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MARYLAND -- UPDATED MARCH 28, 2008 (see new section below)
Total Protect is an absolute rip off. I will be reporting them to the BBB and to County, State and Federal officials as well as asking my Maryland Congressional offices to look in to what is clearly a "Total" unmitigated consumer fraud. I will be happy to join a class action lawsuit against them at any time. By the way, when they answer the phone they do not say Total Protect, they say HMS Real Estate Support Solutions so I assume HMS is hiding behind the name Total Protect to shield it from these numerous abysmal consumer complaints. The HMS website says it sells new home warranties through real estate offices but I could find no mention of Total Protect Home Warranties whatever on their website and the Total Protect website does not mention HMS at all. I will ask regulators to look into that as well.
My heat pump broke down in June 2007, during an extreme heat spell, and Total Protect could not have cared less. After 11 telephone calls over six months with not a single one returned, and after being outright lied to by several of their always-different yet always-incompetent representatives, I still have not been offered anything even resembling a fair settlement. I just spoke to the "floor supervisor" who with the most obnoxious passive/aggressive "I am sorry you are not satisfied" routine, refused to let me speak to the head of the customer complaint unit. He ignored every request I made for reasonable followup on my previous 10 phone calls, gleefully repeating his mantra that they had made their offer (in other words take it or leave it, we refuse to negotiate at all), and then instead of attempting to help in any way insisted on giving me the address for the "disputes department" where I have to send in a lengthy written request. I can just imagine how much "Total" attention that will get! I asked for a telephone number for the disputes department and was told I could not have it.
My sad story follows: after sending several totally incompetent people out to look at my 15 year old heat pump (one of Total Protect's "expert technicians" stole the company truck and disappeared -- I couldn't make this up if I wanted too), and after several ridiculous arguments about whether the unit was repairable, Total Protect agreed to replace the unit, but only with a lower than builder grade model of their choice costing $2,100 (and labor was $700 of that price) when the exactly comparable Trane heat pump model cost $7,440. Total Protect then helpfully pointed out that I would be responsible for a number of "additional fees" that would be charged by their "expert" installer, such as extensive rewiring that allegedly would be required. When I on my own had a reputable local dealer (with high grades from Consumer CheckBook), put in a Trane heat pump (since my other unit was a Trane model), I was informed that no rewiring was required. It appears that Total Protect was simply trying to get as much of their $2,100 back as possible. Even after the installation was completed and when the company that did my installation had no need to comment at all they noted that Total Protect's replacement "offer" was totally ridiculous and in no way a good faith attempt to do a comparable replacement.
Don't ever have anything to do with Total Protect. It warrants nothing but what it wishes to warrant, and It protects nothing but its own pocketbook, and its service is the absolute worst I have ever run into anywhere. I will check with the Maryland Attorney General's Office to determine whether it is possible to bring criminal fraud charges against Total Protect.
March 28, 2008 UPDATE UPDATE UPDATE UPDATE
I filed a complaint with the Better Business Bureau (BBB) of Metro Washington D.C. The BBB wrote a letter to Total Protect dated January 29, 2008 on my behalf. In a letter dated February 19, 2008 BBB noted that they had contacted the firm and asked whether I was satisfied with Total Protect's response (as I noted in my earlier posting, Total Protect appears to be hiding behind a number of other entities as HMS of the Mid Atlantic States is the company that is rated by BBB in the Washington, D.C. area. Additionally, the claims correspondent who replied to the BBB noted that "HomeSure Services, Inc. has completed its investigation.") So what is the real company,Total Protect, HMS of the Mid-Atlantic States or HomeSure Services?
In any event, I could not believe Total Protect's response. Relevant portions follow:
"The Company approved the replacement of Mr. ___ evaporator coil and air handler. The options offered were a 3.5 ton 13 SEER air handler Payne model PF1MNC04000, a 20kw heater model KFCEH3201F20 and the evaporator coil model B5248HX4QA.
"It was also explained to Mr. ___ that there were non-covered charges of $812.00 that were associated with the replacement of his evaporator coil and air handler. These charges were to be paid directly to the service provider. . . These charges include: duct modification, disposal of the old air handler, air handler electrical upgrades and electrical upgrades which are not eligible for coverage under the Home Service Agreement.
"A second option offered was a claims credit of up to $2,107.65, towards the replacement of a new air handler and evaporator coil. This amount represents the cost the Company would incur had they effected the replacement of the air handler and evaporator coil.
"Regarding Mr. ___ statement that the Company did not offer him a comparable unit, please be advised that this statement is unwarranted, per the terms and conditions of the Homer Service Agreement, the replacement item offered will be a base model that meets all applicable federally mandated minimal manufacturers' standards, performs the same primary function, and has a capacity comparable with the covered item, when available with domestically assembled units. . .
"Mr ___ also requested reimbursement of $7,440.00 for the replacement of his heat pump system; the Company respectfully denies his request. The Company has agreed to reimburse Mr. ___ a claims credit of up to $2,107.65, this amount represents the cost the Company would have incurred had they effected the replacement of the air handler and evaporator coil.
"Also, should Mr. ___ require assistance or wish to speak with a Total Protect customer service representative, he can contact our Customer Service Department at 1-800-474-4047. . ." Signed Corinne Georges, Claim Correspondent.
In other words folks, Total Protect will not provide a nickel more than it offered from the outset, $2,107.65 which apparently covers a below-builder grade model that my own heating/AC company said no reputable company would recommend. And, of course, if you subtract the $812.00 in totally bogus charges, Total Protect would have been out $1,295.65 for an entire heat pump system, including installation costs. Does that sound like a fair deal to you? Does that match Total Protect's rhetoric (still on its website) that "Total Protect Home Warranty protects you and your family from costly repairs and replacement of your vital home systems and appliances." Adding insult to injury they also advertise a "$15,000 total annual aggregate cap on claims." And a "Special Limited Time Offer: Increase my annual aggregate claims cap from $15,000 to $50,000 worth of repairs and replacements for all of your covered appliances and systems for just $2.00 more." Those claims alone should justify a class action suit for consumer fraud.
Of course, I replied on March 13, 2008, in a five-page single-space letter and told BBB that the Total Protect response was totally unsatisfactory and that "Total Protect simply took the same arrogant, condescending and unjustified position it has taken for the beginning -- accept our one and only offer because that is all you are going to get from us."
I ended the letter to BBB with, "If you are indeed in the business of warning consumers about companies that do not stand by their commitments, that defraud and deceive, that do everything in their power to mislead and lie to cover up their own incompetence and fraudulent activities, then I suggest you have found a prime candidate to add to your list. And, yes I would ask that you go back once more and see if you can move them off their intractable position, but I have to say after all this I don't think even the Better Business Bureau will be able to do that."
It appears as if I was absolutely correct. Last Thursday, March 27, 2008, my wife received a call from Total Protect saying they were desperately attempting to get in touch with me and they left a number and contact to telephone. When I called that number a very pleasant lady said she was responding to the BBB complaint and she wanted to know if I would be willing to accept the $2,107.65 offer. I asked if she were joking. I asked why I would now accept an offer that I found inadequate, fraudulent and totally unfair. She asked if I could hold for a supervisor. I said yes. After waiting for about 15 minutes, she came back on the line and said she was sorry but the supervisor unexpectedly had been called to a meeting on here way to speak to me. I asked what I was supposed to do. She said the supervisor suggested that I call customer service. I said do you mean you are suggesting I contact the same customer service department that I have spoken to over a dozen times, where I never had the same representative twice, where I had to explain the situation from the beginning each and every time, where their incompetence was only exceeded by their arrogance, and where never once, not once, did they have the courtesy to return one of my calls -- and she responded yes.
I asked if this was just a call to check the box so they could say to the BBB that they had honestly and in good faith attempted to resolve the dispute. She did not respond. I told her I now intended to escalate the issue by bringing in local State and Federal insurance regulators and consumer fraud authorities. I also told her it was my fondest wish to join a class action lawsuit that might close this company down. When it was clear that she couldn't have cared less, I said goodbye.
I can't wait to hear back from the BBB so I can report to them in detail Total Protect's good faith effort to resolve the dispute. By the way, the BBB rates HMS of the Mid-Atlantic States in the following fashion, "Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered complaint(s). They also report 105 complaints against this company over the last 36 months and 31 complaints processed over the last 12 months. There also apparently is a BBB listing in Florida under the HomeSure name.
Finally, BBB says this business operates under the following names: Cross Country Home Services; Haa of Virginia; HMS Home Warranty; HMS of the Mid-Atlantic States; Home Warranty Service; HomeSure of America, Inc., HomeSure of Virginia, Inc. and HomeSure Services, Inc. The address is HMS National, 1625 NW 136th Ave. Bldg. E-200, Fort Lauderdale, Broward County, FL 33323
I will update this posting as I do not intend to let this company get away with this.
FORT LAUDERDALE AND OTHER STATES, FLORIDA -- To: Wachovia Bank/Wells Fargo
To: TotalProtect Home Warranty and your Various Other Business Names
To: Florida Office of Insurance Regulations
To: Channel 7 – Help Me Howard – Consumer Division
To: Better Business Bureau
To: Florida Division of Consumer Services
To: My3Cents.com
I let a joint marketing effort by Wachovia/Wells Fargo (my current bank) and TotalProtect Home Warranty (this company is known under many other names – on my checking account statement it is listed as Cross County Home Total Protection) get the best of me; I did not do required due diligence by going online and searching for information. If I had done the proper research I would have never done business with this TotalProtect; which engages in deceptive practices (LOOK AT THE MANY ONLINE NEGATIVE ARTICLES COMPLAINTS AND A RATING FROM 365 CONSUMERS OF 1.5 OUT OF 5 STARS).
I'm an 84 year old senior citizen who lives with his 86 year old wife; we are both on a fixed income and can't afford to be ripped off like this. Shame on you Wachovia/Wells Fargo for partnering with this horrible company and betraying my trust. I'm now considering closing my Wachovia checking, money market, way2save, and Wells Fargo financial services trade account. This is what happened:
In Late November of 2010 I received a joint mailer between Wachovia Bank/Wells Fargo and Total Protect Home Warranty advertising two plans for a home warranty with the ease of being endorsed by Wachovia and the money being taken directly from my checking account. Read through the information I was sent and decided based on the marketing material and a one month free offer that it sounded like something worth trying and had nothing to lose. I mailed in the acceptance form and chose the higher pay option; $49.95 a month with a $75.00 dollar deductible on repairs/replacement. Approximately one month later (late December) I received the warranty booklet and plan information advising me that the coverage would start on January 11, 2011.
Part of the plan I signed up for offered a quarterly (4 times a year) preventative maintenance. This was without cost to me and was offered quarterly; I could choose from a list of covered appliances or systems. I called the 800 phone number listed on may warranty booklet on January 28, 2011 to arrange for a maintenance inspection on my air conditioning unit. During the last few weeks I noticed that my home was not cooling as quickly as it did before.
During the phone call to TotalProtect a service claim was opened for me and I was given the name of a local Miami, Florida company called Penguin Air that I could call to arrange for the service and was given a reference number. I called Penguin Air and they arranged to have someone come to my home on Monday, January 31. I was explained that if the service person finds something wrong with the unit he will call TotalProtect and a new claim number will be opened for a repair/replacement claim.
When the service person from Penguin Air arrived and inspected the unit, he advised me that it's low on Freon and he also detected a leak. He told me that it would not make sense to do maintanance work on it since it requires replacement parts for the leak. He said that a call will be made to TotalProtect; to which he did, and was advised to collect a $75.00 dollar deductible towards the new replacement part claim and a new service/replacement claim number was given to him. I paid the $75.00 cash to the service person; since up to that point it seemed to be in sync with the plan information I was sent.
On Tuesday, February 1, 2011, I was left a message to contact TotalProtect via the 800 number and reference my repair/service claim number. I called and spoke to Margaret who kept putting me on hold telling me she had to refer to the "notes" on my file. After the third or fourth time, she came back and told me that my claim was declined because they deemed it a pre-existing condition.
At this point I quickly realized that what I had been sold was deceptive and worthless since anytime I make a claim they can always use the pre-existing condition clause and nothing will be covered. So I asked Margaret about the $75.00 dollar deductible I was now charged for a repair claim they have now rejected. She told me that it was not refundable to me. Imagine my surprise, I'm now out $125.00 between the $49.95 monthly fee and $ 75.00 deductible and NOT one stitch of work had been done. She proceeded to tell me that if the service person had not detected any problems with my unit and had done maintenance work then I would not have been charged the $75.00 deductible. So, in essence; work done = no fee, no work done = $75.00 deductible. I told her that a deductible is an amount paid by a policy owner on a covered claim that is in excess of total repair amount. Margaret and I went round and round; she was robotic and seemed to have rehearsed the terms and conditions many times before.
I asked to speak to a Supervisor. She recluctanctly obliged and I was connected with a Ms. Shulman (unsure of the spelling). She proceeds to tell me the same thing Margaret told me. I told her that this was deceptive and did not make any sense to me and I obviously signed up for a plan full of loopholes to the detriment of the consumer. I'm skeptical of any insurance/warranty plans but was misled to believe that this was legitimate since it was cobranded with Wachovia/Wells Fargo Bank.
I asked Ms. Shulman to cancel my policy and as per the free trial offer, refund the January charge I was assessed. She told me that she needed to transfer me to Member Services. She transferred me to Dolly. I asked Dolly to cancel my plan and she wanted to know why. After explaining to her how I felt this was a deceptive plan and how I now have to pay for a deductible when absolutely no work was done, she told me that she can cancel me but I will not be receiving a refund. I told her that I signed up as a trial offer and should not have been charged. She proceeded to tell me that my trial offer started on December 11 (that's when they received my enrollment request). I advised her that after sending in the enrollment form in late November I never received any correspondence from TotalProtect until I received my warranty booklet in late December advising me that my coverage would begin on January 11, 2011. How in the world would I have known I was covered If I never received anything in the mail until late December advising me that my coverage would begin on January 11, 2011. This is plain deceptive and an outright fraud!
Complaint Summary:
I was placed on a free month trial without ever receiving any information, policy, contract, or contact information. When I finally received my information and called for service I was on my paying month, so now after cancelling I will not receive my monthly premium refunded.
I was charged a $75.00 deductible based on repair/replacement work needed on my unit. This deductible was collected at the same time the preventative mantainance was supposed to be done. I was then contacted and told my claim was denied and I lose the deductible.
I'm out $125.00 without any work being done; this is a fraud and is full of deceptive practices, steps, loopholes. Their intent is to get you passed a trial period you don't even know you are under and then charge you the first month, they then offer quarterly maintenance without a fee. When a repair/replacement issue is at hand they then claim it is a preexisting condition and deny the claim.
Shame on you Wachovia/Wells Fargo for partnering with this shady company. TotalProtect is a fraud and has stolen my money!
HOUSTON, TEXAS -- I've had Total Protect since 2007 and during this time, I have only used this service less than 10 times since I joined. Within the last 2 summers I have encountered major air conditioning problems each time Total has rejected payment for any replacement parts, saying it was as a result of owners lack of maintenance, referring me to the home service agreement which states "we agree to pay the covered costs to repair or replace the items listed as covered on your agreement coverage summary if any such items become inoperable during the term of this agreement due to mechanical failure caused by routine wear and tear, subject to the terms and conditions of this agreement. They send independent contractors who only want to sale you their services which of course cost an additional out of pocket cost to the home owner.
In July 2013 they sent Royal Flush AC&H who stated the outside coil was 50% clogged, unit low on freon, inside coil leaking and un-repairable. They contacted Total who disapproved any repair work and left me stuck without air period. Back and forth I went with Total only to get a call on a Sunday morning from some representative who said "sorry" but we are not paying because of owner negligence. With Total it is always owners negligence. I then asked them to refer me to anyone who does the work for Total which they provided 4 names. The estimates given went from $1850 to $2600. I chose North Star Mechanical who finally showed up on a Monday, after missing the initial scheduled appointment (which was on a Saturday), and putting me off until the next Monday. They replaced the evaporator coil in July, now in August, one month later the unit is freezing up, the blower is out and the person who did the earlier work has been fired and Total refuses again to pay and North Star wants more money for something they should have detected when they were out in July, but of course its the owners fault.
Instead of keeping you with the original company that did the initial work, Total schedules you with company after company which is not a wise decision. Instead of them keeping me with North Star Mechanical they again wanted to send out another company. I had to call in and ask permission to get North Star to return since they had come out and replaced the coils in July. Total reluctantly agreed and instructed me to call North Star which I did.
The technician arrived the following day and reminded me about the service fee without so much as looking at the problem. He then tells me the problem is the blower which needs cleaning which would be an additional $85, he leaves and says he will return the next day. I told him I would contact Total to ascertain if the blower is covered. I called Total and spoke with a representative who led me to believe the blower was covered only to find out today (8/23) during a conversation with a Total representative that again they would not cover any services to which I responded that I am not surprised, you never do anyway and that I am sick and tired of Total and I would be cancelling the service effective today.
The technician from North Star stated to Total that the motor was gone and this would cost an additional $385 plus the $85 for the blower. The technician was up in the attic with the unit on 8/22 but never said anything about a motor until he returned on today (8/23) supposedly to replace the blower. Prior to his return he had contacted Total and all of a sudden the motor is an issue.
I chose Total because it could be included in my mortgage payment, but as of today, I'm through with them. I'm cancelling the membership and searching for a company that will service it's clients. TOTAL is a TOTAL waste of the homeowner's money. And if your emergency is on a weekend you can forget it, as they do not have anything in place for the contractor to come on a weekend, possibly because they know it will cost them more money.
We're sorry you're having issues with a claim. Thank you for letting us know. We'll reach out to you directly to discuss your concerns.
MURFREESBORO, TENNESSEE -- I read the other reviews of Total Protect Home Warranties, mine was sold to me by CountryWide home Finance, I thought it was a good deal for forty bucks a month, WRONG. My AC unit went out in July, 2008. I called it in, they were going to send me to a company 125 miles from my home, I said no, then they had me call a company who works out of their back yard and the guy who came out to inspect my unit was wearing women's clothing and makeup, said I needed a new unit and he would call it in. The temps was running in high 90's and due to health problems I needed my AC unit to work. It took them a week to approve the replacement, then another week to send the unit to their repair company, the repair company told me I was going to have to pay them another 700 dollars as they were going to have to rebuild the air box because the new coil was not the same.
I went on line and found a the same coil I had from the company who made my old unit and a new unit like mine right here in my town, Total Protect said I had to accept what they sent and their install company said their charge was for the disposal of the old unit, disposal of freon and rebuilding the air box, I informed them that I was AC certified and would remove the old unit and dispose of it and do the rebuilding of the air box myself, I was informed by Total Protect that I would not be able to do that and the install company said that was their bread and butter and would not allow me to have the new unit to install it.
I finally went out and checked the unit myself, found that all it needed was a new fan motor, went and bought one for 56 dollars, changed the blade and installed the parts left off by the install company, my AC works great and blows ice cold. I paid my deductible when the girl/boy first came out to inspect my unit, he decided it needed to be replaced, and after I made many, many, many heated called and being put on wait for a supervisor who never was around, I finally had enough, Total Protect employees are some of the worse I have ever encountered in customer service.
I was in management for many years and I would never of let a employee treat a customer as I was treated by Total Protect and by Countrywide when I called them to complain of the warranty company they sold me on their letter head. I was misled into thinking this was a company owned by Countrywide, of course it is not, it is a very low sub standard company who is only interested in ripping off the people who they are supposed to help. I wasted my money paying into this rip off warranty, I cancelled it and I am glad I did. I would advise anyone who is thinking of buying a home warranty with Total Protect or Cross Country, or HMS to put your hand in your pocket on your money and run as fast as you can away from them, they will screw you every time.
Look at their reviews on Total Protect Customer Reviews. on a scale of 5, they have a rating of 1.6 with a total of 321 reviews, 99 percent terrible. That tell you that the company is a Rip Off. The company needs to be disbanded and the people put into jail, they are all criminals riping people off as they do every day. STAY AWAY FROM THIS COMPANY FOR YOUR OWN GOOD.
FRISCO, TEXAS -- This is the worst company I have had to deal with ever !!! I am a mortgage customer of Countrywide and in 2006 they offered Total Protect to me as a Home Warranty service - and since it offered an easy monthly deduction along with my mortgage payment, I signed up.
My front-loading washer broke down in early July 2008. I called Total Protect on July 9, and logged a claim. They assigned a contractor - Authorized Service Center (Garland, TX) to service my claim. STAY AWAY FROM AUTHORIZED SERVICE CENTER TOO...
On July 10, ASC sent a tech who pronounced the master control board in the washer defective, said they would order the part and be back. After a few follow up calls, the tech returned on July 17, popped in the replacement board and the washer would not work. He then said that Kenmores were not great - and I should have bough a Maytag and also said he had to program the board - however he did not know how to - coz there were too many models" and said he'd be back the next day to call the manufacturer and program the board.
The next day (Fri) he never showed up and after several calls to ASC they informed me they'd be back on Monday. The following Monday (7/21) when I called ASC - they informed me that I had to call Total Protect to send them a "recall" order - since they had FIXED the machine and it failed. In spite of my several attempts to explain that the washer had not been fixed ASC was adamant that since they put in a part the machine was fixed regardless of whether it worked or not !!! Even though I was incredulous I had no choice but to call Total protect. They promised to send the paperwork in a few minutes. When I called ASC for a service appoitment the next day (7/22) they claimed that they had not received the order. So for the next 3 days Tues, Wed, & Thu I kept calling ASC and Total Protect until they both relented and sent the tech out to my house on Friday - 7/25.
The tech came in called the manufacturer and was still unable to get the washer working. Apparently the manufacturer told him it might not be the board, it could be something else and asked him to check the door latch. Now the tech appeared totally clueless and asked me to sign something, which I refused to. I called up ASC's office manager who basically threatened me - "Do you want the tech to leave or for us to complete your work?" I told them that I obviously wanted the washer to be fixed. In any case the tech left and till this day (8/1) he has not come back.
After that I called Total Protect on 7/25, 7/28, 7/29 and 7/30. They stalled in connecting me to supervisors and when the supervisors stalled - I ask to speak to someone higher. They gave me the name of a director - with an email and fax #. I have written a 5 page letter to him outlining what's happened on 7/30 and emailed and faxed it - however there is no response or even acknowledgement of my complaint.
The crux of the issue is this: Total Protect is supposed to pay me $500 towards the purchase of a new washer when they deem it unfixable. The supervisor that last spoke to me on July 30 told me that they would pay me $300 - because they had paid $200 to ASC for fixing my washer. I debated with him that they had not fixed anything, and that my washer still does not work. I told him that in addition they had also "run" away with my $60 deductible, and that ASC should not get a dime. He kept sounding like a broken record and told me that I have to option to either take the $300 or they could send another tech from another company - and he would assess it and we could go from there. I was also told that the service call for the new tech + any parts and labor would be subject to the remaining $300 cap and if they could not get it done - basically I get nothing. Also Total Protect would not commit to a timeline. I found this proposition ludicrous, and then wrote to this supposed Director - and I am yet to hear from him.
I have since purchased a new washer and am fighting my case to get at least $500 - my original front loading washer cost a lot more... I also am writing to Countrywide asking them to back up their promotion of Total Protect, and if there is no response from any of these guys - will complain to BBB and also will join any class action suit against Total Protect / Homesure of America Inc.
BTW I tried calling their membership services today and they sympathetically gave me a fax number to refax my letter to their director - and guess what ??? That number does not exist. Also my email to their director has come back as undeliverable - and thet my mail system would try for another 2 days !!! All this reeks of TOTAL FRAUD. These guys must be put behind bars for misrepresenting and cheating unsuspecting customers.
Buyers Beware !!!
FORT LAUDERDALE, FLORIDA -- They have about 3 names Total Protect, Home Sure and one more. It should be a law against this. In mid summer I have been dealing with them over 27 or more days. They are full of crap. Tried to get me to pay them 260.00 or 210.00 service man did not put it on paper. I paid him 75.00 after I refused to pay him that other fee that he asked me for. He said he charged the freon and it was OK. I asked him to use a thermometer on the vent to see if it was cooling and he told me it was cooling and I gave him the 75.00 check and he had the nerve to ask me for my drivers license and I refused he lied and said I didn't pay him the 75.00. He spent more time on the phone with Total Protect trying to set us up. That Monday they sent out another company and he said I am sorry I can't help you when they contacted me again the said my portion to fix the ac was 500.00 plus then thy went down to 350.00 last week.
I called an attorney and after copy the contract he could not understand why they would not live up to their agreement. I kept a record of how many times I called them to be talked to like a piece of crap. I and my 75 year old husband wit numerous health issues have been traumatized. I call two other people very reputable, and both said that the compressor is gone. They are liars and who wants somebody like that in their homes, I am out of fees to get two other opinions and lawyer fees and my unit is still. I also let my mortgage co know they are promoting and deducting for a bogus co. It is a shame that this happens. If I did something like this I would be in jail. They would not even respect or deal with my attorney.
We will have to replace air conditioner because the price of repair would be 2,700 and the offer me 663.00 and I was told that would come nowhere near fixing our unit Please take a few minutes to tell of your experience it may make you feel and I really wish I had taken the time to read their negative review.
We're sorry you're having issues with a claim. Thank you for letting us know. We'll reach out to you directly to discuss your concerns.
FLORIDA -- I put in a service call on Monday morning for 2 toilets that wouldn't flush and for black water coming up in my shower. We plunged till we had blisters. Total protect gave me the number of a company over 40 miles away who would not be able to come until 4 days later.
I called Total Protect back and told them it's unreasonable to expect 2 seniors to go 4 days without a toilet or shower. The called the company and then told me they arranged for an emergency call and that the company would call me and let me know what time they'd be at my home. They did not call or come. I called Total Protect back around 6 pm and spoke to another person, I asked for a supervisor and after being on hold I was told they couldn't find one.
Now they say they'd find another company who could come this evening, and would call me back. I am still waiting, it's 9:15pm. I suggested they cover the cost of a
night in a hotel, since the water in the shower has a very sour odor. They won't cover that. If I find a plumber on my own, they won't cover it. This company will tell you anything they think you want to hear.
Thank you for your feedback and we sincerely apologize that you experienced a longer than usual wait time for a getting a service partner to diagnose the failure to your plumbing. We were able to locate a service partner that was able to got out to your home (6/25/13) to diagnose the failure with your plumbing .
We strive to provide the best service possible to all of our customers
FT. LAUDERDALE, FLORIDA -- Last Friday (6-28), my air conditioner went out. I came home from work @ 4:00 PM. The company was called prior to send an air cond. tech. They gave me a 4 hour window. That day it was 118 outside.@ 8:30 PM, they were still not here. I called the tech directly...he advised me that he would be there shortly. About 9:30, they showed up. After examining the unit they said the fan motor need to be replaced. OK. After 30 minutes or so they returned saying they needed an additional $150.00, to have the store opened up because it was now after hours I explained to them that I have a home warranty that covers all hours of the day and night.... 24/7. They insisted on the extra money. @ this point my house was still in the 100's. It happened to be the hottest day of the year. I gave them the money @ that point. They returned an hour later and finished the job. I called TotalProtect. The customer service representative assured me I would get my money back because the charge of $60.00 is all I should have paid. All of a sudden the owner of company that provided the service calls me and asked me what happened. I told him. He started screaming at me that it was my fault I should not have given him the money.
This is getting lengthy, so....long story short, TotalProtect now told me it was between him and me. They were no longer going to get my money back. In other words tough luck. You got ripped off. Do not use this company!!!!!
• We would like to investigate and address the specifics of your situation to prevent this from happening again. Please send me an email at email@example.com and provide your name, property address and phone number with best time to contact you. We will report back to you as soon as possible with our findings.
– eRelations Specialist, TotalProtect Home Warranty
RIVERSIDE, CALIFORNIA -- I have had 3 different claims with this company, an A/C unit, a water heater, and my dishwasher. Each claim was handled in a very timely manner, with 2 out of the 3 units being replaced. I have only had to pay my co-pay, and I also opted for an upgrade for one unit at my expense. The only complaint I have would be with one of the service techs they sent out. I called Total Protect after the tech left my house to complain about them and they took note of what I had to say, and thanked me for letting them know.
I would definitely recommend this company to anyone looking for a home warranty.
SUNRISE, FLORIDA -- I had Total Protect for years, paying on the bill and not needing service. When I had boiler problems they denied the claim and Countrywide's President's office got involved. Then, years later my pump broke in my dishwasher. After waiting too long, a technician with an exposed rear end came in and did a real dog and pony show--and I had my ADT Security and other security running which was clearly marked. First, he unscrewed the kick plate and then took new screws and screwed them in. Then he told me that the screws that were used punctured the drum. I said that I had never had service before and he told me that the tub had been punctured for the ten years that I had the dishwasher. I could not see the hole where the screw punctured the tub, but it would have been impossible to use the dishwasher for the last ten years, and since I had their warranty company why would I not have it earlier--as in several years ago? He flipped through a book, called them, and said nothing. He demanded 60.00 which is my deductible, and told me he was ordering a tub. He then, after he got my check, told me that the dishwasher was ruined because the tub was not replaceable. he called the warranty company and failed to tell them that the real reason (and the one I called about) was that the pump was broken, causing the tub not to drain (the opposite of having holes in it!!!)
I think he may have accidentally broken it with the wrong screws and then tried to say it was like that for the last ten years because he said he has seen them installed like that. I called two experts out who said thesee were new screws and the only thing wrong with the dishwasher was the pump and the only thing causing those symptoms was the pump. This guy stated he was licensed in his trade, and Total Protect assured me he was. He was not.
I received a very hard time from them. Thank God I am a lawyer and I have internal surveillance. I may have just inadvertanly gotten valuable evidence. I will go to the ends of the earth on this one as I read about elderly and disadvantaged people being taken advantage of. Please continue to post problems on this company or Mr. Appliance, one of their cohorts.


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Main Content
- Acrylic face decorated with the team logo
- Approx. 34.25" x 42" x 3"
- Genuine-wood frame
- Hinged sides
- Includes a custom beveled and cornered 1.75" black mat
- Jersey display case
- Jersey not included
- Made in USA
- Officially licensed
Special event items are produced by manufacturers only after the outcome of a game
or event. These are advanced sale items and will ship immediately after they are
received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items
are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite
number, and/or designs. Some options may be limited by league rules.


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All items within the Package Deals include their original warranty and ship in their original packaging. If a powered attachment kit is part of the Package Deal Offer you can choose either Direct Connect or Universal (corded) hose style at the top-right of this page. If a hose length upgrade option is available it will also be in the top-right. Sorry, at this time no substitutions are allowed.
Anyone offering central vacuums online can claim to be an expert, but the standard must be higher than sticking a shipping label on a box and hoping for the best. Only Vacdepot with nearly two decades of online shipping know-how and five decades of vacuum industry experience provides this unique service for its customers on every power unit, because only Vacdepot can.


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Hailo is a network that matches passengers and licensed taxi drivers, using a tool which helps to make cabbies' days more sociable – and profitable. Hailo makes sure people are never more than two taps away from a licensed taxi, and that cabbies get more passengers when they want them. Which means more journeys taken by passengers, and more profitable shifts for drivers. Our team of 20 passionate, brilliant and slightly eccentric individuals do this out of a ship moored on the Thames in central London. Yeah, we're aware of the irony.
Hailo is backed by Wellington Partners and Atomico Ventures. Between them they had the idea for Skype, stumped up the cash for Spotify, and helped bring loads of other fantastic companies to life.
It all starts with a great work environment. Code in style, overlooking the iconic skyline. Oh, and did we mention outside space and a bar? At Hailo, we don't just expect, but require everyone in the business to contribute to the product vision. We work hard and play hard - and we expect and give the best to our employees. Stock options, flexible working, Friday beers, the works.
This page lists our current vacancies, but we're always on the lookout for the best, so if you don't see a role for you, or you have any questions, drop us a line at jobs at hailocab.com.


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Main Content
By the time Saturday rolls around, you're ready to relax in Hawkeyes style. With these Team Name fleece pants from Nike you can do that in the most comfortable and spirited way possible! These fleece-lined pants have team colors, a drawstring waist and printed team lettering down the right leg for a lazy Saturday look that's full of Iowa pride!
- 80% Cotton/20% Polyester shell
- 95% Cotton/5% Spandex rib
- Drawstring waist
- Imported
- Inseam on size XS measures approximately 35"
- No pockets
- Officially licensed collegiate product
- Screen print graphics
- Soft fleece lining
Hawkeyes Customers also liked:
Special event items are produced by manufacturers only after the outcome of a game
or event. These are advanced sale items and will ship immediately after they are
received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items
are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite
number, and/or designs. Some options may be limited by league rules.


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At Elite Smiles Dental, we provide outstanding ethical dental care in a patient-centered environment with a gentle touch. Learn more about our cosmetic dentistry, teeth whitening, and sedation dentistry services in Leesburg, VA.
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Sniper movie lines up its director | |
Written by Mike Baehr | Filed under Jacques Tardi, hooray for Hollywood | 30 Jan 2013 2:34 PM |
The Hollywood adaptation of Jean-Patrick Manchette's novel The Prone Gunman, from which Jacques Tardi adapted the graphic novel that we named Like a Sniper Lining Up His Shot, has lined up Taken director Pierre Morel, according to The Hollywood Reporter. So the producers didn't take Kim Thompson's suggestions, but the film's a big step closer to reality. Mostly this was just an excuse to repost my Photoshop goofery featuring the film's star, Sean Penn.


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Top Definition
A nickname of the township outside of Philadelphia called Upper Darby. It is called this because its full of scum, and roughly 2 of 3 girls are pregnant. Only about 5% of the Upper Dirty population take showers on a regular basis, and all these facts lead to the nickname.
No wonder those kids are such scumbags; They're from Upper Dirty.
J. Wolff tarafından
15 Mayıs 2006, Pazartesi


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The Plettenberg
The Plettenberg – situated on a rocky headland in one of South Africa's most spectacular beach towns – is the ultimate escape.
This property, with 37 individually decorated rooms and suites, showcases the most breathtaking vistas in Southern Africa with views of the ocean, mountains and endless stretches of golden beach.
The Plettenberg is situated in the heart of Plettenberg Bay, along the adventure–rich Garden Route which is world–renowned for its excellent selection of outdoor activities. From regular dolphin and whale sightings to bungee jumping, treetop canopy tours and other more daring pursuits in the surrounding countryside, The Plettenberg is the ideal place to relax and unwind, recharge and reinvigorate.
Food and Wine
At The Plettenberg
Exceptional cuisine overseen by Relais & Chateaux Grand Chef Peter Tempelhoff, matched with the finest Cape wines and charming service.
At The Plettenberg
The ultimate seaside getaway, Plettenberg Bay offers a multitude of varied and unique experiences for all ages.


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Credits & Info
- Uploaded
- May 29, 2007 | 5:12 PM EDT
- Weekly Users' Choice May 30, 2007
- Daily Feature May 30, 2007
If you liked this, check these out!
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Plenty more like this here!
Madness Games Games based on the Madness universe by Krinkels!
Pico Saving your school from gun-toting goth kids is just the tip of this iceburg!
Piconjo If Pico is our Mario, Piconjo must be our Wario.
Salad Fingers A strange cartoon about a creature who loves to touch rusty metal.
TANKMEN In the year of 20XX, the world has been destroyed. These guys are all that is left.
Log in to save your medals! Don't have an account? Create one for free!
Author Comments
Aug 3, 2009 - UPDATE - Medal fixes
If anyone has previously experienced the falling-through-the-floor bug, could they clear their caches, refresh, try again, and PM with the results? It'd be hugely appreciated and would get me closer to fixing that bug, if it isn't already with this new version. To make sure you're using the current version, go to options, then data, and look for the version number in the bottom left. It should be 1.55
July 29, 2009 - UPDATE - MEDALS
June 3rd, 2008 - UPDATE - BUG FIXES, TWEAKS
May 30th, 2008 - UPDATE - NG AWARD, FANCY PANTS ADDED, BIRTHDAY
September 28th, 2007 - UPDATE - bug fixes
September 22nd, 2007 - UPDATE - Hank and Nevada added
September 17th, 2007 - UPDATE - improvements + bug fixes
In production since December 2005, this hefty s.o.b. has taken a small handful of Newgrounders a lot of work to put together. So you guys had better enjoy it!
Take a moment to configure the options to suit your control style and computer processor.
Rated 5 / 5 stars
I like being Hank cause i like his videos!!!!!!! '!'
Rated 5 / 5 stars
Mint game.
This game should have the medals added to it, that would make it even more cool.
Rated 5 / 5 stars
This game has to be one of my favorites ever in my entire LIFE! :)


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2XU Men's Thermal Long Sleeve Compression Top
Product Information:
Maximize your training in any condition with the 2XU Men's Thermal Long Sleeve Compression Top. Made with 2XU's PWX FLEX compression fabrics, you're guaranteed power and flexibility with every movement. To keep you warm in cooler climates, this thermal top regulates body temperature while high power denier supports your upper body. The graduated fit increases circulation and speeds up recovery, while antibacterial fights odor to keep you fresh.
- PWX FLEX compression fabrics, made of high grade elastomeric yarns, deliver power and flexibility
- Regulates core body temperature, keeping you comfortable and warm in cooler climates
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- Core body support
- Raglan sleeve construction maximizes flexibility
- Graduated fit boosts circulation
- Reduces soreness and fatigue by flushing blood lactates from muscles
- Flatlock seam construction
- UPF50+ protection from the sun
- Antibacterial fights odor
- Moisture wicking keeps you cool and dry
- Style: MA2002A
- Small = Chest Size: 35"-38"
- Medium = Chest Size: 38"-41"
- Large = Chest Size: 41"-44"
- X Large = Chest Size: 44"-48"
Country of Origin: Thailand
Web ID: 17592786


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Looking for sweep, Bucs tab Cole in first-half finale
Mets counter with righty Gee, who has had career success vs. Pirates
Pirates right-hander Gerrit Cole didn't expect to make his next start until after the All-Star break, but he will take the hill in Sunday's series finale against the Mets at PNC Park instead, looking to help the Bucs complete a three-game sweep.
Cole, who will pitch on normal rest, was given the assignment after scheduled pitcher Jeff Locke experienced lower back stiffness following his most recent start.
In his previous outing against the A's, Cole allowed two runs on five hits in seven innings of work with four strikeouts. While it was his best start of the season, surrendering just a two-run home run to Brandon Moss, Cole still took a 2-1 loss. It marked the Pirates top prospect's second straight loss after winning his first four starts.
Cole showed the ability to get strikeouts when needed in the game, yet still retired 10 hitters on three pitches or fewer.
"We're not going to try to put him in one lane or the other," manager Clint Hurdle said after the game. "Because I think he's going to have the ability to do both as he continues to grow."
Meanwhile, Dillon Gee (6-7, 4.60 ERA) gets the nod for the Mets, looking for his first win in July.
He took a no-decision on Tuesday against the Giants, allowing five runs on nine hits in 6 2/3 innings. He also struck out three and walked five.
Coming into the game with a 4-1 record and a 2.47 ERA over his previous seven starts, Gee struggled with his command. San Francisco put at least one runner on base in every inning against him.
Gee has dominated the Pirates in four career starts, going 2-0 with a 1.73 ERA.
Mets: Seaver named Grand Marshal
Hall of Famer and former Mets right-hander Tom Seaver will serve as Grand Marshal of the ninth annual Major League Baseball All-Star Red Carpet Show presented by Chevrolet on Tuesday.
The marching band from the Scholar's Academy in Rockaway Park, Queens, will lead the procession with Seaver. Mets third baseman David Wright and several Mets legends, including Darryl Strawberry, Al Leiter, Mike Piazza and Dwight Gooden, will also be part of the event.
The All-Star Red Carpet Show, which begins at 1 p.m. ET and is free for fans, will feature the 2013 All-Stars and managers. The event will start at Bryant Park on 42nd Street and Sixth Avenue and proceed on an approximately 80,000 square-foot red carpet past Grand Central Terminal before ending at 42nd Street and Third Avenue.
Pirates: Locke scratched from start and All-Star Game
Locke was scratched from his start on Sunday as well as the National League roster for Tuesday's All-Star Game because of lower back stiffness.
NL manager Bruce Bochy will name a replacement on his All-Star staff for Locke, who will still attend festivities in New York and at Citi Field on a non-participatory basis.
He is scheduled to pitch on Sunday, July 21, in Cincinnati thanks to the four-day All-Star break.
"Really, we could not have had a better time to take care of that type of physical issue," said Hurdle.
Worth noting
• The Pirates have 21 relief wins on the season. Justin Wilson has six wins and Vin Mazzaro has five.
• The Mets have played 42 extra innings this year. Only Arizona (43 innings) has played more.
Quinn Roberts is a reporter for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.


text:
For More Information Contact the Public
Information Office:
Richard Vespucci
Kathryn Forsyth, Director
For Release: December 2, 2005
State Board of Education
The State Board of Education will hold its regular monthly meeting on Wednesday, December 7, 2005 at the Department of Education, 100 River View Plaza, off Route 29 near Waterfront Park, Trenton.
Please note that the public portion of the meeting is scheduled to begin in the first floor conference room at 10 a.m. A copy of the agenda is attached. Acting Commissioner of Education Lucille E. Davy will be available to answer questions from the news media when the board begins the legal cases portion of the agenda or breaks for lunch, whichever comes first.
Visitors to the meeting may park in unmarked available spaces or in the parking garage located directly across from the Department of Education.
NOTE TO EDITORS AND REPORTERS: If you are planning stories or would like background information on any of the agenda items, please contact the Public Information Office at 609-292-1126. For additional information, visit our Web site at:


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Fendi's signature 'Zucca' print on canvas completes this ravishing look. Features two top leather handles, attached string pouch, antique brass hardware. Zipper closure. Dimensions: 19"W x 11"H x 5"D; 10" handle drop.
| ||
Now rent or buy as many items as you wish - and only pay one flat fee to ship everything. There's no limit to the size of your order. And as always, free return shipping on all rentals is included. |


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REVIEW: Olympus Has Fallen
From the director who gave us the Oscar-awarded, gritty Denzel Washington film "Training Day", Antoine Fuqua delivers a frightening possibility of a terrorist attack that brings down the White House in less time than it would take the U.S. military to arrive on scene. I saw that as one of the holes in the plot- that it would take 15 minutes for ground troops to arrive on scene, but Fuqua says his research shows that's the real deal. Fuqua shot it in real time, with the terrorists first taking out the White House Secret Service, using our own weapons!! It was bloody , and absolutely gets you wondering if this is a real possibility. Fuqua did an outstanding job.
The A-list cast also delivers: Aaron Eckhart as the President; Ashley Judd as the First Lady; Angela Bassett as the head of the Secret Service; and Morgan Freeman as the Speaker of the House (serving as President as efficiently as he did in "Deep Impact". Who better to reassure when our world is falling apart???! ). Oscar winner Melissa Leo (who dropped the f-bomb in her Academy Awards acceptance speech) is tough as nails as she gives up her action movie virginity as the Defense Secretary.
Doing his own stunts, Gerard Butler is the fiercest he's been since "300" playing the Bruce Willis Secret Service hero who saves the day. In fact, this is the movie "A Good Day To Die Hard" should have been!!!
And what perfect timing: just when things are heating up in reality between the U.S. and North Korea, Fuqua has North Korean terrorists bringing down the White House. "Red Dawn" , this ain't!!
Scary and entertaining simultaneously, this taut movie completely satisfies as a thriller.
3 stars


text:
Design #9531
24 piece mininum
Send us a request for an Art Proof or a Price Quote and we will get back to you by the end of the next business day.
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All Designs © 2015 Metropolis Graphics, Inc.
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Miss Jessie's Baby Buttercreme
Nataly G.MassHairDark BrownCurly HairColor Treated HairCan't Go WrongThis product is great for all ethnicities with curly hair..moisture is amazing and curls sstay shiny with little product..posted Mar 12, 2014Link to this post
DianeHairLight BrownCurly HairMy Son's Hair Loves This Product!The price is the only aspect of the product that I don't agree with. However this is the only curling creme that I can use on my son's hair that actually moisturizes his hair and KEEPS it that way until i pick him up from day care. It works, i've tried others and failed. Sticking to it!posted May 8, 2013Link to this post
CarmenHairDark BrownCurly HairNo Idea Why This Is So Highly RatedI love sales. I love high user ratings. I got this product on sale (top 10) and it had a high user rating. I am struggling to figure out why it was given such a high rating! first of all, this product has petroleum in it, which clogs the hair. This product is very sticky (like...."gunky" as my mom used to say). It does smell good, which is the positive.
For the price of this product, I expected it to deliver. If you want to try it, I would recommend asking a friend or trying to buy a small sample to see if this product works for you. I have hair type 3c/4a and this product just wasn't worth the price (for me!) I am regretting this purchase! :-(posted Apr 15, 2013Link to this post -
MelTexasSmells Awesome!!First this stuff smells soooooo good!!! I use this for my daughter's hair and I really love this creme!! She has naturally tight curls and this product works well with her hair. I love this product because it really light weight. I purchase the smaller size just in case i was not satisfied, but I really love it. Also a little goes a long way!posted Nov 15, 2012Link to this post
NikaGEORGIAHairPlatinum BlondeCurly HairColor Treated HairGreat For Colored Natural HairTHIS PRODUCT IS GREAT FOR EVERYDAY USE. IT REALLY KEEPS MY NATURAL HAIR LOOKING GOOD. AND MY HAIR HAS BEEN BLEACHED SO THE PRODUCTS WORKS GREAT WITH COLORED TREATED HAIR.posted Sep 25, 2012Link to this post
EbonyHairCurly HairWonderful Product!I loved loved loved this product, your curls are wonderful and soft, especially for next day curl hair, this is ione product despite the price lol, i will consider buying again.posted Jun 1, 2012Link to this post
Elvina J.Washington, DCHairBlackDry HairCurly HairThick or Coarse HairExcellent For (wet) Two Strand Twists And As A Moisturizer!First let me say thank you Folica! Your shipping is always fast! I originally avoided this product because of the price, but Folica recently ran a promotion that allowed me to save about $11.00. I've been natural for three years and I've finally found a product that works excellent for twisting my hair. I love it because creates wonder curl definition, leaves my hair soft w/ a nice shine and smells great! My twists can last about two weeks and another 3 days as a twist out. I also use it as to moisturize my twists every 3-4 days. A little goes a long way so no need be heavy handed with this product.posted Apr 18, 2012Link to this post
Velma T.2201 5th Avenue NY,NY 10037HairBlackDry HairCurly HairFine or Thin HairTormented With Tangled And Dry HairMy granddaughters hair are manageable to comb on a daily basis.I don,t have to fight nor hear them crying just to get their hair done.The buttercreme make their hair soft and well oil. Baby Buttercreme gives the hair a beautiful shine that makes the hair looks very healthy. When combing their is no lost of hair. This is truely a beautiful product I love it thank you for making my hair days easier and my granddaughters happier.posted Jun 5, 2011Link to this post
Margaret M.ChicagoHairBlackThick or Coarse HairAwfulIn my opinion, the Miss Jessie's is an over glorified product. I got a few jars passed down to me, as their primary customer was unsatisfied. First of all, the first ingredients are petroleum and fragrance in most of their products. It feels and smells like it! It smells really good, but when you apply it as the bottles instruct, you're hair smell is completely overwhelming. Because its mostly Vaseline, it wipes off EVERYWHERE! It makes everything greasy and smelly. Now, it may do a great job at detangling, as it has good slip- but I can use regular Vaseline for same results- I'll just add my favorite perfume to it a voila!posted Jan 30, 2011Link to this post
ArianeHairMedium BrownDry HairThick or Coarse HairMoist Defined CurlsBetter than my regular roller sets. I must say I absolutely love leaves my curls defined and well moisturized : ).posted Jan 18, 2011Link to this post
Write Your Own Review
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Tethered dog dangled from balcony causes outrage, leads to charge
UPDATED 11:23 PM EST Dec 16, 2013A 23-year-old man has been cited after a photo of a tethered dog dangling from a balcony was posted online.
The views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.blog comments powered by Disqus


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{{ link.name }}Palavras-chave
Indian protestors lie on a road during a protest in New Delhi on... Fotografia de notíciasEstrada,Horizontal,Lei,Morte,Nova Deli,Protestante,Protesto,Vertical,Violência Sexual,Vítima,ÍndiaPhotographer SAJJAD HUSSAINCollection: AFP 2012 AFPIndian protestors lie on a road during a protest in New Delhi on December 29, 2012, after the death of a gangrape victim from the Indian capital. Indian leaders appealed for calm and security forces headed off fresh unrest by turning New Delhi into a fortress after a student who was savagely gang-raped died in a Singapore hospital. Police threw a ring of steel around the centre of the Indian capital after news of the 23-year-old medical student's death was broken in the early hours by the Singapore hospital that had been treating her for the last two days. AFP PHOTO/SAJJAD HUSSAIN (Photo credit should read SAJJAD HUSSAIN/AFP/Getty Images)


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Final Sale
Sequin Pencil Skirt
Sorry, this product is sold out online!
Sold Out Online:
- All-over sequined reptile pattern
- Solid satin-trimmed waistband and side zipper
- Back vent
- Fully lined
- 22" Length
- Polyester
- Turn inside out. Machine wash.
- Imported
Item# 7303754
Amazing price!
Got this great skirt for my mum a few days ago from the store for 10.69$ only!!! Loved it!
Loved the store! Service and everything! Great sale! Shopped in Limited 3 days in a row and still checking out online products!
June 30, 2013
Love the bling!
This skirt fits great, perfect size 4, even works in the spring.
June 17, 2013
Great skirt!
I'd been watching this skirt for the longest and decided with my virtual dollars to treat myself. I wasn't sure what this skirt with the sequins and all would look like, but it looked great! The skirt is more of a brown theme, meaning there's like a chocolate brown band at the waist, that has a little sheen. The golden hues of the snake print and sequins picks up on the brown band perfectly. This skirt would rock at the office or party as it is very stylish. I'm pairing my skirt with a brown silk sweater. But you could easily match the gold in the skirt with another top color. Oh and don't worry, the sequins are not like disco ball shiney. They're more suttle. Fit true to size.
April 15, 2013
1-3 of 3


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Apr 28, 2015 at 07:11
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Brownstains can suck my Member
Karma: 484
Posts: 860
Feb 08, 2009 at 14:11 »
So we didn't even register a fucking pulse this afternoon. No one fucking tried. Bunch of candy asses if you ask me. Shero and Therrian need to do something to wake this fucking team up. How bout cutting Satan? Send the message, "If you're just going to go through the motions then you will be fired." I know we're missing a few components, but there is no reason why this team can't be in the top 8 of the East right now.
And where the fuck is some support for Sid? Guy got beat up the whole fucking day!
Unless something drastic happens, there is no way in hell this team makes the playoffs. No way. So frustrating to watch...
"The duty of the comedian is to find out where the line is drawn, and cross it deliberately."-George Carlin
Old School Member
Karma: 5208
Posts: 1,664
Master of the figure-four leglock
Re: ...
Reply #1 on:
Feb 08, 2009 at 14:43 »
The scoreboard isn't even close to indicating how much the Pens were dominated today. Softest bunch of softies in the league right now. The offense sucks, the power play sucks, the defense sucks which leads to MAF getting peppered with 50 shots a night which leads to the goaltending sucking.
Mike Yeo needs to get canned yesterday.
Old School Member
Karma: 2721
Posts: 1,771
Re: ...
Reply #2 on:
Feb 08, 2009 at 15:52 »
I gave up a
time ago trying to figure out....
Why Satan has not been benched yet?
Why Satan is still on this team?
Why we signed this bum in the first place?
The biggest waste of money on that roster and one of the worst offseason signings I have ever seen from this organization in a long time. I have never seen a guy in a Penguin uniform who is getting paid that much money, do so very little on a nightly basis. Minus his one goal every 15-18 games, the man does absolutely nothing else. Zero hustle, zero heart, zero determination.
Today was proof that this team can't hang with the big dogs. Fleury has looked great over the last two games, but his rebound control today was horrible. Granted, it doesn't help when your offense can't get going and your defense and goaltender have to do all the work. In the first period, I thought the team looked pretty good. They were hitting everything that moved and getting some chances. After that beautiful goal by Hossa in which Staal should have knocked him on his ass, the team cashed it in and called it a day.
It's not going to be any easier against San Jose on Wednesday night.
Captain Chaos
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Re: ...
Reply #3 on:
Feb 08, 2009 at 19:03 »
Quote from: PghSteel-43 on Feb 08, 2009 at 15:52
The biggest waste of money on that roster and one of the worst offseason signings I have ever seen from this organization in a long time. I have never seen a guy in a Penguin uniform who is getting paid that much money, do so very little on a nightly basis. Minus his one goal every 15-18 games, the man does absolutely nothing else. Zero hustle, zero heart, zero determination.
This is the exact same critism Islander fans warned us of when Shero signed Shitan. If the entire Islander fan base could see it, how did Shero miss it?
Just one man's opinion.
"It's a big game because it's the next game." - Mike Tomlin
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Re: ...
Reply #4 on:
Feb 08, 2009 at 20:36 »
Quote from: whitmer_87 on Feb 08, 2009 at 14:11
Unless something drastic happens, there is no way in hell this team makes the playoffs. No way. So frustrating to watch...
I said weeks ago that if Shero is going to make a move, he better make it quick. Now we are a point where we have 27 games left in the season and nothing has changed. Personally, I thought Shero would have made a move during the All-Star break, but as each day passes the more and more I'm starting to realize that we might just play this season out and look to free agency. I wouldn't be shocked to see him make some small moves before the season ends, but nothing big.
The only thing I ask of Shero in the offseason is that he stay away from the old guys who have nothing left in the tank and are simply looking to come along for the ride and make that last paycheck. While I'm aware of the fact that not all old players are bums like Miroslav Satan, I would rather see us go after a player who is still young/relatively young. A player with speed who is capable of hanging with Sid or Geno and netting us some goals.
The one upcoming UFA I would love to see this team go after in the offseason is Cammalleri. He has the speed and the shot to play next to Sid or Geno. He's only 26 years old. He made around $3.3 this season, so I'm sure we could get him around maybe $4.0-$4.5, no higher than $5.0 I would think. He has put up very respectable numbers over the last three seasons considering he played on a pretty bad Kings team. Since being traded to the Flames last season, he has 27 goals and 23 assists so far this season. Not bad. Imagine what he could do on a line with Sid or Geno.
Eitherway, if Shero wants a legitimate scorer, he's going to have to pay. He's going to have part with some players that he may not be willing to part with who are upcoming UFA's. That's the price you have to pay if you want to be competitive. If you want to be a team that looks like this current group, go out and pick up the Miroslav Satan's of the NHL. Shero has a good bit of proving to do this offseason if he chooses to call this one quits.
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Re: ...
Reply #5 on:
Feb 09, 2009 at 00:13 »
There appears to be a growing tension between Penguins coach Michel Therrien and right wing Miroslav Satan.
Satan played only nine minutes and 37 seconds Sunday in the Penguins' 3-0 loss to the Detroit Red Wings at Mellon Arena. He played just 2:36 over three opening-period shifts.
Therrien declined to provide a specific reason for Satan's limited ice time.
"No, he didn't play a lot," Therrien said.
Satan was not available for comment.
On Wednesday morning, Therrien said Satan would not play at home that night against Tampa Bay. It was Satan's 1,000th NHL game. Therrien reversed his decision in the afternoon, and Satan was inserted into the lineup.
Satan has played fewer than 10 minutes only twice this season. He had averaged over 15 minutes in 14 contests since playing only 9:19 at the New York Rangers on Jan. 3.
Satan, who signed a one-year, $3.5 million contract as free agent in July, has scored only two goals since that game against the Rangers. He has 14 goals on the season but just six in his past 42 games.
Last Edit: Feb 09, 2009 at 00:18 by PghSteel-43
Old School Member
Karma: 2721
Posts: 1,771
Re: ...
Reply #6 on:
Feb 09, 2009 at 09:19 »
Quote from: Captain Chaos on Feb 08, 2009 at 19:03
This is the exact same critism Islander fans warned us of when Shero signed Shitan. If the entire Islander fan base could see it, how did Shero miss it?
Just my guess/opinion....
I think Shero waited too long on the Hossa decision. Then he hit desperation mode even though there were other options out there other than Satan. It would have costed us more money, but what's the difference? He was going to give $7.0-7.5 to Marian Hossa. Why not pay the extra million/million and a half to a guy who would at least bring something to the table?
My problem now with the Satan/Shero situation is why haven't we cut him? You have to pay the guy his $3.5 eitherway. Whether you keep him or not, that money is already flushed down the toilet. Why not bring up a prospect? They can't be any worse than Satan. They probably won't produce, but at least they will act like they actually give a shit. Cut your losses, show some balls, swallow your pride and just admit that it was a horrible signing from day one and bring up a guy who wants to play for the Pittsburgh Penguins.
Last Edit: Feb 09, 2009 at 09:35 by PghSteel-43
Brownstains can suck my Member
Karma: 484
Posts: 860
Re: ...
Reply #7 on:
Feb 09, 2009 at 10:34 »
I submitted a question to Dave Molinari in the Q&A section of the PPG asking why they don't just cut the bastard. I got an email this morning from him.
"You can't just "cut" a player in the NHL, the way you can in football, and I don't think they're eager to pay a guy $3.5 million to play in the minors, especially when he (in theory only, to this point) has the ability to score some goals, which is not the case with most winger in their organization. It's safe to assume won't be back next season, however."-Dave Molinari
Well if that's the case, sending him to the minors would be the best thing to do. We're losing $3.5 million either way. He doesn't play $3.5 million dollar a year hockey, so just send his ass down. Might wake him the fuck up, who knows?
"The duty of the comedian is to find out where the line is drawn, and cross it deliberately."-George Carlin
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Posts: 1,771
Re: ...
Reply #8 on:
Feb 09, 2009 at 16:26 »
Obviously, he has not come close to living up to their expectations, and his inability to contribute in other situations when he's not scoring has rendered him pretty much of no value to this team. There's always a chance he'll start producing goals on a regular basis, but there's also a chance the Penguins' game against San Jose tomorrow will be postponed because an asteroid will land on Mellon Arena in late afternoon. Don't bet big money on either, however.
First, my money is on the asteroid.
Second, what's the difference if the guy is playing on the Penguins and getting paid $3.5 or sitting at home on his sofa and receiving the $3.5?
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There is a special place in your heart for Hoosiers basketball – always has been and there always will be. Support your favorite college team every time you wear the adidas Diamond Cut T-shirt! This tee features "Indiana" lettering printed above cascading diamonds in the shape of a basketball net. This shirt will quickly become your go-to tee for ultimate comfort and individuality when you're headed to the games!
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Thursday, 03. May 2007
Line Runner
Create a line for the line runner to speed across, pick up the rings, lollies, and pizza while avoiding mines. |
When the cams are overloaded or timeout, the image doesn't load or disappear, first press the "play" button in the player, otherwise reload the site. MY OTHER SITES
More Sites My Bio SEARCHRIGHT NOWRECENT COMMENTSThat is sooooo beautiful! You did a great job on that! Congratulations! By Geek Meister on 28.06.10 @ 03:03 from the entry 'Earthbag Building: The Honey House' I love your works they are mavelously beautiful. Please, i would love if you can send some of your works to my mail box. THANKS. By okpaleke michael tochukwu. on 24.06.10 @ 04:58 from the entry 'Leonid Afremov Art Work' Ahahahahahahaah...... what an idiot By Anon on 20.06.10 @ 02:44 from the entry 'Derm F/x Tattoo' And I think - it is a complete idiot. Once he got it, but it's too late By olvus on 16.06.10 @ 01:16 from the entry 'Derm F/x Tattoo' OMG my mouth is watering just looking at the pictures! I've been looking for the perfect Pad Thai Recipe and think I may have found two of the greatest! By John on 15.06.10 @ 04:14 from the entry 'Appon's Thai Food Recipes' this painting is amazing that am going use in my art book for gcsce can you tell me how you achieved this image please so i can do it with my own art work Thanks By Raymond Amoah on 10.06.10 @ 09:14 from the entry 'Leonid Afremov Art Work' Ursi neglected to say that this image of sand grains was by Gary Greenberg and that more of his microscopic artwork can be seen at http://www.sandgrains.com By Gary Greenberg on 09.06.10 @ 10:13 from the entry 'Each Grain of Sand a Tiny Work of Art' number 41 is Soong Ching-ling
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COOK yellow onions in hot oil in large saucepan on medium heat 6 to 7 min. or until tender. Add garlic and cumin; cook and stir 1 min.
ADD broth, beans and salsa; stir. Bring to boil. Stir in chicken and corn. Return to boil; simmer 5 min., stirring occasionally. Stir in green onions and cilantro.
SERVE topped with cheese.


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Glass Bead Spiders and Wire Webs
Customers Also Bought
Exclusive | Colorful Glass Bead Spiders with Wire Webs
- A frightfully delightful way to decorate windows
- Place spiders anywhere on the wire webs
- Set includes two wire webs and six multicolored spiders
- Additional Glass Bead Spiders sold separately
Colorful glass bead spiders cling to wire webs for an eye-catching window display at Halloween or any time of year. The spiders' bendable wire legs have looped "feet" so you can attach them anywhere on the web. Use monofilament line to suspend a few in midair for surefire shrieks of delight. Pin them to fabric and bulletin boards, too. Flexible wire webs can wrap around a lampshade or other framework. Set includes two webs and six multicolored spiders.
- Steel wire, glass beads
- Webs are 18" x 25"
- Spiders range in size from 2-1/2" to 4" W
- Not recommended for children under the age of 5
- Gardener's Supply Exclusive
Reviewed by 17 customers
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Best Uses
I ordered extras for adding a surprise to plant pots and other garden decor.
- Was this a gift?:
- No
- Pretty Spiders
- I Didn't Get Any Webs
Best Uses
- Halloweenchristmas
- Halloween Christmas
I must have ordered wrong as I didn't get any webs. The spiders are worth the price and I can probably find some webs locally to use.
- Was this a gift?:
- No
Great for the porch. Looks great in candle light.
I'll use them indoors for Halloween
- Eye catching
- Great quality
- Not Just For Halloween
- none
Best Uses
- Indoors or out
I bought this to see if I would like it & where I would put it. It exceeds anything I thought it was going to be. There were two webs so I put one up in the corner of the porch & gave the other one as a gift. I went to order more but they were sold out.
- Was this a gift?:
- No
- nice detail
Best Uses
- Halloween Decoration
Very cool detail on the glass bead spiders. This variation in the set was very nice and even different between two orders of this item. The web is cool as well - it is wire and can be shaped a bit. Bigger than you expect.
- Was this a gift?:
- No
- Looks great
- Hard To Attach Spiders
Best Uses
- In Window
I purchased several and put them in the windows of my camp. They look great with the spiders clinging to the web. It is a little difficult to attach the spiders but a little patience works well.
- Was this a gift?:
- No
Best Uses
Bought for someone who decorates for Halloween. A really nice version of the spider web decorations which have become popular.
- Was this a gift?:
- Yes
- Decorative
- Just plain fun
Best Uses
I've hooked my little spiders to cords and pictures about the house much to the excitement of my grandkids. They're simply fun to have around and make me smile! Once spring is a bit more entrenched in the garden, I'll move outside and set up the web and spiders on my fence for the whole world to see! Getting the little wires to open up so I can hook them on is a bit of a challenge...lost a couple of beads in the process. But all good things come with an occasional setback, right?! I love them!
- Was this a gift?:
- No
- Cute decorations
- fun
Best Uses
These are great for adding a little something extra in your Halloween decorating. I use mine in doorways and suspend some of the spiders with fishing line.
They look wonderful !!
- Was this a gift?:
- No
- Webs-sturdy And Flexible
- Wonderful craftsmanship
Best Uses
- In The Garden And Deck
I bought the set of webs and spiders. The webs are fanastic, be sure to pay attention to the size they are large. Can be viewed both sides h makes them right & left. Well done. The spiders are bright and colorful and cute as can be.Flexible and can be bent to accomodate many uses.Definately would recommend this product and can't be the price!
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Cardinals running back Beanie Wells is one of the first players to take advantage of the NFL's new injured reserve rule that allows injured players to return later in the season. / David Butler II, US Presswire
Add Beanie Wells to the list of players looking for a new team.
The Arizona Cardinals released Wells, the oft-injured running back, on Monday.
"Would like to thank the Cardinals organization for give me the chance to live our my dreams. The best has yet to come!!" Wells wrote on his Twitter account.
Wells, the Cardinals' first round pick in 2009, rushed for 1,047 yards and 10 touchdowns in 2011, but spent half of 2012 on the team's short-term injured reserve list with a toe injury. He played in only eight games last season, and was benched in late December.
The Cardinals have already spoken to the representatives for Miami Dolphins free agent Reggie Bush during the three-day negotiating window.
Wells was scheduled to earn $1,157,500 in base salary plus a $50,000 workout bonus this season.
The Cardinals also released practice squad running back Fozzy Whittaker.
Copyright 2015
Read the original story: Cardinals send Beanie Wells packing