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Applications for the MA in Human Rights (International Program), at Mahidol University's Institute for Human Rights and Peace Studies for 2012 will be extended till April 27th, 2012.
The MA in Human Rights is the longest running graduate degree program in Human Rights in Asia, and offers unique opportunities to understand how human rights currently are promoted and protected in the region. The program offers both a comprehensive understanding of human rights in the contemporary world, and also the challenges of applying human rights. Graduates of the program will have excellent research skills for human rights work, alongside an thorough and contemporary theoretical and conceptual knowledge.
There are now over 100 graduates of this program working in organizations around the world, and especially in international organizations in Asia. The graduates of the MA in Human Rights work in a wide variety of sectors such as international organizations, international NGOs, University programs, and other civil society sectors. Graduates can use their knowledge and skills from the program to work in a variety of careers such as program management, research, or academic teaching.
The MA program is made of two semesters of coursework (running from June-September and November to February), followed by a semester of individual research under academic supervision. The Institute takes research practice very seriously, as it intendeds to develop the quality of research in human rights in the Asian region. Students will be trained in researching for human rights, and must undertake a research project which looks at contributing to the protection of human rights standards.
The form can also be downloaded from the homepage of the Institute of Human Rights and Peace Studies, Mahidol University at:
The applications will be reviewed in April for the academic year beginning in June, 2012.
More information from our web page: www.humanrights-mu.org/
Institute of Human Rights and Peace Studies, Mahidol University
Graduate Studies Building, Mahidol University (Salaya Campus)
Salaya, Phuttamonthon, Nakhon Pathom 73170 THAILAND
Tel. +66 2 4414125 ext. 400/401
Fax. +66 2 8892151
E-mail: firstname.lastname@example.com; firstname.lastname@example.com
Unfortunately we don't have scholarships for this year.
Mike Hayes
I have LLB from law faculty Kabul University, I am very interested to apply for this course, but I don't know whether it is scholarship or not, if it is scholarship, is it full scholarship or not?
this very important issue, I would like to ask if there are scholarship for students of North African students( this information is for my son)
i'm HR Media and Communications officer, i'm intereested in the Course.
South Sudanese.
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The finest city addresses come courtesy of InterContinental hotels. Vibrant, cosmopolitan destinations offer a sanctuary of luxury, from front-row seats over Times Square, New York to stunning spa pools overlooking Hong Kong Harbour. Prestigious city addresses include Sydney Harbour, Dubai, London Park Lane, Mayfair and Paris. Find your premium location in the heart of the city.
Reward Nights
When redeeming points for a Reward Night, you may only book one room at a time.
Once you complete your Reward Night reservation you will be given the option to duplicate this reservation.
To book more than 9 rooms for one stay, please call 1-800-MEETING (in United States, Mexico and Canada), contact a Global Sales Office or submit a request for proposal.
With almost 66 square meters of space, you will find plenty of room for work or relaxation. Our suites offer the latest technology, wireless 20MB speed internet access, our LCD Flat screen 42" TV, ergonomic chair, sound proof windows in rooms and safe dep
Starting at the Airport turn left and drive west direction to Carretera Norte, make a left when you find a signage that says Jinotepe make a left until Metrocentro Traffic Circle and take Masaya road by 100 mts the hotel is in front of Metrocentro Mall.

subset: commoncrawl


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Professionalism in Action Program
UM Law and the State Bar of Michigan present the "Professionalism in Action" program for first-year students in early January each year. The goal of the program is to help students who are near the beginning of their law school careers begin developing a firm understanding of the importance of ethics, professionalism and civility (The Michigan Rules of Professional Conduct can be found here.) In meetings with groups of 18-20 students, volunteer lawyers and judges from throughout southeast Michigan work through a series of hypothetical problems on these topics. (You can read the hypotheticals used in these discussions here.)The program is required for first-year students. Students who cannot participate due to an irreconcilable conflict are required to submit an essay of 750-1000 words reflecting upon any one of the three hypothetical problems.We are confident that students will find substantial value in the discussions about "real life" situations during these sessions and expect that they will also benefit from the opportunity to network with members of the Michigan's bench and bar during the reception, which immediately follows in the Aikens Commons. The Professionalism in Action program can be seen here.
After participating in the program, students who are interested in seeing examples of how attorneys who engaged in misconduct were actually disciplined may wish to read recent orders and opinions of Michigan's Attorney Discipline Board.


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Siding, Sealing, and Paint
Dean Johnson and Robin Hartl help Bob and Kay re-cover their house with a low-maintenance fiber cement lap siding. Once the siding's up, they also show them how to seal the joints properly and to paint siding using several different toolsincluding an airless sprayer. (Part 1 of 1.)
(Episode S313, Scheduled broadcast is 12/6/03*)
*Please check local listings for exact airdates and times.
House Wrap Johns Manville 800-654-3103 www.jm.com
Fiber Cement Siding James Hardie Building Products 888-J-HARDIE (542-7343) www.jameshardie.com
Window and Door Sealant PL Adhesives and Sealants 888-445-0208 www.stickwithpl.com
Store | On TV | How-To | About Us | Search | Contact Us | Site Map | Advertising VHS / DVDs | Books | Plans | Hardware | Clothing | Specials


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U.S. DEPARTMENT OF JUSTICE Antitrust Division | ||||
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FRITO-LAY/EAGLE 60-2096-0002 RWF DNK HALE PTACEK ALEXANDER-ECON LIT STEPHENE PARRY - HAYES-COMP POLICY SWEENEY JONES CASE CHRON ARCHIVE mek NBH |
Suite 5OO 325 7th Street N.W. Washington, DC 20530 |
[REDACTED TEXT (b7D)] Dear [REDACTED TEXT (b7D)] This letter confirms the Department of Justice's receipt of your letter of September 13, 1996. The Department's Antitrust Division is currently conducting an investigation of various marketing practices in the snack food industry. We thank you for providing us information regarding your recent business experience in the snack food area. As we progress with our investigation, we may need to know more about your experiences and will contact you, if necessary. We appreciate your interest in the Division's law enforcement efforts.


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All | Editorial | General Tech | Graphics Cards | Networking | Motherboards | Cases and Cooling | Processors | Chipsets | Memory | Displays | Systems | Storage | Mobile | Shows and Expos
If you haven't met NTFS, now would be the time
Subject: Storage | July 25, 2006 - 12:07 PM | Jeremy Hellstrom
If all you know about NTFS is that you like FAT32 better for some reason, get over to OCMODSHOP to familiarize yourself with it. Up until now, you have had a choice, but Vista wants NTFS, and nothing but.
Buffalo flashes the world with its enormous stick
Subject: Storage | July 18, 2006 - 12:14 PM | Jeremy Hellstrom
The Buffalo RUF2-S4G-BS 4GB USB drive is impressive. Not only in terms of capacity, but also the fact that it isn't really that much larger than other USB drives. Plus it beat the OCZ Rally for read and write speeds, with 30.0 MB/s read and 26.9 MB/s write. Read more at Overclockers Online.
A flash of inspiration may extend your laptop's battery life
Subject: Storage | July 13, 2006 - 02:38 PM | Jeremy Hellstrom
The Tech Report takes a look at Super Talent's upcoming flash based 2.5" laptop disk drive. With 3 sizes (4, 8 and 16 GBs), it won't hold huge amounts of data but certainly enough to be useful. With no moving parts, the power drain is in the neighbourhood of 10% of a normal drive's requirements, this will extend your notebooks battery.
Intel Expands Channel Offerings With Customizable Storage System
Subject: Storage | July 12, 2006 - 05:11 PM | Jeremy Hellstrom
SANTA CLARA, Calif., July 11, 2006 — Targeting the ongoing growth of data and need for availability and protection of storage, Intel Corporation today announced a new storage server hardware platform that can be customized for small- and medium-sized businesses (SMBs).
Born to RAID
Subject: Storage | July 6, 2006 - 12:18 PM | Jeremy Hellstrom
The Western Digital Caviar RAID Edition is up for review at TweakTown. It comes in various sizes between 100-500 Gb, has a 8.7ms seek time, and is designed to be run in RAID 0. Find out if it gets a benefit, and if running it as a single drive might not be a good idea.
Storage Area Networks versus Network Attached Storage
Subject: Storage | June 29, 2006 - 06:09 PM | Jeremy Hellstrom
Drop by Extremetech for a look at the Hammer Z-box, a 1 Terrabyte storage solution. Along the way they will explain NAS and SAN and what unique features each has.
Try testing the warranty on this one!
Subject: Storage | June 26, 2006 - 03:06 PM | Jeremy Hellstrom
The Inquirer found a bullet-proof USB drive! I can only imagine the fun the product testers had while determining if a keychain sized USB drive could be made to be bullet-proof. Go out and buy one to test for yourself.
Burnin the Blu-ray way
Subject: Storage | June 22, 2006 - 12:14 PM | Jeremy Hellstrom
ExtremeTech managed to find a real, live Blu-ray DVD burner, the Pioneer BDR-101A. Drop by and find out just how long it takes to burn 25GBs onto a DVD, and if you feel like paying the ~$1,000 to get one for yourself.
Get to know your SATA interface
Subject: Storage | June 19, 2006 - 05:57 PM | Jeremy Hellstrom
Drop by PC Mechanic to get an overview of the Serial ATA interface. Everything from how it differs from it's predecessor, PATA, and why case modders are so in love with it.
It's cheaper without the installed sunroof
Subject: Storage | June 15, 2006 - 02:01 PM | Jeremy Hellstrom
The Raptor WD1500 ADFD drive still is not cheap, at ~$250 for a 150Gig drive. As The Tech Report discovered though, with the new firmware on these newer models, they can actually out-perform the earlier windowed models.
Backup to external hard drives the easy way
Subject: Storage | June 9, 2006 - 03:09 PM | Jeremy Hellstrom
Bjorn3D reviews the Eksitdata Easy ATA and Easy SATA USB adaptors. Plug in a SATA drive on the fly for backup, or reboot to attach a PATA drive, with no external enclosure. Cheap and easy to use, though will notice a speed decrease when transferring over USB to SATA.
Not all SD cards are the same
Subject: Storage | May 22, 2006 - 04:53 PM | Jeremy Hellstrom
BCC Hardware compares Crucial's 2GB SD flash card with ones from Soultek and Transcend. Shouldn't your digital camera deserve the best memory you can get it?
Network Attached Storage for the little guy
Subject: Storage | May 17, 2006 - 06:32 PM | Jeremy Hellstrom
Think Computers introduces a handy little box from IOGear, the BOSS 120GB home/office network srever appliance. For around $300, you can get one, and set up your own file server in about 10 minutes.
Better than it was before. Better, stronger, faster.
Subject: Storage | May 5, 2006 - 01:35 PM | Jeremy Hellstrom
The new Seagate Barracuda 7200.10 750 GB is an impressive beast, and Big Bruin has it on the test bench. At about $500, it costs less than a dollar a gigabyte, and it is significantly faster than it's predecessor.
"Seagate really does have the Steve Austin of hard drives on their hands with the Barracuda 7200.10, as it really is better, stronger, faster. One thing the 6 Million Dollar Man didn't have going for him was being "bigger", which is obviously something the 7200.10 does have.
Thinking big
Subject: Storage | April 19, 2006 - 07:17 PM | Jeremy Hellstrom
Maybe 400 or 500GB hard drives sound big now, but it wasn't too long ago that a 4GB harddrive was huge. Drop by Tech Spot to see the newest storage drives from Seagate and Western Digital.
Think Speedy Gonzales with storage space
Subject: Storage | April 13, 2006 - 03:20 PM | Jeremy Hellstrom
It's tiny, about the size and thickness of a quarter, fast from it's USB2.0 and dual channel transfers, and holds 512MB, 1GB or 2GB. Check out OCZ's Mini-Kart series at Laptop Lifestyle.
Taking EZ DUB for a test spin
Subject: Storage | April 6, 2006 - 04:06 PM | Jeremy Hellstrom
Techware Labs tries out the newest drive from Lite-On, the EZ-DUB. Essentially it is postioned to be the easiest way to copy a CD or DVD, simply put a disk in the external drive, press a button ... wait ... remove disk and replace with blank disk ... wait again, and you are done.
8GB of storage for your favorite shutterbug
Subject: Storage | April 3, 2006 - 02:45 PM | Jeremy Hellstrom
Futurelooks reviews an 8 gigabyte compact flash compatible photo storage micro hard drive from Seagate Technologies. This card would seem to be the current record holder for biggest commercially available flash card, and there is no way you could fill it in just one sitting. If you know someone with 4 or 5 small flash cards for their camera, then you may know what to get them the next time they deserve a present.
"Sitting in a beautiful brand new plastic blister package was an 8 gigabyte compact flash
Seagate provides you with some space
Subject: Storage | March 30, 2006 - 02:39 PM | Jeremy Hellstrom
The Seagate NL35 comes in 3 sizes, 250, 400 and 500GBs. XYZ Computing grabbed the 400GB SATA version and took it for a spin. As the drive was designed for enterprise applications, it makes perfect sense as a storage drive, the MTBF is 1 million hours and an error recovery control.
If you are more interested in speed than size, then check out Ryan's review of the WD Raptor X 150GB SATA drive.
Balancing a stack of data on a spinning platter
Subject: Storage | March 28, 2006 - 12:09 PM | Jeremy Hellstrom
BTX Form Factor explores the upcoming hard drive technology, perpendicular storage. By keeping the magnetic particles used for storage standing vertically instead of lying them on the surface, much greater storage density can be reached. This requires a new manufacturing process that they briefly touch on as well.
"Hard Disk Drives store all our most valuable data, our contacts, email, family photos and the
like, but increasingly space is getting cramped in drives...
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A Guide to Withdrawing Retirement Assets
June 12, 2013
A lot is being written about how much money Americans can withdraw from their investments to fund their retirement years. Now, a new research institute launched by Fidelity Investments has outlined the order in which money should be withdrawn from various tax-deferred and taxable investment accounts. Described as the 'withdrawal hierarchy,' the Fidelity Research Institute suggests the order, with modifications made courtesy of other financial planning experts.
1. Take your minimum required distributions (MRDs) from qualified accounts and IRAs. If you are age 70½ or older, make sure you know which of your accounts require such distributions and how large those distributions need to be, and then meet the requirements and deadlines, avoiding the application of the 50 percent income tax penalty that will be assessed if you fail to make timely withdrawals of required distributions.
2. Liquidate loss positions in taxable accounts. Some investments in your taxable accounts may be worth less than their tax basis. In addition to offsetting realized losses against realized gains, at the federal level you can usually use up to $3,000 ($1,500 for married couples filing separately) of net losses each year to offset ordinary income including interest, salaries, and wages. Unused losses can be carried forward for use in future years.
3. Sell assets in taxable accounts that will generate neither capital gains nor capital losses. Such assets generally include cash and cash-equivalent investments as well as capital assets which have not increased in value. If your withdrawals from this tier in the hierarchy largely come from cash-equivalent investments, sufficient liquid assets holdings should remain intact in order to cover short-term financial emergencies. And be especially mindful of portfolio rebalancing issues.
4. Withdraw money from taxable accounts in relative order of basis, and then qualified accounts or tax-deferred saving vehicles funded with at least some nondeductible (or after-tax) contributions, such as variable annuities and Traditional IRAs that contain non-deductible contributions. The choice depends on the circumstances, and in some cases it might make more sense to tap the tax-deferred vehicle first, but for most retirees, capital gains rates are lower than ordinary income tax rates and generally liquidating capital assets first would be beneficial.
Assuming there is a significant difference in the basis-to-value ratio of the assets to be liquidated in two accounts, the better tactic for choosing between these two types of withdrawals may be to liquidate the assets with the higher ratio. That is, the assets that have generated the smallest gain or the largest loss as a percentage of their basis. If the basis-to-value ratio of the assets to be liquidated in each account is relatively low due to significant investment gains, it often will be preferable to liquidate the assets in the taxable account.
Conversely, if the basis-to-value ratio of the assets to be liquidated in each account is relatively high, it may be preferable to liquidate assets in the tax-deferred account if portfolio demands require it. Note that IRAs are generally subject to certain aggregation requirements when allocating basis. When liquidating gain positions in taxable accounts, it usually makes sense to sell assets with long-term capital gains first, since they should be taxed at lower rates than short-term gains.
5. Withdraw money from tax-deferred accounts funded with deductible (or pre-tax) contributions such as 401(k)s and Traditional IRAs, or tax-exempt accounts such as Roth IRAs. It may not make much difference which account you tap first within this category since all withdrawals from any tax-deferred accounts funded with fully deductible (or pre-tax) contributions are taxed at the same rate. When withdrawing money from tax-deferred accounts funded with fully deductible (or pre-tax) contributions, you may wish to request that taxes be withheld.
If you believe that the withdrawals you make may be subject to different tax rates over the course of your retirement (whether due to changes in tax law or to varying tax brackets as a result of fluctuations in income) you may be better off liquidating one type of account within all of these guidelines before another. For example, it may make more sense to leave your Roth account intact if you thought your ordinary income tax rate was likely to rise in later years, increasing the value of the Roth's tax exemption.
Estate planning considerations may also significantly impact the entire hierarchy. Generally, qualified and tax-deferred assets may be given a higher order within the withdrawal hierarchy in the case of larger estates expected to hold "excess" assets which will pass to heirs or be subject to estate taxes. Capital assets receive a step-up in basis at death, while qualified and tax deferred assets are considered to contain "income in respect of a decedent" and do not receive a step-up. A number of other issues may also have an effect on the recommended order of withdrawal, like if the retiree's income approaches the threshold of paying taxes on Social Security income.
This column is produced by the Financial Planning Association, the membership organization for the financial planning community, and is provided by Kristine McKinley, CFP, CPA, a local member of FPA.
Got Retirement Questions? Chat with an Expert for Free on Feb 7 and Feb 12
January 27, 2013
Kiplinger magazine and the National Association of Personal Financial Advisors (NAPFA) are teaming up for the annual Jump-Start Your Retirement Plan Days to bring you free one-on-one personal finance advice.
NAPFA members (including me!) from across the U.S. will be standing by to answer your questions from 9:00 a.m. to 5:00 p.m. ET on Thursday, February 7 AND Tuesday, February 12, 2013.
This year, Jump-Start Days will feature four separate chat rooms, each hosted by expert financial advisors:
Chat Room #1: Taxes and Retirement
Chat Room #2: Saving for Retirement
Chat Room #3: Income in Retirement
Chat Room #4: Other Financial Challenges
The chat rooms will be open a week in advance so you can get your questions in early. To submit a question, simply follow the link above that best fits your question. Advisors will answer questions in the order they come in.
I will be in the Taxes and Retirement chat room from 11-1 on February 7. I look forward to answering your questions!
Fiscal Cliff Averted, For Now…
January 2, 2013
In true Congress style, a deal was passed at the last minute to keep the US from going over the fiscal cliff.
On Tuesday night the House passed a bill that will extend the Bush tax cuts for most of Americans, extend unemployment benefits, and delay spending cuts. Unfortunately, the bill left a lot of big issues on the table.
Here are the details:
The fiscal cliff related to both the tax laws that were scheduled to expire on December 31, 2012 and the spending cuts that were set to take place automatically on January 1, 2013.
The deal raises taxes for higher-income people (individuals who earn more than $400,000 and couples who earn more than $450,000), but keeps taxes the same for everyone else. Basically, the Bush tax cuts were made permanent for everyone except those who earn more than $400,000. If you earn more than $400,000 the Bush tax cuts will expire for you, causing your top tax rate to jump from 35% to 39.6%.
The lower and middle income groups didn't escape increased taxes completely, however, as the 2% payroll tax cut was allowed to expire. That means most Americans will see their first paycheck in 2013 go down. This was expected so no surprise here…
One good thing to come from the bill is that the alternative minimum tax will be adjusted permanently for inflation. The AMT has never been adjusted for inflation causing more and more people to owe it every year. Without a legislative change, up to 30 million Americans would have had to pay the AMT for the first time on their 2012 income tax returns. The bill will permanently adjust the income exemption amount for inflation.
The itemized deduction and the personal exemption phaseouts were extended, meaning people who earn less than $250,000 (single) or $300,000 (married filing jointly) will not see their deductions phased out.
Capital gains and dividend tax rates will remain low for most taxpayers. A 20% rate will apply for individuals above the top income tax bracket, middle brackets will pay 15% and the zero rate is retained for taxpayers in the 10% and 15% brackets.
Parents will be happy to hear that the expanded American Opportunity Tax Credit, Child Tax Credit, Child Care Credit and Earned Income Tax Credit will all be preserved for the next five years. These credits were expected to return to pre-Bush levels on January 1, making many people ineligible for them.
Oh and remember the marriage penalty? You know, the smaller 15% tax bracket and the smaller standard deduction that applied to married taxpayers (compared proportionately to single taxpayers)? Well you can breathe easier, the marriage penalty has been permanently banished from the tax law.
Teachers will be happy to learn that the deduction for books, supplies, etc., was extended (although $250 is nowhere close to what most teachers pay for classroom supplies, every deduction helps). Also extended were the tuition and fees deduction and the ability to deduct state and local sales taxes in place of state and local income taxes. These were extended for one year.
Retirees can continue to make charitable donations from their IRA; the tax-free distributions from IRAs for charitable purposes provision was extended through 2013. This is a win-win for both retirees and charities, so hopefully this will be made permanent in future legislation.
Estate taxes were also addressed in this bill; the current exemption of $5.12 million will be preserved but the top tax rate will go up to 40% from the current 35%, however, that's lower than if the bill had been allowed to expire completely.
While taxes will remain low for most people, there are a couple of new taxes for high income taxpayers. The additional 0.9% hospital insurance tax on high income taxpayers ($200,000 if you're single, $250,000 if you're married and filing jointly) took effect on January 1. Also effective on January 1 is the 3.8% Medicare tax on the lesser of an individual's net investment income or the amount the individual's modified adjusted gross income exceeds a threshold amount. The threshold amounts are the same as the additional hospital insurance tax.
One of the surprises in this bill, for me anyway, is that the higher floor for deducting medical expenses was not axed. In 2012, you could deduct medical expenses that exceeded 7.5% of your adjusted gross income (AGI). Starting in 2013, the "floor" was raised to 10% of your AGI. The bill does include some relief; if you or your spouse has turned 65 before the end of the year the increased floor does not apply, but only for the years 2013-2016. So retirees will still be able to deduct medical expenses, but the higher floor will mean many taxpayers under age 65 will no longer be able to deduct medical expenses.
Spending Cuts
The deal also delayed the automatic spending cuts from happening, but only for two months. Congress will need to come up with a new plan for the deficit before March or the US will face another cliff scenario.
Two of the biggest spending cuts on the table were unemployment benefits and Medicare. The bill includes an extension of unemployment benefits for one year. Without this clause, more than 2 million people would have lost their unemployment benefits.
Regarding Medicare, doctors were facing a large pay cut in 2013 as Medicare reimbursement rates were set to be adjusted automatically to stay in line with GDP growth. This would have caused a 27% pay cut for physicians. While you may not be overly concerned with high income doctors taking a pay cut, you should be. Doctors fed up with looming pay cuts have been turning Medicare patients away, making it hard for consumers to get the care they need. The bill prevents this pay cut from happening, but just for one year. This issue will need to be addressed soon as it adds $31 billion to the deficit.
What's Next
The bill will go to the White House next to be signed by President Obama. It is expected to be signed into law by Thursday.
Unfortunately, this is not the end of the fiscal cliff. According to CNNMoney, we have three more cliff-like deadlines in the next few months including the debt ceiling (not addressed in the current bill), the sequester (a series of automatic cuts in federal spending that will take place if Congress doesn't act), and the continuing budget deficit. These must all be addressed by the end of March, so keep your seat belts on, the ride isn't over yet.
Tis the Season – Things to Know Before Filing Your Taxes
February 7, 2012
Everyone loves a good tax tip. And now that tax season is in full swing, the IRS and other experts have started to issue tip after tip after tip. Here's a recap:
Getting a jump on your taxes long before the April deadline is the best tip of all. To do so, the IRS recommends gathering your records in advance, including W-2s and 1099s. In addition, the IRS recommends getting the right forms, all of which are available 24 hours a day, seven days a week at the IRS' Web site, www.IRS.gov. That site also has some helpful calculators to get you started.
That being said, tax payers should avoid getting too early a jump on their taxes. With the preferential qualified stock dividend rate, complicated foreign tax credits, lower capital gains rates and other changes over the last few years, many investors are finding that they receive Revised 1099s, or other tax reporting documents, well into March. If you've already filed your return, this can lead to costs of re-filing an amended return that you may wish to avoid. The best bet may be to get your tax return all completed, and then hold off filing it until the end of March, to see if any amended 1099s arrive.
Of course, keeping organized, thorough records is the key to filing on time. The IRS suggests that you can avoid headaches at tax time by keeping track of your receipts and other records throughout the year. Good record-keeping will help you remember the various transactions you made during the year and help you document the deductions you've claimed on your return. You'll need this documentation should the IRS select your return for examination. Normally, tax records should be kept for three years, but some documents – such as records relating to a home purchase or sale, stock transactions, IRA and business or rental property – should be kept longer.
To be sure, some citizens wonder whether they need to file a tax return. According to the IRS, you must file a tax return if your income is above a certain level and that amount varies depending on filing status, age and the type of income you receive. For example a married couple, under age 65, generally is not required to file for the 2006 tax year until their joint income exceeds $16,900. Even if you do not have to file, the IRS notes that you should file to get money back if Federal Income Tax was withheld from your pay, or you qualify for certain credits.
It's also important to choose your correct filing status, of which there are five options. According to the IRS, your federal tax filing status is based on your marital and family situation. It is an important factor in determining whether you must file a return, your standard deduction and your correct amount of tax.
Besides choosing the correct filing status, it's important to calculate whether you should itemize deductions or not? And that will depend on how much you spent on certain expenses last year. According to the IRS, money paid for medical care in excess of 7.5 percent of adjusted gross income (AGI), mortgage interest, taxes, charitable contributions, casualty losses and miscellaneous deductions in excess of 2 percent of AGI can reduce your taxes. If the total amount spent on those categories is more than the standard deduction, you can usually benefit by itemizing. The standard deduction amounts are based on your filing status and are subject to inflation adjustments each year.
Also of note, if you gave any one person gifts in 2006 that valued at more than $12,000, you must report the total gifts to the IRS and may have to pay tax on the gifts (if, including prior taxable gifts, in excess of your $1 million lifetime exclusion). The person who receives your gift does not have to report the gift to the IRS or pay gift or income tax on its value. Gifts include money and property, including the use of property without expecting to receive something of equal value in return. There are some exceptions to the tax rules on gifts.
In some cases, a taxpayer may want to consider using a paid tax preparer. If so, the IRS has tips on its Web site to follow. Of note, only attorneys, CPAs and enrolled agents can represent taxpayers before the IRS in all matters including audits, collection actions and appeals. Although you might not find that you need the services of a paid CPA or accountant every year, having a relationship established when unexpected opportunities or events occur will make getting timely professional input that much easier. Someone who knows your income and deduction patterns, and can quickly answer routine questions or research the more complicated issues, may well be worth the price – even in the years when things seem straightforward.
When completing your tax return, make sure that you take your time, double-check your math and verify all Social Security numbers. Math errors and incorrect Social Security numbers are among the most common mistakes found on tax returns.
And remember, if you are getting a tax refund, consider making an automatic contribution to your IRA; this is the first year that this can be done.
This column is produced by the Financial Planning Association, the membership organization for the financial planning community, and is provided by Kristine McKinley, a local member of FPA. Kristine is a fee only financial planner serving the greater Kansas City area.
The Importance of an Annual Financial Checkup
August 7, 2011
It's one of the six steps of the financial planning process. But, oftentimes, it's the one step that gets overlooked. It's the sixth step – the annual financial check-up.
The annual financial check-up is indeed the most important of the financial planning steps. And yet, financial planners and clients sometimes downplay its significance.
What is the annual review and why is it so important? In short, the annual review is the opportunity to measure a client's progress against their plan of action. It's also the one time when planners and clients can examine the many changes that typically occur any given 12-month period – the birth of a child, the death of a loved one, the loss of a job, a major purchase – and then readjust the client's financial plan, charting a new course if need be or further affirming the client's progress towards their personal financial goal achievement.
Indeed, lives are seldom static and that's why financial plans are not necessarily set-and-forget documents. But what exactly should financial planners and clients examine in their annual meetings? And when should they conduct their annual meetings.
Typically, financial planners will collect a client's data, prioritize their goals, examine their resources, make recommendations, and implement a plan as part of the financial planning process. In an annual review, the financial planner will do much of the same and then some. They will first typically examine a client's progress against the plan time frames. This sort of monitoring benefits both planners and their clients. Clients get an opportunity to step back from their busy lives and review their goals and confirm that their priorities remain the same Planners have a chance to reconnect with their clients to affirm their positive actions towards goal achievement or to help refocus them so that they don't get too far off track. And planners get a chance to enhance the relationship and trust.
In some cases, planners and clients will want to establish a regular appointment, meeting on an annual basis, and in some cases on a quarterly or semi-annual basis. Typically, the planner and client will review in these meetings short-term goals, examining what if anything may have changed. In some cases, the planner will make changes to a client's investment portfolio in light of tactical or strategic asset allocation models in place. In other cases, a planner will suggest changes based on certain life events. The birth of a child or grandchild may require a discussion about 529 plans. A divorce may require changing beneficiary designations on retirement accounts and life insurance policies.
In addition a planner may want to review with their clients new research that has become available in the interim to either confirm rationale or provide a basis to alter a client's short-term or long-term strategies. For instance, new research that shows the escalating costs of nursing homes or health care in retirement wouldn't change the goal of "secure long-term retirement," but it would change the strategy to achieve that goal.
Besides reviewing family developments, planners would also address in an annual review regulatory and other changes that could affect adversely or positively a client's financial plan. The new Medicare Part D plan or the introduction of the Roth 401(k) could prove useful to some clients. In other cases, the annual review is a chance to review potential changes, changes in the federal estate tax laws, for instance, and devise possible plans of actions.
Planners and clients will often want to measure the "performance" of the investment portfolio as part of the annual review. Typically, performance should be measured against several benchmarks, the most important of which is the client's own personal goals. For instance, if the planner and the client established that a portfolio should grow by 5 percent per year before taxes then the performance should be measured against that yard stick. To be sure, it's important that portfolios be measured against standard benchmarks. But only as a point of reference. Meeting personal investment goals is far more important that over performing or underperforming the Dow Jones industrial average. By and large, it's imprudent for planners and clients to make wholesale changes to a portfolio bases solely on one quarter as well as one year of performance.
In summary, annual reviews provide a chance for planners to examine a client's long-term goals. These reviews can establish whether the client is generally on course to meet their goals. It's also a chance to review changes that have occurred and begin to anticipate changes that may occur. It's a chance to implement any new plan of action that has been developed in light of changing goals or changing performance. And then last, the annual review provides the perfect opportunity to establish future review meetings.
One of the most important worksheets to review is a balance sheet or net worth statement. If reaching all of the client's goals will require a net worth of $1 million at some point in the future, it is the balance sheet that will demonstrate movement toward or away from that goal. It is a road map. When going out of town, a map is almost always consulted before and during the trip. Progress toward your ultimate destination is noted by each passing town or landmark. It is easy to see when you move off track and what corrections should be made to get you back on the correct path in the least amount of time or distance. The balance sheet measures your progress toward your monetary goal in a finite manner. What the numbers show from year-to-year are not as important as what they show after several years looked at as a whole.
This column is produced by the Financial Planning Association, the membership organization for the financial planning community, and is provided by Kristine McKinley, a local member of FPA. Kristine is a fee only financial planner serving the greater Kansas City area.
A Brave New Financial World for Baby Boomers
May 7, 2011
On any given day, you will find not one but several studies that examine the current state of affairs for Baby Boomers, the 77 million Americans born between 1946 and 1964 that are now slowly approaching retirement. And what's emerging is an interesting, though at times bleak, picture of one of the most analyzed groups in America.
Here are some of the highlights of that research and the financial planning implications.
Retirement security: The 2006 Employee Benefit Research Institute's annual retirement confidence survey recently reported that just 25 percent of workers are very confident about having adequate funds for a comfortable retirement. In some ways, that should come as no surprise given that half of all workers say they've saved less than $25,000 toward retirement, and even among workers 55 and older, more than four in 10 have retirement savings under $25,000. The implication for workers is that they will need to start saving more money toward retirement, with some financial planning experts suggesting that workers might need roughly 20 times their annual pre-retirement spending set aside toward retirement.
What's more, workers are underestimating the percent of retirement income they might need in retirement. At present, many financial planners suggest replacing at least 75 percent of pre-retirement income in retirement, if not 100 percent given longer life expectancies and increasing healthcare costs.
Retirement is a state, not a date. A new MetLife Mature Market Institute study indicates that 78 percent of respondents age 55-59 are working or looking for work, as are 60 percent of 60-65 year-olds and 37 percent of 66-70 year-olds. Across all three age groups, roughly 15 percent of workers have actually accepted retirement benefits from a previous employer, and then chose to return to work or are seeking work. These employees, who have become known as the 'working retired,' represent 11 percent of 55-59 year-olds, 16 percent of 60-65 year-olds, and 19 percent of 66-70 year-olds. Their motives for doing so are mixed, with 72 percent of those age 55-59 (and 60 percent of those age 60-65) citing the need for 'income to live on' as a primary reason for working, but among 66-70 year-olds, 72% percent of employees cited the desire to 'stay active and engaged' as a primary reason to work, followed by 'the opportunity to do meaningful work' (47 percent) and 'social interaction with colleagues' (42 percent). Of note, many financial planning experts suggest that working part-time or full-time during retirement years is one way to make up any retirement income shortfall. But odds are high, about one in two, that some workers will be unable to work during retirement because of an illness or disability, corporate downsizing and restructuring, or the need to provide financial support to a family member of loved one. And it's also important to understand the tax issues of working during retirement.
In the meantime, much has to change in America to make the workplace of the future "work" for boomers. According to AARP's "Reimagining America," pension and other laws need to change for older workers so they don't get penalized for working longer. Employers need to accommodate the needs of older workers, providing flex-time schedules or low-stress jobs, and older workers need to invest in education and skills-training to meet the demands of a constantly changing market for skills, knowledge and experience.
Healthcare costs: A recent Fidelity Investment study suggests that a 65-year-old couple retiring today will need about $200,000 set aside just pay for healthcare costs in retirement. The 2006 estimate, which assumes that the individuals do not have employer-sponsored retiree healthcare, includes expenses associated with Medicare Part B and D premiums (32 percent), Medicare cost-sharing provisions (co-payments, coinsurance, deductibles and excluded benefits) (36 percent), and prescription drug out-of-pocket costs (32 percent). It does not include other health expenses, such as over the counter medications, most dental services and long-term care. And many employers who offer (or had offered) some level of retiree healthcare benefits, are now phasing out or significantly constraining such benefits because they feel they can no longer afford them in the current competitive global environment. While it is uncertain exactly how much of a burden will be placed on the shoulders of retirees for these costs, it appears likely that the costs will "eat up" an expanding portion of retirees' savings and investments during their golden years.
Given that the average balance in a 401(k) retirement plan for a Baby Boomer turning 60 is now $100,000, financial planning experts suggest that workers will need to plan on funding retiree healthcare expenses in a variety of ways, such as health savings accounts. In addition, those who are able may need to continue working for employers that provide health insurance or retiree health insurance plans.
Volunteerism: Half of Americans age 50 to 70 want jobs that contribute to the greater good now and in retirement, according to a MetLife Foundation/Civic Ventures New Face of Work Survey. According to that survey, Baby Boomers will invent not only a new stage of life between the middle years and true old age but a new stage of work. "Boomers may give back as volunteers, but this survey suggests that their most important contributions to society will likely be through work," said the study's author. The planning implication is that Boomers should consider volunteering now, if able, to get a sense of what sorts of work and organizations will best suit them in retirement.
The reality for Baby Boomers is that they're living longer, fuller lives. They need the help of planners now more than ever.
This column is produced by the Financial Planning Association, the membership organization for the financial planning community, and is provided by Kristine McKinley, a local member of FPA. Kristine is President and Owner of Beacon Financial Advisors, a fee only financial planning firm located in Lee's Summit, MO.
Yes You CAN Donate Your 2010 RMD to Charity!
December 20, 2010
Good news for charitable IRA owners over age 70 ½… the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010, signed last week by President Obama, extends the ability to give up to $100,000 directly from your IRA to a charitable institution, tax-free. Furthermore, because this bill was passed so late in the year, you get an extra month to complete the transfer and have it count for your 2010 taxes (transfers made in January 2011 will count as if they were made in 2010).
If you're not familiar with charitable IRA donations, for the past few years taxpayers age 70 ½ or older have been able to make direct transfers of up to $100,000 per year from their IRA to a charity. By giving the money directly to charity (rather than receiving the distribution then later cutting a check to your favorite charity), taxpayers were able to exclude the IRA distribution from their income.
This was a great strategy for IRA owners who didn't need the money from the required minimum distribution as they won't have to pay a large tax bill for IRA withdrawals that they wouldn't otherwise have taken (if not required to by the RMD rules).
The direct transfer strategy not only reduced their taxable income, but it also reduced their adjusted gross income, which resulted in many taxpayers having less of their Social Security income taxed; it also allowed taxpayers to qualify for credits and deductions that they would not have qualified for otherwise because their income was too high.
This IRA donation strategy was introduced in the Pension Protection Act of 2006 and was originally only intended to apply to the 2007 tax year. It was later extended to include 2008 and 2009. IRA owners who have taken advantage of this strategy were hoping that it would be extended for 2010, but for a while it didn't look like it would happen. Thankfully, Congress included a provision in the tax bill passed last week to extend the ability to donate IRAs directly to charity for not only 2010, but 2011 as well.
Since this bill was passed so late in the year, you may have already taken your 2010 RMD and written a check to your favorite charity. You can still deduct your donation on Schedule A: Itemized Deductions (if you itemize your deductions). However, please note that you can't do both. If you do a direct transfer to a charity from your IRA you will exclude the distribution from your income; if you write a check to a charity you will deduct it on Schedule A.
Thanks to Kay Bell at Bankrate.com for the update on RMD charitable donations in "How the New Tax Law Affects Your 2010 Taxes".
Kristine McKinley is a fee-only financial planner located in Lee's Summit, Missouri. Kristine provides retirement planning, tax preparation and planning, investment reviews and comprehensive financial planning on a fee-only, as needed basis. To schedule your complimentary introduction meeting, please contact Kristine at firstname.lastname@example.com.
President Obama Expected to Sign New Tax Bill Today
December 17, 2010
"We had a responsibility to protect middle class families from a tax increase that would have hit their paychecks and harmed the recovery" – Treasury Secretary Timothy Geithner statement after the House passed the newest tax bill last night.
Nothing like waiting til the last minute…
Financial advisors have been preparing their clients for higher taxes as we waited for Congress to do something to stop the Bush era tax credits from expiring at the end of this year.
Given the slow recovery the economy is experiencing an increase in taxes that would have resulted had the Bush tax cuts not been extended would have been a tough blow, especially for the middle income class.
Congress finally passed a bill that would extend the Bush tax cuts, as well as introduce a few new ones. The bill, called the Tax Relief Unemployment Insurance Reauthorization and Job Creation Act of 2010 is expected to be signed by President Obama later today.
Here are some of the highlights of the new tax bill:
- The current tax rates have been extended for two years. They were scheduled to go up in 2011. The 10% bracket was going to disappear, and most of the other tax brackets were going to go up, which would have been devastating to taxpayers in this economy. Hopefully the economy will have grown and will be stable before tax rates do go up in 2013.
- The current capital gains and dividends rates have been extended through 2012. This will give many people an opportunity to sell positions that have a gain before capital gain rates go up.
- The Alternative Minimum Tax (AMT) exemption will remain at the higher levels for two more years, giving relief to middle income taxpayers who would have to pay AMT without this band-aid. I'm still looking for permanent AMT changes in the future.
- The new tax bill includes a payroll tax deduction for workers. Workers will get a 2 percentage-point break on their payroll tax for one year. Instead of paying 6.2% on wages up to $106,800, they will only have to pay 4.2% in 2011.
- Unemployment benefits will be extended for another 13 months, giving people who have been unemployed for an extended time period more time to find another job (with unemployment rates still close to 10% this was to be expected).
- The estate tax has been reinstated for 2011, but the top tax rate will be 35% and the exemption amount will be $5 million per person and $10 million per couple. Without this tax bill, the estate tax would have been reinstated at 55% with only a $1 million exemption.
These are just a few of the provisions included in the new tax bill. The response to the new tax bill has been mixed. Some economists say this bill will boost economic growth and create millions of jobs. Others are calling this bill "weak stimulus". While I'm not sure how much this bill will boost the economy, I do believe that if the Bush tax cuts were allowed to expire the higher taxes that would have resulted would have been very difficult for taxpayers in this struggling economy.
For more information on the new tax bill and how it will affect you, please visit Tax Cut Deal: How it Affects You at CNNMoney.com.
Time Running Out to Do a Roth IRA Conversion in 2010
December 9, 2010
As we near the end of 2010, many people are wondering if a Roth IRA conversion is the right move for them.
Why so much focus on Roth IRAs this year? The rules that determine who can convert a traditional IRA to a Roth IRA have been changed which will allow more people to convert to Roth IRAs. Before 2010, only people with modified adjusted gross incomes of less than $100,000 could convert. Starting in 2010, this income limitation has been lifted, meaning most people are eligible to convert their traditional IRAs to Roth IRAs.
In addition to the income limitation being lifted, the IRS is allowing taxpayers who do a Roth IRA conversion in 2010 to spread their taxes out over two years. So instead of paying it all on your 2010 tax return, you can pay half in 2011 and half in 2012.
This may seem like a no-brainer for people who want to do a Roth IRA conversion in 2010, but don't leap before you look. Just because you can do a Roth IRA conversion in 2010 doesn't mean you should do a Roth IRA conversion in 2010.
Questions to Ask When Looking for a Financial Planner
August 20, 2010
Many people hire financial planners to help them meet their financial goals. Whether you are a beginner investor with very little experience or whether you have a good knowledge and understanding of financial planning topics, a financial planner can be a valuable asset when planning for your financial goals. One advantage of working with a financial advisor is the added incentive you'll have to reach your financial goals.
A financial planner can help with a number of financial questions and goals, such as reviewing your investments to make sure they are appropriate to meet your goals, preparing a retirement projection to show you if you are on track to retire at your desired age or not, reviewing your tax returns to make sure you're getting all of the tax benefits you are entitled to, or even a comprehensive financial plan which covers all aspects of your financial life.
There are many different types of financial advisors, and most are compensated differently and work differently than other advisors (there's not a standard fee structure or even a standard service set when it comes to financial advisors), so it's important to do your homework before you hire a financial professional.
Here are some questions you should ask when interviewing a financial planner:


text:
Frequently Asked Questions
Ordering Tests Submitted Orders
In what situations would you contact the referring physician directly?
When providing esoteric reference testing, we work directly with the ordering facility. In rare cases, we may need to contact the ordering physician directly. For example:
- To gather information not provided. When necessary to the performance of a test, the ordering physician's name and phone number are requested in the Specimen Required section of the test to allow our physicians to make timely consultations or seek clarification of requested services. (In the online Test Catalog, you will find the Specimen Required section on the Specimen tab of each test.) If this information is not provided at the time of specimen receipt, we will call you to obtain the information. By providing this information upfront, delays in patient care are avoided.
- To clarify or interpret a test result. In some situations, additional information from the ordering physician is necessary to clarify or interpret a test result. At that time, we will request the physician's name and phone number so our staff can consult with the physician. Working together, we will provide your patients with the highest quality testing services in the shortest possible time.


text:
DownloadBrochure(1.5MB PDF)
This website is intended for the use and information of users. Although every attempt is made to ensure that the information posted here is accurate, the BC Conservation Foundation assumes no responsibility for any loss or damage resulting from any errors or omissions or alleged errors or omissions with respect to information posted on this site.
© BC Conservation Foundation 2003-2006 3-1200 Princess Royal Avenue Nanaimo BC V9S 3Z7 Tel. 250.716.8776 Fax 250.716.2167 www.steelheadrecoveryplan.ca firstname.lastname@example.com


text:
This game may be the only one I can go to this season since I am stuck in Nebraska and my wife is having a baby in the middle of the season. Dont get me wrong I am excited for the new baby but really would like to go to one game this year. Please email if you have any tickets available. firstname.lastname@example.com. Thanks
Forum Rules


text:
30-day limited warranty
List Price $19.95 Save $7.00 (35%)
Want it delivered 04-28-2015?
Order it in the next 1 hr and 21 min
and choose Next Day Air Morning at checkout.
Create an online reviewand share your thoughts with other customers Things I liked:the only thing i think is OK is the eye part every thing elss sucks, the bottom part of the mask falls off alot and even if it stays on it will look like swiss cheese after a cuple maches. it also gets realy hot and moist realy fast. Things I would have changed:everything What others should know:this thing just sucks, i would recamend the Scott full face mask Things I liked:looks good and it goes with the program, safety first then have all the fun you want. Things I liked:the mask is prety nice
on the inside of the mask where your cheek would be, it has these two thin foam pads
there not very thick but there better than nothing
people have said that it can hold up to more than 200/250 fps but i tested it
400 at point blank
i dont know mabye thats just me Things I would have changed:not really anything maybe better quality plastic? its already pretty nice What others should know:the end of the mesh wire kept poping out i just gureila glued it and then splaypainted it black and that fixed the probalem Show Other ReviewsCreate an online review and share your thoughts with other customers | |||
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text:
- Publisher
- Cyril Roger |
- Date
Pandora is an application that will scour and search the web for pictures. The application offers an interface similar to that of a picture viewer, where the left side of the menu allows you to browse through images and the center part offers a preview of the selected image. Pandora is great to use if you quickly need to find images on the web.
- User
- -
- Date
- 19/04/15
- Your avatar


text:
LuresManufacturers |
Pro-Soft Grand Master
Pro-Soft Grand MasterThe Pro Soft Grand Master is a big lure for big fish, an absolute Black and Blue Marlin magnet! The head itself measures 4 7/8" and overall length is 17". The Grand Master weighs 19.5 oz. This lure took top honors in the 1999 Bertram-Hatteras shootout and is single-handedly responsible for two Granders in Madeira and the Canary Islands! Click on the dropdown for lure color options.


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The Dallas 48 Hour Film Project
Returning in 2015
The 48 Hour Film Project will return to Dallas, probably in June. Filmmakers from all over the Dallas area will compete to see who can make the best short film in only 48 hours. The winning film will go up against films from around the world for the title "Best 48 Hour Film of 2015".
Sign up for the Dallas mailing list and we will inform you when more information is available.
Click here for the results of the Dallas 48HFP 2014.
Dallas 48HFP Links
- Sign up for the Dallas mailing list
- Find the Dallas 48HFP on Facebook
- Follow the Dallas 48HFP on twitter
- Join a Dallas team
- Email Danny Ohman & Gary Underwood, Dallas Producers
of the 48HFP - Look up films from Dallas using our
Film Catalogue - Put a 48HFP badge on your homepage or blog
- Other 48 Hour Film Projects in Dallas:
2014 • 2013 • 2012 • 2011
2010 • 2009 • 2008 • 2007


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Don Kanner (Lane Tech HS Physics) -- ¿¿Magic
Don suggested a variation of the Magic Square
problem, in which we put
numbers inside a triangular lattice, and seek solutions in which all
line entries and all angle bisector entries add to the same number,
such as the
/\For this triangular lattice, ten entries are required---one inside each triangle. In the following case, all numbers add to a total of 36:
/ \
/\ /\
/ \ / \
/\ /\ /\
/ \ / \ / \
/\Can one solve this problem with nine consecutive numbers; say, 1-9? You have definitely put down the gauntlet, Don!
/\ /\
/ 8\ 3/ 7\
/\ 19 /\ 17 /\
/10\ /15\ /11\
Roy Coleman (Morgan Park HS Physics) -- CPS
Restroom Policy Memo
Roy handed out copies of the following memo that was recently
passed out in
his school:
To: ALL CPS EMPLOYEES Date: 01 April 2002 Subject: RESTROOM TRIP POLICY
In the past, faculty and staff were permitted to make trips to the restroom under informal guidelines. Effective April 1, 2002, a new Restroom Trip Policy (RTP) will be established to provide a consistent method of accounting for each employee's restroom time and ensuring equal treatment of all CPS employees. This action is necessitated by a marked increase in restroom privilege abuse.
Under this policy, a Restroom Trip Bank (RTB) will be established for each employee. On the first day of the month, employees will be given a Restroom Trip Credit (RTC) of 20. Each time an employee uses the restroom, one trip credit will be deducted from his/her balance. Unused restroom trip credits (URTC) can be accumulated from month to month. However, this balance may not exceed 30.
Currently, the entrances to all restrooms are being equipped with Personnel Identification Stations and Computer-linked Voice Print Recognition. During the next two weeks, each employee must provide two voice prints (one normal, one under stress) to the main office. The Voice Print Recognition System (VPRS) will be operational, but not restrictive, for the month of April. Faculty and staff should acquaint themselves with the stations during that period. Effective May 1, 2002, all VPRS will be fully activated and those potential restroom users without voice prints on file will be restricted from restroom use.
If an employee's restroom trip bank (RTB) balance reaches zero, the doors to all restrooms will not unlock to that employee's voice until the first day of the next month.
In addition, all restroom stalls are being equipped with timed paper roll retractors. If the stall is occupied for more than three minutes, an alarm will sound. Thirty seconds after the alarm sounds, the toilet paper in the stall will retract, the toilet will flush, and the stall door will automatically spring open. Enjoy your April 1.
Roy also mentioned that the next AAPT meeting would be held at New Trier High School on Saturday, 13 April 2002. In addition to exciting Physics presentations, there will be some nice door prizes! Details on future meetings are given in the ISPP website, http://ispp.info.
Fred Schaal (Lane Tech HS Mathematics) -- Even Magic Squares
Fred showed the solution for the 4 ´
magic square, as given on the website
. | . | . | . |
. | . | . | . |
. | . | . | . |
. | . | . | . |
The idea is to put one of the numbers 1-16 into each of the 16 small squares, with no duplications, in such a way that the sums of rows, columns, and diagonal elements is the same --- 34, in this case. The construction proceeds in two steps. First, we count the squares across rows, starting across the top, and insert the number for all "diagonal" squares, as shown:
1 | 4 | ||
. | 6 | 7 | . |
. | 10 | 11 | . |
13 | . | . | 16 |
1 | 15 | 14 | 4 |
12 | 6 | 7 | 9 |
8 | 10 | 11 | 5 |
13 | 3 | 2 | 16 |
Congratulations; your magic square is completed! But, this provides us with no insight for solving Mr 6 ´ 6.This way of constructing a 4 ´ 4 magic square can be found in a book by Jerome S. Meyer, Fun With Mathematics (Cleveland: World Publishing Company, 1952). Comment by PJ: For information on 6 ´ 6 magic squares, see the website How to Create 6 ´ 6 Magic Squares: http://www.guru.gr.jp/~issei/msq/msq6.html. For the example given below, the numbers all add to a total of 111.
1 | 35 | 33 | 4 | 32 | 6 |
30 | 29 | 10 | 9 | 26 | 7 |
18 | 20 | 22 | 21 | 17 | 13 |
19 | 14 | 16 | 15 | 23 | 24 |
12 | 11 | 27 | 28 | 8 | 25 |
31 | 2 | 3 | 34 | 5 | 36 |
Earl Zwicker (IIT Physics) -- Getting a Full Night's Sleep
Earl passed out copies of a newspaper article describing a study
in February 2002 in the Archives of General Psychiatry showing
correlation between the amount of sleep per night versus
Specifically, sleeping more than 8 hours per night was shown to
correlate with
high mortality. Here is the abstract of that article, take from
Mortality Associated With Sleep Duration and Insomnia, Daniel F. Kripke, MD; Lawrence Garfinkel, MA; Deborah L.Wingard, PhD; Melville R. Klauber, PhD; Matthew R. Marler, PhD, Arch Gen Psychiatry. 2002;59:131-136We generally discussed whether the "Science Lite" presentation of this and other studies in the media are simplistic. This apparent correlation may be an effect, rather than a cause, of poor health, and it would be hard to separate the effects.Background Patients often complain about insufficient sleep or chronic insomnia in the belief that they need 8 hours of sleep. Treatment strategies may be guided by what sleep durations predict optimal survival and whether insomnia might signal mortality risks.
Methods In 1982, the Cancer Prevention Study II of the American Cancer Society asked participants about their sleep duration and frequency of insomnia. Cox proportional hazards survival models were computed to determine whether sleep duration or frequency of insomnia was associated with excess mortality up to 1988, controlling simultaneously for demographics, habits, health factors, and use of various medications.
Results Participants were more than 1.1 million men and women from 30 to 102 years of age. The best survival was found among those who slept 7 hours per night. Participants who reported sleeping 8 hours or more experienced significantly increased mortality hazard, as did those who slept 6 hours or less. The increased risk exceeded 15% for those reporting more than 8.5 hours sleep or less than 3.5 or 4.5 hours. In contrast, reports of "insomnia" were not associated with excess mortality hazard. As previously described, prescription sleeping pill use was associated with significantly increased mortality after control for reported sleep durations and insomnia.
Conclusions Patients can be reassured that short sleep and insomnia seem associated with little risk distinct from comorbidities. Slight risks associated with 8 or more hours of sleep and sleeping pill use need further study. Causality is unproven.
Earl also mentioned an opening for a High School physics teacher at West Chicago High School District #94. You may write to JoAnn Tunt, Science Department Chair, at 326 S Joliet Street, West Chicago IL 60185, call at (630) 876-6430, or email at firstname.lastname@example.com. There were reported to be several openings in the Barrington High School District, as well.
Bill Blunk (Joliet Central HS Physics) -- Comets, Stamps, and April
Bill first mentioned that the Comet Ikeya-Zhang (magnitude
3.5) is
visible in the Northwest sky after sunset. For additional
information check
the Sky
and Telescope website, and in particular http://www.skyandtelescope.com/news/3305696.html?page=1&c=y
Bill then made an admittedly anti-phenomenological presentation, passing around a set of stamps for marking papers, with the following inscriptions:
Method OK | Units? | Algebra Error | Show Basic Equation |
List Quantities | Sig. Fig. | Arithmetic | Show Substitution |
Show Work | Decimal | Math Error | Solve Basic Equation |
.. What?? .. |
Larry Alofs (Kenwood HS Physics) -- Vibrating Pipes
Larry showed us a cylindrical whistle with a sliding
plunger. He blew
on the whistle, and as he moved the plunger back and forth, we heard
the pitch
of its sound vary smoothly higher and lower, not unlike a siren. He
then pulled
the plunger all the way out, leaving its bottom end open, and we heard
the sound
reach its lowest pitch. Next, he covered the open end with his
finger, and
we heard the pitch go up by about one octave. After repeating
this a few
times so that we could be certain of what we observed, he excited the
harmonics by "over-blowing" (blowing very hard) on the open-ended
whistle, showing that the harmonics were about one and two octaves
higher than
the fundamental. By contrast, the first harmonic of the closed
end pipe
had three times the frequency of the fundamental, corresponding to and
and a fifth [i.e.3 » 2**(1
+ 7/12)];
for details see the 23 November 1999 SMILE lesson, ph112399.htm.
Larry "played" the open pipe, first tapping and bouncing one finger off the end, and then "closing" the end with each finger tap. We could certainly see and hear the difference in "open end" and "closed end" modes; the transient sounds were about an octave apart. Pretty! Larry next filibustered a bit on the conceptual errors caused by most textbooks, that display longitudinal sound waves in air as transverse waves. He showed the following alternative display (of his own invention) of the first few modes of a pipe with one end open:
Nodes: © Antinodes: <--->Using such pictures, you can clearly indicate the resonant sound as a longitudinal displacement wave. Larry indicated that he was showing nodes and antinodes of the displacement , and that for pressure or density (as measured with a transducer and shown on an oscilloscope), the nodes and antinodes would be reversed.
|© <-----> Fundamental
|© <---> © <---> First harmonic
|© <--> © <--> © <--> Second Harmonic
Ann Brandon (Joliet West HS Physics) -- Sinking of Straws
Ann passed out an instruction sheet for an experiment used by
Science teachers at her school, which containing the following
Length of straw below the surface (cm) |
Predicted Number of BBs | Actual Number of BBs | Observations |
4 cm | |||
5 cm | |||
6 cm | |||
7 cm |
Collect the data from each team and create a Class Data Table
Number of BB's Needed to Sink Straw to Indicated Depths | ||||
Team | 4 cm | 5 cm | 6 cm | 7 cm |
1 | ||||
2 | ||||
... | ||||
Avg |
Ann obtained BBs and straws from a wide selection available at WALMART. We found that 4 BBs were necessary to sink the straw to a depth of 4 cm, and that with 5 BBs the straw went down to a depth of 6 cm. Very interesting, Ann.
Monica Seelman (St James) Digital Numbers, Multiplication Facts,
Geometrical Figures
Monica was ill and unable to attend today, but will present the
lesson next
time, 23 April 2002.
Notes taken by Porter Johnson


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What can Google offer federal IT folks
Michael Bradshaw
Head of Federal Enterprise
October 21st, 2008
What in the world can Google offer the federal IT professional? Google may be the richest ten-year old in the world. Only around for a mere decade, Google is not only a verb, but a new player in the federal marketplace.


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Drag the home icon in this panel and drop it onto the "house icon" in the tool bar for the browser
Select "Yes" from the popup window and you're done!
At AMKUS our mandate is to give rescue people the tools to save human life. Only tools of the highest quality are good enough. At AMKUS we are always two steps ahead of all those who make rescue tools only as a sideline. One step is our design, the second is our quality.
Want product specs or purchasing information from AMKUS Rescue Systems?
Submit a request here.
First Name
Email Address
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Everyday, men and women in the Fire and EMS community encounter life and death situations. AMKUS would like to thank these brave people by honoring them with an AMKUS Star Award. The AMKUS Star exemplifies the bravery and courage of the men and women who skillfully use AMKUS Rescue Systems.
We suggest anyone who has saved lives while using AMKUS Rescue Tools fill out the nomination form for the Star Award.


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Pullover top, rompers and dresses have back button neckband and narrow hem. B,C: elasticized upper back and blouson, dropped waist. C,D: button trim. A, B and E: gathered, single layer flounce (wrong side shows) with tab. A, D and E: back neck slit. Leggings have elastic waist and no side seams.
Not Available for Sale
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by: Serene802
by: Jstarr4250
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Stockholm, Sweden (October 29, 2009) – Super Adventure Club is the musical pairing of industry vets Michael Winger and Jake Wood, born from the embers of a burning desire to rock with drums, bass and a couple of laptops. Winger has recorded and engineered for big names like Kronos Quartet and Feist. Wood is a freelance drummer and teacher. The duo uses Reason via ReWire to achieve a wide palette of tones and flexible routing options for their composition, and Winger, in his producing role, has used Reason since version 2.
As a "software-only operation" since its inception, Super Adventure Club has always believed in the power of Reason. "As a group, we started using Reason from day one of rehearsals, for all the tones it offered and because it's incredibly stable and processor efficient," explained Wood. "It seemed like when we first started two years ago, the technology of soft synths and computers had finally reached a level of stability that was comparable to hardware synths. The big push for software was because it offered so much more in terms of sounds and flexibility."
Wood says it's the sounds banks in Reason that beckoned for their attention. "Neither of us have much patience for programming synths—there's always the occasional tweak in a filter parameter—but that's okay because most Reason tones are ready for star time, right out of the box. Most of the time we just go through instrument patches when we're writing and when we hear an inspiring tone, we write a song around it. Finding that special tone that ignites inspiration is a priceless commodity, and we've got 'favorites' lists teeming with them."
The group also makes use of Reason for live performances as well as in the studio. Both use PreSonus Firebox interfaces and M-Audio Axiom 25 controllers. Wood also has a two-tiered miniature MIDI controller set up with an M-Audio Oxygen 8 25-key controller directly below the Axiom to allow tonal changes without patch changing mid-song, which allows him to handle the lead synth and drum set simultaneously for an entire show.
"Reason is a huge part of our live setup," said Wood. "ReWire integrates really easily into our production flow, we can trigger multiple Reason instruments, which eliminates the need for program changes while performing. Since we each play two instruments simultaneously, anything that makes changing sounds easy is a huge help. The flexibility of ReWire opened up a whole new world of sounds that were previously unfulfilled pipe dreams. Reason is such a simple and well-configured program that it's easy to route it into our setups without taking extra time to figure it out."
Reason tones can be heard all over the Super Adventure Club album, "Üntz." "The Thor patch 'Vox Pamelia' is on the bridge of 'Love Isn't Love Without Adventure'," said Wood. "That was the first time we really messed around with Thor and we were blown away by how full it sounded, straight off the presets. We didn't have to do a lot to it in the mix."
"In my own work as a producer," added Winger, "I used a lot of the sounds on Beth Waters' self-titled debut album. ReDrum is my go-to drum machine for making click tracks. I also just finished producing a record with Francesca Lee where I used ReDrum and Thor a good bit. Jake and I both played on that record as the rhythm section, too."
Overall, the biggest bonus the duo has found with Reason is the stability it provides. "We had lots of crashes with our production software prior to integrating Reason into the setup," recalled Wood. "'Reason's 'Mack Truck' stability makes it so much more efficient and stable than just about any soft synth out there. It's dependability means less perspiration on stage. Also, the automatic routing when you run out of mixer channels or add an effect is pretty excellent. Anything that keeps creativity happening and allows us to think about music instead of computers is a good thing."
So what's in their Reason Rack?
"Thor, for some super cool Theremin sounds that show up on "Love Isn't Love Without Adventure," and a fat bass and lead synth parts. Malström for nasty solo distortion ugliness… love it! NN-XT used for strings and pads. Subtractor for our song "Slay the Dragon" which requires some 8-bit synth cheesiness ala an old Nintendo."
For more on Super Adventure Club, go to: www.myspace.com/superadventureclubmusic
Formed in 1994, Propellerhead Software is a privately owned company based in Stockholm, Sweden. Renowned for its musician-centric approach, Propellerhead has created some of the world's most innovative music software applications, interfaces and technology standards. Musicians, producers and the media have praised Figure, Reason, ReCycle and ReBirth applications for being inspiring, great sounding and of impeccable quality. Technologies such as ReWire and the REX file format are de-facto industry standards, implemented in all major music software. Today, Propellerhead's products are used all over the world by hundreds of thousands of professionals and enthusiasts for all kinds of music making. http://www.propellerheads.se
For further information, please contact our press representative:
Thomas Wendt
+ 49 40 890 62 714 (office)
+ 49 160 967 62 102 (cell)
For online press releases, high-resolution images and other media resources, please go to www.propellerheads.se/press
To save the material to your computer, right-click and select "Save as…"
Propellerhead Updates Take to Version 2.0
Propellerhead Announces Reason 8.2 Update
Make Music Together Using New Service from Propellerhead
Propellerhead Releases Reason 8 Music Production Software
Propellerhead Releases Instrument Development Toolkit for Rack Extensions


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"Z Warrior Chronicles" is an independent project being worked on by Xatoku based off of the popular Dragonball Z franchise by Akira Toriyama. This project has been going since early April 2011, and has gone through many revisions along the way, but the story elements are now being worked on and progress is booming. The aim of this project is to emulate the Dragonball Z world in an Action/RPG type scenario,and tell the story of the Z Fighters as best it can. The gameplay is best described as a combination of Legacy of Goku 2 & Dragonball Z Sagas on the GBA & PS2 respectively, along with a ton of Anime inspired gameplay elements as well. Production is naturally at a slow but steady pace due to the development team being only me, but I've invested all of my free time into this project and have no intention on stopping any time soon.
No user reviews have been posted matching the criteria provided. Check back later, perhaps someone will share their thoughts.
Speak your mind and have a rant. It will feel right! Or read other peoples reviews.


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Bellezza Womens Health- The Care You Deserve
Our staff is committed to caring for patients with the same Quality, Affordability, and Compassion that we would want for ourselves, our mothers, our daughters and our sisters. Our board certified nurse practitioner, Edie Morgan, has over 20 years experience caring for women at all stages of life. We provide a full range of women's health care services, including: annual exams, screenings, menstruation management, birth control, infertility treatment, prenatal care, hormone replacement therapy, and menopause management without hormones. But most importantly, we take the time to listen and explore your health questions with you. That is the kind of care you deserve!
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One in four women experiences abnormally long, frequent or heavy menstrual cycles, called abnormal uterine bleeding (AUB) or menorrhagia. There is a solution! No hormones, no surgery. Just freedom from heavy periods. Now available at Bellezza Womens, the "HerOption"™ cryoablation procedure offers a safe, effective and comfortable treatment for excessive menstrual bleeding.
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Too often, wishful parents become discouraged when nature doesn't seem to be working. There is hope! After a careful review of your history, examination and testing of both you and your partner, we can help you pursue therapies to achieve a successful and safe pregnancy, Thoughtful counseling will help you insure that you are giving nature every opportunity, and when necessary, therapies available include hormone treatments and intrauterine insemination. Don't give up on your dreams!


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SPD officers noticed a vehicle with a stolen plate in the area of the Loop 101 and Scottsdale Road.
A traffic stop was conducted nearby where the two suspects were taken into custody without incident. Identities of multiple individuals and property not belonging to the suspects were also found in the vehicle.
Both suspects were booked on counts of Fraud and related charges.


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Reliance Simply Unlimited talktime Offer on CDMA
Reliance Communications, India's second-largest Telecom operator, today said that it will offer unlimited talktime to its subscribers for minimal one-time monthly charges under "Simply Unlimited CDMA Offer". Heating up the competition to extreme, Reliance Communications announced unlimited local calls at a monthly fixed charge of Rs 299, and unlimited STD calls at a fixed charge of Rs 599. This offer comes straight away in competition to Uninor's Dynamic pricing and unlimited calling plan. Seems like Future of telecom in india is Unlimited monthly plans on a fixed charge.
With the launch of this new plans company expects 25-30 per cent jump in its subscriber base on monthly basis in Punjab, Haryana and Himachal Pradesh
Simply Unlimited CDMA Local Pack: would allow Reliance customers to make unlimited local calls to any other Reliance subscriber at a monthly recharge value of Rs 299. For local calls to other networks such as Airtel and Vodafone, As a Fair usage policy offnet calls i.e. Free calls to any other operator are limited to 30 minutes per day means 900 minutes per month. All other STD calls would be charged at 50 paisa per minute.
Simply Unlimited CDMA National Pack: on the other hand, would allow Reliance customers to make unlimited calls across the country for a monthly recharge value of Rs 599. This pack offers unlimited free calls to any Reliance phone in India (GSM, CDMA or Fixed Line), whether local or national. ( offnet calls are limited to 30 minutes per day )
Reliance Communications Wireless Business CEO Syed Safawi said, "With the launch of our new plan today, we aim to address the needs of a large group, who do not wish to be bogged down by concerns related to balance and recharges."
Currently only existing as well as new CDMA users can avail Reliance Simply Unlimited CDMA Offer and this offer is soon expected to be launched in Reliance GSM also. This offer can be activated either by E-charge or through sms: For local STV sms 'LOCAL' to 51111 and for National STV – SMS 'NATIONAL' to 51111
Local On net calling Free Free
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STD On net calling 50p/min Free
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Validity (Days) 30
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Women Are All EXACTLY Alike All Around The World. Proof That Humanity Is One. | |
eve incognito User ID: 27803051 Bosnia and Herzegovina 11/17/2012 11:06 PM Report Abusive Post Report Copyright Violation | i think women are opressed coz eve played with lucifer's love snake, but some people have pointed out i think too highly of myself. god hates women i guess, more than men, except lucifer, and he hates people of color more than whites. he also knows that men are more easily controlled. men will lose their head over something as trivial as casual sex, or they will do exactly what their enemy wants them to do out of pride and to prove to other man they are not whipped. women don't act this way. at least i don't. god has men right where he wants them, sadly, coz i expected so much more. |
Anonymous Coward User ID: 21943549 United States 11/17/2012 11:32 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 27237669 United States 11/18/2012 12:33 AM Report Abusive Post Report Copyright Violation | |


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SUNDAY, JUNE 24, 2012COMICS CONTINUUM NEWS -- BRIEFLY ITEMS* Cowboys & Aliens will premiere on Cinemax on Friday, August 17 at 8 p.m.
Other air dates and times include Sunday, August 19 at 3:30 a.m., 11:30 a.m. and 8:45 p.m.; Tuesday, August 21 at 10 a.m. and 7:45 p.m.; Saturday, August 25 at 4:30 p.m.; and Wednesday, August 29 at 10:15 a.m. and 10 p.m.
* The Avengers should cross the $600 million mark at the domestic box office this week after placing seventh over the weekend.
The Avengers pulled in $7.0 million to push its domestic total to $598.3 million.
Brave topped the weekend box office with $66.7 million. Men in Black 3 placed eighth with $5.6 million, pushing its total to $163.3 million.
* Activision has released a behind-the-scenes video game for The Amazing Spider-Man video game, featuring Bruce Campbell.
To watch the video, CLICK HERE.
E-mail the Continuum at email@example.com
Copyright © 2012, The Comics Continuum |


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Since I completely dropped the ball on getting that post out the day after the uBot one, I figure I'll do it now. Boom shakalaka.
May 24, 2010
10 Comments
Here's something that most people dream about doing, but most will never get there – and here's part of the way that I -would- do it (yes, would – not am, because I don't...
Feb 02, 2010
9 Comments
I've gotten a lot of questions and people asking about the best way to use uBot, whether it's worth purchasing, etc. I have a general rule – if I'm asked the same question or t...
Nov 25, 2009
11 Comments
After The Automation Mindset I received a very good positive response. A few people with the usual "great post man" but a few actually took it to heart. I know one individual specifically ...
Sep 18, 2009
23 Comments
One of the aspects of BHSEO with Affiliate Marketing in mind is data integration. This could be from RSS feeds to straight XML files, even just research on one product and finding offshoots yourself. ...
Mar 02, 2009
14 Comments
Automated Link Building is obviously one of the key tools of a BlackHat SEO. Most people don't define the different types, but I figure I could do a little cheat sheet on the types and then go i...
Feb 21, 2009
25 Comments
I know one thing that I deal with all the time is duplicate content penalties. If you do even basic forms of blackhat you're heard of automation of blogs, scraping content, RSS feed's and ...
Jan 20, 2009
14 Comments
First off, I apologize for not posting recently. That's 100% my bad. So here's a few updates and onto today's tips and concepts.
Here's the update for my EPN experiment. First ...
Nov 26, 2008
9 Comments
Looks like the EPN is in full swing. Maybe it's the liquor I just chugged, or my stats page really does look good ..
Here's the stats, enjoy.
Total Posts: 133621
Total Posts: 173975
Total ...
Nov 08, 2008
8 Comments
I just want to clear something up that most people are not understanding. BlackHat SEO is not taking shortcuts. Most of the people that talk about BlackHat SEO in such connotation usually have never d...
Oct 23, 2008
4 Comments
180428 views
139156 views
39284 views
22875 views
19194 views


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This is an archive page. The links are no longer being updated.
News Release
Release No. 0618.10
USDA Forest Service (202) 205-1134
Printable version
Email this page
Forest Legacy Program Reaches 2 Million Acre Milestone in Protecting Threatened Private Forests
USDA Forest Service, partnerships conserve private working forests from Hawaii to New Hampshire yielding multiple benefits
WASHINGTON, Nov. 23, 2010 – The USDA Forest Service recently reached a milestone of protecting more than 2 million acres of private forests threatened by development. The Forest Service's Northeastern Area helped the agency reach the milestone when the state of Ohio purchased a 15,494-acre property as the new Vinton Furnace State Experimental Forest approximately 90 miles south of Columbus.
"With more than half of the country's forests in private ownership, it is vital that we work with landowners to conserve our forests for the benefit of the environment and rural jobs," said Agriculture Secretary Tom Vilsack. "Through the success of the Forest Legacy Program, the Forest Service has demonstrated that through partnerships with states, conservation groups, landowners and forest industry, we can protect our forests for future generations."
The milestone was achieved through public-private partnership using federal and leveraged funds of approximately $1.1 billion through the Forest Legacy program. The Legacy program has leveraged the federal investment of more than 50 percent of project costs. To date, more than $630 million has been contributed to these efforts through non-federal matching funds.
The Forest Legacy program works with private landowners, states and conservation groups to promote sustainable, working forests. In fiscal year 2010, the program was funded at more than $79 million to assist landowners across the country to conserve and manage their land while protecting environmentally important landscapes.
Roughly 57 percent of the nation's forests are privately owned yet the country has lost 15 million acres of private working forests in the last 10 years with an additional 22 million acres projected to be at risk in the next decade.
"The Forest Legacy program has protected millions of acres of privately owned forests that could have easily been turned into strip malls and housing developments," said Tom Tidwell, Chief of the U.S. Forest Service. "This program operates on a 'willing buyer, willing seller' principle for private landowners to promote environmental, social and economic benefits for all."
Work with hundreds of landowners during the past 20 years has created many forest legacy success stories, some of which include:
- The Moose Mountain Reservation in New Hampshire, whose wood, water, wildlife, scenic and recreational values will be sustained and managed over the long term thanks to the Forest Legacy Program, the New Hampshire Department of Resources and Economic Development, the Society for the Protection of New Hampshire Forests and many others. Moose Mountain has been protected since 2006.
- The Blonquist family, third generation ranchers, entered into a conservation easement with the Forest Legacy Program that both protects their ranch and allows them to be part of a bigger conservation effort east of Park City. Six Feathers Ranch has been protected since 2005.
- Wao Kele O'Puna is a 26,000 acre tract that is the last largest remaining expanse of low-land lava rainforest on the Big Island of Hawaii. This property was for many years the focus of struggle for native Hawaiians who sought to protect Wao Kele O'Puna from development so that they might retain access to the site to collect plants for native rituals and to visit burial sites. Wao Kele O'Puna was protected in 2007 and is now managed by the Office of Hawaiian Affairs.
The mission of the USDA Forest Service is to sustain the health, diversity, and productivity of the Nation's forests and grasslands to meet the needs of present and future generations. The Agency manages 193 million acres of public land, provides assistance to State and private landowners, and maintains the largest forestry research organization in the world.
USDA is an equal opportunity provider, employer and lender. To file a complaint of discrimination, write: USDA, Director, Office of Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or call (800) 795-3272 (voice), or (202) 720-6382 (TDD).


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Baleanu, V and Irimie, S and Ionica, Andreea (2006): About the Romanian Tourism Potential: The Natural Strengths of the Main Tourist Destinations. Published in: Annals of the University of Petrosani, Economics , Vol. 6, (2006): pp. 7-20.
MPRA_paper_9587.pdf Download (238kB) | Preview |
The tourism industry plays a more and more important role in the world economy, and is generally acknowledged to represent a significant source of economic growth for the European Union (EU), as well as for our country. In order to highlight the Romanian tourism potential and the necessity to turn this potential into actual sources of income for the national economy this paper presents a few aspects of the evolution's tourism in Europe and Romania, also some particularities of the main Romanian tourist destinations. The paper aims to reveal those "natural strengths" that provide the basis for both diversification and differentiation the Romanian tourism offer so as to satisfy the various requirements of the tourists and to compete successfully in the different segments of the international tourism market.
Item Type: | MPRA Paper |
Original Title: | About the Romanian Tourism Potential: The Natural Strengths of the Main Tourist Destinations |
Language: | English |
Subjects: | L - Industrial Organization > L8 - Industry Studies: Services > L89 - Other |
Item ID: | 9587 |
Depositing User: | AC IONICA |
Date Deposited: | 16. Jul 2008 00:33 |
Last Modified: | 09. Mar 2015 17:42 |
References: | Irimie, S., Ionica, A., and Baleanu, V. (2001). Management in Tourism and Service. Petrosani: Focus Press. Saarinen, J.(2004) 'Destinations in change'. The transformation process of tourist destinations. Tourist Studies, 4 (2): 161-179 Eurostat, (2005). Employment in Hotels and Restaurants in the enlarged EU still growing, Statistics in focus, Series Industry, Trade and Services Population and Social Conditions, no. 31 Ministry of Transport, Constructions and Tourism, National Authority for Tourism of Romania. (2004) Ecotourism Strategy of Romania: http://www.mturism.ro/strategie_dgd.php http://www.mturism.ro/fileadmin/mturism/statistici/sosiri_straini.xls http://www.mturism.ro/fileadmin/mturism/statistici/Copy_of_Plecari_staini.xls http://www.mturism.ro/fileadmin/mturism/statistici/Copy_of_Ierarhizare.xls [Accessed the 12th of February 2006, 22:55] National Institute of Statistics. (2005). Romanian Tourism in Figures. Bucharest: NIS. National Institute of Statistics (NIS), Romanian Statistical Yearbooks, Edition: 1990-2004. xxx (2005). National Institute for Research & Development in Tourism (NIRDT), Study regarding the development strategy of the Romanian tourism after Romania's accession of European Union (Stage I, Stage II): http//www.mturism.ro/studii_nationale.php xxx (2002). The European Institute of Romania, Pre - Accession Impact Studies. http://www.ier.ro/EN/index_en.html |
URI: | http://mpra.ub.uni-muenchen.de/id/eprint/9587 |


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Get the Best Priced Land Rover Discovery Throttle Position Sensor
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Land Rover Discovery Replacement Throttle Position Sensor Information
Packing a powerful engine plus a remarkably tough drive shaft, a Land Rover stands alone. Rugged Land Rover SUVs are respected for including reliable performance on highways and mountain roads alike. The Land Rover Discovery is rugged enough to take on any terrain, but has to have the best quality OEM and aftermarket parts so it can go to where you're headed. If an issue develops or a component needs to be replaced, don't wimp out with the wrong part. Your Land Rover Discovery is worth genuine OEM and aftermarket car parts to come through with its best performance. Rugged and durable off-roaders such as the mountain-climbing Land Rover Discovery were made to cope with rough terrain on and offroad but they really have to have effective maintenance and high-quality parts to continue conquering the world's rough terrain features. Your Land Rover was made with care and expertise; it should get new replacement parts of the same high level of reliability. Car or truck enthusiasts who thrill over optimized vehicles understand that absolutely nothing is more vital than putting in the best aftermarket parts for your vehicle. If you picked a high-performance car or truck for its superb engine power and performance, insure that investment by installing the best replacement parts and accessories. Signs of a failing Land Rover Discovery Throttle Position Sensor may include rough driving, a change in engine speed while idling, stalling and hesitation and alterations to engine speed while in use. The Land Rover Discovery Throttle Position Sensor gathers statistics about the movement of the flat valve in the throttle inside a car's engine and sends it to the electric control unit. A Land Rover Discovery Throttle Position Sensor is an important part that reads information about the tilt of the throttle valve into electric signals so it can be read by the ECU. When you have any questions about our parts, our customer service team members are available to you via e-mail or telephone. Every Land Rover certainly makes a statement ... make it an unforgettable one with our many choices of outstanding accessories. Should you have any questions about our parts or accessories, our customer service specialists can be reached during business hours - with the usual world-class customer service!
They are available for the following Land Rover Discovery years: 2004, 2003, 2002, 2001, 2000, 1999, 1998, 1997, 1996, 1994, 04, 03, 02, 01, 00, 99, 98, 97, 96, 94. This part is also sometimes called Land Rover Discovery Engine TPS. We stock throttle position sensor parts for most Land Rover models including Range Rover, Freelander, Defender 90 and Defender 110.
We stock these Throttle Position Sensor brands for the Land Rover Discovery: Genuine, Standard Motor Products and Bosch.
03 2003 Land Rover Discovery Fuel Injectors Bosch
97 1997 Land Rover Discovery Fuel Pressure Regulator Genuine
03 2003 Land Rover Discovery Idle Control Valve Bosch
01 2001 Land Rover Discovery MAP Sensor Febi
00 2000 Land Rover Discovery Oxygen Sensor Front Bosch
03 2003 Land Rover Discovery Throttle Body APA/URO Parts Defroster Kit
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