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Procter & Gamble's net income falls 2 pct
CINCINNATI (AP) — Procter & Gamble Co.'s net income fell 2 percent in the fiscal first quarter as revenue growth was offset by the consumer-goods giant's higher costs.
P&G, maker of Tide detergent and Pampers diapers, said net income fell to $3.02 billion from $3.08 billion. Per-share earnings were $1.03 per share, in line with analysts' estimates, and up from $1.02 per share in the same period a year ago.
The decline came despite a revenue increase of 9 percent to $21.9 billion from $20.12 billion. That beat analysts' estimates for revenue of $21.5 billion. P&G said it expects revenue to increase 3 to 6 percent for the current fiscal year, which runs through June, due in part to higher prices.
P&G serves as a bellwether for the consumer-products industry and the economy as a whole because its products, ranging from Gillette razors to Olay skin cream, can be found in homes across the world. Like many companies, it's been raising prices and trimming some of its own expenses to battle higher costs for raw materials. But it has to be careful not to raise prices too high and risk driving away customers who already are saddled down by stubbornly high unemployment, stock market turmoil and an overall weak economy.
The company's operating margin fell to 19.8 percent from 22.4 percent, which the company blamed on a climb in commodity costs of 3.4 percentage points.
Market share fell in North America and Western Europe. P&G said that was because it had already raised prices on some products, and rival companies were only in the process of raising their own prices. However, executives did mention a few instances where rival companies hadn't followed suit: For example, they said, Unilever continues to run discounts on its hair products and laundry products in the U.K.
The Cincinnati-based company has raised prices on some products, including Pampers diapers, Charmin toilet paper and Cascade dish detergent. But as the recession and its aftermath shrink the middle class, P&G has developed a strategy of going after customers at both the high end and the low end. For example, higher-end customers might buy the more-expensive Tide Total Care, and lower-end customers might buy Ariel brand laundry detergent. The company has also introduced "Basic" versions of some products to go after customers who were trading down to store brands.
"An unemployed consumer continues to look for good value and continues on occasion to trade down. But on the other hand you've got people on the other end of the economic portfolio who continue to trade up," CEO Bob McDonald said on a call with reporters.
P&G also has been expanding in emerging market countries in Africa, the Middle East and elsewhere, as a way to make up for recession-weary U.S. customers reining in spending. Like most companies, P&G usually sells lower-priced items with lower profit margins in those regions, although they hope to move consumers into buying higher-priced products.
P&G and other U.S. companies that sell goods overseas have benefited this year from favorable foreign exchange rates. That means that when the dollar is weak, revenue made overseas translates into more dollars at headquarters.
P&G said that favorable currency translations increased revenue by 5 percent this quarter. But it also said it expects that benefit to slow down as the dollar shows signs of strengthening, and the currency translation is expected to be neutral to revenue growth this fiscal year.
"This happens pretty much every fiscal year. It's just more of the same in the volatile environment that we live in," said chief financial officer Jon Moeller.


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Afra Afsharipour
Afra Afsharipour is professor of law and Martin Luther King, Jr. Hall Research Scholar at University of California, Davis School of Law. She teaches courses in business associations, business planning, antitrust, and mergers and acquisitions. Afsharipour is widely published and lectures frequently on various topics involving comparative corporate law, corporate governance, mergers and acquisitions, transactional law, and related issues. Her scholarship has appeared in a number of law reviews, including Columbia Law Review, Minnesota Law Review, Vanderbilt Law Review, and UC Davis Law Review. She is chair-elect of the transactional law and skills section of the Association of American Law Schools and serves on the executive committee of the law and South Asian studies section. Previously she was an attorney at Davis Polk & Wardwell, where she advised clients on domestic and cross-border mergers and acquisitions, public and private securities offerings, and corporate governance and compliance matters. She also served as a law clerk to the Honorable Rosemary Barkett of the US Court of Appeals for the Eleventh Circuit. She received her JD from Columbia Law School, where she was named a Harlan Fiske Stone Scholar, and a BA, magna cum laude, from Cornell University.
Publications by Afra Afsharipour
Director Notes-
Corporate Social Responsibility in India
13 August, 2014 -
Outbound Mergers and
Acquisitions by Indian Firms
25 May, 2011 -
A Brief Overview of
Corporate Governance Reforms in India
16 December, 2010

subset: commoncrawl


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Smashbox High Definition Concealer
142 reviews
54% would repurchase
Package Quality: 3.5
Price: $$$
Package Quality: 3.5
Price: $$$
Water, Cyclopentasiloxane , PEG/PPG-18/18 Dimethicone, Phenyl Trimethicone, Propanediol, Polysilicone-11, Sodium Chloride, Butylene Glycol, Decyl Glucoside, Dimethicone, Lauryl PEG/PPG-18/18 Methicone, PEG-10 Dimethicone, Disteardimonium Hectorite, Magnesium Aluminum Silicate, Polyglyceryl-4 Isostearate , Cetyl PEG/PPG-10/1 Dimethicone, Hexyl Laurate, Silica, Methicone, Ribose, Soy Isoflavones, Lecithin, Polysorbate 80, Alcohol, Angelica Archangelica Root Extract, Caffeine, Sodium Salicylate, Lysolecithin, Hydrogenated Lecithin, Aspartame, Soybean Germ Extract, Coleus Forskohlii Root Extract, Phenoxyethanol, Ethylhexylglycerin. May Contain: Mica, Titanium Dioxide, Iron OxidesAge: 30-35
Skin: Normal, Medium, Neutral
Hair: Brunette, Wavy, Fine
Eyes: Brown
What a shame. I was so excited to try this concealer given the fact that I love the 15 hour wear foundation. I had very high hopes, and they were all dashed with the swipe of a beauty blender, and then again with a stippling of a brush. :(
So I wanted to use this as my base concealer for highlighting, before I put an illuminator on the skin... A little background on my eyes... I do not have horrible dark circles. Yes, I have some darkness bluish/purple, but it's not ridiculous, just enough though that I would like it evened out and highlighted. I addition to that, I do have fine lines under and on the side of my eyes... Not wrinkles yet, but not as youthful as they once were. :( I purchased this in light, to off set the color of my foundation (Smashbox 2.3 or 2.4 depending on my self-tan and MAC NW25). There was not enough of a color difference for my highlighting purposes, but I was willing to use it underneath anyway, if everything else worked...
Nothing, unfortunately worked out when it came to this product. I am not a huge fan of heavy concealers, because of my fine lines, all that seems to happen is that I look older as the day progresses as the makeup settles into those lines, so when I first put some of this on the back of my hand, I wasn't too worried about the runny factor.
I then did what I normally do and began to apply in a triangle under my eyes and didn't see much of a difference in the color, nor did it cover much. As a result of being so runny, it was in fact that sheer when applied. I should have known at that point, that I shouldn't be using a beauty blender to blend the concealer, but alas, I did anyway, and I don't think that there was any concealer left after the blending occurred. (Again, I should have known better, but I was stubborn and applied it with the blender anyway). Fixed everything up with what I could and decided to try fresh the following day, but using a stippling brush instead. This was more to convince myself it was bad, because I was so looking forward to loving this product.
Next day came, and the application was the same, runny out of the bottle and very sheer when applied in the triangle under my eye, using my ring finger. Instead of using the beauty blender, I tried my E.L.F. small stippling brush, to try to get more coverage in that area. Again, I felt like with every light stipple, there was no product left on my face.
I threw in the towel at this point... I could have tried to apply with my ring finger to try to get the most coverage that way, but I really do not like applying my makeup with my fingers. There are many people who do, and do it really well, I am just not one of those people.
Therefore, I will be returning this product, and sticking with my Bye-Bye Undereyes... Hope this helped everyone out there. I know this isn't a review for the under-eye primer, but I will post a review there for those who may want to see it. I do like that. :)
Age: 56 & Over
Skin: Normal, Fair-Medium, Warm
Hair: Red, Wavy, Coarse
Eyes: Blue
Light, not greasy, good coverage, doesn't cake or get lost. A little goes a long way. Good value for the price. Great stuff!
Age: 30-35
Skin: Combination, Other, Not Sure
Hair: Other, Other, Other
Eyes: Blue
I ran out of concealer and decided to try this one, as I'd been looking at Smashbox for awhile now. You only need a little bit. A really little bit. It's sort of hard to get back into the tube, so it's best to work in small amounts. The packaging leaves a bit to be desired, since you have to work harder than you should after you've used about 1/2 the tube to get it out.. sort of like a toothpaste tube, but with air inside it.
As for the concealer itself, it's ok. It's not bad, but it's not HG or anything. It did the job until I could buy my previous favourite again. I'm very fair and have trouble finding concealer to match me. I purchased the lightest shade (it looked like a good match in the store) but after wearing it in daylight and such, wasn't the best match afterall. I also didn't like how it blended. It blends, but doesn't really meld with your skin the way you want a concealer to. I'll keep it as a back up, but don't think I'd purchase it again.
Age: 56 & Over
Skin: Combination, Fair, Not Sure
Hair: Blond, Other, Other
Eyes: Blue
The shade of fair in this HD concealer works just perfectly under my eye ... the only problem is the packaging is just terrible... I've ony had it a month or 2 and it is so hard to squeeze this out when I have used 3/4 of the product... try this anyway as it doesn't cake -- you can pat it on under your eye with a brush and it cancels out the puffiness and dark circles... great product!
Age: 30-35
Skin: Dry, Fair, Cool
Hair: Brunette, Wavy, Coarse
Eyes: Green
I don't use concealer on a regular basis. Actually, I use it like maybe 3 or 4 times a year. I like this one though. I just dab it on blemishes and under my eyes. I actually like the thinner consistency because it makes it easier to blend and doesn't look obvious. If I ever had to buy a concealer again, I would buy this one.
Age: 25-29
Skin: Combination, Fair, Warm
Hair: Brunette, Straight, Medium
Eyes: Hazel
This concealer does the job, but nothing more. I do like it (if I could give it a 3.5 I would), but I really believe that there are better ones out there, so I am still looking for my perfect concealer.
It is very liquidy, you only need a small (and I mean s m a l l) amount. That's great, but the packaging kind of makes that impossible. It comes in a tube and I find it hard not to squeeze out too much product as it is so liquidy - be careful. It do blends very well into skin and doesn't crease under my eyes when I set it with any powder, which is super important. The coverage is medium with two layers - it is buildable without being caky.
The color range is not great. I purchased both "fair/light" and "medium" and I mix those two together for my perfect shade. In the winter I only use "fair/light" though, which has pink undertones and is great for the under eye area.
Age: 19-24
Skin: Combination, Tan, Not Sure
Hair: Black, Other, Other
Eyes: Brown
I should first say that I have never found an undereye concealer that I liked. That being said when I purchased this concealer by the recommendation of a friend I had high hopes that I had finally found a concealer that looked good and stayed out under my eyes. I was wrong. I hate this concealer, like truly genuinely HATE this concealer. I used it for three days before marching back into sephora and returning it. Why? Because it doesn't conceal. It doesn't stay put. It glides all around. It creases Creases like crazy and feels like liquid oil. I would not recommend.
Age: 19-24
Skin: Normal, Fair, Neutral
Hair: Brunette, Other, Other
Eyes: Brown
This quickly became one of my most reached for concealers (I have about 15 concealers, so that says something!). It's a gel like texture with medium to full coverage. I would say on the fuller side - I only need two thin layers to cover my circles! Fair/Light works perfectly with my skin tone and I can just wear this with a bit of face powder (and mascara of course!) and walk out the door. I found zero creases nor any mascara transferring. It's fantastic!
Age: 25-29
Skin: Very Oily, Fair-Medium, Not Sure
Hair: Blond, Other, Other
Eyes: Blue
Covers well drys quick and it's a drier consistency so oily skins like me will love it . Blend well it can cake up but not bad . Def not an under eye concealer due to the dryness it will settle in your fine lines and make them worse .
Age: 19-24
Skin: Dry, Fair, Cool
Hair: Red, Wavy, Medium
Eyes: Blue
So my initial impression of this concealer was that it wasn't anything special. The primary reason I purchased it was because I needed a concealer for around my eye area that was less creamy (and wouldn't gather in my creases), and Smashbox is one of the only brands that has a fair shade available to those with pink undertones. After using it a handful of times, I abandoned it in my make-up bag.
Until recently, when I was playing around with different make-up looks and decided to give it a try! As it turns out there is a technique to using this concealer, and it has pretty awesome potential.
The way I like to apply it is to buff the concealer in with my bb cream when it is still soaking in (not wet, but in a dewy stage). The formula is liquid enough that it feels light, but creamy enough to still provide the coverage I need. There is kind of a brightening quality I get from the combination since the concealer is slightly lighter than my bb cream.
The amount of product provided in the tube is a bit of a let down, but I really do enjoy this concealer, and I would purchase it again.
Popular Concealers


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Amino AcidsAmylinByettaExenatide InjectionInjectionLillyPhysostigmine Salicylate
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We want to thank all of our incredible Sponsors, Donors, Patrons, Volunteers and Filmmakers for helping to make our 2014 festival so successful! We couldn't have done it without you!
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17 High School State Champs, 52 State Placers. An amazing amount of hard work goes into being a State Champ, and these guys paid the price! Congrats to the wrestlers and their HS coaches. Pics coming soon. PINnacle Strong Spring session to offer classes Sunday-Thursday with many class times available. More information Congrats to Farmington, STMA, Centennial, White Bear Lake, Willmar, Prior Lake, Simley, Totino Grace, Foley, and Albert Lea on making the Team State High School Wrestling tournament! High School Post Season is almost filled up, get registered now! Greco Mondays is back with Olympic Silver Medalist Brandon Paulson! Register now High School Post Season Open For Registration Congrats to Carson Brolsma James Berg, and Mitchell Mckee on verbal commitments to the University of Minnesota, Carter Neilsen to NDSU, Cameron Sykora to SDSU, and Hunter Marko to the University of Wisconsin. Mitchell Mckee selected for Flowrestling's "Who's Number 1" High School Pre-season Tuesday and Thursday class times Congrats to Mitchell Mckee, Tommy Thorn, Jake Allar, Skyler Petry, and Owen Webster on winning Cadet/Junior Nationals! Congrats also to the 25 All-Americans and all who participated and got better. Stats Brandon Morvari wins Greco and Freestyle at Kids Nationals! Peyton Robb wins Greco and places 2nd in freestyle. Both earn a Gold singlet for winning 3 Major events Congrats to the 20 Champs at Northern Plains, and all who competed and improved! 2014-2015 season available on youth and high school pages, registration will start May 1st. Congrats to Coach Kevin LeValley on his 4th place finish at the US Open.
Summer Technique Camp for youth and High School.
Register PINnacle Strong Summer session is now open for registration Congrats to the 11 State Champions, 18 finalist, 38 placers,and 67 qualifiers that participated in the Pre-Season program this year and High School coaches who helped them excel. Your extra work paid off. Full Results Summer Technique Series Tuesday nights in the summer. Register More Information Greco Mondays for youth registration open! Come train with an Olympic Silver Medalist! Register Summary of Spring and Summer programs at PINnacle High School Post-season registration is now open. This will sell out, register now! Register - - More Information Registration is open for Cave Man and Tuff Guy. Classes start January 28th. Registration Congrats to Tyler Eischens, Hunter Marko, Mitchell Mckee, Tommy Thorn, and Griffin Parriott on winning the MN Christmas Tournament. PINnacle Strong starts up January 5th. More information Registration Skyler Petry and Tommy Thorn have committed to the University of Minnesota, and Logan Peterson to South Dakota State, and TJ O'hara to St. Cloud St. Congrats! Tommy Thorn, Ben Brancale, and Owen Webster win JJ Classic! Congrats to the 8 finalist and 21 placers that participated in our preseason program. Congrats to Griffin Parriott on winning USAW PreSeason nationals! Tuff Guy(ages 3 and 4) and Cave Man(ages 5-8) practices now open for registration. More info PINnacle heading to Super 32 with 17 wrestlers! Sunday, Monday, and Wednesday strength coming soon!! Updated High School Pre-Season Class times for Tuesday andThursday New high school Sunday only pre-season class just opened up which will be run by 2xNCAA Champion Tim Hartung, 12:00-1:30. Register Mitchell Mckee wins Cadet Nationals, Hunter Marko wins Junior Nationals, 10 top 3 finishes for PINnacle Wrestlers! #Fargo 2013 starts next week! Keep updated at @lovethefight and/or @pinnaclewrestle on twitter Calvin Germinaro and Jake Allar win double titles at kids nationals in Utah, Parker Venz, and Max Crowe win freestyle titles! 4 PINnacle wrestlers make All-Greco team at Schoolboy duals Congratulations to the 21 Freestyle state champions and 18 Greco Roman state champions at state. 2013-2014 PINnacle Wrestling School programs-8 Total High School Spots open and 15 youth spots. Youth information High School Information Registration Choreograph Camps registration are now open. Seperate youth and High School camps available. July 22-25 HS, July8-9th youth Congratulations to PINnacle wrestlers on winning the USAW Folkstyle National Team Championship. Along with having the most points overall, PINnacle also won the Intermediate, Novice, Schoolboy, and Cadet levels. Congratulations to David Thorn on becoming an NCAA D1 All-American! Get Stronger, run Faster, jump Higher! Check out our Summer Strength Options New this summer, PINnacle Summer Series. 1 hr folkstyle practice with seperate youth and high school practices. Information Register Congrats to the 60 MN and WI HS state champs, placers, and qualifiers, here a list of all results. "Citius, Altius,Fortius" or Faster, Higher, Stronger class for High School level(7-12) athletes this spring. More Information High School Post Season Registration is now open. Less than 5 spots left More Information MYAS Results-Awesome job boys!
Spring Greco Mondays registration is now open. Two
Olympians and a national champion as your coaches. Don't miss out!
Congrats to the Champions at the MN Christmas Tournament; Gabe Shea, Gannon
Volk, Tommy Thorn, Nate Thomas, Brady and Broc Berge, and Cole Sladek.
Also, Congrats to St. Michael Albertville who sent 12 wrestlers to the
pre-season program, on winning the MN Christmas Tournament and The Clash. Congratulations to these dedicated student
athletes on signing a letter of intent(or commitment) to the following schools:
Sladek and Gliva to NDSU, Mallinger and Manderfeld to West Point, Nate
Thomas to the Gophers, Broc Berge to Iowa, Ricky Briggs to Upper Iowa, and Trae
Story and Jared Oftedahl to St. Cloud State! Wow! Apparel pics and ordering information.
due 10/21 HS Tues/Thurs Roster and
Time list
as of 9/11. Congratulations to the 5 Junior/Cadet national Titles won.
Cadet National titles won by; Hunter Marko(free and greco), and Mitchell
Mckee(greco). Junior National titles won by Tommy Thorn(free) and Jared
Oftedahl(greco) 2012-2013 class assignments set. Log-in to the customer
portal to view your class assignment. Peyton Robb wins National Triple Crown! More results to come 2012 Summer Strength Program -
Starts June 11th Tommy Thorn wins Fila Cadet Nationals and earns a trip to the
Cadet Worlds in Azerbaijan. Story, Manderfeld, Petry, Mckee(both styles)
take 2nd. 2012-2013 Youth and HS registration is now open, up-to-date
information is available in our youth and
HS sections. So far, 125 wrestlers are registered
for the youth(35 spots left), and 55 HS Pre-Season registrations(35 spots left).
HS Pre-Season Sunday only is Full. PINnacle wins USAW Folkstyle National title, as well as 3 out 4
age group titles. Morvari, Cashman, Robb, Kerkvliet, Webster, Marko,
Mckee, and Benick win National Championships.
Full Results Congratulations to all the Wrestlers, Coaches, and Schools at the
Minnesota State High School Wrestling tournament. 8 PINnacle Participants
win State Titles and 29 place. Champs and
Placers Choreograph Camp for ages 9-17. Registration Open
Now! See Video Below SORRY-CAMP IS FULL
More Info -
Registration High School Postseason is now full. Please email
us to be put on the waiting list. 2012-2013 HS Pre-season registration
will be open in May. Congrats to Aaron Cashman and Greg Kerkvliet on winning Tulsa
Nationals, and to the other 10 placers.
Tough Guy Classes open now. MORE DETAILS Congrats to Ryan Sokol, Cameron Sykora, Aaron Cashman, and Brandon Moen on
winning Tulsa Kick-off Congrats to Peyton Robb, Alex Lloyd, Jeron Matson, and Griffin Parriott on
winning USAW Pre-Season Nationals CP Schlatter wins Sunkist International, Dustin Schlatter wins NYAC
Important Links |
Wrestling Calendar Online Strength Calendar |
Apparel orders due October 7th |
JackRabbit 2014-2015 PINnacle Members Customer Portal- All payment and account information Day of Classes September 7th |