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"The Nolan Clan Family Home Page"Updated September 5, 2000 |
Nicosia 249 Matthews Road Oakdale, New York 11769 United States |
516-567-1430 firstname.lastname@example.com |
Edit Your Page |
I am researching the family of Jeremiah and Margaret Howard Nolan (married 1864). They had quite a clan, 14 children. I haveinformation on my grandfather William Nolan, (1873). I need information on the other siblings. They are Timothy, John, Pat, Kate, Martin, Mary, Bridget, Michael, Jeremiah, Thomas, Catherine, Margaret and Johanna (Gertrude). Possibly 4 or 5 came to the US and remained here. If you have any info on any of the Nolan clan or if you are part of the Nolan clan please contact me. Thank you... |
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Article Preview
Eh? Merch Madness is here
Published 03/20/2013, Duluth News Tribune
There's no need for a bracket, just a bag, as Merch Madness begins today in downtown Duluth.
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subset: commoncrawl


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This Electrical Subcontractor Agreement is made between a general contractor and a subcontractor for the provision of electrical services. This document contains the material terms and conditions of the agreement including the specific electrical services to be provided, the payment arrangement, and the term of the agreement. It contains numerous standard provisions that are commonly included in these types of agreements, and may be customized to fit the specific needs of the contracting parties. This should be used by general contractors and subcontractors when entering into an agreement for electrical services. ELECTRICAL SUBCONTRACTOR AGREEMENT THIS ELECTRIC SUBCONTRACTOR AGREEMENT (herinafter the "Agreement), made this __________ day of __________, _____ by and between ______________ (hereinafter the "General Contractor") and ____________________ (hereinafter the "Subcontractor"). WHEREAS, the General Contractor wishes to obtain the services of the Subcontractor for the purposes of providing electrical services to the General Contractor; AND WHEREAS, the Subcontractor's main business activity and service is providing electrical services, including but not limited to, emergency electrical and lighting, solar power systems, wiring, panel change out, rewiring, upgrades and electrical conversion, wire removal, up to code repairs, and surge protection ; AND WHEREAS, the Subcontractor is desirous to provide its electrical services to the General Contractor pursuant to the terms and conditions contained herein. NOW THEREFORE THIS AGREEMENT WITNESSES, that for good and valuable consideration of the mutual covenants and agreements contained herein, the receipt and adequacy of which is hereby acknowledged, the General Contractor and the Subcontractor hereto covenant and agree as follows: 1.00 SERVICES 1.1 The Subcontractor shall provide the following electrical services, labor, materials, and equipment to the General Contractor for the performance of the work to be completed by the Subcontractor in accordance with the General Contractor's specific plans and specifications and pursuant to the terms and conditions contained on Schedule "A" annexed hereto (hereinafter "the Work"): (a) ____________________________ [LIST SERVICES TO BE PROVIDED} (b) ____________________________ (c) ____________________________ (d) ____________________________ [USE AS MANY LETTER HEADINGS AS NECESSARY] 1.2 The Subcontractor shall perform the Work at the Premises municipally known as __________________ [ADDRESS AND/OR DESCRIPTION] (hereinafter the "Premises") or at such other location as the General Contractor may direct. © Copyright 2011 Docstoc Inc. registered document proprietary, copy not 2 2.00 FEES 2.01 The General Contractor hereby agrees that it shall pay to the Subcontractor the sum of __________ [AMOUNT IN WORDS] dollars ($_________ [AMOUNT IN NUMERALS]) (hereinafter the "Fees") for the completion of the Work at the Premises. 2.02 The General Contractor shall pay the Fees to the Subcontractor as follows: (a) upon execution of this Agreement, the General Contractor shall pay to the Subcontractor a deposit in the sum of __________ [AMOUNT IN WORDS] dollars ($_________ [AMOUNT IN NUMERALS]) by way of cash, certified check, money order, or bank draft, in contemplation of the completion of the Work at the Premises; and (b) upon the completion of the Work at the Premises, the General Contractor shall pay to the Subcontractor the balance of the Fees due and owing by way of cash, certified check, money order, or bank draft, provided the Work has been completed by the Subcontractor satisfactory to the General Contractor. The balance of the Fees due and owing to the Subcontractor shall be paid to the Subcontractor in full within __________ [AMOUNT IN WORDS] (___ [AMOUNT IN NUMERALS]) days of the completion of the Work. 3.00 TERMS OF RELATIONSHIP 3.01 Subject to the condition that each of the parties hereto and their servants, agents, and sub- contractors shall at all material times have the necessary qualifications, each of the General Contractor and the Subcontractor agrees to use and contract exclusively with the other party for the electric services to be performed at the Premises. 4.00 SUBCONTRACTOR RESPONSIBILITIES 4.01 The Subcontractor shall undertake and complete, in a timely and good and skillful manner, the electrical services required at the Premises by the General Contractor to the same extent and in the same manner as if the Subcontractor had been contracted for the electrical services at the Premises independently. 4.02 The Subcontractor shall maintain at a minimum a standard commercial public liability and property damage insurance with a __________ [AMOUNT IN WORDS] dollar ($_________ [AMOUNT IN NUMERALS]) Dollar coverage limit and having the General Contractor as an additional insured, along with Workers Compensation insurance coverage and any other insurance as may be reasonably required by the particular General Contractor. © Copyright 2011 Docstoc Inc. registered document proprietary, copy not 3 5.00 TERM 5.01 The term of this Agreement shall be for a period of __________ [AMOUNT IN WORDS] (___ [AMOUNT IN NUMERALS]) weeks/months [SELECT ONE] commencing from the date hereof and ending on the __________ day of __________, _____, unless terminated at an earlier date pursuant to provisions contained herein. 6.00 SCHEDULING OF WORK 6.01 The Subcontractor agrees that it shall not deliver any material or equipment to the Premises or commence the Work until the Subcontractor receives written notice from the General Contractor to do so. 6.02 The Subcontractor will commence the Work upon receiving such written notification from the General Contractor and shall perform the Work on Work Days. Work Days shall mean the days commencing Monday through Friday between the hours of _______ a.m. and _______ p.m. 7.00 TERMINATION OF AGREEMENT 7.01 This Agreement shall be terminated prior to the end of the term and the General Contractor and the Subcontractor will relieved of any further obligations hereunder as follows: (a) where an execution or any other process of any court shall become enforceable against one party or a distress or analogous process shall be levied upon the property of one party or any part thereof then in either event the other party, at its sole option, may terminate this Agreement; (b) where one party shall become insolvent or commit an act of bankruptcy, or make an assignment in bankruptcy or a bulk sale of its assets, or a bankruptcy petition shall be filed or presented against a party and not be bona fide opposed by such party the other party, at its sole option, may terminate this Agreement; or (c) either party may terminate this Agreement where the other has ceased to carry on the business contemplated by this Agreement and as was being carried on as of the date hereof. © Copyright 2011 Docstoc Inc. registered document proprietary, copy not 4 8.00 GENERAL PROVISIONS 8.01 This Agreement shall be governed by and interpreted according to the laws of the State of ____________________. 8.02 The Subcontractor liability shall be strictly limited to the value of the electrical services agreed to be performed and for greater certainty the Subcontractor shall not be liable for any general, special, incidental, or consequential damages including, but not limited to, property and equipment damage, loss of production, loss of profits, loss of revenue, or any other business or economic disadvantage suffered by either the General Contractor or the customer on account of any default or negligence of the Subcontractor. The Subcontractor agrees to indemnify and hold harmless the General Contractor, to the fullest extent allowed by law, from any claims or judgments brought or made against it in contravention or excess thereof. 8.03 This Agreement may not be assigned or transferred by either party without the express written consent of the other party which consent may be withheld at the discretion of the consenting party. 8.4 This Agreement and the Schedules referred to herein constitute the entire integrated agreement between the parties and supersede all prior agreements, representations, warranties, statements, promises, information, arrangements, and understandings, whether oral or written, express or implied, with respect to the subject matter hereof. The parties further acknowledge and agree that, in entering into this Agreement, they have not in any way relied, and will not in any way rely, upon any oral or written agreements, representations, warranties, statements, promises, information, arrangements, or understandings, express or implied, not specifically set forth in this Agreement or in such schedules, documents, or instruments. 8.5 Each provision of this Agreement is intended to be severable. If any provision hereof is illegal or invalid, such illegality or invalidity shall not affect the validity of the remainder hereof. 8.6 This Agreement shall be binding upon and enure to the benefit of the parties and their respective heirs, administrators, executors, successors and permitted assigns. Nothing herein, express or implied, is intended to confer upon any person, other than the parties and their respective heirs, administrators, executors, successors and permitted assigns, any rights, remedies, obligations or liabilities under or by reason of this Agreement. © Copyright 2011 Docstoc Inc. registered document proprietary, copy not 5 IN WITNESS WHEREOF, the General Contractor and the Subcontractor have executed this Agreement as of the day and year first written above. (CONTRACTOR) Per: Name: Title: I have authority to bind the Company. (SUBCONTRACTOR) Per: Name: Title: I have authority to bind the Company. © Copyright 2011 Docstoc Inc. registered document proprietary, copy not 6 SCHEDULE "A" TERMS AND CONDITIONS © Copyright 2011 Docstoc Inc. registered document proprietary, copy not 7
views: | 1856 |
posted: | 4/12/2010 |
language: | English |
pages: | 8 |


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Happy New Year! 2014 continued the bull market trend we've seen since 2009. If only I had thrown my entire cadet loan into just the S&P 500. I definitely missed a historic buying opportunity, but another one will probably come around
Would You Borrow at 1.8% and Invest at 10%? Why We Financed Our New Mazda 3
Would you borrow at 1.8% and invest in a guaranteed 10% investment? It seems like a silly question. It's kind of like when USAA offered me a 3% cadet loan and was also offering 5% CDs. An FDIC guaranteed 2%
2015 Auto Insurance Rates for Military Personnel
Many of the major car insurance companies offer military servicemembers discounted rates. I run car insurance quotes every 2 years or so to see if I can get a better deal, but I have yet to find anyone who can
Buying a New 2015 Mazda 3: Getting a Better Price than TrueCar with Email
After driving used cars for all of my adult life, we decided to sell the 140,000 mile, 2002 Saturn L300 we've been driving for the past three years. We were tired of the near constant maintenance and wanted a more
USAA Wants to Give you $25 for Completing a 5 Minute Survey
If you can answer yes to all of these questions: Do you have USAA auto insurance? Are you active duty or reserve military? Have you returned from an OCONUS deployment in the last six months? Do you have 5 minutes


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Your shopping cart is empty!
Our areas of expertise are in the following arenas: Custom Advertising Inflatables , Product Replica Balloons , Roof Top Hot Air Shaped balloons, Giant gorilla and Character Inflatables, Sales Event Promotional Products , Custom Signage Solutions. Banner Stands and Graphics Displays for Indoor and Out. Flying Inflatable Blimps and Spheres , Feather Flags and Banner flags , Air Dancers, Trade show exhibits and Display systems, Promotional Event Tents and More!


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Key Info |
4-room house, practical and nice furnishings: open living/dining room with satellite-TV, stereo unit, DVD and wood burning stove. Lounge. 1 room with 1 french bed. 1 room with 2 beds. Open kitchen (4 hotplates, oven, dishwasher, ceramic glass hob, micro wave) with bar. Bath/shower/WC. Oil heating. Terrace, garden, lawn. Terrace furniture. Facilities: washing machine, children's highchair, cot for up to 2 year olds, logs (free). Internet (Wireless LAN [WLAN]). Reserved parking by the house. Please note: non-smoking house.
Nice cottage "Slee's Meadow View", detached. In the centre of Horns Cross, outside the resort, 8.3 km from the centre of Bideford, in a secluded position. Private: garden with lawn. Terrace, garden furniture, parking by the house. Bar 85 m, bus stop "Acre Road" 110 m, pebble beach "Peppercombe Beach" 1.2 km. Golf course (18 hole) 11 km, walking paths from the house 50 m. Nearby attractions: The Big Sheep Theme Park 6 km, Westward Ho! Sand Beaches 10 km, RHS Garden Rosemoor 19 km.
Size | Sleeps up to 4, 2 bedrooms |
Family friendly | Great for children of all ages, Suitable for people with restricted mobility |
Notes | No pets allowed, No smoking at this property |
Rooms | 2 bedrooms, 1 bathrooms of which 1 Family bathrooms |
Furniture | 4 Sofa beds |


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If your interviews at your disciplinary association's annual meeting didn't land you campus visits, what's next? Anna Faktorovich explores the options.
Chloe Yelena Miller offers advice on deciding whether to make the leap, and how to do so.
Eliza Woolf interviews a woman who gave up tenure to focus on a career path outside academe.
We tell them, but do we show them how? I'm talking about the academic sources we implore undergraduates to consult. We toss out the word "journal" so often that we could fill one with our own references. We get histrionic about the need for "credible sources," only to read papers culled from search sources that don't show up on Google Scholar. We rail about the need to consult "experts," but plod through papers with thoughts purloined from pop culture icons and bloggers whose rants are better-developed than their command of fact. We get frustrated.
Adam Fulton discusses how to get the best offer (and risks to avoid) for those going for first tenure-track job in a tough job market.
With higher education no longer a reliable patron of work in arts and letters, it's time to consider new approaches to living the life of the mind, writes Andrew Taggart.
Alain-Philippe Durand considers the many ways you interact with a search committee, and why they all matter.
Michael and Carol Harter write about rising through the ranks, trade-offs and commutes.
Many higher education professionals may be intrigued yet intimidated by the idea of starting their own business or doing consulting on the side. Yet, the world of business offers a spectrum of opportunities for anyone with an idea and a plan of attack.
Randall McClure considers how literature scholars facing a terrible job market can become good candidates for writing positions.


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Kicking off our seventh year on Scion, we'll be spinning new music from Bob Dylan, Willie Nelson, Bettye LaVette, Robert Earl Keen, and Richard Thompson's family group Thompson, plus we'll throw in some Rock and Roll Hall of Famers, country-soul kings
Real. Modern. Country.
master playlist
There are two times it don't matter when the road signs are gone; when you know where you're going, and when you don't care.
Drivin music that carries you from the Texas Hill Country, up through the Rust Belt, on to California highways and back. This is hang-your-arm-out-the-window music that nourishes the soul!
Gram Parsons, Wilco, John Lennon, Neil Young, Son Volt, Pete Townshend, The Byrds, Bruce Springsteen, The Bottle Rockets, Nick Lowe, Elvis Costello,Buck Owens, International Submarine Band, Billy Joe Shaver, Blue Mountain, Uncle Tupelo, Steve Earle
HUM plays artists like Bob Dylan, Iron and WIne, James McMurtry, Patty Griffin, and everthing in between. I love turning people on to quality off the radar music.
LISTEN GOOD to an eclectic mix of Americana, Alternative Country, New Folk and Unsigned or Indi-Label Artists: Iron & Wine, Old 97s, Johnny Cash, Mason Jennings, Josh Ritter, Townes Van Zandt, Talking Heads, Patti Smith, OK- Maybe some Radio Hits too--
WildmanSteveRadio - Good Music Knows No Genre
Tune in to hear the best of today's new country music! You will hear major as well as independent artists! Come hear all your country music favorites today!
classic American music ranging in style from folk, country blues, bluegrass, alternative country, rockabilly, neotraditional and roots rock.
Outlaw Country Radio plays only the best in country music! From the newest country stars to the legends tune in the hear todays hottest country hits!
One hour of Rounder's best jazz, funk, and soul
Red Dirt and Southern Rock Music
COUNTRY AMERICANA & FOLK MIX - Neil Young John Prine Bob Dylan Emmylou Harris Jason & The Scorchers Joe Ely Hank Williams Linda Ronstadt The Gourds Ry Cooder Dwight Yoakam Steve Earle Tish Hinojosa Jayhawks Mavericks Gram Parsons Kasey Chambers Los Lobos


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Dave Zahren ABC7 Forecaster
Dave joined WJLA in 1990 after being chosen as one of the winners of the station's Weekend Weathercaster Search, a live audition of prospective meteorologists during the February sweeps that year. Twenty years later, Dave continues as a weekend weather forecaster for tbd/News Channel 8 and WJLA-ABC7.
Besides his weather forecasting duties, Dave serves as the Senior Television Specialist with the Prince George's County Public Schools' Office of Television Resources in Landover, Maryland. Over the past twenty-five years, he has written, produced, and hosted four award-winning science programs that have aired on cable television: "Give Science A Hand", a hands-on approach to science aimed at elementary school students; "Science Bowl", an interscholastic science game show; "Under the Microscope", a series of staff development programs for elementary teachers that also airs nationwide on PBS stations, and a new series, "Anatomy of a Lesson."
Dave is a cum laude graduate with a B.S. degree from the University of Pittsburgh and has an M.A. degree in school administration and human relations from George Washington University. In 1985, after a teaching career that had spanned fourteen years, including three years as a Peace Corps volunteer in Nairobi, Kenya, Dave was selected as Maryland's Teacher in Space candidate. He was one of 100 teachers chosen from the 40,000 applicants nationwide to vie for a flight aboard the space shuttle Challenger.
Dave has received a number of awards, including the CINE Golden Eagle, for his work as a science teacher, a television host and producer, and a space educator. He continues to produce and host public television programs with the Office of Television and Web Resources in Prince George's County and is in his eighth season as moderator of "It's Academic," a high school quiz program that airs on WJZ-TV in Baltimore
Contact Dave
Recent Stories
D.C. Forecast: March debuts with a mix of snow, sleet, and freezing rain
Look for a mix of sleet and freezing rain this afternoon. A coating of ice up to 1/4 inch will make for difficult travel. A WINTER STORM WARNING for the close-in metro area and counties to the north and west is now in effect through early Monday morning as freezing rain is likely in the overnight hours. -
D.C. Forecast: Some melting & a bit milder today before the cold returns
Look for partly cloudy skies this afternoon with highs in the low to mid 40s. Although melting is taking place, use caution on slushy roads and pavements that are still encased in ice. Any melted snow and ice will refreeze tonight as temperatures will drop into the 20s.
D.C. Forecast: Snow & ice make for a tough start to the weekend
Look for wintry precipitation to start as snow, then changeover to sleet, freezing rain, and eventually all rain as temperatures rise later today. 1-3 inches of snow and ice for DC and close-in suburbs; 3-6 inches north and west; 1-2 " S & E.
D.C. Forecast: A dangerously cold Sunday with high winds & below zero wind chills
Look for a sunny, but very cold and blustery day with dangerous wind chills to 15 degrees below zero. Both a HIGH WIND WARNING and a WIND CHILL ADVISORY are in effect until 2 PM and 6 PM, respectively. Actual high temperatures will be in the teens and winds could gust to 55 mph.
D.C. Forecast: A frigid weekend with high winds and dangerous wind chills
Look for the coldest air of the season to arrive later today and last through the long weekend. Light snow could fall today with some heavier squalls as an arctic blast sends temperatures tumbling into the single digits tonight. A High Wind Warning and Wind Chill Advisory for later today until midday tomorrow are in effect for wind gusts to 60 mph and wind chill values to -20 degrees.
Ways to Get Us Stay Connected with ABC7 News
NewsChannel 8 Lineup Today's show schedule
9:30 | ABC World News |
10:00 | Late Night Report |
10:30 | Late Night Report |
11:00 | Captial Insider |


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Nastro Verde 7, 80067 Sorrento, Italy – Show map
The hotel was very clear and staff very helpful. The shuttle bus was a great service.
United States of America
Location Quiet Great view Buffet
United States of America
Room and breakfast
United States of America
Comfortable room, great breakfast. Shuttle service to city center.
United States of America
The gorgeous view and good service
United States of America
We loved the shuttle bus from downtown. So helpful. The breakfast was great as well!
United States of America
The restraunt was excellent. The staff was great. The pool was very nice. We had an amazing view from our room.
United States of America
Loved it all. Beautiful view, pool, room, breakfast included was great. Shutel was the best. Connected us to a wonderful boat trip to Capri.
United States of America
Beautiful view and great pool
United States of America
GREAT view, excellent restaurant. Beautiful location, but sort of distant from the centro (they do provide shuttle service, however)
United States of America
Offering panoramic views of the Bay of Naples, the Grand Hotel Vesuvio features a semi-Olympic pool with a large terrace. It provides a free shuttle to the center of Sorrento, which is just under 1 mile away.
The rooms are bright and spacious and are decorated with tile floors and classic furniture. All air-conditioned, they also feature a TV, minibar and a private bathroom with toiletries.
Breakfast at the Grand Vesuvio is buffet style. Ristorante Vesuvio and the poolside restaurant serve Mediterranean and international cuisine, and the bar hosts live music events.
The hotel has plenty of lounge chairs and sun umbrellas on the terrace, ideal for relaxing and admiring the view. There is also find free Wi-Fi in public areas and a free parking lot. The shuttle service runs on a schedule.
We speak your language! Hotel Rooms: 252, Hotel Chain: Acampora Hotels. This property has been on Booking.com since Dec 16, 2009.
Room Type | Max | |
Basic Double or Twin Room | ||
Standard Double or Twin Room with Balcony | ||
Triple Room with Balcony | ||
Double or Twin Room with Balcony and Sea View | ||
Superior Double or Twin Room with Sea View | ||
Triple Room with Sea View |
Low rates
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245 properties in Sorrento
Including hotels, apartments, villas and more.
495 verified reviews
We verify all reviews from guests who have stayed at Grand Hotel Vesuvio. Find out more.
They speak your language!
Grand Hotel Vesuvio's staff speaks: Italian, French, Spanish, English, German
Booking is safe
When you book with us your details are protected by a secure connection.
Outdoor Pool, Grounds, Terrace
Pool Table, Ping-Pong, Solarium, Hot Tub
Food & Drink
Restaurant, Bar, Breakfast in the Room
Wireless Internet Hotspot is available in public areas and is free of charge.
Free public parking is available on site (reservation is not needed).
Room Service, Packed Lunches, Car Rental, Shuttle Service (free) , 24-Hour Front Desk, Currency Exchange, Tour Desk, Ticket Service, Baggage Storage, Laundry, Dry Cleaning, Ironing Service, Meeting/Banquet Facilities, Fax/Photocopying, Souvenir/Gift Shop
Safe, Shops (on site), Facilities for Disabled Guests, Elevator, Heating
Italian, French, Spanish, English, German
From 2:00 PM
Until 11:00 AM
Cancellation and prepayment policies vary according to room type. Please enter the dates of your stay and check what conditions apply to your preferred room.
Children and Extra Beds
All children are welcome.
All children under 2 years stay free of charge when using existing beds.
All children under 2 years stay free of charge in a crib.
All older children or adults are charged EUR 40 per person per night for extra beds.
The maximum number of extra beds/cribs in a room is 1.
Any type of extra bed or crib is upon request and needs to be confirmed by management.
Additional fees are not calculated automatically in the total cost and will have to be paid for separately during your stay.
Pets are allowed. No extra charges.
Cards accepted at this property
Hover over the cards for more info.
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Based on 496 reviews
Value for money
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Grand Hotel Excelsior Vittoria
Latest booking: 14 hours ago There are 3 people looking at this hotel.
Hotel Settimo Cielo features a rooftop terrace with swimming pool, sunbathing area, and panoramic views of Sorrento, the Gulf of Naples, and Mount Vesuvius. You can walk to Piazza Tasso in 10 minutes....
Score from 360 reviews
Offering numerous swimming pools and terraces overlooking the Gulf of Naples and Mount Vesuvius, Grand Hotel Capodimonte is in central Sorrento, 430 yards from the main street, Corso Italia.
Score from 481 reviews
In the heart of Sorrento just a 3-minute walk from the seaside, Grand Hotel de la Ville has a rooftop terrace with swimming pool, facing the Gulf of Naples and Mount Vesuvius. All rooms have a...
Score from 382 reviews
Hotel La Tonnarella is an oasis of peace, located on a cliff in one of the most panoramic settings in Sorrento. Guests can enjoy beautiful sea views and a private beach.
Score from 321 reviews
Very good
The Staff at this hotel are very professional and know how to look after their guests. The shuttle bus is a very good service and the driver was very helpful. This service makes the location work as it is a little way out of Sorrento, but because of this, the views are stunning. we had a large family room which worked well for our family and the swimming pool is huge which works well when travelling as a faimly.
It was towards the end of the season and the swimming pool and bar area was deserted and all of the cushions had been removed from the chairs and the bar was closed. We struggled to get swimming towels and the outside toilets were locked.
The hotel was very clear and staff very helpful. The shuttle bus was a great service.
The weather in Western Australia - never got to this hotel.
I am embarassed by my error, but I booked October 2014 instead of June 2015 when I actually will be in pompeii.I realised immediately and sought to cancel the incorrect booking. the hotel said too bad so sad and debited my account. I will not be staying there next year!
No question too insignificant
The hose-like hairdryer, something o/o the fifties!
We had lunch down in the restaurant on the main floor and the service was poor and very slow. The food was fine once it finally arrived but it took way too long.
Shuttle service and breakfast.
No reception WiFi in room. Only possible in reception and breakfast area.
I liked the view from the room I like the service into town the bus driver was very helpful
Staff were rude and un helpful The rooms need some updating they were old and bathroom was very run down Found ants in my room Breakfast was not very good Poor directions to where the bus was leaving from therefore I missed the bus and didn't have dinner that night Pool closing time is too early especially when you have been out all day and would like to have a swim Smokers should not be smoking out the front so others have to inhale there filthy smoke
The beautiful view and the spaciousness and public facilities of the hotel in general.
The front office staff could be more approachable. The shuttle bus schedules need to be regulated to better meet the requirements of hotel guests who are not aligned with large travel companies.
The view of the Bay of Naples was beautiful from our room. The room was large and the balcony was very nice to relax on.
The breakfast was OK, not as good as other hotels we have stayed at in Italy.
The Hotel has a large structure and sits high on the town and the view is beautiful. however, the structure could be better used Although far from the city center, the hotel offers free transport to the town several times a day. The rooms are ok, but needs some reform.
-Poor breakfast, for the size of the Hotel, we were expecting more - In my opinion the hotel's profile is more for excursions of older people, in a quiet place far from town, if you are looking for action.. it is not the place - The restaurant closes early and there is no "real food" at the bar
The outdoor pool was nice as per the picture. The piano player in the bar lounge was a wonderful facility - please keep him !
Most of the rooms with balconies do NOT overlook the pool. The restaurant was too big and not very comfortable for a romantic meal. The journey to the pool involved a long walk to exit the hotel via the entrance car park and was a little embarrassing as the changing rooms were closed during our visit ( It was 1st week Oct, to be fair)
Location, nature
Hotel computers and internet connections old-fashioned and partly not working at all
The view was exceptional. The courtousy bus to town, very usful, but a big ga in the afternoon, which could trap you in town.
The reception staff were very unfriendly, unlike all other staff in the hotel.
Good service at breakfast with happy and helpful waiters to bring coffee and tea. The pool area was immaculate and had more than enough sunbeds to accomodate all. Spectacular views of Vesuvius and the Bay of Naples, easpecially from the Balcony Bar. Excellent shuttle bus service into central Sorrento.
The wifi is a bit hit and miss but as this is a free service you really can't complain, for instance it worked perfectly in the main reception and breakfast area but by the pool the signal strength was intermittent.
Locatiom and size of room amd viee when we could see iy, very humid, smoky and unanle to see clear viee. The bus serbice from hotel to town was excellent. The pool was beautiful.
The gym was discracefil. One of the reasons we booked hotel was for gym. Only 2 machines out of 6 worked. The food was ordinary and we were rushed through. The reception staff were unfriendly.
location/view great over bay to Vesuvius if you were at front of hotel or from public areas /dinning room. pool big and no shortage of sun loungers or shady seating etc. Breakfast very good for a continental type, a few to may sweet items for me! Cakes etc. Room and cleanliness all good. Good shuttle bus service into Sorrento- be sure to make use of it!
a bit remote you had to make use of shuttle bus to go into Sorrento, but free bus service was excellent. no problem if you had a car but i wouldn't want to drive in that traffic.
Pool - very nice pool area Rooms - spacious, comfortable big bed Beautiful view Shuttle Bus - Great service
staff - unfriendly/very unhelpful at reception wifi - not explained that there was a charge for same until I read a document found in a folder in reception on our last day - a bit too late at this stage, luckily for us Wi-Fi very poor service and didn't over use
good views from upper floors with sea view and balcony and free shuttle to city. choose rooms on 4th/5th floors
No hot water kettle for tea/coffee in room which is a must for a 4 star hotel. Breakfast spread is limited for vegetarians
Room and breakfast
Mattress and pillows were too hard
Comfortable room, great breakfast. Shuttle service to city center.
The wifi connection is extremely bad and slow.
The scenery
room service and no kettle in the room for tea or coffee
Swimming pool, garden area, views from the hotel, lunch food, free hotel shuttle service to and from town centre
Breakfast and dinner food


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thank you both! @Rachel: powerful captions are George R. R. Martins idea, i just made my illustrations to his book "A Song of Ice and Fire"
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Fine art print on bright white, fine poly-cotton blend, matte canvas using latest generation Epson archival inks. Individually trimmed and hand stretched museum wrap over 1-1/2" deep wood stretcher bars. Includes wall hanging hardware.


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It started with a mild rustle on an otherwise bright afternoon, and within minutes, the clouds closed in, the sky turned grey as ash and sturdy winds carried the branches off the trees. A sultry day turned into a rainy one on Wednesday as several parts of the city experienced heavy showers for over half an hour starting 3.30 p.m.
Heavy westerly winds that brought the dark clouds out also raised dust from the roads. The rain, accompanied by lightning, thunder and heavy winds, knocked off trees in various areas including Brick Kiln Road, Chintadripet, Purasawalkam, Harrington Road, New Avadi Road, West Cooum Road and Thana Street and blocked traffic for sometime.
But, not everyone could indulge in the caprice of the clouds. Branches of trees fell and slowed vehicles that had to use headlights as early as 3.30 p.m. At Anna Nagar, cars shook, and the wind swept the police's plastic barricades and corrugated iron sheets placed to cordon the Anna Arch.
Just a brief spell of rain, it seems, is sufficient to steer a flood of woes for residents of city, especially those who had to travel from work to home on Wednesday evening. College students who were caught unawares ran to bus shelters and remained crammed inside the shelters for nearly an hour. After the heavy rain stopped, it continued to drizzle for half an hour. Revathy M., a resident of Taramani, who was visiting an acquaintance at Royapettah General Hospital, did not dread waiting for the bus, as much as she dreaded entering her street. "Even 30 minutes of rain is enough to flood the street, and the water stagnates at least for two days. Unscheduled power cuts are also a given when it rains," she said. Muniamma Kuppuswamy, who works as a maid in Kotturpuram said that water has been stagnating water outside her house for a few days and mosquitoes breed. "Children often fall sick because of this and fogging which is carried out intermittently hardly helps," she lamented.
Weather officials, however, said that the thunderstorm activity occurred as predicted on Tuesday.
Keywords: monsoon, rainy weather


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Here's a thoughtful, probing exploration of why Christians get stuck in the place of complacency, dryness, and tedium -- and how to move on to new levels of spiritual passion! Buchanan shows how the majority of Christians begin their spiritual journey with excitement and enthusiasm -- only to get bogged down in a "borderland" -- an in-between space beyond the "old life" but short of the abundant, adventurous existence promised by Jesus. Citing Jonah, he examines the problem of "borderland living" -- where doubt, disappointment, guilt, and wonderlessness keep people in a quagmire of mediocrity -- then offers solutions ... effective ways to get unstuck and move into a bold, unpredictable, exhilarating walk with Christ. Inspired writing!
From the Trade Paperback edition.
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The president of Fifa, Sepp Blatter, has appealed to the Israel Football Association over the case of a Gaza prisoner who went on a hunger strike for nearly three months.
Anti-Israel activists disrupted a performance this week by the Jerusalem Quartet at England's largest arts festival.
The Israeli classical ensemble was playing at the Brighton Festival on Tuesday evening when the protest took place.
A former St Andrews University undergraduate has failed in an attempt to overturn his conviction for racially abusing a Jewish student.
Paul Donnachie attacked Chanan Reitblat last March at a university hall of residence, desecrated an Israeli flag and called the Lithuanian-born supporter of Israel a "terrorist".
Donnachie, of Blackpool, was sentenced to 150 hours of community service last S
Pro-Palestinian activists Viva Palestina are to send a convoy of trucks through Syria to Gaza – despite protests and withdrawals from their own members.
The charity, co-founded by Respect MP George Galloway, launched the convoy which departed last Sunday from the UK.
Controversial Islamic activist Raed Salah returned to Israel last night – after a ten month stay in Britain.
Israeli media reported that Sheikh Salah, the leader of the northern branch of the Islamic Movement in Israel, was detained briefly by security forces at Ben-Gurion Airport but was later released.
Israel is preparing itself for a mass fly-in by Palestinian activists from around the world.
Hundreds of activists plan to board planes across Europe on Sunday and Monday and touch down at Ben Gurion airport to protest what they have described in a statement as "Israel's giant system of control" which prevents "the imprisoned Palestinians" from receiving international visitors.
A blogger questioned by police on suspicion of harassing anti-Israel demonstrators says he is a victim of "lawfare" tactics employed against supporters of Israel.
Richard Millett attended a protest outside the Wildlife Photographer of the Year exhibition at the Natural History Museum last December.
He filmed demonstrators from the Palestine Solidarity Campaign who were encouraging visitors t
London's Global March to Jerusalem demonstration took place last Friday evening opposite the Israeli Embassy.
About 15-20 Israel supporters turned up, the usual stalwarts who put themselves on the line to face a barrage of abuse from the bully boys of the PSC.
The Israel Government Tourist Office has been cleared of breaching advertising standards for a promotion of Jerusalem in the latest battle over tourism publicity.
More than a half dozen complaints over adverts for Israel or the Palestinian Territories have been adjudicated by the Advertising Standards Authority over the past three years.
Only a fortnight ago, the ASA upheld a complaint again
Israel is gearing up for another mass demonstration and potential incursions along its borders on Friday, as thousands are expected to take part in the "Global March to Jerusalem". Organisers expect demonstraters to arrive from all over the world.
Israel will deploy more than 2,000 border police throughout the West Bank to stave off disturbances.


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See The Economist, Mar 26, 2009 http://www.economist.com/businessfinance/displayStory.cfm?story_id=13362834
The article is saying the right things, but, to be sure, the vitiating stranglehold that MICROeconomics has on the rest of the discipline has been overlooked. The discipline has for too long rested on false assumptions, many of which come out of microeconomic ideas about market behavior. What we need is ONE economics, rather than the "siloization" of the two. And we must have a more realistic focus on humans' irrationality; it has been amply shown that homo economicus never actually existed. The two contemporary works pushing the curve forward are "Animal Spirits" by George Akerlof and Robert Shiller and "The Black Swan: The Impact of the Highly Improbable" by Nassim Nicholas Taleb.
Economics will never be a perfect science. Economics is modelling a variable - human behaviour - that is always subject to change and fluctuations. The economic theory derived within the last century is not neccesarily wrong, it's just that never have we had a global economy that is so heavily dependent on banking and the financial services industry. If we're to understand how to make sensible predictions, we're going to need to constantly reinvent economics with time, and remodel various aspects of the global economy.
There's no easy way out, and we can't just sit there hoping that one day we'll find a universal economic theory that will forever hold. Economics will be remodelled again and again, and it's with frequency of the developments in economics that will dictate whether or not we will be able to predict future crises.
I would like to see lessons from the financial services industry applied into the the healthcare industry. Some more thoughts here:
Keynesian approaches help provide the "framework" where other ideas or behaviors can be overlayed. Some more thoughts here:
It sounds like the bottom line message of this article is "we should try harder to figure this economics thing out."
Don't work harder, work smarter. It's ALREADY figured out.
The AUSTRIAN SCHOOL OF ECONOMIC THEORY stands the test of reality. Keynesians and "purists" are not our only choices of economic thought, just as Republicans and Democrats are not our only choices of politicians.
If two choices are horrible, seek a third... and a fourth... or however many it takes.
We should not ask people like Krugman to find us better answers now that their previous answers were proven wrong... we should find the people who've had the right answers all along.
In economics, AUSTRIAN theory predicted the Great Depression and the current depression. How many more recessions and depressions will it take to grab the attention of writers and shove their nose into the lucidity of Austrian economics? See for yourself at www.mises.org
I've always looked at this situation as the market workng perfectly. It was human behavior that created the imbalances that led to the bubbles. A perfectly working market shouldn't have to mean that supply = demand, and price and quantity are always in balance at every moment in time. A working market should mean that imbalances are corrected through market reactions. This is exactly what happened. Just because it didn't happen in a day or a month doesn't mean the market doesn't work, it just means that human behavior has a strong incentive to disrupt the market for it's own personal gain.
I hope I am not too late to get some feedback on this comment.
It has been a long time since I studied economics, but one of the great concepts I remember learning was "Indifference Curves". As I recall, they were the way economists are able to customize results to reflect actual behavior. They enabled the embodiment of non-economic factors into decision making.
Which brings me to the whole discussion of EMH and behavioral economics. Haven't behavioral considerations in the form of indifference curves always been a part of economics?
I find it odd that a newspaper calling itself The Economist would shrilly ask, "What went wrong?" Classical theory was of course ignored, especially by those who wished reality could be bent.
Over regulation, wrought by the exponential growth of special interests, once again distorted "the market" into something unsustainable. More regulation, that is more of the same poison that caused the problem, will not help as we will soon see.
Until the unpenetrable wall between State and economics is built and left unbreached there can be no long term, wide spread financial security or prosperity.
For the past decades The Economist has been more enthrall with the ideas of Marx and Dahrendorf that those of Smith and Hayek. That is, what one wishes versus reality; Postmodernism versus The Enlightenment. This is a shame and a disservice to your readers and humanity. I do not think Mr. Bagehot would approve.
I have two points:
1) If you compare economics with other sciences you soon learn that there are differences. If in 1950 science found out something about how the human lungs works, it will still be valid knowledge today. The same goes for how an engine works.
But HUMAN BEHAVIOUR CHANGES SO FAST, that this kind of approach cannot work. Just look at the way globalisation in the financial markets has changed international finance and also local finance.
2) One often overlooked aspect of economics is, that ECONOMIC ANALYSIS CHANGES HUMAN BEHAVIOUR. When a new theory seems to be very good at explaining the past development, it is also used to forecast the future. People will then change their behaviour by adapting to the new forecast. And this change in behaviour makes the new theory absolete. (Remember rational expectations and the Phillips curve?) This would not happen in engineering or in natural science.
Any study of human behavior (Economics included) will encounter an inordinate amount of complexity from time to time. It's counter-productive to throw out the baby with the bath water here. Economic theoretic constructs have kept the world economy from collapsing (and permanently staying down) for generations. Even in the context of the current downturn, economic theorists are major players in the efforts to turn the tide. That being said, I believe that practitioners of Economics have an unfortunate tendency to relax their vigilance over time. Human behavior changes on a dime, and economic theorists must catch up in order to be effective. Yes, some theorists were blindsided by the recent crisis. Okay - economics did have a part to play here, but only a part. The crisis happened because of greed - a facet of human behavior that psychologists, anthropologists and sociologists all study. Should we now condemn all the social sciences to the dust bin? By the same token, engineering doesn't become useless when a bridge collapses. Rather, engineers are in the ideal position to discover the cause of the collapse, then build a better bridge. I look forward to seeing the economists at work - I expect to learn a lot!
CIA had troubles in Iraq and Terrorism in Middle East. They back to attack junor Eastern again. The best place for using to attack are HongKong, VietNam, North Korea with the way fake fighting about human rights, stock markets ... Those countries have very weak goverment system and officers want to eat dirty money very much. CIA just only pay few money, that goverment will be soon broken and they easily be controlled by CIA.
The source of global economy crisic is not far. It is Goverment of VietNam, a country with many gangsters and very dirty living because peoples are always poor and unhappy even they do not know why ??? Because of CIA !
Thanks, if you read this blog and many others the problems with economics are many, equality is non existent and things are not getting much better.
I totally agree that there are things to overcome with my suggestion, but if you think of the benefits, the problems would be far fewer than with the present system.
Would it not be preferable to be solving the problems with my suggestion, than wasting everybody's lives trying to solve them in the current, fatally flawed one.
Economic theory's greatest utility is in ex post facto analysis-it is and always will fail to be a reliable predictor of future activity and behavior, particularly in the longer term. To paraphrase probably the most insightful statement ever made by former U.S. Secretary of Defense Donald Rumsfeld-There are things we know, there are things we know we don't know, and then there are things we don't know we don't know...and thus it will ever be.
Economics is really silly stuff masquerading as science. As an engineer, I could never understand how one may draw a graph without showing any numbers on the various axes. Now I understand. There is is little or no experimentation or first principles stuff to provide a foundation for the whole dross. I did an MBA to cure myself of 30 years of engineering, but I was appalled by the loose thought processes, chicanery, propaganda and deceit that underpin so much of finance and economics.
As they are weapons for acquiring and holding power, I should not have been so surprised. My high school reading of Talleyrand and Goebbels had taught me that.
The prevailing ideas about the failure of economics appear to make at least one false assumption: That we are living in the same world under which most of economic theory was developed. Economic systems are now more interconnected than ever before. At one time, the Tokyo Stock Exchange may have been separate from the NYSE, and banks in one country were largely independent of banks in other countries. Economic systems violate assumptions about individuals, similar to the way group thinking often violates the rationality of the individuals that compose the groups. No science currently has a sufficient grasp of how real world resource problems accumulate or disperse in networked interactions. Economists, like other disciplines, are beginning to take up the challenge of scaling up their analysis to the networks and systems, but even then our approaches are often still at a very naive level. Dismissing economics because it doesn't yet fully understand its evolving subject is a bit like taking the child out of science class because the scientists are done figuring things out yet.
20 years ago the bankers, executives and regulators who presided over the financial crisis were in University or Business School. 1989 is important as it was also the moment that many seeds of the current crisis were planted. By 'back-casting' we might see the symbolic or formative events that shaped the crisis and glimpse the state of education.
Here are five key issues around international finance and business – Tiananmen Square - an uprising calling for reform in China. While repressed with vigour, it led to reform as the state embraced wealth creation and enterprise. The fall of the Berlin Wall heralded the move to one-world capitalism supported by the so-called 'peace dividend'. The World was receptive to the silicon and digital technologies of the world-wide web - conceived in 1989. Conditions were set for global interdependent financial and economic markets. In the UK legislation helped mutual Building Societies to become publicly listed companies. Financial institutions sought profits through growth and cross-sold products. John Hull published his seminal work on 'options, derivatives and futures'. Read it. It says a lot but nothing about crises in systems.
Finance and economics were driven by a mantra. 'The market is competitive and efficient: this leads to performance, especially when senior managers are aligned by bonuses and options to growth in shareholder value. This is good for the economy and society, promoting faster and stronger growth and development'. Open markets were equated with the ideological idea 'free-market' and the normative concept of the 'perfect market'. The mantra was too long – far easier to say 'What is good for executives, traders and companies is good for all; pursue self-interest (within the law) and be heroic'. The mantra grew, drowning other voices. A dominant logic flourished.
Systems theory, offers a different view. It says that complex systems with high interdependence between individual actors gives rise to turbulence, or unpredictability affecting actors and their setting. Once turbulence begins, the theory predicts that the pursuit of self-interest only makes the system more turbulent. This drives the system to a tipping-point. Before this happens there are only three ways to go - co-operation among competitors to set rules limiting all those in the system permitting the return to more stable patterns of change and the longer term pursuit of self-interest within those new rules of the game. Compete harder and propel the system more quickly to its inevitable collapse. Compete hard and then get out, putting any assets you have made into things of immutable value and hope the system does not tip in a way that swallows you up. The advantage of systems theory is that it anticipates and provides a way out, whereas a neo-liberal mantra only brings forth collapse – it is only a matter of time.
How were the regulators, board members and CEOs of 2009 educated – what was their mantra? We know! Indeed the mantra was even taken to the societies emerging from the yoke of communism. It was promulgated through Faculties of Economics, Business Schools, public policies, the Economist, the IMF and the WTO, to name a few. Our journey of the blind was begun and would take us to our inevitable end.
What steps can we take to avoid similar problems in future? There are a few. Support thinking and analysis that matches the nature of the problem in hand. Promote ways of thinking in education and business schools and the practice of corporate governance, management and regulation that are based on complex systems. Seek, wherever possible, to see and manage individual interests and the system as a whole, or even the 'system of systems' for that is what it often is.
Most systems have simple trends and drivers within their complexity. Be open and attentive to those able to detect the changing character of systems, the weak signals that indicate likely turbulence. Listen to dissent but distinguish between those expressing real concerns about the consequences on systems of choices and those just staking out their own-interest.
Use scenario planning or techniques that envision possible futures. Check that company mission, strategy, and policies are robust in relation to the scenarios that are developed. If not, change them. Provide leadership in the systems in which you operate by developing game-shaping collaborative rules with others in the interest of long-term self-interest. That does not mean engaging in collusion for purpose of anti-trust.
Do not confuse economic analysis, with the art and science of management or the qualities of good governance. When thinking of the future do not forget those other issues of 1989 – the sinking of the Exxon Valdez with its message of the environmental consequences of economic progress – and the burning of Salmon Rushdie's 'Satanic Verses', a symbol of offended values from those living within, but not necessarily part, of our system.
The economic behaviour of an individual may to a certain extent differ from that of another individual and it may also change over time according to changes in his age and other personal conditions, but the economic behaviour of a large group of individuals is stable over time.
I therefore believe that we have not got the proper economic model and we should work towards it. At least we should have a proper macro-economic medel that can explain how an economy at a country's level work and how Government can devise policies that will lead towards an increasing standard of living for the population and avoid economic ills such as a high level of unemployment and acute crises.
We should not burden the model with unrealistic assumptions, which obviously will render the model unrealistic too. We should first identify the components that make up an economy and from there build up the model.
This little piece complements well the topic raised.
Economics, psychiatry, & burden of proof
/to ease comprehension of incomprehensible/
by Rolland Norman, May, 2009
Through the last a few centuries we are used to the
following paradigm:
Hypothesis-burden of proof-thesis-applied method
-resolution; this is my recollection from the high school
and, then from, my engineering university…
The economics and psychiatry, in the meantime, do not
follow this pattern.
Both fields may require strong societal scrutiny.
Why is it so?
Both fields are hitting the symptoms not the cause…
Economics is about the fulfillment of elites' interests,
the American way; the American Dream for a few…
Psychiatry is about big pharma's interest.
Both are in the business of maximizing profit, no matter
the social consequences.
The result was/is a crime perpetrated by the Wall Street –
which brought our collective destruction to date; big
pharma, in collusion with psychiatry, brought destruction
of an individual mind.
This is a dangerous game, one may conclude.
Both fields have problem with – the burden of proof – and,
as a soft sciences, are tending to call themselves
religions. In this context the margin of the doubt…
becomes an extinct specie.
How it happened?
The Great Illusion about perpetual prosperity has been
created, but ….instead, it produced a delusion in mind
of a regular pedestrian and incredible enrichment of
a few such as John Paulson, George Soros and a few
dozens more, the fellows from a group of so called
Milton Friedman – the Nobel prize winner (1976), a guru
of the times, stretched the importance of the free
market ad absurdum; his monetary theory and
insistence on minimizing the role of government and
out of proportion praise of the private sector were
the pillars of it.
The infallibility of a flimsy theory was claimed and
subsequent mythology has been created; it was
perceived even as a religion by some from the right
side of the political spectrum.
It lasted more than thirty odd years…
This led us to "freakonomics" of today; it brought
deregulation, culminating in "financial engineering"
and catastrophic creation of derivatives of derivatives,
of derivatives… It was not good economics.
The "Miltonian" economics, as psychiatry, maybe
perceived by some as a voodoo, sometime in
the future, one never knows….
It looks like the America's worshipped political -
economic ideology has palpably failed.
The physical economy was impaired or partially
destroyed; this maybe the most formidable
an "achievement".
The macro outcome is not an optimistic too
- America may become permanently bankrupt,
impoverished, and marginalized on international
stage, as a result of it.
"Back to the USSR", a systemic decomposition
maybe repeated, this time, in the US of A location.
The clueless government, congress, senate, Fed,
contributed to the drama we are part of today:
The total amount of the government's bailout
operations and guaranties reached level
of $14.7 trillions. An amount of $ 2.5 trillion was
appropriated so far. Sadly, in 2008 only,
the American households lost $ 12.8 trillion
according to Fed's numbers.
Who can help?
Hope may come, I stress - it may - from the younger
group of the Nobel prize winners, a towering minds ,
such as – Professors: Stiglitz (2001), Krugman (2008),
Akerlof (2001).
There is no certainty, however…, the task can be
enormous, a Sisyphus like work maybe required.
Social aspect?
A deranged political-economical system facilitated
a deranged attitudes among the overexcited populus;
it impacted strongly the nature of home ownership,
for instance.
The decades old mechanism of accumulating
the wealth by paying off the mortgage, deteriorated
into speculating and taking on more debt.
The Dilbert like scenario popped up out of the blue:
"I live in a rented trailer, and all of my money is my
checking account".
And, please, do not forget that this checking account
will be depleted soon. This is Dilbert, for now…
The nation shifted from engineering of things
to marketing, and is peddling the products made
by the others.
Still, the return to creating and making things
may happen; bright ideas are in short supply as for
now, but, occasionally, the brightest ideas are coming
from high class economists.
Let's listen to them and …challenge them mercilessly.
Rolland Norman
Left unmentioned is the question of whether economic models are inherently unable to predict the future, or if we just haven't got them right yet. Since economic models are built to fit our experience, they may hold true in the future if the future reflects the past. Yet this never happens, in large part because we change our behaviors based on the knowledge that the models impart, thereby invalidating the model assumptions. Models built on the past will never be able to predict the next crisis.
Social strictures add to the danger when models become engrained in organizations as conventional wisdom, which farsighted individuals find professionally risky to challenge. The result is that everyone follows the same models – models which are inherently incapable of predicting the future.
To amplify DO Kimberly's point about Hayek: this problem doesn't occur in the physical world because physical laws do not change based on our knowledge and actions. The use of scientific techniques taken from the study of physical sciences for use in the social world is dangerous.
All economic policies fail...when relationships don't exist...!Economists generate Problems rather than Solve Them...!! The global recession is a clear cut example of wrong economic policies being made throughout the era...!! Neither Keynes nor Krugman may relate Economics with Relationship Building...!! People have lost Patience in the Mad Goose Chase of earning money..!! Profits have taken Over Employees Salaries!! What the Hell Economists are doing?? In the Name of Industrialisation, they are destroying the Environment which is the base of Industrialisation...From where the mining companies get Coal? From where do they get Silver? It takes thousands of years to develop coke in the Earth...and it takes minutes to take the resources out from Earth's Shell...I feel Pity on Economists!!
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Yesterday we were talking about the odd feelings we have gotten when going out in public. Today, I felt like everyone was in a different zone or I was invisible, one or the other.
Took a lunch to my daughter to school and was almost hit by three different cars, two of which were in double turn lanes and tried coming into my lane almost side swiping me. Both of the drivers gave me the Bird of Paradise, like I had done something wrong - a school bus was behind me on one of them and I saw the driver throw their hands up in the air like they couldn't believe what had just happened.
Got behind 5 different cars going 30 mph in a 45 mph zone in 5 different location and behind one some car came up on my tail at about 60 mph and almost rear-ended me. These cars that were going so slow were not the elderly. One was alone, while the rest were yacking to the passenger like they didn't have a care in the world. Not one of them was paying attention to what they were doing and were weaving all over the place.
Now it takes me about 8 minutes to get to the high school and 8 minutes home. All of the above happened in a 20 minute time frame. Turned off on to the street to my house, paused for a female (not going to say what I really thought she was) to cross the street which was in the middle of the road and not a corner or crossing area and as I sat there waiting for her to leisurely stroll across the street, she too shot me the Bird of Paradise.
What the heck??!!
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Never mind, forget I saidSubmitted by OtherGuest (not verified) on Fri, 05/17/2013 - 5:20pm.
Never mind, forget I said anything in my previous comment. Your reporting is no worse than MSN.com or other very competitive media. This is just what has happened to the profession with such a proliferation of data sources, reporting media, and competition. Responsibility more and more rests with the reader to acquire all possible information, review and critique same to come to their own conclusion. »
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text:
A good stay and excellent service, and very friendly staff. Only thing I would change is the
the hot tub next to the pool, very lukewarm and shallow. The internet was a little slow as well. We stayed over Chritsmas eve and the staff was very accomodating to our needs.
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text: Each Tallus residence features spacious, high-ceiling great rooms, radiant heat throughout the entire residence, both indoor and outdoor dining areas, fireplaces, fully equipped gourmet kitchens, private bedroom suites, play areas for children, 2 car garages, and master suites with a steam showers, Jacuzzi tubs and private outdoor access via spiral mahogany staircases to the terrace. Our interiors combine state of the art lighting and entertainment systems with richly upholstered furniture, custom draperies, select original art and eclectic accessories creating unique yet comfortable homes. |


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Licensed massage therapist customizes your massage to your individual needs, whether for relaxation or therapy
Kristi Davis, Lmt
$150 $60
One or Three Hot-Stone Massages at Indulgence Day Spa Salon (Up to 60% Off)
Indulgence Day Spa Salon
Soothing warmed stones melt away muscle tension during stress-relief sessions
$70 $29
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$29 for a 60-Minute Therapeutic Massage at Vida Chiropractic ($60 Value)
Vida Chiropractic
A massage therapist alleviates tension and pain with a one-hour therapeutic massage
$60 $29
$33 for a 60-Minute Massage at My Massage Inc. ($60 Value)
My Massage Inc.
My Massage
Massage therapaists mix and match multiple methods to relax muscles, ease tension-caused pain, and stimulate circulation
$60 $33
$29 for Five Sessions of Whole-Body Vibration Therapy with a Health Consultation ($175 Value)
Vibrate for Health
Muscles in the whole body rapidly contract as patients stand on a vibrating platform during five 10-minute sessions
$175 $29
60-Minute or 90-Minute Deep-Tissue or Swedish Massages at Yellow Cottage Massage (Up to 51% Off)
Yellow Cottage Massage
Massage therapists use the gentle, calming strokes of Swedish massage or the vigorous pressure from deep-tissue sessions to alleviate pain
$65 $32
60-Minute Deep-Tissue or Therapeutic Massage, or a Couples Massage at Focus 4 Massage (Up to 32%Off)
Focus 4 Massage
East Brainerd
Dedicated massage therapist spans sore necks and backs with clinical relaxation-massage techniques designed to purge stress and tension
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One or Three Laser Pain-Therapy Treatments at Chattanooga Sports Institute (Up to 80% Off)
Chattanooga Sports Institute
FDA-approved treatments use low-level lasers to help treat arthritis, knee pain, back pain, carpal tunnel syndrome, and other issues
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One or Three 60-Minute Swedish Massages at All About You Day Spa (Up to 58% Off)
All About You Day Spa Chattanooga, TN
All About You Day Spa
Licensed therapist uses gliding Swedish strokes and massage oil to ease chronic tension and promote relaxation
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A 75-Minute Hot Stone Massage at Shannon Hardaway Massage (49% Off)
Shannon Hardaway Massage
From the merchant: Heated basalt rocks melt tired and tense muscles, creating a deeper and more relaxing massage.
$99 $50
$125 for a Complete Spa Package at In the Buff Spa and Salon ($231 Value)
In the Buff Spa and Salon
Soothing spa day with mini facial, massage, mani-pedi, haircare, and makeup application
$231 $125
$99 for a Massage Package with Aromatherapy, Reflexology, and Hot Towels at Silhouette Spa ($200 Value)
Silhouette Spa
Silhouette Spa Anti Aging
Soothing aromatherapy oils, relaxing scalp massage, foot reflexology, and hot towels accompany a massage that helps the client unwind
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60-Minute Two- or Four-Handed Hot-Stone or Therapeutic Massage at Kævelle Massage (Up to 46% Off)
KÆVELLE Massage
Two- or four-handed massages soothe sore muscles with therapeutic kneading and relax bodies from head to toe
$55 $32
Two or Four One-Hour Massages at The Massage Office (61% Off)
The Massage Office
Experienced massage therapists soothe clients aches and relieve tension with therapeutic massage
$75 $29.50
60-Minute Swedish Massages or 120-Minute Couples Massage at Soft Touch Therapeutic Massage (Up to 52% Off)
Soft Touch Therapeutic Massage
Long, flowing strokes ease angry muscles and induce the mind to relax with the optional help of aromatherapy and hot stones
$60 $31
One or Two European Facials at Euro Med Spa (59% Off)
Euro Med Spa
Using Shira organic products, the customized facial includes a steam, deep cleansing and exfoliation, as well as a mask
$85 $35
One or Two 60-Minute Massages at Cleveland Chiropractic & Rehabilitation (Up to 54% Off)
Cleveland Chiropractic & Rehabilitation
Massages targeted to each client's individual needs can help relieve muscle pain, increase range of motion, and aid in injury recovery
$60 $30
60- or 90-Minute Massage at Pain Relief Massage (45% Off)
Pain Relief Massage
Therapists work to relieve the cause of pain in back, shoulders, and necks with therapeutic massage treatments
One or Two 60-Minute Massages and Stress-and-Pain Reviews at Massage Advantage (Up to 65% Off)
Massage Advantage Corporate
Massage Advantage
Licensed therapist references stress-and-pain review while performing massages tailored to each client's specific sore spots
$99 $39
$60 for $120 Groupon — Journey Into Reflexology
Journey Into Reflexology
Marble Hill
From the merchant: Reflexology Foot Detox Scrubs Wraps and Hydration Mask
$120 $60
60- or 90-Minute Swedish or Deep-Tissue Massage at Roxanne's Therapeutic Massage (Up to 58% Off)
Roxanne's Therapeutic Massage
Licensed massage therapist pairs Swedish strokes or deep-tissue pressure with aromatherapy or deep-muscle therapy
$92 $39
One or Three 60-Minute Massages at Guided Hands Therapeutic Massage (Up to 51% Off)
Guided Hands Therapeutic Massage
Licensed massage therapist A.J. Clifford uses professional bodywork techniques to ease pain, reduce stress, and boost circulation
$60 $35
60- or 90-Minute Massage at Touch of Tranquility (Up to 53% Off)
Touch of Tranquility
Licensed therapist soothes muscles with deep-tisse, cupping, sport massage, heat, or bamboo modalities
$75 $37
$19 for a 30-Minute Reflexology Session at Foot Reflexology ($36 Value)
Foot Reflexology
Reflexology targets stress and imbalances in the body through the massaging of the feet.
$36 $19
60- or 90-Minute Swedish Massage at Healing Touch Massage (Up to 54% Off)
Healing Touch Massage
Therapist alleviates stress and tension with gentle strokes and kneads
$90 $45
60-Minute Specialty Massage and Consultation from Another Touch Massage Therapy (55% Off)
Another Touch Massage Therapy
From the merchant: Stress Less with a Stress Buster Massage. Target your most stressful areas like your neck , shoulders, and low back.
$80 $36
One, Two, or Three 30-Minute Foot or Full-Body Massages at Oasis Chinese Footspa Massage (50% Off)
Oasis Chinese Footspa Massage
Oasis Chinese Footspa
Therapists release tension in the feet or across the body
$40 $20
60- or 90-Minute Swedish Massage at The Nurture Nook Day Spa & Gift Shoppe (Up to 57% Off)
The Nurture Nook Day Spa and Gift Shoppe
The Nurture Nook Massage Therapy and Body Work
Massage therapists use smooth, gliding strokes to loosen muscle knots and alleviate stress.
$114 $49
Chiropractic Package with One or Two Massages at Family Chiropractic and Wellness Center (Up to 84% Off)
Family Chiropractic and Wellness Center
Family Chiropractic & Wellness Center
The chiropractor determines the source of pain before performing an adjustment and one or two massages to ease tension and stress
$300 $49
One or Three 60-Minute Hot-Stone Massages at Healing Faith Touch Therapy (Up to 56% Off)
Healing Faith Touch Therapy
Strategically placed warm stones melt muscle tension before a massage therapist kneads away stress
$75 $35
Bone-Density Therapies at OsteoStrong (Up to 88% Off). Three Options Available.
Multiple Locations
Hydro massages, whole-body vibration sessions, and bioDensity sessions can help build stronger bones and muscles
$249 $29
One or Two 60-Minute Therapeutic Massages with Weight-Loss Consultation at Optimum Health (Up to 82% Off)
Optimum Health
Clients learn to lead a healthier lifestyle during a wellness & weight-loss consultation, and therapeutic massages provide relief from aches
$229 $41
One or Two Hour-Long Massages at Optimum Health (Up to 82% Off)
Massage therapists knead away pain and muscle tension during hour-long appointments; consultations cover wellness or weight loss goals
One or Two 60-Minute Massages at Superior Healthcare Woodstock (Up to 46% Off)
Superior Healthcare Woodstock
Choose from a deep-tissue, Swedish, neuro muscular, or relaxation massage; includes a 15-minute chiropractic evaluation
$70 $38
Deep-Tissue or Swedish Massage at Massage by Melody (50% Off). Two Options Available.
Massage by Melody
Licensed massage therapist targets stress and muscle aches with long, flowing Swedish kneads or firmer deep-tissue pressure
$70 $35
$39 for a One-Hour Deep-Tissue Massage and a Decompression Exam at SpineCare ($195 Value)
Deep-tissue massage targets muscle knots and helps alleviate lower back pain; spinal-decompression exam is beneficial for disc pain
$195 $39
Massage at Chi of Life Therapeutic Massage and Bodywork (Up to 53% Off). 3 Options Available.
Chi of Life Therapeutic Massage and Bodywork
Licensed massage therapist uses flowing Swedish strokes or deep-tissue pressure to promote relaxation and ease tension
One-Hour Deep-Tissue or Stress-Buster Massage at Mr. Earl's Therapy Center for Health and Wellness (51% Off)
Mr. Earl's Therapy Center for Health and Wellness
A massage therapist featured on Channel 31 promotes relaxation during one-hour massages
60-Minute Full-Body Massage and Consultation from Kneads Massage Therapy (49% Off)
Kneads Massage
From the merchant: Licensed massage therapist reinvigorates body mobility through the use of Swedish or Deep-Tissue massage.
$65 $33
One 60- or 90-Minute Deep-Tissue or or Neuromuscular Massage at Douglas Yannessa Massage Therapy (Up to 46% Off)
Pro-Balanced Wellness
A custom deep-tissue massage performed by Doug Yannessa LMT relieves stress, muscle pain, and tightness.
One, Two, or Three Swedish or Deep-Tissue Massages at Healing Garden Wellness Centre & Spa (Up to 67% Off)
Healing Garden Wellness Centre & Spa
Therapists increase circulatory flow with Swedish strokes or relieve muscular aches with deep-tissue kneads
$90 $38
$24 for a Relaxation Massage with Hot Oil at Trans4Mations Salon, Spa & Healthcare ($95 Value)
Trans4Mations Salon, Spa & Healthcare
Soothing strokes and hot oil therapy on an area of your choice aim to promote relaxation and mind-body balance
$95 $24
$32 for a 60-Minute Massage and a Chiropractic Exam at Peachtree Rehab $190 Value)
Kennesaw Injury Clinic
Exam includes diagnostic tests and findings report; choose from Shiatsu, deep tissue, NMT, Swedish, trigger point, Bowen & Breema massages
$190 $32
$32 for a 60-Minute Swedish or Sports Massage at Massage 4 U (Up to $65 Value)
Massage 4 U
A licensed massage therapist applies gentle relaxing strokes to reduce stress or more focused pressure to enhance physical activity
One or Three 60-Minute Swedish or Deep-Tissue Massages at Absolute Massage of Knoxville (Up to 51% Off)
Absolute Massage of Knoxville
Licensed massage therapist treats body to fluid motions designed to boost circulation, reduce tension, and increase flexibility
$65 $35
Three Automated Spa Services for One or Two at Planet Beach Automated Spa Turkey Creek (Up to 53% Off)
Planet Beach Automated Spa Turkey Creek
Automated spa packages relax and rejuvenate you with massages, hydration sessions to moisturize the skin, and spray tans to give you a glow
$117 $58
Three Automated Spa Services for One or Two at Planet Beach Automated Spa (Up to 53% Off)
Planet Beach Automated Spa
60-Minute Swedish Relaxation or Aromatherapy Massage at La Selva MedSpa & Reflexology (Up to 51% Off)
La Selva MedSpa & Reflexology
Swedish Relaxation and Aromatherapy Massages bust through stress and tense muscles
One or Three 60-Minute Hand or Foot Reflexology Treatments at Gifts of Touch Massage & Wellness Center (52% Off)
Gifts of Touch Massage & Wellness Center
Gift Of Touch Salon and Spa
Specialists focus on reflex points of the feet to diffuse stress and alleviate chronic pain
One or Two 60-Minute or One 90-Minute Custom Massage with Aromatherapy at A Blissful Balance (Up to 51% Off)
A Blissful Balance
Therapists customize massages to relieve stress and target pain, all while enhancing the mood with aromatherapy
$35 for a 60-Minute Deep-Tissue or Relaxation Massage with Aromatherapy at Divine Healing ($75 Value)
Divine Healing
Divine Healing and Wellness
Amid pleasant aromatherapy scents, massage therapist Liz Arguez mends muscles with firm deep-tissue techniques or gentle relaxation massage
60-Minute Massage, 45-Minute Reflexology Session, or Both at First Impression Massage (Up to 54% Off)
First Impression Massage
Therapists knead away chronic aches and pains with Swedish, deep-tissue, and prenatal techniques and reflexology for the hands and feet
$95 $49
60-Minute Hot-Stone or Swedish Couples Massage at Hanna Day Spa (Up to 46% Off)
Hanna Day Spa
Massages relax with heated stones or gentle Swedish kneads
$75 $43
A 60-Minute Hot Stone Massage at Nirvana Med Spa (49% Off)
Nirvana Medspa And Laser Center
From the merchant: The hot stone massage is designed to relax muscles and provide circulation.
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75-Minute Body Bliss Massage or 60-Minute Massage with Choice of Add-On at Illuminations Spa (Up to 52% Off)
Illuminations Spa
Choose between 75 minutes of custom massage with a back exfoliation, or a choice of modalities paired with scalp massage or foot reflexology
$135 $65
One or Three Massages with Pain Consultation at Holistic Health Center P.C. (Up to 82% Off)
Holistic Health Center
Dellaria, Michael J, Dc - Holistic Health Center Pc
One-hour massages and pain consultation at treatment center specializing in chiropractic and drug-free health solutions
$164 $29
Spa Package with Massage, Vitamin C Facial, and Reflexology for One or Two at Mango Bliss Spa (Up to 46% Off)
Mango Bliss Spa
North Point Park
Choose from variety of modalities for massage; vitamin C facial reconditions and firms complexion; reflexology balances body's energy
$295 $170
A 60-Minute Specialty Massage at Lindsay Smith, LMT (50% Off)
Lindsay Smith, Lmt
From the merchant: Remove dead skin with a green tea full-body scrub, then follow it with a relaxing full-body massage
60- or 90-Minute Massage at SpaDreams Day Spa (Up to 39% Off)
SpaDreams Day Spa
Spa Dreams
Licensed massage therapists cater to individual aches and sources of tension with customized sessions
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$29 for a One-Hour Massage and Pain Consultation at New Health Centers ($164 Value)
New Health Centers
Experienced practitioners enlist techniques to uncover sources of pain before gently massaging away aches and stress!
Up to 50% Off Massage — Therapeutic Massage Centre; Valid Wednesday 11 AM - 3 PM
Therapeutic Massage Centre
Over the course of 60 minutes, therapist cycles through massage modalities such as acupressure or myofascial release to achieve relaxation
$80 $40
60- or 90-Minute Swedish Massage at New Beginnings Massage Therapy (Up to 57% Off)
New Beginnings Massage Therapy Marietta
New Beginnings Massage Therapy
A licensed massage therapist helps alleviate muscular tension and stress with the gentle Swedish technique
Mini Spa Package, Deluxe Spa Package, or Aromatherapy Spa Package at Inga's Skin and Body Care Salon (51% Off)
Inga's Skin and Body Care Salon
Northeast Cobb
Luxurious packages include relaxing or deep-tissue massage and a selection of treatments from aromatherapy to a facial to a mani-pedi
$140 $69
Massage with Paraffin Hand Treatment, Foot Scrub, or Body Polish at Premier Spa & Wellness (Up to 55% Off)
Premier Spa & Wellness
60- or 90-minute massages expunge stress before a foot scrub, paraffin hand treatment, or body polish adds to the relaxation
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One or Three 60-Minute Swedish Massages at Golden Touch Massage (Up to 55% Off)
Golden Touch Massage
inStyle Spa Studios
Swedish massages from a licensed massage therapist who formerly worked with a chiropractor
$80 $43
Luxury Spa Package or a Choice of Two or Three Spa Treatments at SpaKhaiYah's Wholistic Day Spa (Up to 72% Off)
SpaKhaiYah's Wholistic Day Spa
Crossville Commons Premier Office Park
Relax during hours of spa treatments, including facials that clear pores, scrubs that exfoliate, and massages that combine techniques
$395 $109
One or Two 60-Minute Swedish or Deep-Tissue Massages at Sweet Earth Therapeutic Massage (Up to 58% Off)
Sweet Earth Therapeutic Massage
Experienced massage therapists use rhythmic or focused strokes to alleviate muscle tension and increase blood flow
$100 $44
Two 30-Minute Full-Body Massages at Akasha Divination (45% Off)
Akasha Divination
Therapists combat tension using a gentle touch and knead tight glutes and hamstrings; aromatherapy and foot reflexology included
$300 $165
60- or 90-Minute Zenergize Wellness Massage at Zenergize Wellness Spa in Roswell (Up to 46% Off)
Zenergize Wellness Spa
Therapists versed in range of techniques including Swedish, deep-tissue & reflexology offer 60 or 90 full minutes of hands-on massage time
$100 $54
One or Two 60-Minute Swedish Massage or One 60-Minute Couples Swedish Massage at LSA-OOA Wellness (Up to 49% Off)
LSA-OOA Wellness
Licensed massage therapists soothes achy muscles and helps improve circulation during 60-minute Swedish massages
Luxury Spa Package and Wine for One or Two at Majestic Medical Touch Spa (Up to 61% Off)
Majestic Medical Touch Spa
Majestic Touch Spa
Patrons choose two spa services to enjoy as they sip a glass of wine and chat with a friend or relax during a solo experience
$225 $98
60- or 90-Minute Swedish Massage at The Remarkable Touch (Up to 46% Off)
The Remarkable Touch
LMT eases tension with flowing Swedish strokes tailored to individual needs
One or Three Prenatal or Swedish Massages at Massage Ambience (Up to 52% Off)
Massage Ambience
LMT helps relieve muscular aches and pains associated with pregnancy or general tension
Mother's Day Facial, Massage, or Both at Facelogic Spa (Up to 66% Off)
Facelogic Spa
Facial cleanses and refines skin, and massage soothes with leg treatment or shea butter
$180 $65
One or Three Kinesiology and Acupressure Sessions at New Life Center for Healing (Up to 49% Off)
New Life Center for Healing
Certified therapist removes blocks of energy to help restore wellness in the body with acupressure and kinesiology techniques
One- or Two-Hour Acupuncture Treatment with Optional Cupping at Angie's Acupuncture (Up to 70% Off)
Angie's Acupuncture
Certified practitioner works to promote self-healing and direct blood flow through acupuncture and cupping therapy
$200 $65
60- or 90-Minute Swedish Massage at Growing Younger (51% Off)
Growing Younger
Relax with a 60- or 90-minute session of Swedish massage
A 60-Minute Full-Body Massage at Life Day Spa (50% Off)
Life Day Spa, Llc
Powder Springs
Custom massage; aromatherapy and reflexology
$110 $55
60-Minute Swedish Massage, 60-Minute European Facial, or Both at Evene Day Spa (Up to 51% Off)
Evene Day Spa
Downtown Smyrna
Gliding Swedish strokes assuage stress and boost circulation; European facial cleanses complexions to inspire a healthy glow
$75 $37.50
One, Two, or Three 60-Minute Massages at Total Life 360 (Up to 65% Off)
Total Life 360
Massage therapists ease tension from beleaguered backs with Swedish, deep-tissue, and trigger-point massages
$95 $39
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Join Or Renew Today
Join or Renew With AARP for Just $16 a Year
- Discounts on travel and everyday savings
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- A voice in Washington and in your community
- Free membership for your spouse or partner
As a senior editor for AARP Media, Carole Fleck covers personal finance, the economy, older worker, retirement planning and other news affecting people 50-plus.
Posted: 06/19/2014 by Carole Fleck | Comments
GE Capital Retail Bank must shell out an estimated $225 million to consumers to settle government claims that it discriminated against Hispanic credit card customers and persuaded other card holders to buy add-on products that promised to cancel part of their debt if they became disabled, lost a job or suffered from another hardship, the Justice Department announced Thursday. "We will continue to take action against marketing tactics that trick consumers into buying credit card products they do not want or cannot use," …
Posted: 06/18/2014 by Carole Fleck | Comments
Too many workers are using their 401(k) savings plan as a piggy bank, tapping it way before retirement for reasons such as to pay off debt, remodel their home or take a vacation they couldn't otherwise afford. New research from the financial services company TIAA-CREF finds that one-third of 1,000 Americans surveyed in May have taken out a loan from their retirement savings plan. And 44 percent say they now regret it. The survey looked at what situations caused workers to tap those …
Posted: 06/13/2014 by Carole Fleck | Comments
Sure, dads are priceless. Who else is going to kill flying stinging insects, plug leaky pipes and repair the family car? For all that dad does around the house, Insure.com's annual Father's Day Index calculated his value for 2014: He's worth $24,103, up slightly from last year. Dad's worth is measured by the typical household tasks he performs and the average wages paid for those duties based on data from the Bureau of Labor Statistics. Those jobs include plumber at …
Posted: 06/06/2014 by Carole Fleck | Comments
The notion of retirement, in which decades are devoted solely to leisurely pursuits, is evolving. In the future we'll be hard-pressed to find older folks perpetually lazing on the beach, taking up their days with golf or tennis, or lounging around the house. Instead, most retirees will be working. At least, that's one of the findings from a new Merrill Lynch/Bank of America survey of 7,078 people, including 1,856 working retirees and about 5,000 who are nearing retirement or retired …
Posted: 06/05/2014 by Carole Fleck | Comments
Deciding when to take Social Security is one of the most important retirement planning decisions people make – and many retirees say they got it wrong. As many as 38 percent of 573 retirees surveyed by the Nationwide Financial Retirement Institute, a unit of Nationwide Mutual Insurance, say they regret taking their benefit early, which locked in their lower monthly payment for life, and wish they had waited. When you look at the differences in their monthly payout, you can understand their remorse. Those …
Posted: 05/28/2014 by Carole Fleck | Comments
Financial planners have been advising us to wait as long as possible to collect Social Security to maximize the benefit. A new study finds that many middle-income workers haven't heeded that call. They were more likely than higher earners to claim their benefit early and live on a permanently reduced payout for the rest of their lives. According to a Government Accountability Office (GAO) study, workers took their benefit early for a variety of reasons: They didn't expect to live …
AARP is a nonprofit, nonpartisan organization that helps people 50 and older improve the quality of their lives.


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6 - Pc. Weizenbier Glass Set
Item # WX2-127926
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This item is shipped directly from the factory. To see the expected shipping date, please add to your Shopping Cart. Sorry, no express shipping available. We are unable to ship factory direct items to Alaska, Hawaii, Puerto Rico or APO or FPO addresses.
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6 - Pc. Wiezenbier Glass Set... with 6 different authentic German brewery labels!
"Zicke zacke zicke zacke, hoi! hoi! hoi!" This cool Wiezenbeir Glass Set adds a touch of Oktoberfest to your favorite brews!
Featuring the classic tall, slender shape and cool-looking German brewery labels, it's a killer addition to your rec room bar, and yet another great gift idea from The Guide!
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