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Retail Medical Clinics Draw Patients & Payers
Retail Medical Clinics Draw Patients & Payers
MANAGED CARE June 2006. ©MediMedia USA
A growing number of health plans are adding these clinics in retail stores to their networks and are realizing savings
Amanda Brower
Retail health clinics. All the major health plans are adding them to their networks. Busy families are demanding simpler ways to deal with routine health problems, and some of them are turning to the local grocery store.
Consumers want convenience in their daily lives and in their health care options. Traditionally, access to health care for minor routine illnesses has been anything but convenient. Says James Woodburn, MD, chief medical officer at MinuteClinic: "As much as good physicians and clinicians have tried for 20 to 30 years, it is not put together right so that people can get in and get out for those simple conditions in a timely, convenient, and cost-effective way. That is the fuel."
Historically, if you needed to see a physician for a minor illness outside of regular office hours, your options were limited. You could go to an urgent care clinic, or an emergency department, wait six hours, and pay a higher copayment than for a regular office visit or even more if the visit was not covered.
Retail clinics in grocery stores, pharmacy chains, and mass merchandisers are changing the way consumers obtain treatment for common family illnesses such as strep throat and ear, eye, sinus, bladder, and bronchial infections. Instead of a physician, patients see either a nurse practitioner or a physician's assistant, who is aided in diagnosing a patient by a computer program. If there is a wait, the patient is given a pager allowing her to do her shopping while waiting to be seen in the clinic, which is generally open when physicians' offices are closed. Prices are posted on a menu board, and often the patient just needs to make the copayment required by her health plan. If the patient needs to have a prescription filled, there is often a pharmacy in the building. She can shop for groceries while waiting.
Market acceptance
Consumers and insurers seem to be embracing the idea of retail health clinics, but primary care physicians are less positive (see "Physicians Voice Concerns About Quality at Clinics").
Physicians voice concerns about quality at retail clinics
In an attempt to dissuade patients from running to the nearest retail clinic for their health care needs, the Ohio chapter of the American Academy of Pediatrics has prepared a handout discouraging patients from making their own health care choices before consulting their own physician. The title alone, "Your Primary Care Physician vs. Retail Health Clinics," sets the tone.
The handout lists the pros and cons of retail health clinics, with more cons than pros. Not surprisingly, the handout tells patients that when their child is sick, the physician should be contacted and that he will make the appropriate recommendation on where the child should be seen. In an article published in the American Academy of Family Physicians journal, Missouri AFP President Thomas Kelley, MD, sums up the opposing view: "Medicine has to have quality and accountability because you are dealing with people's lives, not fast food. We want to be cautious when they present this as a health care model when it appears to more closely resemble a business model."
Peter Catanzaro, MD, a pediatrician, sees a real problem with retail clinics being staffed by nurse practitioners. He says that treatment guidelines are pretty straightforward. "But what you want is a person who can look at the protocol, understand the data behind it, decide when to apply it and when not to." When patients go to their pediatrician, he says, they trust that physician's training and expertise in dealing with both sick and well children.
"If you are worried enough about your child to go the doctor, you should expect the best, and get a provider who has trained specifically for dealing with children."
James Woodburn, MD, CMO of MinuteClinic, notes that physicians' opinions do vary. "There are those docs who are pretty upset and frustrated," and on the other side, those who say that they love retail clinics.
MinuteClinic, based in Minnesota, where the retail clinic concept has become entrenched, is the market leader, operating 73 clinics in nine states. There is a handful of competitors, and some heavy hitters are throwing their efforts into the market. America Online co-founder Steve Case has made an investment in Revolution Health, which owns RediClinic. RediClinic is a newcomer, expected to expand rapidly with Case's backing.
It's about convenience says Wendy Sherry, assistant vice president for strategy, product, and marketing at Cigna. Sherry took a lead role in the addition of retail clinics to the Cigna network. "Convenience is about integrating health solutions with the lifestyles of our members. Our lifestyles are pretty crazy. This helps our members get the right care, at the right time, in the right setting," she says.
"These clinics are embedded in the lifestyles of the members. When they are going out and picking up groceries or other items that they need, these retail health clinics are right there in their path."
Don Liss, MD, Mid-Atlantic regional medical director at Aetna, has overseen a pilot program with MinuteClinic in the Baltimore region and agrees with Sherry. Aetna had good results with the pilot and announced in early March that it was expanding its coverage of MinuteClinics to members in additional states. "The primary reason is convenience for consumers, giving consumers essentially more control over how and when they seek care for the narrow group of conditions that are appropriately handled in one of these places," Liss says.
Sherry argues that retail clinics not only provide a benefit for the consumer, but also for the primary care physician. They provide an alternative to that busy physician's practice on Monday morning when everyone who got sick over the weekend floods the office.
Neil Rolland, vice president for payer relations at MinuteClinic, says that insurers are quickly adding retail clinics to their networks because when employers compare one insurer with another, they demand similar networks. "To drive membership, if you are pursuing an employer that is with a competitor of yours, the first things they are going to ask is, does your network have the same or better than where I am coming from?'" says Rolland.
From a practicing pediatrician's standpoint, Peter Catanzaro, MD, of Cleveland, sees a problem with these clinics. "The value of a pediatric residency cannot be understated — it gives the physician a handle on how to recognize the truly sick child, gives one a greater knowledge of therapies available [for common illnesses] and ultimately makes one a more critical thinker, which is key in our information-overload society," he says.
"What you want is a person who can look at the protocol and understand the data behind it, decide when to apply and when not." Catanzaro also sees follow-up as an issue, for that patient who develops a rash or other problem after visiting a retail clinic.
Catanzaro does agree that from a business standpoint, physician practices will need to make adjustments. "A significant amount of what we see is common illness in pediatrics. The more they see, the less we see. However, we can certainly adjust to that in the long term by offering more convenient hours," says Catanzaro.
According to Blue Cross Blue Shield of Minnesota data compiled on retail clinic visits, over 80 percent of ailments that bring patients through MinuteClinic doors are for upper respiratory infections, earaches, sinusitis, sore throats, and bronchitis. Also, most of those who are going through retail clinic doors are not severely ill.
Catanzaro says, "Given the option of seeing your trusted pediatrician at a convenient time versus an unknown provider at a slightly more convenient time, I think most people will opt for the former."
"It has its niche and it certainly seems to be a responsible way to have your health care delivered for simple and straightforward problems," says Liss.
It's not just about convenience to patients, of course. Insurers are adding retail health clinics to their network because of the potential savings. A trip to a retail clinic is simply a cost-effective way to provide care for simple illnesses.
Cigna thinks retail clinics are a good buy. Cigna recently decided to provide retail clinic services for all of its members across its entire book of business and is the only large insurer to do so. According to Sherry, the decision was based on a variety of factors. "We do believe that it will help to control health care costs. There is a productivity gain for employers with these services because people do not have to take off time from work to take care of their health care needs and also we believe that it really helps to drive improvement in member satisfaction, so that really weighed into our decision to have this as an offering across our entire book of business," she says.
Some insurers have created incentives for patients to make retail-health clinics as a first choice option in receiving health care for certain illnesses. "For example, a self-insured employer will make the copay rather small or even zero, so that the patient is motivated to go to the retail clinic and not to the emergency room or not to the urgent care center," says David Plocher, MD, the senior medical officer at Blue Cross Blue Shield of Minnesota.
"They may have an even lower copayment than if they went to their own doctor's office and so you can perhaps see the type of behavior change we are encouraging for these very minor conditions," Plocher says.
After analyzing 23,000 MinuteClinic visits from June 2004 to May 2005, Plocher says that retail clinics are delivering what they claim — savings. "The punch line after doing the economic analysis is that it is about half as expensive. We do know on a per-patient visit — it looks like a better buy," he says.
Plocher is also doing further analysis on a larger population study to see the extent to which ER visits have dropped.
Retail clinics and consumer-directed health care model
Price transparency and choice are two of the driving factors in the push toward the consumer-directed health care model. Retail clinics have addressed both factors in their business strategies, with apparent success. Consumer-directed health plans promise to deliver real choice and value for people taking charge of their own health care.
Retail clinics, as part of their strategy, are bringing price transparency to the delivery of health care. To that end, MinuteClinic has established a single price for an office visit — $49 or $59, depending on the state. James Woodburn, MD, MinuteClinic's CMO, says that MinuteClinic's contracts with the major payers reflect that pricing structure.
Woodburn sees the short-term success of retail clinics like MinuteClinic directly related to increased penetration of the consumer-directed health plan and products.
Woodburn says, "We are perfect. A home run for consumer-directed health products."
Wendy Sherry, assistant vice president for strategy, product, and marketing at Cigna, says that it's about people saying: It's my money and I am making decisions about my health care. "I do think this is largely coming up as a result of the drive toward consumerism as people are taking ownership over the dollars they are spending on their health care and they are getting more involved in their health care management."
Don Liss, MD, Mid-Atlantic regional medical director at Aetna, agrees. "This is certainly part of the more general consumerism movement, to the extent that people are interested in better information regardless of whether it's because of their financial risk or just an effort to improve the way they and their family seek care," he says.
Liss says that consumer expectations have changed. "Twenty years ago you would not have thought that your bank would be open on a Saturday. Now if your bank was closed, you would find a new bank."
David Plocher, MD, the senior medical officer at Blue Cross Blue Shield of Minnesota, expects the growth of consumer-directed health plans to spur the growth of retail health clinics. In a study he conducted on the impact of consumer-directed health plans on the demand for retail health clinics, he found that because of the consumer-directed health boom right now, those enrolled in this model were more likely to use MinuteClinic. "Seven percent of the MinuteClinic patients were enrolled in the health savings account model, while only 3.5 percent of the non-MinuteClinic patients for the same diagnosis had a health savings account or a consumer-directed product," says Plocher.
He suggests, "The concept is that when you have a health savings account, you are watching your pennies a little more closely. So rather than have a $100 emergency room copay, wouldn't you rather go to the MinuteClinic?"
In the end, however, when asked if these clinics are being added because of the new consumer-directed health model, Plocher says, "I think that this is a coincidence, to be honest."
Sherry adds, "Five years ago we did not have all of these consumer driven plans. Part of the growth is aligned with the shift towards consumerism and lifestyles becoming more and more hectic. Timing is everything."
Amanda Brower is a freelance business writer in Cleveland Heights, Ohio.


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Pre-Professional Department of UWF
A degree in Biology or Chemistry at the University of West Florida provides a great background for entrance into medical, dental, veterinary, pharmacy, and many other professional medical graduate programs.
The curriculum will help to prepare you for the entrance exams (MCAT, PCAT, OAT, DAT, etc.) as well as for success once enrolled in a graduate program.
Each of these these programs begins with a pre-professional core and offers individual professional advising as well as continued opportunities through partnerships with both regional and international medical schools.
Judith Bense, president of the University of West Florida, and Dick Woodward, president
for enrollment management, American University of Antigua, Kasturba Medical
Center, sign the agreement between the two institutions.
Students completing a bachelor's degree in biology, marine biology, most interdisciplinary sciences, chemistry and the post-baccalaureate pre-professional program will have another opportunity to apply for entrance into medical school at Antigua's College of Medicine.
The goal of AMEC is to train osteopathic physicians who will work in underserved regions of Alabama. Students interested in Family Practice, Pediatrics, Obstetrics and Gynecology are encouraged to apply. AMEC is a dynamic partnership between The University of West Florida, 20 Alabama Colleges and Universities and 10 Colleges of Osteopathic Medicine.
The University of West Florida now offers a Post-Baccalaureate Pre-Professional Preparation Program (P4 Program) for students who hold a baccalaureate degree but do not have the science courses necessary to qualify for admission to a professional school.
"The P4 program serves as an ideal platform for students to take the courses necessary to successfully apply to medical, dental, veterinary, pharmacy, physical therapy and other professional schools in the health sciences arena.

subset: commoncrawl


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To find a doctor, call 800-667-5356 or click below:
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| Causes
| Risk Factors
| Symptoms
| Diagnosis
| Treatment
| Prevention
Actinomycosis is a bacterial infection that results in collections of pus in the body.
This condition can be treated, so contact your doctor if you think you may have actinomycosis.
Copyright © Nucleus Medical Media, Inc.
Actinomycosis is most often caused by infection specific bacteria. This is normally present in the mouth and, sometimes, in the intestines. The jaw is most commonly involved, with lung and abdominal infections being less common. Very rarely, women may develop abscesses in the reproductive organs or bladder.
Factors that may increase your risk of actinomycosis include:
Actinomycosis may cause:
Your doctor will ask about your symptoms and medical history. A physical exam will be done. Tests may include:
Talk with your doctor about the best treatment plan for you. Treatment options include:
High doses of antibiotics
are used to treat actinomycosis. The antibiotics will need to be taken for 6-12 months.
Your doctor will drain pus-containing abscesses.
The best way to reduce your chances of developing actinomycosis is to prevent dental disease by practicing good dental hygiene and regularly visiting your dentist. You should also:
Last reviewed May 2014 by David L. Horn, MD, FACP
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For the past three years, Portland Monthly has been cautiously optimistic (at best) about our city's slow-simmering real estate market. But 2013 saw a surge of good news. Home buying is up—way up.
Almost half of our neighborhoods have returned to the median home prices they enjoyed five years ago. In many places, crime is down. Rosy outlooks abound. Indeed, a whopping 73 percent of people who took our reader survey think it's a good time to buy—and to sell—a home.
In light of this citywide burst of confidence, we're highlighting five Portland hoods that illustrate the promise of a new era in real estate.
Best For: First-Time Buyers
PORTSMOUTH (North)
Few neighborhoods saw more activity than Portsmouth last year. The average home in this almost exclusively residential patch of land north of Lombard Street was built in 1959, during a postwar frenzy that stocked the area with relatively small houses. Such homes are within the reach of our growing population of young singles and couples (61 percent of Portsmouth residents are single or unmarried). While Portsmouth doesn't contain much commercial development (there's a Taco Bell!), close proximity to the increasingly vibrant (and more expensive) Cathedral Park/St. Johns and Kenton more than make up for the lack. Indeed, the neighborhood's prime location has spurred a sharp drop in median age (31). Eminently walkable (with or without strollers), Portsmouth packs in four parks, including one of Portland's largest greenspaces, the 35-acre Columbia Park.
SNAPSHOT: 168 homes sold in 2013; $227,050 median price; $57,050 one-year increase
ALSO CHECK OUT: Cathedral Park (N), Brentwood-Darlington (SE)
Best For: Urbanites
RICHMOND (Southeast)
"Urban" doesn't just mean high-rises and traffic. It can also describe a place that captures the spirit of the city. And that is just what this inner Southeast neighborhood does. Through a combination of coincidence and planning, what used to be a quiet neighborhood dominated by Craftsman homes has become one of the brightest epicenters of the city's creative class. Coffee shops, bookstores, theaters, and yoga classes pepper the corridors of Hawthorne and Division, while an unrivaled smattering of restaurants makes it a serious tourist destination. Meanwhile, Division's reinvention has spawned some 250 units of new multifamily housing in the past four years: a prime opportunity for those who value location and density over picket fences. Keep in mind that values here are likely to keep rising (median prices jumped nearly 9 percent over the last year), so now may be the time to jump in.
SNAPSHOT: 195 homes sold; $363,400 median price; $29,400 one-year increase
ALSO CHECK OUT: Goose Hollow (SW), Foster-Powell (SE), Hollywood (NE)
Best For: Investors
SELLWOOD-MORELAND (Southeast)
It's telling, perhaps, that Sellwood began its life as a separate city. Long after its annexation in 1893, the perception of this quaint little neighborhood with its rickety bridge was at best a quasi-suburb, and at worst a bland community of perfectly synchronized biological clocks. But these days, Sellwood has never seemed more alive. With connections to downtown and other parts of Southeast Portland via the Springwater Corridor (as well as the coming MAX line), the neighborhood has seen a flurry of new restaurants and shops, as well as a reinforced bridge. And last year, a surge in home sales brought prices back to the same level as five years ago. With houses selling faster than most parts of the city (homes here are on the market for an average of just 39 days), continued upward growth is very likely.
SNAPSHOT: 231 homes sold; $360,000 median price; $45,000 one-year increase
ALSO CHECK OUT: Concordia (NE), St. Johns (N), Arbor Lodge (N)
Best For: Families
ASHCREEK (Outer Southwest)
This sleepy little neighborhood may not be on the tip of everyone's tongue (it's closer to Tigard than to downtown Portland), but for parents in search of a secure investment—and an affordable entry point inside the city—it has few rivals. Ashcreek's snaking, tree-lined residential streets are among the safest in Portland, and kids at the local schools consistently test high in math, English, and science. The median home price is $325,000—but due to the fact that Ashcreek has some of the lowest costs per square foot of any traditional, family-oriented neighborhood in Portland, scaling up to fit a growing family is a viable option here.
SNAPSHOT: 113 homes sold; $325,000 median price; $41,300 one-year increase
ALSO CHECK OUT: Brooklyn (SE), Montavilla (NE/SE)
Best For: Empty-Nesters
SOUTH WATERFRONT (Southwest)
It'd be a stretch to call this gleaming bristle of high-rises poking out of the west bank of the Willamette the "other downtown." But with nine 16-plus-story towers and a growing assortment of high-end stores and restaurants scattered throughout its 140-acre footprint, it may be getting closer. Indeed, this carefully manicured slice of riverfront property (technically a section of the "South Portland" neighborhood, which also includes John's Landing and Lair Hill) was first nurtured in 1999 by urban renewal dollars, and is home for 3,000 med students, doctors, retirees, and others—75 percent without children. And with the Milwaukie-bound MAX line nearing completion and a new pedestrian greenway providing an easy commute into the central city, South Waterfront is becoming a more integral Portland neighborhood each day.
SNAPSHOT: 227 homes sold; $356,300 median price; $21,300 one-year increase
ALSO CHECK OUT: Happy Valley, Northwest Portland, Sauvie Island
Want a closer look at the numbers?
Check out our sortable table of comprehensive real estate data for 2014!
- A Bigger Portland is On Its Way—And Here's What It Will Look Like
- Plotting Portland's New Skyline
- North Pearl: Going Up?
- Lloyd District: Ecotopia
- The Jade District: East Side, Redefined
- Orenco Station: Westward Expansion
- Four Buildings That Are Setting New Design Standards in Portland
- Portland's Hottest Neighborhoods: Where to Buy Now
- Neighborhoods by the Numbers
Our annual guide to 120 neighborhoods and suburbs in a sortable table of comprehensive real estate data.


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Trouble could be afoot from ill-fitting shoes
(NewsUSA) - Experts warn that while those sassy summer sandals may be simple to slip on and easy on the pocketbook, they also come with their own inherent problems.
"Flip-flops offer little in terms of arch support, foot protection and shock absorption. Tendonitis, arch pain and sprained ankles are just some of the problems flip-flops can cause," said Dr. Christian Robertozzi, president of the American Podiatric Medical Association (APMA).
In fact, most industry experts agree that flip-flops and sandals were never meant to be worn as everyday shoes, but instead were meant to be worn from the locker room to the pool or in the shower.
However, if you can't bear the thought of foregoing those sassy, strappy sandals, APMA offers this advice that can provide some tender loving care for your tootsies, while still showing off your toes:
* Consider whether the shoes are made for walking. Flats and slides shouldn't be worn for long periods of time or when walking long distances. Instead, select a sole that doesn't bend or twist excessively, to avoid arch and heel pain.
* Choose the source of material carefully. Flip-flops and sandals that are made of natural material, such as soft, supple leather, will prevent calluses and dead skin buildup around the heels.
* Watch the height. Most fashion magazines tout minimum 2-inch heels as a way of lengthening the leg and looking slimmer. However, anything higher changes the way the foot functions and causes the foot to wobble. Rather, look for sandals with lower, wider heels and a stable sole to offer greater support and balance, reducing pressure on the toes and ball of the foot.
* Don't forget the lotion. It's easy to forget to apply sunscreen to your feet and ankles, but doing so will ensure sunburn. In addition, reapply after getting out of the water.
* Wear shoes specific to the activity. Although the high wedges may look fabulous, they are of little help in a volleyball game or Frisbee tournament. To avoid toe and ankle injuries, wear appropriate footwear.
For more information, visit www.apma.org.
Distributed by Internet Broadcasting. This material may not be published, broadcast, rewritten or redistributed.


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Notify Me! The product you are searching for is out of stock. If you wish us to notify you when the product is in stock please submit your name and email.
|The Vans Rowley Classics Youth Shoe features a canvas and suede upper mix with a white midsole and hints of royal blue to give it some added color and style.


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Welcome to NAMI Charleston Area
One out of every five families has a loved one who suffers from a major psychiatric illness (brain disorder) such as schizophrenia or bipolar illness (manic depression). Millions more suffer from depression anxiety, ADD (Attention Deficit Disorder), and PTSD (Post Traumatic Stress Disorder). The National Alliance on Mental Illness Charleston Area is an organization that values all members of the family affected by these disorders. We provide programs for both the family members and clients, all of those whom seek support, education, and advocacy. Our support groups are designed to deliver constructive and compassionate assistance to people in need.
NAMI Charleston Area offers monthly support groups for family members and friends of those who have a loved one who suffers from a mental illness and also for individuals recovering from a brain disorder/mental illness. Monthly meetings are held on Mondays at 6:00pm at the noted locations.


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I ask not only on behalf of these, but also on behalf of those who will believe in me through their word, that they may all be one.
As you, Father, are in me and I am in you, may they also be in us, so that the world may believe that you have sent me.
-- John 17:20-21, NRSV
Ethnic/Minority Young Adult
Summer Internship
UMC Jobs
Ecumenical and Interreligious Endowment Fund


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Talented Snohomish eyes state soccer title
Panthers continue 'fun season' tonight in semifinals
Mark Mulligan / The Herald
Snohomish captain Juan Machuca-Garin (right) battles Mariner's Edgar Navarro for a header in a Wesco match earlier this season.
Jennifer Buchanan / The Herald
Lake Stevens' Dillon Downy (right) can only look as Snohomish's Tyler Mayer (left) heads the ball in a Wesco match earlier this season.
Herald file photo
Snohomish's Yair Daza (16) dribbles the ball through Lake Stevens players in a 2012 Wesco match.
Genna Martin / The Herald Lake Steven's Brandon Hafenscher (left) and Snohomish's Tyler Mayer vie for the ball in a Wesco match earlier this season.
A year ago, the Snohomish High School boys soccer team was poised for something special. The Panthers were both seasoned and talented. They were undefeated, nationally ranked and favored to win their third Class 4A state title.
Then in a flash it was gone. The Panthers were upset in the first round of the state tournament. Opportunity appeared to have passed Snohomish by.
Fast forward to the present. The 2013 Panthers find themselves surpassing the accomplishments of their more-heralded predecessors, and this weekend Snohomish is looking to claim what the Panthers thought would be theirs last May.
"This is exciting, this is fun," said Snohomish coach Dan Pingrey, whose team faces Thomas Jefferson in the semifinals at 6 p.m. today at Sparks Stadium in Puyallup. "It's been a fantastic season. When I say I didn't expect it, it's not because I don't have confidence in these guys. They've shown they're very good. It's just that when you lose a big chunk of bodies and have to come up with a brand-new team, oftentimes that's a rebuilding year. So this has been great. We've played well, played hard, played together, and that's what makes it a lot of fun to coach."
This year, it seemed a reset was in order for Snohomish. The Panthers, who at one point last year were ranked No. 1 in the National Soccer Coaches Association of America national poll, graduated a substantial portion of last year's team, including forward Reilly Cross, The Herald's boys soccer player of the year. Then they lost players to academy programs that discourage participation in high school soccer, including hotshot sophomore midfielder John Magnus. Just three full-time starters returned. Even Pingrey was resigned to a transition year.
But Snohomish opened the season with an emphatic 6-0 victory over Monroe, and the Panthers just kept winning, building an eye-popping 19-1 record. The only blemish on the schedule was an April 23 loss at Mount Vernon in which Snohomish was missing key players. The Panthers have been just as dominant in the postseason, winning their four district and state games by a combined score of 13-1.
"We've had a great season," senior winger Juan Machuca-Garin said. "We've all been playing well."
So why have this year's Panthers done what last year's couldn't?
Snohomish's three returning starters play big roles. Machuca-Garin and senior forward Tyler Mayer, the team's leading goal scorer, have led Snohomish's offense, while senior Kieren Raney has anchored the midfield.
The Panthers also have had players step up to fill critical roles. The defense has been completely retooled. Senior Alex Daza and sophomore Blake Crutchfield, both part-timers last season, along with junior Dekotah Keough, a JV player a year ago, form a quality foundation at the back. Freshman Brennen Judy has given the team an additional weapon up front. And junior Ryan Peters has been a rock in goal.
But the biggest difference between this year's and last year's teams is attitude. The first component of that is confidence.
"They're confident in going up against any group," Pingrey said. "I watch the way they play, the way they warm up. I think last year's group maybe thought too much at times. They kind of allowed themselves to be overwhelmed. They would make adjustments, but sometimes it would take too long to make an adjustment. This team plays confident, they're sticking to what we as a staff have asked them to do, and they make adjustments a lot sooner than other teams I've had. That's huge, especially as you get into the final four, where tactics are important."
The other component is togetherness.
"It's a different team this year," Raney said. "We have a different camaraderie, we've been getting together a little more, trying to put more of an emphasis on being a team unit instead of being individual parts. So I think us being together and working more together as a team has pushed us to go further and be better than last year."
Now the Panthers have their sights set on winning the championship that eluded them last spring. However, Snohomish has a mammoth obstacle in its path in Thomas Jefferson. The Federal Way school has yet to taste defeat this season at 16-0-4, and the Raiders are considered the team to beat for the title.
"We've scouted them and they're going to be the best team we've ever played," Raney said. "If we can take them down -- they're the biggest threat -- I think the championship will be ours."
And should that happen, the trophy the Panthers thought they'd bring home last year will finally be coming back to Snohomish.
Like our high school sports page on Facebook, follow @HeraldNetPreps on Twitter and look for updates on our Prep Zone blog.Story tags » • Snohomish High School • High School Soccer
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Welcome to Crowne Plaza Guatemala
Guatemala City Hotel's "The Place to Meet"
Wake up to brilliant, golden sunrises peeking over volcanic hills each morning you stay at our hotel's property in Guatemala City. The Crowne Plaza® Guatemala hotel, located in beautiful Zona 13 and just two miles from La Aurora International Airport (GUA), offers both comfort and convenience.
If you need to host a meeting in Guatemala City, our hotel has 15 event rooms that you can reserve for a variety of uses. Take advantage of the 2-hour RFP Response Guarantee; we'll help you plan each day with Daily Meeting Debriefs. In case you're visiting for meetings with local companies, you'll be glad to know that Copa Airlines, OEA, Solel Boneh and Ericsson are close to our hotel's location.
While in Guatemala City, guests find plenty of exciting attractions nearby, including the Central Market, Civic Center and Oakland Mall. Find out more about our culture by visiting the National Museum of Archaeology and Ethnology, or take a day-trip to the charming city of Antigua. We're just minutes from "Zona Viva


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Boys Basketball All-Wesco Teams
Wesco 4A North
Terry Dawn, Arlington, Sr. -- POY
Devin Stoen, Lake Stevens, Sr.
Andrew Roozen, Mount Vernon, Sr.
Nicota Stevenson, Monroe, Sr.
Noah Jones, Arlington, Jr.
Casey Leek, Mount Vernon, Jr.
Wesco 4A South
Jason Todd, Jackson, Jr. -- POY
Imaan Vicente, Kamiak, Sr.
Travis Bakken, Edmons Woodway, Jr.
Bayek Tutlum, Marnier, Sr.
Devin Joseph, Edmonds Woodway, Sr.
Wesco 3A North
Cannen Roberson, Stanwood, Sr. -- POY
Nathen Grimm, Marysville Getchell, Jr.
Josh Thayer, Stanwood, Jr.
JoJo Webster, Oak Harbor, Sr.
Drew Stang, Stanwood, Jr.
Elijah Jordan, Marysville Getchell, Sr.
Wesco 3A South
Josh Hawkinson, Shorewood, Sr. -- POY
Zach Pederson, Glacier Peak, Sr. -- POY
Greg Bowman, Mountlake Terrace, Jr.
Blake Fernandez, Mountlake Terrace, Sr.
Dreu Vader, Glacier Peak, Sr.
Loren Lacasse, Mountlake Terrace, Jr.
Ramsey Rosales, Glacier Peak, Sr.
Marquis Armstead, Mountlake Terrace, Sr.
Wesco 4A North
Dakota Tomson, Lake Stevens, Sr.
Kevin Hofstad, Mount Vernon, Sr.
Kaleb Bryson, Arlington, Jr.
Miles Witt, Mount Vernon, Jr.
Josh Baird, Snohomish, Jr.
Wesco 4A South
Jason Smarr, Edmonds Woodway, Jr.
Dan Kingma, Jackson, Jr.
Steven Gallardo, Cascade, Sr.
Brian Zehr, Jackson, Jr.
Josh Wisnubroto, Kamiak, Sr.
Kiante Ahmad-Woods, Marnier, Sr.
Wesco 3A North
Drew Washington, Oak Harbor, Jr.
Drew Sears, Stanwood, Jr.
Dante Fields, Marysville Pilchuck, Jr.
Jace Chacon, Everett, Jr.
Michael Painter, Marysville Pilchuck, So.
Dayne Herron, Oak Harbor, Sr.
Wesco 3A South
Ben Andrews, Shorewood, Sr.
Taylor Freeman, Shorewood, Sr.
Alex Horning, Shorecrest, Sr
Masambba Njadoe, Shorecrest, Jr.
Sam Franks, Shorecrest, Sr.
Russell Crippen, Snohomish, Sr.; Colin Kane, Snohomish, So.; Riley Schelfhout, Monroe, Jr.; Brandon Gundersen, Monroe, Jr.; Bradey Brummel, Arlington, Jr.; Gavin Smoke, Arlington, Jr.; Ryan Lian, Lake Stevens, Sr.; Moussa Sanoh, Lake Stevens, Sr.; Thomas Susnios, Lynnwood, Sr.; Bryce Landers, Lynnwood, Sr.; Connor Willgress, Jackson, Jr.; Brad Rice, Edmonds Woodway, Sr.; Cody Chrisman, Mariner, Sr.; Chris Hailer, Oak Harbor, Sr.; Mason Garcea, Stanwood, Sr.; Steven Tran, Everett, Sr.; Omar Sakin-Romulus, Marysville Getchell, Jr.; David Popach, Everett, So.; Austin Lobaugh, Marysville Pilchuck, Jr.; Caleb Tingstad, Meadowdale, So.; Mitchl Pohrman, Glacier Peak, Sr.; Jacob Perkins, Meadowdale, Jr.; Jesse Zerom, Mountlake Terrace, Sr.; Dylan Pontrello, Shorecrest, Sr.
Like our high school sports page on Facebook, follow @HeraldNetPreps on Twitter and look for updates on our Prep Zone blog.Story tags » • Arlington High School • Edmonds-Woodway High School • Lynnwood High School • Meadowdale High School • Mountlake Terrace High School • Cascade High School • Everett High School • Henry M. Jackson High School • Lake Stevens High School • Marysville Pilchuck High School • Monroe High School • Kamiak High School • Mariner High School • Snohomish High School • Stanwood High School • Oak Harbor High School • High School Basketball • Jackson High School • Shorecrest High School • Shorewood High School • Glacier Peak High School • Marysville Getchell High School • Mount Vernon High School
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Allow me simulate your strategy by repeating myself in lieu of offering a counter argument. You can't make something true by repeating it again and again – although you can make people believe things by that means.
I'm afraid we may have reached the end of this line of inquiry. At this point, we can only entreat one another to reconsider our views on the empirical quality of space and time and/or the limits of empirical knowledge. I am confident enough in my views on those matters to rest my case on them.
"in lieu of offering a counter argument…" In a dispute, this is called an admission of defeat! I actually didn't repeat myself over and over again. This is actually more of a description of your own stile of reasoning. Finally, you resort to chest thumping. But, this is what you've done all along! So long!


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Spring 2015 Free Workshop Schedule Posted
The FIU GIS Center is proud to announce its Spring 2015 free workshop schedule! This semester, we'll be hosting a brand-new course, "Basics of Geometric...
Determine the Effectiveness of Detectability and Scalability of Wetland Plant Communities Using WorldView 2 and Landsat Satellite Data for the Greater Everglades
This research project supports the assessment of landscape patterns in the Greater Everglades wetland domain. The purpose of this project was to evaluate the use of remote sensing 1) to detect and map Everglades wetland plant communities at different scales; and 2) to compare map products delineated and resampled at various scales with the intent to quantify and describe the quantitative and qualitative differences between such products. We evaluated data provided by Digital Globe's WorldView 2 (WV2) sensor with a spatial resolution of 2m and data from Landsat's Thematic and Enhanced Thematic Mapper (TM and ETM+) sensors with a spatial resolution of 30m. We were [more]
Andean Amazon GIS Web Portal (AAGWP)
Welcome to the Andean Amazon Geographic Information Systems (GIS) Web Portal (AAGWP), a GIS-based portal designed by the FIU GIS Center for users to acquire, harvest, and publish standardized geospatial and attribute data and metadata about the physical and socioeconomic environments with a focus on the Andean Amazon region of Bolivia, Colombia, Ecuador, and Perú. Collections such as the Digital Flora of Ucayali, Perú are featured under this project. The AAGWP aims to provide support and new research tools for scientists, policy makers, educators as well as information professionals and the general public, who will find the fine scale data accessible through the portal particular [more]
SRTS is a new federal reimbursement program to enable and encourage children in grades K-8, including those with disabilities, to walk and cycle to school; to make walking and cycling to school safer and more appealing; and to facilitate the planning, development, and implementation of projects that will improve safety and reduce traffic, fuel consumption, and air pollution in the vicinity of schools. The FIU Library GIS Center was funded by the Miami-Dade Metropolitan Planning Organization (MPO) to develop a web-based route planner to support SRTS. The routing program takes into consideration interaction with traffic, sidewalks, crosswalks, traffic lights, speed limits, and other factors [more]
Global Water for Sustainability Program (GLOWS)
The Global Water for Sustainability (GLOWS) program is a USAID-funded initiative to promote the integrated management of water resources and aquatic ecosystems world-wide. Program activities seek to maximize the economic and social benefits derived from water resources while sustaining freshwater [more]
Geo-Spatial Data Preparation Modules for Implementation of Disaster Risk Reduction Modeling (DRR)
The FIU GIS Center, in conjunction with the Disaster Risk Reduction (DRR) Program and the Bell Program, will develop and host on-line training modules and on-site short courses with the objective to build capacity in the field of data preparation for disaster risk assessment modeling. The focus of the modules is to establish data processing procedures to elevate data and extract spatially explicit information from raw data for implementation of the Central American Probabilistic Risk Assessment (CAPRA) model. CAPRA applies principles of probabilistic risk assessment to the analysis of hurricane, earthquake, volcano, flood, tsunami and landslide hazards. CAPRA applications include the creation and visualization [more]
Transportation Outreach Planner
The Transportation Outreach Planner, funded by MPO Miami and Palm Beach County, is a geo-spatially enabled online interactive reporting program. The FIU Library GIS Center worked in collaboration with the FIU Metropolitan Center to develop this regional community involvement program. The Planner contains an interactive mapping and reporting tool for demographic profiles down to the block group level, a comprehensive collection of community background reports, and a set of public involvement strategy tools for optimizing outreach to the public. This semi-automated program allows urban planners and managers to quickly generate a socio-economic profile for a neighborhood or community defined by the user, providing comparisons [more]
There are no courses listed this semester.


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There's a lot more in your bottle of craft beer than meets the eye: thousands of years of history, anthropology, science and biology have all led up to that beautiful beverage in front of you. Yes, it's delicious, but wouldn't you like to know why? Beer U "classes" are held monthly to help you expand your beer knowledge--and your palate. These events are casual and conversational, and participation (beyond just drinking your beer!) is encouraged. Topics range from a variety of beer styles to history and sensory evaluation. And we are definitely proponents of hands-on learning: every class includes a beer list so you can drink along with us. Enroll in our Beer University for some higher education!


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Ryan Bundy
|Ryan Bundy
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Bundy ran in the 2012 election for Utah House of Representatives District 72. He was defeated by Matthew D. Carling and John Westwood in the Republican convention.[1]
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In 2008 Armin Heinrich launched a $999.99 app in the iPhone app store called I am Rich. The app's only true purpose was to tell people that you are rich. The official app description stated, "The red icon on your iPhone or iPod Touch always reminds you (and others when you show it to them) that you were able to afford this. It's a work of art with no hidden function at all." The app was pulled from Apple's App Store shortly after it launched. Eight iPhone users downloaded the app before it was banned.
Currently, available from Google Play, you can download the app I'm Richer Than You for your Android device. It costs $131.25. This app's official description reads, "Show your friends how rich you are with this app. It's useless, it only shows a cow mooing, but at least it's much funnier than other "I'm rich" apps out there."
The truth is, I'm Richer Than You is the is the perfect app for the Android device user who is looking to flaunt their riches in a unique and creative way. Likewise, until Apple allows its iPhone counterpart in the App Store, there is no solution for iPhone users who need to solve this problem.


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Wrap yourself in a fabulous fur today, William Furs offers a unique selection of the highest quality furs, cashmere and fine leather coats for men and women. We also are the West Coast's most complete full-service fur salon; we offer everything to care for your fur and leather coats and jackets; fur cleaning and repair, leather cleaning and leather repair, cold storage for your fur coats, alterations of fur and leather coats and jackets and restyling.
Williams Furs has been in business since 1977. We feature an unrivaled million-dollar collection of the softest, silkiest, most magnificent furs. Arrive to events looking like a million, without spending one!
We offer fur coats and jackets for men, women and children and soft leather coats and jackets for men and women.
Our fur and leather fashions are available in all sizes and colors:
We also carry many accessories in the latest fashion and trends for men and women; leather gloves with fur lining with or without fur trim, knitted gloves with fur trim; plush, soft fur teddy bears; assorted fur animals, dogs, cats, horses, etc.; fur and leather hats for men and women, fur headband, knitted mink and knitted rabbit scarves, purses, belts, great affordable gift ideas.
Be our guest for a glass of wine. I am anxious to meet you.
Come visit us today for a brand new luxury fur or trade in your existing fur for a new style we have hundreds of selections to choose from.


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TPHummer - HummingbirdGirl
Member name:
About Me:
Tom Petty & the Heartbreakers memorabilia archive owner. Runnin' Down the Dream and lovin' it!
Artist & Musician, creator of a huge TPATH memorabilia archive that will one day be offered to the Rock & Roll Hall of Fame.
Favorite Bands:
TPATH Superfan, but I also follow the Wallflowers; MUTEMATH an electro/pop band that claims work in the Transformers & Twilight Saga movies; Silversun Pickups: L.A. natives that don't get enough credit; Death Cab For Cutie, and Nashville New South Rock band, The Vegabonds. I listen to many current bands and try to keep myself up on current music trends and sounds.
United States
Barbara Bogart Luoma
Favorite Concert You've Been To:
Estero Florida show in 2012 was a great vacation attached to the concert. Stayed at the Edison Beach House right on the beach in Ft. Myers Beach, waded with wild stingrays, swam up close with wild dolphins and then went to the show at the Germain Arena in Estero. 2013's end of tour show in Minneapolis at Target Center was great! Stayed at the Marriott Depot Renaissance, went to the dueling piano bar The Shout House & got them to play Free Falling in honor on Benmont, attended the pre-show meet-up at Hubert's Sports Bar & Grill and then sat right in front of Tom for the whole night (right in front!!!) Lastly got our photo taken by a reporter for the St. Paul/Minneapolis Pioneer Press and wound up in the Sunday paper. What a hoot! My fav overall show was 2010 at United Center in Chicago because of the awesome size of venue & audience. We were in front of Tom's mic stand again & could see audience from his perspective. Plan to do this venue again in 2014. And Nashville!
Twitter Name:


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|Latest Information - Update
|01 Sep 09:13
The Notting Hill Carnival has taken place over the bank holiday weekend and passed off relatively peacefully. The deployment of 6500 officers to the event in addition to around 4000 across the rest of London played a significant part in keeping the peace over the weekend.
The MPS made a total of 214 Notting Hill Carnival related arrests and a further 51 by British Transport Police. These arrest figures are consistent with previous year's totals.
In our last few editions we have stated that the general picture across London is one of 'business as usual'. This continues to be the case but as stated in the last edition we will not be complacent, especially as we have two significant events taking place over the next two weekends: possible activities by the English Defence League following the Home Secretary's ban on marches through five east London boroughs (see page 2), and the funeral of Mark Duggan.
Disorder Arrests - Update
· 2124 total arrests (adult: 1669 / juveniles: 455).
· 1221 people charged (adult: 958 / juveniles: 263)
We continue to work closely with the Crown Prosecution Service to ensure that cases are processed as quickly as possible. A large number of people have appeared in court and while some have already been convicted and received prison sentences, many cases have been remanded to Crown Court.
|Associated Messages
|Groups Posted To


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You'll never guess who loves puppy kisses as much as we do? Yep, international supermodel Irina Shayk! Irina visited our Adoption Center last year, and the impression our adorable pets made had her coming back for some more love!
During her visit, Irina met Lady, one of our sweetest senior rescue dogs. In her usual fashion, Lady's charm and playfulness turned Irina into an instant advocate for Lady's adoption. Along with her admiration of Lady, Irina expressed her hopes that animal lovers would make adoption their first option.
We absolutely loved having Irina at our Adoption Center, and we hope that she continues to spread her passion for pet adoption. Please share this video to show your support, too!
Hi ASPCA and Irina,
I am always glad to see celebrities involved in animal advocacy. They add so much power to an animal issue and the powerless animals need all the power they can get.
Irina - thanx for helping out. Your help will do a lot for Lady and the other animals in need. Congratulations for kindly putting your celebrity stamp to good use. It makes a lot big difference.
Thank you ASPCA for being there for so many decades.
=^..^= Hairless Cat Girl =^..^=
thank you for getting the word out about lady Irina, I really want to adopt her but I live in the midwest and already have a dog. I am really depressed about lady not getting adopted. everyday i go on the ASPCA website to see if any dog or cat has been adopted and I get really sad whenever i see that lady hasn't been adopted yet. I am 15 years old and would do anything to give lady a loving home she deserves. i really wish that you would adopt her beacause she seems to love you. but i don't know whether you currently live in the United states or in russia? so i guess it would be hard to adopt her. I will do whatever i can to help lady get adopted.


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5400 Shawnee Rd. Suite 208
Alexandria, VA 22312
Driving Directions
Phone: (703)750-0633
Fax: (703) 997-7539
Email: email@example.com
CARD's overall purpose is to help each student achieve as much as they can and reach their maximum potential. CARD understands that students with autism and autism spectrum disorders (ASD) present unique challenges to education. By using research based and proven methodologies and an individualized curriculum, the unique needs of each student can be met. Through our assessment, curriculum, and procedures we can provide an environment to optimize the learning of our students and help them achieve academically, behaviorally, and socially.
CARD'S philosophy is that children with Autism and Autism spectrum disorders should be treated through the use of applied behavior analysis. Applied behavior analysis (ABA) is a scientifically proven methodology with decades of research. By manipulating antecedents and consequences in combination with discrete trial teaching and other research proven technologies an optimum environment for children with Autism and Autism spectrum disorders can be created. CARD's philosophy is also that each child with autism or an autism spectrum disorder is an individual and programming and techniques should be tailored to their individual strengths and weaknesses.
CARD's primary objective is to help each client attain his or her maximum potential in the least restrictive environment via behaviorally-based intervention. Each client's program is individualized in accordance with the particular deficits and skills identified through assessment, as well as the maladaptive behaviors exhibited by the client. Skill deficits and maladaptive behaviors can be defined as those which impede an individual's overall functioning and ability to learn.


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Safety Week
KidsTown presents Safety Week
June 19 - 22, 2014
There are a number of emergencies that are beyond our control and there are emergencies than can be prevented. We bring you the experts in many different areas of safety to see how you can play a part in preventing emergencies and how to handle situations that do arise.
Safety week will provide you and your family an opportunity to talk about how to prevent emergencies and what to do in case of an emergency. Also, have a chance to meet some of our emergency service men and women and volunteers throughout our community who are working together to keep us safe. Check out our events calendar for specific dates and time.
*Please note that due to the nature of our vendors' occupations cancellations may occur as a result of an emergency in our community.
Activities include:
Story Time with a Local Police Officer
Friday, June 20,11:15 a.m.
Meet and Greet City of Orlando Firefighters:
Thursday, June 19,11:00 a.m.
Saturday June 21, 11:00 a.m. – 12:00 p.m. and 2:00 p.m. – 4:00 p.m.
Water Safety with Geoff Dawson from the Pool Safety Resource
Saturday, June 21
Orange County Sherriff's Office Patrol Unit
Saturday, June 21
MADD of Central Florida demonstrating fatal vision
Saturday, June 21
Florida Highway Patrol will be doing a Roll Over Simulator
Saturday, June 21
And other hands on Safety Activities and demonstrations.
Orlando Fire Department – http://www.cityoforlando.net/fire/index.htm
Orlando Police Department – http://www.cityoforlando.net/police/
Orange County Sherriff's Office – http://www.ocso.com/
Children's Safety Village of Central Florida –
Safe Kids USA – http://www.safekids.org/
MADD of Central Florida –
Geoff Dawson – The Pool Safety resource –
www.tpsrfl.com or www.stopadrowning.com
Pool Safely – www.PoolSafely.gov


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kyounge1956 wrote:Hi Simba,
thanks for all the work you do on these spreadsheets. I was looking at some sample asset allocations the other day and I think I've discovered a slight correction that needs to be made. On both of the "Returns" tabs, I don't think the conditional formatting has been applied to all the cells it should have. When I entered enter a 1972-2010 portfolio of 5% each Small-cap Value, REIT, EAFE & commodities, 40% 5-year Treasuries and 40% TIPS, the worst drawdown is -3.51% (in Column AM, line 43) but the orange cell is on line 29, which is the next worst return (+0.21%). I can't tell whether the Real Return columns are affected because the worst real return is up toward the top of the spreadsheet. Using the same AA and the 1985-2010 data, the worst return is -4.07% (Column AZ, line 30), but the orange cell is on line 16, the next worst return, and the same glitch occurs in the Real Return.
Lbill wrote:Simba-
Just wanted to verify that the OpenOffice version 10c is not able to display the returns charts on the Porfolio tab, as they are in the Excel version, correct? Is this a limitation of OpenOffice?
Clive wrote:Simba - great spreadsheet - love it
Query on the 5 year treasury VFITX for 1995 though that shows a 20.44% gain.
From http://www.federalreserve.gov/releases/h15/data.htm it looks like the 5 year T yields were
1994 6.69
1995 6.38
1996 6.18
So I can't see how a 20.44% gain in 1995 occurred.
Yahoo shows that value http://au.finance.yahoo.com/q/pm?s=VFITX - but just seems ???
Lbill wrote:Simba - Many, many thanks for your continuing efforts to provide the updated spreadsheet. This tool has been of enormous help to me in increasing my investment knowledge, as it has been to legions of other individuals.
Cyclone wrote:I love the spreadsheet, but I am using OpenOffice and the new versions (both) are not working for me. Nothing but errors. Am I doing something wrong?
Clearly_Irrational wrote:Completely agree, though I was somewhat chagrined to only find it after having done a significant amount of work to build something similar myself. However since yours was far superior to the product I had and so many more people are checking it for errors I was happy to switch. Now everyone can be sure that when they accuse me of curve fitting that at least the curves are the right ones!
I just wish I could get the same thing with quarterly data, but I doubt that's easily available.
simba wrote:Thanks CI. I don't mind including the quarterly data but it's just too much work to capture the data for all the funds. Even if I venture out on this path, I won't be able to get the quarterly data for the funds back to 1972 or 1985 for that matter.
Clearly_Irrational wrote:simba wrote:Thanks CI. I don't mind including the quarterly data but it's just too much work to capture the data for all the funds. Even if I venture out on this path, I won't be able to get the quarterly data for the funds back to 1972 or 1985 for that matter.
That's what I figured, I didn't find it easily myself either. There is probably a paid database (or two) somewhere that has it but I doubt it would change the results enough to be worth it.
Paul Douglas Boyer wrote:I did a spreadsheet with MONTHLY data about a year ago. It does not noticeably change the results at all. I also computed Max Drawdown, and determined that you can estimate Max Drawdown by multiplying the Standard Deviation by 3.
So no, it is not worth your time to go quarterly, it wasn't even worth it going monthly.
simba wrote:Paul - Thanks for the info. Btw did you get the monthly data from M* principia pro or somewhere else?
simba wrote:The latest version of the spreadsheet (rev11a) is now available.
You can download the latest version of Excel Spreadsheet [rev11a] or the LibreOffice version [rev11a]
The latest version will always be reflected in post #1 for this Topic - Spreadsheet for backtesting
Best Regards,
hudson4351 wrote:I just thought of another question:
Where did the backtested data come from in cases where the fund was not in existence for the entire duration? For example, there is data for VFITX going back to 1985, yet when I look that fund up on Vanguard, the inception date is only 10/28/1991.
serbeer wrote:Simba,
I realize that you rarely seen on the forum lately, but please consider updating the spreasheet with 2012 results and CPI data.
This is one of the more valuable tools of this forum!
Thank you!
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Soccer Moved to Thursday with St. Andrews; Games to Be Played at Neutral Site in Charlotte
October 12, 2011
MISENHEIMER, N.C. - Pfeiffer University and St. Andrews University will make up Wednesday's washed out soccer doubleheader on Thursday afternoon with neutral site contests at 1:00 p.m. and 3:00 p.m. Both the women's and men's matches will be played at the Harrisburg Road Soccer Complex in Charlotte. This will marked the sixth and seventh times in the last two-and-a-half season's that home games have had to been moved away from N.E. Lefko Field due to poor drainage.
Live stats may or may not be possible on Thursday due to the limited setup capabilities and power issues at this brand new facility. Stay tuned to http://www.gofalconsports.com on Thursday for live stats possibilities.
Harrisburg Soccer Complex
7701 Harrisburg Road
Charlotte, NC 28215


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New album: Dissolve (e.p.)
Artist: Horsecops
Label: Come Sunday
Rating: 4 stars out of 5
It must be tough for a young rock band to find an identity in 2013. If they emulate their heroes they'll be labeled a retro band, while avoiding their basic instincts may lead to Green Day-esque fake accents and mandatory goofy shark fin haircuts.
On their debut release, Philadelphia's Horsecops sidestep those potential landmines and deliver a welcome dose of oomph.
Produced by Horsecops bassist Ben Schwartz, the "Dissolve" e.p. is a near perfect combination of garage band drive and top drawer musicality. Free of the slick, overproduced sheen that has sterilized many potent bands, "Dissolve" is a raw, invigorating rock record.
"Can't Go On" is a great guitar fuzzathon in the tradition of the MC5, Husker Du and early Foo Fighters, with vocalist Josh Lesser pouring out a vocal reminiscent of Sting's early punk forays with The Police. Drummer Nick Myers drives the song with steam hammer precision while guitarist Conor O'Mara's tasteful lead lines are concise and melodic.
"Dissolve" and "Finale!" are gear switchers but compelling nonetheless. Along with possessing the writing chops of more seasoned musicians, Horsecops know how to play as a band. The arrangements for "Dissolve" and "Finale!" aren't fussy, but the interplay is as architecturally sound as anything Billy Corgan has ever cooked up for the Smashing Pumpkins at their most visceral.
With "Dissolve," Horsecops have laid out what could be the blueprint for an interesting career.
Classic album: Automatic for the People
Artist: R.E.M.
Label: Warner Bros.
Rating: 5 stars out of 5
To some, the 1992 release of R.E.M.'s "Automatic for the People" proved to be the zenith of the band's recording career. The album was universally hailed by critics as a masterpiece and it sold about a gazillion copies to boot.
R.E.M. started out as a sideways combination of new-wave indie folk filtered through a 1960s rock prism. From their full-length debut "Murmur" in 1983, R.E.M. pulled off the neat trick of always getting good reviews, keeping their fan base happy while at the same time generating greater sales with each successive release.
Usually when a band becomes successful, their initial fan base accuses them of selling out, but for whatever reason it was OK for R.E.M. to grow up in public.
In 1991, the band decided not to tour behind their "Out of Time" album, which contained their surprise hit "Losing My Religion," among others. Feeling they'd tapped into some great reservoir of songwriting juice, they immediately started working on "Automatic for the People." Fans were upset by the band's decision not to tour, but in retrospect it was a genius move.
R.E.M. decided to float a curve ball for the first single with "Drive," possibly the eeriest tune to reach the upper levels of the charts in 1992. Between the tsunami of grunge oozing out of Seattle and the ever present boy bands and pop tarts, the stark "Drive" was an anomaly — complete with a string arrangement by Led Zeppelin's John Paul Jones.
Of course the big hit from "Automatic" was the simple, Stax-like ballad "Everybody Hurts." Serving as a rallying cry for some and a source of endless derision for others, "Everybody Hurts" is the song that rightly or wrongly cut all ties with R.E.M.'s status as an underground band.
Truth be told, "Everybody Hurts" — along with "So. Central Rain" and "Walk Unafraid" — is one of Michael Stipe's greatest achievements as a singer.
Another "Automatic" track that would with time become a massive hit was "Man on the Moon" — a paean to comedian Andy Kaufman. With imagery of heaven as a truck stop and Kaufman wrestling beyond the ether, "Man on the Moon" became the great stadium sing-along for the remainder of R.E.M.'s life as a touring band and enjoyed a second life when the Kaufman biopic of the same name was produced seven years later.
Radio hits and stadium raisers aside, the strength of "Automatic" lies in its more subtle moments. "Try Not to Breathe" is a lilting track driven by guitarist Peter Buck's acoustic excursions and bassist Mike Mills' plaintive backing vocals. Dealing with the impending demise of an elderly loved one, "Try Not to Breathe" proved that rock music could grow up gracefully.
"Star Me Kitten" is a rather lascivious celebration of love that somehow manages to sound like a starry summer night by the lake, and "Monty Got a Raw Deal" manages to rock a little Montgomery Clift into the proceedings.
"Automatic for the People" is the album people who know nothing about R.E.M. own, but that's no reason to deny yourself this great piece of pop art.
Jon Dawson's album reviews appear every Thursday in The Free Press. Contact Jon at 252-559-1092 or email@example.com. Purchase books, music and beepers at jondawson.com.


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LexisNexis® Academic provides access to full-text news, business, and legal publications, using a variety of flexible search options. One of the most heavily used databases in higher education, LexisNexis® Academic is available at over 1,500 libraries serving over 8 million students and faculty. It is a standard element in many research and information literacy programs.
Access over 15,000 news, business, and legal sources. The outstanding news coverage includes deep archives and up-to-the-minute stories in national and regional newspapers, wire services, broadcast transcripts, international news, and non-English language sources. Use the included Company Dossier module to retrieve detailed company information and financial performance measures or identify and compare companies matching specific criteria. This product also provides access to the renowned Shepard's Citations® service for all federal and states court cases back to 1789. See the table of contents below for specific help topics:
Frequently Asked Questions
This section contains frequently asked questions about the LexisNexis Academic. If the answer is particularly long, click on the "More..." link to read the full answer.
Whom do I call for help?
Our Customer Support line is available 24/7 at 1-800-543-6862. Otherwise, you can contact your sales representative, use our listserv or see the Contact Us page.
Where Can I Find a User Guide on Academic?
Here, on our Knowledge Center is the best place. Use the search box above to search the Knowledge Center for a user guide or go straight to our User Guides Section. Check out the How To section, as well, for small task-based user guides like "How to find an editorial."
How Can I Hear about Academic Updates?
The primary medium for communicating news about LexisNexis Academic to the librarian community continues to be our listserv. The Academic listserv homepage is at http://lists.lnacademic.com/scripts/wa.exe To sign up for the listserv, visit http://www.lexisnexis.com/academic/listserv/default.asp - see our article on LexisNexis Listservs, as well. The listserv is current for librarians and teaching faculty members only. We are also quite active with product updates on Twitter, so follow us @LNAcademic.
Subscription and Technical Issues
How Do I Tell if my Subscription Is Set up Correctly?
LexisNexis Academic has been designed so that all subscribers have access to exactly the same content and features. Unlike other LexisNexis services, there are no optional modules. If you have access to the product then you can be confident that it has been set up correctly with the right options -- with one caveat. You should check your subscription to ensure that it includes the Company Dossier service. Please see the article on Academic Subscription Configuration.
Is Remote Access Allowed?
Yes. Please see the article on Remote Access.
Does LexisNexis Support OpenURL Article Linking?
LexisNexis Academic does not accept OpenURL formatted queries itself, but it supports OpenURL link resolvers by providing a URL API that can be used to link to specific titles or retrieve specific documents.
Does LexisNexis Support Federated Search?
Yes. LexisNexis Academic provides an XML gateway that can be used by federated search systems. For more details and a list of the federated search systems currently supported, please see the article on Federated Search
Does LexisNexis Provide COUNTER Compliant Usage Reports?
Please see our Subscriber Resources page on Usage Reports.
LexisNexis provides COUNTER Database 3 reports (searches and sessions by database)however, LexisNexis databases are not considered journals services, and is neither obliged nor able to provide the detailed Journal 1 reports. More...
Are durable URLs available in LexisNexis Academic?
Durable links are not automatically provided in LexisNexis Academic documents, but they are relatively easy to create, and we provide tools and other resources to help.
Can I Change the Home Page or Default Sources?
No. LexisNexis Academic does not support customization such as changing the home page or specifying which sources appear on a search form. However, it does allow you to link directly to search form using the Academic URLs for Search Forms.
General Searching
Does the Search Box on the Main Page Search Through All Titles in Academic?
No. The search box on the main page of Academic searches four major group files at once, which gives users a broad mix of content in their results lists. The Main Page's Academic Search Box is a combined search of the following content sets:
- Newspapers (a group file of all newspapers, US and international, in LexisNexis Academic)
- Law Reviews (a group file of all Law Review titles)
- Company Profiles (a group file of all sources that provide Company Profiles)
- Federal and State Cases (a group file of all Federal and State Cases content)
Are the Search Boxes on Each Form Performing a Freestyle or Boolean Search?
Each search box (whether it be on the main page, or on any of the search forms in the Search By Content Type Menu) default to a Natural Language search. However, if a user enters a Boolean connector such as:
and, not, not w/n, not w/para, or, pre/n, pre/, w/, not w/seg, not w/sent, w/n, w/p, w/seg, w/s, atleast, allcaps, caps, nocaps, plural, singular
the search box will recognize the language and run a Boolean Search. Also, if the user narrows their search by date, uses any of the options on the Advanced Section, or types in a segment like PUBLICATION(), the search will run as Boolean. More...
What Are Index Terms and Why and How Should I Use Them?
LexisNexis Academic uses an index to catalog its content. If you are looking for an article, transcript, or case about baseball, you can attach the index term "Baseball" to your search and all the articles that have been indexed about "Baseball" will return. For more information, please visit our page on SmartIndexing Technology. Or our How To Use the Index user guide.
Why Should I Use the Build Your Own Segment Search Section?
A document segment or section is an element within the document such as "Byline", "Date", etc. These sections are useful when you need to narrow your search to something very specific, like an author's name (byline) or a word in the headline. More...
Can I Search Within a Particular Source?
Absolutely. On the Advanced Options, there is a source word wheel that contains a list of all sources in Academic. Simply start typing the source you're looking for in the box, and the word wheel will appear with various selections.
The Source I Wan't Doesn't Appear in the Advanced Options Word Wheel. What Now?
You can also click the Source Directory links at the top of the page and search for your source. You may search sources by title, country or state, or topic. Once you find a source you'd like to search within, select it and click the "OK-Continue" red button. You may select more than one source at a time. More...
Can we save searches or set up alerts in LexisNexis Academic?
There are no personalization features in LexisNexis Academic that would allow you to save searches or set up email alerts. However, it is relatively easy to build Durable URLs that run canned searches.
How do I search on all papers from a particular area, like Kansas?
Use the Advanced Options on the All News form to search sources from a particular area. See the How To Search Newspapers by State user guide for more information
How do I find all articles from a specific issue?
LexisNexis Academic does not provide the "browse issue" feature found in some databases. However, you can easily construct a search to retrieve all articles from a specific date or date range. Many people choose a common word when trying to check whether there are any articles in a given date range. This is not very effective. The trick is to use a search terms that you know must occur in every single article. The two best candidates for this type of search are the date and the publication name.
These methods are also useful for determining if an article is missing from LexisNexis Academic.
Why Can't I Find My Article Inside Academic?
Articles that appeared in a print edition may be omitted from the online version for several reasons.
- They may have been part of a local edition of a newspaper rather than the standard version the publisher provides to LexisNexis.
- They may have been written by a freelancer who decided not to grant the publisher permission to reproduce the article online, as is required under the U.S. Supreme Court Tasini Decision.
- There may have been a problem in the data provided by the publisher or in the way it was processed by LexisNexis. Data problems are very rare and they normally affect all articles from a particular issue. If you think you have discovered a data problem, please report it to LexisNexis.
When Searching Legal Cases, How Do I Search by Party Name?
If you use the Look Up a Legal Case widget on the Main Page, just type the names right in the two boxes. It doesn't matter which name you type first! For a more precise search, in the Search by Content Type menu, select the "Federal & State Cases" Search form. Use the Build Your Own Segment Search box to select the NAME() segment. Type either or both of the party names inside the parentheses.
What are Shepard's Citations? Why do I need them?
Shepard's Citations are an extremely useful tool for legal research. By entering a case's citation number into Shepard's, you will see every time that case has been referenced, all treatments of the case, and, most importantly, whether or not the case is "good law." If the case has been over-ruled, it may no longer be cited, and is considered "bad law." To use Shepard's, you can either enter the citation number at the Shepard's Citation search form (listed on the right side, under Federal & State cases) or from inside an actual case, you may go to the "Next Steps" drop-down box in the upper right-hand corner of your document and select "Shepardize" from the list. More...
What Can I Find in Company Dossier?
Company Dossier is a critical tool for business majors or anyone doing business research. You can find most public company information for companies including: analysis and basic information, current news stories, company profiles, list of competitors, corporate hierarchy, financial information, legal information, and intellectual property information.
Related Articles
Product Management and Advisory Committee
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Instructional Materials
External Links
The Academic listserv homepage is at http://lists.lnacademic.com/scripts/wa.exe
To sign up for the listserv, visit http://www.lexisnexis.com/academic/listserv/default.asp


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Latest News
PHOTO: Kim Kardashian Watches Her New Beau's Football Practice
Kim Kardashian may have proclaimed she's still single recently, but things clearly are heating up between her and Miles Austin. The brunette beauty was sp… READ MORE
Kim Kardashian Tells Ryan Seacrest, "I'm Single!"
Just a day after being spotted frolicking in the ocean with new flame and pro football player, Miles Austin, in Cabo, Mexico, Kim Kardashian claimed she is s… READ MORE
Kardashians Take Over Football Star's Wedding
Former New Orleans Saints defensive star Bobby McCray married Khadijah Haqq in L.A. Saturday and the bride's best friend Khloe Kardashian had her w… READ MORE
Kim Kardashian Getting Serious With Miles Austin
Kim Kardashian introduced Miles Austin to her whole family Saturday night, RadarOnline.com has learned.
Kim Kardashian Steps Out With New Beau
Kim Kardashian and her sexy new football hunk, Dallas Cowboys wide receiver Miles Austin, were snapped enjoying a night out on the town in New York City Wedn… READ MORE
PHOTOS: Newly Single Celebrities
Who is ready for a fun summer fling? RadarOnline.com is bringing you the latest celebrity stars who are back on the dating market after breaking up with thei… READ MORE
Kim Kardashian's New 'Bad-Boy' Beau; The Inside Stor...
Kim Kardashian has fallen for another bad-boy football stud in the shape of handsome Dallas Cowboys receiver Miles Austin, RadarOnline.com can reveal.
AUDIO: Kourtney & Khloe Kardashian Tell How They Get Their Bikini...
Kourtney and Khoe Kardashian are revealing secrets on how they stay in shape, what they think about the Reggie Bush's NCAA scandal and how their reality sho… READ MORE
Paris Hilton, Mike Tyson And Other Stars Turn Up For UFC Fight
You would have thought it was a movie premiere with all the stars who showed up to a recent UFC fight.
PHOTOS: Stars at The UFC Fight
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EXCLUSIVE: Reggie Bush "Will Never Marry Kim Kardashian"
NFL player Reggie Bush spent the weekend in Las Vegas flirting and looked like he wasn't missing Kim Kardashian at all. Sources tell RadarOnline.com excl… READ MORE
EXCLUSIVE: The Celebrity Mistress Club's Night On The Town
They've been at the center of this year's biggest cheating scandals and on Wednesday night Joslyn James, Melissa Smith, January Gessert and … READ MORE
Reggie Bush Settles Lawsuit For Undisclosed Amount
Reggie Bush has reached a settlement with sports marketing agent, Lloyd Lake, RadarOnline.com is exclusively reporting.
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Kim Kardashian is having stripper's regret. The reality star now says she is sorry she took it all off for Playboy magazine in 2007. And she blames her mom f… READ MORE
Reggie Bush To Give Deposition In Civil Suit Filed Against Him
Reggie Bush has more problems than just his love life: the ex of socialite Kim Kardashian has been ordered by a San Diego judge to give a deposition in the case … READ MORE
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As Reggie Bush was in Las Vegas this weekend, partying with Paris Hilton and lounging poolside with sexy singer Jesse James, Bush's gorgeous ex, Kim Kardas… READ MORE
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50 Second-Half Points Not Enough as Women's Basketball Falls at Armstrong Atlantic 88-81
November 30, 2009
SAVANNAH, G.A. - Senior Lauren Hall hit all five three-point attempts en route to a game-high 24 points, while junior Arpine Amirkhanyan notched a double-double with 19 points and 15 rebounds as the Armstrong Atlantic State women's basketball squad collected its first win of the 2009-10 season with an 88-81 win over visiting Pfeiffer on Sunday afternoon at Alumni Arena. The Lady Falcons had a pair of 12-point scorers and added one with a double-double falling to 1-3 overall this season. The Lady Pirates (1-4) forced 25 turnovers by the Lady Falcons while hitting 9-of-17 three-pointers in emerging victorious in their home opener.
A Brooke Long three-pointer extended AASU's second-half lead to 14, 69-55, with 7:09 remaining, but Pfeiffer scored on six straight possessions to eventually cut the lead to just five, 77-72, on a Devona Knight layup with 3:06 left. Two free throws from Long, then an Amirkhanyan layup extended the lead back out to seven, and Pfeiffer never got back to within five the rest of the way.
Hall's 24 points led all scorers on the day as she hit 8-of-12 shots from the floor, including the 5-of-5 from three-point range. Amirkhanyan recorded her first career double-double for the Lady Pirates, while Long finished with 19 points as well, including a perfect 10-of-10 from the free throw line.
Pfeiffer was led by Brittany Cox and Domonique China, who each chipped in 12 points. Knight added a double-double for the Lady Falcons with 11 points and 11 rebounds.
The Lady Falcons will get back to action on Tuesday night in a Conference Carolinas tilt at 5:30 p.m. Pfeiffer will welcome the Valkyries of Converse to the Merner Gym playing their final league contest before the new year.


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Legal Resources
Use the filters to find legal resources like cases, reports, staff opinions, and events. You can sort by topic, type or industry.
Displaying 1 - 50 of 1823
Public Event: Cross Device Tracking
November 16, 2015
Not long ago, consumers accessed the Internet primarily through the browser on their desktop or laptop PC. While the PC remains a fixture for many, today's typical consumer relies on a variety of different connected devices to navigate their daily lives. Examples include consulting a traffic app on...
Closing Letter: Military Pet, Inc.
May 27, 2015
The Federal Trade Commission filed a complaint against medical testing laboratory LabMD, Inc. alleging that the company failed to reasonably protect the security of consumers' personal data, including medical information. The complaint alleges that in two separate incidents, LabMD collectively...
Case: Unified Global Group
Case: The Primary Group
Case: GetAwayGrey, LLC
Closing Letter: Element Electronics, Inc.
May 7, 2015
Case: Sale Slash, LLC
Case: HouseHoldRelief
Closing Letter: Platinum Pets, Inc.
April 28, 2015
Closing Letter: Toagosei America Inc.
April 13, 2015
Closing Letter: Office Depot, Inc.
April 13, 2015
Case: Wealth Educators, Inc.
Case: Leanspa, LLC, et al.
Case: Philip Danielson, LLC
Closing Letter: Global Syn-Turf, Inc.
March 30, 2015
Case: Debt Relief USA, Inc.
Closing Letter: 84 Lumber Company
March 26, 2015
Closing Letter: CVS Pharmacy
March 19, 2015


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