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The entire staff was so kind and welcoming. Nobody tried to sell us on anything, which is a breath of fresh air when you are in a spa. It would definitely make me return.
They never gave us the champagne, which was odd. We felt awkward to ask, and didn't mind much- but that is definitely something they should remember to do and us not have to ask.
|Feb 03, 2015 Kim NC, United States
It is hard to pick one thing I enjoy the most. My therapist, Zach, is fantastic and I've been seeing him for years! I also love trying the teas as they always have a new variety available. The staff is super friendly, and even though it is a small space relative to some nearby resorts, I find they create a charming and relaxing environment.
The staff was so attentive and helpful on my most recent visit. Noting how much I was enjoying the tea, they even made me a to-go cup!
|Jan 19, 2015 Brittany NC, United States
Great atmosphere
|Jan 10, 2015 MEGAN NC, United States
The staff and massage
|Dec 29, 2014 Christine NC, United States
The massage was excellent, especially for the price.
Very nice experience overall. No waiting, great customer service, relaxing atmosphere, and massage by Christy was fabulous.
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Visit Room to Spare Video
Country Living's 2012 House of the Year
What Do You Think?
One Couple Built This Storybook-Worthy Cottage With Their Own Two Hands
Talk about a labor of love.
Peek Inside This Charming Canadian Farmhouse
How one blogger traded a spacious home in the city for a tiny farmhouse in Spruce Grove, Alberta.
This Century-Old Dallas Home Is Cozy and Eclectic
And its stylish tiny guesthouse nearly steals the show.
Step Inside This Beautiful Tudor House and Garden in Alabama
Prepare to be charmed by this Birmingham garden and home.
More From Design Ideas

subset: commoncrawl


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Fox Heath is a populated place located in Montgomery County at latitude 40.241 and longitude -75.473.
The elevation is 299 feet. Fox Heath appears on the Collegeville U.S. Geological Survey Map. Montgomery County is in the Eastern Time Zone (UTC -5 hours).
Montgomery County: Cities & Towns | ZIP Codes | Schools | Features (airports, churches, hospitals, etc.)
BIG Map |
Driving Directions |
Data Source - USGS GNIS FID: 2348358
BOUNDARY MAPS: Township of Perkiomen | Montgomery County
Graterford, PA
(1.4 miles SE)
Schwenksville, PA (1.4 miles NNE)
Delphi, PA (1.9 miles N)
Rahns, PA (2.4 miles SSE)
Spring Mount, PA (2.4 miles NNE)
Neiffer, PA
(2.7 miles WNW)
Limerick, PA (2.7 miles WSW)
Lucon, PA (3.1 miles E)
Lindberg Heights, PA (3.1 miles WSW)
Trappe, PA (3.1 miles S)
Fox Heath, PA
(< 0.1 mile)
Spring Mount Summit, PA (1.4 miles NNE)
Greenview Estates, PA (1.4 miles SSE)
Greenshire Estates, PA (1.4 miles SW)
Faircrest Farms, PA (1.4 miles W)
Pineview Estates, PA
(1.4 miles WNW)
Winnie Tract, PA (1.9 miles WSW)
Providence Knoll, PA (1.9 miles SSW)
Perkiomen Greene, PA (1.9 miles SSE)
Skippack Ridge, PA (1.9 miles SE)


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Cookies on the Pets At Home website
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FREE Standard Delivery for orders over £29
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Product Code: 36494P
Let your adult dog try this new tasty Chewdles Natural roll which can be fed as a treat or reward at any time!This natural retriever roll can also assist with dental hygiene.Approximate Dimensions (Product): Varied.
Ingredient(s): Beef hide.Additives: Protein: 75%, Crude Fibre: 0.5%, Fat Content: 0.5%, Crude Ash: 4%.Feeding Guide (approximate per day)Feed as a treat or reward at any time.Feeding Guide (approximate per day)Feed as a treat or reward at any time.
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Manny Pacquiao goes through early morning drills in preparation for his upcoming bout against Floyd Mayweather. Check out the photos here.
Robert Durst, the subject of an HBO documentary about his alleged involvement in three murders, admitted that he "killed them all" while his mic was on.
Robert Durst admitted to three killings in a HBO documentary miniseries about his suspected involvement in the murders. Durst was arrested Sunday.
Robert Durst, the subject of a HBO documentary miniseries about his suspected involvement in three murders, has been arrested on a felony warrant in Louisiana.
Here's a full look at the Game of Thrones Season 5 trailer that debuted during Apple's 2015 Watch event.
What you need to know for the David Lemieux and Gabriel Rosado fight this Saturday in Brooklyn.
Check out photographs from Terence Crawford's victory over Raymundo Beltran.
Everything you need to know from the final press conference heading into Saturday night's showdown in Omaha.
What you need to know about Saturday's clash between Terence Crawford and Raymundo Beltran in Omaha, Nebraska.
What you need to know as Manny Pacquiao and Chris Algieri square off at The Venetian Macao in China this weekend
Eight-division world champion Manny Pacquiao held an open workout ahead of his bout against Chris Algieri in Macau, China on Saturday.
What you need to know about Long Island's best-kept-secret Chris Algieri when he faces off against pound-for-pound great Manny Pacquiao on Saturday.
Jessie J & Jennifer Hudson crushed David Guetta's Titanium at the Concert for Valor, an HBO special live from Washington D.C., on November 11th, Veterans Day.
Reigning heavyweight champ Wladimir Klitschko makes his 17th title defense against Kubrat Pulev on Saturday.
Wrapping up the season, Last Week Tonight with John Oliver, netted 846,000 viewers in the season finale and here are the top 5 moments from the first season.


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Today I am thrilled and overjoyed to announce that our 2012 Design*Sponge Newspaper is out! Last year Amy, Kate and I embarked upon an incredibly last-minute journey to produce a print newspaper and had so much fun in the process. This year we decided to try again, but with a new theme: Summer Camp! Inspired by the 100 Year Anniversary of the Girl Scouts, we came up with 32 pages of ideas that will get you back in the camp frame of mind. From recipes and DIY projects to camp tours and puzzles, we wanted to gather a wide range of ideas that would inspire you to make something with your own two hands, whether that takes place in the great outdoors or in your own apartment. Want to know what's inside? Here's a preview of this year's 32 page paper, organized by achievement badges (all of which were custom-designed and embroidered by Maricor/Marcar!):
- Camping Badge: Summer Camp Tour + Tips for creating your own indoor camp
- Crafting Badge: 4 camp-inspired DIY projects for the home
- Scavenger Badge: Illustrated Beach and Forest scavenger lists to take with you on trips. The paper's decorative centerfold has spaces for you to pin or glue your finds for displaying!
- Camp Cook Badge: 3 recipes (drink, dinner and dessert) from The Jewels of New York that are perfect for summer camping
- Games Badge: Summer camp themed Rebus Puzzles and Matchstick Puzzles
- Storyteller Badge: The history behind some of our favorite camp crafts like Macrame and Tie Dye
Last year's newspaper was a test-run with a limited distribution and we were thrilled to receive requests for the paper from across the globe. Our goal for this year was to have the paper available in print for anyone who wanted a copy, so I'm thrilled to announce that we will be selling the paper online, both domestically and internationally for anyone who wants a copy. In addition to online ordering, we are very happy to announce that the 2012 Design*Sponge Newspaper will be available in-store exclusively through Anthropologie. So, if you don't want to wait for a copy to arrive in the mail, starting today you can visit ANY Anthropologie store (click here for all locations across the US) and pick up a copy in person for $5.
- In Person: Visit any Anthropologie store (store locations here) to pick up a copy for $5
- By Mail: Click here to order a copy online for $5 + shipping (Shipping costs: $1 domestic and $5 international)
Thank you so much to everyone who helped make this year's paper possible. Amy Azzarito, Kate Pruitt, Walton Press, Anthropologie, Jenny Volvolski, Julia Rothman, Kim Krans, Lucy Engelman, Emily Anderson, Annica Lydenberg, Laura Buchan, Maricor/Maricar, Camp Wandawega, Jewels of New York and Anne McClain.
We threw a summer camp-themed party to celebrate the newspaper and our new office, so I thought I'd share some photos from that big night. Thank you to everyone who came to celebrate with us and thank you to all of you for reading- I hope you enjoy this year's paper! xo, grace
Yay! Grace and team–your talents are amazing. Can't wait to get my hands on a copy!
Will the paper be available at Anthropologie in the UK?
Hi Grace!
I'm having an issue with the online order form. It's not letting me submit the form with the "international" shipping option selected. It's acting as though I have not selected anything. I've tried it in Safari and Chrome…! Just wanted to give you a heads up.
I love the idea of friendship bracelet curtain ties! I've been looking for something to replace my plain ribbons (which were always intended to be a stop gap) and this could be perfect…
Hi Katie – Please make sure that your using the most updated version of the browsers and you've filled everything out in the form properly. It won't give you payment options. If you haven't filled out the form correctly, it won't give you the payment options. Let me know, if it's still not working, and we'll email you directly.
Congrats! I can't wait to pick one up at Anthro.
Hi Claire – I'm sorry. It's only available at Anthro stores in the U.S.
The Anthro in Boston actually had them out for sale last week, so I enjoyed mine all weekend :) it looks great, I'm so glad I got a copy this year!
Any way we can send in money orders – from the United States?
Hello! I'm also having the same problem for international shipping. It says to select an option, but when international is selected it still gives the error?
Marcie –
I'm sorry. We can't accept money orders.
I just ordered my copy! I'm a grad student on a very tight budget but I know this publication will be worth every penny. So excited to receive it!
I am also having the same problem with the international shippping option :(
Hi guys –
We'll check on the international shipping tomorrow. Can you double check that you're filling out the form completely?
i got mine yesterday! http://instagr.am/p/MO4qCnme2W/
Oh goodness, just when I thought I couldn't like Design Sponge more… you add a dose of summer camp. I am a summer camp lifer and lover of the great outdoors (and the great indoors… as we affectionately call our craftshop where I spent a lot of time while on staff). I actually just got up to visit my New Hampshire summer camp and posted a mini photo tour last week! (http://megantada.blogspot.com/2012/06/weekend-waygone-1.html) There's the link in case you feel the urge to indulge on more old-timey-goodness, wooden cabins, pine needle paths, bunk beds, waterfront swimming areas, campfires, and an excellence plaque. Yes, an excellence plaque, along with an honor plaque awarded each week to whichever cabins got the highest marks on morning inspection. Gosh, I miss it! I can hear the bugle calls now! So glad to see you dive into the wonderful world of summer camp!!
yayy, i'll be heading over to Anthropologie pronto!
You are such a talented team!! I really admire you all and all your work. Greetings and Congratulations from Argentina! I wish there were things like that here!
This is so fun, and I love the summer camp idea. Looks like you've all done such a fantastic job. But not that I'd expect anything else from this team!
Same problem with international shipping, tried selecting USA and then reselecting international, but still a no go. Look forward to ordering it though! Summer and camping and design sponge? Yes please.
This looks awesome! I just ordered my copy, can't wait to see all the goodness :)
This looks like so much fun! Nice work.
Looks… interesting lol
Hello, I just tried to buy the Newspaper with an international address and unfortunately it's still not working. I encountered the same problem as Katie. Hope it will sort it's self out. Can't wait to buy it!
Fun theme–just ordered mine!
Hi Amy, I'm having the same problem with the form when I try and select "International", and am filling it out completely. I'll check back tomorrow!
I love Design Sponge and read it everyday. The projects, tutorials and features are creative, stylish and inspirational. I imagine D*S Newspaper will be equally as great. However, if you are promoting D.I.Y home decor and capturing people's unique style why sell at Anthropologie–the largest retail chain that sells pre-packaged, mass produced wears and home decor? How about selling D*S Newspaper at the little and the local shops who grace your very pages?
Seriously, could you guys get any more awesome?! Looks like I'll be heading over to Anthro ths weekend :)
Hi there, can't wait to order it but I've also had the same problem with the International shipping. I've filled out the form completely but when I hit submit I get an error message that either USA or International has to be selected even though International already is. I experimented by changing it to USA and it took me to the payment page even though the address was an international one.
I'm having the same problems as the other international buyers above. It keeps telling me that I need to select an option, even when International is highlited.
Love the illustrations~can I ask who did them? I met Amy & Grace and their Moms at terrain on Mother's Day and just want to say how excited I was. Same last name if you remember? Can't wait to go to Anthro and pick up a copy of the newspaper. Everything looks like so much fun.
YEA! Thank you so much for doing this again!
I am having issues as well with the international shipping option. I was too late last year and I missed out (thank you for the pdf version btw, it made my day) so really don't want that to happen again. merci!
This turned out so incredibly perfect and fun! It was a blast to be a part of this project. I'll be waiting on my front step for the mail to get here. So much beautiful adventure and summer time magic I cant wait :)
Same problem here.. Trying to order for Norway if that is of any help..
The people at Anthropologie in Santa Monica looked at me like I had two heads last night when I went looking for it last night.
Hi Mandy –
I'm so sorry. I'll check in on it.
International still doesn't seem to work…
Hello DS! I'm reallu excited to get my hands on a copy of the newspaper, but I can´t seem to submit the form as the 'International' option doesn't work. I've tried on different, updated browsers but still nothing..
Any other way to order?
Hi guys – If you're having problems with an international order, could you please email: "designsponge at gmail dot com" with the subject line "newspaper order" and we'll do it manually. Thanks! Amy
I just bought my copy from Anthro and I'm so excited! I know what I'm doing tonight.
When do we get to see the office?
Hi Jamie –
We still want to put a few finishing touches on the space, but we definitely want to show it to everyone very soon! :)
xo Amy
exciting! I'll head out to Anthropologie tonight and get my very own copy!
Argh! Just called three stores and California doesn't have it yet! Hopefully soon!
Hey! Sadly the 'international orders' drop down still isn't working (I'm using an android tablet which is up to date). Are you still needing us to email you our details to place an order? Jill x
Hello! Im haveing trouble with the international order as well. Its not working. Hope you can email me. Thanks!
So freakin' awesome! I'm heading to Anthropologie! That s'mores and raspberries recipes looks mouth watering good!!!!
woo hoo! so excited for the paper!! SO happy you're sending them this year. :)
I am desperate for a copy too! And the international option isn't working for me either…
Hi Design Sponge ( my fav newsletter)
Please tell me how to print the BEACH SCAVENGER LIST, and the KNOTTED CURTAIN TIE BACKS.
I want to give these to my younger and older grandchildren for fun summer activity.
Thank you. (7/6/2012)
Hi Jean –
The full instructions are available in the newspaper, which is sold at Anthropologie stores or via the link above.
I got my copy last week and love it! I ended up framing the Scavenger's Checklists because I thought the illustrations were so beautiful. I also blogged about it http://pineconeplace.blogspot.com/2012/07/unique-art-framing-pages-from-camp.html
Thanks for the inspiration! Ashlyn
thank you SO much for the kind blog post! i'm so glad you liked it enough to frame it- that really made my day :)
Hi everyone! I'm leaving this comment because I placed my order on the 25th, but it's not come yet… How can I check that you did get the order? Thanks!
Ordered one a little more than two weeks ago (paid through PayPal) and still haven't gotten mine… Hope it comes soon!
orders are processed within a week of being received and then are sent flat rate, so it may take 2 weeks. if you haven't received it yet please send me an email at email@example.com and i'll check on it personally :)
I work for a Girl Scout council and would love to have a couple extra copies to share with people in my office. I already ordered my personal copy, but is there an easier way to bulk order multiple copies? It seems like the only way I can do it is to "check out" multiple times. If not, that's fine, just thought I'd ask.
just shoot me an email at designsponge at gmail dot com :)


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Chevrolet Sportvan Questions Any type
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Web exclusive! Bring beauty to your table for formal dinners with this Wallace flatware set that includes service for 12 people and extra serving pieces to help you dish out your tasty food.
Hotel Lux stainless steel flatware is an excellent way to add outstanding beauty to your tabletop. Each handle in this Wallace pattern is ornately detailed in its own way. Hold the dinner fork in your hand and you'll see an egg and pearl motif, but then pick up the knife and you'll be delighted by its handle patterned in gorgeous scrolls. Every other piece in the set is sure to add the same unexpected excitement to your dinners.


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Album Rating: 3.0ahahahahahahahahahahaah yeah. saying statements like that kinda points out that you're not 100% gonna be clear when you comment on stuff like that.
cbf to re-rate this but yea it's not good
Digging: Kendrick Lamar - Delete this album
haven't even heard it and i know it's not good
am i a genius?
There Is a Long Title was a guilty pleasure, but every musical moment I enjoy about this album gets derailed by the awful lyrics. You're gonna disagree with religion, fine. But Antivist and Crooked Young are among the most juvenile things I've ever heard.
Album Rating: 4.0That's basically what he said..
Album Rating: 3.0album isn't that good though. it only has about 3 or 4 good tracks that wear off after multiple listens
Album Rating: 3.0 | Sound Offyep
Digging: Celldweller - End of an Empire - Chapter 01: Time
Album Rating: 1.0nope
Digging: Sandrose - Sandrose
Album Rating: 4.0 | Sound Offwore off a little bit
I enjoy this album
Album Rating: 4.0 | Sound Offstill not completely sure if any song on here is better than crucify me
deathbeds rules
wow the average for this has dropped significantly lol
it's a bonus track but should be on the album in place of antivist imo
regardless of this album being pretty solid, I think we can all agree BMTH has one of the worst fan bases in the world
Album Rating: 4.0 | Sound Offcrucify me and fuck are the two reasons i'd consider TIAH slightly better
but this is also better in different ways
TIAH was a 3 for me, but anything before that was complete shit
Album Rating: 4.0
I gave SS a 2 because TSWNE rules and so does the title track, rest is horrible
I think we can all agree BMTH has one of the worst fan bases in the world
Album Rating: 3.0 | Sound OffCarter's vocals have deteriorated over time, whereas Oli's have improved.
Bands: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


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Interactive Seating Charts
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a seating chart for Plainsman Park.
Plainsman Park351 South Donahue Drive
Auburn, AL 36849
Upcoming Events
Apr 3
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Barton Community College will offer a Certified Medication Aide Update course to provide CMAs with continuing education and a review of medications and delivery styles from 8:30 a.m. to 2:30 p.m. Wednesday, March 7 and Thursday, March 8 at the Ellsworth County Medical Center, 1602 Aylward Ave., Ellsworth.
Colonel Ernest E. Garcia, Superintendent of the Kansas Highway Patrol, has announced that Master Trooper Brent Hemken was promoted to lieutenant on December 11, 2011.
Mike Smith, the nation's leading weather expert, will speak at the American AgCredit Insurance Meeting on Wednesday at the Stone Ridge Country Club. Mike is the author of "WARNINGS: The True Story of How Science Tamed the Weather" (Greenleaf 2010), founder of WeatherData and is the Senior Vice President of AccuWeather. Mike holds the highest awards in meteorology from the American Meteorology Society along with earning 19 U.S. and foreign patents. Mike is a keynote speaker and has spoken all over the United States. His topic for the AgCredit Meeting will be the 2012 Spring and Summer Weather ...
Chemotherapy patients at Heartland Cancer Center know how important their complete blood count (CBC) results are, and now they can have those results more quickly.
DALLAS, Texas – The finally final 408(b)(2) regulation was on the minds of advisers at the 2012 CPI Retirement Academy held this week in Dallas, Texas. In Monday's general session, Bradford Campbell, former Department of Labor assistant secretary for employee benefits (EBSA) discussed changes to the final 408(b)(2) regulation in his presentation "At Least 2012 Won't Be Boring: Advisor's Guide to ERISA's Shifting Sands."
The Board of Directors of Farmers Bank and Trust, N.A. has appointed Brian Harrison to a new position as director of business development as part of the next strategic plan for the banking corporation. " Brian will be taking on responsibilities of business development, reflecting the bank's commitment to strengthening and developing banking relationships as we move into a new phase of growth," said to Gene Dikeman, president.
Nex-Tech is pleased to announce that Nathan Brungardt of Great Bend has been selected by the Foundation for Rural Education and Development (FRED) to attend the Leadership through Learning (LTL) program from April 22 to April 27 in Washington, D. C. Nathan is the son of Dan Brungardt and is a junior at Great Bend High School.
Advanced Therapy & Sports Medicine will move to a new location in March. Following interior remodeling, Advanced Therapy will be located at the Cottonwood Center on 10th Street, between Hibbett Sports and Anytime Fitness.
Edward Smink started as a nurse's assistant and then traveled many avenues in the health-care industry before becoming the new executive director of mission and ministry at St. Rose Ambulatory & Surgery Center. Working with the executive team, Smink's responsibilities are to oversee St. Rose's mission, which includes staff development, spiritual care services, ethics consultation and community coalition activities.
Office Products Inc. has earned its third Outstanding Partner Award from Canon U.S.A., along with a plaque of appreciation for its 25 years as a Canon dealer.
KINSLEY – Medicalodges Kinsley has received a high ranking of five stars overall in U.S. News & World Report's annual Best Nursing Homes health.usnews.com/senior-housing. U.S. News's Best Nursing Homes recognizes top-rated homes in all 50 states and offers important guidance to families and healthcare providers caring for people in need of a nursing home.
By Jim Misunas
Emily Gallimore has been named Pathways January Employee of the Month. Dedicated to clients with developmental disabilities through her work at Pathways for 12 years now, she always puts the welfare of the individuals she serves above all. She is honest, dependable, and compassionate to clients and staff alike. Emily works very hard to keep the clients she works with engaged in meaningful activities during their time at Day Services. She is very caring and thorough in all she does.
4 Legs Up BBQ will host a barbecue class Feb. 17-18 at the National Guard Armory in Great Bend. Preregistration for the "Art and Science of Competition BBQ" class is required from the business's website, www.4legupbbq.com.
The Comfort Inn Hotel of Great Bend was recently announced as a recipient of a prestigious 2012 Platinum Hospitality Award from world lodging leader Choice Hotels International, Inc. (NYSE: CHH), franchisor of the Comfort brand.
Twitter is expanding beyond its 140 character tweets and is making a move into venture capital, investing in a company that wants to compete with Google's Android mobile operating system.
When the Federal Reserve was established in 1913, over 30,000 different currencies were in some type of use throughout the United States. The lack of a uniform currency contributed to systemic weaknesses in the monetary system, including bank runs, unstable interest rates and prices, and an overall lack of confidence in banking institutions. Thanks to its capacity to mitigate each of the aforementioned issues, along with many others, the Federal Reserve has played a key role in stabilizing the United States economy.
According to a new study released by The Pew Charitable Trusts, the percentage of homes that can claim a "middle-class" income has shrunk significantly since the year 2000.
It's interesting living with a high school junior.
A retirement reception honoring Renee Johnson, who is retiring from Keller Real Estate and Insurance Agency after many years of service, will be held from 4 to 6 p.m. on Thursday at St. Patricks Parish Center, 4100 Broadway. The public is invited to attend.
The merits of saving for retirement were instilled in Neeraj Joshi by his parents early.
Sunflower Electric Power Corporation announced that Joe Augustine has joined the company as a Substation Technician Apprentice II-1st 6 months in Great Bend.
Growing up in the 1980s, I remember liking Rockwell's "Somebody's Watching" Me. As far as I know, he was a one-hit wonder, but I find I still like that song. I even have it on my iTunes. At the time it was different and kind of funny.
An old conundrum holds that you can't get a job without experience, but you can't get experience without a job.
Glenna Achatz, a sales associate with Coldwell Banker Sell Real Estate, has qualified to join the company's International President's Elite. This prestigious membership is awarded to the TOP 1 percent of the approximately 85,000 sales associates worldwide in the Coldwell Banker® system.
Here's a little math experiment. You have $1,000 you don't need for the next year and you sock it away in an investment earning a modest .95 percent return. A year passes and you pocket $9.50 in earnings.
Where in the United States can you buy a home without breaking the bank? A new report from HSH.com, a mortgage resource company, may help you make your decision.
MADISON, Wis. –The Rhonda Knudson Agency, an American Family Insurance agent and her outstanding team in Great Bend, Kansas, has been recognized for providing outstanding customer experience under the American Star Excellence in Customer Experience Certification Program.
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Australian music is a broad generic description of music from Australia. Australian music began to develop its individuality in the 1950s. Early rockers such as Johnny "The Wild One" O'Keefe paved the way for later bands. John Farnham, AC/DC, Kylie Minogue, INXS, Powderfinger and Savage Garden are amongst Australia's biggest musical exports. Recently, Australian hip-hop has also come into its own. Hilltop Hoods may be considered Australia's top hip-hop act, however other groups such as TZU are also gaining popularity.
- Hungry Kids of Hungary Scattered Diamonds
- Dead Letter Circus Disconnect and Apply
- Voyager Seize The Day
- Voyager Momentary Relapse of Pain
- New Navy The Night
- Not Drowning, Waving Yes Sir I Can Boogee
- it may never end To Fall Without Landing
- Wax Audio Blue Rigby
- Wax Audio The Pink Jack
- Vorad Fils Android Creche
Hungry Kids of Hungary
Tagged: Australian Indie Indie Pop Indie Rock Twee
Dead Letter Circus
Tagged: Alternative Rock Progressive Rock Australian Progressive Alternative
Tagged: Progressive Metal Power Metal Post-metal Sludge Metal
Tagged: Progressive Metal Power Metal Post-metal Sludge Metal
New Navy
Tagged: Indie Australian Indie Rock Alternative Rock
Not Drowning, Waving
Tagged: Australian Ambient Indie Bordertown Under 2000 Listeners
it may never end
Tagged: Post-rock Instrumental Experimental Electronic Post Rock
Wax Audio
Wax Audio
Vorad Fils
Tagged: Ambient Glitch Idm Electronic Electronica


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Talk:St. Joseph and Grand Island Railway
|WikiProject Trains
|(Rated Start-class, Low-importance)
Misleading content[edit]
The article on the main page is very poor and misleading. The article gives the impression that the railroad was a short line in Nebraska, while most of the railroad was in Kansas and reached Missouri. I would suggest it be replaced by the following-
The earliest predecessor of the St. Joseph and Grand Island Railroad was the St. Joseph & Western Railroad, chartered by the Territorial legislature of Kansas. Construction began across the Missouri River from St. Joseph, Missouri during 1860. During 1862 the name of the St.J&W was changed to the St. Joseph & Denver City Railroad. By December 1872 it was completed to Hastings, NE, a distance of 227 miles. The name was changed to the St. Joseph & Grand Island Railroad during 1879 following an extension to Grand Island, NE and a connection with the Union Pacific Railroad. Union Pacific gained control of the St. Joseph and Grand Island during 1880. The St. Joseph Bridge Building Company completed a bridge over the Missouri River during 1873, and this was acquired by the St.J&GI during the 1880s. Total length of the railroad from St. Joseph, MO to Grand Island, NE was 249 miles. Union Pacific continues to operate the majority of the former St.J&GI. Abandoned portions run 32 miles between Elwood and Robinson, in Kansas, as well as a segment between Hastings and Grand Island.
And this reference source should be added- http://tacnet.missouri.org/history/encycmo/rrstjoseph.html
Dale Qualicum


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From www.kelownanow.com
Scoring a hat-trick of its own, the province of B.C. has managed to balance the books for the third year in a row. Finance Minister Michael de Jong announced on Tuesday that the third consecutive balanced budget will build toward a stronger and more diversified economy and delivers additional support to British Columbians who are most in need of support.
The balanced budget for 2015 forecasts a surplus of $879 million in 2014-15, and the government expects total revenue to hit $46.4 billion for 2015. Total expenses over the three-year plan is forecast at $45.8 billion.
Photo credit: screen grab from Minister's announcement in Victoria.
As outlined by Minister de Jong, the budget provides room for modest investments that will strengthen and encourage growth in several key factions including economics, public services, and support networks for families in need.
In terms of strengthening economic growth across the province, key measures of the budget include continued tax credits, along with a $6.3 million in new base-budget funding to support B.C.'s mining industry, the implementation of the Water Sustainability Act, and the extension of the Digital Media Tax credit to 2018.


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RIFCO National Auto Finance Enters Into a $70 Million Secured Credit Facility with Wells Fargo
Represented RIFCO National Auto Finance and RIFCO Inc. (TSXV: RFC) in connection with the execution of a $70 million secured credit facility with Wells Fargo.November 02, 2012
On November 2, 2012, RIFCO National Auto Finance, a subsidiary of RIFCO Inc. (TSXV: RFC), entered into a $70 million secured credit facility with Wells Fargo.
RIFCO is one of Canada's leading auto-finance companies. With this facility, RIFCO expects to receive the following benefits:
- A reduction in its average interest expense ratio.
- A reduction in current taxes payable.
- Improved cash flow as prepaid cash taxes are reduced.
- A reduction in funding risk as provided by a multi-year facility.
- Increased permanent funding opportunities based on accumulating larger amounts of finance receivables before securitization. Opportunities could include much larger securitization tranches of finance receivables, and potentially improved securitization rates due to scale.
- Increased overall funding capacity to support its finance receivable growth.
RIFCO was represented by Davis LLP with a team that included Doug Shields, Trevor Wong-Chor, John Munnis, Eric Belli-Bivar, Andrew Lloyd and Prasad Taksal.


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Vendor Outreach Sessions with DHS - Ongoing in Washington, DC
by AriM, Former Moderator
- Created: January 22, 2011, 7:30 pm
Vendor Outreach Sessions are a series of pre-arranged 15-minute
appointments with Small Business Specialists from various components of
the Homeland Security procurement offices. These sessions provide the
small business community an opportunity to discuss their capabilities
and learn of potential procurement opportunities.
There are sessions every month - registration opens 1 week before the event and fills up VERY fast. For the current schedule through September 2010, click here. For information about the registration process, click here.
Sessions are held at:
Holiday Inn Capitol
Columbia Ballroom
550 C Street, SW
Washington, DC 20024
JimD | Former Moderator | 11/8/2010 - 10:47 am
@mandyjune, You may want to check with your district office for events in the area. If you see any event you want posts, please Private Message one of the moderators. Thank you, JimD
mandyjune | Window Shopper | 11/8/2010 - 10:45 am
do you ever have any of these types of events in Southern California? ---This post was edited to remove a commercial link. Read our discussion policies for more Community best practices.
drsim | Performer | 6/15/2010 - 9:01 pm
Any one knows if there is a webbing available for the upcoming Regular Vendor Outreach Sessions with Small Business Specialists ? Because I wont be able to attend it in Washington certainly looks very helpful for small businesses.
mrhelpful | Contributor | 6/13/2010 - 8:13 pm
just windering what the take up on this event was like? Sounds interesting, but not something i've heard of before.
Sebss | Window Shopper | 2/1/2010 - 1:07 pm
I think the biggest benefit of the 15 minutes as a fellow webmaster at http://www.CoopersPick.com is that he will not only understand the intricacies of our garage sale business but also how changes in political structure, incentives, and anything else he may be able to pick up upon could really benefit us. Message Edited by Sebss on 02-02-2010 07:42 PM Message Edited by Sebss on 02-02-2010 07:42 PM -- This post was edited to remove a commercial link. Read our discussion policies for more Community best practices. Message Edited by NicoleD on 02-04-2010 04:38 PM
AriM | Former Moderator | 2/1/2010 - 9:23 am
Sebss, Good question! It seems like you would be able to have your friend represent your business, but keep in mind that these are 15 minute sessions and he would need to have a very strong understanding of your business and what value you can bring to DHS. You may consider contacting the Office of Small and Disadvantaged Business Utilization which sponsors this event to find out for sure.
Sebss | Window Shopper | 1/29/2010 - 3:31 pm
Would you have to be in the beltway area to attend the outreach session? As I would love to go for the benefit of my business but if I can't I have a friend whose online business: Cooper's Sports Picks would be able to attend on my behalf but do you think that they would allow this? Message Edited by Sebss on 02-01-2010 01:06 PM
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Why not welcome the flirtiest season of the year (hi, spring) by switching to an intoxicating new fragrance? Like one of these.
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Check out the picture here. Which of these two Cosmo lingerie styles do you feel like wearing more right now?
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This purple leopard-print romper is the perfect lounge-around outfit when you're watching TV or reading the latest issue of Cosmo before bed.
Cosmopolitan, $24, jcp.com


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Indian television getting too hot to handle
(Any opinions expressed here are those of the author and not necessarily of Reuters)
Comedy Central was back on Indian television screens on Tuesday, getting what appeared to be a court-ordered reprieve four days after the Ministry of Information and Broadcasting banned the network for 10 days for showing content deemed unsuitable for Indian audiences.
Anchor to CBSE topper: did you do the Gangam dance when you got the result? Topper: Umm, no, not really.
Ishkq in Paris: Love gone wrong
Preity Zinta's comeback Bollywood film features the characteristic Zinta elements her fans have loved over the years. Effervescence and her famous dimples. Both are present in "Ishkq in Paris", albeit in heightened form. Zinta is a little too bubbly, too jumpy and flashes her dimples far too often for them to be endearing. It's like enthusiasm on steroids.
To counter her obvious efforts, co-star Rhehan Malliek narrows his eyes each time he is expected to show some emotion.
Arjun Kapoor doing double duty in 'Aurangzeb'
MUMBAI, May 16 (Reuters) – It's been just over a year since Arjun Kapoor made his acting debut in Bollywood and the star kid who impressed critics in "Ishaqzaade" is working doubly hard in his new film.
The 27-year-old actor, nephew of Bollywood star Anil Kapoor, plays a double role in "Aurangzeb" – a crime thriller that opens in cinemas on Friday.
'Gippi' marks rare coming-of-age tale for Bollywood
MUMBAI (Reuters) – Bollywood films have played on teenage angst before but Indian cinema has rarely shone the spotlight on a girl who stumbles through life dealing with the typical crises of adolescence.
"Gippi", written and directed by Sonam Nair, does just that.
The film, which opened in Indian cinemas this week, is the coming-of-age tale of a teenager grappling with her weight, her first period, boys and life in general.
Gippi: The pains of growing up
(Any opinions expressed here are those of the author and not necessarily of Reuters)
Sonam Nair's "Gippi" is the coming-of-age tale of a teenage girl who stumbles through life dealing with the typical crises of adolescence. Boys, parents, body image, acne and Shammi Kapoor come together to form the crux of this story, one that was probably written with the help of a handbook on how to script a teen movie.
Go Goa Gone: Die laughing
(Any opinions expressed here are those of the author and not necessarily of Reuters)
To enjoy Raj Nidimoru and Krishna DK's "Go Goa Gone", you have to ignore the tacky effects and the bad make-up and concentrate on the wisecracks and repartee between the main characters. Once you've done that successfully, get ready to buckle in for what is an unexpectedly fun ride.
Bombay Talkies: The magic of celluloid
(Any opinions expressed here are those of the author and not necessarily of Reuters)
A five-minute scene, sans dialogue, just before the interval. A shot of a man elated, reliving his magical day as the rest of the world goes about its own business – these five minutes alone make "Bombay Talkies" worth a watch.
Seeds of Indian cinema grew from one photographer's obsession
MUMBAI (Reuters) – Male actors dressed as women and scenes were projected on a white sheet for a gamble that almost bankrupted one Indian photographer, whose obsession with creating a "moving picture" sowed the seeds for the world's largest film industry.
On Friday, Indian cinema marks 100 years since Dhundiraj Govind Phalke's black-and-white silent film "Raja Harishchandra" (King Harishchandra) held audiences spellbound at its first public screening on May 3, 1913, in Mumbai.
A Minute With:India director Dibakar Banerjee on 'Bombay Talkies'
MUMBAI, May 2 (Reuters) – Indian director Dibakar Banerjee
has marked 100 years of Indian cinema with a short film inspired
by a story written by Oscar-winning filmmaker Satyajit Ray.
Banerjee has adapted the story "Patol Babu, Film Star",
about a middle-aged man getting his moment of fame playing a bit
role in a movie, as part of a Bollywood project by four Indian
directors to show what the movies have meant to them.


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Everything I Never Told You
A Novel
From the critics
Community Activity
CommentAdd a Comment
First off: I would definitely not consider this to be a mystery. What it is: a beautifully written book that tells the story of a dysfunctional family who is dealing with unimaginable grief after the unexplainable loss of a loved one. It also examines themes of race, identity, and acceptance. A haunting read that you'll be thinking about long after finishing the last page.
This novel is particularly good at revealing the silences and buried emotions that exist in all families. It shows how the tragic death of a child, crushed by the weight of her parents' love and expectations, brings family members' raw emotions to the surface and gives voice to long unspoken feelings.
Yet somehow the author takes this intriguing material and turns it into very flat fare. There are too many paint-by-the-numbers characters and plot turns. James Lee, the Chinese-American father, is a cardboard-cutout outsider who has never fit into his birth country and transposes his anxieties and fears onto his favorite daughter Lydia. His white wife Marilyn is equally one-dimensional, a frustrated housewife who has her professional aspirations short-circuited by pregnancy and so spends the rest of her life steering Lydia into the career she never pursued. The youngest daughter Hannah is a silent, wise observer of all the family's hidden dynamics and unexpressed emotions. Oldest son Nath is a stereotypically angry, withdrawn boy who can't wait to escape his claustrophobic family and go away to college. And a sketchy neighborhood boy (Jack) turns out to harbor a predictable secret. In short, the novel reads more like a TV-ready screenplay than a deep, fresh portrait of a grieving family. The prose self-consciously aims to be "literary" but is studded with cliches; there are lots of moons drifting across the sky like balloons, fall leaves toasted by the sun, mashed potatoes fluffed like cotton, and boats sliding across water. There's nothing unexpected or thought-provoking here, no character who challenges readers' received conceptions, no plot turn that we couldn't see a mile away. "Everything I Never Told You" is constructed to conform to what the mainstream thinks a grieving mixed-race family should look like. This isn't to belittle the family's pain or minimize their suffering. It's simply to note that the novel takes the safe route, rendering rich subject matter in monochromatic, flat, and predictable tones.
A beautifully written, compulsively readable punch in the gut! A work of insight that leaves you aching for this particular family, for all people who struggle to find a place in the world, and for wounds that will never be healed.
The reason I picked up this book is because it was chosen as the best new novel of 2014 by Amazon. It did not disappoint! The story deals with the mysterious death of a child, but the layered narrative involves interracial marriage, tiger-mom upbringing, family dynamics and child neglect. Absolutely stunning, certainly one of the best books I read in quite a while.
Wonderfully written, powerful novel from a debut novelist. No wonder this book was chosen as the #1 Amazon Best Book of 2014. Really drives home the point - how well do we really know one another, even our own family members? Nothing is as it seems.
Intricately plotted and with luminous characterizations, this will appeal to readers who like to be wholly immersed in their stories. Ng expertly uses five different voices to slowly peel back what seems like hundreds of layers in this family drama, creating an authentic family portrait that is equally tragic and beautiful.
"Everything I Never Told You" is a pretty amazing first novel. When the story opens, the family's middle daughter, Lydia, has gone missing. She is dead (the novel's opening line reveals this), and her death causes the family to unravel. I'll admit, when I first started the book, I thought it was going to be a lot like "The Lovely Bones"--middle class family in 1970s middle America loses their daughter. But this story took a different path. The Lee family is a "mixed" family--James is Chinese American and Marilyn is a white from Virginia. Both parents had high hopes for Lydia, brought on by their own failures and insecurities. James has always felt like out outcast as the "Oriental" in the white world. Marilyn's dreams of being a doctor (being something more than her own Home Ec teaching mother had been), were lost when she learned she would be a mother. Ng unwraps their stories through alternating narratives, and includes the perspectives of oldest son, Nathan and youngest daughter, Hannah, who have lived their lives in Lydia's shadow.
Ng has a beautiful way with words and brought each of the characters to life so clearly that I truly felt the pain of the the loss of Lydia. I also am impressed with the depth of Ng's storytelling. She managed to turn a story about a family's tragedy into a larger reflection on race and gender in this country during this past century.
I look forward to this author's future works.
A thoughtful book. It would offer great conversation in a book club.
Lovely writing, many-layered, complex unwinding of a family's grief, pain and loss, and some important discoveries along their shared and separate paths. Many issues of gender, race, discrimination and the damage it does, longings and disappointments--and, most poignantly, the damage that well-intentioned and loving parents, who are themselves damaged by their own histories and parents, can inflict on their children. Hard to believe this assured and moving novel is the author's first. I really cared about her characters, and I will surely be looking for her books to come.
"A first novel by a Pushcart Prize-winning writer explores the fallout of a favorite daughter's shattering death on a Chinese-American family in 1970s Ohio." Fiction A to Z August 2014 newsletter http://www.libraryaware.com/996/NewsletterIssues/ViewIssue/a4f4d377-8dd6-440e-bb35-99f389939f47?postId=03c1c147-b517-499d-b132-6db115231ff1
SummaryAdd a Summary
The apparent suicide of their daughter Lydia threatens to tear the Lee family apart. As Chinese Americans in a small Ohio town, they already feel marginalized. This is a great novel about minorities, prejudice, and parenting mistakes. Never force your child into the career you wished you had pursued!!
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Tue August 7, 2012
Greg LaFleur claims breach of SU contract
An attorney claims Southern University breached the contract of then-Athletic Director Greg LaFleur when it announced, three days after his arrest on a misdemeanor prostitution charge, that LaFleur had been fired.
A Houston jury acquitted LaFleur on the charge earlier this year.
LaFleur was arrested April 3, 2011, and on April 6, 2011, Southern announced that he had been terminated.
LaFleur attorney Scott Wilson argued Monday to state District Judge Todd Hernandez that Southern breached LaFleur's contract because the university had no cause to fire him.
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Welp, after having my rocks royally socked off last night by their latest performance in Dallas, I believe that The Protomen are a band that are worthy of having their own entry. They have a vocal (but thankfully not abrasive) fanbase, recieve quite a bit of fanart, and have even been covered in game-related media, such as Nintendo Power, 1UP, and The Escapist.
Since I'm too busy with college work to write up a whole article right now, I thought that the best course of action would be to leave some kind of game plan on what I am going to write for later. So, without further ado, I give you all an outline.
- The Protomen
- About: The Protomen are an American Hard Rock/Nintendocore band that make Rock Operas based on the Mega Man franchise. The band is also known for its live shows that involve the band members dressing up in costumes, utilizing numerous props, and integrating audience participation.
- Origin: The Protomen was originally formed in 2003 and initially was largely composed of Middle Tennessee State University students who wanted to major in music-based career fields. While the band was nascently forming, a former band member called Heath Who Hath No Name wrote a song called Due Vendetta that featured the names of Robot Masters from the first three Mega Man games, as well as supporting characters. From this song, the idea of a Mega Man rock opera began to develop.
*In spite of their enthusiasm as to creating a Mega Man project, the band members were considerably worried that their work would not be well-recieved. However, they would find success within their community at a local bar called "The Boro", where they would deliver their first five performances. [Source] [Not sure if I should mention this in particular, but since it seems to be the oldest recording of the band on the internet it may be worth mentioning. Also, I'm kind of out of ideas for this section right now; help is appreciated.]
- Spread: [Like I said, a bunch of gaming journals have praised the band since they started up, and a handful of communities have popped up that celebrate their work. Babe Ruth's Alan Shacklock becoming their producer in response to liking their debut album is something worth mentioning, though I'm not sure if it goes here or in the section below.]
- The Band: [It may be worthwhile to talk about the band's presence, what influences them, and what they plan to make in the future.]
- Band Members: [Info on the leading band members themselves – namely, Panther, K.I.L.R.O.Y., The Gambler, Turbo Lover, and Commander – and possibly some of the members who have left the band. This part may be extraneous unless we go into detail on how their live shows work, which is something that I'd like to do if possible.]
- The Story: The story is split up into three acts.
- The self-titled debut album (sometimes referred to as Act I: Hope Rides Alone and Act I: The Sons Of Fate by fans) concerns a dystopian society in which Doctor Wily successfully takes over, leading to the establishment of an Orwellian society where machines impose their leader's iron fist. To try and free the opressed masses, Doctor Light constructs a robot called Protoman to challenge Wily's rule. Although the machine puts up a valliant fight, it is defeated, and in spite of Protoman's example, no citizens choose to follow the path that Light intended to set up. Upset by this turn of events, he constructs another robot called Megaman in order to alleviate his misery. Eventually, Megaman learns about his brother and sets out to avenge him, in spite of his father's protests – little does he know that there is more to the situation than meets the eye. The sound to the album itself is meant to sound deteriorated in order to reflect the state of the world, and, in the band's own words, was in part an exercise to "go against everything our recording teachers and fellow students were trying to feed us about making everything sound pristine and "perfect."" [Source]
- The second installment, Act II: The Father Of Death, is a prequel to the previous act, showing the relationship between Light and Wily when they were partners, as well as explain the numerous events that caused the city to be transformed into the dystopia that is present in Act I. The first half of the album is more reliant on classical instruments and non-electronic music, while the second half of the album is heavy on synthesizers and modern instruments. The album as a whole sounds audibly cleaner and clearer than the previous release, reflecting the state of society "before the bomb dropped," as the band describes.
- Act III is currently in production, and serves as a chronological sequel to the first album. Though the band has opted to keep quiet about the story, it has been confirmed that Doctor Light will play a role in the story, and that there will be a female protagonist. A single from the album, tenatively titled "Hold Back The Night_", was previewed at PAX 2012, and played in various concerts following the exposition. [Source]
…Hopefully, that's good for now. I would like some sort of input on this before I actually post an article, so feel free to make suggestions or add things to my little outline.


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Tangy Tahini-Dill Dressing
June 30, 2010
Servings:Enough for one eleaire-sized salad - a.k.a. a really big one!
This creamy, tangy dressing is perfect on a bed of greens and marries especially well with figs. With a few small tweaks, it also makes a great cucumber dip and a delicious sauce to accompany your raw falafel!
Oats Groats Applesauce
April 1, 2010
Servings:Serves 1 or 2 depending on serving size
I eat this for breakfast. The texture and taste are great, and the raisins add a nice variety.


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Voyage by Investec
Exclusively available to individuals with an annual income of £150,000 or more.
Gary Dale, Head of Intermediary Sales at Investec Structured Products explains in detail the characteristics and benefits of a structured product while demystifying an investment that has received considerable bad press over the last few years.
The term "Structured Products" conjures up many pre-conceived notions and ill-conceived ideas of financial products that are sold by both banks and advisers to unsuspecting investors looking to spice up their portfolio.
The media has also used the term to describe toxic bundles of debt - a CDOs or Collateralized Debt Obligations - passed around from one institution to another. And structured products have been hung out to dry particularly after the collapse of Lehmans and the start of the financial crisis, often blamed for the heavy losses suffered by retail investors.
This is an almost esoteric question, to which it is all but impossible to find a common answer. They can loosely be defined as a savings or investment product where the return is referenced to an underlying asset or index, such as the FTSE100, and delivered at a defined date (the maturity date).
It is a generic term that is often used to describe products with 'non-traditional' investment strategies. And of course under this umbrella one can invest in Structured Deposits, Structured Investments and Structured Funds.
The diagram below shows in very simple terms how a Structured Deposit works in practice.
Consider a product that aims to return the initial deposit at maturity plus an interest payment linked to the performance of an underlying asset or index, i.e. the FTSE100 index. For every 100p invested, 85p is used to return the initial deposit at maturity. This is because the provider is able to "lock in" a rate of interest over 5 years sufficient to return the initial deposit. 6p is used to build the product and cover expenses with the remaining 9p being used to buy financial instruments which provide the performance element (interest payment). The performance element could say, if the FTSE100 is higher at maturity then a fixed interest payment of 35% will be made, however if the FTSE100 finishes lower at maturity then only the initial deposit will be returned.
A typical Structured Deposit – 5 year plan linked to the FTSE100 Index
There are fundamental differences between Structured Deposits, Structured Investments and also Structured Funds, not just in how they are designed but also in how they can and should be applied to client's investment portfolios.
Structured Funds, for example, are still a form of Structured Investment but, provided the term is being used correctly, are completely different in terms of the underlying regulations upon which they are ultimately governed. They are also different in terms of investor accessibility, investment wrapper and, in many cases, the level of capital protection afforded to the investor. Of course, the return profiles on many Structured Funds may look similar to many Structured Investments, for example a 'kick-out' is a 'kick-out' irrespective of how it is wrapped, however, there are many other benefits to a Structured Fund that should definitely be considered.
A common misconception is the belief that Structured Products are an asset class in their own right. I strongly disagree. Structured Products are not a separate asset class but simply a means of accessing index or asset class returns in a predefined, sometimes more efficient way.
Advisers are able to diversify an investor's portfolio both at a macro and micro level, i.e. start with the appropriate asset class model on a risk weighted basis and then start to diversify and stock pick within each of these asset classes. And it is true, that most Structured Products also offer some form of capital protection making the pay-off profile more difficult to include in a traditional risk-weighted portfolio. However, surely it is more appropriate for an adviser to adapt his investment approach given the product choice available, as opposed to trying to shoehorn a client into possibly a less efficient portfolio.
Unfortunately for these investments, the word 'structured' often has the negative effect of putting many advisers off from even considering their potential benefits and fully understanding both how and what they have been designed to achieve.
Of course, the FCA have established many weaknesses relating to some Structured Products pre - Lehman but many of their findings were centered around the failures within the advice processes themselves, caused primarily by weaknesses around product suitability. However this is arguably true of the majority of mis-selling scandals in the past such as endowment sales, pension transfers and more recently unregulated collective investment schemes (UCIS), which have all involved failings with the suitability requirements and not specifically about the products themselves.
The word 'structured' in this context simply means 'pre-defined', both in terms of upside and downside potential which, in today's hugely unpredictable investment climate, should offer a little more comfort to many investors over and above the more traditional type investments.
Sadly however, over the past few years certain industry commentators and elements of the media have been only too happy to attack these plans as "high risk" or "unsuitable" with some ill-informed individuals calling for a complete ban altogether.
If researched properly however, it is evident that there are appropriate solutions available in the form of Structured Products for investors looking to add that extra appeal to their portfolio. And it goes without saying that suitability cannot be ignored and should be fully considered before ANY product recommendation.
So perhaps the industry should be a little more circumspect when describing these investments?
Facts tell us that some investors have been scarred by poorly designed, poorly marketed and above all, poorly distributed structured products. One of the key reasons is often related to the unsuitability of the product when compared to the client's underlying objectives or has been the case in the recent past, lack of clarity on the underlying counterparty exposure.
There are two main distribution channels that deliver structured products to the end customer's portfolio – the first is a financial adviser, independent or restricted (intermediary), that acts independently of the product provider and advises a client based on their profile, appetite for risk, requirements for income and capital appreciation. The intermediary is obliged by regulation to offer a range of suitable products without displaying loyalties to any one provider. These recommendations may or may not include Structured Products.
The second distribution channel is the tied sales forces employed by the product providers themselves - banks, building societies or other financial institutions. Clients of these institutions will typically be offered these products without any accompanying independent advice and as a result may end up with a product or structure that may not be best suited to their needs, as evidenced by various regulatory censures over the past few years.
From the Structured Product market reaching a peak of £14.4bn of total sales in 2009 it fell last year to around £6.2bn as a direct result of declining bank and building society distribution.
Frankly, I don't think this is necessarily a bad thing since over the same period intermediary sales of Structured Products have significantly increased and in my mind, with the exception of true execution only transactions, Structured Products should be offered in the main by intermediaries as part of a wider investment portfolio.
Structured Products have also been tainted by recent scandals around poor product design involving "precipice bonds" where many clients lost capital. The furor around the 'Key Data' scandal caused, and is still causing an incredible amount of "noise" much of which is fuelled by inaccurate and ill-informed opinion within elements of the media.
The only way to avoid these issues in the future and impress the need for client suitability to remain a priority is for providers to work with the media as well as industry associations such as the Institute of Financial Planning (IFP) and The Personal Finance Society (PFS) to ensure education is at the top of the agenda and that Structured Products are primarily delivered as part of a holistic investment portfolio.
Investec Structured Products offer our range of plans via intermediaries only and we are committed to developing this distribution channel as well as ensuring that customers who demand direct access are supported in the most efficient ways.
The Structured Investment industry is often hailed as one in which retail investors have a more alternative route to market in terms of the underlying asset or index and variety of pay-offs available.
The flexibility afforded by these products means that they literally can be structured to suit not only many different individual risk appetites but also many different investment market cycles.
Our aim, and that of the wider industry, is primarily to encourage more advisers to consider these plans as an integral part of the portfolio planning process and this can be achieved by promoting a better understanding and knowledge of not only the products themselves but also how we believe to best utilise these strategies within a well balanced portfolio, both from a cash perspective and also to complement equity based investments.
Feedback from our consumer panels tells me that consumers are now much more financially literate and possess a greater understanding of the range of financial products available to them and more importantly, how and when to use them.
Combine this with the recent implementation of the Retail Distribution Review (RDR) which removes provider and product bias from the advice process and logic tells me that as well as the obvious benefits in transparency and more holistic advice, consumers are now empowered through greater knowledge and education to better consider a wider choice of investment solutions, especially when working with an independent adviser.
Having said all of that I believe that the key point is this: no single product, fund, asset class, wrapper or pay-off is likely to meet the needs of a diversified investment portfolio in full. Choice is key across all of these areas.
Let's hope our efforts are not in vain and once and for all, quality structures are accepted as mainstream where the ultimate beneficiaries are, of course our clients.
This article is for general guidance only and should not be relied up as constituting advice suitable to your particular circumstances. You should seek your own independent advice from a suitable professional before taking any action following this article. The value of an investment and any income from it can go down as well as up. Investors may not get back the original amount invested.


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Dave is a 10-month-old Fox Terrier/Beagle mix. He is a little shy at first, but warms up after a few minutes. Dave is very intelligent and lively. He recently walked in the Halloween Parade and had a blast. He gave friendly kisses to many kiddos. An experienced terrier fan will see tons of potential in this busy boy. If you would like to take Dave out for a stroll, stop by the Animal House Adoption Center today, 3516 Newburg Road, or give them a call at 502.473.PETS (7387). You can also check out other available animals on the website, www.Louisvilleky.gov/AnimalServices.
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- Louisville gave it a good run there at the end but MSU was on point with their offense. Maybe we'll get them next year. Final score: 70-76.


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Mayor, City Council to take oaths Monday
Published: Saturday, October 1, 2005 at 3:30 a.m.
Last Modified: Friday, September 30, 2005 at 11:00 p.m.
TUSCALOOSA | Tuscaloosas new mayor and City Council will take their oaths of office during a ceremony at 11 a.m. Monday on the steps of City Hall at 2201 University Blvd.
In case of bad weather, the ceremony will move into the Alvin P. DuPont Municipal Court Building.
The public is invited to attend. Parking will be available at the Farmers Market area, with round-trip shuttle service provided.
A block of University Boulevard in front of City Hall will be closed for the inauguration.
The Tuscaloosa Department of Transportation said University Boulevard between 22nd and 23rd avenues would be closed from 8:30 a.m. to about 1 p.m. Handicap parking, however, will still be available in the block.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.
Comments are currently unavailable on this article


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Combining great performance and value, Fujinon's boating binocular has multicoated lenses, a tough polycarbonate exterior and a weight which is remarkably low for a 7x50 waterproof & fogproof optic. Features a military-type reticle.
- Float in water when used with accompanying neckstrap
- Multicoated optics
- 56-72mm Interpupillary adjustment range
- Rubber armored, polycarbonate housing
- Nitrogen-purged waterproof & fogproof lenses


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Alright so I'm having a problem with some code that is generating a null pointer exception, meaning that my code is attempting to use a null value where it should be using an object (Straight out of the API). What I'm doing is I have a class called Hotel that has a constructor which assigns a string value to a variable and creates an array of type Room, an object. I know this should be straight forward yet for the life of me I cannot figure this out.
I'll try and keep the code as minimalist as possible:
Constructor for an object, Hotel, that creates a new array of size NUM_ROOMS
Here are the included updates, I still am stuck with the Null pointer problem unfortunately
public Hotel(String hotelName)
name = hotelName;
theRoom = new Room[NUM_ROOMS];
This constructor creates an array of type Room, whose parameters are assigned to the variables
public Room(String guestName, int partySize, int bedCountRequired,
double ratePerDay, int daysStaying)
guest = guestName;
number = partySize;
numBeds = bedCountRequired;
rate = ratePerDay;
numOfDays = daysStaying;
This following method is supposed to:
1) create a new instance of the object Room using the supplied parameters
2) assign an array reference to that instance at the index roomsRented (defined as zero when the code is first initialized then increases by one after)
public void addReservation(String guestName, int partySize,
int bedCountRequired, double ratePerDay, int daysStaying)
Room roomHolder = new Room(guestName, partySize, bedCountRequired,
ratePerDay, daysStaying);
theRoom[roomsRented] = roomHolder;
The problem that I am encountering is that
theRoom[roomsRented] = roomHolder;
is appearing to cause a null pointer exception. I am also getting an error from Eclipse that the array variable theRoom is unused despite that I use it in the aforementioned method. This leads me to believe that I am not referencing that object correctly. However, I don't know why that reference is incorrect, even if I substitute in theRoom[0], the compiler still gives me a null pointer. I don't see any problems with my array construction which to me means that the only problem that could cause a null pointer exception is if I don't reference any values in my array.
Any thoughts?
Thanks in advance for any contributions and apologies if the answer is painfully simple.
EDIT*** Thank you for your help, the problem with the variable not being found has been resolved but everytime I try and reference the object in the array I still get a nullpointer exception. Here is an example of how I'm trying to reference the array:
public double getTotalRentalSales()
// Iterate through the array
for (int i = 0; i < theRoom.length; i++)
// sum the amount money received per rental
totalRate = totalRate + theRoom[i].getRate();
// Return total
return totalRate;
where getRate() is a method that returns the variable rate from the object Room
totalRate = totalRate + theRoom[i].getRate();
is causing the null pointer in this situation. Is there a problem with my object reference?


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Its been awhile since i rode had to have my left ankle fused a couple years back but back in the day i used my shoulder rig under my leathers
Found this today.
Coat has a built in holster... and iwb
I ride a lot and have only had permit for winter time so have a lot of questions on this topic...for you who use tank bags how do you reholster apon destination arrival without letting everyone around see what your doing? And for you who use iwb do you only use ones with a backstrap or thumb break and even possibly a tuckable? Thanks in advance.
I use the same iwb I carry everyday... in the last few years its been a leather single clip iwb... now is a foxx trapp ... I emphasize single clip iwb... reason being sitting in the saddle a hybrid covers a larger area and therefore pinches a bit...( note that I've only had my permit to carry concealed this year... but ya know lol)
I ride a lot in the summer and usually a fairly long ride for vacation... here's a pic of my bike... call her Alimony
2002 springer softail "Alimony"
Shoulder rig. Conceals just fine under my vest. Even on hot days when its just the vest-no shirt
Like some others here, when I ride I usually wear a shoulder holster -- it goes under my vest. This is about the only time I do carry in a shoulder holster.
Here in Florida, it's short sleeve weather most of the time. I usually use an IWB for a G33 & I'm on a Harley RoadKing. Ride safely!


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Home » Browse » Marinas » United States » North Carolina » Page 1
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Free North Carolina Marina Reservations. Navigate North Carolina Waterways.
North Carolina United States's Cruise Guide.
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But among you there must not be even a hint of sexual immorality, or of any kind of impurity, or of greed, because these are improper for God's holy people. Nor should there be obscenity, foolish talk or coarse joking, which are out of place, but rather thanksgiving. For of this you can be sure: No immoral, impure or greedy person -- such a man is an idolater -- has any inheritance in the kingdom of Christ and of God.
Ephesians 5:3-5 (NIV)
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Highlands of Hope
Betty Liduke, the School of Nursing's first International Clinical Instructor in Africa, started a quiet revolution in the AIDS-ravaged highlands of her native Tanzania.
Marketing the Wave
An innovative new program partners management students and General Motors in a marketing course for credit.
Around campus
From family trees to fashion shows. Looks like July will be a good month.
Tadja Hall: 25 years and counting
Who the heck is Tadja Hall? The Macdonald Campus faculty club turns 25.
Osler Library gets financial boost
When a director of the Harold Crabtree Foundation retires, it is customary for the foundation to make a donation to the charity of the individual's choice. So, what agency did James Darragh pick to get the $100,000 gift? Obviously, you didn't read the title.
Harassment and discrimination
Associate Provost Martha Crago on where the university is at with the harassment and discrimination policy.
Mapping within the map
Systems biology is the new black. You heard it here first.
57 Hours: a survivor's story
Vesselin Nedkov spent 57 hours as a hostage to Chechen terrorists in a Moscow theatre in October 2002. Now the McGill MBA student shares his story.
ED linked to disease
MUHC researcher Dr. Steven Grover shows erectile dysfunction is a possible indicator of future vascular health problems, including heart disease, stroke and diabetes.
Headliners: Broken bones, battered noses and a bird's best friend
McGill's newsmakers are featured on ABC News and in the pages of the New York Times, the Washington Post, the Globe and Mail and Scientific American.


text:
Girl Teen Bedroom Decorating Ideas With Floral Wallpaper
Wallpaper become another choice instead of the wall paint color that could be chosen to decorate our girls bedroom. Wallpaper have a lot of plus points when it is compared with the wall paint color, the ordinary plain color. Wallpaper… Continue Reading


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Hotel D Residency (A Unit Of Hotel D Surya)
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Travel Blogs from Agra
Please drive faster
... the Sound and Light Show, which detailed some of the history of Agra. But, before seeing this, we stopped at a shop that showed us how the intricate marble and stone work was done on the Taj Mahal. This was facinating, each piece was cut by had with amazing detail. Extreme craftsmanship combined with the interesting features of the marble and other stones, and you really gained an appreciation for ...
The Taj
... carved work. The method for shaping tiny peices of gem (lapus lazuli, malachite, jasper, onyx, agate, mother of pearl) was astounding. A bow like method turned the emery wheel, while each piece was held between fingernails. A small design, less than the palm of our hand, could take a month to complete. Here Vanessa bought her Peace elephant. We also stopped at another shop where Vanessa was able to try some of the local ...
The train journey.
... this particular bus journey is that our train was already 9 hours late, and likely to be even later. This particular bus trip starts normally enough. It's just an ordinary trip of about 9 to 10 hours along "national highways". What we didn't know, and found out a few hours into the trip, was that the highway was partly closed due to some urgent land slide works, etc. What you need to imagine is this: kilometres and kilometres of trucks lined up on ...
Friday 28th November - Delhi, India
... a heap of call time, at least that's what I hope it does as the 2 young blokes English is pretty poor. Not much lost if it doesn't work. A short trip on a rickshaw back to the hotel, negotiated for 50 rupees ($1), poor little bugger riding the bike probably only weighted 50 kilo's and dragging me and Dale in 3 lanes of traffic in the inside lane was interesting. After quite nice morning exploring a short rest to wait for the Intrepid meeting at 1pm beckons. ...
One Full Circle - Same Same But Different
... with much namaskaring and bowing encountered on the way...the saree-clad P sweeping ahead, with us riff raff following in her wake. Lunch was delish...frontier food, fine dining style...leg of lamb was on the lunch agenda today.
Post-lunch, it was time for some Agra shopping. We all piled into P's car, displacing her 3 cops, who had to wait for another car. One of them in particular (the most earnest and on-the-ball one) was clearly not pleased. As we made our ...


text:
Aug 11, 2014; Houston, TX, USA; Minnesota Twins second baseman Brian Dozier (2) hits a double during the first inning against the Houston Astros at Minute Maid Park. Mandatory Credit: Troy Taormina-USA TODAY Sports
11 remain, click here
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Can't wait for golf season? Neither can we. Like the Minnesota Golf Show and enter...
1500 ESPN Twin Cities is giving away the ultimate Chicago Pro Draft experience.
Apollo wants you to enjoy time with your family at Cragun's! Win a 2 night stay at Cragun's on Gull...


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St. Peter Burglary Spree
Authorities in St. Peter continue to investigate a recent rash of home burglaries.25 Nov 11
Local News, Multimedia, Sports - The Local Connection
Wheeler Dealer
Authorities in St. Peter continue to investigate a recent rash of home burglaries.25 Nov 11
A 33-year-old Chaska man faces criminal charges for allegedly passing counterfeit bills in Belle Plaine.25 Nov 11
An ethanol cooperative in southern Minnesota has pleaded guilty to making false statements under the Clean Air Act.25 Nov 11
A Minnesota man has been charged in the thefts of hundreds of hogs in Iowa and southern Minnesota25 Nov 11
The City of St. James holds it's 8th annual Thanksgiving Day Blood Drive on Thursday. The event runs from 7:30 to 11:30am at the St. James Armory, and all blood donors will receive a free …23 Nov 11
Minnesota once again reigns supreme as the nation's top turkey producing state, and the competition isn't even close. An estimated 46.5-million turkeys will have been raised in Minnesota by the end of the year. Arkansas …23 Nov 11
Authorities have released the names of those involved in a fatal crash along the Renville-Meeker County line north of Buffalo Lake Monday evening. 39-year-old Shannon L. Havemeier of Raymond was pronounced dead at the scene …23 Nov 11
A semi-truck hauling sweet corn silage made a mess in Nicollet County Tuesday morning when it tipped over and spilled it's load. The accident happened at just before Noon on the Judson Bottom Road. The …23 Nov 11
It's Winthrop Day today (THU) on KNUJ as our 2014 Town Days Tour continues. Mike Lemmer is broadcasting from Eagle's Landing in Winthrop this afternoon as we celebrate the community. Mike's guests will include Winthrop …


text:
In the year 6 C.E. there were Jews at Vienne and Gallia Celtica; in the year 39 at Lugdunum [i.e. Lyon])." Further documents indicating the presence of Jews in France before the fourth century are as yet unknown.
There is only one inscription in the entire church, and it is a quote from the bible - unremarkable, were it not for the fact that the quote is directly related with Zerubabbel, the builder of the Second Temple of Jerusalem. Zerubabbel is a major figure in freemasonry: he set the Jews free from captivity and rebuilt the Temple of Solomon, the central focus of masonry. There is one depiction of a Masonic ritual, from the 19th Century, where the Apprentice Pillar has been used in a "boardgame" that marks the various steps of the initiation of a Scottish mason in his degree; the initiate is identified with Zerubabbel. Two authors with a more than casual interest in Rosslyn Chapel, Robert Lomas and Christopher Knight, have been claiming for several years that the chapel itself is based on the Temple of Solomon. Their main focus is on the west wall of the building. This, they claim, resembles the wall of the Temple of Solomon; rather than unfinished, they believe St Clair wanted it to look like that, to mimic the temple wall. They claim it could never have been part of a larger church - even though there are drawings of much larger church for the site - as the wall itself is non-weight-bearing and hence could never have supported the larger structure. So is there no hidden mystery?
from Wikipedia.
Non-combatant members of the Order managed a large economic infrastructure throughout Christendom, innovating financial techniques that were an early form of banking,
Originally posted by Moonsouljah
I commend you for thinking outside of the box.
Looking at the (wiki) history of the Knights Templar I find somewhat improbable. They killed people in the name of Christianity. They wore a large red cross across their body everyday. They were heavily endorsed by the Pope and European nobility.
Given these factors, the only two ways your premise would hold up that I can think of are:
1. Despite essentially devoting their mortal life on the surface to Christianity, they very secretly believed in Judaism and successfully deceived the Christian authorities of Europe. Just the magnitude of such a farce seems to me highly improbable.
2. Not only did they live double lives of faith but also too did their European nobility and Vatican.
As much as I like to entertain alternative ideas, I can think only these two scenarios and neither seem to be plausible.
Baphomet is an idol or image of a being typically described as demonic. The name first came to public consciousness as a part of the suppression of the Knights Templar. Baphomet - In the Templar confessions. During the judicial proceedings and inquisitions of the Knights Templar, assertions were made that the knights engaged in pagan idolatry.
Originally posted by Moonsouljah
from Wikipedia.
Non-combatant members of the Order managed a large economic infrastructure throughout Christendom, innovating financial techniques that were an early form of banking,
I'm not going to explain why this might be (but quite assuredly is not) related but simply throw it out there.
Originally posted by Dock9
Author writes: ' Stranger still is the anomaly in what was only ever a Roman Catholic place of worship: the intricate carvings on a stone captial found within the grounds of the cathedral at Alet-les-Bains. Now stolen along with many other artefacts, the capital bore symbols and designs which have only ever been associated with Hinduism.* It had at its centre a depiction of the god Ganesh and carved elephants. Indeed the whole village bears evidence of non-Christian symbolism '
(note: Alet-les-Bains was also once known as the home of the parents of Nostradamus ... there has been much conjecture through the ages to suggest he visted the town during the Middle Ages as it was known to be an alchemical centre of some reknown. The Stars of David which form the windows of the church, in addition to their obvious Judaic connection, may also be reference to this history, this symbol being known to represent the alchemical unification of the male and female principles ' )
* At this point, naturally, I'm sure some of us at least are remembering the claims that Jesus died and was buried in what was India. A tomb claimed to be that of Jesus still exists and is guarded by an hereditary guard (this function being passed down, father to son, allegedly all through the ages)
excerpted from The Arcadian Cipher' by Peter Blake and Paul S. Blezard. Copyright 2000. ISBN: 0 283 07288
Originally posted by Kojack
Theres another book I read that you guys might find just as interesting.
Its called "The Last Templar" by Raymond Khoury and explores a kind of alternate world in which the templars had power over the vatican by the balls with something they found underneath the temple mount. But I won't go any further to spoil the book for you guys.
I've always been curious if the freemasons are direct descendants of the knights templars....


text:
PubSense Summit
Writers High Retreat
Literary Feast
The Where Writers Win team will be attending and teaching at several special events in 2015.
Have an event to share with us? Email firstname.lastname@example.com.
Winston Groom Heads Stellar Literary Lineup for Inaugural The Writer's High Retreat
Author Winston Groom returns to the tranquil mountain setting where he penned parts of Forrest Gump, this time as the guest of honor heading an all-star lineup of literary talent for the inaugural The Writer's High Retreat at http://highhamptoninn.com in Cashiers, NC. The Writer's High Retreat will be held April 24 – 26, 2015.
Joining Groom for two days of presentations, panel discussions and workshops will be a cadre of today's top literary talent, including 2013 Georgia Author of the Year, Kimberly Brock; award-winning author, poet and founder of the acclaimed Zona Rosa creative writing workshop, Rosemary Daniell; best-selling novelist, Cassandra King; and two-time Pulitzer Prize nominee, author, writing coach and former journalist Jedwin Smith.
The High Hampton Inn's The Writer's High Retreat Package includes lodging, breakfast, dinner, event registration, retreat events and two Cocktails & Conversation Welcome Receptions with speakers and panelists. Prices are $190 single and $225 double, plus taxes. In addition, attendees may arrange for one-on-one coaching with Rosemary Daniell and Jedwin Smith for a separate fee.
"High Hampton Inn has long been known as a destination that inspires people to reconnect – with friends, family, nature and their creative spirit, so when one of our longtime guests, writer and editor Mari Ann Stefanelli, approached me with the idea of a hosting a writer's retreat, it was a perfect fit," said Clifford Meads, General Manager of the High Hampton Inn.
"I wanted to share the writer's high I experienced during my many visits to High Hampton Inn with the writing community," said Mari Ann. "The vistas, the altitude, the relaxed environment all come together in an almost magical alchemy to inspire effortless creativity – the writer's high."
In this informal, bucolic setting, writers will have plenty of free time to find their own writer's high as well as learn from the panelists and speakers how to maintain it when they return to the real world.
Speakers, Panelists and Coaches for the event include:
Guest of Honor: Winston Groom, American novelist and non-fiction author who has written more than 14 books, is best known for his book Forrest Gump, which was adapted into a film in 1994. His latest work, The Aviators, has received critical acclaim for its portrayal of three extraordinary aviators – Charles Lindbergh, Eddie Rickenbacker, and Jimmy Doolittle – and how they redefine heroism through their genius, daring, and uncommon courage.
Kimberly Brock, Kimberly Brock is the award-winning author of The River Witch (Bell Bridge Books, 2012). A former actor and special needs educator, Kimberly is the recipient of the Georgia Author of the Year 2013 Award. Attendees will get a sneak-peek at the techniques Brock uses in her new Tinderbox Writers Workshop, a salon-like workshop designed to help reconnect writers with their creative self through awareness, movement, and an environment that encourages them to find their true north, and embrace their gifts and unique voice, while fostering resilience.
Rosemary Daniell, Rosemary Daniell has been at the forefront of the Southern writing community for over thirty years, with eight books and more than a dozen awards to her credit. Her recently completed third memoir is My Beautiful Tigers: A Maverick Mother's Journey. Her earlier memoirs, Fatal Flowers and Sleeping with Soldiers, were forerunners of the current memoir trend. One of the country's finest writing coaches, she founded Zona Rosa, the creative writing workshop she leads in Savannah, Atlanta, and cities throughout the world. Over 150 Zona Rosans are now published authors.
Cassandra King, Cassandra King is the New York Times bestselling author of five novels: Making Waves, The Sunday Wife, The Same Sweet Girls, Queen of Broken Hearts, and Moonrise, as well as numerous short stories, essays and articles. In fact, Moonrise is set in the Highlands of North Carolina and follows a character who embarks on a tryst at High Hampton Inn. A native of L. A. (Lower Alabama), Cassandra resides in Beaufort, South Carolina.
Jedwin Smith, Jedwin Smith is presently working on a Civil War novel and teaching writer workshops. Smith is the recipient of 57 major writing awards during his 36 years as a print journalist. He was twice nominated for the Pulitzer Prize — in 1984 for his coverage of the U.S. Marine Corps peace-keeping force in Beirut, Lebanon, and in 1986 for his extensive coverage of Africa's longest and deadliest struggle, the Eritrea-Ethiopia civil war, for which he was a Pulitzer finalist. His poignant memoir, Our Brother's Keeper, was recently republished.
To register for The Writer's High Retreat and individual coaching sessions, or for additional information, visit http://highhamptoninn.com or call toll-free at 1.800.334.2551.
About High Hampton Inn:
Listed on the National Register of Historic Places, High Hampton Inn has welcomed guests since 1922. This Southern version of the famous Great Camps of the Adirondacks is located on a 1,400-acre estate in the Western North Carolina resort town of Cashiers, NC. The Inn has kept its rustic, relaxed quality with a focus on the great outdoors, making it a perfect place to focus on creative arts and rejuvenation. There are no distractions from the outside world, and while none of the lodge rooms or cottages contains TVs or telephones, guests are encouraged to partake in a host of activities. A sumptuous Spa, 18-hole George W. Cobb-designed golf course, miles of hiking trails, and a 35-acre lake for canoeing, kayaking, swimming and fishing make it easy to explore and escape. The historic inn exudes a rustic mountain atmosphere with cedar shingles, stone fireplaces and handmade twig and mountain-crafted furnishings.


text: Find Your Local NAMI NAMI Metro Suburban Address: NAMI Metro Suburban816 Harrison StOak Park, IL 60304-1101 Phone: (708) 524-2582 Fax: (708) 524-2502 Email Address: firstname.lastname@example.com Website: http://www.namimetsub.org Serving: West Suburban Cook County Contacts Carol Josefowski Membership Contact Marirose Malec Staff Ladora Robinson-Locke Staff John Heumann Programs Contact Charles Torpe Staff Kimberly Knake Executive Director To contact or its other NAMI Affiliates, click here. Education, Training and Programs Program Dates Location Details & Registration There are no current or upcoming classes currently scheduled for NAMI Metro Suburban. Please check out 's full list of classes & programs. NAMI Affiliate leaders: Is your information out-of-date? Update it now online or via Member Services.