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The Complete Guide To Retirement Planning For 50-Somethings: Beneficiary and Estate Planning
Beneficiary Designations
It is possible that you will not spend all of the funds that you save in your retirement nest egg. As such, you should make plans to ensure proper disposal of those assets, including ensuring that your beneficiaries pay the least amount of income tax possible. Some of these include:
- Making sure that your beneficiary forms are always up to date. This will help to ensure that the person you want to inherit your retirement assets are the ones that are named as beneficiaries. Failure to update your beneficiary forms could result in your estate or a party other them whom you intend inheriting your retirement savings. Your beneficiary forms should be checked at least once per year and updated whether there is a life-changing event that affects your beneficiary designation, such as the birth of a child that you want to have added as beneficiaries, marriages, death of a beneficiary and divorce where your spouse was the name beneficiary.
- If you need to ensure that your assets are used for specific purposes, it may be necessary to designate a trust as beneficiary. For example, if you have a child with special needs and want to ensure the funds are used to finance those needs, if you want the funds to be used to cover education expenses for specific parties, or if you have a beneficiary who is a spendthrift and want to control how that beneficiary spends the amount that he or she inherits, a trust may be the solution in such cases.
- Making provisions to pay income tax that may be due on amounts inherited by your beneficiaries.
If you are married, the estate plan for your spouse should be included as well. It is important to understand that your will does not govern your IRAs, qualified plan, 403(b) and governmental 457(b) retirement accounts. Therefore, any provision in your will for those accounts would be overridden by the beneficiary designation forms. If you fail to complete a beneficiary designation form, of if your beneficiary predeceases you and you fail to name a new beneficiary, your beneficiary would be determined according to the default provisions of the governing account agreement. These default provisions could result in someone other than a person that you intended inheriting your retirement savings.
Reducing Estate Tax
Any pre-tax amount inherited by your beneficiaries will be taxable. However, you can reduce your taxable estate by gifting amounts to your beneficiaries while you are eligible. These amounts should be gifted from your regular savings, so that they are not taxable to you. You are allowed to gift up to $13,000 per year per person without being subject to gift tax. The Complete Guide To Retirement Planning For 50-Somethings: Life Cycle Changes
Self Invested Personal Pension (SIPP)A tax-efficient retirement savings account available in Great ...
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Elder CareElder care, sometimes called elderly care, refers to services ...
Variable AnnuitizationAn annuity option in which the amount of income payments received ...
Gold IRADefinition of Gold IRA
Pension Risk TransferWhen a defined benefit pension provider offloads some or all ...
What is the difference between portfolio management and financial planning?Understand the difference between financial planning and portfolio management, and learn which financial professionals can ...
Under what circumstances will a contingent beneficiary receive an insurance payout?Learn the different types of contingent beneficiaries and what conditions must be met for these beneficiaries to receive ...
How do deferred tax assets help in meeting retirement goals?Learn how tax deferred assets can help individuals achieve long-term financial goals such as retirement and how they differ ...
What are the best ways to pay less income tax?Learn about reducing your income tax burden by contributing to an employer-sponsored retirement plan or IRA, and see what ...


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Fashion Week pairs up a lot of random celebs, but this shot of Jesus Freak Baldwin and Sad Little Leto is particularly baffling. Leave your thoughts and captions in the comments.
Fashion Week pairs up a lot of random celebs, but this shot of Jesus Freak Baldwin and Sad Little Leto is particularly baffling. Leave your thoughts and captions in the comments.
Last week, YouTube users learned that their beloved LonelyGirl15 was actually an actress from New Zealand (and if you have no clue what I'm talking about, read about it here.) Fans who thought they really "knew" LonelyGirl were shocked that they could be deceived by such an innocent, trusting woman. Well, as it turns out LonelyGirl was more than just part of a "new art form"… much, much more.
Wow. I just didn't see this one coming, did you?
It's Best Night Ever for Tuesday, September 12th! Brian Faas is here to walk you through the best of Tuesday night tv, including Big Brother, Dancing With the Stars, and Nip/Tuck!
It's the BWE Tuesday Afternoon Movie for September 12th! Every Tuesday, we'll post a short film from our panelists, friends, and user submissions. Want to submit a movie? Send your short films and sketches to email@example.com.
This week, sketch group A Week of Kindness shows us an offer we really can't refuse. Enjoy!
It's finally here. After approximately 400 features on Terrell Owens' hamstring, 511 spotlight pieces on the essence of the Manning brothers, and 3.5 million advertisements extolling the virtues of Monday Night Football on ESPN, the NFL season has arrived.
Clearly, this is good news. And with Unsolved Mysteries being cancelled by Lifetime this fall, God knows I needed some good news. Let's take a look at three of the more interesting happenings this week; Week 1 of the 2006 NFL season.
Maimed quarterbacks make their return with emotional scars as big as their physical ones
Carson Palmer's knee didn't explode, Chad Pennington's shoulder didn't take a hit and shoot into orbit, and Duante Culpepper's ligaments didn't spontaneously burst into flames … yet. All good news for the millions out there who own these guys in fantasy football leagues. The most frustrating thing about fantasy football is that marquee names like the ones listed above will go down every year, and all you can do is grit your teeth and hope that some clearly inferior player is on the waiver wire to fill the gaping wound in your starting lineup. This is akin to getting dumped by Jessica and then being forced to date Ashlee (before the plastic surgery.) What I'm trying to get at is, it ain't pretty.
As we've already established, the untimely death of Anna Nicole Smith's son Daniel is a terrible tragedy, and our sympathy goes out to all those who knew and loved him. But now that those sensationalists over at TMZ are reporting that his death was actually of "unnatural causes", before anyone rushes to any sort of judgement, just remember one thing: if Anna Nicole was your mom, you'd probably wanna get high now and then, too.
While you guys are in a head-to-head debate over whether LiLo's Stitch is real or not, this picture of Kate Hudson lands in our inbox. Ye GADS, please tell us this is doctored. It kind of reminds us of the Seinfeld episode where Jerry's girlfriend walks around the house naked… and all is fine until she tries to open a pickle jar. Two words: One piece. LA Translation: Tumtum Tucky Time.
After reading The Sports Guy's and Patton Oswalt's spot-on comments about The Wire (best show currently on televsion, and I dare you to argue otherwise), I realized that we don't mention this amazing piece of TV around here much, and few others really seem to be talking about it, which is a shame because it will change your life like you're Zach Braff listening to "New Slang" for the very first time. As I don't usually care about "cop shows", I was late to "The Wire" party myself, jumping in late last year – and man how I wish I would have given it an earlier shot. But to atone for my own sins against awesomeness, I am going to bring the gospel of good TV to you people today. Season 4 premiered last Sunday night on HBO, and here's an Emergency Action Plan for those of you who haven't been watching, but don't want to miss anymore of the amazingness:
(a) Set your TiVo to record ALL episodes of Season 4 (the premiere is still re-running all week), then set them to be kept permanently until you delete them (indicated by the little green dot next to them). If you do not personally own a TiVo or other DVR device, find someone who does and pay them to do it for you.
(b) Clear out your schedule.
(c) Buy or rent every single disc of the first three seasons (go to every video store in town if you must) and blow through them as fast as you can. Do not be afraid about the impact this behavior could be having on your social life as I assure you there's nothing about it even nearly as interesting as Detective Jimmy McNulty.
(d) Refer back to step A and catch the f*ck up.
Strict adherence to these instructions will result in enormous joy in your life, and a slew of e-mails thanking me for generously providing you with such essential living guidance. Class dismissed.

subset: commoncrawl


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Resurrection is preceded by a violent death and a season in the grave.
Having been in war, you know something about violent death. So does Jesus – His was among the most violent ever. If you're reading this, odds are good that you have not personally died a violent death… or have you? Though your body is still functioning, there may be parts of your being that feel real dead. And it feels like they were killed violently. The gravestone has "PTSD" on it. And you are experiencing your season in the grave right now.
But there is hope. There is a resurrection scheduled for you. As Tony Campolo says, referring to the days of Jesus' crucifixion and resurrection: "It's Friday, but Sunday's coming!"
7 Signs You Need A Date NightYou can never be too busy for love. Has it been forever since you and your spouse...
6 Worst Church Moments, EverIn my 14 years of avid-church going, I've seen, and experienced some pretty...
3 Common Beliefs That Chase Love AwayThere are three common beliefs that people believe in but ultimately these notions...
7 Steps for Mending A Family FeudIs there a rift in your family that is ripping your loved ones apart? If you...
More from Beliefnet


text: Over the past three years I have stayed at The Edge innumerable times while visiting an elderly parent in the area. Most recently I was joined by my kids and grandchildren. No matter the generation, I/we have been very grateful for the very clean and comfortable rooms, the professional and welcoming staff and the well-rounded continental breakfast. On our last... More


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SUMMARY: If you're in b-to-b marketing, absolutely check out this story. It's also a good read for folks on the agency-side who've wondered what it's like to switch to client-side.
Includes samples of a direct postal mail campaign that you should steal ideas from, home page design tests, and info on how to get speaking gigs at trade shows.
Get the latest research on email, lead gen, and social media along with MarketingSherpa updates and promotions.
Designing Slides That Dont Suck: 20 questions to ask before you present
Read More »
MarketingSherpa Webinar: Special live test clinic
March 25, 4:00 - 5:00 p.m.
Learn More »
Enter to Win »
Buyer Personas by Adele Revella


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are ads allowed?
hmacgardenMarch 11, 2014
There's an ad for Ikea on the Gardening in Canada site,
is this allowed?...it manages to stay at the top somehow...?
Chemocurl zn5b/6a Indiana(zone 5/6)
it manages to stay at the top somehow
are ads allowed?
it manages to stay at the top somehow
Typically they will stay at the top until someone replies to them, thus starting them to move on down the page.
are ads allowed?
No. Since this site is a free site, it is funded by paying advertisers. Violations can easily be reported to GW by the Contact Us link found at the bottom of any page.


text:
- 1 month ago by Elizabeth Licata
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This Holocaust blanket is Urban Outfitters' most offensive product yet. More
This Holocaust blanket is Urban Outfitters' most offensive product yet. More
Your favorite tween mall store might be an embarrassment, but it says everything about who you are today. More
Should we really be banning ads like this? More
Ouch! More
Urban Outfitters began distributing beauty products from mass-market or drugstore Korean brands back in June. But as much as you'd like to take advantage of this development, you probably haven't been able to because K-beauty is overwhelming. Here are 3 things you should purchase (and 3 things you should skip) from Urban Outfitter's line of Korean beauty products: More
I'm happy to inform you that good ol' UO did not disappoint for Halloween 2014. The following are items for sale at America's biggest supplier of cultural appropriation, artistic plagiarism, and glorification of murder. Happy hipster hauntings! More
Urban Outfitters thinks school shootings are just hilarious. More
I spend most of summer just waiting for the chance to get back into my tights drawer, and now that the pumpkin spice latte is back and Labor Day is long gone, I'm going to go ahead and declare it Tights Season. More
I'm so done with bras, especially bras with underwire. More
Our round up of the best home decor from H&M Home, Steven Alan, Anthropologie and Urban Outfitters to refresh your space. More
Does Urban Outfitters get itself into legal trouble on purpose? More
Urban Outfitters has gone off the deep end, and even they admit it. More
You can totally pull off overalls. So don't listen to that creepy voice in your head saying you can't. More
If you want to bring back grunge, re-releasing the best pieces from Betsey Johnson's 90s archive is definitely the way to do it.


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Book your room at Boracay Breeze Resort
Standard RoomMax Occupancy: 3 guests (up to 1 child, 1 infant)
Family RoomMax Occupancy: 7 guests (up to 1 child, 1 infant)
Bed & breakfast in Boracay Island (Balabag) near Boat Station 1
This bed & breakfast is located in Boracay Island (Balabag), near the airport, Willy's Rock, Boat Station 1, and D'mall Boracay. Also nearby are Balinghai Beach and Boat Station 2.
Property Features
In addition to a restaurant, Boracay Breeze Resort features complimentary wireless Internet access. Other amenities include dry cleaning/laundry services and tour/ticket assistance.
Room Amenities
Televisions come with premium cable channels. Guestrooms also feature complimentary wireless Internet access, air conditioning, and minibars.Information missing or incorrect? Tell us!
Hotel Amenities
Hotel Amenities
The bed & breakfast offers a restaurant. Guests can enjoy a complimentary breakfast each morning. Public areas are equipped with complimentary high-speed wireless Internet access. This Boracay Island bed & breakfast also offers tour/ticket assistance, concierge services, and dry cleaning/laundry services.
Boracay Breeze Resort has designated areas for smoking.
- Total number of rooms - 21
- Free breakfast
- Concierge services
- Dry cleaning/laundry service
- Designated smoking areas
- Tours/ticket assistance
- Free WiFi
- Luggage storage
- Restaurant
- Wedding services
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Room Amenities
- Premium TV channels
- Air conditioning
- Phone
- Minibar
- Private bathroom
- Shower only
- Television
- Rollaway/extra beds available
- Cable TV service
- Free WiFi
- Room service (limited hours)
Where to Eat
A complimentary cooked-to-order breakfast is served each morning between 7 AM and 10 AM.
The Breeze Bar and Grill - This restaurant serves breakfast, lunch, and dinner.
Room service (during limited hours) is available.
Nearby Things to Do
The recreational activities listed below are available either on site or nearby; fees may apply.
- Golfing nearby
- Snorkeling nearby
- Scuba diving nearby
- Parasailing nearby
- Boat tours nearby
- Ziplining nearby
Spa Services
- Massages
Hotel Policies
Check-in time starts at 2:00 PM
Minimum check-in age is 18
Check-out time is noon
Payment types
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
- No onsite parking is available.
No elevators
No pets or service animals allowed
We should mention
Reservations are required for massage services. Reservations can be made by contacting the bed & breakfast prior to arrival, using the contact information on the booking confirmation. Only registered guests are allowed in the guestrooms. No pets and no service animals are allowed at this property.


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Firefox and Chrome Can Talk To Each Other 121
from the playing-nice-with-others dept.
We've improved Slashdot's video section; now you can view our video interviews, product close-ups and site visits with all the usual Slashdot options to comment, share, etc. No more walled garden! It's a work in progress -- we hope you'll check it out (Learn more about the recent updates).
It is a protocol and API developed at the IETF and W3C for real time communications (RTC) by companies like Google, Mozilla, but also Microsoft.
It's called WebRTC, but it isn't specific to the web. There are also or will be libraries for people who want create desktop or mobile app(lication)s.
You can use it to easily build applications that need some kind of realtime communication like audio- or video-chat.
It uses a peer2peer protocol like VoIP or Skype and encrypted by default.
The peer2peer protocol can also be used for other data and supports NAT-traversal and going through relays.
Why do I feel like getting safari on board would be even harder than Microsoft ? Remember, old Steve Jobs' determined fight to not use VP8 - which is the core codec for this ?
In short yes:
http://www.html5rocks.com/en/tutorials/streaming/screenshare/ [html5rocks.com]
Its hard to tell if you're kidding or not, but on the off chance you aren't, web browsers have been opening sockets to arbitrary end points since the day they were invented.
Microsoft? Isn't their role to wait until WebRTC starts to catch on and then introduce their own version in a transparent attempt to undermine the standard?
They've already done that. CU-RTC-Web is their little spanner in the works of compatibility.
"I see that Microsoft decided to wait until the W3C and IETF [standards groups] were close to done before putting together a proposal that, if accepted, would explode most of the current works and create maximal delay on this work," said Cullen Jennings, a Cisco representative on the W3C's Web Real-Time Communications Working Group.
http://news.cnet.com/8301-1023_3-57494622-93/how-corporate-bickering-hobbled-better-web-audio/ [cnet.com]
The perversity of nature is nowhere better demonstrated by the fact that, when exposed to the same atmosphere, bread becomes hard while crackers become soft.


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The 11 Line Grade 1 bored lock is ideal for hospitals and healthcare facilities where locks are subject to severe abuse around the clock. The 11 Line's interlocking design between the lock body and latch provides durability and reliability.
Only two components need to be changed to accommodate any of the lock's 18 functions. The 11 Line is compatible with many competitive key systems and fits standard 161 door preps with no through bolts.
It is available in 10 architectural hardware finishes, multiple ADA lever designs, and exceeds ANSI/BHMA A156.2 Series 4000 Grade 1 cycle test standards by a factor of 10.
Spot Coolers commercial portable heating & cooling. Nationwide Emergency service 24/7. Your source for portable air conditioning rentals and sales.
Need portable cooling for data centers, offices & more? Atlas Sales & Rentals is on call 24/7 from locations nationwide. Fast service, competitive prices.
The FARO Focus3D X 330 Laser Scanner is the perfect tool for 3D documentation of as-built conditions for architectural, construction, and engineering applications and projects. http://www.faro.com/focus
Red Hawk: A comprehensive range of contemporary fire and security solutions. One that's just right for your business. That's the power of experience. www.redhawkus.com
The BUILDINGS brand serves commercial building owners and facilities management professionals for commercial real estate. BUILDINGS brand offers its audience of commercial building owners and facilities management professionals information on the development, construction, modernization, management and operations of commercial buildings as well as the products and services needed to support such commercial buildings and facilities management. With the information we offer, we help facilities management professionals make smarter decisions for commercial buildings.
BUILDINGS delivers relevant and timely information that equips commercial building owners and facilities management professionals with the knowledge and support they need to solve critical issues; energy management, lowering operating costs, new products for commercial buildings, security, and much more.
BUILDINGS provides facilities management professionals commercial buildings tips and trends trough online webinar events (BuildingsVIP), monthly newsletters, whitepapers and case studies.
In addition to content, BUILDINGS features a comprehensive list of products and services and is your link to the companies that provide these valuable facilities management and commercial buildings resources.
You also have the opportunity to maintain your commercial buildings certifications with BUILDINGS. Continuing Education Units are available with approved content from BOMI.
©Copyright 2014 Stamats Communications, Inc. All rights reserved / BUILDINGS


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Hall Quarry Budget Cottage Rentals(1)
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View all 28 Hall Quarry Vacation Rentals or all 749 Bar Harbor and Mount Desert Island Vacation Rentals
Recent Hall Quarry Reviews
Outstanding Place to Stay
We love staying here! This was our third year in a row and it is so cozy and has everything you need! Convenient to Bar Harbor, SW Harbor but quiet enough to relax! We hope to come back again in the near future! The hiking is awesome although we were there during the govt shutdown but could still hike where we wanted for the most part. Great places to eat in Bar Harbor and the leaves were beautiful! Summer is great up there but fall is gorgeous! Nancy and Mandy are awesome!


text:
S&P ends at new record on strong growth data
NEW YORK — U.S. stocks edged up on Wednesday with the S&P 500 ending at a new record as investors brushed off weaker-than-expected labor market data and focused on an acceleration in services-sector growth.
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Shop now and get Free Value Shipping on most orders over $49 to the contiguous 48 states, DC and to all U.S. Military APO/FPO/DPO addresses.
We want to ensure that making a return is as easy and hassle-free as possible! If for any reason you decide that your purchase just isn't for you, simply return the item within 30 days of receipt and we'll cover the cost of return shipping. Learn more about our Return Policy.
We know Kellogg. We have spent a lot of time getting familiar ourselves with all the great features that they're known for, so if you have questions; we have answers. We also employ awesome experts who love to share their passion and knowledge with you. We will help you locate just what you require. Our Kellogg selection is one part of that, and our dedication to informing you is another part. Make absolutely sure that you make a smart buying decision by reading our how to guide articles. They're chock full of helpful information, as are our blogs. If you still have questions, feel free to ask our product experts about Kellogg products !
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Berlin Vacation Rentals with fireplace(5)
5 Results
Didn't find what you're looking for?
View all 8 Berlin Vacation Rentals or all 857 Ohio Vacation Rentals
Recent Berlin Reviews
Beautiful Place
Just an Absolutely Beautiful Place even though the weather didn't completely cooperate. We will definitely go again. So quiet and well kept. Spotless. I have definitely told everyone to go here.
This Is THE Place!
If you are just thinking about making a reservation...DO IT! Our stay at this charming cottage was exactly what we needed! From pulling into the drive to pulling out as we left, we could not have asked for anything more! The "extra" touches to make us feel at home were so wonderful. Get ready to feel pampered as Mrs. Zook rings the bell and leaves a scrumptious breakfast at the door! We woke up on our last morning to a beautiful snowfall, which turned into several inches before we left. Tobie was very gracious to have it all cleared by the time we needed to leave. We can't wait to come back!
Lovely, relaxing for a big group!
Our group of 12 was celebrating a 50 yr nursing school reunion. Mary (owner) was great at handling our questions and making our stay pleasant both before and during our visit. The property is simply beautiful - set back in the woods. away from the sights and sounds of all but nature - even though it is only minutes from town, if you need anything at all! I cannot speak for anyone who might reserve only one room or two. But for a large group it was perfect to spread out, relax and not bother anyone, as with a normal hotel or B+B! This IS a house in the woods that is not lived in on a daily basis. Therefore, be aware that there MAY be the occasional critter or spider! (All normal!) And there is the minor annoyance of dampness and some mildew smell, especially in the lower level. Overall the house was very clean and well-kept. It's not new or "fancy", but was quaint and decorated, in every nook and cranny,with items in line with the owner's taste. We enjoyed checking everything out! It was perfect for our group and several of our party said they wished we could come back again. Thanks, Mary!


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University Accreditation
Maryville University of Saint Louis is accredited by The Higher Learning Commission, 230 South LaSalle Street, Suite 7-500, Chicago, IL 60604. 800-621-7440
School and College Accreditation
School of Health Professionals
Commission on Collegiate Nursing Education
One Dupont Circle NW, Suite 530
Washington, DC 20036-1120
Missouri State Board of Nursing
3605 Missouri Boulevard, P.O. Box 656
Jefferson City, MO 65102-0656


text:
P-Mation #41: A-Door-Able
Blue boy meets his lovely neighbor!4.46 / 5.00 9,859 Views
Otherworld - Quiet Luke
in da othawurld4.43 / 5.00 6,372 Views
Joe vs the Environment
In collaboration with Earth Hour 2015 and Pocoyo4.06 / 5.00 2,569 Views
My childhood!. One of the first animations that I watched as a kid... and still holds up.
Mario venceu!
This Movie is my childhood and first mario and sonic movie i saw the animation is very good but not the best i've ever seen
it's a great movie what i like about it is that i get to choose the winners mario/sonic/megaman/and kirby it's amazing!
i like how theres some vidio game celebrities exept mikey mouse cuz hes more of a cartoon celebrity


text:
12 of 13 people found the following review helpful
Splendid collection of Korngold treasures,
This review is from: Korngold: Orchestral Works & 2 Arias etc. (Audio CD)
This disc covers the range of Korngold's somewhat limited output superbly.
The symphony and wonderful violin concerto, both with lyrical episodes reminiscent of his better known Hollywood film scores comprise disc one. Welser-Most & the Philadelphia Orchestra give a fine account of the complex but deeply enjoyable symphony. The violin concerto is an earlier recording but superbly played by Ulf Hoelscher and Willy Mattes with Radio SinfonieStuttgart.
Disc 2 has the suite from Much Ado About Nothing, Opus 42 Theme & Variations, the Piano Trio and 2 arias. With the exception of the arias these disc 2 works were unknown to me and one of the reasons for acquiring this 2 disc set. They are highly enjoyable if somewhat diverse works and make up this excellent cross section of the set.
If there is any dissapointment here it was perhaps with the arias, Te Kanawa's singing of Mariettas Lied did much to bring this lovely song to the public arena , unfortunately it now seems to lack the edge that Katarina Dalayman & the Swedish Opera bring live to the whole opera on Naxos however this is the next best thing! Her diction is good but not perfect and the tempo is slower than I would have prefered but...as I said she did much to popularise this aria and I am splitting hairs - see comment below about placement.
Hampson sings Pierrots Lied from the same opera but he too has been eclipsed by several others though it's still a very lovely memorbale account with a rather showy soto voce ending only Hampson can do!
In truth the real problem isn't with these arias themselves or the performers but their placement at the end of more modern and slightly more atonal works which makes them sound just a little dull, perhaps you should program them at the beginning of disc 2 and that would work better. Indeed I tried it that way and it does except for the that hushed ending from Hampson which deserves to hang as a final word quite on its own!
But for the price it is a bargain and even though I had the Hampson aria, and different accounts of the symphony and violin concerto I feel they these are worthy additions to the Korngold library. I can never help feeling he really didn't write anywhere near enough stuff even if he did recycle his tunes!
10 out of 10!
Review Details
(2 customer reviews)
Location: Sydney Australia
Top Reviewer Ranking: 7,489


text:
SUMMARY: Are you considering planting a sample of your product in a
Hollywood movie or TV show? SKYY Vodka's agency shares what they've learned over the past three years and warns about pitfalls.
Get the latest research on email, lead gen, and social media along with MarketingSherpa updates and promotions.
Designing Slides That Dont Suck: 20 questions to ask before you present
Read More »
MarketingSherpa Webinar: Special live test clinic
March 25, 4:00 - 5:00 p.m.
Learn More »
Enter to Win »
Buyer Personas by Adele Revella


text:
£15.00 per 100ml
Out of stock
Diamond She body lotion 200ml
Item No.1172469205
A gourmandise for the skin through its perfectly mastered signature scent. A pleasure for the senses thanks to its ultra-subtle formula.
This item is available for
UK Home Delivery Free (UK orders over £30) or £3.99
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Saturday & Sunday - order by 6pm - £4.99
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7 days a week between 6pm - 10pm
Monday to Sunday - order by 10pm - £6.99
Collect from store the next day - FREE
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You can now invite anyone to meet at your favorite Starbucks.
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28 year old man | Edinboro, PA, USA | Seeking women 19-24 in Erie, Pennsylvania, United States
A little quiet and shy, looking for somebody to possibly warm up to.
On my own, I'm generally pretty quiet and a bit shy. I open up around my friends. I love laughing, I think it can make any situation a little brighter. I don't really have a specific sense of humor, I just love when girls (or anyone) can make me laugh by being themselves. If you make me laugh it's generally a great sign. I'm a laid-back person. I think people tend to look at me as being very serious, but people that know me will know that I love joking around and having a good time. And that means anything from taking walks, watching movies, just hanging out talking, playing video games - anything really. I'm one to enjoy the company more than the activity itself. In general I think I can be a little awkward - but with the right person I think it becomes funny and even a little cute. I am pretty open about who I start relationships with. I tend to be more attracted to girls who look similar to me - (I'm pretty slender), but it's not a necessity. I used to smoke a bit, but I gave that up and I'd prefer to not be with a smoker. I enjoy the more simple things in life - I don't think I am very complicated. If you're someone who just enjoys living, laughing, and being around like-minded people, I think we would get along just fine.
Camping , Dining out , Hobbies and crafts , Movies/Videos , Music and concerts , Exploring new areas , Travel/Sightseeing , Video games , Watching sports
Football, Hockey, Running
I exercise 1-2 times per week.
I like Cats, Dogs
Middle of the Road
Edinboro University of Pennsylvania, Edinboro, PA
My music changes pretty quickly, but The Silversun Pickups and The Mars Volta have always been favorite bands. I don't watch TOO much TV but I do like Top Gear and King of the Hill. I also eat a lot of sushi.
I'm currently in the middle of a few things, but the last thing that I finished was Tokyo Vice, I think. It's a journalist's story of how he went to Japan to work for a major newspaper and gets mixed up with the Yakuza.
Z{{Cta}} {{#if HasMoreInfo}} ?{{CtaSecondary}} {{/if}}
|What he is looking for
|5'10" (177cms)
|5'0" (152cms) to 5'10" (177cms)
|Body type:
|No preference
|No preference
|Light brown
|No preference
|No Way
|No Way
|No preference
|No preference
I have a degree in History and I'm going to be going to get my teaching cert. in social studies.
|I'll tell you later
|No preference
|Never Married
|Never Married
|Have kids:
|Wants kids:
|Not sure
|No preference
|White / Caucasian
|No preference
I am basically entirely Irish and German, leaning more towards the Irish part.
|No preference
I believe there are things orchestrating the universe, but I don't know what they are. It doesn't really matter to me what others believe - I've read into pretty much all the major religions and find them all equally interesting.
|Bachelors degree
|No preference


text:
Easter Craft eBook: Blogger Edition
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Adorable Easter Container
By: Margie Higuchi
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Make this Adorable Easter Container to celebrate a wonderful holiday! This is a great paper craft idea that you will want to repeat every year.
- Spellbinders Grand Calibur
- LF-190 Grand Labels Four
- S4-126 Classic Squares LG
- S5-040 Floral Doily Accents and S5-041 Floral Doily Motifs
- KasierCraft Le Chateau Collection
- WorldWin Papers Aspire Beargrass Linen Cover cardstock
- Xyron 150
- SCRAPBOOK ADHESIVES BY 3L EZ Runner
- White 3D Foam Squares
- Black Cardstock
- Rhinestone
- Rhinestone Swirl
- White Tissue
- Using the Grand Nestabilties LF-190 Grand Labels Four #6 and #5 (the smallest die template is #1), I cut/embossed two different pattern papers in the Grand Calibur Then I adhered the papers together.
- On a score board, I placed the die cut on the long side. I scored a line at 4 1/2" and 5 1/2" to make an inch fold in the middle.
- Using S4-126 Classic Square LG #5, I cut/embossed two squares for the ends. I scored at 3/4" and 1 3/4" on the sides. For its bottom, I scored 1/4" and cut with scissors the short score lines to fold into the ends.
- Then with adhesive tape, I adhered the square die cuts to the ends to create the base. What a great shape!
- Next I embellished the front by cutting/embossing with S5-040 Floral Doily Accents Border, Flowers, Long Doily and S5-041 Floral Doily Motifs Large Doily. I trimmed the border and then adhered it to the front.
- I added a rhinestone swirl to the front before layering the die cuts with a combination of EZ Runner and White 3D Foam Squares as shown. I loved how I can easily layer the different pieces in the Accents and Motifs Collection to create a beautiful design in my projects!
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(based on 6 reviews)
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Value and comfort
By Red
from New Mexico
About Me Intermediate
Comments about Scott Stained Glass Socks:
Good for light hiking and sking
Bottom Line Yes, I would recommend this to a friend
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perfect socks for skiing
By dee
from Jackson Hole, WY
About Me Advanced
Perfect fit at an incredibly low price. I will order two additional pairs.
By Kyle
from Dallas, tx
Great socks for the money, warm
satisfied with these synthetic sox
By steve
from Pennsylvania
About Me Expert
I have had some difficulties with wool socks, so I asked for synthetcs and have used these 10 times with good results.
(0 of 1 customers found this review helpful)
keep away from boots with velcro strips
By alex7003
from North Creek NY
Good warm socks but got completely ruined on a first day by my boots velcro strips
Bottom Line No, I would not recommend this to a friend
Scott socks
By Ali
from San Ramon ,CA
Too bulky!


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Page 1
CompRec-Trip: a Composite Recommendation
System for Travel Planning
Min Xie†, Laks V.S. Lakshmanan†, Peter T. Wood‡
†Department of Computer Science, University of British Columbia
‡Department of Computer Science and Information Systems, Birkbeck, University of London
Abstract—Classical recommender systems provide users with
a list of recommendations where each recommendation consists
of a single item, e.g., a book or a DVD. However, applications
such as travel planning can benefit from a system capable of
recommending packages of items, under a user-specified budget
and in the form of sets or sequences. In this context, there is a
need for a system that can recommend top-k packages for the
user to choose from. In this paper, we propose a novel system,
CompRec-Trip, which can automatically generate composite rec-
ommendations for travel planning. The system leverages rating
information from underlying recommender systems, allows flex-
ible package configuration and incorporates users' cost budgets
on both time and money. Furthermore, the proposed CompRec-
Trip system has a rich graphical user interface which allows
users to customize the returned composite recommendations and
take into account external local information.
Recommender systems (RS) are increasingly popular and
have become an essential driver of many applications including
web services [1]. Classical RS provide recommendations con-
sisting of single items, e.g., books or DVDs. However, there
are several applications that can benefit from a system capable
of recommending packages of items [2].
In travel planning, a user is interested in suggestions for
places to visit, or places of interest (POI). There may be a cost
to visiting each place (time, price, etc.) which the user may
want to constrain with a budget. Optionally, and independently
of the budget, there may be a notion of compatibility among
POIs in a package, modeled in the form of constraints: e.g.,
"the total distance covered in visiting all POIs in a package
should be ≤ 10 km.", "no more than three museums in a
package", "not more than two parks", etc. The user may have
a limited budget and is interested in suggestions of compatible
packages of POIs such that the cost of each package is under
budget and its value (as judged from ratings) is as high as
possible. In these applications, there is a natural need for top-
k recommended packages for the user to choose from. Some
so-called "third generation" travel planning web sites, such as
NileGuide1and YourTour2, are starting to provide some of
these features, although in a limited form.
Motivated by such applications, we propose a novel sys-
tem called CompRec-Trip which can automatically generate
composite recommendations for travel planning, where each
recommendation comprises a set or sequence of POIs. Each
POI has both a value (rating or score) and a cost associated
with it, and the user specifies a maximum total cost (budget)
for any recommended package of POIs. Our CompRec-Trip
system consists of one or more recommender systems focusing
on different domains (e.g., hotels, museums, and events).
These component RS serve (i.e., recommend) top POIs in non-
increasing order of their value (explicit or predicted ratings).
In addition, the CompRec-Trip system also has access to in-
formation sources (which could be databases or web services)
which provide the cost associated with each POI.
In our setting, the problem of generating the top recom-
mendation (package) is NP-complete as it models either the
Knapsack problem [3] for packages as sets or the Orienteering
problem [4] for packages as sequences. Because of this and the
fact that we expect the component recommender systems to
provide ratings for large numbers of POIs and access to these
ratings can be relatively expensive3, we devise approximation
algorithms for generating top-k packages as recommendations.
Compared with previous work on considering complex or
composite recommendations4, our system has the following
distinguishing features: Package generation is based on rat-
ings from recommender systems; Allows flexible package
configuration; Captures users' budgets on both time and
money; Allows flexible resulting package customization by
adding/removing POIs; Allows users to incorporate local in-
formation from websites such as Yahoo! Upcoming.
In a traditional RS, users rate items based on their personal
experience, and these ratings are used by the system to predict
ratings for items not rated by an active user. The predicted
ratings can be used to give the user a ranked recommendation
(item) list.
As shown in Figure 1, our composite recommendation
system is composed of one or more component RS and has
access to external sources that provide the cost of given items.
External sources can be local databases or web services. E.g.,
Yelp.com can be consulted for restaurants' prices, and Google
Map can be consulted for distances between places. In terms
of computation, we abstract each RS as a system which serves
3Especially when the ratings need to be predicted.
4A detailed comparison can be found in [2].
978-1-4244-8958-9/11/$26.00 © 2011 IEEE ICDE Conference 20111352
Page 2
items in non-increasing order of their value (rating or score)
upon request. In addition, the system includes a compatibility
checker module, which checks whether a package satisfies
compatibility constraints, if any. The compatibility checker
consults necessary information sources in order to verify
The user interacts with the system by specifying cost
budgets, an integer k, and optionally compatibility constraints
on packages. The system finds the top-k packages of items
with the highest total value such that each package has a total
cost under budget and is compatible.
Fig. 1. System Architecture
In this paper, for simplicity, we focus on the composite
recommendation problem with one component RS and with-
out compatibility constraints; extensions will be discussed in
Section IV-D.
Given a set N of POIs, a set U of users, an active user
u ∈ U, and a POI t ∈ N, we denote by vu(t) the value of
POI t for user u. We denote the value as v(t) when the active
user is understood. A RS predicts v(t) when it is not available,
by using the active user's past behaviour and possibly that of
other similar users. For t ∈ N, we denote by tc(t) the time cost
and by mc(t) the monetary cost, of POI t. Given a set of POIs
R ⊆ N, we define v(R) = Σt∈Rv(t), tc(R) = Σt∈Rtc(t) and
mc(R) = Σt∈Rmc(t).
Definition 1: Top-k Composite Set Recommendations:
Given an instance I of a composite recommendation system
consisting of one component RS and an external information
source, a cost budget Bton time, a cost budget Bmon money
and an integer k, find the top-k packages P1,...,Pksuch that
each Pi has mc(Pi) ≤ Bm, tc(Pi) ≤ Bt, and among all
feasible packages5, P1,...,Pkhave the k highest total values,
i.e., v(P) ≤ v(Pi) for all feasible packages P ?∈ {P1,...,Pk}.
When k = 1, the top-k composite set recommendation
problem (CompRec-Set) can be viewed as a variation of the
classical 0/1 2-dimensional knapsack problem [3] with the
restriction that POIs can be accessed only in non-increasing
order of their value. Without loss of generality, we assume
all POIs have (time and money) costs smaller than the cost
budgets Btand Bm.
Note that ratings of POIs from the component RS are
retrieved using sorted access, while the cost of a given POI
is obtained via random access. Let cs and cr be the costs
associated with these accesses. Then the total access cost of
5We say a package if feasible if it satisfies all the budgetary constraints.
processing n POIs is n×(cs+cr). Notice that the number of
POIs in the system is often huge, and csand crcan be large
compared to the cost of in-memory operations, as often for
both accesses, information may need to be transmitted through
the Internet.
So, well-known algorithms for the knapsack problem which
need to access all POIs [3] may not be realistic. Thus, an
efficient algorithm for top-k CompRec-Set should minimize
the total access cost, i.e., it should minimize the number of
POIs accessed.
In our system, we also assume some background cost
information about each POI is available. The background cost
information can be a histogram H collected from the cost
database or just the minimum POI monetary (time) cost mcmin
(tcmin). This information can be materialized in our system
and be refreshed regularly by rescanning the cost database.
We denote the background cost information as BG.
In addition to the cost associated with each POI, we may
also need to consider the cost spent on traveling to correspond-
ing POIs. For each POI pair (t1,t2), t1,t2∈ N, we denote by
d(t1,t2) the shortest distance between t1and t2. And given a
set of POIs R ⊆ N, we define w(R) as the minimum distance
walk which covers all POIs in R, and let tcw(R) and mcw(R)
be the corresponding time and monetary cost for taking w(R)
by assuming an average speed/cost per unit of distance.
Definition 2: Top-k Composite Sequence Recommenda-
tions: Given an instance I of a composite recommendation
system consisting of one component RS and an external
information source, a cost budget Bton time, a cost budget
Bm on money and an integer k, find the top-k packages
P1,...,Pk such that each Pihas mc(Pi) + mcw(Pi) ≤ Bm,
tc(Pi) + tcw(Pi) ≤ Bt, and among all feasible packages,
P1,...,Pk have the k highest total values, i.e., v(P) ≤
v(Pi),1 ≤ i ≤ k for all feasible packages P ?∈ {P1,...,Pk}.
When k = 1, the top-k composite sequence recommenda-
tion problem (CompRec-Seq) can be viewed as a variation of
the orienteering problem [4] with the restriction that POIs can
be accessed only in non-increasing order of their value. Similar
to the composite set recommendation problem, we assume we
have some simple background cost information such as the
minimum shortest distance dminbetween POIs.
A. Composite Set Recommendation
For the composite set recommendation problem, we can
adopt the algorithm template studied in our previous work
[2], which is shown in Algorithm 1.
In this algorithm template, one POI is retrieved from an
underlying RS at each iteration (lines 3–4). After accessing
this new POI, we can use a pseudo-polynomial time algorithm
[3] to find an optimal solution Roover the accessed POI-
set S (line 5). We can also derive a tight upper bound6
V∗of the true optimal solution from the calculation of Ro
6An upper bound is tight iff there exists a possible unseen POI configuration
for which the upper bound is achievable by using a subset of accessed POIs
and valid unseen POIs. Here, an unseen POI t is valid iff v(t) ≤ vmin,
tc(t) ≥ tcminand mc(t) ≥ mcmin.
Page 3
using MaxValBound [2] (line 6). The algorithm terminates if
v(Ro) ≥
(lines 7–8)7.
Algorithm 1: CR-Set-Top1(N, Bt, Bm, BG)
1 S ← An empty buffer
2 while TRUE do
t ← N.getNext()
Ro← Optimal2DKP(S, Bt, Bm)
V∗= MaxValBound(S,BG)
if v(Ro) ≥
return Ro
α× V∗; if not, it continues to access the next POI
α× V∗
Similar to [2], it can be shown that the proposed CR-Set-
Top1 is both correct and instance optimal [5]. However, CR-
Set-Top1 relies on an exact algorithm for the knapsack prob-
lem which may lead to high computational cost. To remedy
this, we can develop more efficient heuristic algorithms but
may have to give up instance optimality. The idea is that
instead of using an exact algorithm to get the best package
for the currently accessed set of POIs S, we can use a simple
greedy heuristic to form a high quality package RGfrom S
and then test whether RGis globally a high quality package.
We have shown in previous work [2] that algorithms using
the greedy heuristic often have performance very close to the
instance optimal algorithm.
B. Composite Sequence Recommendation
Composite sequence recommendation is closely related to
the orienteering problem [4], which seeks a maximum value
walk on a graph subject to a budget constraint on the cost. To
simplify the presentation, we will ignore discussing cost on
each POI (i.e., the so-called node cost) as this can be handled
by a reduction to the original orienteering problem [6].
Similar to the composite set recommendation problem, to
minimize the number of POIs retrieved while having the result
quality guaranteed, we need to adapt the algorithm template as
described by Algorithm 1 and iteratively calculate the optimal
solution for the accessed POI-set S along with a tight upper
bound on the possible true optimal solution to the underlying
composite sequence recommendation problem instance.
Given an (exponential-time) exact orienteering solver, we
can calculate the optimal solution for the subgraph G of
the original POI graph, induced by the accessed POI-set S.
However, it is more challenging to get a tight upper bound
on the value of the true optimal solution for the composite
sequence recommendation problem.
Let dmin be the background cost information about the
minimum distance between POIs, vmin = mint∈Sv(t) and
t∗be an "imaginary" unseen POI which has value vmin. A
tight upper bound on the possible true optimal solution can
be computed by the procedure MaxOriValBound shown in
Algorithm 2.
It can be proven that, using procedure MaxOriValBound, we
can give a correct instance-optimal α-approximation algorithm
7Decreasing the approximation factor α can lead to higher quality packages;
however, it will also result in higher computational cost. In our system, we
set α = 2.
CR-Seq-Top1 for the composite sequence recommendation
problem. Similar to composite set recommendation, to get
better practical performance, we can utilize approximation
algorithms for the orienteering problem such as [4] instead
of exact algorithms. However, the resulting algorithm will not
be instance optimal.
Algorithm 2: MaxOriValBound(G,Bt,Bm,BG)
1 foreach Edge (v1,v2) ∈ G do
n∗= ?d(v1,v2)
Add to G a path P between v1and v2which is composed of n∗
"imaginary" POIs, each a copy of t∗, and d(P) = d(v1,v2)
4 S = OptimalOrienteer(G,Bt,Bm)
5 Augment S with "imaginary" POIs t∗if possible
6 return v(S)
C. Top-k Composite Recommendation
In addition to the best composite recommendation, it is
often useful to provide the user with the top-k composite
recommendations, where k is a small constant. Similar to the
top-1 case, due to the hardness of the underlying problem, we
seek an efficient approximation algorithm which can give us
high quality recommendations.
Given an instance I of the top-k composite recommendation
problem, assume RIis the set of all feasible composite recom-
mendations, i.e., RI= {R |R ⊆ N ∧mc(R) ≤ Bm,tc(R) ≤
Bt} for composite set recommendation and RI= {R | R ⊆
N ∧ mc(R) + mcw(R) ≤ Bm,tc(R) + tcw(R) ≤ Bt}
for composite sequence recommendation. Following Fagin et
al. [5], we define an α-approximation of the top-k composite
recommendations to be any set Rkof min(k, |RI|) composite
recommendations, such that, for all R ∈ Rkand R?∈ RI\Rk,
v(R) ≥1
Lawler's procedure [7] is a general technique for enumerat-
ing optimal top-k answers to an optimization problem, which
relies on an efficient algorithm to find the optimal solution
to the problem. We have proven in our previous work [2]
that for the top-k composite recommendation problem, if the
algorithm for the optimal solution in Lawler's procedure is
replaced by an α-approximation algorithm, instead of optimal
top-k answers, we get an α-approximation to the optimal set
of top-k composite recommendations. So in our system we
leverage Lawler's procedure and CR-Set-Top1/CR-Seq-Top1
to produce top-k approximate composite recommendations.
D. Discussion
To capture further constraints such as "not more than two
parks" in our algorithms, we can define a Boolean compatibil-
ity function C over the packages under consideration. Given a
package P, C(P) = true iff all constraints on POIs in P are
satisfied. We can add a call to C in the previously proposed
algorithms after each candidate package has been found. If the
package fails the compatibility check, we just discard it and
search for the next candidate package.
It is worth noting that the Boolean compatibility function
defined here allows for great generality. However, depending
on the application needs, for scenarios where only one specific
type of constraint is considered, e.g., having one POI from
α× v(R?).
Page 4
each of three predefined categories, more efficient algorithms
like Rank Join [8] can be leveraged.
Furthermore, although in the previous algorithms we assume
there is only one component RS, it is straightforward to
combine recommendation lists from several component RS
into a single list, based on ratings.
E. Datasets
For the implementation of our system, ratings, monetary
cost and location information are crawled from Yelp.com. For
time cost information, we assume that the time spent on each
POI should be proportional to its area/size (this information
is crawled from Wikipedia), and multiplied by a factor which
depends on the type of the POI. For example, parks are often
larger in area than museums; however, visitors tend to spend
more time in museums per unit area, so we may apply a
larger factor to museums to take this into consideration. For
POIs such as restaurants, we assume a default time cost. An
alternative way to get time cost information is to analyze
online user-generated content as described by [6].
We can obtain all the distance information using the ge-
ographic coordinates of POIs crawled from Yelp.com. We
can also obtain better quality distance information from the
Google map service. To estimate the time/money to be spent
on the trip, depending on which transportation method the user
chooses, we assume an average speed/cost for the travel.
Compared with existing trip recommendation systems, one
of the highlights of our CompRec-Trip system is that users
have great power in interacting with the recommended pack-
ages and in further tuning of the results. An illustration of the
system interface is shown in Figure 2. As can be seen, there
are three major components of our system: 1. Destination and
customization interface; 2. Recommendation list; 3. Package
contents view.
1. Destination and Customization Interface: Users of
CompRec-Trip can get composite set or sequence recommen-
dations through the top tab bar by specifying the travel destina-
tion, cost budgets, number k of top packages to be generated
and also various other features including: preferences about
POIs such as number of different types of POI to be included,
and the method of transport. Furthermore, from the tab bar,
users can choose to include the latest updates from external
websites such as Yahoo! Upcoming.
2. Recommendation List: Once a user has (fully or partially)
specified the travel targets and preferences about the trip,
the CompRec-Trip system automatically generates the top-k
composite recommendations. The recommended packages will
be listed on the right-hand panel, and the user can click on each
to get a live view of the package on the left hand map interface.
If the user is not satisfied with the recommended packages,
he/she can click the "Add POI (Remove POI)" button on the
current active package. A local search interface will be shown
and the user can use this to filter POIs he/she is (is not)
interested in. Any modification to the package takes effect
immediately and the change is reflected on either the current
Fig. 2.Graphical User Interface
active recommendation or all recommendations, depending on
whether the user wants to make this fix global.
3. Package Contents View: A large part of the user interface
is occupied by the visualization of the current active recom-
mended package. A map control is shown according to the
selected package, the contents of the package are visualized on
the map and nearby interesting POIs or updates from external
information sources can be shown as an option. The user can
click on each of the POIs contained in the package to get a
brief overview of this POI and obtain links for getting further
information. Also the user can interact with this package by
removing some POIs from the package or clicking on the map
to search for some other local interesting POIs nearby, which
she can add to the current package.
Our demo will show how top-k composite set/sequence
recommendations will be constructed by specifying various
preferences such as cost budgets, transportation method and
other constraints. We will visualize each package on a map
interface and show how users can interact with the resulting
packages by adding and removing POIs. Furthermore, we will
also show how external local information can be seamlessly
incorporated into the recommendation results and be used to
help users explore local interesting activities. The importance
of efficient top-k composite recommendation algorithms along
with incremental computing will be highlighted.
[1] G. Adomavicius and A. Tuzhilin, "Toward the next generation of recom-
mender systems: A survey of the state-of-the-art and possible extensions,"
IEEE TKDE, vol. 17, no. 6, pp. 734–749, 2005.
[2] M. Xie, L. V. S. Lakshmanan, and P. T. Wood, "Breaking out of the box
of recommendations: From items to packages," in ACM RecSys, 2010,
pp. 151–158.
[3] H. Kellerer, U. Pferschy, and D. Pisinger, Knapsack Problems. Springer,
[4] C. Chekuri and M. P´ al, "A recursive greedy algorithm for walks in
directed graphs," in FOCS, 2005, pp. 245–253.
[5] R. Fagin, A. Lotem, and M. Naor, "Optimal aggregation algorithms for
middleware," J. Comput. Syst. Sci., vol. 66, no. 4, pp. 614–656, 2003.
[6] M. De Choudhury, M. Feldman, S. Amer-Yahia, N. Golbandi, R. Lempel,
and C. Yu, "Automatic construction of travel itineraries using social
breadcrumbs," in ACM Hypertext, 2010, pp. 35–44.
[7] E. L. Lawler, "A procedure for computing the k best solutions to discrete
optimization problems and its application to the shortest path problem,"
Man. Sci., vol. 18, no. 7, pp. 401–405, 1972.
[8] J. Finger and N. Polyzotis, "Robust and efficient algorithms for rank join
evaluation," in ACM SIGMOD, 2009, pp. 415–428.


text:
Holland America Romantic Cruise Reviews
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Cruise Critic Overview
- Traditional cruising experience with modern touches
- Around-the-world sailings offered
- Extensive dining options and enrichment programs
- Read full overview >>
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We chose this cruise for several reasons. We liked the idea of returning to Holland America, we liked the idea of a ... Read more
Beautiful ship with lots to do. understand why the private island is so highly rated - got lost away from main area ... Read more
I'm not one to complain about Etty bitty things but here is what I experienced on Zuiderdam on our last cruise. I'll ... Read more
The wife and I decided to take a week on the high seas opposed to a week of skiing in Utah. We wanted something quiet, ... Read more
We returned to the Holland America Westerdam after 7 years because we thought that a smaller ship with great style, ... Read more
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My husband and I have cruised 8 times, three on Holland America. This was our first time on the Zaadam, a smaller ship ... Read more
First, Statendam last month had a dry dock makeover and is pristine. Recent reviews noting worn furnishings are now ... Read more
Review of Nieuw Amsterdam 12/9/12 to 12/16/12We flew Southwest from Los Angeles to Fort Lauderdale with a stop in Las ... Read more
SO much to tell after two weeks! I'll try not to be ridiculously verbose... We sailed out of San Diego. This is a ... Read more
My spouse and I were on our first transatlantic cruise with HAL on the Nieuw Amsterdam for the Transatlantic farewell ... Read more
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My husband and I booked this 11-day Panamanian cruise for our honeymoon. We booked the cruise almost a year in ... Read more
This was our 2nd cruise with HAL and my husband and I agree that as long as HAL continues to cater to adults rather ... Read more
When the offer for a dynamite price on a marvelous ship taking her TA repositioning from the Caribbean to the Med ... Read more
This was our first time on Holland America's Zuiderdam and the jury is still out on whether to do a Holland America ... Read more
We arrived in Barcelona 3 days early for time adjustment and to see the city. The on-off bus is the best to see the ... Read more
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Summary: Hands down our best cruising experience. Captain Chris Turner runs a tight ship, one which is focused on the ... Read more
We took the 11-day South Caribbean Wayfarer Cruise on Holland America Noordam from November 5 to 16. This was our ... Read more
This was our first trip on a Holland America Line ship, we chose it because of the itinerary and the sail date. I can ... Read more
This was our 2nd Alaska cruise but the first time we had ever sailed with HAL and while none of it was horrible it ... Read more
We sailed on the Spanish Serenade voyage which was one half of a 14-day Mediterranean itinerary (we joined in Barcelona ... Read more
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My wife and I were looking for a wonderful honeymoon experience and we definitely found that on the MS Noordam Roman ... Read more
Just returned from a seven day Bermuda cruise. It was wonderful. The ship, while not new was in good shape and the ... Read more
Holland America Zuiderdam Alaska Inside Passage 7 night Cruise We took the cruise as part of a holiday which ... Read more
We booked this cruise with trepidation, as the reviews of the ship (and of Holland America in general) were, at best, ... Read more
We took the 7-day Alaskan Explorer Cruise on the Holland America Oosterdam from June 17 to 24. This was our seventh ... Read more
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text:
Vancouver homicide suspect in custody
Jack Yancey who is accused of stabbing a man to death Wednesday night has been taken into custody. A couple's 911 call led to his arrest.
Jack Yancey who is accused of stabbing a man to death Wednesday night has been taken into custody. A couple's 911 call led to his arrest.
After days of testimony, Lake Oswego's City Council approved a plan Wednesday evening to re-develop the "Wizer Block."
The attack happened while the streetcar was in the Pearl District and a microchip in the pit bull was traced to a woman in Colorado.
Portland Commissioner Amanda Fritz's husband died Wednesday after a seven vehicle crash on I-5 near Salem.
Milwaukie police say the 18-year-old woman was able to push her 5-month-old child out of the car's path before it struck her right hip.
A pickup truck stolen from a woman at gunpoint in a Fred Meyer parking lot in Happy Valley on Monday has been found.
Apple's newest iPhones ran into some glitches Wednesday after users complained that a new software update blocked their calls.
New FBI report says the number of shootings in which a gunman wounds or kills multiple people has increased dramatically in recent years.
Westview High School's Austin Brisbee is the Athlete of the Week for Sept. 24, 2014.
A large portion of the costs of a solution to fix flooding issues for a few homes in Washington County could be passed along to ratepayers.


text:
"Like a time capsule, the show takes you back to the recent past in New York art history. But with enough patience, it becomes clear that work is as relevant today as it was then, defiantly edgy and challenging."
—Time Out
We're moving!
The Whitney is closed in preparation for the opening of our new building downtown on May 1, 2015.Explore the building
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Data Intelligence, Business Analytics
Correlation may not imply causation, but it sure can help us insinuate it.
Source: …Continue
Added by Vincent Granville on December 14, 2011 at 1:58pm — 3 Comments
Added by Vincent Granville on December 12, 2011 at 9:00pm — 1 Comment
Jason Averbook, CEO of Knowledge Infusion has written many interesting and provocative blogs that challenge HR to embrace data by "doing the dirty work." If you haven't already, be sure to subscribe to the Knowledge Infusion…Continue
Added by Mike Kennedy on December 12, 2011 at 1:32pm — No Comments
By Rajeshekara V. Maiya, Infosys.
Each year, we add two billion hexabytes (that's two billion billion bytes) of data just in social conversation. American companies, across 15 sectors, with more than 1,000 employees each store on an average more data than the U.S. Library of Congress.
Move over, Information Age, the era of big data…Continue
Added by Vincent Granville on December 12, 2011 at 4:46pm — No Comments
November 7, 2011
How companies are achieving competitive advantage through analytics
Subscribe or sign in to get access to even more articles.…
Added by Vincent Granville on December 12, 2011 at 12:33am — No Comments
HOPKINTON, Mass., Dec. 5, 2011 -- EMC Corporation today unveiled the findings of the largest-ever global survey of the data science community. Spanning the United States, the United Kingdom, France, Germany, India and China, the EMC Data Science Study reveals and quantifies a rampant scarcity across the globe for the prerequisite skills necessary for a company to capitalize on the opportunities found at the intersection of Big Data and data analytics. Only one-third of companies are…Continue
Added by Titus on December 11, 2011 at 11:49pm — No Comments
Turbo Mapreduce (Or How to Run Sawzall on 1 Terabyte of Text in 7 Seconds)
By Silvius Rus, on behalf of the Cluster Team at Quantcast
A few weeks ago I was talking to our CTO. I was looking for wisdom on how to convince Java users to start programming in a new language. We had just ported Sawzall, a highly productive mapreduce language from Google, to run on our proprietary Mapreduce cluster based loosely on Hadoop. Even though Sawzall…Continue
Added by Titus on December 11, 2011 at 11:50pm — No Comments
A new affordable Springer_Briefs book "Healthcare Management Engineering: What Does This Fancy Term Really Mean? The Use of Operations Management in Healthcare Settings" is now…Continue
Added by Alexander Kolker on December 11, 2011 at 11:48am — No Comments
It is certainly true that texting while driving (by young driver) is dangerous, and increases the risk of accidents. However how do we assess car crash risks?
Added by Capri on December 9, 2011 at 8:00pm — No Comments
Added by Vincent Granville on December 9, 2011 at 3:30pm — No Comments
Added by Vincent Granville on December 9, 2011 at 3:22pm — No Comments
This week another analytics company raked in a fresh round of funding. This time it was entity-oriented text analytics software provider, Digital Reasoning. While the amount has not been publicly stated, the small Tennessee-based company has scored some major federal contracts since 2004—and with the new investment claims it will be…Continue
Added by Vincent Granville on December 9, 2011 at 2:50pm — No Comments
Welcome to the UC Irvine Machine Learning Repository!We currently maintain 211 data sets as a service to the machine learning community. You may view all data sets through our searchable interface. Our old web site is still available, for those who prefer the…
Added by Vincent Granville on December 9, 2011 at 2:44pm — No Comments
The idea that big data is going to change business is gradually taking hold in the ranks of senior management, and budget dollars are starting to flow. But there is a massive mismatch between how money is being spent and the support needed for activities that will…Continue
Added by Marcel Remon on December 9, 2011 at 2:22pm — No Comments
By TARA SIEGEL BERNARD | New York Times – Wed, Dec 7, 2011 12:23 PM EST.
There's no hiding now.
Anyone who has recently applied for a mortgage knows that lenders are already looking much more closely at your financial affairs. But soon, they'll be able to easily delve into the deepest recesses of your financial life, accessing information that never before appeared on…Continue
Added by Marcel Remon on December 9, 2011 at 2:18pm — No Comments
Interesting articles from the Postmorten-ediscovery blog (http://postmodern-ediscovery.blogspot.com/):
Added by Marcel Remon on December 9, 2011 at 2:26pm — No Comments
There are many languages and frameworks that sit on top of MapReduce, so it's worth thinking up-front which one to use for a particular problem. There is no one-size-fits-all language; each has different strengths and weaknesses.
Added by Marcel Remon on December 9, 2011 at 2:00pm — No Comments
Posted on behalf of Joe Ferrary, Horn Group.
According to the recent landmark McKinsey Big Data study, by 2018 one in two US jobs requiring deep analytical skills will go unfilled, and there will also be an under-served demand for 1.5 million business managers and analysts "who can ask the right questions and consume the results of the analysis of big data…Continue
Added by Marcel Remon on December 9, 2011 at 2:33pm — No Comments
In the real world rarely a problem can be solved using just a single algorithm, more often a solution is a chain of algorithms where the output of the former is the input for the follower.
Added by Cristian Mesiano on December 8, 2011 at 2:31pm — No Comments
With health care and medical fraud costing consumers over $100 billion dollars in the United States alone, there has never been a more important time for…
Added by Andrew Marane on December 7, 2011 at 2:55pm — No Comments
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Check out the new, mobile-friendly WineSpectator.com!
2007 will be remembered by French winegrowers for all the wrong reasons. Initial forecasts predicted that the harvest would kick off earlier than usual, but cool weather and a lack of sunshine affected the ripening of grapes in most areas.
For the full article, check out the new issue of Wine Spectator, on newsstands October 18, 2007.
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Islam in America (Audio)
Experts examine myths regarding American Muslims and address fears of Islam in the United States.
See more in Religion
Experts examine myths regarding American Muslims and address fears of Islam in the United States.
See more in Religion
Experts examine myths regarding American Muslims and address fears of Islam in the United States.
See more in Religion; United States
Timothy J. Keller, senior pastor at Redeemer Presbyterian Church, discusses the relationship between religious freedom and freedom of speech.
See more in Global; Censorship and Freedom of Speech; Religion
CFR's John Campbell discusses the increased religious violence that has occurred in the wake of Nigeria's elections,�as part of CFR's Religion and Foreign Policy Conference Call series.
Learn more about CFR's Religion and Foreign Policy Initiative.
In this Huffington Post piece, Sharmine Narwari, a Senior Associate at St. Anthony's College, Oxford University, argues that given the current geopolitical standpoint, the "political spat" between Iran's president Mahmoud Ahmadinejad and Iran's Supreme Leader Ayatollah Ali Khamenei is, for now at least, much ado about nothing.
Pakistan is bracing for more turbulence in the wake of Osama bin Laden's killing. This Backgrounder looks at how state support for Islamist militants has led to growing religious intolerance in society.
The killing of Osama bin Laden has led to both elation and anger in Muslim countries around the world, raising questions about what his death means for Arab democracy and stability in Pakistan.
See more in Middle East and North Africa; Religion; Terrorist Leaders
John Campbell argues that the elections in Nigeria reveal the need for the United States and its allies to reach out to Nigeria's North.
This session was part of the Democracy, Civil Society, and Countering Radicalism Roundtable, organized by CFR's Civil Society, Markets, and Democracy Initiative.
See more in Egypt; Radicalization and Extremism; Religion
Ed Husain says the United States cannot ignore the Muslim Brotherhood as part of Egypt's future.
See more in Egypt; Religion; Political Movements and Protests
Violent protests in Afghanistan against a Florida pastor's Quran burning add another challenge to international security efforts and expose the difficulties in ending this ten-year war.
See more in Religion; Afghanistan; United States
Gayle Tzemach Lemmon says that at the moment in Afghanistan, those who traffic in destruction are winning.
See more in Wars and Warfare; Afghanistan; Religion
Coauthors Monica Duffy Toft and Timothy Samuel Shah discuss their new book God�s Century: Resurgent Religion and Global Politics, coauthored with�Daniel Philpott,�as well as religion�s recent resurgence in political influence across the globe. This discussion is part�of CFR's Religion and Foreign Policy Conference Call series.
Learn more about CFR's Religion and Foreign Policy Initiative.
See more in Religion
Jagdish Bhagwati states that in order to preserve freedom of expression, "Publish cartoons offensive to every religion."
See more in Religion; Censorship and Freedom of Speech; Global
UN Human Rights Commission adopted several resolutions on combating defamation of religions since 1999. Resolution 4/9 adopted on March 30, 2007 requires a report on the Human Rights Commission's activities on this issue. On March 24, 2011, the UN passed resolution 16/18, which prohibited discrimination and violence against people because of their religion or beliefs.
See more in Human Rights; Religion; Global
Peter Skerry and Gary Schmitt argue that Muslim Americans should more openly engage in the rhetoric and misunderstandings surrounding their communities.
See more in United States; Radicalization and Extremism; Religion
Reza Aslan, writer and scholar of religions, discussed the recent wave of political protests throughout Egypt, Iran, and across the Middle East, and addressed Islam's role in democratization, as part of CFR's Religion and Foreign Policy Conference Call series.
See more in Religion; Middle East and North Africa
Justin Elliot provides an explanantion for Islamic, or Sharia, law.
See more in Religion; Political Movements and Protests; Middle East and North Africa; Democratization
Charles A. Kupchan argues that a more democratic Middle East allows for a greater role by Islam in its politics, and the West should not assume that the spread of democracy in the Middle East also means the spread of Western values.
See more in Libya; Political Movements and Protests; Middle East and North Africa; Religion
Despite concerns over the political power of Egypt's Muslim Brotherhood, Cairo-based expert Dina Shehata says it is faulty to think Egypt is headed toward a theocracy.
See more in Religion; Democratization; Political Movements and Protests; Egypt
Campbell evaluates the implications of the Boko Haram insurgency and recommends that the United States support Nigerian efforts to address the drivers of Boko Haram, such as poverty and corruption, and to foster stronger ties with Nigerian civil society.
Koblentz argues that the United States should work with other nuclear-armed states to manage threats to nuclear stability in the near term and establish processes for multilateral arms control efforts over the longer term.
The authors argue that it is essential to begin working now to expand and establish rules and norms governing armed drones, thereby creating standards of behavior that other countries will be more likely to follow.
Smith's insightful book explores the policy issues testing the Japanese government as it tries to navigate its relationship with an advancing China. More
This revolutionary new look at volatility and crisis in oil markets explores the conditions in which oil supply fears arise, gain popularity, and eventually wane. More
Maximalist finds lessons in the past that anticipate and clarify our chaotic present, revealing the history of U.S. foreign policy in an unexpected new light. More
Learn more about CFR�s mission and its work over the past year in the 2014 Annual Report. The Annual Report spotlights new initiatives, high-profile events, and authoritative scholarship from CFR experts, and includes a message from CFR President Richard N. Haass.
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Pronunciation: (u-kOO'stik), Strict Standards: Non-static method FenSites::linkTo() should not be called statically in /site/html/dictionary/acoustic.html on line 77 [key]
—adj. Also,a•cous'ti•cal.
1. pertaining to the sense or organs of hearing, to sound, or to the science of sound.
2. (of a building material) designed for controlling sound.
3. Music.
a. of, pertaining to, or being a musical instrument whose sound is not electrically enhanced or modified.
b. arranged for or made up of such instruments: an acoustic solo; an acoustic group.
Obs.a remedy for deafness or imperfect hearing.
Random House Unabridged Dictionary, Copyright © 1997, by Random House, Inc., on Infoplease.
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Viewing Topic: Mental HealthView All
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The Weather Underground
by Sam Green and Bill Siegel
Speaking candidly for the first time on camera about their experiences, members of the Weather Underground face their pasts as privileged young men and women who turned to systematic violence in their efforts to stop the Vietnam War and start a revolution. Narrated by Lili Taylor.
Independent Lens
You're Looking at Me Like I Live Here and I Don't
by Scott Kirschenbaum
Lee Gorewitz lives in a care facility for Alzheimer's patients, but she is not simply waiting to die. She is full of curiosity and frustration, struggling to remember herself and make sense of a world that is falling away from her.
Independent Lens
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Right Place Right Time
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i seen a music video on t.v classic by him i really liked this song by him i maybe will barrow his cd soon for now i have some cds at home.
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Rune Factory 4
Leon's proposal
Does anybody know how to trigger Leon's proposal event? I keep taking him on dates and he keeps patting me on the head. I am determined to marry this foxy guy!
It's random, unfortunately. You need to do the prerequisite event called "A Day in Leon's Life," raise his FP to 10, go on three or more dates, and have lots and lots of patience. You do NOT need the engagement ring or double bed; the guy takes care of these things. You can increase the probability of getting the event by this strategy:
1. Check your calendar to make sure the next day will be clear of birthdays or festivals. Also make sure that Leon isn't waiting to go on a date with you.
2. Check the diary in your room. If there is a Town Event ongoing, resolve it first.
3. Talk to everyone in town to make sure there are no events waiting to be triggered. If one triggers, you need to finish it first.
4. Put Leon in your party, save the game, and go to sleep.
5. If he leaves your party the next day, you got an event with him. Follow him to see where he goes, and if talking to him doesn't get any new dialogue, exit the screen and re-enter from all possible directions or talk to the other townspeople until you see what event triggered.
6. If Leon does not leave your party in step 5, soft reset the game with R + L + Start + Select, load your game, sleep again, and see if he leaves your party. Whether or not the event will activate is random and decided when you wake up at 6 AM. If he does not leave the party, reset and sleep until he does. If you can't get it within a few dozen tries though, it may be best to play through the next day normally and try again some other time.
Best of luck to you!
"Little scratches on people's hearts will be gone if they pat them from behind, but the humans don't know that." -Li'l Cactus
White 2: 1636-5705-4662
I actually just accidentally trigger the "A Day in Leon's Life" event while trying to get Arc 3 to start.
The beginning of it, I think it was Volkanon (could be mistaken...) told me that Leon was talking to Vishnal about a book. You head into the butler's quarters part of the castle (from the area south of the castle) and see him talking to Vishnal about some book.
Then I couldn't get anything new to trigger until the next day (no idea why if it is a "day in the life"...) where Leon was talking to Kiel about a book. You enter Airship Way from your farm to get this one to trigger.
Again, couldn't get anything new to trigger. No clue about this book her keeps talking about. So next day comes along. Enter the area outside of the clinic. Dunno if it matters what way you enter but Leon was waiting there. Some spat between Dylas and Doug goes on, and Leon breaks it up.
Again nothing. So next day, I enter the Town Square and Leon is talking to Forte (or was it the other way around) about what he's been teaching to Kiel... they kinda bicker.
Another day goes by. Leon and Lin Fa outside the Inn. Something about delivering a letter to Arthur (even though like, seriously Lin Fa it's like 10 feet away... you can't walk over there yourself?) Follow Leon to Arthur's and they talk about that book that he was searching for. Then, finally the same day another event, outside of the restraunt Kiel and Leon are talking about the book (this whole plot has been about a book, srsly).
And that's the whole event.
Supposedly I had been following him around "all day" despite the fact that it took me several days to complete... (either through lack of time in a day or poor timing... either way!)
Anyways, that's the whole sequence of events. Had I to do it over again I might actually be able to trigger the events in 1 day (maybe...) although doing it day-by-day didn't really matter much seeing as I'm a guy and am not trying to marry Leon at all... still though, might be helpful to someone who IS trying to marry him.


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Small male yorkie, 14 weeks old, charting to be 3-3 1/2# adult, full AKC registration, tail docked, dew claws removed, UTD on shots and wormed.
Feb 25 -
Lansing :
Holt - Dogs & puppies
Cozy was bought at one point in time and was returned to us because the lady had no time for him and kept him in a cage the short period of time she had him. This beautiful male Yorkie has the sweetest personality and gets a long with both cats and dogs. He is about 2 to 2 ...
Feb 22 -
Indianapolis :
Muncie - Dogs & puppies
This little guy is very sweet, well behaved, and is a registered Yorkshire Terrier. His owner is getting older now and just can't give him the care and attention he deserves. He would make a great addition to any home. His name is Winston, he was born 12-2-2006, he only ...
Feb 15 -
Milwaukee :
Racine - Dogs & puppies
This is a very sweet little guy, his name is Winston, he was born 12-2-2006. He is registered and was a pet in my home and also used for breeding, he sired many really cute little Yorkies.
I am older now and can't care for him. He needs a new home where he can get the ...
Feb 13 -
Milwaukee :
Racine - Dogs & puppies
Jerico is a beautiful, calm Yorkie. He will be 10 years old on Feb. 5th. We are moving and will not be able to take him with. He is UTD on shots. We do not have children, however he has spent much time with our grandchildren. Yorkies average life span is about 16 years old. ...
Jan 29 -
Appleton :
Neenah - Dogs & puppies
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text:
Blackavaar's Guide to Canon Colors
View Single Post
Archived Post
Lt. Commander
Join Date: Dec 2007
Posts: 120
# 230
Yeah, changing the title might help. I have ofthen thought putting "Uniform" in the title to be important. B's G to Canonesque Uniform Colors would be great!
It's funny, earlier today, before I knew you were petitioning for a change, I independently e-mailed StormShade asking for a sticky on this thread. I pointed out to him (her?), thruthfully, that knowing the "conon colors" was one of the things that prompted me to purchase extra costume slots from the C-Store. And having this great thread Stickied might do the same for others. Like it or not Blacky 'ol Buddy, but you have (in my case at least), helped Cryptic make money. Heh.