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The Daily Dispatch - Senior Lifestyle - June 2011
Senior Lifestyle is a special section published by The Daily Dispatch focusing on areas of interest to the elderly.
Senior LifeStyLe 2011 A SpeciAl Supplement to The Daily DispaTch 2 The Daily DispaTch senior lifesTyle '11 sunDay, June 26, 2011 Are you prepared to live to 90? (ARA) -- While living to the age of 90 was once a rare feat, it is becoming increasingly common. You may be surprised to learn that the fastest growing demographic in the country is people over the age of 85. According to the latest life insurance mortality tables, 38 percent of men and half of women age 65 today can expect to live to the age of 90 or beyond. Being able to live a long and full life is good news, of course. But you will have to plan well to be sure that you don't run out of income when you may need it the most. Here are some suggestions from Dr. Robert Pokorski, The Hartford's chief medical strategist, for planning a retirement that may include a 90th birthday celebration: � Consider buying a life insurance policy with an optional longevity rider. While the main purpose of life insurance is to provide income to your heirs when you die, paying extra for a longevity rider will allow you to begin receiving installments of your own death benefit when you turn 90 and meet the rider's eligibility requirements. You are then free to use it to simply enjoy life or to help ensure you don't outlive your retirement savings. A $500,000 policy works like this: When you reach the age of 90, you can elect to receive a guaranteed minimum withdrawal benefit of up to 1 percent of the death benefit of your life insurance policy. In this example, you may receive monthly payments of as much as $5,000 per month for eight years. Even if you eventually withdraw the entire death benefit, a guaranteed residual death benefit will be provided, subject to the terms of the rider. Your heirs will still receive 10 percent of the benefit -- in this case, $50,000. � Consider purchasing an annuity to cover many of your fixed expenses later in life. Making conservative investments like this can help ensure that you'll have a reliable source of income to cover such necessities as rent or mortgage payments, utilities, prescriptions, groceries, insurance and transportation. Any other retirement savings you have can be used to cover the cost of travel and entertainment or to pay for unforeseen expenses. � Postpone retirement. While you might consider putting off retirement to be a bad thing, you may decide to continue working in order to increase your monthly Social Security benefit. Delaying Social Security from age 62 to 67 will increase the amount you will receive each month by 30 percent. Postponing retirement will also increase any pension benefits you will receive in the future. You could even use the time to try working in a new field that has always appealed to you. � Plan for a health emergency. Nobody likes to think about becoming ill, but planning for health-care emergencies is a part of smart retirement planning, especially when you consider that the Centers for Disease Control and Prevention estimates that 70 percent of retirees will need to pay for chronic care sometime during their lives. Some insurers offer life insurance policies with an accelerated benefits rider. If you become chronically ill and meet the claim criteria, you can use the money you receive from the death benefit any way you like. You can, for example, use it to pay a family member to take care of you. Turning 90 is a milestone worth celebrating. With good planning, you could live a long and comfortable life without worrying too much about your finances. Consumers who want to learn more about The Hartford's life insurance policies can call 1-877-439-0772 or visit www.hartfordinvestor. com/livingbenefits. Being able to live a long and full life is good news, of course. But you will have to plan well to be sure that you don't run out of income when you may need it the most. Seniors often fall victim to telemarketing fraud Seniors are too often victimized by telemarketing fraud. Studies from the American Association of Retired Persons have shown that many elderly fraud victims simply don't suspect the person soliciting money on the phone could be a criminal. The FBI reports that there are as many as 14,000 illegal telemarketing operations going on at any given time. These illegal operations generate as much as $40 billion a year. Relatives of seniors are understandably concerned, particularly if those seniors live alone and no one is around to monitor how many calls they're receiving from telemarketers. Concerned relatives can share the following information with seniors to reduce their loved ones' risks of being victimized by telemarketing fraud. � Legitimate marketers are not in a rush to sell products or secure donations. A legitimate marketer or charity will not try to pressure prospective buyers into making a purchase over the phone or prospective donors into making immediate contributions. Explain to seniors that a legitimate marketer will accept a person's desire for written information about the products or charity and will gladly send such information to a prospective buyer or donor's home. � Payments are typically not picked up by a courier service. Telemarketing fraudsters often employ couriers to pick up payments. This is not the action of a reputable charity or business, and seniors should never agree to buy a product or donate money to any telemarketer who offers to send a courier to their home to pick up payment. � Sweepstakes cannot legally require payment to win a prize. It is not legal for contests or sweepstakes to require "winners" pay a fee before they can enter a contest or claim a prize. Seniors should be made aware that this is the law and that any contest or sweepstakes demanding payment is bogus. � Be especially wary of companies offering to recover money paid to fraudulent telemarketers in the past. Companies offering to recover past money lost to fraud are often fraudulent themselves. These companies will offer their fraudulent services for a fee. � Money lost to a fraudulent telemarketer is likely lost forever. Men and women concerned about elderly friends or relatives being victimized by telemarketing fraud should explain to their loved ones that money lost in a telemarketing scam is not likely to be recovered. This should help highlight the importance of receiving official documentation from any telemarketers before buying a product or making a donation. If seniors are aware their money isn't likely to be recovered should it be going to a criminal, they are much less likely to make hasty decisions over the phone. To learn more about fraud, visit the National Consumer League's Fraud Center at www.fraud.org. The Daily DispaTch senior lifesTyle '11 sunDay, June 26, 2011 3 Protect against elder abuse Each year thousands of senior citizens are exploited, abused or neglected. This behavior is classified as elder abuse and can occur by way of strangers or even family members. In many cases, trusted friends and members of the family are the perpetrators of the abuse. Elder abuse is something widely recognized by courts, and there is legislature passed in all 50 states to protect against elder abuse. In terms of what constitutes elder abuse, here are offenses that are broadly defined as abuse and may be punishable. � Sexual abuse: Nonconsensual sexual contact. � Physical abuse: Pain or injury caused to a senior, including injury from restraining by physical or chemical means. � Exploitation: Illegal use or concealment of funds/ property/assets of a senior used for someone else's benefit. � Neglect: The failure to provide necessary resources, such as food, shelter, health care, etc. for an elder. � Abandonment: Failure to perform assumed responsibilities by a person who promised care or custody of a vulnerable elder. � Emotional abuse: Causing mental pain, anguish or distress to a senior through various acts. � Self-neglect: The failure to perform self-care tasks that can threaten one's own health or safety. Be your own advocate: get the information you need (ARA) -- Getting a diagnosis of any kind of cancer can be frightening. One of the first things many patients do is learn everything they can about their illness, including what options for disease management and treatment are available. This can be challenging if a person's cancer is considered rare, which defined by the National Institutes of Health as a cancer that affects fewer than 200,000 people. Patients with rare cancers are more likely than those with more common cancers to say they lack access to credible and reliable information, causing them to feel alone in dealing with their disease, according to a national survey. For many like newlywed Carolina Williams, getting the right diagnosis and information about her GIST, a rare and life-threatening cancer, was important to both her and her family. One day, about a year into her marriage, Carolina Williams became extremely bloated and experienced terrible stomach pains which came on suddenly. Her husband knew something was seriously wrong when he found her unconscious on the floor from pain. He immediately brought her to the emergency room. There a physician conducted a CAT scan which revealed a large mass in her stomach that was diagnosed as a benign cyst. After four please see ADVOCACY, pAge 7 Don't depend on someone else to advocate for you. Talk to your doctor directly to stay informed about your disease or condition. Stainback, Satterwhite, Burnette & Zollicoffer, PLLC Attorneys At Law � Wills & Trusts � Power of Attorney � Estate Administration � Living Wills CPAP/Bi-PAP, Nebulizers, Oxygen, Wheelchairs, Hospital Beds, etc. HOME MEDICAL EQUIPMENT � RESPIRATORY SERVICES AND SUPPLIES � MEDICAL SUPPLIES ENTERAL SUPPLIES � POST-MASTECTOMY SUPPLIES � WIGS AND HEADWEAR 142 Roxboro Rd., Oxford, NC 27565 (919) 693-2260 � Fax (919) 693-7368 Be prepared for your future and your family's future. 115 N. Garnett Street � Henderson, NC Paul J. Stainback Caroline S. Burnette Michael E. Satterwhite John H. Zollicoffer, Jr. 438-4136 4 The Daily DispaTch senior lifesTyle '11 sunDay, June 26, 2011 Boomer basics: Tips to maintain an active, safe and healthy lifestyle (ARA) -- Today's baby boomers are growing older gracefully. And although more than 10,000 boomers each day will turn 65, most are not letting their age stop them from maintaining active and healthy lifestyles. Here are a few ways to ensure that you (or the ones you love) stay healthy, active and safe: � Maintain regular health screenings and immunizations. While it is important to have regular check-ups with your family doctor, it's equally important to monitor vitals more frequently. Luckily, most local pharmacies offer free blood pressure and cholesterol checks, as well as seasonal flu shots. � Travel safety. Once you've updated your own bathroom with safety features, be sure that you are surrounded with these safety devices when you're visiting others or on vacation. Products such as the suction balance assist bar from Moen Home Care offer a suction design that easily attaches directly to smooth, flat surfaces for a firm, secure grip in danger zones -- and easily unlocks from the wall for convenient transport when traveling. � Boost your activity levels. This doesn't mean running a marathon -- but it does mean getting your body moving. Walking, playing golf or any other enjoyable activity that boosts your heart rate is a step in the right direction. � Instill healthy habits. Being healthy doesn't have to involve major lifestyle changes. For example, swap high-fat or high-calorie versions of your favorite foods with lower-fat, lower-calorie versions. Or, stock your fridge with healthy fruits and vegetables for snacks. These small diet changes can make big differences in your overall health. � Cease bad habits. Smokers will die 14 years sooner than non-smokers, reports the Centers for Disease Control and Prevention. No matter if you've been smoking for years or decades, your body will be better off if you kick the habit. please see BASICS, pAge 7 Products such as the suction balance assist bar from Moen Home Care offer a suction design that easily attaches directly to smooth, flat surfaces for a firm, secure grip in danger zones -- and easily unlocks from the wall for convenient transport when traveling. Your Hometown Drug Store Since 1960 PRESCRIPTION SPECIALISTS Gayle Cheek, RPh Manager Linda Baker, RPh Fast, Friendly Service VOTED BEST DRUG STORE 2011! Family-Like Atmosphere Best thing to Family and Home Free Blood Pressure Clinic Vaccination Clinic No Physician? Let us Help! Prevention is the First Step. Green-Bullock Assisted Living Center as originally set forth by our founders...Dr. James P. Green, Mr. & Mrs. Frank D. and India P. Bullock, it is our continued endeavor... to assist and serve our residents with the highest level of professional care and services. It is our committed responsibility to ensure we meet or exceed the standards set forth by the state of North Carolina as we strive to be a valued asset of the community as well as to our residents, their families and friends. 438-4158 Mon.-Fri. 9am-6pm � Sat. 9am-4pm 501 S. Chestnut St., Henderson Life enriching activities & friends await you! Green-Bullock Assisted Living Center 1000 Health Center Road, Henderson (Off of County Home Road) (252) 492-0001 � firstname.lastname@example.com � www.greenbullock.com THE DAILY DISPATCH SENIOR LIFESTYLE '11 SUNDAY, JUNE 26, 2011 5 You and your home: aging gracefully together (ARA) -- Aging gracefully is all about taking a proactive approach to your future well-being -- you anticipate the inevitable changes and do what's necessary to stay healthy and fit. The same principles are true for your home. You need to assess the necessary changes that must be made around your home to keep it fit, and you safe, so you and your home can successfully age together. Helping your home age gracefully doesn't mean adding industrial-looking apparatuses throughout the house. In fact, with Lowe's Accessible Home program, you'll never have to sacrifice style for function. Plus, if you do these projects proactively, you'll save money in the long run. Julie Sussman and Stephanie Glakas-Tenet, authors of the national bestselling "Dare to Repair" series of books, have teamed with Lowe's to provide you with some can-do projects to make your home more accessible for everyday living. � Safety in a shower/ tub -- A handheld shower unit is a perfect solution for anyone who has to sit while showering. Use a plumber's wrench or an adjustable wrench to remove the old shower head; if difficult to remove, apply lubricating spray. Remove any residue from threads on shower arm. Apply Teflon tape to threads, wrapping it counterclockwise, three or four times. Place hose of new shower unit onto end of shower arm, turning it clockwise. Insert hand shower into the shower arm mount, rotating it to desired spot. Use adjustable wrench to tighten. Handheld shower units now come in a variety of finishes and sizes sure to spruce up anyone's shower. � Getting a better handle on knobs -- For anyone who suffers from arthritis, a lever handle is much easier on the joints than a knob. Plus, lever handles can dress up the plainest of doors. Use a screwdriver to remove the screws on the old doorknob. Insert stems of exterior lever horizontally into the holes in the latch case. Place interior lever on the protruding spindle, aligning stems with screw holes. Insert screws and tighten with screwdriver. � Avoiding slips -- If you can't bear the sight of a bare floor and don't want to remove the beautiful rugs in your home, you must properly secure all of them. All rugs, including doormats, should be secured to the floor with non-skid tape. First, make sure floor surface is clean and dry. Attach tape to underside of rug, flip it over and adhere to floor. Don't forget the bathroom rug. � Preventing falls -- A stair handrail is designed to aid in ascending and descending stairs. But, why stop at having only one handrail per stairway? Make each stairway more symmetrical and safe by having a second one installed. Also, be sure to check all handrails in the home for any that wiggle. Use a screwdriver to tighten any loose screws. Make sure there is adequate lighting at the top and bottom of each staircase. � Providing stability -- Today's shower grab bar is not your father's (or hospital's) grab bar. The choices in style, size, color and installation will make you wonder why you waited this long to have one. To install a grab bar, you'll need a drill, the proper drill bits and the right grab bar. It's easy to install, just be sure to follow the manufacturer's instructions completely. For more information about available products and services visit www.lowes. com/AccessibleHome. Follow Dare to Repair at www. daretorepair.com, Facebook and Twitter. Aging gracefully is all about taking a proactive approach to your future well-being -- you anticipate the inevitable changes and do what's necessary to stay healthy and fit. You need to apply the same principles to your home so that you can successfully age together. As inflation worries rise, act now for retirement security 54 and those with incomes of $25,000 to $49,999. Still, this fear wasn't confined by age or income. Nearly half of respondents ages 18 to 34 as well as those with incomes above $75,000 say they worried a lot that inflation would negatively affect their finances during their retirement years. "Fear of inflation in retirement runs deep and broad," says Ann Koplin, Thrivent Financial's direcPLEASE SEE INFLATION, PAGE 6 Gentry & Newell Funeral Home & Chapel (ARA) -- Americans are worried what inflation might do to their retirement finances. According to a recent Thrivent Financial for Lutherans survey of 2,000 American adults, 93 percent of all respondents reported they worried at least "a little" about inflation's impact on their retirement finances, and a majority, 53 percent, said they worried "a lot." Most likely to worry about inflation in retirement were those ages 45 to Off-Street Parking � Chapel Seating 300 � Burial Insurance "ALWAYS ON DUTY" Licensed Embalmer & Funeral Director RIVES HICKS JOHN E. NEWELL 503 College Street, Oxford, N.C. Phone 919-693-5191 www.jmwhitefuneralhome.com 6 The Daily DispaTch senior lifesTyle '11 ago that dollar had the buying power of $1.62 today, and 30 years ago it had the buying power of $2.43 today. Given inflation's constricting effect, Koplin says it may be wise for some retirees to keep a portion of their investments in assets that have the potential for growth, like stocks, or equity mutual funds. While these types of securities have historically shown the most volatility -- the largest ups and downs -- they also have historically fared well in relation to inflation. This step alone, however, is not sufficient. Koplin suggests that retirees explore options to balance growth investments with products, like annuities, offering a guaranteed income or return. She says many retirees may benefit by periodically adding to this income base by converting a portion of their investment gains to their guaranteed income. The final key to financial security in retirement is to carefully monitor and adjust one's spending. Koplin says that some financial services organizations offer programs and services that help individuals align spending, growth and guarantees so that they can have increased confidence that they will not outlive their retirement assets. "Having a financial strategy that is flexible enough to adapt to a person's changing needs and circumstances is a must," notes Koplin. "Inflation can be detrimental to one's retirement finances, but carefully managing your money throughout your golden years can help counter inflation's bite." sunDay, June 26, 2011 INFLATION, FROM PAGE FIVE tor of retirement marketing. "Given that people's retirements can span 20 to 30 years or more, individuals really need to consider the impact that inflation may have on their long-term financial security." What's the best way to confront this potential financial menace? Koplin says the first key is the obvious one: building a substantial retirement nest egg during one's working years. "The more you can set aside for retirement, the more you'll have available to deal with inflation," Koplin observes. "Unfortunately, many people consider their nest egg the `finish line' for their retirement finances, when it really represents the new `starting line.' " While inflation may be low in any given year, it's the cumulative effect that can really add up. "We've experienced low inflation in recent years, but even the constant nibble of 2 or 3 percent inflation over an extended period of time can take a big bite out of one's purchasing power over the long haul. For example, in 1990, the average cost of a gallon of gas was $1.34 per gallon, and a loaf of bread was just 70 cents," Koplin says. The U.S. Bureau of Labor Statistics supports Koplin's assertion. One dollar in 2001 had the same buying power as $1.25 today (2011), according to the bureau's "CPI Inflation Calculator." Twenty years Travel tips for seniors looking for a hassle-free vacation (ARA) -- Statistics are proving that age 70 really is the new 50. According to the U.S. Travel Association, mature travelers ages 65 or older represented 21 percent of all leisure travelers in 2010. From taking a trip with their grandchildren across country, to living out dreams in far, exotic destinations, today's seniors are choosing to enjoy their golden years traveling. Staying safe and being prepared when traveling is more important than ever for this age group. Here are some special considerations for senior travelers looking for a hassle-free travel experience. travel reservations to keep in a folder to ensure you don't have any problems. You might also include emergency numbers and family contact information in this folder as well. Whether driving or flying, it's smart to gather maps ahead of time so you don't get lost. If you are traveling out of the country, make sure your passport is up to date several months ahead of time as getting a new passport takes time to process. Multi-purpose items, such as a scarf, which can also be used as a makeshift beach blanket, are always smart to pack and limit the weight of your suitcase. If you are taking an extended vacation, inquire about laundry options close to where you'll be staying. Visit your doctor As a senior, your health is very important and no one ever wants to get sick or injured on vacation. Schedule a checkup with your doctor before any major trip to discuss the activities you plan to do, and get written prescriptions for any medications you may need. Keep your prescriptions in their original containers so that they can be identified propplease see TRAVeLINg, pAge 7 Pack carefully When packing for a trip, it's important to be prepared. Some packing essentials include a comfortable pair of shoes, a hat and sunglasses to protect the face, clothing that you can wear in layers and any necessary personal items. Plan carefully When planning your trip, stay organized and compile any contact information and watson, Dunlow & wilkinson, Pa Offering Consultations and Assistance With - Health Care Directives - Powers of Attorney - Wills and Trusts -Probate The Law Office Of ." John w. watson, Jr. John M. Dunlow a. chance wilkinson J. Yancey washington 204 Williamsboro Street � Oxford, N.C. 27565 (919) 693-5697 The Daily DispaTch senior lifesTyle '11 sunDay, June 26, 2011 7 plans are available for as low as $10 per month without a contract to AARP members. � Keep your mind moving. Cognitive performance levels drop earlier in countries that have younger retirement age, according to a study published by the RAND Center for the Study of Aging and the University of Michigan. But if you're no longer in the workforce, don't fear. Just be sure to keep your brain busy by engaging in activities that combine social, physical and intellectual stimulation. By following these simple tips, you can ensure the golden years will be happy, healthy and safe. For more information on Moen Home Care safety products, visit www.moen. com/homecare. TRAVELING, FROM PAGE SIX erly. If you plan to travel out of the country, contact the Center for Disease Control and Prevention for required immunizations. BASICS, FROM PAGE FOUR � Fight against falls. Falls are the most common cause of hospital visits for those older than 65, according to the Home Safety Council. To help prevent falls in the bathroom -- while maintaining stylish decor in your home -- add new grab bars with integrated accessories from Moen Home Care. These unique products combine functional accessories, such as a shelf, towel bar and toilet paper holder, with the safety of a grab bar. � Ensure help is a call away. Cell phones are not just for social uses, they are a valuable emergency response tool -- and they don't have to come with a pricey monthly bill. In fact, Get protection Whether traveling 50 miles or 5,000, prepare for the unexpected by purchasing a membership from a travel and medical assistance company like On Call International before you leave. Senior travelers ages 77 to 85 can purchase a special Mature Membership, which includes services like emergency medical transportation to the hospital of their choice, transportation home, worldwide physician referrals, a 24-hour nurse helpline and emergency travel assistance. The membership also includes pre-travel destination and health information, lost-luggage assistance, worldwide legal assistance and even covers the cost of transporting grandchildren or a traveling companion home if you need to stay in the hospital. With a little planning, seniors can travel without worry and enjoy the best of their golden years exploring the world. For more information about safe travel and medical assistance memberships, visit www.oncallinternational.com. From taking a trip with their grandchildren across country, to living out dreams in far, exotic destinations, today's seniors are choosing to enjoy their golden years traveling. ADVOCACY, FROM PAGE THREE days of medical procedures to drain the cyst, a seven-pound solid tumor was removed and tested for cancer. "Once my doctor removed the tumor, I wanted to make sure that the hospital did the proper tests to check if the mass was cancerous," said Williams. "I wasn't going to leave it up to chance so I requested that an oncologist perform the tests. I am glad that I pushed for this, because I was soon diagnosed with a gastrointestinal stromal tumor, or GIST, which is considered a rare form of cancer. I was then able to get the information I needed to help understand my disease." When it comes to helping manage their own disease and acting as their own advocate, patients should seek out resources both through their physicians and reliable online websites. For some rare cancers, like GIST, there are a number of online resources, including www. GISTTheFactsInfo.com, an educational site for GIST patients and their families that was developed by Novartis Oncology. "It is so important for people with cancer, especially those with a rare cancer like me, to act as their own advocate when it comes to getting the right diagnosis, disease information and ultimately the right disease management plan," said Williams. "Working with my doctor and learning more about my disease has helped me focus on the other important things in my life, including enjoying time with my husband and taking care of my son. They mean the world to me." We Have What You Need For Any Occasion! Variety of Floral Arrangements � Balloons � Plush Toys Baskets � Wreaths � Plants � Crosses � Casket Sprays Standing Sprays � And Much More We offer: Kerr Lake Nursing and Rehabilitation Center 1245 Park Avenue, Henderson, NC 1025 Nicholas Street Henderson, NC 27536 Friendly Florist 225-492-7956 WE DELIVER 252-492-7021 Voted Best Nursing Home in Vance County 8 The Daily DispaTch senior lifesTyle '11 sunDay, June 26, 2011 Hobbies that even arthritis sufferers can enjoy re-outfitting of the tools that are needed to participate. Individuals with arthritis are often stuck between a rock and a hard place. Doctors want people to exercise to keep up the range of motion in affected joints. However, even some limited movements can cause pain and suffering to those with arthritis. Furthermore, individuals with arthritis may shy away from the activities they once enjoyed because the pain is simply too overwhelming. Instead of simply sitting on the couch watching television, there are a number of different things arthritis sufferers can do to pass the time and reconnect with past hobbies and interests. It might just take a little Gardening Gardening is a popular pastime for people of all ages. But the repetitive motions of digging and tilling as well as gripping a multitude of tools can take the joy out of the hobby. People with arthritis can make some changes. Raised garden beds or container gardening eliminates the stooping and bending associated with traditional gardening. With containers, individuals can place the containers on a counter or table and do all the work at a comfortable height. Choosing low-maintenance plants is another option. Plants that don't require as much pruning or repotting are good for those with arthritis. Also, look for tools with larger grips and handles to be easier on arthritic hands. Crafting Many people with arthritis find the fine-detail work they grew accustomed to is not very comfortable with arthritis. Instead, there are many other crafts that can be practical. Ceramics are one craft where the activity can also be the exercise. Using a pottery wheel or hand- molding doughs and other modeling media can be a way to stretch and work the hands and fingers. Using paintbrushes equipped with wider grips can make painting possible. Mural painting is another option. Again, those with arthritis can choose tools with wide handles to make grasping easier. Large designs on walls or canvases will be easier to handle than smaller pieces. Cooking Cooking and baking is an art form that can be enjoyed by anyone. Furthermore, with ergonomic spoons, ladles and other Container gardening is a hobby arthritis sufferers can enjoy. kitchen tools, it has never been more convenient or less labor-intensive to be an accomplished home chef. Baking and pastry creation is one area where people can show off creative skills. For those who love to bake but have trouble kneading and working dough, food processors, bread machines and kitchen stand mixers can take the work out of those processes. Cooking is not only a rewarding hobby, but also an activity that can benefit the household. Having arthritis doesn't mean a person has to give up on the activities he or she enjoys. It merely involves a few tweaks that can still make these hobbies enjoyable. We cover the state, so we can cover you. In the insurance business, there's only one real way that you can honestly provide real precision coverage and the fastest possible claims service -you have to be right there with the folks you cover. That's why we have agents all over the grand state of North Carolina. So, from Mount Airy to Cape Fear, Rodanthe to Cherokee County, you never have to look far to find the help you need when you need it the most. Helping you is what we do best. (252)438-4119 firstname.lastname@example.com sfbli.com � ncfbins.com 2949 US 1/158 Hwy � Henderson, NC 27537 Gary Stainback, Agent Phyllis Burnette, LUTCF, Agent Tim O'Geary, Agent Scott Grissom, Agent Kristin Maxbauer, Agent Jimmy Twisdale, LUTCF, Agency Manager Gene Richardson, Agent NCMLPR40685 North Carolina Farm Bureau Mutual Insurance Co. Farm Bureau Insurance Of North Carolina Inc. Southern Farm Bureau Life Insurance Co., Jackson, MS. An independent licensee of the Blue Cross And Blue Sheild Association Get Real Auto � Home � Life


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comments 8
babspictures (June 22, 2010)
quite unusual - they almost look like figures from The Littles, storybook collection
Jlynn88 (July 13, 2010)
This picture is amazing!! Great timing on the shot as well! :)
angiebanta (July 13, 2010)
such a cool capture!
dianaptrzyk (July 16, 2010)
joe.rock (August 06, 2010)
Many thanks...
Beautiful-Breeze (March 28, 2014)
Wonderful Photo.
ArtQ (May 21, 2014)
Congrats on your finalist award
joe.rock (May 21, 2014)
Thank you all so very much... Congrats to all finalist... :-)
Old Man and The Birds
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Must see to appreciate the view. Absolutely Beautiful. Watch the deer and elk roam by or enjoy the mountain views not to mention the stars at night. Homes on nearby lots already in place. Come enjoy the solitude of the mountains yet close to Boise. Build your dream cabin or home in the woods. I have an experienced builder ready to help you if needed. Year round maintained road. Worth the time to drive up!
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23 October 2013 11:20 [Source: ICIS news]
SINGAPORE (ICIS)--Japan's Nippon Shokubai plans to shut its two acrylic acid (AA) plants in November-December for scheduled maintenance, a source familiar with the matter said on Wednesday.
Its 160,000 tonne/year AA unit in Himeji, Japan will be shut in November for a month of inspection and maintenance, the source said.
In December, Nippon Shokubai will shut its new 80,000 tonne/year AA unit and its 90,000 tonne/year super absorbent polymer (SAP) unit in Cilegon, Indonesia, the source said, without specifying the duration of the shutdown.
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PSBank issues P3B in debt notes
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Philippine Savings Bank, the thrift bank unit of the Metrobank group, launched on Friday the offering of P3 billion in debt notes, which will qualify as tier 2 or supplementary capital.
PSBank's tier 2 notes—which will have a tenor of 10 years, although the bank has an option to redeem them on the fifth year—are offered at an indicative interest rate of 5.875 percent a year. Interest payment will be made on a quarterly basis.
The offering started yesterday and will run until Feb. 16 unless adjusted, PSBank chief finance officer Perfecto Ramon Dimayuga Jr. disclosed to the Philippine Stock Exchange.
Target issuance is on Feb 24.
ING Bank N.V. acts as the arranger and selling agent while Multinational Investment Bancorporation was mandated as market maker and selling agent.
Subscription to the tier 2 offer is open for a minimum denomination of P500,000 with additional denomination of P100,000.
Taking advantage of ample liquidity in the financial system, PSBank launched this tier 2 offer to boost its cash hoard for expansion, such as for prospective acquisitions.
PSBank has obtained a triple-A credit rating from local credit watcher Philippine Rating Services Corp. for this offering.
Obligations rated "PRS Aaa," the highest rating in PhilRatings' scale, are deemed of highest quality with minimal credit risk.
In a recent statement, Philrating said the rating reflected PSBank's strong management team as well as its sound asset quality. Doris C. Dumlao
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SR Auto Group Project Pryzm Scion iQ
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How do you mod weapons?
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I know I must seem like a neophyte, but I see people talking about modded weapons. How do you mod weapons or if they're already modded, where do I get them?
Other players will gladly dupe them for oyu on xbox live, otherwise you use a flash drive to save your save file and a program called willowtree or something like that.
"Driving leads to hunger... hunger leads to cookies... cookies lead to destruction."-The Karma Monster
the game will instantly delete "hacked" or "invalid" weapons as of patch 1.30
however, you can still enhance your arsenal but you are only limited to legitimate parts. (machinegun components on a machinegun, pistol components on a pistol and so on...)
there are still hacked items that bypass the auto-delete feature and certain legit items that unfairly get deleted due to a glitch.
wanzerfreak: how do ultramen reproduce?
lif3st3al3r: Ultramen have ultrasex with ultrawomen to have ultraoffsprings. Duh!
^^^ he is only partially correct as in the idea that GOD weapons are now gone, but you can still put bodies like "twisted" or "Shredder Shredders" on just about anything.
"Driving leads to hunger... hunger leads to cookies... cookies lead to destruction."-The Karma Monster
He's mostly correct in that you can mostly only use same parts on each weapon, but some are interchangeable. Example, you can mix and match some components from sniper rifles with semi-auto snipers, or combat rifles with support machine guns etc. In fact, in some cases as to make the weapon look not completely modded, you MUST interchange parts. For example, stocks 2-5 on a support machine gun are not viewable, so you must use stocks from a combat rifle to complete it.
The only thing you aren't restricted to is prefixes and titles...which is why you see so many "shredder shredder" or "anarchy anarchy" because of the spread effect you get when using prefixes and titles like that. Personally, I'm a bit shocked we're not seeing more "matador's matador's" :p
Nowhere is the dreamer or the misfit so alone
there's a new revolutionary web site called "google.com" that will tell you anything you ever need to know. give it a try.
XBL Tag - KillimonFRENZY
From: KillimonFRENZY | #006
Don't listen to this guy.
I heard that Google is a harmful site. My friend's dog's laptop got a virus from going there.
Gearbox forums under gearchat and look for a tpic called willowtree.
Greatest thing to happen to thieves is Ebay.
The Gearbox forum post is easy to find. Just search willowtree +borderlands. First result.
Only problem is, they can't tell you how to get the save file from the 360 (or PS3) to the PC for editing. I'm guessing Gearbox doesn't like that (as you probably have to mod your 360 to do it) so they have to be real discreet about it.
--- Dark Reality
--- What reality are you from please? Must be dark there or something...
If half the people here used google, this site would not exist
GT and FC in Quote


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Caifanes Letras Pro
100 - 500 アプリをもっと見るこのアプリをリストに追加Tweets por @Appszoom
Special for all of you who love Caifanes we created this free android app. Caifanes is a Spanish-language rock (Rock en Español) band from Mexico City formed in 1987. The original lineup consisted of Saúl Hernández (vocals & guitar), Alejandro Marcovich (lead guitar) Sabo Romo (bass guitar), Alfonso André (drums) and Diego Herrera (keyboards and saxophone). Only with our app you'll be able to find all lyrics of songs, we have many videos to watch like La historia, El Nervio del volcan, Matenme Porque Me Muero, La célula que explota, No Dejes Que, all posts from Twitter or Facebook can be found here and much more.
Download this app now, when is still free!
Download this app now, when is still free!
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text:
So we'll go no more a roving
So late into the night
Though the heart be still as loving
And the moon be still as bright.
For the sword outwears its sheath
And the soul wears out the breast
And the heart must pause to breathe
And love itself have rest.
Though the night was made for loving
And the day returns too soon
Yet we'll no more go a roving
By the light of the moon.
- Lord Byron
Monday, February 20, 2012
Monday puts me in the mood for poetry...
So we'll go no more a roving
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Online Registration Form
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If you cancel, the following charges will be assessed by the cruise line (per guest):
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Passports are the recommended form of documentation because they satisfy
all citizenship and identity requirements, but they are not required on
this sailing. To board without a passport adult passengers need a
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documentation are not acceptable.
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All U.S. and Canadian residents (non-citizens) need both a valid
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citizens must also verify documentation requirements with US
Immigration and a passport agency or the embassy or consulate of
the countries in your cruise itinerary.
Minors Traveling
Regardless of citizenship the following rules apply to minors: For
guests age 15 and under, a government issued picture ID is suggested
but not mandatory. Guests age 16 and older must have proof of
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Minors traveling to any foreign country must be accompanied by both
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The Hain Celestial Group and The New York Knicks Form a Winning Marketing Partnership
NEW YORK, April 13, 2011 /PRNewswire/ — The Hain Celestial Group, Inc. (NASDAQ: HAIN) and The New York Knickerbockers have teamed up for a new multi-year marketing partnership to promote healthy snacks to Knicks' fans as they watch their favorite team in action at Madison Square Garden (NASDAQ: MSG). As a leading marketer of natural and organic food and personal care products in North America and Europe, Hain Celestial brands include Terra Chips® and Sensible Portions® Straws and Chips. Both brands will be a prominent part of a marketing partnership activated at Knicks games and in-arena at The Garden.
(Logo: http://photos.prnewswire.com/prnh/20050324/NYTH131)
"We are excited to be partnering with the Knicks on a new multi-year marketing partnership," stated Irwin Simon, President and Chief Executive Officer of Hain Celestial. "Our products help people to live A Healthy Way of Life(TM) and sports are a great way to stay fit," he continued. "Madison Square Garden is the preeminent sports arena in the world and we are proud to promote our products at its events," concluded Irwin Simon.
Hain Celestial has been a Madison Square Garden marketing partner since 2006, the company's new deal with the Knicks will begin with the 2011-12 season and includes branding on in-arena LED signage and promotion of the Knicks City Dancers on GardenVision, the center-hung scoreboard, during home games at The Garden. The marketing partnership also includes exit sampling at select Knicks games and opportunity to provide special offers on Hain Celestial products to Knicks fans.
"Hain Celestial has been a great marketing partner of Madison Square Garden for the past five years, and we are thrilled that they have now chosen to focus much of their marketing and activation efforts around the Knicks', joining a powerful line-up of industry-leading brands that already support the team," said Greg Economou, executive vice president, revenue performance, MSG Sports. "Needless to say, we are excited to continue our relationship with Hain Celestial with a new focus on promoting their healthy snacks to Knicks fans at The Garden."
The Hain Celestial Group (NASDAQ: HAIN), headquartered in Melville, NY, is a leading natural and organic products company in North America and Europe. Hain Celestial participates in many natural categories with well-known brands that include Celestial Seasonings®, Earth's Best®, Terra®, Garden of Eatin'®, Sensible Portions®, Health Valley®, Arrowhead Mills®, MaraNatha®, SunSpire®, DeBoles®, Gluten Free Caf©(TM), Hain Pure Foods®, Hollywood®, Spectrum Naturals®, Spectrum Essentials®, Walnut Acres Organic®, Imagine®, Almond Dream®, Rice Dream®, Soy Dream®, WestSoy®, The Greek Gods®, Ethnic Gourmet®, Yves Veggie Cuisine®, Granose®, Realeat®, Linda McCartney®, Daily Bread(TM), Lima®, Danival®, GG UniqueFiber(TM), Grains Noirs®, Natumi®, JASON®, Zia® Natural Skincare, Avalon Organics®, Alba Botanica®, Queen Helene®, Tushies®, TenderCare® and Martha Stewart Clean(TM). Hain Celestial has been providing "A Healthy Way of Life(TM)" since 1993. For more information, visit www.hain-celestial.com.
The NBA's New York Knickerbockers basketball team, in its 65th year of operation is part of Madison Square Garden, a fully-integrated sports, entertainment and media business. The company is comprised of three business segments: MSG Sports, MSG Entertainment and MSG Media, which are strategically aligned to work together to drive MSG's overall business, which is built on a foundation of iconic venues and compelling content that MSG creates, produces, presents and/or distributes through its programming networks and other media assets. MSG Sports consists of owning and operating sports franchises, including the New York Knicks (NBA), the New York Rangers (NHL), the New York Liberty (WNBA), and the Connecticut Whale (AHL). MSG Sports also features other sports properties, including the presentation of a wide variety of live sporting events including professional boxing, college basketball, track and field and tennis. MSG Entertainment is one of the country's leaders in live entertainment. MSG Entertainment creates, produces and/or presents a variety of live productions, including the Radio City Christmas Spectacular featuring the Radio City Rockettes. MSG Entertainment also prese hosts other live entertainment events such as concerts, family shows and special events in MSG's diverse collection of venues. These venues include Madison Square Garden, Radio City Music Hall, the Theater at Madison Square Garden, the Beacon Theatre, the Chicago Theatre and the Wang Theatre. MSG Media is a leader in production and content development for multiple distribution platforms, including content originating from MSG's venues. MSG Media consists of the MSG Networks (MSG, MSG Plus, MSG HD and MSG Plus HD) regional sports networks and the Fuse Networks (Fuse and Fuse HD) a national television network dedicated to music. MSG Media is also responsible for managing interactive initiatives across all business segments. More information is available at www.msg.com.
SOURCE The Hain Celestial Group, Inc.


text: Thunderstorms Back in the Forecast Mike Bracciano 08/18/2014 03:18 PM 08/18/2014 03:24 PM Thunderstorms Back in the Forecast By Associated Press 08/18/2014 03:24 PM There is a chance for thunderstorms in the forecast for northwest Missouri. ( ST.JOSEPH,MO.) A cold front will move into the area tonight giving us a chance for thunderstorms. A warm up is on the way for later this week. Copyright 2014 Nexstar Broadcasting, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed. Page: [[$index + 1]] weather


text:
We hope you enjoy this week's Weekly Deals!
I love looking through photo albums. It´s a bit like time travel. I've also been an avid scrapbooker for over eight years.
Project Life by Stampin' Up! pocket cards are so fun and so versatile! Not only do they make preserving your memories easy, but they're also fun for making greeting cards.
Even though we didn't attend the entire event, this year's Stampin' Up! incentive trip to Hawaii was a real treat for Sterling and me! Demonstrators who had vacationed here before and many who had never been to Hawaii told me they loved it too.
We didn't request where we wanted to serve our mission, but I think God knew what He was doing when He called us to Hawaii! This week was a tender mercy for us, getting to see some of our family and lots of demonstrators and their families.
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text:
Marriage Sherpa Offers Free Report on How To Survive An Affair
Marriage Sherpa now offers free advice on how to survive an affair. The website teaches couples how to heal individually, come together as a couple, and make the marriage better.
Wilmington, NC (PRWEB) June 30, 2012
Marriage Sherpa is offering a free report about how to survive an affair.
Surviving an affair requires following the right steps in the right order according to MarriageSherpa.com. There are three steps that must be followed to help both the loyal and the unfaithful spouse according to the popular marriage website.
Taking control of one´s emotions is very important, says Marriage Sherpa. "Whether male or female, as the injured spouse from an affair, you are being bombarded with emotions that are eating away at your self"respect, self"confidence and self"trust and you must take back control if you want to save your marriage," the website explains.
The free report on the website helps couples bring stability and peace by creating full transparency, achieving true forgiveness, falling in love again, ending paranoia, and knowing that the affair will never happen again.
Overcoming emotions, according to Marriage Sherpa, is the first step to feel normal again.
The free report explains that there are 8 emotions that must be confronted because they sabotage self-confidence. It also contains 6 tips on how to process emotions without falling apart. Irrational thoughts can be controlled and the free report explains how. Also, stopping paranoia by erasing the haunting images is taught. Finally, the report teaches how to get the cheating spouse to understand the sufferer´s pain.
The free report can be downloaded here:
Marriage Sherpa offers online marriage counseling tips to those seeking help from a marriage counselor. We partner with experienced certified marriage therapists and marriage counselors to provide marriage saving courses and programs designed to save marriages, survive affairs, and stop a divorces. Does marriage counseling work? Of course, but marriage counseling costs can really add up. Stop the endless and costly search for help with your marriage. Hope is available at MarriageSherpa.com.
For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/6/prweb9646409.htm


text:
Peter Bjorn and John News
Similar Artist News
Can You Remember The Words To These 2000s Hits?
Only millennials will ace this quiz. Are you one of 'em?
15 Easter-Ready Tracks To Kick Off Your Long Weekend
Hoppy Easter! Celebrate with our Spotify playlist on your Easter long weekend.
Fifteen Tracks From The Best Artists Headlining Coachella 2015
Drake, The Weeknd, Florence + The Machine...need we say more? Stream our Spotify / YouTube playlist
Cozy Up To These 12 Song Lyrics about December
Ready for Winter? Christmas? New Years? December has it all, proven in these 12 tracks...
Channel Your Inner Frankenstein With These 15 Monster Jams
It's ALIVE!!! Fire up your Spotify & YouTube players to get your monster groove on...
Fall For These 15 Songs About Autumn
Goodbye summer! Ready for the colder months? Fire up your Spotify and YouTube players for a fall playlist...
Take A Trip To The Roller Disco In Stars' New Lyric Video
We have the official premiere to the lyric vid for "From The Night"! Groovy, baby.
Kesha, Big Sean, Ezra Koenig, Grimes Crash HAIM's "My Song 5" Video
SNL's Vanessa Bayer hosts a talk show starring the HAIM girls and their fellow famous pop stars!
WATCH The Best Performances from Lollapalooza 2014
Relive the top sets at Lolla from Lorde, Foster The People, Kings Of Leon and many more!
Play These 15 Songs To Get You Pumped For Lollapalooza 2014
Get ready for the legendary music fest by streaming songs from Eminem, Lorde, OutKast, and more!
What Are The Best Songs Of 2014 (So Far)?
Here's our picks for the songs that we couldn't stop playing for the first half of the year. What are yours?
Foster The People's Mark Wrote His "Best Friend" Lyrics Out For Us
You & your FTP-lovin' best friend are gonna freak out over this.
Lily Allen's "Sheezus" Is Our Pick For Track Of The Week
Who else is on our #TrendingTuesday list? You'll have to click to find out.
15 Songs From The 2014 iHeartRadio Awards Winners & Performers
Press play on our iHeartRadio playlist featuring Rihanna & more!
Ariana Grande's "Problem" Is Our Fave New Song This Week
Find out what other jams we're loving this #TrendingTuesday!
Ed Sheeran Tops The The Fault In Our Stars' Soundtrack
The young-adult blockbuster's soundtrack boasts originals from Birdy, Charli XCX, and much more...
The 5 Best Surprise Performances From Coachella 2014: Week 1
Beyonce! Jay Z! Bieber! See who sneakily made their way onstage during Week 1 of Coachella!
15 Songs To Get You Pumped For Coachella 2014
IWeekend 2 of the famous California music festival: are you going?
Lollapalooza 2014's Lineup Includes Eminem, Outkast, Kings Of Leon
Chicago's legendary festival just announced the epic acts who will appear at LOLLA!
Foster The People Top Our #TrendingTuesday List
This latest edition of #TrendingTuesday is a big one! So many new albums...
Foster The People's "Best Friend": Song Of The Summer 2014?
We're calling it: this song is hot enough to rule this summer season. Watch the colorful lyric video!
15 Songs From Artists Dropping Albums This Year
2014 looks like it's gonna be a crazy year for new music! Stream our Spotify playlist.
Foster The People Don't Want To Grow Up In New Video
Ah, the innocence of youth! Watch FTP's new video for "Coming Of Age" and come to terms with how old you're getting.
Skylar Grey, Austin Mahone & Ludacris Make Our Trending Tuesday Cut
What new songs are we playing this week? Share your picks with us as well!
Get The Valentine's Day-Ready Track List to 'Endless Love'
The romantic flick is out V-Day: do you know all the songs off the track list?
15 Songs From 2013's Best Movies
Just in time for the Oscar nominations, we've put together a movie-magic playlist just for you.
Hangout, Governors Ball, CounterPoint and Shaky Knees Festival Lineups Revealed
Some of the country's biggest music fests released their lineups today! See 'em here.
Trending Tuesday: 10 Songs We're Listening To This Week
Join us for our latest installment as we count down our fave songs of the week!
The Coachella 2014 Lineup: 10 Artists We're Dying To See Live
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Trending Tuesday: 10 Songs We Love This Week
We're counting down the songs we can't stop playing this week, as well as their best lyrics!
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Stream Live 105's Not So Silent Night 2013 Webcast This Weekend
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The 2014 GRAMMY Awards: Album Of The Year Predictions
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STREAM: Arcade Fire's New Album 'Reflektor'
It's on YouTube and is basically one long lyric video
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Get The Tracklisting For The 'Catching Fire' Movie Soundtrack
Everybody from Coldplay to Lorde is featured on the new 'Hunger Games' soundtrack!


text:
Obama's New Dir of OLC
I believe I have figured out who will be Obama's next candidate to head the Office of Legal Counsel now that Dawn Johnsen has been found unacceptable due to an excess of integrity and a lack of appreciation for the wonderfulness of torture. Here's an example of this candidate's clarion thinking. On the Wikileaks video:
Now, is this video disturbing? Of course. Were atrocities committed, innocents slaughtered, corpses desecrated and children maimed? Absolutely. But was it all done according to proper procedure? Ah, now, that's the question. We should all certainly be willing to support a full and complete investigation into the possibility of an official recommendation for preliminary motions toward an investigation, looking into the matter of whether or not the people here were properly murdered in triplicate, signed twice on the goldenrod form, in accordance with the Code of Canon Law. And we shouldn't rest until any guilty parties have been found, and strongly-worded disciplinary Post-Its firmly applied to their personnel files.
Apart from that, I don't think we have to spend much time thinking about this sort of thing – this is an isolated incident, just like this and this and this andthis and this and this and this and this and this – and one has to accept a certain amount of rape, torture and murder with one's military.
The guy's a perfect fit.
Dump the Dems (10): Obama Morphs Into Bush Over Presidential Power
Obama's actions are, at best, a mixed blessing so far. He has surrounded himself with establishmentarian Blue Dogs and Democrat conservatives, from his powerful Chief-of-Staff, Rahm Emmanuel, to Treas Sec Timmy Geithner (a Wall Street Willie if ever there was one), Leon Panetta at the CIA, and Larry Summers as a Presidential Advisor. While he has talked eloquently about Wall Street's responsibility for the mess, he insisted in $billions$ in bail-out money to moribund, clueless auto CEO's and is about to hand over another $30B to AIG because, you know, it ran through the first $100B paying for parties and executive bonuses.
But all of that was prelude to the real danger. It puts in context a much more conservative agenda. In "Dump the Dems 6" I warned, "The Democrats aren't pretending to be like the Pubs to get elected. They are like the Pubs." Obama seems to be going out of his way to prove it. Glenn Greenwald again reports on the heels of Marcy Wheeler's excellent summation of the recent moves by the Obama Admin to make exactly the same arguments of presidential power that Bush made.
[T]he Obama DOJ is now spouting the Cheney/Addington view of government in its purest and most radical expression.
The brief filed by Obama on Friday afternoon (.pdf) has to be read to believed. It is literally arguing that no court has the power to order that classified documents be used in a judicial proceeding; instead, it is the President — and the President alone — who possesses that decision-making power under Article II, and no court order is binding on the President to the extent it purports to direct that such information be made available for use in a judicial proceeding.
(emphasis added)
What I've been afraid of is happening right now. Obama and the conservative Democrat leadership are fighting to preserve the very same power Obama criticized Bush for taking, using the same autocratic arguments that Bush used. Does it make them right just because a Democrat says them?
Of course not.
Why FISA Is Such a Bad Idea
In the first case to review the government's secret evidence for holding a detainee at Guantánamo Bay, Cuba, a federal appeals court found that accusations against a Muslim from western China held for more than six years were based on bare and unverifiable claims. The unclassified parts of the decision were released on Monday.With some derision for the Bush administration's arguments, a three-judge panel said the government contended that its accusations against the detainee should be accepted as true because they had been repeated in at least three secret documents.The court compared that to the absurd declaration of a character in the Lewis Carroll poem "The Hunting of the Snark": "I have said it thrice: What I tell you three times is true."
This Administration appears to lie about everything, even the evidence – or lack of it – that it claims justifies holding men and even children in prisons withiout trial for 6 years. Like Ashcroft in Germany, the Bush Administration wasn't refusing them their day in court because they were dangerous but because Bush didn'[t want us to know they weren't, that the whole detainee thing had been a bust from the git-go. So why in heaven's name should we believe them when they claim yet another detainee ought to be killed because he was behind the attack on the Cole?
A Pentagon official announced war crimes charges Monday against a detainee at Guantánamo Bay, Cuba, suspected of helping to plan the attack on the Navy destroyer Cole in 2000 that killed 17 American sailors.
Military prosecutors said they were seeking the death penalty against the detainee, Abd al-Rahim al-Nashiri, a Saudi who has long been described by American officials as Al Qaeda's operations chief in the Persian Gulf and the primary planner of the October 2000 attack on the Cole.
Mr. Nashiri is one of three detainees who the C.I.A. has acknowledged were subjected to waterboarding, the interrogation technique that simulates drowning. Mr. Nashiri was interrogated in the agency's secret prisons before he was transferred to Guantánamo in 2006.
(emphasis added)
There hasn't been a shred of evidence, ever, that Nashiri weas guilty of anything except by the Bush Administration's unsupported word for it – a word that is worth less than nothing considering its total lack of credibility. Yet the Bush lawyers are demanding the death penalty. For war crimes. Talk about the pot and the kettle.
If one word of that so-called "evidence" came from Nashiri's being tortured, then legally it has to be thrown out. A co-erced confession IS NOT ADMISSIBLE, not in a civilian court. Maybe in the Kangaroo tribunals the Bushies have dreamed up, but nowhere else in the civilized world. If that's how they came by it, it's hopelessly tainted and so is their whole case. Not that they seem to care. They're going ahead with the trial despite the CIA's admission, and after all, what do they really have to fear in the way of consequences? Not much, it seems.
A federal appeals court on Monday dismissed a lawsuit filed by a Syrian-born Canadian man who had accused the United States of violating the law and his civil rights after he was detained at Kennedy Airport and sent to Syria under what he claims was an act of "extraordinary rendition."
The man, Maher Arar, tried to win civil damages from United States officials in his suit, but the United States Court of Appeals for the Second Circuit in New York ruled that because he was never technically inside the United States, his claims could not be heard in the federal courts.
While stating that "threats to the nation's security do not allow us to jettison principles of 'simple justice and fair dealing,' " the majority opinion ruled nonetheless that Mr. Arar, who had been seized as he tried to change planes at Kennedy Airport while flying back to Canada from Switzerland, had no federal standing in his case and that the government did not violate the Torture Victim Protection Act by sending him abroad.
I can hear Lil Dick and Dave Addington chuckling over it now. They got away with it again – on a technicality. They arranged to keep their bloody hands clean even though they arranged for an innocent man to be tortured because technically he wasn't in the US at the time theyn had him picked up. Giggle giggle. What fun. Put it over on us again, didn't you?
FISA should never be passed if for no other reason than because the govt can't be trusted to look at any interests but its own or nopt use its power – whatever powers we give it – to get what it wants. Our experience with Bush proves it's a HORRENDOUSLY BAD IDEA TO GIVE ANY PRESIDENT THAT KIND OF POWER.
So why is our Democratic Congress giving it to them? Hmm?
As Long As You're Happy….
US General Uses Maoist Playbook, Creates Re-Education Camps in Iraq (Updated)
matttbastard at Comments from Left Field (where I've been posting this week, thus my absence from here) points to what he calls "the 'WTF?!' story of the day" – a piece by the WaPo's Walter Pincus, one of the few real reporters the paper's got left, on the way the commander of our detention camps has borrowed a leaf from the Chinese Communists' Handbook of Re-education.
The U.S. military has introduced "religious enlightenment" and other education programs for Iraqi detainees, some of whom are as young as 11, Marine Maj. Gen. Douglas M. Stone, the commander of U.S. detention facilities in Iraq, said yesterday.
Stone said such efforts, aimed mainly at Iraqis who have been held for more than a year, are intended to "bend them back to our will" and are part of waging war in what he called "the battlefield of the mind." Most of the younger detainees are held in a facility that the military calls the "House of Wisdom."
The religious courses are led by Muslim clerics who "teach out of a moderate doctrine," Stone said, according to the transcript of a conference call he held from Baghdad with a group of defense bloggers. Such schooling "tears apart" the arguments of al-Qaeda, such as "Let's kill innocents," and helps to "bring some of the edge off" the detainees, he said.
First, somebody needs to explain to me why we've got 11-yr-olds in jail. Second, Gen Stone's optimism may be, it seems to me, slightly misplaced. I mean, wouldn't it seem fairly obvious to the meanest observer that the occupation of their country, the murder of hundreds of thousands of civilians, and the fact that they're in jail basically for being Iraqi might explain their "extremism"?
I guess not.
At Michael Tedesco's invitation, I've been blogging at Comments From Left Field the last week or so, off and on, and will be temporarily abandoning Witness to take his place for a week or so in October while he goes windsurfing on Lake Titicaca.
The last couple of days I've been embroiled in a discussion of Democratic culpability for the mess we're in with Kyle Moore, and I think between us, and with the help of commenters like matttbastard, we've put some perspective on the problem and begun to evolve the core of the debate that needs to happen. You can read Kyle's post here and my response here.
I hope you'll join us. In the meantime, a jab in the ribs from Ted Rall to keep the blood flowing.
The Comedy Team of Crocker&Petraeus Gets Good Reviews
Everybody wants to give the team of Crocker & Petraeus credit for not lying more than they did. The Washington Post's Fred Hiatt was all over the Crocker half of the sketch, gushing that he "deserves credit for frankly and soberly delivering a message this week that neither his audience in Congress nor his superiors in the Bush administration wanted to hear", blithely managing to sidestep the implication that the telling of uncomfortable truths by Administration lap-dogs is, you know, rare and kind of risky.
He was particularly encouraged by M Crocker's comment where he claimed to be seeing "seeds of reconciliation" in Iraq's political leaders even though he didn't name them and conceded they weren't "readily apparent from Washington". Which is understandable given that Iraq's political leaders have been throwing spitballs and each other for months and that most of them are not currently on speaking terms.


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Danilo Reviews
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In general the apartment and location was great. May be just too many mosquitos because of plants in the terrace and the bathroom door couldn't get closed. Unfortunately, the amount of an additional payment of tourist tax was not clear and was too high compared to other apartments in Croatia. In addition, l didn't get any receipt at all for any payment.
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Overall we liked the apartament, as it has a great location. In general the house was clean, except for the bathroom, which was very unclean. Other than that, I would recomend it. Andrej is a very helpful person that will explain anything you want to know.
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Madrid, Spain
My Rating
Great tour however there wasn't really enough time at either location to do everything wanted. The trip is definitely worth it, though. The tour guide, Hulia, was very informative, friendly, and helpful. She was also just plain out nice and pleasant to be around. Avila is suprisingly beautiful inside and out with a wall out of a fairy tale. Segovia is unbelievable! I'd suggested getting a fast-ish food lunch there so you have time to shop and look around the town.
Granada, Spain
My Rating
Wonderful tour. Amazing tour guide and friendly and assistive staff. Highly recommend. The alhambra is out of this world and this is the group to discover it with. As for the Granada Hammam (Arab Baths) they were an experience to die for. Otherworldly and relaxing.
Malaga, Spain
My Rating
Tour was great, but shopping pressure unbearable. The guides, Pedro and Hassan, we're very informative and knowledgeable. The lunch and sights were incredible. Unfortunately, after lunch was awful. You are extremely over pressured to buy things. Also no cave visit.
Barcelona, Spain
My Rating
Absolutely amazing and a must do! I originally booked this only for the Dali part, but wound up loving Girona! It's breath taking! Also perfect time allotments for all places.
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- Price: $139.00
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Online Shop osCommerce Template 12170
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A dark colored exotic themed flower store template with a dark gray background and pink accents with white and black text. There is a fancy font pink logo on the top-left. There is a banner image leaderboard with a branch of pink flowers on the left of black and pink text. The sidebar has a couple of places for banner images. The right columns featured products area has pictures of flower baskets, daisies, roses, vases, ducks, and wagons full of flowers. Online Shop osCommerce Template 12170 is available in the following sources: .PSD, and .PHP. Software required includes Winzip 9+ (Windows) or Stuffit Expander 10+ (Mac) for uncompressing .zip files, Adobe Photoshop CS+, Hosting with PHP4x and MySQL4x, osCommerce runs on most server specific configurations ranging from dedicated servers to shared servers that utilize different PHP configurations such as register_globals (should be ON) and safe_mode restrictions, Adobe Dreamweaver 8+ (or any php-editor), and Apache Only (on Unix/Freebsd/Linux/Windows). It has had a total of total of 5 downloads since it first appeared.


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J&P Part: 363-007
Sale Price: $191.70 Regularly: $212.99
Gold Club Price: What's This? $191.70
Made in the USA
Product Description:
Back Rest Type: Driver
Decoration: Studs
Manufacturer Part Number: 79577
Material: High Quality Expanded Vinyl
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Waring MX1000XTX DescriptionSKU: 141-MX1000XTX
The Xtreme Hi-Power Blender series by Waring offers 45,000 RPM's and a heavy duty 3.5-horsepower motor to tackle frozen drinks, soups, salsas, sauces, desserts, and dressing. The 64-ounce loading capacity provides enough room to allow large quantities to be produced and the BPA free copolyester container is safe and non-toxic. The Waring Xtreme offers the strongest motor in its class and offers durability and reliability for your restaurant needs.
Standard Features and Benefits:
- 64-oz. loading capacity offers ample room for large amounts of frozen drinks, sauces, soups, desserts, and dressings
- 3.5-HP motor with 45,000 RPM's offer the most powerful motor in its class
- BPA free copolyester container
- One-piece dishwasher-safe removable jar pad is convenient and quick for easy clean up
- Simple off, low, high, and pulse paddle switches make blending quick and effective
Xtreme High-Power Blender, heavy duty, The Raptor 64 oz. BPA-Free Copolyester container, high/low with off and pulse paddle switches, one piece removable jar pad, 120v, 3.5 HP, NSF, CUL & UL listed
*The warranty will not be honored for residential or non-commercial use of any Commercial Equipment.
Waring MX1000XTX SpecificationsPDF Spec Sheet
|Drink Blenders
|w/ Pulse
|Container Construction
|Capacity (ozs)
|Commercial Blenders
Waring MX1000XTX Customer Reviews
"I took the recommendations of the reviews, that this would be perfect my catering business. I bought this item in late May and used it a couple times a day for 3 weeks and then it just stopped. No fizzle sound or anything like that to think it was going to break..it just stopped working completely. All the chef's ( 3) loved the product for making gazpacho and tomato sauce. Pesto oil. Nothing daunting at all. I am wondering if it was a refurbished machine and just did not know it. Really disappointing for sure.."
"Small catering business and we have gone through 3 blenders in less than 2 years so i have big hopes for this blender. I can tell this is going to be better than the other blenders. The container is large enough than the product does not get jammed up on the blade at the bottom. The processing is fast and thorough...soups, smoothies, vinaigrettes."
"I use this X-treme blender for my smoothies, they are ready in a flash. What used to take me a half hour to forty five minutes now only takes ten, and that is also the time for peeling and choppine! I make nut butters for health and this machine is perfect, cuts time for anything I make in it down to a quarter of the time. It's a great quality machine. I was surprised by the overall craftsmanship, the heavy duty base, cup and the cord is like the one on my saw! It is so simple to clean. I just rinse with soapy water then hot water and wipe dry so it is ready for the next time I need it. I use this machine everyday at least twice and it has been a life saver. I paid a minimal amount for it considering the craftsmanship and the functionality. I would definitely pay the same or even more for it again. I AM VERY PLEASED!"
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"Great pricing. Great service. Machine is awesome and why pay for a VitaMix when the Waring is stronger, faster, and made to last so much longer with commercial grade components. Have several friends who already bought their own. Thank you Katom and thank you Waring"


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Adding an Amana RMS10T Microwave Oven to your kitchen arsenal ensures that you're prepared to do battle on all fronts. Having a reliable microwave in your kitchen is almost essential. Whether you're using it to defrost frozen product, prep ingredients, or simply supply your staff with a convenient way to cook personal snacks a high quality microwave has countless uses in today's commercial kitchen. A durable stainless steel exterior protects the painted interior and provides solid stability. Backed by 1,000 Watts of power, a cabinet capacity of .9 cubic feet, and an easy-to-use dial timer, this microwave is perfectly suited for your busy commercial kitchen. View product features for warranty information.
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Disney XD actor Leo Howard, from "Kickin' It," was on "Live With Kelly & Michael" recently! Leo was on the show to promote his Disney XD series.
Listen below as Leo chats about working with Disney, his martial arts skills, and more. Then, tell us if YOU are a huge fan of "Kickin' It"!


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Metasearch: Building a Shared, Metadata-driven Knowledge Base System
Terry Reese discusses the creation of a shared knowledge base system within OSU's open-source metasearch development.
April 2006, issue47, feature article


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Computer engineering students at The University of Alabama in Huntsville have designed a glove device that functions as a wireless keyboard.
Called a Gauntlet Keyboard, the tool could revolutionise new ways of using electronic devices with just one hand, according to the scientists.
Instead of tapping keys on a keyboard, the user simply touches their thumb to points on their fingers assigned a letter or other keyboard function.
Conductive thread carries the commands to a matchbox-sized Printed Circuit Board (PCB) affixed to the back of the glove
The PCB transmits it via Bluetooth, whether it's a computer, a mobile phone, music synthesiser, video game or military device. Think of the Gauntlet as a touch screen that works by tapping your fingers to your thumb on a gloved hand.
Four senior engineering students at UAH made the glove their senior design project for a computer engineering class led by Dr. B. Earl Wells.
The students — Jiake Liu, Stephen Dond, Douglas Kirby and Chris Heath — are now seeking a patent to market the product. The project recently won a $20,000 prize from the Best Buy Innovator Fund among hundreds of entries.
"It's basically a keyboard on your hand. You, by tapping your thumb on each segment of your fingers, type to the screen basically. And you can do a swiping gesture that would erase it," explained Lui, the principal innovator.
Gauntlet is an acronym for Generally Accessible Universal Nomadic Tactile Low-power Electronic Typist. That's a lengthy description of what essentially is a glove with a beehive of conductive threads running throughout the fingers and palm
The students were assisted in their initial work by Huntsville electronics firm ADTRAN after entering it in the company's senior design showcase. The company assisted largely with the micro soldering of the PCB parts
The young designers are excited about the possibilities for the Gauntlet.
"There are several applications we can think of right now. The easy one would be as a keyboard for the consumer market. Also, the medical field for people limited to one hand from a disability. We can also think of military uses, as an entertainment device or used as a musical instrument for digital synthesising," Liu said.


text: mouldy squashes and courgettes - DIYnot.com - DIY and Home Improvement Welcome How to... @home Wiki Forum Shop DIYnot > Forums Forum Index Rules Help Register Free Cookies Search Login mouldy squashes and courgettes DIYnot.com Forum Index > In the Garden Enter search: Search this topic :: View previous topic :: View next topic Author Message maf20Joined: 02 Mar 2008Posts: 177Location: United KingdomThanked: 1 time Posted: Wed Jul 21, 2010 7:52 pm Evening all I'm trying to grow a good variety of veg, on a small scale, this year to see what I can manage. My courgette and squash plants have absolutely shot up, and out. There are a good number of fruit on each. However, about 60%-80% of them get to about 1 1/2 to 2 inches long and then go mouldy. I've just taken the first brice courgette off tonight which is a really good size. However, as I say, most of the rest get to a certain size and then get covered in mould. Any ideas? Back to top Alert Moderators If you do not want to see this advert, click here to login or if you are new click here to join free. ellalJoined: 23 May 2004Posts: 3554Location: United KingdomThanked: 18 times Posted: Thu Jul 22, 2010 2:56 pm try taking off the petals of the flower at the end of the courgette when the flower starts to die.. Back to top Alert Moderators JamesAJoined: 18 Apr 2006Posts: 354Location: Cambridgeshire,United KingdomThanked: 6 times Posted: Tue Jul 27, 2010 8:25 am This can happen with the first few off the plant. I always seem to lose the first few courgettes(even removing the flowers), but the later ones when the plants are fully established are fine. If it carries on, maybe they're not getting pollinated and need pollinating by hand? If it happens to bigger courgettes, remove them as soon as it starts and eat the good bit. Back to top Alert Moderators Search this topic :: View previous topic :: View next topic DIYnot.com Forum Index > In the Garden All times are GMT Page 1 of 1 Jump to: Select a forumForum InformationOffers & Discount CodesYour ProjectsDIY DisastersTrade TalkHobbiesGeneral DiscussionWord GamesJokes ArchiveAlarms, CCTV & TelephonesAppliancesAudio VisualBuildingBuilding Regulations and Planning PermissionDecorating and PaintingElectrics UKElectrics Outside of the UKFloors, Stairs and LoftsIn the GardenPlastering and RenderingPlumbing and Central HeatingRoofing and GutteringTilingTools and MaterialsWindows and DoorsWood / Woodwork / CarpentryGeneral DIYGeneral CarsCar Repairs / MaintenanceSoftwareHardwaretestYour test You cannot post new topics in this forumYou cannot reply to topics in this forumYou cannot edit your posts in this forumYou cannot delete your posts in this forumYou cannot vote in polls in this forum Similar Topics Replies Views Posted Mouldy Fence 3 260 Wed Sep 12, 2012 4:13 pm Find an Expert | Find a Supplier | Search DIYnot.comNetwork | Advertising | Newsletter DIY | DIY How To | @home | DIY Wiki | DIY Forum By using this site you agree to our Terms of Service / Disclaimer. Please read our Privacy Policy. Copyright © 2000-2015 DIYnot Limited.


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mom to Reaghan born underwater into midwife's hands 1/17/07 & Myra born surrounded by doulas and midwife at home 1/12/09. Birth Educator, and Photographer, Baby #3 Coming May 2013!
Wow - that's a lot on your plate all at one time. May I ask why you want to do it all at once instead of one at a time? I did my childbirth education with a small, local childbirth group, then cross-certiified with I.C.E.A. I'm currently certifying as a birth doula with DONA. What's really been great is getting involved with a local doula group. If there's one in your area, you should really check them out.
Missionary, birth-worker, midwifery student
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Novozymes South Asia Pvt. Ltd.
Bangalore, IN
|Novozymes South Asia Pvt. Ltd. Patent applications
|Patent application number
|Variants Of A Polypeptide With Lipolytic Activity and Improved Stability - The invention relates to a method of preparing a variant of a parent polypeptide comprising: (a) providing an amino acid sequence of a parent polypeptide; (b) substituting at least one amino acid residue at a position in the sequence corresponding to any of positions: 41, 83, 129, 207 or 284 in SEQ ID No: 2; (c) selecting a variant with lipolytic activity, which compared to the parent polypeptide has improved stability, and has an amino acid sequence with at least 60% identity to the mature polypeptide of SEQ ID No: 2; and (d) recovering the variant.


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- Exchange: Tokyo
- Sector: Materials
- Industry: Construction Materials
- Sub-Industry: Non Wood Building Materials
Nittetsu Mining Co Ltd+ Add to Watchlist
As of 02:00:00 ET on 05/22/2015.
Company Profile for Nittetsu Mining Co Ltd (1515)
Nittetsu Mining Co., Ltd., an affiliate of Nippon Steel Group, mines for limestone mining for the steel industry. The Company also smelts copper ore into ingots, and produces flame-retardant ceramic papers, mining machinery, and environment-related products. Nittetsu Mining also operates real estate.
Contact Information
Nittetsu Mining Co Ltd
Key Executives for Nittetsu Mining Co Ltd (1515)
|Rokuro MatsumotoPresident
|Kimio SatoExecutive Vice President
|Yoshifumi NoguchiManaging Director
|Jun MatsunagaDirector
|Hiroshi KoyamaDirector
|Hideo KawamuraDirector
|Jinichi KamiyaExecutive Officer
|Shinya YamasakiExecutive Officer
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The 80-307-3X is a SAW Simon 3 package from GE Security that is designed to promote high operating functions when used for detection for fire or intruders. The 80-307-3X Simon 3 comes with a jack, backup battery, a phone cord, a transformer, as well as a video, a panel, a SAW pet immune PIR motion sensor, and 2 SAW door/window sensors. The 80-307-3X Simon 3 SAW package comes with a 100 event buffer, a chime feature, an onsite panel program, plus a programmable access code length, 24 wireless zones, Crystal/SAW learn mode sensor support, and SIA/CID central station reporting. This Simon 3 package is designed to be used within a variety of applications, and is able to promote high operation for long term setups.
- 24 wireless zones of which 2 can be hardwire (normally-closed loop only)
- Supports both Crystal and SAW Learn Mode sensors, repeaters, and Dialog 2- Way RF products
- Supports both Crystal and SAW Learn Mode sensors, repeaters, and Dialog 2- Way RF products
- Programmable access code length (3 to 6 digits) with one master access code and five programmable user access codes
- SIA or CID central station reporting formats, numeric pager, and Voice Event Notification reporting
- Programmable No Activity and No Usage Report features
- Complies with SIA CP-01 False Alarm Standards
- 100-event buffer with time and date stamp
- Program the panel onsite using the built-in touchpad or offsite using Tool Box and Enterprise software >
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Explay unveils the new oio companion
Article Summary
February 7, 2008 Israeli technology company Explay is set to unveil a new version of its oio companion at the Mobile World Congress in Barcelona on Monday. The oio is a stand alone battery operated miniature mobile projector that connects to mobile devices to provide a big screen experience.
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Orson Welles is Othello, Canadian actress Suzanne Cloutier is his wife Desdemona, Saturday at Cinémathèque QuébécoiseAs part of its series on onetime "Boy Wonder" Orson Welles, the Cinémathèque Québécoise presnets Shakespeare's Othello, on Saturday, March 15, 2014. The film won the Palme d'Or at the Cannes Film Festival 1952.
Christopher Plummer does Cyrano, Hamlet, Othello in A Word or TwoChristopher Plummer's solo show A Word or Two, now playing at the Stratford Shakespeare Festival, offers a delightful array of literary tidbits, framed within a children's tale by Lewis Carroll.
Stratford Festival Announces 2013 Season: Four Shakespeares, Two MusicalsShakespeare will be getting his due at the Stratford Shakespeare Festival in 2013, in a back-to-the-mandate season featuring four Shakespeare plays and only two musicals.
Black Theatre Workshop's Historic Playwrights ForumAs Black Theatre Workshop's 40th anniversary season approaches the finish line, a unique event called Since Mama Done Got Off the Couch! celebrating the African voice in playwriting is being held at Concordia University's JMSB Amphitheatre.


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Mon-Fri: 7am-1am EST / Sat-Sun: 7am-11pm EST
ApplianceGeneral Electric Refrigerator
Level of DifficultyReally easy
Time to do repair30 - 60 mins
Age of Appliance5 - 10 years
I had already replaced the icemaker and solenoid valve and had not solved my problem. After I looked at the back wall gasket, it was obvious that the element was getting too hot. Installation was really simple- unplug refrigerator cord, remove frozen food and racks, remove light cover and back sheet metal by removing 4 screws, cut and splice wires to new parts. Reinstall.
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Pancreatic Cysts Center - Fayetteville, AR
Fayetteville Gastroenterologist Doctors for Pancreatic Cysts
Type of Physician: Gastroenterologist
What is a Gastroenterologist?
A subspecialty certification by the Board of Internal Medicine; practitioners focus on the stomach, intestines, colon, liver, and gallbladder (digestive organs). The gastroenterologist treats conditions such as abdominal pain, ulcers, diarrhea, cancer, and jaundice and they consult with surgeons when abdominal operations are indicated.
Specialty: Gastroenterology
Common Name: GI Doctor
Gastroenterologist Doctors in Fayetteville *
Fayetteville Diagnostic Clinic
Fayetteville Diagnostic Clinic
Fayetteville Diagnostic Clinic
Fayetteville Diagnostic Clinic
Fayetteville Diagnostic Clinic
North Hills Endoscopy Center
Fayetteville Diagnostic Clinic
Fayetteville Diagnostic Clinic
Mercy Lowell GI
Mercy Lowell GI
Mercy Institute Of Gastro
Mercy Institute Of Gastro
Mercy Institute Of Gastro
Mercy Institute Of Gastro
Northwest Arkansas Sgcl/GI Clin
Northwest Arkansas Sgcl/GI Clin
Internal Medicine & Associates
Good Samaritan Clinic
Cooper Clinic PA
Cooper Clinic PA
Cooper Clinic PA
Cooper Clinic PA
Gastroenterology Center
Gastroenterology Center
Russellville Gastroenterology
Fayetteville, Arkansas
Pancreatic Cysts
What is the pancreas?
The pancreas is an organ approximately six inches long that is located in the abdomen behind the stomach and in front of the spine and aorta. The pancreas is divided into three regions; the head, the body, and the t...
Other Related Pancreatic Cysts Articles
Emergency Contact for Fayetteville
Nearby Fayetteville Hospitals *
Fayetteville City Hospital
Veterans Healthcare Of Ozarks
Healthsouth Rehab Hospital
Washington Regional Medical Ctr
Vista Health
Willow Creek Womens Hospital
Northwest Medical Center
Mercy Medical Center
Northwest Med Ctr Bentonville
Siloam Springs Memorial Hosp
Ozarks Community Hospital
Memorial Hospital
Eureka Springs Hospital
*Provider Directory Terms of Use:
The WebMD 'Provider Directory' is provided by WebMD for use by the general public as a quick reference of information about Providers. The Provider Directory is not intended as a tool for verifying the credentials, qualifications, or abilities of any Provider contained therein. Inclusion in the Provider Directory does not imply recommendation or endorsement nor does omission in the Provider Directory imply WebMD disapproval.