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Monday, 16 Mar 2009 01:17 PM
The furor over the huge federal spending under President Obama — a $1.75 trillion deficit — obscures an even more basic question: Does he know what he is doing?
That is, Does he know how to do anything other than spend?
His stimulus package, of course, took no special ability: He left the details to Democrats in Congress. But his two other major initiatives, banking and mortgage-relief plans, are both flawed and unlikely to solve their respective problems.
Indeed, they're so wide of the mark as to prompt questions not of Obama's ideology but of his basic competence.
The bank-bailout plan seems to be largely stillborn. Having wished that the private sector would flock to invest in toxic assets if offered the right incentives, the Treasury secretary is still hoping. Crossing his fingers seems to have replaced effective policy in his planning.
To date, no massive infusion of private-sector capital seems in view and Washington is doing little more than writing checks to prop up the failing banks. That doesn't take a genius. But the difficult task of relieving the banks of toxic assets so they can rekindle the flow of loans seems to be beyond the ability of the president and his administration.
Perhaps Obama privately isn't so concerned about the banks or the businesses that need the credit markets restored. Those are Republican interest groups, right? But surely he must want his mortgage-rescue plan to work — the homeowners facing foreclosure tend to be Democratic constituents.
But this plan, too, falls far short of the mark.
Incredibly, it excludes those who have lost their jobs and can't afford to make their payments even if they were to spend 31 percent of their income trying to do so. If you can't come close to affording your mortgage, even if only because of a (hopefully temporary) loss of employment, forget about it: Obama is not going to help you.
Nor will he help you if your mortgage exceeds your home's value. One out of 5 mortgages now falls into this category, and the continued fall in property values will put more and more homeowners in it. But they can expect no help from Obama's rescue plan.
Why would a liberal be so callous?
Why would he leave so many out in the cold?
Could it be that the administration simply can't figure out how to help these folks? That the president couldn't devise a counter to his financial advisers, who presumably wanted to exclude these folks?
It was Clinton-era Housing Secretary Henry Cisneros who urged Fannie Mae to spend 42 percent of its money buying mortgages for lower-income people and who suggested that they no longer require down payments. And it was his successor, Andrew Cuomo, who upped the ante to 50 percent of the Fannie Mae portfolio.
After Democrats inveigled people to buy homes they could not afford, how can they justify passing a plan that excludes them from assistance?
It appears that Obama is at sea when it comes to financial policy, economic-recovery planning, and credit-rescue efforts.
We're stuck not only with a socialist but seemingly an incompetent one.
© Dick Morris & Eileen McGann
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Are HIV/AIDS The Most Common Std
Here's a taste of what TheBody.com has to offer on this topic:
Get the Facts
The Role of STD Detection and Treatment in HIV Prevention...link between STDs and HIV infection? How can STD treatment slow the spread of HIV infection? What are the implications for HIV prevention? Where can I get more information? References Testing and treatment of sexually transmitted diseases (STDs) can be an effective tool in preventing the spread of HIV , the virus that causes AIDS. An understanding of the relationship between STDs and HIV infection can help in the development...
Ask the Experts
Would having one sexually transmitted disease lower any possibility of resistance to HIV exposure or resistance to another STD?The Body: Rick Sowadsky M.S.P.H., C.D.S, Answers to Safe Sex QuestionsWould having one sexually transmitted disease lower any possibility of resistance to HIV exposure or resistance to another STD?
Response from Rick Sowadsky, M.P.H.
Nevada State Health Division AIDS Program...weoften recommend that if a person has been diagnosed with one STD, that theyget tested for other STD's as well. In regard to HIV specifically, if aperson has an STD that has an open lesion (such as herpes or syphilis), theirrisks for HIV may be... Read more »
Known Positive, Though Undetectable Partner, Oral Sex Slip-up: Risky Encounter? (ORAL SEX AND HIV/STD RISK, 2010)A few weeks ago I hooked up with a guy I met online; he did not reveal his status on his profile. He told me later that, because of this, he assumed that I assumed he was positive - which in fact he was. I foolishly did not notice or ask. However, I...
Response from Robert J. Frascino, M.D.
The Robert James Frascino AIDS Foundation...that of anal or vaginal sex, numerous studies have demonstrated that oral sex can result in the transmission of HIV and other sexually transmitted diseases (STDs). Abstaining from oral, anal, and vaginal sex altogether or having sex only with a... Read more »
Vasectomy and HIV/STD'sCan a male who is HIV Positive, who has a had a vasectomy, transmit HIV and other STD's during unprotected sex?
Response from Rick Sowadsky, M.P.H.
Nevada State Health Division AIDS Program...question. A vasectomy (a form of male sterilization to prevent pregnancy) will not prevent the transmission of HIV, nor other sexually transmitted diseases (STDs). So even if you had a vasectomy, you are still capable of transmitting HIV and... Read more »
Withdrawal method, STDs, and PregnancyCan a guy "pullout" before he ejaculates so it prevents you from getting STD's aids are getting pregnant?
Response from Rick Sowadsky, M.P.H.
Nevada State Health Division AIDS Program...you are talking about is known as the "withdrawal method". The withdrawal method will not provide adequate protection against Sexually Transmitted Diseases (STDs) including HIV, and you would still be at significant risk of infection! In... Read more »
How Do You Talk To Your Partners About HIV/AIDS and Other Sexually Transmitted Diseases (STDs)?...There is no easy answer concerning how to talk to a partner about HIV/AIDS and sexually transmitted diseases (STDs). Although many people find it easy tohave sex, they find it extremely difficult to talk about it. So how does onebegin? The Read more »
Sexually Transmitted Diseases and HIV/AIDS... Some Sexually Transmitted Diseases to Know About Protecting Yourself and Others The Bottom Line The Basics Sexually transmitted diseases (STDs), also called sexually transmittedinfections (STIs), are diseases and infections that... Read more »
Sexually Transmitted Diseases and HIV-Related Risks:...HIV Impacts Specific STDs Do STD Programs Influence HIV Rates? STD-HIV Recommendations Resources Selected Sources Sexually transmitted diseases (STDs), formerly known as venereal diseases, are diseases that are spread from... Read more »
HIV and Sexually Transmitted Diseases...Issues of reproductive health, including sexually transmitted diseases (STDs), are among the most common reasons that women come to learn of their HIV positive diagnosis. This article will focus on treatable Read more »
Connect With Others
Protected sex!!!! It's making me crazy
Posted by Anonymous, 5 Replies...Ok, someone explain WHY people are worried about protected sex? If you had protected sex and are worried about getting HIV, then you have major guilt issues with your behavior. So, keep in mind always, protected sex is just that PROTECTED, so stop Read more »
sister of my fiance has aids, need advice
Posted by knut_hamsun, 4 Replies...My fiance just told me her sister has aids. my fiance tested lately, and she is negative. some of the other family members have not been tested. The sister has been sick Read more »
Botanical Treatments For HIV, AIDS, and STDs
Posted by Anonymous...experience in studying this unique botanical - this information and fundraising platform to help in the Worldwide treatments of HIV/ AIDS with many charities and Clinics is second to none. I would like to offer you an opportunity to obtain the... Read more »
These Guys On The Down Low
Posted by Anonymous, 1 Reply...maintains a relationship with a woman and not tell___that he could be risking her life what with the threat of HIV/AIDS and sexually transmitted diseases, STDs. How low can a guy go ; a woman has the right to know so she can make informed... Read more »
Resource Centers
Guides for People With HIV

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