text:
I received compliments the first time I wore it. It's super comfortable. The only thing I may modify is the ties on the sleeves. I'm not much of a bow person but this is an easy fix. I may take this dress to Europe in the fall. It will pack small and be easy to wash and wear.
Returning as the bright colors were not flattering. If this had been in plain black, or gray I would have kept it. Bust is lined with black fabric so I guess if your brave you could go braless.
This dress is really made well and extremely flattering. It has a ice surprise v-neck with a black Dickie piece of fabric so that your cleavage does not show at all. Very appropriate for work or casual occasions. I would recommend this dress.
This is a cool little dress because it has a built-in black camisole that keeps the sides under the arms covered and also keeps the front from plunging too deeply. Not sure if I can wear it too work, though, because it still shows a lot of clevage. Comfortable and not fitted to the form as are many London Times dresses. Nice paisley fabric design. Would buy again.
This dress is comfortable, light, flattering and travels well. I plan to take it along on an upcoming vacation because it won't wrinkle. The v-neck is a bit deep for me, but I put a single stitch in it to make the v less dramatic. Very cute dress.
Items must be returned in new or unused condition and contain all original materials included with the shipment. More details
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text:
Cairn Energy
Cairn is one of Europe's leading independent oil and gas exploration and development companies. Cairn has its headquarters in Edinburgh (Scotland) and operational offices in London (UK), Stavanger (Norway) and Dakar (Senegal)
Cairn in Senegal
Basin opening exploration success
Cairn has discovered oil in the first and second wells of its offshore Senegal exploration programme, opening a new basin on the Atlantic Margin.
Our business
Who we are and what we do
We work to develop the value in our operations, the talent of our people and build strong relationships with all our stakeholders.
Latest news
North Sea update – Completion of Catcher farm out and Norwegian licence awards
21 January 2015Cairn is pleased to announce the completion of the farm out agreement to Dyas UK Limited for the sale of a 10% interest in the Catcher development and adjacent acreage in the UK North Sea for a carry of Cairn's exploration and development costs up to a cap of US$182 million (m) effective 1 January 2014.
Pre-close Update
13 January 2015 -
Senegal drilling programme completed
19 November 2014 -
Second oil discovery offshore Senegal
10 November 2014 -
Interim Management Statement
30 October 2014
Half-yearly Results: Simon Thomson, Chief Executive 03:48
2014 Half-yearly Results
We announced our 2014 Half-yearly Results on 19 August 2014.
Shareholder centre
Important message
Return of outstanding sums due to some of our shareholders following the returns of cash in March 2007 and February 2012.
Our philosophy
As a transformational explorer, we look beyond the surface to open new basins.
Latest vacancies
Advisor Exploration Geophysics
Stavanger – Competitive with Benefits
Work with Cairn
If you are a supplier interested in working on our projects, please contact us.

subset: commoncrawl


text:
The Power Of A Zero-sum Budget
There's been a lot of talk about budgeting here at Get Rich Slowly. For instance, Kristin recently wrote about
her adventures using the envelope system. I wrote about the
reasons your budget might be failing. And, a variety of guest posters and staff writers have touched on the topic with articles like these:
How I kept to my budget and still have everything I want
Budgeting: The Most Important Thing You Can Do With Your Money
Why should you use a zero-sum budget?
In my opinion, a zero-sum budget is superior because it forces you to "spend" every dollar that you make. And, no, I don't mean you should spend it on dinner at Outback or a weekly mani/pedi. Instead, you allocate all of your earnings into the different categories that your finances require. You don't need an Excel spreadsheet or a complex software program to use a zero-sum budget. In fact, all you really need is a pen, paper, and the desire to begin budgeting for your benefit. So, how do you begin using a zero-sum budget? Follow these simple steps:Step 1: Determine how much you make
Whether you're paid hourly or salary, you need to figure out how much money you make on any given month. So, you need to ask yourself a few questions. For instance, "How many paydays fall within this month?" And, "How much will each paycheck be?" For salaried workers, this should be fairly easy. For those with a fluctuating income, it can be much more difficult. However, one of the easiest ways to make a zero-sum budget work for your family is to get all of your finances "one month ahead." Easier said than done, I know. But, using that method, a fluctuating income won't matter as much. Since you're using this month's income for next months' bills, it will be much, much easier to plan.Step 2: List your bills
Once you determine how much money you'll make this month, you need to figure out how much money you need to spend next month. Using pen and paper, write out all of your monthly bills, estimating bills that fluctuate like utilities. You'll also need to set a reasonable allowance for spending categories that you're trying to keep under control (like groceries and gas). And, don't forget about bills that are paid quarterly or seasonal expenses. The best way to make a zero-sum budget work is to include everything. I'll use a generic version of one of my old budgets as a real-life example:- Mortgage: $1426
- Electric: $200 (estimate)
- Gas: $25 (estimate)
- Groceries: $500
- Daycare: $500
- Internet: $35
- Fuel/Miscellaneous: $200
- Cell Phone: $55
- Health Insurance: $377
- Life insurance: $77.31 (paid quarterly)
- Trash: $56.25 (paid quarterly)
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text:
Surprise: The NRA has actually lost influence on gun control
In the wake of the tragic shooting in Tucson, Arizona, earlier this month, the calls for gun-control legislation have already begun. But the National Rifle Association's traditional ability to shoot these bills down may be significantly reduced in the future.
Arlington, Va.
After the Virginia Tech shootings in 2007, when 32 people were slaughtered by a mentally disturbed young man wielding two semi-automatic pistols, calls for enhanced gun control were met with a warning from Democratic Senate Majority Leader Harry Reid. Sen. Reid cautioned against a "rush to judgment" about new gun laws.
But after the Arizona shooting of last week, gun control measures are being discussed again, and Mr. Reid hasn't said anything cautious.
Why the change?
The National Rifle Association was one of the big losers of the 2010 midterm elections.
This is so, even though 85 percent of its endorsed candidates won, and the percentage of gun-loving Senators and House members rose after the election.
The difference is that the NRA can no longer claim to be anything but an appendage of the Republican Party.
Page 1 of 4


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A hunt is on to secure Union Minister M.K. Alagiri's son Durai Dayanidhi, who is an accused in the granite scam, according to police officials.
Special teams have been despatched to look for the accused in various locations, including Kodaikanal and Chennai. Early this week, the Madurai Bench of the High Court had turned down the advance bail sought by Durai Dayanidhi.
After the recent inspections carried out in granite quarries in Madurai district by different teams, the Keezhavalavu police had registered cases against the granite firm — Olympus Granites — in which Mr. Durai Dayanidhi was a partner. Based on specific inputs, inquiries were held with some of the relatives of Mr. Alagiri in Madurai, who were identified by the police as Rathnavel and Deepak. "We have information that the two relatives have knowledge about the whereabouts of Mr. Durai Dayanidhi," a police officer said.
Meanwhile, a police team went to Kodaikanal and conducted a search in a bungalow near Naidupuram and also in the houses of a few close relatives in Alwarpet in Chennai and other places where Durai Dayanidhi had acquaintances. Earlier in the day, a team from Madurai district police went to the residence of "Pottu" Suresh alias Suresh Kumar, here in TVS Nagar after a tip off. The Inspector of Police (Melur station) Madasamy was transferred with immediate effect and in his place, Tiruparankundram Station Inspector of Police, Jayachandran, was posted, police said. Mr. Madasamy's transfer was a subject of intense discussion as Melur station was a key jurisdiction which had booked a number of cases against granite firms and proprietors.
Keywords: Durai Dayanidhi, Alagiri, granite scam


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About Me: Economic and political moderate. "A" student in logic in college. Good grammar. All comments are substantive. No empty invective or empty praise. Rarely repeat what someone else has said. Proper capitalization, punctuation, and paragraph breaks make my posts easier to read. Unfortunately I am a little too long winded. Well-meaning criticism of my writing style is eagerly welcomed.
Posted 11/21/2011 06:14:02 EST
Your tax dollars in action: The government gets to keep the sale price and protect the stocks of tuna for sports fishermen, who also have a right to use the seas and who provide a lot of tourist reven more »
Comment on: 'Police burn protest tents to clear Cairo's Tahrir'
Posted 11/20/2011 11:39:08 EST
The army is just waiting for the old elite to get a makeover, so they can turn over power in name only. There seems to be a permanent political class that rules regardless of the nominal ideology. Man more »
Comment on: The customer isn't always right: when to disengage - The Small Business Blog
Posted 11/20/2011 09:09:54 EST
"because customers have so much of a voice and so many platforms to weigh in, their expectations are now higher and in many cases, skewed." Wasn't there just a series about how most seafood restaurant more »
Comment on: 'Grenade blasts bring violence to Syrian capital'
Posted 11/20/2011 08:57:20 EST
If Assad is toppled, we better have a lot of room for all those Syrian Christians, Druze, and Alawites, because freedom-loving people will topple him, and Islamic terrorist will seize power in the vac more »
Comment on: 'Grenade blasts bring violence to Syrian capital'
Posted 11/20/2011 08:54:54 EST
Unlike in Libya, Obama is doing the right thing in Syria, so far. Assad is a counter-weight against militant Islam. As an Alawite and an Arab nationalist (which is the opposite of a pan-Islamist), Ass more »
Comment on: 'Son of Mia Farrow and Woody Allen a Rhodes scholar'
Posted 11/20/2011 08:38:11 EST
@yli09: Scholarships need to be a function of both need and ability. If your parents can easily afford to pay for college, like Woody and Mia, then a scholarship is not going to be an incentive. But e more »
Comment on: 'Son of Mia Farrow and Woody Allen a Rhodes scholar'
Posted 11/20/2011 08:28:55 EST
Such a sad story, wasting all that great intelligence on law school, when he could have become a doctor, a scientist, or an engineer and made a real contribution to society.
more »
Comment on: 'Vermont hopes leaf-peepers won't shy away'
Posted 09/24/2011 08:39:34 EDT
Why go to Vermont? We have lots of trees here in Massachusetts, and it takes a lot less time and gas to see them. And please don't leaf peep while you're driving. Keep your eyes and your mind on the r more »
Comment on: '2 hikers held in Iran to return to US on Sunday'
Posted 09/24/2011 08:23:38 EDT
If they make a million off the book and tour, the government should seize it all to pay back the taxpayer for their ransom plus any and all other costs they cost us.
more »
Comment on: 'Perry on shaky ground? Doubts among some in GOP'
Posted 09/24/2011 04:26:54 EDT
Romney is a faceless technocrat. He doesn't really stand for anything. After 8 disastrous years of a knee-jerk right wing demagogue followed by 4 disastrous years of a knee-jerk left wing demagogue, p more »
Comment on: 'Perry on shaky ground? Doubts among some in GOP'
Posted 09/24/2011 04:23:25 EDT
Illegal immigration is a hot button issue, not only in the GOP primaries but also in the Nov. election. Many candidates will go down if they don't take a solid stand against it. Even in Mass it was a more »
Comment on: 'House approves bill to delay, scrap EPA rules'
Posted 09/24/2011 04:07:55 EDT
This is a prudent move for the GOP, because Americans are overwhelmingly hostile to the environment and outraged at the idea of making sacrifices. We are not the generations that made America great. I more »
Comment on: 'Security Council meets Monday on Palestinian issue'
Posted 09/23/2011 09:10:03 EDT
While I agree that the Palestinians ought to have their own state, while I agree that the US should stop sending aid to Israel, a country with whom our friendship is purely a one-way street, the reali more »
Comment on: 'Casino bill would dedicate millions to fight gambling addiction'
Posted 09/23/2011 07:44:02 EDT
1. Addictive gamblers are not stupid. They are people suffering from an addiction. It is a psychological problem, not a matter of intellect. 2. Addicted gamblers do not gamble in the hopes of making a more »
Posted 09/22/2011 10:07:30 EDT
She's appealing to the young, hipster illiterati. The people who get all their information from video, because they can't read beyond a 6th grade level.
more »
Posted 09/22/2011 10:05:21 EDT
Exactlystated wrote: There are basic differences between the two parties. The Republicans are for the most party older, wealthy and white. So does that mean that mean all we white people should vote f more »
Comment on: 'US walks out as Iran delivers anti-US speech'
Posted 09/22/2011 09:56:20 EDT
BTW, the Zionist movement predates the Holocaust, therefore Zionism could not have been a response to the Holocaust. We shouldn't try to silence Holocaust deniers. We should confront them with the hug more »
Comment on: 'US walks out as Iran delivers anti-US speech'
Posted 09/22/2011 09:52:09 EDT
When we walked out, we were playing into his hands. Our diplomats should have just sat there looking amused, giving the look like "who is this nut?" He's nothing but a circus clown. He's doesn't have more »
Comment on: 'Watertown'
Posted 09/22/2011 09:19:09 EDT
Hamburgers, hot dogs, sausages and brownies are healthy food? How about grilled chicken, fish, raw salads, lightly cooked vegetables, and organic strawberries with just a little whipped cream, and oth more »
Comment on: 'Facebook redesigns profiles, adds 'timeline''
Posted 09/22/2011 08:35:53 EDT
eddiewilson wrote: if you don't like the changes, then ask for a refund. oh wait, its a FREE website. stop your whining. No, Facebook is NOT free. You pay with your freedom. Whenever something claims more »
Posted 09/22/2011 08:31:07 EDT
$25 million at BU will go as far as $4 million would at most universities. BU is one of the most fiscally mismanaged universities in the country. What about that former head of NASA with only a bachel more »
Comment on: 'US Census: Poverty rate in Mass. increased in 2010'
Posted 09/22/2011 07:59:54 EDT
How much would the poverty rate fall by if we cut off welfare, food stamps, public housing, and free medical care to illegal immigrants. Right now, we are attracting poor people -- and specifically th more »
Comment on: 'US Census: Poverty rate in Mass. increased in 2010'
Posted 09/22/2011 07:57:21 EDT
NativeBos wrote: this portion of our population. sad to say, is going to make up the bulk of the state's casino patrons. Actually, the bulk of the state's casino patrons will be people who were above more »
Comment on: Facebook changes spark outrage, serve as warning - The Angle - Boston.com
Posted 09/21/2011 10:25:48 EDT
Facebook is not free. You pay with your freedom. The Internet was invented as a way to freely exchange ideas. Now the marketplace barbarians have turned it into a cesspool of tracking and intrusion. M more »
©2015 Boston Globe Media Partners, LLC


text:
ICC Media Release.
stuff.co.nz article.
Nelson, New Zealand - Star West Indies batsman Chris Gayle won't be seen on this cricket tour of New Zealand, after all.
Trinidad Express article.
Port of Spain, Trinidad - Runs on the board will not be enough to impress Trinidad and Tobago coach Kelvin Williams when the T&T Cricket Board three-day trial match bowls off today at National Cricket Centre, Balmain Couva at 10 a.m.
Trinidad & Tobago Newsday article.
Port of Spain, Trinidad - The greatest pressure facing cricket umpires at all levels is the fear of failure.
Couva, Trinidad - Trinidad and Tobago's preparations for the regional First Class competition will continue after the New Year's holiday with a three-day trial match at National Cricket Centre in Balmain, Couva.


text:
There's a slim chance it happens now but if the Vikings fall into the playoffs, my vote goes to Tice. But since it won't happen.. Bill Belichick. I can see Lovie Smith or Marvin Lewis, too. No to Saban.
Ryan, where have you been. I would say its between Smith and BB. The thing about the Vikings is everyone is all over there winning streak. Well, what about the losing streak, wasn't he coaching then? Are they winning because of his coaching genious or maybe Dante isn't really that good ( which is another thread). Hey good for Tice, but I wouldn't mention his name in the same paragraph as the forementioned coaches.
I like the Tice pick. Everyone was on his case early in the season, then he loses his starting QB. Now he has the team turned around and has a good shot at making the playoffs. Even Jets fans were making fun of him, they're not laughing anymore though.
Lovie Smith or Bill Belichick. It's funny, when the Patriots were looking so crappy and injured, everyone was saying, "If the Pats make the playoffs this might be BB's best coaching job to date!" Now the pundits seem more focused on the resurgence, the players, the injuries, and aren't talking about Belichick the same way. Taking him for granted. Oh well - let's win the Super Bowl. Yawn.
When do they actually vote? The timing could make a difference. I don't really care about these things that are voted including Pro Bowls and MVP, etc.
It would be heartwarming to see Tice win it. It would give him a lasting momento of his time as a HC in the NFL once Ziggy Wolf finishes his "build me a new taxpayer funded stadium" housecleaning, and Mike gets ass-canned for being the coach of the Minnesota Sex Offenders. Marvin Lewis probably deserves serious consideration for finally making the Bungles legit. Lovie Smith and BB as well for overcoming devastating injuries and winning their Division.
I'll go with Seahawks coach Mike Holmgren. Born out of the Bill Walsh coaching family tree, don't be shocked to see the Holmgren-led Seattle team finally making it to the Super Bowl.
I think it will go to Dungy or Lovie Smith. Dungy certainly deserves one for what he's accomplished in Indy. He's made an excellent offense better, and he's put together a good defense with a lot of younger players. What Lovie Smith has done with Chicago is remarkable, and if defense wins championships ....
i think lovie smith should win it but i think dungy will. The colts quest for the undefeated season was the biggest story of the season by the press.
Dungy won't get it now without the perfect season. The risk that the Colts choking in the playoffs and making the pick look foolish is much too great. Smith is a much safer choice - after all, if the Bears never win a game for the rest of the year, you can't deny that he did a great job. R
If not BB, then I would have no problem with Lovie Smith. What he has done in Chicago is really great to see, and since BB has won already in the recent past, they may want to spread it around a bit.
In all honesty I believe that Dungy has to be the COTY simply due to the fact that he got that defense over the hump, won more games and finally tied up homefield for his club. Of course, if he mismanages these final weeks and goes out of the playoffs early again, that'll all be out the window. Great regular season though, without a doubt. Belichick and Smith are both tied in my mind right behind Dungy as close second place guys.
My vote goes to Saban in Miami. He's done a great job and that team is really starting to jell. I see them as having a legitimate shot at the playoffs next year. My #2 would be Smith in Chicago. What a great defense.


text: German Scientist Exposes Chemtrails As Military Operations Chemtrails are Covert Weather Warfare Against Unsuspecting Populations[SIZE=+1] [/SIZE] [SIZE=+1][SIZE=+1]A TV news report from Germany has confirmed that the German Military is manipulating the climate in Germany. As a result scientists have filed a lawsuit against the government for climate manipulation... [SIZE=+1][/SIZE] [SIZE=+1]The video concludes, "We can state with a 97% certainty that we have on our hands chemical trails (chemtrails) comprised by fine dust containing polymers and metals... The purpose of chemtrails, which are well documented over the United State and other parts of the world, according to researchers, is to manipulate the weather. [/SIZE] [SIZE=+1]Karsten Brandt, German meteorologist states, "The Federal Army is Manipulating the Meteorological maps." ... Mr. Brandt in the interview, "I was surprised that this artificial cloud was so wide-spread. The radar images are stunning considering the needed tons of dispersed elements - although, the federal army claims that only small amounts of material were propagated. The military heads claim that the substances used are not harmful." [/SIZE][SIZE=+1]The forefront of these operations in the United States appears to be the US Navy, as detailed in "Death in the Air: Globalism, Terrorism & Toxic Warfare," by Dr. Len Horowitz. An alternative theory to direct toxification of the atmosphere to explain Chemtrails, is that a new weapon related to controlling weather events is being deployed. By creating droughts and thus famines, large populations could be easily controlled or eliminated. Other countries could be easily controlled and brought to their knees by a global power if the weather could be controlled or altered. [/SIZE][SIZE=+1]Johannes Remmel, German Green party representative states, "The government must provide explanations to the unsuspecting population." While radar is tracking suspicious aircraft, the Germany Military then uses counterfeit satellite imagery to hide their operations.[/SIZE] [SIZE=+1]In Germany, weather manipulation is prohibited, and I would likewise believe that it is prohibited in the U.S. as well.[/SIZE] [SIZE=+1]Since Chemtrails are so widespread, I would rule out the idea that this is just military performing operations to disrupt radar signals as part of some sort of drill. [/SIZE][SIZE=+1]Many government watchdogs claim global depopulation, the targeted reduction of the world's population by two-thirds, is secretly the reason behind chemtrail spraying. [/SIZE][SIZE=+1]For a while I was confused between chemtrails, and contrails. Contrails are the exhaust of an air craft, it leaves a trail in the sky and the trail rapidly dissipates. With chemtrails, they initially look identical to contrails, but rather than the trail dissipating, the trail expands and then starts to look like a cloud. Over the Silicon Valley where I live, I daily witness these chemtrails starting and stopping from airplanes. In other words, the plane has control over the chemicals it is releasing. Also, I have noticed on some days the area is filled with a gray hazy muck, and the mountains almost disappear. This is highly unusual especially when just one day before, the mountains were totally clear.[/SIZE] [SIZE=+1]Part of the undercurrents, at least in the United States, is the concept being marketing through radio, television and schools, that the earth is overpopulated. The idea of overpopulation, as the cause of our problems, was something that I had believed in for a time.[/SIZE] [SIZE=+1]I believed in that idea until I realized the abundance of nature. Just seeing the amount of food produced by one healthy tree, and the millions of acres of unused land in central California, helped me understand Nature's abundance. [/SIZE][SIZE=+1]Humans are grossly misusing earth's delicate resources, and thus we have created an experience of lack and deprivation. The lack we experience is not natural, but a reflection of our disconnection from the source of life. [/SIZE][SIZE=+1]Every action, thought, and feeling has a cause and an effect. We all need to work together to bring more awareness to the dreaded reality - that our government seems bent on making this planet a military war zone...[/SIZE] [/SIZE][/SIZE] http://www.youtube.com/watch?v=MVc9GX5K http://www.rense.com/general79/barium.htm


text:
Australia Japan Society Far North Queensland
The Australia Japan Society of FNQ Inc., located in Cairns Far North Queensland, is a non political, non profit organisation and has the following objectives:
- to offer interesting and informative Japan related activities to our members and general public of Cairns.
- to advise, and be a point of contact for similar Japan based groups or individuals interested in Cairns, and vice versa to advise, and be a point of contact for local members who wish to travel to Japan.
- To promote educational exchange between Australia and Japan.
- To encourage interest in Australia by Japanese people.
- To provide opportunities and facilities for contact between Australians and Japanese to exist.
- To cooperate with other organisations in Australia and Japan with similar objectives.
Upcoming Events
Film Night - A Tale of Mari & Three Puppies
- Date:Sunday October 19, 2014
- Time: 5.30pm
Finger food from 5pm - Cost: $12 adults, $2 under 12, $10 AJS/JSC
- Location: Balaclava Hotel


text:
1982 Penfolds Bin 389 Cabernet-Shiraz
144 Ratings
144 Ratings
1982 Penfolds Bin 389 Cabernet-Shiraz
Wine Details
Wine Description
(From 2008 Vintage) Bright, deep-red, with an impenetrable core. A complex amalgam of fresh mulberry/blueberry/ blackberry fruits laced with soy and malt, and slices of fresh fig and dates. A later residual whiff of pan- juices, rosemary and sage. Ripe.
Winemaker's Notes
(From 2012 Vintage) Deep red with a good purple tint; the aroma is well integrated with nothing standing out: nicely balanced spice and berry, smoke and toasty-barrel touches, earth and dark-plum and traces of black pepper. The palate is intense and full-bodied, with a good degree of elegance but also plenty of trad Penfolds bite and grip. A superbly rich, balanced and rounded wine.
Shipping Information
Free shipping with a purchase of 12 bottles or more.
Free shipping
with a purchase of 12 bottles bottles or more.
Expert Reviews
Robert Parker(From 2012 Vintage) Rating: 91/100 - As reviewed by Robert Parker on 10/21/2014
Wine Advocate(From 1993 Vintage) Rating: 91/100 - As reviewed in Wine Advocate # 110 on Apr-97
Wine & Spirits(From 2003 Vintage) Rating: 93/100 - As reviewed by Wine & Spirits Magazine
Wine Advocate(From 2003 Vintage) Rating: 91/100 - As reviewed in Wine Advocate # 167 on Oct-06
Ken's Wine Guide(From 2005 Vintage) Penfolds has again done a Very Good job making this red blend. It is a very nice follow up to the terrific 2004 vintage. This dark ruby offering opens with a bouquet of dark berries and cherry vani...


text:
Unitrin Announces The Sale Of Fireside Bank's Active Loan Portfolio
Unitrin, Inc. (NYSE:UTR) announced today that its subsidiary, Fireside Bank, has signed a definitive agreement with a subsidiary of Consumer Portfolio Services, Inc., to sell its active loan portfolio. Unitrin anticipates that the transaction will close in the third quarter of 2011, subject to regulatory approvals and the satisfaction of other customary closing conditions. Terms of the transaction were not disclosed.
Fireside Bank will service the active loan portfolio for a short transitional period following the closing. Fireside Bank will retain its non-active loan portfolio, which is in run-off and contains approximately $475 million of previously charged-off loans as of July 31, 2011.
"This sale represents substantial progress in the wind-down of Fireside Bank and demonstrates continued success in executing our strategy to allocate capital to our core businesses. We expect that between $225 million and $250 million of capital will be returned to Unitrin from Fireside Bank during the fourth quarter and that ultimately a total of at least $265 million will be returned by the conclusion of the wind-down process," said Donald Southwell, Chairman, President and Chief Executive Officer of Unitrin.
Unitrin is a diversified insurance holding company with subsidiaries that principally provide life, auto, homeowners and other insurance products for individuals and small businesses.
Unitrin's principal businesses are: Kemper® 1, which provides auto, homeowners and other insurance products to individuals through a network of independent agents, Unitrin Specialty, which provides auto insurance through a network of independent agents and brokers to individuals and small businesses which have had difficulty procuring insurance through traditional channels, usually due to adverse driving records, claim or credit histories, Unitrin Direct, which markets auto and homeowners insurance to consumers via direct mail, the Internet, employer-sponsored employee benefit programs and other affinity relationships, and Life and Health Insurance, which specializes in the sale of life and health insurance products to individuals through networks of employee agents and exclusive, independent agents. Additional information about Unitrin is available by visiting its website ( www.unitrin.com). 1 Kemper® is a registered service mark of Unitrin, Inc. Caution Regarding Forward-Looking Statements This press release may contain or incorporate by reference information that includes or is based on forward-looking statements within the meaning of the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements give expectations or forecasts of future events, and can be identified by the fact that they relate to future actions, performance or results rather than strictly to historical or current facts.Check Out Our Best Services for Investors
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- Commentary: Walker's budget calls for schools to stop reporting sexual assaults
- Wallace hopes for redevelopment expansion
- Teravainen makes instant impact on return to 'Hawks
- Oregon mayor reacts to Exelon talk of closing nuclear plant
- GiGi's benefit for Down syndrome, March 21
- What's the future hold for Rose?
- 'Hogs keep pace in tight Midwest
- Qatar continues to confound
- Meet John Doe: Keep public notices in print
- Commentary: Rauner's minimum wage plan just more of the same from GOP
Matt vs. Ross Kenseth Aug. 29 at Madison Speedway
NASCAR has had its share of father and son drivers over the years. The Pettys, the Jarretts, the Allisons, the Bakers and, of course, the Earnhardts. In the not-too-distant future, we may be able to add another name to that list, the Kenseths.
2009 Daytona 500 champion and Cambridge, Wis., native Matt Kenseth is keeping a close eye on his 16-year-old son, Ross Kenseth. The younger Kenseth is competing in, and often winning, races in Wisconsin and Illinois. When it comes to following in his father's footsteps, it appears Ross is well on his way. The only thing holding him back may be his age. He's not eligible to compete in the NASCAR Sprint Cup Series until he turns 18.
Never before have the two had the opportunity to race against one another. That's all about to change. Saturday, Aug. 29, both Matt and Ross will take to the track at the Madison International Speedway. It will be the first time ever the two will race head-to-head against one another. The father vs. son race will be part of the weekly line-up at MIS.
"I am looking forward to racing against Ross and racing in a limited late model," the elder Kenseth said. "I never have competed in one at Madison. I have watched many limited late model races since Ross has started, and they are very competitive. I'm sure it will be a lot of fun and a great learning experience."
VIP packages are on sale for this historic event. They are $75 each and include access to the VIP tent, complimentary snacks and beverages, grandstand seating, a pit pass, and a 1:24 scale autographed Matt Kenseth DeWalt Action Gold Series Die-Cast Car, a $59 value. Fans who purchase the $75 VIP package will also get to meet former Green Bay Packers Gilbert Brown and William Henderson.
General admission race day tickets are $15 for ages 12 and older, $5 for ages 6-11, and 5 and younger are free. Pit passes, which include general grandstand admission, are $30.
Pit gates will open that day at 10 a.m. with practice starting at noon. Qualifying will begin at 4 p.m. with the first race under way at 7 p.m.
To reserve your VIP package or general admission tickets, call (608) 209-1188.
Doug Halberstadt can be reached via e-mail at email@example.com.
from the Aug 12-18, 2009 issue


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Episode Information
Ruby-throated Hummingbird
Ruby-throated Hummingbirds are the only hummingbirds that nest in the Eastern states. Most Ruby-throats spend the winter in Central America. By March, some males are already returning to the Southeast. But it's well into April before they reach the northern states. Female hummingbirds arrive a couple weeks later. What hummingbird might you see in your region? Check out hummingbirds.net.
Put up a feeder and attract one to your yard.
Links for this Episode:


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Unlike any musical group I've ever heard, Kodo is a group of Japanese drummers that perform on a worldwide scale but remain rooted in the local community and rich cultural traditions of Japan's Sado Island.
Read Whole Story
Despite the hype, the praise and critical acclaim, as part of the crew, you may dream of it, but you don't really think 'this one is going to win an Oscar.'
There's groove, and drums that range from Bozzio big to DeJohnette diminutive, but let's check out some simple playing. Here are five of my favorite drum fills, elements which fit outside of the song's beat and are not orchestrated with other instruments.
Films are evolving thanks to visionary artists -- seems like just yesterday Dorothy was stunned by technicolor. Time for the Academy to dust off their bones and realize it.
The digital revolution in music has always faced outspoken critics. Some have complained about harsh digital sound. Many lament illegal downloads. These days, musicians protest paltry revenue from streaming sites like Pandora.
Sometimes music can transport you to another world -- where nothing but you and the beat exist. Well, that seems to be what happened to a very ent...
Musical legend Sheila E. was literally born into the business, yet she paid more than her share of dues at the beginning of her career, playing to empty rooms and living from gig to gig.
Max the Boston terrier has had ENOUGH. His owner, Ross Whitby, uploaded a YouTube video earlier this month showing the riled-up pup trying to bark ...
Just over a month ago, Sarah Inoue Virk, a Music Business major at Berklee College of Music, hosted an event called "Balancing Musicianship and Busine...
ey called him "Billy the Kid." He was a fighter, but never hit me once. However, when I did something wild (which was often) he'd say, "Don't start anything; I've got at least one good fight left in me!"
By now it's common knowledge to almost everyone that the best way to elevate any type of musical performance is with the addition of a typewriter. Wai...
YouTube is filled with insanely talented drummers that have built impressive followings based on their covers of the latest chart toppers. While it's ...
Kevin Smart, an 18 year-old drummer from the East Coast, has become one of the most sought out, in demand musicians today. He's currently touring wi...
Manuela Rana never had dreams of the American dream, but when she found the man of her dreams, she didn't hesitate to cross the Atlantic to be with him.
You can hear the drums from a mile away. The pulse of the Surdo, heavy beats, the heart of the samba band; the Dobra, carrying the melody; the Repique adding snappy sounds alongside the Snare. The beats draw people in and keep crowds entranced.
As profane and ordinary as the objects may be, they can also be extraordinary. Some things even become objects of transcendence.
For some, just staying on a sled is hard enough. But for our new favorite drummer, sliding across the ice is just another excuse to practice. ...
He is very active with the music of living composers, regularly performing and commissioning new works. Rosenbaum has also performed numerous innovative percussion works which have taken music for percussion to new places.
I can't speak for every drummer, but for me the process of drumming enables creativity and helps me foster innovation and advance thought-leadership. Studies show that drumming produces deeper self awareness by inducing synchronous brain activity.
Once Jon Christopher Allen finds his voice, he loses himself in the song. And everything's all right.
Enrico de Trizio and Giancarlo de Trizio start jamming to the rhythm of their new-found city. The brothers -- Enrico on the melodica and Giancarlo on the cajón -- have never played to the sky before, but once they start, they don't want to stop.
Pink Floyd fans are about to shine on like crazy diamonds. The iconic English psyh rock group is about to empty the vaults on rare and live tracks as part of a massive campaign their music company EMI are about to launch.
Dennis Diken is the drummer and a founding member of New Jersey's rock 'n' roll band The Smithereens. He is a mensch, a fountain of knowledge, a supreme musician, and a great story teller.
When it comes to creation, there is never really a right time or place; what it takes is initiative. Music student Ben Meyers proves this with his im...
Mickey Hart and Bill Kreutzmann, who make up the Rhythm Devils, are on the road with a gaggle of friends.
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By James Slater: Light-heavyweight contender Shaun George, the man who ended Chris Byrd's career back in May, is determined to become a world champion at 175-pounds. Currently waiting for the green light on his next fight, George is a guy who must be given a big fight soon. A good boxer with a good record - the 29-year-old is unbeaten as a light-heavyweight - George is hoping to land a fight with former champ Glen Johnson. In turn hoping a win over "The Road Warrior" would lead to a shot at one of the current belt holders in his current division, George just might be two wins away from becoming the holder of a recognisable title. According to George himself, in an interview he gave with 15Rounds.com, the Johnson fight is in the works for November 1st. This would be one fine match-up. George wants to prove he is the best in the world at light-heavyweight (his words), while Johnson is still fuming about his close points loss to former WBC champion Chad Dawson. With both fighters very much holding world title aspirations, especially George, who has never been afforded a world title shot so far in his eight-year career, this clash would pit two hungry fighters against one another. Could George do to Johnson what he did to Byrd, and end the veteran's career - at least at top level? One more loss, if it were a comprehensive one, would very possibly finish Johnson off. How many times can the seemingly ageless warrior come again? And if George were to be the man who saw off Glen once and for all, he would surely have put his own name even higher up in the current 175-pound division. Quite simply, if George gets the November fight he is hopeful about getting, he will have everything to shoot for. If he can get past Johnson (an even fight for my money) the 29-year-old who has only been stopped once, and that loss coming up at cruiserweight, would likely be one win away from realising his dream. A fight with new WBC champ Adrian Diaconu (who was awarded Dawson's belt because "Bad Chad" opted to face Antonio Tarver instead of him) could be the route George winds up going. That, too, would be an interesting fight. It was the win over Byrd that got George where he is right now. And yes, "Rapid Fire" had seen better days, he was weakened due to the amount of weight he'd lost, and yes, George was still overly cautious against the former heavyweight champ at times, even though he had a man waiting to be stopped in front of him. But none of this alters the fact that George is a very talented and hungry fighter. I wouldn't be overly surprised to see him out-point Johnson and then wind up challenging for a version of the title later this year. Is he good enough to beat either Diaconu, Tarver or Dawson? Seeing as he's unbeaten as a light-heavyweight, he just might be!
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text: http://bugs.linuxfromscratch.org/show_bug.cgi?id=1627 Summary: feature request: iptables Product: Live CD Version: unspecified Platform: PC OS/Version: All Status: NEW Severity: enhancement Priority: P5 Component: CD AssignedTo: livecd at linuxfromscratch.org ReportedBy: archaic at linuxfromscratch.org QAContact: livecd at linuxfromscratch.org The kernel has all the options for iptables, but no program to use those options. ------- You are receiving this mail because: ------- You are the assignee for the bug, or are watching the assignee. You are the QA contact for the bug, or are watching the QA contact.


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Today's press conference transcription and photos Updated with a photo slideshow from the press conference
Posted by Rob Moseley
We cut out some of the "ums" and false starts and perhaps a redundancy or two, but otherwise here's how it went down today:
Opening statements
BELLOTTI: After 20 years, obviously I've decided to step down and move on. The challenge of a new job awaits, one that I'm excited about but certainly face with a little bit of trepidation. But, one, I feel very comfortable turning the program over to Chip Kelly. Chip has earned my respect and the admiration of our coaches and players in his short time here. I think that this is something I've been contemplating for a couple years. It it not something I've done easily or without a lot of thought, with the affect it would have on the football program, my family, the coaches and all that. But I've reached a calm in that regard with that decision with regard to where our football program is and the hands I'm turning it over into, the needs of our athletic department, and the desire to work with President Frohnmayer and our new president, Richard Lariviere, coming in. And to have the opportunity to work with Pat Kilkenny in a learning mode for the next three months before assuming the duties as AD on July 1. Obviously my expertise is in coaching and teaching and I will learn about some of the other things. I've been involved in fund-raising here since I became head coach, actually even before when I was offensive coordinator, and I feel very comfortable that that's something I will be able to help in. Obviously there's a need for that given our economic climate. But I think that our house here in athletics is in good hands. We have a plan, we're going to work that plan. We're building and we're going to continue to improve our facilities to attract the best players across the nation in all sports, and to provide them a positive experience and the opportunity to get their degree and compete at the highest level of college athletics.
KELLY: First off, I just want to thank Mike and Pat Kilkenny and President Frohnmayer for really looking to me and giving me the opportunity to be the next head football coach. It's a tremendous honor. Very rarely do you get the opportunity to become a head football coach in college football, and to come in a situation like this. Usually you get the opportunity to be a head coach because you have to turn a program around. To get a chance to take a team that finished ninth in the country last year; is one of the preeminent programs in the country; has a name, no matter where you go in the country, people know what the University of Oregon is; and to be picked to be the successor to Mike Bellotti, it's tough for me to put into words. Big shoes to fill. But as I told the team yesterday, it's not me filling the shoes. It's the 105 players we have and the outstanding coaching staff we have. I'm going to need a lot of help doing it. He's set the bar very, very, very high for success; one of the most successful coaches in the country, and the one thing that's comforting through the whole situation is, I know I'm going to need help through this, and he's only going to be about a hop, skip and a jump away.
BELLOTTI: A short 9-iron (chuckles).
KELLY: It's just a win-win situation. When it was presented to me by Mike in November, you kind of had to pinch yourself, to be honest. It's an extreme honor and I'm just excited to get going.
KILKENNY: I couldn't be more thrilled for Oregon athletics and our football program. We wouldn't have a better outcome. The future's bright.
On timeframe of decision
BELLOTTI: This was not a rushed decision. I gave it time. Having said that I don't know if you ever know until a couple years down the road if you made the right decision. And I said that very honestly. I am comfortable with my decision. There's a peace and a calm in my soul about that decision, and obviously it's because of the people I'm involved with. I have great respect for Dave Frohnmayer. I have appreciated the opportunity to work with him over the course of his tenure here. I've been involved with great people — Bill Moos, Dan Williams, Pat Kilkenny. I was fortunate to surround myself with great people, too. I think that I have done the due diligence. This really came up in my mind two years ago, and it wasn't actually with the departure of Bill Moos, it was just at the point in time of my own life. I do think I've thought this out and I feel very comfortable. And whether I'm here five years or 10 years as the AD, I'm very comfortable for me that this is the right decision.
More on timeframe
BELLOTTI: I think at some point, when you've done something for 36 years, it's pretty daunting to consider doing something else. And this was a career path, a career choice, for me that growing up it was a natural evolution of life: you're an assistant coach, a coordinator and then an AD. And 20 years ago, that's thought that's not the right way to take the AD job; the evolution of what that person did changed. Now it's come back. In my mind, what I'm going to provide is leadership and guidance and structure and organization. I'm going to rely heavily on the people around me, just like I did as the football coach. I let the coaches coach, and I will let the people in this department work. We'll have expectations and guidelines, and obviously we'll need to perform, and that's true for everybody, coaching and staff. But I do think that it's the right time for me and my family. One of the things you realize, it sort of creeps up on you, is life does pass you by as a football coach. It's a 24-hour, 365 kind of job, and it's total enjoyment when you win. And somebody asked me, is there a choice to go out or is there pressure because next year's team could be a really good team, or you won your last game ... Those things are factors, but there's not one deal-breaker. Nothing really entered into it, per say. It was really just the timing.
Two years ago I was just disgusted with our program, in all honesty. My program. And I felt we needed to do something different and I felt like walking away, but I felt walking away wasn't the answer. And as I felt like we performed and did some really good things, I also looked at the time available to me and my family and I felt like I could do some different things. I felt my skill set deals with talking to people, deals with hopefully some motivation and some direction and some organization and some accountability — an d those things will not change given the new position. I'll have to learn some new things, obviously, and understand better the interworkings of this department. But overall, it's been a two-year process in my mind. And mid-season, when I first thought of it this year, and it really didn't have a lot to do with the season, just a sense of well being.
On why he did it Friday
BELLOTTI: That's very simple: It was the last opportunity for me to get the team together was the yesterday, the last day of class. We go into finals next week. And my plan has been to make a decision at that time to allow, if I wasn't going to coach, Chip to get the next coach in here, the offensive coordinator or however he wants to structure that. And give them a chance to go through spring ball as a trial run. I wouldn't do it in June or July and then have to hire a guy who hadn't been with our team in spring football. So my thing was really guided by football.
On when decision was finalized
BELLOTTI: Officially, really Thursday night, to be announced Friday morning. I had a backout/bailout plan in place with everybody. I discussed extensively with President Frohnmayer on Thursday and talked to Pat Kilkenny and I talked to Melinda Grier, talked to family, staff, friends ... and the accumulated knowledge I gained from that led me to make that decision.
More on exact timeline
BELLOTTI: Wednesday-Thursday. Thursday I talked with President Frohnmayer, and our discussion was very positive and I felt good about it and I felt I could do the things to make us successful.
On whether he was leaning toward going after bowl game
BELLOTTI: Yeah, well ... I wanted to keep Chip Kelly, first and foremost. I feel he's an outstanding football coach; great organization skills, great recruiter, thorough, innovative, competent, all those things. Does he have things to learn? Yes. Those will happen. He has all the necessary criteria to be successful as a head football coach at the Division I level, and we're very pleased and happy to have him. So ... at the end of the season, I was probably leaning 60-40, 75-25 to go out. As you go on in the offseason, and you go to speaking clinics and talk to football coaches about what our life is about and the ability to change lives and what you're involved in, that's a harder thing. And so I probably came back to a 50-50 mode, but in the last few weeks just though more deeply about and didn't quite get to the mountain; didn't need a mountain. I was able to make the decision without that. And felt good. And the stress — I'll say this very honestly — of not quite having to worry every night when I go to bed about each recruit, each coach, each player in the program, and our next opponent. I don't have a next opponent now.
On when that stress lifted
BELLOTTI: Probably in the last month or so when I sort of felt like I was ready to do it.
On when Kelly was certain he was the guy
KELLY: 36 hours. He had a bailout plan.
On whether that was difficult
KELLY: No. The one thing that's awesome about Mike is that every step of the way he's told me exactly where he was. And one thing I told Mike when this all came up, because I had some opportunities to go other places — not that I wanted to go anywhere else — was that 'My timeline shouldn't dictate your timeline. What you've done for this university, and what you did for me in bringing me here' ... I was willing to wait as long as Mike wanted to wait. The great thing about it is we've had open lines of communication. He brought me in Wednesday and told me he was going to meet with the president on Thursday, and Thursday afternoon he told me his plan and said he may change his mind on his drive into work. I said, "Just tell me what you want me to do.' It's been a great relationship. We have a great relationship. I consider Mike a mentor. It's a win-win. I had no problem if he was going to stay for another season; I would've been excited to be the coordinator again next season.
On Bellotti's frustration in 2006
BELLOTTI: It was how we performed as a team. I do want to reflect on, neither Chip nor Pat put any pressure on me. They were awesome in terms of support, saying 'Coach, it's your timeline.' And I feel very good about that. There was no pressure from anybody at any juncture to leave. Actually more pressure to stay.
On the change of University president
BELLOTTI: I had a chance to talk to the incoming president, Richard Lariviere, a couple days ago, and prior to our talking President Frohnmayer discussed with him ... just to make sure as the incoming president he felt good about this and would be OK. And they did have a discussion. Richard called me the next day, aware of my decision. He seemed to be awesome. He's very impressive. I was pleased to hear from him and look forward to working with him.
On hiring a new assistant
KELLY: Yeah, I've given it all thought. There's a process you have to go through at any state institution for the hiring process. I'm going to go out and actively interview people in the next coming week, and then we'll hopefully have a guy in place on March 30.
What he'll be looking for
KELLY: I'm looking for the best football coach out there. I think we have some flexibility on the offensive side of the ball. It's obviously going to be an offensive coach that can fill then in, but I'm not going to pigeonhole myself and lock in to that and say I'm just looking for this. Because there's too many good people out there. And the one lesson I learned from Mike was that if he didn't take the time to reach out 3,000 miles away from home, I wouldn't be here. I'm going to scour the country and find the best person that's the best fit for this football program.
More on the new coach
KELLY: Yes, I could be my own offensive coordinator. ... Time is of the essence to hire somebody. But in terms of who is going to call the plays on Sept. 5, we'll work through all that stuff. ... I'm sitting here because of my background on offense and my fingerprint will always been on the offense. The only thing I think will change from this year to next year is hopefully we score more points.
On a sense of urgency
KELLY: Time if of the essence to hire somebody. But in terms of who's going to call the plays on Sept. 5, we'll work through all that stuff.
More on that timeline
KELLY: The best way for me to say that is this: I'm sitting here because of my background on offense. My fingerprint will always be on the offensive side of the ball. The only thing I think that will change from this year to next year is, hopefully we score more points. That's what I'm going to be charged with. We'll work out the best scenario there. We have some great coaches on our staff that have tremendous input. I think sometimes I get way, way, way too much credit for what we do. Steve Greatwood is as good an offensive line coach as there is the country, Tom Osborne, Gary Campbell .. we've got an outstanding group on that side of the ball. So I think it's a collective, and it's a collaborative effort for everybody on the offensive side of the ball. On gameday we'll figure that out, but by the time we're in camp we'll know where we're going in that direction.
On how Oregon football might change
KELLY: I talk faster than Mike.
On how Bellotti and Kelly will interact
BELLOTTI: They'll probably have to kick me out. I'll be wandering down that way most of the time out of habit. But I will not be pestering. I won't be in meetings, I won't be in anything. I will be there for them. I will be in and out of Cas Center the next three months, moving offices. I may still be in that office for a while, to be honest. And it won't be because I want to be. I want to give Chip the opportunity to do what he does. They'll be his decisions. He'll feel very comfortable, I'm sure, coming to ask me. I've never been short on advice. But again, it's his program. I've said this to a lot of people, that when I came in and became the head coach I changed some things. People here said internally, why are you changing things? Because now I'm the head coach, and now I can. I'm sure Chip has some ideas, as has to do things he feels comfortable with. I've said to staff, I've said to coaches, there'll be some changes. And I'm sure that they will be for the good, because eventually everybody will understand why we're doing the things we're doing. You have to have a plan, and it has to have a central administration, to a degree. In all honesty, I think Chip will be a little more autocratic than I was. We got tired sometimes of getting 10 opinions and finalizing it one way. Having said that, though, I will be there and available for them. I'm going to come back to this: The decision timing wasn't good, one because it arrived the same time as our new president. Which obviously, we didn't want to take anything from that. That's a tremendous opportunity for Richard to come in and be our president, and that's a huge role. For me, it was the only time I could tell my football team, and it was the last possible time before spring ball. Coming back to this, I think it's very important no matter who calls the plays that a coach works with his players in the spring, which is a precursor to fall. It's the only time you get to practice football. So it's very, very important in terms of their development, no matter who calls plays, of getting to evaluate personnel, getting to know that coach, Chip getting to be head coach.
On potential basketball changes
BELLOTTI: That I don't know, and to be honest with you I will not be involved with that. Up to this point I have been the football coach. I don't have the experience or expertise to evaluate other programs. I will eventually. And I don't know anything about changes, I have not been involved in any discussions in that regard, but down the road I'll be very willing to make changes if I deem that necessary. Right now I'm not in that loop, I'm really learning the job and President Frohnmayer's directive to me was, be involved with the football transition, and then learn the everyday operations of the athletic department.
More on potential changes
BELLOTTI: I think I will be in that loop, I'll be there for advice from a coaching perspective, and if we are involved in an interview or hiring mode, I'd assume I'll be involved in that. But again, the other part of the decision-making, I have no involvement in.
On whether this was emotional
BELLOTTI: The toughest thing was telling the team. It's like telling your children you're not going to be there. And the nice thing is, I am going to be there. I have a different role. I will still be there for them. We said this in recruiting, Chip and I would sit side by side in the home and say, hey, at some point I will not be your coach. I will be the athletic director. I will be there for you. The values of the program and the goals and everything will not change. I know that because we've worked together. You can still come talk to me if you need help with anything. And your family are going to be my family. So I feel comfortable in that regard. That part is just a transition. There's never a good time to walk away. It really isn't. When you've done something for 36 years. Football coaching is not a job, it's an entire lifestyle. It's really something that consumes your time, consumes your energies and your focus and everything else, to the degree sometimes that you neglect other things. Hopefully I'll be able to do other things with my family. Also, I actually look forward to enjoying some of the other sports. I haven't got a chance to watch some of the other sports play. I really am a sports person. I enjoy activity, and I really look forward to the opportunity to see our other sports in action.
On his legacy
BELLOTTI: That's not for me to answer. I'm grateful that we won my last game. If you're only as good as your last game, OK, we're pretty good. So that part is enjoyable for me. My legacy is that I continued to build what Rich Brooks and other developed. I got the great opportunity to have some discussions with Len Casanova while he was still alive. He'd come into my office and talk to me about the team. He would always ask, how are the boys? I would tell him. And then later on I would have people talk to me about how important Cas was in their life. And these were older men that are 50, 60, 70 years old, about what an influence Cas had on them. My goal and desire was to hopefully be as important in people's lives as Cas was. The nice thing is, there have been people over the years that said (of) Oregon football, we played hard. That's something I'm proud of.
Kilkenny's thoughts on the timeline
KILKENNY: This really was about Mike Bellotti, in the sense that he needed to control the timing. We were fine if he wanted to coach one more year. He certainly deserved the right or opportunity to do that, or her were ready to obviously retire. Yeah, I guess given a preference, all things being equal, which they never are, I'm very happy with the outcome. I think myself and my staff have done what we were asked to do, or at least accomplished a fair amount of what President Frohnmayer charged us with. The opportunity to bring a special person in like Mike and build on that, I think the timing's perfect.
On Kilkenny's time as AD
KILKENNY: I'm just honored to work with such a special group of people. My staff, they really never get enough credit for really making a difference. To work with people like Mike Bellotti and the coaches we've had at the Cas Center, when I reflect on this, this will be the most special two-plus years of my life, by a multiple. I'll always love Oregon and look forward to not having to stand in front of groups like (the media) anymore but to be in the background and be the fan that I love to be.
On Kilkenny's future plans
KILKENNY: We're going to keep a residence in Eugene. I guess the way the housing market is, that probably isn't even up to us. But we're planning on spending a fair amount of time there. And to the degree that I can be helpful (after) my tenure, I'm glad to stick my head in the Cas Center. If there's not opportunities for that, I have a lot of things that I'm interested in doing. I'm excited about the opportunity to, quite frankly, get my life back.
On big decisions to be made
KILKENNY: Unfortunately for me, Mike's just a football coach yesterday, today, tomorrow, whenever that actually transitions. So all those kinds of decisions have been ones that will really ultimately rest on the athletic director's shoulder. Having said that, I've consulted with President Frohnmayer on the direction of all of our programs, always. He has incredible insight and wisdom.
Where things stand with basketball coaches
KILKENNY: I'm going to meet with Coach Smith either tomorrow or the next day. She's traveling, and that has not been decided yet. Coach Kent is actually still in Los Angeles today, actually with Greg Ballard, who is being honored with going into the Pac-10 hall of fame today, which is a real special day for Coach Kent and Greg Ballard; they were teammates. I think he has some personal travel and maybe some recruiting next week, so hopefully we'll get together before next week's out and talk about the future of Oregon basketball.
Kilkenny on his input to Bellotti
KILKENNY: Honestly, I didn't know until almost the same time until everybody in the room that Mike had made a decision. We'd spoken about it a lot, conceptually, and it seemed like he was leaning that direction. But it was a very tough decision for him. He's an incredible football coach, and he loves coaching young men and doing the things he does and a level almost nobody in America does better than him. I'm just going to work doing my job everyday. I didn't need to burden him with anymore than he already had.
On Bellotti as AD
KILKENNY: One of Mike's great skills is as a leader. He's a natural born leader. He has credibility that is second to none at the University of Oregon athletics. We have to broaden our donor base, and because a lot of people are hurting right now, Coach Bellotti's going to have to work very, very hard with our staff to try to make certain that we continue to raise money, sell tickets and continue to be self-sustaining. And he absolutely gets that.
Bellotti on making less money as AD
BELLOTTI: We have not finalized any contract yet. Obviously this decision was made a day or two ago. I expect I'll be paid in all honesty commensurate with a national level and a Pac-10 level for ADs. I don't know length and term on contract. I'm sure it'll be a 75 percent decrease in pay, minimum. Something of that nature. That, again, much like the football team I may or may not have had coming back, was not a factor in my decision. It's something that, the time felt right, and I feel good about the people I'm handing the program off to. I feel good about the people I'm going to work with. Timing is life in everything. If you did it based on the stock market or did it based on those type of things, I think you'd be missing the board. The timing is probably not good from the standpoint of all of the basketball issues that may be coming up. It was no intentional. My timeline, again, understand, was about spring football, the opportunity to get a coach in here, the opportunity to let Chip do what he needs to do. And up until two days ago, I've been doing my job as a football coach. And actually doing it probably to a greater degree away from Eugene than I ever have, just through circumstances. I was gone 15 days in February after the signing day, working with Nike speaking clinics and the NCAA rules committee, the Nike trip, site survey tours for our Casanova Center concepts, and things like that. So I really don't feel I'm in a position to give a lot of input to coaching evaluations.
On whether he'd expect to have a comfort level with any hire that Kilkenny makes
BELLOTTI: I would hope that obviously I'd be involved. If there were any changes, certainly then I would be talked to or be on a committee or have input to that. Again, those decisions I'm not really in a position to understand or evaluate programs. Obviously, I will be eventually.
On meeting with the team Friday
BELLOTTI: I met first with my staff at 8:30 and wasn't sure I'd make it through that. I did. I felt good about that. I called about 10 or 15 people between 8:30 and 10 o'clock and let them know and each time I got better about it. And then I talked to my team and broke down about half way through, but recovered, and finished. It was emotional, obviously, as you would anticipate and expect. But at the same time, my message to them, and I hope they got it, and you probably should ask them more than me, was just that what we have started they need to finish, and that to be aware of I'm not leaving them, and I'm moving down the hallway. I will still have a special connection to the group of young men who are in this program, until they graduate, and they better graduate. And that there will be changes and they need to support those changes and continue to work toward a national championship. It went longer than I thought it would. Originally, I thought it was going to be very short, then I had to take time to recover and finish what I wanted to say.
Kelly's thoughts when he got the news
KELLY: When I found out, 'game's on, be ready to go.' To be honest with you, it was bittersweet. As Mike said, the meeting yesterday was emotional. Mike cried, our players cried, I cried. It's a changing of the guard. And when you watch someone who has given so much of his time to this university finally say he's going to leave, it got emotional for us. So, you know, it wasn't as much as I'm excited. I am excited about the opportunity, but it kind of put things in perspective of what this is all about. It's an unbelievable game and it's about people. If you watched the reactions and the emotions that were in the room, it really validated why I was here and why I want to be a part of it. It just kind of made me feel this is a special place.
On whether he feels 'unfulfilled' that he never got Oregon to the national title game
BELLOTTI: There are probably a lot of things in my life that I feel a little bit unfulfilled about. Certainly, would I have liked to have coached in the national championship, yes. Do I think it's possible here, yes. Do I think sometimes events conspired against us, possibly. But the reality is, again, each year I evaluate it more on did we reach our potential, did the young men give us everything they had, and those things, I can walk away feeling very good about that. ... I've been asked many times what's the highlight of your career, and I always say, I hope it's still to come. I don't think you know until you end it. And now, obviously, I hope I'm on the sidelines of a national championship, but I'll be as an AD instead of a football coach, and I'm OK with that.
On his career highlight, now that it's over
BELLOTTI: I don't know. I haven't had time to think. I can tell you this. I think still the very best coaching job ever, by me and my staff, was 1996. ... By far.
On leaving New Hampshire to come to Oregon
KELLY: I felt at the time it was a challenge, and I was excited to accept that challenge. Did I think that two years later I'd be sitting here being named the head coach, not at all. ... The one thing I've always worked on is be happy with the job you have. I know some tremendous football coaches who aren't in coaching right now. One of the things that always hits you is you go to the national convention and see guys scrambling for jobs. And you just kind of walk away thinking thank goodness for the one you have… I love coaching football, no matter what level it was at, whether at John Hopkins University or at the University of Oregon. ... The beauty is in the coaching itself. It's not where you're at, it's the people that you're with, and the people that I get to coach with every day, from Mike on down, are unbelievable, and that's what this place is all about.
On the heading coaching duties that go beyond football
KELLY: That's part of the challenge, and that excites me, to find out that part of it. You get to test yourself. When you wake up every day and there are new challenges for you, I look at those as opportunities for me, not something that I'm nervous about this, or nervous about that. ... That stuff is part of the job, and I wouldn't have accepted that if I didn't think I could do it.
On possible candidates for assistant coaching position
KELLY: As a coach, and I've learned from Mike, you always have a list of people you're going to go to. ... Ever since I've been involved with this, when you meet people you have an opportunity to think 'that guys pretty sharp, maybe some day I'd like to work with him,' but a lot of circumstances are involved. We're going to look through the entire nation and hire the best possible candidate.
On Kelly's potential
BELLOTTI: Chip is not just an offensive football coach. He was an offensive line coach at one time… He understands football from the ground up, from the front levels, from the line of scrimmage, and I think that's very important. He's coached on both sides of the ball, he can recruit, he can recognize talent, he can direct coaches and players. ... We are ahead of the curve with what we do (with the spread option offense). Four years ago, we made that change. Chip was the guy when Gary Crowton left who was maybe the only guy that I knew that could help us get even better, because of his understanding of it, and his ability to teach it and present it in a manner that our players could understand and execute on the field ... What you see with Chip is that his ability to be creative and innovative doesn't stop on the chalkboard, it goes to the field itself.
Kelly won't limit himself to hiring guys he's worked with
KELLY: When I was at New Hampshire, everyone let me come to their campus, and I saw a lot of coaches work during spring football. ... I don't think I could call Cal right now and say, 'could I come down and watch spring practice.' I don't think coach Tedford would be excited about that. When I was at New Hampshire I was allowed to do that, and whenever I did I watched other people coach, and I watched their techniques and I watched their styles. To me, a football coach can coach a lot of different positions, and that's why I don't want to pigeonhole myself and say I have to get this guy. I want to get the best coach, and I think the best coach is the person who is an educator, first and foremost, and can take it from the chalkboard to the field. ... To use a baseball analogy, I want a five-tool guy. I don't want a guy who's all hit, no field. You can't afford to have a liability on one side or another. ... I think the guys who are in place now are unbelievable. They're great recruiters, they're great teachers, they're great role models.
On informing recruits
BELLOTTI: At the time (of recruiting), I thought it could go another year, it could go two, but it could also change in three months, and we were very open and honest about that during the recruiting process.
On his new lifestyle
BELLOTTI: I'm hoping to have more family time, and a little more quality time with my wife and kids. ... I know there's a different level of stress with the AD job, and a different level of time commitment.
Kelly on his new lifestyle
KELLY: I just went from being the passenger seat to driving the car, but nothing else is going to change.
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Older Comments
bc, 808
I was wondering that since Kelly is moving from the box to the sideline, will this affect his play calling abilities at all?
In Chip we trust!
Ocho Cinco is Overated and killing my fantasy team, Keizer
So, who gets the honor of firing Ernie Kent? Bellotti, Kilkenny, or Frohnmayer
James B., Springfield
Well, since KIlkenny and Frohnmayer are leaving this year, I would say not them. Whether Belotti makes that decision while he is AD depends on how the following seasons go, one at a time.
Steve, Lake Tahoe
I thought it was ironic, and personally a little amusing that when Kelly was talking of sharing the credit of oregon success with the asistant coaches, he failed to mention Allioti, I REALLY REALLY hope one of Kelly's changes is a short leash on the performance of the Defense, and eventually do what MB could not do to his pal. I find it laughable ( comical is a better word) that Allioti has not been given any serious consideration for a head coaching position, when we have gone through 3 offensive coordinators, seen numerous assistants leave for other schools. The Rest of the Pac-10 fear the Day that we bring in a real DC. Hopefully CK will make that happen.
"On how Oregon football might change
KELLY: I talk faster than Mike."I love that! :)
Jakon, Portland
Steve, you misread that part. He was specifically talking about the offensive side of the ball. He was making the point that it wasn't just him that contributed to that final product we saw on the field. He had nothing to do with the defense, so it would have been odd for him to mention a defensive coach; not the other way around.
Aliotti may not be the greatest DC in the nation, but he's certainly far more capable than most Duck fans give him credit for. Defense is a completely different animal than offense. Results are far more often misunderstood. Stats can be very misleading when looked upon at only the surface level. It's ignorant to just look at total yards given up, for example, and use that as a base rating for a DC. Even when people look at points given up, they forget that they are including points scored off turnovers and drives that started inside their own territory and the like. There are countless factors that contribute to that final, nearly meaningless number. Before we call for a guy's head, I think it's only fair that we make an attempt to peel back those layers and seek as accurate a perspective as possible.
Over the years, Aliotti has accomplished some very impressive things with what he had to work with. Many, many instances of this team rising to the occasion and overachieving. Those who expect perfection will always be disappointed. People also seem to forget that he is a very good recruiter. He is an asset to this program, no question. Those who think otherwise are confused. Do Aliotti's detractors really think they have a better gauge of his abilities than guys like Bellotti and Kelly?
so Does Aliotti become Belottis secretary??
God i hope so…then we can get a real defensive cordinator….
anbody know if he knows short hand??? god i hope so..please..please ...please… -
davec616, Reno
only place to post the good news: Duck men win NCAA indoor track championship!!! Wow, what a school we have in the U of O!!
allen lee
Chip really does talk faster. At practices, what a motor mouth! It's fantastic. I love these guys, Oregon is seriously blessed with solid leaders for the boys.
"Do Aliotti's detractors really think they have a better gauge of his abilities than guys like Bellotti and Kelly?"
Yes Jakon, they really are that arrogant. Arrogance and ignorance are an annoying combination.
It's been pointed out numerous times that there has been more of an emphasis on offense than defense when it comes to recruits. The best two-way prospects, for example, have invariably ended up on offense under Bellotti.
A few weeks ago Steve Summers of e-Duck posted an interesting list on one of the forums - Duck Pond or Talefeathers. He listed all the 2008 Ducks players and how they were rated before enrolling - how many stars they received as recruits.
I took all the offensive players, & all the defensive players, and compiled an average rating. I was not terribly surprised to determine that the average rating for offensive players had been about 3.5 stars (out of five), while the average rating for defensive players had been only about 2.5 stars.
Think about it. Recruiting analysts sometimes overrate a player, and sometimes they underrate a player, but that would tend to even out. Especially when you're looking at a period of several years. Would you rather coach a unit of average prospects in a well-above average league? Or would you rather coach a unit of above average prospects?
Did anyone notice the huge emphasis on defensive players in the incoming class? Obviously the coaches are trying to even things out. They're smart coaches!
The dump Aliotti movement is both misguided, and arrogant - I can't believe there are fans who think they could make better personnel decisions than BOTH Mike Bellotti AND Chip Kelly.
webbed footed warrior
i hope that CK can do as good or better than MB.good bye Mike and good luck as AD.
PSD, Bend
Run up the score Kelly!
Thanks for the transcript, Rob.
I honestly believe the best days are ahead for the UO football program.
Brooks got us to respectability and a bowl game, and Bellotti has taken us as close to the top as you can get without winning a NC. He has brought national recognition to the UO which we haven't had in a long time, if ever.
I'm not an insider in the program, but my gut tells me, like Bellotti mentioned, Chip may be more autocratic. He's younger than Bellotti, and I think he will bring some new energy to the program as head coach—a greater fire in the belly, so to speak.
Having said all this, I'm going way out on a limb with a prediction:
Chip Kelly will win a NC while head coach at UO; I wouldn't even be surprised if it happens with this year's team (2009-10).
But I'm also smart enough to know you win national championships one game at a time. You have to beat the average teams and the great teams alike and you have to do it as a team.
I also appreciated Chip's comments regarding other members of the staff. There are a lot of coaches who have contributed greatly to the success of the program besides Chip or Mike, though they get a lot of the press.
GO Ducks'! I'm looking forward to the Spring game.
Just read where Bryce Brown took an "unofficial" visit to Tennessee on Friday where he watched a spring football scrimmage, checked out Lane Kiffin's new offense and had a great time. Not a good sign for the Ducks. Typically your last trip is to the school you select. Hope I'm wrong.
Craig, Hillsboro
I am another who believes the best days of Duck football are ahead with CK. The controversy with Alliotti's defense I think is being addressed impart with an emphisis on defense in this years recruiting class. I agree with Bruce, Bellotti's biggest failing over the years is putting the best players on offense. I always thought Dante Rosario would have made a much bigger impact for the Ducks at linebacker, for instance. The other issue is the quick strike offense of Kelly's has the negative impact of putting the Ducks defense on the field for more plays than any other D-1 team. But in Chip I trust!
Ruby D
How about Greatwood moving to OC? He's an awesome line coach, he has aspirations to be a head coach, and he knows the system. They could set it up like UW where Sarkisian is calling the plays and still has a heavy influence in the offense, but there is another coach to manage the coaching and day to day responsibility of the offense. Then you can find a young, talented, "5 tool coach" to bring into the system and groom for great things (perhaps that is Frost???).
I also believe that after this coming season the new D line coach (forgot his name) will move up to DC and Alliotti will ship off somewhere else.
Like what you said in other posts
MB knows best when it comes to players/coaches/dealingsthen, I guess Bellotti knew thought those players were better offensive player than defensive player. visa versa
Regardless of who was rated higher, MB obviously determined who will play D and O.Let me ask you this question. If NA never played football with Bellotti, never coached together, wasn't his best friend. Do you think he would've stuck around this long?
NA is a great guy, I don't really have much opinions about him, but since you brought it up.
-MB knows who the best coach for the job is. (yours)
-Then he would know which players are best for the job. Regardless of recruiting rating sites. (mine)Maybe that 4star 2way starter is not as good as a 3star defensive player on D
Alex Braga
Great post Rob. Thanks for all the typing/editing.


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Well guys, 79k posts I've missed. Or so the mobile site says. Valv ep 10=über lol. Seishun pop is good till chap 22-24.
It also surprised me to hear the valv OP on my flight to Tokyo Japan airlines economic class > aa any day. Tinted window control, games, movies, manga, etc. And j music.
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Its 7.9k dude. 79k is too much
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