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Winnipeg Free Press - PRINT EDITION
Right-sizing for retirement
Couple plans to downsize massive mortgage so they can spend winters in Arizona
John and Candy want to follow in their parents' retirement footsteps. The couple wants to retire at 60 and spend winters in Arizona, on a budget, living in a resort trailer park.
"Both our parents were snowbirds and we visited quite often and we really liked the lifestyle," says John, 55, who works in sales, earning $63,000 a year, plus bonuses.
"That's our dream, but we're not sure it's going to happen."
Part of the problem is John will have no pension. Candy, age 52, earns about $40,000 a year and is a member of a defined-benefit plan -- one of the few remaining pensions of its kind in the private sector -- and she expects a monthly pension of about $907.
They also have about $300,000 in retirement savings.
While they hope to save much more by the time they retire, they also are weighed down paying off a mortgage on their $600,000 home, on which they owe $385,000.
But they have a plan: They're going to downsize, moving to a condo priced at $460,000.
They've already made a $47,000 deposit on the condo, money they had to borrow on a line of credit, and they expect to move in two years when construction is complete.
They expect to have a $250,000 mortgage, and they're wondering how quickly they can pay it off so they're not burdened by debt for long in retirement. John says they don't spend much money on entertainment or other discretionary expenses because, as only children on both sides, they spend much of their free time taking care of their aging parents who are both in poor health. At some point, they expect a transfer of wealth, but they do not want to rely on an inheritance to reach their financial goal.
Yet they know their plan will be challenging, and they know they need guidance.
"What will that look like for us financially and is it realistic?" Candy says.
Jan Fraser, a certified financial planner, says it's admirable John and Candy want to eliminate their debt as soon as possible, but a hurry-up approach to paying off the mortgage will severely restrict their cash flow early in retirement. Even today, their debt costs put a lot of pressure on their finances.
"They're putting a huge whack of money every month against debt," says the adviser with Fraser and Partners in Winnipeg.
Their mortgage payment is $2,640 a month. While they may have more cash flow in their budget when they downsize, Fraser says money will still be tight, especially early in retirement. As a result, they will have a tough time spending five months in Arizona, paying rent there while carrying a big mortgage here in Winnipeg, and maintaining the lifestyle they're accustomed to today.
Fraser estimates Candy and John would quickly burn through their savings, leaving them in a position in their mid-70s with their condo paid for, yet ironically, they'd likely have to downsize or borrow against it to maintain some semblance of the lifestyle they hope to enjoy.
As an alternative, they should consider investing any proceeds from the sale of their current home, and taking a much longer time to pay off their mortgage. Since they already have made a down payment -- the condo deposit -- they'd have a mortgage of about $405,000, leaving them with about $126,000 to invest.
"It sounds like blasphemy because everybody is so focused on getting rid of their debt," she says. "But this way they can have a little bit more fun in the early years."
Fraser says this strategy hinges on one important condition: When they receive an inheritance, they must use it to pay off their debt.
This is important because although interest rates are low today, they likely won't be in 10 years and rising rates will threaten their retirement by diverting more of their cash flow toward debt. Stretching out the amortization on their mortgage is really the only way for them to be able to have enough cash flow early in retirement to enjoy time in the sun.
Based on three per cent inflation and a five per cent return on their investments, they would still be drawing heavily on their capital to cover expenses. Their net income would also fluctuate from about $31,000 net for John early in retirement to a little more than $51,000 combined -- in today's dollars -- in mid-retirement when they're both receiving old age security.
But again, they'd often be in a position where expenses would outstrip their pension money, forcing them to draw down capital, which would put them back in a similar position -- using their condo as a source of income or dramatically cutting back their lifestyle, only a little bit later than in their original plan.
Fraser says they do have another option. John can work a few years longer, waiting until Candy turns 60. In this instance, their net income increases in today's dollars to a minimum of about $42,000 early in retirement to a maximum of $66,000-plus in mid-retirement. Still, their income would gradually decline from their mid-70s to about $27,000 (in today's dollars) in their 90s.
By their mid-80s, they may still have to consider downsizing. At least, they'd have much more income earlier in retirement for travel.
"By taking a longer time paying off debt, they're going to have more cash flow early on when they're more likely to be adventurous, but it's still going to be a challenge," Fraser says.
"Yet, I am only suggesting they take on this much debt and stretch it out that long to achieve their goals because they're going to receive a transfer of wealth that will help them eliminate it at some point down the road."
John's and Candy's Income:
John: $63,000 ($4,015); received $12,000 bonus in 2011
Candy: $40,965 ($2,383)
ñü MONTHLY EXPENSES: $6,126
ñü DEBTS:
Mortgage: $385,357 owing at 4.31 per cent
Line of credit: $47,000 owing at 4 per cent
Car loan: $21,000 owing at 4.5 per cent
Total: $453,357
ñü ASSETS:
Home: $600,000
John RRSP: $83,863
John LIRA: $88,695
Candy spousal RRSP: $88,233
Candy RRSP: $28,746
Candy work pension: $907.50 at age 60
Joint saving: $4,250
Total: $894,619
ñü NET WORTH: $441,262
Republished from the Winnipeg Free Press print edition November 10, 2012 B11
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Sports Themed Centerpiece
By: Jean Kievlan and Julie McGuffee for STYROFOAM Brand Foam
Entertain your guests for the next sports party. This is a great centerpiece you can create with paints and ribbons. Your guests will love what you did with the place. It's a great DIY centerpiece.
- STYROFOAM* Brand Products:
- 1-1" x 6" Disc
- 1-1" x 8" Disc
- 1- 6-1/2" Cone
- 2- 3" Balls
- 1- 3" Egg
- 1- 5" x 12" x 1" Rectangle
- Red, Yellow and Blue Curling Ribbon
- Acrylic Craft Paint
- (Opaque Red, Bright Yellow, Denim Blue, Raw Sienna, Black)
- Serrated Knife
- Household Candle
- Toothpicks
- Thick White Glue
- 8 - " of 1/4" Wooden Dowel
- Sponge
- Plastic Spirit Emblems
- With a Black marker, draw a "C" shaped pattern at the right side of the disk to create the football helmet (refer to photo). Draw knife edge over candle to wax it. Cut balls in half using a sawing motion. Cut away the "C" shape from the helmet. Sponge White gesso on all pieces of STYROFOAM. Let dry thoroughly.
- Paint the half balls and the helmet opaque Red. Paint the rectangle base Denim Blue and the cone Bright Yellow.
- Paint the football Raw Sienna. Let dry, then paint lacing lines Black.
- Glue spirit emblem on the helmet and disc. Curl 20" lengths of ribbon. Tie three of each color curled ribbon together at one end. Poke a hole at the top of the cone, insert glue, then ribbon bundle. insert dowel into White disc. Tie ribbon streamers around dowel at base of disc.
- Use toothpicks to assemble wheels and helmet onto base. Insert dowel into base. Lay cone on base. Place football near helmet.
®™ Trademark of The Dow Chemical Company ("Dow") or an affiliated company of Dow. For more project ideas, please see styrofoamstyle.com.
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Our classic pocket cardigan is destined to charm with a row of shiny gold buttons (for a glint of glam). Spun from the finest Italian cashmere in the same 12-gauge knit we use for Mom's and available in an array of vivid shades—the hardest part about wearing this feather-soft sweater will be having to choose a color. Part of the crewcuts collection.


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University of London International Programmes
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The Postgraduate Laws programme has been developed by academics within Queen Mary and University College London (UCL) Law departments, both of which have outstanding reputations and are rated in the top 10 for law schools in a UK government ranking. You're assessed to the same standard as students studying at the College.
The Program
The great benefit of this programme is its flexible structure. It's up to you whether you study the subjects of most interest to you and/or those that will be most useful to your career. There's a wide range of Courses to choose from and three awards to aim for: you decide the level you want to achieve and the areas you want to cover. And because you can study when you choose, you can plan your studying to fit in with your work and home commitments.Choice
There are also 32 specialisations available for those who wish to become specialists in a particular field of law. You can either choose to study independently or seek additional educational support. You can pay fees as you go, or pay the total amount upfront.
Access is a key principle - you do not need an LLB to apply; applicants with no degree can start on the Postgraduate Certificate in Laws and progress up. Whether you're a practising lawyer, LLB graduate or non-legal professional, if you're keen to develop your career, this programme has an option to suit you.
Flexible learning
The programme is self-taught with extensive study materials (print and web-based) to improve and aid your study experience, these include:
· Textbook(s) provided for each Course, and Readers for most topics to direct your reading.
· Extensive study guides available in print and on the web. These guides are especially written and edited for distance learning purposes, usually by the author of the relevant textbook provided, with clear learning outcomes and key skills, and self-assessment questions throughout. In addition we provide a comprehensive Skills Guide.
· Postgraduate Laws Handbook containing useful information about libraries, bookshops and World Wide Web sites.
· Regulations containing important information, such as details of the Courses and Specialisations available, syllabuses, and assessment matters.
Students also have access to an online eCampus containing:
· Extensive online library resources.
· More than ten legal databases including Lexis/Nexis® and Westlaw®.
· Dedicated discussion forums for each Section - you'll encounter all kinds of people with perspectives from many different areas of the globe, including the legal professions, discover new ways of studying and no doubt make new friends.
Entry Requirements
This programme has multiple entry points, for both lawyers and non-lawyers. Full details are available at http://www.londoninternational.ac.uk/prospective_students/postgraduate/laws/entrance.shtmlApplication Procedure
There are two application deadlines each year (31 January / 31 July). To apply please go to: http://www.londoninternational.ac.uk/prospective_students/postgraduate/laws/apply.shtmlTuition and Fees
In 2011 the total fees payable to the university are: Postgraduate Certificate £2,795 Postgraduate Diploma £4,780 and Master of Laws (LLM) £7,360. A breakdown of the fees are given at: http://www.londoninternational.ac.uk/prospective_students/postgraduate/laws/fees.shtmlProgram Information
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Hull Integrity of a Sunken Catalina 36
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The hull is solid glass and if they rebuilt a 5 foot by 5 foot hole it will be tough to avoid "point loading". The areas of concern beyond the hull have been mentioned and the biggest is the deck. The deck is cored with balsa & plywood and there is no possible way, after being submerged, that it did not have some serious moisture penetration.
#1) What is the asking price of this boat?
#2 Do they have pictures of the repair work or the before and after. If this was an insurance job there is an an insurance adjuster out there with photos.
#3 If they are asking any more than 15k walk away...
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hey wonderful followers. thanks again for all the help regarding the art theft from last week. i'll keep you posted on what happens!
i'm thinking about that artbook i mentioned a few journal entries back. i have some ideas of how i want to handle the content, which includes a few exclusive pieces, tutorials/walkthroughs and probably a dvd showing my painting process. i want to make it happen! but one thing i've decided is to look for a publisher in the U.S. it would be great since that would make the book altogether more affordable for many of you - it's so expensive to ship from europe! so i wanted to ask if any of you guys could suggest any american publishers or knew any companies that make interesting artbooks that aren't too expensive/gigantic? any tips would be great. thank youuuuuu for reading!


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Ranked #2 of 7 B&Bs / Inns in Palencia
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Thu, 12 Mar 2015 / Don't Wait For The Weekend x Bush Bush Bush Bush Soundsystem, Mikey Nice, Faux Couture2 Attending
Sat, 28 Mar 2015 / Innovation Dam Spring Break Hype, Guv, Sub Zero, Annix, Macky Gee, sly, Mo..5 Attending
Fri, 17 Jan 2014Post a commentEats Everything announces European tourAcross a three month period, the Bristol DJ will play ten shows in nine countries.
Thu, 27 Sep 20121 commentAIR unveils program for ADE 2012Damian Lazarus, Pete Tong, Speedy J, Justin martin and Tensnake are just some of the artists confirmed at the Amsterdam club next month.
Tue, 4 Oct 20112 commentsDefected get AIR at ADEFrankie Knuckles, MK, Kevin Saunderson and Inner City will play together in Amsterdam for the conference this month.
Wed, 17 Aug 20115 commentsAmsterdam Dance Event announces first acts for 2011Plastikman, Carl Craig, John Digweed and more than 700 others will play at the Dutch ADE conference this fall.
Fri, 24 Jun 2011Post a commentMoon Harbour floods AIRMatthias Tanzmann, Boris Werner and Chris Lattner are all billed for the German label's outing in Holland.
Thu, 27 Jan 201112 commentsNoze ready DringGet Physical will release the tipsy house duo's next album in April.
Fri, 15 Oct 20102 commentsAIR gets ready for its ADE debutJosh Wink, DJ Hell, Dubfire and more will play the Amsterdam nightspot next week.
Fri, 6 Mar 201548 Attending5 Days Off: Bicep / Paul Woolford / Octave One / Funkineven /Tom Trago A.OMelkweg


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Looking to switch from one double mag pouch to two single ones. (Better to curve along my bony waist, and I'd like the option to carry just one at times.) Currently have a Safariland double pouch.
What's the slimmest pouch available? Belt space is at a premium for me.
Safariland's CD mag clips don't seem to have many fans on this site, but are cheap enough for me to try, I suppose. $11/each at copsplus.com.
Has anyone actually used them?? Be interested to hear some firsthand experience.
Otherwise, what's the best option in leather or kydex? The Del Fattis look nice...but they're a lot steeper at $55/per...
Thanks for the assist,


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Straw poll on new high school set for Wednesday
Thursday, June 19, 2014
SANFORD — Another straw poll is the next step in the Sanford School Department's ongoing efforts to build a new high school and technical center for the city.
The price that the school department has negotiated with the land owners, Michael and David Genest, of Great Works Partnerships, and Marguerite Herlihy, of Townhouse Properties, also will be announced at the meeting.
In his weekly report on Sunday night, Theoharides addressed the reasons for a second, nonbinding straw poll. |


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The Port Scan hosted on our website is temporarily offline. In the mean time, Steve Gibson's "ShieldsUp" tool is a worthy program until we redesign and reconfigure our scanner. --- The objective of the Port Scan is to see how secure your PC is from people who want to break into your machine. DSLreport's port scan originates from "monitor.dslreports.com" as stated on the port scan page. What it does is send various packets that look for open TCP and UDP ports. It will let you know if you have open, closed or filtered port(s). Stop by the Security Forum if you fail on information on a firewall. (A firewall is a must have for broadband connected machines.) Feedback received on this FAQ entry:
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text: "Gerard Beekmans" <gerard at linuxfromscratch.org> wrote in message news:200301290040.33288.gerard at linuxfromscratch.org... > On January 28, 2003 11:18 pm, Bruce Dubbs wrote: > > Of course zlib is necessary for libmng. But zlib is now installed > > in LFS by default. We haven't been listing programs installed in > > LFS as dependencies. I felt it should be removed for consistency. > > > > Does that change any minds? > > Actually I would still leave it listed. I think the idea of deps. is > that you want to show people what you need installed, or maybe more > to the point _leave_ installed to have that package remain working. > zlib might be in the > LFS book but what if: > 1) you don't install zlib with the book > 2) decide you don't need zlib so you want to uninstall it not knowing > that libmng needs it. I'll have to agree with Bruce on this on. Otherwise there is a myriad of dependencies to list. To me it makes more since to say: "This book assumes an LFSx.x or greater installed base system. All dependencies listed are above and beyond what you installed with LFS." -- Unsubscribe: send email to listar at linuxfromscratch.org and put 'unsubscribe blfs-dev' in the subject header of the message


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PC (Pushaz Ink) - Dick Pleaser (Freestyle) Feat. Jay O
New 1 from Pushaz PCCheck out Dick Pleaser (Freestyle), the latest track from PC (Pushaz Ink), featuring Jay O which dropped on Monday, December 17th, 2012.
Bump Dick Pleaser (Freestyle), the latest cut from PC (Pushaz Ink) which features Jay O on the assist. It dropped on Monday, December 17th, 2012. PC (Pushaz Ink)'s horizons are broadening with each new release, and Dick Pleaser (Freestyle) is no exception. It's a worthy addition to a catalogue that has seen much growth since PC (Pushaz Ink) stepped foot in the rap game. We're looking forward to hearing more.
Check out PC (Pushaz Ink) on Pretty Brown. If your interest is piqued, hit up PC (Pushaz Ink)'s profile for more info, news, songs, and mixtapes. Have you checked out PC (Pushaz Ink)'s Twitter pages?
Who else would you like to have seen on the track? What do y'all think of this joint?


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On Saturday night, a Swain County man died after wrecking his motorcycle in Jackson County.
At approximately 6:40 p.m., 43-year-old Eric Stephen Smith reportedly collided with a guard rail after traveling on the Jackson County side of US 441 North, coming from Macon County.
The wreck occurred eight-tenths of a mile from the county line, according to the accident report from Trooper Rico Stephens of the Jackson County Highway Patrol. Riding as Eric's passenger was his wife, 41-year-old Kelli Kitchin Smith.


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WILMINGTON -- The UNCW Habitat for Humanity chapter is partnering with United Way and the Cape Fear Habitat for Humanity to completely build its first home. The house will be called the Seahawk Cottage.
Lataya Smith and her three kids plan to move in in December. Students raised the money for the house and United Way offered a matching grant of $25,000.
Groundbreaking was Saturday morning and Smith said she was touched by everyone who came out for the special day. She said, "It's a fun experience. It's a learning experience. It's nothing that's given to you, you have to work hard to achieve your house. It's a lot of hard work and the first process is digging the foundation."


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International Development News
Kerry: U.S. to forward $250M in aid to Egypt
Mar 03, 2013
On March 3, Secretary of State John Kerry released $250 million in aid to Egypt. Kerry made the announcement after President Mohamed Morsi pledged to implement painful economic reforms needed to secure an International Monetary Fund loan. Kerry discussed ways the United States can support Egypt's economy and democratic transition during his two-day visit to Cairo—his first visit to an Arab capital since taking office.
Latin American Program in the Media: Winter 2013
Feb 08, 2013
See what our staff, fellows, and scholars have been saying on key issues.
The Global Farmland Rush
Feb 06, 2013
Over the last decade food-importing nations and private investors have been securing land abroad to use for agriculture – cumulatively amounting to approximately the size of Western Europe. Michael Kugelman highlights how this practice puts citizens of some poorer countries in danger of losing their patrimony, not to mention their sources of food.
Brazil's Measured Rise: Year in Review 2012
Feb 01, 2013
In an essay posted on Encyclopedia Britannica online, Brazil Institute Director Paulo Sotero reflects on Brazil in 2012.
Latin American Program in the News: Screen Travelers in Advance, and Focus on Real Dangers
Feb 01, 2013
Eric Olson's take on U.S.-Mexico border security featured in the NYT's "Room for Debate"
Latin American Program in the News: Obama is Empowered
Jan 22, 2013
Our Director, Cynthia J. Arnson was interviewed by El Espectador on Obama's second term. (IN SPANISH)
Latin American Program in the News: Latin America 2013: Political Outlook
Jan 03, 2013
Trouble in Argentina and Venezuela and elections in Chile, Ecuador, Honduras and Paraguay.
Latin American Program in the News: Hugo Chavez: what happens if he dies?
Jan 03, 2013
Dr. Cynthia J. Arnson is interviewed on Channel 4 about Chavez' health and the future of Chavismo under Nicolás Maduro.
2012's Top 'New Security Beat' Posts
Jan 03, 2013
If 2011 was the year of political demography, then 2012 was perhaps when the full intersection of natural resource management, population dynamics, development, and security came into focus.
Facebook Sheikhs: Egypt
Dec 11, 2012
Egypt's Facebook sheikhs reflect the growing diversity within Islam. The new tech-savvy sheikhs range from rock-star street preachers to Salafi populists. Even the old clerics are finding they have to be hip to keep their flocks. Their television shows, broadcast on popular satellite stations, compete for viewers—generating new rivalries over who controls the Muslim message.


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Monday, July 19
Dodger Stadium
Attendance: 45,056
Los Angeles, CA (Sports Network) - Nate Schierholtz's two-run homer in the fourth inning proved to be the difference, as the San Francisco Giants held off the Los Angeles Dodgers, 5-2, in the opener of a three-game series between these two NL West rivals.
Freddy Sanchez, Pablo Sandoval, and Buster Posey each had an RBI for the Giants, who have won six of seven.
Madison Bumgarner (3-2) lasted 5 2/3 frames, allowing two runs -- one earned -- on six hits to win his third straight start. He also fanned three batters and walked two. Brian Wilson picked up his 26th save of the season.
Rafael Furcal hit a solo homer for the Dodgers, who have dropped five in a row. Matt Kemp drove in the other run.
James McDonald (0-1), who was recalled from Triple-A Albuquerque prior to the game, gave up four runs on nine hits in a five-inning start. He also struck out five and walked two in his first appearance of the year for Los Angeles. McDonald went 6-1 with a 4.41 earned run average in 12 starts for the Isotopes this season.
"I thought James had good stuff, but the numbers aren't going to look like that," Dodgers manager Joe Torre said. "We know we're better than we've been lately. We're not tired, just down a little bit."
The Giants stranded the bases loaded in the second inning, but scored two runs in the third. Andres Torres led off with a double and scored on Posey's two-out single. Sandoval followed with an RBI double to make it 2-0.
Schierholtz's two-run homer to right in the fourth gave San Francisco a 4-0 advantage.
The Dodgers got to Bumgarner in the sixth, as Furcal led off the frame with a homer to left. Jamey Carroll singled and James Loney walked with two outs. Guillermo Mota replaced Bumgarner on the hill and his errant pickoff throw to second allowed the runners to move up a base. Kemp hit a grounder to third and Sandoval tagged out Loney. However, it was ruled that Carroll crossed the plate before Loney was called out, making it a 4-2 game.
"I wish I could've been more focused in the sixth. It's fun to pitch here in this rivalry and get the win," Bumgarner said.
LA left the bases loaded in the seventh. Pinch-hitter Garret Anderson worked a two-out walk, chasing Mota from the contest. Sergio Romo was pulled after giving up a single to Furcal and walking Carroll. Jeremy Affeldt came on to pitch with the bases loaded, and Andre Ethier grounded out to end the threat.
Sanchez's sacrifice fly in the eighth gave the Giants a 5-2 lead.
Wilson ran into some trouble in the ninth. Russell Martin singled, Furcal singled, and Ethier walked to load the bases with two outs. Casey Blake went down swinging to end the game.
Mike Everitt
Adrian Johnson
Tim McClelland
Andy Fletcher


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The University of Minnesota football team will be back on the practice field this afternoon, getting ready to play a homecoming game against Northwestern. The 4-and-1 Golden Gophers did not play this past weekend, while the 5-and-1 Wildcats lost at Penn State. Saturday's game kicks off at 11 a.m. at TCF Bank Stadium and will culminate a long week of homecoming activities.
Gopher FB Saturday


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Female bosses are 137 percent more likely to be sexually harassed at work
Women in supervisory roles and non-heterosexuals are more likely to be sexually harassed at work, according to a recent study. Nearly 50 percent of women supervisors reported sexual harassment in the work place, compared to one-third of women who don't hold supervisory positions. In fact, female supervisors are 137 percent more likely to be harassed than other female employees.
While being a supervisor increased the likelihood of harassment for women, it didn't have the same effect on men. "This study provides the strongest evidence to date supporting the theory that sexual harassment is less about sexual desire than about control and domination," say Heather McLaughlin, a sociologist at the University of Minnesota and the study's primary investigator. Gender expression, whether someone is identified as gay, lesbian, bisexual by himself or herself or others, also was a strong predictor of workplace harassment, according to the study. Men who reported higher levels of femininity were more likely to have experienced harassment than less feminine men and they were at greater risk of experiencing more severe or multiple forms of sexual harassment.
The authors of the study, which was presented at the 104th annual meeting of the American Sociological Association, examined data from the 2003 and 2004 waves of the Youth Development Study, a prospective study of adolescents that began in 1988 with a sample of 1,010 ninth graders in the St. Paul, Minn. public school district and has continued nearly annually. Respondents were 29 to 30 years old during the 2003 and 2004 data collection.
Hot topics on dvm360
Veterinarians: Your clients are going to Google with these cat questions
Search engine shares the top 10 questions people asked about dogs and cats in 2014.
Vetcetera: The complex topic of canine fear-related aggression
A guided tour of resources for addressing this popular and complicated subject, featuring advice from Dr. John Ciribassi.
Reality TV and the veterinarian: Discussing mainstream dog training advice with clients
Your clients may be getting behavior advice from cable TV. Get your opinion in the mix.
Blog: Election results pose obstacles for veterinary prescription law
Flip in U.S. Senate's majority may slow progress of Fairness to Pet Owners Act.
7 steps to a better relationship between veterinarians and rescue groups
A DVM in the city shares his advice to veterinary practices for working with rescues.


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BRISTOL — The Mount Abraham Union High School boys' soccer team earned its first playoff win since 2006 on Tuesday, when the No. 6 Eagles held on to defeat No. 12 Woodstock, 1-0.
The 9-5-1 Eagles will almost certainly visit defending champion Milton in a Friday quarterfinal at 3 p.m. The No. 3 Yellowjackets (10-3-1) were set to host No. 14 Stratton (3-6) on Wednesday after the deadline for this edition of the Independent. Milton defeated Mount Abe twice this year by 2-0 counts.
VERGENNES — The No. 7 Vergennes Union High School girls' soccer team dominated visiting No. 10 Lamoille on Tuesday, winning 4-0 in the first round of the Division II playoffs.
The Commodores improved to 7-8 by defeating the 5-10 Lancers. They will almost certainly travel to face No. 2 Milton in a 3 p.m. Saturday quarterfinal. Milton (11-3) was set to host No. 11 Otter Valley (2-11-1) in a first-round game on Wednesday played after the deadline for this edition of the Independent.
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ADDISON COUNTY — The Middlebury Union High School football team scored twice in the second half to upset host Division I foe Mount Anthony on Friday night, 14-2, but a more critical game for the D-II Tigers will come this Friday at home vs. league foe Otter Valley.
BRANDON — The finest Otter Valley Union High School field hockey season in a decade came to a stunning conclusion on Friday, when No. 8 Woodstock knocked off the top-seeded Otters, 2-1, in a double-overtime Division II quarterfinal in Brandon.
Blake Wardwell's second goal of the game and fourth in two playoff contests came with 15 seconds left in the final overtime period and gave the 8-8 Wasps the win. Wardwell also scored twice in Woodstock's 2-0 first-round win on Wednesday over No. 9 Mount Abraham. The Wasps advanced to a semifinal date with No. 4 Milton.
Editor's note: In the first of two installments looking at slaughterhouses in Vermont, we examine what happens to the bulk of Vermont's dairy cows — animals that are typically shipped out of state to be slaughtered. This Thursday, we'll turn our attention to the growing market for local meats, the challenges facing smaller meat producers and slaughterhouses, and the creative solutions some farmers are exploring to make beef production more profitable.
BRISTOL — Conservationists in Bristol are looking to protect a 194-acre parcel of land in the northwest corner of town, which they say provides a large chunk of habitat for the Indiana bat, Vermont's only federally endangered mammal.
The parcel would also extend the scope of the Waterworks, a 664-acre park conserved in the 1990s by the Watershed Center, a Bristol non-profit that converted the land from the one-time Vergennes City reservoir into a popular recreational and wildlife refuge on Plank Street.
ADDISON — The numbers of snow geese making annual stops at Addison's Dead Creek Wildlife Management Area have dropped dramatically in the past decade, according to a Vermont Fish and Wildlife Department official who staffs the site.
This fall, the count of snow geese at the Route 17 location peaked at about 2,500, said department wildlife biologist David Sausville. That's down from roughly 7,500 in 2006 and 2007 and from an estimated 20,000 in the year 2000.
Instead, Sausville said, more snow geese are congregating in corn stands in southern Canada and northern Vermont and New York.
The Little City Players opened the second half of their 2009 season last Thursday with a production of Susan Sandler's "Crossing Delancey." The show, which was popularized in a 1988 movie starring Amy Irving and Peter Riegert, tells the story of a New York City single whose life is complicated by her grandmother and the matchmaker who team up to find her a husband. The Vergennes production features Hannah Weisman, Janet Stambolian, Anna Sun, King Milne and Glen Eastman. "Crossing Delancey" continues Oct. 29-31 at the Vergennes Opera House.


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CW12 Directory ResourceListing Details
Title: | 5 Tips To Stay On-Line Psychic Readings |
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Meta Keywords: | black hole, sacramento criminal defense attorney, wedding hairstyles |
Meta Description: | This allows you feel a lot more strength in all factors. It is time for humanity to address the earth as a respiration and dwelling remaining. |
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This page contains Robotech: Battlecry Hints for Playstation 2 called "Using missiles on the fly" and has been posted or updated on Mar 4, 2009 by shellyt75. Let us know what you think of this Hint by thumbs voting.
- Developer: Vicious Cycle
- Publisher: TDK Mediactive
- Genre: Action Shooter Third-Person
- Release Date: Sep 25, 2002
- ESRB: Teen
- ▼ Other Platforms
Using missiles on the fly
Most of the time using the battloid mode is useful for counter-missile efforts. However, with some practice you can learn to switch to jet or guardian (works either way), immediately fire a volley of missiles, then switch back to battleoid. This allows you to launch a strong assault while keeping missiles off your back.
Back to all Cheats
Stuck on this game? Set a specific, clearly defined question and let others answer your question or view answers to previously asked questions. If you think you are an Robotech: Battlecry expert then please try to help others with their questions.
Demon Stone - Gameplay Video
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- Grand Theft Auto: San Andreas - E3 Trailer, (PS2)
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Even I lived in Malaysia. My Items arrived perfectly and undamaged. The shipping time is also better compare to other magic sites. And the customer...Read More ->
I feel like a bum because I haven't written about MJM's amazing service yet- and I've ordered a lot from this site. It's the only site I use to...Read More ->


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Roethlisberger suspended 6 games
By Barry Wilner, AP Football Writer
NEW YORK -- The NFL cracked down on one of its stars Wednesday, suspending Pittsburgh Steelers quarterback Ben Roethlisberger for not just a few games but the first six of the season, even though he avoided sexual assault charges in Georgia.
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Work and Money
Economic Discussions
Top Features
- 10 Inspiring Quotes for a Depressed Heart
- Uplifting Quotes for Hard Times
- ¿Puede una madre sobrevivir el suicidio de un hijo?
- 15 Hidden Health Secrets of Lemons
- 21 Consejos para reavivar tu relacion con Cristo
- La puerta del INFIERNO: y 9 impresionantes lugares
- Preguntas de la Biblia
- The 12 Most Powerful Christians in Hollywood
- 6 razones para seguir luchando por tus sueños
- 10 Ways To Stay Focused At Work When You Have A Cold
- What are American voters upset about now?
- 7 Signs of Burn Out
- 7 Ways to Become a Millionaire
- 7 Things to Do Before You Quit Your Job
- Get Through a Tough Work Week
- Find Yourself, Find Your Work
- Burned Out At Work? Five Helpful Bible Verses
- When Your Workplace is Toxic
Work and Money Videos
Work and Money Content
Prayers for Strength at Work
Having trouble at work? A quiet prayer for strength can make all the difference in a hectic day!
Burned Out At Work? Five Helpful Bible Verses
Boredom, frustration and burnout happen to everyone from time to time, but Christians are blessed to have an invaluable resource to combat this: the Bible.
Hugging at Work
Even your favorite sit-com stars take on the issue of hugging at work. Is being caught up in a work hug unwanted, or simply a friendly gesture?
Revamp Your Work Attitude
Anyone need a revamp of your work attitude? Well, get ready to pump some life into old mindsets that are making you grumpy and keeping you in the dumps.
6 Ways to Stay Effective At Work When You're Depressed
How do you work when you're depressed? Therese J. Borchard shares great tips on how to overcome depression at the office.


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Think you know about the status
of Religious Freedom
Let's End "Witchhunt" Persecution in Uganda
Of course, there are no such things as witches or witchcraft. However, "Witchhunts" are regularly conducted by self-anointed Christian Evangelical "Healers" for their own gain and fame throughout Africa, with tragic and often fatal results for the victims who are usually the most vulnerable in the community.
AAI, along with our Ugandan affiliate, the Humanist Association for Leadership, Equity and Accountability (HALEA), is campaigning to have the government confront this problem and prosecute those who conduct and perpetuate it through our "Stand Up For Reason" Campaign.
Donate here and help us to end this inhuman tragedy!
Find out more about this atrocious practice and our campaign to eradicate it.
AAI Affiliate Convention
Comedia Theater, Cologne, North Rhine-Westphalia, GermanyMay 22-24, 2015
Speakers:Carsten Frerk, authorAnnie Laurie Gaylor, Founder and Co-President of the Freedom from Religion Foundation (FFRF)Dan Barker, former evangelical preacher, author and FFRF Co-PresidentMichael Schmidt-Salomon, Executive Spokesman of the Giordano Bruno FoundationMichael Nugent, chair of Atheist IrelandLeo Igwe, human rights campaignerClaude Singer, Fédération Nationale de la Libre Pensée
On Saturday, May 23 the IBKA award 'Sapio' will be given to singer, songwriter, and evolution biologist Greg Graffin.
AAI Affiliate ConferenceMay 31, 2015, SundayUnilab Bayanihan Center8008 Pioneer street, Kapitolyo, Pasig City, Philippines- Click on the above image for more information! -
Atheist Alliance International is proud to be a transnational partner in the newly-launched International Coalition Against Blasphemy Laws.
By going to the ICABL website you can find news on victims of Blasphemy laws from all around the world, including an interactive map with detailed information on the countries' blasphemy laws and consequences.
Numbers matter. Be counted.
Free extract from current issue Full copy available to AAI Members - Join as a Member
Enjoy the Secular World podcast!
Support Atheist Alliance International
Created on Tuesday, 02 September 2014 17:13
The Islamic State has sold some 300 Yazidi girls and women captured in Iraq to its fighters in Syria in recent weeks, according to the Syrian Observatory for Human Rights, a U.K.-based monitoring group. The woman were forced to convert to Islam, and SOHR reported it has documented cases where girls and women were sold to fighters for $1,000 each.
Read more...
Created on Tuesday, 02 September 2014 15:17
On CNN's Reliable Sources this morning, host Brian Stelter spoke with radical Muslim cleric Anjam Choudary, who last week got into a fifteen minute-long shouting match with Fox News commentator Sean Hannity.
Stelter start with question: "When you saw the video of Jim Foley being beheaded earlyer this month, how did you react?"
"There is no doubt that beheading someone is terrorising act and I believe that is Islamic State agenda to terrorise enemies to leave Muslims alone. Remember that as far they are concerns American and British committed all kind of atrocities in that same aria." Choudary answered.
Created on Saturday, 30 August 2014 11:13
According to The Conversation, despite recent calls for its elimination and the High Court (again) finding that it was funded unconstitutionally, the Abbott government announced this week that it would continue its school chaplaincy program by funnelling money to the states.
However, debate about the school chaplaincy program has missed the mark. It has been informed by deficient understandings of what "secular" means, both in general and in the Australian context.
Created on Thursday, 28 August 2014 16:29
According to the article from Religion Dispatches, former Archbishop Jozef Wesolowski, ambassador of the Vatican to the Dominican Republic, is now a layperson awaiting criminal trial in the Vatican for sexual abuse of young people. After intensive negative press, the Vatican announced on August 25 that since he was no longer in their service, Wesolowski is not covered under diplomatic immunity and could potentially be extradited presumably to either his native Poland or the D.R. where he had been credibly accused of sexual abuse. There's always more to a story than meets the eye, and in this case it isn't pretty.
Created on Monday, 25 August 2014 10:46
Saudi Arabia's religious police has threatened to jail those behind two videos, including one promoting atheism, according to local media.
The Commission for the Promotion of Virtue and Prevention of Vice (the Haia) has denied a man who appears to be one of its personnel in a clip is a member of the Haia, according to Arabian Business.
In the video, the man, standing next to a Haia-marked vehicle threatens homosexuals and men who blackmail young women.
Created on Sunday, 24 August 2014 14:20
By Lydia Green
According to BBC, Amerli is surrounded by towns and villages taken by the Sunni jihadist militants of Islamic State (IS), the residents of this small Shia Turkmen community about 180km (110 miles) north of Baghdad have been living under siege for two months.
There is no electricity, little medicine and food supplies are dwindling. Unlike recent US intervention to help save members of the Yazidi religious minority trapped on Mount Sinjar in north-western Iraq, there is no dramatic plan to rescue people here.
Created on Saturday, 23 August 2014 09:57
According to engadget, India's previously criticized Facebook for not censoring material that was critical of its government, so let's agree that the country has something of a strained relationship with social media. Now, however, the south-west state of Karnataka has announced that even clicking 'like' on a post could land you in jail for 90 days before you even get to see a magistrate.
In June this year Mumbai Police had issued a similar warning to citizens directing them to not 'like' objectionable posts on Facebook. Mumbai Police told that the people would be booked under section 66A of the IT Act and section 295A of Indian Penal Code, which deals with 'hurting religious sentiments', in such cases.
Because India has no blasphemy laws, any material that could offend someone's religious beliefs is prosecuted as hate speech, and that includes uploading, forwarding, sharing, liking and retweeting something. We hate to be cynical, but we can't imagine it'll be long before the first dissenting voice gets thrown in jail to protect the feelings of the general population.
Created on Wednesday, 27 August 2014 18:02
By Ambreen Agha
Pakistan is increasingly failing to protect its minorities for two broad reasons: principally, rising religious intolerance and the space ceded to violent ideologies.— Sherry Rehman, former Ambassador to the US, 2011
Little noticed amidst the ongoing pitched battle led by Pakistan Tehreek-e-Insaf (PTI) and Pakistan Awami Tehreek (PAT), against the Pakistan Muslim League-Nawaz (PML-N)-led Federal Government, a group of protesters from minority communities held a rally in Badin District of Sindh on August 16, 2014, against the current Government's failure to protect minorities from communal atrocities, including kidnapping-for-ransom, killings on religious grounds and abduction of girls for forced conversion.
Created on Sunday, 24 August 2014 14:40
"Do ya'll have any f-----g faith, brah?", asks Black Jesus from homeless guy in the first episode.
Created on Sunday, 24 August 2014 12:25
In the wake of journalist James Foley's brutal beheading, a 22-year-old woman is vowing to copycat his execution and become the first female jihadist from the United Kingdom to kill a Western captive in Syria, according to Huffington Post.
Khadijah Dare, originally from London, England, is married to a Swedish man and Islamic State fighter named Abu Bakr. The couple moved to Syria in 2012 and are currently living alongside the extremist militant group with their son, according to London's Evening Standard.
Created on Thursday, 21 August 2014 14:01
According to Reuters, a Saudi Arabian judge has upheld a barbaric sentence against a business woman for exercising free speech. Her crime, as reported by The Arabic-Language Daily, was "cursing the morality police" and calling them "liars". Her punishment is one month in prison and 50 lashes. The sentence was officially passed by a district court in Jeddah and has now been upheld by an appeals court in Mecca.
Members of the morality police entered the business woman's cafe to ensure "…there were no breaches of morality or other laws in the conservative Muslim kingdom, and that some of her employees had then run away because they were breaking immigration rules." It was at this point the woman cursed members of the morality police and called them liars.
Ελληνική Δημοκρατία
المملكة المغربية
اسلامی جمہوریۂ پاكستان


text:
He that never changes his opinions, never corrects his mistakes, and will never be wiser on the morrow than he is today. - Tryon Edwards
As a vocal critic of Topix.com, it is way past time to write this post. I have been on Topix for 2 years and learned so much on that journey.
Yes, the defamation and libel on Topix are over-the-top. But the good news is, the unregulated internet, has yielded something awesome.
Remember, I have said this over and over again but people are surprisingly deaf to this fact, the Internet is a UNTRIED experiment.
Never before have people been able to speak their minds with greater ease and with a greater degree of protection, never able to reach such a wide audience so easily. Never, ever, ever. Its the Wild, Wild West, a Free Speech Utopia, it opens up uncharted fronters in human dialogue, it does.
Topix enhanced this with its minimal moderation, its forums were the Ultimate test of the outer-limits of Free Speech.
Human nature was opened up, in all its hues and ranges, in all its hatreds, in all its rivalries. Idiocy came right up to the top, of course. However, there were commentators on Topix brave enough and wise enough, to understand that you don't just sit back and let idiots spew, you don't give your power away to them, you confront them and knock them down.
As Chris Tolles says: Let me point out that you all, obviously. are using the site, and the content is all you folks from right here in the neighborhood. You don't like the tone? Change it. It's kind of up to all of you.
Real courage, the kind rarely displayed, and understanding of what the lack of fear means, are the lessons on Topix for those brave enough to learn them.
A real democracy formed on Topix. Most of the trolls are not paid, they are there to enjoy the reality, the live theater, the characterization and the escape that Topix makes possible in spades.
ALL agree for the most part, that the bullies are not cool on Topix, and when Topix is used as a tool for disinformation or as a weapon for human harm, this is also not cool, but I do not feel anymore, that the baby should be swept out with the bath water on Topix, not at all.
I feel that with help from the company with much better consideration of the human beings who are Topix's participants and audience,
Topix could reach the potential initially sought for it, and maintain, even enhance its profit value. The internet is unknown media territory, no one knew what it would breed. A balance needs to be found, while maintaining a place carved out for Topix as the awesome, outer-limits of free speech environment, it is near to being.
- Ginny Hoge
- - - - - - - - -
I can only hope that one day Topix appreciates the wealth of talent in commentators that it has on its site. Better than anywhere.
I can only hope, that it one day respects them, and does not view them as threats.
- -
There is amazing commenting happening on Topix where people are speaking back and if Free Speech is going to be something people really, really want to have and keep, they have to understand that sometimes it needs to be fought for, stood up for, and it is not going to be easy.


text:
Gwen Stefani & Gavin Rossdale
The Couple
Gwen Stefani and Gavin Rossdale dated for six transcontinental-hopping years before Rossdale finally popped the question on New Year's Day 2002. On September 14th of that same year, modern music's most famous front-woman and her British beau exchanged vows during a traditional Anglican service at St. Paul's Covent Garden in London. The bride arrived an hour late for the ceremony, but for the groom she was well worth the wait. "God bless Gwen," Rossdale has said. "She has saved me in so many ways."
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After his team achieved its best finish of the year at Indianapolis on Sunday, Peter Sauber confirmed to reporters what has been accepted wisdom in the paddock for some time now - that both Heinz-Harald Frentzen and Nick Heidfeld will leave the Swiss squad at the end of the season.
After what is likely to be the final podium of his Formula One career, Frentzen said, "I wish it (the team) all the best for the future." Meanwhile, Heidfeld, whose fifth at Indy helped lift the team to the same place in the constructors' standings, told his official web site: "In my last race for Sauber at Suzuka I plan to give it my all."
Sauber has already announced one half of his driver line-up for 2004. Italian Giancarlo Fisichella has signed a two-year deal with the team and will make the switch from Jordan after next month's season finale in Japan.
The second seat is widely predicted to go to Ferrari test driver Felipe Massa, who raced for the team alongside Heidfeld in 2002. "We know that Massa will come and it's just a matter of time before we announce it," Sauber was reported as saying by news agency Reuters.
Until Sunday's United States Grand Prix, Sauber had been having a difficult season and had looked unlikely to match their fifth-placed championship finish of 2002. However, its ten-point haul from Indianapolis vaulted the team from ninth to fifth in the constructors' standings, one point ahead of rivals BAR and Jaguar.


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Wenger: '1-1 is a fair result'
Arsene's post-Everton comments...
"It was a game of big physical intensity, we had a good start and after that I felt Everton came back into it and their direct game was always a threat."
"There are regrets on the goal we conceded but 1-1 is a fair result and it is a good point here.
"We needed to show great spirit to get away with a point and I am pleased with the effort they put into the game."
Source: Arsenal World
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Translate this page Inland Empire Gasoline Price Rises To Highest Amount Since Oct. 9Friday, February 21st, 2014 Issue 08, Volume 18.
The average price in Riverside and San Bernardino counties has risen 17 of the past 18 days and is 7.1 cents more than one week ago and 19.1 cents higher than one month ago, but 46.4 cents less than one year ago, according to figures from the AAA and Oil Price Information Service. The average price has risen 21.3 cents over the past 18 Advertisement The rising prices are the result of the annual refinery maintenance season when supplies of winter blend gasoline drop as refineries start production of the more expensive summer blend, according to the Automobile Club of Southern California. "Los Angeles wholesale gasoline prices dropped in the last week and at this time, there's not much more momentum for further increases at the pump, although as we know from past spring seasons, that can change very quickly," said Jeffrey Spring of the Automobile Club of Southern California. 0 comments Be the first to share your opinion on this article!
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The Hon. Paul J. Costelnock Firm: Worker's Compensation Office Building: Address 1: 144 North Main Street, Suite 1A Address 2: City, State, ZIP: Greensburg, PA 15601-2404 Telephone 1: 724-832-5310 Telephone 2: Fax: 724-832-5528 E-mail: firstname.lastname@example.com Website: Areas of Practice: Must be logged in to see this information. |
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Walkthroughs and guides for The Hobbit
Add Your: -- please select -- CheatsHintsWalkthroughsReviewsQuestionsAction Replay CodesGameshark CodesVideos for The Hobbit
There are no discussions open for The Hobbit yet.
Get Involved and join the fun. Go to our The Hobbit forums to talk about the game, or visit our other forums to chat to gamers.


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Another silver and two more bronze medals for Team Manitoba at the Canada Winter Games
Posted: February 26, 2015
It's four more medals for Manitoba thanks to the hardwork of our skilled judo team.
Posted: February 25, 2015
Team Toba Para Nordic skier Jesse Bachinsky placed third in 1.2km Standing Classic Sprint Para Male today.
Posted: February 24, 2015
It's ANOTHER GOLD medal for Team Manitoba at the Canada Games! Congrats to the Ringette Team. Go Toba Go!
Posted: February 20, 2015
Curling has added a gold medal to Team Manitoba's Canada Games medals count with a win Friday in the Men's Final at the Canada Games in Prince George.
Posted: February 20, 2015
Sport Manitoba is the lead planning, programming and funding agency for the development of amateur sport in Manitoba. As a non-profit organization, Sport Manitoba creates and manages sport programs and services and partners with more than 100 sport organizations that deliver sport in our province. Please find a drop down box below with links to each of our sport partners websites. You must allow/enable pop-ups from your web browser.
With a goal to advance the health, social and recreational benefits of sport and the overall performance of Manitoba athletes, Sport Manitoba leads the way in providing valuable sport programs and resources including
Power Smart Manitoba Games
Coaching Manitoba
Team Manitoba
Our goals are simple - more kids playing and enjoying sport, more adults participating and getting involved and more Manitobans winning on the world stage.
In 2010, Sport Manitoba took a major step forward by developing a new home base in the Sport for Life Centre. A first in Canada, the new Sport for Life Centre at 145 Pacific Avenue in the Exchange District, is a one-stop resource for creating a healthier community by helping athletes and youth learn, grow and succeed in sport.
While the renovation of phase 1 of this 100-year old heritage building is complete, fundraising is underway to realize the full vision of phase 2 which includes the building of a training complex and new programming opportunities for our community.
New services offered via the Sport for Life Centre include:
Over 5,000 square feet of state of the art equipment to support a wide spectrum of patients including athletes (amateur, high performance, recreational, etc.) and general public (return to work, repetitive strain, etc.). Sport medicine services now available to Manitobans include a sport medicine physician, physical therapy, chiropractic, athletic therapy, massage therapy, nutrition, and sport psychology.
The Manitoba Sports Hall of Fame preserves, celebrates and showcases the history and heritage of sport excellence and achievement in Manitoba. A new 3,000 square foot home for the Hall of Fame and Museum is currently under construction on the main floor of the Sport for Life Centre.
Construction of Phase two includes: a training track and sprint lanes, strength, conditioning and testing areas, aerobic training centre, and a multi-purpose area which can be used as court spaces and for fitness training and workshops.
The Performance Centre enables an integrated system of service delivery in an environment that ensures Manitoba's athletes are moving toward their performance goals.
Housed on the second floor of the Sport for Life Centre, the Paul Robson Resource Centre for Leadership and Coaching was developed to encourage efficient use of community resources and to promote cooperation and sharing among the sport community. The Centre includes a library (written resources and video resources) along with a computer lab available for public use and the delivery of sport education programs.
For complete details, visit the Sport for Life Centre website at www.sportforlifecentre.ca


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All Stories
Experiencing Antarctica: Airport exhibit shows off chilling continent
Blue, white and gray color patterns can be seen in the photographs that make up Hartsfield-Jackson Atlanta International Airport's newest art exhibit. The images capture a landscape foreign to most passengers, according to a spokesman for the airport.
Lobbying dollars, food flow in Sunday sales push
ATLANTA -- Most any day the Georgia Legislature is in session, you can find lobbyist Jim Tudor in an anteroom steps from the House chamber clad in an apron. Tudor is dishing out food for state lawmakers, something he's been doing for years as the face of the Georgia Association of Convenience Stores, whose members want to be able to sell beer and wine on Sundays.
Stapp, Rev. Bobby Gene
The Rev. Bobby Gene Stapp, 75, past Pastor of Jonesboro Christian Fellowship Holiness Church, in Jonesboro, passed away Sunday evening, March 27, 2011, around 9:30 p.m., of heart failure. He is survived by his wife, Evelyn Stapp, of Hampton; daughters, Brenda Hobby (Ronald), of Millry, Ala., Donnie StCyr (Tony), of McDonough; seven grandchildren, Sonya Dyess, Rhonda Groves, Melissa Hattaway, Rachel Lucas, Leah Register, Sam StCyr and Caleb StCyr; nine great-grandchildren; brothers, Billy Stapp (Brenda), of Social Circle, Donald Stapp (Jeanette), of Social Circle; sisters, Annie Callaway, of Covington, Betty Griffin (Glen), of Social Circle, and Amy Sue Moss, of Madison. Services will be held on Thursday, March 31, at 11 a.m., in the chapel of the Ford-Stewart Funeral Home, with the Rev. Marty Smith, the Rev. Ronald Hobby, the Rev. Tony StCyr, and Brother Jamie Hattaway officiating. The family will receive friends Tuesday, March 29, and Wednesday, March 30, from 6 p.m., to 8 p.m., at the funeral home. Ford-Stewart Funeral Home, Inc., Jonesboro/ Stockbridge, is in charge of arrangements, (770) 210-2700, www.fordstewartfuneralhome.com.


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"Leader's Letting God Lead " - Leadership Conference 2013Sabriena WilliamsSaturday, October 12, 2013 from 9:00 AM to 2:00 PM (PDT) |
Who's Going
San Francisco, California
London, United Kingdom
Florence, Italy
Event Details
"Leaders Letting God Lead Leadership Conference 2013" is a power packed and anointed conference for all leaders or potential leaders. This conference isn't based on church dominations, creed, color, religion, age or economic backgrounds. Dr. Simone Noel of Embassies of God International is the facilitator, She is an International Leadership Facilitator, Pastor, Preacher and Teacher.
Rev. Noel will discuss some of the KEY principles to maintaining your position as a successful leader in the Kingdom of God. This conference will supply you with vital tools to be a better and effective leader in your ministry, church, group or organization. This conference will be informative and interactive. You will have the opportunity to ask questions, and discuss the things that you hold sacred to your heart as you prayerfully lead God's people into the next dimension of their life.
Where can I contact the organizer with any questions?
The orgainzer can be contacted at email@example.com
Do I have to bring my printed ticket to the event?
For registration you would need to bring your ticket to the event . Admissions can also be paid at the door.
When & Where
Country Inns and Suites
4015 Southwest 43rd Street
Saturday, October 12, 2013 from 9:00 AM to 2:00 PM (PDT)
Add to my calendar
Sabriena Williams
Hello my name is Visionary Sabriena Williams and I am the Organizer of " Tea and Tiara's " This event is being sponsored by Queen Vision Ministries . Queen Vison Ministries is a ministry ordained to empower women from ALL denominations, race, age groups, and economic status. The purpose of the ministry is to encourage women to seek a personal relationship with God while pursuing their purpose in life. Sabriena was ordained as a Pastor in 2009 under the leadership of Bishop Sheldon McCray - New Birth Sounds of Thunder Ministries in Greensboro, Nc. She hopes to use her God given gifts to through ministry via. outreach, book writings, hosting conferences and so much more.


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Spring Step footwear is designed with the quality and craftsmanship of true European tradition. Combining quality, comfort, technology and style, Spring Step brings you everything that is important in a shoe.
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First day had them on all day, comfortable fit. No sore feet.
Review by: Jeannie, Silvis, IL, 11/5/2014 8:40:41 AM
It's a nice shoe with a comfortable fit. The only thing I don't like is that the back easily folds in. Other than that nice shoe...I'd like a pair in blue. :-)
Review by: Diann, Saratoga, CA, 9/30/2014 1:26:38 AM
Love these flower detailed boots! The comfortable heel height and the dressy/casual vibe was just what I was looking for. My past experience with Spring Step shoes is that they tend to run on the large side. I wear a 6.5M but ordered the 6M and they fit nicely.
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Love the shoe, I work in retail and I be on my feet all day this shoe it's really comfortable and my feet don't hurt at the end of my shift.
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I love these springstep shoes. They are very comfortable and the laser cutouts make them cool. I also like the heel height, not too high.
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Review by: Sara, Lakewood/CO, 11/12/2013 9:10:46 PM
Love these boots! I wear a 5 1/2, so ordered the 6 as they don't come in 1/2 sizes. They were to large. Easy peazy exchange process for the size 5s which fit great!
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Please enter your email address and your question in the fields below, and someone from our team will respond promptly!


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Another week means another very bad piece of "wearable tech" has hit the marketplace. This time around, it's a...wait for it...bluetooth-enabled baseball hat by the name of SnapTrax that has us shaking our heads. Hey, look, we're all for endorsing small upstarts looking to get their big break on Kickstarter, but we draw the line when you start enticing us to shoot radio waves into our brains all day (in all fairness, the brand says they've implemented "safety" measures to combat this concern, but we're not buying it).
The cap does most of the things you can probably imagine a bluetooth hat does. It can send texts, emails, and other phone tasks so you don't, god forbid, have to take yours out of your pocket and use your fingers like some kind of caveman. On the bright side, there's no doubt that you're going to turn some heads if you wear this, but only because you're going to look like a freak when you're yelling at your own head, "Tell Carol I don't want spaghetti for dinner! Tell her you piece of shit!"


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Wagon Corvette
Automobile Company Callaway Cars proposing revised version of the 2013 Corvette C7 body sport hatchback
Green BMW MR 600 GT: fresh tuning for 6 series from CLP
BMW 6 series tuning: hope in MR 600 GT from CLP for 2nd generation till next BMW model premier
Fiorucci Hyundai i10 Car Price is 5K Euro higher. But it does cost it
New Hyundai i10 from Fiorucci has twice higher price than base model. Does this Hyundai tuning cost it
Bugatti Veyron Top Speed as Fastest Car in the World
The fastest car in the world is Bugatti Veyron 16.4 Super Sport. Its top speed is about 430 km/h 290 mph. It's in Guinness book
Type of Mercedes C63 AMG with name Concept 358 - some tuning of C63 model
Version of Mercedes C63 AMG that called as Concept 358 was presented as tuning for AMG model with orange color


text: I suspect that the phenomenon of the "bacronym/backronym" has been enhanced by the over-zealous action of marketing departments across the world who think that it's clever to shoehorn words into faux acronyms. As is pointed out, the PATRIOT ACT is clearly a bacronym; the probability that the actual full phrase just "happened" to spell out PATRIOT ACT is so astronomically high that you'd have to be brain dead to believe it "just happened." I'm not suggesting hanging, drawing, and quartering for marketeers who think bacronyms are big and clever, but a mild flogging with a thin birch rod might be in order.


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Tuesday, December 08
Air Canada Centre
Attendance: 15,167
Toronto, ON (Sports Network) - Chris Bosh poured in 21 points and grabbed 16 rebounds, as the Toronto Raptors continued their recent dominance over the Minnesota Timberwolves with a 94-88 victory at Air Canada Centre.
Jarrett Jack added 17 points, eight assists and seven rebounds for the Raptors, who have won 11 straight games versus Minnesota. Hedo Turkoglu had 16 points and eight rebounds. Andrea Bargnani and DeMar DeRozan each had 15 points for Toronto, which has won a season-high three consecutive games.
"A win is a win. I have never been picky with that kind of thing," said Bosh. "You're not always going to shoot well. In that case, you have to play well in the paint and get to the line."
Kevin Love ended with 18 points and seven rebounds off the bench for the Timberwolves, who haven't beat the Raptors since a 108-97 decision on January 21, 2004. Jonny Flynn chipped in 17 points and eight assists. Ryan Gomes finished with 16 points for Minnesota, which dropped to 3-18 on the season.
"He (Bosh) is tough. He seems like he is 100 percent healthy, as opposed to last year. He can score and do it all out there," said Love.
Down 84-78 late in the fourth, the Timberwolves ripped off six straight points to tie the game. Love's jumper deadlocked things at 84 with 2:17 to play.
Toronto responded with a 10-2 spurt to claim the victory. Turkoglu got things started with a slam and ended the flurry with a pair of free throws to give the Raptors a 94-86 margin.
Flynn's layup as time expired accounted for the final margin.
Ahead 18-17 late in the first quarter, the Raptors used five consecutive points from Bargnani to take a 23-17 lead. Love's three-point play at the end of the period cut the gap to 23-20.
The Timberwolves ripped off six straight points midway through the second to go in front. Damien Wilkins made a pair of shots from the foul line to give Minnesota a 29-28 edge with about six minutes left.
Toronto responded with a 14-4 run to take a nine-point lead. Jack capped the spurt with a pair of foul shots to make it a 42-33 game with under two minutes to go. The score was 43-35 at the break.
Minnesota got within three early in the third, but the Raptors put together a 7-0 spurt midway through the stanza. Bosh's free throw and jumper made it a 59-48 game with 5 1/2 minutes left.
The Timberwolves got back into the game, thanks to an 11-1 run to end the frame. Ramon Sessions' long deuce cut the gap to 64-63 heading to the fourth.
The final period was a back-and-forth battle that came down to the final minutes.
Tom Washington
Mark Ayotte
James Capers


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Sign up Currently viewing: sydney.com
Canoe and Kayak Adventures
South Coast Safaris provide canoe and kayak adventures on spectacular waterways. The half Day Minnamurra River package is perfect for those seeking a taste of the outdoors. This trip is complete with a sumptuous riverside lunch. Alternatively your group may prefer an overnight expedition on the Nepean River where you can immerse yourself in spectacular scenery and be seduced by the ever changing natural environment.
For more information: www.kayakadventures.com.au
Bushwalks - Wollongong Read More Hide South Coast Safaris offers an extensive range of guided bushwalks in and around their properties. Allow them to show you rainforest and escarpment trails with panoramic views of the ocean and the Illawarra coastline that you never knew existed. They offer bushwalks for all levels of fitness where you can bring your own lunch or try their fully catered excursions that will blow you away. Allow them to tailor a bushwalk just for you. Minimum four people. |
Minnamurra River Canoe or Kayak Adventure Read More Hide The Minnamurra River Canoe or Kayak Adventure is perfect for anyone wanting to explore a safe and picturesque waterway just over an hour from Sydney. Canoe and Kayak Adventures offer half day (three to four hours) fully catered tour that includes all associated safety gear, sumptuous barbecue lunch, refreshments and a guide/instructor (on demand). This adventure is well suited to small to large groups, corporate outings, schools, a group of friends, sports groups or family outings. Please do not hesitate to contact Canoe and Kayak Adventures to arrange your next outing. Bookings are essential. |
Sea Kayak Wollongong Read More Hide South Coast Safaris offer an extensive range of guided and unguided sea kayaking adventures between Sydney and Wollongong. Their most popular paddles include Bundeena and the Royal National Park, Headlands at Austinmer, North and South Beach and the Five Islands Wollongong. They offer guided adventures or sea kayak hire depending on your requirements. |
Nepean River Secret Read More Hide The Nepean River is fantastic for overnight camping expeditions. As soon as you depart down stream you will be immersed in nature at its finest. Enjoy clean fresh-water swimming holes, abundant wildlife and private camping grounds all within one hour from Sydney. Bookings are essential. |


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Seriously, Just Go to Sleep is the G-rated, traditional-sized, children's version of the book every parent has been talking about. Go the F*** to Sleep, the picture book for adults, became a cultural sensation by striking a universal chord for parents. Now, Adam Mansbach and Ricardo Corts reunite with Seriously, Just Go to Sleep, inviting the children themselves in on the joke. As parents know, kids are well aware of how difficult they can be at bedtime. With Mansbach's new child-appropriate narrative, the book allows kids to recognize their tactics, giggle at their own mischievousness, and empathize with their parents' struggles - a perspective most children's books don't capture. Most importantly, it provides a common ground for children and their parents to talk about one of the most stressful aspects of parenting.
Seriously, Just Go to Sleep came to be when Mansbach read a highly censored rendition of the original book to his three-year-old daughter, and she recognized herself as the culprit and was delighted. "We were getting a lot of feedback from parents, saying that their kids loved the book - read in an altered form - because they recognized themselves in the character of the mischievous kid who's winning the bedtime battle, and thought it was hilarious. So we figured we'd do a companion volume that lets kids in on the fun."
©2012 Adam Mansbach (P)2012 Audible, Inc.
This book is better that "GO THE FUCK TO SLEEP".
what I noticed is: The narrator is really sleepy. :)
There are no listener reviews for this title yet.


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Bill Norman
Bill Norman | |||
Outfielder | |||
Born: St. Louis, Missouri |
July 16, 1910|||
Died: April 21, 1962 Milwaukee, Wisconsin |
(aged 51)|||
MLB debut
August 8, 1931 for the Chicago White Sox | |||
Last MLB appearance
September 24, 1932 for the Chicago White Sox | |||
Career statistics
Batting average | .204 | ||
Home runs | 0 | ||
Runs batted in | 8 | ||
Henry Willis Patrick "Bill" Norman (July 16, 1910 – April 21, 1962) was an American outfielder, coach, manager and scout in Major League Baseball. A longtime minor league player and manager, he is best remembered for his brief term as pilot of the Detroit Tigers in 1958–59.
Norman was born in St. Louis, Missouri, and served as a bat boy for the St. Louis Browns as a 12-year-old.[1] He attended St. Louis University and signed his first professional baseball contract in 1929. A right-handed hitting and throwing outfielder, he rose quickly to the Major League level as player, when he was called up to the Chicago White Sox in 1931 after hitting .366 in the Class C Western Association. But he got into only 37 games with the 1931–32 White Sox, batted only .204 in 103 at bats, and would spend the rest of his playing career in the minors, where he batted .303 with 292 home runs in 2,092 games.[2]
Norman led the Class A1 Texas League in runs batted in (1941), and the top-level American Association in home runs (1942). In June 1946, he became manager of the Toronto Maple Leafs of the International League, then spent five seasons as a manager in the Cleveland Indians farm system, winning consecutive Eastern League pennants with the Wilkes-Barre Barons in 1950–51.
Norman then served as a coach for his hometown Browns for two seasons (1952–53) — the Browns' last in St. Louis before moving to Baltimore. In 1954, he joined the Tigers' organization as a scout and minor league manager, and rose to the Triple-A level as skipper of the Charleston Senators of the American Association in 1957. The following season, the Tigers — struggling at 21–28 under Jack Tighe on June 10 — promoted Norman to manager. He led them to 56 victories in 105 games and a fifth place finish. But during the 1950s, the Tigers were undergoing a period of transition in their ownership and front office and in rebuilding mode on the field. They began 1959 with one of the worst starts in their history, losing 15 of their first 17 games. Norman could not survive the catastrophic streak; he was fired in favor of Jimmie Dykes on May 3. As a Major League manager, he won 58 games and lost 64 (.475).
Norman then rejoined his first MLB team, the White Sox, as a scout. In 1961 he returned to the minor leagues when he was named manager of the Chisox' Triple-A affiliate, the San Diego Padres of the Pacific Coast League, in midseason. It was his last in baseball. Norman died of a heart attack on the eve of the 1962 season, in Milwaukee, Wisconsin, at the age of 51.
- ^ Smith, Lyall, "Meet the Tigers' New Manager," Baseball Digest, August 1958, pp. 43-44
- ^ Baseball Reference
External links[edit]
- 1910 births
- 1962 deaths
- Chicago White Sox players
- Chicago White Sox scouts
- Dallas Steers players
- Detroit Tigers managers
- Detroit Tigers scouts
- Elmira Pioneers players
- Hollywood Stars players
- Houston Buffaloes players
- Knoxville Smokies players
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- Major League Baseball outfielders
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- Baseball players from Missouri
- Sportspeople from St. Louis, Missouri
- Deaths from myocardial infarction


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You may know that your child attends one of 30 schools that the University of Sydney partners with through Compass. We work with your school to bring the resources of the University into the classroom.
Your child and Compass
Students involved in Compass will enjoy a range of exciting and educational activities and projects in their schools and at the University of Sydney, where they will meet and interact with the University's staff and students. They will know who we are (we are the smiling faces in the yellow t-shirts)!
You and Compass
We know you have an enormous influence on the decisions your child will make about his or her education and career. Your perceptions and experiences of education and work have a real impact on your child from an early age.
Some parents feel that higher education is too expensive or impractical. They may also believe that it can be too hard to get into university - or just find the whole area too intimidating and confusing.
That is why the University of Sydney invites you to get to know us firsthand. You can meet our staff and students by participating in a wide range of activities.
For more information on going to university and your child's future please download our parent's booklet (PDF).
Parents and Community Information Day - The University of Sydney
Parents and community representatives are warmly invited to the Parents and Community Information Day at the University of Sydney (PDF) on Thursday 31 July from 10:00am to 1:30pm.
Find out more about higher education and your child's future. Representatives from Bridges to Higher Education will provide valuable information about the benefits of higher education for the whole community and the pathways into higher education, including:
- Subjects and courses offered
- Financial support and HECs
- Pathways to University entry
- Student support
Date: Thursday 31 July 2014
Time: 10:00am to 1:30pm (morning tea and lunch will be provided)
Location: The MacLaurin Hall, Camperdown Campus University of Sydney
RSVP: Friday 25 July 2014 with FINAL numbers or 8627 8515.
See the Bridges to Higher Education Parent and Community Information brochure (PDF) for more information about Information Days scheduled for other universities.