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38 CFR 3.252 - Annual income; pension; Mexican border period and later war periods.
(a) Annual income limitations; old-law pension. Where the right to old-law pension is payable under section 306(b) ofPub. L. 95-588 (92 Stat. 2497), pension is not payable if the pensioner's annual income exceeds the income limitations prescribed by § 3.26(c).
(b) Annual income and net worth limitations; Pub. L. 86-211. Pension is not payable to a veteran, surviving spouse or child whose annual income exceeds the limitations set forth in 38 U.S.C. 1521, 1541 or 1542; or to a veteran, surviving spouse or child if it is reasonable that some part of the claimant's estate be consumed for his or her maintenance. Where a veteran and spouse are living together, the separate income of the spouse will be considered as the veteran's income as provided in § 3.262(b).
(Authority: 38 U.S.C. 1543)
(c) Basic rule. Payments of any kind or from any source will be counted as income unless specifically excluded. Income will be counted for the calendar year in which it is received and total income for the full calendar year will be considered except as provided in § 3.260.
(d) Veteran with a spouse. For the purpose of determining eligibility under paragraph (b) of this section the pension rates provided by 38 U.S.C. 1521(c) may be authorized for a married veteran if he or she is living with or, if estranged, is reasonably contributing to the support of his or her spouse. The determination of "reasonable" contribution will be based on all the circumstances in the case, considering the income and estate of the veteran and the separate income and estate of the spouse. Apportionment of the veteran's pension under § 3.451 meets the requirement of reasonable contribution.
(1) Child. The term "child" means a child as defined in § 3.57. Where a veteran's child is born after the veteran dies, the surviving spouse will not be considered a surviving spouse with a child prior to the child's date of birth.
(2) Veteran's child not in surviving spouse's custody. Where the veteran was survived by a surviving spouse and by a child, the income increments for a surviving spouse and child apply even though the child is not the child of the surviving spouse and not in his or her custody.
(3) Income of child. The separate income received by a child or children, regardless of custody, will not be considered in computing the surviving spouse's income. Where the separate income of the child is turned over to the surviving spouse, only so much of the money as is left after deducting any expenses for maintenance of the child will be considered the surviving spouse's income.
(4) Alternative rate. Whenever the monthly pension rate payable to the surviving spouse under the formula in 38 U.S.C. 1541(c) is less than the rate payable for one child under section 1542 if the surviving spouse were not entitled, the surviving spouse will be paid the child's rate.
(f) Income over maximum; reduced aid and attendance allowance. Beginning January 1, 1977, veterans in need of regular aid and attendance who are not receiving pension because their income exceeds the applicable statutory limitation may be eligible for a reduced aid and attendance allowance. The amount payable is the regular aid and attendance allowance authorized by 38 U.S.C. 1521(d)(1) reduced by 16.6 percent for each $100, or portion thereof, by which the veteran's annual income exceeds the applicable maximum income limitation. The reduced aid and attendance allowance is payable when:
(1) A veteran in need of regular aid and attendance is denied pension under 38 U.S.C. 1521 solely because the veteran's annual income exceeds the applicable maximum income limitation in 38 U.S.C. 1521 (b)(3) and (c)(3); or
(2) Pension payable under 38 U.S.C. 1521 to a veteran in need of regular aid and attendance is discontinued solely because the veteran's annual income exceeds the applicable maximum income limitation in 38 U.S.C. 1521 (b)(3) or (c)(3); and
(3) The veteran's annual income exceeds the applicable maximum income limitation in 38 U.S.C. 1521 (b)(3) or (c)(3) by an amount not greater than the amount specified in 38 U.S.C. 1521 (d)(2).
Cross References:
[28 FR 30, Jan. 1, 1963, as amended at 40 FR 16065, Apr. 9, 1975; 41 FR 15411, Apr. 13, 1976; 41 FR 56803, Dec. 30, 1976; 44 FR 45935, Aug. 6, 1979; 61 FR 20727, May 8, 1996; 62 FR 5529, Feb. 6, 1997]
Title 38 published on 2014-07-01
The following are only the Rules published in the Federal Register after the published date of Title 38.
For a complete list of all Rules, Proposed Rules, and Notices view the Rulemaking tab.
Title 38 published on 2014-07-01
The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 38 CFR 3 after this date.


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Chronicle Forums
Discussion Forums
> Baucher lozenge bit US Seller?
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Baucher lozenge bit US Seller?
Jan. 18, 2011, 05:33 PM
I can't seem to find this in a search. Has anyone seen a Baucher/Hanging cheek Lozenge Mouth bit sold by a US seller? For an affordable price if I'm being picky....
Jan. 18, 2011, 06:17 PM
Stubben makes one for a halfway decent price. Lucky you--back when my horse needed a lozenge baucher, the cheapest option was the $110 Neue Schule Lozenge Baucher. ;) Horsie has since grown out of his baucher phase, but it was such a PITA to acquire that I hang onto the bit anyway. :lol:
Jan. 18, 2011, 08:51 PM
Thanks Jen! I'm not much of a bit collector, owning only french links and regular eggbutt snaffles, but I'm branching out. <G> Figures, I get creative and make up my mind about something...only to find out it's not easy to get.
Jan. 18, 2011, 08:57 PM
My mare prefers this bit so I use a John Dewsbury Kangaroo bit (I think Kangaroo is just the line of bits). Mine is a few years old and is similar to the Herm Sprenger bits since it is copper and nickel alloy. Here's a little blurb about them:
I thought they stopped making John Dewsbury bits but I came across this one recently so perhaps they didn't after all.
The middle link is a lozenge (not a french link, etc).
Jan. 19, 2011, 09:58 AM
Here is the Stubben: http://www.equestriancollections.com/product.asp?groupcode=SN00118&utm_source=mb&utm_campaign=SN00118&green=2759551069&utm_medium=rec
You could also go Myler, which is a fairly similar mouth: http://www.equestriancollections.com/product.asp?groupcode=TO80097
Jan. 19, 2011, 10:47 AM
I use the Stubben one on my horse everyday. I love it, my horse loves it, and its legal in competiton. Can't get much better than that :)

subset: commoncrawl


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wind by human, blowing near the microphone (Behringer B1)
Howling wind storm effect created on Nord Lead Virtual Analog synthesizer. Sampled while twisting various parameter knobs.
soft wind howl + screeching noise of a lamp swinging. Shure WL183 into Fel preamp, Olympus LS10 recorder
A stereo recording of gusty wind with some rain on a wooden, panelled door.It reminds me of the sound of ...
Wind at storm strength in our backyard.I take shelter by the garage wall and point the H4's mic up towards ...
The sound of combined sounds of thunder to create an awesome sound that you'll love and want to use!
If this isn't the most realistic thunder clap ever.
Light rain with some thunder.
rain and thunders at the city
Nice thunder very close from the thunder collection recorded with the Zoom H2 48 KHz and 16 Bit stereo.
A single dry thunder clap breaks the sound of evening birdsong.
A recording of fireworks with some crowd noise and a baby crying at the end.
The end of the annual fireworks at the start of the fair in September in Hasselt, Belgium. This is the ...
A cock crowing four times from a barn - at noon!Recorded with Sony ECM MS957, HiMD from about 5-10m
Rooster crowing (single crow)


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Composting Toilets vs. Holding Tank
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Re: Composting Toilets vs. Holding Tank
Originally Posted by
Full installation of a new marine head (toilet, plumbing, thru-hulls, holding tank, labour) will very likely set you back as much or more than a new composting head. If it were just the toilet, then you can do it cheaper, although good quality heads (not those cheapo Jabscos) are still in the $500 range. A Nature's Head or Air Head will cost around $1,100. CHeads are even cheaper.
In the long term it's really a no-brainer. You'll never pay for another pump out with a composting head. Unless you're dumping out at sea, a standard head will certainly cost more over time.
Yea, I think if you are paying for labor there is no way you could in stall a full system for the price of an Airhead/Natures head let alone the cost of a C-head. I think if you are at all cost conscious and you don't want to build your own then the C-head is the way to go it starts at $519. Looks relatively finished as well. I don't like the look of the stirring mechanism, as it looks a bit home made, but seems to work well. No way you are going to get a system installed for under $520 with a traditional system.
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Special Correspondent
CHENNAI: The emergency committee of the Tamil Nadu Football Association has told the executive committee of the Chennai FA that it was not empowered under the constitution to 'suspend' the secretary and that this should be set right immediately.
It may be recalled the President of the CFA, Ravikumar David, at the instance of a majority in the EC had taken a decision at a meeting held on February 22 to take away the role of the secretary, E. Sugumaran and hand over his work to the two Assistant Secretaries P.M. Radhakrishnan and S. Kantharaj.
Both Mr. David and Mr. Sugumaran had made separate appeals to the TFA on this matter and the parent body decided to convene the emergency committee, which met in Neyveli on Wednesday.
No-confidence motion
R. Sadacharam, secretary, TFA speaking to The Hindu after the meeting said the committee pointed out that action against a principal office-bearer can be taken only after issuing a show cause notice and based on the response thereafter.
There again, any action can be taken only by a no-confidence motion at an extraordinary meeting of the Governing body and this should be passed with a two-third majority. In view of this, he said, the CFA's action against Mr. Sugumaran was invalid and he should be re-instated with immediate effect.
He said since Mr. David was part of the Emergency Committee, the decision was known to him straightaway and "we will be informing Mr. Sugumaran also shortly."
Mr. Sadacharam said the committee also viewed strongly the act of some CFA officials 'locking the office premises' when the authority rested with the secretary as the chief executive officer of the association. "We have advised that this should not happen," he said.
The meeting was chaired by senior vice-president Balasubramaniam and those who attended included D.S. Sivasamy, Stanly Dhanraj, Rajasekhar and Ravikumar David, aside from Mr. Sadacharam.


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Arizona Wildcats
Despite Eagles' loss, former Arizona standout Nick Foles impresses in playoff debut
Former Arizona quarterback Nick Foles' first taste of postseason life in the NFL ended before it really even got started Saturday night, though no fault of his own.
Foles completed 23 of his 33 passes for 195 yards and two touchdowns in his playoff debut for the Philadelphia Eagles, but it was all for naught as the New Orleans Saints rallied for a 26-24 road victory in the Wild Card showdown.
For a moment, it looked as if Foles would actually play the role of the hero in the City of Brotherly Love, as his three-yard touchdown pass to rookie Zach Ertz put the Eagles on top 24-23 with 4:54 remaining in the contest. However, fellow Dallas Westlake High School alum Drew Brees promptly led New Orleans on a 10-play drive capped off by a Shayne Graham 32-yard field goal as time expired.
Including Saturday's postseason loss, Foles finished 2013 with 3,086 passing yards to go along with 29 touchdowns and two interceptions.
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Created: 07/08/2014 6:34 AM WHEC.com
Thirteen people escaped a house fire early Tuesday morning on Post Avenue in Rochester.
Firefighters say a stove left on for several hours sparked the fire and caused flames to spread to the wall and ceiling.
Someone sleeping on the couch smelled smoke and woke up eight adults and five children inside the home. No one was hurt.
It's not clear when anyone will be allowed back into the home.
News10NBC/WHEC-TV welcomes your opinion and interaction on our website, but please remember to keep it clean. If you're advertising for another business, being profane, vulgar or slanderous your post will be deleted. By commenting on this website, you agree that anything you post may be used, along with your name and profile picture, in accordance with our Privacy Policy and the license you have granted pursuant to our Terms of Use. Comments are not pre-screened before they posted.


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Folk song stylist born in New York City on 1/9/41. Became a …
Folk/rock songwriter, singer. Born Robert Allen Zimmerman, on May 24, 1941, in Duluth, Minnesota. Driven by the influences of early rock stars like Elvis Presley, Jerry Lee Lewis, and Little Richard (whom he used to imitate on the piano at high school dances), the young Dylan formed his own bands, including the Golden Chords and Elston Gunn and His Rock Boppers. While attending the University of Minnesota in Minneapolis, he began performing folk and country songs at local cafés, taking the name "Bob Dylan," after the late Welsh poet Dylan Thomas.
In 1960, Dylan dropped out of college and moved to New York, where his idol, the legendary folk singer Woody Guthrie, was hospitalized with a rare hereditary disease of the nervous system. Dylan visited with Guthrie regularly in his hospital room; he also became a regular in the folk clubs and coffeehouses of Greenwich Village, met a host of other musicians, and began writing songs at an astonishing pace, including "Song to Woody," a tribute to his ailing hero. In the fall of 1961, after one of his performances received a rave review in The New York Times, Dylan signed a recording contract with Columbia Records. Released early in 1962, Bob Dylan contained only two original songs, but showcased Dylan's gravelly-voiced singing style in a number of traditional folk songs and covers of blues songs.
The 1963 release of The Freewheelin' Bob Dylan marked Dylan's emergence as one of the most original and poetic voices in the history of American popular music. The album included two of the most memorable 1960s folk songs, "Blowin' in the Wind" (which later became a huge hit for the folk trio Peter, Paul, and Mary) and "A Hard Rain's A-Gonna Fall." His next album, The Times They Are A-Changin', firmly established Dylan as the definitive songwriter of the '60s protest movement, a reputation that only increased after he became involved with one of the movement's established icons, Joan Baez, in 1963. While his romantic relationship with Baez lasted only two years, it benefited both immensely in terms of their music careers, as Dylan wrote some of Baez's best-known material and Baez introduced him to thousands of fans in her concerts. By 1964, Dylan was playing 200 concerts annually, but had become tired of his role as "the" folk singer-songwriter of the protest movement. Another Side of Bob Dylan, recorded in 1964, was a much more personal, introspective collection of songs, far less politically charged than Dylan's previous efforts.
In 1965, Dylan scandalized many of his folkie fans by recording the half-acoustic, half-electric album Bringing It All Back Home, backed by a nine-piece band. On July 25, 1965, he was famously booed at the Newport Folk Festival when he performed electrically for the first time. The albums that followed, Highway 61 Revisited (1965)—including the seminal rock song "Like a Rolling Stone"—and the two-record set Blonde on Blonde (1966) represented Dylan at his most innovative. With his unmistakable voice and unforgettable lyrics, Dylan brought the worlds of music and literature together as no one else had.
Over the course of the next three decades, Dylan continued to reinvent himself. Following a near-fatal motorcycle accident in July 1966, Dylan spent almost a year recovering in seclusion. His next two albums, John Wesley Harding (1968)—including "All Along the Watchtower," later recorded by guitar great Jimi Hendrix—and the unabashedly countryish Nashville Skyline (1969) were far more mellow than his earlier works. Critics blasted the two-record set Self-Portrait (1970), and Tarantula, a long-awaited collection of writings Dylan published in 1971, also met with a poor reception. In 1973, Dylan appeared in Pat Garrett and Billy the Kid, a feature film directed by Sam Peckinpah. He also wrote the film's soundtrack, which became a hit and included the now-classic song, "Knockin' on Heaven's Door."
In 1974, Dylan began his first full-scale tour since his accident, embarking on a sold-out nationwide tour with his longtime backup band, the Band. An album he recorded with the Band, Planet Waves, became his first No. 1 album ever. He followed these successes with the celebrated 1975 album Blood on the Tracks and Desire (1976), each of which hit No. 1 as well. Desire included the song "Hurricane," written by Dylan about the boxer Rubin "Hurricane" Carter, then serving life in prison after being wrongly convicted of a triple murder in 1967. Dylan was one of many prominent public figures who helped popularize Carter's cause, leading to a retrial in 1976, when he was again convicted.
After a painful split with his wife, Sara Lowndes—the song "Sara" on Desire was Dylan's plaintive but unsuccessful attempt to win Lowndes back—Dylan again reinvented himself, declaring in 1979 that he was now a born-again Christian. The evangelical Slow Train Coming was a commercial hit and won Dylan his first Grammy Award, for Best Rock Vocal Performance, Male. The tour and albums that followed were less successful, however, and Dylan's religious leanings soon became less overt in his music.
Beginning in the 1980s, Dylan began touring full time, sometimes with fellow legends Tom Petty and the Heartbreakers and the Grateful Dead. His concerts were sometimes rambling and sloppy, and many fans began to suspect he was burning out in his middle-aged years. Notable albums during this period included Infidels (1983); the five-disc retrospective Biograph (1985); Knocked Out Loaded (1986); and Oh Mercy (1989), which became his best-received album in years. He recorded two albums with the all-star band the Traveling Wilburys, also featuring George Harrison, the late Roy Orbison, Tom Petty and Jeff Lynne. In 1994, Dylan returned to his folk roots, winning the Grammy Award for Best Traditional Folk Album for World Gone Wrong.
In 1989, when Dylan was inducted into the Rock & Roll Hall of Fame, Bruce Springsteen spoke at the ceremony, declaring that "Bob freed the mind the way Elvis freed the body. ... He invented a new way a pop singer could sound, broke through the limitations of what a recording artist could achieve, and changed the face of rock and roll forever." In 1997, Dylan became the first rock star ever to receive Kennedy Center Honors, considered the nation's highest award for artistic excellence.
Dylan's 1997 album Time Out of Mind reestablished this one-time folk icon as one of the preeminent of rock's wise men, winning three Grammy Awards including Album of the Year. He continues his vigorous touring schedule, including a memorable performance in 1997 for Pope John Paul II in which he played "Knockin' on Heaven's Door," and a 1999 tour with Paul Simon. In 2000, he recorded the single "Things Have Changed" for the soundtrack of the film Wonder Boys, starring Michael Douglas. The song won Dylan a Golden Globe and an Academy Award for Best Original Song.
Dylan has taken some time out from his music to tell the story of his life. The singer released Chronicles: Volume One, the first in a three-book memoir series, in fall 2004. Dylan gave his first full interview in 20 years for a documentary released in 2005. Entitled No Direction Home: Bob Dylan, the film was directed by Martin Scorsese.
In 2006, Dylan released his latest studio album Modern Times. After hitting stores in late August, it reached the top of the album charts the next month. A mixture of blues, country, and folk, the album was praised for its rich sound and imagery. Several critics also remarked the album had a playful, knowing quality. Dylan sounds like-even after all of his years performing-he was enjoying himself.
Dylan and Lowndes, who married in 1965 and divorced in 1977, had four children together: Jesse, Anna, Samuel, and Jakob. (Dylan also adopted Lowndes's daughter, Maria, from a previous marriage.) Jakob Dylan is now the lead singer of a popular rock band, the Wallflowers, who scored a hit in 1996 with their second album, Bringing Down the Horse.
© 2006 A&E Television Networks. All rights reserved.
Folk song stylist born in New York City on 1/9/41. Became a …
Born Donovan Phillip Leitch near Glasgow, Scotland. Singer/s …
An American Musician Born in New Jersey


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Per Allan Muir of Sports Illustrated, the Rangers may have interested in Dallas Stars center Vernon Fiddler.
Now we need to take this with a grain of salt, because despite the fact this is in SI, Muir gets some basic facts wrong. Yes, Connor Allen and Dylan McIlrath are intriguing prospects, but neither are ready to play a role on a team built to win a Cup. Also, he mentions Michael Del Zotto as a trade piece, but misses the ball on his contract status (Muir states MDZ is a pending UFA, when he's a pending RFA). I completely misread the article. My bad.
But looking at Fiddler himself: a left handed center with 2-3-5 in 21 games, 45% CF%, 28.2% TotTm%QoC, and 39.9% O/D% Zone Starts (eliminates neutral zone starts from the equation), he's not what the Rangers really need. He's never cracked 32 points in a season.
The Rangers need a RHD and a right handed forward. I'll file this under irresponsible rumormongering.


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- Index
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NHL Betting News and Notes Friday, May 16
NHL Betting News and Notes Friday, May 16
NHL Playoffs
Los Angeles won four of last five road games after getting trounced in first two games of San Jose series. Visitor won four of six series games, seven of last nine games overall in rivalry. Ducks won three of last four games after falling behind 2-0 in series; they had only 12 shots on goal in first two periods of Game 6. Kings have now gone 3L-6W-3L-W in playoffs. Five of 11 Ducks' in last five games have come on power play (5 of 17). Los Angeles is 3-17 on power play in series. League-wide, over is 38-24-12 in the playoffs, 9-12-5 in this round. LA is 27-20 on road this season; Anaheim is 4-2 at home in playoffs.
Re: NHL Betting News and Notes Friday, May 16
Game of the Day: Kings at Ducks
By Covers.com
Los Angeles Kings at Anaheim Ducks (-116, 5)
Southern California fans couldn't ask for a better way for the first-ever Stanley Cup playoff series between the Los Angeles Kings and Anaheim Ducks to culminate. With a trip to the Western Conference final on the line, the Pacific Division-champion Ducks host the rival Kings in Game 7 of their second-round matchup on Friday. Fresh off its historic comeback against San Jose in the opening round, Los Angeles kept rolling by winning the first two games of this set on the road before dropping the next three contests.
Anaheim jumped into the driver's seat thanks in part to rookie sensation John Gibson, who posted a shutout in his postseason debut to even the series before improving to 5-0-0 (regular season included) during his brief time in the NHL with another strong effort in Game 5. Los Angeles drew from recent experience and staved off elimination Wednesday by recording a 2-1 triumph at home. Defenseman Jake Muzzin and Trevor Lewis scored while Jonathan Quick made 10 of his 21 saves in the third period, including several during a frenzied comeback attempt by the Ducks during the final minutes of the session.
LINE HISTORY: Pinnacle Sports opened the Ducks as -113 home faves with a total of 5.
INJURY REPORT: Kings - D Willie Mitchell (Questionable, hand), D Robyn Regehr (Questionable, upper body). Ducks - RW Tim Jackman (Questionable, hand), G Frederick Andersen (Questionable, lower body).
WHAT THE CAPPERS SAY: "I think this game is going to be decided by the men between the pipes. L.A. obviously has the advantage in that department as Jonathan Quick has been around the block and has a ton of recent experience to draw upon. The oddsmakers would agree, despite Anaheim's best regular season in team history and home ice advantage for the all important Game 7, this line has opened at a near "pick-em" price." Covers Expert Nick Parsons.
WHAT THE BOOKS SAY: "This is the 3rd game seven in the conference semi finals, in the other 2 semi final game sevens the road team has come out the victor. Will this trend continue in this game? 58% of the money is on the kings money line and 77% of the action is on the Ducks -1.5 puck line." Michael Stewart, CarbonSports.ag.
ABOUT THE KINGS: Los Angeles likely wouldn't be one victory away from the conference final without the tremendous play of Anze Kopitar. The 26-year-old Slovenian has registered at least one point in all but one of the Kings' 13 playoff games and leads the league in postseason scoring with 17 points. Kopitar made a nifty cross-slot backhand pass to set up Muzzin's goal on Wednesday and was very efficient in the faceoff circles, winning 15 of his 23 draws.
ABOUT THE DUCKS: Captain Ryan Getzlaf has been producing against the Kings, collecting a goal and six assists, but Anaheim needs more from Corey Perry. The former Hart Trophy winner has registered only a tally and two assists versus Los Angeles after recording two tallies and five assists against Dallas in the first round. Anaheim dropped from first overall to sixth in playoff power-play efficiency, failing on all five opportunities in Game 6 to fall to 25.5 percent (12-for-47).
* Under is 7-2-3 in the last 12 meetings.
* Kings are 7-3 in their last 10 vs. Pacific.
* Road team is 7-2 in the last nine meetings.
* Over is 4-1 in Ducks last five Friday games.
COVERS CONSENSUS: 65 percent of Covers Consensus wagers are on the Ducks.
Re: NHL Betting News and Notes Friday, May 16
LOS ANGELES (53-33-0-9, 115 pts.) at ANAHEIM (61-24-0-9, 131 pts.) - 5/16/2014, 9:05 PM
Top Trends for this game.
ANAHEIM is 61-33 ATS (+23.0 Units) in all games this season.
ANAHEIM is 25-10 ATS (+9.3 Units) vs. division opponents this season.
ANAHEIM is 179-135 ATS (+43.0 Units) revenging a loss versus opponent since 1996.
ANAHEIM is 28-19 ATS (+4.2 Units) when playing against a team with a winning record this season.
ANAHEIM is 206-194 ATS (+445.7 Units) when playing against a team with a winning record in the second half of the season since 1996.
Head-to-Head Series History
LOS ANGELES is 11-10-0 straight up against ANAHEIM over the last 3 seasons
10 of 18 games in this series have gone UNDER THE TOTAL over the last 3 seasons . (Under=+1.5 Units)
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Buying a car is easy, maintaining it is the real challenge. You would have heard this so many times, it seems like a law. Whether you are planning to buy the latest Proton Saga or the Peugeot 206, there are certain things you must know before owning a car. We list out the top 16 must-knows. Continue reading »
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BRUSSELS, December 9 /PRNewswire/ -- - A report launched today by experts from medical and patient communities calls on Europe's policy makers to take urgent action against preventable strokes that strike thousands of atrial fibrillation (AF) patients each year - Affecting over six million people in Europe[1], AF, the most common, sustained abnormal heart rhythm, increases the risk of stroke five- fold[2] and is responsible for 15-20% of all strokes caused by blood clots (ischaemic stroke)[2],[3] - The consequences of stroke can devastate not only a patient's quality of life[4], but also that of families and carers[5] - The economic burden of stroke on the European economy is estimated at a staggering EUR 38 billion per annum[6] - The impact of stroke is predicted to rise dramatically as the number of individuals affected by AF is expected to increase 2.5 fold by 2050[7],[8] due to an ageing population[7] and improved survival of patients with conditions which predispose AF (e.g. heart attack) [9] - Many AF-related strokes could be prevented by earlier detection and improved treatment of AF[10]
Urgent coordinated action is needed to avoid the thousands of preventable
strokes that leave many atrial fibrillation (AF) patients mentally and
physically disabled or dead, every year. A report, How Can We Avoid a Stroke
Crisis?, launched in the European Parliament today by Action for Stroke
Prevention, a group of health experts from across Europe, proposes measures
to tackle stroke in patients with AF, the most common, sustained abnormal
heart rhythm and a major cause of stroke[1]. Their proposal, endorsed by 17
leading European medical professional and patient organisations, calls for EU
policy makers and Member State governments to act before the increasing
frequency of these strokes becomes a major public health crisis.
|SOURCE Action for Stroke Prevention (ASP) Alliance
Copyright©2009 PR Newswire.
All rights reserved


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A dynamic theory of the credit union
- Geoffrey M. Rubin,
- George A. Overstreet Jr.,
- Peter Beling,
- Kanshukan Rajaratnam
- … show all 4 hide
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A topic of recent interest in the retail financial sector has been the growth of credit unions or "pure cooperatives". Past credit union researchers built mathematical models of credit union operations. These models identified important operating characteristics but were modeled under assumptions of static operating environments. The model presented in this paper departs from the traditional static models and examines dynamic operation for a United States credit union. Its inter-temporal structure clarifies a number of issues—such as optimal equity retention and inter-temporal rate policy—not addressed by earlier studies. Given initial conditions, the model specifies equity retention and inter-temporal deposit and loan rate policies until an equilibrium state is reached.
- Bauer, K. (2008) Detecting abnormal credit union performance. Journal of Banking & Finance 32: pp. 573-586 CrossRef
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- Blanchard, O. J., Fischer, S. (1989) Lectures on macroeconomics. MIT Press, Cambridge
- Brown, C., Davis, K. (2009) Capital management in mutual financial institutions. Journal of Banking & Finance 33: pp. 443-455 CrossRef
- Burger, A. E., Kelly, W. A. (1993) Building high loan/share ratios: challenges and strategies. Filene Research Institute, Madison
- Cargill, T. F. (1977) Recent research on credit unions: a survey. Journal of Economics and Business 29: pp. 155-162
- Casu, B., Girardone, C., Molyneux, P. (2004) Productivity change in European banking: a comparison of parametric and non-parametric approaches. Journal of Banking & Finance 28: pp. 2521-2540 CrossRef
- Chateau, J. P. D. (1980) The demand for and supply of deposits by credit unions: the caisses populaires' case. Journal of Banking & Finance 4: pp. 151-173 CrossRef
- Comparative Digest of Credit Union Acts (1989). Madison: Credit Union National Association.
- Comparative Digest of Credit Union Acts (1999). Madison: Credit Union National Association.
- Comparative Digest of Credit Union Acts (2008). Madison: Credit Union National Association
- Croteau, J. T. (1963) The economics of the credit union. Wayne State University Press, Detroit
- Davis, K. (2001) Credit union governance and survival of the cooperative form. Journal of Financial Services Research 19: pp. 197-210 CrossRef
- Ekman, E. V. A dynamic model of a managerial firm. In: Feichtinger, G. eds. (1982) Optimal control theory and economic analysis. Elsevier, North Holland, pp. 79-105
- Emmons, W. R., Schmid, F. A. (1999) Credit unions and the common bond. Federal Reserve Bank of St. Louis Review 81: pp. 41-64
- Esho, N. (2001) The determinants of cost efficiency in cooperative financial institutions: Australian evidence. Journal of Banking & Finance 25: pp. 941-964 CrossRef
- Flannery, M. J. (1974) An economic evaluation of credit unions in the United States. Federal Reserve Bank of Boston, Boston
- Forster, B. A. On a one state variable optimal control problem. In: Pitchford, J. D., Turnovsky, S. J. eds. (1977) Applications of control theory to economic analysis. North Holland, Amsterdam, pp. 229-240
- Frame, W. S., Karels, G. V., McClatchey, C. A. (1999) Deposit insurance and risk-taking behavior in the credit union industry. Journal of Banking & Finance 23: pp. 105-134 CrossRef
- Frame, W. S., Karels, G. V., McClatchey, C. A. (2003) Do credit unions use their tax advantage to benefit members? Evidence from a cost function. Review of Financial Economics 12: pp. 35-47 CrossRef
- Fried, H. O., Lovell, C. A. K., Eeckaut, P. V. (1993) Evaluating the performance of U.S. credit unions. Journal of Banking & Finance 17: pp. 251-265 CrossRef
- Fried, H. O., Lovell, C. A. K., Yaisawarng, S. (1999) The impact of mergers on credit union service provision. Journal of Banking & Finance 23: pp. 367-386 CrossRef
- Fry, C. L., Harper, C. P., Stansell, S. R. (1982) An analysis of credit union costs: a new approach to analyzing costs of financial institutions. Journal of Bank Research 12: pp. 239-249
- Garden, K., Ralston, D. (1999) The X-efficiency and allocative efficiency effects of credit union mergers. Journal of International Financial Markets, Institutions & Money 9: pp. 285-301 CrossRef
- Glass, J. C., McKillop, D. G. (2006) The impact of differing opportunity environments on U.S. credit union performance. Applied Financial Economics 16: pp. 1285-1300 CrossRef
- Glass, J. C., McKillop, D. G., Rasaratnam, S. (2010) Irish credit unions: investigating performance determinants and the opportunity cost of regulatory compliance. Journal of Banking & Finance 34: pp. 67-76 CrossRef
- Goddard, J., Molyneux, P., Wilson, J. O. S. (2004) Dynamics of growth and profitability in banking. Journal of Money, Credit, and Banking 36: pp. 1069-1090 CrossRef
- Goddard, J. A., McKillop, D. G., Wilson, J. O. S. (2008) The diversification and financial performance of US credit unions. Journal of Banking & Finance 32: pp. 1836-1849 CrossRef
- Gooptu, S., Lombra, R. (1987) Aggregation across heterogeneous depository institutions. Financial Review 22: pp. 369-378 CrossRef
- Hart, O., Moore, J. (1996) The governance of exchanges: members' cooperatives versus outside ownership. Oxford Review of Economic Policy 12: pp. 53-69 CrossRef
- Hart, O., & Moore, J. (1998). Cooperatives vs. outside ownership (Working Paper No. W6421). National Bureau of Economic Research.
- Hempel, G. H., Yawitz, J. B. (1971) Financial management at financial institutions. Prentice Hall, New York
- Jackson, W. E. (2007) Is the U.S. credit union industry overcapitalized? An empirical examination. Filene Research Institute, Madison
- Kane, E. J., Hendershott, R. (1996) The federal depost insurance fund that didn't put a bite on U.S. taxpayers. Journal of Banking & Finance 20: pp. 1305-1327 CrossRef
- Keating, B. P. (1979) Prescriptions for efficiency in nonprofit firms. Applied Economics 11: pp. 321-332 CrossRef
- Keating, B. P., Keating, M. (1975) A managerial discretion theory of the nonprofit firm: an economic model of a credit union. Journal of Business Research 3: pp. 345-354 CrossRef
- Kohers, T., Mullis, D. (1987) The impact of credit union parent company business on borrower saver treatment. RBER, Review of Business and Economic Research 23: pp. 38-49
- Koot, R. S. (1976) The demand for credit union shares. Journal of Financial and Quantitative Analysis 11: pp. 133-141 CrossRef
- Leggett, K. J., Stewart, Y. H. (1999) Multiple common bond credit unions and the allocation of benefits. Journal of Economics and Finance 23: pp. 235-245 CrossRef
- Leggett, K. J., Strand, R. W. (2002) Membership growth, multiple membership groups, and agency control of credit unions. Review of Financial Economics 11: pp. 37-46 CrossRef
- Mangasarian, O. L. (1966) Sufficient conditions for the optimal control of nonlinear systems. SIAM Journal on Control 4: pp. 139-152 CrossRef
- Melvin, D. J., Davis, R. N., Fischer, G. C. (1977) Credit unions and the credit union industry. New York Institute of Finance, New York
- Moody, J. C., Fite, G. C. (1971) The credit union movement: origin and development 1850–1970. University of Nebraska Press, Lincoln
- Murray, J. D., White, R. W. (1980) Economies of scale and deposit taking financial institutions in Canada. Journal of Money, Credit, and Banking 12: pp. 58-70 CrossRef
- Murray, J. D., White, R. W. (1983) Economies of scale and economies of scope in multiproduct financial institutions: a study of British Columbia credit unions. The Journal of Finance 38: pp. 887-902 CrossRef
- Navratil, F. J. (1981) An aggregate model of the credit union industry. The Journal of Finance 36: pp. 539-549 CrossRef
- Overstreet, G. A., Rubin, G. M. (1991) Blurred vision: challenges in credit union research and modeling. Filene Research Institute, Madison
- Patin, R. P., McNiel, D. W. (1991) Benefit imbalance among credit union member groups: evidence of borrower-dominated, saver-dominated, and neutral behavior?. Applied Economics 23: pp. 769-780
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- Prompt Corrective Action Proposal for Reform (2005). National Credit Union Administration.
- Ralston, D., Wright, A., Garden, K. (2001) Can mergers ensure the survival of credit unions in the third millennium?. Journal of Banking & Finance 25: pp. 2277-2304 CrossRef
- Report of the Committee on Credit Union Uniqueness (Philosophy) to the CUNA Executive Committee (1988). Madison: Credit Union National Association.
- Smith, P. F. (1971) Economies of financial institutions and markets. Irwin Publishing, Scarborough
- Smith, D. J. (1981). On variant objective functions in credit unions: theory and empirical testing. Unpublished doctoral dissertation, University of California, Berkeley.
- Smith, D. J. (1984) A theoretic framework of the analysis of credit union decision making. The Journal of Finance 39: pp. 1155-1168 CrossRef
- Smith, D. J. (1986) A test for variant objective functions in credit unions. Applied Economics 18: pp. 959-970 CrossRef
- Smith, D. J. (1988) Credit union rate and earnings retention decisions under uncertainty and taxation. Journal of Money, Credit, and Banking 20: pp. 119-131 CrossRef
- Smith, D. J., Cargill, T. F., Meyer, R. A. (1981) Credit unions: an economic theory of a credit union. The Journal of Finance 36: pp. 519-528
- Sollenberger, H. M. (2005) Building a consensus on credit union capital adequacy: at the appropriate level, risks are covered and competitive capability is enhanced. Bank Accounting & Finance 20: pp. 3-14
- Sydsaeter, K. (1978) Optimal control theory and economics: some critical remarks on the literature. Scandinavian Journal of Economics 80: pp. 113-117 CrossRef
- Taylor, R. A. (1971) The credit union as a cooperative institution. Review of the Social Economy 29: pp. 207-217 CrossRef
- Taylor, R. A. (1977) Credit unions and economic efficiency. Rivista Internazionale Di Scienze Economiche E Commerciali 24: pp. 239-247
- Taylor, R. A. (1979) Optimal reserve levels for credit unions. Rivista Internazionale Di Scienze Economiche E Commerciali 26: pp. 971-983
- Thompson, P. (1990) A historical look at the common bond and field of membership. Credit Union National Association, Madison
- Walker, M. C., Chandler, G. G. (1977) On the allocation of the net monetary benefits of credit union membership. Review of the Social Economy 35: pp. 159-168 CrossRef
- Walker, M. C., Chandler, G. G. (1978) Equitable allocation of credit union net revenues: a goal programming approach. Journal of Economics and Business 31: pp. 63-69
- Ward, A., & McKillop, D. (1997). The relationship between credit union objects and cooperative philosophies (Working Paper). School of Management and Economics, Belfast.
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- Title
- A dynamic theory of the credit union
- Journal
Annals of Operations Research
Volume 205, Issue 1 , pp 29-53
- Cover Date
- 2013-05-01
- 10.1007/s10479-012-1246-7
- Print ISSN
- 0254-5330
- Online ISSN
- 1572-9338
- Publisher
- Springer US
- Additional Links
- Topics
- Keywords
- Credit union
- Optimal control
- Capital management
- Financial services
- Industry Sectors
- Authors
- Geoffrey M. Rubin (1)
- George A. Overstreet Jr. (2)
- Peter Beling (3)
- Kanshukan Rajaratnam (4)
- Author Affiliations
- 1. Canada Pension Plan Investment Board, One Queen Street East, Toronto, ON, M5C 2W5, Canada
- 2. McIntire School of Commerce, University of Virginia, 125 Ruppel Drive, Charlottesville, VA, 22903, USA
- 3. Department of Systems and Information Engineering, University of Virginia, 151 Engineer's Way, Charlottesville, VA, 22904, USA
- 4. Department of Finance & Tax and the African Collaboration for Quantitative Finance & Risk Research (ACQuFRR), University of Cape Town, Private Bag, Rondebosch, 7701, South Africa


text: AirTalk for May 5, 2014 May 5th, 2014, 12:00am Supreme Court okays religious prayer at town hall meetings May 5th, 2014, 10:44am | AirTalk Today, in a ruling that split the justices 5-4, the Supreme Court ruled city council meetings across the country are legally allowed to include explicitly sectarian prayer. Add your comments Can Carson prevent bullying by making it a misdemeanor? May 5th, 2014, 10:56am | AirTalk The Carson City Council will consider a bill tomorrow night that would make bullying and cyberbullying a misdemeanor. Add your comments Will Benghazi investigation change the story as we know it? May 5th, 2014, 11:00am | AirTalk House Speaker John Boehner has tapped South Carolina Rep. Trey Gowdy to head a special committee investigating the deadly 2012 attack on the U.S. diplomatic mission in Benghazi, Libya. Add your comments What are the best ways to save money on travel this summer? May 5th, 2014, 10:43am | AirTalk If you're following the golden rules of online travel booking, you're already buying flights on Tuesdays and making sure your plane takes off Wednesday. But the old tricks aren't as money-saving as they used to be (and sometimes, none at all). Add your comments How should the sharing economy be regulated - and remain profitable? May 5th, 2014, 10:46am | AirTalk The sharing economy is increasingly seeping into everyday life across genres and interests as Silicon Valley companies cut out the middlemen and cash in on their ability to connect people and resources. Add your comments The new age of pets: the rise of cats and dogs from feral to family to…citizen? May 5th, 2014, 10:31am | AirTalk Once considered property, now pets can own their own. In fact, cats and dogs now have more rights and protections than any other animal in the country. In his new book, pet lover and award-winning journalist David Grimm explores the evolution of the status of our four-legged friends, from their wild origins to their current elevated status. Add your comments Find an archived Episode: January February March April May June July August September October November December 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015


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Official: Fire may be arson
A grass fire on FM 171 between Emmert Road and Friberg Church Road is another suspected case of arson in the area, said Capt. David Duke with the Wichita County Sheriff's Office.
Cameron Gardens Volunteer Fire Department got a call at about 4:30 p.m. that a patch of grass was on fire. The department got there and found "a pretty good size fire," Duke said.
Smoke bloomed into the sky as a field of grass and mesquite trees crackled.
The department called for help from Wichita East, Iowa Park, Sheppard Air Force Base, Charlie-Thornberry, Friberg Cooper, Burkburnett and Jolly fire departments. Crews worked several hours trying to contain the flames.
Members of the sheriff's department blocked a stretch of road on FM 171 between Emmert and Friberg Church roads to allow fire crews to move their equipment safely.
"This is a started fire," he said. "It will probably be ruled as arson."
He said based on early investigation, the fire was ruled as suspicious, and evidence linked it to other suspicious fires in the FM 171-FM 1740 area.
The fire burned an estimated 50 to 75 acres and threatened one house, but no structures were damaged, and no one was injured.
Resident Clifford Bridwell was at work when he got the call that his house was in danger. "This is very efficient work," he said as he watched crews put out flames burning toward his house. "I was in danger there for a bit, but there were trucks out in the field by the time I got here."
Bridwell extended a "big thank you to whoever called it in."
Duke said no injuries were reported, and a few homes, including Bridwell's, were evacuated as a safety precaution.
Nearby residents were in the fields — including one on a bulldozer — helping crews contain the blaze.
Reporter Marissa Millender can be reached at (940) 763-7597 or by e-mail at MillenderM(at)TimesRecordNews.com.
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Enron's Kenneth Lay Asks to Forgo Jury Trial
The proposal by the Lay camp for a trial without a jury "likely reflects a higher level of confidence in the ability of an experienced judge rather than a jury to filter out the atmospherics surrounding Ken Lay," Jacob Frenkel, a former federal prosecutor and enforcement attorney for the Securities and Exchange Commission, told the Journal.
The request to forgo a jury trial was included in motions filed Tuesday in Houston federal court by Lay's attorneys. Lay was charged with conspiracy and fraud last month in an 11-count indictment.
The filings included the request to separate Lay's trial from Skilling, former Enron President, and Causey, former Enron chief accountant, both of whom face more extensive charges. Yesterday, Causey requested a March 2006 trial date, the same date proposed by Skilling, but attorneys for both suggested that setting a trial date may be premature, the Journal reported.
The Justice Department, in a separate filing Tuesday, proposed trying the three men together in March 2005. Such a date would give Messrs. Skilling and Causey several more months to prepare, "while not unduly delaying Lay's trial," the filing said. The government estimated it would need about 10 weeks to present its case, the Journal reported.
Lay's lead defense attorney Michael Ramsey said he would be fine with a jury trial, provided his client can get an early trial date. However, Ramsey expressed concern with the ability to seat an impartial jury given the enormous amount of publicity the Enron case has received.
Lay's attorneys one again took aim at the charges themselves in this week's filings, saying Lay was accused of "minor, collateral and tissue thin offenses." They also argued that he had been added to an existing indictment against Messrs. Skilling and Causey "as a trophy defendant."


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Paralympic sprinter Oscar Pistorius has reportedly denied trying to intimidate a friend of his slain girlfriend Reeva Steenkamp by making a 'sinister remark' to her during the murder trial at Pretoria.
Pistorius, who is on trial for Steenkamp's murder, has been accused of trying to intimidate Steenkamp's friend Kim Myers by turning to her in court and asking 'how can you sleep at night?'.
According to The Guardian, however, the double amputee runner has flatly denied speaking to Myers, saying that he has not spoken to her or any of Steenkamp's family or friends for a year and a half.
Pistorius further said that although he walks past them in the corridors and hold doors open for them, however, they do not look at him in the eye.
However, witnesses, including a police officer, claimed they heard Pistorius as he left the dock during an adjournment and the report added that a complaint was lodged with South Africa's national prosecuting authority.
Steenkamp, a model and law graduate, was a close friend of Myers and lived with her family in the months before being shot dead by Pistorius, the report added.


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Rugby Union
Select a team
Six Nations
- England
- France
- Ireland
- Italy
- Scotland
- Wales
Aviva Premiership
- Bath
- Exeter
- Gloucester
- Harlequins
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- Newcastle
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The Rugby Championship
- Australia
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Guinness PRO12
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- Edinburgh
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Top 14
- Bayonne
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- Racing Metro
- Stade Francais
- Toulon
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- Oyonnax
|Home team
|Away Team
|29 - 23
Match Links
- European Rugby Champions Cup
- Pool 6
- 12th Oct 2013
- Ground: Murrayfield, Edinburgh
- Att: 7,024
Heineken Cup Pool 6: Alan Solomons calls for consistency after thrilling victory
It's always a worrying sign when you walk into the changing room and there is very little noise.
Rob Penney
Quotes of the week
Related links
- Betting on form
- Patience key for Ulster
- Relief for victorious McCall
- O'Shea slams 'basic errors'
- Rees rues bad decisions
- Davies: Gloucester stepped up
- Mallinder frustrated in France
- Tigers happy with a point
- Heineken Cup blogs
- Connacht v Saracens: Teams
- Toulouse v Zebre: Teams
- Gloucester v Perpignan: Teams
- Edinburgh v Munster: Teams
- Ulster v Leicester: Teams
- Ospreys v Leinster: Teams
- Harlequins v Scarlets: Teams
- Castres v Northampton: Teams
- Toulon v Glasgow: Teams
- Ulster keep Tigers at bay
- Saints slump to Castres
- Late show rescues Gloucester
- Glasgow grab gutsy bonus
- Clermont upstaged by Racing
- Chiefs hold off Blues rally
- Leinster too smart for Ospreys
- Scarlets shock Quins
- Saracens survive huge scare
- Heineken Cup Preview
- Heineken Cup Hits - Round 1
- Heineken Cup Tries – Round 1
- Racing Metro v Clermont - Highlights
- Harlequins v Scarlets - Highlights
- Connacht v Saracens - Highlights
- Treviso v Montpellier - Highlights
- Glasgow grab gutsy bonus
- Baxter - I'm still recovering
Also see
Edinburgh Rugby coach Alan Solomons has hailed his side's performance as they opened their 2013/14 Heineken Cup campaign with a 29-23 win against Munster, but insists they must now show consistency.
The Scottish region lost all six of their pool-stage matches last season but made an impressive start with victory over the Irishmen at Murrayfield on Saturday.
There was a try each for Matt Scott and Tim Visser while scrum-half Greig Laidlaw produced an impressive kicking display, with four penalties and two conversions taking his tally to 16 for the afternoon.
Laidlaw, named man of the match for his outstanding display of kicking and tackling, led from the front but Solomons insists the whole team deserve plaudits.
"I am absolutely delighted, the team have been improving week on week and today they got what they deserved" he told Sky Sports. "When you keep working hard you eventually get the rewards.
"It is all part of the process but I am really pleased with the effort and performance today. We have a clear way we want to play and that was well executed.
"I think Greig [Laidlaw] led the side well, he kicked particularly well but it is credit to everyone involved. It was a real team performance."
Solomons' side now face a testing trip to the south of France, where they will take on big-spending Top 14 side Perpignan in round two next Sunday.
"That will be a massive game, the French are always difficult to beat at home so we know we can expect a tough game but the boys are ready for it and it is important for us to show a measure of consistency," he added.
Meanwhile, Munster head coach Rob Penney is left ruing a lack of gusto as his side leave Scotland with just a losing bonus point despite tries from Mike Sherry and Casey Laulala.
"We just weren't there today," he said. "It's always a worrying sign when you walk into the changing room and there is very little noise.
"It was just one of those days where at half-time as a coaching staff we tried to pick the boys up but unless they are prepared to deliver the expected performance there is not a lot we can do about it."
Despite beating Edinburgh twice in the Heineken Cup last year and already in the RaboDirect Pro12 league, Penney dismissed claims that Munster showed complacency towards their opposition.
"I'm not sure if it was complacency, we were just flat for some reason," he said. "We just didn't have that spark at all.
"You have got to love what you do and today there was just no love there. We got beat by a better side."
Munster will hope to bounce back and register their first victory on Saturday when they host Premiership side Gloucester at Thomond Park.Heineken Cup. Click here to bet.
|European Rugby Champions Cup
|Sunday 24th May
|European Rugby Champions Cup
|Gloucester vs Connacht
|European Rugby Champions Cup
|Saturday 2nd May
|European Rugby Champions Cup
|Clermont Auvergne 18 - 24 Toulon
|Sunday 19th April
|Toulon 25 - 20 Leinster
|Saturday 18th April
|Clermont Auvergne 13 - 9 Saracens
|Sunday 5th April
|Toulon 32 - 18 Wasps
|Racing Metro Paris 11 - 12 Saracens
|Saturday 4th April
|Clermont Auvergne 37 - 5 Northampton
|Leinster 18 - 15 Bath
Experts & Blogs
Phil Edwards
Read the thoughts and opinions of Phil Edwards with skysports.com


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At that moment, Marine craft (e.g., the advanced amphibious assault vehicle (AAAV)) must transition to their own, organic wireless communications for their maneuver to land. Their wireless networks must enable the Marines to remain in close contact with naval, theater, and even national systems that can supply the requisite knowledge to commanders.
During their drive across the sea toward land, commanders in transit (e.g., in AAAVs) must receive accurate, detailed, up-to-the minute intelligence on enemy dispositions and the current locations of the Marines. They must also be able to give commands to their dispersed forces with high probability of success.
Those Marines that penetrate deep inland must rely on some kind of overhead relay, such as unmanned aerial vehicles (UAVs) or satellites, in order to maintain communication with Marines ashore and the naval forces afloat, to call for fire, and to continue to receive timely intelligence and situational awareness that permits the informed maneuver called for in Chapter 2's overview (pages 14-15).
While maneuvering inland, these Marines may need to enhance their information superiority by conducting deception and information operations or by having others conduct such operations on their behalf.
Finally, once other land forces such as the Army appear on the scene, the Marine units may need to plug their C4I systems into the Army's in preference to relying on the purely naval systems. This will allow them to become an integrated part of the Army's situational awareness picture.
Each of these challenges is unlikely to be adequately addressed by another Service but must be successfully resolved for OMFTS to work as envisioned. Each is therefore a natural priority for Marine Corps R&D in C4I.
In the judgment of the committee, the Marines have done a good job of experimenting with prototype C4I systems in OMFTS-type exercises. The Extending the Littoral Battlespace (ELB) advanced concept technology demonstration (ACTD) is an excellent case in point. Here the Marines have made a prototype of the C4I network needed for OMFTS and have employed it in their exercises. The ELB prototype, although by no means an operational system, allows a glimpse of the future world in which new, radio-based networks will provide data communications for dismounted Marines, very agile command centers, and long-haul communications for forces deep inland via airborne relays back to ships afloat.
As discussed in Chapter 8, the committee applauds this experimentation despite the severe limitations of the prototype. The Marine Corps is also urged to take this approach one step further. The committee recommends that ONR Code 353's main focus in C4I should be closely tailored to those Marine Corps-specific requirements imposed by both OMFTS and Military Operations in Urban Terrain (MOUT) scenarios. This general philosophy has guided the committee both in its critiques of the existing Code 353 programs and in suggestions for new directions.
This program aims to help the Marine Corps procure commercial off-the-shelf computer equipment that will better withstand the harsh environment in which Marines' C2 equipment must operate. It intends to proceed along a number of fronts: collect basic environmental information about a number of Marine Corps programs, identify current and emerging families of technologies that might be used in C2 equipment for such programs, perform modeling and analysis to derive environmental guidelines and/or


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New CBKB publication focuses on public-safety technology and cost-benefit analysis
Criminal justice agencies often seek technological solutions to address safety issues and improve efficiency. What is the best way to inform public safety technology (PST) investments? Is cost-benefit analysis (CBA) a useful tool? The Vera Institute of Justice's Cost-Benefit Knowledge Bank for Criminal Justice (CBKB) brought together a group of policymakers and practitioners to discuss the role of CBA in decisions about PSTs.
Cost-Benefit Analysis and Public Safety Technology: A Roundtable Discussion
New public safety technologies (PSTs) have the potential to make law enforcement more effective, whether it is an automated reporting system, protective gear for officers, a crime analysis program, or body cameras to record interactions between police and civilians. But these technologies are constantly evolving and each year brings a new set of options for decision makers.
Doing the math on public safety technology investments
In early October, CBKB convened a roundtable of criminal justice experts to discuss ways of improving the choices public safety agencies make about technology. During the meeting, members of the group cataloged some of the factors influencing these decisions, a list that, regrettably, included lobbying, hunches, and the urgent need to spend unused grant money.
Technology: "A component of a strategy, not a strategy in and of itself."
Earlier this month, CBKB convened a group of experts on law enforcement and technology to talk about the use of cost-benefit analysis (CBA) in making decisions about public safety technology. The roundtable covered a lot of ground; you can read about the discussion in greater detail in an upcoming CBKB publication.
New Technology Decision Tool from the National Law Enforcement and Corrections Technology Center
The National Law Enforcement and Corrections Technology Center (NLECTC) has developed a Technology Decision Tool to help agencies make safe and sound acquisitions. "We have a goal of insuring that the law enforcement mission should drive the use of technology, as opposed to the technology driving the mission. The Technology Decision Tool is designed to assist an agency in making sure that happens!" says Michael K.
October focus: Public safety technology and cost-benefit analysis
This month on the blog we're focusing on public safety technology and the use of cost-benefit analysis (CBA) in making policy and program decisions. Technology plays an ever-increasing role in public safety. An array of new tools for detecting and investigating crime, monitoring offenders, and preventing recidivism brings the promise of safer streets, more conclusive proof of innocence or guilt, fewer career criminals, and even taxpayer savings.


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Reviews for Charlotte to Tampa (CLT-TPA)
Flight from Charlotte to Tampa
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- US Airways
- Round Trip
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- No stops
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- October 2010
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Was asked to check my carryon bag because the overhead bins were full, but when I boarded noted several empty overheads. Had to waste time at baggage claim in Tampa.
Flight from Charlotte to Tampa
- Airline:
- US Airways
- Round Trip
- Number of Stops:
- No stops
- Date of Flight:
- June 2010
- Seat Class:
- economy
This was another Uneventful flight from Charlotte to Tampa on US air. Plane is 90% full.
I still can not take the 23.00 bag fee. This is BS at it's best.


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Restaurants and shops throughout Laguna Beach will honor moms with an array of activities and offerings. Spend quality time strolling through the wildflowers, enjoy a spring brunch or make a candle together. And don't forget to pick up Mom's favorite flowers — roses, lilacs and hydrangeas are abundant this time of year.
Special treatsCrystal Cove State Park will feature a wildflower hike at 9 a.m. on Mother's Day. Hikers should meet at the El Moro Visitor's Center. For more information, call (949) 494-3539.
Pure Light Candle Company, 821 Laguna Canyon Road, will celebrate Mother's Day with candle-making and high tea throughout the day, where you can make a gift for mom alone or with the family, or bring her in to create special memories together. Choose from an array of shapes, colors and fragrances, and even add a message in a bottle or other decorative items. To make a reservation, call (949) 376-7200 or e-mail info@purelight celebrations.com.
Stems flower shop, 998 S. Coast Hwy., will offer free delivery or a free candle with Mother's Day purchases of $100 or more. The soy-based candles are handmade by a local candle-maker, and are available in rose, gardenia and lilac fragrances. (949) 497-9775.
Left Turn Jewelry and Oscar de la Renta will hold a Mother's Day trunk show with champagne and refreshments from 11 a.m. to 7 p.m. Saturday and Sunday at the Montage Laguna Beach, Suite 227, 30801 Coast Hwy.
Brunches and dinnersFrench 75, 1464 S. Coast Hwy., will feature a Mother's Day Brunch from 11 a.m. to 3 p.m. and dinner from 5 to 10 p.m., with special entrees including halibut picholine, filet benedict and house cured salmon for $40 per person, $15 for kids. Submit letters saying why your mom is special for a chance to win her an evening of pampering, where a French 75 chef will prepare dinner for her and seven guests in the comfort of her own home, with champagne, wine and chocolates. For reservations, call (949) 494-8444. For contest rules, visit www.french75.net.
Hush, 858 S. Coast Hwy., will offer a three-course Mother's Day Brunch from 11 a.m. to 3 p.m., with a choice of starter, entrée and dessert. Specials include apple cheddar squash soup, Mediterranean quiche and an exotic fruit tart. $40 per person, $19 for the child's menu. Call (949) 497-3616 for reservations or visit www.hushrestaurant.com.
Laguna Culinary Arts, 845 Laguna Canyon Road is offering a Mother's Day Brunch for $90 per person. The 10 a.m. brunch menu is: prosecco refresher; baby greens with Scotch quail egg; wild mushroom scramble on crab hash; Creme brulee French toast with creme Anglaise and fresh berry coulis. To make a reservation, call (949) 494-0745 or visit www.lagunaculinaryarts.com.
Montage Laguna Beach, 30801 S. Coast Hwy., will offer Mother's Day specials of each of its restaurants. The Grand Ballroom will feature a lavish champagne brunch from 10:30 a.m. to 4 p.m., featuring a 12-station buffet, jazz trio, a complimentary family portrait and a special keepsake for Mom. $95 for adults, $40 for children 4 to 12. The Loft will offer a four-course prix-fixe menu from noon to 3 p.m. with a choice of appetizer, entrée, cheese and dessert, and includes a glass of sparkling wine. $85 for adults, $30 for children; The Studio special, available from 4 p.m. to 9 p.m., includes the option of a five-course Chef's Tasting Menu with optional wine pairings or a la carte menu. $115 per person, $165 with wine pairings.
Mozambique, 1740 S. Coast Hwy., will feature solo pianist, Lee Ferrell (father of Will Ferrell) from noon to 3 p.m. For reservations, call (949) 715-7777.
Sapphire Laguna, 1200 S. Coast Hwy., will feature a Seasonal Delights Brunch from 10 a.m. to 3:30 p.m. on Mother's Day. The three-course prix-fixe brunch menu starts with chilled jumbo shrimp, then offers choices including roasted chicken in Alsatian Riesling, Korean beef Bibimbap or pan-seared Alaskan halibut, and concludes with white peach melba creme brulee, lemon-ginger pudding cake or chocolate hazelnut torte. $58 per person, $29 for children ages 5 to 12. A special menu will be offered for kids 4 and younger, including healthy choices created by Chef Azmin. For reservations, call (949) 715-9888.
Sundried Tomato Café, 361 Forest Ave., will feature a Mother's Day brunch from 9 a.m. to 3 p.m. with a menu of assorted a la carte and lunch entrees. They include eggs Benedict, steak and eggs, brie and caramelized onion omelet, and poundcake French toast. Champagne, mimosas and Bloody Marys are also available for $5 each. (949) 494-3312.
— Ashley Breeding


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From the Publisher"It is unusual to find a book of such complexity and diversity written by a single author. Clearly Stefan Behme has been involved in all aspects of manufacture of pharmaceutical proteins whilst at Bayer and Bayer-Schering, and this experience shows in the depth of understanding of each topic, and the inter-relationship between the various sections on technology which includes chapters on the manufacturing process and on analytics, pharmacy, QA, pharmaceutical law, production facilities and economy...The author covers a vast amount of material in the almost 400 pages, and this is valuable, since there are few books on pharmaceutical manufacture. His industrial practice and understanding of the multi-disciplinary nature of modern manufacture shines through each chapter. As a result, a highly readable and comprehensive book has been produced. Highly recommended to those needing an appreciation of industrial manufacturing of biopharmaceuticals." (Organic Process Research and Development, January 2011)
"This volume will be an excellent introductory course for the subject matter." (New Biological Books, June 2010)
"A timely addition … [to] the field of protein production, analytics, biotechnology and regulatory affairs. The clear layout of figures and the use of color, when needed, help the reader to gain a quick understanding of topics such as production planning … .The large number of topics covered here turns this book into a rich source of information … .Students can benefit from this book by finding answers quickly and familiarizing themselves with topics usually not presented in one text book. Many others involved in the manufacturing and marketing process of biopharmaceuticals such as lawyers and business developers can learn more about technical aspects of protein production. The author contributes with this book to closing the 'language gap' between all disciplines involved in the highly complex manufacturing process of pharmaceutical proteins." (ChemMedChem, October 2009)


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Estimated ArrivalArrives by 12/23
- Jun 08 - Jun 11
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- Returns accepted within 14 days of delivery.
Rendered in a variety of blues, this hand-knotted wool rug will tie the disparate elements of a room into a beautifully unified whole. A rug pad is recommended to keep it securely in place.


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Robots Dance To "Thriller"
Built by Aldebaran Robotics and programmed by MIT's Patrick Bechon and Jean-Jacques Slotine to get down in unison (using quorum sensing), these NAO robots are quite a coordinated bunch.
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Before he was a state senator, Republican Rick Jones was Eaton County's state representative, and before that, sheriff. In November, the GOP lost both of those offices.
Michigan's delegates to the Electoral College have cast their 16 votes for President Barack Obama and Vice President Joe Biden.
The Board of State Canvassers on Monday has officially adopted the vote totals for the November elections, including the presidential race. The official count is almost 2.6 million votes for President Obama; 2.1 million for Mitt Romney.
Correspondents Edition. The panel discusses the presidential race, ballot plans, and the Michigan Congressional and House races.Zachary Gorchow, Rick Pluta, Susan Demas and Chad Livengood join senior capitol correspondent Tim Skubick.
TUESDAY, NOVEMBER 6: MI First Election is streaming full coverage of the election from WKAR studios throughout the day, at bit.ly/MIFIRSTELECTION
MI First Election is a project focusing on the viewpoints of college-age, first-time voters in Michigan.
Over 200 journalism students at Michigan State University provide MI First Election coverage online throughout election day. WKAR's evening PBS NewsHour broadcast will feature reporting from MI First Election, along with updates from the WKAR NewsRoom.
With the 2012 campaign coming to an end, state-wide candidates are making one last push to get out the vote. Both parties held rallies across the state Monday.
As the presidential election draws near, a voting advocacy group at Michigan State University is helping students prepare to cast their ballot.
Voters will elect two people to the Michigan State University Board of Trustees on Tuesday.
There are six statewide ballot proposals for Michigan voters to decide in the 2012 election. WKAR's Melissa Benmark spoke with the Michigan Public Radio Network's State Capitol Bureau Chief, Rick Pluta about the ballot issues, starting with Proposal One.
There are three races this year for spots on the Michigan Supreme Court. Two incumbents are running, and there's one open seat.
The Republican and Democratic parties spend millions of dollars to get their candidates elected to the state's highest court – even though they are on the non-partisan part of the ballot.
Originally published on Fri November 2, 2012 11:43 am
On Election Day next week, Michigan voters will face a question about international bridges and tunnels. It's really a question about one bridge in particularly - a long-planned and highly-contested connection between Detroit and Windsor, Ontario.
As Michigan Radio's Sarah Cwiek reports, it's an electoral twist in a bitter struggle with Michigan's governor and Canada on one side, and a billionaire bridge owner on the other.
WKAR's Scott Pohl has a look at the race for Sheriff in Eaton County.
Two local public service veterans are competing to represent Michigan's 69th district in the state House. Democrat Sam Singh is a former East Lansing councilman and mayor. Republican Susan McGillicuddy is a former Meridian Township trustee who's served as the township's supervisor for the last 12 years.
WKAR's Mark Bashore takes a look at the contest between Andy Schor (D) and Tim Moede (R) in Michigan's 68th House district.
President Obama's and Mitt Romney's campaigns say bad weather won't slow down their efforts in Michigan.
There's growing speculation that a Democratic Lansing-area House district could elect a Republican next week.
Former President Bill Clinton is encouraging Michigan voters to approve Proposal Three on the November ballot.
Governor Rick Snyder sets off on a statewide tour Monday to talk about the November ballot. He'll be urging people to vote "yes" on Proposal One and "no" on the other five ballot questions.
Republican U.S. Senate candidate Pete Hoekstra says federal alternative energy business subsidies are a waste of money that he would end if given the chance. The former congressman appeared Friday on a statewide public radio call-in show.
Off the Record with Tim Skubick presents a debate between two candidates for the Michigan State University Board of Trustees in the October 26 episode of the weekly capitol affairs program from WKAR.
There are two contested races this year for judgeships in Ingham County. In the 30th circuit court, attorneys Jim Jamo and Ken Ross are each vying for the bench. State representative Mark Meadows is challenging attorney Andrea Larkin to become a judge in 54B district court.
WKAR's Kevin Lavery and WKAR's Mark Bashore report.
Governor Rick Snyder says Proposal Two should not be viewed as a referendum on whether Michigan becomes a right-to-work state that outlaws compulsory union membership. The question would guarantee collective bargaining rights in the state constitution.
Originally published on Tue October 23, 2012 12:14 am
Foreign policy proved to be a subject that kept the tone mostly substantive tonight in the third and final debate between President Obama and Republican presidential nominee Mitt Romney before the Nov. 6 election.
The focus today week is on the third and final presidential debate between Republican candidate Mitt Romney and President Barack Obama.Listen during drivetime to All Things Considered on 90.5 FM for preview coverage, and join the live NPR chat online tonight beginning at 8:30.
Last week, Michigan citizens had the opportunity to question U.S. Senator Debbie Stabenow (D) on "Michigan Calling," a radio special airing on 90.5 WKAR.
This week, her challenger, former Representative Pete Hoekstra (R), will respond to listener questions during a "Michigan Calling" special on Friday, October 26, at 9 a.m.
Monday's presidential debate live chat from NPR.Live chat hosted by NPR's Frank James. Open for comments throughout the day, live beginning at 8:30 p.m.
Live streaming of PBS Newshour Election 2012 coverage.
The panel discusses the State Senate's approval of Blue Cross bill and how the second debate played in Michigan.The guests are Mark Brewer, state Democratic chair and Bobby Schostak, state Republican chair.Bill Ballenger, Kyle Melinn and Chad Livengood join senior capitol correspondent Tim Skubick.
In Eaton County this year, the state house election is a rematch of the 2010 vote.
Tuesday's presidential debate live chat from NPR.


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Pronunciation: Giuda Maccabeo
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High Quality Ladies Wedding Hats
Ladies Wedding Hats are here to help you stand out from the crowd. Whether it's a wedding, christening or even a day at the races, you can choose something to make you look and feel great.
If you are a guest with a wedding invitation or special social engagement take a look at our new collection.
We have a great selection of ladies wedding hats, fascinators and cocktail hats to suit every occasion. Fabulous designs made in the UK to the highest standards in a range of bright and breezy colours for the spring and summer. For our autumn and winter range we have a fashionable choice of seasonal colours to compliment any outfit.
No outfit is complete without the finishing touches. So make a statement with our brilliant collection of ladies evening bags and sparkling jewellery for your wedding day.
A lady can never have too many handbags, and your wardrobe wouldn't be complete without a style or colour for every outfit. Whether it's for a special occasion or just a girls night out, we have a variety of bags to suit every taste with different designs and sizes.
Add to Your Wedding Outfit
Finish off your wedding outfit with something from our modern range of accessories – try out a product from our clutch and hard case bag collections.
Look and feel like royalty with our glittering range of jewellery. Just add a touch of class by choosing something from our display of bracelets, necklaces and earring sets.
Just for You
We pride ourselves in offering a wide variety of wedding hats, by bringing together current fashion trends and time-less classics. We also provide our customers with a good choice, whilst offering excellent value for money.
We also like to keep you up-to date on our latest product news. So don't miss out – just keep an eye out for our online discounts by becoming a fan and following us on our Twitter, Google + and Facebook pages.


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Telstar 28
Join Date: Mar 2006
Location: New England
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Since this boat is new to her, or so I am led to believe... I think having a rigger go over the rig is probably a wise thing to do. She can also learn about how to inspect the rigging and how to use a Loos Tension gauge properly.
While, I agree it isn't rocket science... the rigging on this boat is essentially an unknown quantity and doing a proper full inspection and tuning of the rig may save some serious problems later on.
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Telstar 28
New England
You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
Cpt. Mal Reynolds, Serenity
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