724342 AFTER HOURS 90.82 % Volume (Delayed 15m) : 13414 P/E Ratio N/A Market Cap N/A Dividend Yield 5.3173662188945165% Rev. per Employee N/A More quote details and news » (HYG), which track broad indexes.
Convertible Bonds
Convertibles are an overlooked asset class because of limited issuance of new bonds and complexity, including securities that automatically convert into equity. Less than $25 billion of converts have been issued in each of the past two years because most corporate treasurers can offer low-rate "straight" debt without giving investors an equity kicker.
"There are some good opportunities," says David King, manager of the Columbia Convertible Securities fund (PACIX). He's partial to a Chesapeake Energy 5¾% convertible preferred (CHKVZ), which recently traded at about $900, below its $1,000 face value, for a 6.4% current yield. The Chesapeake convert offers a lower-risk way to play a revival in natural-gas prices than the company's common shares. King also is partial to a 2⅞% convert from biotech company Dendreon (DNDN), recently trading below 75 cents on the dollar and a 13% yield to maturity in 2016. Dendreon developed a novel treatment for advanced prostate cancer that has had disappointing revenues. The company isn't far from cash-flow break-even and could be a takeover target.
There are many open-end and closed-end convertible funds, plus a sizable ETF, the SPDR Barclays Convertible Securities cwb 0.9221311475409836% SPDR Barclays Convertible Securities ETF U.S.: NYSE Arca 49.25 0.45 0.9221311475409836% /Date(1432760400131-0500)/ Volume (Delayed 15m) : 374462 AFTER HOURS 49.018 -0.231999999999999 -0.47106598984771575% Volume (Delayed 15m) : 48 P/E Ratio N/A Market Cap N/A Dividend Yield 1.77502538071066% Rev. per Employee N/A More quote details and news » (CWB).
After another strong year in which the sector returned 18%, investors may want to tread cautiously because REIT valuations aren't cheap in absolute terms or in relation to the S&P 500 index.
But REITs now trade for about 16 times 2013 funds from operations, a cash-flow measure favored by the industry. That compares with a multiple of 13 for the S&P 500. REITs look even more expensive at about 20 times adjusted funds from operations, a more conservative calculation of cash flow than FFO that subtracts certain recurring expenses like office-leasing costs.
REITs, now yielding an average of 3.6%, still look good relative to Treasuries. Industry fundamentals are favorable amid higher rents and limited new construction, while financing costs are low. "REITs are trading below private-market values, and they remain a haven for people concerned about inflation. Real estate is a hard asset," says Alex Goldfarb, an analyst at Sandler O'Neill.
Goldfarb is partial to Simon Property Group spg 1.1313708260105448% Simon Property Group Inc. U.S.: NYSE USD184.14 2.06 1.1313708260105448% /Date(1432760595143-0500)/ Volume (Delayed 15m) : 1002908 AFTER HOURS USD184.14 % Volume (Delayed 15m) : 220620 P/E Ratio 45.11466091728734 Market Cap 56675857600.5755 Dividend Yield 3.258390355164549% Rev. per Employee 935234 More quote details and news » (SPG), the mall operator and the largest REIT by market value, at $50 billion. He says that Simon is one of the best-managed companies in the business, generating more than $1 billion of free cash annually beyond its dividend requirements. Simon, at $158, trades for 19 times projected 2013 FFO. While third-tier malls may be struggling, those owned by Simon and others like Taubman Centers tco 1.5561569688768606% Taubman Centers Inc. U.S.: NYSE USD75.05 1.15 1.5561569688768606% /Date(1432760561644-0500)/ Volume (Delayed 15m) : 403531 AFTER HOURS USD75.05 % Volume (Delayed 15m) : 1537 P/E Ratio N/A Market Cap 4567685054.48761 Dividend Yield 3.011325782811459% Rev. per Employee 1040690 More quote details and news » (TCO) are in good shape.
Apartment REITs lagged behind the group last year, and Goldfarb is partial to Post Properties pps 1.252204585537919% Post Properties Inc. U.S.: NYSE USD57.41 0.71 1.252204585537919% /Date(1432760695190-0500)/ Volume (Delayed 15m) : 147995 AFTER HOURS USD57.41 % Volume (Delayed 15m) : 2238 P/E Ratio 14.388471177944862 Market Cap 3095479942.01203 Dividend Yield 2.7869709109911165% Rev. per Employee 630587 More quote details and news » (PPS), which has a good position in the Sunbelt and low financial leverage. He also likes Essex Property Trust ess 2.096627164995442% Essex Property Trust Inc. U.S.: NYSE USD224 4.6 2.096627164995442% /Date(1432760643086-0500)/ Volume (Delayed 15m) : 280270 AFTER HOURS USD224 % Volume (Delayed 15m) : 3348 P/E Ratio 90.05749205966309 Market Cap 14338227825.3052 Dividend Yield 2.5714285714285716% Rev. per Employee 646627 More quote details and news » (ESS), which has about half of its portfolio in Southern California, a region now reviving.
Municipal Bonds
With yields on top-grade munis similar to those on Treasuries, the relative appeal of the $3.7 trillion market is good, but absolute yield levels in the 1%-to-3% range aren't great with inflation running at about 2%.
Munis got a break when the congressional budget deal lifted top tax rates on the highest earners and thus heightened the appeal of tax-free income. To top it off, legislators chose not to tax the muni-bond interest of the highest earners, as some had feared.
That helped produce a rally on Wednesday, as long-term munis gained about 1% even as long-term Treasuries declined 1%. "While we are unlikely to see significant capital appreciation in municipal bonds, their after-tax yields are attractive, and munis remain a solid source of income," wrote BlackRock strategist Koesterich.
The idea of taxing muni-bond interest is dormant but not dead. If enacted, such a tax on munis likely would cut their demand, potentially lifting rates as much as half a percentage point and crunching long-term bonds. Many state and local governments face a large and festering pension problem. Given the risks, muni buyers might want to avoid long-term issues and stick with a fund like the Vanguard Intermediate Term Tax-Exempt fund (VWITX), which has low fees. Many investors favor individual bonds, but the downside is limited liquidity if holders ever need to sell.
Preferred Stock
With banks solidly profitable and the bond market strong, the preferred market has rallied sharply since the financial crisis, dropping yields on most bank issues to less than 6% from double-digit levels during 2009. Barron's has written favorably on preferred several times in the past four years.
Issuance has surged as banks have taken advantage of lower rates to lock in long-term equity financing. Issuance totaled about $33 billion in 2012, including several big retail-oriented deals priced at $25 a share from JPMorgan jpm 1.1258177392362696% JPMorgan Chase & Co. U.S.: NYSE USD66.47 0.74 1.1258177392362696% /Date(1432760408654-0500)/ Volume (Delayed 15m) : 10466761 AFTER HOURS USD66.341 -0.129000000000005 -0.19407251391605235% Volume (Delayed 15m) : 496891 P/E Ratio 12.173992673992673 Market Cap 243929755319.2 Dividend Yield 2.647811042575598% Rev. per Employee 403801 More quote details and news » (JPM), Wells Fargo wfc 0.7366151634926339% Wells Fargo & Co. U.S.: NYSE USD56.07 0.41 0.7366151634926339% /Date(1432760589519-0500)/ Volume (Delayed 15m) : 11439307 AFTER HOURS USD56.07 % Volume (Delayed 15m) : 1086760 P/E Ratio 13.709046454767726 Market Cap 286604753862.731 Dividend Yield 2.675227394328518% Rev. per Employee 343985 More quote details and news » (WFC), and BB&T bbt 0.8082849204344531% BB&T Corp. U.S.: NYSE USD39.91 0.32 0.8082849204344531% /Date(1432760531243-0500)/ Volume (Delayed 15m) : 2806412 AFTER HOURS USD39.91 % Volume (Delayed 15m) : 42449 P/E Ratio 14.672794117647058 Market Cap 28629864785.0279 Dividend Yield 2.7060886995740416% Rev. per Employee 290030 More quote details and news » (BBT). While dividends look safe and remain tax advantaged, most preferreds don't look attractive thanks to their interest-rate risk.
The typical $25 retail preferred usually has a bad combination of a perpetual maturity and a five-year redemption feature at the issuer's option. "The risk-reward profile of these securities does not appear attractive; their upside is capped by the call option, but they could sell off significantly in a rising rate environment," wrote Barclays credit analyst Shobhit Gupta in a recent report.
Two exceptions are unusual preferreds from Wells Fargo and Bank of America that yield more than their regular issues and effectively aren't callable unless there is an enormous rise in common-stock prices. The Wells Fargo Series L has a 7.5% dividend rate and a price of $1,225, way above its face value of $1,000. It yields 6.09%, almost a full point above the bank's other preferreds. Bank of America's 7.25% Series L trades at $1,135 and yields 6.34%. Columbia's King notes that if the banks want to redeem them, they likely will have to pay investors a premium above the current price.
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text: 0 Congaree Park Drive Lot # 37, Congaree Park, West Columbia, SC 29169 Status: Off Market MLS#: 294559 Contact Email this listing Share on Pinterest Share on Google+ Share on Facebook Share on Twitter Calculate Mortgage Print Flyer Get Directions Request a Showing Off Market 0 Congaree Park Drive Lot # 37, West Columbia, SC 29169 is no longer on the market or has been removed from the MLS. Similar to 0 Congaree Park Drive , Lot # 37: Ask an Agent About 0 Congaree Park Drive * Required fields Send Your Question × Monthly Payment Estimator Price: Down Payment: % Loan Amount: Loan Type: 30 Year Fixed 15 Year Fixed 5/1 ARM Interest Rate: % Est. Tax & Insurance: % ($/mo.) Est. Monthly Payment: $478 per month × Email a Listing 0 Congaree Park Drive, West Columbia SC, 29169 From: Name: Email: To: Name: Email: Subject: Message: Take a look at this property I found on ExitREC.com: http://www.exitrec.com/homes/0-Congaree-Park-Drive/West-Columbia/SC/29169/15840109/ Send a copy of this message to me Send Email


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Publishers WeeklyPsychiatrist and Harvard professor Greene follows up The Explosive Child with an in-depth approach to aid parents and teachers to work together with behaviorally challenging students. Greene's philosophy is driven by the recognition that "kids who haven't responded to natural consequences don't need more consequences, they need adults who are knowledgeable about how challenging kids come to be challenging." Greene's "Plan B" system, which is fully and clearly explained in the course of the book, emphasizes identifying challenging behaviors-acting out, hitting, swearing, poor performance in class-and then working with students to find actual, practical ways to avoid them. Helpfully, Greene uses a fictional school for examples, devoting several pages to illustrative anecdotes in each chapter, greatly increasing the material's accessibility. Greene's technique is not fail-proof, principally because it requires the good will and hard work of all participants; a section on implementing Plan B in the face of real disagreement or apathy would have been helpful. However, Plan B has all the qualities of accessibility, logic and compassion to make it a solid strategy for parents and educators.
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.


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INDEPENDENCE, Ohio (AP) — Cavaliers point guard Kyrie Irving missed practice after having four wisdom teeth pulled.
Irving, the NBA's rookie of the year last season, had the oral surgery on Wednesday. The Cavs said he will return "when cleared to do so in relation to his continued recovery process." Irving is expected to be back in time to get in some practice time before the Cavaliers open the season at home on Tuesday night against Washington.


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- Studio: Maya Entertainment
- Release Date: Aug 21, 2009
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There are no user reviews yet - Be first to review Casi divas.
An enjoyable spoof of Mexican soap operas and the entertainment business itself. The film doesn't ask to be taken seriously but if you absolutely insist, there is pointed commentary about the deep divisions within that society over skin color, gender politics and social backgrounds.
Gloriously flamboyant comedic extravaganza, fuses soap opera and "American Idol"-type competition, following four wildly different women vying for the star role in a feature filmization of a popular telenovela.


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The Casio Exilim Pro EX-F1 shoots full-resolution bursts at up to 60 frames per second.
The Casio Exilim Pro EX-F1 has a solid feel, with mostly sensible controls and feedback, but we often hit the three buttons to the left of the lens by mistake. We like that you can configure the ring around the lens to adjust the focus, zoom, or frame rate. We usually hate electronic viewfinders, but we frequently found myself using the tiny screen to compose shots accurately, despite its lack of realism.
The sensor's 6Mp resolution may seem low these days, but it's a reasonable compromise to achieve the Casio Exilim Pro EX-F's high frame rates. Image quality stood up very well to models with 8 megapixels or more in our lab tests, showing fine exposure and low levels of distortion. The chunky lithium ion cell pumped out enough power to cope with all 500 of our battery test shots. That's important because you can use a lot of juice just waiting for the right moment, let alone shooting many shots in succession.
Visit Photo Advisor for the latest digital photography news, reviews, tips & tricks


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Night in a Box will open eyes to homelessness
It may only be one night, but on Friday hundreds of people will experience what it is like to be homeless by sleeping in boxes in the Sikes Senter parking lot, eating a meager meal of beans and cornbread and going without modern conveniences like a warm bed and a cellphone. They will be participating in the seventh annual Night in a Box, an event sponsored by Faith Mission to highlight the problem on homelessness in Wichita Falls.
"This event raises awareness of homelessness and raises funds to benefit men, women and children by providing shelter at Faith Mission and Faith Refuge and services leading toward self-sufficiency," Vicky Payne, director of marketing and development at Faith Mission, said.
The fundraising goal this year is $50,000.
Individuals and groups can register to stay all night in boxes in the Sikes Senter parking lot next to J.C. Penney by the Toys R Us fence. Participants bring their own boxes and decorate them. Everyone is encouraged to raise a minimum of $100 per person. For doing so, they receive a T-shirt. For those who don't meet the goal, T-shirts may be purchased for a donation of $15.
The event begins at 5 p.m. with live Christian music and a beans and cornbread meal. The event ends at 7 a.m. April 27.
Payne said the statistics released in April in "The State of Homelessness in America 2013" say it all.
"Poverty is fundamentally linked with homelessness," she said. "One measure of poverty is the number of individuals who are living below federal poverty threshold. Between 2010 and 2011, the total number of persons in poverty increased by 5 percent, or more than 2.2 million people. Although there was an 8 percent decrease in homelessness in Texas from 2010-2011, there was a 5 percent increase in persons living in poverty in Texas in 2010-2011."
In Wichita Falls, the numbers tell a painful story.
According to Payne, a nationwide count of homeless persons was done on Jan. 31, 2013, to get a snapshot of homelessness in America. People in shelters and found living on the streets, under bridges, in cars, parks and other public places are counted in their communities. In Wichita Falls, 177 people were living in shelters and 44 people were counted as unsheltered in Wichita Falls on that one day. These numbers do not include people living doubled up or staying with family, friends or strangers.
"Statistics show that strategies can help people attain affordable housing," Payne said. "You can partner with Faith Mission and Faith Refuge to be a part of the solution to address homelessness."
For more information about Faith Mission or Night in a Box, call 723-5663.
Love and respect
There are two words that surface again and again in the Bible and in social research: love and respect. Those two words are the key ingredients to a successful marriage, according to Dr. Emerson and Sarah Eggerichs. The couple will be in Wichita Falls Friday and April 27 to host their Love & Respect Marriage Conference at First Baptist Church.
"The couple who is presenting is nationally recognized for their insight into what makes a marriage really work for both parties," Rod Payne, with First Baptist Church, said.
The Eggerichses believe love best motivates a woman and respect most powerfully motivates a man. Research reveals that during marital conflict a husband most often reacts when feeling disrespected and a wife reacts when feeling unloved.
Emerson Eggerichs is an internationally known public speaker on the topic of male-female relationships. Based on more than three decades of counseling, plus scientific and biblical research, Eggerichs and his wife, Sarah, developed the Love and Respect Conference, which they present to live audiences around the country. Eggerichs is the author of "Love and Respect." He is also the founder and president of Love and Respect Ministries and his wife serves as vice president. The couple has been married for more than 30 years.
Along with First Baptist, many local churches are co-sponsoring the seminar. They include: Anchor Baptist Church; Central Baptist Church; The Church at Sheppard; Faith Baptist Church; First Christian Church; First Presbyterian Church; Grace Church; Heritage Assembly of God; New Harvest Church; Solid Rock House of God; First Baptist Church in Burkburnett; First Baptist Church in Henrietta; First Baptist Church in Holliday; First Baptist Church in Petrolia; and the Wichita-Archer-Clay Baptist Association.
"The coming together of this many different churches really shows a desire to help couples throughout this area of North Texas," Payne said. "We are excited to serve as the host church working with so many other congregations in the area."
Hours of the seminar are 6:45 p.m.-9:45 p.m. Friday and 8:45 a.m.-12:45 p.m. April 27. The cost is $45 through Tuesday and $55 after that date. For more information, go to www.loveandrespect.com/events or call First Baptist at 723-2764.
Impact your life
Come to downtown Wichita Falls tonight and impact the life of youth in our community. Sponsored by the IMPACT (Inspirational Motivational Powerful Anointed Christ-Centered Teaching) Council at Midwestern State University, a concert will be performed at 6 p.m. at Straight Street, 807 Austin.
Doors open at 5 p.m. and the event begins at 6 p.m. Groups scheduled to perform include Big Roo, Adrion Butler, Narrow Gate Band and MC Lady Renee.
The goal is to increase awareness about children and families during Child Abuse Prevention Month. Tickets are $5 and proceeds go to Children's Aid Society, Straight Street, Patsy's House and Camp Fire. Tickets can be purchased at any of the four locations.
For more information, call Omarion Bradford at 817-532-8190 or Camille Richard at 337-1090.
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HYDERABAD: The National Seed Association of India (NSAI) has decided to challenge the Andhra Pradesh Government's ordinance issued recently to control supply, distribution and price of cotton seed in the High Court.
It felt that the ordinance was contrary to the Centre's stated intentions when it took cotton seed out of the purview of the Essential Commodities Act. As the ordinance was enacted without any consultation with the seed industry, "we have no option left but to challenge it in court."
Cotton production in the country in the last six years has nearly doubled from 170 lakh bales/year to an estimated 300 lakh bales in 2007, it said. This has been possible through the rapid introduction of Bt cotton technology in the best hybrids by seed companies and technology providers.
Almost 85% to 90% of the total hybrid cotton market is now being supplied by over 100 seed companies who have made huge investments (Rs 200-300 cr) for R&D that provide the best hybrids and technology to cotton growers.
The NSAI said farmers recognised the value of seed and technology and would not compromise on quality. An example was the rapid adoption of Bt cotton by farmers. The area under Bt cotton had grown to 14 million acres in a mere six years since its introduction in 2002. All this was due to the R&D efforts of seed companies in introducing newer hybrids and technologies.
In a free market, it is important that prices are determined by market forces of demand and supply and also on the basis of the quality and yield potential of different hybrids of cotton. Unintended price controls could have several negative impacts, the NSAI said.
With over 100 cotton seed companies competing, market forces will ensure that farmers get the seed at reasonable prices. Government mandated pricing, the industry argued, was a wrong practice.


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Padres have payroll "flexibility" but no deals yet
The 6-foot, 195-pound Thayer pitched in the Padres farm system from 2003-6. He is 0-3 with a 5.88 earned run average in 23 major league games. He was 0-3 with a 3.48 ERA in 11 games with the Mets last season and was also 4-3 with a 2.66 ERA in 44 games with Triple-A Buffalo.
"He is tough on right-handed hitters," said Byrnes. "He throws 93-94 (mph) from a lower arm angle. We have Joe Thatcher and Josh Spence with a different arm angle from the left side."
Thayer will be competing against the likes of Erik Hamren, Brad Brach and Nick Vincent for a spot in the Padres bullpen.
Padres notes
--With the Padres' 40-man roster already at capacity, Byrnes said it is unlikely that the club would release anyone to open a spot for a Rule 5 free agent in Thursday morning's draft of unprotected minor leaguers. "There were two players who interested us," said Byrnes. However, the Padres could lose several players in the Rule 5 draft.
--If the Marlins sign either Albert Pujols or C.J. Wilson, the Padres' second-round pick from Miami in next June's draft slips to a third-rounder. If the Marlins sign both, the pick slips to a fourth-round pick. The Padres still stand to have six of the top 60 picks in the draft, including the supplemental round pick for Bell.
--Byrnes said the Padres would be among a dozen teams with a scout in Texas next week to watch Chula Vista native Joel Zumaya throw. The reliever did not pitch in 2011 and much of 2010 due to a series of injuries.
--The Padres' Brian Prilaman has been named Major League Baseball's Traveling Secretary of the Year.
--Advance scout Scott Lonergan has departed the Padres to become an amateur scout for the Chicago Cubs.


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Linguine with Clam Sauce
Lovely and easy recipe. Can substitute hot peppers, japapenos, say, or even red pepper flakes, if in a in a pinch. More garlic is always good, too. Recipe straight from the back of a Private Selection Linguine bag. If bell pepper, can use a lot more; even a whole, smallish pepper wouldn't hurt. Serves 4 healthy eaters. Nice with a spinach salad, say, and a hunk of bread.
Yield: 4 servings
Community Recipe from
- 1 pound(s) linguine
- 4 clove(s) garlic
- 1/4 cup(s) butter
- 1/4 cup(s) Olive oil
- 1/4 cup(s) fresh parsley chopped
- 1 tablespoon(s) oregano or basil fresh is nice
- 1 tablespoon(s) green, bell pepper finely chopped
- 8 oz. can(s) tomato sauce
- salt and pepper to taste
- 2 can(s) chopped clams undrained
- 3 tablespoon(s) freshly grated parmesan cheese
- More Parmesan cheese for serving
- Sautee garlic in butter and oil for a minute, med. high heat. Turn to low. Add everything else. Cover, simmer for 30 minutes. In the meanwhile, cook linguine. Pour sauce over linguine, salt and pepper to taste serve with extra cheese.
May 2012
This recipe is a personal recipe added by Douglasbranch and has not been tested or endorsed by MyRecipes.
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- COURSE: Main Dishes
- CONVENIENCE: Quick/Easy
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ARIAD Pharmaceuticals, Inc. (NASDAQ: ARIA) today announced that the European Commission (EC) has granted a marketing authorization for Iclusig ® (ponatinib) as an orphan medicinal product for two indications:
- The treatment of adult patients with chronic phase, accelerated phase or blast phase chronic myeloid leukaemia (CML) who are resistant to dasatinib or nilotinib; who are intolerant to dasatinib or nilotinib and for whom subsequent treatment with imatinib is not clinically appropriate; or who have the T315I mutation, and
- The treatment of adult patients with Philadelphia-chromosome positive acute lymphoblastic leukaemia (Ph+ ALL) who are resistant to dasatinib; who are intolerant to dasatinib and for whom subsequent treatment with imatinib is not clinically appropriate; or who have the T315I mutation.
"We are delighted by the rapid approval of Iclusig in Europe and will now work closely with the national health authorities to make Iclusig available to Philadelphia-positive leukaemia patients as quickly as possible," stated Harvey J. Berger, M.D., chairman and chief executive officer of ARIAD. "The clinical development of Iclusig involved many leukaemia experts throughout Europe, and we want to recognize their critical roles in bringing Iclusig to patients with resistant or intolerant CML and Ph+ ALL in the EU."
The most common (>1%) serious adverse reactions for Iclusig were pancreatitis, abdominal pain, pyrexia, anaemia, febrile neutropenia, decrease in platelet count and neutrophil count, pancytopenia, myocardial infarction, diarrhea, and increased lipase. The most common (≥20%) adverse reactions of any severity were decrease in platelet count, rash, dry skin, and abdominal pain. There were no new safety signals observed with Iclusig when compared to the other approved products from the same class (BCR-ABL inhibitors).
ARIAD was granted accelerated assessment by the Committee for Medicinal Products for Human Use for the Iclusig marketing authorization application. The aim of accelerated assessment is to expedite the review process for new medicines that address a major public-health interest. Accelerated assessment is reserved for innovative products that respond to an unmet medical need and that are expected to have a major impact on medical practice.


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United Envirotech signs deal to provide industrial wastewater treatment in Sichuan
Published on Jan 13, 2014 8:39 PM
United Envirotech has signed a deal with Guangan Municipal Government and West Guangan Jean City Investment Management Co to provide industrial water supply, wastewater treatment and wastewater recycling to West Guangan Jeans and Textile Commerce and Technology Park in Guangan City, Sichuan Province, China.
The park is expected to house over 1,000 enterprises from various parts of the jeans production value chain.
Under the terms of the agreement, UEL will form a 90-10 joint venture with the local firm to undertake build-operate-transfer projects.
Total investment for the first phase of the project is expected to be about 160 million yuan (S$33 million), which will be funded by the United Envirotech's internal resources.
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Cheap MEE to Seattle flights
Popular Flights from Mare, New Caledonia
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Veterans Angry at German Soldier Ad
A U.S. Internet genealogy company that ran a newspaper ad featuring a picture of a German soldier rather than an Allied one has angered Canadian veterans.
Last weekend, ahead of Remembrance Day observations Tuesday, the Ancestry.ca site ran a half-page color ad in a Toronto newspaper offering free Internet database searches on ancestors who served in World War I, the Globe and Mail reported.
Titled "My Grandfather. My Hero," the gun-toting soldier ad's picture was quickly determined by military experts to be a German.
Among those who began calling the Generations Network, a Utah company that owns Ancestry.ca, was Canadian history buff Kevin Nikkel, who had three uncles fight in World War II.
"I could hardly believe my eyes when I saw the picture of the German soldier," he told the newspaper. "It's an outrage to the memory of those who died fighting for this country."
Company spokeswoman Karen Peterson told the Globe it was a "devastating mistake" but declined to elaborate on how it happened.
"We're so sincerely apologetic for this unfortunate error," she said. "We are taking steps to ensure that this won't happen again."


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Buick Regal Reviews
Autobytel has reviews that will walk you around a car, give you a peek under the hood and get you behind the wheel with an industry expert. Browse by category or get into a specific brand to see how well a car does when put to the test.
Showing 7 of 16 reviews for this vehicle
2015 Buick Regal Quick Spin Review
The 2015 Buick Regal mid-size sport sedan comes off of a strong past year with a notable improvement for the new one, as OnStar's 4G LTE connectivity system—with a mobile wi-fi...
2014 Buick Regal GS AWD Winter/Ice Driving @ ICAR Motorsports Complex
General Motors has concentrated a lot of effort into making Buick a legitimate competitor in the luxury segment. The Buick Regal GS, which has been...
2014 Buick Regal Turbo AWD Test Drive Video Review
Like all the other General Motors marques, Buick is currently undergoing something of renaissance. The plodding pondering Buicks of old have given way to decisively athletic...
Bashing Through The Snow: Steering The 2014 Buick Regal GS AWD Through A Winter Wonderland
To most people, driving out onto the middle of a frozen body of water might seem like the single dumbest thing you can do in an...
The 2014 Buick Regal GS in Pictures
The 2014 Buick Regal GS comes with a fresh face and packed with new, useful technology. Available in Four-Wheel Drive and All-Wheel Drive, the GS version only is also available with a...
2014 Buick Regal GS First Drive
Poised in front of the flat bottomed steering wheel in the refreshed 2014 Buick Regal GS, its close kinship to its Opel Insignia cousin is readily evident, as is the fact Buick is getting...
2014 Buick Regal First Drive
Design, execute, revise. Design, execute, revise. These three simple steps are key to successfully introducing a new automobile to the market, but they are occasionally ignored by...
The Buick Regal reviews section of the Autobytel site houses multiple articles from various sources over the past couple of years. Check out the different kinds of Buick Regal reviews. There is a Buick Regal review from industry experts. At Autobytel.com you can read these various detailed reviews compiled from a number of sources. The last type of analysis is feedback from the everyday consumer. There is a place for current and past owners to leave their thoughts and feedback on a specific vehicle. There is a place for general comments on the auto and a place to rate the automobile on a scale of 1-5. Get a good understanding of the vehicle by viewing these types of Buick Regal reviews.
Find much more than just Buick Regal reviews at Autobytel.com. See info on just about anything you could desire. You may wonder: how can I view this data? Or what if you are unsure as to which vehicle you should purchase? The fastest way to get to the reviews webpage is by clicking the car reviews button from anywhere on the website. You can sort through the vehicles in a few different ways. One way is by vehicle model type. That is, choose an SUV or sports car for example. Or pick the name of the car company. You may have a few automobiles in mind. There is plenty of information to help you narrow down the list. At the model level of a specific vehicle, there will be a few different areas of research you can choose. One of these areas is the reviews section.
The Buick Regal reviews are just one piece of the automobile research pie. One thing to take notice of at the model level are the MSRP and Invoice prices. An MSRP is really just a standard starting price in the real world. You can see quotes that are both higher and lower than the MSRP. The invoice price is the amount in which the dealer acquired the vehicle for. This information is unique to the Autobytel website and you will not find this data in a regular Buick Regal review. With the price quotes you will receive in the future, you will be able to indentify which vehicle represents the best value. Find massive amounts of knowledge on practically every vehicle on sale in the U.S. Read about: safety ratings, fuel economy figures, power numbers, and more. Find out the optional equipment available on each model. There is so much more than a simple Buick Regal review at Autobytel.
Every good Buick Regal review will include some good photos of the vehicle. Beyond that, there are multiple photos of the interior, exterior, engine, and more in the photo area of the Autobytel site. After you are finished with the Buick Regal reviews, go ahead and ask for a vehicle price quite. Requesting a quote is pretty straightforward and not difficult. Choose the make, model, and year automobile you are interested in. Next add some personal info so that you can be contacted. Sit back and let the offers roll in. Buick Regal reviews are available online for free at Autobytel.com.


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Property Details
Villa, 3 Bedrooms, 2 Baths, 8 Sleeps
Please email owner for availability.
All you need for a completely relaxing holiday is here in this 3 bedroom, 2 bathroom spacious waterfront home that sleeps 8 in the quiet Broadwater neighborhood. Located on a deep water canal that leads to Boca Ciega Bay, the house is maintained to a very high standard and is constantly updated. Free wi-fi broadband is our latest addition.
The rear of the property faces south. The private pool is in the sun all day (electric heating is available). Watch amazing sunsets from the private boat dock.
The house is equipped with all the furniture and appliances that you need for a relaxing stay. Patio tables and chairs, sunloungers, beach chairs and fishing rods are all provided. Bedding and towels are also included.
The large master bedroom has a king-size bed with mater bathroom containing walk-in shower and twin sinks. The second bedroom has a queen bed and the third has two twins. The second bathroom includes a bath tub and shower. There is also a queen sofa bed in the family room. The kitchen is well equipped with smooth top stove, microwave, dishwasher, fridge/freezer with icemaker and all utensils, cookware and dishes provided. As well as the family room with leather suite, there is a large TV room and separate sun room that overlooks the beautiful garden, pool and canal.
Great location:
10 mins to beautiful beaches
2 mins to supermarket
10 mins to Downtown St Petersburg
30 mins to Tampa International Airport
45 mins to Busch Gardens/Adventure Island/Lowry Park Zoo
90 mins to Disney World/Sea World
Abundant local wildlife including dolphins and manatees (both of which we have seen in the canal!) and many species of birds.
Sorry, pets are not allowed and smoking is only permitted outside the property.
Recent Review
St. Petersburg vacation home
About the Owner
1 Reviews
1 traveler review
St. Petersburg vacation home
Activity and Interests
Close to the fabulous beaches of St Petersburg and the Gulf Coast. The house contains a guest book with all the information you will need for a fabulous holiday – nearby numerous excellent restaurants, shopping malls and an outlet mall (Prime Outlets – Ellenton), boat, kayak and cycle rentals and much, much more.
Rental rates
|Rate Period
|Weekend Night
|Monthly *
My Standard Rate
Feb 1 - Feb 1
7 nights
* Approximate monthly rate. Actual rate will depend on the days of the month you stay.
Payment is usually accepted in the quoted currency (USD) unless the currency and the amount is specifically agreed in advance with the owner / advertiser.
Additional information about rental rates
Aug 30-Dec 19 2014 (low season): 1 week $1,240, 2 weeks $2,230, 3 weeks $3,160, 4 weeks $3,960.
Dec 20 2014-Jan 2 2015 (high season): 1 week $1,700, 2 weeks $3,060, 3 weeks $4,340, 4 weeks $5,445.
Jan 3-30 2015: see low season rates.
Jan 31-April 10 2015: see high season rates.
April 11-May 29 2015: see low season rates.
May 30-Aug 28 2015: see high season rates.
Aug 29-Dec 18: low season rates.
- 12
- Available
- 12
- Unavailable
- 12
- Today
Property Type
- villa
- Family
- Luxury
- Romantic
Pool / Spa
- Outdoor Pool
- pets not allowed
Location Type
- Beach View
Sports & Adventure Activities
- golf
- 2 Bathrooms
- Bathroom 1
- Bathroom 2
- 3 Bedrooms, Sleeps 8
- Bedroom 1
- Bedroom 2
- Bedroom 3
- Central air conditioning Heated swimming pool with spacious pool deck Patio tables and chairs, sunbeds and beach chairs Fishing rods Free wi-fi broadband Phone with free local calls 3 cable TVs each with DVD & VCR New furniture & appliances All bedding & towels provided by the management company CD player/radio with iPod & USB docks Kitchen utensils, cookware, dishes Washer & dryer Ice-making fridge/freezer Dishwasher Smooth top stove Microwave Toaster Coffee Maker Kettle Blender Iron/board 2 hair dryers Keyed safe Large 2 car garage with remote control door The property is serviced by a local, well-established management company.


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Arizona Cardinals
Larry Fitzgerald finally reaches century mark for Cardinals in loss
GLENDALE -- Arizona Cardinals receiver Larry Fitzgerald did something Sunday he had not done since the third week of the NFL season: record more than 100 receiving yards.
Fitzgerald, whose struggles this year have been well-documented, caught a game-best eight passes for 111 yards in Sunday's 28-13 loss to the Chicago Bears.
That Fitzgerald has only reached the century mark twice this season is alarming, but that he was able to do it Sunday was of little consequence to the receiver.
After all, his day came in a losing effort.
"It's been a long season," Fitzgerald said after the game. "Whenever I can make a play and make an impact I try to do it. Today some things opened up we were able to make some plays.
"But it didn't equate to a win so it's all for nothing."
It's been that kind of year for Fitzgerald and the Cardinals, who turned to recently-signed Brian Hoyer in the second half Sunday. He is the fourth quarterback Fitzgerald has caught a pass from this season, and if anyone was wondering where things have gone wrong, one would need look no further than the most important position in sports.
Oh, and turnovers, too.
Arizona coughed up the football three times Sunday, with two of the miscues being returned for Chicago touchdowns. With an offense struggling as bad as the Cardinals' is, those are things that just cannot happen.
"Anytime you spot a really good football team points it's tough to overcome those things," Fitzgerald said.
And the Cardinals, when given opportunities to make something happen on offense, continually fell short.
Twice Arizona began a drive in Chicago territory, but just once did the Cardinals come away with points. And even then, it was just three courtesy of a Jay Feely field goal.
"Whenever we get the ball in that down and distance with a short field," Fitzgerald said. "We've got to get points on the board."
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Cardinals Audio
- Bickley Blast - Friday May 29Summer has arrived and the Phoenix market is hoping for some good news from any of its sports teams.
- John Clayton, ESPN NFL Insider - Friday May 29John Clayton gives us insight into the NFL's top stories.
- James Bettcher, Cardinals defensive coordinator - Thursday May 28James Bettcher says the Cardinals defense will have the same look, but with his own twist.
- Jaxon Shipley, Cardinals receiver - Thursday May 28Jaxon Shipley discusses being undrafted after attending the University of Texas.
- John McClain, Houston Texans Insider - Thursday May 28McClain talks about the Houston flooding, the Texans starring in HBO's Hard Knocks and James Harden


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Of course, when we say cash, we're really talking pocket money. It's likely that you'll far get more for your items at a car boot or on eBay, but neither offers such a fast or guaranteed sale as does musicMagpie - and there are no fees to pay here.
For example, the highest price we were offered on the Android app was £3 for 'The Pacific' boxset, which has an RRP of £39 and is selling secondhand in our local Blockbusters for £29. musicMagpie was prepared to pay 30p or above for each of our old DVDs, with Disney titles such as 'Bambi' and 'The Rescuers' taking slightly more, at £2.10 and £1.43 respectively. Some old Xbox 360 games, Forza Motorsport 4 and Need for Speed: SHIFT, were worth 97p and £1.35 respectively. For CDs, the most we were offered was 75p for The Pixies' Wave of Mutilation.
musicMagpie requires that you must trade in at least 10 items at a time, but it pays the postage and will send out a courier if you have more than 50. In order for the service to pay out, all items must be in working condition, in their original boxes and with any accompanying literature - defaced or pirate copies are not permitted. In the event that your parcel goes missing, musicMagpie is liable for up to £20.
The musicMagpie app itself is incredibly easy to use, and you don't even need to register for an account to begin acquiring prices for the old media that's probably gathering dust on your shelves. You simply launch the app, then click the 'Get Value' button. You can use the barcode scanner to quickly find your items, or manually enter each code.
All items appear in your Basket; individual items can be removed by tapping the options menu and choosing Edit. You'll need to sign in or register - possible through the app itself - to complete the sale or save your Basket for later (items will remain here for 48 hours only unless you physically save them).
You can ask musicMagpie to send you free postage labels by post or email, and your money is then paid by cheque, e-voucher or donated to a charity of your choice. Parcels are said to take up to 10 days to arrive at musicMagpie HQ, and processing your order can take up to seven days; your cheque is then posted out within 2 days. Check out PC Advisor's Best Android Appspage for more advice.


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Acer Veriton X275 PS.VAMP3.009 Desktop Computer - Intel Core 2 Duo E7500 2.93 GHz - Black - 4 GB RAM - 500 GB HDD - DVD-Writer - Windows 7 Professional 64-bit
The compact Veriton X Series desktops pack powerful components and advanced technologies to handle the most challenging office tasks. These PCs also feature ample support and security for the company network. The modular, tool-less design makes accessibility easy, and energy-efficient certifications signify cost savings and care for the environment.


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First Years: Words help boost baby's development
With few exceptions, the more we, as parents and caregivers, talk to and interact with our children, the faster their vocabularies grow and the higher their IQ test scores at age 3 and beyond. That's according to an in-depth study called "Meaningful Differences" by Betty Hart, Ph.D., and Todd R. Risley, Ph.D.
One of the most important things you can do to boost your baby's cognitive and emotional development is to constantly fill his little ears with everyday conversation and encouraging words.
Over a three-year period, Hart and Risley painstakingly recorded one full hour of every word spoken at home between parent and child in 42 families, with children from 7 months to 36 months of age.
The researchers found that the words parents speak directly to their children average from 2,153 words per hour all the way down to 616 words per hour. That may not seem like much, but that could add up to a 30 million word gap by age 3.
And it's worth noting that the study specifically points to words spoken by a parent to a child. TV and radio aren't a part of this equation and can't be used as a substitute to meet a healthy daily word quota (and talking on your cell phone doesn't count either).
So what in the world are you supposed to talk to your little one about all day long?
"You don't need a big vocabulary to talk to a 2-year-old. All words are new to a baby. Everything a parent says and does is interesting," Hart says.
With my grandchildren I use a narrative technique where I talk through every action I'm taking. I'll say, "We are going to the kitchen to get some food because we are hungry. I'll open the refrigerator now."
You get the idea ... and how fast those words add up! This sort of narrative approach applies to everything you do near or with your baby, and goes beyond instructive or corrective words, which Risley calls "business talk."
"Business talk is to get something done -- hold out your arms, stand there, stop, get down from there, come here -- it's talking to accomplish something," he said.
"Extra words should be feel-good, not business. They have affirmations in them; they have active listening and re-statements that affect the emotional life of the child."
His point is important because all the extra language, words and eye contact not only have a tremendous impact on cognitive development, but carry great emotional development implications, too. Other researchers point out the value of the "Rule of Five," which suggests our communication to even the tiniest baby should be in the form of no less than five-word sentences.
Countless studies point to constant parent-child eye contact and communication as the foundation for proper early childhood brain development.
Now more than ever, it's great to know that it doesn't cost any money to make such an impactful difference in your child's development and future.
Barbara Holden is a director at the Urban Child Institute, a Greater Memphis organization dedicated to promoting early childhood development. The Commercial Appeal is a partner with the Urban Child Institute in this effort to help parents and other caregivers learn skills that nurture and educate the minds of infants and children. For more information, go to theurbanchildinstitute.org or dial 211 for the Public Library and Information Center.
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I found this book compelling in the author's details of his diary - lighter moments into dark and very unsettling moments. Read morePublished on February 11, 2008 by Joseph Smith
This is a guide which tells you what happens when you take too much cough syrup.
An the writer is dead too?
Sounds like a warning to me...


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"We did a bone marrow drive through Eagle River, and Eagle River became number-one in the nation per capita on the bone marrow registry," Grohol said.
And with any successful tight knit community, communication and recognition are both important.
Bowers said Eagle River's famed landmark Yellow Rock plays that role. Right now it's being used as a memorial for Ravenwood Elementary student Caelan Rainey who passed away recently.
But it's also a directional landmark.
"Boy there would be a lot of cold pizzas if we didn't have yellow rock," Bowers said. "People use Yellow Rock as a landmark; they say I'm two driveways up on the right past Yellow Rock."
Treasured childhood memories come easily here, especially for Martin.
The North Fork Trails, for the 18-year-old are where some of the most memorable moments took place along the river.
"I was hiking along this trail with my dad and my dog falls in the river, so that was so scary," Martin said. "My dad went in and saved him and we turned around and my dog was actually running away from a moose."
Martin went on to become the 2012 Miss Bear Paw, representing her community at many functions. But it was her involvement in a JR ROTC summer camp at JBER that changed her life. More specifically, the ride she took on a Blackhawk helicopter.
"The Blackhawk really just took my heart and I decided from the moment I was up in the air in that bird that that's what I wanted to do for the rest of my life," Martin said.
And those moments are common for Eagle River residents, and they treasured them in their community.
"I can't imagine living anywhere else," Braham. "I love to travel and I can't wait to get home."
Contact Corey Allen-Young


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Roll, robot, roll
Caterpillars inspire researchers to build a robot that rolls to safety
By Stephen Ornes, 17:28 PM May 18, 2011
There's no such thing as a natural robot. Robots aren't alive, they don't grow, and they need people and technology to get around. But engineers, the human inventors of these machines, don't ignore nature. In fact, these researchers are often inspired by natural events. Many clever gadgets and devices imitate the workings of nature.
The inventors of a new robot called GoQBot drew inspiration from caterpillars. To escape predators or other dangerous situations, some caterpillars curl into ...
Source URL: https://student.societyforscience.org/article/roll-robot-roll


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Nintendo, as we know, are all about the family funtimes. The cavorting unicorns, pink waterfalls and rainbows-sprouting-from-everybody's-assholes side of life.
Remember that deal they made with Capcom when the Gamecube appeared? That Resident Evil business, which gave the console two still-exclusive installments (the prequel, Zero, and the remake of the original) and ports of the rest of the series? Where the balls did that come from?
Still, it proves that even they aren't afraid to get their hands dirty/their homicidal maniac's butcher knife bloody on occasion. Another survival horror franchise associated with the House of Mario is Fatal Frame, the camera-waving creeptastic from Tecmo Koei.
If you happen to have one of those crazy-ass ghost exorcising cameras, and you're Japanese, it's going to come in handy later this year. Hold on to your balls, here comes Wii U exclusive Fatal Frame: Nuregarasu no Miko (roughly The Black-Haired Shrine Maiden). We don't know if it'll ever make it beyond its native Japan yet, but it'll be welcome if it does. Take a look.


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My understanding is that a prepared statement is compiled on the server once, thus saving the overhead of repeating parsing, optimization etc. Apparently, I should always prefer using prepared statements for queries that run more than once.
Are there any cons to this approach?
I am using odbc (libodbc++) from C++ to mysql.


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My Square Meter
'Upad' redefines dormitory living
popular .
COLLEGE DORM life has just leveled up. University Pad Residences or "Upad" (www.universitypad.com.ph) has redefined dormitory living. Upad means a hip, condo lifestyle with awesome facilities and amenities. It was conceptualized by architect Jonathan Gan, working with Kingsville Property Holdings. Trezza Design Group's Anne Gaerlan handled the hip and colorful interiors of Upad. The group saw the need to improve and provide excellent housing for students living here and abroad. In short, why should students need to fight traffic daily when they can stay in Upads near their schools?
The first Upad is at 912 Pablo Ocampo St. in Malate, walking distance to three big schools—De La Salle University, College of St. Benilde and St. Scholastica. The premium student residence is secure and conducive for study and play. It's a home beside your school.
Upad is not the usual tight, overpacked and poorly ventilated dorm. These residences are equipped with loft beds, study area, shelves and closets with locks, cable TV, a compact yet functional kitchenette and a great bathroom. Each room has an intercom directly linked to the reception area.
They have a study lounge with free Wi-Fi, well-equipped gym, lap pool, recreation area and chapel. For the convenience of the students, the building has laundry service, parlor and spa, and two floors of fast-food outlets and kiosks. Adding to all that, Upad amenities are close to many city hotels, in case parents are visiting and want to stay nearby.
The new building is equipped with fire exits and alarms, sprinklers, fire extinguishers and smoke detector in every room, and a stand-by power generator. Daily garbage collection and weekly room service cleaning make it all too easy to stay at Upad.
Wash Up Wash Up provides daily laundry services and is right next to Bangs Salon, which offers a full range of hair services and a private room for massages. These services are both located at the top floor offering a spectacular view of Manila skyline.
Security is a major focus of Upad. There are 24-hour stationed and roving security guards throughout the building. Close-circuit TV systems monitor all common areas, and all rooms have a Card Identification and Security Access System. Residential floors are gender-specific.
The students living at Upad can personalize their spaces by checking out various interior design magazines. One of the country's top home and shelter publications is MyHome Magazine. Each issue is packed with beautiful interiors, design ideas and useful house tips.
Vignette exhibit
In celebration of 12 years of advocating a beautiful home for every Filipino, MyHome presented "Decades of Design," an exhibit at the Mind Museum at Bonifacio Global City last Tuesday.
"Decades of Design" is a vignette exhibit inspired by iconic women, each the embodiment of timeless and elegant style. The women featured included interior designer Chat Fores, model and editor Apples Aberin and jewelry designer Jul B. Dizon. Each vignette also featured a chair that represented the design movement of their respective decades.
Jie Pambid, editor or MyHome magazine, delivered the welcome remarks at the opening, followed by Meryll Yan, multiplatform publisher of One Mega Group. Host Issa Litton then joined Jie on stage to honor their most valued partners with a short program and an awarding ceremony. A silent auction was also held to bid out the complete furniture set from Gus, on display at the 2012 Jessica Sanchez vignette.
Follow @tessavaldes on Twitter or e-mail her at firstname.lastname@example.com.
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A lady goes to the doctor and complains that her husband is losing interest in sex. The doctor gives her a pill, but warns her that it's still experimental. He tells her to slip it into his mashed potatoes at dinner, so that night, she does just that. About a week later, she's back at the doctor, where she says, "Doc, the pill worked great! I put it in the potatoes like you said! It wasn't five minutes later that he jumped up, raked all the food and dishes onto the floor, grabbed me, ripped all my clothes off, and ravaged me right there on the table!" The doctor says, "I'm sorry, we didn't realize the pill was that strong! The foundation will be glad to pay for any damages." "Nah," she says, "that's okay. We're never going back to that restaurant anyway."
Two cowboys are out on the range talking about their favorite sex position. One says, "I think I enjoy the rodeo position the best." "I don't think I have ever heard of that one," says the other cowboy. "What is it?" "Well, it's where you get your girl down on all four, and you mount her from behind. Then you reach around, cup her t*ts, and whisper in her ear, 'boy these feel almost as nice as your sisters.' Then you try and hold on for 30 seconds."
A guy walks into a pub and sees a sign hanging over the bar which reads, "Cheese Sandwich: $1.50; Chicken Sandwich: $2.50; Hand Job: $10.00." Checking his wallet for the necessary payment, he walks up to the bar and beckons to one of the three exceptionally attractive blondes serving drinks to an eager-looking group of men. "Yes?" she enquires with a knowing smile, "Can I help you?" "I was wondering," whispers the man, "Are you the one who gives the hand jobs?" "Yes," she purrs, "I am." The man replies, "Well, go wash your hands, I want a cheese sandwich!"
There is a cucumber, a pickle, and a penis. They are complaining about their lives. The cucumber says, "My life sucks. I'm put in salads, and to top it off, they put ranch on me as well. My life sucks." The pickle says, "That's nothing compared to my life. I'm put in vinegar and stored away. Boy my life boring. I hate life." The penis says, "Why are you guys complaining? My life is so messed up that I feel like shooting myself. They put me in a plastic bag, put me in a cave, and make me do push-ups until I throw up."
"Babe is it in?" "Yea." "Does it hurt?" "Uh huh." "Let me put it in slowly." "It still hurts." "Okay, let's try another shoe size."


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South County school trustee election results
Election results
SOUTH COUNTY Preliminary election results are in. Below is a roundup of South County school district trustee results, according to the San Diego County Registrar of Voters as of 12:15 a.m., Nov. 3.
Money talks. Of the seven candidates running for three open seats on the Sweetwater Union High School District's Board of Education, the three leading candidates also lead in campaign contributions. Much of that money was from contractors on the school district payroll.
Incumbents Jim Cartmill and Arlie Ricasa and Councilman John McCann all lead the pack. Cartmill's challenger and union pick Karen Janney trails nearly 14 percentage points behind in the early voting.
Ricasa had a solid 20 point lead over challenger Andrew Valencia.
McCann - who is competing against Lorenzo Provencio and Hector Rivera for Seat No. 3, which will be vacated by trustee Greg Sandoval - has a 25 point lead over Provencio.
Some 33 percent of the votes have been counted.
"I am very proud if this continues to lead to victory…for those who believe in true, positive, clean campaigning and that it can still defeat gutter politics and special interests," said Ricasa. "I am really proud of the improvement and the progress and more specifically, the achievements made by the Sweetwater students and the district and look forward to continue to strive for educational excellence."
When asked if she will recuse herself from future votes involving contractors who donated to her campaign, Ricasa said no decisions had been made.
"My contributions and support have come from a variety of people in the community…[my votes] will be cast in the best interests of our students and our district," Ricasa said. "Any decisions I will make in regards to the school board will be based on information and will be in the best interest of our children and our school district."
As for McCann - who will transition from councilman to school board in December - said he was "honored" by the support.
"We're very honored that so many people supported us in the community and we are looking forward to serving our community and especially our kids at the school district," McCann said.
As for the contributions he accepted, he said, "I would just say that we have a broad base of support throughout the community."
"I would say again we have proven to be an independent voice on the city council and will prove to be an independent voice on the school board," McCann said.
Though Cartmill led the race all night, Janney said she still has hope.
"It's still really early. We are about halfway through as of total votes and we are really proud of the campaign that we ran...we are not discouraged and we are hopeful," she said.
All three incumbents lead in the Chula Vista Elementary School District's Board of Education race among 11 candidates.
Incumbent Douglas Luffborough - who is defending his seat against challengers John Buzzi, Willard "Doc" Howard and Archie McAllister - is seeing the most competition from McAllister, who has nearly 35 percent of the vote; Luffborough has 42 percent.


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Ohio Amish in beard-cutting case fight for release
Friday - 4/5/2013, 10:00pm EDT
Associated Press
CINCINNATI (AP) -- Attorneys for a group of Amish men and women found guilty of hate crimes for cutting the hair and beards of fellow members of their faith are arguing that the group's conviction, sentencing and imprisonment in separate facilities across the country violates their constitutional rights and amounts to cruel and unusual punishment, according to recent court filings.
The filings in federal court in Akron seek the release of seven of 16 Amish convicted in September in the 2011 eastern Ohio attacks, which were meant to shame fellow Amish they believed were straying from strict religious interpretations.
Although six of the requests were denied by the trial judge, one is pending, and the judge could at any time order any of them released as they await the outcomes of their appeals, expected to be filed this summer. Defense attorneys may also appeal denials of the release requests to the 6th U.S. Circuit Court of Appeals in Cincinnati.
The Amish group's leader, Samuel Mullet Sr., was sentenced to 15 years in prison, while the rest of the group got sentences ranging from one to seven years.
The Amish have been sent to different prisons across the country, placing an overly harsh burden on their relatives, who, because of their religion, cannot travel by plane and have to hire drivers for car travel, the group's attorneys argue.
For instance, for Mullet's wife to visit him and three sons convicted in the case, she'd have to travel to Oklahoma, Louisiana and two prisons 160 miles apart in Minnesota.
The Amish "are being treated much more harshly than the typical federal prisoner, including those with much worse criminal histories and offense conduct," Mullet's attorney, Edward Bryan, wrote in a March 29 filing. "The manner in which their sentences are being carried out by the Bureau of Prisons is cruel and unusual."
Prosecutors, in their response filed on Friday, pointed out that Mullet has unsuccessfully argued to be released five times throughout the case, and they cited comments from federal Judge Dan Polster that Mullet showed no remorse for the attacks and "enjoyed receiving prompt reports about the violent assaults, and even received a bag of hair as proof that one such assault was successful."
The prosecutors also said that as recently as Feb. 8, the judge noted "Mullet's dangerous hold" on his community and that Mullet had shown "a blatant disregard for the law."
They rejected that the Amish's placement in different prisons is cruel and unusual and said moving him would be a waste of taxpayer money.
The prosecution's filing does not address other arguments being put forth by the defense that are far broader, largely uncharted territory in the courts and could eventually land in the U.S. Supreme Court, according to attorneys involved in the case and constitutional law professors contacted by The Associated Press.
Defense attorneys for the Amish are attacking the group's prosecution under the federal hate crime statute, passed in 2009. The statute stipulates that to constitute a federal violation, the crime has to involve crossing state lines or using "an instrumentality of interstate or foreign commerce."
In this case, government prosecutors successfully argued that the scissors and hair clippers were an instrumentality of interstate commerce.
That argument is an abuse of federal power and is unconstitutional, the defense attorneys argue.
Bryan pointed to last year's landmark decision by the U.S. Supreme Court over President Barack Obama's federal health care law. The court found that the individual insurance mandate at the heart of the law was not enforceable under Congress' power over interstate commerce but rather as a tax.
Bryan said that case, decided after the Amish were indicted, shows a willingness by the nation's highest court to narrow Congress' authority over interstate commerce, and could guide the 6th Circuit in its consideration of the Amish group's appeal.
Bryan and the other defense attorneys in the case also argue that the assaults didn't amount to a hate crime under the federal statute, arguing that the law wasn't meant to prosecute a given religious group's dispute among its own members.
Two constitutional law professors agree that the new filings contain interesting arguments that could eventually make it to the Supreme Court.
Vikram Amar, a constitutional law professor at the University of California-Davis, said that largely depends on how prosecutors argue that taking scissors across state lines to commit a crime amounts to a violation of the federal hate crime statute.
For instance, if the scissors were bought 20 years ago, "I could see a lot of appellate judges and Supreme Court judges say, 'That's too loose a test and gives Congress too much power.'"


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My Top Left Eye Brow Has 1/2 Inch Black Color Appering and Its Increasingly More Dark in Color. I'm 15
Dark Color Appearing Above Eyebrows- What Is This?
Doctor Answers 1
New black lesions on the skin should be evaluated by a dermatologist
Any new dark lesion on the skin that is growing larger needs to be evaluated by a dermatologist right away.
Have a question? Ask a doctor
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.


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Christmas is celebrated around the world on different days and in different ways. Here is a collection of a few countries and their special traditions:
Belguim: On the sixth of December Sinterklaas or Saint-Nicholas is celebrated, which is an entirely different holiday from Christmas. Santa Claus in Belgium is called de Kerstman or le Père Noël and he does come around on Christmas day to bring children presents. Small family presents are given at Christmas under the tree, or in stockings near the fireplace, to be found in the morning. Christmas breakfast is a special sweet bread called 'cougnou' or 'cougnolle' – the shape is supposed to be like baby Jesus. Some families will have another big meal on Christmas day.
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Brazil: Father Christmas is called Papai Noel. Many Christmas customs are similar to USA or UK. For those who have enough money, a special Christmas meal will be chicken, turkey, ham, rice, salad, pork, fresh and dried fruits, often with beer. Poorer people will have chicken, rice and beans and will also drink beer and coke. For dessert people enjoy some Brazilian sweets Brigadeiro made of condensed milk and chocolate. Both rich and poor have Christmas trees. A poor person's Christmas tree is made of plastic or is just a dry tree branch. Since there is no snow, poor people put cotton over their Christmas tree branch to simulate snow.
France: In France, Christmas is always called 'Noël. Everyone has a Christmas tree, sometimes decorated with red ribbons and real white wax candles. Fir trees in the garden are often decorated too, with lights on all night. Father Christmas is called Père Noël. The Christmas meal is an important family gathering with good meat and the best wine. Christmas lunch is a starter of fois gras (a strong tasting pate made from goose liver) followed by lunch of seafood – usually including lobster and oysters.
Germany: Houses are decorated with an 'Adventskranz' – a wreath of leaves with four candles. (Advent – meaning 'coming' – is the 4 week period before Christmas). On each Sunday of Advent, another candle is lit. Most homes will also have little wooden 'cribs' – a small model of the stable where Jesus was born, with Mary, Joseph, Baby Jesus, and animals. Father Christmas – 'Der Weihnachtsmann' – brings presents in the late afternoon of Christmas Eve (December 24th), after people have been to a church meeting. The presents are then found under the Christmas tree. One person in the family will ring a bell and call everyone to come to the room. On Christmas Day, fish (carp) or goose will be cooked.
Hungary: Santa Claus (Winter-grandfather) (Tel-apo or Mikulas) comes on the 6th of December. Children clean and put their shoes outside next to the door or window before they go to sleep. The next day, candies and/or small toys appear in them in red bags. For children who don't behave well, a golden birch is placed next to the sweets, a symbol for spanking. On December 24, children go to their relative or to the movies, because little Jesus brings the tree and the presents that evening to their house. It is customary to hang edible things on the tree, like golden wrapped assorted chocolates and meringues beside the glass balls, candles (real or electrical), and sparklers. Families usually cook a festive dinner for that night. An example would be fresh fish usually with rice or potatoes and home made pastries as dessert. After dinner, the tree would be viewed by the children for the first time.
Latvia: Latvians believe that Father Christmas brings presents on each of the 12 days of Christmas starting on Christmas Eve. Usually the presents are put under the family Christmas tree. Some believe that the first Christmas tree was decorated in Latvia. The Christmas Day meal consists of brown peas with bacon (pork) sauce, small pies, cabbage and sausage.
Romania: On the 6th December, St. Nicholas comes and puts small gifts in children shoes that have been polished and placed near the windows and if children have been naughty, they get a little stick. Usually people in the country side grow their own pigs which are sacrificed for Christmas on the 20th of December, and the meat is cooked in different ways for the Christmas meal. Mince is made and together with rice, onions and spices is used for the stuffed cabbage or vine leaves, which are called 'sarmale'. On Christmas Eve, children go around houses and sing carols and get fruit, sweets or money in exchange. On Christmas Day, everyone has a big family meal and visits relatives. In the countryside, people dress as bears and goats and go and sing special traditional songs at each house in the village.
Here are some traditional Christmas sweets in different countries:
- FRANCE: Buche de Noel (a Génoise or other sponge cake, baked in a large Swiss roll pan)
- USA: Pumpkin Cake (with cinnamon and ginger, frosted with cream cheese frosting)
- SPAIN: Nougat (made with sugar or honey, roasted nuts)
- HUNGARY: Beigli (roll of sweet yeast bread with a dense, rich, bittersweet filling)
- ITALY: Panettone (is a type of sweet bread loaf originally from Milan)
- SWEDEN: Pepparkakor (heart-star and goat-shaped gingerbread biscuit)
- UK: Christmas Pudding (steamed pudding, with dried fruit and nuts, usually made with suet)
- PORTUGAL: Pain Perdu (French toast made with bread and eggs, milk, sugar and cinnamon)
- GERMANY: Lebkuchen (large cookies made of honey)
Here are some miscellaneous international Christmas traditions:
- The tradition of burning a Yule log actually has its roots in ancient Scandinavia. Supposedly the Yule log was a source of good luck and its remnants were saved to inspire good fortune throughout the year. It was such a widely held belief that people even threw the ashes in wells to make the water safer to drink.
- The Holy Days and Fasting Act of 1551 in Britain declares that all its country's citizens must attend the annual church services held on Christmas day. In fact it goes as far as stating that no vehicle should be used to travel to church on this day. The law still exists on the books, although it is not observed.
- Christmas was illegal in England from 1647-1660. This was enforced by the then leader Oliver Cromwell who believed it was immoral to hold celebrations on one of the holiest days of the year. The celebration of Christmas was therefore a criminal offence which could lead to an individual being arrested if he or she was found guilty of condoning any revelry during the period.
- Postmen in Victorian England were popularly called "robins". This was because their uniforms were red. Victorian Xmas cards often showed a robin delivering Xmas mail. In the nineteenth century, the British Post Office used to deliver cards on Christmas morning.
- The first Christmas stamp was released in Canada in 1898.
- The average budget for Christmas presents by country: USA: $677– UK: $618 – GERMANY: $352 – ITALY: $423 – FRANCE: $477 – SPAIN: $499 – NETHERLANDS: $268
Information about international Christmas traditions found here:


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1946 Mexico City Aztecs Game Worn Jersey....
2010 November Dallas Signature Sports Collectibles Auction #7028
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Heritage Auctions
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Dallas, TX 75219
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1946 Mexico City Aztecs Game Worn Jersey. The class B Mexican National League said "buenas noches" almost as quickly as it said "buenos dias," lasting just a single season before admitting defeat by the outlaw Mexican League which featured such legends as Martin Dihigo and Ray Dandridge. Here we present one of the only known surviving gamers from that blink of a baseball eye, worn by a member of the Mexico City Aztecs team which closed its abridged season with a record of sixteen and thirteen. The heavy wool flannel gamer presents a blue and red felt "Aztecs" across the chest and a number "15" similarly applied to verso. Collar holds a "Dodge Davis Flannel Tailored by Raleigh" label, the size flap tag worn beyond repair, suggesting use by a secondary squad after the death of the League. The jersey itself exhibits a few scattered moth holes, none larger than the tip of a cigarette, and presents beautifully as our catalog imagery should attest. An intriguing, almost forgotten chapter of the story of baseball south of the border. LOA from Heritage Auctions.
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