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- Excited to be presenting a workshop on "Getting started on social media" for the AASRN with Tom Cho next Monday night (16 Feb 2015). It has already proven to be good fun and highly educational for me because I've never worked with Tom on this kind of thing before. We google-doc'd and Prezi'd together throughout the last week, and it was a very good experience.I've never used Prezi before – EVER – so learning about the new app was useful. I have had a few bad experiences with Prezi (that nausea everyone talks about) and wasn't sure about it. Now that I've played with it a bit more, though, I think it has huge potential and people just need to rein in their enthusiasm about any given presentation's visual mobility!We're hoping that this session, focussed on helping Asian Australian communities to engage via social media, will be the first in a series of activist/lobbying/outreach events that will get Asian Australian research, topics, and debates out into the broader public sphere. These kinds of processes should also create conversations and further networks within Asian Australian groups that will generate more cultural and political activity. And, to me, this is always a good thing.
- The second gig is at ACMI in Federation Square and I'm chairing an amazing panel of Asian Australian creative talent. "Growing up Chinese in Australia" (TUES 24 Feb 2015) is part of the China Up Close festival, and features William Yang, Annette Shun Wah, Benjamin Law, and Juliana Qian. After the panel is the Melbourne premiere screening of Yang's Blood Links. I have fan-girled these people for varying amounts of time, in different ways, and being able to participate in the event is just dreamy.
Author Archives: Tseen Khoo
Nhu "Ned" Kelly – P.M. Newton's novels
I'd been wanting to read P.M. Newton's The Old School for a very long time. Ever since it came out in 2010, actually.
My buddy, Rodney, who is quite the afficionado of Australian crime fiction, had mentioned it to me and I was immediately taken with the idea of a Vietnamese Australian detective in 1990s Sydney.
It took me till 2013 to read The Old School (thanks, @oanh_1), and I included it as part of my AWW 2013 listing. The impending publication of Newton's second novel with the same lead character – Nhu "Ned" Kelly – spurred me to get a hold of the first. I inhaled the book, with its fast-paced narrative and tough, adeptly attuned characterisations. Then I eagerly awaited the second.
Beams Falling sat on a library shelf one weekend, tempting me with its new-bookish allure. I snatched it up immediately.
PHOTO: There's no going back to the Big Pineapple
As kids, our family loved the Big Pineapple. We loved going there ourselves, and we took just about every single visitor there as well. Our photo albums are peppered with now-faded shots of various clan members. Complete with big sunglasses and perms. Everything about our trips there signalled excitement, visitors, and happy tension. Childhood's salad days before we could see past the fibreglass and merchandising.
When I try to think about what it was exactly that we were drawn to, I'm left somewhat empty-handed. I remember the old advertisements on TV that featured ridiculously tall parfaits (that I never had) and the Macadamia Nut Train.
On a recent trip to Queensland, we stopped by the Big Pineapple for old times' sake. To see it as it is today, and scotch the rumours that we'd all heard that it had been taken away.
It was there. The photo for this post was taken there in September 2014. Surrounding it were grassy, cracked car-parks, rundown novelty stalls, and overgrown pineapple patches. There was an odd little zoo further down the block. Everything felt a little defeated and sad.
We left thinking we didn't need to go back to the Big Pineapple any more.
Mid-winter soup
This post isn't about real soup. Let me get that out of the way. Won ton soup is one of my all-time favourites, though, so I thought I'd treat you to this delicious photo.
It's a potentially messy round-up of recent things that have happened, seeing as I haven't written anything since April.
Those of you who pay attention to everything I'm doing (yes, so many of you) will notice that everything old is new again. I've swapped back to the blog template that I was using a couple of years ago. It feels cosy, and I like it. It makes me think of chocolate.
This week's been a good one for writing and profile satisfaction. When I'm blogging away after a day's work, when the kids are asleep or on the weekend (such as now, on a Saturday night, at almost 11pm…), I often ask myself why. Not in the sense that I think it's pointless, because I don't, but whether I'm investing time in activities that are more obligatory than enjoyable.
Placeholder Post
Best intentions and all. Life's totally overtaken my blogging schedule.
I started a new job at a new institution recently, and my new commute is 3 hours a day. While I thought this would mean OMG so much writing time, it has not come to pass. On a swaying bus, the best 'work' I can do is checking emails + tweeting from my various accounts (AASRN and Research Whisperer, mostly).
I'm keeping this here as a placeholder until things settle down. I've started dozens of posts, but never saw them through. Poised over the keyboard, thinking I needed to write something insightful and worthwhile shunting out into the world, I usually balk.
So, if you're looking at this blog because you've found me via one of the hats I wear, here are some shortcuts for finding the kind of stuff you might be interested in:
- Asian Australian stuff
- Academia
- Reviews (screen culture, books, cafes/restaurants, events)
- Home stories
- My writing
Meanwhile, as I've been saying for about five years, I need to start shedding some roles…
Kids' books: Chicken Big (Keith Graves)
In our family compound, plans were afoot for a shared chicken house for a rather long time.
S. had been cutting steel and welding in between the school and kindy drop-offs for months. Finally, in September, four point-of-lay hens and four chicks came to roost.
In preparation for the chickens' arrival, I'd bought Keith Graves' Chicken Big when I spied it in a bookstore.
It sat for weeks in the cupboard. Things were moving slowly on the chicken palazzo front.
When we finally broke it out and read it to the kids, it was love at first sight: peals of laughter; reading it cover to cover repeatedly and literally (there are cartoons on the back cover); imitations of the characters over breakfast; and fragments of text as family code.
It is a book that's a lot of fun. It's a classic story about not belonging, and trying to find one's community. Even if that community is kind of nuts, and thick, and…well, you have to read this book. I'm sniggering to myself just thinking about some of the phrasing and images.
AWW 2014 – signing up
Well, this probably comes as no surprise to those of you who follow me on Twitter, but I will be taking part in AWW 2014.
I've been tweeting about enjoying hardcopy books again, after finding myself juggling three paperbacks in my reading hours.
They are all books written by Australian women authors, and include crime fiction and memoir/autobiography. They will probably be reviewed during AWW 2014, as this newly created page flags.
What am I reading at the moment?
- PM Newton's The Old School
- Michelle Lee's Banana Girl
- Michelle Dicinoski's Ghost Wife
It's purely by accident that I've ended up in the midst of this fab constellation of writers/books.
1. I finally got into Old School (which I've been meaning to read for YEARS, as @oanh_1 will testify…) because I saw that Newton's second book about Detective 'Ned' (Nhu) Kelly was coming out soon.
2. Dicinoski's book was gifted to me by the author herself after we had a great, energising chat (our first meeting!). I couldn't resist having a peek at the first few pages and was immediately engaged by the prose and my own Brisbane nostalgia.
3. Lee's book was a discovery during one of my frantic Xmas bookshopping blitzes. I hadn't heard anything about this book, but was immediately sucked in by the fact that it was by an Asian Australian woman who lives in Melbourne. Also: the title.
It's probably an apt time to cut'n paste a reminder about what the AWW challenges are about:
The 2014 Australian Women Writers Challenge was set up to help overcome gender bias in the reviewing of books by Australian women. The challenge encourages avid readers and book bloggers, male and female,
Australian and non-Australian, to read and review books by Australian women throughout the year. You don't have to be a writer to sign up. You can choose to read and review, or read only. (Suggestions for what makes a good review can be found here.)
The challenge will run from Jan 1 – Dec 31, 2014. You can sign up at any time.
I will (again) be attempting the Franklin (10 read, 6 reviewed), and I'm not opting for particular genres this time. Given my predilections, and initial momentum, I suspect it'll be heavy on crime/thriller and memoir.
Hope you'll consider signing up as well, and joining in what has grown into a bustling, chatty, and very supportive community!
My previous AWW sign-up posts:
AWW 2013 – how'd I do?
So, I failed again.
I keep signing up, though, so don't fault my consistency.
For AWW 2013, I had signed up for the Franklin challenge, which meant reading 10 books and reviewing 6 (if one was intending to review, which I did).
I had decided to have a focus on fantasy/horror for this challenge, but wandered off that trail quite early. I tend towards crime fic, and am a fan of Young, so it's not surprising that I had to read Antidote to Murder. I'd heard so about Savage's books that I had to try one for myself, and Gardiner's trilogy is one I've been wanting to read ever since I heard about them.
I started well. In fact, I started better than I thought I would. I read Lister and Chan within a month, and felt I was ahead. Each came from the genres I had said I'd focus on.
Chuffed from this, I managed to then let the challenge down by not keeping an eye on the year as it – again – sped past.
Before I knew it, we'd hit November and I was three reviews short and had three more books to go.
I didn't hold much hope for getting more books read, but I did want to get two more review done, given I'd read the books and all. One of the reviews was for a trilogy of YA novels, which I'd considered splitting into three reviews but thought that might be a bit sneaky (not to mention a lame and transparent attempt to complete the challenge without attending to the spirit of the reviews…).
My final completed book and review list is:
- Dionne Lister. Shadows of the Realm. –> my review
- Queenie Chan. The Dreaming series. –> my review
- Felicity Young. Antidote to Murder. –> my review
- Angela Savage, Behind the Night Bazaar –> my review
- Kelly Gardiner, Ocean without End (Swashbuckler! series)
- Kelly Gardiner, The Pirate's Revenge (Swashbuckler! series)
- Kelly Gardiner, The Silver Swan (Swashbuckler! series) –> my review of the trilogy
Am I signing up for AWW 2014, which is now officially open?
I'm not sure yet. Truly. It seems a bit pathetic to keep signing up for a reading challenge that I then never complete.
The thing that makes me want to sign up and participate, though, is that AWW is a great community (on Twitter and in blogging circles). It's companionable to be part of the challenge, even when I know my feet are dragging and I'm not in any danger of completing it.
Watch this space…!


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VIEWS: 3,155 PAGES: 24 CATEGORY: Entrepreneurship & Business Planning POSTED ON: 10/29/2008
SAMPLE BUSINESS PLAN THE SMILE CENTER 2001 Summer Street Valley City, CA 93XXX 559-000-0000(T) 559-000-0000(F) Prepared By Submitted To: Valley Bank 2532 Main Street Valley City, CA 93XXX 1 Table of Contents EXCUTIVE SUMMARY BUSINESS DESCRIPTION MARKET ANALYSIS VISION STATEMENT VISION TRIGGER MISSION STATEMENT BUSINESS OBJECTIVES BUSINESS OPERATIONS MARKETING COMPETITIVE ANALYSIS LEGAL STRUCTURE MANAGEMENT EXPERTISE SUPPORT PERSONNEL FINANCIAL INFORMATION SUMMARY TABLE 1 – Valley City Residents With Income Above Poverty Level TABLE 2 – 12 Month and 3-Year Sales Forecasts and Related Promotional Costs EXHIBIT 1 – Competitive Analysis EXHIBIT 2 – Monthly Cost of Living – Dr. Dentalson EXHIBIT 3 – One-Year Cash Flow Projection 3 4 5 8 9 9 10 10 10 15 17 17 18 20 24 8 15 19 21 22 2 EXECUTIVE SUMMARY The purpose of this business plan is to support a request for a $75,000, five-year bank loan to purchase equipment and supplies as part of the financing for a start-up sole proprietorship, The Smile Center. The practice will be owned by Dr. Dentalson and will located in leased space at 2001 Summer Street in the new Valley City Plaza, Valley City, CA 93XXX. The owner will provide a minimum of $25,000 in initial equity. The practice will provide quality dental care, preventative care education at affordable prices with convenient hours for citizens of Valley City. Based on the financial and competitive analysis presented in this plan, The Smile Center will be successful. The cash flow projection, Exhibit 4, One-Year Cash Flow Projection, indicates break-even including owner's draw of $170,000 for the first year of operations. It is anticipated that The Smile Center will become firmly established within two years in Valley City. The Smile Center's distinctive logo, its reputation for quality service and its friendly staff, plus its slogan, ―Come in for a great smile!‖ will provide a distinctive competitive edge. The owner, Dr. Dentalson, has practiced for ten years at two dental clinics. He holds a DDS degree and a Masters Degree in Orthodontics. Dr. Dentalson has also received a Diploma of Merit. 3 BUSINESS DESCRIPTION The Smile Center will be a start-up dental practice located in leased space, 2001 Summer Street in the Valley City Plaza, Valley City, CA 93XXX. A ninety-day option has been taken on this location. The estimated opening date is December 20XX. The Smile Center will be a dental practice that offers quality dental care and preventive education at reasonable prices with convenient hours. The Smile Center will be successful because it is based on solid market research demonstrating that there is a demand for a dentistry practice that offers dental care at affordable prices with the latest in technological advances, It will be located in the most desirable retail space in Valley City. and the owner has ten years of experience, and formal education with a record of proven success and determination. Dr. Dentalson, who has extensive education in the dental field, will own the practice as a sole proprietorship. Dr. Dentalson has ten years experience in general dentistry and orthodontist work. Mrs. Dentalson has experience handling dental claims along with secretarial experience. The population in Valley City continues to grow and so does the need for dentistry. Valley City citizens over 40 combined with those under the age of 19 comprise 70% of the population and will be the focus of marketing efforts. The Smile center will be a comfortable, relaxing dental clinic that provides a waiting room with a selection of movies to help relieve anxiety and nervousness of patients. The two examination rooms will be comfortable and decorated in a professional manner, but with a home-style touch. 4 MARKET ANALYSIS Market analysis is favorable toward the dentistry profession in the United States. According to the Bureau of Labor Statistics, the demand for dental care is expected to grow rapidly in the next several decades as the population grows. The United States population increases by more than two million each year, and the San Juan Valley is the fastest growing region in the U.S., its current total population is over 3.1 million. Valley County is one county that has seen this tremendous growth firsthand and is located within the San Juan Valley. Valley County will grow to about 874,100 people by the year 2000, and by the year 2010 is expected to grow to over 1.1 million people, according to The Valley Council of Government. As the population grows so will the need for dentistry in Valley City, located in Valley County, which expects a growth rate of 3% per year. The population in Valley City is 9,227, according to The Valley Council of Government as of January 1, 20XX. Currently, there are four dentists currently practicing in Valley City and are centrally located in the downtown area. New shopping centers have been built in Valley City next to Freeway 45, such as Valley City Plaza. Valley City Plaza has access to North and Southbound Freeway 45. The proposed location will be located in Valley City Plaza where customers are drawn by retail and fast-food franchisees nearby. The population of Valley City that The Smile Center will target is residents 40 and over (37%) and children under 19 (33%). The potential for clientele is great with the Smile Center targeting this 70% (37% older +33% younger population) of the population in Valley City. Dentists today are spending more time restoring teeth instead of removing them. In 1959, U.S. dentists performed 34 tooth extractions per 100 population according to the NDA and the Census Bureau. By 1990, the rate had dropped to 19 per 100. Researchers predict that the toothless trend will end with the baby-boom generation. With a mouthful of natural teeth, 5 boomers and their successors are less likely than today's elderly to need a false set. Americans will continue to turn to prosthodontic appliances as they age, but not before letting modern dentistry work its magic on worn-out teeth. About 150,000 dentists were employed in the U.S. in 1995 and seventy-nine percent currently practice general dentistry, according to the National Dental Association (NDA). The NDA also tracks the average number of dental visits and its data show that per-patient visits were stable between 1990 and 1994, at about 3.4 per year. The future of the dentistry profession is the experimentation with digitized x-rays, laser techniques for painless drilling, osseo-integrated implants to replace bridges and other nonpermanent artificial teeth, and synthetic tooth enamel, according to a noted authority on modern dentistry. On average, households spend $965 on out-of-pocket expenses yearly for dental care according to the NDA Frequent visits to the dentist are usually by people with higher incomes since people with incomes below $14,000 visited the dentist an average of 1.3 times in 1989, compared with 3.1 for those with household incomes of $50,000 or more. Visits per person increase when household income increases. Fifty percent of Valley City residents have income over $24,900, which is well over poverty level. And almost 20% of Valley City residents have incomes over $50,000 and the majority (60%) of residents are at least high school educated with 23% are college graduates. This aging population that consists of the baby boomers and older citizens comprise 37% of Valley City's' residents. This generation of aging adults wants and expects to keep their teeth their whole lives. Marketing efforts will focus on the older generation and young children. The older generation of baby boomers (people in their 40s and 50s) are having trouble with their teeth and will need maintenance as they age, and that makes crowns, root canals, and dental implants a necessary and welcome alternative to prosthetics for most older Americans. 6 Cavities continue to plague adults also, though many believe they haven't an unfilled tooth in their heads. School-age and younger children, for whatever reason, almost four in ten children aged 2 to 9 have decay in their primary teeth. The likelihood of baby-tooth decay increases with age, from 17 percent of children aged 2 to 4 to half of 5 to 9 year olds. The children of Valley City will also be targeted with school check-up programs to provide education on preventative care. To reach the parents of young children, pediatricians and other doctors will be sought to help inform and encourage parents to seek dental care early and to visit The Smile Center. Children under 19 are 33% of the population of Valley City. Children are important for the growth of Valley City, and as future patients (as adults with their own children) of The Smile Center. The Smile Center will offer services in general dentistry, orthodontics, prosthodontics, pedodontics and cosmetic services with referrals for other dentistry services to affiliate professionals. Dr. Dentalson is knowledgeable in corrective dentistry, replacement of lost teeth and with, special problems of young children and their dentistry needs. With the addition of dental assistants and hygienists, Dr. Dentalson can expand his practice as it grows to help improve the customer service of patients and reduce waiting time. Americans, as always, want to look good, which bodes well for one of the professions hottest new specialties—cosmetic dentistry. General dentists are learning the techniques to whiten and brighten teeth, classified as cosmetic dentistry. Valley City residents will visit The Smile Center for their dentistry needs and return because of the excellent customer service provided by the staff. The Smile Center will provide information and education on preventative care. Quality dental care with a comfortable and professional environment will build community trust and word of mouth referrals for future 7 patients. Reasonable prices with several payment options will lend affordability to any financial situation and help to increase the patient base. TABLE 1 VALLEY CITY RESIDENTS WITH INCOME ABOVE POVERTY LEVEL AGE 0 –4 YEARS 5 – 17 YEARS 18 – 64 YEARS 65 YEARS AND OLDER PERCENTAGE 70% 80% 86% 94% Source: 20XX U.S. Census, distributed by the Valley City Chamber of Commerce. In summary, the general market analysis shows that the aging population and the needs of young children for dental care is increasing and will continue to increase. The target market for these services will be middle and upper income individuals and families. The market analysis also reveals that it is highly desirable to offer cosmetic dentistry and continue to look at technological innovations for future expansion of medical services and options. VISION STATEMENT In five years, The Smile Center will be established in Valley City, and future plans for the improvement of dental procedures with the use technology for painless dental services will be developed, which will improve the effectiveness and efficiency of the practice. 8 VISION TRIGGER The main vision trigger will be the pleasing slogan: ―Come in for a great smile!‖ The vision trigger will emphasize the friendly atmosphere of the dental clinic and satisfaction from the quality services provided. MISSION STATEMENT The Smile Center's mission statement is presented below: We, the employees and management of The Smile Center, make this pledge to you, our valued patients: We pledge that we will provide dental services in a timely and friendly manner. We pledge that we will provide dental services and products with professional quality that meet the standards of the National Dental Association, California Dental Association, and the government agencies governing the dental profession. We pledge that we will be good community citizens, respectful of the environment, and friendly neighbors to the surrounding businesses. We pledge that we will always present a positive public image and make our establishment one that you can visit with safety and peace of mind. We pledge that we will be responsive to your suggestions and concerns. 9 BUSINESS OBJECTIVES The Smile Center will have these business objectives during its first three years of operation: 1. 2. 3. Owner draw of $170,000 by the end of Year 1. Cash break-even by the end of Year 1. Owner draw of $180,000 by the end of Year 2. BUSINESS OPERATIONS The operations of The Smile Center will be described using the main functions of the practice: marketing, competitive analysis, legal structure, management expertise, support personnel, and financial information. MARKETING Services The Smile Center will provide the following services: 1. Diagnostic Examinations—evaluating existing conditions to determine the required dental treatment. Examples: initial oral examination, complete x-ray survey, and cavitydetecting bite-wing x-rays, comprehensive dental and health history, jaw and bite alignment, comprehensive periodontal exam, comprehensive tooth by tooth evaluation, and teeth cleaning. 2. Preventive Care—taking care to avoid or minimize the risk of serious abnormalities and diseases. Examples: prophylaxis (or teeth cleaning), space maintainers, and topical application of fluoride. 10 3. Corrective Treatment—working to ensure optimal dental health. Examples: amalgam, and composite resin fillings, porcelain, gold restoration, crowns, and jackets. 4. Oral and Maxillofacial Surgery—performing tooth extraction and other oral surgery (e.g. tissue biopsy and drainage of oral infections), including preoperative and postoperative care. 5. 6. 7. Periodontics—treatment of the gums. Endodontics—the focus on the inside of the tooth or the nerve and blood supply. Prosthodontics—constructing, replacing, or repairing of fixed bridges, removing partial dentures, complete dentures, crowns, and implant restorations. 8. Orthodontics—development and repositioning of the teeth and jaws. Examples: full and partial braces, retainers, etc. 9. Pedodontics—the care of children's teeth using technologies such as sealants and the special problems of the younger population. 10. Cosmetic—teeth bleaching and whitening, capping, crowning, etc. Related Services In addition to the above listed services, The Smile Center will provide other related dental services: administering anesthesia, injecting therapeutic drugs, applying desensitizing medicaments, consulting, and professional visits. The Central Valley Dental Society identified the five most sought dental services in the central California as the following: 1. 2. Corrective Treatment Preventative Care 11 60% 20% 3. 4. 5. Oral & Maxillofacial Surgery Prosthodontics Endodontics 8% 5% 3% Initially, The Smile Center will purchase all of its dental equipment and supplies from Jerry's Dental Supply, the third largest dental equipment supplier in the nation and the largest in California, because of a discount given for bulk purchases. However, The Smile Center will maintain relationships with two small suppliers, namely Sid Dental Industries (SDI) and Sharp Dental Tools (SDT). These two suppliers have very competitive prices and quality products. For example, SDI offers quality amalgam products while SDT offers quality operatory instruments at reasonable prices. Price The Valley County Dental Society provided advice on pricing, and a survey was conducted by the prospective owner on several sole-proprietor dental practices. The majority of revenue from the practice will come from providing corrective treatment and preventative care services (see page 13). If the patient is insured, the price for these services are preset by Calidental or by insurance companies such as: Triangle Dental Association (TDA), Blue Aegis, and Blue Star. According to Cali-dental's schedule of payments, the allowable charge for periodic oral examinations is $21. TDA can be charged $30 for an oral examination; Blue Aegis, $25; and Blue Star, $28. Cali-dental can be charged $75 for prophylaxis (teeth cleaning), TDA, $100; Blue Aegis, $90; and Blue Star, $95. 12 However, it is estimated that half of the patients will pay cash for these services. The average price charged by dentists for services in Valley County are $60 for amalgam fillings and $37 for prophylaxis. The Smile Center will charge these prices for patients that will pay cash. On average, patients visit a dentist twice a year for a routine cleaning and examination. But, about 20 percent of the patients will need other services: oral and maxillofacial surgery, prosthodontics, endodontics, etc. Dr. Dentalson found by conducting a survey, that dental practices generally accept 15 different insurance companies and their respective plans in addition to Cali-dental. Dentists that were surveyed indicated that on average they collect $120 per patient. Place Valley City urban growth statistics published by The Valley Bee indicates the area around Freeway 45 and Highway 225 has experienced some of the strongest growth in the 20XX's. On the west side of Freeway 45, Northwest of downtown Valley City, lies Valley City Plaza, which has seen particularly rapid growth. Current anchor tenants include Value Mart, Pizza Plus and the cherished Valley City Restaurant. Three major restaurant franchees are also new additions to Valley City Plaza. Burger Boy, Steak House, and Sandwiches-To-Go add to the attractiveness with high lunch and dinner traffic. Freeway 45, next to Valley City Plaza, has average traffic of 63,000 cars a day and provides good location identification. Customers are attracted to Valley City Plaza because of the anchor and supporting tenants. There are three divided entrances and exits creating easy accessibility. All of these factors weigh in favor of Valley City Plaza as a potential location, despite the fact that several other dental practices are located in the downtown area of Valley City. The advantage is that 13 these dental practices are not located in the new Valley City Plaza. There is no other direct competition within a two-mile radius. The dental clinic will be located on approximately 3600-sq. ft. pad that can be split. A commercial real estate broker representing Valley City Plaza said the monthly lease payments for a five–year lease including plumbing, heating and air conditioning suitable for a dentistry practice would be $2.50 sq. ft., triple-net. Two five-year options would be included in the lease agreement. A leasehold improvement allowance of $10/sq. ft. would be given. Consolidated area maintenance fees would be $250/month initially. Dr. Dentalson obtained a three month option on this pad effective August 1, the submission date of this plan and deposited refundable first and last lease payment plus a $5,000 security deposit with the leasing agent. Promotion The Smile Center will be promoted with a variety of marketing methods: A grand opening will be held with free samples of dental products, such as toothbrushes, floss, fake teeth, and balloons. The grand opening of The Smile Center will include renting a bounce house for kids, clowns, and a giant tooth bearing mascot bearing the clinic's logo and the phrase, ―Come in for a great smile!‖ The same logo and phrase will be imprinted on employee shirts, and on the white lab coats worn by Dr. Dentalson. Coupons will be published in weekly ads in The Valley City Recorder newspaper. Coupons will also be distributed during the Great Valley City Fair at a booth with free samples and demonstrations on preventative care. School children will be given coupons and toothbrushes to take home, after their free examination at school. Also, pamphlets will be made with pictures of The Smile Center, and its employees portraying the warm, friendly, and comfortable environment where the community can come for its dental needs. They will be 14 distributed at many social and charitable events, and given to local pediatricians and doctors for referrals to the clinic. The Smile Center will attract customers by offering a free initial exam and coupons for 20% off work done on that visit. One and three-year sales forecasts are presented in Table 1 together with anticipated promotional costs. TABLE 2 12 Month and 3-year Sales Forecasts and Related Promotional Costs Years Sales Revenue Promotion Costs One 414,720 9,000 Three 430,000 9,000 COMPETITIVE ANALYSIS The prospective owner conducted a telephone survey to obtain the information presented in the following competitive analysis and in Exhibit 1, Competitive Analysis. Dr. Johnston Dentistry Dr. Johnston has a practice located at 1518 Dragon Street and the cross street is Smythe Street. (See Exhibit 1, Location of The Smile Center and Main Competitors). Dr. Johnston's practice in Valley City is a well-known dental practice with prices that are high compared to others in Valley City. A month long special is offered for x-rays and an examination for seventy dollars. Dr. Johnston has been at this location for 40 years and has a reputation as a well-run quality practice. Dr. Johnston offers an extensive array of general dentistry, cosmetic dentistry, prosthodontics, and pedodontic services with referrals for orthodontist work. Dr. Johnston's practice is closed on Friday and weekends and is open a total of 32 hours a week. Dr. Johnston does accept Cali-dental insurance, all major insurance plans, cash payments and advertises in the yellow pages. 15 Dr. Wexler Dentistry Dr. Wexler has a dental practice located at 2224 Clarke St. near Lincoln and Mendota Streets approximately four miles southeast of Valley City Plaza. Dr. Wexler's practice is closed on Wednesdays and is open 32 hours a week. Currently, the practice is the low price leader, of the four current area dental practices. Offering general dentistry, cosmetic, prosthodontics, and pedodontics, and Dr. Wexler refers patients for orthodontist work to Dr. Molar. Dr. Wexler has been practicing for 21 years and has been practicing in Valley City for 16 years and practiced in Oregon for a 5 years, previously. Dr. Wexler does not accept Cali-dental insurance, but does accept all major insurance plans, cash payments and advertises in the yellow pages. Dr. Molar Dr. Molar's dental practice is located at 1376 Smythe Street and Dragon Street. This practice is about two and a half miles from The Smile Center and is located in the downtown Valley City. Dr. Molar is currently the only orthodontist in Valley City. Dr. Molar is available in Valley City on Tuesdays and is practicing in Grand City on Mondays, Wednesdays and Fridays. Dr. Molar currently practices in Valley City for 8 hours per week. The Smile Center will be the local alternative offering flexible day and evening hours for dentistry needs. Dr. Molar does not accept Cali-dental insurance, but does accept all major insurance plans and cash payments. Dr. Molar offers a free consultation and advertises in the yellow pages, but offers no coupons. Dr. Lung Dr. Lung's dental practice is located at 1590 East Street near Lincoln Street in the downtown area. Dr. Lung is open later than their current competitors, but are closed on Fridays. Services are moderately priced and coupons or specials are not offered. Dr. Lung offers the 16 same services as the other general dentists in Valley City, and refers his orthodontist work to another dentist, as well. Dr. Lung has been practicing in this location for 5 years and advertises in the yellow pages. Dr. Lung accepts Cali-dental insurance, all major insurance plans and cash payments. No incentives are offered such as coupons or specials. Exhibit 2, Competitive Analysis, compares important competitive factors of the dentistry practices discussed above with The Smile Center. LEGAL STRUCTURE The Smile Center will be operated, as a sole-proprietorship owned by Dr. Dentalson and his wife. MANAGEMENT EXPERTISE The owner, Dr. Dentalson, has worked in several dental clinics as practitioner for ten years. The owner holds a DDS degree from the University of California at San Francisco, and he also holds a Master's degree in Orthodontics, also from UCSF. Dr. Dentalson has also received a Diploma of Merit from the National Dental Association. Dr. Dentalsons' extensive activities have enabled him to enlist several reputable professionals from Valley City who will provide services to the practice. These include The Goldsmith Insurance Agency, Jerome and Associates CPAs, and the Jense, Baker, and Smythe law firm. The owner has a long term banking relationship with Valley Bank. Dr. Dentalson is also a highly regarded consultant to communities and charities that help educate children and parents on the needs of preventative dental care. Good oral hygiene can be taught at free seminars and workshops to the general public with free merchandise from suppliers to offer their products and in-turn receive free advertising to consumers. 17 Mrs. Dentalson has 10-year experience with dental claims handling along with secretarial experience. She has extensive knowledge of the reimbursement procedures for Cali-dental, Triangle Dental Association, Blue Star and other major insurance companies. In addition, she is familiar with three different electronics billing systems: E-Billing for Dentists, Easy Electronic Billing, and Cali-Dental Software. SUPPORT PERSONNEL The practice will operate using Dr. Dentalson, and Mrs. Dentalson as its principal employees to reflect a professional quality dental practice that is family oriented and offers a comfortable environment, consistent with its "Come in for a Great Smile!‖ vision trigger. Mrs. Dentalson has worked in the dental field for 10 years handling dental claims and general office work. Also, a dental hygienist and dental assistant will be needed as the practice grows, and will be paid slightly above the current rate advertised in The Valley Bee. Pay increases after a 3month trial period, and a 6-month period, and then an annual increase of about 3% for good performance. A policy of promotion from within will be adopted. 18 EXHIBIT 1 COMPETITIVE ANALYSIS Items Hours Dr. Dentalson 8am-6pm M,W,F 12pm9pm T,TH 8am-3pm Sat 6 days a week Sunday by appt. Moderate General Dentistry Orthodontics Cosmetic Unknown Start-up Senior/Special Promotions No Yellow Pages Newspaper Brochures Samples Dr. Johnston 8 am – 5pm Dr. Wexler 8am –5pm Dr. Molar 8am – 5pm Dr. Lung 8am – 6pm Days Open Price Level Specialty 4 days a week Closed Friday High General Dentistry 4 days a 1 day a week week Closed M,W, Closed Th, Fr Wednesday Low High General Dentistry Orthodontics 4 days a week Closed Friday Moderate General Dentistry Reputation Years In Business Discounts Excellent Forty Special Promotions No Yellow Pages Fair TwentyOne Senior Good Ten None Good Five Senior National Chain Methods of Promotion No Yellow Pages No Yellow Pages No Yellow Pages 19 FINANCIAL INFORMATION Financial Objectives The following objectives are for the first two years of The Smile Center: 1. 2. 3. Owner draw of $170,000 by the end of Year 1. Cash break-even by the end of Year 1. Owner draw of $180,000 by the end of Year 2. Monthly Living Expenses For Dr. Dentalson Exhibit 3, Monthly Living Expenses – Dr. Dentalson, shows the amount required by the owner to pay for living expenses and compute the draw. One-Year Cash Flow Projection The items in Exhibit 4, One-Year Cash Flow Projection, have been arranged in a specific way: sources of cash (cash receipts), cash needed to purchase assets (equipment), cash needed to pay expenses (rent), cash need to pay liabilities (payroll taxes), and owner's draw. Sources of Cash 1. 2. Person Funds. The owner will invest $25,000 into the business. Loan Proceeds. The owner will borrow $75,000 from Valley Bank as a five-year revolving line of credit at 10%. Interest will be charged only on the amount actually owed. Cash Receipts From Business. $414,720 in cash receipts net of sales is estimated. This projection involves serving on average 12 patients per day, 72 per week, 288 per month, 3,456 per year. This is a conservative estimate of cash receipts based on a survey of five sole-proprietor dentists. About a quarter of these patients are covered under Cali-Dental, another quarter by insurance companies, and half will pay cash. 3. 20 EXHIBIT 2 Monthly Cost of Living – Dr. Dentalson Regular Monthly Payments Rent or mortgage payments (including taxes) Car payments (including insurance) Appliance payments Loan payments Health, life and other insurance premiums Miscellaneous Total Household Expense Telephone Utilities Miscellaneous Total Personal Expense Clothing, cleaning, laundry, shoe repair Medical and dental Education and training Automobile expenses Spending allowance Total Food Expenses Food at home Food away Total Tax Expenses Federal & State Personal property Other taxes (except house) Total Total personal monthly cost of living expenses Subtract monthly income from sources other than the business Grand total - the minimum monthly draw needed from the business 1000 500 50 250 200 150 2150 80 80 250 410 200 80 50 100 300 730 300 100 400 10596 100 0 10696 14386 286 14100 21 EXHIBIT 3 One-Year Cash Flow Projection Sources of Cash 1. Personal Funds 2. Loan Proceeds 3. Cash Receipts from Business (Net) Total Sources Uses of Cash 4. Equipment/Supplies 5. Vehicle Purchase/Lease 6. Real Estate 7. Fixtures 8. Security Deposits (Rent and Utility) 9. Signs 10. Leasehold Improvements 11. Cost of Goods Sold 12. Telephone and Utilities 13. Lease/Rent (Business place) 14. Business License Fee 15. Insurance Premiums 16. Office Supplies 17. Legal and Accounting 18. Advertising 19. Real Estate Taxes 20. Miscellaneous Expenses 21. Payroll Taxes 22. Payroll Wages (Excluding Withholdings) 23. Loan Payments (Principal and Interest) 24. Owner's Draw Total Uses Net Cash Flow for the Year ( Sources Minus Uses) 62,230 0 0 0 9,000 5,000 18,000 0 4,800 24,000 14,470 6,189 0 5,530 9,000 0 0 7,680 35,760 19,785 170,000 391,444 123,276 25,000 75,000 414,720 514,720 22 Uses of Cash 4. Equipment/Supplies. Basic start-up equipment cost is estimated to be $62,230. This expense includes: operatory equipment and installation, intraoral x-rays, x-ray processor, laboratory equipment and supplies, secretarial equipment and supplies, reception chairs, lounge equipment, private office equipment, etc. Vehicle Purchase/Lease. No vehicle will be needed in this dental practice. Real Estate. Real estate expense is included in lease expense. Fixtures. There will be no fixture costs other what are included in equipment and supplies listed above Security Deposits. Security and other deposits will include $5,000 for lease-related deposits, $2,000 for utility deposits, and $2,000 for miscellaneous deposits for a total of $9,000. Signs. The Smile Center will have extensive Valley City Faire approved signage on all four sides of the building. Signage and installation will cost $5,000 according to an estimate by Valley City Quality Sign Co. Leasehold Improvements. Net leasehold improvements after the $10/sq.ft. allowance by the landlord will total $18,000. This estimate was provided by Smith Construction of Valley City and includes floor and wall coverings, window treatments, painting and decorating, window decorations, and miscellaneous minor improvements. Cost of Goods Sold. There will be no products made or sold. Telephone and Utilities. Valley City Gas, Electric, and Telephone Company estimate telephone and other utilities at $400/month for an annual total of $4,800. Lease/Rent. Lease payments are $2,000/month ($1.50/sq.ft.) for an annual total of $24,000. This information was provided by the commercial real estate agent representing Valley City. Business License Fee. The Business license fee based on business revenue (3.35% of gross revenue) will be $14,470 (License and Permits Office of Valley City). Insurance Premiums. Goldsmith Insurance Agency, Valley City, estimated annual premiums at $6,189. These premiums will cover business liability, property damage, workman's compensation, and all other types of insurance. Office Supplies. All supplies are included in equipment and supplies listed above. 23 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. Legal And Accounting. Jerome and Associates, CPAs, and the Jense, Baker, and Smythe law firm will provide basic bookkeeping, accounting, and legal services. Jerome and Associates, CPAs has a bookkeeping subsidiary, Personal and Business Bookkeeping LTD that specializes in low cost bookkeeping. This firm will be engaged for the bookkeeping with Jerome and Associates providing tax preparation and other professional services. The total estimated annual cost is $5,530. Advertising And Promotion. $9,000 will be allocated to the advertising and promotion campaigns discussed in the Marketing section above. Real Estate and Other Taxes. There will be no Real Estate taxes. Miscellaneous Expenses. There will be no other expenses. Payroll Taxes. It is estimated that payroll taxes will be $7,680, which is 20% of wages. Salaries. Salaries plus fringe benefits total $32,040. This total includes a full-time dental assistant working for $10/hr. It also includes a part-time hygienist working at $20/hr. Payroll includes fringe benefits to the full-time employees. Loan Payments (Principal and Interest). All of the $75,000 loan allocation will be used during the first year of operations. The loan will be paid by an installment schedule of $19,785 (principal and interest) per year for 5 years, assuming an interest rate of 10%, which totals $7,500. Owner's Draw. This information was obtained from Exhibit 3 (Monthly Personal Living Expenses) where owners need $14,100 per month or $170,000 annually. 18. 19. 20. 21. 22. 23. 24. SUMMARY The Smile Center will be successful. The business plan has documented that the establishment of The Smile Center is feasible. All of the critical factors such as industry trends, market analysis, competitive analysis, management expertise, and financial analysis support this conclusion. We invite you to attend our grand opening. experience enjoyable, so ―Come in for a great smile!‖ We promise that we will make the 24
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In The Cross-Hairs? Protecting Your Company Against Consumer Financial Protection Bureau Investigations and Investors' Mortgage Buyback Claims
Litigation of Construction Delay: Claims of Delayed Early Completion
Homebuilder Series Webinar: Joint Ventures Solutions, Steve Lear
Accessibility concerns for disabled condo owners
Rules for rewarding 'super' condo board members
Condo Water Invasion: Potential Medical Liability?
How to Deal with Delinquent Condo Board Members
Condo complaints not in writing?
Assessments, Condos vs. Town Homes
Real Estate Trends in the Bay Area & Beyond – Interview with Paul Churchill, Member, Mintz Levin
Condo Adviser: Condominium Rules and Enforcement
Condo Adviser: Adjacent Development Rights and Objections
Condo Adviser: What is 'FHA approved,' exactly?
Condo Owners and Dealing with Uncooperative Management Companies
Reserve Funds: Purposes and Common Mistakes
Accessibility Concerns for Disabled Condo Owners
Ventas' Debra Cafaro on why the Health Care asset class is well positioned in today's economy
A New World for Mortgage Banking – What You Need to Know About the CFPB's Final Mortgage Servicing Rules
Taking it Seriously: Unusual Lease Violations in Virginia
Weekly Brief: Lawyers Laid Off After Foreclosure Settlement
Bertram Brown was admitted to the practice of law in the State of New York in 1954. Fifty years later, in 2004, an alarming amount of complaints against him spring up alleging that Mr. Brown was stealing money from his...more
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I grew in Massapequa SD#23 and have been raising my family here for the last 20 years, I'd be happy to help you. I have 12 current listings in Massapequa, Mass Park area. Fe ... more
Yes, The seller can still show the house until the contract is fully executed (signed by both parties).
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Special thanks to Jodi Figgins from RiSun Enterprises for her assistance in designing the banners at the top of our website.
A reminder that when we return on April 6th we will be celebrating Opening Day! We will be having hamburgers, hot dogs (on the grill), cracker jacks, and other opening day favorites. These lunches will be served at our normal price in each building.
Please dress in your favorite baseball/softball team's gear (baseball team hats are allowed). We are looking forward to a great Spring!
We are currently on Spring Break and will return to classes on April 6. Enjoy your time off!


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- Users, Permissions and Multitenant Sites
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Topics :: marriage equality foes
1 thru 10 of 11 Stories
Scott Lively Warns Gay Marriage Will Cause Sodom's Fire, Noah's Flood
According to pastor Scott "don't call me 'anti-gay'" Lively, 2015 might be a good year to take out more home owner's insurance.
Death Threats for Lesbian Lawmaker Who Threatens to Expose Affairs
An openly lesbian legislator has been receiving death threats in the past few days, after she threatened to expose the extramarital affairs of her colleagues who opposed gay marriage.
Alabama Appeals Decision Blocking Ban on Same-Sex Marriage
The state of Alabama is appealing a federal judge's order overturning its ban on same-sex marriage.
Ted Cruz Lashes Out at the Supreme Court Over Same-Sex Marriage
While some members of the Republican Party may be evolving on the issue of marriage equality, Sen. Ted Cruz made clear Monday that he is not one of them.
Fla. Officials Appealing Marriage Ban Rulings
Florida officials are appealing several court rulings overturning the state's ban on gay marriage.
Charlie Crist Asks FL Gov. to Stop Defending Gay Marriage Ban
Florida's Former Republican Governor Charlie Crist has done a complete 180, now supports gay marriage, and has written an open letter to current Florida Governor Rick Scott asking him to stop defending the state's gay marriage ban in court.
Rand Paul's Same-Sex Marriage Balancing Act
The Kentucky senator known for his libertarian views on a number of key Republican issues says he is in favor of the "concept" of a Constitutional ban nationally on marriage equality... and he's also a proponent of letting states decide for themselves.
Losing Streak Lengthens for Foes of Gay Marriage
For foes of same-sex marriage, their losing streak keeps growing. Some sense a lost cause, others vow to fight on.
(Don't) Eat, Pray, Hate: Christian Organization Plans 40 Day Fast Against Marriage
The Family Foundation of Virginia and other anti-gay gay religious organizations around America in an marathon protest against marriage equality that will include 40 days of prayer and fasting.
Mormon Leader Outlines Opposition To Gay Marriage
A Mormon leader is reiterating the church's opposition to gay marriage. Neil L. Andersen of The Church of Jesus Christ of Latter-day Saints' Quorum of the Twelve that changing definitions of marriage by governments doesn't change the Lord's guidance.
1 thru 10 of 11 Stories


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Learn more:
- How Can Education Help To Lower Cybercrime?
- Learning basics of Cyber-Security
- Cyber-Security Practice: Learn it in one week
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HazelC's comment, November 16, 2014 11:06 PM
This is a great resource. This month we are focusing on Internet safety and cyber bullying!
Kym Reinstadler, SCN Feature Writer's curator insight, November 17, 2014 11:55 AM
My interview last week with attorney Stephanie Tuttle about the possible legal ramifications for minors who "sext," or forward sexts, or harass sexters, sent me searching for a factsheet to help educators and parents know how to talk to kids about staying safe online in a wider context. Here's the best of what I've found. Hope it's helpful.
Gust MEES's curator insight, June 30, 2014 7:56 PM
Akamai's State Of The Internet | Q1-2014 Report | PDF
Vilma Galstaun's curator insight, June 12, 2014 7:34 PM
Some important issues to consider when preparing for becoming ICT literate and competent.
Library@NYP's curator insight, June 13, 2014 10:57 AM
The teacher has to be digitally savvy to engage next generation students.
Gust MEES's curator insight, April 26, 2014 5:57 PM
The results were promising; the prototype was able to evaluate ideas effectively, and it was highly accepted in the organisation.
Pamela D Lloyd's curator insight, February 28, 6:58 PM
We learn by doing, so teaching should ask us to do.
Maureen Greenbaum's curator insight, January 19, 2014 7:40 PM
The inforgraphic is great but the article is also very insightful
There is a generation whose starting point for information & engagement is not printed materials (a book, a newspaper) – but online social platforms
Allan Shaw's curator insight, January 20, 2014 1:04 AM
There are two key elements here! The first is the engagement through peer review as the audience is real and critical. The second is the efficacy of repetition in the embedding within memory.
Nathalie Bos's curator insight, January 20, 2014 3:42 AM
Des infos intéressantes plaidant en faveur d'une démarche raisonnée :
- apparition de nouveaux outils
- inventer les usages qui vont avec
- se demander si ça marche
Inge Quets's curator insight, January 4, 2014 6:58 AM
If you're a digital dinosaur: be true about it - youngsters will see right through you if you pretend to be something you're not ...
And learn from and with them!
Maddison Halliday's curator insight, October 17, 2014 11:26 PM
A little funny comic along with an article on why teachers should be technologically advanced in today's society. Using technology is key in education TODAY.
Elia Lu's curator insight, December 30, 2013 1:08 PM
Excelentes sugerencias de la profesora para nuestras clases del Año Nuevo.
Carol Rine's curator insight, January 3, 2014 11:07 AM
EXCELLENT RESOLUTIONS FOR THE CLASSROOM TEACHER. :o)
Maria Richards's curator insight, March 29, 2014 4:41 PM
change is constant and inevitable! Might as well embrace it!
Gust MEES's curator insight, December 8, 2013 3:07 PM
Ali Anani's curator insight, December 2, 2013 12:52 AM
The emergence of social networks impact is well-explained in this post.
Amanda Feliu's curator insight, December 2, 2013 4:55 AM
Un article molt interessant que parla sobre que els estudiants necessiten aprendre des de xarxes socials professionals.
Kim Flintoff's curator insight, July 8, 2014 1:27 AM
Collaboration can be both a formal structure for learning activity but also an underpinning framework for engagement and fostering life-long learning. Learning networks are part the new learning ecosystem and should be recognised and supported.
Gust MEES's curator insight, October 23, 2013 4:21 PM
Gust MEES's curator insight, October 7, 2013 5:38 AM
"The Internet as a tool allows for really brilliant people to do things that they weren't really able to do in the past." — Jimmy Wales
Gust MEES's curator insight, September 17, 2014 9:32 AM
The entrance to GitHub is the most Instagram-able lobby in tech. It's a recreation of the Oval Office, and the mimicry is spot-on---except for the rug. Instead of the arrow-clutching American eagle that graces Obama's office rug, it shows the code-sharing site's Octocat mascot gazing into the digital future, just above the motto: "In Collaboration We Trust."
ManufacturingStories's curator insight, September 20, 2014 4:39 PM
For more resources on STEM Education visit http://bit.ly/1640Tbl
Lisa Marie Blaschke's curator insight, June 15, 2014 2:34 AM
Compelling, customized (I like personalized better, but it's not a "C")' connected, and competency-based lea earning will all be a part of the future of learning. And as learners become more independent and are given an environment that supports freedom of exploration, they will also become more self-determined. Sounds like Heutagogy!
Betty Skeet's curator insight, June 15, 2014 7:54 AM
Expanding access to quality learning...for every young person on earth?
Ivon Prefontaine's curator insight, May 2, 2014 9:43 AM
These have been important for some time. I struggle with the final one. I am not sure that learning as a concrete enjoyable activity is well-served by career management. I wonder what that means to a kindergarten student.
Gust MEES's curator insight, February 19, 2014 6:53 PM
Ivon Prefontaine's curator insight, February 20, 2014 12:09 AM
It is interesting we thought we had to have stages of personal learning environments?
Nichelle Plivelic's comment, March 6, 2014 7:57 AM
There are three main stages to personalized learning, which involves the teacher figuring out how each student learns individually and establishing goals for the students. A teacher can change the physical layout if this helps(when working with children who are easily distracted, such as those with ADHD or autism, it's best to get rid of as many distractions as possible). The student will learn at their own pace in whatever way is the most effective.
Gust MEES's curator insight, January 24, 2014 6:42 AM
Learn more:
- http://globaleducationandsocialmedia.wordpress.com/2014/01/21/why-is-it-a-must-to-have-basics-knowledge-of-cyber-security-in-a-connected-technology-world/
- http://www.scoop.it/t/securite-pc-et-internet/?tag=Internet+of+things
- http://www.scoop.it/t/21st-century-learning-and-teaching/?tag=Internet+of+Things
Annie M Herbert's curator insight, January 15, 2014 9:27 PM
Love the visual representation of the shifts. They are, themselves, indicative of a shift. Wonder if there is a poster or .pdf of this. would be great to have as a reminder right next to my desk. 5 and 6, in particular, speak to Discovery Education's mission with STEM.
DECANOPOSTGRADO's curator insight, July 24, 2014 3:51 PM
Visita http://facebook.com/hotelcasinointernacionalcucuta
... y a click en "ME GUSTA"
Louise Robinson-Lay's curator insight, January 2, 2014 3:12 PM
a graphic overview of just what it is that makes blended learning work.
Carol Rine's curator insight, January 3, 2014 11:59 AM
Wondering what is on the horizon for education.... Significant upheaval, hacking our own learning, and the ability by our students to learn by....
compiling their own learning playlist, putting together units of study that appeal to their passions, (and) the one-size-fits-all model of high school will appear alarmingly anachronistic... Great quote by the Singapore Minister of Eduction -- "The educational paradigm of our parents' generation, which emphasized the transmission of knowledge, is quickly being overtaken by a very different paradigm. This new concept of educational success focuses on the nurturing of key skills and competencies such as the ability to seek, to curate and to synthesize information; to create and innovate; to work in diverse cross-cultural teams; as well as to appreciate global issues within the local context."
Ivon Prefontaine's curator insight, January 14, 2014 1:43 PM
Sometimes what is most obvious is what we do not see readily. Whitehead suggested this was the case, but other, including the Buddha and Jesus, said similar things. We need to examine what we are doing, be aware of what we want from education. This takes leadership that moves away from easy, facile ways of doing things with 7 habits, 4 methods, etc. and makes real and meaningful change.
We simply cannot continue to add more changes without removing some of the architecture that currently exists. This includes with technology.
Gust MEES's curator insight, December 22, 2013 12:03 PM
Carolyn D Cowen's curator insight, December 23, 2013 7:19 AM
An insightful overview of current tools and needs and an intriguing preview of what might be to come.
Paul Avila's curator insight, November 30, 2013 9:21 PM
This is a pretty good article for teachers who are trying to divert from the traditional methods of leading the class. The main focus should be the steps given, which are easy to learn and broad enough to adapt any classroom. I would recommend others use this article as a guideline to how you should lead the class room. I like the idea of imagining the role as a "learner first."
Elena Orlova's curator insight, November 30, 2013 9:38 PM
There can be many approaches which can aid the development of an educational leader in 21stcentury, here's the step-wise of one such approach.
Tahar Mehenni's curator insight, December 3, 2013 5:02 AM
Mehenni Tahar ................Spécialiste en gestion des entreprises............. Consultatant formateur...........Animateur de la force de vente des entreprises .---------( à votre service h24...7/7j )-------------
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The Rice Process's curator insight, November 25, 2013 4:27 PM
experts and expertise exists beyond the traditional classroom.
Pippa Davies @PippaDavies 's curator insight, December 15, 2013 10:53 PM
Connected learning is 21 century learning and gives shared purpose and creates community.
Kara Godfrey's curator insight, October 11, 2013 11:28 AM
Stephan Hrastinski's Asynchronous & Synchronous Learning from Educase Quarterly 2008, delves into the benefits of both types of learning now and in the future.
ech08ravo's curator insight, December 1, 2013 10:56 PM
Nice article that explores the compexity of social interactions through learning, and how good channel and mode design can improve connectedness and outcomes.


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Alaska prepares for wood bison return after a century
Alaska wildlife officials are preparing to release North America's largest land mammal into its native U.S. habitat for the first time in more than a century.
Alaska wildlife officials are preparing to release North America's largest land mammal into its native U.S. habitat for the first time in more than a century.
The United States cut its energy-related carbon dioxide pollution by 3.8 percent last year, the second biggest drop since 1990, the Department of Energy said Monday.
Five large cannons from a sunken ship captained by the legendary pirate Blackbeard have been recovered by US archeologists, authorities confirmed Wednesday.
Long trip, sad ending. A 3-year-old female gray wolf, after traveling more than 500 miles from Wyoming, was shot and killed in southwestern Utah after a hunter apparently mistook her for a coyote, state officials said Monday.
(AP) -- The rate of teen births in the U.S. is at its lowest level in almost 70 years. Yet, the sobering context is that the teen pregnancy rate is far lower in many other countries. The most convincing explanation ...
When it comes to human trafficking, we often hear about victims being kidnapped or violently taken from their homes. But what about people who are forced into labor in the U.S.?
A Texas hunting club said Friday it aims to raise up to a million dollars for endangered black rhinoceroses by auctioning off a permit to kill one in Namibia.
The oil and gas industry is trying to ease environmental concerns by developing nontoxic fluids for the drilling process known as fracking, but it's not clear whether the new product will be widely embraced by drilling companies.
After California's driest three years on record, there have been few sounds as disturbing to water conservationists as the whisk-whisk-whisk of automatic lawn sprinklers kicking on directly behind TV reporters ...
The supreme court of Virginia on Friday ruled in favor of a prominent climate scientist, blocking a two-year bid by state officials to get access to his university emails and grant materials.
NASA is balking at plans by Space Florida to build a new commercial launch pad near Kennedy Space Center, and now state officials - in both Tallahassee and Washington, D.C. - are racing to persuade the space agency to change ...
The United States and China aired concerns on hacking, which has emerged as a major irritant between the world's two largest economies in the build up to annual talks this week.
California farmers now must abide by the nation's strictest rules for a widely used pesticide in a change designed to protect farmworkers and people who live and work near agricultural fields but is likely ...
The University of Georgia Athens Veterinary Diagnostic Laboratory, based at the College of Veterinary Medicine, played a key role in identifying the cause of the "unusual mortality event" for bottlenose dolphins ...
Google and Microsoft said Friday they plan to join Apple in offering theft-deterring "kill switches" in their smartphone operating systems, as part of an agreement with mayors and police agencies.


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Young anglers catch 262 fish in just two hours
"I caught a fish, I caught a fish," were the echoes that could be heard along the shores of the Fish Hook River Saturday morning.
The 9th annual Youth Fishing Derby at Red Bridge Park had another successful year.
The cool, breezy morning did not stop the young anglers from having a great time. A total of 262 fish were caught between 11 a.m. and 1 p.m.
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Don't Like Sushi? What If It Was Made From BACON? [VIDEO]
How many times have you heard people say that they don't like sushi? I was one of those people for a long time. When it comes to sushi, you just have to find what you like. For example...do you think you'd give it a try if it was made with BACON??


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Town Square
Headhunter hired to find next city manager
Original post made on Jan 6, 2011
Read the full story here Web Link posted Thursday, January 6, 2011, 10:39 AM
Comments (4)
a resident of Cuesta Park
on Jan 6, 2011 at 12:21 pm
"The council has budgeted $23,000 for the recruitment process, which will come from general fund reserves."
Money well spent, and will return dividends in spades, if the recruiting process identifies a candidate that can run this City as well as the outgoing City Manager has.
a resident of Sylvan Park
on Jan 6, 2011 at 3:18 pm
The City should be able to conduct their own search as people will be falling over themselves for this job. This is a $23k gift to the Head Hunter.
A big thank you to City Manager Kevin Duggan for a job well done. It shows when you hire a local and not someone from out of the area who is passing through and they are just looking at this as a stop in building their own career.
a resident of Cuesta Park
on Jan 6, 2011 at 4:24 pm
The $23K is listed for the "recruitment process". Presumably that's in addition to the headhunter "fee", which would typically be a percentage (20-30%?) of the hired employee's salary.
Not weighing in on good/bad...just pointing out that most likely the expense goes well beyond $23K. The actual terms should be in the headhunter contract.
a resident of Cuesta Park
on Jan 6, 2011 at 5:08 pm
"The City should be able to conduct their own search as people will be falling over themselves for this job. This is a $23k gift to the Head Hunter."
Ummm...the article states that the City has selected the same headhunter that recruited Kevin Duggan, so there's no historical proof that an inhouse search is going to be successful in identifying the right candidate.
Also, the City Manager's job is relatively specialized as a category, not even taking into consideration the specific requirements or success factors that would be desirable for a city like Mountain View.
Just because people will be falling over themselves for this job doesn't make them good candidates. In fact, its arguably harder to select a candidate when you have too many to choose from.
Hiring a headhunter is like a sieve. They will vet the majority of candidates so that the City has a qualified list of candidates to choose from.
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I've got my flame suit on so have at me, I just hope that some of this hype from a potential buyer will enlighten them to make some changes before it goes into production
No flames from me here - I have always maintained that the car should have been much more retro from the very outset, and a bare bones Hi- Po model like a '67-'68 L78-type deal available for those who can't afford (and don't want the 6 disk changer/heated mirrors/powered moon roof/version) but want to beat the snot out of the Cobras that are out there now.
I like the way Ford is back-dooring the kits to hop their cars up as well - but they invented that sort of stuff with the early - to mid 90's Mustangs and that is why in my opinion the Camaro line bit the dust soon after. Maybe history is about to repeat itself over again in only a decade!
The new car just doesn't do it for me and I hate to admit it but the Mustang is the best looking of the bunch so far (no I'm not a Ford fan in the least, just giving credit where due) and IMHO Ford won't get any challenge from the GM stable in this round. The gate has been wide open for a couple of years now but unlike 40 years ago I don't think GM has the goods to make up for the lost time and market with what they are showing here.
I have my asbestos undershorts on now too... so light it up! Randy


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Technically Incorrect: The GoDaddy Super Bowl ad, which mocked Budweiser's puppy ads, should have aired, says the famous driver and GoDaddy spokeswoman.
In an open letter to Yahoo CEO Marissa Mayer, the investment management firm Starboard makes its case for the oft-rumored pair-up.
While several charges were dropped, former Anonymous spokesman Barrett Brown pleads guilty to sharing stolen data and targeting a federal agent.
The Boycott Divestment and Sanctions movement is coming out with a smartphone app that can scan products to see if the manufacturer has ties to Israel.
Two years ago this week, authorities arrested a computer programmer, Bassel Khartabil, involved in protests against the Syrian government. There's still no word on when he'll be released.
Women's rights group UN Women says that though the car-hailing service did sponsor one of its events, there was no talk of a partnership on job creation for women.
The English and Chinese sites for the news service have been inaccessible since late Thursday, but the reason isn't clear.
The Beijing office, which employed about 300 workers in research and development, was Yahoo's only physical presence in mainland China.
The latest move is a step away from the previous process that required you to choose from a list of predefined genders.
The tech giant makes a hasty U-turn on its decision to ban sexually explicit content from Blogger blogs.


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Winnipeg Free Press - PRINT EDITION
The battle of the thigh gap
Maybe it's time for teen girls to tell popular media to go stuff itself
WALNUT CREEK, Calif. -- If you can stand straight with your knees together and see a space between your upper thighs, you have what thousands of teen girls are willing to starve themselves for.
The thigh gap, as it is known, is a small, hollow cavity with a huge following on social media. You can follow supermodel Cara Delevingne's thigh gap on Twitter or peruse thousands of thigh gaps on Tumblr with images of ultrathin women in bikinis, hiked up skirts, and lingerie, all baring thighs so thin they don't touch. The photos come with captions like, "Three more inches to go" and "All I want in life is a thigh gap."
Women have long been bombarded with unrealistic images of beauty and digitally altered bodies. But the thigh gap is the first "thinspiration" voice in social media, where sharing with friends spreads and fuels the obsession.
The thigh gap's social media presence is, in fact, a "perfect storm," says Berkeley, Calif., licensed clinical social worker Debra Milinsky of the Feminist Therapy Connection.
"Girls are at a developmental stage where their bodies are changing, and when it comes to what they're supposed to look like, they're most likely to listen to their peers," Milinsky says. "That's what the Internet is all about. Seeking community."
Of course, not all girls want to join that particular one. Maya Sweedler of Los Gatos, Calif., calls the thigh gap trend "awful."
"I can't believe what some girls are encouraging each other to do, to be so unhealthy and all look the same," says Sweedler, 16.
Any number of factors play into whether a woman has a significant thigh gap, including genetics, ethnicity, pelvic size and width, says Laura Tosi, a pediatric orthopedist and director of the bone health program at Children's National Medical Center in Washington, D.C.
"Weight loss is proportional, so most girls who don't have a natural gap -- one bigger than a peephole -- would have to lose a lot of weight to achieve the kind of thighs coveted on social media," she says.
"Weight gain is actually a natural and very important signal that a young woman is entering womanhood and starting her periods," Tosi explains. "Delaying the onset of menses by severe weight loss can impair a young's woman's skeletal development and lead to fractures even as a young adult."
Try telling that to an impressionable girl who has consumed unattainable images of beauty since age five, says Lucie Hemmen, a Santa Cruz, Calif., psychologist and author of Parenting a Teen Girl: A Crash Course on Conflict, Communication, and Connection with Your Teen Daughter (New Harbinger, $20).
"That's how early girls fall prey to this issue," says Hemmen, who is the mother of two girls. "I feel like thigh gap is just the newest incarnation of a ridiculous standard that's depicted in the media. It used to be a concave stomach. Next, it'll be a dimple here or there."
To combat the spread of thigh gap worship, Hemmen says parents must teach their daughters media literacy and hang around when their teenager is trawling Tumblr or watching a YouTube video so they can say, "Honey, that's been digitally enhanced. No one looks like that."
"We need to encourage irreverence in girls about a media that doesn't give an (expletive) about their health and wellness," she says.
Meanwhile, a small, anti-thigh-gap movement is developing online. Tumblrs like Touching Thighs and No Thigh Gap give Hemmen hope, she says. They also remind her how much teenagers love to push back against the status quo.
-- MCT Information Services
Republished from the Winnipeg Free Press print edition April 28, 2013 A2
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Greg Cote: Dazzling debut by Florida Panthers' Jonathan Huberdeau
It took Jonathan Huberdeau all of about three minutes and change to properly introduce himself Saturday night, with a flick of the wrist that made the big horn blast and the red light twirl.
Florida Panthers fans had waited four months longer than expected for hockey, for this night, so what was another few minutes to see the first up-close evidence of the franchise's newest scoring star?
The sport's return and the NHL debut of Huberdeau — both were worth the wait in a season-opening 5-1 Panthers rout of the Carolina Hurricanes that featured that quick goal and later two assists from the Cats' 2011 first-round draft pick.
Afterward, Huberdeau wore a red Three Musketeers-style hat with white trim and a white feather, the fey-cavalier look a new Panthers tradition.
"I have no idea why," said the kid.
It wasn't a rookie hazing. Turns out the team's player of the game must wear the distinctive chapeau, an idea started by captain Ed Jovanovski.
Huberdeau is 19, the baby of the team. He could shave with a butter knife. He spent the past three seasons growing, literally and figuratively, in Quebec with the minor-league Saint John's Sea Dogs.
Saturday, the Panthers unwrapped him like the gift he is supposed to be as an answer to the team's scoring deficiencies. His goal came on his first career shot.
"For sure I was nervous," he said afterward. "To score early made me less nervous the rest of the game."
Said coach Kevin Dineen of his rookie star: "That was a pretty good snapshot of his high-end skill set. A fairly impressive debut to say the least."
Huberdeau's break-out was only the freshest and most obvious of all the good stuff happening.
The night could not have gone much better for Florida, especially for a season infamously delayed by a lockout, by tedious labor negotiations that threatened to swallow the season whole and instead sliced the schedule from 82 games to 48.
For the Panthers, it was locked out to locked in.
Locked out to locked and loaded.
Florida hadn't opened an NHL season at home in seven years but christened this one right.
The Panthers' 19th season began with the raising of the first division championship banner in club history, and they chased that merriment with more — a comfy victory that swept away any lingering fan resentment over the lockout and had almost 20,000 fans in the Sunrise ice barn partying to a welcome-back vibe.
Division titles might be as common as loose change under the sofa to the Heat, but they are rare accomplishments for our other pro teams, so give the Cats their due and let that banner rise. You celebrate what you can, and this was a good night for that.
Dineen, the second-year coach who spent most of his playing career with Saturday's opponent, had said before the game that he wanted his team to be "fierce and physical" and "hard to play against."
The opponent would testify they were all of that Saturday.
Dineen said he wanted fans to leave the arena after games thinking, "We're a good night out."
They sure were for openers.
Segue the Cats coming off their first playoff appearance after a 10-season drought with Saturday's big start to the new season and you could posit that this franchise and its fans haven't felt better about themselves since that run to the Stanley Cup in 1996.
Florida's roster is a blend of veteran experience and rising young talent, and that mix showed effectively from the start.
Put it this way:
The five-goal night was book-ended by the teenager Huberdeau and by a player, Alex Kovalev, who is more than twice the kid's age, turning 40 next month. Kovalev already was skating professionally when Huberdeau was still in a crib.
Brian Campbell had a pair of power-play, slap-shot goals in between, and Scottie Upshall also had a power-play goal, while Jose Theodore was on the other end stopping all but one of 35 Carolina shots.
This night and victory were big because every game's result gets magnified a little this season with the schedule cut almost in half. And also because Carolina is expected to be a primary challenger to Florida repeating as Southeast Division champ.
More than that, Saturday's fast start was important because the ice remains a proving ground for this team.
Last year's division title wasn't enough.
Outside belief in the Panthers remains wanting.
ESPN.com's NHL preview ranked Florida 22nd in the league, and Hockey Prospectus had the Cats 29th — second to last.
To them and many, it was as if last season never happened.
That's OK with the Panthers though.
"What have you done for me lately — I believe in that," Dineen said.
Last season brought that division banner newly raised but it didn't bring the Panthers many believers.
Nights like Saturday will though, and so will the arrival of Jonathan Huberdeau.
You got the feeling we may be seeing quite a lot of him in that ridiculous red hat.
It isn't what you'd call a good look, but it's something a guy could get used to.
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Date of Stay: September, 2011 - $25.00
Very, very small park. Mostly back-ins. Level, gravel sites. One pull-through on river. Restrooms locked at night. Laundry needs a good cleaning. Restaurant/fuel on premises. Very basic and few amenities. We camped at Buddy's RV Park in a Fifth Wheel.Undo
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Are Youtube videos freestanding; or linked back to individual PCs?
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Posted August 23, 2012 at 8:42PM
I've put a couple of short videos on Youtube and now want to move the originals to an external HD. Will this affect anyone who wants to see them on Youtube?
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- youtube
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Posted August 23, 2012 at 8:45PM
Oops, didnt realise that putting quotation marks around Freestanding is not possible in a heading.
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Posted August 23, 2012 at 8:51PM
Once you have posted them on YouTube they are then on the website, which can be viewed by anyone using the Internet. The viewer is not seeing them on your computer, so you can do whatever you like with the original videos.
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Posted August 23, 2012 at 9:02PM
I've edited the title for you.
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Posted August 24, 2012 at 3:50PM
Thanks both
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