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Shellfish poaching is a serious problem for tideland owners/leasers. Apparently, there is a big black market in illegally harvested shellfish.
I agree with you in that that isn't right. I haven't encountered that problem, but I haven't had to search for new beaches to fish along the Canal or in the Sound lately. I know of several spots with public access that I can check out. Or launch from. Kayak does not require a boat ramp. Just throw it in off the beach. Any public beach where you can lug it down to launch. Usually, no fees. I have annual $30 Discovery Pass, so I can throw in at waterfront state parks for free, such as Potlatch. I try to learn the locations of all the free launch sites for waters that I fish in.
Sorry to hear that. But that problem doesn't address the issue of legally accessible tidelands by people who aren't poaching, or dealing in shellfish, or being rude, or screwing with homeowners docks or lawns or whatever. Again, I think the soft approach is the best. However, what is right..............is right.
Bradley, I agree that you are right in your statement that tideland ownership in Puget Sound can be a convoluted mess for the general public to figure out. So I'd just take the "practical approach" and maybe try to fish a good looking beach that might be private. This kind of thing is highly "situational." If I thought that I could pull it off, or at least explain my way out of it if confronted, I might just go for it. Maybe someday I'll even beach my yak on some private strip of beach under some forested high clay bank when there's no one around, and step out and make a few casts. Or step out in the shallows with my yak leashed to me and make some casts. I dunno. I But if you or I decide to go for it, then by being respectful and discreet, we are more likely to pull it off. How long does it take to make a few casts, before you jump back in the yak and paddle on? The real danger would be in hooking a good fish, and thus giving the property owner time to take action!
Is there not an easy way to look up property lines online here in Washington State? It seems like either a public or private website would have something on this. Anyone know? Edit: are the zillow.com lines accurate at all?
Maybe; but then what? How much technology would be involved in tracking/plotting/ geo-orienteering each fifty foot wide plot of tide land? Wow.
I can't imagine it would be that big of an undertaking really, as all public records are slowly becoming e-records. And likely very helpful for society at large. Of course no one should throw away the deed to their house anytime soon.
Tech wise, I'm sure you're right. I'll just mount my ipad / google maps device to the cockpit, orient my kayak to the beach at hand, and spend more time being lewis&clark than fishing. And keep my attorney on speed dial. Not a big deal at all.
The sign means: The five figure property taxes that I pay do not provide for the collection and removal of public trash from my private property. The sign tells me nothing about the fishing.
Thats not the issue at hand. Do you or do you not retain the access rights to the tidelands below mean high tide? If not, then your taxes aren't the issue. Right?
Most, if not all, counties in Washington have online search fuctions / property maps for each parcel of land - I've used these extensively. You can even see the amount of high property taxes being paid by the waterfront owner that you want to trespass on for free!
Owning waterfront is not the same as owning the tidelands, and that seems to be the focus of this thread. WA state did sell off a large amount of Puget Sound tidelands, but for the casual beach walker and angler, it's not even close to easy to discern which tidelands are private property and which are not. Many a waterfront owner mistakenly or purposely claims ownership of the tidelands that they do not have title to. I think that is the issue Bradley is trying to address. A similar thing happens sometimes on rivers. I ask the property owner to please call the Sheriff's office. Unfortunately the vast majority of County deputies are uninformed about riparian rights, but at least the lag time buys time enough for me to fish and move on. Sg
Riparian/littoral law in WA State is very complex. It is clear that some here do not respect the rights of waterfront property owners. The attitude that "asking for forgiveness is better than asking for permission", is wrong and may land your butt in jail one day. I don't believe that I am being unreasonable when I expect better of fellow fisherman.
I believe in respecting private property. I also believe in respecting public access rights. The similar thing on rivers that Sg talks about particularly gets my goat when somebody asks me to pay a fee to "trespass" on property they don't own. Would you whip out the technology right then and there? This day and age, it is not difficult to access information.
it is also clear that some do not respect the rights of the public to have access to tidelands that the government didnt have the right to "sell" in the first. According to the public trust doctrine which has roots dating back to the romans, the intertidal space from the mean high water mark to extreme low tide are to be held, in trust by the government for the use of the public. This means that neither the government nor the person owning adjacent property should be able to claim exclusive rights to the property. http://www.slc.ca.gov/policy_statements/public_trust/public_trust_doctrine.pdf Being a fisherman I would expect you to understand why we may cross "boundaries", sometimes seeing the rezzies or cutts jumping 100ft past those signs is too tempting, but it sounds like you might be the kindof person to chase off someone who is just trying to have a good time fishing. In which case fine have the beach to your self. Yes you should be respectful. yes you should pack out your garbage and leader trimmings or other trash you may come across, but not just because its someones property, because the beings that truely own and inhabit the property aren't able to do it themselves. By the way its not trespassing if im in a kayak floating inches above your "property", whats is the real difference between that and wading. lets say I caught my fly on my back cast in a bush on your property, would you prefer I break it off as opposed to getting out of the kayak and untangling it? either I'm littering or I'm tresspassing. Personally i don't give two shits about trespassing, you dont own the beach no matter what some piece of paper says.
Pat, although I agree with you in principle. I have to side with the landowners on this one. Whether it was right or wrong of the state to sell the tidelands is a mute point. They did and the owners pay high taxes on them. I am willing to bet those who think it's okay to trespass don't own land and pay taxes on that land. If they did, they would be thinking twice about ignoring someone else's rights. How would you like it if you woke up one morning and found someone in your backyard? The argument that "it wasn't right to sell the land to them so it's okay for me to ignore the sign" is just as lame as saying "It ain't illegal tell you get caught". Personally I think the state should have to buy all of the tidelands back. One more thing. That public trust link is from California. This is Washington. Different state, different laws.


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Movies and Video For people making movies and editing video with their Mac. |
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Posts: 3
My son made a move for his school project and now we cannot get it to save to an email because it says it is too big (8 Mg or g, I can't remember what he said, but I am sure that there a huge difference). I am not sure if it is movie 6 or whatever you were talking about because I don't know where to look. It is due today and it won't post to his Utube account, facebook, an email and it is too big for our memory stick or for a DVD. If anyone has any suggestions other than bringing the computer to school to show the teacher (he says he would rather die first than do that) I would be so thankful. Best regards, Jennifer |
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Member Since: Apr 16, 2010
Location: Kyiv,Ukraine
Posts: 58
It is probably 8gigabytes if you can't fit it on a DVD, and yes that is a lot of space.
You probably have the uncompressed avi file, which you will have to encode to a much smaller file. I use MediaCoder on my PC to do this sort of thing, they have a Mac version available also, I haven't tried it out yet. Here's the link to download it: MediaCoder - Downloads I recommend to try encoding into mpg using h264 codec and running aroung 2000kbps, see if this works our for you in both quality and filesize and maybe play around with the settings after that. |
QUOTE Thanks |
Member Since: Feb 25, 2009
Posts: 2,109
Mac Specs: Late 2013 rMBP, i7, 750m gpu, OSX versions 10.9.3, 10.10
Honestly, it will probably be a bit easier to use then Mediacoder - I've used media coder a lot on the PC side and it is really good, but I won't say it's the easiest transcoding software out there (well, none are totally simple, but some are easier then others) My Macs: Late 2013 rMBP w/ 750m; Mac mini G4, 1.25 GHz, 512m ram (server); Late 2011 11" MBA, 1.8GHz i7, 4Gig Ram, 256Gig SSD, HD3000; Powerbook 12" G4 1.33GHz running Debian as a server; Apple TV (1080p version) |
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Location: On the road
Posts: 3,231
Mac Specs: 2011 MBP, i7, 16GB RAM, MBP 2.16Ghz Core Duo, 2GB ram, Dual 867Mhz MDD, 1.75GB ram, ATI 9800 Pro vid
Jennifer, first click once on the video and then use the command-I keys to get information on the file. How big is it? There is a huge difference between MB (Megabytes) and GB (Gigabytes).
What is the length of the video in time? Which version of iMovie did you use to make the video? Start it up and use the "About iMovie" under the iMovie menu. A pop up window tells you what version it is. My iMovie Export Guide may help you do an export that is a reasonable size. I'd recommend creating a .mov file with the H.264 vide codec and ACC audio. That can be uploaded to YT. P.S. I moved this from the other thread you posted to. CameraTime - Time lapse photography for novice and advanced users. When asking questions, post the version of your software. You'll receive better answers. Please post your results to the thread as it is good feedback. |
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Property name: Berna
Type: Hotel
Minimum rate per night: USD 89.17
Description Berna
Right in the center of Milan, the 4-star Hotel Berna is situated at just 200 metres/218 yards from Milan central train station, the airport shuttle terminals and within steps of Corso Buenos Aires, the famous shopping street in Italy's fashion capital. This hotel is fully air-conditioned and features fine fabrics, cherry wood furnishings and shades of pink, red and gold. The elegant decor makes Hotel Berna the ideal place to stay for your next weekend break or business trip to Milan. The excellent location of the hotel makes it easy to reach all the major points of interest and famous Milan landmarks such as the Duomo and the church containing The Last Supper by Leonardo Da Vinci. Berna hotel also offers 24-hour complimentary beverages and cookies as well as an Internet Point in the elegant hall. The hotel also has a secure underground parking garage with 23 computerised parking lots.
Services and facilities
General facilities | Elevator, Congress, Safe, Luggage Storage, Groups welcome, Multilingual staff, Radio, Front desk - 24 hour, Front desk - safety deposit box, Front desk - fax service, Meeting Room, Laundry service, Banqueting service |
Room | Room service - limited hour, Soundproofed rooms, Direct dial phone, Telephone in bathroom, TV Satellite, Heating, MINIBAR, Hairdryer in each room, Conditioned Air, Conditioned Air |
Internet | Internet/Email services, High speed Internet access, Wireless Internet access, Wireless Internet connection in the entire property |
Parking | Garage |
Pets | Pets accepted |
Credit cards | Credit cards accepted |
Food and drink | Snack bar |
0 mi
Hotel Canova
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Hotel Bolzano
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Hotel Flora
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Hotel Florida
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Hotel Mennini
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Hotel Atlantic Quality Hotel
0.1 mi
Hotel Garda
0.1 mi
Hotel Colombia


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Anyone fitted one of these to an SB66? I know it would involve drilling a small hole in the frame which I'm not too bothered about.
Could go for a conventional version but dont want the cable flapping around all over the place.
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Thule Chariot CX 1 Thule Chariot CX is the elite performer in comfort, style and technology for the most active family. Bicycle trailer kit included. $1,649.00 Read more
Thule Chariot Cougar 1 Thule Chariot Cougar is the all-round adventurer, a balance of features and value making it a popular choice for many active families. Bicycle trailer kit included $1,199.00 Read more
Thule Chariot Cheetah 1 Thule Chariot Cheetah is the lightweight performer, the perfect training partner for the athlete in the family. Bicycle trailer kit included. $749.00 Read more


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Table of Contents
- Part 1:Answer These Questions for This Quarter
- 1.Number of Employees Who Received Wages, Tips, or Other Compensation This Quarter
- 2.Wages, Tips, and Other Compensation
- 3.Federal Income Tax Withheld From Wages, Tips, and Other Compensation
- 4.If No Wages, Tips, and Other Compensation are Subject to Social Security or Medicare Tax . . .
- 5a–5e.Taxable Social Security and Medicare Wages and Tips
- 5a. Taxable social security wages.
- 5b. Taxable social security tips.
- 5c. Taxable Medicare wages & tips.
- 5d. Taxable wages & tips subject to Additional Medicare Tax withholding.
- 5e. Total social security and Medicare taxes.
- 5f. Section 3121(q) Notice and Demand—Tax Due on Unreported Tips
- 6.Total Taxes Before Adjustments
- 7–9.Tax Adjustments
- 10.Total Taxes After Adjustments
- 11.Total Deposits for This Quarter
- 12.Balance Due
- What if you cannot pay in full?
- 13.Overpayment
- Complete Both Pages
- Part 2:Tell Us About Your Deposit Schedule and Tax Liability for This Quarter
- Part 3:Tell Us About Your Business
- Part 4:May We Speak With Your Third-party Designee?
- Part 5:Sign Here (Approved Roles)
- How to Order Forms, Instructions, and Publications from the IRS
- Other IRS Forms, Notices, and Publications You May Need
Enter the number of employees on your payroll for the pay period including March 12, June 12, September 12, or December 12,
for the quarter indicated at the top of
Form 941. Do not include:
Household employees,
Employees in nonpay status for the pay period,
Farm employees,
Pensioners, or
Active members of the Armed Forces.
If you enter "250" or more on line 1, you must file Forms W-2 electronically. For details, call the SSA at 1-800-772-6270 or visit SSA's Employer W-2 Filing Instructions & Information website at www.socialsecurity.gov/employer.
Enter amounts on line 2 that would also be included in box 1 of your employees' Forms W-2. Include sick pay paid by a third party if you were given timely notice of the payments and the third party transferred liability for the employer's taxes to you. See the General Instructions for Forms W-2 and W-3 for details.
If you are a third-party payer of sick pay, do not include sick pay that you paid to policyholders' employees here if you gave the policyholders timely notice of the payments.
Enter the federal income tax you withheld (or were required to withhold) from your employees on this quarter's wages, tips, taxable fringe benefits, and supplemental unemployment compensation benefits. Do not include any income tax withheld by a third-party payer of sick pay even if you reported it on Forms W-2. You will reconcile this difference on Form W-3. Also include here any excise taxes you were required to withhold on golden parachute payments (section 4999).
If you are a third-party payer of sick pay, enter the federal income tax you withheld (or were required to withhold) on third-party sick pay here.
If no wages, tips, and other compensation on line 2 are subject to social security or Medicare tax, check the box on line
4. If this question does not apply to you, leave the box blank. For more information about exempt wages, see section 15 of
Pub. 15 (Circular E) and section 4 of
Pub. 15-A, Employer's Supplemental Tax Guide.
If you are a government employer, wages you pay are not automatically exempt from social security and Medicare taxes. Your employees may be covered by law or by a voluntary Section 218 Agreement with the SSA. For more information, see Pub. 963, Federal-State Reference Guide.
Enter the total wages, sick pay, and taxable fringe benefits subject to social security taxes you paid to your employees during the quarter. For this purpose, sick pay includes payments made by an insurance company to your employees for which you received timely notice from the insurance company. See section 6 in Pub. 15-A for more information about sick pay reporting.
Enter the amount before deductions. Do not include tips on this line. For information on types of wages subject to social security taxes, see section 5 of Pub. 15 (Circular E).
For 2015, the rate of social security tax on taxable wages is 6.2% (.062) each for the employer and employee or 12.4% (.124) for both. Stop paying social security tax on and entering an employee's wages on line 5a when the employee's taxable wages (including tips) reach $118,500 for the year. However, continue to withhold income and Medicare taxes for the whole year on wages and tips even when the social security wage base of $118,500 has been reached.
line 5a | (column 1) | ||
x.124 | |||
line 5a | (column 2) |
Enter all tips your employees reported to you during the quarter until the total of the tips and wages for an employee reach $118,500 for the year. Include all tips your employee reported to you even if you were unable to withhold the employee tax of 6.2%.
Your employee must report cash tips to you by the 10th day of the month after the month the tips are received. The report should include charged tips (for example, credit and debit card charges) you paid over to the employee for charge customers, tips the employee received directly from customers, and tips received from other employees under any tip-sharing arrangement. Both directly and indirectly tipped employees must report tips to you. No report is required for months when tips are less than $20. Employees may use Form 4070, Employee's Report of Tips to Employer (available only in Pub. 1244, Employee's Daily Record of Tips and Report to Employer), or submit a written statement or electronic tip record.
Do not include allocated tips on this line. Instead, report them on Form 8027, Employer's Annual Information Return of Tip Income and Allocated Tips. Allocated tips are not reportable on Form 941 and are not subject to withholding of federal income, social security, or Medicare taxes.
line 5b | (column 1) | ||
x .124 | |||
line 5b | (column 2) |
Enter all wages, tips, sick pay, and taxable fringe benefits that are subject to Medicare tax. Unlike social security wages, there is no limit on the amount of wages subject to Medicare tax.
The rate of Medicare tax is 1.45% (.0145) each for the employer and employee or 2.9% (.029) for both. Include all tips your employees reported during the quarter, even if you were unable to withhold the employee tax of 1.45%.
line 5c | (column 1) | ||
x .029 | |||
line 5c | (column 2) |
For more information on tips, see section 6 of Pub. 15
(Circular E).
Enter all wages, tips, sick pay, and taxable fringe benefits that are subject to Additional Medicare Tax withholding. You are required to begin withholding Additional Medicare Tax in the pay period in which you pay wages in excess of $200,000 to an employee and continue to withhold it each pay period until the end of the calendar year. Additional Medicare Tax is only imposed on the employee. There is no employer share of Additional Medicare Tax. All wages that are subject to Medicare tax are subject to Additional Medicare Tax withholding if paid in excess of the $200,000 withholding threshold.
For more information on what wages are subject to Medicare tax, see the chart, Special Rules for Various Types of Services and Payments, in section 15 of Pub. 15 (Circular E). For more information on Additional Medicare Tax, visit IRS.gov and enter "Additional Medicare Tax" in the search box.
Once wages and tips exceed the $200,000 withholding threshold, include all tips your employees reported during the quarter, even if you were unable to withhold the employee tax of 0.9%.
line 5d | (column 1) | ||
x .009 | |||
line 5d | (column 2) |
Add the column 2 amounts on lines 5a–5d. Enter the result on line 5e.
Enter the tax due from your Section 3121(q) Notice and Demand on line 5f. The IRS issues a Section 3121(q) Notice and Demand to advise an employer of the amount of tips received by employees who failed to report or underreported tips to the employer. An employer is not liable for the employer share of the social security and Medicare taxes on unreported tips until notice and demand for the taxes is made to the employer by the IRS in a Section 3121(q) Notice and Demand. The tax due may have been determined from tips reported to the IRS on employees' Forms 4137, Social Security and Medicare Tax on Unreported Tip Income, or other tips that were not reported to their employer as determined by the IRS during an examination. For additional information, see Rev. Rul. 2012-18, 2012-26 I.R.B. 1032, available at www.irs.gov/irb/2012-26_IRB/ar07.html.
Deposit the tax within the time period required under your deposit schedule to avoid any possible deposit penalty. The tax is treated as accumulated by the employer on the "Date of Notice and Demand" as printed on the Section 3121(q) Notice and Demand. The employer must include this amount on the appropriate line of the record of federal tax liability (Part 2 of Form 941 for a monthly schedule depositor or Schedule B (Form 941) for a semiweekly schedule depositor).
Add the total federal income tax withheld from wages, tips, and other compensation (line 3), the total social security and Medicare taxes before adjustments (line 5e), and any tax due under a Section 3121(q) Notice and Demand (line 5f). Enter the result on line 6.
Enter tax amounts on lines 7–9 that result from current quarter adjustments. Use a minus sign (if possible) to show an adjustment that decreases the total taxes shown on line 6 instead of parentheses. Doing so enhances the accuracy of our scanning software. For example, enter "-10.59" instead of "(10.59)." However, if your software only allows for parentheses in entering negative amounts, you may use them.
Enter adjustments for fractions of cents (due to rounding) relating to the employee share of social security and Medicare taxes withheld. The employee share of amounts shown in column 2 of lines 5a–5d may differ slightly from amounts actually withheld from employees' pay due to the rounding of social security and Medicare taxes based on statutory rates.
Enter the adjustment for the employee share of social security and Medicare taxes that were withheld and deposited by your third-party sick pay payer with regard to sick pay paid by the third-party. These wages should be included on line 5a, line 5c, and, if the withholding threshold is met, line 5d. If you are the third-party sick pay payer, enter the adjustment for any employer share of these taxes required to be paid by the employer.
Enter adjustments for:
Any uncollected employee share of social security and Medicare taxes on tips, and
The uncollected employee share of social security and Medicare taxes on group-term life insurance premiums paid for former employees.
Combine the amounts shown on lines 6–9 and enter the result on line 10.
If line 10 is less than $2,500 or line 10 on the preceding quarterly return was less than $2,500, and you did not incur a $100,000 next-day deposit obligation during the current quarter. You may pay the amount with Form 941 or you may deposit the amount. To avoid a penalty, you must pay the amount in full with a timely filed return or you must deposit the amount timely. For more information on paying with a timely filed return, see the instructions for line 12 below.
If line 10 is $2,500 or more and line 10 on the preceding quarterly return was $2,500 or more, or if you incurred a $100,000 next-day deposit obligation during the current quarter. You must make deposits according to your deposit schedule. The amount shown on line 10 must equal the "Total liability for quarter" shown on line 14 or the "Total liability for the quarter" shown on Schedule B (Form 941).
For more information and rules about federal tax deposits, see Depositing Your Taxes, earlier, and section 11 of Pub. 15 (Circular E).
If you are a semiweekly depositor, you must complete Schedule B (Form 941). If you fail to complete and submit Schedule B (Form 941), the IRS may assert deposit penalties based on available information.
Enter your deposits for this quarter, including any overpayment from a prior quarter. Also include in the amount shown any overpayment that you applied from filing Form 941-X or Form 944-X, Adjusted Employer's ANNUAL Federal Tax Return or Claim for Refund, in the current quarter.
If line 10 is more than line 11, enter the difference on line 12. Otherwise, see Overpayment, later.
Never make an entry on both lines 12 and 13.
You do not have to pay if line 12 is under $1. Generally, you should have a balance due only if your total taxes (line 10) for the current quarter or preceding quarter are less than $2,500, and you did not incur a $100,000 next-day deposit obligation during the current quarter. However, see section 11 of Pub. 15 (Circular E) for information about payments made under the accuracy of deposits rule.
If you were required to make federal tax deposits, pay the amount shown on line 12 by EFT. If you were not required to make federal tax deposits, you may pay the amount shown on line 12 by EFT, credit card, debit card, check, money order, or EFW. For more information on electronic payment options, visit the IRS website at www.irs.gov/e-pay.
If you pay by EFT, credit card, or debit card, file your return using the Without a payment address under Where Should You File, earlier, and do not file Form 941-V, Payment Voucher.
If you pay by check or money order, make it payable to the "United States Treasury." Enter your EIN, Form 941, and the tax period on your check or money order. Complete Form 941-V and enclose with Form 941.
If line 10 is $2,500 or more and you have deposited all taxes when due, the balance due on line 12 should be zero, unless you have reduced your deposits in anticipation of filing a Form 941-X to claim COBRA premium assistance credits. See Depositing Your Taxes, earlier.
If you are required to make deposits and instead pay the taxes with Form 941, you may be subject to a penalty. See Must You Deposit Your Taxes, earlier.
If you cannot pay the full amount of tax you owe, you can apply for an installment agreement online. You can apply for an installment agreement online if:
You cannot pay the full amount shown on line 12,
The total amount you owe is $25,000 or less, and
You can pay the liability in full in 24 months.
To apply using the Online Payment Agreement Application, go to IRS.gov, click on Tools, then click on Online Payment Agreement.
Under an installment agreement, you can pay what you owe in monthly installments. There are certain conditions you must meet to enter into and maintain an installment agreement, such as paying the liability within 24 months, and making all required deposits and timely filing tax returns during the length of the agreement.
If your installment agreement is accepted, you will be charged a fee and you will be subject to penalties and interest on the amount of tax not paid by the due date of the return.
If line 11 is more than line 10, enter the difference on line 13. Never make an entry on both lines 12 and 13.
If you deposited more than the correct amount for the quarter, you can choose to have the IRS either refund the overpayment or apply it to your next return. Check only one box on line 13. If you do not check either box or if you check both boxes, generally we will apply the overpayment to your account. We may apply your overpayment to any past due tax account that is shown in our records under your EIN.
If line 13 is under $1, we will send a refund or apply it to your next return only if you ask us in writing to do so.
De minimis exception. If line 10 is less than $2,500 or line 10 on the preceding quarterly return was less than $2,500, and you did not incur a $100,000 next-day deposit obligation during the current quarter, check the appropriate box on line 14 and go to Part 3.
If you meet the de minimis exception based on the prior quarter and line 10 for the current quarter is $100,000 or more, you must provide a record of your federal tax liability. If you are a monthly schedule depositor, complete the deposit schedule on line 14. If you are a semiweekly schedule depositor, attach Schedule B (Form 941).
If you reported $50,000 or less in taxes during the lookback period, you are a monthly schedule depositor unless the $100,000 Next-Day Deposit Rule discussed in section 11 of Pub. 15 (Circular E) applies. Check the appropriate box on line 14 and enter your tax liability for each month in the quarter. Add the amounts for each month. Enter the result in the Total liability for quarter box.
Note that your total tax liability for the quarter must equal your total taxes shown on line 10. If it does not, your tax deposits and payments may not be counted as timely. Do not change your tax liability on line 14 by adjustments reported on any Forms 941-X.
You are a monthly schedule depositor for the calendar year if the amount of your Form 941 taxes reported for the lookback period is $50,000 or less. The lookback period is the four consecutive quarters ending on June 30 of the prior year. For 2015, the lookback period begins July 1, 2013, and ends June 30, 2014. For details on the deposit rules, see section 11 of Pub. 15 (Circular E). If you filed Form 944 in either 2013 or 2014, your lookback period is the 2013 calendar year.
The amounts entered on line 14 are a summary of your monthly tax liability, not a summary of deposits you made. If you do not properly report your liabilities when required or if you are a semiweekly schedule depositor and enter your liabilities on line 14 instead of on Schedule B (Form 941), you may be assessed an "averaged" failure-to-deposit (FTD) penalty. See Deposit Penalties in section 11 of Pub. 15 (Circular E) for more information.
If you reported more than $50,000 of taxes for the lookback period, you are a semiweekly schedule depositor. Check the appropriate box on line 14.
You must complete Schedule B (Form 941) and submit it with your Form 941. Do not use Schedule B (Form 941) if you are a monthly schedule depositor.
Do not change your tax liability on Schedule B (Form 941) by adjustments reported on any Forms 941-X.
In Part 3, answer only those questions that apply to your business. If the questions do not apply, leave them blank and go to Part 4.
If you go out of business or stop paying wages, you must file a final return. To tell the IRS that a particular Form 941 is your final return, check the box on line 15 and enter the date you last paid wages in the space provided. For additional filing requirements, see If Your Business Has Closed, earlier.
If you hire employees seasonally—such as for summer or winter only—check the box on line 16. Checking the box tells the IRS not to expect four Forms 941 from you throughout the year because you have not paid wages regularly.
Generally, we will not ask about unfiled returns if you file at least one return showing tax due each year. However, you must check the box every time you file a Form 941.
Also, when you complete Form 941, be sure to check the box on the top of the form that corresponds to the quarter reported.
If you want to allow an employee, a paid tax preparer, or another person to discuss your Form 941 with the IRS, check the "Yes" box in Part 4. Enter the name, phone number, and the five-digit personal identification number (PIN) of the specific person to speak with—not the name of the firm that prepared your tax return. The designee may choose any five numbers as his or her PIN.
By checking "Yes," you authorize the IRS to talk to the person you named (your designee) about any questions we may have while we process your return. You also authorize your designee to do all of the following.
Give us any information that is missing from your return.
Call us for information about processing your return.
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Japanese Friendship Garden (Kelley Park)
From Wikipedia, the free encyclopedia
The Japanese Friendship Garden is a walled section of Kelley Park in San Jose, California, USA. Dedicated in October 1965, it is patterned after Japan's famous Korakuen Garden in Okayama (one of San Jose's sister cities) and spans six acres. Its three main ponds were stocked with koi sent from Okayama in 1966. The ponds are at different elevations in the park, and are inter-connected by streams.
A pagoda in the garden
Cherry blossom near the lower pond
- City of San Jose Department of Parks, Recreation and Neighborhood Services Japanese Friendship Garden Web page
- Trip Advisor
Coordinates: 37°19′20″N 121°51′40″W / 37.32222°N 121.86111°W
See also[edit]
This article related to a garden in the United States is a stub. You can help Wikipedia by expanding it. |
This San Jose, California-related article is a stub. You can help Wikipedia by expanding it. |


text:
JJ Watt in the future.
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Re: JJ Watt in the future.
Originally Posted by
Is this the thread where everyone smokes crack and then posts?
Anyways, we don't have to worry about Watt going anywhere. He's a good guy, and is on a rookie deal for another few years. Rotoworld: 7/31/2011: Signed a four-year, $11.23 million contract. The deal included a $6.67 million signing bonus. 2012: $885,795, 2013: $1,396,590, 2014: $1,907,385, 2015: Free Agent
"So watt will happen in 2015" you might ask, well lemme show you.
Lucky for the Texans, Watt was pick number 11. So after his third year (2013/14 offseason), I expect the Texans to exercise this 5th year option on Watt and lock him down for an extra year for relatively cheap. In 2009-2010, the 3-25 total salary (bonuses included) average of defensive ends was 7.2 million. That number will be higher in 2015, and probably around 9 million.
Come 2016, who knows how much he will be worth then, but if he has several All-Pro honors, defensive player of the year, and possibly an MVP on his mantle, he could get a Mario Williams type of deal. Or he might just get franchised for 10+ million. Lots of options for the team to retain him, but that 5th year rookie option is very helpful to the team, as it works like an extra franchise tag, without actually using the tag. In any case, I can't see Watt getting away from the Texans, so I wouldn't worry about it. Enjoy the season, and the seasons to come, Watt will be a Texan for a loooooong time.
Agree. Watt ain't going anywhere. Let's relax and enjoy him play.
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WASHINGTON — As a junior senator, Barack Obama voted against John Roberts' nomination to the Supreme Court, fearing he would favor the powerful over the weak.
Now it is Roberts who has saved the signature achievement of Obama's presidency, the health care overhaul, in a ruling that challenges critics' assertions that the chief justice is nothing more than a conservative ideologue.
Roberts had pledged at his 2005 confirmation hearing to act as a judicial umpire, calling balls and strikes without taking sides. On Thursday, he threw conservatives a curveball.
In a 5-4 ruling upholding the health care law, Roberts wrote for the majority that it's not the court's job to decide whether Obama's plan "embodies sound policies. That judgment is entrusted to the nation's elected leaders."
After all the speculation that the Republican-leaning court would strike down the law, Roberts' opinion startled even Paul Clement, the lawyer who had made the case against the law in oral arguments before the high court in March.
"If you told people that there were four solid votes to strike down the whole thing, you know, I think most people ... would have been surprised to find that among the four were Justice (Anthony) Kennedy and not the chief justice," Clement said.
The 57-year-old chief justice hasn't gotten this much attention since he flubbed the oath of office that he administered to Obama on Inauguration Day in 2009. His mangled wording of the inaugural oath prompted a presidential do-over the next day.
Thursday's ruling induced an instant role reversal.
Liberals sang Roberts' praises. Conservatives suddenly were less enamored. Roberts had been their darling since President George W. Bush picked the federal judge to replace Chief Justice William Rehnquist.
For a second time in the court's final week of its term, Roberts had aligned himself with the liberal justices. In a decision Monday, he had voted to invalidate parts of Arizona's crackdown on illegal immigrants.
Roberts "saved the day — and perhaps the court," in the health care ruling, said Harvard law professor Laurence Tribe, a constitutional scholar who once hired Obama as a research assistant and also had the chief justice as a student.
Democratic Rep. Brad Sherman of California chimed in: "Today I am proud to be a member of the Harvard Law School class of 1979, the class that included Chief Justice Roberts."
Sen. Charles Schumer, D-NY, said Roberts had "acted as the umpire he promised to be."
Republican lawmakers largely focused on their dismay with the ruling, steering clear of its author, although Sen. David Vitter, R-La., accused Roberts of "amazingly rewriting the law in order to uphold it."
A National Review Online editorial, under the title "Roberts's Folly," said the chief justice and his colleagues had "done violence" to the Constitution. Hackers briefly changed Roberts' title on Wikipedia to "Chief Traitor of the United States" and labeled him a "coward." T-shirts declaring "Impeach John Roberts" were soon on sale.
As Republican presidential candidate Mitt Romney spoke out strongly against the ruling, his website lagged behind, still promising, "As president, Mitt will nominate judges in the mold of Chief Justice Roberts."
Once the shock at the ruling wore off, the questions about Roberts' motivations began.
Did he do it to salvage the court's image? Was he trying to preserve his legacy?
The court's reputation for impartiality took a major hit with the 5-4 ruling that awarded the presidency to Republican Bush over Democrat Al Gore in 2000. With the court's liberal and conservative justices often sharply divided in recent years, a CBS News-New York Times poll this month found that 76 percent of those surveyed thought the justices were at least sometimes influenced by their own political or personal opinions rather than the law.
The latest numbers from Gallup, which has tracked confidence in the court since 1973, are among the lowest the court has ever received.
William Galston, a former Clinton administration official, wrote that Roberts may have "had one eye focused on jurisprudence and another on the standing of the institution he heads."
But Richard Garnett, a University of Notre Dame law professor and former Supreme Court clerk to Rehnquist, rejected the idea that Roberts was out to please the public.
"Chief Justice Roberts is a guy who is trying hard to get the right answer even in hard cases that have political implications," Garnett said. Still, Garnett said the ruling might help to change public impressions, acknowledging that there was "a narrative that was being set up" painting the court in highly partisan terms.
Michael Dorf, a Cornell University law professor who clerked for Kennedy, said the ruling shouldn't be taken as evidence that Roberts has lost his conservative bent.
"There's no doubt that Roberts is a generally conservative justice," Dorf said. "What this case demonstrates is that he is not simply an ideologue and he was led where the arguments led him."
There was some speculation that Roberts had even thrown a bone to conservatives by going out of his way in the ruling to agree with their position that Congress lacked the power under the Constitution's commerce clause to put the mandate for health insurance in place.
In 2005, Obama, a former constitutional law professor, explained his vote against Roberts' confirmation by saying that the judge was qualified in temperament and scholarship for most of what comes before the high court, but not for those truly difficult cases where "the critical ingredient is supplied by what is in the judge's heart."
Rep. Tom Cole, R-Okla., predicted Roberts' stock with the president is a notch higher these days.
"I bet he gets an engraved Christmas card invitation to the White House," Cole said. "He's pretty popular right now, down there at 1600 Pennsylvania Avenue."


text:
Image provided by: University of Oregon Libraries; Eugene, OR
' i Jt - v THE NEW AGE, Ij 3W I REQON BRASS WOltKB. Brass, licit and Composition Castings. -Aluminum ntul Phosphor Unitize. Steam, Hnnil and Deck Pumps. C. A. LAK1N Tclcphono 675. 60 SECOND STIIEKT NORTH Bet. Davis and Kverctt PORTLAND. OR. ALBINA LUMBER COMPANV Manufacturers of and wholesale and retail dealels In all kinds of rough and dressed lum ber. Mill and yrds on railroad and rivet front, foot of Randolph St. pAXTON, ltKAUU & HIMUM Attorneys-at-Law. MO Chamber of Commerce, Portland .... Oregon. PO NOT rOROKT TO PATItONIZK THR Salem Steam I.RUiulry. New tiroevts; new machinery: low rates. yy 0. NOON RAO CO. Manufacturers and Importers of BAGS, TWINK9. TENTS AND AWNINGS, FLAGS AND MINING 1IOSK. Ilngolnc Material, Canvas, Sail Maklnif In all itsliranchcr, Cottou Duck, Cordage, Me. 82-84 N. Tlrst St. and 310-'J12-VI4-'J16 Couch fc 1'ORTI.AND, OR. F. S. DUNNINC... Undertaker and Embalmer DUNNING BLOCK, 414 East Alder, cor. East Sixth. Oregon Telephone. East 62. Columbia Telephone SOU THE WASHINGTON LIFE INSURANCE CO,, OE NEW YORK A policy holders' company. Its contract!, arv plain, short, easily utulor--tood.-' Incontestable after one year. Nonforfeitable after three years. S-eoour Portland agency, Washington build lug. C. L. FAY, General Agent. Picture Frames. Pictures. Art Materials Bornstoin's Art Store, 807 Washington street lift. I'lfth and Sixth PORTLAND OREGON. B. B. RICH 103 THIRD ST. PORTLAND HOTEL CIGARS FOURTH ANO MORRISON ST., PORTLAND, OR. O&O W. J. RILEY Gun Store, Revolvers, Fishing Tackle. Pocket Cutlery and Gun Implements. ....CAMERAS AND KODAKS.... Repairing a Specialty. All Work Guaranteed. All Klndb of Ammunition in Stock and Loaded to Order. 87 Third Stroot, Portland, Or. TIIK DINING CAR ROl'TK FROM PORT LAND TO TIIK KAST. TIIK ONLY DIRKCT LINK TO TIIK YKL I.OWSTONK l'ARK. I,nve. Un'oiiOepol fifth anJISts Arrlwi. No. 2. Past mall forTacoma, Seattle, Olymplo.Gra)' Harbor und Smith Rend points, Spokane. Rom. laud, II. C. I'ullliiau, Moscow, LowUtou, lluf. faio Hump iuIii'k conn, trv, Helena, .Ml lineup, oils, St. 1'iiul, OnirthH, Kansas Clt. St. Louts, Chicago, and all points Khsi und Southeast. No. 1. 11:15 a.m. i'M p. m. No. 4. No. 3. for 'tocnma andreattlo' 11:30p.m. and all Intermediate' 7:00a. ra. points. i Pullman flrsl-cless and tourist sleepers to Minneapolis, St. I'aul and Missouri river points without change. Yfktllmled trains. Union depot connections 1nall prlnclial cities. ..... ilagaatje cheeked to destination of tickets. For haudomu Illustrated deterlptlvo matter, tickets, sleeplus-car reservations, etc., call on or write A. D. CHARLTON Assistant General Passenger Agent, U55 Morrison Street, Cor. Third I'ortland, Oregon. mllE AACHEN AND MUNICH FIRE INSURANCE COMPANY. Ktabllhed A. D. 1825. Charles A. Ilurckhardt Co., Agents. Boom 6, Worcester Rlock, N. E. cor. Third and Oak Stuet. Portland, Or. Attorney-at-Lavr. Boom 420, Chamber of Commerce, Portland, Or. Of, Tel. Main 867. 0 I EDWARD HOLMAN I UNDERTAKER Fourth and Yamhill Sis, I BOTH 'PHONES NO. 507 I 9 RENA ST'NSON, Lad; Assistant. H BPHUB "nODNEY L. GL13AN, JX BARR HOTEL European and American Plan, Furnished in First-Class Style. New house, newly furnished, two blocks from L'r.lon depot .All the modern Improvements, fire-proof, hot und cold tatcr, ccutrallr lo cated. Rates, $1 and $1.25 a Day. Meals 2Gc, Baths 2jo. S. Ms BARH, Proprietor and Owner, Cor. Sixth and Oiisan, Portland. Northwest Sclicol furniture Co. SCHOOL DESKS AND SUPPLIES Maps, Ulouo, Charts, Rlnuk. Hoards, etc. H-liool, Olllee, Rank. Courfnone,Church and Hall Furniture. Opera Clinlr.s. 'J1 Yiitnhlll Street, POIULAND, OR. The Clias. F. Beek Co. Shipping and Commission Aqenib for THE NORTHERN ASSURANCE CO. THE tfr. I'AUL FIRE A MARINE INS. CO. Importers of Pig Iron, Rails, Coal, Portland Curled Hair Factory H. METZOER, Prop. Yanufacturcr All t rndesof Curl td iKili for Uphol sters' Via. Genuine Curled Hair Mattresses AT? of our goods anyt.'tiarantccd to biymndu fiompurf Select hair. Office 226-228 Front SL Portland. Or. Genuine Columbus Buggies MRMMES, IRtPS, ETC. This celebrated lino of vehicles are tlio Mnnilurd tho world ovor. I alto carry u complete liuo of lucdiuru'pricfd vehicles. Edttiard Hughes, Front and Tnylor Streets, PORTLAND, OR. ACME HARVESTER CO. 0. M. S00TT, Manager. 20J Second St., PORTLAND, OR. Jobbers of Tlesdor, Mowers, Hinders, Bakes. Wagons, Huggies, l'lons, liar tots. Drills und Secdem. F. t BROOKE DRUG CO. 67 N. Third Street. Prescriptions Accurately and Carefully Compounded TELEPHONE: COLUMBIA 7C0. OUKUON II KD 1804 The Spalding! The Most Complete APARTMENT HOUSE In the Northwest. Under, the management of the owner., HELEN F. SPALD1NQ. Particular attention given to tourisls and transient custom. S50 Alder, S. E. Comer Park. -OB CI.ATSKAXIE AMI WAV I.ANDINRR I nooiiHT O. W. fclmLT. lRi- I'orilon.' B iihIi.xh, Tue(l uini Tlitirixlnyi at h . m. lmcsC'lntikulile Moinl)R, Wednexlar mid Frliltti rtt .'n. m ; HnUliiK nt Portland u( :i a. iu on'liiii ay, Thurrdii und riuiirdny. Whnrl and olllce fool o( v n.hintiioii stttot. rteumprii to charter (or cxcnriiionk und frt-llitlnn oi nil Llndk. Ix)tr, arid ull kind, of licnvy und linht t0Wl"g'siIAYKK TllAN'Fl'OHTATION CO., PUouo 01. J. W. MlAVKll, MunuKur. JOHN MANNI.N'Q ATTOP.NEV.AT.LAW. 26-27 McKay Bulldln?, 1'OaTL.VXD, OBECiO iffl j ; - Mi I ; '. ' I ill IB !tf z'Uli J Jenny went ft way; tin' married, Billy's moTsH $z Dick bus been in Texas fer mnnjrt wenry dny; ! An' notblu' of the old times about the; place we see, &, Tbey's only two like sbadders tbofo mnu an' me. Ho keeps the chimney corner, an' smokjjs bis pipe mi' sighs; Si An' frequent 1 enn sec him brcsh tie tenr drops from his eyes; t& Au' I say some word o comfort, though' I'm lonesome as con be, Fer tbey's little In the worl' now for the old man nn me. 1 Can't keep the children with us they've Kot to drift away: A We've rcntu'd a worl' o' roses we've had c vo had in' Rofjn our happy day: Air now wo ro on v nhnilders. an we'll cease to see . The llKht that makes the shaddcrs o' the old man an' mo! Atlanta Constitution. ' 444 4444444444444 (is im I Reginald's Bride. m 144444444444444444444444444 AUION OllEY wits tho child of wealthy piirunts, hnvlusr been brought up lu luxury ami glveu a good education. Her mother died when she was 12 years of ago, leaving her father to rear his mother less child as best he could. Ills business did not prosper after his wife's death, and through tho dis honesty of his partner ho became al most reduced to bankruptcy. He went to work with the men that ho had for merly employed, working night and day, straining his eyes to their utter most, ami dually causing total blind ness. At this ho sold his property und Marlon was obliged to go to work. She engaged ti small tenement and searched dally for work, but to no nvnll. On returning homo one dny, tired and disheartened, her father said to her: "Marlon, Mrs. Young called here to-day, and Is going abroad with her husband, und would like to Und a trustworthy person to take the euro of her little boy, Harold. She heard of. our circumstances, and thought that you might take this position as govern ess, and yet be near your old father. What do you think about It, my dear?" "Well, father," said Mnrlon In a cheerful tone, for slio never allowed her father to see her downhearted, "do you think that you could stand the an noyance of this child, for ho Is but ft years of ago and has been Indulged greatly?" "My daughter," said her father, "It does seem as If this Is a plan by which you can meet tho expenses and yet bo near mo during the day." Nothing more was said, and tho fol lowing tiny Marlon called on Mrs. Young and everything was settled sat isfactorily. She brought Harold homo with her, for he had been attracted to Marlon at once, and Mr. and Mrs. Young were to snll tho following day. Tho Youngs were people of wealth and attended the same church as Marlon had done from childhood, and they felt well pleased at being able to lltnl such a trustworthy person with whom to leave Harold. Marlon wits lu the habit of taking Harold for a stroll during the latter part of the day, and It was during one of these strolls that Harold exclaimed: "Why, auiith, wo meet that gentleman every day." The gentleman, hearing tho remark, turned and said: "Good-afternoon." "(lood-afteruoon, sir," said Marlon. "I'anloii me, but tho child called you 'auntie.' May I ask If ho Is your nephow'e" nald tho gentleman. "O, no, sir! I am Miss d'roy, and hnvo charge of him for a few months while his parents are abroad," said Marlon. "I am fond of children, and I should Judge that this lad Is about tho same ago as my young brother, whom I hnvo not seen since a babe." After haying n few words to Harold, he wished them good-afterunnu and passed on. Marlon called Harold and walked leisurely home, little knowing what au Impression she had made on this now acquaintance. I'pon entering the house Harold exelalniid: ''O, ginntlpa, wo met a real nice gentleman, and he talked with auntie!" Mr. Grey made no reply, but during tho evening asked Marlon who tho gentleman was. Marlon teplled that it was one that they had met fretient ly lu their strolls, and Harold had opened tho conversation by his child ish remarks. "Ills name Is Mr. Iteg Innld Stacey, and ho lives next door," she said. "Stacey!" repeated Mr. Grey. "That sounds familiar. I once had dealings with one by that name, but ho has passed away." As time passed the meetings between Marlon and her ft lend became more frequent, and what was at iirst a meio acquaintance soon ripened Into a deep direction, until one day Reginald said: ".Mai Ion, I am going away to complete my education, but there Is something Hint I wish to tell you before going." "Mnrlon, I have loved you from llrst sight, my dear," said Heglnnld. "IJut, Iteglnald, what of my father? I lovo you. but I cannot lenvo him," said Marlon. "You and your father shall never bo separated," he answered. After spending bomo time In ranking promises and endearing words, he bade her a fond gooil-by. That evening Marlon told her fnther tho whole story. A little later on sho received letters from Heglnnld, and often wondered why ho did not speak about his people In them, but, thinking that tho year would soon pitss, and having her tlmo taken up with Harold and her father she decided that on his return sho would ask him about them. As time THE OLD MAN AN' ME. ', z'UsS jmt M j'ttvtn, . ., i.y."fltr. i V. (.ltur rnturiinil frnm nlirnml itnfi . Harold home, pnylng Marlon well. On her next visit to Mnrlon and her father Mrs. Young stnted that sho wished her to como with her a few dajs to help prepare for her older son's home-coming, nnd that sho was to bring her father also. Marion was downhearted, for she hnd not heard from Heglnnld for some time. In his Inst letter he had said that he had graduated and his parents had returned home, nnd that he would soon Join her. Marlon took up her new work, trying to bo satisfied, and on tho day of tho arrival of the expected one, this being Mrs. Young's older son, Mnrlon was In the sewing-room, and suddenly tho door opened and In enme Harold, sny lug: "My big brother has come," nnd Mnrlon, looking up, exclaimed: "O, Heglnnld !" and he clasped her to him In a fond embrace. At this moment Mnrlon's fnther and Mr. nnd Mrs. Young entered the room, nnd Marlon demanded nn explanation from them, which Mrs. Young lnughlngly gnve. "1 was once Mrs. Stacey, and my son nnd 1 were separated soon uftor his father's death. I then married Mr. Young, whose son you have had tho care of during the Inst year and one half. Iteglnald had not seen Harold since n baby, and, as I had not told him the name of the person with whom I had left Harold, ho did not know ho was the child lu your cure, although he felt strongly nttrneted to him. After ho came abroad to us and told us of you, wo decided to keep things hidden from you until his return, wishing to surprise you and your fnther. We will be happy to see you nnd Heglnnld nnd your father settled In n home of your own." After n few words with Hegln nld nnd Is mother, Mr. Grey fount! out why tho nnino Stncey hnd sounded so familiar to him, for Reginald's fnther hnd been tho one with whom Mr. Grey had had dealings In the past. Boston l'ost. SAVED FROM DEATH BY VAPOR. IUh I'crHpiratlon Protected ti I'nildler from Itilury by Molten Iron. Hy the timely prevention of a strango law of nature little known save to Hclcullllc men, one of the workmen nt llaltlwln's Locomotive works escaped from what, under oidlnary circum stances, would have been absolutely certain death. The puddllng-rnom of this factory contains it largo number of Immense caldrons, In which tho Iron Is melted and purlllcd. The laborer wheels his barrow containing the ore up an Inclined piano to their op.'ti mouth a height of three feet from tho lloor, anil then empties the barrow Into the caldron. Joseph Connor, one of the puddlers, was totally uuclothid from his waist upward. Ho had been nt work scarcely live minutes yesterdny when one of bis fellow workmen gave a cry which til rVcted tho nttoutlouof thecutlrefortct work to the awful situation Into which Connor hud got himself. Heading over the molten liquid, his head and chest completely Immersed In Its depths, ho was holding by his hands to the edge nnd trying, uppniontly, to draw back from the terrible position Into which ho had fallen. It was nt once evident that Connor hud somehow missed his foot lug und fallen partially Into tho boiling metal. Fellow workmen at onco rushed to the spot und he wits hastily dragged out. Everyone exp cted to Hud hi. fiuo and chest a hideously charred mi.si and some of tho men had already turned aw ay their eyes rather than g izo n th j terrible sight they expected would bo presented. Hut to the amazement of Ills rescuers, save for the loss of his hair, Connor was absolutely uninjured. Not a dlsllguretnent, not a burn, not even it blister wns to be seen. The workmen wet p badly scire I by tl.o seeming marvel. Later the puddling manager explained the matter to the men. A combustible body may bo preserved from Ignlt'on when In contact with n sc-rce of heat by being surrounded by nn atmosphere of vapor. In the case of Connor the man hud be gun to perspho und on contact with tho molten metal this perspiration formed u gaseous covering that protected his skin. Ills hair, of course, was not so shielded und suffered In consequence, but with this except 'on he was uninjur ed. Philadelphia Inquirer. iih chi-r cono i'ii. A patty of excursionists vls'tlng n largo city on one of tho Great LiiIhm during tho summer went out one line morning for a sail. There were several enthusiastic amateur photographers nn board, and In their zeal ror taking "snap-shots" of the shore scenery as they sailed along they did not notice that the wind was freshening and the lake becoming rough. At last, however, an unusually high wave rocked the boat, nnd one of the young men standing near the gunwale lost his balance und pitched headlong Into tho water. Ho was a good swimmer, but It was several minutes befoie the boat could be rounded to, and when ho was Dually rt ached with tho aid of a lino and diag ged on board ho was almost exhausted. "That was a narrow escape, Chailey," said one of his friends, ufter the young man had partially iecoered his breath, and wns able to speak. "Yes!" ho gasped. "Another lurch llko tiint, ami my camera would have gone overboard!" Dtrfei-ont Ideas its to Olotlion. If tho native women of Sumatra hnvo their knees pioperly coveted tho jest does not matter. The natives of some Islands off the coast of Guinea wear clothes only when they are going ou a Journey. Somo Indians of Venezuela aro ashamed to wear clothes before strangers, ns It seems Indecent to theiu to appear uupalnted. v i KMOKY"- u,.ou uTOltE '" l'uro Drug nnd Chemicals, Toilet Article Stationary, Confectionery and Domestic Clt,fnrs. Prescriptions n Specialty. N. V. Corner Tenth and Everett Streets, Portland, Oregon. POltTt.ANt) ELKCTKIOAI. AND MACHINE 011K8. Electric HplitliiR and electric work o( nil kinds promptly executed, lias engines for lnnnrlic. Machinery of all kinds mndc nnd repaired. Unsollno englncd for IrrlKiition pur u.e8. FOOT OK MOItltlSON STIIKET. F. J. Cnoucn, Mgr Portland, Oregon. qTEHNKEN it Jl'MEN Wlioleale and rcntnll procers, .112-314 Plum. side street, corner Sixth, Portland, Or. Tele, phono, Oregon lllaek '.U'B, Columbia Wtt. mllllll) STKKET PEED AND COMMISSION X House. Dealers In hay, iU, flour and nit kinds of produce. Express and trans fer. W. S. 1. anther, proprietor, J. W. llattln, mimuKiT. 110 N, Thltd St., Portland, Or. Columbia Tclcphono 40'.), Oregon lted 1MJ1, millC CKI.KItUATKt) 80III.ITK MILWAUKEE UEEIt On draught cor. Konrth and Morrison itrccts, Portland, Or. H ENKY EVEEDINO COMMISSION MERCHANT Wholesale nnd Hetnll Dealer In HAY, (HtAIN, FEED AND STAPLE GltO CEUIES. 4.V17 Front St. rOHTLAND, OREGON Enterprise Pickling Works T. H. FINNEUAN, Proprietor. Catsup, Pickles, Vinegar, Sauces, Cider, Mus tards, Clio" Chow. Olives, Olive Oil, Eto. Flag Uraud llottled Pickles. Enst Alder Street and Union Avenue, PORTLAND, OREGON. Telephones, Oregon White VJ, Columbia M62. rlMMERMAN PACKING COMPANY z WHOLESALE AND RETAIL MARKET Comer of Sixth and II Streets. Portland, Oregon. A ai:os II. Lr.vv, G-omi Kntto, rani. It. 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Astoria ,t Rcashoru Express Dally. Astoria Express Dally. Arrives Union Doot Portland i:P0a. m. 7:00 p. m. 11:15 a. ra. 0:40 p.m. Ticket otllce, !3 Morrison atrcet, and Unlosj Jepot, Portland. j. (, MAY0, (ien. r-j. AKcnt, Aalorlii, Or. Denver & RioGrande R. R. SCENIC HUE OF THE WORLD The Favorite Transcontinental Rout Between the Northwest and all Points East. Choice of Two Routes Through tho FAMOUS ROGKV JVIOUHTfllH sceHeHV And Four Routes East of Pueblo and Denver AU passengers granted a day stop-over In the Mormon Ctpital or anywhere between Ogdcn and Denver. Personally conducted Tourist Excursions three days a week to Omaha, Kansas City, St, Louis, Chicago and the East, For tickets and any Information rcKardlno; rates, mutes, etc , or for deserlptlvo mhvrtli intr matter, rail ou iiKiuts of Oregon Railway M Navigation Co., Oregon bliort Lino or Soiillieru Paellle Companies, S. K. HOOPER, General Pa t Ticket Aiseiit, DENVER COL. R. C. NICHOL, ....-,.! t, M Wiuli.Ht. rOI.TI.AM, Oil. T. M Sinclair & Co. I'OltK I'At KKItH. "Fidelity" Hams and Bacon Manufactured from eliouo Iowa corn-fed Iioks i!S 11 m&mm Caveats, and Trade-M itks obtained, and all rat- i ent business coikiucicu ioi modchmc hij. r OuHOrncei? Opposite U. S Ptint prricc J and wo i"u srrure patent in less time than tlioss J f iciniitefrum Washington, t bead model, iliawin or photo., wHh detcrlp-' -..i u' u.tviki. If iijiciitablo &r not. Irea ol . ftlon clurKe. Our fee not due tilt psleniUkecured. ,; APampmict. "How to Obtain Patents, ' JIM cott of same- In tho U. S. aud foreincounuU, sent 1 1 co. Aflurcss, ; C.A.SNOW&CO I Off PATtMT Office. WMINC,TON O C RID CO yp--L-M0!---!-?94k---!'-t-A. i3P -EvVCii- -------------H Y-U i ft -----i------------ViP J A "A &!i


text:
Thane: Jawhar town in Thane district experienced mild tremors on Monday night, reports reaching here said.
Tremors were felt at around 10.50 pm, creating panic among people who ran out of their houses, villagers told PTI.
Police inspector K N Awchat of the Jawhar police station confirmed that the town experienced tremors.
There is no report of any loss of life or damage to property.


text:
Optical transfer of periodic microstructures by interfering femtosecond laser beams
Optics Express, Vol. 13, Issue 8, pp. 3104-3109 (2005)
Enhanced HTML Acrobat PDF (324 KB)
We report on an optical interference method for transferring periodic microstructures of metal film from a supporting substrate to a receiving substrate by means of five-beam interference of femtosecond laser pulses. Scanning electron microscopy and optical microscopy revealed microstructures with micrometer-order were transferred to the receiving substrate. In the meanwhile, a negative copy of the transferred structures was induced in the metal film on the supporting substrate. The diffraction characteristics of the transferred structures were also evaluated. The present technique allows one-step realization of functional optoelectronic devices.
© 2005 Optical Society of America
OCIS Codes
(140.3390) Lasers and laser optics : Laser materials processing
(220.4000) Optical design and fabrication : Microstructure fabrication
(310.1860) Thin films : Deposition and fabrication
ToC Category:
Research Papers
Original Manuscript: February 23, 2005
Revised Manuscript: March 23, 2005
Published: April 18, 2005
Quan-Zhong Zhao, Jian-Rong Qiu, Chong-Jun Zhao, Xiong-Wei Jiang, and Cong-Shan Zhu, "Optical transfer of periodic microstructures by interfering femtosecond laser beams," Opt. Express 13, 3104-3109 (2005)
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- K. Kawamura, T. Ogawa, N. Sarukura, M. Hirano, H. Hosono, �??Fabrication of surface relief gratings on transparent dielectric materials by two-beam holographic method using infrared femtosecond laser pulses,�?? Appl. Phys. B 71, 119-21 (2000) [CrossRef]
- J. Si, J. Qiu, J. Zhai, Y. Shen, K. Hirao, �??Photoinduced permanent gratings inside bulk azodye-doped polymers by the coherent field of a femtosecond laser,�?? Appl. Phys. Lett. 80, 359-61 (2002). [CrossRef]
- G. Qian, J. Guo, M. Wang, J. Si, J. Qiu, and K. Hirao, �??Holographic volume gratings in bulk perylene-orange-doped hybrid inorganic-organic materials by the coherent field of a femtosecond laser,�?? Appl. Phys. Lett. 83, 2327-9 (2003). [CrossRef]
- Y. Li, W. Watanabe, K. Yamada, T. Shinagawa, K. Itoh, J. Nishii, Y. Jiang, �??Holographic fabrication of multiple layers of grating inside soda�??lime glass with femtosecond laser pulses,�?? Appl. Phys. Lett. 80, 1508-10 (2002). [CrossRef]
- T. Kondo, S. Matsuo, S. Juodkazis, and H. Misawa, �??Femtosecond laser interference technique with diffractive beam splitter for fabrication of three-dimensional photonic crystals,�?? Appl. Phys. Lett. 79, 725-7 (2001). [CrossRef]
- T. Kondo, S. Matsuo, S. Juodkazis, V. Mizeikis, H. Misawa, �??Multiphoton fabrication of periodic structures by multibeam interference of femtosecond pulses,�?? Appl. Phys. Lett. 82, 2758-60 (2003). [CrossRef]
- Y. Nakata, T. Okada, and M. Maeda, �??Fabrication of dot matrix, comb, and nanowire structures using laser ablation by interfered femtosecond laser beams,�?? Appl. Phys. Lett. 81, 4239-41 (2002); Y. Nakata, T. Okada, M. Maeda, �??Nano-sized hollow bump array generated by single femtosecond laser pulse,�?? Jpn. J. Appl. Phys. 42, L 1452-4 (2003). [CrossRef]
- K. Kawamura, N. Ito, N. Sarukura, M. Hirano, H. Hosono, �??New adjustment technique for time coincidence of femtosecond laser pulses using third harmonic generation in air and its application to holograph encoding system,�?? Rev. of Sci. Instrum. 73, 1711-4 (2002). [CrossRef]
- A. A. Maznev, T. F. Crimmins, and K. A. Nelson, �??How to make femtosecond pulses overlap,�?? Opt. Lett. 23, 1378-80 (1998). [CrossRef]
- S. Mailis, I. Zergioti, G. Koundourakis, A. Ikiades, A. Patentalaki, P. Papakonstantinou, N. A. Vainos, C. Fotakis, �??Etching and printing of diffractive optical microstructures by a femtosecong excimer laser,�?? Appl. Opt. 38, 2301-8 (1999). [CrossRef]
- I. Zergioti, S. Mailis, N. A. Vainos, P. Papakonstantinou, C. Kalpouzos, C. P. Grigoropoulos, C. Fotakis, �??Microdeposition of metal and oxide structures using ultashort laser pulses,�?? Appl. Phys. A 66, 579-82 (1998). [CrossRef]
- D. B. Chrisey, A. Pique, J. Fitz-Gerald, R. C. Y. Auyeung, R. A. McGill, H. D. Wu, M. Duignan, �??New approach to laser direct writing active and passive mesoscopic circuit elements,�?? Appl. Surf. Sci. 154-155, 593-600 (2000). [CrossRef]
- R. Bähnisch, W. Gro�?, A. Menschig, �??Single shot, high repetition rate metallic pattern transfer,�?? Microelectron. Eng. 50, 541-6 (2000). [CrossRef]
- J. Bohandy, B. F. Kim, F. J. Adrian, �??Metal deposition from a supported metal film using an excimer laser,�?? J. Appl. Phys. 60, 1538-9 (1986). [CrossRef]
- F. J. Adrian, J. Bohandy, B. F. Kim, A. N. Jette, �??A study of the mechanism of metal deposition by laser-induced forward transfer process,�?? J. Vac. Sci. Technol. B 5, 1490-4 (1987). [CrossRef]
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text:
About Transit
Transit is an American emo band from Boston, Massachusetts. After their formation in 2006, they have released four albums, two EPs and a split EP with Man Overboard. Although they have been influenced from stable bands in the emo genre such as Saves the Day, Death Cab for Cutie, American Football, Fairweather, Lifetime, and Hot Water Music their sound has transformed from a fusion of pop punk and contemporary emo from their early releases into a indie rock sound. Transit is currently signed to Rise Records alongside such bands as Man Overboard, Piebald, Hot Water Music and The Jealous Sound. In 2011, Listen & Forgive reached No. 9 on the Billboard Heatseekers chart and No. 40 on the Independent Albums chart. After performing on the Ernie Ball Stage during Warped Tour 2012, they had released Young New England, which reached No. 4 on the Billboard Heatseekers chart and No. 40 on the Independent Albums chart.
Text from this biography licensed under
creative commons license


text:
Fundamentals of Animal Learning
Working with San Diego Zoo experts, you will learn about animal behavior and how to apply this knowledge to improve animal care and management in a way that standardizes recording and management of this behavior.
Animal Welfare: Coming Soon
Students will learn the basics of animal welfare as a science, including its definition, some of the history of animal welfare law, and the significant differences between animal welfare and animal rights.
Regulations and Inspection Readiness
Be a part of ensuring that your zoological organization meets the rigorous government standards necessary for its operations by learning basic regulations and inspection-readiness practices.
Working Safely with Dangerous Animals
You will discover the industry standards for keeper training and safety when working with dangerous species.
Zoonotic Disease
West Nile virus, swine flu, avian flu: zoonotic diseases are a real and present danger whose spread can be prevented through the application of basic disease prevention skills.
Disaster Preparedness
Is your park prepared for the next disaster? This course will help you be better prepared for an emergency situation including the most common catastrophes, fires and floods.
Elephant Management Practices
Learn from San Diego Zoo Global animal behavior experts how to manage elephants in a modern trust- based system.
This course is designed to help animal care workers and others to better understand the role of ethics in their daily professional activity.
Introduction to Enrichment
The class establishes the components of an enrichment program, the approval process, and questions that should be considered before the provision of any enrichment.
Introduction to Nutrition
You will learn about animal nutrition and apply the knowledge gained to solve a dietary challenge facing a San Diego Zoo elephant.
Life Support Systems
Many of the animals exhibited in zoos and aquariums have very specific environmental requirements that must be met. The course will explore the unique requirements of several types of animals.
Operant Conditioning and Behavior Management
You will learn how behavior-management techniques can improve care of animals.
Safe Handling and Restraint
The class focuses on standard techniques for the safe handling and restraint of small mammals, birds, reptiles and invertebrates, that are most often encountered by animal care workers in their first few years.
Zoological Record Keeping
You will learn the best practices in animal care record keeping including standard abbreviations, animal identification systems, report generation, and a list of record types every accredited facility should maintain.
Harassment Prevention Training
Offering a comprehensive, online harassment prevention course to your employees will result in more appropriate workplace conduct, as well as reduce your company's liability.
Interpretation Basics: Module 1
For guides, rangers, docents, naturalists, and interpreters. Whatever your job title, Interpretation Module 1 will show you how to apply the interpretive techniques that are most effective for each member of your audience.
Interpretation Basics: Module 2
Interpretation Basics: Module II explores the artistic side of interpretation—the development steps and creative delivery techniques that make interpretive tours, presentations, and visitor interactions relevant, meaningful, and fun.
This series will provide an introduction to a variety of taxonomic groups and individual species, including an overview of physical characteristics, habitat, behavior, reproduction, and conservation efforts.


text:
HomeAbout Us
About Us
Telaga Terminal is a division of Telaga Harbour Sdn. Bhd., the managers for Telaga Harbour Marina in Langkawi, Malaysia. Telaga Terminal is dedicated to providing safe and comfortable Tourism Island Transfer and Excursions within Langkawi waters up to
Telaga Terminal, in collaboration with our Thai counterparts, operates the shuttle ferry service to Koh Lipe, Thailand from Telaga Harbour Marina. This cross border venture has been running since November 2004, and has received steady and positive support from both the Government Agencies of Malaysia and Thailand including tourists from all over the world. This is the closest route (Port) to get to Koh Lipe, and from there on you are linked and can explore onwards to the other islands of the South Andaman Sea like the Tarutao, Koh Mook, Kok Ngai, Lanta, Phi Phi and even Phuket.
This sea gypsy island, famous for its beautiful beach and crystal clear waters, is in a league of its own. Get away and spend your days snorkeling, kayaking or simply lie back on the beach. Free and easy, minus the hassle. Or if you are a hardcore diver taking your bi-annual plunge or would like to give scuba diving a try, there are dive sites suitable for every level.
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2014/15 Season Opening Season opening on 20 October 2014! Book online now and enjoy rebates for ferry shuttle
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Port Regulation Update Effective from 01 May 2014, all departure and arrivals for Langkawi - Koh Lipe shuttle service will be operating
Read more...
Need Assistance?
Email firstname.lastname@example.com or call +604 959 2208


text:
Album Summary
- David Kubler (Voice)
- Christiane Oelze (Soprano)
- Simon Keenlyside (Baritone)
Notes & Reviews:
Carmina Burana is among the most popular choral pieces of the 20th century, and the riveting "O Fortuna" that frames the work is quite unforgettable. 028947833727
In this recording, "the choral singing is superb, warm and dramtic" and "the singing of Simon Keenlyside crowns this brilliant performance, at once clear fresh and characterful.
There are currently no reviews, be the first one!Also Purchased
Works Details
Orff, Carl : Carmina burana- Performers: David Kubler (Voice); Christiane Oelze (Soprano); Simon Keenlyside (Baritone)
- Conductor: Christian Thielemann
- Ensemble: Deutsche Opera Berlin Chorus
- Running Time: 53 min. 9 sec.
- Period Time: Modern
- Form: Cantata/Oratorio
- Written: 1935-1936


text:
Social Question
Are some couples completely mismatched?
Asked by john65pennington (29100
January 20th, 2012
I once knew this girl that worked at Pizza Hut and was definetely dating a loser of a boyfriend. She had just graduated high school and was about to enter college. She tells me of the assault this person has had on her in the past. No offense to people that wear metal on their face and tattoos, but this guy was truly a loser. He never graduated high school and was a druggy, she was not. One night, he hit her for the last time and she finally called the police and he was arrested. She is now a junior in a Kentucky college. Question: how do couples become mismatched from day one? She was so far above his level and I still do not understand how this happened? Do you?
Observing members:
Composing members:
8 Answers
Answer this question
Have a question?
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text:
Mon-Fri: 7am-1am EST / Sat-Sun: 7am-11pm EST
If you placed an order on ApplianceHelp.com the order is still valid and you can check on its status and make changes here on PartSelect.com. Click here for more details.
PartSelect Number PS266250
This part works with the following brands: GE, Hotpoint & Kenmore.
This part fixes the following symptoms:
Level of DifficultyReally easy
Time to do repair:Less than 15 mins
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I just replaced the old filter with the new filter and I wonder why I didn't order a replacement filter sooner.
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CustomerBarbara from Bordentown NJ
Removed old lint filter and replaced with new one. Was impressed with the fast delivery.


text:
| Allegro CL version 8.2 Moderately revised from 8.1. 8.1 version |
Arguments: multi-item-list-or-outline
Returns whether multi-item-list
or outline
control requires the user to hold down
the control key while clicking an item in order to toggle the selected
state of that single item. If nil
, a simple
left click will deselect all other items (which is typical Windows
behavior); if true, a simple left click will toggle the clicked item
only. Note that holding down the shift key while clicking to select a
whole range of values (also typical Windows behavior) is possible only
when this property is nil
. The default value
is nil
and t
for outline
For a multi-item-list
, this
property must be specified with the :simple-click-toggle initarg
to make-instance when creating
the multi-item-list instance; it cannot be changed later. For
an outline
, this property
is used only when the multiple-selections property is true.
simple-click-toggle is a property
of the multi-item-list
and outline classes.
GTK note: It's not feasible to implement this option for the
widget on
GTK. The widget will always behave as if simple-click-toggle
were nil
Copyright (c) 1998-2012, Franz Inc. Oakland, CA., USA. All rights reserved.
This page has had moderate revisions compared to the 8.1 page.
Created 2010.1.21.
| Allegro CL version 8.2 Moderately revised from 8.1. 8.1 version |


text:
Know all Men by These Presents,
That we,
Adeline Edwards as
, and
Alex Bohanna as
are held and firmly bound unto the State of Missouri, in the
just and
full sum of fivehundred
Dollars, lawful money of the
United States, for the payment of which we
bind ourselves, our heirs,
executors and administrators, firmly by
these presents, sealed with
our seals, and dated this 24th day of
April A.D.
The condition of the above Obligation is such, that whereas,the said
Edwardshas applied
to the Board of
County Commissioners of St. Louis County for, and
obtained a
license to reside in the State of Missouri, during good
Now, if the said applicant shall be of good character and
during her residence in the State
of Missouri, then this
obligation to be void, else of full force and
Adeline her X mark Edwards
L.S.A, Bohanan
5-4. 3/4 _25_ dark heavy set.
scar near right eye, chambermaid,
Pd H 1.


text:
Skip Navigation
Understanding your body
Your reproductive health
Getting your period
Getting enough sleep
Looking and feeling your best
Fighting Germs
Your sexuality
Getting help with your health
Links to more information
girlshealth.gov glossary
girlshealth.gov home
Skin abscesses or boils (a collection of pus in the skin) and cellulitis (bacterial infection of the deeper layers of the skin and tissues beneath) are typical childhood skin infections. The usual bacterial culprits in skin infections are strep or staph, and both require medical treatment.
Reviewed by: Steven Dowshen, MD Date reviewed: April 2014


text:
Get hooked on Scouting with our annual Fun with Son weekend. Fun with Son is a special one-on-one weekend experience for any Cub Scout and his adult partner at our beautiful Bert Adams Scout Reservation near Covington, Georgia.
Activities include hiking, fishing, learning to shoot BB guns, doing leatherwork, swimming, canoeing, shooting bows and arrows, and exploring nature. The fun culminates with a campfire at the impressive Bert Adams amphitheater.
Hot dinner Saturday evening and breakfast Sunday morning will be served in the new, air-conditioned camp dining hall. You and your son get to camp in one of the new permanent platform tents with power. Flushing toilets and private showers are featured throughout the camp. And, of course, Scouts get to keep all their crafts as well as a fantastic collector's patch.
Activities: Hiking, Fishing, BB guns, Leatherwork, Swimming, Canoeing, Shooting bows and arrows, Nature, Campfire, and More!
Dining Hall Meals: Meals can be purchased in advance in the online registration system only. Our healthy, delicious meals have plenty of vegetarian options. We meet typical dietary needs but cannot create individual meals for our guests with special requests. If you have more specific needs please contact Veronica Hitch.
Resources and Forms:
Health Form
General Policies for Camp Use
Guide to Safe Scouting
Camping Roster


text:
Hi Everyone, I've recently purchased a Galaxy Tab 2 7.0 I live in the UK and i'm having a hard time trying to find the correct screen protector to fit it. I've purchased a few matte protectors from ebay, amazon and play and "All" of them have a cut out for a speaker at the top of the screen. The UK models do not have this speaker so it looks rubbish when I apply a protector that has one, I've tried to live with it but it picks up dust and I ended up taking it off. I've spent about
Maybe get one made for the 10" and cut it down? My screen protector has cut outs for a speaker and the front facing camera but I don't notice a dust problem (and it's white). But I store mine in a pouch. I've had mine almost five months now.
This is what I bought: Amazon.com: CrazyOnDigital Screen Protector Film Clear (Invisible) for Samsung Galaxy Tab 2 7.0 (3-pack): Computers & Accessories There is a review from May '12 wherein a person says he got the version with the speaker hole, but when I ordered this in October, it only had the two small holes for the ambient light sensor, and the front facing camera. The item packaging shows the tab with a front speaker, but mine had a sticker on it that said "for samsung galaxy tab 2 7.0". Apparently they're using old packaging of the Galaxy Tab 7.0 (not the tab 2) screen protectors, which had the speaker in front. What I got was probably the best screen protector I've ever used. I don't like matte finishes, so it was very reflective, but I have zero bubbles and a perfect fit.
Mine was made by Fosmon. I didn't notice it was a matte finish when I ordered it but I really like it. The cut outs are pretty small, basically a slit and a notch but I guess everyone has a different level of tolerance. If it was cut any more precisely I probably would have had a devil of a time lining it up properly. It's _almost_ bubble free.
Hi Everyone thanks for your replies OK I've managed to find an ebay seller that supplies the ones without the speaker cut out. All the ebay sellers that I've searched for show the pictures that have the speaker cut out, I contacted about 12 sellers, and only 2 tell me that they are without the cut out, so I've gone and ordered a set of 3 going off their reply, so once they come I will let anyone know the sellers name if they are also looking for them Cheers again Pete


text:
Get in the Know!
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Travel back a few eons in Earth's history with a visit to Field Station: Dinosaurs, a remarkable dino park nestled in the New Jersey Meadowlands just outside NYC.
Boscobel House and Gardens in Garrison, NY, about an hour outside NYC, is a fun historical spot that offers year-round family events, from house tours to outdoor concerts and the Hudson Valley Shakespeare Festival.
Green Chimneys, the nonprofit based in Brewster, NY, strives to educate and heal its visitors and students through animal therapy and nature activities. Get the scoop on its family programs and fun festivals, including the popular Birds of Prey day.
A National Landmark, the Bartow-Pell Mansion Museum in the Bronx is a cultural haven hidden away from the bustle of the borough that offers plenty of fun festivals and activities for families throughout the year.
A two-day trip to Concord, Massachusetts and the home of Louisa May Alcott, author of Little Women, is a great way to commemorate Mother's Day -- or any other time set aside just for the girls. Explore this weekend getaway and experience unforgettable memories, "Little Women"-style.
The Maritime Aquarium at Norwalk, the Connecticut-based aquarium dedicated to the Long Island Sound, offers dozens of new reasons to visit. With more interactive exhibits, a wider variety of fish and other creatures, and tons of fun family programs, the aquarium is worth the trip for Fairfield County, CT residents and out-of-towners alike.
Boasting several thrill rides, hundreds of arcade games, two-story laser tag, and more year-round fun, the largest indoor amusement park in the New York metro area is just a hop, skip, and a jump away.
Kids become history detectives at the New-York Historical Society's DiMenna Children's History Museum, discovering hundreds of years of American history through the eyes of children who came before them. With the right mix of education and innovation, "worth the trip" is an understatement.
Historic Richmond Town, a living history village on Staten Island, invites kids and families to experience the wonders of the old world. See costumed interpreters demonstrate old-fashioned trades, go on guided tours through hundreds of years of history, experience a colonial County Fair, take candle light tours at Christmas, and much more at this NYC historic site.
Swim with sharks, feed massive stingrays, or just marvel at the marine life from habitats as diverse as Africa, the Amazon, and even Atlantis, at the Long Island Aquarium & Exhibition Center. A recently completed expansion gives you just one more reason to visit.
Though it may best be known for its Great Jack O' Lantern Blaze, one of the New York City area's biggest annual Halloween events, Westchester County's Van Cortlandt Manor on the Hudson River is full of Colonial charm all year round. Get the details on its historical mansion, plus annual favorites like Independence Day 1801, River Day, and Candlelight Tours.
Take the family to nearby Mystic, Connecticut, a coastal New England town with a big history, small-town charm, and maritime culture. Read on for exciting descriptions of such Mystic attractions as the Pequot Museum, the Mystic Aquarium, Mystic Seaport, and much more.
Wave Hill, an expansive public garden located in the Bronx along the scenic Hudson River, is easily accessible from the NYC area and a worthwhile family excursion in any season.
The Fort Montgomery State Historic Site in Orange County, a short trip from nearly anywhere in the New York City area, offers visitors a glimpse into the Revolutionary War battle over the Hudson Highlands. Read on for the site's family-friendly attractions.
Families looking for some outdoor activity in Brooklyn are sure to find something that interests them in Prospect Park. Spanning 585 acres, the park is situated between many popular neighborhoods and attractions and has something to offer everyone, from picnics to carousel rides to sea lion shows.


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Marketplace Money for Friday, April 12, 2013
Episode Teaser Image
Episode Description
Taxes are most often associated with death. How about a happier spin? We combine taxes and... poetry in celebration of National Poetry Month. Enjoy our listener-submitted tax poems. Plus, have you ever wondered how U.S. taxes compare to what people pay in other countries? And is it time to get rid of joint filing altogether now that many Americans are in non-traditional families? Also, property taxes are a big problem for some filers, especially low- and moderate-income families who have taken on the financial risk of buying a home to take advantage of the housing market's low interest rates. We examine the decision to buy when it's tough to get by. Finally, advice on how to make better decisions and choosing the college of your dreams without taking on loads of debt.
Music from this show
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Many insurers are charting new strategic directions to help them become more customer-focused. However, while these organizations hone strategies around clearly-defined client segments and core assets, they should also ensure that existing legacy business features strongly in their analysis.
As a result, legacy business issues are making their way onto boardroom agendas at many of the largest insurance groups. These firms' senior leadership realize that dealing with legacy business effectively and efficiently is a key factor to support growth, and they want to determine if their legacy business is being managed appropriately.
There is, of course, still plenty of room for improvement: While many businesses are applying best practice around reporting lines and performance management in underwriting, claims or finance functions, we don't always see this same thinking applied to the management of legacy liabilities.
In terms of capital release strategies, there is strong interest among general insurers in selling their legacy portfolios. An increase in M&A activity is being driven by potential sellers who want to resolve legacy assets that are non-core to their strategy or that create a capital drag. We also see that experienced acquirers are being joined by new specialist capital to aggressively pursue legacy business opportunities.
Such activity can complement either a seller's or buyer's customer strategies. For example, a sophisticated legacy business buyer with the right experience and focus can deliver dedicated attention to legacy customers. On the flip side, the seller of the legacy business can redirect the capital from the divested legacy book to focus on their current and future customer base, and invest in products and markets that meet changing consumer needs.
While insurers can realize many benefits through transactions, they must also be cautious, in order to maximize potential value. Any legacy asset disposal must be accompanied by in-depth market evaluation, market entry advice and vendor due diligence to prepare and market assets for sale.
Regardless of whether an insurer decides to sell non-core assets or simply take a disciplined approach to the efficient management of potentially capital intensive legacy businesses, dealing with legacy assets is a crucial step on the journey to customer centricity.
Mike S. Walker
Partner, Head of Insurance, Transactions and Restructuring, KPMG in the UK
+44 20 7694 3198
KPMG's global network of Insurance Transactions & Restructuring professionals work with member firm clients around the world to help them achieve maximum benefits from complex cross-border transactions.
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