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We're still down close to five million jobs from our trend employment path. Or, to put this in generational terms, millions of kids are being raised by parents who can't find work. We have endless needs for infrastructure, health care, child care, and education, and reducing greenhouse gas emissions which are not being met because of concerns over budget deficits. Given this situation, Ruth Marcus would naturally use her column in the Washington Post to warn about the government debt.
She bemoans the fact that President Obama barely even mentioned the debt in his State of the Union address:
"Oh, the debt. Yawn. How passe. How 2009.
"Once, President Obama held a summit on fiscal responsibility (2009). Once, he gave an entire speech devoted to the subject (2011). Once, his State of the Union addresses (2010, 2011, 2013) were studded with double-digit references to the problem of sky-high deficits and lingering mountains of debt.
"Now, the topic receives just a glancing mention, a clause ('shrinking deficits') in a series of presidential back-pats and a refutation of warnings of Apocalypse Soon."
While Marcus is clearly terrified by the deficit and debt, the column gives no reason why we should be more concerned about debts and deficits (yes, big numbers) than the number of trees in the United States (a number I do not know offhand, but I'm sure it's also big).
The best we get is a quote from an earlier State of the Union that is both wrong and arguably appealing to racist sentiments:
"Even after our economy recovers, our government will still be on track to spend more money than it takes in throughout this decade and beyond. That means we'll have to keep borrowing more from countries like China. That means more of your tax dollars each year will go toward paying off the interest on all the loans that we keep taking out."
The budget deficit actually does not mean that we have to borrow from countries like China. We have to borrow from countries like China because we run a trade deficit. This in turn is the result of an over-valued dollar. The over-valuation of the dollar is the result of countries like China buying up large amounts of U.S. assets, including U.S. government debt. (This is how they "manipulate" their currency.)
If countries like China stopped buying U.S. debt and other dollar denominated assets then the value of the dollar would fall and we would move towards balanced trade. This would increase employment and also, by the way, reduce our budget deficit.
Marcus later tells readers, quoting in part from the Congressional Budget Office:
"Another is that, unlike at the start of the financial crisis, when debt amounted to just (!) 43 percent of GDP, the overhang of already huge debt could 'restrict policymakers' ability to use tax and spending policies to respond [exclamation mark in original].'"
That is not exactly what the NYT said. Instead its article on the dispute between the new Greek government and Germany and other northern European countries chose to use bias in the opposite direction telling readers:
"But beneath the arguments over austerity is a deeper conflict of democratic wills, between the verdict of voters in Greece, who are desperate for some relief, and those in Germany, Finland and the Netherlands, who do not want their taxes used to underwrite a blank check for countries that get into financial trouble."
Really? The voters in Germany, Finland, and Netherlands are just concerned about issuing blank checks? Have they noticed that Greece cut its budget by 27 percent since 2008? This would be equivalent of a cut in annual spending in the United States of almost $1 trillion in its impact on the budget and close to $2 trillion in its impact on the economy.
These cutbacks, coupled with the austerity that the European Union has imposed on much of the rest of the euro zone, has had the predictable effect of throwing Greece's economy into a downturn that makes the U.S. depression look like an economic boom. Are voters in Germany, Finland, and the Netherlands really so ignorant of economics that they do not understand this fact?
At another point the article tells readers:
"Jeroen Dijsselbloem, the head of the group of finance ministers from countries using the euro, said he did 'not believe in this north-south divide,' noting that 'there are a lot of countries in the north, think of the Baltics; in the south, think of Spain; and Ireland' in the west, and they 'have done major reforms, and they are all back on the growth track.'"
It would have been worth pointing out that on Mr. Dijsselbloem's "growth track" Spain's economy is projected to first exceed its 2008 GDP in 2019. Ireland is projected to first pass its 2007 peak in 2016. By comparison, in the Great Depression, U.S. GDP was 6.0 percent larger in 1937 than it had been at the onset of the depression eight years earlier in 1929.
It also would be worth pointing out that many of the crisis countries' problems did not stem from a lack of "budget discipline." Several were running modest deficits and Spain and Ireland actually had large budget surpluses before the crash. Their economic problems stemmed from the fact that bankers in places like Germany, Finland, and the Netherlands were not very competent and thought that the housing bubbles in these countries could keep growing forever. Therefore they funneled hundreds of billions of dollars in loans that further inflated the bubbles and distorted the crisis countries' economies.
A NYT article on the dwindling size of the middle class noted that seniors are more likely to be middle class than in the past. It told readers:
"Today's seniors have better retirement benefits than previous generations. Also, older Americans are increasingly working past traditional retirement age."
In fact, seniors on average almost certainly have worse retirement benefits. The increase in the normal retirement age from 65 to 66 is equiavlent to a 6 percent cut in Social Security benefits. In addition, changes in the methodology used for calculating the consumer price index reduced the size of the annual cost-of-living (COLA) adjustment by 0.3-0.5 percentage points compared to the increases in the early and mid-1990s. (This means that for the same actual rate of inflation, seniors would see a COLA that is 0.3-0.5 percentage points less than what they would have received in the early and mid-1990s.)
In addition, today's seniors are less likely to have a defined benefit pension, as these are dwindling rapidly. Defined contribution pensions have not come close to making up the loss. Seniors also are far less likely to have retiree health insurance to cover non-Medicare expenses. Medicare has also become less generous in many respects, although the addition of the Medicare drug benefits (Part D) has been a big help to seniors.
The main reason seniors have more income is that they are working later in life. This is a positive insofar as it is the result of the voluntary decision of people in good health who enjoy their work. However in many cases, this is almost certainly not true. Many older workers are staying in the workforce because they have no other way to make ends meet.
It's not quite that bad, but pretty close. An article on the victory of Syriza in Greece told readers:
"International economists say the eurozone needs a judicious mix of all of the above: monetary stimulus to avoid deflation, deficit-cutting by debtor countries, higher spending by creditor countries, and broad economic overhauls in many nations to lift long-term prospects."
Really? Do all international economists say this? Did these international economists predict the economic collapse in 2008? If not, when did these international economists stop being wrong about the economy? Do these international economists know that the OECD says that Germany has stricter employment protection regulations than either Italy or France?
Later we are told:
"Ms. Merkel's economic medicine, with its focus on Europe's long-term prospects in a fast-changing global economy, could show benefits eventually, economists say. The problem, they add, is that meanwhile, Europe is staring at a lost decade."
It's not clear who these economists are or what they can possibly be thinking. There is a large and growing body of evidence that high rates of long-term unemployment permanently lower a country's productive potential. With countries like Greece, Spain, and possibly France looking at decade or more of double-digit unemployment under the German plan, the losses to GDP could easily last 20 years or more. If the economists the Wall Street relies upon are making GDP growth projections for 2033 and beyond, they probably should lose their licenses.
Robert Samuelson cautioned, somewhat reasonably, against over-optimism on the U.S. economy. His basic point is that other economies around the world don't look very good right now. Their weakness could spill over and dampen growth in the United States. This is largely right, especially with the recent run-up in the dollar making U.S. goods and services less competitive.
However Samuelson does get some items wrong. He tells readers that Japan's economy is in a recession. This is almost certainly wrong. We don't have growth data for fourth quarter yet, but it is almost certain to be positive. Furthermore, even the drop in the third quarter was misleading. The economy contracted because of a large drop in inventory accumulations. Final demand actually grew modestly in the quarter. The unemployment rate has actually fallen slightly through Japan's recession, with the unemployment rate averaging 3.5 percent in October and November, compared to 3.6 percent in the first quarter.
The Japan story is fairly simple. The austerity gang got the government to impose a large tax increase in April, which was a severe hit to the economy. However, with aggressive monetary policy and no further austerity, the economy is again growing at a modest pace.
The other point worth correcting is Samuelson's comment that one-third of U.S. corporate profits now come from overseas. This is true in an accounting sense but it is almost certainly a gross exaggeration of the economic distribution of profits. Most major U.S. corporations find ways to have profits from the United States show up on the books of subsidiaries in countries with lower tax rates.
Insofar as profits are foreign only in accounting, they will not be affected by the slowdown elsewhere in the world. Of course reduced corporate profits are not likely to have much impact on domestic demand in any case. Companies are already sitting on vast piles of cash, so lower profits would likely have little impact on investment. A reduction in dividend payouts or a fallback in stock prices may have a modest impact on the consumption of the wealthy, but this would probably not be large enough to have noticeable impact on the economy.
The Washington Post had a major business section piece on the "winners and losers of a stronger dollar" which never explicitly discussed its impact on the trade deficit. This is truly remarkable since the $500 billion plus annual trade deficit (@3 percent of GDP) is the main cause of the economy's weakness and continued high unemployment.
The logic of this is straightforward. The deficit is money that is income that is generated in the United States but is creating demand overseas. It has the same impact on the U.S. economy as if consumers decided to stuff $500 billion every year under their mattresses instead of spending it.
This is the main cause of the "secular stagnation" that has been widely discussed, even in the pages of the Washington Post. There is no easy mechanism for replacing this $500 billion in lost annual demand. We could do it with larger budget deficits, but deficit hawks like the folks at the Post, get hysterical at such suggestions.
In the last decade we replaced the demand lost from the trade deficit with the demand from a housing bubble, which generated record levels of construction spending (measured as a share of GDP) and an unprecedented consumption boom. In the late 1990s we filled the hole with the demand created by a stock bubble, which spurred investment and a slightly smaller consumption boom. However without another bubble, there is no plausible mechanism for filling this hole in demand.
The rising dollar will make things worse since the value of the dollar is the main determinant of the trade deficit. A rise in the dollar will make U.S. goods and services more expensive to foreigners, meaning they will buy less of our exports. It makes foreign goods and services cheaper for people living in the United States, causing us to buy more imports. The net effect will be a larger trade deficit and a loss of jobs.
The piece also makes a common mistake by implying that it matters that oil is generally priced in dollars:
"Oil prices are falling everywhere, but because the commodity is priced in dollars, American drivers are seeing a bigger discount than drivers in other countries."
Actually, the story would be exactly the same if oil were priced in euros or yen and we saw a similar run-up in the dollar against the value of other currencies. The fact that the price of oil is generally quoted in dollars is of no consequence.
I have had several readers send me a blogpost from Scott Sumner saying that the Keynesians have been dishonest in not owning up to the fact that they were wrong in predicting a recession in 2013. The argument is that supposedly us Keynesian types all said that the budget cuts and the ending of the payroll tax cut at the start of 2013 would throw the economy back into recession. (Jeffrey Sachs has made similar claims.)
That isn't my memory of what I said at the time, but hey we can check these things. I looked at a few of my columns from the fall of 2012 and they mostly ran in the opposite direction. The Washington insider types were hyping the threat of the "fiscal cliff" in the hope of pressuring President Obama and the Democrats to make big concessions on Social Security and Medicare. They were saying that even the risk of falling off the cliff could have a big impact on growth in the third and fourth quarter of 2012.
My columns and blogposts (e.g. here, here, here, here, and here) were largely devoted to saying this was crap. I certainly agreed that budget cutbacks and the end of the payroll tax cuts would dampen growth, but the number was between 0.5-0.8 percentage points. This left us far from recession. (All my columns and blogposts from this time are at the CEPR website, so folks can verify that I didn't do any cherry picking here.)
I know Paul Krugman is the real target here, not me, but we've been seeing the economy pretty much the same way since the beginning of the recession. If he had a different story at the time I think I would remember it. But his columns and blogposts are archived too. I really don't think anyone will find him predicting a recession in 2013, although I'm sure he also said that budget cuts and tax increases would dampen growth.
Anyhow, I'm generally happy to stand behind the things I've said, and when they are proven wrong I hope I own up to it. But I don't see any apologies in order. No recession happened in 2013 and none was predicted here.
I see that Alex Tabarrok has found a quote from me from May of 2013 in which argued that the economy would not grow fast enough to make a significant dent in the unemployment rate in the near future:
"It is absurd to think that the economy has enough momentum to make any substantial dent in unemployment in the foreseeable future."
Since that time, the unemployment rate has fallen by roughly 2.0 percentage points. That would certainly qualify as a "substantial dent." Interestingly, growth over this period averaged just 2.8 percent. With potential growth generally put between 2.2-2.4 percent (potential growth is the rate needed to keep pace with the growth of the labor force) this difference of between 0.4-0.6 percentage points would ordinarily not be enough to make a substantial dent in the unemployment rate. In fact, if we look at the employment to population ratio (EPOP), the percentage of the population with jobs, it rose by just 0.6 percentage points over this period. At that rate, it would take approximately a decade to get back to the pre-recession EPOPs.
What I had not anticipated is the large number of people who would give up looking for work and drop out of the labor force over the next year and a half. The labor force participation rate fell from 63.4 percent in April of 2013 (the most recent data available when I wrote the column) to 62.7 percent in December of 2014. This drop corresponds to roughly 1.7 million people leaving the labor force. In past recoveries the labor force participation rate rose as more people got jobs.
Anyhow, I will own up to having gotten this one badly wrong. I did not expect people to be leaving the labor force as the economy recovered. I expected that participation rates would follow past trends. I still expect that this will be the case going forward, so I do think both the EPOP and the labor force participation will rise in the next couple of years, assuming that the economy continues on its modest growth path.
Joe Nocera used his NYT column this morning to beat up on a number of politicians who oppose President Obama's call for fast-track authority to facilitate passage of the Trans-Pacific Partnership (TPP) and the Trans-Atlantic Trade and Investment Pact (TTIP). He claims that they have the trade story badly wrong and that recent trade deals have actually been a big help to the country.
While Nocera may be correct in saying that many politicians have exaggerated the negative impact on NAFTA and other recent trade deals (stop the presses! politicians exaggerating!), but their basic story is correct. There are three points that people should understand in assessing the impact of trade and the meaning of these trade deals:
1) Trade has been an important factor increasing inequality in the United States;
2) The trade deficit is the major reason that the economy has weak demand and remains far below full employment;
3) The TPP and TTIP are about imposing a corporate friendly regulation structure, not trade.
Taking these in turn, the fact that trade has been a major factor contributing to inequality is no longer just a claim from the fringe lefty types. Paul Krugman has written about as has M.I.T. economist David Autor. It was even highlighted in the report of the commission on inclusive prosperity set up by the Center for American Progress and co-chaired by Larry Summers.
The basic point is a simple one. We constructed trade agreements designed to put our steelworkers and textile workers in direct competition with low-paid workers in the developing world. The predicted and actual effect of this policy is to lower the wages of steelworkers and textile workers.
If anyone finds this difficult to understand, imagine that the trade deals of the last quarter century were focused on making it as easy as possible for smart kids in India, China, and other developing countries to train to U.S. standards and then work as doctors, lawyers, dentists and in other highly paid professions in the United States. What would we expect to happen to the wages of doctors, lawyers, dentists and other highly paid professionals? They would fall, bingo!
The story on the trade deficit should be equally straightforward. Our annual trade deficit of $500 billion (@ 3.0 percent of GDP) is a direct drain on domestic demand. This represents money being spent by workers and companies in the United States that is creating demand in other countries, not in the United States. In the good old days, mainstream economists ridiculed the idea that a trade deficit could lead to a shortfall in demand because they assumed as an article of faith that any demand lost due to a trade deficit would be made by increased demand from other sources.
In trying to push its case with the public, Uber decided to share its internal data with Alan Krueger, a prominent Princeton economist and former head of President Obama's Council of Economic Advisers. (Could this be part of Uber's dividend from hiring former Obama political adviser David Plouffe?) Anyhow, Kreuger finds that Uber drivers on average earn a gross premium of $6.00 an hour over the pay of drivers of traditional cabs. (He also had some rather unsurprising findings, for example that more people are now working for Uber after it expanded the number of cities in which it operates.)
The key issue here is the use of the gross premium rather than a direct earnings comparison. The difficulty, as the paper notes, is that we don't know the costs incurred by Uber drivers, who use their own car. (There is a good write-up of the study by Emily Badger in Wonkblog.) Depending on how much Uber drivers drive, they could still end up with less money than their counterparts in traditional cabs.
A useful piece of information is the cost of driving a car, which Badger's colleague, Andrea Peterson tells us is 57 cents per mile, according to the Internal Revenue Service. Well, this one seems pretty straightforward, if Uber drivers average more than 11 miles per hour, they are less well-paid than their counterparts working for traditional cab companies.
Krueger's study doesn't have data on miles traveled (this is strange, since Uber has this data, at least for the time that a paying passenger is in the car), but it does tell us that the median number of trips per hour is 1.3. We really would want the average here, since we are looking at an average wage pay difference. But if we take the 1.3 median number of trips per hour given in the study, then the average trip distance would have to be 8 miles or less for Uber drivers to come out ahead, assuming they did no unpaid miles.
This second assumption is of course obviously wrong. If an Uber driver take a rider 30 miles from downturn to a suburb, there is a good chance that they will be driving back with an empty car. Also, Uber drivers often cruise high density areas to try to be in line for a call. (This is my casual empiricism from asking the few Uber drivers I have been in contact with.) Anyhow, clearly total miles driven will exceed paid miles driven, which means that the average length of a ride would have to be considerably less than 8 miles for Uber drivers to come out ahead of drivers for traditional cabs.
There is one other item in this mix worth noting. The I.R.S figure of 57 cents a mile is a figure for a commercial driver. It assumes that this person has paid for the necessary licenses and insurance. Most Uber drivers have not paid for commercial licenses for themselves and their vehicles. Most probably also don't carry insurance that covers them for commercial driving.
There may be some case here, but of course that is not what George Will is actually arguing. He is pulling numbers from outer space to tell a story of a run away welfare state. As he quotes that great welfare reformer of the past, Daniel Patrick Moynihan:
"the issue of welfare is not what it costs those who provide it but what it costs those who receive it."
Okay, none of us like to see healthy people in their prime working years scamming the rest of us rather than working. But in spite of Will's best efforts at playing with numbers, he does not have much of a story. He tells readers:
"Transfers of benefits to individuals through social welfare programs have increased from less than 1 federal dollar in 4 (24 percent) in 1963 to almost 3 out of 5 (59 percent) in 2013. In that half-century, entitlement payments were, Eberstadt says, America's "fastest growing source of personal income," growing twice as fast as all other real per capita personal income. It is probable that this year a majority of Americans will seek and receive payments.
This is not primarily because of Social Security and Medicare transfers to an aging population. Rather, the growth is overwhelmingly in means-tested entitlements."
If we go to the Congressional Budget Office, we can quickly find data going back to 1973. This shows entitlement spending, which accounts for the vast majority of federal government transfers, went from 7.5 percent of GDP in 1973 to 12.3 percent in 2014. I'm not sure that this sort of growth will destroy the nation's fiber. (I realize that this excludes the 1963-73 period, but if that is the story, then the nation's fiber was destroyed more than 40 years ago.)
Furthermore, contrary to what Will tells us, most of the growth was in Social Security and Medicare payments to an aging population, which went from 4.2 percent of GDP in 1973 to 7.8 percent in 2014. This increase accounts for 3.6 percentage points of the 4.8 percentage points of growth in entitlement payments over this period. (Most of the rest can be accounted for by Medicaid, which increased by 1.2 percentage points as a share of GDP. This is a means-tested program, but more than half of expenditures go to low-income seniors.)
Dean Baker is co-director of the Center for Economic and Policy Research in Washington, D.C. He is the author of several books, his latest being The End of Loser Liberalism: Making Markets Progressive. Read more about Dean. Archives
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Pro Football Playoff Round Up
Saturday 1/3/15
Carolina (8-8-1) 27 vs
Arizona (11-6) 16
HUNTINGTON — After scoring 47 points through the first 31 minutes of play, the HU men's basketball team exploded for 38 points in the final nine minutes to rally back from a 14-point deficit and claim an 85-80 win over Taylor University Saturday afternoon at Platt Arena.
HU put points on the board on 19 of their final 20 possessions to mount the impressive comeback. Several Foresters came up big but none bigger than Columbia City's Derek Hinen who scored 13 points and handed out five assists during that stretch pulling the Foresters within three with just under five minutes remaining.
SOUTH WHITLEY — Saturday wrestling tournaments are invaluable to grapplers who are preparing for upcoming conference and sectional matches.
Tournaments give wrestlers the opportunity to face a variety of styles in one day. The Whitko wrestling team hosted its annual tournament Saturday, and saw several of it's wrestlers end up with big days. The Wildcats had six wrestlers in the championship matches and finished second as a team with 188.5 points.
FORT WAYNE — In what many coaches have called "one of the toughest holiday tournaments in the state" Columbia City's boys basketball team finished the tourney 3-1 to place third overall.
After finishing Friday's pool play 2-0, the Eagles were handed their first loss Saturday morning to Indiana powerhouse Homestead, 73-46.
The Spartans are 11-1, with only one loss to Chicago Curie, Ill. in a tournament early this season.
The Eagles rebounded with a win over Hamilton Southeastern, 53-49, to place third.
MUNCIE — Last year, the Churubusco Eagles represented Whitley County at the Indiana High School Wrestling Coaches Association Team State Tournament. This year, the tournament expanded to three 12-team divisions and the Columbia City Eagle team was also invited to join the field.
Saturday's tournament, held in the Ball State University Fieldhouse, saw Churubusco finish fifth in the 1A Class and Columbia City finish tied for 12th in the Class 2A competition.
PHOENIX, Ariz.— The Forester men's basketball team opened up the Arizona Christian University Classic with a 78-57 win over the University of Northern British Columbia, Monday afternoon, to improve to 11-3 on the year, but fell to host the Arizona Christian Firestorm 80-45 Wednesday.
Former Columbia City standout, Derek Hinen poured in a game-high 25 points to pace HU. He connected on 11-of-15 field goal attempts which included going 3-for-3 behind the arc, in addition to handing out a game-best six assists.
Churubusco wrestler Lyle McParlan (center) claimed the 152-pound championship at the 17-team East Central Indiana Classic Tournament at Jay County High School last week. The Eagles placed second overall.
Columbia City's boys basketball team begins holiday tournament play today at CCHS. After a noon game, the Eagles play again at 8 p.m. tonight. The tourney concludes at Carroll High School tomorrow.
MIDDLEBURY — The Columbia City Lady Eagles opened pool play in the 2014 Bankers Classic Holiday Basketball Tournament at Northridge High School Monday afternoon with games against the Northwood Lady Panthers and South Bend Adams.
The Lady Eagles downed Northwood in the opener 47-44 in a nail-biter that went down to the final seconds, with free-throws to seal the win. In the second contest against South Bend Adams, the Lady Eagles used free throws down the stretch to pull out a come-from-behind, 56-50 win.
Several boys from Columbia City High School's swim team had strong performances last week at the Wawasee Invitational. Pictured is the second-place, 200-yard freestyle relay team of Matt Weber, Dayne Trump, Robby Owen and Jon Fix. The squad posted a season-best time and a similar performance could give the team a chance to advance to the state finals in late February. Many swimmers recorded personal best times at the meet. The Eagles placed fifth out of nine teams.

subset: commoncrawl


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Product Features:
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- Forged tips for maximum grip
- Sockets are designed with a Thin Wall Construction and Radius Corners: Drives on Flats to reduce stripping and breakage
- Sockets are made from Chromoly steel and custom heat treated for maximum durability in high torque applications
- (1) Phillips Bit 1" P1
- (1) Phillips Bit 1" P2
- (3) Phillips Bit 1" P3
- (1) Square Bit 1" SQ1
- (2) Square Bit 1" SQ2
- (1) Square Bit 1" SQ3
- (2) TORX® Bit 1" T20
- (2) TORX® Bit 1" T25
- (1) TORX® Bit 1" T30
- (1) 1/4" Hex to 3/8" Square Adapter
- (1) 1/4" Magnetic Nut Driver
- (1) Phillips Bit 2" P2
- (1) Square Bit 2" SQ2
- (1) TORX® Bit 2" T20
- (1) TORX® Bit 2" T25
- (1) Slotted Bit 1" SL 3/16"
- (1) 3/8" Drive: 1/2" Socket
- (1) 3/8" Drive: 9/16" Socket
- (1) 3/8" Magnetic Nut Driver
- (1) 5/16" Magnetic Nut Driver
- (1) SHOCKWAVE™ Compact Magnetic Bit Holder
Milwaukee M18 XC 4.0 Extended Capacity 18V Red Lithium-Ion Battery 48-11-1840$119.99
Delivers up to 2X more runtime, 20% more power and 2X more recharges than standard lithium-ion batteries. The M18™ REDLITHIUM™ XC 4.0 Extended Capacity Battery Pack features superior pack construction, electronics and performance to deliver more work per charge and more work over pack life than any battery on the market. It offers 4.0 amp-hours of runtime. With Milwaukee durability built into each pack, this battery runs cooler and performs in climates below 0°F/-18°C.
Managed by Milwaukee's exclusive REDLINK™ Intelligence, the battery features overload protection to prevent you from damaging your cordless power tools in heavy-duty situations, while the discharge protection prevents cell damage. The temperature management system and individual cell monitoring help maximize battery life. Switch to the REDLITHIUM 4.0 XC Extended Battery Pack to instantly upgrade the runtime and durability of your Milwaukee M18 cordless tools.
- (1) M18™ REDLITHIUM™ XC 4.0 Extended Capacity Battery Pack (48-11-1840)
The 18V XC High Capacity LITHIUM-ION battery works on the following M18™ tools:
- 2601 - M18™ ½" Compact Drill/Driver
- 2610 - M18™ ½"High Performance Drill/Driver
- 2611 - M18™ ½" High Performance Hammer Drill/Driver
- 2620 - M18™SAWZALL® Recip Saw
- 2630 - M18™ 6 ½" Circular Saw
- 2650 - M18™ ¼" Hex Impact Driver
- 49-24-0171 - M18™ Work Light
- 0880-20 - Cordless Vac
- 4.0 Amp hour - 72 Watt hour battery
- LITHIUM-ION battery delivers long life and run time with fade-free power
- Battery fuel gauge - Displays remaining run-time Milwaukee REDLINK™ Intelligence
- Overload Protection - Prevents user from damaging their cordless power tool investment in abusive situations
- Temperature Management System - Keeps battery in ideal temperature range to provide maximum life
- Individual Cell Monitoring - Ensures optimal charge and discharge for maximum life
- Discharge Protection - Prevents cell damage from over-discharge
- Integrated weld frame
- Cell separator
- Impact and vibration protective rubber
- For use with Milwaukee M18™ cordless tools
- Voltage: 18v
- Battery Type: Lithium Ion
- Warranty: 3 Year
- Weight: 1.6 lbs
RapidAir MaxLine 3/4" Tubing x 1/2 MNPT Adapter Hose Fitting M8005$12.99
This 1/2" male NPT straight fitting connects MaxLine 3/4" tubing. It has a double o-ring for a tight, leak-proof seal. It is made of nickle-plated brass and resists corrosion.
- Operating Pressure: 175 PSI at 70° F/ 140 PSI at 140° F
- Meets OSHA guidelines
- Compatible with most compressor oils
Milwaukee M18 FUEL 1/2" High Torque Impact Wrench with Friction Ring Kit 2763-22$429.00The M18 FUEL™ 1/2" High Torque Impact Wrench with Friction Ring Kit features the most powerful cordless wrench in its class, delivering up to 700 ft-lbs of maximum fastening torque, 1,100 ft-lbs of nut-busting torque and up to 2X more runtime. The POWERSTATE™ Brushless Motor outperforms competitors with constant power output, and the Milwaukee® designed impact mechanism delivers up to 700 ft-lbs of maximum fastening torque. The REDLITHIUM™ XC 4.0 Extended Capacity Battery Pack delivers more work per charge and more work over pack life than any other battery. It features an onboard fuel gauge to help you monitor the charge moreaccurately, so there's less downtime on the job. REDLINK PLUS™ Intelligence allows the operator to choose between 2 fastening modes with Milwaukee's proprietary DRIVE CONTROL™ feature and ensures maximum performance and protection from overload, overheating and over-discharge.Learn More
This 18-volt lithium-ion FUEL™ High-Torque Impact Wrench offers quick, tool-free socket changes with a 1/2" friction ring anvil. You'll get ultimate comfort during extended use with the new contoured soft grip. The kit includes 2 REDLITHIUM™ XC 4.0 Extended Capacity Battery Packs, a multi-voltage charger and a carrying case.
RapidAir 1/2" Compressed Air Outlet Kit 90100$19.99
This Compressed Air Outlet can be mounted wherever you need compressed air.
- (1) 90120 Aluminum Outlet Block
- (1) 50100 3/8" NPT Straight
- (1) 50300 Union Elbow
- (1) 50120 Drain Valve
- (1) 50125 ¼" NPT Brass Nipple
- (1) 50130 ¼" NPT Brass 45 Degree
- (1) 50135 3/8" NPT Brass Plug
Learn More
Adapts to surface, in wall or ceiling mount


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Advice on staining cedar deck?
We are about to install a clear cedar deck and I am researching staining. The deck faces South and right now it is about 1/4 shaded by a large Bay tree. The deck meets/is flush with the house hardwood floors which are red oak with a water based stain so it is a very light clear in color (no real red showing). I have been researching staining and am wondering about the differences in the brands and finishes. Is there a "staining cedar 101" place to look for good advice on brands and steps to make sure it is sealed properly? Thanks in advance.
I'm no expert on staining but I have stained cedar and redwood decks at my homes in do-it yourself mode. I have used Olympic and other brands and they did not last. The best I have tried so far are oil based and made by Cabot. I like to use a semi-clear because the clears don't hold up at all. Right now I am on to their Australian Timber Oil because it lasts very well. However it is oily and the colors are intense. I think they have one that is blond but it may be too intense for you. They have some sheen too. The flame mahogany color made my very worn cedar deck look like new after I had the cracks filled with wood filler. At least check Cabot's online site for tips.
I have to disagree, we use olympic brand as a business for the past 10 years - it is not the quality of the product, more in the application that's the issue
Here is a link that might be useful: Pergolas of Distinction Decking
Armstrong Clark Wood Stain. It is composed of both drying and non-drying oils that break apart from one another throughout the application process. The non-drying oils dive into the new cedar to condition the woodâÂÂs cellular structure while the separated drying oils cure on the exposed surface to not only lock in the conditioning oils, but to protect the surface from natural weather exposure.
Another similar stain best for new cedar wood is Timber Oil Brand. This is a paraffin oil based wood and deck stain that penetrates deep into new cedar wood and decks. This cedar stain conditions the wood cells while providing water and UV protection. The Timber Oil brand promises ease of application of good penetration into new decking.
Prepping new cedar wood is important to stain life and performance. New cedar wood should be cleaned using a sodium percarbonate wood cleaner to remove mill glaze and other contaminants that may have infiltrated the wood during construction.


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Truck Covers USA Reviews & Discussions:
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If I lived in a Comcast/FiOS market, I would still go FiOS because I feel they have a superior TV product. Also, still largely, higher upload. Of course, Verizon would rather offer me 3 Mbps DSL for all eternity, so I'm stuck.
1 recommendation
If Comcast implements the cap in my neighborhood they will lose at least 50% of their customer base come next year.
You really think 50% ACTUALLY use more than 500GB?
how did they survive the 250GB cap?
I really think you need to come back to reality. The simple fact of the matter is that less than 1% of residential customers use over 250gb of bandwidth in a month. It isn't like people are going over like crazy and the cap was never enforced. The bandwidth cap is not like the amount of minutes on a cell phone plan.
With that said, Verizon is still finishing many neighborhoods and will have a complete rollout in the next year for all of DC proper.
I'd like to see nominal proof of that 1% declarator - especially in light of more and more people using online video such as HBO GO, Netflix, and even YouTube (where more and more videos are going HD).
If only 1%, then why the caps? That sure is a small amount, shouldn't affect a mammoth like Comcast.
If you need an answer to that question, then you need to go back and research shared services, nodes, and broadband history.
Thanks for the helpful, and informative, reply.In reply to tshirt: I'm not asking Comcast to break the trend, I'm requesting that companies like Comcast to be "fair". Sure, have caps, but enforce them EVERYWHERE. I don't think it's necessarily fair to cherry pick where they enforce said caps because of "competition".For future reference, I'd rather pay for broadband like I pay for a utility, but alas, can't break that "free market" we have going for us.Nightfall, I've read about broadband history, shared resources, and nodes. This shouldn't be a problem if usage pattern are accurately measured. Don't complain about my short answer if you are going to give me the run around on "researching" said topics. I don't doubt your experience, but I do doubt that giving consumers choices rather than letting our "free market" decide, which many companies like this have their hand in the cookie jar but then complain they can't have their cake and cookies at the same time, is not the correct way to approach this.
Here we can agree. I think that the collectively mentality is to cash in on said usage increase, and that is just my hypothesis. I have no data to prove said hypthesis, and I'm sure data like that will never see the light of day.I see where you are coming from, which is why intelligent network management should be in place for such cases as a stop gap measure until additional capacity can be added, whether that be upgrading backhaul, splitting nodes, etc. I'm not going to pretend that I'm an expert, because I most certainly am not one, but logically it doesn't make sense for these companies to complain about bandwidth crunch but then advertise the product as a "DOWNLOAD MOVIES! STREAM!" when this does nothing more than increase usage exponentially.Making money isn't bad, but making money off deception is bad. Advertise the product as you would want customers to use it, rather than advertise more than promised. That's my argument. Like I said, I don't mind paying more, but I do mind having to deal with deception and smoke screens. I am in the minority, and I understand this.
You are correct in that ISPs don't explicitly advertise unlimited, but they sure do advertise the product as more than promised, because the average user has no idea how much he/she consumes, let alone the speed they pay for in the end. When caps become more standard, people will start seeing nice overage charges on their bills if my hypothesis is correct.I feel that better education would actually fix our situation rather than regulation, even though I've advocated for regulation in the past. I've given up on the FCC, as well as any government agency, to fix our problems for us.


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OT : POTD: December has arrived
Good morning.
Can you belief that we have December already?
I am NOT ready for it!!
Lucky are the ones, who got all their shopping, cards etc, done!
When taking the youngest to the airport, she complained of a sore throat.
Well, guess who laid in bed all day yesterday?
Yupp. Instead of cleaning, I slept all day.
Having a cat in full heat does not help much either lol. Poor thing does not know WHAT is happening rofl.
Since the weather is so crazy, How about if we start December of with a sky picture? From POTD for December 09
The son send a picture yesterday from El Paso, SNOW! lol But he has only one more day and then they are on their way to Iraq.
Wishing everyone a wonderful day.
All in need of prayers will be included in a minute when I crawl back to bed.
Our thoughts are with you
It's Dec alright. I got up this morning to 30 degrees brrrrrrr! I was getting used to the unseasonably warm temps we'd been having.
My best wishes are with your son. I just wish all of our service men and women were home already.
Spay your cat or shoot her! (just kidding about the shooting part) A cat in heat is just about the worst sound I can think of.
My house is still in disarray. At least you have until the end of Dec to prepare. Hanukkah is somewhere around 12/12 this year. I hate when it's so early. I did do some shopping yesterday..... for myself. lol A Kate Spade trunk sale!!! My two favorite things, a handbag and shoes. At least I enclosed a gift card to myself from the kids. lol
Good morning all. Neat pix Lucy. Hope you, and your DD, are all better today. Please know that our prayers and thanks go to every service man and woman who so bravely protect us all.
I got a Christmas card on 11/30 and was totally floored! I usually don't send out many now, but when I do, they go out the end of the 1st or 2nd week in Dec.
Karyn, that's funny about enclosing a gift card from the kids, LOL!
I love the sky when it looks like that Lucy. It looks the the beach with waves rolling in except the color is so divine. Sort of like our brugmansias?
Sorry to hear you're sick, gargle with salt water, take vitamin D. Our community chorus is performing this weekend and I'm singing "Sending you a little Christmas" which we're dedicating to the servicemen and women - I'll be thinking of your son.
So what are you gonna do with your poor kitty? If she's not being purposefully bred, get the girl spayed. You'll have every Tom around looking for her and kittens to find homes for otherwise. Kittens are fun tho!
Happy Day!
Karyn no I was sicker then a dog yesterday, but feel 100% better today.
Thanks. And your first posting made me laugh a lot lol and laughter has a healing effect lol. Hubby learned his lesson and he buys my gifts these days...ha ha ha
About Precious and her misery ....I was going to call and make a appointment yesterday...I think she can not be in heat when they spay her. If I remember correctly and from what I remember my vets always said they should have their 1st time before spaying them. Been a while since a had a baby kitten :-) But I do not breed and there are to many unwanted animals out there already.
Karyn I know you were just kidding about the shooting ha ha ha had to read it again and it is just so funny lol
Well got to get the garage empty for the guy who installs the openers today. Got the Ping Pong table still up. Man that was a lot of fun playing with the grandkids. Have not played since our kids were little. I do not know who played worse...the GK or I roflmao
Eloise I have had so many years were I wrote x mas cards...but never got around to mail them out. My organizing skills just went away lol
Thanks everyone for keeping our soldiers in your thoughts and prayers.
I am so glad I am feeling better, that means I can go and take pictures of Caren's son coming home tomorrow :-)
Lucy I'm glad you are feeling better.
Take a German white beer radish, hollow it out so that top and bottom have a hole, and pack it with brown sugar. Then set it on a plate or bowl and wait till the juices come out. Scoop up the juices with a tablespoon and swallow them. Works wonders on a sore throat. But tastes weird.
Ingrid that just sounds nasty! lol
Lucy I'm not sure if they can be spayed during a heat cycle or not but things have changed over the years. I remember they used to wait to spay until after the first heat. Now they do it when they are very young, sometimes too young IMO. When you adopt from the ASPCA sometimes the kittens are spayed/neutered before being adopted out but I think that's to make sure the adoptive families comply with sterilization. We got our last cat from a rescue group 4 years ago and you had to agree to spay/neuter before they reached 6 months of age.
Lucy, glad you are feeling better. Thank your son for us, too.
The sky picture is pretty. It is looking like December here; December somewhere else that is. Temps are 25 degrees below normal today and cold, cold rain. No lights or decorations going outside today. We are looking at a freeze here soon.
Ingrid, just reading this, I feel no more pain in my throat. rofl. Actually I will write this down for the future and try it. Never heard of that one. Thanks Ingrid.
Karyn I agree. All I know is that now Precious is not attacking Aisha as much anymore. So one good thing already came out of it. I totally believe in spaying and neutering pets. Always done it. Besides....YES the noise is just heartbreaking.
Shirley the weatherman predicts 29 Degrees for I think, Thursday night. Did not pay attention when I saw that it does not even heat up much during the day.
Will pass all the thank yous on to son right now.
I just LOVE a Texas Sunrise!! Beautiful pic!!!!
I am so very glad to hear you are feeling better...I spent all day Sat. on the couch with sweats and 2 blankets and was still cold...I think my taste buds are sick..LOL Everything tastes Gross!
My Thoughts and Prayers are with your Son and all of our Men and Women who serve and protect!!
They CAN be spayed in heat but it's best to wait because of more bleeding & everything being engorged & all. You can also knock your female out of heat with a Q tip. Email me for directions if you are interested. They don't come back in season for a few months. No, I'm not a pervert. LOL


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Karon Cliff Contemporary Boutique Bungalows
Situated near the beach in Karon, Karon Cliff Contemporary Boutique Bungalows is close to Karon Market, Karon Temple, and Karon Beach. Also nearby are Patong Beach and Bangla Night Street.
Resort Features.
This Karon resort offers a restaurant, a coffee shop/café, and a bar/lounge. Wireless Internet access is complimentary in public areas. The staff can provide concierge services, tour/ticket assistance, and limo/town car service. Additional amenities include multilingual staff, a garden, and coffee/tea in the lobby. For a surcharge, guests have access to a roundtrip airport shuttle (available on request). Guest parking is complimentary, and available on a limited first-come, first-served basis. The property has designated areas for smoking.
Rooms open to balconies. The 27 air-conditioned guestrooms at Karon Cliff Contemporary Boutique Bungalows include minibars and safes. Complimentary wireless high-speed Internet access is provided. Televisions are equipped with cable channels. Bathrooms offer showers, slippers, and complimentary toiletries. In-room refrigerators, coffee/tea makers, and complimentary bottled water are provided. In addition, amenities available on request include in-room massages, hair dryers, and irons/ironing boards. Housekeeping is offered daily.
This is a great place for couples looking for a fun relaxed place to rest and have fun…
The hotel doesn't even has a room service(even a telephone to connect you to reception),…
Enter dates to check prices
Hotel Info: 866-539-8117from $23
- Deluxe Room, Sea View
- Penthouse Sea View
- Superior Room, Sea View
- Deluxe Room, Sea View (Contemporary Style)
Recommended hotels
At a glance
Key facts
Hotel size
- This hotel has 27 rooms
- This hotel is arranged over 1 floor
- Check-in time starts at 2 PM
- Check-out time is noon
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
- Minimum check-in age is 18
Travelling with others
- Pets not allowed
- Free WiFi in public areas
- Free WiFi in rooms
- Airport shuttle (available on request) *
- Free self parking (limited)
Other information
- Resort fee included
In the hotel
- Restaurant
- Bar/lounge
- Coffee shop/café
- Room service (during limited hours)
- Coffee/tea in the lobby
- Billiards or pool table
- Front desk (limited hours)
- Concierge services
- Tours/ticket assistance
- Limo or Town Car service available
- Dry cleaning/laundry service
- Number of buildings/towers - 11
- Safe-deposit box at front desk
- Designated smoking areas
- Garden
In the room
- Air conditioning
- Minibar
- Coffee/tea maker
- Slippers
- Iron/ironing board (on request)
- Blackout drapes/curtains
- In-room massage available
- Individually decorated
- Individually furnished
- Balcony
- Private bathroom
- Shower only
- Free toiletries
- Hair dryer (on request)
- Cable TV channels
- Desk
- Free WiFi
- Refrigerator
- Free bottled water
- Daily housekeeping
- In-room safe
- Connecting/adjoining rooms available
- Access via exterior corridors
Special features
On Site
- Bicycle rentals on site
- Fishing on site
- Scooter/moped rentals on site
- Golf lessons available nearby
- Golfing nearby
- Kayaking nearby
- Parasailing nearby
- Sailing nearby
- Water skiing nearby
- Windsurfing nearby
Karon Cliff Contemporary Boutique Bungalows's small print
Also known as
- Hotel Karon Cliff Contemporary Boutique Bungalows
- Karon Cliff Contemporary Boutique Bungalows
- Karon Cliff Contemporary Boutique Bungalows Phuket Phang Nga
The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation.
For transfers, guests must contact the property 72 hours prior to arrival at the number on the booking confirmation.
Mandatory fees
You'll be asked to pay the following charges at check in or check out:
- Christmas Eve (24 December) Gala Dinner per adult: THB 1200
- Christmas Eve (24 December) Gala Dinner per child: THB 600 (from 2 to 11 years old)
- New Year's Eve (31 December) Gala Dinner per adult: THB 1400
- New Year's Eve (31 December) Gala Dinner per child: THB 800 (from 2 to 11 years old)
The charges below are included in the total price displayed:
- Resort fee
Optional extras
Airport shuttle service is offered for an extra charge of THB 1000 per room (one way)
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.


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text: Home > Medical > Hypertension > Living with hypertension Updated 07 July 2014 Self-monitoring at home There seems to be a definite trend toward self monitoring, as people are encouraged to actively participate in the management of their health. 0 iStock Technology can get people moving Sponsored by There seems to be a definite trend toward self monitoring, as people are encouraged to actively participate in the management of their health. Home blood pressure measurements are recommended by many experts. It offers the following advantages: To distinguish true hypertension from "white coat hypertension". This is where blood pressure is consistently elevated at your doctor or clinic but normal at other times. To assess your response to hypertension medication. This can help your doctor evaluate the effectiveness of drugs and to make appropriate adjustments. Taking and recording blood pressure at home may motivate you to take treatment correctly and stick to the lifestyle changes. It can potentially reduce costs. Any disadvantages? Blood pressure varies during the day and some people become anxious about it. Understanding hypertension and talking to your caregiver will help. Home testing is difficult for people with visual of hearing impairments, including the very elderly. Use the right tools Done correctly and consistently, self measurement can be a very useful guide for your health professional. However, it is very important to use only validated measurement tools. Finger monitors are regarded as inaccurate. High quality electronic devices are user-friendly and accurate. Any home device should periodically be compared with a mercury sphygmomanometer to validate the readings. Before you take your blood pressure Relax and sit down for five minutes, do not take any coffee or cola for about 30 to 60 minutes before the test. Don't test yourself if you have just had vigorous exercise. Smokers should not smoke for an hour before the test. If you do smoke, make every effort to stop, as smoking is a major risk factor for heart disease and stroke. When to take your blood pressure Readings are usually higher in the morning than late afternoon or evening. It is good to establish a routine. Periodic readings at different times of the day is useful though, as it may indicate the need for some medication to be given more than once daily. Write it down Record your readings (date and time of measurement) and discuss it with your health professional. It is also useful to include at what time you took your medication. When is a home reading seen as high? Home measurements tend to give lower readings. The data used by your health professional is based on those taken in clinical settings. Therefore a blood pressure of 135/85 mm Hg can be regarded as elevated. Discuss this with your doctor. (Dr Kathleen Coetzee, MBChB) Read more: What do the numbers mean? Hypertension and essential fatty acids From our sponsor Regularly salting foods heightens death risk by 50% Heart-healthy changes to your diet Read Health24's Comments Policy Comment on this story 0 comments Add your comment Thank you, your comment has been submitted. Logout Comment 0 characters remaining Share on Facebook Logout Comment 0 characters remaining Share on Facebook Loading comments... Ask the Expert Hypertension expert Dr Jacomien de Villiers qualified as a specialist physician at the University of Pretoria in 1995. She worked at various clinics at the Department of Internal Medicine, Steve Biko Hospital, these include General Internal Medicine, Hypertension, Diabetes and Cardiology. She has run a private practice since 2001, as well as a consultant post at the Endocrine Clinic of Steve Biko Hospital. Ask a question Questions posted to Hypertension expert questions answered by the expert Q: can Prexum Plus cause a blocked feeling in the ears posted on 27-03-2015 Q: 52 year old female - BP reading 172/140 posted on 26-03-2015 Q: Type 1 (lantus and apidra), hypertension (hypotone 250mg), yet feet are swollen, urine is darker and smelly, what could be wrong? posted on 25-03-2015 Q: is it high blood pressure? posted on 25-03-2015 Q: inderal la 80mg, toe 40mg pur blokka wat nou? posted on 25-03-2015 Q: Ek gebruik Bisocor 2 5 g daagliks die afgelope 6 weke vir bloeddruk. Die afgelope 3 weke voel my linkeroog "hazy'". Ek was vir oogtoets maar is verseker daar is geen probleem in my oog self nie. posted on 23-03-2015 Q: short breath but nothing shows hbp? posted on 22-03-2015 1 comment Q: will this supplement affect my BP medication? posted on 19-03-2015 Q: Ek het pyn in linkerkantse bors op na my skouer toe, my ore pyn ook posted on 19-03-2015 Q: Scared and Worried posted on 18-03-2015 Q: Persistent High Blood Pressure posted on 18-03-2015 Q: High morning hypertension only posted on 16-03-2015 Q: Fasting for Hypertension posted on 16-03-2015 Q: my blood pressure is constantly high posted on 12-03-2015 Q: What is the protocol on entry at hosp with a doctors note posted on 06-03-2015 load more × Still have a question? Get free advice from our panel of experts Your question More detail Your name (optional) The information provided does not constitute a diagnosis of your condition. 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On tonights broadcast of Mic'd Up Michael is joined by Michael Hichborn from American Life League and Stephen Phelan from Human Life International to discuss the corruption in the social justice wing of the Church.


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U.S. Labor Secretary on December jobs numbers
Steve Chiotakis
Interview by
Jan 6, 2012 Hilda Solis, the Secretary of the Labor Department, discusses the jobs picture today, and where we still need to improve.
European job market struggles more than U.S.
Stephen Beard
Jan 6, 2012 In Europe, some countries in the north are doing well while in southern countries like Italy and Spain, unemployment is skyrocketing.
Unemployment claims fall in December
Steve Chiotakis
Interview by
Jan 5, 2012 Fewer people lined up for unemployment line -- and for unemployment benefits -- last week and payroll company ADP says private employment jumped by 325,000 in December.
Economic growth likely to be uneven in 2012
Diane Swonk
Interview with
Jan 5, 2012 Jobs numbers are up, and the outlook is good for manufacturing and some other sectors. Not every part of the economy has such a sunny outlook for 2012, though.
PODCAST: A not-so-Kodak moment
Mary Dooe
Jan 5, 2012 Boeing will close a military aircraft factory in Wichita, Kansas, laying off 2,000 workers over two years. The European Union could soon begin cracking down on how online companies use personal data. Shares of Netflix soared yesterday after data showed that users watched over 2 billion hours of TV and movies last quarter. And in this week's Attitude Check with Gallup, we look at the extent to which the 2012 election will focus on economic issues.
Unemployment picture is improving, slow and steady
Steve Chiotakis
Interview by
Jan 5, 2012 Fewer people lined up for unemployment benefits last week, which, if sustained, could drop the jobless rate in the longer term.
Jobs surge
David Brancaccio
Jan 5, 2012 Today, ADP reported the biggest jump in new hires it has ever seen: 325,000 new jobs in December. Could that be a sign the economy is coming out of its stupor?
Unemployment etiquette
Eve Troeh
Dec 30, 2011 Unemployment may throw a wrench into your personal relationships. Learn tips -- for the employed and unemployed -- on how to navigate tricky social situations so you keep your relationships even in the face of job loss.
Out of work, but not out of options
Cecilia Marquez
Dec 30, 2011 Commentator Cecilia Marquez describes the experience of taking a risk to get a paycheck.
Jobless picture slowly improving in U.S.
Adriene Hill
Interview by
Dec 29, 2011 The number of people applying for unemployment rose slightly last week, but the monthly average fell to its lowest level since 2008.


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Dr. Achal R. Dhruva, MD
- 1401 Medical Pkwy Ste 200/220
Cedar Park, TX 78613
- 2 Locations
- (512) 260-1581
Dr. Achal R. Dhruva graduated from the UMDNJ New Jersey Medical School at Newark in 2001. He works in Cedar Park, TX and 1 other location and specializes in Otolaryngology and Plastic Surgery - Head & Neck. Dr. Dhruva is affiliated with Cedar Crest Hospital & RTC, Saint Davids South Austin Medical Center, Seton Medical Center Austin and Seton Northwest Hospital. He speaks English and Spanish.
Gender: Male
Languages Spoken: English, Spanish
Otolaryngology, Plastic Surgery - Head & Neck
Medical School: UMDNJ New Jersey Medical School at Newark; Graduated 2001
*This physician has multiple office locations. See Office Information for details.


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WIDELY REGARDED as the finest literary biography ever published, James Boswell's Life of Samuel Johnson reveals a man of outsized appetites and private vulnerabilities, and is the source of much of what we know about one of the towering figures of English literature. This new edition collates and corrects the textual inaccuracies of previous versions, returning to the original manuscript in order to present a definitive edition of this landmark text.Edition/Copyright: 08
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A collection of news and information related to Laura Lippmann published by this site and its partners.
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Review: 'Hush Hush' by Laura LippmanStory | Feb 19, 2015 | 5:55 AMIn "The Girl in the Green Raincoat," Laura Lippman's 2011 novella, private detective Tess Monaghan is being held hostage by her pregnancy. She's in the third trimester, on bed rest for pre-eclampsia and, much like the photographer in Alfred Hitchcock's "Rear Window," Tess becomes infatuated with a stranger — a blonde in a celery-colored raincoat — she can see from inside her home. But not even a difficult pregnancy can stop this indomitable sleuth from ferreting out her story.


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Last Glance
Vermilion Cliffs Wilderness Area, Arizona, USA
1501-5-8354 [3:2]
Following a winter storm, warm temperatures melted all the snow, leaving pools of water and saturated sandstone. Oranges became dark red, and lighter tones became a vibrant yellow. Due to the difficulty in obtaining access to this area, I wanted to soak in a last glance of this feature, knowing it would be a long while before I returned. I turned around to this sight and stood there, soaking in the vision. This is the scene that was before me.
Great Smoky Mountains National Park, Tennessee, USA
1410-4-2263 [2:3]
Fall in the Smoky Mountains is an incredible experience. As I wandered through the forest with my wife, we came across this obscured road, nearly hidden from view. We wandered up the pathway and came across this beautiful scene, a trail that led off into the distant light.
Grand Arizona
Grand Canyon National Park, Arizona, USA
I received some instruction in photography techniques in September 2010. As a result, I went on a day trip to the Grand Canyon to see what I could do with multiple exposures. In the end, I stuck with a single exposure -- this one. I loved the contrast of fall forest leaves against the desolate backdrop of the Grand Canyon! Arizona is so Grand indeed!
Sandstone Lines
Vermilion Cliffs Wilderness Area, Arizona, USA
1202-1-3372 [2:1]
I captured this image in 2012 during my first visit into the Vermilion Cliffs Wilderness Area. The trailhead begins in southern Utah just under 5,000 feet above sea level, then climbs (and descends) resulting in an overall climb 350 feet over 3 miles, a mere 1/3 mile into the Arizona side of the border. At this point is The Wave, an incredible sandstone formation. The sandstone lines create a mesmerizing spectacle.
Morning Moon
Utah Lake, Utah, USA
1501-5-6637 [2:3]
The morning glow of sunrise captured on the east-facing slopes of the mountains along Utah Lake. The frigid winter temperatures caused a murky layer of mist at the base of the hills. The full moon had perfect timing to position itself right where I needed.
Grand Teton National Park, Wyoming, USA
1306-4-3642 [3:2]
I awoke early on my wedding anniversary to enjoy a beautiful sunrise overlooking the Snake River as a foreground to the majestic Tetons of Grand Teton National Park. I knew exactly where I was going, as I had been here many times before. This is one of my favorite places, as it is due to my admiration of one of the greats, Ansel Adams, to find peace and serenity. Here I capture a quick burst of shots, then stood and admired the colors changing on the Rocky Mountains. What a magnificent experience!
Temple Accent
St. George, Utah, USA
1410-5-5373 [3:2]
I was to receive a newly-released lens for Valentine's Day this year. It was delayed for months and months, but finally received it in time for fall. I went a road trip, and with the new tool have been discovering new perspectives. While walking around the St. George Temple, I discovered a dangling branch, creating a temple accent against the white backdrop of the St. George LDS Temple in southern Utah.
Rocky Mountain National Park, Colorado, USA
1410-4-8443 [16:9]
I came across this scene two days before I captured it here. At that time, the vista was plagued with fog, mist, and snow, and wind caused the water to have uneven ripples in all directions. I hung out at this spot for a while envisioning what I wanted. I visualized the potential of sunrise forcing a glow on the foreground against the dark shadows of the background. I made the plan to come back, which I did, and I am glad I did!
Wasatch Dawn
Wasatch Mountains, Utah, USA
1412-5-5689 [4:1]
Late fall, early winter sunrise over the Wasatch Mountains in the Salt Lake Valley. The light blazed as it peaked over the crest, between Lone Peak and Mount Timpanogos.
Sudden glow
Great Salt Lake, Utah, USA
1305-4-4201 [2:1]
I went to the shore of the Great Salt Lake during spring with a group of friends. We wandered around the sandy (muddy) shore. I was looking for a nice reflective perspective. The sun was obscured by the overcast layer, and then without any notice there was a sudden glow all around as the sun peaked through on the horizon. I hurriedly setup the tripod and snapped a few. It is always amazing how quickly a scene changes!
Temple Courtyard
Salt Lake City, Utah, USA
1411-5-5067 [16:9]
A beautiful sunset at the Temple in downtown Salt Lake City, Utah.
Saturated Forest
Rocky Mountain National Park, Colorado, USA
1409-4-7344 [3:2]
Hiking along the trails led us to a small pond at the base of the mountains in Rocky Mountain National Park. Timing was great, in that fall was in full swing. Rain saturated the forest, bring out vivid colors against dark shadows.
Once Upon a Rock
Wasatch Mountains, Utah, USA
1306-4-1124 [2:3]
Late spring, early summer capture high in the Wasatch Mountains on a hike to Lake Blanche, nestled at the base of Sundial Peak. The lake bed was anciently home to a glacier once upon a rock on this shoreline. Glacial scars are prominently visible in this shot.
Although the sky was boring (no clouds), the sun provided a gentle, soft light, creating an incredible warm glow.
This hike is not for car-shooters. It is a grueling 3.3 miles one-way up with a 2,700 foot (823m) gain! Thanks to friend and photographer, Steve Howa, who came along as my guide!
Second Light
Rocky Mountain National Park, Colorado, USA
1410-4-8297 [3:2]
++ This image featured by USA Today November 21, 2014
It was my first visit to Rocky Mountain National Park. I wanted to catch a spectacular image showing the beautiful transition from fall to winter. Unfortunately stormy weather predominated the trip, like on this particular morning. Fellow photographer, Dustin LeFevre, and I awoke to mostly overcast skies, with only a single star visible above. Regardless, we gathered the stamina to ready ourselves and drive up the canyon. Within a few minutes we ran into a snow storm. What? Hope was nearly diminished. We decided to change directions and head up a different canyon. As we arrived, we were greeted with light snowflakes, and so the situation was still dire. But as I packed my ClikElite backpack, Dustin prodded me to look over my shoulder. Behind us there were hints of pink showing on the skyline. This was incredible! We were no fewer than 30 minutes BEFORE official sunrise, yet color was already visible. We literally sprinted up the trail to a pre-determined location along a lake. I gasped for air as I carried my 30-pound pack. About half way up, I told Dustin to move on without me --- my heart just couldn't take the pace. I setup near there and shot sunrise from an outcrop. And sunrise continued to blaze, so much that I decided I should continue up the trail to make an attempt at the other location. As I arrived at the lake, I setup my shot, disappointed I missed peak light, as the view was incredible! Then suddenly a wave of second light appeared, created an incredible alpenglow on the distant mountainside. I felt so fortunate, to experience such a spectacle in nature!
The Turks and Caicos Islands
1407-4-7081 [2:3]
I wandered with my wife along the beach of the north shore in the Turks and Caicos Islands. The overcast layer on the horizon daunted any hopes of a brilliant sunset. The skies were a dismal gray. Then as discouragement was about to settle in, the sun peaked through, brightening up the ocean surface. The colors blazed in all directions --- It was so difficult to decide upon which direction to compose the shot. It was then I saw the sun's rays glistening on the west sand before me, and decided upon this shot.
Golden Lake
Wasatch Mountains, Utah, USA
1410-4-0197 [3:1]
As a youngster, I often roamed the Wasatch Mountains with my family. One of my favorite features of the forest is the aspen tree -- the sound it makes when the wind blow, the way it glistens in the sunlight, and especially during autumn when its leaves turn a bright yellow. I captured this shot high in the Wasatch, right before sundown, making a beautiful golden lake!
Classic Zion
Zion National Park, Utah, USA
1411-5-4702 [2:3]
Autumn sunlight glistening through cottonwood trees along the Virgin River in Zion National Park of southern Utah. Yes, this is *the* classic Zion shot, and everyone needs one. Such a beautiful place to stand and admire nature!
Wichita Mountains, Oklahoma, USA
1409-4-4563 [3:2]
Sunset light glistening through the grassland along the Wichita Mountains of southern Oklahoma. To capture the image, I had to sacrifice myself a bit. I observed a fire ant hill at the spot where I needed to position the tripod, and I needed the perspective to be as close to the ground as possible. I laid down right on the ant hill, setup the shot, and began capturing the light. I felt several bites, and continued shooting. After 4 or 5 minutes, I felt I had the shot, so stood up, shook several ants off. There were a couple stragglers inside the clothing, so took a couple minutes to remove them, too. When all was said and done, probably 20 to 30 bites. Ouch! And worth it!
Oquirrh Mountain Temple II
South Jordan, Utah, USA
1410-5-0065 [2:1]
Beautiful lit-up Oquirrh Mountain Temple at the conclusion of sunset. Seeing an overcast sky, I visited the temple as a last-minute whim in hopes the sun might pop out underneath the cloud deck. Fortunately it did, creating a beautiful glow all around.
Oquirrh Mountain Temple IV
South Jordan, Utah, USA
1407-4-9100 [3:2]
On Independence Day 2014, I visited the Oquirrh Mountain Temple with my wife. We watched fireworks in the distance, while we captured beautiful sunset light over the horizon.
Among Maples
West Jordan, Utah, USA
1410-5-0267 [3:2]
I wandered among maples at sunset in a beautiful garden of West Jordan, capturing the last glimmer of autumn colors.
Framed House
St. George, Utah, USA
1410-5-1770 [3:2]
Morning light on the framed House of the Lord in St. George, the Mormon/LDS Temple of southern Utah.
Salt Lake City, Utah, USA
1411-5-4942 [3:2]
Sunset light on the spires of the Salt Lake City Temple in downtown Salt Lake.
Passing Through
Ozark Mountains, Arkansas, USA
1409-4-3475 [3:2]
My wife and I visited Arkansas in early fall and anticipated the trip to be more of a scouting adventure for future trips in the area that would be longer. As we were passing through a portion of the Ozarks, I saw this scene. I immediately turned the car around and unpacked the gear. I only took pics for a few minutes, because I knew couldn't top this one. The color added to the stillness of the water made the scene perfect.
Great Smoky Mountains National Park, Tennessee, USA
1410-4-2981 [3:2]
My wife and I were privileged to have a few autumn days in the Smokies, and one afternoon while meandering through the forest, we stumbled across an incredible red tree. With all the dark green trees around, it stuck out like the bright sun. I spent 15 minutes walking around it, looking for a perspective that demonstrated its incredible beauty. This was my preferred angle.
Fall Mist
Great Smoky Mountains National Park, North Carolina, USA
1410-4-2806 [2:3]
A downpour of rain plagued the forest as my wife and I wandered from overlook to overlook. As a result we took break from photography and wandered through the woods. It was there I saw this scene. I had to grab the camera and capture the scene! Such a beautiful glow as a the rain thinned some, and the fog still moved through the trees.
Rocky Beach
Lake Tahoe, California, USA
1408-4-1964 [16:9]
Morning light on a rocky beach along Lake Tahoe's western shores, with Nevada mountains prominently displayed in the background.
Down Below
Great Smoky Mountains National Park, North Carolina, USA
1410-4-2726 [3:2]
I visited Great Smoky Mountains during the 2014 fall season. The trips was planned months in advance with specific dates in mind. I had grand plans to capture the vast vistas located throughout the Smokies; however overcast skies, fog, and rain plagued the entire visit. On one day, the sky opened just enough to catch glimpses of distant hillsides, enough to capture some scenes. While standing atop the mountain, I walked over to the North Carolina side of the mountain, and caught a glimpse of a winding road down below. Notwithstanding the rain, I took the risk of changing lenses, and zoomed in to this scene!
West Jordan, Utah, USA
1410-5-0207 [3:2]
I was fortunate to spend an evening wandering through the Conservation Garden Park before fall colors were gone. My standard all-around telephoto lens is out for repair, so spent the evening capturing perspectives with my 150-600mm. While glimpsing through the viewfinder, I came across this scene, showing incredible depth and backlight from the sunset.
On the Hill
Wasatch Mountains, Utah, USA
1410-4-3476 [3:2]
I watched the sun set through the aspen treetops, then at dusk I setup this long exposure. I found the topography most interesting, with aspens growing in different directions on the steep hillside. Thanks to Joshua Kelsch for joining in for an exciting evening!
Smoky Stream
Great Smoky Mountains National Park, North Carolina, USA
1410-4-2551 [3:2]
For the first time I visited Great Smoky Mountains National Park this fall. I was excited to capture grand views from the myriad of overlooks in the area; however the weather had a different plan, as through the week the area was socked in with fog and overcast skies. As a result, I sought out new perspectives that were more intimate, such as this one. I captured this autumn scene along the Oconaluftee River as it drains down the North Carolina side of the Smokies.
Brigham City Temple I
Brigham City, Utah, USA
1410-4-1612 [3:2]
Went on a family excursion in the mountains to view fall colors. As sunset was nearing, we decided to drive over the mountain into Brigham City to capture imagery of the Temple. We meandered around, looking for various compositions. This is one of my favs.
Wasatch Mountains, Utah, USA
1410-4-3462 [3:2]
Fall came early in Utah this year. As a result, I frequently found myself struggling to find new perspectives from which to capture new scenes, primarily due to time constraints. This week I found myself not too far from Mount Nebo, in the Wasatch Mountains. As the sun began dipping over the horizon, I saw the highlights of the sun glistening among the leaves in the treetops of some nearby aspens. "This is it, go back!" I yelled out to the driver and colleague -- actually my beautiful wife. She turned the vehicle around and parked. I scrambled down the hillside, setup my tripod, and captured this scene. A scene that called out to me, making a comparison of the already-dormant aspens on the left, and the living, vibrant aspens on the right! Amazing sight! And a special thanks to Josh for coming along, too!
After Rain
Rocky Mountain National Park, Colorado, USA
1409-4-7183 [3:2]
As I meandered along slippery boulders on a mountainside, I came across this simple scene -- raindrops clinging to the already fall-turned red/yellow leaves. Normally I am so involved in capturing grand scenes, it is easy to overlook such small things. You know, the scenes that make your jaw gape open; but on this occasion nature's beauty was seen best in such a succinct moment. My eyes peered gleefully at a such magical contrast and color!
Wasatch Mountains, Utah, USA
1410-4-0243 [3:2]
I visited this area as a young boy, long ago. I come back frequently to the area, and somehow kept forgetting to stop here. Thanks to a recent post by fellow photographer, Christian Peay, it reminded me of a treasure hidden in the Wasatch Mountains. So I jumped in the Jeep with my son, prepped for a journey to the pre-destined location. Upon arrival, I packed my gear, and hiked up to this spot with master photographers Dustin LeFevre, Peter Irwindale, Emily Dickey.
The hike was grueling, well at least for me, since I am an older, overweight guy. Upon reaching the lake, I knew I only had single-digit minutes to setup and capture what I wanted. I extended the tripod legs, affixed the camera, and snapped this multiple-exposure shot. The wind created an insatiable glow. And just two minutes later the sun began receding from view.
Wasatch Mountains, Utah, USA
1410-4-0498 [3:2]
I went on an evening excursion with my family through the Wasatch Back near Salt Lake City. We meandered from forest to forest, until coming across an overlook near Deer Valley, a few minutes before sunset. From there, we walked through the shrubs and trees, and I saw this grouping of leaves, jutting out towards the sun. The wind was howling and a chill filled the air. I setup the shot for a fast shutter speed, to capture the leaves as if they were still.
Meadow Highlights
Wasatch Mountains, Utah, USA
1409-4-5579 [3:2]
My wife and I awoke early in the morning to catch a specific scene high in the Wasatch Mountains. Alarm was set for 5:00AM, to provide time to pack the Jeep, then rush up into Utah's high country in time to catch alpenglow on the back side of Mount Timpanogos. To our dismay, a dog we were watching for family had an "accident," so we were delayed due to cleaning up the mess. The diversion took an extended period of time, making our arrival late at the pre-determined location. As a result we wandered away from the scene disappointed.... until I came across this spot. The sun's morning rays glowed, creating highlights in the trees all around. I setup the tripod with a low perspective, and captured this incredible meadow scene, high in the Wasatch Mountains.
Desert Rainbow
Vermilion Cliffs National Monument, Arizona, USA
1402-4-8240 [16:9]
Shaded light reflecting off sandstone shows a variety of color, exuding a beautiful desert rainbow! I captured this shot late in the day, under sunset light. I could see the purple, red, orange, and yellow hues with the naked eye --- obviously exaggerated with this artistic composition.
Capturing the shot was difficult, as onlookers, who I believe were attracted by my tripod, followed me to this spot, and continued to walk through the composition. I patiently waited, asking each of them to *NOT* step in the sand. I shook my head as one stepped right in the middle of it. Several critical minutes passed, under beautiful light, until I snagged this one!
Evening Layers
Wasatch Mountains, Utah, USA
1409-4-2471 [3:2]
High in the Wasatch Mountains, I enjoyed a beautiful sunset with the company of my wife. Under the cool temperatures of late summer, we watch the sun recede over the distant horizon. The lowers lines blazed red, while the upper layers turned orange and yellow. I then glanced at the evening layers, made more prominent by a gentle haze. The warm tones glowed all around!
The Turks and Caicos Islands
1407-4-5829 [4:1]
The Recession was rough everywhere. I recently visited the Turks and Caicos Islands and saw evidence of this fact as I came across an abandoned resort. The remains of a once prominent location stand as testament to a different era that was not so long ago. Perhaps one day this beach will again be filled with the laughter of children and the jaunts of lovers holding hands while wading their toes in the water. Imagine how this beautiful spot will become even so much more!
Above the Road
Death Valley National Park, California, USA
1403-4-1217 [2:1]
I captured this abstract shot of the magnificent sand lines, high above the road that leads to the Eureka Sand Dunes in Death Valley National Park. To get a glimpse of scale, take not of the tiny footprints on the rim of the dune!!
Lake Tahoe, Nevada, USA
1408-4-1149 [16:9]
I came across this scene around mid-day, and sat there awaiting the right light, watching the sun sink down on the horizon over the California side of the lake, inch by inch, until it gently touched the rocks. Once there, I began madly snapping the shutter release, trying to capture the contrast between the warm skies and cool tone and motion of the roaring waves! A great end to a marvelous day!
Florida Breeze
The Keys, Florida, USA
1310-4-7449 [2:3]
For a week I spent an evening in The Keys with my family in search of beautiful beaches. This particular night the light went magic as we approached this beautiful scene. I grabbed my camera, and as I setup for this shot, I felt a warm Florida breeze, but it was not enough to ward off pesky visitors -- I was nearly ate alive by mosquitoes, yuck! In the end, it was worth the blood-giving price. What a scene to enjoy!
Emerald Dawn
Lake Tahoe, California, USA
1408-4-1767 [16:9]
I arose at 4:45 in the morning with my son, and we rushed to this pre-determined area to capture the sun as it dawned over Emerald Bay. From this perspective we capture California in the foreground and Nevada in the distance. We glanced from several spots before selecting this one --- The smooth water, with Fannette Island centered in the bay, with the flowing river far below --- they felt to be the perfect spot to capture the rays of the sun shining down over the distant horizon!
Under Clear Skies
Lake Tahoe, Nevada, USA
1408-4-1504 [3:2]
My goal this year was to visit Lake Tahoe during summer. I realized last week I had not fulfilled this task, so in a last-ditch effort caught the Amtrak train to Reno and drove down to Tahoe for 3 days of shooting.
The lake is so huge, it is a difficult task to determine where you want to be for sunset --- there are so many good views from the Nevada and California side! About two hours before sundown, I determined this was the spot! Although I was yearning for drama on the horizon, all shooting was under clear skies. Notwithstanding this setback, the sun cast an amazing glow on the normally white rocks of the shoreline, providing its own kind of drama. The waves raged on the shore, and a long exposure helped capture the intense blues!
Afternoon Light
Glacier National Park, Montana, USA
1406-4-9575 [3:2]
The first week of summer is a magical time to visit Glacier. The sun is at its peak, seeing the depths of the canyon that are not visible the rest of the year! Captured this shot over the still lake under late afternoon light.
Enduring Winter
North Cascades National Park, Washington, USA
1406-4-3244 [2:3]
Although I visited Washington in early summer, the enduring winter just seemed to linger in the Cascade Mountains. Snow persisted in glacier-like patterns throughout the forest. So glad I decided to wear long pants! The air was filled in a bone-chilling breeze, and the area was covered in an overcast layer. Just as I was about to give up on the light, a little glimmer of sunset's rays cast through the layer onto Mount Shuksan. I pointed the camera in that direction and captured this shot.
Moody Moon
The Turks and Caicos Islands
1407-4-6579 [3:2]
Captured the "supermoon" right after sunset along the shore. The rapidly passing clouds created an incredible mood!