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VIEWS: 70 PAGES: 12 CATEGORY: Health Insurance POSTED ON: 5/19/2010
Personal Accident Insurance Plan
Personal Accident Insurance Plan ACCIDENTAL DEATH and DISMEMBERMENT COMA BENEFITS PERMANENT TOTAL DISABILITY DAY CARE BENEFIT EDUCATION BENEFITS REHABILITATION BENEFIT SEAT BELT/AIR BAG PROVISION CHILDREN'S ADDITIONAL BENEFIT NATURAL DISASTER COVERAGE For Eligible Employees of UNIVERSITY OF CALIFORNIA and their Families IMPORTANT NOTICE: The Program provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, major medical or sickness coverage. Who is Eligible? You are eligible to enroll if you are appointed by the University to work at least 43.75% time and your paycheck is large enough from which to allow the required premium deduction corresponding to your elected coverage. You may, by selecting one of the Family Plan Options, enroll your spouse and your unmarried Natural or legally adopted children under age 23. You may enroll unmarried children under age 18 for whom you are the legal guardian if living with you; dependent upon you for at least 50% support and claimed as your dependent for income tax purposes. You may enroll your unmarried stepchildren, natural or legally adopted children of your spouse or grandchildren of you or your spouse under age 23; if living with you; dependent upon you or your spouse for at least 50% support and claimed as your or your spouse's dependent for income tax purposes. Further, your unmarried children as defined above, except a child for whom you are the legal guardian, who became incapacitated before age 23 may continue to be covered past age 23 provided you remain covered under this policy and the child is and continues to be incapable of self-support for reasons of mental or physical handicap and is chiefly dependent upon you for at least 50% of his or her support, and is your dependent for income tax purposes or is eligible for Social Security Income or Supplemental Security Income as a disabled person or working in supported employment which may offset the Social Security or Supplemental Security Income," and is living with you if a stepchild or grandchild (your natural or adopted child is not required to be living with you). Application must be made at least 31 days before the child's 23rd birthday and is subject to approval from the insurance company or a UC-sponsored health plan, the incapacity began before age 23, the child was enrolled in a group medical plan before age 23 and coverage is continuous. The Insurance Company may periodically request proof of continued disability. Incapacitated children approved for continued coverage under a University- sponsored medical plan are eligible for continued coverage under any other University- sponsored medical plan; if enrollment is transferred from one plan to another, a new application for continued coverage is not required. If you are a newly hired Employee with an incapacitated child, you may also apply for coverage for that child. The child must have had continuous group medical coverage since age 23, and you must apply for University coverage during your Period of Initial Eligibility. Eligible dependents also include your domestic partner and their eligible children as set forth in the University of California Group Insurance Regulations*. For information on who qualifies and on the requirements to enroll a domestic partner, contact your local Benefits Office. *These dependents are newly eligible effective January 1, 2001 Effective January 1, 2005, the University will recognize an opposite-sex domestic partner as a family member that is eligible for coverage in UC-sponsored benefits if the employee or domestic partner is age 62 or older and eligible to receive Social Security benefits and both the employee and domestic partner are at least 18 years of age. Please note: if you have an eligible adult dependent relative enrolled in the UC-sponsored medical, dental and/or vision coverage, you may not enroll your spouse/ domestic partner in the AD&D plan. 2 Non-Duplication of Coverage UC Rules do not allow duplicate coverage. You may be covered as an employee or as an eligible family member of a UC employee. You may not be covered in more than one category. If both parents are UC employees, only one parent may cover the children. If a dependent obtains insurance as an eligible employee, they no longer qualify as a dependent. If a duplicate enrollment occurs, UC will cancel the later enrollment. UC and/or the insurance carrier reserves the right to request documentation to verify eligibility (marriage certificate, birth certificates, adoption records, tax records, etc). You may not be covered under any combination of the active employee and retiree plans. What is The Coverage? 24-hour, 365-days-a-year insurance is provided for covered accidents in the course of business or pleasure. Coverage includes accidents (except as limited by Exclusions) whether on or off the job, occurring in the home, traveling by train, airplane, automobile, or other public and private conveyance. The benefits provided under this Plan are payable in addition to any other insurance which may be in effect at the time of the accident. There are no geographical limits; it is worldwide accident protection. "Injury" means bodily injury caused by an accident occurring while your coverage is in force as to the Insured Person, and resulting directly and independently of all other causes in loss covered by this Policy. "Covered Accident" means any unexpected external force or event which causes a loss, subject to exclusions shown. Your Benefits Accidental Death and Dismemberment Including Paralysis When Injury results in any of the following losses within 365 days of the date of the accident the Plan will pay as follows: Loss of Life.............................................................................. Full Principal Sum Loss of two or more members................................................. Full Principal Sum Loss of speech and hearing in both ears ................................ Full Principal Sum Quadriplegia............................................................................ Full Principal Sum Paraplegia ............................................................................... Three Quarters of Principal Sum Loss of one member ............................................................... One-Half of Principal Sum Loss of speech or hearing in both ears ................................... One-Half of Principal Sum Loss of four fingers on the same hand.................................... One-Half of Principal Sum Loss of four toes of the same foot.......................................... One-Half of Principal Sum Hemiplegia .............................................................................. One-Half of Principal Sum Loss of thumb and index finger of the same hand .................. One-Quarter of Principal Sum "Member" means hand, foot or eye. "Loss" as used with reference to hand or foot means actual severance through or above the wrist or ankle joint; as used with reference to eye means irrecoverable loss of the entire 3 sight thereof; with reference to loss of digits of the same hand means loss by actual severance through or above the metacarpophalangeal joints; as used with reference to speech means irrecoverable loss of speech which does not allow audible communication in any degree; as used with respect to hearing means irrecoverable loss of hearing which cannot be corrected by a hearing aid or device; as used with reference to quadriplegia means the complete and irreversible paralysis of both upper and lower limbs; as used with reference to paraplegia means the complete and irreversible paralysis of both lower limbs; as used with reference with hemiplegia means the complete and irreversible paralysis of upper and lower limbs of one side of the body. Indemnity provided hereunder will not be paid, under any circumstances, for more than one of the losses, the greatest, sustained by any one covered person as the result of any one accident. Children's Additional Indemnity Dismemberment/Paralysis Pays double the Child's Principal Sum when an insured dependent child suffers a covered Accidental Dismemberment or Accidental Paralysis. The amount payable is an amount equal to the amount payable under the Accidental Dismemberment or Paralysis benefit (specified above), subject to a maximum of $100,000. Day Care Benefit Pays the lesser of: - Actual cost of day care for the year, following date of covered accident causing the employee's death. - 5% of Employee's Principal Sum - $5,000 ($20,000 maximum for four years) Benefit Payable each year for maximum of 4 years for Children under age 13 on the date of the accident causing the employee's death who are enrolled in a Day Care Center or enroll within 365 days of the accident. - No benefit will be payable after 4 years or beyond age 12. Rehabilitation Benefit Pays up to $10,000 for all Rehabiltiation Expenses within 2 years of a covered accident that results in an Accidental Dismemberment or Paralysis of an Insured Person. Excludes work-related injuries payable under Workers' Compensation or other similar law. Coma Benefit When a covered accident renders the Insured Person Comatose within 30 days of the covered accident and Coma continues for a period of 30 days, the plan pays a monthly benefit of 1% of the Insured Person's Principal Sum as long as the Insured Person remains Comatose to a maximum of 100% of the Principal Sum. If an Insured Person suffers one or more losses from the same accident for which amounts are payable under more than one Benefit provided, the maximum amount payable will not exceed the amount payable for one of those losses, the largest. Education Benefits If you have elected Family Plan or Modified Family Plan coverage and suffer loss of life in a covered accident while insured under this Plan, the Plan will pay, in addition to all other benefits payable, an amount equal to the lesser of the following amounts: (1) the actual annual tuition, exclusive of room and board, charged by an institution of higher learning per school year, or; (2) 5% of your Principal Sum but not less than $1,500.00 nor more than 4 $10,000, to or on behalf of any dependent child * who, at the date of the accident: (a) was enrolled as a full-time student in an institution of higher learning or (b) was enrolled as a full-time high school student (beyond the 8th grade level) and subsequently enrolls in an institution of higher learning within 365 days of high school graduation. This benefit is payable annually for a maximum of four consecutive annual payments but only if the dependent child continues his or her education as a full-time student in an institution of higher learning. This Plan will also pay, in addition to all other benefits payable, the actual cost incurred within 30 months from the date of death (subject to a maximum of $10,000) to or on behalf of your surviving spouse/ domestic partner who has enrolled in any professional or trades training program for the purpose of obtaining an independent source of support and maintenance. "Institute of Higher Learning" as used herein includes, but is not limited to any state university, private college or trade school. * "Dependent Child," as respect to this benefit provision only shall mean any unmarried child under 23 years of age who is dependent upon you for at least 50% of his maintenance and support. Seat Belt/Air Bag Provision An additional 10% of the applicable Principal Sum amount will be paid if you or a covered family member suffers loss of life despite restraint by a seat belt or air bag in an automobile accident. Natural Disaster Benefit An additional 10% of the applicable Principal Sum amount will be paid if you or a covered family member suffers loss of life or sustains a covered loss as a result of a Natural Disaster. "Natural Disaster" means a storm (wind, rain, snow, sleet, hail, lightning, dust or sand), earthquake, flood, volcanic eruption, wildfire or other similar event that is due to natural causes and results in such severe and widespread damage that the area of damage is officially declared a disaster area by a state or federal government if the event occurs in the United States of America, or by a corresponding authority if the event occurs outside the United States of America. Permanent and Total Disability (not applicable to spouse/ domestic partner or eligible dependent children) When Injury causes you to be permanently and totally disabled within 120 days of a covered accident, and you are prevented from engaging in each and every occupation or employment for compensation or profit for which you are qualified by reason of your education, training or experience and such disability lasts for 12 consecutive months and you are then judged to be permanently and totally disabled, the Plan will pay the Principal Sum less any amount paid or payable under the policy as a result of the same accident, at the rate of one percent per month for 100 months. If you should suffer the loss of life from any cause during the period permanent total disability payments are being made under the policy, payments of the same amount will continue to your designated beneficiary until such time as the total payments made as a result of the disabling accident, including all prior disability payments, are equal to your Principal Sum. 5 What Are The Exclusions? The policy does not cover any loss caused by or resulting from: suicide or attempt thereat while sane or self-destruction or any attempt thereat while insane; disease of any kind; bacterial infection, except pyogenic infections which shall occur through an accidental cut or wound; hernia of any kind; declared or undeclared war or any act thereof; accident occurring while you are serving for more than thirty days of full-time active duty in the armed forces of any country or international authority; flying as a pilot or crew member of any aircraft or flying as a passenger in any aircraft owned, leased, or operated by University of California. What Is The Schedule of Monthly Costs? Here is a chart summarizing the monthly cost for you and your family which will be paid by monthly payroll deductions. This chart should be used when filling out the Enrollment Form. MONTHLY RATES PRINCIPAL SUM EMPLOYEE ONLY FAMILY PLAN MODIFIED FAMILY PLAN $10,000 0.16 0.26 0.20 $20,000 0.32 0.52 0.40 $30,000 0.48 0.78 0.60 $40,000 0.64 1.04 0.80 $50,000 0.80 1.30 1.00 $60,000 0.96 1.56 1.20 $70,000 1.12 1.82 1.40 $80,000 1.28 2.08 1.60 $90,000 1.44 2.34 1.80 $100,000 1.60 2.60 2.00 $125,000 2.00 3.25 2.50 $150,000 2.40 3.90 3.00 $175,000 2.80 4.55 3.50 $200,000 3.20 5.20 4.00 $300,000 4.80 7.80 6.00 $400,000 6.40 10.40 8.00 $500,000 8.00 13.00 10.00 How Do I Enroll? To become insured under the Plan you need only submit a completed University of California enrollment form, which you may obtain from your department or from your local Benefit Representative. Please return the completed form to your local Benefits or Accounting Office. You may enroll in this Plan at any time as there is no period of initial eligibility associated with this coverage. Each employee enrolling in the Plan will receive a certificate of insurance. How Much Coverage May I Obtain for My Family? Under the Family Plan your spouse/domestic partner and eligible children are automatically covered as follows: your spouse/domestic partner is insured for a Principal Sum equal to 50% of your Principal Sum and each eligible child is insured for 20% of your Principal Sum. If you have no eligible children, your spouse/domestic partner's Principal Sum is 60% of yours. 6 What Is The Modified Family Plan? The Modified Family Plan covers one parent and all eligible children, at a modified premium rate. If both husband and wife/domestic partner are eligible employees of the University, only one may elect to cover their eligible children. Single parents may elect to cover themselves and their eligible children. Under the Modified Family Plan each of your eligible children is insured for an amount equal to 20% of your Principal Sum. To Whom Are My Benefits Paid? Benefits for loss of your life will be payable in accordance with the beneficiary designation on your enrollment form. If no such designation has been made, such indemnity shall be payable to the person or persons (in equal shares) in the first of the following categories in which there is a survivor: 1. Your spouse or domestic partner 2. Child or children of deceased child shall take the share of such child by representation; 3. Your parent or parents; 4. Your surviving brothers and sisters; 5. Your executors and administrators. If you select either of the Family Plans, you will be the beneficiary of your covered dependents for loss of life. If you are not living at the date of death of your covered dependent, payment will be made (a) in the case of the death of your spouse/ domestic partner, to the spouse/domestic partner's executors or administrator; (b) in the case of the death of your child, to the first surviving class of the following classes of successive preference beneficiaries; the child's (1) surviving parent; (2) surviving brothers and sisters; (3) executors or administrators. All other indemnities are payable to the person suffering the loss. When Will Coverage Be Effective? Your insurance will become effective as of the date the electronic enrollment is completed or the application is received in your local Benefits or Accounting Office or your first day of eligibility, whichever is later. Insurance of an employee who is not actively at work on the normal effective date will become effective the day after the employee's first full day actively at work, unless the employee is on an approved leave with pay for non-health reasons. Your newborn natural child is covered from the date of birth and any minor child placed with you for adoption is covered when the child is placed in your physical custody; provided you are enrolled in one of the family plans and the child's effective date of coverage is not earlier than your coverage effective date. New or increased coverage for any other family member who is hospitalized on the normal effective date begins on the day after the family member is discharged from the hospital. When Does My Coverage Terminate? Your name will terminate immediately on the earliest of the following dates: a) On the date the Master Policy is terminated. b) On the premium due date if the University fails to pay the required premium for 7 you except as the result of an inadvertent error. c) On the premium due date next following the date you cease to be an eligible employee of the University for this insurance. d) With respect to an Insured Person who is insured under the Master Policy as a dependent, on the premium due date next following the date he or she ceases to be an eligible dependent Coverage for a subscriber or enrolled dependent may be terminated for fraud or deception in the use of services of the Plan or for knowingly permitting such fraud or deception by another. Such termination shall be effective upon mailing of written notice by the Plan to the subscriber and the University. Termination of coverage of a dependent for fraud shall not cancel the enrollment of other family members. Termination of coverage for subscriber shall cancel automatically the enrollment of all of the subscriber's dependents. When You Retire You and your family members may not continue the UC-sponsored Employee AD&D coverage when you retire. You and your spouse/domestic partner, however, may purchase AD&D coverage through the UC-sponsored Voluntary Accident Insurance Program available to UC retirees. Contact the insurance carrier for more information. May I Convert My Insurance? If you leave your employment with the University of California for any reason you may convert within 31 days of termination to an individual form of Accidental Death & Dismemberment coverage at the individual premium rate in use at time of the conversion. No medical certification will be required to obtain the conversion policy. Coverage cannot exceed the amount purchased under the Group Plan (not less than $10,000 nor more than $500,000). Covered dependents can also convert with the same restrictions as above. Coverage will be effective either the date the application for the converted policy is received or the date coverage under the group contract ends, whichever is later. Action Which May Affect Coverage The following provisions apply unless the employee or family member converts to an individual plan. LEAVE WITHOUT PAY. You may continue coverage for up to 2 years of an approved leave without pay or during an approved military leave of up to 31 days by making direct payment of premiums to your local accounting office. If you do not continue coverage during a leave without pay , you must re-enroll by the end of the month following your return to work in order to renew your coverage. LEAVE WITH PAY. You may continue coverage for up to 2 years as long as earnings cover required deductions. FURLOUGH/LAYOFF. You may continue coverage for up to 4 calendar months by making direct payment of premium. INSUFFICIENT EARNINGS. If premium cannot be taken from the first check following two consecutive months of missed premiums, coverage lapses retroactively to the first day of the first month for which a premium was missed. 8 University of California Group Accidental Death & Dismemberment Insurance Active Employees PLAN ADMINISTRATION By authority of The Regents, University of California Employee Benefits, located in Oakland, California, administers this plan in accordance with applicable documents and regulations, custodial agreements, University of California Group Insurance Regulations, group insurance contracts/service agreements, and state and federal laws. No person is authorized to provide benefits information not contained in these source documents and cannot be relied upon as having been authorized by The Regents. The terms of those documents apply if information in this booklet is not the same. The University of California Group Insurance Regulations will take precedence if there is a difference between its provisions and those of this booklet and/or Group Contract. What is written here does not constitute a guarantee of plan coverage or benefits – particular rules and eligibility requirements must be met before benefits can be received. Health and welfare benefits are subject to legislative appropriation and are not accrued or vested benefit entitlements. This section describes how this Plan is administered and what your rights are. Sponsorship and Administration of the Plan The University of California is the Plan sponsor and administrator for the Plan described in this booklet. If you have a question, you may direct it to: University of California Office of the President Human Resources and Benefits 300 Lakeside Drive, 5th Floor Oakland, CA 94612-3557 1-800-888-8267, * 70651 Claims under the Plan are processed by American Home Assurance Co. at the following address and phone number. American International Companies Accident & Health Claims Division PO Box 15701 Rockwood Plaza Complex Wilmington, Delaware 19850-5701 (302) 661-4176 Employer Identification Number The employer identification number assigned to the Regents of the University of California by the Internal Revenue Service is 94-2557406. 9 Group Contract Number The group contract number for this Plan is PAI-9105361 A-Q. Type of Plan This Plan is a welfare plan that provides group accidental death and dismemberment benefits. This Plan is offered under the University of California Benefit Programs. Plan Year January 1 through December 31. Continuation of the Plan The University of California intends to continue the benefits described here indefinitely; however, all benefits of all employees, retirees and plan beneficiaries are subject to change or termination at the time of contract renewal or at any other time by the University or other governing authorities. The University also reserves the right to determine new premiums and employer contributions at any time. Financial Arrangement The benefits under the Plan are paid by the American Home Assurance Company under the insurance contract. Premiums are currently paid entirely by the employee. Agent for Service or Legal Process Legal Process may be served on American Home Assurance Company at the address listed above. Certificate A certificate of insurance will be provided (by American Home Assurance Co.), following enrollment in the plan, describing in detail the coverage summarized in this brochure. Your Rights Under This Plan As a participant in the University of California Accidental Death and Dismemberment Plan, you are entitled to certain rights and protection. All plan participants shall be entitled to: Examine, without charge, at the Plan Administrator's office, or instead of or in addition to, at other locations that may be specified by the Plan Administrator, all Plan documents, including the insurance contract. Obtain copies of all Plan documents for a reasonable charge upon written request to the Plan Administrator. How to File a Claim You or your beneficiaries should protect your rights by filing a written notice of claim with American Home Assurance Co. within 20 days of the loss. See Uniform Provisions Section of your certificate, paragraphs "Notice of Claim," "Claim Forms," "Proofs of Loss" "Time of Payment of Claims." If a claim is denied, your beneficiary will receive a notice from American Home that states the reasons for the denial and describes any additional information needed. Your beneficiary may, within 60 days after receiving notice of the denial formally appeal the 10 denial in writing. The appeal should state the specific reasons with reference to the Policy provisions, why the claim should not be denied. American Home will reply to your beneficiary in writing. If more than 60 days from the date the formal appeal is received are needed for an evaluation, your beneficiary will be notified in writing of the reason for the extension of time. American Home's decision is final. Nondiscrimination Statement In conformance with applicable law and University policy, the University of California is an affirmative action/equal opportunity employer. Please send inquiries regarding the University's affirmative action/equal opportunity policies for staff to Director Mattie Williams and for faculty to Executive Director Sheila O'Rourke at this address. University of California Office of the President 1111 Franklin Street Oakland, CA 94607 11 IMPORTANT This pamphlet provides you with an easy-to-understand summary of the benefits provided under the Personal Accident Insurance Plan offered by American Home Assurance Company. If any conflict should arise between the contents of this summary and the Master Policy PAI 9015361 A-Q or the University's Group Insurance Regulations, or if any point is not covered herein the terms of the Master Policy will govern in all cases. YOU MAY DIRECT INQUIRIES ABOUT THIS PROGRAM TO: AMERICAN HOME ASSURANCE COMPANY TWO RINCON CENTER 121 SPEAR STREET SAN FRANCISCO, CA 94105-1588 (415) 836-2777 1-800-772-7863 This program is Underwritten by American Home Assurance Company A Capital Stock Company Founded 1853 70 Pine Street New York, NY 10270 Over the years, American Home has earned a reputation for service, efficiency and financial stability. It is licensed in all 50 states, the District of Columbia, and Puerto Rico. A Member Company of American International Group 12
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Floor Plans and Pricing
|Junior 1 Bedroom
|1 Bathroom
|865 Sq. Ft.
1 Bedroom
|1 Bed 1 Bath with optional den
|$828 - $903
|1 Bathroom
|869 - 979 Sq. Ft.
2 Bedrooms
|2 Bed 1 Bath
|1 Bathroom
|1072 Sq. Ft.
|2 Bed 2 Bath with optional den
|$1023 - $1098
|2 Bathrooms
|1199 Sq. Ft.
3 Bedrooms
|3 Bed 2 Bath with optional den
|$1348 - $1411
|2 Bathrooms
|1411 Sq. Ft.
|3 Bed 3 Bath
|3 Bathrooms
|1523 Sq. Ft.
Property Features
- Property Overview
- Special Features
- Community Features
- Apartment Amenities
- Local Schools
- Pet Policy
Woodridge in Randallstown, MD
The Woodridge Apartment community is surrounded by tree lined streets and private homes. It's the kind of place people love to find and hate to leave. Our one, two and three bedroom apartment floor plans are spacious, comfortable, well-planned, and feature large country kitchens and closet space. Private patios or balconies overlook manicured lawns and woodlands. For your enjoyment, the newly updated resident clubhouse and Olympic sized pool, await your arrival. Our location is excellent - just minutes to schools, shopping, recreation and commuter routes. Please call for an appointment today.
Special Features
- Cats allowed
- Laundry facilities in each building
- Dishwasher
- Disposal
- Patio/balcony
- Brand New Playground
- 1, 2 & 3 bedroom apartment homes
- Walk-in closets
- Private patio or balcony
- Swimming pool
- New Fitness Center with state of the art equipment
- Close to shopping and entertainment
Community Features
- Accepts Electronic Payments
- Apartment
- Courtyard
- Fitness Center
- Freeway Access
- Garden Style
- Laundry Facility
- Playground
- Pool
- Surface Lot
- View
Additional Information
Apartments in Community: 564
Apartment Amenities
- Air Conditioning
- Cable or Satellite
- Carpet
- Dishwasher
- Extra Storage
- Garbage Disposal
- Internet Access
- Microwave
- Patio or Balcony
- Tile Floors
- Water Sewer and Trash
- Window Covering
Local Schools
- Deer Park Elementary School
- Deer Park Middle Magnet School
- New Town High School
We believe school data to be accurate, but do not guarantee that. Please be sure to verify where your children will attend school before making your housing decision.
Pet Policy
Maximum of 2 cats per home.
- Cats Allowed
Contact Woodridge
Office HoursClosed Sunday Monday 10:00 AM-6:00 PM Tuesday 10:00 AM-6:00 PM Wednesday 10:00 AM-6:00 PM Thursday 10:00 AM-6:00 PM Friday 10:00 AM-6:00 PM Saturday 10:00 AM-6:00 PM
ASK ABOUT OUR EXCLUSIVE EMPLOYER SPECIALS! We offer exclusive employer specials. Call for more information and to see if your employer is a participating member of our program!
As you search for your perfect apartment, please keep in mind that rental rates (including specials and discounts) and availability are very fluid in the apartment industry. Based on many factors, the rental rates (including specials and discounts) and availability can actually change not just daily, but hourly, if not even more quickly. While our advertisers do take steps to keep their information current, the rental rates or availability you may find here now at ForRent.com may not be the same as when you contact the communities.
Quick Links For Your Apartment Search
- Baltimore metro
- West Baltimore area
- Randallstown
- 21133
- See Also

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Palmetto Inn & Suites
No availability found through our partners. Please contact the business directly or check some of our recommended alternatives.
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Historical Traveler Reviews Palmetto Inn & Suites Panama City Beach
Our Home Away From Home
We have stayed at The Palmetto the first week of May since '94 and this is the first spring we will have missed due soley to the motel renovation and extensive construction in the area. We drive 12 hours straight through to get there from our home in Brown County, Ohio roughly 50 miles east of Cincinnati. We were saddened to learn that our little motel would be undergoing renovation, as we loved its' personality and charm so much but recognize the necessity for change. It provides everything we need for a relaxing, stress-free vacation and the pool, landscaping and other amenities are superior to those found at more trendy, high-priced hotels. There simply is no comparison and our friends and family think we spend a fortune on our vacation judging by our photos.
We have made so many friends at The Palmetto, some of whom we correspond with throughout the year, and consider it our home away from home. We feel such a loyalty to Rick & Patti and their staff that we would not consider staying anywhere else during the renovation and are looking forward to staying in the new Palmetto in '06 and many years thereafter.
Take My Advise
My Family and I have stayed at the Palmetto for 18 years straight, ever since I was born, and My mom has never missed a summer at the Pametto in almost 30 years. The Best Place in PC!
Ripped off for $88.00 from this hotel
This hotel charged me $88.00 for a room when I had cancelled it. I sent letters to dispute the charges with employees names and the owners apparently didn't care as they took the money anyway. Go somewhere else... Will recommend to all other government employees too !!! Already listed with my agency to "stay away".
Too bad its closing
I've stayed at the Palmetto for the past three years between Christmas and New Years. The staff/owners are very special and make you feel at home. While the rooms are nothing special, the poolside area and ocean view more than make up for it. Since they're closing down this fall to build a new high-rise complex, I've had to make other arrangements for this year's trip. I'll miss it!!!!! :-(
My husband and I were passing through Panama Beach and wanted to stay a couple of days, we decided to check this place out, the desk clerk offered to show us the room (we were across the street from the main hotel which is on the beach)before we payed, but told her we would check out with a full refund if we didn't like what we saw, the room was clean and smelled clean, we walked to the indoor pool area and found it to be very nice. We were very happy and stayed. Only wished that we had stayed there the first time passing through, instead of the Sandpiper-Beacon, which was a total nasty stink hole! When we go back we will only stay at the Palmetto for sure!
Best Motel on the Beach
The Palmetto has been my family's vacation spot of choice for about the past 13 years. Every year when I was a teenager we went here with my family, and now I go myself. The rooms are clean and comfortable, the staff is friendly, and the location is excellent. The hotel is away from the noise and congestion of "the strip", but it's just a few minutes up the road if you want to shop or eat out. The pool areas are clean and beautifully landscaped, and the beach is beautiful. There isn't a better spot on the coast!
Just returned from PCB and enjoyed my stay at the Palmetto. It is located on the west end of PCB away from most of the new construction and high rise condos. Is great for families. There is a Winn Dixie grocery store located within 200 yards and there are refrigerators in the rooms. There are also gas grills located on the property if you want to grill out. If you like to hang with the locals there is a great littlr bar within walking distance called the Y Not. They had live music and great prices compared to some bars located in the middle of the beach. If you are looking for a clean basic room with Cable this is it. If your flying into town once at the Palmetto most things are within walking distance-beer,food,liquor,drug store,scooter rentals,and the best beach in florida.
Wished we could have found it sooner
My family has been going to Panama City for years as a spring break vacation and always stayed at Gulf Crest ,then when they closed we were desperate to find another hotel with the family atmosphere and not springbreakers. The first 2 years after they closed we stayed at Sunset Inn, which is also a great place, but we wanted to find an oceanfront pool so the older kids could play on the beach and we could watch both ,so last year we stayed at palmetto and knew this was what we had been looking for. Since spring break last year we have been back again in September and have not regretted it at all.
Nice, Nice View
My husband and I stayed at the Palmetto and the view was that of a postcard. The rooms were unattractive, but the view and the vision made up for it. I recommend it for people wanting easy access to a beactiful pool that overlooks the Gulf.
Enjoyed ourselves
My children and I just got back from a trip to Panama City, Florida. We stayed a week in our Motel. It was clean when we got there, we were able to get a baby crib, high chair (at no extra cost) extra towels if needed. The staff was really nice and helpful in any way. We were on the side away from the beach, but could just walk across the street and use any of the facilities on the beachside. I would like to thank the staff at Palmetto for making our stay enjoyable.
TripAdvisor Reviews Palmetto Inn & Suites Panama City Beach
Travel Blogs from Panama City Beach
Road Stories - and more BBQ
... have only seen in the zoo before. We are unsure of their name but they have a cute red crown of feathers on the top of their heads. We then went over to Walmart to replace the knitting needles Sheree forgot in Statia. She had planned to work on the afghan she has been doing on long drives but ended up knitting cotton washcloths for Kristin instead. Sheree stayed awake the last night to finish the last one and then tucked ...
One more Beach Stop
... thunderstorms and lightning. This morning, in between thunderstorms, we went out for a 3 mile walk through the slash pine forest, white sand dunes and along the beach. See photos. We returned just in time before another thunderstorm which featured close lightning, momentary loss of power (thank you surge protector) and torrential downpour. Now a little reprieve before next volley.
Monday, we begin our return west for ...
Blame it on the green......
... have a quite swim some dinner and a couple of drinks having a early night for the nearly six hour drive the next day. Well so much for the best layed plans with the pool open the kids were happy swimming and having pizza for dinner Monica and i made our way down to the Tiki Bar it was all a bit down hill from there. The bar maid seemed to have depth perception problem making ...
Lobsters in all directions
... couple of hours at the beach I headed back to camp and grabbed a bite to eat, leftover burgers was perfect to satisfy my hunger. I took advantage of the shade at the campsite and lurked around there for a while before heading back over to brave the beach. I basically got straight into the water and floated around for a bit, it was so relaxing until I got surrounded by hundreds of little fish. There was so many they were literally hitting my ankles. This was very ...
Gators in Narnia
... on our 5 hour trip :/ the whole arvo was a blur until we arrived at our campsite in Panama City beach. It was pretty hot and humid when we arrived so setting up camp wasn't exactly ideal, sweat dripping everywhere. Once the tents were up I was on cooking duty so we got to it. We were making burgers which turned out to be pretty popular amongst the group. Everything got cleaned up and we spent the night sitting around drinking and chatting before people retreated to their ...


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Book your room at Days Inn - Edmonton
Standard Room, 1 Queen BedMax Occupancy: 2 guests (up to 1 child, 1 infant)
Room (Run of the House)Max Occupancy: 2 guests (up to 1 child, 1 infant)
Standard Room, 2 Queen BedsMax Occupancy: 4 guests (up to 3 children, 3 infants)
Eco-friendly Edmonton hotel in Downtown Edmonton with restaurant
Located in Downtown Edmonton, this eco-friendly hotel is 0.3 mi (0.5 km) from Art Gallery of Alberta and within 3 mi (5 km) of University of Alberta and Commonwealth Stadium. Alberta Legislature Building and Telus Field are also within 15 minutes.
Hotel Features
A restaurant, a fitness center, and self parking are available at this hotel. WiFi in public areas is free. Additionally, a business center, a meeting room, and a 24-hour front desk are onsite.
Room Amenities
All 76 rooms offer coffee makers, free newspapers, and free local calls. Other amenities available to guests include hair dryers, desks, and free toiletries.Information missing or incorrect? Tell us!
Hotel Amenities
Hotel Amenities
The hotel offers a restaurant. Public areas are equipped with complimentary high-speed wireless Internet access. Business-related amenities consist of a business center and a meeting room. For a surcharge, an area shuttle within 25.00 km is available to guests. This eco-friendly hotel also offers a fitness center, complimentary newspapers in the lobby, and an elevator (lift). Parking is available onsite for a surcharge.
- Free newspapers in lobby
- 24-hour front desk
- Total number of rooms - 76
- Number of floors - 4
- Elevator/lift
- Restaurant
- Breakfast available (surcharge)
- Fitness facilities
- Free WiFi
- Area shuttle (surcharge)
- Business center
- One meeting room
- Self parking (surcharge)
Family Friendly Amenities
- Free Wi-Fi
Available in some public areas: Free WiFi
Self parking (surcharge)
Room Amenities
- Coffee/tea maker
- Hair dryer
- Access via exterior corridors
- Air conditioning
- Free local calls
- Free toiletries
- Iron/ironing board (on request)
- Desk
- Climate control
- Free newspaper
Where to Eat
Cooked-to-order breakfasts are available for a surcharge.
Alberts Restaurant - This restaurant serves breakfast, brunch, and lunch.
Nearby Things to Do
The recreational activities listed below are available either on site or nearby; fees may apply.
- Golfing nearby
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
- Accessible path of travel
Hotel Policies
Check-in time starts at 1 PM
Check-out time is noon
Payment types
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
- The name on the credit card used at check-in to pay for incidentals must be the primary name on the guestroom reservation.
Debit cards not accepted
Parking height restrictions apply
- Self parking fee: CAD 10.50 per night
We should mention
Children 18 years old and younger stay free when occupying the parent or guardian's room, using existing bedding.


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finding out the gender in 2 hours.... CANT WAIT ::)
sooooooooo excited :)
GG ... Silver (•Y•) (9months)
RNR DS Mario 10/30/12 m/c 3/1/14
RAINBOW BABY ds Rocco 12/5/14
Co-Sleeping, EBFing, Baby Wearing, Cloth Diapering Momma
Rayli Cathryn 10.26.2012
GG ... Silver (•Y•) (9months)
RNR DS Mario 10/30/12 m/c 3/1/14
RAINBOW BABY ds Rocco 12/5/14
Happily Married since 07.12.08
{J} 6.13.11 & Baby {W} 10.4.12
We can't wait to meet him in October!
Miles Loren - Born 10/26/08 - at 34 weeks
Emery Ann - Baby Girl due 10/2
Husband: Josh - Married 9/30/06
I'm proud of my boys!
Momma to princess mercedes. 3-17-2011
Momma to angel baby. 11-25-2011
Princess Sofia Due Oct. 2nd!
I had mine today too. I couldn't wait so I had an elective at 16 weeks and I'm so glad I did. I love knowing that I am having a baby boy!! They gave us some free shots in 4D and it was so awesome to see the little guy. I can't believe how fully developed he is. I was feeling boy too so I am also glad that my instincts were right. Hope you had a good appt!


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Sleep Inn Gateway
17013 Abercorn St.
Savannah, GA 31419
Phone: (912) 921-1010
Fax: (912) 921-0701
Bars & Cafes
Pinkie Master's Lounge
318 Drayton Street
Savannah, GA 31401
+1 912 238 0447
Mo to Sa from 04:00 PM to 03:00 AMFinish your dinner and step out for a drink at Pinkie Master's Lounge. The exterior is a pleasing structure, but when you are inside, you are bound to fall in love with the place as a hang out. If you are a very social and friendly person, then this is the place meant for you. They also have a jukebox which belts out some 80s tracks, along with drink specials.
Earn valuable points toward free nights.


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Meir Panim delivers warmth, special care to families in need.
Certain activities – such as building, tying, weaving, writing, dyeing and sewing – are not prohibited on Shabbat unless they are made to last. For example, one may tie a knot that is not tied in a professional manner and will be untied within seven days, such as shoelaces or the ribbon around the Torah scroll, on Shabbat afternoon. So too a safety pin may be used on Shabbat since it is not a form of permanent sewing. Similarly, writing or painting with fluid that fades away, or writing on a substance that does not retain script, is not a melachah in the Torah sense of the term (melachah de'oreita), though it is rabbinically prohibited (melachah derabbanan).
When do the above activities become permanent and, therefore, a melachah de'oreita? According to the Rambam, if the product lasts throughout Shabbat it is a melachah de'oreita. According to Rashi, however, it must have the ability to last forever.
May one build a structure on Shabbat if one intends to take it apart on Shabbat shortly after its use? This question is debated between two sages in the Jerusalem Talmud. Rabbi Yosi Bar Nun maintains that it is prohibited because the Mishkan itself, from which we derive the 39 melachot, was a temporary structure. Rabbi Yosah disagrees. He maintains that it is permitted because in his view the Mishkan was, in the eyes of the people, a permanent structure. They never knew when God would require them to move on and until such time they lived their lives in a state of permanence.
Whereas the Jerusalem Talmud rules in accordance with the first view, the Babylonian Talmud rules in accordance with the second and maintains that this type of structure is not considered a melachah at all. The debate is picked up by Rishonim and Acharonim in connection with the construction of a provisional tent on Shabbat. According to the Rif, this is a melachah de'oreita. According to the Rambam, it is a melachah derabbanan. And according to Rashi and the Rosh, constructing a provisional tent is permissible in the first place.
Based on the above authorities who prohibit the construction of a provisional tent on Shabbat, the Noda Beyehudah considered the opening of an umbrella on Shabbat a melachah de'oreita and prohibited its use in his community, even if opened before Shabbat, because onlookers would think it was opened on Shabbat (marit ayin).
Conversely, basing himself on the authorities who permit the construction of a provisional tent on Shabbat, the Chatam Sofer maintains that using an umbrella on Shabbat is not even a melachah derabbanan and he did not object to it in his community in the presence of an eruv.
The consensus of opinion among today's poskim prohibits the use of an umbrella on Shabbat even in the presence of an eruv. The Chofetz Chaim prohibits it because, irrespective of its temporary nature, it is intended to be used as a tent for protection against the elements. The Chazon Ish prohibits it because it makes Shabbat look like a working day. Rav Ovadia Yosef, after summarizing all the authorities for and against, sides with the authorities who prohibit it.
About the Author: Raphael Grunfeld's book, "Ner Eyal on Seder Moed" (distributed by Mesorah) is available at OU.org and your local Jewish bookstore. His new book, "Ner Eyal on Seder Nashim & Nezikin," will be available shortly.
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German poet Heinrich Heine: "Since the Exodus, freedom has always been spoken with a Hebrew accent."
Our ability to teach is only successful if done by example.
Outside of the High Holidays, Pesach is probably the most celebrated biblical holiday for the majority of Jews.
"If I notify people, nobody will buy the matzos!" exclaimed Mr. Mandel. "Once the halachic advisory panel ruled leniently, why can't I sell the matzos regularly?"
So what type of praise is it that Aaron followed orders?
Her Children, Her Whim
'Kesubas Bnin Dichrin'
(Kesubos 52b)
Question: Must one spend great sums of money and invest much effort in making one's home kosher for Passover? Not all of us have such unlimited funds.
Name Withheld
(Via E-Mail)
Yachatz is not mentioned in the Gemara. What is the foundation for yachatz?
First, the punishment for eating chametz on Pesach is karet, premature death at the Hand of God.
Why is it necessary to invite people to eat from the korban Pesach?
How was I going to get to Manhattan? No cabs were going, we didn't have a car, and many people who did have cars had no gas.
Did you ever notice that immediately upon being granted our freedom from Egypt, the Jewish people accepted upon themselves the yoke of a new master – Hashem?
Why does Torah make the priests go through a long and seemingly bizarre induction ceremony?
Often people in important positions separate from everyday people & tasks-NOT the Kohen Gadol
You smuggled tefillin into the camp? How can they help? Every day men risked their lives to use them
First, the punishment for eating chametz on Pesach is karet, premature death at the Hand of God.
This process, which is the most powerful form of kashering, is known as libun.
Hapeh is based on the fact that the person who qualifies the statement is the sole source of the unqualified statement and the court has therefore no choice but to believe her.
Moreover, even if the perpetrator of the capital offense is never actually executed, such as when the fatal act was unintentional, Kam Lei applies and the judge cannot award damages.
One of the purposes of the ketubah money is to make it difficult for a husband to capriciously divorce his wife.
A more difficult situation arises when there is no evidence placing the missing husband at the site of the death.
The court cannot solely rely on death certificates issued by non-Jewish institutions without conducting its own investigation into the facts of the case.
When the inability cannot be clearly attributed to either spouse, the halacha is the subject of debate among the Rishonim.
Printed from: http://www.jewishpress.com/judaism/halacha-hashkafa/melachot-permanence-and-umbrellas/2012/12/06/
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OP Senior Member
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The issue is the phone is on 4.4.2 nb1 from an ota update. The phone used to be my sister in law's. Before she gave it to my daughter she did a factory reset and now Bluetooth and WiFi both won't turn on. No matter what you do.
I tried to Odin a stock nb1 image to see if maybe the ota update was corrupted or something but it only starts and runs for like 2 seconds before it will just hang and do nothing.
Any ideas?
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why to make the bed every day
This commencement speech by a Navy Admiral, a Seal, is interesting.
It starts with a "shine your sink" type of recommendation.
I have four daughters... one day they chatted about their cycles, and discovered that DD3 is the only one who is completely regular, cycle-wise. When they delved further into possible reasons behind this, they realized that though they shared many traits; eat the same sorts of food, exercise level, etc; and are smart, pretty, etc. DD3 makes her bed each and every day without fail, where as the other three do not. I think this habit reflects a certain inner calmness and control that this particular daughter possesses. Only late have I recognized this as a virtue worth striving for rather than one of this girls adorable quirky ways.
Making your bed is a keystone habit-very much like shining the sink as Talley pointed out-that has a far greater impact on your life than simply having a tidy bed (which to me is its own reward).
Here is a link that might be useful: Speech


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Millikin students share nutrition, fitness lessons
Students in Millikin University's community nutrition and fitness practicum are teaching free nutrition and fitness seminars to adults in the local community. The seminars are held at Millikin University's Exercise Science and Sport Pavilion.
The seminars cover information about both topics and include demonstrations as well as other visual aids. The practicum is led by Dr. Tina Cloney, chair of Millikin University's Department of Exercise Science and Sport.
The next seminar will be held on Thursday, April 9, 2015, at 6 p.m.
Click here
to read an article from the Herald & Review about the fitness seminar.
Posted at 4/1/2015 12:50 PM | Category:
Professional Studies
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Registration for Millikin Summer Immersion courses begins in April
Registration for Millikin University's Summer Immersion courses will begin on Wednesday, April 15, 2015. The catalog of Summer Immersion course offerings is currently available online at
Summer Immersion provides opportunities for students to earn credits during summer break and complete challenging courses with great topics. Summer Immersion is designed to fit the needs of current Millikin students, incoming freshmen, adult learners, students attending other universities, students wanting to take a summer online course and high school students wanting to gain credits in escrow.
For the 2015 summer, Millikin faculty have developed a variety of special learning opportunities available for all college students and area high school students. Adults not seeking to transfer college credits may enroll in most of the courses as "adult enrichment" students for $500.
The course offerings range from creative arts, biology field studies, driver's education, nursing, mathematics, culture studies and more.
In the creative arts, faculty have developed courses in printmaking, scriptwriting, haiku writing, opera and professional music recording. Summer professors have also developed several culture studies courses on Grimm's fairy tales, and several film courses on Ireland, World War II, Hollywood in the 1960s, Spielberg and "defeated cultures."
Millikin's summer courses are intimate and fast-paced. Each course has a small number of highly motivated students eager to immerse themselves in the questions and work.
Millikin University has significantly discounted tuition for its Summer Immersion 2015 courses. Individuals can register by fax at 217.420.6789, online at
, or in person in the Registrar's Office, located in Gorin Hall, Room 16, on Millikin's campus.
Millikin University encourages students and adults to take advantage of Summer Immersion and develop new skills and concentrate on required courses. This unique opportunity can enable students to graduate early, improve grade point average or provide a great experience.
For more information, please call 217.424.6205 or visit online at
Posted at 3/31/2015 3:39 PM | Category:
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Millikin biology students, faculty conduct research for Illinois Raptor Center
Millikin University biology students are gaining valuable research experience by examining birds at the Illinois Raptor Center.
As part of their research, the students take measurements, perform diagnostic tests and test for lead poisoning.
Dr. Travis Wilcoxen, Millikin assistant professor of biology and Illinois Raptor Center board member, says the research is producing important information about birds and local ecosystems.
Click here
to read the Herald & Review's article on the Illinois Raptor Center.
Posted at 3/30/2015 3:53 PM | Category:
Arts and Sciences
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MU art student awarded prestigious scholarship for creative efforts
Millikin University undergrad Michelle Sendy, a senior art therapy major from Libertyville, Ill., was selected as one of two artists to receive the Naomi Winston Scholarship in Art for her creative efforts. The scholarship is offered by the St. Louis Chapter of the National Society of Arts and Letters (NSAL).
The National Society of Arts and Letters is an organization that sponsors competitions and scholarships for young people in the creative arts. The scholarships are for private study, special training or personal advancement of the artist's future career.
As one of two young artists selected, Sendy received a $250 award, and is eligible to compete in the National Society of Arts and Letters National Competition.
"I was honored that they chose me and my work," said Sendy. "It's a good feeling when others appreciate and recognize your hard work."
In terms of her artwork, Sendy uses ovals as the source of content. She chose ovals because they hold history and form structure in a composition that would otherwise be considered chaos.
"Cluttered with vibrant colors and rooted in gesture, I hope to enrich and energize my viewers," said Sendy. "I use both oil paint and mixed media that is often scraped or drawn on."
Sendy added, "As of now, my work is an exploration of shapes and colors and the fine-tuning of my understanding of how to paint. In the future, I hope to keep learning and exploring. I have a passion for knowledge that can only be nurtured through more education which is why I'm continuing on to get my graduate degree at Illinois State University. I have been offered a full scholarship as well as a teaching assistantship."
In honor of Naomi Rabb Winston, NSAL established an annual scholarship fund for young visual artists between the ages of 16 and 22. Applicants must demonstrate exceptional talent and promise of future success.
"Students like Michelle Sendy, epitomize the very best in terms of not only the amount of time and effort it takes to experiment and refine their own creative efforts towards a given artistic output, but also in terms of the engagement of an external audience," said Lyle Salmi, chair of Millikin University's Art Department. "Entering into a competition such as the Naomi Winston Art Scholarship suffices as one of the necessary aspects of Performance Learning. Michelle has clearly made the important connection of what she has learned in the classroom, and has applied that knowledge to develop professionally as an artist."
Millikin's Perkinson Art Gallery in Kirkland Fine Arts Center will showcase Sendy's artwork on Sunday, April 19, 2015, from 1 – 3 p.m. The exhibit will also feature the work of Millikin students Courtney Woodruff, a senior studio art major from Momence, Ill., and Stuart Ball, a senior studio art major from Carmel, Ind.
Salmi added, "To not only compete, but to win an award is evidence of the degree to which we, at Millikin, fully embrace Performance Learning throughout our curriculum."
Posted at 3/27/2015 2:06 PM | Category:
Fine Arts
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School of Music honors Hollis Prize recipient
Millikin University's School of Music is pleased to announce Chris Raymond (bassoon), senior instrumental music performance major from Bourbonnais, Ill., the winner of the 2015 Hollis Prize Competition Recital.
Held on March 21 in Kaeuper Hall, Perkinson Music Center, the Hollis Prize Recital featured performances from Millikin University's top three music performing students, including: Abigail Karnes (soprano), junior vocal performance major with a theatre minor from Kearney, Mo., and Chloe Raffe (soprano), junior vocal performance major from Des Plaines, Ill.
The Hollis Prize is the highest award that may be received by a student instrumentalist or vocalist within the Millikin School of Music. First awarded in spring 2003, Millikin is one of only a few schools in the country to offer this type of prestigious prize through a music competition.
"I am beyond words for how humbled and honored I am for receiving the Hollis Prize," said Raymond. "From the day I was selected as a finalist I already felt like a winner, and because Abagail Karnes and Chloe Raffe are spectacular musicians, it has made the past few weeks quite exciting."
The winner of the Hollis Prize was chosen by outside faculty judges and received a $2000 award; runners-up each received $500.
In recognition of this achievement, Raymond will perform a recital on Sunday, April 26, at the Gail Borden Public Library in Elgin, Ill., beginning at 2 p.m.
"The Hollis recital was a marvelous event with all three students giving excellent performances," said Dr. Stephen Widenhofer, director of Millikin University's School of Music. "Chris Raymond will represent the School of Music well as the Hollis Prize winner and at the Chicagoland concert in Elgin."
Raymond added, "Winning the Hollis Prize was a long-term goal of mine that I had set my eyes on since my freshman year at Millikin. From the moment I walked offstage at the Hollis finals until now, I have been reflecting on my past performance, appreciating the good things that happened and deciding what parts of my playing could have gone better. I am excited to perform again because I want to continue working and give an even better performance."
The Hollis Prize Recital is generously funded by Dr. C. Kimm Hollis, a 1972 Millikin graduate, and professor of music and artist in residence at Hanover College in Hanover, Ind.
Hollis Prize Performers
Abigail Karnes – Soprano
Abigail Karnes has recently appeared as Galatea in Millikin Opera Theatre's production of "Acis and Galatea" and Millikin's main stage production of Puccini One Acts as Nella in "Gianni Schicchi." She also played French horn in the pit orchestra for Millikin's production of "Cinderella" in 2012 and was the assistant stage manager for Millikin's production of "Sacred/Secular: Cantatas" by J.S. Bach. Karnes is also a member of the Millikin University Choir.
Chloe Raffe – Soprano
Chloe Raffe has performed with the Millikin Opera Theatre as the Nursing Sister in Puccini's "Suor Angelica" and as Serpina in Pergolesi's "La Serva Padrona." Her diverse experiences include performing in Rome, Italy with the Willows Academy Chamber Choir. She is a member of the award-winning Millikin University Choir under the direction of Dr. Brad Holmes, Millikin director of choral activities. After receiving her degree from Millikin, Raffe plans to continue studying opera performance in graduate school.
Chris Raymond – Bassoon
Christopher Raymond regularly performs with the Millikin-Decatur Symphony Orchestra (MDSO), the Eidolan Woodwind Quintet, and Millikin's Symphonic Wind Ensemble, where he has held the Principal Bassoon chair for the past four years. A two-time winner of the Concerto/Aria competition, Raymond performed Weber's "Concerto in F Major" with the MDSO in 2013. Other featured appearances include performances with the Millikin Wind Ensemble and the Kankakee Valley Symphony.
Millikin's School of Music is committed to developing complete musicians artistically, technically and intellectually by emphasizing the integration of theory and practice with other disciplines across the University. For more information on Millikin's School of Music, visit
Posted at 3/25/2015 9:33 AM | Category:
Fine Arts
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Millikin gives back to community by teaching
Millikin University men's basketball coaches and players hosted a community-based basketball skills camp for children at the Decatur Indoor Sports Center (DISC) March 21-22.
Matt Nadelhoffer, Millikin head men's basketball coach, says the program thrives on making an impact in the community by hosting several camps for children and older students each year.
Millikin will be holding additional basketball camps in June, July and August.
Click here
to read the Herald & Review's recap of the skills camp.
Posted at 3/23/2015 12:30 PM | Category:
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Millikin Alumna publishes Poetry Chapbook
Millikin University's Bronze Man Books is pleased to announce the publication of their newest poetry chapbook, "The Dust We Cherish" by Amanda L. Hamilton '14.
The book's subtitle gives insight into what lies within: "A collection of poems about transition, isolation and almost communicating." Hamilton speaks of her home in central Illinois as inspiration for her writing, recalling rural landscapes alongside dream-like images.
Hamilton graduated from Millikin University in 2014 with a bachelor's degree in English and music. This is her first publication.
Former Millikin professor Katie Schmid Henson notes in the book's introduction that, "The speaker of these poems is mistrustful of language; aware that words are often a site of confusion or even worse, betrayal." Hamilton takes the reader on a journey through transitions and resulting tumultuous emotions. Schmid Henson goes on to say that, "The impulse to both revel in a thing and question its pull runs throughout the chapbook – wrestling with an idea leads to understanding and celebration, and this wrestling is the great power of this collection."
Student editor for "The Dust We Cherish," Brittany Mytnik, a senior English writing major from Plainfield, Ill., says, "Bronze Man Books has paired beautiful photographs, edited to resemble pencil drawings, with the poetry. The result is a stunning and engaging reading experience."
"The Dust We Cherish" will be released on Thursday, March 26, 2015. Community members are invited to attend a release party on March 26 at 7 p.m. in Pilling Chapel on Millikin's campus. Snacks and beverages will be provided, and author Amanda Hamilton will read passages from the book. Audience members will be encouraged to participate in a question and answer session following the reading. Copies of the chapbook will also be available for purchase.
The chapbook will be available on the Bronze Man Books online catalog, found at
Bronze Man Books is a student-owned and operated press that was established in spring 2006. It is located on Millikin University's campus in Decatur, Ill.
Posted at 3/20/2015 1:42 PM | Category:
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Millikin School of Nursing graduate program ranked among nation's best
Millikin University's School of Nursing (SON) graduate program is ranked among the Best Nursing Schools in the nation in U.S. News & World Report's 2016 edition of "Best Graduate Schools."
For the newly expanded U.S. News Best Nursing Schools rankings, 503 nursing schools with master's or doctoral programs accredited by either the Commission on Collegiate Nursing Education or the Accreditation Commission for Education in Nursing were surveyed. Of those, 273 responded, and 246 were eligible to be included in the U.S. News rankings of master's programs.
"In 2011, Millikin's School of Nursing graduate program was ranked #193 and this year, Millikin is ranked #165. Given the graduate program's short existence, this is an incredible accomplishment," said Dr. Pamela Lindsey, director of Millikin's School of Nursing. "The administration and faculty who envisioned the SON graduate program just 10 years ago are to be commended, as well as the ongoing accomplishments of faculty for creating exciting and innovative programs at both the master's and doctoral level. This national recognition acknowledges the achievements and future successes of our students and alumni."
The U.S. News rankings of master's programs are based on a weighted average of several indicators including quality assessment, student selectivity and achievement, faculty resources and research activity. Data was collected in fall 2014 and early 2015.
"National recognition from a well-known publication like U.S. News & World Report for Millikin's graduate program in nursing is exciting, but confirms what we already know: Millikin University prepares students extraordinarily well for personal and professional success," said Dr. Jeffery Aper, Millikin provost. "Millikin's nursing faculty is an extraordinarily capable, hard-working and effective community of scholars, teachers and devoted practitioners of the art and science of nursing."
U.S. News & World Report's 2016 edition of "Best Graduate Schools" is available online at
and on newsstands Tuesday, April 7.
Millikin University's nursing undergraduate and Master of Science in Nursing programs are accredited by the Commission on Collegiate Nursing Education (CCNE). Students entering the School of Nursing may earn a Bachelor of Science in Nursing (BSN), Master of Science in Nursing (MSN), or Doctor of Nursing Practice (DNP).
Millikin's School of Nursing prepares graduates to practice evidenced-based care within an ethically-grounded framework, to engage in life-long learning, and to become leaders in the nursing profession. For more information on Millikin University's School of Nursing, visit
Dr. Aper added, "We are immensely proud of Millikin's nursing faculty and of their students, who make the most of the opportunities for learning and growth their professors provide. In the end, it's our students and their many successes that are ultimately our greatest claim to distinction."
Millikin University is a private, comprehensive university with a diverse student population of approximately 2,200 undergraduate and graduate students. A Millikin education features "Performance Learning," a unique learning approach offering students the chance to build the confidence to succeed before and after graduation. Millikin offers more than 50 majors in the College of Fine Arts, College of Arts and Sciences, College of Professional Studies and Tabor School of Business, and is located on a 75-acre residential campus in Decatur, Ill. Last year, 99 percent of Millikin graduates gained employment or admission into professional/graduate school within six months of graduation. More information is available at
Posted at 3/19/2015 12:15 PM | Category:
Professional Studies
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Millikin students achieve success at Model Illinois Government simulation
Millikin University student-attorneys and delegates were recognized for their efforts at the 37th annual Model Illinois Government (MIG) simulation held Feb. 26 – March 1 at the State Capital Complex in Springfield, Ill.
Each spring semester, students from around the state of Illinois participate in the Model Illinois Government simulation. Nearly 300 students from over 20 colleges and universities participated in this year's simulation.
The MIG Moot Court competition included teams of two attorneys arguing cases before a panel of student-justices and legal professionals. Teams were scored on the basis of presentation and knowledge of the case facts. Millikin University brought five teams to this year's competition with teams advancing to the quarter-final round, semi-final round, and a newly configured four-team final round.
In addition to the students who participated as attorneys, three Millikin students participated as student-justices: Kara Anderson, a senior philosophy major from Danville, Ill., Kiana Holmes, a junior sociology major from Elgin, Ill., and Rob Spurling, a senior philosophy major from Taylorville, Ill. The student-justices demonstrated mastery of the case files by firing a continuous volley of questions at the attorneys.
"Our students worked extremely hard in advance of and during the competition to produce and then deliver sophisticated legal arguments," said Dr. Robert Money, Millikin professor of philosophy. "The results speak for themselves. It is an honor to work with such bright and motivated students."
Millikin student-attorney Courtney Burress, a junior philosophy major from Marseilles, Ill., was elected to serve as Chief Justice of the Model Illinois Government Moot Court competition for 2015-2016. Burress will be on the Model Illinois Government Executive Board for the upcoming year.
"This was my first year participating in the competition and the experience was absolutely incredible," said Burress. "Listening to other schools compete and talking to actual lawyers, professors of law, and students from other schools who have the same aspirations as me thoroughly showcased to me that this is what I want to do for the rest of my life."
Millikin students who participated in the competition included: Taylor Lindemann, a first-year theatre major from Oak Lawn, Ill., John Tasch, a sophomore philosophy major from Roselle, Ill., Joshua Rose, a senior philosophy major from Saint Jacob, Ill., Taylor Godwin, a junior political science major from Hillsboro, Ill., Nick Roberson, a senior political science major from East Troy, Wis., Alex Brase, a junior mathematics major from Decatur, Ill., Hannah Serbe, a sophomore philosophy major from Decatur, Ill., Victoria Jackson, a senior psychology major from Chicago, and McKensie Meadows, a junior philosophy major from Decatur, Ill.
Burress added, "I learned a lot about myself as a person and a scholar during Moot Court. I learned a lot about the skills I possess and the skills I need to work on that will help me in my educational pursuits at Millikin and in law school."
In addition to the Moot Court competition, the MIG simulation featured a Legislature Simulation where students are assigned political parties and districts and placed in committees of their particular interests. The legislators simulated the legislative processes in the actual committee rooms and chambers of the Capitol building.
Millikin University brought 10 delegates to this year's MIG Legislature Simulation. Aaron Thomas, a junior political science major from Orland Park, Ill., was re-elected to the executive board, this time as the Attorney General of Model Illinois Government. As Attorney General, Thomas will be in charge of original legislation for the simulation, as well as running the MIG Journal.
"Working at the Capital has always been a great learning experience," said Thomas. "I think Model Illinois Government is a perfect example of what students need in terms of getting involved with politics, and understanding what it means to get bills passed that affect our everyday lives."
Students Courtney Woelfel, a sophomore political science major from Jerseyville, Ill., and Abby Beaty, a junior political science major from Nokomis, Ill., submitted original legislation to the simulation and their original legislation was debated in committee.
"I was incredibly impressed with the poise and confidence of our students, both in committee action and in floor debate," said Amber Lusvardi, Millikin lecturer of political science. "Their ability to speak passionately and in-depth on a range of government issues was inspiring to me as their faculty advisor."
Millikin students who participated in the Legislature Simulation included: Paige Ehrat, a junior communication major from Shobonier, Ill., Jessica Bird, a senior political science major from Chicago, Karen Padilla, a first-year political science major from Chicago, Colten Watrous, a first-year political science major from Decatur, Ill., Jenny Zima, a junior political science major from Greenfield, Wis., Taylor Morthland, a senior political science major from Decatur, Ill., and Kate Wrigley, a junior political science major from Decatur, Ill.
For more information on Model Illinois Government, visit
Posted at 3/18/2015 10:51 AM | Category:
Arts and Sciences
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Millikin professor and husband are saving lives in Nigeria
Dr. Florence Folami, Millikin University associate professor of nursing, and her husband Blessing Adeoye, have established Cross of Christ Ministries in their home country of Nigeria, beginning with a church in 2006 and continuing with a 10-bed hospital last spring to provide a preferential healthcare option for the poor.
Adeoye moved back to Nigeria to help lead the church and Dr. Folami leads the health center while teaching at Millikin. The couple also plans to open an orphanage this summer.
Elevated mortality rates and the lack of access to quality care make the healthcare system in Nigeria a global concern. Based in Akute, Nigeria, Cross of Christ Health Center provides an array of coordinated services to improve overall well-being and life circumstances.
Click here
to read the Herald & Review's article on how Dr. Folami and her husband are making an impact in Nigeria.
Posted at 3/16/2015 3:11 PM | Category:
Professional Studies
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In the Q & A section...here
Q: Is this model advertised a 3.2 Ghz, 3.4 GHz or 3.8 Ghz, also what is the size of this advertisement HDD,Ram? Is the model Late 2013 or or 2014
A:It's a monitor, not a computer!
Hey I can't do Collins for Vargas but what about Corless for Andrade and my pick this year?
Can you hop on AIM at some point? I wanna talk about relief pitching
I tried to convince some of the people at work today that Apple was announcing an acquisition of Google today and was going to immediately eliminate Android.
You're up in draft
Hey, on AIM now if you're trying to discuss
At work will be home around 6-7 PST. I'll try to get on aim if not then pm
at work lol, anything specific?
Brantley, whachu want?
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90 Human Monk
I doubt you would use that tone to talk to the store's sales staff.
The desire is yours, Blizzard has no involvement with that and is not to blame.
VP gear is just something to fill in the blanks if you can't wait to get that upgrade from your noemal raid instance. I have no problems capping my wekkly VPs without even touching LFR.
I'm sorry, but LFR is no avenue for a raider that wants to clear heroic raids. There is no BiS gear in LFR.
If so, I guess you should know that the proccs from trinkets in LFR are lower and weaker than the same trinket in normal. LFR holds no bis for you or anyone doing normal or heroic raids.
Anyone doing normal or heroics raids who still runs LFR is doing so for SnG, not because Blizzard is forcing them to do so.
LFR is like any Wrath 10 man instance, except that in Wrath there were some BiS pieces that only dropped in 10 man raids. Those in 25 man guilds would do 10 man raids to get some very specific items, but there is nothing in LFR that you can't get in the normal version of the instance with better stats.
back in Wrath people wer actuallty forced to run 10 and 25 man raids each week for gear. Nowadays you run LFR out of your own volition.
52 Night Elf Rogue
I would say the majority of people want LOCKOUTS separated out again.
Stop using BS arguments like cultrual differences.... raiders want to raid.
You arent FORCED to run both if you dont want to.
But by being LOCKED together people who WANT to run both 10 and 25 each week ARE being FORCED not to be able to do so.
People get their facts mixxed up conveniently.....
LOCKED = cant run it game stops you.
NOT LOCKED = you have a choice....
Separate the lockouts please for people who ENJOY raiding/playing wow and getting rewarded for it.
MVP - Technical Support
100 Human Warrior
Zarhym. I just want to see LFR stop insulting raiders who are doing heroic content with more valor than we get in our version of raid. The problem is really quite simple. The fastest reward for time spent is to earn valor this way
LFR > actual raiding > challenge modes > random heroics > scenarios > dailies
that nets the most valor per hour. you can even put challenge modes and heroics and scenarios in front of actual raiding too when you factor in time spent on progression instead of farm, although for the sake of comparing efficiency when ALL modes are farm, that is the order. LFR > actual raid > everything else
To say it's not required is true. You aren't REQUIRED to cap your valor every week. But any raider not doing so in a progression oriented guild is just plain wrong. Also, like any situation, we are going to choose the path of most efficiency for our time and that means being forced to run LFR whether you admit so or not. I think one fix that will go a long way is to raise the valor of normal raids to at least match or exceed LFR a little, and heroic should definitely award bonus valor. MSV should not be worth 180 VP to clear in LFR which is utterly face-roll. and then get slapped in face with only 150VP for clearing normal or even heroic MSV which takes considerably more effort.
I'm not asking to cap valor points just for doing MSV or heart of fear or whatever. But it shouldn't be literally the smallest fraction of our VP income either. I get more VP per week doing dailies and LFR than i do full clearing our actual raid content. That's just unacceptable.
Obviously making a shared lockout isn't solution i am looking for as that'd just replace running LFR with more scenarios challenge modes and heroics. Just some insentive shifting to fix the issue balance issues i describe in reward of normal and heroic mode raiding.
Edited by Omegal on 11/1/2012 1:58 PM PDT
i want i want all i heard.
NO 1 force you to do lfr normal ect....if your in a guild that MAKES you do it and YOUr NOT HAPPY LEAVE!!!!!!!
Hell i want the 10-25man to HAVE a Separated ID lock LIKE KR and China!!!!!! (rumors has it UE is next on the list). im tired of seeing 10 man guild...(what so epic about 10 ppl?? for mmo i would never understand)time like these i wish i had free transfer to all my toon for a high/locked realm.
Heroics shouldn't drop lot, heroics should be about challenging yourself as a gamer with more difficult content like it was said to be about.
100 Blood Elf Warlock
oh god...you gave Blizzard an idea.
88 Undead Warlock
Zarhym. I just want to see LFR stop insulting raiders who are doing heroic content with more valor than we get in our version of raid. The problem is really quite simple. The fastest reward for time spent is to earn valor this way
Sure, LFR is fast. But there are many ways to cap your Valor in a week than there were in Cataclysm. You'll do it before you even know it.
I don't see the arguement you're trying to make here. Would sharing the lockout make it even worse? I think what you're saying belong in a different thread, then. I don't think there is a solution. If you want to min/max, and cap your valor as fast as possible, go right ahead.
It's optional. You're just complaining because you feel that you have to do it, because everyone else is doing it. Stop feeling that, and congratulations, you've been released from the carrot on a stick reward system that World of Warcraft has, and you'll feel better for it.
100 Human Paladin
Zarhym: That is a playstyle choice.
I know. I certainly don't have to play WOW either. :P
Sure, it's a playstyle choice. I choose to be a hardcore raider because it's what I love (and WOW is excellent for that, particularily now, these raids are fantastic). My whole raid team loves it with me and that's how we love to play.
I'm sure the developers really do care about controlling this "required" mindset. Why else would Zarhym make a long post trying to explain why hardcore raiders shouldn't be in LFR using examples from heroic and normal MSV?
If the developers didn't care about what hardcore raiders felt "required" to do, then they would not have gone through all the trouble of altering the ilvl in LFR to ease how required the gear felt to us, they would not have gated two reps behind GL, they would not have made the recent VP retuning change ... they absolutely 100% care. They want us to have fun optimizing our gear and our progression. They want us to want to grind, but they don't want to drive us totally insane. I appreciate that, and that's what has made this game so much fun that I feel the need to QQ in long passionate forum posts.
And that is why I care about dispelling this myth that "Raiders don't need to run LFR." Because, you know, we still do, and it is not fun to hear blues tell everyone that raiders like me are not interested in LFR. We are.
The day I stop caring about optimizing my gear is the day I stop playing wow.
You know what? I don't tell anyone how to play this game. I am aware that millions of people don't play like me! I support the existence of easy heroics, and LFR, and scenarios in this game for all kinds of people who are not Anafielle and Something Wicked and other guilds like me and mine. I want all levels of raiders and players of World of Warcraft to have fun with what they enjoy most. I think LFR has a place in this game that is positive and good. I support it!
I just don't want to run it on my main (and I don't appreciate being told, by blues, that I as a hardcore raider shouldn't be running it).
I hope that people have respect for what is fun for me (and for thousands of other people who raid) in this game. But you know.......
i want i want all i heard.
.... Of course, respect is just too much to ask for in the official forums.
Edited by Anafielle on 11/1/2012 2:06 PM PDT
75 Draenei Shaman
I don't agree with the shared lockout but I do believe LFR should not be new content. What was it like looking in the mirror after you guys decided that at the start of Dragon Soul you would make 3 new heroics that were easier than the ones at launch and have it drop ilvl equivilent to the previous raid? Along with raid finder that destroyed one of the biggest perks about being a part of a raiding guild; seeing new content. Let me remind you that raid finder DS was also easier than any normal mode fight from first released raids of that expansion. Deathwing was supposed to be Azeroth's biggest threat yet he was turned into Azeroth's biggest punching bag with a never ending kill cycle.
I think you guys will work on making better methods of handling content but it probably would have been better had you released MSV LFR after maybe once you opened up Heart of Fear. The problem you have created is once you give these guys something... You can never take it away.
90 Goblin Rogue
B) Tier sets can skew this, depends how well they're designed if the LFRTier is better than the Last-Tier Heroic bonuses.
C) If people can get an upgrade that will help their raid team, they will run it, regardless of what you will consider "Not required", because even most guilds who aren't even super serious about progression will frown on "that one guy" who didn't feel like running lfr when everyone did throughout the week because a new tier came out and the tier set bonuses were lolinsanelikedragonsoul.
D) Will agree partly on the "every week part", the lfr issue is a few weeks after a new tier comes out, and is usually really depended on how well itemized gear is, how good trinkets are, how good tier sets are, how good weapon procs are(if any).
90 Orc Warrior
Please LFR is the worst thing ever and I'm sick of feeling that I have to run it to get a gear edge for normal raiding.
You aren't forced. Now that that's taken care of...
100 Orc Warlock
Since people still apparently have a hard time understanding why raiders feel forced to run LFR, let me state my personal reasoning here.
Currently, my guild is stuck on Elegon due to lack of DPS, as well as healing output. The latter I can't do anything abou, but the former I can. Even though I'm the top DPS in our raid on that fight by quite a bit, I can still help us reach the DPS requirement by getting more gear and increasing my DPS.
So look at it from my perspective. I can choose to do LFR, which, if I get gear, will help my DPS and by extension help my guild, or I can choose to be lazy and not do it, which could hamper my guild's progression in a small way. Obviously, I'm going to choose the option that helps my guild more, especially since I am an officer and want to set a good example.
While I agree with Zarhym, at the same time I do not.
I think we do that by leaving the game as it is right now. People will try and push themselves to "do everything that is doable" and find that that's not practical. The thing is, any attempt to corral people into doing what's right "for them" invariably ends up with people saying the game is locking them out from doing things and putting caps on what they believe they're capable of. So the only fair method is to leave it all open and let the players decide for themselves when they've done "enough work on progressing my raiding character(s) this week".
For some people, they're happy spending the entire week on that. For others, they're not, and they just need to learn that min/maxing their way to a clear can't be done any more and they just have to learn to start playing in what their character currently has equipped plus whatever happens to drop in the raid this week.
85 Blood Elf Priest
mixed metaphor or tautology?
89 Blood Elf Paladin
Did you even read what he said? His point is pretty valid seeing that LFR rewards more valor points than normal or even heroic mode raids. I would think the harder difficulties would award more valor.
"Progression-orientated guilds" are going to have to accept that they need to move with the changes in the game if they want to enjoy it. They're a relative minority so quite frankly, I see no need for game design to revolve around their own way of wanting to play.
And by this I don't mean "guilds that want to progress in raids". I mean, as I assume you do, the ones that require their members to "do everything that is doable on your raiding character between this and the next raid in order to progress, no matter how much effort and how little an increase you actually get". Learning to "Progress at a reasonable rate" rather than "progress as fast as we possibly can" is something the majority of raiders are going to have to do, or they're simply going to burn out. Changing the game so that half the remainder of the population can't enjoy doing extra optional content if they so choose isn't going to happen, just so progression raiders don't feel "forced" into doing it. The game is going to keep throwing extra ways to earn gear at us, and anyone that feels they have to do it just because it's there and happens to have an upgrade for them is probably going to find themselves very, very unhappy. To argue that nobody should have access to something in game because "If it's there I feel forced into doing it" is incredibly self-centered and selfish, and it's something that makes me sick with this community when I've seen it used in other threads.
I see no issue with LFR being the fastest optimal way to get VPs. The fastest way should be a way that is accessible to as many players as possible, then diminishing returns cutting in for the methods a smaller number of people do. It reduces the difference in progression between the two extremes, which - and I'm really sorry for those who can't see that - is necessary if we're all going to play in the same game together.
Capping VPs isn't that difficult nowadays - you can still choose how you do it, and ignore LFR if you wish.
I know the real hardcore raiders out there don't give a damn about these things - they'll get the content down whatever. I know the majority of casuals I know like it. I know the majority of people I know that don't raid at all either doesn't really give a damn or likes that they can now get decent gear without feeling forced into raids. The only ones I know that don't like this are those who are min/maxing and calling themselves "hardcore" and "progression-orientated" without any real idea what they're talking about, and enjoy putting themselves on some kind of pedestal as if they're a class of player all of their own (something I'd totally agree with, but the class I'd call them probably can't be spoken aloud on the forums). If the game has to lose those people because they don't like the direction it's headed in, so be it, but right now this game gives the majority of us more options of things to do than ever before, is more enjoyable than ever before (even with buggy CRZs doing their best to screw that up), and I've seen more people on my friends list than ever before.
Edited by Alelsa on 11/1/2012 2:25 PM PDT
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