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Hi: 12° Lo:4°
By Beth Sharp Thursday 27 March 2014 Updated: 27/03 23:24
TWO WEST Midlands Ambulance Service (WMAS) staff have been honoured for their outstanding life-saving work.
Adam Joynes, a Bromsgrove based Clinical Team Mentor, and Hollymoor paramedic Chris Salt were presented with Chief Officer Commendations during a ceremony at the Best Western PLUS Stoke-on-Trent Moat House, last Thursday (March 20).
During the evening, members of the ambulance service received accolades for long service, outstanding life-saving work and retirement certificates from Staffordshire's Lord Lieutenant Ian Dudson CBE.
Mr Joynes was recognised for his exceptional professionalism and negotiable skills after an incident, last year, where he single-handedly talked a women down off a bridge on the M5.
After being first on the scene, he struck up a conversation with the woman and was so successful that when a senior police officer arrived he suggested he continue talking to the woman.
Mr Salt was commended for risking his life to save a workman who was buried up to his neck in a collapsed trench.
When the ambulance crew arrived at a building site in Smethwick last month and found the man, they immediately began to dig out soil to give him room to expand his chest and breath.
The team of paramedics risked their lives and worked tirelessly for three hours to rescue the man who was directly below a ready to collapse wall and next to another unstable 20ft deep, trench.
Chief Executive Anthony Marsh said staff did a fantastic job in every corner of the West Midlands, regardless of the difficult pressures which confronted all the staff.
"Being the best takes an awful lot of hard work, determination, commitment and professionalism and I am really proud and grateful for all of your work that all of our staff and our volunteers put in every day to continue to improve our organisation."
Buy photos» Chris Salt happy to accept his award with Anthony Marsh, the WMAS' Chief Executive. (s
1 Councillor claims Rubery CCTV is not being maintained
2 Two arrested after dramatic chainsaw raid in Bromsgrove
3 Tribute to former 'witty and wise' Bromsgrove and Redditch MP
4 Operation Teddy Bear launched to help Fin break record
5 Line-up decided for Austin Search for a Star final
RESIDENTS hoping to get a bargain or two
YOUNGSTERS from Alphabets at Hollymoor Nursery in Northfield
THE COUNTY'S fire service has been accused of
A SPRING fair is being held between 10am
A MASS rally and march to save services at the ...
MORE homes than originally planned will need to be built ...
Visit the Worcester Observer website for the latest.
DRINKING alcohol in a popular Evesham park could be banned ...


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pic of hedychium gracile var glaucum
this ginger has spidery blooms.
Here is a link that might be useful:
Wow thats quite a list of genera! You can overwinter both Kaempferia and Dichorisandra?!!? I have tried Kaempferias on several occasions with no luck, but would not have imagined Dichor being at all hardy. I have one on the cusp of blooming in a big container now. Have you had any flowers from your Alpinias? I've had A. japonica since July 1999, but have never seen flowers. What is the lowest temp you've had in the last 5 years?
im in anniston....between atl and bham. the kaempherias that over winter are rotundifolia and vars. the dichorysandra was a surprise. i found a clump that was 20 yrs old here in anniston and tried it myself.
the only alpinia to bloom is japonica....all other are for foliage only. the lowest temps ive had have been in the upper single digits since 1989.

subset: commoncrawl


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HOISINGTON -Hoisington High School forensics students competed and placed at the CPL league tournament at Claflin recently.
HOISINGTON - The governing body met in regular session with the following present: Mayor Williamson, Councilmembers Donovan, Farmer, Aylward, Sekavec, Andereck, VanBrimmer, Smith and Wilborn on March 25. Also present City Attorney Horner, City Manager Mitchell and City Clerk Crutcher.
Dear Editor,
Dear Editor,
While school may seem like child's play for her students, kindergarten teacher Marla Davidson knows that it takes a lot of work and dedication to make it look easy.
Needing an offensive breakout to awaken from an offensive slump, the Barton Community College baseball team pounded out 28 hits in a doubleheader sweep of the Bethany College junior varsity squad on Wednesday at the Philip Anderson Baseball Field.
In three seasons, the Oregon Ducks have progressed over the array of postseason tournaments, from the CBI, to the NIT and now the NCAA.
WASHINGTON - Yelps of support and echoing applause greeted the voice booming over the loudspeakers Wednesday at the scheduled start of practice for the East Regional's fourth seed: "Coached by Jim Boeheim, please welcome the Syracuse Orange!"
EAST LANSING, Mich. - Michigan State's Adreian Payne blocked a shot and made a long jumper on ensuing possessions, providing another glimpse of his vast potential and boosting his stock as an NBA prospect.
LOS ANGELES - Ever since Thad Matta and Sean Miller shared a tiny office at Miami of Ohio nearly two decades ago, the coaches' friendship has survived job changes, practical jokes and a few hundred bucks in unpaid lunch tabs.
Shaka Smart and VCU have agreed in principle to a deal to keep the coach at the school.
WASHINGTON - Jim Larranaga smiled and raised both hands to acknowledge the fans in green - those from both Miami and George Mason - as he walked onto the court where he became part of a national sensation seven years ago.
LOS ANGELES - Wichita State and La Salle busted a few brackets with their early wins in the NCAA tournament. Now they're in the final 16 and playing a short drive from Hollywood. Just don't script their matchup as a meeting of underdogs.
OMAHA, Neb. (AP) - Rarely is Kansas an afterthought.
Credit Union of America's Great Bend office celebrated 40 years of serving members by giving back over the last two months to members, non-members and charitable organizations. The 40-day celebration resulted in $23,160 being given to individuals and matching contributions to five chosen charities.
First Presbyterian Church, 2400 Washington St., will host the March 25 Lenten Luncheon. The host pastor will be Dr. Scott Solether, with cohost pastors Josh and Amy Foster from First Church of the Nazarene. The speaker will be Josh Leu, pastor at First Christian Church.
The Heartland Center for Spirituality is taking reservations for "Hero for the Heartland," an afternoon tea with savory delights. The come-and-go experience will be from 2-4 p.m. Sunday, April 26, at 3600 Broadway Ave. For more information see the website: www.heartlandspirituality.org.
First United Methodist Church will only have one worship service this Sunday, March 22. For this week only, the service will be at 10:30 a.m. at the church, located at 2123 Forest Ave.
MILBERGER - United Emanuel Lutheran Church in Milberger will celebrate the Easter season with an afternoon worship service conducted in German at 3 p.m. on Sunday, April 12.
The Quran says about Jesus, "Christ Jesus the son of Mary was (no more than) a Messenger of Allah, and His Word" (The Quran 4:171). The Jehovah's Witness New World Translation says He was "a god" (John 1:1). Notice the small "g." Rabbi Shraga Simmons says that, according to Judaism, "Jews to not accept Jesus as the messiah."
LA CROSSE - Pastor Mark Sizemore of First Christian Church of La Crosse has invited Todd Keene and the Power Team for events that features messages of anti-drug and anti-bullying at Otis-Bison High School at 7 p.m. March 25 and 26 and La Crosse High School at 7 p.m. March 27 and 28 and 4 p.m. March 29.
The next "all-you-can-eat fish fry" at the Hoisington Knights of Columbus will be from 5:30 to 7:30 p.m. Friday, March 27, and not this week. The Breakfast Briefings previously in this week's papers had the wrong date.
Great Bend Fire/EMS
HOISINGTON - Two injuries were reported Wednesday after a motorist in a Jeep pulled in front of a Peterbilt semitrailer at 12:35 p.m. at NE 10 Ave. and NE 100 Road, near Hoisington.
ST. JOHN - Stanton James Bergen, 47, died March 18, 2015, at Hutchinson Regional Medical Center.
ELLINWOOD - Jean Robinson, 98, died Tuesday afternoon, March 17, 2015, at Ellinwood District Hospital. Jean was a 70-year-plus resident of Ellinwood and was highly respected in the community. She was selected as parade Grand Marshal of the Ellinwood After Harvest Festival, was selected a "Distinguished Citizen" of the community and was awarded one of the Ellinwood Rotary Club's most prestigious awards, the Paul Harris Fellow. She was born on a farm north of Hoisington to G.C. "Cleve" and Gertrude Underwood in 1917 and grew up in Hoisington. She graduated from Hoisington High School, then went to Kansas State ...
This is the week. The week when the sporting world turns its' attention to..............THE IDITAROD! No, that's not a 7'2" center for North Carolina State! It's the name of one of the most grueling sporting events in the world. A 1,000 mile race behind a sled being pulled by a bunch of dogs. Now I realize that there might be similarities between this and how you feel the way your favorite basketball team has been playing but, seriously folks, this dog-sled race has been going on in Alaska this past week and the conditions have ...
The regular monthly meeting of the Barton County Historical Society will be held at 7:30 p.m. on Monday in the Ray Schulz Research Library at the Museum, 85 S. U.S. Hwy. 281, just south of Great Bend, across the Arkansas River Bridge. The public is welcome to attend.


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Dictionary » C » Conjugated proteins
Conjugated proteins
a protein that contains atleast one prosthetic group.
Please contribute to this project, if you have more information about this term feel free to edit this page
Results from our forum
Re: Any ideas for vaccine development or anti-viral drugs???
... or efficacious therapeutic for any filovirus. In this study, PMO conjugated to arginine-rich cell-penetrating peptide (P-PMO) and nonconjugated ... of EBOV-specific PMOs targeting sequences of viral mRNAs for the viral proteins (VPs) VP24, VP35, and RNA polymerase L protected rodents in both ...
See entire post
Protein ladder width increases down the gel?
... the others. The ladder is basically combining 2ul of each of the 9 dye-conjugated proteins (~18ul total). The dye-conjugated protein that I loaded separately and combined in ...
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Protein ladder width increases down the gel?
... ladder, which are markers used to indicate the molecular weight of proteins when running a SDS-PAGE. I have conjugated several different molecular weight proteins with dyes and ran them on a 12% gel. ...
See entire post
Derived proteins
Derived proteins are a type of proteins, others being simple proteins and conjugated proteins. I don't quite understand this group of proteins called derived proteins. I read about them ...
See entire post
Re: Why is 1 absorbance of proteins ~ 1 mg/ml?
... have an absorbance of 1 at a far lower concentration than 1 mg/ml. Proteins tend toward average values for the distribution of amino acids so ... 260 nm. The absorbance of 280 nm light occurs because electrons in the conjugated pi orbitals of the aromatic amino acids can undergo energy-level ...
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Astoria News
Local news for Astoria, OR continually updated from thousands of sources on the web.
Family keeps searching for Jered Knutson, teen last seen in February in Astoria
Tuesday Mar 24 | OregonLive.com | Comment?
Summer trial set in Astoria child sex abuse case
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Seven best Oregon coast spring break attractions
Saturday Mar 21 | The Oregonian | Comment?
Deadlocked Astoria council rejects enterprise zone
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Coast Guard: Unique rescue operation saves two sea turtles
Saturday Mar 14 | The Daily Advance | Comment?
Gerry Frank's picks: Favorite Astoria spots, part II
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Friday Mar 6 | OregonLive.com | Comment?
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2 accused in Seaside of using hammers to attack victim
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Minor Traffic Delays on N. Oregon Coast; Part of 3 Cape Still Closed
Sunday Mar 1 | Beach Connection | Comment?
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Robot - Auto recorded message started as soon as I picked up phone; scam to "immediately earn $10,000." We are on the DNC list which is obviously not working.
307 Area Code Reports
Recent Call Reports
Telemarketing call for seniors and health insurance.
This is a medical services company wanting to give me an alert system
same as above added to blocked list. 2:39 PM CST. 3/24/15
Called my cell. I answered but no one responded. The call ended about 15 seconds later. Call occurred at 3/24/15 @ 15:39 EST.
Called me today (3/24/15) at 3:30 PM EST as well. They did not leave a voice mail.
Called me today, didn't answer and they didn't leave a vm 3/24/15 15:30 EST.
I was looking for a number and this man text me and i said that if he text me again i will call the cops on him


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OT - Ginger ID
I know this is off-topic, but this is a pretty active forum and I'd like an answer relatively soon. In the local university horticulture club, we just examined a ginger plant that was donated to us two years ago, with no clue whether it is ornamental or edible, or whether it was simply infested with nematodes.
So, is this an edible ginger, or is it ornamental, or is it one of the two but heavily infested with nematodes?
Thanks in advance, if you do know what this alien thing is :).
I grow Hedychium ginger lily which is what most people refer to ornamental ginger and your plant does not at all like it. I have started ginger from a root piece but never kept it long enough to know if it look like yours as it matured. In my opinion though, yes I think that is what it is. Al


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Lafayette and the American Revolution
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Lafayette was 19 and had never been in a battle, when he ran away from his family, bought a ship, and sailed to America, technically breaking the law, where he had been promised a position as a major general, second only to George Washington. Illus. with period drawings.
You might also like "Hannukah at Valley Forge" or "George-isms: the 110 Rules George Washington Wrote When He Was 14--and Lived by All His Life."
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Kukla's Korner Hockey
Winter Classic Does Well In Canada Too
by Paul on 01/03/08 at 05:30 PM ET
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from CNews,
The Winter Classic was a hit in Canada as well.
A day after NBC reported the largest hockey viewing audience in more than a decade watched the outdoor game south of the border, CBC announced Thursday it drew its second-largest audience ever for an afternoon NHL game.
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From the winner of the Waterstones Children's Book prize comes a new novel about family and friendship. Jonathan, Holly and Davy have been struggling since their mother's death. On a visit to eccentric Great-Aunt Irene, they receive some photographs that could lead them to an inheritance. But they're not the only ones after the treasure...
ISBN: 9781407124339. Paperback. £6.99
Philip Pullman is probably the world's most acclaimed living children's author, best known for the trilogy of books known as His Dark Materials.
A very bad bear is looking for a filling for his fabulous pie. The other animals bring him their favourite foods, but the bear has a better idea for what to put in the pie... the animals themselves! Gareth Edwards and Guy Parker-Rees, the creators of Never Ask a Dinosaur to Dinner, are on fine form with this romp through the forest.
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About this item
Let your kid have fun talking to their friends through the Monster High Fashion Walkie Talkie. This device comes in heart shape with an antenna and features a mirror that you'll find as you open up this walkie talkie. Compact and handy, this device will give hours of fun with their friends. Designed for kids 7 years and above, this kids' walkie talkie allow them to play secret mission and even pretend as spies. Surprise your kids with this kids' walkie talkie on your kid's birthday. These devices are safe and secure, and operated by batteries that are sold separately.
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Montpellier hoping to upset PSG
The defending champions and the side looking most likely to take the crown this season, go head-to-head in Ligue 1 this weekend.
(01:43) | March 27, 2013
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(01:14) | Mar 25, 2015
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(05:05) | Mar 31, 2015
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(01:26) | Mar 31, 2015
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Pelle to start against England
International Football: Graziano Pelle will start up front for Italy against the country where he plays his football, England, following Antonio Conte's team selection.
(01:39) | Mar 31, 2015
Premier League
Liverpool won't sell Sterling despite contract wrangleLiverpool will not consider a deal to sell Raheem Sterling this summer even if he refuses to sign a new contract, sources have told ESPN FC
Transfer news
Arsenal have 'made offer' for Palermo striker DybalaArsenal and Juventus have both made offers for Paulo Dybala, according to Palermo president Maurizio Zamparini
Premier League
Real Madrid's Coentrao eyes 'honour' of Man United moveReal Madrid left-back Fabio Coentrao says he would be very interested in a move to Manchester United next season
Transfer news
Manchester United take non-league Grimshaw on trialManchester United have taken non-league sensation Sam Grimshaw on trial, sources have told ESPN
Chelsea's Cesc Fabregas understands Spain bench roleChelsea star Cesc Fabregas has told Marca he understands why other players get picked ahead of him for the Spanish national team
Wayne Rooney to edge closer to Bobby Charlton's target at 25/1
After a 10-year break in the fixture, England and Italy have faced each other three times in as many seasons, with one win each and a draw
Quote Unquote
"With Italian defenders, especially the clever defenders, they'll do anything to try and stop you "
A Klose call
Miroslav Klose scored goals in the World Cup final tournaments of 2002, 2006, 2010 and 2014. Has anyone else scored World Cup goals 12 years apart?
(Not) up for the cup
I remember Manchester United withdrawing from the FA Cup one year to play elsewhere. When was this?
Lagging behind
Were England ever behind in a match during the 1966 World Cup?
Rooney out on his own?
Wayne Rooney reached 100 England caps in about 11 years. Has anyone ever got there quicker?
Hitting the half-century
Who was the first English footballer to win 50 international caps?


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Need island light compatible with this chandelier
Sister is changing out lights in her new house's kitchen and breakfast room. This is the chandelier she has chosen for her breakfast room
She needs an compatible island fixture, preferably something that will provide down lighting for tasks carried out at the island (dishwashing, food prep, etc.)
She considered this island light, but is afraid that it might be too glare-y, and too fussy compared to the chandlier.
She prefers a brass, gold-tone, or aged silver finish. She is not fond of ORB and doesn't think it would blend well with the chandelier.
Circa Lighting. If you are working with a designer they get good discounts. This fixture is about $700 otherwise.
Might need to space the lights a bit more to cover 8' though. Link below might help planning.
Here is a link that might be useful: Pendant lights done right
How about a couple of simple pendants from Rejuvenation Lighting?
Here is a link that might be useful: Rejuvenation Lighting
Something like this? Also remember, maybe want kitchen pendants which are easy to clean.
That looks remarkably like the light that I'd like to put over my b'fast table.
and I've chosen these lights for over my island. Saw them in a store in Charleston last month - it's a new light from Regina Andrew. They have a slightly green beach glass caste to them.
Alas, I have an existing pendant for over my dining table, and lights we already purchased for our pendants, so it's a budget issue, deciding to replace what we have with what we'd rather have. Can you tell the source of your sisters light? Maybe it's less expensive than the Currie and Co. chandy I've chosen?
Here is a link that might be useful: Regina_Andrew_Pendants
mlweaving_Marji, the chandelier Sister has picked is by Crystorama. It is $450 at Horchow, but Crystorama can probably be purchased at your local lighting store.
Y'all have posted some very pretty lights, but she doesn't care for the clear or slightly tinted glass shades, although I'm warming to them.
The crystal light bulbs were very interesting!
btw, I don't think I've explained that she can't just have pendant lights installed across the length of the island. I can't remember precisely why now, but she has one junction box to work with.
Can a regular pendant light be adapted to work on a track? If so, she could put up a track, buy some nice pendants and not be restricted to an island light.
bbstx, thanks for the info - that is indeed a fraction of the price of the Currey and Co one.
What you want to search for a single Jbox hanging long light is "island Light" or "island pendant", then enter into your search criteria the longest category they'll give you. It does seriously limit the choices for pendants. Somewhere once I read that for retrofitting or remodeling, there is an option where you can attach single pendants along a track, but I can't find where I read that. Maybe someone else here will know.
What I don't like about the two she's put together is that one is heavy square hard lines and the other is delicate curvy lines. Too much contrast IMO.
Thanks Dee for the link. That Hinckley milk glass light has been on clearance forever, it's discontinued and evidently they can't even give it away. The clear glass globe is so much prettier. Love the Hinkley interior pineapple lights but I think they're probably just a bit too formal for our interior. Anyway, ours are sitting in the warehouse waiting to be installed.
Marji, she doesn't like the two together either. Unfortunately, island lights seem to have lots of swoops and swirls and falderol, or they are straight lined and chrome. She is looking for something elegant, timeless, and classic.
The builder will give her credit for the old fixtures and switch out the new fixtures but she is under a looming deadline to get it done. That is making matters worse!
Perhaps two or even three of these bell jar lights?
Classic -- and work well with her chandelier ...
Here is a link that might be useful: Bellacor -- how about a couple of these?
OK, this is a challenge.
Quorum has a collection called La Maison, and they pair this island fixture
With this chandy
Color is called Manchester Grey, although it looks to me more bronze.
They're also making this - which they're calling "white"
Any of those offer any appeal?
If she can work her way around to liking a clear globe I found something similar to my choice, on a single connection.
. Maybe she would do something like this (lose the curly bulbs!!) and replace the globes with something solid.
Here is a link that might be useful: La_Maison_collection
This is a multi-pendant look from one junction box. Looked interesting anyway.
Here is a link that might be useful: Lamps plus multi pendant fixture
I forwarded to Sister your suggestions for an island light. She really likes the first one posted by zeitgest. However, she is worried that the paper shades will be hard to maintain in a kitchen. I pointed out that she isn't bathing an elephant in the sink and she doesn't often fry food indoors. I said I would buy the light and worry about the shades later. If she were really really worried, she could buy an extra set of shades when she buys the lamp. Yet, she hesitates.
Can anyone give me any words of advice that will help her get comfortable with the idea of paper shades in the kitchen? (I'm assuming these are hard-back shades covered with paper instead of fabric.)
She can purchase a paper shade and keep it in the kitchen for awhile to determine if it gets dirty or not. Perhaps try ScotchGuard (or something protective) on 1/2 of the shade to see if that makes any difference or causes discoloration of the shade.
According to Circa's website those are indeed paper shades which can, of course, be replaced if need be.
Good idea, zg. I'll suggest that she scour the attic for an old shade or go buy an el cheapo to test.
Tib, she has thought of doing exactly what you suggest. However, because of the screwy way the lights were installed, if she were to put the chandelier over the island, which means it is over the sink, and if she hangs it at a pleasant height, whoever is at the sink will hit his/her head on the fixture. It is 28" diameter, considerably bigger front to back than most flat island lights,
Well, I just had an interesting experience! I went to the Visual Comfort website to get the depth of the light fixture. Live Chat was up and running so I thought I would ask if they had information about the suitableness of this fixture for a kitchen. Before I could even ask my question, they wanted to know if I wanted a quote for a lesser price! They knocked off $110!! Also told me that additional shades were available.
If I needed it, I would buy this fixture in a heartbeat!


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Sugar Bee's Bakery is a family owned and operated Artisan Bakery in Southwest Las Vegas, Nevada. Located just 10 miles from the famous Las Vegas Strip. We offer amazing:
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Starting in 2013, federally insured banks would be prohibited from directly engaging in derivative transactions not specifically hedging (1) lending risks, (2) interest rate volatility, and (3) cushion against credit defaults. The "push-out rule" sought to force banks to move their speculative trading into non-federally insured subsidiaries.
The Federal Reserve and Office of the Comptroller of the Currency in 2013 allowed a two-year delay on the condition that banks take steps to move swaps to subsidiaries that don't benefit from federal deposit insurance or borrowing directly from the Fed.
The rule would have impacted the $280 trillion in derivatives primarily held by the "too-big-to-fail (TBTF) banks that include JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo. Although 95 percent of TBTF derivative holdings are exempt as legitimate lending hedges, leveraging cheap money from the U.S. Federal Reserve into $10 trillion of derivative speculation is one of the TBTF banks' most profitable business activities.
For Goldman Sachs and Morgan Stanley, the rule is almost a non-event, as they already conduct derivatives activity outside of their bank subsidiaries. (Which makes sense, since neither actually had commercial banking operations of any significant substance until converting into bank holding companies during the 2008 crisis).
The impact on Bank of America, Citigroup, JPMorgan Chase, and to a lesser extent, Wells Fargo, would be greater, but still rather middling, as the size and scope of the restricted activities is but a fraction of these firms' overall derivative operations.
The fourfold increase in oil prices triggered by the embargo on exports organised by Saudi Arabia in response to the Yom Kippur war in 1973 showed how crude could be used as a diplomatic and economic weapon.
John Kerry, the U.S. secretary of state, allegedly struck a deal with King Abdullah in September under which the Saudis would sell crude at below the prevailing market price. That would help explain why the price has been falling at a time when, given the turmoil in Iraq and Syria caused by Islamic State, it would normally have been rising.
... [A]ccording to Middle East specialists, the Saudis want to put pressure on Iran and to force Moscow to weaken its support for the Assad regime in Syria.
[B]ail-in . . . is a statutory power of a resolution authority (as opposed to contractual arrangements, such as contingent capital requirements) to restructure the liabilities of a distressed financial institution by writing down its unsecured debt and/or converting it to equity. The statutory bail-in power is intended to achieve a prompt recapitalization and restructuring of the distressed institution.
• What was formerly called a "bankruptcy" is now a "resolution proceeding." The bank's insolvency is "resolved" by the neat trick of turning its liabilities into capital. Insolvent TBTF banks are to be "promptly recapitalized" with their "unsecured debt" so that they can go on with business as usual.
• "Unsecured debt" includes deposits, the largest class of unsecured debt of any bank. The insolvent bank is to be made solvent by turning our money into their equity - bank stock that could become worthless on the market or be tied up for years in resolution proceedings.
• The power is statutory. Cyprus-style confiscations are to become the law.
• Rather than having their assets sold off and closing their doors, as happens to lesser bankrupt businesses in a capitalist economy, "zombie" banks are to be kept alive and open for business at all costs - and the costs are again to be to borne by us.
American banks have nearly $280 trillion of derivatives on their books, and they earn some of their biggest profits from trading in them.
[T]he biggest failure the FDIC has handled was Washington Mutual in 2008. And while that was plenty big with $307 billion in assets, it was a small fry compared with the $2.5 trillion in assets today at JPMorgan Chase, the $2.2 trillion at Bank of America or the $1.9 trillion at Citigroup.
. . . There was no possibility that the FDIC could take on the rescue of a Citigroup or Bank of America when the full-fledged financial crisis broke in the fall of that year and threatened the solvency of even the biggest banks.
The city works with private investors to acquire a set of the worst, hardest to fix underwater mortgages (especially "Private Label Securities" of PLS loans) and refinances them to restore home equity. If banks refuse to cooperate, cities may use their legal authority of eminent domain to buy the bad mortgages at fair market value and then reset them to current value.
That it is the intention of the Board of Supervisors to explore joining with the City of Richmond in the formation of a Joint Powers Authority for the purpose of implementing Local Principal Reduction and potentially other housing preservation strategies . . . .
Defendants are declared to be obligated to create and record written documents memorializing the transfers of debt/promissory notes which are secured by real estate mortgages in the Commonwealth of Pennsylvania for all such debt transfers past,
present and future in the Office for the Recording of Deeds in the County where such property is situate.
IT IS STILL FURTHER ORDERED AND DECLARED that inasmuch as such debt/mortgage note transfers are conveyances within the meaning of Pennsylvania law, the failure to so document and record is violative of the Pennsylvania Recording Statute(s).
[The Fed] is considered an independent central bank because its monetary policy decisions do not have to be approved by the President or anyone else in the executive or legislative branches of government, it does not receive funding appropriated by the Congress, and the terms of the members of the Board of Governors span multiple presidential and congressional terms.
Evidence of equity-buying by central banks and other public sector investors has emerged from a large-scale survey compiled by Official Monetary and Financial Institutions Forum (OMFIF), a global research and advisory group. The OMFIF research publication Global Public Investor (GPI) 2014, launched on June 17 is the first comprehensive survey of $29.1 trillion worth of investments held by 400 public sector institutions in 162 countries. The report focuses on investments by 157 central banks, 156 public pension funds and 87 sovereign funds, underlines growing similarities among different categories of public entities owning assets equivalent to 40% of world output.
The assets of these 400 Global Public Investors comprise $13.2 trillion (including gold) at central banks, $9.4 trillion at public pension funds and $6.5 trillion at sovereign wealth funds.
One is China's State Administration of Foreign Exchange (SAFE), part of the People's Bank of China, the biggest overall public sector investor, with $3.9 trillion under management, well ahead of the Bank of Japan and Japan's Government Pension Investment Fund (GPIF), each with $1.3 trillion.
SAFE's investments include significant holdings in Europe. The PBoC itself has been directly buying minority equity stakes in important European companies.
Another large public sector equity owner is Swiss National Bank, with $480 billion under management. The Swiss central bank had 15% of its foreign exchange assets - or $72 billion - in equities at the end of 2013.
These parties aren't different, they're all the same. The monetary policy stays the same. The welfare system stays the same. The foreign policy stays the same. . . . There is but one party.
Under the deal, after 2018 bank shareholders will be first in line for assuming the losses of a failed bank before bondholders and certain large depositors. Insured deposits under £85,000 (€100,000) are exempt and, with specific exemptions, uninsured deposits of individuals and small companies are given preferred status in the bail-in pecking order for taking losses . . . Under the deal all unsecured bondholders must be hit for losses before a bank can be eligible to receive capital injections directly from the ESM, with no retrospective use of the fund before 2018.
[T]he third pillar, sadly ignored, [is] a joint deposit-guarantee scheme in which the costs of making insured depositors whole are shared among euro-zone members. Annual contributions from banks should cover depositors in normal years, but they cannot credibly protect the system in meltdown (America's prefunded scheme would cover a mere 1.35% of insured deposits). Any deposit-insurance scheme must have recourse to government backing. . . . [T]he banking union--and thus the euro--will make little sense without it.
European banks, like all banks, have long been hermetically sealed black boxes. . . . The only thing known about the holes in the balance sheets of these black boxes, left behind by assets that have quietly decomposed, is that they're deep. But no one knows how deep. And no one is allowed to know - not until Eurocrats decide who is going to pay for bailing out these banks.
"The effectiveness of this exercise will depend on the availability of necessary arrangements for recapitalizing banks ... including through the provision of a public backstop. . . . These arrangements must be in place before we conclude our assessment."
The truth shall not be known until after the Eurocrats decided who would have to pay for the bailouts. And the bank examinations won't be completed until then, because if any of it seeped out - Draghi forbid - the whole house of cards would collapse, with no taxpayers willing to pick up the tab as its magnificent size would finally be out in the open!
[I]n almost every case of recent banking crises in which emergency action was needed to save the financial system, the most economical (to taxpayers) method was to have the Government, as in Sweden or Finland in the early 1990's, nationalize the troubled banks [and] take over their management and assets ... In the Swedish case the end cost to taxpayers was estimated to have been almost nil.
[T]he financial sector needs more than just regulation; it needs a large measure of public sector control--that's right, the n-word: nationalisation. Finance is a public good, far too important to be run entirely for private bankers. At the very least, we need a large public investment bank tasked with modernising and greening our infrastructure . . . . [I]nstead of trashing the Eurozone and going back to a dozen minor currencies fluctuating daily, let's have a Eurozone Ministry of Finance (Treasury) with the necessary fiscal muscle to deliver European public goods like more jobs, better wages and pensions and a sustainable environment.
While the USPS wants to 'partner' with big banks, why not, instead, allow community credit unions to use post offices as annexes to provide full, complete, non-usurious neighborhood banking services? This is the type of full-service 'postal banking' successful in Switzerland and Japan that is envisioned by Ellen Brown, not the payday predation proposed by the USPS.
The 2006 Postal Accountability and Enhancement Act (PAEA) generally prohibits the Postal Service from offering new nonpostal services. However, given that the Postal Service is already providing money orders and other types of non-bank financial services, it could explore additional options within its existing authority.
Electronic payment products like Postal Cards might be a wise entry point, and would expand upon existing services like paper money orders... The right partners could bring much needed startup cash to the table as part of the deal, overcoming the Postal Service's current funding limitations.
One important note of caution: The Postal Service should be very mindful to ensure that no partnership damages its reputation. The level of trust the Postal Service has earned from the public is an unmatched asset, and one that should not be jeopardized.
The average underserved household has an annual income of about $25,500 and spends about $2,412 of that just on alternative financial services fees and interest. That amounts to 9.5 percent of their income. To put that into perspective, that is about the same portion of income that the average American household spends on food in one year. In 2012 alone, the underserved paid some $89 billion in fees and interest.
If even one-tenth of the 12 million Americans who take out a payday loan each year got this hypothetical Postal Loan instead, they could collectively save more than half a billion dollars a year in fees and interest. And that is to say nothing of the benefits Postal Loans could bring to the 10 million unbanked U.S. households which cannot even get payday loans.
The interest is all gravy because the transactions are funded in fact by the signed payment voucher issued by the card-user at the point of purchase. Assume that the monthly gross sales that are run through credit/charge-cards globally double, from the normal $300 billion to $600 billion for the year-end holiday period. The card companies do not have to worry about where the extra $300 billion will come from because it is provided by the additional $300 billion of signed vouchers themselves...
That is also why virtually all banks everywhere have to write-off 100 percent of credit/charge-card accounts in arrears for 180 days. The basic design of the system recognizes that, once set in motion, the system is entirely self-financing requiring zero equity investment by the operator ... The losses cannot be charged off against the operator's equity because they don't have any. In the early 1990s when I was building computer/software models of the credit/charge-card system, my spreadsheets kept "blowing up" because of "divide by zero" errors in my return-on-equity display.
[W]hen anyone brings up Tobin taxes (small charges on every [financial] trade) as a way to pay for the bailout and discourage speculation, the financial services industry becomes utterly apoplectic... Yet here in our very midst, we have a Tobin tax equivalent on a very high proportion of retail trade... [Y]ou can think of the rapacious Visa and Mastercharge charges for debit transactions... as having two components: the fee they'd be able to charge if they faced some competition, and the premium they extract by controlling the market and refusing to compete on price. In terms of its effect on commerce, this premium is worse than a Tobin tax.
Wall Street owns the country. It is no longer a government of the people, by the people, and for the people, but a government of Wall Street, by Wall Street, and for Wall Street. The great common people of this country are slaves, and monopoly is the master ... Money rules ... Our laws are the output of a system which clothes rascals in robes and honesty in rags. The parties lie to us and the political speakers mislead us...
We want money, land and transportation. We want the abolition of the National Banks, and we want the power to make loans direct from the government. We want the foreclosure system wiped out.
[We] believe that the right to coin money and issue money is a function of government ... Those who are opposed to this proposition tell us that the issue of paper money is a function of the bank and that the government ought to go out of the banking business. I stand with Jefferson ... and tell them, as he did, that the issue of money is a function of the government and that the banks should go out of the governing business.
Mr. Chairman, we have in this Country one of the most corrupt institutions the world has ever known. I refer to the Federal Reserve Board and the Federal Reserve Banks ...
The depredations and iniquities of the Fed has cost enough money to pay the National debt several times over...
Some people think that the Federal Reserve Banks are United States Government institutions. They are private monopolies which prey upon the people of these United States for the benefit of themselves and their foreign customers; foreign and domestic speculators and swindlers; and rich and predatory money lenders.
These 12 private credit monopolies were deceitfully and disloyally foisted upon this Country by the bankers who came here from Europe and repaid us our hospitality by undermining our American institutions.
It was done, quite obviously, as acknowledgment that the Federal Reserve Banks were acting, on the one hand, as a national bank of issue, creating the nation's money, but on the other hand, charging the nation interest on its own credit -- which no true national bank of issue could conceivably, or with any show of justice, dare to do.
The anger among ordinary Irish people about all this has been immense. . . . There has been great pressure here for answers... Why is the ordinary Irish taxpayer left carrying the can for all the debts piled up by banks, developers and speculators? How come no one has been jailed for what happened? ... [D]espite all the public anger, there has been no public inquiry into the disaster.
[T]he report right away debunks the myth that politicians and main stream media try to sell, i.e. the crisis is contained and the positive economic outlook for 2014.
... Prepare yourself, the reality is that more bail-ins, confiscation and financial repression is coming, contrary to what the good news propaganda tries to tell.
The eurozone's obsession with "sound finance" is the root cause of today's sovereign debt crisis. Austerity measures are not only incapable of solving the sovereign debt problem, but also a major obstacle to increasing aggregate demand in the eurozone. The Maastricht treaty's "no bail-out, no exit, no default" clauses essentially amount to a joint economic suicide pact for the eurozone countries.
... Unfortunately, the likelihood of a swift political solution to amend the EU treaty is highly improbable. Therefore, the most likely and least painful scenario for [the insolvent countries] is an exit from the eurozone combined with partial default and devaluation of a new national currency...
The takeaway lesson is that financial sovereignty and adequate policy co-ordination between fiscal and monetary authorities are the prerequisites for economic prosperity.
The Irish are mobilising and they are awakening. They hold the DNA memory of vastly ancient times, when all men and women obeyed the Golden rule of honouring themselves, one another and the planet. They recognize the value of this harmony as it relates to banking. They instantly intuit that public banking free from the soiled hands of usurious debt tyranny is part of the natural order.
In many ways they could lead the way in this unfolding, as their small country is so easily traversed to mobilise local communities. They possess vast potential renewable energy generation and indeed could easily use a combination of public banking and bond issuance backed by the people to gain energy independence in a very short time.
"An NIB would provide a means to channel public funds into regional and national projects identified by political and community leaders across the country to keep the economy healthy. It could issue bonds, back public-private partnerships and guarantee long-term, low-interest loans to states and investment groups willing to rebuild our schools, hospitals, airports and energy grids. An NIB with $10 billion in capital could leverage hundreds of billions in investments."
"[W]hat if we set up the NIB without using taxpayer funds? What if we allowed Americans to open savings accounts in the nation's post offices and directed those funds into national infrastructure bonds that would earn interest for depositors and fund job-creating projects to replace and modernize our crumbling infrastructure?
A post office bank . . . would not offer commercial loans or mortgages. But it could serve the unbanked and fund infrastructure projects selected by a non-partisan NIB."
"The essential characteristic distinguishing postal financial services from the private banking sector is the obligation and capacity of the postal system to serve the entire spectrum of the national population, unlike conventional private banks which allocate their institutional resources to service the sectors of the population they deem most profitable."
[B]anks are pulling back their balance sheets from the fringes of the credit markets, with more and more risk being driven to unregulated lenders that comprise the $60 trillion "shadow-banking" sector.
Security pledging grants access to cheap funding thanks to the steady expansion in the EU and US of "safe harbor status". Also called bankruptcy privileges, this ensures lenders secured on financial collateral immediate access to their pledged securities...
Safe harbor status grants the privilege of being excluded from mandatory stay, and basically all other restrictions. Safe harbor lenders, which at present include repos and derivative margins, can immediately repossess and resell pledged collateral.
This gives repos and derivatives extraordinary super-priority over all other claims, including tax and wage claims, deposits, real secured credit and insurance claims. Critically, it ensures immediacy (liquidity) for their holders. Unfortunately, it does so by undermining orderly liquidation.
This amendment which was touted as necessary to reduce systemic risk in financial bankruptcies... allowed a whole range of far riskier assets to be used... The size of the repo market hugely increased and riskier assets were gladly accepted as collateral because traders saw that if the person they had lent to went down they could get [their] money back before anyone else and no one could stop them.
All other creditors -- bond holders -- risk losing some of their money in a bankruptcy. So they have a reason to want to avoid bankruptcy of a trading partner. Not so the repo and derivatives partners. They would now be best served by looting the company -- perfectly legally -- as soon as trouble seemed likely. In fact the repo and derivatives traders could push a bank that owed them money over into bankruptcy when it most suited them as creditors. When, for example, they might be in need of a bit of cash themselves to meet a few pressing creditors of their own.
The collapse of... Bear Stearns, Lehman Brothers and AIG were all directly because repo and derivatives partners of those institutions suddenly stopped trading and 'looted' them instead.
When MF Global went down it did so because its repo, derivative and hypothecation partners essentially foreclosed on it. And when they did so they then 'looted' the company. And because of the co-mingling of clients money in the hypothecation deals the 'looters' also seized clients money as well. . . JPMorgan allegedly has MF Global money while other people's lawyers can only argue about it.
... The bankruptcy laws allow a mechanism for banks to disembowel each other. The strongest lend to the weaker and loot them when the moment of crisis approaches. The plan allows the biggest banks, those who happen to be burdened with massive holdings of dodgy euro area bonds, to leap out of the bond crisis and instead profit from a bankruptcy which might otherwise have killed them. All that is required is to know the import of the bankruptcy law and do as much repo, hypothecation and derivative trading with the weaker banks as you can.
... I think this means that some of the biggest banks, themselves, have already constructed and greatly enlarged a now truly massive trip wired auto-destruct on the banking system.
For the last four years who has been putting money in to the banks? And who has become a massive bond holder in all the banks? We have. First via our national banks and now via the Fed, ECB and various tax payer funded bail out funds. We are the bond holders who would be shafted by the Plan B looting. We would be the people waiting in line for the money the banks would have already made off with....
... [T]he banks have created a financial Armageddon looting machine. Their Plan B is a mechanism to loot not just the more vulnerable banks in weaker nations, but those nations themselves. And the looting will not take months, not even days. It could happen in hours if not minutes.


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90 Dwarf Shaman
I have found a couple articles, but everything I seem to find is rather outdated and since I am not at home to test things out I figured I could pester you folks. So, here we go...
1. Is it possible to view my lockouts for both raids and heroics, if so, how?
2. I normally use the 'Random Heroic' option as I am quite broke and every little bit of gold helps, using this option, does the client automatically filter out heroics for which I can no longer receive any loot?
Any help is appreciated, thank you.
just saw this after I posted: http://us.battle.net/wow/en/forum/topic/6933835555
Does this mean that all raid timers reset on Tuesdays, even if your last raid was on Monday?
Edited by Ingleburt on 10/23/2012 10:46 AM PDT
90 Troll Mage
Look at your in-game calendar or type /raidinfo
Are you talking about 5-man. On random Looking for Dungeon, 5-man lockouts are ignored. The lock out only prevents you from specifically queuing for that instance. Reason being (and this is a Wrath example), there was a dungeon that dropped a tank shield. So tanks would specific queue for it, but not other dungeons thus making queues longer. IF tank wants second chance in a day, they have to Random and hope they get the dungeon they needed.
Additionally, Heroic Raid lockouts work differently than non-heroic raid lockouts. Once you join a heroic raid you are locked to that instance at that boss. Any bosses you "skipped" are undoable for the rest of the week.
You get a lockout-ID to use to finish off the raid later if you can't complete it in one day. HOwver, if a raid has 6 bosses and you kill 3, and have to drop raid. The rest of the raid can replace you and finish the raid and you'll go in next time and see 6/6 dead.
Non-heroic raids only save you if you actually down the boss. And you are flex saved, meaning if you killed bosses 1-3 and leave raid you can then find a new raider later in teh week to down bosses 4 through 6 (but can't enter a raid that isnt' cleared to boss 4 (or everyone else in the raid also needs to skip bosses 1-3.
Edited by Jåy on 10/23/2012 10:55 AM PDT
90 Night Elf Druid
1. Yes. Look at the calendar in-game to see when your active raid lockouts expire. You can also type "/raidinfo" to see your list of active lockouts.
2. No. You cannot be locked out of loot from heroic dungeons, only locked out of running them. You're only locked out of raid boss loot every week once you kill the boss.
All raid timers reset on Tuesday during server maintenance, though some older raids reset every three days.
Threats of violence. We take these seriously and will alert the proper authorities.
Posts containing personal information about other players. This includes physical addresses, e-mail addresses, phone numbers, and inappropriate photos and/or videos.
Harassing or discriminatory language. This will not be tolerated.


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MURRAY -- Laura Bailey, 94, J.H. Churchill Funeral Home
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BAILEY LAURA J. BAILEY, age 60, of Columbus, formerly of Lakewood, OH, died Wednesday, March 31, 2010. Preceded in death by parents, Harvey and Pat Arbuckle, step-daughter, Carol
findagrave: Bailey, Laura
02/22/1839 - 02/20/1895, Howell (Livingston County, Michigan)
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Bailey - 1920 United States Federal Census - Ancestry.com
Bailey - 1920 United States Federal Census
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Best of 2007
Oops! Stars' Most Regrettable Moments
They say there's no such thing as bad press – but Alec Baldwin, Paula Abdul and others just might disagree. By Aaron Parsley
Credit: Sunset Photo and News; Michael Williams/Startraks
Updated: Monday Nov 26, 2007 | 06:00 AM EST
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text:
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text:
"great opportunity for grad students... way better student jobs "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Career Opportunities
I have been working at University of Puerto Rico
Prestige, work environment, people are very friendly.
As the number one institution of the country, you are sure to get top notch researchers to work with. In addition, there are many fields available. As a grad student with assistanship, you get free tuition.
salaries could be higher. Pays less than a US University.
sometimes, lack of professionalism from other employees
parking is insufficient and not comfortable.
There often are strikes and you can't get to your research lab or the library. You never know what mentor you will be assigned, so, sometimes, if unlucky, you can get paired up with an unpleasant person or unprofessional professor.
as a grad assistant, you do not qualify for benefits package, and the low compensation is not enough to afford medical insurance, even university services. Overall, you need something to complement your graduate assistanship to make ends meet.
To monitor the mentors more efficiently, and to make sure they do not give too much, or too little work to each student, to make things equal and doable.
- Any Location
- Any Job Title
"instructor "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Culture & Values
- Career Opportunities
I worked at University of Puerto RicoPros
UPR is a great place to work.Cons
Not much opportunities to growth.RecommendsPositive Outlook
I have been working at University of Puerto RicoPros
Nice and very profesional people.Cons
Many labor and students disputes all the time, frequent strikes, highly politicized and low salaries.Doesn't RecommendNegative OutlookDisapproves of CEO


text:
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In a medium bowl, toss all ingredients together and serve.
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text:
Preheat oven at 400 F.
Grind pistachios.
Add breadcrumbs and blend.
Transfer it to baking dish.
Mix mustard, dill, basil and rosemary.
Coat chicken with mustard mixture.
Dip chicken breasts in nut mixture. Season it with salt and pepper.
Fry the chicken pieces until golden brown.
Transfer the chicken in baking dish.
Bake it until chicken is done.
Pour mustard cream sauce over it.
To make mustard sauce, boil white wine and shallots and simmer until liquid evaporates.
Reduce the heat, add whipping cream and simmer until mixture reduces to about a cup.
Add dijon mustard, basil and dill. Simmer for a couple of minutes.
Season with salt and pepper.
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