text:
Quaid's Vision of Pakistan - Some Reflections- Series-I Prof. Dr. Khawaja Amjad Saeed* Email: email@example.com PRELUDE Some people have raised inquisitive questions about what vision the father of the nation, Quaid-e-Azam Mohammad Ali Jinnah, had for Pakistan. They maintain that he was a barrister. They are ignorant of his socio-economic plan for growth, development and prosperity of the people of Pakistan in general and for common man in particular. This piece provides insights into some strategic guidelines stated and well spelled out by him as his vision for Pakistan. Before unfolding some of the above aspects, it may be noted that leaders have proved that, irrespective of their background, they provided sound transformational leadership and produced magnificent results. A focus on Asia can educate us above the miracle of Singapore which before 1964 was virtually a boat country. Lee Kwan Yee's outstanding leadership visualized three dreams spanning over 25 years namely: 1. Singapore to emerge as an outstanding leader in the financial world. 2. Every Singaporean to have a self owned house. 3. Singapore will be the cleanest city state in the world where everyone outside Singapore will yearn to visit. After 25 years, Lee Kwan Yee appeared in the press in 1989 to present to the nation that his vision stood translated and he handed over the prestigious office of Prime Ministership to another person. He had legal education from UK and his intellectual education succeeded to pave the way for a peaceful and prosperous revolution in Singapore to earn her a prestigious position in top placed club of high performers in the world. Her annual exports exceed $ 250b and Gini Coefficient, reported in the World Development Report released by the World Bank, was 0.19 It is the lowest in the world showing very low inequality of income amongst the people and consequently with the lowest poverty level in the world. Another outstanding example is that of Malaysia which emerged as a sovereign state in 1957 on the political map of the world. In early days, poverty was rampant in Malaysia and students in schools read that people slept over trees. The great rise of Malaysia, despite facing several challenges, is an economic miracle. Besides others, Dr. Mahathir Mohammad provided transformational leadership from 1982 to 2003 and socio-economic development cushioned with prosperity spread across the board. He was a medical doctor and a transformational leader. The object of above two examples is to prove that a leader may have any sound professional/academic background but should have a clear cut vision. To achieve this, he selects his team, defines role of team members and optimizes the use of all inputs in a synergistic manner to achieve the goals and after providing leadership role gets his/her vision accomplished. Space is not permitting us to give more examples. Therefore, this piece will focus on one question namely, vision of the father of nation about Pakistan. This can be divided into two parts namely, before the birth of Pakistan and after August 14, 1947 when Pakistan was established. Some productive thoughts in respect of above are shared below. BEFORE AUGUST 14, 1947 1. In 1943, Mr. Henery Nicholas, a journalist, had asked Qauid-e-Azam: who will be the focus after Pakistan will be born. Quaid's response was "People". One can see vividly that people's participation was his great vision. Although people elect their representatives, one wonders whether their interests are well looked after or not. One wishes that grass root relationship of people for undertaking development activities takes place. One desires that periodical accountability is seen rather than advising them to wait for five years. Focus on their thick relationship and solving their problems was his vision. To accomplish this, a guarantee of "well being" of people was included in Article 38 of the 1973 Constitution of Pakistan. However, this guarantee of the above Constitution is awaiting for its redemption. When will this dream crystallize? Quaid had given clear cut vision in this respect. 2. In September 1945, Sir Homi Moodi had enquired from Quaid as to what will be the workable economic grounds when Pakistan will emerge as a sovereign state on the political map of the world. His vision was crystal clear. He explained that three pillars will form the foundation of workable economic grounds for Pakistan and these are listed as under: a. Economy b. Stability c. Development The translation of the above three pillars is our challenge to accomplish his vision. He visualized sustained economic development with wide spread prosperity. He desired to ensure internal and external stability. These are challenges to our current democratic setup. He wished all round development. This dimension, in our view, includes development efforts by all stakeholders including private, public, cooperative, multinationals and other sectors. A synergistic role by all stakeholders is the crying need of the day to accomplish the vision of Quaid. 3. Mr. Patel, a prominent Congress leader, had visualized that Pakistan will collapse after six months of her establishment. After twelve months of Pakistan's establishment, he was questioned by people in India as to why Pakistan did not collapse even after twelve months of her existence. He replied that talented people from all walks of life, namely, lawyers, poets, businessmen, skilled person, teachers, artists, engineers, doctors etc. migrated from the then British India to Pakistan. Consequently Pakistan will not collapse. Quaid's Vision about Pakistan after its establishment was to ensure sound economy, maintain sustainable stability and achieve all round development. We must accomplish these goals to accomplish the vision of Pakistan. AFTER AUGUST 14, 1947 Islamic Economic System The rise of Capitalism is ascribed to Adam Smith of Scotland. It continued but the early part of 20th century saw the dawn of Communism which could not last for a century and petered out by the end of 1980s. Now the whole world is in search of a new economic system. "Free Market Economy" is much talked in the hitherto capitalistic world and in China it is known as "Socialistic Free Market Economy". No country has any clear cut and well defined economic system. Quaid, in his inaugural speech delivered on July 01, 1948 on the establishment of State Bank of Pakistan, had advised that Pakistan should not follow Western Economic System. He advanced two arguments in this respect. Firstly, this system had resulted in two world wars in the 20th century and secondly this was instrumental for increasing the gap between haves and have-nots. Accordingly, he advised the Research Department of State Bank of Pakistan to help develop an economic system based on the Islamic concept of equality of mankind and social justice. The dividends out of this system were listed by him as contribution for welfare, happiness and prosperity to mankind. After the lapse of 63 years of Pakistan's existence, we are still in search of evolving the economic system suggested by Quaid and implementing the same. The government of Pakistan my seek motivation from the vision of the father of nation and be the beneficiary. Extracts from his above speech are quoted below: "The adoption of western economic theory and practice will not help us in achieving our goal of creating a happy and contented people. We must work our destiny in our own way and present to the world an economic system based on true Islamic Concept of equality of mankind and social justice. We will thereby be fulfilling our mission in Muslims and giving to humanity the message of peace which alone can save it and secure the welfare, happiness and prosperity of mankind". Islamic Social Justice Quaid's vision of Pakistan was to evolve Islamic Social Justice to establish social stability through narrowing gap between haves and have-nots. He visualized the adoption of principles of Islamic Social Justice to be followed. In this respect, extracts from his address to Civil, Naval, Army and Air force Officers delivered on October 11, 1947 in Khaliqdina Hall, Karachi are quoted below: "The establishment of Pakistan which we have been striving for the last ten years is by the grace of God an established fact today but the creation of State of our own was means to an end, not end in itself, The idea was that we should have a state in which we could live and breathe as free men and which we could develop according to our own lights and culture and where principles of Islamic Justice could find free play". Pakistan: Optimizing the Exploitation of Unlimited Resources For development of a country, the urgent need is to exploit the resources of all types Quaid had visualized the existence of unlimited resources in Pakistan and urged upon the stakeholders to exploit these to our advantage. In this respect extracts from his message on the First Anniversary of Pakistan on August 14, 1948 are quoted below: "Nature has given you everything; you have got unlimited resource. The foundations of your State have been laid and it is now for you to build, and build as quickly and as well as you can; so go ahead and I wish you God-speed". Enormous Resources and Potentialities Quaid's vision had forecasted the presence of enormous resources and potentialities in Pakistan. He had urged all of us to make the best of these resources to our advantage. In this respect, an extract from his Radio speech from Lahore of October 30, 1947 is quoted below: "Enormous resources are in your hand we have undoubtedly talents; Pakistan is blessed with enormous resources and potentialities; providence has endowed us with all the wealth of nature and now it lies with man to make the best of it". Human Resource for Economic Development Human resource (HR) development is considered as a pre-requisite for economic development. It is firmly believed that man behind the machine is very important. Nations who invest in HR continue to develop and exploit the resource to their advantage. Human Capital has emerged as a driver for economic development. Quaid had visualized these aspects. Extracts from his speech delivered on September 26, 1947 (quoted from "Glimpses of Quaid-e-Azam Page 99) are stated below: "Funds are, no doubt, necessary for development but, at the same time national growth and re-generation do not depend on funds alone. It is human toil that makes for the prosperity of a people and I have, no doubt, that we have in Pakistan a nation of industrious and determined people whose past traditions have already distinguished them in the field of human achievement". Quaid's vision on HR was absolutely clear. He had visualized use of HR for increase in prosperity of the people. Events which globally followed showed that the world famous scholar namely, Harbison and Meyers declared human capital during 1970s as vital for economic development. Later this term "Human Capital" got into big currency. Education as Economic Driver Several countries of the world have achieved socio-economic development by using education as an economic driver. Quaid's vision in respect of using education as an economic driver was contained in his several speeches. However we have selected his two speeches. The first one has been extracted from his message to All Pakistan Educational Conference, Karachi on November 27, 1947. He emphasized on the purpose of education and laid stressed on technical and vocational education and on character building. This was his vision. Extracts in this respect are quoted below: "We must earnestly bring our educational policy and programme on the lines suited to the genius of our people, consonant with our history and culture, and having regard to the modern conditions and vast developments that have taken place all over the world. There is an immediate and urgent need for training our people in the scientific and technical education in order to build up our future economic life and we should see that our people undertake science, commerce, trade and particularly well- planned industries. But do not forget that we have to compete with the world which is moving very fast in this direction. Also we must emphasize that greater attention should be paid to technical and vocational education. In short, we have to build up the character of our future generations which means highest sense of honour, integrity, selfless service to the nation and sense of reasonability and we have to see that they are fully qualified or equipped to play their part in various branches of economic life in a manner which will do honour to Pakistan". On April 18, 1948, he emphasized on specialized education. An extract from his reply to the address of welcome at Edwards College, Peshawar is quoted below: "I entirely-------- That instead of turning more clerks and government servants, your college is now offering suitable subjects for students, which would enable them to take their place in commerce, trade, industry, banking and insurance business. It should be the aim of our colleges to produce first class experts in Agriculture, Zoology, Engineering, Medicine and other specialized subjects. Only thus shall we be able to come to grip with the problems that are now facing us in the task of raising the standard of living, especially of the common man". Way Forward The future series will examine Quaid's vision on various aspects of the economy of Pakistan with focus on agriculture, industry and services sectors. It is high time that we must keep on mentioning Quaid's vision of our country and also simultaneously try to implement the spirit of his vision as explained in this piece. We must refresh our memory, develop an action plan and implement it so that the true picture of Pakistan emerges and people of Pakistan with clear cut emphasis on "common man" are the beneficiaries of wide spread prosperity across the board. *The writer is Professor Emeritus and Founder Principal of Hailey College of Banking & Finance, University of the Punjab, Lahore. Email: email@example.com
Pages to are hidden for
"Quaid's-Vision-of-Pakistan"Please download to view full document


text:
Team eSISO at Tough Mudder SoCal 2015 by TEAM eSISO - about 5 hours ago
"Team eSISO at Tough Mudder SoCal Mar. 28, 2015 Glen Helen Raceway San Bernadino, CA Wearing blue and orange, Team eSISO is among the most recognizable running groups! Initially ordered 16 ..."View full details
Is this photo a winner?
Warren Racing #75 by Jessica Warren - 16 days ago
"This photo was taken at Cotton Bowl Speedway in Paige, Texas. It was the first race of the season. Wesley Warren finished with a top 5 placement of 5th place. We have bragged about our experience w..."View full details
Is this photo a winner?
Sitch Rockin The' CustomInk Orange CRUSH! by The SITUATION Kickball Team! - 6 months ago
"We're The Situation Kickball Team. SITCH for short. We travel and play kickball across the country for money and pride. We've been using CustomInk for years and have won several tourneys in CustomI..."View full details
Is this photo a winner?
Whose Idea Was This Anyway?!?! by Crystal Noack aka The Captain - 9 months ago
"Team Whose Idea Was This Anyway?!?! is a team of friends and family that participate in Bike MS. I was diagnosed with MS in 2009, and for the past 4 years our team raises money and awareness for t..."View full details
Is this photo a winner?
Harry's Heroes by Harry's heroes - 9 months ago
"Harry's Heroes team takes on Relay for Life at Pembroke Highschool. Customink - thank you so much for help making our day amazing with these t shirts! Huge smiles on everyone faces!"View full details
Is this photo a winner?
Dicks 'N' Chicks Tough Mudder by Chandlie - 11 months ago
"This was right after we finished a Tough Mudder in Las Vegas on 26 April 2014. We did it because we are all crazy enough to run 10+ miles through dusty/rocky/uneven terrain, plunge into 31 degree w..."View full details
Is this photo a winner?
iRun for Cornerstone 2014 by Cornerstone Autism Center - 11 months ago
"Since our companies inception in 2010 a number of Cornerstone Autism Center staff and families have participated in or supported runners in the One America 500 Fest Mini and 5k. At Cornerstone we b..."View full details
Is this photo a winner?
Tuff Fluff dominated at the Boston Pillow Fight! by Tuff Fluff! - 12 months ago
"Tuff Fluff is a team that fights every year at the Boston Pillow Fight. This was our 7th year fighting, and our first year with printed shirts! CustomInk was fantastic through the process, and help..."View full details
Is this photo a winner?
Ashland District School Winter Carnival 2014 by Ashland District School - about 1 year ago
"Every year, Ashland High School has a Winter Carnival the week preceding February Break. The week serves to get all students involved in fun activities, and brighten the dull moods that come with w..."View full details
Is this photo a winner?
Brian Celebrates Deer Camp by Brian - over 1 year ago
"My son Brian received his shirt just in time for season. He promptly showed why we celebrate deer camp ! The shirts are great and everybody was excited to get theirs including the ladies in the gro..."View full details
Is this photo a winner?

subset: commoncrawl


text:
Immigrant women constitute a varied and dynamic population in the United States with 51 percent or 21.2 million of the country's total foreign-born population. Examining key gender-based socioeconomic indicators from origin and fertility to educational attainment and immigration status, this Spotlight raises implications for sending and receiving countries, with respect to labor opportunities, family structure, gender roles, and more.
Read Article
Attention is now squarely focused on the U.S. federal courts where the legal battle over President Obama's executive actions on immigration continues. While congressional efforts to roll back the directives appear to have been put aside, at least temporarily, implementation of the signature deferred action programs announced in November 2014 remains blocked. The administration, however, is moving forward with other aspects of the executive order, as this article explores.
Faced with rising numbers of foreign entries (long- and short-term), China in 2012 adopted new legislation to manage its migration flows—the first reform to the country's immigration law since 1985. With an underlying tension in the legal framework between restricting immigrants deemed unwanted and welcoming those viewed as desirable, this feature examines the exit-entry law's key points.
An estimated 41.3 million immigrants lived in the United States in 2013, about 13 percent of the total U.S. population, constituting the world's largest foreign-born population. This Spotlight from MPI's Jie Zong and Jeanne Batalova offers the most current and sought-after data on immigrants in the United States—including origin, educational attainment, the unauthorized, deportations, and more—in one easy-to-use resource.
Migration has begun to follow the flow of capital after years of Chinese investment in major infrastructure projects in Zambia. This feature article, based on original research including the coding of 25,000 Zambian entry permits, examines the emerging migration pattern from China to Zambia, as Chinese migration to the country has increased 60 percent since 2009.
President Obama's sweeping executive action to shield as many as 3.7 million unauthorized immigrants who are parents of U.S. citizens or lawful permanent residents from deportation is facing tough legal and political challenges. This month's Policy Beat examines the efforts to proceed with implementation of DAPA and the expansion of DACA despite a lawsuit brought by a coalition of 26 states and staunch opposition in the Republican-controlled Congress.
Use this data tool—referred to as "one addictive interactive map"—to examine immigrant populations by country of origin and destination. Find out how many Americans live in Mexico, how many Ukrainians in Russia, or Filipinos in Saudi Arabia, for example.
Whether as migrant-sending or migrant-receiving locations—or both—many countries have rich, complex international and internal migration histories. MPI's online journal, the Migration Information Source, offers profiles of more than 70 nations. Written by leading scholars, these profiles delve into countries' migration histories, demographics, policymaking, and more.
Numerous researchers and organizations have predicted that climate change will trigger historically unprecedented waves of mass migration. MPI's Carolina Fritz examines the complex links between climate change and migration, how and where these links influence current and future migration patterns, and some of the problems with predicting future flows.
The recent recession has affected Mexicans in the United States, new flows northward, and remittances to Mexico. Francisco Alba of El Colegio de México examines the latest trends as well as Mexican government policies toward the diaspora, Mexico's role as a transit country, and immigrants and refugee and asylees in Mexico.
Mexican immigrants have claimed the top spot among all immigrant groups in the United States since the 1980 census. In 2008, the country's 11.4 million Mexican immigrants accounted for 30.1 percent of all U.S. immigrants and 10 percent of all Mexicans. MPI's Aaron Terrazas examines their socioeconomic characteristics, where they live, and the size of the Mexican-born unauthorized population.
MPI's Muzaffar Chishti and Claire Bergeron report on immigration measures for Haitian nationals, the new Supreme Court decision on motions to reopen deportation cases, delays in the implementation of the Secure Border Initiative, and more.
Immigration to the United States continued steadily from the 1970s until the recent recession, which also diminished a sense of urgency to enact immigration reform legislation. MPI's Kristen McCabe and Doris Meissner provide a comprehensive look at major legislation and events affecting U.S. immigration, the size and attributes of the immigrant population, and policy changes under the Obama administration.
full archive >
Karen Jacobsen of Tufts University examines local integration as an alternative to "warehousing" refugees in camps.
Sylvia Zappi outlines a new government action plan for integrating immigrants that reasserts France's previously abandoned assimilationist policy.
Veysel Oezcan of Humboldt University Berlin reports on a Swiss ruling that bars communities from holding plebiscites to approve or reject naturalization applications.
The efforts of Nordic countries to provide safe harbor to refugees are outlined by Mette Honore, Senior Legal Consultant to the Danish Refugee Council.
MPI's Kevin O'Neil takes a close look at how Taiwan has reaped economic benefits from high-skilled migration.
The search yielded 0 results


text: hi again ... On Sun, Mar 08, 2009 at 05:22:41PM +0100, Oswald Buddenhagen wrote: > so i'm trying the next one: make a transient simulation > (to average and plot the results ultimately). > "of course", i can't get that working, either. :( see Eqn4. from a mathematical pov, the equation makes perfect sense - i think: period_points deps on freq (fine so far), so the range would dep on freq (fail 1). Ploss would be sliced by that in the time domain, essentially preserving all deps of the range. now, in which domain(s) should avg coalesce? a possible approach would be defaulting to preserving all but the topmost sweep currently involved in the evaluation (what coincidence - freq survives again) and otherwise explicitly specifying the dependant domains to keep (like in PlotVs). does that make sense? of course, suggestions how to achieve my goal (determine Ploss(freq)) with existing methods are also welcome. :D greetings


text:
You are a fan of major occult ? Come to discover the best forums major occult on the internet and share your experience with a community fan of major occult . You can also build a forum major occult and create your online discussion.
Mystic Shadows is a modern dark fantasy role play. Were magic and monsters are common and nightmares lurk.
free, forum, mystic, shadows, dark, fantasy, paranormal, #occult
Free forum : Friendly discussions on major changes taking place in the world and at home
free, forum, changes, exchange, friendly, discussions, #major, taking, place, world, home, economy, economies, dinar, asia, brics, currencies, china, maliki, shabibi, obama, vietnam
Psionic Freaks is a community of Practitioners & Explorers of Psychokinesis/Telekinesis, Extrasensory Perception/ESP, Energy Manipulation, Meditation, Paranormal, Occult, Psychic, Magick, UfO/Alien & Much more. We are pushing the limits of the mind,
telekinesis, psionic, freaks, learn, psychokinesis, aerokinesis, pyrokinesis, psychic, extrasensory, perception, hydrokinesis, psion, #occult, aliens, magick, meditation, paranor
A Forum for posting notes and related documents for different major-oriented classes
major-oriented, classes, forum, posting, notes, related, documents, different


text:
By: Jambster
Views: 326 | Posted: 05/28/2011
By: Twilightsucks
comparison video of dbz and dbk
Views: 20,626 | Posted: 05/25/2011
By: EAzy-bbr
The 1st scans for the New Nex gen DBZ videogame called raging Blast or aka Tenkaichi 4. Youtube link: http://www.youtube.com/watch?v=djJa-HYlifY
Views: 5,482 | Posted: 05/25/2011
By: Inasid
This is the first official trailer for the upcoming movie Dragon Ball Evolution (2009). Enjoy!
Views: 1,064 | Posted: 05/25/2011
By: crippton
First Dragon Ball Online Gameplay Video -Press Conference 2008-
Views: 46,695 | Posted: 05/25/2011
By: hypnoticfreak
I am fighting against Goku with Gohan.. Sorry for bad quality
Views: 933 | Posted: 05/25/2011
By: AJones
Music Video i created for this game, hope u like/enjoy it :) used a music track that would go well with the DBZ style, and match up the lyrics to the story on the vid. music by Shinedown - Energy
Views: 2,356 | Posted: 05/25/2011
By: br14nk1m
dragon ball z burst limit trunks vs freeza gameplay
Views: 418 | Posted: 05/25/2011
By: ssj2goku
Goku hurls a Kemehameha at Broly but fails.
Views: 359 | Posted: 05/25/2011
By: ssj2goku
Broly is ready to give Gohan the death blow but Piccolo interferes.
Views: 442 | Posted: 05/25/2011
Week of
Mar. 29
Week of
Apr. 05
Week of
Apr. 12
Release Date: 03/30/2015
Release Date: 03/31/2015
Xbox One
Release Date: 04/03/2015
Release Date: 04/06/2015
Xbox 360, Xbox One, PS4, PC, PS3
Release Date: 04/07/2015
This complete Dark Souls II experience will include all 3 Dark Souls II DLC, new NPCs to offer an even deeper...
Release Date: 04/07/2015
PS4, Vita
Release Date: 04/07/2015
Xeodrifter is the story of an interstellar drifter traveling the stars on a simple mission of exploration.
Release Date: 04/08/2015
A bloodthirsty Gladiator-style arena five-player co-op game set in a post-apocalyptic, third millenium.
PC, Ouya
Release Date: 04/10/2015
Vita, PS4
Release Date: 04/14/2015


text:
We heart , We heart it is your home for inspiring images & the people who heart them. discover, collect, and share daily inspiration & beautiful images every day.. Damocles - wikipedia, free encyclopedia, Damocles is a figure featured in a single moral anecdote commonly referred to as "the sword of damocles", an allusion to imminent and ever-present peril faced by. All - tumblr, Invisible threads are the strongest ties. friedrich nietzsche (via sitoutside) 25 march 2015; reblog.
Mdpi open access journals platform, Mdpi publishing scholarly, peer-reviewed open access journals 1996. searchable title, author article type.. http://www.mdpi.com/ We heart , We heart home inspiring images & people heart . discover, collect, share daily inspiration & beautiful images day.. http://weheartit.com/?page=2 Cassandra clare, Hi cassandra, read ' lost herondale', great, ' stop thinking . shadowhunter blood dominant, ?. http://cassandraclare.tumblr.com/


text:
View Image
Gangnam Origins
Buddha style
Buddha style
Gangnam pumpkin
Right there, on his head,all the time
Now you know what the horn is for
Unicorns are so mystical they piss rainbows
Unicorn White Tail
Probably magic.
Maybe this is just evolution.
Sad Unicorn
Unicorn Kick!
Rainbow puke
A funny poster on the side of a building
This is a boy with his hole entire team at a baseball game wearing there li...
Is this Real or not
Unicorn Tramp Stamp Without Horn
Break Picture Gallery: Black Magic Edition! Antoine Dodson's BFF, Verne Tro...
Make up is deceptive


text: I have tried installing this plugin on some of my sites with SiteGround hosting service and it always caused an internal server error...something to do with the .htaccess file it creates. I have gotten this plugin to work on my GoDaddy sites and it worked fine, until I tried installing the new 9.2.1 version and it gave me the same internal server error. I just deleted the plugin and all it's files and my site seems to work again, just not as fast.


text:
Written by Kara Fleck, Simple Kids editor and Rockin' Granola mama.
Last week I mentioned that our simple weekly rhythm includes a cooking and baking day. Cooking together can happen at any time during the week, of course, but once a week I am intentional about it and set aside time specifically to bake with the children.
Our baking day is on Monday. It is a pleasant way to start the week together and it gives us quality time in the kitchen (plus, there's something yummy to enjoy for our labors).
Bread baking is one of our favorite things, but it isn't a process you can speed through. I think this makes baking bread a good tool for teaching patience.
I've discovered a few tips that help teach kids patience when baking and make it fun and creative for them, almost like acting out a story. Who doesn't love a little playtime in the kitchen?
So, let's wash our hands, put on our aprons, and bake some bread together!


text:
Transmissions Por Accidente De Trabajo
Here's a taste of what TheBody.com has to offer on this topic:
Get the Facts
HIV TransmissionHow is HIV passed from one person to another? Which body fluids transmit HIV? How well does HIV survive outside the body? Can I get HIV from anal sex? Can I get HIV from vaginal sex? Can I get HIV from oral sex? How can I prevent HIV transmission when using sex toys? Can I get HIV from injecting drugs? Is there a connection between HIV and other sexually transmitted diseases? Are health care workers at risk of...
Ask the Experts
Confused about the swiss studyI discussed with my doctor about the swiss study which claims that in a monogamous serodiscordant and straight relationship with the infected partner on treatment and with an undetectable viral load the use of a condom is no more imperative. He...
Response from Joseph McGowan, M.D., F.A.C.P.
North Shore University HospitalThanks for your question.The recommendations were based on the finding that loweing the viral load will indeed lessen the risk of transmission of HIv but may not eliminate it.Studies that examined men on HAART with undetectable viral loads in their... Read more »
Confused about the swiss studyI discussed with my doctor about the swiss study which claims that in a monogamous serodiscordant and straight relationship with the infected partner on treatment and with an undetectable viral load the use of a condom is no more imperative. He...
Response from Robert J. Frascino, M.D.
The Robert James Frascino AIDS FoundationHi,I totally disagree with your doctor. I have discussed the "Swiss Study" repeatedly in this forum. My assessment has not changed. Unprotected sex between magnetic couples remains a risk for HIV transmission, even when the HIV plasma viral load has... Read more »
TRABAJO sobre un caso de sidados homosexuales acuden al mdico, uno es portador del virus HIV, el otro no. Pero acude al mdico aquejado de infeccin de orina recurrente e infeccin fngica de la mucosa oral (muguet). entonces la cuestin es si el tambin es portador??
Response from Steven M. Natterstad, M.D.
Frascino Medical GroupNo hay ninguna manera de saber sin el resultado de una prueba del VIH (ELISA, prueba rpida, etc.). No hay otra manera de diagnosticar una infeccin por VIH. Y punto.Dr. Steve Read more »
Accidental Spit in Eye (Hep C) (HEPATITIS C TRANSMISSION)I have the same question as asked in "blood tainted saliva in eye" asked by another visitor, but my question is concerning Hepatitis C? While talking in a session, a client of mine (I'm a counselor) with that dx in her chart (at some pt),...
Response from Robert J. Frascino, M.D.
The Robert James Frascino AIDS FoundationHi,Your risk of acquiring hepatitis C from getting a "small amount of spit" in your eye is nonexistent. I'll reprint some information about hepatitis C transmission below.Dr. BobHepatitis C TransmissionHCV is mainly transmitted when infected blood... Read more »
HIV TransmissionTable of Contents How HIV Spreads Methods of Transmission Re-Using and Sharing Needles Unprotected/Unsafe Sex Mother-to-Child Transmission Rare Types of Transmission How HIV Is, and Is Not, Transmitted How HIV Spreads Many... Read more »
Stopping the Spread of HIVHow Do You Get Infected With HIV? How Can You Protect Yourself and Others? What If I've Been Exposed? The Bottom Line How Do You Get Infected With HIV? The Human Immunodeficiency Virus (HIV) is not spread easily. You can only get... Read more »
Older Women: At Risk for HIV InfectionTable of Contents Older Women: An Overlooked Group Calling Attention to Transmission and Prevention Getting Tested for HIV HIV began mostly as a disease of young men, but today the epidemic impactspeople of all ages, including older... Read more »
Understanding Genital HerpesOverview Cause Transmission Symptoms Diagnosis Treatment Prevention Complications Overview Genital herpes is a sexually transmitted infection (STI). According to the Centers for Disease Control and Prevention, in the United... Read more »
Connect With Others
Hiding behind HIV
Posted by Magnet, 4 RepliesI write this question in the hope of gaining insight from both HIV positive gay men as well negative men in "magnetic partnerships". I only now discovered this term "magnetic", as it relates to my life! It can no longer be a twist of fate that my... Read more »
rezen por mi por favor!
Posted by argento, 1 Replyluego de que se me rompiera un condon con una amiga en diciembre, tome valor hoy y me realice un ELISA; maana tengo los resultados, ella me dice que no tiene nada, pero no se, igual me los hice porque me puse den ovio, por favor, recen por mi para... Read more »
Posted by nacional, 1 ReplyHola a todos, me gustaria saber si en los examenes de serologia que piden cuando se ingresa a un trabajo nuevo se puede reflejar que se es vih positivo. Fui diagnosticado hace un par de semanas y no deseo revelar mi estado por el momento mucho menos... Read more »
Corte en trabajo..
Posted by Anonymous, 2 RepliesHola,hace 1 semana me corte con un utensilio (cuchillo) q anteriormente se habia cortado una compaera mia. (20 minutos aprox.)//yo no se si ella tiene vih ,, pero podra haber algun riesgo q me hubiera infectado? el corte fue poquisimo de 3 cm de... Read more »
Resource Centers
Guides for People With HIV


text:
My first trip to Hawaii was over the 2011/12 New Year perio. I stayed for 10 nights in a kitchenette room. Having the fridge and kitchen area made it easy to make a cup of tea/coffee. Although it took a bit of working out how to boil the hot water without a jug the Coffee maker became an adequate subsitute.
The location of the hotel is excellent with just a short stroll to the beach, main shops, restaurants etc and if you want to have a takeaway there is Chinese across the road, KFC and McDonalds or Dennys straight opposite.
The staff at the excersions/sightseeing desk were very helpful in assisting with trips to Waikele Outlet mall and The Polynesian Cultural Centre. The Aloha Bus stops right outside the front door and they are an inexpensive way to travel to Pearl harbour.
Never managed to avail myself of the Pink Line Trolley because it was always very packed.
I found the staff at the hotel helpful and professional especially the concierge/bellman.
My 2nd visit was for 10 days in October 2012. I found the hotel less crowded at the start of october which meant the lifts weren't as much of a problem as they were in january......but as I say i am on holiday so whats the rush if i have to wait for a lift.
The room was clean, tidy and comfortable. The shower was hot and powerful and the maid for our floor(Floor 15) was friendly, cheerful and cosiderate, a credit to the mangement.
Having stayed in many hotels across the world, in different categories, I would certaInly recommend OHANA WAIKIKI WEST for its location, Value for money, Staff and security.
- Reservation Options:
- TripAdvisor is proud to partner with Expedia, Booking.com, Hotels.com, Travelocity, Cheap Tickets, Orbitz, HotelTravel.com, Odigeo, TripOnline SA and Tingo so you can book your Ohana Waikiki West reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Ohana Waikiki West Honolulu
- Ohana West Hotel
- Ohana Waikiki West Hawaii/Honolulu


text:
Pocket Monsters Diamond Answers for Nintendo DSHome / Nintendo DS /
Game Questions & Answers (Q&A) service lets you ask questions about video games for game consoles or PC games. So ask your Pocket Monsters Diamond question for Nintendo DS and get answers from real gamers or answer questions and share your insights and experience with the rest of the gaming community.
- Developer: Game Freak
- Publisher: Nintendo
- Genre: Role-Playing Console-style RPG
- Release Date: Apr 22, 2007
- ESRB: Everyone
Question & Answers
Answer from: pok' rider 99
You find ditto at the grass out of canalave city.
Answer from: XxBrightstarxX
Yeah, I heard you could find one there on another website, but I tried to find it there for like 3 hours straight and still couldn't find it! >:(
Answer from: Ratchet K.G
That's so stupid. Easy. Trade from Soulsilver/Heartgold or simply beat champion in diamond and go to pokemon mansion and talk to backlot a couple of times... got it in like 5 minutes. (including catching it)
Unanswered Questions
From: Pris
Posted on: 12-20-2014
Pocket Monsters Diamond - Gameplay
- Aug 24, 2014, Views: 490
Pocket Monsters Diamond - Part 1
- Aug 24, 2014, Views: 147
Pocket Monsters Diamond - Gameplay Heading Out
- Aug 24, 2014, Views: 166
Pocket Monsters Diamond - Gameplay [Part 1]
- Aug 24, 2014, Views: 170
- Titanic Mystery 2, (DS)
- Naruto Shippuden: Ninja Destiny 2, (DS)
- 4 Elements, (DS)
- My Amusement Park And Digging For Dinosaurs Game Pack, (DS)
- The Penguins Of Madagascar, (DS)
- The Misshitsukara No Dasshutsu, (DS)
- Keiji J.B. Harold No Jikenbo: Satsujin Club, (DS)
- Maru Goukaku: Shikaku Dasshu! Shakaifukushi Samurai Shiken, (DS)
- Germany's Next Topmodel 2011, (DS)
- Disney Big Hero 6: Battle In The Bay, (DS)
- Digimon World DS, (DS)
- Monster High 13 Wishes: The Official Game, (DS)
- Rhythm Heaven, (DS)
- Pokemon White Version 2, (DS)
- Lego Battles: Ninjago, (DS)
- Harvest Moon DS, (DS)
- Pokemon Black Version, (DS)
- Gangstar 2: Kings Of L.A., (DS)
- Fossil Fighters: Champions, (DS)
- Style Savvy, (DS)
- LEGO Harry Potter: Years 5-7 - Halloween Trailer, (DS)
- LEGO The Lord Of The Rings - Trailer, (DS)
- Lego Batman 2: DC Super Heroes - Minifigures Trailer, (DS)
- Disney Planes: Fire And Rescue - Official Launch Trailer, (DS)
- Zelda No Densetsu: Daichi No Kiteki - The Legend of Zelda: Spirit Tracks commercial, (DS)
- Yu-Gi-Oh! 5D's World Championship 2010 Reverse Of Arcadia - Gameplay Video, (DS)
- Ys Strategy - Intro, (DS)
- Yoshi's Island DS - Commercial Trailer, (DS)


text:
Now Playing
Connect with Us
Podcasts & RSS Feeds
|All Content
|View all podcasts & RSS feeds
New England News
9:20 am
Mon December 31, 2012
Deal Could Prevent Spike in Milk Prices
The leaders of the House and Senate Agriculture Committees have agreed to a one-year extension of the 2008 Farm Bill that expired in October, to head off a possible doubling of milk prices next month. But there is no vote scheduled yet on the House floor.
House leaders have yet to say whether they will allow a vote on the 2008 Farm Bill extension.
The committee leaders announced Sunday that they had agreed on last-minute legislation that would extend the Farm Bill and replace dairy programs that expire at midnight Tuesday.
But the House GOP has yet to endorse the committees' extension agreement, and leaders are also considering two narrower extension bills: a one-month extension and an even smaller bill that would merely extend dairy policy.
As of Sunday night, Republican leaders had not scheduled a vote on any of them.
Copyright 2012 Associated Press. All Rights Reserved.
WAMC News
New England News
New England News
WAMC News


text:
How to make a quick/easy colorful fabric robe
I have a school project to have the kids make a colorful robe like the one in "Joseph and the Amazing Technicolor Dreamcoat". We have like 1/2 hour to put it together, and none of us have the time or ability to sew. Any advice on how we can do this? I'm happy to buy something at a craft store if I knew what to buy! Obviously the final result doesn't have to look good, the real focus of the project is working together, but I still ideally would like to come up with some kind of colorful robe at the end.
I was thinking maybe something with velcro? Or fabric glue?
How tall are the kids, shoulder to floor? Say they are 3 feet...then buy 2 yds of polar fleece per child, then fold the piece in half so you have a doubled rectangle that is 1 yd long. Cut a neck hole ... A semi circle...in the center of the fold through both layers of fabric. Then cut a slit through just the top layer from the neck hole to the edge. You now have a robe with open sides. If necessary, you can cut the sides in to fit the length go the child's arms better...or it may be fine.
Buy some cording to use as a belt to wrap around the waist to hold the robe shut.
The beauty of polar fleece is it will not ravel.
If you want to get more complicated, you can buy some fabric glue to glue the side seams shut, but not all the way up so there is room for the arms to go through.


text:
TURKEY - Regional P/Ls Through Turkey - The Baku-Ceyhan Oil Pipeline.
Work on construction began in June 2002 and was completed around mid-2005. It runs through the Georgian capital Tbilisi and then through the Turkish cities of Erzurum, Erzincan and Kayseri, before reaching Ceyhan.
The BTC consortium includes all the members of the SG, being the shareholders in the Azerbaijan International Oil Co. (AIOC) which is developing three oilfields in the Azeri sector of the Caspain Sea. The BTC group is led by BP (38.21%) and the partners are the Azeri NOC Socar, Statoil, Unocal, Agip, Itochu, ConocoPhillips, TPAO, Inpex and Delta/Hess.
The government of Kazakhstan and majors operating there are considering a proposal to join an expanded version of the BTC venture. This calls for crude oil from Kazakhstan to be pumped through a pipeline to be built beneath the Caspian Sea to Baku. The US is promoting this as well as a parallel Kazakh gasline to Europe through the BTC route.
(A comprehensive survey of Azerbaijan will be published from late July 2006 through Vol. 67. This will be part of a new series to cover all the CIS petroleum exporting countries).
On April 29, 2004, Iran inaugurated at Neka a swap agreement with several Caspian oil producers launched in 2003. National Iranian Oil Co. (NIOC) executive Reza Kasaiezadeh then said Iran was already importing 125,000 b/d from Kazakhstan, Turkmenistan and Russia via the Neka terminal to be refined in Tehran. Under the deal, Caspian crude oil producers deliver a volume to one of Iran's northern ports, and pick up an equal amount of Iranian crude from a port on the Persian Gulf. A pipeline between Neka and Tehran transports the Caspian oil to the refinery in the capital.
Kasaiezadeh said it would cost about $2/b to transport the crude oil using this method. He claimed the BTC operations would cost the line's users three times more (see Vol. 62, Gas Market Trends No. 18).
Reader Opinion
|Printer friendly Cite/link Email Feedback
|APS Review Gas Market Trends
|May 8, 2006
|Previous Article:
|TURKEY - The Lease.
|Next Article:
|TURKEY - Turkish Gas Imports.


text:
Brookston is a populated place located in Forest County at latitude 41.618 and longitude -78.978.
The elevation is 1,414 feet. Brookston appears on the Russell City U.S. Geological Survey Map. Forest County is in the Eastern Time Zone (UTC -5 hours).
Forest County: Cities & Towns | ZIP Codes | Schools | Features (airports, churches, hospitals, etc.)
BIG Map |
Driving Directions |
Data Source - USGS GNIS FID: 1209446
BOUNDARY MAPS: Township of Howe | Forest County
Brookston, PA
(< 0.1 mile)
Cherry Run, PA (1.4 miles NW)
Sheffield Junction, PA (2.4 miles SSW)
Chaffee, PA (3.4 miles SE)
Donaldson, PA (3.4 miles NNW)
Henrys Mills, PA
(3.6 miles WNW)
Lynch, PA (3.9 miles WSW)
Hoover, PA (4.1 miles NW)
Pigs Ear, PA (4.3 miles SSE)
Iron City, PA (4.7 miles SSW)
Old Sheffield, PA
(4.3 miles NNW)
Russell City, PA (4.7 miles SE)
Lamont, PA (8.9 miles E)
Weldbank, PA (11.2 miles NNW)
Cartwrights Crossing, PA (12.4 miles ENE)
Elijah, PA
(14 miles N)


text:
LETTER: Be careful what you wish for
A 60-year-old couple were celebrating their 40th wedding anniversary. The husband took his wife to a fine restaurant; with the best wine, table cloth and silver. The wine was expensive and delicious. As they finished the second bottle of wine a fairy appeared.
She said, "I must compliment you two on your fine marriage. I will therefore give each of you one wish."
She turned to the wife. "What is your wish?"


text:
Just watched a video by NYC's Mayor Bloomberg showing a perfectly legal transaction at a Arizona gun show--a transaction between two individuals not a FFL dealer. He was promoting it, supplanted by the news media, as an illegal purchase of a firearm. He did admit that although the transaction was legal, it shouldn't be. His agents also purchased two 33 round Glock magazines (gasp).
What shouldn't be is the mayor of a city in a state two thousand miles away, conducting undercover operations way out of his jurisdiction.
Give us a freaking break!! What is questionably legal are his out-of-state investigations.
A guess a word of warning to any who buy or sell guns--watch out, he's is at it again.
"To disarm the people is the most effectual way to enslave them."
- George Mason
Join FirearmsTalk.com Today - It's Free!
Are you a firearms enthusiast? Then we hope you will join the community. You will gain access to post, create threads, private message, upload images, join groups and more.
Firearms Talk is owned and operated by fellow firearms enthusiasts. We strive to offer a non-commercial community to learn and share information.
Join FirearmsTalk.com Today! - Click Here
Bloomberg's a dick. Dicks do these kinds of things. I'm not sure who his audience is, but it's probably the New York City kitchenistas who'd fill their pants in mortal fear if they went to a gun show.
Agreed!!! Besides the "kitchenistas" throw in people like the majority of majors and police chiefs (not the troops on the ground, the political appointees--and don't forget, the entire political structure of Chicago.
Wait!! Is it legal for residents of New York City to own 33 round Glock magazines? If not they broke the law! If they gave false information in the transfer, they are guilty of a felony and Bloomberg is guilty of conspiracy.
Send the Arizona State troopers to New York and place him under arrest!
People get the government they deserve.
Bloomberg is a douche and history will show him to be a nearly useless mayor. He reigned during one of the most prosperous times in history, easy to do. But when things hit the fan he has shown himself to be just as inept as any other politician.
Not to mention his absolutely childish behavior when he doesn't get what the wants. I'd like to see a criminal investigation into his use and abuse of the mayors office.
Member: NRA GOA
Est sularas oth mithas
"either way, you were guilty by association, so you were smited...." JD
Dead Bears, the only good kind.
Did the good people of NYC foot the bill for his "agents" to travel to AZ to conduct this in depth investigation?
And who knew we could use the word "dick" without it being filtered out? He is indeed one.
Anyone can buy a magazine here but can't buy a handgun if they are from out of state. That is federal law. Now if a civilian from the PRK bought a 33 rnd mag and got caught taking it home, he would be in trouble with his authorities.
Patron Member NRA
"I would not be an old man if I had not been an armed young man." JTJ
I was taught to respect my elders but they are getting harder to find.


text:
Apple Yanks "Sweatshop Themed" Game From App Store 184
from the games-should-be-cute dept.
We've improved Slashdot's video section; now you can view our video interviews, product close-ups and site visits with all the usual Slashdot options to comment, share, etc. No more walled garden! It's a work in progress -- we hope you'll check it out (Learn more about the recent updates).
They probably have a patent on it.
So Apple is enforcing their rules which they've openly and clearly published
When I tried to view the rules on Apple.com, it asked me to log in with an Apple ID. Where should a prospective developer view these rules before spending four figures on a Mac, an iPad, and a developer license?
You can create your apple id for free, without using an ipad or mac.
You can create your apple id for free
I just logged in with my Apple ID, and it told me "Sorry, you cannot access this page. The Apple ID you signed in with does not have permission to view this page."
The universe is an island, surrounded by whatever it is that surrounds universes.


text:
Telus announced changes to its cancellation policy Monday that could result in lower costs for customers who want to get out of their wireless contracts.
The wireless carrier has ended its cancellation fees that range from $5 a month to $15 a month, depending on the phone, for customers who want to end contracts early.
In its place, customers will have to pay out the balance of the subsidy Telus gave them on their device in exchange for the long-term contract. Customers leaving Telus and not just buying a new phone will also have to pay a $50 administration fee to close their account.
The latest change follows Telus's early device upgrade program introduced in November that lets customers upgrade to a new phone at any time by paying off the remainder of the subsidy owing on their current phone.
You wouldn't be alone.
While the news sounds good, you have to compare the before and after costs for your contract and your particular wireless device. In some cases paying out the subsidy could cost you as much as the old cancellation fees.
Telus (and other wireless companies) will give customers a break on the price of a new wireless device, but only if they sign up for a long-term contract.
The amount of that subsidy varies with the device.
Here's a comparison from Telus of the before and after costs for cancelling a three-year iPhone 4 and Nokia C3-01 contract with 18 months left to run.
Apple iPhone 4 32 GB
No contract price: $749
With a three-year contract: $269
Amount of subsidy: $480
Cancellation fee under the Early Device Upgrade program launched in November 2010: 18 months times $15 a month, which equals $270.
Cost to end contact now
(for customers who signed up after Nov. 21, 2010): $240, plus $50 fee for a total of $290 if you leave your contract completely. If not, you pay $240.
Nokia C3-01
No contract price: $179.99
With a three-year contract: $0
Amount of subsidy: $179.99 ($5 x 36 months)
Cancellation fee under the Early Device Upgrade program launched last November 2010: 18 months times $5 a month, which equals $90.
Cost to end contact now
(for customers who signed up after Nov. 21, 2010): $90, plus $50 fee for a total of $140 if you leave your contract completely. If not, you pay $90.
The biggest sale of the year, on now! Find almost $4 million worth of items such as cars, trips, furniture, gift cards and more at discounts of up to 50% off. Don't miss out as savvy shoppers will move fast to take advantage of these deep discounts. Sale ends Wednesday, April 1, at 9 p.m. Like it? Buy it before its gone. Brought to you by The Vancouver Sun and The Province.


text:
10,412 results
SORT BY Relevancy
Special Sneak Peek At Sally b's New Audio Blog "Singing Flat Notes"
in Pop Culture
Singing Flat Notes is a new singing blog created by Voice Coach, Sally b. and that is now available at SingingFlat.Tumblr.com. On Wednesdays beginning March 25, 2015 at 7p.m. Eastern time, our Blog Talk listeners can tune in to hear an audio version of the blog which will debut a special sneak peek feature on today's Singing Flat show airing Sunday March 8th at 7p.m.
In today's special edition of the show Sally b. will talk about how to be a marketable music artist and how the expectations of a singer has changed over the years. This episode, which will be short and sweet and that will also feature our latest segment called, "TALENT ALERT" by VocalzMusic's Rodney O., will announce the latest opportunities for singers to get recognized by those scouting their talent. Today's episode also highlights a singing competition being held in Culpeper, Virgina on March 28, 2015 at 8p.m. called "Culpeper Has Talent"
The Singing Flat Notes Blog and The Singing Flat Show on WVMP are both projects of VocalzMusic & Publishing. VocalzMusic.com.
We will resume the REGULAR Sunday programming of our show on March 22, 2015. In the meantime we are accepting copyrighted music by Unsigned Artist to feature on upcoming episodes. Show shout outs or a 90 second a cappella performance from singers who would like to be critiqued on the show may submit to: SpeakPipe.com/WVMP
Copyright 2015.
Local Pro Singer, Natasha Diora Joins Us To Discuss Ways To Judge True Talent
in Music
Sally b invites long time BFF, Natasha Diora, on to discuss her professional singing experience and how talent should be judged. Show will feature an acappella singing performance by self proclaimed producer, singer, songwriter, videographer and beat maker, John Mclendon. Sally b and her guest host, Natasha D. will discuss his singing abilites.
Singers who will be featured in future episodes of our "Singing Flat" segment will benefit from this show.
singing live
ill be singing and talking about games and music
Beyond The Music. Sally b. Chats With R&B Royalty, Bunny Debarge
in Music
Beyond The Music. R&B Royalty, Bunny Debarge Joins The Show To Speak With Sally b. About How To Deal With Music's Triumphs and Tribulations.
The DeBarge family's triumphs and tribulations traveled from their spectacular rise to the top of R & B music royalty, to their fall from grace and finally to their reemerging careers. In this episode Bunny Debarge offers encouragement and preventive wisdom to today's up and coming artists.
Later in the show Bunny Debarge will join our SINGING FLAT panel to help evaluate talented singers who will be asked to present their a cappella performance. This segment will be full of surprises!
And last but not least, we'll close out the show with a LISTENING PARTY. We will present the music of 4 of the best new UNSIGNED artists in the USA. Fans can tune in and help us decide which of our featured artists is most likely to have a hit song and award winning success in music.
Jtwizz - Urban Contemporary
Erikka J. - R&b
Kyle Ahn - Urban Contemporary
Alex Caruso - Pop
Rodney Waller, Co-Founder of VocalzMusic & Publishing & WVMP
Royalti, Comedienne
Robert Quarles, CEO of Rock Q. Productions Music/Publishing
The WVMP Web Radio Show, "Singing Flat With Sally b" Is Produced by Voice Coach, Sally b. Waller of VocalzMusic & Publishing, VocalzMusic.com
Singing is my Soul, singing is my Passion, singing is Me
in Spirituality
Pastor Robert Currie is being interviewed by Irene Watkins. He is a Bible teacher that preaches and teaches on sound doctrine from the Bible. Pastor Robert Currie love the praise of song and believes that God's people has always used singing to express the innermost feelings of praise for our God and Father. It is Pastor Currie's fondest wish that the gift of song that God has given him will flow from his soul to the soul of others.
Sunday Evening Shout! Singing Contest!
in Music
This segment is 120 minutes of Gospel, uplifting, inspirational and affirming MUSIC. This time, we're going to have a SINGING CONTEST, but you have to sing A GOSPEL SONG! CALL IN TO VOTE OR SING!
This show promotes a message of love, acceptance and empowerment! God is Love and Love is for Everyone! If you made it to church and want a little bit more shout or didn't make it outside of bedside baptist, it doesn't make a difference. God is where you need God to be! Open your heart, feel God's love and let the music minister to you. Just keep in mind that JaVonne is no angel, just another servant! God Bless
The Singing Business Coach Lisa Robbin Young on Wisdom of Success
in Women
March is International Women's Month and here on Wisdom of Success we are celebrating in full force. All month long we are going to bring you conversations with amazingly power-filled women who will inspire you to be all that you can be. Today on the program we bring you, the "Singing Business Coach, Lisa Robbin Young, who helps personality based, business owners get paid well to do what they love without selling their soul. Visit Lisa at www.lisarobbinyoung.com and find out MORE about how you can merge "can-do" strategy with "how-to" education. This is a presentation of the Perspectivepower network and you can FOLLOW us at www.blogtalkradio.com/perspectivepower and www.facebook.com/perspectivepower Learn more about Award-Winning Artist David A. Martinka, who provides our theme music www.redbellymusic.com & www.sunshadows.net
Saturday Ed: We Are Singing Christmas Carols
in Comedy
Saturday at 6pm ET on Ernest Radio Network, it's Saturday Edition.
Ernest is joined by the TJRS Radio Network crew for Saturday Edition, and tonight we are singing Christmas carols. Obviously, we are going to do this our own way, so buckle up!
Also, NPR news, Accuweather forecast, 10 Good Minutes, the Bump You song, and your phone calls at 1.347.989.1942. Join the insanity!
Singing Contest on Brunch In The Basement With JaVonne
in Music
This is the first segment of Brunch In The Basement (featuring Nathan James and Meka Rae) where YOU are the special guest, that is if You can sing. That's right! A singing contest. You call in, sing your song and wait until the end for the results. Listeners will secretly vote by inboxing JaVonne Armstrong on Facebook or by sending an email to firstname.lastname@example.com (online voting only). Now if noone calls in to compete, JaVonne gets to keep the prize and the rest of us will just listen to funky music all day, but wouldn't it be groovy if you won. Find out what the prize is when you win! Only on WJBR Internet Radio for the Inquiring Mind and the Sophisticated Ear.
Liz DeRoche: The Singing Lizard Childrens Music LIVE!
in Music
Get ready for two hours of fun tonight when Liz DeRoche with The Singing Lizard joins Rated G Radio to talk about her children's music programs!
Ask Liz a question at 323 657-1493 tonight, too!
Like The Singing Lizard Facebook page by clicking here!
Check out The Singing Lizard webpage by clicking here!
Follow The Singing Lizard on Twitter by clicking here!
ASK The Singing Entrepreneur Episode Two
in Entrepreneur
It's all about Passion! Following your Passionate, Purposeful Path.
Singing Trees : A Conversation With Laurie Marshall
in Art
Today on the Art 4 All People airwaves we will have a transformative conversation with Laurie Marshall. She is the Founder of Unity Through Creativity. As well as Laurie is one collaborators and educators of the Create Peace Project. ,whose mission is to promote the practices of peace and spread the message of hope and good will using creativity to youth around the world. Laurie also participated in Art 4 All Peoples, Arts and Healing festival at their 13th curated exhibtion MUSE: The Art of Transformation and Healing at Commonweals Institute for Art and Healing in Bolinas with her project Singing Trees.
Laurie Marshall is a Marin County, CA artist, teacher and spiritual activist. She has been on the cutting edge of project-based learning in public schools for thirty years. With a bachelors in history and education from Antioch College and a masters in art and education from Beacon College, she is a certified K-12 art and secondary social studies teacher. Laurie has also trained over 3,000 teachers in visual literacy for the Polaroid Foundation, led visual art and mural making workshops, facilitated leadership training and conflict prevention with NASA, the Department of Interior, and the Army Corps of Engineers. Her book, Beating the Odds Now! – Ten Steps for Teachers to Meet the Standards and Still Love What You Do, is used in teaching project-based learning around the world.
- ...
Today's Best Podcasts
Join Host Live Chats
- Monster X Radio1 (20 chatters)
- Straitway (20 chatters)
- John Baptist (10 chatters)
- Heavy Metal Mayhem (10 chatters)
- Lets talkXGod is not Religious (9 chatters)
- RaptureCentric101 (9 chatters)
- Psychic Vibrations (7 chatters)
- The Dereck and Kay Show (7 chatters)
- Donny C (7 chatters)
- Demolishing Strongholds (7 chatters)
- Dino Dean (7 chatters)
- iCandiRadio (5 chatters)
- The Hereafter Is Now Network (5 chatters)
- Its Real Talk Live (4 chatters)
- Mystical Awakenings Radio (4 chatters)
- Pine Ridge Warriors (3 chatters)
- Radio Jihad Network (3 chatters)
- Seed Dropper Nation (3 chatters)
- Marlin Family Live (2 chatters)
- OPWR (2 chatters)
- TheGodSquad (2 chatters)
- African On The Move (2 chatters)
- American Preppers Radio (2 chatters)
- Culture Freedom Radio Network (1 chatters)
- Dominick Calvitto (1 chatters)
- Dr Mara Karpel Your Golden Years (1 chatters)
- GRAYMAN (1 chatters)
- HONEY DRIP RADIO (1 chatters)
- MyViewMatters (1 chatters)
- onCUE Radio Show (1 chatters)
- Louis Teverini and Freddy Doll (1 chatters)
- When Christians Speak (1 chatters)
- The Live By Terrence Network (1 chatters)
- The Ringing Stone Network (1 chatters)
- The George Wilder Jr Show (1 chatters)
- Paranormal Frequencies (1 chatters)
- 2TheNcreaseofKnowledgeTruth (1 chatters)


text:
In a talk to patients in London on 3rd September, Dr. W. Ian Lipkin described the extraordinary lengths he and his team are prepared to go to in order to track down the source of an illness, with examples ranging from autism to the strange case of Kawasaki disease.
Discuss the article on the Forums.
The IACFS/ME Conference in Ottawa: Sept 22-25, 2011
Discussion in 'General ME/CFS News' started by Gamboa, Jul 31, 2011.
Page 5 of 9
Page 5 of 9


text:
Pages: [1] Go Down
Topic: Start Smart Padala Business (Read 8813 times)
Pages: [1] Go Up
School Service Business by khiethamarie12
Ang Kwento ng Pagiging VA o Working From Home ko by innovativeva
Stock Dividend Dates and Some Dates to Remember by INDO
PRESENT!!! Sign the March 2015 - PMT Attendance Sheet here! by Ironkiwi
How do you think you'd earn your first million? For those who already did, How? by GoodSteward
Dapat pa bang ituloy ang Bangsamoro Basic Law? by bauer
To Homos and Prostitute... GOD HATE SIN BUT LOVE SINNERS... by george88
Countering China and Terrorism... by GoodSteward
Icebreaker: Oo or Hindi, Game! by ultimate
Atheists, share your thoughts! by apingdaldal
Its not about religious fanaticism or self righteousness IT'S ABOUT GOD'S WORD! by apingdaldal
Research: World Great Mysteries, Legends and Conspiracies Etc. by apingdaldal
Stocks: SPX500 by MetisEtradePR
AUD / CAD (AUDCAD) by MetisEtradePR
VUL vs. Mutual Funds and UITF by zippi
Black Nazarene and Sto. Nino? There is no such in the Bible! by Jamespampanga
Anyone work for Sun Life/Philam selling MFs/insurance as a SIDELINE? by zippi
(AD) Supplier of Motorcycle parts and accessories? by elpidio.evangelista
Where to buy Bonds? by izza
Is It True Success In MLM Or Networking Is On The Person Introduce You? by izza
Forex Transaction by Zilch
I got 100k for long term investment. Where should I invest it to? by izza
Long Term Investment [HELP] by izza
Invest 100% on stocks? by izza
How much money do I need before I can start trading Forex? by MahelaThirimanne
Help clean up the PMT Forum by reporting spam posts, troll messages, PM solicitation, or any other problem posts or members! Click the "Report to moderator" link at the bottom of every post.


text:
10% Off
On Sale - 10% Off
Check out the gear we have on sale with a 10% discount. To apply the discount, enter the coupon code listed on the product's page during check out.
Saeco Intuita Superautomatic Espresso MachineBetween laptops, tablets, smartphones and TVs, are there too many screens in your life vying for attention? Recognizing the need for simplicity and convenience in your coffee ritual, Saeco designed the Intuita Superautomatic Espresso Machine. With a sleek satin finish and simple push button interface, the Intuita takes it back to brewing basics. Learn More$599.00
Saeco Poemia Espresso MachineFor those of you who want to be your own home barista but feel like you don't have the experience, the Saeco Poemia is your new best friend. A great learning machine, it is easy to use and forgiving of many rookie mistakes. With a pressurized portafilter, there is no need to perfectly tamp your espresso in order to pull a great shot. The panarello wand on makes milk frothing a breeze! You'll be making lattes for your friends in no time! The design is similar to higher end Saeco machines, stylish and affordable. Learn More
Regular Price: $179.00
Saeco Aroma Espresso MachineThe Saeco Aroma is a compact and durable espresso machine that makes brewing your favorite espresso, cappuccino or latte beverage a snap. With the Aroma Espresso Machine, you have the option to use already ground espresso or E.S.E compatible pods using the included special adapter. The Aroma's pressurized portafilter makes it one of the best performing home espresso machines we have tested. Place this cool and compact espresso maker just about anywhere in your kitchen or coffee space. Learn More$249.00
Saeco Syntia SS Compact Espresso MachineThe Saeco Syntia Compact Espresso Machine offers the ease of one-touch espresso shots with the fun of foaming your own milk. Get frothy with an easy to master panarello wand. Cutting-edge functions include a three-color display with simple icons for brewing and maintenance, Saeco's Aroma System that pre-wets your coffee grinds, a quiet ceramic grinder and a Rapid Steam System, just to name a few. With the Saeco Syntia, your favorite drink preferences are easily stored and ready to brew again and again. Learn More
Regular Price: $1,199.00
Lavazza Super Crema Espresso - Whole BeanLavazza Super Crema whole bean espresso roast combines washed and unwashed Arabica and washed Robusta coffee beans that originate in Brazil, Central America, and Indonesia. With a light-to-medium body, you'll enjoy the nutty hazelnut aromas as you sip the sweet, fruity brew that has just a touch of smokiness. Learn More
Lavazza Qualita Oro Espresso - Whole Bean 2.2 poundQualita Oro Espresso is the signature Lavazza blend of 100% Arabica, combining coffees from Central America with some African varieties distinguished for their intense aroma. Learn More
Lavazza Gran Aroma Bar - Whole Bean 2.2 poundLavazza Gran Aroma Bar Espresso has a long-lasting flavour and velvety crema. This premium blend consists of approximately 60% smooth Brazilian and Central American coffees, and 40% sweet Asian varieties. It is suitable for use with any type of coffee maker, but an espresso method brings out the best flavor. This is a medium roast with a sweet mild body and aroma. Learn More
Lavazza Crema e Aroma - Whole Bean 2.2 poundLavazza Crema e Aroma is a creamy and aromatic coffee blend with delicious aroma, smooth flavor and consistent long-lasting crema. Lavazza's premium coffee blends Central and South American Arabicas with select Robustas from Africa to create a full-flavored coffee. Learn More
Regular Price: $23.00
$22.71As low as: $21.00
Lavazza Gran Riserva - Whole Bean 2.2 poundsLavazza Gran Riserva is a consistent, full-flavored espresso blend that incorporates a healthy amount of Arabica beans from Brazilian plantations, as well as a milder blend from Central American highlands. This medium to dark roast makes for a delightfully smooth cup of drip coffee with a robust aftertaste. Learn More
Regular Price: $28.33
$27.59As low as: $25.50
Lavazza Pienaroma Espresso - Whole BeanLavazza Pienaroma Espresso is a 100% Arabica blend. It produces a creamy, smooth coffee with a sweet and pleasantly acidic body. Low caffeine content and delicate flavor. Learn More
Regular Price: $26.89
$22.79As low as: $20.58


text:
Coloplast Deodorants
Look no further, you've found the best prices available for Coloplast Deodorants medical supplies. Your vitality is important to us, which is why Vitality Medical distributes the best Deodorants products available on the internet. To make sure we fully address your concerns and carry out your order as smoothly as possible, we have an amazing staff of customer service agents ready to assist. By searching with the search bar, customers efficiently locate their favorite medical supplies And if the product is not found within this category, look to related sub-categories similar to Deodorants. Here at Vitality Medical, we want you to have the largest inventory possible to choose from, which is why we update our website with new products on a daily basis. To ensure that you are selecting the best supplies for your needs, Vitality Medical offers its customers the most in-depth product descriptions available.
Brava Lubricating DeodorantColoplast
Starting at: $7.98
Coloplast Filtrodor Pouch FilterColoplast
Starting at: $17.48


text:
WINNER Spectrum Sharing With Fixed Satellite Services
Free registration required
Executive Summary
The IST 6th framework WINNER project defines spectrum sharing techniques for future wireless communication systems. This paper addresses spectrum sharing capabilities between different radio technologies. More particularly, spectrum sharing between WINNER system and the Fixed Satellite Service (FSS) community is at stake. The goal is to efficiently share the spectrum without causing harmful interference towards the primary system (i.e., FSS). A power assignment mechanism for the coexistence is proposed where different power levels are assigned in the cellular network in the areas surrounding the FSS system.
- Format: PDF
- Size: 291 KB


text:
Days of our Lives
Ep. #9379
- Episode Description
**from SoapCity.com** Sami, poised to pull the plug on Nicole's life support, wrestles with her conscience about the consequences if she does anything drastic. She has a series of fantasies of how horrible life would be if her family learned the truth about her and if Victor learned that she killed Nicole. Brandon comes to visit Nicole and Sami hides in the bathroom; she overhears him admit that he wants Nicole to wake up so she can urge him to stay away from Sami, despite the fact that he still loves her. Sami is encouraged to pull the plug until she has a fantasy of actually killing Nicole, which scares her into leaving Nicole alone. Fearful she loosened the plug, Sami makes sure it is secure just as Nicole revives with a look of sheer terror on her face... While Brady and Chloe wait for Dr. Thompson to return, Philip arrives at their motel and gets the clerk to tell him where they are. Brady preps Chloe to meet her father and they're taken to an exam room to wait. Philip bursts in and confronts Brady, punching him in the gut. Dr. Thompson and his wife, Nurse Thompson, are alarmed and she calls the sheriff; Dr. Thompson listens in the hallway and panics when he overhears Chloe reveal that they're here to see Dr. Sykes. As the sheriff arrives, Chloe/Brady learn that Dr. Thompson has taken off and Brady accuses Philip of ruining everything... Marlena goes to see Shawn and Belle in Bo/Hope's garage. She is taken aback when she meets Cassie and Rex for the first time, drawn to them as much as they are to her. Marlena tells the twins she wants to take them to the hospital to help them remember where they came from. Belle gets the twins to reveal their blue key and Marlena recognizes it as identical to the one John stole from the DiMera Mansion. As Marlena holds the key, she decides not to take the twins to the hospital, insisting no one must find out about the key...moreless
- Cast & Crew
Tracy Middendorf
Martha Smith
Roger Aaron Brown
Amy Yasbeck
Clive Clerk
- Fan Reviews (0)
- Be the first to write a review!
- There are no comments yet. Be the first by adding your thoughts above.


text:
1 bed apartment for sale
3 bed terraced house for sale
£3,500,000 Guide Price
Guide Price £3,500,000
5 bedroom detached house for sale Clay Hill, EnfieldA very impressive five bedroom detached house with classical proportions, combining contemporary design with exceptionally light and spacious interiors. The property stands is around 21 acres of gardens and grounds and enjoys commanding views of Whitewebbs Park and surrounding countryside with a... More details ›
5 bedroom house for sale Clay Hill, Crews Hill, EN2This grand five bedroom house situated within 21 acres of garden and grounds benefits from a private driveway with parking for numerous cars as well as a well proportioned interior with contemporary décor throughout. More details ›
£2,800,000 Guide Price
Guide Price £2,800,000
6 bedroom detached house for sale Gentlemans Row, Enfield, MiddlesexLittle Park is an outstanding Grade II listed historical detached family residence dating in parts back to Tudor times standing in gardens and grounds of approximately 1 acre with its own tennis court and heated swimming pool. Located in a highly secluded and sought after position within the con... More details ›
£2,800,000 Guide Price
Guide Price £2,800,000
6 bedroom character property for sale Gentleman's Row, Enfield, Middlesex, EN2Little Park is an outstanding Grade II historical detached family residence dating in parts back to Tudor times standing in gardens and grounds of approximately 1 acre with its own tennis court and heated swimming pool. More details ›
6 bedroom detached house for sale Enfield, EN2Little Park is situated in the centre of Enfield Town set in approximately 1 acre. It has its own private garden car park with access via five bar gate and adjacent to the tennis court. The house is completely secluded from Gentlemans Row and when you walk through its gate you walk back in time. More details ›
£2,300,000 Offers in Excess of
Offers in Excess of £2,300,000
Property for sale Freehold Residential Development Opportunity*Offers Invited in Excess of* Residential development site with full planning permission for 4 x 5 bedroom luxury detached houses, situated in an elevated position in an exclusive area on the outskirts of Enfield. Further information can be provided upon application. More details ›
Added on 11/07/2014 by Eaton Green Estate Agents, Commercial. Call: 020 8012 4970 Local call rate
6 bedroom detached house for sale Bush Hill,Enfield,N21Detached, 6 bedrooms home, Within a mile walking distance of Enfield Town, approximately one acre plot, Backing on to Bush Hill golf course.Many features including 2 en-suite bathrooms, family bathroom, Carriage driveway, 3 Receptions, Conservatory, Study, Cellar, Triple garage and swimming pool. More details ›
£1,950,000 Offers in Excess of
Offers in Excess of £1,950,000
Land for sale Ridgemount Gardens, Enfield, Middlesex* DEVELOPMENT OPPORTUNITY * We understand that planning permission has been granted for the development of 5 large 2/3 bedroom apartments ranging from 1,420 sq ft to 2,454 sq ft and 2 houses of approx. 1,723 sq ft. The site is located in a highly sought after location just off The Ridgeway within... More details ›
£1,650,000 Guide Price
Guide Price £1,650,000
6 bedroom detached house for sale DRYDEN ROAD, Enfield, EN1Grange Homes are pleased to offer for sale this six bedroom five bathroom detached period property situated in a popular tree lined road in Bush Hill Park close to Bush Hill Park Mainline station and local amenities.Porch:Wooden flooring , double doors leading into the hallway/reception roomFro More details ›
Added on 28/10/2014 by Grange Homes, Enfield. Call: 020 8012 1451 Local call rate
£1,650,000 Guide Price
Guide Price £1,650,000
4 bedroom detached house for sale Bush Hill Park, EN1Situated in Bush Hill Park is this well presented, substantial FOUR DOUBLE BEDROOM detached family home. Built in approximately 1875 the property benefits from generous sized plot, large kitchen/ family room and a 41ft detached garage. Internal viewing is highly recommended to fully appreciate th... More details ›
Thank you.
Your information has been sent to 0 out of 100 agents and developers who have property to sell in the area you specified.


text:
Henderson pulls away from Trigg late in 9-2 win
Colonels will face Christian Co. in region semifinals
DIXON, Ky. - Though the final score may not look like it, Henderson County's 9-2 win over Trigg County in Monday's first round of the Second Region Tournament was certainly no breather.
Subscribe to the Courier & Press or The Gleaner
Ready to subscribe to the Courier & Press or The Gleaner? Choose between a Premium or Digital subscription below.
Need Help? Call us at 1-877-304-7771.
Monday-Friday: 6am-5pm / Saturday: 6am-11am / Sunday: 7am-Noon


text:
A fun and effortless way to try unique new wines. Each month our sommelier Katie will hand select her favorites!
Also makes a great gift for holidays and special occasions.Details
Top 20 places for French fries in metro Phoenix By Barbara Yost Special..31-May-2012
MWC's Chef Sarah presented a three course summer menu on Sonoran Living..
Join us for live music from Korbe Canida. Music starts at 7PM.....04-Apr-2015
James Cowden joins us for a live show. Music starts at 7PM...


text:
Study Says Home-Packed Lunches Less Nutritious Than School-Made Meals
A new study finds that what parents pack from home is often much worse than what's offered at school.
Parents Growing More Concerned Over Potential For Concussions In Young Soccer Players
The lawsuit was filed Wednesday and seeks class action status on behalf of current and former soccer players who competed for teams governed by FIFA and several U.S.-based soccer organizations.
Phoenix Mom Fighting To Get Custody Of Her 2 Sons
A Phoenix woman who left her two children in a hot car while she attended a job interview is fighting to prove she deserves permanent custody again.
5 Fun Ways To Turn Your Backyard Into A Water Park For Kids
Beat the heat and the doldrums with water fun in your own backyard.
Tips For Preventing Child Deaths In Hot Cars
Heatstroke can happen when the temperature is as low as 57 degrees, so here are some tips from safety advocates on avoiding accidental deaths in hot cars.
Mother's Mental State In Question
Judge gives attorneys time to review medical history
Study: Women Who Have Children Later Might Live Longer
Longevity and having children later in life might have something to do with one another.
Men Reveal What They Love About Being A Dad
Three dads share what fatherhood means to them.
Room To Grow: Tips For Creating Great Kids' Rooms
If you start out smart and make your child your design partner, you can trade in today's ducky decals for tomorrow's funky graphics with ease and panache.
Can My Health Insurance Cover My Children?
Whether or not your health insurance can cover your children depends on your specific policy.


text:
- Home
- News
- People
- Events
- Jobs
- Resources
- Store
- Subscribe NowLimited Time Offer
For Central Bank, failed banks = fast growth
- Jennifer Niemela
- Staff writer
In just the past four months, Central Bank has emerged as the most opportunistic local acquirer of failed banks in Minnesota, picking up four of them and doubling its size.
Since August, Stillwater-based Central Bank grew from six branches in Minnesota to 19 branches in three states. Its assets ballooned from $431.3 million to $925 million. That makes it Minnesota's 10th-largest bank by asset size, up from around No. 20 six months ago.
And it's not done yet, said bank president Larry Albert.
"We're always open to opportunities," Albert said. "You never know what the timing's going to be, but you just hope you're in a position to take advantage of the opportunities when they come along."
The Federal Deposit Insurance Corp. entered into loss-share agreements with Central Bank on all of its acquisitions. In these deals, the FDIC typically absorbs 80 percent of the losses on the acquired bank's bad loans.
"That's the most important thing," Albert said. "Most banks don't fail strictly because they have too much overhead. It's the bad assets, or assets that have been whipsawed by the market. You couldn't do these without the loss-share agreements."
Distress expertise
Central Bank is the product of an acquisition of a failed bank, so it's very comfortable with taking on problem assets, Albert said. In 1988, owner John Morrison bought the shuttered Oak Park Bank in Oak Park Heights, changing its name to Central Bank a year later. Over the years, it grew mostly organically into a sizable community bank with six branches placed widely around the metro area, from Stillwater in the east to St. Michael in the north and Eden Prairie in the southwest.
That local history will be important as Central folds in the new metro-area branches, employees and customers, said Marshall MacKay, president and CEO of the Independent Community Bankers of Minnesota.
"Is it their plan to continue to focus on the unique needs of those communities? I hope so and I think so," MacKay said, adding that even different suburbs in the metro area have different banking needs, so it will be important for Central Bank to learn about those differences and cater to them.
Retaining as many employees as possible from a purchased bank is key to making a smooth transition, said David Latta, head of commercial banking for Grand Forks, N.D.-based Alerus Financial, another strong acquirer of distressed banks in the metro area. It bought the failing BankFirst in Minneapolis and Prosperan Bank in Oakdale this year.
"We've had some of the customers ask about their favorite teller or banker and say they hope they'll be staying," Latta said. "They're happy to see the same familiar faces."
Central Bank has been able to retain the vast majority of the employees at its new branches, Albert said. "The employees are the ones that have the relationship with the customers. That's something we've always worked very hard on … having very low turnover."
Acquired banks
Central Bank's first acquisition, of Forest Lake-based Mainstreet Bank, was its largest so far. With $459 million in assets and eight branches throughout the metro area, Mainstreet was slightly larger than Central Bank. That purchase filled out Central Bank's metro-area presence, giving it branches in Forest Lake in the north; Woodbury and Hudson, Wis., in the east; South St. Paul in the south; and Minneapolis in the west.
Mainstreet also had a lot of good employees who have helped strengthen Central Bank's infrastructure as it made further acquisitions, Albert said.
In early October, Central Bank bought Jennings State Bank. That bank's headquarters branch was in Spring Grove, near the Iowa border, and it also had a branch in Stillwater, three blocks away from Central Bank's branch. Central Bank will merge that Jennings location into its Stillwater branch.
The Spring Grove branch has a good local manager and will stand well on its own, Albert said, adding that Central Bank always had a relatively decentralized management structure, so having a branch three hours away isn't a problem.
The acquisition of Riverview Community Bank in late October continued to strengthen Central Bank's presence in the north metro, with its Otsego and Anoka branches. Riverview was Central's second-largest buy, with assets of $108 million.
"It makes it easier to have offices that are close together so you can run people back and forth if you need to," Albert said.
Central Bank's latest acquisition, of Commerce Bank of Southwest Florida in Fort Meyers, Fla., represented a slightly different strategy, Albert said. Morrison, Central Bank's owner, lives in Naples, Fla., and already has a minority interest in another bank there.
"For a long time, he's been looking for an office down there. He understands the area down there, and knew this was a time of opportunities," said Albert, noting that Morrison won't be involved in the day-to-day operations of the bank.
Future opportunities
Minnesota will likely see more bank closures in 2010, which has the upside of giving banks like Central Bank continued growth opportunities.
"I do think there will be more failures," said David Vang, chairman of the finance department at the University of St. Thomas. "The whole financial crisis is so huge, it's going to take a year or two for everything to shake out."
What it bought
Central Bank's four failed-bank buys during the current financial crisis:
Bank, city�� �Date�� �Assets�� �Branches
Mainstreet Bank, Forest Lake�� �Aug. 28�� �$459M�� �8
Jennings State Bank, Spring Grove�� �Oct. 2�� �$56.3M�� �2
Riverview Community Bank, Otsego�� �Oct. 23�� �$108M�� �2
Commerce Bank of Southwest Florida, Fort Meyers, Fla.�� �Nov. 20�� �$79.7M�� �1
Source: Federal Deposit Insurance Corp.
Bank, city�� �Date�� �Assets�� �Branches
Mainstreet Bank, Forest Lake�� �Aug. 28�� �$459M�� �8
Jennings State Bank, Spring Grove�� �Oct. 2�� �$56.3M�� �2
Riverview Community Bank, Otsego�� �Oct. 23�� �$108M�� �2
Commerce Bank of Southwest Florida, Fort Meyers, Fla.�� �Nov. 20�� �$79.7M�� �1
Source: Federal Deposit Insurance Corp.
Send questions about this story to Editor Dirk DeYoung at email@example.com.
If you are commenting using a Facebook account, your profile information may be displayed with your comment depending on your privacy settings. By leaving the 'Post to Facebook' box selected, your comment will be published to your Facebook profile in addition to the space below.
Most Popular
- Most popular
- Slideshows
- Emailed
- Mobile
- Hoyt strips 'XXX' from Wayzata building, but isn't backing down
- Major League Soccer makes Minneapolis expansion official, names owners
- Adrian Peterson's agent sends not-so-subtle hint
- Now comes the hard part for Minnesota United
- Richfield's Fireside Pizza is closing for a Roaring 20's revamp
- Ex-WCCO reporter heads to new post in Duluth
- Richfield Wendy's shows new 'ultramodern' look for Minnesota stores
- Edina blames Total Wine for falling municipal liquor revenues
- Hennepin and other downtown Minneapolis street closures start Monday
- Wells Fargo laying off 1,142 workers, mostly in Wisconsin
Sponsored by
People on the Move
Dorsey & Whitney
Swift County-Benson Hospital
Dunham Associates Inc.
Faegre Baker Daniels
Dunham Associates Inc.
Audit Senior Manager CHAN Healthcare | Sioux Falls, SD
Associate Dean, Opus College of Business University of St. Thomas | Minneapolis, MN
Credit Assistant - MN Coon Rapids Ryerson | Minneapolis, MN
Sales Representative / Sales Associate ( Entry Level ) Vector Marketing | Saint Paul, MN
Account Manager - AppleOne | Minneapolis, MN
Featured Property
$65 per sqft
For Sale
$65 per sqft
For Sale


text:
Plane crashes in rural Polk County
An airplane crash Saturday morning in Polk County, Minn., is being investigated by Federal Aviation Administration.
Polk County Sheriff's Department received a report shortly after 9 a.m. that a plane went down in section 2 of Huntsville Township. East Grand Forks Fire and Rescue also responded. The pilot was taken to Altru Hospital where he was treated and released.
The pilot's name was not released.
Are you a newspaper subscriber but you don't have a Digital Access account yet? https://secure.forumcomm.com/?publisher_ID=40&event=subscriber/lookup.
You will need your subscription account number and phone number. Not sure if you have an account? Email us at firstname.lastname@example.com and we can help you.


text:
The Whole-Grain Way
Read More About
Whole-grain products are no longer a niche part of the foodservice industry. Seventy-two percent of consumers want more whole-grain products from restaurants, according to a 2014 International Food Information Council survey. And some 10,000 food items with the whole-grain stamp brought in $9 billion worth of sales in 42 countries in the year ending October 2014, according to data from market research firm SPINS.