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Should you be for the look for Student Loans in Worland WY i quickly consider you will discover this great article below has a number of practical recommendations. Discovering the right Education Loans can be difficult, but it really can be beneficial to analyze each of the choices, so that you can be positive you've chosen among the best Student Loans in Worland WY .
Federal loans to students in Worland WY
UNITED STATES Government-backed pupil loans were first supplied in the 1950s under the (NDEA) National Defense Education Act, and were only available to choose classifications of students, such as those researching toward engineering, science, or education levels. Student loans were extended a lot more broadly in the 1960s under the College Act, with the target of motivating better social mobility and equality of opportunity.
Prior to 2010, Federal loans consisted of both direct loans come from and funded directly by the U.S. Department of Education and guaranteed loans stem and moneyed by exclusive investors, yet guaranteed by the federal government. Guaranteed loans were done away with in 2010 via the Student Aid and Fiscal Responsibility Act and switched out with direct loans because of an idea that guaranteed loans benefited private student lender at taxpayers expenditure, yet did not lessen expenses for pupils.
These loans are available to institution of higher learning pupils using funds disbursed straight to the college and are utilized to nutritional supplement individual and household resources, scholarships, grants, and work-study. They might be subsidized by the U.S. Government or may be unsubsidized relying on monetary necessity. The U.S. Department of Education published a brochure contrasting federal loans with exclusive loans. In this very same record, the government explains just what you might use the financing for:
You may use the cash you receive just to pay for education expenses at the college that awarded your loan. Education expenses consist of institution charges such as tuition; bed and board; charges; books; products; equipment; dependent child care costs; transportation; and rental or acquisition of a computer.
Both subsidized and unsubsidized financings are guaranteed by the U.S. Department of Education either directly or via guarantee agencies. Almost all pupils are eligible to receive federal loans (no matter credit report score or various other financial concerns). Federal student financings are not valued according to any sort of individualized action of danger, nor are loan limitations established based upon risk. Instead, prices and loan restrictions are politically figured out by Congress. Undergrads usually get lower rates of interest, however college student usually can borrow more. This absence of risk-based prices has actually been criticized by scholars as contributing to inability in higher education.
Both types offer a grace period of six months, meanings that that no payments schedule until six months after graduation or after the debtor comes to be a less-than-half-time student without graduating. Both kinds have a rather modest yearly limitation. The reliant undergrad limit efficient for loans paid out on or after July 1, 2008 is as follows (integrated subsidized and unsubsidized limits): $5,500 annually for fresher undergraduate students, $6,500 for sophomore undergrads, and $7,500 annually for junior and senior college students, in addition to students enlisted in instructor accreditation or preliminary coursework for graduate programs. For independent undergraduates, the limitations (combined subsidized and unsubsidized) effective for loans disbursed on or after July 1, 2008 are higher: $9,500 annually for freshman college student, $10,500 for student undergrads, and $12,500 per year for junior and elderly college students, along with students enlisted in teacher qualification or preliminary coursework for grad programs. Subsidized government pupil loans are just offered to students with a shown financial need. Monetary necessity may differ from institution to school. For these financings, the federal government makes interest repayments while the pupil is in college. For instance, those that obtain $10,000 throughout university owe $10,000 after graduation.
Unsubsidized federal student loans are likewise assured by the U.S. Government, but the federal government does not pay interest for the pupil, instead the interest accrues throughout university. Almost all students are qualified for these loans no matter shown requirement. Those that borrow $10,000 throughout university owe $10,000 plus interest after graduation. As an example, those who obtained $10,000 and had $2,000 build up in interest owe $12,000. Passion begins accruing on the $12,000. The accumulated interest is "utilized" into the loan quantity, and the customer begins making payments on the built up total. Pupils could pay the interest while still in college, however few students do so.
Federal pupil financings for graduate students have higher limitations: $8,500 for subsidized Stafford and $12,500 (limits might vary for certain courses of study) for unsubsidized Stafford. Several students additionally make use of the Federal Perkins Loan. For graduate students the limit for Perkins is $6,000 annually.
Stafford loan accumulated limitations.
Students which borrow cash for education and learning with Stafford loans can not go over certain accumulated limits for subsidized and unsubsidized financings. For undergraduate reliant students, the optimum aggregate limit of subsidized and unsubsidized loans combined is $57,500, with subsidized financings restricted to a max of $23,000 of the complete loans. Pupils that have actually borrowed the max amount in subsidized financings might (based upon grade level undergraduate, graduate/professional, etc.) secure a loan of less than or equal to the amount they would have been eligible for in subsidized loans. As soon as both the subsidized and unsubsidized accumulated restrictions have been fulfilled for both subsidized and unsubsidized financings, the pupil is not able to borrow added Stafford loans up until they pay back a section of the borrowed funds. A student who has repaid several of these quantities regains eligibility approximately the accumulated restrictions as before.
Federal Student loans to parents in Worland WY.
Normally these are PLUS loans (formerly standing for "Parent Financing for College student"). Unlike loans made to students, moms and dads can borrow far more â often adequate to cover any kind of gap in the expense of education. Interest accrues during the time the pupil is in school. No repayments are required until the student is no longer in school, although moms and dads could begin paying it back beforehand if they wish.
The moms and dads are responsible for payment on these loans, not the pupil. Financings to moms and dads are not a 'cosigner' loan with the pupil having equal liability. The parents have authorized the master promissory note to repay the loan and, if they do not repay the financing, the credit rating of the moms and dads may experience. Additionally, parents are recommended to consider "year 4″ repayments, instead of "year 1″ repayments. Just what seems like a "workable" personal debt load of $200 a month in fresher year can mushroom to a far more daunting $800 a month by the time 4 years have actually been moneyed through financings. The combination of instant repayment and the capability to borrow substantial sums can be costly.
Under new regulations, college student are eligible to get PLUS loans in their own names. These Graduate PLUS loans have the same rates of interest and terms of Parent PLUS loans.
Moms and dads must likewise be aware that regulations increased the rates of interest on these loans dramatically â to 8.5 % on July 1, 2006.
Disbursement: How the cash obtains to student or college.
Federal Direct Student Loans, also known as Direct Loans or FDLP loans, are funded from public capital washing derived with the UNITED STATE Treasury. FDLP financings are distributed with a stations that begins with the U.S. Treasury Division and from there passes with the U.S. Department of Education, then to the university or university and then to the pupil.
Personal debt levels in Worland WY.
The max quantity that any pupil could borrow is adjusted as federal policies change. Current loan limits are here the expense of many four year exclusive organizations and a lot of main public colleges, and students as a result commonly borrow greater cost exclusive student loans to make up the distinction. Scholars have actually promoted enhancing government financial obligation limits to decrease the passion charges to pupil debtors.
The maximum amount that any type of pupil could obtain is changed as government policies change. A research published in the winter 1996 version of the Diary of Pupil Financial Aid, "The amount of Student Loan Financial obligation Is Excessive?" proposed that the month-to-month pupil debt repayment for the typical undergraduate should not go beyond 8 % of complete month-to-month income after college graduation. Some financial aid advisors have described this as "the 8 % guideline." Circumstances vary for individuals, so the 8 % degree is an indication, not a rule uncompromising. A study record concerning the 8 % degree is available at the Iowa University student Aid Payment
Private Student Loans in Worland WY.
These are loans that are not assured by a federal government agency and are made to students by banks or finance firms. Exclusive loans are greater expense compared to federal loans, and are typically just utilized when pupils have actually tired the loaning limit under federal pupil financings. They are also not qualified for Earnings Based Repayment plans, and regularly have less pliable repayment terms, higher fees, and a lot more fines.
These are loans that are not ensured by a federal government agency and are made to students by financial institutions or finance firms. Proponents of personal student loans recommend that they incorporate the most effective aspects of the different government financings into one: They normally offer higher loan restrictions compared to federal student loans, ensuring the student is not entrusted a spending plan space. However unlike government moms and dad loans, they normally supply a grace period without payments due until after college graduation (this moratorium varies as high as Twelve Month after graduation, though the majority of exclusive lenders offer 6 months). Nonetheless, some college advocates are exclusive loan detractors as a result of the higher rates of interest, multiple fees, and lack of borrower securities private loans bring that are not associated with federal loans.
Private student loan types in Worland WY.
Personal pupil loans generally are available in 2 kinds: school-channel and direct-to-consumer.
School-channel loans supply borrowers lower rate of interest but usually take longer to refine. School-channel loans are "accredited" by the school, meanings the college signs off on the loaning quantity, and the funds are paid out straight to the institution.
Direct-to-consumer exclusive loans are not licensed by the school; institutions don't interact with a direct-to-consumer personal financing whatsoever. The pupil merely provides registration verification to the loan provider, and the financing proceeds are paid out directly to the student. While direct-to-consumer financings typically lug greater rate of interest compared to school-channel financings, they do enable family members to get accessibility to funds extremely swiftly â in many cases, in a matter of days. Some argue that this convenience is offset by the danger of student over-borrowing and/or use of funds for unsuitable objectives, considering that there is no third-party qualification that the amount of the loan is appropriate for the education and learning finance requirements of the student concerned.
Direct-to-consumer personal loans was the fastest increasing section of education finance with the "portion of undergraduates obtaining private financings from 2003â 04 to 2007â 08 increased from 5 percent to 14 percent" and were under legal scrutiny because of the lack of institution accreditation. Loan service providers vary from huge education and learning finance companies to specialty firms that concentrate specifically on this particular niche. Lenders often press such loans by advertising: "no FAFSA called for," or "Funds paid out directly to you." But given that the "passing of Health Care and Education and learning Settlement Act of 2010(HCERA), the death knell appeared for economic sector lending under the Federal Family members Education Loan Program (FFELP). Considering that July 1, 2010, no brand-new student financings have actually been made under the FFELP; all subsidized and unsubsidized Stafford loans, PLUS loans, and Consolidation financings have been made exclusively under the Federal Direct Loan Program.
Private student loan rates in Worland WY.
Exclusive Pupil loans usually have variable interest rates while government pupil loans have actually repaired rates. Customers must be aware that some personal loans require significant up-front origination costs. These charges elevate the actual expense to the debtor and minimize the amount of money offered for educational purposes.
The majority of exclusive financing programs are linked to one or more economic indexes, such as the Wall surface Street Journal Prime rate or the BBA Libor price, plus an above fee. Because personal loans are based upon the credit past of the applicant, the overhead charge varies. Students and households with excellent credit rating usually get reduced prices and smaller sized financing origination fees compared to those with less than perfect credit history. Money paid toward passion is now tax deductible. Nonetheless, lending institutions hardly ever offer full details of the regards to the private student loan until after the student submits an application, partly because this aids prevent comparisons based upon cost. For example, numerous loan providers simply advertise the most affordable interest rate they bill (for good credit history customers). Debtors with bad credit history can expect rate of interest that are as long as 6 % higher, financing fees that are as much as 9 % higher, and loan limitations that are two-thirds lower than the advertised amounts.
Private student loan fees in Worland WY.
Personal loans often bring an origination fee. Origination charges are a one-time charge based upon the quantity of the loan. They can be taken out of the complete loan amount or added top of the overall financing quantity, often at the customer's preference. Some lenders offer low-interest, 0-fee loans. Each percentage factor on the front-end charge makes money when, while each percent point on the rates of interest is computed and paid throughout the life of the financing. Some have actually advised that this makes the interest rate much more crucial compared to the origination fee.
As a matter of fact, there is a very easy option to the fee-vs.-rate question: All loan providers are legitimately required to provide you a statement of the "APR" Annual Percentage Rate for the financing prior to you sign a promissory note and dedicate to it. Unlike the "base" price, this rate includes any sort of charges asked for and can be taken the "effective" rate of interest including actual passion, costs, and so on. When contrasting financings, it might be simpler to contrast APR as opposed to "price" to guarantee an apples-to-apples contrast. APR is the best benchmark to compare financings that have the same repayment term; however, if the repayment terms are different, APR ends up being a less-perfect comparison tool. With various term financings, visitors frequently want to "overall financing expenses" to understand their funding choices.
Private student loan cosigners in Worland WY.
Eligible loan programs generally provide loans based upon the credit report record of the applicant and any sort of suitable cosigner/co-endorser/co borrower. This is in comparison to government loan programs that deal largely with need-based requirements, as defined by the EFC and the FAFSA. For many pupils, this is an excellent benefit to private financing programs, as their families might have way too much income or a lot of assets to apply for federal aid yet not enough properties and income to pay for institution without aid.
Several worldwide students in the United States could get private loans (they are often disqualified for federal loans) with a cosigner which is a United States local or irreversible citizen. Nevertheless, some grad programs (notably leading MBA programs) have a tie-up with exclusive loan service providers and in those instances no cosigner is needed also for global students.
Private student loan terms in Worland WY.
The terms for exclusive loans differ from lender to lending institution. A typical idea is to shop around on all terms, not just respond to "rates as reduced as …" strategies that are often little greater than bait-and-switch. However, shopping around might damage your credit report rating. Instances of various other customer terms and advantages that vary by lender are deferments (amount of time after leaving school prior to payments start) and forbearances (a duration when repayments are briefly quit due to economic or other hardship). These policies are entirely situated on the agreement between lender and borrower and not set by Department of Education and learning plans.
Private student loan consolidation in Worland WY.
Several lenders offer private consolidation programs. Customers of privately subsidized pupil loans could encounter the same restrictions to insolvency release when it comes to government situated loans: New regulation makes clear that these loans are, like government student financings, not dischargeable under bankruptcy. Even before the regulation was passed, private pupil financings that were ensured "in whole or partially" by a nonprofit body are non-dischargeable in bankruptcy (and many private financings, no matter the lending institution, were assured by a not-for-profit). The rates of interest on exclusive loan consolidations are frequently none much better compared to the prices currently offered on the personal loans separately.
Did you get any useful ideas from the article? If you did, please feel free to share the article with your family and friends who live in Worland WY. You just never know when they might be looking for Student Loans in Worland WY.


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Internet etiquette is something everyone should know but often seem to ignore. In Virtual Realities poor etiquette is rampant. There are times when things are appropriate and other times when they are not. Here are some do's and don'ts that will make your experience and how others perceive you online more enjoyable. This list is not intended to make you feel good about yourself but rather to open your eyes to some behaviors either you or others you know may be imposing on others, whether intentional or not. In other words, I am not coddling you so you read this at your own risk. Don't say I didn't warn you.
1. LOL does not make it better. If you say something cruel adding a LOL or hahaha at the end does not make it a joke or funny. It is still cruel and you will be shunned the more you do it.
2. Sending a friend request before even talking to someone at all is rude. It is like walking up to them in the street and copping a feel without even asking them their name. Very inappropriate. Take a few moments and say hello, introduce yourself, find out if you even have anything in common and then politely ask if you can add them. The amount of 'friends' on your list does not make you a more desirable person to friend. Who you are and how you behave does. It just shows you will friend anyone and that is not always attractive to the right people, if you know what I mean.
3. Help new members whenever possible. You were new once too and some users joining a virtual reality may have never been on one before. Every day new people are experiencing the internet for the first time so be kind, offer assistance and you may find you make many new friends.

subset: commoncrawl


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Workout at the office with the GymyGym exercise chair
Article Summary
A relatively recent shift from manual labor to office-type work has resulted in a large chunk of today's workforce spending eight hours or more sitting at a desk or workstation. The general health and fitness of a significant proportion of such a workforce is bound to suffer as a result. Anyone wanting to fight against this decline can of course opt for gym membership, but Adam Ben-David thinks he has a better solution. The GymyGym ergonomic exercise chair places a full body workout at your disposal without ever having to leave your desk.
« Back to Workout at the office with the GymyGym exercise chair
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The ultimate in cool sophistication, fedoras are a classic hat shape that's seen a serious resurgence in recent years. We like to stay on top of fashion, so we have a great selection of trilbies in an array of colors topped off with great decorative details.
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Rockledge real estate listings include condos, townhomes, and single family homes for sale. Commercial properties are also available. If you see a property you're interested in, contact a Rockledge real estate agent to arrange a tour today! Learn more about Rockledge Real Estate.
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Los Angeles, CA (Sports Network) - Los Angeles Lakers forward Jordan Hill had his injured left hip examined on Friday and results showed he has loose fragments in addition to a possible labral tear.
Team doctor Steve Lombardo and hip specialist Dr. Jason Snibbe performed the examination and advised Hill that surgery will be needed to repair the injury and he will be out for the remainder of the season.
Hill, who will seek a second opinion before scheduling surgery, was averaging 5.6 points and 4.5 rebounds through 29 games this season.
The Sports Network


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Owner and educator Dr. Chad Laurence is in private family practice at Corrective Chiropractic in Hockessin. After earning his doctorate from Life University of Chiropractic in Marietta, Ga., Dr. Laurence began practicing chiropractic in 2000. ...
Owner and educator Dr. Chad Laurence is in private family practice at Corrective Chiropractic in Hockessin. After earning his doctorate from Life University of Chiropractic in Marietta, Ga., Dr. Laurence began practicing chiropractic in 2000. Before his chiropractic studies, Dr. Laurence received a BS degree in Microbiology from Pennsylvania State University. Dr. Laurence is one of only two doctors in Delaware who is certified in Chiropractic Biophysics, and is a Distinguished Fellow of the CBP technique. With a focus on chiropractic, structural spinal correction, nutrition, education, specific training, and massage therapy, Dr. Laurence is able to relieve symptoms for individuals suffering with physical problems, including neck and low back pain, carpal tunnel syndrome, headaches, arthritis, and intestinal difficulties. His approach is also particularly successful at helping children with chronic ear infections, asthma, allergies, ADD/ADHD, bed-wetting issues, colic and immune system disorders. Dr. Laurence is an experienced presenter who has been invited to speak in a variety of venues. He has published articles in regional health publications and area newspapers. Dr. Laurence and Corrective Chiropractic have been voted "Best Chiropractor in Delaware" by readers of several local newspapers. He currently serves on the boards of the Southern Chester County Chamber of Commerce, Arthritis Foundation of Delaware, and is a long-standing member of Longwood Rotary. For more information about Dr. Laurence or Chiropractic Biophysics (CBP), call Corrective Chiropractic at (302) 234-1115 or visit www.correctivechiro.net.
And then there were four!
Two more contestants were eliminated from The X Factor Thursday night, with four making it through to next week's semifinals. Did Tate Nation give Tate Stevens the votes he needed to reclaim the top spot from Carly Rose Sonenclar? Did CeCe Frey survive another week? And which acts had to go head-to-head to stay in the competition? Read on to find out.
The show dragged the suspense out as much as it could, featuring performances from last season's winner Melanie Amaro and a promo for Sony headphones before getting to the first elimination.
Fall TV Scorecard: What's renewed/canceled?
So, who was the first act given the boot? Somewhat unsurprisingly, Frey's luck finally ran out - despite the fact that judge Demi Lovato, donned matching leopard face paint in solidarity with her sole remaining contestant.
Next, hosts Mario Lopez and Khloe Kardashian revealed which three acts were safe and automatically earned a spot in next week's semifinals. Those were Emblem 3, Carly Rose Sonenclar and Tate Stevens, meaning that Diamond White and Fifth Harmony had to enter a sing-off. (But before they did, Ke$ha took the stage to perform her latest single "Come On.")
Fifth Harmony opted for Mariah Carey's "Anytime You Need a Friend" for their Save Me song and White, who found herself in the bottom two for the second week in a row, chose Lee Ann Womack's "I Hope You Dance" for hers. And then it was up to the judges to decide which one would go home.
The X Factor: Who Did Simon Threaten to Put in the "Naughty Chair"?
Unsurprisingly, Fifth Harmony's mentor, Simon Cowell, and White's mentor, Britney Spears, each voted to eliminate the other's act. So Lovato and L.A. Reid had to make the final call. Reid voted to send White home, and Lovato voted ... also to send White home. This is the second time the 13-year-old has been eliminated, and she was even more gracious in her farewell than before.
So the semifinalists are set, in this order: at fourth place, Fifth Harmony; in third, Emblem 3; in second, Carly Rose Sonenclar; and overtaking Sonenclar to return to first place, Tate Stevens.
Which acts do you think will make it to the finals - and who should win the whole competition? Weigh in below!
View original The X Factor: Did CeCe Finally Go Home? Who Made It to the Semifinals? at TVGuide.com
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Equipped with adjustable shoulder straps and constructed of durable nylon canvas and mesh, the Tubbs Snowshoe Bag is the perfect way to carry your snowshoes.
New for 2014! Designed to safely stow and carry your snowshoes and poles (both sold separately), the Tubbs Snowshoe Holster employs an "open at both ends" design that enables its contents to properly dry between uses.
The New England-based snowshoe makers at Tubbs have a century's worth of development history to draw upon. Founded by Walter F. Tubbs in 1906, Tubbs snowshoes accompanied many of the early Antarctic explorers on their journeys to the South Pole.
Whether you're venturing into the Arctic, making an alpine summit ascent or simply enjoying a day of winter recreation, you can count on the combination of time-tested design and progressive innovation used to build the frames, bindings and crampons found throughout the wide array of Tubbs snowshoes.
Backcountry Edge is proud to be an authorized Tubbs dealer.
Click here to visit the official Tubbs website. (Note: you will be leaving Backcountry Edge.)


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Jacksonville Jaguars Gear
Jacksonville Jaguars Hats
Jacksonville Jaguars Hats Mens
(92 items)
Product ID: 1689650
Main Content
Celebrate your fandom with this Jacksonville Jaguars Training adjustable visor from New Era. It features embroidered Jacksonville Jaguars graphics along with a curved bill. With this hat, you'll show off your Jacksonville Jaguars pride.
- 100% Polyester fabric
- Adjustable hook and loop fastener strap
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- NE TECH performance technology for ultimate comfort
- Official product worn on-field by NFL players and coaches
- Officially licensed
- One size fits most
- Quality embroidery
- Team-colored underbill
- Officially licensed
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or event. These are advanced sale items and will ship immediately after they are
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Customized items can be personalized with options such as your name, your favorite
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NOTE: Quantity of 1 adds a Set of 4 Land Rover Range Rover Style Replica Wheels to your shopping cart.
Gunmetal: The finish on this wheel is achieved through several different phases. The finishing process includes a gunmetal powder coat foundation followed by two layers of clear coat, not a one stage enamel. This is the correct way to finish a wheel. They have an absolutely beautiful finish with a superior sheen due to the additional layer of clear coat. The photograph does not depict the superior finish of the wheel.


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Here's something you won't hear much about from the right-wing noise machine:President Obama's job-approval rating hit a seven-month high over the weekend in the latest Gallup Daily Tracking poll.
Legendary singer�Joe Cocker�has died, the�
Holiday gift shopping is one of my great pleasures in life, and this year, I finished early. Fortunately for all of you who delayed until to the last minute, I've got plenty of leftover ideas, and I'm offering them in the holiday spirit (and not...
TLC is highlighting yet another subculture with its upcoming special,�My Husband's Not Gay.The one-hour program, which airs�Sunday, Jan 11�at 10/9c, follows a group of Mormon men who are happily married to women — but are...
Friday's Amazing Race finale was pretty sweet. Food scientists and PhD students
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Top Definition
A verbal taunt, or a closing line after winning an argument or a fight. Derived from the journalist Edward R. Murrow's famous phrase which he used when saying goodbye to his audience after an episode of his news program.
Good Night and Good Luck, sucker!
po La Noir
Јануар 17, 2010


text:
What I thought would be a small little project of about 5 or 6 hours has turned into something much more. I am doing a 1:400 scale type IX (Mirage kit with the brass detail kit added). I have about 20 hours into building the sub and now it's time for paint and weathering. This is my first attempt at a scale of this size. I was under the impression that a smaller model would take less time. I'm afraid I was wrong. The miniscule little details included in the brass detail kit are something I have never experienced before. Handling these parts has turned out to be far more time consuming that I had anticipated. Having said that, I have really enjoyed building this kit with the added details, now that I know what to expect. Mirage offers a very nice line of 1:400 scale U-boats and brass detail parts kits for them. I feel these models would make for a fantastic diarama as the scale would allow for either a compact little diarama, or a scene including other ships.
I just wanted to throw in my 2 cents worth in case anyone was considering a model in this scale.


text:
How (Not) To Manage A UX Project
I've worked on a lot of different projects in my career, and I've learned quite a bit. I've always said that I'd rather learn from someone else's mistakes instead of my own, but I've had ample opportunity to learn from my own missteps too.
I see a lot of UX articles that detail how to successfully execute a design project, but I haven't seen much discussion on things or steps to avoid.
So, based on mistakes I've encountered along the way (some mine, and some observed), as well as conversations I have had with some peers, here are some ideas on how not to manage a design project.
Note: Just to be clear, the following are things you SHOULD NOT do if you want a successful project. Trust me, I learned the hard way. Names have been changed to protect the innocent (and my ass).
Go Straight to Detailed Design
"Just do wireframes," is what the project manager told my team and me on a high-profile effort, because that was all that we had a "contractual obligation" to provide. No analysis phase, no user research, no design iterations—just go straight to detailed design. Well, that didn't work, because … well, we went straight to detailed design. We didn't have a shared "vision" for the design team to follow … and we weren't allowed to invest the time to create one. A high-level design wasn't something we "had" to deliver, and the project went badly.
Treat Use Cases as Unquestionable Laws
I like use cases, I really do. I used to write lots of them. But when the use case explicitly directs the design direction (because the business analysts think it's their "job" to do that) and the management team says, "design what's in the use case" … well, you're setting yourself up for conflict and potential failure. Why? Because use cases are usually focused more on business rules and logic and less on what the optimal experience should be for users. You need both, and blind adherence to use cases can result in the creation of a solution that may not align with what users want and need. And while business analysts are usually very bright and intelligent people, most of them aren't user experience professionals.
Skip User Testing
This one is obviously a bad idea, but I've been surprised at how often the need for user testing has to be argued for, even in "savvy" user-centered organizations. Often user testing is cut because of budgetary constraints, or stakeholders say "why should we test, the design team knows what they are doing." As good as your team is, design testing is far cheaper than designing in a bubble and then investing huge amount of money and time deploying an untested direction.
Don't Create a "High-Level" Design
As stated above, you must have a direction that all the designers can align with and follow. It can be a set of best practices, a declaration of principles, or a conceptual model of usage, but SOMETHING has to exist to ensure consistent and successful work. Want your project to fail? Then don't bother to do all this drudgery and work.
Use an Inflexible Design Process
I once worked with a project manager who was a "checklist" guy. Now, I love checklists, but if you follow your process/checklist blindly without any flexibility you are going to end up in situation where quality is not the focus, crossing things off a list is. You have to be flexible and be willing to change plans as needed, based on revised requirements, test results, or what-have-you. Unless you want to fail, of course.
Prevent Designers from Collaborating
If you really want to fail, put designers on separate features and don't let them talk to one another. One major project started out doing exactly that, and the designers were also under tight deadlines. The result was a Frankenstein's Monster of a design that was inconsistent and impossible to implement. Though, if this is your goal, congratulations! You did it!
"… if you want to fail, hire arrogant designers who think they know it all"
Hire Arrogant Designers
We all have various degrees of confidence in our abilities—confidence that builds over time as we gain more experience doing what we do. There's confidence, and then there's arrogance … and if you want to fail, hire arrogant designers who think they know it all. You will quickly discover that these people alienate their colleagues and stake-holders and produce work that isn't nearly as good as they think it is.
Skirt Accountability
If you are on a design project that is use case driven, and the use case is the law of the land, it's really tempting to just do what the use case says; to put in your eight-hours and go home. That's the wrong way to approach design. The right way is to challenge the assumptions that are in the use cases and produce designs that aren't "by the book." Don't give up, man up.
Never Ask: "Who's In Charge Around Here?"
One of the first things I ask for is a RASI chart, a list of who is in charge and who the key stakeholders are. That way I will know whose opinions to heed and whose I can (safely) ignore. If you don't have those roles clearly defined, then everyone's opinion will "count" and it will turn into a painful design-by-committee situation.
Have a Super-Critical Stakeholder with Bad Communication Skills
If you want a design project to fail, then find the most critical person in your organization and make him or her the person who reviews and approves all the designs. Not only will he or she be negative but, because they have poor communication skills, they won't tell you why they don't like it. The result will be demoralized designers (and a revolving door they quickly leave through).
Have Meetings Without Agendas and Expected Outcomes
This is an obvious one, and is not just how not to do a design project, it's how not to do any project. The larger the organization is, the more frequently useless meetings seem to pop into everyone's calendar. A meeting without a purpose is a waste of time and money that can be better spent creating good designs.
There you have it, eleven ways you can ensure your design project ends badly. Or, you can avoid experiencing such a dire predicament by doing the opposite, and making sure that the project applies a thorough user-centered focus and follows a methodical process.
Good luck and please share any or your hard-earned "do nots" in the conmments!
Image of caution tape courtesy Shutterstock.
Add new comment
"Meetings Without Agendas and Expected Outcomes" - such an easy way to waste time and blow every project. Everyone knows that and too many still don't put that knowledge into practice.
That first one...
I was once on a project, listening to the direction a company wanted to go and who their users were, started digging in asking questions, and someone responded, "I'm sorry, but why are you - you asking these questions? It's not your concern."
Uhm... how is one to see the big picture, to create a unified and usable solution, without enough information? Plus there are occasions where these questions, the uncomfortable ones, have to brought up early and often so clients aren't surprised when they have to deliver "stuff" to move the project forward.
Yeah... I just produce wireframes and do sanity checks. *looks to the sky*
Hi Joe,
I couldn't agree more, BA not only thinks that directing design is their job but they also strongly believes (some of them) that designing wireframe also part of their job and UX = Graphics is their ultimate understanding....
It's a shame that so many BAs think that way but many do. It makes me wonder how they look at other aspects of the business. Now, I've had some BA/IA roles where I was writing use cases and designing user flows but even then I would never, ever spend time creating wireframes. This is not to say that I wasn't presenting my ideas and concerns during our brainstorming sessions or in the design reviews. Of course I was but I was careful not to step on any toes.
It would be as if the IA thought he was a Creative Director and spent valuable time working on fonts and graphic design.
Great. You have just about described my daily life at work, Joseph :) Not only most of it is true, trying to improve the bad environment we UX designer have to work in (vacuum) bc of total lack of understanding of what we do is one of my biggest frustrations. Most of the people on the team I work with day-to-day don't even have the slightest concept of what I'm talking about whern I bring up some of these issues. So, it's not the issues themselves that are the problem so much (even though they are), but the people in charge who need to be educated about these issues. Until we bridge that gap somehow I don't see a solution. I'm talking Chinese in Mecca.
Regarding your point about treating use cases as unquestionable laws: We don't always have any influence over the work of Business Analysts, but I've always advocated for omitting any description of interface components from use cases, unless the interface already exists. Describing the UI before it's been created clouds the information that the use case is meant to provide, often leaving the actual rules, actions, and requirements that the use case is meant to provide lacking in critical detail.
Nice article.
I would also like to know, how i can ask my seniors to let me collaborate with others or involve design opinion during use case creation.
I recently created a presentation on the design process to be followed so that the mangers are aware of the appropriate method.
Is there any other ethical way?
Great points. I'd also add:
-Set a launch date and set that in stone, even if key features/functionality are not ready.
-Don't work or collaborate with other key stakeholders (SEO, Technology)


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GNOME 3 is amazing. There, I said it.
Phoronix: GTK+ 3.0, GNOME Shell, Mutter Near Final
In preparation for the GNOME 2.91.6 release tomorrow, many GNOME modules are being checked in, including new versions of the GTK+ 3.0 tool-kit, the GNOME Shell, and the Mutter window manager...
GNOME 3 is amazing. There, I said it.
Ugh! Not GNOME shell also. If there's one thing I dislike about GNOME it's the Evolution integration. I don't use that program but removing all traces of it is such a hassle with dependencies that it's just easier to leave some of it installed and deal with the ever recurring nagging dialogs that there are again security updates available for evolution.GNOME Shell 2.81.6 provides the standard desktop interface for the GNOME 3.0 desktop and new in its 2.91.6 release is a new calendar design with integration to the Evolution Data Server for supporting calendar appointments.
I haven't followed Mutter development in the last months, I hope they finally solved the various performance problems? Can anyone comment on this?
Can anyone suggest steps for installing / testing the latest Gnome 3 development snapshots in a reasonably painless way? I don't actually care too much which distro I use, except that I want my base system (kernel, boot scripts, Xorg, etc) to actually be tested and stable. For instance, installing Gnome 3 development on Fedora 14 or Ubuntu 10.10 would be nice. But I don't want to try OpenSUSE Factory or Fedora Rawhide, because then you get the latest RC kernel, and a basically broken system that in all likelihood, won't install, won't boot, or something stupid like that, because people are releasing untested low-level software in the middle of the development release.
This is not news, folks.
Phoronix follows GNOME because this is what Ubuntu uses.
Ubuntu uses GNOME because this is what Debian uses.
Debian uses GNOME because of historic reasons back when Qt was infidel unpure software and because GNOME has more or less formal backing of FSF, which Debian is closely aligned with.
None of these are likely to change.
Ummm that couldn't be any less accurate. Ubuntu uses GNOME because GNOME was/is more simplistic and Ubuntu's aim was the average Joe and the first time Linux user. So they went with GNOME because it has cleaner menus and fewer options to confuse your grandparents. KDE has been freely available in Debian repositories as long as I can remember. aptosid (formerly sidux) and MEPIS are Debian-based distros and they have no problems at all using KDE. Lindows/Linspere was also a Debian-based KDE distro.
Also, the prioblem with QT was less to do with it being "infidel unpure software" and more to do with Linux being in the golden age of zealotry. 95% of Linux users from back then can't even tell you what the real issue was other than the fact that they hated everything not GPL. There were some legitimate concerns from people on the outside looking in, but the potential problems never actually came into fruition, and most can't tell you what they were anyways.


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About this font family
Originally a conceptual approach from the Chatype project of Jeremy Dooley and Robbie de Villiers, Quatie has been restructured to add a new industrial element to Insigne's offerings. Like the Official Font of Chattanooga, Tennessee, Quatie definitely carries a contemporary, hipster feel. Quatie similarly draws much of its inspiration from the industrial brawn of the railroad and the unique characteristics of Cherokee letterforms, giving it an atypical form not usually found in an industrial slab. More…
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Click to return to | Baseball-Cards.com Vintage cards: baseball,football,basketball & non-sport |
1971 O-Pee-Chee/OPC #222 Bob Watson (Astros) Baseball cardPrice = $ 2
Search for another sportscard using the search box below
or click on banner at top to visit our Baseball Cards store.
Select a different Sport or Vintage Baseball Cards set Enter words,partial words,partial words with wildcards (*) or a phrase in quotes. 1959 Topps Yankees displays vintage 1959 Topps Yankees cards. Bowman Mantle displays all Bowman Mickey Mantle cards, old and recent. |
San Diego, New York, Las Vegas, Miami - escort your cards here.
Boston,Los Angeles,Las Vegas,San Diego escort your cards here.
Below are some tidbits on baseball and sportscard collecting.
Visit our web site for more info on vintage and current
baseball, football, basketball, hockey, sports and
non-sport cards and card collecting. |
(part 2) In hockey, there were a few sets issued in the 1910's and while O-Pee-Chee issued some sets in the 1930's, the real modern sets began in 1951 with the itroduction of Parkhurst's first set. In racing, while cards go back as far as the early Indy car days of 1911, modern racing sets began in 1988 with the issues released by MAXX. |
1974 Topps DECKLE EDGEThis 72-card test issue set was released with a very limited distribution on only the East Coast around Massachusetts making them quite scarce. They were Officially simply called "Topps Baseball Photos" but their serrated or "DECKLED" edge gave them the name they go by today. The 2 7/8" x 5" inch cards were sold in either a 2 card pack with gum or a 3 card pack with no gum for 5 cents.The cards were meant to have the look of the black and white movie star photos from the 1950's and feature a black & white photo with a blue facsimilie autograph on the front. The backs make this very scarce test issue even more interesting ! They feature handwritten script of the player's name, team, position & date and location of the photograph as well as a mock newspaper article on the player's career. This was Topps 2nd "Deckle Edge" issue, their first being their smaller and much more common 1969 Topps Deckle Edge which were inserts in certain series of packs of 1969 Topps cards. Variations of 1974 Topps Deckle Edge do exist, making this issue even more fun and challenging to collect. The backs can be found in either gray or a much scarcer white version. Also, a more limited proof version with non-scalloped edges exists and occasionally can be found.
Click for complete
1974 Topps Deckle Edge checklist and prices
1960 Nu-Card Baseball Hi-LitesThis 72-card set of oversized (3-1/4" x 5-3/8") cards Issued by Nu-Card, Inc., featured baseball highlights (hi-lites). Printed in red and black, the card fronts resemble a newspaper's front page headline story with photo. The cards showcase some of the baseball's most interesting highlights in it's first 100 years of baseball.Card #'s 1-18 can also be found in just black printing and blank-backed.
Click for complete
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text:
But I did it
It's a new comic thing I'm doing. I hope you like it~
The style may scare a lot of people away, but I hope you stick with me on this adventure
Oh, God, that will never go back to being the right shape again.
But I did it
It's a new comic thing I'm doing. I hope you like it~
The style may scare a lot of people away, but I hope you stick with me on this adventure
There's been a slight change in scheduling for the release of Patreon content!
The eBooks of Volumes 1, 2 and 3 will be distributed on Feb 1st.
The first Patreon-supported Whomp! will go live Feb 7th, along with the creation video with the Special Thanks at the end.
The second Patreon-supported Whomp! will go live Feb 14th.
I'm sorry that the comics were moved back a week. I had some realizations with regards to scheduling, and this was the most effective way to handle it~
Important information for $10 and higher patrons: Live drawing sessions will still be Tuesday, Noon EST and Saturday 6PM EST every week of February for the $10 tier supporters. (Google it to get your local time!) Before the session goes live, $10+ patrons will receive a message in Patreon with a unique session link. Expect the streams to last 2-4 hours.
For $40 and higher patrons, I will be sending you a message on Patreon asking you for source material so that I can draw your caricature!
Long story short, if you're a patron, be sure to check your Patreon messages in February for your rewards and stuff!
If you're not a patron, it's not too late to get in on the hot February content! http://www.patreon.com/whomp
The Patreon has reached $600 monthly!
Things that happen on Feb 1st:
Things that happen later:
I don't even have to mention the $100 tier because we are already in touch, and that is a cool person!
What I would like to do:
I want to think of more ideas that will make the $40 tier more exciting for repeat patrons. Not everyone wants a drawing every month, so I'd like to think of something else I can do. Many people suggest putting patrons in the background of comics, but I feel like modifying the comic at all because of a differing source of income can indirectly change the work itself, and I want it to remain as pure as possible for everyone.
I'm also hesitant to add any more "I will draw things" rewards, mainly because I draw very slowly, and if we reach the higher tiers, I will already be drawing during most waking hours.
If you have any ideas, feel free to send them at my twitter @RonnieFilyaw, but PLEASE don't feel bad if I reject them. I am super duper picky and annoying, but I absolutely love you for your effort, no matter what! So if there's anything in particular you've ever wanted, maybe let me know!
I know what a lot of you think. Patreon is a place where comic creators go to squeeze money out of fans. This is mostly true BUT
The real fact of the matter is that the more something like Patreon can help a creator, the more time and motivation the artist has to create. It's difficult when an artist has to do odd-jobs or even work their full time job while still coming home to pour their heart and soul into three to five comics a week.
There is so much I could do with support from Patreon. So much I want to do for you.
Question: "If you do a second comic like I see in your goals, what happens to Whomp!?"
Answer: Whomp! will be still getting its thrice-weekly update AND the two extra Whomp! comics. This is MORE WHOMP and ALSO ANOTHER THING YOU DON'T EVEN HAVE TO LOOK AT. Also, it means I will be able to actually live within my means while putting my soul into my work. The greatest inspiration is the support to keep working.
I'll also be recording drawing sessions and drawing live for backers. There is absolutely nothing but good things happening here!
I don't like to ask for support, but this would help me more than you could possibly imagine. Let's do this together.
I love you. *smooch*
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Keene State Continuing Education students are people just like you, with lives revolving around work, home, career and community. Our programs are flexible to accommodate your busy schedule, and we offer courses and academic programs in an array of subjects. Please take a look around, and contact us with any questions or comments.
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Our online and distance learning courses meet right in your home! We offer Six Week Non-Credit Courses; Certificate Programs; and Educator Professional Development Courses. More about Online Courses through Continuing Education
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Upgrade your knowledge and skills through various professional development opportunities, including graduate-level courses and short, professional workshops. Courses are offered in a variety of formats. More about Professional Development for Educators
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We offer education and training for career preparation and advancement as well as on-campus resources for employers. These courses are prepared and taught by professionals at times and locations to meet the needs of a busy life-style. More about Career & Workforce Development
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Keene State College's Institute for Lifelong Learning is the Cheshire Academy for Lifelong Learning (CALL). Classes are offered for eight weeks in the fall and eight weeks in the spring. More about Learning in Retirement
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The Division of Continuing Education and Extended Studies of Keene State College serves as the primary education and training outreach unit of the College, providing lifelong learning to individuals and organizations throughout the State and region. More about About Continuing Education
than you think.
Think Keene State.
Contact Continuing Education
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Take a 10-minute recess every week and join Bert Monroy for a fun, self-contained project in Photoshop or Illustrator.
Bert Monroy transforms a set of ordinary photographs into an extraordinary work of art featuring a labyrinth-like maze.
Learn how to use Photoshop to build 3D planets and spaceships and composite them into a dreamscape featuring a mysterious off-world mining colony.
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Follow along with the development of Amsterdam Mist, artist Bert Monroy's latest digital painting, and learn Photoshop and Illustrator techniques you can apply to your own artwork.
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Walk through SketchBook's basics—the interface, preferences, brushes, Lagoon tools, and export options—and get started drawing quickly.
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Transform a 2D matte painting into a 3D scene, complete with a moving camera, shifting perspective, and an animated background.
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Learn to use Photoshop brushes, patterns, and special effects to create professional-looking fashion croquis and costume illustrations.
Learn how to add light, color, and texture to a basic form using photographic references and the tools in Adobe Photoshop.
Follow Erik Natzke, generative artist and principle designer at Adobe, as he draws on his experience as an artist to build applications that improve people's ability to be creative.
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In Our Talons by Bowerbirds
"Were only human; this at least we've learned."
ReplyDeleteIch glaube insgeheim stehe ich ein bisschen auf dich :)
ReplyDeleteI think you'd like They Were Thieves, and Bon Iver. Two great artists like bowerbirds.
ReplyDeletehttp://www.myspace.com/thetallestmanonearth Pascal,you should listen this man.
ReplyDeleteAbsolutely brilliant photo, and perfectly eerie song to accompany it. Fantastic. :-{o


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21.04.2013 /
KTM rider Alex Rins won a tight three-way battle with Maverick Viñales and Red Bull KTM Ajo factory rider Luis Salom on a restarted five-lap sprint on the magnificent Circuit of the Americas in Austin Texas on Sunday after the Moto3 GP was red flagged after the 10th lap of the original race because of an accident.
It was perhaps fitting that the three riders on the podium were those in front when the original race was stopped after Dutch rider Jasper Iwema crashed and required medical attention on the track. He was taken to hospital for scans and treatment.
It was the first Grand Prix victory for the 17-year-old Spaniard Alex Rins who also started on pole. He looked impressive, racing with flair and speed throughout the weekend on this brand new circuit that features nine right hand corners and eleven left-handers as well as a big 1.200 m back straight. But coming into the final lap it was far from decided who would emerge the winner. Luis Salom made a move and seemed to have snatched the advantage but the race went down to the wire and Rins counter attacked going into the final corner and slipped by. Meanwhile Maverick Viñales had closed right up on the front two riders and slip-streamed past Salom into second place just meters from the final finish line.
A race of two halves
It was the Spanish trio Rins, Viñales and Salom who had dominated the first half of the race but the first two had made the break and led Salom by three seconds when the race was stopped. Team boss Aki Ajo: "We were actually lucky with this break because Luis' front tire was completely gone so we had the chance to change it." But in the end, even this was not enough to give Salom victory and allow him to continue his winning streak after taking round one in Qatar.
The restart was timely for Germany's Jonas Folger on the KALEX-KTM who finished fourth in the sprint, thus gaining a couple of positions. Red Bull KTM Ajo riders Zulfahmi Khairuddin and Arthur Sissis also benefitted, finishing further up the order in the restarted race at seven and twelve respectively. Sissis was riding with an injured wrist but had dropped to seventeenth in the first half of the race, obviously in pain. KTM rider Niklas Ajo suffered the reverse fate. He looked very strong on this circuit and was up with the second main group when the race was stopped but eventually finished fifteenth.
The Grand Prix was the first-ever motorcycle race on this new American circuit and it delivered another strong showing by the KTM driven Moto3 bikes. Four of the top five finishers were on KTM driven bikes, three on the KTM RC250 GP and Folger on the KALEX-KTM.
The next Moto3 Grand Prix is at Jerez, Spain on May 5.
Results Moto3 Austin
1. Alex Rins (E), KTM, 11:26.535 min
2. Maverick Viñales (E), KTM, +0.244 sec
3. Luis Salom (E), KTM, +0.547
4. Jonas Folger (D), KALEX-KTM, +1.230
5. Miguel Oliveira (P), Mahindra, +8.276
6. Jack Miller (AUS), FTR Honda, +8.603
7. Zulfahmi Khairuddin (MA), KTM, +10.147
8. Alexis Masbou (F), FTR Honda, +12.037
9. Brad Binder (RSA), Suter Honda, +12.263
10. Jakub Kornfeil (CZ), KALEX-KTM, +12.737
Other KTM
12. Arthur Sissis (AUS), KTM, +14.030
15. Niklas Ajo (FIN), KTM, +21.094
17. Philipp Oettl (D), KALEX-KTM, +21.351
20. Ana Carrasco (E), KTM, +22.003
23. Eric Granado (BR), KALEX-KTM, +31.591
DNF, Alex Marquez (E), KTM
DNF, Toni Finsterbusch (D), KALEX-KTM
DNF, Jasper Iwema (NL), KALEX-KTM
DNF, Florian Alt (D), KALEX-KTM
Standings Moto3 after 2 of 17 rounds
1. Rins, 41 points
2. Salom, 41
3. M. Viñales, 40
4. Folger, 24
5. Oliveira, 20
6. Khairuddin, 19
7. A. Marquez, 13
8. Sissis, 12
9. Binder, 11
10. Miller, 10
Other KTM
13. Ajo, 8
15. Kornfeil, 6
17. Iwema, 3


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I have heard of some back to basic formats failing, and I, of course wasn't there so I can not really understand why. It has been my experience that when beginning the first of the four sessions, I like to initially make it clear that all someone needs for the sessions are the big book and pen or pencil if one desires to write any comments. Explaining that the B2B sessions are nothing more than a big book study.
So why not just stick with the BB? We do, some go through the Joe and Charlie tapes, other BB study workshops and the 12 x 12 study guide. That is all B2B is..... another BB study workshop/format. Some like some don't, whatever works.


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PREHEAT oven to 350°F if using a silver 9-inch springform pan (or to 325°F if using a dark nonstick 9-inch springform pan). Mix crumbs, butter and 2 Tbsp. sugar. Press firmly onto bottom of pan. Bake 10 minutes.
MEANWHILE, beat ricotta cheese, 1-1/4 cups sugar and flour in large bowl with electric mixer on medium speed until well blended. Add whipping cream, vanilla and zest; mix well. Add eggs, 1 at a time, mixing just until blended after each addition. Pour over crust.
BAKE 1 hour and 20 minutes or until center is almost set. Run knife or metal spatula around rim of pan to loosen cake; cool before removing rim of pan. Refrigerate 4 hours or overnight. Store leftover cheesecake in refrigerator.


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Petzl was founded on a commitment to serve: "Aiding progression towards the inaccessible". From the outset,this idea is in the spirit of founder Fernand Petzl, a caver looking for solutions to the challenges presented byprogression. For 30 years, Petzl has been designing and distributing solutions that aid in commitment and progression on vertical and/or dark terrain with optimal efficiency, freedom and safety.
Shop Petzl:
Petzl Climbing Gear
Petzl Headlamps
Petzl Crampons & Tools
For Petzl it all started with caving
The company was started by Fernand Petzl. A great inventor and caver, he spent his life experimenting with new vertical progression techniques. Fernand created completely innovative rope-access solutions for caving: using nylon rope instead of ladders in 1943; building the first ascenders and descenders in 1968.
Petzl products are tested at each step
Petzl is for quality at every step: from development and manufacturing to after-sales-service. They undergo numerous tests and inspections in the lab (test tower, dark room for headlamps), on the terrain (by testers of all levels) and on the production lines. All anticipated uses and associated risks are analyzed (mishandling,misuse, etc). Test lab Petzl was the first company in its sector to equip itself with a testing lab in 1986. The test tower, a key piece of equipment, is designed to reproduce the conditions in which our products are to be used. Tests performed: the performance of the products under different loads and stresses, their strength over time, their potential wear and deformation, fall tests for harnesses… Product component prototypes(slings, buckles, etc.) are also tested in the tower to validate material selection. The tests are performed according to international standardsand Petzl's own criteria.


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RugStudio is proud to announce Surya to our lineup of quality products. India native Surya Tiwari, a man of humble beginnings, founded Surya in 1976. From simple hand-knotted rug with only one or two colors, Surya has grown into an extensive line of products including area rugs, seating poufs, accent pillows, and throws. They primarily focus on tufted and knotted rugs from India but all their products are uniquely beautiful and well thought out. Pairing today's trendiest colors and styles with tried and true weaving techniques, Surya brings quality and value to everything. One look through their expansive collection, and you'll see why their product variety and fresh designs have made them an industry leader. With free shipping, no tax, 30-day return policy, you simply can't go wrong.
Learn more about Rugs


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Cuba Latino Variety
Cuba Latino Variety
4 Piece Mini Variety With Cuba Copacabana & Carnaval & Cactus & Maya & All Are Eau De Parfum Spray 1.17 oz
by Cuba
WFor Women
Item #
Other Brands by Cuba
- Cuba Black
- Cuba Blue
- Cuba Brazil
- Cuba Brown
- Cuba City Hollywood
- Cuba City Las Vegas
- Cuba City Miami
- Cuba City New York
- Cuba Copacabana
- Cuba Gold
- Cuba Green
- Cuba Grey
- Cuba Heartbreaker
- Cuba Jungle Snake
- Cuba Jungle Tiger
- Cuba Jungle Zebra
- Cuba Latino Variety
- Cuba Magnum Black
- Cuba Magnum Blue
- Cuba Magnum Gold
- Cuba Magnum Red
- Cuba Maya
- Cuba Orange
- Cuba Prestige Gold
- Cuba Red
- Cuba Royal
- Cuba Silver Blue
- Cuba Sparkling Snake
- Cuba Sparkling Tiger
- Cuba Sparkling Zebra
- Cuba Variety
- Cuba Wild Heart
- Design House: Cuba
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1 - 5 (of 3 Reviews)
LOVE LOVE LOVE all four of these perfumes!! They are all different and for someone who likes to change perfumes everyday like I do this is a perfect set! Plus very portable with their slim features. I'm ordering another set right off!!
Written by AnninVT on April 18, 2014
Read Review details ►These all smell heavenly. I am glad that I bought them and I like the fact that they come as a set. I am going to get all the sets in the Cuba line as I love the way they smell. Great fragrance.
Written by Anonymous on November 06, 2013
Read Review details ►I WAS THRILLED WHEN I GOT MY PACKAGE, I TRIED THEM ALL AT ONCE, I SMELLED AMAZING, I AM SO GLAD I BOUGHT THEM YOU HAVE NO IDEA....LOVE THEM LOVE THEM LOVE THEM ALL ! ! !
Written by EVELYN on September 11, 2013
Read Review details ►1 - 5 (of 3 Reviews)


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Steve Hansen: 'We lacked effectiveness'
All Blacks Head Coach acknowledged Italy for coming to play rather than 'to keep the score down'. He was happy with the composure of the squad but said the squad lacked effectiveness.
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The Venice Biennale and Jaeger-LeCoultre are pleased to announce that acclaimed American director Spike Lee has won this year's Jaeger-LeCoultre "Glory to the Filmmaker 2012" prize. This prize is awarded to persons who have made major contributions to contemporary cinema. Spike Lee will receive the award at a ceremony on Friday 31st August as part of the 69th Venice Film Festival, accompanied by a unique engraved Reverso watch.
The president of the Venice Festival, Alberto Barbera, had this to say about him: "Spike Lee has a bold creative spirit. He is the author of courageous and abrasive films, often unpredictable and provocative, in the best sense of the term. Films which confront us with our prejudices and stereotypes."
Following the ceremony, the Mostra will host the world preview of Spike Lee's new documentary, Bad 25, shot to mark the 25th anniversary of the release of Michael Jackson's historic album, Bad. Spike Lee has directed two videos for Michael Jackson, They Don't Care About Us (1997) and This Is It (2009).
Spike Lee receives the Jaeger-LeCoultre "Glory to the Filmmaker" prize


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To find a doctor, call 800-667-5356 or click below:
Find a Doctor
Request an Appointment
En Español (Spanish Version)
Definition | Causes | Risk Factors | Symptoms | Diagnosis | Treatment | Prevention
The pituitary is a small complicated gland at the base of the brain. It makes several important hormones that regulate growth and the activity of several other major glands throughout the body. A pituitary adenoma is an abnormal growth, or tumor, in this gland. Pituitary adenomas are usually benign. This means they are not cancerous. They do not spread to other parts of the body. The growths can lead to vision problems because it is near the eyes. It can also lead to growth problems. It often can also disrupt the hormonal balance of the thyroid, adrenal, and gonads.
Copyright © Nucleus Medical Media, Inc.
The cause is unknown. Some tumors are part of other endocrine disorders and are associated with genetic changes. These can be inherited.
Tumors can also be a result of exposure to cancer causing substances or radiation. In some cases, the DNA changes may occur for no known reason.
Factors that may increase your chance of pituitary adenoma include:
Symptoms can vary and may not be present at all. It will depend on whether the tumor is secreting hormones and how large it is. The tumor's location at the base of the brain can also cause symptoms.
General symptoms due to size may include:
In addition to the above, symptoms from prolactin-secreting adenoma:
Symptoms from thyrotropin-secreting adenoma:
Symptoms of hyperthyroidism:
Symptoms from corticotropin-secreting adenoma:
Growth hormone-secreting adenoma:
Pituitary adenomas may also be associated with the following conditions:
You will be asked about your symptoms and medical history. A physical exam will be done. You will be referred to an endocrinologist. This is a doctor who specializes in glands and hormones.
Your bodily fluids may be tested. This can be done with:
Your peripheral vision may be tested. This can be done with visual field tests.
Images may be taken of your bodily structures. This can be done with an MRI scan.
Treatment depends on the presence and type of hormones being secreted. It is not uncommon for these treatment options to be used in combination. Talk with your doctor about the best plan for you.
Treatment options include:
Surgery is often done to remove the tumor. The rest of the normal pituitary gland may be damaged during surgery. This can be treated with hormone replacement.
Medications can control symptoms and sometimes shrink the tumor. They can block hormone secretion.
For the majority of adenomas, that are prolactin or growth hormone-secreting, medications may include:
Radiation therapy involves the use of radiation to kill tumor cells. The types of radiation therapy used to treat pituitary adenomas include:
There are no current guidelines for preventing a pituitary adenoma.


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White Sox eye fifth straight win behind Santiago
Blanton on the hill for Angels, who have dropped three straight
The Angels have only seen two-thirds of an inning out of White Sox starter Hector Santiago, and that came in 2012. But Santiago's screwball was enough to leave a lasting impression on manager Mike Scioscia.
"It's like a changeup, a fade changeup." Scioscia said.
Santiago will start the third game of a four-game series against at Angel Stadium on Saturday. He was added to the White Sox rotation on May 2, after Gavin Floyd tore the flexor muscle near his right elbow.
Until his last start, Santiago appeared to be comfortable in his new role. In his first two starts, he was 1-0 with 14 strikeouts and a 0.73 ERA in 12.1 innings. On Monday, the Twins tagged him for six runs (three earned) in 5 2/3 innings in his first poor start since joining the rotation.
If Santiago continues to impress, it could be tough to move him back into the bullpen when White Sox veteran starter John Danks returns from the 15-day disabled list. Danks is already making rehab starts, including one on Saturday, and he could be back with the White Sox, who have won four straight games, as soon as next weekend.
Santiago's next couple of starts could determine whether he keeps his new role, but he said he likes starting.
"As a starter, you can mix all five pitches and I think for the most part, I threw three pitches out of the 'pen most of the time," Santiago said. "Starting, all five and probably every inning I've gone out there, I've been able to use all my pitches."
The Angels will send right-hander Joe Blanton to the mound to face Santiago. He struggled against the Royals in his last outing, working 4 2/3 innings before he was removed after allowing seven earned runs. The poor outing broke a streak of three straight quality starts, but Blanton is still looking for his first victory in an Angels uniform. He's is 3-1 with a 2.59 ERA against the White Sox over his career.
"Joe looks like he is making better starts," Scioscia said after Blanton's outing on Monday. "Obviously, tonight wasn't according to the game plan, but we will turn the page on it for Joe and hopefully he gets where he needs to be for his next start."
Saturday will be the sixth time in the past nine games that the Angels and White Sox have faced each other. Chicago currently leads the series, 3-2, after the White Sox defeated the Angels on Friday, 3-0.
White Sox: Flowers slowing opposition
White Sox catcher Tyler Flowers has thrown out four of the last eight runners attempting to steal against him. White Sox manager Robin Ventura credited Flowers' work with the pitchers as the reason for the improvement.
"Before, there were guys taking off and getting big jumps and I don't care how good of an arm you have, you weren't going to throw them out," Ventura said. "The chances we've had, I feel pretty good, the ones you think you got a shot at, we've been pretty good at that."
Angels: Madson getting close to returning
Angels closer Ryan Madson is getting close to returning from the 15-day disabled list after making his first rehab appearance on Monday since undergoing Tommy John surgery last season. Madson picked up the save for the Inland Empire 66ers, and the Angels released a statement that said he'll be headed to Triple-A Salt Lake "in the coming days."
Madson hasn't pitched in a Major League game since Oct. 7, 2011.
Ethan Asofsky is an associate reporter for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.


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1976-11-01 Char-Koosta News |
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JNEWSPAPER OF THE SAL1SH, PEND D'ORIELLES AND KOOTENAI TRIBES - ^QF THE FLATHEAD RESERVATION f^g^gg^f VOLUME 6 NUMBER 13 NEW MOON OF AUTUMN NOVEMBER 1,1976 NATIONAL CONGRESS OF AMERICAN INDIANS Sa/t Lake City, Utah The 33rd annual National Congress of American Indians has been adjourned for the year 1976. Heralded as the most important convention by andfor the Native Americans, the congressional session was attended by représenta -tives of 118 Tribal Nations. Over 3,000 people filled the Salt Pal -ace Convention Center in downtown Salt Lake City, to debate and to find solutions to the problems facing the American Indian today. Many of the problems are the same as those in prior years. Areas of Tribal Government; Legal Jurisdiction; Treaties and Trust Relations; and Federal Administration and sturcture of Indian Affairs, took up the major portion of the five day Convention. " The problems are the same", said one delagate who has attended 20 of the 33 Congressional sessions, " And the solutions are mostly the same, however, we meet each year as a united body, made up of individual Nations, to lend support to one another. To bring attention to our plight for freedom and dignity. And to show that our situation has not changed.......that we will never give up until it has changed for the good of our children and their children." His statement sums up the answer to a commonly asked question, ' What is NCAI and what does it mean to me ?' Because of a shortage of space in this issue, a condensed version of the resolu -tions will appear in the November 15 th issue of the Char-Koosta. We will sort through the whereas' and therefore's , and give you a simple explanation of most of the policies adopted. There are approximately 75 to 100 different and distinct resolutions relating to individual tribes, and the education, health, welfare and natiural resources protection and development of all tribes. One of the most important resolutions passed was one in support of our Tribe's lawsuit with Poison marina owner, Jim Naimen. The case has been taken to the Federal U.S. Supreme Court for review of a 9th Circuit Court decision in favor of Naimen. After the Congress voted in favor of supporting us with the Court action, it was found out that the Supreme Court had decided to hear the case earlier that day. This is a jurisdiction case that effects not only our tribe but many tribes that are in similar water jurisdiction fights. It was also decided that the NCAI is to hold its 1977 Congress in Dallas, Texas, and the 1978 selection is Rapid City, South Dakota.
Object Description
Rating | |
Title | 1976-11-01 Char-Koosta News |
Creator | Confederated Salish and Kootenai Tribes of the Flathead Reservation. |
Subject | Salish Indians --Newspapers.; Kutenai Indians --Newspapers.; Pablo (Montana) --Newspapers.; Kootenai Indians |
Description | National Congress of American Indians; The university scene; HUD housing - is it improving???; Northern Cheyennes request clean air; A birds eye view of the national congress; Indian rodeo; 1st annual Flathead Reservation war dance championships. |
Publisher | Confederated Salish and Kootenai Tribes of the Flathead Indian Nation |
Date Original | 1976-11-01 |
Date Digital | 2007-08-07 |
Type | text |
Format | image/tiff |
Resource Identifier | Y54000162 |
Rights Management | Copyright (c) Salish and Kootenai Federated Tribes, all rights reserved. |
Contributing Institution | Salish Kootenai College |
Contributor | D'Arcy McNickle Library |
Source | CSKT PN 4883.J6 C4 |
Language | en |
Relation | Volume 6; Number 13 |
Digitization Specifications | Digitized at the University of Montana Maureen and Mike Mansfield Library; Scanned as master TIFF using Bookeye 3 scanner at 400 ppi, 8 bit grayscale; Optical Character Recognition with Abbyy FineReader Corporate Edition; Derivatives created using Photoshop CS |
Post a Comment for 1976-11-01 Char-Koosta News


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The triangular sections optimize the efficiency of the solar panels, which vary in size and can be adjusted depending on the direction of the sun. Through this strategic system Iaac ensured that the photovoltaic panels capture the maximum amount of energy possible, while utilizing side panels and visor structures to provide passive protection for the building during the city's hottest months.
Iaac constructed the building from wood in order to use its natural expanding properties and high thermal insulation. The firm used factory-produced modular sections in order to minimize waste and support further efficiency.
Amongst the throngs of cafes and bars that adorn the coastline, the stunning building looks more like a log cabin belonging to a Scandinavian woodland than an high-tech, energy-efficient test center. However, the structure is a valuable test-bed for informational grid technologies (which unfortunately remains closed to the public).
Images courtesy of Helen Morgan
2 Comments
boikjo May 2, 2014 at 12:28 am
I'm very excited to hear good information about green design….
Phil Richardson November 18, 2012 at 1:44 am
i would like to se more of the inside of this house
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October 24, 2011
Rivals.com Basketball Recruiting
A talented foursome of seniors finished the official visit process. Alex Poythress, Kaleb Tarczewski, Willie Cauley and Andrew White are now on the clock. ...More... To continue reading this article you must be a member. Sign Up Now!
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Alexander City Utilities is a leading service provider located in the Americas. Alexander City Utilities provides reliable and competitive services to residential customers to better manage their utility needs and requirements.
Alexander City Utilities understands the critical importance of reliable, reasonably priced services to the customers and communities they serve. Alexander City Utilities is committed to ensuring their customers receive the highest quality service available.
Alexander City Utilities service can now be ordered (new connection, transfer, or disconnection) online through ConnectUtilities.com along with phone, cable tv, satellite tv, internet (DSL or Cable High Speed Internet), newspaper, and more in just a few minutes. Let ConnectUtilities.com help you with your Alexander City Utilities order... and more.
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