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Drug take-back event planned April 30
The Henrico County Division of Police and the Drug Enforcement Administration (DEA) will give the public another opportunity to prevent pill abuse and theft by ridding their homes of potentially dangerous expired, unused and unwanted prescription drugs on April 30, from 10 a.m. to 2 p.m. To participate, bring your medications for disposal to the Public Safety Building at 7721 E. Parham Road. The service is free and anonymous, with no questions asked.
Last September, Americans turned in 242,000 pounds – 121 tons – of prescription drugs at nearly 4,100 sites operated by the DEA and more than 3,000 state and local law enforcement partners, including Henrico PD.
This initiative addresses a vital public safety and public health issue. Medicines that languish in home cabinets are susceptible to diversion, misuse and abuse. Rates of prescription drug abuse in the U.S. are alarmingly high, as are the number of accidental poisonings and overdoses due to these drugs. Studies show that a majority of abused prescription drugs are obtained from family and friends, including from the home medicine cabinet. In addition, Americans are now advised that their usual methods for disposing of unused medicines-flushing them down the toilet or throwing them in the trash-both pose potential safety and health hazards.
Four days after last fall's event, Congress passed the Secure and Responsible Drug Disposal Act of 2010, which amends the Controlled Substances Act to allow an "ultimate user" of controlled substance medications to dispose of them by delivering them to entities authorized by the Attorney General to accept them. The act also allows the Attorney General to authorize long term care facilities to dispose of their residents' controlled substances in certain instances. DEA has started drafting regulations to implement the Aact.
Tree seedling giveaway planned April 2-3
Citizen Staff Reports 03/30/2015
The Henricopolis Soil & Water Conservation District will sponsor a tree seedling giveaway on April 2 at Dorey Park Shelter 1 from 2:30 p.m. to 6:30 p.m. and on April 3 at Hermitage High School parking lot from 8:30 a.m. to 1:30 p.m. Bare-root tree seedlings are available to Henrico County residents free of charge for the spring planting season.
The following seedling species will be available: apple, kousa dogwood, red maple, river birch, red osier dogwood, loblolly pine, sycamore, bald cypress, white dogwood and redbud. Quantities are limited and trees are available on a first-come, first-served basis. Each participant is allowed up to 10 trees total, not to include more than five of the same species. > Read more.
State provides online directory of Bingo games
Citizen Staff Reports 03/30/2015
Wondering where to go to play Bingo? Wonder no more.
The Virginia Department of Agriculture and Consumer Services (VDACS) recently launched an online directory of permitted bingo games played in Virginia. Listed by locality, more than 400 regular games are available across the state. The directory will be updated monthly and can be found on VDACS' website at http://www.vdacs.virginia.gov/gaming/index.shtml.
"Many Virginia charities, including volunteer rescue squads, booster clubs and programs to feed the homeless, use proceeds from charitable gaming as a tool to support their missions, said Michael Menefee, program manager for VDACS' Office of Charitable and Regulatory Programs. > Read more.
Local couple wins wedding at Lewis Ginter
Richmonders Jim Morgan and Dan Stackhouse were married at Lewis Ginter Botanical Garden in Lakeside Mar. 7 month after winning the Say I Do! With OutRVA wedding contest in February. The contest was open to LGBT couples in recognition of Virginia's marriage equality law, which took effect last fall. The wedding included a package valued at $25,000.
Morgan and Stackhouse, who became engaged last fall on the day marriage equality became the law in Virginia, have been together for 16 years. They were selected from among 40 couples who registered for the contest. The winners were announced at the Say I Do! Dessert Soiree at the Renaissance in Richmond in February. > Read more.
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Weekend Top 10
Two events this weekend benefit man's best friend – a rabies clinic, sponsored by the Glendale Ruritan Club, and an American Red Cross Canine First Aid & CPR workshop at Alpha Dog Club. The fifth annual Shelby Rocks "Cancer is a Drag" Womanless Pageant will benefit the American Cancer Society and a spaghetti luncheon on Sunday will benefit the Eastern Henrico Ruritan Club. Twin Hickory Library will also host a used book sale this weekend with proceeds benefiting The Friends of the Twin Hickory Library. For all our top picks this weekend, click here! > Read more.
A taste of Japan
Ichiban offers rich Asian flavors, but portions lack
In a spot that could be easily overlooked is a surprising, and delicious, Japanese restaurant. In a tiny nook in the shops at the corner of Ridgefield Parkway and Pump Road sits a welcoming, warm and comfortable Asian restaurant called Ichiban, which means "the best."
The restaurant, tucked between a couple others in the Gleneagles Shopping Center, was so quiet and dark that it was difficult to tell if it was open at 6:30 p.m. on a Monday. When I opened the door, I smiled when I looked inside. > Read more.
One beauty of a charmer
Disney's no-frills, live-action 'Cinderella' delights
Cinderella is the latest from Disney's new moviemaking battle plan: producing live-action adaptations of all their older classics. Which is a plan that's had questionable results in the past.
Alice in Wonderland bloated with more Tim Burton goth-pop than the inside of a Hot Topic. Maleficent was a step in the right direction, but the movie couldn't decide if Maleficent should be a hero or a villain (even if she should obviously be a villain) and muddled itself into mediocrity.
Cinderella is much better. Primarily, because it's just Cinderella. No radical rebooting. No Tim Burton dreck. It's the 1950 Disney masterpiece, transposed into live action and left almost entirely untouched. > Read more.
'Conner's Law' provides support for disabled adults
Governor orders training for ABC agents
Business in brief
Governor creates center for mental health services
Richmond growing faster than suburbs
- More News
Print Edition
Mar. 19, 2015Click here to read the print edition.
Weekend Top 10
A taste of Japan
One beauty of a charmer
'An Evening of Country' scheduled April 9-10
Restaurant watch
- More Entertainment
Obituary – James L. Blanchard
Obituary – Martha A. Schulze
Obituary – Robert W. Taylor
- More Obituaries
Tree seedling giveaway planned April 2-3
State provides online directory of Bingo games
Local couple wins wedding at Lewis Ginter
- More Community
Cabin fever cures - and blessings
Getting schooled
Time to give spanking the boot
- More Opinions
Athlete of the Week – March 27: Walter Williams
Local bowlers win awards at tourney
Athlete of the Week – March 20: Annemarie Beran
- More Sports
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CalendarFamilies with children ages 1-5 are invited to celebrate spring at Dorey Park's Eggstravaganza from 10 a.m. to 11:30 a.m. Meet the bunny and enjoy a variety of activities including… Full text


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I created this group for supporting each other during transformation to raw vegan lifestyle. Also here will be given some tips how to suceed in a fruitarian diet, whats the most comon mistakes made by raw food eaters and a lot of more usefull info.
Members: 3148
Latest Activity: 6 hours ago
Durianrider's Tips for Beginners
Started by Leah Brower on Friday. 0 Replies 0 Likes
Hi there folks,So I'm quite new to this lifestyle, only been Raw til 4 for about a month, and I have seen a lot of improvement. However, before coming to this lifestyle, I never had a yeast problem.…Continue
Started by Hailey Faith Hemphill. Last reply by Becca on Thursday. 3 Replies 0 Likes
So Im still a new vegan I've been rawtill4 for almost 3 months. In the beginning I ate a lot and was Hungary, but now I feel like I almost have to force myself to eat enough calories. I'm just not…Continue
Started by Becca. Last reply by Jennifer Mar 23. 14 Replies 2 Likes
So I went vegan a little over 4 weeks ago and began raw till 4 about a week and half ago. I'm confused because I have seen ZERO good results. My facial acne is no better, I have not lost any…Continue
Started by Cheryl. Last reply by Cheryl Mar 23. 2 Replies 0 Likes
Day 6, feeling good but had insomnia for 3 of those days. Is this typical? Maybe it is part of detox. I have tried to be raw before but without success. I like the fact that I can eat cooked food for…Continue
Martin, I just read your post where you said you read that it was advised to take salt pills on long runs...Maybe you should read Dr. Bragg's book, he did an experiment with young college students and he himself participated. They did a long run across some desert and all those who took salt pills were dropping by the way side, (he was elderly when he did this) and he was the only one not taking them and he made it to the finish line. The point is, make sure of your source and that you do your homework before making a suggestion for people doing long runs to take salt pills. I haven't done much research on it myself, but would use caution in suggesting them.
I have been following 80/10/10 for 6 weeks now and find that when ever i get up to 15+ bananas in a day i develop really dry gooky mouth and pimples on the end and sides of my tongue and a really sore tummy (acidic feeling). I am careful only to eat ripe spotty bananas and am drinking 3 litres+ water a day. watery fruits done seems to be a problem but its hard to get the calories in with them like bananas and dates. Do you have any idea on what is causing this reaction?
That's what I heard about the Master Cleanse, from some guru online, can't remember who. You'll cleanse and detox on 811, no need for a master cleanse.
Get a good water filter, preferably ceramic. They are the best. Bottled water is a lot of hype that you don't need to pay for, and many have been found to be tap water. It is also bottled in plastic. You don't need it.
If you eat only low fat whole foods,especially sweet raw fruits,you can forget about getting too many calories,its more likely not getting enough so eat,eat,eat with a free mind.
what are some tips for not being afraid of so many calories?
@Sunshine Diaz...congratulations...
hi Everyone! on my 11th day on 80/10/10 :)
Has anyone done this yet? http://themastercleanse.org/
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Magpie Self-Hosts All Your Notes, Syncs with GitHub, BitBucket
Sick of storing all your notes on someone else's server? Magpie is a simple, web-based notes app you can host yourself that features notebooks, notes, and PDF scraping. »
Sick of storing all your notes on someone else's server? Magpie is a simple, web-based notes app you can host yourself that features notebooks, notes, and PDF scraping. » 7/01/14 2:30pm 7/01/14 2:30pm
Web: Evernote is a brilliant app if you use it right, but the more you put into your notebooks, the more overwhelming it can get. We've talked about the benefits of mind-mapping, so if you like that, Mohiomap takes all your Evernote data and turns it into a visual map for easy navigation. » 1/25/14 11:00am 1/25/14 11:00am
You might not have access to a tax professional (or the money to hire one), but that doesn't mean you don't have relevant questions that require intelligent answers. 1099.is created a forum to get credible answers to your specific inquiries. » 8/19/13 2:30pm 8/19/13 2:30pm
Spellcheck can only go so far to ensure you're writing something worth reading. SlickWrite analyzes your writing for grammar, common mistakes, and even provides statistical analysis of your text. » 5/06/13 10:30am 5/06/13 10:30am
Google Drive/Docs is great at working everywhere and offering instantaneous collaboration. Drive is not so great at letting you review changes and track specific versions of your document. Enter Draft, a writing webapp that works with Drive—and Dropbox, and Evernote, and Markdown. » 4/02/13 11:00am 4/02/13 11:00am
If you're getting your own business cards printed and you don't have a ton of money or access to professional printers, there are great online services willing to help you out. Most of them offer high quality cards, great selection of size, card stock, and designs, and fast delivery. Last week we asked you which… » 1/08/13 2:15pm 1/08/13 2:15pm
Looking to do a little professional networking? A business card might help, but if your company won't pay to print them, you work for yourself, or want control over what's on your card, you'll have to print them on your own. Thankfully, there are plenty of great sites that print high-quality custom business cards… » 1/06/13 8:00am 1/06/13 8:00am
If you want to make a great impression, you need a great business card. If your company won't pony up for cards or you'd rather have your own cards that say what you want on them, you'll need to get them printed. You don't have to spend a ton of money to get that done though, there are plenty of services that will… » 1/03/13 3:30pm 1/03/13 3:30pm
If you're in need of some ebook content but don't want to pay and arm or a leg, TopHQBooks is a search engine for discovering high quality PDFs that you can download to your ereader—or just read on your computer. » 7/09/12 2:30pm 7/09/12 2:30pm
New webapp Guestmob promises that their algorithms and carefully curated relationships with hotels in its markets will save you a good deal of money when you book your next vacation. Looking at the prices the service offers, they can definitely deliver on their promised discounts—the catch is you have to be willing… » 3/19/12 5:00am 3/19/12 5:00am
Windows and Mac OS X: Insync is a service that syncs Google Docs with your local machine so you don't have to use your browser if you'd prefer working in another word processing app. » 1/02/12 12:00pm 1/02/12 12:00pm
Your goals are something different than your to-do list. They're what you want to accomplish when you're not cranking your day-to-day gears. They make you an unabashed dweeb, but also, happier. Web app Accompl.sh is a great way to lock in your year-long goals and motivate yourself to hit them. » 11/29/11 12:00pm 11/29/11 12:00pmYou can reach Kevin…
When we told you guys about Backify, we mentioned that 512GB for free seemed like too good of a deal to be legit, even if they were re-selling the Livedrive service. Turns out we were right, and Livedrive has since cut off access to Backify. » 11/16/11 8:28am 11/16/11 8:28am
Keeping track of results of personal goals can be difficult, but AskMeEvery is a webapp that makes it a little easier by sending you a text message daily, asking you a question, then graphing your response. » 9/27/11 2:00pm 9/27/11 2:00pm
Microsoft has just launched a web version of its Windows Phone Marketplace, making it significantly easier to search for apps. » 9/27/11 9:30am 9/27/11 9:30am
The Gmail mobile webapp has been updated with new features, most notably, multiple sign-in and a couple additions to the preferences panel. » 9/21/11 2:49pm 9/21/11 2:49pm
There are plenty of bookmarking tools out there, but Pistash.io separates itself from the pack by allowing you to sort those bookmarks into categories and set reminders to visit the link later on. » 9/08/11 8:30am 9/08/11 8:30am
Generally speaking, when we think of bookmarking, we think of web pages or other important links, but if you're interested in keeping track of photos you find online and don't want to download them, Pleeq is a webapp and bookmarklet that does just that. » 9/05/11 10:00am 9/05/11 10:00am
If you're the type to hoard frequent flyer miles or credit card points, MileWise is a new search engine designed specifically to help you reap the largest rewards from flights. » 8/19/11 6:30am 8/19/11 6:30am
Kindle: One thing missing from the Kindle is a free, native to-do list. Kindletodo solves this as a webapp designed specifically for Kindle that features a simple to-do list as well as a single page notepad and calendar, but only one list and note can be saved at a time. » 8/08/11 3:30pm 8/08/11 3:30pm


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View similarly tagged posts: Business Brown Bag Series
Posted by teeterj on Oct. 25, 2011 at 5 p.m.
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Wed, April 8
Easy Website Development— The Basics of WordPress
Wed, May 13
Search Engine Optimization —The Basics
2015 Small Business Brown Bag Seminar Series
Brown Bag Notes
Rescheduled: Protecting Your Intellectual Property
The Brown Bag September event on Trademarks, Copyrights, and Patents which was cancelled has now been rebooted as Protecting Your Intellectual Property! The session will take place on November 15th at 11:45am at Cruzio, 877 Cedar Street, Suite 150, in Santa Cruz. The session is free, but you do need to register!
See the Small Business Development Center Special Events page for more information.
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Thiel: We are in a government bubble of massive size
October 13, 2014 by Jack Blood
Filed under Economy
This is likely the news you are to be distracted from hearing…
YES we know that MR Thiel is a Bilderberger etc…
CNBC (GE / Comcast)
Silicon Valley venture capitalist Peter Thiel told CNBC on Monday that we are in a "government bubble of massive size," and that the bond market is the most distorted of all the markets. (see metals too..)
In a wide-ranging interview on CNBC's "Squawk on the Street," Thiel also spoke about tech investing, the PayPal-eBay split, Alibaba, cybersecurity and Elon Musk.
"I think the thing that is most distorted is the bond market and fixed income, and perhaps less on the equity side, but we certainly are back on a government bubble of massive size," he said.
Tech stocks are quite a different story, he added.
Read MoreCNBC NEXT List: Peter Thiel
"They're somewhat overvalued but that's not the core of the insanity," he said. "Tech investors always overrate growth and always underrate durability. You can measure growth but you can't measure durability."
He said he thinks Airbnb is undervalued.
October 13, 2014 by Jack Blood
Filed under Economy
A new report of "economic freedom" around the world finds the US ranked 12th among 152 countries, tied with the United Kingdom, and lower than neighbor Canada or Australia. The index, published by the Cato Institute and Canada's Fraser Institute, has been published since 1996. As recently as 2000, the US ranked 2nd in the world, in terms of boasting a free economy. The US's declining ranking will lower future economic growth.
The index, built on decades of research by Nobel laureates and dozens of leading scholars, measures 5 broad factors that impact the economy: 1. Size of government; 2. Legal structure and security of property rights; 3. Access to sound money; 4. Freedom to trade internationally and; 5. Regulation of Credit, Labor and Business. Countries where citizens are freer to engage in business and trade and property and legal rights are protected by the rule of law will score higher on the index. According to economic research, though, these countries will also do better economically and create and generate more wealth.
The 10 freest economies in the world are: Hong Kong, Singapore, New Zealand, Switzerland, Mauritius, United Arab Emirates, Canada, Australia, Jordan, and Chile and Finland tied for 10th.
America's descent down the ladder of economic freedom is unsettling, in itself. More troubling, however, is the chief factor behind the US decline. The biggest drop in US economic freedom has been in the country's legal structure. The report notes that, "increased use of eminent domain to transfer property to powerful political interests, the ramifications of the wars on terrorism and drugs, and the violation of the property rights of bondholders in the auto-bailout case have weakened the tradition of strong adherence to the rule of law in United States."
The rule of law has long been the foundation of America's economic prosperity and liberty. The US ranking in this area has plummeted to a terrible 36th place in the world. This, combined with increased regulation is stifling US economic growth. The report observes, "[t]o a large degree, the United States has experienced a significant move away from rule of law and toward a highly regulated, politicized, and heavily policed state."
The report estimates the cost of the decline of economic freedom in the US. On current trends, future economic growth will be half the historic average of a 3% yearly gain. The past few years have schooled us on the impact low growth has on the labor market and economic outlook.
This latest report is a sobering look at the scale of challenges facing the US. Curtailing government's leviathan isn't simply solving a math problem, i.e. getting revenue and spending figures for government to balance. A far larger threat is the accumulation of thousands of rules and regulations that not only stifle innovation but also undermine our personal and property rights.
A balanced federal budget is insignificant and meaningless if the rule of law has been subverted. No single election or administration can repair that damage. That is a task that must be tackled by a generation.
Tax refunds will be cut for ACA (Obama Care) recipients
September 22, 2014 by Jack Blood
Filed under Economy
Slap in the face? Maybe… However we still believe that "tax credits" are a joke of extortion, and a Protection racket extending straight to the Federal Reserve. How many major corporations will get to keep their "Pre-funds" while the rest are chased and potentially jailed?
Actual Solutions for US healthcare NEVER get considered without paying off Corps O'merica their cuts!
A significant benefit of the Affordable Care Act is the opportunity to receive money-saving tax credits up front to cut the overall cost of health insurance, but now hundreds of thousands of consumers could owe back some of that money next April.
Those affected took advance payments of the premium tax credit for health insurance. Some married couples could owe $600 or $1,500 or $2,500 or even more. It might feel like a raw deal for some who are already suffocating under the escalating costs of health insurance.
"Health insurance is confusing enough, and now they're adding the complexities of the Tax Code," said Lorena Bencsik, a member of the Michigan Association of CPAs and owner of Prime Numbers in Ferndale.
When you file that 2014 tax return next year, the Internal Revenue Service will compare your actual income for the year with the amount you estimated when applying for exchange-based health insurance under the health insurance law.
The next open enrollment period begins Nov. 15. But notices were sent this week to some consumers whose incomes don't match up to such things as 2012 tax return information.
On Monday, the Centers for Medicare and Medicaid Services said at least 279,000 households reported incomes that still don't match what the government has on record. Supporting documents are needed by Sept. 30.
What can you do to avoid tax-time problems?
Experts say people need to realize early on that they should report changes in income and other changes in one's life, such as a marriage, throughout the year. See HealthCare.gov to report "income and life changes."
Of course, many people may have no idea that they'd need to report changes.
The IRS put out some more details on the issue mid-month.
What should you report? A move, an increase or decrease in income, a marriage or divorce, the birth or adoption of a child, whether you started a job that offers health insurance and whether you gained or lost eligibility for other health care coverage.
Best spots for information: HealthCare.gov and IRS.gov/aca.
Karen Pollitz, senior fellow with the Kaiser Family Foundation, said many people who qualify for these tax credits aren't working 9-to-5 jobs with regular salaries. So guesstimating one's income for the coming year can be very tough.
"It's people in transition. Maybe they're in and out of work," she said. Or maybe they're self-employed.
People who lose a job would want to report that change during the year, as well, because that change can lead to a higher advance payment for the credit.
"Life changes can drive tax changes," said Mark Steber, chief tax officer for Jackson Hewitt Tax Service.
Steber stressed that people need to make sure to update information via HealthCare.gov or their state insurance exchanges.
The Kaiser Family Foundation site has a calculator to help figure out potential tax credits, based on one's situation.
Premium tax credits are available to individuals and families with incomes between 100% of the federal poverty line ($23,550 for a family of four this year) and 400% of the federal poverty line ($94,200 for a family of four) who purchase coverage in the health insurance marketplace in their state.
The tax credits are paid directly to the insurer, if taken in advance. People are not required to take the entire credit in advance. Realistically, if you cannot afford insurance, you'd need some credit in advance.
To be sure, there are some caps on the amount filers must pay back and the cap is based on household income. The cap ranges from $300 to $1,250 for some single taxpayers and $600 to $2,500 for married taxpayers, again based on income.
But if the income is 400% or more above the poverty line, there is no cap and the taxpayer must pay back the full amount.
Rules exist for qualifying for the premium tax credit: You must buy health insurance through the marketplace; you're not eligible for coverage through an employer or government plan; your income must be within certain limits; you do not file a married-filing-separately federal tax return (unless you meet certain exceptions, such as victims of domestic abuse and spousal abandonment) and you cannot be claimed as a dependent by another person.
The actual credit would vary based on how close your are to the federal poverty level, your age, the size of your family and where you live.
Sadly, it's fair to say some people will see some unexpected, unpleasant surprises on their tax returns next year.
Joe Biden Reminds Us Who Owns the USA
September 22, 2014 by Jack Blood
Filed under Economy
Here is just another piece of evidence showing who owns the country–the Elite "Global Money Paradigm".
From the local Aspen Daily News out of Colorado we read,
Vice President Joe Biden is in town through this evening for an event sponsored by the private equity firm Forstmann Little & Co. (see below)
The invite-only gathering is an annual autumn affair in Aspen, and typically attracts big names from the worlds of politics, business and entertainment for off-the-record discussions. A sitting vice president would be one of the bigger gets in recent memory.
Biden's 40-car motorcade sped to Aspen after landing at the Eagle County Regional Airport, arriving in town around 8:30 p.m. Law enforcement personnel escorting the motorcade blocked every intersection as the caravan passed along the 70-mile route using Interstate 70 and Highway 82. The operation, which a Pitkin County sheriff's deputy said went smoothly, will be repeated in reverse this evening when Biden leaves town.
"I've never got here that fast from Vail before," said a local who was hired to drive one of the cars and asked not to be identified because they are not authorized to speak to the press.
The area around the St. Regis hotel was crawling with Secret Service agents, local cops and private security shortly after the vice president's arrival. Around 9:45 p.m., a second motorcade left the St. Regis for the Hotel Jerome.
Biden is said to be participating in a discussion with noted interviewer Charlie Rose today.
In case you are thinking that we need a few "sunshine laws" to put these "off the record" discussions on the record, here's an indication that "the most transparent Administration in history" would rather keep things in the dark.
According to Biden's public schedule at the www.whitehouse.gov website, Biden held a roundtable discussion on domestic violence in Denver at 3:30 p.m. on Friday. His schedule listed no public events through the rest of the weekend.
Well, I guess, since this is a private group with private access to a Vice-President it is none of the public's business.
That's quite a government we've got.
Forstmann, Little & Company is a private equity firm, specializing in leveraged buyouts (LBOs). At its peak in the late 1990s, Forstmann Little was among the largest private equity firms globally
Ted Forstmann (Yale University) was a golfing partner of Derald Ruttenberg at the Deepdale Country Club on Long Island. He arranged for Ruttenberg to meet Henry Kravis and Jerry Kohlberg of the start-up Kohlberg Kravis Roberts. Kravis and Kohlberg proposed what they called a leveraged buyout. After the two had left, Ruttenberg suggested that Forstmann could do the same himself.
Successful acquisitions include Gulfstream Aerospace, Topps Playing Cards, Dr Pepper, Stanadyne Inc., and General Instrument. The company has usually been successful in making a profit on such purchases, selling Gulfstream to General Dynamics, and General Instrument to Motorola.
One prominent episode in the life of the company was the 1988 bidding war for RJR Nabisco. Forstmann Little offered to acquire RJR Nabisco, but the management (chiefly F. Ross Johnson) instead chose Shearson Lehman Hutton. In the end, the board of directors chose Forstmann Little's arch-rival, Kohlberg Kravis Roberts & Co.. The episode was popularized in the book Barbarians at the Gate: The Fall of RJR Nabisco.
Other headline transactions the firm participated in include Revlon (1985), which resulted in the so-called Revlon Duty, and Citadel Broadcasting, of which Forstmann Little owns 27%, following a merger with ABC Radio in 2006. In 2004, Forstmann Little acquired IMG in a $750 million deal, and in 2005 bought 24 Hour Fitness for $1.6 billion.
In December 2006, newspaper reports on the inquiry into the death of Diana, Princess of Wales alleged that U.S. intelligence agencies had bugged Forstmann's phone or plane and monitored his relationship with Diana. She and her sons were said to have planned to visit him in summer 1997, but British security reportedly blocked the visit over security concerns related to the bugging.
All of the founder have recently died (cancer) and it appears that KKR is running FL and co as a shell corp.
Read more at Political Outcast
Ron Paul's 'Audit the Fed' bill returns to Congress
September 15, 2014 by Jack Blood
Filed under Economy
He is not Congress any more, but his "Audit the Fed" bill lives on after him.
House Republican leaders scheduled a vote on the legislation for sometime this week, as one of a series of pre-election bills designed to highlight lawmakers' stances just before they go home to face voters.
Mr. Paul made the bill one of his causes, and after years of trying finally pushed it through the House in 2012 on an overwhelming 327-98 vote. But Senate Majority Leader Harry Reid, who had previously said he supported an audit of the Federal Reserve, reversed himself.
"If Harry Reid refuses to hold the vote before the Senate leaves town, you can help us make sure the American people hear about it all the way until Election Day and build so much pressure by the time Congress returns, the Senate will be forced to act in the Lame Duck," Mr. Paul said in an email to supporters from his advocacy group, Campaign for Liberty.
Mr. Paul retired from the House after the last Congress. The current House version of the legislation is sponsored by Rep. Paul Broun, a Georgia Republican. His version cleared the House oversight committee on a voice vote in July, suggesting continued bipartisansupport.
The bill would order the Government Accountability Office, which is Congress's chief investigative arm, to review the Fed's decision-making — particularly on monetary policy.
Congress established the Federal Reserve nearly a century ago. The system, which consists of a board of governors and 12 regional banks, act as lenders of last resort to the country's banking system, and it is charged both with fighting inflation and with promoting economic growth and employment.
The Congressional Budget Office said the bill would cost about $5 million for the staff required to conduct the audit. The CBO also said the Federal Reserve would spend money complying with the review, which would end up costing the government about $3 million in lower revenue from the Fed over the next decade.
The previous chairman of the Federal Reserve, Ben Bernanke, had opposed an audit, saying it could lead to politicians second-guessing the secretive board's decisions. When Mr. Paul's bill came up for a vote in 2012, Mr. Bernanke called it a "nightmare scenario."
Mr. Paul's son, Sen. Rand Paul, Kentucky Republican, has a companion bill in the Senate, but that has not seen any action with Democrats controlling the chamber.
Despite Democratic leaders' opposition, a number of rank-and-file Democrats support the legislation.
Indeed, 19 Democrats in the House are co-sponsors of Mr. Broun's bill, while in the Senate, Sen. Mark Begich, Alaska Democrat, is a co-sponsor. Mr. Begich even bragged about his support for the legislation in a recent Senate campaign debate.
Read more: Washington Times
PAPER: Rand Paul distancing himself from libertarian past…
Wages Down 23% Since 2008… Bank Profits Near Record Levels
August 12, 2014 by Jack Blood
Filed under Economy
Fed Official Warns 'Disappointing' Growth Could Foretell Future…
Sluggish jobs market points to structural problems…
Bank Profits Near Record Levels…
Banks are lending to companies and individuals at the fastest pace since the financial crisis, helping propel profits to near-record levels.
U.S. banks posted $40.24 billion in net income during the second quarter, the industry's second-highest profit total in at least 23 years, according to data from research firm SNL Financial. The latest profits are just below the record $40.36 billion recorded in the first quarter of 2013.
Banks are lending to companies and individuals at the fastest pace since the financial crisis, helping propel profits to near-record levels. Saabira Chaudhuri joins MoneyBeat with Paul Vigna. Photo: Getty Images.
The rebound comes even as bank executives say rising costs of regulation are hurting their businesses.
Banks set aside less money to cover soured loans, helping to boost profits. At the same time, overall loan growth increased at its fastest quarterly pace since the financial crisis, topping $8 trillion in total loans outstanding for the first time since SNL began tracking the data in 1991.
Commercial lending rose at an annualized 12.6% rate in the second quarter.
Growth in consumer lending, particularly student lending, auto loans and credit cards, also has picked up, to about 6% from 3% a year ago.
On the heels of the financial crisis, some lawmakers, regulators and consumers complained that banks weren't lending enough. But steady improvement in credit quality, or borrowers' ability to repay loans, is prompting banks not only to lend more but also to ease their standards.
The improving picture reflects a healing of the U.S. economy five years after the official end of the recession that began in late 2007. White House officials on Friday said the U.S. labor market is about 80% back to precrisis levels.
"Everyone is delighted to see a resurgence of bank earnings that is consistent with the economic recovery nationwide," said John Kanas, an industry veteran who is now chief executive officer of BankUnited Inc., a lender based in Miami Lakes, Fla.
So far, the results haven't impressed investors, who remain concerned about a range of headwinds facing the industry, from growing regulatory costs and stubbornly low interest rates to steep slowdowns in mortgage lending and securities-trading revenue. Such issues have weighed on other measures of bank health, such as the returns lenders generate on their equity.
The KBW Bank Index, which tracks the stocks of 24 banks, is down 0.9% so far this year, compared with a 4.8% rise for the S&P 500 index.
Still, it has taken years for the nation's banks to get back on track since getting pummeled in the financial crisis by soured loans and bad investments.
"The second quarter was an inflection point in the profitability story for banks," said SunTrust analyst Eric Wasserstrom. "The bad is starting to bottom out, the good is starting to gain momentum."
In part, the recovery has been slow because the depth and breadth of the financial crisis took many bank executives by surprise, coming after years of bumper profits driven by the housing boom and low default rates on loans. Banks earned $40.21 billion in the last three months of 2006, the industry's third-most-profitable quarter, as mortgage lending surged. Figures from SNL, which is based in Charlottesville, Va., aren't adjusted for inflation.
This time, the growth is being driven primarily by business loans.
"It's definitely a lot easier [to get a loan]. There is no question about it," said Randy McCullough, chief executive of Charles & Colvard Ltd, a jewelry company based in Morrisville, N.C. The company recently closed on a three-year, $10 million credit facility with Wells Fargo WFC -0.12% & Co.
Banks' willingness to lend has also been good news for STW Resources Holding Corp., a water-reclamation and oil-field-services company that recently received a $3.5 million line of credit.
"Credit lines are opening up nicely in the form of equipment and project finance," said Paul DiFrancesco, the head of finance and business development for the Midland, Texas, company. Mr. DiFrancesco declined to name the bank that granted the credit.
Regional banks reported the strongest growth in commercial and industrial lending during the second quarter. Cleveland-based KeyCorp, for example, posted a 13.4% increase in commercial, financial and agricultural loans from the year-earlier period, to $26.4 billion, helping to drive a 5.5% gain in loans overall.
Citigroup Inc. C +0.15% delivered a 3.7% gain vs. the year before in total loans outstanding. Wells Fargo & Co. and J.P. Morgan Chase JPM -0.15% & Co. logged gains of 3.6% and 2.9%, respectively.
The higher loan levels come as banks are easing up on their underwriting standards to borrowers. A Federal Reserve survey of senior loan officers released last week found that lenders were loosening standards and loan terms for commercial and industrial loans and commercial real-estate loans.
Several large banks had said they had eased standards, raised credit limits and reduced the minimum required credit score for credit-card loans, according to the survey.
Banks also saw their second-quarter profits lifted by a reduction in the amount of money they set aside to cover future bad loans. So-called provision expenses fell to $6.59 billion in the second quarter from $7.61 billion in the first quarter and $8.53 billion in the second quarter of 2013.
Big banks are still releasing some of those reserves, an action that pumps up profits. The four largest U.S. banks—J.P. Morgan Chase, Citigroup, Bank of America Corp.BAC -0.17% and Wells Fargo—released a total of $2.25 billion of reserves in the second quarter, up about 20% from the first quarter.
The improving profit picture isn't trickling down to bank investors, however, because analysts and investors remain concerned about the long list of obstacles facing the industry.
One important measure of bank profitability is return on equity, or the amount of profit a bank generates as a percentage of shareholders' equity.
RBC Capital Markets analyst Gerard Cassidy notes that the 20 largest banks he covers reported a median return on equity of 9.3% in the second quarter, up from 8.4% in the first quarter. But a return on equity below 10% "is one of the biggest obstacles to higher stock valuations," he said.
U.S. jobs pay an average 23% less today than they did before the 2008 recession, according to a new report released on Monday by the United States Conference of Mayors.
In total, the report found $93 billion in lost wages.
Jobs lost during the recession paid an average $61,637. As of 2014, jobs in the same sectors paid an average of $47,171 annually.
"Under a similar analysis conducted by the Conference of Mayors during the 2001-2002 recession, the wage gap was only 12% compared to the current 23%–meaning the wage gap has nearly doubled from one recession to the next," stated the Conference of Mayors in a statement.
The report also found that 73% of metro area households earn salaries of less than $35,000 a year.
President Barack Obama, who is on a two-week vacation at Martha's Vineyard, has yet to comment on the dour economic findings.
Obama the Hypocrite… Speaks out against Corp. Inversion, Aids Corps who do so
August 6, 2014 by Jack Blood
Filed under Economy
What else is new you say…. Would Tariffs solve this problem? Weigh in below…
President Barack Obama says U.S. corporations that adopt foreign addresses to avoid taxes are unpatriotic. His own administration helped one $20 billion American company do just that.
As part of the bailout of the auto industry in 2009, Obama's Treasury Department authorized spending $1.7 billion of government funds to get a bankrupt Michigan parts-maker back on its feet — as a British company. While executives continue to run Delphi Automotive Plc from a Detroit suburb, the paper headquarters in England potentially reduces the company's U.S. tax bill by as much as $110 million a year.
The Obama administration's role in aiding Delphi's escape from the U.S. tax system may complicate the president's new campaign against corporate expatriation. After a wave of companies announced plans to shift addresses this year, Obama last month labeled the firms "corporate deserters."
How U.S. Companies Buy Tax Breaks
The Delphi case also highlights how little attention the administration paid to the tax avoidance technique until recently. Only this year did Obama include a measure in his annual budget proposal to prevent some tax-driven address changes, which are known as "inversions." Thanks to gaps in a Congressional ban on contracts with inverted companies, his administration continues to award more than $1 billion annually in government business to more than a dozen corporate expats.
IRS Case
The Obama administration is now trying to rescind the tax benefits of the Delphi deal that it helped broker. In June, the Internal Revenue Service told Delphi that the 2009 address change should be disregarded for tax purposes, and that Delphi must pay taxes as a U.S. company. Delphi says in a securities filing that it will "vigorously contest" the IRS's demand.
"The recent rise in inversion transactions has the IRS and Treasury and the president understandably rattled, so they're now trying to play catch up," said Julie Roin, a tax professor at University of Chicago Law School. "They were worried about other things in 2009."
U.S. companies have been inverting for decades. The pace of departures began to quicken about two years ago, as a series of drugmakers sought to become Irish. The issue caught the attention of lawmakers and the Obama administration this year. The companies are trying to escape the country's 35 percent corporate income tax rate,the highest in the developed world.
With some of the country's biggest companies, including Deerfield, Illinois-based Walgreen Co. and New York-based Pfizer Inc., having considered such plans, legislators are increasingly concerned that the U.S. corporate income tax base will dwindle. One Congressional estimate puts the cost of inaction at $19.5 billion in forgone revenue over the next decade.
Examining Options
The Treasury Department said yesterday that it is examining options for curbing inversions that wouldn't require Congress to act. Such changes could limit inverted companies' ability to claim interest deductions that reduce their U.S. taxable income.
To be sure, the administration's goal in helping Delphi in 2009 was to prop up its main customer, Detroit-based General Motors Co. — not the corporate tax base. The Treasury Department said at the time that it wouldn't micro-manage GM or force changes for government policy reasons, although it did intervene in the politically sensitive area of executive pay.
Adam Hodge, a Treasury Department spokesman, said the department's work with Delphi was limited to providing funding through GM in order to shore up a crucial supplier for the automaker.
Saving Car Industry
"We weren't involved in that decision regarding the tax implications in their emergence from bankruptcy," he said, adding that he got his information from the former Treasury officials who worked on the bailout. "We were focused on trying to save the auto industry." He declined to answer specific questions, citing the pending IRS dispute.Timothy Geithner, the Treasury secretary during Obama's first term, also declined to comment.
Claudia Tapia, a Delphi spokeswoman, declined to comment on the IRS dispute or the government's role in Delphi's address change. The company's shares have more than tripled since a 2011 initial public offering.
"Delphi was on its deathbed. They had to do something to keep the company from being liquidated," Roin said. The favorable tax treatment may have helped save Delphi, she said.
Delphi's official home base is now an hour's train ride east of London, at a plant and research compound in the county of Kent. Inside windowless gray factory walls, workers in navy blue uniforms make pumps for diesel engines. Employees there said last week that top executives rarely visit.
Delphi's Beginnings
These days, most U.S. companies trying to escape the domestic tax system do so by buying a smaller company abroad and adopting its address. Delphi took a different route, through a courtroom in Manhattan.
The journey began in 1999, when GM, the largest U.S. automaker, spun off some of its parts-making operation as an independent company. The plan was to separate Delphi so that it could thrive on its own, supplying not just GM but rivals around the world.
That didn't work out so well. Saddled with legacy obligations to union workers, Delphi filed for bankruptcy protection in federal court in 2005. By 2009, with the nation in recession and GM itself tottering, Delphi was still limping along in bankruptcy, sustained by occasional cash infusions from GM.
Rescue Loans
Facing the worst car market in decades, GM and Auburn Hills, Michigan-based Chrysler were themselves running out of cash. Some officials said they feared an economic catastrophe if the automakers were forced to liquidate and put hundreds of thousands out of work.
In December 2008, the outgoing Bush administration approved $17.4 billion in rescue loans for GM and Chrysler. In February, Obama assembled a task force led by Steven Rattner, a Wall Street financier, to oversee the bailout.
The Treasury task force had broad authority at the automakers, because the terms of the government loans propping them up gave it veto power over major decisions.
One of the team's first jobs was to fix Delphi. GM still depended on its former subsidiary for crucial parts like steering assemblies. A liquidation of the supplier could end up shutting down many of GM's assembly lines, too. But the team members didn't want GM to dump money into Delphi indefinitely. In March, the night before GM was slated to get court approval to hand over another $150 million to Delphi, the task force rejected the plan.Delphi would get no more cash from GM unless it was part of an exit from bankruptcy.
Platinum Deal
Negotiations ensued between Rattner's task force, GM, Delphi's executives, and its creditors.
By June 1, the task force found a solution it could endorse: the bulk of Delphi's assets would be sold to Platinum Equity LLC, a Los Angeles-based private-equity firm. GM would provide most of the financing, and then separately would buy Delphi's steering unit and four U.S. factories.
In his 2010 book about the bailout, "Overhaul," Rattner credits his team with sealing the Platinum deal, working through sleepless nights to "put the parts company onto a glide path toward successful resolution."
Tax-Friendly Luxembourg
He doesn't mention one detail of the transaction that was disclosed three weeks after the Platinum agreement in a public court filing: Platinum was considering registering the new Delphi in tax-friendly Luxembourg rather than in the U.S. The following month, Platinum took steps to carry out the plan, dispatching lawyers to register two Luxembourg entities. Both bore the name Platinum used for its Delphi project: Parnassus, the mountain in Greece where, according to legend, the oracle of Delphi issued her prophecies.
Meanwhile, GM made its own trip through bankruptcy court to shed its debts. On July 10, 2009, it emerged under the formal control of the Treasury Department, which had swapped some of its debt for stock and now held 61 percent of the shares. Rattner stepped down, and his task force began disbanding, handing much of its authority to a reconstituted GM board.
In an interview, Rattner said as far as he can remember, he wasn't aware of any plan for Delphi to take a foreign address until Bloomberg News asked him about it a few weeks ago. He said others on his team handled the details of the Delphi negotiations, which he said contributed to the industry's revival.
"The companies are making money. They're hiring more workers. The whole supplier base, including Delphi, is doing well," Rattner said. "In 2009, they were about to evaporate from the planet."
Platinum Out
The deal with Platinum soon ran into trouble.
Creditors including Elliott Management, the hedge fund run by New York billionaire Paul E. Singer, said Platinum was buying the company too cheap. So Elliott and another hedge fund, Greenwich, Connecticut-based Silver Point Capital LP, put in their own bid for the company, offering to swap their debt for new shares. On July 26, 2009, they agreed with GM to cut Platinum out of the deal.
In some ways, the Elliott deal was similar to the one Rattner's task force approved the previous month. GM would provide crucial financing for the new company — a $1.7 billion direct investment in its equity, making it a shareholder alongside the hedge funds. GM would also buy the steering business and other assets for about $1.1 billion.
All this spending would depend on the Treasury Department's approval. After it emerged from bankruptcy, GM ended up with $16 billion of Treasury Department funds in a special escrow account that could be tapped only with the government's blessing.
Another detail remained the same as well: GM and the hedge funds agreed to register the new Delphi in Luxembourg or another, mutually agreeable foreign country.
Complex Discussions
The agreement was "the result of complex and extensive arms-length discussions among Delphi and its various stakeholder groups," including creditors, GM, and the Treasury Department, Delphi said in a July 27, 2009, court filing.
A few weeks later, Elliott and Silver Point dispatched lawyers in London to register a new limited-liability partnership, Delphi Automotive LLP, using the law firm's address near Finsbury Square.
In October, GM, with authorization from the Treasury Department, pumped $1.7 billion from its government escrow account into its new English partnership with the hedge funds. GM's contribution entitled it to about half of the initial cash generated by Delphi, dropping to about 35 percent over time.
English Home Base
England wasn't an obvious choice as a new home base. For years, Delphi had sought to diversify its customer base and shift production to lower-cost nations around the world; only about 5 percent of its workforce remained in the U.S. Still, the U.S. was its biggest market, and GM its largest customer. Most top executives lived near the company's headquarters in Michigan. Delphi had some factories and employees in the U.K., but it had more in the U.S. And the three lead investors in the new Delphi — Elliott, Silver Point, and GM — were all American.
One reason for choosing England was its tax system, according to two people who were involved in the discussions and who spoke on condition of anonymity because the matter is politically sensitive. Given Delphi's long struggle to achieve viability, a lower tax rate would give it a "fighting chance," one of the people said.
Lower Corporate Taxes
Along with Ireland and the Netherlands, the U.K. is becoming increasingly popular with companies seeking to flee the U.S. system. In addition to Pfizer, AbbVie Inc., an Illinois drugmaker with a market value of about $85 billion, announced plans last month to become a U.K. taxpayer.
The U.K. not only has a lower corporate tax rate — 21 percent — than the U.S., but it taxes companies only on their domestic earnings. U.S. companies must pay taxes on the profits of their foreign operations — a major hindrance for Delphi, whose factories are spread around the world.
Judge Robert Drain, who approved the sale in bankruptcy court, declined to comment. Spokesmen at Elliott and Silver Point also declined to comment, and Mark Barnhill, a partner at Platinum, didn't respond to requests for comment.
Hedge Funds Win
The Delphi takeover proved to be a huge win for the hedge funds, and for Treasury-controlled GM. Stripped of its debts and its U.S. tax domicile, the company surged in value.
GM sold its stake back to Delphi in 2011, recognizing a $1.6 billion after-tax gain. Elliott did even better, according to the New York Post. Singer's fund turned a $300 million investment into $1.3 billion by the time Delphi sold shares to the public that year, the Post reported at the time.
After Delphi got its New York Stock Exchange listing in 2011, its stock continued to advance. With a market capitalization of about $20 billion, it's now among the biggest and most profitable U.S. corporate expatriates.
Going public required Delphi to switch from partnership to corporate form. Becoming a U.K. corporation, though, would have required an accounting change that could have threatened its eligibility for inclusion in the Standard & Poor's 500 Index of the largest U.S. companies. Instead, Delphi incorporated in the tiny English Channel island of Jersey, a self-governing Crown dependency that didn't require the accounting change. Still, Delphi retained an English address for tax purposes.
Under U.K. law, a company incorporated elsewhere can be deemed domestic if it's "managed and controlled" from there. Chief Executive Officer Rodney O'Neal, 60, an Ohio native who studied engineering at a GM-sponsored college, continues to work in Troy, Michigan, along with most of his top officers.
Delphi meets the "managed and controlled" requirement by holding the majority of its board meetings in England, said Tapia, the Delphi spokeswoman. Ten of the 11 Delphi board members are Americans. The other is from Germany.
IRS Notice
One cloud on Delphi's horizon is the IRS case.
In September 2009, just before GM and the creditors bought Delphi, the IRS surprised them by issuing a noticeinterpreting a five-year-old law meant to prevent companies from shifting their legal addresses offshore. This reading of the law threatened to imperil the tax benefit of Delphi's shift to England. In securities filings, Delphi said its lawyers disagree with the interpretation.
In June of this year, the tax agency sent Delphi a notice saying that it is still a U.S. company for tax purposes. Although the back taxes it would owe wouldn't be material, Delphi said in a securities filing, its future annualized effective tax rate would rise to 20 percent to 22 percent if the IRS prevails. That's well below the U.S. statutory rate of 35 percent, but 3 to 5 points more than the effective rate of 17 percent Delphi paid last year. Most U.S. companies pay less than the statutory rate because of various breaks, including tax credits and deferred taxes on foreign earnings.
Tax Costs
Analysts expect Delphi to earn about $2.2 billion before taxes next year, according to the median estimate of 12 surveyed by Bloomberg. Based on that estimate, an additional 3 to 5 percentage points in its tax rate would cost Delphi $66 million to $110 million. The analysts expect pre-tax profit to increase the following year. The IRS declined to comment.
Companies renouncing their U.S. tax citizenship became a front-page issue in April, when the drugmaker Pfizer announced plans for a British address. A few days later, Rattner wrote a column in the New York Times urging Congress to revamp the tax code, and take quick action in the meantime to prevent such tax flights.
"These days, tax avoidance feels like a full-fledged business strategy, with American citizens as the losers," hewrote.
President Obama took up the theme last month in a speech at a college in Los Angeles, where he called for an end to what he called an "unpatriotic tax loophole."
"My attitude is I don't care if it's legal — it's wrong," the president said. "You shouldn't get to call yourself an American company only when you want a handout from American taxpayers.
Criminal Bankers Are Never Punished, They Just Pay the Cost of Doing Business
August 5, 2014 by Jack Blood
Filed under Economy
This article is about criminal bankers in London. I'll tell you right now, and very plainly: America's bankers are every bit as evil—and worse. Also, our government protects those here, just like European governments do over there.
From Wall Street Insights & Indictments : "Justice? Not When There's This Much Money."
Lloyds just paid $350 million fine for its part in manipulating the Libor, the London Interbank Offered Rate, only the most important interest rate on the planet.
The Libor is so important because bankers use it to calculate the cost, value and price of trillions of dollars of loans from sea to shining sea.
That Lloyds got caught isn't the travesty.
That's just the cost of doing business.
The travesty is that Lloyds suspended two traders linked to the manipulation scheme. Not fired –suspended.
But it gets better.
One of the traders, who isn't supposed to be named – psst, it's Clive Jones – has been suspended before. That's right. Jones rejoined Lloyds in mid-2012 as global director of money markets after being suspended for presumably manipulating Libor.
Of course, Jones said he didn't do that. And, of course, the bank's internal investigation team presumed he didn't, so they let him come back to work on his next bonus.
The other derivatives trader the bank suspended, who you're not supposed to know, is John Argent(while British, I don't think he's related to Rod Argent of "Hold Your Head Up" fame). And he's probably going to get his job back, too.
These sociopaths add nothing to the real economy. They produce no products, provide no necessary services, but make part of their gains by playing complex games with numbers, and the rest by skimming fees from others—in that regard, they're like toll booth operators on the financial highway who personally invest nothing to build or maintain the road.
[See also, "Why Are Bankers Dying?"]
They bet high and win, and they get big bonuses. They bet high and lose, and you (the taxpayer) bail them out, because they're "too-big-to-fail," of course. They manipulate and break the law to reap trillions, and pay a fine of a few hundred million or a billion, and keep on rolling.
All of this made possible by the Federal Reserve, and Central Banks around the world, who exist almost solely to protect the criminality and its gains, and to invest a part of their booty in buying politicians who will keep the show going.
Who owns the stock of the so-called Federal Reserve? Private banks do. And you think the Fed cares about protecting you, not the banks? Puh-leeze!
Read more at Political Outcast
Rand Paul Is going after Asset Forfeiture "laws"
July 30, 2014 by Jack Blood
Filed under Economy
This is a NATIONAL EPIDEMIC of Highway Robbery!
Political Outcast
We have written many times about "civil forfeiture" or "asset forfeiture" (see here,here, here, etc). It involves the police taking your property. The idea is that you should lose what you have gained by crime. But the law works so that you don't have to be convicted. If the cops grab it you have to prove that you should get it back.
According to Radley Balko in the Washington Post , "Rand Paul introduces bill to reform civil asset forfeiture."
The law, called the Fifth Amendment Integrity Restoration (FAIR) Act, would require the government to prove its case in a court of law before it could seize assets.
The bill would also require states "to abide by state law when forfeiting seized property." This is important. Currently, a number of state legislatures across the country have passed reform bills to rein in forfeiture abuses. The problem is that the federal government has a program known as "adoption" or "equitable sharing." Under the program, a local police agency need only call up the Drug Enforcement Administration, Bureau of Alcohol, Tobacco, Firearms and Explosives or similar federal agency. That agency then "federalizes" the investigation, making it subject to federal law. The federal agency then initiates forfeiture proceedings under the laxer federal guidelines for forfeiture. The feds take a cut and then return the rest — as much as 80 percent — back to the local agency.
What really bothers me about this bill is that no one has done it before. Why not? We have had conservatives in Congress and even in the Senate before Ron Paul. We virtually owned the government from 2000 to 2006. Yet never before has any Republican offered such a basic law to restore civilization?
Why is that?
How can you justify Civil Asset Forfeiture?
* My cash or possessions can be taken by The State upon mere SUSPICION that they were used in a crime
* I must then PROVE my innocence to regain my property — the exact OPPOSITE of "innocent unless proven guilty."
This isn't a rare event. It's commonplace. Cops depend on it to fund their budgets and buy military equipment for their departments. This isn't "law enforcement." It's organized crime.
In contrast, the 5th Amendment says…
"No person shall be… deprived of… property, without due process of law."
Eternal justice says…
"The accuser must prove the accused is guilty."
Morality at even the toddler stage says…
"Don't take what doesn't belong to you."
If you support this atrocity how can I EVER trust you to "govern" me?.
This is why I need you to support Sen. Rand Paul's S.2644, the FAIR Act, which would…
* require CLEAR AND CONVINCING evidence that property was used in a crime
* require CLEAR AND CONVINCING evidence that the owner of the property was complicit to the use of their property in the commission of a crime
* end federal-state "partnerships" that reward asset seizures
* end the "profit motive" in federal law enforcement by having any forfeiture proceeds go to the Treasury instead of the Justice Department
Obama's $11 Billion Arms Deal With "Terror-Sponsoring" Nation of Qatar
July 22, 2014 by Jack Blood
Filed under Economy
MORE MASSIVE HYPOCRISY! Aid Israel in Killing of Palestinians due to "Hamas" …. Aid Qatar while they affiliate with 'Hamas'(WHO is HAMAS?)
Apaches and Javelin defense systems are heading off to Qatar as part of our wonderful relationship with the terror-sponsoring nation that also happens to share close ties with Hamas and Al Qaeda. The weapons are valued at $11 billion.
Examiner.com reported that the Qataris will also be privy to "the main sub-components of the ECS [Engagement Control System]..The ECS is air conditioned, pressurized (to resist chemical/biological attack), and shielded against electromagnetic pulse (EMP)."
Qatarian royal family with Ismail Haniya Hamas terrorists Organization leader
That is very ironic given we aren't even protecting ourselves from EMPs and we could do so relatively cheaply.
Qatar is the country where the five Taliban terrorists were released in exchange for deserter Bowe Bergdahl.
Congressman Brad Sherman recently called out Qatar for its funding of Hamas.
Qatar's royal family are tied to Al Qaeda. They tipped off Khalid Sheik Mohammed when we were hunting him down.
Our ally, Saudi Arabia, has threatened to blockade Qatar over their terrorism resulting from their close ties with Egypt's Muslim Brotherhood.
At the end of 2010, Qatar was labeled the worst on counter terrorism efforts, the New York Timesreported.
We are giving $11 billion to these friends of Hamas, who are at war with our ally Israel, while we are at the same time preparing to fire 30,000 soldiers over the next 17 months so we can bring our Army down to the size of Turkey's. Also at the same time, Congress is pushing the Enlist Act which will encourage illegal aliens to join the military. The Pentagon is also looking to keep and seek out Muslim military.
Former Al Jazeera Head on Quitting, the Arab Spring, and Qatar's Role
Qatar's foreign domestic workers face abuse and exploitation, Amnesty warns
Victims of forced labour and human trafficking describe 100-hour weeks, as well as physical and sexual abuse from employers – more HERE


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Marine Adventure for TANGO
Follow these cute fishes and guppies into an underwater adventure! Prove your matching skills by matching 3 or more fishes and guppies on the playing board. Explore the amazing marine world and collect all kinds of cute fishes sea animals to win amazing rewards!
Enjoy addicting game play unlike any match 3 puzzle game you've played! The amazing animated marine graphics, exciting bubble pop sounds and fun background music make Marine Adventure a beautiful matching game that's addicting to everyone! Your imagination will be fully unlocked.
Have fun with the matching brain teasers in Marine Adventure for Tango!
Matching Games – Try and beat each level in this match three of a kind game!
• Collect the different fishes and guppies by matching at least 3 fishes or guppies of the same color.
• Match 3 same fishes for a basic combination
• Match 4 to get a rocket to blow a row of fishes away
• Match 5 to get a cross rocket to blow two rows at a time!
• Brain teasers keep you matching other fishes, guppies and other marine life as you splash through the levels!
• Pop and collect more fish, guppies, turtles or clams by combining the same color two times in a row to earn bombs!
Addicting Brain Teasers – Test your match three skills underwater in one of the most challenging fish games!
• Matching and collection challenges are given to you at the beginning of each level
• Play matching games with limited moves
• Engage in challenging boss battles at the end of every chapter
• Try and beat each level without wasting a life! Lives are replenished after 20 minutes
• Earn starts to advance to the next chapter, or use your cash!
• Play addicting mini-games to earn daily bonuses including free coins and free cash
As you splash through hundreds of brain teasers, you will unlock 22 amazing maps that show you different faces of marine life, from underwater to even high up in the sky. If you enjoy addicting games, match 3 apps or have ever liked a puzzle game, you'll absolutely love this underwater matching game!
Join the marine mania and start matching! Marine Adventure is a fun free matching game that takes you through the depths of an ocean world. With addicting brain teasers and cute fishes and guppies, you can keep playing all day! Dive into this awesome matching puzzle game and download Marine Adventure today!
Marine Adventure is a game that takes you through the depths of a fun filled ocean world. Dive into this awesome, match three game and download the app today!
For questions or comments about Marine Adventure, the underwater themed match three puzzle game, reach out to us at: http://www.tango.me/contact
This application is published by Tango and use of this application is governed by Tango's Terms of Use. This application is developed and managed by 6Waves Games. For the Privacy & Cookie Policy, please visit https://www.6waves.com/privacy-policy.
For more information about other games that Tango offers, visit us at: http://www.tango.me/games.
Atlantis Adventure: match - 3
Travel through Atlantis, solve puzzles, complete levels and just have a great time!
Game features:
* More than 30 different locations and over 500 interesting levels - you won't have time to miss!
* 9 sorts of boosters and 7 sorts of amulets that make the game easier and more comfortable.
* 6 types of puzzles that fit every taste.
* Colorful graphics and stunning effects.
* Compete with friends by synchronizing your game progress with Facebook.
Adventure Xpress
• A new twist on Match-3 gameplay - Equip weapons, armor, and spells to personalize your strategy against foes. Match three or more runes to attack.
• A huge journey - As part of the Adventure Xpress you'll travel to over 275 battle locations across a sprawling world map.
• Heartwarming stories - If you're risking your life as a courier man or woman to deliver these letters you should at least get to read them, right?
Now, if that isn't enough to sell you - here are some more details:
THE BASICS (in case you're unfamiliar)
- Match runes to attack - three or more horizontally or vertically will charge up your weapon's attack and strike when your turn is over.
- Match four or more to make special runes that when matched will clear even MORE.
- Chain reactions and combos will hit for more damage.
THE TWISTS (bet you didn't think of these!)
At each location you'll encounter multiple enemies. You keep the same rune board and spell power throughout, so as you match you can strategize your plan against later enemies or final boss characters of each location. Vanquish them all and receive the spoils of coins, potions or stamps to upgrade your weapons, armor, and spells.
- Each weapon's stats impact how much it will hit and the number of runes you need to match to activate a Critical in your next turn.
- Some weapons will even regenerate health for matching certain rune types!
- The rune's elemental type determines its strength against the enemy.
- Unlike other Match-3 games, each move doesn't have to be a match so you can strategize combos (though each time you make a move with no match, your enemy gets a free attack on you).
- Request boosts from friends or spend premium currency to tip the scales further in your favor.
THE FEATURE LIST (download it already!)
• Over 275 battle locations over a huge game map
• Battle over 30 types of enemies
• Play as a male or female courier
• Equip 20 types of weapons and 10 types of armor, both with multiple quality and element enchantments
• 5 elemental spells to learn, upgrade and unleash on your foes
• Connect with friends to boost your stats and smite enemies
• Game Services Achievements
• How have you still not put this on your device?
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PUZZLE PRISM---No1 PUZZLE GAME which is highly evaluated by medias and users.
"PUZZLE PRISM" is still increasing its fans!
**How to Play
--Flick upside and left/right/ to rotate blocks and down to drop.
1.Use various forms of blocks to fill the gaps between blocks.
2.If you succeed it, the blocks will be exploded.
3.Do it continuously to get large explosion.
-You can play the "PUZZLE PRISM" with very simple keypad.
-All the game modes support a global high score rankings system
Various type of game modes.
Show me your skill and unlock all of these!
Enjoy the game with out any time restriction
Score as high as possible within a restricted time frame in 2 minutes.
Difficulty is the highest from the beginning; this one is for advanced players.
You can enjoy the game in a different way in for advanced players
Ranked 1st in Google Play Japan.
Mater piece of Puzzle game.
**User reviews
-This game feels like a PS1 game, and I mean in the best way possible, totally worth the cost!
-PRISM is everything a puzzler for the mobile device should be.
Uncomplicated yet challenging game play, great music, clean and polished design, addictive.
-This is the most addicting puzzle game in the store!!
**Media reviews
-Sometimes you just need this sort of classic "go to" game on your device.
One that's fun, plot less, and has long term replayability. Well, here it is.
(Touch Arcade)
Puzzle Prism's graphical bells and whistles gloss over the awkward transition,
but we doubt you'll ever be as hooked on this as you were on the classic 2D version of Tetris.
(Pocket Gamer)
Cruel Games: Red Riding Hood
A psychotic killer wants to play a game. He has dubbed you Red Riding Hood, as your red attire suits the story well. You must play through his twisted fantasy, going from one crazy puzzle to the next! Find hidden objects throughout the world to help you on your journey to save the one you love. Don't be afraid, as the wolf can sense your fear. Make sure this story has a happy ending by defeating the Wolf and ending his murderous game!
- 38 creepy locations
- 28 mini-games add to the fun
- A plethora of hidden object scenes
- Unlimited hints and tips to help if you get stranded
- Interactive tutorial to help get you off to a fast start
Einstein Challenge Full
This is not a single game, but 5 different games in one app. All can be played in various difficulty setting and game modes, giving you hours of good time. And best of all: time spent on this game will activate your brain, enhance your visual memory and improve your concentration skills.
Different games inside this app are designed to train your mind if different dimensions:
* Memory Test is designed to train your short-term memory, visual memory and concentration. Mastering these skills is crucial for learning new things as well as in everyday life activity.
* Perception Test is designed to train your skills in finding, detecting and spotting. These skills are very important in your real life choices, when you need to quickly find best solution.
* Math Skills Test is designed to train your mastery with numbers. Einstein would never make his discoveries without these skills. These skills are also very handy whenever you want to invest money, take a loan or pay your taxes.
* Color Skills Test is designed to improve your color memory and image processing skills. This test is quite different than the others and is suitable also for small kids that do not know the numbers.
This application will analyze how good you are in all above skills and present it as comparison to Albert Einstein's brain (or what would be expected of him, given his genius-level intelligence). You can even beat the Einstein result, if you are good enough.
Constant brain training is essential both for kids mind development and for keeping brain active and not aging for adults. This app is suitable for any gender, age and profession. You can train every day and observe your progress by unlocking subsequent achievements. There are many achievements to unlock, for different games and different difficulty levels. In time you will see that your brain performance gradually improves.
Buying this app might be the best investment you have ever made!
How to play:
Einstein's Challenge consists of three tests, but you can also take each test separately. You might select one of three difficulty levels before each game. On easy difficulty, tests are usually easier, but number of points is decreased. On high difficulty, there are additional obstacles that make it harder to pass the test. Number of point is increased however.
There are also special game modes:
* Quick game mode: Play until first mistake. This is a mode for best players that want to achieve highest scores. Time for each stage is shortened in this mode. You can get much more score in this mode.
* Training mode: Play without time limit. You can decide by yourself how much time do you need for each stage, but you are not awarded any score for playing this mode.
== Additional notes ===
* This application does not need any permission to run.
* No ads, no internet access, no meddling with your device or your personal data.
* Tons of achievements to unlock.
* If you like this app, please give us 5 stars!
TextTwist 2
UPDATE: For users experiencing power drain issues with this game, we are currently working on a fix.
Little Shop: World Traveler
Sudoku Adventure
Follow the adventures of our hero in story mode, or play an unlimited amount of freshly generated Sudokus in free-play mode.
The game features
- Nicely designed hi-res (HD) graphics that look good from small screen to tablet
- Music and sound effects
- All the basics you expect: pencil in functionality, display of wrong entries
- 30 level story mode
- Unlimited number of Sudokus in three difficulty levels in free-play mode (Sudoku Generator)
Free, with ads.
With downloading the game, you explicitly agree to the Terms of Usage set forth at: http://www.apptebo.com/game_tou.html
Orbital FREE
Orbital has until now won several prices and was among the top ten games in Japan, Norway, Switzerland and other countries. The New York Times mentioned it as one of those applications making your smartphone magical and featured it as one of the games which are worth downloading. So what are you waiting for? Give it a try !
Orbital is confirmed to work on the following devices: Google Nexus One, Samsung Galaxy S, Nokia Xperia X10 Mini, Asus Transformer
Awards and Prizes:
*Game of the Year denki.co.uk
*Winner DiscoveryBeats Apps Contest
*Silver Award pocketGamer.co.uk
- jayisgames.com
- pocketgamer.co.uk
«A picnic to understand, but a marathon to get beyond the first few minutes, Orbital's simple style is perfect for those looking for fill the odd spare moment.» 8/10
- Keith Andrew (pocketgamer.co.uk)
«While there are already a few games that share the same gameplay mechanics as Orbital, none of them look anywhere near as cool.»
- Eli Hodapp (toucharcade.com)
«BitForge has managed to combine the addictive gameplay of Peggle and the beauty of Geometry Wars, two digital forms of crack, into one easy to use package.»
- Chad George (thatvideogameblog.com)
«Orbital takes simple gameplay and dresses it up with a unique "gravity" feature and enhanced graphics. The game can be very frustrating at times, but that won't keep you from coming back for another try.» 4/5
- Will Raskin (148apps.com)
«Orbital has got fantastic graphics and unfussy features. Come to think of it, there are really no negative points about the game. Good going, Bitforge!» 5/5
- Yoyo (iphonefootprint.com)
Shoot the colorful orbs onto a grid. As soon as the orb stops it will grow until it hits an obstacle (wall or another orb on the playing field). Now you have to shoot the orb several times with the following orbs until it's destroyed. Every destroyed orb grants you one single point. You could collect endless points but there is one difficulty: The shot mustn't hit the death line above the cannon. If it does, the game is over! How many points can you get?
- Single & Two player mode
- 3 game modes: Gravity, Pure & Supernova
- Beautiful particle effects
- All-time & 24 Hours online Leader board
- Facebook connection: Compare with your friends on Facebook
ORBITAL is based on Gimme Friction Baby by Wouter Visser.
More from developer
Slingo Adventure
Join The Joker, The Cherub, and other classic Slingo characters on an adventure through the world of Fair Chance! It's up to you to recover King Diamond's stolen scepter and rescue the Queen from everyone's favorite Slingo nemesis, The Devil.
Slingo Adventure combines classic slot machine gameplay with Bingo and Keno style number matching. Play through 200 (and counting) fun, fast paced level by spinning, daubing, and wagering your way to success. Don't forget! The faster you match, the bigger the bonus!
Use Power Ups to overcome challenges! Invite your friends via Facebook and keep track on each other's progress and scores! Enjoy a variety of skill and chance minigames that let you wager your score! Newly added is the Collapse mode where you must clear the board within a set time! This is Slingo like you've never seen before!
**Game Features**
Start with 200 levels of Slingo number matching fun, there's more on the way!
A whole new world of Slingo to explore
Slots and Bingo with a bit of Keno style gameplay!
Unlock 12 new and returning Power Ups!
Wager your score during chance-based minigames!
Collapse mode, clear the board before time runs out!
Connect on Facebook to challenge and help friends in their adventure!
Show that you're a Slingo fan by liking us on Facebook!
***Slingo Adventure players using Android devices with 512MB of memory or less may experience freezing and crashing issues. We are working hard to fix these bugs and further optimize the game for all players. Thank you for your patience.***
If you encounter issues with Slingo Adventure please contact our customer support team: email@example.com
More apps from GameHouse:
- Slots by GameHouse
- GameHouse Casino Plus
- Collapse! Blast
- Delicious – Emily's Honeymoon
- Delicious – Emily's Wedding
Visit GameHouse:
Delicious Emilys New Beginning
Can you help Emily combine her work in the restaurant with being a good mother?
Note this is a trial version with a paid in-game unlock.
Game features
- The game is available in English, Dutch, Portuguese, German, Swedish, Italian, Spanish and French
- Help Emily overcome daily challenges in this heartwarming cooking game
- Enjoy full family bliss with 60 levels in 6 different locations
- Fulfill all 20 achievements and add 18 memorable moments to the baby's book
- Discover 4 fun-filled levels in the first restaurant for free
What to expect?
Delicious - Emily's New Beginning is a time management game filled with love. Not only will you discover a restaurant game full of food serving challenges, but you'll also experience a once in a lifetime story!
There's something to love for everybody. Improve your serving skills as you wait on hungry customers, catch up with all the lovely characters, become a food game expert and capture lots of memorable moments.
Enjoy a delicious taste of cooking game fun!
This game is brought to you by GameHouse. GameHouse offers a wide variety of great casual games for both desktop and mobile devices. It's good to game! www.gamehouse.com
To play our great games in Dutch, Portuguese, German, Swedish, Italian, Spanish and French, visit our website www.zylom.com.
More Delicious apps:
- Delicious - Emily's Honeymoon Cruise
- Delicious - Emily's Wonder Wedding
- Delicious - Emily's True Love
- Delicious - Emily's Taste of Fame
Collapse! Blast: Match 3 Free
Invite your Facebook friends and challenge them to weekly tournaments in this socially connected, free puzzle game. Match groups of colored blocks to achieve high scores, earn rewards and climb to the top of the charts. Practice makes perfect. Earn valuable XP points as you continue to play and compete. Unlock power ups along the way to help you score big and advance against your friends before your time is up.
Game features:
* Fast action, 60-second matching game play
* Challenge your Facebook friends
* Share your achievements with friends on Facebook
* New game board and challenges every week
* 8 Power Ups to help you score big
* Available in 7 languages
Download Collapse! Blast for Android now and find out if you have what it takes to blast your way to the top in this wildly addictive, fast-action 60-second matching game.
GameHouse Casino Plus
Our popular Casino and Slots game with exciting gameplay and stunning graphics is available now on your Android device.
Win BIG on our huge selection of Slot Machines with great odds and even better Bonus Games. Cash out with our progressive Jackpot Bonus, and boost your FUN at our Video Poker and Blackjack tables.
Enjoy this highly addictive game even more by connecting with Facebook. Connect now to:
* Receive 100,000 FREE Coins
* Post your achievements
* Invite friends to play
* Send and receive gifts
Redeem your Free Daily Spin for Bonus Payouts on our super Mega Wheel. But that's not all - Collect your in-game Bonus Coins every 2 hours.
Start Winning today with GameHouse Casino Plus!
Sally's Salon Luxury Lite
Slingo Lottery Challenge
When Slingo Lottery Challenge lottery tickets are available (in select markets) you will be able to use the unique code on each Slingo Lottery Challenge lottery ticket to compete against other players in your Lottery jurisdiction for a top spot on the weekly leaderboard.
If you do not have a code, simply play in PRACTICE MODE to refine your Slingo skills with unlimited games!
Race against the timer and match your spins to the numbers in the game board. Get a Joker and match any number in the row above. Spin up a green Super Joker and match any number, anywhere on the board. Match five numbers in a row and you've made a SLINGO! Try your luck at getting as many Slingos as you can, or even match a full board, but watch out for that darn devil as he may steal your coins unless you're lucky enough to have the Cherub save you.
‒ In-game leaderboards to see how you rank among other players in your Lottery jurisdiction (select markets only).
‒ 9 initial power ups in COMPETE MODE keep the action fast and furious. Jokers, Re-Deals and Multiplier cards all help you get a top score.
Sally's Salon Luxury Edition
Delicious - Emily's Wedding
"Downloading this game is an absolute no brainer." - itouchapps.net
Find out as you follow Emily on this amazing romantic adventure. Enjoy all-new hijinks and cliffhangers as you work your way through wonderful locations; Invite Emily's friends to the wedding by completing fun challenges; Enjoy a host of new events and upgrades. A rollercoaster of love, laughs, and excitement, it's certain to keep you cheering until the very end.
Note this is a trial version with an in game unlock.
***Free Version Features***
- Four complete levels
- Available in 8 languages
***Full Unlocked Version Features***
- Hours of fun time management gameplay with 25 achievements in all.
- Invite all of Emily's friends to her wedding by completing the Invitation Challenge
Download and play today!
More apps from GameHouse:
- Delicious – Emily's Honeymoon
-Delicious - Emily's True Love
-Delicious - Emily's Taste of Fame
-Sally's Salon Luxury Edition
-Collapse! Blast
Visit GameHouse:
Delicious-Emilys Taste of Fame
Emily's trip to Hollywood and her new cooking show, "Emily's Taste of Fame", comes to a sudden halt when her trusty car breaks down near a small roadside town. To make matters worse, Emily has no money for repairs. Fortunately, the tiny town of Snuggford is full of culinary crises and Emily is ready to roll up her sleeves.
Help Emily get on the road again by whipping up a huge variety of dishes, desserts, drinks, and more in challenging levels. Play hilarious mini-games, purchase helpful upgrades, and work your magic in special surprise events. Will Emily make it to the big time, or will she realize that there are more important things than fame and fortune?
TextTwist 2 LITE
Delicious - Emily's Honeymoon
Follow the newlyweds as Patrick and Emily embark on their celebration cruise. Sailing off into the horizon of wedded bliss, Emily soon discovers she doesn't know how to relax and she certainly isn't used to having others take care of her. To make matters worse, when Patrick tells her he's excited to start a family as soon as possible, Emily's response is tepid - she's not sure she's ready for that just yet. Can they find a way to be happy? Find out today!
Note this is a trial version with an in game unlock.
***Free Version Features***
-Five complete restaurant levels
-Gorgeous high-definition graphics and sound
-Best of time management genre gameplay suitable for beginners and experts alike
***Full Unlocked Version Features***
-Hours and hours of gameplay with 90 restaurant levels and 20 unique achievements!
-Enjoy various scenes including the pool, spa, beach, boutique and, of course, the buffet!
-Buy full game and save almost 50%!
-See the entire honeymoon unfold; including a surprise ending??
Download and play today!
More apps from GameHouse:
-Delicious - Emily's Wedding
-Delicious - Emily's True Love
-Delicious - Emily's Taste of Fame
-Sally's Salon Luxury Edition
-Collapse! Blast
Visit GameHouse:
Cake Mania - Main Street Lite
Delicious - Emily's True Love
Join Emily on an amazing journey to follow her heart in Delicious - Emily's True Love, based on the award-winning, time management series rated 5 stars on Gamezebo. Follow Emily around the world as she tries to reconnect with the one that got away. Will she find her true love? Download Delicious - Emily's True Love and find out!
Note this is a trial version with an in game unlock.
***Free Version Features***
- Try 4 levels completely for FREE!
- Fun time management game play!
- Share your achievements with friends on Twitter and Facebook
- Available in 8 different languages
***Full Unlocked Version Features***
- 26 achievements – Earn them all!
Download and play today!
More apps from GameHouse:
- Delicious – Emily's Honeymoon
-Delicious - Emily's Wedding
-Delicious - Emily's Taste of Fame
-Sally's Salon Luxury Edition
-Collapse! Blast
Visit GameHouse:


text:
From The Collaborative International Dictionary of English v.0.48 [gcide]:
Introit \In*tro"it\, noun [L. introitus, fr. introire to go into, to enter; intro within + ire to go: cf. F. introit.]
2. (R. C. Ch.) (a) A psalm sung or chanted immediately before the collect, epistle, and gospel, and while the priest is entering within the rails of the altar. (b) A part of a psalm or other portion of Scripture read by the priest at Mass immediately after ascending to the altar.
3. (R. C. Ch.) An anthem or psalm sung before the Communion service.
4. Any composition of vocal music appropriate to the opening of church services.
From WordNet (r) 3.0 (2006) [wn]:
1: a composition of vocal music that is appropriate for opening church services
The dictionary definitions are retrieved from a local copy of two of the open source DICT dictionaries. Click here for the database copyright information. DEFINE.COM is registered as an educational NONPROFIT corporation. We aim to please around here. We believe in using positive reinforcement to get things done. We make suggestions that are intended to make life more enjoyable. We think about efficiency, automation, security, PRIVACY, social and ecological responsibility and positive HUMANITARIAN ethics and VALUES. We are benevolent. DO NO HARM is our motto.


text:
Treasure Coast Hospice welcomes new vice president and chief philanthropy officer
Dorothy Allen joined Treasure Coast Hospice in the newly created role of vice president and chief philanthropy officer.
For more information, go to www.tchospice.org.
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text: I'm of the easy-going variety, quick to laugh or deliver a punchline (often dirty)for the sake of a smile. By day, I am a host/producer with our public broadcaster. Most nights, you will find me at my local boxing gym or on the back porch with a beer and a book. A perfect evening includes a great meal paired with cheap drinks and great company. Simple and easy (going).