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Celebrating Women's Equality Day
Today is the 93rd anniversary of the certification of the 19th Amendment which granted women the right to vote. Thanks to the incredible and fearless work of women's advocates such as Susan B. Anthony, Elizabeth Cady Stanton, Ida B. Wells, Alice Paul, and many others, today women not only have the right to vote, but are having conversations about how to "Lean In" while demonstrating leadership that is changing the world.
Women today have made great strides and are contributing to our global community in a way that was unimaginable a century ago. Women outpace men in higher education, make up nearly half of the workforce, and hold half of middle management position. This said, we have a long ways to go. We continue to have debates about women's rights and exactly what that means. Our discussions on reproductive justice, equal pay for equal work, and work/family balance demand ongoing evaluation of the ways women persist to endure injustice. Violence against women continues to be a serious concern in every culture and women's rights are violated everyday around the world.
We must celebrate the achievements of our foresisters and forebrothers who risked everything so that women today can push forward in the ongoing pursuit for justice. Celebrating Women's Equality Day is an opportunity to acknowledge their sacrifices, honor their successes, and embrace their spirits. But we mustn't settle for a society that has accepted the ongoing marginalization of women. Rather, we must be inspired by the example of those who have worked for justice and continue to model their courage.
If you are looking for some inspiration today and need a reminder of what Women's Equality Day is all about, consider watching Iron Jawed Angels, an HBO film about the suffrage movement and the triumphs of women who put their lives on the line for the right to vote. I promise you won't be disappointed.
Gina Messina-Dysert, Ph.D. is Dean of Graduate and Professional Studies at Ursuline College.
Tips For My First College Class
These tips will always help whether it's for the first class of your college career or the first class of the semester.
My most important tip is to always be on time, professors always look to see who comes in late and some even take away points if the same student keeps showing up late.I always try to show up earlier, at least ten minutes so I can prepare myself for the class. If I know I won't be able to show up for a class, I email the professor just to let them know ahead of time.
Another tip I have is to check the syllabus the night before the class just to double check if anything is due or if I should have read something important that I missed. This always helps me especially when the class has a lot of assignments due in the semester.
Whenever I get the syllabus, I always write all the exams and assignments for each class in my planner so that I know exactly which class to focus on and when. I always try to stay organized with my notes by having a binder for the class, especially when I know the professor uses power point hand outs.
Zaneta, Nursing 2015
#UCStyleFiles Fall in Love!
If you missed Fall Fashion week, don't fret! I have you covered for Fall 2013 style trends.
Pantone's top 10 colors for fall includes the color of the year, emerald. These dramatic jewel tones exude drama and luxury, while the earthy neutrals bring balance and warmth.
As for trends, leather in contrast with soft drapey sweaters, sleek military style blazers and jackets are a necessary staple in your fall wardrobe. Below is some runway inspo from Fall Fashion Week:
Even if you're not dressing for the runway, it's easy to create these designer looks for fall on a college student's budget. Can't wait to see you on the UC Concrete Catwalk
Team "Nursulines" Participate in The Dirty Girl Mud Run
Early in the morning of July 20, 2013, before we even knew about the tornado that had ripped through our campus just a few hours earlier, six faculty and staff from Ursuline College started driving toward an off-roading course in Garrettsville, Ohio in the drizzling rain. We had been planning this outing for months. Five of us in Nursing had formed a walking team on the Arrows Walking Club in the fall of 2012 and later, on a whim, signed up for a 5K called the Dirty Girl Mud Run. I will confess here and now that it was my idea, and that the only way I (Patti Stephens) was able to convince Betsy Beach Mosgo, Christine Wynd, Kathy Rogers, and Becky Mitchell to go along with me was to ensure them that 1) we did not have to run the course (we would walk it) and 2) there was a detour option around every obstacle.
The Dirty Girl Mud Run is similar to other obstacle course runs that have become popular in recent years, with one main difference: the goal is not competition, but team-work. This event is also only open to women, and a portion of registration fees are donated to support the early detection of breast and ovarian cancer (see below or visitgodirtygirl.com for more information). For these reasons, I thought it would be a perfect activity for a walking team from a women's college! We also invited others in the Arrows Walking Club to register with us, and were thrilled when Sue Kramer from the Registrar's Office decided to join our team, which we had dubbed "Nursulines."
Several of us started driving that morning at approximately 6:45 a.m. and soon received the text message alerts about the tornado at the school. This is mainly what we discussed while driving and meeting in the parking area before our heat of the event began. There was a steady drizzle, which didn't dampen our spirits nearly as much as it drenched our custom-made nurse caps and fuzzy pink mustaches, nearly all of which were gone by the time we reached the finish line!
Because of the record rainfall this summer, the course, which is normally for Jeeps and other off-road vehicles, was much wetter than usual. The water obstacles, aptly dubbed "H2OMG,"were much deeper than normal and we helped each other through them in various ways, such as sending a scout ahead to announce the location of particularly large, jagged, or slippery rocks. We also held on to each other for balance throughout many portions of the course. At this point, Christine Wynd could be heard asking, "Whose idea was this again?"
There were horizontal and vertical rope obstacles, mud pits, steep hills, inflatable tubes to crawl through, and giant slides. Amazingly, we all made it through the course with only minor scrapes and bruises, plus a few cases of whiplash from the last giant inflatable slide. Not every team member attempted every obstacle, but no one had to do an obstacle alone. Kathy Rogers commented that the "feeling of bonding" due to the "common goal" was what made this event exciting for her. I, too, was surprised by how much we had to depend on each other to get through the course. I had envisioned a fun event which would be a nice team-building activity; I had not realized how hard we would have to work not only individually but collectively to get through all of the various obstacles. Becky Mitchell's rope-climbing research paid off as she coached us on how to get up the vertical rope ladders, and watching the teams ahead of us helped us strategize how to cross the vertical rope obstacle as well. The ropes weren't the most challenging obstacles, however; the "Utopian Tubes" challenge, which consisted of crawling on hands and knees in the dark through knee-deep mud full of stones (and who knows what else) was painful both physically and mentally!
After our triumphant celebration at the finish line (see photo of us covered in mud), several of us stopped by the campus on our way home to view the damage from the tornado. Sue Kramer waxed philosophical about the parallel between the way the tornado spread nature all over the campus that day and the way our Dirty Girl Mud Run team ended up covered "in nature" (as neurotic TV detective Monk would say). To carry the analogy one step further, I saw how our walking team had to work together to overcome the physical obstacles which blocked our path on the course; similarly, our Ursuline Community will need to work together to overcome the obstacles that mother nature imposed on us during the tornado. Betsy Beach reminded us repeatedly that the Dirty Girl Mud Run was "not a nature walk" and later commented that "facing challenges and overcoming obstacles is the Ursuline way," which is also a great thing to remember at this difficult time of recovery from the tornado.
With the joint goal of empowering women to lead healthy lifestyles, Dirty Girl and Bright Pink will urge the hundreds of thousands of women who participate annually in Dirty Girl events to be proactive with their breast and ovarian health.
Dirty Girl is a for-profit company that believes strongly in the cause of finding a cure for breast cancer, in educating women about health and in supporting cancer victims and survivors. Dirty Girl will be contributing $250,000 to Bright Pink in 2013 to further this mission.
Dirty Girl Mud Run also provides free registrations to cancer survivors who want to muck it up in the mud at one of the 60 events across the county.
Dirty Girl is honored to have Bright Pink as an official charity partner and we look forward to sharing in their mission by encouraging this critical mass of women to understand the signs, symptoms, and risk factors of breast and ovarian cancer.
#UCStyleFiles Share What You Wear
While serving as the 2012-2013 president of Fashion Focus, I wanted to make sure that our club would have the opportunity to take part in a very special project that is very dear to my heart. My love of fashion plays such a huge part in my life, I've chosen to base my career around it so I can share my passion for style with others. And by default, I am an avid collector of beautiful things, and I wasn't the only member of Fashion Focus who finds herself buried alive in clothes with an overflowing walk-in closet, or dorm for that matter. We could definitely work with that!
Fortunately, I knew of an organization that would be the perfect fit for Fashion Focus as well as a solution to my overflowing closet, "Share What You Wear." "Share What You Wear," is a non-profit charity program at Orange High School which began after Orange High School Students Zoe Baris and Samantha Zabell volunteered at the National Council of Jewish Women/Cleveland Designer Dress Days. Zoe and Samantha were inspired to do something meaningful and helpful for others. Zoe and Samantha decided that donating their new and gently worn clothing for children from newborn to age 18 would fill an important need for kinship families in the Cleveland community. Six years later, Zoe and Samantha have done just that, leaving an even bigger legacy which continues to grow each and every year. Samantha and Zoe are truly girls after my own heart. To Zoe, what is most rewarding about this experience has been "to see my vision turn into something that has surpassed my wildest expectations, from collecting tens of thousands of items to helping thousands of children and getting the entire community involved, it has truly been a dream," she says.
After the collection of the clothing throughout the school year, the "Share What You Wear" event in August is hosted with the help of student volunteers. This event gives local families in need and (the children in their care) a chance to experience what can easily be described as a "dream" shopping trip. Back to school shopping was (secretly) a favorite part of my childhood and almost something to have easily taken for granted. Over the years "Share What You Wear" has continued to evolve. Zoe explains, "It started out in a barn where each child was allowed a certain number of items that were "bought" with Share What You Wear bucks, to now allowing each child to leave with unlimited amounts of anything they want. The first 4 years the items were organized in my basement until the final August event, and now everything is housed in a warehouse provided by NCJW to accommodate all of the clothes, a result of the incredible involvement of the community."
Zoe and the legacy of "Share What You Wear" have a bright future ahead of them. So what does the future hold for "SWYW" and co-founder Zoe Baris? Zoe assures us that "the future is so bright and endless for SWYW." According to Zoe, the success of SWYW will continue for years to come because "There is no limit to the amount of people it can help and the amount of good it brings to the community." As far as Zoe, her future is just as bright. Zoe reveals, "I plan on using the same skills that I have built upon since SWYW; my creativity, entrepreneurial skills, my background in business, and my desire to give back to create an amazing future. I have one semester left in the Ross School of Business at the University of Michigan, and I plan on learning as much as I can and meeting as many people I can to help me fulfill my dreams."
This year, Orange High School Senior, Jordan Davis took charge and helped organize the 2013 "Share What You Wear" event. (Click here to read about Jordan's successful clothing drive at Orange High School). As a 2009 graduate of Orange High School myself and a native of Pepper Pike, Ohio, there was no hesitation for me to ask how Fashion Focus and I could help!
Fashion Focus was able to organize a campus wide clothing driving starting on April 1st, ending the last week of classes. We also were able to lend a hand to help Jordan fold, sort, and box the clothing for pickup, and help set up for distribution event this week at the Tudor Arms Double Tree hotel. And the rewards of this experience are endless. It's such an amazing feeling to have contributed to this amazing program and to see the end result of Zoe and Jordan's hard work. I feel so lucky to gotten to know these incredible friends of mine. <3 SO PROUD!
Want to learn more about Zoe Baris and Share What You Wear? Click below to view a collection of articles
RA Advice: Preparing for Dorm Life
Move-in day is fast approaching. Faced with the daunting task of stuffing one's life into a suitcase, many students — especially freshmen — may be nervous about packing for dorm life. Rest at ease with some advice from our own Resident Assistants.
"Communicate with your roommate ahead of time so you know what commodities the other is bringing." -Rhianna McChesney, AYA Integrated Language Arts & English
"Bring what you think you will need, but definitely be prepared to send some things back home as you will have limited space." – Natalie Huggins, Language Arts & Math Education
"I would advise to freshmen to pack lightly and only bring what you need because you are going to end up sending some stuff back with your parents! Also you will get most of your items that you want while you are here.This happened to me my freshmen year! I would make an agreement with my roommate on who is bringing what to avoid from bringing two TVs since there is only one cable source. I would bring a mini fridge and surge protectors because you can not have extension cords in the dorms(fire hazard). Lastly! Less is more! Good luck and see you at move in day!" -Keith Reeves, Fashion
"Bring a positive attitude! Our goal in the halls is to have fun!" -Kelsie Kirchartz, Nursing
Gym Gone but Spirit Isn't
Greetings from room 110 of the Dauby Science Center, the lab turned makeshift office to 11 members of the Ursuline College athletic department after a tornado hit the College's campus on July 20th. The 110 mile per hour winds caused an external wall of the Matthew J. O'Brien Athletic Center to collapse and destroyed part of the roof. Offices were packed up and sent to storage while the building is assessed to see if – or when – it's safe to return.
The tornado came just eight days after the school received a final stamp of approval from the NCAA and was welcomed as an active Division II institution.
Much is still unknown. How much will insurance cover? When will the athletic facility begin to be re-built and what will it look like? Where we will practice on a day-to-day basis?
These questions have been discussed by the administration as they have worked around the clock while demonstrating tremendous leadership and resiliency. Hathaway Brown has already agreed to host the volleyball matches that were scheduled to take place in the O'Brien Center and only basketball needs a permanent home for games. Vans have been purchased to safely transport student-athletes to and from practice destinations and modular units are on the way to replace the offices and training room that are no longer functioning.
The rest of the answers will come. Maybe not as quickly as we would like, but the answers will come.
What we do know for certain is that we were lucky the tornado hit in the wee hours of a Saturday morning. Just 10 hours earlier, our campus was home to the Blue Streak All-Sports Camp and dozens of children were running around. We thank God that no one was harmed.
We know that eventually we will restore our campus and it will be a reminder of what we can do when we all come together. As is the case in athletics, a little bit of effort goes a very long way. We will get this building up and running again, piece by piece.
We know that we are being looked after. Many schools and community centers in the area have reached out to inquire about how they may help us get back on our feet.
We know that we are loved. The outpouring of support we received post-tornado has been very much appreciated. Perhaps not every single e-mail, text message, Tweet or voicemail expressing well-wishes was responded to, but the message was received and we are grateful for the support.
We know that people have an eye on Ursuline. Media outlets across the country published stories about the tornado damage and as a result, website traffic and social media hits have skyrocketed. People want to know what Ursuline is about.
What we are about is adapting to the times, making something out of nothing. The conditions are not ideal, but we will make this work. We will meet the challenges head on. We will do the best with what we have and take that principle with us in all that we do. We will not make excuses.
We are a place of higher learning, but now this community is about teaching as we will be an example of how to respond to adversity.
After the Lecture: Damage From the Wind
When I teach Calculus, I teach a section in which the area between two functions is calculated. Later, the volume between two three dimensional shapes is calculated using similar techniques. For example, one might take a cube and imagine the volume left if the shape if an ice cream "scoop" of a spherical shape is removed from one side of that cube. I found myself thinking of this particular problem last weekend when I looked at photographs of what had been, until last weekend, the gym at Ursuline College.
After a week of oppressive heat, a storm blew through our part of Ohio last weekend, bringing strong wind and heavy rain that flooded many basements on our street. As I reminded myself of the benefits of not having an actual basement in my split-level home, I discovered an e-mail from my dean talking about wind damage that was found throughout campus, damage that had blown off a wall of our gym. With images of branches blown around our own back yard, I assumed that there were such branches strewn about the campus, and that the problem could be taken care of by a few workers who would pick up the branches quickly and repair a wall to the gym, which I assumed was simply an outer façade that had been torn off. It was not until I received another note from her later that day talking about classes being cancelled for the weekend that I began to suspect that things were worse than I had imagined. But even that did not prepare me for the images on the nightly news of the damage that had been done to the campus by a tornado that had touched down in the midst of the storm. The wall that was torn from the gym was not an outer façade, but an entire wall that had crumbled after part of the roof had been lifted by the wind. The hardwood floors were open to the sun and rain, and basketball hoops swung in the wind. Much of the roof was gone, and what was left of the walls on either side of the gym looked like they had been damaged by a bomb.
Immediately after showing pictures of our idyllic campus contrasted with the damage done by the tornado, the news showed an interview with our president, Sister Diana Stano, who said the only good thing that could be said; "no one was injured." It was amazing to realize that all that damage had been done and no one was hurt. Indeed, many of the college's neighbors who had been touched by the tornado had escaped with less damage than could have occurred. Huge trees had been uprooted, but none of them harmed anyone in the homes they had stood near, and property damage was much less than one would have expected. Referring to our Roman Catholic roots, one woman on the news even said that she felt that the tornado had "picked up a prayer at Ursuline." that had protected the neighborhood.
This was the first tornado that my daughter has had any direct personal knowledge of, and she was scared to hear that a tornado had struck so close to her own home. I cringed when I remembered that we told her only a few weeks ago that the tornados in Oklahoma were far away, and that she was safe here. Alas, she is starting to really realize that such promises made by her parents are not promises that can be kept. Scary things happen everywhere, and as she grows, she will become more aware of this truth.
As I have found myself doing many times in her short life, I held her extra tight that night when I wished her good night, and once again wished that I could protect her from all that is bad and scary in the world. As I did, I thought of the other parents whose children had not been so lucky; the parents of the children in a movie theatre in Aurora, Colorado, and those who sent their healthy children to school one day in Chardon, Ohio and in Newtown, Connecticut. And yes, I was reminded of the parents of Tryvon Martin in Florida, whose child would never come get to come home. I am once again reminded that, in parenting, there are many things beyond my control, and that there are limits to the degree that I can protect my daughter from all of the scary things that blow thorough this world.
This blog post was written by Rosemarie Emanuele, Ph.D., Professor of Mathematics at Ursuline College.
Read more: http://www.insidehighered.com/blogs/mama-phd/math-geek-mom-damage-wind#ixzz2bC3qktFo
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New Orleans, La. – Secretary Salazar is visiting various emergency response stations throughout the Gulf Coast, from wildlife rescue centers to the Coast Guard headquarters outside New Orleans. Salazar will be consulting with Energy Secretary Steven Chu and others Sunday afternoon.
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Find commute times to your work, school, gym and more.
Grand Isles At Baymeadows
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Your Search Is At An End; Lease and move into a Landmark Community by 3/31/15 and you'll be entered to win a Chromebook!
Prices, specials, features and availability subject to change.
Contact for details (904) 513-9923
Accepts Credit Card Payments, Business Center, Clubhouse, Conference Room, Emergency Maintenance, Fitness Center, Gated Access, On Site Management, Playground, Swimming Pool
Bark Park, Boat/RV Parking, Breakfast Bars, Car Wash Area, Fully Equipped Kitchen, Gazebo with Fishing Pier, Ice-maker, Large Pets Welcome, Lush Landscaping, Pampered Paws Pet Salon, Pantry in Kitchen, Pool Views, Se habla Espanol, Spacious Floor Plans, Upgraded Black Appliances, Walk In Closets, Washer / Dryer Combos, Wood Laminate Flooring, Wooded Views
Property Details
Grand Isle at Baymeadows is a tropical lakeside retreat.
Grand Isle at Baymeadows Apartments is a beautifully landscaped community is the hidden jewel of Jacksonville. Our one and two bedroom homes offers large living rooms, spacious bedrooms, gourmet kitchens, convenient reach-in pantries, walk-in closets, and screened-in patios. Our Ponte Vedra Beach, FL apartments have recently completed interior renovations, and now includes all black appliances, new cabinets, granite-like counters, and upgraded light and plumbing fixtures. Our exciting amenities include a 24-hour fitness center, sparkling pool with views of our lake, pet spa and pet park, playground, and car-care center.
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Our lease terms are: 7 months, 8 months, 9 months, 10 months, 11 months, 12 months (Please note that lease terms may vary, are subject to change without notice, and are based on availability. Inquire with property staff for complete details).
Pet Policy: Limited to two pets per apartment home. All pet fees and monthly pet rent apply per pet. No exotic pets allowed; preferable that cats be spayed or neutered. No aggressive breeds (including, but not limited to Pit Bulls, German Shepherds or Dobermans). Please contact office for further details.
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Clean, spacious cottage for a great price
Stayed three nights at Living Hawaii rental. Rental was tidy, clean and very spacious with a gorgeous lanai. laundry, wifi and a good kitchen. Perfect to use as a home base for exploring the east/south side of Big Island. Short drive into Hilo and Pahoa and about an hour to Volcano National Park and Mauna Kea.You do hear the coqui singing at night but also have tons of privacy at this property. Would definitely recommend to others.
Whale and Dolphin watching from the deck!
This is a beautiful property tucked away just north of Hilo. It is quiet and cleanly maintained and the hosts are friendly and helpful. We had 7 of us staying and there was still plenty of room for more! Great kitchen with all the needed amenities, clean pool, plenty of towels and extras for the beach. The best part was sitting on the deck in the early evening watching for dolphins and whales - we saw both!!!!! If you want serenity and to fall asleep to the sound of waves crashing on the cliffs this is the place for you!!! Thanks you Alfreda and Robert.
Beautiful house and grounds, very well-stocked
My family (husband and 6 yo daughter) and friends (couple w/o kids) spent a week in this very comfortable home. It was a fabulous vacation with active and restful times. You can have this place as both launching pad and retreat. The space was great both inside and out, with lots of amenities. The house was well-stocked with everything for day outings (snorkeling equipment, beach chairs & umbrellas, coolers, etc) and had lots of supplies like spices, condiments, shampoo, and sunscreen presumably left from other guests. We added to the stock since we purchased all at the grocery store before arriving...save yourself and check out what is there before you buy more. The only drawbacks we encountered--that had nothing to do with the house--were the location and weather on that side of the island. We did not know that the "wet side of the island" means WET. There was more than the quick daily shower that we'd encountered on other tropical vacations. We definitely had some nice, sunny times and the pool/hot tub/cliffs are a great place to enjoy that. But there was a lot of rain while we were there. To get to the classic sandy beaches involved quite a drive in most any direction. However, the location is convenient for some areas like visiting the volcano. Just set your expectations for some rain and you should have a great time as well. I also want to note how great the property manager and owner were with a minor repair that was needed on the day of our arrival. It turned out not to be necessary, but they were prepared to put us up in the nicest hotel in Hilo or another rental house on the same street. We ended up getting into the house just a few hours later than planned and everything was absolutely taken care of. Overall, I would highly recommend this house if you are headed to the Hilo area!


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Sunday, May 13th, was the Fifth Sunday after Easter. Bishop Hartley based his sermon on the Epistle for the day, St. James 1:22, "Be ye doers of the word and not hearers only," in which James stresses the need for ...Read More »
May 7, 2012 correction Well, Delmar and I were both a little under the weather on Sunday so we neither one went to church. One day we took Delmar's brother to Springfield to the doctor. My mom, Nora Hunsaker, has ...Read More »
Sandy Church
We began with special prayer at 9:30 a.m. on Mother's Day. We read Psalm 28 as our devotion led by Sunday School Superintendent, Brad Siler. Several prayer requests were given. We are always a very needy people. Happy birthday was ...Read More »
The weeks are going by so fast it's hard to keep up. They say that it is a sign of old age. Mark Jones drove the third and fourth garde students from Plainview School to Springfield last Tuesday to the ...Read More »
Red Bud News
A good morning to all our readers. We hope everyone had a good week and all the mothers were truly blessed on Sunday as that was their special day. I know I sure was. The children did a good job ...Read More »
Red Bank Church
There was a good attendance at Red Bank Church for Mother's Day. The morning hymns were led by Brother Gary Lirley. Brother Jerry Huff gave the morning welcome and introduced the Sunday school lesson. Brother Les reminded everyone that our ...Read More »
LTC Jerry L. Wallace, Ret., 68
Jerry Lee Wallace, 68, passed away on May 13, 2012 at his home with his wife Nancy by his side. Jerry was born Oct. 13, 1943 in Hammond, Mo., to Arlie and Lena (Gaulding) Wallace. Jerry attended Thornfield R-1 School ...Read More »
George Herman Lewis Zimmerman, 94
On Tuesday, May 1, 2012, George H. Zimmerman, beloved father, Grandpa, uncle and friend, departed this world. Although, he will be sadly missed, we rejoice in the truth that he lives and we will someday be with him again. Born ...Read More »
Colby Snider, 17
Colby Snider, age 17, passed away Tuesday, May 1, 2012. He was born Aug. 20, 1994, to Scott and Jodie (Collins) Snider, in Springfield. Colby was a senior at Nixa High School, and was in the choir and was on ...Read More »
Lois Ritter, 93
Lois Ritter, 93, of Warrensburg, Mo., formerly of rural Leeton, Mo., died early Sunday morning, May 13, 2012, at the Ridgecrest Nursing Center in Warrensburg. She was born on a farm, south of Mansfield. On June 15, 1935, in Ava, ...Read More »


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Makes about four cups
This dish is warming and wonderful as a side dish, makes a light lunch and is just as nice chilled as a salad.
1/2 cup quinoa, rinsed well or soaked for a few hours and drained
1 cup water
1 small butternut or medium to large delicata squash, peeled (if butternut) and cubed into 1" pieces
Olive oil to drizzle on squash
1/2 cup naturally sweetened cranberries, or dried sour cherries
1/2 cup raw pumpkin seeds
2 Tbsp Apple cider vinegar or lemon juice
1/3 cup olive oil
sea salt to taste
• Preheat oven to 350F
• Roast squash by drizzling the diced pieces with olive oil and baking for about 40 minutes, or just until pieces are tender
• Place pumpkin seeds in a pan and gently roast over the heat or roast in the oven until just browned
• Put quinoa and water in a rice maker or medium pot and cook until the water absorbs, about 20 minutes
• In a bowl, add the apple cider vinegar and olive oil, whisk slightly until emulsified
• Add the warm quinoa to the bowl with the dressing, add the roasted squash and toasted pumpkin seeds
• Add the dried fruit and season with sea salt to taste
The biggest sale of the year, on now! Find almost $4 million worth of items such as cars, trips, furniture, gift cards and more at discounts of up to 50% off. Don't miss out as savvy shoppers will move fast to take advantage of these deep discounts. Sale ends Wednesday, April 1, at 9 p.m. Like it? Buy it before its gone. Brought to you by The Vancouver Sun and The Province.


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By Topic
By Document Type
Member Only Content
By Date
Convergence of International and US Accounting Principles and IFRS
International Financial Reporting Standards (IFRS) set by the International Accounting Standards Board (IASB) in London is a response to worldwide demand from regulators, investors, businesses, and auditing firms for a single set of high-quality, globally-accepted accounting standards.
Published on April 17, 2014
AICPA Raises Concerns about Ideas for Potential Revisions to Single Audits
The CPA Advocate: June, 2012. The GAQC comment letter to OMB supports overall goals of potential revisions to single aud requirements but raised concerns about ideas for potential revisions.
Published on June 13, 2012
TIC Shares Private Company Perspective on Pushdown Accounting with FASB
The CPA Advocate: October, 2014. An authoritative pushdown accounting standard is being drafted, following an October 8 vote by FASB to approve a final standard to apply pushdown accounting when a change-in-control event has occurred.
Published on October 23, 2014
AICPA Evaluates the International Tax Aspects of the American Competitiveness and Corporate Accountability Act
Comment Letter:
AICPA writes to the Congress evaluating the international tax aspects of the proposed H.R. 5095, American Competitiveness and Corporate Accountability Act.
Published on June 21, 2005
2014 Tax Advocacy Comment Letters
Comment Letters:
2014 Tax Advocacy Comment Letters
Published on February 19, 2015
AICPA Proposes Fiscal Year Flexibility for Emerging Small Businesses
Comment Letter:
This is AICPA's statement in support of allowing small businesses the flexibility to adopt any fiscal year end from April through November for tax purposes, as proposed in the Small Business Tax Flexibility Act of 2003 (H.R. 3225) for the record of the Subcommittee's September 23, 2004, hearing.
Published on May 20, 2013
State Taxation of Remote/Online Sales
This page discusses the Marketplace Fairness Act of 2013 and the issues related to state taxation of online sales.
Published on September 25, 2013
Using Family Partnerships and Refuting IRS Challenges
This is an article highlighting the AICPA's position concerning the legitimate use of family partnerships. In particular, the AICPA takes exception with the IRS's refusal to recognize for transfer tax purposes the validity of many family partnership's under examination.
Published on September 19, 2012


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Brown To Command SOUTHCOM Special Ops
Rear Adm. Thomas L. Brown II, USN, has been nominated for assignment as commander, Special Operations Command, U.S. Southern Command, Miami, Florida.
Rear Adm. Thomas L. Brown II, USN, has been nominated for assignment as commander, Special Operations Command, U.S. Southern Command, Miami, Florida.
Jose M. Gonzalez has received assignment as deputy director, land warfare and munitions, Office of the Undersecretary of Defense (Acquisition, Technology and Logistics), Washington, D.C.
L-3 Communications has announced that its WESCAM subsidiary has been awarded a third indefinite delivery/indefinite quantity contract from the U.S. Air Force. Valued at $200 million, the funding from this contract will be used to purchase the latest generation of L-3's MX-15Di targeting systems, complete with high-definition sensors, and MX-20D targeting systems, also with high-definition sensors, for an undisclosed customer. Over an 18-month period, three contracts have been awarded to WESCAM, enabling the Air Force to purchase a total of $400 million of products and services.
AAI Corporation, an operating unit of Textron Systems, a Textron Inc. company, announced today that Italy's Ministry of Defense - Directorate of General Aeronautical Armament has selected AAI's Shadow 200 Tactical Unmanned Aircraft Systems for the Italian Army. Under this 51 million euro-$64 million-award, Italy will purchase four Shadow systems for deployment alongside NATO forces. System requirements include a small system footprint; easy transportation using small vehicles or C-130 Hercules aircraft; ease of use; interoperability with other NATO forces; and the ability to take off and land from small, semi-prepared airfields.
Maj. Gen. John E. Wissler, USMC, has been for nominated for promotion to lieutenant general and assignment as deputy commandant for programs and resources.
The Federal Emergency Management Agency (FEMA) has appointed Kenneth Dean Murphy as FEMA regional administrator for Region X, which encompasses Alaska, Idaho, Oregon and Washington.
Col. Joseph F. Puett III, USA, has been appointed commander of the Joint Interoperability Test Command, Fort Huachuca, Arizona.
J.D. Sicilia has been assigned as director, U.S. Defense Department Strategic Management and Performance, Office of the Deputy Chief Management Officer, Washington, D.C.
Science Applications International Corp., McLean, Virginia, is being awarded a potential $49.8 million contract for information technology ashore operations support services for the U.S. Navy's Military Sealift Command. The Military Sealift Command, Washington, D.C., is the contracting activity.
At a recent AFCEA International PDC course, instructor Judy Bradt took an unconventional twist on teaching and turned the topic of government contracting into poetry.


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Based on 2 reviews
Help make it easier for other Avvo users to choose the right lawyer by sharing your experience with this attorney. It's fast, simple, and safe.
Lawyers: Use the Peer Endorsements section to provide input about other attorneys.
I got hurt on the job so hired Gechtman to help me with my workman's compensation claim; he acts like he knows what he is talking about but over a year has gone by and I still dont have a dollar and dont think I ever will; I could have done a better on my own; i think he messed up my case completely so stopped keeping me informed on what happened; another lawyer said i should have got a lot of money a long time ago.
I recently retained injury lawyer Bram J. Gechtman for an accident i was involved in Miami. I interviewed several accident lawyers and found that Gechtman was very knowledgeable for personal injury cases. My case was resolved in half the time i expected and the settlement was nearly double what i expected. If you need and accident attorney i highly reccomend this law office.


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Pascal - la baleine blanche
Saturday, October 26, 2013 at 12:04AM
The white whale.
tagged fly fishing video, the white whale in Film and Video
The white whale.
Albie fishing the Morehead City - Cape Lookout coast.
From The Fly Collective
A story about a fly fishing couple with a shared passion for chasing carp along Colorado's Front Range.
An oldie but goodie.


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To the best of my knowledge, this is an Oregon Grape plant. If you can positively identify it, please leave a comment.
In any case, I think it's beautiful, with its purpleish blue berries and green & red spiny leaves.
Taken at Hurkamp Park, Fredericksburg, Virginia.
See also…
really good work well done
great capture


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Treat yourself to a wonderful bed & breakfast experience. Nestled among the fir trees in South Eugene, close to the UO campus & downtown, your private suite includes a spacious living area, queen bedroom, full bath & beautiful outdoor decks.
Space where guests can cook their own meals
Towels, bed sheets, soap, and toilet paper
Space where guests can cook their own meals
Towels, bed sheets, soap, and toilet paper
Central heating or a heater in the listing
In the building, free or for a fee
In the building, free or for a fee
Continuous access in the listing
Breakfast is provided.
The listing can accommodate a gathering of 25 or more attendees
Easy access to the building and listing for guests in wheelchairs
Private or Shared
Free, in the building or nearby
Posted emergency information and resources
The Space
Attending an event at the University of Oregon or downtown Eugene? UO campus is only 5 minutes away. (15 min by bike).
You'll enjoy TOTAL PRIVACY in your bedroom, bath, family-room combination. The entire first floor of our home is yours.
Only steps away from Eugene's hiking, biking & running trails, a short walk to city bus stops, transportation & recreation are as easy as it gets. Great day-hiking awaits only minutes away at Spencer Butte, the Ridgeline Trail, or Mt. Piscah.
You can rely on a good night's rest on a Serta Superior queen bed.
You have full use of the kitchen/breakfast bar/dinning room and are welcome to dine or lounge on the large outdoor deck(s).
High speed Wi-fi and a large screen TV w/Comcast cable is also provided.
Relax and refresh with a soak in your own outdoor hot tub.
Our accommodations are best suited for 1 or 2 guests with the possibility of additional guest(s) in an adjacent room w/futon. (+$25/night)
Guest Access
In addition to the private suite, including living area, bedroom & bathroom, guests have easy access to kitchen & dining facilities.
Covered-off-street parking is provided in your own carport.
Laundry facilities are available on request for a small fee to cover utility costs.
Interaction with Guests
We generally visit with our guests over a light breakfast each morning. Any additional contact is left to the discretion our guests as we value their privacy above all.
The Neighborhood
Our neighborhood will have you feeling like you've entered a western Oregon forest. Unique homes sit on large wooded lots, providing the perfect setting for our outdoor decks in parklike surroundings. Everything else Eugene has to offer is just a short drive, a fun bike-ride, or a leisurely walk away.
Getting around
Eugene is an easy place to navigate, with quick access to the city bus, dedicated bike paths & running trails just minutes from our door.
Other Things to Note
Planning an event and need a beautiful space to host your guests? Our large outdoor deck(s) nestled among the mature rhododendrons and giant fir trees might be just the right place.
In order to provide the most pleasant environment for our guests, we maintain our home as smoke and pet free.
Great hosts and a lovely space they offered! We enjoyed our stay very much. The whole level they offered was very well kept and comfortable.
I really had a good time in their house. They are both really nice people. I enjoy the pretty house. They are friendly and interesting, I think next time I will go back again and stay longer
Jerry and Aida are lovely hosts. They were friendly, welcoming, and great conversationalists when we wanted that. And the space is great: quiet, clean, and comfortable. My sister and I felt entirely at home.
Jerry and Aida were wonderful! They graciously accomodated us last minute, and were warm and welcoming. The bed is absolutely the most comfortable bed I have slept on, better than a hotel! The hot tub was just the right temp, and we enjoyed candid conversation over coffee and croissants. They were both very considerate of our privacy and the house was very clean and quiet, a great place to relax!
What a wonderfully quiet retreat!!! Jerry was very hospitable and we were able to rest very well while visiting Eugene. Their accommodations were exactly what we were looking for. Nicely accented, clean and comfortable environment. We didn't have much time to spend directly with Jerry and Aida because we were busy with our family from the time we got up until the time we laid our heads back down on the pillows, but Jerry and Aida provided exactly what we needed. Would definitely like to book again in the future.
Jerry and Aida were my first AirB&B hosts, and I hope every other experience will be as positive. Their home is lovely, clean and comfortable. The set up is wonderful for guests as they get to use the downstairs space which allows for complete privacy. The bed is very comfortable and the house quiet, I got two nights of great sleep (better than my previous weekend at the Best Western). Being that this was my first experience staying in a strangers home, I was hesitant but wanted to give it a try. Jerry and Aida are so nice, have great insight Eugene happenings and places to explore. To me they felt like instant friends (true Oregonians). While visiting Eugene over the last few years I have stayed in hotels, dorms and Capri apartments. I truly enjoyed the "Private Suite in Quiet Eugene Home" over the others. I recommend this B&B option!
Jerry & Aida were very hospitable and the communication was smooth. They responded in a very timely manner and were flexible with our check in. The home is in a very safe and lovely neighborhood surrounded with lots of greenery; a peaceful part of Eugene. Their home is extremely warm and inviting and the cleanliness was 5 stars! I traveled with two girlfriends and we all felt comfortable during our stay and at home in the entire lower level of their home. We were able to use the kitchen amenities as well which is a shared part of the home. Aida greeted us in the morning and had a light breakfast ready for us; fresh coffee, fruits, cereal and yogurt. It was perfect. Our only disappointment was that the hot tub that was advertised was not ready for our use. However when our hosts were told that that was our main draw to the bnb, they filled the tub and got it warmed up. We didn't get to use it that evening, however in the morning we had a nice soak and took in the beautiful scenery. We also noticed the password to the wifi was not on the host's website and we discovered the updated password in the bedroom on the desk later that night. Jerry & Aida provide lots of information about Eugene and events in town, which is great if you're new to the area.
Airbnb hosts since 2010, there's nothing we enjoy more than welcoming our many new friends and returning guests into our home.
A native Oregonian, Jerry has lived and worked in Eugene ever since moving from Portland to attend college. Junaida is from the Philippines where her family still lives and she maintains a home. Having worked for years in elder care, Junaida relaxes most often in her kitchen where she loves to cook and bake. Now a retired public school educator, Jerry stays active as a community volunteer, including a job as a volunteer scuba diver at the Oregon Coast Aquarium.
We love returning 'home' to the Philippines to visit family (and scuba dive) as well exploring other tropical sites around the globe. During our travels, we've stayed in airbnb properties from San Francisco to New York, Saskatoon to Vancouver, and Hong Kong to Manila.
Our travel adventures are generally moderately budgeted so we can spend our resources playing and meeting people. This is why we appreciate airbnb. It's important to us to be thoughtful & conscientious guests when we travel and we attempt to be the same kind of hosts.


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Slashdot videos: Now with more Slashdot!
We've improved Slashdot's video section; now you can view our video interviews, product close-ups and site visits with all the usual Slashdot options to comment, share, etc. No more walled garden! It's a work in progress -- we hope you'll check it out (Learn more about the recent updates).
Cable Industry to Standardize Under Tru2Way 216
from the foot-in-the-door dept.
Penetration Testing TV Series Coming 209
from the tiger-team dept.
How We Might Have Scramjets Sooner than Expected 674
from the zooom-zippy-fast dept.
Humans Evolving 100 Times Faster Than Ever 584
from the or-maybe-we're-just-getting-more-intelligently-designed dept.
Yahoo, Adobe To Serve Ads In PDFs 213
from the something-else-to-block dept.
Picture Passwords More Secure than Text 261
from the my-scribble-is-my-password dept.
EDGE Can Out-Perform 3G; Here's Why 255
from the bandwidth-is-the-new-mhz dept.
SPAM: I'm Glad There's A Dem Controlled Congress and Senate! 15
They only approved another $150 Billion to flush down the toilet in Iraq, today!
Remember - six out of every ten dollars goes to Halliburton, KBR, Blackwater, Strategic Outcomes, Aegis, etc.
SPAM: Google Hacked? Spam Sites Infesting Search Results 207
The Google Watchdog blog is reporting that "Spam and virus sites infesting the Google SERPs in several categories" and speculates,
Journal: PDFedit: Looks good! (If only it worked ...) 1
I'd like to be able to edit PDF documents, specifically by highlighting within them -- law school professors are big on distributing information in PDF form. That's something I generally applaud, but PDF (for good reason) isn't the easiest format to edit -- and being able to annotate and highlight is a great help in writing papers or preparing for exams. A Google quest for a way to do this using my GNU-system-with-Linux-kernel led to a brief but
Journal: An Hour with Christopher Hitchens 2
Note: Made more updates on 2 October 2007. Can't believe I left this stuff out, but we did cover a lot of ground in an hour.
Journal: Study of bone marrow stem cells in multiple sclerosis
Sony Developing Gigapixel Satellite Imaging 101
from the hello-up-there dept.
Justice Department's Bio-terror Mistake 477
from the more-deadly-than-the-mooninites dept.


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Hi: 10° Lo:5°
By Carl Jackson Monday 04 February 2013 Updated: 05/02 12:13
PEOPLE have been warned not to hand over cash to others with apparent 'hard luck' stories after further reports of a conman operating in Bromsgrove and Redditch who is offering worthless jewellery in exchange for money.
In the one incident yesterday (Sunday) at around 2pm, a Redditch resident was approached near the McDonald's in Clews Road by a man in a silver Mercedes with foreign licence plates. The driver claimed his credit card was broken and was given £10 in return for a ring, which turned out to be worthless.
Prior to that, at 1.40pm, a driver in a silver Mercedes, again with foreign plates, was spotted near the Slieslow Island in Bromsgrove trying to flag down motorists on the A448.
It comes after a trio of Romanian men were arrested last month in connection with similar incidents on the M5 and M42.
They involved men with Eastern European accents claiming they had broken down on the side of the road with flat tyres or having ran out of petrol.
They offered good Samaritans going to their aid, jewellery in return for money which they claimed they would pay back.
However the jewellery turned out to be fake and their contact details given out on business cards were also false.
The men arrested were picked up on the M5 in a white Opal Cavalier.
Officers from the Central Motorway Police Group have received similar reports from as Surrey involving different vehicles.
PC Tony Humphreys of West Mercia Police said: "We are urging people to be vigilant and not to fall for hard luck stories.
"These conmen take advantage of other people's good natures and willingness to help but we advise them not to part with any money if they are approached in this manner."
Anyone with any information should contact police on 101.
Forces have vowed to carry out checks and assist anyone with a genuine problem.
1 Eddie Izzard coming to Redditch
3 Will you be joining Alex Hospital Rally?
5 Teenagers hospitalised after car overturns
CREATING more alcohol free venues is one of
A MAN has appeared in court charged with
CARERS have their own dedicated space at the
RESIDENTS are being urged to be on their
RESIDENTS in a three-storey block of flats in Bromsgrove had ...
Visit the Worcester Observer website for the latest.
REPAIR don't bin was the message in Stratford at the ...
EVESHAM'S first weekly parkrun has been hailed a great success ...


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by Jeff Spross Posted on January 15, 2014
There are good and bad changes for various programs, and a few minor GOP riders made it in -- but some of the worst changes were kept out.
by Alan Pyke Posted on January 15, 2014
Congress' latest spending compromise cuts a combined $927 million from three agencies that are key to protecting taxpayers' interests.
by Alan Pyke Posted on January 14, 2014
The government brought in $53 billion more than it spent in December, a record surplus that reflects years of harmful post-recession austerity.
by Alan Pyke Posted on December 13, 2013
Ireland's bailout is ending, but high rates of joblessness, homelessness, and poverty brought on by austerity will take longer to shrug off.
by Alan Pyke Posted on December 12, 2013
With deadlines looming, Congress needs to take two simple steps (and hold off on a third) to avoid inflicting needless economic pain on millions.
The nation's premier anti-hunger program is shrinking all on its own.
by Jeff Spross Posted on December 11, 2013
It keeps most of sequestration's cuts, could open more offshore waters to drilling, and modestly reduces some federal assistance to fossil fuel interests.
by Bryce Covert Posted on December 6, 2013
A group of House Republicans sent a letter advocating to keep sequestration spending levels in the budget conference negotiations.
by Alan Pyke Posted on November 20, 2013
The country's largest anti-hunger program will shrink on its own if Congress just gets out of the way.
by Bryce Covert Posted on November 20, 2013
Sequestration has meant reducing meals, transportation services, and other programs that the elderly rely on.


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In his Wednesday evening speech to the nation, President Barack Obama told Americans that he would consult with Congress about his new strategic plans to "degrade and destroy" ISIS, or the Islamic State of Iraq and Syria. He did not say, however, that he would go to Congress and ask them for a declaration of war. The Constitution, which he is pledged to uphold and defend, gives the right to declare war to the people's representatives in Congress, not to the commander-in-chief.
Yet the question must be raised, and undoubtedly will be by more than a few members of Congress: Does Obama have the untrammeled right to declare war without their consent? Last week, former Senator Joseph Lieberman argued in the Wall Street Journal that he in fact can do so. The tension between the two branches of government, Lieberman argued, has always been "resolved in favor of presidential authority." Congress can declare war, the senator says, but the president has "the inherent power to make war."
The problem, however, is a serious one for Barack Obama, particularly because when he was in the Senate, he and other Democrats argued that the Bush intervention in Iraq was illegal and immoral and should quickly be brought to an end. We all remember the chant, "No Blood for Oil." When Bush changed course and announced the surge, Obama unsuccessfully introduced the "Iraq War De-Escalation Act of 2007" in the Senate, seeking to deny the additional troops that Bush had requested and demanding that American troops be redeployed from Iraq by 2008. Under Obama's bill, Congress would have held oversight over the president, who would have to report to them every 90 days. In a statement at the time, Obama argued that "no amount of American soldiers can solve the political differences at the heart of somebody else's civil war."
Senator and presidential candidate Barack Obama also told the Boston Globe the following in a 2007 interview:
The President does not have power under the Constitution to unilaterally authorize a military attack in a situation that does not involve stopping an actual or imminent threat to the nation. . . . In instances of self-defense, the President would be within his constitutional authority to act before advising Congress or seeking its consent. History has shown us time and again, however, that military action is most successful when it is authorized and supported by the Legislative branch. It is always preferable to have the informed consent of Congress prior to any military action.
Obama won the White House promising to extract Americans from other nations' civil wars. Last May, he said in a speech at the National Defense University, "I look forward to engaging Congress and the American people in efforts to refine, and ultimately repeal" the 2001 law's mandate that Congress passed to give the Bush administration the power to go into Iraq. He added, "I will not sign laws designed to expand this mandate further," before insisting that "history" and "democracy" demand that "this war, like all wars, must end."
How times have changed. Now Obama finds himself in the position of asking the American people to do just the opposite, by way of an extended "counter-terrorism operation" — as John Kerry called Obama's war plans — without formal congressional approval or action. As Howie Carr asks so mockingly: "Whatever happened to Cindy Sheehan? Where is Code Pink? I haven't seen an 'Endless War' bumper sticker in years, since 2009 to be exact."
Obama's spokesmen claim that the authority Congress gave George W. Bush in 2001 to move militarily against any country or force responsible for the 9/11 attacks is applicable to the present situation. As press secretary Josh Earnest argued, the president believes that the Authorization for Use of Military Force (AUMF) "continues to apply to this terrorist organization that is operating in Iraq and Syria."
There is more than one problem with this analogy. Al-Qaeda attacked the United States directly, and America's military reaction was a response to that specific act of war. ISIS has taken possession of an area surrounding Iraq and Syria larger than the state of Maryland, and has now some 30,000 troops on the march and ready for further battles. They also have American weaponry, a disciplined armed force, and a (short) record of functioning as an actual state in the territory they now possess. But they have not, as yet, attacked the United States itself. So by Obama's own previous statement, fighting ISIS is not at present a response to an imminent danger or a matter of self-defense.


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Board Chairperson welcomes appointments to Victorian Equal Opportunity and Human Rights Commission Board
Chairperson of the Board of the Victorian Equal Opportunity and Human Rights Commission, Mr John Searle, has welcomed today's announcement by Attorney-General Martin Pakula of two appointments to the Board of the Commission.
Thursday, 19 March 2015
The Commission today acknowledged national Close the Gap Day by endorsing calls for continued action to reduce health inequality for Victorian Aboriginal people.
Wednesday, 25 March 2015
An innovative program will provide housing support for people living with a mental illness who are at risk of homelessness.
Tuesday, 24 March 2015
Congratulations to Buckley Park College, Manor Lakes College and Overnewton Anglican Community College for being selected to participate in the Fair go, sport! schools project for 2015!


text:
Narrow your search
A pair of lawsuits challenge agency's new Internet traffic rules, calling them a violation of federal law.
Technically Incorrect: A British man posts a scurrilous and bogus review on Google about an American lawyer, for no apparent reason. He is found guilty of libel.
The Wikimedia Foundation argues that the NSA's full-scale seizure of Internet communications is a violation of its First and Fourth Amendment rights.
Apple just lost a $533 million patent case to Smartflash this week, and now Ericsson is likewise suing the company in a patent dispute.
Technically Incorrect: In St. Louis, the use of cameras offers another controversy. A man claims police tried to cover up alleged rough treatment as they arrested him.
The woman, who remains unidentified, is seeking damages and new safety practices to lessen the chances of crimes occurring in Uber vehicles.
The line of high-end headphones, which Monster helped develop, was "fraudulently acquired" through a "sham" transaction, according to the lawsuit.
The studio is demanding that Twitter suspend the account of a user associated with tweets containing screenshots of hacked emails.
San Francisco and Los Angeles district attorneys claim Uber is misleading passengers on driver background checks and fraudulently charging "safe rides" fees. Lyft chooses to settle similar claims against it.
The former employee claims she was wrongfully terminated because of her age and hospitalization following a car accident. Hers is among a growing number of suits filed this year by former Zillow workers.


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For most home buyers, the purchase of real estate is one of the largest financial transactions they will make. Buyers purchase a home not only for the desire to own a home of their own, but also because of changes in jobs, family situations, and the need for a smaller or larger living area. This annual survey conducted by the National Association of REALTORS of recent primary residence home buyers and sellers helps to gain insight into detailed information about their experiences with this important transaction. The information provided supplies understanding, from the consumer level, of the trends that are transpiring and the changes seen. The survey covers information on demographics, housing characteristics and the experience of consumers in the housing market. Buyers and sellers also provide valuable information on the role that real estate professionals play in home sales transactions.
Buyers continue to face tighter credit standards than seen in previous years. A notable finding from this year's report was a drop in first-time home buyers to a share not reported since 1987. Buyers in this year's report showed incomes of buyers continuing to increase and buyers this year more likely to have the financial capability to own more than one property. Additionally, there is a continuation of trends seen last year of an elevated share of married couples and suppressed levels of single buyers. Married couples who purchased a home have the advantage of more buying power and added financial stability — their typical household incomes are higher than single households.
Tightened inventory is affecting the home search process of buyers and the homes that buyers are purchasing. Due to suppressed inventory levels in many areas of the country, buyers are typically buying more expensive homes as prices increase. The number of weeks a buyer is searching fell in this year's report. Buyers continue to report the most difficult task for them in the home buying process is just finding the right home to purchase.
Buyers need the help of a real estate professional to help them find the right home for them, negotiate terms of sale, and help with price negotiations. Sellers, as well, turn to professionals to help market their home to potential buyers, sell within a specific timeframe, and price their home competitively. For-sale-by-owner sales remain at historic lows, while the use of the agent to sell the home stays at historic highs. Likewise the buyer's use of the agent is at historic highs as buyers purchasing directly from a previous owner or through a builder falls.
This report provides real estate professionals with insights into the needs and expectations of their clients. What do consumers want when choosing a real estate professional? How do home buyers begin the process of searching for a home? Why do some sellers choose to forego the assistance of an agent? The answers to these questions, along with other findings in this report, will help real estate professionals better understand the housing market and also provide the information necessary to address the needs of America's real estate consumers.
Characteristics of Home Buyers
- 35 percent of home buyers were first-time buyers in Ohio, compared to a national level of 33 percent, which is still at a suppressed level of the historical norm of 40 percent.
- Thirteen percent of buyers nationally purchased a multi-generational home due to children over the age of 18 moving back into the house, cost savings, and health and caretaking of aging parents. In Ohio this was 12 percent.
- In Ohio, the typical buyer was 46 years-old, while the typical first-time buyer was 31 and the typical repeat buyer was 53. Nationally the typical buyer was 44 years-old, while the typical first-time buyer was 31 and the typical repeat buyer was 53.
- The 2013 median household income of buyers was $84,500 nationally and $64,300 in Ohio. The median income was $68,300 among first-time buyers and $95,000 among repeat buyers nationally, and in Ohio this was $52,300 and $64,300 respectively.
- Sixty-five percent of recent home buyers were married couples. 60 percent of recent home buyers were married couples in Ohio.
- Nationally, for 24 percent of recent home buyers, the primary reason for the recent home purchase was a desire to own a home. Compared to Ohio at 32 percent of recent home buyers.
Characteristics of Homes Purchased
- New home purchases continue to drag at a share of 16 percent of all recent home purchases on a national level. In Ohio, this share is 4 percent.
- The typical home purchased was 1,870 square feet in size, was built in 1993, and had three bedrooms and two bathrooms. In Ohio, the typical home purchased was 1,800 square feet, built in 1975, and also had three bedrooms and two bathrooms.
- Seventy-nine percent of home buyers purchased a detached single-family home nationally; in Ohio, that figure was 84 percent.
- Thirteen percent of recent buyers over the age of 50 bought a home in senior-related housing, and 15 percent over the age of 50 made a similar purchase in Ohio.
- When considering the purchase of a home, heating and cooling costs were at least somewhat important to 86 percent of buyers nationally and 88 percent in Ohio. Commuting costs were considered at least somewhat important by 70 percent of buyers nationally and 69 percent in Ohio.
The Home Search Process
- For 43 percent of home buyers nationally, the first step in the home-buying process was looking online for properties and 12 percent of home buyers first looked online for information about the home buying process. In Ohio this was 40 percent for properties and 12 percent for information.
- Ninety-two percent of buyers used the internet in some way in their home search process and 50 percent of buyers use a mobile website or application in their home search nationally; and 92 percent of buyers used the internet in some way in their home search process and 48 percent of buyers use a mobile website or application in their home search in Ohio.
- Real estate agents were viewed as a useful information source by 98 percent of buyers who used an agent while searching for a home. In Ohio this share was also 94 percent.
- The typical home buyer searched for 10 weeks and viewed 10 homes nationally; in Ohio, also 10 weeks and 10 homes.
- Approximately nine in 10 recent buyers were at least somewhat satisfied with the home buying process. In Ohio, 88 percent of buyers were satisfied with the process.
By Peg Ritenour, OAR Vice President of Legal Services/Administration
Mishandling earnest money is an area that often results in license law violations for agents and brokers. Below are five simple things you can do to make sure you're not making mistakes that could land you in front of the Ohio Real Estate Commission.
- Don't sign the section on the purchase contract confirming the receipt of earnest money if you don't have it. This may sound obvious, but violations for misrepresentation have been found when trusting agents sign this section based upon the buyer's promise to get the agent the check the next day and then never does. To avoid disciplinary action, a good rule of thumb is that if you don't have the check in your actual possession, don't sign anything saying you do. Instead, indicate it will be collected upon acceptance or at a later date.
- Get the earnest money deposited ASAP. For agents this means that you need to get the check to your broker/manager (or the person at the brokerage responsible for depositing it) in a timely manner, which is usually considered to be within 24-72 hours of acceptance of the offer. And remember, the fact that the contract has contingencies doesn't matter. If the contract says the earnest money is to be deposited upon acceptance, it needs to be deposited in a timely manner after acceptance, not after the contingencies are removed or satisfied.
- Make a good faith effort to collect any earnest money that the buyer is required to make and promptly notify the listing agent/ seller if you don't receive it. Sometimes under the terms of the purchase contract the buyer will be required to provide a deposit after the contract is accepted or after a certain event occurs. As a buyer's agent, it is important to document in your file your attempt to collect the earnest money from your client. Unfortunately, a buyer's promise to bring it to the office the next day can sometimes can turns into several days. When this occurs it may be a signal that the buyer may not perform the terms of the contract. For this reason, the buyer's agent needs to communicate the failed attempt to collect the earnest money to the listing agent in a timely manner and the listing agent needs to notify the seller immediately.
- Notify the listing agent and seller if the buyer's earnest money check bounces. Like the failure of the buyer to make a required deposit, the fact that the buyer's check was returned for insufficient funds is usually not a good sign. Therefore this must be communicated to the listing agent in a timely manner and the listing agent needs to let the seller know that this has occurred.
- If a purchase contract fails to close for any reason, don't remit the earnest money to either the buyer or seller without the written consent of both parties or a court order directing disbursal. This is true even if financing was denied, the property failed to pass inspection or any other contingency isn't met. The license law is clear on this and returning an earnest money deposit without the necessary written consent or a court order is a sure way to be disciplined by the Ohio Real Estate Commission.
Click here for a brief Daily Buzz video that offers insight on handling earnest money.
By Carl Horst, OAR Director of Publications/Media Relations
The Ohio Association of REALTORS reports the number of single-family homes and condominiums put under agreement in February 2015 increased 13.7 percent from the level posted during the month a year ago.
The rate of purchase contract signings in February fell 6.4 percent from the market's January 2015 pace.
Ohio's February Pending Home Sales Index of 127.9, a forward-looking indicator based on contract signings, increased 13.7 percent from February 2014 (112.5). Activity in February decreased 6.4 percent from the pace of agreements reached in January (136.7).
"The Ohio housing marketplace is continuing to steadily exhibit signs of improvement, as our February pending sales index reached a best-ever level for the month," said OAR President Greg Hrabcak. "Additionally, the Ohio market has now tallied 10 consecutive months of year-over-year gains in agreements reached."
Compared to 2008, a historically healthy market that marked the end of five consecutive record years for existing home sales and the onset of the recession, January's Index score of 127.9 marks a 27.9 percent increase.
A pending sale or a sale "under agreement" is when the buyer and seller agree on terms of the sale of a home and have a signed purchase and sale agreement, but have yet to close and be recorded as such. Refer to the following report to view the pending home sales index and methods.
OAR, the largest professional trade association in the state with more than 28,000 members, is the only organization that compiles this state wide information from selected Multiple Listing Services each month. The tracking of "pending sales" provides reliable information about where the market is heading in coming months.
By Paul Glass, OAR Director of Political Affairs
Two members of Ohio's Congressional delegation — Rep. Joyce Beatty (D-Columbus ) and Rep. Steve Stivers (R-Columbus) — were key votes in passage of a bill that fixes the discrimination against affiliated title businesses in the 3 percent Qualified Mortgage "points and fees" cap. The Mortgage Choice Act (H.R. 685), part of a series of bills making changes to Dodd Frank, passed the House Finance Services Committee yesterday by a 43-12 margin.
The bill passed by Committee:
- Excludes affiliated title fees from the 3 percent QM cap to the same extent unaffiliated title fees are excluded;
- Clarifies that funds held in escrow for taxes and insurance are excluded from the cap; and
- Requires the Consumer Financial Protection Bureau (CFPB) to modify its final QM rule within three months in accordance with the new law to minimize any transitional uncertainty in the industry.
The bill is expected to be considered by the full House soon. Additionally, an identical bill will be introduced in the Senate.
By "Coach" Marilou Butcher Roth
Think back to school days when a teacher would call each name and you would respond "here." Were you really there? Or, were you physically there but mentally thinking of other opportunities that would be available to you if you were not sitting at a desk? Well, maybe that was just my own little visit to earlier days and you did not have that experience at all, but I am guessing at least some of you share my memory!
And what about now? How are you showing up for the various responsibilities in your life? When you are on a listing appointment, are you there for the client, listening fully and asking the quality questions that allow you to be of most service to them? Or, as they are talking, are you thinking about what you will say next?
What about interactions with the other people in our lives? Are you 10 steps ahead, already knowing where you are going as soon as the conversation is over? When we do this, we rob ourselves and others of our full attention and consequently, the interaction is less than it could be.
My 90-year-old mother is currently living in an assisted care facility and is most often not able to communicate coherently with us. This was frustrating to me for quite some time until I decided to just be there with her with no expectations. When I am there, rather than trying to force conversation, I hold her hand and notice her. Being with her in that way has allowed me to appreciate even tiny things about her — her smooth complexion, different faces that she makes and when conversation does happen it is light and easy!
This week, practice being completely "here" in each interaction, bringing a greater sense of awareness to each situation. The benefits are many!
Marilou Butcher Roth is the owner of The MBR Group, a coaching and training company working primarily with REALTORS who have a desire to work and live from a more inspired place. She is also the Broker/Owner of Group REALTORS in Cincinnati.
Marilou is a member of the OAR Board of Directors and past chairman of the organization's Communications Committee. Feel free to contact Marilou to see if coaching is right for you: email@example.com


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Originally written on Fox Sports Florida | Last updated 11/16/14
By ANDREW ASTLEFORD The Tampa Bay Rays first road trip of the season has an old-school feel to it. The Rays, known for themed excursions away from Tropicana Field under manager Joe Maddon, debuted blue letterman jackets in a series against the Texas Rangers this week. They feature white sleeves with a large sunburst logo on the left breast. Its a nice touch to keep players loose and build chemistry on a 10-game, 11-day trip that includes stops against the Boston Red Sox and Baltimore Orioles, in addition to the just-completed three-game set at Rangers Ballpark in Arlington. "Really high-quality, well-made, simple, and I like simple," Maddon told the Tampa Bay Times this week. "Majestic did an outstanding job with it. I'm real excited about it. I think they're going to be received well." Maddon has said, as of now, there are no plans to sell the jackets. But will they bring good luck? Its too early to tell. The Rays dropped two games against the Rangers, but they did pose for a photo...
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What are my rights?
Okay, here is my situation, any advice/help would be appreciated. I just moved into my 2-Bedroom apartment a month ago, I'm the only one on the lease. At the time I moved in my husband and I were seperated. After I had lived there a couple weeks, he and I reconciled, and he moved in with me. I didn't update my lease because I wanted to keep only my name on everything. My husband is a registered sex offender because of a drunk, peeing in public outside a bar incident. He has to keep his registration updated, so when he moved in he updated it. About a week after he moved in the apartment manager was banging on my door. He asked me if my husband was living there, and when I said yes, he told me he didn't want to have to file an eviction, but that we needed to get out immediately. We got out within a weeks time of him coming by, turned our keys in rather than fight them on it. He has since sent us a bill for February's rent, even though we were out on January 30th. He was the one that asked us to leave, so are we liable to pay this? I kind of feel like he is being discriminatory, although I understand how he feels. Is there anything we can do?
Thank goodness there are a lot of laws saying where sex offenders can live. If I were you I wouldn't believe my husband and really check on what he did. Peeing outside a bar is a lie. To be a sex offender a minor child was involved.
You broke the lease by moving your sex offender husband in. Odds are the landlord found out about that because of the offender list.
How long was your lease? From what you said here he said go and you left on the 30th. That left him no time to find a tenant for February.
It isn't your landlords fault that you broke the lease.
I'm a landlord so I can only offer this from my viewpoint. And this gets into some gray areas. I'm not condemning or condoning anything, just pointing out some scenarios.
First, most states (and I'm inclined to think yours does too) requires 30 days notice minimum to vacate the premises for breaches of contract other than non-payment of rent. If they fail to vacate, tenant can be evicted after the 30 day mark. In my state if the reason for Notice to Vacate is non-payment of rent I'm only required to give 10 days and if tenant fails to leave then evict (eviction process that takes 30-45 days in my local court).
Technically if you initiate the breach of contract, such as leaving prior to your lease expiration, or some activity that is a breach, you are responsible for rent for the term of your lease ~or~ until the place is re-rented.
However, here is the primary area I see where it gets gray. The Manager probably was not following the law when he told you to leave "immediately". In addition, he should have done this process in writing. So even though you breached the lease by allowing another party to reside there without them being on the lease (registered offender or not), the Mgr in all likelihood did not follow legal procedure on his end. A court might say had he given you 30 days notice as required by law, he could have used that time to secure a new tenant, and possibly re-rented in time so that he did not lose further rents.
In addition, one cannot necessarily be evicted soley because they are a registered sex offender.
The example/quote below pertains to Iowa law and evicting registered offenders:
As a landlord, if I find out that a sex offender is renting property from me, can I evict him/her?
A landlord may begin an eviction proceeding in court for a number of reasons:
The landlord chooses not to renew the lease, and the tenant refuses to vacate.
- The landlord rents month-to-month, and gives the tenant notice to vacate at least 30 days before the next month's rent is due.
- Non-payment of rent.
- The tenant has violated the lease.
- If the tenant poses a clear and present danger. This would have to include the tenant committing an act, or threatening to commit an act, that would cause harm to a tenant or the landlord; or committing an act, or threatening to commit an act that would cause harm to someone either on or within 1,000 feet of the rental property.
 Landlords may not evict a tenant based solely on the fact that s/he is a registered sex offender, without one of the above factors applying.
So for that reason, I'm not sure how it would hold up in court if he decides to pursue it, since he probably wasn't following the law himself.
I do understand your landlord's perspective as well, though. It's a situation that requires diligence, especially if an offender is convicted of crimes against children and there are children in the vicinity. If something were to happen... As an aside, most but not all registered offenders are convicted of crimes against minors. What falls under that category varies by state code. For instance, in Connecticut, being convicted of Public Indecency, defined by penal code Sec. 53a-186 will result in being listed in the registered sex offender database.
So you need to check your state's landlord tenant statutes. Google it like this (without quotes) "Texas landlord tenant law" or "New York landlord tenant statute". Everything hinges on your state's landlord/tenant laws and what your lease stipulates.
I suggest checking the ego at the door before you get yourself in a bad situation. You are not judge, jury, and executioner, and have no right to make someone pay for a year lease after kicking them out. You think you've got ways of making people pay? Had you tried anything like that with me...
Not to come off as a bully, but @gammyt perhaps you should learn the law before u question a woman about how well she knows her husband. That goes for anyone else too. Ignorance is not a good thing when it comes to the law. And there is definitely a difference between a sex OFFENDER and a sex PREDATOR. my husband also was put on that list for public urination & yes, I know for a fact that is the reasoning seeing as I was with him...
Not to come off as a bully, but @gammyt perhaps you should learn the law before u question a woman about how well she knows her husband. That goes for anyone else too. Ignorance is not a good thing when it comes to the law. And there is definitely a difference between a sex OFFENDER and a sex PREDATOR. my husband also was put on that list for public urination & yes, I know for a fact that is the reasoning seeing as I was with him...


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April 11, 1997 in City
Elderly Man May Have Died Of Beating
An elderly Otis Orchards man found dead in his garage appears to have been beaten to death, sheriff's detectives said Thursday.
Detectives expect an autopsy today will confirm that 75-year-old Henry Heid died from several blows to the head.
Heid's body was found Wednesday afternoon by his younger brother and two family friends.
The victim was lying on his back on the floor of the garage, near the right rear of his pickup truck. Blood was splattered around the truck. One of Heid's shoes was next to the driver's door.
"Our best guess is it's a homicide," said sheriff's Lt. John Simmons. "We're just about convinced it's not an accident."
Heid appears to have been dead overnight, Simmons said.
On Thursday, investigators spent a second day scouring Heid's property - searching the farmhouse at 4009 N. Harvard, the garage and four outbuildings. Two groups of volunteers combed the freshly plowed fields surrounding Heid's home looking for a weapon or anything that might have been taken from the home, which wasn't ransacked, Simmons said.
Family members waited patiently in front of Heid's home for the latest word on the investigation.
"We don't know what really happened," said Forrest Heid, who found his brother's body.
He said he became worried after not hearing from Henry Heid that day. That was unusual for a man who spent the last 57 years of his life working diligently in his fields and helping neighbors, relatives and neighbors said.
"He treated everyone the same - done everything he could for them," Forrest Heid said.
Neighbors were shaken by the death of the man who had lent them his trailer to haul pipes and helped them plow their fields.
Heid, a former processor at Kaiser's Trentwood plant, lived alone in the house since 1940. He never married.
"He was just so kind," said Gail Rich, whose husband, Gary, often borrowed Heid's trailer. "He was always there to help. He talked your ear off. He loved to talk. He loved people."
Rich said Henry Heid was particularly close to his brother. Until about a year ago, they lived within sight of each other.
"They were always together, doing their farm thing," Rich said.
A woman who recently moved next door to Henry Heid was shocked by the murder investigation in the quiet, rural neighborhood.
"Not too much goes on without my dogs knowing," said the woman, who refused to give her name.
Forrest Heid, who last saw his brother on Tuesday when the two fertilized his 13-acre field, was at a loss to explain who might have killed his brother.
"I don't think he had an enemy in the world," he said. "It seems like he got along with everyone."
, DataTimes


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102 High Street, Whitstable, CT5 1AZ, Tel: 01227 265800 , www.shangrila-restaurant.co.uk
Authentic Thai food cooked fresh to order. Alfresco dining in secluded courtyard.
89-90 St Dunstan's Street, Canterbury, CT2 8AD, Tel: 01227 780749, Email, www.chapmanscanterbury.co.uk/
Fresh seafood from an independent friendly local restaurant. We offer the freshest fish caught locally alongside locally sourced ingredients, value lunch menu available at lunch times.
BEST WESTERN Abbots Barton, 36 New Dover Road, Canterbury, CT1 3DU, Tel: 01227 760 341, www.bw-abbotsbartonhotel.co.uk/
Set within lawned gardens and only a ten minute walk from Canterbury city centre, the Best Western Abbots Barton Hotel dates back to 1830.
5-7 Canterbury Lane, Canterbury, CT1 2HL, Tel: 01227 765506, www.panteli.biz
Traditional English menu, with self service restaurant and table service restaurant open from 7am to 4pm.
17B Burgate, Canterbury, Kent, CT1 2HG, Tel: 01227 784218, Email, www.susansofcanterbury.co.uk
Café, tearoom and shop offering a wide range of teas and premium coffee. Food and drink from some of Kent's finest, and award winning, producers.
Tower Hill, Whitstable, CT5 2BW, Tel: 01227 281726, Email, www.whitstablecastle.co.uk
Dating back to the 1790's, Whitstable Castle and Gardens has been home to local merchants and dignitaries remaining a landmark attraction throughout its history. It is a 'must see' for everyone visiting the town of Whitstable.
3 High Street, Canterbury, Kent, CT1 2JH, Tel: 01227 781427, www.brunchcanterbury.com
Father and daughter run coffee bar. Hand blended teas, single origin coffee. Locally sourced ingredients. homemade soups and stews, all gluten and dairy free.
10 Guildhall Street, Canterbury, CT1 2JQ, Tel: 01227 454544, Email, www.oscar-bentleys.co.uk
Speciality: 100% Gulten Free, Coeliac UK accredited
Intimate setting, mirrors, chandeliers, contemporary art deco at home in an Elizabethan facade. Coffee and cake, evening dinner with wine. Fresh food made to order. Family independent business. 100% gulten free.
1 Pound Lane, Canterbury, CT1 2BZ, Tel: 01227 458629, www.onepoundlane.co.uk/
The Pound Bar & Kitchen at One Pound Lane is set within Canterbury's atmospheric former city gaol and police station dating back to c1830, adjacent to the spectacular 600 year old Westgate Towers.
29ab St. Margarets Street, Canterbury, Kent, CT1 2TG, Tel: 01227 478999, www.cjs-canterbury.co.uk
Family run baguette shop serving 49 different fillings in freshly baked bread. Organic coffees, gluten, dairy free soups, hot roast dinner baguettes.
4 - 5 Pound Lane, Canterbury, Kent, CT1 2BZ, Tel: 01227 479999, Email, www.cafedusoleil.co.uk
Experience the sun drenched cuisine of southern France and Italy in our beautiful 18th century former wool store, with much of our menu cooked in a traditional wood burning oven.
30-33 High Street, Canterbury, CT1 2RX, Tel: 01227 766266, www.abodecanterbury.co.uk/
The ABode Canterbury's Champagne Bar has quickly become one of Canterbury's most fashionable and popular places.
18 The Friars, Canterbury, CT1 2AS, Tel: 01227 464531, Email, www.pilgrimshotel.com
A family run establishment in the heart of Canterbury. serving traditional home cooked food.
12/13 Sun Street, The Buttermarket, Canterbury, CT1 2HX, Tel: 01227 781885, www.number12tearoom.com
Number 12 Tearoom and Restaurant is a traditional British Restaurant. It provides stunning views over to the Christ Church Gate, the grand entrance to the famous Canterbury Cathedral.
4 Church Street (St Paul's), Canterbury, CT1 1NH, Tel: 01227 760076, Email, www.azouma.co.uk
Speciality: Traditional Moroccan Tagines/ Couscous Dishes/ Speciality Chargrills/ Authentic Desserts
Arabian food is some of the most sensual in the world. The food exudes rich flavours and it appeals directly and unashamedly to the senses of smell, sight and taste.
67 Burgate, Canterbury, CT1 2HJ, Tel: 01227 784514, www.moattearooms.co.uk
Speciality: Homemade cakes and cupcakes, cream teas, breakfast coffee and tea
A traditional tea room set in a beautiful 15th Century building. Serving breakfast, lunch and afternoon tea throughout the day. A wide selection of homemade cakes, scones, soup & lunches available to also takeaway.


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Re: Amex Secure Question? pulling the reports.
Yes I agree that is not the way I like them to give me my pulls on reports but they do expect you to count from the day you pulled the first report and take from that day to count as a month until the next time you count as a month not the start of the month regardless
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