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March 16, 2012
Adam Gorney Rivals.com Football Recruiting
The Pac-12 managed to keep the top prospects in the West home in 2012. Will the same hold true for Su'a Cravens and others in 2013? Adam Gorney breaks it down in the West whispers. ...More... To continue reading this article you must be a member. Sign Up Now!
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Greetings All,
Check out my display of books and DVDs on various forms of "Energy Healing" at the front of the library. Come up to speed on the concept of the "Energy Body" and the "Universal Energy Source" that can be accessed, drawn on, and even, in some cases, manipulated, to facilitate both physical and psychological healing. Learn about Reiki, Acupuncture, Acupressure, Reflexology and other healing methods with roots in Oriental Medicine. I'm also featuring books on Music Therapy, Meditation, and Healing through Prayer, through Communion with Nature, via Creative Exercise, . . ..
Remember our program on Reiki with Linda Street of Healing From the Heart is October 25 and registration is now open.
Register online using our Event Calender, in person at any Public Service desk or call 440-250-5460.

subset: commoncrawl


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Advice To Guideline-Writers: Keep Patients Involved in PSA Decision
Hey guys, feeling confused about the fuss over PSA screening for prostate cancer?
Listen up. A couple of docs who ponder such medical dilemmas say there's a middle ground between business-as-usual and throwing PSA tests out altogether.
You may recall the U.S. Preventive Services Task Force kicked up a ruckus earlier this month when it proposed junking routine PSA tests. If you're male and middle-aged or beyond, your doctor has probably ordered that blood test (maybe without asking first) to see if your prostate might be harboring a malignant lump.
The influential task force says PSA tests cause too much mischief (false alarms, needless biopsies, unnecessary surgery and radiation, lifelong side-effects like impotence and incontinence) for not much benefit (little or no reduction in overall prostate cancer deaths).
But that's way too black-and-white for a situation where there's so much debate among the experts, say Drs. Mary McNaughton-Collins and Michael J. Barry. He's president of the Foundation for Informed Medical Decision-Making; she's a Harvard physician who's thought deeply about the prostate cancer conundrum.
"The way to address uncertainty is to allow patients the central position in decision-making," the duo write in an online commentary in New England Journal of Medicine
Sounds uncontroversial, but in fact McNaughton-Collins and Barry point out that the task force's proposal actually "removes the patient from the equation" by classifying it as a "grade D recommendation."
In the task force's arcane nomenclature, that means it thinks PSA screening has no net benefit, or that the harms outweigh any benefits, and doctors should be discouraged from offering PSA tests. The strong implication is that patients don't even need to be in the picture.
Wrong, say McNaughton-Collins and Barry. "We do not believe that anyone but the patient should decide whether the small and uncertain benefits of PSA screening are worth it," they write.
That puts a burden on you, Mr. Patient, as well as your doctor. You've got to get into the weeds, at least a bit, and be as clear as you can about the issues and the evidence.
An accompanying NEJM analysis by Dr. Richard Hoffman of the University of New Mexico nicely lays out those issues. Some sample factoids:
-- Nine out of 10 prostate cancers in this country are detected through PSA screening.
-- A 2009 European study involving more than 182,000 men found only a slight reduction in prostate cancer deaths among those who had regular PSA screening, and that was seen only among men between 55 and 69.
-- A U.S. study of 77,000 men, also published in 2009, found no reduction in death (from prostate cancer or any cause) among those who had regular PSA screening.
-- Most men who have "abnormal" PSA readings (usually considered above 4.0) do not have prostate cancer, but many of them will have biopsies to look for it, and most of those biopsies will be normal.
-- About one out of seven men turn out to have prostate cancer even though their PSA levels are normal.
-- Just because doctors find prostate cancer doesn't mean it's going to kill you. Among men who didn't have treatment, 8 to 26 percent ultimately died of prostate cancer, while other causes killed nearly 60 percent. The PSA test doesn't tell you who has a dangerous kind and who doesn't.
Some men pondering those kinds of facts will want to get a PSA reading anyway and then think about what to do. Others will say let's not do it if the results of the test are so prone to mis- or over-interpretation.
Wherever you (or your husband) comes out on that question, McNaughton-Collins and Barry say the current debate should put a stop to the common practice of doctors ordering PSA tests without talking to their patients first. Or not discussing beforehand what the patient thinks he might do if the PSA level is high.
"We owe it to our patients to provide them with the kind of guidance about this screening test that they need and deserve," Barry and McNaughton-Collins say. "That's the way to help put the controversy to rest – one man at a time."
The task force, a government-convened panel of outside experts, is scheduled to announce its final recommendation on PSA screening on Nov. 8.


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Mfg.: Elkay Model: Elkay Foodservice BWT24S84-BGX
This item is brand new and ships directly from the supplier. Please note the image above is for reference only. Item: Elkay 84" x 24" Work Table 16/400 Stainless 4" Backsplash with Galvanized Undershelf Model:BWT24S84-BGX Description: This 16 gauge 400 series stainless steel top with 4" backsplash work table with galvanized undershelf is great for use in a variety of food service establishments. Features
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Hi: 15° Lo:7°
MORE than 30 people across Worcestershire have lost their lives while waiting for an organ transplant, prompting calls for more people to register as donors.
Figures released to the Standard by NHS Blood and Transplant show there are currently 120 people across the county waiting for a life-saving transplant.
But a shortage of donors means in the last five years 33 people have lost their lives while waiting for a transplant, with almost half of those needing a kidney.
Among them was Michael Amies' adopted daughter Catherine who died at the Worcestershire Royal in 2010 aged 38. She had suffered from diabetes since the age of ten and had been waiting about two years for a kidney and pancreas transplant.
Her organs were used to save the lives of several people after her death but Mr Amies only found out she was a donor after she had died.
Since then he and his wife Elisabeth have been working to make organ donation a usual rather than unusual event, by encouraging more people to join the donor register and working with NHS Blood and Transplant and Worcestershire Acute
Hospitals NHS Trust to increase the number of organs made available for transplant.
Mr Amies, who is chairman of the Trust's organ donation committee, said one of the main barriers stopping organ donation was people did not talk about it so even if someone was on the list, the family of the deceased often did not consent.
"It came as a surprise to us, we were amazed someone with such a chequered medical history wanted to donate but looking back we are so pleased she did because she saved the lives of two or three people," he said.
"One of the things we encourage donors to do is talk to their families about it because in the dark hours of the morning when you are dealing with the loss of a loved one and you then have to go through this as well it is like a double whammy."
Over the last five years the number of organs available for donation has increased from 7 to 30 making Worcestershire Acute Hospitals NHS Trust one of the best performing in the region. But although there are 189,103 living in the Worcestershire
postcode area, the county still lags behind the national average.
Mr Amies said the main reason people gave for not joining the donor register was a lack of time but he was not keen on the introduction of automatic enrolment and asking people to opt out.
"It is much better if it comes as a gift," he said.
"One person can save up to 11 other people and everybody can give something, even a 100-year-old woman can give her corneas to give someone the gift of sight.
"We can't change the world, but we can change what happens in Worcestershire."
Visit www.organdonation-nhs.uk , call 0300 123 23 23 or text SAVE to 84118 for more information on becoming an organ donor.
1 Former Droitwich schoolgirl follows in father's footstep
2 Future Droitwich doctor shows way on stem cells
3 Traditional fun at St Richards Boat and Car Festival
4 Police linking car break-ins in Droitwich
5 Lots planned for St Richard's Boat and Car Festival
A DROITWICH-based flood defence company welcomed creative pupils
MEMBERS of Droitwich Rotary Club welcomed three new
CHARITABLE Spa residents are being invited to donate
DROITWICH mayor Coun Anne Taft has embarked on
Visit the Worcester Observer website for the latest.
RESIDENTS gathered to quiz Mid Worcestershire's Parliamentary candidates at a ...
POLICE are appealing for witnesses after an assault in Redditch. ...
THE LEADER of Stratford District Council insists the modifications to ...


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Teenage Honduran builds open source eye-tracking computer interface for the disabled
Luis Cruz's Eyeboard - an eye tracking computer interface for the disabled
This unique and worthwhile project was put together by a 17-year-old electronics and programming whiz from Honduras, of all places. The Eyeboard system is a low-tech eyeball-tracking device that allows users with motor disabilities to enter text into a computer using eye gestures instead of a physical interface. This kind of system is not unique - there's plenty of eye tracking interfaces out there - but Luis Cruz has figured out a way to build the full system into a set of glasses for less than US$300, putting easier communication within reach of users in developing countries. He's also releasing the software as open source to speed up development. Personally, I spent my year as a 17-year-old in a series of heroic failures trying to impress girls with my air guitar.
« Back to Teenage Honduran builds open source eye-tracking computer interface for the disabled
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Hello Everyone,
I would like to formally introduce myself. My name is Joel Stadnick and I absolutely love to build things, and lately over the last year and a half or so, those things have been scratch built submarines. I am also the guy who built the HMK USS Permit reviewed in the last SCR by Paul Crozier
My background is a mixed one. I live In Calgary, Alberta, Canada and currently, I supervise the instrumentation technician crew at a natural gas compressor-manufacturing firm where we install and commission all the automation and controls for these units. An interesting note here is that we actually test run some of the same engines that the US navy currently use as auxiliary drivers for their newest attack submarine class. Before getting into this racket though, I have worked at various construction jobs with the majority of them involving cabinet and countertop making. I am married and we have two small boys, and as you can guess, they take quite a bit of my free time, but I like to get out in the shop whenever I can. Hobbies include woodworking, electronics, home theater, and of course, model building.
Getting on to what my purpose is here, I intend to do a build thread highlighting SSN-605 USS Jack done in 1:72 scale based on my Permit class kit that I built over the last year and a half and will utilize many of the same parts used there and modify others, not exactly a true scratch build, as most of the hard work was tackled when doing the Permit from scratch. I will also be offering the Jack as a kit like my 1:72 USS Permit/Thresher sub is. For those interested in reading the full build from the start, it can be found at this link: http://www.subpirates.com/viewtopic.php?t=2540
I will still update that thread once in awhile, but I think most of what I am going to cover here has already been done over there, plus I would like to make a few new friends over here as well! I definitely invite any questions, comments and constructive criticism that anybody here has to add over the course of the build.
Here's a few pics of the Permit boat and the beginnings of the Jack build:
The Jack is part of the Permit class of attack submarines, which were all built in the late 50's and early 60's. It was pretty much a one of a kind boat as it had a very special feature that distinguished it from all other nuclear submarines ever made: It had two propellers that contra rotated on a single shaft. In having this feature the hull was lengthened by 10 extra feet to accommodate the extra machinery that made this system work. The overall length added to a standard Permit was 17' in total. There are conflicting reports as to whether this configuration actually brought any great performance gains, and the fact that this boat was the only one ever built like it probably proves that there weren't, but it sure makes for an interesting and challenging model subject!
To Start, we will begin will the hull transformation from Permit mold to Jack plug mold….


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The contribution is pathetic since there are just 2 patches: a patch is an update of an older one, and the other isn't rocket sciense either.
To me it doesn't deserve a phoronix article.
Phoronix: Canonical Posts More Wayland Patches
While Canonical isn't known for making many low-level upstream Linux contributions, new patches authored by one of Canonical's Ubuntu developers has been posted for mainline Wayland...
The contribution is pathetic since there are just 2 patches: a patch is an update of an older one, and the other isn't rocket sciense either.
To me it doesn't deserve a phoronix article.
It's funny because the reseption of Canonical has sunk so low that people actually have to be reminded that they actually contribute something to upstream sometimes... I for one was genuinely suprised when I first head they had published some patches for Wayland. So it's more of a news that Canonical contributes something to upstream than what they actually contribute.
why is ubuntu relevant again?
...why are we fighting among ourselves here? Anything to make critical parts of the Linux stack work better should be welcomed, even if it comes from a company most do not like. But that's just me...
I certainly agree!
I for one don't have the ability to make any patches for Wayland, so I don't write snarky forum posts about those who do.
so where is the offer from fedora then or where are the ports or what, I like that fedora does more for the community and goes more upstream routes (gnome-shell...) but they do much stuff so I cant use it. Sorry I will never in 1000 years not accept that stupid rpm format, thats all their standards it differs from debian, stupid standard folder scheme etc.
Filebased dependencies suck too, I just dont want such unreliable stuff, I want package x made to be compatible with package y...
you will all say thats just subjective and in reality thats all better, but then tell me why fedora can not get more users than ubuntu even if ubuntu screws up in many ways, like not using gnome-shell like not using the better systemd? Will you tell me that fedora is not userfriendly enough to get installed by a monkey like nearly each todays linux is? Or what am I missing ? ^^
Why is a total newcomer a sub-distribution from ubuntu called Linux Mint even more popular than fedore? its because they all are childs of debian (undesired maybe but they are...)
So get a debian-distri up with same package-default selection like fedora or make fedora more like debian in some ways and you will suceed.
where are ppas?
yum-config-manager --add-repo repo-url-here such small shit kills the feeling, I know its only a small thing but if you have such small disadvantages on 100 positions in your system it makes a difference
add-a->tab ppa:blub vs
yum-c->tab --add-repo http://long-long.long/long-url.something
its more that double the stuff so yes you can copy the url and stuff but that sucks... but I have more problems with the dependencies... I want much packages for this one version and no 3rdparty sides for halth the stuff I need, and hope that that packages maybe work...
37.000 vs 22.000 packages nearly double the amount of ubuntu packages.
even sidux has more packages than fedore 23.000... ( I guess all the debian packages from unstable???)
so ok that was a spontaneus very perfunctury quick comparsion, its only a small part of the hole diskussion, I just had to say that because all flamed against ubuntu, where I maybe agree a bit about that, but the alternatives are not that good often.
Each time I installed fedora I run fast away if it was a horrific theme or something else that sucked instantly. Its a bit like suse suse sucked really hard ( I know some will disagree to that but it did debian was way faster and not with such a retarded monster-registry-like config tool )
So I did go a few years ago use gentoo, but it stugnated basicly at some time and compile always new is fun a while but sucks at some time... so before that I used debian unstable most of the time because stable ore testing was or did become very very old over time.
I think for me mint is no alternative I want a pure gnome-desktop and I dont want rpm based distro. so I only can hope that ubuntu goes back to support also gnome-shell better...
There's no way to tell how many people use which distribution. That's a simple fact. Indicators such as "articles published" or "forum activity" are just indicators that the distributions is widely used, but you can't say distro A > distro B.
Have you tried openSUSE the last 2years? I bet not, it is awesome! (the last statement may contain personal opinions :-P)


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This roman shade was exactly as I wanted and came so quickly. Thank you!
View this productThis item has been successfully added to your cart. Proceed to checkout or continue shopping.


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Aug 21, 2013 11:27 AM
Texas Kaos 2000 14U Tryouts- Bracket Pitcher Needed
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Texas Kaos 2000- Tryouts for 2013-2014 Season
Open practices and private tryouts will be held for elite level softball players at the Sta-Mo Sports Complex, 1917 Moore Road, Missouri City, TX 77489 through personal appointment. The Texas Kaos is looking for talented, motivated and dedicated girls to continue its tradition of success.
ALL POSITIONS ARE OPEN. In particular, we are looking for a bracket pitcher, power hitter, short stop, and players with a lot of speed. The Texas Kaos will be led by Caitlyn Cain, who played softball for four years at Williams College (catcher, pitcher) and most recently served as one of Williams' assistant coaches, with significant responsibilities for college recruiting (giving her excellent contacts in those circles). Caitlyn will be assisted by other former college softball players.
The Texas Kaos will seek to qualify for ASA Nationals in 2014 and will play in other top flight tournaments. We will practice in Missouri City. The level and frequency of professional instruction will be very high. For the right family/child, allowances for financial hardship may be considered.
In order to attend an open practice or shedule a private try-out, please contact Manager Sean Wheeler email@example.com or call 713-546-7418, or Coach Caitlyn Cain at firstname.lastname@example.com 713.443.2373. Inquiries will be treated confidentially.
12U Texas Wrath
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High-quality printing gives this fine art print its vivid and sharp appearance. Produced on medium weight cover stock, this art reproduction is coated with a silken finish that protects the inks and creates an elegant look. The versatile art print strikes a balance between quality and affordability.
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Gewan Xi , a Chinese national is helped by rescuers to disembark from... Nieuwsfoto'sBouw,Filipijnen,Kraan,Manilla,Ploegbaas,Redden,Uitstappen,Verticaal,WerkgelegenheidskwestiesPhotographer TED ALJIBECollection: AFP 2013 AFPGewan Xi (C), a Chinese national is helped by rescuers to disembark from a crane, where he climbed and allegedly attempted to jump, at a construction site in Manila on January 29, 2013, where he worked as a foreman. According to press reports, quoting police, Xi attempted to jump, after he became distraught after learning his company he was working was losing money. He was eventually rescued by firemen. AFP PHOTO/TED ALJIBE (Photo credit should read TED ALJIBE/AFP/Getty Images)


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US Presswire photo
John Lannan is scheduled to make two more spring starts, including today.
Updated at 4:56 p.m.
VIERA, Fla. — With Chien-Ming Wang likely to open the season on the disabled list while recovering from a hamstring injury, manager Davey Johnson this morning confirmed what had long been assumed: John Lannan will open the season as the Nationals' No. 5 starter.
"John's my guy," Johnson said. "I like John. And John can pitch. He led our club last year in wins."
Lannan, who went 10-13 with a 3.70 ERA in 33 starts last season, looked like the odd man out of the Nationals' crowded pitching staff when camp opened and was a strong candidate to be traded. But once Wang injured his left hamstring March 15 trying to make a play at first base, Lannan stepped in to take over his slot in the rotation.
Lannan made the first of two final Grapefruit League starts today and turned in one of his best performances of the spring: Over five innings against the Astros, he allowed two runs on two hits, striking out fiveRead more »
- SonnyG10 - Mar 26, 2012 at 3:38 PM
Sure glad we still have Lannan to count on. Would like to see Wang recover and take the job away from him…unless John is lights out of course.
- Section 222 - Mar 26, 2012 at 3:39 PM
And John can pitch. He led our club last year in wins.Non-sequiter of the year.Of course, this could be part of the PR strategy to build up his value if Rizzo is still shopping him.
- PAY TO PLAY - Mar 26, 2012 at 3:47 PM
Nice to hear that Davey has set the rotation.
- Section 3, My Sofa - Mar 26, 2012 at 3:50 PM
Of course, this could be part of the PR strategy to build up his value if Rizzo is still shopping him. I really don't think MLB GMs are much influenced by stuff like that. As far as I know.
- Section 3, My Sofa - Mar 26, 2012 at 3:53 PM
Oh, yeah, and B25GN!
- blovy8 - Mar 26, 2012 at 4:30 PM
Ugh, I predict more advanced stat hand-wringing. What'll we do when Lannan keeps putting up above-average numbers?
- bdrube - Mar 26, 2012 at 4:44 PM
Poor John is like medicine. He's just the thing to cure your back-of-the-rotation woes, yet nobody wants to take him.
- Anonymous - Mar 26, 2012 at 4:46 PM
Did the Nats get Lannan back? I read on this blog that he was going to get traded several weeks ago.
- Cwj - Mar 26, 2012 at 4:48 PM
Blovy8- In that case hopefully the Nats keep him in the 5th spot, though when Wang comes back who knows what will happen to Lannan.Davey is definitely right about not putting Lannan in the bullpen. I doubt he would flourish there.
- Cease the Opportunity - Mar 26, 2012 at 4:52 PM
John needs to be bullish on the mound to keep Wang well away…
- Anonymous - Mar 26, 2012 at 5:18 PM
Apparently, AL GM's think Lannan would get slaughtered in the AL with the DH.Heyman: #tigers interest in lannan only lukewarm at best. 1 exec says al teams are leery of what league switch would do. #natsLannan isn' t that good. At some point soon Wang will be ready and then what? Lannan doesn't pitch out of the bullpen as Davey clearly states? He isn't as adaptable as Gorzo and even Detwiler.Of course he is still on the trade block. Its just a matter of the right team with the right rash of injuries … but it sure seems like it will be an NL team.
- upperdeck4 - Mar 26, 2012 at 5:38 PM
Sorry, but it's going to be difficult again this season watching Lannan labor through 5+ innings each start and getting routinely crushed by the Phillies. Would much prefer Detwiler getting the slot.
- Cwj - Mar 26, 2012 at 5:55 PM
Anon 1:18- I bet the Orioles would be interested in Lannan.Other than them, yeah I doubt an AL team would take Lannan.But who knows?Anyway good thing he's still a Nat, with Wang injuring himself every few months.
- fpcsteve - Mar 26, 2012 at 7:16 PM
Good for Lannan. I've heard serious baseball fans say you can never have enough pitching. I'm glad he is with us and did well today.
- natsfan1a - Mar 26, 2012 at 7:30 PM
Atta way, Johnny.
- Anonymous - Mar 26, 2012 at 9:08 PM
#Beware!Reepacheep has loosened his slide-rule from his scabbard … ready for action …Oh dadgum it! My pocket protector didn't work … hey the ink stain looks like Jayson Werth the Geico Caveman!
- Anonymous - Mar 26, 2012 at 9:10 PM
Ugh, I predict more advanced stat hand-wringing. What'll we do when Lannan keeps putting up above-average numbers?If Lannan learns to be the pitcher Tommy Milone is he will improve those number dramatically. What does that mean? NO WALKS. NO XBH with men on. LOW pitch count to get into the 7th inning consistently. Its not beyond Lannan mayhap, but he should have gotten the wake up call when he was sent to AA. THIS IS the final wake up call for John Lannan.
- HHover - Mar 26, 2012 at 9:30 PM
THIS IS the final wake up call for John Lannan.What the heck does that mean? They're paying him $5M and giving him a slot in a much improved rotation, and that's a "wake-up call" comparable to a demotion to AA?
- Anonymous - Mar 26, 2012 at 10:01 PM
I think it means when Wang comes back he gets sent to AAA instead of AA because he is worthless in relief.
- Section 3, My Sofa - Mar 26, 2012 at 11:17 PM
Unless, of course, by that time, somebody else goes out.
- realdealnats - Mar 26, 2012 at 11:57 PM
For the last three months have predicted Lannan as #5 lefty starter, with Det in the pen and Wang on DL. Not b/c I don't want to see Det's upside more, but it's just the way it is. I don't know baseball like so many of you guys, but I'm psychic, what can I say. Lannan can be boring and somewhat mediocre, but in the pinch he seems to have the capacity to overachieve and pitch decently into the 6th. Wang, who I wish well, and who looked really good for…1 game…he can't be counted on health-wise. Talk of him stealing Lannan's job away is dreaming. Not b/c of talent–but health and longevity. He might start this year, but b/c someone else goes down, and not until mid-season or later. I don't know how this might happen–and it might actually include Lannan going to AAA later in the season, but I'd like to see Det take over #5, maybe in June or July, with Stammen in the pen as a long righty. Also wish Mattheus could miraculously end up there–probably necessitated by someone going on DL. That would seem to have everyone in the proper role. Plenty of fodder for ridicule here for all the anons.
- Kettle calling Pot Black - Mar 27, 2012 at 1:29 AM
Plenty of fodder for ridicule here for all the anions.Methinks we get ridiculed more.


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Hypothyroidism During Pregnancy Center - Oak Lawn, ILOak Lawn Obstetrician-Gynecologist Doctors for Hypothyroidism During PregnancyType of Physician: Obstetrician-Gynecologist What is a Obstetrician-Gynecologist? A certification by the Board of Obstetrics & Gynecology; practitioners provide medical and surgical care of the female reproductive system and associated disorders, to the extent that it distinguishes them from other physicians. This training enables them to serve as consultants to other physicians and as primary physicians for women. Specialty: Obstetrics & Gynecology Common Name: Ob/Gyn or Ob-Gyn Obstetrician-Gynecologist Doctors in Oak Lawn *Womens Health Institute Womens Health Institute Womens Care Group Womens Care Group Johnson Dy MD OB/GYN Health Associates Womens Care Group Womens Care Group OB/GYN Health Associates OB/GYN Health Associates OB/GYN Health Associates Womens Health Center Advocate Christ Medical Ctr OBG Womens Health Center Womens Health Center Advocate Christ Medical Ctr OBG Womens Health Center Womens Health Center Upadhyaya LTD Womens Health Center Anita Arora MD Sen-Lian Yang MD Southwest Obstetrics/Gynecology Southwest Obstetrics/Gynecology Southwest Obstetrics/Gynecology Southwest Obstetrics/Gynecology Southwest Obstetrics/Gynecology Southwest Obstetrics/Gynecology Southwest Obstetrics/Gynecology Little Co Mary Burbank Med Ctr Womens Health Care Center Midwest Womens Healthcare Womens Healthcare Affiliates Womens Healthcare Affiliates Womens Healthcare Center Womens Healthcare Center Vanguard Medical Group Womens Healthcare Affiliates Womens Healthcare Center Breast Health Center Affiliated Physicians Cavero Medical Group Gail D Miller MD SC Womens First Specialists Magna Health Service Hygieia Medical Group PC Womens First Specialists Women's Healthcare Of Illinois Women's Healthcare Of Illinois Women's Healthcare Of Illinois Women's Healthcare Of Illinois Women's Healthcare Of Illinois John E Patterson MD Women's Healthcare Of Illinois Joseph S Thomas MD Wellness Connection Maysoon N Al-Naqeeb MD Maysoon N Al-Naqeeb MD Marko A Lekovic MD OB/GYN Southwest Mukesh C Patel MD Friend Family Health Center Friend Family Health Center Archer Clinic Life Circle Womens Health Life Circle Womens Health Access Doctors Medical Center Archer Clinic Access Community Health Network Mercy Hospital & Medical Center John V Mcinerney DO Mercy Hospital & Medical Center Holy Cross Hospital Spclty Clin For Women Only Lawndale Christian Health Ctr Lawndale Christian Health Ctr Saint Anthony Health Affiliates Magdy K Awad MD Access Auburn Gresham Mdcl Ctr Gresham Medical Center Mary A Dean-Onayemi MD Access Blue Island Medical Ctr Access Blue Island Medical Ctr Access Blue Island Medical Ctr Highland Medical Center Access Community Health Network Pronger Smith Medical Care Pronger Smith Medical Care Pronger Smith Medical Care Pronger Smith Medical Care Metro South Metrosouth Medical Ctr OBGYN Metro South Medical Center Mercy Medical Center Metro South JIL Medical Consultants Mukundini B Mehta MD Smith Medical Group Smith Medical Group Saint Anthony Health Affiliate Oak Lawn, IllinoisHypothyroidism During PregnancyHypothyroidism during pregnancy facts
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98.7 K-LIGHT Presents: "THE BEAUTIFUL OFFERINGS TOUR"
We are excited to announce: "BEAUTIFUL OFFERINGS TOUR" is coming to the Bay Area on May 8th, 7:00pm at Marshfield High School.
Big Daddy Weave's spring leg of their tremendously successful Beautiful Offerings Tour is a 44-city tour that includes special guest artists Jason Gray, Citizen Way and Lauren Daigle. The...Read More »


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Remember when eco-travel meant cold showers, scratchy towels and compost toilets. Luckily, such cruel sacrifices are a thing of the past – and one country, Australia, is leading the charge in eco-luxury travel. If you are heading Down Under, check out these eco-luxury hotels and resorts – where you can be pampered while leaving only […]
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Filed Under: Australia, Australia / New Zealand Tagged With: Ayers Rock, Bamurru Plains, Broome, Caviar and Mint, Daintree Eco Lodge and Spa, Eco Adventures, Eco Beach, Eco Lodges, Ellen Connolly, Emirates Wolgan Valley, Intercontinental, Jervis Bay, Kakadu, Kangaroo Island, Longitude 131, Michelle Lollo, New South Wales, North Queensland, Paperbark Camp, Saffire Freycinet, Sal Salis Nigaloo Reef, South Australia, Southern Ocean Lodge, sydney, Tasmania


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'Space Oddity'
Glasgow. Show day.
I've noted before that we have been working for some time on a new video piece for a new song to go in the show at some point. The idea is to make something that echoes the live link we did from Barcelona to the International Space Station and to add another thread to the rather abstract themes of 'space' and 'time' which are amongst the trains of thought running through the show. The tour has developed a kind of 'pen-pals' relationship with the space station since our first contact in Barcelona and this has been continuing in the background. The family of Frank DeWinne, who is one of the astronauts on board, came to a show and met everyone. They're Flemish, as is Frank, and if there's one thing we have on the U2360 tour it's Flemish Belgians. Consequently, much bonding occurred and I think half the video crew are now emailing with explorers of one sort or another.
Meanwhile, back with the show, via more formal channels we had been offered the opportunity of another live link with the ISS (space station) though not one which would coincide with a U2 performance time. Consequently, our video director, Tom, wrote a small 'treatment' for things we might invite the astronauts to film on board for us to use. I won't spoil the outcome by going into detail, but we were essentially being offered an opportunity to direct a short video shoot in a space capsule orbiting the earth. Not your normal Tuesday morning then.
The practical outworking of this was that, prior to our day trip to Scotland, Tom, Shan and I gathered in a hotel room at the Hotel Fabulous to place a conference call to NASA in Houston. Shan has been our tour's key link person in all dealings with NASA and I was rather amused at the mixture of formal process and human camaraderie which infused the initial conversation. A woman's voice came on the line, 'U2 this is Houston', then, from our end 'Houston this is Shan with U2'. Houston: 'Oh, Hi Shan, this is Stephanie, how ARE you?' U2: 'Just fine Stephanie, we're in London today, how are you?' Houston: 'Oh, just fine, how's the weather there,' etc., etc.
This was to be a many faceted conference call, including (I think) some of the bosses from NASA to make sure all was above board, legal, decent, honest and truthful. We could only hear Stephanie, but she could hear everybody, so was relaying information to us. She told us that the astronauts had set up a camera in one particular module of the ISS. She thought it would be in the Harmony module, though they had also mentioned the possibility of shooting in the Destiny Laboratory (are we still on a rock tour?, we're thinking). By the way, if you want to look up the ISS, and see the astronauts we're in contact with, go to NASA.gov. This is mission number 19.
Tom talked over a few details with Stephanie which may not have been quite clear from the preceding email correspondence. We appreciated very much that these people are scientists and we were a highly unusual intrusion into their day, but they responded with firm politeness beneath which seemed to lie a real willingness to participate in this extraordinary collaboration.
'Frank is coming into view. He's typing on a laptop, there's a package next to him, the package is floating and it looks really cool. He's approaching the camera and now reciting his lines.
'Roman just finished his piece... Bob Thirsk is entering with a drink bag... he's up to the camera... Gennady just entered doing a summersault in zero gravity holding... I'm not sure what that is... he's floated upside down out of the shot. Next is Mike Barratt who's holding a big camera... Tim Kopra is floating in... he came feet first and has done a summersault... he's reaching up to the ceiling...
'We're going to ask Bob, Gennady and Mike to do a little more.
'They've been doing a little goofing around - one of the crew members just took a swing at the camera with a big crescent wrench.
'We're going to take a short pause to re-establish communication.'
'U2 this is NASA...'
'We're back with com, so stand by...'
'Gennady did a perfect take second time...'
'Mike Barrett is adjusting some things, playing with a laptop...'
'Frank's on the ceiling...'
'Oh and in case you're wondering, the space station is over the Great Lakes right now...'
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10 September, 2009
Space Oddity
This is where it's at. At the edge of the known universe where we want to be. How thrilling. Thanks for letting us in on the exchanges.
09 September, 2009
space oddity
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Latest Willie's Diary
21 Nov, 2006
Travel day, Melbourne - Auckland.
Within the bands entourage (certainly by comparison to the crews clockwork scheduling) travel departure times are often a little loose. This morning was especially so, due to three contradictory memos which had been emailed out last night and this morning.
Read More »
20 Oct, 2006
There was a 6.30pm conference call arranged between Bono (Dublin), The Edge (Los Angeles), Steve Matthews (London) and myself (also London) to blow the cobwebs off our brains and discuss the reincarnation of the Vertigo Tour.
Read More »
15 Mar, 2006
I was planning on resurrecting the tour diary today, being the day we were scheduled to fly to Auckland for the load-in tomorrow. However, its now old news that the remainder of the tour dates have been postponed, so Im not going anywhere further than the corner cafe. Its been a very weird week indeed - much akin to driving into a wall.
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Service Opportunity: Serve Homeless Veterans
Tue, Jun 25, 2013
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Every Month, the Club sends a group of Members to the New England Center for Homeless Veterans. This is our opportunity to give our time and service back to the people who served our country by serving them dinner.
In 2007, volunteers helped to serve over 200,000 meals to homeless veterans at the Center. All meals are served from a buffet station, with 7-9 volunteers assisting in the service line.
New England Center for Homeless Veterans
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followed by appetizers and drinks back at the Club.
Space is limited. Please call the club at 617-946-2828 or email@example.com if you are interested in joining us this month.


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Excellent post Philip!
Guest post: Live a rich life on a budget
I have a guest post up at Get Rich Slowly that suggests that you be a bon vivant.
A bon vivant is a person who lives well — someone who enjoys the best things in life, especially with regard to food and drink. The stereotypical bon vivant is someone who can afford the best (or has generous friends), but that's not the only way. You can be a bon vivant on a budget.
What is "the best" anyway? Your own tastes play the biggest role, but the tastes of family and friends have a strong influence. To a lesser extent, so do the tastes of opinion leaders, celebrities, experts, and others — even fictional characters. Because of this, appreciating the finer things in life makes you vulnerable to serious "keeping up with the Joneses" issues.
There are a lot of ways to fight this.
If that sounds interesting, click on over to Get Rich Slowly and take a look at How to Live a Rich Life — On a Budget.
Perhaps, I should literally strive hard to become a true bon vivant. Apparently, I want to live a good life.
Can bon vivants (bons vivant? I wish my French were better) enjoy the free things in life? Rather than enjoying something tangible, is it possible to enjoy the intangible -- a peaceful summer afternoon in a hammock, cool lilac scented air coming through the open bedroom window, the liveliness of a public square full of happy people on a crisp autumn evening? Do bon vivants have to BUY stuff to enjoy life?


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In this class SHARE member library staff will learn how to do the following tasks in Polaris:--advanced searching--placing holds--placing multiple holds--transferring holds--"fill it now"--"on the fly"--Request Manager--notices--bills--patron record sets--making bulk changes in patron records--canned reports--OPAC and Online resources--merging patron records
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Final Score: (2) LSU 49, Northwestern State 3 Baton Rouge, LA (Sports Network) - Spencer Ware and Michael Ford each ran for two touchdowns, and No. 2 LSU easily handled FCS foe Northwestern State, 49-3. LSU (2-0) had no hangover following its 40-27 victory over then-No. 3 Oregon last week, as the Tigers outgained the Demons, 400-95. Jarrett Lee and Zach Mettenberger had no problems with the Northwestern State secondary, combining for 225 yards and two touchdowns. Brad Henderson passed for just 74 yards with an interception on 16-of-26 throws for the Demons (1-1), who rallied to beat Delta State in their season opener. Final Score: (3) Alabama 27, (23) Penn State 11 University Park, PA (Sports Network) - Trent Richardson ran for 111 yards and two touchdowns, as third-ranked Alabama controlled No. 23 Penn State, 27-11, in a battle of historic programs at Beaver Stadium. AJ McCarron passed for 163 yards and a touchdown for the Crimson Tide (2-0), who had beaten Penn State in Tuscaloosa last season by a 24-3 score. This year's matchup wasn't much different because of the Nittany Lions' ineffective offense. Penn State (1-1) gained only 251 yards because of shaky quarterback play. Matt McGloin completed just one of his 10 pass attempts, while Rob Bolden was 11- of-29 for 144 yards and an interception. Silas Redd totaled just 65 yards on 22 carries, and scored the lone touchdown late in the fourth quarter for the Lions, whose 23-game home non-conference winning streak was broken. Final Score: (5) Florida State 62, Charleston Southern 10 Tallahassee, FL (Sports Network) - EJ Manuel completed 24-of-35 passes for 329 yards and four touchdowns, as the fifth-ranked Florida State Seminoles annihilated the Charleston Southern Buccaneers, 62-10. Clint Trickett also got some time behind center for Florida State, and connected on 6-of-7 passes for 148 yards and two touchdowns. He also ran for a touchdown. Rashad Greene hauled in two passes for 98 yards and two touchdowns for the Seminoles (2-0), who beat UL-Monroe, 34-0, last week. Rodney Smith caught five passes for 77 yards and a score. Florida State racked up 647 yards of total offense, while Charleston Southern managed just 84 yards. Malcolm Dixon completed 7-of-15 passes for 50 yards for the Buccaneers (0-2), who suffered a 62-0 loss to UCF last week. Final Score: (6) Stanford 44, Duke 14 Durham, NC (Sports Network) - Andrew Luck passed for 290 yards and four touchdowns, and No. 6 Stanford shook off a little rust to rout Duke 44-14 on Saturday. Luck completed 20 of his 28 passes and led the Cardinal (2-0) on four straight touchdown drives after he had an interception taken back 76 yards for a Duke TD in the second quarter. Stanford, which was coming off a 57-3 win over San Jose State to open the season, starts its Pac-12 schedule next week at Arizona. Duke (0-2) missed three field goals in the first half, draining all of the momentum gained from three good drives, and didn't score an offensive touchdown until Anthony Boone's two-yard run late in the fourth quarter. Safety Lee Butler caught a tipped Luck pass and took it back for a TD in the second quarter. Final Score: (8) Wisconsin 35, Oregon State 0 Madison, WI (Sports Network) - Russell Wilson passed for 189 yards and three touchdowns as No. 8 Wisconsin shut down Oregon State, 35-0, at Camp Randall Stadium. Montee Ball posted 118 yards and two rushing scores for the Badgers (2-0), who travel to Northern Illinois next Saturday. Jacob Pederson finished with six catches for 80 yards and two touchdowns as Wisconsin posted its first shutout in nearly two years. Nick Toon added seven grabs for 69 yards and one TD. Sean Mannion completed 25-of-38 passes for 244 yards but was sacked three times for the Beavers (0-2), who have a bye week before opening their Pac-12 slate on September 24 against UCLA. Jordan Bishop contributed 98 yards on five receptions in a losing effort. Final Score: (10) Nebraska 42, Fresno State 29 Lincoln, NE (Sports Network) - Taylor Martinez rushed for a pair of touchdowns and threw for another, as the 10th-ranked Nebraska Cornhuskers used a strong fourth quarter to beat the Fresno State Bulldogs, 42-29, in front of an NCAA- record 313th consecutive sellout. Martinez completed 10-of-21 passes for 219 yards and two interceptions for the Cornhuskers (2-0), who squashed the Mocs of Tennessee-Chattanooga, 40-7, last week. He also carried the ball 15 times for 166 yards. Rex Burkhead also had a big game on the ground, rushing for 55 yards and two touchdowns on 15 carries. Derek Carr connected on 20-of-41 passes for 254 yards and a touchdown for the Bulldogs (0-2), who lost 36-21 to California last week. Carr also ran for a score. Final Score: (11) Virginia Tech 17, East Carolina 10 Greenville, NC (Sports Network) - Josh Oglesby's touchdown midway through the fourth quarter was the difference as No. 11 Virginia Tech bested East Carolina, 17-10, at Dowdy-Ficklen Stadium. Logan Thomas was just 8-of-20 for 91 yards and an interception, but his performance was mitigated by David Wilson's 138 yards rushing as the Hokies (2-0) rewarded head coach Frank Beamer with his 200th victory in Blacksburg. Oglesby finished with 43 yards and two scores, but the Virginia Tech defense did its part by holding ECU to minus-15 yards on the ground. Dominique Davis went 20-of-38 for 127 yards but was sacked five times and was picked off once for the Pirates (0-2), who face a bye week before starting their Conference USA slate by hosting Alabama-Birmingham on September 24. Final Score: (12) South Carolina 45, Georgia, 42 Athens, GA (Sports Network) - The No. 12 South Carolina Gamecocks scored two late touchdowns to take down the Georgia Bulldogs, 45-42, in a back-and-forth SEC opener for both teams. Marcus Lattimore punched in a three-yard touchdown with around three minutes remaining and Georgia quarterback Aaron Murray was sacked on the ensuing possession, losing a fumble that was picked up by defensive end Melvin Ingram for a five-yard touchdown and 45-35 South Carolina lead. Ingram also recovered a Georgia onside kick attempt with around two minutes remaining to help the Gamecocks seal the win. Stephen Garcia threw for 142 yards, one touchdown and two interceptions on 11-of-25 passing, while Alshon Jeffery pulled in five passes for 85 yards and a touchdown for South Carolina (2-0, 1-0 SEC). Lattimore ran all over the Georgia defense, finishing with 176 yards and a score. Murray had a huge day in defeat, throwing for 248 yards on 19-of-29 passing, including four touchdowns and one pick. Final Score: (13) Oregon 69, Nevada 20 Eugene, OR (Sports Network) - Darron Thomas tied a school record with six touchdown passes as 13th-ranked Oregon had little trouble in a 69-20 win over Nevada. Thomas went 13-for-19 with 295 yards for the Ducks (1-1), who bounced back from last week's loss to LSU. De'Anthony Thomas caught two touchdowns in the win. Tyler Lantrip threw for 219 yards on 21-for-35 passing with a score and two interceptions for the Wolf Pack (0-1), who played their first game of the season after a 2010 campaign that saw the team go 13-1 and finish 11th in the national polls. Final Score: (14) Arkansas 52, New Mexico 3 Little Rock, AR (Sports Network) - Tyler Wilson passed for 259 yards and a touchdown, and six different players scored as No. 14 Arkansas had no trouble beating New Mexico, 52-3, on Saturday. New Mexico scored its only points on a field goal in the first quarter, but Marquel Wade returned the ensuing kickoff 85 yards for a touchdown and Arkansas cruised for the second week in a row after routing Missouri State 51-7 last week. Kody Walker had two rushing touchdowns for the Razorbacks (2-0) while Wilson and backup quarterback Brandon Mitchell also ran for scores. Cobi Hamilton and Jarius Wright hauled in TD passes. Wilson came out in the second half because of concussion-like symptoms and Mitchell went 8-of-13 for 99 yards and a touchdown. Wilson was 18-of-26 with an interception. Tarean Austin passed for 162 yards for the Lobos (0-2) who opened with a loss to Colorado State last week. Final Score: (15) Ohio State 27, Toledo 22 Columbus, OH (Sports Network) - Two games and two wins for Luke Fickell as Ohio State head coach, but the second one didn't come nearly as easily as the first. Ohio State dominated Akron last week in Fickell's debut, but the 15th-ranked Buckeyes needed a late defensive stand to squeeze out a 27-22 win over Toledo on Saturday at the Horseshoe. Carlos Hyde ran for 76 yards and two scores for Ohio State (2-0), which will head out on the road next week for a matchup with Miami-Florida. Joe Bauserman threw for 189 yards with a score for the Buckeyes, who still haven't lost to a school from the state of Ohio since a 7-6 setback to Oberlin in 1921. Eric Page had a monster day for the Rockets (1-1), who were coming off a 58-22 win over FCS opponent New Hampshire to open their season. Page caught 12 passes for 145 yards and two touchdowns, while also throwing for a two-point conversion in defeat. Final Score: Auburn 41, (16) Mississippi State 34 Auburn, AL (Sports Network) - Defending champion Auburn's nation-best winning streak is still alive. By an inch or two. Mississippi State quarterback Chris Relf was driven up into the air, landed with the football just inches from paydirt with seconds remaining, and the clock ticked down to all zeroes, setting off a wild celebration that came with the Tigers' 17th straight victory. Barrett Trotter threw two touchdown passes, Michael Dyer ran for 150 yards and two more scores, and Auburn took a thrilling, back-and-forth SEC opener from No. 16 Mississippi State, 41-34. Emory Blake caught seven passes for 108 yards and a touchdown for the Tigers (2-0, 1-0 SEC), who played with more fire and efficiency than they did in a 42-38 victory last Saturday against Utah State. The Tigers led by two touchdowns twice in this contest, but had to hold on in the final seconds. Relf threw for 195 yards with a touchdown and ran for 105 more yards, while Vick Ballard totaled 135 rushing yards and a score for the Bulldogs (1-1, 0-1), who lost despite racking up 530 total yards, including 332 on the ground. Final Score: (17) Michigan State 44, Florida Atlantic 0 East Lansing, MI (Sports Network) - Kirk Cousins threw two touchdown passes and B.J. Cunningham became the Spartans' all-time receptions leader, as No. 17 Michigan State smothered Florida Atlantic, 44-0. Cunningham took little time in reaching the top of the receiving mountain, hauling in a first-quarter pass for his 149th career reception, moving past former football and basketball standout Matt Trannon for the top spot. Cunningham caught five passes for 73 yards on the day. Le'Veon Bell ran for 69 yards and a score, while Edwin Baker added 50 yards and a trip to paydirt for the Spartans (2-0), who face their first test next Saturday at Notre Dame. Cousins finished 16-of-21 for 183 yards in the victory. Florida Atlantic (0-2) was again on the wrong end of a rout after dropping a 41-3 decision to Florida last week. The Owls managed just 48 total yards one week after managing only 137. The quarterbacks finished 6-of-13 for 26 yards and were sacked three times. Florida Atlantic also posted just one first down in the game compared to 27 for the Spartans. Final Score: (18) Florida 39, UAB 0 Gainesville, FL (Sports Network) - Chris Rainey ran for 119 yards and one of four rushing touchdowns the 18th-ranked Florida Gators used to rout UAB, 39-0, at the Swamp. Mike Gillislee rushed for 79 yards and a score for the Gators (2-0), who were coming off last weekend's 41-3 drubbing of Florida Atlantic. John Brantley completed 12-of-19 passes for 195 yards in the win. Bryan Ellis passed for 141 yards for the Blazers (0-1), who gained just 212 total yards. The Gators controlled the game from the outset, scoring 13 points in the first quarter. Final Score: (19) West Virginia 55, Norfolk State 12 Morgantown, WV (Sports Network) - Geno Smith tossed four touchdowns, including two in a big third quarter, as No. 19 West Virginia rallied from a poor first half to take a 55-12 win over Norfolk State. Smith went 20-for-34 for 371 yards while Devon Brown caught four passes for 109 yards and a score for the Mountaineers (2-0), who were down by two points at the half, but scored 45 points in the final 30 minutes to take the victory. Chris Walley went 16- for-27 for 136 yards while Ryan Estep hit three of the four field goals for the Spartans (1-1), an FCS team that routed Virginia State, 37-3, last week. Final Score: (22) South Florida 37, Ball State 7 Tampa, FL (Sports Network) - B.J. Daniels threw for 359 yards and one touchdown on 28-of-39 passing to lead No. 22 South Florida to a 37-7 thrashing of Ball State on Saturday. Darrell Scott rushed 11 times for 82 yards and one score -- including a long run of 31 yards -- while Demetris Murray carried the ball 14 times for 49 yards and a touchdown for South Florida (2-0). Victor Marc grabbed four passes for 81 yards and a touchdown for the Bulls, while Terrence Mitchell hauled in seven balls for 60 yards. Maikon Bonani connected on 3-of-4 field goal attempts for South Florida, which was coming off last week's victory at Notre Dame. Keith Wenning completed 24-of-35 passes for 148 yards, while Jahwan Edwards rushed seven times for 42 yards and Ball State's only touchdown. Jack Tomlinson caught five balls for 39 yards for Ball State (1-1), which defeated Indiana last Saturday. Final Score: (24) Texas 17, BYU 16 Austin, TX (Sports Network) - Cody Johnson ran for two touchdowns and No. 24 Texas kept BYU out of the end zone in the second half to come away with a hard-fought 17-16 victory. Texas (2-0), coming off a 25-point drubbing of Rice, trailed 13-0 early in the second quarter before benching starting quarterback Garrett Gilbert, who had two completions and two interceptions on eight attempts. Case McCoy and David Ash split time under center and played mistake free while letting the running game carry the load, as the Longhorns outgained their counterparts, 166-43, on the ground. Jake Heaps completed 22- of-38 passes for 192 yards and one touchdown but was picked off twice for the Cougars (1-1), who won at Ole Miss last week. Final Score: (25) TCU 35, Air Force 19 Colorado Springs, CO (Sports Network) - Casey Pachall threw for 206 yards and two touchdowns, as No. 25 TCU rolled to a 35-19 victory over Air Force. Pachall completed 20-of-25 passes and ran for 37 yards. Matthew Tucker carried the ball 16 times for 95 yards and two scores for the Horned Frogs (1-1, 1-0 MWC), who had their nation-best, 25-game regular-season win streak snapped last Friday in a 50-48 loss to Baylor. Tim Jefferson completed 9-of-15 passes for 83 yards and ran 13 times for 40 yards for Air Force (1-1, 0-1), while Zack Kauth had two receptions for 41 yards and a touchdown. The Horned Frogs allowed 564 yards of offense last Friday, but held the Falcons to 416 yards in Saturday's win. 09/11 00:48:39 ET
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Are private health exchanges the answer?
Blog Entry:
March 19, 2013 4:30 AM | Author: RICK CHELKO
Rick Chelko is president and founder of
The Chelko Consulting Group
, a health and welfare benefits consulting firm in Westlake.
Private (aka "corporate") health exchanges are starting to get a lot of attention in the corporate benefits world these days. However, our research keeps bringing us back to the same question: "Why would a benefits manager want to do this?"
We aren't sure if the main driver for employers is a desire to get out of the business of managing their health plans. After all, it is hard work to manage a "high-performing" health plan and, the recent cascade of health care reform regulations are making it even harder.
Some of the employers we have spoken to say the attraction is to move to a "defined contribution" approach - one that is hoped to insulate the employer from the impact of rising health care costs. Of course, many employers tried this back in the eighties with the advent of flexible benefits ("cafeteria plans"). They discovered that when their subsidy ("flex credits") didn't keep pace with the rising cost of the available health coverage, employees complained about the employer's lack of competitive benefits.
Will private exchanges change things enough to shift the complaints away from the employers and to the insurance companies? Will exchange sponsors be able to manage the plan offerings more effectively than employer plan sponsors? Will the free market now work more effectively since insurance companies won't be able to dictate premium levels like they did to their previously trapped plan members with pre-existing conditions?
Or, will the cost of setting up and operating these exchanges lead to higher administration and plan costs? Just spotting the insurance plans 2% to 2.25% for state premium taxes is a rough start. Then you add in state mandated benefits, broker commissions and conservative trend rates, and coverage through the exchanges plainly will cost more than most actively managed self-insured plans.
Why are the brokers and consultants promoting their soon to be available private exchanges? Could it be for the same reasons the software as a service (SaaS) vendors are promoting their platforms to them? Could it have anything to do with money? Maybe, as that is the main message we are hearing from the SaaS vendors. We've even been told to expect an increase in our revenues of seven to ten times, if we convince our clients to adopt our own private exchange. Much of this comes from the opportunity to sell voluntary insurance products through the exchange once it is up and running.
Even if voluntary insurance products are somehow constrained, and the broker/consultant's revenue increase isn't seven to ten times larger, the sponsoring broker will still see a significant increase in its revenue. Some of this may even be justified. There is a lot of work to do to set-up and maintain an exchange. But will the marginal increase in revenue be commensurate with the marginal increase in work? Will the amount of work increase each year at the same rate as the commissions?
The SaaS vendors have also pitched to us that once an employer is on "our exchange" (assuming we had one to offer), the employer can't leave us without giving up the exchange platform. In other words, private exchanges offer brokers and consultants the opportunity to make more money and to make it more difficult for their clients to switch to someone else.
It will be a buyer-beware marketplace, but this is not new to experienced buyers of insurance or outsourcing services. And, as long as these exchanges still retain the vestiges of employer sponsorship (to avoid ACA penalties for not providing minimum and affordable coverage levels), employers will still have a fiduciary responsibility to their plan members.
Mr. Chelko is president and founder of
The Chelko Consulting Group
, a health and welfare benefits consulting firm in Westlake.
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- 11
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Meaning & Origins
Of uncertain origin. Attempts have been made to derive it from various Germanic and Slavic roots. It was certainly in use in Poland in the 19th century, and is found in Polish folk tales as the name of a princess. The derivation may well be from the ethnic term Wend (see Wendell). The name was introduced to the English-speaking world by Ouida (Marie Louise de la Ramée), who used it for the heroine of her novel Wanda (1883).
233rd in the U.S. |
Americanized spelling of German Tritt.
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Longines Hong Kong International Races
Speaking of this new partnership, Longines' President Walter von Känel said: "By becoming the title sponsor and official timekeeper of the Longines Hong Kong International Races and the Longines International Jockeys' Championship, Longines is honored to be part of these great events. This partnership with HKJC shows our worldwide commitment to equestrian sports, reflecting our devotion to and passion for these exciting, dynamic yet elegant sports, which match perfectly with our watchmaking heritage of 180 years."
Mr. Winfried Engelbrecht-Bresges, CEO of HKJC, was equally delighted by the new partnership. "The Jockey Club and Longines share the same values and each has a long and distinguished history. This strategic partnership further reinforces the world-class standing of the Longines Hong Kong International Races, widely recognized and respected as the 'Turf World Championships'. Hong Kong racing is a high-end product synonymous with the city's vibrant lifestyle. Our innovative approaches continue to raise the Hong Kong racing brand to celebrated new heights and I would like to take this opportunity to thank Longines for it's generous support. We look forward to working with such a renowned and elegant brand as Longines."
The Longines Hong Kong International Races provide an exciting climax to the horseracing year. The 2012 event will take place at Sha Tin Racecourse on Sunday 9 December. The occasion is one of the most prestigious in the international calendar with four International Group 1 races. The G1 Longines Hong Kong Cup (2000m) boasts record prize-money in 2012 of HK$22 million. The G1 Longines Hong Kong Vase (2400m) and the G1 Longines Hong Kong Sprint (1200m) have also each received purse boosts and are now worth HK$15 million, while the G1 Longines Hong Kong Mile(1600m), one of the richest turf mile races in the world, offers an alluring HK$20 million. Total prize money of HK$72 million makes the Longines Hong Kong International Races one of the most lucrative horse racing events anywhere on the globe and explains why it attracts many of the best jockeys and horses from around the world year after year.
In the past eight years, over 148 Group 1 winners from Australia, France, Germany, Britain, Ireland, Italy, Japan, New Zealand, Singapore, South Africa, UAE and the USA have competed alongside top Hong Kong runners in this annual extravaganza.


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Supernatural? Yes, vampire
Age: Over 1,000
Dating status: Single
With over a thousand years under her belt, Original vampire Rebekah Mikaelson looks fantastic for her age. Just a teenager when her parents turned her immortal, she still retains some adolescent characteristics. Her quick temper and petulant behavior can make Rebekah unpredictable, but she's also fiercely loyal to her family and yearns to be human and in love.
Rebekah's history
Born amongst the vikings during the 10th century, she's one of Mikael and Esther's seven children. Her six brothers are an unnamed older brother, Finn, Henrik, Kol, Elijah, and half-brother Klaus. Only Elijah and Klaus are still living.
Rebekah and Klaus have a complicated relationship. Though they look out for one another, he's daggered her and left her temporarily dead in a coffin several times, once for nearly 100 years. Because she's an Original, Rebekah is invulnerable to most dangers, except for the white oak stake. Even werewolf venom, normally deadly to vampires, won't kill her. One of her powers is the ability to compel other vampires.
In 1114, Italy, Rebekah fell in love with a vampire hunter named Alexander — a member of the the Five. The couple planned to marry, but soon he figured out her secret and betrayed her. Alexander stuck the Original with a dagger dipped in ash from the white oak tree and did the same to her siblings. Only Klaus was unaffected, because of his latent hybrid abilities. He killed Alexander.
Rebekah met Stefan in Chicago during the 1920s. She fell in love with the Ripper version of him. When her father, Mikael, discovers her and Klaus's whereabouts, the hybrid wants to run. Rebekah decides to stay with Stefan instead of following her brother, so Klaus daggers her and puts her in a coffin, where she remained for nearly 100 years.
Season 3
Klaus decides to wake his sister in order to get her help in contacting the Original Witch, aka, their mother. At first, Rebekah is glad to see Stefan again, but she soon sides with Klaus when she realizes he's just not that into her anymore.
Deciding she likes modern teenage life, Rebekah enrolls at Mystic Falls High School and becomes a cheerleader. For a while, she becomes interested Matt.
When she first learns that Klaus murdered their mother, Rebekah is upset. Later it's revealed that Esther wants all her children to die, because she views them as abominations. After a ball held by the Original witch, Rebekah sleeps with Damon.
Believing Alaric killed Klaus at the end of Season 3, Rebekah decides to stop the unkillable new vampire by murdering Elena. She steps into the road in front of Matt's truck, nearly killing both him and Elena.
Season 4
Rebekah learns her brother is alive when he — in Tyler's body — leaves her in the hands of Pastor Young. Then she destroys the last of the bags of Elena's human blood. As a way of apologizing to Matt for nearly killing him, Rebekah buys the quarterback a truck. The lonely vamp also befriends April Young.
After the hunt for the cure for vampirism begins, Rebekah expresses a desire to become human again. She and Stefan team up and end up sleeping together. Later, she and Elena join forces to try and take the cure from Katherine.
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Vampire Diaries Quotes: Season 5 Premiere — "To Us, and College, and Being Functional Vampires"
The Vampire Diaries Spoilers: Season 5 Premiere To Feature Lots of Kissing
Is There Any Hope For Matt and Rebekah? Claire Holt Says…
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