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NFL Team Philadelphia Eagles Luncheon Napkins
NFL Team Luncheon Napkins NFL Eagles
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Your Price: $2.50 pkg/16
MSRP $5.00, You save 50%
Cheer on the Eagles with these luncheon napkins.
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Ram 2500 4x4 Problems
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Dodge Ram Forum Newcomer
Join Date: Jul 2011
Location: Georgia
Posts: 2
Gender: Male
Vehicle: 1998 2500 Dodge Ram
Color: Brown
Engine: 1996-1998 359ci (5.9L) Cummins 12-valve Diesel I6 215hp 440lb/ft(manual), 180hp 420lb/ft(auto)
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Ram 2500 4x4 Problems
1998 Ram 4x4 Cummins
Will not engage the 4 wheel drive. Vacuum at vacuum shift motor correct. Removed CAD mechanism. Cleaned the shift fork and did not see any apparant binding or damage. The shift motor shaft appears to move correctly when vacuum is applied. It appears that the passenger side drive axle is out of align with the intermediate drive shaft. Using a small pry bar, I raised the passenger side shaft and slide the shift collar over the intermediate shaft. 4x4 then was engaged and all 4 wheels spin.
There appears to be a nose on the inner axle shaft which fits into the end of the outer axle shaft. But when the collar is slide back the 2 shafts do not stay align. The problem I am sure is that the 2 shafts are not staying in alignment. What keeps them aligned? Thanks for any help...
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text: Clinical Trials Search Results Initial search results include only NCI-sponsored clinical trials. To search all trials, click the "REFINE SEARCH" button, scroll down to the Trial ID/Sponsor section and select the "All" check box in the Sponsor of Trial section. View Content for: Patients Health Professionals Display: Title Description with: Locations Eligibility Full Trial Description Custom ? Hide Search Criteria Show Search Criteria Drug: cintredekin besudotoxFind trials that include: Any drugs shownTrial Status: Closed Results 1-5 of 5 for your search: Start Over Select All on Page Sort by: Phase of Trial Title Type of Trial Status of Trial Age Range Sponsor of Trial Protocol IDs Show 10 25 50 100 200 Results per Page 1. Phase III Randomized Evaluation Of Convection Enhanced Delivery Of IL13-PE38QQR (Interleukin-13 PE38QQR Immunotoxin) Compared To Gliadel® Wafer (Polifeprosan 20 With Carmustine Implant) In Glioblastoma Multiforme Patients At First Recurrence Phase: Phase IIIType: TreatmentStatus: ClosedAge: 18 and overSponsor: NCI, Pharmaceutical / IndustryProtocol IDs: NEOPHARM-IL13PEI-301, UCLA-040305101, NEOPHARM-IL13PEI-301-R01, PRECISE, NCT00076986 2. Phase I/II Study of Interstitial Interleukin-13 PE38QQR Immunotoxin in Patients With Malignant Glioma Phase: Phase II, Phase IType: TreatmentStatus: CompletedAge: 18 and overSponsor: NCI, Pharmaceutical / IndustryProtocol IDs: NABTT-9903, JHOC-NABTT-9903, NEOPHARM-TS-G1-TI4, NEOPHARM-IL13PEI-001-R03, NCT00006268 3. Phase I Study of Continuous Intracerebral Infusion of Interleukin-13 PE38QQR Immunotoxin Before and After Second Resection in Patients With Recurrent Resectable Supratentorial Malignant Glioma. Note: The information about this trial has not been updated by the sponsor/principal investigator/lead organization. Cancer.gov cannot verify the accuracy of the information. Phase: Phase IType: TreatmentStatus: CompletedAge: 18 and overSponsor: NCI, Pharmaceutical / IndustryProtocol IDs: MSKCC-01141, NEOPHARM-IL13PEI-002-R01, NCI-G02-2066, NCT00036972 4. Imaging Study of the Distribution of IL13-PE38QQR Infused Before and After Surgery in Adult Patients With Recurrent Malignant Glioma Phase: Phase IType: Diagnostic, TreatmentStatus: CompletedAge: 18 and overSponsor: Pharmaceutical / IndustryProtocol IDs: IL13PEI-105, NCT00064779 5. An Open Label Dose Escalation Safety Study of Convection-Enhanced Delivery of IL13-PE38QQR in Patients With Progressive Pediatric Diffuse Infiltrating Brainstem Glioma and Supratentorial High-grade Glioma Phase: Phase IType: TreatmentStatus: ClosedAge: Under 18Sponsor: NINDSProtocol IDs: 090117, 09-N-0117, NCT00880061 Select All on Page Start Over


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IDAHO FALLS -- The East Idaho Credit Union has canceled hundreds of debit cards after officials said they saw a flood of bogus charges following the Target breach.
Credit union CEO Brad Bauges told Idaho Falls television station KIFI that hundreds of the credit union's 39,000 members were affected.
Target acknowledged Thursday that data connected to about 40 million credit and debit card accounts was stolen as part of a breach that began over the Thanksgiving weekend.
Bauges said his credit union began searching for fraud after learning of the theft, and so much fraud was discovered that the organization was forced to issue new cards to all customers who shopped at Target between Nov. 27 and Dec. 15.
He said affected members will receive new cards soon.


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Sun King Apartment
From $200 / night
Description from the owner
- Apartment
- 1 bedrooms
- 1 bathrooms
- Sleeps 2
Bedrooms: 1
Bathrooms: 1
Sleeps: 2
Type: Apt. / CondoSun King Apartment
Description from the owner
You will come to appreciate the physical characteristics of Virgin Gorda as you look out from your deck to the majestic views. There are so many twist and turns, hidden coves, vistas, and stunning places to simply feel the hot sun on your shoulders followed by the salty dryness in the back of your throat that calls out for a cool drink. Your days will be filled with fantastic moments sitting on the beach or at a shady spot working on a cold refreshing lunch. Equally as easy you can find a breath of solitude taking a long awaited nap on the living room couch as the trade wind breezes blow gently over your face.
Life is gentle and unassuming in ...Read more
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About the owner
Douglas G Riegels
Douglas G Riegels
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Sun King Apartment
Virgin Gorda, British Virgin Islands
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Nail Bay Resort is located on the North West Side of Virgin Gorda just 3 miles away from Spanish Town, beneath Gorda peak and above 3 sun bleach beaches covering 148 Acre. Spread out over this Acreage is our Modern day convenience to architectural pride accommodations which gives a completeness of serenity and privacy.
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Collected photos, video, tweets and reactions to the Super Bowl of big wave surfing in Half Moon Bay, Jan. 20, 2013. Trouble viewing on a mobile app? Click here
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(Herb Greene)
Friday's TV picks: Grateful Dead fans, get a load of this
'The Other One: The Long, Strange Trip of Bob Weir' chronicles Weir's journey from his youth in Palo Alto to global fame in documentary on Netflix. Plus, Thomas Middleditch of 'Silicon Valley' drums up laughs on 'Comedy Bang! Bang!'
( Jeffrey R. Staab )
David Letterman set trashed; Dumpster divers move in
Hours after the 'Late Show' finished taping, the crew began dismantling and throwing away iconic parts of David Letterman's set.


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Hussey Vivian, 3rd Baron Vivian
Hussey Crespigny Vivian, 3rd Baron Vivian, GCMG, CB, DL, FRGS (19 June 1834 – 21 October 1893) was a British diplomat.
Born at Connaught Place, London, Vivian was the eldest son of Charles Vivian, 2nd Baron Vivian and was educated at Eton College. In 1851, he became a clerk in the Foreign Office, later travelling to Paris with George Villiers, 4th Earl of Clarendon in 1856 for the signing of the Treaty of Paris and with John Campbell, 2nd Marquess of Breadalbane to Berlin in 1861, to invest William I of Prussia with the Order of the Garter. In 1864, he was sent to Athens with a draft treaty for the transfer of the Ionian Islands to Greece and became a senior clerk in the Foreign Office in 1869.
In 1873, Vivian was sent to Alexandria as Consul-General, transferred to Bucharest a year later and returned to Alexandria in 1876, where he was appointed a CB. He was sent to Bern as Minister Resident in 1879[1] and was promoted to Envoy Extraordinary and Minister Plenipotentiary to the Swiss Confederation in 1881.[2] Few months later, he was transferred to Copenhagen and in 1884 to Brussels, where was appointed a KCMG. Succeeding to his father's title in 1886, he was later promoted to GCMG for his services to the slave trade conference in Brussels in 1889. His final and highest position was to Rome in 1892, where he remained until he died from pneumonia in 1893. The Prince of Naples was present at his funeral.
On 8 June 1876, Vivian married Louisa Duff and they had five children, including:
- Dorothy Maud Vivian (1879–1939), married Douglas Haig.
- George Crespigny Brabazon Vivian (1878–1940)
- Alexandra Mary Freesia Vivian (1890–1963), married Charles Pelham, Lord Worsley.
- ^ The London Gazette: no. 24772. p. 5977. 17 October 1879. Retrieved 11 July 2009.
- ^ The London Gazette: no. 24953. p. 1306. 22 March 1881. Retrieved 10 July 2009.
- Radford, E. L., rev. Matthew, H. C. G., Vivian, Hussey Crespigny, third Baron Vivian (1834–1893), diplomatist, Oxford Dictionary of National Biography
|Wikimedia Commons has media related to Hussey Vivian, 3rd Baron Vivian.
|Diplomatic posts
|Preceded by
|Consul-General to Egypt
1873 – 1874
|Succeeded by
|Preceded by
John Green
|Consul-General to Wallachia and Moldavia
1874 – 1876
|Succeeded by
Charles Mansfield
|Preceded by
Edward Stanton
|Consul-General to Egypt
1876 – 1879
|Succeeded by
Edward Malet
|Preceded by
Sir Horace Rumbold, 8th Bt
|Resident Minister to the Swiss Confederation
1879 – 1881
|Succeeded by
|Preceded by
|Envoy Extraordinary and Minister Plenipotentiary
to the Swiss Confederation
Mar – Jul 1881
|Succeeded by
Francis Ottiwell Adams
|Preceded by
Hugh MacDonell
|Ambassador to Denmark
1881 – 1884
|Succeeded by
Sir Edmund Monson, 1st Baronet
|Preceded by
Edward Malet
|Minister to Belgium
1884 – 1892
|Succeeded by
Sir Edmund Monson, 1st Baronet
|Preceded by
The Marquess of Dufferin and Ava
|Ambassador to Italy
1892 – 1893
|Succeeded by
Sir Clare Ford
|Peerage of the United Kingdom
|Preceded by
Charles Vivian
|Baron Vivian
1886 – 1893
|Succeeded by
George Vivian
- 1834 births
- 1893 deaths
- Barons in the Peerage of the United Kingdom
- British consuls-general in Egypt
- British diplomats
- Companions of the Order of the Bath
- Deaths from pneumonia
- Deputy Lieutenants of Cornwall
- Diplomatic peers
- Fellows of the Royal Geographical Society
- Knights Grand Cross of the Order of St Michael and St George
- People educated at Eton College
- Ambassadors of the United Kingdom to Belgium
- Ambassadors of the United Kingdom to Denmark
- Ambassadors of the United Kingdom to Romania
- Vivian family


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Throwing together a holiday party can seem like a daunting task, but you can cross one of the most important tasks off your holiday party to-do list in almost no time by choosing Tiny Prints as your holiday party invitations source. The majority of our holiday party invitations are geared towards Christmas and New Year's parties, but as all of our holiday party invitations are easily personalized you can decide exactly what the focus of your holiday party is going to be. Our holiday party invitations are designed with flexibility and usefulness in mind as well as beauty and fun. That's why you'll find designs ranging from vintage Santa Claus to classic fonts and beautiful script writing to formal holiday party invitations with gorgeous winterberry branches or wreaths to more casual holiday table layout or yummy display of holiday treats. These holiday party invitations are printed on a lovely array of colors from autumn leave shades to the calm hues of winter.
More Christmas Party Invitations:
"I sent these out as invitations to our New Year's party and I just loved them! They are festive but versatile, and could be used for any holiday occasion. As always with Tiny Prints, the paper is thick and product quality is great. I order all of my paper products from Tiny Prints!"
"These cards were fabulous! Very impressive and the recipients were extremely impressed with them as well. I LOVE Tiny Prints and will use them again and again!"
"I was very impressed with your customer service! You called me to ask if I was celebrating something specific and added it to the invite for me. It was very thoughtful to double check on the order. I have told everyone about how wonderful that was and recommeded your company. All of my guests commented on how lovely the invitation was. The paper was much thicker than I thought it would be too."
"I used this card to present with an eco gift to my girlfriends. I wrote a great poem about how we can all make a difference and it was an AMAZING addition to the gift as well as being on recycled paper. I loved also how it came in different color combinations!!"
"This is fun design. Nice paper and envelopes. Everyone enjoyed getting them. Used the mailing services and it was super fast. Thanks Tiny Prints!"


text: No recent wiki edits to this page. The bright spot in his new life is finding a lover, Angel. Only Angel herself wants to find security as a pet. Scamp's sisters are named as Annette, Danielle and Colette . They had different names in the comic books:Fluffy, Ruffy and Scooter. Scooter has been depicted as a boy in the comic strip


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Christian-owned Website Development, Web & Email Hosting, Domain Name Registration and SEO services in the Durham, Raleigh, Chapel Hill area
1013 Web Services, Inc. is a Christian-owned website development company. We work with the most talented graphic designers in the area to give you a truly unique web presence. We don't use templates, we deliver a site customized just for your business. Your site will standout from your competition.
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Wire-U-UP, LLC
Which TV should I buy?
We get this question a lot. The most common technologies available today are LCD, LED, 1080p, 4K
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Bud Adams, PresidentAdams Mfg. & Engr. Inc.
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Copyright © WIRE-U-UP, LLC | All Rights Reserved


text:
If you had told us we would one day think Kendra from The Girls Next Door sounded like a raging feminist, we wouldn't have believed you. But now that she is officially co-chair of the Hot Mommy Club, Kendra Wilkinson is angry about "mom pants," and other stereotypes women feel pressured to fulfill once they pop out a baby. Expectations like, wearing a shirt that covers your areolas.
In a clip from her show, Kendra raves "Being a mom and everything, it's hard. Everyone thinks I need to have a turtleneck shirt on and mom pants and act like a total a society robot … and that's not me." We, on the other hand, are really looking forward to a nice roomy pair of mom pants. Just let that waist pant ride up; who cares if our abdomens look gigantic? It's all about comfort.
Explains Wilkinson, "I woke up and realized: Who am I living my life for? Like, I wanna live my life for me. That's what I am going through right now. It's time to see the world in your own eyes, not someone else's eyes, you know?" And if Kendra's eyes want to see her wearing a teeny tiny bikini while on a ski slope on the lastest cover of Playboy, then by god that's what they're going to see! And if everyone else's eyes get to see that too? So much the better.


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USSA Members receive:
- Exclusive Member Discounts at Promotive on winter and summer gear
- A Free subscription to Transworld Snowboard Magazine for Snowboarders (One subscription per household)
- A Free subscription to FREESKIER Magazine. Each Freeski member will receive a card in their packet to complete and send in to activate their magazine subscription (Vaild for 6 issues total)
- 50% discount off of the sessions at Woodward at Copper
- The chance to compete all season long for fun, prizes and your chance for a spot at the 2015 USASA National Championship at Copper Mountain in April 2015!
Competitions are held at Snowmass, Buttermilk, and Highlands ski areas.
Snowmass event registration takes place from 7:30am-8:45am at the AVSC Annex Office in Snowmass, contests start at 10am
Buttermilk event registration takes place from 7:45am-8:45am upstairs in Bumps at the base of Buttermilk, contests start at 10am
Highlands event registration takes place from 7:45am-8:45am, location TBD
Visiting competitors can purchase a race/contest day lift ticket with bib for $44 + $5 media fee, and parents can purchase a $56 + $5 media fee spectator lift ticket
All ability levels are welcome. Age groups range from 7 & under to 60& over. Registration for Aspen/Snowmass series events will take place online at www.usasa.org and will close at 8pm Mountain Time the Thursday before each contest. On site registration day of the event is available for a $10 surcharge for late entry processing. Entry fees are $25 for alpine events, and $35 for freestyle and boarder cross events. Helmets are required for all competitors. A legal guardian must sign all entry forms and waivers if the athlete is under 18 years old. All participants must join USASA. Participants must put a $25 deposit on bibs and can be used for the entire season. Bibs can be returned at the end of the season for a $20 refund. There will be an awards ceremony, which will follow the event.
How do I qualify for the Nationals?
In order to qualify and participate in the USASA National Championships you must be a member of USASA. Annual membership fee is $85 till October 31, then $100 on November 1st.
- All Alpine event results are combined time
- All Freestyle event resuls are best of 2 runs
- Boardercross results are determined by a process of elemination through head to head competition
An athlete must participate in at least 2 competitions of particular event in order to qualify for Nationals. This means for example 2 wins in Giant Slalom would guarantee a place on the Aspen Snowmass Series Team. LIkewise, 2 wins in Slalom, Boardercross, Halfpipe, Slopestyle, and Rall Jam would qualify. All other spots will be determined by national ranking. Team selection is based on cumulative points form the competitions. If there is a tie, the last competition will be weighted more heavily.


text:
Mutual Authentication Methods Supported for L2TP/IPSec
Article ID: 248711 - View products that this article applies to.
This article was previously published under Q248711
On This Page
Two types of mutual authentication are supported for use with Layer 2 Tunneling Protocol (L2TP)/IP Security Protocol (IPSec): Certificate Authority and Preshared Key. Kerberos authentication is not supported for use with L2TP/IPSec.
Certificate AuthorityWindows 2000 automatically creates an IPSec filter that uses certificates. This type of authentication requires no configuration except a local computer certificate. If no certificates are found, the connection does not succeed. For a description of this automatic filter, see the following article in the Microsoft Knowledge Base:
248750Microsoft recommends using a Certificate Authority because doing so introduces a trusted third party and certificates are stored in a non-viewable format.
(http://support.microsoft.com/kb/248750/EN-US/ )Description of the IPSec Policy Created for L2TP/IPSec
Preshared KeyBecause an IPSec policy for L2TP/IPSec that uses certificates is automatically created, you must disable the automatic policy and configure IPSec to use Preshared Keys. To configure L2TP/IPSec to use Preshared Key, see the following article in the Microsoft Knowledge Base:
240262You should use Preshared Key only for testing purposes because the preshared key is stored in a viewable format (from the local computer) and is not from a trusted third party.
(http://support.microsoft.com/kb/240262/EN-US/ )How to Configure a L2TP/IPSec Connection Using Pre-shared Key Authentication
Kerberos AuthenticationKerberos authentication is not supported for use with L2TP/IPSec.
Article ID: 248711 - Last Review: March 1, 2007 - Revision: 3.2


text:
Obama vows to flex presidential powers
The president also announced new commitments from companies to consider hiring the long-term unemployed, the creation of four "manufacturing hubs" where universities and businesses would work together to develop and train workers, new incentives to encourage truckers to switch from dirtier fuels to natural gas or other alternatives and a proposed tax credit to promote the adoption of cars that can run on cleaner fuels, such as hydrogen, natural gas or biofuels.
The president's go-it-alone strategy is in many ways an acknowledgment that he has failed to make good on two major promises to the American people: that he would change Washington's hyper-partisanship and that his re-election would break the Republican "fever" and clear the way for congressional action on major initiatives.
Some Republicans have warned that the president's focus on executive orders could backfire by angering GOP leaders who already don't trust the White House.
"This isn't the American way, courts have not supported his past attempts, and he only does damage to the American people's confidence in government when he doesn't work with Congress to pass real reforms," said Rep. Darrell Issa, R-Calif., the chairman of the House Oversight Committee.
Obama isn't abandoning Congress completely. He made a renewed pitch for legislation to overhaul the nation's fractured immigration laws, perhaps his best opportunity for signing significant legislation this year. But the odds remain long, with many Republicans staunchly opposed to Obama's plan for creating a pathway to citizenship for the 11 million people already in the U.S. illegally.
Seeking to give the GOP some room to maneuver, Obama did not specifically call for a citizenship pathway Tuesday, saying only, "Let's get it done. It's time."
Opening a new front with Congress, the president called for an extension of the earned-income tax credit, which helps boost the wages of low-income families through tax refunds. Obama wants it broadened so that it provides more help than it does now to workers without children, a view embraced by some Republicans and conservative economists.
Obama singled out Republican Sen. Marco Rubio of Florida, who has proposed replacing the tax credit with a federal wage supplement for workers in certain low-paying jobs. Unlike Obama, however, Republicans have suggested expanding the tax credit as an alternative to increasing the minimum wage.
Pivoting briefly to foreign policy, Obama reaffirmed that the U.S.-led war in Afghanistan will formally conclude at the end of this year. But he said a small contingent of American forces could be left behind if the Afghan government quickly signs a bilateral security agreement, a prospect that looks increasingly uncertain.
The president also warned lawmakers in both parties against passing new economic sanctions against Iran while the U.S. and international partners are holding nuclear negotiations with the Islamic republic. He renewed his commitment to veto sanctions legislation if it passes, arguing that a new round of penalties would upend the sensitive diplomacy.
Associated Press writers Josh Lederman, Jim Kuhnhenn, Nedra Pickler and Henry C. Jackson contributed to this report.


text:
1869 50C Standard Silver Half Dollar, Judd-743, Pollock-824, High R.6, PR65 PCGS....
2012 October 18-21 ANA US Coins Signature Auction - Dallas #1175
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Dallas Convention Center
650 S. Griffin Street
Dallas, TX 75202
|Printable auction results for all items in the 2012 October 18-21 ANA US Coins Signature Auction - Dallas.
1869 Standard Silver Half Dollar in Silver1869 50C Standard Silver Half Dollar, Judd-743, Pollock-824, High R.6, PR65 PCGS. A bust of Liberty faces right, wearing a cap ornamented with large stars. A ribbon inscribed LIBERTY rests on her shoulder. IN GOD WE TRUST resides within a scroll below, and UNITED STATES OF AMERICA encircles her head. On the reverse, STANDARD SILVER is centered above the familiar wreath of cotton and corn. 50 CENTS is placed within the wreath; the date is beneath. William Barber's initial B is recut above the L in LIBERTY, which is repunched. Struck in silver with a plain edge. The deep reflectivity in the fields is fully evident beneath the substantial rose-golden toning that covers each side, deepening to blue around the margins. A small planchet flake is noted on the cap of Liberty. (PCGS# 60971)
Judd-743, Nicely Toned PR65
Judd-743, Nicely Toned PR65
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Posted 05/22/2015 03:49:32 EDT
In response to marc08's comment: He's a good college prospect but way too early to see him in a bruins jersey. He is 1 year older the Subban. I would be OK with giving him a look and see what you ha more »
Posted 05/22/2015 09:49:56 EDT
My only concern with Sweeney is that he over values Krug. He probably sees a similar player to himself (undersized Dman) and I worry he might have a soft spot for this kind of player. Krug can't pus more »
Posted 03/27/2015 11:55:03 EDT
Sorry. Can't buy this either. On June 15, 2011, TT gained lifetime ammunity from any future critisism. I look forward to seeing him back in the Garden one day having #30 raised to the rafters.
Posted 03/27/2015 11:47:39 EDT
Can Matt Bartkowski please not play in this game? He simply has a knack for costing this team big time. What is the low down on Steve Emminger? Almost 500 NHL games played, 31 years old, fair size. more »
Posted 03/20/2015 12:22:32 EDT
I have faith in the majority of this roster. Smith, Bartkowski (and Krug to a lesser extent) scare me and I think I have seen enough. When Krejci returns its tough to sit any other forward other tha more »
Posted 03/20/2015 11:36:53 EDT
I look forward to seeing Smith and Bartkowski in a suit and nowhere near the ice for at least a game or two. Both of these players have underwhelmed most of the year and both seem to be bringing down more »
Posted 01/18/2013 01:25:14 EST
Hey if the story isn't true no big deal. I know it makes forum clowns feel better to pick away so have at her. I'm just happy we have such a fine tuned poster telling us all what words to use in wha more »
Posted 01/17/2013 08:19:46 EST
Lol! Thanks for your direction but since I did actually report it and write it in this space, I'll use whatever word I choose to describe my "source". Haven't been around here much in recent months more »
Posted 01/17/2013 03:53:02 EST
Also heard Elliott Freedman mention this as a possibility a few days ago (either on the Fan or HNIC podcast).
Posted 01/17/2013 03:17:59 EST
6 scares me. If the B'e have a cursed number, 6 is it.
Posted 01/17/2013 03:10:56 EST
In response to Bookboy007's comment:
Is your source Chowdah?
Posted 01/17/2013 02:53:53 EST
My source is close to the Ice Dog coaching staff. Hamilton stays with B's regardless. Redden appears to be pro insurance/stability. If true, I like it. My source likes to drink too so if its not t more »
Posted 01/17/2013 12:49:16 EST
A source (laugh if you must) is telling me Hamiltons agent has confirmed Redden is signing with Boston. Not sure how this impacts Hamilton.
Posted 01/15/2013 11:11:15 EST
Third line winger to go along with Kelly and Peverly is at the top of my wish list. Bourque hasn't done much over his career to get me excited about his chances of making a difference. Caron? Yawn. more »
Posted 01/06/2013 07:50:10 EST
Good to see...finally. Hamilton will be with the Bruins but I am not expecting too much from him this season. I would also not be surprised to see him in press box more than on the ice on game night more »
Posted 04/23/2012 03:34:52 EDT
The "Hamhuis sucks" chant while the Kings were celebrating was pure class. more »
Posted 04/23/2012 12:16:53 EDT
BAHAHAHAHAHAHAHAHAHAHA more »
Posted 04/22/2012 11:11:14 EDT
Anyone wearing a Hanhuis jersey need worry about the random sucker punch and flame thrower from the rabid couve fan. more »
Posted 04/22/2012 11:08:15 EDT
What is happening in Vancouver tonight?
As darkness set in on the season and a city I expect something to be set ablaze. more »
Posted 04/18/2012 10:46:26 EDT
Vancouver wins the coveted presidents trophy but sucks donkey balls in the playoffs.
Wonder why? more »
Posted 04/12/2012 05:24:49 EDT
In response to "Re: Bruins on CBC": In Response to Re: Bruins on CBC : Not if he's a Bell subscirber, they'll have it on one of their CBC (CHEX) feeds. Last night while watching Vancouver they said t more »
Posted 04/09/2012 10:40:35 EDT
On the NHL website both Ott/NYR and Bos/Was have game #1 on CBC. Will CBC be splitting it's channels as these games are only 30 minutes apart. Stressing a little in terms of this games availability to more »
Posted 04/01/2012 09:21:19 EDT
Sabres are done. Need to make up 3 pts over 3 games as the tie break goes to the Caps. Friday night they were well rested and lose to the Pens who just played the night before and had Johnson in net. more »
Posted 03/28/2012 04:23:36 EDT
I think a guy will have to show serious signs of head trauma to come out this time of year (Bambi legs or out cold). McQuaid didn't look right and even stumbled next shift. Coincidence? Maybe. We coul more »
Posted 03/19/2012 08:05:19 EDT
The extra 2 was for excessive tenderizing of an opponents face. more »
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During halftime of the Roscoe Ployboys Homecoming football game, the Football Sweetheart and Beau and Band Sweetheart and Beau were crowned.
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Juvenile Arthritis Center - Woodbury, MN
Woodbury Pediatric Rheumatologist Doctors for Juvenile Arthritis
Type of Physician: Pediatric Rheumatologist
What is a Pediatric Rheumatologist?
A subspecialty certification by the Board of Pediatrics; practitioners treat the infant, child, or adolescent with rheumatic disease (causing painful disability in the muscles, tendons, bones, joints or nerves). He or she also participates in the prevention, understanding, and treatment of the various rheumatic disorders and also promotes understanding of the basic mechanisms of the disease in the interrelated areas of immunology, genetics, inflammation, and infectious diseases.
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This global, multicenter, open-label study will evaluate the safety and tolerability of MPDL3280A in combination with other immune-modulating therapies in the treatment of selected advanced or metastatic malignancies. The MPDL3280A plus ipilimumab arm (Arm A) will focus primarily on patients with advanced or metastatic NSCLC. The MPDL3280A plus interferon alfa-2b arm (Arm B) will enroll patients with advanced or metastatic RCC and melanoma. MPDL3280A will be administered intravenously every 3 weeks (q3w).
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This randomized phase II trial studies how well transoral surgery followed by low-dose or standard-dose radiation therapy works in treating patients with human papilloma virus positive stage III-IVA oral cancer. Radiation therapy uses high-energy x-rays to kill tumor cells. Drugs used in chemotherapy work in different ways to stop the growth of tumor cells, either by killing the cells or by stopping them from dividing. Giving radiation therapy with chemotherapy may kill any tumor cells that remain after surgery. It is not yet known how much extra treatment needs to be given after surgery.
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RATIONALE: Monoclonal antibodies, such as rituximab, can block cancer growth in different ways. Some find cancer cells and help kill them or carry cancer-killing substances to them. Others interfere with the ability of cancer cells to grow and spread. Drugs used in chemotherapy, such as bendamustine hydrochloride, also work in different ways to kill cancer cells or stop them from dividing. Bortezomib may stop the growth of cancer cells by blocking some of the enzymes needed for cell growth. Lenalidomide may stop the growth of mantle cell lymphoma by blocking blood flow to the cancer. It is not yet known whether giving rituximab together with bendamustine and bortezomib is more effective than rituximab and bendamustine, followed by rituximab alone or with lenalidomide in treating mantle cell lymphoma.
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Hello all!
The Spring semester has begun and classes and clubs are in full swing! This last week I attended my last first day of school and mentally prepared myself for the beginning of the end.
I really cannot believe I am graduating CU in 109 days. I feel like I just got here…and I guess I kind of did. My first semester at CU was in 2011 and since then I have been trying to squeeze in 4 years into 2. Since I arrived at CU I've taken many classes, joined many clubs, and met so many unique people. I wish I could have gotten here sooner.
Since this part of the school year means that most of you will be accepted to college(s) and you will eventually decide where you want to go, I decided to share exactly why CU was the perfect fit for me.
When I was trying to find my…more perfect school I knew exactly what I was looking for-
· I wanted a big campus that I could make my own in my own way.
Big campuses aren't for everyone, but a tiny campus was definitely not for me. I found that at my pervious, smaller campus there wasn't a large diversity of clubs and activities to be involved in. At CU there are clubs like International Affairs Club, Hiking Club, Knitting Club and everything in between. The variety of activities to be involved in really helped me tailor CU to my own needs.
Some people say that when you step on a campus you will just know that you are supposed to be there, but if it takes you a while to get that "feeling" just make sure it is a place that you will be able to call home, grow into the person you want to become, and learn exactly what you want to learn--- that's what CU is to me.
Enjoy this picture I took on my walk to my last first day of school!


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posted 6 years ago
We've all had 10 hour old chocolate chip cookies. And we've all had just-out-of-the-oven cookies. Which cookie did you prefer? This is an extra special treat your dog will love! Plus, Cloud Star is a cool company that makes its stuff in the U.S.A.
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Karen Staniforth is the Chief Operating Officer of Health Dialog responsible for executing the strategic vision and overseeing day-to-day operations of the company. Prior to Health Dialog, Karen served as Group Vice President, Pharmacy Initiatives and Clinical Services, at Health Dialog's parent company Rite Aid Corporation. Karen was responsible for the development, implementation and management of new pharmacy initiatives and clinical programs including immunizations, medication therapy management and medication adherence for Rite Aid. Karen started her career in pharmacy in 1982 as a pharmacist in Johannesburg, South Africa. In 1991, she joined Sandoz (now Novartis Pharmaceuticals), overseeing all retail sales operations for the company in Cape Town, South Africa.
Karen joined Rite Aid in 1998 as a graduate pharmacy intern after moving to the United States. She continued to take on roles of increasing leadership, becoming a pharmacy manager in 1999. In 2001, she was promoted to pharmacy district manager and served in the position until being named Regional Pharmacy Vice President in 2006; VP of Pharmacy Operations in 2009; and Divisional Pharmacy VP, Mid-Atlantic Division in 2011.
David Barlow joined Health Dialog in September 2008 bringing with him 30 years of international executive experience in customer service, account management, and operations. His prior role was Senior Vice President of Account Services for Iron Mountain where he created and implemented a culture changing service delivery model focused entirely on client delight. At Eastman Kodak David was responsible for worldwide service systems, field service teams and high volume contact centers. He also has a background in information technologies including 3 years as CIO of Concentrix in Rochester, New York.
David earned a Bachelor's of Science in Business Administration and Information Systems at Clarion University in Pennsylvania.
Laurie Fiola brings more than 20 years of experience within the field of human resources, principally with Fortune 500 organizations. Laurie joined Health Dialog in 2010 as the Director, Human Resources and was appointed as Vice President, Human Resources in June 2012.
Prior to Health Dialog, Laurie worked within a broad spectrum of industries including Pepsi-Cola, McGraw-Hill, Harris Corporation, GE-Harris Aviation Systems, and Houghton-Mifflin Harcourt. Laurie graduated Phi Beta Kappa from St. Catherine University with a BA in English and continued with graduate work at the Baruch College/Cornell University program in Industrial and Labor Relations.
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text: No recent wiki edits to this page. OriginDonatella is a character in the Vertigo Series Young Liars.CreationDonatella was created by David Lapham.Character EvolutionDonatella's attackDonatella was amongst a group of club-goers in Manhattan, New York. Although Donatella's true gender was never revealed, another character named Danny referenced Donatella as a "guy" in his internal dialogue. Danny also mentions that Donatella's dream is to one day open a cafe where "some of the waiters are girls, and some aren't, but you can't tell which is which. Another character, Sadie, later explains that Donatella performs fellatio on men for money to pay her bills. Donatella is badly beaten and referred to as a "faggot punk" when a drug deal goes awry in one of the club's restrooms. Later, when Young Liars' storyline shifted from New York to various locations, Donatella is seen as both Donatella and Don, and believes he lives a typical, boring life as a therapist in a town dominated by the "Brown Bag" supermarket (A reference to Wal-Mart). Ultimately, the question of Donatella's sexuality would sadly never be explained, as the cancellation of the series prevented Lapham's elaboration on his creation.Powers and AbilitiesDonatella is human, and does not have any special powers or abilities.


text:
Reportlinker Adds UK Plastic Cards 2009
NEW YORK, Nov. 5 /PRNewswire/ — Reportlinker.com announces that a new market research report is available in its catalogue.
Published annually, UK Plastic Cards provides an overview of the key trends and issues facing the UK card market. Intense competition, rising write-offs, and a deteriorating economic situation have challenged issuers in 2008 and 2009. This report provides in depth coverage of these and other issues, along with full data for the credit, charge, debit, private label, and prepaid card markets
*Includes comprehensive data coverage of the UK cards market from 2004 to 2013, including credit, debit, charge, private label and prepaid cards
*Forecast overview including key market drivers and level of influence of these, under a neutral, optimistic, and pessimistic economic scenario
*Analysis of the impact of the recession and its implications for the cards sector, including coverage of consumer card behaviour and attitudes
*Case studies of new product development and strategies being employed globally by key card issuers as a reaction to the downturn
The UK plastic card market has undergone a turbulent 18 months as a result of both long term difficulties and new challenges posed by the recession. Despite this, the growth in the overall value of transactions across all card types remains positive, reaching 579.5 billion pounds sterling in 2008. This growth was driven primarily by debit card spending.
The economic environment for cards has taken a beating as a result of the downturn with issuers faced with a drop in both transaction values and balances outstanding. These pressures are likely to continue for some time as consumer spending continues to be subdued by an uncertain economy and rising levels of unemployment.
The recession is exacerbating long term trends of a shift from credit toward debit. Under a neutral economic scenario debit cards transaction values will reach 470 billion pounds sterling by 2013, with a CAGR of 2.9%. Credit will grow to reach 119.5 billion pounds sterling over this same period with a CAGR of 1.5%. Debit volumes at the POS alone will grow by a CAGR of 8.3%
Reasons to Purchase
*Understand the size and composition of the UK cards market and understand what the future holds under a comprehensive range of economic scenarios
*Comprehend the recession's impact and how the market is reacting with up to the minute data and the latest analysis of emerging trends
*Plan your strategy effectively with case studies and analysis of how key players are adapting to a rapidly changing dynamic environment
Overview 1
Catalyst 1
Summary 1
Methodology 1
Executive Summary 2
UK Plastic Card Market in Review and Future Outlook 2
The UK card market grew by a CAGR of 10.0% from 2004 to 2008, but growth will be weaker to 2013 2
Economic indicators give mixed indications for the future of the UK cards market 3
Market Statistics and Key Trends 3
The number of credit card holders is falling 3
The total number of cards in issue remains flat, with only debit showing growth 4
Card scheme market shares have been volatile over the past five years 5
MasterCard now leads the credit card market 6
Forecasting the UK Payment Card Market 7
Despite the recession the UK cards market will continue to grow through to 2013 7
Competitor Market Shares and Developments in the UK Plastic Card Market 9
Lloyds Group is now the largest credit card issuer by cards in issue 9
Lloyds Group holds a 21% share of credit card balances outstanding 10
Product Innovation in the Downturn: Lessons for UK Issuers 11
Datamonitor has identified six strategies for issuers to maximize their performance in the downturn 11
There are two focus areas for issuers trying to improve the profitability of their business 11
Within this there are six potential strategies that can help issuers to address their pain points 11
Table of figures 14
Table of tables 15
Introduction 16
UK Plastic Cards 2009 is structured in six chapters 16
UK Plastic Card Market in Review and Future Outlook 18
Cards grew by a CAGR of 10.0% from 2004 to 2008, but growth will be weaker to 2013 18
Economic indicators give mixed indications for the future of the UK cards market 19
Inflation is no longer a worry for the cards market 19
Inflation may be easing, but unemployment continues to rise 20
Write-offs continue to be a problem for cards, a problem made worse by unemployment 21
Due to the recession consumer behavior with cards is turning negative for issuers 23
Both balances outstanding and transaction values are showing a decline 24
While dropping balances outstanding, remain surprisingly robust despite the downturn 26
Consumers are also using alternative forms of credit to help make ends meet 27
Changes in overdraft balances tend to follow similar patterns to changes in credit card outstandings 28
In line with long term trends, balance transfers are decreasing 29
Market Statistics and Key Trends 32
UK cards are growing as a share of the total payments market 32
The value of all card transactions is rising 33
The total number of cards in issue remains flat, with only debit showing growth 33
The decline in private label cards may be stabilizing 34
The number of credit card holders is falling 35
The variety of cards by type is polarizing into more premium and standard cards 36
Despite static card numbers, transactions are growing with over 10.1 billion in 2008 38
Transaction values are growing as a result of the growth of debit 39
Charge cards hold the highest average transaction value and shows signs of continuing growth 40
Purchases account for 66.3% of all UK card transactions 43
Debit cards showed the highest rate of growth in transaction value by type between 2004 and 2008 44
Credit transactions are dominated by purchases 45
Charge cards are seeing growth in transaction values, driven primarily by business use 46
Card scheme market shares have been volatile over the past five years 47
MasterCard now leads the credit card market 48
The charge card market has seen American Express' historic lead solidified into a dominant position 49
The increase in POS terminals have helped drive the growth in transaction volumes 50
The Independent sector continues to drive growth in ATM's 51
The number of fraudulent transactions continues to rise 52
The successful implementation of chip and pin has led to an increase in card-not-present fraud 53
The value of CNP and counterfeit card fraud continues to rise, driving up overall fraud 54
Forecasting the UK Payment Card Market 56
Despite the recession the UK cards market will continue to grow through to 2013 56
Datamonitor forecasts annual growth in the value of payment card transactions of 2.4% to 2013 56
Datamonitor's forecasting model assesses the relationship of macroeconomic factors with respect to consumer credit products 58
Datamonitor bases its neutral view on forecasts provided by the Treasury 58
The credit card market is likely to remain flat through to 2013 59
Datamonitor forecasts annual growth in the credit card market of 1.1% to 2013 59
Under an optimistic scenario Datamonitor forecasts an annual growth of 3.1% 62
Under a pessimistic view of future economic performance, Datamonitor forecasts an annul growth of -1.2% 64
Debit cards will see the most positive levels of growth over the next five years 67
Datamonitor forecasts annual growth in the debit card market of 2.9% to 2013 67
The charge card market will remain flat through to 2013 70
Datamonitor forecasts that the charge card market will see marginal annual growth of 1.1% to 2013 70
Private label cards will decline through to 2013, but at a slower rate than in the past 72
Datamonitor forecasts that the private label card market will see an annual decline of -5.7% to 2013 72
Competitor Shares and Developments in the UK Card Market 74
Lloyds Group is now the largest credit card issuer by cards in issue 74
Barclaycards remains by far the dominant credit card brand 77
Barclaycard has the largest portfolio of 'primary' cards 78
The number of standard and premium cards by brand highlights the largest issuers' mass market strategy 80
Usage and primacy rates are driven by card features 81
The number and value of transactions per issuer is broadly in line with market share 83
Usage rates are low for most cards despite high rates of primacy 86
Lloyds Group has the highest value of balances outstanding 88
Not surprisingly, Citigroup and MBNA continue to have the highest balance per card on average 90
Repayment rates are significantly higher for cards providing incentives for transacting 91
The debit card market is led by the major high street retail banks 93
Barclays' leads the market, with 9.9 million debit cards in issue 93
Debit is growing strongly in day to day use 96
Santander now leads the private label card market 99
Private label usage rates are likely to drop as a result of the recession 101
Prepaid cards have strong growth potential, but are likely to remain niche 103
Barclaycard, Tesco Personal Finance and Santander have performed strongly in 2009 107
Barclaycard is pushing forward in creating incentives for card usage 108
Barclaycard is leading the market in developing contactless payments 108
Barclaycard is developing a new loyalty program 110
Barclaycard is forming strategic partnerships with key brands and service providers 111
Tesco Personal Finance is poised for strong growth as it moves to become a bank 112
Santander will expand in the cards market, to the detriment of MBNA 113
Card issuers must choose between diversifying and refocusing on core strengths 115
Product Innovation in the Downturn: Lessons for UK Issuers 116
Datamonitor has identified six strategies for issuers to maximize their performance in the downturn 116
There are two focus areas for issuers trying to improve the profitability of their business 116
Within this there are six potential strategies that can help issuers to address their pain points 116
The Datamonitor Financial Services Megatrends Framework is an excellent tool for identifying potential strategies 117
The Megatrends Framework can be used as a key tool in shaping product strategies 118
Reducing cost through rationalizing out unprofitable customers is delicate but nevertheless important 118
American Express offered to pay customers to leave in order to close a number of unwanted accounts 118
Imposing fees for inactive accounts is also an option 119
Winning back existing customers can be achieved by linking benefits to a full suite of banking services 119
Citibank offers an extensive reward program that offers benefits across a range of banking products 119
This is an interesting proposition, as it places the focus for value on the banking relationship rather than individual products 121
Offering a strong card-based reward program is also an option here, and issuers should look at the Banesto Diez en Una card 122
Targeting new customers with good credit histories will require an outstanding offering and one with strong rewards 123
Bank of America's Accelerated Cash Rewards card offers cashback at 1.25% 124
Explicitly offering more attractive terms to better credit risks is a strategy employed by Capital One in the US 124
The Capital One Card Lab takes this a stage further by allowing consumers to customize their products 125
Cards with an installment option present opportunities in dealing with potential risks 127
Cardholders who may fall into difficulties should be encouraged to structure their balances 127
Offering installment repayment options may also allow issuers to reduce their risk exposure 128
Standard Chartered introduced a credit card in Singapore that automatically splits larger purchases into monthly installments 129
Creating incentives for repaying borrowing can help issuers to manage potential credit risks 130
ANZ Bank has launched a product that rewards cardholders for repaying balances 130
The interesting feature of this product is that it effectively rewards both card activity and repayment 130
The product aligns the interests of the cardholder with the issuer in a time of economic uncertainty 131
Discover has a similar proposition that rewards payments made on time 131
In the US, Discover launched the Motiva card, which rewards on-time payments 132
The product is likely to result in cardholders with multiple products prioritizing payments to Discover 133
Discover is also proactively communicating with its customers to set structured repayment plans for balances and to allow for accurate spend monitoring 133
Alongside this, the Spend Analyzer tool allows cardholders to get a clear view of their spending habits 134
However, initiatives such as these are not the only way to improve cardholder behavior 136
Winning back transactions from debit is a key strategy and can be achieved by linking rewards to other financial products 136
Fidelity offers a credit card linked to a full suite of savings reward programs for all walks of life 136
The financial services Megatrends Framework 139
Datamonitor has identified 10 Megatrends in consumer behavior 139
Megatrends are tools for capturing the drivers of consumer behavior 139
A Megatrends Framework is a vital tool for analyzing and structuring consumer attitudes and behaviors 139
A trend framework is used for generating and selecting ideas 140
A Megatrends Framework is vital for financial services 140
Customer retention as well as customer acquisition must be considered 140
There are inherent obstacles in financial services that limit innovation in customer targeting 140
Greater customer understanding can help overcome the obstacles found with targeting and communicating to customers 140
The six behavior trends identify the benefits that consumers wish to gain from a product or service 142
Authenticity 142
Comfort 142
Connectivity 142
Convenience 143
Individualism 143
Wellbeing 143
The four complexities are areas within which traditional assumptions or measures of behavior no longer apply 144
Demographic complexity 144
Financial intelligence complexity 144
Lifestage complexity 144
Wealth complexity 144
Definitions 145
Affinity card 145
ATM-only card 145
Average transaction value 145
Balances outstanding 145
Bank of England base rate 145
Charge card 146
Co-branded card 146
Credit card 146
Debit card (pay now) 146
Fraudulent use of card details (card-not-present fraud), also known as fraud on phone, mail order or internet transactions 147
Frequency of use 147
Interchange 147
Non-standard 147
POS terminal 147
Private label card 147
Turnover per card per year 148
Methodology 148
Primary research 148
Secondary research 148
Further reading 149
Ask the analyst 150
Datamonitor consulting 150
Disclaimer 150
List of Tables
Table 1: Forecast UK plastic cards market 2009-13 19
Table 2: Datamonitor's forecast of transaction values for the UK plastic card market, 2009-13 57
Table 3: Datamonitor's neutral scenario forecast of the total UK card market 2009-13 58
Table 4: Forecast performance of the UK consumer credit market drivers under the neutral scenario, 2009-13 59
Table 5: Datamonitor's five year forecast of the credit card market under a neutral scenario, 2009-13 60
Table 6: Market drivers for the UK credit card market under Datamonitor's forecast scenario, 2004-13 61
Table 7: Datamonitor's five year forecast of the credit card market under an Optimistic scenario, 2009-13 62
Table 8: Market drivers for the UK credit card market under an optimistic scenario, 2004-13 63
Table 9: Forecast performance of the UK consumer credit market drivers under an optimistic scenario 2009-13 64
Table 10: Datamonitor's five year forecast of the credit card market under a pessimistic scenario, 2009-13 65
Table 11: Market drivers for the UK credit card market under a pessimistic scenario, 2004-13 66
Table 12: Forecast performance of the UK consumer credit market drivers under a pessimistic scenario 2009-13 67
Table 13: Datamonitor's five year forecast of the debit card market, 2009-13 68
Table 14: Market drivers for the UK debit card market under a neutral scenario, 2004-13 69
Table 15: Datamonitor's five year forecast of the UK charge card market, 2009-13 70
Table 16: Market drivers for the UK charge card market under Datamonitor's forecasting scenario 2004-13 71
Table 17: Datamonitor's five year forecast of the UK private label market, 2009-13 72
Table 18: Market drivers for the UK private label card market under Datamonitor's forecasting scenario 2004-13 73
Table 19: Consumer perceptions of the features on their credit card by brand 82
Table 20: UK prepaid cards by number of cards in issue by brand and issuing group 105
Table 21: Prepaid transaction by type, frequency, value and average balance per card per year 107
Table 22: Capital One's classification of credit ratings in the US, 2009 125
Table 23: Current relevant publications, 2008-09 149
Table 24: Future relevant publications, 2009 149
List of Figures
Figure 1: The value of transactions across UK cards grew by a CAGR of 9.9% between 2004 and 2008 2
Figure 2: The gap between debit and credit card holdings has grown since 2005 4
Figure 3: The total number of cards in the market has grown due to the growth of debit 5
Figure 4: Visa has successfully grown its debit card market share to nearly two thirds of the sector 6
Figure 5: MasterCard has successfully grown its credit card positioning to 58.1% of the market 7
Figure 6: The total UK card market will see growth in transaction values through to 2013 8
Figure 7: Following the merger with HBOS, Lloyds now dominates the market 9
Figure 8: Lloyds holds 21% of the market by balances outstanding but is closely followed by MBNA at 20% 10
Figure 9: Issuer strategy evolves around two pillars and six potential areas to target 12
Figure 10: Following a CAGR of 10.0% from 2004-08, growth will slow to a CAGR of 2.5% from 2009 to 2013 18
Figure 11: While a concern last year, inflation has dropped, while deflation is now a potential risk 20
Figure 12: Despite predictions card write-offs have not risen as sharply as unemployment 21
Figure 13: The index of write-offs, insolvency, and unemployment suggests probable growth in write-offs 22
Figure 14: Although momentarily stabilizing, the value of card write-offs has grown over the past 10 years 23
Figure 15: Both balances and transaction values are declining compared to their position the previous year 24
Figure 16: 2009 transaction value, continue to fall below the previous year following the collapse of Lehman 25
Figure 17: Transaction values have seen a sustained decline since December 2009 26
Figure 18: Despite some seasonal fluctuations, quarterly outstanding balances have remained broadly stable 27
Figure 19: Hard pressed consumers are turning to other forms of credit such as overdrafts 28
Figure 20: Quarter on quarter growth in overdrafts and credit card outstandings show a strong correlation 29
Figure 21: Monthly balance transfers are showing long term decline 30
Figure 22: The value of balance transfers have dropped by 52% between Q1 2006 and Q2 2009 31
Figure 23: Plastic cards have grown to a 6.5% share of the total UK payments market 32
Figure 24: The value of card transaction grew by a CAGR of 9.9% between 2004 to 2008 33
Figure 25: The total number of cards in the market has grown due to the growth of debit 34
Figure 26: The private label card market has declined 33% since 2004, but the rate of decline is slowing 35
Figure 27: The gap between debit and credit card holdings has grown since 2005 36
Figure 28: The share of platinum and co-branded cards has grown while affinity and gold cards has declined 37
Figure 29: There were over 10.1 billion card transactions in 2008, compared to 8.0 billion in 2004 38
Figure 30: The bulk of transaction growth per card is from debit cards which had an AAGR of 4.4% from 2004-08 39
Figure 31: The total value of all transaction had a CAGR of 9.9% between 2004 and 2008 40
Figure 32: Charge cards hold the highest average transaction value at 117.86 pounds sterling in 2008 41
Figure 33: Charge cards also hold by far the highest turnover per card at 7,505 pounds sterling in 2008 42
Figure 34: Debit card turnover per adult in the population is strongly led by debit at 8,661 pounds sterling in 2008 43
Figure 35: UK purchases continue to constitute the bulk of all UK card transactions 44
Figure 36: Debit card transaction values had a CAGR of 13.1% between 2004 and 2008 45
Figure 37: The credit market remains flat, and has had a CAGR of only 1.0% from 2004-08 46
Figure 38: Charge cards have seen the highest growth by transaction values with a CAGR of 13.9% 47
Figure 39: Visa has successfully grown its debit card market share to nearly two thirds of the sector 48
Figure 40: MasterCard has successfully grown its credit card positioning to 58.1% of the market 49
Figure 41: The charge card market remains dominated by American Express with a 50.9% share 50
Figure 42: The number of POS terminals continues to rise, growing by nearly a fifth since 2004 51
Figure 43: ATM numbers are also rising, yet 2008 saw a slight drop in the number of independent machines 52
Figure 44: Despite the introduction of EMV in 2006, instances of card fraud continue to grow 53
Figure 45: Card not present fraud and counterfeit cards are the only forms of fraud seeing growth 54
Figure 46: Following from a 15.4% decline, the value of card fraud has grown 42.8% between 2006 and 2008 55
Figure 47: The total UK card market will see growth in transaction values through to 2013 56
Figure 48: Following the merger with HBOS, Lloyds now dominates the market 75
Figure 49: The newly formed Lloyds Group is now the UK market leader with 22.3% of cards in issue in H1 09 76
Figure 50: Barclaycard is the largest player by brand ahead of both Lloyds TSB, and HBOS 77
Figure 51: Barclaycard by far has the highest number of primary cards in the market 78
Figure 52: Tesco and John Lewis/Waitrose are the primary card for more than 75% of their customers 79
Figure 53: 40% of Barclaycard's cards in issue are premium branded 80
Figure 54: There were 278 million transactions made on Barclaycard branded credit cards in 2008, ahead of NatWest and Lloyds TSB branded products 84
Figure 55: Transaction values follow a very similar pattern to transaction numbers, with Barclaycard and NatWest leading the market in 2008 85
Figure 56: Regardless of total transaction values, average spend per transaction is highly variable 86
Figure 57: Tesco and American Express have the highest proportion of cards that are used all the time 87
Figure 58: Lloyds Group now has the highest level of balances outstanding, followed closely by MBNA 88
Figure 59: Lloyds holds 21% of the market by balances outstanding but is closely followed by MBNA at 20% 89
Figure 60: Citigroup has the highest average balance per card, growing 30% since June 2007 91
Figure 61: Repayment rates are higher for cards with rewards and incentives, with cardholder most likely to revolve on Virgin Money and MINT cards 92
Figure 62: The number of debit cards in issue has increased in H1 2009 94
Figure 63: The debit card market is evenly divided between the dominant big leading banks 95
Figure 64: POS makes up more than 70% of all debit transactions by volume 96
Figure 65: POS accounts for 60% of all debit transactions by value 97
Figure 66: Average spend levels are highly variable by issuer 98
Figure 67: Santander is by far, the dominant issuing group of private label cards as at H1 2009 99
Figure 68: Debenhams is the leading brand for private label store cards 100
Figure 69: The private label sector is fragmented, with Debenhams leading with a 17% market share 101
Figure 70: The overall number of cancelled private label cards in the UK market is high 102
Figure 71: With the highest brand awareness, Virgin and PayPal lead the prepaid cards market 103
Figure 72: The prepaid cards sector is dominated by four issuers accounting for 75% of the market 104
Figure 73: POS dominates prepaid card usage, with 5.5 billion pounds sterling of POS transactions in 2008 106
Figure 74: Barclaycard used viral marketing techniques as part of its campaign 109
Figure 75: MyBarclaycard will offer users in-depth online card management services 111
Figure 76: Barclaycard is strengthening its branding with younger consumers through strategic sponsorship 112
Figure 77: The Santander rebranding of Abbey has begun in London 114
Figure 78: Issuer strategy evolves around two pillars and six potential areas to target 117
Figure 79: Citi's ThankYou Network reward program is linked to credit cards and other retail banking products, 2009 120
Figure 80: Citi's website for its ThankYou Network reward program offers a range of redemption options 121
Figure 81: The Banesto Tarjeta Diez en Una product offers a permanent 5% discount at 10 major retailers 123
Figure 82: Bank of America Accelerated Cash Rewards offers 1.25% on all purchases, 2009 124
Figure 83: Capital One Card Lab portal, 2009 126
Figure 84: BMO offers reduced interest loan consolidation offer for loans and credit card balances, 2009 128
Figure 85: Swedbank offers three distinctive card products including installment, revolving and charge cards, 2009 129
Figure 86: ANZ Balance Visa offers reward points for paying back cardholder's balance, 2009 131
Figure 87: Discover Motiva card designed to reward customers for paying back on time, 2009 132
Figure 88: Discover's Paydown Planner tool helps cardholders to pay back the money owned, 2009 134
Figure 89: The Spend Analyzer is easy to use and useful tool for cardholders managing their finances, 2009 135
Figure 90: Fidelity credit card range is linked to innovative savings reward programs, 2009 138
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Easter and Passover Celebrations Around the World
Video: John Hamm Opens Up About His Man Parts, Hayden Panettiere May Have a Secret, and More!
Video: Inside the President's Ball — and Highlights From the Inauguration!
Malia and Sasha Obama's Classic Inaugural Looks
A Look Back at Malia and Sasha Obama's Best Looks Over the Past Four Years
Obamas, Usher, and Katy Perry Honor Military Families at Kids' Inaugural Concert
The Obamas Celebrate Christmas in Hawaii: See All the First Family Festivities!
The Obamas Celebrate Christmas Washington Style With Psy, Diana Ross, and More!
The Obamas Pardon a Turkey and Pick a Tree Over Thanksgiving Weekend
Get the Look: The Obama Girls' Polished Election-Night Style
President Obama Wins! See Pictures of His Celebratory Event in Chicago
President Obama Admits to Being an "Overinvolved Sports Parent"


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- Egypt
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- World
- Business
- Science
- Arts
- Living
- Opinion
- Media
For months now, officials have been engaging in large-scale reconciliation efforts with members of the former regime accused of corruption, in an effort to recover stolen funds. But this practice of exchanging stolen money for forgiveness is only now beginning to attract some disapproval within the government.
This piece was originally published in Egypt Independent's weekly print edition.


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Prince George County Police
Nichols Battle found dead in Capitol HeightsComment
Nichols Battle was found dead inside a suspicious car near the intersection of Pepper Mill Drive and Drylog Street early Thursday.
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Nudnik On The Beach
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This page has been viewed 30 times this month, and 798 times total.
Nudnik On The BeachNudnik On The Beach (1967) - Nudnik Theatrical Cartoon Series by Dave Koch
This page has been viewed 30 times this month, and 798 times total.
- Nudnik Theatrical Cartoon Series
- Rembrandt Films for Famous Studios.
- Distributed by: Paramount Studios
- Cartoon Characters: Nudnik.
Originally Released in May of 1967 (Estimate).
- TechniColor
- Czechoslovakia
Cartoon Summary:
As the title suggests, Nudnik spends the day at the beach. Nudnik gets kicked off a bus and has to walk 4 miles. He ends up getting in the way of everyone on the beach, and accidentally ends up entering and winning a surfing contest.
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Cardinals 5, Mets 4: All The Momentum, Suddenly Gone
Final Score: Cardinals 5, Mets 4
Player of the Game: Daniel Murphy- 2-for-4, 2-R HR, BB
Goat of the Game: David Rackley
Collin McHugh started for the Mets, trying to follow up a fantastic start in his MLB debut two weeks ago against Colorado. He really had a tough time. St. Louis just kept pounding the extra-base hits against him. It definitely wasn't his day. He was pulled after just four innings. He gave up four runs on six hits. The Mets offense isn't anything special while the Cardinals' is one of the best in baseball. The game seemed out of reach early, but it wasn't.
I have to admit that I was very worried when Terry Collins took McHugh out of the game. While the bullpen has been great lately, that has mostly been against bad teams. Now they were facing a top offense with numerous home run threats. However, Manny Acosta was solid. He gave the Mets two scoreless innings.
In the top of the seventh, Kelly Shoippach cut St. Louis' lead to 4-2 with a two-run bomb to left field. That really brought back some life to the team and energized them in the later innings. Terry Collins brought in Robert Carson to begin the bottom of the inning. He hit a batter and recorded a strikeout before being replaced by Bobby Parnell. He gave up two hits, including an RBI-single by Allen Craig to extend the lead to 5-2.
The Mets rallied again in the top of the eighth. After a Ruben Tejada singled, Daniel Murphy hit his first extra-base hit in almost a month, hitting a two-run homer to right field, making it 5-4 Cardinals. A few batters late, Scott Hairston came up to bat with two runners on and one out. Hairston hit a soft liner to shortstop for the second out. The next batter Kelly Shoppach was completely fooled by Jason Motte, striking out to end the inning.
The Mets came up to bat in the top of the ninth down 5-4, with Andres Torres leading off the inning. He lined a routine liner to right field, but was sprinting all the way and was able to stretch the single into a double. However, he was called out by first base umpire David Rackley, who said Torres didn't touch first base. Here's a picture:
(From @MetsKevin11 on Twitter)
At first, I wasn't sure he touched the base, but I wasn't really looking at that when the play happened. However, looking at the replay, Torres' foot is at an angle and it looked like he bounced off the base a little bit. Even if he didn't touch the base, that's not a call an umpire makes, especially late in games. Shortstops and second basemen just slide their foot near the bag at second when turning a double play and they get the call every time. This was a big mistake, and it may have cost the Mets the game. It just sucked all the momentum out of the game.
Afterwards, everyone on the Met bench was furious. Terry Collins was yelling at Rackley, and so were Daniel Murphy, Chris Young, and probably more. Just a huge momentum-killer…
- Rackley is a rookie umpire making a rookie mistake. A veteran would know to look the other way for Torres. That's why it was so unbelievable. An umpire calling this is so unusual.
- The Mets bullpen allowed only one run in four innings today, continuing its string of dominant performances.
- Kelly Shoppach now has three home runs with the Mets, compared to the rest of the Mets catchers who have a total of two. Shoppach has only been with the team for about three weeks.
Next Game: Game two of three against the Cardinals. Matt Harvey vs. Jaime Garcia at 8:15 ET.


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Voter impersonation
Voter impersonation is a type of vote fraud in which a person claims to be someone else when casting a vote.
Difficulty proving voter impersonation
In addition, allegations of voter impersonation are often difficult to prove.[1][2] It is true that direct evidence of such fraud is hard to come by, but this is mostly because election officials are unable to discover an impersonation without the laws and tools needed to detect an identification requirement. Many states do not have identification requirements, and, in turn, election officials have no way to prevent fraudulent votes from being cast by individuals based on fake voter registrations, by impersonators or by non-citizens who are registered to vote.[3]
Voter impersonation news
This section displays the most recent stories in a Google news search for the term Voter + Impersonation
- All stories may not be relevant to this page due to the nature of the search engine.
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See also
External links
- The Heritage Foundation, "Stolen Identities, Stolen Votes: A Case Study in Voter Impersonation"
- Washington Post, "Election Day impersonation, an impetus for voter ID laws, a rarity, data show"
- ABC News, "Voter Fraud: Non-Existent Problem or Election-Threatening Epidemic?"


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28 year old woman | Centerville, OH, USA | Seeking men 26-37 within 30 miles of Dayton, OH
Active within 24 hours
Lover of life
I love meeting new people and trying new things. I am looking for someone who makes me laugh and it doesn't matter what we are doing to have a good time. As much as I like to go out and try new things I am always up for a night in watching movies and just hanging out. I love music--from old school to current. I will listen to country, 80s, 90s, rap and anything in between. In my free time I enjoy hanging out with friends and family, attending concerts, trying out new and unique restaurants and playing sports. I play on a sand volleyball league and love it! I have lived in the Dayton area for most of my life minus a year or so after college when I moved to North Carolina to work in minor league baseball. I was never really a fan of baseball until then but now I love it and try to get to as many Reds or Dragons games as I can! I work in marketing for a financial company. I am very passionate about what I do and like when I meet someone who has the same amount of passion about there job or something else in their life. I have established myself in my career and many other aspects of my life and now I am looking for someone to share it with. I am looking for a guy that is my best friend and I can tell anything but at the same time there is definitely a spark there. I am old fashioned in the sense that I believe the guy should make the first move and ask a woman out or make plans to see her. That doesn't mean I don't like planning dates or suggesting places to go I think the other person would enjoy. I love surprising people and taking them somewhere new and exciting that they have never heard of before!
Alumni connections , Coffee and conversation , Business networking , Cooking , Dining out , Fishing/Hunting , Hobbies and crafts , Movies/Videos , Music and concerts , Exploring new areas , Nightclubs/Dancing , Playing cards , Playing sports , Shopping/Antiques , Travel/Sightseeing , Watching sports , Wine tasting
Aerobics, Billiards / Pool, Bowling, Dancing, Other types of exercise, Soccer, Swimming, VolleyBall, Walking / Hiking
I exercise 3-4 times per week.
I like Cats, Dogs, Fish, Horses
The Greene (Funny Bone), Lucky's, Tumbleweed, Harrigans, Dog's Breath Tavern, JD Legends, Newport, MainStrasse I love traveling! Some of my favorite places are Chicago, Vegas, Miami, Austin and North Carolina
University of Dayton, Dayton, OH
Concerts, sand volleyball, bowling, darts, pool, interior design. Karaoke when I have had enough drinks lol
I enjoy going to festivals, outdoor concerts and comedy shows. I also like going to Reds games and UD basketball games.
Uganda be Kidding Me by Chelsea Handler
Z{{Cta}} {{#if HasMoreInfo}} ?{{CtaSecondary}} {{/if}}
|What she is looking for
|5'10" (177cms)
|6'0" (182cms) to 8'11" (271cms)
|Body type:
|No preference
|Black, Blue, Brown, Grey, Green, Hazel
|Light brown
|Black, Light brown, Dark brown, Blonde, Dark blonde
|No Way
|No Way, Occasionally, Daily, Cigar aficionado, Yes, but trying to quit
|Social Drinker
|Social Drinker, Regularly, Moderately
|Sales / Marketing
|No preference
|I'll tell you later
|$35,001 to $50,000, $50,001 to $75,000, $75,001 to $100,000, $100,001 to $150,000, $150,001+
|Never Married
|Never Married
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|White / Caucasian
|White / Caucasian
|Christian / Catholic
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|High school, Some college, Associates degree, Bachelors degree, Graduate degree, PhD / Post Doctoral


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Long Grove's Annual Strawberry Festival
The pleasures of summer are celebrated with "berry" wonderful strawberry-inspired treats. Strawberry lovers of all ages flock to Long Grove's renown fest to enjoy chocolate covered strawberries, fruit smoothies, and other strawberry drinks, ice creams, strawberry donuts, baked goods and, of course, the farm-fresh berries themselves. There is free live entertainment all three days at venues all over town and most of Long Grove's many shops, galleries, cafes, and restaurants offer variations of strawberry-themed foods, drinks, and merchandise. Fun for All Ages Strawberry Fest features plenty of activities and fun for children, including a variety of kiddie rides, face painting and outdoor activities and tents full of family and education-oriented products.


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Heart Failure Center - Farmington, NM
Farmington Cardiologist Doctors for Heart Failure
Type of Physician: Cardiologist
What is a Cardiologist?
A subspecialty certification by the Board of Internal Medicine; practitioners are expert in diseases of the heart, lungs and blood vessels. They consult with surgeons on heart surgery, perform diagnostic procedures, and manage complex conditions such as heart attacks and arrhythmias (abnormal heartbeat).
Specialty: Cardiology
Common Name: Heart Doctor
Cardiologist Doctors in Farmington *
San Juan Regional Cardiology
San Juan Regional Cardiology
San Juan Regional Cardiology
San Juan Regional Cardiology
San Juan Regional Cardiology
San Juan Regional Cardiology
Gallup Cardiology
Farmington, New Mexico
Heart Failure
What Is Heart Failure?
Heart failure does not mean the heart has stopped working. Rather, it means that the heart's pumping power is weaker than normal. With heart failure, blood moves through the heart and body at a slower rate, and pre...
Other Related Heart Failure Articles
Emergency Contact for Farmington
Nearby Farmington Hospitals *
San Juan Regional Rehab Hosp
San Juan Regional Medical Ctr
Northern Navajo Medical Center
*Provider Directory Terms of Use:
The WebMD 'Provider Directory' is provided by WebMD for use by the general public as a quick reference of information about Providers. The Provider Directory is not intended as a tool for verifying the credentials, qualifications, or abilities of any Provider contained therein. Inclusion in the Provider Directory does not imply recommendation or endorsement nor does omission in the Provider Directory imply WebMD disapproval.


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Lawmaker introduces bill, then gives up
Friday, January 21, 2011 - 11:42 AM
Transportation advocate Paul Steely White is
disappointed glad Councilman Eric Ulrich isn't pushing harder on his bill to require bikes to have license plates.
The Councilman told us quite frankly that he doesn't expect the bill to go anywhere, which came as a surprise to us, because I guess we learned in civics class that elected officials are supposed to introduce legislation that will have an impact and also have some chance of passing, and apparently he doesn't believe that.
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India plays chicken with the W.T.O.
Jul 31, 2014
India holds up passage of an international trade deal in order to press its agenda.
The long road to doing better business in India
Jul 10, 2014
Prime Minister Narendra Modi wants to make India attractive to foreign investment.
In Indian elections, it's the economy, stupid
Interview by
May 16, 2014
In India, Narendra Modi claims victory as the country's next prime minister.
Delhi's rise to 'global hub' status
Interview by
May 12, 2014
Rana Dasgupta, author of "Capital," explains how Delhi rose to economic prominence.
Indians' dreams are Silicon Valley reality
Feb 20, 2014
They are becoming a force in venture capital.
India's reaction to Satya Nadella becoming Microsoft CEO
Interview by
Feb 5, 2014
The BBC's Yogita Lamaye to see how Nadella's home country is reacting to the announcement.
Bollywood booms in U.S. and overseas
Jan 21, 2014
Action thriller 'Dhoom 3' has made more than $8 million at the U.S. box office, and it's in Hindi.
Uncertainty ahead for India's economy
Interview with
Jan 3, 2014
India's Prime Minister announces he'll leave office in May. That could mean big changes for their economy.
Indian PM Manmohan Singh to retire after 10 years
Interview with
Jan 3, 2014
Today, Indian Prime Minister Manmohan Singh announced his plan to retire after 10 years in power.
A women's-only bank in India
Nov 20, 2013
India launches its first women-only public sector bank this week.


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Originally posted on Android Mexico (and tipped via AllAboutSamsung.de), the YouTube video shows the forthcoming I9300 XXLEF / XXLDG4 internal engineering build which is rumoured to hit release status before the end of August.
It looks pretty good to me - smooth, fast, all JB features present and correct although, predictably, it's very Touchwizzy and virtually indistinguishable from Ice Cream Sandwich.
Click here to view the item