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ESTATE PLANNING PROFESSIONALS Estate Planning - different strokes
ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) Estate Planning - different strokes for different folks Jack Houwing Estate Planning Professionals of Australia Pty Ltd This paper Jack Houwing was presented at Tribeca's Financial Planning and Risk Advice for SME's and business owners conference on 10 -12 May 2004. Case study #1 The client runs a small business with his wife, employs some staff. He has 4 dependant children ranging from age 9 to 16. All his wealth, property, shares, business, etc is in a family trust. He has his home and some other chattels, cars etc in his and his wife's names jointly. The client and his wife after conducting some estate planning have decided to execute a Will which contains the option to create a discretionary testamentary trust which gives the option of splitting income and capital thereby reducing tax by virtue of the ITAA Section 102AG exception rule. A Will has no influence over assets owned in a family (discretionary) trust. The client wishes for his children and family to have the benefit of income splitting provisions subsequent to his and his wife's death. Problem: all the clients' assets and wealth is in the family trust and if his children receive more than $416 per annum of income from the family trust, even subsequent to his death, that amount over $416 per annum is taxed at the highest marginal rate. If the income from invests stays in the family trust and is not distributed and tax paid by the beneficiaries then the trust pays 48% tax. If all the income is distributed to his surviving wife, assuming she is able and continues to operate the business, such income will exacerbate her income tax. Objective: how do we get the family trust income and capital benefiting from the income tax splitting provisions of ITAA S102 AG exception rule? Case study #2 A professional couple, one an engineer, the other a doctor, both in private practice as sole traders (no incorporated entities, no trusts, don't want them). Have three young boys ranging in age from 4 to 8. All their assets are in joint names and have a large negative gearing program in property and shares in their joint names. They have no superannuation. They have enough risk insurance to pay off the debt. A Will has no influence over assets owned in joint names. The clients wishes for the surviving partner and the children to have the benefit of income splitting provisions subsequent to their deaths, particularly since both wish to continue working if they are the For further information go to: www.estateplanningprofessionals.com.au Page 1 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) surviving spouse. They wish and agree for the surviving spouse to retain and live in the family home with the family. Again, the clients after conducting some estate planning have decided to execute a Will which contains the option to create a discretionary testamentary trust which gives the capacity to split income and capital thereby reducing tax by virtue of the ITAA Section 102AG exception rule. Problem: all the wealth is in joint names and will be gifted to the surviving spouse. They want to retain the assets and the investments unencumbered for the surviving spouse and family. If all the investments are passed to the surviving spouse debt free (after payment of life insurance proceeds is applied to eliminate the debt), then the income will exacerbate the survivor's tax. Objective: how do we get the investment income and capital of the property and share investments across to benefit from the income tax splitting provisions of the ITAA S102 AG exception rule? The clients wish as much as possible to reduce any likely taxes to the estate. Here we have two typical situations but which are very much different requiring different outcomes and a different approach in each case. Having a standard answer templated strategy will not work. Having 'one off' answers in each case, needing to be independently developed takes time and can make this sort of estate planning strategy development expensive or unprofitable. So how do we solve these problems and still make it affordable and profitable? Stay tuned and you will solve the case! 10 reasons why advisers should make estate planning part of their business. 1. financial advisers are legally required to advise clients on the consequences of death or incapacity; 2. everybody one day will die or become incapacitated and need to have their affairs organised to their best advantage; 3. clients see the need for it and will pay for it as a distinct professional service; 4. seamlessly dovetails into an adviser's existing business; 5. is independent of the vagaries of the 'market'; 6. leads to other business opportunities; 7. other professionals will refer clients to you; 8. seamlessly enables you to work with other members of the client's family; 9. very little competition - not many advisers and lawyers are filling the need; 10. enhances your image in the client's eyes. Estate planning who needs it? Organising your affairs to your best advantage in case of death or incapacity so that the security of your family is ensured is what everybody needs but very few people do. It is For further information go to: www.estateplanningprofessionals.com.au Page 2 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) important that wealth is not dissipated upon death or incapacity because of taxes or bad management and capital and income is efficiently distributed. Further very few financial advisers fulfil their responsibility in advising clients and helping them implement strategies or organise their affairs in case of death or incapacity. Organising their affairs in the case of their death or incapacity is something close to people's heart but not constantly on their mind. For that reason the adviser fills a role of motivating people to action and providing a service of managing the estate planning process. Done properly clients will pay for this service. Why aren't advisers providing an estate planning service? In talking to many advisers over the years and asking them about their attitude to estate planning, most don't provide a comprehensive estate planning service or see it as a viable business they can provide. This is because a range of a range of reasons but we have identified it under 5 headings: 1. They don't know they are legally required to provide estate planning advice as part of their financial advice service; 2. They don't know how to do it i.e. they don't have a proven methodology or process to deliver the estate planning advice and service; 3. They don't know how to charge and get clients to pay for it; 4. They don't know how to provide the estate planning advice and services efficiently so it will be profitable; 5. They don't have access to a lawyer who is competent in the laws relating to estate planning, who is readily accessible to the adviser, who the adviser can trust and will work to support the adviser. If advisers can overcome these 5 issues then they can provide a worthwhile service which should be profitable for them. These are the issues that Estate Planning Professionals of Australia's service has resolved. PS 146 requires advisers to have knowledge and skills in estate planning in the financial planning specialist category but focuses on the financial product component of estate planning. In the superannuation specialist category, advisers must be competent in and be able to advise on the taxation consequences on death or disability of a superannuation product. In short, advisers are to advise on the consequences of death or incapacity on any financial product a client may own. The principles of an adviser's duty of care would dictate that an adviser should go beyond merely advising on the consequences of death or disability on a financial product. The general public and specifically clients expect that their adviser would attend to the consequences of death and disability. It is basic risk management. Different people with different circumstances Although there is an inclination for us to categorise situations or people with similarities, i.e. being in small business, into one group and come up with the 'stock standard' answer, the For further information go to: www.estateplanningprofessionals.com.au Page 3 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) simple reality is that even in the smallest way, everybody is in some way different requiring a special outcome or at least a variation of a standard theme. A good estate planner should delve into the 'nooks and crannies' of people's lives and they will find the small differences that have a profound effect requiring the adviser to divert off the customary or usual recommendation. Advisers have been used to working with a 'straight line' approach in their financial planning i.e. – "fact find" – establish objectives and attitude to risk, develop a product strategy, obtain consent, implement and review – although it could be argued that what I have detailed is a simplistic version, it is a 'straight line' approach none the less. The best way I can describe estate planning is that it is akin to a 'spider web' where the adviser starts from a central point and goes down different lines gathering all sorts of personal (family relationships, attitudes etc), financial (assets, liabilities, insurances etc) and legal information (copies of current Wills, agreements, deeds and documents etc) that have all sorts of inter connecting relationships and a bearing on the consequences of a client's death or disability. It is this forensic investigation that causes problems for advisers in that: 1. the adviser may miss something; 2. it takes time; This on one hand causes a legal liability risk and can make the whole business of estate planning unprofitable. Add to this that in these 'modern times' we have 'blended' families, different relationship types. The complexity increases as does the need for advice. Beware of short cuts The challenge in estate planning is to have an efficient process: • that enables the adviser to cover all the facets required in estate planning; • able to come up with solutions that are specific to the client; Many processes designed are standard model and there is an inclination to have a 'one size fits all approach'. Ask yourself this question: "in your life time how much has the range of choice of cars increased?" – Why is this? Much of the answer is that people's demographics have changed. How is it that the pioneer of the assembly line, the motor vehicle industry, which was the forerunner of standardisation, can deliver you a choice of motor vehicle, with a choice of accessaries and a wide range of colours at a lower real cost than say 20 years ago? The same thing applies to estate planning. The days are far gone (if they ever existed) where your best advice was to refer the client to a solicitor for a standard Will and Enduring Power of Attorney. People have a wide variety of personal and financial circumstances and For further information go to: www.estateplanningprofessionals.com.au Page 4 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) coming up with the stock standard Will from a simple template or precedent falls far below the basic standard of duty of care. Proper estate planning requires a process but not just any process. You need a methodology which with reliability enables all the client's information to be analysed, problems identified and solutions canvassed. Obviously the adviser will need to have an understanding of clients' likely estate planning needs and issues to develop a system of advice. This is the service Estate Planning Professionals of Australia Pty Ltd has for advisers. Keeping up to speed Being a competent and proficient estate planner requires 4 skill sets: 1. identify problems 2. problem solving and creativity skills 3. ability to absorb and understand technical issues 4. decision making skills If you understand these skills and have a system where you are able to identify problems, whether or not you have come across a similar problem before, able to develop solutions after absorbed the surrounding technical issues and help clients make sound decisions then you as an adviser and estate planner are ahead of the pack. A Track to run on Although everybody is different, there may be situations which you have not encountered before, if there is a underlying methodology to approach the problem, even though you, as yet, are not aware of the solution, you can be confident as a estate planner. If advisers understand and follow the estate planning matrix below by asking all the questions estate planning recommendations can be developed with confidence. Ask: "Why….?" "How….?" "Where…?" "Who….?" What….?" "When….?" …to each cell in the matrix then the problems surface and solutions come. The estate planning matrix Create Preserve Distribute Issues Consequences Remedies Understand Create Decide A simple example: "Why should an estate be created?" Answer: "to provide financial security for the client's dependants" For further information go to: www.estateplanningprofessionals.com.au Page 5 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) "Why else…?" Answer: "because the client feels that is important" "How much should we create in the estate?" Answer: "let's calculate how much the family needs to be secure" …. And so on… A simple example focusing on preserving the estate: "Why should we preserve the estate?" Answer: "if the estate is attacked by legal liability claims, debts, mismanagement or taxes then it will not to provide financial security for the client's dependants" "What are the likely issues threatening the estate?" Answer: "capital gains taxes on forced sale to satisfy claims of beneficiaries, income taxes, legal action by disappointed beneficiaries, legal liability claims…." To go through the estate planning matrix adviser's need to be skilled in problem solving and decision making skills. Some of these skills are: Reversal Reversal is a good tool for improving an idea, strategy or a service. To use it, ask the opposite of the question you want to ask, and apply the results. SCAMPER SCAMPER is a checklist that helps you to think of changes you can make to an existing situation to create a new one. You can use these changes either as direct suggestions or as starting points for lateral thinking. Attribute Listing, Morphological Analysis and Matrix Analysis Attribute Listing, Morphological Analysis and Matrix Analysis are good techniques for finding new combinations of advice strategies. They are sufficiently similar to be discussed together. We use Attribute Listing and Morphological Analysis to generate new templates of advice. Reframing Matrix - Looking at problems with a different perspective A Reframing Matrix is a simple technique that helps you to look at business problems from a number of different viewpoints. It expands the range of creative solutions that you can generate. For further information go to: www.estateplanningprofessionals.com.au Page 6 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) Concept Fan - widening the search for solutions The Concept Fan is a way of finding different approaches to a problem when you have rejected all obvious solutions. It develops the principle of 'taking one step back' to get a broader perspective. Provocation - carrying out thought experiments Provocation is an important lateral thinking technique. It works by moving your thinking out of the established patterns that you use to solve problems. Simplex - A powerful integrated problem-solving process Rather than seeing creativity as a single straight-line process, Simplex sees it as the continuous cycle it should be. Completion and implementation of one cycle of creativity leads straight into the next cycle of creative improvement. Part of the whole problem solving process, is coming to grips with the situation (which sometimes is complex and difficult because personalities are involved) and the technical information that has to be researched. The issue for advisers always is that they have to 'be on top of' so much. Being able to assimilate the situation and research information quickly is a great skill to have. There are some tools we use to do this: Appreciation - extracting maximum information from facts Appreciation is a very simple but powerful technique for extracting the maximum amount of information from a simple fact. Starting with a fact, ask the question 'So what?' - i.e. what are the implications of that fact? Keep on asking that question until you have drawn all possible inferences. Cause & Effect Diagrams - identifying the likely causes of problems Cause & Effect Diagrams help you to think through causes of a problem thoroughly. Their major benefit is that they push you to consider all possible causes of the problem, rather than just the ones that are most obvious. Systems Diagrams - understanding how factors affect one-another System diagrams are powerful tools that help you to understand how complex and technical concepts and systems work … and advising clients is complex. There are a number of other tools for understanding complexity but these are some of them. For further information go to: www.estateplanningprofessionals.com.au Page 7 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) In addition, once you have worked through identifying the problem and developing a range of likely solutions, you have to decide what to recommend and help the client make the decision. Examples of decision making tools Paired Comparison Analysis – working out the relative importance of different options Paired Comparison Analysis helps you to work out the importance of a number of options relative to each other. It is particularly useful where you do not have objective data to base this on. Grid Analysis - making a choice where many factors must be balanced Grid Analysis is a useful technique to use for making a decision. It is most effective where you have a number of good alternatives and many factors to take into account. Force Field Analysis - understanding the pressures for and against change Force Field Analysis is a useful technique for looking at all the forces for and against a decision. In effect, it is a specialised method of weighing pros and cons. Again, there are more decision making techniques than this. The great thing about using a decision making technique is that it takes the guessing out of it and it provides a process. This ensures an adoption of 'Best Practice' and demonstrates a 'duty of care'. These techniques are taught in our estate planning course. The case studies Did you solve the problems? For further information go to: www.estateplanningprofessionals.com.au Page 8 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) You will want to know more about the estate planning system so allow me to explain how the estate plan is produced. Once you have entered the website you will be asked to enter your username and password allowing access to the secured site. You have now entered your own Main menu which includes: Client Menu Here you can follow the nine step process which leads you through the entire client procedure. Like most advisers, you will want to print off a questionnaire. As you will already have most of the information about your client, you can enter this information directly into the database which will automatically drop down into the Printable questionnaire. This will save you time and allow you to spend more time with your client. Within the database, there are specific areas to include essential information about your clients, any previous relationships, your children, siblings and parents. This is followed by details of their assets and liabilities, existing insurances and current Will Arrangements. For further information go to: www.estateplanningprofessionals.com.au Page 9 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) Then you can ask your client a series of questions about their estate objectives. We have given you many answers which you can choose from simply by pressing a button, and as with most of the sections, there is an additional comment box for you to make additional recommendations which will automatically drop down into the plan giving a very comprehensive and attractive looking document. This is one of the questions on the database: This will ensure that although the process is streamlined the estate plan document is as individual as your client. There is a special "validation" feature built into your system which firstly eliminates those parts of the process not required for any particular client. Then it maintains a watch to ensure that you have filled in all the information correctly. This is especially helpful if you For further information go to: www.estateplanningprofessionals.com.au Page 10 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) have forgotten to put some information in along the way. The main advantage of the validation feature is that it verifies that all areas have been covered and considered in accordance with 'best practice'. The plan itself is divided into four sections: PART I is about "You and your Family" Part II is about your client's current wealth situation and includes a needs analysis for younger clients who are still creating their estate. Part III contains a summary of your clients objectives and your recommendations. Shortly this will also contain a Source and Application of Funds which will personalise your plan even further. For further information go to: www.estateplanningprofessionals.com.au Page 11 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) Part IV covers Disclosures, fees and authority to proceed. The final section of the plan consist of fact sheets that will make it easy for you to explain the various estate planning issues to your client. These include: • Assets you can't leave in your will. • Asset protection – protecting you wealth from bankruptcy • Why your will should contain testamentary trusts • Superannuation – estate planning issues and strategies • The tax records you must keep The Plan creation can be split into two types: • those older clients whose estate has already been accumulated and • those younger clients who will need life insurance to prop up their estate. This plan does not recommend specific products and therefore offers you the flexibility to do up quotes with the company of your choice or allow you to refer to a Risk Specialist who can work out premiums for the figures you have calculated. Once your client has signed off on what has been decided upon using the "authority to proceed" form, the programme enables you to send the plan in a PDF format via e-mail to the accredited lawyer of your choice along with the instructions to prepare the documentation. All documentation (legal or otherwise) that you will need has been provided and in most instances, they have had the relevant information inserted automatically. The remaining main menu subjects are already full of information but will be updated on a regular basis. For further information go to: www.estateplanningprofessionals.com.au Page 12 of 13 ESTATE PLANNING PROFESSIONALS OF AUSTRALIA PTY LTD (A.C.N. 106 358 758) Ideas to assist you with your BUSINESS DEVELOPMENT We will continually update this page, to give you ideas on how you can promote your estate planning services to your clients. TECHNICAL RESOURCES These have been derived from two sources. A prominent leading estate planning lawyer and many helpful tax rulings which will assist you with your estate planning. Access to your RECORD KEEPING TOOLS to assist with capital gains tax calculations. This is a magical tool which offers you great flexibility in keeping your records up to date. It comes with a manual to operate the programme and also a suggested procedure for making the ongoing process very efficient. Managing your PRACTICE Should you move office, this will enable you to update your own personal information. Lastly and probably the most important feature of this programme: We are advisers ourselves, who sit everyday in front of clients and talk to them about their estate planning and we instruct lawyers to prepare the documentation. "The Plan" has been designed to walk you through the advice presentation in its entirety. In the past we did this process manually. Naturally, this programme has reduced the amount of time we have to spend both in preparation and with the client hence enhancing profits and giving excellent value to clients. We trust you will enjoy your clients as much as we do throughout this whole process and make estate planning a profitable part of your business. For further information go to: www.estateplanningprofessionals.com.au Page 13 of 13
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"ESTATE PLANNING PROFESSIONALS Estate Planning - different strokes"Please download to view full document


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I request any adds that will help me win the lineup pool
new project ft. members of Hot Chip and LCD Soundsystem
Almost every one of these requires low-end. Play through some good speakers:
Charli XCX:
Africa Hitech:
Breakage (yes, again):
Cloud Boat:
Matthew Dear.
I want Blawan badddd.
They have a new EP coming out next month, and their spring tour looks like this:
3-8 Spokane, Wa
3-11 Omaha, Ne
3-12 Milwaukee, Wi
3-13 Grand Rapids, Mi
3-14 Pittsburgh, Pa
3-15 Uncasville, Ct
3-16 Easthampton, Ma
3-18 New York, NY
3-19 Philadelpia, Pa
3-20 Boston, Ma
3-21 Toronto, On, Can
3-22 Buffalo, NY
3-23 Detroit, Mi
3-24 Covington, Ky
3-25 Nashville, Tn
3-26 Savannah, Ga
3-28 Memphis, Tn.
3-29 Houstin, Tx
3-30 Austin, Tx
4-1 Dallas, Tx
Fri 02/24/12 The Public Works San Francisco CA
Fri 03/02/12 Bowery Ballroom New York NY Blondes
Wed 03/07/12 U Street Music Hall Washington DC
Fri 04/13/12 Spy Bar Chicago IL
Sat 04/14/12 2720 Cherokee St. Louis MO
Fri 04/20/12 Electric Pickle Miami FL
Sat 04/21/12 Lowbrow Palace El Paso TX
Weekend 1/2 Sunday open atm.
His set at Primavera last year was out of this world.
Maybe he does live sets at Coachella, and then just jaunts out to do those DJ dates, leaving his gear and crew in Indio...... #WishfulThinking
Would love to see Youth Lagoon get added
I also support a New Build add.
And I still say if they add Colin Stetson, he'd be my most anticipated act of the weekend.
Also, fixing the Sahara, which with a wide open Friday it looks like they might just attempt to do.
Arguably a blessing, but Bassnectar announced dates that now rule them out.
New Build, Washed Out, Four Tet, Underworld to Friday
The War On Drugs, Holy Ghost! to Saturday
James Blake, Andrew W.K., My Morning Jacket to Sunday
Last edited by assortednuts; 01-19-2012 at 07:37 PM.
My handle was Mojavemolester (forgot my password). But that's who I still am at heart and on the polo fields.
F: AC/DC, Nero, Cloud Nothings, Lykke Li, Interpol, George Ezra, Azealia Banks, Todd Terje, Gorgon City
S: Parquet Courts, Perfume Genius, Danny Tenaglia, Kasabian, Jack White, Royal Blood, TWOD, Chet Faker, What So Not
S: The Orwells, OFF!, St. Vincent, Gesaffelstein, Joyce Manor, Lil B, Kaskade, Madeon

subset: commoncrawl


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1) Take a saucepan and cook the cabbage with some salted water for about 5 minutes.
2) Put apples and cook for another 3 minutes until tender. Drain excess liquid.
3) To make sour cream sauce mix together all the ingredients and heat nicely.
4) Pour the sour cream sauce on the cabbage and serve.


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St. Michael Military Medallion
Roll over image to zoom in
☆ Special Selection -- one of our favorites!
Your favorite service member deserves a medal. Our faith-affirming St. Michael medallion offers a prayer for protection and bears the imprint of the wearer's particular branch of service. A must-have for Catholics and others of faith in the military. Proudly made in the U.S.A.
- Air Force, Army, Marines, or Navy
- Pewter
- Reads: "Protect Us" on one side with military insignia on reverse
- Pendant: 0.75" dia. (1.9 cm)
Pewter chain: 24" L (61 cm)
- Made in the U.S.A.
For bulk pricing on these and other items, please contact our Customer Service department at firstname.lastname@example.com.
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February 1, 2015 - I am a Marine Corps veteran living in AZ. I ordered this for my daughter, who is currently in the U.S. Army. She was just stationed in Germany for the next 2 years. We have a very close relationship, and she's certainly "Daddy's girl." Since she is on her own for the first time, in a foreign country, I wanted her to have the same protection/comfort from St. Michael that I felt when I served. This certainly hit the Mark. The online pictures do not do this product justice. I am considering buying additional ones for myself, and relatives that are also veterans. Thank you for a wonderful necklace that can be worn everyday and then passed down as a keepsake!!
December 16, 2014 - Bought this for my husband. Had no problem slipping the chain over his head. He loves it!
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June 16, 2014 - great for anyone
June 1, 2014 - Bought several as a thank you for a special ceremony. They were perfect for the occasion. I gave one to my son, Army, former 82nd Airborne. He told me that Saint Michael is the adopted Saint for the 82nd. Didn't know that when I bought it. He wears it all the time.
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Ciara Chats With/Steps With Diddy On Kris Jenner's Show [VIDEO]
What do you get when you combine Ciara, Diddy and Kris Jenner? A step-competition of course.
What do you get when you combine Ciara, Diddy and Kris Jenner? A step-competition of course.
There are plenty of wack rappers in the rap game but GQ magazine decided to highlight 25 of the Worst Rappers of All Time.
Investigators says they believe the two men of interest may have information regarding the crime.
Members of the girl group Danity Kane, which was created by Diddy and subsequently dismantled by him, were videotaped having lunch together at the Grove in Los Angeles on Monday (May 13). It wasn't about catching up over eats, either! Rumors are swirling that they're moving forward on a reunion and that they are doing so without their onetime Svengali.
It's been a long time since we've seen Diddy rock the mic onstage but the rap mogul made a rare concert appearance Sunday night (April 8) at Wrestlemania 29 at MetLife stadium in East Rutherford, N.J.
When it comes to cash, Diddy is king. The rap mogul topped Forbes' list of the Five Wealthiest Hip-Hop Artists. Following behind the Diddster is Jay-Z at No. 2 and Dr. Dre at No. 3.
Sean "Diddy" Combs was the victim of a bizarre trespassing case when a man broke into the rapper's Long Island mansion, ate his food, drank his liquor and tried on his clothes. And the guy says he's been breaking into the place for more than a decade.


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" Yoruichi-sama… Why?…Why didn't you take me with you?"
Why did she leave without her?
What could she say?
She could say she wanted to run away and leave all the titles and responsibilities behind to live the life she that she had been robbed of. She could say that she didn't want to take away everything that Soi Fon had going for her. She could say all she wanted to do was protect her…
Though all of those and more were indeed true in a twisted sort of sense, it wasn't nearly enough.
But seriously, who was she trying to fool?
All during her exile, when she could spare a thought; she thought of her. She thought of her meek smile, her stammered greeting, her movements, her voice, her eyes… her scent, her touch. She missed everything about her.
She remembered sitting on the windowsill, staring out at the sunset, feeling the stabbing pain lessen a little more, as it did day by day until it was no more than a dull ache. But it only happened to recede because she willed it away; she pushed away the pain and filled the gaping hole of nothingness in her heart, which she had left behind, with Urahara.
She couldn't live with regrets… she couldn't live constantly looking back over her shoulder at the mistakes that trailed behind her; haunting her. She was sure that eventually, she would outrun every single one of them; she was after all, the renowned Goddess of Flash.
But the only actual mistake she looked back for, the one that haunted her day and night; was the one she could not outrun.
She did want to escape her life; she did want to leave everything behind… but not her.
And yet, she left…
Because she was… afraid?
Was that the reason? She feared that if she took Soi Fon along where there wasn't the harsh conformity of the noble Seireitei to mold herself into, that Soi Fon would maybe realize that perhaps… she wasn't who she thought she was? That Soi Fon wouldn't love her anymore? That she would leave…
And in order to make sure Soi wouldn't abandon her… she abandoned Soi… and managed to convince herself that Soi Fon would be better off and happier, being left behind.
Could she tell her all that?
Could she really tell her everything?
Guilt ate away at her insides as she sat there, in the middle of the desert like plains, holding Soi Fon tightly in her arms like she'd never let her go; hoping that maybe actions could convey the messages into words so she wouldn't have to answer the one thing she wished she'd never have to.
A/N: (I just thought I ought to give a little explanation and of course, credit)
Okay, so footaddict said, "If you don't already have plans, I think it would be great to venture out of what we already know happened and write a follow-up to this. (,) Because in the anime, after this fight scene we see Soi Fong and Yoruichi working together again as smoothly as though there weren't a breach to begin with during the start of the Bount arc. It would be excellent if you could substantiate the time that elapsed between the fight and that time. (,)".
So I decided, okay. Let's give it a try (because my Ichigo and Rukia centered oneshot sort of ran out of steam). It may not seem like much, but I guess it kinds of guides your imagination to the point where, yeah, you can figure out the rest.
The answer? It came from BepopSamurai's 45th chapter of 'The Cat and the Bee.'
I thank you both, tremendously.
Dark S3cret.
P.S. Hope it was alright –smiles meekly-.
P.P.S. TeZukAb0ch0u, if you are reading this, I would like to apologize, I still haven't gotten the inspiration to write up your suggestion. I will get to it eventually.


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Seychelles Promises to Decriminalize Same-Sex Conduct
August 12, 2014 by HRC staff
Post submitted by Ashley Fowler, Global Engagement Program Assistant
Seychelles, the 155-island African nation, is moving forward with reviewing its law that prohibits same-sex conduct.
In 2011, government representatives promised to repeal the law when its human rights record was review by the UN. The law, stipulating that same-sex conduct is punishable with up to 14 years in prison, is similar to numerous other laws criminalizing homosexuality throughout Africa.
However, despite this promise to repeal the discriminatory law, no official action was taken until just recently when the Judicial College invited members of the public to discuss the "discrimination of gay people, marriage equality and morality" at a forum on August 11.
The law is now under judicial review to determine whether the penal provision discriminates against LGBT people and therefore violates the Seychelles constitution, which clearly states that "all persons must be free from discrimination on all grounds."
Though it is reported that there are no active LGBT organizations in the country, the Seychelles have several other laws that prevent discrimination against the LGBT community. For example, the country's employment law protects workers on the basis of sexual orientation.
Secretary of the Ministry of Foreign Affairs, Sandra Michel, claimed "the change of relevant laws would come pretty soon, as the government and civil society want so." Repeal of the law would bring the number of countries with laws that criminalize individual for same-sex conduct down to 77.
Top Posts
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February 18, 2015
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February 14, 2015
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February 16, 2015
"Love Has No Labels" Ad Campaign Celebrates Diversity and Inclusion
February 18, 2015


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I ask not only on behalf of these, but also on behalf of those who will believe in me through their word, that they may all be one.
As you, Father, are in me and I am in you, may they also be in us, so that the world may believe that you have sent me.
-- John 17:20-21, NRSV
Ecumenical Advocacy Days
Ethnic/Minority Young Adult
Summer Internship
UMC Jobs
By Donald E. Messer*An Ecumenical Civil Rights Pilgrimage of forty-six laity and clergy,
that started at the birthplace of Baptist preacher Martin Luther King,
Jr., in Atlanta, and ended at the motel where he was martyred in
Memphis, traced not only the struggles of the past but focused on
contemporary issues of justice and equality.
Led from March 5 to 9 by
retired St. Luke's United Methodist pastor, Rev. M. Kent Millard, and
Bob Zehr, both of Indianapolis, the interracial ecumenical group of
Presbyterians, Catholics, Quakers, and United Methodist clergy and
laity, also included students and faculty of Christian Theological
Seminary (a Disciples of Christ seminary), and a seminary student from
Garrett-Evangelical Theological Seminary.
On March 14, 2015 at 1:00 pm, The United Methodist Church joins Churches Uniting in Christ to present 'Truth to Power: Eradicating Racism', a webcast focused on:
Live stream is available. Check out the event info here: http://bit.ly/1BlMqwj
2011 Nobel Peace Prize Laureate
Leymah Gbowee will speak during the opening plenary at the upcoming
Christian Unity Gathering. Gbowee is a well-known peacebuilder and
received the Nobel Peace Prize for her work with women of many faiths
to end the civil war in Liberia. Gbowee continues to work with women in
conflict regions as Executive Director of
Women Peace and Security Network (WIPSEN-Africa). As we begin to
explore our priority of Interfaith Relations with a Focus on Peace,
Gbowee's story will be both instructive and inspiring for the work
The 2015 Christian Unity Gathering will be held at the Hilton Washington
Dulles in Herndon, VA outside Washington, DC May 7-9. The event will be
a celebration of ecumenism and an opportunity to put that spirit into
practice as we continue our work to respond
to the mass incarceration crisis and explore our second priority,
interfaith relations with a focus on peace.
The program will include ample opportunity for all attendees to engage
with one another through group discussion, input from expert resource
people to help inform our discussion, and service of remembrance for the
100th anniversary of the Armenian Genocide
held at Washington National Cathedral. Also importantly, both the
Governing Board and Convening Tables will meet as well.
Violence perpetrated in the name of religion was highlighted as "a defining issue of our generation" by Canon David Porter when he spoke to members of the Commission of the Churches on International Affairs (CCIA) of the World Council of Churches (WCC). United Methodist representative, the Rev. Stephen Sidorak ecumenical staff officer for the OCUIR, was in attendance.Porter, appointed by the Archbishop of Canterbury as director for reconciliation at Lambeth Palace in London, joined the WCC meeting via Skype on 17 February. The meeting has brought together CCIA members who will set directions for the work of the Commission in coming years.
At the meeting, Porter said that religiously sanctified violence is a
global challenge, and not just an issue of the Arab world. "The reality
is that those promoting such violence are looking deep into their own
religious traditions and are attempting to find justifications for their
actions," he said. (More ... )
Ecumenical and Interreligious Endowment Fund


text:
Jed Johnson
Jed Johnson Associates is a highly recognized interior design firm who's work has been published in countless design magazines and books. Their portfolio is stunning, and includes mostly traditional designs with impeccable attention to detail. I love how artwork plays an important role in their designs. (It seems designer Mark Cutler fancies their work as well).


text:
Janie Jones
Two Strangers. One Family.
Selected credits (non-exhaustive)
|Directed by:
|David M. Rosenthal
|Produced by:
|Keith Kjarval
Eric Bassett
|David M. Rosenthal
|Alessandro Nivola
Elisabeth Shue
Abigail Breslin
Frank Whaley
Brittany Snow
|Production Companies:
|Absurda Entertainment
Unified Pictures
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Production Updates (22)
- From Thu., October 27, 2011 to Thu., September 10, 2009
- Internet Movie Poster Awards Thu., October 27, 2011
- added a poster to the gallery
- Apple Trailers Thu., September 15, 2011
- added the tagline: "Two Strangers. One Family."
- added a poster to the gallery
- Amazon Tue., September 13, 2011
- added the US soundtrack release date of October 11, 2011
- Fandango.com Fri., September 2, 2011
- changed the US film release date from August, 2011 to October 28, 2011
- added Theatrical Trailer to trailers & videos
- Amazon Sun., August 7, 2011
- added the US DVD release date of January 31, 2012
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- - http://www.sportstalkflorida.com -
Sunday Notes: Cabrera To DH, Martinez To Play 1B
Posted By Matt Stein On April 6, 2014 @ 9:48 AM In MLB,News and Rumors | No Comments
The Tigers released their starting lineup for today's game against the Orioles, and for the first time this season Miguel Cabrera will DH, allowing Victor Martinez to get a day in the field playing 1B:
Sunday Notes: Cabrera To DH, Martinez To Play 1B
by Matt Stein
#Tigers [1] lineup: Kinsler 4, Hunter 9, Cabrera DH, Martinez 3, Jackson 8, Collins 7, Castellanos 5, Holaday 2, Romine 6. Verlander starting.
— Detroit Tigers (@tigers) April 6, 2014 [2]
Article printed from : http://www.sportstalkflorida.com
URL to article: http://www.sportstalkflorida.com/detroit-tigers-miguel-cabrera-to-dh-victor-martinez-to-play-1b/
URLs in this post:
[1] #Tigers: https://twitter.com/search?q=%23Tigers&src=hash
[2] April 6, 2014: https://twitter.com/tigers/statuses/452801766719897600
Click here to print.
Copyright © 2011 ESPN Florida. All rights reserved.


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01-11-2001 Comments (0)
Bristol-Myers SquibbcetuximabErbituxPfizerPharmacia
"After a 15-year gestation, a beautiful bouncing biotech sector wasfinally born with all of its faculties…
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Do you need to find details about Michael Brinkmeyer in Phoenix, AZ? If so, PeopleFinders is a service designed to do exactly that. In fact, it can find a variety of information including public records, marriage records and divorce records for people like Michael Brinkmeyer in just a matter of seconds. With the amount of information about people with the last name, Brinkmeyer located in Phoenix, our database will provide all the data you are looking for before you have time to even blink.
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text:
Ekóham Bahusyam wants to
Bring together 244 Countries (C.T.I) to achieve HUMAN UNITY
The only hope for the future is in a CHANGE of Man's Consciousness
Interior Designer who Believes in World Peace,Humanity, love, and good in people ... Peace and Light ♡☮
The only hope for the future is in a CHANGE of Man's Consciousness
The Indiscriminate Killing of any type of Migratory or Resident Birds,.at any time of the year (and surely increasing at
New York State's laws protect the rapists of children from prosecution meaning they are free to rape more children.
Rally together to stop these offenses against people with intellectual and developmental disabilities (I/DD) now!
A NYC Grand Jury refused to indict NYPD Officer Daniel Pantaleo for choking Eric Garner to death.
The Dolphin killing season is due to start again in Japan. Here's what we can do about it.


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Econo Lodge Inn & Suites Munising Area
Wetmore, MI 49895
Phone: (906) 387-4864
Fax: (906) 387-2038
Pictured Rocks National Lakeshore
Explore the stunning natural beauty of the landmass flanking Lake Superior at this fantastic facility. Pictured Rocks National Lakeshore offers exciting opportunities for naturalists as well as outdoor enthusiasts. From hiking, bicycling, boating and camping in summers to skiing and ice-fishing in winters, you'll never run out of things to do at this year-round attraction. Notable features of the site include Munising Falls, Miners River, White Birch Forest and Au Sable Point.
Carmody Road
Munising, MI 49862
+1 906 387 3700
Earn valuable points toward free nights.


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OKLAHOMA CITY -- Chesapeake Energy today announced that its board of directors has established a three-person Office of the Chairman while continuing its previously announced CEO search process with the assistance of Heidrick & Struggles.
The office of the chairman includes: Archie W. Dunham, non-executive chairman of the Board; Steven C. Dixon, who has been named acting Chief Executive Officer in addition to his continuing role as chief operating officer; and Domenic J. Dell'Osso Jr., chief financial officer.
Mr. Dixon has served as Executive Vice President and Chief Operating Officer since 2006 and has held various senior operational positions since joining Chesapeake in 1991. Mr. Dell'Osso has served as Executive Vice President and Chief Financial Officer since 2010 after serving in various financial roles since 2008.
As part of Chesapeake's previously announced succession plan, the members of the Office of the Chairman have been working closely to transition oversight of strategic, operational, and financial matters as well as certain day-to-day management responsibilities from Chief Executive Officer Aubrey K. McClendon, who has previously agreed with the Board to retire on April 1, 2013.
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The following topics were dealt with: steady state optimising hierarchical control; large scale telecommunications network design; dynamic optimisation of gas networks; and optimised control of water systems. Abstracts of individual papers can be found under the relevant classification codes in this or other issues


text:
I Met Someone Online Who Is Important to Me
Personal Stories, Advice, and Support 3,243 People
Meeting you is my favorite timeand having you is the best gift i ever received from God of course next to my parents and siblings ;) i love you... you know who you are :)
KarenDew 18-21, F 3 Mar 10
If only I felt like writing the story againand again, It plays in my head all the time. Images I cannot print and hopefully will not erase. Your personality will never fade. Nor the last conversation we had. Thank you for teaching me more about myself, thank you for still visiting me. I'll visit your grave one day, it's...
Stargasm 26-30, F 1 Response 5 Mar 18, 2014
What Are The Odds?I've always wanted to share this particular story, since it's so...unique. At least to me. In mid-2009, I joined a website for the game Animal Crossing. It was the first website I've ever joined, and I was a little confused and full of questions. Browsing the website, in search...
Okay, so this must be like the weirdest thingto write on here, but here goes nothing. I met a lot of good people on here, but talking with everyone is different. And every one of them has different importance to me (some less, some more). This story is dedicated to Mentotalkto because one hour and eleven minutes talking...
delusi0nal 18-21, F 1 Response 5 May 1, 2014
I feel for other people.So I go online to find lost souls and help them anyway I can. I just never knew someone would come along and help me. We just met a few days ago, but he's already helped me and have made me happy. Thank You Jacon for being here for me.
UnconditionallyGone 16-17, M 1 Response 7 Dec 31, 2014
N othing works when raw emotions flow Ethereal sea connects two lost souls T ime stands still when two beats as one L ove fills the air as wind brings the essence O ther side of the wall heralds love V ulnerable is the feeling, craving for touch E ach breath that falls comes with a prayer "US"
winterfall 36-40 2 2 days ago
So, have you ever met someoneand just INSTANTLY clicked? I met this guy and we literally talk EVERYDAY, we joke sooo much and i swear it's like he was made just for me. He makes me smile without even trying and I don't think he knows exactly how much he means to me. <3 I love our little bond we have and...
MickxLove 18-21, F 5 Responses 9 Nov 4, 2014
I didn't believed it waseven possible when I entered EP. But you can meet people online and have a great and deep connection with them. I'm really thankful for it.
PeterDr 31-35 4 Responses 14 Jan 1
It has happened to meand I don't regret it at all.I may never see the someone in person.I may never look into their eyes.I may never feel their touch or wipe their tears from their eyes.As much as it feels sad,I rather have met that someone online,than to never had.......
AfanOfbigNaturals 41-45, M 3 Responses 5 Mar 16
yes, i met someone. it wasso amazing. that was the most epic 48 hours of my life. Logic doesn't seem to apply to us. He is so important to me now. I don't mind how long it takes, i'll wait for you. i'll stick to "the plan" if you can read this, you know who you are. thank you so much :D
MrRadicals 18-21, M 1 6 days ago
So this is a update :after a few dates & by dates I mean flying cross country to his home & spending the week with him each time , we have moved in together . The first date was a week at his house & we started dating . Sounds strange but when you consider that we has spent every night for about a...
BornOnDaBayou337 31-35, F 3 Responses 9 Oct 10, 2014
HeartYour craziness doesn't scare meYour highs and lows intrigues meYour ability to love is all I'm yearning forI allow you to see a glimpse of mine undying soulYou know how I feelI let it slip from my lips to your earsKnow you are lovedI wanting to be loved in returnTo my lovely...
enchantedebonybutterfly 31-35, F 9 Responses 9 Oct 18, 2013
So CloseI long to feel the warmth of your skin So far apart I blow kisses and caress you with my words
SleeplessKnight 41-45, M 2 Responses 11 Jul 25, 2013
I met someone on here months agoand I didn't expect to care for that person so much. That person is just so caring and great to me. He may live far away but I'm glad we are so close. I'd like to make more friends with more people.
JustDevy 18-21, F 4 Responses 8 Jan 2
I met her when I first joined this site about amonth ago, and now we've been talking everyday, more or less. Although it's only been a month, she's already helped me more than she imagined. I never thought that I could meet someone online who gets me better than I get me (well, almost better, anyway). I really care for her...
Protonyx 16-17, M 1 Response 3 Jan 27
I met my boyfriend online.Our first date was at a park. We only had a goodbye hug on the first date. He's English, I'm Taiwanese. We are now happily together for 6 months, and I believe it will last. He's my second serious relationship. He's important to me :)
dianashih1223 18-21, F 1 Response 7 Aug 9, 2014
Okcupid!! I never thoughtthat I would find the love of my life, my twin flame, on this silly website. I was reluctant in meeting him at first but gave in. We meet up at Brahms because the mall was close and I wasn't old enough to go to a bar. We had ice cream and took a walk to the park that was near...
snackings 18-21, F 2 Responses 6 Feb 11
I recently just met someone onlineand yesterday we met for the first time. I didn't really have any expectations but I probably could have never imagined it be so amazing! It's almost unreal how we just got along so well. Initially we were suppose to go out on a date but we just decided that we wanted to sit and...
Shygirl917 18-21, F 7 Aug 9, 2014
Siber masters some think this world is a matrixthat were not experiencing the true nature of our reality in this matrix another one exists it is the ciber matrix of emotions In this vast ocean of lonlines hope and pain dwelve the siber masters masters of navigation in this formles space
sirpercival 41-45, M 0 Mar 18
Hmmmm Why yes it seems like I have met someoneon here that is important to me :P I might even go as far as to say she has become a requirement of my life. She is definitely what makes me happy everyday and I love her so much. Infact in 3 days we will have officially known eachother for a year. She's amazing and very...
Raptax231 18-21, M 1 Response 3 Feb 20
I own this band account on Instagramand there's this one girl that I met and she's really cool and awesome music taste :) and I get to see her after Christmas since she doesn't live that far from me, we FaceTime all the time and Skype and all that stuff, and I really like her but I really don't know how to tell...
JetStarKilljoy 16-17, F 1 Nov 22, 2014
there's a few peoplethat mean a ton to me already and I just met them.. props to ep.. I've made plenty of friends and I've been introduced to some people who I know I can rely on and I'm so grateful. the Internet is a beautiful thing. (sometimes not)
hannahrose29 13-15, F 2 Feb 15
I met my best friend here on EP well over ayear ago. We text every day but due to both of our anxieties we haven't spoke on the phone or Skyped. We share secrets and photos and plan to meet this summer. It's long distance but I'm so lucky to have such a friend.
PerturbedBrain 22-25, F 1 Response 3 Jan 29
FaitAccomp1i 70+, M 1 Response 7 Mar 15
I met this guy online.and we have been texting for like almost a year. I am a very sensitive person who are easily to get mad if someone teasing me. but this guy is kinda special cause I don't even get mad when he tease me. and he always has the way to make me smile when I am down. whenever I have...
Jacque1994 18-21, F 2 Responses 4 Oct 30, 2014
Jacque1994 18-21, F 2 Nov 7, 2014
I met him.. But he is too far.. The world is unfair..
angel10111 26-30, F 14 Responses 15 Feb 23, 2014
MourningHe came and he went.We met in an internet forum and we were close ever since. I've never felt that close to anyone, despite the fact that I've never met him in real. It seemed like we've known each other for eternity. Those eyes of him, I could never forget. We were like twins...
basically everyone I've ever met online isimportant to me
lilellie415 18-21, F 3 Nov 23, 2014
Younger women dating older men mainlybecause younger women are attracted older men. older men mature, confident, stable .Mature guys always know how to treat their women.These younger women are looking for their age gap love romance.For older men, Younger women older men relationships will surely make an older man...
carry11 26-30, F 2 Dec 22, 2014
I actually met him on here ,What can I say , when you least expect it things happen that can not be explained except in the context of fate . I have never got along so smoothly with somebody from the jump . More rare is it to just start speaking and be finishing each other's sentences . In a short amount...
BornOnDaBayou337 31-35, F 4 Responses 10 Aug 9, 2014
I started out as the no-way-no-how typeand have come around to... maybe-you-can't-FIND-love-here,-but-you-can-be-introduced-to-the-possibility-of-chatting-with-someone-you-could-potentially-be-interested-in-enough- to-meet-and-develop-feelings-for-later-on-down-the-line.... *laughs* just be careful... there's some...
SweetKiester 41-45, F 6 Responses 14 Jan 15, 2014
I've met a lot of nice people online.And a lot of not-so-nice people. And I've also learned that for the most part you need to take online "relationships," whether it be as friends or as more, somewhat lightly because you never know when someone will decide to just stop talking to you. And even if they don't, you...
21cookielover21 18-21, F 3 Responses 7 Jan 15, 2014
The first true connection I made with someoneonline I fell in love with. I call him Cub and he calls me Peach. My life is less then conventional by societies standards and our connection is in no way conventional. We love each other but could not make it work at this time. I am grateful for the time we have shared and...
I MET MY DREAM GIRL ON EP That's right; Imet her here on EP. It started as a search for a RP partner and I found a kindred spirit instead. We started talking and realized we have many common items we liked and wanted to pursue. It may not be love yet, but it is lust on my part. Now the dreams have started, unusual for...
kajun1950 61-65, M 2 Responses 3 Feb 24
I Miss Someone I Became So Close To OnlineI met someone amazing online a few years ago, it may sound a bit silly but I played her at backgammon online, she lived abroad. We were chatting during the game and kept playing each other day after day for a few weeks and we chatted lots and really liked chatting with each other...
robbie39 36-40, M 1 Response 4 Oct 26, 2013
I use to talk to a boy on aimfor almost five years. He was always there for me we finally meet when I was 18 he was 21 and now we are engaged and been dating for almost 6 years!
hellokittysr 22-25, F 4 Responses 12 Jan 7
LostActually I met a whole world of someones who are important to me online. Right here on this very site as a matter of fact...and I credit the members of my circle with helping me come to terms with one of the most difficult periods of my life. But this story isn't about you lot...
she's actually on ep.we have been texting for the past couple days and she means the world to me. :)
Franchise1107 18-21, M 6 Aug 9, 2014
Someone I Can Call A FriendI had a very dark day today. Something happened to me that caused me huge embarassment in front of a lot of people. But my friend (she knows who she is) has been so kind and supportive to me since it happened. She is a caring person with a heart of gold. Thankyou friend x
i?ve met many friends online.i?m really happy and i am not lonely any more because i do have special friends, i feel they like and respect me. online friends count. :)
neyah20 18-21, F 3 Feb 20
It's been a while since I heard from him,and I just want to know if he's ok. His username here is whatstherush. Please, if you've had any contact with him recently let me know. I'm deeply worried about him because of certain things.
Ellytheoutcast 13-15, F 1 Response 0 Oct 30, 2014
I met an amazing person here on ep really aremarkable person in many aspects im afraid to fall in love with her
sirpercival 41-45, M 3 Responses 3 Mar 12
So I have been going on datessince I got back from deployment (14 to be exact), I finally decided that it's a waist of time and was about to take my profile down when she happened. She just said hi, normally I never talk to anyone that sends just a hi. To me they are just girls trying to make u join some...
lamandamy 26-30, M 1 Response 2 Feb 14
he's actually on this app.we have been texting day and night for the past couple days and he means so much to me. he can make me smile when no one else can (:
suicidegetout 13-15, F 4 Responses 7 Aug 6, 2014
so were lonely and we want friendship andclosenes through this media so why do ppl pretend and put up a different face ..ok I know thers many reasons for that its not just faking and pretending its deaper im not writing about frauds im trying to take this onlinefriendships to an innerwork asspect on ourselfs it...
sirpercival 41-45, M 1 Response 2 Mar 20


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I'm from Seattle, an entrepreneur, and a big skier. I'm recently married and visiting Colorado to ski with some friends.
Marc has completed online and offline ID verification.
Learn more »
Marc is great, friendly, communicates well, clean and polite!
Marc was a fantastic guest we hope he will come back again and join us soon.
Marc was easy to coordinate arrangements with. He clearly communicated his intentions. He was also respectful of the space.
Marc and his family were great guests. All communications were clear and friendly. They left the place in great shape.
Marc was a great guest! He was really easy to coordinate with during the booking process and to arrange check in times. He took great care of my place! Very respectful of my property and the building. Would highly recommend!
la mia esperienza è stata positiva
Marc and his girlfriend are nice, gentle and beautifull. They left the house has it Was and I hope to host them again and again. Higly raccomended :)
Very nice guests, it was a pleasure to host Marc and Gina!
It's always nice to host with Airbnb: Marc and Gina are very friendly and smiling persons, they are easy going and it was a pleasure to host them in our apartment. Unfortunately the weather was not as sunny as we are used in italian Spring, but they always had a very positive mood, happy to enjoy and share tuscan life in our beautiful Valdambra! :)
very nice person! I really would liked to sped more time with Marc and his wife, but, unluckily we didn't have too much time!
Good guests:)


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9:44 am
Wed October 7, 2009
Heavy Rain Event
By National Weather Service
Tulsa, OK – Heavy rain will begin to impact parts of northeast Oklahoma by Thursday afternoon and will shift into southeast Oklahoma and northwest Arkansas by early Friday. Widespread rainfall totals of 2 to 5 inches can be expected by Friday afternoon, with local amounts exceeding 7 inches possible.
The prolonged nature of this rainfall event may cause many area rivers and streams to approach or exceed flood stage. In addition, due to the tropical nature of the airmass, extreme rainfall rates are possible and could lead to flash flooding.
A flash flood watch is posted for the area.


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Boomers Lounge
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If first 68 team sign up sheet gets filled we will start a second sign up sheet!
If your team makes the Sweet 16,
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Falls Fest July 25 − 28
"The Fun Keeps on Coming!" Get ready for Falls Fest in Menomonee Falls, July 25 28 at Village Park at Garfield & Appleton Avenue in Menomonee Falls. Four great days of big name bands, games, food, softball tournaments, silent auction, children & family games and activities, and best of all - admission and parking are FREE! It's a great family party, close to home!
Headline bands include Rebel Grace on Thursday at 7:00 pm; The Sweet Tarts on Friday at 7:30pm; Chasin Mason on Saturday at 7:45pm; Old Mil Reunion on Sunday at 7:00pm and fireworks at 9:45p.m.
Open Thursday and Friday 5pm until Midnight; Saturday and Sunday Noon until Midnight. For detailed band and event schedule, go to www.Falls-Fest.com and get ready to have some summertime fun! Falls Fest is sponsored by Blair's True Value Hardware, BMO Harris Bank, First Bank Financial Centre, Malkin's Flooring, McDonalds, Miller Lite, and Minor's Garden Center.
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Firefield Red Laser Sights assist you in achieving instant target acquisition in addition to regular pinpoint accuracy. Red Laser Sights are not just functional and simple they also let you keep both eyes open, which means an increased chance of success with you striking your target. You're able to use these Red Laser Sights from Firefield with different types of weapons such as; pistols, rifles, shotguns and more. Whether you are a professional, just starting out or somewhere in between, ensure that you have a competitive edge having a Firefield Red Laser Sights. Remove the assumptions out of your shooting with increased accuracy. Leading the industry in accuracy and dependability, Firefield Red Laser Sights will make a great addition to your weapon selection. If you would like aid deciding on the right laser sight, we have an impressive group of merchandise advisors you could call with substantial experience on each of the items we sell, or go and visit our Laser Sights Informational Guides! OpticsPlanet is your primary Firefield Red Laser Sights retailer on the internet. With options you want, costs you need and service you are entitled to, why purchase somewhere else?
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Are you dreaming?
Your children are playing safely around, garden chairs are just perfect to get some ten, and the dinner on the barbeque is almost ready.
Close your eyes, take a deep breath and just keep on smiling - you are finally on vacation!
Space where guests can cook their own meals
Towels, bed sheets, soap, and toilet paper
Central heating or a heater in the listing
Space where guests can cook their own meals
Towels, bed sheets, soap, and toilet paper
Central heating or a heater in the listing
In the building, free or for a fee
In the building, free or for a fee
Continuous access in the listing
Breakfast is provided.
The listing can accommodate a gathering of 25 or more attendees
Easy access to the building and listing for guests in wheelchairs
Private or Shared
Free, in the building or nearby
Posted emergency information and resources
The Space
Charming old village house has a hidden garden and renewed interiors. A balanced mix of traditional past and modern future will make you relax. Mighty door takes you inside a beautiful courtyard, where you can relax in comfortable garden seats or hammock, prepare a grill and enjoy the falling stars in the night.
This 2-floor 180m2 house has 3 bedrooms, 2 living rooms, dinning room, bathrooms, laundry and a big kitchen. It is ideal for whole family gathering and reminiscing of memories past. In the villa we have space for 7 people with the option to add a few beds more.
When the sun is going down, you can relax on the terrace, sip a glass of wine and enjoy the beautiful fire-like colors over the landscape.
Relax with your friends in a big, typical Karst house!
Guest Access
The guests are staying in the house with a closed yard, equipped with garden seats, hammock, dinner table, barbeque, inflatable pools for children...everything to enjoy your vacation.
Fresh linen and towels are provided, and the kitchen is fully equipped. Wi-Fi is working perfectly in the yard and also in the house, but we suggest not to use it too much for work - here you came to relax and spend time with your beloved ones.
Each group of guests is staying alone in the house and on the yard in complete privacy.
Interaction with Guests
The guests are welcome by the host and I am present also at the check-out. Communication with guests is on daily basis either personally either by messages by phone or mail.
The Neighborhood
Vila Dane is located in the village Dane, which is a peaceful village, on the border of the forest, but just a shot away from the town Sezana. It is a perfect place to take long walks in the countryside, play with kids in the nature or take your dogs to play on open space.
In Sezana you can find public transport in all directions such as bus or train. There are 3 big supermarkets, 2 gas stations, 4 banks, post office...
The house is just a shot away from Trieste (Italy) and an hour drive away from the capital Ljubljana (Slovenia).
Nearby you can find world famous attractions as Lipica stud farm, Postojna Caves, Skocjan caves park and Sezana - small town with relaxing places of interest like botanic garden, spa centre and lots of nature.
Located in the middle of Karst, in the village Dane, surrounded with many points of interest:
- 500 MTB trails (possible hiring of bicycles)
- 100 climbing directions (10 climbing spots)
- 30 exploration caves
- 5 horse-riding stalls,
- hiking trails, golf course.... (guided tours available)
- Karst wine road
Getting around
The town of Sezana is just 2km away, so you can go there also by foot or by bicycle, which you can hire right on the spot. However to visit all the other sights (Skocjan caves, Lipica,...) i suggest to have a car, that is also possible to rent right on the spot.
Pets allowed.
No smoking inside the house.
Really nice place, the best of our whole trip! It is huge and we would recommend it. Sasha took the time to explain the vila's history and we had a welcome drink together. It was nice of him.
Very beautiful house and a very helpful host. It was located in a very nice and central place. Everything was clean, the bathrooms were new. Plenty of space. On our arrival Sasha gave us very good advices about a trip in Slovenia, he knew a lot about his country and the house had many resources helpful for a good Slovenian trip. Similarly, the kitchen was also resourceful with everything one should need.
Impossible to find a better host than Sasha ! So kind and available ! All his advices were precious. We loved our holidays in his house and in the Karst. Everything has been perfect. We really hope to go back to Dane.
Sasha was a great host. The house is rustic but very nice and homely. We really enjoyed staying there and would definitely do so again.
Sasha gave us a warm welcome with homemade liquors to try.
The rooms were very nice, neat, clean, and cosy. Exactly as shown in the pictures. The building itself is a beautiful old farming house in a quiet town with a fully equipped kitchen. In the private and sunny inner courtyard you will also find a charcoal barbeque to throw something onto and a hammock to throw yourself into afterwards. In the dining area, local liquors are provided for a reasonable price.
Sasha is a very nice guy who can organise all kinds of activities for you (e.g. caving, hiking, biking). Thanks to him and his friend Mitja we had an amazing private tour to the Divaca Cave.
Before we left, Sasha also helped as a lot to find the next place to stay.
All in all, a great place to relax and a very helpful owner. I would definitely stay there again and spend some more time at this beautiful place.
The house was defenitly one of the highlights during our vacation in Slovenia. Sasha is a great host, Always helpfull and a very good source for information about the Karst.
The only negative aspect of our visit is that it should lasted longer!!!
Thak you very much Sasha.
I am from Slovenia, renting aswell a rustical vila-house in the region of Karst. I am passionate about outdoor activities and i like to travel abroad to discover new places, cultures and people.


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Google owns about 55 percent of the search ad business, but it's still way ahead of its competitors -- despite Baidu's strength in the big China market.
Facebook and Twitter will combine to own a third of the US display ad market in 2017, according to research firm eMarketer.
The wireless carrier expects the momentum to continue into 2015, but it will have to reckon with the costs of its Data Stash program.
The CEO of the world's largest software maker, who celebrates one year on the job today, is changing Microsoft from the inside out -- because he has to.
Yamaha's RX-V665BL includes more features than its predecessor, but it doesn't sound as good, has poor video upconversion quality, and doesn't let you assign digital-audio inputs.
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In its latest financial snapshot, the software giant is demonstrating that its hardware business is not just a sideshow after all.
The software giant says it's working on an update for the versions of its Surface tablet that used an ARM-based chip. But it will only have some of the functionality of Windows 10.
Here are seven things we could see from Apple in the coming year, ranging from services to new, bigger iPads.
Online auction giant could shed 10 percent of its workforce as it readies separation from its payments unit.
App developers for Windows Phone, Surface and other Microsoft devices can now turn to App Annie's widely used analytics tools, but can this help to fix the app gap?


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Holding a physical photograph is a rarity in this age of digital photography, but Seattle-based electrical engineer Michael Ciuffo has come up with an unusual way to put lots of images on paper for very, very little cash. He's using an ordinary roll of receipt paper as his instant film.…
Tags: instant film
INSTAPRINT: An Instagram Photobooth at SXSW
Many of us long for the days of instant film, the tactile fun of having a print in your hand in a matter of seconds. The classic square prints had a color, and feel all their own. Well, for the many lovers of Instagram and those of you lucky enough to be at SXSW in the coming days, there's going to be a very cool new toy to play with. Instaprint, is a tiny wall mounted cube that acts as a location based photo booth for Instagram users.
Still Developing: A Celebration of Polaroid Film
No medium has quite provided instant gratification like the now discontinued Polaroid 600 film. Snap a shot, wait a minute and you had a uniquely hued print that only instant film could provide.


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Political Comeback
5:15 pm
Wed August 29, 2012
Acquitted Former Senator Makes Political Comeback
A former state senator acquitted in Alabama's gambling corruption trial has made an overwhelming political comeback. Former state Sen. Larry Means got elected mayor of Attalla on Tuesday night. He pulled in 69 percent of the vote in a four-way race. Means got defeated in his Senate re-election bid in 2010 after getting indicted in Alabama's gambling corruption case. He was accused of voting for pro-gambling legislation in return for campaign contributions. He was cleared of all charges in two trials in 2011 and 2012. Means said he had no plans to return to politics, but residents in his hometown kept encouraging to run for mayor. Means said he was humbled that people still supported him and his family after all that happened. Means was also mayor from 1992 to 1998. Copyright 2012 The Associated Press.


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Prices and availability are subject to change from the time and date that you print this page.
3/30/2015 10:18:32 PM. For Customer Service, please call 800.933.9904
$139.00 each
Charming whale print adds a dash of personality to any room and, unlike real whale watching, will cause little to no seasickness.
Details, details
- A Melanie Mikecz design
- Artwork is digitally printed for unmatched color and clarity that's true to the original art
- Canvas wraps around the sides providing a finished decorative edge
- Sawtooth hanger attached for easy hanging
- Hanging hardware not included
Show 'em what you're made of
- Hand stretched canvas over a 1.5" wooden frame
A gallery wall is the perfect place for your family photos, along with other wall art and decor. Click here to create a gallery wall in a few easy steps.
The Land of Nod Guarantee
At The Land of Nod, nothing is more important to us than providing safe, high-quality products to you and your family. We believe that kids' products should be able to handle everything kids throw their way (literally and figuratively). That's why all of our products have an 18-year quality guarantee. And, hopefully, your kids will no longer be sleeping in bunk beds by then.
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Olive who?
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Who's there?
Olive who?
I live across the street.
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Whale Watching Wall Art is rated out of 5 by 8.
Rated 5 out of 5 by Reenie from Piece de Resistance I found this picture when I was trying to determine a theme for my son's nursery. It really is a stand out piece of wall art! It is large, but not too large. The colors are amazing and my baby boy loves to look at "Mama Whale" and "Baby Whale". I would highly recommend! You will not be disappointed.
Date published: 2015-03-18
Rated 5 out of 5 by AngieBoulderCo from Perfect for our new Little Man!! We recently bought this amazingly vibrant wall art for our 2nd baby (on the way). It's a boy! This print will hang above his white crib, on light yellow walls, and is the perfect pop of color and style for a modern nursery. Love this! The size is very substantial, yet it doesn't weigh a ton so it is very easy to hang. It will also easily transfer into another space in the house years from now...as it is kid friendly but also simplybeautiful!
Date published: 2014-08-11
Rated 5 out of 5 by jengal from Perfect kid artwork! This artwork is a great addition to my son's nursery. Was packaged and shipped great. A little pricier than I would like to have spent but it is a good size and fills the wall. I can foresee it in a playroom in the future. Great colors too.
Date published: 2014-08-05
Rated 5 out of 5 by LaurieP from Colorful and fun! Just bought this picture to hang in our new windowless laundry room to brighten it up!!!!
Date published: 2013-12-31
Rated 5 out of 5 by OrsiniMom from Beautiful This is a beautiful addition to my son's nursery. Even better in person and great quality. Also the perfect, generous size. Definitely recommend.
Date published: 2013-06-29
Rated 5 out of 5 by LinRic from So worth it! This pic is adorable! I also love that it came well packaged and in great condition!
Date published: 2013-02-18
Rated 5 out of 5 by TCJ1 from Whale Picture We hung this in our babies nursery last week and absolutely love it! The colors are beautiful and the picture goes great with our whale theme.The size is impressive and fits beautifully over the babies crib. Would also look great over a bed.I highly recommend this work of art!
Date published: 2012-10-23
Rated 5 out of 5 by Elliot from Beautiful! This canvas is soooo beautiful. I got it for my four year old son's bedroom and it looks so good, I could imagine this piece in his room when he's a young adult, or even in our room! The colors are deep, rich, and much more brilliant than in the photo-- particularly the green at the top. This is terrific buy!
Date published: 2012-08-22


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New to Typophile? Accounts are free, and easy to set up.
I have an old novel by Dostoyevsky - The Insulted and Humiliated - printed by Foreign Languages Publishing House, Moscow. No date of publication is given. The impress of the letters is such that they can be felt with one's hand on the page - like braille? - and the type often shows through from the reverse side of the page. Thin vertical bars occasionally appear between characters. It's an otherwise handsome, and dare I say lavish, volume. I'd like to know (a) what typeface this is, and (b) has anyone attempted to simulate these printing effects in a digital medium?
EDIT: Nevermind
isn't Literaturnaya, almost only soviet typeface ;))
Yes, Literaturnaya looks to be the one ... I had a feeling Paratype might hold the answer. From their website:
Designed at NII OGIZ type design bureau circa 1940. Based on Latinskaya of the Berthold foundry (St.-Petersburg, 1901), Cyrillic version of Lateinische of H.Berthold (Berlin, 1899). The digital version was developed at ParaType (ParaGraph) in 1996 by Lyubov Kuznetsova. The favorite text typeface of Soviet typography.
Thanks for the I.D.


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40 CFR 90.326 - Pre- and post-test analyzer calibration.
Calibrate only the range of each analyzer used during the engine exhaust emission test prior to and after each test in accordance with the following:
(a) Make the calibration by using a zero gas and a span gas. The span gas value must be between 75 and 100 percent of the highest range used.
(b) Use the same analyzer(s) flow rate and pressure as that used during exhaust emission test sampling.
(1) Zero the analyzer using the appropriate zero gas. Adjust analyzer zero if necessary. Zero reading should be stable.
(2) Span the analyzer using the appropriate span gas for the range being calibrated. Adjust the analyzer to the calibration set point if necessary.
(4) If the response of the zero gas or span gas differs more than one percent of full scale at the highest range used, then repeat paragraphs (e)(1) through (3) of this section.
[60 FR 34598, July 3, 1995, as amended at 70 FR 40449, July 13, 2005]
Title 40 published on 2014-07-01
no entries appear in the Federal Register after this date.


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World Stone Throwing Championship
03 May 2015
16th Annual Series. Participants are challenged to break glass bottles placed on spikes. There is both a male and female cup and the competition is fierce. It attracts people from all over the globe as shown in the Hall of Fame. Cost of entry is 5 (for 5 stones). Over 18′s only. Legend has it that Fionn MacCumhail of the Fianna, who created the Giants Causeway is a past holder of the title. There are even suggestions that the Romans, having heard of the championship and terrified by t...
Ruan Gymkhana
07 June 2015
SJI registered show, 3 arenas, all grades of ponies and horses welcome. Show jumping, lead rein competition plus family fun for everyone. Activities planned for this year: cake sale, "guess the weight of the bull", face & nail painting, wellie throwing, children's fancy dress competition & much more. Entries open at 9.00am. Starting 9.30 sharp, all arenas.
North Clare Show
25 July 2015
The 66th North Clare Agricultural Show takes place on Sat 25th July 2015 in Corofin, Co Clare. Fun day out for all the family. Classes in horses, ponies, cattle, sheep, donkeys & poultry. Gun dog classes and dog show, home baking, flower arranging, hanging baskets & potted plants, fruit & vegetables, homemade jam, domestic arts & crafts including painting, carpentry, knitting, embroidery & crochet, photography, turf & tons of kid's classes. Cups & awards from Odl...
The Cora-Ween Revamp
17 November 2015 - 23 November 2015
A week-long Halloween event starting October 17 with an upcycling costume workshop for adults and children at the GAA Hall, run by Rainbow Upcycling. Witches Walk on Bank Holiday Monday, October 26. Events continue with Halloween festivities at An Cupan Tae Cafe, which will include story-telling, face-painting, traditional Irish games, and lots more fun for the entire family. Spooktacular Kiddie Disco with date and time to be determined.
Corofin Christmas Market
04 December 2015
11:00 - 15:00
Featuring locally grown produce, homemade products, unique artisan crafts and Christmas goodies. Plenty of variety including bread, fancy cakes & buns, organic Burren pork & sausages, gluten free products, cheese, free range fresh eggs, chickens, jams, herbs, tea & coffee. Also garden plants & flowers, books & bric-a-brac, aromatherapy oils & treatments, hand creams & soaps, handcrafted jewellery and other local arts & crafts, plus lots of Christmas ideas too!


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Fisherman's Village Lodge
No availability found through our partners. Please contact the business directly or check some of our recommended alternatives.
TripAdvisor Reviews Fisherman's Village Lodge Downings
Travel Blogs from Downings
Just 36 hours to go
... supply is frozen.
The weather forecast for tomorrow is milder so, hopefully, this will be only a temporary blip. We won't fancy going away with the water status unresolved.
My mobility has improved tremendously and I am able to walk normally with no limp. So this means that we can face into the trip with anticipation ...
Free Derry
... exploring the many rooms and yards that are in it. The crows played their part also keeping Shaylee on edge the whole time.
Back in the car it was a quick stop in Headford for a coffee and muffin before heading north again for a few hours to the town of Sligo which straddles the Garavogue River. Needing a break from driving and feeling peckish we parked up and found a pub to share a meal and a couple of ...
Day 51 Dublin to Derry via Belfast.
... wall murals and were able to take pictures, then we drove through some Catholic and protestant neighborhoods. We made a stop at the Titanic museum, where we had a short time to have a look around, have a look at the gift shop and head back. Next door was a game of thrones filming location, we could only see from the outside. Then Once back on the bus we drove back into the city.
We were then dropped off and told we had time to have lunch. So i went with a group, we ...
Another Short Day
... I am so sorry I have been skipping a lot. Actually I skipped like a whole week....I will catch up I promise!
But I must go to bed because I have church in the morning and I'm really excited about it.
Goodnight! :)
P.S. It is almost 1am here which is 9pm there but I think the time change is happening tomorrow(?) so I will be back to 5 hours ahead :(( And is 10 short days I will 6 hours ahead and in South Africa... WOAH
Londonderry Day 9
... stones of the Causeway are under water in Ireland and resurface in Scotland. Forty Thousand Columns which is the result of Volcanic eruptions it is the 4th Natural Wonder of the World, with stepping stones on the top, the tallest 12 metres tall and some of the solidified tops 28 metres wide. Belfast is the capital of Northern Ireland and is smaller than Dublin & we are here, I trust we are safe and the riots are over, unemployment is the highest in ...


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2nd deal to sell ex-Dunham's in Stevens Point unravels
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Schertz-Fahrner LLC backed off from a plan to buy a shuttered Dunham's store in the former CenterPoint MarketPlace property in Stevens Point over a disagreement about an adjacent parking lot.
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The New Additions
Jonathan Willis
March 05 2009 08:52AM
Yesterday, long after the trade deadline had passed and I'd gone home for a much-needed break from yesterday's live-blog (a lot of fun by the way – thanks to everybody who showed up), the news trickled out that the Oilers had made a deal.
On Deadline Ground
Jonathan Willis
March 04 2009 08:27AM
Welcome to the combined OilersNation/FlamesNation 2009 Trade Deadline coverage. Check back for frequent updates as to the trade situation, and our unique take on it.
Waiver Wire Players (Updated)
Jonathan Willis
March 03 2009 11:25AM
All sorts of players have hit the waiver wire this morning, including some high profile types.
Tom Preissing on Waivers
Jonathan Willis
March 03 2009 08:43AM
Dean Lombardi has placed defenseman Tom Preissing on waivers (H/T to Puck Daddy).
Devils Trade For Niclas Havelid
Jonathan Willis
March 02 2009 05:57PM
As per TSN.ca, the New Jersey Devils have sent prospect Anssi Salmela to the Atlanta Thrashers in exchange for defenseman Niclas Havelid and prospect Myles Stoesz.


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- Guest Commentary: the Rockford Apartment Association
- State Roundup: NIU employee improperly reimbursed $30K
- State Roundup: Governor signs budget fix bills
- Rauner, Democratic leaders shake hands and make law
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New case management system hits month-long snag
By Stuart R. Wahlin
Staff Writer
Despite much hype during Winnebago County Board Chairman Scott Christiansen's (R) State of the County address April 15, a new $6.7 million court case management system will not "go live" as expected in April.
The software and equipment are expected to help streamline operations, ultimately saving money through real-time availability of electronic information shared by various justice system agencies.
Initially, county officials had hoped the new system would be online April 5, but the date was pushed back to April 26 while the finishing touches were being implemented.
The county's outdated online database has been in use since 1999, and data conversion for the new system began as planned April 21, but performance problems caused a roadblock the following day, according to a press release.
"The solution will take approximately four weeks to implement and thoroughly test," the joint press release from Christiansen, State's Attorney Joe Bruscato (D), 17th Circuit Chief Judge Janet Holmgren (R), Circuit Clerk Tom Klein (R) and Sheriff Dick Meyers (D) stated. "Delays of this nature are not totally unexpected for a project of this magnitude."
From the April 28-May 4, 2010 issue