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Money Smart
Common sense investing with Richard Leader
Posts by Author
Strong Private Sector – Weak Government
While Washington has come to a standstill, the private economy is humming along. The Institute for Supply Management's gauge of manufacturing activity in September was released last week with a reading of 56.2. That's the best number in about two and a half years. The non-manufacturing (services) index hit 58.6 in August, the best since […] [Read More]
Risk On
After the financial crisis of 2008-09, most investors rethought their financial strategies, in many instances quite dramatically. Some sold their equities at the bottom and found psychological comfort in money markets and bonds. The equity investment strategy of "buy and hold" was widely disparaged. Many investors rejected the buy-and-hold approach and turned to various forms […] [Read More]
Dreaming of 2014
The bull market since March 2009 has been a series of powerful but brief rallies amidst various anxiety-provoking corrections. During the latest mini-correction from August 2 through August 27, the S&P 500 fell 4.6% mostly on jitters about a possible change in Federal Reserve monetary policy and the potential for the U.S. to attack Syria. […] [Read More]
Expert Opinions
Economists and other forecasters are often wrong. This happens regularly but is especially dramatic when major, unforeseen events occur. With the stock market, the end of a bull or bear market era is especially difficult for market prognosticators to get right. In 1982, for example, virtually every investment advisory service, brokerage firm and newsletter missed […] [Read More]
Back from Vacation
Stocks have been far less prone lately to panic attacks than over the past three years. The sharp rise in interest rates since early May hasn't precipitated a market correction. No one is seriously talking about a recession in the U.S. though GDP growth has certainly been modest. And inflation is unexceptional. This slow but […] [Read More]
No Pain, No Gain
People are always talking about a stock market correction where prices would decline by 10% or more. Since the end of World War II, there have been 27 market corrections. In the past 68 years, there have been twelve full-fledged bear markets, where the market has fallen more than 20%. On average, this means there […] [Read More]
Higher Interest Rates
At the start of the year, the yield for the Dow Jones Industrials was 2.66% compared to about 1.7% for 10-year Treasuries. That spread lured money from bonds into stocks and contributed to the 2013 rise in stocks. Now the 2.8% Treasury yield is 40 basis points higher than the Dow's yield, making Treasuries more […] [Read More]
Investing in Rental Properties
The U.S. housing market is in much better shape than it was a few years ago when places like Las Vegas lost 60% or more of their value. Many people remember the boom of a few years ago and are hoping the good times will return. All-cash buyers, often investors rather than actual resident homeowners, […] [Read More]
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BY CK Lam
Jalan Raja Uda in Butterworth is overloaded with many hawker food stalls and some has since become beloved local dining spots. One such spot is the tom yam noodle stall located in a shoplot beside the SRJK (C) Kwong Wah Primary School. Due to not having a signboard, most customers brand it as the Kwong Wah Tom Yam for its near distance to the Chinese school.
Here, you will find warm comfort noodles cooked in clear soup besides the renowned tom yam soup.
Tags: Butterworth, Butterworth Hawker Food, Ck Lam, Hawker Food, Jalan Raja Uda, Penang, Penang Food Blog, Penang Food Blogger, Penang Hawker Food, Penang Mainland, Penang Street Food, Raja Uda Kwong Hwa Tom Yam Noodles, SRJK (C) Kwong Wah Primary School, Tom Yam Noodles, What2seeonline.Com

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text: Jose Fernandez, freelance photographer | Lightstalkers Home Member Directory Calendar Groups Resources Publications You are not logged in. Click here to log in now. | Switch to our mobile site→ My Profile My Galleries My Networks Jose Fernandez Profession: freelance photographer Location: London , United Kingdom URL: http://www.flickr.com/photos/josefernandezphoto... URL: http://www.myspace.com/latinfunboy Email: •••••••• (private) Languages spoken: English/Spanish Mobile phone: +44 7900 917 935 Last login: over 7 years ago Member since: 16 Dec 2006 18:12 About I am an Australian freelance photographer currently living and working in London. Testimonials Gallery Play slideshow→ | Subscribe via RSS→ Flickr Keywords jose fernandez photography australia spain madrid sydney freelance mexico london europe More about sponsorship→ Personal Network Add all of these people to my list Search for in membersimagespostsrepliespublications searching… Discussion Assignments Events For Sale Gear Housing Tech Support Travel Other stuff Send invitations Member Directory Calendar Galleries Groups Publications Resources About Lightstalkers Manifesto Donations Corporate Sponsorship Official Gear Send this to: (email address) Translate into: 简体字 Deutsch 日本語 한국말 Français Italiano Português Español More about our partners→ Top↑ | RSS/XML | Privacy Statement | Terms of Use | firstname.lastname@example.com ©2004-2015 November Eleven


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Retiring Education Department Spokeswoman Recalls Reforms
By Angela Hatton
Kentucky Department of Education Communications Division Director Lisa Gross retired in December. Earlier in 2012, she earned the Kevin M. Noland Award for significant service to the commonwealth's public schools.
Gross has been responsible for KDE's public information and media relations. For many education reporters Gross has been the "go to" person at the state level.
Before retiring, Gross joined me from her office to talk about how Kentucky education has changed over the years.


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Description: Designed by Pillow & Maxfield for Michael Miller Fabrics this cotton print panel features two pillow blocks. The panel measures about 24'' x 44''. Colors include green red orange and pink. Use for quilting and craft projects.
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Description: Designed for Michael Miller, this cotton print fabric is perfect for quilting, apparel and home decor accents. Colors include shades of pink, purple, blue, white, yellow, green, black, and orange. Panel measures approximately 24'' x 44''.
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Booklet - 'Aberdeen & Commonwealth Line', Aberdeen & Commonwealth Line, 1938 Reg. No: HT 28352
- Summary:
- Descriptive booklet issued by the Aberdeen & Commonwealth Line for passengers travelling on the SS Jervis Bay during a voyage from Australia to Britain in May-June 1938. It was kept as a souvenir by Daisy Poole who was 12 years old at the time of her voyage to the UK from Australia.
The booklet describes the services available on board as well as details of the ship's routine and information on points of interest enroute. The cover illustration is by the artist John Allcot (1888-1973), a noted maritime painter.
- Description:
- Illustrated ten page limited colour booklet. Cover illustration shows one of the Bay ships with the Aberdeen & Commonwealth Line's green and white colours.
- Acquisition Information:
- Donation from Mr Philip Maggs, 2010
|225 mm (Height), 140 mm (Width)
More information
|Tagged with:
|souvenirs, naval vessels, immigrant voyages, shipping lines, immigrant shipping, return migration, english immigration, passenger ships
|Themes this item is part of:
|Ship History - TSS Jervis Bay, 1922-1940, Childhood & Youth Collection, Migration Collection, Transport Collection, Daisy Poole, English Migrant, 1920s
|Primary Classification:
|Secondary Classification:
|Shipping Lines
|Tertiary Classification:
|Issued By:
|Aberdeen & Commonwealth Line, 1938
|Daisy Poole, May 1938 - Jun 1938
|Place & Date Issued:
|May 1938 - Jun 1938
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Neil Young Targets GMOs with New Video
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Photo: Harrison with his famous Gretsch Country Gentleman that was being repaired when he used a loaner Maton Mastersound. Terry Neill/Iconic Images
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ARDSLEY, NY ( TheStreet) -- Acorda Therapeutics (ACOR - Get Report) announced mixed results from two proof-of-concept studies Monday aimed at expanding the use of its multiple sclerosis walking drug Ampyra to include patients suffering from strokes and cerebral palsy.
In a study of 83 patients who had experienced a stroke at least six months prior to enrollment, use of twice-daily Ampyra significantly improved walking ability compared to a placebo, Acorda said in a statement. The company didn't provide detailed data on Ampyra's efficacy
Three patients reported seizures during the study. One seizure occurred in a patient treated with a placebo. The two other seizure cases involved patients on Ampyra, although one was deemed an intentional overdose and suicide attempt.
"There were clear efficacy signals in the


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Veteran Diplomat and Arms Control Adviser Paul Nitze Dies at Age 97
[Sorry, the video for this story has expired, but you can still read the transcript below. ]
JIM LEHRER: Finally tonight, we recall a few words from diplomat and arms control negotiator Paul Nitze, who died last night. He served eight presidents during the Cold War.
Along with George Kennan, Nitze was considered an architect of the policies of containing the Soviet Union.
I talked with him in 1989, just two weeks before the collapse of the Berlin Wall.
JIM LEHRER (Oct. 26, 1989): You talked about the changes in the Soviet Union, that the Soviet Union is changing.
Do you think that a new, a really new Soviet Union, a really new Eastern Europe, is going to emerge from all of this?
PAUL NITZE, Diplomat ((Oct. 26, 1989): I think it may, and certainly we want to do what we can to foster that kind of emergence of a new order. It is not to our interest, I believe, to have chaos in the Soviet Union, and I think there is a substantial danger of that coming about.
The Soviet Union appears to be rather coming undone at the seams and you can't tell what's going to happen, and we've got to be ready for, you know, any one of a number of contingencies that are going to arise there.
So I'd make two propositions: The first is the Soviet Union is bound to be different than it has been, and the Cold War as we've seen it for the last 50 years has finally succumbed to what George Kennan and I hoped would occur: That they'd begin to look inward and see what their expansionist policies have done to themselves internally.
They've done that and they won't… they can't avoid that in the future, so there isn't going to be the same kind of a threat, but still there are enormous uncertainties and we've got to be ready for a lot of different contingencies.
JIM LEHRER: So if there was in fact a Cold War, we won it, is that what you're saying?
PAUL NITZE: That's exactly what I'm saying.
JIM LEHRER: Paul Nitze was 97 years old.


text: Starting from the 300s Add to Favorites Print Sign Up For Updates Request Information Sales Center: 8705 Cavano Street Naples, FL 34119 239-249-5843 Driving Directions View all Fort Myers Naples Area Communities GENERAL INFORMATION Sales Center: 8705 Cavano Street Naples, FL 34119 239-249-5843 Driving Directions Sales Team: Esplanade Golf Pro Shop 239-494-8020 Berch Gannon 239-249-5843 Steve Knabe 239-249-5843 Christine Mangano 239-249-5843 Joanna Ritchie 239-249-5843 Susan Phelps 239-249-5843 Sales Center Hours: Sunday:12:00PM to 6:00PMMonday:10:00AM to 6:00PMTuesday:10:00AM to 6:00PMWednesday:10:00AM to 6:00PMThursday:10:00AM to 6:00PMFriday:10:00AM to 6:00PMSaturday:10:00AM to 6:00PM Sign Up for Updates, Special Deals & Invites First Name * Last Name * E-mail address * Zip Code Why we need zip? To comply with real estate laws in some states, we require your Zip Code to determine your state of residency before we can respond to your request. * * required information COMMUNITY INFORMATION Community Brochure Driving Directions Home Features Local Interests Photos Site Plan Finance Your Dream HOMES FOR SALE FLOOR PLANS SCHOOLS About Esplanade Golf and Country Club of Naples Taylor Morrison's distinctive gated community offering beautifully appointed homes and a resort lifestyle experience. The Esplanade Golf & Country Club of Naples offers residents the opportunity to live in luxurious style, built to enhance body and mind experiences with fabulous amenities. The Esplanade Golf & Country Club of Naples is located approximately 3 miles east of I-75 on Immokalee Road and includes approximately 1,798 acres, 1,000 of which are natural preserves, wetlands as well as over 170 acres of lakes. When complete, the community will consist of approximately 1,121 planned residential homes. An 18-Hole Championship Golf Course, designed to enhance the overall ambiance of the community while providing players with outstanding views of natural beauty, is now open, with lush fairways and tees positioned for players of all skill levels. In addition to the golf course, other amenities for Esplanade Golf & Country Club of Naples include a state of the art Wellness Center with associated facilities totaling approximately 8,000 square feet, including the newest in designed fitness rooms and equipment, aerobic rooms, spa and salon services, lockers and shower rooms. Tennis enthusiasts will enjoy plans that include 4 lighted HarTru clay tennis courts - including one with stadium seating - and a fully equipped Pro Shop that will serve both the golf and tennis community. For water enthusiasts, community plans include a swim center with a lap pool and feature a luxurious resort style pool area with open-air tiki bar. For social, dining, business and culinary needs, the Esplanade Golf & Country Club campus will feature a 15,000 square foot clubhouse and gathering center strategically located to encounter beautiful golf and lake vistas for special engagements and dining experiences. Conveniently located adjacent to an event lawn with overflow gathering area, the facility is planned to include a grand lobby, reception and administration offices, full service catering kitchen, hall of fame trophy cases, art and display gallery, grand ballroom, private fine-dining, multiple fireplaces, a bar and grill, lounge, outdoor patio dining and seating, and an outdoor event pavilion. Esplanade Golf & Country Club of Naples is ideally situated. It's a gated community with a myriad of amenities, conveniently located near Naples' most desired shopping, fine dining, arts and entertainment venues, yet far removed from busy roadways and traffic congestion. Residents are close to world class shopping on 5th Avenue, 3rd Street, the Waterside Shops, major supermarkets as well as department and specialty stores. Top rated hospitals and health care facilities are within minutes. And, because beautiful beaches are nearby, residents can enjoy the splendor of Gulf sunsets as often as they wish! To learn more about this resort lifestyle community, contact Esplanade Golf & Country Club at 239.249.5843 Esplanade Golf & Country Club Golf Pro-Shop/Course Info and Tee Time Reservations - 239-494-8020 Community Brochure Driving Directions Home Features Local Interests Photos Site Plan Learn about options to finance your dream home at Esplanade Golf and Country Club of Naples


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466 Washington Street, Attleboro, MA 02703
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BattlegroundZ is an indoor facility open year round offering black light, state-of-the-art laser tag, Paintball, Airsoft, Nerf-Style Wars, and full arcade. Reservations are not necessary, and we offer parties for all occasions and ages!
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- Amenities: Accessible Facilities
Outstanding in the Field: The Ultimate al fresco Meal
Fresh food, summer weather and gorgeous scenery are a winning combination. Jim Denevan, the creator...
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