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Hongjun Yan
Associate Professor of Finance
Yale School of Management
Tel: (203) 432-6277
Email: hongjun.yan @ yale.edu
· Natural Selection in Financial Markets: Does It Work? Management Science, 2008, 54 (11), 1935-1950.
Selection is excessively slow. Even slightly different preference parameters can make a "very wrong" investor dominate the market.
· Heterogeneous Expectations and Bond Markets, with Wei Xiong, Review of Financial Studies, 2010, 23 1405-1432.
The relative wealth fluctuation, induced by heterogeneous expectations, affects the joint behavior of yield curve, bond premium, yield volatility, and trading volume.
· Equilibrium Asset Prices and Investor Behavior in the Presence of Money Illusion, with Suleyman Basak, Review of Economic Studies, 2010, 77, 914–936.
Money illusion, where investors (partially) overlook the impact of inflation, typically only leads to a negligible welfare loss on investors but has a considerable impact on the equilibrium.
Ø An earlier version with an alternative preference-based formulation.
· Is Noise Trading Cancelled Out by Aggregation?, Management Science, 2010, 56 (7), 1047–1059.
Individual biases often have a significant impact on the equilibrium at the aggregate level even if the biases are independent across investors.
Ø Lead article
· The Behavior of Individual and Aggregate Stock Prices, Mathematics and Financial Economics, 2011, 4 (2), 135–159.
News of an individual stock normally has a trivial impact on the whole economy. News of the aggregate stock market, however, may have a significant impact on the prospects of the economy, and so a large impact on the pricing kernel. This leads to the different behavior of individual and aggregate stock prices.
· What Does Stock Ownership Breadth Measure?, with James Choi and Li Jin, Review of Finance 2013 17 (4) 1239-1278.
When you see lots of people piling their money into a stock.... Run away!
Ø Lead article
· Anticipated and Repeated Shocks in Liquid Markets, with Dong Lou and Jinfan Zhang, Review of Financial Studies, 2013, 26 (8), 1891-1912.
Treasury prices in the secondary market decrease significantly before auctions and recover shortly after, i.e., prices are low when the Treasury Department sells. This implies a large issuance cost (more than half a billion dollars for issuing Treasury notes in 2007).
Ø Winner of NASDAQ OMX Award for the Best Paper on Asset Pricing at WFA, 2011.
· Uncertainty and Valuations, with Martijn Cremers, Critical Finance Review forthcoming
A litmus test for the idea that uncertainty about a firm's profitability increases its stock valuation (e.g., tech stock during late 1990's). This idea implies that uncertainty increases stock valuations but decreases corporate bond valuations. We test this using a number of uncertainty measures, and the evidence is generally not supportive of this idea.
· Collateral-motivated Financial Innovation, with Ji Shen and Jinfan Zhang, Review of Financial Studies, 2014, 27 (10): 2961-2997.
Collateral frictions have a profound effect on our economic landscape, ranging from the design of financial securities, laws, institutions, to various rules and regulations.
· Financial Intermediation Chains in an OTC Market, with Ji Shen and Bin Wei (May 2015).
Modern financial markets have long intermediation chains (many layers of intermediaries). This paper offers a theory and its empirical assessment.
Ø The version with more details on proofs.
· A Model of Anomaly Discovery, with Bo Sun, Qi Liu, and Lei Lu (January 2015)
After an anomaly is discovered, the correlation between its deciles 1 and 10 decreases and becomes correlated with hedge funds' wealth volatility. Here is an example for momentum.
· A Search Model of Aggregate Demand for Liquidity and Safety, with Ji Shen, (May 2015)
An increase in the supply of Treasury securities decreases the credit spread of investment-grade bonds, but increases the spread between investment-grade and junk bonds. Contrast the reduced form "money-in-the-utility-function" approach with the approach that explicitly models trading friction.
· Informed Trading and the Cost of Capital, with James Choi and Li Jin (August 2014)
Information asymmetry, identified from detailed trading data, increases expected returns.
Ø Featured at the NBER Digest
· Reputation Concerns and Slow-Moving Capital, with Steven Malliaris (March 2015)
Reputation concerns lead to extremely slow-moving capital. After poor performances in a certain strategy, managers with damaged reputation are reluctant to return to the same strategy before their reputation recovers, which is very slow.
· Multiplicity and Stability of OCT Market Equilibrium, with Ji Shen (coming soon)
There are usually 3 equilibria in an OTC market model, only one of them is "stable."
· Levered ETFs, with Wenxi Jiang (coming soon)
Each year, levered ETF investors pay $1 billion (5% of the market cap) to play this short-term speculation game.


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Written on: 14/07/2009 by 95bandit (1 review written)
Magsdirect.com is awful. I ordered a subscription in Feb. and I still (5 MO. LATER) haven't received a single copy. Their customer service is non existent, just a stupid automated loop that gets you no where. I guess I paid to learn a lesson about getting robbed online, never use this company. They lure people in with cheap prices, knowing that most of us can cope with getting $25-30 stolen.
" Sending gift to my address.. " Read More
" Disgusting!!! " Read More
" Gets you motivated! " Read More
Written by RobertElias28870
" Esquire is a great magazine for all men. It may have a few adverts,... " Read More
" It's got everything you want in a magazine. It's too good for words... " Read More
Written by murgatroyd benjamin

subset: commoncrawl


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In our last article, we wrote about the accidental entrepreneur Saurabh Aggarwal, Founder of Indian mobile gaming company Octro Inc. An entrepreneur for 13 years now, Saurabh..Read More
This is a story of a geek who turned out to be the man behind some of the most entertaining and engaging games in the mobile app..Read More
If I tell you performing hundreds of small tasks in a few hours and abiding by every single rule in a 500 page rulebook will be fun,..Read More
Dear readers, we want you with us in this journey of TechSparks 2014. Please block your calendars and let's make things happen. And while you are at..Read More
MoJOY is a win-win mobile rewards program for all users, app developers and brands. Based out of Bangalore, Anand Kummur, the CEO of MoJOY mentions that unless..Read More
We can give you innumerable reasons why you can't miss out being a part of India's next Tech30, but don't just take our word for it. See..Read More
Opportunity to showcase your product offerings to a wide audience (yes, its going to be 'real' wide, curated and far reaching audience) Pitch to investors and corporates..Read More
Capillary Technologies, Idea Device and Dexetra attracted investment from Sequoia Capital. Little Eye Labs was Facebook's first Indian acquisition. Forus Health, Heckyl Technologies and FreshDesk also attracted..Read More
Hitwicket is an online T20 cricket strategy game built by Kashyap Reddy and Rishav Rastogi along with Rajat Singhal and Saurabh Maheshwari. Based out of Hyderabad and..Read More
One chilly winter morning in 2011, three friends – Ankit Agrawal, Rishabh Agrawal and Yogendra Pratap Singh – met at the Rajeev Chowk Metro Station in Delhi..Read More
Anup Sarode grew up playing Super Mario Brothers, Contra, Donkey Kong, Popeye, Tank, Duck Hunt, and Alladin on those video gaming consoles with cartridges. Anup recalls having..Read More
Rolocule Games is a Pune-based mobile entertainment software company that was founded by Rohit Gupta and Anuj Tandon in 2011. The company rose to fame when their first three..Read More
One bird dies, other birds fly. Enormously popular Flappy Bird's grounding by its Vietnamese developer Nguyen Ha Dong seems to have given wings to several other birds..Read More
A Vietnamese developer created a game, which went on to become the most popular free mobile game on two US giants' – Apple and Google – online..Read More
It has been a year since we spoke to Virat Khutal of Twist Mobile. The gaming company, with offices in India and Singapore, had closed a series A funding with Matrix Partners then, and Virat had spoken to us about his expansion plans.Read More
Computer graphics, especially since the turn of the century, have come a really long way. The other day at the mall, when I stumbled upon a football..Read More
This is a story about passion, a story about following your heart. Rohit Gupta, achieved what many Indians aspire of, an admit to an Ivy league college,..Read More


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Ok, so MiKi introduced me...she's such a sweet sis...
Of course, our 'family' of BDenners are AWESOME!!! But you already know that...
Well, there isn't much I say in posts...but in chat, fb, gtalk, etc...yeah, I over-talk...
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Please Have a Look at The Board Guidelines... Before You Start Partying At The Site...Rules help out, here...
I'm The Smiley Queen ...Bow Down To My Smiley Smileyness!!!
I'm The Smiley Queen ...Bow Down To My Smiley Smileyness!!!
Posted 06 January 2013 - 05:56 AM
Hey, MiKi, since you evidently really want it, you get your taser...
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Printed guide for New York City's street vendors that translates their rights and the most commonly-violated rules into accessible diagrams and includes text in English, Bengali, Chinese, Arabic, and Spanish. The guide also features the history of street vending in New York, vendors' personal stories, and policy reform recommendations. Chang worked closely with Sean Basinski of The Street Vendor Project and designed the guide as part of the Center for Urban Pedagogy's Making Policy Public series. Thousands of copies were distributed to street vendors for free, and the guide is available as a free pdf or as a $6 print version on CUP's Making Policy Public site. Featured in the 2010 National Design Triennial at the Smithsonian Cooper-Hewitt National Design Museum.
2009. 32″ x 22″ fold-out poster, heavy 80 lb. Lynx Brightwhite Smooth matte paper stock. Produced by the Center for Urban Pedagogy. Collaboration with Sean Basinski, Rosten Woo, John Mangin.
Detail shots:
The process:
"I think it would be a great advantage to all the peddlers to have a translated copy of the license issued. As it is, some of the Italians cannot understand the regulations of the road and the ordinances of the City. If it were printed in English…in Yiddish…in Greek, Italian and Syrian for the others it would prove to be a great aid to them." - Rev. Bernardino Polizzo, during a hearing on the pushcart menace, 1905


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I don't know who that guy is, but you can add him to the list of the lucky
few many that have gotten their hands on Lindsay Lohan's breasts. Now, don't go thinking that Lindsay Lohan is back to loving sausage. No, she's still very much pretending that she's not really dating Samantha Ronson, but these pictures of Lindsay Lohan getting her boobs grabbed, and felt up are from the set of her new movie Labor Pains.
Lindsay is actually pregnant in this scene, and you can see her fake baby bump. So I guess this movie is for all those pregnant sex fetishists out there. Or for all those people who want a low-rent, version of Knocked Up. Wow. I can't wait to not see this movie.
And yes, the guy is trying to round third base. Kinda reminds me of the time we saw Lindsay Lohan giving a blow job.
Now, when do I get to touch Lindsay Lohan's breasts? Everyone else has.
Photo credit: Splash News


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Based on four comprehensive transportation surveys in Shanghai, this study examines the latest trends in Shanghai's travel demand, investigates their social, economic and spatial drivers, and compares the pace of travel demand growth in three periods: I) 1980s to early 90s; II) early 90s to mid 2000s; and III) mid 2000s to now. The demand growth is relatively slow in Period I, and then speeds up in Period II, before returning to a slower pace in Period III.
To address the urgent need to research, design, and implement solutions to urban challenges, the American Institute of Architects (AIA) and Massachusetts Institute of Technology's (MIT) Center for Advanced Urbanism today announce a new research collaboration that will focus on how design can improve urban health. This research will support AIA's efforts through the Clinton Global Initiative (CGI), Decade of Design. The announcement came at the start of the CGI Winter Meeting.
Decade of Design: MIT Holds Course on Health and UrbanismBy Brooks Rainwater, Director, Public Policy
Managing Cars in China
In 2009, London Overground management implemented a new tactical plan for AM and PM Peak service on the North London Line (NLL). This paper documents that tactical planning intervention and evaluates its outcomes in terms of certain aspects of service delivery (the operator's perspective on system performance) and service quality (the passenger's perspective). Analyses of service delivery and quality, and passenger demand contribute to the development, proposal, and implementation of the new tactical plan.
Increased automobile ownership and use in China over the last two decades has increased energy consumption, worsened air pollution, and exacerbated congestion. However, the countrywide growth in car ownership conceals great variation among cities. For example, Shanghai and Beijing each had about 2 million motor vehicles in 2004, but by 2010, Beijing had 4.8 million motor vehicles whereas Shanghai had only 3.1 million. Among the factors contributing to this divergence is Shanghai's vehicle control policy, which uses monthly license auctions to limit the number of new cars.
The DUSP in Africa Showcase is hosted by UrbanAfrica, with support from IDG and DUSP.
Master in City Planning (MCP) and the Special Program for Urban and Regional Studies (SPURS) students will share stories about their 2013 IAP trip in an African country. Please some support your fellow colleagues and learn about research in Africa.
The DUSP IAP in Africa Showcase Panel:
Sarah Dimson, MCP1, Tanzania
Speaker: Mary Alice Haddad, Associate Professor of Government at Wesleyan University; Discussant: Dr. Karen R. Polenske, Peter deFlorez Professor of Regional Political Economy, MIT DUSP
Speaker: Dr. Calestous Juma, Professor of the Practice of International Development, and Director of the Science, Technology, and Globalization Project at Harvard Kennedy School; Discussant: Dr. Gabriella Y. Carolini, Assistant Professor, MIT DUSP
Speaker: Dr. Meg Rithmire, Assistant Professor, Harvard Business School; Discussant: Dr. Amy K. Glasmeier, Professor of Geography and Regional Planning, MIT Department of Urban Studies and Planning


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Los Leandros no 55
from £28 /night help Price for guests, Nights
from £28 /night help Price for guests, Nights
Estimated nightly price based on a weekly stay. Excludes fees (if applicable). Enter your dates to see the total cost.
Bungalow / 2 bedrooms / sleeps 4
Availability Your dates are available
Bungalow / 2 bedrooms / sleeps 4
|Key Info
Situated close to the playa in an urbanisation closed with gates and at a private street. Short distance to stores, restaurants and other facilities. Central but quiet. Large pool in 20 m distance, less than 100 m to the sea.
The bungalow is situated in a nice urbanisation close to the La Mata Playa, with a large urbanisation pool in 25 meter distance, less than 100 m to the Cabo Cervera playa - nice for a swim in the sea, and 300 m to the large La Mata playa. Stores and restaurants are in walking distance.
|Sleeps up to 4, 2 bedrooms
|Nearest beach
|Cabo Cervera and La Mata 100 m
|Will consider
|Long term lets (over 1 month)
|Car not necessary
|Nearest Amenities
|100 m
|Nearest travel links
|Nearest airport: Alicante 40 km
|Family friendly
|Great for children of all ages
|No pets allowed, No smoking at this property
Features and Facilities
|Internet access, Sea view
|Shared outdoor pool (heated)
|Central heating, Air conditioning, TV, Satellite TV, Wi-Fi available
|Kettle, Toaster, Iron, Hair dryer
|Cooker, Microwave, Fridge, Freezer, Washing machine
|2 bedrooms, 2 bathrooms of which 1 Family bathrooms and 1 En suites, Solarium or roof terrace
|1 Sofa beds, Double beds (1), Single beds (2), Dining seats for 4, Lounge seats for 5
|Linen provided, Towels provided
|Shared outdoor pool (heated), Balcony or terrace
|Further details outdoors
There are lot of parking space outside the urbanisation. If you need indoor parking it might be possible to rent in the community garage. You may park temporaly in the private street for unloading etc.
The Valenciana region
Alicante should be known.
The Costa Blanca region or the White Coast, extends along that section of the Mediterranean coast that corresponds to the province of Alicante.
It is made up of two clearly differentiated scenic sectors that will be amazing to watch and visit.
Alicante enjoys a Mediterranean climate with mild winter temperatures, warm to hot summers, and little rain concentrated in equinoctial periods
The most important festival, the Bonfires of Saint John (Fogueres de Sant Joan), takes place during the summer solstice. This is followed a week later by seven nights of firework and pyrotechnic contests between companies on the urban beach Playa del Postiguet. Another well-known festival is Moros i Cristians in Altozano or San Blas district. Overall, the city boasts a year-round nightlife for the enjoyment of tourists, fun-loving residents
La Mata, Torrevieja
Torrevieja is a small town. (100.000 residents plus visotors on short and long stays).
We are4 km from town center. The Torrevieja -La Mata bus stops 100 m from the house.
Torrevieja has about 100 000 inhabitants.
In our area there are shops, a large number of restaurants, areas nice for a walk and of course the best playas in the area.
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Magic Kingdom® Park
Walt Disney World® Resort
Preschoolers, Kids, Tweens, Teens, Adults, All Ages
15 minutes
Charming sea creatures both mythical and natural light up the lagoon, with a bright green sea monster leading the way! Delight to a variety of Disney tunes, in the same musical style as the Main Street Electrical Parade. As this nighttime parade on water progresses, the sea creatures are joined by flashing American flags with twinkling stars! A medley of inspiring patriotic songs plays along as the stars and stripes float on the shimmering lagoon surface.
Discover some of the best places to watch the Pageant across Walt Disney World Resort! Locations include:
This water parade is a wonderful way to get ready for Wishes Nighttime Spectacular!
Please note that all show times are approximate and may vary by several minutes. All entertainment is subject to change and may be cancelled in cases of inclement weather.
Be sure to check with the Resort hotel front desk for show times. Since this is an outdoor show, it is subject to cancellation due to inclement weather. Entertainment and Character appearances are subject to change.
Reminder: this is not a reservation.


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Pavonia zeylanica (L.) Cav. Syn Nym- Hibiscus zeylanicus.
Sub shrub ca 1m tall, branchlets viscid and stellate pubescent. Leaves deeply 3 - lobed, 0.7 - 1.7 x 0.7 - 1.7 cm, 3- 5 nerved at base, lobes obovate, cuneate at base, margin dentate, apex obtuse to acute, petiole 0.6 - 2 cm, stipule to 1 mm, flowers axillary, solitary, 1.5 cm across, pedicel 2 cm, accrescent to 4 cm, epicalyx segments 8-11, setaceous, 8mm, calyx tube 1.5mm, lobes 5 to 2mm, petals 5, bright pink or white, 7x 4 mm, staminal column to 7 mm, schizocarp to 5mm, mericarp winged at edges, 1.5mm, seeds 2.5mm, pubescent.
Growing from coastal area to 1000m, wastelands, margins of agriculture field.
DIstribution: India , Srilanka, tropical Africa, Mauratious.
Chitthamutti (Tamil), used in siddha system of medicine.
- Mathew, K.M.1983 The Flora of Tamil Nadu carnatic, Part 1, Polypetalae, The Rapinat Herbarium , Tiruchirapalli - 620002
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- Shopping Bag ( 0 items )
From the Publisher"Carol Peterson shares 12 plays, adaptable for non-theatrical performance readings, in Around The World Through Holidays: Cross Curricular Readers Theatre. Each play introduces children to different cultures around the world by looking at holidays celebrated in that culture. Peterson introduces the holidays chronologically by month, including Passover, Dragon Boat Festival, Oban, Ramadan, and Las Posadas. Each play is accompanied by suggested activities for social studies, literacy, science, and math."
American Libraries
"This elementary classroom resource is organized by month and highlights important holidays from various countries. Each readers theater script includes some background on the holiday, presentation suggestions, and several cross-curricular follow-up activities. The scripts are written for elementary aged readers and many provide historical information embedded in the text. Included is an appendix with recommended resources for teachers as well as a list of suggested books for students."
Reference & Research Book News


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Bangalore: The Royal Challengers Bangalore think-tank persisted with practice matches at the Chinnaswamy Stadium here on Sunday as a slew of players were mixed and matched in different combinations and put through various situations.
Coach Ray Jennings kept a close watch and the team's CEO Brijesh Patel was also present along with the talent scouts who had roped in a clutch of outstation players for these trials.
A computer analyst busy noting down the details as well as the presence of camera crews that recorded the proceedings hinted at the serious nature of the performance-appraisal that the RCB staff have put into practice for the Indian Premier League's second season.
A flood lit match was held later in the night and one more game will be held on Monday morning before the squad is finalised on Tuesday.


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Kerala is most likely to be included in the proposed Centrally-sponsored National Expressway Network, said Mr. P.J. Joseph, Minister for Public Works.
The Minister was addressing a press conference, after inspecting the repair works in progress on various roads leading to Sabarimala, at the Government Guest House here on Friday.
Mr. Joseph said Union Minister for Surface Transport, Kamalnath, has agreed in principle the State government's proposal for constructing an all new express way linking Kanyakumari with Mangalore as a north-south corridor as part of the proposed 10,000 km National Expressway Network.
He said the PWD has conducted a survey on the proposed north-south corridor and its alignment study, earlier.
Heavy maintenance scheme
The Minister said the main trunk routes to Sabarimala would be brought under a heavy maintenance scheme.
The Mannarakulanji-Chalakkayam Road, Kanamala-Evlavumkal Road, Kanjirappally Erumely Road and the Kanamala Bridge would come under the proposed heavy maintenance scheme, he said.
Mr. Joseph said the scheme estimated at Rs. 28 crore would be launched as soon as the Mandalam-Makaravilakku festival comes to a close in January, 2010.
He said the government has decided to conduct a survey on the proposed high-speed railway line linking Thiruvananthapuram with Kasaragod. A high-level meeting chaired by Finance Minister, T.M. Thomas Issac, has decided to conduct a feasibility study, he added.
Repair work on Sabarimala roads
The Minister, accompanied by PWD officials, has reviewed the progress of repair work on various roads leading to Sabarimala, earlier, in the forenoon.
According to him, the road repair work was in its final phase in the three districts of Pathanamthitta, Kollam and Kottayam and will be completed in the next two days itself.
He said the 90 per cent of the resurfacing work on the Manarakulanji-Plappally Road, Plappally-Chalakkayam Road, Vadasserikkara-Chittar-Plapally diversion road, Chethonkara-Athikkayam
Road, Perinad-Poovathumoodu Road, Mandiram-Vadasserikkara Road, Mukkada-Edamon-Athikkayam Road and Plappally-Thulappally-Kanamala Road have been completed. The strike by tipper lorry owners coupled by the incessant rains have slightly delayed the road work in many parts of the district.
The Minister said the PWD had undertaken 76 road repair works estimated at Rs. 589.21 lakh in Pathanamthitta roads division alone and 60 of them have already been completed.
However, the PWD will be able to complete the work on the remaining 17 roads in the next two days itself.
He said the M.C. Road development project of Kerala State Transport Project (KSTP) along the Venjaramoodu-Chengannur stretch was fast progressing so as to complete the work by December 31.
He said the work on the Thiruvala-Kumbazha Road and Kozhencherry-Cherukolpuzha-Ranni Road has been completed.
Sign boards
Mr. Joseph said installation of 375 sign boards on the wayside of all major roads leading to Sabarimala was under way.
Mr. T. Baburaj, Chief Engineer and Prof D.K. John, Kerala Congresss(Joseph) State general secretary, also attended the press meet.
Keywords: National Expressway Network, Sabarimala, Kanyakumari, Mangalore, Thiruvananthapuram, Sign boards, maintenance, repair


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- Lectures
Prostate Cancer: How to Protect Your Bones
- The Prostate Cancer: How to Protect Your Bones will be held at the Lucy Curci Cancer Center on Wednesday, September 18 2013 from 05:30PM to 07:00PM.
7th ANNUAL ARNOLD PALMER PROSTATE CENTER COMMUNITY SYMPOSIUM
Please join Dr. Fausel as he discusses the ways in which prostate cancer can affect your bones, prevention strategies and treatment options.Speakers for this event include; Richard Fausel, DO, Osteoporosis.
- Registration for this event has closed.
- 244


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Kutna Hora, Prague
29 Reviews
29 Reviews
Kutna Hora, meaning mining mountain lies just east of Prague. The ossuary in the town contains around 50,000 bones of all shapes and sizes. Besides being piled up, they are also used as decorative coat of arms, chandeliers amongst other things. The town is also home to some beautiful streets and St. Barbara's Church, an impressive church high up on a hill.
Take a trip about an hour out of the city to Sedlec, a small town adjacent to the historic and picturesque Kutna Hora. Sedlec has an ossuary (bone church) decorated with thousands of human bones. It's really something to see.
The history: In the 13th century, the abbot of the monastery in Sedlec was sent by the Czech king on a mission to Jerusalem, and he returned with a handful of earth from Golgotha, which he sprinkled on his monastery's graveyard. This made the cemetery a popular burial site for nobility all over Central Europe. As a result, a huge number of bones accumulated, and in 1870 a woodcarver named Frantisek Rint was commissioned to do something with them. The most notable are the bells in each corner and the chandelier that includes every bone in the human body. The artist also signed his name in bones along the right wall at the bottom of the steps. The ossuary contains the bones of about 40,000 people.
Kutná Hora is a gorgeous little town that was once the second-most important place in the CR. Most visitors come here to appreciate the history and architecture, which is truly unique. Kutna Hora is listed as a world heritage site by UNESCO. Be sure to visit the old silver mint, and just walk around the town, maybe stopping into one of the excellent cukarnas for some sweets and hot cocoa.
The early history of Kutna Hora revolves around the silver mines that made the city one of the richest and most important in medieval Bohemia during the 14th and 15th centuries. The first evidence of mining in the area goes back to the 10th century, but it was the discovery of major silver deposits in the 13th century that changed the future of the little village 70 km from Prague.
The silver mines in the area became so rich that, at the very beginning of the 14th century, Czech King Vaclav II bestowed upon Kutna Hora the privileges of a royal town and instituted a currency reform, closing all other mints in the country. With the aid of Italian craftsmen, he founded a royal mint in Kutna Hora that produced the Prague groschen, a coin that used throughout central Europe into the 19th century. He also began construction on a palace here, though it was later used as a royal mint. Its name, Italian Court, reflects the influence of the minters from Florence. (You can tour this place: it's Vlassky Dvur=Italian Court.)
The town's mines also attracted a great number of German-speaking immigrants, who brought advanced mining methods and became the town's largest ethnic group.
In the 13th and 14th centuries, Kutna Hora became the financial center for the Czech kingdom and its second most important city after Prague. At the end of the 14th century, it had a population equal to London's. Much of the town's wealth went towards the development of Prague, but some also went to the construction of a number of impressive buildings in Kutna Hora itself. The oldest is the church of St. James (Sv. Jakub), though it pales artisitically in comparison to the Cathedral of St. Barbara, one of the grandest cathedrals in Central Europe. The church dedicated to St. Barbara, patron of miners, was probably begun in 1380 and the chapel and choir were completed in 1420. The town also features a number of other churches, a former Jesuit College, an Ursuline Convent and a Cistercian monastery. (Note: all of these are quite beautiful.)
Another landmark, and a very popular and somewhat more unusual one, is the Kostnice (ossuary) in Sedlec, a suburb of Kutna Hora. See my separate entry on this, above.
Unfortunately for the town, the silver mines began to run out in the 16th century, and the last groschen was minted there in 1549. By the 17th century the production of silver in the town had reached such lows that pillaging Swedes were bought off with beer, not silver. The fortunes of the town continued to decline, until in 1727 the mint was finally closed completely.
A half-hour drive east of Prague is the splendidly Gothic Kutná Hora, the medieval silver-mining town where the film version of Les Misérables was shot. The distinctive spires of its Cathedral of St.Barbara - whose roof seems to be draped from them - dominate the old centre of town, from where you can still don a hood and descend into the mineshafts. Be sure not to miss the macabre baroque-era ossuary, where monks arranged the bones of plague victims into fantastic decorative sculptures and chandeliers. Admission 110Kc. Open 9am-5pm Oct, Apr; 9am-6pm Sept, May-June; 10am-6pm, July-Aug; closed Mon. Ossuary, Zámecká 127, Kutná Hora (00 420 327 561 143). Admission 30Kc. Open 9am-noon, 1pm-5pm Oct-Apr; 8am-6pm May-Sept.
KUTNÁ HORA - not far from Prague is a town with a long history of mining industry and one beautiful Church of Sv. Barbora.
Other very nice pictures from this region you can see on http://www.kutnahora.cz ! Also in English language.
The ossuary in Kutna Hora. This is very strange, but if your even a little bit intrigued by the macabe it is an absolute must see! This otherwise normal church and cemetary was overrun with plague victim corpses, and in the late 19th century a local artisan was comissened to create sculpture out of the human bones that were crowding the cemetary. The result is bizzare and very beatutiful. Once there (Kutna Hora) check out the old mines, and the cathedral. Plan on spending a day but not much more.
Take a day trip to Kutna Hora. Here you can see an amazing bone church. Inside the bones of 40,000 people are kept, some of which have been used to make chandeliers, and crucifixes and other decorations around the church. Very eerie.
Kutna Hoa is a nice little village a hour or so drive out of Prague. Here is where you can see the Bone Church. This church is decorated with the remains of thousands of human bones.
See my Kutna Hora travelogue for more pictures.
Take a train(20 mins.) to the town of Kutna Hora; see the cathedral & visit the mine.
Down Rt E55 three quarters of the way to Linz is the cute little town of Cesky Krumlov, nice shops can get some good buys on amber.
At Sedlec on the outskirts of Kutna Hora is an ossuary where the bones and skulls of around 30,000 people were laid to rest and have since been arranged in artistic designs coverin the walls of the small church. There is a pretty cemetery too.
A lovely peaceful little town a short train ride away from Prague (about 70km). It makes a great day trip out of the busy hot capital during the summer.
Kutna Hora (1,5h from Prague by bus), in XIV,XV centuries it was great and rich city thanks to silver which was extracted here.
When in Prague, please take a day to visit the Ossuary of Sedlec. Many many photos of this ossuary on my Sedlec Page!!
One visit to Kutna Hora to see The Cathedral of St. Barbara is a must! More photos taken by me on my Kutna Hora Page!!
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Staff at Carleton (SAC) Minutes
Wednesday, October 10, 2007
Sayles-Hill Lounge
10-11 a.m.
Present: Mary Amy, Tammy Anderson, Vicki Burgess (secretary), Jennifer Cox-Johnson (co-chair), Robbie Groth, Krista Herbstrith, Martha Jirovec, Christine Krejci, Becky Krogh, Tami Little, Linda Luedke, Linda Mueller, Lois Perkins, Noel Ponder (co-chair), Andrea Zunkel
The meeting was called to order by Co-chair Noel Ponder.
HR Office:
- Noel Ponder introduced the new director of HR, Kerstin Cárdenas. Ms. Cárdenas formerly worked at a St. Paul non-profit agency. Her title was VP, and she was the head HR officer and also worked in other areas. She stated that she has had a lot of experience as an agent of change--working through or initiating change.
- Noel and Jennifer met with Kerstin October 3. Kerstin stated she is looking forward to building a relationship with SAC. SAC and HR are working on similar issues and she hopes to meet on a regular (monthly) basis with SAC co-chairs. Please bring SAC-related HR issues to SAC and the co-chairs will bring them to Kerstin at their scheduled meeting.
- HR has an open door policy. Please stop by with questions or issues. HR will be inviting departments to meet with them starting in November.
- Staff will be receiving two benefits packets this year:
- Supplementary life and long-term disability. Good time to review benefits. Deadline to return is beginning of November.
- Health Insurance. Offering same three plans, but with minor changes. There will be increased cost. Staff members are encouraged to review all plans before choosing, even if you believe you want the same plan. Tools will be available on the HR website to help choose the best plan for you. HR staff is available to help individuals. Please contact HR if you need more information.
The November 15th News and Views (12-1 pm, SH 252): will focus on HR topics. Prior to this meeting please forward to SAC chairs Jennifer Cox Johnson and Noel Ponder any topics you would like HR to address on November 15. It's a good chance to get your questions aired and answered.Administrative Rep to SAC (Fred Rogers):
- Jennifer encouraged him to keep the SAC members included in the new Arts Center design process, and indicate to SAC how to provide input. Website can be found at: http://apps.carleton.edu/arts/apc
- The green initiatives on campus are very popular. The Environmental Advisory Committee has a website at: http://apps.carleton.edu/governance/environment
SAC Website Changes (Linda Luedke, Tammy Anderson):
- Hope to make the website cleaner and more inviting.
- Calendar was added that links to the events calendar.
- Currently adding photos from recent events. Please send photos you would like to Linda or Tammy.
- Many of the pages are printable PDF files.
- Sits on the Carleton Staff home page which includes link to Forum also.
- Please forward suggestions about the website, including useful links to be added, to Linda or Tammy.
- The Expert Access list should be reviewed. Is there still a need for this? Would HR be interested in maintaining this type of list?
A motion was made (Linda Mueller) and seconded (Lois Perkins) to approve the June 5, 2007 minutes. Motion was passed.Updates from SAC College Committee Reps:
College Council: http://apps.carleton.edu/governance/collegecouncil/ (Robbie Groth):
- Has met twice.
- Recent topics have been CSA organization, the dining contract, new Arts Center, and new residence hall.
- Agenda is open if we have any items we would like to bring to the College Council.
National HQ: http://www.iaap-hq.org/
Minnesota division: http://www.iaap-mnndsd-division.org/
South Suburban IAAP chapter: link is on the SAC website under Training -- off campus.
College Budget Committee: http://apps.carleton.edu/governance/budget/ (Lois Perkins):
- Has met once. Lois is only new member on committee.
- Budget cycles do not correspond with the academic year. Currently working on budget for 2008-09, but it will not go to Trustees until summer 2008.
- Projection and actual numbers are confidential.
College Benefits Committee (Becky Krogh):
- Recently worked on benefit packet for fall. Will meet again in two weeks.
- Working on health insurance scenarios on website to assist with decision making.
College Committee on the All-Staff Retreat (Linda Luedke):
- Date is Wednesday, December 5, 2007, 8:30 a.m. to 1:00 p.m. in Great Hall.
- The speaker will participate in both breakouts, enabling all interested staff to attend.
- Robbie Groth will handle RSVPs.
SAC requests a letter from the president endorsing all-staff attendance at this event. May have to go through HR. Jennifer will contact Kerstin.
Updates from SAC Committees:
Website Development: send updates to Linda Luedke or Tammy Anderson
Staff Development (Christine Krejci):
- Jennifer and Noel met with the Forum leadership. They are interested in many of the same ideas as SAC. Will work on combining presentations.
- Fall: Ombudsperson
- Winter: Wellness Center
- Spring: Career Center Director
- Took on ownership of the News & Views lunches, and finding volunteers to host each month.
Special Projects (Linda Luedke):
- Looking at opportunities for volunteerism.
- Need to discuss hosting a lunch fundraiser for some organization.
Benefits and Salary Committee (Linda Mueller):
- Has not met.
- Still looking for people interested in serving.
- Starting on a list of priorities to present to SAC. Would like input from other members on priorities and help in determining which priorities to work on.
- Wants to reorganize salary grid, too much overlap in salary between grades. This has been on hold until new HR director was in place.
Old Business
- Tami Little has been appointed to the 2nd at-large position on the SAC 07-08 executive committee Gloria Heinz is the new alt in SH/Shop.
- Gloria Heinz is the new alt in SH/Shop.
A concern was raised that automatic payroll deductions for United Way donations did not end when pledge was fulfilled. The United Way office should have copy of the original pledge on file. Staff members are encouraged to contact the United Way if they did not keep a copy to discuss with payroll.Next meeting
Wednesday, November 14, 2007, 10-11am, Sayles-Hill Lounge
Next News and Views
Thursday, November 15, noon-1 p.m., SH-252 (byo lunch and come hear HR staff respond to your questions)
Vicki Burgess


text:
The Boston Licensing Board today deferred requests that would have allowed a new Italian restaurant on Fairmount Avenue and and let an existing Dominican restaurant expand its alcohol selections.
The board also deferred action on a request for a new all-alcohol license for a proposed restaurant in Roslindale Square.
All three had requested one of the 25 new licenses the legislature gave the city in...Read more


text:
Discover stories about the world of beer and our role within it.
Our progress and performance are overseen by the corporate accountability and risk assurance committee of the board (CARAC)
At SABMiller, we produce high-quality beers and soft drinks that are enjoyed by millions of people. Our businesses throughout the world provide direct and indirect employment, pay taxes and help to sustain and develop local economies. Last year we generated US$24,524 million of economic value through our business activities, most of which was distributed to employees, shareholders, governments and local communities.
Our global presence and the value we generate is a fitting tribute to our company's inspiration and driving force, our late chairman, Graham Mackay, who sadly died in December 2013. Graham's vast legacy to SABMiller can be measured not just in the growth of our company under his leadership, but also in his passionate belief that what is good for society is also good for business. He instinctively knew that a business which behaves responsibly and is willing to work collaboratively with its stakeholders can be a positive force in the world.
Upholding – and building on – that legacy is essential as business and wider society confront the huge challenges we jointly face. The world's population is expected to reach 8.75 billion by 2030, against 7.15 billion today1, with much of that growth concentrated in developing countries. A middle class2 some five billion strong will be the largest group in this expanded population, bringing with it a range of raised expectations in terms of lifestyle and consumption. This brings great opportunity, illustrated by the fact that 72% of our EBITA comes from developing markets, but will also place increasing pressure on the world's finite natural resources.
At SABMiller, we believe in inclusive growth: we know that by helping the businesses in our value chains – and their local communities – to grow, our business will grow too. Business can play a leading role in tackling society's future challenges and therefore we welcome the emphasis being placed on economic growth, trade, investment, entrepreneurship and sustainable job creation, as well as social development and environmental stability, as the United Nations seeks new development priorities post-2015.
It is for this reason that we are now taking the next step in our sustainable development (SD) strategy, building from our 10 priorities to sharpen our focus on tackling the sustainable development challenges we jointly face with our value chain partners and communities.
Launched in 2007, our 10 sustainable development priorities have provided each of our local operations with a consistent and transparent SD framework.
In the year ended 31 March 2014, the average score achieved by SABMiller across all priorities was 3.5 – the seventh year of continual improvement and a 51% improvement since the first group average SAM score of 1.7. Group average scores increased across all 10 SD priorities, with significant improvements made in enterprise development and transparency and ethics.
You can find data on country progress against a range of key performance indicators including water to lager ratio and total CO2 emissions, as well as information on packaging types used in each of our local markets.
Explore the performance of our businesses around the world across our 10 sustainable development priorities.
Since 2007 our 10 priorities have driven responsible and sustainable growth and grown capability across our business, helping each of our operations to address local sustainable development challenges. Our minimum standards, which were a stretch for several of our businesses in 2007, are now well-established across the group.
From this position of strength, we have evolved our SD framework. The substance of our 10 priorities remains, and is integrated into the day-to-day management of our business, underpinned by demanding core standards on issues such as human rights. In the future we will focus on five shared imperatives that will enable our businesses to benefit as local communities prosper. Through the shared imperatives we aim to tackle the five issues which are most material for our business at local and international level, and which we seek to address in partnership with our suppliers, customers, consumers and communities.
We do not face these issues in isolation, which is why we refer to them as shared imperatives. By sharing our local knowledge and collaborating with our stakeholders, we're confident that we can continue to find innovative local solutions to shared challenges.
Our website sets out our approach to tackling each of these shared imperatives, and demonstrates how sustainable development is integrated into SABMiller's business strategies at a global, regional and in-country level, addressing the issues most material to our local businesses and communities.
1. United Nations World Population Prospects and United States Census Bureau
2. Middle class is defined as having daily per capita spending of US$10 to US$100 – OECD Development Centre Working Paper No. 285, January 2010.


text:
[Rakuten ranking awarded # 1]
2 Color expansion Kyoto designer earrings.
Suitable for second earring when you want to secure the holes after the first peas,
President rave the design shall sleep even metal allergy care
チタンピア spin, high quality Swarovski
100 Days with nearly that of togugawa period not Silicon Pierce caught
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Continued to sell at last [Rakuten ranking awarded # 1]
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That of togugawa period 100 days with no Silicon Pierce caught
Usually with a Pierce caught
|This product is in products made for the utility's President recently opened the PIA shall
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1: This hand-first and second piercing is a little design perfect. When to go out, one in which President bought too many pieces to lower tension. So first of all good things.
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Created by sleep during piercing pin pillow covers, sheets, etc in the fold so that.
Photo below to fold pieces caught in edge and comfortable sleep is possible.
3: Is also reassuring times ピアスピン, where ear-friendly titanium so still out of blood. Virtually no discomfort in the ear.
Notes • please remove is taking a bath.
This Swarovski is like a diamond.
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It is referred to anywhere, the size.
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For mail flights, with prefabricated dedicated box.
Set contents
Metal ピアスキャッチペア
-100 Days soaking in a row almost that of togugawa period not シリコンピアスキャッチペア
Rhinestones: Swarovski
ピアスピン parts: Titanium
Fittings: brass into gold coating. Silver coating
PIN length: is lit solid 10 mm length.
The thickness of the pins: approximately 0. 7 mm. Is easy to wear weight.
How to write reviews, free shipping will send email free shipping after ordering.
Start Date: 21/05/2015 00:00 JST
End Date: 31/05/2015 23:59 JST
This product cannot be shipped to United States from the store.
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text:
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A group for moms who love to read or write children's books.
Website: http://www.writingforchildrencenter.com
Members: 145
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Family Literacy and You & Mymcbooks Blog welcome you to our 1st Annual Classics 4 Kids Event.
We want to make sure that you and your child don't forget the classics books. We will feature books reviews and biography of chosen classic authors. We'll also giveaway free classic books for the month of September. We will feature 1 giveaway a week and the winner will be selected via random.org.
Mymcbooks has chosen Charles Dickens. We'll features 1 classic book every week. This week is Oliver Twist.
Thanks so much Margot. That means a lot coming from a successful author!
Wendy, what a cool little book. Congratulations, mate.
Your website is pretty neat too.
** Margot's Magic Carpet
Please see my interactive website www.littlelillypolkadot,com. It is based on the children's picture I wrote and illustrated- LITTLE LILLY'S POLKA DOT WORLD. It teaches kids that going to the doctor is not so scary. The website has animation, activities, games, learning tools, downloadable art prints and a narrated version of the book. THANKS!!
xo- Wendy
TACONI and CLAUDE - DOUBLE TROUBLE
a mid-grade adventure set in the Aussie outback..
There's yummy witchetty grubs, a crazed emu, a problem Dad, and Dreamtime Spirits with plans of their own. And of course Claude, a chatty pet cockatoo with exactly the right one-liners for every occasion. Taconi has big problems, + enough FUN, DANGER, and EXCITEMENT for any mid-grade kid.
** Margot's Magic Carpet
Giveaway Ending Soon! Sept 4th and 6th
Giveaway: Sebastian's Neighborhood: A Hummingbird's Story. Ends Sept 4
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Giveaway: Hugo The Happy Starfish. Ends Sept 6th