text:
Why should local tax dollars be used to bail out local business? Is that what the republicans and tea party people have been screaming about, "less taxes, less hand outs"? This is the business owners problem. Let them pay for it.
Village discusses downtown parking lot
by David Maas
ELBURN—With the impending closure of the Community Congregational Church parking lot on the corner of Shannon Street and Route 47 in Elburn, local businesses are looking to the village to help them out. While the church's asking price for the lot is $250,000, the village doesn't have the money to take on the burden themselves.
During the week, Village Administrator Erin Willrett invited business owners from downtown Elburn to meet with her regarding the issue, and then reported to the trustees at Monday's meeting.
"The business owners are really invested and care about what's going on," Willrett said. "The majority want something to be done; some of them want the village to purchase it."
The village, however, can't outright buy it, so they discussed other ways.
"The only bond we could go for with this would be a General Obligation bond," Village President David Anderson said.
Going with a General Obligation bond would also prove to have its problems, such as the need to go to a referendum.
"My concerns with a G.O. bond is the timing," trustee Jeffrey Walter said. "It's a long and drawn-out process to put something out to vote, which could still be voted down. We could essentially be waiting eight months for a 'no.'"
Another option is a Special Service Area (SSA), wherein the business would get taxed.
"Every business has a different profit margin. Some can't afford to take that risk," Willrett said
Additionally, if the lot is paid off, the village would own it and have the right to sell it for a profit.
"If the SSA were just on us, I'm not sure we would go for that," said Kevin Schmidt, owner of Schmidt's Towne Tap. "If it was a joint project with the village, I think the businesses would go for that."
There was some talk that a joint SSA, or something similar, could be a step in the right direction.
"If we start an SSA agreement, we could say something like we couldn't sell the lot without offering a replacement," Walter said. "I think being creative on the agreement would be a good thing to look into."
While the village will still be looking at various options, the board was in agreement that the process needs to be started.
"We need to start somewhere," trustee Jerry Schmidt said. "We should get the lot appraised, and work from there."
While some trustees didn't think the appraisal bill should fall to them—a $500-$700 bill—individuals stated they would pay for it, including Kevin, and trustee Ethan Hastert.
"It's a starting point," Kevin said. "We will try to work with the church after that. If it doesn't work out, at least we tried."
"We want to have a bond with our downtown area," Walter said. "We can't sit here and do nothing, but we have to do this smartly."
In the meantime, it is important to remember there are other parking areas near downtown, village officials said.
"There are other lots; they just aren't as convenient," Anderson said.
The village also stated they are looking toward the future for new parking lots that could one day be established, which could happen if someone were to buy the lot from the village in the future.
"It's just important in a situation like this to remember that no one is the good guy, and no one is the bad guy," Anderson said. "It's just no one has any money."
5 Comments
by David Maas
ELBURN—With the impending closure of the Community Congregational Church parking lot on the corner of Shannon Street and Route 47 in Elburn, local businesses are looking to the village to help them out. While the church's asking price for the lot is $250,000, the village doesn't have the money to take on the burden themselves.
Themselves ?? Who ?? Please write names!! Don't you mean a select few who would benefit on the backs of Elburn tax payer's? There are more than a few lots around to park in that are just as close as the church owned lot.Some privet,and public Only one privet lot is maintained in back of the VFW the other's are basically gravel pits.From what I understand when a business opens there should be ample parking for its patrons.WHY wasn't this enforced to begin with? Seems the old Anderson grocery store converted into bar/restaurant needed to be evaluated a bit more.El burn tax paid are told our services will be limited for lack of funding and now the board wants to possible buy another slum lot. Ha!! what about the one next to the old fire barn? Should park 20 to 30 cars for the bars.Then too a vacant lot on first street right in back of Napa 30 to 40 car lot. Let a commercial developer take on the church lot and PLEASE Elburn don't spend money you DON'T have.
"Every business has a different profit margin. Some can't afford to take that risk," Willrett said
Additionally, if the lot is paid off, the village would own it and have the right to sell it for a profit.
Profit ?? Are you kidding ?? From what most people see that church lot will need $100,000.00 to $150,000.00 just to bring it up to public safety standards.Add that to the cost of the lot along with various maintence necessary for upkeep's and you got a sucking sound of tax payers money.Willrett should take a class on living taxed out.That which most of Elburn tax payers are. All the goose that laied the golden egg promises of a better Elburn now has left us in the bag not being able to cover our basic services.Most Elburn tax payers live on the bare basic and some have been taxed out of their home's while City personal figure out ways to spend and tax Elburn more. Willrett do you realize that more than 99% of Elburn doesn't want our taxes to go for pet project no more. Concentrate on how to cover the basic needs first.Then too take care of Elburns basic needs before any consideration of putting more of a burden on the tax payers.
This is a tough one, but both the Village and business owners stand to benefit by way of continuing to have use of the lot. In addition to the lengthy process, a referendum comes with some expense as well. To perhaps add to questions already posed; what is the annual maintenance cost on the lot under a variety of assumptions? Is that something that can be shared? Can the Village lease/rent the lot from the church? Is a TIF district worth considering? Does any consideration of a TIF also carry with it the need to go to referendum? It sounds to me that there is a WILL to find a solution by both the Village and the business owners and, with the energy seen in Ms. Willrett (and others) I'm hoping we find the WAY.
If our town is talking about cut backs including but not limited to no snow removal untill we get4 inches of snow.
Come on…. 250,000 for a parking lot? Save our tax dollars..praise the lord!


text:
Dust Devils Scour Surface of Mars 14
from the coverup-for-existence-of-martians dept.
While hilarious in its own right, I doubt anybody from NASA actually cares because the internet is serious business.
hah! shows what you know, the skin is too smooth; it's actually a taint
"as these new HiRISE observations show, the devilish vorticies can carve beautiful patterns in the Martian dust."
I suppose they're beautiful the same way David Spade's hairdoo is beautiful.
E = MC ** 2 +- 3db

subset: commoncrawl


text:
Celebrating our historic small dwellings
May is Historic Preservation Month, and in spite of the ongoing demolition of older houses, it is a good time to acknowledge the hundreds of historic buildings in our neighborhood that ARE being preserved. Please take the time to either pat yourself on the back (if you are the owner), or extend thanks to someone who is preserving a vintage structure.
There seems to be a house to suit every buyer, be it cottage, bungalow, or Four-Square; but this year I am focusing on the small house – those that are 800 square feet or less. I have not included basements or unfinished attics as usable living space; only the dimensions of the main floor.
Dozens of houses scattered throughout Sellwood-Westmoreland (and in other Eastside neighborhoods) meet this criteria. Many are on a standard 50x100 foot lot; but when the house is small, more space remains for gardening, landscaping, and outdoor activities.
If there is a one element that defines early Sellwood, it might be its gardens and the modest size of its homes.
In 1887, five years after building lots were offered for sale in the Sellwood subdivision, an Oregonian reporter made the three-mile journey upriver from Portland to describe the newly-incorporated town. In addition to a Methodist church, a school, and three stores, he estimated there were one hundred homes.
All [of the buildings], with scarcely an exception, are neat and substantially constructed. Most of the dwellings are pretty little cottages of handsome architectural design and finish, generally surrounded by well-kept and orderly planned flower and vegetable gardens.
Many of these cottages, which were built on into the 1920s, are now approaching or have passed the century mark. There are some streets where they are to be found almost in clusters. For instance, there are many on the named streets (Miller, Lexington, Bidwell) between Sellwood Park and S.E. Thirteenth Avenue.
In the north end of the neighborhood there are several subdivisions as old as Sellwood (1882), and here and among the bungalows of Westmoreland you will find additional examples.
The many small homes have survived because their size suits the needs of their occupants – not everyone wants to live in and maintain a 2,500 square foot house with multiple bathrooms. If these cottages are sound and taken care of, there is no reason why they should not continue into a second century (or more).
According to newspaper and magazine articles, Portland is today part of a movement to build new small houses. Dignity Village in North Portland is approaching its 14th year as a community established by formerly homeless citizens. Technically a campground, the shelters range from permanent tents to tiny dwellings of 250 square feet or less, built of recycled materials for approximately $3,000. The cost is low because cooking facilities, showers and toilets are communal.
At the opposite end of the scale are the dwellings of the tiny or small house movement. Sometimes built on wheels so they can be moved, these houses are often intended for two people, and contain kitchens and bathrooms. Every square inch of these custom-built houses is planned and utilized. Averaging 325 square feet, they can price out at $30,000 to $40,000. By comparison, our original vintage small homes could be considered gargantuan!
The accompanying photograph shows just one of the small houses in Inner Southeast Portland. The year of construction and square footage on the main floor is provided, but not the street address. Thats left out on purpose, to encourage you to enjoy the fine spring weather and take a walk, and see how many such small houses you can discover for yourself.


text:
Welcome To Spirit HalloweenX
Thank you for signing up to receive Spirit Halloween emails!
You will now be eligible to receive special email offers and discounts.
So Much Fun It's Scary!® - Only Days Until HALLOWEEN!
Metal Clown HornHonk if you're in a clown costume! This funny Halloween accessory, a favorite of Harpo Marx, is sure to make your funny costume complete! Just watch out for the wrath of those who get too close...
Average Rating: 3.3
(3 Reviews)
Search Suggestions: Horns | Honk | Harpo Marx | Clown Horn
1 - 3 of 3 Reviews
Sort by:
By Squeakers the Ginger Clown
from Santa Rosa,CA
About Me Unique, Adventurous
( of customer found this review helpful)
More of an accessory than a prop.
- Loud
- Authentic Looking
- Lots of Fun
- Poor Quality
- Trick Or Treating
- Costume Party
Last October I was a clown at my local haunted house.I went through 4 of these horns before deciding that as a prop,it's a waste of money.If you just want to use it on Halloween or to a costume party,it's perfectly fine.Yet,if you plan on using it as an actual prop,meaning using it a lot,it's worth…BOTTOM LINE No, I would not recommend this to a friend
By Bob
from Matthews, NC
About Me Adventurous, Mid-range shopper
(1 of 1 customer found this review helpful)
Loud and obnoxious :D
- Loud
- Unique
- Poorly Made
- Halloween
- Costume Parties
- Haunted houses
This is a great horn. It's EXTREMELY loud and EASILY scares anybody. I am going to use it in my haunted garage. The only problem is that the part of the horn that you squeeze falls off sometimes. Fortunately, you can push it back on.BOTTOM LINE Yes, I would recommend this to a friend
By M.G.
from New York, NY
About Me Comfort-Oriented
( of 1 customer found this review helpful)
Cool Horn
- Just For Fun
The product was pretty cool, it has the right kind of sound to be just creepy and loud enough when people hear it.BOTTOM LINE Yes, I would recommend this to a friend
Sign Up Today & Receive Discounts, Exclusive Offers & Breaking News!
I agree to receive Spirit Halloween Superstores LLC's newsletter containing news, updates and promotions regarding Spirit Halloween Superstores LLC's products. You can withdraw your consent at any time. Please refer to our Privacy Policy or Contact Us for more details


text:
Dealing with a foot faulter in your league
View Single Post
Hall Of Fame
Join Date: Sep 2006
Posts: 1,890
Originally Posted by
(1)I dont see that happening in a "college doubles tournament" or in any tournament for that matter. If its college level tennis there should be chair umps... if not, at least some roaming officials.
(2)So is walking up to the net and slamming the ball into the service box and calling out "15-love". You are totally in your right to "get a ref", but doing what you did is not only a... foot fault... but also unsportsmanlike conduct and would result in suspension in most cases.
The response to cheating is not to cheat back harder. It never is.
Great story, but not very believable, and if it did happen, that was a really stupid thing to do. You not only risk defaulting the entire match but also risk being sanctioned. If this was just a "college aged people playing tennis" then whatever, but to do that in a "college doubles tournament" is just beyond stupid.
If someone is "that bad" then just call a ref. Imagine if they called a ref on you for doing that? Or if a ref just happened to look over and see those antics?
You've never played college tennis so I'm sure you wouldn't know--I on the other hand played on scholarship for an NCAA National Championship team. There were no roaming officials and besides they only see what they happen to see while they're roaming. This was a 26 court facility--and as I said there were no on court officials, and no roaming officials. There are times you need to take control over your own life and not just say 'I'm telling on you!'. The situation was handled on court by the 4 of us and worked out fine. The other guy foot faulted (cheated) repeatedly, my partner did it once and made his point. I don't care if you don't believe, but it did happen just as I relayed. And I've got a lot more stories from my experiences in college and on tour should you wish to learn. I think you'd be very surprised at what goes on in the real world.
Last edited by JW10S; 10-11-2012 at
View Public Profile
Find More Posts by JW10S


text:
> Companies
> Energy
Remember me on this computer
Sign in
"Remember me" uses a cookie. View our Cookie Policy.
October 13, 2011 8:34 pm
By Ed Crooks in New York
You have viewed your allowance of free articles. If you wish to view more, click the button below.
© The Financial Times Ltd 2015
FT and 'Financial Times' are trademarks of The Financial Times Ltd.
Printed from: http://www.ft.com/cms/s/0/50c91b44-f5bd-11e0-bcc2-00144feab49a.html
Print a single copy of this article for personal use. Contact us if you wish to print more to
distribute to others.
© The Financial Times Ltd 2015 FT
and 'Financial Times' are trademarks of The Financial Times Ltd.
Privacy policy |
Terms |


text:
Taking a daily multivitamin didn't improve survival or reduce the risk that colon cancer would come back for stage III patients enrolled in a clinical trial of chemotherapy after surgery. Although about half of patients in the trial took a multivitamin supplement during their treatment, the vitamin didn't improve their outcomes, nor did it reduce side… Read More
Continuing Avastin after Colorectal Cancer Gets Worse Increases Survival Time
Colorectal cancer patients benefited when they continued to include Avastin® (bevacizumab) in their chemotherapy plan after their cancer got worse after initial treatment. They lived longer after beginning a second round of chemotherapy with Avastin than did other patients who got chemo without Avastin or those who didn't get any chemotherapy at all. The results are… Read More
Colon Cancer Patients with Close Family History Do Better
Colon cancer patients with a first-degree relative who also had colon cancer have a significantly better prognosis. In a recent study, even after all risk factors were taken into consideration, they had less chance of cancer recurring and less chance of dying than people without a close family history. However, the same thing was not true… Read More
KRAS Made No Difference in Stage III Outcome
Patients with stage III colon cancer didn't do better or worse if their tumor had mutated KRAS. Studying KRAS in the tumors of about half the patients in a large clinical trial of chemotherapy for stage III colon cancer, researchers found no differences in disease-free, recurrence-free, or overall survival. This remained true no matter which chemotherapy… Read More
PACCE Results: Poorer Outcomes When Panitumumab is Added to Chemotherapy and Avastin
Patients being treated for the first time with chemotherapy and Avastin® (bevacizumab) do worse if Vectibix™ (panitumumab) is added to their chemotherapy. Median time until the cancer progresses is shorter, and they have more serious side effects. KRAS status made no difference. Both patients with wild-type and mutated KRAS in their tumors had worse outcomes when… Read More
Surgery at NCI Centers Shows Better Survival
Patients who had surgery for colon or rectal cancer performed at a National Cancer Institute Designated Center had less risk of death immediately after surgery and better long-term survival. Looking at nearly 34,000 people who had surgery for colon cancer and 8,600 who had rectal cancer surgery, researchers found a 26 percent increase in long term… Read More


text:
Description: Song: Mera pyaar wo hai ..Movie : Ye raat phir na aayegi (1966) Singers : Mahendra Kapoor,,Lyricist : Aziz Kashmiri, Music Director : O P Nayyar,Director : Brij.,Cast : Prithviraj Kapoor, Biswajeet, Sharmila Tagore, Mumtaz,SaileshKumar.,Lyrics :-Mere pyaar wo hai ke mar kar bhi tumkojudaa apni baahon se hone na degaMere pyaar wo hai ke mar kar bhi tumkojudaa apni baahon se hone na degamili mujhko jannat to jannat ke badleKhuda se meri jaan tumhe maang legamera pyaar wo haizamaana to karwat badalta rahegaanaye zindagi ke taraane banengemitegi na lekin muhabbat hamaarimitaane ke sau sau bahaane banengehaqeeqat hamesha haqeeqat rahegikabhi bhi na iska fasaana banengeMere pyaar wo hai ke mar kar bhi tumkojudaa apni baahon se hone na degamera pyaar wo haitumhe cheen le meri baanhon se koyimera pyaar yoon besahaara nahin haitumhaara badan chaandni aake choo lemere dil ko ye bhi gawaara nahin haiKhuda bhi agar tumse aake mile totumhaari kasam hai mera dil jalegaaMere pyaar wo hai ke mar kar bhi tumkojudaa apni baahon se hone na degamili mujhko jannat to jannat ke badleKhuda se meri jaan tumhe maang legamera pyaar wo hai..storyline :-This 1966 B&W film is actually very good mystery movie, with supernatural/rebirth theme..It stars Prithviraj Kapoor, Biswajeet and Sharmila Tagore.The theme is very well treated and watching old actors like the veteran Prithviraj Kapoor as archaeological professor, Gentleman actor Biswajeet's restrained role, young and cute Mumtaz and delectable Sharmila is haunting songs clad in ancient get-up is indeed a welcome change to present day brash and crude commercial films.. The story about a lost kingdom underground, and a dancer whose spirit come alive from her statue are all handled with care and credibilityThe setting is excellent, the performances and screenplay are praiseworthy..It is a sweet enchanting mystery film with last scene revelation coming as a surprise to even seasoned minds like mine... a B& W classic this...
mera pyar wo hai..Mahendra Kapoor- Aziz Kashmiri - O P Nayyar - Download MP3 music or MP4 video:
Watch Video OnlineDownload MP3 Download Video
Are you the owner of this convertable material and do you want to disable the conversion of your media on clip.dj? Then you can request a conversion block for this video.
Mera pyar woh hai (Mahendra Kapoor)
Song: Mera pyaar wo hai .. Movie : Ye raat phir na aayegi (1966) Singers : Mahendra Kapoor,, Lyricist : Aziz Kashmiri, Music Director : O P Nayyar, Director ...
A Dedication To True Love!
Singer: Mahendra Kapoor - Film: Yeh Raat Phir Na Ayegi.
Has Original Background Music Sing Along To Your Favourite Karaoke Tracks For Full And Any Karaoke Contect: 09852435182 https://www.facebook.com/nikitatrack.
Recorded at studio AZAAD in Nieuwegein, the Netherlands in the year 2000. I was honered to have this great artist at my place singing in my studio. He was he...
Has Original Background Music Sing Along To Your Favourite Karaoke Tracks For Full And Any Karaoke Contect: 09852435182.
MY SINCERE FRIEND GEETA ANJALI REQUESTED A SONG SO I AM DEDICATING THE SAME SONG TO GEETA ANJALI. This romantic song sang by Mahendra Kapoor from movie Yeh R...
a very solid song from film YE RAAT PHIR NA AAYEGI= MERA PYAR WOH HAI KE { JHANKAR } sung by MAHENDRA KAPOOR present by salimindori.
My Favorite Song in My Voice : A Dream is now a Reality in Mid Night .. Aravind Pandey.
late mahendar kapoor iz best clasical indian sibger.
Ye Raat Phir Na Aayegi - 1966 - O.P. Nayyar - S.H. Behari.
Song : O yaara dildaara mera dil karta.. Movie : Aadmi aur Insaan(1969), Singers: Mahendra Kapoor,S Balbir, Joginder Singh Luthra, Lyrics: Sahir Ludhianvi, M...
Hey guys! clip.dj is an easy online tool to convert videos from YouTube, Dailymotion and Vimeo to high quality MP3 music or MP4 video files. Important: You must agree to our terms of service before using this web application! Have fun! ;)
How it works: Go to YouTube and find a video you want to download, copy its URL (like http://www.youtube.com/watch?v=MkviQTo67FM) into the text field at the top of this page and press "Go".
Check out the charts if you wanna know what's hot.
Drag the bookmarklet above to your browser toolbar, so you can download your MP3s and MP4s fast and comfortly by pressing on this bookmarklet whenever you're browsing YouTube.
Another awesome shortcut: whenever you're on YouTube just enter the two letters "xd" before the video URL and press enter: http://www.youtube.com/watch?v=MkviQTo67FM => http://www.xdyoutube.com/watch?v=MkviQTo67FM ;)


text:
KDL Recommends > Genre Fiction - Historical Fiction > Imagined Lives
KDL Recommends
Matthew's Story
Title: Matthew's Story
Author: Tim LaHaye, Jerry B. Jenkins
KDL Description:
Portrays the story of how Levi the tax collector became Matthew, the apostle of Jesus Christ and one of the great authors of the Gospels.
Amazon Description:
The new novel in the Jesus Chronicles, the bestselling series from the authors of the Left Behind novels. Levi was studying to be a priest, but when an unspeakable tragedy befalls his family, he turns his back on his faith and decides to pursue riches and luxury instead. He becomes a tax collector, disappointing his family and reviled by Jews and Romans alike. And although he is a success, his chosen trade does not bring him contentment. When he hears about Jesus, the man who some are saying is the prophesied Messiah, he begins a quest that leads him to question his very existence. As he follows Jesus and records His words and deeds, Levi is shaken to the core and transformed. Renamed "Matthew" by Jesus-literally "gift from God"-he is called to give up his work and his worldly possessions and claims Jesus as his Lord.


text:
CHL Game Night: 1/6Submitted by chad on January 6, 2007 - 23:49
Chris Lawrence scored his 24th goal of the year and added two assists to help Mississauga to a 4-2 home win over Oshawa this afternoon. He was also plus-1. The 6-4 winger opened the game with a power play goal before adding a power play assist with 5 minutes left in the second period. He then set up fellow winger Jadran Beljo with 6 seconds left in the middle period to give the Ice Dogs a 4-1 lead.
Marek Bartanus has yet to join Owen Sound following the conclusion of the WJCs in Sweden. The Attack fell at home to Kingston tonight 4-3.
Kevin Beech had a good showing for the second night in a row - but Beech and Sudbury lost in a shootout for the second night in a row. Beech stopped 30 of 31 shots in regulation and overtime before stopping 1 of 2 attempts in the shootout. The Wolves went 0 for 3 in the shootout and Sault Ste. Marie took the win, 2-1. Sudbury's Patrik Lusnak had scored with 2 seconds left in regulation to send the game into overtime. Beech was named the game's second star for his efforts.
In the WHL, Dane Crowley and Swift Current fell 6-2 on the road in Regina, one night after crushing the Pats 9-0 in Swift Current. Crowley, who had a goal last night, was scoreless tonight with a minus-1 rating and had an early first period fighting major vs. Mike Reich. Reich earned a 10-minute misconduct in addition to a fighting major.
- 2 comments
- 770 reads
Saturday's Elitserien ScoreSubmitted by pete on January 6, 2007 - 22:19
Andreas Holmqvist had an assist in Linkopings' 4-1 win over Lulea. Holmqvist has been playing regularly on his club's second pairing and now has 5 goals and 16 points in 34 games. The point extends Holmqvist's scoring streak to 4 games.
- Login to post comments
- 485 reads
AHL Game Night 1/6: Wolf Pack at FalconsSubmitted by pete on January 6, 2007 - 22:14
Ugly ugly second period.
Jonathan Boutin allowed 5 goals on 34 shots faced including 4 goals in a second period that saw the birds get outshot 22-4 by Hartford. Damn. Andy Delmore led the Falcons with a pair of first period power play goals and Maxime Boisclair added his first career AHL goal, a power play talley. Individual helpers belonged to Blair Jones, Doug O'Brien, David Spina, Eric Healey, Zdenek Blatny and Matt Smaby. Smaby now has 4 points in his last 7 games. Springfield draws Providence at 4pm tomorrow afternoon. Portland moved back into a tie for 2nd in the Atlantic with a win over Worcester tonight and Hartford, after an abysmal start to their season, has now pulled into third place just 2 points back of the Falcons and Pirates.
First Period
HFD Korpikoski, (5) (Girardi), 3:33 (SH)
SPR Delmore, (10) (Jones, O'Brien), 4:55
SPR Delmore, (11) (Spina, Healey), 6:04 (PP)
Second Period
HFD Isbister, (7) (Dawes, Helminen), 5:10 (PP)
HFD Byers, (9) (Lampman, Liffiton), 10:05 (PP)
HFD Dawes, (6) (Graham), 16:05
HFD Dawes, (7) (Isbister), 19:34
Third Period
SPR Boisclair, (1) (Blatny, Smaby), 6:21 (PP)
HFD Helminen, (7) (Callahan), 19:42 (EN/SH)
Game sheet from TheAHL.com.
- Login to post comments
- 907 reads
ECHL Game Night 1/6: Chiefs at LynxSubmitted by pete on January 6, 2007 - 19:34
The Midterm Evaluation rolls on as the Chiefs roll into Augusta, Ga and the James Brown Arena as Johnstown tries to prove "they've got soul and they're super bad" and Augusta is just "talkin' loud and saying nothing." Bolt Prospects is live blogging the game via the B2 Networks feed and will post game updates during the intermissions.
AUG-7 Final
1st Period
1. AUG- Erickson, (Passmore)
2. AUG- Hynes, (Goulet, Blanchard)(PP)
3. AUG- Goulet, (Hynes, Lang)(PP)
4. AUG- Passmore, (Marakhovski)
Second Period
5. JHN- Przepiorka, (Wallace, MacLean)
6. AUG- Southern, (Norrington)
7. JHN- Desrochers, (Wallace, Przepiorka)
8. AUG- Scuderi, (Petz)
Third Period
9. AUG- Southern, (unassisted)(EN)
NHL Game Night 1/5: Lightning at AvalancheSubmitted by pete on January 5, 2007 - 23:29
Hate the outcome. Loved the style of play from these two teams matching up.
Marc Denis stopped 28 of 32 shots in the loss. Vincent Lecavalier had 1 power play goal and 1 assist. Vaclav Prospal scored the other Lightning goal. Individual helpers belonged to Cory Sarich, Dan Boyle and Martin St. Louis. The Lightning fail to capitalize on the opportunity to leapfrog several teams in the conference standings.
First Period
Colorado 16:43, Joe Sakic 18 (power play) (Paul Stastny, John-Michael Liles)
Second Period
Tampa Bay 1:45, Vaclav Prospal 5 (Vincent Lecavalier, Cory Sarich)
Colorado 3:17, Milan Hejduk 13 (Paul Stastny)
Tampa Bay 4:30, Vincent Lecavalier 23 (power play) (Dan Boyle, Martin St. Louis)
Colorado 12:43, Tyler Arnason 11 (Karlis Skrastins, Brett Clark)
Third Period
Colorado 18:10, Paul Stastny 10 (Andrew Brunette, Karlis Skrastins)
Game sheet from NHL.com.
- 1 comment
- 478 reads


text:
Achieve intense brilliance with the 4000 ANSI Lumens of the BX401C. Even in the most challenging projector placements, this projector displays captivating video, stills and presentations with superb image quality. With multiple connectivity options, the BX401C can display video input from the myriad of hi-tech devices used by presenters. One HDMI input, a USB port, an RS-232C connection, as well as two RGB inputs are on hand for connecting the projector to computers, the most advanced DVD and Blu-Ray players, DTV decoders and many other video devices.
The impressive features of the BX401C dont end with high brightness and massive images. The BX401C comes with a full complement of on-board utilities like Auto Sleep, Presentation Timer and Quick Power On/Off designed to make presenting easier and more effective.
General Device Type DLP projector Width 13.6 in Depth 10.4 in Height 4.3 in Weight 9.9 lbs Projector / Panel Image Contrast Ratio 2800:1 Image Size 3.3 ft - 25 ft Throw Ratio 1.57 - 1.87:1 Uniformity 90 % Resolution XGA (1024 x 768) (native) / 1400 x 1050 (resized) Native Aspect Ratio 4:3 Lamp Type 300 Watt Lamp Life Cycle 2000 hour(s) / 2500 hour(s) (economic mode) Controls / Adjustments Keystone correction Features 6-segment color wheel, BrilliantColor Projector Lens System Zoom Type Manual Zoom Factor 1.2x Video Input Analog Video Format SECAM, PAL, PAL-N, PAL-M, NTSC 4.43, PAL 60, M-NTSC Analog Video Signal RGB, S-Video, composite video, component video Digital Video Standard High-Definition Multimedia Interface (HDMI) Input Device Type Remote control - external - wireless Expansion / Connectivity Interfaces 2 x RGB input - 15 pin HD D-Sub (HD-15) 1 x RGB output - 15 pin HD D-Sub (HD-15) 1 x composite video input - RCA 1 x HDMI - 19 pin HDMI Type A 2 x component video / RGB input 1 x USB 1 x serial RS-232C ( management ) Miscellaneous Included Accessories Lens cover Cables Included 1 x VGA cable Power Power Device Power supply - internal Voltage Required AC 120/230 V ( 50/60 Hz ) Environmental Parameters Sound Emission 34 dB Sound Emission (Economic Mode) 32 dB


text:
Photographer under $2500
posted at 10/13/2008 7:53 AM EDTHi All,
Looking for a photographer under $2500. The one I had my heart set on is booked for my date. She had a photojournalistic style. Any recommendations? I tried Jeff Turner, but he is also booked for my date. Any help would be much appreciated.
Thanks everyone!
Photographer under $2500
posted at 10/13/2008 8:08 AM EDTWe paid $2300 for Matt Flynn. We got his mid-level priced package. he was fantastic! I love my photos and he is so easy to work with. HTH!
Photographer under $2500
posted at 10/13/2008 9:33 AM EDT
I used David from Amore Photography, he was great. He had a great attitude and I am very happy with the results of the pictures. I know he is under $2500.00
Photographer under $2500
posted at 10/13/2008 10:51 AM EDT
I have recommended this a few time and this is how we obtained our photography team... if you place a ad with the New England School of Photography career office they will send this ad out to all of their alumni. You can even give an option to have them allow students view the ad and reply; however this is something you select when you submit the ad. The great thing about this is the photographers come to you once they view the ad. The will send you to their websites or send you portfolios. In 2 days we had at minimum (5) photographer email and call. We met with each of them; most were well known studios for weddings in the Boston area.
In my ad I requested photojournalistic style as well as any other artistic styles they wanted to recommend, 2 photographers minimum, 8+ hours, unlimited photos, engagement session, and all photographs handed over in hi-res on CD with printing rights (as I plan to do my own album and coffee book). My budget was $1200 and that is what we are paying. The photographer we chose are awesome! If you go to their site their wedding packages actually start at 3k... however the reason the answer the ads is this guarantees them to book a wedding on a weekend they may not have one. So either way they are getting a job and money.
If you want more info on how to place the ad email me and I will send along directions.... it is pretty easy to find on the NESOP website.
Photographer under $2500
posted at 10/13/2008 11:45 AM EDT
hi there.. I would love to do t his for my wedding... could you send me a link or how to do this.!!!
my email is email@example.com
Thanks again!!!
Photographer under $2500
posted at 10/14/2008 7:31 AM EDTI used 71 West Photography for my May wedding and we paid $1750 for 6 hours of coverage and 800 photos, which includes a DVD and copyrights to the photos. Ask for Rachael Austin. She was so easy to work with on my wedding day and the pictures were fabulous - we were so happy with everything.
Photographer under $2500
posted at 10/14/2008 8:57 AM EDTwww.wasylakphoto.com Peter Wasylak very reasonable pricing, all day covereage.
Photographer under $2500
posted at 10/14/2008 9:58 AM EDT
We used Michelle Debakey www.michelleshot.com and we paid around $2500. She was great and has a very photojournalistic style.
Photographer under $2500
posted at 10/14/2008 10:24 AM EDTLook at www.KevinJacobusphoto.com he is doing my daughter's wedding. The engagement photos turned out great. Laid back,
Photographer under $2500
posted at 10/14/2008 1:09 PM EDTI was looking for the same kind of thing. Here are some names of people that I got (mostly recommended from this board) who were under $2500 for 6-8 hours of photography and a DVD of the images:
Megan Elizabeth Dupuis
Mollie Filmore
Cristina Hajosy
Kevin Jacobus
Sue Lynch
Laura Beals
Hull Grenier
Dorie Lynn
We ended up going with Mollie Filmore, who seems great and was well recommended. (Haven't gotten married yet, so can't give a real recommendation!)
Photographer under $2500
posted at 10/20/2008 11:31 AM EDTTry Jessica Fineran. She's fairly new, so her prices are still reasonable. We just took engagment photos with her this weekend. She's fun to work with, and we had a lot of fun. www.jfineranphotography.com
Photographer under $2500
posted at 10/24/2008 12:10 PM EDTrupert whiteley in RI does beautiful photos and i think he can work something out with you
google rupert whiteley photography
his stuff is gorgeous
he just did my friends weddings


text:
Clean nice service. The pizza is good normal pizza hut pizza. The wings are awesome! And they have a drive thru window to pick up your order ! Awesomeness 'Merica at it's finest.
It pizza hut so you know what youre gonna get the buffet is not bad.but remember its pizza hut service was great staff really friendly enjoy.
The buffet is always full of a variety of pizza's, salad and dessert pizza's. The buffet is over at 1:30 but they never chase people away and keep bringing out pizza until the people are done somewhere around 2.
The servers are friendly and always quick to fill your drinks.
Nice, updated Pizza Hut. Buffet, salad bar, & beer & wine is a nice touch. Service was very friendly. Even greeted by the manager.
If your craving pizza, I would suggest Pizza Hut! They actually have way more than just pizza, so its a great place for those picky kids! I just love the people working there. They are always so friendly
great food great enviorment great staff. Just a little pricy for what you get.
Register now for free — and start getting automatic notification of new reviews, responding to traveler feedback, adding new photos to your listing and much more.


text:
Monday, May 26, 201405/26/2014
The ACA and Small Business
Many small businesses won a reprieve on providing health insurance under the affordable care act until 2015 or beyond.
Monday, May 26, 201405/26/2014
New Lung Treatment
There could be good news on the horizon for those suffering from COPD.
Monday, May 26, 201405/26/2014
Voter Discontent
For all the measures showing that, as voters we want fresh faces, the primary election season so far for leaving…
Saturday, May 24, 201405/24/2014
Law Talk — 05/24/14
Sarah Delano Pavlik and Val Simhauser join us to talk about copyrights, intellectual property and a whole host of real estate issues.
Saturday, May 24, 201405/24/2014
Rally Against Domestic Violence
Springfield Activist and film maker Dusty Brackett joins WTAX Weekend Newswatch host Cheri Ballinger to spread awareness about domestic violence.
Friday, May 23, 201405/23/2014
Focus – 5/25
Show Date: May 25, 2014
Friday, May 23, 201405/23/2014
The Springfield Mile
Rider Jared Mees joins Joey to talk about the AMA races at the Springfield Mile this weekend.
Friday, May 23, 201405/23/2014
Swimming Pool Electrical Safety
With swimming pools opening up this holiday weekend, and in light of this video of children being shocked in a pool (WARNING – SOME MIGHT FIND THIS VIDEO DISTURBING – http://miami.cbslocal.com/2014/05/21/video-shows-kids-shocked-in-hialeah-pool). Joey talks with Molly Hall at SafeElectricity.Org about what to do in a similar situation.
Friday, May 23, 201405/23/2014
Captiol Roundup
Dave Dahl from the Morning Newswatch talks with Joey about the latest happenings at a busy statehouse with and capitol roundup.
Friday, May 23, 201405/23/2014
Drones and Surveillance
Top military officials are pressing for permission to publicly defend American drone strikes against criticism in the U.S. and abroad. Gordon Deal with the Wall Street Journal this Morning has the story.


text:
Our website relies heavily on javascript. Please turn javascript on to view the full potential of our website.
Paint Quality Institute
Understanding Paint
Water based vs Solvent based
Low VOC
Eco Labels and Trends
Advice and Tips
How to Guides
Professional Painters
Design and Ideas
Color Trends
Decorative Techniques
Interior Ideas
How to Guides
Paint Calculator
Project Planner
PQI Store
Problem Solver
About Us
Test Sites
About Debbie Zimmer
Press Releases
Video Library
Downloadable Images
Why Acrylic Coatings Are the Best Options for Decks
If your outdoor deck is looking tired, it may be high time to give it a "pick me up" in the form of a new deck coating.
Read More
2015 Color Forecast: Gray is Here to Stay
For the second year in a row, we are predicting gray to be the most popular hue for home interiors.
Read more
Where a great paint job begins
Read more
Tell us what you
For your next paint job, do you plan to do-it-yourself or hire a professional painter?
Interior painting, I'll hire a professional painter
Exterior painting, I'll hire a professional painter
Interior painting, I'll complete the job myself
Exterior painting, I'll complete the job myself
Submit vote
New on the
PQI Blog
Paint by the Numbers to Get the Best Results
Read more
Paint Quality Institute
Online Paint Training


text:
Arum creticum.
B800/2332 Rights Managed
530 pixels on longest edge, unwatermarked
Credit: SCIENCE PHOTO LIBRARY
Release details: Model release not required. Property release not required.
Keywords: arum creticum., botany, nature, plant, plants
Licence fees: A licence fee will be charged for any media (low or high resolution) used in your project.


text:
I love their regular and french roast coffee!
I love this coffee.Best Tasting instant coffee ever. Try this - 3 ice cubes, 1/4 cup sugar, 2 cups milk and one pouch of your choice of flavored Tasters Choice blend in blender until the ice is all smooth - like a smoothie. U will love me for this.
To relax, to refresh, to wake up....Taster's Choice


text:
Upstream Theater's Ancient Mariner Is a Triumph
By Paul Friswold
St. Louis Shakespeare's Blood Reigns Is Fit for a King
By Paul Friswold
The Rep's Buyer & Cellar Looks Inside Babs' Fantasyland
By Paul Friswold
New Line's Jerry Springer Worth Cheering For
By Paul Friswold
Four Stories Explore Mysteries of Women
By Kelly Glueck
Challenging Gender Roles in Or,
By Paul Friswold
Review: Who's Afraid of Virginia Woolf?
By Paul Friswold
Parents Lead By Example in Carnage
By Paul Friswold
Newly Reviewed
Jim Schmidt Presents: Abstraction Former gallery owner Jim Schmidt applies his singularly discerning eye for all modes of abstraction in this guest-curated group exhibition of paintings, works on paper and a select few sculptures. Drawing from an impressive range of well-established to niche and up-and-coming artists, the exhibit presents a thorough excavation of the nebulous term "abstract," examining its every iteration, from procedural and calculating to immediate and expressionistic. The human form is clearly evident in Tendon Block by Jill Downen, a truncated piece of undulating white gypsum in her signature, suggestive style. The spirit of nature, in the sense of landscapes or unmitigated forces, informs Eva Lundsager's exuberant watercolor — saturated with lush, incendiary hues, a horizon line vaguely discernible from which a volcanic profusion cathartically spews. Several of Erik Spehn's meticulous and austere paintings punctuate the show, serving as tempered counter-arguments in their white-on-white restraint. Sue Eisler's elegant geometric sculpture, wrought expertly from bronze-oxidized wire, draws vantage points through which other works can be viewed. Among many highlights are a black-and-white graphite and crayon drawing by Terry Winters, Max Cole's painting of darkly studied linearity, two pink-saturated drawings of perfectly chaotic scribbles by Carroll Dunham and a near toss-away of a sketch by Jonathan Lasker in which looping ballpoint-pen marks crown looping Sharpie marks. Through July 30 at Philip Slein Gallery, 1319 Washington Avenue; 314-621-4634 or www.philipsleingallery.com. Hours: 11 a.m.-4 p.m. Tue.-Sat.
The Lonely Rainbow Few artists have as distinct and unswerving a gift for recorded sincerity as St. Louis-based Peter Pranschke. He's easily identified by his draftsmanship: drawings influenced by classic comic books in which he portrays himself in seemingly infinite configurations of all-too-human compromise. But Pranschke's not limited to drawings; he has produced pieces out of spliced Bible pages, found erasers, dental floss, tree branches, Band Aids and, in this case, sleeping bags and old books — all of which manage to embody the sensitivity and personality of the artist. As the exhibit's title suggests, an air of semisweet melancholy pervades. First comes a comic strip in which Pranschke recounts his initial ambition to have every piece in the show match the dark-green hue of the Sheldon gallery's carpet, his failure to have done so and his and apologetic caveat that these works are a departure from his usual self-portraits — these, he states, are fragmentary narratives drawn from life but shattered so as to become unrecognizable. The disarming intro likewise detonates any straightforward approach to "reading" the exhibit. Thereafter unfolds a half-blindly optimistic, half-doomed series of scenes rendered on green grid paper in colored pencil. A workday lunch break, the checkout lane in an art-supply store, an office cubicle, a sidewalk gathering of smokers outside a gallery opening — all banal on the surface but truncated in key areas to suggest that, sadly, everything is not quite right. Interspersed between the drawings are needle-point images stitched into swaths of old dishtowels or napkins and simply titled Sleeping Bag. An enormous green sleeping bag with smoke rings stitched in bisects the exhibit like a hinge — or perhaps the big sleep made wryly manifest. Through September 10 at the Sheldon Art Galleries, 3648 Washington Boulevard; 314-533-9900 or www.sheldonconcerthall.org. Hours: noon-8 p.m. Tue., noon-5 p.m. Wed.-Fri., 10 a.m.-2 p.m. Sat.Ongoing
Sponsor Content


text:
You are here
Warm Chocolate Souffle Pudding With Milk Chocolate Sauce
|3 Tablespoon, melted
|Powdered sugar
|1 Cup (16 tbs) (For Dusting)
|Powdered sugar
|2⁄3 Cup (10.67 tbs), sifted
|Egg yolks
|White bread slices
|3 , crust removed
|1⁄4 Cup (4 tbs)
|Semisweet chocolate square
|4 Ounce, chopped
|3⁄4 Cup (12 tbs)
|1 Cup (16 tbs), toasted and finely ground
|Vanilla extract
|1 Tablespoon
|Egg whites
|Granulated sugar
|1⁄2 Cup (8 tbs)
|Milk chocolate sauce
|1 Cup (16 tbs)
Brush twelve 6-ounce custard cups with the melted butter.
Using a fine sieve or sifter, dust with powdered sugar and shake out the excess.
Place the cups in a baking pan with 2-inch sides.
Preheat the oven to 350°F.
In a large bowl, use a hand mixer or electric mixer with paddle attachment to cream the 3/4 cup butter and the 2/3 cup powdered sugar until light and smooth.
Slowly cream in the egg yolks one at a time.
In a shallow bowl, soak the bread in the milk.
Melt the chocolate over simmering water, stirring until smooth.
Mix melted chocolate into the butter mixture.
Add the soaked bread, bread crumbs, nuts, and vanilla and blend.
In a large bowl, combine the egg whites and granulated sugar and whip until medium-stiff peaks of meringue are formed.
Fold into the chocolate base.
Fill the prepared cups three fourths full.
Add warm water to the baking pan to reach halfway up sides of cups and bake until set, about 40 minutes.
Remove from the oven and take cups from the water bath and allow to cool down.
While the souffle is still warm, turn the cups upside down and unmold onto a dessert plate.
If the souffle sticks to the cups, gently free up around the edges with a paring knife.
Serve warm with milk chocolate sauce.


text:
Album Review: Jamey Johnson — Living for a Song: A Tribute to Hank Cochran
Let's just get this out of the way up front: Combining 16 stellar songs from one of music's all-time best songwriters, adding on supremely talented artists such as Alison Krauss, Merle Haggard, Willie Nelson and George Strait, and putting traditional country torch-bearer Jamey Johnson at the helm leaves little room in an album review for anything outside of effusive praise and nostalgia.
Equal parts history lesson, songwriting how-to and all-star collaboration, the idea for Living for a Song: A Tribute to Hank Cochran began when Johnson's close friendship with the legendary songwriter came to an end in 2010 when Cochran died of cancer. Together with co-producers Buddy Cannon and Dale Dodson, Johnson stays true to Cochran's straightforward style by staying out of the lyrics' way, digging deep into his catalog and gathering a cast of country music's finest.
For those unfamiliar with some of these songs, there's no shame – even Johnson, who slides in and out of classic covers on his solo albums, admits to his limited knowledge of Cochran's extensive collection, deeming the hidden gems as some of the songwriter's best. Alongside those quieter tracks, however, the tried-and-true hits remain: Alison Krauss, one of Cochran's favorite singers, adds sweet sadness to "Make the World Go Away," Merle Haggard spits out a defeated laugh on "I Fall To Pieces" and Willie Nelson wistfully maneuvers through "Don't You Ever Get Tired of Hurting Me."
While those songs do little to refute country music's heartbreaking image, the spunkier, attitude-filled songs really shine here. Johnson's "This Ain't My First Rodeo" duet with the impeccable Lee Ann Womack begs for an extended duet album between the two, Ronnie Dunn dances around compact honky-tonk standard "A-11" and Strait – Johnson's very own career savior – forgoes the obvious choice of "The Chair" for "The Eagle." It doesn't get sassier, however, than Asleep at the Wheel's "I Don't Do Windows," where Johnson and Ray Benson trade matter-of-fact lyrics like "I don't do windows and I won't go to hell for you/Although, honey, hell is what you put me through."
It's the contrast between these songs and the album's heavier tracks like "Don't Touch Me" with Emmylou Harris, "A Way to Survive" with Vince Gill and Leon Russell, and "You Wouldn't Know Love" with Ray Price that really shows the breadth of Cochran's pen, which earned the writer a hit song in every decade since the 1960s. Living for a Song: A Tribute to Hank Cochran slips only when things become a little too easy, and its interpreters coast on their material. When presented as a whole, these standout songs can easily muddle together in tempo, theme and style, even as the variety and caliber of artists here put their own spin on things.
Those moments can't hurt the final product, tied up perfectly on the album-ending "Living for a Song." Cochran joins Johnson and contemporaries Haggard, Kris Kristofferson and Nelson in spoken verse, thoughtfully relaying that "all of us rhyme runners and word hunters have some things that we've been through/So I wrote this song hoping I could tell some of them to you." It's one of those country music moments where the hair on the back of your neck stands up, and makes you glad for folks like Jamey Johnson and Hank Cochran and the art they have produced both past and present.
Preview or purchase Living for a Song: A Tribute to Hank Cochran
5 Comments
Hot damn.
Album of the year for me.
I will definitely have to give the song snippets a listen an Amazon from this album. Sounds like it may be something I might have a slight interest in…(lol)
Johnson's "This Ain't My First Rodeo" duet with the impeccable Lee Ann Womack begs for an extended duet album between the two
YES. I would so love that.
Great review. I just love the album.
Current Discussion
- Paige: Oh damn. :( I never commented here and I haven't been listening to any music at all since Thanksgiving (it …
- Dave W.: Just read the news here. Will miss E145 very much - love this site. All the best to you Juli …
- Leeann Ward: Oh, dang! This is real. Farewell to the most generous, informative, quality, intelligent, consistent, ethical country music blog! You …
- bll: Thanks Juli for all the great articles and information; you'll be missed by me and I suss several others. Best …
- Both Kinds of Music: I hope people appreciate the irony that one of the best "Americana" albums is titled Metamodern Sounds in COUNTRY Music.
- Barry Mazor: I would not rule out that possibility..There's a different set of voters involved..
- Dana M: Does anyone else think that Brandy Clark actually has a good chance of winning since this isn't a country awards …
- Juli Thanki: UPDATE: Brandy Clark got a Best New Artist nom. BEST AMERICANA ALBUM: Rosanne Cash -- The River & The Thread John Hiatt -- Terms …
- luckyoldsun: Glenn Campbell is great and I'd love to see him get an award, but the words of that song may …
- Casey Penn: Juli, it was an honor to write for you here on Engine145.com. You're good at what you do, and The …


text:
|Oct 22, 2011, 04:15 PM
Bond 23: Skyfall [Warning: Spoilers]
Rumors are circulating about the next James Bond film.
Daniel Craig will star again, and we now know that Javier Bardem will be the villain. Quoted before it was confirmed he said "Theyre changing the whole thing, the whole dynamic. I'd be playing Bond's nemesis, yes, but it's not that obvious. Everything is more nuanced. It's very intriguing.
The film title will apparently be Skyfall, judging by recent domain registrations by Sony Pictures.
Judi Dench will be back again as "M" and Sam Mendes will direct the film.
Berenice Marlohe is reportedly going to be a Bond girl.
We also have speculation about the next actor to play James Bond, with Idris Elba from "The Wire" talking about whether or not to accept the job. Craig had suggested the idea of having a non-white James Bond. Elba told CNN "I would do it, but I don't want to be called the first black James Bond. Do you understand what I'm saying? Sean Connery wasn't the Scottish James Bond and Daniel Craig wasn't the blue-eyed James Bond. So if I played him, I don't want to be called the black James Bond." Sorry, Elba, but if you sign up you won't have a choice about that.
Thread cross references:
I support the MacRumors Blood Drive!
« Previous Thread | Next Thread »
|Thread Tools
|Search this Thread
|Display Modes
Threaded Mode
|Similar Threads
|Thread Starter
|Last Post
|Man Of Steel (Warning) Spoilers
|Community Discussion
|Jul 26, 2013 09:25 AM
|Bond 24: the next James Bond film
|Doctor Q
|Community Discussion
|Jul 15, 2013 01:30 PM
All times are GMT -5. The time now is 10:57 PM.


text:
Welcome!We're Here to Help Right Now
When things change, we're on it. If it concerns household employment,
you'll find it here.
Lately we've been inundated with questions about health insurance - specifically relating to the Affordable Care Act because the 2015 open enrollment is coming up on November 15th. So to help clear up any confusion families may have, here is a simple Q&A that may help.
What is the Affordable Care Act?
The Patient Protection and Affordable Care Act, commonly referred to as the "Affordable Care Act" or "Obamacare," is a federal law aimed at reducing the overall cost of health care and decreasing the number of uninsured individuals living in the United States.
Is my employee required to have health insurance?
Yes, your employee - like all Americans - is subject to penalties if she does not have health insurance coverage. However, you are not responsible for making sure your employee has health insurance.
Am I required to offer health insurance to my employee(s)?
No, employers are not required to offer health insurance if they employ fewer than 50 workers. However, you are required to provide your current employee and, at the time of hire, any future employee with a notice about the Health Insurance Marketplace.
What is the Health Insurance Marketplace?
The Health Insurance Marketplace is the government-run health insurance exchange - a "one-stop shop" where individuals can compare and purchase health insurance policies. Open enrollment for the Marketplace opens on November 15th for coverage beginning January 1, 2015. Your employee will be able to purchase health insurance through the Marketplace until open enrollment ends on February 15, 2015.
How much will health insurance cost?
The cost of health insurance will vary depending on the state and the options your employee chooses (deductible, co-pay, etc.). After completing an application, your employee will be able to compare prices and coverage options for different health insurance policies. Depending on her income and family size, she may be eligible for a subsidy if she purchases her insurance policy through the Marketplace. However, she must have documented wages in order to get a discounted policy - meaning she must be paid legally. The Kaiser Family Foundation has a helpful Subsidy Calculator to estimate how much she'll save.
If I contribute to my employee's health insurance policy, will I be eligible for any tax breaks?
If you set up a health insurance policy for your employee through SHOP (Small Business Health Options Program) on the Marketplace and pay at least 50% of your employee's premiums, you may be able to take advantage of the Credit for Small Employer Health Insurance. To take this credit, you'll attach Form 8941 to your personal income tax return. The credit is up to 50% of the contribution you pay. For more information regarding the requirements for contributing to health insurance, please contact our office as SHOP is a relatively new program and the details may change.
We understand that many families are tackling this issue for the first time and may still have questions after reading this. Please don't hesitate to send them our way. Our tax experts are happy to help Monday through Friday from 8am to 6pm CST.
Any family with a nanny knows how valuable she is to their family's stability. Well this week, take some time to show it. September 21st – 27th is National Nanny Recognition Week and it's a perfect time to thank your nanny for all the hard work and effort she puts into caring for your children. Any gesture from the heart will do. Perhaps take her out to a special dinner or give her a gift certificate to spa or surprise her with a paid day off. You can even have your kids make and sign a card for her to let her know how much they enjoy spending time with her.
From all of us at HomePay, we also want to recognize all the families that utilize our services. Your commitment to professional pay is a year-round gift to your nanny whether your realize it or not. This is because you guarantee she'll have all the benefits and protections she deserves as a professional (retirement income and insurance through Social Security & Medicare, unemployment benefits, etc.) when she needs them. We hope you enjoy treating your nanny to something special this week and that the rest of 2014 is a happy time for you both.
When it comes to taxes, the tiniest of details can be the difference between smooth sailing and a giant headache. With the back-to-school hiring rush in full swing, now is a great time to familiarize yourself with a few household employment details (also known as the "nanny taxes," although the payroll, tax and labor laws apply to all types of domestic workers employed by a family). This particular household employment case highlights how a family's personal income tax return became much more complicated after the wrong tax returns were filed.
The Mistake
The Richmond family hired a nanny last year and utilized a local CPA to handle their tax return filings. The CPA made all the family's quarterly state tax payments on their behalf and prepared their year-end documents, but also made quarterly federal tax payments for the family using Form 941.
The Law
The use of Form 941 is for remitting federal quarterly tax payments for commercial businesses. But household employers are not commercial businesses, and according to IRS Publication 926, they should make estimated tax payments using the federal 1040 Estimated Payment schedule. The only exceptions to this rule are if the family already owns a business as a sole proprietor or if they operate a for-profit farm. These estimated payments cover the Social Security & Medicare (FICA) and federal income taxes withheld from an employee as well as the employer's share of FICA and federal unemployment insurance taxes. The taxes are remitted to the IRS in mid-April, mid-June, mid-September and mid-January using Form 1040-ES.
The Mess
When the Richmond's CPA filed their personal income tax return and Schedule H this year, the IRS showed the family owed additional taxes coincidentally equaling the amount of the taxes they sent in on their 941 returns. The family contacted the IRS and an agent informed them of their error in using Form 941. Unfortunately, the Richmonds were already past the 1st quarter of 2014 when they spoke to the agent and their CPA had filed another Form 941 on their behalf.
The Outcome
The family ultimately had to file amended 941 returns for all of 2013 and the 1st quarter of 2014 with instructions to transfer those tax payments to their personal taxes using their Social Security number. This allowed the Richmonds to amend their 2013 personal income tax return and get on the 1040 Estimated Payment schedule for the rest of the 2014. While ultimately the family's CPA had all the family's payroll and tax information correct from the beginning, the mistake of filing a Form 941 instead of Form 1040-ES resulted in hours of additional work and a frustrated client.
Household employment is a highly-nuanced section of the tax code with numerous exceptions and exemptions that don't apply to commercial enterprises. The state and federal complexities, combined with the unique labor law obligations, can create risk for families and liability for their advisors. That's why we were created as a comprehensive "nanny tax" specialist. Founded in 1992, we provide families in all 50 states with an affordable, "no-work, no-worry" solution to household employment payroll, tax and HR obligations.
The Mess
When the Richmond's CPA filed their personal income tax return and Schedule H this year, the IRS showed the family owed additional taxes coincidentally equaling the amount of the taxes they sent in on their 941 returns. The family contacted the IRS and an agent informed them of their error in using Form 941. Unfortunately, the Richmonds were already past the 1st quarter of 2014 when they spoke to the agent and their CPA had filed another Form 941 on their behalf.
The Outcome
The family ultimately had to file amended 941 returns for all of 2013 and the 1st quarter of 2014 with instructions to transfer those tax payments to their personal taxes using their Social Security number. This allowed the Richmonds to amend their 2013 personal income tax return and get on the 1040 Estimated Payment schedule for the rest of the 2014. While ultimately the family's CPA had all the family's payroll and tax information correct from the beginning, the mistake of filing a Form 941 instead of Form 1040-ES resulted in hours of additional work and a frustrated client.
Household employment is a highly-nuanced section of the tax code with numerous exceptions and exemptions that don't apply to commercial enterprises. The state and federal complexities, combined with the unique labor law obligations, can create risk for families and liability for their advisors. That's why we were created as a comprehensive "nanny tax" specialist. Founded in 1992, we provide families in all 50 states with an affordable, "no-work, no-worry" solution to household employment payroll, tax and HR obligations.
NannyShare arrangements have become increasingly popular over the past couple of years. This is because it is significantly cheaper to share a nanny than to employ one alone and both families can capitalize on tax breaks if the nanny is paid legally by both families. But many times, only one family follows through with this commitment. This case is an example of the negative financial consequences of mismanaging the tax and payroll process in a NannyShare.
The Cole family and the Whitman family agreed to employ a nanny to care for their children at the same time. The families settled on a total salary of $32,000 for their nanny with the Coles paying the full $32,000 in wages and getting a reimbursement check from the Whitmans each bi-weekly pay period for their half of the wages. Additionally, after going online to calculate the employer taxes, the Coles estimated that the tax liability would be approximately $1,500 per family for the year. These costs were to be reimbursed at the end of each quarter.
In a NannyShare arrangement, the law views both families as separate household employers. In order to be compliant, each family must:
- Set up state and federal tax IDs
- Withhold the proper taxes from the nanny's pay
- Prepare and file federal and state employment tax returns and remit their portion of the employee and employer taxes (based on their portion of the wages)
- Provide a Form W-2 to their employee at the end of each calendar year
- File Forms W-3 and W-2 Copy A with the Social Security Administration each year
- Prepare and attach a Schedule H to their personal income tax return
While it seems more convenient to let one family handle everything, this practice is illegal. It also disqualifies the other family - in this case the Whitmans - from taking advantage of the dependent care tax breaks.
The Coles managed the payroll process on their own and then gave all the paperwork to their CPA at the end of the year. The CPA charged a total of $1,900, which was split between the two families. All told, each family had invested $18,450 into the employment of the nanny. The Coles presented their payroll and tax filing receipts to the husband's HR department and their CPA. They were very pleased to get a tax break totaling $2,500.
The Whitmans also pursued their tax break, but they were denied the $2,500 savings since they had not met all the requirements of the state and federal tax process. Mrs. Whitman's HR department was forced to reject the family's receipts because there was no proof that they paid legally. Aside from losing out on the tax breaks, the Whitmans took on unnecessary risk because any potential wage dispute or unemployment claim filed by the nanny would name the family as an employer. The state - and possibly the IRS - would pursue back taxes, penalties and interest from the family for failing to file the appropriate tax returns.
Following in the footsteps of the states of New York, Hawaii and California, the state of Massachusetts has passed Domestic Workers Bill of Rights legislation that was signed by Governor Deval Patrick into law last Thursday, June 26th. The legislation, spearheaded by the National Domestic Workers Alliance, provides several new labor protections for nannies, senior caregivers, housekeepers and other household employees. While the law will not take effect until April 1, 2015, families need to be aware of the following new requirements:
1. Employees must have at least 24 consecutive hours of rest in each calendar week if they work 40 or more hours per week. If the employee agrees to work on their day of rest, they must be paid overtime (1.5 times the regular hourly rate) for each hour they work that day.
2. A household employee is allowed to take up to 8 weeks of maternity leave if she has worked full-time for the previous 3 months. The maternity leave does not have to be paid, but the family must hold the employee's job if she decides to return to work.
3. Meals and lodging cannot be deducted from an employee's wages without their prior written consent.
4. If the employee is a live-in and the family terminates her employment without cause, the family must give written notice and allow the employee to either; 1) Continue living in their home for at least 30 days, 2) Pay for comparable off-site housing, or 3) Give 2 weeks of severance pay to the employee. If the employee is terminated for cause, the family has no housing or severance obligations.
5. A written evaluation of the employee's work performance must be given after 3 months of employment and annually moving forward if the employee requests it.
6. If the employee works 16 hours or more a week, the family must provide a contract that includes the following information: - The rate of pay, including overtime and any additional compensation- Working hours, including meal breaks and other time off- Provisions for days of rest, sick days, vacation days, personal days and holidays and whether those days are paid or unpaid- Information about severance and if transportation costs or health insurance are paid for or reimbursed
If you have any questions about any provisions in the Massachusetts Domestic Workers Bill of Rights and how it may affect your specific employment situation, please call our office at 888-273-3356. We're here to help.
When a nanny, housekeeper or senior caregiver is paid legally, they are entitled to certain benefits that are earned through the payroll and tax process. But because many household employees are younger in age, sometimes they don't realize how important these benefits are. In this edition of The Legal Review, the Hanson family finds themselves in a big mess after their long-time nanny decides she's ready to stop working.
The Situation
The Hanson family lives in upstate New York and has employed a nanny named Bonnie for the past four years. Unlike most nannies, Bonnie was 60 years old when the Hansons hired her, but had a wealth of experience with childcare as she was a stay-at-home mom for most of her life. Before working for the Hansons, the only job Bonnie ever had was working in a local retail shop for 8 years. With her upbeat personality and her love for children, she was a great fit for the Hansons after their first child was born and they were ecstatic to hear she would take on the challenge of a second child two years later.
When the Hansons first hired Bonnie, they asked their neighbors how they handled hiring a nanny for their kids. The Hanson's neighbors explained they paid their nanny like they would a babysitter and gave her cash at the end of each week. Bonnie agreed with this arrangement and she was paid in cash every Friday for four years.
When a family hires a household employee to work in their home, they are required to withhold Social Security & Medicare (FICA) taxes from their employee's pay each pay period. Federal and state income taxes - while not explicitly required to be withheld - should be deducted as well to ensure the employee does not get stuck with a large tax bill during tax season.
The family is also required to pay a matching portion of FICA taxes, as well as federal and state unemployment insurance taxes. Some states, like New York, also require additional taxes to either be withheld from an employee or paid by an employer. Please visit our state-specific pages for details on the taxes in your state.
At the end of the year, the family is required to prepare a W-2 for their employee so they can file their personal income tax return. The family is also required to file Form W-2 Copy A and Form W-3 with the Social Security Administration and prepare a Schedule H to attach to their personal income tax return.
After four years of working for the Hansons, Bonnie was 64 and nearing the age for retirement. In trying to prepare for this exciting time, she enlisted the help of a local CPA to gauge what her benefits would be so she could budget for the next chapter of her life. Unfortunately, when the CPA learned Bonnie had no employment records for the previous four years, he had to be the bearer of bad news and told her she was ineligible for Social Security benefits. This is because the Social Security Administration (SSA) requires a minimum of 40 credits (or 10 years of work) to be accrued before a person can earn retirement benefits - and Bonnie could only prove she had eight years in retail.
Bonnie was confused and asked the CPA how she could get credit for the last four years of her working career so she could retire at the end of the year. The CPA explained that the Hanson family would need to catch up on four years' worth of payroll reporting and tax returns in order for the SSA to approve Social Security benefits for her. With this information in hand, Bonnie approached the Hansons, who were understandably embarrassed and guilt-ridden at the thought of their long-time nanny not being able to retire on her schedule.
The Hansons wanted to help Bonnie in any way they could. After four years working in their home, she was a valued member of their household and a grandmotherly figure to their children. The CPA Bonnie consulted with happened to have a couple of clients with household employees and told the Hansons to contact Breedlove & Associates about the late tax returns. While he knew the steps they needed to take to make everything right for them and Bonnie, he wasn't interested in taking on four years' worth of payroll and taxes.
The Hansons called Breedlove & Associates the next day and we were able to get them caught up on their employer taxes. We set them up as household employers with the IRS and the state of New York, gathered the four years' worth of payroll information for Bonnie, filed the late tax returns, and best of all, sent tax information for the family and Bonnie to the Social Security Administration so Bonnie could get the working credits she needed for retirement. The family unfortunately incurred thousands of dollars in back tax payments and interest, but we were able to get the state of New York to waive the majority of the penalties they assessed. Bonnie will turn 65 in November and she's now set up to retire just in time for the holiday season.
How the Whole Thing Could Have Been Avoided
If the Hansons had verified what their neighbor said via an accountant or even a simple Google search, they would have realized paying Bonnie in cash was not the right course of action. When families become household employers for the first time, they often have a laundry list of questions. It's important that they are steered toward a resource that can set them up for success. We're always available for your clients when they need this initial consultation and it's free for them to call. Sometimes a ten minute conversation can save a family like the Hansons thousands of dollars.
The Whitaker family was a few months removed from the birth of their first child when Mrs. Whitaker decided she wanted to return to work. The family weighed their childcare options and determined a nanny would be the best fit for their new daughter. Even though they were first-time household employers, Mr. Whitaker felt comfortable handling the hiring and employment process without the aid of an agency or a tax professional.The MistakeAfter interviewing several candidates, the Whitakers found a nanny they really liked who had experience working with young children and lived within 10 minutes of their Massachusetts home. When it came time to discuss her pay and how taxes would work, the nanny mentioned she had never had taxes withheld before and was used to taking home a certain amount of money each week. Not wanting to let a minor detail result in losing their favorite candidate, the family hired the nanny after agreeing to pay her $500 per week on a Net Pay basis. The Whitakers didn't really understand what that meant financially or administratively, but figured since they were hiring the nanny in October, they could figure everything out when it was time to file their personal taxes.The LawPayroll is calculated, tracked and reported to the IRS and state tax agencies on a Gross Pay basis (before taxes). In the eyes of the law, there is no such thing as a Net Pay compensation agreement.
Instead, families should negotiate a household employee's pay in terms of gross wages and then withhold the following taxes:- Social Security tax - 6.2% of gross wages- Medicare tax - 1.45% of gross wages- Federal income taxes - determined by the employee's allowances on Form W-4- State income taxes - determined by the employee's selections on their state withholding form* Only applicable if the family lives in a state with income taxes
Employees fill out Form W-4 and their state withholding form to elect the withholding status that most accurately reflects their life situation. This allows them to pre-pay income taxes each pay period at a rate that will approximately cover their end-of-year income tax liability. It is the employee's obligation to make the appropriate elections on Form W-4 and weigh the other factors that might influence their tax liability (i.e. other income, investment dividends, deductions, tax credits, etc.).
If an employee's elections cause taxes to be under-withheld, they have to make a tax payment at year-end. On the other hand, if their taxes were over-withheld, they will get a tax refund at year-end. Either way, it has no impact whatsoever on the employer because their obligation is simply to withhold the appropriate amount of taxes from their employee's gross pay.The MessThe income tax withholding process is based on tax tables set by the IRS and the state - and they change every year. This makes working backwards from Net Pay to Gross Pay (also called "grossing up") a potential administrative nightmare for families and extremely prone to error.
When it came time for the Whitakers to file their nanny taxes for the first time - and file their personal income taxes - they discovered their willingness to gross up for their nanny's taxes actually caused them to pay more than they should.
The nanny elected to choose Single with 0 Allowances on her federal W-4. This election meant her gross wages were reported by the Whitakers as $668 per week in order to give her the $500 take-home pay she requested. Additionally, the family's employer taxes totaled $61 per week, making the total cost (before tax breaks) $729 per week for the 12 weeks of the calendar year the nanny worked for them.
However, since the Whitaker's nanny was single and had no children, the federal W-4 worksheet recommends she claim Single with 2 Allowances to better fit her life situation. If the nanny had filled the W-4 out this way, the Whitakers would only have reported $637 per week in gross wages to get the nanny to take home $500. The employer taxes in this case would be another $58 per week - taking the family's total cost (before tax breaks) down to $695 each week.
This $34 weekly difference amounted to $408 over the course of three months and would be $1,768 in additional taxes if applied to a full year.
The Whitakers were happy to pay this additional amount thinking they were helping the nanny cover her tax obligation. However, when the nanny filed her tax return, she got a large refund because, at Single with 0 allowances, the IRS determined she had too much in income taxes "withheld" from her pay. The family was confused and felt that since they covered her income taxes, they should be entitled to some or all of the nanny's tax refund.
A neighbor of the Whitakers suggested they call Breedlove & Associates for advice because we handled their household employment taxes. When the family called, we explained the inherent issues with grossing up a net pay. Not wanting to run into this situation again, the family signed up for our service. Unfortunately, when we reviewed their tax returns, we found numerous errors in their "gross up" calculations due to changing tax tables during the year. This led to miscalculations which required us to amend each return they filed.The OutcomeOnce they understood the situation, the Whitakers felt that the nanny had taken advantage of their generosity. They had agreed to cover her taxes, but they did not agree to overpay her taxes so she could get a large bonus at the end of the year. The family strongly hinted to the nanny that the tax refund money belonged to them, but the nanny did not take the hint and never offered to reimburse them. This caused friction and distrust between the two parties and led to the nanny's termination within the next three months.How the Whole Thing Could Have Been AvoidedA little knowledge by all parties at the beginning of the relationship would have prevented all the mistakes and distrust. Knowing what they know now, the Whitakers understand to always offer a gross wage to any future nanny. Breedlove & Associates has an Employee Paycheck Calculator that can be easily utilized to convert a Net Pay to a Gross Wage. Little details like this can help you steer clear of financial and legal issues that could potentially make or break an employment relationship. And if you run across something out of the ordinary, just give us a call. Timely professional advice can save thousands of dollars and dozens of hours of tedious work for busy families.
National Nanny Training Day 2014 is this Saturday, April 12th. It's a great opportunity for caregivers who want to get the most out of their job by learning new skills to improve their quality of care. Thousands of professionals will participate in 37 events across 19 states (and Washington, D.C.) hosted by local nanny agencies.This year, our very own Stephanie Breedlove will be participating in a pre-National Nanny Training Day Google Hangout on Thursday, April 10th from 9am to 10am CST to answer any questions you may have. Stephanie will be part of a panel of experts that includes Kathy Dupuy with Mom's Best Friend, Lora Brawley with Nanny Biz Reviews, Katie Bugbee with Care.com and Kellie Geres with Regarding Nannies.The Hangout will be broadcast live, so don't miss your chance to have your questions answered by five of the most respected women in the industry. To RSVP and access the event, visit https://plus.google.com/events/c65mpalchsk873s12ffe3flue4k.We look forward to seeing you all there!
Effective today, April 1, 2014, household employers in New York City will be required to provide their employee with 2 paid days of sick leave per calendar year after one full year of service. This is in addition to the 3 paid days off required by the New York Domestic Workers' Bill of Rights. Many families already provide this benefit as a part of their employment arrangement, but for those that don't, please keep this mandate in mind if you've had a nanny, senior caregiver or other household employee working for you.
New York City isn't the only city where household employers are required to provide sick leave. Families living in San Francisco, Jersey City, Portland and Washington, D.C. have to comply with versions of this law as well – and families in Newark, New Jersey will join this list effective May 29. If you need to know the specifics of any payroll, tax or labor law in your area, please visit our state-specific pages.
The Lawson family wanted to take an impromptu vacation after Mr. Lawson received a promotion. The family scrambled plans together and organized a five day reprieve from work and responsibility. The best part of the trip for Mr. and Mrs. Lawson would be the opportunity to take their first vacation with their two-year-old son who was usually supervised during the day by the family's nanny. The Mistake The Lawson's nanny was their first household employee. They were paying her on the books for the (generally) 40 hours per week she worked (8 hours per day, Monday through Friday) and even gave her five paid vacation days per year. The family chose to not take their nanny on vacation with them and let her know she could simply take the week off. However, they did not discuss how this time off would be interpreted with respect to her vacation time.Several months after the Lawsons came back from their vacation, their nanny requested to take all five of her paid vacation days to spend time with her parents and extended family who lived several states away. The family informed her that they already paid for her vacation days when they took their trip. However, to avoid conflict, the Lawsons let the nanny take her vacation with the agreement that they would bank those 40 hours by having her work an extra two hours "off the clock" every day for next four weeks after she returned.The Law Federal wage and hour law does not allow employers to average the hours their employees work across multiple weeks - meaning they should be paid for every hour they work during the workweek the hours are accumulated. The Fair Labor Standards Act (FLSA) defines a workweek as seven consecutive 24-hour periods. Any hours worked in excess of 40 during a workweek are required to be paid at an overtime rate of at least 1.5 times the employee's regular rate of pay. These laws are in place so employers cannot carry over hours from week to week to avoid paying an employee overtime.The Mess After two weeks making up for hours already paid to her, the nanny became frustrated with having to stay late at the Lawson's home. She confided in her roommate who was attending law school and explained a few things to her about labor law and the FLSA. The nanny confronted the family about the "off the clock" hours and the lack of overtime. She asked that the Lawsons allow her to resume her normal working hours and be paid time-and-a-half for the 20 hours of overtime she had already accumulated. The family, unfamiliar with the law, had to make an emergency call to their accountant to verify what their nanny claimed was true.The Outcome The Lawson's accountant utilized Breedlove & Associates to handle the family's payroll and taxes and made a quick call to our office. A consultant informed her that the family indeed had to pay their nanny for the 20 hours of overtime she worked. Because the nanny was earning $18/hour, the 20 hours of overtime resulted in an additional $540 in gross wages having to be added to the nanny's next paycheck. The financial dispute between the family and the nanny ultimately created an awkward employer/employee relationship for both parties and the Lawson's nanny quit after the end of the calendar year. How the Whole Thing Could Have Been Avoided If the Lawsons and the nanny had discussed how the family's vacation would be viewed before they left, each side could have avoided the initial conflict. Additionally, the family could have reached out to Breedlove & Associates - or asked their accountant to do so on their behalf - before deciding to carry over the nanny's hours. When there are variances from the normal workweek, it's important for employers to verify all labor laws are followed before proposing or agreeing to any changes.
Get expert answers
to all your nanny tax questions.
Learn how we work with Accountants, Attorneys, Financial Advisors and Placement Agencies to expertly handle "nanny tax"
compliance for
your clients.
We are proud to be the household payroll expert for Care.com, the world's largest online destination for care.


text:
A bug that allows players to make duplicates of items has hit The Elder Scrolls Online, and it's reportedly having a devastating effect on the economy of the MMO.
Apparently the bug has been known to certain players since the game's launch, meaning that some are already walking around in full sets of 'Legendary' armour. "Gold is already worthless after a week," states one Reddit user, in a thread discussing the impact of the bug.


text:
Special Correspondent
CHENNAI: Officials of the Customs Air Intelligence Unit seized 1.05 kg of Amphetamine, a psychotropic substance, from a Bangkok-bound passenger at the Chennai airport on Monday night and arrested him.
Parminder Singh, Commissioner of Customs, Airport, said the officials intercepted Son Piseth, 25, a Cambodian, on suspicion that he was carrying contraband/restricted items.
His suitcase, taken as checked-in luggage, raised doubts. A check revealed that the bottom part was tampered with.
The removal of the inner cloth lining revealed that the bottom portion was also tampered with. When it was broken open, a polythene packet was found between two plastic layers.
A test revealed that it was a psychotropic substance.
The passenger admitted to having agreed to carry the contraband to Phnom Penh, the Cambodian capital, in return for $1,000. The substance would go for Rs. 20 lakh in the international market, Mr Singh said.


text:
A coverage determination is a decision a health plan makes about whether it covers a drug prescribed for a member. The plan also decides the amount, if any, it must pay for the drug. If a plan denies a member coverage for a drug his or her physician prescribes, the member can request a coverage determination.
If the member is not satisfied with the outcome of a coverage determination, the member can appeal the decision by requesting a redetermination. When you or a member requests a redetermination, the plan will review the coverage determination to see if the plan followed all the rules properly. Learn more about coverage determinations and redeterminations. (This link leads to a third party website. That company is solely responsible for the contents and privacy policy on its site.)
To request a coverage determination, choose one of these options:
To request a redetermination, choose one of these options:


text: Artist Ape Lad has designed some of the coolest Twitter avatars based on pop culture. So far he has made 38 of them from the awesome version of Link to the several Star Wars themed versions, I'm sure there is one for most anyone to enjoy. Head over to the artist's Flickr account to see the entire set.


text:
The Community of Disc Golfers and About All Things Disc Golf
After valiantly fighting back towards the pin, MarkB still has a really tough uphill putt.
Views: 94
Tags: Black, Butte, Lake, Orland
Location: Black Butte Lake DGC, #6
Join www.DiscGolfersR.Us
Welcome towww.DiscGolfersR.Us
Sign Up Freeor Sign In
Posted by Alan Barker on October 30, 2014 at 12:40pm — 1 Comment
Posted by Alan Barker on January 29, 2014 at 2:26pm
Posted by Alan Barker on November 4, 2013 at 1:38pm
Posted by Frederick Cranford on September 11, 2013 at 5:42am
Posted by CoolDaddySlickBreeze on August 13, 2013 at 4:40pm
Get Badge
© 2015 Created by Terry "the Pirate" Calhoun.
Badges |
Report an Issue |
Terms of Service
Please check your browser settings or contact your system administrator.


text:
The age of printing papers to file away is coming to end. Well, maybe not entirely, but still—people aren't racing to get their hands on a set of file holders so they can organize all of their files. But those little storage units are actually pretty easy to use just about anywhere in the house, from the kitchen to the bedroom. You can buy sturdy wooden, plastic or metal file holders or even make your own out of cereal boxes—and then you can transform them into the perfect storage solutions for tough to organize spots all over the house.
In the bathroom
Even if you're not one to keep reading material in the bathroom, magazine holders can come in handy in a few ways. They're perfect for storing hair tools—your blow dryer, straightener or curling iron will fit perfectly. The holder can be mounted to a wall or to the inside of a cabinet drawer so that it doesn't take up any counter space. File holders mounted to the wall also make a unique place to store rolled hand towels and washcloths.
In the kitchen
The file holder is super versatile in the kitchen. It works in the pantry as a canned food organizer and in the cabinets to hold cutting boards, Tupperware lids, and other flat cooking and baking tools that are annoying and hard to get to when they aren't stored upright. Mounted to the inside of a cabinet or pantry door, a file holder makes a perfect place for storing those long, thin boxes that hold wax paper, tin foil, and sandwich bags. They eliminate the inconvenience of trying to store those boxes in places that just aren't the right size for them.
Via Chica and Jo, PB&J Stories
In the living room and bedroom
You can really be creative with your file holders in the living room and bedroom, decorating them and positioning them out in the open however you like. Mounting a wooden file holder on its side to the wall makes the perfect shelf—with storage included—for a small space. It can hold your keys, a small lamp and a note pad, or it can serve as the perfect place to set your charging phone and tablet down. Bonus: this corner shelf works wonderfully as a place for top-bunk sleepers to put their books or tablets down before they fall asleep. Attach two or three sturdy file holders on their sides to an old stool and you have a totally unique side table with storage built in. Don't forget you can paint, stain, or decorate these to make them truly your own.
Via DIY Enthusiasts, Brick City Love
In the closet
Accessories and shoes can cause a lot of problems in an otherwise perfectly organized closet if there's not a lot of space to work with. File your purses away in magazine holders on the ground, on a shelf, or even mounted to the inside of the closet door. Keep your flip flops and sandals in check without wasting what little space you have to work with. They'll stay in sight so you'll never stress out about finding the right pair in that horrible pile in the corner of your room.
Via Glamour
The file holder is truly a home storage super-hero (much like the wooden crate), useful in a multitude of ways and in any room. The shape and size of the file holder make it a perfect way to solve organizational problems in small and large spaces alike. And it's totally customizable—you can paint it or cover it with fabric, collage or patterned paper. Plus, a basic file holder is pretty cheap!
Feature photo via Lush Home


text:
World in Crysis Mod team. we are making a mod for World in conflict, based on the crysis universe. we currently need more members that have knowladge in modding wic.
No engines, games or mods appear to be published or in development by WICMT. We suggest you add engines, games and mods you are developing here (or update existing engines, games and mods on the site which should be linked with this Developer & Publisher).
If this profile is not used to publish or develop engines, games and mods we recommend you contact us and we will move it to the groups section and this page will display a blog instead.
No, you can speak in english if you want to :D
ok, så Im inte mycket bra med svenska så im ledsen om yu ha problem att förstå mig.
Jag ska försöka mitt bästa med svenska.
ok, so Im not very good with swedish so im sorry if you have problems understanding me.
I will try my best with Swedish.
thats actually better swedish than most immigrants that have lived here for 3 years xD
Här va det lugnt...
Promote WICMT on your homepage or blog by selecting a button and using the embed code provided (more).


text:
I already have VLC
by laveenya - 9/25/13 9:30 AM
In Reply to: Don't play it back in QuickTime. by boya84
....but like I have said the folder where the icon is a quicktime player that has all my videos in it (that I have dragged from the SD card to my desktop) doesn't let me right click. Meaning I can't choose on where it gets played. Even the mts files, when I right click >open with >it only has 'app store' and 'others'. I even tried clicking the 'others'. The VLC app is greyed, meaning I can't use it whatsoever.


text:
Small Business:
SBA's Preferred Stock Repurchase Program
RCED-95-249FS: Published: Aug 18, 1995. Publicly Released: Sep 18, 1995.
Additional Materials:
- Full Report:
(202) 512-4800
Pursuant to a congressional request, GAO provided information on individual specialized small business investment companies (SSBIC) participating in the Small Business Administration's (SBA) preferred stock repurchase program as of May 31, 1995, focusing on the: (1) repurchase price paid, unpaid dividends forgiven or amortized, and the method used to finance the repurchase; (2) company's private capital, SBA financing, and capital impairment at the time of the stock repurchase; and (3) company's investments in small businesses over the last 5 years and the value of the investment portfolio at the time of the company's most recent report to SBA.
GAO found that: (1) 21 SSBIC paid SBA $17.7 million to buy back their preferred stock which SBA had purchased for $50.3 million; (2) SBA forgave or amortized $15.3 million in accrued unpaid dividends, which ranged from $6,000 to about $4.7 million per company; (3) 19 of the 21 SSBIC paid cash for their stock repurchases, 1 SSBIC used a note to pay for the stock, and 1 used a combination of cash and a SBA note for the repurchase; (4) the 19 SSBIC raised their cash from various sources; (5) the private capital of all 21 SSBIC increased from the date of licensing to the time of the stock repurchase and ranged from $536,000 to a little over $8 million; (6) SBA financing of SSBIC at the time of the repurchase ranged from $700,000 to $10 million, but 7 SSBIC eliminated their outstanding SBA financing after the repurchase; (7) 7 SSBIC received additional SBA financing after the repurchase and 7 SSBIC had a capital impairment greater than 10 percent at the the time of repurchase; (8) from fiscal year (FY) 1990 through FY 1994, the 21 SSBIC provided 1,242 financings to small businesses totalling $116 million; (9) 9 SSBIC had fewer than 10 new financings in each of the 5 years; and (10) as of March 31, 1995, the 21 SSBIC reported a total investment portfolio valued at $117 million which covered investments in approximately 830 small businesses.
May 19, 2015
Nutrition Assistance:Actions Needed to Address Potential Online Sales of Infant FormulaGAO-15-605T: Published: May 19, 2015. Publicly Released: May 19, 2015.
Apr 15, 2015
Small Business Research Programs:Challenges Remain in Meeting Spending and Reporting RequirementsGAO-15-358: Published: Apr 15, 2015. Publicly Released: Apr 15, 2015.
Feb 12, 2015
Small Business Contracting:Opportunities Exist to Further Improve HUBZone OversightGAO-15-234: Published: Feb 12, 2015. Publicly Released: Feb 12, 2015.
Dec 11, 2014
Small Business Credit Programs:Treasury Continues to Enhance Performance Measurement and Evaluation but Could Better Communicate and Update ResultsGAO-15-105: Published: Dec 11, 2014. Publicly Released: Dec 11, 2014.
Nov 20, 2014
Small Business Innovation Research:Change in Program Eligibility Has Had Little ImpactGAO-15-68: Published: Nov 20, 2014. Publicly Released: Nov 20, 2014.
Nov 19, 2014
Consumer Product Safety Oversight:Opportunities Exist to Strengthen Coordination and Increase Efficiencies and EffectivenessGAO-15-52: Published: Nov 19, 2014. Publicly Released: Nov 19, 2014.
Nov 7, 2014
Women-Owned Small Business Program:Certifier Oversight and Additional Eligibility Controls Are NeededGAO-15-54: Published: Oct 8, 2014. Publicly Released: Nov 7, 2014.
Oct 14, 2014
Consumer Product Safety Commission:Challenges and Options for Responding to New and Emerging RisksGAO-15-17: Published: Oct 14, 2014. Publicly Released: Oct 14, 2014.
Sep 22, 2014
Consumer Financial Protection Bureau:Some Privacy and Security Procedures for Data Collections Should Continue Being EnhancedGAO-14-758: Published: Sep 22, 2014. Publicly Released: Sep 22, 2014.
Sep 16, 2014
8(a) Subcontracting Limitations:Continued Noncompliance with Monitoring Requirements Signals Need for Regulatory ChangeGAO-14-706: Published: Sep 16, 2014. Publicly Released: Sep 16, 2014.
Looking for more? Browse all our products here


text:
03-14-2014 Marketplace - Transformers
Thursday, March 13, 2014
Turns out Target knew a lot more about its data leak a lot earlier than anyone thought. So why didn't it say anything back then? And why did it take so long to get the word out? Finally: The announcement by the FTC that it will investigate Herbalife throws a spotlight on one investor, Bill Ackman, who has made a huge bet against the company's stock.
More in:
Leave a Comment
Email addresses are required but never displayed.


text:
JP Prince also wanted to come to Vanderbilt when he left Arizona. Vanderbilt doesn't take mid-year transfers of any kind, so they weren't about to make an exception for a basketball player. So he ends up at UT. Sweet.
And yes, I think the Dookie NBAers could whup the UK NBAers pretty soundly. The primary advantage the UK NBAers would have would be at head coach -- Pat Riley.