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Forum List » Income Investors' Forum Ideas for Income Investors. High Dividend Stocks, Mutual Funds etc. Erie Indemnity Co. Dividend Stock Analysis
Posted by: Dividends4Life
(IP Logged)
Date: October 26, 2012 09:35AM
Linked here is a detailed quantitative analysis of Erie Indemnity Co. (ERIE). Below are some highlights from the above linked analysis: Company Description: Erie Indemnity Co. is a management services company that provides sales, underwriting, and policy issuance services to the policyholders of Erie Insurance Exchange in the United States. Fair Value: In calculating fair value, I consider the NPV MMA Differential Fair Value along with these four calculations of fair value (see page 2 of the linked PDF for a detailed description): 1. Avg. High Yield Price 2. 20-Year DCF Price 3. Avg. P/E Price 4. Graham Number ERIE is trading at a discount to only 4.) above. The stock is trading at a slight premium to its calculated fair value of $60.65. ERIE did not earn any Stars in this section. Dividend Analytical Data: In this section there are three possible Stars and three key metrics (see page 2 of the linked PDF for a detailed description): 1. Free Cash Flow Payout 2. Debt To Total Capital 3. Key Metrics 4. Dividend Growth Rate 5. Years of Div. Growth 6. Rolling 4-yr Div. > 15% ERIE earned three Stars in this section for 1.), 2.) and 3.) above. A Star was earned since the Free Cash Flow payout ratio was less than 60% and there were no negative Free Cash Flows over the last 10 years. The stock earned a Star as a result of its most recent Debt to Total Capital being less than 45%. ERIE earned a Star for having an acceptable score in at least two of the four Key Metrics measured. The company has paid a cash dividend to shareholders every year since 1996 and has increased its dividend payments for 22 consecutive years. Dividend Income vs. MMA: Why would you assume the equity risk and invest in a dividend stock if you could earn a better return in a much less risky money market account (MMA) or Treasury bond? This section compares the earning ability of this stock with a high yield MMA. Two items are considered in this section (see page 2 of the linked PDF for a detailed description): 1. NPV MMA Diff. 2. Years to > MMA ERIE earned a Star in this section for its NPV MMA Diff. of the $1,333. This amount is in excess of the $1,300 target I look for in a stock that has increased dividends as long as ERIE has. The stock's current yield of 3.51% exceeds the 2.42% estimated 20-year average MMA rate. Memberships and Peers: ERIE is and a member of the Broad Dividend Achievers™ Index. The company's peer group includes: Arthur J Gallagher & Co. (AJG) with a 3.8% yield, Marsh & McLennan Companies Inc. (MMC) with a 2.7% yield and The Travelers Companies Inc. (TRV) with a 2.5% yield. Conclusion: ERIE did not earn any Stars in the Fair Value section, earned three Stars in the Dividend Analytical Data section and earned one Star in the Dividend Income vs. MMA section for a total of four Stars. This quantitatively ranks ERIE as a 4-Star Strong stock. Using my D4L-PreScreen.xls model, I determined the share price would need to increase to $63.80 before ERIE's NPV MMA Differential decreased to the $1,300 minimum that I look for in a stock with 22 years of consecutive dividend increases. At that price the stock would yield 3.47%. Resetting the D4L-PreScreen.xls model and solving for the dividend growth rate needed to generate the target $1,300 NPV MMA Differential, the calculated rate is 6.0%. This dividend growth rate is nearly the same as the 6.1% used in this analysis, thus providing no margin of safety. ERIE has a risk rating of 1.25 which classifies it as a Low risk stock. ERIE's personal and commercial property and casualty insurance includes automobile, homeowner, multi-peril, and workers' compensation coverage. The company has all the financial metrics that would allow it to be an good dividend stock: It has no debt, a low free cash flow payout and over 20 years of consecutive dividend increases. However, the company has chose not to aggressively increase its dividend. As a result, it is trading at a premium to my calculated fair value of $60.65, so for now I will remain on the sidelines. Disclaimer: Material presented here is for informational purposes only. The above quantitative stock analysis, including the Star rating, is mechanically calculated and is based on historical information. The analysis assumes the stock will perform in the future as it has in the past. This is generally never true. Before buying or selling any stock you should do your own research and reach your own conclusion. See my Disclaimer for more information. Full Disclosure: At the time of this writing, I held no position in ERIE (0.0% of my Dividend Growth Portfolio). See a list of all my dividend growth holdings here. Related Articles: - Nacco Industries, Inc. (NC) Dividend Stock Analysis - Nacco Industries, Inc. (NC) Dividend Stock Analysis - Raytheon Company (RTN) Dividend Stock Analysis - Walgreen Co. (WAG) Dividend Stock Analysis - More Stock Analysis Stocks Discussed: ERIE, AJG, MMC, TRV,
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Remington 770 - Spend the extra money for the 700. Dont buy at Walmart.
Savage Axis - Spend the extra fifty dollars for the bigger model. I think its the 116. Excellent gun. Sports Authority had the Stainless steel rifles with scope 399
Mossberg 100 ATR - Nice cheap gun.

subset: commoncrawl


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Parkersburg, W.V., challenges for TitleTown
Updated: July 9, 2008, 11:40 AM ET
Submitted by JOFank72
We don't have a lot of people, nor any professional sports teams, but here is a stat for you. AAA is the highest level that a high school can compete at in W.Va. Both schools mentioned hereafter are AAA schools. [+] Enlarge
AP Photo/Mollie WoodyParkersburg celebrates a 22-15 win over St. Albans in the Class AAA state championship football game Dec. 1 in Wheeling, W.V.
In Parkersburg, we have accumulated 192 overall state championships in 103 years with 183 if those coming since 1950.
Parkersburg High School alone has 137 championships in its 103 years of existence.
There is also another AAA school in Parkersburg called Parkersburg South High School, who, by the way, has 38 titles in 40 years. Not to be outdone Parkersburg Catholic, a single A school, has 17 state titles of its own. Not bad considering that there are 136 high school teams in West Virginia with 38 in AAA.
We may not have a pro sports team, but in high school sports, Parkersburg as a whole is pretty dominant.
"SportsCenter" will announce the winner Monday, July 28, during the 6 p.m. show.
TitleTown USANothing small about sports in Valdosta, Ga.
Fans singing New York, N.Y.
TitleTown follows Cardinal rules
Lawrence, Kan., rocks as it chalks up recent title
TitleTown in the Windy City
Parkersburg, W.V., challenges for TitleTown
Tennessee's kinship with titles anything but rocky
Pittsburgh bleeds black, gold and titles
Cross the Golden Gate Bridge into TitleTown
Ann Arbor is a ... TitleTown
Chapel Hill's trophy case makes rivals blue with envy
TitleTown O-H-I-0
L.A. walks, talks, acts like TitleTown
Boston has recent success, history
Detroit is a hockey, baseball, basketball town
Gators swim in success
Green Bay won't give up TitleTown
Louisville tries to slug its way to title
This TitleTown belongs to the Little Leaguers
Massillon, Ohio, earns title stripes in football
ESPN writers, announcers
Green Bay: There is no other TitleTown USA
Chicago: The real TitleTown USA
Three words make L.A. TitleTown
Pittsburgh: So good, they donate champions
Four in nine makes San Antonio TitleTown USA
Other fan submission
Artesia, N.M., lives high school football
Iowa City's hopes pinned on wrestling
Long Beach tries to spike competition
South Bend has golden dreams
List of TitleTown USA nominees


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By TODD POLLOCK Special to The Trimble Banner The Trimble County Board of Education heard a report on potential electrical and HVAC upgrades to the Trimble County High School facility during last week's meeting at the administration building in Bedford.
By DAVE TAYLOR The Trimble Banner The Bedford City Commissioners and Mayor Todd Pollock were unanimous in their praise of city employee Jimmy Hoskins for his street cleaning efforts in the wake of recent storms and frigid temperatures that made travel difficult. Hoskins said his job was made difficult by the number of cars that had been parked along city streets and the garbage cans left out waiting for trash pickup.
The Trimble County High School Drama Club is hosting a princess tea Saturday, Feb. 28, from 10 a.m. to noon at Milton Elementary School. Your little princess can meet Elsa and Anna, have tea with Alice and the Mad Hatter, play games with Olaf and Kristoff, or be our guest with Belle and the Beast. She can even make her own crown in the Enchanted Forest with Snow White, Flynn Rider and Prince Charming. Delightful treats will be consumed and fun will be had.
By TEENA DRAKE Special to The Trimble Banner Desiree Edinger, a delightful young lady at Trimble County Middle School, hosted a fundraiser to help out a friend. She organized an activity to "duct tape a teacher to the wall!" Edinger asked a group of friends to assist her with the task, created advertising for the event, requested the assistance of her teachers and sold strips of duct tape to her peers. It was not an easy activity to plan as she had previously thought, but the end result was fun and extremely successful.
By TEENA DRAKE Special to The Trimble Banner
Members of the "Holy Huddle" youth group from Bedford Baptist Church shopped Sunday for five Angel Tree kids from our community, then raised money for Louisville Homeless Shelters. They stood outside, in the cold, raising over $500 for the charity!


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The larger-scaled Pharos pairs a powerful motor and advanced design principles to provide outstanding air distribution and useful light. The fan's primary feature, a series of louvers, give it a "deco" style and reduces glare from the light source.
Available in either a matte nickel or gloss white finish with blade span of either 42" or 52". Choose from nickel, white or maple for the five blades. The light source may be specified as either incandescent or energy saving fluorescent. Note: Any control ordered with a fan that has been configured with an energy-saving CFL will be supplied in a non-dimming version. The fan can accommodate a sloped ceiling up to 33°. For slopes over 33° but under 45°, use the sloped ceiling adapter (sold separately). Includes 5" and 15" downrods for 14" or 24" overall height. Optional downrods available for alternate heights.
- Airflow measured in cubic feet per minute at high speed (CFM) = 5678.16
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- Fan body: 11" Dia X 6.5" H
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- IN: 3 X 40W E12 incandescent lamps (included)
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Ron Rezek designed the world's first contemporary-styled ceiling fan, the Stratos, in 1986. But his list of accomplishments in the design world is long and varied, from lifeguard equipment to contemporary lighting. In 1997, Ron started The Modern Fan Co. in Ashland, Oregon, which produces and sells only contemporary ceiling fans.
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Modern Fan Company
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China reports weaker than expected trade data
China has reported an unexpected fall in its exports and imports, adding to concerns of a slowdown in its economy.
Exports fell 3.1% in June from a year earlier, indicating weak global demand for Chinese goods. Most analysts had expected a 4% increase in shipments.
Imports fell 0.7% from a year ago, showing a subdued domestic demand.
China, the world's second-largest economy, has been keen to rebalance its economy, after a decline in global demand hurt its export-led growth.
China's economy grew at an annual pace of 7.7% in the January to March quarter, compared with 7.9% in the previous three months.
Analysts say second-quarter GDP figures, due to be released on Monday, are likely to show a further slowdown, as demand in key export markets in the US and Europe remains weak.
At the same time, policymakers have found it tough to boost domestic consumption enough to offset a decline in foreign sales.
This is more hard evidence that China's economy is slowing down. It comes less than 24 hours after the IMF lowered its global growth forecast, partly because China and other emerging economies haven't grown as robustly as they expected.
One of the reasons the IMF mentioned was slower growth in demand overseas, which was firmly underlined by the Chinese export data.
For Chinese exporters and their suppliers - many of them outside the country - it will be uncomfortable. But China's leadership does have a long-term aim of reducing the economy's reliance on exports and investment as a driver of growth, as well as a bigger role for consumers at home.
It's a path that the IMF and many of China's trade partners have urged it to follow. Perhaps it's under way. But as the new figures show, it won't be easy to manage smoothly.
Analysts said the surprise fall in exports and imports in June indicated that China's economic growth was likely to remain under pressure in the coming months.
"We expect both export and import data may remain at a relatively low level in the second half, due to weak demand at home and abroad," said Wang Jin, an analyst at Guotai Junan Securities in Shanghai.
Various organisations, including the World Bank and the International Monetary Fund, have recently cut their outlook for China's growth.
'True picture'Chinese export data had shown positive signs of a gradual recovery in external demand in recent months.
However, that had not been in line with data from other regional countries - which have been showing a slowdown in their export growth.
That triggered speculation that some Chinese exporters may be overstating their shipments in an attempt to bypass restrictions on bringing funds into the country.
Prompted by these concerns, Chinese authorities, who keep a tight grip on capital flows in and out of country, have announced steps to control any illegal flows.
In May, China's foreign exchange regulator, the State Administration of Foreign Exchange (SAFE), said it would increase its scrutiny of export invoices and impose tougher penalties on firms providing false data.
Analysts said that the weaker-than-expected figures in June were partially because of the crackdown on such practices.
"Both exports and imports are weaker than market consensus, partially a result of Beijing's crackdown on speculative capital inflows disguised as trade," said Wang Jin.
"From this sense, we can say last month's export figure may reflect a true picture of the current trade situation."


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148Apps Review Summary
Our Rating: :: VERTICAL VOCABULARY VICTORY :: Read Our Full Review >>A board game that sticks to what it made it a success, but may fall victim to a lack of audience.
What's New
-Sound bug squashed. If your still not hearing sounds after the upgrade make sure sounds are enabled in the options area-other minor bug fixes
App Description
Hasbro's classic game UPWORDS is now available for iOS from indie developers Lonely Star Software.UPWORDS adds another dimension to crossword board games. Build words by playing letters across, down and stacked atop existing letters. This unique 3-dimensional game play allows you to change existing words into new words. Score points for each letter tile in your word and every letter tile under your word. The higher you the stack, the higher you score. Build words, stack letters, score high and have fun!
If you love word games, give UPWORDS a try.
-Online multiplayer with friends or random opponents
-Pass and Play for 1-4 players
-In-game chat
-Push notifications
App Changes
October 07, 2014 New version 1.0.12
June 19, 2014 New version 1.0.10
February 20, 2014 New version 1.0.9
January 29, 2014 New version 1.0.8
November 06, 2013 New version 1.0.7
October 26, 2013 New version 1.0.6
January 11, 2013 Initial Release


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CARACAS, Venezuela (AP) — Venezuelan Vice President Nicolas Maduro struck an optimistic tone Sunday for the second day in a row on President Hugo Chavez's recovery from cancer surgery in Cuba.
Maduro, speaking while touring a pediatric hospital, said Chavez is "consolidating a recovery process, which fills us with joy." A day earlier, Maduro said he had received an update from a ruling party member who visited Chavez in Cuba and that the Venezuelan leader's "condition is becoming increasingly stable."
"Prayers are always in our mind in this battle for life that is consolidating itself day by day," Maduro said.
Chavez underwent surgery Dec. 11, about two months after being elected to another six-year presidential term. It was his fourth cancer-related operation since June 2011.
Bolivian President Evo Morales traveled to Cuba on Sunday morning but there was no word on whether he visited his close ally Chavez.
Cuba's government-run newspaper Juventud Rebelde said Morales visited Havana "to express his support for Venezuelan President Hugo Chavez Frias." The Bolivian leader was greeted by Cuban President Raul Castro and the newspaper published a photograph on its website showing the two leaders smiling.
Despite his optimistic tone, Maduro offered no hint about when Chavez might return to Venezuela. Government leaders have warned Venezuelans that Chavez might not be back in time for his Jan. 10 inauguration, raising the possibility of a legal dispute on who should then take over the presidency.
National Assembly President Diosdado Cabello said Saturday that ruling party lawmakers, who hold a majority in the legislature, won't call a new presidential election if Chavez can't return from Cuba in time for the swearing-in ceremony.
Continue reading this story on the...
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text: Meta Battle Subway PokeBase - Pokemon Q&A Login Register All Activity Questions Unanswered Tags Users Ask a Question Rules Chat Meganium moveset help? 0 votes I'm unsure for a move set for my HeartGold Meganium. I'm thinking Synthesis Solar Beam Aromatherapy Earthquake I'm not sure about aromatherapy, should I replace it with petal Dance, magical leaf, or another move or is this move set fine? Any changes I should make? meganium heartgold-soulsilver moves asked Jun 26, 2013 by CluelessPonyta I would probably use toxic instead of aromatherapy. Also, replace solar beam with either with pedal dance or energy ball. Pedal dance is if you have safeguard and energy ball is just good stab with a chance to lower special defense. Oh yeah, what's its nature? I wasn't sure if I needed to mention the nature or not: Nature: Gentle Iv: Capable of taking hits Gender: Female also, what about giga drain? giga drain is a good move if your low on health and you're opponent has more HP than you the attack does 75 damage and replenishes half of some of your health Please log in or register to add a comment. Please log in or register to answer this question. 1 Answer 2 votes Best answer This set looks quite nice, but there ar a couple things that could improve it. Solar beans charge up turn makes it inconvenient. Energy ball makes for a reliable replacement. Your other option is to replace aromatherapy with Sunny Day, as sunny day removes solar beams charge up turn and increases the recovery of synthesis. So you'd have a set that looks like Meganium@miracle seed or leftovers or your beneficial choice of item Sunny Day Solarbeam Earthquake Synthesis Or this Meganium@see items above Aromatherapy Energy Ball Earthquake Synthesis Finally, you could go for a full support set Meganium@light clay/leftovers Reflect Light Screen Aromatherapy/energy ball Synthesis answered Jun 26, 2013 by Dudeicolo selected Jun 26, 2013 by CluelessPonyta I think I'll go for the sunny day, solar beam, earthquake, synthesis move set. It's already holding the miracle seed. Please log in or register to add a comment. Related questions Is this Meganium moveset okay? Are these good moves for Meganium in Soul Silver? Giga Drain or Energy Ball for Meganium? What is a good moveset for Meganium? Serperior or Meganium? How does a Meganium learn Leech Seed? Meganium is there any hope? Where can I get Leaf Storm For my Meganium? Useful Meta Posts How to change your username How to add a user avatar Why was my post hidden? The points system Question etiquette Flags vs Downvotes Anime FAQ


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- 79Promote
Art Print
Collect your choice of gallery quality Giclée, or fine art prints custom trimmed by hand in a variety of sizes with a white border for framing.
Yeah, people say that... but when? :DDDDD I promise... one day... also Dr. Lukas brings some novel :DDDDD Thanks a lot AKS!!!! ;)))
such a huge and inspiring gallery..this series is awesome, love the colors and the black strokes... horray for you :D
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For status updates, visit lucyburns.org.
Alaska Legislature passes campaign disclosure bill for initiative campaigns
April 29, 2010
JUNEAU, Alaska: The Alaska Legislature approved new legislation that would increase campaign disclosure requirements for those who support initiative campaigns.
The Alaska House of Representatives on April 18, 2010, passed House Bill 36, which would require mandatory disclosure on persons or groups who will plan to donate $500 or more in support or opposition of an initiative on a 36-0-4 vote[1][2]. Also, the bill bans paid signature collectors along with changing how many required public hearings must be held for qualified initiatives. The Alaska State Senate later on the same day passed the bill on a 19-1 vote[1].
Representative Peggy Wilson, who was one of three lead sponsors of the bill, said in an interview with Alaska Public Radio: "people do not really know a lot of information when they sign an initiative...they don't always know what the details are, who is backing it, and where its coming from. We just thought its very important for people who sign an initiative that they need to know what is going on."[3]. A lot of opposition of the bill came from citizen activists who oppose greater campaign disclosure from individual donors[4].
The bill has been sent to the Governor's desk awaiting the signature of Governor Sean Parnell to either sign the bill into law or to veto the bill[4].
See also
- ↑ 1.0 1.1 '"Alaska Legislature, "Bill History of House Bill 36-(2009-2010)
- ↑ National Conference of State Legislatures, "Initiative & Referendum Legislation Database"(Click on Alaska on drop down query menu)
- ↑ KFSK "Initiatives bill requires more financial disclosure," April 27, 2010(Listen to Audio Clip on website)
- ↑ 4.0 4.1 KFSK "Initiatives bill requires more financial disclosure," April 27, 2010(Listen to Audio Clip on website)


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Must Love Beer
's Album:
Tasting Pics, Ratings, Reviews & Comments
Reviews & Ratings of each beer pictured
Photo 470 of 780 in Tasting Pics, Ratings, Reviews & Comments
Sweetwater "Georgia Brown"
Sweetwater Brewing Company - Atlanta, Georgia USA
Brown Ale (ABV 5.4)
[Best served in a Dimpled Mug]
Rating: 3.3/5.0
Aroma: 7/10
Appearance: 3/5
Taste: 7/10
Palate: 3/5
Overall: 13/20
The pour was a hazy copper brown with an average sized (1-2 finger) creamy beige head that lasted for a decent while which produced some very good sheets of lace on the glass.
The aroma was typical of a Brown Ale with some roasted chocolate malts, a smidgen of herbal hops and a doughy yeast with notes of coffee, caramel, brown sugar and a very light dark fruit ester.
The taste was malty to say the least with mild chocolate and caramel notes from the beginning and finished about the same but with a slight hoppy bitterness, a touch of brown sugar and a strong coffee presence. The flavor hung around for a little while with the taste of coffee being the most dominant, but also having a very mild sweet bitterness to it.
Mouthfeel was just a shade under medium in body with the texture being creamy and a little oily and having a medium carbonation.
Overall a pretty straight forward Brown Ale. Bold and tasty, but with no surprises. Most definitely a brew you could drink a few of.
Sampled: 1/13/2012
0 comments


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mozilla articles
Firefox mobile may include H.264 support as Mozilla rethinks opposition
Mozilla outlines 2012 Firefox plans, seamless updates, new UI and more
Mozilla Firefox 11 stable available for download now
Mozilla's Boot 2 Gecko mobile OS hands-on
Mozilla developing Metro-specific Firefox for Windows 8
Adobe prepping sandboxed Flash Player for Firefox, beta available now
Mozilla releases Firefox 10 stable version
IE market share slips, Facebook pulls support for IE7
Two Firefox add-ons already bypass SOPA's domain censorship
As resistance grows against the Stop Online Piracy Act, some activists are getting creative. If passed, the legislation would allow US Internet service providers to block access to offending domain names at the behest of Hollywood -- that's the gist of it, anyway...
Mozilla renews Google agreement for default search in Firefox
Firefox 9 released, touts 20-30% more JavaScript performance
The latest stable build of Firefox -- version 9, for those not up to speed with Mozilla's rapid-fire release schedule -- is readily awaiting your download (Windows | Mac | Linux). The update comes just over a month after the release of Firefox 8 and the first beta of Firefox 9...
Opera 11.60 released with a slew of improvements
Chrome overtakes Firefox market share for the first time
Mozilla Thunderbird 8.0, Lightning 1.0 released
Firefox 8 now available, ahead of official release
Chrome on track to overtake Firefox by year's end
Mozilla releases Firefox 7.0, improves memory usage
Mozilla proposes slower Firefox release schedule for enterprise users
Firefox 7 beta now available, final build due next month
A beta version of Mozilla's Firefox 7 is now available for Windows, Mac and Linux. Despite releasing version 6 of the popular browser earlier this week, it's the next iteration that many expect to solve persistent memory leak issues...
Firefox 6 quietly released ahead of official launch
Mozilla promises big memory savings with Firefox 7
Despite being ranked as the second most popular web browser, Mozilla's Firefox has a storied past largely due to unresolved memory leaks. As with its predecessors, Firefox 7 will implement various memory leak issues, according to Mozilla developer Nicholas Nethercote...


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Entertainment News
Frozen Becomes Highest-Grossing Animation Ever
Frozen has beaten Toy Story 3 to become the highest-grossing animated film of all time.
The Disney film has now taken $1.07bn at the box office after soaring to number one in Japan this month.
The film, with characters voiced by Kristen Bell and Idina Menzel, has also dominated box offices both here and in the US, where it was released in November 2013.
It has also gone ahead of Pirates Of The Caribbean: Dead Man's Chest to take the number 10 spot in the worldwide box office chart.
Frozen tells the tale of Anna, a fearless optimist who sets off on an epic journey - teaming up with rugged mountain man Kristoff and his loyal reindeer Sven - to find her sister Elsa, whose icy powers have trapped the kingdom of Arendelle in eternal winter.
It has walked away with a variety of awards, including Oscars for best original song and best animated film.
The film gained more attention at the March 2 ceremony when John Travolta mispronounced Menzel's name when introducing her to the stage to sing Let It Go.
The actor publicly apologised after inexplicably calling her Adele Dazeem.
Frozen takes the title after beating Toy Story 3's takings of $1.06bn in 2010. The Lion King is the third biggest-grossing animation ever.
Related Stories Travolta 'Sorry' For Adele Dazeem Oscars Fluff


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Miley Cyrus and Chelsea Handler totally threw shade at Taylor Swift's VMAs performance of 'Shake It Out!'
Miley Cyrus, 21, and Chelsea Handler, 39, only served to prove Taylor Swift's point at the MTV Video Music Awards on Aug. 24 — haters gonna hate, hate, hate, hate, hate. During and after Taylor's first-ever live performance of "Shake It Out," both Miley and Chelsea took their shots at the now-pop superstar.
Taylor Swift Dissed By Miley Cyrus & Chelsea Handler For 'Shake It Off' At VMAs
While everyone else in the audience was shaking it to Taylor's performance, this was Miley's face:
You have never seen a less impressed face in your life, have you? She is almost stunned by how not-impressed she is! Furthermore, Miley was having the time of her damn life during Nicki's performance of "Anaconda," so it's not as if she was simply comatose for the entire show.
After Taylor's performance, Chelsea took the stage to present the next award, and thanked Taylor for being so white: "They asked me if I wanted to perform at the VMAs and I said there are going to be a lot of big fat asses at that awards show," Chelsea said. "So I will present, but you have to put me up after someone who's white. So thank you, Taylor Swift, for being SO white!"
Taylor Swift Doesn't Care If She Looks Silly While Dancing At Awards Shows
Well, Chelsea is not exactly wrong. However, the whole point is that Taylor doesn't care that she can be kinda lame sometimes! In fact, she revels in it and lets the haters hate. She was dancing awkwardly in her chair throughout the VMAs without a care in the world about how she looked.
Case in point:
Not cool. Let's be real. But hey, she's having fun!
Shake it off, Taylor, sh-sh-shake it off.
So, HollywoodLifers, what do you think about Miley and Chelsea's shade? Too harsh? Do you like "Shake It Off?" Let us know!
– Amanda Mitchell
More Taylor Swift News:
- Taylor Swift: Listen To Her Isolated 'Shake It Off' Vocals At VMAs
- Taylor Swift Stuns During First-Ever Performance Of 'Shake It Off'
- Taylor Swift Was 'Horrified' To See John Mayer Again
View Comment
Posted at 10:47 PM on February 4, 2015
Posted at 12:59 PM on November 4, 2014
mohommad smith
Posted at 6:16 PM on October 7, 2014
Posted at 3:59 PM on October 6, 2014
Well. It's impossible to be liked by every single person.
We don't know what Miley is thinking actually. May be she was going along with the song inside.
Anyway, I always like Taylor Swift because there is no pretension on her performance or face, different from others.
One thing. What 's the meaning of "so white"?
I can't see a thing racist in Taylor Swift's performance.
Posted at 1:08 PM on August 28, 2014
Posted at 7:55 AM on August 28, 2014
Posted at 11:40 PM on August 27, 2014
Posted at 11:02 PM on August 28, 2014
Posted at 9:31 AM on August 29, 2014
Posted at 6:13 AM on August 31, 2014
Posted at 6:24 PM on August 27, 2014
Posted at 9:29 AM on August 29, 2014
Posted at 1:28 PM on August 27, 2014
Posted at 1:02 PM on August 27, 2014
Posted at 12:13 PM on August 27, 2014
Posted at 1:40 PM on August 27, 2014
Posted at 12:05 PM on August 27, 2014


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GameWorks, GeForce Developer Stories
Winner of 10 E3 awards, HAWKEN is a Free-to-Play online FPS developed by Adhesive Games. Built using the Unreal Development Kit (UDK), it features giant robots fighting in ruined futuristic cities. HAWKEN uses PhysX particles and APEX Turbulence to create a more immersive and realistic experience for the player. We talked to Johnny Costello of the NVIDIA PhysX Art Team to find out how it was done. Looking at the Turbulence effects, they feature a huge number of particles,...
depth of field, HDR, dynamic shadows, Games, NVIDIA Shield, Shield, tegra
Spotlighting how our blazingly fast Tegra 4 technology produces games with amazing visuals, including dynamic shadows, depth of field, and HDR to name a few, the video below shows game developers like Bitsquid, Steel Wool Games and Vivid Games show off their latest games running on Tegra 4.
The Big Android BBQ is the world's preeminent mobile technology conference for Android developers, hackers and enthusiasts. This year, the Big Android BBQ will return to the well-liked Hurst Convention Center in the Dallas Fort Worth area of Texas. NVIDIA's Lars M. Bishop and Seth Williams will be presenting on "Beyond Phones and Tablets: Developing for Dedicated Android Gaming Systems". Be sure to check it out.
Our sister site GeForce.com just released a tech trailer for the upcoming Batman: Arkham Origins from Warner Bros. The game features NVIDIA PhysX cloth, volumetric smoke, fluid and particle effects that interact with characters as well as HBAO+ temporal antialiasing. Head over to GeForce.com to get the full details and see the video.
Games and Graphics, Tegra Developer Stories
This is a great article on why and how to take advantage of the hardware scaler available on Android platforms. This advice also applies to PC game developers where rendering to smaller buffers is common practice for performance reasons. Developers may also consider a hybrid approach where they render the 3d elements of their scene to a reduced resolution back buffer, scale this to the intended display resolution and then render 2D user interface elements such as text at the final display...


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Why are all sizes not listed? We only display sizes that are currently available for you to order.
3 - Pk. StormTM WildEye® Live Pike Lures. Second - to - none realism to get strike after strike!
It's alive! The WildEye® Live series of lures, that is. With its natural color pattern, secure I-bolt construction system, holographic flash foil and life-like swimming action, this bait is bound to fool even Mother Nature!
State Size, as available in the Shopping Cart.
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We stayed here one night as a stopover between Nebraska and Texas. The hotel was very clean and the staff was professional. The breakfast in the morning was tasty and plentiful. We enjoy Staybridge and this one did not disappoint. Another great stay at a Staybridge. Would definitely stay here again.
- Official Description (provided by the hotel):
- The Staybridge Suites Wichita is conveniently located off K-96 in the heart of the city s aerospace manufacturers.If Wichita State University, downtown Wichita, McConnell Air Force Base or one of the aerospace giants is your destination, the hotel is conveniently located off I-35.Each spacious suite has a fully equipped kitchen complete with microwave, stove top, dishwasher and full size refrigerator. Work efficiently at your over sized executive desk with free high-speed Internet access or relax in the comfortable living room area while you enjoy premium cable television including HBO and DVD player. Work off some stress in our fitness center, catch a movie or sporting event in the Just Like Home Theatre or visit the Bridgemart where you can pick a variety of foods, beverages and even toiletry items 24 hours a day. A hot breakfast is served daily and Sundowner evening cocktails are served Tuesday - Thursday. Whether your trip is for business or pleasure, our hotel can offer you the best value in the Wichita area. Corporations in the area: Hawker Beechcraft, Boeing, Cessna, Koch Industries, McConnell Air Force Base, Wichita State University, Raytheon, Spirit Aerosystems, Bombardier Lear Jet, AGCO Corpororation, Kansas Heart Hosipital, Kansas Surgery and Recovery Center, Kansas Spine Hospital. ... more less
- Reservation Options:
- TripAdvisor is proud to partner with IHG, Booking.com, Expedia, Priceline, Despegar.com, Agoda, Hotels.com, Odigeo and Tingo so you can book your Staybridge Suites Wichita reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Staybridge Suites Wichita Hotel Wichita


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Emissions Management Companies in Northern Ireland
Category: Air & Climate ×
Subcategory: Emissions Management ×
Industry: Energy - Bioenergy ×
Location: Europe ×
Location: Northern Ireland ×
GreenStream Network Plc
based in Helsinki, FINLAND
We are a leading Nordic company delivering efficiency projects in China, and providing carbon asset management and comprehensive services in climate and renewable energy markets. China is our key target area where we have a particular focus on energy efficiency investments. GreenStream is involved in more than 80 emission reduction projects across China and is in market- ...
based in London, UNITED KINGDOM
Ecometrica is passionate about clear, correct, and meaningful environmental management that helps businesses meet their sustainability challenges, reduce costs, and increase overall performance. We help our clients measure their environmental impacts, from carbon, energy, paper, waste and water management all the way through to full supply chain accounting. We have global ...
ifu Hamburg GmbH
based in Hamburg, GERMANY
We provide software and services for integrated implementation according to our clients` technical, environmental and economic needs. Our strength is the integration of knowledge from various players and disciplines operating in an information system. The combination of process, product, company and industry perspective allows the analysis of entire systems while ...
based in Kennesaw, GEORGIA (US) (USA)
ABUTEC, an acronym for Advanced Burner Technologies, is an international manufacturer of Environmentally Friendly Combustion Solutions. ABUTEC specializes in offering high efficiency, low emission, burners and flares to various industry segments and applications. ABUTEC manufactures Infrared Burners, Enclosed Flares, Vapor Combustors, Incinerators, Thermal Oxidizers, and ...
The Sniffers NV
based in Balen, BELGIUM
The Sniffers is a world-wide leading expert in emission & pipeline services, thermographic integrity inspections and leak detection with TÜV certified dogs. We detect and analyse all kinds of leaks on piping sources and leaking equipment from industrial activities, using the best techniques. By detailed repair plans we calculate the savings for your company. ...
based in Bellefonte, PENNSYLVANIA (USA)
Sigma-Aldrich is a leading Life Science and High Technology company whose biochemical, organic chemical products, kits and services are used in scientific research, including genomic and proteomic research, biotechnology, pharmaceutical development, the diagnosis of disease and as key components in pharmaceutical, diagnostics and high technology manufacturing. ...
Parker Procal
based in Peterborough, UNITED KINGDOM
Procal design and manufacture continuous emissions monitors suitable for applications that come under the European Large Combustion Plant and Waste Incineration Directives. These monitors are also used on US EPA approved sites. Certified under MCERTS for the measurement of NO, SO2, CO, CO2, H2O, and providing information as required for compliance with EN14181, Procal ...
Codel International Ltd
based in Bakewell, UNITED KINGDOM
CODEL are world leaders in the design and manufacture of systems for continuous emissions gas monitoring (cems) and combustion control analysers, such as in-situ and extractive flue gas emissions analysers (analyzers), pollution sensors, dust monitor/particulate monitors, opacity/smoke monitors, flue gas analysers (analyzers), road tunnel atmosphere sensors and velocity ...
PE International AG
based in Leinfelden-Echterdingen, GERMANY
PE are the leading sustainability performance management company, a trusted partner and supplier to over 40% of the fortune 500 companies. We help companies to create business value by enabling them to architect their business to succeed sustainably – Increase sales through product innovation, brand enhancement through improved reputation, reduced cost through operational ...
Environnement S.A
based in Poissy, FRANCE
Environnement S.A is the leading company in the field of instrumentation for the environment. Ever since its creation in 1978, Environnement S.A has been dedicated to the study, development, manufacture and supply of advanced on-line gas, particulate and water analyzers, using the most recent technologies. Environnement S.A proposes a comprehensive range of continuous ...


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- 3.5-hour dinner cruise on a schooner in St Maarten
- Set sail during a beautiful sunset as your relax on deck
- Enjoy unlimited drinks from an open bar
- Dine on a gourmet dinner, including your choice of mahi mahi or chicken, and coconut cream pie for dessert
- Eat delicious French bread and cheese snacks served by your personable crew
- Marvel at a starry sky while you cruise over the Caribbean
What You Can Expect
Customer Reviews
March 2014
very nice ! small group also a big plus ! enjoyed the old sailing ship and the captain and crew were very nice people ! will do again
January 2014
We completely enjoyed the tour. Our hosts were great. Food was good. Had a very nice evening.


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two timer =_=.... LOL! just kidding.
THATS IT!!!!!!! I keep trying to remember which one it is. thanks! ^^i remember hmm when akira smile its when she was talking to eri about eri feeling and ask her, if she is at eri place what should she choose and she choose both isnt that the time akira smile?


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Cable TV in Como
There are so many reasons to get cable TV in Como, TX. In Como there are an approximate 809 televisions owned by only 202 people. That is because Cable TV is easy to connect to multiple TV sets. Since 2006, DVR use has grown, now accounting for 7% of Americans' total watching time. Even with those rising numbers 509 Como cable TV subscribers still enjoy regularly scheduled programming. And 72% of people in the U.S. bundle their cable TV contracts with high-speed Internet service. Which is good, because 48% of cable TV subscribers stream some of their content online. That makes 441 people in Como who have bundled subscriptions, and 294 who use their Internet to watch TV.


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Salvage Mayhem Jean
Item #80486MB132CAM
- Regular fit bootcut jean
- Mid-rise, 19" bottom opening
- Embroidered back pockets
- Hand sanding and whiskering details
- Zip fly
- Salvage label on back
- 100% Cotton.
- Machine wash cold inside out. Only non-chlorine bleach if needed. Tumble dry low.
- Made in China.
Have a Question?
Email Guest Services.
Visit our Denim Guide.
View All:
Men's Jeans
Men's Salvage Jeans
We changed our page. Tell us what you think.
Salvage Mayhem Jean 3 3
This product is faulty in quality of fabric This product's material ripped from the side of the zipper and continued down the inside of the leg the second time it was worn. Very Disappointed in the item! December 9, 2014
great fitting jeans Best fitting jeans I've worn in some time. They fit a tall skinny person well. April 24, 2014
Great Pair of Jean These jeans are great, they look good and they fit perfect. Would highly recommend them to anyone. September 3, 2013
1-3 of 3


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Help make your door handle area look the best it can with a set of these replacement door handles from GM. Each set is a direct replacement for your factory handles, and includes a chrome-plated handle with factory matching, pre-painted bezels.
Whether you need to change out an old broken door handle, or you just want to add a little more shine to those otherwise dull doors, then these door handles from GM are the perfect choice. Each door handle comes as a full assembly with ABS composite construction and metal inner workings.
These replacement pieces from GM are the perfect accessory to bring your Chevy Silverado door handle area back to life. A truly custom appearance can be achieved with these Chrome Door Handles from General Motors.


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AFT, NEA: Arming Educators Won't Keep Schools Safe Focus Needs to Be on Investments in Mental Health Services, Reasonable Gun Safety Legislation WASHINGTON—NEA President Dennis Van Roekel and AFT President Randi Weingarten react to proposals by Virginia Gov. Bob McDonnell, U.S. Rep. Louie Gohmert, and William Bennett to arm teachers as a way to prevent school violence.
School Boards across the country are passing resolutions asking Congress to stop drastic education funding cuts that automatically go into effect January 2, 2013, if the impending "fiscal cliff" is not stopped.
As boards of education and state legislatures refine, adopt or enact educator evaluation requirements, Silver Strong & Associates — developers of The Thoughtful Classroom Teacher Effectiveness Framework — has partnered with education software developer Netchemia to offer a comprehensive solution to performance evaluations for districts and schools across the country.
NSTA, in collaboration with The Dow Chemical Company; the Amgen Foundation; Astellas Pharma US, Inc.; the American Honda Foundation; the Bayer USA Foundation; and Lockheed Martin, announced the 244 middle and secondary science teachers from across the country who will take part as fellows in the 2012–2013 NSTA New Science Teacher Academy.
Dear School Leader: Like everyone, we were shocked and saddened by last week's school shooting at Sandy Hook Elementary School in Connecticut. We're sure that you share our sympathy for those affected by this tragedy, as well as a desire to ensure that parents understand what they can do to support school safety.
Digital Signage Expo® (DSE), the world's largest and longest running International Tradeshow and Conference dedicated to digital signage, interactive technology and digital out-of-home networks (DOOH), will present an all-new comprehensive four-part Hardware, Software & Connectivity Seminar Program that will showcase the latest technologies in software, video players, video walls, and streaming video technologies.
When MIDAS developed its digital mixing platform, their goal was to create a system that offered the full sonic advantage of the company's acclaimed analog consoles, most notably the acclaimed XL4 microphone preamps.
With just three weeks remaining before the Jan. 4 entry deadline for the 2012-13 Follett Challenge, Follett is again sweetening the deal as the company has announced it will throw a party for the contest's two grand-prize winners at their respective schools.
In October, Samsung and Grammy award-winning artist and producer Swizz Beatz teamed up to donate more than $25 thousand in Samsung products, including Galaxy Note 10.1 tablets and 55-inch LED TVs, to the Bronx Charter School for the Arts.
ASCD, the global leader in providing programs, products, and services that empower educators to support the success of each learner, announces the release of a series of new PD In Focus® videos, as well as two PD Online® courses.


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Eight years after William Manchester's death, the final volume of "The Last Lion," his epic biography of Winston Churchill, has finally appeared.
Winston Churchill, Britain's World War II prime minister, will appear on the next U.K. banknote, Bank of England Governor Mervyn King said.
U.S. House Majority Leader Eric Cantor plans to step aside from his leadership post following his primary election loss, as competing Republicans line up to seek his No. 2 position in a caucus vote set for June 19.
What books have high-profile readers been enjoying this year?
"You are young, pretty, rich, clever, what more do you want?" Beatrice Potter's poor relation asked her with a trace of exasperation. "Why cannot you be satisfied?"
"You can always trust America to do the right thing after it has exhausted all other options."
- Winston Churchill on Oct 10, 2013


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Download our iPhone app here http://www.mmafighting.com/iphone-download For more check out http://www.mmafighting.com watch video >>
http://TheMMAdigest.com watch video >>
Stepping in against Antonio 'Bigfoot' Silva is no easy task, but undefeated prospect Daniel Cormier is up for the challenge. The former Olympian discusses the reasons he will succeed where former Pri watch video >>
STRIKEFORCE has assembled eight of the world's top ranked heavyweights to compete in the STRIKEFORCE World Grand Prix -- Heavyweight Tournament, a three-stage, single-elimination tournament that will watch video >>
Strikeforce Antonio Silva vs. Fedor Emelianenko Part 1 of 2 watch video >>
Strikeforce Antonio Silva vs. Fedor Emelianenko Part 2 of 2 watch video >>
Jorge Santiago talks UFC rumors, teammate Antonio Bigfoot Silva's win over Fedor and says he would fight Anderson Silva. Intro Sound Clip: Bliss n Eso - People on it (feat Xzibit) watch video >>


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quote: if he will put on about 20-30 pounds of muscle
quote:Does he get a championship ring?
quote:I think the Heat are going to win it all next year
quote:I don't know about yall but now I think the Heat are going to win it all next year
quote:I called Hamilton being drafted in the 2nd anlong time ago. If he stayed another year he would have been borderline 1st rd pick.
quote:this pick put them over the top in my book
quote:The heat can't afford any more payroll so for Hamilton to make the team someone will have to go
quote:Technically, wasn't he traded to Miami, not drafted by Miami?
quote:Technically Miami drafted him by telling Philly who to get.


text: Dagmar d'Surreal wrote: <snip> > You're doing it wrong then. Learn the proper way to change the > installation root during the make install and you won't have a problem > with your stow path being hardcoded into pkgconfig. I was following the instructions of the package management program. Tushar has pointed out a better way that I was unaware of. This is obviously an emotional issue with you and I have no desire to irritate. I think the best solution is to change the book to simply say: Add the variable PKG_CONFIG_PATH to profile and add all needed paths. It's fewer words than what's in the book now and should work in all cases. <snip> > Then the book is likely wrong, and someone should have been > fact-checking. Check the source and see. I am not that suspicious and have learned to have great confidence in LFS/BLFS books. >> > Since no packages in the book is >> > installed into /usr/local, people who follow the instructions won't >> > have >> > any problem. >> >> I followed the instructions and still had the problem. > > So which packages in the book install things into /usr/local? None that I've encountered. But that wasn't my problem. My problem was the misleading statement in the book which I thought courteous to point out. I have done that now and am no longer concerned. -- "Don't you see that the whole aim of Newspeak is to narrow the range of thought? In the end we shall make thoughtcrime literally impossible, because there will be no words in which to express it." -- George Orwell as Syme in "1984"


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Richie Sambora's Family Was Directly Affected By Hurricane Sandy
There is no act in music more closely related with New Jersey than Bon Jovi. So when Hurricane Sandy ravaged its shoreline, the band was deeply affected. But was guitar player Richie Sambora's family personally impacted at all?
Hurricane Sandy — 10 Relief Photos That Will Inspire You To Donate
"Actually, my mother's house was pretty decimated. She lives on a river in Point Pleasant, New Jersey, right where that hurricane had hit the coast. We had a couple feet of water in the living room and in the bottom floor of the whole house. So, mom will be living out with me here in California for a little while," Richie tells us.
MTV Holding Fundraiser with 'Jersey Shore' Cast to Benefit Jersey Shoreline!
Richie is playing a show in Los Angeles next week in support of his new solo album Aftermath of the Lowdown. He'll donate a portion of the proceeds to the New Jersey Red Cross. If you want to help out with a $10 donation, TEXT: Red Cross to 90999 now!
[soundcloud id='67310987']


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Ardavan Rabie, Real Estate Agent | Current Listings for SaleArdavan Rabie is a real estate agent with Broker Financials Inc.. Per the CARETS MLS, Ardavan Rabie currently has 2 properties listed for sale. Click on a listing to view details, or use the "Recent Sales" link to view the sales performance of this agent in recent years. Search Results Currently Displaying Listings
1-2 of 2
Status: Active
Listing Price: $15,000
Status: Active
Outside Area (Inside Ca) CA
Business Opportunity Great business in a growing demand in Santa Monica. With the summer around the corner, this can be a great venture for an owner operator along with a couple of licensed drivers. The income potential is amazing and what better job than being by the beach all day in the amazing Santa Monica Area. Along with transportation, you can also increase your revenue by selling add space which is the way to for a exponential growth in income. DON'T HESTIATE, CALL US REGARDING THIS AMAZING OPPORTUNITY. Internet Name: Amazing Opportunity. Listing courtesy of Broker Financials Inc., Ardavan Rabie MLS # SR14221585
Status: Active
Listing Price: $1,690,000
Status: Active
9816 Millboro Place Beverly Hills CA 90210
Residential - Single Family Residence Living Area: 2,742 Sq. Ft. Bedrooms: 4 Bathrooms: 3.00 DIMOND IN A ROUGH, BEAUTIFUL HOME IN THE BEVERLY HILLS POST OFFICE AREA. MUST SEE VIEW. Located on a Cul-de-sac off of San Ysidro. Contains two fire places, Sub zero refrigerator, granite counter tops in the kitchen, marble floors, dual oven. Large pool in the backyard, BBQ center, with a spectacular mountain view. Master bedroom comes with a large master bath, spa tub, steam shower. Maids room. Laundry room located in the very large and spacious two car garage, with plenty of street parking. Beautiful wet bar. This is a true gem located in a quiet peaceful and charming BHPO. Terms: Notice Of Default Listing courtesy of Broker Financials Inc., Ardavan Rabie Currently Displaying Listings
1-2 of 2
The real estate listings on this page have been filtered from the CARETS MLS Board using the Agent License (01841249) of Real Estate Agent Ardavan Rabie with Broker Financials Inc.. While the data on this site is deemed reliable, it is not guaranteed. Ardavan Rabie may carry additional listings that are not currently syndicated on ListingPoint. |


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What does ISHA stand for?
What does ISHA mean? This page is about the various possible meanings of the acronym, abbreviation, shorthand or slang term: ISHA.
We've found a total of 3 definitions for ISHA:
Sort by:PopularityAlphabeticallyCategory
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ISHA | Indian Speech and Hearing Association | ||||
ISHA | International Society for Hip Arthroscopy | ||||
ISHA | International Students of History Association |
Still can't find the acronym definition you were looking for? Use our Power Search technology to look for more unique definitions from across the web!
"ISHA." Abbreviations.com. STANDS4 LLC, 2015. Web. 3 Mar. 2015. <http://www.abbreviations.com/ISHA>.


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AF Lighting 617627 Brushed Nickel 3 Light Down Light Chandelier in Brushed Nickel with Alabaster Shade from the Incandescent Collection
Item #:
Technical Specs
Bulb Base | Medium (E26) |
Bulb Included | No |
Bulb Type | Compact Fluorescent, Incandescent |
Collection | Incandescent |
Energy Star | No |
Finish Application | Brushed |
Height | 16 |
Light Direction | Down Lighting |
Number of Bulbs | 3 |
Number of Tiers | 1 |
Style | Transitional |
Suggested Room Fit | Dining Room, Living Room |
UL Listed | Yes |
UL Rating | Dry Location |
Wattage | 300 |
Watts Per Bulb | 100 |
Width | 22 |
AF Lighting 617627 3 Light Down Light Chandelier in Brushed Nickel with Alabaster Shade
Brighten your dining area or foyer with a contemporary chandelier in a modern brushed nickel finish.
- Brushed Nickel finish
- UL Listed
- Requires (3) x 100 Watt Medium Base Bulbs (Not Included)
- Width: 22"
- Height: 16"
Additional AF Lighting Links
- View Manufacturer Warranty
- Shop All AF Lighting Products
- Shop All AF Lighting Incandescent Collection Products
Our SKU: 617627
This product is listed under the following manufacturer number(s):
- Brushed Nickel
*Denotes a finish or option that has been discontinued
AF Lighting
AF Lighting, beginning in 1987, has proven itself to be among the industries top lighting manufacturers with distinct designs, impressive fixtures and affordable products. With an offering of over 300+ products for a multitude of applications AF Lighting is a perfect solution to many lighting needs. AF Lighting has partnered with top named designers to create many of their hugely popular collections like the Horizon, Candice Olson and the Elements Series. Shop AF Lighting today and fill your home with more than just lighting, fill it with statements of your individuality.
AF Lighting Incandescent Collection
Other Products In The AF Lighting Incandescent Collection
AF Lighting 617628
5 Light Down Light Chandelier in Brushed Nickel wi...$223.24-$223.24
AF Lighting 617633
3 Light Down Light Bath Vanity Fixture in Brushed ...$58.40-$58.40
AF Lighting 617632
2 Light Down Light Bath Vanity Fixture in Brushed ...$56.33-$56.33
AF Lighting 617631
1 Light Down Light Bath Vanity Fixture in Brushed ...$31.46-$31.46


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First Anniversary Wishes
First Wedding Anniversary Messages
If you're having trouble thinking of what to write in your first anniversary card, you can use some of these as ideas. Some are funny, others sincere, and others are quirky. You're supposed to know your spouse better than anyone else, so just choose one and make it perfect for him or her.
- Over the last year I have gotten used to us having the same last name. Let's keep it that way!
- 365 days of marriage have gone by, and we're only just beginning!
- When you think about the fact that we have been married for more than 525,000 minutes, it seems like much longer than when you say we have been married for 1 year. We should tell that to the people who still want to call us newlyweds. Happy Anniversary! (Mathematical Anniversary Message)
- With one year down, it must be all uphill from here. Just kidding! It is awesome being married to you. Thank you for marrying me. Happy first anniversary!
- Today marks the one year anniversary of me getting a good deal. Happy anniversary! (Indirect Compliment Anniversary Message)
- I don't know if we still call ourselves newlyweds or not, but it is a blast being married to you. Let's not lose what we have now. We can stay this way for many years to come. (Fun Anniversary Message)
- A year is a long time, if you are with the wrong person. Each day that blows past me reassures me that you are the perfect person for me. Happy Anniversary. I'm looking forward to many more days and years with you!
- Getting married to you was the best decision I made last year. You are easier to keep than my New Year's resolutions. Happy 1st anniversary! (Funny Message)
- Pat yourself on the back. You have survived a year of being married to me, and that's quite an accomplishment. Happy first anniversary sweetheart! (Anniversary Message Joke)
- One year has not been enough. I'll have another. (Understated Anniversary Message)
- There are billions of people in this world. You are the only person who I want to spend another year with after the last year we had together.


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Why Community Is Essential to Business
In this video I interview Liz Strauss, founder and business strategist at SOBCon.
Liz shares why businesses need a community to exist today and what you need to know to successfully build one to develop your business.
Be sure to check out the takeaways below after you watch the video.
Here are some of the things you'll learn in this video:
- Why a business needs to build a community to exist today
- How to get your community members to bring their friends
- Tips to embrace community and empower others
- Why it's important to notice things
- The difference between high-level execution and strategy
- How to position yourself for the right opportunities for your business
- How to find your value proposition
- Notice the decisions you make and how they motivate people
- Who should come to SOBCon
Connect with Liz on Twitter @lizstrauss, check out Liz's Successful Blog and find out more about SOBCon.
What do you think? How has community changed businesses today? What tips do you have to build a successful community? Please leave them below.
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To merely say this is beautiful or clean would not touch on the fabulous dining. I personally have shunned 'Kai seki'' as it is usually for tourists or worse at funerals. But. And this a a big BUT. This is the best of Japanese food I have had In 30 years. And oh yes, the hotel is also the best... More
Japan >
Kinki >
Hyogo Prefecture >
> Arima Onsen
Price Range (Based on Average Rates):
Hotel Class:3.5 star — Hotel Hanakoyado 3.5*
Number of rooms: 9
- Reservation Options:
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Micromax A28 Use Of Firmware File And Tools:
Update and re-install your firmware, Blinking repair, Imei repair, Dead handset Recovery, Format, reset to factory, hard reset, unlock, remove pattern lock etc.Firmware ZE230PAA_060A_V8_0_0.rar
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Note: use of firmware file and tool on you own risk. we don't take any responsibility of any damage of your handset. always read firmware update instruction carefully.


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reviewed by Glade F. Roper | September 2013
Why Jury Duty Matters: A Citizen's Guide to Constitutional Action by Andrew Guthrie Ferguson New York University Press, $16.95, paperback
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Right Watch
With compromise legislation stranded in Congress, the report card on the President's faith-based initiative reads "incomplete." Bush, however, has clearly succeeded on two fronts. He's made terms like "faith-based" and "armies of compassion" part of the national vocabulary. And with faith-based liaison offices in five Cabinet departments-Health and Human Services, Housing and Urban Development, Justice, Education and Labor-he has injected seasoned veterans of the conservative movement and the religious right into important policy-making positions. Led by longtime "charitable choice" supporters HHS Secretary Tommy Thompson and Attorney General John Ashcroft, Team Bush is building its own "army" of Christian soldiers.
President Bush has invoked "faith-based organizations" as a solution to solving social problems numerous times since September 11. During his State of the Union address he pitched the USA Freedom Corps initiative and tied its success to the participation of faith-based organizations. Faith-based groups are at the core of his welfare reauthorization package. And the President's drug war initiative depends on the unleashing of the "armies of compassion" with "compassionate coercion"-the latest twist on Marvin Olasky's "compassionate conservatism."
Fourteen months ago, surrounded by Christian, Jewish and Muslim religious leaders, President Bush issued the executive order creating the White House Office of Faith-Based and Community Initiatives (OFBCI). But the initiative's first year was hardly triumphant as it met unanticipated opposition from the right along with predictable opposition from the left, and suffered from a dose of internal discord.
Progressives were concerned that the initiative blurred the line between church and state, while Christian conservatives, including the Rev. Jerry Falwell and Pat Robertson, were mortified that groups like the Nation of Islam, Church of Scientology and Hare Krishnas would feed off government grants. Richard Land, president of the Southern Baptist Convention's Ethics and Religious Liberty Commission, claimed he wouldn't touch faith-based money "with the proverbial ten-foot pole." He was worried that any regulatory strings might strip the initiative of its "faith."
The President's faith-based initiative languished in policy purgatory for a year, but in early February, Senators Rick Santorum of Pennsylvania and Connecticut's Joseph Lieberman delivered their bipartisan legislative makeover-the Charity Aid, Recovery and Empowerment (CARE) Act. The "compromise" version opens up government grants to religious organizations but eliminates "charitable choice," the most controversial aspect of the President's faith-based initiative. ("Charitable choice" was the provision tucked into the 1996 welfare reform bill by then-Senator John Ashcroft. It allowed religious institutions to compete for government funds to provide a bevy of welfare services.)
CARE expands tax deductions for charitable donations and, according to Church & State magazine, provides about $150 million for technical assistance to smaller charities, helping facilitate their ability to apply for federal grants. It also sets aside funding for a "Compassionate Capital Fund" aimed at developing more public-private charitable partnerships. The overall price tag for the plan is estimated at about $12 billion.
Several religious right leaders were disappointed with the compromise. "We're very upset," Patrick Trueman, director of government affairs for the American Family Association, told the Washington Times. "The president's faith-based initiative was the hallmark of his administration. If he caves on that, we can't trust him on any issue of our agenda."
And Pat Robertson, who expressed his doubts about the President's faith-based initiative when it was announced last January, told Fox News Channel's Sean Hannity and Alan Colmes that "if the government gets into the faith-based initiative too much, they're going to dominate what the people of faith think. And one of the things they want to impose is on hiring practices. They want to force people to be hired by religious organizations who don't share the fundamental tenets of those religious groups."
Although the CARE Act hasn't been scheduled for a vote in the Senate yet, it is likely to pass when it is. Then comes the task of squaring the Senate version with the already passed House version, HR 7, which contains the controversial "charitable choice" provision.


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I'd love to see more varieties of evolutions! And I'd love to see 4 stage evolutions instead of the usual max of 3 :D
I'd love to see more varieties of evolutions! And I'd love to see 4 stage evolutions instead of the usual max of 3 :D
Pokemon uses mostly special attacks? Evolves into a special user. Physical? Physical user. Support? A support attack using Pokemon
They could design it similar tyrogue. That was a cool evolution design style.
Evolution was the most dissapointing aspect of BW, as other than some tricky level-ups (Larvesta and Deino come to mind) there wasn't anything new in this category at ALL.
As for that eevee trivia bit, I honestly do think that was a coincidence.
Actually, I meant it as a standard evolution, not branched. Unless you mean which stat is higher at a specific level. HP, Atk, Def, SpAtk, SpDef, and Speed. Is that what you meant?
I know it's already done with tyrouge. Except he also needs to be level 20. What I meant...well let me give an example. Let's say a new pokemon needs 105 attack to evolve. Once it hits 105 attack it evolves. That's basically it.
Some one brought up in another thread an idea that could work. Evolution by certain events in battle. For example an electric pokemon that can only evolve (at a certain level) after being super charged by an opponents electric ability. Or a rock type evolving to a steel type from being exposed to fire type moves.
Pokemon should not fuse together this is not digimon and yugioh
There is already enough ways for Pokemon to evolve. Leveling up, stones, trading( while holding items for certain mons), friendship during a certain time of day, a certain move in the movepool. I think that is enough ways to evolve
Last edited by Oswin; 8th January 2013 at 09:01 PM.
Actually, this isn't really a problem with pokemon. The dex entries for many pokemon reference unnatural life processes. Porygon is still canonized as the world's first artificially created pokemon.
So I'm down with fusion. But I do like the idea of weather evolutions.
- Pokemon evolving when its friendship decreases to a certain level. Other than Frustration being more powerful, there isn't that much impact of a pokemon being less friendly towards you in the games.
- Evolutions that occur if a pokemon's EVs are maxed out in a certain stat.
- Evolutions that occur during different seasons. There was speculation when Gen V came out that Swadloon and Woobat would only evolve if their levels of friendship reach a certain point during summer, but that never came to be. Season-based evolutions might account for different branch evolutions/types. Deerling and Sawsbuck change forms depending on seasons, but these differences are just aesthetic.
This is one of the things that gets brought up every generation. The idea is that pokemon are your friends and companions. Having them evolve and grow stronger by not liking you would imply that you are deliberately mistreating them, especially since pokemon happiness goes up for practically everything you do with them. I think this is a method GF should avoid ever bringing into the games.Originally Posted by Ampharos King
If this was yugioh you would putting pokemon in piles and waiting for something to fly out of another dimension.
A Pokemon that won't evolve unless you pay it handsomely.
V Faction: Bulbatized
Nintendo 3DS Friend Code: 3136 - 6603 - 1330


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Gatorade Win From Within - 2/19/14
Watch the Gatorade Win From Within highlight from the Bobcats game vs. the Pistons.


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Copley Place
copley, OH 44321
From Copley Place
Copley Place is located in Copley, OH, providing a vibrant backdrop for your new life as a valued member of our caring community.
Our live-in managers are available to assist with any event or emergency 24/7. They take pleasure in getting to know each of our residents and look out for their comfort and happiness. Our chefs prepare three delicious meals from scratch each day, served in our beautiful dining room. We provide housekeeping, linen services, fun and stimulating activities, off-site excursions, transportation to your personal appointments and a variety of classes and programs. Our warm, comfortable community and our friendly staff and residents are waiting to welcome you.
So come to Copley Place for a visit...and stay!
*We understand that each individual is unique and that needs may change over time. Holiday Retirement does not provide any health care services. However, residents are welcome to receive services from any outside home health care provider of their choice to help them continue enjoying life at our community.
Reviews of Copley Place
Average Rating: based on 9 Reviews
I visited this facility
I like Copley Place. It is a place that I can move in right now. I didn't get a chance to eat there, but everything I expect to be good as well. The appearance was really nice like the layout, the whole setup, and the furnishings. The people and the staff there were extremely nice. They did really good with follow up and answering questions. That would be my number one choice. The cost is just so much. I like the place, and I felt good about the place. The first impression makes you take a deep breath. You get the feeling that this might actually work out. My only hesitation would be the cost.
I visited this facility
Copley Place was very nice and a newer facility. It was a little too fussy for my mom, but it was big, airy, spacious, and clean. The rooms were a nice size. Mom didn't like the fact that it was on the second floor, even though they had elevators. But they were a nice facility. There was artwork in the hallway on the walls. It was like being in an art museum.
I visited this facility
Of all the places we've visited, Copley Place was the only facility that impressed us. The facility is more cheery and big. It's laid out better and it's more like a hotel. We really like the place. I found the staff very pleasant. They were more than willing to sit and chat with us. It's just was a more friendly atmosphere. The food was very good. Overall, it's a very nice facility.
I am/was a resident of this facility
I moved into Copley Place about six weeks now and everything is great. The people here are nice. The staff are also very nice, smart, and professional. They do great service. The food is also very good. There's nothing that I could say that I'm unhappy with.
I visited this facility
We visited Copley Place and they were extremely nice people, but we just can't afford it. They showed us different types of rooms and they were excellent. We had dinner there and the food was excellent. They have a chef that was very good.
I visited this facility
Copley Place was a nice community and there were mixed group of people. It was clean and did not have a nursing home atmosphere to it. I liked that there was available housekeeping.
I visited this facility
Copley Place is a very nice facility. I visited the place and I am very satisfied with them.
I visited this facility
I went to Copley Place because I was looking for a place for myself. The services were very expensive and overpriced. The meals were scheduled and since I worked, I wouldn't be able to eat there. The rooms were too small and my bedroom furniture would not fit. There was no room for visitors. They did not allow cooking and I liked to cook. I talked to some residents and they were not pleased there.
I visited this facility
I visited Copley Place and it was a very nice community. I was very impressed with it. The lady who showed us around was very friendly and very knowledgeable. We had a meal there and it was cooked deliciously. They were also offering five nights for free. It was a pretty facility.
Location of Copley Place
Features of Copley Place
Technology and entertainment
- Cable TV in resident's rooms
Room and housing options
- 1-bedroom apartments
- 2-bedroom apartments
- Studio apartments
- Beauty/Barber shop
- Computer room
- Hiking trails
- TV room
- Parking for residents
- Transportation for residents (shuttle bus or similar)
Dining options
- Some residents have in-room kitchenettes
- Meals delivered to residents' rooms
- Meals in a shared dining room
- Dining extra: Private dining room
- Fitness
- Organized offsite activities (outings, etc)
- Lectures and discussions
- Wii sports competition
Guest services
- Guests can attend meals
- Guests can stay overnight
- Ample parking for guests
Cleaning services
- Housekeeping
- Laundry service for linens
- Private services
- Lowest monthly rate: 1,424
- Minimum age: 55
Get Details
- Get a quote
- Learn about payment options
- Make an appointment


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Thu, 26 Feb 2015
Time management is not about doing more; it's about doing more of the right things.
Lower unemployment claims, a convergence with ADP data trends, and milder seasonal adjustment factors could modestly boost July's BLS job data above consensus, say Morningstar's Bob Johnson and Vishnu Lekraj .
Morningstar director of economic analysis Bob Johnson addresses recent sluggishness in the economy and makes the case for better growth in the second half of the year.
Lack of demand and investment elsewhere is keeping large companies on the hiring sidelines, say Morningstar's Bob Johnson and Vishnu Lekraj . Get their forecast for Friday's employment report .
Last month's employment numbers showed a continued, steady improvement, but they weren't so strong that the Fed will feel forced to taper its easing programs, says Morningstar's Bob Johnson .
Quirks in auto and education employment , plus recent strength in the consumer sector could impact Friday's jobs report, says Morningstar's Bob Johnson .
Following a solid December employment report , average monthly job growth in 2013 could accelerate, but not by much, say Morningstar's Bob Johnson and Vishnu Lekraj .
Morningstar's Bob Johnson and Vishnu Lekraj dig into November's job gains, the notable unemployment rate drop, and whether further employment stimulus is needed.
The labor market may not be as strong as ADP's December numbers suggest, but it's still on an upswing, say Morningstar's Bob Johnson and Vishnu Lekraj .
July 20-22: Get our inflation forecast plus a survey of inflation-fighting tools and portfolio strategies from Morningstar.
This article is for informational purposes only. This article is not intended to provide tax, legal, insurance or other investment advice. Unless otherwise specified, you are solely responsible for determining whether any investment, security or other product or service is appropriate for you based ...
We have always said that employment is a lagging indicator and recent results may be real proof of that phenomenon.
©2014 Morningstar Advisor. All right reserved.


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Product Description
Available while supplies last.
Stylish entertaining is en vogue. A universe of tradition is on record. It goes with classical architecture, and connects to a rich and interesting past. Contemporary use based on venerable form. The new classic. The campaign serving tray in lustrous French finish and brass-bound corners.
Materials: | Wood/Brass |
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Category | Decorative Trays - 734 |
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What does GSH mean in NYSE Symbols?
This page is about the meanings of the acronym/abbreviation/shorthand GSH in the Business field in general and in the NYSE Symbols terminology in particular.
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2013 was a very interesting year here in Devon. There were lots of highs and some lows, plenty of hard work and productivity - and a new member of the family too! In 2013 I published twelve copies of the Bustle & Sew e-magazine, taking me up to issue 36 - something I never imagined when I … [Read more...]
Free Christmas Reindeer Tote Bag Pattern
Inspiration can come from all sorts of places, from the obvious to the less so. Below is my latest work in progress - a Little Red Riding Hood embroidery design for the January issue of the Bustle & Sew Magazine .... No prizes for guessing who was the model - and inspiration - for the … [Read more...]
November's Bustle & Sew e-zine
Coming next week - and I do hope you like it! There are seven Bustle & Sew projects (all those shown above) - some vintage patterns as well - articles and features, plus subscribers' bonuses - free printable Christmas bunting and the opportunity to purchase either (or both!) of my quilting … [Read more...]
Nostalgic Mix Fair and Christmas Geese Softies
I had a wonderful time at the Nostalgic Mix Fair in Totnes on Saturday. This is always a great day with a very friendly atmosphere, organised to perfection by Lesley of This n That - thanks Lesley for such an enjoyable event! I took lots and lots of samples - and very nearly sold out! Here's my … [Read more...]


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http://www.MMAWeekly.com -- UFC President Dana White spoke with MMAWeekly.com's Ryan McKinnell after UFC 160. At the post-fight press conference, the original Ultimate Fighter, Forrest Griffin annou watch video >>
UFC president Dana White spoke with MMAWeekly.com about where BJ Penn goes from here after losing the rematch to Frankie Edgar at UFC 118. watch video >>
MMAWeekly.com caught up with UFC president Dana White in San Jose, recently. The boss talked about the upcoming fight card in San Jose and the main event between Dan Henderson and Mauricio "Shogun" R watch video >>
http://MMAWeekly.com/ caught UFC president Dana White following UFC 143 where he talked about Carlos Condit and Nick Diaz and the prospects of a rematch before Condit gets a shot at Georges St-Pierre watch video >>
MMA:30 listened in after the UFC 146 Pre-fight Press Conference when UFC President Dana White talked to Kevin Iole with Yahoo! Sports about testing fighters for drugs in the UFC and their thoughts on watch video >>
UFC president Dana White talked to Kimura.se about the first UFC event in Japan under the Zuffa banner, what he thinks about the card and why Nate Marquardt is back fighting under the Zuffa banner. watch video >>
UFC president Dana White talked about a series of topics after the UFC on FOX 4 press conference, including Silva vs. GSP, why it won't be Diaz vs. Silva, Frank Mir in Strikeforce, BJ Penn and much m watch video >>
UFC President Dana White talked with Ariel Helwani after UFC 158: St-Pierre vs Diaz. White breaks down the Nick DIaz retirement rumors, Johny Hendricks' title shot, and much more. watch video >>
UFC President Dana White talked with FUEL TV correspondent Gareth Davies after an incredible day of fights at UFC On FUEL TV 9. White talks Gustafsson's injury, McGregor's unreal debut and the Mousas watch video >>


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Thoughts about trees for Arbor Day and all year-round
(Read article summary)As national Arbor Day approaches, it's time to think about trees -- planting them for future generations, teaching kids about them, and learning how to estimate the age of a large tree.
Courtesy of Denise Schreiber
"A society grows great when old men plant trees whose shade they know they shall never sit in." Greek Proverb
Americans have a love affair with trees. I'm not talking about just planting them, I'm talking about how we treasure our trees, especially the old ones that mark that spot in time, that place in history that makes it seem so alive for us.
Historic trees
There are the beautiful beeches with their elephant's foot-like trunk carved with the initials of lovers from long ago. Trees that have stood watch over events in our history include Thomas Jefferson's tulip poplar (Liriodendron tulipifera) outside his bedroom window at Monticello, the 320+ year-old London plane tree (Platanus occidentalis) overlooking Brandywine (Pa.) Battlefield, descendants of Johnny Appleseed trees that live on, the swamp white oak (Quercus bicolor) that witnessed the bloodiest battle of the Civil War at Gettysburg, and the Survivor Tree in Oklahoma City.
The Survivor Tree is an American elm (Ulmus americana), one of our more majestic trees. I visited Oklahoma City a few months after the bombing, stunned by the destruction and yet the tree was still standing: scarred, with branches missing, but pushing out new growth as if it were saying, "I stand here to remember those lost."
Last year I had occasion to visit the memorial area again, and the tree is still going strong, a monument to its strength and ours.


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Supply will resume on Thursday, say officials
Normal supply of drinking water under the Pilloor scheme may resume in the city only on Friday, according to water supply officials in the Coimbatore Corporation.
The supply was suspended for a day on Wednesday to plug leaks in the main supply line at Keeranatham near the city. The leaks were detected on Tuesday the wastage of water through these was put at one million litres a day.
The Tamil Nadu Water Supply and Drainage Board and the Coimbatore Corporation decided to go in for a one-day shutdown to plug the leaks.
Though the Pilloor scheme areas in the city reeled under water scarcity, the Corporation said it preferred the shutdown for a day to the worsening of the problem in the main pipe.
There were three leaks in the joints of the line at Keeranatham and another near Saravanampatti, closer to the city.
A senior official of the water board said 50 workers set about the task of plugging the leaks since 6 a.m., as the board and the Corporation wanted the works completed by 10 p.m.
The supply from the pumping station at Velliyangadu would begin soon after the works were over.
But, normal distribution within the city would take another day, the Corporation's Assistant Engineer in charge of Pilloor supply K. Karuppusamy said.
Owing to the halt in supply to facilitate the works, the main service reservoir (or overhead tank) at Saravanampatti now had only one million litres of Pilloor water, out of the total capacity of three million litres.
The tank should fill up after the resumption of supply. Only then could the Corporation provide normal supply in the city.
"We can start the supply early on Thursday, but it will not be the normal one. Things will stabilise only on Friday," the water supply official said.
The areas that should have got water on Wednesday would be the first ones to get the supply when the Corporation would resume it on Thursday.
The Coimbatore Corporation would have to make up for the loss of a day in this case.
Keywords: Pilloor scheme, water supply