text:
For reference, here is our prior post. http://www.bogleheads.org/forum/viewtopic.php?f=1&t=109349
Emergency Funds: Covered
Debt: 326K primary mortgage - 15 year note @ 4.375%; 2 years into it - Plan to refinance. Appraisal when bought was 500K; paid 455K.
UPDATE: Debt 326K primary mortgage - Refinancing pending, Closing end of March. 10 year @ 2.75%; done by local Wells Fargo, closing costs about 3K
Tax Filing Status: Married filing jointly
Tax Rate: 35% federal, 0% State
State: Texas
Age: Me - 32, Her 31
Portfolio Size: Mid Six Figures
Desired Assest Allocation: 68% Stocks / 32% Bonds (We used the Age idea)
Desired International Allocation: 20% (We like the 'core 4' model which has a slight tilt)
Desired Allocation Overall: Bonds: 32%, US Stock: 40%, Int Stock: 20, Tilt: 8%
Current Actual Allocation: Bonds: 32.33%, US Stock: 36.33%, Int Stock: 19.88%, Tilt: 7.81%, Cash 3.6%
3.6% CASH - Her Company Stock we sold, and being sent to us and intend to send this to Vanguard and put in US Total Index. This more will place are allocations above on target.
9.32% Vanguard Total International Stock Index Fund Admiral Shares
7.39% Vanguard Total Stock Market Index Fund Admiral Shares
7.91% Vanguard Total International Stock Index Fund Admiral Shares
7.91% Vanguard Total Stock Market Index Fund Admiral Shares
0.96% Vanguard Money Market - Intend to use this as 'play' with random stocks
HIS Roth 401K - Original Company no longer worked for, currently held with 'Northwestern Bank'. I probably should roll this to my actual Vanguard account.
2.67% Vanguard Total International Stock Index Fund
HIS Roth IRA - No longer qualify to contribute to this.
2.18% Vanguard Mid-Cap Index Fund Admiral Shares
HIS Traditional IRA - I cannot do a backdoor because I fully fund a Sep IRA.
5.97% Vanguard Total Stock Market Index Fund Admiral Shares
2.90% Vanguard Small-Cap Index Fund Admiral Shares
HIS SEP IRA - This is my primary retirement vehicle at this point and time
13.24% Vanguard Total Stock Market Index Fund Admiral Shares
3.51% Vanguard Total Bond Market Index Fund Admiral Shares
1.77% Vanguard REIT Index Fund Admiral Shares
HER Traditional IRA - We are discussing with our accountant about rolling this over to a Roth.
1.82% Vanguard Total Stock Market Index Fund Admiral Shares
HER 401K - Primary Investment vehicle by her current company; there is a match and we fund this fully.
20.17% Fidelity US Fixed Income 0.05%
8.64% Fidelity US TIPS Bond Index 0.07%
Other options for HER 401K:
Fidelity Target Dates 2015, +5 years up to 2055. Net Exp Ratio is 0.09%
Equity Index Growth 0.04%
Equity Index Value 0.04%
Intl Equity Index 0.09%
Russell 2000 Index 0.04%
S&P 500 Index 0.02%
Emergency Markets Index 0.18%
Income 0.40%
US Fixed Income 0.05%
US Fixinc Short Dur 0.05%
US TIPS Bond Index0.07%
World Government Bond Index 0.07%
HER Company Stock 0.02%
First of all a big Thank You as we have learned much and have dumped a lot of money into the markets over the past couple weeks. We hope we can stay the course and follow all the bogleheads advice we have read about. I dont think we will have any issue.
So we made MANY changes if you look at our prior post and are just about where I think we need to be and just wanted to get another good once over by the experts on here. A few partciular questions we have...
1.) On HER 401K, is splitting up part of our Bonds Allocation into those TIPS a good idea? Or is it better to be in all US Fixed Income?
2.) We wanted an 8% Tilt, originally our idea was all REIT. I talked to my CPA who also gives independent financial advice; he liked our plans here but said we really needed some mid and small cap funds. Were we appropiate to buy the Vanguard Small Cap and Mid Cap Index funds and include those in our 'Tilt' calculations? I see there are also Small/Mid Growth and Value Funds. Are we in the right one, or should we be elsewhere..such as the Growth or Value Fund?
3.) Did we allocate correctly for tax purposes? I think we did, but I could have missed something. I am happy to move things around if needed.
As far as rebalancing in her 401K, I am not certain if this is such a great idea as this is NOT with Vanguard and we prefer to stick with Vanguard. I posted her avalible funds above; its with Fidelity. We went with ALL Bond allocation in that one account because those two funds seemed to be the best for her account? Let me know if somehow my thinking is flawed.
On rebalancing, I will continue to fully fund my SepIRA and her the 401K. Going forward, I think we can always use her 401K to buy those bond funds, and my SepIRA has the more flexiblity for rebalancing and such?
Points taken on not tinkering too much. Call me hard headed, but I really do want to keep a tilt for a while anyways. I am going to look at ditching the small and mid cap index into one small value index.


text:
Trussardi Fresh
Trussardi Fresh
by Trussardi
MFor Men
Item #
- Design House: Trussardi
- Fragrance Notes: Citrus fragrance with notes of cinnamon, honeysuckle, patchouli, musk, cedar and patchouli
- Year Introduced: 1999
- Recommended Use: casual
No reviews written for this product
1 - 5 (of 2 Reviews)
bought several differnt colognes my wife loves the Fresh the best .. so the other 3 I only wear to work & save Fresh to were around her. I'll get getting more.
Written by Justin on July 07, 2009Read Review details ►
Excellent, beautiful bottle, so good, so good, I got it...
Written by Kirikou26 on March 30, 2007Read Review details ►
1 - 5 (of 2 Reviews)

subset: commoncrawl


text:
'Responsively repurpose' is the theme of the Surplus Store, where the staff collects and sells items that someone at Grand Valley no longer needs.
Find what you might be looking for by reading more here.
The Regional Math and Science Center grew from a need in West Michigan for excitement and engagement in science and mathematics K-12 education. Learn about its beginnings and how the center expanded to now offer a multitude of programs for more than 6,000 students and 600 teachers by clicking here.
More than 3,500 student employees at Grand Valley help with daily tasks that keep the university running.
Click here to learn about some of the more unusual jobs on campus through a photo essay and video.
Like cities across the country, leaders in Grand Rapids are trying to figure out how to retain talent and keep college graduates and young professionals.
Mayor George Heartwell enlisted the help of students. Learn about their recommendations by clicking here.
George Grant Jr., dean of the College of Community and Public Service, has worked at Grand Valley for nearly two decades.
He talks about his career path, 10th anniversary of the college and his passion for community engagement in this story, click here.


text:
Food Habits
Southern elephant seals feed exclusively when they are at sea. For this reason not much is known about what they eat. The main known sources of food are squid, crabs, shrimp, fish, and sharks. This prey is obtained both near the surface and also during very deep dives. They have been known to eat bottom dwelling fish. ("Elephant Seal", 2002; "Elephant Seals", 1983; "Southern Elephant Seal", 2003; Anderson, 2003; Crown, 1997; Nichols et al., 2003; Seal Conservation Society, 2001; Slip and Clippingdale, 2002; Slip, 1995)
- Bradshaw, C., M. Hindell, N. Best, K. Phillips, G. Wilson, P. Nichols. 2003. You are what you eat: Describing the foraging ecology of southern elephant seals using blubber fatty acids. Proceedings of the Royal Society of London, 270: 1283-1292.


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Description:IBM 18.2GB Wide Ultra SCSI 7200RPM HPIBM FRU# 59H6997IBM Option# 37L5725IBM Assembly# 01K8055
Overview:The Netfinity 18.2GB Wide Ultra SCSI Drive gives you many extras in addition to its huge amount of file storage space. You can double your disk storage capacity in your IBM Netfinity and IBM PC Server systems with this hard disk drive and the drive will provide excellent performance with rotational speeds of 7200 rpm and maximum bursting data transfer rates of up to 40 MBps. It also features Self-Monitoring Analysis and Reporting Technology (S.M.A.R.T.) and Netfinity Manager software give the IBM Netfinity and IBM PC Server system the high-availability it needs for business-critical applications.
GenerationUltra Wide
Part Number37L5725
Products ID458071
Form FactorEnterprise
Capacity18.2 GB
InterfaceIDE/EIDE - SCSI
Drive Dimensions3.5" x 1/2H (Half Height)
Spindle Speed7200 RPM
External Data Transfer Rate40 MBps
Seek Time8.5 ms
Average Latency4.17
Interface (Detailed)SCSI-3 Ultra Wide (16-bit)
Dimensions (HxWxD)1.63 in x 4 in x 5.75 in
Weight1.98 lbs


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The Killers Biography & News
The Killers Details
|Official site
About The Killers
Another 'Hot Fuss' over The Killers
Everyone is making a "Hot Fuss" over The Killers these days. That's because June 7th marked the 10-year anniversary of the album's release – an all-conquering debut for the band by any standard.
Of course a ten-year anniversary will often be cause for reminiscing, and the Internet celebrated the milestone with articles, photo galleries, and columns to rank the tracks of the classic album from top to bottom (In case you're curious, Vanyaland's No. 1 song was "Smile Like You Mean It," while the 'worst' track went to "Andy, You're a Star," which was called 'herky, jerky and awkward').
All the fuss comes at the same time The Killers are working to promote their greatest hits compilation, "Direct Hits," also marking their decade together as a band. That album dropped November 11, 2013 in a number of different editions, including an "Uber Deluxe" version which featured a picture book of the band's history. Two singles were spawned from the release – "Shot At the Night" and "Just Another Girl."
Following the band's wildly successful 2013 Battle Born world tour, in which they performed in 50 countries and headlined stages on six different continents, the road warriors continue their trek in 2014. Their calendar is packed for the summer and includes dates at both North American and U.K. music festivals.
The Killers recently headlined the Hangout Festival on the beaches of Gulf Shores, Alabama. They braved heat, humidity, high winds and sandstorms to play for the fans. And naturally… they killed it.
The Killers show what all the 'Fuss' is about (Created July 26, 2013)
What's all this "Hot Fuss" about the Killers? These guys have been making a name for themselves since they formed in Las Vegas in 2001. And all the commotion surrounding the band? It's only gotten louder since their debut album nearly a decade ago.
The band -- comprised of lead vocalist and keyboardist Brandon Flowers, guitarist Dave Keuning, bassist Mark Stoermer and drummer Ronnie Vannucci Jr. – are known for hit songs like "Mr. Brightside," "When We Were Young, "Somebody to Hold Me" and "All the Things That I Have Done."
Named after a fictional band in a video, The Killers' debut album (the aforementioned "Hot Fuss") skyrocketed the band to international fame in 2004. Since then, they've released four albums that have sold more than 20 million copies worldwide, earned them seven Grammy awards and a variety of other industry accolades.
Road warriors all, Flowers and the guys toured for two straight years after the release of "Hot Fuss," playing more than 400 shows and repeatedly headlining some of Europe's biggest festivals. They've also played sold out shows in places like Madison Square Garden, and on June 22, 2013 performed at the 90,000 capacity Wembley Stadium in London in what was their biggest show to date.
The Killers are still living the rock 'n' roll lifestyle in 2013, with dates now booked well into the fall. Those are mostly North American dates, but also include stops in Singapore, the Philippines, Taiwan, Japan and the United Arab Emirates from late September and into October.
Neon Trees 'Sleeps With A Friend' on North American Tour
Pop/rock outfit Neon Trees is taking its Pop Psychology (they are not therapists—it's just the name of their latest release) on tour in North America, starting next month. Dubbed the First Things First Tour, the tour will kick off in San Francisco, CA at Golden Gate Park on September 28, and then continue to Santa…Read more
The Killers Ticket PricesFind Tickets
Past 12 Months
$187Average Price
$542High price
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Cost for Upcoming The Killers Shows
$270Average Price
$358 - 1,294Listing RangeIn Secondary Market
Past Tour Dates for The Killers
The Killers Tour Dates 2015
date city state venue 01/31/2015 Ubach-Palenberg Rockfabrik
The Killers Tour Dates 2014
date city state venue 08/21/2014 Belfast Ant Boucher Playing Fields 08/19/2014 Glasgow Glg Bellahouston Park 08/17/2014 Chelmsford London Hylands Park 08/16/2014 Shifnal Tfw Weston Park 08/15/2014 Liverpool Lan O2 Academy Liverpool 08/09/2014 San Francisco CA Golden Gate Park 08/09/2014 San Francisco CA The Independent 08/08/2014 San Francisco CA Golden Gate Park 07/10/2014 Montreal QC Bell Centre 07/09/2014 Ottawa ON Lebreton Flats 07/08/2014 Quebec QC Plains Of Abraham 07/03/2014 Ottawa ON Lebreton Flats 07/03/2014 Quebec QC Plains Of Abraham 07/03/2014 Quebec QC Quebec City Festival 05/16/2014 Gulf Shores AL Gulf Shores Beach 05/15/2014 Bethlehem PA Sands Bethlehem Event Center 05/14/2014 Uncasville CT Mohegan Sun Arena
The Killers Tour Dates 2013
date city state venue 11/08/2013 Amsterdam Nhl Paradiso 11/06/2013 London Lnd Eventim Apollo 10/27/2013 Las Vegas NV Downtown Las Vegas 10/27/2013 Las Vegas NV Downtown Las Vegas 10/26/2013 Las Vegas NV Downtown Las Vegas 10/26/2013 Las Vegas NV Downtown Las Vegas 10/11/2013 Dubai DU Atlantis, The Palm 10/08/2013 Tokyo 13 STUDIO COAST 10/07/2013 Tokyo 13 STUDIO COAST 09/26/2013 Manila Smart Araneta Coliseum 09/07/2013 Pittsburgh PA Stage AE 09/07/2013 Saint Louis MO The Highlands At Forest Park 09/07/2013 Saint Louis MO Central Field Forest Park 09/06/2013 Windsor ON The Colosseum at Caesars Windsor 08/17/2013 Miami FL American Airlines Arena 08/16/2013 Orlando FL Hard Rock Live 08/15/2013 Alpharetta GA Verizon Wireless Amphitheatre at Encore Park 08/13/2013 Charleston SC Family Circle Magazine Stadium 08/12/2013 Raleigh NC Red Hat Amphitheater 08/10/2013 Columbia MD Merriweather Post Pavilion 08/09/2013 Atlantic City NJ Borgata Event Center 08/08/2013 Newark NJ Prudential Center 08/06/2013 Columbus OH Lifestyle Communities Pavilion 08/05/2013 Cleveland OH Jacobs Pavilion at Nautica 08/03/2013 Bonner Springs KS Cricket Wireless Amphitheater - KS 08/03/2013 Chicago IL Grant Park 08/02/2013 Chicago IL Grant Park 08/02/2013 Chicago IL Grant Park 08/01/2013 Saint Paul MN Roy Wilkins Auditorium 07/13/2013 Dublin D Phoenix Park 07/12/2013 Kinross ?? Balado Airfield 07/12/2013 Kinross Pkn Balado Park 07/11/2013 Kinross Pkn Balado Park 07/02/2013 Kiev Palace of Sports 06/22/2013 London London Wembley Stadium 06/17/2013 Brussels Bru Forest National 06/15/2013 Newport Iow Seaclose Park 06/14/2013 Landgraaf Lim Megaland 06/13/2013 Newport Iow Seaclose Park 06/10/2013 Paris Ile Zenith de Paris 06/06/2013 Esch-sur-Alzette L Rockhal 05/19/2013 Camden NJ Susquehanna Bank Center 05/18/2013 Brooklyn NY Barclays Center 05/16/2013 Cincinnati OH The Shoe at Horseshoe Casino 05/15/2013 Toronto ON Air Canada Centre 05/12/2013 Nashville TN Grand Ole Opry House 05/10/2013 Cedar Park TX Cedar Park Center 05/09/2013 Grand Prairie TX Verizon Theatre at Grand Prairie 05/08/2013 Houston TX Bayou Music Center 05/06/2013 El Paso TX Abraham Chavez Theatre 05/05/2013 Albuquerque NM Isleta Amphitheater 05/05/2013 Albuquerque NM Isleta Resort and Casino 05/04/2013 Tucson AZ Tucson Electric Park 05/04/2013 Tucson AZ Tucson Electric Park 05/02/2013 Los Angeles CA Los Angeles Sports Arena 05/01/2013 Anaheim CA Honda Center 04/28/2013 San Francisco CA Bill Graham Civic Auditorium 04/27/2013 San Francisco CA Bill Graham Civic Auditorium 04/12/2013 Guadalajara Jal Estadio 3 De Marzo 04/10/2013 Monterrey ?? Arena Monterrey 04/09/2013 Monterrey ?? Arena Monterrey 04/04/2013 Lima Estadio Nacional 04/02/2013 Santiago RM Movistar Arena 03/31/2013 Buenos Aires C Geba/ Jorge Newbery 03/27/2013 Asuncion Jockey Club 03/26/2013 Asuncion Jockey Club 03/21/2013 Uppsala Uppsala Domkyrka 03/12/2013 Paris Ile Zenith de Paris 03/11/2013 Amsterdam A Ziggo Dome 03/09/2013 Esch-Alzette Kulturfabrik Esch-Alzette 03/08/2013 Crans VS Caprices Festival 03/08/2013 Brussels Bru Forest National 03/07/2013 Cologne NW Lanxess Arena 03/05/2013 Munich ?? Zenith - Munich 03/04/2013 Hamburg HH O2 World Hamburg 03/01/2013 Oslo 03 Telenor Arena 02/28/2013 Johanneshov Sto Ericsson Globe Arena 02/26/2013 Helsinki ?? Hartwall Arena 02/22/2013 Dublin D The O2 - Dublin 02/21/2013 Belfast Ant Odyssey Arena 02/18/2013 Manchester Lancashire Manchester Arena 02/17/2013 Manchester Lancashire Manchester Arena
The Killers Tour Dates 2012
date city state venue 12/29/2012 Las Vegas NV Live At The Chelsea Ballroom, Cosmopolitan Las Vegas 12/28/2012 Las Vegas NV Live At The Chelsea Ballroom, Cosmopolitan Las Vegas 12/21/2012 Chicago IL UIC Pavilion 12/20/2012 Ypsilanti MI Eastern Michigan University 12/18/2012 Fairfax VA Patriot Center 12/17/2012 Boston MA Agganis Arena 12/15/2012 Toronto ON Air Canada Centre 12/14/2012 New York NY Madison Square Garden 12/13/2012 Camden NJ Susquehanna Bank Center 12/09/2012 Universal City CA Gibson Amphitheatre 12/08/2012 Oakland CA Oracle Arena 12/07/2012 San Diego CA Viejas Arena 12/05/2012 Portland OR Moda Center 12/04/2012 Seattle WA Key Arena 12/03/2012 Vancouver BC Pacific Coliseum 11/30/2012 Orem UT UCCU Center 11/29/2012 Broomfield CO 1St Bank Center 11/17/2012 London The O2 11/16/2012 London The O2 11/14/2012 Manchester Lancashire Manchester Arena 11/13/2012 Manchester Lancashire Manchester Arena 11/09/2012 Liverpool Msy Liverpool Echo Arena 11/09/2012 Liverpool Msy Liverpool Echo Arena 11/08/2012 Sheffield South Yorkshire Motorpoint Arena 11/05/2012 Cardiff Cardiff Motorpoint Arena Cardiff 11/04/2012 Newcastle Upon Tyne T & W Metro Radio Arena 11/03/2012 Nottingham Nottinghamshire Capital FM Arena Nottingham 10/31/2012 Birmingham Warwickshire Genting Arena 10/27/2012 Aberdeen Abe Aberdeen Exhibition Centre 10/26/2012 Glasgow Glasgow City SECC 09/26/2012 Los Angeles CA Fonda Theatre 09/22/2012 Toronto ON Sound Academy 09/18/2012 Bronx NY Paradise Theater 09/10/2012 London Lnd The Forum 09/04/2012 Oslo 03 Sentrum Scene 09/01/2012 London London Roundhouse 08/31/2012 Stradbally Laoighis Stradbally Hall 08/19/2012 Chelmsford London Hylands Park 08/18/2012 Shifnal Tfw Weston Park 08/18/2012 Chelmsford London Hylands Park 08/18/2012 Shifnal Tfw Weston Park 08/18/2012 Chelmsford London Hylands Park 08/17/2012 Leeds Yorkshire O2 Academy Leeds 07/23/2012 New York NY Webster Hall 07/20/2012 Dover DE Dover International Speedway 07/20/2012 Richmond VA The National
The Killers Tour Dates 2011
date city state venue 07/21/2011 San Francisco CA Rickshaw Stop 07/20/2011 Las Vegas NV Body English
The Killers Tour Dates 2009
date city state venue 10/03/2009 Miami FL American Airlines Arena 10/02/2009 Tampa FL USF Sun Dome 10/01/2009 Orlando FL The Venue At Ucf 09/28/2009 Phoenix AZ Web Theatre 09/26/2009 Salt Lake City UT The E Center Of West Valley City 09/25/2009 Boise ID Quest Arena 09/24/2009 Portland OR Portland Memorial Coliseum 09/22/2009 Sacramento CA Sleep Train Arena 09/19/2009 Las Vegas NV Mandalay Bay Resort Event Center 09/18/2009 San Diego CA Cox Arena 09/16/2009 Los Angeles CA Hollywood Bowl 09/15/2009 Irvine CA Bren Events Center 09/13/2009 Santa Barbara CA Santa Barbara Bowl 09/12/2009 Mountain View CA Shoreline Amphitheatre 09/09/2009 Morrison CO Red Rocks Amphitheatre 09/06/2009 Toronto ON Molson Canadian Amphitheatre 09/05/2009 Montreal QC Quai Jacques-Cartier 09/04/2009 Boston MA TD Garden 09/02/2009 Holmdel NJ PNC Bank Arts Center 09/01/2009 Wantagh NY Nikon at Jones Beach Theater 08/31/2009 Columbia MD Merriweather Post Pavilion 08/08/2009 Elizabeth IN Horseshoe Southern Indiana


text:
Erica S Spatz MD, MHS
Assistant Professor of Medicine (Cardiology)
Departments & Organizations
Office of Student ResearchInternal Medicine: Cardiovascular Medicine: Center for Outcomes Research & Evaluation (CORE)
Research Interests
Cardiovascular disease; cardiovascular outcomes; quality of care; healthcare disparities; utilization; shared decision-making more...
- B.S., Vanderbilt University, 05/1997
- M.H.S., Yale University School of Medicine, 06/2010
- M.D., Ben Gurion University, Israel, 2003
Selected Publications
- Spatz ES, Canavan ME, Desai MM. From Here to JUPITER: Identifying New Patients for Statin Therapy Using Data from the 1999_2004 National Health and Nutrition Examination Survey. Circ Cardiovasc Qual Outcomes 2009(2): 41-48
- Spatz ES, Ross JS, Desai MM, Canavan ME, Krumholz HM. Beyond Insurance Coverage: Usual source of care in the treatment of hypertension and hypercholesterolemia. Data from the 2003-2006 National Health and Nutrition Examination Survey. American Heart Journal. 2010. 160:115-21.
- Spatz ES, Phipps MS, Wang OJ, Lagarde S, Curry L, Lucas G, Rosenthal MS. Expanding the safety-net of specialty care for the uninsured. Health Services Research. February 2012. 47(1pt2): 344-362.


text:
Pension Hotspots: Tucson, AZ, and Pacific Grove, CA
June 28, 2013
By Josh Altic
The monthly Pension Hotspots Report covers all aspects of local pension reform ballot measures in the recent past, the present and the near future. It is your one-stop location for comprehensive coverage of efforts to reform local public pensions. The Hotspots report will cover:
- the pension reform measures that are on the ballot
- how these measures were put on the ballot
- the states in which these measures are ocurring
- the number of pension reform ballot measures that have been approved or defeated
- contextual information about the role of local ballot measures in pension reform
- information about which organizations are supporting pension reform and which are opposing it.
This month's edition features an initiative in Tucson, Arizona, seeking to completely overhaul the pension plans of new non-public-safety city employees and an initiative to rollback an allegedly illegal city employee pension increase from a decade ago in the city of Pacific Grove, California. This edition will also discuss a group of influential pension reformers that met in Sacramento in May and the possibility of a 2014 pension-related initiated constitutional amendment in California.
Pension reformers work to qualify an initiative overhauling the Tucson employee retirement plan for the November ballot:
The city of Tucson has a $940 million retirement fund, which is underfunded by 37%.[1] On May 30, petitioners filed a pension reform initiative in Tucson, leaving them a little over one month to collect the required 12,730 valid signatures before the July 5 deadline in order to qualify the initiative for the November 5, 2013 ballot. Initiative proponents say that the proposed pension reform will protect the pensions of current employees while providing a sustainable plan for new hires and protecting tax payers against ballooning pension costs. This initiative, referred to by supporters as the "Sustainable Retirement Benefits Act," seeks to amend chapter XXIII of the Tucson City Charter.[2][3] The city currently operates on a defined benefit plan system in which employees contribute a portion of their income and are guaranteed a fixed retirement check. If the city's investments do not earn enough to provide these benefits, the city taxpayers make up the difference. Under the plan proposed by this initiative measure, new non-public-safety employees would have a defined contribution plan, in which they would still put money into their retirement funds, but their benefits would depend on how much they contribute and how successful the city's investments are.[1]
The proposed pension reform initiative is sponsored by a group called "The Committee for Sustainable Retirement."[4] Some of the signatures required to qualify the measure for the ballot are being collected by Zimmerman and Associates, which is a paid petition drive management company.[5]Peter Zimmerman of Zimmerman and Associates said that, although there is a tight deadline, he believes the petition will be successful since there have been 12 paid circulators collecting signatures since June 1. Petitioners plan on turning in signatures on July 2.
Initiative proponents argue that Tuscon's current defined benefit plan is not sustainable. They say that in order to make up the 37% shortfall in the current plan without pension reform, the city will either have to hike taxes on residents or cut city services. Supporters also argue that their proposed initiative will provide a sustainable option for the city - one similar to many found in the private sector - that will provide benefits to city employees without putting taxpayers or the city in financial danger.[1] Zimmerman said: "In our mind, everybody wins on this thing. The employees will still have their pensions and it will save taxpayer money in the long run and we won't have to cut city services if people don't want to raise taxes."[6][4]
2013 Arizona pension reform measures:
- City of Tucson Pension Reform Initiative: This initiative seeking to overhaul the Tucson City employee pension plan is currently in the signature gathering stage.
Proposition 201: City of Phoenix Pension Reform Proposition: This measure was put on the ballot through unanimous city council referral and won overwhelming approval at the polls.
Proposition 202: City of Phoenix Pension Reform Proposition: This measure was also put on the ballot through unanimous city council referral and was overwhelmingly approved.
Pacific Grove city council members sidestep direct democracy by seeking declaratory relief from the court on controversial pension reform initiative:
In late 2012, petitioners filed an initiative with 1,195 valid signatures in Pacific Grove, attempting to rollback a police pension increase made by 2002 Ordinance 02-18. This increase gave police officers a "3% at 50" plan, in which employees can retire at age 50 and annually receive a percentage of their highest salary, with the percentage equal to three times the number of years they were employed.[7] The initiative filed in 2012 argues that the pension increase of 2002 was approved because a California Public Employees Retirement System (CalPERS) actuarial forecast of the costs of this increase was illegally withheld from city council members.[8] Instead, they were provided with a 17-page CalPERS report that estimated state costs would remain the same. This is in contrast to the projected potential increase in state costs to $3.9 billion by 2010 - the statistics listed in the withheld actuarial forecast. The Pacific Grove city council had two chances to either enact this initiative ordinance into law or send it to a vote of the people, and both times they found loopholes to avoid doing either.[9]
On May 1, unwilling to risk this initiative going the route of 2010 Measure R, which was approved by voters and then overturned in court after expensive litigation, they avoided pursuing either route and, instead, commissioned an independent report on the initiative. Councilman Ken Cuneo said the council needed the report to see if this measure "is going to be a turkey or if it will fly."[7] Councilman Robert Huitt, the only member who was also on the council for the 2002 pension increase decision, admitted that Ordinance 02-18 may have been enacted illegally. However, he questioned whether this citizen initiative was the proper way to remedy the decade-old problem. He expressed doubt about whether the proposed measure is a "legitimate exercise of legislative powers" or a judicial action, as it merely tries to overturn previous legislation. Huitt said, "As far as I can tell, it's silent on legislative intent."[7][10]
The report, which was presented at the May 15 council meeting, concluded that the initiative was likely to be illegal, and would subsequently trigger firefighters, police officers and possibly CalPERS itself to sue, resulting in the probable judicial overruling of the measure.[11] Michael G. Colantuono, Esq., one of the attorneys who analyzed the initiative, presented the independent report during the May 15 council meeting and personally encouraged the council to seek declaratory relief from the courts. Colantuono pointed to the three year statute of limitations as one reason that this initiative, seeking to overturn an agreement made over a decade ago, would be found illegal. He also said that since this measure seeks to take back pension money that was promised to current employees and retirees, it would not pass legal muster. Referring to the city's current pension cost problems, he said that "a quick fix is an illusion." Colantuono wrapped up his presentation by asking the council this question: "Does it sound like fundamental fairness to you to say to a retiree: sorry that you made life-planning decisions based on this pension but the city manager in 2002 or who ever it was didn't make public a report that the law required to be made public and because of that screw up we have to take your pension back and you gotta figure out how to plan your retirement and take care of your dependents?" He then said that if it did seem unfair, the law would probably deem it so, as well. David Henderson, a proponent of the initiative who spoke at the council meeting, had this to say in response to Colantuono: "It's also unfair to the taxpayers to have us pay forever for this big mistake."[10]
The city council voted 6-0, with one absentee, to seek a court ruling instead of placing the initiative on the ballot or enacting it into law. Colantuono estimated that this type of court decision would be complete in six to nine months, after which time the council will consider the initiative again in the light of the judicial ruling.[10]
2013 California pension reform measures
City of Pacific Grove Pension Increase Rollback Initiative: Pacific Grove council members are currently awaiting a court decision on the legality of this initiative.
City of Lost Angeles Pension Reform Initiative: This measure never reached the ballot since petitioners did not acquire the required number of signatures.
Measure LA-B: City of Los Angeles Fire and Police Pension Plan: This measure was put on the ballot and approved by 58% of voters.
Looking forward
|2013 Pension Measure Count
|Number proposed:
|Coming up:
|Decided measures:
|Number approved:
|Number defeated:
| California
Influential reform advocates gather to plan the revitalization of the pension reform movement, while others plan a 2014 California-wide amendment to further their cause:
On May 22, a bi-partisan group of around 70 pension reform supporters met at a gathering held by former San Diego Councilman Carl DeMaio to plan the next steps toward pension reform efforts. Meanwhile, other reform advocates are beginning to plan a 2014 initiated constitutional amendment that could possibly focus on explicitly authorizing cities to change the benefit plans of existing employees, which is the issue at the center of the court case over the 2012 San Jose pension reform measure. In an article on Watchdog.com, Steven Greenhut, vice president of journalism at the Franklin Center, reports initiative drafters are also considering many other strategies for cutting down on pension costs, including requiring voter approval for any defined benefit pension plans - which tend to build public debt - increasing employee contributions, limiting pension spiking, reforming the death-and-disability system or putting a cap on "pensionable pay" that employees in troubled systems can receive. According to Greenhut, reform advocates may even look towards changing the California Public Employees' Retirement System governing board. Greenhut went on to propose that the reform movement will soon be on the rise, writing, "As governments find it tougher to fulfill pension promises to retired employees, the reform movement will become re-energized."[12]
The pension reform movement in California has also potentially gained a valuable ally in the John and Laura Arnold Foundation. This foundation, run by billionaire John Arnold and his wife, Laura Arnold, seeks to improve outcomes for criminal justice, education, public accountability and research integrity. Pension reform has fallen into the category of public accountability, as the discrepancy between promised pension payments and available funds for these payments in the U.S. has skyrocketed. According to the latest report from the nonpartisan Pew Charitable Trust, these unfunded pension liabilities have reached a sum of more than $1 trillion. The Arnold Foundation website features this statement in its section on areas of focus: "The cost of public employee benefits in most states and communities is unsustainable." The website goes on to say, "The economic and social costs of this looming crisis are potentially crippling to our nation. We seek to remedy this untenable situation by promoting transparency and concrete solutions that address the problem in a manner that is comprehensive, lasting, and fair to all parties."[13] Josh McGee, the foundation's vice president for accountability, attended Carl DeMaio's May 22 meeting in Sacramento and joined the discussion about seeking viable strategies for pension reform in California. McGee stated that the Arnold Foundation had not yet decided to fund pension reform efforts in California, nor how it would go about doing so if the decision were made. "We don't want to do a bunch of one-off efforts," he said. "We want to see if we can build momentum for a sustained reform effort in the state, and nationally." Officials from the foundation did reportedly reach out to two pension reform advocates in California to ask questions concerning ballot initiatives.[14]
Pension reform court cases
Pacific Grove City pension reform overturned in Court despite overwhelming voter approval: The Pacific Grove council's decision to seek declaratory relief from putting the Initiative to Void Ordinance 02-18 on the ballot occurred shortly after a court ruling on another Pacific Grove pension reform measure from three years ago. Measure R, which established city contribution caps on pensions for city employees, was put on the ballot in 2010 and received overwhelming support from the voters, with a nearly 74% approval rate. But on May 17, Judge Thomas Wills, of the Monterey County superior court, ruled that Measure R violated the "vested rights" of employees to receive the pension benefits promised to them when hired, making it unconstitutional.[9]
A lawsuit contesting last year's San Jose pension reform ballot measure has been approved by Attorney General Kamala Harris: Early in May, attorney General Kamala Harris gave the green light to a lawsuit filed by the San Jose Police Officers' Association (SJPOA) against the City of San Jose over Measure B, which gives current city workers "the option of switching to a lower pension or staying in the current plan and paying off pension debt with annual contribution increases of 4 percent of pay, capped at 16 percent or half the debt cost."[15] Measure B won overwhelming voter approval in 2012 with 69% of electors voting for it. But now SJPOA, citing an NBC Bay Area investigation, seeks to overturn the measure on the basis that the city failed in its duty under the Meyers-Milias-Brown Act to bargain with the unions in good faith before putting Measure B on the ballot. The lawsuit also claims that the city exaggerated future pension costs to give a false sense of need for pension reform in order to rally support for the measure.[16]
List of 2013 local pension measures
See also
External links
- LJAF SOLUTION PAPER: Creating a New Public Pension System
- Text of Tucson City Initiative
- Initiative to void ordinance 02-18
- Pacific Grove city council meeting May 15
- Pacific Grove May 15 council meeting agenda
- Pension Litigation Summary
- Lawsuit filed with California Supreme Court against San Jose Measure B
- ↑ 1.0 1.1 1.2 Arizona Daily Star, "Public vote sought to rein in city pensions," June 6, 2013
- ↑ The full text of the Tucson Pension Reform Initiative
- ↑ Tucson City Charter
- ↑ 4.0 4.1 Full text of the initiative
- ↑ Cite error: Invalid
<ref>tag; no text was provided for refs named
- ↑ Tucson Weekly, "New Initative Would Scrap Tucson's Pension Program," June 5, 2013
- ↑ 7.0 7.1 7.2 The Herald, "Pacific Grove wants report on controversial public pension ballot measure," May 2, 2013
- ↑ Calpensions.com, "SB400 pension boost: uncanny forecast unheeded," July 27, 2010
- ↑ 9.0 9.1 Foxandhoundsdaily.com, "Pension Measure Wave Crests, Court Slog Remains", May 20, 2013
- ↑ 10.0 10.1 10.2 Pacific Grove city council meeting May 15
- ↑ Pacific Grove City Council May 15, 2013, meeting agenda
- ↑ Watchdog.org, "Pension reformers regroup to launch new fight," June 24, 2013
- ↑ Arnold Foundation Website
- ↑ Reuters, "Texas hedge fund billionaire seeks California pension reform," June 25, 2013
- ↑ PublicCEO.com,"Will San Jose & Sand Diego 'B' for pension reform?," May 8, 2012
- ↑ NBC Bay Area, "AG Approves Measure B Lawsuit Citing NBC Investigation," April 30, 2013


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If you are an educator at the high school or college level, visit our Education Discount Policy page to establish an education account number.
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text:
I would like to use Compile with functions defined outside Compile.
For example if I have the two basic functions F and G
F[x_] := x + 2
G[x_] := x
And I want to compute F[G[x]] in Compile
compiledFunction = Compile[{{x, _Real, 0}}, F[G[x]] ]
The resulting compiled function calls MainEvaluate
compiledFunction // FastCompiledFunctionQ
Returns False, where FastCompiledFunctionQ checks if a compiled function calls MainEvaluate (in order to use normal Mathematica kind of code instead of one compiled using Compile), which is usually slower than compiled code.
Is there a way to go around this ?
More generally I want to compile almost any numerical Mathematica code that calls user defined functions (which themselves can call other user defined functions) and doesn't use symbolic computations.


text:
last stand wrote:kray28 wrote:Torn MCL is not a 6-12 month injury. For a complete tear, no surgery is needed, and it's a 2 month recovery. Partial tears, based on grade need even less down time.
Is that why athletes miss entire seasons with torn mcls
kenshi1023 wrote: Suddenly Nash is 100% and ready to play today, sources tell Y| Sports.
karacha wrote:Any news?
Steve Nash (leg) was examined by Lakers team doctor Steve Lombardo today and will be out at least one more week.
The Rock wrote:I guess he'll join us in the middle of stretch where we have 12 road games out of 18 after this homestand
https://twitter.com/KevinDing/status/267157263473586177Steve Nash (leg) was examined by Lakers team doctor Steve Lombardo today and will be out at least one more week.
Tobias Funke wrote:Based on comments he made recently, I wouldn't be surprised if Phil (as coach) gave Nash similar instructions that Brown did, to to go away from the triangle when he saw it fit, especially earlier in the season when the offense was new, eventually developing into diverse offense where everyone is comfortable and there are a million ways to attack the defense.
These instructions to Nash is the main reason I liked them using the Princeton and one of the few correct decisions that Brown made, yet ironically it blew up in his face because Nash decided to get the offense down quickly by focusing on the Princeton alot more frequently than most anticipated. When Kobe basically ran the offense he mixed it up more than Nash did.
The reasons I believe Nash would be fine in the triangle are the same as why I thought he'd eventually be fine in the Princeton.....great passer and shooter, high IQ and he'd have the freedom to do his own thing when he saw fit.
The key would be to not get so caught up in the offense at first, stick with what you know mostly and gradually blend as you learn the triangle over time.
Tobias Funke wrote:I dont think they'll do much running personally, they just dont have the players for that style of play,but the offense will look alot more "free".
Phil's instructions would probably be alot similar to Brown's, learn and run the offense, but feel free to deviate and call your own plays whenever you want to.
I think Brown's annoying micro-management style probably made Nash feel pressure to run Princeton plays often and so he wound up placing too much focus on the new offense instead of doing what he should have done, and had the green light to do as well.
By Pincus
Point guard Steve Nash would welcome Phil Jackson if he's hired by the Lakers to replace Mike Brown as head coach.
"It'd be a coup for the franchise," said Nash. "His history with this club, with Pau [Gasol] and Kobe [Bryant] in particular, is fantastic. For me personally it would be a terrific experience."
Brown was fired by the Lakers on Friday. In the interim, assistant Bernie Bickerstaff has been running the team.
The Lakers and Jackson have already met to discuss the position and will continue to do so over the coming week.
Nash is intrigued by the possibility of playing in Jackson's triangle offense.
"It's won a lot of championships. It's hard to argue against that," said Nash. "I look at it as a great opportunity for me to try something new at a different stage of my career."
Nash was open-minded with Brown's hybrid Princeton offense. The dismissal caught him off guard.
"You're never used to it," said Nash. "It's a difficult part of our business. It's a very competitive business. It can be very cold-hearted in some ways, but that's the nature of it."
The Lakers are considering other candidates, in case a deal with Jackson cannot be reached. Former Phoenix Suns coach Mike D'Antoni still has strong bond with his former player.
"Obviously I think everyone knows how much I love Mike," said Nash. "If [D'Antoni] were to coach, it would be seamless and terrific for me, and I think the team as well."
Nash suffered a non-displaced leg fracture against the Portland Trail Blazers in the Lakers' second game of the season. He's out for another week with no clear timetable for his return.
"Mother Nature is a big component of this, no matter how terrific our staff's work is," said Nash.
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text:
Hand of Reckoning is a decent spell mechanically. The fact that it can crit is pretty funny, especially with Retribution, as it starts up Vengeance.
But the name really disappoints me. Back in April, I noted that Blizzard does a really good job with class names, and that I felt it added a lot to the flavor of the game. But in Wrath, it feels like Blizzard is phoning it in when it comes to paladin ability names. It bugs me because this was something Blizzard was so good at. It feels like Blizzard decided that names were too small of a detail to spend effort on.
Let's take a look at some new paladin ability names:
Divine Storm - Okay, this one is pretty awesome. "Divine" is being overused a bit (Divine Protection, Divine Shield, Divine Illumination, Divine Favor, Divine Intervention) but it just works here.
Divine Plea - Umm, yeah. This is just overuse.
Seal of Corruption - Corruption is a warlock word, and is really unsuitable for a paladin ability. I think Blizzard is trying to fit it in with the Blood Elves, but I thought the Blood Elves got redeemed. I think Blizzard could extend Vengeance to the Blood Elves without issue.
Seal of the Martyr - this is pretty good, though unnecessary. Seal of Blood can fit Alliance paladins too.
Hammer of the Righteous - like "Divine", "Righteous" is getting overused. But this one is okay.
Shield of Righteousness - This is just laziness, coming after Hammer of the Righteous.
Hand of Reckoning - This just does not make any sense. Hands are the old Blessings, short-term utility buffs cast on allies. This spell is not a Hand in any way, shape or form. And "Reckoning"? What does that have to do with taunts? This name feels like Blizzard picked a paladin word out of a hat, slapped the "Hand" prefix on it, and called it a day. I don't see how anyone who actually plays a paladin could sign off on this name.
I'm going to reiterate the suggestion that this ability be renamed to Rebuke. It's short, snappy, and has nice religious connotations which are perfect for the paladin class.
It also matches the taunts of the other tanking classes. Warriors Taunt opponents, bears Growl at them, death knights issue Dark Commands, and paladins would Rebuke them. All words with verbal connotations, but each infused with the separate unique flavor of their respective classes.
Wednesday, January 21, 2009
Disappointed by Hand of Reckoning
Hand of Reckoning is a decent spell mechanically. The fact that it can crit is pretty funny, especially with Retribution, as it starts up Vengeance.
28 comments:
- Dyermaker said...
I agree with you 100% on this topic.
- 9:38 PM, January 21, 2009
- NegativeZero said...
I agree as well. I'd almost prefer it if the shield/hammer thing was more closely tied, i.e. Shield of Righteousness, Hammer of Righteousness. We have two 'Hammer of' and one 'Hammer of the' ability, they really should be more consistent.
And while we're complaining, how about giving SoR a sound effect?
- 10:50 PM, January 21, 2009
- Pangoria Fallstar said...
Blood Elves got redeemed? Last I checked they still had a member of "the Light" holed off in Silvermoon feeding them holy power and magic.
- 11:30 PM, January 21, 2009
- Rohan said...
Nah, Mu'ru got taken by Kael for Sunwell. Then random stuff happened and the Blood Elves repented and A'dal forgave them and/or indicated that everything happened according to prophecy. There's a small event in Shattrath with Lady Liadrin.
- 11:40 PM, January 21, 2009
- Lance said...
Rebuke is by far one of the best names I read for a paladin spell. And most appropriate here.
/irony on
If blizzard listened to you they would come up with Hand of Rebuke, Divine Rebuke, Seal of Rebuke and of Divine Rebuke. Oh and aura of rebuke...
/irony off
- 12:15 AM, January 22, 2009
- Dradis said...
- 12:23 AM, January 22, 2009
- Sam said...
I agree. It is such a shame, they just have to ask the Pally community, excellent suggestions here!
- 1:27 AM, January 22, 2009
- Ferraro said...
Holy Divine Righteous Light of Sanctified Illumination.
What will it do? Who knows. But it's coming soon.
- 4:56 AM, January 22, 2009
- Klepsacovic said...
Make it something with Guidance in the name. We're not taunting, we're guiding.
Guiding Light.
Improved Holy Divine Righteous Light of Sanctified Illumination costs too many points compared to similar talents for other classes.
- 6:25 AM, January 22, 2009
- Chad S. said...
But if they do that, I can't just yell for our paladins to Divine Judgment Hand of Justice's Reckoning, and the be faux-angry when the appropriate ability isn't used...
- 6:29 AM, January 22, 2009
- Klinderas said...
Rebuke means to reject and push away...
- 6:46 AM, January 22, 2009
- Suicidal Zebra said...
"Holy Divine Righteous Light of Sanctified Illumination. "
Holy Divine Righteous Hand of Sanctified Light Illumination.
Flavour text: "You no take candle!"
- 7:01 AM, January 22, 2009
- Mike said...
just leaving it at "reckoning" would have been enough. although that still doesn't make sense. reckoning is to compute or decide where something is at. how is that a taunt?
rebuke works, but what would sound more religious. maybe "chastise".
i personally prefer "bible-thump"..
- 7:26 AM, January 22, 2009
- Anonymous said...
Rebuke on dictionary.com is To criticize or reprove sharply; reprimand.
It would be cool to see a taunt come out fo the paladin's mouth with spell graphics.
- 9:40 AM, January 22, 2009
- Kiryn said...
Reckoning is already a paladin talent, so just using Reckoning by itself as a name wouldn't work. Chastise was a priest ability. Though is it any more? I think they took it out when they removed priest racials, so I think the name is open for use once again.
Personally, I prefer Seal of the Martyr to Seal of Blood. It sounds better for what the ability does. And surely they could have given BOTH sides Seal of the Martyr. Seal of Blood is just wrong for Draenei.
- 9:57 AM, January 22, 2009
- ithilyn said...
I agree, Rebuke would be a much better name.
- 12:52 PM, January 22, 2009
- Judd W said...
"Hand of Reckoning" sucks.
"Rebuke" is awesome.
Dunno how blizz messed this one up. Seriously, it's hard to come up with a more head-scratchery name than Hand of Reckoning for a taunt. I mean, come on, even something like "Noodle Slap" would make more sense.
An entire human history of religious rhetoric and yet blizz uses like 6 words over and over again.
It's a shame blizz obviously doesn't read this blog. Maybe if you posted a topic on the official forums, with the same explanation? Then did a call here for your loyal readers to go post in agreement? Might actually get a bit of attention, and convert others to the cause as a bonus.
- 2:42 PM, January 22, 2009
- Drazmor said...
You know what, come to think of it, I think Bliz namespally abilities just by picking a name out of 2 hats.
- 5:16 PM, January 22, 2009
- Anonymous said...
Aenur of Hydraxis
- 2:02 AM, January 23, 2009
- Dorgol said...
The name sucks. The ability to tag a mob from 30 yards as Ret is nice. The ability to stop someone from bandaging from 30 yards is godlike.
- 10:02 AM, January 23, 2009
- Anonymous said...
It's not just paladin abilities. Take Aimed Shot for example. Once a suiting name for a hard-hitting shot with the longest cast time out of all shots, less so for an instant on-the-fy shot with a healing debuff.
- 6:23 AM, January 24, 2009
- Peregrine said...
Completely agree, and Rebuke is a great name. While we're at it, I'd also rename "Divine Plea" to simply "Prayer", or maybe even something like "Guidance".
- 8:37 AM, January 24, 2009
- Peregrine said...
"Blood Elves got redeemed? Last I checked they still had a member of "the Light" holed off in Silvermoon feeding them holy power and magic."
Rohan summed it up pretty well. In greater detail, after Kael'thas' defeat at Tempest Keep, he returned to Azeroth, stole M'uru from Silvermoon, and then holed up in the Sunwell. Lady Liadrin (the leader of the Blood Knights), enraged at this, realizes how evil Kael'thas truly was and came to Shattrath to ask A'Dal's forgiveness - and to warn him of Kael'thas' intent. It was then that A'Dal revealed that all had gone as Velen has foretold, and he forgave Lady Liadrin and the Blood Elves, granting them the power of the Light as he did the Draenei.
Also, some extra information: After you defeat Kil'Jaeden in the Sunwell, Lady Liadrin and Velen show up. Using the heart of M'uru, Velen reignites the Sunwell and restores it to the Blood Elves.
- 8:42 AM, January 24, 2009
- Anonymous said...
They could of named it Holy Taunt or something humurous like toss the butter.
- 8:59 AM, January 24, 2009
- Anonymous said...
Dude, you're disappointed 70% of the time. Cant you learn to enjoy the game, rather than live in a semi-permanent state of affected wow-ennui... and then spend your blog writing about it?
- 2:52 PM, January 25, 2009
- Orgauth said...
I still stand by "Compel" or "Compulsion". There would be too much fun with it.
- 6:24 AM, January 26, 2009
- Anonymous said...
How about 'Sanctified vexation' or something like that. It is disappointing that no effort at all has been put into the naming of this spell. In fact, when I first read the patch notes, I ignored the new spell entirely because usually 'Hand of...' spells were rubbish!
- 1:35 AM, January 28, 2009
- Anonymous said...
Reckoning Rebuke? :D
- 5:50 PM, February 01, 2009


text: Each month, a group of Direct Admit freshmen are given the opportunity to invite a Kelley School of Business professor to dinner at the Indiana Memorial Union. Students interested in taking their professor to dinner should complete the online application, found at: http://www.kelley.iu.edu/ugrad/life/outToDinner.cfm. Students will be selected at random and are eligible to attend one dinner per year.


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Fullerton Museum 301 N. Pomona
Persons addressing the Community Development Citizens' Committee shall be limited to 10 minutes unless an extension of time is granted by the Chairman, subject to the approval of the Community Development Citizens' Committee. When any group of persons wishes to address the Committee, it shall be proper for the Chairman to request that a spokesman be chosen to represent the group.
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text:
Experience an exhilarating blend of vibrant culture, thriving nightlife and glorious beaches on Barcelona city breaks.
Voli per Barcelona
da: £165 andata e ritornofrom: Edinburgh, set 2015Prenotare
Trovi un volo British Airways a un costo inferiore e le rifonderemo la differenza.
Ricerca prezzo più basso e piccolo deposito iniziale.
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Experience an exhilarating blend of vibrant culture, thriving nightlife and glorious beaches on Barcelona city breaks.
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A trip to Barcelona blends city living, full of intriguing architecture and friendly people, with beautiful beaches. This vibrant, yet charming destination will entice you with its eclectic mix of things to do.
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Stroll along La Rambla – a Barcelona ritual well worth observing. Or wander down Passeig de Lluis Companys, through the Arc de Triomf, and on to the Parc de la Ciutadella. Feast your eyes on Gaudi's most famous masterpieces, like the World Heritage site Casa Mila. Visit his most treasured building, La Sagrada Familia, a spectacular sight in the evening. Make sure to hike up Montjuic, for breathtaking views and a well-deserved beer.
You'll find something for all tastes in Barcelona's abundant tapas bars. These delicious nibbles will tide you over until dinner, which is not traditionally eaten until late in the evening. Many places also serve a leisurely three-course lunch – the perfect way to sample traditional delicacies, accompanied by fantastic wine from the Penedès region. Barcelona is big on al fresco dining, so be sure to grab a table outside for some people-watching opportunities.
Alongside the public art and world-class architecture, you'll also find an array of galleries and museums. The Museu de la Catedral encapsulates the city's history and art throughout the centuries. Try the Fundacio Joan Miró, which houses the most important collection of works by modernist Joan Miró. Even its magnificent Mediterranean-style architecture, designed by Josef Lluis, makes its own artistic statement.
Barcelona has some of the best shops in Europe, with markets, boutiques, and branded chain stores popping up on every corner. Especially good is La Boqueria market on La Rambla, selling fresh fish and fruit – both a visual and culinary feast. Don't miss the exclusive high-end boutiques on Via Laietana, try the vintage shops in El Raval, or find a bargain in the Born-Ribera district.
Traditional tea lounges and beer houses rub shoulders with fashionable restaurants and intimate bars in Barri Gotic. Dance the night away in Poble Nou, or lose yourself in the narrow streets of Gracia, beyond Eixample. If you dine late, as the Spanish do, go afterwards to an evening of live music at a club or bar. They'll likely be open until 'madrugada' – a flexible closing time which means 'whenever the customers go home'.
Enjoy a city break with a difference on Barcelona's fantastic beaches. Combine days of sightseeing or shopping with an afternoon at the beach, or a lazy brunch on the water's edge at Port Olimpic. Barceloneta is an area worth exploring, and is right next to the best beach. Golden sands and shallow waters make the beaches ideal for everyone. So hire a bike, pack a picnic, and laze in the sunshine.
Non perda questa fantastica opportunità di ripercorrere le orme di giocatori leggendari del passato e del presente con questa visita guidata del Camp Nou, lo stadio di calcio del Barcelona FC. Partecipando al tour, potrà anche usufruire dell'ingresso gratuito al museo del calcio di Barcellona, dove potrà godere di una vista panoramica sullo stadio e scoprire la storia di questa leggendaria squadra di calcio. Non si perda questa opportunità unica di camminare sulle orme di famosi giocatori come Kubala, Cruyff, Maradona, Guardiola e Ronaldinho.
The hop-on hop-off sightseeing tour is a convenient and affordable way of seeing Barcelona. There are three different tour routes to follow onboard this open-top, double-decker bus, covering all the major sights. The Tour Guide will answer any questions and provide you with up to the minute information to help you make the most of your visit. You can hop-on and off as many times as you like at any of the 45 stops.
Feel the passion of flamenco at Barcelona's legendary Tablao Cordobes, where some of the world's greatest names have performed. As you are entertained by an internationally renowned flamenco group, you'll discover why the traditional dance of Spain is so popular. This show reveals the variety of the music, singing and dancing that is incorporated in this passionate art form. Improvisation is a key element of flamenco, with each artist individually interpreting the rhythm and communicating the beat.
Spend a full day seeing all the highlights of Barcelona, including Barcelona Cathedral, Gothic Quarter, Port Olimpic, the Picasso Museum, and buildings created by Barcelona's famous architect Antoni Gaudí. Enjoy a complimentary glass of Cava at the Poble Espanyol or 'Spanish Village' and take in bird-eye views of the Barcelona skyline on a cable car from Montjuic. See the classic sights of Barcelona in the morning, then after lunch explore the city's artistic side. You'll see the best of Barcelona, old and new, in one day.
If time is limited and you'd like to travel beyond Barcelona, this full-day tour gives you a delicious taste of both the city and beyond. Start the morning with a tour to Montserrat's Royal Basilica, part of the stunning Benedictine Abbey high in the Montserrat mountain, before spending the afternoon exploring Barcelona's artistic heritage including a visit to Sagrada Familia, Gaudi's masterpiece.
The fascinating Barro Gotic, Barcelona's oldest area, is teeming with history. On this two-hour morning tour you will visit the district's streets, squares and grand old buildings, to learn about the history and people of the quarter. Alongside the stunning medieval architecture are the remains of the ancient Roman city, including a visit to the Temple d'August, the best-preserved Roman relic in Barcelona. You will also visit the Place del Rei, and the beautiful Palatine chapel of Santa Agata.
Combine gourmet food and Catalan culture on this amazing walking tour of Barcelona's famous tapas bars and restaurants. It's the perfect way to start your visit to Barcelona - sample amazing food, learn how to order and visit some of the best bars and cafes on offer. Plus your friendly guide will help you make the most of your stay in the city, suggesting new bars, cafes and restaurants you can try in your own time.
Enjoy a trip to Spain's top theme park and aquatic centre: PortAventura and Costa Caribe. Simply head inside the parks with our entrance ticket to enjoy the attractions at your own pace. Try out rollercoasters, accelerator rides, themed adventures and 'Sesame Street' rides at PortAventura, or head over to Costa Caribeto splash around in the many jets, slides and tubes. Just an hour away from Barcelona centre on the train. Choose from a selection of ticket options to suit your family's schedule.
Explore Barcelona at your own pace, see the sights, and visit the attractions on the top of your list with a Barcelona discount card, valid for two days. Gain discounted access to show-stopping sights, like the Casa Mila (La Pedrera), Barcelona Zoo, Camp Nou and of course La Sagrada Familia. Save money on favourite restaurants, cut-price tickets for flamenco shows, sightseeing tours and a lot more. Also, ticket holders get unlimited access to Barcelona's public transport for free.
Sunday Times Travel Magazines' Lucy Thackray picks five of the world's best one-artist galleries.


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Recent Little Bay Reviews
Guestbook Comment
We stayed in the villa in December. It was a great vacation!!! Every detail was taken care of. The food was outstanding and perfectly cooked. We were completely spoiled the entire week! It was really nice being outside of Negril. We got to enjoy the tranquility of the countryside, yet have Negril close enough to visit a few times. I would definitely recommend to someone looking for a truly memorable vacation.


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Overview of content related to 'wiki'
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A wiki is a website that allows the creation and editing of any number of interlinked web pages via a web browser using a simplified markup language or a WYSIWYG text editor. Wikis are typically powered by wiki software and are often used collaboratively by multiple users. Examples include community websites, corporate intranets, knowledge management systems, and note services. The software can also be used for personal notetaking. Wikis serve different purposes. Some permit control over different functions (levels of access). For example editing rights may permit changing, adding or removing material. Others may permit access without enforcing access control. Other rules can be imposed for organizing content. Ward Cunningham, the developer of the first wiki software, WikiWikiWeb, originally described it as "the simplest online database that could possibly work." "Wiki" is a Hawaiian word for "fast". (Excerpt from Wikipedia article: Wiki)
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|Article summary
Has Second Life Lived up to Expectations?
Paul Gorman examines to what degree Second Life has justified the claims made for it by its evangelists with particular regard to education.
March 2012, issue68, feature article


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RugStudio is proud to announce Surya to our lineup of quality products. India native Surya Tiwari, a man of humble beginnings, founded Surya in 1976. From simple hand-knotted rug with only one or two colors, Surya has grown into an extensive line of products including area rugs, seating poufs, accent pillows, and throws. They primarily focus on tufted and knotted rugs from India but all their products are uniquely beautiful and well thought out. Pairing today's trendiest colors and styles with tried and true weaving techniques, Surya brings quality and value to everything. One look through their expansive collection, and you'll see why their product variety and fresh designs have made them an industry leader. With free shipping, no tax, 30-day return policy, you simply can't go wrong.
Learn more about Rugs
Get the details you need to make you an informed buyer - whether you're buying a Retro Rug or Contemporary Rug.
Rug making started at least 3000 years ago. So don't think for a second that your brand new floral rug or sports rug doesn't have a history.
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Date: February 26, 2013 - 7:00 pm
Time: 7:00 pm
Dr. Thomas Polucki is holding a Roll Away Pain (RAP) Class.
Learn advanced foam rolling therapy for connective tissue rehabilitation. Professional secrets will be revealed.
This class is free.
For reservations, call 661-753-9340.
Class is limited to 8 people per class.
Class starts promptly at 7pm and ends at 8pm. Please arrive no later than 6:55pm.
Dr. Thomas Polucki – "Helping people find simple, affordable, natural and effective solutions to health issues for over 21 years."
Location: 25050 Peachland Avenue, #105, Newhall


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January 17, 2005
Welcome to this bulletin board for World Religions. Please post interesting items you would like me to include.
Group Definition of Religion
Religion is a system of symbols, traditions, beliefs, practices such as prayer and meditation, and ethical teachings that pertain to our understanding about the Higher Power or Divine, the human soul or spirit, the way to live rightly, and the afterlife. Religion creates community, influences broader politics, shapes the life cycle, and gives guidance to families. For individuals, religion can provide creativity, strength, and comfort, can lead to personal sacrifice, and can also be experienced as providing strictures or limits to individual freedom.
Religion is a human set of practices and institutions that provide moral guidance, teachings, and methods of connecting to the sacred. At the institutional level, religions include sacred texts, objects, buildings, natural settings, leaders or experts, and holy teachings or doctrines. Religious rituals, music, and art connect participants to sacred myths, symbols, and divine beings. For individuals, religion offers a pathway through life, answering difficult questions, giving ethical guidance, and providing reassurance in the face of human mortality.
Religion can be harmful in promoting intolerance, fear of punishment, and even warfare. In contrast, religion can provide a vehicle to help individuals have spiritual experiences that open up for them a deeper level of existence, one of transformation, inner peace, security, and enlightenment. This experience can be strengthened by religious disciplines and practices such as vision quests, meditation, prayer, and fasting.


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United States >
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Safety >
PPE Safety Solutions
3M is passionate about protecting the health and safety of workers in all types of industries and workforce environments. More/Less
This passion helps drive us to continue to innovate across technologies, disciplines, and industries to help keep your workers safe and protected.
We strive to deliver comfortable, well-designed personal protective equipment (PPE) that offers your workers the most effective protection available. You can buy 3M Safety PPE, confident in the knowledge that 3M is working hard to provide products that your employees will feel good about wearing.
Featured News
3M has received a number of inquiries regarding the appropriate personal protective equipment for potential exposures to Ebola virus disease (EVD).
More information on the Ebola Virus Disease (EVD).
Featured Product
Eye protection innovation designed to attach directly to any 3M hard hat suspension. Learn more!
By popular demand, the 3M™ SecureFit™ 400 Series Protective Eyewear with Readers. See More!
Construction Industry Stand Down
Did you miss our Live Twitter Chat? View the entire transcript and access additional resources to help your company reduce falls on the jobsite.
3M™ E-A-R™ Hearing Conservation Seminars
Educate yourself and your staff on current regulations, equipment choices, training programs and legal issues related to noise hazards and hearing conservation.
3M™ HearForce Hearing Conservation Training
This 3M training meets annual OSHA Requirement 1910.95, is conveniently on-site and cost free and is conducted by certified trainers.
Respirator Selection & Use
Resources related to the appropriate selection and use of respirators: Respirator Selection Guide, Selection and Service Life Software, Online Medical Evaluations.
Safety eLearning Training Courses
Helpful safety training courses and educational resources for hearing conservation and detection enthusiasts, students and instructors.
Mobile Apps/Safety Tools
3M Personal Safety tools and apps that can be used on your mobile devices. Hearing solutions product selector. Personal safety video and brochure app. Respiratory protection resource guide app.
Respirator Selection and Use
Resources related to the appropriate selection and use of respirators: Respirator Selection Guide, Selection and Service Life Software, Online Medical Evaluations.
3M™ E-A-Rfit™ Validation System Program
This 3M program helps make it easy to measure every employee's unique level of protection and takes the guesswork out of managing compliance in your hearing conservation program.
Custom Hard Hat Logos and Reflective Program
3M provides a great opportunity to promote your company logo by customizing your hard hats.
Establishing a Respiratory Protection Program and Fit Testing
6 Simple Steps! Information intended to highlight major steps involved in setting up a respiratory protection program and identify additional resources.
Online Respirator Medical Evaluations
3M facilitates a convenient method for employers to obtain medical evaluation of respirator wearers as required by OSHA.
3M can provide the unique tools of PPE Cost Saving Solutions (Category Management) that can help you meet your business objectives.
Respirator Cartridge and Filter Replacement Program
This program helps protect workers by efficiently managing the respirator cartridge and filter replacement process.
Reusable Respirator Trade In Program
Get free 3M™ Reusable Respirators Facepieces* in exchange for competitive facepieces and your purchase of 3M™ Cartridges and/or Filters**.
Total Safety Eyewear Solutions
This 3M program offers the comprehensive services needed to help fit your employees with the appropriate prescription and non-prescription protective eyewear for their job.
ASSE - Safety 2015
Date of Event: June 7-10, 2015
Hearing Conservation Seminar
Date of Event: June 23, 2015
If you have questions or want more information, please contact us.
Where to buy 3M PPE Safety Products. Pricing is available from your local 3M authorized safety distributor.
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This was a great story. I loved it! I can't wait for the next installment to come out. I can only wish that my brother could have heard this when h..Show More »
Selected this book based on the trailers of the up and coming movie. I was not disappointed. the book is fast paced adventure that does not bore you. ..Show More »
My 11 and 9-year-old kids (a boy and a girl) have really enjoyed this series and I have gotten caught up in it too. The story is fun and engaging. T..Show More »
It was Great I am looking forward to reading the rest of the series thanks for reading my review
Totally enjoyable!
Yes, read the books first, then downloaded them to listen to while traveling. Even had my husband listening to them.
The Battle of the Labyrinth is the best of all!
He has listened to these stories so many times that he can recite them by heart. He is an 11 year old, massively keen on mythology - Percy Jackson is..Show More »
In an audiobook, more than the story, the narrator has to tell it well.
In the old days, story tellers used to wander between villages with storie..Show More »
Exciting, spine-tingling, clever
These stories add almost nothing to the Percy Jackson saga. They seem to be chapters that were cut out of the final draft -- who knows. The individu..Show More »
I would say this is one of the best books ever! Demigods go on a lot of funny and dangerous adventures!
This book has many different story in..Show More »


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North Fayette, PA -- Parents know how hard it is to wake up their teenage daughter or son in the morning. Nicole Delien, 17, is a real life sleeping beauty. A medical condition called Levin Syndrome has caused her to once sleep for 64 days straight, waking up for only a few hours a day to eat.
Nicole even slept through an opportunity to meet singer, Katy Perry, that her parents won for her. When Perry heard about the medical condition, she invited Nicole to another concert.
Klein-Levin Syndrome primarly affects adolescents. Medicine helps spread out the sleeping episodes and doctors say patients can out grow it.


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Doubleknot, Inc.
20665 Fourth Street
Suite 103
Saratoga, CA 95070
Phone (408) 971-9120
Fax (408) 741-1000
Doubleknot offers services to compliment its best-in-class hosted application. Doubleknot services are provided by our staff of Sr. IT service professionals, with hundreds of successfully completed web site development and enhancement projects with non-profits just like yours.
Our typical approach to a new non-profit web design and site development project is to:
Our creative non-profit design services effort is divided into two phases. In the first phase, we will produce design alternatives and work with you to confirm the final design. Once we have an agreed upon design, we can =implement your design in Site Brander.
Doubleknot works iteratively with your organization to design the new website leveraging our experience with other like-organizations. We will hold working sessions to develop a detailed site navigation structure as well as the overall look and feel of the site. Our creative designs can be as economical or as elaborate as you choose. By gathering requirement and iterating the design with you, we can better match the creative effort to your budget. Site Brander, Doubleknot's content management tool, allows both technical and non-technical staff to make site updates in a timely fashion, thereby increasing the usefulness of the site and attracting and retaining the target audience. Because Site Brander is an integrated component of our application suite, all other Doubleknot's products can be accessed through it.
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© 2015 Doubleknot, Inc. All rights reserved.


text:
Rhonda Hooks has long held a love for slick cars, but nothing grips her heart like gripping the steering wheel of a Camaro.
"Certain cars just stick out, and a Camaro is one of them," said Hooks. "I just love the overall look of it … the performance and the speed."
Hooks, who drives a burgundy Camaro, is a charter member of
"Most of what we do we do for the community," said Hooks.
Under the "Mission Statement" heading of their bylaws, it says "Camaro South is a non-profit organization, controlled by its members, with a purpose to support and give to charitable organizations and the local communities." The club has done fundraisers for Wounded Warriors, National Night Out and the Cystic Fibrosis Foundation, the latter has a special meaning to Hooks as her sister died of Cystic Fibrosis.
"We're fortunate to have something nice," said Hooks. "We want to give back and be good neighbors. We love this community and the people in it."
Stuart Lankford, one of the founders of Camaro South's Jacksonville Branch also has a love of high performance, American muscle cars. According to Lankford, cars like the Camaro are performance cars of the people and a perfect, automotive symbol for this country.
"They're part of
Lankford was a member of the club's charter chapter in
"I was drawn to Camaro South because of the people, not the cars," said Lankford. "Sometimes, it's about showing off, but it's mostly about camaraderie."
Lankford also agreed with Hooks about the club's commitment to community outreach, citing the club's work with groups including Toys for Tots and Young Marines. Lankford said it's important for the club to put its emphasis on philanthropy, in part, due to the long standing stigma associated with hot rods. Though Lankford enjoys cruising down the main drags in
"We're a Camaro club, but not everyone with a Camaro would want to join," said Lankford. "We want people who aren't selfish. We want a family oriented club."
The club meets on a monthly basis and is not solely for Camaro owners. According to Lankford, anyone with a love for fast cars, good friends and community outreach is invited to join.
"Come hang out with us," said Lankford. "It's about muscle cars and friendship. If you have a passion for that, come check us out."
To find out more about Camaro South Jacksonville, log on to their website at camarosouthjacksonville.com.
Christopher Thomas is a staff writer for the Jacksonville Daily News. To contact him, call him at 910-219-8473 or e-mail him at email@example.com.


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The Pucker Up 4 PH Campaign, organized by the PHA in the United Kingdom (PHA-UK), is part of an international effort among the 47 PH associations in countries around the world to raise awareness of PH by collecting blue kisses.
This November the Pulmonary Hypertension Association and thousands of people in the pulmonary hypertension community are celebrating PH Awareness Month in order to fight back against this rare, under-diagnosed disease.
Patients, caregivers and medical professionals to be presented awards at PHA's 8th International PH Conference
Pulmonary Hypertension Association Launches National Awareness Campaign to Raise Awareness of Methamphetamine and PAH Link
Lipstix Golf of Ann Arbor, Michigan is teaming up with the Pulmonary Hypertension Association (PHA) to help find a cure for Pulmonary Hypertension (PH), a rare and incurable lung disease.
Congressmen, Physicians and Patients to Speak and Raise Awareness of the Disease.
400 Nurses and Other Allied Health Professionals Gather for Symposium Featuring Pulmonary Hypertension (PH)
Doctors, Nurses and Patients Meet with Renowned Experts at Pulmonary Hypertension Medical Education Sessions in Baltimore
Doctors, Nurses and Patients Meet with Renowned Experts at Pulmonary Hypertension Medical Education Sessions in New York
Climbing for a Cure: Doctor Sets Out to Climb Mountain for Patients who Cannot
Hope Grows a National Rare Disease Community -- Million Dollar Gifts Help Secure PHA's Future
For Pulmonary Hypertension Patients, International Conference Lights Flame of Hope
PH Awareness Rockin' for the Cure Concert a Huge Success
Pulmonary Hypertension Association Announces Launch of "Faces of PAH" National Public Awareness Campaign
For optimal viewing of PHAssociation.org, please use a standards-compliant browser such as Google Chrome or Firefox.
The information provided on the PHA website is provided for general information only. It is not intended as legal, medical or other professional advice, and should not be relied upon as a substitute for consultations with qualified professionals who are familiar with your individual needs.
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The National Organization for Rare Disorders (NORD) awarded PHA the Abbey S. Meyers Leadership Award in 2012 for outstanding service to PHA members in advocacy, education and other key areas.


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Dr Suman Sahai: Power, plurality and uncertainty and the global politics of scientific advice
A fascinating talk by Dr Suman Sahai of GeneCampaign containing a powerful indictment of the science of GMOs. She talks about how the need to protect the money and power invested in "dominant paradigms", such as the Green Revolution, GMOs and Nanotechnology, has skewed our science. When implementing such technologies, lip service is paid to things like the precautionary principle and the social/economic effect of such technologies, but they have little influence on if or how these technologies are to be implemented. (Time: 19:57)


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• Single-strand pastel gemstone and round swirling sterling silver beaded necklace
• Peridot, pink rhodonite and rhodochrosite, variscite, amethyst, blue turquoise, denim lapis, rainbow moonstone
• Necklace measure 36" long; includes 4" extender; lobster claw clasp
• Designed and crafted in America with gemstones from around the world
This necklace contains the perfect color palette created from genuine beads. Green peridot, pink rhodonite, green variscite, purple amethyst, blue turquoise, pink rhodochrosite, denim lapis, rainbow moonstone and sterling silver beads in various shapes and sizes join in a pastel beaded combination.
Learn more about our jewelry


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Femme Fatale Massager
With a bendable shaft that's ribbed to please, powerful dual motors and a vibrating clitoral "hugger," this massager leaves no pleasures behind. Multiple speeds and whisper quiet. Waterproof. Uses 4 mini batteries (included). 6"L.
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text: Pür Minerals cosmetics and skincare products are completely free of animal testing (and most are made here in the USA). Eco-conscious users will be happy to know that Pür is an eco-friendly brand committed to minimizing waste and using responsibly sourced ingredients. Our correcting makeup and skincare products offer real results for real women at a great value. All Pür Minerals cosmetics are formulated with good-for-your-skin ingredients that not only help cover skin imperfections but also help correct its overall appearance. Our complexion products contain our proprietary Ceretin Complex, which combines age-defying Retinol with super-hydrating Ceramides. Many products feature Vitamin C and Waltheria Extract for a brighter complexion and more even skin tone, plus SPF whenever possible for UV protection. You'll also find 100% shea butter for improved texture and tone. Pür Minerals cosmetics and skincare products are full of key antioxidants, vitamins and minerals for skin nourishment.


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- Discover CIU
- Academic Programs
- Online Studies
- Become a Student
- Current Students
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CIU sees you as a whole person. We want to help you develop a strong personal relationship with Christ, and learn balance and stability in relationships with others.
We recognize the power of God to help students succeed in an academic environment even if they have previously struggled, and academic history is only one factor in determining acceptance. The applicant's heart, character, and potential are also considered as important factors in the admissions process.
Yes! College Level Examination Program (CLEP) and Advance Placement Program (AP) credits are accepted for certain subjects applicable to our program. Click Here for more information regarding CLEP and AP transfer credit.
If you're transferring from another accredited college, you may receive credit for courses that fit into the CIU program you choose if you earned a grade of C or better. Click Here for more information regarding transferring.