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In 2005, Sy Jacobs sold his New York City loft and rented a town house. A hedge-fund manager specializing in financial stocks, Jacobs was troubled by what he saw as an impending train wreck in real estate, due to the worsening credit bubble. With calls like that, it's no surprise that Jacobs has compiled an impressive record steering his market-neutral hedge fund, JAM Partners. Since its inception in April 1995 through the end of March, the hedge fund, which is closed to new investors, has an annual return of 13.4%, net of fees and expenses, versus 8.6% for the Standard & Poor's 500 index. The New York firm oversees more than $600 million, spread across the hedge fund and several private-equity portfolios.
Nowadays, Jacobs is much more upbeat about the banks, citing improved credit quality among the survivors. He recently bought a Manhattan town house, testament to his more bullish sentiments. Jacobs, 52 years old, began his career in 1985 on the sell side as a bank analyst at Salomon Brothers. Barron's spoke with him recently by telephone.
Barron's: Take us back to 2005 for a minute and talk about why you became very skeptical about banks and other financials.
Jacobs: We got very bearish on what low interest rates under the Greenspan Fed regime—and then its attempts to raise them—had wrought in terms of loose credit and the bursting of that bubble. The problem originated in subprime, but it radiated out from there. We were flummoxed by this notion that it could be contained or "ring fenced," which was the popular euphemism at the time.
"The credit pig has been passing through the bank python, and the loans that were made post-2008 have been of much better quality." -- Sy Jacobs Roger Hagadone for Barron's
That ring-fence notion seemed absurd to us. But you had Greenspan and then [current Federal Reserve Chairman Ben] Bernanke, all their followers, and the market taking the opposite side of our bet. So in the first interview I did with Barron's, in 2005, I said that the financial markets would be dominated by the bursting of the housing bubble and its aftermath for the next 10 years, and that's largely played out. We don't typically like to even express a macro view in our portfolio, and we are not a global macro shop. We're a sector fund, strictly in financials. But in that era, we got so bearish about credit within our mortgage focus, and it only secondarily occurred to us that it must have systemic implications for the economy.
How do the banks look to you now?
I see it as a pig-in-the-python analogy. In other words, the credit pig has been passing through the bank python, and the loans that were made post-2008 have been of much better quality. So we are destined to have improving and benign credit comparisons for the next several years. For surviving institutions, credit quality is now a tail wind. We consider the crisis to be over, from a credit-quality point of view, and we've gone back to our comfort zone, which is market-neutral investing in our hedge fund and long-term investing in our private-equity fund.
What about the economy worries you?
All the tools that were used to combat the contagion revolved around massive amounts of fiscal and monetary stimulus. So my fear is that we have a slightly different version brewing of the same kind of misallocation of resources that Greenspan started after Long-Term Capital Management and the tech bubble bursting—that is, pushing interest rates too low and causing distortions in economic behavior. It is manifesting itself now in a liquidity and bond bubble, instead of a housing bubble. So our concern is less specific to housing and mortgages and more generalized to the unintended consequences of excess liquidity and low interest rates.
Turning to banks, what's your view of the sector?
We have had a slightly bullish bias lately, given the credit wind at the back of the financial markets. But the trend we are most excited about is that we see a strong likelihood of a big consolidation in the community-bank business in the U.S. The country is overbanked and overbranched. Consolidation has actually slowed down a lot since the crisis hit. So this isn't happening yet. But the regulatory response to the crisis is going to cause consolidation to pick up again as banks are now feeling increased costs and burdens of the new regulatory regime. So it is especially bad for small banks, which have seen their fixed costs lurch up but whose costs are spread over smaller asset bases.
Community banks typically have low-cost, local deposits for giving higher-touch service in their communities. But with falling rates, they have seen their asset yields reprice down faster than their deposit costs, because their deposit costs were already zero or close to zero, in many cases. So cost pressure and net-interest margin pressure is the current state of affairs in U.S. community banking, along with low growth because the economy is weak. There are 7,100 banks and close to 100,000 bank branches in the U.S., and more than 90% of those banks have under $1 billion of assets. To put that in perspective, the largest bank, JPMorgan Chase JPM -0.6233595800524935% JPMorgan Chase & Co. U.S.: NYSE USD60.58 -0.38 -0.6233595800524935% /Date(1427835633639-0500)/ Volume (Delayed 15m) : 16825059 AFTER HOURS USD60.56 -0.019999999999996 -0.03301419610432486% Volume (Delayed 15m) : 521608 P/E Ratio 11.365853658536585 Market Cap 227277956352.253 Dividend Yield 2.641135688345989% Rev. per Employee 403805 More quote details and news » [ticker: JPM], has more than $2 trillion of assets. So banks under $1 billion in assets, which is almost all of the banks in the country, are under a lot of cost and margin pressure. Most are not earning their cost of capital and have little prospect of doing so. So banks under $1 billion have higher expense ratios and lower profitability than those above $1 billion. And the only way out of it is through sales and mergers, where the buyer gets cost efficiencies and greater market share and, thus, pricing power. Another side effect of the financial crisis is that there is now wide support to end too-big-to-fail. So I don't expect megabanks to be allowed to be created through mergers anymore. The consolidation is going to happen from the bottom.
What are some banks that illustrate the consolidation trend?
Provident New York Bancorp [PBNY] is doing a merger of roughly equals with Sterling Bancorp STL -0.7401924500370096% Sterling Bancorp U.S.: NYSE USD13.41 -0.1 -0.7401924500370096% /Date(1427835769163-0500)/ Volume (Delayed 15m) : 426179 AFTER HOURS USD13.4061 -0.00389999999999979 -0.029082774049217% Volume (Delayed 15m) : 6830 P/E Ratio 19.15714285714286 Market Cap 1227977922.87308 Dividend Yield 2.087994034302759% Rev. per Employee 377197 More quote details and news » [STL]. Both are in the New York metropolitan area. Sterling's assets total $2.8 billion; Provident has $3.7 billion of assets. They are doing a stock swap. So shareholders of both companies are winners, as a share of the combined company will have more earnings power, after redundant costs are wrung out, than a share of either of the individual banks would have had alone. The combined entity will have a stronger, more scalable market presence. Both banks, especially Sterling, have a very low-cost deposit base, and both banks have been hurt badly by lower rates. So if my rising inflation and interest-rate scenario plays out, that will help the bank's margins. Once fully integrated in 2014, Sterling, as it will be called, can be a serial and accretive acquirer of other banks in the area. The combined bank will have about $7 billion of assets and about a $750 million stock-market cap.
Provident, which is technically the buyer, is trading around $8.90 a share. We expect them to earn about 58 cents a share in 2013, their last year of independence, about 75 to 80 cents a share next year and nicely higher in 2015—the first full year in which the company will have the entire cost savings and integration in place.
Could you talk a little more about how these banks complement each other?
Sterling is more Manhattan and the boroughs. Provident is more Westchester and Rockland counties, but they both have branches in the city and its suburbs. So it is a really good combination. The synergies will come from a lot of cost savings, which include closing some branches and back-office cuts. And there is the heft that comes from going from two small players to a larger player in the New York City market, which is a concentrated and lucrative commercial-banking market. There will be revenue synergies, as well as cost savings. We owned Sterling before the deal and have been buying both since it was announced in early April, because we like the combination so much.
What's another stock that illustrates your consolidation thesis?
Berkshire Hills Bancorp BHLB -0.5385996409335727% Berkshire Hills Bancorp Inc. U.S.: NYSE USD27.7 -0.15 -0.5385996409335727% /Date(1427835720879-0500)/ Volume (Delayed 15m) : 183073 AFTER HOURS USD27.69 -0.00999999999999801 -0.036101083032490974% Volume (Delayed 15m) : 1200 P/E Ratio 20.36764705882353 Market Cap 703212509.632111 Dividend Yield 2.743682310469314% Rev. per Employee 242404 More quote details and news » [BHLB], headquartered in Pittsfield, Mass., has expanded through acquisitions into upstate New York, Vermont, and northern Connecticut. So they have a head start on what we expect is going to happen in the industry. They've done four accretive acquisitions in the past two years, and they've become a $5.5 billion bank in assets. The management team is excellent, they have a deep bench, they are smart enough to run a much larger bank, and they are very shareholder-value-oriented. An interesting twist is that Larry Bossidy, a longtime GE executive who went on to run Allied Signal and Honeywell International HON -0.5719187875321704% Honeywell International Inc. U.S.: NYSE USD104.31 -0.6 -0.5719187875321704% /Date(1427835933209-0500)/ Volume (Delayed 15m) : 2658432 AFTER HOURS USD104.01 -0.299999999999997 -0.2876042565429968% Volume (Delayed 15m) : 92557 P/E Ratio 19.280961182994453 Market Cap 81895794219.8329 Dividend Yield 1.9844693701466782% Rev. per Employee 317331 More quote details and news » [HON], was the chairman of the bank's board until recently and now serves as the lead director. He happens to be from Pittsfield. And he has mentored the much younger and, in our view, excellent CEO of Berkshire Hills, Michael Daly, and that's one of the reasons why we see this as an institution girded to be much bigger and more powerful.
What kind of earnings can the bank put up?
The market cap is $650 million, and the stock is at $25 and change. We estimate they will earn $2.25 a share this year and grow that at double digits for years to come as they roll up banks in their broad market. They, too, have been hurt by falling interest rates, so the $2.25 is below their current earnings power, but the earnings growth will start getting reflected in the stock price. They can use the stock for more acquisitions to create a virtuous cycle of earnings accretion and growth. The most logical acquisition target for Berkshire is United Financial Bancorp UBNK -1.4274385408406027% United Financial Bancorp Inc. U.S.: Nasdaq USD12.43 -0.18 -1.4274385408406027% /Date(1427835600099-0500)/ Volume (Delayed 15m) : 96730 AFTER HOURS USD12.43 % Volume (Delayed 15m) : 1330 P/E Ratio 95.61538461538461 Market Cap 621269482.711334 Dividend Yield 3.2180209171359615% Rev. per Employee 504339 More quote details and news » [UBNK], a $2.4 billion bank in West Springfield, Mass. Its market cap is about $300 million, and there are lots of branch overlaps, so the cost savings would be large and accretive. We own UBNK as well. It trades at $14.66 a share. We think it's worth more, but would happily swap our UBNK shares, even in a little or no-premium deal, for Berkshire Hills shares, because the new shares would have much better earnings power and growth prospects than a share of UBNK has now. I actually think that it could happen, because United Financial's CEO, Richard Collins, is 70 years old, and CEOs reaching retirement are often a catalyst for mergers and acquisitions. And it should happen, because the logic of the combination is compelling for both sets of shareholders.
How has Berkshire Hills financed its acquisitions?
Mostly stock and some cash deals. They do it in a proportion that keeps capital ratios above the minimum requirement. But it is largely stock swaps, and that's why this roll-up math is so important. If they generate earnings accretion and growth, then the stock gets rewarded. These stocks are undervalued and are going to move up.
What other bank stocks look interesting?
Another of our favorite consolidation plays is OFG Bancorp OFG -4.617182933956751% OFG Bancorp U.S.: NYSE USD16.32 -0.79 -4.617182933956751% /Date(1427835763612-0500)/ Volume (Delayed 15m) : 825157 AFTER HOURS USD16.3239 0.00389999999999802 0.02389705882352941% Volume (Delayed 15m) : 25267 P/E Ratio 10.264150943396226 Market Cap 764149725.249328 Dividend Yield 2.450980392156863% Rev. per Employee 362768 More quote details and news » [OFG] in Puerto Rico. Puerto Rico boomed and busted even more dramatically, I'd say, than the U.S. housing market did in general. But OFG was more of a mortgage-backed-securities portfolio funded by bank deposits in Puerto Rico, so it actually avoided the credit problems of its peers. Then they bought Eurobank, one of the failed banks on the island, in 2010, and last year, in a very opportunistic deal, they bought another of their competitors in Puerto Rico from Banco Bilbao Vizcaya Argentaria BBVA -0.7912957467853611% Banco Bilbao Vizcaya Argentaria S.A. ADS U.S.: NYSE USD10.03 -0.08 -0.7912957467853611% /Date(1427835708985-0500)/ Volume (Delayed 15m) : 1500795 AFTER HOURS USD10.03 % Volume (Delayed 15m) : 4250 P/E Ratio 17.23071637175743 Market Cap 63438382962.9843 Dividend Yield 5.479960119641077% Rev. per Employee 436542 More quote details and news » [BBVA], the Spanish bank that is retrenching from problems in its home market.
Jacobs' Picks
|Berkshire Hills Bancorp
|United Financial Bancorp
|OFG Bancorp
|Old National Bancorp
|Source: Bloomberg
So, suddenly, between these two deals, OFG is the second-largest and cleanest bank in Puerto Rico, and it is the best-positioned to take advantage of less competition and a stabilizing economy. The stock is around $16. We expect them to earn $1.60 this year and to be at $2 run rate by the end of next year, when all the BBVA cost savings are factored in—and that's with recessionary economic conditions in the assumption. There is lots of earnings leverage and upside in a recovery in Puerto Rico.
What about another bank?
Old National Bancorp ONB -0.14074595355383532% Old National Bancorp U.S.: Nasdaq USD14.19 -0.02 -0.14074595355383532% /Date(1427835600066-0500)/ Volume (Delayed 15m) : 461876 AFTER HOURS USD14.19 % Volume (Delayed 15m) : 41455 P/E Ratio 14.78125 Market Cap 1672318021.9912 Dividend Yield 3.382663847780127% Rev. per Employee 194699 More quote details and news » [ONB] is now just under $10 billion in assets, after buying from the FDIC a failed rival down the street, Integra Bank, in Evansville, Ind. They also have bought two healthy banks elsewhere in Indiana in the past two years. And they recently announced an agreement to buy the northern Indiana and southwest Michigan branches of Bank of America BAC -0.8376288659793815% Bank of America Corp. U.S.: NYSE USD15.39 -0.13 -0.8376288659793815% /Date(1427835843487-0500)/ Volume (Delayed 15m) : 59902058 AFTER HOURS USD15.38 -0.00999999999999979 -0.0649772579597141% Volume (Delayed 15m) : 1479677 P/E Ratio 42.75 Market Cap 163276618878.357 Dividend Yield 1.299545159194282% Rev. per Employee 436397 More quote details and news » [BAC], which is going through its own branch retrenchment. That's going to be the beginning of Old National consolidating the southern Michigan bank market, and Old National is a proven acquirer.
We expect they will be an accretive roller-upper for years to come. The stock is around $12, and the bank will earn a $1.05 this year, with good earnings growth from there if they continue to acquire banks accretively.
Thanks, Sy.
E-mail: email@example.com


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Re: [dsg] Samma samadhi vs. ekagatta cetasika with any kusala (Nina)
Expand Messages
- Dear Nina
> N: sammaa means right and it applies to samaadhi that is kusala, or, ekagatta cetasika that is kusala. Sammaa samaadhi of the eightfold Path refers to ekagatta cetasika that is a factor of the eightfold Path, accompanying right understanding (sammaadi.t.thi) of the eightfold Path.Ph: Sorry, I should know this, but what is the difference between samadhi that is kusala and samma samadhi of the eightfold path? Does the latter refer to what I have seen called "path moments" that are attainments when the object is nibbana and defilemts are eradicated or something like that? I am not so interested in attainments but I guess I should understand what happens in such rarefied cases.
Thank you
- Dear Phil,
Op 19 jul 2013, om 15:06 heeft philip het volgende geschreven:
> what is the difference between samadhi that is kusala and samma samadhi of the eightfold path?------
N: When someone who has skill for jhaana accumulates conditions for jhaana, for a high degree of calm, there is sammaa samaadhi, but not of the eightfold Path.
> Ph: Does the latter refer to what I have seen called "path moments" that are attainments when the object is nibbana and defilemts are eradicated or something like that? I am not so interested in attainments but I guess I should understand what happens in such rarefied cases.------
N: Also before that, when he develops vipassanaa. It refers not only to the Path that is lokuttara.
[Non-text portions of this message have been removed]
- --- In email@example.com, "philip" <philco777@...> wrote:
> Dear Group
> This question is for Nina. (Please abstain from answering, Htoo, until after Nina has responded, thanks)
> I am confused about the idea of " samma samadhi." Is it not the same as the ekagatta cetasika that arises with every kusala citta?
> Thanks
> Phil
Dear Phil, Nina and all,
As Nina has answered very well and responded to Phil, I think I am now not in the state of 'prohibition' or 'inhibition'.
'Sammaa' means 'right'. This right is exact right. If something is 3 feet long it has 3 feet in its length. One feet-square has a foot in length and a foot in breadth. That square is identical with another square that has a foot length and a foot breadth. 3 feet radiused circle has 3 feet in its radius. That circle is identical with another circle which has a radius of 3 feet.
'Samaadhi' 'Samatha' 'concentration' seem synonyms. When fishing one has to have a good concentration. When shooting a beast a hunter has to have a good concentration. It is concentration. Not samaadhi. But 'an adjective' is added to it as 'micchaa'. So micchaa-samaadhi is actually not samaadhi. Micchaa-samaadhi does not have 19 good-mental-factors and it does not have pannaa. It may be wisdom but not panna. Wisdom to fish, wisdom to hunt. This wisdom is not panna.
Difference between 'kusala sammaadhi' and 'sammaa-samaadhi of NEP':
Kusala samaadhi is there in 'kaamaavacara-dvihetuka-mahaa-kusala cittas which are javana cittas'. Also in 'kaamaavacara-tihetuka-mahaa-kusala cittas which are javana cittas'. Dvihetuka cittas do not comprise "panna" at all.
Jhaana cittas are ALWAYS ALWAYS ALWAYS tihetuka cittas. Jhaana freeze iriyaapatha (sitting, standing, lying not walking). If someone has been in jhaana that jhaana is tihetuka and with panna. If not jhaana then kusala cittas may be dvihetuka cittas (without panna) or tihetuka cittas with panna.
Anyway jhaanas are always tihetuka and with panna while "so called understanding present moment" may or may not have panna. If understand and like that understanding in subtle way in the power of ta.nhaa or lobha than that "so called understanding present moment" is akusala.
If there is jhaana this never be akusala.
So jhaana is sure that it is with sammaa-samaadhi.
With Unlimited Metta,
Htoo Naing
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Florence Sunset Bike Tour
Review score
Florence Sunset Bike Tour information and booking
Tour description provided by Viator
Watch day turn to night in the Renaissance city of Florence on this magical sunset cycling tour. For first-time visitors, this tour gives you a fantastic orientation and an opportunity to see virtually all of the famous sights you've read about - at sunset. If you're a veteran visitor, this guided tour is guaranteed to cast the city in a new light as you watch the sun set over the red rooftops of Florence.
Before you set off you will have a short introduction from your knowledgeable guide. Next, the journey begins as you weave through quaint Florence alley-ways and along cycle routes. Sit back and relax as you glide through the city on your comfortable bike, feel the cool breeze, breathe in the fresh air, and see Florence in a totally new way.Don't forget to bring your camera - there's time to stop at several vantage points to capture the sites as the sun sets.You'll see all the famous Florence monuments including:
- Piazzale Michelangelo
- San Miniato Church
- Duomo Square
- SS. Annunziata Square
- Piazzale Donatello
- San Niccolo
- Ponte Vecchio
- Palazzo Pitti
- Piazza della Signoria
- Palazzo degli Uffizi
What's included
- Personal accident insurance
- Local guide
- Use of bicycle
- Use of helmet
- Bottle of water
What isn't included
- Food and drinks, unless specified
- Gratuities (optional)


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Nintendo Wii
Unlockable Mini games for Kirby: Return To DreamlandHome / Nintendo Wii /
This page contains Kirby: Return To Dreamland Unlockables for Nintendo Wii called "Unlockable Mini games" and has been posted or updated on Jan 27, 2012 by re sparta. Let us know what you think of this Unlockable by thumbs voting.
Boxshot / Details
- Developer: HAL Labs
- Publisher: Nintendo
- Genre: Action Platformer
- Release Date: Oct 24, 2011
- ESRB: Everyone 10+
Unlockable Mini games
You can unlock Mini games by collecting energy Spheres, so will 15 Energy Spheres unlock Ninja Dojo mini game and 30 Energy Spheres will unlock Scope Shot mini game.
All Unlockables
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From: A3A3A3
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Back to all Cheats
From: Kirbone
Stuck on this game? Set a specific, clearly defined question and let others answer your question or view answers to previously asked questions. If you think you are an Kirby: Return To Dreamland expert then please try to help others with their questions.
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text: fan art Comments 4 Superheroes Come To Life Through Fantastic Watercolor Portraits By Lisa Granshaw Jun 5, 2014 Back 5 of 15 Next More More Slideshows Science Fact or Science Fiction? History of Technological Myths Edition!!! The Masterfully Geektastic Illustrations of Comic Book Legend Jorge Molina Manzanero Artist PJ McQuade Gives You Your Daily Dose of Awesomeness Back Next more > Back Next more > Superman Credit: Clémentine Campardou Tags: slideshows, dc, thor, superman, marvel, fan art The Top 5 Greatest Transformers Toys The Top 5 Greatest Transformers Toys Teenage Dreams Will Be Made Tonight When Voting Ends for the SPARKNOTES YEARBOOK AWARDS!!! Teenage Dreams Will Be Made Tonight When Voting Ends for the SPARKNOTES YEARBOOK AWARDS!!! Related Posts fan art Katie Clark's Colorful Animated Character Paintings Will Make You Smile books and comics Meet Your New Female Thor! fan art Artist Shows How Little Girls Are Better At Designing Superheroes Than You thor Can't Wait for Marvel's New Thor? See Preview Pages and Variant Covers for Issue One! Write your own comment! Hold up there partner! Before you comment on a post there's one more step. You'll have to choose a nickname to be displayed on your comment. Give 'er a shot below! Write your own comment! OR Remember me OR Please log in first Email Password Remember me Log in Create an account | Lost password ...or log in using


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Spring maybe in the air but it is still time for basketball. Si View Youth Sports offers a spring recreational basketball league beginning April 20th. This league will cater to every level of play for both boys and girls. Games will be on Saturdays and during the week depending on gym availability. Teams will consist of 7-10 players. For more information, please contact Aaron Colby at (425) 831-1900 or at .
The basketball opportunities do not stop with just elementary kids in the Snoqualmie Valley. Si View MPD is eager to offer a NEW recreation basketball program for Middle and High School kids. Our Basketball League will be offered to both boys and girls. The structure of the league will mirror a collegiate intramural setting. Kids can form their own teams and have 5-10 players on the roster. The league will be self-officiated with a site monitor on hand to keep score and maintain the atmosphere. Teams need to have same color jerseys or shorts. PLEASE register as a team. If there are individuals who do not have a team we will try to place those participants on a team or form a team of individual players. There will be no practices only games on Saturdays.
"Great rec. league for a fantastic price. Refs were great! I think the management of the program was great and well run."
Basketball season is in full swing, don't miss your chance to improve your skills throughout the season. This full four day clinic is designed to emphasize fundamentals, teamwork, hustle, and fun. Our clinic will provide opportunities for both younger and older kids to sharpen their skills. There could be give-a-ways throughout the camp as size is limited so sign up quickly!
All kids looking for some Holiday Hoops Action, you have come to the right place. Si View will host a clinic that will work on basic fundamentals of the game while implementing fun games along the way. The clinic will provide plenty of instruction during the designated time slot. If your child is looking to hone their skills, then this environment will be beneficial. The clinic will be a two day affair and will consist of two different sessions.
Season is off and running, please call 425-831-1900 for availability!Si View Youth Sports offers a winter recreational basketball league for kids in grades K-6. Whether it is a child's first time picking up a basketball or a player who wishes to hone their skills, this league represents an experience focused on creating a fun and educational environment for all ages. Weekly practice sessions to work on fundamentals and team play, and games on Saturday mornings or early afternoons.
Winter weekends are a busy time for Si View Youth Sports with two overlapping youth basketball leagues, the Si View recreational league for K-6 graders and a more competitive Wildcat travel league for 5-8 graders. With 600 young players and nearly 800 games under the belt last season, we had a fantastic time working with the kids, seeing their skills and confidence develop over the course of the winter.
The basketball program would not be possible without a dedicated group of nearly 100 volunteers, who helped out with many tasks from coaching to assistants to team managers - thank you for your contributions!


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Town Square
El Camino hires new COO
Original post made on Sep 5, 2012
Read the full story here Web Link posted Wednesday, September 5, 2012, 12:05 PM
Comments (4)
a resident of Old Mountain View
on Sep 5, 2012 at 2:29 pm
That mostly nonsense quote alone from Ryba is just code for more money down the drain. Neither practice medicine or treat patients. They just walk off with huge paychecks.
a resident of Waverly Park
on Sep 5, 2012 at 11:33 pm
You nailed it, Ed. That quote is a textbook example of using lots of important sounding words that taken together have no meaning whatsoever.
In plain English, the best way Zdeblick could reduce costs would be to give his boss about a 75% pay cut, and cut the inflated salaries of everyone else who contributes nothing to patient care.
a resident of Cuesta Park
on Sep 7, 2012 at 6:04 am
El Camino AGAIN with the usual Blah Blah Blah rhetoric. Used to be that good people were hired to work hard and EXPECTED to do a great job. We have to receive a birth announcement every time the hospital sneezes. Wish they would focus on taking care of illness instead of their business plan. That WORK should be for the CEO and the COO.
a resident of Willowgate
on Sep 7, 2012 at 6:27 am
We receive a birth announcement every time the hospital sneezes because the ex-editor of the Voice is now the director of media relations at El Camino Hospital.
So much for objective journalism.
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Monday, January 5, 2015
Tuesday, December 9, 2014
Thursday, October 30, 2014
When a man of questionable character's corpse is found at The Cottages, beaten to death with Madison's own gardening tools, it's up to her and her partner, Fab to answer one question: Who is responsible for getting their Revenge in Paradise?
Saturday, June 28, 2014
Dog Takes Shoe, Eyes Homework Next
If there's one thing a dog loves more than chasing its tail, it's expensive shoes. I don't like to generalize, but now every time I come across a dog, all I can see is a fur ball capable of getting away with anything they please. Those happy-go-lucky smiles and undying love and attention are merely masks to hide their true, evil intentions. As I got ready for a dinner party I made sure to look my absolute best, and what better time to show off my brand new shoes? When we walked inside the house, the host's dog came by and licked my shoes. I thought nothing of it, I mean sure it was a bit weird...there are plenty of delicious things to lick and I never thought that my pumps fell into that category. But now I realized the one thing that those shoes were missing was some old fashioned dog slobber. After shooing the dog away, I can now clearly remember a point where my eyes met the dog's, a moment as if to say, "I'm not done yet."
Later, under the dinner table, the dog was back at it and licking again. It tickled a bit but I didn't want to cause a scene. After the tickling stopped and I was able to put my feet down, I realized something was missing, and not just the dog. By the time, I saw the dog carrying a shoe worth more than anything he's ever put it in his mouth before combined, it was too late. He was gone, and I was stuck plotting my revenge. I was offered another pair by the host, but nothing matched, and I'd rather have one shoe that matches than 2 that don't. It's not crazy, it's called having a sense of style. Don't be jealous just because you don't understand. It seems that dogs constantly wish to live in the world of man, wanting nothing more than the love of their owners, and to serve them. But honestly, who serves who? We like to believe that we call the shots, and yet they seem to live in a world separate from ours. If I were to run across the room, take your shoe in my mouth and run like there was no tomorrow, you wouldn't just scold me with a "Bad human!" and carry on like nothing ever happened. But now, as I sit here with only one of the two shoes I came with, I can't help but think that buying the squirrel designed pumps wasn't my best fashion choice.
Posted by Deborah Brown at 6:37 PM No comments:
Sunday, June 8, 2014
Harlot the Cat
One day, bored from being at home all day watching MTV with her weirdo owners, Mr. and Mrs. Gritty. Harlot the cat snuck out and went sneaking around the neighborhood. She had grown tired of being treated as if she were a kitten that needed them to tend to her every need.
That day she met the most beautiful tomcat she had ever seen, Mr. Trojan, who was completely white with bright blue eyes. They immediately began a friendship, talking and sneaking off from their owners just to see one another. You know how it was with young cats in those days—they played fast and loose with their morals. Harlot and Trojan's relationship rapidly developed into more than a "just friends" situation, and before long she had the same kind of relationship with Mr. Trojan that she had with some of his other friends that lived close by.
One night the two got a little carried away, meowing, growling, chasing after each other. Soon, one thing led to another and howling ricocheted through the neighborhood.
The following month Harlot wasn't feeling so well. She lay around filling her time watching TV with her strange owners, only perking up a little for canned tuna. This behavior continued for a few weeks before either Mr. or Mrs. Gritty said anything. Finally, concerned that her lethargy had become something more serious, the Grittys took her to the vet.
At the vet's office the doctor delivered the news: the Grittys were going to be grandparents. Initially, they were excited, but then it hit them what their precious cat had done. Later on that day, they sat her down and asked how this could have happened?
"I couldn't help myself, let's face it, I'm just a slut at heart," was her response. "You guys raised me correctly; I just watched too much MTV and learned a lot from those reality shows. I wanted to experience cat love. Mom and Dad, aren't you excited?"
At that, they up and left the room, leaving poor Harlot all alone. They came back later and asked
"Which cat is the father?"
Harlot indicated that she had no idea which of the cats she'd been pouncing on was the father. She hadn't given it much thought until now; she wasn't the brightest cat in the neighborhood.
Lost, lonely, and confused, Harlot didn't know what to do. Her owners were not speaking to her, so she couldn't talk to them. The only one she really wanted to talk to was Mr. Trojan. She found him sitting on his front lawn, claiming to be "getting his tan on" to make his shiny coat darker and wanted to know what she needed from him. He acted as though she were an inconvenience. She told him that she was pregnant but couldn't be sure if he or one of his other friends were the father. He seemed not to care a lick. Desperate to seem indifferent, she She then told him she didn't need him, and that she didn't want him to be in her kittens' lives––even if he was the father.
"But you're gonna pay kitten support!" she mewed.
She pranced the whole way home, full of fury and anger toward him, for the simple fact he ended up not giving a second thought to her or how this would affect her life at all. She had really thought he cared. When she got home that day, her owners ran over and scooped her up and they all sat down to watch "World's Funniest Cats Caught on Tape" and "Teen Mom 3".
The forgiveness had begun.
A few days had passed since her encounter with Mr. Trojan. She thought about him constantly and each time she did, she just grew angrier about how he had handled everything. Exactly one week after that, she felt strange—much stranger than she had during her entire pregnancy. From outside where she lay on a beach chair, Harlot "MEOWWWWWWWED" at the top of her lungs so Mrs. Gritty could hear her all the way in the living room. It was time for the kittens' arrival and they refused to wait any longer.
One hour later, Mrs. Gritty successfully helped Harlot deliver 5 baby kitties. Two looked exactly like Harlot, one a Calico cat, but the other two were solid white with beautiful blue eyes; the spitting image of their father.
Harlot slept after delivering the kitties who were curled up against her. A little while later she woke up, glanced around, and thought, "I have the most beautiful kitties in the whole wide world," and was secretly happy that, although things didn't work out, Mr. Trojan was their father.
After she recovered and the kitties were old enough, she made the decision to let them meet their father. She went looking all day, with the kitties by her side, to find him. But it seemed that he'd run away from home. She thought maybe she had scared him off because she hadn't seen him since that day that she told him that she was pregnant and he could be the father. She knew she would have to do this on her own...well, with the occasional help of those weirdos she called her owners.
The only consolation was that MTV contacted her to be on an upcoming new show called "Teen Mama Cat." They were going to be stars.
Monday, April 21, 2014
Author Interview
1. What article of clothing most closely describes your personality?
I love a cute full skirt, with pockets to go with my wedge flops.
2. If you had to enter a competition for the "Most Uselessly Unique Talent," what would your talent be?
I can spit gum across two lanes of a highway.
3. What is the best/worst pick up line you have ever heard?
Are you a real redhead?
4. What is your favorite sport, and which team of that sport do you cheer for?
NASCAR! Which shocks my family. My favorite driver is Dale Jr.
5. Which would you rather have a kiss or a hug?
A kiss. Long, slow, thorough, and satisfying.
6. If you could only have one thing on a deserted island what would it be?
My Kindle Fire because I'd never run out of books.
7. What was the most embarrassing thing you have done while on a date?
Threw up! On a first date no less. And yes he asked me out again.
8. You are planning the most awesome dinner party of your life. Which 3 celebrities/historical figures (past or present) would you add to your guest list?
Ernest Hemingway
Louis Armstrong
Jimmy Buffet
9. What's the most outrageous thing you did as kid and got away with it?
One Sunday morning, I got up early and redistributed all the Times newspaper to the neighbors that didn't subscribe.
10. What was your favorite outdoor activity as a kid?
I loved being outside. My bike ~ it gave me the freedom to go where I wanted.
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6 Reviews
Quality of Service5.0
Honolulu, HI 96815
You have a a story, allow me to tell it
Your wedding is one of the most important days of your life, so I know that you are only looking to hire the best Hawaii Wedding Photographer when it comes to capturing the memories that will last you a lifetime.
My style has been described as elegant, timeless, and romantic. I've also been told that it hasa rustic charm as well. What I do best is photo journalism – Capturing all the unique little details you worked so hard on creating and the intrinsic story of your wedding day.
What I really love about weddings is the absolute joy I feel when I get to capture the kiss you two will steal when you think nobody is looking, the loving glances you will give each other at the reception, or the tears in your families eyes as you say "I do" and marry the person of your dreams. These are the moments that I love and live for, and which make my "job" my passion.
Jenna Leigh
Style: Contemporary, Photojournalism, Portraiture, Traditional
Services: 2nd Shooter, Add'l Hours, Engagement Shoot, High-Res, Liability Insurance, Multi. Locations, Trash The Dress
Items: Albums, Digital Files, Flush Mount, Matted Prints, Negatives, Prints
I really enjoyed the photos taken by Jenna Leigh, especially the ones at our old barn. She has such good ideas, and is very professional. Looking forward to having her out here again. Will be a great asset to your wedding.
Events by Jennifer
VIVID Events
Jenna Leigh Photography is a wedding Photographer from Fort Shafter, Hawaii. We service weddings throughout the local area, including Oahu, Maui, and the Big Island.. Jenna Leigh Photography is a professional wedding Photographer that has been part of the professional wedding industry for three years. We specialize in Engagements and Weddings


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Terms & Conditions.
Price matching does not apply to this or any promotion. Offer is valid through 4/1/15 at 11:59 pm PST. May not be combined with any other offer/discount (unless specified), including invitation credits, promotional gift cards and/or special discount links. Discount applied upon checkout. Log in to your account to see your savings.
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Celestron - 45 Degree Diagonal, Erect Image - 1.25"
Celestron's 1-1/4" Erect Image Diagonals are an Amici prism design. This design allows you to look into the telescope at a 45° angle, at images that are oriented properly, meaning the image is upright and correct from left to right.... Learn MoreModel#: 94112-A
Celestron - Ultima 80ED - 45° Spotting Scope
ED glass provides excellent color correction and razor sharp images for serious nature and bird watchers. ED version models are also ideal for virtually eliminating chromatic aberration usually seen during planetary and lunar viewing.... Learn MoreFREE SHIPPINGModel#: 52251(48 States)
Regular Price: $485.00
Special Price: $475.00
Celestron - AstroMaster 90EQ 90mm Refractor Telescope
The Celestron AstroMaster 90EQ Refractor is a step up from the 90AZ, but instead takes advantage of the balance power of a german equatorial mount with setting circles to allow for accurate tracking of right ascension and declination to desired celestial coordinates of the night sky.... Learn MoreFREE SHIPPINGModel#: 21064(48 States)
Celestron - Regal LS 8x42 BinocularsModel72010Magnification8 x 42Prism SystemROOFCoatingFully Multi-Coated-Phase CoatedWeather-proofWaterproofAngular Field of View6.5Linear Field of Viewft@1000yds341Exit Pupil (mm)5.3Eye Relief (mm)20Near Focus (ft)6Wt. (oz.)25 oz ... Learn More
FREE SHIPPINGModel#: 72010(48 States)
Celestron - 7-21x40 Electric Zoom Spotting Scope
A unique spotting scope featuring an electric zoom so you can quickly and quietly change the power from 7x to 21x.... Learn MoreModel#: 52201
Celestron - Motor Drive Logic (for CG -3 Mounts)
Allows telescopes to track the motion of the sky once the telescope is polar aligned. These economy models are single axis (R.A.), DC motor drives. They are powered by one 9-volt alkaline battery (user supplied) which lasts up to 40 hours. A speed rate regulator is included to adjust the speed slightly faster or slower.... Learn MoreModel#: 93511
Celestron - Collimation Eyepiece
The Celestron Cheshire Collimation Eyepiece is ideal for precise collimation of Newtonians and helpful for aligning Schmidt-Cassegrains. This special eyepiece fits into 1¼" focusers or diagonals.... Learn MoreModel#: 94182
Celestron - Diagonal, Star 1.25"
Our Star Diagonal lets you view objects that are at a 90° angle from the direction the telescope is pointing, thereby allowing comfortable viewing when the telescope is pointed at, or near, the zenith (i.e. directly overhead). The resulting image is right side up, but will be reversed from left to right.... Learn MoreModel#: 94115-A
Celestron - Handheld Illuminated Magnifier 2x/4x
Celestron multipurpose magnifiers can be used for a variety of functions... Learn MoreModel#: 44802
Celestron - NexStar 4SE 102mm Maksutov-Cassegrain Computerized Telescope + FREE 10mm & Red Flashlight
Featuring high-quality Maksutov-Cassegrain optics, the NexStar 4SE is an ideal telescope for observing and photographing the wonders of space
Limited Time Offer *** FREE 10mm and Red Flashlight (Value $89.95)... Learn MoreFREE SHIPPINGModel#: 11049(48 States)
Celestron - AstroMaster 130EQ 130mm MD Newtonian Reflector Telescope
If you're looking for a dual-purpose telescope appropriate for both terrestrial and celestial viewing, then the AstroMaster Series is for you. Each AstroMaster model is capable of giving correct views of land and sky.... Learn MoreFREE SHIPPINGModel#: 31051(48 States)
Celestron - 6mm Omni Eyepiece - 1.25"
The 6mm high power Omni eyepiece is a 4 -element premium symmetrical Plossl optical design. Features include blackened lens edges to minimize internal reflection and maximize contrast, multi-layer coating group on each lens surface to maximize light transmission and contrast, and each Omni goes through a two-step anodizing process to prevent reflection from the top eyepiece barrel, unlike most other manufactures who use reflective surfaces.
Threaded barrels accept 1-1/4" Celestron thread-in filters.... Learn MoreModel#: 93317
Celestron - Green Laser Optical KitUpClose 10x50 Binoculars10x50 UpClose binoculars offer a wide field of view making them great for astronomy, sporting events, outdoor and nature use, and many other activitiesA great companion when looking at the stars with your green laser pointer. ... Learn More
Model#: 72105
Celestron - Flashlight Night Vision
Celestron's premium model for astronomy, using two red LEDs to preserve night vision better than red filters or other devices. Brightness is adjustable. Operates on a single 9 volt battery (included).... Learn MoreModel#: 93588
Celestron - Accessory Kit - 1.25" Eyepiece and Filter Kit
Celestron 1.25" Eyepeice and Filter KitThe Eyepiece and Filter Kit (#94303) contains:• Five Superior Grade Plössl Eyepieces - 1... Learn MoreModel#: 94303
Regular Price: $149.95
Special Price: $143.95
Celestron - Accessory Special (with purchase of any telescope purchased from us)The Eyepiece and Filter Kit (#94303) contains everything (almost!) you need for a pleasant viewing experience ... Learn More
Model#: 94303-1
Regular Price: $149.95
Special Price: $129.00
Celestron - EdgeHD 925 9.25" Optical Tube Assembly (OTA)
The EdgeHD optical system takes all of the compact power popularized by the SCT and combines it with an improved high definition optical system for wide field, astrograph quality images.... Learn MoreFREE SHIPPINGModel#: 91040-XLT(48 States)
Celestron - Powertank 7 amp hour
Celestron Powertank 7 Amp Hour.... Learn MoreModel#: 18774
Celestron - Advanced Stereo Microscope
This stereo microscope offers a great value.The rigid pillar stand has a 360° rotatable binocular head which is inclined at 45° for comfortable viewing or sharing your views without moving the microscope... Learn MoreFREE SHIPPINGModel#: 44202(48 States)
Regular Price: $309.95
Special Price: $209.95
Celestron - 25mm Omni Eyepiece - 1.25"
The 25mm medium power Omni eyepiece is a 4 -element premium symmetrical Plössl optical design. Features include blackened lens edges to minimize internal reflection and maximize contrast, multi-layer coating group on each lens surface to maximize light transmission and contrast, and each Omni goes through a two-step anodizing process to prevent reflection from the top eyepiece barrel, unlike most other manufactures who use reflective surfaces.... Learn MoreModel#: 93322
Celestron, is a leading designer, manufacturer and importer of high-quality optical products including computerized and non-computerized telescopes and related accessories, binoculars, spotting scopes and microscopes. Since manufacturing its first telescope in 1960, Celestron has grown to become one of the world's leading telescope makers, and enjoys brand-name recognition among serious amateur astronomers for superior optics, outstanding design, and innovative technology. Celestron's innovative products continue to receive numerous industry and consumer media accolades, adding to an already impressive list that includes awards for product innovation from Reader's Digest, Popular Science, PC Magazine, Popular Mechanics, the Consumer Electronics Association and more. Celestron sells and markets its products worldwide through a variety of specialty retail outlets and international distributors. Celestron is a privately held company with corporate offices and manufacturing facilities, in Torrance, CA.


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Travelodge Birmingham Sheldon0
Price FromView Rooms
- Very Good
- 26 guest reviews
"We booked the Travel Lodge through Laterooms as we were attending a concert at the LG. Upon arrival the reception staff were excellent and w..."
"We regularly stay here when attending events at the NEC. They are currently refurbishing it to a high standard, but apart from a smell of fr..."
"Lovely and clean hotel. Helpful staff. All good really. Only hiccup is no lift but staff will carry up stairs for you...."
"All good with room and facilities. The hotel is adjoined to a Toby Inn which serves an excellent carvery in the evening and lovely All You c..."
"Shower small noisey at night..."
About the hotel
At only 3. 7 miles from Birmingham Airport and 7 miles from Birmingham New Street train station, the Travelodge Birmingham Sheldon Hotel is ideal for guests travelling to and from the airport, as well as anyone visiting the region itself. Guests can enjoy days out at the Tyseley Locomotive Works, 3.
5 miles away, and the National Motorcycle Museum, 6. 2 miles away. If you're looking for a country escape, nearby Baddesley Clinton Manor House provides breathtaking scenic views. A Toby Cavery is located next to the hotel and offers an easy and relaxing place to eat. Early/Late Check-In/Out Service – if you're looking to make the most of your day we can offer an Early Check-In service from 12:00noon and a Late Check-Out Service until 2pm so you have more time to relax - cost is £10 per service, per room, subject to availability. For guests wishing to bring domestic pets please contact LateRooms. com for more detail on charges and terms and conditions. Please note that Guide dogs, Hearing dogs, and other animals to aid disability are exempt from charge.
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Room Availability
Showing Monday 30 March 2015 to Tuesday 31 March 2015Change Search
We currently have no rooms available for this hotel that match your search criteria. Try changing your search or select an alternative hotel.
Facilities Show/hide
- Main
- Hotel Non-Smoking Throughout, Disabled Facilities
- Hotel services
- 24 Hour Reception
- Family friendly
- Cots available, Pets Allowed
- Parking
- Car parking available onsite
- Business
- Wi-Fi Available, Wi-Fi Available In Public Areas, Wi-Fi Available In Rooms
- In room entertainment
- TV, [Channels] News, [Channels] Music, [Channels] Childrens
- In room facilities
- Tea/Coffee making facilities in each room
- Accessibility
- Disabled Access Public Areas, Disabled Access Bedrooms, Wheelchair Access, Wheelchair Access To Reception
- Dining
- Breakfast to go
Useful Info Show/hide
- From 15:00 hours
- Until 12:00 hours
- 13/07/2014 to 31/12/2015 - Payment must be made on arrival at the hotel, by either credit/debit card/cash. When paying cash, either photo identification (passport/driver's license), or a valid credit or debit card are required. The price shown is based on the occupancy and dates you have searched for. Prices and availability are subject to change based on the arrival date, number of nights and occupancy searched for. All prices are inclusive of all local taxes.
- Pets are allowed
Customer Reviews
Our reviews are from genuine LateRooms.com customers. We verify that the customer has stayed before leaving a review.
Very Good
77% would recommend it to a friend
Customer service
Food quality
Room quality
Never again
the bathroom was disgusting only 1 towel provided, and room not too clean either, cleaners banging and chatting waking us up.
i had worked 10 nights on a run and my first lie in as i thought became impossible. so not happy at all so in future will be using a premier inn as its a guaranteed good night sleep.
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Outstanding value
We booked the Travel Lodge through Laterooms as we were attending a concert at the LG.
Upon arrival the reception staff were excellent and when we got to the room we think we were the first to stay in the newly refurbished room. Brand new bathroom, new bed, freshly decorated and new large towels. East to get to the city centre too. Don't take a taxi or train. The bus stops right outside the hotel. Fully recommend staying there for an overnight economy stay.
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VARNA, Bulgaria (NNS) -- Guided-missile destroyer USS Truxtun (DDG 103) arrived in Bulgaria for a port visit, March 13.
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Truxtun's stay in the Black Sea will allow the ship to host an exercise planning conference with NATO allies March 15. The conference will focus on a multilateral naval exercise in the spirit of reassuring allies.
"We are certainly excited to participate in every joint exercise we are afforded," said Cmdr. Andrew Biehn, Truxtun's commanding officer. "We train for months at home and every opportunity we get to hone these skills with our allies is incredibly valuable."
The exercise will take place in the Black Sea and is designed to improve interoperability, increase readiness and develop professional and personal relationships between the United States and its allies.
Truxtun's presence in the Black Sea also demonstrates the United States' commitment to working closely with allies to enhance maritime security and stability, readiness, and naval capability. Interoperability at sea is a cornerstone of NATO's military strength and allows U.S. and allied forces the capability to provide the right presence in the right place at the right time.
Truxtun is currently on a scheduled deployment as a component of Carrier Strike Group 2, centered on the USS George H. W. Bush (CVN 77).
U.S. 6th Fleet, headquartered in Naples, Italy, conducts a full range of maritime security operations and theater security cooperation missions in concert with coalition, joint, interagency, and other parties in order to advance security and stability in Europe and Africa.
For more news from Commander, U.S. Naval Forces Europe and Africa/U.S. 6th Fleet, visit www.navy.mil/local/naveur/.
News Source : VARNA, Bulgaria (NNS) -- Guided-missile destroyer USS Truxtun (DDG 103) arrived in Bulgaria for a port visit, March 13.
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- USS Constitution Commemorates 200th Anniversary of Dual Victory over Royal Navy
- WASHINGTON (NNS) -- With the 2014 mid-term election in their wake, Sailors might be tempted to forget about absentee voting and politics in general until 2016.
- Canadian Warship to Receive Navy Meritorious Unit Award
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Got a problem here with a simple section of code that uses managedQuery cursors. Two parts, the top half of the code puts a string into the LATITUDE column of the MediaStore database content provider.
The second part of the code below that reads that same string back from the database. This is where it is returning a null result. Either because the string was not correctly read into the database in the first part of the code or there is an error in the second part where it reads it back from the database.
I am using the LATITUDE column of the Media.images content provider to store a string. There is no other unused column that is available so that is why I am using it. The goal is to put the string path name of the mp3 file into the LATITUDE column of an image and read it back out again later with another query.
I tracked down the problem to the following code. The cursor in the second part of code is returning null. Is there something wrong with my use of cursors, or some error in this that I don't know about?
String displayName; // string pathname of the mp3 file to be put into LATITUDE column
String filename; // the pathname of the image that I want to add the database info to
ContentValues imageValues = new ContentValues();
String selection3 = MediaStore.Images.Media.DATA + "='" + filename +"'";
imageValues.put(MediaStore.Images.Media.LATITUDE, displayName);
imageValues, selection3, null);
String[] proj6 = { MediaStore.Images.Media.LATITUDE };
String selection6 = MediaStore.Images.Media.DATA + "='" + filename +"'";
Cursor cursor2 = managedQuery(MediaStore.Images.Media.EXTERNAL_CONTENT_URI,
proj6, selection6, null, null);
String displayer = (String)


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23 Shocking Celebrity Deaths
Ready to take a trip down sad memory lane?
These celebrities were taken from us at too young of an age.
It even says 1967-1994 on the picture of Kurt Cobain above where they say he died in 1997. Geesh
Can't believe a reality contestant is more of a celebrity than Bernie Mac....
Elvis....he passed away long after Marilyn Monroe, and River Phoenix, and John Belushi, and Gilda Radner, and John Candy, and Chris Farley....so many you never mentioned! And John Lennon!!!
Selena Quintanilla-Perez should be there too...
Paul Walkers death was such a devastating tragedy...wish it wouldve been a internet hoax...miss the man!!! RIP PW!!!
Ryan Dunn?
Cory Monteith was 31 years old when he passed away
Kurt Cobain died in 1994, not 1997.
Total editing fail there...
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Regardless of industry, almost all businesses with employees have some form of a dress code policy. When creating a dress code policy for your business, apply your policy equally to all employees. Unfair dress code policies are considered discriminatory and can be grounds for a lawsuit.
A Report on Temporary Help, On-Call, Direct-Hire Temporary, Leased, Contract Company, and Independent Contractor Employment in the United States
Besides not defining the term "employee", most statutes fail to spell out who the employer is. There is potential ambiguity on this issue when businesses use temporary agency, leased, or contract workers. Although the primary employer is generally the temporary help, leasing, or contract company, the client may be regarded as a "joint employer" under some laws.
Read more: Who Is the Employer? Determining Joint-Employer Status
The U.S. Equal Employment Opportunity Commission recently held a meeting with "a battery of experts" on disparate treatment in hiring. According to the EEOC, hiring discrimination continues to run rampant.
Time for a grain of salt here: According to the EEOC's press release, most of the experts were from the EEOC, or were individuals who had been denied jobs and claimed they were discriminated against.
Read more: 6 ways to avoid being the EEOC's next hiring "test case"
Generally, an employer has the right to expect that certain guidelines involving dress and grooming be met in the workplace, and can set forth policies regarding these issues.
Plaintiff's lawyer Donna Ballman and The Evil HR Lady have had good posts recently on common employee misconceptions about employment law, including the "right" to see what is in one's personnel file and the "right" to take a break.*
*Depending on where the employee lives, he may have these rights, but in many states he does not. And the federal Fair Labor Standards Act does not require breaks.
What's good for the goose is good for the gander.
Read more: The Fallacious Five: Employment law misconceptions that trip up employers


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Food briefs, Feb. 21
Great Cake Bake fundraiser Saturday
The Knox County Imagination Library's Great Cake Bake will be held noon-5 p.m. Saturday, Feb. 23, at Tennessee Terrace at Neyland Stadium. Free parking is available in Lot 9. Enter in Gate 19. Cost is $10 per person with children under age 12 admitted free. More than 160 cakes and cupcakes have been entered in the contest.
Enter Biscuitfest competition
The International Biscuit Festival is accepting submissions for the 2013 International Biscuit Festival Bake Off competition.
There are four categories in which to enter: sweet biscuits, savory biscuits, special biscuits and student biscuits. The student category is for those 18 years old or younger. Three finalists will be chosen from each category to participate in the May 18 competition. Deadline to enter is April 22. Visit www.biscuitfest.com for application and competition guidelines.
Tasting at Farragut Wine & Spirits
Farragut Wine & Spirits, 11238 Kingston Pike, will offer a tasting event from 2-5 p.m. Saturday, Feb. 23. Featured products are Soleil Orange Mimosa, Soleil Mango Mimosa and Left Hand Rye Bock Lager. Call 865-777-2001 for information.
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text: ""; ?> Sizzla guitar chords, guitar tabs and lyrics - chordie guitar tabs, guitar chords and lyrics Artists Songs Public booksPublic My songbookSongbook ResourcesDiv Forum Browse artists: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z # -first letter-A B C D E F G H I J K L M N O P Q R S T U V W X Y Z # All songs - change Chordie needs editors! Improve this page Sizzla MusicSizzla Songs There was no article about Sizzla in Wikipedia. If you know anything about Sizzla, please contribute to the free encyclopedia by writing an article. Sizzla Be Strong (1) Just One Of Those Days (1) No White God (1) Pure Love (1) Stop Fighting (1) Taking Over (1) Thank You Mama (1) Woman I Need You (1) play their songs - buy their music - support the artists copyright © 2011 chordie guitar chords 5 popular songs I Don't Want To Talk About It Rod Stewart Summer In The City Lovin' Spoonful Who'll Stop The Rain Creedence Clearwater Revival Bad Moon Risin Ccr Southern Cross Crosby Stills Nash


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Ms Bombshell Belle Fey Model
Patrick RonanPhotographer Male San Diego, California, US
My Website: Scenes of Chaos / Ronan StudiosMy MM URL: http://www.modelmayhem.com/scenesofchaos
Mayhem # 2202064
About MeI truly enjoy photography, and especially the art of the individual portrait. I love the separation of elements and forging all of the elements that make up a moment in time into a photograph that has value both to me and to the person I took it for.
I have my own studio located one block from the Imperial Beach Pier.
I am available for commercial shoots. I am a true photographer and am not constrained by a personal artistic vision, if you need it shot a certain way I absolutely can do it. You are paying me to do the job that you want, and I have the skills to make it happen.
My assistant and makeup artist is my sister, Shannon.
My portfolio is at http://www.ronanstudios.com
All of my contact information is kept up to date on my website.
Shoots can run anywhere from $50 to $1200 depending on the complexity and the time involved.
Every shoot requires a model release.
CreditsMakeup by Shannon Ronan (my sister/assistant) on most shoots.
Ms Bombshell Belle Fey Model
Dani Andrews Model
BritBoy Fashions Clothing Designer
James Clippinger Model
Gabrielle Hedstrom Model
Andrei Razmeritsa Model
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Photo Galleries
< MyNorthwest
Week in photos
Holy and Holi celebrations, college hoops' last chance before play offs, and Dominicans school Americans
42 of 43
Portland Trail Blazers center J.J. Hickson, left, and New Orleans Hornets forward Anthony Davis (23) battle for a loose ball in the first half of an NBA basketball game in New Orleans, Sunday, March 10, 2013. (AP Photo/Gerald Herbert)
Photo by Gerald Herbert
Photo by Gerald Herbert
42 of 43
More Photo Galleries
Amanda Knox and her family celebrate acquittal
Italy's highest court overturned the murder conviction against Amanda Knox and her ex-boyfriend Friday over the 2007 slaying of Knox's roommate, bringing to a definitive end to the high-profile case.
Week in Photos
Photos from around the world this week.
Hundreds gather to commemorate one-year mark of Oso mudslide
A solemn crowd gathered to honor 43 people who lost their lives a year ago in the deadliest landslide in U.S. history.
Photos: Oso one year after deadly mudslide
Sunday is the one-year anniversary of the slide, and although most of the mangled cars and homes have been cleaned up, reminders of loss are everywhere.
Week in photos
Take a look at the best photos of the week from around the world.
Tuesday in photos
St. Patrick's Day, March 17, 2015.
Monday in photos
Monday, March 16, 2015.
Week in photos
Photos from around the world this week.
Friday in photos
The second of three Friday the 13ths in 2015; Friday, March 13, 2015.
Thursday in photos
Thursday, March 12, 2015.