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Five Guys Burgers
A while back Glenda mentioned Five Guys Burgers. I told her one had just opened near us. We've been there twice in the past month and just love the burgers and frys! I really like all the choices for toppings you can choose and the frys are the best....and HUGE! We just order 1 order of frys for the two of us and never can finish them all.
I don't know if we would have tried this place if I hadn't read Glenda's high recommendation and I totally agree with Glenda...this place has wonderful burgers cooked fresh!
oh yeah they are good. I have been hearing about them on various forums and from friends for a few years, sure was happy to have one in the area. We had no idea the regular burger was a double or that the large fries feeds 4 so we each ordered the burger all the way and large fries. When my husband walked up to get the order the guy said man that's a lot of fries. Well duh sure is lol. But I took the left overs home and heated those fries in the microwave and they were just as good the second day. I was surprised. Now I know to get a little burger and small fries. I love the peanuts too.
I met Robert and some of his co-workers there for lunch, where the majority wanted to go. I'm afraid that the smell of grease was enough to ruin my appetite for burgers! I had a BLT. I honestly had to change my clothes when I came home. I scrubbed my face and hands with soap and water when I got home but could still smell it.
Some of the others loved it, though. I had a couple of fries and they were yummy little fat sticks, lol. I'll never go back there but I'll bet that Robert will.
I call it the Five Disappointments. Over $13 for a burger, fries & drink. Greasy, limp fries. "Cajun" seasoning is a joke. Wendy's fries are vastly superior. The slow-cooked burger was so-so at best. Grocery store bun that wasn't even toasted, only warmed to give the impression to the gullible that it's soft and "fresh" from the oven or something. Burger patty doesn't even match the bun size. And $2 for water? No thanks. Not for me.
I thought maybe I hit them on a bad day, but reading the reviews, it was normal. I never use this term but it's the only appropriate. "Yuck".
This post was edited by cynic on Sun, Apr 21, 13 at 9:55
I've only gone once. I guess I liked them well enough. I had two Little Burgers with ketchup. The girl at the counter couldn't believe that was all I was having, but I know fats food is murderously high in calories, fat and salt. The Little Burgers are almost like sliders. I only buy fast food when I am dying of starvation and there is nothing else around.
They are franchises. Some do it well, others don't. Limp fries in one might be magnificent fries in another.
That said, I can't remember the last time I was in a fast-food place. But I will order a burger and fries in one of our local restaurants - heaven! But I have to take half home, LOL.
A friend and I stopped at one in Florida and we decided, we probably won't go back....The burgers were OK, lots of fries but the music, if that's what it was called, was so loud, we could not hear each other.....The whole place just seemed to busy, not a place for a pleasant dinner.......
I wouldn't call it a place for dinner, but a quick meal when you're in a hurry.
Lots of kids now before and after ball games.
I agree about the music. Saw a little one with her fingers to her ears.
Very friendly personnel and they are always working to keep the place clean.
Love their peanuts!
We drove past one of these today. It was past the lunch hour, and a Sunday, so maybe that's why it was totally empty. It did have a LOT of seating, indoors and out, so maybe they do a good trade. I could hear the music from inside our car with the windows up!
I prefer my own hamburgers. I wouldn't order anything at a restaurant that I can so easily cook at home.
I disliked the music enough not to return. I don't think "fast food" travels well, so I prefer to eat it on the scene. It was just ok for the money anyway.
By the way, I like pop music enough to normally have an iPod in my ears while exercising....theirs was way too loud! I prefer "background" music, if any, while eating. Prefer to be able to talk to my companion(s).
This post was edited by redcurls on Sun, Apr 21, 13 at 20:50
Love the burgers and love the fries. Don't eat them often but, then, we don't eat any red meat that often. The fries are limp because they cut them from real potatoes right there in the restaurant. It would help if they were double deep-fried. I bring most of them home and stick them in the oven the next day.
Wrong. I make fries at home, generally single fry them and I make crisp fries with a tender, fluffy interior. However, you need to have the grease at the proper temperature which they don't. Also, they don't serve them hot since it takes so long to get the food to you, by design, and steaming in the paper bag, all of which contributes to food quality degradation for how I want a burger and fries served.
"It would help if they were double deep-fried."
Now, that is true, however since they use the wrong temp for cooking the fries, they've absorbed too much grease so they wouldn't have the good fluffy, non-greasy interior.
Love their fresh burger buns.
Toasted buns are a new thing regarding culinary cooking.
Grew up with fresh buns, hamburger and hot dog buns. Non grilled. THE thing now, but not in my growing up days
This post was edited by glenda_al on Mon, Apr 22, 13 at 10:10
I've never been to one...not any around here, but a word about french fries. My husband makes the best french fries. He cuts russet potatoes (unpeeled) in rounds about 1/2 inch thick. Then he cuts the rounds into sticks...which end up about the size of my little finger. He dumps too many into a pot of hot oil that isn't really hot enough. But by the time the oil reheats and the potatoes finish, they are crisp on the outside and soft on the inside and not greasy at all. Actually fried food that is fried right isn't greasy anyway. But the first time I saw him fry potatoes....I said, "Nooooo!!" but they turned out better than mine. Even when I use his method, his are better than mine. I think because the oil isn't terribly hot...well, it is hot but not up to the temp that I'd fry them, and then it cools slightly when he dumps in too many at one time....and when they finish, it is like they have been fried twice.
"Toasted buns are a new thing regarding culinary cooking."
Oh really? I guess it would depend on what you call a "new thing". Haven't had a chance to follow up with a note I got from Wildchild so I'll put it in now since she puts it very well: "I am in complete agreement with you on Five Disappoints LOL
Please inform the person that toasted buns are not a new thing. My father owned a hamburger joint back in the 40's.
NEVER would he have served a burger to anyone without toasting it first. I grew up in a household with buttered, well toasted buns for both hotdogs and burgers.
All the burger places (pre-McDonalds era) toasted their buns."
The hamburger bun is only a little over 100 years old. From my earliest burger eating days I recall a number of places that toasted not just the burger buns but also hot dog buns. My mother toasted burger buns often as would several other people I recall doing it as a kid so there's nothing new there. Granted Glenda, you're older than me but there's records of toasting back farther than my memory too. Perhaps you grew up in an area that was late to learn about this treat.
"The fries are limp because they cut them from real potatoes right there in the restaurant... Cynic, I may be wrong but I'm in good company. The double fry method is the way Jacques Pepin and Julia Child taught me."
I have news for you patti43, Jacque and Julia used real potatoes and I challenge you to show me a time they had limp greasy fries! LOL You clearly didn't learn well if you still believe that real potatoes mean limp fries.
Cooks Illustrated has spoken on their shows about taking fries and putting them into cold oil and boiling them. You can check their report for the scientific explanation as to why they come out crisp
This post was edited by cynic on Fri, May 24, 13 at 10:55
"Cooks Illustrated has spoken on their shows about taking fries and putting them into cold oil and boiling them. You can check their report for the scientific explanation as to why they come out crisp "
As I recall, that method really worked only with one variety of potatoes (Yukon Gold?)
They weren't real clear. They said "This recipe will not work with sweet potatoes or russets." and also said "With lower-starch potatoes like Yukon Golds, the result was a crisp exterior and a creamy interior. " Not sure whether waxy would work or not. I've never tried it but it's interesting.
I had one a few years ago, but took it home about 30 minutes away. The bun was soggy by the time I got home so can't comment on the burger...and I don't remember what the fries even looked like, let alone tasted like. I vaguely remember the place being ok, though.
I've really wanted to give them a second chance, maybe a different place, but they were pretty bad and for almost $14 I don't like even giving them the chance to disappoint again when there's plenty of places that are better and cheaper, even Burger King and Wendys! I'd really prefer to spend my money with a place with a superior product and there's so many around. I should have paid attention to the warnings on Yelp and the like, they pretty much all gave the red flags.
I don't like a bun steamed soggy either, but some think that means it's "fresh"! To each their own.
Never had a soggy steamed bun at Five Guys!
Always fresh! Not even warmed!
They come straight from the bun packages.
I love toasted buns, but our Five Guys doesn't do that.
I don't take my burgers home, eat in the restaurant, so never soggy from transporting to eat a home.
This post was edited by glenda_al on Sun, May 26, 13 at 17:22
Toasted buns are certainly not a new thing. We had a family owned restaurant from the late 1950's until 2001, we always toasted (on the griddle) our hamburger buns. Most diners or mom/pop places did as well.
I don't care for Five Guys, but my DH likes it. I think the buns are soggy and the fries greasy. I like In-n-out burger. Very fresh tasting burger, crisp lettuce, nicely toasted bun. The fries can be hit or miss.
Matti, at In-N-Out ask for the fries "well done" if you like a crisper fry. That's the only way I like 'em. The fries are definitely softer at 5 Guys, but they soak up the vinegar nicely, which is the treat for me. Two entirely different products, I like them both, but very different.


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16 May 2010
Butalbital, Acetaminophen and Caffeine Tablets USP
Contains butalbital 50 mg, acetaminophen 325 mg and caffeine 40 mg and are available as blue, speckled, round, convex, bisected tablets debossed "CL" over "041" on one side and plain on the other side.
Rising Pharmaceuticals, Inc.
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Organizing Tools the Pros Love
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Unemployment Drops In Fla., Rises 1.1% In Miami-Dade
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Mount Sinai Innovation in Devices, Diagnostics and Clinical Trials - SINAInnovations 2012 Conference
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Elizabeth 'Betty' Hawblitz
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March 3, 2015 Tiffin reports • Rocky J. Danner, 33, of Tiffin, was charged with assault early Saturday morning. • Cynthia A. Chilcutt, 45, of Tiffin, was charged with 911 misuse Sunday afternoon. more »»
Daily log, March 2
March 2, 2015 Tiffin reports • A 200-block Clay Street woman reported Saturday evening her boyfriend assaulted her that morning and his family was harassing her. more »»
Seneca East runs out clock, Old Fort's season
March 1, 2015 ONTARIO — It essentially was a 23-second game of keep-away. more »»
Blue Devils, Warriors share sectional crown
March 1, 2015 CAREY — The Division III district tournament at Fostoria will have a familiar look to it for area wrestlers from the Carey sectional. more »»
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March 1, 2015 Tiffin reports • A 100-block Clay Street woman reported Friday night her wallet was taken from her vehicle. more »»
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February 28, 2015 Tiffin reports • A 100-block Longfellow Drive man reported Thursday evening someone entered his truck. more »»
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1 person found this helpful
"Eaton works for me "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Culture & Values
- Career Opportunities
I have been working at Eaton (more than 8 years)
- 401k and separate pension plan
- highly ethical
- environmentally friendly
- community conscious
- degree requirement
- requiring willingness to relocate to be considered for management positions
- consider experience, not just degree standing
- don't allow "willingness to relocate" (or desire to stay put) to rule out potential managers
- Any Location
- Any Job Title
"Great place to work "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Culture & Values
- Career Opportunities
I have been working at Eaton full-time (more than 5 years)Pros
Eaton hosts a variety of good people to work with. I don't generally have issues getting along with people here. I see them trying to improve things on a regular basis even if it's not too effective all the time.Cons
It's not too bad yet, but the yearly reviews and "apex" goals are getting a bit tiresome and overly micro-managed.Advice to ManagementAdvice
What you measure is what you get. If you set a goal and measure number of E-Stars sent, you lean how well we followed orders to send E-Stars. You don't get a reading of participation, you don't create an atmosphere of congratulations or sharing in achievement. Instead, when I get an E-Star, I assume someone is meeting their APEX goal. Instead, foster the atmosphere simply by doing it rather than by requiring it.
Requiring patents is even worse. You're forcing us to waste our time trying to fill a goal even if we have no good ideas. This is what causes us to do something stupid and useless and sell it as good for the sake of fulfilling a goal. Teach us how to do patents and what is patentable then reward people sufficiently and they'll WANT to come up with ideas. Requiring it makes us simply want to quit.
Offshoring... As much as you think it saves you money, working with a team overseas is difficult, morale-decreasing, and painful. Less gets done in more time, the people get frustrated, and we can say nothing about it because we're forced to use them. If you want a presence outside the US, have them do business with people outside the US. For business in the US, keep the people working on it in the US.RecommendsNo opinion of CEO
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"Worked at a Failed Eaton Facility in Beltsville "
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I have been working at Eaton full-time (more than 5 years)Pros
Reputable company
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Not all facilities are tuned to corporate strategy.
Aquired sites not brought to speed until they fail
My site was never onboard with Eaton Culture, or One EatonAdvice to ManagementAdvice
I worked at a facility which was purched from another company. Old management was retained because the site was very profitable, however, the site did not understand Eaton philosophy, and Eaton did not understand the site's prodcut lines. Over a period of 6 years, the site was beyone repair. Good people left, others were made to leave, HR did more damage by focusing on wrong aspects, the site went into a tail spin. Advice to management: Drop the sites which are not aligned with your portfolio and philosophy.Doesn't RecommendNegative OutlookDisapproves of CEO


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Friday, March 06, 2015
spring clean/new space
this week has been about making some changes and having a good old clear out. it's been hard over the past few months having pots teetering everywhere and finding the time and space to work in our very small kitchen to actually get anything done. so, after a lot of sorting i've made a small potting studio space back downstairs in what used to be my old studio when we first moved here. it's a very cold north facing room and although i never liked this room much before it is a joy this time around to have a space where i can just leave stuff and come back to it later.
i picked up a used kitchen unit and some cheap shelving and found this wonderful textile piece (for 20p!) to brighten up the empty wall and bob's your uncle.
just the right amount of space for me to get to work...
Posted by Olivia at 9:29 PM No comments:
Labels: clay, in the studio, new, work in progress
Monday, March 02, 2015
i'm a bit behind with posting about these as they have been out of the kiln for a week already! i made these vessels before the tester bowls in my last post and was feeling rather precious about them as i had laboured long and hard over a detailed sgraffito design in white slip on each of them.
there is a lot to like about these pieces, the speckled clays were lovely to work with and the tiny specks are a pleasing touch, i finally managed to get into making some lovely pinched forms which up until now hadn't been my thing, especially this one that's almost like a cave.
the glaze was my favorite one from the tests I had done, a semi-transparent chun, which was milky and patchy and uneven but unfortunately not thick enough to produce any blue runs. i was hoping for a delicate white on pale cream effect with these but the white slip completely burnt off in the firing leaving behind a very flat sgraffito design which didn't 'pop'. all in all the overall effect is dull and disappointing however i will try and refire a few pieces and see if i can't salvage something from the wreckage! you live and learn...
Posted by Olivia at 7:44 AM No comments:
Labels: ceramics, clay, glaze firing, work in progress
Friday, February 27, 2015
missing shop
in other news it would appear that there is some kind of 'bug' in my shop at the moment, depending on which link you follow it is either empty or just not there. i haven't managed to get any kind of response from Etsy about this yet! Thanks to a persistent follower for bringing this to my attention.
Posted by Olivia at 8:55 AM No comments:
Labels: restless things, shop
Thursday, February 26, 2015
pattern v. texture
i had a mixed bag out of my glaze firing at the end of last week. Nothing exciting but many things learned yet again. I made about 30 small bowls from a range of clays from the extremely smooth and pliable, to some heavily grogged and others painfully dry just to compare and contrast, play around with surface textures and patterns. i have these things in my mind that i want to make but making them real is a tricky thing having never made anything 3-d in my life! i was pleased with the appearances of all but one of the clays, a toasted stoneware which was a dream to work with but such an ugly colour after firing! it didn't seem to know what colour it wanted to be - brown or manky bilge.
i was also pleased with 2 of the new glazes i tried, one was a semi-transparent chun which worked nicely on this grey stripey bowl with its milky patches - no blue though which was a shame!
i've been enjoying the repetition of making the same small bowl over and over (you know me i like a bit of repetition) and learning the whimsies of the shape as i went and enjoying the rustic forms as they evolved.
i had forgotten that i made these little dishes from some black clay a while ago and popped a couple in to see how they came out - the results were delicious and i feel there is some more work to be done with these perhaps on a larger scale.
but for now it's back to making some more small bowls as i hunt for my dream clay or clays and conjure up some more glazes to slosh about with...
Posted by Olivia at 8:52 PM 2 comments:
Friday, February 20, 2015
work in progress
Posted by Olivia at 11:35 AM No comments:
Labels: clay, pottery, printing, work in progress
Wednesday, February 18, 2015
new work
voluminous chorus
oil based ink and pencil on salvaged notebook page
inaccessible exit
oil based ink, pencil and burning on salvaged hardback book cover
with found hand written notes
in unison
oil based ink, spray paint, pencil and gouache on salvaged book page
gouache on linen panel
pencil on salvaged book page
a selection of pieces from the past few weeks all of which are available in the Restless Things shop.
Posted by Olivia at 1:20 PM 2 comments:
Labels: drawings, lovely paper, new, shop update
Friday, February 13, 2015
work in progress
a new bowl out of the kiln this morning waiting with the others to get glazed and some new surfaces to experiment on with some salvaged paper on wooden panels.
Posted by Olivia at 12:58 PM No comments:
Labels: clay, lovely paper, pottery, work in progress
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Press release from CNW Group
Genworth MI Canada Inc. Reports First Quarter 2012 Results
Tuesday, May 01, 2012
Genworth MI Canada Inc. Reports First Quarter 2012 Results16:45 EDT Tuesday, May 01, 2012First Quarter Net Operating Income of $76 million and Net Operating EPS of $0.77/shareTORONTO, May 1, 2012 /CNW/ - Genworth MI Canada Inc. (the "Company") (TSX: MIC) today reported first quarter 2012 net income of $81 million or $0.82 per diluted common share and net operating income of $76 million or net operating earnings of $0.77 per diluted common share."We started the year with a solid quarter," said Brian Hurley, Chairman and Chief Executive Officer. "We continue to monitor market dynamics including consumer debt levels and housing developments across Canada. Our view is that the housing market is balanced and the fundamentals remain strong."First Quarter 2012 Key Financial Metrics: Net premiums written of $79 million were $44 million lower sequentially and $22 million lower year over year. The sequential decline was driven primarily by typical winter seasonality. The year over year decline was primarily driven by a smaller high-ratio mortgage origination market, and in particular, lower refinance activity.Net premiums earned of $147 million were $9 million lower sequentially and $8 million lower year over year. In both cases, the decline is attributed to the maturing of the larger 2007 and 2008 books and a lower adjustment to the quarterly premium recognition curve.Losses on claims of $56 million were $6 million lower sequentially and $3 million lower year over year. This resulted in a loss ratio of 38% for the quarter, consistent with the Company's average target loss ratio range of 35-40%.Investment Income of $43 million (excluding $6 million of realized and unrealized investment gains) was $1 million higher sequentially and flat year over year. Net operating income of $76 million was $3 million lower sequentially and $2 million lower year over year. Operating return on equity was 12% for the quarter, one point lower sequentially and one point lower year over year.The expense ratio was 18%, 1 percentage point higher sequentially and 1 percentage point higher year over year. Expenses of $26 million were consistent on a sequential and year over year basis.The unearned premium reserve was $1.8 billion at the end of the quarter. These premiums will be earned over time in accordance with the Company's premium recognition curve which follows the Company's loss emergence pattern.The regulatory capital ratio or Minimum Capital Test ("MCT") ratio was 159%, 3 percentage points lower sequentially and 4 percentage points higher year over year. This capital level is well in excess of the Company's internal MCT target of 145%. The Company continues to have a strong capital position with the financial flexibility to support the business.DividendsOn March 1, 2012, the Company paid a quarterly dividend of $0.29 per common share.The Company also announced today that its Board of Directors approved a dividend of $0.29 per common share, payable on June 1, 2012, to shareholders of record at the close of business on May 15, 2012.Shareholders' Equity As of March 31, 2012, shareholders' equity was $2.7 billion or a book value of $27.31 per common share on a fully diluted basis. Excluding accumulated other comprehensive income ("AOCI") or loss, shareholders' equity was $2.5 billion or a book value of $25.30 per common share on a fully diluted basis.First Quarter 2012 Key Highlights:The Company continued to make solid progress towards its operational targets and continues to maintain its leading position in the Canadian private mortgage insurance industry.New insurance written of $4.1 billion was primarily impacted by typical winter seasonality, resulting in a sequential decline of 34%. The year over year decline of 24% was largely due to a smaller high loan-to-value mortgage originations including lower refinance activity as compared to the prior year. The first quarter of 2011 had benefitted from increased mortgage activity prior to the government guarantee product changes. This impact was partially offset by strengthening market penetration.In the Company's insurance portfolio, borrower quality remains strong with high credit scores. The average credit score for new insurance written for the quarter was 726.The overall delinquency rate was 0.19%, 1 basis point lower sequentially and 8 basis points lower year over year. However, consistent with typical first quarter seasonality, the Company experienced 7% higher number of net new delinquencies as compared to the previous quarter. The delinquency rate continues to be positively influenced by the increased traction and momentum of the Company's asset management strategy.The Company's investment portfolio had a market value of $5.0 billion at the end of the quarter. The general portfolio had a pre-tax equivalent book yield of 4.3% and duration of 3.7 years as at March 31, 2012. The Company's strategy in managing its high-quality investment portfolio remained consistent with previous quarters and the portfolio continues to be comprised primarily of investment grade fixed income securities. Consolidated Financial Highlights ($ millions, except per share amounts)ThreeMonths Ended March 31 (Unaudited)20122011New Insurance Written14,1065.429Insurance In Force1268,726248,811Net Premiums Written79101Net Premiums Earned147155Losses on Claims5659Investment Income4343Realized and Unrealized Gains or Losses on Investments63Net Income8180Net Operating Income17678Fully Diluted Earnings Per Common Share$0.82$0.75Fully Diluted Operating Earnings Per Common Share1$0.77$0.73Fully DilutedBook Value Per Common Share, including AOCI$27.31$24.79Fully DilutedBook Value Per Common Share, excluding AOCI1$25.30$23.80Loss Ratio138%38%Combined Ratio156%55%Operating Return on Equity112%13%Minimum Capital Test Ratio (MCT)1159%155%1 This is a financial measure not calculated based on International Financial Reporting Standards ("IFRSs"). See the "IFRSs and Non-IFRSs Financial Measures" section of this press release for additional information.Detailed Operating Results and Financial SupplementFor more information on the Company's operating results, please refer to the Management's Discussion and Analysis as posted on SEDAR and available at www.sedar.com.This press release, the financial statements, Management's Discussion and Analysis, and the first quarter 2012 financial supplement are also posted on the investor section of the Company's website (http://investor.genworthmicanada.ca). Investors are encouraged to review all of these materials.Earnings CallThe Company's first quarter earnings call will be held on May 2, 2012 at 10:30 am ET (Local: 416-644- 3415, Toll free: 1-800-814-4859). The call is accessible via telephone and by audio webcast on the Company's website. Slides to accompany the call will be posted just prior to its start. A replay of the call will be available until June 2, 2012 (Local: 416-640-1917, Toll Free: 1-877-289-8525 Access Code 4530613#). Participants are encouraged to pre-register for the webcast through the Company's website. A replay of the call will be available on the Company's website until June 15, 2012.IFRSs and Non-IFRSs Financial MeasuresThe Company's consolidated financial statements are prepared in accordance with IFRSs. To supplement its financial statements, the Company uses select non-IFRSs financial measures. Non-IFRSs measures used by the Company to analyze performance include underwriting ratios such as loss ratio, expense ratio and combined ratio, as well as other performance measures such as net operating income and return on operating income. Other non-IFRSs measures used by the Company include shareholders' equity excluding accumulated other comprehensive income ("AOCI"), insurance in-force, new insurance written, minimal capital test ratio ("MCT"), delinquency ratio, severity on claims paid, operating earnings per common share of the Company (basic and diluted), book value per common share (basic and diluted; including and excluding AOCI), dividends paid per common share of the Company, and portfolio duration. The Company believes that these non-IFRSs financial measures provide meaningful supplemental information regarding its performance and may be useful to investors because they allow for greater transparency with respect to key metrics used by management in its financial and operational decision making. Non-IFRSs measures do not have standardized meanings and are unlikely to be comparable to any similar measures presented by other companies. These measures are defined in the Company's glossary, which is posted on the investor section of the Company's website. To access the glossary, click on the "Glossary of Terms" link under "Investor Resources" subsection on the left navigation bar. A reconciliation of non-IFRSs financial measures to the most recently comparable measures calculated in accordance with IFRSs can be found in Management's Discussion and Analysis filed with the Company's most recent financial statements, which are available on the Company's website and on SEDAR at www.sedar.com.Cautionary Note Regarding Forward-Looking StatementsThis press release includes certain forward-looking statements. These forward-looking statements include, but are not limited to, the Company's plans, objectives, expectations and intentions, and other statements contained in this release that are not historical facts. These statements may be identified by their use of words such as "may", "would", "could", "will", "intend", "plan", "anticipate", "believe", "seek", "propose", "estimate", "expect", or similar expressions, as they relate to the Company are intended to identify forward-looking statements. Specific forward-looking statements in this document include, but are not limited to, statements with respect to the Company's expectations regarding the Canadian government's proposed changes to the guarantee regime regarding residential mortgages, and the Company's beliefs as to housing demand and home price appreciation, unemployment rates, the Company's future operating and financial results, sales expectations regarding premiums written, capital expenditure plans, dividend policy and the ability to execute on its future operating, investing and financial strategies. These statements are inherently subject to significant risks, uncertainties and changes in circumstances, many of which are beyond the Company's control. The Company's actual results may differ materially from those expressed or implied by such forward-looking statements, including as a result of changes in global, political, economic, business, competitive, market and regulatory factors, and the other risks described in the Company's Annual Information Form. Other than as required by applicable laws, the Company undertakes no obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future developments or otherwise.About Genworth MI Canada Inc.Genworth MI Canada Inc., through its subsidiary, Genworth Financial Mortgage Insurance Company Canada, has been the leading Canadian private residential mortgage insurer since 1995. Known as Genworth Canada, "The Homeownership Company," it provides default mortgage insurance to Canadian residential mortgage lenders that enables low down payment borrowers to own a home more affordably and stay in their homes during difficult financial times. Genworth Canada combines technological and service excellence with risk management expertise to deliver innovation to the mortgage marketplace. As of March 31, 2012, Genworth Canada had $5.4 billion total assets and $2.7 billion shareholders' equity. Based in Oakville, Ontario, Genworth Canada employs approximately 260 people across Canada. Find out more at www.genworth.ca. For further information: Contact Information:Investors - Samantha Cheung, 905-287-5482 email@example.com - Lisa Azzuolo, 905-287-5520 firstname.lastname@example.com


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Protecting our kids from online tracking
Our kids and teens are growing up in a digital world, surrounded by online and mobile technology. They create and consume enormous amounts of content, and can connect with people and information around the world.
While the Internet presents tremendous opportunities for entertainment, innovation, and learning, this digital interaction also raises concerns about kids' and teens' online privacy and digital footprint.
On November 14, 2013, a group of bicameral, bipartisan members of Congress, Senators Ed Markey and Mark Kirk along with Representatives Joe Barton and Bobby Rush, introduced a bill that enhances online privacy protection for kids and teens, the Do Not Track Kids Act of 2013 (introduced in both the House and Senate). Here's how the bill would protect kids and teens online:
• Eraser Button: The bill would require website operators to have an "eraser button" feature that enables users 15 and under to remove content that they posted (to the extent technologically feasible).
• Opt-in for Behavioral Marketing: The bill would require companies to get parental consent for children under 13 and consent from teens aged 13-15 in order to send targeted advertising to them.
• Opt-in for Collection of Personal and Location Information: The bill would require companies to get parental consent for children under 13 and consent from teens aged 13-15 in order to collect their personal and location information.
• Digital Marketing Bill of Rights for Teens: The bill would empower teens aged 13-15 with a new set of protections, including limiting the amount of personal information companies collect and retain about them and promoting security safeguards for their personal information.
• Children's Online Privacy Protection Act (COPPA) Updates: The bill would reinforce the Federal Trade Commission's recent updates to the COPPA Rule that strengthen privacy protections for children under 13 in the online, mobile, and social networking ecosystems.
Take Action:
The Do Not Track Kids Act (senate bill: S.1700 and house bill: H.R. 3481) is supported by a growing list of senators and members of congress. If your representative is not on this list and you believe it is important that kids and teens are protected online, please contact your representatives to urge them to co-sponsor the Do Not Track Kids Act of 2013 (S. 1700 and H.R. 3481). Find contact information for your senators and members of Congress online. We need to give families choice and control over online tracking and targeting.
Text of the bills and other details can be found here: H.R. 3481 and S. 1700
Tweet to share support for #DoNotTrackKids after contacting your elected official.
Organizations Supporting Do Not Track Kids:
American Academy of Child & Adolescent Psychiatry
American Academy of Pediatrics
American Psychoanalytic Association
Campaign for a Commercial-Free Childhood
"This important legislation will empower parents to protect children against the increasingly sophisticated surveillance used by online marketers," - Dr. Susan Linn, Director, CCFC
Center for Science in the Public Interest
Statement from Jim Steyer, CEO and Founder, Common Sense: "We are grateful to Senator Markey and Representative Barton for their leadership in protecting kids' and teens' online privacy and for introducing the Do Not Track Kids Act of 2013. It is especially encouraging to have bi-cameral, bi-partisan support for these privacy issues of great concern to children and families. As kids and teens live more and more of their lives in online, social network, and mobile ecosystems, this legislation empowers them to erase some of their digital footprints and to tell web operators: do not track."
Communication Workers of America
Consumer Federation of America
"This is pro-consumer legislation that would help strengthen online protections for teens and children. Parents would be given more control over the personal information that online companies collect from their kids. It would also provide better web tools for deleting photos and other information that teens and children post online. This is a common-sense measure for helping families navigate the Internet." Delara Derakhshani, Policy Counsel
Conversation Media
Electronic Privacy Information Center
Islamic Society of North America
National Collaboration for Youth
"We are delighted that this important legislation, designed to protect our most precious asset and future - our kids, has been reintroduced by Congressman Barton and Senator Markey. Hopefully this bipartisan effort will succeed during this session of Congress ."
United States Conference of Catholic Bishops
Voices of America's Children
Tell Your Friends
Do you know how to protect your kids' privacy online?
Whether downloading music or filling out a profile to play the newest online game, kids are potentially risking their reputation, security, and identity.
Protecting kids' reputation
Protecting Personal Privacy Online
Parents' Guide to Protecting Kids' Privacy Online
Digital Life: Our Kids' Connected Culture
How kids are tracked and targeted
Sneaky Ways Advertisers Target Kids
Apps 101: What to Know Before You Download
Online Privacy: What It Is and How to Get It
When clicks leave an online trail
You're Not as Private as You Think
GPS: Should Kids Post Where They Are?
Staying Safe and Secure Online
School your kids'


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Winnipeg Free Press - PRINT EDITION
Apple trick on Ellen falls short for city woman
She put her heart -- and head -- into it, but Kirsten Kettler got beat by a girl bouncing on her butt.
The 18-year-old Winnipegger appeared on The Ellen DeGeneres Show on Monday as one of four finalists on the Ellen's Hidden Talent Winner contest.
There was US$10,000 on the line.
Kettler's bizarre talent? She places her index finger on an apple and then smashes it with her forehead. Miraculously, the apple gets sliced in two.
But there's a big difference between pulling it off at parties and getting one shot to get it right in front of one of the world's biggest celebrities, a live studio audience and millions of TV viewers.
"I was really nervous. I usually just crack apples for fun, and sometimes I miss. But the producer said I had one shot to make it work," Kettler admitted Monday, minutes after watching the show at home with some family and friends.
The show was taped last Thursday in Los Angeles. Until the episode aired, she was sworn to secrecy and had to sign a confidentiality agreement to guarantee her silence.
"It was so funny because they had a huge bowl of apples on the table, but I had to break one on the first hit," she recalled. "I'm just glad it worked!"
Kettler's funny fruit bit did, indeed, work to perfection. The head-to-finger combination chopped the apple in half, generating a big grin from Ellen and a loud ovation from the audience, too.
Alas, the grand-prize winner was a young woman named April -- a fellow Canadian, actually -- who skipped rope while sitting on the floor and bouncing.
Some really fast-talking dude from Chicago and the Kentucky woman who stacked coins in the indent of her throat didn't win, either.
But Kettler, a University of Winnipeg student, wasn't too disappointed.
She was told thousands of viewers sent in tapes of wacky talents, so cracking the final four was a huge thrill.
"It was all really exciting," she said. "Just going to L.A. was a prize in itself. I'm a big fan of Ellen. She is such an amazing person, so it was an honour to meet her.
"I'll remember it forever."
Earlier this month, Kettler told the Free Press she first learned how to crack an apple in half with her head during a moment of boredom. "I went to a student-exchange program in Quebec, and they always had apples to eat. About four or five of us got really good at it."
Kettler didn't leave empty-handed. The three runners-up all received $1,500 gift cards for Target.
Republished from the Winnipeg Free Press print edition May 21, 2013 A2
Updated on Tuesday, May 21, 2013 at 7:45 AM CDT: replaces photo
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Posted: 03/09/2015 by David John | Comments
After nearly a decade where the United Kingdom has been the gold standard for retirement savings policy, it is about to take a step that it may regret. The U.K. has a retirement savings system that will enable virtually all of its workers to supplement their state-paid pension with retirement savings. When it is fully phased in, they will have access to a low-cost, diversified savings platform that uses automatic enrollment to encourage participation. However, starting in April, the requirement …
Posted: 02/17/2015 by Jana Lynott | Comments
America's public health crisis has been well documented. More than two-thirds of adults are overweight, and more than 1 in 10 children become obese as early as ages 2 to 5. Boomers have the highest obesity rates of any age group, topping 35 percent in 17 states. Obesity is related to dozens of serious health issues, including diabetes, heart disease and vascular dementia. Traditional public health intervention efforts in the form of nutrition and exercise education and promotion have had …
Posted: 02/12/2015 by Neal Walters | Comments
We've been hearing a lot lately about the "Internet of Things" (IoT). Often, the discussion revolves around issues associated with data privacy and cybersecurity. So what is the IoT and what's all the fuss about? IoT refers to the ever-expanding array of devices that can communicate to external networks. While we all realize our computers and smartphones are connecting to the outside world, more and more devices such as fitness trackers, cameras, cars and thermostats are doing so as well. …
Posted: 02/09/2015 by Don Redfoot | Comments
Life spans are increasing around the world, but countries differ enormously in how they deal with increasing demands for long-term services and supports (LTSS). AARP International recently sponsored a policy symposium on the LTSS systems in Germany, France and the United Kingdom to inform important discussions about how to reform the U.S. system. As AARP Executive Vice President Debra Whitman noted in her opening remarks, the costs associated with LTSS represent the largest uninsured risk to the retirement security of …
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It's no secret that older Americans' waistlines are expanding. From 2004 to 2013, the proportion of adults ages 50 and older who were obese increased 21 percent, from 25 to 31 percent of the population*. Associated with chronic diseases like heart disease and diabetes, rising levels of obesity are taking a toll on individual health and quality of life, as well as health care costs. Among all age groups, obesity accounts for approximately 21 percent of all health spending. One contributor to …
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ACL question
My miniture American Eskimo was limping on and off for about a week that progressed to not using his rear left leg at all. Thursday I took him to the vet who took x-rays & ruled out bone cancer but did note that his muscles on his left leg were smaller than the right & predicts that he has a torn ACL. He gave him Rimadyl & referred me to a surgeon. After two days of Rimadyl Shylo is using his leg again with just a slight limp which I know isn't a cure just a sign that he is in alot less pain. My question is should I give it a few weeks(unless his limp gets worse)to see if he will heal on his own or go ahead with the surgical consult. I have read on other posts that surgery isn't always the best choice. I am keeping him as calm as possible & restricting his outside time to potty breaks only. We don't have any steps & he is not allowed on the furniture so climbing & jumping is not an issue.
If the dog needs surgery you probably should do it. You didn't say how old the dog is, but my lab had to have the surgery four years ago when he was 8 and it was a lifesaver for him. He has been doing great (knock on wood) since the surgery. Delaying the inevitable may further damage the leg, but that is just a laypersons opinion. I'm not a vet and don't make any claims to have any special knowledge other than the experience of having the surgery done for my dog. It wasn't cheap but I have not regretted doing it.
Best of luck to you!
Not sure what would be gained by waiting? I'd suggest scheduling the appointment for the consult. If it seems to be healing on it's own by the time you get him in, you'll at least have established your dog as a patient with the surgeon in the event of (likely) relapse. I agree it's the NSAID that is making your dog feel better for now. You might also want to discuss with your vet whether waiting for the surgery could result in a less successful result later on. Delay could result in other injuries and more pain for your pup.
Torn ligaments do not heal on their own. Even if they did, the cause of the torn ligament is a misalignment of the joint, so it would occur again anyway. The misalignment of the joint is almost always bilateral, so the other knee is a risk as well. The longer the surgery is delayed, the more degenerative joint disease occurs, and that is not reversible. If you are going to do surgery, doing it sooner rather than later allows the best results with the least amount of permanent degenerative joint disease.
There are pros and cons to surgery and to medical management. It is best to discuss your dog's individual case with your surgeon. Pain management is the most important issue- degenerative joint disease is progressive and painful. Surgery is painful in the short term only.
Well that dog has since passed. He lived until he was 14. He was a hound dog mix about 45 pounds. He had a partial tear of his left rear ligament at the age of 10. I know exactly when the tear happened, he was playing with my sister's dog (who was much larger than him), while running and chasing the larger dog rolled the smaller dog. So it wasn't a necessarily a defective joint issue, it was the direct result of an trauma injury.
He got up from the roll and stopped using his rear left leg. We crated him to keep him from using it and got him to the vet the next day. Xray and MRI showed a partial tear. He was just starting to be past his prime, and wasn't necessarily very active anyway...and the vet said, if we thought we could keep him from being active, running and jumping for a few weeks, the stretched muscles around the tear would heal and help support the knee. He was on medications for pain and swelling... I forget which ones (that was 5 years ago).
So he was crated or on leash for several weeks. He limped for a the first week and then seemed fine forever after that... if he was a younger dog or a larger dog we probably would have done the surgery. Well fine for an old dog...we started him on condrotin and glucosomin therapy and some other geriatric vitamins after that. He was mobile right up until the day he died (eventually a brain tumor got the best of him).
Joepyweed--Thanks for the info. My Eskie is about 6 or 7 years old ( not sure--he was an abused shelter dog when we got him). He is 23 lbs so not a very big guy. He is doing so well on his meds that I think I am going to wait a week before consulting a surgeon. Money is a real issue as my son is seriously ill & we have hospital & doctor bills out the yang right now. If Shylo's leg gets worse then I will definately look into the surgery but for now I am taking a temporary "wait & see" approach. The vet didn't say it was positively a torn ACL. He just said it MIGHT be. All the joints & bones looked fine on the x-ray. We didn't get an MRI yet.
They can't be positive without the MRI. And if your dog is using his leg, I too probably would wait and see. You'll need to restrict the dogs activity for a couple weeks. Keep him walking, but don't let him run or jump. If he is still limping after a couple weeks, you probably should follow up with the other Vet. You need to be mindful that he will always be prone to re-injury, which at that time you may be able to afford to do more.
Many dogs and people live just fine with unrepaired ACL's...they may have to adjust to limited mobility, but its not a life threatening injury. I lived with a torn and stretched out ACL for about 5 years before it FINALLY snapped, and bunched up in my knee, blocking movement. Most people who aren't athletes don't really need their ACL's repaired either... I finally repaired mine, but not until the injury blocked movement in my knee. But I survived for years with a torn ACL. It doesn't hurt until it twists or tears even more. And actually my knee hurts more now after surgery, its just more stable... the surgery offered stability but cost some daily comfort. I would imagine, its similar for dogs...
arbisi - ask to work with your vet, there is a new company out called credit care and they will give you a low interest low in order to help pay for your dogs surgery. Many vets will work with you so you can afford to get your dogs surgery done. You can cut corners on many things from meds to hardware....please get a consult so your dog does not suffer too long. If it was you and you tore your ligament how long would you want to wait? Just because your dog seems to be doing better does not mean your dog is not in pain. Good luck
IF she goes to the surgeon, they may already have a payment options. And if the dog is using the leg, she could wait for the surgery, and start saving money now for a future surgery.
If your dog is not limping, and you can handle his leg, its likely he is not in pain. Its too bad they can't talk, eh?
Your Eskie stays off the furniture??!! Even when you aren't there? My Eskie is almost 5 and weighs 23 lbs. - I refer to him as a large mini or a small standard. Personally, I would try to find a way to see the ortho and determine the damage. The MRI will be expensive (we used to have mini Dachshunds and my 2 special soulmate pups had worst case back/neck disc disease and the horrible surgeries - and they were very expensive (we are in Canada). I am sure you will understand that absolutely nothing scares me more than a dog who appears to have a problem walking. Hence we now have an Eskimo. Two years ago he suddenly became reluctant to jump up on the bed and I was very worried as I had just read on Eskie specific board of 2 Eskies that had disc related problems and their vets had suggested surgery - so within half an hour I was at the vets - they understood since they had lived through the Dachshund years and have many Dachshund patients. Fortunately, he had just pulled a muscle in his back. But as I look at his long legs I worry about Patellar Luxation and Cruciate Ligament injuries (not to mention blockages as he is a Hoover) with the jaws, teeth and claws of death. I he were to develop ACL or Patellar I would have the surgery done by an ortho. Some regular vets still do the procedures but due to the current trend towards specialization most regular vets have decided to defer to specialists. Our vet now calls in a specialist re "regular" ACL surgeries - performed in her clinic and if the more specialized procedure is called for, they are referred to the specialist licensed to perform that procedure. Often if one leg is affected, the other will follow. I fully understand the financial problems such a surgery would cause, particularly with the health problems in your family and the economy in general, but perhaps you could check out payment options/pet "credit cards" etc. that are offered in U.S. Eskies tend to live a long time and are puppies to the end so your pup has a good chance to live to be 17 and while arthritis is likely to develop, it will be much worse without the surgery. It is true that some dogs do not have the surgery and cope, but not all are so lucky. I really hope that everything works out okay for your fluffbutt.
Joepyeweed-I wish animals could talk too! He is barely limping now & I have cut his pain meds from twice a day to once so I am keeping my fingers crossed. If he gets worse I will go for the consult. I am really worried about surgery causing more harm than good & like you said many pets & people live for years without the surgery.
eccentric-- I'm serious about him staying off the furniture. All my dogs know my "no dogs on the furniture rule" but they prefer the area rugs on the wood floor since it is cooler for them (we live in Florida). Now if I could just teach the cats to stay off the furniture, beds, cabinet tops, kitchen table, counters etc...Oh well, I learned years ago to chose my battles LOL
Gosh, I so agree with Meghane. My dog just had surgery for it a few months ago. As Meghane said, it's painful for them. Imagine two bones rubbing back and forth against each other. It will only get worse. It is an expensive proceedure. It cost me $4800.00 but he was worth every penny.
Some dogs, depending upon their size, function, age and extent of injury will need surgery - no matter what.
My point is that not all dogs will need the surgery. There is quite a bit of evidence that supports the fact that many of these surgeries may be not be that helpful.
Here is a link that might be useful: Dog Knee surgery
I hope your dog has improved and is walking again without pain.
My big old dog tore her ACL CCL Crucial Ligament torn tendon in her back knee. Too old for surgery.
I also read many many forums of those whose dogs had ACL CCL tendon surgery and it went badly, a nightmare. Or dogs that are under 2 years old, too young as bones and tendons are not fully mature until 2 years old.
I have been reading about Dog Knee Braces. Who has tried a Stifle Brace?
Who did you buy it from and what was your experience?
Brace and or Surgery articles...
VeterinaryPracticeNews.com has an article
Questioning Canine Cruciate Surgery
Thanks anyone for sharing your experience with your dog wearing a Dog Stifle Knee Brace.


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A compilation of Inside Higher Ed articles from the last two years about gun issues as they affect colleges and universities. Connecticut killer was briefly a student at Western Connecticut State, which suffered losses at Sandy Hook school.
Should colleges be ranked based on crime statistics? And if they should, why are two prominent rankings yielding such different results?
Colleges are finding new ways to teach students the technique to combat sexual assault and bullying, and it's paying off in unexpected ways.
After cutting its statute of limitations for students alleging sexual assault from two years to one to comply, officials thought, with federal guidelines, Duke backtracks and eliminates the statute completely.
Two recent incidents have Terri E. Givens wondering whether faculty members are adequately trained to respond in emergencies.
Stalking is a bigger threat to students than many campuses realize and has a strong correlation to death, said one expert who implored colleges to do more.
LSU evacuates campus just days after three other institutions made similar decisions. Is there a pattern?
Inside Higher Ed
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Hi: 13° Lo:7°
By Tristan Harris Friday 18 July 2014 Updated: 18/07 11:11
THERE are a variety of activities being held at Bromsgrove's Artrix between now and the end of August.
The Summer Family Fun Festival is back with loads of creative sessions for those aged between four and 18.
Two week-long stage schools, being run by Out of the Box, will enable young performers to devise and rehearse a show which will be staged in the 300-seat theatre on the Friday evening.
Rock School runs from July 28 to August 1 and the Magic of Musicals takes place between August 11 and 15.
Sessions are held between 10am and 4pm daily for six to nine-year-olds and for ten to 17-year-olds.
Each course is £120 and those booking the first one can get the second for half-price.
Children aged between six and 11 can join Club Creative, a lively and fun holiday club being held between August 4 and 8.
There will be Sweetie Day, Jungle Day, Wonderland Day, Adventure Abroad Day and Time Machine Day, with youngsters being able to go on whichever days they want or even for the whole week.
The Family Fun Fridays are also back at Artrix this summer - between 10.30am and 3pm on August 1, 8, 15 and 22.
Those going along are urged to take a picnic and enjoy the a free craft table, free bouncy castle, face painting and different events and performances each week.
On the first Friday (August 1), there will be free balloon modelling with Magic Russ.
There will also be ceramic painting from 11am to 2pm which enables participants to paint a clay model. Tickets for that are £3.
Papercraft animals workshops - between 10am and 12.30am - are £5. Youngsters aged from eight to 12 can make a variety of animals, models and masks, before painting them and taking them home.
Pottery workshops with Hannah the Potter from Eastnor Pottery will run from 1.30pm to 2.30pm and between 3pm and 4pm. Tickets for that are £5.
Magic Russ takes to the stage from 10.30am to 11.30am in the studio. Tickets to see the marvellous magician and his cheeky friend Dave the Wonder Dog are £5 and the event is suitable for those aged between eight and 12.
The Steadfast Tin Soldier will be staged by StoryBox Theatre at 2.30pm. That centres around a little boy who is given 12 tin soldiers for Christmas - one is different and he embarks on an extraordinary journey. The spell-binding show features clockwork toys, hand-carved puppets, live music and atmospheric lighting and will delight the audiences. Tickets are £8 (£6 concessions) or £20 for a family ticket (two adults and two children or one adult and three children).
There are also a number of children's films being shown at Artrix over the summer break - they include Maleficent, Legends of Oz: Dorothy's Return, Postman Pat and How to Train Your Dragon 2.
Tickets are £6 (£5 for over 60s and £3 for under 16s).
Visit www.artrix.co.uk or call 01527 577330 for more information or to book.
Buy photos» Artrix's Summer Fun Family Festival is back. s
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We retained Ms. Demos in the context of a foster adoption proceeding. She came alongside our family during a legally (and emotionally) precipitous time. Her responsiveness, knowledge, attention to detail, and compassion were indispensable to us (and the flowers she brought for our daughter on the day of her final adoption hearing were a final affirmation that we had chosen just the right advocate). We recommend her regularly to other foster parents in the community and anticipate a continued relationship as we now move forward with estate planning.


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Well, the lord giveth and then in some cases he giveth and giveth and…well that's on the 7th day he invented breast reduction surgery.
Imagine you have Size 48NN Boobs, and you aren't on hallucinogenics, you're for real straight up cursed with mammaries from hell. Meet Kristy Love, who is making the most out of her ample bosoms to find fame, fortune and a man.
TLC's Strange Love airs tonight!
Kristy Love is "blessed" with 48NN breasts, and they weigh a total of 31.6 pounds, and she's looking for a man who is interested in her for her, not her girls.
She says, "It's time for me to find a man!"
Hey, did you forget your backpack? No worries! She has you covered: "In between my cleavage I carry my perfume, my cell phone, my car keys, my driver's license," she explains.
Strange Love airs Wednesdays at 10 p.m. ET on TLC.


text: We stayed at Captain Montagues last weekend along with two other couples. We have been there many times and each time it has been exceptional. Each and every room is quaint and clean and has its own character. Judy, the innkeeper is such a wonderful hostess. She keeps the inn in mint condition, prepares a fabulous breakfast and is always... More