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ab Global Investment Strategy Global UBS Investment Research Strategy Weekly Weight Watcher Asset Allocation Top of the cycle? 25 June 2010 Peaking lead indicators www.ubs.com/investmentresearch Leading indicators (such as the US ISM indices and German Ifo index) appear to have peaked. Moreover, the momentum in growth surprises has also faded, as noted in "UBS Global Economic Comment: Growing Cyclical Challenges," published today by Andrew Cates. What does all this imply for asset allocation? Larry Hatheway Economist An 'investment clock' firstname.lastname@example.com +44-20-7568 4053 We look at how equities, government bonds, credit, commodities, REITs and cash have performed at various stages of economic expansion and contraction, Sunil Kapadia represented by an 'investment clock'. The results are broadly intuitive: equities Economist tend to outperform early in the recovery cycle, while REITs and commodities do email@example.com better once the expansion has gained traction. Cash holdings are best when signs +44-20756 74090 emerge of a pending slowdown, while government and corporate bonds do well around the depths of an economic contraction. Markets don't always tick like clockwork Even though momentum in leading indicators is fading, it need not necessarily imply risk-asset underperformance. The key is whether private sector final demand and income generate expectations of a self-sustaining economic expansion. Equity markets have produced positive returns when the US ISM has fluctuated in broad ranges, during which momentum has also ebbed and flowed. Risk-assets have produced superior absolute returns when leading indicators are falling but labour markets are improving – a likely scenario ahead. No change in allocations In short, while investors might expect range-bound indicators and markets, we think there are benefits to a relatively balanced portfolio skewed towards income generation and defensive assets. We retain preferences for equities in the US, emerging markets, and Japan, as well as an overweight allocation to US high-yield credit. We also maintain overweights in commodities (soft commodities, agriculture and precious metals). We continue to hold underweight positions in government bonds and cash. This report has been prepared by UBS Limited ANALYST CERTIFICATION AND REQUIRED DISCLOSURES BEGIN ON PAGE 12. UBS does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision. Weekly Weight Watcher 25 June 2010 Top of the cycle? This week, we address the issue of timing asset performance in relation to Peaking indicators economic cycles, and what this implies for asset allocation. This is particularly relevant now because leading indicators (such as the US ISM and German Ifo indices) appear to have peaked. Moreover, the momentum in growth surprises has also faded, as noted in "UBS Global Economic Comment: Growing Cyclical Challenges," published today by Andrew Cates. Chart 1: Global growth surprise Index 135 130 125 120 115 110 105 100 Jun-05 Dec-05 Jun-06 Dec-06 Jun-07 Dec-07 Jun-08 Dec-08 Jun-09 Dec-09 Jun-10 Mar-05 Sep-05 Mar-06 Sep-06 Mar-07 Sep-07 Mar-08 Sep-08 Mar-09 Sep-09 Mar-10 Global growth surprise index Source: UBS/Bloomberg In what follows, we look at how equities, government bonds, credit, Different assets tend to outperform at commodities, REITs and cash have performed at various stages of economic different phases in the cycle expansion and contraction, represented by an 'investment clock'.1 The results are broadly intuitive: equities tend to outperform early in the recovery cycle, while REITs and commodities do better once the expansion has gained traction. Cash holdings are best when signs emerge of a pending slowdown, while government and corporate bonds do well around the depths of an economic contraction. What does this imply about asset allocation today? While we show that growth Slowing momentum doesn't always and cyclical phases matter for asset performance, recoveries tend to vary in imply weakness in risk-asset returns nature. Even though momentum in leading indicators is fading, it need not necessarily imply risk-asset underperformance. The key is whether private sector final demand and income generate expectations of a self-sustaining economic expansion. Slowing momentum Is growth momentum slowing? Where is growth relative to trend? Indeed, what is trend growth? These are all important questions for asset markets. Asset markets are forward looking, so expectations about future growth (e.g., as represented in a dividend discount model) and phases of the cycle should matter. 1 Please see our Weekly Weight Watcher: "An asset allocation investment clock," (May 22, 2009) available upon request or at www.ubs.com/investmentresearch. UBS 2 Weekly Weight Watcher 25 June 2010 Trend growth matters as well. Priors about where trend growth lies are crucial for judging cyclical phases. All else equal, higher trend growth is normally associated with higher asset valuations and lower risk premiums. Investors should be more willing to 'pay up' for earnings and cyclical risk if they believe structural growth prospects are improving. Interest rates will also vary according to the stage of the cycle, thereby influencing relative returns between stocks, bonds, and cash. We'll leave aside the thorny issue of trend growth for now. Instead, we Is momentum fading? concentrate below on whether growth momentum is slowing and what this implies for asset allocation. We define momentum as the change in the rate of growth—its second derivative. The second derivative indicates how quickly growth of a given economic variable is accelerating or decelerating. For example, the combination of a positive first derivative (positive rate of change) and negative second derivate represents a growth variable that is rising, but at a slowing rate. There are various measures we could use to assess economic momentum. We could, for example, consider changes in leading indicators, such as the US ISM or German Ifo indices (which by nature are forward-looking).2 The drawback is that momentum may not follow smooth patterns, and as a result growth and momentum indicators may 'flip-flop', giving uneven signals as to momentum. The charts below show the current readings of popular leading indicators, US ISM and German Ifo appear to be plotted alongside their first and second derivatives. It's clear from these charts peaking that growth momentum has started to slow – especially in the US. But equally, it's important to point out that while the upswing may be slowing, the level of these indicators is still high in absolute terms and consistent with an ongoing recovery, at least for now. Chart 2: US ISM and 1st and 2nd derivatives Chart 3: Ifo index and 1st and 2nd derivatives 65.0 20.0 10 10 60.0 10.0 5 5 55.0 0.0 0 50.0 0 -10.0 -5 45.0 -5 -20.0 -10 40.0 -10 -30.0 -15 35.0 30.0 -15 -40.0 -20 2004 2005 2006 2007 2008 2009 2010 2004 2005 2006 2007 2008 2009 2010 1st Deriv 2nd Deriv ISM (lhs) 1st Deriv 2nd Deriv Ifo Index (lhs) Source: UBS, Haver Source: UBS, Haver Drilling down into the components of these indices, we can identify 'lead indicators of lead indicators'. Our preferred measures include the 'new-orders- 2 Both the ISM and Ifo indices are examples of diffusion indices. The level of the index refers to how survey participants view growth in their businesses over time – in essence the level of the index is a sign of the first derivative of the level of activity. UBS 3 Weekly Weight Watcher 25 June 2010 less-inventory' index from the US manufacturing ISM and the 'business expectations' index for the German Ifo. These lead-leading indicators have also been turning lower, as shown in the charts below and suggest a further moderation of growth may lie ahead. As our German Economist, Martin Lueck, wrote earlier this week: "This constellation of declining expectations and improving current conditions is a classical example of a toppish Ifo scenario." Chart 4: Lead-leading indicators: US ISM Chart 5: Lead-leading indicators: German Ifo Expectaions Index 40.0 75.0 120 Diffusion Index Index 115 70.0 30.0 110 65.0 105 20.0 60.0 100 55.0 95 10.0 50.0 90 85 0.0 45.0 80 1980 1984 1988 1992 1996 2000 2004 2008 40.0 -10.0 75 35.0 70 -20.0 30.0 91 92 93 94 95 96 97 98 99 00 01 02 03 04 05 06 07 08 09 10 ISM New Orders - Inv entories ISM (rhs) Ifo: Headline Ifo: Business Situation Ifo: Business Ex pectations Source: UBS, Haver Source: UBS, Haver The 'roll-over' in lead indicators is not surprising. In a time-series sense, these 'Roll-over' in indicators driven by a indicators have reached extreme levels, from which pull-backs have been change in the shape of the recovery common. More fundamentally, as the shape of the global recovery changes from one driven by an inventory-led production lift, to a recovery more dependent on final demand, it is natural for the leading indicators to drop from high levels. Please see Andrew Cates' note referenced above for more colour on why we might expect further moderations in growth momentum. Chart 6:ISM and Total Quarterly Return from US Equities 30.0% 90 80 20.0% 70 10.0% 60 0.0% 50 40 -10.0% 30 -20.0% 20 -30.0% 10 1950 1954 1958 1962 1966 1970 1974 1978 1982 1986 1990 1994 1998 2002 2006 US Equities Total Return (qoq) ISM (rhs) Source: UBS, Bloomberg However, that development—falling purchasing manager indices—need not be Equities have often produced positive negative for risk assets. After all, equity markets have produced positive returns returns while ISM is falling or even when the ISM has traded in broad ranges, during which momentum has ebbed below 50 and flowed (Chart 6 above). UBS 4 Weekly Weight Watcher 25 June 2010 In the next section, we show that momentum has historically mattered more for the relative performance of some asset classes, while levels of growth or activity matter more for others. We examine the implications of changing growth dynamics for asset allocation by looking at an updated version of our 'investment clock'. An investment clock The following analysis is based on long-term US quarterly asset return and Historical patterns macroeconomic data, covering various cycles since the 1950s. Specifically, we compare relative asset returns to the ISM index and real GDP growth. 3 The results are presented as an 'investment clock'—the economic cycle moves in clockwise fashion around the chart, with each of the four quadrants representing above- or below-trend growth, as well as deepening or recovering growth rates (see Chart 7 and Chart 8, overleaf). The ISM index tends to lead GDP growth, so the results are slightly different in the two cases. The outcomes are largely intuitive. Below, we provide some thoughts on how the various stages of the ISM and GDP cycles have typically affected relative asset returns. Chart 7: Asset relative return sensitivity to ISM index cycles 0.40% (1) ISM below 50 (2) ISM above 50 REITs 0.30% and expanding and expanding Equities 0.20% Sensitivity to change in ISM 0.10% 0.00% Commodities -0.10% -0.20% Cash Corp bonds -0.30% Gov t bonds -0.40% (4) ISM below 50 (3) ISM above 50 and contracting and contracting -0.50% -0.30% -0.20% -0.10% 0.00% 0.10% 0.20% 0.30% 0.40% 0.50% Sensitiv ity to ISM (dev iation from 50) Source: Based on multiple regressions of quarterly asset returns on the deviation of ISM from 50 and the quarterly point change in the ISM index. How to read the chart: The x-axis represents asset out- or underperformance (per quarter) for each point the ISM index is above 50. The y-axis represents asset out- or underperformance (per quarter) for each positive point change in the ISM. Thus, REITs outperform by an additional c0.05% for each point the ISM reads above 50, and c0.30% for each point the ISM index rises from the previous quarter. 3 All asset returns are expressed relative to a benchmark US asset portfolio: 50% equities, 25% government bonds, 10% corporate bonds and 5% each for commodities, REITs and cash. REITs data only available from 1972. UBS 5 Weekly Weight Watcher 25 June 2010 Chart 8: Asset relative return sensitivity to GDP growth cycles 0.80% (1) GDP below trend (2) GDP above trend and expanding REITs and expanding 0.60% Equities Sensitivity to change in GDP growth 0.40% 0.20% Commodities 0.00% -0.20% Cash -0.40% Corp bonds -0.60% (4) GDP below trend (3) GDP above trend Gov t bonds and contracting and contracting -0.80% -0.30% -0.20% -0.10% 0.00% 0.10% 0.20% 0.30% 0.40% 0.50% Sensitiv ity to GDP grow th (dev iation from 10Y trend) Source: Based on multiple regressions of quarterly asset returns on the deviation of GDP growth from the 10- year trend and the quarterly point change in the growth rate. How to read the chart: The x-axis represents asset out-or underperformance (per quarter) for each point growth is above trend. The y-axis represents asset out- or underperformance (per quarter) for each positive point change in GDP growth. Thus, REITs underperform by an additional 0.1% for each point growth reads above trend, and outperform by 0.65% for each point growth rises from the previous quarter. Equities: Equities perform best when growth is quickening, but sensitivity to above- or below-trend growth is insignificant. In other words, the pace of expansion or contraction matters most for equities. Thus, equities tend to do well in the very early stages of recovery, when growth rates are still below trend or negative, but getting 'less bad'. Moreover, equities can continue to do well as long as growth accelerates. REITs: Like equities, REITs appear most sensitive to the pace of growth expansion or contraction—accelerating growth rates are positive for REIT returns. REITS seem to have higher beta to momentum in growth. Commodities: Commodity returns are best when the ISM index is far above Late cycle performers 50 or GDP growth is above trend. There is also some evidence that accelerating GDP growth can be beneficial to commodity prices, though that's not the case with the ISM index. Thus, commodities are more suited as late-cycle assets, producing their best returns when growth is nearing maturity. Cash: Overweight cash allocations are best when growth reaches maturity. At this point of the cycle growth is still positive but decelerating, cash interest rates are likely to be relatively high, and other more cyclically sensitive assets may plateau. Thus, cash does best when there are first signs of an upcoming slowdown. UBS 6 Weekly Weight Watcher 25 June 2010 Government bonds: Bond returns are particularly sensitive to a contraction Best when things are bad of growth, particularly when growth is already below-trend. Government bonds provide their highest returns during the worst stages of the economic cycle—when growth has fallen below trend or has turned negative, and the growth rate is decelerating. Corporate bonds: Like government bonds, corporate credit has performed best when growth is below-trend or negative, and still decelerating. Still, credit's sensitivity to worsening economic conditions is not as high as is the case for government bonds, suggesting credit may provide better returns (relative to government bonds) when growth is nearing its trough. At first glance, good credit performance at the depths of a slowdown may seem odd—after all, that's when default risk is most prevalent and credit spreads are likely widening. Still, out-performance may be supported by relatively high credit yields. What time is it now? Reading our investment clock literally, a slowdown in growth momentum Investment Clock suggests a rotation suggests a rotation into fixed income allocations from equities and REITS. into fixed income is warranted but… Commodities are likely to benefit as long as the recovery can continue. However, there are several reasons why we might not want to take the 'clock' at face value. The analysis ignores the effect that other macro and policy indicators may have on asset markets, and it is focussed on the US economy and markets only. The table below highlights the absolute and risk-adjusted performance of various asset markets in periods where US payrolls were expanding but the ISM was declining (a likely scenario ahead). US Equities and US REITS produced the best absolute returns during these periods, though the best risk-adjusted returns came from corporate bonds and REITS. Table 1: Returns and volatility during periods in which Payrolls went up and ISM down US Treasuries US Corp credit US Equities Commodities US REITs Annualized Return 7.4% 8.3% 10.4% 1.5% 14.1% Annualized Volatility 8.0% 7.0% 14.1% 11.7% 14.7% Sharpe Ratio 0.92 1.18 0.74 0.13 0.96 Source: UBS, Bloomberg Moreover as we have highlighted, it is likely that the recovery remains rather Momentum is likely to ebb and flow, uneven – growth and momentum may flip-flop from quarter to quarter. Finally, and government bond valuations look taking into account current relative valuations in markets suggests a preference stretched for equity over government bonds, while we also believe corporate credit should benefit from continued improvement in fundamentals. So, although growth momentum is likely to slow further in the near-term, we do not expect a precipitous decline in the ISMs or real GDP. We also continue to forecast a recovery in other real economic indicators such as the US labour market. This combination may lead investors to act cautiously, and perhaps lead them to expect range-bound indicators and markets. In this environment, we think there are benefits to a relatively balanced portfolio skewed towards income generation and defensive assets. UBS 7 Weekly Weight Watcher 25 June 2010 We retain preferences for defensive equities in the US, emerging markets, and Japan, as well as an overweight allocation to US high-yield credit. We also maintain overweights in commodities (soft commodities, agriculture and precious metals) and continue to hold underweight positions in government bonds and cash. UBS 8 Weekly Weight Watcher 25 June 2010 Growth model update We introduced a tactical asset allocation model developed by Geoff Kendrick in the February 12, 2010 edition of the Weekly Weight Watcher. The model utilises statistical properties of the UBS growth surprise index to generate timing recommendations between 'risk' and 'defensive' asset classes, and is a useful addition to our asset allocation toolkit. Below is an update of the most recent 'trade signal' and model performance. Past performance is not an indication of future results. UBS 9 Weekly Weight Watcher 25 June 2010 Asset allocation overview Table 2: Overview of global asset allocation Chart 9:Asset class tilts Benchmark Current Previous* Load (x) Prev load (x*) Equities Equities N. America 26.0% 27.0% 27.0% 1.04 1.04 Commodities Japan 4.0% 4.5% 4.5% 1.13 1.13 Corp Bonds United Kingdom 4.0% 4.0% 4.0% 1.00 1.00 Real Estate Europe 8.5% 8.5% 8.5% 1.00 1.00 Cash Asia 5.5% 6.0% 5.5% 1.09 1.00 I-L Bonds Rest of world 2.0% 2.0% 2.0% 1.00 1.00 Total equities 50.0% 52.0% 51.5% 1.04 1.03 Gov t Bonds -2.50% -1.25% 0.00% 1.25% 2.50% Government Underw eight Ov erw eight United States 7.0% 6.25% 6.5% 0.89 0.93 Europe 9.0% 8.5% 8.5% 0.94 0.94 Source: UBS UK 2.0% 1.5% 1.5% 0.75 0.75 Japan 3.5% 3.25% 3.25% 0.93 0.93 Dollar bloc 1.0% 1.0% 1.0% 1.00 1.00 Total gov't bond 22.5% 20.5% 20.75% 0.91 0.92 Inflation indexed United States 1.0% 0.25% 0.5% 0.25 0.50 UK 1.0% 0.5% 0.5% 0.50 0.50 Europe 0.5% 0.0% 0.0% 0.00 0.00 Total infl. indexed 2.5% 0.75% 1.0% 0.30 0.40 Corporate bonds US inv. grade 6.0% 6.0% 6.0% 1.00 1.00 US high yield 1.5% 2.5% 2.5% 1.67 1.67 Euro inv. grade 2.0% 2.0% 2.0% 1.00 1.00 Sterling inv. grade 0.5% 0.5% 0.5% 1.00 1.00 Total corp. bonds 10.0% 11.0% 11.0% 1.10 1.10 Commodities Energy 1.0% 1.0% 1.0% 1.00 1.00 Industrial metals 1.0% 1.0% 1.0% 1.00 1.00 Precious metals 1.0% 2.0% 2.0% 2.00 2.00 Agriculture 1.0% 1.25% 1.25% 1.25 1.25 Livestock 1.0% 1.25% 1.25% 1.25 1.25 Total commodities 5.0% 6.5% 6.5% 1.30 1.30 Listed real estate United States 2.5% 2.5% 2.5% 1.00 1.00 Europe 0.5% 0.5% 0.5% 1.00 1.00 UK 0.5% 0.5% 0.5% 1.00 1.00 Japan 0.5% 0.5% 0.5% 1.00 1.00 Asia 1.0% 1.0% 1.0% 1.00 1.00 Total real estate 5.0% 5.0% 5.0% 1.00 1.00 Cash 5.0% 4.25% 4.75% 0.85 0.95 Source: UBS Note: Load (x) = current weight / benchmark weight; * current as of 21 June 2010, previous as 14 May 2010 UBS 10 Weekly Weight Watcher 25 June 2010 Asset class tilts by region Chart 10: Equities Chart 11: Government bonds N America Dollar bloc Asia Japan Japan Europe Rest of World UK Europe United Kingdom United States -2.0% -1.0% 0.0% 1.0% 2.0% -2.0% -1.0% 0.0% 1.0% 2.0% Tilt Size Tilt Size Underw eight Ov erw eight Underw eight Ov erw eight Source: UBS. Note: Calculated as current weight minus benchmark weight Source: UBS. Note: Calculated as current weight minus benchmark weight Chart 12: Inflation-indexed bonds Chart 13: Corporate bonds US High Yield Europe Sterling Inv Grade UK Euro Inv Grade United States US Inv Grade -2.0% -1.0% 0.0% 1.0% 2.0% -2.0% -1.0% 0.0% 1.0% 2.0% Tilt Size Tilt Size Underw eight Ov erw eight Underw eight Ov erw eight Source: UBS. Note: Calculated as current weight minus benchmark weight Source: UBS. Note: Calculated as current weight minus benchmark weight Chart 14: Commodities Chart 15: Listed real estate Precious Metals Asia Liv estock Japan Agriculture UK Industrial Metals Europe Energy United States -1.0% -0.5% 0.0% 0.5% 1.0% -1.0% -0.5% 0.0% 0.5% 1.0% Tilt Size Tilt Size Underw eight Ov erw eight Underw eight Ov erw eight Source: UBS. Note: Calculated as current weight minus benchmark weight Source: UBS. Note: Calculated as current weight minus benchmark weight We would like to thank Raj Choudhary, an employee of Cognizant Group, for his assistance in preparing this research report. Cognizant staff provide research support services to UBS. UBS 11 Weekly Weight Watcher 25 June 2010 Analyst Certification Each research analyst primarily responsible for the content of this research report, in whole or in part, certifies that with respect to each security or issuer that the analyst covered in this report: (1) all of the views expressed accurately reflect his or her personal views about those securities or issuers; and (2) no part of his or her compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views expressed by that research analyst in the research report. UBS 12 Weekly Weight Watcher 25 June 2010 Required Disclosures This report has been prepared by UBS Limited, an affiliate of UBS AG. UBS AG, its subsidiaries, branches and affiliates are referred to herein as UBS. For information on the ways in which UBS manages conflicts and maintains independence of its research product; historical performance information; and certain additional disclosures concerning UBS research recommendations, please visit www.ubs.com/disclosures. The figures contained in performance charts refer to the past; past performance is not a reliable indicator of future results. Additional information will be made available upon request. UBS Investment Research: Global Equity Rating Allocations 1 2 UBS 12-Month Rating Rating Category Coverage IB Services Buy Buy 50% 39% Neutral Hold/Neutral 40% 33% Sell Sell 11% 24% 3 4 UBS Short-Term Rating Rating Category Coverage IB Services Buy Buy less than 1% 29% Sell Sell less than 1% 0% 1:Percentage of companies under coverage globally within the 12-month rating category. 2:Percentage of companies within the 12-month rating category for which investment banking (IB) services were provided within the past 12 months. 3:Percentage of companies under coverage globally within the Short-Term rating category. 4:Percentage of companies within the Short-Term rating category for which investment banking (IB) services were provided within the past 12 months. Source: UBS. Rating allocations are as of 31 March 2010. UBS Investment Research: Global Equity Rating Definitions UBS 12-Month Rating Definition Buy FSR is > 6% above the MRA. Neutral FSR is between -6% and 6% of the MRA. 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Senior Member
Just ended a game and on the end screen only a few things were visible. One text said mynoots:155 which was in the "minutes" area and this has a breach written all over it. Am i the only one to see this thus far?
If they did I just want the hacker to know I could use like 150000000 RP.
Bumpin dis shiet.
Lady Syndra
Nah the last time Riot got hacked, all the idiots did was type stupid stuff on the message screen.
It's this weird sense of accomplishment I guess... the hackers always have to tell everyone "I DID THIS!" so if they didn't do any of that, it was just a bug.
Messages like this? Haha.
It's hard to believe mynoots in place of minutes is a bug...
Dark Amumu Bot
No, I know. But look at the grammar and typos. Same style.
© 2015 Riot Games, Inc. All rights reserved. Riot Games, League of Legends and PvP.net are trademarks, services marks, or registered trademarks of Riot Games, Inc.


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I ❤ Jeff Lewis... Jeffrey Lewis is an amazing musician, and if you don't know his songs you probably have a hole in your heart that can only be filled by his words.... I did!
Regina Spektor 4 Days Ago
A really cool comic by @thenib If I would have known it was all just a joke at the time- it probably wouldn't have bummed me out so:-)
Regina Spektor 8 Days Ago
Regina Spektor 25 Days Ago
I just found out about #thedress Cool that colors and how we see them became national news:-) I see it as light blue and gold... But why is that not an option and what can that mean about my brain.....??? Hmmmmm. Ok. Off to ponder.
Regina Spektor 29 Days Ago
A four year old pitbull mix is lost in NYC... I saw this sad poster and I hope the puppy is found soon... It is cold out!
Regina Spektor 31 Days Ago
So happy for the beautiful and inspiring Patricia Arquette- her speech is kick ass! She is a super cool woman. Boyhood was one of my favorite films- everyone who worked on it should be so proud to have made such an original and touching work of art... Thank you!!!
Regina Spektor 33 Days Ago
I am so grateful to be alive and for all the incredible humans I get to love, and be loved by... And for our planet... And for our cosmos... And for birthday cake for breakfast! Many many thanks and all best wishes! Love regi #3candles=I'm3yearsold? #startwearingpurple #birthday #18 #yayayayay!!!
Regina Spektor 38 Days Ago
If you want to follow me in pictures- I'm here on Instagram... Under the name @reginaspektor (how imaginative of me...:-) http://instagram.com/p/zBDRB9pALN/
Regina Spektor 43 Days Ago
Regina Spektor 45 Days Ago
Regina Spektor 46 Days Ago
The talk Sam is giving on prejudice is at noon at Riland Auditorium today at New York Institute of Technology. I just turned down free pizza... I feel old:-) Sam is an amazing human being and musician. He is also a Holocaust survivor. Come if you are free!
Regina Spektor 52 Days Ago
My friend(my family, actually) Samuel Marder, a Holocaust survivor, is doing a talk about prejudice at the New York Institute of Technology. Today at noon. If you are free come by! Fine Arts Department, New York Institute of Technology @nyit #nyit
Regina Spektor 52 Days Ago
Regina Spektor 73 Days Ago
Saw this super sad and freshly printed missing person sign while walking around NYC today... If any of you have seen Jessica De La Cruz please contact her family... Hope and hope...
Regina Spektor 73 Days Ago
Today Boardwalk Empire Vol 3 is out on CD with my cover of "Love Me or Leave Me". The music on that show was super fun- I'm glad I was a part of it!
Regina Spektor 74 Days Ago
Just read that despite some hostages being freed from the Jewish store- 4 are dead and 4 are wounded.... Paris keep strong...
Regina Spektor 78 Days Ago
Such relief that the hostages have been freed. Wishing a peaceful Shabbat/ Friday night to all of Paris. Here is an excerpt from a USA Today publication: "Police ordered all shops along Rosiers Street in the famed Jewish neighborhood of Marais in central Paris closed, and the council representing Jewish institutions in France advised its members not to take any risks. The Grand Synagogue of Paris, the French capital's largest place of Jewish worship, closed as the hostage situation unfolded. A caretaker at the door said the entire synagogue had been emptied out for security reasons. Sacha Reingewirtz, 28, president of the French Jewish Student Union, said France is a dangerous place for people who clearly show they are Jewish. "What the government is doing to protect us is not enough. I refuse to have Jews here living behind walls in fear of their lives," he said. "We need more than a security plan but an educational plan to fight against stereotypes." Education and the breaking of stereotypes can the prevent hate and division among the people. Hoping this will be an opportunity for reaching out and connection while people deal with these horrible events... #JeSuisJuif #JeSuisAhmed #JeSuisCharlie
Regina Spektor 78 Days Ago
Paris sadness again today... Those poor Jewish hostages in the kosher store. My great hope is that it ends I'm minimal bloodshed... #JeSuisJuif #JeSuisCharlie


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Malena WatrousLittle Bird of Heaven starts with the urgency of a thriller, then turns into something more existential as the years (and pages) go by with no developments in the case. This is a tragedy on a classical scale. Oates more than winks at the Greeks by naming the town Sparta, the murdered woman Zoe (which means "life"). Like the original Spartans, these people are stuck in a world where physicality dominates and runs violent…Oates has been chided for a tendency toward melodrama, and the emotions in Little Bird of Heaven are definitely intense. Krista often sounds florid. But melodrama is a valid tool, one the Greeks used as well to dramatize the height of passion. In real melodrama, there's a stark line between villains and innocents. In this novel, it's not that straightforward. Oates has written a feminist novel with empathy for men, especially men without power, with no voice besides violence.
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Start-Up Smartsby Barry H. Cohen Michael Rybarski
"The section on testing your new business concept is unlike anything in any other book on start-ups. How much is it worth to know that your new business is something your customers will want--before you invest in it?" --Pat Cunningham, Wall Street Journal Advertising Advisor and former Vice Chairman, N. W. Ayer Global Advertising Agency "Start-Up Smarts is an explosive work of ten powerful, practical steps that lay out reality. " --Dr. Jeffrey Magee, Publisher, Performance Magazine To make sure your start-up succeeds in the most profitable way, you need to plan and prepare your way to prosperity. This means learning the secrets of successful entrepreneurs--from knowing whom to trust to adapting in a changing marketplace. Start-up specialists and thriving business owners Barry H. Cohen and Michael Rybarski reveal the critical keys to getting your new business up and running a profit, in-cluding how to: Create a Flexible Business Plan Find Out What Your Customers Really Want Capitalize on the Right Trends Hire the Best People Choose the Most Lucrative Partners Complete with real-life success stories from first-time entrepreneurs and the best businesses to start right now, Start-Up Smarts guarantees your new business will prosper in any market!
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Interview: Dierks Bentley on Watching Audiences React to His Emotional Songs: 'I Have to Close My Eyes'
In a concert setting, Bentley admits he occasionally gets choked up by the deeper tracks. "I have to zone away or close my eyes so I can finish the song without going there as well."
Interview: Jason Aldean's 'Just Gettin' Started' Was Almost an Album Title
Aldean tells Radio.com that he seriously considered titling his new album after the song "Just Gettin' Started."
Rob Gronkowski Poses With Cats, 'Likes To Snuggle'
The softer side of Rob Gronkowski was exposed recently in an interview with ESPN.
John Rocker Just Wants To Talk 'Survivor', Toucher & Rich Cut Interview Short
The past is the past. John Rocker just wants to talk 'Survivor.'
CBS Sports Steve Tasker Weighs In On Falcons Vs Buccaneers on Thursday Night Football
When he was drafted by the Houston Oilers in 1985, no-one expected Steve Tasker to last very long in the NFL. He may not have lasted more than one season in Houston, but the minute wide receiver and special teams ace last 12 more with the Buffalo Bills. He knows what it takes overcome adversity, but when it comes to this week's game on Thursday Night Football, Tasker isn't sure the Tampa Bay Buccaneers can overcome the strong Atlanta Falcons.
Esiason: 'I Don't Give A Damn How Adrian Peterson Grew Up'
CBS Sports' Boomer Esiason thinks Adrian Peterson should pay "a significant price."
Jerod Mayo Talks Mankins, His Own Patriots Mortality On Toucher & Rich
Jerod Mayo chatted with Fred, Hardy and Wallach Friday morning.
Robin Williams Remembered Fondly In Boston
Robin Williams will be remembered for many playing many, many characters, but his Academy Award-winning role as an empathetic therapist in the 1997 film "Good Will Hunting" left his mark on Boston.
Toucher & Rich: Hulk Hogan Shares Andre The Giant Drinking Stories
All the legendary drinking stories you've heard about Andre The Giant? Yup. They're true. Hulk Hogan came on Toucher & Rich Wednesday for wide ranging interview.
Revs Coach Jay Heaps: USMNT Still Finding Rhythm, Only Going To Get Better
The New England Revolution head coach called in to talk about Team USA's win over Ghana, their next match against Portugal, what they must to do advance past the group stage and why they must find their rhythm.


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Telephone & Addresses
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Cliff Goldsmith
91403 Sherman Oaks CA
Cliff Goldsmith (Age: 26)
11706 Bay Shore NY
Cliff Goldsmith (Age: 38)
06905 Stamford CT
Cliff Goldsmith, Cherry Hill, US, Chanticleer
View Cliff's social profiles and photos on Facebook, MySpace, and +40 Networks.
Yellow Page contacts
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lastFM: Cliff Goldsmith – Free listening, videos, concerts, stats and...
Cliff Goldsmith on Last.fm. Discover more music, concerts, videos, and pictures with the largest catalogue online at Last.fm.
Cliff Goldsmith | Campaign Finance | The Texas Tribune
The Texas Tribune. Sunday, July 13, 2014. Campaign Finance · Cliff Goldsmith. Search Campaign Finance Data. Cliff Goldsmith. Top Recipients. First Previous
Little Johnny Taylor - Biography | Billboard
... until he inked a pact with Fantasy's Galaxy subsidiary in 1963 (where he benefited from crisp production by Cliff Goldsmith and Ray Shanklin's arrangements).
Business Profiles
Cliff K Goldsmith Associates - Marlton, New Jersey 08053
Cliff K Goldsmith Associates Is A Company Located At Marlton, New Jersey. View Company Information, Address & Phone Number
Filmography for Cliff Goldsmith
Troop Beverly Hills (1989) as Song ("Hully Gully") Phyllis Nefler, a hoity-toity, out- of-touch Beverly Hills housewife, does little more with her life than go shopping.
classmates: Cliff Goldsmith
Selah High School, Selah, WA, 2001-2005
Celebrities & Politicians
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IMDB Filmography: Cliff Goldsmith
Assistant Director, Jackson Horn
IMDB Filmography: Clifford Goldsmith - IMDb
Clifford Goldsmith, Writer: The Aldrich Family
Bad news
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findagrave: Goldsmith, Cliff H
03/21/1910 - 11/11/1962, Stroud (Lincoln County, Oklahoma)
findagrave: Goldsmith, Clifford A
10/14/1926 - 07/18/1994, Denver (Denver County, Colorado)
findagrave: Goldsmith, Clifford Leroy
05/10/1925 - 06/14/1991, Los Angeles (Los Angeles County, California)
findagrave: Goldsmith, Clifford Ray "Goldy"
09/12/1930 - 01/10/2014, Dallas (Dallas County, Texas)
CLIFF GOLDSMITH JR | Texas, Birth Record Index, 1926–1995
Texas, Birth Record Index, 1926–1995 for CLIFF GOLDSMITH JR is available for free on Mocavo. Start searching for your ancestors today.
Cliff H Goldsmith - Ancestry.com
Cliff H Goldsmith
Cliff H Goldsmith in the 1940 Census | Ancestry.com
View Cliff H Goldsmith's 1940 US census record to find family members, occupation details & more. Access is free so discover Cliff H's story today.
Books & Literature
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Cliff Goldsmith | Barnes & Noble
Barnes & Noble - Cliff Goldsmith - Save with New Lower Prices on Millions of Books. FREE Shipping on $25 orders!
Audio Banter - View Profile: Cliff Goldsmith
Cliff Goldsmith is a external usenet poster in the Audio Banter. View Cliff Goldsmith's profile.
Billboard - Google Books
In its 114th year, Billboard remains the world's premier weekly music publication and a diverse digital, events, brand, content and data licensing platform....
Rock Obituaries - Knocking On Heaven's Door - Nick Talevski - Google...
The fascination with tragedy and the subsequent theatre of voyeurism are part of human nature, especially when it involves our icons, celebrities and...
Cliff Goldsmith Concert Setlists | setlist.fm
Get Cliff Goldsmith setlists - view them, share them, discuss them with other Cliff Goldsmith fans for free on setlist.fm!
Cliff Goldsmith Lyrics
Cliff Goldsmith has 0 songs.
The Olympics - The Slop Lyrics | MetroLyrics
Lyrics to 'The Slop' by The Olympics. Mama did the hully gully / Now she's got her mop / Now, let me drop this baby off / To do the slop / Well, she's gonna
The Slop - The King of Twist - Cliff Goldsmith, Chubby Checker
Cliff Goldsmith, Chubby Checker | Length : 02:05. This track is on the 4 following albums: Twist Train · Chubby Checker · Twist · Chubby Checker · The King of ...
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Hopkins v State :: 1941 :: Oklahoma Court of Criminal Appeals...
"The record in this case shows that the only testimony offered on the part of the county attorney before the trial court was the testimony of Cliff Goldsmith, Milo ...
The wisdom of Professor Happy / by the professor himself (Cliff...
Distributed by Metropolitan Life Insurance Company67 p. : ill. ; 10 cm.
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Cliff Goldsmith Orchestra - Double Crossing - Vault Records - Old...
► 2:25► 2:25Cliff Goldsmith Orchestra - Double Crossing - Vault Records - Old Wigan Casino Instrumental. mark freemans ...
TONY MATHEWS - MY WISH ( CONVOY 519 ) JOHN MANSHIP AUCTION ENDS 17th...
Tony Matthews My Wish Cliff Goldsmith's highly imaginative wall of rushing horns, fuse with driving haunting background brass arranged by Melvin Jernigan, al...
(1 - 4 from 7
Sleuthing In South Jersey: Not Quite 'Magnum, P.i.' Forget The Fast...
Ken Price had a hunch.And after tailing his subject for two dreary days, he also had proof.Price, a surveillance expert for Alan Hart Associates in...
Cliff Goldsmith; Retired Music Producer - Los Angeles Times
Cliff Goldsmith, a songwriter who produced music for various artists and television commercials, has died at a Burbank hospital. He was 66.Goldsmith died June...
Cliff Goldsmith - About This Person - Movies & TV - NYTimes.com
A biography and related information.
Fred Smith - Obituaries - News - The Independent
As western series such as Gunsmoke, Davy Crockett and Maverick began …ting TV schedules in the 1950s, the novelty record
Reports & Statements
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Wikipedia: The Olympics (band) - Wikipedia, the free encyclopedia
Co-written by Fred Smith and Cliff Goldsmith, "Western Movies" made it to #8 on the Billboard Hot 100 chart. The song reflected the nation's preoccupation with ...
channel tunnel
(too old to reply). channel tunnel. Cliff Goldsmith. 10 years ago. Are there any channel tunnel radio frequencies available for both Folkestone or Calais thanks ...
Cliff Goldsmith - Births, Marriages & Deaths [3] - Genes Reunited
Search for 'Cliff Goldsmith' in Births, Marriages & Deaths [3]
Cliff Goldsmith - Census, Land & Surveys [10] - Genes Reunited
Search for 'Cliff Goldsmith' in Census, Land & Surveys [10]
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Mance Maxine Victoria Nee Braun | lifenews.ca
Fondly remembered by her cousins Cathy (Cliff Goldsmith), Bruce (Diane Brown), Carol (George Atkinson), late Marion (David Atkinson), late ...
Cliff Goldsmith - WikiName - Baby Names - Name.com
Cliff Goldsmith in WikiName. Who is Cliff Goldsmith? Search results for Cliff Goldsmith.
Cliff K Goldsmith Association - Yahoo Local
Find Cliff K Goldsmith Association in Marlton with Address, Phone number from Yahoo US Local. Includes Cliff K Goldsmith Association Reviews, maps ...
45cat - Track Composer - Fred Smith, Cliff Goldsmith
Tracks Composed By: Fred Smith, Cliff Goldsmith. Track, Artist, Year. Western Movies, The Olympics, 1958. Western Movies, The Olympics, 1958.
Cliff Goldsmith - Search Results | Sheet Music Direct
Results for: By "Cliff Goldsmith". Instrument. Piano/Keyboard (1) · Voice (1). Notation. Piano/Vocal/Guitar (1). Artist. Cliff Goldsmith. 1-1 of 1 result.
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We found 1 result(s) for Cliff Goldsmith Durham ON.
Cliff K Goldsmith Associates - Evesham, New Jersey 08053 (18238235) |...
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Cliff K Goldsmith Associates in Marlton, NJ 8053 - phone numbers, reviews, photos, maps, coupons in Golocal247.com.
Cliff Goldsmith translation English | German dictionary | Reverso
Cliff Goldsmith translation english, German - English dictionary, meaning, see also 'Clip',Cl',Ci',Clips', example of use, definition, conjugation, Reverso...
99.9 Sun FM - #1 Hit Music Station :: Cliff Goldsmith :: Sun FM Music...
Cliff Goldsmith. Share This. Sorry, we don't have a biography for this artist. More Cliff Goldsmith. Discography. 1996Like the First Time. Loading. Use of this ...
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1ChannelMovie - Watch Cliff Goldsmith's Movies online on 1ChannelMovie - The best selection of FREE streaming Cliff Goldsmith's Movies available. Watch FREE...
@ctg1123 #Cliff Goldsmith Instagram Photos - InstaWebgram
Cliff Goldsmith ctg1123 Instagram Photos : ctg1123 10 0 03:29. An amazing shot (top right) of our apartment from our brokers @ryan_serhant and @brad_mohr ...
Cliff K Goldsmith Associates Private Detectives in Marlton, NJ 08053...
Cliff K Goldsmith Associates Private Detectives's products, services, reviews, address, phone number, driving directions, hours of operation and more. Located...
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UMDb.com - Cliff Goldsmith
Entry for artist 526997.
cliff Goldsmith
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Cliff K Goldsmith Associates lity - Marlton, NJ, 08053
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While the majority of Americans gear up for the Final Four college basketball tournament, a small segment of the population turns to a different sport...rugby. UI 7's Sarah Smith has more.
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- May 31, 2009 - May 1, 2009
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text: My husband and I spent three wonderful nights at The Master Suite and had an amazing experience. The grounds are beautiful and the view can't be beat. Donna's gourmet breakfasts were delicious and something to look forward to. Donna and Jim are the perfect hosts and did everything possible to make sure our stay was memorable.


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Nk Florist Supplies Incorporated
We've assembled information about Nk Florist Supplies Incorporated, located at 464 Tappan Rd (ZIP 07647) in Northvale, NJ. Any data provided by this resource about Nk Florist Supplies Incorporated is believed to be correct when posted. In spite of this, we do not guarantee or know for certain the accuracy, quality or suitability of the info provided. To gain any additional info about this local business click to their homepage or call (201) 784-1007.
|Business name:
|Nk Florist Supplies Incorporated
|464 Tappan Rd
|New Jersey (NJ)
|Phone number:
|(201) 784-1007
|Website URL:
Any brand names mentioned on this webpage, including Nk Florist Supplies Incorporated, are (registered) trademarks of their respective owners. Any and All brand name designations or references are made just for purposes of providing essential information about them to the visitors of this website.
How to find 464 Tappan Rd
The red symbol on the map below illustrates the location of Nk Florist Supplies Incorporated at 464 Tappan Rd in Northvale, NJ. Use the zoom in and zoom out buttons on the map to get a more general map or to get a more detailed map. To pan the map, click and drag the map.
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Meaning of flowers
Poinsettia means Be of good cheer. Hyacinth (White) with botanical name Hyacinthus means I shall pray for you and Lovliness. Grass mean Submission.
Upcoming Holidays
- Easter - Sunday, April 5th, 2015
- Administrative Professionals Day - Wednesday, April 22nd, 2015
- Mother's Day - Sunday, May 10th, 2015
- Father's Day - Sunday, June 21st, 2015
The next entry in our flower delivery services guide is Amaryllis Floral Shop located in Northvale, New Jersey, zip code 07647.


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Paramore BBC Radio One Big Weekend Video
Paramore recently performed on BBC Radio One's Big Weekend. Check out the videos after the jump, purchase a CD or vinyl of their self-titled album here and buy concert tickets here.
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Angela Mastrogiacomo
Founder of Infectious Magazine & Muddy Paw Public Relations. Lover of coffee, ice cream, and passion.
Latest posts by Angela Mastrogiacomo (see all)
- PLAYLIST: Psychedelic Pop (By Battlehooch) - February 26, 2015
- STREAM: Kendra McKinley "Do What You Want" - February 17, 2015
- INTERVIEW: Adryelle - February 16, 2015


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~My signature has been minimized for space reasons. ~
5000th post 8/3/13
~My signature has been minimized for space reasons. ~
5000th post 8/3/13
"Jomeimei" wrote:Name: Lilliana ( Red ) Scott
gender: Female, duh
looks: Red is very...red. She has long, red hair that goes down to her waist, that she usually keeps braided, but when it's loose, it's waves, glossy and gives her side sweep style bangs. She has a small frame but a big attitude and a swift figure along with Cinderella feet. ( translation: TEENY. ) she has sandy, amber eyes that are quite big and framed with dark lashes and a dark, almond shaped eyelid. Her skin is quite pale. Her features are quite foxy, and clever,and are really quite attractive and feminine
Perso: smart and skilled, Red tends to boss people around. Occasionally, she starts to think the world revolves around her, but it fades away soon enough. She has a ### temper, good leadership,and her personality toward people is decided on how you treat her. She can be flirty and crazy at one point and serious and sincere in another. She hates it when she is matched in an argument is gets a bit mean when sassed, even though she is super sassy herself. She is a good opponent, whether it comes to skill, combat, or quarreling, but she doesn't have that many friends because of the walls she's put up to hide herself. She has a weird obsession with sharp things.
Skills: she is great with words and came climb trees easily. Her aim matches her skills to swim and jump. She flexible and can really draw. She loves to sneak around and runs simply because its faster than walking .a lot faster.
Weapons: she loves all weapons, but her forte is knives and a bow. And pretty much any sharp thing she comes across.
Other: none
~My signature has been minimized for space reasons. ~
5000th post 8/3/13
Welcome to land of Kings and Queens! Take control of your tiny kingdom and gr...
Goodgame Empire is a great strategy title by Goodgame Studios. Build your own ca...
Indy Cat is a jewel puzzle game with more than 1000 levels for all eager explore...
Uncle George has left you his farm, but unfortunately it's in pretty bad shape. ...
Klondike - the last frontier of North America! And our friend's father has gone ...
The Divergent Series: Insurgent is coming out soon! Get ready with the Insurgent...
Candy's got her candies into a terrible mess, can you help her to sort them out?
A great online version of the famous Candy Crush. This is the best game launched...


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CBS is giving Happy Endings creator David Caspe his second pilot order of the season: The network has issued a thumbs-up to Cuz-Bros, a comedy that he created with fellow Happy producer Erik Sommers. The multi-camera pilot, which will be written and executive produced by the pair, chronicles the exploits of a successful lady killer whose perfect life is thrown out of whack when his "mess of a cousin"… Continue reading CBS orders comedy pilot from 'Happy Endings' creator David Caspe
Tag Archive: pilot
CBS has ordered a drama pilot about "the personal and professional life of a maverick female Secretary of State as she drives international diplomacy, wrangles office politics and balances a complex family life."
So naturally one immediately thinks of … Madeline Albright, right?
The order comes after NBC planned a Hillary Clinton miniseries and CNN ordered a Hillary Clinton documentary series and both projects died in development after facing strong protest… Continue reading CBS orders pilot about a female Secretary of State — surely based on nobody in particular
Central City has just added two new residents.
EW has confirmed that Rick Cosnett, best known for playing Dr. Wes Maxfield on The Vampire Diaries, and Danielle Panabaker, who was last seen on USA's Necessary Roughness, have been cast in the CW's Flash pilot.
Cosnett will play Eddie Thawne, a star detective who recently transferred to Central City and harbors a dark secret. And Panabaker will play bioengineer Caitlin Snow, who… Continue reading CW's 'Flash' pilot adds 'Vampire Diaries,' 'Necessary Roughness' alums
NBC is hoping that Rob Lowe can serve up more laughs on its air even after leaving Parks and Recreation.
The network has ordered a pilot for the single-camera comedy The Pro, which is set at a country club and stars Lowe as an ex-tennis doubles champion who reunites with his former partner after a public feud that resulted in both of them bottoming out. Lowe also will serve as… Continue reading NBC orders Rob Lowe comedy pilot
Fox has given the official greenlight to a still untitled multi-camera comedy from Tina Fey and fellow 30 Rock alums Matt Hubbard and Robert Carlock.
Longtime How I Met Your Mother director, Pam Fryman, is set to direct the pilot, which is about a women's college that begins accepting men, according to Deadline.
This is the same project that back in August received a series commitment from the network.… Continue reading Tina Fey comedy gets pilot order from Fox


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Cn this be semi-flush mounted? I have low ceilings.
Labyrinth 3 Henna Bronze with Khaki Fabric Shades Light Pendant
Add flair to your foyer or dining room with this metal modern pendant lighting made by Labyrinth. The shade is covered with a khaki fabric and it has a henna bronze finish that blends in with any decor. It holds three bulbs to provide plenty of light.
- Details
- Shipping & Returns
- Reviews
ITEM#: 14475189An interesting maze of shapes, this pendant features a first of its kind design. The layering of several panels of fabric shades joined together creates an intriguing effect. The light is finished in henna bronze with khaki fabric shade material.
- Material(s): Metal, fabric
- Chain: 48 inches
- Setting: Indoor
- Fixture finish: Henna bronze
- Shade color: Khaki fabric shades
- Number of lights: [3]
- Requires: (3) 100w medium incandescent A19 (not included)
- Dimensions: 16 inches wide x 37.5 inches high
- UL - Dry
This fixture does need to be hard wired. Professional installation is recommended.
|Number of Light
|3 Lights
|16 in or less
|Shade Material
|23 in or more
|Switch Type
|Assembly Required
|Bulb Wattage
|Ceiling Light Fixture Type
|Light Bulb Type
|Light Direction
|Lighting Style
|Lighting Type
|Product Features
|UL Listed
|See description
|Manufacturer Warranty
|2 year Manufacturer
|See description
|Model Number
Product Reviews
Questions & Answers
Thank you for your question and I apologize for the delayed response. Unfortunately, this lovely pendant can't be flush mounted.
Is the product really 37.5 inches high or is that a misprint?
Dimensions 34-Inch l x 8-Inch w x 26.25-Inch h Includes 48-Inch of chain and 12-Feet of wire
Will this work with a sloped ceiling?
Yes this will work with a sloped ceiling. It will still hang correctly.
Yes, it should be fine.
Shopping Guides
FAQs about Chandeliers and Pendants
Chandeliers and pendants have always been popular lighting options because they can highlight spaces and bring some pizzazz and sparkle to a room. The popularity of chandeliers and pendants has made Overstock.com's wide selection even wider and has probably left you with several questions about how to choose, hang and care for the right chandeliers and pendants. Read on to find the answers to these frequently asked questions.
Best Chandeliers for Your Home
Whether you like antique or contemporary styles, chandeliers can dress up many different rooms. It's easy to update your bedroom with a striking pendant chandelier, or add a crystal chandelier to the dining room for extra sparkle. You may have a few questions about choosing chandelier lighting that works with your style, however. Read on for tips on finding the best chandeliers for your home.
Top 5 Chandelier Styles
Whether you are building your dream house or just sprucing up your current home, a chandelier is a great way to add ambiance and decoration to a room. Chandeliers and pendants aren't just for formal dining rooms. The right chandelier can look great in any room. Although chandeliers come in a wide variety of styles, let's start with the top five.
Chandelier Trends
Looking for a way to simultaneously brighten and dress up your home? Chandeliers are the perfect solution. Chandeliers are available with many arms, multiple tiers, and shades as well as with more simple designs and streamlined structures. Look for a chandelier light with a large presence for a big room and one with a smaller profile to use in a diminutive room; the size of your chandelier doesn't matter, only its size in comparison to the rest of your home decor.
Best Lamp Shades for Your Table Lamps
Even the simplest lamps can look bolder and brighter with the right lamp shades. Whether you want to add a bit more light to your living room with sheer fabric lamp shades or create an old-fashioned bedroom with vintage lamp shades, the following suggestions will help you find the table lamps with shades that suit your style. Read on for tips on finding the best lamp shades for your table lamps.
Best Light Fixtures for Making a Statement
Light fixtures can produce big design statements in a room. If something feels incomplete, even after you've decorated, chances are your lighting situation is to blame. Replacing a standard frosted glass pendant light or a boring brass chandelier with something unique and tailored for your style will pull together all the elements of a room and highlight the architecture of a home.
How to Select Kitchen Lighting
If your kitchen looks tired, why not update it with brand-new kitchen lighting? New kitchen pendant lights or a unique chandelier could be just what your space needs for a fresh makeover. In fact, the right kitchen light fixtures add that extra touch that makes a kitchen shine. Whether you want to install recessed kitchen lighting in your home or just want to update a few existing light fixtures, the following tips can help you find lighting that will last for years and keep your kitchen looking great. Read on to learn about selecting kitchen lighting for your home.
Tips on Buying Tiffany Lamps
Easily recognizable with their colored glass shades and heavy iron stands, Tiffany lamps were first created in 1895 as part of the Art Nouveau movement. They bring the beauty of a stained glass window into your home, whether you choose small table lamps or hanging pendant fixtures. For the look of an authentic Tiffany lamp without the high price tag, shop for Tiffany-style light fixtures. Here are a few suggestions for finding the perfect one for your home.
Best Skirts for the Office
It is important to find a comfortable skirt to wear to the office that is appropriate yet stylish. Skirts are a staple of any wardrobe; they are also one of the most versatile pieces of clothing and can be worn with sweaters, blouses or jackets. Depending on your office dress code, conservative or casual styles may be appropriate, so choose styles and colors that fit into your existing wardrobe. Wear long skirts for cooler weather. While the most popular women's skirts are hemmed around the knee, cold winter months are a great time to wear longer skirts. Formal long skirts, especially those made of silk or velvet fabric, are probably out of place in the office. Stick to cotton, twill or even wool fabrics for a professional look. Ruffles and pleats can also give long skirts a feminine touch. A-line skirts are the best shape for most women because they create a waistline and widen at the hem, balancing out larger hips. Select flattering skirt sets. To ensure your skirt looks as professional as possible for the office, find a skirt set with an accompanying jacket. You can pair the skirt set with any type blouse, including silk, cotton or polyester. For a clean look, wear a skirt and jacket with a blouse that easily tucks in and does not create a bulge or pull around the skirt waist. You can also pair women's skirts with separate jackets if you want to mix up the wardrobe. Choose a slimming pencil skirt. One of the most common and fashionable skirts to wear is the pencil skirt. It pairs nicely with a variety of blouses, sweaters and jackets, making it a versatile part of the wardrobe. The pencil skirt is flattering to all body types, from very thin to curvaceous women. The skirt's silhouette is straight at the waist and narrows at the knees, allowing it to hug all of the curves of the body. Look for a pencil skirt that has a slit or pleat in the back near the hem to allow for increased movement while walking. Find an appropriate casual skirt. Casual skirts can be professional and dressy enough to wear to work. For the office, look for skirts made of cotton, khaki material, linen or even wool to provide a comfortable option. Keep casual skirts mid-length, allowing them to fall either slightly above or below the knee cap. View All Skirts Back to Guides Directory View All Skirts
Buying Chandelier Lighting for Your Dining Room
Chandeliers are the ultimate statement piece in a house. From giant crystal chandeliers that hang from high ceilings to simple styles that reside over a family dining table, lighting fixtures have the ability to make a room glow. A chandelier that is not right for your space can seem weighed down and heavy. The wrong chandelier can also lack drama that helps make a room fabulous. If your chandelier is looking old and outdated, it might be time to update with a new style.
Best Ways to Wear Amber Necklaces
Amber is not only beautiful; it is also fascinating. Amber is hardened tree resin, and various amber gemstones in a variety of sizes and shades may be used in amber jewelry. Handmade necklaces with amber gemstones are beautiful and versatile. Handmade jewelry is also often unique and environmentally friendly. You can choose from a variety of amber jewelry styles, and the orange, yellow and red shades of amber gems complement any skin tone. Amber necklaces and handmade jewelry also make great gifts. Let us help you wear amber necklaces and other jewelry selections with our tips.
How to Choose a Chandelier
Chandeliers are more than just a way to illuminate a room. They add style and become part of the home decor. Like any decorative piece, the right chandelier can make a big difference in the look and feel of a room. A large or ornate chandelier will overwhelm a small living space, and a small, simple one will not look right in a formal dining room. Here's how to choose the best lighting for your home.
How to Choose Lighting for a Home
Even the most confident of decorators can feel stumped when it comes to a lighting design for the home. After all, major decisions concerning lighting can have a dramatic effect on how your interior spaces look and feel. The diversity of styles, fixtures, sizes, finishes, and even bulbs can intimidate rather than inspire a decorator. Begin the process by looking at the rooms of friends and family that you admire and check out the lighting they use.
Best Wall Sconce for Your Living Room
You can add elegant, space-saving lighting to your home by hanging a wall sconce or two in your living room. Whether you want old-fashioned candle wall sconces for a rustic feel or contemporary wall sconces to complement your modern decor, you can create a pleasant atmosphere with the right lighting. These tips will help you choose the best wall sconce for your living room.
Tips on Buying Light Fixtures for Your Kitchen
Make your kitchen a warm, comfortable room with the right lighting and ceiling fans. Since you spend a lot of time in your kitchen preparing and eating meals together with your family, you'll want this type of home lighting to be bright enough to see ingredients but cozy enough to make this room a fun gathering place. Whether you want kitchen ceiling lights to save space or kitchen pendant lights that add a bit of color and style to the room, the following tips will help you to find kitchen lighting that works well in your home. Read on for tips on buying light fixtures for your kitchen.
How to Create Beaded-card Embroidery Projects
Beaded-card embroidery is a fun and interesting creative hobby. Using a technique that is similar to cross-stitch and a few beading supplies and tools, you can create beaded mosaic designs to use as artwork in your home or wear as jewelry or personal accessories. Beaded-card embroidery is simple to learn and can be a fantastic creative outlet and a great way to create personal gifts for family and friends. If you enjoy working with beads, then you will love beaded-card embroidery.
Choosing a Wall Sconce for Your Bedroom
One of the most versatile options for adding a lighting fixture to your bedroom is a wall sconce. When mounted to any wall in the room, these lights create a soft ambiance and can be used to highlight architectural features in the home. Complement your home decor by choosing a wall sconce for your bedroom that follows the same style.
Kitchen Decor Ideas
Over time, the kitchen has moved from being located in a separate building behind the house to a walled-off room inside the house to, finally, where it is today: the heart of the home. Most modern home layouts feature a kitchen that is open to a family room, creating a large area where family and friends can gather. Get creative with your kitchen linens and decor and enjoy a space that is both functional and pleasing to the eye. Read more about some of the most popular kitchen decorating ideas below.
Best Light Fixtures for Your Dining Room
Serve guests stylishly in the dining room when you buy elegant light fixtures to eat by. Whether you want wall lighting fixtures to create a subtle glow on special occasions or hanging light fixtures for a fancier look, the following suggestions will help you find the perfect home lighting options for your home. Read on to learn about the best light fixtures for your dining room.
Tips on Maintaining Your Bronze Bathroom Fixtures
The rich look of oil-rubbed bronze bathroom faucets is an upscale addition to any bathroom style. The copper-red color has a rustic feel, giving the bathroom a warm, inviting feel. Bronze bathroom fixtures are more corrosion resistant than their iron, brass and cast-iron counterparts, but they still require some upkeep. Keeping bronze bathroom fixtures looking shiny and new requires several maintenance and care steps, as moisture and harsh cleaning solutions can easily damage bronze bathroom hardware. Here are a few tips on maintaining your bronze bathroom faucets and other bath fixtures.
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** Most Oversize orders are delivered within 1-4 weeks. Some orders may take 6 weeks to be delivered.


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Latest content added for UNT Digital Library Partner: UNT College of Visual Arts + Designhttp://digital.library.unt.edu/explore/partners/UNTCVA/browse/?start=30&fq=untl_decade:1960-1969&fq=untl_collection:TXFC2015-02-05T21:59:29-06:00UNT LibrariesThis is a custom feed for browsing UNT Digital Library Partner: UNT College of Visual Arts + DesignDress2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc499018/

Dress of black wool. Street length with bracelet length, set-in sleeves having a two-snap closure. Collarless, V-shaped neckline. Center back zipper with hook & eye. Inset waist with gathered skirt trimmed on left with nine non-functioning, square-shaped rhinestone shank buttons and loops. Lined in black silken fabric. Designer label inside back near zipper: Mollie Parnis Boutique / New York Union label at side seam towards hem Manufacturing tag: 17 / Lot #7 / Size 12 Manufacturing tag: Order 63455 / Style 920-12 / Size (?) / Remarks #5 A 17
Dress2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc499045/

Dress in shift style of black silk. Collar of white silk is folded over front neckline giving a modified cowl look. Center back opening with 7 self-covered button and bound buttonholes; closure reinforced with covered snaps. Long set-in sleeves flair slightly to wide, rolled back cuffs of white silk. Hemline trimmed with 2" band of self. Lined in black silk. Designer's label at left of back opening: "Norman Norell / New York" Retailer's label at left of back opening: "Lou Lattimore / Dallas"
Ensemble2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc499058/

Ensemble of black wool. A) Jacket style top of black woven wool. Double breasted with six large, circular, shank rhinestone buttons and bound buttonholes. Sleeveless. Collarless, V-neck. Two front horizontal welt pockets. Back half-belt of self at waist from side to side. Lined in black silk. Designer's label at center back neckline: "Norman Norell / New York" B) Pleated skirt of same attached to a black silk slip with inserted panel at hip line. Midi length. Center back 16" plastic zipper. Unlined.
Dress2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc499012/

Day dress in orange wool knit. Knee-length. Six circular gold-colored, basket weave buttons on front top stitched seam. Decorative orange cord "tie" below wide, pointed collar with reeded, gold-colored spherical terminal beads. Short, set-in sleeves. Skirt is A-lined with pleats coming from waist. Center back zipper closure with hook & loop and 2 hook & loops on collar. Lined in orange silk crepe. Designer's label at center back neckline: "Christian Dior - New York Inc." Retailer's label below designer's label: "Neiman-Marcus"
Coat Dress2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc499025/

Coat dress of gray linen double weave with design of geometric pattern called "sheep pen". Street length with notched collar. Single breasted opening at front with two synthetic "jeweled" buttons having a large pearl center alternating with two snaps. Two vertical welt pockets at sides. Long sleeves. Box pleat at center back. Belted in back with half-belt of self. Lined in off-white silk. Designer's label at center back neckline: "Chester Weinberg" Retailer's label at left side seam of lining: "Neiman-Marcus"
Pants Suit2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc498981/

Pants suit in navy blue silk with satin weave horizontal stripes. A) Blouse. Long, set-in sleeves with 2 self-covered buttons and bound buttonholes on 2-1/2" cuffs. Pointed collar and a center front opening that forms a low V neckline closed with two snaps. Unlined. Handwritten tag at center back neckline: "Deborah / 769" B) Pants in harlow style. Full length with extra wide legs. Center back zipper closure with hook & eye and 2-1/2" waistband. Navy silk lining swing tacked to the bottom of the pants hem. Handwritten tag at center front waistband: "Deborah / 769"
Cocktail Dress2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc499020/

a) Cocktail dress of pleated pink chiffon. Sleeveless with V-shaped neckline. Knee length. Center back zipper with 3 hook & eyes on neckline band. Lined in pink fabric with pink grosgrain ribbon petersham. Designer's label at left of zipper: "Teal Traina / New York" Retailer's label on inside seam at base of zipper: "Neiman-Marcus" Union label attached to left side of zipper below waist. b) Belt of chartreuse satin. Attached to dress at center front bow and around back with left side connecting to bow with 2 hook & eyes.
Dress2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc498991/

Dress of black ribbed cotton(?) knit. Sleeveless with jewel neckline. Calf length. Yoked shoulders and inserted panels at sides. Side patch pockets. Center back opening with 4 circular black buttons and bound buttonholes, 2 snaps at neckline and 4 snaps below buttons. Lined in black silk. Designer's label on inside seam of lining: "Norman Norell / New York"
Day Dress2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc499003/

Day dress in shift style of aqua slub linen. Sleeveless. Below knee length. Wide, rounded neckline and arm holes bordered in white slub linen. Neckline has 7 pin tuck pleats. Side patch pockets with top band of white slub linen. Center back zipper with hook & eye. Belt loops at sides indicate dress once had a belt, now missing. Lined in white polyester. Designer's label at back neckline: "Teal Traina / New York"
Pant Suit2015-02-05T21:59:29-06:00http://digital.library.unt.edu/ark:/67531/metadc499028/

Pantsuit of cocoa brown and ivory silk crepe. a) Tunic style top with jewel neckline trimmed with 8 buttons self-covered buttons and loops at each shoulder. Long straight sleeves. Diagonal seam across the front with left side in ivory and right side in brown. Lined in ivory silk. Combined designer/retailer label pinned to center back neckline: "Norman Norell for Bonwit Teller" Handwritten style number tag at inside right seam, barely legible: "20831-570-8" b) Pants are harlow style. Right leg is cocoa brown and left leg is ivory. Zipper at center front and two hook & eyes on 1" ivory waistband. Lined in ivory silk.


text:
"cant wait for the next"
This is the best series I have ever found
Riggs !
Great book, amazing performance
"almost 5"
Vast, complex, death
I liked how the author built the world, but its hard to get attached to any chracter
I liked the build up, but it looks like book 2 will be better
Amazing Sci fi military novel
The blues!
I love the battles and how everything is set up.
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