text:
Now you can manage your money anytime, anywhere – from your mobile device. With TouchBanking you can conveniently and securely:
- Check your account balances
- View recent transactions
- Transfer money between your accounts
- Pay bills
- Find ATMs and branch locations
In order to enable certain features, this application needs to access the following on your mobile device:
- Location services: So we can return ATM/Branch search results that are relevant to your current location
- Camera: So that you can use the Mobile Check Deposit feature
- Contacts: So that when using the Popmoney person-to-person payments feature you can easily select a contact from your device to pay
Some of these features may not be enabled for you right now, but may be added by your financial institution in the future.
Note that some devices may report that this application requires access to call logs. This is an issue with certain Android versions which incorrectly report this as part of the 'Contacts' permission. This application does not and will not access any of your call logs.
Fiserv powers online banking and bill pay for thousands of institutions and millions of consumers nationwide. You may not recognize the Fiserv name, but if you use online banking and bill pay, chances are you already use a service that comes from Fiserv.
What's New
N Touch Banking
Features include:
-View your account balances and account activity
-Make transfers between your accounts
-Schedule payments and pay bills if you are enrolled in Bill Pay
-Locate the nearest National Bank of Commerce ATM
-Mobile Deposit
Call 1-877-733-6862 for questions or technical support
*Your mobile carrier's message and data rates may apply
**Users must be enrolled in Online Banking to utilize Mobile Banking
Take PayPal with you to local stores, cafes, restaurants and more. Use the app to check in to pay with your phone. We're just getting started here, so look out for more locations coming soon.
Pay back a friend for lunch. Chip in for a gift. Collect money for a work outing. PayPal lets you transfer money between friends instantly.
Check your balance, see your transactions, and more —anytime, anywhere.
Online or on-the-go, your financial info is always secure with PayPal.
We're always listening so please continue to send us comments or suggestions to email@example.com.
Note: Some features may not be available in your country/region.
Capital One® Mobile
Capital One Credit Card Customers:
- Pay your bill, schedule upcoming payments, and manage funding accounts you can use to pay your bill
- Redeem your rewards or erase previous travel purchases with Purchase Eraser(SM)
Capital One 360 Customers:
- Make mobile check deposits with CheckMate(SM)
- Send Person2Person payments
- Activate your debit card and checkbooks
Capital One Bank Customers:
- Make mobile check deposits to your Capital One Bank accounts
- Pay bills from your Capital One Bank checking account
- Transfer funds between your Capital One Bank accounts
Your security is important to us. We use industry standard practices to protect and maintain the privacy and security of your information online and within our apps.
For support call 1-877-383-4802 or tweet @askcapitalone.
© 2015 Capital One and Capital One's family of companies, including Capital One Bank (USA), N.A., and Capital One, N.A., Members FDIC
GoBank is a new checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It's fast (works like your other favorite apps), fair (no overdraft or penalty fees) and feature-rich (keep reading for a sneak peek). Bonus? You're always welcome to apply for a GoBank account even if you've been turned down for a checking account before.
Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean.
Many employers notify the bank of payroll direct deposits before the "official" payday. If we receive early notice, we'll deposit your pay into your account early. Ask your employer when they submit their direct deposit information to the bank. Your employer may not submit early every pay period.
If you're not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check!
We have a network of 42,000+ ATMs (translation: it's HUGE) nationwide*. That's way more ATMs than Bank of America or Chase**. Find the free ATMs all around you with our ATM finder.
Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We'll mail the check for free.
Quickly send money to friends, family and even the dog groomer. We notify them via email or text message.
Just take your GoBank debit card and cash to any participating Walmart (not available in WY or VT). Swipe your card or hand it to the cashier, and the cash will be deposited to your account automagically. Other retailers may charge a fee.
Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account.
Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we'll give you a quick yay or nay based on the budget you've created.
To find out which features speak more to you, give us a try. Download the app or visit GoBank.com to learn how to get GoBanking.
FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features.
Stay in touch with us!
Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you're at it, like us on Facebook.com/GoBank. We'd love to meet you and answer any questions you may have.
*For ATM withdrawals made outside of the GoBank ATM network, a $2.50 fee will apply. Plus any fee the ATM owner may assess. So, um… just use our free ones. K?
** Source: Chase.com and BankofAmerica.com, as of November 5, 2014
GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage.
©2014 Green Dot Bank. All rights reserved.
Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf
Privacy Policy: https://m.gobank.com/privacy-policy
Technology Privacy Statement: https://m.gobank.com/banking-agreement
Chase Mobile
You can manage your accounts, make deposits, find ATMs and more.
Now it's easy to bank 24/7, right from your Android™ device. To start, just enroll in Chase Online(SM).
To view the Chase Mobile app in Spanish language, please ensure your Android™ device's language setting is set to Spanish (Asegúrate de que tu aparato Android™ esté configurado en el idioma español)
• View account balances and transaction history
• View your credit and debit card rewards status
• Pay bills and credit cards
• Transfer money between Chase accounts
• Deposit checks with Chase QuickDeposit(SM)
• Send and request money with Chase QuickPay(SM)
• Send wire transfers
• Make changes to pending transactions
• Find the nearest Chase branches and ATMs
• Speak with a customer service representative
• Deposits
• Account balances
• ACH transfers
• View your credit card balance and activity
• Make payments
• View Ultimate Rewards® information
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find Chase bank branches and ATMs near you
• Read Contact permissions are needed to access your contacts to send money via Chase QuickPay(SM)
• Camera permissions are needed to deposit checks via Chase QuickDeposit(SM)
• USB storage permissions are needed to view file attachments
Some features are available for eligible customers and accounts only.
There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. A qualifying Chase account is required to transfer funds via text. Account alerts are not available for Chase Basic Checking(SM) accounts.
Android is a registered trademark of Google, Inc.
State Bank Anywhere
----------------------Mobile Banking Smart Phone application for SBI Retail Internet Banking users--------------------------
State Bank Anywhere is State Bank of India's retail internet banking based application for your smartphones. A safe, convenient and easy to use application with a host of features to help users manage your finances on the move. Download from Google Play store Only. Do not use any other websites for downloading this application.
My Accounts
• Show case overview of 4 account variant (Transaction / Deposit /Loan / PPF)
• Selection of account number
• Detailed account information
• Mini Statement (Last 10 transactions)
Funds Transfer (Own A/c)
Intra-Bank (Within SBI) Transfer
Inter-Bank (Other Bank) Transfer (RTGS/NEFT/State Bank Group Transfer)
Quick Transfer using QR Code to Beneficiaries without registration
Credit Card (VISA) Transfer
IMPS Transfer (Person to Person/Person to Account)
Fixed Deposit
Recurring Deposit
Aadhaar /LPG Seeding to A/c Number for DBT
Cheque Book Request
Call Us
Bill Payments
• With Bill
• Without Bill
• View Biller
• Scheduled Bill
Top-up and Recharge
• Mobile Top-up
• DTH Recharge
• Transaction Enquiry
All you need :
• A smart phone with Android Operating System (OS 2.3 or above).
• Internet connectivity like GPRS/EDGE/3G/Wi-Fi.
• Existing SBI Retail (personal) Internet Banking Username and Password with Transaction Rights.
• Currently this app supports only State Bank of India Retail Internet Banking customers. Associate Banks' internet banking users will not be able to use this app.
For complaints, please log into www.onlinesbi.com and click Customer Care >> Post Ticket. From the dropdown, select OnlineSBI on Mobile and choose sub category as OnlineSBI on Mobile related issues. Your ticket would be responded by our customer support team to your satisfaction. Please check the status of the ticket by logging into www.onlinesbi.com >> Customer Care> View Ticket.
For feedback & suggestions, kindly email us at email@example.com
Emerald Card - H&R Block
• Check your card balance
• Check to Card (Load check funds to your card)
• See your transaction history
• Find ATM, Reload and Tax Office locations
• Get your direct deposit account information
• View weekly cash rewards offers
• Make a payment to your Emerald Advance® Line of Credit
• Deposit money to and make withdrawals from your Emerald Savings® account
• Available for the H&R Block Emerald Prepaid® MasterCard
Bank of America
Manage Your Accounts*
• Check activity and balances in checking, savings and credit card accounts
• View routing and account numbers easily
• Edit transaction descriptions in checking and savings accounts
• Order replacement debit or credit cards±
• Order check copies±
• View Merrill Edge and Merrill Lynch investment accounts
• Set app Alerts to be notified of important account and security info
Send Money to Virtually Anyone*
• Securely send and receive money using a mobile number or email address (including to and from U.S. accounts outside of Bank of America)1
• Add recipients for email/mobile number transfers using your device's contacts or enter the data manually2
• Manage transfers between your Bank of America accounts (including mortgages and loans)
• Visit www.bankofamerica.com/easymoneytransfer to learn more
Pay Bills*
• Schedule, edit or cancel payments
• Pay eBills
• Add or edit Pay To accounts
Deposit Checks
• Use our app to snap photos of checks and deposit them from your mobile device3
• View processing deposits in account details in the app
Enjoy BankAmeriDeals®
• Choose Deals, shop as you normally do with your credit/debit cards and receive cash back
• Get cash back into your eligible Bank of America account4
Stay Secure*
• Reset Passcode, retrieve Online ID
• Use SafePass® for additional security during sensitive transactions (you'll receive a code to verify your identity)
Contact Us Easily
• Schedule an appointment at a banking center or call us with any questions
• Find ATMs and banking centers
*Please visit Online Banking for these banking needs:
Wire transfers; transfers to external bank accounts; transfers from credit cards; ordering new checks; setting up/canceling recurring transfers and payments; enrolling in Bill Pay/managing eBill information; changing Online IDs; stopping checks; activating new debit cards; using ShopSafe®; going paperless; viewing mortgage and loan account details; enrolling in SafePass.
≠App is optimized for Android handset but is also compatible with Android tablets.
±Fee may apply.
1Enrollment and Bank of America checking/savings account required. No fee for this service; dollar/frequency limits apply. Transfer permitted only to U.S.-based accounts. See Online Banking Service Agreement for details.
2You must grant permission for the app to access your device contacts.
3Deposits subject to verification and not available for immediate withdrawal. See Terms for other restrictions.
4Earned cash back credited the month following redemption. See Terms for other restrictions.
App Permissions:
To use our app, you're required by the app store to accept all App Permissions to allow technical access to certain functions on your device. Our app doesn't access or engage these functions until you actively initiate the related transactions, such as accessing your contacts to add recipients to Email/Mobile Transfers. For a detailed explanation, visit our in-app Help.
Having general app issues?
• Try clearing the browser and BofA app cache, then power off the device
• If you're on your home WiFi network and have a problem connecting, try resetting your modem/router
• For optimal performance, make sure you're running the latest OS
• Note that third-party keyboards are blocked by our app due to their potential to track your password and other keystrokes you may enter; the native keyboard for your device will be used
• Visit our in-app Help to learn more
Terms/Service Agreement: www.bankofamerica.com/serviceagreement
Android™ is a trademark of Google Inc.
Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
© 2015 Bank of America Corporation
Google Wallet
• Speed through checkout with Tap and Pay on your Android device (check compatibility at http://goo.gl/tmttJx)
• Get the Google Wallet Card to spend your Wallet Balance anywhere Debit MasterCard® is accepted in the US
• Pay your friends back quickly by sending money in the US
Stay protected when shopping or sending money
• Google Wallet is backed by 24/7 fraud monitoring and the Google Wallet Fraud Protection Guarantee, which covers 100% of any transactions made without your authorization.
• If your device is lost or stolen, you can easily disable the Google Wallet app online or by calling our 24/7 support number at http://goo.gl/hajmJS.
• For added security, you can lock your app with a Google Wallet PIN.
• If your Wallet Card is misplaced, you can lock your card so it can't be used. You can unlock your card any time.
The Google Wallet app uses your location to show you nearby loyalty programs, stores that accept your gift cards, and more. If you would like to turn this feature off, please go to Settings and turn off Location Sharing.
Check Scan & Deposit
The Check Cashing Store® is a registered service mark of Dollar Financial Group, Inc. ©2012 Dollar Financial Group, Inc. All rights reserved.
NetSpend Mobile Banking
The NetSpend Mobile App gives you the power to manage your account on the move. Managing your money wherever, whenever. With ease and speed you can:
- Check your account balance and transaction history
- Send money to friends and family
- Transfer money to and from your savings account
- Find fee-free reload locations
It's secure, fast, and free.
Optimized for Android.
Ingo Money
Ingo Money makes it quick and easy to access your money from checks in minutes, letting you leave the check cashing line behind! Access your funds from approved checks on your eligible prepaid or debit card—wherever you are, whenever it's convenient for you—just by taking photos of your check with your smartphone. Learn more: http://ingomoney.com/how-it-works.html.
Create an Ingo Money account right in the app and then enroll your eligible Visa® or MasterCard® card(s) and you're ready to go. Then comes the fun part: getting your money. Choose your card and take a photo of the front and back of your check to submit it for review. If your check is approved, your card will be funded.
When you submit a check, you have a choice: choose 'Money in Minutes' to get your money in minutes for a fee*, or choose 'Money in Days' to get your money in 10 days at no fee if your check does not return unpaid**. All checks are subject to review for approval.
Whether it's a paycheck or a personal check, if it's more than $5 and less than $2,500, endorsed by you, and approved for funding, you're in the money. And once your card is funded, the money is safe to spend—no take backs!
* Approved printed payroll and government checks can be funded to your card in minutes for a fee of 1% of the check value. All other check types may be funded in minutes for 4% of check value. There is a minimum fee of $5 for all checks approved and funded in minutes.
** Your wireless carrier may charge a fee for messaging or data and certain other transaction fees and costs, terms and conditions are associated with the use of your card. See your Cardholder Agreement for more details.
Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, N.A., subject to the Ingo Money and First Century Bank Terms and Conditions (http://ingomoney.com/terms-conditions.html) and Privacy Policy (http://ingomoney.com/privacy-policy.html). Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or load it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply to loading or use of your card. Contact your card issuer for details
Money Mart Check Scan
Money Mart® is a registered service mark of Dollar Financial Group, Inc. ©2012 Dollar Financial Group, Inc. All rights reserved.
Western Union Money Transfer
•Send money on-the-go, anytime, to more than 200 countries and territories.
•Send money to hundreds of companies, with more businesses added regularly.
•Set up money transfers on your mobile and complete them at an agent location.
•Track a money transfer directly from your mobile device.
•Map to agent locations, and get directions, hours, and a list of services.
•Figure out the estimated price of your transaction before send.
•View past or pending transactions and update your contacts, personal information, and payment methods.
The Western Union® mobile app has everything you need to send money transfers quickly and easily.
*Limits and fees for sending money vary based on the transaction history, receiver's country, location, and delivery method.
ACE Elite Mobile Banking
Secure, Fast & Free
The security of your money and information is our highest priority. The app was built using the highest standards of mobile web security to ensure only you can access your account. Your account number is never shared and no private data is ever stored on your phone. Your account can be accessed using the same username and password you've already established on the web. Best of all, the ACE Elite app is free!
More from developer
First PREMIER Bank
First PREMIER Bank's Mobile Banking app allows you to bank on the go. You can securely access your account information whenever and wherever it is convenient for you! First PREMIER Bank's FREE Mobile Banking allows you to:
• Review account balances
• Monitor recent transactions
• Transfer money between First PREMIER Bank accounts
• Pay bills with FREE Online Bill Pay
• Pay people with PREMIER Popmoney(R)*
You can easily locate First PREMIER Bank branches and ATMs and access it 24/7 using your existing First PREMIER Bank Online Banking username and password.
South State Mobile Banking
Account Balances – view balances for your checking, savings, and/or loans
Account Activity – view detailed information on recent transactions
Pay Bills – Make bill payments* and change/cancel scheduled payments
Transfer Funds – transfer funds between your South State accounts
Locations – Search by zip, address or current locations for the nearest ATM or branch
To use this app you must be enrolled and active in Online Banking with South State Bank.
Our Mobile Banking app, like Online Banking, protects your account information using multiple layers of security. Full account numbers are never displayed or transmitted.
Regardless of changes in technology and information, we remain committed to our customers privacy. View our Privacy Policy on our website.
If you need assistance at any time, please call us at 1-800-277-2175.
*For use with bill pay vendors previously set up in Online Banking.
© 2014 South State Bank. Member FDIC
Founders FCU - Mobile Banking
More information: foundersfcu.com
Office and ATM locations: foundersfcu.com/locations
Not a Founders member? Visit Relax_JoinFounders.com to determine if you qualify for a membership.
About this app:
Founders Mobile App provides you FAST, SECURE, and FREE access to your accounts from your Android phone or tablet, anytime, anywhere.
• Check your account balances.
• View recent account activity.
• Transfer money between your Founders accounts.
• Deposit checks and Mobile Deposit*.
• Pay people via Popmoney by securely sending money using a mobile number or email address.
• View and pay bills.
• Locate offices and ATMs using GPS or search criteria.
* Only members in good standing, with a Checking Account, that meet certain eligibility requirements qualify for this service. Business, club, trust, custodial and other fiduciary accounts are not eligible. Refer to foundersfcu.com for more details.
To use Founders Mobile App, follow these steps:
1. Enroll in Founders Online.
2. Download this app.
3. Login to the app using your Founders Online username and password.
4. Begin banking through your Android phone or tablet.
Founders Mobile App safeguards your personal financial information by using a variety of best-practices security features, including:
• Secure login with user ID and password.
• Security questions to verify your identity and make certain payments.
• Advanced encryption technology.
• Partial or "masked" account numbers.
• Automatic session timeout.
Have questions or need help? Contact Founders by phone at 1-800-845-1614, or visit foundersfcu.com.
Founders Federal Credit Union is federally insured by NCUA.
United Community Bank Mobile
• View balances for your checking, savings, and/or loans
• View recent transactions
• Manage your mobile alerts
• Pay bills
• Cancel or edit scheduled payments
• Transfer funds between your United accounts
• Send money to family and friends using PopMoney
• Find nearby United Community Bank locations
• Locate ATMs
• Search by zip code or use your current GPS location
Getting started is as easy as 1-2-3!
1. If you haven't done so already, sign up for United's Personal Online Banking at ucbi.com
2. Download and launch this app
3. Sign in with your ucbi.com Personal Online Banking Access ID and password
Enjoy online banking on your mobile device… it's that simple!
Enrolling in Personal Online Banking is required prior to using United Community Bank's mobile application.
United Community Bank is strongly committed to maintaining the privacy of your personal information. For our complete Privacy Policy, visit www.ucbi.com/privacy-security.
Have questions? Contact a customer service representative at (866) 270-7100.
About United Community Banks, Inc.
United Community Bank is headquartered in Blairsville, Georgia and proudly serves customers in Georgia, North Carolina, Tennessee, and Greenville, South Carolina. For more information about United or our products and services, visit us online at www.ucbi.com.
1 Message and data rates may apply. Please check with your mobile carrier for details.
2 Fifty cents per transaction. Message and data rates may apply. Please check with your mobile carrier for details. It could take up to three business days before recipient receives payment.
3 By enrolling in our mobile banking service, you must agree to the terms and conditions as outlined in our online banking disclosure at www.ucbi.com/resources/personal-online-banking.
Columbia Bank Mobile
* View balances and transaction history
* Transfer money between your Columbia Bank accounts
* Search for nearby branches and ATMs
Securing Your Information
* Personal Mobile Banking employs a variety of security features to protect your information. Visit columbiabank.com to view our Personal Online Terms and Conditions to learn more about the ways we protect your information.
* Your mobile carrier's text messaging and web access charges may apply.
Online24 Mobile
Service Benefits
• Convenience – It's wherever you go and at any time of the day
• Control – It's easy to monitor your account and quickly move money, pay bills
• Security – Enjoy the highest level of protection against account fraud
*Data service charges may apply through your wireless carrier.
KEYWORDS: Banking, TVFCU, Bill Payment, Finance, Money, Tennessee Valley Federal Credit Union
Bank of Colorado
Colorado is a free mobile banking app that provides secure, 24/7 account access.
With Bank of Colorado, you'll be able to:
• Check your account balances*
• View recent transactions*
• Transfer money between your accounts**
• Pay bills**
• Find ATMs and branch locations
Getting started is simple. Just download the app and have your existing online
user name and password ready.
Bank of Colorado replaces our previous app, TouchBanking.
We understand the need to safeguard your information and records from
unauthorized use and disclosure. Please see the applicable Privacy Policy.
*You must be enrolled in online banking.
**You must have transfers and bill pay set up previously in online banking.
Member FDIC logo Equal Housing Lender logo
© 2012 Pinnacle Bank
SAFENET Mobile Banking
SAFE Federal Credit Union
Sumter, South Carolina
Now SAFE members can easily access their money anytime, anywhere from a mobile device. It is fast, secure, and free.
SAFENET Mobile Banking Features:
• Check your account balances
• View recent transactions
• Transfer money between your accounts
• Pay bills
• Find ATMs and branch locations
You must register for this service before you can use it. You can register online in SAFENET home banking under the Access Accounts tab or contact our Member Service Center at 803-469-8600 x7. Once you are registered, we will send you a text message with the link you need to activate this application.
You can obtain more information about this mobile service by visiting our home page at http://www.safefed.org. You can also contact our Member Service Center by phone at 803-469-8600 x7 or email at email@example.com if you need help or have questions about this service.
SAFE does not charge fees to download or use SAFENET Mobile Banking. Your wireless provider's messaging and data rates may apply.
Federally insured by NCUA.
Community First Credit Union
• Login using your same Online Banking username and password
• View account balances and activity
• Transfer funds between accounts
• Pay bills (enrollment in BillPayer needed)
• Locate the branch nearest you
• And more!
Enrollment in Community First's Online Banking is required to use this app. To enroll, visit www.communityfirstcu.org or visit any Community First location in Northeast Wisconsin.
ANB Mobile Banking
• Monitor account balances
• Review transaction history
• Transfer funds
• Pay bills**
• Find nearby ATMs and branch locations
Our mobile banking safeguards your accounts using the same advanced encryption and verification technology as ANB's Online Banking, protecting your personal information.
To get started simply log into your ANB Online Banking and enroll in Mobile Banking.
*Must be enrolled in ANB Online Banking
**Must have Bill Pay setup previously in Online Banking
***ANB Mobile Banking is free to download, although messaging and data rates from your wireless provider may apply.
InTouch Credit Union Banking
• View account balances
• View account transactions
• Transfer funds between your checking and savings accounts
• Pay bills
• Get account / transaction alerts (sent via text message)
• Be assured that your information is safe and secure
Keywords: Banking, Finance, Bill Payment, Credit Union, InTouch, ITCU
Pinnacle Bank Nebraska
With Pinnacle Bank, you'll be able to:
• Check your account balances*
• View recent transactions*
• Transfer money between your accounts** • Pay bills**
• Find ATMs and branch locations
Getting started is simple. Just download the app and have your existing online user name and password ready.
Pinnacle Bank replaces our previous app, TouchBanking.
We understand the need to safeguard your information and records from unauthorized use and disclosure. Please see the applicable Privacy Policy. (https://ebank.pinnbank.com/eport/Pinnacle/pinnbank/PrivacyKMN.htm)
*You must be enrolled in online banking.
**You must have transfers and bill pay set up previously in online banking.
Member FDIC Equal Housing Lender
© 2012 Pinnacle Bank
Keywords: pinnacle bank Nebraska, pinnbank Nebraska, pinn bank Nebraska, pinnbank ne, pinn bank ne, pinbank ne, bancorp
Austin Bank Mobile
• Check account balances
• View recent transactions
• Transfer money between your accounts
• Locate ATMs and Branch Locations
• Text Messaging available for:
o BAL (Balance on all eligible accounts)
o HIST (Review recent transactions on all eligible accounts)
**Standard text messaging and data usage charges may apply through your wireless carrier.
Security: At Austin Bank, protecting your personal information is our top priority. We use the latest technology to ensure security and confidentiality. As an added safeguard, access to mobile banking requires prior enrollment in to Austin Bank Online Banking. For more information about Austin Bank's commitment to online security and how you can sign up for Online Banking, please visit our website at www.austinbank.com .
To get started with Mobile Banking:
STEP ONE: Enroll in Austin Bank Online Banking at www.austinbank.com . If you are already enrolled proceed to STEP TWO below.
STEP TWO: Download and install Austin Bank app. This app is available through the application store for your smartphone (either iPhone or Android).
STEP THREE: Sign in to Austin Bank Mobile Banking using your Online Banking username. Make sure your security image and phrase are correct before entering your Online Banking password.
OPTIONAL: Once enrolled in Mobile Banking visit the Users Option tab in Online Banking to manage your Mobile Banking Profile. This feature will allow you to:
• add additional phones
• change your phone number
• select or unselect accounts to see in Mobile Banking
• assign Nicknames for accounts to be used in Text Messaging
• set a different time zone
Compatible with: Android
Austin Bank History - Chartered in 1900, Austin Bank continues to stand tall as a strong, stable financial institution growing into one of the largest family owned banks in Texas. A community bank headquartered in East Texas, Austin Bank is locally owned and operated by the Austin Family who celebrates over 100 years of service in the Texas banking industry. Offering a full range of sophisticated financial products and services, the Bank is focused on building strong customer relationships while delivering the latest technology and convenience. For more information contact us at 800-644-9275 or visit our website at www.austinbank.com.
Austin Bank, Member FDIC
©2012 Austin Bank, Texas N.A. All rights reserved.
Austin Bank and its Subsidiaries are licensed
by Secure Axcess, LLC under U.S. Patent No. 7,631,191.
Rogue Federal Credit Union
The mobile app will not be available for former Chetco members until July 2013
•See account balances & transaction history
•Monitor your credit and debit card accounts
•Pay bills
•Transfer money between your accounts
•Make changes to pending transactions
•Send and request money with Person-to-Person Payment tools
•Find the nearest Rogue Federal Branch & ATMs
•Find the nearest CO-OP ATM machine
•Speak with a Member Service Representative
•Account balance levels
•ACH transfers
•Bill Pay
•View your credit card balance and activity
•Make payments
Union Bank & Trust Mobile Bank
• Check Account Balances
• Review Transaction History
• Transfer funds between accounts
• Transfer funds to a regular loan payment
• Deposit Checks (if enrolled in Mobile Deposit)
• Pay Bills to existing vendors
• Change/Cancel pending payments
• Find a Branch or ATM
You must enroll in Mobile Banking before using the app. You can download and enroll in Mobile Banking directly from the app, or visit ubt.com and log-in to Online Banking. Once you are in Online Banking click Options and follow the on-screen prompts. Once enrolled, you'll receive a text message with an activation link.
For additional information, contact our Call Center at (402) 323-1777 or toll-free at (800) 297-2837.
Union Bank does not charge a fee for utilizing Mobile Banking, however your regular data and text messaging rates will apply.


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From the December 5 edition of Fox News' America's Newsroom:
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The New York Times reported on a dangerous legal challenge to the Affordable Care Act (ACA) brought by officials in states who refuse to implement their own healthcare exchanges, which has been widely trumpeted in right-wing media. But these lawsuits are based on a far-fetched theory that the law only authorized essential tax credits in state exchanges, not federal ones, a counterintuitive claim that has been widely discredited.
New York Times columnist Joe Nocera called recent asbestos litigation a "scam" and complained that "tens of thousands" of asbestos cases are "bogus" and "phony," despite no evidence of widespread fraudulent asbestos claims.
Nocera dedicated his most recent column to attacking victims of asbestos exposure and their attorneys. Not only does Nocera significantly overstate the problem of fraudulent asbestos claims, he accused asbestos litigants of falsely attributing lung cancers to asbestos exposure to obtain damage awards.
From Nocera's December 2 column:
It's hard these days for smokers to sue tobacco companies because everyone knows the dangers of cigarettes. Instead, [Rep. Carolyn] McCarthy has become part of a growing trend: lung cancer victims who are suing companies that once used asbestos.
With asbestos litigation well into its fourth decade -- the longest-running mass tort in American history -- you'd think the plaintiffs' bar would have run out of asbestos companies to sue. After all, asbestos lawsuits have bankrupted more than 100 companies. Yet McCarthy has found more than 70 additional companies to sue, including General Electric and Pfizer. Asbestos litigation, says Lester Brickman, a professor at Yeshiva University and perhaps the most vocal critic of asbestos lawsuits, "is a constant search for viable defendants." Because asbestos was once such a ubiquitous product, there is always somebody else to sue.
Let me stipulate right here that exposure to asbestos can be deadly. The worst illness it causes is mesothelioma, a rare form of cancer that essentially suffocates its victims to death. If it were only the real victims of asbestos-related diseases who sued, there would be no issue. That's how the tort system is supposed to work.
But, over the years, plaintiffs' lawyers have brought tens of thousands of bogus cases. They took doctors on their payroll to industrial sites, where all the employees would be screened for signs of an asbestos-related disease. They found some real cases, of course -- along with many that could never have stood up in court. Nonetheless, by bundling real cases with phony ones -- and filing giant lawsuits -- they took down one company after another.
Nocera is disturbed by the fact that McCarthy, a smoker, has opted to sue asbestos manufacturers instead of tobacco companies. But regardless of the individual merits of McCarthy's suit (which hasn't been decided yet), it is wholly irresponsible for Nocera to use it as evidence of "tens of thousands" of other bogus claims -- especially since there's no concrete evidence of widespread asbestos litigation fraud. When Congress asked the United States Government Accountability Office to audit these trusts (set up at the asbestos companies' initiative), the GAO reported that audits had not "identified cases of fraud."
National Review Online Senior Editor Ramesh Ponnuru dedicated his Bloomberg View column to misleading about two unprecedented Supreme Court cases that could make it easier for for-profit, secular corporations to refuse to provide insurance coverage to its employees that includes comprehensive preventive care.
On November 26, the Supreme Court agreed to hear arguments in Sebelius v. Hobby Lobby and Conestoga Wood Specialties v. Sebelius, two cases that would allow some corporations to obtain exemptions from the contraception mandate in the Affordable Care Act (ACA). The ACA already provides exemptions and accommodations for non-profit, religiously-affiliated organizations like churches and hospitals -- but the plaintiffs in Hobby Lobby and Conestoga are for-profit businesses that sell crafts and wood cabinets, respectively.
But that didn't stop NRO's Ponnuru from complaining that the contraception mandate runs afoul of the Religious Freedom Restoration Act (RFRA) because it imposes a "substantial burden" on Hobby Lobby and Conestoga. Ponnuru insisted that corporations are well within their rights to refuse to pay for coverage of preventive care such as contraception for their employees, but didn't seem to mind that allowing corporations to dictate the personal health choices of its employees could very well infringe on those employees' religious beliefs.
From Ponnuru's December 1 editorial:
From reading the New York Times, you might think that religious conservatives had started a culture war over whether company health-insurance plans should cover contraception. What's at issue in two cases the Supreme Court has just agreed to hear, the Times editorializes, is "the assertion by private businesses and their owners of an unprecedented right to impose the owners' religious views on workers who do not share them."
That way of looking at the issue will be persuasive if your memory does not extend back two years. Up until 2012, no federal law or regulation required employers to cover contraception (or drugs that may cause abortion, which one of the cases involves). If 2011 was marked by a widespread crisis of employers' imposing their views on contraception on employees, nobody talked about it.
What's actually new here is the Obama administration's 2012 regulation requiring almost all employers to cover contraception, sterilization and drugs that may cause abortion. It issued that regulation under authority given in the Obamacare legislation.
The regulation runs afoul of the Religious Freedom Restoration Act, a Clinton-era law. That act says that the government may impose a substantial burden on the exercise of religious belief only if it's the least restrictive way to advance a compelling governmental interest. The act further says that no later law should be read to trump this protection unless it explicitly says it's doing that. The Affordable Care Act has no such language.
Is a marginal increase in access to contraception a compelling interest, and is levying steep fines on employers who refuse to provide it for religious reasons the least burdensome way to further it? It seems doubtful.
Ponnuru's characterization of these lawsuits as entirely mainstream is misleading. Although the Supreme Court held in Citizens United that corporations had the right to engage in political speech without undue government restrictions, for the Court to hold that a corporation is a "person" capable of religious belief or conscience would be a radical reimagining of both First Amendment and corporate law precedent. As David Gans of the Constitutional Accountability Center pointed out, "it is nonsensical to treat a business corporation as an actor imbued with the same rights of religious freedom as living persons. No decision of the Supreme Court has ever recognized such an absurd claim."
CBS Evening News left out some important details in its report on a Supreme Court case that could extend the concept of corporate personhood outlined in Citizens United by allowing secular, for-profit corporations to dictate reproductive decisions for its employees.
On Tuesday, the Supreme Court agreed to hear oral arguments in Sebelius v. Hobby Lobby Stores and Conestoga Wood Specialties v. Sebelius, two cases in which business owners argue they should be exempt from certain Affordable Care Act (ACA) requirements. In reporting on this case, CBS opted to highlight Denver-based Hercules Industries, a company with Catholic owners who are protesting the contraception mandate in court. But Hercules is not actually a plaintiff in either of the cases that have been accepted for review. The actual plaintiffs before the Supreme Court, while not Catholic, nevertheless claim that their religious beliefs preclude them from providing health insurance for their employees that covers comprehensive preventive care, because of their personal opposition to certain forms of birth control.
From CBS's November 26 report:
REPORTER ANNA WERNER: Denver-based heating and air condition manufacturer Hercules Industries has a health plan for its employees, one that doesn't include contraception. The family-owned company is one of 44 businesses suing to stop the federal government from forcing it to cover birth control.
Andy Newland is company president.
NEWLAND: This case isn't about saying that people not having access to those things. This case is saying we just don't want to pay for them.
WERNER: Newland's family is Catholic. The religion views artificial contraception as a sin. Under the Affordable Care Act, companies like Hercules with 50 or more employees, must cover contraception.
NEWLAND: Can Americans, including family-business owners, live and do business according to our faith?
WERNER: How is that different from telling your employees you can't use birth control pills?
NEWLAND: We're not saying don't go buy them. We're not putting barricades in front of Wal-Mart. We're saying we simply don't want to pay for them.
Though CBS profiled a company owned by Catholics, it did not mention that many non-profit Catholic and other religiously-affiliated entities are already provided exemptions from the mandate. Whether these exemptions should be extended to for-profit, secular corporations is a separate and novel question that could extend even farther the radical concept of "corporate personhood" outlined in the recent Citizens United decision.
Fox News correspondent Shannon Bream misleadingly claimed that filling the vacancies on the second-most important court in the country was less pressing than filling seats in so-called "judicial emergency" jurisdictions, while ignoring how Senate Republicans have contributed to those emergencies.
In a November 25 segment on Special Report with Bret Baier, Bream suggested that, because the D.C. Circuit is not classified as a "judicial emergency," there is no reason to quickly confirm President Obama's highly-qualified nominees to that bench, such as Georgetown Law Professor Cornelia "Nina" Pillard:
BREAM: Critics say there is no reason for the president to insist these nominees, including Pillard, be approved as quickly as possible. Across the country there are four federal appellate courts so lacking in judges that there are, quote, "judicial emergencies." And this court, the D.C. Circuit, it's not one of them.
But the body that determines these "judicial emergencies," the U.S. Judicial Conference, has recommended that the D.C. Circuit retain its 11-judge complement, a capacity the current GOP filibusters are preventing.
In response to Senate Democrats invoking the so-called "nuclear option," right-wing media advanced a number of myths not only about filibuster reform, but about the qualifications of President Obama's nominees who have languished in the confirmation process. What right-wing media have ignored is that Democrats used the "nuclear option" only after unprecedented GOP obstruction prevented Obama's judicial and executive nominees from receiving an up-or-down vote.
Absurd smears against a highly-qualified judicial nominee for her support of family planning, sex equality, and conservative attempts to dismantle gender stereotypes made the jump from right-wing blogs to the Fox News Channel.
On November 25, Fox News' Shannon Bream correctly reported that the former Connecticut attorney general, among a wide collection of bipartisan legal experts, supports the nomination of the eminently qualified Georgetown Law Professor Cornelia "Nina" Pillard to the U.S. Court of Appeals for the D.C Circuit. Unfortunately, Bream proceeded to repeat right-wing media myths accusing Pillard of "radical feminis[m]" and hosted National Review Online contributor Carrie Severino to recycle the smears. From America's Newsroom, with co-host Martha MacCallum:
MACCULLUM: What are the critics saying that are opposed to her?
BREAM: Well they say she is way out of the mainstream and she deserves a lot of scrutiny. Here's a bit of what she has said when writing about abortion issue. Here's a quote from one of her articles: "Anti-abortion laws and other restraints on reproductive freedom not only enforce woman's incubation of unwanted pregnancies, but also prescribe a 'vision of the woman's role' as mother and caretaker of children in a way that is at odds with equal protection." Here's Carrie Severino of the Judicial Crisis Network.
SEVERINO: Nina Pillard is probably the most extreme judge that has been nominated for this court and possibly for any court in the country. She has a very radical track record as a law professor, really seems to view everything from a radical feminist perspective, down to thinking that abstinence education violates the Equal Protection Clause and feeling like women are being objectified as breeders in the country.
BREAM: She has used that word referring to women as breeders if they are forced to carry pregnancies that they don't want to have. But at this point it looks like there is no blocking her, it is likely she will take a seat on that very important court.
Since Pillard was nominated, she has been subjected to sexist, retrograde, and false accusations that her views on reproductive rights are not in the mainstream. In fact, they are based on decades-old constitutional law, including a decision written by arch-conservative former Chief Justice William Rehnquist.
For example, the quote that Bream yanked out of context from a 2007 academic article in which Pillard noted that "antiabortion laws and other restraints on reproductive freedom not only enforce women's incubation of unwanted pregnancies, but also prescribe a "vision of the woman's role" as mother and caretaker of children in a way that is at odds with equal protection[,]" is an explicit reference to the fact that justices on the Supreme Court have already incorporated equal protection principles into their reproductive rights precedent. Unmentioned by Bream, the quote was part of a discussion of the 1992 decision of Planned Parenthood of Southeastern Pennsylvania v. Casey, which reaffirmed the constitutionality of Roe v. Wade.
The notion that damaging gender stereotypes can be at the core of restrictions on reproductive rights is also based on long-standing constitutional precedent.
National Review Online, while claiming to support a change in Senate procedure in order to "overcome partisan obstruction," refused to acknowledge that it was hyper-partisan obstructionism that forced Senate Democrats to embrace the so-called "nuclear option."
On Thursday, Senate Democrats approved a rule change that will finally allow an up-or-down vote for President Obama's nominees, who have been the victims of unprecedented Republican obstructionism. NRO, like other right-wing media outlets, colorfully responded to the rule change, with John Fund calling Democrats "snake-oil salesmen."
From NRO's November 21 editorial:
The Democrats here are helping themselves to ill-gotten gains. Using the filibuster and other stalling techniques, they kept judicial vacancies open by closing them to Bush nominees.
The filibuster is not sacred writ, and we are on record supporting procedural changes to overcome partisan obstruction. The more serious concern here is that the Democrats are attempting to pack the courts, especially the D.C. Circuit court, with a rogue's gallery of far-left nominees. That is worrisome in and of itself, but there is a deeper agenda: Much of what President Obama has done in office is of questionable legality and constitutionality. The president no doubt has in mind the sage advice of Roy Cohn: "Don't tell me what the law is. Tell me who the judge is." He is attempting to insulate his agenda from legal challenge by installing friendly activists throughout the federal judiciary. That is precisely what he means when he boasts, "We are remaking the courts." Republicans are in fact obstructing those appointments; unlike the nomination of John Roberts et al., these appointments deserve to be obstructed.
The filibuster is a minor issue; the major issue is that President Obama is engaged in a court-packing scheme to protect his dubious agenda, and Harry Reid's Senate is conspiring with him to do so. The voters missed their chance to forestall these shenanigans in 2012. They made the wrong decision then, and have a chance to make partial amends in 2014, when they will be deciding not only what sort of Senate they wish to have, but what sort of courts, and what sort of country.
Fund joined the chorus in a separate post, minimizing GOP obstructionism and advancing the myth that new judges are not needed on the D.C. Circuit because the court's caseload is "provably so light." Fund went on to imply Senate Democrats were hypocrites because they spoke out against the use of the nuclear option by the GOP to push through President Bush's ultra-conservative jurists back in 2005.
Rush Limbaugh spent a substantial portion of his radio show ranting about the Senate Democrats' decision to invoke the so-called "nuclear option," which would allow President Obama's judicial and executive nominees to finally be confirmed through a simple majority vote, a practice that had ground to a halt because of the GOP's mass filibusters.
On his November 21 show, Limbaugh inaccurately stated that President Obama could now increase the number of seats on the D.C. Circuit, and accused Democrats of seeking "total statist authoritarianism":
Obama's going to get every judge he wants. He's going to get -- if they want to add seats to a court -- if they want to add five new liberal seats to the D.C. Circuit, for example, they can do it, there's no stopping them, because the Republicans don't have the votes.
Democrats abruptly changed the Senate's balance of power by reducing from 60 to 51 the number of votes needed to end procedural roadblocks known as filibusters against all presidential nominees. Folks, this is part and parcel of why the Democrats are so hell-bent on winning the House in 2014. This -- winning the House would give them total authoritarian non-challengeable control over the US government. Quite literally there would be no way to stop them. None whatsoever.
When the minority is Republicans, they don't even exist. And they're not due any respect, constitutional or otherwise. Constitutional or human. And so basically what this means, with a president like Obama, is there's no stopping -- he can nominate anybody for anything in the judiciary ... cabinet, whatever. There's no way he can be stopped.
Democrats have made it plain they're not interested in democracy. And that really is what this means. Not interested in democracy at all. Total statist authoritarianism. And frankly, I'm being kind with that terminology.
Rush went on to say that if Democrats wanted to "nominate avowed Communists to be judges, there's no stopping them now ... If Obama wants to nominate [Syrian President] Bashar Assad to the Ninth Circuit Court of Appeals, there's no stopping him. ... How about they want to make Bill Ayers a judge, or Jeremiah Wright?"
Leading up to the successful rules change in the Senate to require a simple majority vote on presidential nominees, CNN gave air time to a number of right-wing myths about the D.C. Circuit Court of Appeals, among them that the court is ideologically balanced and that Senate Democrats' decision to embrace the "nuclear option" could make the Senate even more volatile in the future.
On November 21, in response to Republicans' blanket filibustering of President Barack Obama's judicial and executive nominees, Democrats reformed the rules of the Senate (a common practice) to prevent this unprecedented abuse of the filibuster. While reporting on this new rule that will restore up-or-down votes for the backlog of highly-qualified and mainstream nominees, CNN unfortunately repeated right-wing media myths on filibuster reform and the D.C. Circuit. Before the final vote, CNN's chief congressional correspondent Dana Bash initially minimized the unprecedented obstructionism on the part of Republicans, saying that a rule change could make the legislative body "even more partisan" should the GOP regain a majority in the Senate down the road. Bash went on to say that Senate Majority Leader Harry Reid (D-NV) was considering the so-called "nuclear option" because he wanted "to make a political point," ignoring that the mass filibusters have threatened to grind agencies to a halt:
BASH: What [the "nuclear option"] means in layman's terms is that it could be even more partisan on Capitol Hill, if you can imagine that, than it is now. The reason that the Democratic leader is going to seek to change the rules is because they're very frustrated with the fact that Republicans have been holding up the president's nominees. Let's just take a step back and talk about what we're discussing. ... [T]he current rules allow the minority to filibuster, and it requires 60 votes to overcome the filibuster. What this rule change would do, would effectively take away the minority's rights on most of the president's nominees for the executive branch and also for the bench, except for the Supreme Court.
Now you might ask well if this is the case why don't people in the majority, parties in the majority change the rules all the time? The reason is, there's a reason it's called the nuclear option, it is because institutionally, both parties have this sort of an understanding that they may be in the majority now but they could be in the minority tomorrow and part of the beauty of the Senate, in the Senate rules at least for the past few decades, has been that minority rights are pretty strong, as opposed to the House and so the respect for that has made it, made the leaders in both parties reluctant to change the rules, but Harry Reid has gotten so fed up and wants to make a political point right now and so it looks like it might happen today.
Although Bash appears to agree with the idea that it's increasingly likely that Senate Republicans will change procedural rules in the future now that Democrats have reformed the rules, her assertion that the "nuclear option" would make Washington "even more partisan" ignores the hyper-partisan maneuvers Senate Republicans have already employed. It is precisely because Senate Republicans have engaged in such partisanship that Democrats were forced to consider a rule change. In just the last few weeks, Republicans have topped off their historic streak of mindless filibustering by blocking three D.C. Circuit nominees in a row -- and not because they have qualms about their qualifications.
National Review Online employed scare tactics about filibuster reform and its potential to embolden Senate Republicans to force through their extreme judicial nominees in the future, all while ignoring that the federal judiciary is already stacked with conservative jurists and that the GOP's current mass filibustering is unprecedented.
NRO contributor Ed Whelan warned that Senate Majority Leader Harry Reid's (D-NV) use of the "nuclear option," which would allow a simple majority vote on President Obama's judicial nominees, could embolden Republicans to use the same maneuver if they were to gain control of the Senate in the future. From Ed Whelan's November 20 post (emphasis original):
I don't see how Reid can abolish the filibuster vis-à-vis pending judicial nominees without setting a clear precedent that would enable a future Senate majority, in the very midst of a confirmation battle over a Supreme Court nominee, to abolish the filibuster with respect to that nominee.
It would be funny indeed if folks on the Left who evidently rue Senate Democrats' opportunistic decision in 2003 to inaugurate the filibuster as a weapon against judicial nominees were now to support an opportunistic rule change that would lay the foundation for making it much easier for a Republican president to appoint anti-Roe Supreme Court nominees.
Whelan's NRO colleague, Carrie Severino, joined the "make my day" chorus in a similar post on Reid's decision to invoke the nuclear option, saying, "I hope he does conservatives the favor." Severino later reiterated that point on PBS Newshour with Gwen Ifill:
I hope that Harry Reid does pull the trigger on that, because what's happening now is, he holds the filibuster hostage every time he wants something, without having to abide by the rules.
But then, when the shoe is on the other foot one day and he's going to -- he -- the Senate Democrats were very liberal in their use of the filibuster, unprecedented level of filibustering of judges. I think we should have the same rules on both -- for both teams.
It should be noted that it is actually Obama's mainstream nominees that have faced unprecedented blanket obstruction from Senate Republicans -- not George W. Bush's picks. In fact, it is this rampant blanket filibustering of Obama's nominees, both judicial and executive, that have forced Senate Democrats to consider invoking the "nuclear option" just to get a vote. Bush, on the other hand, still managed to have four of his extreme nominees confirmed to the D.C. Circuit.
Fox host Brian Kilmeade insisted that college admissions offices employ a "quota" system based on race, despite the fact that racial quotas in education have been illegal since 1978.
On the November 20 edition of "Fox & Friends," Kilmeade interviewed former college counselor Lacy Crawford about her book Early Decision. In response to a story about a parent who lied about her son's race on a college application to improve his chances for admission, Kilmeade proclaimed it was "because schools have quotas!" This has not been true since 1978, when the Supreme Court ruled in Regents of the University of California v. Bakke that it was unconstitutional for institutions of higher education to reserve a certain number of seats for students of color. Appearing uncomfortable, Crawford didn't bother to correct Kilmeade, saying only, "Well, 'quota' is a complicated word."
CNN congressional correspondent Dana Bash repeated the right-wing myth that the U.S. Court of Appeals for the D.C. Circuit, arguably the second most important court in the country, is currently "evenly split" and inaccurately reported that the blanket filibusters preventing up-or-down votes on President Barack Obama's judicial nominees are "sacrosanct."
In the wake of a flurry of filibusters of the president's highly-qualified nominees to the D.C. Circuit, Democrats appear to have finally convinced holdouts in their caucus that Senate Republicans' unprecedented obstructionism of judicial and executive nominees is unacceptable. Unfortunately, in reporting on this development that a change to the Senate rules may finally have enough votes to pass, CNN's Bash uncritically repeated right-wing media's dissembling justifications for the GOP blockade. From the November 19 edition of the Situation Room:
BASH: As you well know, Senate filibusters require 60 votes to overcome and it's a pretty high hurdle in a politically divided Senate but the ability to filibuster has been sacrosanct, neither party has dared take that power away from the minority. But Democrats are so frustrated right now that they can't get the president's nominees confirmed, they are once again threatening to do just that, the nuclear option.
BASH: But unlike other partisan brawls over the course, this is not about qualifications or ideology of the nominees. It's about the makeup of the court itself. The D.C. Circuit, the powerful federal appeals court that hears most challenges to laws passed by Congress, now evenly split, four judges appointed by Democrats and four by Republicans. And the GOP wants to keep it that way.
BASH: Republicans argue the D.C. Circuit workload isn't heavy enough to need three more judges. They say Democrats are the ones playing politics.
To her credit, Bash does correctly note that Republicans cannot muster legitimate criticisms of the actual nominees. But by failing to recognize the inaccuracy of their alternate reasons for filibustering these highly-qualified nominees anyway, she inadvertently gives legitimacy to bogus right-wing media rationales and minimizes the historic nature of this rampant obstructionism.
In a recent editorial, The Washington Times accused Democrats of planning to play "the race card" by criticizing Senate Republicans' historic obstruction of President Obama's well-qualified and diverse judicial nominees.
Senate Republicans have engaged in unprecedented obstruction of Obama's judicial nominees, which is preventing an up-or-down vote on current nominees to the critical U.S. Court of Appeals for the D.C. Circuit, Cornelia "Nina" Pillard, Patricia Millett, and district court judge Robert Wilkins. Yet the editors of the Times are quick to side with Senate Republicans who dismiss any criticism of their obstructionist strategy as nothing more than "a well-worn card."
From the November 18 editorial:
Senate Republicans are standing up, so far, to President Obama's attempt to pack the U.S. Court of Appeals for the D.C. Circuit with radical judicial activists. A filibuster blocked a vote on the confirmation of Cornelia Pillard last week and of Patricia Millett two weeks before that. Predictably, Senate Democrats declared that the forthright Republican opposition was another skirmish in the "war on women."
"It's a well-worn card," says Sen. Chuck Grassley, Iowa Republican, of the Democratic strategy. "And they play it every time." Well, not quite every time. When Republicans attempt to block confirmation of U.S. District Judge Robert L. Wilkins, who is black, to the appellate bench, Democrats will play the race card.
Opposing women and blacks is said to be part of Republican war on two fronts. It's not war when Democrats oppose female and black nominees. Forty-three Democrats voted unsuccessfully to deny George W. Bush's nominee Janice Rogers Brown to the appellate bench because she was not woman enough, just as Clarence Thomas was judged by Democrats to be not black enough. The Democrats guard their race and gender formulas as fiercely as Coca-Cola protects the formula for the popular soft drink.
Mr. Obama let slip the game at a private Democratic Senatorial Campaign Committee fundraiser early this month. "We are remaking the courts," he told them. The claim was brazen enough to make the ghost of FDR, lurking nearby, blush.
Republicans are rightly troubled by the prospect of remaking the courts by adding radical activists to a bench that doesn't even need new judges. Senate Minority Leader Mitch McConnell says that if more judges are added to the panel, "there wouldn't be work enough to go around." With some other federal appeals courts having legitimate vacancies, attention should be paid to "where judges are needed and where they're not," says Sen. John Cornyn, Texas Republican, "And this court demonstrably doesn't need new judges. It's not any more complicated than that."
The editorial is a stale rehashing of repeatedly disproved right-wing talking points.


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Children's LiteratureJuniper is the secret name of Ninnoc, princess of Cornwall. She was given this name that tells who she really is by her godmother, Euny. As the story begins, Ninnoc is a sweetly spoiled princess with a servant to bathe and dress her. After Euny visits, Ninnoc realizes that there may be more to life than luxury. She goes to live with Euny where life is simple and austere. At first it seems there is nothing but hard, tedious work, but she is learning those things that will be important to her. Juniper makes the challenging and difficult journey from being a pampered princess to becoming a wise healer who must try to save her parents' kingdom from the evil sorceress, Meroot. The book is a prequel to Furlong's wonderful Wise Child. As in all good series, this book can be read alone, but the reader surely will want to know more about this strong heroine and her equally interesting friends. This is an IRA Young Adults' Choice and an NCTE Notable Children's Book in Language Arts. 2004, Random House, and Ages 9 to 16.
—Janet Crane Barley


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Kukla's Korner Hockey
President Bush Calls Modano
by Paul on 11/10/07 at 10:19 AM ET
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from the Dallas Morning News,
The Stars center was on the ice playing the Phoenix Coyotes when a call came from the White House. So he had to wait until Friday morning to take the call in which President Bush offered congratulations to Modano for becoming the all-time American-born point scorer in NHL history.
"He was great," Modano said. "He just told me how special it was and how I should be proud."
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Coptis, also called yellowroot or goldthread, is a relative of the peony. It's a component of Chinese herbal medicine and often included with other herbs and remedies to benefit digestion. Coptis contains berberine, which appears to lower blood sugar and increase gastric and pancreatic juices.
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Knowing his environment
Badgers assistant coach Moore recruits hometown of Chicago
INDIANAPOLIS -- Howard Moore understood, coming out of Taft High School in Chicago, that he wasn't going to play in the NBA.
He had some talent, though, and it was enough to attract a handful of Division I programs. It came down to Northern Illinois, Northwestern and Wisconsin. Ultimately, he chose the Badgers as he saw an opportunity for a quality education, a chance to play and a program that was on the verge of success.
Moore had to wait his turn at Wisconsin, but he was rewarded. He saw plenty of the court late in his career and contributed in 1994 to the Badgers' reaching the NCAA tournament for the first time in 47 years. When his career was over and he earned his degree, he looked back with no regrets. Wisconsin had been the right choice.
Twenty years later after graduating from Taft and embarking on that Wisconsin career, Moore finds himself making that three-hour drive from Madison, Wisc. to Chicago at least a couple times a week and retelling his story to high school recruits. His hope -- especially being a Wisconsin assistant coach now -- is those Chicago-area recruits will choose the same path he did.
"My story is of a kid from the West Side of Chicago who tried to improve and overachieve in every aspect of my life, and how Wisconsin worked for me," said Moore, who was previously an assistant at Loyola, Ball State and Bradley. "It's not necessarily going to be the same factors for every kid. I was a decent student, not a great student; a decent player, not a great player. If you're looking for a good situation, Wisconsin can be that."
The area's top high school players are listening. Outside of the Fighting Illini, Wisconsin's opponent Friday in the Big Ten tournament, no other consistent NCAA tournament team has been a fixture in the recruitment of Chicago's top talent in recent years.
Last year, Wisconsin signed Bolingbrook guard Diamond Taylor. From the 2010 class, Wisconsin has inked Deerfield's multi-versatile forward, Duje Dukan. In 2010, the Badgers already have commitments from Bolingbrook forward Devon Hodges and Marshall point guard George Marshall, and they're in the mix for three of the state's top juniors -- De La Salle's Mike Shaw, Orr's Mycheal Henry and Rock Island's Chasson Randle.
Illinois Wolves AAU coach Mike Mullins, who has coached Hodges, Randle and Taylor, said he believes Moore is largely responsible for the Badgers' recruiting success in Illinois. Moore was a main factor why Demetri McCamey and Evan Turner also considered Wisconsin, Mullins said.
"I think Howard does a great job of identifying talent at an early age," Mullins said. "He does a great job of selling what Wisconsin and the Big Ten has to offer. He has a great network of relationships that he works very hard to sustain at the high school and club levels in the area. Even if he doesn't have a player they want, he keeps those relationships up, so when he does have a player they want it's not as if you haven't heard from Howard in three years."
Crossing the border isn't anything new to Wisconsin's program. The Badgers have benefited over the years from dipping into Illinois. Michael Finley (Proviso East High School), Sean Mason (Rich Central) and Alando Tucker (Lockport) are three of the Badgers' all-time greats.
"It's a natural place to recruit in its proximity to Madison, and it's a great recruiting pool," Moore said. "Chicago-area kids are willing to listen and look at different options. We're trying to find the niche kids who can find Wisconsin to be a good match.
"For a kid like myself, I wanted to get away from Chicago, but not go too far away. I knew I wasn't a NBA player, but I wanted to play in the Big Ten."
Often on the road, Moore comes across Illinois coach Bruce Weber and assistant Jerrance Howard, the Illini's main recruiter in the area. Both programs are going after Henry, Randle and Shaw, standouts in the 2011 class.
The two programs aren't trying to win at any cost, though.
"When you look at the two programs, Coach Weber and Coach [Bo] Ryan -- what they're all about, they're old-school coaches that demand effort on both ends of the court," Moore said. "These are the type of kids they're both pursuing. You'd be fortunate to play for either guy. Illinois has a large talent pool, and it just so happens we're going after the same players.
"We have a lot of respect for each other. We both have quality people. You won't find a kid who claims either staff has said anything negative about the other staff. There is a mutual respect."
Scott Powers covers high school and college sports for ESPNChicago.com and can be reached at email@example.com.
Scott Powers | emailReporter
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Once Nolan's trilogy ends..
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January 7 2012, 07:50 PM
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Location: Gotham
Re: Once Nolan's trilogy ends..
^ It's just called "Man of Steel" btw. No Superman in the front of it and Nolan has been very hands on including re-writing the script himself a couple of times. He also personally hired Snyder and his brother and David Goyer wrote the script. Nolan seems like the type of person where he's very hands on and cares about the jobs he undertakes. I very much doubt that he took on the Executive Producer title for the reboot for ceremonial purposes. If he wasn't interested he would have just walked away after his trilogy was finished.
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Arsenal seal top-four finish
Sun, 19 May 2013 19:00:00
Arsenal secured fourth spot in the Premier League with a 1-0 win over Newcastle United at St James' Park.
After a goalless first half, which mirrored what was happening at White Hart Lane between Tottenham and Sunderland, it took Arsenal less than ten minutes into the second half to claim the winner which guaranteed their top-four finish ahead of their arch-rivals.
Newcastle failed to deal with a Theo Walcott free-kick, and it fell for Laurent Koscielny just six yards out and he volleyed home with great aplomb.
That goal was enough to mean that the result in north London was meaningless, although Tottenham did do their part as Gareth Bale fired home to win it for them but Arsenal did their job to claim a top-four finish by just one point.
Arsene Wenger's side were clearly a bit nervy from the start, more concerned with not conceding rather than scoring, although the first opening came for Walcott when he fired over six minutes in.
But with Newcastle owner Mike Ashley willing to share out ?1million between the club's non-football staff if they won, the home side did have something to play for, and Papiss Cisse came close to converting a cross from Mapou Yanga-Mbiwa, who was playing as a makeshift left-back, but it flew just over.
Arsenal's gamble of playing Mikel Arteta did not work as he was forced off on the half-hour with Alex Oxlade-Chamberlain coming on, and they took time to adapt to the change.
Newcastle did have glimpses of goal with Yohan Cabaye testing Wojciech Szczesny before Hatem Ben Arfa blazed over the bar when he should have done better after finding room in the box.
One of the highlights of the first half was just before the break on 37 minutes when Newcastle's home fans gave a minute's applause to their number 37 - the retiring Steve Harper.
But he almost had a moment to forget just 30 seconds into the second half. His poor clearance presented Walcott with a good chance, but the veteran shot-stopper saved well and Steven Taylor got back to clear.
On 52 minutes a Walcott free-kick was not dealt with and it dropped to Koscielny off Yanga-Mbiwa and the Arsenal centre-half volleyed past Harper from close range to send the travelling fans into raptures.
To their credit Newcastle did not just cave in and they pushed on looking for an equaliser but Koscielny and Per Mertesacker stood firm at the heart of Arsenal's defence. Both were on hand to put a block on Yoan Gouffran inside the six-yard box, whilst Ben Arfa fired one just wide from long range.
The late goal at Tottenham made for a nerve-jangling finish, although it was Arsenal who should have doubled their lead as Walcott broke clear in the final minute, and he beat Harper but his shot cannoned back off the post.
But, despite their efforts Newcastle could not find a way through as Arsenal claimed the win which means the Magpies finish a lowly 16th, whilst the Gunners take their place at Europe's top table once again as their qualification for next season's Champions League was confirmed.
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PHP software developers and system integrators actually play an important role in running the world's largest web infrastructures. From Facebook, Gruner & Jahr, Kabel Deutschland and Lufthansa to a diversity of corporations, they all trust PHP and the respective systems built with it. It is not questionable that these systems provide a solid software architecture. The point of interest is how these architectures are aligned to the fast pace of changing business goals, which categories of business goals are considered during architecture creation and which means are utilised in projects.
The study was conducted around December 2009/January 2010 with more than 150 respondants from the PHP community and professional PHP ISVs and is available as PDF.
The study covers topics like Architecture styles usage in PHP applications as well as relevance of TCO-driven business goals. Furthermore, the authors of the study show trends on tools usage in architecture creation.
The study is written in English and can be ordered for free at http://www.mayflower.de/de/ressourcen/studien/studie-zu-php-architektur. It will then be delivered via e-mail.


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Gatlins still got it: Country trio coming to SD State Fair
The Gatlin Brothers may not top the country charts like they did in the 1980s, but Rudy Gatlin figures guys with gray hair still have plenty to say.
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"This design was my daughter's favorite from several I gave her to choose from. We used a senior picture taken on railroad tracks for an outdoor, country look and added her graduation party details. We got many compliments on this card."
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"Very happy with my purchase. The card quality was wonderful, heavy and substantial. Pictures clear and perfect color. I would definitely order from Tiny Prints again! Price seemed fair also."
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- Product Information
Product Description
Even the smallest of people can be Batgirl! Dress your little one in our beautiful Batgirl onesie for Halloween. Our pink and black Batgirl costume includes the onesie, pants, headband and booties. This is an officially licensed DC Comics costume.
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text: We found our 'executive room' to have comfortable beds, to be warm and clean. The staff were helpful and friendly and efficient. BUT additional cost breakfast was not as good as we have had here on previous occasions - the self service system has been changed to waiter service for the cooked element of the breakfast and it is Not... More


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Base on article on http://www.codeproject.com/KB/cs/SQLiteCSharp.aspx
Like all databases, SQLite has its list of shortcomings. It is not suitable for a client server application or as a networked database. It's not suited well for a multi user scenario and can have serious file locking issues when accessed simultaneously over the network. Quite for the same reason, SQLite is not suited for a multi-threaded or a multi-process application-database access scenario.
Is it true that SQLite not suitable for a client server app? because I want to develop bookstore and karaoke application? If SQLite is not suitable what databases are suitable which self-contained, serverless, zero-configuration?


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Spartan girls advance to state
STEVENS POINT — For the second time in two years, the Superior High School girls basketball team is headed to the Wisconsin Interscholastic Athletic Association state tournament.
The Spartans defeated the Neenah Rockets 82-69 Saturday in the Division 1 sectional finals to advance. Superior plays Mukwonago in the state semifinals Friday at the Resch Center in Green Bay.
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