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The RBI Governor, Dr D. Subbarao, has done a fine balancing act in the backdrop of an expansionist Budget, excessive liquidity and subdued credit expansion. With inflation very much alive, domestic savings must be encouraged to facilitate investment and growth, says S. S, TARAPORE.
The Reserve Bank of India (RBI) Governor, Dr D. Subbarao, had to craft the July 28, 2009 Monetary Policy Review under very difficult circumstances. From September 2008, his task had been relatively easy as all he had to do was to loosen the monetary policy levers. A few months ago, Governor Subbarao candidly admitted that the real music would start when there would be a need to reverse gears.
The backdrop to the July 2009 policy was the brazenly expansionist Union Budget for 2009-10; to top this, on July 27, on the eve of the Monetary Policy Review, the Finance Minister distributed further goodies. In such a milieu, Dr Subbarao deserves full credit for a policy which sounds all the right cautions on the hurdles ahead. This is done with élan and style. The short and crisp, yet relevant, policy document bears the unmistakable stamp of Dr Subbarao.
Signal service
Without debunking the dangerous idea currently popular with the government, the industry and a number of economists, that inflation has been slain, the Governor has provided signal service by emphasising that the negative Wholesale Price Index (WPI) is largely a statistical effect of the higher base of last year and that it should not be interpreted as a structural deflation arising out of a demand contraction.
With telling effect, he sets out a table (Page 8 of the Policy Document) to show that, even according to the WPI, food and other essential commodities show uncomfortably elevated price increases. What is more, the Consumer Price Indices (CPIs), on a year-on-year basis, range between 8.63 per cent and 11.52 per cent. In other words, inflation is not extinct.
The expansion of M3, on a year-on-year basis, as of July 3 at 20per cent is slightly lower than in the previous year ( 21.1 per cent), but the current year's expansion is well above the projection of 17 per cent for 2009-10. Despite ample liquidity and lower lending rates, credit expansion is subdued.
Subdued credit demand
This indicates that the relative slowdown in the real growth rate has impacted credit demand. Hence, excessive pressures to increase credit and lower interest rates are unwarranted. The Policy Document does well to reveal that ample liquidity has generated competitive pressures on banks to lend at sub-BPLR rates. It makes the telling point that as a result of these distortions, in many cases, the BPLR has become the maximum lending rate.
The Deepak Mohanty Working Group would do well to restore the BPLR to what it is meant to be i.e. the lowest rate at which a bank is prepared to lend. The Working Group should not succumb to the pressures of vested interests pleading for the continuation of the sub-BPLR lending system. Yielding to such pressures would only buy more trouble for the RBI.
While the RBI has done well to stress the need to improve the monetary transmission process, it must focus greater attention to the depositors' interest. At the present time, there is a real danger of depositors being sacrificed at the altar of avaricious borrowers.
As regards the stance of monetary policy, the RBI has projected the growth in 2009-10 at 6 per cent with an upward bias. The RBI recognises that a return to the earlier growth path of 8.5-9 per cent would be contingent on a strong global recovery.
As regards inflation, the RBI is, quite correctly, not swayed by the present negative rate of inflation and it does well to stress that commodity prices have surged ahead of the global recovery. The RBI expects the WPI inflation to creep up after October 2009 and has, therefore, raised its projection of inflation for March 2010 from the earlier 4 per cent to 5 per cent. As M3 expansion is running above the trend line of 17 per cent for 2009-10, the RBI has raised the projection to 18 per cent.
The Policy acknowledges that the current projections for both real growth as well as inflation can turn out to be higher. It is rightly stressed that India is not a demand-constrained economy, but a supply-constrained one and, therefore, the critical requirement is for increased investment, particularly in infrastructure. It hardly needs to be stressed that this entails emphasis on providing strong incentives to savers rather than the disincentives provided in the recent period.
The RBI has recognised that it needs to manage multiple compulsions — providing ample liquidity, facilitating the massive borrowing programme, providing adequate credit to the commercial sector and controlling inflationary pressures.
As the RBI points out, no country can sustain a high growth rate without an increase in investment and improved productivity. This will, no doubt, require financial sector reforms with emphasis on financial inclusion and development of financial markets. Above all this is the overriding need to encourage domestic savings and savers should not be treated like poor relatives who have nowhere to go.
Excess liquidity
The RBI has resisted the cheer squads on the sidelines urging lower interest rates and lower reserve requirements. The Policy makes the telling point that the release of primary liquidity since mid-September 2009 amounted to a staggering Rs 561,700 crore, equivalent to a 14-per cent reduction in reserve requirement (a further Rs 40,000 crore is released through a SLR reduction).
Such a large increase in liquidity cannot be justified on any ground. It is necessary that the RBI undertakes a smooth withdrawal of the excess liquidity in the system and the sooner the RBI starts reducing monetary accommodation, the better.
In a difficult situation, Governor Subbarao has done well not to listen to the thoughtless expansionists. The RBI, in all probability, will need to take early measures to withdraw liquidity in a non-disruptive manner. As Dr Montek Singh Ahluwalia said, the art of monetary policy is to keep a number of balls in the air. Dr Subbarao deserves to be complimented for performing a juggler's act to perfection.
Anecdotal information indicates that neither the WPI nor the CPI seems to capture the ground level prices of a number of commodities of daily mass consumption. This is a serious issue and cannot be wished away by brilliant intellectual obfuscation. The situation is explosive and needs the overriding attention of the authorities. This issue needs exclusive examination in a dedicated article.


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Outskirts of Antigua, Antigua Guatemala
11 Reviews
11 Reviews
From San Pedro we drove through the old (that is the second) capital of Guatemala, Ciudad Vieja to this, the final village on our route. It was interesting to see that the abandoned capital was still a lively place, but with little of the grand architecture that makes its successor so special. On the outskirts some new, rather affluent-looking properties had recently been built, but following a destructive mud-slide earlier in the year property prices in this usually highly desirable area had tumbled and many lay empty or were for sale by owners now desperate to leave. We saw some of the destruction for ourselves – great gashes in the fields, roads in the town damaged and crumbling, a house with its corner missing.
In San Antonio Agua Calientes we visited the house of a local Maya family, on the outskirts of the village. The Maya here came originally from the Lake Atitlàn area when the latter was colonised by the Spanish, and are therefore of a different group to others in the area. Their traditional costume is red rather than blue, and they work hard to keep their traditions alive, including weaving in the traditional patterns. The weaving here is considered to be among the best in the country.
Carolina welcomes visitors to her home who come to learn how the weaving is done, see her impressive collection of historic huipiles from various villages in the region, and of course to shop. She spoke good English and showed us several items, explaining the traditions behind the patterns. I wish now that I had bought something more substantial from her than the little oven glove that we chose for Chris's mother, but only two days into our trip we had not yet determined what if anything we wanted to buy, nor where to buy it. So as we weren't ready to buy, we didn't like to take up too much of her time and raise expectations. Nevertheless it was lovely to see the fine work and to watch her and her daughter at work using the traditional back-strap or waist loom.
In the centre of town is another fine Baroque church, though without the bright colour of San Pedro Huertes, but again we didn't go in.
Directions About 5 miles west of Antigua and served by chicken buses from the terminal behind the market if you prefer not to take a tour.
This was the second village that we visited on our tour with Victor. It doesn't have anything as impressive as the bishop's palace in San Juan del Obispo, but it does have a pretty colonial church and also offers a glimpse of village life. On first arriving in the main square it struck me as a livelier place than San Juan. Children were running around, old men relaxing on benches (photo 3), and women gossiping as they did their washing at the public laundry (photo 4). Outside the church a group of local musicians was playing and being videoed – maybe just for fun, or maybe as a promotion?
We didn't go into the church as it was apparently closed, and Victor didn't tell us much about it, but I did a bit of research on our return. The first church on this site was built in 1541 and dedicated to San Pedro (Saint Peter). It was simple in style, and was replaced with this more ornate Baroque church in 1672. Soon after, in February 1689, the town was hit by an earthquake which destroyed village homes and the church. It was rebuilt, and then again in March 1751 an earthquake hit the region and part of the church's roof, its organ and choir were ruined.
Today the church is fully restored and functioning. It has the simple shape and squat tower of many others in the area, the better to withstand the instability of the land on which it stands. The facade is painted in a deep ochre which was very striking on the sunny day when we saw it (it faces west so an afternoon visit is best). It is decorated with stucco columns and niches with figures of saints (see photo 2 for a close-up).
As we left we found that this was not such a peaceful, happy spot as we had first thought. On the road to our left a group of people was gathered around a police car. Victor stopped a passer-by to ask what had happened and learnt that the police had shot dead a man who (they knew or suspected?) had been dealing drugs. He told us that drugs were too common a problem in the country and the police were trying to crack down but many innocent people had got caught up in it, including, sadly, his friend's brother. A sobering note on which to leave such a pleasant village square.
Directions South west of the city, between it and Ciudad Vieja.
Our tour with Victor of Antigua Tours (see Things to Do tip) took us to three very different villages in the area, of which San Juan del Obispo was the first. This also happens to be where Victor was born and it was interesting visiting it with him.
The village lies to the south of the city, in the shadow of the Volcan de Agua. It is most famous for the palace of Guatemala's first bishop, Bishop Francisco Marroquin, who lived during the 16th century and was instrumental in the construction of Antigua as the nation's new capital. The palace is now a convent, but visitors are admitted if they ring the bell at a sensible hour of the day, and from what I've read may be offered a tour by one of the nuns, although we were taken round by Victor. The building was destroyed in the 1970s by floods and restored with funding from UNESCO. As well as the convent it houses a small museum devoted to the life of Bishop Marroquin (pictures, furniture, mementoes), and the nuns host guests who want to experience a retreat in these peaceful surroundings. The most impressive "sight" here however is the small chapel, with its altar of real gold dating back to 1563. You can't enter the chapel but can peer through the doorway. Photography is apparently forbidden but Victor encouraged me to grab one shot quickly, while no nuns were passing! (photo 2).
Leaving the convent we walked a little way up the hill and round to the right to arrive in front of the much larger village church (photo 3) which lies behind it. This also has an impressive 16th century gold altar but this one has been much restored and the gold is no longer the real thing. If you go up the steps next to the main door you will get a good view down into the church itself, and, looking outwards, of the plaza in front of it.
Leaving the church we walked full circle back to the front of the convent where we had parked, passing the school where Victor had studied and a couple of small local shops (photo 4). The overall atmosphere was peaceful, even a little sleepy. Then the quiet was interrupted by the sound of the church bells tolling, and we heard what seemed to be music approaching. It sounded like a parade and indeed it was, of a sort. Victor explained that this was a funeral, but that rather than being the mournful affair that you might have elsewhere, in Guatemala as in Mexico the people have little fear of death, and instead mark it with a celebration of the person's life to mark their moving on into the next one.
With the sound of the musicians approaching we left the people to their commemoration and headed for the next village, San Pedro Huertas.
Directions A couple of miles north of the city – you can take a chicken bus from the bus terminal behind the market if not on a tour.
Just 18 kms from Antigua is San Andres Ixtapa. A town home to the cult of Maximon, housed in his own pagan chapel. People use to sprays the saint with alcohol from their mouth (thats why the statue is covered by a plastic bag), and put money, candles or cigars in the altar. This San Simon attracks a lots of ladino pilgrims unlike the other Maximons of Zunil or Santiago Atitlan.
Este pueblo localizado a 18 kms de Antigua, alberga la capilla pagana de San Simon o Maximon. La verdad no es un destino turistico, y por cierto no es muy agradable la visita, pero es interesante ver la forma en que los peregrinos, mayormente ladinos actuan. Es comun que la gente le escupa al santo aguardiente, por cierto por eso es que lo mantienen cubierto con un plastico. Ademas se flagelan delante de el, dejandole ofrendas de alcohol, cigarrillos o dinero. En el atrio de la capilla nos ofrecieron hacernos una limpia con alcohol, ademas de predecirnos el futuro y pedir por salud o dinero. A lo cual nos negamos muy educadamente. La verdad es una experiencia inquietante.
The ruins of the Santa Isabel church are just that - ruins. It doesn't seem like anyone's done any work maintaining or restoring these neglected, truly "off the beaten path" ruins in a long time. The most interesting part of visiting the ruins of the Santa Isabel church is having the opportunity to see partially uncovered statues. The easiest way to get there is to backtrack from the San Cristóbal el Bajo church, heading north along an unimproved road that winds its way between poor neighborhoods and corn fields.
Even in Antigua's cool climate, you'll likely work up a sweat walking all the way down to San Cristóbal el Bajo. The large, attractive flower-filled plaza that sits in front of the church, and the pine-covered foothills the lie behind it, make the walk a worthwhile effort. To get there, head east a short ways from the Iglesia El Calvario, take the road that branches off to the right where this road forms a "Y", then turn onto the first road that leaves to the left and follow this for a few hundred yards until you reach the church.
Unfortunately, the ruins of the Los Remedios church seem to lie on private property and to be jealously guarded by a number of rather unfriendly-looking dogs, so you might not be able to get any closer to it than I did when I took this picture. You'll pass this church on your way to Iglesia El Calvario; it's on the left-hand side, just a short ways past the river.
The Escuela de Cristo Church, is a charming, if somewhat simple, church fronted by an attractive little plaza. It is located at the corner of Calle de los Pasos and Calle de Belen, three blocks south of the Iglesia de San Francisco.
One feature of Antigua Guatemala that I found rather interesting is the fact that the town maintains permanent temples along the route used for religious processions. There are a handful of these nearly identical stations of the cross located along Calle de los Pasos, heading south from the Iglesia de San Francisco towards the Iglesia El Calvario.
One of my favorite sights in Antigua Guatemala, the mustard and white Iglesia El Calvario, seems to be ignored by most visitors. This is likely due to the church's location well south of the city center. The interior of the long, narrow, and relatively unadorned Iglesia El Calvario contains a series of paintings of the stations of the cross. Inside the church grounds, there is a single specimen of a certain type of tree (unfortunately, I can't remember its name), said to have been planted by Saint Pedro de San Jose Betancourt. The brown and white flowers of this tree, which are said to have various medicinal purposes, are collected by locals who then use them to prepare traditional home remedies for a wide variety of ailments.
To get there, walk south of the park for two blocks, turn left onto 7ma Calle, then turn right onto Calle de los Pasos and follow the road past the Iglesia de San Francisco, past the Escuela de Cristo, and across the Rio Pensativo until you reach the entrance.
The Bethlehem Hospital and Chapel, located one block east of the Escuela de Cristo church, merits a visit for the unique and attractive adornments that surround the church entrance.
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Mon-Fri: 7am-1am EST / Sat-Sun: 7am-11pm EST
ApplianceAmana Refrigerator
Level of DifficultyReally easy
Time to do repairLess than 15 mins
Age of ApplianceMore than 10 years
0 out of 1 people found this instruction helpful
turned off the power. took out the bottom scerw and loosened the top two screws. lifted out the old ice maker which allowed enough room to unplug the power cable from the back of the freezer. put the cables and bucket fill rod on the new unit and installed the same way it came out. turned on the power .closed the door and waited for the ice maker to cycle. it takes about 20 minutes; the ice maker has to get down to the proper temperature,
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Part Number: PS2121513
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|Property type
|Minimum Stay
|7 nights
Luxury Villa situated on a wide canal in the sought after SW Cape Coral. Only 40 minutes by boat to get into the Gulf of Mexico & the many miles of beautiful white sandy beaches or if you are driving then you can be on the beach within 10 minutes.
Your vacation home is in a quite road with it's own dock, 2800 sq ft of living area, large great room & 5 full width sliding doors open the property up to the lanai with L shaped Solar heated pool.
Very important for those with children the pool area is fitted with a perimeter alarm system (if required).
The master bedroom has direct access onto pool area, large en-suite luxury bathroom with walk in shower, jacuzzi bath & his & hers vanity units.
There are flat screen TVs and DVD players in Great Room & Master Bedroom & telephones in all rooms with free national calls, Cable and Wi Fi.
Fully air conditioned & all rooms have ceiling fans. Off street parking & large garage with electric door.
Beautiful kitchen with all modern conveniences.
Local Color: Though relatively new by most vacation town standards, Cape Coral has definitely gotten the hang of showing people a good time. It was built to serve as a haven for harried folks, and lives and breathes to ensure that stress is forgotten and anxiety is chased away. Cape Coral exists on a privileged stretch of the Gulf coast, is interwoven with roomy canals, and brims with recreation opportunities of all kinds. If you aren't climbing the walls of your cubicle quite yet, read on for more reasons to stop by for a visit.
This is one of Florida's fastest growing areas, meaning that there must be something attractive about living here or at least just visiting. Don't think that this translates to teeming hordes of golfers and retirees all jammed together, however; Cape Coral is Florida's third largest city geographically, so there's plenty of room to spread out.
Southwest Florida is known for its delightful weather. Sunshine is practically constant, making each day comfortably, beautifully predictable. The summers can be a bit humid and quite rainy, but winters are near-perfect, especially if you're escaping from a colder, crueler climate. These are the months when it makes the most sense to come on down, as nothing replenishes the body, mind and soul like stealing a few rays of sun when your body least expects it.
Cape Coral boasts some of the best recreation facilities in the state, which is saying a lot considering that Florida is one giant playground. Anything you can imagine, anything you've been craving that involves feeling light as a feather while flitting across the water, can be engaged in while you're here. Jet skiing, sailing, fishing, snorkeling, water tubing, and many more diversions along these lines will have you feeling like a responsibility-free kid again.
intersperse your gulf time with onshore activities to get the full experience of Cape Coral. Golf courses and tennis courts will allow you to burn a few calories without a sense of obligation, and this is just the beginning. Rollerblading, biking, jogging and walking around the area will all further acquaint you with this happy town while recharging your batteries in the healthiest of ways. In other words, staying fit while you're in Florida will be pretty painless, so come to think of it, try to bring your sneakers as well as your sandals.
Spend some time walking along the shoreline if you have an interest in wildlife. At low tide, you'll have a good chance of glimpsing manatees and in late afternoons you'll see birds of all kinds fishing for their dinner. Kayak tours will take you through Matlacha Pass back country and a couple of museums will further enlighten you as to what kinds of flora and fauna inhabit this vibrant habitat. Save a little time for beach-combing, too.
We had a wonderful family vacation. The house was spacious for our large family. We loved the area, traveled to Sanibel Island, Fort Myers Beach and locally in this wonderful upscale area. Everything was great. Thank You
The house has worked very well for us, clean, plenty of space and everything you need for a great vacation. The pool is a lovely temperature as Garry recently installed a new solar heating system, nice to plunge into after a hard day of retail therapy.
The area is really well served, on a practical level there are a number of large supermarkets, petrol stations, multiple fast food outlets and all other day to day requirements. Then there's the restaurants, Bubba's is a must and is only 5 minutes from the house, Yucatan at Fort Myers Beach is superb, these are just 2 of the many great eating places in the area. For take out Chinese give China Palace (Next to Publix on Cape Coral P'Way) a try, we loved it........4 times!
We prefer Fort Myers beach to others in the area, Captiva has some nice beaches as does Bonita Springs but we would go for Fort Myers as 1st choice, we rented jet ski's (wave runners) and had a "hoot" flying along the waves!. The kids spent a great day wake-boarding at Revolution Park (Bayshore/1st Avenue, just before I75) which I would highly recommend and costs just $25 per person including all equipment.
Miromar Outlets is a definite must do, just make sure you have plenty of cash or room on your credit cards! Coconut Mall is also good, Tangir is local and looks okay as well.
Rent a boat if you want to see the area from the river, worth doing although can be expensive when you add in the cost of fuel, allow $400 for the day. Dolphins every few hundred yards and we even saw a manatee.
We are going to Tampa Bay Rays vs Boston Red Sox tomorrow, with free post match concert from Train, huge band so the kids tell me.....I'll take their word for it.
I would recommend the house, the area and in particular it has been a pleasure getting to know Garry, who is a great owner to work with. Thanks Garry, the Symes' have had a great time in your house.
This house is great! With all of the bedrooms and bathrooms, there was plenty of space in this house. Kitchen was fully stocked with all pots, pans, and utensils needed to cook. Beautiful view sitting down by the water on the boat dock. Pool was amazing and it stayed around 92 degrees the whole time we were there. Highly recommend this house due to location and amenities. The only issues we had were that the kitchen faucet has seen better days and needs to be replaced, the door handle on the pool bathroom is difficult to use and is in need of repair. The house has a two car garage, but with the owners classic car in it, there was just enough room for us to park our compact car, everyone had to get in and out with the car out of the garage. Those being the only issues.. The stay was amazing! And we would highly recommend anyone to rent this house!
We stayed for a week in January and this home had everything. Plenty of room for 4 adults, 2 kids and a dog. The place lived up to everything it said it would be. the house is little hard to find at first, but once you find it its an easy drive to many great places in Cape Coral and Ft. Meyers. Everything was clean and in good working order. Neighboord is nice and well kept. Only down fall was there is not a tv in every bedroom kids were a bit disappointed with that. But not the end of the world either. Owners have a great handbook with some great recommendations. Well worth evey penny!
We will be back again next year!
Let me begin by saying the house was more than expected. Very spacious, nicely furnished, and spotlessly clean. Pool was the perfect size with a gas grill that fired the first time!! (That alone made my husband want to return!)
Corey Billie's airboats, Naples, was worth the trip. (My third airboat tour and definitely the best offering grasslands and mangrove tunnels.) Do not miss Pine Island, only a couple of miles from the house. Loved Berts bar and grill. Beautiful waterfront patio and steel drum music with great food. We also enjoyed a day at Sanibel Island and the beach. Granddaughters used the pool every day and also fished from the dock.
Looking forward to a return trip. Thank you for sharing your beautiful home!!
The Fuhrmann, McCombs and Trapp family
Virginia and Oklahoma
Now our 4th year returning to this wonderful villa in a great location & glad to see that Garry and Jessica have kept up the high standards of cleanliness and equipment that keep us coming back every year, the beds are superbly comfortable and the villa has everything equipment wise you could possibly want, all you need to bring are your clothes. Leave your worries behind as this is a brilliant place to chill out, no traffic, good & well priced eating out places and lots of good local entertainment for both kids and adults. I especially liked the new anti slip surface around the pool, good if you've got young kids who like to run around. Solar Heated pool was really warm with water temperatures around 90f most of the time. Wish we could stay longer !
We had such a wonderful time in Cape Coral last week. Your home was absolutely beautiful and had everything we could possibly need from fishing rods to beach equipment. We loved the location and enjoyed being so close to shopping and restaurants. We drove to Sanibel Island and Barefoot Beach several times and also spent a lot of time just hanging out at the house. Our kids had a blast catching lots of bass, snook and bream off the dock, and playing in the pool. Thank you for making your home available and we plan to return soon.
Beautiful Luxury Waterfront Villa situated on the wonderful SW Coast of Florida.
Miles of unspoilt white sandy beaches within a short drive of property or direct boat access into the Gulf from your very own dock. No bridges so sail boat or motor launch access.
Cape Coral is a unique location with over 400 miles of navigable canals and lakes. Great for boating or fishing. Only 20 minutes from Fort Myers International Airport or 3 Hours from Miami. Lots of good local restaurants, only a short drive to Sanibel, Captiva and Marco Islands or visit Naples with it's upscale stores and fine dining or for wildlife visit the many National Parks in the area. Lots to do for families or couples of simply stay at home and relax in the year round sunshine or swim in your Solar heated pool.
Golf: Golf: Golf courses in Cape Coral: The Golf Club, 4003 Palm Tree Blvd, Cape Coral, FL 33904, resort, 18 hole, 6777 yds, Par 72, CR-73.0, S-127 Coral Oaks Golf Course, 1800 NW 28th Ave, Cape Coral, FL 33993, public, 18 hole, 6623 yds, Par 72, CR-71.7, S-123 Cape Coral Executive Golf Course, 1006 SE 4th Pl, Cape Coral, FL 33990, semi-private, 9 hole, 3530 yds, Par 60, CR-56.4, S-85 Royal Tee Country Club King/Prince Course, 11460 Royal Tee Circle, Cape Coral, FL 33991, semi-private, 18 hole, 6736 yds, Par 72, CR-71.5, S-126 Prince/Queen Course, 11460 Royal Tee Circle, Cape Coral, FL 33991, semi-private, 18 hole, 6606 yds, Par 72, CR-71.3, S-126 Queen/King Course, 11460 Royal Tee Circle, Cape Coral, FL 33991, semi-private, 18 hole, 6574 yds, Par 72, CR-71.4, S-128 Palmetto-Pine Country Club, 1940 SW 9th Ct, Cape Coral, FL 33991, private, 18 hole, 6724 yds, Par 72, CR-72.1, S-126. If you require more information about the golf courses or want to arrange Tee Times you should call Green Fees. Cape Coral is a paradise for golfers because 150 other golf courses are within a 1-hour drive accessible.
|Rate Period
|Weekend Night
|Monthly *
Low Season
May 1 2015 - Nov 14 2015
7 night minimum stay
High Season
Nov 15 2015 - May 6 2016
7 night minimum stay
Low Season 2016
May 7 2016 - Nov 19 2016
7 night minimum stay
|Property Damage Protection
|End of Rental Clean
|Rental includes normal average use of electricity which is $8.00 per day, excess usage will be charged at LCEC current rate.
* Approximate monthly rate. Actual rate will depend on the days of the month you stay.
Payment is usually accepted in the quoted currency (USD) unless the currency and the amount is specifically agreed in advance with the owner / advertiser.
Learn more about this vacation rental at the owner's website:


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Alexander Ovechkin of the Dinamo before the game between Ak Bars... News PhotoAk Bars Kazan,Alexander Ovechkin,HC Dynamo Moscow,Horizontal,Ice Hockey,Ice Hockey - International,Kontinental Hockey League,Match - Sport,Moscow,Russia,Sport,Stadium,Waist UpPhotographer KHL Photo AgencyCollection: Getty Images Sport 2012 KHL Photo AgencyMOSCOW, RUSSIA - OCTOBER 03: Alexander Ovechkin #32 of the Dinamo before the game between Ak Bars Kazan and Dinamo Moscow during the KHL Championship 2012/2013 on October 3, 2012 at the Arena Luzhniki in Moscow, Russia. The Dinamo won 2-0. (Photo by Vladimir Bezzubov/KHL Photo Agency via Getty Images)


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India's Bharti Airtel is encouraging mobile users to bridge the gap between TV and mobile content, by asking them to use the Shazam program on their mobile devices to access additional information when an Airtel spot appears on TV. The brand is offering a chance to win Nokia Lumia phones as an incentive for Airtel users.
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Burton AK Rotor Softshell - Men's
Midwinter layer or spring shell-wInDstOPPer fabric for breathable warmth and water-repellent tech.
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This product can only be shipped within the United States. Please don't hate us.


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News from WTOP
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Shows & Panels
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- Agency of the Month
- Business of Government Hour
- The CFO Agenda: Delivering value from financial transparency and audit efforts in the public and private sector
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- Federal Executive Forum
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Stomach bug knocks Nadal from Australian Open
Friday - 12/28/2012, 4:09pm EST
By JOSEPH WILSON
Associated Press
BARCELONA, Spain (AP) - Just when Rafael Nadal had recovered from a knee injury, a stomach virus has delayed his return to tennis by a couple of months.
Nadal announced Friday he will miss next month's Australian Open and probably won't play again until the end of February. The Spaniard said he needs time to recover from the virus that already prevented him from coming back this week at Abu Dhabi.
Nadal has been sidelined since June with a knee injury, which forced him to miss the London Olympics and U.S. Open. He had planned to rejoin the ATP tour at the Qatar Open in Doha next month before the Jan. 14-27 Australian Open, but pulled out of both.
"We just hope he gets better quickly and we see him back on the tour as soon as possible," Australian Open tournament director Craig Tiley said. "Tennis fans across the world have been missing him."
While he is expected to recover from the virus in time for the year's first Grand Slam tournament, Nadal and his team said he wouldn't have the proper preparation for a five-set event.
Nadal stressed that his decision had nothing to do with the tendinitis in his left knee. That injury prompted him to take a break following a second-round loss to then 100th-ranked Lukas Rosol at Wimbledon in June.
"My knee is much better and the rehabilitation process has gone well as predicted by the doctors," Nadal said in a statement from his hometown of Manacor on the island of Mallorca. "But this virus didn't allow me to practice this past week and therefore I am sorry to announce that I will not play in Doha and the Australian Open."
The former No. 1 hopes to return at a tournament in Acapulco, Mexico, starting Feb. 27. He left open the possibility of playing at an earlier tournament if his recovery went well.
"As my team and doctors say, the safest thing to do is to do things well and this virus has delayed my plans of playing these weeks," Nadal said. "I always said that my return to competition will be when I am in the right conditions to play and after all this time away from the courts I'd rather not accelerate the comeback and prefer to do things well."
Nadal's doctor, Angel Ruiz-Cotorro, said in the same statement that the player needed at least a week to recover from the virus. That ruled him out for the Qatar Open, which starts Jan. 2.
Nadal's coach and uncle, Toni Nadal, said going straight to a five-set tournament after being sidelined so long was "not appropriate."
"It is simply not conceivable that his first event is a best-of-five sets event," he said in a statement. "He wouldn't be ready for that."
Nadal's knee injury prevented the 11-time Grand Slam winner from defending his Olympic singles gold medal at last summer's games, where he was supposed to be Spain's flag-bearer in the opening ceremony. He also had to pull out of the U.S. Open and Spain's Davis Cup final against the Czech Republic, which his teammates lost without him.
Nadal, ranked No. 4, won the Australian Open in 2009. Last year, he lost to top-ranked Novak Djokovic in a title match that lasted 5 hours, 53 minutes, the longest recorded Grand Slam final.
(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)


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Gritty Live Action Archie Trailer
Riverdale, the gritty fan trailer for the Archie comics that you've been waiting for. Too much?
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According to a study just published by the European Commission in most EU countries, EU citizens from other Member States use welfare benefits no more intensively than the host country's nationals. Mobile EU citizens are less likely to receive disability and unemployment benefits in most countries studied.
The European Commission has requested Slovakia to ensure that people insured under the Slovak social security regime but residing in another Member State can obtain benefits for the severely disabled.
By refusing to provide these benefits to people who live in other Member States, Slovakia is in breach of its obligations under EU law (and in particular Article 48 of the Treaty on the Functioning of the EU, as implemented by Regulation (EC) 883/2004) and is depriving severely disabled people of benefits to which they are entitled.
The Commission considers that the Slovak carer's allowance ('peňažný príspevok na opatrovanie'), disability allowance ('peňažný príspevok na osobnú asistenciu') and cash allowance for compensation of increased costs for severely disabled people ('peňažný príspevok na kompenzáciu zvýšených výdavkov') should be provided to those entitled to it even if they reside outside Slovakia.
The request takes the form of a reasoned opinion under EU infringement procedures. If Slovakia does not notify the Commission within two months of measures to ensure compliance with these obligations under EU law, the Commission may decide to refer the case to the EU's Court of Justice.


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New Garmin Montana
View Single Post
Deputy Cultural Attaché
Joined: Jul 2007
Location: the 'Ha
Oddometer: 9,692
Originally Posted by
Thanks for that - that fixed it!
2 more questions -
1) Is there any way to fix the data fields so that they 1 set of data fields in the map screen whilst navigating and another set whilst just viewing the map whilst riding?
2) I've set a profile which has 2 pages of icons. For some reason, the first page shown is always the right-hand, or 2nd page of the 2 pages, and I have to arrow back to page 1 to see these icons. It's only on one profile - all the others show the 1st page first. Can I change this to show page 1 first?
thanks again!
1) Not that I know of, as of software version 4.50. The data fields that show on the dashboard of the map are the same whether you are navigating or not.
2) I believe that the "main" page of a profile is always the default shown when switching to that profile. You can create other pages by dragging the icons to the left or right edges to move them to a new page, but those won't be shown unless you scroll to them. Place your most commonly used shortcuts and applications on the main page so that you only have to scroll for items you use less often.
Successfully surviving motorcycling since 1976.
View Public Profile
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New tech allows 'memory materials' to store multiple memorized shapes
By Ben Coxworth
September 2, 2010
They're known as smart materials, memory materials or shape memory alloys, but it all boils down to the same thing: materials that hold one shape, but then take on another at a certain temperature. Such substances have been around for decades, but now researchers at Canada's University of Waterloo have taken them to a new level. Using a patent-pending process, they can embed multiple shape memories in one object – in other words, while memory materials can presently take on only two shapes, going from one to the other at just one temperature, using the new process they could take on several shapes at several temperatures. The Multiple Memory Material Technology (MMMT) is said to work with virtually any memory material. Read More
Kingston introduces new liquid-cooled memory modules
August 4, 2010
Rather than rely on noisy fans to cool computer systems, overclockers and gamers have been using the chilling power of water to keep processors from overheating for quite some time. Now Kingston is offering three new flavors of water-cooled DDR3 memory modules to help keep the temperatures down while users try to squeeze even more performance from their machines. Read More
OCZ Technology has unveiled its fastest 4GB DDR3 RAM modules yet. Capable of reaching frequencies up to 2133MHz and CL 10-10-10-30 timing, OCZ's new modules are available in 4GB, 8GB Dual Channel and 12GB Triple Channel kits and feature a liquid cooling system and aluminum fins for maximum heat dissipation. Due to the growth in High Definition and High Quality media, OCZ says it has designed the ultimate in memory technology to ensure that the bottle-neck in your system will not be the memory modules. Read More
Solid state drives (SSD) have been around for some time. Unlike other data storage devices, however, their cost per GB seems reluctant to drop quickly enough to make sense economically not just to consumers, but to enterprises as well. Using a recently patented technology, the Israeli startup Anobit has announced an SSD series that makes a huge step toward making SSDs a tangibly faster and more affordable solution for the enterprise world. Read More
Boosting software speed by up to 20 percent
April 6, 2010
For some programs, the arrival of multi-core processing power has made little difference to how they operate. Some applications, such as word processors and web browsers, are unable to split process operation over a number of cores and instead pile everything onto just one. Researchers from North Carolina's State University have come up with a way to break up such programs into different threads, resulting in a 20 percent increase in run speed. Read More
Harnessing heat for greener platter-based hard drives
By Darren Quick
March 1, 2010
Solid state drives (SSDs) should - theoretically - offer energy savings compared to the conventional platter-based variety. They have no moving parts and don't require the battery draining spinning of platters that leads to excessive heat generation. But researchers have found that random thermal fluctuations in magnetic memory can be harnessed to reduce the energy required to store information on these drives, offering the prospect of magnetic-based computer memory that operates at significantly lower power than platter-based HDDs. Read More
Increasing magnesium intake can boost brainpower - at least in rats
By Jeff Salton
January 29, 2010
Your mother was right – eating your "greens" (which contain magnesium) is good for you. In fact, according to neuroscientists at MIT and Tsinghua University in Beijing, rats who were fed a new compound that increased their brain magnesium demonstrated enhanced learning abilities, working memory, and short- and long-term memory. The dietary supplement also boosted older rats' ability to perform a variety of learning tests. Great, if it's not hard enough getting rid of the rodents now, imagine trying to remove smarter rats! Read More
No longer just a device intended to capture images, the digital camera becomes a veritable pocket photo album with the latest offering from Kodak, the Slice Touchscreen. Featuring a 3.5" LCD touchscreen 5X optical zoom and 14MP resolution, the Slice also packs a 2GB internal memory with tagging functionality. This not only recognizes up to 20 faces allowing the user to tag photos by person, place, date or occasion, but also lets the user tag photos for easy uploading to sites like Flickr and Facebook. Read More
Endless memories with the Eye-Fi Pro X2 SD card
By Mick Webb
January 7, 2010
Eye-Fi Inc. has chosen the 2010 CES show to unveil the latest in its already impressive range of Wi-fi enabled SD cards, the Eye-Fi Pro X2. As well as featuring an enhanced capacity of 8GB and Class 6 read and write speeds, the Pro X2 comes to the party with "Endless Memory Mode", enabling the user to free up space by automatically deleting images from the card once they have been successfully uploaded. Read More


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SPRING, Texas Verna McClain s mother was devastated when she learned her daughterhadbeen charged with killing a young mother and abducting her 3-day-old baby boy.
I don t know what s going on. That s not my kid, said McClain s mother, who was sobbing when she talked with KHOU 11 News. But I m sorry for the family.
The distraught mother didn t want her name used, but she said her daughter is a good person whohasnever been in trouble before.
Very nice, she d give you the shirt off her back, she said. They said my kid did it, but I can t wrap my head around it cause that s my baby. But I grieve for the lady and her baby.
Authorities said McClainkilled Golden because she wanted a baby.
Officials in Montgomery County say Verna McClain, 30,told her fiance she was pregnant with his child.
One neighbor, who saw her often, said that s hard to believe.
[She] didn t appear pregnant. But some people are pregnant and you don t think they are pregnant, said the neighbor, who did not want to be identified.
The couple planned to marry in May, officials said at a Wednesday news conference.
Authorities say after she had a miscarriage, McClainhatched a plot to steal another baby so her fiance wouldn t know about the miscarriage.
She allegedly killed Kala Golden and abducted her baby, Keegan,from outside a pediatrician s office in The Woodlands area. Keegan was found unharmed hours later with McClain s sister.
McClain, 30, is a licensed vocational nurse who has three children. She is estranged from the children s father, who lives in California.
She works for a Harris County staffing agency that hires nurses. McClain works as a home care nurse, specializing in pediatric care.
McClain grew up in California and moved to Houston in 2008.
Her mother and grandmother said she was a great kid growing up, graduating high school in California at just 15 and moving on to nursing school.
Her father was in the military.
McClain s family said she has no history of mental illness, but that is the only explanation they can come up with now.
Something snapped in her. She really, really believed that that baby was hers. She really believed that baby was hers, McClain s grandmother said.
Mclain s mother said she is trying to figure it all out.
They are trying to make my baby out to be a monster. She is so not like that. I don t know. I don t know, she is sick. She had to have snapped. I don t know, said Mcclain s mother.
The suspect s grandmother agreed.
That what happened. It is unexplainable, she said.


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Amaze Every Customer Ever Time: 52 Tools for Delivering the Most Amazing Customer Service on the PlanetHardback
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- Format: Hardback | 233 pages
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- Publication date: 3 September 2013
- Publication City/Country: Austin
- Sales rank: 386,577
Product description
You must deliver an amazing customer experience. Why? It is the competitive edge of new-era business--in any market and any economy. Renowned customer experience expert Shep Hyken explains how consistently amazing customers through stellar service can elevate your company from good to great. All transformations require a role model, and Shep has found the perfect role model to inspire your team: Ace Hardware. Ace was named as one of the top ten customer service brands in America by "Businessweek" and ranked highest in its industry for customer satisfaction. Through revealing stories from Ace's over-the-top work with customers, Shep explores the five tactical areas of customer amazement: leadership, culture, one-on-one, competitive edge, and community. Delivering amazing service requires everyone in your organization to step up and be a leader. It doesn't take a title. It takes the right set of tools and principles. To help you empower employees at all levels, Shep brings the content to a deeply practical level. His 52 Amazement Tools--like "Ask the extra question" and "Focus on the customer, not the money"--are simple, clear, useful for almost anybody, and supported with compelling research and stories. Between these covers, you will find the tools and tactics you need to transform your company into a seriously customer-focused operation that will amaze every customer every time.
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Shep Hyken, customer service and experience expert, is the founder and Chief Amazement Officer at Shepard Presentations, where he helps companies build loyal relationships with their customers and employees. His clients range from companies with fewer than fifty employees to corporate giants, such as AT&T, American Express, General Motors, IBM, Kraft, Marriott, Toyota, Verizon, and many more. Shep is a "New York Times" and "Wall Street Journal" bestselling author of "Moments of Magic," "The Loyal Customer," "The Cult of the Customer" and "The Amazement Revolution." His articles have appeared in hundreds of publications. A prolific, award-winning speaker known for his content-rich, entertaining, and high-energy presentations, Shep has been inducted into the National Speakers Association's Hall of Fame for lifetime achievement. Learn more about Shep at www.Hyken.com. Follow on Twitter: @Hyken Like on Facebook: ShepHykenSpeaker Connect on LinkedIn: www.linkedin.com/in/ShepHyken Join on Google+: www.gplus.to/ShepHyken Watch on YouTube: www.YouTube.com/ShepHyken


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Purple Dinosaur!
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When I buy a soft toy, I look for the ones that don't have a lot of extremities or other parts hanging off and this dinosaur fits the bill. Toys with less 'parts' just last longer. The dogs always love the purple dinosaur. Although it doesn't last forever around our house, it is one of the toys that we are happy to keep replacing.
Pros: squeaky, soft
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Cold spell that hit Arizona ready to break
FLAGSTAFF, Ariz. -- Weather forecasters said the temperatures will gradually warm up this week in Arizona and should eliminate the possibility of more record low temperatures any time soon.
The last time Flagstaff had temperatures colder than they've been over the past five days was in late December 1990. This time around, the high was about 25 degrees over five days, and the low was negative 9 degrees.
The Flagstaff Fire Department expects more emergency calls this week as broken water pipes begin to thaw.
The much lower-lying Phoenix area is under a freeze warning until Wednesday morning, with a hard freeze warning in effect for Kingman, Tucson and other parts of southeastern Arizona.
Lettuce growers in southwestern Arizona are facing shortages because of persistent cold weather that has reduced the quality of the crops.
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Latest Linden Lab Stories
Integration offers Second Life users an easy, quick, and convenient way to purchase and receive Linden Dollars NEW YORK, Jan.
SAN FRANCISCO, Dec. 23, 2010 /PRNewswire/ -- Linden Lab®, creator of the 3D virtual world Second Life®, today announced that Rod Humble has become the company's Chief Executive Officer. Humble joins Linden Lab from Electronic Arts, where he was Executive Vice President for its EA Play label.
AUSTIN, Texas, July 14 /PRNewswire/ -- HomeAway®, Inc. - the world's leading online vacation rental marketplace - today announced the appointment of two extraordinary executives to its rapidly growing global team.
SAN FRANCISCO, June 24 /PRNewswire/ -- Linden Lab®, creator of 3D virtual world Second Life®, announced today that company founder Philip Rosedale has been named interim CEO, and CFO Bob Komin has assumed the additional role of COO.
SAN FRANCISCO, June 9 /PRNewswire/ -- Linden Lab®, creator of 3D virtual world Second Life®, announced today a strategic restructuring to increase focus on the company's consumer business including investments intended to enhance ease of use and participation in its virtual goods marketplace through browser-based and mobile applications. As part of the restructuring, Linden Lab will also improve its geographic and cost efficiencies.
SAN FRANCISCO, March 31 /PRNewswire/ -- Linden Lab® today announced several upgrades to its flagship product, Second Life®, including the release of a new, more intuitive user-interface; new capabilities for bringing Web content into its rich, interactive environment; and new orientation experiences to ease and expedite the path to getting started in Second Life.
SAN FRANCISCO, Jan. 19 /PRNewswire/ -- Linden Lab®, creator of 3D virtual world Second Life®, has appointed Bob Komin as Chief Financial Officer.
Creators of the virtual community known as Second Life have announced plans to launch a virtual marketplace for businesses.
Adult Virtual World Establishes Forum for Discussing Adult Content and Internet Freedom of Speech VANCOUVER, British Columbia, June 11 /PRNewswire/ -- Utherverse, Inc., developer of virtual worlds RedLightCenter.com and Virtual-Vancouver.com, today announced it will open a RedLightCenter.com embassy within Second Life on Friday, June 12th.
AUSTIN, Texas, May 5 /PRNewswire/ -- The popularity of computer games that create a virtual reality allow us to create our own different selves living in our own secret worlds where we can be a beautiful fashion model or an animal or a bully, and with our imagination, we can be and connect with -- and love -- others.
- A woman chauffeur.
- A woman who operates an automobile.


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Corporate public policy is one facet of an organization's overall strategic management. It addresses the company's obligations to the public, the stakeholders, and the firm's sense of morality when making decisions.
Chegg is one of the leading providers of homework help for college and high school students. Get homework help and answers to your toughest questions in math, calculus, algebra, physics, chemistry, science, accounting, English and more. Master your homework assignments with our step-by-step solutions to more than 3000 textbooks. If we don't support your textbook, don't worry! You can ask a homework question and get an answer in as little as two hours. With Chegg, homework help is just a few clicks away.


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Justin Bieber Thanks His Mother for Faith, Strength (and Helps Single Moms While He's At It)
Originally Posted: 06/04/2012 - 2:12pm | Type: Blog
You might not be a fan of Justin Bieber, but I'm willing to bet there's at least one young person in your life who is. And while it may be hard for us adults to believe, young Bieber, the Canadian po ...
Justin Bieber's Ecce Homo
Originally Posted: 01/11/2012 - 11:20am | Type: Blog
You might not have a clue who Bieber is. Or, if you are aware of the existence of the crown prince of Stratford, Ontario, you might not give two hoots about him. But I'm guessing that there is a young person i ...