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TEC Blog
How to Plan and Manage in Uncertainty and Volatility? Based on Realit...
How to Plan and Manage in Uncertainty and Volatility? Based on Reality and Facts, Duh! - Part 2
Written By:
Predrag Jakovljevic
November 29 2011
Part 1 of this blog series articulated the acute need to bring supply chain planning and execution together so that enterprises can react quickly in an informed and confident fashion
. The
Boston Red Sox
' September 2011 collapse was used as a poignant example of how even the best long-term planning can be rendered useless if there is no responsiveness during crunch time.
In general, if we know that our plans are inherently wrong to start with – because we can't forecast and predict accurately – why do we still insist on religiously executing that plan? On the other hand, if you need to make a change, shouldn't you be able to evaluate the holistic consequences of your decision, especially in these days of scarce credit and working capital?
Getting Ready Closer to the Crunch Time
Where supply chain planning (SCP) systems have customarily come up short is in trying to bring the timeline down closer to execution. Here they have failed because their data isn't current enough to be effective. In environments that have complex multilevel sales structures and no real constraint of inventory availability, demand planning (DP) systems' complex forecasting (i.e., management of the forecast) is perhaps more important than real-time "what if" planning and execution. But how many companies have the luxury of no inventory constraints these days?
While all companies need to plan, the real problem to solve is responding profitably to actual demand, not the projected forecast. Since we know that the forecast was inaccurate by default, and therefore the plan was inaccurate, responding profitably to real demand requires a constant rebalancing of the supply chain.
In other words, the merging (or better aligning) of planning and execution is needed. I think that the desire to better connect planning and execution comes from the recent increase in use of
sales and operations planning (S&OP)
applications. Planning and execution have long been handled by different groups within the organization: planning was most often done in
enterprise resource planning (ERP)
systems by analysts while execution took place in operations by departmental managers and their staff without much interconnection. Companies have been slow to move these departments out of their respective silos so that they can begin collaborating on these issues
An S&OP process, the place where demand and supply are reconciled with financial departments and engineering departments (in terms of introducing new product portfolios and phasing out the old ones), is a good start towards merging planning and execution and keeping everyone on the same page.
A recent
Kinaxis blog
post discussed the need for faster and more responsive and interactive S&OP processes, although top executives can engage in long-term strategic business planning via so-called "executive S&OP" tools
S&OP has always been important. Now with the heightened economic uncertainty and volatility in both demand and supply, it could mean the difference in a company's ability to survive or thrive in the current global environment. Multi-echelon Inventory Optimization (MEIO) is critical to intelligently right-size inventory investments with a keen eye on customer service goals. To drive margin improvements, one must look beyond single location finished goods inventory.
Needless to say, this process has a whole different feedback process than what traditional SCP applications were designed for. On the other hand, some supply chain execution (SCE) applications have had certain planning aspects for some time - the ability to sense real-time data, occurrences, replenishment points, etc., and react accordingly.
It is the middle ground between these two software categories that is starting to be looked at more closely. As one example, most
transportation management systems (TMS)
offer interaction between transportation planning and execution (decision making). This is constant with companies' need and ability to continuously optimize solutions based on real-time input.
I am not yet sure quite how cloud-based and/or composite (service-oriented) applications intend to overcome the issue of different data models and different analytics. Without a doubt, there are 'natural' hand-offs between applications where this may make sense, such as between, for example, demand planning tools and TMS applications. But we are a long way from an
all-encompassing semantic data model that would make this endeavor highly scalable
. Thus, unified supply chain platforms by individual vendors will be the way of the world for some time to come.
Some Good SCM Product Examples
To bring planning and execution closer requires all the capabilities of generating the original plan, but also the ability to monitor reality against the plan and to respond very quickly when a divergence is detected. Needless to say, this is equally true on the supply side.
Because the physical supply chain has limited ability to be as responsive as required, resolving issues during execution often requires compromise. To reach compromise across functions and trading partners requires the ability to evaluate and compare different courses of action across a number of operational and financial metrics to understand the impact in both the short-term and the long-term.
As its name suggests,
, a combination of "predict" and "react," has long been able to marry planning with pragmatic execution on the shop floor, with as little or as much optimization as necessary, based on the manufacturing environment
. For its part,
has long been an unsung supply chain management (SCM) hero that is a master of both planning and execution within a single platform, with S&OP as its core
. Along similar lines is
Manhattan Associates
' platform play, although focusing more on distribution of finished goods, i.e., not necessarily on exploding multi-level bills of materials and operations
application solves the problem of disparate planning and execution data sets and time horizons by using near real-time point of sale (POS) data in retail stores (and the data on what is exactly on shelves) to adjust the plan on a daily basis
. Actually, the updates could be presented more frequently, but such rapid adjustments cause too much fluctuation and system "nervousness."
It is the realization of enterprises that they need to "plan, monitor, and respond" continuously that has lately brought many customers to the
Kinaxis RapidResponse
offering (and to
its S&OP edition much more recently
). The combination of the speed of Kinaxis in-memory analytics and the single data model covering demand and supply, finance and operations, long-term and short-term horizons provides the breakthrough of agility for its customers.
has recently realized these trends and came up with the
SAP Response Management
solution, in close partnership with
. In process- and distribution-intensive industries, Infor has been able to link tactical planning with execution with
Infor Advanced Planner (AP)
Infor Advanced Scheduler (AS)
Reflexis Systems
and RedPrairie would be good examples of unified planning and executions in retail stores, while
Click Software
's solutions do that in the realm of field service.
Companies can use execution in terms of both decision processes and the physical processes. In other words, rapid response solutions focus on taking an order and deciding when and how it can be satisfied. Moreover, Kinaxis focuses on industries with configurable products in which capable-to-promise (CTP) plays a much bigger role than does
available-to-promise (ATP)
. CTP necessitates a rapid analysis of material and capacity availability and the balancing of competing objectives across multiple levels of the supply chain.
Once the execution-level decision has been made, the physical supply chain springs to life, including a
warehouse management system (WMS)
and TMS. While SAP, Logility, RedPrairie, Manhattan, and Infor customers can benefit from these vendors' WMS and TMS products, most of Kinaxis and
Progress Software
customers outsource these capabilities and consider them to be 'black box' operations.
Getting a Bigger Picture
The aforementioned concepts can be applied to both the long term and the short term horizons, and go beyond supply chain to overall operations planning or true
integrated business planning (IBP)
. Indeed, to enter a new market one must have facilities, personnel, and a marketing budget in place. To launch a new product one must have research and development (R&D), market analysis, and marketing, which departments must in turn be coordinated and synchronized with the supply chain.
This is where an
aggregated "corporate control tower" ("situation room" or "control center", if you will) cockpit application comes into play
, Progress Software, and Kinaxis would be some vendors with such situation room-like solutions. The
Kinaxis Blog
post explains the vendor's control tower offering
Bundled with rapid response SCM solutions are in-line analytics, which use the wealth of real-time captured data in the normal course of operations to adjust execution on the fly based on what is happening.
I think saying that SCM solutions are moving from historical to predictive (data mining) analytics is perhaps misleading because the purpose of business intelligence (BI) has always been to use historical data to predict the future
. Why else would you bother? What I think is more plausible is the use of more timely (inline) data and transactions to more accurately reflect on what is happening right now. This makes predictions more accurate bearing in mind that some heavy-duty stochastic predictive analytics could still be used to detect potential risks in the supply chain, but not really for tactical planning and execution.
The "Response Management" software category is really all about evaluating multiple variables to present scenarios given a set of business conditions. As with Kinaxis, there are in-memory solvers for several components in the
Logility Voyager Solutions
suite – Manufacturing Planning, Supply Planning, Inventory Optimization, Transportation Optimization. This allows these vendors to solve complex problems with multiple variables, constraints, scenarios, etc. in a quick and efficient manner.
With the Logility Voyager Solutions suite, Logility has also the built in performance management backbone that allows constant monitoring of the customer's plans and execution at each stage/step of the supply chain. When conditions change – short supply, for example, users can quickly re-plan and apply their business goals (e.g., least cost, highest margin, preferred customer, etc.). Likewise, when someone over forecasts, he/she will be notified that "actual demand is lower by XYZ% than forecasted demand" which gives the team the opportunity to "shape demand" in the form of promotion, sales incentives, etc.
Process Innovation Remains Crucial
Social tools and networks is where the real enhancements should come to facilitate execution in the near future. Thus far social media has missed a real opportunity to improve processes by being too focused on sales, marketing, and customer service automation. But the evolution of social media does provide a good way to describe the next phase.
Initially the focus was on the "social graph" (Who do I know?) which morphed into the "interest graph" (Who wants to know me and do they like me and my offerings?) to facilitate social media marketing. We need to move to the "responsibility (action) graph" (Who can help me resolve an issue?) in order to capture the value of social media in business. This action graph is related directly to 'time to detect' and 'time to correct' because without knowing who can help little action can be taken. Needless to say, taking a long time to identify who can help reduces the time that one has to act.
Knowledge is power in doing (executing) as well, and
not only on the planning side (as mentioned in Part 1)
. During his Kinexions 2011 keynote speech,
Kevin O'Marah, currently an independent pundit (formerly a top executive at
AMR Research
), asserted that the 2000s have experienced a SCM drought in terms of innovation by technology vendors. To back this up, he mentioned the advent of materials requirements planning (MRP) in the 1960s, manufacturing resource planning (MRPII) in 1975, ERP in the 1990s, advanced planning and scheduling (APS) in 1995, and business to business (B2B) e-commerce in 2000
Well, I might disagree slightly here. Perhaps there is a drought in terms of no new sexy & sizzling three letter acronyms (TLA) in the SCM space, although Progress Software did come up with the
Responsive Process Management (RPM)
suite (see
's related article here
The reality is that much of innovation takes place within enterprises at the process level. Loss of talent (or human capital if you will) is a huge loss in process intellectual property. The goal is to marry responsive decision-making SCM tools with human intelligence and experience. Those so-called supply chain "maestros" with a proper mix of skills (e.g., analytical, interpersonal, gaming, etc.) are often the key success factor for any company.
To that end, below is the list of some pragmatic and innovative actions that some planners have espoused during their talks at
Boston APICS Chapter
's meetings that I've attended recently. Some specific process and policy changes that these companies have instituted in response to the recession and volatility challenges are as follows:
"Sales-ify" your forecasts six months in the future based on the product info, recent sales history, run-rate, deals for new products, revenue forecast vs. budget, etc. There must be a short-term focus with attention to a critical few accounts and items, which must be integrated with the revenue outlook.
Watch for demand shocks via a deal forecast tracker (in sales terms) and for any outliers.
Re-stratify your inventory policy based on an item's importance and demand volatility. To that end, the critical and expensive "A" items should have run rate
safety stocks
, and have a strategic hedge and deal tracking. The "B" items should also have run rate safety stocks and deal tracking (but not a strategic hedge). Finally, the inexpensive "C" items' safety stocks should be their minimum order quantity and they should never run out.
Occasionally you might want to preemptively "leapfrog" your supply chain by buying critical components yourself and giving to your Tier One suppliers.
Increase the forecasting/S&OP drumbeat, such as so-called "4/4 time forecasting" -- which is a monthly forecast/S&OP review and update for all items with a weekly update for critical items.
Cut your purchasing cycles in half -- extra ordering costs will be offset by reduced expediting cost, while cycle stock reduction can be reinvested in critical safety stocks.
Contrary to the conventional wisdom of "battening the hatches" and weathering the storm, companies that are not faint of heart can view the recession and volatility as an opportunity to drive greater agility and integration into their supply chain planning and execution processes. To do so, they will need to maintain a strong focus on the critical issues and be willing to drive behavioral changes at all levels of the organization. Alternatively, supply chain staffers can always look into a career in lifeguarding (or even pitching for the moribund Red Sox)…
Dear readers, what are your comments and opinions? We would certainly be interested in your experiences with these software tools and your best practices in this economic volatility and uncertainty.
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Telluride Mayor Stu Fraser's State of the Town Address
Mid-way through 2014, the town is continuing to distance ourselves from the Great Recession. While we must guard against too much confidence, it is difficult to ignore the changes that are taking place. January and February were the biggest January and Februarys on record in sales tax revenue. March exceeded all previous months in sales tax revenue. April was one of the largest Aprils ever and May was the largest May ever. This is built upon 2013 which was the largest year in sales tax revenue. Our sales tax revenue, as of this State of the Town's writing, is up 13.7 percent.We are also seeing substantial growth in Real Estate Transfer Tax. Our largest year ever was in 2006 where we received slightly more than $5.3 million in RETT. Revenues are a little higher after six months, than that banner year. While we fully understand the volatility of this revenue category, we are as of June, 107 percent ahead of last year and have already exceeded 75 percent of this year's budget. There are a variety of reasons we can point to for these positive numbers. Our marketing program by the Telluride Tourism Board is a major reason. We are reaching more consumers who are interested in sharing the Telluride experience. Your town government is focused on providing the services necessary for, not only our locals but also for our guests, to enjoy. We have made Telluride into a community that is responsive to all who live and visit here. Our name is synonymous with: scenic beauty, historic significance, arts and culture, environmental stewardship, great restaurants, unique retail, lodging and a welcoming citizenry. We are a highly desirable destination. With all of these positive numbers, this council is still pursuing extremely conservative goals. We are setting funds aside to increase our reserves, we have raised our net assets, lowered our liabilities and provided clearer and more understandable financials.
Conde Nast has honored us, for a second year in a row, as the Best Ski Resort in the nation. We have received designations as one of the: Best Small Towns in America, Best Christmas Lights and Family Friendly Hotels, Best American City for Foodies, Best Ski Town for families to wander around in with kids and at least a dozen more awards.
Highlights from the first six months of 2014.
Water/Wastewater: We have had steady progress on Pandora, with scheduled completion in the fourth quarter of this year. At the same time, upgrades to Mill Creek are proving effective, as we are treating water entirely through a newly installed membrane system. Lots of maintenance and preparation to the Waste Water Treatment Plant Lift Station allowed for smooth operations during Bluegrass this year, with both overall water consumption and wastewater treatment being moderate, compared to 2013. Much effort was taken by the Town toward public outreach and awareness of our utility constraints and this truly helped keep the numbers in check. We are thankful to the community and to our many guests for responding.
Capital Projects: In addition to Pandora, which remains the biggest undertaking of the Town, we are pursuing the completion of these projects: The Public Works Facility; a rebuild of the Town Park Restrooms and Swimming Pool; replacement of the Main Water Line in Main Street between Aspen and Davis (the Town secured a $500,000 grant with the Department of Local Affairs) which will allow us to complete this project; a $200,000 resurfacing of the bike path along the Spur and completion of the Town Park Core Area.
Council Goals and Objectives: There are efforts underway toward enhanced, way-finding signage. The Town has provided financial assistance to the startup of the Telluride Arts District and will consider continued funding in the 2015 Budget. We are currently doing the necessary background research to install one or two water filling stations within the Town. Council is giving careful review of potential new events slated for 2015 (Fire Festival and Car Festival). We continue to meet with the Telluride Science Research Center toward negotiations involving a future campus in Telluride. Holiday lighting was a huge success and will likely be enhanced in 2015. Efforts are underway to identify future affordable housing projects and sites. We continue to be involved in the planning efforts for Four Corners, insofar as it concerns the Town parcel, which is being slated for subterranean parking and yet to be determined above ground uses. The Town is currently considering processes to enhance our land use review processes, notably pertaining to increased notices for work sessions and bolstered review for demolition or relocation of non-designated structures. We continue to partake in discussions related to regional transit with focus upon future funding for the gondola and inter-jurisdictional transit service. We are currently pursuing measures leading to our negotiated cable franchise renewal, with an eye toward enhancement of our local access channel (Telluride TV).
Energy Mitigation: Having established a new fund in the 2014 Budget which is dedicated toward energy mitigation, the Town continues to pursue notable projects in this effort. We received approval of the hydro turbine for the Pandora project, subject to the new FERC streamlined approval process. We purchased additional solar panels within the SMPA Solar Farm to offset energy related to many of our affordable housing units in Town and we recently purchased Renewable Energy Credits, through the Tri-County Hydro Project at Ridgway Reservoir.
Organizational Development: We continue to see increased efficiencies and lower labor costs within our organization. The 2014 Budget revealed very competitive labor costs within our General Fund (slightly over 50 percent) and much lower costs within our Enterprise Funds (30-35%). We reinstated the position of in-house engineer and successfully filled that position this year, along with a new lab tech position to help run the increased utility operations once Pandora comes on line. Staffing needs in the near future will likely focus upon law enforcement, which continues to function at less than full staffing capacity, amidst increased demands for services. The organization as a whole is functioning quite well. New leadership has been selected for four department head positions in recent years, as we are seeing many long-tenured employees retire. The transition is working well.
Staff: Our Staff is responsible for carrying out the goals and objectives set by your Town Council. We are not shy in creating aggressive goals for the upcoming years. Our Town Attorney and Town Manager, along with the Municipal Judge, report directly to Town Council. The council's personnel function is limited to those three individuals. The Manager and the Attorney are the conduit through which council directs its action. We are indeed fortunate that those two critical positions are filled by the very best individuals we could find. Greg Clifton and Kevin Geiger are simply outstanding. They have created a team-building atmosphere that is unparalleled.
Economy: As stated earlier, we are doing well with revenues. We have a closer relationship with the merchants, lodging and restaurants than we have had before. Working as a team is paying off for everyone. Some merchants feel that street closures are not assisting them in their business goals, while others embrace the closures. We are making efforts to carefully review new or changed closures and in 2014 there will be fewer than in 2013. It is also noted that street closures, that are tied to major events, are important to the overall summer economy. Without our special events, our summer economy would clearly suffer. That said, efforts will focus upon bringing increased vitality to the east end of Main Street, which appears to be the real issue underlying the street closure discussion.
Arts/Festivals/Special Events/Awards: In January's State of the Town address, we had already discussed how our summer festival season had accelerated. Halfway through 2014, it appears it may be even stronger. Film Festival sold out in 2013 and the premieres at Telluride created a stir in the film industry. The Werner Herzog Theatre was an astounding success … another example of a solid public/private partnership. We are grateful to the Telluride Film Festival for their involvement with this great project and with the continued operation of the Nugget Theatre. By the way the Film Festival just installed all new seats in the Nugget. This was a wonderful amenity to the Film Festival, but also to all of us who watch movies year-round at the Nugget. In addition, the 2014 Film Festival sold out in mid-June. This is yet another indicator of a strong summer season.
Blues and Brews had some pretty tough weather conditions last year, but they also had extremely positive reviews on their program. The Ride Festival was stronger than its first year and promises to be even better in 2014. Bluegrass 2014 sold out of 4,000 passes in 8 minutes. The collaboration between smaller but still very important festivals is continuing to grow. Our summer calendar is full. With respect to the arts, our position as a Colorado Creative District has morphed into the Telluride Arts District. We are focusing our efforts in 2014 on working towards building this economic engine and in the process attempting to make Telluride a place where artists can live, work and flourish.
Legal Activity: During the last few months, the Legal Department has been involved in both ongoing projects, as well as bringing finality to several important legal issues. Kevin provided us with an ordinance related to the ban of hash oil production. We are possibly the first jurisdiction in Colorado to do this. We are in the process of securing a US Forest Service special use permit which will allow us to continue to operate our Mill Creek Water Treatment Plant. In the Environmental area-legal documents were prepared for the solar panel purchase for 20% of our population that lives in deed restricted rental and owner occupied housing. Contracts were also prepared for our purchase of RECS from the Ridgway Hydropower project.
Under the category of ongoing legal involvement, Kevin and Cindy have been involved in the Regional Transportation Authority, Telluride Science Research Center, Four Corners, Lawson Hill Home Owners Association, Pandora Water Treatment Plant and most recently Tom Chapman and Bear Creek.
Personal Comment: This past May, I missed my first council meeting in seven years. This is not a self-serving comment. It is to let you know that our council and it's responsibility to this community is paramount to the success of our goals and objectives. We don't always agree, but we hopefully understand that our constituency exists beyond those who voted for us, but includes all 2,400+ people who live here and the tens of thousands of guests who visit here. The attendance and attention to detail that this council displays, is a reflection of our support of this community.
As the days on my term in office lessen, I realize the importance of my responsibility to all of you, to our staff and to all of our futures. I am but one of seven sitting up here. My belief is that our goals are a positive reflection of each individual within the town of Telluride. Some may feel we strive too much, but I have been here through the Great Recession and realize what we couldn't do, during that period. I take it as a personal responsibility to task ourselves to achieve more during the good times, because of our inability to accomplish what we needed to do, during the difficult times. The glass is never half empty in my eyes, it is a glass that constantly needs to be filled, so that we will never again be thirsty. Thank you for allowing me to be your mayor…you have made my life more full than I could have ever imagined.
Category: Community, Guest Commentary

subset: commoncrawl


text:
The Afro Latin Jazz Alliance is thrilled to announce the GRAMMY nomination for Arturo O'Farrill and the Afro Latin Jazz Orchestra's latest album, The Offense of the Drum (Motéma Music: May 6, 2014), in the "Best Latin Jazz" category. The 57th Annual GRAMMY® Awards take place at the STAPLES Center in Los Angeles on Sunday, February 8, 2015.
Gifted Young Trumpeter Adam O'Farrill To Bring His Quartet, Stranger Days,
To The Jazz Gallery
November 21
Comprised of Long-Standing Collaborators,
Stranger Days Aims to Move Beyond Music, In An Attempt to Explore Elements of Theater & Character
"A trumpeter squared his shoulders, issued short rhythmic bursts based on one note, and then built a crowd-pleasing yet complex solo"
- Wall Street Journal
"drummer Zachary O'Farrilland still-in-his-teens trumpeter Adam O'Farrill have gone a step beyond, reaching a level of artistic confidence that eludes most musicians of any age".
- All About Jazz
Trumpeter Adam O'Farrill (recent 3rd place winner in the 2014 Thelonious Monk International Jazz Trumpet Competiton) has been collaborating with tenor saxophonist Chad Lefkowitz-Brown, bassist Walter Stinson, and his brother, drummer Zack O'Farrill for many years. Given their close rapport, O'Farrill has, paradoxically, musically set his sights on the extra-musical with this group: thinking of its members less as musicians and more as actors in a play. The idea being that, as the "play" unfolds, and the roles are solidified through interaction, the characters develop and begin to create a larger picture, one which is not beholden to any individual member, but which is rather greater than the sum of its parts. Nevertheless, no acting is actually taking place, and this result is coming solely from the fact that these musicians have such an inate understanding of one another as improvisers.
Throughout the performance, O'Farrill explains that, "the band musically discovers everything from workers building a bridge, to old New Yorkers convening over cappuccinos at an Italian butcher, to the works of Albert Camus, and more."
Regarding the band's name, O'Farrill quipped that: "Simply enough, the name of the band explains it all and yet explains nothing at all."
About Adam O'Farrill:
Adam O'Farrill (b. 1994) was born and raised in Brooklyn, NY to a musical family including his grandfather, legendary Afro-Cuban composer and arranger Chico O'Farrill; his father, Arturo O'Farrill, pianist, bandleader, and director of the Afro-Latin Jazz Alliance; and his mom, Alison Deane, a classical pianist and CUNY City College faculty member. O'Farrill has performed with Arturo O'Farrill, Vijay Iyer, Rudresh Mahanthappa, Ambrose Akinmusire, Christian McBride, and Dave Liebman, and has performed at the Newport Jazz Festival, Monterey Jazz Festival, Teatro Mella (Cuba), Mount Fuji Jazz Festival (Japan), and Marian's Jazz Room (Switzerland). He has also performed with many NY-based rock bands including Suchaporn, Sister Helen, The Jacobins, and more. He won the ASCAP Herb Albert Young Jazz Composer Award and the ASCAP Gerswhin Award, and his compositions have been featured in the Music of Now Marathon at Symphony Space in 2010, 2012, and 2013. He co-leads the O'Farrill Brothers Band with his brother, Zack, and has released two albums, Giant Peach and Sensing Flight, to very favorable reviews. Adam's leading a new quartet, called Stranger Days, featuring Chad Lefkowitz-Brown , Walter Stinson, and Zack O'Farrill, and they will be performing through the end of 2014 and beyond, with performances scheduled for The Jazz Gallery and Spectrum in NYC, Lilypad and Williams College in Massachusetts, Yale University in Connecticut, and more.
An Evening with Lionel Loueke
(January 30-31, 2015)
One of the New Year's most-anticipated music collaborations, O'Farrill teams up with Benin-born artist Lionel Loueke to present big band arrangements of select works from the celebrated guitarist's catalogue. Loueke has been widely praised for his fusion of traditional West African music with modern jazz harmonies, unique vocal inflections, and complex time signatures. O'Farrill notes, "Lionel is a tour de force. His performances are incredibly powerful and he plays the music of the cosmos. The sounds he gets from his guitar, how he sings, and what he does with his presentation, it's not to be believed. We are extremely excited to be working with him."
Loueke made his major-label debut in 2008 when Blue Note Records released his album Karibu, featuring guest appearances by Herbie Hancock and Wayne Shorter. Loueke's latest release, Mwaliko (2010), is a collection of duo and trio performances with fellow Benin native Angelique Kidjo, Cameroonian bassist and singer Richard Bona, bassist Esperanza Spalding, and drummer Marcus Gilmore, doing a version of Shorter's classic composition "Nefertiti." Following his acceptance into the Thelonious Monk Institute of Jazz (University of Southern C alifornia; 2001-2003), Loueke has performed alongside a laundry list of today's greatest jazz stars (i.e. Dianne Reeves, Cassandra Wilson, Kenny Garrett, Roy Hargrove, Sting, etc).
A pre-performance moderated discussion will take place at Symphony Space on Friday, Jan. 30, 2015.
The Afro Latin Jazz Alliance's Cultural Diplomacy Initiatives Unite
Cuban and American Composers for GRAMMY® Award-Winner
Arturo O'Farrill's New Album
The Conversation Continued (May 2015)
For more than half a century, the United States embargo against Cuba has stifled artistic collaborations between musicians residing within each of the two nation's borders. The Afro Latin Jazz Alliance (ALJA) proudly advocates for cultural diplomacy with its new music productions/performances and education initiatives in Cuba. The Conversation Continued features O'Farrill teaming up with today's premier Cuba-based composers and notable American artists as they collectively pick up the legacy of Dizzy Gillespie and Chano Pozo's groundbreaking work in the '40s.
The North American premiere of a live presentation of the works featured on The Conversation Continued will be performed at the Symphony Space event, entitled Música Nueva 7 - The Conversation Continued on May 1-2, 2015!
Arturo O'Farrill And The Afro Latin Jazz Orchestra On JazzSet
"After years of trying, finally getting [to Newport] was special," the driven and accomplished bandleader/pianist Arturo O'Farrill says as he thinks back on this sweltering set from August 2010.
O'Farrill is at the center of a dynasty between his father, composer Chico O'Farrill (1921-2001), and his son Adam, on trumpet here today. Zack, a younger son, plays drums, while Arturo's wife, Alison Deane, is a classical pianist and professor at City College in New York. Read more...
Afro Latin Jazz Orchestra at Symphony Space — CubaNola: More Than the Spanish Tinge
Saturday February 26th, 2011
Cuba and New Orleans are more than musical cousins; they are more like twins and equally responsible for much of what we call Jazz. Arturo O'Farrill, together with special guest Donald Harrison, explores the common roots of Jazz as seen in the early music of New Orleans and Havana, with arrangements of early charangas, rags, and contemporary works, plus the world premiere of "More Than a Spanish Tinge." Read more...
Arturo O'Farrill & The Afro Latin Orchestra release new CD titled "40 Acres and a Burro" on Zoho Records
Release Date: February 8, 2011
On "40 Acres and a Burro", 2009 GRAMMY winner Arturo O'Farrill presents his New York based Afro Latin Jazz Orchestra (ALJO) in two exciting O'Farrill originals, and nine stand-out tracks covering the entire Caribbean and South American universe, defining contemporary Latin Big Band Jazz in the 21st century. Principal guest artist: the legendary clarinetist and nine-time GRAMMY winner Paquito D'Rivera! Read more...
Composer Arturo O'Farrill starting a Latin jazz lovefest in the Bronx
Jazz pianist and composer Arturo O'Farrill says his life has been full of successes. The 49-year-old son of famed Latin jazz composer Arturo (Chico) O'Farrill received the 2002 Latin Jazz USA Outstanding Achievement Award and won a Grammy in 2009. But he's now embarking on his most rewarding project: educating Bronx middle and high school students in the love of music. Read more...
GRAMMY winner Arturo O'Farrill plans to travel with the orchestra of his late father, legendary Cuban composer and arranger Chico O'Farrill, to Cuba for an historic cultural and educational exchange in mid- December.
The Chico O'Farrill Afro Cuban Jazz Orchestra will headline the 26th
edition of the Havana International Plaza Jazz Festival, sponsored by
the Cuban Institute of Music and the National Center of Popular Music,
which runs December 16-19.
See press release
Read more on Arturo O'Farrill's trip to Cuba...
Afro Latin Jazz Alliance Partners with Famed Greenwich Village Jazz Club Fat Cat to Launch New York City All-Star Youth Big Band
The Afro Latin Jazz Alliance (ALJA) announced today its invitation to New York City's finest young musicians to sit under the directorship of Arturo O'Farrill, leader of the GRAMMY Award-winning Afro Latin Jazz Orchestra (ALJO), and be a part of an elite all-city youth big band hosted by the famed Greenwich Village jazz club Fat Cat, called the Fat Afro Latin Jazz Cats. Read more...
The reviews are in!
From Rick Massimo writing at the Rhode Island News, a wonderful review
of Arturo and the Afro Latin Jazz Orchestra at Newport Jazz Festival
Arturo O'Farrill and The Afro Latin Orchestra mixed horn-heavy, fast
and percussive stompers ("Rumba Urbana") with sweet, clave-based tunes
("A Wise Latina"), and added a fiery guest appearance from trumpeter
Jon Faddis, who was classy and straight-ahead with his own group on
the second stage.
And from the Hartford Courant
Nowhere was this cross-cultural harmony more pronounced than during
Saturday's final performance by Arturo O'Farrill and the Afro Latin
Jazz Orchestra. The entertaining, energetic bandleader whipped his
large ensemble into a euphoric frenzy time after time as he leapt from
his piano to bark solo instructions or launch one of the sections into
action. The group's diverse members worked magic together, creating a
musical whole far greater than the sum of its parts.
Thank you! We had a great time!


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I'm a SAHM and leaving the house to shop or go to doctors appointments or even playdates is a huge ordeal. Am I a terrible mother for wanting to stay in the safe confines of my own home? Do you all get out with your 2 under 2 and if so, how do you do it? I feel like my older (who is now 18 months) is getting gyped out of a childhood because it's so difficult to get out.
I want to know what the rest of you are doing and any advice would be greatly appreciated.
Thank you :)


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- Inside scene: -model (276 objects) -skydom - 32 materials, bodypaint-textures or textures
- All materials, bodypaint-textures and textures are included.
- No cleaning up necessary, just drop your models into the scene and start rendering.
- No special plugin needed to open scene.
- lwo
- Polygones - 604245 Vertices - 503404 - 1 Object - 34 Materials
- 3ds
- Polygones - 923343 Vertices - 683830 - 15 Objects - 34 Materials
- obj
- Polygones - 604245 Vertices - 503404 - 1 Object - 34 Materials
Panzer III was the common name of a medium tank that was developed in the 1930s by Germany and used extensively in World War II.. The official German designation was Panzerkampfwagen III (abbreviated PzKpfw III) translating as 'armoured battle vehicle'. It was intended to fight other armoured fighting vehilce and serve alongside infantry supporting Panzer IV.. However, as Germans faced formidable T-34., stronger anti-tank guns were needed. Since Panzer IV had bigger turret ring, the role was reversed. Panzer IV mounted long barreled 7.5cm KwK 40 gun and engaged in tank-to-tank battles. Panzer III became obsolete in this role and for most purposes was supplanted by the Panzer IV. From 1942, the last version of Panzer III mounted 7.5cm KwK 37 L24, better suited for infantry support. Production of Panzer III ended in 1943. However, Panzer III's capable chassis provided hulls for StuG III until the end of the war.


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A great blog post from the University of Stirling's archive team on conservation and cataloguing efforts to bring to life the stories of Stirling District Asylum from 1869-1918 can be found at http://archives.wordpress.stir.ac.uk/2013/06/27/continuity-of-care-4/. There are some 50 register volumes in total being worked on.
(With thanks to @unistirarchives)
My latest book, Discover Scottish Civil Registration Records, is now available from http://www.gould.com.au (print) and http://www.gen-ebooks.com/unlock-the-past.html (ebook), whilst Tracing Your Irish Family History on the Internet is available at http://www.pen-and-sword.co.uk/Tracing-Your-Irish-History-on-the-Internet/p/3889/.
Top stories concerning British Isles ancestral research from Irish born Scottish based professional family historian, author and tutor Chris Paton. Feel free to quote from this blog, but please credit British GENES if you do so. Should you wish to get in touch, contact me at christopherpaton @ tiscali.co.uk. Happy hunting!


text:
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Home » Baseball NewsBlazers Score Four In Seventh To Stun LionsApril 12, 2011 By Sam Sprunger of Eastside High SchoolThe Blazer baseball team had a thrilling come from behind victory, last night, against the Leo Lions. The Blazers entered the seventh inning down 4-1 and surrendered the first out before Chase Rayle started off the rally. Bryce Yoder followed with an RBI single. Then with two outs and a runner on third, Eyon Reas singled to make it 4-3. With the Blazers down to their last strike, Jordan Sprunger doubled to the right field fence, scoring Reas, to tie the game. Travis Shuman singled in Sprunger, on the next pitch, to give Eastside the lead. Bryce Yoder shut the door on the Lions in the bottom half of the seventh for the save. Nate Mack pitched six excellent innings, but got a no decision, while Chase Rayle got the win. The Blazers are back in action tonight when they travel to Angola.
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[ lucid ]
[ Source: sdd ]
Package: sdd (1.52-14) [universe]
Links for sdd
Ubuntu Resources:
Download Source Package sdd:
Please consider filing a bug or asking a question via Launchpad before contacting the maintainer directly.
Original Maintainer (usually from Debian):
- Debian QA Group
It should generally not be necessary for users to contact the original maintainer.
External Resources:
- Homepage [ftp.berlios.de]
Similar packages:
File duplication and conversion tool, similar to 'dd'
sdd is a replacement for the dd program the has a number of useful changes and features, including:
* Better statistics and timing * Can seek on input and output * Fast null input and output * Better NFS data integrity * Does not reblock on pipes
Download sdd
Architecture | Package Size | Installed Size | Files |
amd64 | 4.8 kB | 44.0 kB | [list of files] |
i386 | 4.8 kB | 44.0 kB | [list of files] |


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Feature trailer for Road of No Return.
Road of No Return follows the final nine days in the lives of four atypical hit men who are secretly brought together in a covert operation to fight the drug trafficking epidemic in the nation. But contrary to their cold-hearted facades, the hit men are lost souls in search of redemption. When the hit men rescue a little orphaned girl from the hands of drug traffickers, a close bond develops between them and the little girl that will forever change their lives in the most unexpected ways.
2 min 47 sec
- Posted: December 12, 2010
- Director: Parviz Saghizadeh
- Writer: Parviz Saghizadeh
- Studio: Shoreline Entertainment
- Release: November 10, 2008
- Cast: Michael Madsen, David Carradine, Shane Woodson
No music available


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I like this new trend during the holidays of sending e-greetings. Personally, I like to know that trees weren't cut down to make cards that wish me happy new year, which end up in my recycling bin. The e-holiday greeting makes perfect sense and I get equal (if not more) enjoyment out of receiving them. It seems there's an artform to designing cool e-holiday greetings. My top pick of the season so far (hat tip to John Kenyon) is the one done by Human Rights Campaign using Flash and the classic snowglobe motif. Shake it
Holiday e-Greetings
Submitted by Visitor on Thu, 12/29/2005 - 1:25pm
Stay current with nonprofit technology
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The Jets-Steelers real and spectacular pick
Cold, Hard Football Facts for Jan 20, 2011
Advertisement: This series is brought to you by T.G.I Fridays®, encouraging you to Rush in and Tackle their new Game Time Menu.
By Tony Cocco
Cold, Hard Football Facts man of steel
(Ed. note: see our real and spectacular Packers-Bears NFC title game pick here.)
The Cold, Hard Football Facts real and spectacular victory machine looked in great shape after last Saturday: we nailed both Pittsburgh's 31-24 win over Baltimore and Green Bay's 48-21 win at Atlanta.
But we wobbled on Sunday: we expected Seattle to keep it within 10.5 points at Chicago. They lost by 11 (35-24).
And we told you the Patriots would stomp the Jets again. Instead, the Jets stomped the Patriots, 28-21, in a game that wasn't even as close as the final score.
We're still a respectable 5-3 against the spread here in the 2010 postseason. And, far more impressively, we've gone .500 or better against the spread – picking every NFL game! – every week since Halloween. It's almost February.
So our real and spectacular picks continue to live up to the hype.
Here are both AFC title contenders sized up across the board in all of our Quality Stats. Our analysis, and our picks, follows.
Also, see our real and spectacular Packers-Bears NFC title game pick here.
2010 AFC championship game
Rank |
Value |
Quality Stats |
Value |
Rank |
- |
4-4 |
4-4 |
- | |
16 |
10 | |
14 |
2 | |
22 |
5 | |
24 |
76.53 |
95.25 |
5 | |
6 |
77.05 |
73.78 |
2 | |
14 |
-0.52 |
+21.47 |
4 | |
8 |
18 | |
9 |
7.59% |
9.96% |
22 | |
15 |
39.57% |
43.12% |
6 | |
6 |
10.7 |
15.3 |
14 | |
3 |
1 | |
12 |
9.11% |
10.47% |
7 | |
10 |
36.99% |
33.49% |
3 | |
4 |
8.3 |
3.7 |
1 | |
8 |
+5.35 |
The Relativity Index |
+12.16 |
3 |
3 |
+23 |
+28 |
2 |
NY Jets at Pittsburgh (-3.5)
Hand it to the Jets and Rex Ryan. For all of their never-ending bluster during what was a disappointing, up-and-down regular season, the Jets clearly are a team that rises to the occasion in the playoffs and backs up its bravado when the money is on the table.
Ryan's Jets are now 4-1 in the playoffs, with all five games played on the road. In the last two weeks, Ryan's complex defensive schemes have been executed to perfection by his players, and the result was two road wins at Indy and New England – two of the toughest road venues in the NFL. New York's defense held two of the highest-scoring offenses in the league to a grand total of 37 points, while becoming the first team to intercept Tom Brady since October 17.
If the Jets can pull off the trifecta and defeat Ben Roethlisberger and the Steelers this Sunday, they will have knocked off three of the highest-rated passers in NFL history, owners of a combined six Super Bowl rings, and done it all on the road.
It would be, simply put, one of the greatest post-season runs in history.
The Jets won the first meeting between the teams back in December, but needed a special teams TD, a defensive safety and, perhaps more importantly, the absence of All-World safety Troy Polamalu from the Pittsburgh secondary to pull off a 22-17 win. Polamalu is back for this one. (Read about "The Defense of Troy" here.)
The big difference between the Colts, Patriots and Steelers can be summed up in one word: Defense.
The Steelers fielded the top scoring defense in the NFL this year and, as the Quality Stats chart below shows, they also owned our No. 1-ranked Defensive Hogs (a major indicator of post-season success), were No. 2 in Defensive Passer Rating, No. 2 in Bendability and owned top five rankings in just about every other meaningful defensive statistic in 2010.
By the way, Pittsburgh, not New England, was the top-ranked team across the board in our Quality Stats this year.
New York QB Mark Sanchez has played well so far in his postseason career and is coming off his best playoff performance against the Patriots last week.
But Pittsburgh defense is unlike any other he has faced over his first five career post-season games. New England's weak pass rush never got near Sanchez last week; that's not going to happen against the Steelers, who bring constant pressure and who ranked No. 7 in creating Negative Pass Plays this season.
Under that kind of pressure, Sanchez will not duplicate the type of effort he had in Foxboro last week.
If the Jets want to try their "ground and pound" offensive attack on Sunday, they'll find that a poor option as well, given Pittsburgh's No. 1-ranking in defensive rushing yards per attempt (3.01 YPA). In fact, only five teams in the Super Bowl Era stuffed the run better than Pittsburgh did in 2010.
One overlooked aspect of the Steelers is their ability to generate big plays. They ranked No. 2 on our Big Play Index this season and have playmakers all over the field. The forever-underrated Roethlisberger is now 9-2 in his career in the post-season after leading Pittsburgh to a great comeback win against the Ravens last week, and is one of five QBs in NFL history with a career average of more than 8.0 passing yards per attempt.
It may not look pretty. His style may be unorthodox. But none of the game's elite quarterbacks – Manning, Brady, Rodgers, Brees, whoever – get the ball down the field better than Big Ben. Oh, by the way, Roethlisberger is No. 8 all time in career passer rating (92.5), right behind the prolific Kurt Warner (93.7) and ahead of some guy named Joe Montana (92.3).
Big Ben's ability to move around in the pocket, scramble and get the ball downfield effectively should provide an antidote for a New York defensive scheme that has emphasized coverage over Ryan's usual blitz-happy approach the past two weeks.
Indy and New England could not solve the scheme because neither team has the kind of deep threats at wide receiver that Pittsburgh has in a player like Mike Wallace. Remember, as we noted this week, the Steelers wide receiver this year became one of just five players since the merger to grab 60 passes and average 21.0 YPC.
And neither Manning nor Brady can move around in the pocket and avoid the pass rush as niftily and effectively as Big Ben.
The Jets have ridden their defense and relatively mistake-free football in the playoffs to get to this point, and any team that relies on defense to win always has a shot. But Pittsburgh, unlike Indy and New England, actually brings the better defense into this game, as well as a much better offense.
We think the Jets' ride ends here, and that Big Ben and the Steelers advance to the franchise's eighth Super Bowl and battle for the right to win an NFL-best seventh Lombardi Trophy.
Pittsburgh 20, NY Jets 17
Read more: Cold Hard Football Facts, NFL
From our partners
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- Super Bowl XLIX Prop Bets: Full List
- Super Bowl 49 Game Capsule: Patriots @ Seahawks
- Awesome: Must-see Super Bowl Hall of Shame Infographic
- Referee Bill Vinovich Gets The Nod For Super Bowl 49 -- Balls
- 2014 NFL Divisional Playoffs Most-Watched Evah!
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Coyula called for a definitive plan to be made public so people can judge the project on its merits rather than on rumor. At the same time, though, he urged Garatti to recognize that 50 years have passed and some change is inevitable. In town for the Havana Ballet Festival, Acosta seemed to be on a kind of hybrid damage-control and publicity junket, meeting with officials as well as local and international media to drum up interest. He emphasized that he and Foster are committed to remaining faithful to Garatti's design, and said the center will support an estimated 80 to 100 jobs even after construction finishes. The master plan has not been finalized, but Acosta said the modifications it envisions are minor ones like repurposing classrooms as student dorms and expanding the main theater's capacity from 200 to 540. Such changes are necessary for the center to take in money and be self-sufficient, according to Acosta and his partner on the project, Rupert Rohan. It would be a British-registered nonprofit with an independent board to administer the center in partnership with Cuba, which would retain ownership of the landmark building. If that differs from the Communist government's traditional role as the principal supporter of the arts, Acosta noted that the Culture Ministry is on board and has signed a preliminary agreement. "It's logical ... common sense. Someone has to pay for everything. And (the government) can't. They don't have the opportunity, otherwise they would be doing it themselves. So the money has to come from somewhere," Acosta said. "The idea that everything is for free is wonderful, but it's not sustainable." Tensions remain. While giving an interview to a reporter Friday, Acosta was interrupted by an indignant man who engaged him in a heated exchange about respecting Garatti's creation. Acosta has apparently been unable to soothe Garatti's objections, though he insists the Italian will still be involved. Timothy Hyde, an architectural historian at Harvard University's Graduate School of Design, said the ballet school and the other four arts campuses posed fundamental questions about Cuban identity and citizenship in the aftermath of the Cuban Revolution. Among those was what should a new Cuban architecture look like, he said. Hyde said the debate over one of the island's top 10 landmarks of the 20th century therefore has unfortunately been framed as a stark choice
-- leave the school as is, or bring in Foster to create something entirely new. "Both seem to kind of fix the building in amber," he said. Ultimately island authorities will have the final say on the dance center's fate. But Acosta, who lives in London, has made it clear that while Cuba is his first choice, he's prepared to shop his performance center project around. "My greatest desires are to achieve this project in Cuba, but I could just as easily do it in another country, for example: England," Acosta said in an open letter responding to Garatti's objections. "My wish is to leave something solid to be remembered by. ... Do not doubt that I will achieve it one way or another."
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Goldenseal General Information Goldenseal is a plant that grows wild in parts of the United States but has become endangered by overharvesting. With natural supplies dwindling, goldenseal is now grown commercially across the United States, especially in the Blue Ridge Mountains. Common Name(s) goldenseal, yellow root Scientific Name(s) Hydrastis canadensis How is Goldenseal usually used? The underground stems or roots of goldenseal are dried and used to make teas, liquid extractextractto get, separate, or isolate a desired active ingredients, and solid extracts that may be made into tablets and capsules. Goldenseal is often combined with echinacea in preparations that are intended to be used for colds. What is Goldenseal used for? Historically, Native Americans have used goldenseal for various health conditions such as skin diseases, ulcers, and gonorrhea. Now, goldenseal is used for colds and other respiratory tract infections, infectious diarrhea, eye infections, and vaginitis (inflammation or infection of the vagina). It is occasionally used to treat cancer. It is also applied to wounds and canker sores, and is used as a mouthwash for sore gums, mouth, and throat. Your health care provider may have recommended this product for other conditions. Contact a health care provider if you have questions. What else should I be aware of? Few studies have been published on goldenseal's safety and effectiveness, and there is little scientific evidence to support using it for any health problem. Clinical studies on a compound found in goldenseal, berberine, suggest that the compound may be beneficial for certain infections - such as those that cause some types of diarrhea, as well as some eye infections. However, goldenseal preparations contain only a small amount of berberine, so it is difficult to extend the evidence about the effectiveness of berberine to goldenseal. NCCAM is funding research on goldenseal, including studies of antibacterial mechanisms and potential cholesterol-lowering effects. NCCAM is also funding development of research-grade goldenseal to facilitate clinical studies. Goldenseal is considered safe for short-term use in adults at recommended dosages. Rare side effects may include nausea and vomiting. There is little information about the safety of high dosages or the long-term use of goldenseal. Goldenseal may cause changes in the way the body processes drugs, and could potentially alter the effects of many drugs. Other herbs containing berberine, including Chinese goldthread (Coptis trifolia) and Oregon grape (Mahonia aquifolium), are sometimes substituted for goldenseal. These herbs may have different effects, side effects, and drug interactions than goldenseal. Women who are pregnant or breast-feeding should avoid using goldenseal. Berberine, a chemical in goldenseal, can cause or worsen jaundice in newborns and could lead to a life-threatening problem called kernicterus. Goldenseal should not be given to infants and young children. Before taking any new medications, including natural health products, speak to your physician, pharmacist, or other health care provider. Tell your health care provider about any natural health products you may be taking. Source(s) National Center for Complementary and Alternative Medicine (NCCAM). Herbs at a Glance. Goldenseal. http://nccam.nih.gov/health/goldenseal/
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text:
2014 Annual Meeting. Business Court pioneers Robert L. Haig and Judge Ben F. Tennille.
2014 Annual Meeting: Joint Planning meeting of Judges Initiative Committee, Subcommittee on Business Courts and National Conference of State Trial Court Judges.
2014 Annual Meeting (Chicago): Outgoing Business Court Representatives recognized for service to the Section by Section Chair Dixie Johnson. L-R Judge Audrey J. S. Carrion (Business Court Representative, Baltimore Business and Technology Court), Dixie Johnson (Section Chair), Judge Christine Ward (Business Court Representative, Pittsburgh Commercial Litigation Center), and Judge Joseph Iannazzone (Business Court Representative, Gwinnett County, Georgia Business Court).
- Join Our Committee - Join Our Section - Join The ABA
Sub-Committee Chair:
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Committee Roster
The Subcommittee on Business Court's mission is to provide resources to governments, legislatures, judiciaries, Bar Associations, academics, the media, and individual judges and lawyers seeking information and assistance to support the development and improvement of specialized business, commercial, and complex litigation courts. In addition to the fount of information available on our web page, there are numerous judges and lawyers who make themselves available to speak, formally and informally, on these subjects. We work closely with the Judges Initiative Committee and the Section's Business Court Representatives in bringing the practical expertise of business court judges and practitioners to the Section's members, and other committees; and we closely monitor related developments in this area throughout the United States and internationally.
In order to send a message to the listserve, send a message to the email address below. You must be a member of the Committee to successfully send a message to the listserve.
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While lawmakers in Washington debated the debt ceiling and consumer confidence dropped, more homeowners in the U.S. were having a harder time making their mortgage payments.
The rate that mortgage holders were late with their payments by 60 days or more rose in the June-to-September period for the first time since the last three months of 2009, according to TransUnion.
The credit reporting agency said 5.88 percent of homeowners missed two or more payments, an early sign of possible foreclosure. That was up from 5.82 percent in the second quarter of 2011.
The increase surprised TransUnion researchers, who previously forecast late payments, or delinquency, to fall for the quarter.
"It's much different than we've been talking about the last few quarters," said Tim Martin, group vice president of U.S. Housing in TransUnion's financial services business unit.
The problems were widespread. Between the second and third quarters, all but 10 states and the District of Columbia saw delinquency rates increase.
TransUnion's data is culled from 27 million credit reports, representing about 10 percent of all U.S. consumers who actively use some form of credit.
Martin could not pinpoint one particular reason for the jump. Normally, for instance, housing prices and unemployment have a big influence on delinquency. "Those are both still important, but neither has noticeably deteriorated," he said. In fact, unemployment was steady during the summer and the Standard & Poor's/Case-Shiller index showed small improvements in housing prices in most major cities during July and August.
That leaves wider economic issues having a larger role, Martin said. He pointed to the U.S. credit rating downgrade, the U.S. and European debt crises and the tanking U.S. stock markets during this period. And he noted that two different measures of consumer confidence — the Conference Board and the University of Michigan — both showed those issues hurt consumer attitudes.
That atmosphere "could make folks question paying their mortgage," he observed.
Martin said there's no real way to tell if some of the delinquency increase was driven by people who decided not to make payments because their homes are worth less than they owe on their mortgage. But it is notable that three of the 10 states that saw declines in late payments were among the hardest hit by the foreclosure crisis: Arizona, California and Nevada.
In fact, Arizona had the best rate of improvement in the nation, and now has a delinquency rate of 7.46 percent. That still places it fourth worst in the country, but the rate is vastly improved from where it stood. In the fourth quarter of 2009, Arizona's delinquency rate hit 16 percent, the highest for any state since the foreclosure crisis began.
Arizona does, however, still have the highest foreclosure rate in the nation — one in every 44 housing units with a foreclosure filing in the third quarter, according to Realtytrac.
Another possibility for the bump in the delinquency rate is that a new crop of adjustable mortgages written toward the end of the housing bubble is resetting. Even if their interest rates remain low after the adjustment, the payments might have increased, said Darren Blomquist, a Realtytrac spokesman. "We still have the bad loans mixed in that are resetting."
Although TransUnion still expects the delinquency rate to resume declining in 2012, the company is now forecasting a few quarters of elevated nonpayment rates due to the uncertain economic outlook. The company doesn't predict a return to the national peak rate of 6.9 percent, but said some increase is expected.
"More and more homeowners are likely to struggle," Martin said. "I'm not sure this is a one-quarter blip."
That echoes predictions from other sources, like RealtyTrac.
"This isn't just about bad loans anymore," said Blomquist. "It's about a bad economy that's pushing people into foreclosure."
More breaking news
- Comptroller says LI rebounding, but sales taxes lag
- Inked: Recent Long Island real estate deals
- Huntington launches subscription property data service
- Grocery workers approve new contracts
- East Hampton limits aircraft noise amid growing complaints
- It's all about the Benjamins
- LI home prices rise in March
- Long Island adds jobs, but rate slows
- Great Neck doc charged with murder-for-hire
- Government clarifies rules for wellness programs at work


text:
A place travelers can visit Silvaplana Lake
Reviews: Silvaplana Lake
General description: Silvaplana Lake
Unfortunately, "Silvaplana Lake" does not yet have a general description. Your valuable travel experience is needed. Help other guests by providing objective and detailed information.Hotels nearby
Guests praise: cleanliness in restaurant, friendly staff, good knowledge of foreign languages, good food, smooth check-in/check-out
100% recommendation
0.9 km away
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Photos: Dallas Stars earn win, rough up Ducks in process
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Summer leaves blood supplies low
O-negative among types needed
UPDATED 7:55 PM EDT Jul 22, 2014The Red Cross says it is in need of blood donations because the summer is a difficult time to collect blood with people going on vacation and many college students home for the summer. While the Red Cross said there is particular need for types O-negative, B-negative and A-negative, all are encouraged to donate.
Video TranscriptTHE AMERICAN RED CROSS NEEDS YOUR HELP FILLING A SUMMER-TIME GAP IN BLOOD DONATIONS. IN NORTHERN NEW ENGLAND ALONE...A TEN PERCENT DROP. THE RED CROSS SAYS THAT'S BECAUSE SO MANY PEOPLE ARE AWAY FOR THE SUMMER, INCLUDING COLLEGE STUDENTS. THEY'RE TYPICALLY A BIG DONOR GROUP. HERE ARE THE BLOOD TYPES THE RED CROSS NEEDS. TC 01:55-2:20 "there is a particular need for O negative, B negative and A negative and we would encourage any of those types." TO FIND OUT THE NEAREST BLOOD DRIVE.. JUST LOG ONTO TO OUR WEBSITE WMTW-DOT- COM AND CLICK ON THE HEALTH SECTION. THERE YOU WILL FIND
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Space Station 3D (U)
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An angel from above arrives on a mission to transform a spoiled college girl into a caring young woman in this contemporary variation on the Christmas Carol story starring Keshia Knight Pulliam, Tom Bosley, and Pooch Hall. To wealthy college girl Layla Turner (Knight-Pulliam), Christmas is all about overstuffed gift bags from Bloomingdale's and the best jewelry that money can buy - but this holiday season promises to be a real eye-opener. When an angel in disguise walks into Layla's life and shows her...more
All Christmas at Water's Edge cast + crew photos


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Search Result
Search Tags: pineapple grapevine
Tapping the Sunshine Grapevine
Would you like to wear an aloha shirt to the office or get out the old dog sled team when you get off work? Senior Correspondent Mike Causey says there's a Sunshine Network that alerts cold stateside feds to job openings in Hawaii.
Tags: P&B , locality pay ,
Wednesday - 04/08/2009, 04:00am EDT


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Acquisition of U.S. online HR Job Search Engine Indeed Inc.
Sep. 25, 2012
Recruit Co.,Ltd.
Recruit Co.,Ltd. (headquarters: Chiyoda-ku, Tokyo; President and Representative Director, CEO: Masumi Minegishi; hereinafter "Recruit") has reached an agreement to acquire 100% ownership of U.S. based Indeed, Inc. (hereinafter "Indeed") in an all cash transaction (hereinafter "the Acquisition"). Indeed is scheduled to become a wholly-owned subsidiary of Recruit in early October.
1.Purpose of the Acquisition
Recruit has been developing its services and operations aiming to become the "No. 1 global integrated HR service provider", offering a full line-up of services (Permanent Placement ,Temporary Staffing and Job Site) catered to both employers and job seekers globally and providing a wide variety of employment opportunities to users worldwide.
In recruiting / placement services, Recruit has provided services primarily under the RGF HR Agent brand since 2007 and currently operates in China, Hong Kong, Singapore, India, and Vietnam. Recruit has also rapidly expanded its presence in North America through a series of acquisitions, including The CSI Companies, Inc. (2010), Staffmark Holdings, Inc. (2011) and Advantage Resourcing (America / Europe, 2012).
To further expand online HR services globally, Recruit has agreed to acquire Indeed which is rapidly growing in North American and European online HR markets and can be utilized as Recruit's global platform.
Indeed is the largest job site worldwide, with over 80 million unique visitors* and 1.5 billion job searches* each month. Indeed is available in over 50 countries* and 26 languages*. The company has established its powerful platform by leveraging superior technological strength and the competitive edge of a Job Aggregating Search Model, which can extract employment opportunities from websites and generate automatically. * As of Today
Through the combination of Indeed's advanced technology and global job seeker base, and Recruit's accumulated expertise in media business operations, the combined company will be able to provide a broader range of client services and employment opportunities to help create an affluent society and provide each and every person a dynamic life. We will deliver tailored services for each individual to "meet your opportunity" on a global basis.
2.Overview of Indeed
(1) | Company name | Indeed, Inc. |
(2) | Address | 177 Broad Street, Stamford, CT 06901, USA |
(3) | Established | 2004 |
(4) | Capital | USD 22,182 thousand |
(5) | Fiscal year end | December 31 |
(6) | Main business | Operates job aggregating HR search engine |
3.The transaction scheme
The Acquisition will be effected through a merger of Indeed into a U.S.-based wholly owned subsidiary of Recruit with Indeed being the surviving entity and a wholly owned subsidiary of Recruit post transaction. Cash is provided as a consideration of the merger for Indeed shareholders. The Acquisition is anticipated to close in early October, 2012.
4.Overview of Recruit
(1) | Company name | Recruit Co.,Ltd. |
(2) | Representative | Masumi Minegishi, President and Representative Director, CEO |
(3) | Address | 1-9-2, Marunouchi, Chiyoda-ku, Tokyo |
(4) | Established | August 26th, 1963 |
(5) | Capital | JPY 3,003 million |
(6) | Sales | JPY 372,057 million (April 1st, 2011 - March 31st, 2012, non-consolidated) |
(7) | Employees | 5,974 (as of April 1st, 2012) |
(8) | Main business | Provider of products and solutions related to HR, education & learning info, housing info, bridal info, travel/hotel booking, Restaurant info, beauty salon booking, daily deal and other areas |
Appendix: Recruit group's international development in the HR area
Business | Brand | Operation Area |
Permanent placement |
RGF HR Agent | China, Hong Kong, Singapore, India, Vietnam |
RGF Executive Search | Hong Kong, Singapore, India, Vietnam | |
Bo Le (Partnership) | China, Hong Kong, Taiwan, Indonesia, Philippine, Thailand, Malaysia, Vietnam | |
Staffing | CSI | U.S. |
Staffmark | ||
Advantage Resourcing |
U.S., UK, Australia |
Online HR |
51job (equity-method affiliate) | China |
- For details of this matter, please check the following:


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Bhat, GA and Subrahmanya, RS (1971) Studies on the hydrolysis of metal ions - Part II-Nickel. In: Proceedings of the Indian Academy of Sciences - Section A, 73 (4). pp. 157-163.
studies.pdf - Published Version Download (332Kb) |
Official URL: http://www.springerlink.com/content/24316258m7492m...
A detailed investigation of the hydrolysis of nickel in the lower concentration range has been made. The results have been analysed on the basis of 'Core + links' theory and on the assumption of the formation of one predominant complex. Evidence is obtained for the formation of Ni2 (OH)62- and its stability constant is calculated to be 1038.78
Item Type: | Journal Article |
Additional Information: | Copyright of this article belongs to Indian Academy of Sciences. |
Department/Centre: | Division of Chemical Sciences > Inorganic & Physical Chemistry |
Date Deposited: | 23 Jun 2010 05:37 |
Last Modified: | 19 Sep 2010 06:09 |
URI: | http://eprints.iisc.ernet.in/id/eprint/28538 |
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5/8/2015 » 5/9/2015Practical Neurology for Equine Practitioners
5/20/2015Veterinary Dentistry
6/4/2015 » 6/6/2015ACVIM Forum
6/8/2015 » 6/12/2015Agriculutral Medicine: Occupational and Envioronmental Health for Rural Health Professionals
Canine Influenza
The first case of canine influenza in Iowa has been confirmed in Sioux City by the ISU Veterinary Diagnostic Lab from the nasal swabs of a sick dog exhibiting flu-like symptoms. The specific strain (whether it is H3N8 or the newer strain H3N2) is not known yet.
The ISU Veterinary Diagnostic Laboratory can test samples for Canine Influenza Virus both the old strain (H3N8) or new strain (H3N2). The ISU VDL companion animal submission form is linked here: http://vetmed.iastate.edu/sites/default/files/vdl/forms/Companion-Animal-Form.pdf
Nasal swabs from the affected animal shipped to the VDL on ice are the preferred sample type for testing.
More information about Canine Influenza can be found on the following websites:
AVMA website
Iowa State University College of Veterinary Medicine
Apply to Become the IVMA Emerging Leader Liaison
Applications are now being taken to serve as the IVMA's Emerging Leader Liaison to the Administrative Committee (ELL). This is an opportunity for an IVMA member to further develop their leadership skills by being involved with the IVMA at the administrative level. The ELL will build relationships with other IVMA leaders and give back to the veterinary profession.
The purpose of this one year position is to provide a link and build relationships between recent veterinarian school graduates and the IVMA. This position is open to any IVMA member that has graduated from veterinary school within the last 7 years.
Click here for more information and an application to apply.
Canine Dysautonomia Case Confirmed in Iowa
The first known case of canine dysautonomia (CD) has been diagnosed in Iowa. Canine dysautonomia is a sporadic, generally fatal disease of dogs. It is due to degeneration of nerve cells controlling subconscious bodily functions, including control of normal swallowing and motility of the digestive tract, heart function, control of urination, and pupils of the eye. Click here to read more.
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under construction
group cohomology, nonabelian group cohomology, Lie group cohomology
cohomology with constant coefficients / with a local system of coefficients
differential cohomology
Dolbeault cohomology of a complex manifold is the chain cohomology of the Dolbeault complex of (see there for more).
By the Dolbeault theorem (see there) Dolbeault cohomology is equivalently the abelian sheaf cohomology , of the abelian sheaf is Dolbeault complex of holomorphic p-forms.
For a Hermitian manifold write for the space of -harmonic differential forms and write for its Dolbeault cohomology in the bidegree.
There is a canonical homomorphism
If is compact, then this is an isomorphism, the Hodge isomorphism
is an isomorphism
(e.g. Maddock, prop. 4.2.7)
Serre duality: On a Hermitian manifold of complex dimension the Hodge star operator induces isomorphisms
(e.g. Maddock, prop. 4.2.8)
If is a compact Kähler manifold then
(e.g. Maddock, prop. 4.2.9)
This is called the Hodge decomposition.
Over complex manifolds , Hodge symmetry is the property that the Dolbeault cohomology groups are taken into each other under complex conjugation followed by switching the bidegree:
In particular this means that the dimension of the cohomology groups in degree coincides with that in bidegree .
Given any holomorphic vector bundle , one can form the Dolbeault resolution , where is the sheaf of -forms. This is an acyclic resolution of and hence computes its sheaf cohomology.
The Dolbeault complexes naturall fit into a double complex
The corresponding spectral sequence of a double complex is called the Frölicher spectral sequence. On a Kähler manifold it exhibits the Hodge filtration.


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Reply to comment
Submitted by Dennis (not verified) on Mon, 08/09/2010 - 10:49.
Community Shield gone, 4 more trophies (FA, CARLING, PREM LEAGUE AND CHAMPIONS LEAGUE CUPS) to go in favour of United. GLORY GLORY GLORY UNITED.
Cheshit, Man shity and the rest of u be ready to feel the hit from UNITED this season again.


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text: Meta Battle Subway PokeBase - Pokemon Q&A Login Register All Activity Questions Unanswered Tags Users Ask a Question Rules Chat What is a good Mystery Dungeon moveset for Riolu? 0 votes riolu mystery-dungeon movesets asked Sep 30, 2012 by Victini Victory reshown Apr 13, 2013 by Mewderator Please log in or register to add a comment. Please log in or register to answer this question. 1 Answer 1 vote Best answer Use toxic to poison the foe then use the moves as necessary force palm/drain punch/brick break toxic copy cat iron tail answered Sep 30, 2012 by abhe selected Oct 1, 2012 by Victini Victory Sounds like a nice set and works well! Thanks! Please log in or register to add a comment. Related questions How do you evolve Riolu into Lucario in Pokémon Mystery Dungeon: Explorers of Sky? How to evolve Riolu in Mystery Dungeon Exp.Of Sky ? What is a good Little Cup moveset for Riolu? What is a good Mystery Dungeon moveset for Munchlax? What Are the Chances of Befriending Riolu in Explorers of Sky? Riolu in pmd sky wont evolve? Is this Riolu set any good in Doubles? Can Riolu learn aura sphere, iron tail, and double edge? Useful Meta Posts How to change your username How to add a user avatar Why was my post hidden? The points system Question etiquette Flags vs Downvotes Anime FAQ


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Microsoft 1Q profit, sales top views; shares jump
Thursday, October 24, 2013
LOS ANGELES (AP) — Microsoft posted quarterly revenue and earnings Thursday that easily topped Wall Street forecasts, marking a healthy start to a companywide overhaul it announced in July that should help the software giant transform into a devices and services company.
Its stock rose nearly 6 percent in after-hours trading.
"Our devices and services transformation is progressing," CEO Steve Ballmer said in a statement with the company's fiscal first-quarter results. Ballmer said in August he'll step down within 12 months and the search is on to find his successor.
Microsoft's net income in three months through Sept. 30 grew 17 percent to $5.24 billion, or 62 cents per share, from $4.47 billion, or 53 cents per share, a year ago.
That beat the 54 cents expected by analysts polled by FactSet.
Revenue rose 16 percent to $18.53 billion, also beating the $17.79 billion analysts were expecting.
Microsoft's revenue from its Surface tablets hit $400 million, representing a gain in revenue and more than a doubling of unit sales from the quarter that ended in June, helped by a price cut to its slimmed down Surface RT model in July. Profitability in the division that houses Surface fell, mainly because the cost of making Surface tablets rose by $645 million from a year ago.
It's the first time the company has broken out Surface results.
Lisa Nelson, director of investor relations, said the strategy behind Surface is to sell more devices, allowing the company to cover its fixed costs, while benefiting if users pay for other Microsoft services like the Skype Internet calling app or extra cloud storage space through SkyDrive. A new partnership to outfit Best Buy stores with special displays dedicated to Microsoft wares should help boost sales, she said. The company also launched its latest models, Surface 2 and Surface Pro 2, on Tuesday.
"We're feeling really good about Surface, especially as we head into the holiday season," she said.
Revenue from its flagship Windows operating system from manufacturing partners declined, while enterprise software business grew.
Commercial licensing — representing enterprise products like Windows Server and System Center — is now by far Microsoft's biggest reporting segment. Its revenue rose 7 percent to $9.59 billion. Devices and consumer licensing revenue, containing revenue from Windows and Windows Phone, fell 7 percent to $4.34 billion.
It has been a busy year for Redmond, Wash.-based Microsoft Corp. Last month, it vowed to acquire Nokia's smartphone business for $7.2 billion and this month it launched sales of the latest version of its Surface tablets. Next month it will launch its latest game console, Xbox One.
The transformation of Microsoft's business is crucial as sales of personal computers — once Windows' mainstay — continued to fall. Research firm IDC said that global shipments of PCs fell 8 percent in the third quarter of the year for the sixth straight decline. Another firm, Gartner, put the decline at almost 9 percent.
Microsoft's shares rose $2 to $35.72 in extended trading following the release of the earnings report.
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On Monday May 12th, 2014, BTB will announce its first quarter financial results ended March 31st, 2014
MONTRÉAL, April 29, 2014 /CNW Telbec/ - BTB Real Estate Investment Trust (TSX: BTB.UN) ("BTB") announces today that it will release its financial results for the first quarter ended March 31st, 2014, on Monday, May 12, 2014, after closing of the markets.
On Tuesday May 13, 2014, at 10:00 a.m. (ET) management will hold a conference call to discuss BTB's financial results and performance for the first quarter ended March 31st, 2014.
Tuesday, May 13, 2014 |
10:00 a.m. (Eastern Standard Time) |
1-647-427-7450 (from Toronto and overseas) access code 37079672# 1‑888‑231-8191 (from North America) toll free, access code 37079672#. To ensure your participation, please dial in fifteen minutes prior to the start of the conference call. |
From Tuesday May 13, 2014, 1:00 p.m. until 11:59 p.m. on May 19, 2014, dial 1‑416‑849‑0833 conference ID number 37079672#, or dial toll free 1‑855‑859-2056 conference ID number 37079672#. |
The media and all interested parties may attend the call in listening mode only.
Conference call operators will coordinate the question and answer period, and will instruct participants regarding the procedures for the call.
About BTB
BTB is a real estate investment trust listed on the Toronto Stock Exchange. BTB is an important owner of properties in eastern Canada. BTB owns 68 commercial, office and industrial properties for a total leasable area of approximately 4.6 million square feet. BTB's asset value is in excess of $545M. The objectives of BTB are: i) to grow its revenues from its assets to increase distributable income and therefore fund distributions; (ii) to maximize the value of its assets through dynamic management of its properties in order to sustain the long-term value of its units; and (iii) to generate cash distributions that are fiscally beneficial to unitholders.
BTB offers a distribution reinvestment plan to unitholders whereby the participants may elect to have their monthly cash distribution reinvested in additional units of BTB at a price based on the weighted average price for BTB's Units on the Toronto Stock Exchange for the five trading days immediately preceding the distribution date, discounted by 5%.
SOURCE BTB Real Estate Investment Trust
For further information: Mr. Michel Léonard, President and Chief Executive Officer, 514-286-0188, ext. 228; Mr. Benoit Cyr, Vice-President and Chief Financial Officer, 514-286-0188, ext. 230


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You are here
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National Eating Disorders Association Learn about eating disorders, find help & support, even get involved. Reach the confidential helpline at: 1-800-931-2237.
National Suicide Prevention Lifeline Are you in a crisis? Please call 1-800-273-TALK (8255), a free, 24-hour hotline. Check out the website for more information to get involved.
RAINN The nation's largest anti-sexual violence organization. Need help? Call 1-800-656-HOPE (4673) or visit the secure, confidential online help line.
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Scarleteen "Sex Ed for the real world." This site is owned by a feminist sex ed educator and staffed by volunteers. It offers frank advice and answers a vast number of sex-related questions.
Sex, etc. A sex education website created by teens, for teens.
Trevor Project The Trevor Project is a national organization determined to end suicide among LGBTQ youth. Call the free confidential Trevor Lifeline at 866-488-7386 to talk to a counselor. Visit the website to chat with a trained volunteer, connect with others and learn more about suicide prevention.


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Released: Jun 01st, 1998
Running Time: 55, 55
Company: Metropolis Entertainment
Kevin (I), Tia (I), Eric (I), Lena (I), Megan (I), Kristina (I), Rex, Rod, Don (I), Sandra (I) (Romanian), Rick (I), Lynne, Larry
Critical Rating: Not Yet Rated
Genre: Pro-Am
Excellent for the genre, but \"Vol.4\", especially, is a winner no matter what you stock or who you sell to.
Patriotic couples Do It for Uncle Sam in this grassroots survey of the joys of democracy. Couples from coast to coast use their fifteen minutes of fame to salute Old Glory in the best ways possible, including anally and orally. Decent lighting and camerawork capture four intimate displays per tape.
Vol. 3 features the very cute, long-haired, hard-bodied Rick, who fucks his chubby girlfriend Megan in North Carolina.
Vol. 4 starts off with a very hot scene between Winona, Arizona's finest, Kristina and Rob. In a high style finish, Rob licks his cum off of the soles of Kristina's pretty, smooth feet. Lynn's "first anal" was reviewed in the November 1997 AVN when it appeared in Private Moments 364, but the lovely Lynn is delightful to watch once more. Sexy pierced young thing Sandra gets spit on a lot by her hairless svelte Southern boy Rex, whose looks could most definitely kill if it weren't for this scene's decrepit video quality. Gi-Gi and Kevin have a snow-scened model train on their coffee table. Must be Cristmas in Tallahassee.


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We've selected the best candid trip photos submitted by our users to help you decide if the Barcelona Day Trip: Montserrat, Colonia Guell and Gaudi Crypt is right for you. Make the most of your next trip to Barcelona with Viator's exclusive Photo Galleries.
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The Basilica, Montserrat Monastery
August 2011
David F
I was fortunate enought to celebrate Sunday mass in this basillica. It is amassing as you can see from this photo.
Montserrat - jagged mountain
August 2011
David F
The mountain peaks are jagged or serrated hence the name for this mountain. The abbey and the buildings built on this mountain are something special to behold. Beautiful views from here.


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The hit gave the win to Hong-Chih Kuo (2-1), who held the Cardinals scoreless in the eighth inning. Jonathan Broxton got his 15th save after a shaky ninth inning in which he stranded a runner on third.
Hiroki Kuroda turned in a solid start for Los Angeles, throwing seven scoreless innings. He limited the Cards to four hits, struck out six and issued only one walk.
St. Louis starter Chris Carpenter was also tough, scattering six hits through seven shutout frames.
Trever Miller (0-1) got the loss. He allowed singles to Rafael Furcal and Andre Ethier in the eighth before Kyle McClellan coughed up the ground-rule double to Ramirez.