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We made reservation at this location for a month. At thetime of checkout, they tried to charge their own made up amount for electrcity which was 4 times than the actual. We had to get local help to resolve the issue. Facility was clean. However, I wouldn't stay here on grounds of lack of integrity of the operator and harassing... More
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text: Back in October of last year we told ya that "big" changes might be in store for Big Thunder Mountain and now we have photos of big-time refurbishment work taking place on seemingly every inch of Big Thunder's footprint. From the queue, to every shed roof and cavern, Big Thunder Mountain Railroad is getting a nice heaping of Disney refurbishment love and we've got the photos after the jump to prove it. See ya after the break partner… Hi there… …yup that is a ton of scaffolding! …all sorts of equipment scattered all around the Big Thunder site. You can see how the set pieces are getting new roofing… I believe that scaffolding is for major work on the lift-hill… Light Balloons It is really a wild wild West now! Cables running electricity into the caverns and so much more detailing a sizable refurbishment. Such a friendly bunch…waving a hello to us… Construction worker throwing a peace sign our way as we chug along nearby on the Walt Disney World Railroad… Here is another good shot of some of the roofing work taking place all around Big Thunder Mountain. Tough to see Big Thunder behind construction walls but it definitely needed the refurb time. Big Thunder Mountain is taking in a little Rock n' Roller Coaster right now ;) Hard to see inside but work on the queue is definitely underway… Will it include next-gen enhancements or any other goodies? Time shall tell… Not much to see on this end at the moment… The scaffolding not so much. Light balloons look curiously at home in the West… Welders in action… Closeup on some of the track work… Share this:Share on FacebookClick to share on TwitterClick to share on Google+Click to share on PinterestClick to share on TumblrClick to share on LinkedInClick to share on PocketClick to share on RedditClick to share on StumbleUponClick to email this to a friendClick to print Comments

subset: commoncrawl


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Not too terribly long ago I reported on VIZ Cinema's take two on the Gurren Lagann movie double-feature screening, which will repeat this February. But it turns out that a few other big names are going to be shown at the New People center: Death Note and the second 20th Century Boys film!
Now, I've seen all the Death Note movies, but somehow I suspect we might want to take AHR to the Death Note movie marathon on January 30th, which features Death Note and Death Note: The Last Name (but not L: Change the WorLd). If you've been listening to the Squadcast, you know why! Tickets are $15 to see both films, or presumably $10 to see one.
And then on February 9th we'll get to see the second of the 20th Century Boys film trilogy. John and I went to see the first (which is currently out on DVD) and really dug it, so you can be we'll be back for the second-- which is being screened to promote ITS DVD release, due February 16th. $10 tickets are available, but if you buy the special $25 ticket you also get a copy of the DVD and a pin, which is a pretty good deal.


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MNsure exceeds enrollment goal: Deadline is Monday
On Tuesday, MNsure announced 136,774 Minnesotans had enrolled in health insurance coverage through the state's health insurance marketplace, exceeding its open enrollment goal.
MNsure's original goal of enrolling 135,000 Minnesotans during the 2014 open enrollment period was established at the MNsure Board of Directors meeting on October 16, 2013.
As of Tuesday, MNsure had enrolled 36,176 in a Qualified Health Plan, 27,512 in MinnesotaCare and 73,086 in Medical Assistance.
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Live Digital Times stopped by the TPN broadcast area at last month's Consumer Electronics Show. The company displayed some products in a line that it says "solves problems".
The first thing shown off was "Toon Boom", which is a animation program for children. It can be run on a tablet computer and an example can be seen in the below video. The company also showed off Android tablets from Curio and LeapPad made for children, a tanslucent keyboard than can swapped around depending on your needs, a new Onkyo headset, Lego Mindstorm robots, a mini HD video camera and products for health.
For more information you can head over to Living Digital Times, From there you can find informtion on all of the products the company markets.
Interview by Todd Cochrane of Geek News Central for the TechPodcast Network and Nick DiMeo of F5 Live: Refreshing Technology
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Even as the Federal Reserve holds short-term interest rates near zero for the fourth year in a row, there are plenty of places to find decent income in the U.S. stock and bond markets. You just have to know where to look.
We found eight groups with average payouts ranging as high as 6% without the risk that often comes with reaching for yield. They include municipal bonds, with yields between 1% and 3%; utilities and real-estate investment trusts, at 4%; convertible securities, at 3%; high-dividend stocks, at 3% to 4%; master limited partnerships and junk bonds, at 6%, and preferred shares, at 5% to 6%. There are higher-yielding securities in all of these categories, including mortgage REITs and junk bonds that carry 10%-plus rates, but the rewards here may not be worth the risk.
What looks best for 2013? Given the risks in bonds at historically low-yield levels, it may be best to stick with blue-chip stocks, electric utilities, MLPs, and to a lesser extent, REITs.
In the bond market, junk still looks appealing, even as the average yield fell to 6% from about 20% at the start of 2009, when Barron's highlighted the market's appeal in a cover story. Junk may be the best house in a dangerous neighborhood.
Peter Hoey for Barron's
The tax legislation passed last week favors equity sources of income, which will be taxed at a top rate of 20%, plus a 3.8% Medicare surcharge. Most taxpayers, including couples earning less than $250,000, will still pay a top dividend rate of 15%. The top rate for ordinary income rises to 39.6% from 35% for couples earning more than $450,000. That rate also applies to interest income on taxable bonds, as well as distributions from master limited partnerships and REITs. It should be noted that investors can often defer taxes on MLP distributions.
It's hard to make a case for two of the lowest-yielding parts of the bond market -- Treasuries and mortgage securities -- because yields are in the 1% to 3% area, and both sectors could be hit hard if rates rise. Perhaps the best that can be said for Treasuries is that they're one of the few asset classes that are negatively correlated with stocks, meaning they tend to appreciate when stocks fall, and thus offer a hedge against a stock-market downdraft.
BlackRock favors dividend-paying stocks and junk bonds, while warning about the danger in Treasuries. "We believe dividend stocks look attractive," wrote BlackRock chief investment strategist Russ Koesterich last week. "With current payout ratios near historic lows and balance sheets quite strong, companies have ample ability to raise dividend payments to compensate investors for any changes in tax treatment." As for Treasuries, he wrote that interest-rate risk is high, as underscored last week when prices fell 4% as stocks rallied.
Here is an overview of the eight income sectors in order of their appeal.
High-Dividend Stocks
As more companies get serious about dividends, it's possible to put together an increasingly diversified portfolio of stocks yielding 3% to 4%. The obvious appeal of stocks versus bonds is that investors can benefit from rising dividends over time. Many big companies now have dividends that exceed their bond yields.
Blue chips with 3%-plus yields include drug makers Pfizer pfe -0.6039689387402933% Pfizer Inc. U.S.: NYSE USD34.56 -0.21 -0.6039689387402933% /Date(1425420174753-0600)/ Volume (Delayed 15m) : 23664305 AFTER HOURS USD34.5 -0.0500000000000043 -0.1736111111111111% Volume (Delayed 15m) : 380923 P/E Ratio 24.130708001675742 Market Cap 213100290476.466 Dividend Yield 3.240740740740741% Rev. per Employee 638417 More quote details and news » (ticker: PFE), Merck mrk -0.4096961420279959% Merck & Co. Inc. U.S.: NYSE USD58.34 -0.24 -0.4096961420279959% /Date(1425420170962-0600)/ Volume (Delayed 15m) : 8158405 AFTER HOURS USD58.37 0.029999999999994 0.051422694549194375% Volume (Delayed 15m) : 92901 P/E Ratio 31.535135135135135 Market Cap 167004148306.042 Dividend Yield 3.0853616729516626% Rev. per Employee 555750 More quote details and news » (MRK), and Novartis nvs -1.0092934945538123% Novartis AG ADS U.S.: NYSE USD99.06 -1.01 -1.0092934945538123% /Date(1425420068509-0600)/ Volume (Delayed 15m) : 1256472 AFTER HOURS USD99.06 % Volume (Delayed 15m) : 13718 P/E Ratio 23.653295128939828 Market Cap 277123193125.707 Dividend Yield 2.843631132646881% Rev. per Employee 388358 More quote details and news » (NVS). In the consumer sector, there's PepsiCo pep -0.6060606060606061% PepsiCo Inc. U.S.: NYSE USD98.4 -0.6 -0.6060606060606061% /Date(1425420087093-0600)/ Volume (Delayed 15m) : 4135369 AFTER HOURS USD98.4 % Volume (Delayed 15m) : 13138 P/E Ratio 22.843876958792805 Market Cap 146754532836.914 Dividend Yield 2.66260162601626% Rev. per Employee 246063 More quote details and news » (PEP) and Procter & Gamble pg -0.29270577215782695% Procter & Gamble Co. U.S.: NYSE USD85.16 -0.25 -0.29270577215782695% /Date(1425420179190-0600)/ Volume (Delayed 15m) : 6029502 AFTER HOURS USD85.15 -0.0099999999999909 -0.011742602160638797% Volume (Delayed 15m) : 66089 P/E Ratio 24.92828288741877 Market Cap 230650569823.645 Dividend Yield 3.023015500234852% Rev. per Employee 692110 More quote details and news » (PG). And technology, a former income wasteland, now offers many 3% yielders, such as Microsoft msft -1.3673655423883317% Microsoft Corp. U.S.: Nasdaq USD43.28 -0.6 -1.3673655423883317% /Date(1425420000509-0600)/ Volume (Delayed 15m) : 30823168 AFTER HOURS USD43.19 -0.0900000000000034 -0.20794824399260628% Volume (Delayed 15m) : 925480 P/E Ratio 17.312 Market Cap 359982101418.838 Dividend Yield 2.865064695009242% Rev. per Employee 728656 More quote details and news » (MSFT), Intel intc 0.10275983558426306% Intel Corp. U.S.: Nasdaq USD34.095 0.035 0.10275983558426306% /Date(1425420000870-0600)/ Volume (Delayed 15m) : 26543007 AFTER HOURS USD34 -0.0949999999999989 -0.2786332306789852% Volume (Delayed 15m) : 788970 P/E Ratio 14.20625 Market Cap 161308166503.906 Dividend Yield 2.8156621205455346% Rev. per Employee 523618 More quote details and news » (INTC), and Seagate Technology stx -4.450942170240416% Seagate Technology PLC U.S.: Nasdaq USD58.82 -2.74 -4.450942170240416% /Date(1425420000138-0600)/ Volume (Delayed 15m) : 6518542 AFTER HOURS USD58.8129 -0.00710000000000122 -0.012070724243454607% Volume (Delayed 15m) : 37729 P/E Ratio 12.704103671706264 Market Cap 20212488512.4271 Dividend Yield 3.672220333219993% Rev. per Employee 272322 More quote details and news » (STX). Energy giants Chevron cvx -0.6987724268177526% Chevron Corp. U.S.: NYSE USD105.16 -0.74 -0.6987724268177526% /Date(1425420014942-0600)/ Volume (Delayed 15m) : 6832075 AFTER HOURS USD105.64 0.480000000000004 0.4564473183720046% Volume (Delayed 15m) : 69140 P/E Ratio 9.612958663180796 Market Cap 199111070556.915 Dividend Yield 4.069988588817041% Rev. per Employee 2963760 More quote details and news » (CVX), Royal Dutch Shell rdsa -1.5552099533437014% Royal Dutch Shell PLC ADS Cl A U.S.: NYSE USD63.3 -1 -1.5552099533437014% /Date(1425420391585-0600)/ Volume (Delayed 15m) : 7522025 AFTER HOURS USD63.3 % Volume (Delayed 15m) : 373517 P/E Ratio 12.93129864558436 Market Cap 206013955399.907 Dividend Yield 5.9399684044233805% Rev. per Employee 4558660 More quote details and news » (RDSA), and ConocoPhillips cop 0.5900621118012422% ConocoPhillips U.S.: NYSE USD64.78 0.38 0.5900621118012422% /Date(1425420106422-0600)/ Volume (Delayed 15m) : 5382791 AFTER HOURS USD64.78 % Volume (Delayed 15m) : 41900 P/E Ratio 11.672072072072073 Market Cap 79306157006.0151 Dividend Yield 4.507564062982402% Rev. per Employee 2874460 More quote details and news » (COP) all yield more than 3%.
There are dozens of income-oriented mutual funds and exchange-traded funds. Some of the largest ETFs are Vanguard High Dividend Yield vym -0.3416370106761566% Vanguard High Dividend Yield ETF U.S.: NYSE Arca 70.01 -0.24 -0.3416370106761566% /Date(1425420000250-0600)/ Volume (Delayed 15m) : 702150 AFTER HOURS 70.01 % Volume (Delayed 15m) : 47 P/E Ratio N/A Market Cap N/A Dividend Yield 3.2109698614483646% Rev. per Employee N/A More quote details and news » (VYM), iShares Dow Jones Select Dividend dvy -0.08849557522123894% iShares Select Dividend ETF U.S.: NYSE Arca 79.03 -0.07 -0.08849557522123894% /Date(1425420000263-0600)/ Volume (Delayed 15m) : 1009905 AFTER HOURS 78.87 -0.159999999999997 -0.2024547640136657% Volume (Delayed 15m) : 13764 P/E Ratio N/A Market Cap N/A Dividend Yield 3.1394457800835127% Rev. per Employee N/A More quote details and news » (DVY), and SPDR S&P Dividend sdy -0.32692065887086635% SPDR S&P Dividend ETF U.S.: NYSE Arca 79.27 -0.26 -0.32692065887086635% /Date(1425420000229-0600)/ Volume (Delayed 15m) : 688644 AFTER HOURS 79.0879 -0.182099999999991 -0.22972120600479373% Volume (Delayed 15m) : 304 P/E Ratio N/A Market Cap N/A Dividend Yield 2.5588293175223917% Rev. per Employee N/A More quote details and news » (SDY).
Electric utilities were the only loser in 2012 among the major sectors of the S&P 500, with a 2.9% drop -- and a 1% return after dividends. This year could be better because utility dividends look appealing at 4%-plus in much of the industry.
Major utilities trade at an average of 14 times projected 2013 profits, compared with about 13 times for the faster-growing S&P 500. Yet utility earnings are relatively predictable, in the low- to mid-single digits each year.
The three largest electrics (by market value), Duke Energy duk 0.5839605502206073% Duke Energy Corp. U.S.: NYSE USD77.51 0.45 0.5839605502206073% /Date(1425420087987-0600)/ Volume (Delayed 15m) : 3651386 AFTER HOURS USD77.51 % Volume (Delayed 15m) : 36944 P/E Ratio 29.139097744360903 Market Cap 54481418273.9258 Dividend Yield 4.1026964262675785% Rev. per Employee 856054 More quote details and news » (DUK), at $65; Southern Co. so 0.62402496099844% Southern Co. U.S.: NYSE USD45.15 0.28 0.62402496099844% /Date(1425420147470-0600)/ Volume (Delayed 15m) : 5016288 AFTER HOURS USD45.15 % Volume (Delayed 15m) : 45071 P/E Ratio 20.522727272727273 Market Cap 40374607823.0757 Dividend Yield 4.651162790697675% Rev. per Employee 703384 More quote details and news » (SO), at $44; and Dominion Resources d 0.9243458475540387% Dominion Resources Inc. (Virginia) U.S.: NYSE USD70.97 0.65 0.9243458475540387% /Date(1425420185709-0600)/ Volume (Delayed 15m) : 3714858 AFTER HOURS USD70.68 -0.289999999999992 -0.4086233619839369% Volume (Delayed 15m) : 19979 P/E Ratio 31.65874503438432 Market Cap 41357864014.8505 Dividend Yield 3.6494293363392982% Rev. per Employee 857655 More quote details and news » (D), at $53, all yield 4% or more.
The Utilities Select SPDR xlu 0.6086564472497745% Select Sector SPDR-Utilities U.S.: NYSE Arca 44.63 0.27 0.6086564472497745% /Date(1425420000095-0600)/ Volume (Delayed 15m) : 18514228 AFTER HOURS 44.65 0.019999999999996 0.04481290611696168% Volume (Delayed 15m) : 42525 P/E Ratio N/A Market Cap N/A Dividend Yield 3.7361416087833295% Rev. per Employee N/A More quote details and news » (XLU), which holds the electric utilities within the S&P 500 index, yields 4.1%.
The group started the year strong, as the benchmark Alerian MLP index, which is heavy in energy pipelines, rose 4% over the first two sessions of 2013. More gains could follow after a tough 2012, when the AMZ fell 1% and returned 4.8%, including distributions. Reflecting strong historical returns in the sector, 2012 marked the only year in the past 13 in which MLPs trailed the S&P 500 in total return.
Credit Suisse analyst John Edwards has been bullish, pointing out that the yield on the AMZ index, now 6.5%, looks appealing relative to most other income securities. While weak prices for natural-gas liquids have hurt some MLPs, much of the sector that is involved in domestic energy transportation has experienced little or no impact. Growth in distributions industrywide is expected to average about 7% this year.
The two largest MLPs, Enterprise Products Partners epd 0.4570383912248629% Enterprise Products Partners L.P. U.S.: NYSE USD32.97 0.15 0.4570383912248629% /Date(1425420215203-0600)/ Volume (Delayed 15m) : 3413218 AFTER HOURS USD32.97 % Volume (Delayed 15m) : 12897 P/E Ratio 22.410314981720123 Market Cap 65766779224.4268 Dividend Yield 4.4889293296936605% Rev. per Employee 7172950 More quote details and news » (EPD), at $52 a share, and Kinder Morgan Energy Partners (KMP), at $84, yield 5% and 6.3%, respectively. Kinder Morgan's twin, Kinder Morgan Management (KMR), trading around $79, is a corporation. It has a similar dividend paid in stock, allowing investors to avoid the tax hassles of K-1 partnership tax forms.
There are many MLP-oriented mutual funds and ETFs, including the Alerian MLP amlp 0.712166172106825% Alerian MLP ETF U.S.: NYSE Arca USD16.97 0.12 0.712166172106825% /Date(1425420000256-0600)/ Volume (Delayed 15m) : 3355073 AFTER HOURS USD16.97 % Volume (Delayed 15m) : 12 P/E Ratio N/A Market Cap 3113830000 Dividend Yield 6.894519740718915% Rev. per Employee N/A More quote details and news » (AMLP) and an exchange-traded note, the JPMorgan Alerian MLP AMJ 0.7251302968502152% JPMorgan Alerian MLP ETN U.S.: NYSE Arca 44.45 0.32 0.7251302968502152% /Date(1425420000256-0600)/ Volume (Delayed 15m) : 1466019 AFTER HOURS 44.5011 0.0510999999999982 0.11496062992125984% Volume (Delayed 15m) : 630029 P/E Ratio N/A Market Cap N/A Dividend Yield 5.293138357705287% Rev. per Employee N/A More quote details and news » index (AMJ).
Junk Bonds
Wall Street generally expects subdued returns of about 7% this year after another strong year in 2012, when junk returned more than 15%. The challenge is that yields are low, at 6%, and prices are high, averaging about 105% of par value. This limits upside because most issues can be redeemed at par prior to maturity.
While many junk investors are reaching for yield in order to get higher returns, it may be best to play it conservatively and avoid debt-laden companies like Caesars Entertainment czr -3.9927404718693285% Caesars Entertainment Corp. U.S.: Nasdaq USD10.58 -0.44 -3.9927404718693285% /Date(1425420000125-0600)/ Volume (Delayed 15m) : 1886517 AFTER HOURS USD10.58 % Volume (Delayed 15m) : 6182 P/E Ratio N/A Market Cap 1591794976.70563 Dividend Yield N/A Rev. per Employee 125235 More quote details and news » (CZR) and Clear Channel Communications (CCMO).
J. Matthew Philo, manager of the Mainstay High-Yield Corporate fund (MHYIX), generally is steering clear of lower-rated credits in favor of better situations. "This is a tale of two markets," he says. "The larger part of the market is very resilient with strong asset coverage and free cash flow."
Thanks to the wide disparity in the individual returns of junk debt, management matters, arguing for open- or closed-end funds rather than ETFs like the SPDR Barclays High Yield Bond jnk -0.30318342597271347% SPDR Barclays High Yield Bond ETF U.S.: NYSE Arca 39.46 -0.12 -0.30318342597271347% /Date(1425420000163-0600)/ Volume (Delayed 15m) : 11646732 AFTER HOURS 39.46 % Volume (Delayed 15m) : 11456 P/E Ratio N/A Market Cap N/A Dividend Yield 5.73932083122149% Rev. per Employee N/A More quote details and news » (JNK) and iShares iBoxx $ High Yield Corporate hyg -0.28427727968510824% iShares iBoxx $ High Yield Corporate Bond ETF U.S.: NYSE Arca 91.2 -0.26 -0.28427727968510824% /Date(1425420000201-0600)/ Volume (Delayed 15m) : 8846371 AFTER HOURS 91.2 % Volume (Delayed 15m) : 1185655 P/E Ratio N/A Market Cap N/A Dividend Yield 5.1735263157894735% Rev. per Employee N/A More quote details and news » (HYG), which track broad indexes.
Convertible Bonds
Convertibles are an overlooked asset class because of limited issuance of new bonds and complexity, including securities that automatically convert into equity. Less than $25 billion of converts have been issued in each of the past two years because most corporate treasurers can offer low-rate "straight" debt without giving investors an equity kicker.
"There are some good opportunities," says David King, manager of the Columbia Convertible Securities fund (PACIX). He's partial to a Chesapeake Energy 5¾% convertible preferred (CHKVZ), which recently traded at about $900, below its $1,000 face value, for a 6.4% current yield. The Chesapeake convert offers a lower-risk way to play a revival in natural-gas prices than the company's common shares. King also is partial to a 2⅞% convert from biotech company Dendreon (DNDN), recently trading below 75 cents on the dollar and a 13% yield to maturity in 2016. Dendreon developed a novel treatment for advanced prostate cancer that has had disappointing revenues. The company isn't far from cash-flow break-even and could be a takeover target.
There are many open-end and closed-end convertible funds, plus a sizable ETF, the SPDR Barclays Convertible Securities cwb -0.3956684714702207% SPDR Barclays Convertible Securities ETF U.S.: NYSE Arca 47.83 -0.19 -0.3956684714702207% /Date(1425420000260-0600)/ Volume (Delayed 15m) : 737955 AFTER HOURS 47.83 % Volume (Delayed 15m) : 219 P/E Ratio N/A Market Cap N/A Dividend Yield 2.1756805352289357% Rev. per Employee N/A More quote details and news » (CWB).
After another strong year in which the sector returned 18%, investors may want to tread cautiously because REIT valuations aren't cheap in absolute terms or in relation to the S&P 500 index.
But REITs now trade for about 16 times 2013 funds from operations, a cash-flow measure favored by the industry. That compares with a multiple of 13 for the S&P 500. REITs look even more expensive at about 20 times adjusted funds from operations, a more conservative calculation of cash flow than FFO that subtracts certain recurring expenses like office-leasing costs.
REITs, now yielding an average of 3.6%, still look good relative to Treasuries. Industry fundamentals are favorable amid higher rents and limited new construction, while financing costs are low. "REITs are trading below private-market values, and they remain a haven for people concerned about inflation. Real estate is a hard asset," says Alex Goldfarb, an analyst at Sandler O'Neill.
Goldfarb is partial to Simon Property Group spg -0.22626815407282677% Simon Property Group Inc. U.S.: NYSE USD189.61 -0.43 -0.22626815407282677% /Date(1425420088457-0600)/ Volume (Delayed 15m) : 1072704 AFTER HOURS USD189.61 % Volume (Delayed 15m) : 15954 P/E Ratio 47.14321233217305 Market Cap 59746671308.5926 Dividend Yield 2.9534307262275195% Rev. per Employee 851852 More quote details and news » (SPG), the mall operator and the largest REIT by market value, at $50 billion. He says that Simon is one of the best-managed companies in the business, generating more than $1 billion of free cash annually beyond its dividend requirements. Simon, at $158, trades for 19 times projected 2013 FFO. While third-tier malls may be struggling, those owned by Simon and others like Taubman Centers tco 0.17771701982228297% Taubman Centers Inc. U.S.: NYSE USD73.28 0.13 0.17771701982228297% /Date(1425420190072-0600)/ Volume (Delayed 15m) : 823383 AFTER HOURS USD73.28 % Volume (Delayed 15m) : 2316 P/E Ratio N/A Market Cap 4631492246.15478 Dividend Yield 2.947598253275109% Rev. per Employee 959222 More quote details and news » (TCO) are in good shape.
Apartment REITs lagged behind the group last year, and Goldfarb is partial to Post Properties pps -0.43782837127845886% Post Properties Inc. U.S.: NYSE USD56.85 -0.25 -0.43782837127845886% /Date(1425420122362-0600)/ Volume (Delayed 15m) : 254096 AFTER HOURS USD56.85 % Volume (Delayed 15m) : 6677 P/E Ratio 14.61439588688946 Market Cap 3117260131.31256 Dividend Yield 2.8144239226033423% Rev. per Employee 592182 More quote details and news » (PPS), which has a good position in the Sunbelt and low financial leverage. He also likes Essex Property Trust ess -0.7372535086160952% Essex Property Trust Inc. U.S.: NYSE USD223.5 -1.66 -0.7372535086160952% /Date(1425420213142-0600)/ Volume (Delayed 15m) : 227157 AFTER HOURS USD223.5 % Volume (Delayed 15m) : 5642 P/E Ratio 104.4392523364486 Market Cap 14338864210.8752 Dividend Yield 2.577181208053691% Rev. per Employee 827102 More quote details and news » (ESS), which has about half of its portfolio in Southern California, a region now reviving.
Municipal Bonds
With yields on top-grade munis similar to those on Treasuries, the relative appeal of the $3.7 trillion market is good, but absolute yield levels in the 1%-to-3% range aren't great with inflation running at about 2%.
Munis got a break when the congressional budget deal lifted top tax rates on the highest earners and thus heightened the appeal of tax-free income. To top it off, legislators chose not to tax the muni-bond interest of the highest earners, as some had feared.
That helped produce a rally on Wednesday, as long-term munis gained about 1% even as long-term Treasuries declined 1%. "While we are unlikely to see significant capital appreciation in municipal bonds, their after-tax yields are attractive, and munis remain a solid source of income," wrote BlackRock strategist Koesterich.
The idea of taxing muni-bond interest is dormant but not dead. If enacted, such a tax on munis likely would cut their demand, potentially lifting rates as much as half a percentage point and crunching long-term bonds. Many state and local governments face a large and festering pension problem. Given the risks, muni buyers might want to avoid long-term issues and stick with a fund like the Vanguard Intermediate Term Tax-Exempt fund (VWITX), which has low fees. Many investors favor individual bonds, but the downside is limited liquidity if holders ever need to sell.
Preferred Stock
With banks solidly profitable and the bond market strong, the preferred market has rallied sharply since the financial crisis, dropping yields on most bank issues to less than 6% from double-digit levels during 2009. Barron's has written favorably on preferred several times in the past four years.
Issuance has surged as banks have taken advantage of lower rates to lock in long-term equity financing. Issuance totaled about $33 billion in 2012, including several big retail-oriented deals priced at $25 a share from JPMorgan jpm 0.32378177108628786% JPMorgan Chase & Co. U.S.: NYSE USD61.97 0.2 0.32378177108628786% /Date(1425420011775-0600)/ Volume (Delayed 15m) : 13486192 AFTER HOURS USD61.86 -0.109999999999999 -0.17750524447313215% Volume (Delayed 15m) : 221463 P/E Ratio 11.626641651031894 Market Cap 230297894992.819 Dividend Yield 2.5818944650637405% Rev. per Employee 406463 More quote details and news » (JPM), Wells Fargo wfc -0.18001800180018002% Wells Fargo & Co. U.S.: NYSE USD55.45 -0.1 -0.18001800180018002% /Date(1425420063976-0600)/ Volume (Delayed 15m) : 11422912 AFTER HOURS USD55.45 % Volume (Delayed 15m) : 336659 P/E Ratio 13.33092919822094 Market Cap 286209192382.598 Dividend Yield 2.5247971145175834% Rev. per Employee 335576 More quote details and news » (WFC), and BB&T bbt -0.5989583333333334% BB&T Corp. U.S.: NYSE USD38.17 -0.23 -0.5989583333333334% /Date(1425420147901-0600)/ Volume (Delayed 15m) : 2686087 AFTER HOURS USD38.17 % Volume (Delayed 15m) : 129145 P/E Ratio 13.73021582733813 Market Cap 27678760474.8551 Dividend Yield 2.515064186533927% Rev. per Employee 291276 More quote details and news » (BBT). While dividends look safe and remain tax advantaged, most preferreds don't look attractive thanks to their interest-rate risk.
The typical $25 retail preferred usually has a bad combination of a perpetual maturity and a five-year redemption feature at the issuer's option. "The risk-reward profile of these securities does not appear attractive; their upside is capped by the call option, but they could sell off significantly in a rising rate environment," wrote Barclays credit analyst Shobhit Gupta in a recent report.
Two exceptions are unusual preferreds from Wells Fargo and Bank of America that yield more than their regular issues and effectively aren't callable unless there is an enormous rise in common-stock prices. The Wells Fargo Series L has a 7.5% dividend rate and a price of $1,225, way above its face value of $1,000. It yields 6.09%, almost a full point above the bank's other preferreds. Bank of America's 7.25% Series L trades at $1,135 and yields 6.34%. Columbia's King notes that if the banks want to redeem them, they likely will have to pay investors a premium above the current price.
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quote:Obviously your opinion is the only one that matters
quote:But Juno is one of the greatest movies of all time.
quote:Juno surpasses anything Coen
quote:I think the first Hangover was better than Superbad. idk that's tough.
quote:Every single Mel Brooks and Christopher Guest and Cohen brothers movie says hello
quote:Juno is the textbook example of why wit and intelligence trumps a set of 36 DD's. debatable, but i there are much much much better examples of this than her. Like Natalie Potman or Rashida Jones for example.
quote:"Hard Candy" is one of the most badass movies of all time. The Godfather, Star Wars, Every Tarantino movie, Scarface, American Gangster, Raging Bull, Casino, Kick-Ass, Independence Day, Watchman,....... say hi
quote:It alone elevates Diablo Cody to Tarantino or Coen-esque status, I dont think you understand Tarantino's level
quote:An ever-increasing number of stupid laws, especially drug laws, leads to this.
quote:My problem with Juno is that it tried to hard. It wound up being a generic, quirky indie comedy that forced pop culture references down your throat ad nauseum. It had an uninteresting plot and dialogue that seemed very contrived. On the flip side, Ellen Page was very sympathetic and likable, and I thought the supporting cast was strong too. It's the only thing that prevents me from claiming it a bad movie.
quote:Because you both have the same terrible posting style.


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Description: From Kaufman Fabrics this oxford shirting features a smooth hand and nice drape. Perfect for creating dress shirts blouses and fuller skirts. Vertical yarn dyed stripes of white and pink.
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Dr. William Chester "Bill" Noblet passed from this life into our memories on Dec. 26, 2011. He had suffered a massive brain hemorrhage on Christmas Eve. Dr. Noblet was born June 7, 1940, in Fort Smith, Ark., to Chester and Wilma Noblet. He was raised in Spiro, a town that always remained dear to his heart. During his lifetime Bill served the Lord well, loving friends, neighbors and patients as he did himself; they loved him in return.
Wanda Nixon, 79, McCurtain died Jan. 3, 2012, in Fort Smith, Ark. Services will be held at 2:30 p.m. Friday, Jan. 6, at Calvary Assembly of God Church, Poteau, with burial at Milton Cemetery, Milton, under the direction of Grace Manor Funeral Home of Poteau.
Ronald Dee Knight, 71, of Leflore died Tuesday, Jan. 3, 2012, in Poteau. Ronald was born August 7, 1940 in Leflore to Willis Jesse and Leona Bivian (Mann) Knight. He was a member of the Leflore Baptist Church. Ronald was preceded in death by his parents; and two brothers, Willis Jr. Knight and Harold Dean Knight. Survivors include three sisters and brothers-in-law, Patricia Essman of Leflore, Barbara Imogene and Walter Solomon of Skiatook, Norma Lee and Bill Smith of Fort Worth, Texas; 14 nieces and nephews, other relatives and loved ones.
There were no upsets on Day 1 of the 2012 LeFlore County Junior High Tournament, which took place Monday at both Poteau High School's Sherman Floyd Fieldhouse and Pansy Kidd Middle School's Upper and Lower Gyms. At Sherman Floyd Fieldhouse, boys opening-round games saw Pansy Kidd Middle School handle Monroe 64-13, Heavener edge Leflore 30-23 and Talihina nip Pocola 22-20. As for girls games at Sherman Floyd Fieldhouse, Wister held off Whitesboro 36-35, Howe defeated Leflore 58-10 and Heavener got past Arkoma 42-14.


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Near-infrared photodetector consisting of J-aggregating cyanine dye and metal oxide thin films
We demonstrate a near-infrared photodetector that consists of a thin film of the J-aggregating cyanine dye, U3, and transparent metal-oxide charge transport layers. The high absorption coefficient of the U3 film, combined with the use of a reflective anode and optical spacer layer, results in a zero-bias external quantum efficiency of 16.1 ± 0.1% (λ = 756 nm) for a device containing an 8.1 ± 0.3 nm-thick U3 film. The specific detectivity (D*) and response speed (f 3 dB ) of a fully optimized device are measured to be (4.3 ± 0.1) × 1011 cm Hz1/2 W−1 and 92 kHz, respectively.
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From Wikipedia, the free encyclopedia - View original article
Type | Humanitarian aid |
Founded | 1945 |
Headquarters | Baltimore, Maryland, U.S. |
Key people | Rev. John Nunes, President and CEO Rev. Richard A. Nelson, Chairman of the Board |
Area served | Worldwide |
Mission | Affirming God's love for all people, we work with Lutherans and partners around the world to end poverty, injustice and human suffering. |
Revenue | US$ 40.9 million (2010) [1] |
Employees | 71 (U.S.) |
Motto | Sustainable Development. Lasting Promise. |
Website | http://lwr.org/ |
Type | Humanitarian aid |
Founded | 1945 |
Headquarters | Baltimore, Maryland, U.S. |
Key people | Rev. John Nunes, President and CEO Rev. Richard A. Nelson, Chairman of the Board |
Area served | Worldwide |
Mission | Affirming God's love for all people, we work with Lutherans and partners around the world to end poverty, injustice and human suffering. |
Revenue | US$ 40.9 million (2010) [1] |
Employees | 71 (U.S.) |
Motto | Sustainable Development. Lasting Promise. |
Website | http://lwr.org/ |
Lutheran World Relief (LWR) is an international nonprofit organization specializing in International Development and Disaster Relief. It was headquartered in New York, but has been based in Baltimore, Maryland since 1995.[2] According to its website, LWR promotes sustainable development by helping communities increase the quality of life, engage in Fair Trade, and be better equipped to handle emergencies. This expanded mission originated from its beginnings as a non-governmental organization founded in 1945 for helping many European Lutherans who suffered devastation during World War II.[3]
Part of LWR's work includes responding to disasters. In the wake of the 2004 Southeast Asia Tsunami, Newsweek ranked LWR as one of the best international relief agencies, giving the Lutheran group an "A+" rating.[4] LWR continues to receive high rankings from organizations such as the American Institute of Philanthropy, who gave LWR an A rating in 2007 through 2010,[5] and Charity Navigator, who rated LWR the maximum four stars.[6]
LWR is a member of ACT Development, a global alliance of churches and related agencies working on development that are committed to working together.
Contents |
In the aftermath of World War II, Lutherans around the United States realized that many of their relatives in Europe needed help rebuilding their lives. In 1945, "Lutheran churches from at least 20 states mobilized to help in Europe" and formed Lutheran World Relief. Soon after, the work of LWR expanded to Palestine, then to Hong Kong, Korea and Bangladesh in the 1950s. In the 1970s and 1980s, LWR's expanded its work into Africa, as civil wars and droughts hit countries there.[7]
In 2011, LWR's work includes International Development in 18 countries and provides emergency relief to numerous other countries as disasters occur.[8]
LWR is a capacity building organization who works with local partner organizations that are "made up of or involve local community members."[9] LWR's philosophy is that these partner organizations have the specific knowledge of their context that is needed to pull individuals and communities out of long-term poverty. LWR then provides technical expertise, financing and training to improve the work of the partner organizations.
Lutheran World Relief identifies six sectors of their development work: Water, Emergency Response, Agriculture, Climate, Health & Livelihoods, and Civic Participation
LWR works to increase access to water in rural areas for both agricultural and domestic use. They do this by building irrigation systems for crops and livestock, gravity-flow systems, sub-surface dams, or hand-dug wells for household consumption. They also use water treatment technologies that include chemical, ultraviolet, or filtration treatment.[10]
LWR's work in emergencies includes both responding to sudden natural disasters with cash, staff and material resources (such as quilts or personal care kits), as well as disaster risk reduction.
Lutheran World Relief has recently contributed to emergency relief efforts in:
LWR's work in agriculture focuses on food security, specifically working with small-holder farmers to "help them access credit, learn about improved agricultural inputs and techniques, increase their yields, access markets and, ultimately, improve their incomes."[14]
LWR works with local communities to combat the effects of climate-related disasters through Disaster Risk Reduction, and climate mitigation techniques like reforestation.[15]
LWR focuses on health-related causes, and is currently partnering with the Lutheran Church-Missouri Synod and the United Nations Foundation to raise $45 million for malaria education, treatment and prevention.[16]
LWR also works to ensure that people know the rights they have as citizens and are able to take an active role in their local governments.[17]
LWR centers all of its work in a philosophy & framework called "accompaniment." Rooted in the Lutheran tradition that believes empowerment and justice happen only by 'standing with', rather than 'doing for' others in need, accompaniment is a dynamic relationship between diverse partners with complementary resources and skills working together to empower poor communities to improve their lives. It recognizes that all poor communities already have resources and assets that can be harnessed to improve their own wellbeing. Building on these pre-existing assets, accompaniment is based on shared values and objectives, and uses jointly developed strategies with flexibility and openness to achieve sustainable results. Characterized by mutual trust, respect, accountability, and transparency, the relationship contributes to each partner's growth and learning while carrying out its primary goal of improving the well being of the poor.
In its emergency and development work, LWR uses accompaniment to work through existing structures and organizations ("partners") where and whenever possible to foster community empowerment and to ensure resources are used to maximum effect. LWR seeks to be a catalyst for, and facilitator of, development and social change led by local organizations and impoverished people. Accompaniment is not only a relationship between LWR and its partners, but a process of working together. It uses a rights-based approach that relies on participatory and appreciative methods, leading-edge development techniques, effective program management, and organizational capacity building.[18]


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Maric and Askou sign Canary deals
Norwich City have signed Serbian striker Goran Maric and Danish defender Jens Berthel Askou after successful trials with the club.Maric, 25, has signed a one-year deal after scoring two goals in three pre-season matches on tour in Scotland. Askou, 26, has put pen-to-paper on a two-year contract. Manager Bryan Gunn told the club's website: "Both lads were with us in Scotland and we felt they were at the right level to offer them contracts.".... read more
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Gillingham 2-4 Barnet: Report
McLeod hat-trick seals crucial Bees winIzale McLeod's hat-trick gave Barnet's survival hopes a huge boost as Gillingham's 16-game unbeaten run came to a crashing halt with a 4-2 defeat.After Andy Barcham had cancelled out Mark Byrne's opener, the home defence crumbled as McLeod pounced in first-half injury time before bagging two after the break.Barnet took a shock lead on 13 minutes as Mark Marshall's cross wasn't dealt with allowing Byrne to pounce but the Gills equaliser arrived soon after when Sam Walker kept out Cody McDonald's effort only for Barcham to poke home the rebound from four yards.Luke Rooney then hit the post for the hosts but they were hit with a sucker punch when Jude Stirling headed Marshall's cross back across goal for McLeod to head in.Things got worse for Andy Hessenthaler's men seven minutes into the second half as McLeod found space in the area to lash in the Bees' third.His fourth came from the penalty spot after Matt Lawrence's foul on Byrne and, even though he missed a second spotkick and Barcham bagged a second, the travelling Bees fans celebrated a tremendous victory.
Gillingham 2-4 Barnet: Match Report - view commentary, squad, and statictics of the game as it happened.
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Nielsen: One-Third Of Bloggers Are Moms
It's difficult to define the typical blogger, but new research from Nielsen/McKinsey says that more than two million of them are moms.
In a blog post yesterday, Nielsen says that about 6.7 million people are currently using blogging websites — which I take to mean sites like Blogger, WordPress.com, Tumblr and services like those. Of that number, When other blog-related sites are included, Nielsen says about one-third are moms and 52 percent of bloggers are parents with kids under 18 years old. Nielsen doesn't specifically use the phrase "mommy bloggers," though, which indicates a specific type/style of blog and content; Nielsen only says that a couple million moms are blogging.
[Ed. note: see postscript below for clarity on the edit above.]
Nielsen also says that the majority of bloggers are female, and that half of them are young — in the age 18-34 demographic.
Is There A "Typical" Blogger?
Nielsen's statistics contradict the "State of the Blogosphere" report that Technorati publishes every year. The most recent version was published last fall, and in that survey, about 60 percent of respondents were male and more than half were between 25 and 44 years old. A little less than half indicated that they're parents.
All of which goes to show, I think, that there's really no such thing as a typical blogger. We come in all shapes and sizes, as the saying goes. It's especially difficult to pin down who is or isn't a blogger because of the blurring lines between having a blog and having a website. You can be a (self-hosted) WordPress user, for example, without being a blogger.
Then there's also micro-blogging services such as Twitter, status updates on Facebook — which can now be as wordy as blog posts (almost as wordy as books, for that matter) — and long-form, blog-style posts on Google+. How do all those things fit in when trying to measure or define the typical blogger?
One thing that most can agree on is that blogging has been growing and will continue to grow moving forward. Emarketer has previously estimated that business blogging will grow to 43 percent of all US companies this year. And in its report this week, Nielsen says that it's now keeping tabs on about 173 million blogs worldwide — about a 500 percent increase from 35.7 million blogs back in 2006.
Postscript: The headline for this article has been updated to more accurately reflect the information in Nielsen's post. Nielsen contacted us after this article was published to clarify its numbers:
When we mentioned that 1/3rd of bloggers are moms, we counted blogs both on blogging sites (which you correctly ID as Blogger, etc.) AND blogs on social networks (like Facebook). Combining these sources, Nielsen found that there were about 17.7 million bloggers and nearly 6 million were moms!
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The perfect Android.
When it comes to getting the most for your money, the GS3 is the perfect choice. You've got a hefty 4.8 inch Super AMOLED display that blows away the iPhone competition. There's some bigger screens out there, but the GS3 is where you draw the line when it comes to it comfortably fitting in your pocket.
Amazingly Fast.
Download anything you want on Google Play and know your Samsung can handle it. The Galaxy S 3 is equipped with a quad-core processor that clocks in at 1.4 GHz. Everything is smooth and this phone makes Android look good. Pick up a new or used GS3 online and you'll have enough left over for a case or two. Good luck.


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BMW Links
Related Models For Sale
BMW X3 For Sale
2007 BMW X3 Trims For Sale
User Reviews
Displaying 1 - 10 of 17 2007 BMW X3 reviews.
2007 BMW X3 3.0si
ProsClean looking, tight driving, sporty but comfortable - the perfect daily driver that is flexible to haul your people and your stuff. ConsOnce out of warranty BMW is expensive to repair
The Best Car I Ever Owned. — Tech connectivity requirements drove me to upgrade to a newer model, but really the 2007 BMW X3 3.0Si is a better, tighter car that is more fun to drive. The drive train is the pinnacle of a perfect naturally aspirated in-line 6 cylinder and a tight 6 speed Triptronic transmission. There is always power. The car is always quick, responsive and accelerating and decelerating. Breaking is solid and vibration free. Comforts are plenty, without being a "fru-fru" car. Primary Use: Family transportation
Looking for a Used X3 in your area?
CarGurus has 5,476 nationwide X3 listings
starting at $4,990.
2007 BMW X3 3.0si
ProsFit and Finish ConsNothing
X3... A Great Car To Own! — Great family vehicle with the performance of a BMW! Very responsive motor... As far as repairs they are few and far between. There have been a few cabin repairs, black finish wearing off of the steering wheel, but nothing mechanical. Primary Use: Family transportation |
2007 BMW X3 3.0si
ProsEverything about the care was amazing. ConsI happily had no complaints
Bmw X3 — There is no comparison in quality of build and luxury when it comes to BMW. The car literally pampered me every moment I was in it. The heated seats and steering wheel were excellent in the winter and the panoramic sunroof was amazing in the summer. As a performance driven luxury line, the acceleration/braking/handling of the care was top notch and incomparable to other cars of it's class. It would glide over the roads no matter the condition. Build quality aspect was phenomenal. Not one single issue to report. Appearance of the car was beautiful and elegant with a touch of sportiness. Cost of Ownership wasn't an issue really...outside of requiring premium fuel to run on, but at 23.2mpg fuel ups were a good distance between. Maintenance costs were $0, as it still has factory warranty that covers everything from wiper blades to brakes and more. The car was a blast! Though I recently traded it for a truck, as my lifestyle has changed I loved every minute of driving my BMW. Primary Use: Family transportation |
2007 BMW X3 3.0si
ProsHandling, panoramic sunroof. ConsSomewhat limited amenities for a luxury SUV.
Amazing Little Suv. — This X3 is a pretty amazing little SUV. It has nice power for an SUV, but it's best feature is its handling - I can push through corners and maneuvers that would tear other SUVs I have owned apart. I trust it like little else in that regard. My X3 is somewhat spartan in terms of features, though I do love the heated seats. The panoramic sunroof is unreal - it stretches so far back. |
2007 BMW X3 3.0si
ProsGreat fuel for a big rig - drives like a sedan ConsIts not hydrogen
The Mobile — Drives like a sedan! Great road feel, quiet, precise transfer from wheel to road. Quality - no repairs, great sound system, heated steering wheel is an understated feature for sure. Very well appointed all black leather and trip. triptonic transmission is fun to drive. Takes 2 full sized kayaks, 3 full size doge and a whole lot of gear. iPod jack standard and a great addition to be able to bring the entire music collection on road trips. Loads of fun - if you need to pass just push - vooom! |
2007 BMW X3 3.0si
ProsEverything ConsNOTHING.
Amazing Car.. Bmw Standard — I love everything about the BMW X3. Its amazing. Its sporty, fast, luxurious, everythign about it screams amazing. It is up to par with all BMW's famous standards. I plan on keeping it for a long time. It really and truely is the ultimate driving machine. Primary Use: Sport/fun (spirited driving, track racing, off-roading, etc.) |
2007 BMW X3 3.0si
ProsHandling, Styling, Peppy engine, Sound system, Brakes, AWD system ConsTight suspension
2007 BMW X3 3.0si
ProsHandles like a car, fuel economy. ConsReliability
2007 BMW X3 3.0si
Prosfast, handles extremely well, stops on a dime Consnone
Best Suv Ever! — best suv in it's class! It can go 0-60 in 4.0 seconds, which is extremely fast for a suv. It handles like a car not an suv. It has a 6 speed Transmission, which is rare for this model. It is fun to drive if you know how and looks cool. It has never needed repairs. |
2007 BMW X3 3.0si
A Great Small Ute With Plenty Of Power — I was looking for an SUV that drove like a sedan, but sat up a bit higher with some decent cargo space. This SUV fits the bill. The SUV has very nice handling with decent power. Flip it into sport mode and it will allow you to run all the way to redline without babying you by shifting early. The interior is typical BMW class with decent frills. I elected to install the iPod adapter, which works so so. You have to program specific playlists and the unit does not display the track information. Kind of lame in my opinion. The bluetooth hookup works well with some phones like the Blackberry 8700C and the Motorola Razr. The Nokia E62 does not work at all with this particular car. Overall I would recommend this SUV to anyone in the market for a smaller SUV. I did look at the RSX, but felt that the interior was rather cheesy. Owner for 0 years, 2 months Miles Driven per Year:12,000 |
Displaying 1 - 10 of 17 2007 BMW X3 reviews.
Reviews From Other Years
2013 BMW X3 Reviews
It's A Bmw, What Else To Say! By saratogaart
Well built and designed car. Quiet, stable ride. Auto-traction control great in the snow. Amazing acceleration for a four cylinder especially in Sport mode (thank you twin turbos!). Good visibility fo... Read More
2012 BMW X3 Reviews
Awd With All Season Run Flats And Lots Of Power, Paddle Shift-great Fun. By trumanwoll
This X3 with the sport package is the way to travel. Lots of room, great seats for a long trip, great highway performance when you let the ponies rule. Great fun in the twisties so long as you keep ... Read More
Performance Center Delivery Was The Nicest Thing About This X3! By M3Woody
I like the stereo in this BMW X3 and that is about it. The brakes are pathetic in it for a BMW and yet they say it is "operating as designed". That being the case it just may well be my last new BMW... Read More
2010 BMW X3 Reviews
Great By mebach
The look is great Rides with comfort and a tight fit. You'll sit like a glove in the X3. Has the extra power when you need it, The gas millage is not bad, the X3 controls like a sport car with the nic... Read More
Bmw X3 By heatherlowens
Sporty! A fun to drive BMW, handles well, and is comfortable! I have always felt safe and in control while behind the wheel. The only con might be its size, might not be the best fit for a family of ... Read More
2009 BMW X3 Reviews
Very Nice Vehicle By Siva
Really nice when driving around town. The drive quality is really excellent! Fun to drive around as a daily driver! Maintenance cost is above the average. Repairs are costly unless you have warranty... Read More
Love My X3 By Nicole
This car is amazing. Top of the line, comfortable, great breaks. Runs best on premium gasoline. Heated seats, steering wheel, full sunroof Gorgeous looking car. Such a smooth ride, gets about 24mpg. S... Read More
2008 BMW X3 Reviews
I Am Pleased With The Dealership I Chose And The Quality Of The Vehicle. By glenn810
I love this vehicle, and am especially content with the warranty that bmw provides. The vehicle is comfortable, and the ammenities are practical and stylish. I can see myself buying another bmw in th... Read More
X3 -3.0si - Not Bad, Not Bad At All! By HK4
Much much better than the X3-2.5, X3-3.0 and X5-3.0. Better power for its size and handling feel like a bimmer (at last!) The old engine is not sufficient for the weight - and forget about X5-3.0... ... Read More
People researching a 2007 BMW X3 contacted a dealer about
37% of the time
12% of the time
BMW 3 Series
9% of the time
Volvo XC90
6% of the time


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Author Blaine L. Pardoe Discusses His New Book - Murder In Battle Creek: The Mysterious Death Of Daisy Zick
This event was held on August 21, 2013 at Downtown Library: Multi-Purpose Room
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This year marks the fiftieth anniversary of the infamous Daisy Zick murder, which remains one of the most puzzling unsolved murders in Michigan's history.
On a bitterly cold morning in January 1963, Daisy Zick was brutally murdered in her Battle Creek home. No fewer than three witnesses caught a glimpse of the killer, yet today, it remains one of Michigan's most sensational unsolved crimes. The act of pure savagery rocked not only the community but also the Kellogg Company, where she worked.
Join us as author Blaine Pardoe (recipient of the 2011 State History Award by the Historical Society of Michigan) discusses this shocking crime and his new book "Murder In Battle Creek: The Mysterious Death Of Daisy Zick." This event includes a book signing and books will be for sale.
Blaine offers a new opportunity for readers to help solve this baffling case on its bicentennial. Who were the key suspects? What evidence do the police still have on this five-decades-old cold case? Just how close did this murder come to being solved? Is the killer still alive? These questions and more are masterfully brought to the forefront for true crime fans and armchair detectives.
Blaine Pardoe is an award-winning author of numerous books in the science fiction, military nonfiction, true crime, paranormal and business management genres. Raised outside Battle Creek, he received his undergraduate and graduate degrees from Central Michigan University. He has been a featured speaker at the U.S. National Archives, the United States Navy Museum and the New York Military Affairs Symposium. He currently resides in Virginia outside Washington, D.C.


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Current Time
Why Go?
It's the original Mexican Riviera, with an old-school glamour that still attracts the A-listers
Laser beams and fireworks at sophisticated discos and clubs above Acapulco Bay
Zihuatanejo's cafés on the sand, and fresh papayas and mangos in open-air markets
What To Skip
"Gringolandia" resort developments and all-inclusive compounds in Ixtapa and Acapulco
What For:
Active + Adventure, Beach + Island, Family, LuxuryWhen To Go:
January, February, March, DecemberHotels
Expert picks of the best places to stay in Acapulco + Zihuatanejo
See all 9 Acapulco + Zihuatanejo hotels ›Planning A Trip?
Save hotel and restaurant reviews, amazing photos, and more great stuff from Concierge.com to your own personal Trip Plans. Learn More ›
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Mere Intricacy
Senior Member
I just love it so much. And they're playing it so often atm ..
Well this was meant for OT not GD... I'm assuming it shall be rerouted shortly...
Ahhh right on queue.
Chicago 777
movie was ok good special effect's.
i watched half an hour was bored as fk, so went to play some league
Never saw the movie but did watch the Ancient Aliens episode about the Mayans and end of the world yesterday. If those Mayans were so smart, how come they're not around anymore? Hopefully after the 21st comes and goes people will learn to stop listening to and taking foriegners seriously.
the flail
There are just some really epic visual scenes in this. I also loved how it felt on another level of disaster, like on a much larger scale.
sammich kek
What's with girls and this movie? Seriously? There must have been some serious emotional fallout in the last 45 minutes that I didn't watch, because the movie was waaaaaay toooooo looooong
There was a bit of emotional stuff which i liked ..


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19 Skippers Corner, NC Artists and Artisans
When it comes to expressive artwork in the home, some people lean toward murals, faux finishes and decorative painting. Others love to fill their spaces with fun and functional pieces, like fused glass serving platters, ceramics and pottery. You'll find many artists, muralists and artisans on our Professionals pages, ready to include you in a creative process that ends with an inspirational and personal home. You can find more artists & artisans in Wilmington, Masonboro, Murraysville, Leland and Myrtle Grove. More
A. Dumay Gorham, III/ Dumay Gorham Designs,LLC
(910) 612-1723
I specialize in custom metal sculpture, design and fabrication projects. My background is in Industrial Design. My scope of work includes sculptural projects, furniture and... Read More
Spectrum Gallery
(910) 256-2323
We represent many talented professional visual artists who are recognized locally and nationally. Our collection is continually changing as our artists constantly bring us new... Read More
Karen Wiles Photography
(910) 270-5343
FINE ART PHOTOGRAPHY in every style for every room of the interior designed décor for homes, offices, hotels etc... Read More
Our inspiration and components are derived from our local marshland. Items are hand selected and transformed into a very unique piece of coastal decor. Read More
Nelson Fine Art Gallery
(910) 256-9956
Nelson Fine Art Gallery represents 16 regional and nationally known artists. Works in acrylic, oil, encaustic and pastel are exhibited in a wide range of styles from traditional... Read More
Skyward Studios
(910) 713-9028
I am an oil landscape artist living on the coast of NC. I draw my inspiration from the peace and serenity of water- cloud formations. Read More
Creative Cascades
(910) 431-1011
We design, install, and maintain water, fire, and stone features. Read More
lucky dog upcycle
(910) 547-0262
Lucky Dog Upcycle saves belts, one dog collar at a
time. We repurpose gently-used belts into custom dog
collars; leather collars made to last. Just like your own
dog,... Read More
The Charm School Dropout
(910) 777-7046
Digital art with a vintage feel. Custom artwork for any wall in the world. A personal commissioned portrait brings life to a family's photographic history, each piece with its own... Read More
Scrap and Design
(910) 795-9397
John W. Golden Art
(910) 798-3074
I make art for kids and grown-up kids. I make each piece for the person who orders it. My series include the By Order of the Management Series (Seen in Land of Nod), Woodland... Read More
List your business here for free - Learn More


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Ooty Weather in December
Tweet |
Check the Weather in Ooty, India in December before you book your next holiday. This gives the best indication of the weather in December and includes figures for temperature, sunshine and rainfall.
Max Daytime Temperature (°C) | 22°C (72°F) in December | |||
Min Night-time Temperature (°C) | 9°C (48°F) in December | |||
Hours of Sunshine (Daily) | 7 Hours per day in December | |||
Hours of Daylight (Daily) | 11 Hours per day in December | |||
Heat and Humidity Discomfort | None in December | |||
Days with some Rainfall | 4 Days in December | |||
Monthly Rainfall (mm) | 62 mm (2.4 inches) in December | |||
UV Index (Maximum) | 10 (Very High) in December | |||
All Months | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | ||||||||||||||
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Save up to 40% on hotels and up to £200 on holidays in the lastminute.com January sale. Plus check out city breaks from just £69 and flight deals for leading airlines. |
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Ooty Forecast |
Ooty When Best |
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Map of India
Select a destination from the India Map to view the december weather guide. Alternatively, select from the list of destinations below the map. Can't find the India weather destination you are after? Try the Destination Search.
Agatti Island Agra Ahmadabad Ajmer Amritsar Aurangabad Bandhavgarh Bangalore Bikaner Calcutta Chandigarh Chennai Darjeeling Dharamsala Gangtok Hyderabad Jaipur Jaisalmer Jodhpur Kalimpong Kanha Kaziranga Khajuraho Leh Lucknow Madurai Mahabalipuram Mangalore Mount Abu Mumbai Mysore Nagpur New Delhi Patna Pelling Pondicherry Port Blair Puri Ramnagar Ranthambore Rishikesh Shillong Shimla Srinagar Surat Udaipur Varanasi Visakhapatnam
Ooty weather by month
Check the weather for a particular month in Ooty by selecting a month from the list below. Alternatively check which month usually has the Best Weather in Ooty. If you are not sure where to go, why not try our Holiday Planner.
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Chad Stoller | November 6, 2007 | Comments
Questions to ask before joining the mobile marketing bandwagon.
Start-ups, media vendors, and brands are actively looking to create the next (but have we really seen the first?) big mobile destination while touting their product as the ultimate connection. It's exciting to see the platform get so much attention, but it hurts when brands jump on the mobile bandwagon so they can check off the boxes next to "mobile" and "innovation."
I recently found myself in a deep conversation with an industry reporter about the current mobile marketplace fads, including what elements tend to work and what don't. While we couldn't understand how we weren't friends on a mobile social network offered by leading national advertisers, we agreed the programs that work best offer personal and contextual relevance.
The mobile phone was invented as a convenience and what I call as a shortcut for daily life. It's a necessity we can no longer live without (try explaining life without a cell phone to a teenager), and it's evolved into the device we wouldn't leave the house without (sorry, American Express). In addition to the beneficial communications services it provides, we rely on its everyday ability to alert us by blinks, vibrations, and chirps. Whenever it does this, we salivate (in a way) and know it has special meaning for us. Regardless of whether it's a birthday reminder, a text message, or a meeting notice, these alerts have relevance to our lives.
I've been critical in the past of mobile marketing programs that exploit the relationship between people and their digital devices. Brands often assume that if a customer likes the product, she'll want to carry it everywhere. Just because I like a particular candy bar, doesn't mean my mobile phone should remind me every day. I don't want to receive text messages from the candy bar, have wallpaper of that candy bar, receive a ring tone performed by that candy bar, nor join a social network of people who also like that candy bar. The candy bar ranks lower in day-to-day importance to me than other things, like personal obligations and reminders. Don't get me wrong; I like the candy bar (I just had one), I just don't need to be interrupted in the middle of the day by a stranger telling me how much happier he is eating our favorite candy bar. These kinds of messages are a distraction. The distraction lacks a return for my participation.
Earlier this year, I talked about mobile minders and how entertainment companies leverage these programs to remind people to tune in or record new television shows. The service allows you to send a text message to the short code, and on the day of the airing, you'll receive a reminder to set your DVR. It's simple but, more important, it's an interruption that I asked for and provides a reward in exchange for my participation.
The same can be said for mobile programs that provide a shortcut to longer-term participation. For example, mobile devices are a great way to engage participants in loyalty programs. Text your e-mail address to a short code, and you could have a one-click enrollment program e-mailed directly to the participant. This saves considerable time filling out forms, remembering to log in, and so on. Because the phone is a shortcut for communications, why not leverage it for brand participation?
Both examples couldn't have been developed without discovering the gifts of mobile users -- the insights that are determined after observation, research, and discovery of various brands' mobile users.
Before you jump in, ask yourself the following questions:
Above all, make sure you offer real relevance, or those blinks, vibrations, and chirps won't mean anything.
Want to learn more?
Attend ClickZ Live New York March 30 - April 1. With over 15 years' experience delivering industry-leading events, ClickZ Live brings together over 60 expert speakers to offer an action-packed, educationally-focused agenda covering all aspects of digital marketing. Register today!
Chad Stoller is the executive director of emerging platforms at Organic Inc., a leading digital communications agency with clients such as DaimlerChrysler, Sprint, and Bank of America. In this role, Chad leads Organic's strategy on client communication platforms and Organic's Experience Lab. Prior to Organic, he spent 13 years at Arnell Group in various roles, including director of communications solutions, and was responsible for branded entertainment, new media, branded gaming, and marketing alliances. He has developed a series of award-winning programs, including the Cannes Lion winner, "Terry Tate: Office Linebacker," for Reebok and Jeep Evo 4 x 4 for DaimlerChrysler. Chad is also a regular contributor to Organic's blog, ThreeMinds.
March 24-25, 2015
March 26, 2015
Mar 30-Apr 1, 2015
May 26-28, 2015
June 23-25, 2015
Singapore, 5-6 March
Bangkok, 17-18 March
Hong Kong, April 2015
A Buyer's Guide to Affiliate Management Software
Manage your performance marketing with the right solution. Choose a platform that will mutually empower advertisers and media partners!
Google My Business Listings Demystified
To help brands control how they appear online, Google has developed a new offering: Google My Business Locations. This whitepaper helps marketers understand how to use this powerful new tool.
March 3, 2015
1:00pm ET/10:00am PT


text: Osama bin Laden son-in-law's trial opensBy Lena Jakobsson and Ray Sanchez, CNN Updated 9:03 AM ET, Thu March 6, 2014A frame from video of the Saudi-owned television network MBC shows Sulaiman Abu Ghaith.Story highlights Sulaiman Abu Ghaith is accused of conspiracy to kill U.S. nationalsProsecutor: "Osama bin Laden asked him to deliver al Qaeda's murderous decree to the entire world" Defense lawyer: "This is not Osama bin Laden... this is not about the plot of 9/11, no matter how painful it was"Osama bin Laden ordered his son-in-law to "deliver al Qaeda's murderous decree to the entire world" in the hours after the September 11, 2001, attacks, a federal prosecutor told jurors Wednesday during the opening of a Manhattan terror trial blocks from the site of the former World Trade Center. The son-in-law, Sulaiman Abu Ghaith, allegedly served as the mouthpiece for bin Laden and is accused of recruiting and inciting potential terrorists to launch attacks on Americans in the wake of the largest act of terrorism on U.S. soil. "Osama bin Laden asked him to deliver al Qaeda's murderous decree to the entire world," Assistant U.S. Attorney Nicholas Lewin said. "While our buildings still burned, he agreed." Abu Ghaith, who was flown to the United States a year ago from Jordan and charged with conspiring to kill Americans, allegedly provided the terror organization with "its very lifeblood -- fighters, personnel and young men inspired to fight and die for al Qaeda," Lewin told the jury. According to prosecutors, in a widely circulated video made hours after the attacks, Abu Ghaith sat next to bin Laden and al Qaeda No. 2 Ayman al-Zawahiri, urging Muslims to fight "the Jews, the Christians and America.""The storm of airplanes will not abate," Lewin quoted Abu Ghaith as saying on a video.Just WatchedBin Laden's son-in-law pleads not guiltyreplayMore Videos ...Bin Laden's son-in-law pleads not guilty 02:56PLAY VIDEOJust WatchedWyden: U.S. wants tough terror approachreplayMore Videos ...Wyden: U.S. wants tough terror approach 03:47PLAY VIDEOJust WatchedControversy over Abu Ghaith in NYC courtreplayMore Videos ...Controversy over Abu Ghaith in NYC court 02:39PLAY VIDEOJust WatchedBin Laden's son-in-law held in New YorkreplayMore Videos ...Bin Laden's son-in-law held in New York 02:20PLAY VIDEOLewin said bin Laden recognized Abu Ghaith's value as a "fiery speaker" with a reputation in Afghanistan as an important religious scholar. The prosecutor told jurors that they will be able to hear Abu Ghaith's own statement to investigators as well as the testimony of two witnesses who implicate him in the terror plots.Though Abu Ghaith is the highest-ranking al Qaeda figure to face trial on U.S. soil since the attacks, analysts have called him a small-time figure in the world of international terrorism.What did terror suspect tell authorities on plane trip to U.S.?'This is not Osama bin Laden'Abu Ghaith's lawyer, Stanley Cohen, told the jury during opening statements that the prosecution's case was built on fear and alarm, rather than concrete evidence."Although the government would like you to believe that this is Osama bin Laden," he said, "this is not Osama bin Laden. And this is not about the plot of 9/11, no matter how painful it was for this city, this country and the world."Bin Laden was killed in a raid by U.S. special forces in Abbottabad, Pakistan, on May 2, 2011.Abu Ghaith, who pleaded not guilty last year, sat in court Wednesday, wearing a dark suit and listening to opening statements through an interpreter.On Wednesday afternoon, jurors heard from FBI agent James Fitzgerald, a terrorism expert. The jury of nine women, three men and six alternates also viewed still images from a video as well as a short video of Abu Ghaith alongside bin Laden after the 9/11 attacks. On direct examination, Fitzgerald agreed that there was no direct evidence linking Abu Ghaith to the 9/11 attacks or any other terrorist acts against American targets. Some prospective jurors were dismissed after saying they would have difficulty being fair because they knew people killed in the World Trade Center attack.Another potential juror, a lawyer, was struck by the prosecution after he expressed concern about being able to evaluate testimony given what he knew about conditions at the Guantanamo Bay, Cuba, camp where the United States kept terror suspects. Read the indictmentTried in a civilian courtA member of bin Laden's inner circle, Abu Ghaith had spent most of his time since the September 11 terrorist attacks in Iran, according to the federal indictment.Before joining al Qaeda in 2001, he taught high school and preached in his native Kuwait before he was banned from his mosque for using his sermons to attack the government, according to the U.S. government. He also fought in Afghanistan and Bosnia-Herzegovina. He spent the months before the September 11 attacks recruiting candidates for training in his father-in-law's terror camps in Afghanistan, according to the indictment. After the attacks that destroyed the twin World Trade Center towers in New York and heavily damaged the Pentagon in Washington, Abu Ghaith served as al Qaeda's official spokesman.U.S. authorities have charged that Abu Ghaith supported a major attack on America and urged people at a Kandahar, Afghanistan, guest house to swear an oath of allegiance to bin Laden.The decision to handle Abu Ghaith's case in civilian court irked some Republicans, who accused the Obama administration of setting a bad precedent and missing an opportunity to get valuable intelligence from someone who had been so close to bin Laden.If convicted, Abu Ghaith could face life in prison.More from justiceGeorgia police officer killed in 'ambush' CNN reporter grills Ferguson police chiefMom: We didn't do anything wrongPowered by Livefyre


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What's New
- pleasant game logic changes- more food for Billy
- interface improvement
- daily bonus
App Description
Free Billy is a challenging physics-based puzzler about a small bright yellow colored anglerfish Billy, whose curiosity and love for adventures got him into a trouble.Exploring a wreck of a sunken ship Billy found in the old mystery chest a magic bubble with the hypnotic spiral inside. The charmed fish followed that magic spiral and found himself on the ship under the piles of stones.
Help the fish to get out of this trap by removing stones from its way!
Try "Free Billy" and enjoy:
-A lot of challenging levels!
-Adorable graphics
-Very simple intuitive controls
-Relaxing soundtrack.
App Changes
August 17, 2014 New version 1.2.0
November 07, 2013 New version 1.1.0
April 03, 2013 New version 1.0.1
November 30, -0001 Initial Release


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DPS traffic stop leads to seizure of $3.4 million in marijuana
POSTED: Thursday, April 4, 2013 - 12:11pm
UPDATED: Friday, April 5, 2013 - 7:24am
CORPUS CHRISTI, TEXAS (KVEO NEWS CENTER 23) — The Texas Department of Public Safety has seized 7,800 pounds of marijuana after a traffic stop of a tanker truck.
On Tuesday, April 2, a Commercial Vehicle Enforcement trooper pulled over a 1999 truck tractor, that was towing a tanker, for a routine commercial vehicle inspection in San Patricio county. During the troopers inspection he discovered nearly 7,819 pounds of marijuana concealed within the tanker.
The driver was arrested for possession of marijuana and DPS investigators continue to looking into incident.


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Norfolk plumber provides advice for frozen pipes
Homeowners throughout Hampton Roads are experiencing major pipe and heating problems due to this week's deep freeze.
PD: Suspect's loaded gun found near school bus stop
A brief police chase in Newport News ended in an arrest and a discovery a few days later.
Video: Andy Fox exclusive live interview with Bob McDonnell
WAVY News 10's Andy Fox interviewed former Va. governor Bob McDonnell live on WAVY News 10 Midday.
Video: Maureen McDonnell leaves courthouse
Former Virginia first lady Maureen McDonnell had no words for reporters as she left the federal courthouse in Richmond.
Photos: Maureen McDonnell Sentencing
Former Virginia first lady Maureen McDonnell will be sentenced Friday, Feb. 20 in Richmond on eight public corruption counts.
Maureen McDonnell sentenced to one year in prison
Former Virginia first lady Maureen McDonnell was sentenced Friday to one year and 1 day in prison for her role in a bribery scheme.
800,000 HealthCare.gov customers given wrong tax info
About 800,000 HealthCare.gov customers got the wrong tax information from the government.
Fire breaks out at Chesapeake sushi restaurant
Investigators are working to figure out what caused the fire that broke out at a restaurant in the Greenbrier section of Chesapeake Friday m…
Vandalism, toilets set on fire, investigated at campgrounds
The North Carolina Park Service is investigating two recent cases of vandalism.
Blog: Cold Today, Melting Weekend
Brutal cold has moved into Hampton Roads. It is historically cold outside.
LIVE BLOG: Maureen McDonnell Sentencing
Former Va. First Lady Maureen McDonnell is being sentenced on federal corruption charges in Richmond. WAVY's Joe Fisher is live blogging…
Water main break closes portion of Brambleton Ave.
Water main breaks are popping up across Hampton Roads because of the persistent, way below freezing temperatures.
Danica crashes at Duels, upset at Hamlin
For the second day in a row, Danica Patrick and Denny Hamlin are involved in an on-track incident.
ODU blows past Southern Miss 64-38
ODU snapped a two-game losing streak by blowing out Southern Miss on Thursday.
Church runs 24-hour shelter during snow, record cold
Some volunteers in Hampton were making sure no one was left out in the cold Thursday night.
Hampton police seek 'dangerous, armed' fugitive
Police are looking for Larry Devon Scott, who is wanted in connection to multiple offenses, including a homicide last year.


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Vino in Villa 2015.
a great wine tasting
Susegana :San Salvatore castle 17th May 2015
The wine of welcome takes again place for its XIII edition "Vino
in Villa". The Castello di San
Salvatore, a splendid manor of the thirteenth
century property of the Counts of Collalto and
surrounded by more than 1,000 hectares of woods and vineyards,
which will exclusively welcome the event and will be the very frame
of the most autochthonous sparkling white wine, that is Prosecco
doc di Conegliano Valdobbiadene.
At the event for the lovers of prosecco, there will be more than 70
producers with more than 250 labels to welcome visitors from the
whole world who wish to know the true identity of this wine "truly
autochthonous." The best local chefs will prepare the typical
Venetian "cicchetti" to accompany the local prestigious
sparkling white wine of Treviso.
Prosecco wine is all over the world one of the most seductive and
refined kind of wine. Its taste involves and is
Prosecco doc di Conegliano Valdobbiadene is
internationally defined an informal sparkling white wine with
style. If you wish to meet this original character, Vino in
Villa event will certainly offer you the best opportunity to
spend a sparkling weekend to have the opportunity to explore
a really lovely and sweet area, where the grapewine is still the
undisputed queen of the hills.
Our hotel is at our guests' disposal to arrange transfer to the event.
For any information, please:
call :+39 0438 971277
or send e-mail to : email@example.com


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21.02.08 - Wladimir Klitschko: It is a very special event; it is a very special night, and a very special opponent. I won't underestimate Sultan, and I wont overestimate Sultan. Don't miss it. To be the heavyweight champion means a lot. The title is very special and is different than other titles in sport. The heavyweight champion can use that title to inspire people outside of the ring all over the world.." "I do have a special feeling about Madison Square Garden. I have fought here twice before and know what to expect. When you are at MSG, you have to deliver your best performance." "I am determined to win this fight. I am not looking beyond that." "That is my determination and goal to clean up the heavyweight division with each fighter I face." "I have to prove that I am the heavyweight champ and do it as impressively as possible." "I am entering into my best form. I feel I am entering my best time in the sport and I feel great about that." "This fight isn't about money, it is about pride. This fight has to happen." Emanuel Steward, Klistchko trainer: I am very excited about this fight. I wish I could go over to the hotel now and come back TONIGHT for the fight, that is how excited I am. More Manny: I am very fortunate to work with Wladimir. He is one of the best both inside and outside the ring of any era. Sultan Ibragimov: We had a great camp in Florida, the best camp ever. It's a unification, it's going to be great. I am honored to fight at the Garden. Jeff Mayweather, Ibragimov trainer: this is the opportunity I have waited my whole life for. It has brought me out of the shadows of being the other Mayweathers. I have the heavyweight champion, he's the right guy with the right temperament. New York Citys Peter Kid Chocolate Quillin: I have a lot of confidence because of my hard work. I want to be the best otherwise you shouldn't even be in the ring. This is my fifth time in MSG, I am going to keep my record unblemished. Kery Davis, HBO Senior Vice President: Unifications are rare, heavyweight unifications are even rarer. This one is the first one of the century and the first in nine years. Tom Loeffler, K2 Promotions, Klitschko promoter: What can I say, this is the second time at the Mecca of Boxing, the first being Wladimir against Calvin Brock. I was talking to (co-promoter) Leon Margules (Seminole Warriors Boxing), and I asked, 'is this the biggest fight you've ever been involved in? He said 'of course, and it's also the biggest fight you've ever been involved in, too. More Loeffler: Wlad went through a lot of hoops to make this fight happen. We expect it to be the first in a series of fights to unify the titles. FIGHTING FOR THE KIDS Wladimir is dedicating this fight to the Laureus Sport For Good Foundation, a global charity that funds and promotes the use of sport as a tool for social change. Wladimir will be making at least a $250,000 donation to the Laureus Sport For Good Foundation - a major part of the gift will support a boxing program in the Bronx that will receive a visit from members of the Laureus World Sports Academy and its Friends and Ambassadors later this spring. Wladimir offered fans a chance to enter the ring with him at Madison Square Garden by making their own donations to The Laureus Sport For Good Foundation and then having their names embroidered on the scarlet colored robe he will wear into the ring on the 23rd. That robe will also be auctioned off in the spring to benefit The Laureus Sport For Good Foundation, USA. 2,000 Over 2,000 people will be in Wladimirs and Laureus corner Saturday night. About Laureus: The Laureus World Sports Academy is a collection of 43 iconic retired athletes who volunteer their time to raise funds and draw attention to programs around the world that address social issues through the common language of sports. There are currently 50 programs globally which receive grants from Laureus in countries ranging from Sierra Leone, China and Cambodia to England, Brazil and the United States. The Academy is supported in its efforts by the Laureus Friends & Ambassadors a group of active and retired athletes using their influence to highlight the plight of underprivileged children. WK and his brother VK volunteered their services as Laureus Friends and Ambassadors two years ago.
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Welcome to Radio Saltire!
Getting in touch is easy
Call: 01875 61 22 22 |
Text: 07507 33 22 44 |
Scotland's Online Community Radio Station
Email: email@example.com
Radio Saltire [SCIO] is a Charity Registered in Scotland SC044336
Latest News
- Radio Saltire Ladies Day Cabaret
Join Davie Martin and friends: Ciara Harvie Marion Martell Derryn McKillop Jack Robertson For a Fun Filled afternoon at Rannock [Read Full Article]
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Radio Saltire's First AGM: Sunday 15th March 10.30 am and 12.30pm Rannoch House, Ormiston Road, Tranent, EH33 2DL All Welcome [Read Full Article]
- Today on your Ultimate 70's
#Ultimate70s On today's Ultimate 70's we have the Top 10 from this week in 1970, the 4@4 is all about [Read Full Article]
- Changes to Lothian Buses affecting East Lothian
From Sunday 29th March, Lothian Buses will be making changes to most bus services. These changes will result in improvements [Read Full Article]
- Galashiels: Man Arrested & Charged Over Housebreakings
A man has been arrested and charged by police in Galashiels in connection with a number of local housebreakings. The [Read Full Article]


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Speaking in Public is a series of talks and workshops hosted by the Equity & Diversity Committee and designed to encourage discussion and collaboration between CalArts students, staff, faculty and administration on a wide range of concerns. It can be difficult to talk about sensitive, complex topics in groups, no matter how small or familiar, for fear of being ridiculed, of offending someone, of not knowing enough, or not having the 'right' to speak about a difference or experience not one's own. Speaking in Public provides participants opportunities to practice exchanging, learning and taking risks with others, with greater awareness, confidence and investment.
Held Thursdays from 4:00-5:30pm in the Main Gallery.
Roberta Uno, Ford Foundation Program Officer "Arts in a Changing America" examining America's unprecedented demographic change through the lens of art, communities and social equity. The US Census has projected that by 2050 for the first time, there would be no single racial or ethnic majority in a growing country of 439 million people. It has since revised those projections to 2042 for the general population and to 2023 for those under 18.
Matika Wilbur
"Fire in the Belly, on David Wojnarowicz"
Cynthia Carr
[1] mailto:email@example.com
[2] http://calarts.edu/sites/default/files/right-sidebar/2012/01/18/Suheir%20Hammad.jpg
[3] http://calarts.edu/sites/default/files/right-sidebar/2012/01/18/Parsipur.jpg
[4] http://calarts.edu/sites/default/files/right-sidebar/2012/01/05/Roger2229.jpg
[5] http://calarts.edu/sites/default/files/right-sidebar/2011/11/07/3533574088_9b6f7b59f3.jpg
[6] http://calarts.edu/sites/default/files/right-sidebar/2011/11/07/1_Luis_Camnitzer_media_cycle.JPG
[7] http://calarts.edu/sites/default/files/right-sidebar/2011/09/16/Eminija%20Mounds%2009%20133_2.jpg
[8] http://calarts.edu/sites/default/files/right-sidebar/2011/10/03/n616715526_5969899_2419.jpg
[9] http://calarts.edu/sites/default/files/right-sidebar/2011/03/14/greygras4.jpg
[10] http://calarts.edu/sites/default/files/right-sidebar/2011/02/16/Baca.jpg
[11] http://calarts.edu/sites/default/files/right-sidebar/2011/02/09/stanleycamera.jpg
[12] http://calarts.edu/sites/default/files/right-sidebar/2011/02/16/Abani.jpg


text:
U Mad? Spotify CEO Says Artists Frustrated by Royalty Rates Just Don't Get It
Daniel Ek says musicians shouldn't conflate streams with downloads
Jay Z wasn't specifically talking about streaming music services when he proclaimed that "the Internet is the Wild, Wild West" in an ad/album preview for Magna Samsung Holy Sellout, but more and more, services such as Spotify and Pandora have become the new battleground areas for artists who claim they receive unfair royalty rates.
Nigel Godrich and Thom Yorke lit the fuse last month when they removed Atoms for Peace, Godrich's side project Ultraísta, and Yorke's solo work from Spotify, with Yorke tweeting that they were "standing up for our fellow musicians."
Godrich added, "The reason is that new artists get paid fuck all with this model," and argued that the streaming business is untenable for small labels and new artists. "It's an equation that just doesn't work."
In an interview with Wall Street Journal, Spotify CEO Daniel Ek didn't specifically call out Yorke and Godrich, but disputed that the company is artist-unfriendly.
"I'm not surprised, but I'm saddened by it," Ek said, when asked about artists' frustrations. "[The move from physical music to digital] is the single-biggest shift in the industry since the invention of the recording. We're selling access, not ownership; that's something very, very different. And, you know, the focus of the artist ought to be how you maximize the number of streams, because that, in turn, will be better long-term for you."
According to Ek, artists are confusing streams with downloads and reacting accordingly. "All they see is millions of streams, and they see, you know, not millions of dollars in the end, but thousands of dollars, and they think that a million streams is comparable to a million downloads, which it obviously isn't. Sure, you're going to stream that Rihanna song five or 10 times, but you're also going to listen to David Bowie's entire back catalog, which you might not have gone out and purchased. Those are two very, very different behaviors."
Spotify, of course, isn't the only service navigating these #newrules. As we told you in January, Pandora lobbied last year for permission to lower its royalty rates, which unlike Spotify's are set by law. A wide range of artists, from Brian Wilson to Rihanna, opposed the legislation, dubbed the Internet Radio Fairness Act, which is currently tabled in Congress.
No one knows exactly how this'll all play out, but soon, we may have to add to our list of prominent artists who refuse to put their music on Spotify.


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Canon General / Re: Canon USA Changes the CPS Program
« on: September 11, 2013, 01:07:20 PM »I reiterated it really gives us less than 24 hours... The majority of your week is stuck in the mail... kinda makes it not worth it if you ask me.
Yes, that doesn't make a lot of sense.Quote from: Canon USA CPSBased on your feedback, we are shortening the period for each evaluation loan from two weeks to one week. This will also have the effect of increasing the total amount of equipment available for evaluation loans to eligible members.
Who's feedback, I wonder?
I can take a guess - the actual feedback was, "We have to wait too long to get our evaluation loan requests fulfilled." Given a fixed pool of loaners, reducing the evaluation period was the response.
I would rather wait two weeks go get eval equipment than I would to have 3 days to evaluate it, but to get it quicker. Hopefully they will get plenty of negative feedback regarding the new evaluation policy.