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Drama on set! Mariah complained, 'this is what I deal with,' when Nicki refused to let a contestant through because her eyeshadow color threatened the rapper on the Jan. 17 episode of 'American Idol.'
American Idol judges Mariah Carey and Nicki Minaj feuded again on the Jan. 17 episode. This time, they argued over accepting a contestant due to her eyeshadow color!
"I liked it, I liked the choice of song and I thought your voice had a really pretty tone," Mariah, 42, told Idol hopeful Stephanie Schimel.
But Nicki, 30, was not impressed saying, "I was not wowed. I thought your voice is pretty, you are pretty, but nothing jumped at me. We have seen such magnetic things today and I don't think you compared to what we have seen today. I do not think you feel like a star. You are not giving me that thing. I do not feel it."
Even fellow judge Randy Jackson thought she was talented! "Really? I am not sure what is happening? I think you are really talented," he said.
Stephanie received three yeses from the judges and one no from Nicki.
Nicki then explained her decision by pointing out that Stephanie was wearing the same color eyeshadow at her. "We have a rivalry and that is why I said no."
Mariah started pointing her finger in Nicki's direction, and interrupting her saying, "This is what I deal with, this is what I deal with when I come into my job."
Nicki then pointed at Mariah, without looking at her, and said "Oh no, because you ain't got nothing like me."
Mariah then quipped, "Exactly my dear" as she rolled her eyes. "Calm down, slow down, relax," she continued.
We can only imagine how the rest of the season will play out. Actually, we have an idea.
What do YOU think, HollywoodLifers? Are you a fan of the new judges?
— Chris Rogers
More American Idol News on HollywoodLife.com:
- 'American Idol' 2013: Season 12 May Be The Best Ever
- Mariah Carey Officially An 'American Idol' Judge For $18 Million
- 'American Idol' Premiere Preview — The Judges Go Down To Georgie
View Comment
yvonne jimenez
Posted at 10:22 AM on February 7, 2013
Posted at 7:14 AM on January 24, 2013
Posted at 7:13 AM on January 24, 2013
Posted at 12:48 AM on January 20, 2013
Posted at 10:41 PM on January 19, 2013
Nicki REALLY needs to be taken down a peg or two. She thinks she's this new, innovative voice and face in hip hop; yet, there's nothing new under the sun. The game doesn't change, just the players, and she'll be out before she knows it if she continues to clash with industry vets and others.
Posted at 10:43 PM on January 19, 2013
Posted at 2:46 PM on January 19, 2013
Georgia Girl
Posted at 1:53 AM on January 19, 2013
Posted at 10:55 PM on January 18, 2013
Posted at 5:00 PM on January 18, 2013
Nobody Special ( Formerly Kristens Evil Twin)
Posted at 2:26 PM on January 18, 2013
Posted at 9:38 AM on January 18, 2013
Posted at 10:38 AM on January 18, 2013


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NFDA Home > News & Events > Death Notices > Robert "Bob" Corbally
retired funeral director with O'Connor Funeral Home and Schnider Funeral Home, Great Falls, Montana, died May 7, 2012, at age 64. Corbally received his bachelor's degree in business from the College of Great Falls and graduated with a degree in mortuary science from Mount Hood Community College. He served in the U.S. Navy on the USS Vancouver during the Vietnam War from 1967-69. Corbally was a city manager for the town of Stanford, Montana, before becoming a funeral director, and he later worked for Phillips Construction. He was also president of the Stanford American Legion. He is survived by wife Carla; daughters Marcee, Julie and Cheryl; son Roy; and eight grandchildren.

subset: commoncrawl


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Feb 3rd, 2010, 01:04 AM
This week on facebook many people are changing their default pictures to celebrities they resemble or at least think they resemble. Its called doppelganger! I am trying to decide which celebrity to use for mine at the moment.
So TF, who is your doppelganger?
So TF, who is your doppelganger?


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Major Airports near Wanamaker
Distance (mi.) | |
Indianapolis International Airport | 14.7map |
Cincinnati/Northern Kentucky International Airport | 85.3map |
James Cox Dayton International Airport | 96.1map |
Other Smaller Airports near Wanamaker
Distance (mi.) | |
Bloomington Normal Regional Airport | 46.4map |
Fort Wayne Baer Field/Municipal Airport | 108.4map |
Champaign Willard University Airport | 122.8map |
Map of Airports in Wanamaker
- Wanamaker, IN Hotel Prices Made Easy
Orbitz.com - Just Orbitz and go! - Hotel Deals in Wanamaker, IN
Expedia.com - Don't just travel. Travel right! - Book Now with Cheap Tickets and Save on Wanamaker, IN Hotels!
CheapTickets.com - Just click. You're there. - Find the best rates for hotels in Wanamaker, IN
Kayak.com - Life's a trip.
Hotels Near Wanamaker
Baymont Inn & Suites Indianapolis - Hotel
1540 Brookville Crossing Way
Indianapolis, IN46239
Distance: 3.3 mi.
(from destination center)
Hotel Class:
Indianapolis, IN46239
Distance: 3.3 mi.
(from destination center)
Hotel Class:
Holiday Inn Express INDIANAPOLIS - SOUTHEAST - Hotel
Red Roof Inn Indianapolis South - Hotel


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Inauguration signals new era - World War II vet 'knew it would come'
Some stories today need to be told. William Holton's is one.
Standing a few blocks from the White House, having just heard Barack Obama take the oath of office, the 81-year-old World War II vet says he "always knew" this change would come.
He was confident, even back when he was on a segregated ship fighting for freedom in the Philippines. He didn't give up after the war, either. That's when he became the first black engineer stationed on a repair ship at the Norfolk Navy Yard in Virginia.
"They didn't know what to do with me," Mr. Holton says, recounting the story as he held his wife's hand in the cold breeze in the crowd. "I should have been billeted with the other engineers, but they said 'We think you'd be more comfortable housed with the cooks and stewards.' And so that's where I was billeted."
Within days, another sailor started scribbling graffiti around the ship.
"I worked in the machine shop, and in black crayon he wrote 'The Black Cat Works Here.'
"At the dining room where I ate, he scribbled 'The Black Cat Eats Here.' "
It took the officers a while to find the culprit. In the meantime, Engineer Holton was taken off the ship and sent to advanced diesel engineering school.
"While I was gone, they found out who did it and he was transferred. From there on in, I never had another bad time," he says.


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March 3, 2015
Sunday, January 6, 2013
BALTIMORE (AP) -- Anquan Boldin set a franchise record with 145 yards on five receptions, including the clinching touchdown, as Baltimore beat Indianapolis 24-9 in Sunday's AFC wild-card game.
The previously struggling Ravens defense was staunch, inspired no doubt by star linebacker Ray Lewis appearing in his final home game before retiring. Baltimore never let Colts standout rookie quarterback Andrew Luck get comfortable.
AFC North champion Baltimore (11-6) will play at AFC West winner Denver next Saturday. The Broncos beat the Ravens 34-17 three weeks ago.
The loss ended the Colts' turnaround season in which they went from 2-14 to the playoffs in coach Chuck Pagano's first year in Indianapolis (11-6). Pagano missed 12 weeks while undergoing treatment for leukemia and returned last week.
Offensive coordinator Bruce Arians, who went 9-3 as interim coach, was absent Sunday after being hospitalized with an undisclosed illness.
Copyright 2013 Associated Press
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Keep up the good work Jeff, and staff. I always find what I'm looking for, and price is always excellent. If shipping costs are required, it's nice...Read More ->
I placed my order Friday April 13 and I have the my order in my hand on Saturday April 14 from California to Pennsylvania without any special...Read More ->


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Genealogy fans who don't have an Ancestry.com membership, take advantage of the fact that from August 29th through September 3rd, Ancestry.com is opening all of its U.S. census records – FREE. Visit www.ancestry.com/census to do some free searching – but be warned it can be totally addicting!!
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Due to inclement weather, all evening classes and outside events after 6:00 pm, are cancelled.
The College of Saint Elizabeth develops leadership skills and knowledge in a holistic, liberal arts institution. Our women's college has great resources in an intimate setting.
Honing skills and furthering professional potential both in the classroom and online, our continuing education programs offer flexibility and value real-world experience.
With an overarching ethos of social justice, our higher degrees offer specialization in key academic areas, and approach scholarship as a window into the human experience.
For best rates, please use our online reservation system to book your hotel overnight stays. Be sure to ask for the CSE preferred rate.
Sign up for a Send Word Now account today to get updates on weather alerts, class cancellations or emergencies at a moment's notice.


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see 1 Answers
* Supertuner® III * 24-Station/6-Button (18FM/6AM) Presets * BSM (Best Stations Memory) * AGC (Automatic Gain Control) for Optimum CD Tracking Performance * Playback Compatible with Digital Audio CD-R (when disc is finalized) * IP-Bus System Control * 6 & 12 Multi-CD Players * Voice Commander (CD-VC50 & CD-VC60) * TV Tuner (GEX-P7000TV) * Disc Title Memory (48 Discs) * 10-Character Display for Disc Title Memory & CD Text (MCD) (with Scroll) * Disc List * MOSFET45 (45Wx4-Channel High Power) * RCA Preouts (x1 pair) (Subwoofer or Non-Fading) (2V) * Two-Way Crossover (HPF & LPF) * Front/Rear HPF (50/80/125Hz, -12dB/Oct.) * Sub-Out LPF (50/80/125Hz, -18dB/Oct.) * Sub-Out Level (-12dB to +12dB) and Phase Control * EEQ Performance Chip * 3-Band Parametric Equalizer * Easy EQ (EEQ) switches 5 Factory, 1 User EQ Presets (Super Bass, Powerful, Natural, Vocal, Flat, Custom) * Source Custom EQMemory (Independent Custom Memory for each source) * Selectable Loudness Control (Low/Mid/High/Off) * Selectable FIE (Front Image Enhancer) (Rear LPF 100/160/250Hz) * "Sure-Grip" Pop-up Rotary Volume control * Detachable Face Security * Cellular/Navigation Mute Interface (Cellular Mute requires optional CD-CM1 Wireless Cellular Mute) * Large Multicolor Display with LED Backlight
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Instead of the traditional framed artwork above your child's crib, consider creating a small canopy with fabric. You can create something like this at home with a bolt of inexpensive muslin, stencils and paint.
Bored with your headboard? Update it by covering it with a variety of fabric samples. In this example, the designer attached the samples with decorative tacks.
For easy decorations for the holidays or the everyday, cover pieces of artboard with fabric cutouts of your favorite designs.
You can create the entire alphabet for your child's bedroom by covering cardboard letters with colorful, fun fabric.
Feel like your ceiling could use a little texture? Drape a long piece of fabric down the center of your ceiling for a creative effect that begs your guests to look up.
If you have a certain fabric that you simply cannot get enough of, frame it. It will add color, interest and dimension to your space.
Go even further and frame several different types of fabrics for an entire textural gallery wall.
If you think a quilt is only for snuggling up inside during movies, it's time to re-asses its potential. Generally larger in size than most artwork, quilts make a beautiful statement piece when hung on display.
Have an old desk chair that's super comfortable but hard on the eyes? Give it new life by covering the back in a combination of fabrics. Choose complementary colors and patterns for an eclectic vibe.
See more of this loft studio
See more of this loft studio
Even the simple act of draping a special fabric over a banister will give your stairwell an entirely different look.
Never underestimate the power of a beautiful throw. Toss one on your bed, couch, dining table, wherever; its addition will bring instant visual appeal.
See more of this house
More fun with fabrics:
Beautiful Burlap?
How to Layers Patterns Right
See more of this house
More fun with fabrics:
Beautiful Burlap?
How to Layers Patterns Right


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I never saw a remote start to be beneficial on any vehicle but that is just me.
My friend's brother would never leave his car in gear and he said I was crazy for doing it. One day the parking brake cable on his Nissan snapped and the car rolled down a hill and hit a Benz. Yeah, not so crazy anymore huh? |
That's what happens when you drive a Nissan.....


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Learn about the challenges and outcomes from fellow ASHA members who share their advocacy efforts in the schools. Some topics have text and/or video clips.
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Espresso One
- Location
- San Francisco, California,
- Birthday
- April 05
- Company
- Cinnabar Bridge
- Bio
- author, writer, reader, book coach, book designer, book producer, photographer... 5th gen northern californian, new york city, new mexico, and now living back in san francisco, ca... photos on this blog are mine unless otherwise noted... involved with Bay Area publishing community... interested in profit, people, planet - a sustainable world -- and energy of all kinds - fuel, human, spiritual... love cities, the new mexican desert, blues, watching men work, mysteries, b/w photos, bridges, driving my car, public transpo, the F train, and faces emerging from shadow.
- Men Sleep Around. Let's Get
Over It.
October 03, 2009 04:05PM - Chevron met Sierra Club June
June 12, 2009 11:39PM - Stephen Fowler - Shame on You
February 21, 2009 12:38PM - Changing our language
February 13, 2009 12:38PM - Where are the green jobs?
January 31, 2009 11:57AM
- "i love this essay and
its title, chasing fire. the
are wonderful and
April 14, 2011 03:05PM - "some offline comments,
as well as some here, have
around the idea
October 05, 2009 11:59AM - "yes, rita, it's again
the personal vs the public and
voracious interest....
October 04, 2009 05:16PM - "yeah, why is this stuff
newsworthy nanatehay... when
are so many more
October 04, 2009 12:22AM - "indeed. moths to the
flame. seduction of power. i
imagine it
would be hard to
October 03, 2009 06:39PM
Men Sleep Around. Let's Get Over It.
A friend and I were talking today about David Letterman and men having sex with someone not their spouse and how upset and scandalous many seem to be about it. And how stupid this whole attitude is. We should get over it. Men sleep around. Men have always slept around. Yeah… Read full post »
Chevron met Sierra Club June 10th
Dave O'Reilly, CEO of Chevron, and Carl Pope, Executive Director of the Sierra Club, in a discussion moderated by Alan Murray, Executive Editor of The Wall Street Journal. Commonwealth Club | Climate One. Nikko Hotel. June 10, 2009.
O'Reilly and Pope have not met face to face in a… Read full post »
Stephen Fowler - Shame on You
I just came across an article about the Stephen Fowler fallout from his performance on Wife Swap, a show I have never watched. And he should be ashamed of himself. He has done damage to himself, his family, San Francisco, liberals, environmentalists, entrepreneurs, Brits, ex-pats, men, and so many p
… Read full post »Changing our language
I keep hearing a lot about how the system is broken. How everything is broken – from politics to food to health care to energy to infrastructure to cars to well you name it. That we need to hit the reset button.
Last year when the levees collapsed and the… Read full post »
Where are the green jobs?
I have been looking for green jobs for two reasons – one is that I want one and one is that I've volunteered to be the green jobs expert for our volunteer panel, The Job Forum. I live in the Bay Area and if there were lots of green jobs it would… Read full post »
Don't give me any money. Give us jobs building our future.
I am an independent contractor and my business never seems to get counted in the employment and unemployment figures because, well, I have no employees, and according to the government I am not employed either. I know many many contractors, freelancers, and consultants who are also suffering right no… Read full post »
We need someone at the top to help us guide all our competing interests regarding climate change, energy, our stewardship of mother earth, and someone who will look at our policies and our processes and identify those that do not have our citizens interests at heart and get rid of them.… Read full post »
My brother has joined OS and I'm freakin'
My brother has joined OS and I have mixed feelings. This is something new to me and I'm not quite sure how I feel about it. I sent him an email about a couple of my posts about our father and I thought he might read one and send… Read full post »
No New Year's Resolutions for me, but...
I don't do New Year's Resolutions anymore, but I have found a way to honor the new year. I make a list of my strengths, what I do well, the things about me that I think are deserving of more recognition.
I hated new year's resolutions because they made me pay… Read full post »
My 25 things (well 27) about moi
Love these lists.. To find the others that I saw in the middle of the night, search for "25 things". Here's mine:
- I am voracious reader
- I wear mostly black and sometimes red
- I believe in mystery and energetic fields; I walk the labyrinths at Grace Cathedral
- When I wake … Read full post »
Proud history of self publishing
Inspired by Tom Cordle's post.... here are some lists of self published authors .... some may surprise you... like John Grisham and Anais Nin and Richard Nixon!
I'm part of the independent publishing community here in the Bay Area... I write a column every month for the BAIPA News (po… Read full post »
Something I can do on Christmas day
Yesterday I was accused by an OS blogger of being nice. heheheh. This makes me giggle. I am so not nice. My friends and family use euphemisms like "very sensitive," and "creative," and "intense" and often more direct words like "moody" and… Read full post »
Book (novel) - punk rock Muslims in Buffalo
Tracking my own comments in OS
I've been learning how to build relationships here on OS (couple months new here) and one way I have found difficult is to see if any of my comments had started or contributed to conversations.
I've looked at all the OS tips and blog annexes and could not find a way… Read full post »
Men who work with their hands
intoxicated by the night
I love writers, but...
I have a truly awful confession to make. I love writers and am suportive of them -- from founding a reading series in Corrales, New Mexico called Writers Alive! to being on the Litquake committee (planning and now production) [San Francisco], to being on the board of the local independent publishing… Read full post »
posting photos on OS
i just found out that OS has a default setting of 285 width for photos. I have been upset that my photos weren't being posted in the size I had saved them. So I went into the HTML and saw the size attribute -- on my post about brush painting (Making… Read full post »
Making a mark
The ink spreads unevenly from my drying brush. Like charcoal or chalk, but deeper, more permanent. Ink on paper. The far left side is very dark and the rest is not so. I have dipped only the tip of the brush into the pure ink and now I paint… Read full post »
f train san francisco (photo)
i couldn't get this to post in the right size with my previous piece. enjoy. [sigh]
This to me is sacred
This story feels so true to me and yet pieces of it aren't my personal story. I don't know what the rules are here for stories vs personal truth and what is memory but fiction and what is truth -- emotional or literal and oh well, here it is. And it… Read full post »
Making room
I'm weeding out my books. I need to make room… for something else. I'm removing things from my shelves. Books I have not opened in 10 years. Books I cannot remember the plots of. Books that don't nourish me on a deep level. Books that someone else valued more than I… Read full post »
Snow in Corrales (photo)
A welcoming light (photo)
Calvary (photo)
tires and power lines at Yuba Farms


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2009 Volkswagen TiguanAs Fun As It Is Cute
We Like: Peppy powertrain, multifunctional interior, gas mileage.We Don't Like: Sticker shock, torque steer, spooky behavior at the limit.
Volkswagen affectionately refers to the Tiguan as "the GTI of compact SUVs." Given that VW's cuddly crossover shares myriad parts-notably, the 2.0-liter turbo four-cylinder-with the company's pocket-rocket, that statement isn't far-fetched. After extensive on- and off-road driving in a Tiguan SE-Volkswagen provided a midlevel front-driver rather than one with 4Motion all-wheel drive, which is available on SE and SEL trims-we can confirm that VW's assertion is more truth than hyperbole.
"Really superb chassis," says editor at large St. Antoine, adding, "The front end bites hard and delivers really good steering feel." Technical director Markus echoes those thoughts: "I love the way this one steers-quicker ratio than most, very light and lithe, and predictable turn-in with minimal drama." The SE also proved satisfyingly quick at the track, scooting from 0 to 60 in 7.5 seconds and the quarter mile in 15.7 at 88.9 mph.
When pushing the envelope near 10/10ths, however, the Tiguan becomes more frightening than fun. "At speed, the Tiguan gets floaty," says senior editor Ed Loh, who also notes, "Under hard braking in a straight line, it pulls right then left-scary if the wheel is even slightly turned." Our front-drive tester not only struggles to overcome a steep, uphill section off-road (the only one, even among front-drivers) but also displays unnerving torque steer. As Detroit editor Lassa puts it, "With FWD, the Tiguan is built more for slowly building up to speed, not for full-throttle launches."
Assuming an enthusiast can live with some wheel tug, the Tiguan's six-speed manual-available only on the base $23,890 front-drive S-is the transmission of choice. Not that we mind our tester's Aisin six-speed automatic, of course, which provides seamless shifts in its sport and manual modes. We also don't mind the Tiguan's rich, roomy, and cubby-loaded interior. Still, at over $31,000 for a well-equipped front-drive cute 'ute with a cloth interior-about the same as similarly equipped competitors with AWD and leather-the Tiguan SE failed to score high on the value card, a deficit that most likely cost it a chance at the Calipers.- Ron Kiino


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Ecorazzi Sponsors 2nd Annual Charity Clothing Swap in NYC!
If you're in the NYC area on April 21st (earth day weekend!), you should join Ecorazzi for the ultimate eco-event: the 2nd Annual Charity Clothing Swap!
NYC's Veg Food Festival is Back This Weekend, Twice as Big!
New York City features some of the most delicious vegan/vegetarian food you can find. Sometimes, it's one of the things I miss the most about living in New York since
Golden Globes Menu Disappoints Eco Activists
This year, with a theme of "global harmony," if you're looking for the same kind of attention paid to eco-friendly ingredients, you'll be sadly disappointed.
Tis the Season for Solstice Celebrations
Canada's Winter Solstice Lantern Festival features lantern labyrinths, lantern-lit drumming parades, fires, music and more.
Watch Annual Geminid Meteor Shower Tuesday Night
The Gemini meteor shower is scheduled peak on Tuesday night allowing viewers to watch shooting stars throughout the night sky.
Ric O'Barry and John Leguizamo to Light Empire State Building for the Cove Dolphins
Tomorrow night the Empire State Building will be shining bright red in honor of the dolphins of the cove.
Kid Rock Takes Caring to Another Level
Kid Rock is playing smaller venues, but he is giving back and showing he cares in bigger ways by giving back to the communities he has been playing in.


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Don't ask to ask, just ask | |
PerlMonks |
Re: Re^2: On St. Valentine's Day I forgot... (not here?)by greenFox (Vicar) |
on Feb 16, 2004 at 06:31 UTC ( #329225=note: print w/ replies, xml ) | Need Help?? |
Inconceivable!! You keep using that word, I don't think it means what you think it means.--
In Section
Past Polls


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Top Apps
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- Science & Engineering
- Security & Utilities
- System Administration
Regexp Automatic Downloader Download files were the links list point to a download page
7 weekly downloads -
SSH Access Manager SSH Key Management solution
4 weekly downloads -
StegJ A cross platform steganography software written completely in java, with a juicy AES support. The project is pretty extensible, so new smarter steganography algorithms's are fully implementable.
4 weekly downloads -
J-VRPsolver Solve VRP with 1 warehouse and 1 vehicle type
3 weekly downloads -
Arpygee No description
1 weekly downloads -
Belkerda a customizable number-guessing system
1 weekly downloads -
Celsius to Fahrenheit No description
1 weekly downloads -
Dog Age Calculator Dog Age Calculator simply tells you your dog's age in "dog years" when you input it's "human age". Also, this is my first C++ project. Dog Age Calculator doesn't have GUI, so it runs in Terminal.
1 weekly downloads -
Mortemale: the cracking society Our idea is to deploy a society of computational agents that collaborate in order to achieve the shared goal of decrypting a chunk of ciphertext or recovering a password from an hash by means of a dictionary-based attack.
1 weekly downloads -
Open Music Kontrollers Open Continuous Music Controllers
1 weekly downloads -
PyCosmic PyCosmic is a tool to detect and clean single images from the disturbing cosmic ray hits. It was designed and tested specifically for CALIFA and other fiber-fed integral-field spectroscopy dataset. It is written in Python and can be executed from the command line.
1 weekly downloads -
RINEX3manipulator A software to manipulate RINEX 3 files
1 weekly downloads -
UnifiedTraceAndLogManager Unified Test and Logging layer for multiple programming languages
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cathtml.sh This is a script which produces a composite HTML document.
1 weekly downloads -
pylsb-toolkit a small and simple toolkit for LSB based steganalysis
1 weekly downloads -
BrGram: Brazilian Portuguese LFG-Grammar A computational grammar of Brazilian Portuguese in XLE-LFG
0 weekly downloads -
Deshn - Web for Networking Web system for internal network administration
0 weekly downloads -
HWQueue Simple program to enter a list of due dates for work/dates of events.
0 weekly downloads -
JavaPARALEX An Open Question Answering Java System
0 weekly downloads -
KiCad Drill File Merge Merges KiCAD *.DRL and *_NPTH.DRL files.
0 weekly downloads -
PEDOMETRIAnews Pacote LaTeX da Newsletter da Comissão de Pedometria da SBCS
0 weekly downloads -
PluginMaster 0 weekly downloads -
pySrcBackup Python Based Source Backup
0 weekly downloads


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Lloyds Bank appoints Blackwell new chairman
PUBLISHED: 03 Dec 2013 08:39:52 | UPDATED: 17 Jan 2014 09:31:19PRINT EDITION: 03 Dec 2013The Lloyds Banking Group said that Norman Blackwell would become its chairman next year, succeeding Winfried Bischoff, who is scheduled to retire in April.
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People | John Major, Margaret Thatcher |
Topics | Financial Services Industry, Financial Services Industry /Banking & Finance |


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ViewsWatchers |
Oakham is a town in Worcester County, Massachusetts, United States. The population was 1,902 at the 2010 census. [edit] History
Oakham was first settled in 1749, and was officially incorporated in 1762. It was originally named Oakhampton, but the name was changed for an unknown reason. [edit] Research Tips


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IN ATLANTA last Friday, Braves fans littered the field after a bad call, forcing a long delay while groundskeepers cleaned the field not once, but twice.
»Read story: Sam Donnellon: Bad rep music
»Read story: Sam Donnellon: Bad rep music
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Today in Philly Sports
Click here to come up with a caption for this week's Rob Tornoe cartoon.
Connect with Philly.com Sports


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First time here?
theCrag.com is a free guide for rock climbing areas all over the world, collaboratively edited by keen rock climbers, boulderers and other nice folks.
You can log all your routes, connect and chat with other climbers and much more...
Access is Rap in only at the moment. approach pitch still to be sorted. Amazing rock, great angle, awesome holds and a great position make the hassle factor of getting to the wall worth it.
To rap in, drive 1km past the communication tower and turn left onto a short track that leads to the top of the cliff. Walk down and left and rap off some trees.
Ethic inherited from Coffs Harbour
Climbing ethics in the Coffs Harbour area generally follow those of the rest of Australia. The sandstone often offers solid, natural protection which should be used instead of fixed protection where possible. Tape, ribbon, or something similar tied around a bolt or inserted in the route will indicate an incomplete route. Please respect these routes as projects until the marker is removed.


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Activity Feed
g Register or sign in to start receiving activity updates from around Kongregate!
Explore Kongregate & earn 10 kreds Here are your 10 free kreds Explore Kongregate & earn a trophy Here's a shiny trophy for you 15%
Keep exploring Kongregate with more badges and games!
Hide the progress bar forever? Yes No
2 posts
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My new guild "The Hat Rack" is generally a guild, for people who love hats, or just wear them without a care. Doesn't matter if its just a common baseball cap, or a unique one. This guild just needs hat wearers like me.
Join if you're up for it.
Guild Abbreviation (THR.)


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25 Easy to Make Homemade Jewelry Crafts
Bonus: Get our newsletter & special offers for free. We will not share or sell your email address. View our Privacy Policy
Christmas Glitter Button Necklace
By: Blumenthal Lansing
This Christmas necklace craft is part whimsical and part glamorous! Learn how to make bling button necklaces like this Christmas glitter button necklace and you'll be the most sparkly thing at the Christmas soiree.
- 2 packs Favorite Findings™ Christmas Sparkle Buttons (find Blumenthal Lansing Buttons on CutRateCrafts.com)
- 1 strand 15 mm crystal AB faceted round beads or Favorite Findings™ clear round gems
- 2 yds red satin ¼" ribbon
- 2 yds green satin ¼" ribbon
- 2 yds red picot satin ¼" ribbon
- 24 silver jump rings, 10 mm
- 2" nickel headpins: one for each bead charm
- Silver craft wire
- 2 chain-nose pliers
- Wire cutters
Tie 7-8 loose overhand knots along each ribbon. Spacing of knots should be random and cover 18" in the center of reach ribbon.
Using pliers, insert a jump ring into each knot. Tighten knots around jump rings.
Wire wrap each button, making a loop to attach to a jump ring.
Put a bead on a headpin, making a simple loop to attach to jump ring. Repeat for each bead used. Use some of the smaller beads on the bead strand to make bead charms.
Attach buttons and beads randomly to jump rings.
Tie knots in the three ribbons on either side of the button/bead area.
- Tie a knot in all six ribbons to form a necklace large enough to slip over the head.
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text:
Sarcevic set for Crewe call up
Crewe Alexandra manager Dario Gradi is ready to promote midfielder Antoni Sarcevic to his first team squad.The teenager has been recalled from a loan spell at Chester and is expected to be in the squad to face Stockport at the weekend as Lee Bell is suspended. Gradi told BBC Radio Stoke : "Antoni is beginning to find his feet, when he first came here he was used to doing his own thing on the pitch." 18-year-old Sarcevic signed a 12 month deal in the summer from Woodley Sports. Crewe have a.... read more
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text:
4x4 Elevators,® Set of 4
Item # WX2-83819
- Google+
Add an additional $5.00 heavy/bulky shipping charge per each.
- Details & Specs
Steel Elevators® for sturdy construction. Use with your 4x4s! SAVE!
You supply your own wood. Steel with rust-resistant coating. Just slide in your own 4x4s for legs.
- Use as a 4-legged free-standing platform
- Slide 2 x 4's in to build blind walls
- Each is 8 x 11 1/2 "h. Set is 24 lbs.
- Reviews
4x4 Elevators, Set of 4 is rated out of 5 by 34.Rated 5 out of 5 by SteveK from $x$ Elevators This things are great. I have a friend who fabricates and we couldn't make them for the price you can buy. Directions were very clear and they work perfect.Date published: 2015-01-05Rated 5 out of 5 by bobby from great product elevators make it easy and safe to build 14 to 16 foot high shooting houses.Date published: 2014-12-09Rated 5 out of 5 by Mack from Excellent quality Very pleased with the quality and construction of this product. Used them on a box blind last weekend, they were easy to install and are very sturdy. I will be buying another set soon.Date published: 2014-11-25Rated 5 out of 5 by cajun from Great product for a great price. I purchased two sets of Elevators and was pleasantly surprised at the quality and strong construction for the price. I utilized them to erect two 4X4 box stands. I plan on ordering more to help elevate other stands.Date published: 2014-10-28Rated 5 out of 5 by DONALD L from They are heavy duty I put these on my 4x8 platform tree stand 10 feet up also the wright angle going to order another setDate published: 2014-09-27Rated 5 out of 5 by BOB from Strong and sturdy it will help us feel secured in the air.Date published: 2014-09-26Rated 5 out of 5 by KEVIN from These things work great they are sturdy and make a great platform to build a hunting blind on.Date published: 2014-06-03Rated 4 out of 5 by JOHN from they make raising a stand easy, kind of pricey thoughDate published: 2013-12-11

 What size lumber will the side plate a 2x4 or a2x6

Asked by: Al Golluscio

 I'm guessing he means 2x6 sides to build the platform. Don't go smaller, particularly for an 8 ft side length.
Answered by: Sailfishinfl

Date published: 2014-12-29

 What is the weight limit for 8' 4x4 posts and these brackets?

Asked by: Jerry

 Max weight capacity of these is 1000 lbs.
Answered by: Customer Service

Date published: 2014-12-11

2015-03-04T21:20CST

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loc_en_US, sid_83819, PRD, sort_recentAnswersFirst

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text:
Harold Wilson | E2 5b | ||
24m. Odd. Gain a ramp, then a black pocket to reach a flake. Up this to the grassy ledges and a possible stance. Climb up to the overlap and follow it left to join Red Eye at the thread. Finish as for this. © ROCKFAX FA. Jack Street, Alan McHardy 1970 Submit a new photo of this climb. | |||


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From Wikipedia, the free encyclopedia - View original article
Wakhjir Pass | |
Elevation | 4,923 m (16,152 ft) |
Location | Badakhshan Province, Afghanistan Xinjiang, China |
Range | Pamirs |
Coordinates | 37°05′14″N 74°29′03″E / 37.08722°N 74.48417°ECoordinates: 37°05′14″N 74°29′03″E / 37.08722°N 74.48417°E |
Wakhjir Pass | |
Elevation | 4,923 m (16,152 ft) |
Location | Badakhshan Province, Afghanistan Xinjiang, China |
Range | Pamirs |
Coordinates | 37°05′14″N 74°29′03″E / 37.08722°N 74.48417°ECoordinates: 37°05′14″N 74°29′03″E / 37.08722°N 74.48417°E |
The Wakhjir Pass (simplified Chinese: 瓦赫吉尔山口; traditional Chinese: 瓦赫吉爾山口; pinyin: Wǎhèjí'ěr Shānkǒu; Wade–Giles: Wa3-ho4-chi2-erh3 Shan1-K'ou3;[1] ( کوتل وجیر Kōtal-e Vakhjīr) is a mountain pass in the Hindu Kush or Pamirs at the eastern end of the Wakhan Corridor, the only pass between Afghanistan and China. It links Wakhan in Afghanistan with the Tashkurgan Tajik Autonomous County in Xinjiang, China, at an altitude of 4,923 metres (16,152 ft), but the pass is not an official border crossing point. The border has the sharpest official change of clocks of any international frontier (UTC+4:30 in Afghanistan to UTC+8, China Standard Time, in China).
There is no road across the pass. On the Afghan side the nearest road is a rough road to Sarhad-e Wakhan (also known as Sarhad-e Broghil), about 100 kilometres (62 mi) from the pass by paths.[2] On the Chinese side there is a jeep track about 15 kilometres (9.3 mi) from the pass, which leads through the Taghdumbash Pamir to the Karakoram Highway 80 kilometres (50 mi) away. In the summer of 2009 the Chinese Ministry of Defence began construction of a new road to within 10 kilometres (6.2 mi) of the border, for use by border guards.[3] The pass is closed for at least five months out of the year and is open irregularly for the remainder of the year.[4]
Just below the pass on the Afghan side is an ice cave, at an altitude of 4,554 metres (14,941 ft). This is the source of the Wakhjir River, which ultimately flows to the Amu Darya (or Oxus). The cave is therefore claimed as a source of the Amu Darya.
The terrain is extremely difficult, although Aurel Stein reported that the immediate approaches to the pass were "remarkably easy".[5] There are few records of successful crossings by foreigners. Historically the pass was a trading route between Badakhshan and Yarkand used by merchants from Bajaor.[5] It appears that Marco Polo came this way, although he did not mention the pass by name. The Jesuit priest Benedict Goëz crossed from the Wakhan to China between 1602 and 1606. The next accounts are from the period of the Great Game in the late 19th century.[6] In 1868, a pundit or Indian surveyor known as the Mirza, working for the Great Trigonometric Survey of India, crossed the pass.[7] There were further crossings in 1874 by Captain T.E. Gordon of the British Army,[8] in 1891 by Francis Younghusband,[9] and in 1894 by Lord Curzon.[10] In May 1906 Sir Aurel Stein crossed, and reported that at that time the pass was used by only 100 pony loads of goods each way annually.[11] Since then the only westerner to have crossed the pass seems to have been H.W. Tilman in 1947.[12]
In 1895 the pass was established as the border between China and Afghanistan in an agreement between the British and the Russians, although the Chinese and Afghans did not finally agree on the border until 1963.[13]
It is believed that in more recent times, the pass is sometimes used as a low intensity drug smuggling route, and is used to transport opium made in Afghanistan, to China. [14]


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On July 12, 2014 the University of Idaho Confucius Institute was authorized by Hanban to begin the establishment of an HSK test center to serve the people of Idaho and the Inland Northwest region. As our program develops at the University of Idaho, we will provide access to additional tests offered by Hanban for our community members and students of Chinese language. The schedule for the HSK international standardized exam - which tests and rates Chinese language proficiency - at the University of Idaho campus is as follows:
The schedule for the HSKK (Chinese Oral Proficiency Testing) including elementary level, intermediate level, and advanced level at the University of Idaho campus is as follows:


text:
What does XCD mean in Currencies?
This page is about the meanings of the acronym/abbreviation/shorthand XCD in the Regional field in general and in the Currencies terminology in particular.
East Caribbean Dollar
Find a translation for XCD in other languages:
Select another language:
Discuss this XCD abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"XCD." Abbreviations.com. STANDS4 LLC, 2015. Web. 1 Mar. 2015. <http://www.abbreviations.com/term/54>.
XCD also stands for:
- Chalon - Champforgeuil Airport, Chalon-sur-Saone, France
- WarpIN Configuration/Installation Distribution File
- X Conventional Decoder
- Xceed Capital Ltd
- Xerez Club Deportivo, Spanish football club
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text:
"The endless supply of adolescent soldiers is an unfortunate source of energy for warfare and, we think, a poorly understood obstacle to peace-making in many countries," said Charles Geisler, professor of development sociology at Cornell.
"Orgies of bloodshed and human displacement could be avoided if children were not sacrificed for such causes," added Geisler, who with Niousha Roshani, a graduate student in international development at Cornell, wrote a paper on how peace in Colombia's drug war is prevented by children bearing arms. Their article will be published in the August issue of the peer-reviewed journal Forced Migration Review, which is published in French, English, Spanish and Arabic and circulated in 175 countries.
Geisler finds that warfare displaces families, and displacement makes children vulnerable to military recruitment, which, in turn, feeds "a war machine that cannibalizes children." The continual supply of obedient, cheap and disposable child soldiers allows war to continue through a "morally repulsive" vicious cycle, the researchers say.
Roshani, who interviewed displaced families in Colombia and then scoured many sources to assess the extent of the problem, said that warfare in that country has been displacing families for three generations.
"Displacement usually means a series of calamities for children -- homelessness, physical torture, severe trauma, malnutrition, little formal education, loss of family members and exposure to atrocities," said Roshani, an Ivory Coast citizen who has been working with Colombia's Consultancy for Human Rights and Displacement and is now planning a documentary film about Colombian child soldiers.
Nearly half of the displaced people in Colombia are children. They come from "socially invisible" Afro-Colombian and Indian populations, said Geisler, as well as from diverse farming communities disrupted by the country's ongoing drug war. Colombia has more displaced persons than any other country except Sudan. This includes up to 20,000 children -- many younger than 14 years of age -- who are military combatants. They make up about 25 percent of the various militias in that country.
Worldwide, some 300,000 children are bearing arms in more than 30 conflicts, according to Youth Advocate Program International. The organization reports that up to 90 percent of all casualties in these conflicts are women and children, and that from 1986 to 1996 more than 2 million children were killed and more than 6 million seriously injured in armed conflicts around the world.
Roshani and Geisler offer a series of recommendations on how to reintegrate displaced children into society, both for their own sakes and to accelerate the peace process. Their suggestions range from providing legal support, education and safe havens to establishing a permanent commission to protect and educate children about their civil rights.
Last reviewed: By John M. Grohol, Psy.D. on 21 Feb 2009
Published on PsychCentral.com. All rights reserved.


text:
Ryan Newman Wins At The Brickyard [VIDEO]
It seems the only way to beat Jimmie Johnson these days is if he or his team makes a mistake.
It seems the only way to beat Jimmie Johnson these days is if he or his team makes a mistake.
Another dominating day by Jimmie Johnson. He became the first driver in 31 years to sweep both Cup races at Daytona in the same season by taking Saturday night's Coke Zero 400. Johnson led 94 of 161 laps and nobody could catch him. He held off Kevin Harvick on a green, white, checkered finish. Tony Stewart looked like he was making a run for the lead when a wreck in the middle of the pack froze the field.
Finally, Martin Truex, Jr. is back in victory lane. He ended a 218-race winless streak with a convincing win in the season's first road course race at Sonoma Raceway in California. He led 51 of 110 laps for just his second career Sprint Cup victory and at the finish he had an 8.3 second lead over second-place Jeff Gordon.
1,000 wins for Ford in NASCAR's Top Three series and Greg Biffle delivered it in the Quicken Loans 400 Sprint Cup race at Michigan Speedway. Biffle grabbed the lead during a round of pit stops during the final caution with 32 laps left and held off the rest of the field. Once again Jimmie Johnson had a strong car and he was the biggest threat to Biffle in the closing laps. Johnson was gaining when he cut a tire and hit the outside wall with three laps to go. Biffle then easily beat Kevin Harvick to the finish line.
After taking that penalty for jumping a late restart that cost him the lead last week at Dover, Jimmie Johnson partly made up for it with his 64th career victory and third this season with a dominating day at Pocono. The only thing that could beat him would be himself and he didn't let that happen two weeks in a row. Johnson led 128 of 160 laps and easily beat Greg Biffle to the finish line to extend his points lead.
Just like clockwork. When the calendar turns to June, Tony Stewart gets in gear. He hadn't even had a Top 5 finish this season until Sunday at Dover International Speedway when he passed Juan Montoya with three laps to go to win his first race of the season and at the same time break a 30-race winless skid.
Saturday night's Sprint All-Star Race proved you need more than a good car, or a good driver, or a good crew chief to win. You have to have a good team and that's how Jimmie Johnson became the first driver to win it four times.
For the seventh time in his last 14 races at Martinsville Jimmie Johnson comes away the winner. It's his 8th career victory at Martinsville and with it comes his 8th Martinsville grandfather clock trophy. Johnson also becomes the first driver with multiple wins to go along with his Daytona 500 victory.
Daytona 500 winner Jimmie Johnson was in NYC following his big win, making the rounds at all the TV and radio shows. Little did he know that a TMZ reporter was there armed with a few questions.
A wild finish on and off the track at Phoenix International Raceway and big change in the Chase for the Sprint Cup Championship.
First – the winner – Kevin Harvick had enough gas to win in a green, white, checkered finish after a series of crashes in the final laps. The win breaks a 44-race winless skid for Harvick.
Eight down and just two to go, as the Chase for the Sprint Cup Championship moves on to Phoenix this Sunday. Only seven points separate Jimmie Johnson and second-place Brad Keselowski. And it could be a repeat of last year's battle between Tony Stewart and Carl Edwards. Stewart trailed Edwards by eight points with three races left last year, but won the title in a points tiebreaker by winning at Texas and Homestead.
Jimmie Johnson won for the second week in a row and extended his points lead in the Chase for the Sprint Cup championship with two races left. Johnson led 168 of the 334 laps, but it came down to a series of restarts in the final 20 laps. Brad Keselowski took the lead in the first two, but Johnson got the edge in the last one with two laps to go and held on for his fifth win of the season to take a 7 point lead over Keselowski.


text: Hetalia RomanoxReader: Hell with drama prt 1Prologue:-Modern Day-I (the author (call me Alyssa)) tapped the pencil on the desk completely lost on what to do."Sorry I don't know what to tell you " Matthew/Canada said as I smashed my head on the desk."Who are you?" Kumajirou asked."I'm Canada." Matthew said"UGH! I hate writers block."When I thought I was completely bored with this brain block, Alfred/America came crashing into the room."ALYSSA! I need someone to play this new game with!" He Exaderated, I looked over my shoulder at him with a silence and a glare. He gave a dorky smile "Wha??""Not now I don't feel like it, plus you probably beat the game and everything and probably think you can kick my ass in it and you know I'll still probably win besides I'm trying to get an idea for my first story for the group.Alfred went to object to the video game part, when he decided to actually think for once before he said something he was going to regret (shocking). He looked at the ceiling resting his ch


text:
Now that was quite a gift. Those suckers are a bear to dig out when they are that big!
I have a 10' x 20' greenhouse. It is my happy place. Handlaid old brick aisleway, benches on either side..............I have been contract growing a crop of heucheras for a childhood friend's container gardening business the last couple of years. 66 the first year, 120 last year. This year? Maybe I'll double it again! We had a bit of an argument because she wanted to pay me but I did not feel right about it because I have known her 50 years. We came up with a win-win situation. She pays me in potting soil and such! I go through so much of it and this way I don't have to buy any. I've gotten a 25 pound bag of Sluggo, which is not cheap and a huge outdoor planter for a problem area. This works much better for me than cash because if she paid me cash I would still not be getting those things for myself.
Off to finish the roof on the cabin and transplant cuttings in the greenhouse. The dogs can content themselves with running games in the yard today.


text:
18933 Players currently online!
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Read what members are saying!
Everyone please answer!I would like a higher rating!
A million dollars!!!
He's bringing me the '59 Zagreb set from house of Staunton...not much of a surprise but I can deal with it :)
Nothing. Santa doesn't exist :-P
BorgQueen wrote:
But my wife does :)
Epic fail, Borg! Let us have some fun here!
A new puppy.
Curious species... it excels at self delusion.
natural product wrote: But my wife does :)
9xave wrote: lol... Nice, very nice...
More Beer! ...and peace on earth for all mankind.....
Total immunity to STD's. And a lower chess rating, something 3 digits maybe.
Does it hurt to pee?
Here is a link to the history of chrismas
note: You don't have to believe in a religion to find this intresting: keep an open mind
I would want for chrismas is the power to time travel...So I could keep coming to the same day to get another gift!
Christmas seems to only bring out selfishness in people these days...
It also makes people lose their humor
A Red Ryder 200 shot range model air rifle with a compass in the stock and a thing that tells time.
I don't think a football is a very good Christmas present.
Well said BQ! I want my whole family to be happy..By the way BQ,have you assimilated santa..Love the hat!
"2015 European Individual Championship Round 9 Hosts GM Alon Greenfeld and GM Alik Gershon"
100 bullet games wins
by kinghunter75 a few minutes ago
sore losers
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3/5/2015 - E.Stoddard vs S.Sorenson, corr., 1977
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Live Chess is Down
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We are LOVE in CHESS!
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If you could change one rule of chess,what would it be?
by owltuna 8 minutes ago
Cowardly Fischer
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what tactic book help u get over that hump
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text:
Train Plow Takes Out Specatator He got a little too close to the onslaught of snow. 2/20/2015 10:47:59 AM 6,933 34
In Between Amtrak Train Cars During Boston Blizzard This is what it's like moving between train cars during a blizzard in... 2/16/2015 10:45:41 AM 8,455 26
Train Plows Through Feet Of Snow The snow is no match for this beast of a train! 2/5/2015 11:29:34 AM 8,788 73
Train Blows Turbo A train blows it's turbo engine resulting in fiery show. 12/31/2014 12:06:03 PM 7,346 26
Indian Woman Beats Up Her Husband At Train Station She rules the roost! 12/24/2014 10:24:04 AM 9,353 27
World's Simplest Electric Train Make your own homemade train with a couple simple items. 11/30/2014 10:10:05 AM 8,943 66


text:
Sorry this item is currently sold out. Please use this discount coupon for an additional 5% off during checkout:
The Grenade Doom Stripes Snowboard Jacket is a stylish jacket sure to stand out while keeping you warm and dry. Featuring a 10,000mm waterproof coating and a 10,000g interior this coat will keep the powder out while allowing you to breathe freely. In addition, if the weather is being harsher than normal, the Grenade Doom Stripes features a front storm flap that allows for extra protection and connivance. This combined with the coated polyester will keep you dry while out and about on the slopes.
Doom Stripes


text:
We offer discount to nonprofits, government agencies, and federal contractors
The AILA Career Center offers more than access to the best possible industry candidates.
AILA Doc No. 11081021 | Dated August 10, 2011 | File Size: 152 K
Download the DocumentUSCIS transcript of the 8/2/11 announcement by USCIS Director Alejandro Mayorkas of initiatives to promote startup enterprises and spur job creation. Q&As are included after the introduction.
Cite as AILA Doc. No. 11081021.
Open the DocumentAmerican Immigration Lawyers Association
1331 G Street NW, Suite 300
Washington, DC 20005
Copyright © 1993-2015
American Immigration Lawyers Association.


text:
Top 10: European Championship goals - 7 - Poborsky vs Portugal - 1996
This stunning piece of skill from Poborsky was one of many in the Czech stars career.
He scooped the ball over Vitor Baia from just inside the box during the game against Portugal at Euro '96.
The former Manchester United star will be remembered as one of the greatest players to ever play for the Czechs and rightfully so.
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text:
The New FDA Sunscreen Regulations and Effective Skin Cancer Protection
I hope all of you are avid users of sunscreen and at the very least use it on your face daily. In a recent article taken from the SF Gate, it was reported that the FDA is changing the standards of how SPF is determined. Currently, SPF only refers to UVB rays (causes sunburn) and not UVA rays (causes skin cancer). Sound confusing? It is.
Most sunscreens in the U.S. market claim to protect against both types of damaging rays, but really don't. In fact, 20% of the products here can't be sold in Europe because their UVA standards are so strict and have been in place for many years. Why is the U.S. behind, considering our rates of melanoma have gone up 50% from 1994 to 2004?
Don't worry, you can take steps to minimize damage to your skin. There are two types of sunscreen our there, physical and chemical.
Physical does what it says, providing a physical barrier on your skin against the rays. Usually marketed as "sunblock," these lotions contain titanium dioxide and zinc oxide and are typically hard to apply while leaving a white film on your skin. Both ingredients are helpful in protecting against UVB and most UVA rays. The biggest advantage of physical sunscreens is their lack of chemicals which makes them good for people who break out easily.
Chemical sunscreens operate by absorbing the harmful rays of the sun before letting them penetrate your skin. They contain a ton of chemicals and some worry that these chemicals may cause free radicals in your skin, thereby aging you. However, avobenzone provides full coverage of UVA rays which is a huge plus. Chemical sunscreens in general offer a broader shield against both UVA and UVB rays, but may cause allergic reactions in some people.
I'm scared of wrinkles and skin cancer so facial sunscreen is a must have in my daily skincare routine. It's easy for me because I just use a moisturizer that comes with SPF 15. That way I don't have to use two different lotions. Aveeno Positively Radiant SPF 15 is my standard daily concoction since I spend the majority of the day inside an office. However, if I'm going to be outside I use an SPF 30 or higher sunscreen all over.
I'm not a fan of physical sunscreens and usually buy Neutrogena Ultra Sheer SPF 45 (chemical) because I like how it goes on smoothly and doesn't smell. So far, I've been pretty good about re-applying every two hours or so. I've gotten a few burns before from NOT reapplying and definitely don't want to go through that again.
Which brings me to SPF and the confusing numbers. What does SPF really mean?
Well, SPF stands for sun protection factor and relates to how much UV rays it takes to burn your skin when it's unprotected versus when it has sunscreen. However, SPF 15 does not mean it's 15 times the amount of time you can spend in the sun without burning. SPF takes into consideration not just the duration of your time in the sun, but also the amount of the sun exposure. You must also factor in the intensity of the sun. Sunlight is more intense in the afternoon around 12 and 1 pm than at 8 or 9 am in the morning. SPF 15 screens out 93% of UVB, while SPF 30 screens out 97%. So, keep in mind that the SPF on the tube is just a general guideline for the level of protection you are getting. And, SPF 100? Don't bother. Anything past 50 is pretty much a 1% difference in overall UV protection. Save your money and go for a lesser SPF.
Some effective sunscreens that won't damage your wallet can be found at Target, Trader Joe's and even online at Amazon. Yes, you can find almost everything on the internet.
I've used Target's own Up and Up line of sunscreen and think it's comparable to the more expensive Neutrogena brand. You can get two spray bottles for $8.84.
What are some sunscreens you can't live without? Do you prefer physical or chemical and why?


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Clay Trap Shooting
Do-All Outdoors Single Blast
$9.99Spinning target system rated for .22 pistol and rifle shooters. This spinning target allows each shooter to fire hundreds of shots without ever having to reset the target by hand. As the bullet strikes, the force spins the target over the attachment ba Learn More -
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During the week, college students get up in the morning, maybe shower, perhaps grab a quick bite to eat, then head to class. But not every student has it so easy. Some get up long before that eight o'clock class.
The UNCW campus, usually full of students walking to and from class, is almost a ghost town at 6:30 in the morning, but not inside Hanover Gym. That is where athletes are breaking a sweat, long before their fellow classmates break their sleep.
"I wake up at about 5:30 and come do the workouts. Monday, Wednesday and Friday is weightlifting. Tuesday and Thursday is swimming. After that shower, get something to eat and go to class," said Jack Lane.
Jack is on the UNCW baseball team. For this freshman, getting used to college and waking up at 5:30 in the morning is not easy.
"It's hard getting out of bed, I have two alarm clocks that go off at the same time to make sure I wake up it just takes a little bit to get going," Lane said.
As a sophomore, Alex Hill has had time to get used to the hectic pace, but sometimes it is nice to dream about sleeping in.
"Sometimes I think about, just to be like, I wonder what it would be like to not have to work baseball for a week, just to wake up, go to class then go on about my business after that," Hill said.
It is not just the players who have to hit the gym before dawn. Head Strength Conditioning Coach Pat Murphy is there every morning, too.
"It's not bad, you get used to. You get into a routine; we go five days a week in the morning," Murphy said.
As a former Seahawk baseball player himself, he has had this schedule for nearly a decade.
Murphy said, "It's always better getting up do your work up front, get it in, get it over with and honestly you'll feel better throughout the day."
So while you might think the hours are foul, the baseball players know it has its rewards.


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Why Citigroup (C) Stock Is Up Today
NEW YORK (TheStreet) -- Citigroup (C - Get Report) ticked upward Tuesday after CEO Michael Corbat promised to fix regulatory problems that have been plaguing the bank.
Corbat spoke to analysts after the company reported better-than-expected earnings on Monday and CLSA analyst Michael Mayo asked "Is the Fed denial a wake-up call for Citi or not?," according to The Wall Street Journal. "We're wide awake," Corbat replied. He had said earlier, "I want, and I know shareholders deserve, an industrial-strength, permanent solution that paves the way for sustainable capital return over time."
Citigroup reported a 3.8% year-over-year increase in adjusted net income to $4.15 billion. Earnings per share were $1.30, a penny greater than in the same period one year earlier. Book value per share rose 6% to $66.25. Revenue dipped 2% year over year to $20.1 billion, excluding CVA/DVA adjustments.
Analysts polled by Thomson Reuters expected net income of $1.14 a share on revenue of $19.37 billion.
The stock was up 0.55% to $47.93 at 10:23 a.m. on Tuesday. Must Read: Warren Buffett's 10 Favorite Growth Stocks STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more. ---------- Separately, TheStreet Ratings team rates CITIGROUP INC as a "buy" with a ratings score of B. TheStreet Ratings Team has this to say about their recommendation: "We rate CITIGROUP INC (C) a BUY. This is driven by a few notable strengths, which we believe should have a greater impact than any weaknesses, and should give investors a better performance opportunity than most stocks we cover. The company's strengths can be seen in multiple areas, such as its impressive record of earnings per share growth, compelling growth in net income, attractive valuation levels, notable return on equity and increase in stock price during the past year. We feel these strengths outweigh the fact that the company shows weak operating cash flow." Highlights from the analysis by TheStreet Ratings Team goes as follows:- CITIGROUP INC reported significant earnings per share improvement in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, CITIGROUP INC increased its bottom line by earning $4.25 versus $2.46 in the prior year. This year, the market expects an improvement in earnings ($4.66 versus $4.25).
- The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Commercial Banks industry. The net income increased by 105.3% when compared to the same quarter one year prior, rising from $1,196.00 million to $2,456.00 million.
- Regardless of the drop in revenue, the company managed to outperform against the industry average of 12.1%. Since the same quarter one year prior, revenues slightly dropped by 4.7%. The declining revenue has not hurt the company's bottom line, with increasing earnings per share.
- The return on equity has improved slightly when compared to the same quarter one year prior. This can be construed as a modest strength in the organization. When compared to other companies in the Commercial Banks industry and the overall market, CITIGROUP INC's return on equity is below that of both the industry average and the S&P 500.
- You can view the full analysis from the report here: C Ratings Report
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Welcome to Homegirls. You'll find a sassy sampling of décor and design tips, frank conversation about everything from holidays and homekeeping to home improvement and our picks and pans of new products, stores and events.
Contributors: Kim Palmer, Lynn Underwood, Connie Nelson, Kim Ode and Nicole Hvidsten.
Email us with tips or questions.
To read Greengirls posts, go here.
Outside, it's bleak and brown.
Inside my house I've created a mini-version of the Minnesota Zoo's tropics trail. My kitchen hutch holds clusters of striped green dracaena. Potted pothos trail over the edge of the coffee table. And a plant stand near a bay window holds my favorite cure for the winter blahs — the jungle-like Peace lily. It's one of few houseplants that blooms consistently even when there's little light. Spikes of milk white spoon-shaped flowers shoot out of the deep green glossy foliage. The Peace lily droops when it wants water, and within a few hours, perks back up.
It's a great tme to fill your home's empty corners, shelves and tabletops with lush green plants. I was at a friend's house and pointed to a spacious landing at the top of the stairs. "That's the perfect spot for a Chinese evergreen on a cute little table," I said.
Why not? Houseplants are pretty cheap and easy to find at local garden centers and even home improvement stores like Home Depot. Don't worry about a chosen spot not having sufficient light -- many varieties thrive in low-light conditions common in many Minnesota homes in the winter. Good ones are pothos (variegated vine), philodendron (shopping mall staple with heart-shaped leaves) and zeezee plant (fleshy succulent).
These green energizers are pretty indestructible — if watered regularly. Heck, they even clean indoor air by absorbing toxins.
To help with your plant picks, the Better Homes and Gardens website (www.bhg.com) offers sumptuous slide shows — with detailed descriptions — of dozens of different houseplants.
What are your favorite houseplants? Do they help tide you over until spring?


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I can't stop thinking about it 💖 I would love to buy the canvas but I do not have the room for the smallest size. Any chance it can be a smaller canvas? 4x6 or 5x7?
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An amazing opportunity for professional photographers
By Guest Author
October 3, 2011
Editor's note: Last week, WPPI U was held in Atlanta. This 2 1/2-day workshop consisted of wall-to-wall workshops with top portrait, wedding and lifestyle photographers, and was geared towards emerging photographers. The claim: "What you didn't learn in college, you'll learn at WPPI U." In attendance was Nashville-based destination wedding photographer Wendy Cunningham. Here is her account.
WPPI U host Tamara LackeyLast week I attended WPPI U in Atlanta with a few hundred other photographers and had the pleasure of hearing many amazing speakers who were eager to share their experiences, business and marketing advice, and resources. The lineup of speakers all shared one belief… To give back to the photography community! And that they did! I walked away from WPPI U on fire, and very eager to get home and implement some of the changes that I knew needed to happen!I can't tell you how amazing it is to get up close and personal with some of the biggest names in the industry. Don't get me wrong… the huge WPPI event in Vegas is wonderful, and I will continue to go every year! But the smaller WPPI U event was very personal. I spent three days getting to know other emerging photographers, as well as some very well known people in the industry.Speaker-by-speaker run-downAll of the speakers at WPPI U shared a wealth of information. Tamara Lackey shared a glimpse into her own home life and then spoke about balancing life and work. Finding balance seems to be something that even the most successful photographers struggle with, and Tamara shared some pretty amazing disciplines that she has implemented into her own life and business to help her keep that balance.Suzette Allen shared some pretty amazing Photoshop tricks, including the brilliant "content aware" feature that is available in CS5. Learning to work in layers was very helpful. I always outsource my wedding edits, but for smaller jobs I like to edit my own images.Lindsay Adler spoke to us about implementing a fashion sense into portrait and bridal work, as well as making the most of social media for marketing your business. She shared many resources that I can refer to for inspiration in the fashion world, and how to spill that over into my photo shoots. And the social media aspect of her speech blew me away. I learned a lot about Facebook marketing and SEO for my online presence.
The very highly-anticipated speech by Jasmine Star (above) was about making changes in your business and setting goals to achieve them. She shared her story about starting out as a photographer and how it pretty much consumed her life, until one day a very dear friend of hers lost her husband and reminded Jasmine that her family was precious! So Jasmine set out to make changes to her business that would allow her to enjoy her life. There was not a dry eye in the room during Jasmine's speech!Tim Meyer spoke to us about lighting and posing. I learned terms that I had never even heard of such as broad lighting, short lighting, open loop, and closed loop! I have always experimented with lighting and sometimes was able to "get lucky." But after listening to Tim, I feel like I actually know something about the technicality of lighting. Sue Bryce blew me away! I hate to admit that I had never even heard of her, but the minute she opened her mouth to speak… I knew it was going to be good. She shared her story about starting out as a glamour photographer, and how she had to adapt to change along the way. She taught me that I am a business person first, and a photographer second. And before she was finished speaking, I wanted to schedule an appointment with her myself to have her photograph me! She seriously inspired me and put my creative mind to work. Gene Ho had a lot to offer about creating dynamic wedding images. He shared posing, lighting, and his techniques. I love how down to earth he is, and his work is amazing!Sal Cincotta spoke about packaging and pricing. He definitely has a different approach from anyone I've ever been mentored by. But what he said makes total sense, and I definitely will be making some Sal-inspired changes to my pricing structure!I really was not prepared for the wealth of legal business information shared by Craig Heidemann. To be honest, I expected his presentation to be stuffy and boring. Wow! Was I wrong! Craig shared a wealth of information about taxes, the benefits of forming my business as an LLC, copyrights, appropriate contract verbiage, etc. Basically I learned that I have a lot to learn!Doug Gordon… wow! Entertainment… But also very informative. He spoke about many different things, from finding inspiration, creating and implement a plan, how to make changes, and telling a story of who our clients are with our photos. He also shared his flow posing technique, and I can't wait to try it out!The last speaker was Blair Phillips, who spoke about the various ways he runs his very successful business in a very small country town. His marketing ideas, posing advice, lighting techniques, and "out of the box" thinking for building props and portrait backgrounds was almost more than I could take in. Blair is a genius! And I am seriously blessed to have had the opportunity to meet him and his beautiful wife and baby.Vendors, prizes and give-awaysThere were many vendors set up in the trade show area as well. It was nice getting to see their products. The benefits of getting up close and personal with them and actually putting your hands on their albums, prints, jewelry, press printed materials, metal prints… or whatever they offer, is amazing! Not to mention that many of them gave away tons of prizes for drawings during the event! I had originally struggled with the decision to attend WPPI U since I knew I would also be attending WPPI in Vegas. But I can honestly tell you now that taking part in the smaller WPPI U experience was worth its weight in gold. The people I met, the relationships I built, and the information I learned will be a building block in the way my life and business moves forward from here on out. If you have ever wondered if the smaller WPPI events are worth it, YES! Don't miss out on a personalized experience that will change you forever!Thank you so much to everyone who made WPPI U in Atlanta possible. I love where this industry is going, and that I am a part of it!


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Thread: ICMA Retir. Who Else Hates It?
- Join Date
- Jan 2002
- Location
- Posts
- 29
ICMA Retir. Who Else Hates It?
I currently am involved in ICMA. I have recently stopped all money from going into this account and awaiting the IAFF retirement to begin. 1. I can not see giving my money to an organization that uses that money to help combat firefighter safety with the "Do more for Less" mentality. If you are involved in your Local, you probably know what I am talking about. 2. I have been losing money like crazy. But what does ICMA care, they are still getting their money no matter what.
This is a subject that I have not really seen on here. I want to know if the feeling is just a local thing or if it is an all around the country problem.IAFF Local 2270
No, Your disgust of ICMA isnt a local thing. I cant stand ICAM either. Any plan that the model they underperform and I dont like the fact that ICMA is the only place u can contribute to a 457. I guess the IAFF will be an option hopefully, I haven tlooked into it completely. I dont see too many people staying with ICMA if we are able to switch over to an IAFF run fund system.
We have ICMA and yes it sucks, but we do not have many other options for us here in Utah. Been losing big $$$$$$ lately. Hopefully the worm will turn for the better pretty soon.
Front line since 1983 and still going strong
For you IAFF members
www.iaff-fc.com...Now IAFF members have an option...
- Join Date
- Jan 2002
- Location
- Posts
- 29
Thank you MIKEYLIKES it. I checked it out and it sounds like it is going to be a good deal. I did not know about that website until you said something about it. Thanks again and be safe.
IAFF Local 2270
- Join Date
- Jul 2002
- Posts
- 7
In regards to #2 have you looked at the market lately? Everything is down big time. Do you think Invesco will provide a miracle? Our dept. used to have ICMA and then went with Aetna (now ING). Talk about bad!!!
As for #1, you'll have to enlighten me a little more>
Local 2800
- Join Date
- Jan 2002
- Location
- Posts
- 29
The ICMA, (International City/County Managers Association is against NFPA 1710. If you know about 1710, then you know that 1710 is a good thing. More people on engines and trucks, ambulances etc. equals easier, safer, and more efficient work that can be done.
I do not feel comfortable contributing money to an organization that wants to jepordize firefighter safety because of having to spend more money. Do you???? ICMA has the "MORE FOR LESS" mentality. Do more for less, meaning more work with less people. Less people on a fire scene equals deadly consequences, not only for firefighters but also for victims involved. You know that by having more people on a fire scene is a lot better than just a handful.
I hope that I have explained myself well enough, if not, check out these webpages and they will explain it more in depth.
Thank you for your comments and be safe.IAFF Local 2270
- Join Date
- Jul 2002
- Posts
- 7
I believe 1710 passed last July without the help of the County Managers Assoc. ICMA RC Corporation is a separate not for profit entity so your money does not support the County Managers Assoc. It's also sponsered by the Ford Foundation but you're not going to stop buying Fords are you?
- Join Date
- Jan 2002
- Location
- Posts
- 29
"I believe 1710 passed last July without the help of the County Managers Assoc. ICMA RC Corporation is a separate not for profit entity so your money does not support the County Managers Assoc. It's also sponsered by the Ford Foundation but you're not going to stop buying Fords are you?" from TOYTRUCK
Nahhh, I wouldn't drive a FORD anyway.
Did you know that ICMA RC PAYS ICMA royalties every year for the use of the name. So for you to sit there and say that the 2 are not related is crazy. Come on man. Wake up and smell the dollar bills, (the ones that ICMA RC is taking from all of us and giving to ICMA).
Do you like supporting them?????? I know I don't! My money and safety is more valuable to me than that.
Be safe.Last edited by kfd26710; 08-17-2002 at 11:01 PM.
IAFF Local 2270
Not to revive a dead topic, but this is important if you are still giving you money to ICMA!
DROP Reform
Set the Stage for Downshifting
As state college coaches stir up citizen envy with their multimillion-dollar contracts, so too do public employees who draw richer pension benefits than the taxpayers who pay for them. Add to that the DROP option - a Deferred Retirement Option Plan - and you may really be tempting citizen unrest.
In this volatile era in pension and health benefits for retirees in the private sector, the time is right for public managers to take a second look at their DROP plans and see if they are a necessary tool for managing a workforce or just a union-negotiated gimmick that is alienating the public. San Diego is taking that second look. Mayor Jerry Sanders and City Attorney Michael Aguirre want to eliminate the city's DROP program as too expensive.
First appearing in the 1980s, DROPs were developed to retain scarce, skilled professionals such as teachers and police officers. Many pension plans capped benefits so that retirement-eligible employees had no financial incentive to keep working. But that created its own set of problems. To stop a talent drain, pension systems came up with DROP options that allow employees to extend their working years for a fixed period of time. Their pension payments are postponed until they finish the DROP period, and a separate individual DROP account is credited with employer contributions and interest - for example, 8 percent of pay with 6 percent interest. If done right, these arrangements can be actuarially neutral and financially prudent. But when they are poorly designed, they can lead to charges that they are just another giveaway to retired pubic employees who are already considered overcompensated by some.
Some DROP plans, for instance, may be Band-Aids on a basic plan that is too generous in permitting young employees to receive full benefits without a way to "downshift" - that is, to work for less pay with fewer hours or with less responsibility. If there is an opportunity for abuse or "gaming," the problem should be fixed with a design change, even if that requires a return to the collective-bargaining table. For example, if the DROP option is enriching employees who would otherwise be inclined to keep working, save for a pension plan's "25 [years of service] and out" provisions, then it's probably time for a design change.
DROP plans may be an imperfect answer for retaining skilled employees - or just an alternative for baby boomers who haven't saved enough money to be able to afford to retire. Preferably, they could lead to a new generation of hybrid plans or supplemental defined-contribution plans. This approach could enable valued public employees to "downshift" without costing taxpayers more than the costs of training a replacement worker.
Public managers would, of course, prefer to use such a tool selectively, to keep their best talent while letting deadwood employees head out to pasture. That will likely invite discrimination lawsuits, so the plan design work will require some creativity and sensitivity. For example a plan might start by allowing the employer to offer part-time employment with full-time medical benefits. At the same time, it could allow the "retiree" to draw partial pension payments for past service while the plan makes a contribution to a deferred-compensation account in lieu of additional service credits. Such a plan could be offered to selected employees who meet certain criteria. These could start with employees who have earned above-average performance evaluations for the past five years but also include only those for whom there would be a cost for recruiting and training a replacement.
Now is a good time to get ahead of the curve and start working on ways to provide financial flexibility to productive older workers. "Downshifting" will become a big word in the years to come, and it could even save your taxpayers money if it's done right.
Girard Miller, a commentator on public finance issues, former president of the Janus Mutual Funds, past CEO of ICMA Retirement Corp and original author of Investing Public Funds, can be reached at email@example.com.
First, ICMA sent a letter to each firehouse because they had heard Local 2068 educating the membership about how dangerous they are.
That letter can be found here: http://www.fairfaxfirefighters.org/d...ICMAletter.pdf
In reply to the above letter from ICMA, I wrote the membership the following letter:
October 20, 2005
Dear Members of the Fire & Rescue Department,
This week, the ICMA-Retirement Corporation has mass mailed work locations with a letter responding to questions that were posed to them by members. To address their misrepresentations, I include these points:
Fact: There is a definitive, interdependent relationship between ICMA and ICMA-RC. Saying this is not the case would be the same as a fire station saying that they are not part of the Fairfax County Fire & Rescue Department.
The minutes of the ICMA Executive Board Meeting of July 24-27, 2003 state: "ICMA-RC provided an update on the Retirement Corporation. (ICMA) President Merriss reviewed the ICMA-RC board's Nominating Committee recommendation for appointments. President Merriss had participated on the Nominating Committee on behalf of the ICMA board." (Page 8)
The minutes state that the ICMA board then entertained and passed motions to appoint two persons to four-year terms of the ICMA-RC Board of Directors, and the ICMA Board entertained and passed a motion to appoint a Mr. Norm King to a two-year term as the chair of the ICMA Retirement Corporation Board of Directors.
Further, the minutes state that the ICMA Board moved to ratify the reappointment of Regina Williams for a second four-year term on the Vantage Trust Company Board (formerly the ICMA Retirement Trust), expiring on June 30, 2006. (ICMA Executive Board Minutes-July 24-27, 2003 - Page 9)
Fact: Proceeds generated from ICMA-RC deferred compensation accounts are used directly or indirectly to oppose firefighter interests. Royalties, rent, and sponsorship money is paid by ICMA-RC to ICMA, as noted in the ICMA FY 2005-2007 Budget and Financial Plan.
Fact: Simply because the U.S. Conference of Mayors and the National Association of Counties, who opposed NFPA 1710, endorse Nationwide Retirement does not indicate that Nationwide Retirement endorses their views. Saying that they do is like saying that because Osama bin-Laden eats Twinkies, then Hostess endorses terrorism. It just doesn't make good solid sense.
Facts: The Nationwide Retirement option for our deferred compensation dollars has non-commissioned local representatives and regional Certified Financial Planners.
The newest option has an excellent line up of funds from well respected fund families and its target date/lifecycle funds have a proven track record. This fund line up underwent the full review by the County's Deferred Compensation committee and the professional consultant.
While it is important to invest your money during your career it is also important to make good decisions on distribution. The Nationwide Retirement option offers assistance with building a comprehensive retirement plan and making solid distribution decisions at retirement, at no cost for these services.
The newest option has a proven track record across the country of being dedicated to financial education, responsive to participant needs, and is determined to provide the best service possible to IAFF members and all public employees.
As with everything, members do have a choice. You are encouraged to know the facts before making your decision.
Joel Kobersteen
Communications Director
The following was all-station faxed and e-mailed:
A member has contacted me asking that the Local provide documentation backing up the claim that the International City/County Management Association (ICMA) has utilized our money to lobby against NFPA 1710 Safe Staffing. In my previous letter dated October 20, which I also sent out again last week, I detailed how preposterous the claim that ICMA-RC (the provider of deferred compensation) is not at all associated with ICMA (the parent company and lobbyist against legislation that the IAFF fights for in trying to make ours a safer and more productive career).
The attached article from the International Code Council, Inc (ICC) Newsletter dated June 2001, after NFPA 1710 was passed, has two articles beginning on page five. One article is entitled IAFF Members Pass Historic NFPA Standard by George Burke, Assistant to the IAFF General President for Communications. The other, is entitled 1710 Receives Affirmative Vote; ICMA to Appeal by Michael Lawson, director for the ICMA Center for Performance Measurement.
The second document is the minutes from the March 30, 2001 meeting of the Metro Denver Fire Chiefs. On page two, Dave Nuss from NFPA provides an update to the group regarding NFPA 1710. According to the minutes, he mentions that ICMA has established a national strategy of defeating these standards.
Also of note is an online article by Gary Ludwig on Firehouse.com entitled How NFPA 1710 and 1720 Affect Fire Service EMS (http://www.firehouse.com/ems/ludwig/2001/july01.htm). In this article he writes, Opposition to the standards is found mainly in municipal government groups and associations like the International City/County Management Association (ICMA), which see increased costs because of the standards.
It is my hope that the documentation you have been provided will show without a doubt that ICMA has indeed worked against us in regards to NFPA 1710.
As I stated before, Nationwide is not out of the running. Any deferred compensation representative or county contact that states this is the case may not be fully informed.
If you should have further questions please do not hesitate to contact me at firstname.lastname@example.com.
The minutes from the March 30, 2001 meeting of the Metro Denver Fire Chiefs can be found here: http://www.fairfaxfirefighters.org/d...001Minutes.pdf
Don't fund those who actively work against us!Member IACOJ - Building crust and full of lust...
"It's okay to to scared, just don't be chicken." - Clark
We're lucky in the sense that we have 3 options for deffered compensation: ICMA, Nationwide, and ING.
We started a push several years ago to get all members contributing to ICMA to stop and transfer their funds over to one of the others, with the biggest push to Nationwide for their support to firefighters.
Most if not all of our members did that, including myself. I haven't missed them one bit.
I currently contribute to both Nationwide and ING and have been very happy with both.
03-08-2007, 02:42 PM #12"Nemo Plus Voluptatis Quam Nos Habant"
The Code is more what you'd call "guidelines" than actual rules.
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Had Hartford, switched to ICMA, back to Hartford and now looking at the new IAFF. ICMA stinks.
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Makes me glad we've got our independent fire/police pension where I work. We've go the option of a 457 (I don't recall who it's through, but it's not ICMA, but an investment company like ING, Prudential, something like that) to supplement, but few go that route.
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