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Letter to Credit Reporting Agency - Dispute Lettersfor Your State
This Letter to a Credit Agency Reporting a Dispute is used when there is incorrect information in your credit report and you want to dispute it. This often happens when names or social security numbers are similar or when a parent shares a similar name to a child. This letter will serve as a written record of the dispute.
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This Letter to a Credit Agency Reporting a Dispute is used when there is incorrect information contained in your credit report. This commonly happens when there are errors in merging a social security number, where there are junior/senior relationships or where parents share a similar name with a child. This letter will dispute any inaccuracies through complete and thorough details as to why the information is incorrect. It also demands that the inaccuracies be investigated and removed from the credit report if found to be correct. A written Letter of Dispute to a Credit Agency will serve as an official record of the disputed information.
This Letter to Credit Agency Reporting a Dispute contains the following provisions:
Protect Yourself and Your Rights by using this accurate and up-to-date form. This attorney-prepared package includes:
This Letter to Credit Agency Reporting a Dispute contains the following provisions:
- Parties� Information: Sets forth the name and address of the agency and the name, address (both current and former), date of birth and social security number;
- Disputed Information: Sets forth in detail all information which is in dispute;
- Demand for Investigation: Sets forth a written demand that the disputes be investigated, that all disputed information be deleted and that the credit report be updated.
Protect Yourself and Your Rights by using this accurate and up-to-date form. This attorney-prepared package includes:
- Information
- Letter to Credit Agency Reporting a Dispute
Number of Pages5
DimensionsDesigned for Letter Size (8.5" x 11")
EditableYes (.doc, .wpd and .rtf)
UsageUnlimited number of prints
Product number#29246
This is the content of the form and is provided for your convenience. It is not necessarily what the actual form looks like and does not include the information, instructions and other materials that come with the form you would purchase. An actual sample can also be viewed by clicking on the "Sample Form" near the top left of this page.
[Initial Dispute Letter: ]
Your Name
City, State & Zip
Name of CRA
City, State & Zip
RE: Your Name
Current Address:
Former Address:
Dear Sir or Madam:
I am sending you this letter to dispute the inaccurate information currently displayed on my credit file. You are reporting many accounts in my credit history that are not, and never have been mine.
(Provide a ton of detail. Every last word you can use to explain the events, circumstances and facts regarding your dispute, for example, if you are disputing credit cards opened by your ex-spouse, (Johnson vs. MBNA, et al): {my estranged husband's/wife's name is _________________. I have not been in contact with him/her for a long time. However, late in our relationship, I discovered that he/she had a very serious gambling problem. I learned that he/she opened credit accounts without my knowledge, without my permission. Now, these accounts are being reported on my credit profiles.
These accounts were only his/hers, and you mistakenly added them to my credit profiles, or else they were obtained and opened using my name and other personal information without my knowledge and permission. Either way, I do not owe any money regarding these accounts and the inaccuracies currently being reported are very injurious to my over-all credit rating. I demand these accounts be deleted from my credit file immediately:
AMEX – I have only one American Express account, which I opened in 1992. I believe it is the account reported as #_____________________. I have not applied for, or used any other such accounts. You are reporting account #_____________________, as if it were indeed mine, to which it is not.
CHASE – I have never applied for, used, or agreed to be responsible for any account with Chase. My credit report shows an account for this company, it's not mine.
You have other information displayed on my credit report that is inaccurate. The following needs to be deleted:
Other addresses. I have never lived at ____________________________, _____________. In my entire lifetime, I have never resided or been employed at this address.
Employment. I have never been employed by ____________________________. This is my estranged husband's/wife's employer.
Accordingly, please correct my credit history and profile as detailed above. I have enclosed a clear copy of my current photo ID, along with a copy of a recent utility bill as proof of my true identity and residency.
As per the Fair Credit Reporting Act, you have thirty days from the date you receive this letter to investigate, delete, update and return a corrected copy of my credit file to me.
Sincerely yours,
Your Signature
Your Printed Name
[Use this letter if your initial attempts to gain a response from the credit-reporting agency, and you have not received a response from your initial dispute notice/letter within the required 30-day time frame. In this letter, and all succeeding correspondence with the credit-reporting agency, you need to get increasingly threatening and tough. Keep a copy for your files and send the letter CERTIFIED MAIL-RETURN RECEIPT REQUESTED.]
City, State & Zip
Date: CERTIFIED MAIL-RETURN RECEIPT REQUESTED
Article #
Name of Credit Reporting Agency
City, State & Zip
RE: Dispute Letter of <Date you sent in first or previous requests>
Dear Consumer Relations Dept.:
This letter is formal notice that you have failed to respond to my dispute letter of . I sent the initial letter registered mail and have enclosed a copy of the return receipt that you signed on .
As you are well aware, the laws and statutes surrounding the Fair Credit & Reporting Act requires you to respond within a thirty (30) day time frame from the date you received my initial dispute notice. It has now been over that period since your receipt of my letter. Furthermore, I have not received a written request from your office stating you needed additional time to investigate my dispute. As you no doubt are aware, failure to comply with federal regulations by credit reporting agencies is a serious violation of the Fair Credit Reporting ActFair Credit Reporting Act and may be investigated by the FTC. Obviously, I am maintaining detailed records of all my correspondence with you.
I am aware that you may have misplaced my letters or have failed to respond to my letter because of an oversight due to the high volume of the requests you receive daily. If this is the case, I'm sure you'll want to handle this matter as soon as possible. For this purpose, I have included a copy of my original request, the dated receipt of your reception of the original letter, and a copy of the proof verifying the incorrectness of the credit item you have mistakenly placed on my records.
The following information, therefore, needs to be verified and deleted from my credit reportcredit report as soon as possible:
CREDITOR AGENCY, Account/Ref.# ______________________________
CREDITOR AGENCY, Account/Ref.# ______________________________
CREDITOR AGENCY, Account/Ref.# ______________________________
Your Signature
Your Printed Name
Your Current Address
Your Former Address
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Stans end of season stock take - Checkout functionality is currently disabled
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Coleman's CPX 6 Duo LED Lantern is two lanterns in one - perfect for squabbling siblings! You can use the Duo LED Lantern as one large lantern or unclip the two light panels so that more than one person can have a light at the same time. Each individual light panel is rechargeable from the main unit and has its own independent switch.
CPX is a revolutionary, interchangeable power system from Coleman. Thanks to the innovative interchangeable CPX cartridge System any Coleman CPX compatible appliance, such as the Duo LED Lantern, can operate off either disposable batteries, or the Rechargeable Power Cartridge (sold separately), giving you the reassurance that you won't be caught without power again.
The Coleman CPX Duo LED Lantern features:
|1915g (with power source)
|27 x 17cm (HxW)
Some exlusions apply, for further delivery details for all destinations click here
CPX Duo LED Lantern - perfect for squabbling twins!!

subset: commoncrawl


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Description: Yossarian the Grammarian provides a quick review of modals and auxiliaries, and shows you how many words long a verb can be. English grammar and English language.
2. Modal Verbs and Auxiliary Verbs. English Grammar Lesson - Download MP3 music or MP4 video:
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The simple rules for using modals: 1) drop the '-s' when using the 3rd person singular verb (he,she,it); 'Yes/no' questions with modals don't begin with "Do"...
In this English lesson, you will learn how to use the Modal Verbs can, could, may and might. For more help on learning English, visit our website: http://ang...
Explicación de los usos gramaticales del idioma inglés en su nivel básico.
www.idiomas247.com aprender ingles basico, recursos para practicar ingles, audios en formato mp3, videos,pdf's,aprender English online. Practicar ingles onli...
This is our second lesson on English Modal Verbs. In This English lesson, we will be looking at how to use Will, Shall and Would. We will end our lesson with...
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http://englishbox.co.uk present an English lesson about the main and auxiliary verb TO HAVE, which is a verb that foreign often make mistakes using. In the t...
Explicación de los usos gramaticales del idioma inglés en su nivel básico. English explanation of the modals.
The continuation of my overview of verbs including auxiliary and modal verbs.
How modal auxilliaries work to talk about certainty of a situation; the ablity for something to happen/not happen, and to predict/guess the future.
Hey guys! clip.dj is an easy online tool to convert videos from YouTube, Dailymotion and Vimeo to high quality MP3 music or MP4 video files. Important: You must agree to our terms of service before using this web application! Have fun! ;)
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Vietnam, Bat Trang village
Jar, 15th century
Porcelaneous stoneware with underglaze blue
H. 6 in. (15.2 cm)
Gift of Dean F. Frasché
Dinh Q. Lê
Vietnamese, born 1968
Untitled, from the series Cambodia: Splendor and Darkness, 1998
C-print and linen tape
63 × 44 in. (160 × 111.8 cm)
Acquired through the George and Mary Rockwell Fund
Vietnam, Thanh Hóa province
Ewer with designs of a makara and a parrot, 11th–13th century
Glazed stoneware
9 13/16 x 9 1/16 in. (25 x 23 cm)
Acquired through the George and Mary Rockwell Fund


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25 Easy to Make Homemade Jewelry Crafts
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Ribbon Pendant
By: Bead Studio
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This gorgeous ribbon pendant from The Bead Studio is made with a large hoop and two bead drops, all suspended from a decorative ribbon. This project will teach you how to make your own jewelry so you can save money and still be stylish.
- 2 feet of ribbon
- 30mm hoop earring set
- Assorted beads for drops
- 4" piece of chain
- 2 headpins
- 1 eye pin
- 1 rhinestone
- Build bead drops by placing beads on the headpins and make a loop.
- Attach a bead drop to each end of the chain.
- Open eyepin and link chain in so the beads hang nicely – you be the judge… I like them staggered.
- Using the same eyepin link the hoop into the eye, close the eyepin. The hoops were meant to slide beads onto, but we are using them plain, so you will need to crimp the hoop closed by squeezing with pliers.
- Glue rhinestone onto the top of the hoop, let dry.
- Add one bead onto the eyepin, make loop and thread ribbon through. To wear, tie a bow in the back or if you want add a clasp using cord ends. To change the look – try changing the ribbon!
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A Heartfelt Christmas Tree Pattern Downloadby Jo-Lydia's Attic
Retail: $10.00 30% off$7.00
Please note: Downloadable patterns do not qualify for Free Shipping. After ordering this pattern you will receive a download link in your order confirmation email.
Adobe Acrobat required.
Simple piecing and fusible applique make this a quick-and-easy holiday project. Choose a colorful Christmas print for the outer border and base other fabric choices around it. Strip-piecing makes quick work of the pieced units in the background and fusible applique secures the hearts that form the tree. Trim the tree if you wish.
Fabric Requirements
- 1-1/8 yards light background print for the pieced units and the quilt background pieces
- 3/8 yard red print #1 for the four-patch blocks and two-patch units
- 1/6 yard red print #2 for the four-patch blocks
- 3/8 yard red or green print for the inner border
- 5/8 yard Christmas print for the outer border if usable width is at least 42"; if not, then you will need 3/4 yard.
- 3/8 yard for the binding
- 1/3 yard green print for the large hearts OR (10) 6" squares
- 3" x 18" strip of green print for the small hearts
- 4-1/2" square yellow print for the star
- 6" square red plaid scrap for flowerpot appliques
40-1/2" x 45-1/2" Item No. 10372D
- Other Patterns You'll Love
View all 193 patterns »
Fancy Fox Quilt Patternby Elizabeth Hartman $12.00
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Friendship Baskets Patternby Bloom Creek $4.73 Retail: $10.50 55% off
Mini Cherry Pie Patternby Fig Tree & Co $6.50


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from Big L – Ebonics (Criminal Slang) Lyrics on Genius
Okey doke refers to the victim/mark of a confidence scheme, not the perpetrator (Con-man). The mark trusts the person with whom they're dealing following their lead without question.
To help improve the quality of the lyrics, visit Big L – Ebonics (Criminal Slang) Lyrics and leave a suggestion at the bottom of the page


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BMW Motorrad Introduces "Concept 101″ — A Six-Cylinder Bagger
Every year, the most impressive representatives of the mobile past and future on both two and four wheels assemble at the Concorso d'Eleganza Villa d'Este for a very special get-together on the shores of Lake Como, Italy. Amid this extraordinary ...
Every year, the most impressive representatives of the mobile past and future on both two and four wheels assemble at the Concorso d'Eleganza Villa d'Este for a very special get-together on the shores of Lake Como, Italy. Amid this extraordinary blend of the traditional and the contemporary, BMW Motorrad once again presents a breathtaking concept […]
How Enthusiasts Affect Brands
Posted by http://www.bmwblog.com/2015/05/23/how-enthusiasts-affect-brands/ in News on May 22, 2015
You're all car enthusiasts here, is one way or another, that's why you're reading this right now. Many enthusiasts are followers of all things with four wheels, never really settling on one brand. However, there are also many who diligently...
You're all car enthusiasts here, is one way or another, that's why you're reading this right now. Many enthusiasts are followers of all things with four wheels, never really settling on one brand. However, there are also many who diligently follow one specific brand of car. It's pretty obvious which car brand the folks around these parts are fans of. But it isn't an uncommon brand. BMW has a very large and loyal following, one of the biggest in the auto industry, with maybe on Volkswagen or Honda having a larger one. These enthusiast followings are very important, much more so than you may think. Enthusiast followings, whether they be for cars or electronics or hipster mustache waxes, have a large effect on the marketing and eventual success of certain products and brands. The reason being is that enthusiasts of all kinds will go through great lengths to learn about certain products or fields and relay that information to the people that they know. And often times, those newly informed people will go to their enthusiast friends for advice whenever buying a related product. If one Apple enthusiast tells ten friends about all of the advantages of buying an Apple product, and they all go out and buy an iPhone, that one enthusiast just helped Apple sell eleven products, including his/her own. So marketing must be geared towards those enthusiasts, as they are the ones who are truly going to make a difference in the market.
This is even more true when it comes to large, expensive purchases, like a car. While there are millions of car enthusiasts around the world, we are a small percentage of the car buying population. Because of this, the majority of car buyers are largely uninformed about brands, models, segments and so on. So when many uninformed people go to buy a car, they often will look to a more knowledgeable friend for help. So if a enthusiast friend can help sway his/her close knit group of friends to buy into a specific brand, that helps drive sales. Those enthusiasts are who marketing people are targeting because of their influence on friends and family. This is a website aimed at BMW enthusiasts, because we're passionate about the Bavarian brand. We like to talk about BMW's latest models and how they stack up against competition. There's no doubt that the things we say can influence passionate readers to spread the word about BMW and all the things the brand offers. And when we go home to our friends and family, if someone were to ask for advice about car buying, it's a good possibility we're going to point them in the direction of a Roundel.
These ideas ring even more true in younger people, Millennials. Millennials are more likely to scour the internet for information on their favorite brands or follow them on social media and report the information back to friends, via their own social media accounts. Social media is such a large factor in Millennials and other young people, because the sharing of information and interests has become so common that it isn't odd for people to make posts about their favorite brand. This makes social media hugely important to marketers and advertisers, as giving enthusiasts pages or accounts to follow and read lets brands reach out to more potential customers. It isn't about how many likes or followers a brand has, but the type of follower. Even a small enthusiast following is more important to a brand than almost any other form of marketing. So car enthusiasts are very important to the auto industry. You're the folks who really spread the word. We here at BMWBLOG are fans of BMW, so we'll read, learn and discuss with you enthusiastic readers. But it's you, the readers, who really spread the word, because the non-enthusiast isn't coming to this site, or any car website for that matter. But that doesn't make our job any less important. In fact, it makes us very important, because we talk to you, and as an enthusiast you're the most important of all. Here is the article by AdWeek that inspired this post. The article How Enthusiasts Affect Brands appeared first on BMW BLOG
BMW 3.0 CSL Hommage Concept Revealed at Villa d'Este
Posted by http://www.automobilemag.com/features/news/1505-bmw-3-0-csl-hommage-concept-revealed-at-villa-deste/ in News on May 22, 2015
Evokes the E9 3.0 CSL of the 1970s. ...
Evokes the E9 3.0 CSL of the 1970s.
Embracing the future: IND interprets the i3 and i8
Posted by http://bmwi.bimmerpost.com/forums/showthread.php?t=1128485 in News on May 22, 2015
Words by IND: Being a car enthusiast in the 21st century brings with it an interesting duality: one typically develops a love for technology and science in a pursuit of better understanding of a modern car ...
Words by IND: Being a car enthusiast in the 21st century brings with it an interesting duality: one typically develops a love for technology and science in a pursuit of better understanding of a modern car
The New BMW Motorrad "Concept 101"
Posted by http://www.bmwblog.com/2015/05/23/the-new-bmw-motorrad-concept-101/ in News on May 22, 2015
Every year, the most impressive representatives of the mobile past and future on both two and four wheels assemble at the Concorso d'Eleganza Villa d'Este for a very special get-together on the shores of Lake Como. Amid this extraordinary blend o...
Every year, the most impressive representatives of the mobile past and future on both two and four wheels assemble at the Concorso d'Eleganza Villa d'Este for a very special get-together on the shores of Lake Como. Amid this extraordinary blend of the traditional and the contemporary, BMW Motorrad once again presents a breathtaking concept study: the BMW Motorrad "Concept 101″. "The Concept 101 opens up a new chapter in the history of our concept bikes. It is the BMW Motorrad interpretation of endless highways and the dream of freedom and independence – the perfect embodiment of "American touring". Designing this big touring bike study was amazingly exciting for us because we haven't been involved with a motorcycle concept like this before. To me, the Concept 101 is the epitome of elegance, power and luxury on two wheels," says Edgar Heinrich, Head of BMW Motorrad Design, describing the character of the concept bike.
The epitome of power and exclusivity. The name "Concept 101″ indicates the capacity of the concept bike, which has its roots in the USA. The capacity of the six cylinders is 1,649 cc – approximately equivalent to 101 cubic inches, which is the American unit of measurement for cylinder capacity. So the "Concept 101″ moves into a sphere that goes beyond mere horsepower and acceleration figures – all that counts is the remarkable riding experience full of power and tranquillity. The enormous torque of the in-line 6-cylinder engine generates extraordinary pulling power in every situation on the road.
The number 101 also stands for the place where the vehicle came into being. It was not far from Highway 101, at the design studios of the BMW Group subsidiary Designworks in Newbury Park, California, that the BMW Motorrad designers got together with their Designworks colleagues to create a truly special motorcycle that would extend the limits of quality and exclusivity and reflect a whole new touring philosophy: "We had a clear vision when we were designing the bike: under the motto "The Spirit of the Open Road" we wanted to build a high-performance, emotional and highly exclusive 6-cylinder vehicle that would make every ride a special experience. A bike that would make the moment so special, you would forget your destination," explains Ola Stenegard, Head of Vehicle Design BMW Motorrad.
This vision is expressed in the BMW interpretation of a "bagger" – an exclusive type of custom bike especially popular in the USA. The very elongated and streamlined silhouette is especially striking from a distance. Unlike the low front section and the high rear of supersports motorcycles, the BMW Motorrad "Concept 101″ has a drop-shaped silhouette that is typical of baggers, reaching the highest point at the front trim. Below this, the large front wheel appears to pull the flat, stretched silhouette behind it. At the same time, the characteristic styling of the bike visually suggests a forward urge. Two side cases integrated in streamlined form add the final touch of a quintessential bagger.
Precision and emotion. The consistent flow of the lines from the front to the rear symbolises the riding experience offered by the "Concept 101". Within the flowing silhouette, clear lines and elaborately modelled surfaces shape an athletic body. This creates a dynamic contrast between flowing movements and clearly defined lines that further emphasises the bike's character. The horizontal subdivision into two areas of colour lends greater emphasis to the overall impression of flatness. While the lower section – the powerful mechanical unit – is dark, the upper area has been deliberately designed in lighter colours so as to reflect elegance and finesse.
The dynamically designed front trim in brushed aluminium is flatly integrated into the flow of the styling. The integrated headlamp with striking double circular appearance gives the front section a distinct and highly expressive look. It also provides the point of departure for the characteristic split face which runs across the entire bike through to the rear in the form of a brushed aluminium trim section. Two striking side panels encase the front trim almost like a suit of armour, thereby creating a broad shoulder section which further highlights the power of the "Concept 101″. Tailpipes on both sides, each with three outlets, visualise the number of cylinders and therefore the supreme performance and high torque of the engine. They also ensure the appropriate sound, making the potential of the 6-cylinder engine audible. The rear view harmoniously rounds off the bike's overall visual impression. A particular highlight is the unusual rear light cluster. It provides a frame for the dark-coloured rear section in the form of two LED bands. The design of the lights is formally reminiscent of former road cruisers. At the same time the expressive appearance grants a fascinating technical and aesthetic style.
High performance, high tech, high value. The entire design of the "Concept 101″ right through to the colours and materials used reflects power, contemporary flair and exclusive appeal. The side trim parts and cases feature an elaborate two-colour finish: a light silver surrounds the surface while the inner section is a somewhat darker silver with more of a metallic effect. The two areas are separated by a line marking applied by hand. The paint finish also includes a shadow effect which gives the manually applied line marking greater depth towards the inside. The dynamic front trim adds a touch of cool, technical style with its unpainted, brushed aluminium. The aluminium's modern, technological statement is supplemented in the bike's lower section by means of generous carbon surfaces with a silky gloss. Amid silver paint surfaces, brushed aluminium and carbon, there are dark wood elements that add a warm, exclusive counterpoint. The elaborately milled wood, only treated with oil, emphasises the horizontal gesture of the side sections with its discreet grain. The model designation is integrated in the wood surfaces as an elaborate aluminium insert and badge. On the seat, two leather qualities further reflect the bike's exclusive character: the fine-grain black leather of the side sections adds a touch of elegance to complement the perforated black leather of the seat area itself. A brown leather strip separates these two distinct sections.
In cooperation with Roland Sands Design. The concept bike took concrete shape on the premises of Roland Sands – just under an hour away from Newbury Park amid the heartland of the Los Angeles custom bike scene. In close collaboration with the BMW Motorrad design team, Roland Sands assembled the exclusive parts of the "Concept 101″ at his own workshops. BMW Motorrad and the custom bike specialist have worked together successfully for several years, having completed inspiring projects such as the Concept Ninety, for example. Roland Sands' familiarity with the scene and enormous expertise in custom building combined with the possibilities and history offered by BMW Motorrad make for an exciting partnership. Sands put together the many parts of the BMW Motorrad "Concept 101″ in his workshop, elaborately producing individual elements exclusively by hand. As a result, signature machine parts such as the clutch cover, timing chain cover and wheels all bear his logo, discreetly bearing witness to a collaboration that has proved successful for many years. The material finish and technical design are state-of-the-art, thereby reflecting in detail the fundamental BMW Motorrad statement: precision and emotion.
The article The New BMW Motorrad "Concept 101" appeared first on BMW BLOG
Here is the BMW 3.0 CSL Hommage unveiled
Posted by http://f30.bimmerpost.com/forums/showthread.php?t=1130098 in News on May 22, 2015
Amid the audacious design studies and automotive beauties from a bygone era gathered at the Concorso d'Eleganza Villa d'Este, the BMW Group presents its new BMW 3.0 CSL Hommage – and in the process makes a pretty formidable statement of its ow...
Amid the audacious design studies and automotive beauties from a bygone era gathered at the Concorso d'Eleganza Villa d'Este, the BMW Group presents its new BMW 3.0 CSL Hommage – and in the process makes a pretty formidable statement of its own. This model is the BMW Design Team's tribute to the 3.0 CSL, a timeless classic and iconic BMW Coupé from the 1970s. "Our Hommage cars not only demonstrate how proud we are of our heritage, but also how important the past can be in determining our future," says Adrian van Hooydonk, Senior Vice President BMW Group Design. "The BMW 3.0 CSL Hommage represents a nod to the engineering achievement exemplified by the BMW 3.0 CSL in its lightweight design and performance. With intelligent lightweight construction and modern materials, the 3.0 CSL Hommage brings the character of that earlier model into the 21st century, showing it in a new and exciting guise," he says, summarising the approach the design team took with the BMW 3.0 CSL Hommage. Lightweight design past and present. "CSL" stands for "Coupé Sport Leichtbau" (coupé, sport, lightweight). With its aluminium bonnet, boot and wings, Plexiglas windows and equipment rigorously pared down to the bare essentials, the old BMW 3.0 CSL tipped the scales around 200 kg lighter than its sibling model, the BMW 3.0 CS. Unsurprisingly, then, it was predestined for a career on the race track. Whereas the material of choice in the 1970s was aluminium, today carbon fibre – or carbon-fibre-reinforced plastic (CFRP) – offers the optimum weight-to-strength ratio. These high-strength fibres are even lighter and stronger than aluminium. And the BMW 3.0 CSL Hommage makes generous use of the high-tech composite, reinterpreting the concept of lightweight design for the modern age. Wherever CFRP is used, it is also visible – rendering the lightweight design principle tangible both inside and out. The BMW Group is a world leader in the production and application of CFRP in automotive design and can already boast many years of experience in series production of CFRP structural parts for the BMW M and, in particular, the BMW i. The exterior: power and elegance. Karim Habib, Head of BMW Design, explains the thinking behind the design of the BMW 3.0 CSL Hommage: "For BMW designers like us, the BMW 3.0 CSL is a style icon. Its combination of racing genes and elegance generates an engaging aesthetic that continues to win hearts even today. The BMW 3.0 CSL Hommage celebrates many of those characteristic features, but without copying them. Indeed, some of the parallels are not immediately obvious. We wanted people to sense the family resemblance rather than see it straight off." The BMW 3.0 CSL Hommage is a vision of pure athleticism: the elongated body is set off by distinctive air deflectors, powerful wheel arches and prominent spoilers to the roof and tail. Despite its size, the aerodynamic elements are key in enabling air to flow optimally along the sides of the vehicle. The front air deflector serves to vent the engine compartment, while wings over the rear wheels ensure optimum airflow around the vehicle. Small rear-view cameras serve to further reduce aerodynamic drag. The large rear spoiler increases downforce on the driven rear axle and in so doing improves power transmission. The Air Curtain and Air Breather systems guarantee optimum ventilation of the wheel housings. And the sheer self-confidence and sporting prowess of the BMW 3.0 CSL Hommage are perfectly summed up in the original colour of its spiritual predecessor – Golf Yellow. The front end – muscular athleticism. Boasting one of the broadest and lowest front ends of any vehicle in the BMW Group, the BMW 3.0 CSL Hommage's front exudes pure power and athleticism. At the centre, the characteristic BMW kidney grille stands tall in citation of the more upright styling of the kidney grille of yesteryear. The size and spatial depth of the kidney grille symbolise the output of the powerful six-cylinder in-line engine with eBoost. At the same time, the finely wrought geometry of frame and kidney struts lends the front end an air of quality and exclusivity. The characteristic four-eyed face gives a contemporary, hexagonal interpretation of front-end sportiness. Laser light and LED technology facilitate slender, state-of-the-art lighting graphics, and the flat contours of the headlamps generate that characteristically focused BMW look. A stylised "X" inside the lights divides the lighting functions and conjures up memories of the X-shaped headlamp stickers once used in long-distance racing. Horizontal LED strips create a visual bond between headlamps and kidney grille while at the same time emphasising the broad, flat impact of the front end. A large carbon-fibre front splitter reduces the gap between road and front end and, in combination with the kidney grille, offers a modern interpretation of the earlier car's highly distinctive shark nose. Two circular openings and a series of elongated slots pay tribute to other elements featured in the earlier car, but offer a new interpretation for the 21st century. The sides – contrapuntal elegance. The vehicle sides are in elegant counterpoint to the marked athleticism of front and rear. The long wheelbase and elongated bonnet appear to stretch the Hommage's silhouette. A continuous, horizontal line encircles the vehicle by way of paying tribute to a distinctive stylistic feature of the earlier BMW 3.0 CSL: its all-round chrome trim. In combination with the black highlight beneath, the continuous line intensifies the flat, elongated appearance of the sides. A particular detail of the BMW 3.0 CSL Hommage is the roofline. Consciously subdivided into three, the line recalls the distinctive upper section of the BMW 3.0 CS – one of the first coupés to feature a roof that did not flow into the tail. Compared with the ubiquitous fastback coupés of the day, this was both an innovation and a design statement, a feature that exuded athleticism and elegance in equal measure. In keeping with the BMW 3.0 CSL, the Hommage features a BMW logo on each of the C-pillars. The all-round shoulderline is also the starting point for the subtle, finely sculpted surfaces of the sides. It follows the development of the shadowy areas behind the front wheel all the way to the lit surfaces above the rear wheels. This interplay between light and shade lends movement and dynamic intensity to the generous surfaces of the vehicle's sides. Dark CFRP areas narrow the gap between the sides and the road, again paying tribute to the consistent lightweight design of the BMW 3.0 CSL. In combination with the black graphic accents, the dark lightweight elements reduce the perceived height of the vehicle and further emphasise its flat silhouette. The black 21″ alloy wheels in matt and high-gloss bi-colour versions offer an additional unique highlight. Air control blades in the interstices of the wheel rims, meanwhile, serve to further optimise aerodynamics. The rear end – a muscular presence. As with the front end, the vehicle's tail is broad and muscular in design. Generous surfaces generate presence, horizontal elements emphasise width. A particular highlight is the styling of the rear lights: an LED strip above the spoiler links the two lights, thus giving the rear end a formal framework. The powerfully sculpted rear apron with CFRP diffusor creates a visual impression of the BMW 3.0 CSL's raw power. Even viewed from above, the BMW 3.0 CSL is extremely dynamic. From kidney grille to headlamps, the bonnet traces a broad "V" – a nostalgic throwback to a distinctive and dynamic element of earlier BMW coupés. The interior – purist elegance. Pared down to a minimum, the interior of the BMW 3.0 CSL Hommage puts its lightweight design on show and renders its racing character elegantly tangible. All interior elements are there out of absolute necessity, every part has a high-quality design, structural or drive-related function. In the all-CFRP interior, the only wood-like presence is the "instrument panel" – a cross-member and purely structural element. This is a clear reference to the interior of the earlier BMW 3.0 CSL, which featured an all-round wood trim throughout the interior. In the new version, only the small central eBoost charging display interrupts the wooden instrument panel. Infotainment is equally minimalist in concept: a central display on the steering column informs the driver of the current gear, speed, revs and shift point. Racing genes and lightweight design with finesse. Other racing features include bucket seats with high-quality stitching, a six-point belt and red anodised safety features such as the outlet nozzles for the extinguishing foam, the fire extinguisher itself, and the two switches on the centre console for the emergency shut-off and fire extinguishing mechanism. The only elements in the rear of the vehicle are two helmets integrated into the transmission tunnel. These are held in place by a belt when not in use. In the place of a rear seat bench, there are only covers for the eBoost energy accumulators. Special reflector technology in combination with LED strips create an impressive 3D effect on the covers. In its use of cutting-edge materials and detailed solutions, the BMW 3.0 CSL Hommage displays technical sophistication and subtlety of form. Meticulously crafted aluminium sleeves add high-quality accents at the junctions between individual structural elements. The door design is as minimalist as it is expressive: precise, clean surfaces trace an arc rearwards, lending the door element a flowing, dynamic quality. The door openers combine a DTM-style pull strap with the elegant handle-integrated opener of the earlier BMW 3.0 CSL, resulting in the hybrid solution of a nylon pull strap located directly behind the grab handle in the door. As with the interior as a whole, this detail lends expression to the unique character of the BMW 3.0 CSL Hommage: a winning combination of lightweight design, athleticism and elegance.
BMW 3.0 CSL Hommage – World Debut
Posted by http://www.bmwblog.com/2015/05/23/bmw-3-0-csl-hommage-world-debut/ in News on May 22, 2015
BMW just took the wrapping off of its latest concept car at the Concorso d'Eleganza Villa d'Este, a gorgeous and modern interpretation of the classic BMW 3.0 CSL of the 1970s, the 3.0 CSL Hommage. "Our Hommage cars not only demonstrate how prou...
BMW just took the wrapping off of its latest concept car at the Concorso d'Eleganza Villa d'Este, a gorgeous and modern interpretation of the classic BMW 3.0 CSL of the 1970s, the 3.0 CSL Hommage. "Our Hommage cars not only demonstrate how proud we are of our heritage, but also how important the past can be in determining our future," says Adrian van Hooydonk, Senior Vice President BMW Group Design. Looking at it in full for the first time is a bit shocking, a bit like waking to the sun in your eyes, due to its striking looks. But once your eyes start to calm down from the overwhelming angles and curves, you start to notice the subtle beauty behind the shocking fury of the Golf Yellow CSL Hommage.
The muscular front end and upright grille are reminiscent to the original CSL and its muscular racing design. There are 'X's designed into the twin-circle headlights, to evoke memories of the stickered 'X's on the headlights of long distance racing cars of yore. The size and protrusion of the massive kidney grilles nod to the power underneath the muscular hood. The way the fenders roll over and continue into the hood remind us of the fender flares on the original CSL.
From the front end, a continuous horizontal line runs the sides of the car. In profile, this line is seen across the entire length of the long wheelbase, giving the car a long, low and sleek look. Dark CFRP (Carbon Fiber Reinforced Plastic) sideskirts lend a visual gap between the bright yellow color of the bodywork and the pavement below. While the low hood and roofline, combined with the massive 21" wheels give the CSL Hommage a very low looking stance. You'll also notice the side-mounted exhaust pipes mounted just in front of the rear wheels. The CSL Hommage even has BMW Roundels mounted at the base of the C Pillars, a throwback to the same design on the original CSL.
The rear end is where the CSL Hommage really comes alive, as the aerodynamic rear fenders form upward to create a rear wing between the both of them. An LED light bar runs the length of the wing down into the rear of the car and is a stunning piece of design. At the bottom, a CFRP rear diffuser lends a racing look to the rear of the Hommage. From above, the CSL Hommage shows off its curves, and you can clearly see how the car forms a 'V' at both front and rear ends.
The interior has been done in a minimalistic and race-inspired fashion. With lightweight, single piece racing seats with hand stitched leather, six-point racing harnesses and an aeronautic yoke style steering wheel, the CSL Hommage's interior is as simple and elegant as they come but with a racing feel.The entire interior is made of CFRP, however a single piece that runs the length of the dash, behind the instrument cluster, is designed to look like wood. This is in reference to the wood-trimmed instrument panel of the original CSL. The Hommage's instrument panel consists of only an electronic eBoost gauge and rev and gear counter. There is very little instrumentation or infotainment.
All in all, BMW's 3.0 CSL Hommage is a stunning achievement in design. The design team, led by Van Hooydonk, has masterfully blended the rich history of the original 3.0 CSL racer with the style and technology of the future. It's able to show us where BMW is going and also tell us where it's been. Will the 3.0 CSL Hommage become something more than a stylistic triumph? We can't know for sure. But we do know that this Hommage is a gorgeous example of BMW using the lessons it's learned in the past to create cars for the future.
The article BMW 3.0 CSL Hommage – World Debut appeared first on BMW BLOG
The action goes on.
Posted by http://www.bmw-motorsport.com/en/news/current-news/2015/05/dtm_lausitzring.html in Motorsport on May 22, 2015
This weekend sees BMW Motorsport compete with its rivals on the Lausitzring for the second time this year. BMW has a special connection with the track 130 kilometres south of Berlin (DE): Marco Wittmann made history last season when, before the en...
This weekend sees BMW Motorsport compete with its rivals on the Lausitzring for the second time this year.
BMW has a special connection with the track 130 kilometres south of Berlin (DE): Marco Wittmann made history last season when, before the end of the season, he finished sixth in the Ice-Watch BMW M4 DTM to become the youngest ever German champion. It was also here that Bruno Spengler celebrated the 50th BMW win in the DTM and the first win since its DTM comeback in 2012. The DTM visits the Lausitzring for the 16th time. The spectators literally sit in the front row at this track: From the imposing stand near the start-finish straight, you can almost see the entire track. The DTM competes on the 3.478-kilometre loop that is made up of sections of the tri-oval and the circuit. Like last season, the International German Motorcycle Championship SUPERBIKE*IDM will be part of the supporting programme for the DTM. Numerous BMW riders will line up on the starting grid on the BMW S 1000 RR, including the 2013 champion and current overall leader, Markus Reiterberger. Four BMW DTM drivers were back in action last weekend: Maxime Martin competed alongside Lucas Luhur, Markus Palttala and Richard Westbrook at the Nürburgring 24 Hours (DE), where he finished runner-up. Augusto Farfus was also driving for BMW Sports Trophy Team Marc VDS, and secured pole position in the team's second BMW Z4 GT3. He and fellow drivers Jörg Müller, Nick Catsburg and Dirk Adorf went on to finish fourth in the race. In contrast, the endurance classic came to a premature end for Wittmann and Martin Tomczyk, whose cars were forced to retire after crashes involving their team-mates.
BMW M2 in slow-motion at Nurburgring
Posted by http://www.bmwblog.com/2015/05/22/bmw-m2-in-slow-motion-at-nurburgring/ in News on May 22, 2015
Aside from the new BMW 7 Series, the upcoming F87 M2 is one of the most exciting cars of 2015. The successor of the "baby-M" is already the talk of the town and U.S. dealerships are actively taking in pre-orders, without any official spec...
Aside from the new BMW 7 Series, the upcoming F87 M2 is one of the most exciting cars of 2015. The successor of the "baby-M" is already the talk of the town and U.S. dealerships are actively taking in pre-orders, without any official specs being released. The videos below show the M2 in action at Nurburgring where it continues its testing trials. The first clip shows the car in slow motion while the second one (0.52 seconds in) highlights why everyone is excited about the car. Last year, a source close to BMWBLOG said the M2 will use in fact an updated N55 engine with 365 hp and 343 lb-ft of torque with 25 lb-ft of torque available as overboost. While the updated N55 is based on the same engine found in the M235i, our source says it will have some components from the new S55 unit. Yet the engine code will still be labeled as N55.
Our sources close to BMW have also revealed the M2 will weigh less than the M235i Coupe. It's still unknown where the weight savings are coming, but one thing we know for sure is the M2 not sporting a carbon fiber roof. Being built upon the 2 Series Coupe, we can only speculate that most of the weight savings come from the use of aluminum and carbon fiber on some parts of the body/chassis. Inside, BMW will run a full setup, so the only savings there will be from the use of M3/M4-like seats, sportier, thinner and lighter. We certainly don't expect a huge weight drop compared to the M235i, but any kilos shaved off the car coupled with about extra 40 horsepower, a tighter chassis, mechanical locking differential, M4 suspensions and brakes, would make the M2 a strong contender on the Nurburgring and certainly faster than the M235i. BMW is likely to unveil the M2 later this summer. Click here for the video BMW M2 being tested at the Nurburgring yesterday! Posted by Samuel Thomas-Robert Du Verne on Wednesday, May 20, 2015 [Photos: BridgeToGantry] The article BMW M2 in slow-motion at Nurburgring appeared first on BMW BLOG
How many gears is enough
Posted by http://www.bmwblog.com/2015/05/22/how-many-gears-is-enough/ in News on May 22, 2015
The days of manual gearboxes being the performance oriented choice are gone. Manuals are still great fun to drive, and should be available for as long as possible, but the automatic gearbox is the far faster and more efficient option. Currently, the ...
The days of manual gearboxes being the performance oriented choice are gone. Manuals are still great fun to drive, and should be available for as long as possible, but the automatic gearbox is the far faster and more efficient option. Currently, the automatic in all BMWs that don't wear a true 'M' badge is a ZF-sourced eight-speed. It's an absolute peach of a gearbox, with smooth shifts that are fast enough to convince you that it's a DCT. Now eight cogs may seem like a lot to some, but it's actually quite nice to have. Eight different gears allows for a perfect gear ratio for nearly any speed or situation. It also allows for shorter gearing, giving the car better performance, and still have high gears for economy. The ZF eight-speed has so much flexibility, in terms of performance and economy, that it's paired to a variety of engines, including diesels and high-performance petrol engines.
Related: BMW, please keep the manuals! But how many gears is too many? Currently, ZF has a nine-speed auto on the market, in some Chryslers and eventually Mercedes-Benzs. When the eight-speed debuted, people were shocked as they were still getting used to the seven-speeds in some cars. So what about nine? That seems like one too many, and I know that may seem short-sighted. Even though eight seemed like too many when it debuted, it turned out to be magnificent. So why does nine seem so strange to me? I'm not sure, maybe it's the odd number. Eight gears just seems like the perfect amount. Four low and four high. Now, obviously not all cars with it are geared that way, but you get the point. Nine just seems odd and unnecessary. Maybe I'm right, because last I heard, Chrysler was having some issues with this latest ZF nine-speed, as it's been labeled as a bit ponderous in its shifts. It could just be Chrysler's specific software to blame, or maybe nine is just too many.
But if nine isn't too many cogs for one gearbox, and nine becomes the new eight, when does it end? Will we see ten-speed autos, or even eleven-speeds? It just seems a bit unnecessary. My guess, though, is that even if automakers would continue upping the gear count, EVs would dominate the roads before they got the chance. Which is most likely what will happen before a ten or eleven-speed auto comes out. But regardless of EVs taking over, I still think eight is the perfect number of gears for and automatic gearbox. The ZF unit in BMWs, as well as all the others, is just so perfect, with its creamy and fast shifts. It's so seamless and the calibration is so fantastic that it's always in the perfect gear in automatic mode. So I think we should just leave eight alone, because if it ain't broke, don't fix it. The article How many gears is enough appeared first on BMW BLOG


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Stoke City defender Danny Higginbotham is grateful for coming through Manchester United's youth system.
"I think it's instilled into you, it's how you're brought up," Higginbotham, who made seven appearances at United before joining Derby County in 2000, told manutd.com. "From day one you're just brought up the right way, to respect everything and everybody, and to play football the right way. Nobody gets too big for their boots and it's all about working hard, which is what everybody does.
"It was always stressed that there was time for fun, but when you were on the training pitch or during a game then it was serious. They encouraged you to enjoy your football, and to express yourself. When you're a youngster growing up, I don't think you could have a better education than at a club like United.
"It was always stressed that you could have all the talent in the world, but if you didn't graft then it was just going to be a waste. I wanted to make sure that never happened."


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Remembering the late Washington Post reporter David Broder. 09:05
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The Return of the Giant NYC Dance Club
By Steve Weinstein
July 4, 1976 Was a Ramones-less Weekend in NYC
By Bryan Bierman
LIVE REVIEW: Karen O at McKittrick Hotel
By Lindsey Rhoades
Remembering Dee Dee Ramone's Rap Album
By Chaz Kangas
Meet Lady Casa, America's Most Famous Raver
By Ben Westhoff and Sarah Purkrabek
Ridiculous Kanye West-isms, In Illustrated Form
By Jena Ardell
Casting Martin Scorsese's New Ramones Movie
By Jesse Sendejas Jr.
A Tour Around Ace Frehley's Bronx
By Katherine Turman
Black Star's new album only consolidates the lyrical m.o. these two have long deployed as individuals and as a team. As a guest rapper on De La's ''Stakes Is High,'' Mos Def argued: ''Niggas ain't stoppin' to think so they ain't gon' stop the violence/Music too loud to hear, so Doug E. Fresh say 'Silence!' '' Thus it's no surprise that on the the current Black Star single ''Definition'' Mos should reprise the ''Stop the Violence'' theme. He and his partner extensively catalogue everything they think endangers the quality of rap. The track ''Children's Story'' is particularly blunt, indicting clueless radio DJs and corrupt major label executives.
Of course, Black Star happen to be black people with options. They have bought into the black bookstore where Talib Kweli worked, and Mos Def is a professional actor with several television roles under his belt. When hip-hop is not your only economic gravy train, you can afford to point fingers at those who exploit the music for pure financial gain. On the tune ''Hater Players,'' Black Star dismiss the idea that there is something disloyal about putting down those who are primarily in the rap biz to make money: ''People afraid to say what is wack out of fear of being called a 'hater'/Imagine that! . . . We ain't havin' that.'' But they should be prepared for turnabout as fair play. Eventually they'll score a breakthrough radio hit just like their idols De La and A Tribe Called Quest did, and who knows how mainstream fame will affect them? (Look at the transformed Fugee zealot Wyclef Jean.) Nothing on Mos Def and Talib Kweli Are Black Star even approaches the electrifying brilliance of ''Shakiyla'' by Poor Righteous Teachers, or ''Fire and Earth'' by X-Clan, or ''Bring the Noise'' by P.E., but with their rhyming skills and chemistry it's only a matter of time.
One clue to what their next step might be is the fact that Black Star have eschewed the more popular black power iconography of the 1960s to identify by name and album-cover art with Garveyism, an older, and some would say even more controversial source of black pride. In the 1920s, Marcus Garvey, who preached ''Do for Self'' and both economic and ethical self-control, strove to create the Black Star Line--a fleet supposed to reestablish Africa as an economic power base for black people around the world. Everything said and done on the new Black Star album is aimed at getting all the hip-hop factions to unite around a morally refined Garveyite perspective.
What helps them preach to the unconverted is one of the tightest and most polished live shows around. Their frequent appearances on the open mike at Manhattan's Lyricist Lounge keep their freestyle skills sharp, and this year alone they've played Japan and Cuba as well as bouncing from coast to coast in the U.S. promoting a spiraling number of solo and collaborative projects (Kweli teams again with Deejay Hi Tek to become Reflection Eternal on a separate Rawkus album due in April, while Mos Def has a solo deal through MCA). Last Wednesday at Irving Plaza, the group, arriving late from the airport, was forced to open for N'Dea Davenport without the backing instrumentals from their new album. Unruffled, they rhymed freestyle for a few minutes with topical information about the audience; their recent trips; McGwire and Sosa; Clinton and Lewinsky. Over Deejay Hi-Tek's quick-mix mastery their voices were a rugged blend of textures, with Talib's urgently staccato tenor spiking Mos Def's rolling, oratorial midrange. They updated early underground singles like ''Universal Magnetic'' and ''Body Rock,'' then to the delight of some Lyricist Lounge regulars, guest stars Jeru tha Damaja, Black Thought, Afua, and Common--who cameos on the Black Star track ''Respiration''--joined the duo onstage to further dazzle the crowd.
Black Star exist largely to oppose the coon show aesthetics purveyed by a horde of self-proclaimed players and gangstas. Because the duo won't tap dance the Big Willie lifestyle for Babylon they have to find a way to replace the entertainment value of such glossy Hollywood fantasies. The ''Definition'' video colorizes the ordinary scenery of the inner city with a surreal overlay of red, gold, and green. Sometimes the colors are really there, and sometimes they are superimposed, as if Brooklyn had been captured in a Rastafarian snow globe. A cerebral little mind-fuck to be sure, but this simple device gives every scene the hallucinatory quality of a vision-quest, precisely the trip Black Star wants people to take.
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I'm using an application which uses a number of large dictionaries ( up to 10^6 elements), the size of which is unknown in advance, (though I can guess in some cases). I'm wondering how the dictionary is implemented, i.e. how bad the effect is if I don't give an initial estimate of the dictionary size. Does it internally use a (self-growing) array in the way List does? in which case letting the dictionaries grow might leave a lot of large un-referenced arrays on the LOH.
Using Reflector, I found the following: The Dictionary keeps the data in a struct array. It keeps a count on how many empty places are left in that array. When you add an item and no empty place is left, it increases the size of the internal array (see below) and copies the data from the old array to the new array.
So I would suggest you should use the constructor in which you set the initial size if you know there will be many entries.
EDIT: The logic is actually quite interesting: There is an internal class called
So if nothing is passed as capacity to the Dictionary, the starting capacity is three.
Once the capacity is exceeded, it multiplies the current capacity by two and then finds the next larger prime using the helper class. That is why in the array not every prime is needed, since primes "too close together" aren't really needed.
So if we pass no initial value, we would get (I checked the internal array):
Once we pass this size, the next step falls outside the internal array, and it will manually search for larger primes. This will be quite slow. You could initialize with 7199369 (the largest value in the array), or consider if having more than about 5 million entries in a Dictionary might mean that you should reconsider your design.
MSDN says: "Retrieving a value by using its key is very fast, close to O(1), because the Dictionary class is implemented as a hash table." and further on "the capacity is automatically increased as required by reallocating the internal array."
But you get less reallocations if you give an initial estimate. If you have all items from the beginning the LINQ method ToDictionary might be handy.
Hashtables normally have something called a load factor, that will increase the backing bucket store if this threshold is reached. IIRC the default is something like 0.72. If you had perfect hashing, this can be increased to 1.0.
Also when the hashtable needs more buckets, the entire collection has to be rehashed.
The best way for me would be to use the .NET Reflector.
Use the disassembled code to see the implementation.


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The long-awaited return of The Ghost, Robert Guerrero, is set for June.
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Golden Boy Promotions won the purse bid to promote Russell-Lomachenko, outbidding Top Rank by $2,250.
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Tickets, starting at $25, can be purchased at the StubHub Center box office or by calling 1-888-929-7849. Showtime Sports will televise.FROCH-GROVES II
Perhaps the biggest boxing event of the year will take place Saturday when Carl Froch and George Groves meet at Wembley Stadium in London in front of a crowd of 80,000-plus.
The two met last November with Froch winning on a controversial stoppage in the ninth round to retain his IBF and WBA super middleweight titles.
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HBO will televise the grudge match Saturday at 4 p.m. on a delayed basis.
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'Zat You, Santa Claus?
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Works by Ho Tzu Nyen, Tang Da Wu for Guggenheim art show
Two Singapore artists have been picked for the Guggenheim Museum's inaugural exhibition of South and South-east Asian art.
Artist-film-maker Ho Tzu Nyen and veteran artist Tang Da Wu, join 22 artists and art collectives picked by Singapore curator June Yap for No Country: Contemporary Art For South And Southeast Asia.
The show, to open in New York on Feb 22, is the first exhibition of the Guggenheim UBS MAP Global Art Initiative. Backed by the banking and financial services group UBS, the programme intends to highlight regions under-represented in the international art scene.
In an email response, Yap told Life! the curatorial considerations behind this show "reflect both the project and its scope".


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Melanoma Awareness
We all have skin in this game! Learn more about how to protect your skin and raise awareness of this devastating disease. Be sure to join us on May 31st for Melanoma Awareness Day at Citizens Bank Park!
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Great pet pen.
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|173 posts found
Originally posted by sldrop
That is not gambling... at all.
Players are paying (if its P2P) for access to the game, they are getting a service whether or not they get loot, that is not gambling.
The dev team being able to alter the loot drop rate is not gambling.
Using the auction house is not gambling, it is amazingly enough, an auction and any fee involved is a service cahre for being able to access the auction.
If players were paying for a random roll simulator for loot, without there being any game, they just stared at the screen as numbers flew by and they either got something or didn't then that would be gambling. But that clearly is not the case.
I am completely against the RMAH but it certainly is not gambling.
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Novice Member
Joined: 5/20/05
Originally posted by bunnyhopper
Playing in front of a gambling machine in a casino that generate a random success rate, and playing in front of your computer in a game generating item worth real value with a random success rate is exactly the same. You use your time playing in both case, and yes you play some money games in both case.
Originally posted by Requiamer
You missed the point. You are NOT paying for a random number generator that will then give you money on a successful roll, you are paying for a video game replete with combat, pvp, pve and crafting.
If Diablo III offered nothing more than the ability to pay for a random roll with the chance of winning money then it would be the same. But it is not like that at all. Do you pay a fee each time you kill and loot something? Do you immediately get a payout if you loot some thing? Is there not actual typical game content that you are actually paying for? No.
You are paying for a video game and the ability to use an auction service. You are not paying multiple times for random rolls that will immediately pay you out in prize money.
Originally posted by Requiamer
I do not agree that the virtual aspect of the goods make it gambling. That would mean that regular microtransactions, bought directly from a game company, would also be gambling.
You invest real money and time in every mmorpg, and you always have the risk that the game gets closed, that does not equal gambling imho.
For me gambling is putting money into something with the possibility of gaining more money based on chance.
Now I also acknowledge that various governments widened their legislation to cover all the angles, and that the RMAH may fall into grey areas.
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Apprentice Member
Joined: 6/11/08
I think with my heart and move with my head.-Kongos
The part where they would consider it gambling is not the RMAH. It's how you get the items. If the items drop based on a random number generator, then it's gambling. You might get a great item, you might get a garbage item. It just depends. The RMAH is just the method used to convert virtual items into currency.
It depends on how the South Korean court interprets the way you get the items.
I can not remember winning or losing a single debate on the internet.
Apprentice Member
Joined: 6/11/08
I think with my heart and move with my head.-Kongos
No, they don't have a good point. You're not buying and selling a virtual item; you do not own the virtual item. You're buying and selling a license to use the virtual item within the game.
Also, gold selling isn't illegal. Not even in South Korea. Gold selling violates the terms of service of most games in the United States. It's illegal to gamble online in South Korea, so anything you earn in a game that's like gambling (random drops) cannot be sold for real world currency. If you're not gambling, then it's perfectly legal to buy and sell virtual currency in South Korea.
I can not remember winning or losing a single debate on the internet.
Novice Member
Joined: 8/24/10
Originally posted by SaintViktor
If this is true, then MMO in general should be banned.
You are spending money for the continuation of a service, creating a virtual character (goods) that is supposed to be owned by the players. Yet, the company can easily announced shutting down the servers in a month of less, and you lose all your goods, forever.
It isn't a gambling, but more like a losing battle, you will always lose in the end, its just a matter if you even care at that point anymore.
And frankly speaking, I don't think RMAH is classified as gambling, if that is so, any form of online real money trading will be classified as that, which isn't the case.
How much WoW could a WoWhater hate, if a WoWhater could hate WoW?
Elite Member
Joined: 10/29/07
Originally posted by CyberWiz
Paying a static sum for something that you know what it is = not gambling.
If they were to sell random stuff or randomize the price then it would be gambling.
RMAH is a kinda odd thing, you buy stuff that you don't own and the company can nerf it any timne without any problems. The law dies not mentioning how it works and don't consider stealing stuff like that to be equal to stealing real stuff and so on. But it is not gambling (unless you leave your kid alone with Smurf village and your credit card, that would be gambling without any chance of winning).
Still, Blizzard is too greedy in this case, the whole idea is just terrible, particularly for a game like Diablo. I used to think that SOE stations servers were bad but there you can at least choose to play on anothe server.
Originally posted by lizardbones
After thinking more about this I can see the argument how D3 with the RMAH may be considered gambling if you really stretch it. You buy the box ( you put money into it ), you play the chance game ( killing monsters and hoping something will drop ) and then you may or may not cash in thru the AH.
However, if you look at it from a moral point of view, I do not consider it gambling.
You do not put money into it directly for getting the items, you "work" for it by slaying monsters. Compare it to the gold rush in the States, you went out looking for gold and you had a chance to find some. After that you could go auction your gold and with some luck you sell it for a good price.
Paying for the box is paying for the gameplay, not the chance of getting items and putting them on the AH, I feel that is stretching it.
So to me, from a moral point of view, it does not feel like gambling in D3 / RMAH.
The only thing I have a moral problem with is the fixed listing price, because there you put in money which you loose if you do not sell, and thus you are in effect gambling.
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Apprentice Member
Joined: 6/11/08
I think with my heart and move with my head.-Kongos
If Blizzard implemented a Real Money Player Store(tm) system, instead of an auction, South Korea would still be considering a ban on the game. The issue is not the auction house. The issue is that the game itself is a form of gambling. When you kill a monster (pull a lever) you get a random drop (chance at earning money). You can't earn real world money by gambling in South Korea.
** edit **
@CyberWiz - gambling is an amoral activity; it is neither good nor evil. South Korea is concerned only with the effect on society, and they do not believe it has any positives. So it's illegal.
With D3, it just depends on how they view the game. Is is like mining for gold or gambling with a computer? So far, they have taken the view that video games and mmorpg in particular are like gambling with a computer. It's fine if you never take your virtual earnings and make real world money out of it, but as soon as you make real world money out of it, it's gambling.
I can not remember winning or losing a single debate on the internet.
Originally posted by Loke666
In a perfect world I would agree with you, but with all the illegal RMT going on, why should Blizzard not get a piece of the pie and nerf some illegal sellers while they are at it.
I hope that by having legal RMT, Blizzard will have the funds ( funds from D3 itself, so that it is profitable ) and the willingness to put in the effort to elliminate the botters and scammers as much as possible. They will have a vested interest in keeping the game healthy, unlike DiabloII where they have nothing to gain.
The thing is that even without the RMAH you do not have the choice to play RMT free because of all the illegal RMT.
The only other way to combat illegal RMT ( besides legal RMT ) is with a subscription fee, where Blizzard would have another way of funding updates, adn the fight against botters, scammers and RMT.
But if you look at WoW, where they really have put some effort in combatting this, they also failed.
So the pragmatic solution is :
- Make RMT legal
- Do it yourself ( Blizzard ) and make profit from it
- Use this profit to combat the rest of the illegal RMT market, together with the scammers and botters.
If you are interested in subscription or PCU numbers for MMORPG's, check out my site :
Originally posted by lizardbones
Okay so South Korea considers any random drops in video games virtual gambling and you are not allowed to cash in in RL cash.
I think they are besides the point tho with their gambling law, because wether it is virtual or real, random or not random, it stays just as addictive. And it is the addiction that is the real problem in South Korea.
Oh well, we will see how this goes.
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Novice Member
Joined: 1/20/05
Originally posted by lizardbones
Last time I checked, I did not have to insert coins in a monsters ears before pulling the lever :p
If you are not risking your own money, it's not gambling. With killing monsters you risk nothing.
This is Blizzards stance on the matter, if Korea shares this opinion remains to be seen.
Joined: 8/14/07
Originally posted by lthompson94
It's only a CHANCE to make a profit. You're not guaranteed to sell that item and they keep your AH fee regardless.
President of The Marvelously Meowhead Fan Club
Originally posted by just1opinion
Which is exactly the way Ebay works......
Joined: 8/14/07
Originally posted by Kwintpod
LMAO, you know what? I honestly don't know why I'm even arguing it. I think what I think and others think what they think and no one is going to change anyone else's mind. Besides, I'm not even going to play this game, I'm opting for Torchlight2 instead, so why am I here arguing about this? Ridiculous of me to be here. I just thought the conversation looked interesting. Boy is it. lol
I still have the same view of it all.....random roll generator determines if you get a good auction item, then you buy a CHANCE to sell it. As far as I'm concerned, my opinion is STILL that it's gambling of a sort.
President of The Marvelously Meowhead Fan Club
Elite Member
Joined: 8/27/04
Perhaps tomorrow will be better.
Originally posted by CyberWiz
Yes KEYWORD>>>FUTURE.
This doesn't mean the past,as of right now the majority of N.Amerk devs are going the RMT way whilst,Asian devs are actually starting to go the opposite route.
The FUTURE weather Asian devs change their RMT ways or not ,i guaranteee the n.Amerk ways are headed in the exact same direction or worse.I am not saying the Asian developer "IS" our hope to the future ,i am saying it "IS" possible,especially since the N.Amerk devs are showing me the exact opposite.
We are seeing Asian devs at least trying to advance gaming ,whilst many localized devs are streamlining mmorpg's down to almost nothing but a solo/linear/leveling questing curve nothing more.Can gaming really get anymore boring than hanging out on your max level player raiding loot that has no meaning to an already finished max level player?
What have we seen over the last 5 years from N.Amerk devs?Battlegrounds?lol if that is all and the best they can come up with,then god help this genre,it is going no where and very slowly at that.
I look at games like TERA and Archeage,this is the future as both are trying to add a little more to gaming and making pvp a little more encouraging to those thaty normally don't like it [me for example] than these other games are.
Novice Member
Joined: 1/06/10
Well, it will be interesting to see what age rating will D3 get. As parent myself I dont plan to allow my kids to play any game with integrated real money trasactions like D3 till they are 18teen.
Old School
Joined: 3/08/04
Players come for the game, but they stay for the people- Most Devs have forgotten this.
Originally posted by romanator0
All MMORPGs are based on the gambling metallity. The player high of a payoff is a major hook in their pyschology.
Even in sub games you gamble, the only difference is that the currency in use is time.
The RMAH concept dosent make this any better or worse.
Novice Member
Joined: 5/20/05
Yes you do, that is the point.
The way you warp it doesn't change its principles. You pay, roll some dices, and can get some profit from it or not.
The fact you endorse a virtual personality, you need to fight with it in a game, and have to trade, here don't have much incidence. You definitely could use bots to deal with all those aspects and never have to "play", you would just come at the end of the botting session and get your money or not depending on the roll success of the day, and thats probably what a lot of people are already planning to do, and what Blizz is expecting some people to do to.
edit typos


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