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Laguna Bed 'n Brunch
No availability found through our partners. Please contact the business directly or check some of our recommended alternatives.
TripAdvisor Reviews Laguna Bed 'n Brunch Ajijic
Travel Blogs from Ajijic
A View of Downtown Ajijic
... is on the street called Colon. As we walked southbound towards Lake Chapala, you need to keep a good eye on your feet or you could quite easily turn an ankle or even worse. Dropping into the various stores, well not stores - they're more like small units - a restaurant with three tables - a grocery store with one or two shelves, even one store that sold designer chocolates and provided tequila tasters - "what a country" as Eloy always ...
50 Things I've Learned in Mexico
... state you do not have change, but never that you do not want to do so. Gas station attendants expect to be tipped if they perform an additional service, like washing your windows. In some cases, this is the only 'salary' they get. 23. A gift should be opened immediately after receiving it. It is expected. Except at children's birthday parties…it is common for the child to open their presents in private. It can be considered ostentatious to ohhhh ...
Mexican Tears Aplenty
... for Sunday services on the Caratarra. This was the plan and probably a little overdue for both Deborah and I as we did see a little puff of white smoke as we entered the church. From there we headed over to El Bar Co. to watch the Mexico/Netherlands match.
Steve and Cindy (from Nebraska) got there first and saved us a table - the only down side was this was a small t.v. with a not so great a ...
Orquesta Axixic Music Camp 2014
... on Easter Sunday. For the entire week we worked and played very hard. I am so privileged to be included in this group. The group's main objective is to cultivate talented kids who show promise and give them the experience and spark to get them energized about the their love of music. To provide a musical outlet for them and teach them how to work together toward a common goal. To ...
San Sebastian Day
... Sebastian is their patron saint. Festivities had been going on since Sunday but the parade was until Monday about 4:30. Dancing Indians in fancy headdress and the statue of San Sebastian were followed by a couple of floats, Sayacos(people dressed in costume) , lots of thrown confetti and finally a band. According to local lore, the roots of the Sayacos date back to ...
Other places to stay in Ajijic
Casa FloresZaragoza 38, Ajijic | B&Bfrom $85
Quinta Del SolIndependencia # 29, Ajijic | B&Bfrom $70
Casa Tres LeonesEmiliano Zapata #10, Ajijic | B&Bfrom $98
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subset: commoncrawl


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From the Design Desk: The State of Brazilian Design
Brazil is known for its abundance of color, warmth, and rhythm. You see this on the beaches, in the food, and in the people.
Art + Design: We'd love to hear from you, and give you a 30% discount
Some seasons stand out in my mind, and this past fall the Art + Design titles published by Chronicle really stood out as a great list of books.
Paper Goods: Life in the Indie Lane
As many of you know, Chronicle Books is lucky enough to work with some of the most creative and inspiring indie artists in the country (and the world, but that is for another blog post).
Chronicle Craft: Ed Roth at Etsy Labs
Don't miss Etsy's first craft night of 2010 with our very own Ed Roth! Attend the workshop in person if you're in Brooklyn, or join in on the fun online in Etsy's multi-user chat
Chronicle Books at Man Up SF
Every exam week in college, my friend Sam would attract the attention of the entire dining hall by showing up to meals looking dapper in a tie and slacks—subsequently putting every other


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A medical electrical lead having an electrode head with an internal lumen mounted to a proximal portion of the lead body and a rotatable fixation helix advanceable from the internal lumen. The helix is mounted to a rotatable shaft which is provided with a central shaft portion and circumferential shoulders proximal and distal to the central shaft portion. A seal is mounted in the lumen of the electrode head, encircling the shaft and C-shaped seal retainers are mounted in the lumen of the electrode head member proximal and distal to the seal.
1. A medical electrical lead, comprising:
an elongated lead body having proximal and distal ends and carrying an elongated conductor therein;
an electrode head member having an internal lumen, mounted to a proximal portion of the lead body;
a shaft, having proximal and distal ends, rotatably mounted in the head member;
a fixation helix, mounted to the distal end of the shaft;
a seal, mounted in the lumen of the electrode head member, encircling the shaft; and
C-shaped members mounted in the lumen of the electrode head member proximal and distal to the seal.
2. A lead according to claim 1, wherein the shaft is provided with circumferential shoulders proximal and distal to the C-shaped members.
3. A lead according to claim 2 wherein the conductor is rotatably mounted in the lead body and is coupled to the helix shaft.
4. A lead according to claim 1 wherein the conductor is rotatably mounted in the lead body and is coupled to the helix shaft.
5. A lead according to claim 1 wherein the C-shaped members are fabricated of radiopaque material.
6. A lead according to claim 5, wherein the shaft is provided with circumferential shoulders proximal and distal to the C-shaped members.
7. A lead according to claim 1 wherein the outer surface of the seal is tapered.
The present invention is directed toward medical electrical leads generally and more particularly directed towards medical leads employing advancable, rotating fixation helixes to anchor the leads to body tissue.
In order to work reliably, cardiac pacing leads need to be located stably adjacent tissue to be stimulated or monitored. One common mechanism for accomplishing this has been the use of a rotatable fixation helix, which exits the distal end of the lead and is screwed into body tissue. The helix itself may serve as an electrode or it may simply serve as an anchoring mechanism to locate an electrode mounted to the lead body adjacent body tissue. In conjunction with such leads, the fixation helix may be coupled to a conductor extending through the lead body and rotated by rotation of the conductor within the lead body. Such a lead is disclosed in U.S. Pat. No. 4,106,512 issued to Bisping. Alternatively, the fixation helix may be rotated by means of a screwdriver tip stylet, or other removable rotation device, as disclosed in U.S. Pat. No. 4,217,913 issued to Dutcher.
Typically, some mechanism is provided for sealing the distal end of the lead against fluid entry. One common mechanism is to provide a seal which engages the fixation helix directly, as disclosed in the above cited Bisping patent. An alternative mechanism, particularly useful in the circumstance in which the helix is mounted to a shaft, either rotated by means of the conductor or by means of a screwdriver stylet is to operatively associate a seal with the helix shaft for preventing the ingress of body fluids, by mounting a washer shaped seal encircling the shaft. The seal may either rotate with the shaft, as disclosed in European Patent Application No. 049431 issued to Borghi et al or the shaft may rotate relative to the seal as disclosed in U.S. Pat. No. 5,259,394 issued to Bens. If the seal rotates with the shaft, the seal may be located between two washer shaped members located on the shaft as in the Borghi patent. If the shaft rotates relative to the seal, the structure may correspondingly be reversed, with the seal located between washer shaped members mounted in the electrode head as in U.S. Pat. No. 5,456,708 issued to Doan. Alternatively, the seal may simply be mounted to the shaft as in U.S. Pat. No. 5,514,173 issued to Rebell or to the interior of the electrode head by adhesive or other means as in the Bens patent and in U.S. Pat. No. 5,425,755 by Doan. Because that portion of the seal which rotates relative to the shaft or relative to the electrode head produces frictional resistance to rotation, it is in some cases desirable to configure this surface as a line contact to reduce friction, as is conventional in the art related to fluid seals associated with rotating shafts and as disclosed in the Borghi et al patent and in the '708 Doan patent.
In the event that it is desired to mount a seal located fixedly within the electrode head, surrounding the helix shaft, as in the Doan patents and the Bens patents cited above, it is necessary to pass the helix shaft through the seal. Similarly, if one wishes to employ washer-shaped members on either side of the seal as in the Bens and Doan '708 patents, the helix shaft must either carry the washer shaped members or must pass through the central apertures in the washer shaped members. This generally is not a problem, except in the context of a shaft which rotates relative to the seal when it is desired that the helix shaft be constructed with enlarged radius shoulders, located on either side of the seal to define advancement and retraction stops. If washer-shaped retainers are to be used as in the Doan '708 patent, the helix shaft must be fabricated out of two separate pieces.
The present invention is directed toward an improved lead of the type employing an advancable fixation helix mounted to a helix shaft and which rotates relative to a seal encircling the helix shaft. In a preferred embodiment, the helix shaft is provided with enlarged shoulders located proximal and distal to the central portion of the shaft which passes through the seal, which shoulders serve as advancement and retraction stops. The seal is placed around the shaft between the shoulders and is maintained properly located within the electrode head by means of two C-shaped retainers which engage the proximal and distal shoulders of the helix shaft to define positions of maximum advancement and retraction. The C-shaped retainers, in conjunction with the enlarged shoulders on the shaft also provide a mechanism for determining the degree of advancement of the helix and shaft using a fluoroscope. The C-shaped retainers and the seal are placed around the helix shaft prior to the insertion of the helix shaft into the electrode head. By this mechanism, the helix shaft can be fabricated as a single piece part, simplifying manufacture of the lead.
FIG. 1 is a plan view of a lead incorporating the present invention.
FIG. 2 is a cut-away view through the distal portion of the lead illustrated in FIG. 1.
FIG. 3 is a perspective view of one of the C-shaped seal retainers employed in the lead of FIGS. 1 and 2.
FIG. 4 is a perspective view of the helix shaft of the lead of FIGS. 1 and 2, shown with the seal and two C-shaped seal retainers mounted thereto.
FIG. 1 is a plan view of a cardiac pacing lead employing the present invention. The lead is provided with an elongated lead body 10 which takes the form of an extruded tube of biocompatible plastic such as silicone rubber or polyurethane. At the proximal end of the lead is a connector assembly 12 which includes a connector pin 20 and a connector ring 18 which are coupled to coil conductors extending distally therefrom within lead body 10. Sealing rings 14 and 16 are provided to seal the connector assembly in the connector block in an associated implantable cardiac pacemaker and to seal between connector pin 20 and connector ring 18. Exiting the proximal end of the connector pin 20 is a stylet 24, shown exiting through removable stylet guide 22. Stylet knob 26 is provided to assist the physician in moving and turning stylet 24 relative to the lead body 10 in order to assist in placement of the lead at a desired location within a patient's heart. Suture sleeve 28 is provided to assist in anchoring the lead at the point of venous insertion. An electrode head 30 is located at the distal end of the lead, and carries an advanceable fixation helix as described generally above. A ring electrode 32 is mounted proximal to electrode head 30. Electrode 32 is electrically coupled to connector 18 and the advancable fixation helix within electrode head 30 is electrically coupled to connector pin 20. Rotation of connector pin 20 relative to the connector assembly 12 causes corresponding rotation of the coiled conductor coupled thereto and advancement or retraction of the fixation helix within lead 30 in the fashion generally described in U.S. Pat. No. 4,106,512 issued to Bisping et al, incorporated herein by reference in its entirety.
While the lead of FIG. 6 takes the form of a bipolar pacing lead, the present invention may of course be embodied in other types of pacing leads, including unipolar leads and leads with additional electrodes and/or sensors. The invention is also useful in the context of implantable cardioversion and defibrillation leads and in any other circumstance in which it is desirable to affix a lead adjacent to body tissue to stimulate or sense electrical activity in the body, including nerve and muscle stimulation leads and the like.
FIG. 2 is a cut-away view through the distal portion of the lead of FIG. 1. Lead body 10 in this view is seen to be an elongated extruded tube of biocompatible plastic, which surrounds two coaxially arranged coiled conductors 62 and 68, each of which take the form of multifilar coils of biocompatible metal such as MP35N alloy, drawn brazed strand wire, or other conductors conventionally employed in implantable stimulation leads. Separating conductors 62 and 68 is an inner insulative sheath 60 which also takes the form of an extruded tube of biocompatible plastic such as polyurethane or silicone rubber. Ring electrode 32 is fabricated of a biocompatible metal such as stainless steel or platinum/iridium alloy and is coupled to coiled conductor 68 by means of a weld adjacent the circumferential flange 66 located on the proximal portion of the ring electrode. A cross bore 69 through a ring electrode 32 is provided to allow for backfilling to bond the distal portion of lead body 10 to the inner insulative sheath 60 and thereby providing a mechanical interlock.
Mounted to the distal end of ring electrode 32 is an electrode head assembly 30. Electrode head assembly 30 includes a main head member 38 which takes the form of a generally tubular molding of rigid, biocompatible plastic, such as a polyurethane, a proximal head member 58 which also is a generally tubular molding of biocompatible plastic and a distal head member 36, molded of biocompatible silicone rubber, polyurethane or other biocompatible plastic, containing a steroid, for example a form of dexamethasone which will elute from the plastic. Mounted within the internal lumen within the electrode head 30 is an advanceable fixation helix 34 which is fabricated of a biocompatible metal such as platinum/iridium alloy and serves as the pacing electrode. Helix 34 engages inward projection 40 in a fashion such that upon rotation of helix 34, it is either screwed into or out of the distal opening in distal head member 36. The proximal end of fixation helix 34 is coupled to the distal portion 50 helix shaft 42. The proximal end 64 of shaft 42 is in turn coupled to coiled conductor 62, such that upon rotation of coil conductor 62, fixation helix 34 rotates relative to protrusion 40, causing it to be screwed into out of electrode head assembly.
Mounted around the central portion 46 of helix shaft 42 is a resilient seal 56 which may be molded of a biocompatible plastic such as silicone rubber or polyurethane. The internal bore of seal 56, through which helix shaft 42 passes is essentially cylindrical. Located on either side of seal 56 are C-shaped retaining members 52 and 54 visible in cross-section. These retaining members are preferably fabricated of a biocompatible radiopaque metal such as platinum or platinum-iridium alloy and serve both to locate seal 56 in the electrode head and as proximal and distal stops, limiting proximal and distal movement of helix shaft 46. The distal portion of the outer surface of the seal 56 is conically tapered, which allows a wider range of tolerances for the components of the electrode head assembly and simplifies assembly when the helix shaft 42, seal 56 and seal retainers 52 and 54 are slid distally into head member 38. As shown, helix 34 is fully retracted into the electrode head assembly, with the enlarged circumferential distal shoulder 48 of the helix shaft abutting C-shaped seal retainer 54. When fully extended, the enlarged proximal circumferential shoulder 44 of shaft 42 abuts C-shaped seal retainer 52. C-shaped seal retainers 52 also serve as radiopaque indicators, having fixed locations relative to the electrode head assembly 30, which allows the physician to determine the relative degree of advancement of helix 34 by comparing the relative locations of the C-shaped retainers 52 and 54 and helix shaft 42.
The use of C-shaped seal retainers 52 and 54 in conjunction with a resilient seal 56 allows the seal and retainers to first be located around the central shaft portion 46 and assembly thereafter to be advanced into the main electrode head member 38. The proximal electrode head member 58 can then be inserted into the proximal end of the main electrode head member 38 and bonded thereto by means of adhesive or otherwise, retaining the assembly of helix shaft 42, retainers 52 and 54 and seal 56 within the electrode head assembly 30.
FIG. 3 is a perspective viewing of one of the two retainers 52, illustrating its C-shaped configuration.
FIG. 4 is a perspective view of the helix shaft 42, seen generally from its proximal end, with seal 56 and C-shaped retainers 52 and 54 located thereon, prior to insertion of the assembly into the electrode head. It should be understood that prior to insertion of this assembly into the electrode head, the fixation helix would be attached to the distal portion 50 of shaft 46 and the coiled conductor 62 would be attached to the proximal end 64 of the helix shaft. The resilient seal is seal expanded, slipped over one of the two shoulders 44 and 48 on the helix shaft and placed around the central shaft portion 46 of the helix shaft 42. C-shaped retainers are shown located facing oppositely with respect to one another, although this is not necessary for the assembly to function properly and are mounted on either side of the seal, along the central shaft portion 46. Use of the C-shaped retainers in conjunction with the split seal allows shaft 42 to be fabricated as a single piece part, simplifying manufacture and assembly of the lead.
While the above-described embodiment of the invention describes a lead in which the fixation helix serves as an electrode, it should be understood that the invention may also be usefully be practiced in leads in which the helix serves only for fixation and a separate electrode is provided as in U.S. Pat. No. 4,217,913, issued to Dutcher et al. and incorporated by reference in its entirety herein. Similarly, while in the disclosed embodiment, a coiled conductor is employed to rotate the fixation helix, the invention may also be usefully be practiced in leads in which a removable stylet is employed to rotate the helix as in the Dutcher '913 patent. As such, the above described embodiment should be considered illustrative rather than limiting in conjunction with the following claims.
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Marvin Library now lends iPads to current students and employees for three-hour use within the library building. This new service contributes to the college's innovative learning environment. The iPads are pre-loaded with standard apps as well as additional apps that have been selected by the Library, Learning Assistance Center, Instructional Media Center and academic departments.
Students, faculty and staff may recommend apps for the iPads using the online form. Preference will be given to free apps that facilitate access to licensed content provided by the library and its building partners and which are directly related to academic programs.
Overnight loans and use outside the library are not permitted. A $3 library fine is charged per hour or part of an hour for late returns. The maximum overdue charge is $150. Failure to return an iPad prior to the library building closing will result in the library declaring the item stolen, notifying the Office of Public Safety for prosecution, and posting the full replacement cost in addition to the maximum overdue fine to BANNER.
An iPad lending agreement must be completed at the first floor service desk for each loan indicating agreement with current policies and restrictions. Loans will not be completed without signing the agreement. iPads are loaned from the first floor service desk and must be returned there directly to a staff member. Violation of the terms of the lending agreement may result in loss of lending privileges. Eligibility to borrow iPads is limited to current students and employees; community borrowers and others who may be eligible to borrow books are excluded from iPad lending.


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Scooby Snax
Owned by former RAF man, John McNeill, 'Scooby Snax prides itself on offering healthy eating options for its customers and has recently added a mobile unit to take its award-winning fish and chips on the road', says Andy. 'John is also the organiser of Brightlingsea's biggest street party.'
Where:3 Church Road, Brightlingsea, Essex, CO7 0JE (01206 306542; www.scoobysfishandchips.co.uk)
© independent.co.uk


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2002 BEST Women's Clothing, Casual
Anyone who's spent hours frantically searching for the perfect outfit for a class reunion knows how hard it can be to strike the balance between trendy and sophisticated. This precious Charles Street boutique does so with style, stocking a mix of cutting-edge clothing, from tailored work separates by Theory and Chaiken to casual twinsets and capri pants by Trina Turk and whimsical skirts by Rebecca Taylor. Of special note is the impressive selection of party dresses, all hand-selected from collections by the likes of Nanette Lapore and Shoshanna. Timid shoppers take note: Though the store is a treasure trove of garments you won't find elsewhere, the price tags and sometimes aloof sales staff can add up to an experience as intimidating as rush night in college.
Be respectful of our online community and contribute to an engaging conversation. We reserve the right to remove impersonators or personal attacks, threats, profanity, or flat-out offensive comments. By posting here, you are permitting Boston magazine and Metro Corp. to edit and republish your comment in all media.


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Zac Efron's not only got a six-pack, he's got a cast iron stomach behind it.
Watch the clip on RadarOnline.com
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Just a day after with Frank Neuschaefer's shocking exit from The Bachelorette aired on ABC, 'Bachelorette' Ali Fedotowsky appeared on Lope… READ MORE
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In early New England, anyone who stood near an open door or window faced mortal danger. A conversation with a woman who hunts for gravestones with epitaphs describing death by lightning strike.
Selections from the monumental but unknown Illustrations of the Nests and Eggs of Birds of Ohio, an amateur's attempt to illustrate the nests and eggs omitted from John James Audubon's Birds of America.
Warning: The great American wilderness is home to many hungry stomachs, including some that reside in animals weighing 600 pounds more than you. Also: They travel in groups.
Already 2013 has seen America drive off the fiscal cliff, only to freeze momentarily, then either reverse in mid-air or drop straight into the canyon—depending on how you look at it. Here's more of what to expect over the next 12 months.
Manhattan is rife with lumberjacks, Los Angeles is hot for Appalachia, and the latest trend in pornography is cabins. Yes, cabins. But when a woman leaves New York for a log structure of her own, a metamorphosis occurs.
A series of imposing mountain ranges made from cornices of thick paint, ridges lightly shadowed, and humans hidden in the snow.
When a Frankenstorm arrives from Haiti with destructive powers, the semi-professional student of zombie literature and history has a unique ability to perceive the arrival of end times. Welcome to America's new normal: the nonfictional apocalypse.
Intricate designs found in large-scale, labor-intensive relief prints made from the cross sections of trees and lumber.
Photographer Jane Fulton Alt discovered the beauty of prairie fires on the same morning that her sister underwent her first chemotherapy treatment.
To honor Arbor Day, an illustrated catalog of abuse taking place across the country, in cities large and small, where trees are being hacked, whacked, and chopped into unnatural shapes in the name of power.
Made famous in Alain de Botton's The Pleasures and Sorrows of Work, Stephen Taylor spent three years painting the same oak tree over and over again, in all weather, day and night. In an excerpt from his new book, Taylor walks us through his painting process.
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TheSpread is Pleased to Welcome GTBets as Our Newest Sportsbook Sponsor!
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Friday Service Plays
Re: Friday Service Plays
Cajun-Sports NBA Selection for Friday
Game:Philadelphia 76ers vs. Orlando Magic
Line: Orlando Magic -6
Rating: THREE-Star
Selection: ORLANDO MAGIC -6
Analysis: The Magic are one of just three teams that have clinched a playoff spot for this year's postseason (Boston and Detroit). The Magic had won four straight versus Philly including two this season until suffering a 101 to 89 defeat in Philadelphia back on February 27th. The Magic had a five-game winning streak snapped on Wednesday when they lost to Washington 87 to 86. The Magic topped its season-low point total by just one point and matched its worst shooting percentage of the season with 33.8 from the field. That game also saw Magic center Dwight Howard end a streak of 14 straight double-doubles with only three points and 14 rebounds due to foul trouble. He leads the league with 60 double-doubles on the year. We expect an all out effort from this Magic squad after playing so poorly their last time out and the fact that the 76ers defeated them soundly in their last meeting. Technical support is found in that Orlando is 40-23 ATS when playing at home with a line range of 6 to 8 points. If they are installed as a home favorite in that same price range the record is 31-16 ATS. When the Magic are facing the 76ers with a line range of 6 to 8 points Orlando is 11-2 ATS, if the Magic are coming in off a home game the record for Orlando is a perfect 6-0 ATS versus Philly. Another series tech set shows Orlando is 20-9-2 ATS when facing Philly if they are off a SU loss in their last game. If Philly is coming off a game where they went over the total and now face the Magic in the same line range they are 1-8 ATS. If they lost that game ATS the record is 2-9-1 ATS. We know that NBA teams coming off a SU win but ATS loss and have gone over in their last game and now must face a conference opponent on the road have posted a record of 42-71-6 ATS, if they are installed as an underdog the record is 23-41-6 ATS, if they are an away underdog their record stands at 23-41-6 ATS. All signs point towards Disney and a win and cover for the host. Lay the chalk as the Magic avenge their loss to Philly as the Magic are 16-4 ATS revenging a loss where the opponent scored 100+ points this season.
Re: Friday Service Plays
Scott Rickenbach
1* (regular play) St Mary's Cal Gaels vs Miami-Florida
Freshman Patrick Mills has been extremely impressive for the Gaels as the Australian is now the leading scorer for St Mary's Cal. His expanded role has allowed junior forward Diamon Simpson to enjoy even more success. The Gaels also have some bench help as they have a legitimate sixth man in the form of Tron Smith who can come in an energize scoring runs for the team. Keep in mind this Gaels team did knock off both Drake and Oregon earlier this season and, in fact, the only loss to a non-tournament team came at Southern Illinois and there's no real shame in losing to the Salukis at Carbondale.
The Hurricanes come into this tournament off of a double digit loss to Virginia Tech in the ACC tournament. The Canes did not look good as they got worn down by the Hokies pace and their strength as Virginia Tech was not afraid to get physical with the Canes. We feel that St Mary's Cal can mimic those same designs that worked so well for the Hokies and Simpson and 6'11 Omar Samhan are going to be too much for the Canes to handle in this one.
Mills is not only the leading scorer for the Gaels but he also led the team in assists and did a solid of getting to the line and knocking down his foul shots when his shots from the floor weren't falling. Todd Golden is another key backcourt member that helps to give the Gaels solid balance with their talented frontcourt as he leads the guards with an assist to turnover ratio of 4 to 1. His fantastic play will continue here and the Gaels will take advantage of the Canes sputtering offense because Miami relies heavily on leading scorer Jack McClinton and he struggled in the ACC Tourney. Play St Mary's Cal as a regular selection.
Re: Friday Service Plays
Game: Sacramento Kings vs. San Antonio Spurs
Prediction: Sacramento Kings Reason: I'm taking the points with SACRAMENTO. The situation favors the Kings here. While the Spurs played last night at Chicago, the Kings have had the past two nights off. That's worth noting as the Kings are 10-3 ATS (9-4 SU) this season when playing with two day's rest in between games while the Spurs are a money-burning 4-11 ATS when playing the second of back to back games, 18-31 ATS their last 49 in that situation. Despite covering yesterday, the defending champs are still an ugly 2-10-1 ATS their last 13 games overall. The Kings, on the other hand, are 4-1 SU/ATS their last five games. Those four wins came against relatively quality teams too, as they defeated Portland, Toronto and Golden State, in addition to defeating the Lakers at LA. After the win over the Warriors, Kings coach Reggie Theus was quoted as saying: "The bottom line is we came out, played harder than them in the first and second halves." That hard work led to excellent shooting (or was it the other way around?) as the Kings shot a season-high 58%. Look for the Kings to build off that effort as they keep this game closer than expected with the Spurs looking ahead to Dallas and again struggling in a back to back spot. *Feast
Game: Siena vs. Vanderbilt
Prediction: Vanderbilt Reason: I'm laying the points with VANDERBILT. Anything can happen during the Big Dance. However, for every Belmont (lost by 1 to Duke as a 20 point underdog) there are also plenty of cases where the "better" team from the stronger conference not only wins, but wins big. Favorites priced in this range had a very good day yesterday. In fact, teams which were favored in the -5 to -15 range went a perfect 10-0 (includes two games from the NIT) against the the number yesterday. The Commodores fall in the low end of that range, which I feel gives us excellent value. At 26-17, Vanderbilt comes in with the significantly better record. That's saying something when considering that the Commodores were playing the likes of Tennessee, Arkansas, Kentucky, Florida and Miss. State, while the Saints were playing teams like Canisius, Rider, Marist and Niagara. After losing at Syracuse, the Saints pulled an unlikely upset of Stanford. However, that was way back in November before the Cardinal was playing the way they are now. Note that the Saints followed up that upset with a loss vs. Cornell in their next game. December saw them face a pair of tournament teams in St. Joseph's and Memphis. They lost by "only" six while hosting the Hawks but then got massacred 102-58 when facing Memphis. The Commodores didn't have to face Memphis. However, they did face Tennessee right after the Vols had just beaten Memphis to become the #1 team in the country. Not only were the Commodores competitive, they won outright. Non-conference play saw the Commodores go a perfect 15-0 SU with wins over the likes of South Alabama, Utah State, Bradley, Georgia Tech and Wake Forest. A lot of people are saying Siena has a solid shot at scoring an upset. The Commodores have heard that talk and they come in with a chip on their shoulder as a result. Shan Foster, the unanimous choice for SEC player of the year had this to say: "We've won 26 games. We're not a 4 seed by a miracle, you know. We're confident that we're going to go in and execute our game plan and give it all we've got and come out with a victory..." Note that a lot of people were saying Vandy would get upset in the first round last year too. The Commodores responded to that talk by destroying George Washington by 33 points. Including that result, they're 5-1 ATS their last six NCAA tournament games. I expect them to improve on those numbers with another convincing victory here. *Personal Favorite
Game: San Diego vs. Connecticut
Prediction: Connecticut Reason: I'm laying the points with CONNECTICUT. I believe this will be a mismatch. The Huskies really came together over the final months. They've got a strong and deep backcourt while center Hasheem Thabeet earned Defensive Player of the Year honors in the Big East by being a shot-blocking machine in the paint. Despite the fact that they played in the very strong Big East conference, the Huskies outscored opponents by a 77.7 to 68.6 margin on the season. Conversely, despite playing in an extremely weak WCC Conference (Gonzaga and St. Mary's are good but every other team is terrible) the Toreros only outscored opponents by a 65.6 to 63.4 margin. Obviously, defense has been their "strength." However, the Huskies were 5-1 SU/ATS the last six times that they faced a team which allows 64 points or less per game. Like Georgia yesterday, the Toreros wouldn't be here if not for an improbable win in their conference tournament. Georgia managed to get off to a good start yesterday. However, Xavier's superior talent eventually became too much too overcome. Look for the Huskies' overall talent edge to prove to be too much here as well, as they improve to 7-2 ATS on the season when playing a game with an over/under line in the 130s.
Game: South Alabama vs. Butler
Prediction: South Alabama Reason: I'm taking the points with SOUTH ALABAMA. The betting public loves Butler. They don't know much about this very good South Alabama team though and that's given us excellent value with the Jaguars. The Jags were beaten by Middle Tennessee State in the conference tournament. However, they'd previously won six straight and 22 of 24. They beat a very solid Western Kentucky team twice in conference play. Outside of conference play, they beat a strong Mississippi State outright (also beat San Diego by double-digits) while losing by just three at both Ole Miss and Vanderbilt. Considering how tough Vanderbilt was at home all season, that was no small feat. Although his team managed to upset the Jags, Middle Tennessee coach Kermit Davis had the following to say: "It's like I said and I'll reiterate the fact, No. 1 is how good a team South Alabama has, not just in the Sun Belt but nationally. There's no question that's an at-large team. They're going to be in the NCAA Tournament and I would not be surprised if they win a game in the tournament. They're that good." While Butler was just 7-9-1 ATS off a conference win this season (60-70 ATS L130 in that role), South Alabama was 2-0 SU/ATS off a confernece loss, winning each game by double-digits. Looking back further and we find the Jaguars at a profitable 41-25 ATS their last 66 lined games when coming off a conference loss. The combination of guards Demetric Bennett, Daon Merritt and Domonic Tilford give the Jags a chance to score inside or out. The Jags are also capable of winning inside with the trio of Brandon Davis, Andre Coleman and Ronald Douglas. While I'll be taking all the points I can get, I won't be at all surprised to see an "upset" here, with the Jags improving to 7-1 ATS their last eight lined non-conference games.
Game: Davidson vs. Gonzaga
Prediction: Gonzaga Reason: I'm playing on GONZAGA. Talk about no respect. After eight straight wins, Gonzaga loses one game (vs. San Diego) and now finds itself listed as an underdog vs. Davidson. Granted, the Wildcats are no slouches. In fact, they've got the longest winning streak in Division 1-A at the moment and they're also playing very close to home. Playing close to home is certainly significant and the winning streak is also pretty impressive. However, a closer look at the winning streak and their overall schedule shows that the toughest team they have beaten all year is Winthrop (outscored 42-11 in the second half yesterday!) and that they had a losing record in non-conference play. While they did play some heavyweights tough, back in December, they didn't beat any of them. Gonzaga, on the other hand, has proven it can beat quality opponents, anywhere and any time. The Bulldogs beat the likes of Western Kentucky, Virginia Tech, St. Joseph's, Georgia, Utah and even Connecticut. While the Wildcats have only two players averaging greater than 7.8 points per game (star shooting guard Stephen Curry and point guard Jason Richards) the Bulldogs boast six players who average a minimum of 8.2 points per game, including four in double figures. Yes, Curry is a genuine star. However, the Bulldogs have a conference player of the year of their own in point guard Jeremy Pargo. Pargo is a "big game player" and I expect him to bring his "A-Game" with a chance to go up against the heavily hyped Curry. I also expect Austin Daye to be able to take advantage of the Wildcats' forwards and have a big game. The Bulldogs are 37-13 SU their last 50 games played in March, going 8-2 SU in first round tournament games during that stretch. Look for their superior depth combined with their big game and tournament experience to be the difference.
Game: Western Kentucky vs. Drake
Prediction: Western Kentucky Reason: I'm taking the points with WESTERN KENTUCKY. Drake has been a "media darling" while Western Kentucky has been playing under the radar. That has given us excellent value on a very solid Hilltopper team. Western Kentucky has won six straight games and all six wins came by double-digits. Looking back further and we find the Hilltoppers at a highly impressive 17-1 their last 18 games with the lone loss coming by just five points. Its true that the competition wasn't the best. However, when facing elite non-conference teams earlier in the season, the Hilltoppers lost by only six vs. Tennessee and by just three vs. Gonzaga. Facing slightly weaker non-conference foes saw the Hilltoppers beat the likes of Nebraska and Michigan. Western Kentucky isn't particularly tall or deep inside. However, neither is Drake, which makes this a good matchup for the Hilltoppers. Like Drake, the Hilltoppers (27-6) start three guards Courtney Lee, Tyrone Brazelton and Ty Rogers. All three are seniors and I expect their experience to pay big dividends against a Drake team which has overachieved all season and which hasn't been to the postseason in many years. Drake's press gives up open looks and the Hilltoppers, who shoot 38.9% from beyond the arc, have the ingredients to make them pay. While I'll be taking all the points I can get, I won't be at all surprised to see an "upset" here, with the Hilltoppers improving to 7-0 ATS in neutral court games on the season. *Best Bet
UNDER Louisville/Boise
Game: Boise St. vs. Louisville
Prediction: under Reason: I'm playing on Louisville and Boise State to finish UNDER the total. This over/under number has climbed significantly since it came out. I feel that this is the wrong move and that we're now being provided with excellent value on the UNDER. The Broncos were certainly involved in some high-scoring games down the stretch. However, they didn't face a single defense all season which allowed less than 64 points per game and today they'll be facing a Louisville team which allowed oppposing teams to average just 61.3. The Cardinals, who are listed as double-digit favorites, should be able to control the tempo. That being said, I expect them to have a solid lead in the second half and for them to slow things down to limit the number of shots Boise can take to get back in the game. While I won't count on it, the hope is that Louisville has a big enough lead in the final minutes that there won't be a ton of late fouling. Regardless, the Cardinal have seen the UNDER go 40-25-1 the past three seasons when listed as favorites. That includes a highly profitable 7-1 mark since December, when favored by greater than eight points. The Cardinals faced nine teams which averaged 77 or more points per game this season. They did a good job of slowing those games down as they won six of them while seeing the UNDER go 6-3. Looking back further and we find the UNDER at an impressive 38-20 the last 58 times (games with a total) that the Cardinals faced a team which averaged 77 or more points per game. I expect those numbers to improve this evening with the final combined score falling beneath the generous number. *Opening Round Total of Year
Re: Friday Service Plays
Game: American at Tennessee
Pick: Game Total UNDER 141.5
Tennessee's defense was a no-show in the SEC tournament and they have heard about it ever since. You can bet they are going to be looking to make a statement to the fans, press and to themselves here. The Vols are 13-4 UNDER the past two seasons after allowing 80 points in their last game. They are 10-2 UNDER the last twelve times they allowed 80+ in two straight games. American, winner of the Patriot League, will not bring much firepower here. What they do have is a very good defense. They held foes to 61.8 ppg this season. They haven't seen the likes of Tennesee's offense for sure, but their strength nonetheless is defense. Neutral court teams that outscore their opponents by 8+ per game, coming off two 80+ point performances go UNDER the next game 62% of the time as the line gets pushed out of whack. The fact is, Tennessee is 12-5 UNDER this season after scoring 80 points last game and 9-1 UNDER after a game in which 155+ points were scored. The reaction to Tennessee's last couple of games, coupled with no respect for American, has led to an inflated total and we'll take the UNDER
Re: Friday Service Plays
5 Unit Play. #824 Take Connecticut -11 ½ over San Diego
The Huskies will take care of business on Friday playing in a familiar city, as South Florida is a member of the Big East Conference. This Toreros are living on borrowed time and received a big advantage of playing the WCC Tournament at home. Tampa is a far cry from California and making this cross country flight will eventually do them in. They have been off since March 10th and will not be able to match up with the size of the Huskies.
4 Unit Play. #824 Take Vanderbilt -6 ½ over Siena
If yesterday proved anything, it is that the higher seeds at the better team and today's card exemplifies that to a T. Both teams like to run up and down the floor but Vandy has some size inside to take advantage of the Saints. This reminds me a lot of the Notre Dame dominating yesterday where the mid-major just did not belong of the floor with the BCS Conference squad.
4 Unit Play. #835 Take Arkansas +2 over Indiana
Indiana is a team that reminds me a lot about Arizona, as you can play them blindly despite have good talent. The writing is on the wall and Coach Dan Dakich will be replaced once this game is completed. The Hoosiers have lost three out of their last four games included bad losses against Penn State and Minnesota in their last two outings. Sonny Weems is probable tonight for the Hogs and this team has something to prove as well after getting bounced in the finals by Georgia. Indiana has not been the same team since Sampson left and with D.J. White and Eric Gordon likely gone, this team cannot wait for the season to be completed.
4 Unit Play. #834 Take Georgetown -16 ½ over Maryland – Baltimore County
I have to admit that I have never heard of this team and at least they are just a bus ride away because they will get pounded on Friday and be a one and done team. The Hoyas are angry after not showing up in the finals against Pittsburgh and thus will come out determined to make a statement on Friday. We used the Hoyas as a play last year in the opening round and that was against Belmont, a team that almost beat Duke last night. The Hoyas won that game by 25 points and that is the same number we expect this one to end on, as once Georgetown gets you down, there is no coming back.
4 Unit Play. #837 Take St. Mary's -1 over Miami
The Gaels had a very successful season and kept under the radar for the most part and are playing an overrated Hurricane squad that has trouble scoring points. The Canes started the season 12-0, but did not play a murder's row of non-conference opponents. Both teams play strong defense, so expect this to be a close low scoring tilt, but the veteran Gaels will pull out the victory.
Re: Friday Service Plays
Strike Point Sports
8-Unit Play. #843 Take St. Mary's PK over Miami
This Gaels team is really intruiging, and a dark horse to make it into the second weekend of the NCAA Tournament. But first they'll take care of the Hurricanes. St. Mary's has a much more balanced team, boasting the likes of point guard Patrick Mills, Diamon Simpson and sharpshooter Todd Golden. I think Miami has become reluctant and too reliable on Jack McClinton. Their bigs are foul prone, and I just think this match-up really favors the WCC rep. It will be the ten seed that advances, and let me just say I think they'll get Texas fits all day as well. This one goes to St. Mary's, play them here.
4-Unit Play. UT-Arlington/Memphis Over 142
UT-Arlington can score, and the top seeded Tigers can score even more. I think this number is way too low, and both will play in the 70s to say the least. The No. 16 Mavericks have either scored or allowed 80 or more in three of their last four games, and in this one Memphis will strike for an 80+ point effort. UT-Arlington can make up for the difference, but either way, this one goes over the number.
Re: Friday Service Plays
Game: American vs. Tennessee
Pick: 3 units on Game Total UNDER 142 -110 (risk 3 to win 2.7)
Tennessee's defense was a no-show in the SEC tournament and they have heard about it ever since. You can bet they are going to be looking to make a statement to the fans, press and to themselves here. The Vols are 13-4 UNDER the past two seasons after allowing 80 points in their last game. They are 10-2 UNDER the last twelve times they allowed 80+ in two straight games. American, winner of the Patriot League, will not bring much firepower here. What they do have is a very good defense. They held foes to 61.8 ppg this season. They haven't seen the likes of Tennesee's offense for sure, but their strength nonetheless is defense. Neutral court teams that outscore their opponents by 8+ per game, coming off two 80+ point performances go UNDER the next game 62% of the time as the line gets pushed out of whack. The fact is, Tennessee is 12-5 UNDER this season after scoring 80 points last game and 9-1 UNDER after a game in which 155+ points were scored. The reaction to Tennessee's last couple of games, coupled with no respect for American, has led to an inflated total and we'll take the UNDER.
Game: South Alabama vs. Butler
Pick: 3 units on Butler -4 (-110) (risk 3 to win 2.7)
Butler felt a bit snubbed by the selection committee as they feel their 29-3 record, including wins over Virginia Tech, Ohio State, Florida State and S. Illinois, was deserving of a better seed. The #5 seed last year, the Bulldogs didn't make a big stink about it. But we think they are motivated to send a message in this game. While the game is being played five hours from South Alabama's campus, we think Butler has just too much talent for the Jaguars to handle. The biggest difference between these two teams is on defense. South Alabama allowed 69.4 ppg on the road this season while Butler allowed just 58.9. Coming into this tourney, the Bulldogs played stellar, holding their last seven opponents to an average of 51 ppg! We like this mismatch and the motivation for Butler.
Game: Boise State vs. Louisville
Pick: 4 units on Game Total UNDER 148 -110 (risk 4 to win 3.6)
While Boise State enters this contest as one of the best shooting teams in the country, Louisville comes in as one of the best defensive teams in the nation. The Broncos put up some big-time offensive numbers, but have yet to face a team that is as tenacious on defense as Louisville. The Cardinals allow just 38.3% shooting, and 30.9% from three. Those numbers get even better when they got outside the BCS Conference schools, where they have allowed just 36.3%, and 30.3% from beyond the arc. Louisville has reached 80 just six times in its last 30 games, and we don't expect Boise State to try and get into a track meet with a quicker, more athletic team. The past three seasons, Louisville is 19-9 UNDER as a double-digit favorite. They are also 12-4 UNDER the past two seasons vs. good shooting teams like Boise State (those making 48%+ of their shots). We like this one to go UNDER the posted total.
Game: Texas Arlington vs. Memphis
Pick: 3 units on Game Total UNDER 142 -110 (risk 3 to win 2.7)
The Tigers were last a #1 seed in 2006 when they lost to UCLA in the regional finals. They should have little trouble with UT Arlington in this one. While the spread is a huge 25 points, we'll focus on the more reasonable total. The Mavericks are not a deficient team as they averaged 70.9 on the road this season but again Memphis, they are in for a very tough day. The Tigers allowed 59.4 ppg on the road this season (better than their home defense). They cut that to 54.2 over their last five games! Their last five foes have gotten 55, 56, 56, 53 and 51. Memphis is 17-6 UNDER in March games the past three seasons. They are 21-9 UNDER the past two seasons coming off a game in which they allowed 60 or fewere points. That includes a 10-2 UNDER mark if they allowed 60 or fewere in three straight games. We look for the Tigers to shut down Arlington in a big way, and for this game to stay UNDER the total.
Re: Friday Service Plays
Bob Balfe
NBA Basketball
Nets +3.5 over Nuggets
College Basketball
American +19.5 over Tennessee
This line seems about right, but the Vols love to get crazy with the basketball and with this being an early start we hope Tennessee doesn't start coming around until after the half. This is the biggest public play of the day and after yesterday's favorite friendly day expect to see some dogs cashing.
Western Kentucky +4 over Drake
All I keep hearing about is how good Drake is and how good they can shoot the ball. Cornell was supposed to be a good shooting team and they got crushed yesterday same with CS Fullerton. Western Kentucky plays at a high pace and this should be a good one to watch. This is another game in which the public is heavy on Drake. Why is did the line drop 1/2 a point? I called KState yesterday. Today I am calling Western Kentucky.
South Alabama +4.5 over Butler
Butler has great guards, but they are small and believe it or not will not be the crowds favorite today. South Alabama will have the support from local fans in the tourney and will be out to prove the comity did the right thing by making them a 10 seed without winning their conference tournament. There is a lot of games all within the PK to -6 range today. I think you will see a majority of them going to the dogs.
Oklahoma -1 over St. Joes
Its funny how this line can be so even when everyone is betting St. Joes. Oklahoma is a physical team that St. Joes is just not used too. Other than Xavier the A-10 is just not that good as you could see in Temple yesterday. St. Joes is a tall team that can shoot the ball and will play a great game, but defense will win this game in the final minutes. St. Joes just has not played the talent that Oklahoma faces during the year.
Oregon +2.5 over Mississippi State
This is a game between two styles of play. Oklahoma has a great offense and State plays great defense. Both teams are horrible from the line, but that favors Oregon who can score more. If the Ducks get a big lead you can kiss this one goodbye. If Oregon gets by today I think they have a real shot to beat Memphis in round 2.
Siena +6.5 over Vanderbilt
If you were an oddsmaker in Vegas and you seen the favorites go something like 13-3 yesterday would you be dipping your lines? Vandy went from -8 to -6.5 and the public is pounding them. This line movement did nothing but increase Vanderbilt backers confidence. Siena protects the basketball and could be a Cinderella this year.


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Dec. 11, 2013, 10:02 AM
- "Warehouses over townhouses" is one of BAML's ten themes for 2014 - highlighting a potential shift away from consumer-driven stocks to industrial and commercial names.
- "If revenue growth continues to accelerate as we expect, corporations are likely to invest in their businesses by spending some of the cash accumulated on their balance sheets. This capex cycle, combined with improving global economic growth, is likely to benefit stocks in more industrial and cyclical parts of the economy over those that are more dependent on the consumer. In our view, this has already started, but probably is in its early stages."
- An attached chart shows this outperformance beginning to creep in in Q3.
- If the thesis is correct, investors may want to be sellers of Consumer Discretionary (XLY), Health Care (XLV), and Financials (XLF), and buyers of Tech (XLK), Energy (XLE), Industrials (XLI), and Materials (XLB).
- Related ETFs: FAS, XLF, IYH, FAZ, XLE, XLV, ERX, XLI, XLY, XLB, OIH, VHT, VDE, ERY, UYG, DIG, DUG, VFH, VCR, UYM, VAW, IYE, CURE, VIS, IGE, IYM, IYF, RXL, FXH, SEF, SMN, PXJ, IYG, PXI, IYJ, FXO, PFI, PSCH, KBWB, PSCE, FXD, UXI, MATL, PYZ, PRN, FXN, FXZ, RYE, RWW, FINU, FHLC, RYH, DDG, FXR, RCD, RTM, RYF, FIDU, SBM, SIJ, PSCF, PTH, FDIS, FENY, RGI, FNCL, RXD, PEZ, PSCD, PSCI, PSCM, FMAT, FINZ
Dec. 8, 2013, 4:58 AM
- The government's HealthCare.gov Web site for Obamacare was failing to accurately transmit around 10% of applications to insurers - as of Friday - although that represents a vast improvement on the error rate in October.
- Still, up to 25% of the enrollment records for people who bought coverage in October and November could contain mistakes, raising doubts about whether those customers would be insured if the policies take effect from January 1, as scheduled.
- Meanwhile, insurers are working with the Centers for Medicare & Medicaid Services (CMS) on a short-term back-up system that will enable the government to pay the firms for the income-based subsidies that many consumers qualify for under Obamacare.
- More on Obamacare.
- Relevant company tickers: AET, HNT, HUM, UNH, WLP, MOH.
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Dec. 2, 2013, 3:18 AM
- The White House said yesterday that it has achieved its target of improving the HealthCare.gov Web site so that it works "smoothly for the vast majority of users."
- Officially, the portal is now operating over 90% of the time vs 40% at some points in October, the loading time is much faster, the error rate has dropped to 0.75% from 6%, and the site can handle 50,000 users at the same time.
- However, the latter claim hasn't been tested in the real world, and some in the government reportedly aren't certain the site will hold up.
- The back-end systems continue to be a problem, with one result being that while some consumers believe they've bought coverage from insurers, the latter don't have any records of the transactions. One detail that the government didn't provide was how many people are completing all the enrollment steps.
- The next deadline is the middle of this month, by which time consumers need to have signed up for coverage that starts on January 1.
- More on Obamacare.
- Relevant company tickers: AET, HNT, HUM, UNH, WLP, MOH.
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Nov. 29, 2013, 5:21 AM
- Tomorrow is the White House's self-imposed deadline for the federal HealthCare.gov Web site to be working properly for 80% of users.
- However, "navigators" whose job it is to help people sign up say that problems persist. It's "kind of hit and miss," says one, although "there have definitely been more hits lately than in the past." The COO of Enroll Alaska rates the site 4/10.
- Molina Healthcare (MOH) has expressed its support. "It is easier to navigate. It's working better. It's faster," Molina said.
- More problems for the portal could lead to millions of Americans to decide to forego buying coverage and swallow the fine instead.
- The participation of the young and healthy is particularly important to the success of the insurance exchanges.
- Should the problems continue, the government might come under pressure to extend the March 31 deadline for open enrollment, a move that insurers have warned could undermine the market.
- More on Obamacare.
- Relevant company tickers: AET, HNT, HUM, UNH, WLP
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Nov. 21, 2013, 4:34 AM
- President Barack Obama might have said that consumers will be allowed to keep canceled health-insurance policies for one more year, but at least five states - including New York and Washington - won't let such plans be reinstated, as they believe it would harm their exchanges.
- Many carriers are also not allowing their customers to extend their old policies, due to time constraints and other obstacles. And those firms that may reverse the cancellations have said that premiums could rise.
- Of the major players, Cigna (CI) could reinstate policies, while WellPoint (WLP) is analyzing the situation.
- More on Obamacare.
- Relevant company tickers: AET, HNT, MOH, HUM, UNH
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Nov. 14, 2013, 7:25 PM
- Pres. Obama's administrative fix for health insurance cancellations may sound simple - allow insurers to extend their plans for another year - but it's anything but easy.
- "Changing the rules after health plans have already met the requirements of the law could destabilize the market and result in higher premiums for consumers," says the head of the top insurer trade group. "Premiums have already been set for next year based on an assumption of when consumers will be transitioning to the new marketplace."
- "The logistics of doing it with just a few days left in the policy year are extremely difficult," says a former CEO of Oklahoma's largest health system. The fix "shifts the blame and makes [the insurance companies] the culprits."
- Aetna (AET) says it will need close cooperation from state insurance regulators to implement the fix.
- Beyond the administrative burden, Citi analyst Carl McDonald says the change presents a risk of building a less healthy and less profitable pool of insurance buyers; the potential deterioration of the exchange market will pose a risk for WellPoint (WLP), Humana (HUM) and Health Net (HNT), which pursued aggressive exchange strategies for 2014.
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Nov. 12, 2013, 4:46 AM
- Fewer than 50,000 people had managed to enroll in private insurance plans via the government's problem-plagued HealthCare.gov Web site as of last week. The number represents less than 10% of the 500,000 people that had been projected.
- Twelve of the 14 states that are operating their own exchanges have signed up 49,000. The total is therefore also well below the initial target, which was 800,000. The Congressional Budget Office's prediction of 7M enrollments by March seems like a distant dream.
- Major health insurers are so concerned that they want to be allowed to sign up those who are entitled to subsidies directly rather than via the federal system. However, the administration isn't keen, due to privacy concerns.
- Insurers: Aetna (AET), WellPoint (WLP), UnitedHealth Group (UNH), Humana (HUM), Cigna (CI), Molina Healthcare (MOH).
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Oct. 24, 2013, 3:54 PM
- Healthcare is no longer the best performing sector of the year, MarketWatch's Wallace Witkowski notes.
- The S&P 500 health care index fell slightly behind the consumer discretionary index today in terms of YTD returns (32% versus 32.5%).
- Healthcare ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS
Oct. 22, 2013, 1:25 PM
- The mutual fund giant greatly boosts its ETF presence, rolling out 10 sector ETFs on Thursday, with BlackRock (BLK) - whose iShares has its own suite of sector ETFs - as the funds' sub-advisor. State Street (STT), though, is better-known for its sector offerings. Launching on Thursday - and popular existing State Street SPDR ETFs they'll be competing with:
- Fidelity MSCI Consumer Staples Index ETF (FSTA) - XLP.
- Fidelity MSCI Consumer Discretionary Index ETF (FDIS) - XLY.
- Fidelity MSCI Energy Index ETF (FENY) - XLE.
- Fidelity MSCI Financials Index ETF (FNCL) - XLF.
- Fidelity MSCI Health Care Index ETF (FHLC) - XLV.
- Fidelity MSCI Industrials Index ETF (FIDU) - XLI.
- Fidelity MSCI Information Technology Index ETF (FTEC) - XLK.
- Fidelity MSCI Materials Index ETF (FMAT) - XLB.
- Fidelity MSCI Telecommunications Services Index ETF (FCOM) - XTL.
- Fidelity MSCI Utilities Index ETF (FUTY) - XLU.
Oct. 20, 2013, 3:46 AM
- Health-insurance exchanges have reportedly received 476,000 applications for coverage, White House officials have said, although they wouldn't say how many people have received coverage.
- It's not certain whether the Obamacare program is on course to enroll 7M people within the six-month sign-up period, as projected by the Congressional Budget Office
- The Web sites of the exchanges have been hit with numerous technical problems that have prevented people from buying coverage and caused health insurers to receive inaccurate information.
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Oct. 18, 2013, 4:36 AM
- The technology problems afflicting the roll-out of health-insurance exchanges seem to be even worse than thought, with insurers saying that the marketplaces are generating incorrect information.
- "Errors include duplicate enrollments, spouses reported as children, missing data fields and suspect eligibility determinations," the WSJ writes.
- The problems are damaging the ability of insurers to process even the small numbers of people who have signed up. "The longer this takes to resolve...the harder it will be to get people to (come back and) sign up," said Aetna (AET) CEO Mark Bertolini.
- Other firms that could be affected include UnitedHealth (UNH), WellPoint (WLP), Humana (HUM) and Molina Healthcare (MOH).
- The IT contractors involved include IBM (IBM), Infosys (INFY) and CGI Group (GIB).
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Oct. 16, 2013, 3:21 PM
- It's a good year for large-cap core mutual funds, with 46% beating the S&P 500 vs. a 10-year average of just 36%, according to Goldman Sachs.
- The study finds most are overweight health care (XLV), which not coincidentally happens to be the best-performing sector this year, up 30%.
- The funds are most underweight utilities (XLU), which just happen to be the second worst-performing sector YTD, up 10%. Only telecoms have done worse.
- Chasing performance? May be, but the team finds the funds have tended to be present in the good performers for the last 12 months, and have retreated from discretionary stocks (XLY) of late despite their outperformance.
- Individual names? CVS Caremark (CVS), JPMorgan (JPM), and Cisco (CSCO) are the stocks liked the most vs. the benchmark.
- Health care ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
- Utility ETFs: IDU, PUI, XLU, VPU, RYU, FXU, PSCU, UPW, SDP, UTLT.
Oct. 13, 2013, 2:59 AM
- California Governor Jerry Brown has vetoed a bill that would have limited the use of biosimilar pharmaceuticals in the state.
- Brown explained that the legislation was premature, as the FDA hasn't yet set the rules governing such drugs.
- Biosimilars are the copycat versions of biotech drugs - also known as biologics - which are complex proteins developed in living cells. Biosimilars are not called generics, as it's difficult to prove that they're exactly the same as the biologic original.
- The campaign to limit the use of biosimilars has been led by Amgen (AMGN) and Genentech (RHHBY.OB); so far, 10 states have blocked such efforts this year, including Illinois and Texas.
- Companies developing biosimilars include Hospira (HSP), Novartis (NVS), Momenta Pharmaceuticals (MNTA), Baxter (BAX) and Teva (TEVA).
- Healthcare ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS
Oct. 2, 2013, 4:07 AM
- Millions of people visited the Web sites of health-insurance exchanges yesterday on their first day of operations, although, as expected, many of the sites were beset by technical glitches.
- It's unclear how much of the traffic translated into sales - Connecticut's site received 28,000 hits as of 4 pm but only 167 people had applied to buy insurance.
- The exchanges have been created as a key part of Obamacare.
- Health insurers that are selling plans on exchanges include UnitedHealth (UNH), Aetna (AET), WellPoint (WLP), Health Net (HNT) and Humana (HUM). Molina Healthcare (MOH) is also playing a role.
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Sep. 29, 2013, 1:50 AM
- While the health exchanges that are a key part of Obamacare are due to open for business on Tuesday, some states won't be able to offer full functionality at first because of IT problems.
- The states include New York, Oregon and Colorado, as well as the District of Columbia.
- In addition, the Obamacare Spanish-language Internet site won't be ready, while small businesses and their staff won't be able to sign up for weeks.
- The contractors involved include IBM (IBM) and Infosys (INFY)
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
Sep. 25, 2013, 3:08 AM
- The average cost of a mid-tier health insurance plan under Obamacare is $328 a month, price data from the government showed yesterday, just a week before enrollment in the healthcare overhaul is due to begin on October 1.
- As you'd expect, prices were cheaper in the states with more competition.
- The Obama administration hopes to sign up 7M consumers in the first year, with 2.7M young and healthy Americans set to pay for those who are older and sicker. The average premium for a 27-year-old nonsmoker will range from $163-$240 a month.
- Health insurers that intend to sell plans on some exchanges include UnitedHealth (UNH), Aetna (AET), WellPoint (WLP) and Humana (HUM). Molina Healthcare (MOH) is also set to play a role.
- ETFs: XLV, XHE, VHT, FXH, IHF, IHI, IYH, PTH, RYH, PSCH, RXL, RXD, XHS.
XLV vs. ETF Alternatives
XLV Description
The Health Care Select Sector SPDR® Fund, before expenses, seeks to closely match the returns and characteristics of the Health Care Select Sector Index. Our approach is designed to provide portfolios with low portfolio turnover, accurate tracking, and lower costs.
See more details on sponsor's website
See more details on sponsor's website
Sector: Healthcare
Country: United States
ETF Hub
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- In Your Portfolio: A Guide to Sector ETFs, A Guide to Healthcare, Pharma and Biotech ETFs
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text:
Health News Archive - March 01, 2011
NEUHAUSEN AM RHEINFALL, Switzerland, March 1, 2011 /PRNewswire/ -- Revenues increased by 12% to USD 22 m in the fourth quarter 2010EBIT of USD 1.9 m and EBITDA of USD 2.5 m in the fourth quarter 2010Net income of USD 3.3 m in the fourth quarter 2010Net income of USD 0.8 m in full fiscal year 2010International conference call and audio web cast about LifeWatch AG results in 2010 Tuesday, March 1, 2011 at 10:00 a.m.
Patients that underwent gastric bypass surgery were able to reduce the size of a ballooning left ventricle caused by obesity. San Antonio, TX (Vocus/PRWEB) February 27, 2011 A new report from the Journal of the American College of Cardiology reports that patients who had received gastric bypass surgery not only lost weight but had maintained healthier cardiac health, while also reducing previous cardiac complications spurred by obesity. Often times when a patient is obese, an increase in the largest portion of the heart, the left ventricle can become larger in mass causing the heart to work harder to pump blood into the body.
Growth Hormones Direct releases recommended lifestyle changes for both homeopathic and injectable Human Growth Hormones. Phoenix, AZ (Vocus/PRWEB) February 27, 2011 Growth Hormones Direct releases recommended lifestyle changes for both homeopathic and injectable Human Growth Hormones.
Surveys reveal that most people pack on between three and twelve extra pounds from mid-November through the end of winter. Leading health and fitness expert and author Susan Smith Jones, PhD, reveals her favorite tips for getting through the winter without any extra fat on your body. Dr.
With as Few as 40 Left on Earth, WWF Launches Campaign to Save One of the World's Rarest Mammals Washington, D.C.
Nearly 47 years after the Civil Rights Act of 1964 was signed into law, racial discrimination is alive and well in the Federal Government. In its 2010 Annual Report of Accomplishments, The Coalition For Change, Inc.
37-year-old Chris McCormack captured his second Ironman title, completing the grueling spectacle in 8:10:37. This was McCormick's second Ironman title in the last 4 years.
A charter member of both the ProSource Hall of Fame and Supreme Protein's Team Supreme, Dean Karnazes has set off on his most astounding and inspiring run yet, a 3,000 mile run from California to New York City.
New studios to offer hit exercise class that provides quick results and has become the favorite way to get longer, leaner, stronger & more fit for many people. Corte Madera, CA (PRWEB) February 27, 2011 The Dailey Method®, LLC, a leading exercise company that was founded in San Francisco almost 11 years ago, announced today it will open three new studio locations in Southern California.
Zero interest loans up to $9,000 are offered to Pendelton, Oregon and area citizens. This second round of solar installations on track to make Eastern Oregon city the largest rural solar community in the United States Pendleton, Ore.
- To befool; deceive; balk; jilt.
- An illusion; a trick; a cheat.


text:
Are you a classic PC gamer looking for a new place to pick up some games? Enter GOG.com. This service currently offers well over 100 titles spanning nearly twenty years, and all are offered at reasonable prices. To make the deal even sweeter, in addition to included perks for each game, there's absolutely no DRM to be found across any title.
As I mentioned earlier, I've really had a great experience in all the time I've used the service, and out of the eighteen games I purchased, I didn't encounter a single problem. The GOG.com website resembles an Apple style way too much for my liking, but past that, everything about the service is top-rate. The navigation is for the most part simple, and full descriptions and many screenshots are included for each game. It's definitely an enjoyable website to browse and use.
But, of course, you want to know about the games! If you've been playing games on the PC for quite a while, and by that, I mean over ten years, then you're bound to find many titles on the service that you loved playing, and chances are, there are likely some there you forgot all about. In my case, I forgot all about Pro Pinball: Big Race USA, but lo and behold, it was available here.
Their selection at this point in time is still rather modest, with 125 available titles at the time of publishing, but the selection continues to grow with each week. Personally, I can think of at least ten games off the top of my head I'd like to see become available: 3-D Ultra Minigolf, 3-D Ultra Pinball, 7th Guest, Battlezone, Forsaken, Interstate 76, Jazz Jackrabbit, Magic Carpet, Motocross Madness, Omikron: The Nomad Soul, Recoil, Redline, Rollcage, Shadow Warrior, Thief, The Wheel of Time and so on.
Rise of the Triad
That's not to say some killer hits aren't already to be found, though. I've already purchased a fair amount of games through the service, and I feel like I'm not even done! Of what I've picked up so far, my favorites are Descent 3, Duke Nukem 3D, MDK 2 and Shogo, but I also have Fallout, Giants: Citizen Kabuto, Postal and Redneck Revenge to hurry up and make time to play.
But as I mentioned, the selection right now is pretty good, so if you plan on picking up a few games, it's best to leave the site quickly, else you're just going to continue looking through and end up buying more games! That's what happened to me, and now I own eighteen of them. Other games I personally have on my to-purchase list are Blake Stone, Gothic, Messiah, and Painkiller.
Duke Nukem 3D
Redneck Revenge
As you can probably tell by now, I'm a fan of GOG.com, and I don't really see that changing anytime soon. These guys knew what they were doing well before they launched, and it shows with their amazing execution. Everything from their website, the game selection and pages, the process to purchase and download, on top of the robust support articles and forums, simply screams high-quality. If only they could lose the Apple-inspired aesthetics!
One of the best parts about the service are the prices. A starting price of $5.99 seems entirely reasonable, and as I mentioned, only a single game out of the eighteen I've purchased was priced at $9.99, so even if you want to game as cheaply as possible, you'll have a rather sizable selection to choose from. Since the service launched late last fall, GOG.com has more than doubled the number of games being offered, so I hope to see this momentum keep up (not to mention see the above-mentioned games added to the service!).
If you're a classic gamer and haven't paid a visit to GOG.com yet, you're doing yourself a disservice.
Have a comment you wish to make on this article? Recommendations? Criticism? Feel free to head over to our related thread and put your words to our virtual paper! There is no requirement to register in order to respond to these threads, but it sure doesn't hurt!


text:
Famous quotes by George Will, Newsweek, 2/22/93:Sort:PopularA - Z
|...in the lexicon of the political class, the word "sacrifice" means that the citizens are supposed to mail even more of their income to Washington so that the political class will not have to sacrifice the pleasure of spending it.
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text:
The cost of living is so high now that the average family needs almost ВЈ25,000 just to break even.
Compare savings accounts with Propertywide.
Researchers at Skipton financial Services found that in order to cover basic everyday essentials, UK families need an eye-wateringly huge amount of extra cash.
This figure covers the price of rent or mortgage payments, utilities, insurance, food shopping, motoring and clothing the family. It also covers owning a mobile phone and landline, travelling costs to and from work as well as maintaining a property.
The staggering ВЈ25,000 family fund needed does not include any luxuries such as takeaways, restaurant meals, nights out and weekend or holidays away.
Andrew Barker, managing director of Skipton Financial Services, said, "It's frightening how everything adds up.В The cost of living is astronomical and now more than ever people have to be on the ball with their expenditure and to keep on top of things."
According to the research the average family with two children living in the same house as mum and dad will need ВЈ24,600 to break even. After income tax, national insurance, the basic taxpayer will need to earn ВЈ32,702 to sustain this lifestyle.
That ВЈ24,600 will be spent on the following:
1.В В В В В В Mortgage repayments- ВЈ4,730 a year
2.В В В В В В Food shopping- ВЈ86 a week, ВЈ4,457 a year
3.В В В В В В Credit card/ loan bills- ВЈ3,131 a year
4.В В В В В В Motoring costs including fuel – ВЈ3396 a year
5.В В В В В В Commuting – ВЈ2,445 a year
6.В В В В В В Utilities- ВЈ1,282 a year
7.В В В В В В Council tax, ВЈ1,217
8.В В В В В В TV & phone bills – ВЈ844
High Inflation
Inflation now stands at 5%, well above the Bank of England target rate. Real wages increased by 1.4% in the last year, which is nowhere near enough to match the rising rate of inflation.
This has driven up the price of food, fuel and energy bills, taking its toll on the nation.В It might be time to consider saving.


text:
James Davis
Position: LB
Height: 6-1 Weight: 240 lbs.
Born: April 26, 1979 in Stuart, FL
High School: Martin Co.
College: West Virginia (school history) (Davis college stats)
Drafted by the Detroit Lions in the 5th round (144th overall) of the 2003 NFL Draft.
Weighted Career AV (100-95-...): 13 (6207th overall since 1950)
Other SR Links: College Football at Sports-Reference.com
Let people know you like this site. Sponsor this page for $5. Your message will replace this ad.
|0 Accepted Penalty


text:
Posted| Updated
The Environment Protection Authority (EPA) is keen to contact the owners of 17 abandoned or partially-submerged boats along the Murray.
Topics: water-pollution, pollution, environment, murray-darling-basin, rivers, community-and-society, renmark-5341, murray-bridge-5253, goolwa-5214, adelaide-5000, sa
Police have charged a 16-year-old boy with seriously assaulting a woman in her home at Murray Bridge early on Monday morning.
Topics: assault, law-crime-and-justice, crime, murray-bridge-5253, adelaide-5000, sa
Posted| Updated
Work will start soon on a $87 million project to improve the efficiency of the Murray wetlands in South Australia.
Topics: wetlands, community-and-society, environment, rivers, murray-darling-basin, water, water-supply, government-and-politics, federal---state-issues, federal-government, states-and-territories, rural, irrigation, wellington-5259, australia, adelaide-5000, sa, murray-bridge-5253, renmark-5341
A man who made a home-made bomb which exploded and injured a 10-year-old girl has been given a suspended jail sentence.
Topics: courts-and-trials, law-crime-and-justice, crime, prisons-and-punishment, murray-bridge-5253, adelaide-5000, sa
Posted| Updated
Adelaide police are investigating an armed robbery at a house at Renown Park.
Topics: armed-robbery, law-crime-and-justice, crime, renown-park-5008, adelaide-5000, sa, murray-bridge-5253
A teenager has been arrested over several police chases.
Topics: crime, law-crime-and-justice, murray-bridge-5253, adelaide-5000, sa, elizabeth-5112, golden-grove-5125
Posted| Updated
Health authorities are worried about a mosquito-borne virus which has reappeared along the Murray.
Topics: diseases-and-disorders, environment, rivers, murray-darling-basin, water, health, renmark-5341, adelaide-5000, sa, goolwa-5214, murray-bridge-5253
The proposed sale of two cheese factories in South Australia has been met with optimism by a local development body.
Topics: dairy-production, regional-development, jervois-5259, sa, mount-gambier-5290, murray-bridge-5253, port-augusta-5700, port-lincoln-5606, port-pirie-5540
Posted| Updated
Prosecutors have failed to have a youth declared a serious repeat offender.
Topics: courts-and-trials, law-crime-and-justice, crime, murray-bridge-5253, adelaide-5000, sa
Posted| Updated
Environment agencies are monitoring the lower lakes of the Murray as a plume of blackwater spreads.
Topics: water-pollution, floods, environment, pollution, rivers, murray-darling-basin, water, water-supply, goolwa-5214, adelaide-5000, sa, clayton-5256, murray-bridge-5253
Police are investigating why a petrol bomb was thrown at a house at Murray Bridge.
Topics: crime, emergency-incidents, residential, law-crime-and-justice, arson, murray-bridge-5253, sa
Posted| Updated
The Police Association wants officers exempted from a decision to end provision of housing for some SA public servants.
Topics: public-sector, community-and-society, government-and-politics, states-and-territories, unions, law-crime-and-justice, police, rural, sa, adelaide-5000, mount-gambier-5290, murray-bridge-5253, port-pirie-5540, port-wakefield-5550, renmark-5341
A hotel was evacuated near Murray Bridge because of a fire in the adjoining wildlife park.
Topics: bushfire, disasters-and-accidents, fires, murray-bridge-5253, sa
Posted| Updated
A natural phenomenon that is killing fish in the Murray now stretches well beyond 1,000 kilometres.
Topics: pollution, drought, floods, environment, environmental-impact, water-pollution, rivers, murray-darling-basin, water, wetlands, rural, sa, australia, adelaide-5000, murray-bridge-5253, renmark-5341, mildura-3500
Posted| Updated
A woman has been pulled unconscious from a burning house at Murray Bridge, south-east of Adelaide.
Topics: residential, disasters-and-accidents, emergency-incidents, fires, murray-bridge-5253, adelaide-5000, sa
Posted| Updated
The Murray-Darling Association thinks state powers to restrict water used by irrigators should be able to be overruled by the Basin Authority.
Topics: murray-darling-basin, community-and-society, environment, rivers, dams-and-reservoirs, water, water-management, water-supply, government-and-politics, federal---state-issues, federal-government, rural, irrigation, murray-bridge-5253, adelaide-5000, sa, renmark-5341
Posted| Updated
A man accused of killing another man during New Year celebrations at Streaky Bay on SA's Eyre Peninsula has been given bail on strict conditions.
Topics: courts-and-trials, law-crime-and-justice, crime, murder-and-manslaughter, streaky-bay-5680, adelaide-5000, sa, ceduna-5690, murray-bridge-5253, port-lincoln-5606
The State Emergency Service in South Australia says some jetties along the River Murray are submerged as the water continues to rise.
Topics: floods, disasters-and-accidents, sa, australia, murray-bridge-5253
Posted| Updated
Thunderstorms have rolled across parts of South Australia, dumping some heavy rain on the first official day of summer.
Topics: rainfall, storm-event, roseworthy-5371, adelaide-5000, sa, murray-bridge-5253
Posted| Updated
Four females from the Netherlands have joined the chimpanzee breeding program at SA's open range zoo.
Topics: mammals, human-interest, animals, animal-science, zoos, zoology, monarto-south-5254, adelaide-5000, sa, murray-bridge-5253
Posted| Updated
Water allocations for Murray irrigators in South Australia remain at 67 per cent.
Topics: irrigation, community-and-society, environment, rivers, murray-darling-basin, water, water-management, water-supply, states-and-territories, rural, renmark-5341, sa, goolwa-5214, murray-bridge-5253
A body of a man has been found inside a car dumped in the River Murray near Murray Bridge, south-east of Adelaide.
Topics: crime, law-crime-and-justice, murray-bridge-5253, australia, sa
Posted| Updated
The coordinator of Yuendumu's women's centre in the Northern Territory is facing charges in a South Australian court of forging financial reports.
Topics: courts-and-trials, community-and-society, domestic-violence, indigenous-aboriginal-and-torres-strait-islander, women, law-crime-and-justice, fraud-and-corporate-crime, murray-bridge-5253, alice-springs-0870, nt, yuendumu-0872, adelaide-5000, sa
Posted| Updated
People stand under the huge solar panels at Monarto Zoo south-east of Adelaide, November 4 2010. The solar panels will help generate power for the wildlife park.
Topics: solar-energy, environment, alternative-energy, monarto-south-5254, adelaide-5000, sa, murray-bridge-5253
Posted| Updated
Three huge solar panels at Monarto Zoo will help offset the open range zoo's power use.
Topics: solar-energy, environment, alternative-energy, science-and-technology, zoos, energy, monarto-south-5254, adelaide-5000, sa, mount-gambier-5290, murray-bridge-5253


text:
- Large Image
Lil' Wild Thang Zebra Child Costume
Warning: Product Safety Information View Details
- WARNING: CHOKING HAZARD – Small parts. Not for children under 3 yrs.
- Price:
- $29.99
- Prod ID:
- 802984
Pass the shrubs, please!
She'll be a generally social animal that lives in small harems to large herds in this disguise. The Lil' Wild Thang Zebra Child Costume includes a velvet zebra print hooded dress with black faux fur trim and attached tail and ears. This never domesticated disguise also includes zebra print boot covers with black faux fur trim. 2-piece set. Polyester. Hand wash in cold water, line dry.
Does not include shoes.
- Product Number
- #802984
- Availability
- Small (213859), Medium (213860), Large (213861) Orders placed by 4pm CT usually ship same day.
- Included Accessories
- Leg warmers.
- Material
- Polyester.
- Care Instructions
- Hand wash.
- Air Shippable
- Yes
- Oversized
- No
- Express/Premium Surcharge
- $0.00
- Return Eligible
- Yes
- Available International
- Yes
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text:
And The Winner Of The Apple iPhone Is...
by Tech
Like us on Facebook
If you've been reading geeksugar for the past six months you know we've been following the Apple iPhone phenomenon every step of the way. From the official announcement at Macworld, the plethora of "copycats," to the much-hyped launch - we've seen it all.
After all our drooling it only seemed fair to offer you readers a chance to win the Apple iPhone when it was released last week. While there were thousands of you who tried, there could only be one winner...and that winner is...HellooQueen!
HellooQueen is already a macbook owner so it looks like she is on the road to being one chic mac geek. Congrats! I can't wait for you to share all your observations, tips and iPhone love in the My Favorite Gadgets group!
Cherryluv 7 years
Awww, Congratulations!! If you ever get tired of it, send it my way please, haha!
c0rkie 7 years
congrats! lucky girl :D
Megatron 7 years
sweetheart_450 7 years
Congrats!! I'm insanely jealous ;)
colormesticky 7 years
I'm green with envy, girl. Congrats!
deanna 7 years
Congrats girl! Let us all know how much you love it!
beingtazim 7 years
yay! how exciting!
imahoopie 7 years
Wait a second ... the drawing was Sun, 07/08/2007 at 5PM and you announce the winner Tue, 07/10/2007 at 10:35am?!?! What's up with the delay?!?! Was the drawing really done on Sunday?!
aseret 7 years
What a great day for you...congrats and enjoy!!!!!!
Dustin 7 years
Congratz! I was hoping that winner would be me. But that's cool, I'll wait 'til the 2nd gen comes out. I don't really feel compelled to dish out $500 for this one. BUT ENJOY YOUR IPHONE!!!
girlboy 7 years
zc 7 years
ccongrats, youre very lucky..enjoy it! and yes i am a tad jealous;)
iMac-addict 7 years
Congrats.. I am jsut sad not to get it myself. But I will wait for the "nano"version...that was funny.
wowjules 7 years
intensebandgeek 7 years
Congrats! Enjoy the new phone!
Beauty 7 years
Congratulations, that is so exciting!
xmeghanx 7 years
Congratulation's on your new Iphone!!!
flowerpotpot 7 years
bgirl 7 years
Congratulations lucky girl! I'm very happy for you...I bet your boyfriend is gonna be jealous!
siouxsie 7 years
sucks...now im gonna have to sell a kidney to get one :(
Genn-Bell11 7 years
Awesome! so jealous!
ALSW 7 years
haribobear 7 years
haha congrats!!! Enjoy your new cell phone. Send your bf this link ... lol
Chica8a 7 years
Congrats! Enjoy!
Aryan 7 years
CONGRATULATIONS!!! :D I hope you have a great time with your new iPhone! WOOT! >.<


text:
Divya Gandhi
Contamination causing respiratory tract infections in Shampura
BANGALORE: At the handpump that yielded the highest nitrate concentration ever recorded in Bangalore city (which authorities had assured no one used any longer), remains a bustle of men, women and children waiting their turn to fill their plastic buckets.
Nitrate levels are at their deadliest in Shampura where slums and independent houses jostle for space off Tannery Road. The latest findings of the Department of Mines and Geology place nitrate levels at eight locations in Shampura between 350 mg/l and 750 mg/l, while the permissible limit is 45 mg/l. The problem here, as in most areas where nitrate level is high, is untreated sewage.
"No one told us that the water here is poisonous," says 29-year-old Parimala, who lives in a slum a few yards from the borewell. "We have told our children to avoid drinking the water because it smells like iron and tastes salty," she says, glancing at her daughters as they squat to wash clothes with the water they just collected from the pump.
The families that live in the tightly packed cluster of semi-pakka houses, including Parimala's, are fortunate that piped Bangalore Water Supply and Sewerage Board (BWSSB) water reaches them at least once or twice a week. But they are nevertheless forced to use the polluted water from the borewell.
Fifteen-year-old Almas shows me into her house, and tiptoes to get a glimpse into the large blue canister that stores piped Cauvery water. She last replenished the canister four days ago, and it is considerably depleted. She uses this water for drinking and cooking.
Almas, however, adds that the handpump is used every day, "morning to evening" and by "hundreds of people", including her. She cannot rule out the possibility that someone somewhere is drinking this water too.
"We used to drink this water," says sixty-year-old Lingamma, who has lived in Shampura here all her adult life. "The water has gone from bad to worse," she says pointing to the handpump, which now lies amid a heap of garbage. "Now if anyone drinks this water, they end up in hospital," she said.
At the Ambedkar Medical College half a kilometre away on Shampura Main Road, the doctors say they are unaware of the dangerous levels of nitrate in their groundwater. "Anaemia and respiratory tract infections are the main problems in this area," says Palani K., a doctor at the college.
He adds that the largest admissions to the wards are typhoid cases, followed by hepatitis, diseases he attributes to sewage-contaminated water.
Both anaemia and respiratory diseases have been documented as potential outcomes of nitrate contamination. A study conducted in Rajasthan, in collaboration with the National Environmental Engineering Research Institute, Nagpur, in 2000, demonstrated the correlation between high nitrate ingestion and "respiratory tract infection with a history of recurrence." The important published records of groundwater contamination in Bangalore and their dangers have not been communicated to potential victims or indeed even to doctors.
Neither has this information been translated into a cohesive action plan. Providing regular alternative supplies of clean water, and sealing highly contaminated borewell sources, the responsibilities in this case, of the Bangalore Mahanagara Palike and BWSSB, are provisions that have yet to be made.