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This program offers classroom and field-based instruction in natural and social scientific methods to encourage students to analyze environmental issues in an array of ecosystems — including rainforest, dry spiny thicket, alpine and transitional forest, savannah, gallery and littoral forest, mangrove, and coral reef — and within multiple economic, socio-political, and cultural contexts.
The program is based in Fort Dauphin (Tolagnaro), a town of approximately 50,000 people. Situated on a peninsula at the southern end of a chain of rainforested mountains, Fort Dauphin is surrounded on three sides by the Indian Ocean and is home to some of the country's cleanest and most beautiful beaches.
Five very distinct ecosystems exist within a fifty-mile radius of Fort Dauphin, making it a great base from which to take a variety of educational excursions. Students are able to appreciate the wonders of rainforests, spiny thicket, gallery zones, coastal vegetation, and transitional areas.
Students are not only exposed to spectacular natural settings; they also explore the human pressures placed on the country's ecosystems and possibilities for the future. Students grapple with questions of conservation versus development. Often these debates raise more questions than solutions, further compelling students to study, learn, and contribute to the discussion.
The program offers thematic units on biodiversity, lemur ecology, conservation and environmental management, environmental impacts of mining and economic development, forest types and land use over time, ethnobotany, ecotourism, and marine studies.
The Environmental Research Methods and Ethics seminar allows students to experiment with a wide range of social and natural science field techniques alongside Malagasy counterparts studying environmental management.
Because the program is based in a country that is part of francophone Africa, students are able to improve their French, while studying the environmental and conservation issues about which they are passionate. Students also learn Malagasy to connect more deeply with the Malagasy people. Students have multiple opportunities to improve their speaking skills in both languages through time in the classroom; on field excursions; time with host families, friends, and Malagasy students; and through conversations with the program's extensive network of partners and contacts.
During the village stay, students will work closely with their Malagasy counterparts in designated groups on a community ecology study. Project activities may include an ecological inventory of a forested area (e.g., looking at its physical features or species, or on the human influences observed) or may focus on the physical, cultural, and social aspects of the village. Students conduct interviews, synthesize their data, and present their findings in Fort Dauphin.
Madagascar is an incredibly rich country in terms of flora and fauna. During excursions outside Fort Dauphin, students directly witness current conservation challenges, such as deforestation for cattle grazing and mining, slash and burn agriculture, charcoal production and fuel wood use, production of non-food cash crops, and the illicit trade in endangered species. Madagascar's national system of park management is juxtaposed with local livelihood practices, where people view the forest as a source of food, shelter, energy, and medicine.
During the final month of the semester, students focus on an Independent Study Project (ISP) in which they conduct primary research on a selected topic. The ISP is conducted primarily in southern Madagascar or other appropriate locations.
Sample topic areas include:
Classes will be conducted mainly in academic French, with university professors and experts in relevant fields teaching the Biodiversity and Natural Resource Management seminar.
The Environmental Research Methods and Ethics seminar, conducted mainly in English, focuses on research techniques and cross-cultural adjustment skills, and is intended to prepare students for the Independent Study Project. Readings and classroom sessions for the Research Methods and Ethics course are supplemented by a short field research project undertaken in a rural village.
The program's French language course builds students' capacity through a focus on conversational French and also aims to enhance their use of French in the context of the natural sciences. Coursework in Malagasy provides students with the foundational and essential tools required for daily use.
Links to syllabi below are from current and forthcoming courses offered on this program. Because courses develop and change over time to take advantage of dynamic learning opportunities, actual course content will vary from term to term.
The syllabi can be useful for students, faculty, and study abroad offices in assessing credit transfer. Read more about credit transfer.
Biodiversity and Natural Resource Management – syllabus
(ENVI 3000 / 3 credits / 45 class hours)
An interdisciplinary seminar conducted primarily in French, with required readings, analyzing the environmental challenges and conservation and development strategies in Madagascar across scales, from local to global. The focus is on Madagascar's southern region. Resources utilized in the delivery of course content include the Libanona Ecology Center, Department of Natural Sciences at the University of Antananarivo and the Marine Studies Institute of the University of Tulear, as well as international and local environmental nongovernmental organizations such as Madagascar National Parks, WWF, Azafady, Blue Ventures, Reef Doctor, and Honko.
French for Natural Sciences – syllabus
French for Natural Sciences – syllabus – en français
(FREN 2000–2500 / 3 credits / 45 class hours)
French for Natural Sciences – syllabus
French for Natural Sciences – syllabus – en français
(FREN 3000–3500 / 3 credits / 45 class hours)
Focusing on oral proficiency in the context of the natural sciences with a biodiversity and natural resource management concentration, language teaching is targeted toward the many activities in the thematic and research methods seminars in order to help students work more independently in the field. The objective is to facilitate students' interactions with a range of professionals in the field working to manage resources while promoting development within the local cultural context. In support of these objectives, course content provides additional focus on fundamentals of spoken and written French to increase student capacity. Based on in-country evaluation, including oral proficiency testing, students are placed in the appropriate level, with additional language practice in homestays and on field visits.
Malagasy – syllabus
Malagasy – syllabus – en français
(MALA 1000 / 3 credits / 45 hours)
Emphasis on beginning speaking and comprehension skills through classroom and field instruction. Formal instruction is augmented by language practice with homestay families.
Environmental Research Methods and Ethics – syllabus
(ENVI 3500 / 3 credits / 45 class hours)
Conducted primarily in English, this is a course in social and natural sciences research methods. The focus is on learning how to collect, analyze, integrate, and report social and ecological data to critically understand and evaluate various environmental issues. The course serves as an introduction to the Independent Study Project and includes a focus on field study ethics and the World Learning/SIT Human Subjects Review Policy. Field studies may include designing a research project; writing a proposal; interviewing; surveys; and maintaining a field journal. Specific ecological field study methods may include habitat surveys; biotic sampling and analysis; fauna and flora identification; biodiversity monitoring; population censusing; and animal behavior.
Independent Study Project – syllabus
(ISPR 3000 / 4 credits / 120 class hours)
Conducted primarily in southern Madagascar or other appropriate locations. Sample topic areas: reforestation; coral reef conservation; medicinal plants in the marketplace; ecotourism; carbon sequestration and financing; land tenure reform and agricultural production; conservation assessments of endangered species; cash crop production and links to local livelihoods; sacred forests; community-based resource management; behavioral ecology of lemurs; sustainable land use techniques.
Browse this program's Independent Study Projects / undergraduate research.
Please note that in order to take advantage of dynamic learning opportunities, program excursions may occasionally vary.
Field excursions in the home base region focus on interviews with fishing peoples in Evatraha, a stakeholder analysis and an overview of QMM mining operations and conservation activities at Mandena, botanical studies in the littoral forest of Sainte Luce, and lemur ecology in Ifotaka.
During the program's major excursion, the group travels to Tuléar, where students begin the marine studies and protected areas units. Students engage with traditional and industrial fishing practices; visit sacred areas protected by local customs; visit newly protected areas and NGOs working on coastal resource management; and explore key ecosystems, including spiny forests, calcareous plateaus, mangroves, and coral reefs of one of the world's largest barrier reefs, the Great Barrier Reef of Tuléar.
Students spend a week in a rural village with Malagasy counterparts from the Libanona Ecology Center learning about rural life, resource use, and social aspects of conservation and development needs in the context of southern Madagascar. The rural stay is typically in the Faux Cap region.
From Tuléar, the group travels north through various protected areas, including spectacular national parks and community-managed reserves at Isalo, Anja, Andringitra, Ranomafana, and Andasibe. Students see a great range of vegetation types, including spiny forest, savannah, transitional forest, alpine, and rainforest, while the geology changes from oceanic sandstone and limestone to continental sandstone and granite monoliths.
The major excursion ends in the capital city of Antananarivo, commonly referred to as Tana. There, students hone in further on human adaptations and impacts on the various ecosystems visited, integrating ideas on how to preserve Malagasy cultural practices and the biodiversity on which they depend, while putting the finishing touches on their plans for independent study.
Jim Hansen received his BS in economics from Montana State University and his MA in geography from the University of Hawai'i at Manoa. In addition, he has pursued further studies in the Département d'Etudes du Français Langue Etrangère at the Université de Toulouse le Mirail in Toulouse, France, and is currently an MA candidate in European languages and literature (French) at the University of Hawaii at Manoa. Mr. Hansen has served as an energy analyst at the East-West Center in Honolulu, where he has done contract work with the United Nations Pacific Energy Development Program, the World Bank, UNESCO, and Pacific Island governments in Fiji, Papua New Guinea, Samoa, and Tonga. More recently, he has been employed as an English as a Second Language (ESL) and French instructor at both the University of Hawai'i and Punahou School in Honolulu. Mr. Hansen has published in the fields of linguistics, cross-cultural communication, and energy economics. He was academic director of the SIT Cameroon program in spring 1994, the SIT Mali program in fall 2002, and SIT programs in Madagascar since fall 1994.
Mamy expertly handles logistics in all aspects of the program, including transport, communications, local staff, catering, and health and safety. He also provides valuable insight into Malagasy culture and advice and logistics for students' Independent Study Projects. A native of Antananarivo, Mamy has played an essential role in SIT Madagascar programs in Antananarivo and Fort Dauphin since 1998.
Barry assists the program's academic director in many aspects of the semester, including teaching both field and practical courses on lemur ecology, protected areas management, people and conservation, and research methods. Barry also spends time working with students to identify and refine their Independent Study Projects.
Barry has a broad academic background with a BSc in ecology (Durham UK) and an MSc in environment and international development (UEA, UK). He is currently conducting doctoral research on the political ecology of the Mandrare Valley, focusing on land claims, customary tenure, and livelihoods of people living within newly protected areas (UEA, UK). Barry has published on various aspects of conservation in Madagascar, and he is an editor of the journal Madagascar Conservation and Development. He considers himself an advocate for improving the linkages and communication between communities, scholars, and professionals in the conservation movement. A native of Ireland, Barry has been involved in a wide range of conservation, education, and rural fieldwork in southern Madagascar since 1999. He has supported the SIT Madagascar: Biodiversity and Natural Resource Management program in various capacities since 2001.
Naina is responsible for organizing and teaching French and Malagasy languages and providing academic insight into Malagasy culture and traditions. A native of Fort Dauphin, Naina received his degree in geography from the University of Tuléar. His varied background includes working in community relations as a sports and culture specialist for Rio Tinto QMM; teaching history and geography at Lycée Sacre Coeur; and working as a language formation consultant.
Martine is the program's most experienced language teacher, with over twenty-five years at the lycée and twelve years at the Alliance Française in Fort Dauphin. A native of Fort Dauphin, Martine holds an advanced degree in French language from the University of Antananarivo and is currently director of the Lycée Pole in Fort Dauphin.
Sosony teaches French and Malagasy languages and aspects of Malagasy culture, especially song and dance. A native of Fort Dauphin, Sosony is a specialist in physical education through training at the Ecole Normale Supérieure and the Ecole Nationale de l'Education Physique in Antananarivo. He has represented Fort Dauphin as regional director for the Ministry of Youth and Sports and the Ministry of Culture. Currently, Sosony is regional director of tourism and handicrafts in Anosy. He also furnishes contacts for students' Independent Study Projects and provides logistical support.
Bakoly teaches biodiversity, conservation, and the relationships between plants and animals in addition to leading the program's field course on botanical inventories. A native of Antananarivo, she earned her doctorate in botany at the University of Massachusetts at Amherst. She is an internationally renowned expert on plant systematics, agroforestry, and biodiversity. She has attended numerous conferences throughout the world and is currently working on classifying newly discovered plant species, particularly in Madagascar. She is Madagascar's scientific authority for the International Convention for the Trade of Endangered Species, and works closely with Missouri Botanical Gardens and Kew Gardens. Bakoly teaches at the Department of Natural Sciences at the University of Antananarivo, where she served as department chair for twelve years.
Hospitality is very important in Malagasy culture. The two-way exchange afforded by the program's two homestay experiences is an integral and unforgettable part of the semester.
Students live with a host family in Fort Dauphin for a month, punctuated by trips to various ecosystems, national parks, historical sites, and the village stay (see below). Some students also choose to spend time with their Fort Dauphin host family during the Independent Study Project period.
The homestay in Fort Dauphin offers a gateway into the warmth and generosity of Malagasy family life and social relations. It is a primer for language learning and gives deeper insight into many of the issues discussed in the program's core seminar.
The program's experienced homestay coordinator works to ensure a cross section of families. Host parents in Fort Dauphin work in a variety of professions and could be teachers, government officials and civil servants, doctors, bankers, NGO workers, tailors, or auto mechanics. Families tend to be large with many children.
Many Malagasy homes are modest and simple compared to American homes, although homes of wealthier families can seem very large and lavish. Most host families are middle class, and cook outside on charcoal stoves, so it is not uncommon to have pigs, chickens, goats, and occasionally turkeys in the courtyard.
To learn about Malagasy rural issues, students live for one week in a rural village, typically in the area of Faux Cap. Faux Cap is on the southern tip of Madagascar, on the ocean, and students are placed in different villages surrounding the town.
Village conditions are very basic, with no electricity or running water. Students may spend time in bean fields, at the local school, medical clinic, or at the market, or may engage in various local activities. Each evening, host families teach the students songs and dances typical of their village. SIT staff members visit each village daily.
The village stay emphasizes the importance of reciprocity as an integral part of the study abroad experience. SIT students travel to Faux Cap with Malagasy students studying environmental management at the Centre Ecologique de Libanona in Fort Dauphin. In addition to sharing the experience of living in rural Madagascar, SIT and Malagasy students work together to obtain information pertaining to local resources, land use, health, education, transportation, traditional governance, economic activities, communication, physical and cultural environments, and the ecology of each village area.
The rural visit provides an invaluable opportunity to participate in the daily activities of rural Madagascar communities and to learn and work alongside Malagasy students while gaining a deeper understanding of pressing environmental and social issues.
Other accommodations during the program include hostels, campsites, or small hotels.
Program Start Date: Aug 27, 2015
Program End Date: Dec 9, 2015
The dates listed above are subject to change. Please note that travel to and from the program site may span a period of more than one day.
Student applications to this program will be reviewed on a rolling basis between the opening date and the deadline.
Application Deadline: May 15, 2015
SIT Pell Grant Match Award. SIT Study Abroad provides matching grants to all students receiving Federal Pell Grant funding; this award can be applied to any SIT semester program. View all SIT Study Abroad scholarships.
The tuition fee covers the following program components:
The room and board fee covers the following program components:
International Airfare to Program Launch Site
International airline pricing can vary greatly due to the volatility of airline industry pricing, flight availability, and specific flexibility/restrictions on the type of ticket purchased. Students may choose to take advantage of frequent flyer or other airline awards available to them, which could significantly lower their travel costs.
Visa Expenses: $ 60
Immunizations: Varies
Books & Supplies: $40
International Phone: Each student must have a phone in each country. Cost varies according to personal preferences, phone plans, data plans, etc.
Discretionary Expenses
Personal expenses during the program vary based on individual spending habits and budgets. While all meals and accommodations are covered in the room and board fee, incidentals and personal transportation costs differ depending on the non-program-related interests and pursuits of each student. To learn more about personal budgeting, we recommend speaking with alumni who participated in a program in your region. See a full list of our alumni contacts. Please note that free time to pursue non-program-related activities is limited.
Please Note: Fees and additional expenses are based on all known circumstances at the time of calculation. Due to the unique nature of our programs and the economics of host countries, SIT reserves the right to change its fees or additional expenses without notice.


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In this decade, when we think of Tonight Show controversies, we recall the recent battle for the show between Jay Leno and Conan O'Brien. The saga certainly caught – and held – the public's attention, as the coveted late-night timeslot changed hands… and then changed back again. But controversy is nothing new to The Tonight Show. More than 50 years ago, before Leno and Conan battled it out, before Leno and Letterman squared off, Jack Paar stole the spotlight with an incident of his own.
Jack Paar (Wikimedia Commons/ABC Television)
In 1960, television standards were much different from today. 2012 TV viewers may see seriously steamy romantic scenes and gore to rival any R-rated horror movie, and hear language that would have shocked prior generations. But early television was much tamer: no steaminess, goriness or profanity allowed – and neither was a joke about a toilet, even if you called it a "W.C." (that's "water closet" for you younger readers who may be unfamiliar with the term). Jack Paar was the king of late-night when he made just such a joke. Late-night TV has always pushed the boundaries, and Paar's joke – about confusing a water closet with a wayside chapel – was a fairly gentle push. But the censors cut it from the broadcast anyway. Paar was not happy with the omission. When he realized that the joke had been cut and was never going to run, he left the show. Not after a long struggle with the network… not with an announcement that he'd be retiring… he just picked up and walked off the set in the middle of an episode, stating, "There must be a better way of making a living than this." Watch Paar's famous departure, starting at 2:07 of this interview.
Paar left his announcer to complete that night's broadcast, and he stayed gone for almost a full month. When he did return, he went on like nothing had ever happened – but it had. Paar was, by his own admission, highly emotional, and the incident affected him. So did the effort of putting on a daily 105-minute show. Two years after the walkout, Paar left again, for good – though the audience and the network were prepared for it this time. He was replaced by the next late-night star, Johnny Carson. Paar's TV career wasn't over – he continued on for a few years in prime time, with a less grueling schedule than The Tonight Show offered. His prime-time show featured some of the greats of the 1960s – Richard Burton, Liberace, a young Bill Cosby, and many more. Here he is in 1967, interviewing Judy Garland.
Jack Paar would have turned 94 today. He's been gone for more than eight years, but he is still remembered as a talk-show classic. Written by Linnea Crowther

subset: commoncrawl


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Oh wow.. they're giving free software (wine with name changed) away for free. Oh my god I'm going to rush over and download a dozen free copies of this free software that is being given away for free. Wow.
Phoronix: Wine-Based CrossOver Software To Be Free Tomorrow
CodeWeavers will be giving away their Wine-Based CrossOver software tomorrow for free...
Oh wow.. they're giving free software (wine with name changed) away for free. Oh my god I'm going to rush over and download a dozen free copies of this free software that is being given away for free. Wow.
What does it have to do with presidential election? Do applications for voting work only on Windows and have to use Wine/Crossover on Linux?
I'm wondering the same thing. I also don't fully get why they're releasing it for free because unless their work is far superior to wine, then people may try this free version and be like "this isn't much better, I'd rather donate to wine" so this is a big risk they're taking.
Crossover is not free nor should it be. It makes installing lots of windows programs way easier than vanilla wine or other projects. When people pay for something like Crossover they pay for 1) convenience and ease of use 2) support from people that actually write most of the code in wine. That money pays for continued development of wine and for the servers that host winehq with all its functionality.
You want free? Good, use free. Nobody forces you to pay a dime. You want to support the wine project? Then donate your time as a developer to the project and fix stuff or pay for Crossover
On the other hand. You get software for free, with no strings attached and still you complain?! You total tools.
Last edited by who_me; 10-30-2012 at 01:19 PM.
First, wine is not opensource, its opencore.
Second, it SHOULD be free and open, and employ subscription model for those seeking direct developer attention; instead of crippling the base, forcing community to reinvent the wheel and fragmenting the development.
Third, what's the reason for giving something free of charge, if the point people buy crossover is to support wine?!
Doing this movie is like snake biting own tail, they signal to convert a portion of wine users into crossover users with hopes for them to pay. This is BAD and signalizes that wine will possibly die soon, due to head biting on own tail.
Forcing the community to reinvent what? Did wine have something like Crossover and Codeweavers yanked it?! It was and still is a PITA to deploy on its own. If they make it easier to use and work on improving wine they should get paid for that.
Crippling the code-base?! How exactly do they cripple it by not putting in it some hacks that solve problems for a small amount of cases (the amount of software that is officially supported is quite small) but that could potentially damage the way a lot of other programs work?
Finally, the point of the campaign is two-fold. One, it's a way to make a splash and potentially make more people aware that Crossover exists. Second is about civic duty. They might get some people off their arses and interested in politics, like they should be. Not just interested in who to vote for but also to get them to pay attention to what the people they vote for actually do instead of watching garbage on TV all day and getting fat.
I do not want proprietary software.
I rather just use Wine which is free open source software.


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God's Only Way To Heaven - Leader
Item# MV-GodsOnlyWayLdr
Registered Price [?]
Non Registered Price
- Sales Unit: pkg. of 5
- Pages: 7
- Material Type: Softcover
- Dimensions: 5½" x 3¾"
Bible Version:
An easy step-by-step booklet with helpful hints on each page to lead a clubber to Christ. Feel confident leading kids to Christ using this step-by-step booklet. Scripture verses present salvation clearly and concisely.
This book pairs nicely with the Awana Gospel Message App. Download FREE on all major platforms or go to awana.org/apps for more information.


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Jeez, I tought all linux users were mature.
I was so wrong.
the joke was on you all I was just trolling, I couldn't give less of a shit about some stupid ass videogame for gay losers.
I just found it extremely funny the hipocrisy of a bunch of "open source" and "freedom software" people throw away all their principles as soon as some corporation dangles a few games on their gay faces.
Let me known how valve's cock tastes like coz you motherfuckers sure are gaggin on it...
I wouldn't download steam it if it was for free, I wouldn't download it off piratebay and I certainly wouldn't pay 7€ for it
AHAHAHHAHAHA what a bunch of losers paying 7€ for a FUCKING FREE MOD for a 14 year old game
" but I gots to kill some terrorists"
you people are so retarded I actually pity most of you.
the real bitch here is canonical, who once again is about to get fucked in the ass and get ubuntu stolen
how the fuck do they allow this shit is beyond me, first google steals ubuntu 10 changes some shit around and it's chrome os everybody..
now valve will do the same with steam box
Last edited by Pallidus; 02-15-2013 at 10:45 AM. Reason: needs moar fail: vitiv's quote
Jeez, I tought all linux users were mature.
I was so wrong.
Yeah I lol'd too as I added you to my ignore list.
Hah! No, sorry, the joke was on you as everyone starts ignoring you on this forum. Thanks for making yourself obvious.Originally Posted by Pallidus
C'mon Q, you can do better then this! The other crazies are making you look bad! If you really acted the way you thought was right you'd agree that the best course of action against DRM is to stick to your principles and refuse to use the DRM'd software. Advocating copyright infringement just makes you look like a hypocrite when you support the GPL! What gives?Originally Posted by necro-lover
I'll give you the benefit of the doubt that you may not know anyone else who has recently purchased some games on steam. If so, then would you like my guest passes to:
Counter-Strike: Source
Killing Floor
Red Orchestra Ostfront 41-45
Yeah, full versions that you get to try for free for a limited time to see if you want to buy them... Some more than 24 hours.
If you seriously do not know that you can get that kind of offer on steam, then PM me and I'll send you the guest passes.
You see, some of us actually support that kind of gaming model aswell. Steam may not be utopia, but it's a hell of a lot better then most alternatives.
Thank you, I agree 100%
Who is to blame for teamfortress 2 not running (well ) on opensource drivers ?
He should stay honest, it's not Valve fault.
And there is another reason why I get fed up with this wining about open source.
After a windows install, one of the first things I do, is install the drivers from nvidia or amd.
I need them if I want to game.
I do not use openSUSE because its opensource. That is a plus, but its not the reason to use it.
Thank to Valve we finally are getting drivers that can compare to the ones on windows, that is far more important to me then anything else.
Amd has suddenly a place to report problems. because of Valve and promised to Valve that they would listen.
Then some people come here and tell Valve to go fuck themselves....
Blaming a company that is investing allot of money for Linux.
If they only wanted to make a console, they did not have to release steam for linux.
Pallidus achieved something special.
On all the forums I visited, I never blocked anyone.
he is the first.
That's correct but you should disable the Steam Guard then, otherwise it is a bit annoying when you always needs a confirmation email.


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When Grass Attacks
Grass Allergy: How to Cope (continued)
Kim notes however, that "often patients will have allergy symptoms with fresh cut grass in August or September. That's not grass pollen allergy, that may be mold allergy from the molds being stirred up."
As well, Stark cautions that the dust the lawn mower creates while it's trimming can get into your nasal passages like pollen, and also cause symptoms.
• That said, it's good to keep your lawn short, to keep pollen production to a minimum. Get someone else to do the mowing during in the early months of summer. If there isn't anyone else to do it, take an antihistamine first, and wear a mask.
Medication Relief for Grass Allergy
Grass allergy can be managed with non-sedating antihistamines and nasal steroid sprays. You can even take antihistamines in anticipation of your allergy season, says Dr. Karen Binkley, a Toronto-based allergist. In a reaction, your body releases histamines which cause the redness, swelling, itching and mucus that lead to sneezing and other symptoms. By taking the medication early, or during the allergy season, you can block the histamine before it becomes a problem.
Nasal steroid sprays reduce inflammation and mucus production, and can be taken in combination with an antihistamine.
For some sufferers, immunotherapy, or allergy shots, may be an option. Patients get injections of their allergen over a period of months or years to make them less sensitive to the allergen. Not everyone is suited to the treatment, so consult your allergist.
More recently, sublingual allergy tablets, a new and convenient form of immunotherapy for grass allergy have become available.
According to a Canadian survey by the antihistamine brand Reactine (known as Zyrtec in the U.S.), nine out of 10 allergy sufferers don't want to cocoon themselves indoors. Who would want to?
"They should play sports. They should do any activities they want," says Kim. "They should see their physician to be treated, if they're having difficulty with [grass allergy]. With some very simple, safe medications, the majority of people can lead a very normal life."
First published in Allergic Living magazine
(c) Copyright AGW Publishing Inc.
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text: POPSUGAR Moms Ice Cream Cone Wash Cloth Wash Cloth Cupcakes Cupcakes in the Tub! by Moms 5/18/10 6 Shares Like us on Facebook Previous Photo 1 of 6 View on One Page ADVERTISEMENT ( more slides) Next Share This Link Copy 1 Cupcakes in the Tub! Previous Photo 1 of 6 View on One Page ADVERTISEMENT ( more slides) Next Read More Ice Cream Cone Wash ClothCupcake Wash ClothsLollipop Wash ClothsWash ClothsBath Time Stay sane and savvy with our daily newsletter Sign up for our daily newsletter. Sign up with Link Love Crazy-important rules for potty-training success — Parents Valuable lessons we learned from our mothers — Real Simple What's the story behind breast milk ice cream? — BabyCenter Blog 10 parenting "firsts" you wish never happened — HuffPost Parents Victoria Beckham explains why her kids work — People Moms & Babies Latest Moms


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These towels are considerably below the quality [thickness] of the Laura Ashley ones available in the UK. The colours are good and therefore I will keep them for display purposes as they match my decor [I bought the duck-egg] For the price maybe one could say they are just ok.
Very thin. The towels these were to replace are thicker than the new ones. These towels have no depth or fluff.
I am usually expecting more from Overstock -those are very very thin towels...
Purchased several in same color as both of my bathrooms are coordinated sufficiently to mix and match towels, etc. Keep my costs down and these towels are large enough, did not shrink when washed and look and feel fantastic. Highly recommend.
Color was just what I was looking for. The price was so good, I purchased two sets. Great quality. Packing abd delivery were great.
beautiful quality and very nice color choice-an asset to any bathroom
I searched high and low for Laura Ashely. I bought some LA towels years ago and they were the best towels I ever had. All of my guests complemented their softness and they lasted for years. I thought these would be just as good. Not only are they pretty small, not fluffy and pretty rough, the sage set fell apart when I washed them. The white all stayed together fine. Ugh!
It is not the best, but is a very good quality set of towels at a good price.
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I often hear people talk about their jobs or where they live, always saying they wished they worked somewhere else or lived in a different town. But is the grass really greener on the other side?
We often as humans think that something else has got to be better especially when things are not going as planned or how we would like them to go. We say we are going to find another job or move to another town because we simply don't like the way this or that is happening or going. Very little do we sit back and ask ourselves; what have we done to help make the grass where we are greener, how can we help improve our town, community and neighborhood. The grass is simply greener on the other side because someone has take the time to water the grass. They have gotten involved, they have taken the time to actually care about the current town they live in or strive to be the best at the current job they work at. It's amazing what a little time and energy put forth can do to help that little patch of grass we all have in this world look a little greener.
So the next time you think your job could be better or your town could be better or whatever it may be, step back and ask yourself; am I watering the grass on my side?


text: You are browsing in Zazzle's Flag Samsung cases department, where you'll find a range of Flag Samsung case designs ready to be personalized or purchased as is. Designed, engineered and built to protect your Samsung in style, Zazzle's custom Samsung cases are printable in full color, and you can add photos or text for free. To enjoy a vast array of more related products, go to the main flag page.


text:
Rafly Rinaldi has been interested in photography since he was in college. Wherever he would go he certainly would not forget to bring his pocket camera to capture moments that he encountered on the way. He switched to a DSLR camera in September 2009.
Rafly loves to take pictures of landscapes and the natural beauty of Indonesia, Indonesia's diverse culture, architecture and human interest. He joined PSA in 2012, and earned his AFIAP in June of 2012. He earned his PPSA in July of 2013.
Rhythm of Water |
Morning at Rawa Pening |
Village Kitchen |
Going to the Temple |
Race in the Mud |
Lengkuas from the Sea |
All images © Rafly Rinaldy


text:
Bachelor's degree (3-year program) – India
Credential Name
Bachelor's degree (3-year program)
Entrance Requirements
Higher Secondary School Certificate (12 years)
Length of Study
3 years
Generally compares to the completion of a three-year Bachelor's degree.
Terms and Conditions
This is not an assessment. Any recommendations obtained through this Education Overview Guide are not official and are for your information only. Employers, educational institutions and professional regulatory bodies require an official International Qualifications Assessment Service (IQAS) assessment.
Credential comparisons obtained through the Education Overview Guide are representative of common educational patterns within each country. They do not take into account the recognition status of the institution through which a credential was obtained, the authenticity of the documentation, or the particular pattern of education followed by an individual. As a result, an official IQAS assessment may differ from the recommendations published on this website.
IQAS recommendations are advisory only. Canadian employers, education institutions, and professional regulatory bodies are independent organizations. Because of this, they may make their own decisions on admission based on a variety of factors, which may include, but are not limited to, academic qualifications.
Modified: 2011-02-10


text: If you want a measure of security in your financial situation, put a specified amount of money every week or month into a savings account. Having enough savings on hand means you won't have to use your credit cards or take out a loan in cases of an emergency. You may not be able to save a ton each month, but save what you can.


text:
bio | website | foobacca.co.uk |
location | United Kingdom | |
age | ||
visits | member for | 4 years, 8 months |
seen | May 18 '12 at 7:24 | |
stats | profile views | 7 |
Unless I explicitly state otherwise in a post, all my original contributions to StackOverflow and ServerFault are placed into the public domain. If this is not legally possible, then anyone receiving a copy of them by any means is granted a non-exclusive perpetual license to use, distribute and modify them, and to distribute modifications, under any license or none, with or without attribution to me. Please note that this license applies only to my original contributions.


text:
West Meets East:
AACD and the Japan Academy of Esthetic Dentistry
Dr. John Sullivan, AACD President
In early October, I had the unique opportunity to represent the AACD at the 22nd annual meeting of the Japan Academy of Esthetic Dentistry (JAED). At the invitation of the JAED— and to further solidify our sister relationship—I traveled with AACD CEO, Ed Simeone, to Kyoto and Nara, to speak on behalf of the Academy.
We began our visit in Kyoto hosted by representatives of SHOFU Corporation, where we were given a tour of their production facility, and met with their upper management team including their President, Noriyuki Negoro. Representatives of SHOFU showed a sincere interest in becoming involved with the AACD, and discussed being part of our annual meeting. It was a great day of learning as well as an opportunity to see many of the historic sights around Kyoto, culminated by an authentic dinner at a local restaurant. I found eating with chopsticks to be relatively easy, but sitting at a low table very long was not good for my knees.
Left to right: John K. Sullivan, DDS (center) flanked by Professor Junji Tagami and Takashi Nakamura; Dr. Waki, the translator, with Dr. Sullivan; a shoeless Dr. Sullivan receives a customary gift for speaking to the group; Dr. Sullivan shares the stage with Professor Tagami. |
We then traveled to Nara to take part in the JAED conference. I presented a bilingual, joint symposium on minimally invasive dentistry with Professor Junji Tagami, who is the Dean at the Tokyo Medical and Dental University. Since the only Japanese I learned that week was, "Good morning," and "Thank you very much," I had the pleasure of working with a young dentist, Tomonori Waki, who, interestingly, had done some of his post-graduate training in implants at Loma Linda University.
The presentation was designed with Japanese subtitles, as well as Dr. Waki's interpretation of my comments, followed by a question and answer session.
Following the Japanese on-stage tradition, I wore no shoes. I found it hard to concentrate on my presentation while wondering if I forgot to put shoes on that morning!
We also represented the AACD in meetings with the JAED leadership and at events with the 600 conference attendees, where the foundation of the sister relationship was reaffirmed and its growth discussed. Ed and I were also asked to discuss the relationships that had been established with both Japan and Korea at a meeting of the leadership of the Asian Academy of Esthetic Dentistry, which included representatives from Japan, Korea, China, Singapore, Indonesia, Taiwan, Malaysia, Thailand, and other countries.
Finally, we took part in a joint meeting with the executive committees of both the JAED, which included Drs. Toru Sato (President), Akira Senda (President Elect), Morioki Fujitani (Head of Accreditation), and Takashi Nakamura (Head of International Relations), and the Korean Academy of Esthetic Dentistry (KAED), which included Dr. Myungjin Kim (President), and other members of KAED's executive committee. Both the JAED and the KAED expressed their pleasure at how well the terms of the sister relationship agreements are being fulfilled, and we discussed future opportunities within our organizations, including exchange of journal articles and speakers. We were given copies of the Journal of the JAED, which featured an article authored by AACD Immediate Past President, Dr. Hugh Flax.
What stood out to me on the trip was the respect that the AACD has in dentistry worldwide. Many attendees approached Ed and I and asked about our organization and our meeting. The AACD's relationship with the JAED and KAED is of utmost importance to the leadership of the respective organizations, shown by their efforts to include us in so many activities. While in Japan, I saw a country filled with pride, history and tradition, and our relationship with the JAED is becoming part of their dental history and tradition.


text:
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text: Well, I'm glad they're are not fixing the problem by constantly throwing more money at it....seems to be a popular favorite these days for manufacturing defects. These problems actually happen more often than not. As stated in an earlier comment, Honda had the issue reconciled quickly and as quietly as the self adherring extremly liberal media would allow them. There are recalls sent out almost everyday from several manufacturers. Whether it be vehicles, airliners, or gas grills with bad lines. We all take the risk when we purchase something, because until yet, they haven't created the perfect gizmo that works without fail.


text:
Natural Beauty
It was poet John Keats who said "What the imagination seizes as beauty must be truth." Those words endure – particularly with regard to master bath suites, which frequently call for a balance of vision and understanding from designers in order to create true spa-like retreats.
Indeed, it's often a mixture of consumer fancy and design ingenuity that requires a designer to think outside the box or – with regard to space and storage constraints – inside the box, especially with remodel projects.
Jennifer Owen, designer for Kitchen & Bath Cottage in Shreveport, LA, notes: "Clients want products that will reflect their personal style, meet their needs and remain stylish."
In keeping with this idea, designs for master suites are going organic, with customers displaying a growing interest in natural materials, such as stone slabs, travertine on vanity surfaces and tub surrounds, and marble tile floors.
Charlie Allen, founder of Charlie Allen Restoration in Cambridge, MA, explains: "We're seeing an increase in products that bring natural outdoor feelings into the bathroom, including rain showerheads and natural stone floors and countertops. We're seeing a lot of limestone and marble, as opposed to manufactured products. Clients are drawn to 'natural' design elements."
Design styles range from traditional to clean and contemporary. A combination of both provides a touch of transitional eclecticism.
Jean Zinner, ASID, CID of JAZ Designs, Inc. in Santa Monica, CA, notes: "The design of the master bath depends on the overall look of the house, and the design themes tend to be mixtures of traditional and contemporary."
Surely many high-end clients have their own ideas of the perfect bath environment. Some find inspiration during vacations spent in exotic locations and posh hotels, says Stuart Harle, allied member ASID of Tulsa, OK-based Showcase Kitchens and Baths, Inc.
"Our clients are high-end and travel a great deal, and they stay in five-star resorts. As a result, they have seen many things," he explains.
Even if clients can't find the time for across-the-world jaunts, they can still enjoy the same amenities in their master baths, says Pamela Durkin, ASID of Naples, FL-based New Line Design, Inc. "Everyone wants their bath to feel like they have gone to an expensive getaway at their favorite spa," she says.
Regardless of the design influences, Owen believes that clients have one thing in common when it comes to creating their dream master bath – "to simplify their day-to-day activities." She believes that integrated products for the bathroom help achieve that goal.
Durkin concludes: "Even the smallest detail needs to work with everything else. It's a balancing act between the colors, textures and materials. That's what keeps the space interesting."
Water Everywhere
Water serves as the life force for any master bath project, so the most frequent challenge facing designers is how to use water to maximize the spa experience.
"We're seeing a lot of overhead rain showers, as well as wall-mounted thermostatic valves with volume control or transfer control," says Michael Boyette, CKD, president of Boyette Kitchens and Baths in Bloomfield, NJ.
"Steam jets are also being added to showers. Raising the height of the stall to the ceiling and adding transom windows creates the steam function that is desired," states Allen.
Boyette adds: "If the space allows, consumers are opting for a whirlpool or steam unit and spending money on the heavy series glass enclosures. Showers feature more glass than tile."
Susan Palmquist, CKD and co-owner of Minneapolis, MN-based Sawhill Custom Kitchens & Design, Inc., notes that her firm is seeing more requests for steam showers as well, along with ceiling-mounted showerheads and handhelds.
Harle notes that multiple showerheads, much larger showers, walk-through showers and showers without doors are very popular.
To that end, Zinner sees a bigger call for flush-mounted showerheads, frameless shower doors and fog-free mirrors.
"Soaking tubs are a popular item that fits within the spa experience theme that many homeowners are seeking," Allen remarks.
Nature's Course
According to Durkin, natural materials, such as marble, granite and onyx, are very popular.
"These are being integrated in all areas of the room, from floors to walls and specialty insets," she describes. "In fact, I often like to mix and match items throughout the space so that it remains interesting to the eye."
Palmquist offers: "There are a lot of tile-sand marbles and slab materials. We're also seeing glass tiles. In fact, glass tiles and natural stone are two of the main materials we are using."
Owen adds: "The most popular materials are slate, tumbled marble, travertine and granite. We use slate for not only the floor, but on shower walls as well."
Zinner recently designed a master bath suite that featured Carrera marble on a tub surround, deck and floors – all complemented by white-painted cabinet doors and polished chrome hardware and faucetry.
"Granite is all over the place: on vanity tops, the floor, and even heated floors," comments Harle. "Tile has really made a comeback, as well, and it's become a focal point of the master bath."
Harle reports that, with a traditional design that includes multiple sinks, his firm will do a granite countertop with undermount sinks. However, we're doing one right now that's very contemporary looking, and we're doing vessel bowls and faucets out of the walls."
Staying Neutral
To create a true spa environment, many designers find that it's best to stay neutral – with color, that is.
"Color palettes today lean toward neutrals to create a timeless appeal and the high-end spa environment," says Zinner.
"We're seeing an increased desire for soft whites and natural earth tones. At the same time, we're seeing a sharp decrease in bright or dark colors," adds Allen.
For Durkin, soothing, cool colors and rich materials are in demand, while Boyette cites a more eclectic palette, often highlighted by mixtures of color and texture, such as light-colored stone with an off-white vanity, or darker stone mixed with a dark cherry vanity.
He also describes this as a significant shift because "there's not one specific color that seems to be popular."
"The whites and naturals and the very clean, simple classic lines are more enduring," comments Palmquist.
"The color trends still remain in the neutral family, though they aren't just the tans and browns that we've seen over the past several years," offers Owen. "People are opting now for more greens, grays and muted tones."
Harle concurs: "Overall, it is definitely more of a natural look, with greens, tans, browns and taupes, [with] the accessories giving that punch of color to the design."
Furniture Fun
For Zinner, furniture-style pieces are a sure-fire way to make a master bath special.
She explains: "Antique or modern consoles are being fitted for plumbing to use as a vanity. It is a way of achieving a unique look." They're not just consoles, however, as they also provide much needed storage."
Allen concurs: "We're seeing an increase in elegant console sink units, which provide storage space and are a nice alternative to the standard vanity."
He adds that armoires offer an attractive space for towels and other bathroom needs.
Durkin believes that vanities that mimic the look of furniture pieces lend an upscale, luxurious feel to master bath projects.
Boyette adds: "When the budget is there, we are seeing a lot of toe kicks, heavy moldings and mirrored moldings that are applied on site. They are often complemented by a custom mirror installed in between."
"In contemporary looks, I think the detached furniture look is still pretty strong. In fact, we did one bath where there is a free-standing piece and when you open it, you can tell it is very functional," says Palmquist.
Owen concludes: "Furniture-style pieces are becoming the most-requested cabinet style in the master bath. This area previously lacked some style and usually appeared as a utilitarian piece. Homeowners are becoming more design conscious and want their personal style to be reflected in every room of the house."
"You're seeing a lot of darker finishes, such as the cherries, which are usually nicely done," observes Durkin. "Cherry can also look very contemporary. Sometimes it even looks somewhat Asian, which really looks great. That gives designers more versatility. Combine that with furniture-looking pieces and you have a much more customized look."
Vanities are still a key element in the bath, especially when it comes to storage.
Allen offers: "Storage is very important, particularly as the 'spa style' bath becomes more popular. Clutter is the antithesis of a relaxing, inviting experience. Therefore, we're careful to maximize all available space and provide discreet storage for all necessary items."
Durkin offers: "The needs of clients vary greatly. One can never have enough storage, however – mainly because master baths are becoming more of a room to impress your friends. Storage is either cleverly hidden or is being relocated to an adjacent space."
"The idea is that they get the maximum amount of storage and the most enduring look while incorporating styles that will have a longer life," says Palmquist.
"However, when you have his-and-hers vanities and two sinks, it tends to limit storage," she continues. "By adding inches in height to the counter, more storage is gained in the vanity."
As a result, Palmquist's firm is doing a lot of vanities that are more than 36" high. In fact, some are reaching 40-1/2" in height.
"In a home that has higher ceilings, the practicality of having a higher vanity makes a lot more sense because you are not bending down to brush your teeth," she says.
She adds: "I did it for one couple because they both had bad backs and bad necks, so they could use it easily. The balance in relationship to the high ceilings made it look good. Plus they now have more storage options."
No Bumps in the Road
Designers agree that space constraints often associated with the bath don't necessarily lead to design limitations.
"If we're in an existing space, we're sometimes restricted by space, but we'll steal space from other areas to increase the size of the master bath," comments Harle. "In one project, we combined a separate his-and-hers arrangement so that now there is a large shower between them that they can share."
"We're doing a bath remodel right now that was actually a bump out over a kitchen," states Boyette. "It is a small house and it had a regular 5'x8' bath. We bumped it out and doubled the space, and that's where we put the whirlpool, the shower and the TV." The older portion of the room houses the toilet and a large vanity that is built in. "The room is grey and red with dark cherry vanity furniture details and a skylight."
Allen recently completed a bath remodel that required his firm to rework a master bath for a young, growing family. He needed to incorporate modern amenities while retaining the home's 19th century charm.
Working with architect Tom Downer, Allen eliminated an existing bedroom and crafted a functional master bath and dressing space to overcome the unique spatial challenges the previous layout presented.
For Allen, a highlight of the layout is a large, glassed-in shower that doubles as a steam room. "It features a rain showerhead and a welcoming, spa-like clean design. Innovative storage solutions include a large cabinet that can be accessed from both the dressing area and the bathroom itself, which helps minimize clutter," he says.
"The design also features radiant floor heating and an electric towel warmer, which adds to the room's appeal – especially on cold winter mornings," he concludes.
"We're doing a master suite in a very modern, geo-thermal heated 'Smart' house," notes Palmquist. "The challenge there is that it is all windows, so there was little room for storage. We had to figure out how to create floating vanities and introduce ample storage into the space."
She continues: 'There are also several electronic toilets with a total bidet system. Basically, every feature we could incorporate into the design is in that house."
The Tech Files
Technology has also created a more interactive spa experience for clients – and more options for designers, says Zinner.
"Integrated technologies are increasingly important to clients," says Allen. "However, equally important is a thoughtful design that conceals many of these technologies, along with the controls for them, so that a clean aesthetic is maintained."
He adds: "Many homeowners are excited by these new features, but want to be sure they are introduced in a way that doesn't harm the integrity of the home."
Zinner recounts a project where the client wanted to use technology to replicate the feel of staying at a five-star hotel.
"They wanted a flatscreen TV, a steam shower with the pre-programmed thermostatic valves and steam bath. When clients can afford it, they want the latest technology."
To that end, she notes that shower systems can be pre-set to the individual user. Sound systems can also pipe tropical sounds into the shower.
"Newer features for whirlpool tubs are backjets, and hot-air-only 'air baths' that can be connected to the homeowner's sound system," she explains.
Palmquist offers: "Technology used to just be featured in the kitchen or family room, but now it is in the master bath. We are incorporating speakers, sound and TVs while also trying to fit in ventilation and all of the comforts that we can bring to them."
Boyette's firm is currently customizing a master suite to feature a wall-mounted 32" flat panel TV.
Harle notes that technology is so pervasive in the master bath that some might consider it "under foot."
He explains: "There is a bigger call for heated towel bars, heated floors and even programmable heated floors so that the heat will come on whenever the space needs to be heated up. We're even doing them in closets and under carpets."
Palmquist adds: "There are a lot of heated floors, and sometimes we run it into the shower, up the seats and up the walls so that the full shower area is heated when you sit down or touch the walls."
Durkin concludes: "I think technology will evolve within the master bath. We're always connected, however, in the master bath, these items will be used to further enhance the 'luxurious spa' experience."
Finishing Touches
For the finishing touches of master bath remodels, designers should strive to find the ideal hardware finish, says Allen.
Palmquist notes that full suites of products – particularly in faucetry – are being offered, which should give designers confidence that finishes and styles are going to be compatible and consistent.
"Nickel is a very popular finish, both brushed and polished, although in the case of our higher-end clientele, there is less mixing of metals," he says.
Boyette notes that brushed nickel and oil-rubbed bronze are popular looks as opposed to bright or brushed chrome looks.
Owen sees similar trends. "The most popular finish is oil-rubbed bronze, but antique finishes are still very popular," she says. "Typically these finishes are from the same color family, and blend with the cabinetry and plumbing fixtures."
Zinner offers: "In my opinion, satin nickel and bronze finishes are the most popular right now. The hardware is meant to look
like jewelry on the cabinetry, not match it."
Durkin agrees, pointing out that there are now hand-forged hardware pieces, as well as ones adorned with real semi-precious and precious gems. "The appearance of these items supports the fact that consumers want unique details that will set their space apart from others," she says.
Palmquist notes, "It all breaks down to the details. Then everything ties in together. It's key that the faucet be beautiful; the towel bars, the hardware and everything else has to follow suit."
Lighting is also a key component to giving the space a finished look. There are a variety of lighting options available to enhance a master bath remodel.
"As a well-used space, light is extremely important. Skylights and windows, and even frosted-glass panels on bathroom doors are all ways to bring more light into the bath," Allen concludes.
Boyette adds: "People also prefer more windows and natural light to open up the space whenever possible. However, there are ceiling lights, lights for the shower and over the whirlpool, as well as incandescent and halogens that [are being used too]."
"LED lighting, available in an array of different colors, is the new way to light the inside of whirlpool tubs and steam showers," she offers.
Durkin concludes: "Overall, clients are looking for their master bath to mimic the look and feel of the spa retreat, and these spaces – whether traditional or contemporary – are taking on a cleaner, uncluttered, more straightforward look."


text:
Reader comments are listed below. Comments are currently closed and new comments are no longer being accepted.
Citigroup was formed by a 1998 merger of Citicorp with Travellers, which had to be legalized post-facto by the repeal of the Glass–Steagall Act of 1933. Robert Rubin was Secretary of Treasury at the time.
Tim Geithner served as Undersecretary of Treasury for International Affairs from 1998-2001 under then Secretary Rubin.
Robert Rubin went on to hold various senior positions at Citigroup, finally resigning in January 2009, having received over $125,000,000 in compensation through the course of his tenure.
As president of the NY Fed from 2003-2009, Geithner would have been responsible for the regulation of Citigroup in the pre-crisis years (As a Bank Holding Company, Citigroup's primary regulator is the Federal Reserve System).
Citigroup benefitted from all federal bailout programs including TARP, special FDIC guarantees on debt, and almost $100,000,000,000 in special low interest loans from the Federal Reserve.
According to the Congressional Oversight Panel tasked with investigating the financial crisis, Citigroup received more bailout money than any other institution.
Jack Lew, Obama's nomination to succeed Geithner as Treasury Secretary, also held positions at Citigroup from 2007-2009 and received over $2,000,000 in compensation, including a $940,000 bonus days before he left to join the State Department.
To be fair to Geithner, he was trapped in the prison that is neoclassical economic orthodoxy while trying to deal with a crisis that that orthodoxy cannot explain and helped to foment.
Geithner was right, the bailout was necessary. Was there probably some insider chum-iness going on that affected decisions over who failed and who didn't, and how money was dispersed? Inevitably. But that doesn't change the fact that the injected money was needed.
The government made a profit. Let's check that assumption. They invested at the most risky time, when these banks (let's stop calling them institutions as their "best assets" can just walk out the door when not paid billions in bonuses) were broke, they get a single digit return on investment five years later. Seems to me the government did not make an adequate risk adjusted return. How did the other shareholders do, let's see shares were worthless so they made great risk adjusted returns. Looks like Geithner invested poorly v. The other guys. And don't give me some phony baloney on "had we not saved the banks" what would have happened to the rest of us story. That is the excuse always given to loot money from one group and hand it to the better connected. The awful thing with bailouts is that winners don't win. The well run regionals would have stepped in but they would have run things very differently so the big guys had the FRBNY step in and save them.
To borrow from Churchill--"a very modest man with a great deal to be modest about."
Read Sheila Bair'.'s book, "Bull by the Horns, Fighting to Save Main Street from Wall Street...."
or this piece from the WSJ,
or this piece from the New Yorker of July 6, 2009
Here's a Select Set SS)of "Radical-Thoughts", from the FAR-WEST:
Once upon a time in America, this was (perhaps) the MOST Important Post, after the Presidency!
In the America of Today, the Treasury Dept( along with Geithner) has been reduced to enforcing Sanctions (War-On-Terror), that have caused Untold Damage to Countless Countries, Companies and Economies!!
In the America of Today, the Treasury Dept has Participated in this Sick-State of American Finances!!!
It's NEVER been about the Figure-Head, but None-The-Less. I say: Good Riddance to the departing Geithner....
Peace, Love & respect.
Geithner should have let the bankers go broke and lose their wealth. THAT would have taught them a better lesson than making big donations to Obama's campaign. It would also have been better for US taxpayers.
Geithner is the chief architect of "too big to fail"; consequently, he's set us up for the next fall. Someone that incompetent should be banished to a gulag and forced to do this: http://youtu.be/3ALkF0O9vYo
He is frequently critized for the bank bailout, but he actually did an excellent job in that regard. Only in America a bank bailout would end up with banks returning the money with a profit in such a short period. The quacks complaining that trhere were other solutions are just dreaming.
Where he deserves criticism is his very lenient attitude towards fiscal discipline. Perhaps not entirely his fault. as he reports to the Spender-in-Chief, but he has not offered a hint in the past four years that he was actually trying to inject osme resposibility in this Administration
Look at the data. The jump in deficits has been almost entirely due to the hit taken by tax receipts during an extraordinarily sharp downturn. Since the recovery took hold in 2010, government expenditures have been declining rapidly as a percentage of GDP. The single most important thing we need to do is to not shoot ourselves in the foot by damaging the recovery.
I took your advice and AM looking at the data right now. CBO data shgows that outlays represent about 24% of GDP against a 40-year average of 21% (and a low of 18-19% in the Clinton years). Revenues are now about 16% of GDP against the 40-year average of 18% (and rising fast due to higher taxes).
The data is not consitent with your reading of "almost entirely". I stand by my original assertion.
Look at the annual data, presented graphically here: http://maximillianwyse.wordpress.com/2013/01/18/armageddon-may-have-to-w...
The trend in expenditures from the late 90s onward has not changed much at all. Receipts took a major hit that tracks with the loss of jobs. As well, GDP suffered, which contributes to your 24% figure. See the graphic data here: http://maximillianwyse.wordpress.com/2012/12/02/taxing-matters/
I think the story is consistent. The financial crisis and recession hammered the nation's finances on several fronts, and the most important thing going for us is the recovery.
"Damned if you do, and damned if you don't" seems like the laziest and easiest way out of refusing to defend HOW you did it.
There were real choices to be made in how the bailout went. And all the choices made went in favor of the 1% and against the 99%.
There was zero reason for this, other than Geithner being the ultimate 1% guy.
He will have done more to destroy US democracy than any treasury person in the history of the US.
...especially when you consider Alexander Hamilton's words: "I thought it advisable to speak out, for a bubble connected with my operations is, of all the enemies I have to fear, in my judgment the most formidable....To counteract delusions appears to me the only secure foundation on which to stand. I thought it therefore expedient to risk something in contributing to dissolve the charm." - in Hamilton's biography by Ron Chernow.
Peter Drucker's contention that it is the educated who don't get it comes to mind when supposedly educated people write about the US Treasury "profiting" from the banks, ignoring actions by the Federal Reserve.
let's see, and according to ProPublica, as of sept. 22, 2011:
the biggest 'bail out' or the biggest 'heist'?
Fannie Mae $103.8 b
Freddie MAC $65.2 B
AIG $67.8 b
GMAC $16.3 b
11 Others $3.4 b to $1.3 b each
GM $50.7 b
Chrysler $10.8 b
Bank of America $45 b
Citigroup $45 b
JP Morgan Chase $25 b
Wells Fargo $25 b
Goldman Sachs $10 b
Morgan Stanley $10 b
16 other banks $7.6 b to $1.4 b each
I am not faulting the guy (he did for the good of the country), but the guy must be from some state of communism, or so it seems.
so much for capitalism, and so much for the free market and fair play (if such ever existed).
Cool list. Interesting questio: who has not returned the money yet?
Try 'prostitution' or oligarchy over communism, but the term corporatocracy has been coined. Geitner is of and by the financial clans. Almost all of the top people come from Goldman Sachs, yes? Why this company so much?
Although the banks were told to take the money. This was to stave off any idea that they would become insolvent in the midst of the meltdown, as much as being necessary for a few.
I thought you knew that. these big banks are major shareholders of the federal reserve banks.
it's all in the family, the family most american people don't belong to.
"I thought you knew that."
One might conjecture it from the fact that I brought up the point.
I really approve of what Mr. Geithner said: Don't intervene, and you risk collapse; intervene, and you reward bad behaviour and outrage the public. "You are going to make mistakes, so you have to force yourself to decide which mistakes are easier to correct." The budget ceiling problem goes the same way this time. Whatever measure the US takes to mitigate the dilemma, there always goes with bad things and good things. From this angle, it is hard to be the Treasury Secretary of America, because he needs to have sort of predictability of the consequences of the interventions and he needs to withstand the huge pressure that the citizens and world put on him. It's not easy and I really hope that the America would have a good performance this time to well solve the fiscal cliff problems.
The king is dead; long live the king. Good bye Mr Geithner but prey tell, who the Hell is Jack Lew?
Lew is Geithner.
This panagyric does not mention that Mr Geithner had a very cosy relationship with the banks he was supposed to be regulating. This included, as revealed on January 18 by Reuters and others after the release of Federal Reserve transcripts from 2007, that Mr Geithner illegally leaked impending Federal Reserve policy change information to one or more banks. This caused a significant runup in the S&P500 as the banks or other insiders invested accordingly. Also, the article does not mention the $7.7T in secret loans made to various crony organizations -- a fact that Bloomberg was able to uncover.
It will be most interesting to see where Mr Geithner lands after leaving Treasury. If he lands at a bank ot other financial organization, we will know exactly who was pulling his strings for the last 5 or 10 years.
I always felt bad for Mr. Geithner. He's a smart guy with good credentials. He knows good economics. But in order to obtain and keep a prestigious job, he was forced to repeatedly recite the misguided doctrine prescribed by his politically opportunistic boss.
"I have (or had) no fucking idea" is a fitting summation of his time at Treasury.
It is sad that he won't be there in Obama's second term where he could have played a key role in taking US Economy to higher orbits.
As in higher orbits of debt?
top lesson learned: Even if you don't pay your taxes you can still rise to the top and confirmed by the Senate.
Turbo Timmy & Eric "fast and furious" Holder proved that point...
This article reminds me much about Robert McNamara - damned if you do, and damned if you don't, in which McNamara argues it is better to be damned if you do.
The underlying problem is that it is hard to fix Too-Big-to-Fail and power capture of interest groups when one is already in the situation; in a nut shell, political Catch-22.
Now, the GOP elephant comes down, miss Tim a few inches, and he takes off (and wish Barack the best of luck).
Geithner is nothing less than a prime example of the pervasiveness of group think throughout all sectors of society. He had the "right background," he was a "good fit," and he did everything to maintain the status quo.
We will not see true innovation and progress in the financial markets with the staid repetition of the same old ideas by members of the same old boys club--no matter how often those ideas are put forth nor by however many different members of the club.
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Spinach and Feta Strudel
August 5, 2014
I added some light raisins to this strudel for a great flavor combination, but since I know that some of...
Shavuot is a favorite Jewish holiday because of the season in which it is celebrated — late spring, sneaking into summertime — and, of course, for the classic Shavuot cheesecake and other customary dairy holiday foods we enjoy, such as blintzes and all things cheese. There is no Shavuot food that is more adored and anticipated than cheesecake. Peruse this site for the numerous varieties and options of kosher cheesecake recipes: chocolate cheesecake, cappuccino cheesecake, berry-topped cheesecake, low-fat cheesecake, and even pareve cheesecake, and we're certain you'll find one — or many — new Shavuot recipe favorites.


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Library Closing: The Main Library will be closed on Sunday, May 10, for Mother's Day.
On May 31, 1985, a series of tornadoes hit Northeastern Ohio and Western Pennsylvania, leaving behind a wide path of death and devastation. Homes and businesses were destroyed and it was many years before recovery efforts were completed. The Local History and Genealogy Center of the Warren-Trumbull County Public Library has started a collection of photographs, newspaper articles and reminiscences from those who experienced the disaster. Our goal is to create a centralized collection of information relating to the tornado, so that future generations will have access to the events of that night more than 20 years ago, and the courage and community that arose in the hours, days and weeks following.See a sample of photographs from our larger collection at the Photographic Memories page. Read what others remember about the Tornado of 1985 at our Memories From Around the Valley page. (A complete collection of written memories - including submissions not available online - is on file in the Local History and Genealogy Center.)To learn more about severe weather events in the Buckeye State visit the Severe Weather In Ohio: Online Exhibit on the Ohio Historical Society Website.You may also want to visit this site by Jim Bruner, it is dedicated to all who lost their lives from the May 31, 1985 tornadoes that devastated Ohio, Pennsylvania, New York and Canada.
Return to the Local History & Genealogy page.
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Boston Red Sox pitchers stretch Day two of spring training at the Red... News PhotoAmerican League,Baseball Pitcher,Boston Red Sox,Florida - USA,Gulf Coast States,Horizontal,Sport,Stretching,USAPhotographer Boston GlobeCollection: Boston Globe 2013 - The Boston GlobeFORT MYERS, FL - FEBRUARY 13: Boston Red Sox pitchers stretch. Day two of spring training at the Red Sox training facilities at JetBlue Park on Wednesday, Feb. 13, 2013. (Photo by Matthew J. Lee/The Boston Globe via Getty Images)


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i remember the "Mir Spec" page reading "why didnt we consider wayland? because <....> not meet our requirements" - which hardly sounds like picking a fight to me
instead it sounds like a perfectly good (at least civil) rationale for explaining their decision (apart from the fact that they weren't even obliged to write such a "disclaimer" - which may even make it a sign of goodwill on their part)
but those who called developers names for "not having done research", aren't picking up a fight are they?
the mir spec page may contain inaccuracies (like that wayland's input model is similar to that of X), yes
but are you seriously blaming them, with wayland's freedesktop.org website (the official and only credited source *) describing wayland's revolutionary approach (that of merging the display server and the compositor while generating surfaces client side, oh wow) and very little else?
with the need to dwelve in the wayland-devel mailing list for the implementation details and design processes?
with the need, if you're new, to read 4+ years worth of it to reconstruct its evolution from a simple redraw loop to its current state (which even now has things to settle)?
with Xinput2 actually mentioned somewhere as a weston dependency IIRC, because "lets reuse what works"?
* or are you telling one should really dwelve in 4+ years of stuff, scattered among mailing list, phoronix articles, obscure external blogs, to cobble together knowledge about the project named after Aliens' megacorp? seriously?
that's not how a professional would work, for a professional developer only official reference material (possibly books) counts, the rest is fluff
looks like my definition of bashing and your definition of bashing are quite divergent...You can't go around bashing other development projects then get all offended when they dare to respond to your bashing.
also, consider that there is a thing called ovverreaction - which sometimes may trigger escalation, but usually leaves the one who overreacts less worthy of respect and consideration afterwards, when things have calmed down again...


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EnviroTech :: Environment NACD 2012: Emphasis on regulatory outreach9:42 PM MST | November 28, 2012 | Vincent Valk in San Diego With the 2012 presidential election over, the National Association of Chemical Distributors (NACD; Washington) is looking to work with federal regulatory agencies to ensure greater and smoother compliance, members say. The group is deliberately pursuing a strategy of engaging regulatory agencies, particularly EPA, to find out why chemical distributors are being fined and cited and what companies can do to prevent violations. NACD continues to be troubled by violations under the "general duty clause," a part of the Clean Air Act (CAA) that industry says... This information is only available to Chemical Week subscribers. Forgot your user ID or password?
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the description reads: Constructed of 600 thread count cotton... they just arrived... cotton and polyester. I would NEVER have bought sheets that weren't pure cotton. They are being returned tomorrow, and I am out the cost of shipping a HEAVY package back. When I was trying to figure out how to write this review I saw 'fine print' at the bottom of the page that does indicate cotton and polyester. But I trusted the product description. VERY disappointed in Overstocks!
I ordered these sheets because they were advertised as "cotton" When they arrived I was dismayed to see that really they are a cotton/polyester blend. I returned them, not at all pleased that they were falsely advertised.
Nice and comfy, good price.
These are excellent quality super soft sheets-great value!
not so great. I would not purchase it again
dark rich and lovely plum color and I will be ordering a few more sets very soon
Corner seam torn after about 5 uses.
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