text:
Saturday football as it happened
Newcastle defeat Spurs in Saturday's late game after wins for West Brom, Swansea, Fulham and West Ham as the Premier League returns to action.
- Watch Rodgers rues 'harsh' WBA penalties
- Watch Clarke delighted with West Brom win
- Watch Hughes embarrassed by 'poor' QPR
- Watch Laudrup hails 'fantastic' start
- Watch O'Neill praises 'terrific effort'
- Watch Petric debut impresses Fulham boss Jol
- Watch Norwich were poor admits Hughton
- Watch The BBC's new football season trail
Get involved
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As it happened
That is your lot for today as regards this text commentary. However, you can read all the reports and reaction on the BBC Sport website and watch the action on Match of the Day and the Football League show from 22:20 BST. I'll be back tomorrow for Wigan v Chelsea and Manchester City v Southampton. I'll see thee.
1942:MOTD's Guy Mowbray at Sports Direct Arena:Newcastle 2-1 Tottenham
"It's a winning start for Newcastle United. No points on the board for Spurs boss Andre Villa-Boas, who might feel a little unlucky. They were the best team in the first half but Newcastle took their chances in the second half."
1941:MOTD's John Motson at Upton Park:West Ham 1-0 Aston Villa
"West Ham's win was secured by Kevin Nolan's goal shortly before half-time. Villa didn't have the inspiration or the drive up front to trouble a West Ham defence in which James Collins was outstanding against the club he left in the summer."
1941:MOTD's Martin Fisher at Madejski Stadium:Reading 1-1 Stoke
"Tony Pulis saw his Stoke City side drop two points at the death, but Reading's Brian McDermott will have felt his side did enough to secure something on their return to the Premier League. Adam Le Fondre held his nerve from the penalty spot after Adam Federici's earlier error had given Stoke the lead. Reading kept on going until the end and have a point to show for their efforts."
1941:MOTD's Steve Bower at Emirates Stadium:Arsenal 0-0 Sunderland
"In a week when Arsenal lost their leading scorer to Manchester United, they cannot score a goal on the opening day. It's a point for Arsenal, and a big point for Sunderland. Olivier Giroud had a golden opportunity but it was one he could not take. Arsenal have drawn a blank."
1940:MOTD's Steve Wilson at The Hawthorns:West Brom 3-0 Liverpool
"It was one way traffic after the second penalty, Liverpool really capitulated. Take nothing away from West Brom, I did not expect them to win 3-0. Today was about how good West Brom were. The right team won, make no mistake."
1940:MOTD's Alistair Mann at Loftus Road:QPR 0-5 Swansea
"What an afternoon for new Swansea boss Michael Laudrup. With the Olympics in mind, could there have been smoother baton change from Brendan Rodgers? The margin of victory could have been even bigger and there is plenty to ponder and plenty to work on for Mark Hughes and QPR - they have got 37 games to put things right."
1940:MOTD's Dan O'Hagen at Craven Cottage:Fulham 5-0 Norwich
"A catalogue of comical kamikaze Canaries defending did not help Norwich as Fulham maintained their record of never having lost a home Premier League game on the opening day of the season."
I reckon if the footballing gods had offered us this opening day as an option before kick off we'd have snapped their hand off. Let's have a little review. We've seen two wins by five-goal margins in the top-flight - the first time there have ever been more than one win by such a margin on the same opening day. In total, only four opening round matches had seen wins by five or more goals before today. Fulham recorded their biggest ever opening day win in the top division, QPR suffered their biggest ever home defeat in the top flight and Liverpool suffered their heaviest top flight, opening day loss since a 6-1 defeat by Chelsea in 1937.
Craig Boyle on Twitter: "People are overreacting about the Pardew 'shove'. It was a nudge at best. No wonder football is almost a non-contact sport."
Alex Winter on Twitter: "Re Luke. Swept under the carpet? Are they supposed to wear a traffic cone and stand in the middle of the pitch as punishment?"
David Bald on Twitter: "The Pardew 'push' is pathetic. Big deal out of nothing."
Fulham captain Aaron Hughes on Twitter: "Great way to start the season. Brilliant effort from everyone today, especially in that heat! Just started to cool down now.....it was HOT!"
Well, the second half was better than the first. But then that has been pretty much the order of the day across the country's top-flight fixtures. Tottenham thought they had salvaged something when Jermain Defoe levelled after Demba Ba's superb opener, but Newcastle hit back quckly through the penalty Hatem Ben Arfa won and scored. Tottenham hit the woodwork twice before the break but in the tally that counts, they've come off second best.
1927:FULL-TIME- Newcastle 2-1 Tottenham
Newcastle are running down the clock now with barely 30 seconds left. It looks like they've done enough to win this now...
Andy, Harrogate, via text: "Re 1919 Luke from Macclesfield and Jem. Did you see GB v Spain in the hockey? Disgraceful scenes on officials, so it's not just football. Inexcusable from Pardew but linking only football and Olympic spirit is garbage."
Rafael van der Vaart swings the free-kick to the back post but Newcastle keeper Tim Krul does superbly to get up and tip the ball away from two Tottenham attackers.
Tottenham have a free-kick wide right. This could be their last real chance...
Former Liverpool and Germany midfielder Didi Hamann on Twitter: "Disappointing start to the season for LFC. Played well in first half but two mistakes cost them dear. Still think two offensive players short."
The 90 minutes are up. Tottenham's desperation is clear to see. They have three minutes to salvage something. For Newcastle it is all about possession of the football.
Time is at a premium for Tottenham now and they can't afford to see Jermain Defoe hammer an attempted cross harmlessly behind the goal. that is exactly what happens, though, and Spurs now have less than three minutes of normal time to find a second equaliser.
Jonny Kelly on Twitter: "If there is one thing Newcastle know how to do it's making you feel the tension."
1919:SUBSTITUTION- Tottenham - Harry Kane on for Sandro
1919:SUBSTITUTION- Newcastle - Gabriel Obertan on for Demba Ba
That's a good effort from Newcastle's Jonas Gutierrez and it draws an equally good save from Brad Friedel, who tips the 30-yard shot over the bar.
Luke, Macclesfield, via text: "In no other sport can you lay hands on an official! Only in football is it brushed under the carpet. A disgraceful act by Pardew."
Jem, via text: "Pardew should get punished for his push by the FA. How are players meant to improve their behaviour when their managers do this? Football's reputation is at an all-time low after the Olympics."
1914:GOAL- Newcastle 2-1 Tottenham - Hatem Ben Arfa (80 mins)
Hatem Ben Arfa gets up off the turf, grabs the ball and makes zero fuss in slotting it comfortably past Brad Friedel. The home support erupt in joy and Alan Pardew punches the air in the director's box.
1912:PENALTY- Newcastle
A minute after conceding the equaliser, Newcastle are down the other end and earn themselves a chance to retake the lead. Hatem Ben Arfa skips into the box and is hauled down by Aaron Lennon with Rafael van der Vaart nearby, causing the referee to point to the spot.
1909:GOAL- Newcastle 1-1 Tottenham - Jermain Defoe (76 mins)
Newcastle's respite doesn't last long and in failing to fully clear from the previous corner they are punished. The ball is stood up to the back post where Jermain Defoe rises but home defender Davide Santon makes the most telling touch towards goal before Tim Krul tips it on to the post. However, Defoe is the quickest to react and smashes in the rebound to level the scores.
What can Tottenham do with 15 minutes left? They have a corner, but Newcastle do well to clear despite the best attempts of William Gallas to get his head to the ball.
Matthew Richardson on Twitter: "Why are referees such control freaks? What does sending Pardew to the stands achieve?"
Tottenham threaten again. Kyle Walker brings the ball forward and then slides a neat pass into Jermain Defoe but his low shot is well saved by Tim Krul. Steven Taylor uses his head - literally and figuratively - to drop down and nod the ball back to Krul so he can pick it up with Spurs attackers lurking.
d0mth0ma5 on Twitter: "Of course it should be a red card, you can't go round pushing officials."
Quboid on Twitter: "I suspect Sunday League officials everywhere are glad to see zero-tolerance for what Pardew did!"
James Musson on Twitter: "For shoving an official Pardew should be punished severely. Poor example, especially with extra scrutiny after Olympics."
Reading debutant Garath McCleary, who won the penalty for his team's equaliser against Stoke, on Twitter: "Great point today well done all. Fulfilled a boyhood dream, absolutely buzzing."
1904:SUBSTITUTION- Newcastle - Vurnon Anita on for Yohan Cabaye
A minute after coming on Rafael van der Vaart nearly conjures an equaliser for Tottenham with a superb pass to find Aaron Lennon in the box. The winger has the ball nipped away from him, though, just before he can shoot.
1901:SUBSTITUTION- Tottenham - Rafael van der Vaart on for Gylfi Sigurdsson
Swansea goalscorer Nathan Dyer on Twitter: "Amazing performance from the boys, hard work and took the chances well! Fans out in force today as always great support! Safe trip back!"
It looks like Newcastle are resorting to passing information from Pardew to the dugout via messengers on foot, old school style.
BBC football pundit Robbie Savage on 606: "That's a terrible example shown by Alan Pardew. You cannot do that. If a player did that...wow."
BBC Radio 5 live commentator Peter Slater at Sports Direct Arena on Alan Pardew being sent to the stands: "It was almost a Paolo Di Canio/Paul Alcock moment - except the assistant referee didn't fall over."
Great hit from Tottenham's Benoit Assou-Ekotto, who hammers an effort on goal from 30 yards. Tim Krul does well to palm the ball away from goal and danger. Meanwhile, Alan Pardew is having problems with his communication equipment up in the director's box. There's a lot of scurrying back and forth between there and the dugout as they search for a solution.
Olli Vainola on Twitter: "Nothing like a little Demba magic."
Jamie Hardesty on Twitter: "Exquisite from Demba Ba. You beautiful, beautiful man!!!"
Mark Anthony Bate on Twitter: "DembaDembaDemba Ba, Demba DembaDemba Superstar!!"
Newcastle boss Alan Pardew is getting a talking to here from the fourth official... actually, it is worse than that, he is being sent to the stands for a push on the assistant. Replays show he has just given him a shove with his arm in protest at a ball being out of play. I question whether that warrants the punishment it got?
BBC Radio 5 live commentator Peter Slater at Sports Direct Arena: "That was a goal out of nothing. Spurs have been the better side, but Demba Ba, the man who scored so many important goals last season, has given Newcastle the lead."
1848:GOAL- Newcastle 1-0 Tottenham - Demba Ba (54 mins)
It's been a long wait for a moment of quality, but we finally have one courtesy of Demba Ba. A cross from the right from Danny Simpson is aimed towards Ba, but reaches him deeper in the area than intended thanks to Kyle Walker's half-clearance. The rest is all Ba as he takes a touch and then curls a sumptuous shot past the diving Brad Friedel and into the bottom corner. That ends a run of 14 games without a goal for the United forward.
Tom Bradstreet on Twitter: "Michu and Petric confirm what we should already know: there is ALWAYS value to be found in the transfer market."
kolokennethk on Twitter: "What's that old Shankly quote? 'If you can't support us when we draw or lose, don't support us when we win.'"
Say what you want about Tottenham's Gareth Bale, the boy sure can run. He bombs on into Newcastle territory, beating a number of wary home challenges, but is off balance when the moment to deliver comes and cannot prevent the ball crossing the byline.
The stadium has that tell-tale dull hum of noise that characterises a game that is struggling to spark into life. This crowd are desperate for something to shout about but the two teams are struggling to create it.
Aaron Lennon does he best to try and alter the scoreline. He skips past a couple of challenges and crosses, but before Jermain Defoe can apply a goal-bound touch, Newcastle's James Perch hammers the ball clear.
Gary Lineker, BBC Sport
"Excellent start for the Foxes. Would love to introduce LCFC on MOTD this time next year."
There hasn't been a 0-0 in this fixture since 1971. That is a stone cold fact. And by airing it I have no doubt just ensured this will be goalless.
Stoke goalkeeper Asmir Begovic on Twitter: "A good point for us today, cruel that it wasn't three but were on the board anyway. We move on to a big game next week. Great support as always."
Redowan, less optimistic Liverpool fan, via text: "Away form and 'lesser' teams have been LFC's problem for a long time. Regardless of this transition and next week's result, you simply cannot defend today's loss. Players need to step up, blame not just on Rodgers."
1839:KICK-OFF - SECOND HALF- Newcastle 0-0 Tottenham
The teams are back out at Sports Direct Arena.
Manchester United defender Rio Ferdinand on Twitter: "Couldn't have picked many of them results out, crazy day of English football...that's why we love it I guess!"
QPR defender Nedum Onouha on Twitter: "Collectively we were very poor today. I personally had a really bad second half. We appreciate the fans coming out and supporting us. We will do everything we can to make sure days like this don't happen again. Well done to Swansea. They deserved their win."
West Brom goalkeeper Ben Foster on Twitter: "Well what a start that was. You fans were amazing, really makes the players try that little bit more. Today shows how far we have come! Boooya!"
BBC Radio 5 live commentator Peter Slater at Sports Direct Arena: "Spurs have been the better side and should be ahead after hitting the woodwork twice. Newcastle are a better side when Hatem Ben Arfa has the ball - but they have threatened sporadically in the first half."
Olympic watch. Team GB lightweight double skulls gold medal-winning rower Sophie Hosking (a Newcastle fan) is introduced at half-time and gets the biggest cheer of the day so far at the Sports Direct Arena.
Well, barring a couple of goalframe shakers from Tottenham that was pretty uninspiring stuff. Lots of play in the middle third of the pitch, precious little at either end. It smacks of two sides more focused on not losing their opening game than winning it. Still, there's 45 more minutes to go and as today has already shown, anything can happen.
1825:MOTD's Guy Mowbray at Sports Direct Arena:
"We haven't had a goal but Tottenham have hit the woodwork twice and, so far, they have generally looked in better shape for the new season than Newcastle do. A slow burner is I think how we should describe it."
1823:HALF-TIME- Newcastle 0-0 Tottenham
1823:YELLOW CARD- Newcastle - Yohan Cabaye
Right at the end of the two added minutes, Yohan Cabaye fouls his way to being the fourth man into the book.
A late flurry for Newcastle sees Papiss Cisse rises to meet Danny Simpson's cross from the right, but a Tottenham defender gets in ahead of him to glance the ball behind. The corner offers little, other than the bizarre sight of Demba Ba and Steven Taylor holding each other before the kick is delivered. The reason? You tell me.
Tottenham's Gareth Bale almost latches on to a long ball forward. If he had, he would have had a shooting chance. However, his control just lets him down and the chance is gone.
Matt Cartwright on Twitter: "Tottenham have hit the bar and the post. Next shot has to go in."
Simon Morris on Twitter: "What a dreadful first half Newcastle and Spurs have produced. I know it's the first game of the season, but..."
Fulham defender John Arne Riise on Twitter: "Fantastic start to new season. Great support from all the fans. Very enjoyable afternoon."
The volume in the Sports Direct Arena briefly rises as Papiss Cisse falls under a Tottenham challenge in the box. However, there is little in terms of protest from the Newcastle players as the referee opts against awarding a penalty.
Alfie Jones on Twitter: "Was almost seduced by Olympic-time, anti-football bandwagon but can now report that it has broken down after great opening day."
Twice in the space of a few minutes Tottenham are denied by the frame of the goal. A raking pass finds Aaron Lennon wide right. His floated cross to the back post is met by Gareth Bale but the header back across goal strikes the bar and is then cleared. Andre Villa-Boas hammers his hand against his thigh in frustration.
Unlucky Jermain Defoe. The England striker drives into the box on the left before cutting inside and shooting low to Tim Krul's right, but his shot hits the base of the post and is then cleared by the home defence. Almost two goals in two games for the Tottenham striker, who scored a superb winner for England against Italy on Wednesday.
That was very ambitious from Cheick Tiote, who latches on to a loose ball 40 yards from goal and shoots... but way, way over the Tottenham goal.
Gylfi Sigurdsson has seen quite a bit of the ball for Tottenham in the Newcastle half. Thankfully for the home side, he's not been able to do much with it yet. His latest effort - a shot from 25 yards - bobbles harmlessly wide of goal.
Ed, an optimistic Liverpool fan, via text: "The problem with our fanbase is that it keeps expecting some sort of miracle cure. Rodgers is a great manager and things will take time to improve. A good result against City next weekend and all will be forgotten."
Swansea striker Danny Graham on Twitter: "Well what a result that was. Well done Nathan Dyer, Scott Sinclair and Michu on the goals. Great performance safe trip back all."
Gylfi Sigurdsson hits the free-kick and it beats the wall before dipping to Tim Krul's right. The keeper gets down well to prevent the ball reaching the bottom corner of the goal.
Danny Simpson is playing with fire. His trailing leg brings down Gareth Bale and for a second the prospect of a second yellow for the Newcastle defender hangs in the air. It doesn't come but Tottenham have a great shooting chance from the free-kick...
Fulham debutant Mladen Petric, who scored twice in their 5-0 win against Norwich, on BBC Final Score: "With the win, 5-0 at home, it was a spectacular game for us and the fans. We defended very well, they just had one or two chances, and we scored five goals so it was clear we were good on the offensive. It was a great feeling for me today. It was my first game and I'm very happy."
And just after I typed about the lack of chances we witness the closest we have come to a goal. Newcastle's Demba Ba's shot from 25 yards is diverted by Papiss Cisse, but with Brad Friedel committed to his left the ball rolls inches past the right-hand post.
20 minutes gone at the Sports Direct Arena and it is pretty evenly matched stuff so far. Precious little in terms of goalscoring opportunities but a lot of effort being put in by the two sides.
TJR on Twitter: "You can only beat who's in front of you, West Ham win but Aston Villa are a poor, poor, poor team."
1754:YELLOW CARD- Tottenham - Sandro
He sure can dribble can Hatem Ben Arfa. He picks up the ball in the middle of the pitch and beats two men before being felled by Sandro. The referee reaches for his card again...
1751:YELLOW CARD- Tottenham - Jake Livermore
Livermore picks up a booking for a foul in the centre circle to make it one yellow each for the two sides.
Arsenal boss Arsene Wenger, following his side's 0-0 draw with Sunderland: "Santi Cazorla played very well, he arrived just a week ago so [the performance] is not linked with new arrivals. Some players changed position, and some were not completely fit. Playing three strikers didn't work today. We had no space, and the passing was not quick enough so it was difficult for them. Maybe we needed one more creative player. It's one game and it's too early to draw definitive conclusions because we faced a specific problem from a team who played very deep."
For a minute it looked as though Newcastle midfielder Cheick Tiote's game was over - with Vurnon Anita primed to enter the action - but he has asked for more time to run off the injury he picked up for the early challenge on Kyle Walker.
1748:YELLOW CARD- Newcastle - Danny Simpson
Simpson hacks down Gareth Bale as the Tottenham winger looks to drive into Newcastle territory and gets the game's first booking.
QPR manager Mark Hughes after his team's 5-0 home defeat to Swansea: "It's unacceptable. You can make all the excuses you want but it doesn't wash with me. We chased the game when we didn't have to. We became ragged and made bad decisions. In the end we didn't deserve anything from the game so we have to improve remarkably."
Tim, via text: "Re 1734. Did 'Jon the optimistic Gooner' watch any games last season? Song was our second best player behind RVP, so many assists and defence splitting passes!"
Tottenham's start will please Andre Villas-Boas. They are breaking with real purpose and look more threatening than Newcastle. The home side have yet to really get going.
West Ham boss Sam Allardyce, following his side's 1-0 win over Aston Villa: "We grew into the game. We started to expose Aston Villa's defence and got the goal with a perfectly good goal with the referee overruling the linesman. It ended up as a good day as we won 1-0 and kept a clean sheet."
Hearts in mouths for Newcastle. Aaron Lennon scampers away on the break and finds Sandro 30 yards from goal. His scuffed shot falls into the path of Gylfi Sigurdsson, with a clear sight of goal, but Tim Krul gets down well to save. It wouldn't have counted anyway as the assistant's flag was up for offside. Replays pour doubt on the accuracy of the decision, though.
Stoke boss Tony Pulis on the subject of signing Michael Owen: "Everybody talks about Michael but we are looking at a number of players. I am a great admirer of Michael and I would love to bring him in but things have to be right.
"Traditionally we do deals late because we think that is the best value we can get and we hope one or two things will drop that will improve the squad, and that one or two will be moving on as well."
Norwich manager Chris Hughton: "It was not a good day. We wanted something from the game, either a result or a performance and we didn't get either. The first 25 minutes our ball retention was good but they were two poor goals to concede before half time and that changed things. We had to come out and open up and they hurt us. You can't put in a performance like we did today against a team like Fulham and come away with anything other than defeat."
There was a late change to the Newcastle bench after Shola Ameobi picked up an injury in the warm-up, so Romain Amalfitano has taken his place. Just so you know.
Cheick Tiote is down after a heavy challenge on Kyle Walker. It was a committed interception and after a minute of composing himself again the Newcastle midfielder is back up and into the action.
Ed Davenhill on Twitter: "West Brom starting squad costs £22.3million, Liverpool's £171.8million. Jeremy Peace and Dan Ashworth have made us a model club."
Fulham boss Martin Jol: "Clint Dempsey wanted to move and we thought there was an option. We all like him. He's our top goalscorer. I told him I almost love him as a son last year. So hopefully for Fulham it's better if he stays here. There's no offer on the table."
Tottenham force two early corners. Gylfi Sigurdsson's second delivery almost presents Aaron Lennon with a chance at the back post but the bounce beats him and he can only slice his shot behind the Newcastle goal.
Stuart McKeown on Twitter: "Liverpool will be unreal once they get the hang of Brendan's style, everyone calm down."
As it has been across the country, the sun is out in Newcastle. And we've got a full house in the Sports Direct Arena. Classic first day of the season stuff.
1734:KICK-OFF- Newcastle v Tottenham (17:30 BST)
Newcastle get the game under way.
Jon, optimistic Gooner, via text: "News creeping through that we have sold Song to Barcelona. The way Diaby played I cannot say I am too bothered, as Song had a mixed last season. Would not mind adding Sahin and Dempsey to the squad, but we do need to cut away the deadwood, which mostly sat on our bench. Well played today Arsenal!!"
Chelsea midfielder Juan Mata on Twitter: "The Premier League is back with lots of goals! We're in Manchester, looking forward to start versus Wigan! C'mon Blues."
Sunderland boss Martin O'Neill, following his side's 0-0 at Arsenal: "It was a tough fixture for us. We haven't got all our players in place, and we are hoping to add players shortly. In the sunshine we got very tired and with Arsenal forcing the issue, we are happy to get a point."
The players are heading out of the tunnel at Sports Direct Arena. Get yourselves ready people, we're heading back into the fray...
Arsenal boss Arsene Wenger on Alex Song's proposed move to Barcelona: "We have Wilshere coming back now, we have Diaby back, we have Rosicky not far away and we might bring someone in."
West Brom boss Steve Clarke on BBC Final Score after his side's 3-0 win over Liverpool: "It's a decent start. If we had got a negative result today I would have stood here and said 'don't read too much into it'. We kept shape and we had a threat going forward which is important when you're playing against a top team - and Liverpool will be one of the top teams this year."
1726:Newcastle v Tottenham (17:30 BST)
Newcastle strikers Demba Ba and Papiss Cisse both start after passing late fitness tests - as do Hatem Ben Arfa and Yohan Cabaye -but Magpies captain Fabricio Coloccini misses out because of a slight thigh strain and new signing Vurnon Anita, who arrived from Ajax this week, is only on the bench. Anita's former team-mate at the Dutch club, Jan Vertonghen, is among Tottenham's substitutes but fellow summer arrival Gylfi Sigurdsson makes his first start for Spurs, who leave Real Madrid-bound midfielder Luka Modric out of their squad completely.
QPR owner Tony Fernandes on Twitter: "There are some positives. Ji was great. Hoillet looked good. We dominated the first half. I don't honestly feel that bad. But 5-0 is 5-0. Body punch and I'm still fat."
Swansea manager Michael Laudrup on BBC Final Score after his team's 5-0 win at QPR: "To start with a victory like that, never mind scoring five goals, but any away game on the first day of the new season against a team which has always caused problems for Swansea, is fantastic."
West Brom manager Steve Clarke, following his side's 3-0 win over Liverpool: "It is a decent start. We have worked really hard in pre-season. They did what we asked them to do, we were a threat going forward against one of the top teams, and Liverpool will be a top team this season.
"I take satisfaction from the result. It was good start for me but more than that it was a good start for the players. It is a positive boost for us to get a result like that against Liverpool, but we know it is a long season. We will enjoy the three points but come in tomorrow and start again preparing for our next game."
We have further reading material for you on both Newcastle and Tottenham. First up, former Newcastle midfielder Rob Lee tells BBC Sport he thinks Alan Pardew's side are ready for the raised expectations that will greet them this campaign. Secondly, we look at Andre Villas-Boas' aims for Premier League redemption following his disastrous spell at Chelsea last season.
Arguably, Newcastle v Tottenham was today's top-billed game as one of last season's surprise packages take on the AVB remodelled Tottenham. After what we've been treated to, this game will need to seriously step up to the plate just to maintain the opening day's standard.
Jamie Hardesty on Twitter: "Scared that captain Colo isn't in the Newcastle line-up but with Tiote, Cabaye and the Dembas we should have Spurs no problem!"
Aston Villa manager Paul Lambert, following his side's 1-0 loss at West Ham: "We started the game really well but never really created as much as we wanted to. I couldn't fault the effort. We will pick ourselves up and go again. There is a long way to go and we'll see what happens."
Fulham boss Martin Jol: "To have Mladen Petric on the scoresheet with two goals is great. He was scoring one in two [games] at Hamburg and if we can get him playing like that then he can be a good asset for Fulham."
Hashim Albahbahani on Twitter: "Liverpool fans need not panic. Rodgers has proven once that he can avoid relegation, I'm sure he can do it again."
Liverpool manager Brendan Rodgers, following his side's 3-0 defeat at West Brom: "The sending off and penalties were very, very harsh I felt. Some of the decisions went against us. We will have more days like this along the way, that is the reality, but I could not ask many more from the players. They have given me everything. We had some chances but West Brom took full advantage of the extra man.
"There were some good moments today but it was a day when everything went against us really. We just have to move on. We won't win every day. Today was a period of learning for us and we were not happy with some of the decisions, but we have to move on."
Andy, Fulham, via text: "Top of the league! (Okay, it's only alphabetically, but we'll take it where we can get it.)"
1710:LINE-UPS- Newcastle v Tottenham (17:30 BST)
Newcastle: Krul, Simpson, Steven Taylor, Perch, Santon, Ben Arfa, Tiote, Cabaye, Gutierrez, Cisse, Ba. Subs: Harper, Williamson, Anita, Gosling, Ryan Taylor, Shola Ameobi, Obertan.
Tottenham: Friedel, Walker, Kaboul, Gallas, Assou-Ekotto, Livermore, Sandro, Lennon, Sigurdsson, Bale, Defoe. Subs: Cudicini, Vertonghen, Van der Vaart, Naughton, Jenas, Townsend, Kane.
Referee: Martin Atkinson (W Yorkshire)
A triumphant first match in League One for Crawley as they beat Scunthorpe 3-0 to lead the division. Relegated Doncaster can also celebrate a 3-0 win at Walsall, while liquidation-threatened Portsmouth drew 1-1 with south coast rivals Bournemouth.
Three 3-0 victories in League Two as Morecambe beat Exeter, Port Vale best Barnet and Rotherham dispatch Burton. No first wins for the promoted sides as Fleetwood draw 0-0 with Torquay and York slip to a 3-1 defeat at home to Wycombe.
Conor Pepper scores a last-minute goal for 10-man Inverness to prevent Hearts from being out on their own at the top of the SPL. The 2-2 result means Hearts and Motherwell, 2-1 winners at Kilmarnock, share the top spot with five points from three games. Hibs striker Leigh Griffiths scored a goal in each half to help his team to a 2-1 win at St Mirren and Aberdeen beat St Johnstone by the same score at McDiarmid Park in Perth. Rangers beat East Stirlingshire 5-1 in front of 49,118 fans for the Third Division encounter.
None of the relegated teams are able to get off to a winning start in the Championship. Bolton fell 2-0 to local rivals Burnley while a late Jason Lowe own-goal saw Blackburn let a 1-0 lead slip at Ipswich. Happier returns to the division for promoted Charlton and Sheffield Wednesday; the Addicks winning 1-0 at Birmingham, while Wednesday came back from 2-0 down to draw 2-2 at Derby.
Gary Lineker, BBC Sport
"Absolutely brilliant opening day. Lots of great games, stories, goals and incidents. MOTD is not to be missed. BBC1 10:20pm."
After a limp 0-0 draw with Sunderland, this will do little to appease the Gunners fans: the club have confirmed they have agreed a deal for the sale of Alex Song to Barcelona. Song will now travel to Spain to discuss terms and take a medical.
1704:MOTD's Guy Mowbray at Sports Direct Arena:Newcastle v Tottenham (17:30 BST)
"Newcastle's start was so important last season - going unbeaten in their first 11 league games gave them momentum and confidence - and the first few matches could set the tone this time too. You could say the same about Tottenham, as few managers will be under as much early scrutiny as Andre Villas-Boas. He will be determined to prove Chelsea were too quick to call time on their 'experiment'."
Peter Clark on Twitter: "Bit rough on Swansea to win 5-0 away from home on the opening day and NOT be top of the table."
Clive Latter on Twitter: "Never try and predict the opening day games! Always a few surprises."
My word that was frantic stuff. With about five minutes of the first half to go, and with only two top-flight goals on the tally, I was on the verge of putting in an entry saying it's been a bit quiet so far. I can only imagine fate felt required to punish/reward me/you in the most glorious way. Two 5-0s, a 3-0, two sendings off and four penalties (one of which was missed). And we've still got a Premier League game to go.
Rob Vincent on Twitter: "Correct me if I'm wrong but didn't Bolton hammer QPR on the opening day of last season? We all know how that finished."
Dominic Woods on Twitter: "Hughton, Hughes and Rodgers will be crawling into the nearest hole after today."
Lennie on Twitter: "Same old Arsenal. Pretty football, lots of chances, no goals."
1657:BBC Radio 5 live co-commentator Martin Keown at West Brom v Liverpool:
"Liverpool have been starved of success but they can't press the panic button, it's too early. Steve Clarke is probably thinking this managerial job is a piece of cake. Liverpool have lots of work to do, this total football needs a lot of work. But I've been most impressed with West Brom."
1656:FULL-TIME- West Ham 1-0 Aston Villa
1656:FULL-TIME- Reading 1-1 Stoke
1656:BBC Sport chief football writer Phil McNulty at the Hawthorns:
"Elation for new Albion boss Clarke but the equivalent of a very cold shower for new Liverpool manager Brendan Rodgers."
Two minutes of added time to go at Upton Park and Aston Villa do not look like getting back into the game. West Ham almost make it 2-0 as Modibo Maiga skips past Shay Given and shoots on goal but Nathan Baker has tracked back and blocks on the line.
BBC Final Score's Ivan Gaskell at West Brom v Liverpool: "A season of promise has already been soured for Liverpool. It's stuff nightmares are made of."
1653:FULL-TIME- QPR 0-5 Swansea
1653:FULL-TIME- Arsenal 0-0 Sunderland
Still no sign of a goal at the Emirates. Arsenal doing all the pressing but Sunderland are holding firm. Not long to go there. The game is into injury time.
1652:FULL-TIME- West Brom 3-0 Liverpool
1651:FULL-TIME- Fulham 5-0 Norwich
Reading almost do improve their lot as Ian Harte blazes a free-kick from 20 yards just over the bar.
Jack Santer, Kent, via text: "Liverpool's first game of the season is a nightmare, next three games against tougher opposition, now without our key centre back, worrying times already."
Opta Joe on Twitter: "This is the first time that two or more top-flight teams have scored 5+ goals in the opening fixtures since August 1958. Deluge."
1649:GOAL- Reading 1-1 Stoke - Adam Le Fondre
Not a hint of nerves from Adam Le Fondre, who slots his spot kick into the right corner of Asmir Begovic's goal, beyond the dive of the keeper. The Madejski erupts. With five minutes of added time to go, and momentum behind them, could the home side improve their lot?
1647:RED CARD- Stoke - Dean Whitehead
1647:PENALTY- Reading
Garath McCleary drives into the box to receive a flicked pass and falls under a lunging challenge from Dean Whitehead. A penalty is the call and in the 89th minute the Royals have a chance to salvage something. Saying that, they did miss five of seven penalties last season.
BBC Final Score summariser Robbie Savage on QPR's miserable afternoon: "I've only seen Mark Hughes throw cups and bottles a few times, but he will be absolutely livid tonight. QPR's defending has been embarrassing."
It should be 6-0 to Swansea. A cleverly worked corner finds Danny Graham at the near post but he can only put his effort wide of goal. It would have been nice for Graham if he had got on the scoresheet, but this game is long, long over as a contest. The gaps in the stands at Loftus Road are an indicator of that.
1644:GOAL- Fulham 5-0 Norwich - Steve Sidwell (87 mins)
It does get worse for Norwich. Steve Sidwell doesn't mess about with his penalty by blasting it into the roof of the net. John Ruddy didn't have a prayer.
1643:PENALTY- Fulham
It could get even worse for Norwich. Michael Turner brings down Hugo Rodallega and that is a penalty to Fulham.
Best chance of the game for Arsenal against Sunderland but when Santi Cazorla slips through Olivier Giroud, the Frenchman shoots wide of the target from 12 yards. It is some understatement to say there are some frustrated home fans at the Emirates.
West Brom are battering Liverpool now. Youssouf Mulumbu is the latest in a long list of players to havge a pot-shot at Pepe Reina's goal but it fizzes just over the bar.
1639:GOAL- QPR 0-5 Swansea - Scott Sinclair (81 mins)
QPR are a complete mess at the back. Swansea are in dream land. Michu finds Scott Sinclair in acres of space and he has time to control, turn, roll a cigarette, smoke it with a casual air of lethargy and then finish past Rob Green. As you can imagine, QPR boss Mark Hughes is absolutely fuming.
We only have one goalless game in the top flight. It is at the Emirates, where Arsenal are drawing 0-0 with Sunderland. I wonder which particular Dutch striker's name will be mentioned as a reason for the Gunners' blunt display if it stays like this?
BBC Sport chief football writer Phil McNulty at the Hawthorns:
"And to sum Liverpool's day up - so far - Joe Cole's hamstring has gone again after a brief appearance as a substitute. Andy Carroll on."
David Cowen on Twitter: "Brilliantly transferred Michu into my fantasy team just before deadline and then left him on the bench."
1637:BBC Sport chief football writer Phil McNulty at the Hawthorns:
"Getting embarrassing for Liverpool now."
What was that about Joe Cole (see 1632). He has just gone off injured.
1635:GOAL- West Brom 3-0 Liverpool - Romelu Lukaku (77 mins)
That is the end of that at The Hawthorns. A shot from the edge of the area is blocked and deflected to Liam Ridgewell on the left side of the box. His chipped cross is met by Romelu Lukaku, who has been left completely unmarked by retreating Liverpool defenders, making his headed finish easy to convert. It is a bit of a nightmare debut for new Reds boss Brendan Rodgers. And it could get worse yet.
In the Championship, a Thomas Ince brace sees Blackpool lead 2-0 at Millwall, while Charlie Austin has added a second for Burnley to see them lead rival's Bolton by the same scoreline.
Two goals in quick succession from Jean-Louis Akpa Akpro takes Tranmere to a 3-0 lead against Leyton Orient in League One, while Crewe are experiencing an unhappy return to this level, trailing 2-0 at home to Notts County.
Defeated play-off finalists Cheltenham are showing no signs of a hangover in League Two, leading 2-0 at home to Dagenham & Redbridge.
West Brom should make it 3-0 as substitute Romelu Lukaku takes advantage of the space created following Daniel Agger's dismissal to squeeze a pass through two defenders to the unmarked James Morrison inside the box but, with the goal at his mercy, the midfielder curls a shot wide.
In among a spate of quick-fire substitutions in the game at The Hawthorns, one notable introduction is that of Joe Cole, who has come on to replace Lucas. Cole, of course, spent last season on loan at Lille.
Dave Philpot on Twitter: "Chelsea set a record with a 6-0 opening day win a few years back, I wonder if Swansea and Fulham are up for a challenge?"
Tom Calvert on Twitter: "Swansea and Fulham fighting it out for top spot, never thought I'd say those words."
Josh Pain on Twitter: "I knew Brendan Rogers made a mistake leaving south Wales!"
1629:GOAL- QPR 0-4 Swansea - Nathan Dyer (71 mins)
It just gets better and better for Michael Laudrup on his debut as Swansea boss. You know it's your day when a substitute makes a goal with his first touch. The newly introduced Kemy Agustien lofts a ball through for Nathan Dyer who finishes to claim his second goal of the game and to seal Swansea's first ever win at Loftus Road.
Opta Joe on Twitter: "Liverpool have conceded four penalties in their last four Premier League games against West Brom. Generous."
At the Emirates, Oliver Giroud has come onto to make his Arsenal debut in place of Lukas Podolski, while Sunderland debutant Louis Saha also replaces Stephane Sessegnon. It remains 0-0.
West Ham looking to add to their lead against Aston Villa but Kevin Nolan's goalbound effort from range is blocked by Ciaran Clark.
1627:BBC Radio 5 live co-commentator Martin Keown at West Brom v Liverpool:
"This time Phil Dowd is right on it. Their downfall has been of their own making. And it's come from their central defender Martin Skrtel. It was an emphatic penalty by Odemwingie. There was no hesitation and he's battered that into the net."
Gary Lineker, BBC Sport
"Early contenders for goal of the month (Gera) and crappest penalty of the month (Long)."
Aled Reed on Twitter: "Michu is goalscoring midfielder. Sigur.. Who?"
Nader on Twitter: "Laudrup is a good manager - Swansea picking up where they left off last season."
BBC Final Score's James Mason at Craven Cottage: "A few years ago Norwich were beaten 6-0 here by Fulham. It's going the same way today."
1624:GOAL- Fulham 4-0 Norwich - Alex Kacaniklic (66 mins)
A lovely move from Fulham ends the game as a contest at Craven Cottage. Moussa Dembele's ball into the box reaches Alex Kacaniklic via a deft flick from Mladen Petric - adding further to a superb debut - and the midfielder finishes with aplomb.
1623:GOAL- QPR 0-3 Swansea - Nathan Dyer (63 mins)
QPR push forward but Fabio's pass hits Michu and falls for Wayne Routledge, who runs forward and picks out Nathan Dyer, who picks his spot to surely secure victory for the Swans.
1622:GOAL- West Brom 2-0 Liverpool - Peter Odemwingie (64 mins)
Peter Odemwingie makes no mistake from the spot, opting for power where Shane Long went for placement. He fires his penalty past Pepe Reina. Now Liverpool are in trouble. West Brom are very comfortable.
1620:PENALTY- West Brom
Unbelievable. Referee Phil Dowd is not making any friends among the Liverpool players and fans. Shane Long nips in to take possession off Martin Skrtel and falls under a flick from the Reds defender.
BBC Final Score summariser Garth Crooks on Swansea goalscorer Michu: "One of the things Michael Laudrup brings is that his network is a lot broader and he can go out and find people like Michu. If he can get goals like that, it's a fantastic signing. He really looks sharp."
BBC Final Score summariser Garth Crooks on Shane Long's missed penalty: "It was an appalling penalty kick. I would fine him a week's wages."
1618:MISSED PENALTY- West Brom - Shane Long
A let off for Liverpool as Shane Long steps up and strokes a tame penalty straight into the arms of the diving Pepe Reina. With 10 men and at 2-0 you suspect Liverpool would have been out of this, but now they have hope.
Douglas McMahon on Twitter: "Downing just doesn't have the footballing intelligence to get involved in effective link up play. Simply not good enough."
1616:RED CARD- Liverpool - Daniel Agger
The first red card of the new Premier League season goes to Agger, who is punished for what the referee deemed a professional foul. To be fair, as soon as the foul was given the referee gave himself little room for manouvre with the colour of the card.
1616:PENALTY- West Brom
Shane Long drives into the box after a lovely ball from James Morrison and falls in the box courtesy of a little shove in the back from Daniel Agger.
1612:GOAL- QPR 0-2 Swansea - Michu (53 mins)
A brilliant move from Swansea gets the finish it deserves and Swansea have a firm grip on the game at Loftus Road. Wayne Routledge drives forward and slips the ball into the path of Michu, who curls a superb shot past Rob Green. Two goals for Michu, two goals for Swansea. Michael Laudrup isn't showing it but he must be a happy man.
1611:GOAL- Fulham 3-0 Norwich - Mladen Petric (54 mins)
Fulham are pretty much out of sight at Craven Cottage. A neat little triangle of passing comes before the ball is fed to Mladen Petric and his shot from 25 yards finds the net via a deflection off Michael Turner. Chris Hughton's Norwich managerial debut is turning into a nightmare. Petric, on the other hand, is having a dream debut.
West Ham want a penalty as Carlton Cole is seemingly pushed in the box by Villa's Ron Vlaar. Referee Mike Dean isn't interested. It looks a half-decent shout.
Luke, WBA fan, West Midlands, via text: "West Brom's shape has been good so far today. The new boy Yacob has fitted in well. Can't really afford to let Liverpool keep having chances in and around the box though."
First chance of the second half at The Hawthorns. It goes to Liverpool. In keeping with their display so far, it misses the target as Luis Suarez fires a free-kick wide. It remains 1-0 to West Brom.
It is 14 years since Liverpool last came from behind to collect three points on the opening day of the Premier League season. That was a 2-1 victory at Southampton in 1998. Saints are back in top-flight action on Sunday when they face champions Manchester City.
Shaan Sewak on Twitter: "Liverpool's next signing should be Michael Owen - to act as the new finishing coach."
1607:BBC Sport chief football writer Phil McNulty at the Hawthorns:
"Steve Clarke will be delighted with that opening 45 minutes from his new WBA side - but Liverpool will still feel there is plenty in this."
Early penalty shout for QPR as Junior Hoilett tumbles in the box with Angel Rangel near. It was more of a stumble by the Rangers man and referee Lee Probert is not having any of this penalty chat.
Hearts are two goals up on Inverness, whose manager Terry Butcher will be livid at his striker Richie Foran for being shown a straight red card for an awful tackle on Ryan McGowan. Craig Brown's Aberdeen are winning 1-0 at St Johnstone thanks to Isaac Osbourne's goal. At Rugby Park, Jamie Murphy has been the hero for Motherwell against Kilmarnock - the Claret & Amber are 2-1 up, and Hibs' striker Leigh Griffiths has scored the only goal at St Mirren. In front of the biggest crowd in Scotland, Rangers have recovered from going a goal down in the third minute to lead East Stirlingshire 2-1.
Liverpool's passing against West Brom has been quality at times, but they have been let down by their finishing. Opta stats say Liverpool have an 88% pass completion rate so far - higher than they managed in any Premier League game last season. Debutant Joe Allen has been particularly impressive when in possession as the former Swansea midfielder boasts a 97% pass completion rate.
We're back under way in all six Premier League games. Cue 45 minutes of entertainment (hopefully).
Time to suit up again. We've got players out and ready to go...
1600:SUBSTITUTION- Norwich - Steve Morison on for Andrew Surman
BBC Sport's Jason Mohammad at Reading v Stoke: "Federici mistake [see 1535] is like something you'd see on a Sunday League pitch - it's a shocker."
Dale Roberts on Twitter: "I honestly couldnt care less about the amount of nutmegs Suarez does. I would rather his goals outnumbered them."
Oisin Gregorian on Twitter: "Meanwhile, yes Arsenal should be ahead, but at least they haven't conceded something stupid...yet. Good start for Bould's reign."
1558:BBC Sport chief football writer Phil McNulty at the Hawthorns:
"New Liverpool manager Brendan Rodgers was scribbling furiously on a piece of paper as the interval approached with his team losing 1-0 at West Brom. Maybe writing something like: 'Any chance of taking some opportunities?'"
In the Championship, contrasting fortunes for the two relegated sides. Bolton trail at Burnley thanks to a Martin Paterson header but Blackburn lead at Ipswich thanks to new signing Colin Kazim-Richards.
Portsmouth's team of 11 debutants have started their League One season well, Izale McLeod giving them a 1-0 lead against south-coast rivals Bournemouth. Doncaster are also adjusting well in their return to the third tier, leading 2-0 at Walsall.
Morecambe are the early pace-setters in League Two, scoring three without reply away at Exeter. York's first Football League outing in eight seasons is not going so well, they trail 2-0 at home to Wycombe.
Just when I thought that first half was only going to give us two meagre goals, the Premier League leaps into action and gives us three meaningful strikes in the space of a minute. Not good for my fingers but superb for the afternoon. Keep it coming, football.
BBC Sport chief football writer Phil McNulty at the Hawthorns:
"Suarez booked for a ridiculus gesture at the referee's assistant following an offside decision. Stupidity. WBA 1-0 at half-time."
Andre Louro on Twitter: "Gera making sure the Premier League starts with a BANG."
Abhinav Ruddy on Twitter: "That goal sums up Liverpool's last season, doesn't it? Plenty of possesion, lot of chances and go behind. Same old story."
Chris Brown on Twitter: "Arsenal possession, pretty football, no goals and worried at the back. Think I've slept the entire close season."
1555:MOTD's John Motson at Upton Park:West Ham 1-0 Aston Villa
"That is the end of a first half which only had one significant incident and that was when West Ham took the lead. Aston Villa might have felt that Ricardo Vaz Te was offside but the free-kick was headed on by a Villa player so the goal stood, despite the assistant's flag."
1554:MOTD's Alistair Mann at Loftus Road:QPR 0-1 Swansea
"There have been plenty of positives for QPR but Swansea manager Michael Laudrup will have the most pleasant half-time team-talk after seeing his side twice go close to extending their lead before the break. QPR keeper Rob Green has looked a lot more nervous than you would expect from an experienced keeper on his debut and Rangers will be grateful they are only 1-0 down."
1554:MOTD's Martin Fisher at Madejski Stadium:Reading 0-1 Stoke
"Michael Kightly's goal separates the teams but Reading keeper Adam Federici played a big an unwilling part in it, allowing the shot to bobble past him. Stoke had soaked up a fair bit of early pressure but there haven't been many chances."
1553:MOTD's Steve Bower at Emirates Stadium:Arsenal 0-0 Sunderland
"In a week Arsene Wenger sold his main man having scored 30 Premier League goals last season, Arsenal haven't found any in the first half but one of his new signings Santi Cazorla came close with Theo Walcott and Lukas Podolski also having good chances."
1552:MOTD's Dan O'Hagen at Craven Cottage:Fulham 2-0 Norwich
"It's fabulous Fulham at half-time. They are two goals up and in complete control. Chris Hughton's first fame as Norwich manager is not going to plan and he's got a heck of a teamtalk coming up if they're going to turn this around."
1551:MOTD's Steve Wilson at The Hawthorns:West Brom 1-0 Liverpool
"West Brom have a half time lead with a wonder strike from Zoltan Gera. He shakes his head at his own audacity. What a goal it was. Liverpool had created chances, with Luis Suarez having the better of them, but all were missed. 1-0 to West Brom at half time."
1551:HALF-TIME- West Ham 1-0 Aston Villa
1550:HALF-TIME- Reading 0-1 Stoke
Late chance for Reading, but Adam Le Fondre is unable to get enough on a header from a right-wing cross. It is Reading's best opportunity of the half but they will go into the break trailing 1-0 to Stoke.
1548:HALF-TIME- QPR 0-1 Swansea
1548:HALF-TIME- West Brom 1-0 Liverpool
1548:HALF-TIME- Arsenal 0-0 Sunderland
1548:HALF-TIME- Fulham 2-0 Norwich
1547:BBC Radio 5 live co-commentator Martin Keown at West Brom v Liverpool:
"That was a fantastic finish by Gera. The Liverpool players look stunned. It required great skill for him to execute that from distance after chesting it down. You need real confidence to score goals like that. It's a stunning finish and it's really lifted the crowd."
Swansea have done next to no attacking since taking the lead but they have just gone within inches of going 2-0 up. After QPR keeper Rob Green dives to tip Jonathan de Guzman's curling free-kick around his right-hand post, Chico leaps to get on the end of the resulting corner but sees his header bounce back against the underside of the bar. Within 60 seconds, Swansea hit the bar again as Robert Green flaps at a corner and the ball bounces against Jamie Mackie before Michu fires a shot against the bar. Wayne Routledge's follow-up goes over the bar.
Another Arsenal chance as Theo Walcott reaches the touchline and cuts the ball back to Lukas Podolski, but the Sunderland defenders challenge him to divert his effort off-target from only a few yards out.
BBC Sport chief football writer Phil McNulty at the Hawthorns:
"West Brom take the lead with a fantastic strike from Zoltan Gera - an absolute cracker. Pepe Reina no chance."
Sam, Manchester, via text: "Re Cash O'Sullivan 15.38. They are in the same league, the last time I checked."
Infostrada Sports on Twitter: "Fulham's Damien Duff joined Robbie Keane as the Irishman netting in most different PL seasons - 13 each. Duff first netted in 1997/98."
BBC Sport chief football writer Phil McNulty at the Hawthorns:
"Lots of tic-tac arm-waving and chat from Brendan Rodgers during a break in play. Lucas, Kelly and Downing on the receiving end of instructions."
1542:GOAL- West Brom 1-0 Liverpool - Zoltan Gera (43 mins)
Liverpool had been playing well but not taking their chances and West Brom punish them as Zoltan Gera give the home side the lead with a stunning strike. James Morrison's corner is headed away by Martin Skrtel, but only as far as Gera, who brings the ball under control before unleashing an unstoppable strike from 25 yards into the back of the net.
1542:GOAL- West Ham 1-0 Aston Villa - Kevin Nolan (40 mins)
A floated free-kick into the Aston Villa box falls to Ricardo Vaz Te and he lays the ball across for Kevin Nolan to sidefoot in. There's a delay in referee Mike Dean awarding the goal as he chats to his assistant to see if Vaz Te was offside. The linesman says no and Dean gives the goal.
1541:GOAL- Fulham 2-0 Norwich - Mladen Petric (41 mins)
Fulham extend their lead against Norwich and it simple stuff from the home side. A corner is swung over, Mladen Petric meets it and the ball ends up in the goal, despite the best efforts of Jonathan Howson on the line to clear.
First real chance at Upton Park as Kevin Nolan blasts a free-kick low past the post from about 20 yards for the home side. It is a rare moment of excitement in an otherwise tame encounter between West Ham and Aston Villa.
BBC Final Score summariser Robbie Savage on Adam Federici's mistake to hand Stoke a 1-0 lead at Reading: "That was like Massimo Taibi. The body shape - he dived forward and the ball went through his arms and through his body. A terrible mistake. He will have been saving those 99 times out of 100 in training."
Cash O'Sullivan on Twitter: "Santi Cazorla cost less than Joe Allen. They're not even in the same league. Ridiculous."
Red Chump on Twitter: "Suarez could have had a hatrick by now. He has the wizadry of Messi and finishing of Heskey."
1535:GOAL- Reading 0-1 Stoke - Michael Kightly (34 mins)
What a shocker from Reading keeper Adam Federici. He kept 20 clean sheets for the Royals last season but has just dropped a clanger in the first game of his side's Premier League campaign. Glenn Whelan drifts a ball into the box, which falls to Michael Kightly. He takes a touch to find space to have a shot which bobbles in front of Federici and straight through his attempted save. It is a great moment for Kightly, who has suffered some serious injury problems in recent seasons, but a nightmare for Federici.
1534:BBC Radio 5 live co-commentator Martin Keown at West Brom v Liverpool:
"Suarez just needs to calm down a bit in front of goal. If you think of the chances created last season and the number of goals scored, he's the culprit again at the moment. He's had a fantastic opening and is creating chances for himself."
BBC Final Score summariser Garth Crooks: "Arsenal are really putting Sunderland under enormous pressure, but the goal has not come yet. Cazorla and Podolski are working hard to make an impression."
BBC Final Score summariser Garth Crooks on Suarez's miss: "He didn't have a great Olympics and he is not quite in the zone yet. It might be the first game of the Premier League season but when top class strikers get gilt-edged chances like that you want them to put them away."
QPR continue to amass untaken chances against Swansea. This time it is Adel Taarabt, who fires from distance, drawing Michel Vorm into a neat save.
At Reading, Stoke have the best chance of the game so far with Jonathan Walters, getting his head to the ball first from a free-kick from the right, glancing his header wide of the far post.
1531:BBC Sport chief football writer Phil McNulty at the Hawthorns:
"If there is a flaw in an outstanding striker's game it is his finishing - and Luis Suarez has just headed over an open goal."
Luis Suarez has been the best performer for Liverpool so far but he has just missed a clear chance, heading over the goal unmarked from Glen Johnson's cross.
Over at the Emirates, Abou Diaby has a shot saved by Simon Mignolet as Arsenal continue to dominate against Sunderland.
Derby take an early lead in the Championship as Nathan Tyson nets against Sheffield Wednesday, while Crystal Palace lead against Watford through an Owen Garvan penalty.
David McAllister scores then first goal of the League One season for Sheffield United against Shrewsbury. The Blades missed out in the play-off final last season while it's cruel welcome for the newly-promoted Shrews.
Rotherham manager Steve Evans has recruited 11 players ahead of their League Two campaign, and two of those - Daniel Nardiello and Kayode Odejayi have stepped up to give them a 2-0 lead at home to Burton.
Still no goals at The Hawthorns but Liverpool are starting to look dangerous after a slow start. Luis Suarez has looked particularly sharp, with Liverpool's three best chances having fallen to the striker, while debutants Fabio Borini and Joe Allen have been solid so far.
Stoke goalkeeper Asmir Begovic will need stitches in a chin wound at half-time. He was hurt as he came for a free-kick and it's about as exciting as things have got so far.
1526:GOAL- Fulham 1-0 Norwich - Damien Duff (26 mins)
Fulham have been threatening. This time they make a chance count. John Arne Riise's long ball forward finds Damien Duff, who has beaten the offside trap and then beats John Ruddy with a neat toe-poked shot that finds the bottom far corner of the goal.
Three more chances for Fulham. John Arne Riise breaks into the box down the left but Ruddy is down well to keep out his low drive. Moments later, the impressive Ruiz tries his luck from 20 yards but his effort is easily collected by Norwich's keeper who then turns a sharp effort from debutant Mladen Petric round the post.
It is a hot day at Upton Park where the match has yet to catch the imagination. There's just some gentle sparring between West Ham and Aston Villa, with chances at a premium.
The chances are stacking up for Arsenal against Sunderland. Theo Walcott is the latest to go close with a shot that goes just the wrong side of the post.
QPR continue to come forward at Loftus Road. Fabio floats a ball into the box from deep, where Junior Hoilett rises to meet it ahead of the onrushing Michel Vorm, but the header drifts past the far post. You can't fault QPR for application. They trail, though.
Like London buses at Craven Cottage. New England keeper John Ruddy makes a hash of a clearance, smashing the ball straight at Fulham's Bryan Ruiz but the Costa Rican's lob floats over the Norwich stopper and the cross bar.
Mark Williams on Twitter: "In the dugout, Steve Bould still looks like he could do a job at the back for Arsenal. Better him than Squillaci."
James Bearman on Twitter: "I never thought the phrase 'Liverpool are looking like Swansea at the moment' would be a compliment."
Jonathan Walters blazes over the bar from 20 yards for Stoke. It wasn't a great effort but it is the nearest we have come to either keeper being challenged at Reading.
First chance at Craven Cottage and it falls to Norwich's Andrew Surman. He runs on to a fine lay-off from Grant Holt but he takes the ball too close to the byline and Fulham keeper Schwarzer made a simple save with his legs at the near post.
Meanwhile, at the Emirates, Santi Cazorla is looking impressive for Arsenal. He curls a shot wide from 12 yards out after darting into the box.
QPR have responded well to falling behind against Swansea. They have three shots in quick succession as Adel Taarabt and Samba Diakite see efforts from range blocked before Fabio curls one over from 20 yards.
Martin Lykke Nielsen, London, via text: "What a start for Laudrup. All Danes are hoping the best for him and Swansea."
BBC Sport chief football writer Phil McNulty at the Hawthorns:
"Suarez razor-sharp for Liverpool and some good approach work from Albion. A lively start at The Hawthorns. Suarez has already forced two saves from Foster - chants for Kenny Dalglish and warm applause for Steve Clarke from Liverpool's fans."
Henry, Middle of Nowhere, via text: "On a train having to refresh my phone every ten seconds to keep up to date. Borini for Premier League debut goal. Watch this space."
It is very quiet at Reading and Fulham, where the home sides are drawing 0-0 with Stoke and Norwich respectively.
First chance for Liverpool at West Brom as Luis Suarez wrong-foots a defender 20 yards from goal to open up space for himself before launching a powerful effort that West Brom goalkeeper Ben Foster dives to push away.
BBC Final Score pundit Robbie Savage on Swansea's opening goal against QPR: "QPR keeper Rob Green has had an absolute shocker. The ball bounced in front of him - he's got to put his gloves behind it. But he let it go straight through him. Terrible goalkeeping."
It's a shocking start for Rangers in their first home match in the Third Division. East Stirlingshire go a goal up to stun the massive Ibrox crowd - Paul Quinn with a third-minute penalty.
Jack, via text: "I'm a Man United fan and I would rather have Podolski than RVP - am I the only person who prefers him?"
Oh that is a glorious opening for Jamie Mackie to immediately get QPR level against Swansea. He is lucky as a ricochet allows him to keep possession and move to within eight yards of goal, but his shot is poor and Michel Vorm's superb low save is enough to keep it 1-0 to the Swans. Soon after, Junior Hoilett cuts in from the left and flashes an effort across goal and wide for the home side.
Great save by Sunderland's Simon Mignolet as Arsenal's new midfielder Santi Cazorla unleashes one from 20 yards. Mignolet is equal to it, though, with a fingertip save. Soon after, Jack Colback's effort from the edge of the box is saved by Wojciech Szczesny.
1509:GOAL- QPR 0-1 Swansea - Michu (8 mins)
Great start for Swansea at Loftus Road and it is a debut goal for Michu. Wayne Routledge skips deep into QPR territory before being tackled but the ball breaks to the Spaniard and his shot creeps past home keeper Robert Green. In theory, he is Gylfi Sigurdsson's replacement. Not a bad start.
James, Winchester, via text: "Love the fact Reading are sticking with the majority of the same team from last season. They earned the right to be in the league and now get a shot at the big time!"
1508:BBC Radio 5 live co-commentator Martin Keown at West Brom 0-0 Liverpool:
"It's interesting to see Steven Gerrard playing ahead of Joe Allen and Lucas. I think he should be playing a bit deeper. It will be interesting to see how well he does."
Sunderland with the first chance against Arsenal. James McClean is away down the left channel and strikes on goal but his effort is saved by the feet of Wojciech Szczesny.
"Table-topping St Mirren is a phrase you don't often hear at Scottish football grounds but at kick-off the Buddies top the SPL after two games. They take on Pat Fenlon's Hibernian in Paisley, while Terry Butcher has taken his Inverness Caley Thistle team to Tynecastle to play Hearts. Kilmarnock are at home to Motherwell, with Stuart McCall stretching his 'Well squad across SPL and Europa League business. In Perth, St Johnstone take on Aberdeen."
Five minutes in and it's been quiet. Too quiet. The calm before the Premier League storm?
Great Britain's 1500m runner Ross Murray on Twitter: "Off to the Newcastle match today. Used to being in the stands but today in the chairman's box courtesy of Derek Llambias. Cheers mate!"
There has been a lot of publicity about Cardiff's new red look, but Swansea have followed suit today with a red away shirt, complete with white shorts and green socks in ode to the Welsh flag.
First chance at The Hawthorns goes to West Brom, who have started well. Liam Ridgewell pokes a shot towards goal with his toe from 18 yards, but it drifts wide. A shot across the bow for Liverpool.
BBC Sport's Jason Mohammad at Reading v Stoke: "Hot here - temperature in the press box 28C - 61% humidity even hotter on the pitch. Glorious sunshine at Madejski."
Barcelona's former Arsenal captain Cesc Fabregas on Twitter: "The Premier League is back! Starting for Arsenal vs Sunderland. Good luck boys!"
Six Premier League games, all under way. Get in.
There is a minute's applause at Loftus Road for former QPR players Allan McDonald and Pat Woods, both of whom died recently. To a man, the crowd take part, showing just what the players meant to the fans.
Right, here we go folks. This is it. After not that long at all really the new Premier League season is seconds away from starting. I wish good luck to you, whoever you support.
Manchester City's title-winning skipper Vincent Kompany on Twitter: "Finally! The Premier League is about to kick off again! May all the fans enjoy it and may the best team win!"
I'm seeing a beautiful sight in front of me right now. Screens all showing full stadiums, (largely) bathed in sunshine. Teams are heading out on to pitches up and down the country. Football is back.
BBC Sport commentator Conor McNamara at Arsenal v Sunderland: "Louis Saha in 'no hair dye' shock here at The Emirates."
Former Tottenham chairman Lord Alan Sugar on Twitter: "Don't know why, but don't have a high level of confidence for Spurs today at Newcastle."
If you want an added layer of predictions, squarely aimed at today and with extra Mark Lawrenson, why not check out what the former Liverpool defender reckons we've got in store on this opening day in the Premier League?
T minus 10 minutes until Premier League kick-off. If you're not a football fan, you have 10 minutes to reach minimum safe distance.
1447:Arsenal v Sunderland (15:00 BST)
The king is dead, long live the king? Arsenal boss Arsene Wenger hands a debut to Robin van Persie's replacement Lukas Podolski, while midfielder Santi Cazorla also makes the starting XI. Olivier Giroud and Andrey Arshavin are on the bench as the reportedly Barcelona-bound Alex Song misses out. Sunderland boss Martin O'Neill has placed new signing Carlos Cuellar in the heart of his defence, and he has Louis Saha among his substitutes.
1447:Fulham v Norwich (15:00 BST)
Both Fulham and Norwich have a couple of debutants in their starting line-ups as they look to build on decent campaigns last season. German right-back Sascha Riether and Croatian striker Mladen Petric make their debuts for the Cottagers while striker Robert Snodgrass and centre-back Michael Turner are City's new boys.
1446:QPR v Swansea (15:00 BST)
Park Ji-sung will captain QPR on his debut against Swansea City. The visitors include Premier League debutants Chico, Jonathan de Guzman and Michu in their starting line-up, but Scott Sinclair is on the bench.
1445:Reading v Stoke (15:00 BST)
Russian striker Pavel Pogrebnyak is one of three players to make his Reading debut. Last season's Championship winners also give a first start to right-back Chris Gunter and midfielder Danny Guthrie, but winger Garath McCleary has to settle for a place on the bench.
Stoke include influential defender Robert Huth, who plays despite spending most of last week in hospital with viral meningitis. Winger Michael Kightly makes his debut but Jermaine Pennant misses out because of a thigh strain. Peter Crouch and Jonathan Walters play up front.
1445:West Ham v Aston Villa (15:00 BST)
West Ham give debuts to four of their eight summer signings. Centre-back James Collins plays against the club he left to join the Hammers and starts along with goalkeeper Jussi Jaaskelainen, defender George McCartney and midfielder Mohamed Diame. New Aston Villa manager Paul Lambert also gives debuts to his four new arrivals. Centre-back Ron Vlaar, right-back Matthew Lowton, midfielder Karim El Ahmadi and winger Brett Holman each start.
1444:West Brom v Liverpool (15:00 BST)
Liverpool's new signings Joe Allen and Fabio Borini both start against West Brom at the Hawthorns today. Lucas Levia starts after missing much of last season with knee ligament damage while Steven Gerrard captains. Striker Andy Carroll is on the bench while Joe Cole has recovered from a hamstring injury to take his place among the substitutes.
Claudio Yacob is handed his competitive debut for West Brom, while summer signings Romelu Lukaku and Yassine El Ghanassy start on the bench. James Morrison and Jonas Olsson are in the line-up after recovering from injury while Liam Ridgewell has overcome a thigh problem picked up in pre-season
BBC Radio 5 live summariser Phil Brown on Leeds's 1-0 win against Wolves at Elland Road: "It's been a strong workmanlike performance by Leeds - there has been a lot of graft out there. A very good start and fully deserved - their performance was worthy of the win. Rodolph Austin was my man of the match by a long way - outstanding."
Portsmouth start their League One season still uncertain of their future. Having shed their high-earners, Michael Appleton's side signed 14 players this week, after a youth team competed in the League Cup on Tuesday. Elsewhere, Coventry are at Yeovil for their first match outside the top-two divisions in 48 years, while Crawley start their first season at this level at home to Scunthorpe.
In League Two, Fleetwood start their first Football League season at home to Torquay, while York return to this level after an eight-year spell in the Conference as they host Wycombe.
Blackburn and Bolton start life in the Championship after 11-year spells in the Premier League. Owen Coyle's Bolton travel to local rivals Burnley, while Steve Kean takes his Rovers team to Ipswich. Two promoted sides also start away, with Charlton at Birmingham and Sheffield Wednesday at Derby.
1441:Reading v Stoke (15:00 BST)
Reading: Federici, Gunter, Pearce, Gorkss, Harte, Leigertwood,Robson-Kanu, Guthrie, McAnuff, Le Fondre, Pogrebnyak. Subs: McCarthy, Mariappa, Hunt, McCleary, Tabb, Church, Cummings.
Stoke: Begovic, Huth, Wilkinson, Whelan, Wilson, Shawcross, Kightly, Whitehead, Etherington, Walters, Crouch. Subs: Sorensen, Jones, Ness, Delap, Shotton, Jerome, Palacios.
Referee: Kevin Friend (Leicestershire)
1441:FULL-TIME- Leeds 1-0 Wolves
Here is a chance to Wolves, though, but Bjorn Sigurdarson spurns it by blazing high over the bar from just inside the box.
It has been a distinctly chance-free added time so far at Elland Road, which suits Leeds down to the ground. They are heading for the corners of the Wolves half every time they get possession.
1437:Arsenal v Sunderland (15:00 BST)
Arsenal: Szczesny, Jenkinson, Mertesacker, Vermaelen, Gibbs, Diaby, Arteta, Cazorla, Walcott, Gervinho, Podolski. Subs: Mannone, Andre Santos, Giroud, Ramsey, Djourou, Coquelin, Arshavin.
Sunderland: Mignolet, Gardner, Cuellar, O'Shea, Richardson, Larsson, Colback, Cattermole, McClean, Sessegnon, Campbell. Subs: Westwood, Wickham, Kilgallon, Meyler, Bramble, Saha, Elmohamady.
Referee: Chris Foy (Merseyside)
It's a hefty five minutes of added time at Elland Road. Encouragement for Wolves in their pursuit of an equaliser. Leeds need to keep their composure.
That is a decent effort from Leeds' Sam Byram. The youngster swings out his right foot to catch a bouncing ball but his shot curls wide of Carl Ikeme's right post. Two minutes plus added time to go at Elland Road.
1433:Fulham v Norwich (15:00 BST)
Fulham: Schwarzer, Riether, Hangeland, Hughes, Riise, Duff, Diarra, Dembele, Kacaniklic, Ruiz, Petric. Subs: Stockdale, Kelly, Baird, Sidwell, Kasami, Rodallega, Halliche.
Norwich: Ruddy, Russell Martin, Ryan Bennett, Turner, Tierney, Pilkington, Howson, Johnson, Surman, Snodgrass, Holt. Subs: Rudd, Hoolahan, Morison, Elliott Bennett, Vaughan, Barnett, Lappin.
Referee: Michael Oliver (Northumberland)
Related to this story
Watch video Match of the Day 2
Premier League: 19 August, 22:25 BST
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All the latest goals from across the UK & European leagues
Latest Football
- Arsenal v Liverpool 12:45
- Everton v Southampton 15:00
- Leicester v West Ham 15:00
- Man Utd v Aston Villa 15:00
- Swansea v Hull 15:00
- West Brom v QPR 15:00
- Chelsea v Stoke 17:30
- Burnley v Tottenham 13:30
- Sunderland v Newcastle 16:00
- Crystal Palace v Man City 20:00
- Aston Villa v QPR 19:45
- Swansea v Everton 12:45
As It Stands Table
|Goal Difference
|No movement 1
|No movement 2
|Man City
|No movement 3
|No movement 4
|Man Utd
|No movement 5
|No movement 6
|No movement 7
|No movement 8
|No movement 9
|West Ham
|No movement 10
|No movement 11
|Crystal Palace
|No movement 12
|No movement 13
|No movement 14
|West Brom
|No movement 15
|No movement 16
|Aston Villa
|No movement 17
|No movement 18
|No movement 19
|No movement 20


text: 565 Pinewood Knoll Dr Not In Subdivision, Hendersonville, NC 28739 Status: Off Market MLS#: 525174 Contact Email this listing Share on Pinterest Share on Google+ Share on Facebook Share on Twitter Calculate Mortgage Print Flyer Get Directions Request a Showing Off Market 565 Pinewood Knoll Dr Hendersonville, NC 28739 is no longer on the market or has been removed from the MLS. Similar to 565 Pinewood Knoll Dr : Ask an Agent About 565 Pinewood Knoll Dr * Required fields Send Your Question × Monthly Payment Estimator Price: Down Payment: % Loan Amount: Loan Type: 30 Year Fixed 15 Year Fixed 5/1 ARM Interest Rate: % Est. Tax & Insurance: % ($/mo.) Est. Monthly Payment: $478 per month × Email a Listing 565 Pinewood Knoll Dr, Hendersonville NC, 28739 From: Name: Email: To: Name: Email: Subject: Message: Take a look at this property I found on ExitAsheville.com: http://www.exitasheville.com/homes/565-Pinewood-Knoll-Dr/Hendersonville/NC/28739/25273828/ Send a copy of this message to me Send Email

subset: commoncrawl


text:
ESPN Can Predict The Future
Send stories, photos, and anything else you might have to firstname.lastname@example.com. »
Send stories, photos, and anything else you might have to email@example.com. » 11/15/14 12:03am 11/15/14 12:03am
Spurs forward Kawhi Leonard had himself a game last night, pacing his sluggish team to a win over the Clippers with 26 points, 10 rebounds, and three steals. Using his crazy-long arms and massive hands to snatch balls away from hapless dribblers has been Leonard's signature move since entering the league, and those… » 11/11/14 10:07am 11/11/14 10:07am
Above is the cover of this week's issue of Sports Illustrated, showing Kawhi Leonard skying through the air, his arm cocked back and ready to spike a dunk on poor Chris Andersen's head. There's a slight problem with this image, though. » 6/18/14 3:01pm 6/18/14 3:01pm
Poor Kevin Durant is just so dang bad at the internet and feuds, mostly because he seems to have a gift for doing and or saying completely innocuous things that he later has to back down from because the internet is stupid. » 6/17/14 2:47pm 6/17/14 2:47pm
The Spurs' title is yet another coronation for the old guys, a fifth championship for Tim Duncan and Gregg Popovich and a fourth for Tony Parker and Manu Ginobili. But if you really want to know how the Spurs keep doing this, it's worth viewing this title as something much more prosaic: It's the culmination of a… » 6/16/14 9:41am 6/16/14 9:41am
The Spurs don't have an unreal shooting percentage tonight like they did in Game 3, but they still killed the Heat in the first half, 55-36. Kawhi Leonard's putback on Patty Mills's three attempt gave San Antonio a 22-point lead. So many sad, booing Heat fans. » 6/12/14 10:27pm 6/12/14 10:27pm
If you didn't catch any of the Spurs' series-clinching win over the Blazers last night—yet another perfectly orchestrated, Spursian blowout—the only highlight you really need to watch is the one above. » 5/15/14 10:44am 5/15/14 10:44am
If you stare at Kawhi Leonard's chest long enough, you'll see a sail boat. » 10/24/13 1:31pm 10/24/13 1:31pm
San Antonio Spur Kawhi Leonard elevated on Mike Miller and inadvertently(?) smacked him in the face as he threw it down. Womp. » 6/18/13 9:37pm 6/18/13 9:37pm
News 4 San Antonio is really, really excited about the size of Kawhi Leonard's hands. So much so that they put together this graphic comparing him to the newsroom, without bothering to specify what they're talking about. » 6/28/11 11:05am 6/28/11 11:05am


text:
Ruby Princess, Review with Photos
Here is my review, with photos, of our March Break cruise on Ruby Princess, which I am posting over on the Chit Chat board.
I will continue to add updates as I write them, so keep checking back here for new additions!
p.s. I'd appreciate your feedback!
Day 1: Embarkation:
Day 2, Princess Cays:
Day 3, Sea Day: http://www.cruisemates.com/forum/chi...day-3-sea.html
Day 4, St. Maarten: http://www.cruisemates.com/forum/chi...t-maarten.html
Day 5, St. Thomas: http://www.cruisemates.com/forum/chi...st-thomas.html
Day 6, Grand Turk: http://www.cruisemates.com/forum/chi...rand-turk.html
Day 7, At Sea: http://www.cruisemates.com/forum/chi...ricks-day.html
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text:
IMPORTANT TERMS OF OUR HOME EQUITY LINE OF CREDIT CALIFORNIA This disclosure contains important information about our Home Equity Line of Credit. You should read it carefully and keep a copy for your records. Availability of Terms: All of the terms described below are subject to change. If these terms change (other than the annual percentage rate) and you decide, as a result, not to enter into an agreement with us, you are entitled to a refund of any fees you paid to us or anyone else in connection with your application. Security Interest: We will take a security interest (i.e. mortgage or other lien) on your home. You could lose your home if you do not meet the obligation in your agreement with us. Possible Actions: We can terminate your line, require you to pay us the entire outstanding balance in one payment, and charge you certain fees if: • You engage in fraud or material misrepresentation in connection with the line. • You do not meet the repayment terms. • Your action or inaction adversely affects the collateral or our rights in the collateral. We can refuse to make additional extensions of credit or reduce your line of credit if: • The value of the dwelling securing the line declines significantly below its appraised value for purposes of the line. • We reasonably believe you will not be able to meet the repayment requirements due to a material change in your financial circumstances. • You are in default of a material obligation in the agreement. • Government action prevents us from imposing the annual percentage rate provided for or impairs our security interest such that the value of the security interest is less than 120 percent of the line of credit. • A regulatory agency has notified us that continued advances would constitute an unsafe and unsound practice. • The maximum Annual Percentage Rate is reached. • You become the subject of a proceeding in bankruptcy. • There is more than one borrower on the account, one borrower dies and that adversely affects our rights or interest in the collateral. The initial agreement permits us to make certain changes to the terms of the agreement at specified times or upon the occurrence of specified events. Minimum Payment Requirements: You can obtain credit advances ("Advances") for 10 years (the "draw period"). During the draw period, payments will be due monthly. Your minimum monthly payment will be equal to the amount of finance charges that has accrued on the outstanding balance plus any fees and any amount past due. HC Model - CA Correspondent (03/04) -1- The minimum monthly payment during the draw period will not reduce the principal that is outstanding on your Credit Account. After the draw period ends, you will no longer be able to obtain credit advances and must pay the outstanding balance over 20 years (the "repayment period"). During the repayment period, payments will be due monthly. Your minimum monthly payment will be calculated as the total of (a) the unpaid principal balance divided by the number of remaining scheduled payments, plus (b) the amount of finance charge accrued, plus (c) any fees and any amounts past due. Minimum Payment Example: If you made only the minimum monthly payments and took no other credit advances, it would take 360 months to pay off a credit advance of $10,000 at an ANNUAL PERCENTAGE RATE of 8.25%. During that period, you would make 120 monthly payments of $67.81 followed by 240 monthly payments varying between $109.48 and $45.06 including one final payment of $41.95. Fees and Charges: Fees Paid to Us: To open and maintain a line of credit, we charge the following fees: • Origination Fee: You must pay us an Origination Fee equal to ________% of the original credit line at closing. • Loan Discount Fee: You must pay us a Loan Discount Fee equal to _______% of the original credit line at closing. • Annual Participation Fee: To maintain a line of credit account you must pay an annual participation fee of $20 (due each year). Third Party Fees: You must also pay certain fees to third parties to open a line. These fees generally total between $________ and $________. If you ask, we will give you an itemization of the fees you will have to pay to third parties. In addition, you must carry insurance (hazard and flood insurance, as applicable) on the property that secures the line of credit. No Closing Cost Line: If we offer you a no closing cost line, then you will not have to pay any of the fees described above, except for the insurance premiums necessary to maintain insurance coverage (hazard and flood insurance, as applicable) on the property that secures the line of credit and the Annual Participation Fee. Minimum Draw Requirements: The minimum credit advance you can receive is $250.00. To receive the initial draw rate offer, applicable to the non-introductory rate, you must take an initial advance of $25,000. In order to pay No Closing Costs on a credit line in an amount between $500,001 and $750,000, you must take an initial advance of $100,000. In order to pay No Closing Costs on a credit line in an amount of $750,001 or above, you must take an HC Model - CA Correspondent (03/04) -2- initial advance of $200,000. Tax Deductibility: You should consult a tax advisor regarding the deductibility of interest and charges for the line. Variable-Rate Information: The line has a variable-rate feature, and the ANNUAL PERCENTAGE RATE (corresponding to the periodic rate) and the minimum payment can change as a result. The annual percentage rate includes only interest and no other costs. The annual percentage rate is based on the value of an index ("Index"). The Index is the highest Prime Rate as published in the Money Rates table of The Wall Street Journal. To determine the ANNUAL PERCENTAGE RATE that will apply to your line, we add or subtract a margin, which may be zero, to or from the value of the Index. If your Credit Account has an introductory rate period, the margin for the introductory rate will be discounted. The discounted formula will be in effect until the first day of the 4 th full calendar month. Ask us for the current Index value, margin, discount and ANNUAL PERCENTAGE RATE. After you open a line of credit, rate information will be provided on periodic statements that we send you. Rate Changes: The annual percentage rate can change monthly. The maximum ANNUAL PERCENTAGE RATE that can apply is 18%. Apart from the rate "cap" noted above, there is no limit on the amount by which the rate can change during any one-year period. Maximum Rate and Payment Examples: If you had an outstanding balance of $10,000 during the draw period, the minimum monthly payment at the maximum ANNUAL PERCENTAGE RATE of 18% would be $147.95. This annual percentage rate could be reached during the first month of the draw period. If you had an outstanding balance of $10,000 at the beginning of the repayment period, the minimum monthly payment at the maximum ANNUAL PERCENTAGE RATE of 18% would be $189.62 during the repayment period. This annual percentage rate could be reached during the first month of the repayment period. Historical Example: The following tables show how the annual percentage rate and the minimum monthly payments for a single $10,000 credit advance would have changed based on changes in the indices over the past 15 years. The index values are from January of each year. While only one payment amount per year is shown, payments would have varied during each year. The tables assume that no additional credit advances were taken, that only the minimum payments were made each month, and that the rate remained constant during each year. The tables do not necessarily indicate how the indices or your payments will change in the future. ___________________________________ __________________ Borrower Date ___________________________________ ___________________ HC Model - CA Correspondent (03/04) -3- Borrower Date HC Model - CA Correspondent (03/04) -4-
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text: Page Content 1The Lewis Institute The Lewis Institute illuminates a path for students, faculty, and corporate partners seeking entry into the field of social innovation. We help create unexpected yet fruitful collaborations between those who see no distinction between social responsibility and profitability, leading to partnerships that result in business prosperity and societal improvement. Whether it's the Social Innovation Lab—powered by Toyota—or Food Sol, we're always pursuing unique ways to change the status quo. Announcements and Upcoming Events Nominate a Changemaker Know a member of the Babson community who is working hard to effect positive change? Nominations for the 2015 Changemaker Awards are now open. Help us honor those willing to take action to create change for good. The deadline for nominations is Friday, March 27 at noon. Good Business Fridays April 3, Noon-1:30 p.m.Reynolds Global Lounge Join in a conversation with Katie MacDonald of CleanTech on the topic of companies greenwashing through marketing. Food Sol Community Table Wednesdays, 1–2:00 p.m. on the Wellesley campus For more information, visit www.foodsol.org. Join us for Community Table on April 1 on the topic of next-generation food retail with Emily Kanter, co-led with CWEL.


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Natural Resource Jurisdiction in Canada
Authored by constitutional and Aboriginal law expert, Dwight Newman, Natural Resource Jurisdiction in Canada explores this evolving area of jurisprudence from a variety of perspectives, including constitutional, Aboriginal, commercial and environmental.
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Written by three energy law experts, this well-organized, handy reference guide provides background on the dynamics between government, regulators and regulated entities to enable readers to understand the way electricity is regulated in Ontario.
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A space should be reserved for this book on the shelf of every Canadian company that makes and/or sells any kind of product. These companies are sure to find this new publication focusing exclusively on the laws concerning product warnings and recalls, to be indispensable.
The Law of the Canadian Constitution
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Meir Panim delivers warmth, special care to families in need.
Once upon a time, I only read and wrote for the most radical, Left, and feminist media on the face of the earth. Reluctantly, suspiciously, I read just one establishment, "grown up" paper: The New York Times. After all, it was my hometown paper – and being as provincial as most Manhattanites, I somehow still believed (you imbibe this in the drinking water) that the Times covered issues in an objective, sophisticated, and leading-edge manner.
I still read the Times, but never first and sometimes not at all (I love how it covers weddings and usually check the obituaries). But duty calls, and as a culture warrior on the front lines, so to speak, I have to read the Times.
But now I first read the New York Sun, Wall Street Journal, New York Post, Weekly Standard, New Republic, Commentary, Middle East Quarterly, various Jewish periodicals, the online Israeli and Middle Eastern papers and then check about twenty-five other Internet websites beginning with FrontPageMag.com and Pajamas Media in order to steel myself for the ordeal of reading the Paper of Record – the one that buried news of the Holocaust on its back pages and that today chooses, positions, and captions photos in such a way that its readers have been conditioned to believe Israel is an "apartheid" state and that Palestinians, including suicide killers, their handlers, and their billionaire funders, are barefoot, unarmed, and innocent victims of Israeli and Jewish aggression.
Just the other day – August 11, to be precise – right on the front page of Saturday's Times was a photo four columns wide and five inches high. It was not about the American miners tragically trapped in Utah.
It showed us a lonely man on a long, long road surrounded by a high wall. The article was captioned "A Segregated Road in an Already Divided Land." One more time, the most sinister light was cast on Israel's attempt to defend itself from terrorist attacks by building a security wall – and, incredibly, to allow the West Bank Palestinians to travel from Ramallah to Bethlehem without checkpoints, without being stopped, without having to deal with Israeli soldiers.
One might think congratulations were in order. Not a chance. In fact, the article's pull-quote read, "A Lack of Exits Will Keep Palestinians Out of Jerusalem." I do not recall any similar pull-quotes about how Jews or Christians are not allowed to practice their religions in Saudi Arabia or Pakistan or even at their own holiest sites in Muslim-held territory.
Because the Times is still so large, it can afford to throw bones, offer scraps, to cover its considerable moral nakedness. Thus, the paper has published inspired, "corrective" reportage by Nicholas Kristof, Christopher Caldwell, and David Brooks – even occasionally by Thomas Friedman on the subjects of Islamic gender and religious apartheid and about the Middle East.
And, let me admit, I still read the paper's Sunday Book Review which, though it chose not to review my last two books, (a first for me, but a very educational experience), still remains essential reading.
But here's the problem: Despite all the ongoing critiques, the Times remains a major cultural gatekeeper. If a film, opera, ballet, concert, or book is reviewed in its pages, the work officially "exists." Otherwise, the work and its creator are rendered almost invisible.
A good review in the Times (and I have had two front-page Sunday book reviews, appeared on the cover of the Times Magazine, and been interviewed and published in their pages hundreds of times), inevitably leads to book sales, lecture and media requests, larger publishing advances, and invitations to much-talked about parties. It does more than that: it ensures that your ideas are made available to a large number of people.
If this is true about culture, imagine the influence the Times wields by its coverage of war, politics, foreign policy or the presidency.
I don't think the bias or the influence of the mainstream media will change any time soon. It may actually get a lot worse as the Saudis continue to purchase shares in American media.
There is, however, cause for hope. I am banking on the Internet to effectively compete with mainstream media. Most people under 30 turn to the web for their news, not to hard-copy newspapers – or so my son and various polls tell me. This, more than the cancellation of subscriptions by irate readers, is probably the primary reason circulation has fallen at the Times.
And now, having got that off my chest, I am ready to face the Paper of Record for today.
About the Author: Dr. Phyllis Chesler is a professor emerita of psychology, a Middle East Forum fellow, and the author of fifteen books including "Women and Madness" (1972), "The New Anti-Semitism" (2003), and her latest, "An American Bride in Kabul" (2013). Her articles are archived at www.phyllis-chesler.com.
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Jabotinsky said "Go To Hell" was a good retort to opponents of the Jewish people; fitting for Obama.
Obama pulled off one of US history's greatest cons,twice fooling a gullible electorate and most Jews
While in Auschwitz I felt a tangible intensity. I could sense that I was in a place of sheer evil.
Obama needs to wake up. The real enemy is not Netanyahu but Iran, Hizbullah, Hamas, Islamic Jihad,IS
My beliefs & actions have led to numerous death threats against me; my excommunication by my church
In November 2014, Islamic Relief Worldwide was classified as a terrorist organization by the United Arab Emirates.
Too rarely appreciated for its symbolic weight; it can represent freedom and independence.
Erica Pelman is a spiritually-driven woman. She is founder and director of "In Shifra's Arms" (ISA), an organization that offers aid to pregnant Jewish women of all religious backgrounds practically, financially and emotionally. Its arms are open to any pregnant woman in need whether single, divorced, separated, or from a financially-strapped family. "Presently, we are […]
Many so-called "humanitarian NGOs" frequently abuse Israel by applying false moral equivalencies
Israeli history now has its version of "Dewey Defeats Truman" with headlines from 2 anti-Bibi papers
In God's plan why was it necessary that Moses be raised by Pharaoh, away from his own family&people?
In their zechus may we all come to appreciate that life is a fleeting gift and resolve to spend every precious moment of it as if it were the last.
In any event, Mr. Netanyahu after the election sought to soften his statement on Palestinian statehood and apologized for what he conceded were remarks that "offended some Israeli citizens and offended members of the Israeli Arab community."
A worthy idea any way you look at it.
Few of the volunteers were experienced sailors, (Greenfield had been in the Merchant Marine). Few were Zionists.
Hundreds of boats tried to run the British blockade on the dangerous, open seas.
My good colleague Kay is wrong about the early demise of conspiracy theories and blood libels against the Jews.
"I am surprised those Zionists are not outside protesting," says one woman.
"Miral" is a film that has garnered an inordinate amount of media attention. In interviews, the director, Julian Schnabel, defends his right to tell the Palestinian "narrative" for what he claims is the first time. He seems not to know that many others before him have specialized in this particular line of work.
Our beloved, miraculous Jewish state is under siege.
It was assumed that the ceaseless persecution of the Jews in exile would cease once we again had our own sovereign homeland, our own army, navy, and air force.
In 1947-1948 I lived in Boro Park where, against parental and rabbinic advice, I joined a Zionist group. By 1950 I was packing machine-gun parts for Israel in a home not far from the Young Israel. But what I did as a child does not compare to what my friend and colleague David Gutmann did for love of Zion at that very time on the dangerous open seas.
Reality has become somewhat Scandinavian. It grows dark early and it is bitterly cold here in New York City and over a good portion of our fair land. Our Prince of Peace (The Norwegian Nobel, not the noble variety) is not yet asking whether "to be or not to be." Perhaps he is not entirely convinced that "that is the question."
Printed from: http://www.jewishpress.com/indepth/opinions/rotten-times/2007/08/22/
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