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The Bush economy was built on smoke and mirrors, voodoo: The housing bubble created credit which floated the private side , then war and massive gov surveillance held up the socialist end... all directed by the gummint. The the tag team was taken up by Hussein.
Who is the author of this article?
Who is the "I" the author talks of, and should I (that's me) care?
I have a cup i got in washington dc in 2008 that has a picture of all US presidents from George W to George W ...I call it my " when America was great " cup. I don't care what Obama does or doesn't do anymore. I dont follow politics anymore. The US is done as superpower . Let him do whatever he wants, take money from those who make it and give to parasites, give amnesty to a bunch of criminals that crossed the border illegally, legalize marijuana while banning large cups of soda, increase taxes to hard working Americans to give it to a bunch of welfaerers, abortion workshipers, whatever.. Couldn't care less...
And republicans? They should try to build a new country with hard working, taxpayers Americans
Progressives like me were ecstatic with President Obama's speech. His problem, of course, is getting anything through a Republican congress. Republicans, it mustn't be forgotten, vowed to make health care Obama's Waterloo on Fox News as they followed GWB leaving the White House, to Andrews Air Force base, and home to Texas. Ignoring most of Obama's first inaugural address. At the rise of the Tea Party, Jimmy Carter, a prescient man: (Peace, Not Apartheid), said the Tea Party is a result of racism in the South and the rest of the country. For a highly intelligent man, it took Obama a long time to accept that they would turn down their own bills sent back to them. Now it's frustrating watching them block all the good things he proposed and we desperately need. Don't they understand that consumers need money to spend to get the economy moving. A stimulus is needed not austerity!!
Progress from above is in paralysis in the US right now. The internal divisions from the selfish gene within American capitalism is too strong. I'm not saying the country is falling apart but it no longer appeals as a country except in defence.
This is certainly one of the solid pitches that Obama has made in a long time. It is creditworthy to pick up the threads from Rawls Theory of Justice and attempt implementation. Amartya Sen tried to expand on the concept of fairness prior to justice. I think apart from the income divide, the class and the creed divide has gone to the depths of human psyche and existence. There is no respite unless a radical change is proposed and implemented. The divide is quite common across geographies and every country is grappling with this malaise. The country takes a beating every time it goes into recession. Let us all understand that recession is cyclical, but poverty is not. The prime unrest in any economy is this divide that has assumed alarming proportions. It will be quite interesting to see how Obama implements the controversial Rawls theory of the divide being acceptable provided it is not detrimental to the poor. Minimum wages is seen in the right direction……
I could easily make a speech saying that I was going to end poverty in the world, but if I don't have a plan to do it, how is that "hitting it out of the park." Nowadays anyone that agrees with someones philosophy is a genius. Anyone who disagrees is unpatriotic and obstructionist. If Obama has no chance of getting any of his laundry list achieved, how is this "hitting it out of the park?"
It simply doesn't make sense. How many past presidents did we say were great because they had a lot of ideas and didn't get them done. Wilson tried the League of Nations but failed. Did that make him great, or incompetent. If trying was good enough there would be a lot of geniuses out there. It is geting things that counts. This is not an argument. It is a fact and to argue against it is to argue against reason.
For thirteen (nine) days in October 1962 (February 2013) the world waited —seemingly on the brink of nuclear war (sequestration) and hoped for a peaceful resolution to the Cuban Missile Crisis (or the president signing the sequestration into law) without claiming any responsibility.
So did we ever get that RESET BUTTON Hillary Clinton promised before the current president was embarrassingly overheard over an open-mic in a conversation with Dmitry Medvedev ???
Bloggers agreeing with me that the Democrat Party is now the populist stupid party which opens up an opportunity for Republicans who will fail to take it.
"They're just going to offer nothing, until at some point Democrats have enough seats to pass the minimum wage hike or a handful of Republicans defect and join them. This isn't because there are no conservative thinkers with better ideas than a minimum wage hike, but because none of those ideas will be embraced in practice by Republican politicians"
"Democrats proposing questionable policies that nonetheless address real challenges, Republicans declining to counter with serious policies of their own, and Democrats eventually winning the policy debate more or less by default"
I often agree with the issues the Democrats identify, however I just as often disagree with their solutions. Meanwhile the Republicans huff and puff and counter with nothing. I have similar feelings about Ron Paul; he identifies elephants in the room people fear to talk about, but then his solution is to make an airplane out of it.
I think you're being hopeful with the definite article. The Democrats are a populist stupid party. You reliably defend another and there's still the greens and the tea and the peace and freedom and constitution. I think the American Independent party is the elitist obtuse alternative.
I opt for independenlty obtuse. :)
I was going to call the GOP the do-nothing party. You have no shortage of conservative intellectuals with great policy ideas and eager listeners even on the center-left. Countless ideas on tax reform, for example. Where did that get us in recent years? The GOP might as well have not existed during the fiscal cliff. It would've made no difference in the end.
James Pethokoukis has a piece on National Review on ways the GOP can stop being the stupid party. They're things every intelligent Republican can agree with like dropping the gold obsession. But look at the negative comments. The rank and file that gets its economics lessons from Glenn Beck champion stupidity. On the other side, you have liberal intellectuals skeptical of Obama's policies, almost wishing for more conservative alternatives, but a riled up base with an unquenchable thirst for bad policy. Maybe do-nothing is the lesser evil. I'd like to think a more active GOP would be led by the likes of an unrestrained Boehner but it's probably more likely to do things like introduce a constitutional amendment making Big Gulps a right. Unfortunately, this all means that Democrats win by default.
Yeah, but it doesn't make Republicans martyrs. And I don't see Democrats winning by default on a policy basis, I see nothing happening. The presence of conservative intellectuals with great policy ideas isn't new, they've been there my whole life. Intellectuals gather followings, they don't animate movements. The soul of parties is their rank and file which is why if they are anywhere near power, they are all populist and usually incoherent.
That's why I question whether there is a great or even useful debate between left and right, conservative and liberal or Republicans and Democrats in this country. It's more of a noisy squawk. The only hope for your intellectuals is if the rank and file start voting for good governance instead of cuddles.
Ash, I like opt for that too, as we can see.
Agreed. All of that would be sufferable if the very concept of compromise hadn't become obsecene to the rank and file.
Nothing terrifies me more than one troop of baboons getting control of both the executive and the legislative on the State or Federal level. Democratic control in MN becomes more and more terrifying daily.
Unfortunately, absence the willingness to compromise we are left with a noisy squak as our best realistic alternative.
I don't think Republicans are martyrs. I've never seen the gulf so big between conservative intellectuals and the Republican rank and file. I don't think it's inevitable. It takes some brains to even advocate for the gold standard so it shouldn't be impossible for them to see the wisdom in abandoning it. Maybe it's the lack of a conservative leader saner than Beck. Yuval Levin is hopeful that the 2016 GOP nominee will be that person on the grounds that that nominee with be drawing from a united sane policy adviser pool. I'm skeptical. The policy advisers might have the right ideas but the campaign advisers might not. Maybe David Brooks is right and it's time for two separate wings within the party. Historically, that's not a stable state but it might be necessary from time to time.
I agree with your whole comment (except I think martyrdom is a big part of the GOP's soul at the moment) and Levin's wish. I was glad to support John McCain and I'd be glad to support another nominee who had some conservative principles of which one was that we share our country and should only go as far to the right as we can convince our fellow citizens to come with us. I would prefer aforementioned conservative leader had a great deal of respect for traditional values including the promise that civil society is the right venue for maintaining them.
Martyrdom is right. Fist hurts after it punches.
I listened to the whole speech on my way back from a business dinner and felt that the President was both intellectually consistent and motivated by a genuine desire to improve the conditions of the poorest in our society; while at the same time also keeping an eye on overall growth in the economy. I also felt that the speech showed true leadership and courage. I am delighted to read that I was not the only one that was impressed by the vision our President shared with us last week.
It is always great to listen to a good motivational speaker. That is what he is. He is an excellent speaker. So, where does that leave us? Feeling good for one night. He has said that he does not want to effect the middle class. Well, what do you think the furloughs are going to do? Obama, needs to lay low on the speeches and congress needs to get its butt back to work. Obama is dropping the ball and so is Congress. I am offended as an American that we are at the point we are and Congress has a week off and Obama has been playing golf with Tiger. The timing is offensive. That means more to me than his wonderful hope inspiring speech that means nothing a month later.
As an American who voted for Obama, I remain a fan of his speeches and campaigns. As an American who voted for Obama, I am clueless who the guy in the White House is. And 5 years into not only continuing, but making permanent the Bush/Cheney War/National Security measures, I've finally given up on him entirely.
That one hits the sore spot. Inequality is in my opinion the single most pressing social problem in the US.
In fact, I don't understand much of the criticism that has flared up from all sides. What's so wrong with trying to put forward a coherent matrix the executive branch hopes to work with? Maybe you people would prefer an amorphous populist who requests daily polls to know what to eat for breakfast every day.
A leader is supposed to lead, damn it, not follow. And at least this way people know where their president wants them to be heading.
As President, you can't win. The past 4 years he was criticized for not leading. Now he's criticized for the direction he wants to take us.
Well, a speech by itself isn't quite leading.
Inequlity the most pressing problem. What do you suggest taking Bill Gates brains out and distributing it among several Joe Six Packs fellows?
Yep, that's exactly what I meant.
I didn't mean proper taxes for the incredibly wealthy and a minimally decent safety net for the unemployed, the elderly and war veterans (the Navy SEAL who shot Bin Laden has just retired and is getting nothing, no pension, no health insurance, nothing). Of course I don't.
No, I meant killing Bill Gates, looting him and carelessly giving his money away. That's a fair, constructive interpretation of my point of view.
"Something that's been bothering me about the inequality debate: We are looking at it on a national scale and we live in an international economy. How does economic inequality look on a global scale?"
check: http://www.bls.gov/news.release/pdf/prod4.pdf
Increase (or decrease) in unit labor cost( what percentage of what you produce, of your value added, you have to use to pay employees.If it was 90% it would mean employees get for their job 90% of the value created by your company.More or less it is in reality about 60% in the US ,around 70% in Switzerland,Germany France,50% Japan,30% Latin America, 15% Africa check ILO,OCDE. Clearly business owners have the upper ground in the under-developed world and vice-versa)
BLS data, Unit Labor Costs, % change
Germany 3.3
France 5.8
Canada 4.6
Japan 0.7
Korea 7.9
Germany 1.4
France -0.2
Canada -0.3
Japan -0.9
Korea 2.6
2000s pre-crisis
Germany -2.2
France 0.1
Canada 2.7
Japan -4.4
Korea 1.6
Germany -8.6
France -3.9
Canada -5.8
Japan -13.9
Korea -0.6
So there is a new motto, apparently:Workers of the World, be dammed!
The worst anti-labor corrections are in Japan and then in the US.The French are weathering the storm for now and the Koreans are improving their lot, catching up mostly.
As for Total income inequality, if we use the GINI index, the US has a worse ranking than Venezuela,Kenya or Russia at 45.Half the nations in the world, Third World included, have a more equal distribution of income than America.The EU average is 30 and Germany is around 27, the Scandinavians around 23-24.
Great data. In my world, it's a whole lot easier to be a manager than a line person, and an owner than a manager.
Once you figure out what you're doing and get established, it's pretty easy to own a company.
You have equity at some level, the banks know you and will meet with you free-of-charge to discuss your balance sheet and maybe offer you a loan, accountants know your business and offer you advise, you tend to hang out with other owners who know their business with whom you can swap ideas, etc.
So, this whole idea that small (or large) business owners need to be coddled at the expense of everyone else is, to me, a bit of a canard.
It's the guy making minimum wage who has it tough, not the owner. In fact, sometimes owners end up with so much money that they run for governor for something to do, and then president.
While I agree about coddling the small businesses, it isn't like we don't coddle just about everyone else too. Homeowners, the old, the young, the poor, the rich, the middle class, the middle class some more, the middle class just a hair extry, a little nudge here and there for the middle class....
And behold , as I looked there came a horseman on a roan horse who held an iPad and was given a foosball table and the rider was Productivity Growth.
That's some great data. It is interesting that America and France are having the same outcomes. I'll have to do some reading.
I disagree with the notion that we coddle the poor.
I've been running stats on some local school tests over the last few days, and what jumps out is that if you don't speak English well in the early grades, it takes a ton of work to get you to the same level as those who do. Some may never catch up, because the differences are so great, as evidenced in the testing.
And, the scores also show up in things like math, where the tests are held in English. When held in Spanish, as previously, ESL kids test higher.
However, there isn't enough help in the classroom to get the ESL kids to the levels needed, so they struggle, outcomes are poorer vs. English-at-home kids, etc.
And, as far as the middle class being coddled, relative to the wealthy, I'd disagree.
For example, John Paulson, the hedge fund manager, just set up a reinsurance company in Bermuda as a tax haven for he and his clients, per Bloomberg. That kind of thing isn't available to middle class folks.
It's not like the rest of us can call Paulson and say: "Hey John! Can I send you $100 so you can shelter my cash in Bermuda?"
Using your logic, anytime someone is better off, he's being coddled. There are more legal protections for the middle class than the wealthy, as there should be but we've gone overboard. I want the US to be a European social democracy where the middle class is much more heavily taxed relative to the rich than is the case in the US. Currently, the US looks more like a resource-rich Sheikdom where the wealthy few pay all the taxes.
"Using your logic, anytime someone is better off, he's being coddled."
You just turned my comment into an "equality of outcome" argument.
I'm talking about equality of opportunity.
No, you're not. You're taking about taking an opportunity and calling that inequality of opportunity. The middle class can shelter their income overseas but it wouldn't provide a positive ROI. The middle class can also start businesses like Facebook. You're saying that Facebook is proof that Mark Zuckerberg has been coddled.
"You're saying that Facebook is proof that Mark Zuckerberg has been coddled."
RR, no where did I say that. Again, you're having a conversation with someone, and that someone ain't me.
Replace Mark with John and Facebook with Bermuda corporation.
The point is that the wealthy have access to all kinds of tax loopholes which the middle class doesn't.
For one, we have access to tax accountants and lawyers who specialize in such things. If you're harvesting lettuce outside of El Centro, you don't.
Granted, in theory lettuce harvester do. But in practice, they don't.
How many hedge fund managers are soliciting funds in the barrios of El Centro? How many lettuce harvesters are invested in Paulson's tax scheme?
As I said, that same logic applies to anything. The middle class can't afford Porsches. "The rich are taking advantage of a Porsche loophole! Stop coddling the rich!" These are outcomes, not opportunities. Eliminating the "loophole" in no way helps the poor. The only way to provide opportunity is through education and access to markets. The government fails the poor on both accounts. Failing schools and protectionist regulations like the min wage and licensing requirements.
"Eliminating the 'loophole' in no way helps the poor."
Why do we have a Bermuda-based reinsurance shell-company tax-sheltering loophole to begin with? And, who is it benefiting?
The left has so abused the term "loophole" that it's lost all meaning. That I'm not taxed at 100% is apparently a loophole now. Capital gains and foreign-source income shouldn't be taxed to begin with! If this was a civilized country like Sweden we wouldn't tax foreign-source income and cap gains, if taxed at all, would be taxed at a small fraction of the earned income tax rate. But we're a country that taxes like a third-world country. The foreign reinsurance "loophole" was an open field until 1986 when a new passive foreign investment company tax was passed and the open field was narrowed to a hole. We should join the rest of the social democracies and stop taxing PFICs again.
I noticed that you didn't answer my question: Who does this loophole benefit?
The same people that benefit from the lack of the Picasso loophole. That's the loophole that doesn't tax Picasso paintings. There's no reason to tax them but they're not taxed so you'd consider that a loophole. I noticed you are what you're caricatured as. You don't want to create opportunities. Your primary concern is that the wealthy are too wealthy.
"The same people that benefit from the lack of the Picasso loophole."
And who is that? This is the third time now. You don't seem to want to answer this question. Why not?
Because it's a stupid question. Not punishing is not a loophole or benefit. Items from 99 cent store aren't subject to a 100% federal sales tax. So who benefits from that loophole? Answer that question.
Okay, I'll answer it for you. Rich people benefit from a Bermuda-based reinsurance shell-company tax-sheltering loophole.
So, here's the second question you didn't answer: Why do we have one to begin with?
I'll answer that for you as well: Because rich people lobbied their Congressmen for it.
Here's my third question: Do rich and poor people have the same access to Congress?
Answer: No. Rich people have much more access, because they're much more likely to fund congressional campaigns, fund lobbying groups, fund PACs, meet them at country club meet-and-greets, etc.
Fourth question: What percent of total US assets do the top 1% own?
Answer: 40%.
Fifth Question: What are some of the ways which rich people in the US use to maintain that ratio?
Answer: Bermuda-based reinsurance shell-company tax-sheltering loopholes.
Sixth Question: Given that you're a lawyer who seems to know a bit about these loopholes, are you perhaps in this business?
Or, said differently, is your livelihood perhaps contingent upon the administration of tax loopholes?
You didn't answer my question. "Items from 99 cent store aren't subject to a 100% federal sales tax. So who benefits from that loophole?" Why won't you answer that question?
I answered your second question. The "loophole" is the result of the PFIC tax which shouldn't even exist. No, rich people didn't lobby to have their taxes raised. And no, the rich aren't rich because they aren't taxed more. The rich do have some legal rent-seeking advantages. But corporate taxation isn't one of them. If it was, corporate lobbyists are doing a piss poor job. Direct your ire at intellectual property laws. Imagine a world where there it doesn't exist and you'll find that a lot of people would be a lot poorer. We want some IP laws to incentivize production but we've gone overboard.
You are too invested in partisan ideology. You don't even want to adopt Sweden's tax code because it doesn't fall neatly into American left-wing ideology. You can achieve everything you want to achieve with better policies. But you insist on bad policy because Democrats do. Why do you care so much about winning political arguments instead of supporting good policies? That's my second question.
"And no, the rich aren't rich because they aren't taxed more."
Sure they are.
Recently, we paid single-digit income taxes on a high income due to multiple tax advantages, and a smart tax accountant. We then invested it in investment properties in an area where others are short of cash. Properties are at the same price point as 2002, but rents are up 30% since then. That's a great example of the rich getting richer, aka "The Mathew Effect".
"You are too invested in partisan ideology."
RR, it's clear that you're a smart, educated person. You don't need to jump to ad-hominems. Hang in there with me on this stuff. If you have a good argument, develop the argument. If you can't, re-assess your premises. You can do this. We're all learning.
That´s the trick, right?
Sad thing is that while productivity has kept on growing the last 30 yrs, even if at a slower pace, real labor compensation has not.
Sad for the workers, at least, who are the vast majority of the population-in my ideal world we would all be entrepreneurs and robots would be our workers, but that still sounds like Newt Gingrich´s Selenite´s Paradise Open Marriage Moon Colony.
"Items from 99 cent store aren't subject to a 100% federal sales tax. So who benefits from that loophole?"
To be honest, I don't understand your question.
However, if there were in fact such an exclusion for only 99 cent stores, two constituencies would benefit -
Customers of the 99 cent store, and owners of the 99 cent store, to the detriment of owners of other stores, including WalMart shareholders like myself.
But in the oil Sheikdoms neither the rich nor the poor pay income tax...sounds good though.Do you think Sheikh Hussein and the Supreme Council will be allowing polygamy any time soon?
Kudos to you and RR, pity I can´t join until later tonight.
Let's take a look at the three big common tax "advantages."
1. The home mortgage interest deduction. It should go but this is a middle class benefit. The super-rich don't have mortgages.
2. The charitable deduction. It should go but this benefits charities, not donors. You can avoid all taxes by donating everything to charity. Why don't you do that? Because it doesn't benefit you!
3. Unearned income tax. This tax should be 0%. At 0%, the rich would finally not be penalized and instead treated equally with others.
You paid far more than most in property taxes as you should. So what more would you like to tax?
Let me put it another way. If we worked together and designed a tax regime from scratch to completely replace all current taxes, it would look much closer to what I'm advocating than what you're advocating. You're too focused on individual income tax rates. It doesn't exist in a vacuum. Include payroll, corporate, property, state, local, etc. and you see that certain "loopholes" exist merely to avoid double taxation.
Why aren't items from 99-cent stores subject to gasoline taxes? Because it isn't gasoline. It's not because there's a 99-cent store loophole that shields it from the gasoline tax. What people mean by "loophole" is a nefarious special privilege. Usually what a "loophole" actually is is the absence of an additional tax.
I'll be extremely charitable and say that the PFIC tax may have been envisioned to cover Bermuda-based reinsurance. That it may not technically is a good thing. The more holes, the better. Imagine there's a toilet paper tax. Napkins technically avoid the tax. You want napkins to be included. I want as much toilet paper tax avoidance as possible because it's a tax that shouldn't even exist.
"Sad thing is that while productivity has kept on growing the last 30 yrs, even if at a slower pace, real labor compensation has not."
Do you have a source for that? A source that includes all forms of compensation, not just wages.
Feel free to join. :)
but you forgot to mention the second half of that. In a sheikdom all the work is done by a vast underclass who have almost no legal rights and get treated like indentured servants by their employers.
"Why aren't items from 99-cent stores subject to gasoline taxes? Because it isn't gasoline. It's not because there's a 99-cent store loophole that shields it from the gasoline tax. What people mean by 'loophole' is a nefarious special privilege. Usually what a "loophole" actually is is the absence of an additional tax."
I nominate this paragraph as non-sequitur of the week. :)
RR, please stay linear. :)
"You paid far more than most in property taxes as you should. So what more would you like to tax?"
I pay very little property tax. My renters are paying it for me. Most of them have an income much smaller than mine.
"If we worked together and designed a tax regime from scratch to completely replace all current taxes, it would look much closer to what I'm advocating than what you're advocating."
This is a "my dad can beat up your dad" argument. I don't see any evidence that this statement is true. It's just an opinion.
Your renters pay rent, a market price based on supply and demand. You pay property tax, whether units are occupied or not. Renters pay absolutely no property tax. You're getting an economics lesson in every comment. I should get paid for this.
You're right that I have no idea what crazy tax scheme you'd come up with. But what a bunch of economists in a room would come up with would be closer to what I want than what you want. That's demonstrably true. Nearly every economist wants a consumption tax. That means zero tax on cap gains and dividends. Is that what you want? Nearly every economist wants a territorial tax. That means zero tax for money repatriated from abroad. That's not what you want. Basically, I'm arguing for a tax scheme closer to the Nordic ones and you're arguing for one closer to Greece. Most people look at just the rates or tax revenue but in terms of system design, that's basically the debate we're having. The irony is that your goals are better achieved through the Nordic model but you keep on insisting it's the wrong way to go.
"Renters pay absolutely no property tax."
RR, please think this through. For a property to be profitable, the renters have to pay 100% of the property tax. Otherwise, the rental business isn't profitable for the owner.
For example, if you have a property with a $1,000/mo mortgage all inclusive, including property tax, you have to rent it out for more than $1,000/mo. to make the rental profitable.
Otherwise, it's not a viable business, and especially over the long term. Theoretically, over the long term there would be no rental business.
"But what a bunch of economists in a room would come up with would be closer to what I want than what you want."
That's like me saying that all my friends think all your ideas are dumb. It doesn't matter what my friends think.
The point is that you're being asked to provide a rational that your ideas are good policy, and between the ad-hominems and non-sequiturs, and a misunderstanding of how business works, I'm having trouble feeling convinced.
You're disputing economic facts and don't seem to be open to learning why you're wrong. Be open to learning and I'll gladly explain.
Renters pay absolutely no property tax. Actually, it's more complex than that, but for purposes of this little debate, it's true. If you can't get $1000/mo., you're going to refuse $900/mo. even though it won't cover property taxes? No, you're going to rent for $900/mo. or try to sell the property. Who would buy it if it can't even cover the property tax? Nobody. You're stuck with it. See, the renter's price is independent of property taxes.
In the long run, high property taxes will slow new home builds as fewer people invest in real estate and that will restrict supply which will drive up prices which can then cover property taxes. But the whole time, it's the owners getting hit. The renter pays the market price dictated purely by supply and demand without any regard to property taxes.
Put another way if property taxes were suddenly abolished, rent would not decline until new units are built to affect the market price.
"If you can't get $1000/mo., you're going to refuse $900/mo. even though it won't cover property taxes? No, you're going to rent for $900/mo. or try to sell the property."
RR, with all due respect, I don't think you understand how this works.
This is one of the ways I make a living, and have been doing it for quite a while. You can't make a living at this if you don't understand how it works.
Property taxes are a cost, just like any other cost. If you can't cover your cost, you don't do the business.
Taking your example, let's say that property taxes increased, and you sold the rental because you couldn't get the rent you needed to cover property taxes.
The value of the property would drop relative to the amount of rent you could get for it. It works just like the PE on a stock. All things being equal, if earnings drop, so does the price.
Taken further, property taxes show up on my tax returns, and I might be able to write it off against federal taxes. So, on paper I'm paying the tax, and I definitely get the tax benefit.
However, it's actually just a pass-through from the renter to the state treasury. The renter pays the tax, and I hand it off to the treasury, even though I get to write it off.
Taken yet further, this is true for all successful businesses. The Right likes to say that 50% of the electorate aren't paying taxes.
However, if someone is working, and if they buy from profitable businesses, they're paying the property taxes for that business. Otherwise, the business wouldn't be profitable, and couldn't function.
That is, the money has to come from somewhere, and it's coming from the customers, clients, tenants, etc.
You're saying that renters don't pay property taxes, because they don't. However, the money has to come from somewhere. If not from the tenants, then where does it come from?
"Taking your example, let's say that property taxes increased, and you sold the rental because you couldn't get the rent you needed to cover property taxes."
According to you that would be an impossibility because you'd just increase the rent to cover costs. That's not how business works. You have no choice but to charge what people are willing to pay or get out of the business. You can't simply jack up the rent to cover costs! If you can't find a renter who'll cover your costs, you need to take a loss or sell the property. If you sell, the next owner is in the same situation. Maybe he thinks he can manage more efficiently and turn a profit but all else being equal, the rent doesn't change. If the owner cannot make a profit and cannot find a buyer, he takes a loss. He has no choice.
Property value would fall but that doesn't affect the rent. The renter pays the same. The owner pays more property tax and takes less profit. There's no other way to make it make economic sense. Owners pay the tax, renters do not. Without a property tax, you'd reap the benefits even though rents stay the same. That would persist until more units are built and market rent drops.
If a business owns a property, the business pays the property taxes which is passed on to shareholders. If a business rents a property, the property owner pays the taxes, the business just pays market rent which is unconnected to property taxes. It doesn't matter if the property tax eats up 99% of the price or 0%. The renter is unaffected. Only the owner is.
Reading your last paragraph, you seem to be saying that whoever pays is whoever had the money earlier. In that case, the renter's employer's customer's employer pays property taxes since the money has to come from somewhere. When we say someone is paying a tax, we usually mean the person losing the money. The person who would have more money but for the tax. That is always the owner, never the renter (an oversimplification but sufficient for our purposes).
You are better off listening to ResttrainedRadical. I have been reading his comments for years and I read through your current discussion with him as well. My advice: forget what you know and simply listen to him. It''ll be good for you.
Dialectic18 Well-Wisher
You are better off listening to ResttrainedRadical. I have been reading his comments for years and I read through your current discussion with him as well. My advice: forget what you know and simply listen to him. It''ll be good for you.
Dialectic18 Well-Wisher
RR, I really don't think you understand this how works. In short -
1) Property taxes are a cost.
2) Profitable businesses have to cover all costs.
3) Prices reflect costs, as a (f) of market demand.
3) In profitable business, ultimately customers, clients, tenants, etc., pay those costs.
4) Prices - costs = owner profits.
It's no more complicated than that.
That's funny. I received a note from someone else, who said just the opposite. :)
No it isn't. The paragraph illustrates an absurdity in leftist thinking.
Is it a loophole that I don't pay the hypothetical Toyota-Vehicle-Owners tax, because I own a Honda Civic? How evil of me to so cleverly exploit this "loophole"!
The point is there is no reason to tax a lot of stuff that liberals want. My foreign income shouldn't even be taxed. Stop calling that a "loophole". RR's picasso example was also apt. Please take the time to digest it.
Right. So what about loss-making businesses?
Loss-making businesses can't cover their costs (which include taxes of various kinds), so they go out of business. So clearly the customers of those loss-making businesses *DID NOT* pay the taxes of the business, otherwise it would have stayed profitable.
Stating that "I don't pay property taxes, my tenants do" is no different that stating, "I don't pay income tax, I simply pass on the bill to my wealthy and benevolent grand uncle."
We may disagree on many things, notably on whether RestrainedRadical's advice is good for you or not, but let's try to agree on just one thing:
Your tenants don't pay your property taxes. You do.
Let's say all your tenants decide to vacate your property and no one will rent from you because they don't like your political beliefs. In that case, you are still stuck with the property tax bill. You can't tell IRS, "hey, I don't have tenants and since they are the ones paying the tax, I am not going to pay it." Is this clear? You are responsible for paying it. The fact that you manage to cover your property taxes through the rents your tenants pay is purely incidental. It's good for you that the tax is covered.
I know more than a few people who own investment properties whose rents DO NOT cover the property tax of the said property. They still have to pay the full property tax bill, irrespective of what rent they get. They still choose to keep the property for a variety of reasons (they hope the property value will appreciate among other things).
I hope you are convinced now.
"The paragraph illustrates an absurdity in leftist thinking."
Actually, understanding how money flows is key to making a living in a specific business.
It's neither right, nor left.
Both your #3s are wrong (a sign!). Prices reflect supply and demand. Cost affects supply. But in housing that means new home builds. If we hold the supply of houses constant, which is the case in the short-term, cost is irrelevant to the price. It doesn't matter if you had to redo the bathroom twice. You're only going to get the market price, i.e., the price people are willing to pay. You seem to be saying that if you had to redo the bathroom twice because a contractor messed up, you can pass those costs on to tenants.
I'll state it another way. Take your #1 and #4 which are both true statements. Now raise the property tax. The rental price doesn't change. The cost does and therefore your profit. It's no more complicated then that. You inserted a false #3, or two of them.
RR, I think you and your friend XYZPDQ are making this more complicated than it is.
I'd suggest you review my 4 points above, including both 3s.
Next, I'd suggest going through the math, and, if likely rental receipts cover the property taxes and other costs - with a healthy profit per your NPV and ROE calcs - buying a rental.
But if not, I'd suggest not buying a rental.
In short, conservative economic theory is interesting, and perhaps something even worth getting excited about. However, it won't pay your tax bill.
"Both your #3s are wrong..."
Let's review my first #3: "Prices reflect costs, as a (f) of market demand."
RR/XYZPDQ, cost is why the price of an F16 is $42 million, and not a $1.50.
In short, fancy, expensive stuff demands a fancy, expensive price.
Please don't tell me you teach business methods at a local community college. :)
Dude, Dialectic18, seriously what's wrong with you?
Did you even read my post? Did you understand it? Did you follow the examples?
Let me try once again, this time in all caps.
One more example - there are many rich people who buy vacation homes in exotic locations like Hawaii, Barbados, Florida etc. They choose not to rent their property and just use it as their vacation homes. Who pays the property taxes for these homes? (Again in case it wasn't clear, there are no tenants here).
Who pays the property taxes for these homes? Please answer this question before you say anything else.
XYZ, you need to chill. And, I have just the vacation rental for you. :)
I've movin' on. Have a great evening.
And oh, as it happens I do own a rental property. I don't have any tenants there currently. And you want to think hard and figure out who pays the property taxes on it?
"conservative economic theory is interesting, and perhaps something even worth getting excited about. However, it won't pay your tax bill."
Yeah, I pay my tax bill, not my tenants. And so do you. Not your tenants.
My evening is plenty great, thank you very much!
But in the meantime, would you be so kind as to answer the question I asked?
Of course it's not worth buying a rental if it won't be profitable. That has absolutely nothing to do with who pays property taxes. Or if it does, I'm right. It's not profitable because YOU pay property taxes and you can't get your tenants to.
This isn't conservative or liberal economic theory. This is economics 101. Paul Krugman would say you're wrong.
Paul Krugman would say you need to get off TE blogs and get a job. :)
I'm movin' on RR. Have a nice weekend.
"Whether Mr Obama's myriad policy suggestions fit the bill is for Congress to decide..."
I would suggest that it's for the electorate to decide. Congress' next election is in less than two years, and the next presidential contest will begin in about two years.
The issues outlined above are well-aligned for an electorate increasingly dominated by women and minorities.
"What?! Those mean Republicans won't support childhood education and gun control, because rich people want their guns and tax loopholes instead?!"
It's worth noting that Rawls later rejected the view in Theory of Justice as a metaphysical, rather than political, conception of justice. That is, while 'justice as fairness' - the theory given in Theory of Justice - could stand as a reasonable conception of justice held by an individual (or individuals), it was not something that could legitimately be extended to a political society. It is plausible and reasonable that some person(s) might believe in a 'justice as fairness' conception of justice, but she (they) have no right to impose it across a political society, which is inevitably characterized by many different, and reasonable, conceptions of justice held by various individuals.
In this light, it is actually illegitimate for a single person (especially a policymaker, like the President) to impose the 'justice as fairness' conception on a society that is characterized by reasonable disagreement over what justice actually entails.
A final note is that, even in Theory of Justice, Rawls says almost nothing about particular policy proposals, such as the ones the author of this article mentions. Instead, the subject matter of Theory of Justice is explicitly focused on "the basic structure of society," defined (as he later put it) as "the way in which the major social institutions fit together into one system, and how they assign fundamental rights and duties and shape the division of advantages that arises through social cooperation." Rawls wavers a bit on precisely what "major social institutions" are, but in Theory of Justice he limits them to the judiciary, the economic structure, and the political constitution. This is indeed vague, and these three institutions can plausibly encompass just about anything the government does, but it does not seem, at least in Theory of Justice, that Rawls intended such a broad construction.
That is a very interesting and well-written post. Thank you for that. A Theory of Justice is, well, a theory of justice, while PL is Rawls' theory of legitimacy. With PL, he responded to reasonable disagreement about comprehensive doctrines, of which liberalism is but one. Fair enough. But even though we disagree about justice, we must act and do what we think is just. The alternative is not to do nothing, as Jeremy Waldron has pointed out. The proper response is to make decisions (in good faith) democratically, and then to implement our necessarily contested conceptions of justice. I don't see anything wrong with the President, as a democratically elected leader, to make policy proposals such as the ones he's now made (and it's not as if Congress had nothing to say about this). It is, after all, the only thing we can do if we want to pursue justice collectively.
Also, Rawls clearly thinks that the two principles of justice still stand, even in PL. That is the entire point of the book - it can be the result of an overlapping consensus. Sure, there are certain alternative views which are also reasonable, but they will all be liberal in character. I think that's a flaw in Rawls' theory, which is why I prefer Waldron's, but as far as Rawls goes, PL actually doesn't change that much in terms of substantive ideas of justice.
Is "creating more jobs for the middle class" a new idea of Mr. Obama's really, or is SM a shade biased? I find it's a strange thing to say and I think this weakness permeates the article and is rather strikingly obvious.
If all it takes to impress you, S.M., is a grand vision with a lot of policy proposals, or "an overarching vision for the Republic" then you must be ecstatic all the time.
A proposal for universal preschool? Gosh, you don't suppose that these preschool teachers are to be union members, do you? An increase in the minimum wage? I'm sure that won't simply cause an increase in rents. These are just more of the same central-planning, rent-controlling, basic-economics-misunderstanding proposals that decades of failure haven't weaned the Left off of.
Wealth is relationships. A job and an owned home are only two of them, and as we just saw about the latter during the financial crisis, there's no investment that can't be ruined by paying too much for it. The Left's central ideal, that government can supply deficient relationships, is the intersection of its idealism with the political priorities of the Democratic Party. Why don't the Left and the Democrats make the financial education of the poor their chief priority? Because governmental amelioration of the effects of poverty, rather than its causes, is a razor-blade business model for enough Democratic leaders to make it policy. Don't be amazed that the owner of a cannery refuses to teach people to fish.
Care to list those causes?
I fail to see what investing in early childhood education has to do with unions in this context. Anyone with a passing familiarity with Obama's education initiatives knows they have not been popular with the unions.
As near as I can tell, rises and falls in prosperity is the cumulative response to days' and years' worth of many sets of varying circumstances (i.e., luck). That response depends, chiefly, on the contents of people's heads. Intelligence is one, certainly, and numeracy, but as Warren Buffett said, investing isn't a game in which the guy with the 160 I.Q. beat the guy with the 130 I.Q. Patience, faith, frugality, independence of mind, common sense, skepticism, humbleness, ambition, courage, community-- these are all major factors. Valuing stability of life over momentary pleasures. Even the capacity to love plays a role; married people do much better than single ones. Over-arching (and encompassing) this, adaptability to circumstance to improve relationships, is key. Without addressing that ability by financial education, government's powers to really help people are few.
The codependency of the unions with the Democratic Party is well-known; the Party needs them to turn out the loyal votes and the unions need the party to ensure control over the need and pay for their services, such that bad teachers, bad policemen and so on are almost impossible to fire and are paid much more than their private-sector equivalents. In this case, more teachers = more union members = more Democratic votes. Not necessarily (and not often) more teachers = better education.
No, according to Rawls any inequality has to be the greatest benefit to the least advantaged. That's not people on the minimum wage, that's people who can't get a job at all. Since it exacerbates the disadvantages of the least privileged, Obama's proposal is morally unjustifiable. This isn't Rawls, it's crass utilitarianism at best.
Off-topic but looking at S.M.'s SOTU summary, I'm still convinced it is hyper-partisan in comparison to the other live-blogging summaries, especially J.F. and W.W. A week later, I believe R.M. sums up it best:
The president's speech felt like something out of the Roosevelt administration (Franklin), full as it was with progressive policy proposals not suited to our deficit-fearing, paralysis-plagued times. So I'm going to propose that he has an eye on 2014. "Here are a bunch of proposals that you'll probably like--universal pre-school, higher minimum wage, etc--and that Republicans will never pass," he seemed to be saying. "Do you want to reward such obstructionism?"
Pity for him, and his following act, that Marco Rubio's water grab will be the most lasting memory from the evening.
This man came, or rather, was elevated, to the Presidency posing as Hercules ready to clean the stables of Augeas - and now he writes laundry lists.
Were there 12 items?
Ha ha...maybe more, but not worthy of myth crafting.
BTW Doug, check 11 commentaries above for a few sad but not apocalyptic numbers.
I'm not a specialist in Greek Mythology but, I was happy to learn Hercules' fifth labor was a mess ...
"Mr Obama's ideas—expanding public pre-school, raising the minimum wage, means-testing Medicare, raising taxes on the wealthy, creating more jobs for the middle class, making college more affordable, finding a humane path to citizenship for illegal immigrants."
Oh . . . and he also wants to end world hunger.
S.M. -- put down your philosophy book. No one in America reads Rawls except academics and pundits. Obama's SOTUM may snuggle nicely into your favorite philosophy but politics is about getting a bridge built across Beaver Creek in your Congressional district. Mr. Obama HAS laid out a coherent vision of the Future. Now, it would be nice if he tried to help govern the nation.
Mr. Obama did offer any real proposal about "making college more affordable" and the reason for this is that academia is a huge source of votes and influence. His concept of "more affordable" means more money for loans = higher tuition = more poverty for graduating students. Thanks -- but no thanks.
Means test Medicare? By all means! Then, let us means-test Social Security. And, while we are at it, why not tie Grandma to a stake in front of the Reflecting Pool and pelt her with stones and dead cats? (Actually, I'd rather toss a dead cat at Grandma -- if it weren't for the fact that she would now be 134 years old!) What a great way to alienate the largest coherent voting bloc (seniors) and also cut the ground out from under these transfer payments.
And, how, exactly, do we "create more jobs for the middle-class?" Short of shooting all the Chinese -- who work happily for a fraction of the middle-class -- there really isn't much we can do. (Maybe our future lies in the ammo industry!) In a world economy the middle-class has to take its chances along with the rest of us. It's not hard: stay in school, don't have a kid until you are married and then stay married. Then, show up on time.
Tax the wealthy? Fine -- Mr. Obama made a good start. THEN, what? The wealthy aren't rich because the middle-class is getting less rich. This is the "Kulak" theory of the wealthy. It didn't work for Stalin and it won't work for Obama. I am all in favor of a third or fourth bracket, say above $1,000,000 annually, with a marginal rate around 70%. Let's do it -- it would help. But, it will not help enough.
Pre-school? Over 70% of American blacks blow-off their free public education and don't finish high-school. How is learning colors and shapes from Miss June at age three going to change THAT?
Minimum wage -- his one home run. Yes . . . increase it. The current low minimum wage is a scandal. When I heard that one I wanted to get out my old "Obama/'08" button and give it a buffing.
The SOTUM was a clarion call to issue more clarion calls.
It was Steve Martin in "The Jerk" defending those oil cans.
And, how, exactly, do we "create more jobs for the middle-class?" Short of shooting all the Chinese -- who work happily for a fraction of the middle-class -- there really isn't much we can do. (Maybe our future lies in the ammo industry!)
Actually, I'm absolutely thankful that we have access to Chinese products, and anyone concerned about equality should be as well. Asian imports mean that those of us who aren't that rich can afford clothes, electronics, and a whole range of other goods which otherwise would be either out of reach, or would take up far more of our income. Because of trade, particularly with Asia, the average person on welfare today has a higher standard of living than an UAW worker in the 50s, and a week of clothes is no longer considered a luxury.
In economics "inferior goods", which China imports a lot of, doesn't mean "bad", it means those that poor people want, which means good, assuming you care about the standard of living of those who aren't at the top. Rich people can afford L.L. Bean, but it's Walmart that serves average Americans, and certainly not our protectionist government.
"This is the "Kulak" theory of the wealthy"
Sounds great.
And although I agree with most of what you wrote, I think in this particular case Stalin was right.
Essentially, the whole point of preschool is to improve graduation rates...
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Hello all my Tell Tale forum friends, enemies, and people who otherwise don't care. I was hoping to have an analytical conversation about the Path, a game by Tale of Tales, which is a bizarre little game basically about Little Red Ridding Hood. If you haven't played it, you can buy and download it for 10 bucks on the Tale of Tales website. It is definitely worth a play.
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Emerson Construction
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"RESTORATION! INSURANCE CLAIMS! REMODELING! We have 10 years of remodeling and insurance experience. We pride ourselves with all around quality, time, and satisfaction. We can even work efficiently in homes that are lived in. We have restored many foreclosures in the Atlanta area. Ideally, We like quality products and designs.
(404) 964-3620
Contractor: 1 to 1
Who can be a contractor? Most states require contractors to be licensed, which may involve state supervised oral and written exams. Licensed contractors in Butts County may bid, negotiate a price or offer to construct buildings. They can supervise, oversee, project manage, repair, install, improve, move, demolish, furnish labor for building projects. Contractors may specialize in building (residential contractors and commercial contractors) or as electrical contractors, plumbing contractors, mechanical contractors and highway contractors. Contractor companies in Butts County are sometimes referred to as a contractor company (or contracting company) or contractor business (or contracting business).
How to find a Contractor with specific Contracting skills? If you're looking for a specialist in Butts County, Georgia, try to refine your search with our left nav bar. You can also try contacting a Contracting professional to ask for a consultation or referral. |
Can a Contractor help? A general contractor in Butts County is a group or individual that contracts with another (e.g. you or the owner) for the construction, building, improvement, renovation, remodeling or demolition of a building, road or other structure. The work on house construction, home building, home renovation and commercial buildings. A general contractor is responsible for the materials, labor, equipment, (engineering vehicles and tools) to be used in the construction execution of the project, including the budget, the plans and specifications of the project. |
What can a skilled Contractor do? The best contractors in Butts County construct, build, repair, improve, renovate, remodel and demolish buildings and other structures. General contractors in Butts County often subcontract part of the work to other skilled people and companies called subcontractors. General contractors working for government agencies are typically referred to as prime contractors. |


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AFX Lighting ARFLED5500WH White / Cool White LED Three Cool Light LED Recessed Spot Light from the ARF Collection
Technical Specs
Bulb Type | LED |
Collection | ARF |
Diameter | 2.9375 |
Energy Star | No |
Height | 0.625 |
LED | Yes |
Length | 2.9375 |
Light Direction | Down Lighting |
Number of Bulbs | 3 |
Plug Included | No |
Suggested Room Fit | Kitchen, Office |
Wattage | 3 |
Watts Per Bulb | 1 |
Width | 2.9375 |
Contemporary / Modern Three Cool Light LED Recessed Spot Light from the ARF Collection
This LED spotlight is designed for recessed installation in kitchen cabinets, displays and furniture. It uses the latest generation Power LEDs which offer an equivalent light output to a 20 W halogen spotlight at only a fraction of the energy consumption (3 W). Virtually no heat emission and no ultraviolet radiation guarantees that your products won't be damaged. 50,000 hrs. of usable life make lamp changes a thing of the past.
Offering the perfect union of lighting beauty and smart design, American Fluorescent products have re-defined energy-efficient lighting. Utilizing the latest fluorescent lamping, state-of-the-art ballasts and top-notch design engineering, American Fluorescent has re-invented the decorative fluorescent category. They continuously develop, expand and rethink their core product offering to both commercial and residential markets.
- Single Three Light LED Spotlight
- Friction Fit Recessed
- Recess Depth Only 5/8"
- Overall Surface Height Less Than 1/16"
- Cool White LEDs
- 3 Watt Power Consumption
- Attached 69" Connecting Cable with Plug-In Connector
- DC Converter Required (Not Included)
- Includes (3) 1 Watt LED Bulbs
- Height: 0.625"
- Diameter: 2.9375""
Additional AFX Lighting Links
Our SKU: ARFLED5500
This product is listed under the following manufacturer number(s):
- Black / Cool White LED
ARFLED5500BL - Chrome / Cool White LED
ARFLED5500CH - Stainless / Cool White LED
ARFLED5500SS - White / Cool White LED
*Denotes a finish or option that has been discontinued


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Pseudo & Semi-Pseudo Legendary Pokémon
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this wiki
this wiki
Pseudo-Legendary Pokémon are a group of powerful Pokémon with a base stat total of 600, who aren't actually classified as "Legendary" because they can:
They are also part of a 3-stage Evolution.
List of Pseudo & Semi-Pseudo Legendaries
Dragonite | Tyranitar | Salamence | Metagross |
Dragon/Flying | Rock/Dark | Dragon/Flying | Steel/Psychic |
Garchomp | Hydreigon | Goodra | |
Dragon/Ground | Dark/Dragon | Dragon |
Semi-Pseudo is a term used to describe a Pokémon who is often mistaken for a pseudo-Legendary, but fail to meet the criteria to be a pseudo-legendary. The most notable example of this lies in the fact that all the semi-pseudos have a base stat total that does not equal 600, so they cannot be considered pseudo-legendary by definition. Pseudo-legendary Pokémon are usually uncommon/rare.
Kingdra | Slaking | Aggron | Flygon | Haxorus |
Water/Dragon | Normal | Steel/Rock | Ground/Dragon | Dragon |
Lucario | Zoroark | Volcarona | Noivern |
Fighting/Steel | Dark | Bug/Fire | Flying/Dragon |
- Hoenn is the only region, as of yet, to contain 2 pseudo-Legendary Pokémon.
- Coincidentally, they are usually found in hard-to-find places. For example: Bagon (Salamence's basic stage) can only be found at the back of Meteor Falls Cave with the use of Surf and Waterfall, Meaning that you'd need eight Gym Badges to even think about going there and Metagross can only be obtained after the player defeats the Elite Four and Steven, the player must then go to Steven's house, the player then receives a Beldum.
- Lucario and Zoroark are mistaken as Pseudo-Legendaries because of the way in which they are to be obtained.
- Lucario can only be obtained in Diamond and Pearl on Iron Island when Riley gives the player a Riolu egg.
- Zoroark was once only able to be caught as an event. Because of this, it is mistaken as a Legendary. Zoroark could be obtained when either the event Raikou, Entei or Suicune was taken to Lostlorn Forest outside Nimbasa City in the first Black & White. It was also possible to obtain Zoroark's pre-evolution, Zorua, but Zorua needed an event Celebi to be captured in Black & White. However in Black & White 2 the player is given a Zorua by the sage in Driftveil City provided they have room in their party for it to fit, it seems that it was once belonged to N. In Generation VI player characters in the Pokémon Village or on Route 20 may run into a wild Zoroark.
- Tyranitar and Metagross are the only pseudos that cannot learn Dragon-type moves by leveling up.
- However, Metagross is the only Pseudo-Legendary that cannot learn a Dragon-type move at all.
- All pseudo-legendary have been used in a battle with a champion at one time or another: Lance has a Dragonite in Gold/Silver. Gary (Blue/Green) has a Tyranitar in the rematch in FireRed/LeafGreen. Steven has a Metagross. Lance has a Salamance in the Pokémon Black and White 2 world tournament. Cynthia has a Garchomp. Iris had a Hydreigon and Diantha has a Goodra.
- All pseudo-legendary, at level 100 has the total experience of 1,250,000.
- Goodra is the only Psuedo-Legendary with one type.
- Most Pseudo-legendaries have a 4x weakness except Goodra and Metagross.


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Baby Sees It® Cotton Wirefree Nursing Bra
Leading Lady's innovative Baby Sees It® Cotton Wirefree Nursing Bra features a special patterned inner sling that baby enjoys only while nursing. Our custom printed pattern helps promote baby's visual stimulation and overall development. Mom can enjoy our soft, 100% cotton nursing bra that's breathable and gentle on her skin. Our 3-step eye and hook nursing clasps provide more support for mom's changing shape by providing extra lift and comfort options for mom. Our wirefree nursing bra is perfect for any mom that needs a little boost and full, secure coverage. Each shoulder strap is lightly lined to help relieve shoulder tension. Leading Lady's Baby Sees It® wirefree nursing bra benefits both mom and baby by giving both a reason to smile.
- Printed sling visually stimulates baby while nursing
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"It is so comfortable I don't want to put anything else on... It has an adorable design printed on it so that when the baby is nursing they have something to look at. With the wide cushioned strap, invisible inner seam to make it so that you don't get irritated and a full sling support..." Jessica, Jabbering Jessi
Color Options
3 Reviews |
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Cup/Straps: 100% Cotton
Sling/Back: 93% Cotton, 7% Spandex
Exclusive of trim
Hand wash. Use only non-chlorine bleach when needed. Line dry. Iron as needed using low temperature.
Country of Origin: Imported
I wear a size 44D/DD. This bra fits true to size and provides support for a larger chest. It's easy to clasp/unclasp with one hand. It's comfortable and washes well on a delicate cycle. I recommend measuring and choosing your size using their size charts. -
I wear a size 38DDD. This bra has NO support. The band is irritating and thin, so to get it tight enough to support anything only makes it dig into my skin. The two handed release is nearly impossible while holding a squirming baby--and what baby isn't squirmy when hungry? Definitely returning. -
This bra is one of my favorites. It is comfortable, easy to use, and fun!
- Q: Is this a one hand release like other bras on this site advertise?
From kass on 8/18/11 - A: Style 423 has a hook and eye closure and requires both hands to open and close.
- Q: Is this a one hand release like other bras on this site advertise?
- Q: Does this bra have underwire?
From Jen on 8/16/12 - A: Hello Jen and thank you for your inquiry. This style does not have an under wire.
- Q: Does this bra have underwire?


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New day. New Daily Deals. Get them before they are gone!
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Item: 670605 Model: 82236
Allstate® Tab 38 numerical individual set has Allstate® style that has Helvetica regular type font. Tab features Rip-proof™ reinforced laminated print on both sides and has minimum 20 percent post-consumer recycled material.
Paper Size | Legal |
Index Divider Type | Preprinted Tabs - Numeric |
Number of Tabs Filter | 1 |
# of Sets/Pack | 25 |
Color Family | White |
File Folder Expansion (inches) | 1" |
Filing Accessory Pack Size | 20 to 29 |
Filing Accessory Type | Tabs |
Number of Tabs | 1 |
This Web site is intended for use by US residents only. See International Sites. See our delivery policy for full details. Copyright 1998-2014, Staples, Inc., All Rights Reserved.


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Home Delivery Service
Home Delivery Service
Once you have made your purchases, you can take them with you immediately. Or we can deliver them to your home or office at a charge of RM75 per trip. Delivery is within Klang Valley area (including Putrajaya, Cyberjaya, Kajang and selected parts of Rawang).
Check for details


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New York Knicks Gear
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Your young fan loves the action of Knicks basketball just as much as you do. When it is time for her to play sports, all she wants to do is rep' her favorite team. With these Rollover Gym shorts from adidas, she can show off her New York pride during any activity. They feature a team logo printed on the right leg above "Knicks" lettering, team color stripes along the interior waistband and incredibly soft fleece lining. The best part is that it's not restricted to game day – your young New York fan can boast it around town all season long!
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What is the education discount policy?
For more than 15 years, Bio-Rad has made science education a major priority. To support this effort, the company has implemented a discount policy that allows high school and college teaching laboratories to purchase kits, instruments, reagents, and other equipment at preferred prices.
How do I apply for the education discount?
If you are an educator at the high school or college level, visit our Education Discount Policy page to establish an education account number.
Cell sorter, 488 and 561 nm 100 mW lasers, includes 4 fluorescence detectors with filters, 2 fluidic containers with connectors, software
This automated benchtop cell sorter comes equipped with two lasers, a 488 nm, 100 mW laser; and a 561 nm, 100 mW laser; four fluorescence detectors; and forward- and side-scatter detectors. The S3 cell sorter uses state-of-the-art ProDrop™ technology for automated drop delay calculation and droplet break-off monitoring, thereby simplifying one of the most complex and error-prone aspects of cell sorting.
This affordable cell sorter provides exceptional sort purity without compromising performance and sensitivity. The system is ideal for sorting cells expressing fluorescent proteins such as eGFP, DsRed, mCherry, or for cells labeled with fluorescent markers such as labeled antibodies.
Features and Benefits
For added biosafety during the cell sorting process, the optional S3 biosafety system Class I (145-1078) is available. Custom-designed to work specifically with the S3 cell sorter, the biosafety system Class I provides protection for both the user and the environment from aerosols created while sorting. The biosafety system is an affordable alternative to the large and expensive traditional biosafety hoods offered for cell sorters.
Sorry, an error has occurred. Please try again. If the problem persists, please call {0} for assistance.


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1988-03-16 Char-Koosta News |
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%gosìa 9{ezus Sì news -publication of the Salisti and %gotenai IriBes of the ^fathead Indian Reservation Chief Charlo of the Salish VOLUME 16, NUMBER 43 THE MONTH OF THE GEESE Chief Koostatah of the Kootenai MARCH 16, 1988 Message of health-care meetings: Changes are coming for all "There have to be changes, and they may start happening soon. One thing for sure is we won't be doing business this time next year as we are now. We can't afford to." That was the main theme of a series of meetings held from Elmo to Arlee early this month on the subject of the Reservation's health care delivery system. The speaker was Kevin Howlett, coordinator of a seven-month-long comprehensive study of health-care services available for Indian Health Service beneficiaries on the Flathead Reservation. Among the changes that might occur, he said, are: requiring people to choose one doctor for primary care rather than the current liberal policy; investigating the concept of a health maintenance organization ("HMO"); linking Reservation pharmacies by computer to prevent prescription abuse; and getting IHS professionals to serve in towns without accessible medical care such as Elmo and Hot Springs. The changes are necessary for a variety of reasons, he explained. Federal funding isn't keeping up with medical inflation or a growing list of beneficiaries, for one thing. That growth is due in large part to new federal regulations requiring the IHS to care for all eligible Indians in a service area, which is defined as "on or near a reservation." For the Flathead Service Unit, that means providing services to eligible Indians living in Lake, Missoula, Flathead and Sanders counties, whether or not they're Salish or Kootenai. FSU (Continues on page two) Hi 22 2° s Everyone invited to education convention The Montana Indian Education Association (MTEA) invites its members, interested educators, administrators, parents and Tribal officials to participate in the 6th annual MIEA convention on March 21, 22, and 23 at the Cava-naugh Inn in Kalispell. The theme of this year's conference is, "Promoting Excellence in Indian Education". "Some very pertinent and timely issues will be discussed," according to Ms. Rhonda Lankford, conference coordinator. Issues such as school funding, and the gubernatorial and superin- tendent of public instruction candidates' views on Indian education are on the agenda. Workshops will be conducted on a wide range of topics, including (but not limited to) Montana's state university system, career opportunities for American Indians, drug and alcohol curriculum, language experience programs, and legislative bills affecting Montana Indian tribes. The complete agenda is on page 15 of this issue.
Object Description
Rating | |
Title | 1988-03-16 Char-Koosta News |
Creator | Confederated Salish and Kootenai Tribes of the Flathead Reservation. |
Subject | Salish Indians --Newspapers.; Kutenai Indians --Newspapers.; Pablo (Montana) --Newspapers.; Kootenai Indians |
Description | Message of health-care meetings: Changes are coming for all; Everyone invited to education convention; Senior companions program now has a Reservation contact person; New initiative could remove Bureau as filter for federal Indian funding; Pack River land partially leased; Alcohol Program to nominate local participants for national conference; Japanese student embraces Native American way of life; Winter storm. |
Publisher | Confederated Salish and Kootenai Tribes of the Flathead Indian Nation |
Date Original | 1988-03-16 |
Date Digital | 2007-07-16 |
Type | text |
Format | image/tiff |
Resource Identifier | Y54000471 |
Rights Management | Copyright (c) Salish and Kootenai Federated Tribes, all rights reserved. |
Contributing Institution | Salish Kootenai College |
Contributor | D'Arcy McNickle Library |
Source | CSKT PN 4883.J6 C4 |
Language | en |
Relation | Vol. 16; No. 43; |
Digitization Specifications | Digitized at the University of Montana Maureen and Mike Mansfield Library; Scanned as master TIFF using Bookeye 3 scanner at 400 ppi, 8 bit grayscale; Optical Character Recognition with Abbyy FineReader Corporate Edition; Derivatives created using Photoshop CS |
Post a Comment for 1988-03-16 Char-Koosta News


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Bee, or honeybee, is the word many people use to describe any flying insect that has wings and a stinger. But honeybees are really only one of a group of insects that includes other bees, wasps, and ants.
Bees are fuzzy insects that feed on flowers. There are thousands of different types of bees worldwide, and they can be many different colors. The most familiar kind of bee is the honeybee. These bees build nests out of wax in old trees and manmade hives (like the ones that beekeepers take care of) and spend a lot of their time collecting nectar and pollen from flowers. Then they turn the nectar into honey for food.
Wasps are closely related to bees, but instead of only feeding on pollen and honey, wasps eat animal food, other insects, or spiders. They are not fuzzy like bees, but seem kind of smooth and shiny, and they have skinnier bodies. There are also thousands of different types of wasps in the world. Two common types of wasps are bald-faced hornets and yellow jackets. Bald-faced hornets are black with white markings, and they build papery nests shaped like footballs in trees and shrubs. Yellow jackets have yellow and black stripes on their bodies and are smaller than hornets and honeybees. They make their nests in the ground or in old tree stumps.
Ants are small insects that can be brown, black, or red. Some have wings and others don't. Some ants can sting, like the fire ant. Fire ants are tiny and reddish-brown and live in nests under the ground.
Honeybees, wasps, hornets, fire ants, and yellow jackets may look different and have different homes, but they all sting when they are upset! If a person is stung by any of these insects, the sting will feel a lot like a shot at the doctor's office.
The site of the sting will feel hot and it may itch. A red bump surrounded by white skin will develop around the sting, except for the sting of the fire ant, which turns into an itchy blister.
Wasps and many bees can sting more than once because they are able to pull out their stinger without injuring themselves. Only honeybees have special hooks on their stinger that keep the stinger in the skin after a person is stung. The stinger gets torn out of the bee's body as it tries to fly away. As a result, the honeybee dies after stinging.
If you think you have been stung by one of these insects, tell an adult immediately. Some people are allergic to stings from insects. The symptoms of an allergic reaction include hives (red patches on the skin that sting and itch), nausea, dizziness, a tight feeling in the throat, or difficulty breathing. If these symptoms occur, the person needs medical attention right away.
But more often, you can follow these steps after getting stung:
Call the doctor if you or your parent have concerns about the redness, swelling, or itching. Sometimes, the doctor will suggest giving a medicine called an antihistamine to control these symptoms.
If someone has an allergic reaction to a bee sting, a doctor must immediately give a shot that fights the reaction. People who know that they are allergic to bee stings also sometimes carry emergency medicine that they can give to themselves to prevent a severe reaction from happening.
If you know you are allergic to bees or other insects, you'll want to take extra steps to avoid getting bitten or stung. You may want to avoid places where they spend time, like gardens or orchards in bloom.
No one likes to get stung, so here's some advice for everyone:
If a bee or wasp flies around you, stay calm and don't swat at it. If you get stung, tell an adult and go indoors right away.
Reviewed by: Elana Pearl Ben-Joseph, MD Date reviewed: April 2013
© Intermountain Healthcare


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This page is unavailable in french.
You can:
You can:
The SnO Research Center is proud to announce the first edition of the SnO Research Day.
This workshop will bring together members of SnO and high-profile external faculty for two half days of intense intellectual exchanges over new ideas, research trajectories, and working papers. The program is available on our website:http://www.hec.edu/SnO/SnO-NEWS-EVENTS/SnO-events/SnO-Research-Day
HEC Paris has the honor of receiving Mr. Ratan Tata on April 23rd at 6pm. On this occasion, Dean Ramanantsoa will present him with the HEC Honorary Degree in the presence of the Ambassador of India in France.
He will share his experience about leadership and management, his vision about the role and duties of a CEO running a global company and his views on the future of the Indian economy and the place of India within the global landscape through a Q&A session.
Mr. Tata was the Chairman of the major Tata companies including: Tata Motors, Tata Steel, Tata Consultancy Services, Tata Power, Tata Global Beverages, Tata Chemicals, Indian Hotels and Tata Teleservices. During his tenure the group's revenues grew manifold, totaling over $ 100 billion in 2011-12. Ratan N. Tata was the Chairman of Tata Sons, the holding company of the Tata Group, from 1991 till his retirement on December 28, 2012.
HEC SEED is the first international entrepreneurship forum held at HEC Paris.
Be inspired by our five high-profile guest speakers, choose from 18 interactive workshops tailored to your needs, and discover over 30 outstanding startups on the entrepreneurship floor.
Twitter: @HECSEED
The 2015 EFMD Conference in the Middle East and North Africa Regions is hosted by HEC Paris in Qatar, on the theme: "Building Dynamic Networks and Partnerships for the Region"
The EFMD MENA conference brings together business schools, companies, NGOs and the private sector to share and exchange ideas and best practice on management education and development across the region.
The conference will explore the specific geopolitical environment of the MENA region and analyse the consequences for business schools. Highly interactive sessions will engage the audience to revisit and rethink their business models and explore the value and opportunities of IT innovative and digital tools to educate young people and executives in the region.
The conference will be chaired by Laoucine Kerbache, CEO and Dean, HEC Paris in Qatar and includes a distinguished list of speakers including:
Everette Dennis, Dean of NorthWestern University in Qatar
Laoucine Kerbache, CEO and Dean, HEC Paris in Qatar
Karine Lejoly, Director, Innovation & Pedagogy, HEC Paris
Aziza Ellozy, Professor of Practice and Founding Director of the Center for Learning and Teaching at the American University in Cairo
Karim Seghir, Dean, School of Business, American University in Cairo
Ebrahim Mohamed, Director education, Climate KIC
Karim Said, Director French Arabian Business School, Arabian Gulf University
Amol Dani, Chief Operating Officer, Georgetown University in Qatar
Mouna Bendahou, HEM Tangier Director
Ben Glover, Regional Managing Director, Europe & the Middle East GMAC
Marina Ranga, Senior Researcher, Stanford University
Christine Baldy Ngayo, Key Account Development Director, HEC Paris Executive Education
Nasser Al Ansari, Chairman, QDVC
Emil Nehme, CEO, Nehmed Group
Ahmed Al Balushi M Omani, CEO, Bank Muscat
Abdulla Al Mehsadi, CEO, Msheireb Properties
The 18th edition of the GALA HEC will take place on Saturday 14 March, at the Pavillon Cambon Capucines
The HEC Board and I are delighted to invite you to a special event on Thursday 12 March at 5.00pm in the Bellon lecture hall. This event will honor four of our most illustrious alumni: Pierre Bellon, Daniel Bernard, Philippe Foriel-Destezet and Didier Pineau-Valencienne.
They will participate in a round-table discussion (in French), hosted by students on the theme of:
"From entrepreneurs to executives: Common practices of four exceptional HEC alumni".
The event will be followed by a cocktail reception.
I'm looking forward to your presence, which will serve to confirm the gratitude of our community to these four exceptional HEC alumni who have all their lives, and through their personal successes, given greatly to our institution.
Please click here to confirm your attendance.


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the same challenge goes for frozen sauce
Dave, I don't think there is a right or wrong here. What constitutes the best sauce is subjective. Believe it or not, there are likely members here that prefer to add lots of spices to their sauce, cook it, and then refrigerate it prior to using. I don't think it makes it any more wrong or right than those that prefer an uncooked sauce with very little to no spices.Chau