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Banking blog: 5 big fat myths about borrowing when you're a charity
24 Mar 2015
Azlina Bulmer, programmes and development manager at our banking partner Charity Bank, debunks the falsehoods...
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Charity IT systems won't have enough time to prepare for the HMRC's upcoming Charities Online system, says Ian Clark, who pleads for a comprehensive outline of the new system as soon as possible.
First the good news. HMRC is introducing a new Charities Online system this Spring. This should speed up the processing of gift aid and similar tax refunds considerably, and reduce charities' (and HMRC's) administrative costs. The voluntary sector needs to say a big thank you to HMRC for making this investment, following years of sector campaigning to try and drag gift aid processes into the 21st century.
Now for the bad news. HMRC are drip-feeding information about the new system into the public domain in ways reminiscent of Chinese water torture or the dance of the seven veils:
This slow drip feed of snippets of new information by HMRC is of no help to most charities who need to plan for a smooth transition to the new systems. Critical information is still lacking, so internal processes cannot be re-designed with any certainty, or training planned, or pilots run.
What the voluntary sector urgently needs is the full picture from HMRC, not a prolonged drip-feed. Then the 120,000 gift aid registered charities/CASCs can each evaluate their own particular situation and plan for the new requirements. Then we needs a transition period that is realistic in the real world of IT, not one arbitrarily dictated by HMRC internal constraints and budgets.
Fortunately the vast majority of charities will probably be able to use the main HMRC spreadsheet-based approach fairly easily. But unfortunately these charities only process a minority of gift aid claims, whether by number or value. The large volumes of both claims and money are channelled through a few thousand charities (or their agencies) using complex (often tailored-made) databases and software packages.
It has taken nearly two years for HMRC to design and implement their new system. Now they expect charities and their software developers to drop all their other projects and modify existing complex systems in a far shorter timescale. I suggest the transition deadline for charities with complex IT requirements be extended until at least March 2014.
Please HMRC, treat the sector in an adult fashion. You've worked very hard to make your centralised operation more effective. Thank you. Now help us to do the same on our side by giving us now all the information we need to cope with our tens of thousands of different situations.
Jeremy Young
The Micropalaeontological Society
1 Mar 2013
Very fair points here - today Igot my first official news on this, a letter from HMRC. This contains the following line "for each of the options we will need extra information about your donors". There is however no explanation of what extra information will be needed....
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24 Mar 2015
Azlina Bulmer, programmes and development manager at our banking partner Charity Bank, debunks the falsehoods...
19 Mar 2015
The final Budget of this Parliament contained some useful giveaways and legal changes, but did little...
10 Mar 2015
Like so many others in civil society, Ian Allsop has a great deal to thank Daniel Phelan for.
Charity Finance Yearbook 2015 - OUT NOW
from £95.00
Charity Finance (with optional website)
from £119.00
21 Apr 2015
7 Jul 2015
8 Oct 2015
19 Nov 2015


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1984 Cadillac Eldorado Biarritz, · A/C: Front · Airbag: Driver · CD Blue Tooth Radio · Anti-Lock Brakes · Bucket Seats · AM/FM Radio Selling Points: 1984 Cadillac Eldorado Biarritz, Cotillion... More
Just arrived, this beautiful convertible has been well cared for and garaged since new. Sold new in by Richardson Ford of Tyler, Texas in late... More
1951 Chevrolet Deluxe 2 door, This is an original car 216 c.i.3 speed standard trans, 45000 original miles, skirts.working a/m radio, and heater, no... More
1924 Nash Six Touring super six, older restoration could use some updating, original wood, shows 25000 miles,runs and drives great, clean solid looks rust... More
A 1986 Porsche 944 Coupe, red with a tan interior. 82,000 original miles. Excellent straight body. Paint job is good and was done just... More
1986 Buick Regal T-Type, 3.8 Ltr V-6 Turbo with intercooler. Like Grand National, but silver not black. Stock, never raced. One owner. Florida Car.... More
1965 Ford Mustang Coupe - 289 "C" code , automatic, power steering, air conditioning, AM/FM stereo with CD changer, center armrest, dual mirrors -... More
1980 Jeep CJ7, Only 2,956 miles on new 4.2 from S&J Engines with Clifford Performance 6=8 kit (8 cylinder power with 6 cylinder gas... More
Good older resto, nice paint and nice redone int, good chrome and stainless www tires, new radiator, V8, rebuilt carb, chrome dress up kit,... More
We just took this ultra clean 95,000 mile Chevy 1500 pickup on trade and were absolutely shocked by the condition when it came in.... More
This 1974 Triumph TR6 is a excellent original driver in need of minor cosmetics. Epuipped with rare factory overdrive. Blue with blue interior. A... More
1972 Ford LTD convertible,with only 59,636. miles from new,nicely equipped with the 351 V8,automatic transmission,P.S.,P.B.,and P.T.The paint,top and interior are in excellent shape,and... More

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Factors to Consider Before Contacting any Honda Used Vehicles Dealer
Honda is among the most reliable auto brands at present. The brand offers durability, looks, innovation, and character. However, if you purchase an abused second hand Honda, there is no guarantee that you will enjoy such standards. Discussed below are several essential aspects to consider prior to calling any used cars dealer.
You ought to consider how reliable a seller is before doing business with them. If you have plans to buy your auto from a dealership, make certain that they are licensed. You ought to ensure that they boast of an extensive history in selling used Honda cars. You need to research comprehensively concerning the specific brand of car before contacting any seller. This usually helps know if the seller is knowledgeable of their trade. Do not waste time with dealers that do not have an idea regarding what they are selling. In case you are dealing with a private seller, researching them to ensure they are not criminals is critical.
You have to check your choice car's vehicle history report before paying for it. Accessing such reports should not be a problem because you can purchase them from different companies. All you ought to get is your choice vehicle's license plate details or its vehicle identification number. History reports usually help buyers know if their choice autos' odometers have been rolled back. Such reports also help a buyer know if their choice auto has any salvage title.
Ask for the help of your mechanic before purchasing any car. If a seller is any good, they should care about the interests of their potential customer. They ought to be willing to allow you to seek for the opinion of your mechanic before paying for the auto. The seller should also be willing to allow you to test-drive your choice auto. Test driving helps you determine if the auto is right for your normal driving patterns. Ask for receipts, among other documents that show what the dealer has put into the vehicle regarding repairs, reconditioning, maintenance, etc.
Take note of your budget before contacting any seller. You should select among brands that you can pay for comfortably. It is important that you research about features to ensure you choose an affordable vehicle that comes with the features you need Financing your choice auto through the dealer would be a bad idea, unless there will be no interest. This is because banks offer better rates and are safer to work with.
Inquire about guarantees. It is true that the vehicle is second hand, but this does not mean that it does not qualify for a couple of guarantees. If you are purchasing yours from a dealership, it is critical that all verbal agreements concerning guarantees be put in writing. Choose among sellers that offer drive-away insurance coverage. This would give you the freedom to drive your car to whatever destination after buying it.
The Beginners Guide To Sales (Getting Started 101)
Why People Think Sales Are A Good Idea


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Currently unavailable for purchase
Contempory artwork against a bright summer sky.
admire, african, american, beauty, black, blue, cloud, contemporary, contrast, culture, dark, different, fluff, fluffy, gorgeous, grace, graceful, head, isolated, lovely, model, modern, neck, pretty, pride, profile, proud, puff, puffy, silhouette, sky, sleek, smooth, state, statue, trendy, unique
I am wife, mom and grandma and enjoy all three parts of me. What started out as a hobby became a full blown passion for photographing anything. I am involved in 10 microstock sites and 4 online card stores where I sell my images on greeting cards. I also sell my cards in 3 local stores. After many hours and sticking with my dream, I am finally making decent money.
nice shot
Wonderful shape with the sculpture.
Neat, reminds me of some of Salvador Dali's work.
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Chemicals & Solutions
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36 Items
Kirby Allergy Control Shampoo - 32 Oz. Kirby Part # 252702$21.95Genuine Kirby Allergy Control Shampoo has the same great quality Kirby Suds formula as the original plus a new ingredient that renders dust mite by-products harmless to allergy and asthma suffers. Neutralizes up to 97% of dust mite allergen in laboratory Learn More
Kirby Carpet Shampoo - 32 Oz Unscented. Kirby Part # 252798$24.94Genuine Kirby Carpet Shampoo 32 oz bottle - Unscented.Kirby Part # 252798 Learn More
Kirby Carpet Shampoo - 32 Oz. Kirby Part # 252797$24.94Genuine Kirby Carpet Shampoo 32 oz bottle.Kirby Part # 252797 Learn More
Kirby Foam - 22 Oz. Kirby Part # 289200$17.94Genuine Kirby Foam in 22 ounce spray bottle. Great for carpeted stairways, car seats, upholstery, furniture, area rugs and other fabrics..Kirby Part # 289200 Learn More
Kirby Spot Remover - 12 Oz. Kirby Part # 254697$11.95Spot Remover 12 oz.Kirby Part # 254697 Learn More
Kirby Spot Remover - 22 Oz. Kirby Part # 257897$15.95Genuine Kirby Professional Strength Spot Remover 22 oz, Advance Formula, Great on Tough Stains.Kirby Part # 257897 Learn More
RUG DOCTOR "OXY STEAM" CLEANER TWO CASES 8/96 Oz Bottles$130.00This item is two cases of Rug Doctor Oxy-Steam Carpet Cleaner. Each case contains four, 96oz bottles of steam cleaner for a total 384 ounces of of steam cleaner. Gives carpet cleaning an oxygen boost, Oxygen cleaning boosters lift out embedded dirt Learn More
Rug Doctor Professional Carpet Cleaner Package$130.00This chemical package special is for use with all Rug Doctor Machines and other portable or truck mounted extractors. Learn More
Rug Doctor Professional Quick Dry Cleaner 2 cases / 4 Bottles$125.00Concentrated, fast-evaporating solution reduces drying time to under 2 hours in most applications. Patent-pending formulation is the only way to get fast drying results from your Rug Doctor Pro Quick Dry machine. Dispersing cleaning agents penetrate into Learn More
Rug Doctor Quick Dry Steam Cleaner Package$130.00This chemical package special is for use with Rug Doctors Quick Dry Machines. It consists of one case of Quick Dry carpet cleaner and one Mixed case of products. Quick Dry Cleaner is only to be used in the Quick Dry Rug Doctor machines 4 Gallons of R Learn More
Kirby 235406 Pet Owners Carpet Shampoo - Use with Kirby Home Care System$12.37This is a 32 ounce bottle of Kirby Carpet Shampoo for Pet Owners, designed to be used with the Kirby Home Care System, part 235406 Learn More
Rug Doctor case of 12 bottles Odor Remover Solution 16FL OZ UPC 07499901120$130.00The RugDoctor Odor Remover Works great for Pet messes, Carpets, Upholstery, smoke, vomit, urine, and more Learn More
Kirby Shampoo Carpet 12 Oz Each$13.05Kirby Shampoo Carpet 12 Oz Each Learn More
Kirby Spot Remover 22 ounces$13.47Kirby Spot Remover 22 ounces Learn More
Kirby Spot Remover 12 ounces$11.03Kirby Spot Remover 12 ounces Learn More
Kirby Carpet Preteatment 12 oz$12.32Kirby Carpet Preteatment 12 oz Learn More
Kirby Spot Remover, 22oz bottle Spot Remover, 22oz bottle$15.16Works With: Kirby Generation 3 Kirby G3 Kirby Generation 4 Kirby G4 Kirby Generation 5 Kirby G5 Kirby Generation 6 Kirby G6 Kirby Ultimate Kirby Diamond Edition Kirby Sentria Description:Kirby Multi Purpose Spot Remover, 22oz Bottle. Advanced Formula, Great On Tough Stains. Safe For All Colorfast Carpeting, Use On Food Spills, Tracked In Dirt, Pet Soil. Ready To Use No Diluting Learn More
Kirby Carpet Pretreatment 22 ounces$15.27Kirby Carpet Pretreatment 22 ounces Learn More
Kirby Brightening Oxygen Additive 12 oz.$15.07Kirby Brightening Oxygen Additive 12 oz. Learn More
Kirby Odor Clear Ultra Citrus Pump Spray Kirby Odor Clear Citrus Pump Spray$19.32Works With: Kirby 228708 Kirby K-228708 Kirby 49-0190-07 Description:Kirby Odor Clear Ultra Citrus Pump Spray 3 in 1 Use Eliminates: Fabric and carpet odors, Air odors, Allergens Pleasant Citrus Fragrance. Kirby Home Care Products Freshens Rooms Caused By: Garbage, Smoke, Cooking, Food, Dampness, Pets and more 22oz 228708 K-228708 49-0190-07 Learn More
Kirby 235506 Shampoo Extractor with Pet Stain Remover- 32oz$9.51Ever walk into a house and know immediately who or what lives there? Don't let that be you. Your pets, as precious as they are, don't need to overwhelm the house with their unique aromas. Finally, there's a carpet shampoo that takes care of the dirt left behind by the four-legged members of your family. It not only cleans and brightens your carpet, but eliminates the odors from dogs and cats, too. Our superior soil removal formula deeply penetrates your carpet with deep-cleaning, dry foam action, fortified with enzymes to eliminate pet dander, oils and stains. For use with all types of Extractor cleaners Learn More
Kirby Lickity Split Spray - 32oz, Item # 247710S$25.45Kirby Lickity Split Spray - 32oz, Item # 247710S. Use it to dissolve glue, tape, caulk residue, chewing gum, price stickers, asphalt, lipstick, shoe polish, crayon, oil, tar, tree sap, adhesives, permanent marker and more Learn More
Kirby Odor Clear Ultra 3-in-1$19.28Kirby Odor Clear Ultra 3-in-1 Learn More
Kirby Vacuum Brightening Oxygen Additive 32 oz.$16.56Kirby Brightening Oxygen Additive Learn More
Kirby Moptastic Floor Finish 32 oz$16.47Kirby Moptastic Floor Finish 32 oz Learn More
Kirby Lickity Split Multi-Purpose Cleaner 8 oz.$14.07Kirby Lickity Split Multi-Purpose Cleaner 8 oz. Learn More
Kirby Carpet Shampoo with Pet Stain Remover - 32oz, Item # 235406S$19.82Kirby Carpet Shampoo with Pet Stain Remover - 32oz, Item # 235406S Learn More
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After HDD replacement, how to handle loud fans in Bootcamp?
Recently I've replaced the stock HDD that came with my iMac with a Samsung SSD. While the replacement was rather easy, it comes with a small issue that has already been talked about at OWC and other sites--if you add a non-Apple HDD or SSD, the fans of the iMac will fallback into a "safe mode", running at full speed because the new SSD cannot communicate properly with the built-in temperature regulation of the SATA cables.
You can order a specific data cable with an attached temperature sensor to build into the iMac together with an aftermarket SSD, but there's also a quick software solution on OS X: I used "ssdfanctrl" to regulate the iMac's fans according to the SMART status of my Samsung SSD.
However, I wonder what the situation on Windows (using Boot Camp) would be like--without any software fix installed, would the fans run like crazy again because of the "incompatible" SSD/cable connection?
If that is the case, does anyone know of a good software solution "for Windows" that can control an iMac's fans? So far I've found two applications, but I'm still not sure whether they would be compatible with my iMac:
- "Lubbo's MacBook Pro Fan Control": Seems like it only works for portable Macs
- "Speedfan": I didn't find any information whether it is compatible with an iMac
Before I install Windows again, I would like to hear if anyone has already some experience with this issue, as I would prefer not to spend additional money on a new SATA data cable by OWC if I can just use a compatible software. Any help would be greatly appreciated!
First I don't like the software solution as it has issues effecting the systems performance (hardware IRQ via SMART to read the internal HD sensor) and the inability to work with other OS's (as you have discovered). I would strongly recommend setting up the external thermal sensor method.
If on the other hand you were running a VM with Windows on top of OS-X the software solution is still engaged and will manage the fan.


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7 Forbidden Fruits
And other illegal foods. Whether made from an endangered species or illegal on the grounds of "grossness", be careful when going through customs with these foods.
This post was created by a user and has not been vetted or endorsed by BuzzFeed's editorial staff. BuzzFeed Community is a place where anyone can post awesome lists and creations. Learn more or post your buzz!


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DRI vs. ETF Alternatives
Company Description
Darden Restaurants Inc owns and operates dining restaurants. Some of its trade names are Red Lobster, Olive Garden, LongHorn Steakhouse, Bahama Breeze, Seasons 52, Eddie V's Prime Seafood, Wildfish Seafood Grille and Yard House.
Sector: Services
Industry: Restaurants
Country: United States
Other News & PR
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University of Illinois, Urbana-Champaign: Calendar
University of Illinois, Urbana-Champaign: Calendar
The CCB will host the 2015 Storytelling Festival on Saturday, April 4 from 7-9 pm at the Graduate School of Library and Information Science Building, Room 126, 501 E. Daniel St. in Champaign. Coordinated this year by GSLIS student Amy Atkinson and Associate Professor and Assistant Dean for Student Affairs Kate McDowell, the Festival will feature both new performers and returning seasoned storytellers sharing age-old folklore, personal stories, and everything in between. With this select lineup of engaging GSLIS students, alumni, and faculty telling tales from the profound to the profoundly delightful, the evening is sure to entertain. And if you want to join in the fun yourself, take advantage of the open mic storytelling opportunity following the program.
The cost for general admittance is $5 and is $3 for students with a Student ID. Tickets can be purchased at the door beginning at 6:15 pm. Some material will not be appropriate for children.
For more information or if you need a special accommodation to fully participate in this program/event, contact the CCB at (217) 244-9331 or firstname.lastname@example.com.
Help us celebrate all things international April 6-12, 2015, on the University of Illinois Urbana-Champaign campus.International Week at Illinois is comprised of a series of educational, cultural and recreational events designed to foster interest in our global community. Coordinated by International Programs and Studies and a cross-campus organizing committee, the goal of International Week is to raise awareness about the breadth of international education, activities and resources at Illinois. We invite students, faculty, staff, and the Champaign-Urbana community to join us in celebrating international education at Illinois.
To become involved with International Week 2015, contact Nicole Tami at 333-1993 or via email at email@example.com
More details can be found on the International Week webpage.
Elaine Gort from the United States Patent and Trademark Office, will give a lunch talk to discuss how the USPTO office can assist inventors and entrepreneurs with patents, trademarks, and protecting intellectual property.
Lunch will be provided.
Join us for an evening reading followed by a book signing. Richard Blanco's books will be available for purchase in the foyer outside the ballroom.
This event is free and open to the public.
About the Speaker
Richard Blanco is the fifth inaugural poet in U.S. history—the youngest, first Latino, immigrant, and gay person to serve in such a role. He was born in Madrid to Cuban exiled parents and raised in Miami, and the negotiation of cultural identity and place characterize his three collections of poetry: City of a Hundred Fires, Directions to The Beach of the Dead, and Looking for The Gulf Motel. His awards include the Agnes Starrett Poetry Prize from the University of Pittsburgh Press, the Beyond Margins Award from the PEN American Center, the Paterson Poetry Prize, and the Thom Gunn Award. He has been featured on CBS Sunday Morning and National Public Radio's Fresh Air. A builder of cities as well as poems, Blanco holds a B.S. in Civil Engineering and an M.F.A in Creative Writing. He is a Woodrow Wilson Visiting Fellow and has received honorary doctorates from Macalester College, Colby College, and the University of Rhode Island. He has taught at Central Connecticut State University, Georgetown University, and American University. Blanco currently lives in Bethel, Maine. A memoir of his childhood in Miami, The Prince of Los Cocuyos, was recently published by Ecco/Harper Collins.
Read more about Richard Blanco at http://richard-blanco.com/
This will be the 9th annual Corporate Internships & Careers Fair to take place in the Research Park. This is a great way for students to meet the companies and see what opportunities are available, both in the way of internships and full-time employment, in the Research Park. Each year 200-300 students attend. It is also a great opportunity for Research Park companies who would benefit from recruiting more University of Illinois students for internships and/or full-time positions. Students DO NOT need to register for this event. Please Amy Fruehling (email@example.com or 217-265-4045) with general questions about the event. We will open registration in March.
The Research Park Career Fair registration is now live and open to companies. Please use this link https://i-link-illinois-csm.symplicity.com/events/Research2015Fair . Once you click the link you will be directed to the page below asking whether you are a new participant or not. This will allow companies without an I-Link account to register without incident. Companies that have I-Link accounts can click past participants and their information will be self-populated for them.


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Complexion Collection Gift Set
Item No.1230359141
Get a flawless complexion with this 5-piece introductory collection. Including a Purifying Facial Cleanser, SPF25 Bronzing Mineral Veil Finishing Powder, the best-selling SPF15 Foundation in your choice of colour and more - there's no better way to discover a brighter, fresher and more youthful-looking complexion... and that famous bareMinerals naturally luminous glow.
This item is available for
UK Home Delivery Free (UK orders over £30) or £3.99
Delivered within 4 working days
Next or Named Day Delivery
7 days a week between 8am - 6pm
Monday to Friday - order by 7pm - £4.99
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7 days a week between 6pm - 10pm
Monday to Sunday - order by 10pm - £6.99
Collect from store the next day - FREE
Order before 7pm for next day collection after 12pm midday
Show participating stores
Full Delivery details
Collection features:
- 1 x Purifying Facial Cleanser 60ml
- 1 x SPF25 Bronzing Mineral Veil Finishing Powder 1.5g
- 1 x Purely Nourishing Moisturizer for combination skin 30ml
- 1 x Original SPF15 Foundation 2g
- 1 x Flawless Application face brush


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Job Openings Subscribe to RSS Jobs Feeds
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For mid- to high-level positions please visit BP2.
If you don't see an opening you qualify for right now, please subscribe to our weekly Jobs eNewsletter (below) - new opportunities become available weekly!
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You may subscribe by main category (Positions Available) or by individual career categories by clicking on the orange RSS icons.
BSI serves the Greater Colorado Front Range including Denver and Boulder.


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America's Snobbiest Cities
© Dave Lauridsen
No. 3 Los Angeles
In Hollywood, there are those who walk the red carpet, and those who try to get close to it. To feel like you're a little nearer, spend an afternoon on West Hollywood's Robertson Avenue, where upscale department stores like Kitson and Intermix offer excellent chances to rub shoulders with celebs, who, indeed, shop just like us. Grab a bite at star-magnet The Ivy or at Gjelina over on ever-trendy Abbot Kinney Boulevard. L.A. also has an everyman sense of fun: the city ranked in the top 10 for its retro-cool diners, burgers, and bakeries (although one in Echo Park is named Donut Snob).


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Junior Member
I am personally disappointed in this hero, not because I think the kit sucks, but because once again Riot made yet another bi-pedal hero, so really its not Kha'zix's fault. Anyways, for the most part we have humanoid heroes, some robots and a couple of flying/hovering heroes but they are almost all humanoid in form. I personally want more heroes like Skarner, and Anivia, hell even Hecarim was getting close.
Give us a broodmother! Give us a thunder bird! Maybe instead of a fox-lady (<3 Ahri, don't get me wrong.) give us a full fledged 9-tailed fox. I do love the heroes of this game and I know there is lore behind each, which in it self is not the easiest to come up with. I just think it would be nice to have more or these exotic creatures joining the battlegrounds.
Cool hero, love the evolution concept and I will most likely be trying this hero out on free week but I hope someone in riot's team of developers sees this and give me, and what I hope is what others wanna see.
Zero out!
so man!!! my favorite type!!! 飛天螳螂right? 最好是上路英><
This may be somewhere in the whole slew of comments but the inspiration for this champ and Rengar had to have been Alien vs Predator. I haven't really played Rengar, but I do look forward to checking out this champ.
it seems that he can kill one by one but what if later in games when everyone gets in a group. it going to be hard for even if there tanks!
Gumball Guardian
Pulse Fire EZ but without having to pay 30$
Sweet new Rengar skin! You guys really went all out on this one!
Zix has the stealth powers of Predator from Alien vs. Predator and looks like Alien mixed with Scyther.
Milk Me Susie
when is kha'zix coming
Master Spammer
um anybody know when he comes out?
© 2015 Riot Games, Inc. All rights reserved. Riot Games, League of Legends and PvP.net are trademarks, services marks, or registered trademarks of Riot Games, Inc.


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The A-500S from Cakewalk is a compact and portable 49-key USB/MIDI controller that features a Roland keybed. The controller is perfect for anyone making music at home, or in a project studio with a computer, academic settings needing great sound at low cost, or live performances and mobile recording applications.
The keyboard can be personalized via one of the 12 velocity curves, or played using the fixed velocity mode. A rotary encoder and 3-digit, 7-segment LED display aid in navigating the keyboard's features. Other controllers include a MIDI channel button, program change button, octave shift buttons and a combination pitch bend/modulation lever.
A Production Plus Pack software bundle includes Cakewalk Sound Center, Rapture LE and Studio Instruments Drums for Mac and PC, as well as SONAR 8.5 LE (PC Only), allowing you to start making music instantly.
- Compact, Portable and Affordable MIDI Keyboard Controller
- A keyboard controller that you can use in at home, or in a project studio, in an academic setting or for live/mobile applications
- Perfect keyboard for use with a wide variety of software on a Mac or PC based computer, including Ableton Live, Cubase, FL Studio, Garage Band, Logic, Nuendo, Pro Tools, SONAR and the included Production Plus Pack
- Easy to set up - plug-in a USB cable, and you'll be making music in no time
- Roland-Quality Instrument
- Players can control a wide dynamic range with incredible subtlety
- Rounded key assemblies offer responsive reaction to your touch and allow for more comfortable glissando
- Enhancements have been made to eliminate vertical shake and reduce the already low mechanical noise on key strokes
- With selectable velocity curves you can fine tune the controller to match your playing style.
- Selectable Velocity Curves
- Pick from 12 velocity curves to precisely match your playing style ( 4 different velocity curves and 3 kinds of sensitivity - Light, Medium, Heavy)
- A Fixed Velocity Mode is provided where the A-500S always outputs a fixed velocity (from 1 to 127) providing practical input for drum and percussion programming in step recording
- 3 Digit 7-segment LED and Rotary Encoder
- MIDI control is provided via a rotary encoder, which is both easier and faster than using the notes for numerical values
- With this knob you can set up MIDI channel, program change, control change and more and instantly see the values on the LED
- When working with virtual instruments, you can set this knob for quick control of your favorite LFO, filter, or other controls
- Easy Connections with Side Panel Ports
- The A-500PRO provides easy access connections on the side panel so that you can have a computer monitor or laptop in the ideal position behind the keyboard - a must for educational use
- Connect USB, MIDI In/Out, hold and expression pedals without having to reach behind the keyboard
- FPT Low-Latency MIDI Transmission
- Offers MIDI Transmission using Roland's proprietary FPT (Fast Processing Technology), providing stable, high speed, low latency and low jitter MIDI transmission
- When working with virtual instruments, FPT provides lower latencies to give you the feel of playing a real instrument
- Production Plus Pack
- Suite of music creation software includes SONAR 8.5 LE recording software (PC only), and 3 high-quality and versatile virtual instruments for Mac and PC - Rapture LE, Cakewalk Sound Center, and Studio Instruments Drums
- 3 Power Sources
- 3 choices of power for any situation - USB bus power, batteries, or AC Adapter
- No power supply is required when connecting via USB cable
- Battery power requires 4 AA type batteries (not included)
- Or via BOSS PSA series AC adaptor (not included)


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- A Frugal Chick - http://www.afrugalchick.com -
Amazon-ClearMax® Multi-Functional 6-in-1 Deluxe Cake Stand $19.99
Posted By Jana On May 13, 2014 @ 8:34 am In Amazon | Comments Disabled
If you like to entertain this ClearMax Multi-Functional Cake Stand [1] can come in handy.
Today on Amazon [1] you can score this cake stand for just $19.99(originally $39.99) and ship free with Prime or a qualifying purchase of $35 or more.
Product Details:
This is a great price for this cake stand and would make a great gift for any occasion so order now because Amazon [1] prices can change at any time.
Article printed from A Frugal Chick: http://www.afrugalchick.com
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[1] ClearMax Multi-Functional Cake Stand: http://www.amazon.com/dp/B009GKNVTW/?tag=janawwwafrugal-20
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U.S. to surpass Saudi Arabia as top oil producer by 2016
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Discover a selection of top forums nurburgring hungry on the internet. Come to share your passion on forums nurburgring hungry and meet other fans of nurburgring hungry. Then, why don't you create your own forum of nurburgring hungry ?
Are You Hungry Dear? Well then pull up a chair and sample some of my culinary delights. My boys never complain!
loves, raymond, #hungry, dear?, pull, chair, sample, culinary, delights, boys, complain!


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I spent 3 days in Livorno with some friends and they brought me in this special restaurant .... I told myself"What a suprise ..." trust me guys if you ever come to Livorno you must go and taste their special fish and let the owner suggests you some special plates ! This is the kind of restaurant you don't expect to find ....but you 've always dreamt of ...!
If you own or manage L'angolino, register now for free tools to enhance your listing, attract new reviews, and respond to reviewers.


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Tech Helproom
It's free to register, to post a question or to start / join a discussion
What Graphics Card to buy..............
Likes # 0
Posted March 24, 2012 at 10:33PM
I want to replace my current g/card as it keeps giving me problems but I din't know where to start I am not a gamer, just do poster and very keen on my photos Currently my card is ATI Radeon HD 4300/5300 series. PC Details......Windows 7 64bit AMD Phenom || x 4 945 Quad core processor 3.0GHZ,8mb cashe)Mainboard ASUS M4A78LTM, 8GB Ram The casing is called a Mini Tower (uATX) (a Mesh PC unfortunately) not had any problems except the graghics card keeps freezing for a few seconds then recovers itself
I haven't as of yet opened up the case, I know the motherboard does have integrated graphics HDMI/DVI/VGA -DDR3 but it has been disconnected because I went for a separate card
Likes # 0
Posted March 24, 2012 at 11:04PM
Possibly this one, hd6600.
Cheap enough but you could contact Novatech for further enquiries.
Likes # 0
Posted March 24, 2012 at 11:07PM
Especially as it is a 'uATX'.
Likes # 0
Posted March 25, 2012 at 11:48AM
I know the motherboard does have integrated graphics HDMI/DVI/VGA -DDR3 but it has been disconnected because I went for a separate card
Will have been switched off in BIOS.
Reboot to BIOS
re enable on board graphics save and exit
shutdown open case and remove old card
reconnect monitor to motherboard graphics port
Likes # 0
Posted March 25, 2012 at 12:36PM
Thanks for your replys... rdave13 the one you have suggested seems like it will do the job....
Fruit Bat /\0/\ would the on board graphics be sufficent because when I bought the PC that is why I had a separate card also what you have explained to reconnect concerns me because when I received the PC I had a spare lead ( a flat one about an inch wide) I assumed that was something to do with it ?? sorry to be a bother but I am not to sure which way to go
Likes # 0
Posted March 25, 2012 at 12:43PM
Integrated ATI Radeon™ HD 3000 GPU Multi-VGA output support : HDMI/DVI/RGB ports - Supports HDMI with max. resolution 1920 x 1080 @ 60 Hz - Supports DVI with max. resolution 1920 x 1200 @ 60 Hz - Supports RGB with max. resolution 2048 x 1536 @ 85 Hz Maximum shared memory of 1024 MB
Would have thought good enough for photos
You can always try, costs nothing, add another card later if not good enough for your likes.
Likes # 0
Posted March 25, 2012 at 1:17PM
For still photography work, you'd be hard pressed to notice much difference. Some dedicated graphics is certainly helpful for video work, especially in HD.
Even if you stick with dedicated graphics, you certainly don't need to spend a lot, if you're not worried about gaming capabilities.
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News » Published months ago
Is this Rihanna the Musician?
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22nd March 2015 @ 08:08pm
Singer Rihanna has revealed how she was a big fan of Mariah Carey growing up and that it was she who inspired her to become a singer
19th March 2015 @ 12:41pm
Dudley O'Shaughnessy had a brief fling with Rihanna but what has he been up to since?
6th December 2011 @ 11:53pm
We Found Love singer, Rihanna is always one for changing her hair style and now it seems that she has had enough of her red look and has decided to mix ...


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Wilfred Owen
Beauty Poem by Wilfred Owen
The beautiful, the fair, the elegant,
Is that which pleases us, says Kant,
Without a thought of interest or advantage.
I used to watch men when they spoke of beauty
And measure their enthusiasm. One
An old man, seeing a () setting sun,
Praised it () a certain sense of duty
To the calm evening and his time of life.
I know another man that never says a Beauty
But of a horse; ()
Men seldom speak of beauty, beauty as such,
Not even lovers think about it much.
Women of course consider it for hours
In mirrors; ()
A shrapnel ball -
Just where the wet skin glistened when he swam -
Like a fully-opened sea-anemone.
We both said 'What a beauty! What a beauty, lad'
I knew that in that flower he saw a hope
Of living on, and seeing again the roses of his home.
Beauty is that which pleases and delights,
Not bringing personal advantage - Kant.
But later on I heard
A canker worked into that crimson flower
And that he sank with it
And laid it with the anemones off Dover.
Topic of this poem: beauty
Wilfred Owen's Other Poems
Related Poems
Read poems about / on: beauty, flower, horse, women, beautiful, hope, home, sea, sun, swimming, mirror, rose, work, woman
Read this poem in other languages
This poem has not been translated into any other language yet.
I would like to translate this poem »
Comments about this poem (Beauty by Wilfred Owen )
Edward Kofi Louis (1/8/2015 4:45:00 AM)
Nice piece of work. Thanks for sharing this poem with us.
E.K.L. (Report) Reply
Gangadharan Nair Pulingat (9/9/2014 4:16:00 AM)
In fact I am reading this poem second time owing to its own beauty and I take it as an opportunity to read it in such happiness. (Report) Reply
Dawn Fuzan (4/27/2014 3:51:00 PM)
Gangadharan Nair Pulingat (4/12/2014 10:00:00 AM)
Beauty is that the which pleases and delight the wordings of immanuel Kant is quoted by the poet in this little poem which is the fact about the beauty. What is actually coming to mind and thinking is beauty is normally described by individual according to his vision of thought and the think most interested in him and therefore varies in different situations according to conveniences.The poem is very nice to read. (Report) Reply
* Sunprincess * (1/29/2014 7:34:00 PM)
.....the last stanza is astonishing, but it is a metaphor comparing the injury to a beautiful flower... (Report) Reply
Ruby Root (8/23/2006 8:11:00 PM)
I find this poem interesting how men think of beauty. I think in our society today it is not like that. People don't see the beauty around them. They are disillusion by material things fast cars, bars, fthe fast lane. Fake women. All that lipstick, high heels. What happened to being natural a little blush a walk in the woods. I would love to see what Wifred Own would say about our society today. Unkind, selfish, and cruel. (Report) Reply
Famous Poems
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Maya Angelou
Still I Rise
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If You Forget Me
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Langston Hughes
Annabel Lee
Edgar Allan Poe
Caged Bird
Maya Angelou
Rudyard Kipling
Stopping by Woods on a Snowy Evening
Robert Frost
A Dream Within A Dream
Edgar Allan Poe
Pablo Neruda
(12 July 1904 – 23 September 1973)
Robert Frost
(March 26, 1874 – January 29, 1963)
Maya Angelou
(4 April 1928 - 28 May 2014)
William Wordsworth
William Butler Yeats
(13 June 1865 – 28 January 1939)
Edgar Allan Poe
(19 January 1809 - 7 October 1849)
Langston Hughes
(1 February 1902 – 22 May 1967)
Rudyard Kipling
(30 December 1865 – 18 January 1936)
William Shakespeare
(26 April 1564 - 23 April 1616)
Roald Dahl
(13 September 1916 – 23 November 1990)
- Daffodils, William Wordsworth
- Still I Rise, Maya Angelou
- If You Forget Me, Pablo Neruda
- The Road Not Taken, Robert Frost
- If, Rudyard Kipling
- Caged Bird, Maya Angelou
- A Dream Within A Dream, Edgar Allan Poe
- Warning, Jenny Joseph
- Stopping by Woods on a Snowy Evening, Robert Frost
- Dreams, Langston Hughes


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I'm after a cheapish hard tail mountain bike to replace my Rockhopper that was stolen. Any suggestions? Anyone got anything lying about? Looking at 2-300 quid I guess.
Classifieds - Wanted
WTD cheap hardtail, pref North West
What size?
I'm 5'11" so medium or large I guess Boxelder.
Cheers Rich, think I fancied something a little blingier too though.
I have a Ragley MmmBop in 18" that I am thinking of selling, looking for £375 as a complete bike, or £300 without the wheels which are a bit on the heavy side...
Green frame, well used but perfectly functional, hope headset, Shimano brakes, slx levers with older deore/xt calipers and a few pairs of spare pads, Thompson seat post...the optional wheels are superstar dh rims on their evo hubs, I wouldn't mind keeping them really.
Email neil.d.coxATgooglemail.com for pics if interested,
Out of my budget that Neil
Topic Closed
This topic has been closed to new replies.


text:
Speakers Corner
It's free to register, to post a question or to start / join a discussion
A Spanish Plume
Likes # 0
Posted May 7, 2011 at 8:26AM
Learn something new every day.
I've just been on the Met Office website, looking at the surface pressure charts.
It appears we are in the path of a series of low pressure troughs, known as a "Spanish Plume".
- Tags:
- weather
Likes # 0
Posted May 7, 2011 at 8:48AM
Not to be confused with a Scottish soor plume.
Likes # 0
Posted May 7, 2011 at 9:34AM
The Spanish plume
was mentioned in a TV weather forecast a few days ago. I've not heard the phrase before, and I assumed it was dreamed up by someone in the media department at the Met Office.
Likes # 0
Posted May 7, 2011 at 11:03AM
I found this reference and description for a Spanish Plume that occurred in 1968 Spanish Plume
Likes # 0
Posted May 7, 2011 at 11:19AM
Quickbeam, a very informative link, thanks.
Likes # 0
Posted May 7, 2011 at 11:21AM
An interesting link - I'm the wiser for it.
I see we may expect to experience "obsidian skies, sonorous thunder, and riotous electrical fulmination" as a result of the Spanish plume, which makes me quite glad I'm not flying this weekend.
Likes # 0
Posted May 7, 2011 at 11:38AM
There really are some glorious constructions available in the English language!
Likes # 0
Posted May 7, 2011 at 12:02PM
As Dr. Watson might have asked 'I say Holmes, did you see that riotous electrical fulmination over the moors?'
'No Watson, but I heard the sonorous thunder, and glimpsed the obsidian sky, which leads me to surmise that we can expect some heavy aqueous precipitation within the hour.'
Likes # 0
Posted May 7, 2011 at 3:50PM
In 40 yrs of listening to a daily met brief in the RAF, I never heard the phrase before.
Likes # 0
Posted May 8, 2011 at 9:11AM
If you Google Spanish Plume the reference to this post has dropped to page 6 which suggests that lot of people are doing searches to find out what it is, which in turn suggests that it's quite rare to get one.
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Can't pass up an opportunity to post a great pic of Betty White. She's the subject of one of PBS' "Pioneers of Television" docus set to air in the winter and spring '08 on the pubcaster. I did a lengthy sit-down with Betty in 2000 when she was marking her 50th year in television, and I can confirm that she is as lovely, gracious, funny and sharp as you'd hope Betty White would be. She's only piled up about 25 credits since then, from voice-over work on "King of the Hill" to semi-regular stints on "That '70s Show" and "Boston Legal" and now the CBS soap "The Bold and the Beautiful." Once her career got going in the early-early 1950s, when she was on the air live for five hours on weekday mornings, spinning records, riffing on the day's news and generally shooting the breeze on KLAC-TV (better known today as KCOP-TV Los Angeles), Betty has never stopped. She's an inspiration; we should all be in such good shape if we're fortunate enough to see our 85th birthdays (as Betty did on Jan. 22). To me she's not just a pioneer of television, she's the reigning first lady of television.
Betty White, the first lady of television
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The New York Mets will open the season with Dillon Gee as their No. 5 starter, according to sources.
Gee received a strong push from prospect Rafael Montero.
The 28-year-old started for the Mets on Opening Day last season.
Gee has produced a 2.49 ERA in 21 2/3 Grapefruit League innings.


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Master Student living in Tokyo.
Love to travel and exploring diffrent cultures and communities.
I have a lovely apt that i like to rent when im out of town. Ive been renting with airbnb for years now. its a great system. Never had any problem and hopefuly wont have any problems in the future! Yogi, love eating healthy and nature.
You will fall in love with my neighborhood as its very unique and centered


text:
Winter Jackets - MensSave on Men's Winter Jackets at Proboardshop.com! Great selection of street gear at unbelievably low prices. Proboardshop has been selling Winter Jackets and outdoor gear for over 30 years and we're proud of it.
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text:
We weren't looking for each other.
Lucy would always be the one who was looked at. It was crazy to try to compete.
This has been a test.
I went to a Christian girls' camp, and I loved it.
Chronically stoked.
Daydreams versus real life.
In search of summer fun.
Hi, queen people! April's theme is BOTH SIDES NOW, which considers the many different answers to THE BIG QUESTIONS, whatever those are for you. If you've got a project or pitch about seeing things in a whole new light, please email it to firstname.lastname@example.com.
Rookie is a website for teenage girls. With monthly-themed content, we update three times every weekday, and once a day on weekends. Click here to find out where to send stuff you'd like us to see. Learn about the people who write this thing here.


text:
I have been programming almost exclusively in Vim since 1/1/2001, and I feel that Vim fulfulls all my needs as an editor/IDE, but I can't help but wonder if perhaps there have been some new killer features developed for other IDEs in the last decade that would allow me to be more productive than I can be using Vim. So I ask: What are the most important IDE features missing in Vim??
I miss the excellent refactoring support and code tips from tools such as Resharper. Regexs are powerful for code modification, but understanding the code as Resharper does is just a tad better IMO.
Fortunately I can get both Resharper and Vim in Visual Studio so I am happy.
The real question is: what do VIM have that IDEs are missing.
I find that refactoring would be a real nice thing to have. Changing a java package name in vim with lots of source files can be pretty cumbersome.
Originally the refactoring was the killer feature that made us switch from Emacs. I have now used Eclipse extensively for Java for the last 6 years, and I expect any replacement to have:
Plus some more :)
Edit: I occasionally miss the Emacs functionality inside Eclipse, but the Eclipse editor has become stronger so it is not so bad anymore. In this regard the Save Action allowing a Format at every save was a killer. This ensures that changes show up properly in the source repository.
Search in files: In most editors, there is a separate window doing the search in files, and simultaneously editing can continue on the main window. The search results are updated as and when they are found. Also the current results can be viewed by clicking on it, even when the searching is ongoing, without waiting for the entire search to be completed.(whereas in cim one has to wait till vimgrep/ctags has finished to view the results)
This is particularly useful for search in large number of files.
So basically something like a search in background and simultaneously show results which can be clicked on to view them simultaneously. (something like Microsoft Visual Studio 6.0 does)
The things I missed were code completion and debugging. That's why I started using eclim http://eclim.sourceforge.net/index.html so I could use vim for what it does best and eclipse when I actually need it. Try it out - it's a fantastic combination.
It's like the old question "What's worn under a kilt?"
Answer: "Nothing. Everything's in perfect working order!".
But seriously, I'd like to see a more intuitive (easy to use) help system added to Vim.
There is nothing missing in Vim that an IDE has. The only thing we could argue about is; Vim needs to be customized and IDE comes out of the box.
Let me comment the other answeres and how to solve such "needs".
As mentioned, use :make and learn how to customize it.
Use the very well known ropevim (for Python), it makes a great reafactoring tool. You won't need more than that. There are many others, search for your language.
I use this snippet together with mapping to TAB (I think supertab plugin does that)
in Vim is perfect, you just have to learn it's system. It has it's own conventions how are things organized.
I don't know for other languages than Python, but running pdb and !python % does it's job.


text:
Romeo & Juliet
Choreography by Stephen Mills
Photo by Amitava Sarkar
Tags: Amitava Sarkar, Ballet, Ballet Austin, Photo of the Day, Romeo and Juliet, Stephen Mills
This entry was posted
on Wednesday, August 3rd, 2011 at 10:45 am and is filed under Photo of the Day.
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MIT Graduate Student Researcher Interview Questions
Interview Experience
Interview Experience
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Getting an Interview
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Interviews for Top Jobs at MIT
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4 Candidate Interview Reviews Back to all InterviewsSort: Popular Date Difficulty
1 person found this helpful
Graduate Student Researcher Interview
I applied through an employee referral – interviewed at MIT.
interview process was fairly straightforward. Met with several different professors who asked about previous research experience as well as research interests and goals. Not very behavioral. Just a summary of previous experiences.
- Tell me about your previous research experience. Answer Question
Other Interview Reviews for MIT
1 person found this helpful
Graduate Student Researcher InterviewApplication Details
I applied online. The process took 2 days – interviewed at MIT.Interview Details
Submitted application, was invited to an interview weekend, spoke with professors and graduate students, all of whom evaluated me (including, yes the graduate students, even during social situations). Acceptance email was delivered within a week of interview weekend. Most applicants were accepted, with a few exceptions, mainly due to inappropriate behavior during social situations.Interview Questions
Accepted OfferPositive ExperienceAverage Interview
- Most questions were expected--describe research, etc. Answer Question
Graduate Student Researcher InterviewApplication Details
I applied through college or university. The process took 6+ months – interviewed at MIT.Interview Details
- Initial contact per Email (included resume, previous work experience, etc.)
- three recommendation letters were necessary
- followed by a Skype interview
- after that personal invitation for an interview
- The interview was relaxed and easy going. Mostly talking about former work experience and how this matches with the group. Evaluation of possible projects. No in depth scientific questions.Interview Questions
Negotiation DetailsTeaching obligations are negotiable.Accepted OfferPositive ExperienceEasy Interview
- I am getting 8 applications each day. Why should I hire you over the other applicants? View Answer
Graduate Student Researcher InterviewApplication Details
I applied online. The process took 4+ weeks – interviewed at MIT in October 2011.Interview Details
Wrote an email with my cv; then skype interview about what they're doing and what I'm going to do there; had to provide 3 references that were checked; got applied after references were spoken toInterview Questions
Negotiation DetailsDidn't negotiateAccepted OfferPositive ExperienceEasy Interview
- I knew one person there that was interviewed before; I told him that I could conduct some research on a different university. He obviously told them about it, so they asked me what I would do there and why I would prefer to work here. View Answer


text:
French Use Space Tech To Find Parking Spots 112
from the arguments-nasa-can-use dept.
We've improved Slashdot's video section; now you can view our video interviews, product close-ups and site visits with all the usual Slashdot options to comment, share, etc. No more walled garden! It's a work in progress -- we hope you'll check it out (Learn more about the recent updates).
We have the same thing at some commuter train parking lots in the Chicago area. Between two lots I know of, they combine for over 3,000 spots. And we didn't need freakin' NASA to create the technology
Ours are better here because they are not so outrageously French.
So the plan is to explore Venus by burying sensors around the planet and detecting when something parks on top of them?
At least the pioneers will be able to locate a parking spot quickly!
They're very small parking spaces. Ever seen a French car?
Simple solution, find park first then use smartphone to search for a park.
If he wanted credit, he'd post with his username and call Americans fat and stupid. Modded +5 in no time.
I may be fat and stupid, but you
"If truth is beauty, how come no one has their hair done in the library?" -- Lily Tomlin


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BlogView More
Standing in the Evil Day
…take unto you the whole armour of God, that ye may be able to withstand in the evil day, and having done all, to stand. (Ephesians 6:13) Did you know your giving contains a spiritual aspect? Guest minister Dr. Mark Barclay addressed that spiritual aspect this past weekend by talking about the truth that our…Read more
The Principle Thing
In whom we have redemption through his blood, the forgiveness of sins…(Ephesians 1:7–8) This week, Pastor Mac continued talking about our blood covenant by showing us how faith in the blood of Jesus opens to us all wisdom and prudence. There's not a situation in this life that we don't have the wisdom and capacity…Read more
What the Blood Does
…But strong meat belongeth to them that are of full age, even those who by reason of use have their senses exercised to discern both good and evil.(Hebrews 5:12–14) Pastor Mac continued teaching on Eternity: Eternal Ages Present and focused on our blood covenant with Jesus. He showed us that we can actually learn what…Read more
A Covenant of Blood
…As for Me, behold, My covenant is with you, and you shall be a father of many nations…(Genesis 17:3–6) This past weekend, Pastor Mac reintroduced us to his series: Eternity, and delved right into the subject of blood covenant. A covenant is so much more than a contract and the idea of covenant is thousands…Read more


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Reader comments are listed below. Comments are currently closed and new comments are no longer being accepted.
The Federal Reserve has debased the dollar and deserves the downgrade as politicians squabble on the Hill.
However, ratings agents must be consistent and other countries should also be downgraded considering the risk of sovereign default.
"The threat of default, previously unthinkable, is now a bargaining chip in Washington."
Indeed. So instead of blaming "politicians" as if they're all to blame, why don't you specifically point out the ones who decided to make default a bargaining chip? This faux-balance is part of the problem, because it imposes no cost on the extremists.
These rating companies should somehow be put out of business, though the idea of assessing, rating and publishing risks is a good one.
Their criteria are opaque and arbitrary, being mildly outspoken. And their ratings are indisputably unfair to many countries who are not considered "Western enough". How come Brazil and some other countries, which have shown for the last 10 years (at least) solid financial behavior, political institutions, responsible economic policies and so on - unlike most members of the G20 and of the Western club - have had a much lower average rating than any other country in the EU over the last 5 years? It's like racist / elitist prejudice exported into economics.
Actually I have a strong suspicion that the ratings are dictated and controlled to maximize the financial milking of some countries (like Brazil, Russia, India, etc) by the sharks of the Western Club - Wall Street, London, etc - who feel entitled to make the rest of the world work for them under a slaving scheme that uses soft, "smart" instead of hard, metallic handcuffs.
I find it strange that everyone is pointing towards the size of the debt of diverse countries to judge their risk of default.
The amount of the debt doesn't really matter that much. What matters is what all that money will be spend on. And here is where the USA has certainly made some prudent decisions, when using a few trillion dollars to keep the general economic system from complete collapse. But that's unfortunately just about all the good news.
The bad news is that no meaningful reforms in bank regulation have been made in the meantime and a lot of the stimulus money that came with the bailouts ended up sitting on corporate balance sheets ... and keeps on sitting right there with no sign of movement.
There is simply not enough demand by the people to justify investments, for a large part because they are still paying off the unreasonably large mortgages that they put on their houses during the days of the housing bubble. Now, the debt is still there will be there for decades, but the "value" of their houses evaporated in a matter of two years. And while they are paying back debts, they won't be able to consume or as much and the corporation won't have reason to invest as much as before. Somebody else will have to do the consumption and investment that the economy requires to run (because this is how wages and salaries find their way to the general population).
But the current political climate doesn't suggest such prudent use of money. Instead of investing, it is cutting back all expenditure - ruining demand for consumption and investment and thus economic activity.
There are a lot of ways in which additional debt could be used to good effect by the government with an investment horizon of a few decades (and government tend to be the only institutions these days who can afford such investment horizons). The interest rates for such long term debt have now turned negative. The government could get money for taking up debt because nobody has any good idea what to do with their money! It can't possibly be that hard to find something to do with money that will do more good than just letting it sit around, can it?
Be it universal health care, education or infrastructure - the boring old stuff that people keep talking about and/or take for granted - not realizing how exciting all the stuff is that you can do with a healthy and properly educated population that can use all the miracles of properly maintained streets, reliable train service, fast internet connections and so on and so forth ...
The government not seizing this obvious opportunity and instead being paralyzed deciding between cutting expenditure and cutting taxes - or cutting expenditure a little less and not cutting taxes is reason enough to declare it insane ... and justifies a rating much worse than AA+.
Politics in New Zealand: A Winston win
Containing Iran: The Sunnis strike back
Middle East and Africa
The Amanda Knox verdict: Innocente
Harry Reid's retirement: Republicans get their wish
Democracy in America
The week ahead: Open to investigation
Emerging markets: Predicting the next crisis
Free exchange
Nuclear talks with Iran: Distrust and verify
Middle East and Africa
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Michael Jackson's Neverland estate being considered for sale
LOS ANGELES (Reuters) - Late pop singer Michael Jackson's Neverland estate is being considered for sale, a spokesman for the company controlling the property said on Friday.
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Not sure what the exact variety is…
Planting Data
06 Apr 2011
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La Mirada
Not sure what the exact variety is…
Established day 0
La Mirada
Folia provides a user-friendly dashboard tool to help users know what plants are being sown and harvested, as well as weather forecasts, seed organizing, and photo organizing so that your garden can grow at its best.
diwani's kaymito/star apple/milk honey fruit is Established less than a minute ago
Carol's Tomato 'Tropic' is Moved less than a minute ago
Carol's Pumpkin - Kent is Sprouting less than a minute ago
Want some super cool badges to stick on your blog? What about a funky widget that shows everyone what you are growing? Sounds like you need to get over to our Goodies page pronto!
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Our Therma Base™ Tech Fleece is our long sleeve, mid-weight, crew neck technical fleece pullover with side and back piping. A partial rib modified neck opening and player ID neck label give this piece an instant cool factor, and hand warmer pockets keep you comfortable. Our Therma Base™ technology builds in comfort, breathability, insulation, and stretch to your soon-to-be favorite 100% polyester brushed fleece, which comes in Pro Royal/Pro White. Authentic Kansas City Royals logo and center back MLB silhouetted batter transfers complete the look.
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The Top 10 In Action Sports
01Sailing Into A Cyclone: This Has To Be One Of The Most Dangerous Races On Earth
02Ever Wanted To Own Your Own Ski Resort? Now You Can... For Just $900,000
03This is What Happened When Three Pros Tried To Go Mountain Biking on a Glacier
04Dirt Jumps, Zebras and A Motocross Legend: This Red Bull Feature is Essential Viewing For Any MX Fan
05Introducing The Greatest Skateboarder You've Never Heard Of… And He's Only 11 Years Old
06This is What It Looks Like To Break The World Record For The Fastest Time on a Bike
07This All-Action Edit Encapsulates Every Single Reason We Should All Love Motocross
08A Glacier The Size Of Manhattan Has Disappeared, And These Guys Got It On Film
09Cork 720s and Flipping Madness: The World's Best Slopestyle Stars Just Opened the MTB Season in Style
10Win a Holiday for 2 in Chamonix with Three #holidayspam
Onboard: Daniel McCanney Fast Eddy GBXC NORC Enduro Drift Ghost POV
A Motocross video by thisisamped - 3,134 views
http://thisisamped.com http://amped.mx http://facebook.com/thisisamped World Junior SuperEnduro Champion, Daniel McCanney takes our Drift HD Ghost camera around the track at the Fast Eddy SuperSprint at Rogershill on Sunday where he finished 2nd overall behind fellow Manxman David Knight. Photo Credit - EMX Photography - https://www.facebook.com/pages/EMX-Photography/186818458016109?fref=ts
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The College of Social Work
We collaborate with the local, national, and international community to promote social well-being and social justice through dynamic teaching, research, and service.
USC Office of Research honors Professor Aidyn Iachini
Congratulations to Professor Aidyn Iachini, who has been selected as one of 6 USC 2015 Breakthrough Stars.
When Mike Ottone's daughter asked him what he did at the Department of Juvenile Justice, he came up with the simplest answer possible. He told her that he works with kids who have problems that they can't figure out, and he helps them work through the answers.
Second year MSW student, Lt. Morgan accepted command of Headquarters and Headquarters Company of the 2ND Battalion, 345TH Regiment, Combat Service/Combat Service Support, Training Support Battalion.
Donor Spotlight: John C. von Lehe, Jr.
John C. von Lehe, Jr. recently endowed a fund, the Agenora Adams von Lehe Endowed Fellowship Fund, in memory of his mother, Agenora Adams von Lehe.
WLTX News: USC Grant to Train Health Care Providers in PTSD
A new grant from the wounded warriors project will help health care providers in parts of our state learn to better diagnose and treat Post Traumatic Stress Syndrome.
College of Social Work Notes
Scheyett, A. & Smith, C. Being a New Dean or Director, Annual meeting of the National Association of Deans and Directors of Social Work, March, 2015.
Foster, K., Bowland, S.,& Vosler, A. All the pain along with all the joy: Spiritual resilience in lesbian and gay christians. American Journal of Community Psychology. 2015.010.1007/s10464-015-9704-4. http://link.springer.com/article/10.1007/s10464-015-9704-4


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Apr 07, 2011; Vancouver, British Columbia, CANADA; Minnesota Wild forward Matt Cullen (7) and Vancouver Canucks forward Maxim Lapierre (40) collide along the boards during the second period at Rogers Arena. The Vancouver Canucks won 5-0. Mandatory Credit: Anne-Marie Sorvin-US PRESSWIRE
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Been doing this for over 30 years, THIS is the place to capture your next audience.
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What color is your Blanco Silgranit?
I keep flip-flopping between a copper farmhouse sink and the Blanco Silgranit. Love the look of copper but I've read such great things about the silgranit. I won't do black because our water is so hard, but I'd love to hear how easy the lighter colors are to keep.
Oh! and pictures!
If I could afford it, I would have gone with copper - but it is not maintenance free!
We have cafe brown silgranit - so a darker color - I was aiming for truffle but just wasn't quite right for our countertops (but would have made the backsplash easier)
I have Biscotti. It never looks dirty. I once had a little blackberry stain that I wiped off with baking soda. No scrubbing needed. Previously I had a white porcelain sink and what a PITA.
Silgranite II has been out a few years and is more stain-resistant than the original ones, so you might want to ask how old a sink is that has staining problems.
In my present kitchen, I have Biscotti, which I've had for 6 years. The best way to keep it clean IMO is using the Mr Clean Magic Erasers. I tried everything before that without the same results.
In my new home, I purchased Truffle and am really looking forward to getting in there to use it:)
Blanco Silgranit is a fantastic sink!
Truffle - love it From marguerite during
Biscotti and Truffle are my top 2 choices so it's great to hear you all love them.
breezygirl that silver is pretty. And I've got to ask about your counter around the prep sink. Gorgeous! What kind of wood and how do you maintain it with a sink in it?
Thanks for the pictures everyone. I'm starting to lean toward this only because of the maintenance aspect.
Anthracite. I like the dark Silgranit colors of anthracite and cafe brown - they are rich and show nothing, and I like the contrast with my counters. The anthracite seems to set off our faucet like jewelry. Just my personal preference.
I have (uninstalled, in boxes) biscuit to go with my Witch Hazel corian countertop.


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2014 D.C. United Holiday Gift Guide
This year, give the gift of soccer! No matter who you're shopping for, we've got you covered.
Please note: The DCU Team Store is hosting an online sale from Black Friday through Cyber Monday. All items will be marked down 60% off, using promo code: SIXTY.
Q&A: Nolan Sheldon completes his French Federation Football course
You're wrapping up a nearly two-year French Football Federation (FFF) coaching course. Can you explain what was included in the curriculum?
D.C. United Statement on Marion Barry
D.C. United is saddened by the passing of Ward 8 Councilmember and former Mayor Marion Barry. He was an iconic leader and will be remembered as unmatched champion for the District of Columbia.
D.C. United on the Rise in 2014: March
Coming off of a long offseason, complete with many roster changes and a Carolina Challenge Cup championship, D.C. United needed just a couple of games to get its turnaround season off the ground.
Record: 0-2-1
2014-15 CONCACAF Champions League championship stage schedule announced
D.C. United will face Costa Rican side Liga Deportiva Alajuelense on the road Feb. 24 before a return leg at RFK Stadium on March 4 as part of the 2014-15 CONCACAF Champions League championship stage schedule unveiled by CONCACAF.
D.C. United is the top seed among the final eight teams in the regional competition after posting an undefeated 4-0 record in the 2014-15 CONCACAF Champions League group stage. The Black-and-Red defeated Panamanian side Tauro FC and Jamaican side Waterhouse FC both home and away.
Where are they now: 1999 MLS Cup starting XI
On November 21, 1999, D.C. United won its third MLS Cup by defeating the LA Galaxy 2-0 with goals coming from Ben Olsen and Jamie Moreno. So, we took a look at where the starting XI of the championship team is today.
Cranksgiving with D.C. United
D.C. United will be teaming with Bike to the Beach this year to give back to the community through a 2-wheeled food drive called Cranksgiving. The event, which takes place on Nov. 22 is part bike ride, part food drive, part Autism-awareness campaign and part scavenger hunt. That's an awful lot of awesome!
Head Coach Ben Olsen, three D.C. United players named finalists for 2014 MLS awards
Three D.C. United players and Head Coach Ben Olsen are among the finalists announced for Major League Soccer's 2014 year-end awards. Three finalists were named for each award, including Olsen for Coach of the Year, Bobby Boswell for Defender of the Year, Bill Hamid for Goalkeeper of the Year, and Steven Birnbaum for Rookie of the Year.
Artist designs Home and Away Jerseys for DC, Maryland and Virginia
As seen on mlssoccer.com, Nick Leimbach, a fan and designer, created home and away jerseys for all 50 states as well as DC. Each jersey represents the state depicted, and we think DC, Maryland's and Virginia's are pretty awesome. Check it out below and click here to see his entire gallery.
DC Home and Away


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Member Area Login
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Click here to join
Quick Links
2014 Statewide Sponsors
Welcome to the West Michigan Chapter of the APA website!
Lighting the way for Payroll Professionals...
Welcome .... to the site of the West Michigan Chapter of the American Payroll Association. We are dedicated to providing networking and educational opportunities for the payroll professionals of West Michigan. Our members come from all over West Michigan including Grand Rapids, Holland, Kalamazoo and Lansing. Feel free to browse our pages, see who we are, what we're doing, and please contact us if you have any questions.
Congress is the Premier Payroll Event of the Year!
The 33rd Annual Congress brings you workshops, networking opportunities, and recertification credits! At Congress you are able to choose from more than 200 workshops over 4-1/2 days and earn up to 30 RCHs, 3.0 CEUs, or 36 CPE credits! Congress offers a wide variety of educational workshops; the world's largest payroll, accounts payable, and finance Expo with over 100 exhibitors; and countless networking and motivational opportunities among 2,500 attendees.
Congress 2015 is being held at the MGM Grand in Las Vegas, NV, May 5-9, 2015. Click here for more information or to register for this event.
Make your Hotel Reservation now for the 2015 Michigan Statewide Payroll Conference!
"Fire Up Your Payroll Knowledge" and plan to join ...
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Cruise News
Mini cruises - the perfect start for cruise virgins
For anyone thinking of cruising for the first time, a mini-cruise of just two or three nights is a great way to find out if you'll enjoy life at sea.
It also allows you to enjoy a few days away, without a major commitment of time or money.
In fact, a mini-cruise can be the perfect city break, representing good value for money and an easy way to visit several attractive ports of call in a long weekend.
For 2013, Fred. Olsen Cruise Lines offers its biggest ever programme of mini-cruises, a choice of 13 itineraries, aboard all four of its ships – Balmoral, Braemar, Boudicca and Black Watch.
They depart from a wide choice of regional ports – Southampton, Dover, Newcastle, Greenock (Glasgow) and, new for 2013, Liverpool, Harwich and Belfast. This means more people than ever can try a mini-cruise from a conveniently local port.
From 2013, over 90 per cent of the UK population will be within a 90-mile radius of a Fred. Olsen departure port.
Itineraries are also varied, visiting popular weekend break destinations, such as Amsterdam and Dublin, or beautiful French ports, like Honfleur and Rouen. You can cruise north, right up to Kirkwall in the Orkney Islands, or south, to Guernsey, in the sunny Channel Islands, visiting pretty St. Peter Port.
Prices for a mini cruise start from £199 per person, based on two adults sharing an inside twin cabin.
Special Offers More..
Great value offers as first CLIA River Cruise Weekend sets sail
27 March 2015
To celebrate the first-ever River Cruise Weekend, some of the world's leading river cruise lines are offering a host of… More...
At a Glance
Related News More headlines...
Black Watch gets ready for inaugural cruise season from Liverpool
25 March 2015
Fred. Olsen Cruise Lines' popular veteran, Black Watch, is due to commence her first-ever cruise programme from Liverpool on Tuesday… More...
Fred. Olsen Cruise Lines record £4.5m sales bonanza following launch of 2016/17 itineraries
11 March 2015
Fred. Olsen Cruise Lines rang up its highest-selling day ever, taking £2.1m in revenue on Friday (6 March) following the… More...
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Junior Member
Hi League,
I think that it would be a very profitable decision if you put rp on amazon. The other day i got a $50 amazon card and i really want to buy RP. Please take this into consideration.
Senior Member
Wrong Forum.
OT: I think it would be profitable for you to buy a new headset with that card.
© 2015 Riot Games, Inc. All rights reserved. Riot Games, League of Legends and PvP.net are trademarks, services marks, or registered trademarks of Riot Games, Inc.


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text: Japan's Nakao elected new ADB president on Dec 31, 1969 @ 7:33 PM Takehiko Nakao, a former Japan vice minister for finance, has been elected president of Asian Development Bank, the Philippines-based lender announced Friday. Nakao, 57, replaces compatriot Haruhiko Kuroda, who stepped down last month to become governor of Japan's central bank. Nakao, a former vice minister of finance for international affairs, will assume office as ADB's ninth president on Sunday, P. Chidambaram, chairman of the ADB board of governors, said in a statement. "His extensive experience in international finance and development and broad and deep knowledge of the Asian region will serve ADB well in pursuing its vision of an Asia-Pacific region free of poverty," Chidambaram, who is also India's finance minister, said. Nakao, who ran unopposed, will serve the unexpired term of Kuroda to November 23, 2016, the bank said. The ADB, which has 67 member countries and territories including Japan and the United States, helps its developing members tackle poverty by providing loans, technical assistance and grants for a broad range of development activities. It approved $21.72 billion worth of financing in 2011, according to its own data. cgm/dan


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Moms and Neighbors fundraiser focuses on community
If you're ever feeling down on the world, just ask any of the members of Moms and Neighbors for a pick-me-up story.
The group helps struggling families and teens in the Rosemount-Apple Valley-Eagan School District by providing unexpected gifts, and they've got some pretty heartwarming tales to share.
"There's nothing better than hearing from the counselors how we've impacted someone's life," said Sara Haugland, a member of the group.


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Management Of Peripheral Neuropathy
Here's a taste of what TheBody.com has to offer on this topic:
Ask the Experts
reversing neuropathy (TREATMENT OF PERIPHERAL NEUROPATHY, 2010)hi, just want to know if there is anything i can do to reverse neuropathy in my toes and feet. i am 46, male, fit and healthy, v/l undetctable, cd4 approx 500. i am told it was caused by stavudine which i stopped taking about a year ago, greatly...
Response from Robert J. Frascino, M.D.
The Robert James Frascino AIDS Foundation...promising treatment options becomes available. In the meantime, I'll try to stay "rock hard."Dr. BobUnderstanding and Managing Peripheral Neuropathy (http://www.sfaf.org/files/site1/asset/beta_2010_winspr_neuropathy.pdf) Read more »
Neuropathy problemI started taking efavirenz,tenofovir,lamivudine in November 2008, ever since i have pains in my... Read more »
Will My Peripheral Neuropathy ever go away?I have had HIV since 1984, AIDS since 1998, and peripheral neuropathy since 1986. My viral load is... Read more »
Understanding and Managing Peripheral Neuropathy... Table of Contents Introduction A Snapshot of the Nervous System Clinical Features of Peripheral Neuropathy Development of DSPN Diagnosing DSPN Risk Factors for DSPN Neuropathy Management DSPN Therapies Conclusion Read more »
Manage Peripheral Neuropathy... I was recently diagnosed with peripheral neuropathy. I still have feeling in my fingers, but I've lost most of the feeling in my toes. Do you have any advice on ways I can manage Read more »
An Update on the Diagnosis and Management of HIV-Associated Peripheral Neuropathy...update on this important topic. Clinical data from the pre-HAART era document that one third of HIV-infected persons experienced peripheral neuropathy (PN). Perhaps the most important point of the whole presentation was not only that the... Read more »
HIV News & Views, October 28, 2010...tips you can share with your doctor to maximize the chances that your claim is accepted. Understanding and Managing Peripheral Neuropathy Peripheral neuropathy is the most common neurological disorder in people with HIV. It can be a... Read more »
Connect With Others
Posted by Anonymous, 2 RepliesWould PN at 11 weeks after infection be fairly inconsistant? What I am experiencing started a few days ago and began with tingling feet and arms (not hands). All limbs had pins and needles later that night, at the same time. Since then I have had... Read more »
Seroconversion and Peripheral Neuropathy
Posted by Anonymous, 2 RepliesThis is a question for anyone who is living with HIV or who has recently been diagnosed as HIV positive: Did any of you experience the numbness/tingling in the feet, legs, hands and arms during your seroconversion? If so . . . for what period of... Read more »
Peripheral Neuropathy
Posted by Anonymous, 1 Reply...dear jackie blue, my doctor says that i have Peripheral Neuropathy,but my elizer test is still neg at 8-9months. should i need to keep testing until one year.... as im very stressed out.i recently Read more »
Seroconversion and Peripheral Neuropathy
Posted by Anonymous, 1 ReplyThis is a question for anyone who is living with HIV or who has recently been diagnosed as HIV positive: Did any of you experience the numbness/tingling in the feet, legs, hands and arms during your seroconversion? If so . . . for what period of... Read more »
Resource Centers
Guides for People With HIV


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A Room-by-Room Guide to Cleaning Your Home and Simplifying Your LifeDiscover new ways to clean your home and simplify your life in this handy and creative guidebook.Does your house bulge with clutter? Are your possessions weighing you down? Is your home an unorganized mess?Turn it around-ban sagging shelves, bulging cupboards, and bursting closets-with this fun and effective guide. In a step-by-step, easy-to-follow approach, the authors suggest ways to change
Destruction, Loss, Rescue, and Redemption along the Mississippi RiverThe people that will be most affected by a "greater Cedar Rapids" were staying home, or were still coping in FEMA trailers where the water pipes routinely burst in the harsh Iowa winter, or were living with relatives, or had simply disappeared and moved on or given up. They had sold theirflooded houses for a song or had taken out a mortgage at the age of seventy. They were buried under massive
Winning Tips For Texas Hold'emMake The Next Poker Hand You Play A Winning Hand! Want to stop leaving your chips on the table and start taking more winnings home? How about moving from your Wednesday night game to the big time? The Portable Poker Pro can boost any player's game--whether you're a beginner, intermediate, or advanced player! This easy guide to hold'em poker will teach you the strategies, techniques, and nuances
The Ultimate Argument Settler This book holds the answer to every poker argument, standstill, or face-off imaginable. Experts Lou Krieger and Sheree Bykofsky provide answers to hundreds of tough questions like: • What is the minimum raise in a no-limit game? • Can you bet and raise with a single chip? • Can you cut a deal at the final table? • Do players have the right to see the
Secrets The Pros Won't Tell You About Winning Hold'em PokerIt takes a special book to take a player to the next level, and this is that book. --Amy Calistri, Poker School Online While other highly touted books on hold'em poker offer enough tips to turn a committed beginner into a moderately successful player, none offers the strategies needed to turn an experienced player into a consistent winner--until now. This guide even goes one step further by
The Complete Idiot's Guide to Getting Published, 2EGetting a novel or other work published remains one of the most mysterious processes in business today. For writers, the mystery of getting published resides in unanswered questions. Do I have to have an agent? What will an agent do for me? How does publishing work? How much do I get paid? How do I protect my work? And most importantly, what happens in those mysterious agent/author lunches? Using
The Complete Idiot's Guide to Publishing Magazine ArticlesYou're no idiot, of course. You have a reporter's eye, a poet's touch, and you absolutely love to write. Stories, journal entries, letters to the editor - you name it, you know you can write it. But when it comes to selling your ideas to magazines, newspapers and web sites, you feel like the less said, the better. Seeing your words and wisdom printed in black and white seems like a lot more
The Ins and Outs of PublishingThis is the one book most authors wished they had before they took a bite of the publishing apple. USA Today Bestselling author, Renee Bernard ; National Bestselling author, Naleighna Kai ; Award-winning authors J. L. Woodson , Martha Kennerson , Susan D. Peters , L. A. Lewis , and Janice Pernell ; along with D. J. McLaurin , Joyce A. Brown , Valarie Prince , Candy Jackson , and Tanishia Pearson
Advanced Limit Hold'em StrategyAdvanced Limit Hold'em Strategy is a revolutionary book. Top limit hold'em players have techniques that have never been fully explained... until now. Barry Tanenbaum has played winning middle limit hold'em for over twenty years, and has been a full time professional for six. One of America's top poker coaches, he fully understands these techniques and, in this book, he explains them. Barry breaks
A Guide to Navigating Gay DatingGentlemen, does any of this sound familiar? • You meet a great guy, go out on a great date—and then never hear from him again. • You go out to a hot bar or nightclub, but you can't make a meaningful connection. • You do your best, but sometimes feel like you're invisible to other gay men. • You are afraid that you've let a failed relationship eat away at your self-esteem. If so, you're not alone.
How to Write Reference LettersFrom time to time, your friends, relatives, and business associates will need you to write character references, letters of recommendation, introductions to business colleagues, reference letters to college admission boards and committees, and nominations for awards. Writing that letter or email puts your friend, family member, or colleague in the limelight—and banks a favor for your own future.


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Collateral Underwriter and the Future of Appraising $89.00 (7 Hours) Skokie
- Business & Professional
- Double Tree by Hilton Chicago Northshore, Skokie IL
Fannie Mae Selling Guide (7 Hours CE) Elk Grove Village
Tuesday, March 26, 2013 from 8:00 AM to 4:30 PM (CDT)
Guidelines (7 hours): This seminar has been developed to assist the practicing appraiser to understand the policies developed by Fannie Mae that lenders must follow for loans to be eligible for purchase.
Continuing education credit currently approved in the following states (7 hours): AL, CA, GA, IL, LA, MO, MS, NM, OK, TN, TX
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Fire claims diner owners century-old home
Pierces 14-year-old cat, Stud, still missing
By: Michelle Williams - Texarkana Gazette
Staff photo by Jerry Habraken • Members of the Texarkana, Texas, Fire Department put out the remaining hotspots of a house fire Sunday afternoon on the 1200 block of Wood Street.
Hazel Pierce lost a home filled with treasures, gathered over a life time, to fire early Sunday.
But, the material losses didn't create the greatest grief for her.
Published: 04/07/2014
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