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the rooms were not clean and staff were not enough trained.at all it is not a 5 star hotel.you can expect as 4 or 3.5 star hotel.we were there on march and the hotel was so sad.i loved kemer city and shopping stores around hotel
- Reservation Options:
- TripAdvisor is proud to partner with Booking.com, Priceline and Otel so you can book your Royal Palm Resort reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Royal Palm Hotel Goynuk
- Royal Palm Resort Antalya Province, Turkey - Goynuk


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When you're filling out your wish-list of wedding gifts, don't forget to include supplies for the garden shed. With the right... Read more »
A sturdy snow shovel helps take some of the work out of winter. Read more »
Tree pruning is serious business, often involving a team of arborists with ropes, chainsaws, and heavy equipment. Read more »
The first time you try our PowerGear® Super Pruner/Lopper, you'll be amazed — but it's not magic, it's gears. Our patented gear... Read more »
Our Snow Shovel features an angled handle that keeps your wrist in a neutral position to reduce strain, plus a wide head that c... Read more »
Our Pruning Stik® Tree Pruner makes it easy to cut high or low with a level of control traditional pruners with exterior ropes... Read more »
Add a vintage flare to your wedding invitations, while making guests feel special with these handmade and timeless lace embell... Read more »
Adding a small photo charm to a bride's bouquet is a touching way for a bride to remember someone special on her wedding day. Read more »
Customize your wedding guests' table decorations without skimping on style with these easy and inexpensive DIY table numbers. Read more »
Whatever the project, our SureCut™ Deluxe Craft Paper Trimmer gets the job done with precision. The SureCut™ wire cut-line indi... Read more »
Choose our low-maintenance Photo Bypass Paper Trimmer to trim large quantities of photos with speed and precision. An easy-to-u... Read more »
Our legendary design updated with non-stick, titanium-enhanced blades and a more comfortable handle.Our Non-stick Titanium Soft... Read more »
Making your own wedding veil is easier than you think. Read more »
DIY your bridesmaid's hair accessories create beautiful embellishments that will compliment your wedding's themes and style wh... Read more »
Create this cute messenger bag that's just right for little ones to tote around. Read more »
Perfect for a wide range of sewing and quilting tasks, our Amplify® RazorEdge™ Fabric Shears sense blade separation and force t... Read more »
Perfect for tight, precise cuts, our Amplify® Mixed Media Shears sense blade separation and force the blades back together to c... Read more »
Our Classic Stick Rotary Cutter with a 45 mm blade is ideal for crisp, controlled cuts on a wide variety of materials. A symmet... Read more »
Create this cute messenger bag that's just right for little ones to tote around. Read more »
Meet Pascal and his pals, Panda and Parrot! He traveled the corners of the globe and came home with these exotic friends t... Read more »
"Painting" with tissue paper is not only fun but beautiful! Read more »
Our Preschool Training Scissors features a special training lever that opens the blades after each cut, helping children learn... Read more »
Children love our Designer Non-stick Blunt-tip Kids Scissors for the colorful handle patterns that make cutting fun and the non... Read more »
Our Designer Non-stick Student Scissors are larger than our Kids Scissors but smaller than adult scissors, perfect for those ol... Read more »
Adding a small photo charm to a bride's bouquet is a touching way for a bride to remember someone special on her wedding day. Read more »
Making your own wedding veil is easier than you think. Read more »
DIY your bridesmaid's hair accessories create beautiful embellishments that will compliment your wedding's themes and style wh... Read more »
Introduced to the world as a quality fabric scissors, the Original Orange-Handled Scissors redefined the standard for cutting p... Read more »
Perfect for tight, precise cuts, our Amplify® Serrated Hardware Shears sense blade separation and force the blades back togethe... Read more »
Perfect for a wide range of heavy-duty cutting tasks, our Amplify® Serrated Hardware Shears sense blade separation and force th... Read more »
Damage from pests in your garden can often be significantly minimized simply by taking a few minutes a day to look for damaged leaves and flipping leaves over to look for insects and their eggs. The photo above is an example of a day without observation in my garden last year. These bell pepper plants (and the cucumber plants behind them) were covered with lush, healthy foliage the morning before. I was preparing for an out-of-town trip so when I ran out to water my garden the day before we left, I skipped the observation stage. The next morning, my son went out to quickly water everything before we left, and this was what he found. The only thing left on the plants were the fruits and the striped blister beetles that were finishing off the leaves.
Every spring, this is something I observe. These are aphids feasting on my tomato plants. I've been gardening for around 20 years, but an aphid infestation like this is fairly new to me. When I met my husband, I had no experience with gardening. He comes from a family of farmers who spent the entire summer each year gardening and canning the food they would eat for the next year. Gardening was a necessity, not a hobby. They couldn't take the risk of losing any of their crops so the use of chemicals to combat disease and pests in their gardens was easily accepted as a necessity. So it was that when I began gardening, proactively treating our plants with chemicals was what I learned. It wasn't until about 10 years ago when I began to research garden practices on my own, I began to understand that the chemicals I was using were not selective in what they killed. They didn't just kill the bad bugs. I decided to learn to avoid using chemicals whenever possible, and part of that was learning to allow what's going on in this photo to continue.
I've learned that instead of immediately running for my bag of chemical pesticide, I need to observe more. I need to step back and look at the bigger picture. This time I saw lady bugs and praying mantids. Both are predators of the aphid. I normally see lacewings, also predators of the aphid. Although I didn't see any, I will be looking for them the next few days.
As I continued to observe, I saw more evidence that made me feel chemicals were not necessary for this problem. I saw ladybug eggs and ladybug larvae. While I planned to allow natural predators to continue to work on the problem, I didn't just walk away from it. I sprayed my plants with water to knock as many of the aphids off the plants as possible.
Observing and waiting will most often work with my aphid problem, but I know from other experiences (such as the striped blister beetle incident) that sometimes waiting is the wrong thing to do.
Waiting is also the wrong thing to do with another problem pest I have every year, the tobacco hornworm, but observation is still key. I've learned that I need to be especially attentive to my tomato plants in the evening hours and on cloudy days as these things do not like the sun. I start looking for them early in the season and hand picking them from my plants before they have a chance to grow this big. They are hard to see when they are small, but finding them early prevents them from stripping plants of all their leaves.
There are other non-chemical ways to battle garden pests including using floating row covers, pheromone traps, stick traps, the use of products like diatomaceous earth or insecticidal soap, and fall garden clean up. There are pros and cons with most of options, but all are worth being informed about because they might be the best answer for you one day.
Sign up today for project inspiration, tips, techniques and product specials.
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Orange-handled scissors are a registered trademark of Fiskars Corporation.

subset: commoncrawl


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Operation Dragoon
Normandy Invasion
Normandy Invasion
: The German counterattack and the Falaise pocket
The German counterattack and the Falaise pocket
...eastward from Brittany developed, the British and Americans began a strong advance west of Caen toward Falaise. On August 16, the day after a Franco-American force had landed on the Riviera (Operation Dragoon), Hitler at last recognized the inevitable and gave permission for a withdrawal from Normandy. The only route of escape lay through a gap between the converging American and British...
World War II
World War II
: The western Allies and Stalin: Cairo and Tehrān, 1943
The western Allies and Stalin: Cairo and Tehrān, 1943
...to meet Stalin at the Eureka conference of November 28–December 1. Stalin renewed the Soviet promise of military intervention against Japan, but he primarily wanted an assurance that "Overlord" (the invasion of France) would indeed take place in 1944. Reassured about this by Roosevelt, he declared that the Red Army would attack simultaneously on the Eastern Front. On the...
World War II
: The Allied invasions of western Europe, June–November 1944
The Allied invasions of western Europe, June–November 1944
Meanwhile, "Operation Dragoon" (formerly "Anvil") was launched on August 15, 1944, when the U.S. 7th Army and the French 1st Army landed on the French Riviera, where there were only four German divisions to oppose them. While the Americans drove first into the Alps to take Grenoble, the French took Marseille on August 23 and then advanced eastward through France up the...
"Operation Dragoon".
Encyclopædia Britannica. Encyclopædia Britannica Online.
Encyclopædia Britannica Inc., 2015. Web. 27 Feb. 2015


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Quick View The Second World War: A Military History by Gordon Corrigan November 8, 2011 | Hardcover In stock online from $9.49 A landmark reassessment of World War II that reconsiders the immense six-year conflict under the lens of the many separate campaigns fought in Europe, Asia, and the Mediterranean A definitive single-volume military history of World War II, The Second World War reveals… See Details $9.99 / $9.49 lowest price*, or used from $5.04was $40.00
Tips for store searching: Check that you entered your information correctly. If your postal code might be further than 25kms from a store, try entering a city name instead. If there are no matches in your city, try the next closest major city.


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The Drosophila gene neuralized (neur) has long been recognized to be essential for the proper execution of a wide variety of processes mediated by the Notch (N) pathway, but its role in the pathway has been elusive. In this report, we present genetic and biochemical evidence that Neur is a RING-type, E3 ubiquitin ligase. Next, we show that neur is required for proper internalization of Dl in the developing eye. Finally, we demonstrate that ectopic Neur targets Dl for internalization and degradation in a RING finger-dependent manner, and that the two exist in a physical complex. Collectively, our data indicate that Neur is a ubiquitin ligase that positively regulates the N pathway by promoting the endocytosis and degradation of Dl.
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Summary: What does the Bible tell us about being content with what we have? Verse: "And having food and clothing, with these we shall be content." —1 Timothy 6:8
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Texas Abortion Bill 2013
The Texas Abortion Bill Is Signed Into Law
Texas Governor Rick Perry signed into law the abortion bill that bans most abortions after 20 weeks and increases restrictions for abortion clinics and their doctors across the state. On June 25, Democratic Texas Senator Wendy Davis made headlines with her 10-hour filibuster to block the antiabortion bill, and hundreds of activists from both sides made their way to the Texas Capitol over the past few weeks to voice their opinions.
Throughout the special session, hundreds of activists gathered in Austin, filling the atrium of the Texas Capitol building. Clad in orange, the pro-choice crowd chanted and cheered when Davis took the mic, and pro-life activists rallied on the other side of the building in blue. Several people created signs, and more joined the conversation online — on Twitter, the hashtags #StandWithTXWomen and #StandWithWendy were trending on the pro-choice side, and those who are pro-life used the hashtag #Stand4Life. Take a look at all the recent action in Austin, TX.
- Ingrid Michaelson has called it quits with her husband — Us Weekly
- Kelly Clarkson makes surprising American Idol admission — HuffPost Celebrity
- Look what Gwyneth Paltrow Instagrammed last night — Lainey Gossip
- Scarlett Johansson comments on that John Travolta encounter — Dlisted
- What is Shia LaBeouf doing with his look? — JustJared
- Kim Kardashian reveals another interesting outfit — Hollywood Tuna
- Here's how Britney Spears spent her night — Pink Is the New Blog
- Someone else shared a picture of Chelsea Handler's boobs — The Superficial
- Have you heard Kylie Minogue's new single? — popbytes


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These days, the terms masquerade and party are almost synonyms. And that's because of how popular Mardi Gras parties with a masquerade theme have become, not only in New Orleans, but everywhere across the country. If you're interested in hosting a fantastic party – for Mardi Gras or any other time of year – these ideas from Stumps for a masquerade theme party will make your decorating easy. Start sending out the invitations now, and let all your guests know they need to create an element of mystery – pretending to be someone other than themselves - when they arrive at the at the party.
Since you've asked your guests to come dressed for a masquerade theme party, you had better deliver on the decorations. That's where Stumps has you covered. From hanging decorations to table confetti to complete masquerade theme kits, all the party decorations you need are available here, so you can get back to the rest of your planning. Colorful masks are very popular in masquerade themes, so have them everywhere at your party. Mask standees are a great way to set the theme, which will be noticed by all guests the minute they walk through the door.


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I was also moved by Group Beyond Blue member Safehaven's response to Mali66's journal entry. Safehaven writes: Dear One, Trying to "take in" the whole picture can be very frightening. I know from experience. You feel as though the weight […]
Managing a mood disorder is a little like searching for the word zygodactylous in word puzzle. My technique? I find all the Zs and then I look at all the letters surrounding those Zs, which is sort of the same […]
Fellow blogger Gretchen Rubin wrote an interesting post the other day on the significance of staying connected to co-workers, friends, and (pets?) from your past … they'll help you stay happy. You can catch her blog on the Huffington Post. […]
On Mindful Monday, my readers and I practice the art of pausing, TRYING to be still, or considering, ever so briefly, the big picture. We're hoping this soul time will provide enough peace of mind to get us through the […]
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How to Handle Negative People
posted 10:32:10am Jan. 14, 2014 | read full post »
8 Coping Strategies for the Holidays
posted 9:30:12am Nov. 21, 2013 | read full post »
Can I Say I'm a Son or Daughter of Christ and Suffer From Depression?
posted 10:56:04am Oct. 29, 2013 | read full post » |


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Coordinating Items
Changes for Molly - Paperback
Item# D1682
Will sickness dash Molly's plans to surprise Dad on his homecoming?
Learn more...
Product Description
Molly's plans for a special homecoming surprise for Dad are dashed when she gets sick. Luckily, the doctor comes just in time! Author: Valerie Tripp. Paperback. 80 pages.
Sixth in a series of six historical books filled with inspiring lessons of compassion, courage, and friendship. Molly's entire book set includes: Meet Molly; Molly Learns a Lesson; Molly's Surprise; Happy Birthday, Molly!; Molly Saves the Day; and Changes for Molly.


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This product is no longer available for ordering. Item listed for information only. Please check back later or contact us for product's availability.
Whenever director Chang Cheh teamed up with Five Venoms, film plots were probably decided by flipping a coin - which of the fab five will play the good or bad guys, who lives or dies and which ones will do the fight. The Daredevils was just another example of Shaw Brothers' sure fire formula to success: Venoms + Chang Cheh = maniacal frenzy x infinity. Of note, the only venom to make it in Hollywood was Kuo Chue, who choreographed the French film Brotherhood Of The Wolf and Michelle Yeoh's The Touch.
List More Shaw Brothers Series VCDs
Price: US$15.95


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Release Date:
July 26, 2005
Jagged Little Pill Acoustic is the sound of an artist who is comfortable and settled, fondly reminiscing about her crazy past for an audience that is also comfortable and settled. This is sepia-toned music, with all of the excesses and eccentricities of youth either romanticized or dismissed with a soft chuckle. Alanis marvels at how crazy she was back then, as she and her audience both congratulate themselves on surviving ten years while reflecting on how much they've personally grown in that decade. This is deliberately mature and certainly more tasteful than the original Jagged Little Pill, the kind of music that would sound good playing in, well, the background of a coffee shop. Stephen Thomas Erlewine, Rovi
- Genre: Rock
- Subgenre: Pop/Rock
- Category Alternative Pop/Rock, Adult Alternative Pop/Rock
- Artist: Alanis Morissette
other Info.
- Online Item #: 13222872
- Store Item Number (DPCI): 244-20-6691
- Made in the USA or Imported


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During the month of September weak El Nino conditions continued across the equatorial pacific ocean. The Climate Prediction Center is forecasting that the El Nino will persist through the 2009-2010 winter season and will likely peak at moderate strength. El Nino conditions generally produce well above average temperatures and near average precipitation across the northern plains. However…another factor is influencing the typical El Nino impacts...the Pacific Decadal Oscillation (PDO).
The PDO is a long-lived El Nino like pattern of northern Pacific Ocean variability. Unlike El Nino events which generally last 6 to 18 months...PDO events persist for 20-30 years. The most visible effects of the PDO are across the north Pacific Ocean and western North America. The PDO is currently in a negative phase, having shifted from a positive phase in the late 1990s. When the PDO is in a negative phase it has a tendency to dampen the effects of El Nino. Thus…we are not expecting temperatures to be as warm as one would expect when the PDO is in a positive phase.
Near average precipitation is expected across northeast Wyoming and western South Dakota. However…snowfall may be slight below average given the forecast of warmer temperatures. Precipitation on the plains of northeast Wyoming and western South Dakota for November through February averages about 1.5 to 2.5 inches…which is only around 10 percent of the annual average. In the upslope areas of the northern Black Hills and Bear Lodge Mountains…average precipitation for the winter season is 4 to 6 inches.


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Breast Cancer Awareness Fundraiser - "Jani-Ro" by RedShed CrossFit - over 3 years ago
"We are a small, family oriented CrossFit Gym in Northwest NJ. We have two breast cancer survivors in our gym. In honor of our survivors, and those we have lost, we hosted a CrossFit workout in an..." view full details
Hubba Open golf outing by DeMay - over 5 years ago
"This was our annual golf outing. It took place at the Oaks in Gladstone, Mi. I have purchased many custom t shirts from CustomInk and it has always been a very pleasant experience." view full details
Family Pre-Union by Sister-of-the-bride - over 5 years ago
"My sister and her husband got married this past December a few days after Christmas. The two families came together to celebrate the holidays, so my husband and I surprised this fun group with fami..." view full details
Team Race for the Coors by whyart - over 5 years ago
"We made the shirts to wear at this years World Famous Mud Run at Camp Pendleton California. This event generates revenue for quality-of-life programs for our Marines, Sailors, and their families." view full details
2009 Texas Steak Cook-off Champions by Circle_H_Steaks - almost 6 years ago
"This year we entered the Texas Steak Cook-Off in Hico, Texas. After competing against 84 teams, team Circle H Steaks made Top Hand, or top 25 steaks, and went on to win the title of First place!" view full details
AWSUM student-athletes by MLanders - over 6 years ago
"At the corn maze on our first AWSUM Club fun get-together (Athletes Who Share Unselfish Moments)" view full details
AWSUM girls by MLanders - over 6 years ago
"Having fun as part of a club created to get student-athletes involved in helping their community - the AWSUM Club (Athletes Who Share Unselfish Moments)" view full details
AWSUM Silliness by MLanders - over 6 years ago
"This is the first time the community service based high school club got to go on a fun trip. We had just received the pink shirts to show our support for breast cancer awareness and that added to ..." view full details
Light the Night Walk. In Memory of GG by GGs_Girls - over 6 years ago
"October 18th was a special night for team GG's Girls. We were all walking together to support our best friend Mel who lost her Mom two years ago to leukemia. Although we didn't know GG, we do kno..." view full details
Bachelor Party Boys by mdk - over 6 years ago
"Austin, Texas Bachelor Party" view full details


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TRANSCRIPT GLC 3885 George Washington. Autograph letter signed: Mount Vernon, to Francis Johnston, 1784 March 22. 1 p.
Mount Vernon 22d Mar. 84.
Dear Sir,
Inclosed you have the Certificates for Captn. [Frederick] Pashke, [Claude-Antione Villet] De Marcellin & [Nicholas George] Le Roy returned, with my Seal & Signature; but if I recollect right, they must be countersigned by the Secretary General to give them validity.
They only came to my hands yesterday, or you should have had them sooner. With great esteem.
I am – Dr Sir Yr Most Obedt Servt Go: Washington
Notes: Unpublished. Pashke, De Macellin, and Le Roy requested membership certificates for the Society of Cinncinati.


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Zebra is a workflow engine that is designed to be able to support any workflow pattern. It comes with a Turbine sample Web application and a VB GUI designer.
Tags | Software Development Libraries Java Libraries Application Frameworks Office/Business groupware Internet Web Dynamic Content |
Licenses | Apache 2.0 |
Operating Systems | Unix POSIX Linux OS Independent Windows |
Implementation | Visual Basic Java |


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Cooking Lesson
Cappadocia has been home to many different cultures and civilizations throughout history, such as the Romans, Ottomans, Seljuks, even ancient Greeks and Armenians. As a result, the area has one of the richest culinary cultures in Anatolia. During your stay, come and enjoy exploring some of the culinary methods that create this rich cuisine. As Museum Hotel is a member of Relais & Châteaux, you can be sure that cookery lessons are of the highest quality.
Cookery lessons are led by the Head Chef of Lil'a Restaurant, Mustafa Büyükhan—a national and international award winner for 'Classic' and 'Modern Turkish' cuisine—and his team. As an added experience, you also get to visit the local street market or pick your own vegetables from the hotel's ecological garden under the guidance of our chefs, and then use them in your recipe.
Please email us at email@example.com for more information about cookery courses and to reserve places.
Tekeli mah. No:1 Uchisar - Nevsehir / Turkey
Tel: +90 (384) 219 2220 Fax: +90(384) 219 2444 E-mail: email@example.com
© 2001 - 2013 Museum Hotel Cappadocia; All rights are reserved to Indigo Turizm Tic. San. Ltd. Şti.
Museum Hotel is a proud member of
Museum Hotel | History | Responsible Luxury | Lil'a Restaurant | Honeymoon | Wellness | Cooking Lesson
Ecologic Garden | Cross Golf Driving Range | Concierge Services | Meeting & Art Point | Catering & Events | Wedding | About Cappadocia | Photos Gallery | Booking Form | Press Releases | HD Photos (Print Use) | Comments | FAQ | Contact Us | E-mail | Türkçe | French | Home


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Every Wednesday around 8:30-9ish at the Eastlake In-N-Out all the
"Too Fast and Too Furious" guys meet and talk 'bout how fast their Honda and Acura goes , check out each others' CAI, and rev their engines.
Got me thinking to my self......I said "Self" why don't we Taco owners designate a day where we can get together, hang out, talk and check out each others CAI . It'll be a good way to discuss future and upcoming trail meets or what not. And just get out of the house once a week.
Let me know what yall think...


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INFORMATION TECHNOLOGY: SYSTEM ADMINISTRATOR Elon University is currently accepting applications for a Systems Administrato More info |
SKILLED LABOR - TRADES: Installer Bath Fitter seeks individuals with carpentry/renovation exp. We provide vehicle, benefits More info |
TRANSPORTATION: DRIVERS First Transit Is Hiring in Raleigh This is an exciting opportunity to join the dynamic More info |
MANAGEMENT: Community Services Coordinator/ Accreditation Manager The Town of Southern Pines Police Department More info |
ENGINEERING: Seeking for Direct Hire: Manufacturing Engineer BS degree in Engineering, with 3+ years of experi More info |
MANAGEMENT: ACCOUNTING MANAGER needed for Mfg co. Exper. with MAS 90 preferred. Salary based on exper. Mail resu More info |
SALES: Sales We need two salespersons to join our team. We offer commission salary, benefits, and bi-weekl More info |
EDUCATION: VP FOR CAMPUS MINISTRY COMMUNITY ENGAGEMENT Methodist University in Fayetteville seeks applicatio More info |
AUTOMOTIVE: FULL-TIME PORTER Audi Cary has a position for a full-time porter. Hours are 7:30 am to 6 pm Monday t More info |
SKILLED LABOR - TRADES: AUTO ALIGNMENT TECHNICIAN Audi Cary has a positon for a recent automotive school graduate or a perso More info |


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I want to thank snoboarder for pointing me on to this, and all the PM's I sent.
Alot of you may not like this for many reason, to much room taken up in the bed, rather use straps etc. For me a perfect fit, here are some steps I went through.
Directions are basic, take a good long look underneather before you drill a hole, make sure you alignment is dead on.
Here is what was in the box
Here is the top plate with the screws added, I used a large round course file since I drilled the holes a tad bit smaller 3/8" for the four screws and 15/16" for the large center hole.
Bottom plate
Since I wanted to keep my bed mat, I measured the top bracket and added 1/4" and made my cuts.
Here is it somewhat finished before placing the tire. I looked at a number of ways to run the cable. Decided to run the main shaft down the middle of the coil.
Here is a shot with the wheel on, now the big thing....will my Undercover still close.
YES!! cover closes with room to spare. Still need to get a lock, someone will have one heck of a time stealing this.
All in all I am really happy with the outcome. It is not a mod you just jump into. The center hole is the biggie. Go very slow in drilling, regular bits grab the crap out of the bed, and if you are not carfeful I see someone cracking it.
I was thinking about measuring from the top, "don't do it" get the bottom plate the location you want and start with the center hole first. The rest is "a piece of cake"


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What does GFA mean in General?
This page is about the meanings of the acronym/abbreviation/shorthand GFA in the Business field in general and in the General terminology in particular.
Find a translation for GFA in other languages:
Select another language:
Discuss this GFA abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"GFA." Abbreviations.com. STANDS4 LLC, 2015. Web. 1 Mar. 2015. <http://www.abbreviations.com/term/297519>.
GFA also stands for:
- Gambia Football Association
- Gargoyles Fan Artists Guild
- Gargoyles Fanfic Archive
- Gasket Fabricators Association
- General Framework Agreement
... and 33 more »
Nearby & related abbreviations:
Alternative search:
- Search Good Friday Agreement on Amazon
- Search Good Friday Agreement on Google


text:
I was so rushed to pack for Europe that I forgot to schedule my normal credit card payment for the first of the month! As a result, I missed my $535 credit card bill completely and didn't realize it until three days after due date!
The first thing to realize is it's not the end of the world if you accidentally miss a credit card payment. Things like this happen all the time, and the hammer does not fall on your credit score so quickly.
The second thing is there's a grace period to how late you can be before getting hurt. Being three days late is much different from being 30 days late. But being 90+ days late is a disaster!
The final thing is credit card companies want to make money off you. Paying late or not in full every month makes them an estimated $60 billion+ a year! If credit card companies knew you would never default, they'd happily let you pay late all the time!
1) Ask for forgiveness. Your first option should be to call your credit card company and ask for forgiveness. I have been late on my credit card payment four times in 180+ months of payment always because I forgot. Each time I was late, I called the credit card company within seven days to explain myself and ask whether they would wave the $25 missed payment fee and accept payment in arrears. Each time they said yes, partly because I have demonstrated years of regular payments, and partly because I always called shortly after realizing I was late. As a result, my credit score was not hurt, and if it was hurt, it still stayed above 780 so who cares. Just make sure to ask whether they've reported you to the credit bureaus.
2) Threaten to leave. If forgiveness doesn't work, your second option is to threaten to cancel your account after payment. Given there are an endless amount of credit cards available to choose from, your credit card company doesn't want to lose you as a customer. The only problem with changing credit cards is that it's a pain to update credit card info with existing accounts that have your information e.g. Amazon, cable company, insurance, etc. Given your boldness usually works to get your fee waved, your credit score should also not get negatively impacted if you are talking to them within a week. I had one case that succeeded, and my credit score remained the same. I had one case where the rep just wished me good luck, and my credit score was not negatively impacted from what I could tell.
But what if your threat doesn't work and you really love your existing credit card? No shame in going back and asking for forgiveness again! After all, you were the one at fault, not them. As one reader mentions below, she called back several times to ask for forgiveness and finally found one representative who waived her fees while all others would not!
The big problem occurs when you are more than 30 days late with your credit card payment. More than 30 days means that you are entering your second billing cycle and your account is now elevated to warning status. 60 days late is the next warning level until you are considered delinquent at 90 days. At this point, no amount of begging or threatening will be able to wave your late fees and save your credit score.
It is estimated by FICO that……..
If your credit score is 680
- Your score will drop 60 to 80 points to 600-620 on average and as low as 530.
- Your score will drop 80 to 110 points to 650-610 and as low as 525.
If your credit score is 780
- Your score will drop 90 to 110 points to 670-690 on average, and as low as 620.
As you can see, being late on your credit card payment can severely damage your credit score. Going from a 720 to 600 means car loans will likely be 2-3% higher than optimal. Your mortgage rate will also be at least 1.5% higher than the best rate which adds up to huge increased payments over the long run!
* 680 credit scores can take up to 9 months to recover.
* 720 credit scores can take up to 2.5 years to recover.
* 780 credit scores can take 3 whole years to fully recover!
The good news is that credit scores can recover after a 30 day+ late payment if you pay consistently again over time. The bad news is how long it takes for really good credit scores to recover if you are in delinquent status. Three years to get back to a 780 from a 600-level score is an eternity for some people.
For those who have busy lives or who are always traveling, consider employing an autopay on your credit card account. Calculate the average amount of money you spent on your credit card for the past 12 months, divide by 11 to give you a buffer and put that amount on auto pay. This way, you'll never miss a payment. It's not a big deal if you pay more than you owe either since the payment just acts as credit for the next month's cycle. Having autopay on your mortgage is a given.
Check Your Credit Score: If you don't have a credit card like the Discover it card to provide free FICO scores, then take a moment to check your free TransUnion credit score through GoFreeCredit.com, a company I trust. 30% of credit reports have errors, which could put a serious hamper on your refinancing or new loan borrowing abilities. I had a $8 late payment I didn't even know I owed crush my score by 100 points come up during my last refinance. The average credit score for rejected mortgage borrowers has risen to 729 due to more stringent lending requirements. Do you know what your score is?
Barclaycard® Ring MasterCard® – 1% Back on Balance Transfers – This great card has the lowest APR I've seen in the market today at 8% compared to the average credit card interest rate is 15%. You get 1% back on all balance transfers made in the first 60 days of opening an account and there is no annual fee or balance transfer fee. There's a fantastic social community of Ring MasterCard holders once you join to interact with and save money.
The Hawaiian Airlines® World Elite MasterCard® – Hawaiian Airlines is hands down the best airlines in America. Their service is impeccable, they provide food, snacks, and drinks included in your air fare, and each seat comes with a USB charger. This Hawaiian Airlines card gives 35,000 bonus miles if you spend $1,000 within the first 90 days, gives you one complimentary bag to check-in, and a one-time 50% off discount off your companion's air fare! Round-trip ticket prices range from $450 – $1,200, so that's a $225 – $600 savings right there to paradise! You also get $100 off a companion tick for roundtrip coach travel between Hawaii and North America each year, 1 point for every $1 spent, and 5,000 annual bonus miles after $10,000 in annual spend. The annual fee is only $89. Oahu is my home state and it is the most beautiful place to vacation!
Updated 12/1/2014
I was late once because I mailed in a check (back in the day) and it didn't arrive until Monday, but the payment was due on the Sunday before. I called, begged for forgiveness, and failed. I called back to a different customer service rep, pleaded my case, and failed to get forgiveness again. After calling back to 5-6 different customer service reps, I got one who forgave the penalties instantly. It was perhaps slightly unethical of me (was it?), but it worked.
Wow! That's a long time to get your credit score back. Many credit card companies now have an automatic minimum payment they can take from your bank account just in case you forget to pay. It may not be the amount you want to pay, but it can save you three years of trouble.
I haven't ever been late on a credit care but I did forget my electric bill once. They didn't care.though and didn't have any fees or late penalties and were just happy I called them before they called me.
I think I was late once because I never received the statement. I called and they reversed the fees and interest. This is the advantage of good credit and history with an institution. You have immediate credibility with them and they can look up your history. I remember years ago doing something similar with my mortgage. Again I called and resolved the problem.
I accidentally paid too early once – I knew I'd be gone for a few weeks so I paid the entire balance a few days before I left. Turned out I paid it before the billing cycle closed, so the billing cycle had a few days of charges on it – and I got dinged with a late fee for not paying it in the window. When I called and said I just paid too early, they waived the fee and thanked me for being such a good customer. Thanks Chase =)
I missed a payment once by a couple of days in my early twenties. I had no idea you could argue your way out of fees! In any case, I used that $15 late payment fee as a lesson and set up auto-pay and reminders on everything I could find to prevent it from happening again.
I have been late twice – once about 15 years ago and once earlier this year – both times I called and the interest and fees were waived.
1) I got a store credit card in a city I was visiting for business – I had previously moved and I put the WRONG zip code on the application – but the correct address. The bill was sent back as undeliverable. The 2nd bill – with the late fee and interest arrived – I was shocked and mad at myself. However, I called explained and all was fine.
2) I signed up for automatic monthly payment with Citibank – next bill comes and no payment was made and I was being charged interest and penalties. I called and explained that I had signed up for automatic payment. The person explained it did not go into effect until the next month. We went round and round and this person said the fee and interest could not be waived. I asked a few times to speak with a supervisor. The supervisor appologized stated the interest and fees would be taken off the account. AND stated that it was okay for me to skip the payment missed and just pay the double payment the next month. IF you do not get the customer service you think you should – bump it up!
Been late twice, called and had it waived both times. I usually pay it off twice or three times a month, so haven't had that issue in years.
But wow, that is HUGE damage from missing just one payment!
Ive only been late once and called the credit card company to BS my way out of a late payment and told them I submitted payment that same day. I was only late by 2 days so it didn't affect my credit score, thank God!
The annoyances you have to go through when being late – 10 calls from your credit card company in a 48 hours time frame.
I have done that, quite a bit more than a decade ago. However, when I did that fairly recently, the late payment was forgiven and promised to not be reported as late since I was a customer that has paid on time for at least a decade.
They also kindly reminded me of an available balance transfer offer that was available to me. Thank you Citibank for recognizing a valued customer when you see them!-
As a follow-up, I set my bank to send a payment automatically for most of my bills. There are only 2 creditors that have external access to withdraw funds from 2 different accounts, but they are limited in how much money is in them on purpose. :-)
A quick note on your "Threaten to leave" point – I have threatened to leave banks and credit card companies before and almost none of them care. I guess they have so many customers that It doesn't really matter to them if they lose 1 unhappy customer.
Agreed 100% – I've not been late for more than a decade on any creditor but I've called for other reasons & threatened to leave. That was a useless trigger to pull – quantity over quality I suppose. However, in defense of "the threat" I'm also not their ideal customer as they make no due to payments in full; so I guess it's the type of customer you are / are you consistently making them money on interest @ a minimum.
I've forgotten a couple times over the years and have definitely used the forgiveness method. The last time I forgot I was still getting bills in the mail, so I just called and said I never got it. Since I'd been on time pretty much every other time, I was able to have the late fees waived and my credit score was unaffected. It's definitely a lot easier to pay on time now that everything's all online.
My life is on auto-pilot. I use autopay so that the credit card company pulls the full balance from my bank account monthly.
My credit card company take a minimum from my checking account on every due date. So I don't need to care about the due date and save me a lot of stress.
About this autopay feature:
Isn't it possible to set it up so that the credit card company automatically takes the balance out of your account at the end of the billing cycle? That's how it works with my German bank account, and it is very convenient. Assuming that I always have enough in my account to cover the credit card balance, I will never pay late, never overpay and never underpay. I can use my card as I desire and don't have to worry about it all. -
I never realized how long it took to get your credit score back to where it was. Before we were married, Greg had been late a few times, but never more than a couple of days.
Whenever you are dealing with credit cards, threatening to leave is always a good way to secure a better deal;)
In 20 yrs of using credit cards, I've been late on payments 10 or 15 times, never by more than 5 days. They've always forgiven the late fee while charging me a bit of interest on my balance. I've never seen anything late on my credit report. Someone told me that it costs them extra money to report a late payment so they won't report it until it is 30 days last. I actually had a default once when I left the country for six months and I thought my phone bill was paid up when I cancelled it, but there was $56 left. The debt was turned over to a collector and showed up as a default on my credit report. Surprisingly, my credit score did not drop below 720 or so from what I can tell. Although the default dropped off my report in May since it had been 7 years and my score went up to 790.
I have missed, and credit card companies have always waived fees. With that said, I've been paying online since last three years. I pay in full or pay more than my average estimate so that I don't ever have to pay interest. It works.
Wow! I didn't realise how much of an effect a late payment had on your credit score! That is crazy. I have automated almost all my payments by direct debit to prevent this from happening
I have been late for the first time for cc payment just for a week.and that too only 20% amount I paid late ,rest of 80%outstanding I paid before due date. Cc company agreed to waive of the interest but I have doubt whether it will give any dent onto my credit report or not??? CC company rep told me that it will affect the credit report but going through above feedbacks I dont think it will affect. Plz clear the doubt!!!
Plz reply


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Dow Breaks Through to First Record High of 2014
The Dow rang up its first record of 2014 Wednesday thanks in part to a strong report on job growth, and despite negligible first quarter GDP growth.
The Dow rang up its first record of 2014 Wednesday thanks in part to a strong report on job growth, and despite negligible first quarter GDP growth.
Sector leaders Buffalo Wild Wings, eBay, Yelp and Redbox's parent are among the companies this week reporting quarterly results.
We asked 30 popular personal finance bloggers for their best money tips. What we got was such a wealth of good advice, we couldn't fit it in one column.
All it takes a little creativity, chutzpah, and negotiating skills to cut your costs for services like cable, items for sale online, and many other things.
There are only a few savings rules so important they deserve to be etched in stone. Follow them, and your savings account will swell to epic proportions.
The average U.S. household has $15,000 in credit card debt. Ways to pay it off involve your morning coffee, unwanted gifts and the ease of online shopping.
To offset the cost of a new phone, consider selling your old one. Here are tips on how to optimize your listings and get the most for your gadget.
This digital currency is still mostly flying under the radar. Does this signal opportunity for savvy investors? Or is it a fad you'd be wise to avoid?
Activist investor Carl Icahn is pushing eBay to spin off its fast-growing PayPal division. But despite very different growth rates, the marriage makes them both much stronger.
From Coach carrying its latest financials to market, to a blowout report from Netflix, here's a rundown of the week's best and worst in the business world.
Stocks ended Tuesday mostly higher, led by some of the big names on the Nasdaq. The Dow fell 44 points, but the S&P 500 gained 5 points, and the Nasdaq rallied 28.
From the launch of a new online music service to McDonald's checking in with its quarterly numbers, here are some things that will help shape the week on Wall Street.
Cutting costs is a great way to improve your financial health, but paring down your expenses will only get you so far. The next step is to earn more.
Americans waited until the last minute to buy holiday gifts, but retailers weren't prepared for the spike in sales.
Stocks rallied again on Friday, completing one of the market's best weeks of 2013. The rally is tied to growing signs the pace of U.S. economic growth is finally picking up.
After two weekly losses, the major averages posted strong gains to open the new week, as Exxon and IBM led the blue chips higher and investors put taper fears on hold.
A pair of great public relations campaigns had everyone talking and shopping Monday, but neither one sparked much market action.
Retirees may have more free time, but that doesn't mean their lives aren't just expensive as everyone else's. But these smartphone apps are perfect to help them cut costs.
The Dow jumped to another record high Wednesday, but the Nasdaq was pulled down by electric car maker Tesla, which has a problem most manufacturers only wish they had.
Babies are expensive, so expectant parents should set some extra cash aside before junior arrives. Another $3,000 in savings is a good goal. Here are 9 tips to get you there.
U.S. markets ended mostly higher Thursday as investors shrugged off the government shutdown and began to focus on earnings, but a few troubled blue chips dragged down the Dow.
From a new tablet from Amazon to Microsoft giving Windows an overdue makeover, here are some of the items that will help shape the week that lies ahead on Wall Street.
If you're in your 30s, your main financial goals might be buying a home and saving for your kids' education. But don't neglect to build up an emergency fund.
When selling your stuff online, choosing between eBay and Craigslist can make all the difference. Use these tips to determine which site is best for your situation.
Amazon, eBay and Craigslist get even better (and cheaper) when you take advantage of third-party tools like FatFingers, NotiCraig and CamelCamelCamel.
There's still a battle going on to buy Dell -- the company, though the PC-makers latest earnings reports suggests there's dwindling interest in its computers.
Budget fashion retailer H&M launched an e-commerce operation in the U.S. on Thursday, taking on rivals in the world's biggest online market.
Sears, known for affordable clothing and home appliances, is now peddling high-end designer duds from major labels including Chanel, Rolex and Zac Posen.
For the superfan who won't be satisfied with just the Batmobile, Kia is auctioning off a new Sorento SUV that's tricked out in serious Justice League-style.
EBay Now, which provides one-hour delivery to customers from local retailers for just $5, is expanding its service to Dallas and Chicago, and adding new features.


text: Norovirus outbreaks reported on 2 cruise ships that sailed the CaribbeanBy Eliott C. McLaughlin, CNNUpdated 4:50 PM ET, Fri January 31, 2014Cruise ship mishaps 10 photosMore than 200 passengers and crew became ill with possible norovirus on Royal Caribbean's Grandeur of the Seas during a cruise that started January 24. Hide Caption 1 of 10Cruise ship mishaps 10 photosDuring a fall 2014 sailing, 158 passengers and 14 crew members became ill with norovirus on Princess Cruises' Crown Princess. The ship's passengers were also sickened during an April 2014 sailing. Hide Caption 2 of 10Cruise ship mishaps 10 photosA federal judge ruled Carnival Cruise Lines liable and responsible for the engine fire that left the ill-fated Triumph cruise adrift in the Gulf of Mexico in February 2013. More than 4,200 passengers endured power outages, overflowing toilets and food shortages.Hide Caption 3 of 10Cruise ship mishaps 10 photosA norovirus outbreak aboard Princess Cruises' Caribbean Princess sickened 181 passengers and 11 crew members during a late January 2014 sailing.Hide Caption 4 of 10Cruise ship mishaps 10 photosNearly 700 crew and passengers fell ill aboard Royal Caribbean's Explorer of the Seas in January 2014. It is the highest number of sick people reported on any cruise ship in two decades, according to the Centers for Disease Control and Prevention.Hide Caption 5 of 10Cruise ship mishaps 10 photosIn 2013, the Silver Shadow, run by Silversea Cruises, failed a CDC health inspection over concerns about hiding food in crew cabins. Hide Caption 6 of 10Cruise ship mishaps 10 photosOn Memorial Day 2013, a fire aboard Royal Caribbean's Grandeur of the Seas cut short a seven-day cruise to Port Canaveral, Florida, and the Bahamas. The ship changed its course and sailed under its own power to Freeport in the Bahamas.Hide Caption 7 of 10Cruise ship mishaps 10 photosThe Carnival Dream, shown here at its North American debut in November 2009, lost power in March 2013, and some of its toilets stopped working temporarily. For a time, no one was allowed to get off the vessel, docked at Philipsburg, St. Maarten, in the eastern Caribbean.Hide Caption 8 of 10Cruise ship mishaps 10 photosDuring a surprise visit in August 2012, CDC inspectors found multiple sanitation violations on the Holland America ship ms Veendam (shown here in March 2012). The CDC found enough violations, including brown liquid dripping on clean dishes and a fly on the buffet, to give the Veendam a failing grade.Hide Caption 9 of 10Cruise ship mishaps 10 photosA fire in the Carnival Splendor engine room in November 2010 crippled the cruise ship, stranding passengers off the coast of Mexico for several days without air conditioning or hot showers.Hide Caption 10 of 10Story highlights CDC confirms norovirus on Royal Caribbean ship that returned WednesdayPrincess Cruises ship arrives in Houston after norovirus sickens 178 passengers The ship turned around because of a fog forecast, not sickness, the cruise company saysOne passenger tells KHOU he was made to feel like "prisoner" after falling ill on cruiseHundreds of people aboard two cruise ships in the Caribbean fell ill due to norovirus, the latest instances in which the stomach bug has thwarted vacationers at sea.The Centers for Disease Control and Prevention reported Friday that norovirus had hit more than 600 passengers and crew on Royal Caribbean's Explorer of the Seas, making it one of the biggest such outbreaks on any cruise ship in the last two decades.The vessel returned to port Wednesday, two days earlier than expected, and four days after the CDC began its investigation. "No particular source has been identified, and it's quite possible a source won't be identified," the agency said.In addition, the Caribbean Princess, operated by Princess Cruises, cut short its own seven-day Caribbean itinerary on Friday.Princess Cruises said that 178 passengers and 11 crew members aboard had been stricken with norovirus, with CDC staffers on board Friday to help sanitize that ship.The cruise line's official reason for ending the trip early was not the norovirus outbreak, but rather a forecast of dense fog this weekend at the Houston port that was its final call. The report didn't sit well with some passengers, who spoke to CNN affiliate KHOU as they disembarked the ship Friday. Princess spokeswoman Julie Benson insisted that the prospect of fog making ship channels into the Houston port unnavigable was the only factor in turning the boat around.Keith Davis of Austin questioned the fog story."That's last Tuesday they tell us this, and they've never said anything different," he told KHOU. "I knew then nobody can predict five days in advance. I knew that that wasn't the case. They were just doing that to minimize their damages."What is norovirus?Bill and Linda Askins of West Columbia, 50 miles south of Houston, said they had a great time but were disappointed to turn back before the ship reached Belize. Just WatchedCruise illness strikes ... againreplayMore Videos ...Cruise illness strikes ... again 02:19PLAY VIDEOJust WatchedPassenger: More people sick than reported replayMore Videos ...Passenger: More people sick than reported 02:57PLAY VIDEOJust WatchedIll-fated cruise returns to portreplayMore Videos ...Ill-fated cruise returns to port 02:11PLAY VIDEOJust WatchedOutFront remembers the "Poop Cruise"replayMore Videos ...OutFront remembers the "Poop Cruise" 01:15PLAY VIDEO"I'm still looking for the fog," Bill Askins told the station. "It's a little irritating."Linda Askins added, "We were looking forward to (going to Belize). That's why we had taken the cruise, yes, but things happen. We understand."Port of Houston Authority spokesman Bill Hensel said Princess was informed Tuesday that there was "a high probability of a fog event" this weekend. ImpactWeather, which bills itself as a "full-time weather department for hundreds of companies around the globe," sent Princess a report Wednesday predicting dense fog setting in late Friday afternoon, Benson said. "Breaks in the fog are not likely until the cold front moves offshore late Sunday morning or early Sunday afternoon. Thus, we are expecting that the ship channel will be closed for parts of Friday, all day Saturday, and Sunday through the afternoon hours," the report said. Princess, concerned the boat "couldn't navigate the channel to get back to port," then made the decision to turn the boat around, Benson said. Asked if the ship would have continued on to Belize if the forecast had called for clear skies in Houston on Friday, she that was "100% correct."Are cruise ships floating petri dishes?The Caribbean Princess departed January 25 on its Western Caribbean tour with planned stops in Cozumel, Mexico, the Honduran island of Roatan and Belize, but threats of fog forced the ship to return home before it made it to Belize, Princess said in its statement. The cruise ship was carrying 3,104 passenger and 1,149 crew members. "We truly regret having to make this change to our passengers' vacations, and we hope they understand that we did not have any choice but to return to Houston early before the unusually heavy fog closes the port," it said. Princess will provide hotels for those flying out of Houston, and passengers "will receive a future cruise credit of 20% of their fare as well as one day per diem" for meals and other expenses, the statement said. "Approximately five passengers" still had norovirus symptoms Friday, the cruise line said, describing it as "a common but contagious illness which is widely circulating throughout North America." The gastrointestinal illness causes vomiting and diarrhea, the CDC says.Sick passengers were asked to stay in their cabins while staff disinfected public areas such as restrooms and elevators. Several passengers told KHOU that crew members wearing gloves distributed hand sanitizer throughout the ship, and passengers weren't allowed to touch items like salt shakers, tongs and forks in the ship's common areas.Royal Caribbean cruise ship returns home - with a sickness recordRobert Fisher of Houston said he came down with an illness, but the symptoms passed after two days. Still, he said, the staff made him feel as if he were being incarcerated."I was tired of being held as a prisoner in the room," he said. "They didn't bring food. They said they were bringing food. We had to call and remind them every time."His cabin mate, Steve Juneau said, "I would have to leave the room and go get him food." He added that the staff worked diligently to keep the outbreak from spreading. "They were trying really hard, but they were also very rude about it," Juneau told KHOU.Fisher said the 20% credit on a future cruise amounted to "nothing" when you consider he wasn't allowed to dine in the onboard restaurants and never saw Belize.Despite more than one of every 20 passengers being ill, many passengers reported seeing no sick people during the trip. Lloyd and Rosie Swayne of Grand, Texas, saw a passenger vomiting on the beach during one of the cruise's stops. "They immediately removed her, cleaned the area, bleached the sand, everything. It was handled well," Lloyd Swayne told KHOU.More from travelThe coolest small towns in America are ...TSA finds dog in checked luggageChef Massimo Bottura: The alchemist who reinvented Italian cuisinePowered by Livefyre


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News: Swiss architect Peter Zumthor is now inviting guests to rent a holiday home he built for his family in the mountain hamlet of Leis in Vals (+ slideshow). More »
Tag: Winter retreats
Zumthor lets his holiday home
by Plasma Studio
Jagged copper balconies emulate the topography of surrounding landscape as they fold around the exterior of this apartment block in north-east Italy by architects Plasma Studio (+ slideshow). More »
Dezeen archive:
winter retreats
Dezeen archive: our latest roundup of stories from the Dezeen archive is full of cosy cabins, chalets, lodges and shelters - perfect places to seek refuge from the wintery weather. See all the stories »
Villa Solaire by JKA
and FUGA
French architects JKA and design studio FUGA have converted a nineteenth century Alpine farmhouse in France into a holiday villa with chunky wooden cladding and cut-outs based on the shadows of other buildings (+ slideshow). More »
Movie: 6×11 Alpine Hut
by OFIS Arhitekti
Film studio Carniolus has produced a series of movies to document the architecture of Slovenian practice OFIS Arhitekti and the first gives a tour of the 6×11 Alpine Hut, a holiday home in Slovenia's Triglav National Park. More »
House Y2
by Destilat
This house by architects Destilat appears to climb down a hill at the foot of the Pöstlingberg mountain in Austria. More »
Moore Studio by
Omar Gandhi
Canadian architect Omar Gandhi has completed a wooden cabin for two artists that appears to be climbing up a hill in rural Nova Scotia (+ slideshow). More »
House HV
by Kombinat
Wardrobe in the Landscape
by Enrico Scaramellini
Italian architect Enrico Scaramellini squeezed this narrow holiday house into the passageway between two farm buildings in the Alpine countryside of northern Italy. More »
Holzkristal by
Hurst Song Architekten
This holiday home by Swiss architects Hurst Song Architekten is partly embedded in the steep slopes of the Swiss Alps (+ slideshow). More »
Mountain Lodge on Sognefjorden
by Haptic
Åre Solbringen by
Waldemarson Berglund
Slideshow: Swedish architects Waldemarson Berglund were inspired by the slopes of a nearby ski resort to create these three slanted timber cabins in north Sweden. More »
Denizen Sauna by Denizen Works + Friends
In the freezing winter months this wooden sauna on a Finnish island can be towed like a sledge over a frozen lake to find the right spot for a plunge pool. More »
Chalet Béranger By Noé Duchaufour Lawrance
Designer Noé Duchaufour Lawrance has fitted out an alpine ski lodge in the French Alps with a trunk-like hearth, curved fir walls and a floating bed. More »
New Refuge Gervasutti by LEAPfactory
Climbers in the Alps can now spend their nights sleeping in a tube that cantilevers over the edge of a mountain. More »
Mountain Hill Cabin by Fantastic Norway
Norwegian architects Fantastic Norway have designed a mountain lodge with a sloping roof that you can ski over. More »
Naust paa Aure by TYIN Tegnestue
Strips of glazing wrap the walls and roof of a timber waterside summerhouse in Aure, Norway. More »
Feral House Nichoir by Matali Crasset
A diamond-shaped cabin on legs is the first of four woodland hotel rooms to be completed by French designer Matali Crasset. More »
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text:
Generac Holdings Inc. Announces Secondary Offering
Generac Holdings Inc. (NYSE: GNRC) (the "Company") announced today an underwritten secondary offering of 11,500,000 shares of its common stock by certain selling stockholders pursuant to the Company's shelf registration statement filed with the Securities and Exchange Commission. In addition, the underwriters will have an option to purchase up to 1,725,000 additional shares from certain of the selling stockholders. The selling stockholders include funds affiliated with CCMP Capital and members of the Company's board of directors and senior management. The selling stockholders will receive all of the proceeds from this offering. No shares are being sold by the Company.
Goldman, Sachs & Co., J.P. Morgan Securities LLC, BofA Merrill Lynch and Robert W. Baird & Co. Incorporated are the bookrunning managers for the offering. The offering of these securities is being made by means of a prospectus supplement and the accompanying prospectus only, copies of which may be obtained from Goldman, Sachs & Co., Attention: Prospectus Department, 200 West Street, New York, NY 10282, by telephone at (866) 471-2526, by facsimile at (212) 902-9316, or by email at firstname.lastname@example.com; J.P. Morgan Securities LLC, Attention: Broadridge Financial Solutions, 1155 Long Island Avenue, Edgewood, NY 11717, or by telephone at (866) 803-9204; BofA Merrill Lynch, Attention: Prospectus Department, 222 Broadway, New York, NY 10038, or by email at email@example.com; or Robert W. Baird & Co. Incorporated, 777 East Wisconsin Avenue, Milwaukee, WI 53202, or by telephone at (800) 792-2473.
This press release shall not constitute an offer to sell or a solicitation of an offer to buy, nor shall there be any sale of these securities in any state or jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.
About Generac
Since 1959, Generac has been a leading designer and manufacturer of a wide range of generators and other engine powered products. As a leader in power equipment serving residential, light commercial, industrial and construction markets, Generac's power products are available through a broad network of independent dealers, retailers, wholesalers and equipment rental companies. The Company markets and distributes its products primarily under its Generac and Magnum brand names.Check Out Our Best Services for Investors
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text:
HealthyLife magazine
Body. Mind. Spirit.
Posts filtered on Category
Self-care: Why yoga can help
Nurturing Your Spirit By Valerie Foster/HealthyLife Yoga is so much more than stretching. It's about deep breathing. And relaxing. And going inward, possibly discovering yourself in the process. What's more, yoga's benefits don't abandon you when you leave class. Instead, they stay with you through the rest of the day. According to the Mayo Clinic, yoga […]
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Healthy eating: How to eat healthier at summer fairs and festivals
Making Concessions By Traci Neal/HealthyLife Deep-fried Oreos, giant turkey legs, chocolate-covered bacon, sugar-covered nuts. If it can be sugared, battered, deep fried, and/or drizzled in chocolate or cheese sauce, you can bet it's available at many of the region's summer festivals and fairs. One or two fair-food weekends all summer, most nutrition experts agree, won't […]
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Exercise: The freedom — and exercise benefits — of swimming in a lake
Swimming with the Fishes By Laurie Lynn Fischer/HealthyLife Swimming on a lake versus a pool is like the difference between skating on a pond or an indoor rink. Sure, the surface is the same but the experience is worlds apart. "There's something about swimming in a lake that's so freeing," says Kathy Speck of Rensselaerville. […]
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Cookbook: 125 soup recipes from the famed soupbox restaurant
More Than a Soupçon By Janet Reynolds/HealthyLife Lucky Chicagoans. They can visit the Soupbox restaurant — voted "best soup in Chicago" on citysearch.com and featured on Rachael Ray's Tasty Travels — anytime they want. The rest of us have to settle for the new Soupbox cookbook. Not that the cookbook is really settling. Filled with […]
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Healthy eating: Go Go Yogurt
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Hamilton Wins Olympic Time Trial
Tyler Hamilton (United States) is the Olympic time trial champion.
Tyler Hamilton ( <?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /?>
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Peter Van Petegem (
As the favorites took their shots, the leading times began to drop quickly. Alexander Vinokourov (
Ullrich was no factor and would finish seventh at 59:02, but the same could not be said of the other three riders. Julich was 0:06 behind Ekimov at 36 km. He could not make up ground on the Russian, but Julich, who trailed
That left
Fore more info on the bike used by Tyler Hamilton in today?s Olympic time trial, check out our first look at Tyler Hamilton?s time trial bike .
For more info on bronze medal winner Bobby Julich, read our pre-Tour interview with him.
Are you interested in light, comfortable athletic headwear? If the answer is yes, check out Headsweats. Headsweats has caps, bandannas, and other headgear for active, avid cyclists like you. Click on the Headsweats link at the http://www.roadcycling.com/ website and learn what Headsweats has to offer you!


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I would put my car on cruise and it'll start acting funny at times. Its starts off by speedin...
Questions for specific Kia Optima years:
Kia Q&A
Ask Your QuestionAll Kia Optima questions
The cruise control kicks off or speeds up with high rpms. And speed gauge drops.
How do I adjust the dim lights on my 07,can see a thing beyond 5 feet with them
Changed and upgraded bulbs
i need an evap ctrl system pressure sensor for a 04 kia optima lx 4cyl
where can an evap control system pressure sensor high be purchased
My KIA Optima was recalled for the sub frame problem.
I had my car serviced recently and my mechanic informed me of the condition of the sub frame. Its...
I have changed my compressor and but it is not cooling during the day
During the day
What could cause bad engine vibration and make transmission slip?
It vibrates worse when its cold and in drive . But not in neutral and now its making transmission...
how do you reset the drive cycle
we have 3 flashing code lights, need to pass smog
What will cause my rear to sway back and forth
It does it when riding on a rough rode when hitting a bump and around 50 mph
Why won't my car go into Park so I can remove the key?
My car just will not go into park the whole way so I could remove the key and lock my car.
i need a sensor harness
my car will not crank sometimes ,maybe weeks and it does it again had it towed and it was the sen...
Does the alternator belt have to be on?
Does the alternator belt have to be a 04 Kia optima for the car so start? Everything has been don...
Why wont my car start?
Can someone tell me about my 2004 Kia Optima LX? It is getting fire & fuel, replaced crank se...
when i hit the gas my car knocks why when I take my foot or gas pedal it's fine.
need help why gas pedal knocks
my speedometer dont work i dont no my speed
none have no idea
throttle position sensor
Where is the TPS located in the 2006.5
I need a routing diagram for replacing the serpentine belt
Im replacing the belts in my 2013 kia optima lx and i need a diagram of how to route them
My dome light illuminates during right turns.
I've visually inspected the door sensors and nothing appears to be damaged.
Radio turns on but NO sound. Help?
I am not sure if I should replace the radio or the amp or a fuse. The radio lights up and looks a...
code p0001 code,already changed camshaft sensor car still wants to die at
My car wants to die at stop sign after it has been driven about 5 miles.
How do I fix the throttle position sensor
After diagnostic check the codes come up for faulty throttle body sensor
2007 optima defrost garnish how to install
2007 optima defrost garnish how to install
Car shuts off while driving. Won't turn over and start...
This vehicle was purchased from a family member and this is the second time it's done this. T...
whats wrong with my car it blows nothing but heat trying to get air fixed
when I turn on thr air it blows nothing but heat why
whats wrong with my air I get nothing but straight head when air is turned on
I don't really know bout this car cause its used just trying to get this car together
my car stumbles and check engine light is on
I replaced throttle position sensor two months ago and car ran fine no lights now lights back on ...
my car is stutterin but doesn't stall
I have an 02 kia optima it stutters and I replaced the throttle position sensor two months ago ra...
What causes motor to tap
As soon as car warms up
Where is the charcoal vapor canister located on a 2006.5 Kia Optima EX model.
I was told it was behind the driver side rear wheel, it isn't. That is true with older Kia...
Kia Optima Hybrid Transmisison
Our kia stopped working yesterday. The Transmission lights came on. We have been told by the dea...
How to turn off malfunction indicatop lamp.
Fuel cap was loose. Tightend cap indicator lamp still on.


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Chart: Google will dominate worldwide computing market share thanks to Android by Blair Hanley Frank on January 6, 2015January 6, 2015 at 10:04 amComment Google is shaping up to be the biggest worldwide player in the personal tech market based on market share. That's the gist of a new chart from Statista, based on… Read More
iPhone sees small U.S. market share gains, while Android and Windows Phone stay flat by Blair Hanley Frank on July 3, 2014July 3, 2014 at 12:28 pm 3 Comments ComScore released its monthly report on the U.S. smartphone market share today, and it comes with some good news for Apple. The company currently holds 41.9 percent of the smartphone… Read More
Mobile market share: Android extends lead in wake of iPhone 5 launch by John Cook on November 30, 2012November 30, 2012 at 1:59 pm 2 Comments Google continues to remain on top in the race for dominance in the American smartphone market, commanding a majority of users, according to the latest report from comScore. Apple's fortunes… Read More


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Freeze Dried Sweet Corn
View our complete line of Freeze Dried Food
Each can contains 1.25 pounds of freeze dried sweet corn. Our freeze dried sweet corn is produced in a process where moisture is removed from the freeze dried product using a very low temperature and a vacuum. Only about 3% moisture remains in the freeze dried sweet corn at the time of packaging. The end product weight is reduced by over 90%, while the volume stays the same. This remarkable process concentrates the fresh product taste, natural color, and texture of fresh sweet corn in it's freeze dried state. When you go to rehydrate it with water the product will maintain the texture and shape with no shrinking or shriveling.
The great thing about this is that freeze dried foods are less expensive to ship than wet pack food because you are not paying for all the water. The taste is great, and the nutritional food value is excellent. Freeze drying allows your food to be stored effectively for long periods of time. Our freeze dried sweet corn has a long shelf life with no additives or preservatives.
Shelf Life:
Freeze dried corn may be stored in the sealed #10 can (with included oxygen absorber packet) for 10 to 15 years under ideal storage conditions in a cool, dry place.
Shipping Notice:
Most orders ship out within 1-2 business days of being placed. Your order ships for a flat rate of $4.99 to any location within the continental United States! View additional shipping information