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enjoy the scenery - life is all about the journey!
Make googly eyes at people in other cars.
Slug Bug
mountain climbing
I'm never a passenger. Last time I rode with someone I ended up in the nightclubs 100 miles away until 2:30 a.m. I will never be a passenger again.
Sleep !!
definitely using my Ipad.i have service on it so i could play games, shop or my favorite current semi-obsession go on Pinterest.
My favorite is to read aloud from whatever book the driver is currently engaged in. That and conversation, of course.
Mostly, I'd sleep, but ipads and smartphones give us virtually unlimited games and movies.
Street sign BINGO.....throw a quarter per card in a cup, winner takes all.
Audiobooks or Podiobooks
With a Smart phone.... ear-phones and music. Solitaire on the Iphone. Before Smart phones.... daydreaming while watching the scenery pass. Closing my eyes and imagining floating over the landscape. (there were many trips back and forth between parent's houses when I was younger, I got very good at this lol)
Total air band rock out until you reach the destination.
Read Kindle.
Books, either audio or print.
Unless it's a bus trip....I'm driving or sleeping...not at the same time.
Discuss life and science like an interesting human would.
Good: License plate game, alphabet game (find a word written on a sign / vehicle that starts with the current letter), jam out to music (no headphones), have a conversation, enjoy the view. Bad: plug your ears and eyes with technology and ignore everything around you. Ugly: Drive-by mooning
iPad - either reading or playing games.
I would NOT be able to only be a passenger! I have a need to drive!! And I'm over 50!
Alphabet game...we look for letters in road signs or license plates. Movies are always a good distraction. Also, with younger kids stopping for an hour at a restaurant with a playground and letting younger kids burn off energy is a great way to get them to sleep.
Reading, knitting, talking to the driver, giving directions, talking on the phone, using smart phone to: check traffic, find restaurant, find gas station, research anything that comes up in conversation
I kill time with my indifference -.-
When my husband and I are both on the long drives to visit family, we pick out a good (thick) book and I read aloud while he drives. He gets motion sick if he reads in the car, but I don't- and I do the voices. :D
Read, sleep, fight with my middle brother... "You're in my space!" [thwack] "Hey! You got into my space when you hit me!" [thwack] "Your seatbelt is in my space!" [thwack] Dad: "Don't make me pull over..."
kbdemers wrote:Are you kidding, passenger??? I'm driving!
No, I am! Seriously....I'd rather drive.
I'm never the passenger!!!! I get car sick so I have to drive ;)
I'm never the passenger...
Books. Best way to pass time in AND out of the car.
Books on CD, squabbling with driver over which ones to listen to.
When I was young my mom and I used to play the geography game (you must say the name of a place that starts with the letter the last person's ended with). Now, when travelling alone, I take a book I've been meaning to read but just haven't gotten around to. I also do origami (especially if there's a nearby child who needs to calm down).
I read my Kindle
Looking at the scenery, reading on my kindle, napping.
Just keep talking and talking and talking and talking.....SHUT UP ALREADY!!!!!
I play selective music. Play on my tablet and converse with the driver.
View All →


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Take your Lightroom skills to the next level. Learn how to manage, enhance, and creatively manipulate your photography with Lightroom 6.
Take your Lightroom skills to the next level. Learn how to manage, enhance, and creatively manipulate your photography with Lightroom CC.
Get a first look at Photos for Mac, Apple's replacement for its iPhoto and Aperture—coming soon to Mac OS X.
Learn how to organize, edit, and share your photos with Photoshop Elements 13.
Learn how to manage, enhance, and share your photos with iPhoto.
Learn how Cindy Loughridge, lifestyle photographer, transitioned to photography full time with the help of friends from Flickr and Instagram.
Photographer Derrick Story shows how to back up and store your mobile photos and videos easily and automatically.
Design your own photo book in Lightroom, and then have that book printed by Blurb or exported as a PDF.
Learn how to create and publish web galleries featuring your own photography with Lightroom.
Learn to enhance, share, and even print your iPhone photos using Apple's free iPhoto software.
Learn how to create slideshows of your photographs to share with family, friends, and clients with the Slideshow module in Lightroom.
Learn how to watermark and share your photos online with Lightroom 5.
Explore Lightroom 5's features for emailing photos and sharing them on social media networks like Facebook and Flickr.
Display your photographs with the easy-to-build slideshows and web galleries in Lightroom.
Explore the basics of Flickr, from posting, organizing, and editing photos to participating in the Flickr community.
Learn how to add important metadata to your images that will help you find and filter your library, process images and video, and export, email, and share photos—all from within the powerful Library module in Lightroom.
Shows how to use the Lightroom Library module to import photos into a library, work with tethered capture, and store files on multiple hard drives.
Design a stylish and professional photo book to preserve your memories.
Learn how to combine the simplicity of iPhoto with the power of Aperture and get the best of both worlds.
Learn how to create slideshows, photo books and calendars, collages, and more with the tools in Photoshop Elements 11.
Increase brand visibility and take advantage of the free features in Facebook to communicate and advertise your photography or videos.
Shows how to use social media to its full potential and leverage the unique benefits it offers photographers and filmmakers.
Learn the best techniques for sharing and printing photos using Photoshop Elements 11.
Discover how to use iPhoto to create photo books.
Learn how to shoot, edit, and post mobile photos online using the popular Instagram app for iOS and Android.
Covers the entire photographic workflow in Aperture, from import to enhancement to output, plus special 3.3 features like Retina display support and iPhoto integration.
Get a friendly, approachable introduction to the organizing, editing, and sharing features in Photoshop Elements 11.
Focuses on the Lightroom 4 slideshow and web gallery features, which provide a straightforward way to display images on the web, on the desktop, or projected onto a screen.
Focuses on the Print module in Lightroom 4, which can be used to create high-quality prints and proofs and design custom layouts for books and other print projects.
Takes an in-depth look at sharing your images with Lightroom 4 via prints, email, or the web.
Explores the Library module in Lightroom and shows how to use the popular image-management program's tools to organize and manage a photo library.
Demonstrates the art of iPhoneography—how to shoot, enhance, and share photos using an iPhone.
Shows how to use Apple Aperture to quickly and efficiently create a slideshow to impress any audience.
Shows how to create, publish, and sell photo books using the Blurb self-publishing service.
Shows you how to use the powerful slideshow tool FotoMagico and Adobe Photoshop to break the mold of simple sequenced images.
Shows how to develop an interactive photo gallery for a web site using HTML, CSS, and jQuery.
Master the program's interface and learn about organizing and sharing your images, cropping and straightening photos, retouching images, and more.
"My biggest problem is figuring out what I want to watch next. Just when I think I'm all set, I find something ELSE that is fascinating." —John O.
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Miami Marlins Gear
Miami Marlins Accessories
Miami Marlins Accessories Electronics
(58 items)
Product ID: 873164
Main Content
When it comes to your Miami Marlins, there are only MVPs. You might hold some higher than others, but either way, you adore all the players and support the team 100%. Show off your Yanks spirit with this iPhone 4 MVP case! It features the Marlins logo and unique textured material which feels like a baseball and also displays the seams.
- Easy access to ports and controls
- Fits iPhone 4
- Imported
- Officially licensed Marlins case
- Slim, lightweight design
- Snap on case
- Unique synthetic material
Special event items are produced by manufacturers only after the outcome of a game
or event. These are advanced sale items and will ship immediately after they are
received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items
are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite
number, and/or designs. Some options may be limited by league rules.


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antionette37's Mom Answers Activity
antionette37 is a star in these topics:
Pregnancy > Baby Showers
(1 helpful answer)
I am 18 and pregnant would it be acceptable for me to have a baby shower?
Most recent answer
Of course, why the hell not. You are a woman and a mother, and you have nothing to be ashamed of. Have that party and love every minute o...
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Sweet Lemon Yogurt Fruit Dip is the perfect accompaniment to beautiful fruit salad! Perfectly tart, sweet and creamy!
#26047Only for the brave: creamed potato recipe with fine aromatic herbs and sauteed shrimps.
#26046 French design studio Ibride created this look alike Ming Vase made of 6 painted bowls. Once you are done usng the bowls just stacks them back up.
A Middle Eastern puff pastry dessert filled with sweet semolina drizzled with orange blossom scented syrup
Working in sugar cane fields, distilling Brugal rum, and eating fried fish oceanside is all in a days work in the Dominican Republic.
#26032Best Butter-less Chocolate Chip Cookies. Made with coconut oil and under 100 calories each!
#26019Red Chicken Pozole, A delicious Mexican dish for celebrating special occasions.
#26018Baked strawberry French toast -- simple, delicious, and just right for Mother's Day brunch
#26017Texas Governor's Mansion Cowboy Cookies made with oatmeal, chocolate chips, coconut, and pecans.
#26016Strawberry Balsamic Pizza w/ Roasted Chicken, Sweet Onion and Applewood Smoked Bacon
#26014This Smoked Fish Spread (based on a recipe from Jamie Oliver) is my new favorite bagel topping! Fast, easy, delicious and full of healthy Omega-3!
#26013Goat cheese verrines with blue-cheese crumbles, toasted walnuts and spiced apple-jelly
#26008The vegan answer to buffalo wings. Cauliflower with celery and vegan blue cheese.
#26005Spicy Serrano-Maple Scalloped Sweet Potatoes ~ spicy and sweet all at once!
#26004Rhubarb Custard Tarts combine rhubarb, cardamom, and orange into a treat perfect for light lunches and sweet breakfasts.


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What are you grateful for?
This was a topic at a meeting this week. I was wondering what you are all grateful for.
Im grateful for
1-Im sober
2-AA (and everything AA related)
3-My kids and family
4-I learned to love myself
6-I have a job, food, shelter
(these are in no particular order and things can belong to more than 1 group, the only thing that is #1 and never changes is sobriety)
I have so many other things I am grateful for...these are just a few. I keep a list, and each day I add to it. So I can SEE all the good...when I cant see all the good.
So, will you share with me what you are grateful for?
Love ya


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Art Supplies in Kennett |
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Helpful Definition for: Art Supplies
'Art supplies' are the materials which are used by people associated with arts. Art supplies act as platforms based on which the creativity of the artists flourish. In Kennett, there are many art supply stores which keep stock of materials like art papers, colors, palettes, etc. Art supplies in Kennett provide the means of giving wings to the artist's imagination.
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Republican proposal pits GOP against GOP
GOP proposal includes more in taxes, but not in tax rates
Published 7:44 PM PST Dec 04, 2012Even some members of the GOP aren't going for new Republican fiscal cliff proposal -- but unlike President Barack Obama, they want no tax increases in the Republican proposal.
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28th April 2010, 04:08 PM | #11 | |
Join Date: Apr 2009
Posts: 421
I have a theory also that lowering the boom helps in overpowered conditions not just because of a lower body position and easier mast foot pressure, but also because with a lower boom there is more of the mast above the boom clamp (which is a pivot point) and therefore the mast can more easily bend off and exhaust gusts as the sail creates greater leverage over the pivot point. I got a couple of photos of my overpowered session and my mast is definitely bending nicely. http://www.seabreeze.com.au/Media/Vi...?m=3&p=agrelon
JP Super-X 106l, North F8 Ram: 5.8m, 175cm, 54kg |
28th April 2010, 06:28 PM | #12 |
Join Date: Aug 2006
Posts: 532
Well, your boom is rather low in the window but this is frequent with North Sails, made for big guys. I have a pretty similar position whatever the wind speed. It's difficult to see from a few pictures whether the mast bends properly of not (the last one looks strange actually). Anyway small differences in bend curves may hardly be noticeable but translate in significant overstress. If you want to keep your RAM F8, my advice would be to get the closest compatible mast you can find. 60 to 75% carbon should be OK in this size.
28th April 2010, 06:49 PM | #13 | |
Join Date: Apr 2009
Posts: 421
JP Super-X 106l, North F8 Ram: 5.8m, 175cm, 54kg |
28th April 2010, 10:17 PM | #14 |
Join Date: Aug 2006
Posts: 532
IMHO you can't really compare a race machine like the RAM and a freestyle sail, however good it is. This been said, the advantages of cams in such small sizes may be marginal, although competitors will always prefer the fastest sail. Also I presume that you can use smaller fins with cam sails. Would anybody confirm?
28th April 2010, 10:40 PM | #15 | |
Join Date: Apr 2009
Posts: 421
JP Super-X 106l, North F8 Ram: 5.8m, 175cm, 54kg |
29th April 2010, 02:43 PM | #16 |
Join Date: Aug 2006
Posts: 532
Well I think that a cam sail has much less drag, possibly also less lift but better lift/drag ratio, than the equivalent no-cam. Although more powerful, it generates less sideways force. Of course it's difficult to prove because cam and no-cam sails often come in different designs. However there are a few exceptions and I wonder if a mag ever did this kind of test. But it has nothing to do with NS warranty anymore. Let's open another thread if you're interested.
18th May 2010, 11:57 PM | #17 |
Posts: n/a
I like the feel of a boom set somewhere between the shoulders and chin.
I've had old school guys claim that forehead height was once the rule of thumb. Any discipline that's concerned with power, formula, freestyle, slalom, goes with a high boom. Maximum height should give the best power transfer, as it's closer to the sail's center of effort. Less power is wasted in the form of mast flexing. When your sail is on the max downhaul settings, and the COE is low and backhanded, a raised boom can enhance your leverage over the sail. I disagree with the opinion that most speed sailors set their boom low. Looking at a few videos the boom is typically shoulder height and above. On a narrow speed board, that would seem higher than normal. If your boom is slipping from chop bounces, you might want to spend some extra time making sure the clamp is set well. |
24th May 2010, 09:54 PM | #18 |
Join Date: Jul 2009
Posts: 70
BD uses a low boom and he's done O.K. Photos of people sailing are deceptive as far as boom height is concerned, since their body position may make the boom appear higher than it actually is. If you're comfortable, whatever the boom height (within reason), then you're probably faster.
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Mattanja Joy Bradley, the lead singer, and "Jimmy the Lounge", the lead guitarist, of Bradley's Circus will join us at the crossroad on Wed to show how they are doing the blues in Holland. Their website is bradleyscircus.com. Listen for them in the 3 o'clock hour on Wednesday.
Till then . . . . .
May All Your Blues Be On The Radio
Headed downtown for the last day of the South by Southwest Music Conference & Festival.
The last official day is Sunday with a few night time shows but for most people Saturday is the last day of the festival.
With a cold front that moved in overnight the temperature has dropped and the cloudy skies, todays crowd was not as large as the huge crowd on Friday.
We'll be spending much of the show playing music from New Orleans and Louisiana artists in 1951. Also Matt Perrine is going to stop by around 11:30 to share two songs from his upcoming Threadhead Records release, Bayou Road Suite,, due out on April 8th. Saxophonist Jimmy Carpenter will be in at noon to talk about some exciting upcoming gigs.
Yet another day full of music and walking.
As SXSW has grown it has spread out virtually all over town, making for some long walks (unless you catch the bike cabs) from venue to venue. The day played out much like yesterday, bouncing around to some of the day parties, the highlight being filter magazine's party.
Alex Chilton died in New Orleans a few days ago. He was from Memphis, which spreads all the way down to New Orleans for musicians. And we all know that New Orleans is a jealous mistress. So New Orleans it was for LX.
He would have been playing at South by Southwest in Austin this week, but never left New Orleans.
Drove up Wednesday Night after a short stop at the Old Tyme in Lafayette for a poboy. I met up with Scott Borne in Austin around midnight and we headed to our crashing place. Made it downtown by noon and stopped at the "Only In Louisiana" Party sponsored by the state of Louisiana.
I'm flying somewhere over Memphis right now, taking advantage of a wireless connection on a flight to Virginia. As plenty of you already know, Alex Chilton, a musician whose "quiet as thunder" impact on the rock and indie music scene is beyond measure, passed away yesterday at the age of 59.
One thing to realize when you go to sxsw....you are going to miss something. the shear number of bands in town and playing numerous gigs is staggering. Each day is full of sponsored day parties (free w/ rsvp) virtually all over town, featuring bands all day (everybody gets about 45min. to hour sets). As day turns to night sxsw takes over about 78 clubs/venues.
Do you know what I love most about New Orleans?
Check back starting Thursday, March 18, as WWOZ's Thursday Morning Set host Scott Borne and Wednesday Night Kitchen Sink 10 to 12 co-host Boudin Man send in blogs, pictures and updates from the 2010 South By Southwest Music, Film and Interactive Conference & Festival in Austin, Texas.
SXSW Week 2010: March 12-21


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1950 Mercury Coupe - Makeover Merc
Written by on February 1, 2010 Hot Rods & Hobbies' Completely Reworked '50 MercIt's not the way these things usually happen, but when this incredible '50 Merc was delivered to Scott Bonowski's shop, it was a brand-new finished car. All the owner wanted from Scott and his crew at Hot Rods & Hobbies (HR&H) was some body-color paint on the white doorjambs. As it turned out, the job got a little bigger than originally planned, and when it was finally finished, there was virtually nothing on the Merc that had not been redone. Completely.
The Merc that originally showed up at the shop was a suede cruiser, built in a somewhat conventional custom style with flat black suede paint and silver ghost flames, wide whites, a big-block engine, and suspension of unknown pedigree. The red leather interior by Ed Brescia at Fast Ed's Interiors had just been installed.
Hot Rods & Hobbies was commissioned to paint the doorjambs to match the body, but the owner returned within a matter of days. He wasn't happy with the way the car drove and the way it stopped. After evaluating the poor quality of the work on the car, Scott recommended replacing the chassis. The owner's response was something of a surprise, "Go ahead and change the chassis . . .and, oh yeah, chop it too!"
Pretty soon, the simple paintjob that turned into a chassis rebuild was quickly becoming a full rebuild. The next step was to bring in automotive designer and illustrator Steve Stanford to create a whole new vision for a very unconventional car-with the body of a custom and the soul of a hot rod.
But before any of those design elements could be accomplished, there was the matter of the chassis. Art Morrison provided a complete rolling chassis, with independent suspension, including Strange coilovers and antiroll bars at both ends, plus a power rack-and-pinion steering setup in front and a triangulated four-link in the rear. The Ford 9-inch runs 3.73:1 gears with a posi. Whatever stopping problems existed before were eliminated by some huge Wilwood disc brakes; fronts are 12 inches with six pistons and the rears are 11 inches with four pistons. Hot Rods & Hobbies cut out the floor of the car to drop the body over the 'rails, fabricating body mounts, motor and transmission mounts, and an X-member.
Stanford's concept drawing featured many of the elements that ended up on the reworked Merc, including the custom frenched headlights, handmade one-off taillights, modified stock grille with parking lights eliminated, shaved handles and emblems, custom side trim, exhaust exits cut into the rear quarter-panels, modified rear wheel arches, filled cowl and seams, rounded hood and decklid corners, custom bumpers (nickel-plated at Vern's Plating), and one-piece windows with modified trim and moldings. And of course the top, which was chopped 3 1/2 inches.
The sheetmetal was massaged for hours before going into the HR&H paint booth, where it was shot in black. Scott Baldwin stepped in to shoot the Green Pearl ghost flames, followed by lots of clear. The chassis was painted with a custom Green Pearl to tie in with the flames, accented with nickel plating, stainless, and black anodized hardware. The same green is found on the engine, transmission, and rearend.
The right or wrong rolling stock can make or break a custom. In this case, these Salt Flat-style kidney bean rims-they're Santa Fe models from Billet Specialties' Vintage series-are a great choice for a custom built to combine style and performance. Scott mounted 18x10s in the rear with 18x8s in front. The Toyo Proxes high-performance tires measure 295/45R18 and 245/40R18.
Of course, hi-po rubber would be wasted on a car that couldn't deliver the goods. Pretty as it is, this Merc was also built with some muscle. The GM 502 big-block runs with stock internals, but gets fed by an electronic fuel injection system from Imagine Injection, which, one look will tell you, is designed to resemble retro mechanical stacks. Bob Ream at Imagine Injection helped set up the EFI on the 502. Paired with a FAST (Fuel Air Spark Technology) computer, the Imagine system delivers more than nostalgia. Scott took the engine to Westech Performance Group in Mira Loma, California, for tuning on the dyno-and rates horsepower at 500 and torque at 500 lb-ft. Torrance Transmission built the Turbo 400 automatic for the Merc, operated by a handbuilt shifter with a line-lock.
Ed Brescia at Fast Ed's Interiors got another chance to build an interior for the car, replacing his still-fresh red leather upholstery with top-shelf bullhide wrapped around a pair of cut-down Toyota buckets and a custom-built rear bench. A little leather was saved for the custom door panels and transmission hump, and the trunk.
The dash, evocative of a '51 Ford, was fabricated to wrap around the door panels. Scott liked the idea of pods for the custom instruments, and decided to put them in the center instead of directly above the steering wheel. Controls are hidden behind the modified glovebox door in the center of the dash, and the master cylinder and Vintage Air A/C are mounted underneath the dash. An iPod, along with Hertz amp and speakers, provides the sound track.
The Merc's first public appearance at the '09 Grand National Roadster Show was a big success, and earned the custom a First in Class prize and the Overall Outstanding Custom award, in addition to the Triple Gun Award of Excellence, presented by Zane Cullen, Darryl Hollenbeck, and Charley Hutton. Best of all, perhaps, was the admiration it got from the general public. A few weeks later at the Sacramento Autorama, the car was selected for the show's big prize: World's Most Beautiful Custom.
You may be happy to learn that, since then, the Merc's owner has been driving the car the way he planned to way back when it was a suede cruiser. "It's been getting dirty and buggy," Scott promised us. And it will be driven, not trailered, when it heads off to a couple of the first Goodguys shows this spring. You can see it for yourself at the All-American Get-Together in Pleasanton, California, in March, and at the Del Mar Nationals near San Diego in April.
Facts & Figures
Scott Bonowski,
Hot Rods &Hobbies
Signal Hill, California
1950 Mercury coupe
Frame / Manufacturer | Art Morrison Enterprises (Fife, WA) |
Wheelbase | 118 inches |
Modifications | Body mounts, engine and transmission mounts, X-member sore support, fender supports, HR&H |
Chassis plumbing | Stainless steel |
Rearend / Ratio | Ford 9-inch / 3.73:1 |
Rear suspension | Strange Engineering axles and coilovers (Morton Grove, IL) |
Rear brakes | Wilwood Engineering (Camarillo, CA), 11-inch discs |
Front suspension | Art Morrison IFS, Strange coilovers |
Front brakes | Wilwood Engineering, 12-inch discs |
Steering | rack-and-pinion |
Front wheel make, size | Billet Specialties (La Grange, IL) Santa Fe wheels, 18x8 |
Rear wheel make, size | Billet Specialties Santa Fe wheels, 18x10 |
Front tire make, size | Toyo Proxes T1R, P245/40R18 |
Rear tire make, size | Toyo Proxes ST, P295/45R18 |
Gas tank | 15-gallon Fuel Safe racing cells (Redmond, OR) |
Make | Chevrolet |
Displacement | 502 ci |
Radiator | Mattson's (Stanton, CA) |
Valve covers | Custom |
Manifold / Induction | Imagine Injection (Phoenix, AZ) EFI, FAST (Memphis, TN) electronics |
Ignition / Wires | Imagine Injection, distributorless |
Headers | DAH Works (Redondo Beach, CA) |
Exhaust / Mufflers | glass packs |
Other engine facts | Billet Specialties serpentine pulley system |
Make | Chevrolet TH400, built by Torrance Transmission (Torrance, CA) |
Shifter | Custom with line-lock |
Body style / Material | '50 Mercury coupe |
Body manufacturer | Mercury |
Body mods | Custom front pan, shaved turn signals, rounded hood and deck corners, custom side trim, 3 1/2-inch chop |
Hood | stock |
Grille | stock modified |
Bodywork | HR&H |
Paint type / Color | PPG black |
Painter | Scott Bonowski and HR&H crew |
Graphics | Scott Baldwin (Torrance, CA) |
Headlights / Taillights | stock frenched / custom by HR&H |
Bumpers | custom by HR&H |
Other body items | glass from the Glass House (San Dimas, CA) |
Dashboard | custom by HR&H |
Gauges | Classic Instruments (Boyne City, MI) |
Stereo / Speakers | iPod, Hertz amplifier, and speakers |
Air conditioning | Vintage Air (San Antonio, TX) |
Insulation | Dynamat |
Wiring | Tim Phillips / HR&H |
Steering wheel | Cadillac, modified |
Steering column | ididit (Tecumseh, MI) |
Seats | Toyota Solara front seats, custom rear |
Upholsterer | Ed Brescia, Fast Ed's Interiors (Gardena, CA) |
Material / Color | bullhide / green and black |
Carpet | rubber mat |
Seatbelts | custom |


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Phil, Kathleen and Maggie visit the new rock and roll musical at the Shubert Theatre.
October 20, 2009Derrick chats with co-star Cass Morgan and a handful of backstage faces in this new entry.
October 12, 2009The men behind the soulful new musical at the Shubert Theatre on the journey to Broadway.
October 8, 2009Get to know Leon, the Shubert Theatre stage doorman!
October 7, 2009Derrick takes us backstage on the night of the first Broadway preview of this hot new musical!
September 25, 2009New musical MEMPHIS parties in Shubert Alley with down home tunes and grub.
August 28, 2009Memphis stars Chad Kimball and Montego Glover get dressed up for a sexy photo shoot.
July 28, 2009


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Top Flite Aero 19-Piece Complete Set - (Graphite/Steel)
Save $120.02 (24%)
Product Information:
This comprehensive package set provides the technology and design to deliver maximum distance and forgiveness for golfers of any skill level. The Top Flite Aero set is comprised of a 460cc Ti driver, 2 stainless steel fairway woods, 2 easy-to-hit stainless steel hybrids, 6 stainless steel irons, a stainless Sand Wedge and a Tour blade putter.
What's Included:
Driver SPECS:
3 Wood SPECS:
5 Wood SPECS:
3 Hybrid SPECS:
4 Hybrid SPECS:
5 Iron SPECS:
6 Iron SPECS:
7 Iron SPECS:
8 Iron SPECS:
9 Iron SPECS:
Putter SPECS:
- Designed for golfers of any skill level
- Available in men's right and left hand
- Driver is 460cc full titanium with fixed weight. Oversized head and Convex Crown Aerodynamics provide faster clubhead speed for maximum distance off the tee
- 3-Wood and 5-Wood have CCA technology for greater distance and a fixed weight screw in the heel helps square the clubface at impact for a straighter ball flight
- 3-Hybrid and 4-Hybrid have CCA technology and the fixed weight screw in the heel results in more playability and forgiveness
- Stainless Irons (5-PW) have a wide sole undercut keeping the center of gravity low and away from the face for straighter, longer shots
- Sand Wedge is made from 431 soft stainless steel material for exceptional feel and the traditional head shape with dual cambered sole improves playability from all lies
- Blade Putter features a tour design with TPU insert for consistent feel and roll, while the three cavity lines promote easy alignment
- Lightweight stand bag with 6 pockets, padded dual carry strap, 7-way organized top with full length dividers for clubs, towel clip, and umbrella holder
- Protective headcovers for driver, fairway woods, and hybrids
- Top Flite
What's Included:
- Driver
- 3 & 5 Woods
- 3 & 4 Hybrids
- 5-9 Iron
- Pitching Wedge
- Sand Wedge
- Putter
- Lightweight Stand Bag
- Headcovers (5)
Driver SPECS:
- Loft: 10.5°
- Lie: 59°
3 Wood SPECS:
- Loft: 15°
- Lie: 58°
5 Wood SPECS:
- Loft: 18°
- Lie: 58.5°
3 Hybrid SPECS:
- Loft: 19°
- Lie: 59°
4 Hybrid SPECS:
- Loft: 22°
- Lie: 60°
5 Iron SPECS:
- Loft: 25°
- Lie: 61&°
6 Iron SPECS:
- Loft: 28°
- Lie: 62°
7 Iron SPECS:
- Loft: 32°
- Lie: 62.5°
8 Iron SPECS:
- Loft: 36°
- Lie: 63°
9 Iron SPECS:
- Loft: 40°
- Lie: 63.5°
- Loft: 44°
- Lie: 64°
- Loft: 52°
- Lie: 64°
Putter SPECS:
- Loft: 3°
- Lie: 72°
Country of Origin: Imported
Web ID: 19616546
Customer Reviews:
Top Flite Aero 19-Piece Complete Set - (Graphite/Steel)
Great value!
The clubs came very quickly as promised. Very happy with purchase..
December 14, 2014
great stuff
Very nice easy to handle nice balance and I have a better game
November 20, 2014
Great set for a great price!
Took them out the day I got them and absolutely fell in love. Irons sound beautiful and the driver is amazing. If you're looking for a good set for a decent price, I HIGHLY recommend these clubs!
September 18, 2014
Great Set Of Clubs
I purchased these clubs to replace an almost 20 year old set that I was using. There are very nice and very forgiving. I am a high handicapper (25-30), so I didn't need anything fancy.
July 7, 2014
nice new set....finally
So far I like the set. Cant wait to really use them.
June 18, 2014
at present I am trying to get the woods replaced
During the second round of golf, the driver, three wood and yes, the five wood all lost their heads during the swings. I was totally surprised at this. I was told when asking about replacement that it was one of the cheaper sets and you couldn't swing hard. Really!
Don't buy this set of clubs.
June 11, 2014
Great starter set
I purchased this set for my son's sixteenth birthday and he love's them. It is a good quality set that will get anyone through to the next level.
June 3, 2014
good starter set for those who have been away from the game (like me)
For those who have been away from the game (like me) and/or for those who need reasonably priced golf clubs. the switch to the bigger club heads and hybrids use over
irons takes a while to adjust-have played with mine just once
May 31, 2014
Excellent for the price...
I now have a good reason to golf more often. My salesman Bob recommended this set not only because of the Top Flite brand and quality I was getting for the price, But the hybrid's would take away my fear of bringing my iron's from the bag !!
May 27, 2014
Inexpensive but not great quality
I'm a beginner golfer. Have only taken lessons so the salesman and I thought this was a good fit for me incase I should decide I don't like golfing. First time out, on the driving range, used the 6 irons, after about 15-20 swings the head flew off out about 20 yds. Had to walk out to get it. Hope this doesn't happen with anymore clubs. Not real impressed! I realize it was a cheaper set but didn't really feel like they should fall apart so quickly.
May 13, 2014


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Everett Upholstered Ottoman
- Handcrafted
- New Colors
- Overview
Kick up your feet. The low-slung Everett Upholstered Ottoman's clean, mid-century-inspired lines make a sophisticated spot to rest your legs, your laptop or a tray of cocktails.
- 24"w x 18"d x 17"h.
- Solid wood frame and legs with Chocolate-stained finish.
- Polyester foam padding for maximum comfort.
- Imported.
- Online only.
- Details + Dimensions
- Overall product dimensions: 24"w x 18"d x 17"h.
- Seat depth: 17".
- Clearance: 5.5".
- Removable legs.
- Number of boxes: 1.
- Shipping package: 27"w x 18"d x 12.5"h.
- Packaged weight: 20 lbs.
Assembly required. View assembly instructions.
Spot clean. Blot spills as quickly as possible. For stubborn spots and stains, blot excess liquid immediately with a clean, absorbent sponge or cloth. If necessary, use a slightly dampened white cloth and wipe the affected area gently two or three times and take a dry cloth or tissue paper to blot the area dry. Always test-clean on a hidden area to confirm results. Under normal usage/conditions, regular dusting and vacuum cleaning in crevices or bottoms is all that is necessary to clean your furniture.
- Shipping + Return Info
Delivery Information
- Quick Ship fabric items receive delivery in 1 - 3 weeks.
- Special order fabric (SPO) items receive delivery in 8 -10 weeks.
- For our guide to measuring for delivery click here.
- Items marked with
are delivered via our In-Home Delivery service.
In-Home Delivery
- Shipped via standard ground service.
- Delivery is by appointment (Mon-Sat) depending on area.
- Our delivery service will call to schedule within a 4-hour window.
- Item is delivered to your room of choice.
- For most items, in-home delivery includes unpacking, assembly and packaging removal. For headboards, we are happy to place items, in their original packaging, in any room you desire, but we are unable to unpack or inspect them, or attach them to existing bed frames.
- Available in the 48 contiguous states only.
Shipping Rates
The shipping rate varies depending on your order total and shipping options. Please note, some furniture, rugs and other large items that are bulky or heavy items have a delivery surcharge listed in parentheses ($) after the item price. These delivery surcharges are in addition to the standard delivery shipping charges. View Shipping Rates and Options
Return Policy
We take great pride in the quality of our merchandise. If for any reason you are not happy with your purchase, you may return the item(s) within 30 days of receiving the order for a full refund of the merchandise cost. After 30 days, we will replace or refund your purchase against manufacturer's defects ONLY. Please note that we cannot accept returns on mattresses, monogrammed/personalized items, special order upholstery items and special order rugs, one-of-a-kind rugs, or on items damaged through normal wear and tear. We also cannot accept returns of final-sale items, which are identified by a price ending in .99 or .97. Delivery fees are non-refundable.
For further assistance please call our customer service department at 1.888.922.4119 or send an email to firstname.lastname@example.com


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Never chase balls again thanks to this easy-to-set-up, easy-to-use barrier net.
Quickly unfolds, snaps into place and net slips on - two people can easily sets it up in 80 seconds. On nice days you don't even need to stake it down.
Includes carry bag. 100% UV-treated knotless net. Steel frame.
NOTE: Do not use for direct shooting.
11'6" x 21'6"
Weight: 56 lbs.


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Introduction to vomiting:
It tugs at our hearts to hear our children retch, to watch them vomit, and to feel helpless to make it go away. Vomiting is intense. It grabs our attention, and it's intended to! Vomiting is a signal that something going on in the body needs to be addressed.
What is vomiting?
Your child's body has a relatively small number of symptoms with which to respond to an ever-changing, wide variety of invaders and irritants. Sneezing ejects the intruders from the nose, coughing from the lungs and throat, diarrhea from the intestines, and vomiting from the stomach.
Vomiting is a forceful action accomplished by a fierce downward contraction of the diaphragm along with a sudden tightening of the abdominal muscles against a relaxed upper stomach with an open sphincter, propelling the contents up and out. Vomiting is a complex, coordinated, automatic reflex. An increase in saliva production may occur just before vomiting. Retching signals the beginning of the vomiting event. Vomiting is orchestrated by the vomiting center of the brain. It responds to signals coming from the gastrointestinal tract (the mouth, stomach, and intestines), the bloodstream (and medicines or infections it contains), from the balancing systems in the ear (think motion sickness), and from the brain itself (including unsettling sights, smells, or even thoughts). An amazing variety of stimuli can trigger vomiting, from migraines to kidney stones.
Who gets vomiting?
- Vomiting is extremely common. Almost all children will vomit several times during their childhood. The most common situation is a child with a viral gastrointestinal infection, such as rotavirus.
- Infections elsewhere in the body can also cause vomiting. Other classic situations are kids with pneumonia, ear infections, urinary tract infections, hepatitis, meningitis, or appendicitis.
- Children with inborn errors of metabolism, such as PKU or galactosemia, will start vomiting at an early age.
- Children with obstructions in the gastrointestinal tract often vomit. An obstruction could occur almost anywhere along the tract, but a common one in babies is pyloric stenosis.
- Children with food poisoning, perhaps from E coli, staphylococcus, or Norwalk virus, are another important group who vomit.
- Children with brain tumors, hydrocephalus, or other causes of increased pressure in the skull will vomit. Any child with headaches that awaken him from sleep and early morning vomiting should be evaluated.
What are the symptoms of vomiting?
Vomiting itself is the symptom. Children with persistent vomiting need to be evaluated. Signs that a vomiting child needs to be seen right away include vomiting that lasts longer than 24 hours, changes in level of alertness, signs of dehydration, blood or bile in the vomit, or severe abdominal pain. "Spitting up," the gentle sloshing of stomach contents up and out of the mouth, sometimes with a burp, is an entirely different process. Some spitting up is normal for babies, and usually gets gradually better over time. Worsening spit up might be GE reflux disease, and should be discussed with your doctor.
Is vomiting contagious?
Hearing, seeing, or smelling someone else vomit will often stimulate your own vomiting center. Some of the important causes of vomiting are contagious, but many are not.
How long does vomiting last?
Vomiting with most minor illnesses will end within 24 hours. When children vomit for longer than that it is important for them to be seen, both to assess their hydration and to diagnose the cause of the vomiting.
How is vomiting diagnosed?
The evaluation begins with a history and physical examination. Often no other tests are necessary. The work-up might involve a wide variety of tests, including blood tests, urine tests, or x-rays, depending on what problems are suspected.
How is vomiting treated?
Keeping kids hydrated is one of the initial concerns. Offer steady, small amounts of clear liquids, such as electrolyte solutions. Giving solid foods, or more than a few ounces of liquid at a time, will likely stimulate further vomiting. A child who isn't able to keep liquid down, or appears to be getting dehydrated, needs to be seen. The other initial concern with vomiting is to get a general idea of the cause. Most vomiting comes from mild viral illnesses. Nevertheless, if the vomiting might come from a toxic ingestion or Reye syndrome (a liver disease usually arising from children taking aspirin), or some other medical emergency, the child needs to be seen immediately.
How can vomiting be prevented?
A number of medicines are effective at preventing vomiting. Your doctor is unlikely to prescribe these because in most situations the vomiting is an important part of getting well. In some situations, however, preventing the vomiting makes life much better.
Related A-to-Z Information:
Appendicitis, Celiac Disease, Dehydration, Diarrhea, E. Coli, Ear Infection, Encephalitis, Food Poisoning, Galactosemia, Gastroesophageal Reflux, Headache, Hepatitis A, Hepatitis B, Hernia (Inguinal hernia), Hydrocephalus, Intussusception, Meningitis, Motion sickness, Norwalk Virus, Pertussis (Whooping cough), Phenylketonuria (PKU), Pneumonia, Pyelonephritis, Pyloric Stenosis, Reye Syndrome, Rotavirus, Staph (Staphylococcus aureus), Urinary Tract Infection (Cystitis)


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Get all the information you need about online education with K¹².
Learn all about our extensive course catalog.
From Kindergarten reading to AP® Chemistry, it's all here.
There are currently no free online public schools using the full K¹² program in this state. But new schools are always being added!
Please consider the online private school options listed to the right. We hope you'll check back to learn when a full-time public program using the K¹² curriculum becomes available in your area.
For additional school options view all K¹² school options in Rhode Island
K¹² offers excellent, affordable private school options.


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United States
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Pediatricians in Fortuna |
Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Borba Susan MD - Fortuna, CA - Phone: (707) 725-9355
Minor Louise A MD - Fortuna, CA - Phone: (707) 725-9020
Helpful Definition for: Pediatricians
Pediatricians are medical persons who care or treat babies till their young adulthood. Pediatricians are traditionally considered to be members of a learned profession with in Fortuna, because of the extensive training requirements, and also because of the occupation's special ethical and legal duties. Pediatric medical practitioners in general often work long and inflexible hours, with shifts at unsociable times, and may earn less than other professionals whose education is of comparable length.
Pediatricians work with other medical specialists and healthcare professionals in Fortuna to provide for the health and emotional needs of children. Generally, pediatricians focus on babies, children, adolescents, and young adults from birth to age 21 years to ,ease the difficulties of children and adolescents with chronic conditions, foster healthy lifestyles, control infectious disease and reduce infant and child mortality in Fortuna.


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When mice are held in isolation, stem cells in the hippocampus make more of themselves and wait for better times.
When mice are held in isolation, stem cells in the hippocampus make more of themselves and wait for better times.
New estimates of human mutation suggest that each of us harbor approximately 60 novel genetic mutations.
Ovarian tumor cells use cellular movement proteins to penetrate protective cell layers surrounding new target tissues during metastasis.
Cells that produce laser light may one day zap cancer cells.
A snapshot of the most highly ranked articles in molecular biology, from Faculty of 1000.
Microbiologist Marvin Whiteley chats about teaming up with chemist and bioengineer Jason Shear in order to build tiny houses for bacteria.
Paul Riley of University College London discusses his new research, published June 8th in Nature.
A waxy substance, ursolic acid, found in high concentrations in apple peels, can help mice build muscle and reduce muscle atrophy, body fat, blood sugar levels, and cholesterol, reports Newswise.
Upon activation, a novel population of resident cardiac cells forms new muscle after damage.


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Car Dealer Check lists 3 Sidney Car Dealers.
Car Dealer Check is here to inform you of which car dealers in Sidney honor their promises, their online price quotes, treat their customers with respect and dignity and generally provide a quality service. We're also here to WARN you of the few bad apples out there.
All of our Sidney Car Dealer Reviews are written by actual customers of the dealer and are in no way censored by any of our staff. A car dealership CAN NOT purchase a review at this site and we accept NO sponsorship in exchange for a quality review.


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This classic Tiffany & Co. Return to Tiffany necklace is in PRE-LOVED condition (moderate use). It features polished sterling silver adorned with a signature heart charm. There are light scuffs on the charm and some verdigris on the toggle.
Extra 20% off when you BUY! Use promo code 20OFFMAY at checkout.
| ||
Now rent or buy as many items as you wish - and only pay one flat fee to ship everything. There's no limit to the size of your order. And as always, free return shipping on all rentals is included. |


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The bayou. The roaring 1920's. A supernatural secret. Step into Dark Manor, where ghostly hosts will help you find your way! Beautify your manor and explore the spine-chilling hidden object scenes... if you DARE! Brought to you by Big Fish Games, the #1 publisher of Hidden Object games!
SAVE 30% on in-game items


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Register for a FREE GoComics account and get this, plus any other comic strip delivered daily to your personalized My Comics Page (homepage and free mobile app).
Upgrade to a GoComics Pro account (only $11.88/yr) and have all of your favorite comics emailed to you daily! You'll also get unlimited archive access to decades of comics and an ad-free website and mobile app experience.
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Account/preferences access on theGoComics mobile/tablet app.
Night-Gaunt49 said, about 2 years ago
Viivi, just use his skin for fabric.
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Viivi and Wagner is a story about a girl who lives with a pig. They love each other very much. Viivi wants to have children but they can't because they are different species. Wagner doesn't mind.
Juba - All Rights Reserved.
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About This Product:
This Two Post glider and ottoman combo offers an exceptionally smooth and extra long glide motion with thick cushions and padded arms. It will be the perfect addition to your child's nursery or living room. The multiposition mechanism locks the glider in 6 different positions and makes it easier to sit in or step out of the glider. In addition, it features a reclining mechanism to maximize your comfort.There are no sharp edges, the finish is toxic free and this product meets all safety standards.
- Multiposition mechanism allows to stop the glider at the desired position
- Great reclining mechanism allows backrest to be fully adjustable
- Fabric color is Dark Grey
- Fabric is 100% Polyester
- Fabric type is Wool-like
- Dutailier's exclusive gliding system with top quality sealed ball bearings
- Matching gliding ottoman included
- Made in Canada
- Glider dimensions:26" W x 31" D x 43" H
- Ottoman dimensions:20" W x 18" D x 14.75" H
Furnished Over 1 Million Homes Since 1997...
I was very satisfied with One Way Furniture Service. I have referred them to many friends, family, and customers. Thank you. Kathy A. Eisele, Boston, MA
Product Review - Dutailier - Platinum - Rocking Chair
Furniture Brand
Nothing helps you to comfort your new baby or just relax in peace like a Dutailier Glider. Famous for their silent and fluid gliding mechanism, a Dutailier glider represents the very best in gliding. With matching gliding ottoman, this chair is the perfect addition to any nursery or living room. Available in a variety of colors and wood finishes, you are bound to find the Dutailier Glider to fit your needs.
Weight & Size
Reference - Sku: C20-82B-62-3128 - Dutailier - Platinum - Rocking Chair by Dutailier


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Here at Top Toys Blog, we help you find the best toys and gifts for five year old girls. To do that, we have put together a page full of information to help make your choice easier.
From tips and suggestions to help with safety and finding educational toys, we're here to help you find the top gifts and toys for girls age 5 years old.
- Toy Safety for 5 Year Old Girls
- Educational Toys for Girls Age 5 Years Old
- Top Toys for 5 Year Old Girls -
Safety and Toys for 5 Year Old GirlsHere are some things to keep in mind when shopping for toys for a five year old girl.
| Educational & Learning ToysAt age five years old, it is a good idea to get toys that can help girls with reading as well as social skills. |
Top Toys for 5 Year Old Girls
Top Fashion Toys and Gifts for 5 Year Old Girls | ||
Barbie Blonde Styling Head[rating1]
| Girls Peace Quilted Purse[4girlsfashion3]
| Musical Jewelry Box[5girlsfashion3]
Top Riding Toys for 5 Year Old Girls | ||
12V Pink Police Motorcycle[5girlsriding2]
| Mongoose Bubble Pop[4girlsriding3]
| |
Top Playsets and Gifts for 5 Year Old GirlsPlaysets are great for the imagination and stimulating creative pretend play. Whether it's stuff from the kitchen or a doctor's set with stethescope or a tent to play in, a playset can be a great gift for a four year old girl. | ||
Barbie ZipBin Dream House[4girlsplayset3]
| Fairy Princess Play Tent[5girlsplayset2]
| Disney Play House Tent[3girlsplayset1]
Top Electronic Learning Toys and Gifts for 5 Year Old GirlsThese days, there are quite a few electronic learning systems that can help your little girl get ahead when it comes to numbers, math, letters, and even reading with the new eBooks for children. | ||
LeapFrog Scribble and Write[4girlselec1]
| Vtech – V.Reader eBook[4girlselec2]
| iXL 6-in-1 Learning System[4girlselec3]
See more Top Toys for 5 Year Old Girls


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Coin wants to combine all of your cards into one, but how well will it work?
The Internet has been buzzing about Coin, a credit card replacement announced last Thursday. Currently taking pre-orders, and planning to launch Summer 2014, Coin is a credit card-sized device which is capable of storing and behaving as pretty much any card with a magnetic strip: credit cards, gift cards, membership cards, etc. Coin allows you to select which card you want to use, and when you or a merchant swipe your credit card, the information for the appropriate card can be read from Coin. Replacing every card in your wallet with a single, card-sized device is exciting to think about, but obviously a product like this raises a lot of questions.
How secure is coin?
When you're putting a considerable amount of your payment information into a device, you want to know how well your information will be protected. Coin has answered many questions in their FAQ including several about security, but they leave some questions unanswered.
Coin states that their servers, mobile apps, and card use "128-bit or 256-bit encryption for all storage and communication (http and bluetooth)." This sounds nice, but doesn't mean a whole lot. The effectiveness of encryption depends greatly on its implementation. It doesn't matter how strong your encryption is if your implementation is flawed – a locked gate isn't very secure if somebody can easily climb over or walk around it. This is not to say that I think Coin's implementation is flawed – I have absolutely no clue what their implementation looks like because they haven't shared those details – I only mean to point out that Coin's answer doesn't tell us much.
How much does this matter? Not as much as you might think. It would certainly be preferable to see Coin use a rock-solid, peer-reviewed, highly-secure implementation, but it's important to remember that credit cards are pretty insecure to begin with. Not only are credit cards not encrypted, nearly all of the information necessary to make a clone of your credit card is printed visibly on the card itself. Even if Coin totally botches the encryption (and I'm not trying to imply in any way that I think they will), if a criminal acquired a Coin with several of your credit cards on it, and for some reason you didn't have it set to deactivate (a security feature offered by Coin when your card is away from your phone for too long), they would be in possession of the same payment information as if you had lost your wallet with several of your credit cards in it. Coin does offer several security advantages over actual credit cards (alerting you when you leave your card behind and automatic deactivation), but even if those fail, the information you stand to lose is the same. In fact, considerably less information is available from the physical appearance of Coin than the information printed on your credit cards.
The only possibility I see for greater exposure to fraud with Coin would be a scenario where a merchant has the ability to swipe your Coin outside of your presence, such as at a restaurant when a waiter or waitress takes your card. If they were taking cards in the back to run through a skimmer in order to grab all of your credit card info for fraud later, with a Coin they could copy the information for all cards on your Coin, whereas using a normal credit card they would only have access to a single card's information. This sort of fraud does happen, albeit to a relatively small percentage of card holders, so people will have to evaluate for themselves how much of a concern this specific type of scenario is. In cases like this, consumers in the are usually covered by fraud protection which only leaves them responsible for a maximum of $50 per card, and in some cases, none at all.
What's the fraud liability with coin?
This raises an interesting question: who is responsible for fraud committed when Coin is involved? U.S. consumers are protected from credit card fraud by the Fair Credit Billing Act (FCBA). According to the FTC, consumer liability for a stolen credit card is limited to $50 per card. If somebody uses your credit card number for fraud, but the card was never lost or stolen, you're not liable for any unauthorized use. This is noteworthy because it's unclear how Coin will be seen in the eyes of merchants, credit card companies, and the law. If you lost your wallet, you could be on the hook for $50 for every stolen card used for fraud. If you lost your Coin... well you never technically lost the actual card, so the argument could be made that you shouldn't be liable for anything. But this is where things get a little hazy, is Coin a credit card or not?
While consumer liability for fraud is limited, somebody has to pay when fraud is committed. The brunt of this responsibility falls on the merchant who processed the fraudulent purchase and the financial institution who issued the credit card. Merchants who process credit cards have merchant agreements with credit card companies that establish rules and guidelines between the two parties. The specifics will vary between merchants and financial institutions, but generally speaking if a merchant follows guidelines set forth in their agreement for taking payment, their liability for any chargebacks made as a result of fraud will be limited. However, if the merchant does not follow the guidelines and does not perform their due-diligence to ensure a purchase is not fraudulent, they may be the one liable for fraud.
Some of the most fundamental mechanisms for fraud prevention are the security features present on all credit cards. All credit cards include visible features to help verify the authenticity of a card such as the credit card company's logo, holograms, embossed security characters, and tamper-evident signature panels. Merchants have to be cautious about accepting suspicious looking cards because if they do, they could be held liable if it's a fraudulent purchase. While a Coin card may hold the credit card information necessary to make a purchase, it looks nothing like existing credit cards that merchants have been trained to accept. It doesn't include security features that all major credit cards companies specifically instruct their merchants to verify. Discover even offers a handy reference to help merchants identify valid cards. Many merchants may have no problem accepting Coin, but they also have no obligation to and may not for fear of being held liable for fraud.
Unanswered questions about coin
We have a few more questions that we're waiting to hear back from Coin on that seem worth mentioning here. We previously discussed the security of the Coin card itself and how it stacks up to losing a wallet, but what about information stored on Coin servers? The Coin FAQ states that your Coin is tied to your account, not your specific device. This means if you ever lose your phone, you can simply pair your Coin with a new phone using their app. Since the Coin card loads your credit card information from the app, this means syncing to a new phone would either require you to re-enter all of your cards and re-sync data to your Coin, or your Coin account holds all of your credit card information and can sync to the app once you sign in. The latter is obviously the more convenient route, but would require Coin to store all of your credit card information on their servers. We have yet to get confirmation that this is the case, but if it is, it obviously poses some security concerns. You're not just trusting Coin to securely store your credit card information on your Coin card and in their app, but on their servers. That's entrusting a lot of financial information into a single location in the cloud. And we're not just talking credit card numbers, but full track data. It's everything necessary to create an exact copy of your credit cards.
For their part, Coin has stated in their FAQ that they are currently in the process of getting PCI DSS (Payment Card Industry Data Security Standard) certified. PCI DSS is a payment industry standard for any organizations that handle cardholder information. PCI DSS is good in that it establishes a security baseline for organizations to follow who will be processing credit card information. It's bad in that it's pretty much limited to what most would consider common sense. PCI DSS requirements offer sage advice such as "Do not use vendor-supplied defaults for system passwords and other security parameters" and "Use and regularly update anti-virus software on all systems commonly affected by malware". The effectiveness of PCI DSS is certainly up for debate, but there's no harm in Coin getting certified – it at least shows a desire to meet industry standards.
That said, it's unclear if Coin will be able to obtain PCI DSS certification. One of the pieces of information that Coin stores for each card is the CVV. The CVV is the three-digit number on the back of the card and is usually required for "card not present" purchases, like online shopping or placing an order over the phone. The purpose of CVV is to prove that the consumer is in possession of the actual credit card. In order to ensure its effectiveness, PCI DSS requires that no organization that stores, processes, or transmits credit card information saves the CVV (or full track data for that matter). Coin doesn't (and can't, in order for its product to work) meet these requirements. However, PCI DSS does offer exemptions for "issuers and companies that support issuing services" if there is a business justification and the data is stored securely. Once again Coin falls into a big of a gray area. They're not a card issuer, but do they qualify as a company that supports an issuer? We've reached out to Coin asking about these requirements and look forward to getting clarification from them – we'll update this post when we do.
Can coin gain acceptance?
Technical questions aside, Coin has generated a lot of buzz, and the real question is: does it have what it takes to gain the traction needed to stick around? Square has been wildly successful at shaking up the payment industry, but there are two key differences between Square's approach and Coin's. First of all, Square established relationships with major credit card companies before rolling out. Square's situation was a little different than Coin's because Coin won't actually be processing payments, but being backed by credit card companies gave Square immediate trustworthiness with merchants and consumers. Square also targeted merchants first. Offering benefits over traditional card processing companies meant merchants had incentive to use Square. For many merchants, Square meant being able to accept credit cards for the first time. Consumers were on board because it meant being able to pay with credit cards in more places, and it had no negative impact on their ability to pay. Coin is targeting consumers first. In fact, Coin's CEO told CNN Money that they have no intention to talk with merchants:
"We don't plan to go out of our way to educate the merchant world about it, because we're focused on the consumer side, and anyone who works on the merchant side is also a consumer anyway."
Of course, in many cases merchants won't have a say. Anywhere that a customer can swipe their own card, merchant concerns essentially become a non-issue. Though Coin users may want to carry a backup card for any instances where a non-compliant cashier is the one who has to swipe.
In the long run, Coin would stand to benefit by getting merchants to recognize and willingly accept Coin. Credit card companies will need to openly support the product with clear policies for consumers and businesses. Once card companies state that merchants accepting Coin cards won't be liable for fraud, merchants will need to be educated on accepting Coin. Having a single Coin card to store all of my credit cards offers some convenience, but not nearly as much convenience as handing over a credit card to pay without having to explain my latest gadget to the cashier, or wait for the establishment to call the credit card company for authorization. Some credit card companies even have policies stating that if a merchant suspects a card to be fraudulent, they should keep it if possible. Tech-savvy gadget-lovers are intrigued by the idea of Coin, but some merchants might just be left confused as hell.
Coin isn't set to be available until Summer 2014, which gives them a lot of time to iron out any wrinkles and talk with credit card companies if they so desire. Should card companies choose to stay silent, it would likely have a minimal impact on Coin. Consumers have already shown a great deal of interest, with Coin hitting its $50,000 fundraising goal in only 40 minutes. The backing of a major credit card company could be what takes Coin from a niche product to gaining widespread public adoption – regardless, consumers are already showing significant interest.
Have something to say about this story? Leave a comment! Need help with something else? Ask in our forums!
Reader comments
Coin wants to combine all of your cards into one, but how well will it work?
You are correct: Coin does not currently support Chip and Pin, though they say they intend to add it in a future version of the product.
I'm skeptical they'll be able to. They say they intend to, but how? You can't copy the chip by reading it. They may know something about chip and pin that I don't, but if they're able to copy it's functionality, that renders the security provided by chip and pin useless as it's not supposed to be copyable.
NFC is soooo 2012 already? ....oh please, I want to carry around other piece of hardware. *faceplam*
I wouldn't trust my data or $ to anyone other than the Banks or Credit Card companies...no thanks
Prefer this concept to using my phone. It disables if away from phone over 10 minutes. Wish my current cards did that! While I love the idea, I want to see it adjustable/configurable by me, amount of time, hours, days, etc. Also, a card is nice because I don't want to be handing my phone to some waiter in the future.. and if wife/kid needs it, I want the option of not having to fork over my phone, which I use to communicate with.
A card is simple and will not be going away any time soon... Having your phone do EVERYTHING has major drawbacks once you realize your without it for any amount of time. Loose your phone, it breaks, dies.. Not only can you not pay for anything but you can't call anyone to get help! DOH!
That last point is why I want to see some more advanced security options. Chip/Pin, for example. I also want to see the ability to enable the card away from my phone.. for the exact reason I named above. I've learned the hard way, don't rely to much on any one given device.. or you'll be screwed at some point.
Too bad it doesn't truly have a holographic interface...
This is interesting. It's a refreshing take on payment solutions. I like the idea of what it offers, yet I don't see myself being an early adopter of this tech... I have to say, though, I'd still rather be able to use my phone to conduct purchases, in fact, I'd dare say that I'd like to [securely] have legal forms of tender and identification available on my phone - then I wouldn't have to carry a wallet & a phone. ... Now I just have to find a way to replace that pesky, heavy key ring.
My cards work fine as well, however between my bank card, credit card, and loyalty cards, it makes my wallet thicker. Coin's premise appears to physically consolidate all those cards into one 'multipass' card instead of having to carry one if each. I like the concept of tethering to your phone for security reasons. Lots of security concerns are present, but this is some seriously cool futuristic stuff if they can prove it's secure enough. I'm intrigued.
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Thanks for looking into much of this and asking more questions than most of us have thought of. I preordered one and have been wondering if I made a mistake. Hopefully we see more information as summer 2014 approaches.
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I'm weary of products that store my financial information. It took me a lot of convincing that ordering stuff online was safe and secure. I love the convenience of this product but need to find out about the security before I can be on board. But it looks like a awesome product if it's 100% safe.
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Yep, just like they can skim your current card. The only difference being with Coin they can skim all your cards instead, not just the one you gave to the merchant.
I'm not actually sure that's correct. Adding a card may require more info than what's on the card itself (for example they could require a zip code to confirm against the billing address kept at the credit card company.)
While clearly they could get a skimmer to clone a card, this actually short circuits a number of steps. For example, a skimmer collects the info but doesn't make the cards. they have to take the collected info and put it on cards. With Coin they may be able to store the card info and go and use it immediately. As soon as one card stops working just flip the Coin to another card without having to carry a whole bunch of cards with them (which looks suscpious.) Improperly implmented Coin could make it faster to clone and easier to use cloned cards.
From the FAQ: "The Coin app requires that you take a picture of the front and back of the card, type in card details, and then swipe the card (using a reader we provide) to ensure the card's encoded magnetic stripe data matches the card details provided. It is not possible to complete these steps unless you are in physical possession of a card. As an additional safeguard, the Coin app will only allow you to add cards you own."
Very interesting, detailed and timely essay on the pros and cons of Coin. Several important questions have been raised.
As a gadget–freak, I've already preordered mine. Upon reading this piece, I have my doubts now. Since I carry only two cards - a debit and a credit, I'm seriously thinking of canceling my preorder and wait until Coin becomes more mainstream.
Though we won't know the effectiveness until Coin can actually be tried out, they address that question in their FAQ with this: "We've designed the button to toggle cards in a way that makes it difficult to trigger a "press" unintentionally. Dropping a Coin, holding a Coin, sitting on a Coin, or putting the Coin in a check presenter at a restaurant will not inadvertently toggle the card that is selected."
After ordering this nightmare... http://www.zdnet.com/icache-geodes-spectacular-crash-and-burn-7000014801/
Forgive me if I'm a little skeptical. And also...I'll bet it ONLY works with dip card readers. If your ATM sucks the card in...I'll bet it won't work. If it works...I'm in. But after being suckered into the last Geode mess, I'll wait and let you people work out the kinks!
The author of this article lost me with:
"[blah blah blah]...would be a scenario where a merchant has the ability to swipe your Coin outside of your presence, such as at a restaurant when a waiter or waitress takes your card. If they were taking cards in the back to run through a skimmer in order to grab all of your credit card info for fraud later...[blah blah blah]"
That would've best been edited out completely after 'outside of your presence'. The blog article turned useless with that sentence, unless it's 'insult and belittle your worst-liked profession' day ;-)
No insult intended, it's simply the first example that came to mind, and I wrote in what level of detail I felt was needed to properly illustrate the point.
Ooh, finally, I already preordered mine after I saw Michaluk post about it on G+. Love the idea, love everything about it, can't wait for mine to be delivered.
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Maybe after all the wrinkles are out and the price is free I will be down with it. How are they making their money aside fromthe initial 50.00? If that is the only way coin makes money then I guess it will never be free and it will be a no for me.
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This looks pretty cool. If I actually had enough cards for this to be useful I would try it! Depending on the $$$$
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The thing that intrigues me is the ability to put multiple gift cards and reward card on coin. I only have one debit card as of now and I only intend to get one credit card, so that's not that much of a hassle. But the gift cards can be a but cumbersome especially when you forget to lug one around with you and your eligible for 20 or more percent off. I would love to see how coin develops and if it can be truly secure. Because lord only knows that I need that 20 percent off
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It's a cool concept but is it truly thought through? All the comments and concerns are the same valid concerns I have as have but that being said great idea as my cards are constantly damaged from use. If I had the extra 50 bucks is give it a shot.
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I agree there are a lot of questions that need to be answered, but I for one am rooting for this. I would absolutely purchase and use this exclusively. I have three personal bank accounts, three credit cards, and a business corporate card. To be able to just carry one would be awesome. Hopefully this isn't just a pipe dream
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This might have been useful 20 years ago when people used to carry 20 or so credit cards from various stores and gas stations. I don't think many people do that anymore, maybe a debit card and 2 credit cards at most. Doesn't seem worth the extra hassle.
Great overview of Coin. I don't see it catching on due to the fear of consumers trusting it. Also, having to pay $100 every two years after the battery dies is a little costly for this type of convenience.
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I agree. I don't think it will catch on. Pretty slick little ad, but I hate to think that this is as good as it gets. After decades of swiping and carrying around cards, someone finally makes another card where you have to swipe all your cards into it so you can carry around one card and swipe that. How genius. Did I mention it has a battery, costs $100 and dies after 2 years? No thanks.
There is little, to no, real "inventing" going on today. Why do I still carry all this crap? Car keys are finally becoming blocks instead of metal shaped objects and even those don't work right. I started another model (same brand) with a different model's key the other day. Can't believe more of this stuff is not controlled by voice and biometric data. After all, I am still signing a legal agreement to promise to pay a company back for some money they lent me for a pack of gum. Signatures, keys, cards, and receipts are something I want to be rid of.
This is a game changer. I've been wanting this for a long time. I would pay a lot to be able to use this .
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I'd rather pay $100 for the next generation device with the RFID instead of paying $50 plus interest to wait 8+ months for to receive their first-gen product.
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Seems like a very interesting concept. I'm interested to see how it is accepted by merchants and consumers alike.
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A good read, and well written article covering many aspects of usage of credit card. Good job, looking forward for more from you.
I am an early adopter in coin. That being said I haven't received my preorder yet. (Obviously) but I will be reporting on this as soon as possible. I'm honestly excited about this but only time will tell.
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This sounds like an an amazing idea. I hate having a bulky wallet so the more cards I can get rid of the better. However many if the questions raised will probably keep me from being an early adopter. Having to buy one every 2 years or sooner also sucks. I'd like it for reward cards but I already have an app for that so it's not worth the cost.
I'll be interested to see how this is adopted by the public and merchants. If stores will accept it and they prove secure, I'll probably snag one in a year or so. Kudos to Coin for bringing out a cool new use of technology and giving it a go. I hope it takes off.
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I agree that the obvious flaw in this card is the fact that the US is actually behind the rest of the world in this area and has already switched to chip and pin which would be essentially impossible to integrate into a system of this kind. I haven't swiped a credit card for at least five years or more.
Another possible flaw came up when watching the video though is that they show the guy selecting which card he wants used with a simple button on the back that appears to have no lock or security. I would be constantly worried that the waiter had inadvertently touched this button on the way to the kitchen and thus altered which card is being used for the transaction.
It seems like a very faulty implementation at best and with the one card, you can't actually see what card was used or how much was taken off. I would rather have the cards implemented right in the app, (much like how Apple's Passbook is supposedly going to work one day) and use the phone to pay for things. It would be way more secure, the card being used would be crystal clear and there would be no way for the waiter or a third party server to get in the middle of the transaction either inadvertently or on purpose.
This is clearly a technology that will be obsolete before it's even ready to ship and anyone investing in it is probably a bit of a fool.
Add Chip and NFC and I'm sold.
Sounds like a good idea. I have wayy to many cards in my wallet. Almost need a second.
I can see the practicality of such product, and I think there's certainly a need for it.
$50 is a fair price, but let's put it through its paces after launch and see how far it goes. Security is essential, so I need to see some tests, and watch how reliable the companies can be with a third party product, If you will
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Pretty cool, especially if you have access to someone else's credit card for a minute. Clone it, then give it back to them. You can wait a while and then go on a shopping spree. They won't know how it happened because they still have their card. I think this will be a big hit with thieves!
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Agree it is a great concept but too many unknowns for me to want to use it right now. My biggest concern is the what happens if it is lost or stolen. As Nick points out, there is no guarantee credit card companies and banks will view a lost-stolen Coin in the same way they are legally bound to view a lost-stolen credit card.


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Wow.... these are such exotic argurments!! I love such things. Pass GPU directly to the VM is surely the final move to use Linux and run a windows vm for gaming!!
I'm just dreaming, but it really seems someone is actually "working" on it! Thanks
Phoronix: QEMU: Support For Passing GPUs To Virtual Machines
There's ongoing work so that graphics cards can be assigned for use by virtual machines with QEMU...
Wow.... these are such exotic argurments!! I love such things. Pass GPU directly to the VM is surely the final move to use Linux and run a windows vm for gaming!!
I'm just dreaming, but it really seems someone is actually "working" on it! Thanks
To be honest, since Xen is able to do it for some time now and I have heard of nobody really using it, I have little hope this getting usable soon. Or is Xen that much more difficult to use then kvm?
Well, first you do need an IOMMU, that means support for vt-d or amd-vi in the CPU and in the mainboard.
Would it be possible for an ugly hack in the kernel to emulate an IOMMU? I mean it has direct PCI access, doesn't it? How much performance would it cost?
have you looked up how to set up xen? It's not easy. Have you looked up how to do GPU passthrough? That's also a challenge. People don't do it because its such a pain to work on. I've looked into it myself since it would also allow multiplayer gaming on 1 PC but the effort wasn't worth it.
VMware and Parallels also offers a gpu passthrough solution but you have to pay for them and IIRC they're somewhat limiting.
You've been able to do gpu pass through for awhile now on KVM/qemu. Yes, you need iommu support for it to work.
There's at least one YouTube video of it (the guy plays Lost Planet).
Search for fedora kvm gpu passthrough
This is great because graphics rendering under QEMU is really slow!
Also if you do Android development it uses QEMU to run the Android virtual machine image, and the graphics is shit slow.
Nice to have that, but don't you have a remote session to the VM in qemu? How does it help to have a dedicated GPU then?
I use e.g. spice to connect to a vm on my system, loopback would be fast enough but still it would downscale any graphic effects.
So would this mean that I can then install an nVidia driver in my Windows guest in order to use my nVidia GPU as if it was running natively? If so it would be great to do that especially for games and for any Windows based graphics programs that make extensive use of GPU's
Xen with PCI/VGA passthrough isn't that hard to setup you just need proper hardware e.g VT-d (Intel) and IOMMU (AMD) support from your motherboard and CPU.
In terms of dedicated GPU passing AMD Radeons is quite easy but the same can't be said about Nvidia cards except Quadro series.
Personally I've passed i7's HD4000 integrated GPU, AMD HD5450 and AMD HD7850 to Windows 8 and Linux guests. Funny enough Linux guests are a bit trickier to setup.
For example here's how to pass i7's HD4000 to a Windows 8 HVM guest: http://linux-bsd-sharing.blogspot.pt...domu-with.html
Just browse Xen-user mailing list for more info.


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