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Dropped by
Xxuilz the Punisher (The Stonebrunt Highlands)
Confirmed Locations
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Apophelli Wax Sealed Document
Deklium Relic
Kunzite Amulet
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Advanced Adornments Volume 8
Blueprint: Call of the Tinkerer
Blueprint: Collapsible Fishing Pole
Blueprint: Wormhole Generator: Antonica
Popcorn Ball
Bishop's Faithbringer Plate Barbute
Conqueror's Sigil Etched Helmet
Enlightened One's White Lotus Skullcap
Luminary's Jaundiced Bone Coif
Plainstrider's Ivy Etched Cap
Savant's Phantasmic Silk Cowl
Vanguard's Black Wolf Chain Helmet
a fishman scale amulet
Advanced Alchemist Volume 89
Advanced Armorer Volume 89
Advanced Carpenter Volume 89
Advanced Jeweler Volume 89
Advanced Sage Volume 89
Advanced Tailor Volume 89
Advanced Weaponsmith Volume 89
Advanced Woodworker Volume 89
Battle Cry VII (Adept)
bejeweled miniature dagger
Bishop's Faithbringer Plate Barbute
Bladeweaver VII (Adept)
Body Check VIII (Adept)
Carrion Warding VII (Adept)
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Conqueror's Sigil Etched Helmet
Crest of the Deepwater Remnants
Daring Advance VII (Adept)
Death's Door VII (Adept)
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Echoes of the Ancients VI (Adept)
Emblem of the Deepwater Remnants
Enlightened One's White Lotus Skullcap
Essence Shift VII (Adept)
Essence Shift VII (Master)
Fang of Xxuilz
Fellstroke the Decider
Fists of Xxuilz
glass flower
Glyphblade the Debate Winner
Grathok love note
Healstorm VII (Adept)
Heroic Dash VII (Master)
Hunker Down VII (Adept)
Inner Calm VII (Adept)
Inner Calm VII (Master)
Kaboritic Fists
Luminary's Jaundiced Bone Coif
Moderate Essence of Electricity
Moderate Essence of Runes
Plainstrider's Ivy Etched Cap
polished lapis lazuli orb
Primal Fury VI (Adept)
Ring of the Deepwater Remnants
Rune-Forged Battleaxe
Savage Ruin VII (Adept)
Savant's Phantasmic Silk Cowl
Shoulder Charge VII (Adept)
Signet of the Deepwater Remnants
Spirits VII (Adept)
tentacle statue
Terror Chant VII (Adept)
Tyrant's Pact VII (Adept)
Umbral Warding VII (Adept)
Vanguard's Black Wolf Chain Helmet
Villainy VII (Adept)
Virtue VI (Adept)
Vital Transfer VII (Adept)
Void Contract VII (Adept)
Wall of Rage VII (Adept)
Wand of the Baby Dragon
Wand of the Ivory Tower
Item submitted by jekyl on 2010-04-24 17:47:53
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text:
You can't take it with you, and that definitely pleases the
Internal Revenue Service. But the tax collector doesn't want you to leave a lot
of your money to heirs, either. This forces senior citizens to dip into their
nest eggs each year or pay additional taxes.
When you turn 70½ you must
begin taking money from your
tax-deferred retirement accounts,
such as a traditional IRA,
workplace 401(k) or self-employed
retirement plans.
It's no secret why the IRS wants you to start drawing down these accounts. Your money sat in the account for years, tantalizingly out of reach of the IRS as it accrued tax-deferred earnings.
The IRS has
created tables
to calculate these annual
withdrawals, known as required
minimum distributions or RMDs.
They use longevity data and
are designed to ensure that
most of your retirement benefits
are paid to you during your
Although RMDs are triggered once you turn 70½ you get a bit of timing leeway for your first required withdrawal. You have until April 1 of the year that follows the calendar year of your 70½ birthday, which is six calendar months after your 70th birthday.
Special 2009 rules
And in 2009, some seniors still coping with the stock market decline get another RMD break. They don't have to take this year's required withdrawals.
RMD amounts generally are calculated by dividing a retirement account's balance by the life expectancy factor found in the IRS tables. The balance you must use is the account's value at the end of the year before you turn 70½. For retirees facing a 2009 withdrawal, that meant using account values that had taken hits during the recent stock market downturn. So a provision of the Worker, Retiree, and Employer Recovery Act of 2008, signed into law on Dec. 23, 2008, waives the 2009 RMD.
But be careful. The 2009 RMD waiver isn't absolute.
If you turned 70½ last year and delayed your first distribution until this April 1, you must still take that 2008 distribution this year. But at least with the 2009 RMD waived, you only have to take out the 2008 amount in 2009. You don't have to take your 2009 RMD by the end of the year.
There's one other way you could avoid taking out your retirement money and still avoid the hefty penalty that is usually assessed on missed RMDs. You can have your RMD amount transferred directly to an eligible charity.
Why withdraw?
You don't care what the rules are; you don't need the money;
you don't want to pay taxes on any withdrawals; and you're leaving your account
untouched. Not a good idea.
Failure to withdraw triggers an
excess accumulation tax. This levy is 50 percent of the required distribution
that you didn't take. For example, you didn't withdraw the required $1,000 from
your traditional IRA. The tax charge for your defiance is $500. For a taxpayer
in the 25-percent income tax bracket, that's twice what you would have paid in
taxes if you'd simply followed the RMD rule.
If you can convince
the IRS that your distribution shortfall was due to "reasonable error"
and that you're taking steps to rectify the situation, the agency could waive
the penalty. In that case, file Form
5329 (part VIII), go ahead and pay the excess accumulation tax and attach
a letter of explanation. If the IRS agrees that you shouldn't be penalized, it
will refund the excess tax.
Determining your distribution
OK, you've accepted that you must start siphoning
off your retirement fund. Now, it's important to find out just how much money you
have to withdraw.
The IRS has created three tables based on
life expectancies to figure the minimum withdrawal amount, which is a percentage
of your IRA based on your age.
Retirement-plan beneficiaries
use the first table.
Married account owners with spouses more
than 10 years younger use the second table. Because its calculations incorporate
the younger age of the spouse to spread withdrawals over a longer life expectancy,
these account owners don't have to take out as much.

subset: commoncrawl


text:
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text:
Banjoverse: The Full Epic
Playlist Navigation Bar
Adraefan: 8. Radagast the Brown
These were the Brown Lands, where the Last Alliance between Men and elves had passed on its way to defeat Sauron. It was further south on these wretched plains that Isildur had taken the Ring, more than three thousand years before...
How your mind strays! Think not of the Ring!
It was March the twelfth, by Boromir's reckoning, and they would meet Radagast in the evening. The temperatures varied from near-freezing night to sweaty noon. His tunic, doublet and jacket, soiled with blood and dirt, were never enough during the night hours, and were always too much for the day. The shoulder strap of his shield pressed against the throbbing wound in his gut, his scabbard dragged against the ground, and he imagined his beard unkempt as well. If Denethor could see him now…
How your mind strays! Think not of Gondor!
The effort of hiding his pain and exhaustion was also increasing his irritability. While Boromir had been able to drag his feet, limp and grunt in solitude when he had first tracked the elves, he was now forced to pretend the blazing wound in his stomach was an insignificant scratch. Yet he knew his constant suffering was betrayed at every meal – when he could not eat, nor watch others eat, for the nausea that blossomed in him, and instead took gradual sips of his water-skin or, if the pain was particularly bad that day, the flask.
Today, as they sat against the ground, with no rock or tree to lean against, Boromir drank from his flask. The sun, a hazy white orb nearly hidden by the thick grey clouds, did not warm them or lift their spirits. Instead, they sat in silence, the elves eating and the Man drinking. Before them, the eastern plains rolled out in disorienting monotony. No creature save them could be seen, except for the occasional lizard or solitary bird. The ground was a patchwork of weak grasses and dirt, spotted by sporadic shrubs or tumbled boulders. And the clouds in the sky were so low that they seemed a grey ceiling, at times drifting over the taller crests like a fog.
Boromir sat away from the others, and did not remove his shield. In truth, sitting was uncomfortable for him, since his belt felt tight around the wound. Standing was not particularly relieving, either, since that removed the pressure of the belt but added that of the shield strap. Boromir exhaled angrily and took another sip from his flask. He had taken to adding some of the alcohol to his water in the last few days, and found that the drink was one of the few ways he could calm his aching stomach and ease his troubled mind.
Surely the elves had noticed, as they noticed everything, but they had not commented. Just as well. Boromir hated their limitless perception, how they picked up on every minor sigh or muttered curse, how they saw his every stumble or protective clasp of the stomach. He felt like a specimen under observation, an amusing spectacle. He took another drink, letting the warmth spread through his torso, thankfully numbing it.
"Boromir," Third One's voice came from directly over his shoulder, startling him.
Boromir did not turn, but rather continued staring over the rolling plains. The elf took a seat beside him. He had lembas with him, and the Man's stomach churned. Boromir averted his face, breathed from his mouth. Anything to drown out the bread's pungent smell.
"We will reach Radagast the Brown tonight," Third One said.
Boromir grunted.
"Are you well?"
"Will you eat?"
"I would insist. Else your strength will wane, and you will not fully heal."
"Must I repeat what I have said a thousand times?" Boromir snapped. "I cannot eat, I will not eat!"
He looked away stubbornly. Third One paused, as if to consider his next move. From further up the hill, First One and Second One had begun talking quietly, idly, to pass the time. Their voices drifted mutely over the scorched land, and Boromir could not pick up the exact words.
"Know you of the Wild Men?" Third One said after a lengthy pause.
"We have spotted several small groups coming from the East. They walk towards the Black Gate."
Boromir looked around; he saw nothing but grey sky and an empty horizon. Before he could contain himself, he asked foolishly, "Where?"
Third One pointed to a distant point to the southeast. Boromir could see nothing, but he imagined that the elves had discerned movement.
"They cannot see us, so we will not be bothered," Third One continued. "Yet I fear they come in a constant stream from the East, and we will inevitably cross paths after meeting with Radagast."
Boromir stood suddenly. Easterlings! He could feel the familiar adrenaline pumping through his veins. He placed his arms on his hips and squinted – trying to pry through the grey fog and see what the elves saw, to see his enemy.
"They go to Mordor," he said darkly.
"Indeed. They go to fight in the War."
Boromir began pacing along the ridge like a caged animal.
"How many have you seen?"
"Perhaps a thousand."
"With more to come?"
The ancient instinct – the loyalty, the honor, the desire to protect his home – pumped through his veins with renewed fervor. Boromir suddenly clasped his sword hilt for reassurance.
"We may yet ambush their passage…" he muttered absent-mindedly.
Third One laughed.
"Aye, three elves with no stake in this War," he said. "And – take no offense, my friend – but a Man too wounded for any fighting, and too proud to even heal properly. Nay, Boromir, let us not meddle in the affairs of others. For did you not decide to forsake this Middle-earth?"
Boromir turned sharply.
"I cannot abandon my people to suffering, not when the Enemy walks within distance of my sword!"
"Distance of your sword? They are near five and fifty miles away. We would not reach them so quickly."
"Yet you say they come in like a river from the East?"
"And do we not travel east to meet this sorcerer of Mirkwood? We would be within a few days' walk from the stream, if your eyes do not deceive you."
"My eyes do not deceive me," Third One responded with ruffled feathers. "And even so, what strategy could you devise for us?"
Boromir paused to consider. The elf was right. He needed to think. A surprise attack on a larger group of traveling Easterlings was possible, if planned correctly. Elves were skilled with the bow and Boromir could fight with the sword. He knew the Easterlings to be a divided army, with no proper methods of battle. If they could provoke fright or chaos, the Wild Men's ranks would quickly fall into disarray.
He continued pacing, goaded on by his own buzzing excitement. To fight for Gondor again was an honor he had not dreamed of. And also in secret, with no shameful name or stained past. He could fight anonymously, protect his people without ever nearing his land's ancient borders.
"Third One," he said finally. "In groups of how many do the Easterlings travel?"
Third One peered into the distance. He shrugged. "Perhaps a hundred."
Boromir grinned crookedly.
"Good, good. Those are fine odds."
"Twenty-five to one? And that is counting you as a full soldier, which I would say you are not. Not when you will not even eat."
Boromir bristled. "Give me the bread then."
Third One removed a piece of lembas from his pack and tossed it to Boromir. The Man sniffed it suspiciously, made a disgusted face, and took a bite. He felt the instinctive bile rise up in his throat, but forced the bread down nonetheless. Third One watched him, waiting for his reaction. Already, Boromir's stomach was rejecting the food – the sickness flourished through his body, making him light-headed, seeping through his pores.
"You did not answer my question," the elf said as Boromir ate. "What strategy do you see?"
"None," Boromir spoke with his mouth full. His legs wobbled. "I will think of it as we walk."
"Very well."
When Boromir choked down the remaining bread, he stood for a moment to regain his senses. The nausea ebbed and flowed like a foul liquid in his throat. When it became too much, and he felt certain he would be sick, he sat heavily on the ground. It did not ease the spinning of his head, nor the acid pressing against his throat, but it did relieve the weight from his weakened knees.
"I know it is a torment," Third One said sympathetically. "Saruman's poison has lingered in your person – it will continue indefinitely, for we know no remedy. Take comfort, however, for Radagast may know a cure."
"I would ne'er eat again for the pain it causes," Boromir confessed in a low voice. He shuddered as the nausea pitched him precariously close to emptying his stomach.
"And yet it is the one thing you must do, else you will ne'er heal."
Boromir placed a hand against his brow. It felt cold and damp. He concentrated on breathing deeply, tried to think of a clever scheme for ambush rather than the sickening bread. Yet his limbs trembled and his stomach churned.
Second One wandered by from the other patch of ground. He was eating an apple and, as he strolled over, he studied the lands near Mordor. He walked ahead of the seated Boromir and Third One and stood with his back to them. A cool fog rolled over the hill.
"There they go," the dark-haired elf murmured, bemused. "Third One, have you seen their numbers? Near nine hundred have passed since we noticed them. Think you it is by Mordor's bidding?"
"I am sure of it," Third One replied, and added, "Boromir would like to engage them in battle."
"Naturally," Second One chuckled. He turned to face them, and his smile faded as he looked upon the Man. "By the Valar, Boromir, your face is as grey as the storm clouds above us."
Boromir, who was seated with his knees drawn up, and his head in his hands, muttered something about damnable elf bread before standing abruptly and stumbling off down the hill. Third One sighed in exasperation.
"Think you Radagast will help the Man's sickness?"
Second One took another bite from his apple. "I hope so. For his sake and ours."
With that, thunder clapped, and a fine mist of rain washed over the plains – creeping from southern Dagorlad and descending over them like a curtain.
After staggering to the base of the gentle hill, Boromir dropped to his hands and knees and vomited painfully. His ribs ached and his stomach burned with renewed fire. The rain, which had begun as drizzle, thickened into a torrential storm. He vomited again, feeling his eyes tear up and his nose clog. After a few miserable dry heaves, and a moment to regain control of his limbs, he forced himself back to his feet and staggered unevenly back up the hill. His garments were soaked in mud and water, and he hugged his raging stomach with both arms.
Further ahead, the elves had already packed everything and were ready to go. They watched him warily as he approached, and he forced his hands to his side. They would not see him so weakened. He jerked the hood of his Lórien cloak over his head, thankful for its privacy. The rain poured.
Without a word, First One turned and they continued their long trek. The rain did not lessen as they walked, rather it seemed to grow heavier with every mile they gained on the meeting point. Third One held out his water-skin to gather the rainwater. Boromir lingered at the end of the line, where he preferred, so that the elves could not study his every movement.
Now was the time to hide the pain. He could still taste the bile in his burning, scorched throat. He noticed more and more that his arm instinctively curled around his stomach. The walk was long, and he swayed on his feet. The lack of food, the persistent wound, the endless march; it all left him in a state of near-delirium. His left shoulder ached still from the arrow wound, though it was healing well enough. But the general hurts made for slow progress. He forced his feet to keep up with the elves, forced his arm to his side.
In these days, he had had little time to brood. All his will was focused on the pain, on hiding it, on keeping up with the elves. Whenever they stopped to rest, his exhausted limbs would disappear and he would fall asleep immediately. There was no time to think about Frodo, the Ring, the Fellowship, Gondor – enough! Enough! Boromir jerked his head, muttered something to himself. The elves said nothing.
The rain continued. The sky darkened. The ground became muddy, and Boromir slipped often. The elves strode evenly forward. Boromir spent much of his time driving his weary legs on with muttered insults directed at himself. The distance between he and Third One was ever widening, as he inadvertently lagged and was forced to jog after them.
Ah, Faramir, does your gaze reach this far? See me now. A miserable wretch, chasing after cowards, begging for their company. You shall be pleased. Father will look to you, now, with a kinder eye.
As you have always desired.
After an eternity of muddy, uneven ground, with the rain soaking through his clothes and bandages, Boromir was startled by a sudden cry. He looked up. The elves had stopped. They were peering up into the stormy sky. Boromir followed their gaze. The rain blinded him, but in the wet-grey blur, he saw a figure circling. A bird, larger than he had ever seen, circled – slowly, slowly, around and around, with each circle descending on the group. Boromir could hear little over the thunder, but he saw the elves motioning for him to join them.
As the bird descended, he saw it was a Great Eagle. Boromir stumbled and slipped up to the elves. Under his drenched hood, Third One smiled.
"Radagast is come!" the elf cried over the noise. "At last!"
Lightening flashed and Boromir caught sight of a figure perched on the Eagle's back. Wind whirled around, causing the rain to shoot sideways. Boromir sputtered. The Eagle passed over their heads now, its wing brushing their hair, causing the elves to laugh. The great bird then banked left and, flapping its enormous wings, landed. A bleary figure dismounted from the bird's back. The Eagle straightened to its full height. Beside it, the figure strode through the mud to them.
With arms outstretched, Radagast the Brown approached. Taller than Gandalf, and thinner too. White-brown hair and beard, all dripping-soaked curls, flattened against the head. Rags and robes of all the earthy tones – red, brown, warm yellow. A spring in his step, a face creased like old leather. Boromir noted also the gnarled staff, thicker and more rudimentary than Gandalf's.
The elves bowed, hands upon their hearts. Radagast did the same. The Eagle shook some rain from its feathers.
"Ah! So I find you here, then!" Radagast bellowed above the rain. "And who is this? I knew naught of any fourth traveler!"
"This is Boromir of Gondor!" First One exclaimed. "He joined us at Amon Hen!"
Finding no suitable greeting, Boromir simply nodded. Radagast smiled. Lightening cracked nearby, loud and shaking.
"Welcome, then!" the elderly wizard yelled. "But, come! The Valar do mean to drown us in this rain! Come, come! Landroval and I caught site of suitable shelter a hundred paces off!"
And so Radagast turned, motioned with his staff, and began to trudge down the hill and away from the group. The Eagle, Landroval, cawed loudly and took flight – though he did not fly far. Instead, he hovered over the group, flying slow, shielding them from the rain with one of his great wings. Radagast's form was barely visible in the rain, he seemed to blend in with the earth's brown. But Boromir let the elves guide him, and they soon found themselves in an area where many tumbled boulders lay. Huge slabs of rock had fallen to form an irregular cave. The Eagle perched himself on the cave's roof, and the four travelers entered. As soon as they were inside, they heard him beat his wings and fly off into the stormy night.
Deep in the cave, the sound of the thunderstorm lessened. Boromir heard his own heavy breathing, the soft rustle of clothing, Radagast muttering to himself. It was very dark. Boromir shivered with the cold.
Suddenly, a spark flew and a fire ignited. Radagast's form was visible, crouching over a pile of firewood.
"It is a good thing I am a wizard, my friends," he chuckled. "You three – er, four – would have spent a wet-chilled night otherwise!"
"And for that," Second One smiled, "we are grateful to have you as a friend, good Radagast."
The elves began shedding their packs and cloaks. Boromir remained standing. He hovered at the edge of the firelight, studying Radagast. Now, in the calm of the cave, with the fire to illuminate, he saw the age and wisdom in the wizard's face. A pointed nose, large ears, drooping eyes. Brown, curly hair graying at the temples and in the beard. All wild, unkempt. Garments filthy with mud, feathers, patches of fur.
At the moment, Radagast was rummaging through his pack. With gnarled, over-stretched hands, he retrieved a bundle wrapped in linen.
"First, let me distribute your elven goods. Here is lembas," he said and handed the bundle to Second One. "It is old, but it shan't stale too soon, I hope."
He then retrieved an oversized water-skin.
"Miruvor." He gave it to Third One. "Enough to last you a very long time, indeed. Barring any unfortunate events."
There was much in the pack – food, water, clothes – and each item was given to the elves with a smile and a courtesy. Finally, when everything was stored away, the elves busied themselves with making camp. They quickly shed their wet clothes and spread them evenly on the cave floor to dry. Then, donning fresh garments, they put away each gift and began to prepare a meal.
As Radagast and the elves talked and sorted, Boromir removed his shield and pack. He loosened his cloak and doublet, all drenched. Everything was wet, even inside the pack. He unrolled his bedroll, all slopping wet against the stone, and removed the dripping blanket.
Meanwhile, Radagast continued.
"And finally, there is something else," he grinned. "The bees wished to send this along."
The wizard unwrapped a jar of golden honey, handed it to First One.
"This is unexpected," First One smiled. "Did you not say the bees are rare gift-givers?"
"Indeed!" Radagast replied. "But nonetheless, here it is. Now come, I promised also to bring news, and much news I have. But first, tell me of your journeys, for I always delight in hearing them. And also let us hear from this fourth walker, this new stranger. Boromir, you said? Come, Boromir, join us here. I am e'er curious to hear of new travels and new friends."
Reluctantly, Boromir stopped arranging his things to dry. He approached the fire, but did not sit.
"We will tell you all in good time, but first we must thank you again for coming," Second One said. "As e'er, you are our constant benefactor. And thank Landroval as well."
"Ah, indeed, I shall, I shall," Radagast said. "Landroval was kind enough to bear me forth since his brother, Gwaihir, was called away. Apparently, Gwaihir flew off not two days past to Zirakzigil. But, by the Valar, I know not what led him there!"
"Good Radagast," Third One said, "before we begin our long tales, and you yours, our friend Boromir has wounds to be tended. We have helped him as much as we know how, but there is a poison in the injuries that we cannot heal."
Radagast turned his eyes to Boromir. They all watched him now, and the Man raised his chin. He hoped to hide his shivering and swaying. But, judging by Third One's compassionate look, he guessed his current state of misery was all too visible.
"Ah, and we have been here chatting idly! My apologies!" Radagast boomed. "So tell me, then, Boromir of Gondor, from where these wounds derive. I see by your dress and stance that you are a soldier. I see also, by your dress and stance, that you are of noble birth. Is this true? Strange to find a noble soldier traveling with the adraefan, so far from home. Tell me, by what paths and choices did you arrive here?"
"There is a lengthy tale, wizard, and I would keep it to myself for now," Boromir murmured, ruffled. He cleared his throat. "Nonetheless, you guessed rightly. I am the first son of Denethor, Steward of Gondor, and Steward-to-be myself, were it not for much ill chance and ill will that has forced me into exile. The wounds are Uruk-hai arrows."
"Uruk-hai?" Radagast frowned.
"We believe it to be Istari treachery," Third One said. "The orcs bore the White Hand of Saruman."
"This is worrisome news, indeed," Radagast said.
The rain outside softened. The fire crackled. The cave was very cold, so that Boromir shuddered every so often. His hand had unconsciously drifted back to his stomach, and he forced it down.
"Well, come then, Boromir, let us see these wounds," Radagast ordered. "We shall muse over wizard betrayals later."
But Boromir was hesitant. In truth, he feared removing the bandages around his wounded stomach. He had not changed them since Second One had helped him, nearly four days past. But judging by the persistent exhaustion, dizziness and nausea, he guessed it would not be a pleasant experience. The fever may have broken, but the infection – whatever the poison was – surely remained.
"Let the elves speak first," Boromir said. "I am well enough, for now."
"Ah, come now, lad, it won't hurt," Radagast chuckled. "I admit I am not a skilled healer for Mannish ills. Ask me to heal the jay, the robin, the sparrow, and I can! But Men, a complicated race indeed. Come, the wounded cannot be fickle, let us see if there is not some simple medicine which can help."
As Radagast occupied himself with retrieving various vials and bottles from his pack, Boromir – slowly, gingerly, doubtfully – removed his damp overshirt, doublet, chain mail, and undershirt. Under the curious gaze of the three elves, who had stopped making camp to watch Radagast work, Boromir lay down on the cool stone floor. He could help but squirm as Radagast tested the bandages, pressing lightly on each wound.
The wizard began to remove the bandages. The gauze stuck, Boromir gasped. Slowly, slowly, painfully slow, Radagast peeled each bandage off – but the cloth clung stubbornly, stuck to the wounds with infection. Boromir clenched his teeth, attempted with all his will to hide the pain, decided now was a good time to plan battle strategy. But he could not wrench his mind from the agony in his torso. Beads of sweat formed on his brow, his brow furrowed. A hitched grunt escaped him.
Finally, with one, gradual rip, the bandages came off. Boromir exhaled sharply, as if all the breath had been forced from his lungs. The wizard studied each wound in turn. Boromir was loath to look. He stared at the cave ceiling, recovering from the rip and breathing hard. The shoulder was healing well, that much he could tell without looking. For it ached persistently, but with the ache of healing. The stomach was another matter entirely. He could tell it was infected.
Boromir twitched and fidgeted as Radagast took a dull knife and began to scrape away the oozing yellow-green infection. He caught sight of the elves watching, each with a varying level of disgust. The pain was enough to make his eyes water, but he gave them a humorous look. Third One caught his eye and grinned in return. A grin of encouragement, of sympathy.
As Radagast worked, Second One cleared his throat.
"Know you what it is, Radagast?" the elf asked.
Radagast's brow knitted. He continued scraping, very carefully, and Boromir nearly cried out when the knife caught on something dry, crusted, resistant.
"You said these were Uruk-hai arrows?" Radagast asked as he cleaned.
"Aye," Boromir said, his voice wavering, his breath shaking. "I traveled with seven – seven others. Our company – mmph – was besieged by a g – great number of Uruk-hai. On – ah – on Amon Hen."
"How old are these wounds?"
"Mayhap – a week. Nnch. I am not sure."
Apart from a bemused growl, Radagast said nothing else. Finally, after matting the wound with a wet cloth, it was clean. The old wizard retrieved a wooden bottle, uncorked it with a pop. He poured the liquid onto a piece of fresh linen, and Boromir felt something cool against his stomach. Like a balm to a burn, it soothed the pain, lessening it to a low sizzle rather than the usual roar. He groaned with relief.
"I did not realize Saruman had such powers," Radagast rumbled. "A Morgul-wound indeed. You are quite the resilient Man, it could have killed a lesser Man by now. But I am sorry to say there is little I can do. In time, the pain will lessen. Or rather, you will get used to it. There are draughts which ease the revulsion, so that you will not starve yourself to death." The wizard grinned slightly. "If I recall correctly, there was another Boromir who suffered very similar wounds."
"Aye… Boromir the First."
Radagast chuckled. "Ha! A suitable irony, I should think!" He lay more of the salve against the wound. "This will keep it clean until it scars over. Made by the tortoises, you know. Aye. Valar know what they use it for, but it cleans any and all Mannish injuries. Nay, meet any tortoise and he shall lie to you. I have had a most difficult time learning any of their secrets, for they are reserved, suspicious creatures by nature. Overly cautious, I should say."
Boromir attempted to listen, though the balm, in its sudden cooling of the wound, sent a tingling chill throughout his body. His teeth chattered.
They dressed the wound, and Boromir was given a dry blanket. He wrapped himself in it and, inching over, sat up to lean against the stone wall. Warmed by the blanket and fire, with the wound finally clean and reasonably treated, he felt his eyelids droop. Radagast gave him a friendly pat on the shoulder and then moved back to the elves.
"Well, my friends," Radagast began. "Let us begin with the talk now, for surely it shall last all night. I will tell you of the War in Mirkwood, and the War for Middle-earth. But those are dark tales, and they will surely draw tears and anxiety. Nay, for now, let us speak of your adventures. The last time we met was near five hundred years past, no? Come, come. Tell me of the strange lands you three have visited. I am eager to hear."
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Gym Dudes
- 7.2/10
Gymnast Dylan Knight flips for Joseph Rough, literally. Wearing only a jockstrap, the young professionally trained athlete does backflips to get Rough's attention then goes down on him and sucks his dick. Rough enjoys the blow job but he wants to see what's going on in Knight's bulging jock. He gets on all fours and pulls out Knight's giant cock and balls. Rough spits and gags on the huge tool until Knight rips off his jock and shoves it in Rough's mouth. Knight turns Rough around and shoves his cock deep in the young stud's tight hole. The fuck session goes on until Knight can't control himself any longer; he pulls out, jerks a thick load out of his cock, and licks it up right off of Rough's dirty jock.
Dylan Knight - Related Scenes
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Updated on: 12-11-2014
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Horseplay, Scene #02
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Brandon Jones, Dylan Knight, Mike De Marko
Extreme Fuck Club, Scene #04
Updated on: 07-07-2014
The Club, Scene #01
Updated on: 03-31-2014
Dylan Knight, Darius Ferdynand
My Doctor Rocks, Scene #03
Updated on: 03-10-2014
Johnny Ryder, Dylan Knight, Hans Berlin
Full Release, Scene #01
Updated on: 10-14-2013
Joseph Rough - Related Scenes
The Club, Scene #04
Updated on: 05-12-2014


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I'm on 3.4 right now and am using the Impatience, Remove Accessibility, Desktop Scroller, and Alternative Status Menu Extensions. Those extensions fix pretty much all my usability issues.
No matter what DE I'm on, there's always several program's I absolutely need (file browser, web browser, terminal, and mail client) and I always need a quick-launcher for them. Gnome 3's side bar does a good job of staying out of the way. If I need it, all I have to do is flick the mouse to the top-left or tap Super_R.
I always have three workspaces. The first for the terminal (work) and the browser, the second for email, IRC, and my SIP phone, and the third for music.
Online accounts is a nice convenience for setting up mail and chat.
That's my typical DE. Does it differ all that much from yours? Is there something else that's holding you back from Gnome Shell?
If it's the fact that you absolutely need compositing to run GS when it's not available that's keeping you from using it, I totally understand that. However, theres XFCE, LXDE, and E17 that gives you a non-composited DE with the same kind of user interface that Gnome Fallback has. Plus, in terms of resource usage, they do a better job than Gnome 2. I don't see why that's a reason to bash Gnome Shell for sticking with the status quo when there's already several out there that do just that (and arguably better).
I haven't given KDE a spin since 4.0 because it was a disaster. It was every bit as usable and customizable as GNOME 3 when it was first forced on people - which is to say not at all. Maybe that's changed since the bad old days, but attitudes like yours don't really endear people to give it a whirl.
Gnome and Unity -- it's basically the same thing -- felt the need to exclude the ability to easily increase the font size.
In a lot of ways, the community liked Gnome 2 and even more so did the persons with disabilities. Now you have to wonder how exactly they're going to use these interfaces.
KDE 4.9 retains much of it's features with font DPI and changing fonts in general.
Gnome Tweak doesn't exactly ship by default in most distributions.
However, sometimes I work on different things. Most of the time I just need a terminal for work, but sometimes I work in Gimp, Blender, and other programs for a short amount of time, and those are in the side-bar as well no matter what DE I'm in. I very rarely have to navigate the application menu.
As for the side-bar being only marginally faster, it's not really about saving a couple seconds, but more about launching something with a minimal amount of mouse motions. It's not a big deal within itself, but those minor conveniences add up over time.
You could make an argument for binding frequently-used applications to a hotkey, and that is a valid point. However, if you're like me, you just get sick of using the keyboard all the time and just want to use your mouse while you rest you head in your free hand while you drool while watching a Youtube video of a cat jumping into a box and falling over.
Last edited by Vax456; 11-12-2012 at 09:05 PM.
http://old-en.opensuse.org/File:OS11.0-inst-6.jpg It a) gives the users the choice between both and b) clearly states that KDE 4.0 is not mature!
Mandriva, Debian, etc. didn't switch to KDE4 before 4.2.
So you shut the fuck up with your lies, idiot!
If anybody does not like the workflows of Gnome Shell, Plasma Desktop, etc., fine. Simply don't use them, don't spread lies, and piss off to Windows.
As for KDE, my first experience was with a Kubuntu distro during my first year of college. The layout was very Windows-like, but that meant it was easy for new users to pick up because it resembled something they were familiar with. My OS at the time was Ubuntu 6.04 (I think), and I was already grooving to the GNOME way of doing things, but the KDE machine was still usable.
Then we upgraded the machine to the 4.X release. Big mistake. It was an unwieldy mess and it turned me off of KDE, because if this was were it was going, neither I nor anyone else in the lab wanted any part of it. I understand it's gotten better (and I have it installed on this very machine), but I haven't spent time with it to check.
Regarding your Tourette syndrome, you are one sad little fellow. You substitute vitriol for argument and insults in place of points. You've done nothing in this entire thread but go out of your way to make anyone with whom you disagree feel uncomfortable. What a fascinating life you must lead. Tell us of your accomplishments and achievements in life that we might be gratified and uplifted; inspired to greatness by your shining example! Or we can all take a good, hard look at reality and realize that you sound like a 12 year old who's off his meds. You're being a dick, and you impress no one - least of all with your intellect and mastery of prose.


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Archaeologists discovered this mummy and skulls in a cave in Peru in 1915, during a joint National Geographic-Yale Peruvian expedition headed by Hiram Bingham. By bringing cameras to the field, National Geographic helped bring archaeology into people's homes through the pages of its magazine.
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|25% off sale - FINAL HOURS!
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Oh my word, you have just a few hours left to get in your order and save 25% by using the coupon code 25OFF08, plus get free standard U.S. shipping! End your year right: with an orgy of comics shopping! Click here for more details about the sale.


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Minority Health Month: Does the Color of Your Skin Still Matter?
April is national Minority Health Month, so we've turned to our man in the trenches, Wil, for some insight into what it's like helping minority populations with their diabetes:
By D'Mine Columnist / Correspondent Wil Dubois
If your skin is darker than mine, I'll likely live longer than you will. And better, too — at least health-wise. Sucks, I know, but it's true. But why is it so? Why aren't the needs of America's minority…


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Mamma Mia! the musical is based on the music of Swedish pop band ABBA. The fictional storyline was developed by an English playwright, Catherine Johnson, with the input of previous ABBA members Björn Ulvaeus and Benny Andersson. The musical tale tells the story of a young Greek woman on a personal journey to find her father so that he can walk her down the aisle on her wedding day. The original London production opened in 1999, and was later transferred to another theater where it continued to wow audiences. Once the production won a Laurence Olivier Award, Mamma Mia! tickets were impossible to keep in the box office.
The initial Broadway theater production debuted in 2001 and continued to run for more than a decade. Ever since the show's Broadway coming out, it has continued to traverse the globe with performances in everywhere from Russia and Dubai to China and South Africa. By the time that 2011 rolled around, Mamma Mia! exceeded Miss Saigon and Damn Yankees in regards to running time with over 4,000 performances. The theater adaptation of classic Europop favorites has proven its staying power. The theatergoer reviews call the musical production "absolutely terrific!" Treat yourself to a night of song and dance by purchasing Mamma Mia! theater tickets now!
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I haven't been around the forums in a few months, but I felt I should come by and post up some of the graphic collections I had put together. I don't want them to go to waste just sitting on my computer. So here they are:
First up, my last version of Kaiserreich SKIF icons. From Cuba to China, South Africa to Korea, Lithuania to America First Union, just about every state in Kaiserreich now has a SKIF icon set. I have painted some sets myself, but I must give enormous credit to the many great SKIF artists throughout the community. Enjoy. I hope they enrich your gaming. Version 3.0:
The second GFX option pack I have is a collection of EU3 style flags and shields for all Kaiserreich states. I have included two different versions of several flags so that you may choose which one best suits your game. Enjoy:
Go forth and contribute Kaiserreich community. I'd love to hear your opinions and see your own work here.


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Gravity filters are more effective than other types of water filter, because the water drips slowly through the ceramic elements, and this process removes almost all the contaminants in water. The filters can be cleaned with a toothbrush and last for up to 2,000 gallons. This Berkey filters filter uses Black Berkey elements, and they […][Read More]
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What about a sepia sensor? That'd be well cool.
Leica M-Monochrom Hands-on Preview
Preview based on an M-Monochrom with Firmware 0.012
Leica has long been a manufacturer happy to exploit niche markets - its M9 may be a fascinating camera to shoot with, but the company's adherence to the near-obsolete, manual focus rangefinder design, coupled with its distinctly exclusive pricing ensures its cameras will only ever be enjoyed by a few. However, we can't think of any of its products that combine 'fascinating' and 'niche' as well as its latest creation - the Leica M-Monochrom. As the name suggests, the Monochrom is a truly black-and-white camera, with no filter array to allow the capture of color information.
Just as any discussion between former film photographers will eventually come 'round to the idea of a dedicate manual focus digital camera with the large, bright split-prism viewfinder they remember from their film-shooting days, it was almost as inevitably touch on the idea of a black-and-white digital camera. But it's not just nostalgia that makes the idea of a monochrome camera sound appealing - especially on a system famed for its (expensively achieved) high quality lenses.
Removing the color filter array from the front of a sensor has several advantages. There are certainly benefits in terms of noise, mainly because all the light hitting the sensor is available to be captured, rather than just one color being allowed through to each sensor location. But also, because noise isn't spread by a demosaicing process, the noise pattern doesn't appear to muddy detail. These two factors see the camera's maximum ISO increase to 10,000, rather than the M9's 2,500.
However, the biggest advantage is resolution - each captured pixel gives one output pixel, with none of the detail-blurring combining of neighboring data that demosaicing inevitably brings. As a result, the M-Monochrom immediately trumps even the low-pass-filter-less M9 for sharpness. Given the reputation of Leica lenses, this has immediate appeal.
There are drawbacks, of course - the 'headroom' found in Raw files comes mainly from the fact that bright regions have usually only over-exposed one of the three color channels, with usable data still available for the other two channels. With a true mono sensor, any overexposure is absolute - once the channel has clipped to white, there's no chance of recovery. Equally, anyone who has got used to producing mono images by converting color images, with all the selective color mixing that brings, will have to get used to pulling the correct color filter out of their camera bag at the point of capture.
And that is a challenge - the best black and white images are the result of a tonal response that is perfectly matched to the subject, usually as the result of extensive darkroom or post-processing work. With only five contrast settings to select in the camera, even with perfect exposure, it'll probably take a bit of Raw processing to get the best out of each image. The M-Monochrome shoots 34.7MB DNG files (there's no compression option), for users willing to make the effort.
Interface changes
The challenge of getting correct exposure are somewhat reduced because the histogram is not influenced by color or white balance. Leica says the histogram is based on Raw data (rather than the preview JPEG, which many cameras use), to give a clear understanding of what has and hasn't been captured. Still being based on a revised version of the M9's 18MP Kodak CCD means the Monochrom still can't offer live view, so this histogram is only available after you've taken your shot.
Beyond this, changes to the existing M9 interface are minimal - the saturation and colorspace options have been removed from the menu, and white balance has been excised from the 'Set' quick menu but otherwise it's almost unchanged. The camera has slightly more sophisticated highlight and shadow clipping warnings than the M9, it also gains three 'toning' options, each with two intensity levels, but those are the only additional options. The toning options are Sepia, Cold and Selenium.
Given the cost of buying into the Leica system, it's not surprising that Leica expects most buyers to come from the pool of existing M owners. However, in addition to M8 and 9 users, Leica clearly also hopes some film shooters who haven't embraced digital will appreciate the apparent simplicity and quality that native mono shooting brings. When explaining the camera to us, Leica repeatedly returned to the word 'authentic' and it's this desire for an 'authentic' shooting experience that we think will sell this camera.
Leica M-Monochrom specifications
- 18MP CCD monochrome sensor (24 x 36mm)
- No anti-aliasing filter
- No color filter array
- ISO 320-10,000 (with a 'Pull 160*' option)
- 2.5" 230,000 dot rear LCD
- Supplied with Adobe Photoshop Lightroom and Silver Efex Pro 2
*Pull 160 is essentially the ISO 320 setting given 1EV extra exposure, with a different tone curve to give the correct final image brightness. The result is a reduction in highlight dynamic range, compared to the full ISO settings.
M-Monochrom - color sensitivity
It may seem odd to think about the M-Monochrom's sensitivity to different colors, since it can't distinguish between them. However, as with mono film, the best results from the Monochrom come from adding colored filters in front of the lens. For this to work, the camera needs to be fairly similarly sensitive to light from all across the visible spectrum (it needs to be panchromatic). We asked Leica whether it had needed to add any color filter to the sensor, to balance-out its sensitivity to different wavelengths of visible light, and were told it hadn't.
If you're new to digital photography you may wish to read the Digital Photography Glossary before diving into this article (it may help you understand some of the terms used).
Conclusion / Recommendation / Ratings are based on the opinion of the reviewer, you should read the ENTIRE review before coming to your own conclusions.
Images which can be viewed at a larger size have a small magnifying glass icon in the bottom right corner of the image, clicking on the image will display a larger (typically VGA) image in a new window.
To navigate the review simply use the next / previous page buttons, to jump to a particular section either pick the section from the drop down or select it from the navigation bar at the top.
DPReview calibrate their monitors using Color Vision OptiCal at the (fairly well accepted) PC normal gamma 2.2, this means that on our monitors we can make out the difference between all of the (computer generated) grayscale blocks below. We recommend to make the most of this review you should be able to see the difference (at least) between X,Y and Z and ideally A,B and C.
This article is Copyright 2012 and may NOT in part or in whole be reproduced in any electronic or printed medium without prior permission from the author.
Leica 10760 M Monochrom 18MP Compact System Camera
with 2.5-Inch TFT LCD- Body Only (Black)
Leica 10760 M Monochrom 18MP Compact System Camera
with 2.5-Inch TFT LCD- Body Only (Black)
Leica M Monochrome (Black & White Photos ONLY)


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10 really dumb mistakes to avoid in the field
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Executive Summary
Certain mistakes are almost guaranteed to result in problems that can cost you clients. Make sure you don't fall prey to these common missteps.
This download is also available as an entry in our 10 Things blog.
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Bike trek info. night and free bike tech seminar at Papa Wheelies
Friday, January 11, 2013
MANCHESTER — On May 5, the American Lung Association of the Northeast celebrates the fourth annual Cycle the Seacoast along the Portsmouth coast.
Cycle the Seacoast is perfect for cyclists of all experience levels. It is a one-day ride offering a choice of routes through the beautiful Seacoast of New Hampshire. Proceeds from the bike trek benefit lung disease research, advocacy, and programs as well as the Fight for Air.


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Are Insulin-Producing Beta Cells Going All Star Trek?
Diabetes research news (and anything involving lab mice) can sometimes make our eyes gloss over, as it seems we're hearing about some new scientific "breakthrough" every other day.
But we took a little more interest recently when hearing about a new line of D-research that seems to have a Star Trek spin to it!
Yup, apparently this research is exploring how our insulin-producing cells basically put on a Romulan cloaking device to hide from diabetes!…


text: Located in the Golden Triangle, between Vale do Lobo and Quinta do Lago, in Quinta do Mar resort with private security, placed within a ecologic area, this extraordinary villa set on a plot area of 730sqm with a living area of 490sqm. This new building currently under construction is composed by four bedrooms en suite, four bathroom plus clock room, spacious fully fitted and equipped kitchen to be installed according to your choices. Large living and entertaining areas both inside and outside, under floor heating, air conditioning, security, fireplace, central vacuum, basement with natural light, BBQ area, heated and covered swimming pool and garage for four cars, making this property an ideal permanent residence or holiday retreat. Within a short distance are several stunning beaches, a multitude of fine restaurants and a variety of world class golf courses.


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No matter what commuting or travel challenge you face, there's a Timbuk2 accessory for that.
Travel wallets let you stash your passport, cards and cash, and even your iPhone. Padded laptop sleeves, eReader cases and iPad covers protect your favorite device in cushy comfort. And a whole slew of on-bike accessories keep you on top of your game, even in the case of a flat tire or other commuting mishap. Carry your biking essentials in a handy seat pack, carry your travel essentials in a travel pouch or toiletry kit, and tote your camera gear all around town with one of our camera bags, camera inserts or camera accessory cases.
We know small things can be a big deal. So if you ever need a replacement for a padded strap, attachment buckle or reflective panels, we've got those, too.


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Candidate Bio
Chris Deschene is a veteran, an attorney, an engineer, a family man, a community leader, and a volunteer. Chris grew up on the Navajo Nation in Lechee, Ariz., and attended school in Page, Ariz. He excelled in high school as a straight-A student and varsity athlete. Chris was one of very few Native Americans to be accepted into the prestigious U.S. Naval Academy in Annapolis. Upon graduation, he was commissioned as a 2nd Lt. in the U.S. Marine Corps.
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Betty Jean's Special Sauce
Outline of Need:
Cheryl and Orville Carney started a small catering company and were desperately in need of a licensed commercial kitchen to prepare their food products. The Carney's had been sharing kitchen space with a local restaurant when they saw an advertisement in the Dover Post for DCED's Food Business Incubation Center. This was an answered prayer for the Carney's who now had a new place to prepare their food items for sale. The Carney's had also begun exploring marketing a special sauce from a favorite family recipe.
How DCED Helped:
The Carney's were able to rent space in DCED's kitchen incubator and have access to a licensed commercial kitchen to expand their catering business named An Affair to Remember. The Carneys were also able to begin seriously pursuing marketing Betty Jean's special sauce. They hosted a sample taste testing event at DSU asking participants to rate their sauce compared to their major competitors. SBI students assisted the participants and recorded the results; Betty Jean's Special Sauce was rated the best from 100% of the sauce tasters.
The Results:
The Carney's are now exploring difference bottling options for their sauce and considering the recommendation provided to them by the SBI team members. They have become the exclusive in-house caterers for all special events at the Milford Senior Center. They have already catered three large events at this location. The Carney's will also be hosting a cooking show at the Delaware State Fair this year. Cheryl Carney recently wrote to DCED's Incubator Manager expressing her gratitude and stated, "We can never say it enough and we honestly say it at least once a day – we would never have done this without the help of you and all the staff at DCED. When we first walked into the kitchen at the Senior Center it was just like the incubator kitchen. Having the opportunity to work in your kitchen, along with the safety training you provided, allowed us to walk into our own kitchen and work with confidence." The DCED staff continues to assist the Carney's and is helping them work with DSU faculty to determine the shelf life of their sauce.
God's Creation receives Marketing Assistance
Outline of Need:
Michelle Donnatien, owner of God's Creations, a company specializing in natural hair and skin products was seeking a new marketing plan for her business. She wanted to explore social media and needed guidance on how best to promote her unique hair and skin products. Michele had begun to use YouTube but felt her videos lacked customer appeal. She was also uncertain about her pricing strategy and how to position her products in the marketplace.
How DCED Helped:
Michele began meeting with DCED's Enterprise Consultant who provided her one-on-one technical assistance in developing a new marketing strategy for her business. With the additional help of a team of SBI students Michele was able to fine-tune her YouTube video and expose the uniqueness of her product to a much wider audience of potential customers. Ms. Donnatien has been working with staff from DCED for over a year. It was determined that her pricing structure as not adequate, and that she needed to explore ways to reduce her costs. The SBI team also assisted Ms. Donnatien in identifying possible alternatives for packaging her products in order to bring her costs down.
The Result:
Through the technical assistance Ms. Donnatien received from DCED and the SBI student team, she realized that her products were not properly marketed, and that her packaging needed to be changed. An alternative packaging approach had to be considered in order to sustain her business. She had to either lower her costs or raise her prices; in the current economic environment she felt a price increase would hurt her sales. Through the assistance she received from DCED and the SBI, she now has her newly packaged product for sale at the local natural foods grocer in Dover, and her business is profitable.
DCED helps Best Loser in Delaware become a Winner!
Outline of Need:
Debbie Lonski of Exquisite Nutrition had been operating her business for over a year without a business plan. Mrs. Lonski, at one time, was considered obese and needed to lose weight in order to maintain her health. She became involved with Herbal Life Products, lost weight, and wanted to share her success with others. Mrs. Lonski had the passion for her business but lacked the clear direction of a plan to move her business forward.
How DCED Helped:
Through the technical assistance made available to her through DCED, Mrs. Lonski now has her vision on paper and is already meeting some of her goals. She is working to develop a comprehensive business plan to provide a roadmap for growing her business venture.
The Results:
Mrs. Lonski started her first "Best Loser in Delaware" weight challenge in Dover and continues to encourage others struggling to lose weight to join her in working to become healthier. Her vision is to see a healthier population in Delaware, thus her saying, "I want to see less of you next time." Mrs. Lonski trains others to become coaches and holds support meeting throughout Kent and Sussex Counties. Three sites are now in operation in Delaware.
DCED Assists Two Winners of Third Annual Business Plan Competition for Family Child Care Providers
Outline of Need:
In the spring of 2009, The Delaware Center for Enterprise Development (DCED) and its partners, such as the First State Community Loan Fund (FSCLF), announced the third annual state-wide business plan competition for child care providers. In the past, only family child care providers could apply; this year the competition was open to center owners, as well. Citigroup provided FSCLF with the funds for the awards. It was announced that the awards would be $5,000 for first place and $2,500 for second place Family Child Care Providers. The best plan submitted by a Child Care Center owner would receive $5,000; second place would receive $2,500.
Mrs. Donna Savini a large family child care provider, in the rural community of Lincoln, Sussex County, Delaware, met with DCED's Enterprise Consultant. Although they only met that one time, the two of them stayed in contact throughout the business plan writing process. In the spring, DCED offered the Developing Your Family Child Care Business course in each of the three counties. The interest from Sussex County did not warrant providing a separate class; those participants were invited to join the Kent County class. The class met on Saturday mornings from 8:30 a.m. until 3:00 p.m. Mrs. Crystal Wheatley, a Level II Family Child Care Provider from Millsboro, DE, attended the classes in Dover even though it meant she would need to be on the road by 7:30 a.m. and travel over 50 miles each way.
How DCED Helped:
Ilona communicated with not only these two caregivers, but with 7 family child care providers and 1 child care center owner. They talked by phone and sometimes very late at night or very early in the morning when the children were not present. Sections of their plans were e-mailed to Ms. Figat, as the caregivers completed them. This system seemed to work best.
The Results:
The completed business plans had to be sent electronically and reach the First State Community Loan Fund's office by May 15, 2009. In the early hours of the deadline date, the business plans were transmitted.
Then, on June 27, 2009, DCED and its partners celebrated with over 25 of the 41 family child care applicants at a reception held at Delaware State University in the College of Business at the Dover Campus. After brunch was served, many providers and their families, along with technical assistance representatives from partnering agencies throughout the state, were awaiting to hear the names of the five winners. Mrs. Savini won first place and Mrs. Wheatley won second place.
These caregivers are thrilled to have accomplished such a tedious task as completing a business plan. Ilona continues to keep in touch with the caregivers. She also still communicates with the non-winners encouraging them to improve their plans. Anyone interested in technical assistance to help with completing their business plans can call Ilona at 302-857-6953.
DCED Assists Small Business Owner
Outline of Need:
Maurice Curtis of EliteAutoTuning was in the process of publishing his website and needed assistance in developing a business plan. He sells accessories, such as body kits, wheels, and electronics, for high-end vehicles. He recognized that he needed to rent a location where he could not only customize the vehicles, but also store parts he accumulated through auctions. Furthermore, Mr. Curtis not only wants to acquire a brick and mortar location; he also has a strong desire to make his services mobile. By being mobile, Maurice will be able to make his customization more desirable and accessible, as he would travel to the customer's location. In order to expand and to offer these services, he would need a loan, so he came to Ilona Figat, Enterprise Consultant for assistance.
How DCED Helped:
While meeting with Maurice to discuss the components of the business plan; Ilona realized Maurice already had the marketing plan in place. He has customer savvy and understood that features tell the customer what he offers, but the benefits is what will sell his products. He was in the process of building a customer base, contacting auto dealers, and negotiating with some manufacturers. EliteAutoTuning wants to be the first place where customers look for their upper-end vehicle customization needs. He knows his target market and is strategizing accordingly.
The Results:
Within two weeks, Maurice brought the finished business plan to Ilona for review. The business plan was well written, needing just a few additions. Once the financial needs were identified, Ms. Figat recommended that Maurice and his partners start the initial steps of the loan process.
In June, Maurice and Ilona met again. The website was now getting approximately 160 hits a day. He was not satisfied with this low number. Maurice's vision is to create a network for the international aftermarket, including customers, parts manufacturers, dealerships, magazines and tuning shops. In order for Elite AutoTuning to become the leading online resource for the high-end aftermarket; Maurice feels he not only needs more exposure, but he needs to move quickly.
Ms. Figat and Maurice reviewed his marketing strategy. She commended him for the growth his company was experiencing; assuring him that he was doing quite well for a start-up business. During that meeting, Maurice identified other services he could offer providing him with even more exposure on the Web. One such service identified is to offer classifieds to customers wishing to sell their customized vehicles. There would be no charge for the classifieds; Maurice believes that in order to build a business, the relationships need to be built first. This is one service he could offer without it causing any hardship to the business.
Maurice and Ilona also discussed a new product (patent pending) to be introduced in the United States during the late Fall. Maurice is appealing to the manufacturer, in Colombia, to contract with Elite AutoTuning. Elite wants to serve as the sole distributor in the U.S. This opportunity was discussed; with Maurice and Ilona identifying a number of concerns to discuss with the manufacturer. Once these issues are addressed, a pricing structure would be developed; and Maurice should be on his way to not only marketing the new product, but also serving as the primary distributor in the United States.
Ilona notes that some entrepreneurs just need hand holding, reassurance, encouragement, and validation for their hard work. Maurice needed someone to confirm that he was headed in the right direction. Ms. Figat encouraged him to not only refine his vision, but to also meet with an attorney prior to signing a contract with the manufacturer. She advised that he keep moving forward with the loan process. Maurice Curtis is confirmation that entrepreneurs are risk takers while seeking opportunities and jumping on them. DCED continues to work with Maurice every step of the way!
Use of Food Business Incubator Center at DCED Assists Food Companies to Grow
Outline of Need:
DCED recognized that small food businesses needed a low-cost kitchen where they could prepare food for events and to produce foods for sale.
How DCED Helped:
DCED appealed to its many supporters; funding was provided, and DCED opened the Food Business Incubator Center (FBIC). The Center is managed by DCED in collaboration with DSU's Hospitality and Tourism Management Department. DCED's mission for the Food Business Incubator Center is to nurture, support, and sustain food and agricultural industries in the Delaware region by providing business and technical training, resources for product and process evaluation and incubation, and a trusted source for information and guidance.
Since the opening of the Center, DCED has been reaching out to caterers, specialty food producers, farmers and cart vendors that handle food. Services being offered include: business development, product and process development, equipment use training, regulations and compliance support, market research and strategy, and workforce development and training.
The Results:
Many small business owners have been utilizing the services offered by the FBIC. Pamela Rutherford manufactures dog biscuits. Ms. Rutherford is the owner of Skipper's Biscuit Company and states that she "is proud to be a participant and the kitchen provided us a stepping stone to take our business to the next level by giving us the opportunity to manufacture in a commercial kitchen that was clean, equipped with an expansive variation of modern appliances, and the usage fees didn't eat up our budget." Ms. Rutherford continues by saying, "We are lucky to have such a professional facility so close to home!"
Orville and Cheryl Carney are the proud owners of An Affair to Remember, a catering service. The Carney's state, "the use of the commercial kitchen combined with the eager assistance of your staff has helped make one of our goals come to life – a full service catering company. We found that your Center had more to offer than a full service commercial kitchen with restaurant quality equipment. The staff also provided us with training on such things as food safety and product labeling while showing enthusiasm about the Center." Cheryl shares that not only did they realize their goals, but the resources offered by DCED has encouraged them to try things they would never thought possible.
Small companies such as these are being serviced by DCED with the use of the FBIC. The FBIC continues to provide superior services including dry and cold storage. The users also have access to DCED's computers, printers, fax, copier, labeling software, and a variety of other office equipment. The goal is to lead companies to self-sufficiency with independent business establishments.
Assists Winner of First Annual Business Plan Competition for Family Child Care Providers
Outline of Need:
In the Spring of 2007, it was recognized that family child care providers are often intimidated about creating a business plan. The Delaware Center for Enterprise Development (DCED) and its partners, such as the First State Community Loan Fund (FSCLF), announced the first annual state-wide business plan competition for family child care providers. Citigroup then provided $10,000 to be divided among the five best plans written by family child care providers.
Mrs. Sarah Reyes, a family child care provider in the Wilmington area reached out to Ilona Figat, Enterprise Consultant for assistance. Ilona met with Sarah at her home and was quite impressed with the layout of the family child care setting and the fact that Ms. Reyes encouraged bi-lingual activities. Although, Mrs. Reyes was apprehensive about tackling such a huge undertaking, Ilona assured her that she would not only write a plan, but that she believed Sarah could be a winner.
How DCED Helped:
After Ilona's initial visit to Wilmington, she and Sarah communicated almost daily. They talked by phone and sometimes very late at night or very early in the morning when the children were not present. And, Sarah would e-mail Ilona sections of her plan as she completed them. This system seemed to work best.
At one point, Sarah was becoming discouraged, since she was not only writing her business plan, but she was also enrolled in Child Development courses at Delaware Technical Community College. Sarah felt it was a challenge to complete all the required components; but Ilona kept encouraging her to complete it.
The Results:
The completed business plans had to be sent electronically and reach the First State Community Loan Fund's office by April 30, 2007. In the early hours of the deadline date, Sarah transmitted her plan. She made the deadline! Then, on June 12, 2007, DCED and its partners celebrated with many family child care applicants at a reception held at Delaware State University in the College of Business at the Dover Campus. After dinner was served, many providers and their families, along with technical assistance representatives from partnering agencies throughout the state, were awaiting to hear the names of the five winners. Sarah's perseverance paid off. She was one of the winners and she received a check for $2,000. Not only did Sarah accomplish a tremendous task by completing her business plan, she also completed her courses at the Community College. She and Ilona keep in touch and whenever Sarah has a question, she knows that Ilona is there to help her. Anyone interested in technical assistance to help with completing their business plans can call Ilona at 302-857-6953
Assists Small Business Owners Within the Community
Outline of Need:
Mary and John Walson began meeting with Ilona Figat, Enterprise Consultant in April, 2007. The goal was to complete a business plan for their small business, Collars to Cuffs, a sewing shop that "fits" all needs. In other words, Mary designs outfits and showpieces to not only fit the non-typical body shape, but she also creates one-of-a-kind garments for her customers.
While in California, Mary worked for several Designers. One particular designer recognized Mary's talent and encouraged her to go to school. That's exactly what she did, and she graduated with a Degree in Fashion and Art from the College of Alameda.
Now, Mary was equipped to make patterns in the design rooms she was accustomed to working in. That was not enough, she wanted to do more. She opened a shop in California and for five years she was making custom dresses, designing patterns and doing alterations.
Mary needed to move back east in order to care for her ill mother. She took a break from sewing, but not for long. Once in Delaware, Mary began doing alterations and DESIGNING CLOTHES ONCE AGAIN. In January, 2007, she and her husband, John, opened Collars to Cuffs. In other words, they can design anything from head to toe!
Mary is the creator of fashion and John is in charge of time management, scheduling the clients, and handling the business aspects of the shop. This couple has what it takes to run a successful business. They have the passion, desire, determination and know how.
The couple is very thankful for Ilona's assistance in helping them to complete their business plan; and feel that it has helped them recognize the direction they want to take with their business.
How DCED Helped:
Mary's newest vision is teaching custom dressmaking to persons interested in learning the skill, and then hosting a fashion show to highlight the finished products.
A concern has been whether there is a market in the little state of Delaware for learning this area of expertise. So, once Ilona established the Small Business Institute® (SBI), in the College of Business, at Delaware State University, she met with John and Mary, and Dr. Nanda Viswanathan, a professor teaching Marketing in the MBA program. The MBA students then met with the Walsons to assess the marketing needs of the new venture.
The Results:
Seven weeks later, a marketing plan was developed; and the students presented it to the Walsons on May 1st. Once again, the Walsons are thrilled with the assistance they have received from the Delaware Center for Enterprise Development. Without the assistance from DCED and the students involved with the SBI, the Walsons aren't sure they would have been able to launch their new venture. Now, Mary meets on Saturdays with a group of persons learning custom dressmaking and plans are being made for the fashion show to be held in the fall.
You can visit John and Mary at their new location at 44 Evergreen Drive, Dover, DE. The Shop is opened from 10 to 6 Monday through Friday, and by appointment on the weekends and in the evenings by calling 302-678-7125.
Assists Owner of Cross Fit Dover
Outline of Need:
In January of 2007, Mr. George Dobbins met with Ilona Figat, Enterprise Consultant to discuss his dream of opening his own CrossFit location. While exploring the ins and outs of starting a business, George knew he needed to begin writing his business plan.
CrossFit Dover is for those persons interested in fitness. But, according to George, "while working out at CrossFit, people can expect to increase their core strength and conditioning through a variety of functional exercise." George has the passion for motivating his participants by often challenging them to fight through their pain. While the CrossFit members are working with George, he tries to fit in as much as he can into the hour session.
George is a hard worker, and he doesn't mind working long hours. His challenge was to find other folks like him that would appreciate the concept of CrossFit. A marketing plan was needed and the challenge was to distinguish his exercise program from those of the competitors.
How DCED Helped:
George was sharing space with a local gym. He was sure he would have a following if he ventured out on his own. He just needed to find an affordable space, dedicate many hours to marketing the concept, and begin generating revenue.
George met with Ilona on a weekly basis. He created a business plan; and he and Ilona worked together to develop not only a marketing plan, but also a pricing schedule that would create revenue and profits for the young entrepreneur. By March of 2007, George was in his own place and members of the community were frequenting his establishment. His dream became a reality.
The Results:
The challenge was to get the people to join. In just listening to George, Ilona felt that once the member would join, he would be hooked. Today, CrossFit Dover is up and thriving. George is devoted to his members and he wants them all to reach their goals. He develops an exercise portfolio to meet each member's needs. He believes Word of Mouth has been his most successful marketing strategy. George appreciates the importance of excellent customer service, and once he opened his doors, he knew that he would want to expand. In order to make it on his own, he needed to generate enough profit. So far, he is doing just that.
Recently, George was highlighted in a local newspaper for the work he was doing with a local pregnant woman – nine months pregnant! She was performing overhead squats with free weights, squat thrusts, and other exercises; and later that day, she was scheduled for a Caesarian section.
CrossFit Dover is located in Camden, Delaware and George can be reached by calling 302-242-5400.
A Touch of New Orleans Goes a Long Way in Delaware
Cajun Queens Catering Services have been catering for the Delaware Center for Enterprise Development (DCED) and other state agencies since her graduation from the Entrepreneurial Program. The owner, Sandra Winfrey not only caters the affairs, but also she has also served as the keynote speaker on occasion..
Ms. Winfrey started her business twelve years ago when she saw an ad for the Entrepreneurial Success Course offered by DCED. She immediately signed up and says that "the benefits of taking that class has helped my business to grow by 300%."
Sandra initially started her business with her sister and notes that most of her business is through word-of-mouth. She is proud of the fact that she spends very little money on advertising. She knows that referrals are the key and she set high standards when she first started out and still follows those standards today. She is always on time, offers excellent quality, pays attention to details and provides a little more ("lanyap") New Orleans style.
She attributes her success on the information she learned by taking the Entrepreneurial Success Course. She states: "I learned the things to avoid, and that my paperwork needs to be in order. Additionally, I became knowledgeable in accounting principles, how to price my products and customer service techniques." Ms Winfrey adds, "Who would have thought that doing something I love would bring me such a sense of achievement. I tell everyone, "Go after your Dreams and don't let anyone discourage you. If I could do it, anyone can."
Entrepreneurial Course Graduates Highlight Niche Product
Gary and Nancy Petitt, graduates of DCED's Entrepreneurial Success Course are sprouting their chestnuts in a Delmarvelous way; and the Delmarvelous Chestnuts are gaining national notoriety. The Kent County, Delaware couple was highlighted in Southern Living Magazine, Food Finds, a TV show on the Food Network, the News Journal, Wilmington DE Today, and the Hobby Farms Magazine.
Gary and Nancy own a 30-acre chestnut orchard in Townsend, DE and sell chestnuts, seedlings and chestnut gift items. After graduating from the Entrepreneurial Success Course, they expanded their idea of selling chestnuts and created a website, www.delmarvelouschestnuts.com [1]. The couple harvest bushels of chestnuts every fall, shipping Delmarvelous Chestnuts all over the nation.
In the early 20th century, chestnuts were very scarce. One-fourth of the chestnut trees in the Appalachian forests were hit by an Asian fungus, called chestnut blight; and within 40 years, in excess of 3 billion chestnut trees were wiped out. Luckily for chestnut lovers, many of the roots survived and began sending up sprouts that made breeding work possible; and that is what Nancy & Gary are doing. They planted over 1,600 trees and are successfully resurrecting the supply of homegrown chestnuts. In fact, Delmarvelous Chestnuts ranks as one of the top five commercial growers in the U.S
While the couple was enrolled in the Entrepreneurial course, the instructors emphasized finding a niche product. The Petitts have certainly succeeded in finding their niche. They sell the seedlings in the spring; and they sell out of chestnuts in record time in the fall.
If you are interested in learning more about this successful couple, you can send an e-mail to firstname.lastname@example.com [2] or see their website at www.delmarvelouschestnuts.com [1].


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Sometimes in life, you feel like you're running in place — and then comes football Sunday! Take a solid step forward with Jets pride in this tri-blend Reverse Logo premium tee from Nike. It features an oversized heathered Jets logo angled across the front, a smaller rubberized team logo at the bottom hem, a deep V-neck and super soft tri-blend fabric. This flattering tee will give you that pick-me-up you need to go full-throttle all day for the next game!
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CHAMBURY CASA Fine Rustic Burlap Bolt Natural Tone 12"x10 Yards
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White lichens cover a blue granite gravestone like snow near Lake Champlain, New York. Lichens, symbiotic organisms that combine fungi and algae, can be powerful weathering agents, secreting chemicals called chelates that work to break down rock.
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Shara-929649 said:
Basic and tried and true answer is yes. If a guy is truly interested he will pursue no matter what is going on in his life.
To a point. I've come across a couple ladies that would only send something if I first sent something. This was at 20 messages.


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All 2014-2015 Season Passes are now on sale for a limited time!
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Your 3rd night of lodging is FREE when you stay 2 nights in our cabins, hotel rooms and suites. Some blackout dates apply.


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With luscious gemstone buds, this fruitful blossom is an alluring work of nature's beauty. A bouquet of pear-shaped amethyst and garnet stones surrounds a perfect pink tourmaline cabochon. The flowery garden bed for these gems is a deeply etched shank, subtly carved from oxidized sterling silver. Measures approximately 1" long x 1" wide. Made in America with gemstones from around the world.
The Flower Berry collection is a dreamy combination of glorious berry toned gemstones and flirty floral cluster motifs. Our berry favorite gems, pink tourmaline, amethyst, and garnet join together for a look that is richly romantic and sincerely feminine!
Amethyst heals and calms the mind, enhances the meditative state, creates pure thoughts and spiritual insights. Transmutes negativity and enhances the dream state. Provides alleviation of stress. January birthstone Garnet brings circulation to normal and purifies the bloodstream. Brings balance, awareness, and well-being. Prevents fears of insecurity, draws out negativity. Balances thyroid disorders, increases romance. Pink Tourmaline is believed to alleviate stress and assist with spiritual growth. Radiates kindness. Native Americans have used pink and green tourmaline as funeral gifts for centuries.
Like all fine jewelry, Carolyn Pollack Sterling Silver Jewelry should be handled carefully. Store jewelry in a plastic bag, dry and wrapped in tissue paper, when not being worn or displayed. Clean sterling silver with a silver polishing cloth when necessary, but never subject to chlorine, silver dips, chemical solutions or ultrasonic cleaners, as these substances can cause the genuine gemstones to discolor. Never wear jewelry in a swimming pool.