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Profit from Real Estate No Money Down document sample
End of Chapter 2 Discussion Questions and Answers 1. Define a submarket. How does an office submarket differ from a residential submarket? Answer: The market in which the property of interest (the "subject" property) competes is called a submarket. Submarkets are arbitrary but should be based on properties that compete in the mind of the typical buyer or tenant for such property, thus they tend to have a geographic component, a price or rental range, and some form of quality range. For example with office property we have class A, B, and C. For residential properties we may have neighborhoods for the geographic component and size and price range as important submarket parameters. Submarkets could be based on zip codes or census tracts or counties depending on the size of the relevant market in which the subject property competes. 2. Why is the supply of real estate considered inelastic in the short run? What are the implications of changes in demand if supply is held fixed? Answer: The supply of real estate is considered inelastic in the short run because of the inability of the market to add real estate in the near to intermediate term. It often takes years to conceive, design, permit and build a new property. Graphically a short term supply curve is a vertical line at one point on the supply side. Due to the inelasticity of supply in the short run any changes in demand have a direct impact on vacancy, rents and prices. An increase in demand instantly causes an increase/decrease in vacancy, rents or prices. 3. What is the implication of the kink in a kinked supply curve? What level of price is necessary in the market before new supply would be added? Answer: The kink (or corner) in the supply function occurs at the economically feasible rent level that equates (on a present value basis) to the long-run marginal cost of supplying additional space into the market. When prices are below the kink the current value of real estate is below replacement cost (including acquisition, construction costs and normal profit) and no new space will be built. When prices are above the kink, new supply will begin. 4. List the primary attributes of real estate markets compared to perfectly competitive markets. What are the implications of each attribute on the markets ability to respond to changes in demand? Answer: 1) Homogeneity: Real estate markets are often heterogeneous with unique locations and customization so property comparison is more difficult and uncertain. Comparison is more difficult and price dispersion a trait of the market. 2) Large numbers of buyers and sellers: Real estate markets are often thin with few buyers and sellers so it takes more time to sell real estate adding to liquidity risk. 3) Low transactions costs: Real estate market transactions costs are high making speculation more difficult and short term ownership non-economic. 4) Full information: Real estate market decision makers often rely on less then full information using samples or observations. This adds to price and value uncertainty and requires more research prior to contracting. 5) Similar expectations: At the margin real estate is no different then perfectly competitive markets however a real estate property price must be further from equilibrium in order to induce new buying or selling then in the case of markets with low transactions costs. The high transactions costs means that real estate prices must appear well below fair market value in order to take advantage of this difference. 5. Why is it difficult to speculate in the real estate market in response to probable market trends or increasing prices? Why is it difficult to take advantage of a downward price trend in the real estate market? Answer: The high transactions cost (brokerage and other costs) make it difficult to buy real estate if it appears to be slightly below market value and make any return from this apparently good deal. Assume a property is worth 1 million but is available for $950,000. The costs to sell and time value of money make short term ownership uneconomic. Also the large size of the economic unit means that debt is usually necessary and this adds to the transaction costs and slows down the ability to respond quickly. Last, there is no "short" market available in real estate so downward price expectations do not create profit opportunities. 6. How efficient do you believe real estate markets are? Can you describe some types of markets likely to be more or less efficient? Answer: In the real estate market, most participants are working with less than full information, as it is costly to collect and analyze data. This is changing over time with improvements in communication technology and better and more standardized data storage and retrieval. In some cases, inside information may also come into play allowing some participants to profit at the expense of others, otherwise known as excess profits. Thus real estate markets are not as efficient as perfectly competitive markets and each of us will have a different belief on the degree of efficiency. In large higher price property markets, say $10 million and up, the players are fairly sophisticated and knowledgeable and the markets are likely to be efficient in the sense of reflecting all available information. Competitive markets like commodities (oil, pork, corn) where the cost of substitution and information are negligible are much more efficient than Real Estate Markets. Thin markets for unique items like old stamps and old art or old jewelry and antiques may be less efficient than Real Estate Markets as comparative information may be difficult to obtain. 7. What drives the housing market in the short run (less than one year)? When do you think the nest time to buy might be? When do you think the best time to sell might be? Why is it difficult to do both at the best time of year? Answer: Interest rates and seasonal patterns (holidays and weather induced) are significant drivers in the short run. Once in a while extreme movements in the stock market could influence the real estate market. For example, in 2001 and 2002 home ownership seemed less risky than stocks and many people reallocated wealth towards personal housing helping to create a brisk and increasing housing market. The best time to buy a house might be winter or during holidays when markets are slow, but these are often double transactions as some buyers must also sell their existing home, so it is difficult to pick the best time to buy when you are also selling. 8. Employment can be described as related to the export or service sector of the local economy. Define each. Which is more important for driving employment and population growth? Answer: Employment that brings revenues into the region is called the "export sector". Employment geared towards serving the local population is called the "service" sector. The export sector is more important for driving long term employment and population growth as the service sector is dependent on the export sector. As workers become more independent of location the quality of life may start to be more important for driving population growth and as more people retire stored wealth may also be an important factor giving seniors the ability to choose quality of life and lower cost and tax environments. 9. Why are cycles inevitable for real estate markets? Answer: Cycles are inevitable for a variety of reasons including the lumpy nature of real estate, the fact that developers must jump into the market before the demand has actually materialized and in the absence of collusion such increases in supply often exceeds actual demand leading to market adjustments. Lease terms also have historically been less than perfectly proportional in terms of expiration patterns so some years see a greater proportion of expirations and new lease negotiations and adjustments. 10. Describe the impact of the Internet on one type of property: residential, office, retail or industrial properties? Which property types will likely be redesigned? Which will grow larger or smaller? Answer: Increased usage of Internet has enabled people to do knowledge work from their homes. There is no geographic restriction on these workers with respect to the distance from their offices, as they do not have to commute regularly. This may impact residential properties. Residential properties will see growth in areas with a better quality of life. Office usage could decrease and could be redesigned to suit the needs of the lives of telecommuters who occasionally go to the office. We should see more office sharing and we will also need offices at home. Warehouses that can ship small orders will see increasing demand while traditional format warehouses will see less growth as a result of more e-commerce. Hence the supply of smaller package warehouses will increase.
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text: Scumbag Disciples Flag By: clavatninenine (More by author: Most viewed, Newest, Most Thumbs) previous next random - Fav + Fav Comment Found this on Tumblr, and thought it was perfect for FJ. inb4 butthurt religious war. HEW listen III]. I thtat' t WE III I III this ... Recommend tagsx +2129 Views: 58064 Favorited: 94 Submitted: 10/11/2012 Share On Facebook Remove from favorites Add to favorites Unsubscribe from clavatninenine Subscribe to clavatninenine


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2 April 2015
Here's how it works: The Recent Releases chart brings together critical reaction to new albums from more than 50 sources worldwide. It's updated daily. Albums qualify with 5 reviews, and drop out after 6 weeks into the longer timespan charts.
Browse specific styles
Read Full Review
Roll over video for more options
Benjamin Clementine
At Least For Now
It could all feel a little too knowing were the songs not so exceptionally strong. Print edition only
A powerful introduction to a compelling artistic presence. Print edition only
He is at his best when alone at a grand piano, occasionally supplemented by strings
The Quietus
Benjamin Clementine
At Least For Now
Benjamin Clementine may have populist goals but his oblique sense of poetry is going to be an acquired taste for most
Pop Matters
His fascinating but flawed debut benefits from the bravery and adventurousness Clementine honed while tackling audiences aboard Parisian trains
The Guardian
For the most part these piano-led songs sound unique, the lonely despair of Cornerstone and the arresting lyricism of Condolence signalling an exciting new talent
The Observer
A ravishing debut, unafraid to be itself as its maker wanders round jazz, pop, singer-songwriter fare, beatnik weirdness and anything else he fancies, leaving genre strictures for the also-rans
The Arts Desk
A blessed anomaly in the focus-grouped world of British pop
Evening Standard
Action Bronson
Mr. Wonderful
This is a give-and-take album. We forgive Bronson's nasal hook on "Baby Blue," while we wait for Chance the Rapper to flex on the Ronson beat
Paste Magazine
Godspeed You! Black Emperor
Asunder, Sweet And Other Distress
A true piece of art
Paste Magazine
Death Cab For Cutie
Maybe Kintsugi isn't a perfect effort. But like the ceramic art itself, Death Cab's attempt at repatching was thoughtful, deliberate and, at times, really beautiful
Paste Magazine
Sufjan Stevens
Carrie & Lowell
A demonstration of why Stevens sings songs, of why we listen to songs: to feel less alone, to make sense of the things that are hardest to make sense of
Paste Magazine
Ryley Walker
Primrose Green
Whether displaying his loyalty to his muse's roots, or gnashing his teeth at the right to snub traditions (or again, to attempt at creating new ones), Ryley Walker's talents are enormous
Paste Magazine
Gibbard has a gentle touch so having cushy, sugary melodies mirrored by a production equally as supple feels like a marriage of intent and sound
All Music
Stevens has offered us some fine albums in the past, but he's never made anything quite like Carrie & Lowell
All Music
A generally positive response for the the dance / rave veterans sixth album. The Arts Desk give it a 10 and The Guardian describe it as "a full-throated return to form" though DiS reckon their "time's up"
Since we've been around, that is. So, the highest-rated albums from the past six years or so. Rankings are calculated to two decimal places.
Kendrick Lamar
To Pimp A Butterfly
D'Angelo And The Vanguard
Black Messiah
Frank Ocean
Channel Orange
Anaïs Mitchell
Kanye West
My Beautiful Dark Twisted Fantasy
Sufjan Stevens
Carrie & Lowell
No Cities To Love
PJ Harvey
Let England Shake
My Bloody Valentine


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Trenching Services In The Phoenix Metropolitan Area And Arizona.
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Drunk walking
From Wikipedia, the free encyclopedia
Drunk walking is a risk factor for pedestrian–motor vehicle collisions.[1] It is less studied than,[2] and often overshadowed by, the dangers of drunk driving.[1] U.S. government data from 2008 reported that 36% of pedestrians killed after collisions with motor vehicle had a blood alcohol content over 0.08.[2] In Australia, drunk walking was estimated to account for about 140 deaths a year.[3]
See also[edit]
- ^ a b Schuurman N, Cinnamon J, Crooks VA, Hameed SM (2009). "Pedestrian injury and the built environment: an environmental scan of hotspots". BMC Public Health 9 (233). doi:10.1186/1471-2458-9-233. PMC 2714512. PMID 19602225.
- ^ a b Dultz LA, Frangos S, Foltin G et al. (2011). "Alcohol use by pedestrians who are struck by motor vehicles: how drinking influences behaviors, medical management, and outcomes". J Trauma 71 (5): 1252–7. doi:10.1097/TA.0b013e3182327c94. PMID 22071927.
- ^ McGhie A, Lewis I, Hyde MK (2012). "The influence of conformity and group identity on drink walking intentions: Comparing intentions to drink walk across risky pedestrian crossing scenarios". Accid Anal Prev 45 (2): 639–45. doi:10.1016/j.aap.2011.09.035. PMID 22269552.


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Technically Incorrect: In Russia, scientists say they've found enough bones to now identify something we might want to call the Sibirosaurus. And it's a doozy.
Whether running for office on Tattooine or in Washington, D.C., some of the nation's top political leaders would get walloped by Jedi, Sith lords, and even Jar Jar Binks.
Telecommunications and internet service providers will now be required to store their customers' metadata for at least two years under laws that passed the Australian parliament with little opposition.
Reporters' notebook: The annual technology, film and music confab showed us that brands have money to blow, and a tiny app can still make a name for itself when the tech industry converges on Austin, Texas.
During a talk at the South by Southwest festival, the former US vice president likens the cause to the campaign for Net neutrality.
The Solar Impulse 2 takes off from Abu Dhabi on the first leg of an attempted 20,000-mile circumnavigation of the globe -- an unprecedented journey for a sun-powered craft.
Technically Incorrect: The Republican stalwart says he has other people doing his e-mailing for him.
The road to crafting lasting regulation to protect the open Internet has had several twists and turns. As the FCC prepares a vote to adopt new rules, CNET takes a look back to the origins of the current debate.
CEO Dick Costolo, facing pressure to rapidly grow the social network, reports Twitter's third straight quarter of profit. Even though growth of monthly active users failed to impress, the stock soars.
Technically Incorrect: Two Microsoft ads running during the Super Bowl offer warm feelings and an original voiceover from a famous rapper, voicing the speeches of Microsoft's CEO.


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A sweet treat for Passover: Matzoh crack(Read article summary)
A new spin on this dangerously delicious Passover dessert with white chocolate and spicy rose sugar. Recipe and variations below.
Blue Kitchen
This post is by Terry's wife Marion.
Our family may not have every ethnic group, but we've got a lot of 'em. English, Scottish, Polish, Jewish, Cherokee – and that is just a fraction of it. We are part of the portrait of America, the welcome everyone! stream that keeps reviving and renewing and invigorating us all: one family, one people, one house.
When we started planning for Passover, a couple of weeks ago, the foremost thing I was worried about was dessert. So many truly kosher-for-Passover desserts are borrrrrrring. This year I had great hopes for a couple of things, especially a cake with a great deal of roasted, ground nuts and lots of eggs, plus dates steeped in wine, lemon zest and cardamom. That experiment can best be described as unfortunate: it came out tasting like a slightly fragrant cardboard box and leaving me close to despair. But as I was poking around online, I kept bumping into versions of "Matzoh Crack," a recipe primarily featuring sheets of matzoh, caramel, plenty of chocolate, and sea salt. Some recipes may more politely refer to it as "matzoh crunch."
Frankly, this recipe is all over the Intertubes. The original was created 20 years ago by Marcy Goldman of betterbaking.com; since then numerous bloggers have run with it. All the descendants are very near her original – and all share its amazing rich simplicity.
And the addictiveness. You may want to strategize about this one. What Marcy warns about her version is true for all of them: "Make a box for yourself before Passover and one box to serve at your seders." You could also make a bunch and bring it in to your office, where it will last about 3-1/2 minutes.
Page 1 of 4


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Latest DigiNotar Stories
OAKBROOK TERRACE, Ill. and ZURICH, Feb. 10, 2014 /PRNewswire/ -- VASCO Data Security International, Inc.
OAKBROOK TERRACE, Ill. and ZURICH, Feb. 4, 2014 /PRNewswire/ -- VASCO Data Security International Inc.
Just days before an Iranian presidential election, Google is warning Gmail users in the area to take extra precaution when accessing their accounts or clicking on links from incoming messages.
New cyber security proposals in the European Union (EU) could force companies to report when their systems are attacked. This proposal is part of the EU's commitment to battle cyber-crime as well as protect its citizens from cyber-attacks.
VASCO Data Security International said on Tuesday that its Internet security company DigiNotar was granted a bankruptcy filing by a Dutch judge.
In the wake of the DigiNotar threat, Apple patched their Mac OS X software to remove the Dutch certificate issuer from their list of trusted providers, while Firefox developer Mozilla issued an ultimatum to certificate authorities to improve their security or face being blocked.
A hacker known as the "Comodohacker" has claimed responsibility for attacking a Dutch company that issues security certificates for websites.
The Dutch government this weekend said it could not guarantee the security of its websites, and said it was investigating whether Iran may have been involved in hacking state websites after digital certificates were found to be stolen.
- Forsooth! indeed! originally a parenthetical phrase used in repeating the words of another with more or less contempt or disdain.


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You won't be able to dismiss this by usual means (escape or click button), but you can close it programatically based on user choices or actions.
"These labels can be used for multiple uses other than address labels. I used them as the labels for shower party favors on a clear container. The colors and the design worked perfectly with the destination theme wedding that my daughter is having."
"We used the square envelopes that seal at a point (instead of going straight across.) Adding these labels to the back of the envelope, right at the end of point, looks great! I love that it's like a little preview of what's inside."
"I purchased the pink color and the labels are beautiful. I selected the silver envelopes and the wrap around really made the back of the envelope unique. I highly recommend the pattern, the pink and grey is elegant, sophisticated and soft with a touch of antique/vintage inspiration"
"These address labels were the perfect accompaniment to our Lasting Laurel save the date cards! The merigold matches the card perfectly and will add a great touch to our envelopes!"
"I bought these for save the dates I'm sending out. I didn't realize they were wrap around labels. Totally my fault for not noticing. It turned out perfect, these help to seal the envelop."


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Emerald green for 2013
Emerald green is Pantone's 2013 color of the year, and that means it will be taking the fashion world by storm in the coming months. Here, a few ways to get a head start on the trend.
Spring rain gear for the home Products for easy pet training It's Coney Island season! 7 new rides and eats to try 7 spring fashion trends you need in your wardrobe NY Auto Show, 83 other NYC weekend picks 24 LI shelter cats looking for homes 7 NYC fish markets to reel in your seafood cravings 17 amazing recipes for your Easter brunch One-tank casinos worth the drive Krispy Kreme and 26 other chains LI wants 34 LI dogs you can adopt now Travel gear and gadgets


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Does anybody have a 2011 Scale 30 yet? If so, have You weighted the wheels(xr30 hubs + xr30 rims + champion spokes + nipples)? Without QRs.
I´ll be very grateful for this information
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Our Media Center
Live broadcast of the radio program "Wasat Al Balad" from RJ headquarters
Royal Jordanian and Radio Fann collaborated on Tuesday to broadcast "Wasat Al Balad" program presented by Dr. Hani Badri. The program was broadcasted live from RJ headquarters in Abdoun.
The episode was dedicated to RJ on the occasion of the airline's 50th anniversary. It also comes in light of the Royal Jordanian sponsorship to this popular program which has a very high number of radio listeners across the kingdom.
Royal Jordanian offers discounts to attract tourists to Jordan
Amman, March 25, 2015 — Royal Jordanian is offering discounted tickets, aiming at attracting tourists to Jordan from all over the world, especially from destinations covered by RJ aircraft...
RJ celebrates Mother's Day in villages close to the airport
Amman, March 23, 2015 — Royal Jordanian celebrated Mother's Day, which is observed in Jordan on March 21, with more than 100 women living in villages close to Queen Alia International...


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Smurfs' Village Questions, Answers, Cheats. (Android)
Also on: iPhone/iPad
We have 14 questions and 11 answers for this game. See if your question has already been asked or ask your own to get the exact game help you need for Smurfs' Village.
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A JURY has been told how a man who denies indecently assaulting a teenager on three occasions had a previous conviction for downloading indecent sexual images of young boys on his computer.
Aaron Ledean, 40, was repeatedly asked by prosecutor Shaun Dodds whether he had an attraction towards young boys.
Mr Ledean, who is on trial at Teesside Crown Court, said there was a "world of difference" between having an attraction to something and acting on it.
The prosecution in the trial say the defendant met the complainant in a bar in Middlesbrough and also had him visit his home, where some of the assaults took place.
Mr Ledean, of The Paddock, Billy Row, Crook, County Durham, who was previously known as Robert Millmoor, maintains nothing untoward happened.
Mr Dodds also described how another assault took place when the defendant had gone on a "date" to the cinema with the alleged victim to see the film Romeo and Juliet.
He said this could be described as a romantic film.
Giving evidence, Mr Ledean replied: "There is no more romantic interest in me going to see Romeo and Juliet [with the complainant] than it was when I took my mother to see Titanic.
"This is not relevant to the accusation of assault."
Earlier the alleged victim in his evidence admitted he developed feelings for Mr Ledean, but denied that he "misread the signals" by wanting a relationship with him.
The trial continues.
More Crime News
- New body cameras worn to help police gather court evidence
- Man in court charged with manslaughter of his three-month-old baby daughter
- Investigation hubs to speed up justice
- Indian takeaway owner charged with manslaughter after death of man allergic to peanuts
- Durham head Anne Lakey denies indecent assault charges on boy
- Claudia Lawrence murder suspect released
- Former North footballer Clarke Carlisle "clearly still in some trouble" court told
- Social media makeover for police
- Girl, 14, sexually assaulted
- Body cameras issued to all frontline Durham Police officers
More Crook & Weardale News
- Woman meets The Queen to celebrate 50th anniversary of trust which allowed her to study abroad
- Researchers urge further exploration of former cement works site
- North Bitchburn residents demand action against speeding cars
- Public meeting call for Staindrop after pensioner struck by car in parking incident
- Police appeal
- Creative children's Easter designs
- Medical group aims to raise awareness of young carers
- Would-be burglar jailed over Boots break-in bid
- County Durham chef showcases his culinary talents in Slovenia and India
- Customers reach new heights at Crook builders merchants' open day


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Cone Head
Wednesday, August 13th, 2014
Our family dog went in for emergency leg surgery. When it was time for her to come home, I told my daughter that the dog would have to wear a cone for a few months. Concerned, Ava asked, "Will there at least be ice cream in the cone?"
Ava, 3
Laura Vetter; Fort Leonard Wood, MO
Image: Cute dog via ShutterstockAdd a Comment
Tags: dog, health, pet | Categories: Baby Bloopers


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Horsez 2 Questions, Answers, Screenshots, Cheats. (Nintendo DS)
Also on: Wii
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What are codes for the horse hospital?
How do I fix my foal's loneliness if I can't buy any ..


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Team SCC- Salk Cancer Center Team
We've raised: $25.00Donate to this team Join this team
Beneficiary-Affiliated Team
10 Members
Team ID: 5773
Team Captain: Sam Pfaff
Beneficiary-Affiliated Team
10 Members
Team ID: 5773
Team Captain: Sam Pfaff
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Why We Ride
We are joining the fight against cancer by participating in the third Pedal the Cause San Diego cycling fundraiser on September 18-20, 2015* (date subject to change). Pedal the Cause has the mission of providing funding for cancer research at UC San Diego Moores Cancer Center, Salk Cancer Center, and Sanford-Burnham Medical Research Institute through their annual cycling fundraiser in hopes that the collaborative research funded by this event will ultimately lead to a cure for cancer. Please help us in our effort to raise money for Pedal the Cause by making a donation. 100% of all net proceeds STAY in San Diego and goes directly to cancer research.
Our Members 10 riders
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Featured RiderRobin Panattoni
50 Miles
Lifetime Raise: $940
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Lifetime Raise: $206,588
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Carney on Benghazi edits: Need I remind you that a certain Mr. Mitt Romney tried to make political hay of the attack?
posted at 6:01 pm on May 10, 2013 by Allahpundit
Via NRO, here's what the White House has been reduced to in order to downplay a scoop that even some liberal mags are now grudgingly admitting isn't nothing.
This wasn't the lowlight of the briefing either. The lowlight was Carney mumbling about the White House having made "stylistic" changes to the CIA's talking points when the entire world now knows, per ABC's story this morning, that they weren't merely stylistic. It took 12 edits to eliminate multiple references to terror groups plus, at State's request, the excision of an entire paragraph noting that CIA had warned before about jihadis operating in Benghazi before Rice got the memo. Petraeus, according to Steve Hayes, was stunned at the revisions. And meanwhile we still don't have an answer as to why Rice went out the next day and told Tapper that the Benghazi attack was a "direct result" of the Mohammed video. But if you're dissatisfied with all that, find a mirror and look long and hard into it knowing this: Mitt Romney was dissatisfied too. How do you feel now? Not so good, huh?
Incidentally, a State Department spokesman was asked today what Victoria Nuland meant when she said of the first revisions to the talking points, "These changes don't resolve all of my issues or those of my buildings leadership." Who in State's "leadership" was unhappy with the CIA's first take? No answer. But a happy side effect of having Carney stand there today and essentially blame CIA, as head of the interagency group that drafted the final talking points that ended up in Rice's hands, is that we might get even more disgruntled whistleblowers to come forward, this time from the intelligence community. Keep 'em coming.
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[Your Name, & Address here]
[Recipient Name & address here]
[Date here]
Dear [name],
This is in reference to our case of [State case nature, case name &, case number], which was heard on [date] by Judge [name of the judge] in Department [section number or letter] of the 'Small Claims Court'.
Judge [Judge name] reviewed our case and, ruled that an amount of $[amount] to be paid to the petitioner.
Therefore, I would appreciate it if you would send this payment to me through a check as soon as possible.
If I don't hear from you after 30 days of the judgment date, I will go to the court, and report the matter
Look forward to your prompt response to this letter.
[Your name]
Encl: [Enclosures List here]
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Flitz, barkeepers friend, rust erasers, or wet/dry sandpaper
Trade in progress, thanks KKF
Still looking, have any ideas?
My friend has one and it's definitely lighter than I thought it would be. The concave grind on both sides was new too. I wouldn't have guessed either
I sas this on facebook. Its in my top two best damascus patterns ever. This and dragons breath i saw on a yanagiba. Keep up thé stellar work.


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Poynter. – 2011-09-16
The Independent
[ Continue reading this publishing news item ]
Public humiliation, not shorthand lessons, will be the hardest part of Hari's punishmentJohann Hari is a bit of an ass for thinking he could lift chunks of his interviewees' quotes from earlier books... | Guardian – 2011-09-18
Johann Hari, a columnist for The Independent, has returned his Orwell Prize and been forced to undertake a 4 month leave of absence after having admitted to plagiarism. He has now published an... | Editors Weblog – 2011-09-16
Independent writer accused of copying quotes in Gareth Thomas and Hugo Chávez interviewsJohann Hari, the Independent interviewer and columnist at the centre of a plagiarism row, faced a cluster of... | Guardian – 2011-06-29
He was the Independent's star columnist whose lying and cheating destroyed his career. Now Johann Hari is back, with a book about drug-taking – including his own. But will anyone believe a word... | The Guardian – 2015-01-02
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Visit create.airbnb.com »
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community, and it doesn't go unnoticed!
Edgar A. Pogna
DPhil student Biochemistry, Oxford
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Veramente un ospite cordiale ed educatissimo, la mia casa sara' sempre a sua disposizione se deve tornare a Milano
We absolutely enjoyed having Edgar as a guest. He´s lovely, polite, social, very nice and great. also tidy, neat and clean. It was great to have him as a guest. I would definitely recommend him as a future guest.
Un ragazzo educato e corretto. Un po' impenetrabile, per cui spero che abbia gradito la nostra ospitalita'.
Edgar was a fantastic guest. Courteous, polite and really respectful of my apartment. Great communication and basically the perfect AirBnB guest. No trouble and would be welcome any time. I strongly recommend them to any host.
Edgar was polite, pleasant and without fuss.


text:
Town Square
Police ask for help in locating scene of fatal shooting
Original post made on Jun 15, 2014
Read the full story here Web Link posted Saturday, June 14, 2014, 8:23 AM
Comments (3)
a resident of another community
on Jun 15, 2014 at 2:03 am
This is very sad. A young life cut short, a child dumped like garbage to die alone. 16 year olds look like adults but have the decisionmaking capacity of adolescents. Some adult dropped the ball and this child ended up there.
a resident of another community
on Jun 15, 2014 at 1:49 pm
Michael G. Stogner is a registered user.
You know it might have taken a brave act to get him to the Hospital. Very sorry for the loss of a child's life.
Lets get this information brought forward.
a resident of Menlo Park: Allied Arts/Stanford Park
on Jun 16, 2014 at 9:44 pm
Someone with a gun thinks they're a bigshot.
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Freebirds Palo Alto shutters, Pieology to move in
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Pennsylvania man uses chain saw to slay wife, then himself
Police were called to a home in affluent Lower Moreland Township, Pennsylvania, on Tuesday afternoon after the couple's 14-year-old son, who had been outside playing basketball, came home and found the bloody bodies. "A chain saw was recovered at the scene," said Kevin Steele, first assistant…Reuters
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'Miracle dog' survives being hit by car, clubbed, abandoned
SPOKANE, Wash. (AP) — The stray dog was hit by a car, clubbed in the head and left for dead in a ditch in Washington state. Days later, the 1-year-old bully breed mix showed up sickly and covered in dirt at a nearby farm.Associated Press
Lufthansa chief visits crash area as 'cabin video' emerges
The heads of Lufthansa and Germanwings paid their respects Wednesday near the spot where one of their planes slammed into the French Alps, following reports that a video has emerged showing the final terrifying seconds in the cabin. Descriptions of the chilling mobile phone footage in French and…AFP
Porsche blames driver in crash that killed actor Paul Walker
By Ben Klayman DETROIT (Reuters) - The driver was to blame in the fiery crash of a Porsche sports car that killed actor Paul Walker in California in 2013, not design defects with the car, attorneys for the German automaker said this week. Walker was a passenger in a 2005 Porsche Carrera GT driven…Reuters
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SUV crashes into shed, killing sleeping man, pregnant woman
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Canadian consul's teen son killed in Miami shoot-out
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Calif. Gov. Issues Sweeping Water Restrictions
California Gov. Jerry Brown announced a sweeping executive order Wednesday that imposes mandatory water restrictions across the state as California copes with a historic drought and water shortage. (April 1)Associated Press Videos
Nigeria's Buhari says to 'spare no effort' in squashing Boko Haram
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Illinois convicted killer overpowers guard, escapes
By Brendan O'Brien (Reuters) - A convicted murderer awaiting sentencing in Illinois overpowered a jail guard early Wednesday, took his keys and uniform and fled in his SUV, authorities said. Kamron Taylor, 23, escaped the Jerome Combs Detention Center in Kankakee, about 60 miles south of Chicago,…Reuters
Adoptee from South Korea faces deportation from US
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Identical triplets marry on same day in same dress
Identical triplets Rafala, Rocheli and Tagiane Bini have shared everything over the years — their birthday, looks, and similar tastes. And now they can add a wedding day to that list. Yes, that's right — the 29-year-old triplets from Brazil all got married on the same day. They even all wore the…Trending Now
Cynthia Lennon, first wife of John Lennon, dies of cancer
LONDON (AP) — Cynthia Lennon, the first wife of former Beatles guitarist John Lennon, died of cancer Wednesday at her home in Spain. She was 75.Associated Press
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Anne Frank died earlier than thought, new study says
Jewish teenager Anne Frank died in a Nazi concentration camp at least a month earlier than her official date of death, a new study said on Tuesday. "New research... has shed fresh light on the last days of Anne Frank and her sister Margot," the Anne Frank House in Amsterdam said on Tuesday, until…AFP
Mom of biracial man killed by officer trusts prosecutor
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Deadly Ukraine rocket strike another shot in propaganda war
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Hamster decapitation video prompts Mississippi university student to leave school
By Therese Apel JACKSON, Miss. (Reuters) - The family of a University of Mississippi student withdrew him from the school on Tuesday after a video appearing to show him biting the head off a hamster while on spring break this month was posted online. Brady Eaves, 18, appears in the video to snap…Reuters
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Report of plane passenger video overshadows exec visit to crash site
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UNITED NATIONS (AP) — With more than a million Twitter followers and no diplomatic experience, the favorite daughter of Venezuela's late leader Hugo Chavez made her debut Wednesday as her country's deputy permanent representative to the United Nations.Associated Press12 mins ago


text: http://www.tuxradar.com – While Linux is rock-solid reliable in day-to-day usage, when you start poking around at the command line (especially as root) then things can get a bit hairy. Equally, if you're living life on the razor's edge, installing new kernels and boot scripts every other day, there's a chance you can make your system unbootable. However, Live CDs come to the rescue: PC Plus shows you how to fix drive problems using Linux, whether you need to restore the bootloader, fix the partition table or back up your data. read more (IT news)


text:
Fire News
News on Fire continually updated from thousands of sources around the net.
Ohio girl, 10, dies in house fire hours before her accused rapist is due at trial
14 hrs ago | PennLive.com | Comment?
Man using cutting torch dies after clothing catches fire
19 hrs ago | Turnto10.com | Comment?
Blaze destroys assistant fire chief's central New York home
23 hrs ago | WSTM-TV Syracuse | Comment?
Prosecutor: Rape victim, 10, among 3 dead in Ohio house fire
Monday | The Daily Record | Comment?
Fire officials: Boy burned, brother played with lighter
Monday | WTOP-FM Washington | Comment?
What have we here? 3/29/15
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Why Do You Think The German Co-Pilot Crashed The Plane ...
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Fresno firefighter badly burned while battling house fire
Monday | KVBC-TV Las Vegas | Comment?
Bale blaze tackled by multiple fire crews
Monday | Retford Today | Comment?
Body recovered from NYC building explosion
Sunday | KSDK-TV Saint Louis | Comment?
Forest Service eyes development of improved fire shelter
Sunday Mar 29 | The Fresno Bee | Comment?
Firefighter receives heroism award from Ohio fire marshal
Sunday Mar 29 | The Daily Record | Comment?
Updated with Pictures: Probe launched as huge straw fire continues
Sunday Mar 29 | Halstead Gazette | Comment?
Utility found 'hazardous situation' months before NYC blast
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Fire at San Leandro Walmart triggers evacuation
Saturday Mar 28 | Inside Bay Area | Comment?
3 dead in fire in aboriginal community
Saturday Mar 28 | The Daily Townsman | Comment?
Trending Now
Updated: Tue Mar 31, 2015 03:18 pm
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Work began on more U.S. houses in April than at any time in over a year and wholesale prices unexpectedly decreased, showing the economy is strengthening without stoking inflation.
WASHINGTON - Work began on more U.S. houses in April than at any time in over a year and wholesale prices unexpectedly decreased, showing the economy is strengthening without stoking inflation, Business Week reports.
Permits fell last month by the most since December 2008, a sign homebuilding will pause after a tax-induced jump in sales boosted companies like D.R. Horton Inc. Rising raw-material costs aren't making their way up production lines, the price report showed, underscoring why Federal Reserve policy makers project inflation will be contained.
"It's encouraging to see starts gain some traction, but the decline in permits takes some of the luster off," said Jonathan Basile, an economist at Credit Suisse in New York, who forecast the increase in construction and the drop in prices. "Inflation is subdued. There are cost pressures in the pipeline, but they're not leaving the factory."
Click here to read the entire article.
Source: Business Week
Casey Parker recently won the ONE WORLD competition, organized by the UF College of Agricultural and Life Sciences Challenge 2050 Project in conjunction with the Syngenta Good Growth Plan.
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Featuring a "Who's Who" of speakers with decades of experience serving the commercial pest management segment, the April 29 virtual event is filled with information you need to know to expand your presence in this dynamic marketplace. Cost is only $99 and attendees will receive full access to all of the educational sessions and a complimentary copy of the highly-acclaimed PCT Guide to Commercial Pest Management, a $29.95 value!
PMPs can put EcoRaider to the test in their own field applications.
Terminix released its annual ranking of the most termite-infested cities in the country. Cities in California and Texas dominated the list, earning six of the top 10 spots.


text:
Internal Control
SUNY College of Environmental Science and Forestry
Internal Control
SUNY College of Environmental Science and Forestry
Memorandum from the President
To: ESF Community
From: Quentin Wheeler, President
Re: Internal Control
March 20, 2015
All of us share a responsibility to help insure that our College is successful in realizing its mission. One important way we can help achieve this goal is to establish and then follow appropriate campus policies on internal control.
As an agency of New York State, ESF is obligated to fulfill the requirements of the New York State Governmental Accountability, Audit and Internal Control Act of 1987. Among other mandates, this legislation requires the establishment, in each state agency, of a system of internal controls that is designed to minimize the possibility of loss of assets, operational failure or violation of law.
Internal controls are those methods and activities adopted by the College and the College community to promote the efficient and effective accomplishment of ESF's goals. Most of us are familiar with the goal of optimizing and safeguarding College assets such as money and equipment and know that controls to preserve these resources are important. Other controls that may not be as obvious, but which are also critical to ESF's success, include insuring that authorized people approve transactions; maintaining records of important events; and keeping compliant on laws, policies and best practices affecting one's area of responsibility. Of course, such considerations extend the importance of internal controls well beyond the Business Office to every corner of the College. It is essential that supervisors in each department understand the unique risks that may threaten operational success in their respective units and insure that controls are in place to minimize those risks.
In addition to topic-specific internal control protocols, there is one essential value upon which all the internal controls depend—individual integrity. Each member of the College community is expected to conduct him or herself with the appropriate standard of care. We all have a responsibility to model integrity in all that we do. The consequences to organizations arising from a lack of integrity can be devastating as newspaper headlines regularly attest.
The responsibility for reviewing ESF's internal controls and for providing information and training about them has been assigned to the Business Office with Dave Dzwonkowski assuming the responsibilities of Internal Control Officer and Jim Fletcher, Assistant Internal Control Officer. You can expect to hear from them from time to time with updates on ESF's program and when your unit is selected for review of its internal control systems. In the meantime, they would be happy to discuss any questions you might have about internal controls at ESF.
In closing, only if each of us accepts personal responsibility for insuring that internal controls are in place and effective in our own areas can our goals be accomplished.
Thank you for your help on this important issue.
ESF's Internal Control Program
The Internal Control Act, more specifically referred to as the New York State Governmental Accountability, Audit and Internal Control Act (originated in Chapter 814 of the Laws of 1987, then made permanent in Chapter 510 of the Laws of 1999), is the basis for the SUNY-ESF Internal Control Program. The Internal Control Act requires that all state agencies, including SUNY institute a formal internal control program. There are six requirements of the Internal Control Act of 1987 as shown below:
- Maintain written internal control guidelines.
- Maintain an internal control system for continuous review of operations.
- Make a concise statement of policy and standards available to all employees.
- Designate an Internal Control Officer.
- Educate and train all employees on internal controls.
- Evaluate the need for an internal audit function.
Basic Definitions
Internal Controls
Internal Controls are an integral part of each system used to regulate and guide
operations. Internal controls are designed to promote performance leading to the effective accomplishment of an organization's goals and objectives.
Internal Control Systems
Internal controls with a common purpose are grouped together and referred to as internal control systems. Basically, internal control systems are the laws, policies and procedures that affect the daily operations and management of SUNY-ESF.
Examples of internal control systems include, but are not limited to:
- External (federal, state, university) laws, regulations, policies, and procedures
- Policies of the University Board of Trustees
- College handbook, catalog, and other statements of policy and procedure
- Academic curricular and course outlines
- Student registration system
- Financial and personnel procedures
- College long-range plan
- Collective bargaining unit contracts
- Financial and operational audits
- Employee performance programs and evaluations
- Accreditations (Middle States, etc.)
- Time and attendance reporting
- Property (equipment) control
- Electronic data and network security
- Public safety, environmental safety, code compliance practices
- Faculty Senate governance process
- Service contracts, revocable permits
- Building door lock systems and key control
- Student and employee identification cards, etc.
Reasonable Assurance
Internal control systems must provide reasonable assurance that the objectives of the campus will be met in a cost effective manner. Reasonable assurance provides sufficient confidence that internal controls are functioning to ensure the organization will meet its goals and objectives.
The Cost of Internal Controls
Internal control systems should remain cost effective and not exceed the benefit derived.
Internal Control Program
SUNY-ESF's Internal Control Program is based upon existing internal controls which are a part of our everyday operations. SUNY-ESF's Internal Control Program provides us with a formal mechanism to help identify existing controls and evaluate their effectiveness.
There are five specific objectives to SUNY-ESF's Internal Control Program. CARES stands for these objectives as described below:
- Compliance with applicable laws and policies
- Accomplishment of the campus' mission
- Relevant and reliable data
- Economical and efficient use of resources
- Safeguard assets
Internal Control Foundations
The foundations of SUNY-ESF's internal control systems are the various policies and procedures applicable to its daily operations. Below are samples of basic foundations that affect all employees of SUNY-ESF:
- SUNY Procedures Manual
- Public Officers Law
- Campus Purchasing Procedures
- Time and Attendance Policy
- Policy Handbook
- Hiring Practices
- Transaction Processes
The first step in the Internal Control Process is to segment the organization. Segmentation is the process of identifying the program and administrative functions necessary for the campus to carry out its mission. Functions identified through this process are called "assessable units" and provide the framework for the Internal Control Program.
Risk Assessment
After the campus is segmented into assessable units, each unit's risk is assessed. This process may be done through a self assessment survey or a one-on-one discussion with the unit manager and the Internal Control Officer. By means of this evaluation, the campus evaluates its susceptibility to conscious or unintended abuses and reduced operational efficiencies. Some of the factors examined in the risk assessment are: inherent risk of the unit, management's attitude toward internal controls, physical location, frequency of review, and the rate of personnel turnover.
Upon completing a risk assessment, a rating of low, average or high risk is assigned to the assessable unit. These ratings are considered when scheduling internal control reviews.
Internal Control Review
The internal control review analyzes procedures and policies to insure they are functioning as intended and that they assist the unit in meeting its goals and objectives. Examples of procedures and policies that may be reviewed include planning activities, program evaluations, the budget cycle, personnel transactions, information systems, cash activities, contract management and capital programs.
Upon completion of the internal control review, recommendations may be made. The recommendations may require adding, deleting or changing internal controls or procedures for the unit. If recommendations are accepted, a timetable for implementation is agreed upon.
The final component in the internal control process is follow-up. This step is performed to verify that the recommended actions have been properly implemented and that the unit continues to function as intended.
Preventative and Detective Controls
Preventative Controls
You will recall that internal controls are actions taken to make sure the right things happen and the wrong things don't. There are two types of internal controls: preventative controls and detective controls.
Preventative controls are designed to keep errors or irregularities from occurring in the first place. They are built into internal control systems and require a major effort in the initial design and implementation stages. However, preventative controls do not require significant ongoing investments.
Detective Controls
Detective controls are designed to detect errors and irregularities, which have already occurred and to assure their prompt correction. These controls represent a continuous operating expense and are often costly, but necessary. Detective controls supply the means with which to correct data errors, modify controls or recover missing assets.
Internal Control Standards
Internal controls must meet basic standards to ensure that adequate internal control systems are established and maintained. There are two types of internal control standards: general and specific. General internal control standards describe what we want to achieve while specific internal control standards tell us how to achieve those objectives. Below are examples of general and specific internal control standards. Each example is followed by a brief explanation.
General Standards
Reasonable Assurance
Internal control systems should provide reasonable assurance that the objectives of the organization will be accomplished.
Supportive Attitude
Managers and employees should maintain and demonstrate a positive and supportive attitude toward internal controls at all times.
Competent Personnel
Managers and employees should have personal and professional integrity and maintain a level of competence that allows them to accomplish their assigned duties, as well as understand the importance of developing and implementing good internal controls.
Control Objectives
Internal control systems should help to assure compliance with laws and that the campus meets its goals and objectives.
Control Techniques
These are the means to accomplishing the objectives of the internal control systems (i.e. Specific Internal Control Standards).
Specific Standards
Adequate records of all internal control systems, transactions and events should be maintained.
All transactions and events should be recorded promptly and accurately.
All transactions and events should be authorized and executed by persons within the scope of their authority.
Key duties and responsibilities in authorizing, processing, recording and reviewing transactions should be separated.
Adequate supervision must be provided to ensure that internal control objectives are achieved.
Access to and accountability for assets and records should be limited to authorized individuals.
Who's Responsible and For What?
Our competence and professional integrity are essential components of a sound internal control program. By knowing what our responsibilities are, we can help to provide reasonable assurance that our internal control systems are adequate and operating in an efficient manner. This section will identify the relationship between the theories and definitions presented thus far and your responsibilities as an employee.
Employee responsibilities:
- Fulfilling the duties and responsibilities established in one's job description. Meeting applicable performance standards.
- Attending education and training programs as appropriate to increase awareness and understanding.
- Taking all reasonable steps to safeguard assets against waste, loss, unauthorized use and misappropriation.
- Reporting breakdowns in internal control systems to your supervisor.
- Refraining from the use of your official position to secure unwarranted privileges.
Managers have these additional responsibilities:
- Maintaining an office environment that encourages the design of internal controls.
- Documenting policies and procedures that are to be followed in performing office functions.
- Identifying the control objectives for the functions and implementing cost effective controls designed to meet those objectives.
- Regularly testing the controls to determine if they are performing as intended.
The Internal Control Officer spearheads the campus' Internal Control Program and is responsible for the following:
- Monitor and evaluate the organization's overall internal control system.
- Coordinating the development and implementation of the campus' Internal Control Program.
- Monitoring identified weaknesses and required corrective actions.
- Ensuring that employees are informed of applicable policies and receive appropriate training in internal control.
- Complete Central Administration required reporting requirements.
Positive Attitude
Commitment of Top Management
Employee attitude affects the quality of job performance and, as a result, the quality of internal controls. A positive attitude is initiated and fostered when internal controls are a consistent priority. Members of top management must demonstrate commitment to the campus' Internal Control Program.
Statements of policies and standards were developed at each campus and made available to all employees. These statements identify the basic policies common to all employees and encourage adherence to these for the benefit of the campus. These statements demonstrate the commitment of top management to the campus' Internal Control Program.
Another factor essential to the success of SUNY-ESF's Internal Control Program is adequate training in the area of internal controls. Training should familiarize employees with the objectives of the internal control program, how it operates and the benefits it provides. There is a video found on ESF's website that all employees are required to view at the top of this page.
In addition, employees with supervisory responsibility are required to see a PowerPoint presentation. Please contact Jim Fletcher (extension 4894) if you would like to review this presentation.
Adequate training will help all employees understand the importance of their role in the campus' system of internal controls. In addition, management should be open to employee suggestions concerning the campus' internal control systems. Users are the best source of improvements to a system.
Internal controls are already part of our daily operations. The controls developed and exercised by managers and their staffs are the substance of the internal control program. SUNY-ESF's Internal Control Program helps to ensure that the controls are properly documented and that they are functioning as intended.
The goal is not to make each person an expert in internal controls, but to increase our awareness and understanding of internal controls. In fact, the single most important success factor of the Internal Control Program is a high level of individual awareness and understanding. Internal controls are everyone's responsibility; therefore, it is critical that each person is able to identify the internal controls that exist in their unit. We are all responsible to know what internal controls exist and how to evaluate their effectiveness.
A successful Internal Control Program will help to streamline our processes and improve the level and quality of our services. The result of SUNY-ESF's Internal Control Program will be a better, more enjoyable work place and a quality institution of higher education.
For more information on internal controls or the status of SUNY-ESF's internal control program, please contact SUNY-ESF's internal control officer.


text:
The holidays can be a wonderful, yet stressful time. Reduce stress and enhance your families' enjoyment this season by increasing the benefits of holiday décor and gifts and by taking a few shortcuts to properly care for holiday trees and plants.
Marriage Licenses
Chris and Tori Stukey of Salina announce the birth of their daughter, Jentri Jo Stukey, on Aug. 9 at Salina Regional Health Center. She weighed 7 lbs. 11 oz. and was 20 1/2 in. long.
Larry Marston will be celebrate his 70th birthday with a family party to be held later this month.
Don and Connie Redding will celebrate their 55th anniversary on Dec. 14 in Kansas City with their children, Randy Redding of Bushton
Tiffanie Kaiser and Todd Friesen announce the birth of their son Greyson Kaiser Friesen on Sept. 21 in Lafayette, Colo. He weighed 7 lbs. and was 20 in. long.
Tammy Haltom and Scott Piland announce their engagement. Scott is the son of Troy Piland of Garden City and Linda Piland of Great Bend.
Jarod and Megan Appelhans of Wichita announce the birth of their daughter, Emma Marie, on Aug. 23. She weighed 5 lbs. and was 18 1/2 in. long.
Sheldon and Kristie Peacock of Great Bend will celebrate their 40th anniversary on Dec. 27 with a card shower.
League of Women Voters of Great Bend will hold the monthly meeting at noon on Tuesday at Montana Mike's in the north room. Lunch will be from the menu and can be from their "quick serve" menu.
The Progress Club met on December 3 at the home of Patricia Halbower with 20 members and one guest in attendance. Norma Ward and Donna McAllaster were the co-hostesses.
The following well-balanced and nutritious Friendship Meals will be served for lunch at the Great Bend Senior Center, 2005 Kansas Ave. Meals are served with milk; donations for coffee and tea are accepted.
The Barton County Association of Retired School Personnel will meet at 11:30 a.m. on Dec. 14 at Montana Mike's, 906 McKinley in Great Bend. President Rose Kelly will be in charge of the meeting. Members are reminded that dues of $20 for 2013 are now payable to Treasurer Danelda St. Aubyn.
In what many considered a referendum on the status quo, NFL player representatives voted to retain DeMaurice Smith as executive director of the union.
Central Kansas League Girls


text:
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text:
frugal hyacinth forcing vases
I am looking for a frugal way of forcing hyacinth bulbs in water instead of spending a ton of money buying the special vases...any ideas? Also will I have to cool them with the water in a dark cool place???
I use a regular vase that I fill with those decorative glass marbles. The bulb rests on the marbles so it's out of the water.
I keep the vase in my refrigerator for about 4 weeks.
Using the glass marbles toi hold the roots opens up all sorts of possibilities.
It doesn't have to be a vase. You can use a jar. A little tist of raffia around the lip, to cover up the screw thread and -- voila -- worthy of centerpiece.
And it doesn't have to be glass. I've used vases, decorative tins -- all sorts of containers!
Altho' if you like the traditional hyacinth jars, you might check your local thrift shop. For some reason I always see a bunch of the traditional clear glass ones with the raised diamond pattern, for 25 cents or so.
I have used pebbles in a bonsai dish for my daffodils.
The black smooth rocks would look great. I bet sea glass
would look nice too. I think I got idea from Smith & Hawken catalog or store?
Here's their link: http://www.smithandhawken.com
Click on Plants (you'll see a picture right away)
My Mom always used rather flat pottery type dishes of varied shapes w/bulbs sat on small stones. These dishes were also used for flower arrangements with a steel pin or glass "frog" set on the bottom. She always grew bulbs in them and our house smelled sooo sweet!
I still have some of her old "frogs" & more I've collected.


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Yoga Distractions
Sunday Mar 22nd
One thing I learned today is it's kind of hard to do updates when your girl is doing yoga a few feet away from you, and putting her ass all up in the air. Thankfully for you guys, she's not wearing crotchless yoga pants, or else there would be no Sunday posts. But now that work is done, it's time to enjoy the fruits of my labor. --Adam Leave A Comment


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Dr. David Benjamins, MD
Developmental-Behavioral Pediatrics
- 3901 Beaubien St
Detroit, MI 48201
- 1 Location
- (313) 745-5437
Dr. David Benjamins graduated from the Wayne State University School of Medicine in 1965. He works in Detroit, MI and specializes in Developmental-Behavioral Pediatrics. Dr. Benjamins is affiliated with Childrens Hospital Of Michigan. He speaks Chinese, English, French, German and Spanish.
Gender: Male
Languages Spoken: Chinese, English, French, German, Spanish
Developmental-Behavioral Pediatrics
Medical School: Wayne State University School of Medicine; Graduated 1965
3901 Beaubien St
Detroit, MI 48201
(313) 745-5437
Fax: (313) 993-0390
Practice Website: Not Available
Accepting New Patients: Yes
Medicare Accepted: No
Medicaid Accepted: Yes
Not Available


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Marathon Vacation Rentals(8)
8 Results
Didn't find what you're looking for?
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Recent Marathon Reviews
Wonderful Villa in Marathon
Rating Details: I was very satisfied with the condition of the vacation rental. I was more than happy with the location. The vacation rental was spotless. The property manager was very helpful. Overall, I recommend this vacation rental. Reviewer Comments: We were a group of 6 who stayed at Villa Nefelli in August 2014. The villa is stunning with more than enough room for all of us. Very nice finishes throughout. We really enjoyed it. The views from the balconies are beautiful and there is usually a very nice breeze coming in. The pool is nice to cool off in or just to sit around and relax. We really enjoyed all of the little spaces the owners have created. Makes the villa more enjoyable because you can find your own space even with lots of people. The kitchen was extremely well stocked and had everything we needed. The BBQ area is great although we never used it. The fitness room was a very nice addition. We all used it and got in some great workouts. Nice bike and a few weights makes it easy to get a workout in. Would very much recommend this villa for anyone wanting to stay in the area.


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Posts from Poultry
Here's What You Should Do With Your Turkey Immediately After Dinner Today
Tips from The Kitchn
Yes, that leftover Thanksgiving turkey, carcass and all, is going to be staring you in the face on Thursday night. Do you know the best way to take it apart and store it? Or do you just loosely drape some plastic wrap or foil on top, shove it into the fridge, and plan to deal with it another time?
Let's walk through the best ways to take apart and store your leftover turkey!
How To Make Turkey Gravy: The Simplest, Easiest Method
Cooking Lessons from The Kitchn
You've roasted your turkey, and now it's time for for gravy. You don't need a recipe; this step-by-step guide will show you how to make delicious gravy to smother your mashed potatoes and gravy.
The deeply browned and greasy scrapings from the bottom of the roasting pan might not look like much when you first take the turkey out of the oven. But those drippings are Thanksgiving manna. Let's make some gravy.
How To Cook Turkey Breast: The Simplest, Easiest Method
Cooking Lessons from The Kitchn
Are you hosting a smaller Thanksgiving this year? Don't bother with a whole turkey — just roast a turkey breast! One half-breast or even a whole turkey breast makes more than enough for a small party of four to six. (And yes, you'll still have plenty of pan drippings to make gravy.)
Turkey breasts are also a cinch to roast. No flipping, no basting, no fuss. Here's a recipe to show you how to do it, step by step.
Your Thanksgiving Turkey Timeline
Thanksgiving Guides from The Kitchn
People feel a lot of pressure when it comes to making Thanksgiving turkey. While some make it the same way year after year, others are tackling the big bird for the first time and even doing a practice run. How long does it take to defrost? How do you brine or dry-brine it? When do you put it in the oven?
Here's a step-by-step guide that'll help you figure out what to do with the turkey from the minute it gets home from the grocery store to the proud moment when you present it at Thanksgiving dinner.
5 Nourishing Turkey Soups
Thanksgiving Recipes from The Kitchn
Thanksgiving is just around the corner, but I've already jumped ahead in anticipation of turkey soup — which is, honestly, much more exciting to me than roasted bird. Save that carcass and pick out a recipe; the broth from turkey is incredibly nourishing and a treat to look forward to.
1. Recipe: Turkey Tortilla SoupRecipes from The Kitchn
2. Soup Recipe: Tangy Mulligatawny with TurkeyRecipes from The Kitchn
3. 5-Ingredient Soup Recipe: Turkey Avgolemono SoupRecipes from The Kitchn
4. Quick Recipe: Bacon, Kale, & Turkey StewRecipes from The Kitchn
5. Recipe: Hot & Sour Soup with Mushroom, Cabbage, and RiceSoup Recipes from The Kitchn
Public Service Announcement: Now Is the Time to Thaw Your Turkey!
Thanksgiving Tips from The Kitchn
What's a Wishbone, and Why Do We Crack It?
Ingredient Intelligence
Whenever we dealt with whole chickens in culinary school in Paris, the chefs would always admonish us to make sure we took out "le wishbone" when prepping the birds, and I always inwardly giggled at the adopted phrase. With Thanksgiving fast approaching, do you even know what a wishbone is and where it comes from?
The Most Common Turkey Question the Butterball Hotline Gets on Thanksgiving Day
Butterball Tour
Since 1981 the Butterball hotline has been answering and soothing every kind of question of concern you could possibly have about cooking a turkey. On Thanksgiving day alone, Butterball receives around 10,000 calls. Some of these calls are pretty straightforward and others are, well, a little strange.
Of these 10,000 calls there is one question that the Talk-Line experts receive more than any other. Can you guess what it is? Read on for the top question of all, plus three of the crazier ones they've received.
Recipe: A Proper Giblet Gravy
Recipes from The Kitchn
Which traditional Thanksgiving foods can you not do without? Is it the stuffing, the cranberry sauce, the mashed potatoes? Where I come from, it's almost criminal if a Thanksgiving turkey doesn't have a side of gravy. How else are you going to deal with Aunt Helen's dry bird?
This year, offer to make the gravy and learn a skill that can be utilized all year-round — make this gravy with chicken, too! Because I believe tossing out the vitamin- and flavor-packed giblets that come with your turkey or chicken is kissing goodbye the opportunity for a proper giblet gravy.
Is It Worth It To Cook a Practice Turkey Before Hosting Your First Thanksgiving?
Do you remember how you felt the first time you hosted Thanksgiving dinner? Were you nervous? Excited? Perhaps none of the above?
This year my friend Meghan is hosting her first Thanksgiving dinner. Despite hosting other holidays and dinner parties, she confided in me that she's nervous about this one, and feeling some added pressure. Her nerves are coming from one place — the turkey. So, to help calm her nerves and prepare for the big day, she did a dry run and cooked a practice turkey.


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2010 Mercedes-Benz E550 Cabriolet Review
High-Class Cabriolet
Warranty/Service: 4-year/50,000-mile new vehicle warranty; 4-year/50,000-mile drivetrain warranty; 4-year/50,000-mile corrosion warranty; 24-hour roadside assistance program
Check out other Mercedes-Benz models
Photography: AlphaMedia
Flu season is upon us! Get proactive about your health with these all-natural immune system boosters from around the world.
Handcrafted using only the finest cocoa, GAYOT's Top 10 Chocolate Bars are a far cry from your typical checkout lane candy fix.


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Home Cultures is an interdisciplinary, peer-reviewed journal dedicated to the critical understanding of the domestic sphere, its artifacts, spaces and relations, across timeframes and cultures. "Home" is a highly fluid and contested site of human existence that reflects and reifies identities and values.
In this context, Home Cultures explores the relationship between body and building, consumption, material culture, the meaning of home, moving cultures and social consequences of planning and architecture.
Publisher: Bloomsbury Journals (formerly Berg Journals)
< previous issue | all issues | next issue >


text: We came here as we were staying in a nearby hotel and had read good reviews. The staff were very helpful and were able to offer me some vegetarian options. I had the Portuguese vegetable curry and it was delicious and spicy. The portions are very big so next time we would order a dish to share... read more


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A Dutch design firm has announced plans to build a limited edition version of the Ferrari 458 Italia. And when we mean limited edition, we mean, erm, one. And it'll look like the picture above.
Vijay Pattni01 April 2014
Designer readies one-off Ferrari 458
Dutch coachbuilder reskins the 458 Italia, priced at a 'seven figure sum'
It's the design work of Ugur Sahin, based in the Netherlands, who confirmed to TopGear.com that they've been contacted by 'several interested clients' looking to make this, the 'Project F' render, a one-off reality.
It'll sit on the chassis of the Ferrari 458, though modifications will be made to the floor, door structure and roof - obviously - to accommodate the new body.
As such, it'll still feature that lovely 4.5-litre, 570bhp V8 mounted in the middle, sending drive to the rear wheels. Though with no kerb weight figure yet announced, we can only speculate on the performance figures. If it retains anywhere near the Ferrari's 1485kg weight, expect a 0-62mph time of around 3.4 seconds.
What else? Because it's a render, pinning anything down is difficult, so we'll have to wait and see if/when it gets built. But, you'll spot the LaFerrari references around the bonnet and roof, there's a drop of Koenigsegg mixed in there, some carbon fibre elements, a very Knight Rider-esque front splitter and the rear design of the Ferrari F12.
There was no word on price however, other than it ringing in around seven figures, "considering only one car will exist", the team told us. We'll bring you more as we get it...
What do you think?
More from Top Gear
Get more Top Gear:
Best of TopGear
- This is a road-legal 1000bhp RS6
- Jon Olsson is back with a DTM-inspired Audi family wagon. Is this the ultimate all-weather daily driver?
- This is Subaru's 450bhp BRZ STI
- Engine from the GT300 racer, rear wing from hell: Subaru springs a surprise at New York show
- It's the Porsche Boxster Spyder!
- Another one to tempt away 911 fans? The 370bhp, fabric-roofed Boxster has landed in NYC
- This is what £20m of supercars looks like
- See what happened when the P1, LaFerrari, 918, Veyrons and more got together for charity
- The car world's worst April Fools
- From BMW mouthguards to Vauxhall kebabs, we round up 2015's most clanging April 1 'pranks'


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vintage wooden chest with open lid vector illustration© sweetok - See portfolio
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Coco Rocha
Does anyone have a better name for my blog as well? LOL I know the name is lame DX....
Senior Member
Don't bother with people trolling about the name of the blog. If they don't have a more original name in mind to present to you, they don't have the right to criticize it.
As for the classic skin, you would require a blueish-grey body paint or liquid latex. I do not know off the top of my head the price range for either of these, but latex is often better for prolonged use as the skin still breathes with it. But don't quote me on that. I just -think- it works better, if I recall my information and my facts right.
Hope that's helpful.
video to show how it looks when it moves would be nice
C1 Queen
Junior Member
This looks amazing Coco!!!!! You are a very talented gamer girl. I wish i was your friend
Power Glue
shut up and take my money lol
Nº 5
I highly recommend Graftobian theatrical cosmetics. So far I've used their gold and silver loose pigments combined with their mixing fluid for Orianna cosplays. It adhered without cracking, flaking, or becoming greasy. In addition, the paints did not wreck my skin. I've used cake paints which have caused terrible acne.
Here is a link to the Graftobian application/drying process if you're interested:
Subscribed to the blog since I'm too lazy to track this thread. Good stuff so far, keep up the good work.
© 2015 Riot Games, Inc. All rights reserved. Riot Games, League of Legends and PvP.net are trademarks, services marks, or registered trademarks of Riot Games, Inc.


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Last posted
Oct 01, 2009 at 12:05AM EDT.
Aug 19, 2009 at 06:07PM EDT
22 posts from 10 users
… Wha.. Can't I just enjoi my sandwitch?
Great job, everyone!
This is cause for celebration! I call for cakes all around at the Tiki Bar.
Delicious cake, desu.
You must eat it, desu.
Now how do you plan to pay for 2759 cakes as of the minute I wrote this comment and counting, Jackal?
I manage this Tikibar.
And don't tell me the cake is a lie, that bullhonkey don't work here.
Who said anything about paying? I can just copypasta 2759 cakes for you.
Oh, then all righty.
Make with the cake.
But what will happen if there are 9001 confirmed submissions?
What would we do then?
Super Saiyan Cake.
Fuck Yeah Seaking!
I approve this thread.
SUPER SAIYAN CAKE!!! Over 9000 can_not_ be a lie! Besides… why choose cakes for a Tikibar meal? Shouldn't it be something moar Hawaiian like grilled Fuck Yeah Seakings and coconuts?
T^T I can't bold something that's still part of another word…
Awesome. You are welcome for the fifty or so images I submitted today.
is there a way to find out who posted the 9001th image?
It's a Longcat pic but I'm not sure which one. It's probably this one which you, Frkeston, submitted:
Congratulations, IT'S OVER 9000!!!
For those who are lazy:
Can it be me ?
I'll go down in internets history!
Dammit. I give many internets to you, kind sir.
Thank you for finding that! I'm really lazy!
I think I'd crap my pants. And after a quick change of clothes, I'd be ready for the massive celebration that will undoubtedly follow, on and off of the internet! I think all the admins should fly to NY and post a video of the party!
comments gone super saiyan-


text:
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Bom material, fácil de colocar e serve para muitas coisas. Além de ser bem mais barato que um aqui no Brasil. Demora na entrega do correio brasileiro(3 Meses).
Muito forte e resistente na tranca, não danifica no uso ao encostar em partes metálicas. Terá um pouco de problema para se acostumar para travar o mesmo, devido ao formato, mas isso não passa a ser um problema. Recomendo a... Read more
Very thin but seems to be strong enough for bike. Ease to keep it attached, ease to use presetd 4 digit password. Finish is smooth and discrete.
Кодовый замок для велосипеда. Хороший добротный. ЗАцепляю два велика им. пока что удачно)) перекусить можно конечно но трудновато без спец оборудования.) брать два) два надёжнее)
Lock is very strong, with steel wire. Steel wire is plastic coated to protect bicycle from scratches. It is very security with 4 digit combination. Lock is equipped with metal plate with lock combination. Lock combination... Read more
- ease of use - light weight - Nice steel inside and soft plastic wripped around. - Works. What else do you need? - I dont think you will... Read more
This is a standard bike lock that is virtually identical to several I have bought at a Wal-mart. The only difference is this was about $5... Read more
It's a good lock, good material, easy to use... You can not determine your password. But it's not a big deal... And since it is made of a... Read more
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trmore4's Mom Answers Activity
trmore4 is a star in these topics:
Pregnancy > Giving Birth (1 helpful answer)
how much castor oil should i take?
Most recent answer (09/30/2014):
I took about 2 oz. and combined it with nipple stimulation, walking, excessive sex, pineapple, red raspberry leaf tea, bouncing on the ba...posted by natashalynnk


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Vaccinations For Hepatitis B And C Positive Hiv Patients
Here's a taste of what TheBody.com has to offer on this topic:
Ask the Experts
hepatitis vaccinationtaking hepatitis vaccine needed?Jan 8, 2010 hello DR thanks for your resent reply about http://www.thebody.com/Forums/AIDS/SideEffects/Current/Q205995.html .my question are,is't possible to take hepatitis B or A vaccine while i was on truvada and...
Response from Barbara McGovern, M.D.
Tufts University School of Medicine...infection. It also depends on how much liver disease you have. This is a better question for your doctor. Antibiotics can be taken by patients with liver disease. In fact, patients with decompensated cirrhosis and ascites often have to take... Read more »
PCR Test?Hey Doctor Bob: FIRST AND FOREMOST, you should remind all your readers that end of year charity... Read more »
HIV, HEP, and Feces, Part 2Dr. McGovern,Thanks for responding to my question. Am I correct to assume a liver panel is the... Read more »
Hepatitis B FAQs for the Public...ranges in severity from a mild illness lasting a few weeks to a serious, lifelong illness. It results from infection with the Hepatitis B virus. Hepatitis B can be either "acute" or "chronic." Acute Hepatitis B virus infection is a short-term... Read more »
Immune Reconstitution May Trigger Hepatic Flares in HIV/Hepatitis B Coinfected Patients Starting HAART...the results of studies directly from those who actually conducted the research. It is these women and men who are transforming HIV treatment and care. In this interview, you'll meet one of these impressive HIV researchers and read an explanation... Read more »
Poster Session 42405: The Effectiveness of Hepatitis B Vaccination in HIV-Infected Patients...Hepatitis B vaccination is strongly recommended for people living with HIV (as well as men who have sex with men, health care workers, and Read more »
Double Dose Hepatitis B Vaccine Protects HIV-Infected Adult Patients... In the current study, investigators evaluated a double dose of hepatitis B vaccine for HIV patients in a double-blinded, randomized, controlled study with numbers for statistical validity. M.O. Fonseca Read more »
Connect With Others
time line
Posted by Anonymous...worker, the CDC nonetheless suggests that when treating people with AIDS, personnel take precautions similar to those used with hepatitis B patients. Related Links Read the guidelines AIDS is named The CDC convenes a meeting of... Read more »
blood donation again
Posted by Anonymous, 6 RepliesHey there! Is it possible for blood not to be visible to the eye, but nonetheless could it transmit dangerous virus? I'm the guy with the blood donation session, when the nurse was touching the hole on my arm, from which I donated blood. Read more »
Posted by willbestrong1, 2 Replieshi everybody!! Last week i had my elisa test and it was positive. then they did western blot test but now they cant say anything..i mean the doctor told me he cant say whether i am negative or positive..they will have some more research on... Read more »
Infectious or Intoxication Diseases?
Posted by Anonymous...that by now makes billions in sales with Hepatitis C tests. At that time they injected blood from a patient with a Non-A/Non-B hepatitis into chimps. None of the animals developed hepatitis. Just around day # 14 after the infection they showed... Read more »
Resource Centers
Guides for People With HIV


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