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leading the profession
Opinion > President's column leading the profession A focus on our strategic plan should help the Institute achieve our vision of Leading Andrew Arkell the Profession in 2008. I t is my privilege and pleasure to serve the members of the Institute of Chartered Accountants as your President recognised and differentiated Chartered Accountants brand > growth to ensure a sustainable future When speaking to new members I normally make the comment that a profession is very much like the 100-year-old axe. for 2008. I am fortunate to chair a board for the Institute and individual Chartered You can replace the handle or axe head comprising outstanding Chartered Accountants – in particular addressing as many times as you like but in the end Accountants who are passionate about the skills shortage and ensuring ongoing you still have a single axe. Chartered our Institute. The Board represents all recruitment and retention of members Accountants come and go but the segments of the Institute, is geographically > global positioning – in particular through profession remains. However, the quality diverse and gender balanced. I am also the Global Accounting Alliance, thinking and standing of the profession is only as looking forward to working with our CEO globally and acting locally good as the current group of members. Graham Meyer and his team who are > ensuring the Institute is fit for the future – Each new generation of members inherits always striving to provide the highest in particular strategic thinking which the standing and reputation of the previous quality service to members. identifies and responds to emerging generation. The challenge for us, the The role of President has two distinct trends and issues current group of members, the Institute's parts. The first is to chair the Board of the > people and culture – in particular staff and management that supports the Institute. In October 2007 the Board developing a corporate culture within the members, is to: and senior management undertook a Institute that is proactive, responsive and > enhance the confidence that society has in the profession > undertake life-long learning in an Chartered Accountants come and go but increasingly complex world > act ethically in an increasingly grey world the profession remains. However, the > contribute to deserving community quality and standing of the profession is only services without thought of fee or reward > remain independently minded with high as good as the current group of members. levels of conviction. Training as a Chartered Accountant does not guarantee a successful career. strategic planning process with input innovative with strong leadership. But I am convinced that it gives you a from the various Regional Councils I am confident that the interests of the significant head start! and senior management representatives. Institute's Board, management and the I would also like to take this opportunity The purpose of this process was to many members who volunteer their time to to thank Rob DiMonte, President in 2007 develop a Strategic Plan for 2008 sit on councils and committees are aligned for his determination and dedication to 2010. The strategic planning process to undertake the above mentioned strategic during that year. He showed on numerous concluded that the Institute should issues so as to achieve our strategic occasions his passion for our Institute focus on the following six strategic objectives over the next three years. and drove a lot of issues during 2007. His issues if we want to achieve our vision strategic focus was needed on more than of Leading the Profession: MEETING MEMBERS one occasion to identify and focus on the > relevance to members and stakeholders The second part of the President's role important issues. I hope to continue his – in particular a differentiated segmentation is to meet with members at both formal legacy of delivering on key initiatives and strategy which delivers value to members ceremonial functions and other social I look forward to meeting the challenges in throughout their career life cycle events. I enjoy all of these opportunities to 2008 and working tirelessly to further the > leadership and competitive positioning meet with members, in particular the new interests of our Institute and the profession of the Institute – in particular, a well member certificate presentation events. in Australia. 14 Charter | February 2008 Opinion > CEO's view facebook interface The Institute has embraced Facebook in a bid to connect more directly with all Chartered Graham Meyer Accountants and in particular Gen Y. E veryone's talking about it. What's your firm doing about it? Because if you're not doing anything, you can bet a colleague is. The group provides information on Chartered Accounting, ranging from earning potential to the breadth of industries you philanthropic in attitude and committed to improving our environment and the way we live. During the selection process, the I'm talking about Facebook (facebook. can work in. 'Number 1 in Numbers' is organisations' names were left unknown com), the social networking site that managed by our careers marketing team but they were all in the following categories: boasts two million Australian users and to who answer career queries from students environmental, welfare and social justice. which companies are joining in droves for and inform them about the Chartered To coincide with the beginning of the its marketing, networking and recruiting Accountants Program. new university year, later this month we will opportunities. Facebook offers the ability to tap into the announce the three nominated causes and The Institute has embraced Facebook by ready-made community who want to talk, present the challenge. The challenge will creating a group 'Number 1 in Numbers' learn and engage and because of this the involve students working and collaborating and also with an Australian first – an group continues to grow. together to solve a real business problem Australian business courses application for the organisation. – for courses at Australian universities so THE APPLICATION The challenge offers students the students can engage with the Institute and The key advantage of Facebook over opportunity to use their university studies each other. The group encourages users to other social networking websites is the in accounting and apply their knowledge interact, ask questions and be interested in ability to build complete applications – just as they would in a real life business accounting as a career. that members can use. The Australian context. It also offers an opportunity to All the Big 4 have created global business courses application has been use the collaboration capabilities the employee groups on Facebook that not only designed by digital agency Holler and application provides. represent the company but also encourage allows members to network and collaborate The challenge will take place over a employee interaction nationally and globally. on their course work. number of months and more information For the first time in Australia, we saw the The application covers all business can be found at charteredaccountants. leaders of the two key political parties, Kevin related modules in Australian universities com.au/students. Rudd and John Howard, use Facebook and and allows students to join a group for their other social networking sites in last year's course. It is similar to the calendar function MEMBER GROWTH election with the dual purpose of being a in Microsoft Outlook and as part of a group, The overwhelming recurring topic in 2007 political platform and a channel to engage students can find classmates, compare was the skills shortage. It is a challenge that with constituents, especially young voters. schedules, create private study groups and numerous research reports named as a key Facebook is also gaining prominence manage their personal and work lives. priority for the profession, including our CFO with recruiters, not only as a way to source of the Future report and is also reiterated potential candidates, but also as a tool to run THE CHALLENGE verbally in conversations with members. additional background checks by logging Our involvement with Facebook continues The skills shortage shows no sign of onto the candidate's Facebook profile. with accounting, business and finance going away in 2008. The Facebook initiative students. At the end of last year, students will help our incessant drive to engage THE GROUP were invited to consider the mission with students and attract more young and We see Facebook as another avenue to statements of Australia's leading non- intelligent people into Chartered Accounting. inform young people about the accounting government organisations and nominate the Facebook is an opportunity for you too profession and the benefits of Chartered cause they would like to engage with and to engage with students by sharing your Accounting. I invite you to not only be my contribute to most. experience and knowledge with them. I look friend, a term used in Facebook for those you The organisations that have been selected forward to your Facebook entries and helping choose to engage with, but also to become are those that appeal to Generation Y. us grow our network which will ultimately part of our 'Number 1 in Numbers' group. This age group are considered to be help grow our membership base. 16 Charter | February 2008 Business > On the economy exotic economics Working out the unknown unknowns of the global economy in 2008 may Adrian Thirsk well prove an exotic exercise. E xotic. I like the word. I like its sound and its semantic suggestions verging on the intoxicating. Those of you returning to the concluded that a more challenging period lies ahead. The "known known" of domestic inflationary pressures will create tensions as consequently taken upward price pressures into the red zone. Another year-end function, at which I was workplace after vacationing in foreign lands Australia's economic stewards negotiate the a guest, was one of the Australian Industry might agree that some entire languages can negative impacts imparted by the "known Group's prouder moments. In hosting the first be exotic. For me, French is a fine parfum unknowns" of a slowing US economy and major address to business and industry of striking an alluring note on a Georges the global credit market crunch. the new Treasurer, Wayne Swan, they were Haussmann boulevard. The hot pulsing Australia confronts the challenges from also able to assemble on their top table the Portuguese of Rio de Janeiro is a carnal a position of strength, now that it's well governor of the Reserve Bank, Glenn Stevens, cavalcade that floats like Mardi gras. into its 17th year of continuous economic and the head of Treasury, Ken Henry. Accents of English, too, have particular growth. At the end of last year, I attended a auditory impact. It has long fascinated me forecasting conference staged by the group, ELEVATED INFLATION that the accent from the home of capitalism Australian Business Economists. For the As the top bureaucrats watched on, is so highly effective at selling itself. The occasion, ABE had distilled the predictions the politician's address placed heavy American accent demands to be listened of its executive committee. The consensus emphasis on the single "known known" of to. It asserts a right to be heard. And for the was for the local economy to move into inflation. "I warn you we face an extended unsuspecting listener it can turn the fatuous an unprecedented 18th and 19th year of period of elevated inflation. Inflationary into the profound. But - without wanting to expansion. The committee expected GDP pressures have been building for a long time undermine my own postulate – consider growth to reach 3.8 per cent in 2008 and and they will take a long time to turn around this example of the reverse. At a Defence Department briefing in February 2002, the US Secretary of Defence, Donald Rumsfeld, How the sub-prime mortgage crisis plays revived the wisdom that "there are known knowns. There are things we know that we out will be the key to US prospects. know. There are known unknowns. That is to say there are things that we now know 3.5 per cent in 2009. It wrote that "while as well," said Swan. Indeed, he divulged we don't know. But there are also unknown these forecasts represent a modest slowing Treasury's view that there'd be further unknowns. There are things we do not know from a very strong 4.3 per cent growth pressure on the underlying inflation rate over we don't know". rate in 2007, no single forecaster sees the the following 18 months. No matter how many times I replay it Australian economy growing below 3.2 per A perhaps welcome part of the problem is on YouTube™, the mirth quotient remains cent over the next two years". that the global demand – led by China and extreme. Yet there is a simple profundity Mark Rodrigues, a senior economist at India – for minerals and energy has boosted to the words that spans disciplines. This ANZ, has gone so far as to describe it as national income. Swan noted the impact headland statement could equally be the bullet-proof economy. His end-of-year of the terms of trade. "Australia's terms of employed by Australia's legion economists synopsis was that "Australia's economy trade – the price of our exports relative to who, as the new business year gets under shows few signs of buckling under the imports – are higher than at any time since way in earnest, are busy polishing their weight of ructions on global financial the Korean War wool boom in the early prognostications for 2008. markets, a deteriorating economic outlook 1950s." And Swan referred to Reserve Bank in the US, rising petrol prices and rising estimates that four years of improving terms MORE CHALLENGING interest rates". It is clear, however, that such of trade had lifted real national income by Boiled down to an essence, I would suggest strength is also the economy's Achilles about $80 billion in the last year alone. That that the combined economic wisdom heel. The level of activity has pumped income has been fuelling domestic demand operating in Australia's financial markets has up demand, stretched resources and via high employment levels (and therefore 18 Charter | February 2008 wages) and business investment. Now, a bigger (and better skilled) workforce and the expansion of productive capacity in the economy through investment are both potential triggers for inflation and the cure for it. So, to my mind, the key performance indicator this year - for federal and state governments and the central bank alike - will be the extent to which the productive side of the economy can still be encouraged and/or allowed to grow without further unleashing inflation. For the Reserve Bank, this task will be made all the more difficult by a key continuing "known unknown". The US sub-prime mortgage crisis and the wider contagion across global credit markets rates, with the minutes confirming that economy had remained strong, with exports were described to me by National Australia "absent the changes in market yields since in particular now rising strongly, assisted by Bank's chief economist, Alan Oster, as the November meeting, there would have the depreciation of the US dollar." the most critical issue for the 12 months been a strong case on domestic grounds ahead. But he believes the spike in the for a rise in the cash rate at this meeting". US SLOWDOWN cost of funding between banks is likely to At the time of writing, the NAB and The question still being asked, however, be temporary. "We would hope that by ANZ just had raised their standard variable is whether the American economy will the middle of (the) year a lot of this sort of home loan rate beyond the cash rate slide into recession. Oster predicts uncertainty will have gone away. If it hasn't increase delivered in November. That, quarterly US GDP growth rates of between then I think basically that is quite negative together with whether, or by how much, 0.2 and 0.4 per cent for the next three for global growth." the other banks follow, will probably be the quarters. "Given the volatility in the data, The most recently published views of determining factor for the central bank's the statistician could well and truly find the Reserve Bank on the credit market monetary policy decision at this month's a negative number there," says Oster. problems are found in the minutes from first board meeting of the year. "The In response, Oster sees the US Federal its December monetary policy meeting. question to be addressed at that time Reserve lowering its federal funds rate It observes that the extent of pressure in would be whether the interest rates faced to 3.5 per cent by the middle of the year. by borrowers as a result of the The Reserve Bank has noted the range AUSTRALIAN GROWTH OUTLOOk combination of policy action and of views about the seriousness of the market developments would slowdown in the US economy. Its own exert sufficient restraint to contain take is that the housing downturn must inflation over the medium term." feed back into employment and incomes Forward-looking policy setting and, consequently, consumer spending. is always conducted with a careful But so far it thinks the US labour market eye to international economic has remained reasonably firm. "Initial conditions. This year, I suspect jobless claims, a high-frequency and timely particularly fine judgement will indicator, had not at this stage shown be required in respect of the any sign of the sharp rise that had been American economy. How the sub- associated with recessions in the past," the prime mortgage crisis plays out central banks says. will be the key to US prospects. So a US recession and its potential Source: Coast-to-Coast - Westpac Enconomics December 2007 At the time of writing, the most impact on the Chinese, Indian and global recent Federal Reserve statement economies remain "known unknowns" the Australian money market has been less acknowledged that "economic growth is in foreign lands. And the "unknown than apparent elsewhere around the globe. slowing, reflecting the intensification of the unknowns"? In my journey through "(Local) lenders had largely confined the housing correction and some softening in economic journalism, I've also heard them pass-through of these increased costs to business and consumer spending. Moreover, referred to as 'X' factors. But what will they business borrowers, though household strains in financial markets have increased". be in 2008? Well, let's just say that that's borrowers could, in time, face some Australia's own Reserve Bank observed where economics becomes eXotic. additional increase as well." But the higher that the American economy had exhibited cost of funds to business was enough to a degree of resilience. "The latest data Adrian Thirsk is a financial reporter stay the hand of the RBA on official interest showed that non-housing parts of the US with ABC Radio. 19 Charter | February 2008 Opinion > Enterprise the value of having values Family businesses values can lead Sue Prestney FCA to more ethical business behaviour. A s the majority of private businesses are family businesses, I am always interested in new family business research and, affects other stakeholders as well. For example, unified families are more likely to share their values with employees, businesses embrace? A review of the values of families in business that I have worked with shows that because family businesses tend to exhibit with 85 per cent reporting that the family popular values include trust, integrity, respect, common characteristics around the world, shared values with employees to a large or passion, loyalty and honesty. No surprises international studies are always interesting, even a great extent. The study concludes there and not greatly different from the stated especially when they focus on issues that that "the overlap between individual and values of many non-family businesses. have not been widely canvassed here. organisational values may result in increased However, a maxim such as "all dealings The 2007 American Family Business levels of employee loyalty, commitment of the business have to be honourable, legal Survey is a good example. This study and organisational citizenship behaviours". and moral" is more likely to be vigorously covers many of the same areas as our own They also found that 85 per cent of promoted when the family's own standing in surveys but also looks at issues relating to respondents share similar values with the community would be damaged if it failed ethical behaviour and social responsibility of their customers and comment that "such to be observed. family businesses. synchronised values between families in Security and stability are also common It found that 91 per cent of the American business and their customers may improve family business values; one family family businesses surveyed believed the relations and foster economic stability." established a rule that if the business made family's values are emphasised in the I have no doubt that this also occurs here. losses for two consecutive years it would business. In fact, the authors conclude that Family business owners I know like to do be closed, rather than further deplete the family orientation translates into more ethical business with other family businesses with assets of the business. business behaviour. About 37 per cent of similar values. And family business owners Humility is another popular family value, family businesses surveyed actually had a are usually very certain about their values. sometimes combined with respect and written code of ethical behaviour and 60 per When I ask family members to list the top compassion and defined as being respectful cent believed their ethical standards were five values of their family, they are almost of and compassionate to others, grateful more stringent than their competitors. always clear and consistent, which is not for the opportunities available and sensitive The survey quotes a 2006 study of S&P surprising – after all they have usually grown to the needs of other stakeholders. Most 500 firms by Dyer and Whetten which up in the same environment. people would be glad to work for business found that family firms exhibit more social The values of the family are often owners with this philosophy. responsibility than non-family firms. Dyer and automatically impressed onto the business While I'm not saying that family Whetten relate such behaviour to the families' by family members who interact with businesses are always more moral or ethical, concern about image and community employees, suppliers and customers. This I think it is true that their values are generally reputation. It stands to reason that, if the is an organic instillation of values and culture more likely to permeate the business and be business carries your name, or is otherwise from people who live them rather than an shared with employees. People like to deal intrinsically identified with you, you will care idealised statement of values elicited from a and work with businesses whose values as much for the reputation of the business as selection of employees, often representing they share with the result that good values you would for your personal reputation. the values they think the business should can breed successful businesses. The have rather than those that really exist. This is advantage that family businesses generally FAMILY UNITY why family business values tend to be more have is that, because their values are It is no accident that 87 per cent of the pervasive and entrenched and they remain imbued in and emanate from the family, they respondents say family members share as long as the family continues to display are more likely to be genuine. values, which is interpreted as meaning them in their interaction with the business. there is agreement on values, attitudes Sue Prestney FCA is from MGI BOYD and beliefs among family members of the POPULAR VALUES Chartered Accountants & Taxation Advisors business ownership group. Family unity So what values do our family and is the Institute's spokesperson on SMEs. 46 Charter | February 2008 Opinion > Financial services conflict of interest Institutional ownership of financial planners leads to conflicts of interest, but selling them Robert MC Brown FCA doesn't guarantee independence. H ardly a day goes by without comment in the trade and general media about the so-called remuneration debate in the financial part of institutions to influence the flow of funds under management towards the owner's products and that in that context is product-based remuneration models (commissions, fees or bonuses) that are the real culprits. Any deflection from that planning industry. Not bad for an issue remuneration models are irrelevant. Few point misses the reason why the financial that has been pronounced dead by many would argue with the point that institutions planning industry continues to struggle for members of the industry commentariat. buy interests in dealer groups to gain control professional recognition. Their argument is that the industry is or influence over product distribution; evolving towards professional recognition however, whether this is the fundamental CONFLICTS OF INTEREST through a combination of improved issue is arguable. Another deflecting tactic that is used to education and the strict application of rules Where the financial planners who are derail the remuneration debate is to argue concerning disclosure and transparency. licensed by institutionally owned dealer that the form of remuneration doesn't matter They suggest that these actions groups are remunerated by commissions and that all will be well so long as everything satisfactorily address conflicts of interest, or product-based fee-for-service models is disclosed and transparent. After all, it is ensuring that the day will arrive when (typically a percentage of funds under argued, "the client is in charge and must financial planners will take their rightful place management), the potential for influence be given a choice about their adviser's in the community of occupations that bear – and even control – over the flow of money remuneration". Hence, the suggestion "we've the professional title. is obvious. However, if those same financial moved on, the remuneration debate is dead". The fact that the pesky debate on planners were to be remunerated by This argument is based on the faulty remuneration keeps returning is not just genuine non-product-based remuneration assumption that in the provision of financial an unhappy coincidence and it's not the models, the potential for influence or advice, one form of remuneration should not result of a conspiracy inspired by people control is substantially diminished or be preferred over another. Clearly, product- referred to recently in an industry journal removed altogether. based remuneration models give rise to as carping commentators (such as this Of course, most financial planners fundamental conflicts of interest, and non- writer!). The inconvenient reality is that in Australia are part of an institutionally product specific models do not. Therefore, the debate keeps returning because its owned dealer group, to some extent or the suggestion that "all models are equal" resolution is central to the acceptance of another. Any suggestion that they are is plainly wrong. Regrettably, the bulk of financial planners as trustworthy advisers. influenced by their dealer group's ultimate the financial planning industry continues to Most people in the industry know it, owner is often met with indignant cries of defend this indefensible assumption. but the potential for disturbance of the denial. Nevertheless, the fact remains that No amount of adviser education, commercially comfortable status quo is the shareholder institutions harbour an regulation, compliance rules, professional perceived to be so great that some people expectation of funds flow and in many cases standards, enforceable undertakings don't wish to face reality. their expectations are met. In the immortal and gaol terms will make the industry words of one institutional senior executive, professional. Those things will help but DEFLECTING TACTIC "we designed the remuneration model ultimately they are not the solution to the One deflecting tactic that is often used in the dealer group to achieve a certain problem. The solution lies in the adoption to derail the debate is to suggest that the behavioural outcome and it works". of non-product-based remuneration fundamental issue is not remuneration The point here is that it is not the models. One day the industry will accept models; rather it is the lack of independence ownership of dealer groups that is the that truth and promote it; or it may be of dealer groups caused by their ownership fundamental cause of irreconcilable imposed upon it (an outcome that doesn't by financial institutions. Needless to say, not conflicts of interest; it is the remuneration bear thinking about). all dealer groups agree with this analysis! structures within them. This is not to say Nevertheless, it is suggested that such that ownership of dealer groups doesn't Robert M.C. Brown FCA is a financial ownership is inspired by a desire on the matter. Of course it does. However, it planning specialist. 48 Charter | February 2008


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Hot answers tagged exposure
In Av (and Tv) mode, flash is not assumed to be primary light source, so camera will choose exposure to match metered ambient light.
In P mode, however, the camera tries to ensure exposure time is quick enough for handheld shooting, and thus will happily expose for the flash-illuminated subject, ignoring the lack of ambient light.
To put it in flash terms, ...
There is a reason it's choosing f/8 aperture: With most lenses the sharpest image is produced at apertures in that range. The only reason to select wider apertures when you don't need the light is to produce a shallower depth of field, in which case you have three options to compensate for the exposure:
Increase shutter speed
Decrease ISO
If you run out ...
Since I doubt you want or can increase the shutter speed, you should get a ND filter.
You've already mentioned that you've tried to increase the shutter speed, and you most likely already know about ISO, a neutral density filter would be the way to go for you.
A ND filter is basically a gray "lens" that darkens your image. ND filters have various densities, ...
Canon DSLR's operate in so-called "slow sync" mode when in Av mode. That means, the exposure time is set to expose for ambient light, just like without flash.
This is useful to freeze your foreground subject with the flash, but still get a natural background lighting. (try shooting a person at night in the open to see the difference!)
I like to dial in a ...
It is not possible with your 600D. You have to use additional post-processing software like Photoshop, Gimp or something else.
Please see here: http://support-au.canon.com.au/contents/AU/EN/8201440300.html
and here: Can one create multiple exposure images with a Canon DSLR?
There is a very old and very good rule of thumb called "Sunny Sixteen" that, while not always accurate (and not a great way to determine critical exposure with a digital camera) can help you check the sanity of whatever your camera's meter is telling you.
"Sunny Sixteen" basically says that, in bright midday sun (the "sunny" part), in "ordinary ...
One of the decisions Nikon made when Autofocus first became a viable technology on a consumer scale about 25 years ago was to create a system that allowed it to be backwards compatible with the existing Nikon F-mount lens lineup. This meant maintaining a mechanical link between the camera body and lens to stop down to the aperture setting selected on the ...
Where you're getting confused is in how shutter speed affects flash exposure vs. ambient exposure. If you typically don't use a flash, you assume that a longer shutter speed will create a brighter exposure, no matter what.
In most situations, a flash burst is many times faster than your shutter speed. Keeping the shutter open for a longer period of time ...
Some cameras had no means of controlling anything. Some automatic cameras, however, used a small photovoltaic cell to move an internal spring-loaded "meter movement". Note that the cell could produce only a tiny amount of electricity, but that a sensitive meter movement doesn't take much. Note that the meter movement did not directly have to move anything ...
Only top voted, non community-wiki answers of a minimum length are eligible

subset: commoncrawl


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Butler's Pantry
Originally the countertop was very low so we raised it 6 inches to countertop height. There is plumbing in the cabinetry so we might add a bar sink later but haven't found the right one yet. It's been fun renovating our home!
This photo has 5 questions
January 22, 2012
loriwhite wrote:
Committed Photography, Inc.
We have a few pieces that match up pretty close. Everything on the site is available in a range of sizes and can be canvas wrapped as shown or printed and custom framed to your liking.
Let us know if you ever need any assistance, we are always glad to help.
Let us know if you ever need any assistance, we are always glad to help.
March 5, 2011
nicole wells wrote:
February 19, 2011
Liz C. wrote:
February 18, 2011
cvas2468 wrote:
What Houzz contributors are saying:
Lily Gahagan added this to Crisp, Fresh: Go for Green Apples
Those may be lemons in that jar, but the art is all about the apple.
Shawn Gauthier added this to Apple Accents: Color from the Orchard Comes Home
Artwork bearing fruit is an investment that will last a lifetime. This apple still-life would work well with any style.
What Houzzers are commenting on:
Wall colors
Accents on cabinets
Backsplash the Cabinet in the Butler's Pantry...Cool!
No wall cabinets, I need the ceiling open this is perfect
double decora looks ok
Backsplash pattern
iron window cover
Green with the white tile
Edge of tile
For windows - an option is to have a woodframe that can hinge on the wood frame of the window - To keep the kitty safe..
wall color
Tiles and color
Subway tile edging
Tile border
white cabinets with dark green wall and granite counter top and white back splash
Subway tile
Green color. Maybe little lighter
love the detail on this cabinet.
subway tiles
edging on tile
edging on tile
wall paint
Subway Tiles - Narrow depth lower cabinets - VERY COOL - LOVE IT
No cabinets on top
Butlers pantry
trim around tile.
I like the iron work grill on the window. Something like that would work great on my new bathroom window.
Pantry off kitchen
general use of space
Window grill
molding all aroud the corner
Tile Edges.
tile wrapped around wall
end pieces for subway tile
apple art
One side of butlers pantry no upper cabinets
tile trim
Cabinet Details
Paint color
maybe we don't even have upper cabinets and use it as a space for art??
I need to paint these
fruit print
like the tile work
tile edge
capped subway tile
butlers pantry - window filagree
granite color
backsplash wraps around wall
Tile molding
Tile ends
granite w/ subway tile
Tile edge
Behind the door loose the top cabinets
Love the green
Dark green
grill is interesting idea for the bottom of living room windows
Cabinet detail
I like the top finishing piece.
decorative grille
Formal pantry...
Picture is great
Beautiful Butler's Pantry!
uba tuba with white cabinets and backsplash
green for wall
decorative iron covering part of window
trim tile
Lemons in drink dispenser
white subway tile
other side of green pantry
again, liking the half-backsplash/half-paint
subway tile trim
subway tile chair rail tile
tile coming out to meet counter top
black/white color contrast
edge of tile
Tile ending
tile in corner by opening
Trim for subway tile
love thing in window
White subway tile with trim
Wow!,,,,, green walls
green walls whitish cabinets
Painted ceiling (green)
love the tile rail
basement window grate that can be opened from the inside in an emergency
like window screen and backsplash
Lemons in drink dispenser
similar to where our window would be
Color of wall for kitchen
clean look
wrought iron decor
subway tile
Window grill
Small with windiw
Subway tile.
pic pretty
ironwork on window
across from the Butler's pantry, details, the way the subway tile is capped
I like this idea of having the butlers pantry close to a door or window.
subway rectangular white tile
Georgeous subway tile for butlers pantry. Would keep it light.
Love grill on the window.
apples on wall
I love the white and the ornate details and the subway tiles.
butler's pantry with shallow storage & counter on both sides - one side can be for lit shallow glass display above; other side solid upper locked cabinets for liquor storage. Light under cabinet. Small sink can also fit!
how to finish the ends
put glass into black stand
window frame
Cabinet detailing
wall tile
The marble and apple jar
iron works in window
laundry room. Cool door and big pic
Love the wrought iron in the window
iron in window
apple art
Small corner of kitchen ideal
the nook
window, painting
laundry room
the art, the black and white, the subway tile
nice colors with white and black
apple still-life
green n white
grill for pantry
Love this cabinet and tile work
Subway tiles with top
decorative iron over window
הקרמיקה על הקיר
backsplash Ann White
love the cabinet panelling, excellent details in white space
Those may be lemons in that jar, but the art is all about the apple.
Cast iron window screen
Interesting cabinet
tile, blk surface, grate on window, simple green print
Can use your beverage dispenser as a decoration when not in use. Fill it with fruit.
Rear hall/butlers pantry
great little entry way from the back
Green for basement
window accent..
subway bulnose
Interesting use of a very small space. Love the simplicity of it.
paint color, artwork
Love green picture and jar
love the subway tile backsplash; moulding detail; window!
bull nose edging on tile
Green, black bench?
subway tiles
Apple pic
green paint
butler's pantry
Finished ends
Subway tile, painting
dispenser filled
painting, art, apples
Apple Painting
black, white and green color combo


text:
Written by RALPH D. RUSSO, AP College Sports Writer
The College Football Playoff will help pay for the parents and guardians of Ohio State and Oregon football players to travel to the national championship game in North Texas on Monday.
Written by THE ASSOCIATED PRESS
DALLAS (AP) — Mark Letestu returned from an injury. Kevin Connauton was back in Dallas. Each of them had a big goal for the Columbus Blue Jackets.
Written by THE ASSOCIATED PRESS
CINCINNATI (AP) — The Cincinnati Reds baseball team will make its annual winter road trip to meet fans in a five-state caravan that begins Jan. 22.
Written by THE ASSOCIATED PRESS
COLUMBUS — Ezekiel Elliott heard the noise from rival recruiters.
Written by THE ASSOCIATED PRESS
What's in a name for Oregon, Ohio? Plenty, when it comes to Ohio State football and the upcoming national championship game.
Written by THE ASSOCIATED PRESS
PHILADELPHIA — LeBron James was absent. So were Kyrie Irving and Dion Waiters.
Written by JOE KAY, AP Sports Writer
CINCINNATI (AP) — Coach Marvin Lewis couldn't go to sleep until he had a chance to watch video of the Bengals' latest playoff meltdown.
There weren't a whole lot of answers in the viewing.
Written by TOM WITHERS, AP Sports Writer
CLEVELAND (AP) — The Cavaliers tried to make it work with Dion Waiters. They couldn't wait any longer.


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Clicked the QUEEN for more than ten seconds but it didn't promotion,and I lost the game.Why?Why?Why?
Thank you for this screenshot! I've been trying to replicate this issue.
Could you please help me by answering the following questions?
What operating system, browser and browser version were you using when this happened?
When was the last time you performed a cache clear on your browser?
Do you have any plugins or addons installed?
What operating system, browser and browser versionw ere you usign when this happened?
Chrome,the latest version.I didn't performed a cache clear.Any plugins or addons?Maybe no,but I am not sure.That day I played chess in a internetcafe.There was not chrome on that computer,so I downloaded it and installed it.
Can you try a cache clear?
In the meantime I will try to replicate.
No,I didn't do that.It was a internetcafe computer.It powered off and powered on many times everyday,hundreds of people used it every week.It has a cache clear every starting,isn't it ?
IM pfren
Hardly relevant... you just said you installed Chrome yourself, so the browser cache was not cleared (and it does not clear after a reboot, either).
Plus- it's (almost) the first case I hear a user being able to install software at a thin client/ Internet Cafe machine. Dunno about China, but this is highly unlikely to be permitted in most other countries.
I looked for his game and he was easily winning. The amazing thing is, despite how he was winning later his opponent failed to hold the draw.
35.h5! threatens to create a passed pawn, the black king is too far to do anything. I read Basic Chess Endgames positions 770-802 today so the concepts are still fresh in my memory. if the black king is too far from the passed pawn it's a draw even with connected passed pawns (second and third ranks only) as they aren't far enough advanced. As Nimzovich said passed pawns of a lust to expand.
35...Rxd3 is a blunder as you don't have enough time to pawn grab, but white is preparing to create a passed pawn and your king is too far.
35...Kc7! Is therefore correct, as the king can reach the pawns in time.
36.Rxd3!!,exd3 37.Kf3,d2 38.Ke2 and your king can blockade his pawns whereas the black king can't blockade white's advanced pawns.
It's funny how white is trying to promote, and there are black pieces, instead of white, and how the queen looks demented.
I played black.a2-a1=queen
sorry,I have only a little knowledge about computer and not good at english.Is chrome not free in other countries? You can't install free software? why? why is not permit?
This happened again yesterday!
There may be a problem with the computer that you are using. Some form of conflict with the software chess.com is using. To eliminate a need for selecting promotion go to the settings pannel and select auto promotion to queen. Also why not try a different computer (as in not in the internet caffe)? or have you?
Thank you.Select "auto promotion to queen" maybe can solve this problem.
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50-6269 - Subwoofer Plate Amplifier Module 120W RMS
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Compact 15W RMS x 2CH Amplifier Featuring Tripath digital technology, this device provides highly efficient, high quality audio amplification. The extremely small footprint is capable of being powered by eight "AA" batteries, or pick up the Optional 12VDC adapter...
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83-16556RK - Raspberry Pi™ 2 Model B Sensor Kit
The Raspberry Pi Enocean Sensor Kit will get you started with the Home Automation and Security. The Sensor kit includes a magnetic contact sensor, Temperature sensor and Push Button switch that can will allow you to control parts of your home. The best part is th...
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The Wireless Inventors Kit for the Raspberry Pi (RasWIK) is an exciting and affordable addition to the Raspberry Pi. RasWIK demonstrates that with our leading edge technology anyone (and we mean anyone) can build wireless sensors and actuators , you do not need...
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29-4668 - 3W CREE Q3 Compact Flashlight with Fully Adjustable Beam
Our very popular zoomable LED flashlight with highly acclaimed CREE Q3 Technology has an extremely bright and crisp beam. Well constructed & durable, it features an adjustable objective to zoom quickly from spot to broad beam by moving the precision focus barre...
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58-16305 - Gardner Bender 4 Conductor PushGard™ Push-in Wire Connectors 10pk
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Want to do more with your Arduino shields? The Gertduino is an Arduino and Arduino Uno compatible GPIO expansion board designed exclusively for the Raspberry Pi by Gert van Loo.
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50-6200 - Five-Way Speaker Switch Box with Headphone Jack
Five Way Speaker Selector w/Headphone Jack Tabletop control box allows selection of up to five speaker pairs. Internal 100Ω resistors ensure that amplifier always sees a load, even with all switches off. Progressive switched resistor network ensures that a m...
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50-14015 - 8'' Two-Way Ceiling Speaker Pair - 40W RMS
Features a polypropylene cone woofer with rubber surround, coupled with a 1/2" polymer dome tweeter for very good sound performance for the dollar. White ABS frame and micro perforated grill compliments any décor and is easily mounted to any ceiling without the ne...
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Woman wearing a red beret
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["attitude","background","beatiful","beret","brown","casual attire","caucasian","character","clothing","coiffure","confidence","confident","cool","cosmetic","face","fashion","female","femininity","france","french","front","hair","isolated","lady","long","loose","model","person","portrait","pretty","red","sexy","smile","spain","spanish","studio","stylish","view","wearing","white","woman","year","young",1]
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(no subject)
[Apr. 15th, 2013|
02:58 pm
Holy fuck.
I am going through one of the most insecure periods of my life.
The worst part about it is that I am aware that it all starts in my head and that I am responsible for perpetuating a vicious cycle. I am aware that feeling insecure leads to acting insecure, and that nothing looks or feels worse than being an insecure person.
The amount of mental energy I waste on battling this day in and day out is staggering. I could re-paint the Sistine Chapel with the amount of time and energy I spend thinking about myself and feeling sorry for myself.
Last night I laid in bed after what was a pretty great day and still managed to feel awful. How many times am I going to ruin a good day by laying in bed at night mentally twisting and stewing in a bubbling cauldron of bad feelings?
Right now, I feel like shit. I don't have anywhere to go with it, so I internalize it. Later, it will probably come rushing out in the form of anger towards inanimate objects or feelings of dissatisfaction in my relationship. Then I'll feel better, but right before I close my eyes and go to sleep, I'll feel worse. And again tomorrow-- the same.
This is bullshit.
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(no subject)
[Nov. 10th, 2012|
03:13 pm
Me cae contra las patas escuchar sobre las relaciones de los demás. Automáticamente me pongo a comparar con la mía y comienzo a imaginar cosas-- cosas que ocurren en otras relaciones que ya no ocurren en la mía. Comienzo a imaginar detalles íntimos. Se me hace una nube la cabeza-- me da vergüenza, me da pena, me comienzo a sentir mal. Es un ejercicio mental torturoso y sucio, pero no puedo detener mi mente. Tomo casi como una ofensa la felicidad de otros-- me perturba y me pone triste. Ya van dos relaciones en las que tengo este hábito y estoy súper cansada de vivir así. Entiendo que nunca debería comparar mi vida con la vida de los demás, que es la primera forma de terminar deprimida. Yo se que no hace sentido imaginar las cosas que ocurren en las vidas de los demás. Pero estoy disatisfecha y no se como cambiar las cosas. Lo peor es que sospecho que no se puede arreglar nada-- que mis opciones son aceptar or salirme y comenzar de nuevo.
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(no subject)
[Mar. 3rd, 2012|
07:04 pm
hi Livejournal.
It's been forever.
I'm sitting here in a completely white-walled, empty, sterile room. I've been here for almost 3 hours. I have not worked on a single thing. I made some business cards-- I guess I did that. But I absolutely wasted today. Completely.
Well, I'm fucking miserable.
Oh now I'm completely misusing this room by fucking crying in it. Ridiculous. I hope the man who came in earlier to clean out the trash can doesn't come back. Or the idiots who wanted to steal a study room don't peer in again.
I've completely abandoned LJ, but I always consider it a safe, secret space. My used-up and cobwebby corner. No one reads my shit anymore and that's why I'm here right now-- because I feel like spilling some mad shit.
I fucking hate everyone. I just want to say that.
I fucking hate everyone.
I hate seeing through people and I hate all the traits that make them human.
I hate the endless parade of days that go on and on without any fucking answer.
I want to go home right now, but my stupid fucking roommate is there with all his goddamn noise and annoying habits and self-absorbedness.
I want to go home home right now, but that is an $800 plane flight away, and even there, I hate the society that surrounds my family.
I have SO much to get done and not a shred of motivation to do it. I feel like if I could talk to someone it would help, but seeing as I hate everyone-- well.
My back, right tire is low and I need to put air in it but I don't have any quarters.
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In Austin, Texas
[Jul. 30th, 2011|
04:07 pm
Not gonna lie. When I get on facebook and decide to waste my time looking at pictures of Nicaraguans I become indignant. I see these socially acceptable and socially prominent pairings-- such obvious choices of grooms and brides, such logical and practical sanctimonious unions between respectable last names and social positions-- and I get a little angry.
I get a little angry because I am certain that, now that everyone is of a marrying age, now that the family businesses have been passed on to the fertile offspring, I know that if I were in Nicaragua I would be excluded or placed on a sub-par tier of desirable mates. And I think to myself: fuck you! I wouldn't want to marry you, or you, or you ANYWAYS! You are all douches and stuck-up, boring, run-of-the-mill assholes without a single original bone in your body. You are a dime a dozen. You are a boring old chicken in a coop of chickens, completely typical and forgettable. You don't reject me, I reject YOU!
And still. Still I cringe and groan. I'll never escape them. For better or worse, they are a part of my history. They are a part of my culture and background. I'll never be free. I can run away and stay away from Nicaragua for as long as I like. I'll always be connected in one way or another. It will always make me anxious.
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In Los Angeles, California
[Jul. 4th, 2011|
04:08 am
"And I thought, now THIS would be crossing a line, which I seem to be doing more and more these days. Because, you know what, the lines are...only in our heads. In actuality, there are no lines at all, which is really fucking terrifying if you think about it." - Brenda Chenowith
1 comment
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In Los Angeles, California
[Jul. 4th, 2011|
03:48 am
In Los Angeles, California, I realize that it's not going to happen.
All the ways in which I think my life will be resolved...it's not going to happen. It's just impossible. There is no resolution. I'm not going to walk out of this. I am not going to build a plan and watch it come to fruition. I am not going to take baby steps towards a solution.
Because I don't know who I am. All I know is how to play games and bide my time.
I come into peoples lives and usurp a place of meaning. I accept a role that is unwittingly offered to me in goodwill. It's never mine to take, but I take it anyways.
I don't know why I do it. I really don't. I sit there, sipping on my drink, observing the going-ons in these peoples lives. I find the most instantaneous way to make it intimate, I find the weakest link and I make it my in. No one can stop me. I certainly won't stop myself.
I am the worst kind of person because I am so good at what I do. People take to me instantly. I exude some kind of warmth, some kind of ingratiating comfort.
One of these days I'm going to find myself alone, truly alone, with nothing but my memories of deceit. I'll deserve every minute of that deafening solitude. Maybe now it seems sexy and alluring and romantic and the kind of narrative that gets books sold and turned into movies. One day, however, when I'm older and my alluring warmth has died out, when no one is sticking around to figure me out anymore, I'll get what I deserve. Which is, ultimately, nothing. An empty, long, dark shadow of nothing.
2 comments
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In Los Angeles, California
[Jun. 20th, 2011|
11:54 pm
I'd say don't finish someone's cereal without at least telling them, don't criticize the way they prepare and eat their food, don't assume they just "don't get it" when they choose to do something differently.
Yeah, I'd pretty much say those things.
Leave a comment
(no subject)
[Jun. 15th, 2011|
11:46 pm
My life is like a thread with so many knots in it. All I want is to straighten it out. All I want is to see it untangled.
My biggest fear is that I'll never have the strength to do it. My biggest fear is that my fear of pain will lead me, time and time again, to give up.
I'm not strong. I am weak and fearful. I will be 29 this year, 30 next year, 31 the next...I will never get there.
I inhale and hold my breath.
Leave a comment
In Los Angeles, California
[Jun. 7th, 2011|
10:14 pm
I am alone with my demons. They make a knot in my stomach and a lump in my throat. I suppose I can't complain because I knew this feeling would come.
Leave a comment
In Los Angeles, California
[Jun. 7th, 2011|
02:29 am
Secretly, I'm actually miserable.
2 comments
Leave a comment
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Unusual 17th-century Dutch horse burial site found
AMSTERDAM (AP) -- Archeologists have uncovered a mass grave with the complete skeletons of 51 horses buried side-by-side, probably the long-forgotten equine victims of a 17th century battle over a strategic Dutch river.
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The zombie apocalypse started 3 years ago for me. ... of course I lost some weight since then and ive had a lot more color added. Just dont have any recent photos.
Si vis pacem, Para Bellum. "If you want peace, Prepare for war"
Texan By Birth & Choice USMC/VIET NAM VET
Zombies appeal to the Bubba in all of us. Who would not enjoy a target rich environment of self propelled pop ups with the added bonus of guilt free killing? After all, zombies are no longer people and don't rate the same respect afforded to game animals! Crap, I'm putting WAY TOO MUCH thought into this. Tack
Semper paratus.....virtute et armis
And now even Mossberg has introduced a new line of zombie killer weapons; the ZMB's. http://www.downrange.tv/blog/mossberg-introduces-zmb-series-of-guns/13109/
Next we will be seeing Zombie Killing chainsaws from Stihl


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or drag this pin anywhere on the map
Fine art gallery full of contemporary art
For visitors to Vancouver who enjoy modern art, Buschlen Mowatt Fine Arts is one of the city's many art galleries, featuring artists from the area. You'll find paintings, sculptures and occasionally photographs at this gallery, with ever changing exhibits as they are constantly bringing in new art.
Buschlen Mowatt Fine Arts allows you to purchase the art displayed, though it is fine art, and therefore very pricey. Still, a good spot to visit for anyone who enjoys art.
Buschlen Mowatt Fine Arts
Main Floor - 1445 W Georgia St Vancouver BC, Vancouver
Phone: 604-682-1234
Website: www.buschlenmowatt.com/
Open Hours: 10am-6pm Mon-Sat noon-5pm Sun
Category: Art museum
Price: Cost money


text:
Pearl Jam Ultimate Fan
1,000 - 5,000 downloads
Add this app to your lists+ By Snow Beach Media, LLC
Pearl Jam is the quintessential rock band of the 90's and beyond. Having recently celebrated their 20th anniversary and still going strong, Pearl Jam has cemented their place in rock music history. This app has Pearl Jam news, Facebook, Twitter, Photos and more. Everything a fan needs in one app! Get it now!
Tags: pearl jam, pearl ja,m 壁紙.
Tags: pearl jam, pearl ja,m 壁紙.


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38324 results for "big 10"
Big Ten Conference Basketball
Index | Scores | Standings | Statistics | Women's IndexCheck out the latest Big Ten Conference standings, scores, and statistics.
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Ultimate ESPN 300: Top surprises in the Big Ten
Tom VanHaarenThe Ultimate ESPN 300 list is out and the Big Ten is well-represented from top to bottom. When it comes to re-ranking players, there are always surprises and sleeper players after the fact, which is why we put together our list of the top five surpri...
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No. 20 Iowa women break record for 3s, beat Northwestern
No. 20 Iowa women break record for 3s, beat Northwestern
Recap | Box Score | Conversation | January 29, 2015 -
No. 22 Rutgers women beats Purdue 58-49
No. 22 Rutgers women beats Purdue 58-49
Recap | Box Score | Conversation | January 29, 2015 -
Video results for "big 10"
Finebaum Rant: The Big 10 Show
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#FinebaumRants - The Big 10 Show
November 03, 2014 -
Replay: Illinois vs. #18 Michigan State
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Kaminsky, Wisconsin Clinch Share Of Big Ten Title
March 01, 2015
Best of the visits: Big Ten
Tom VanHaarenWe are in the final contact period before signing day, which means official visits are upon us. This weekend was an important one for the Big Ten, as plenty of top targets were on campuses. The visiting prospects took to Twitter and social media to d...
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Doolittle leads No. 22 Iowa to 83-70 win over Northwestern
Doolittle leads No. 22 Iowa to 83-70 win over Northwestern
Recap | Box Score | Conversation | January 14, 2015 -
Oregon football twitter: Good, bad, ugly
So last night didn't really go down the way that Oregon and the rest of the Pac-12 would've hoped. It would've been the Ducks' first national title and that would've brought a lot -- whether folks want to admit that or not -- to the conference headin...
Blog | January 13, 2015 -
Oregon or OSU? Pac-12 blog predictions
Chantel Jennings, Kevin Gemmell and Ted MillerWhen you wake up tomorrow morning, the talk of the town will be about the national champion -- either No. 2 Oregon or No. 4 Ohio State. It'll be Ducks or Bucks, the Big Ten or the Pac-12. And on Wednesday? We'll already have moved on to predicting...
Blog | January 12, 2015 -
Dixon, Disterhoft led No. 17 Iowa over Purdue 73-59
Dixon, Disterhoft led No. 17 Iowa over Purdue 73-59
Recap | Box Score | Conversation | January 11, 2015 -
Puppies pick: No. 2 Oregon or No. 4 Ohio State?
Chantel JenningsNo matter how many statistics, trends, storylines or betting lines we look at, no one truly knows which way the College Football Playoff National Championship Presented By AT&T will actually go. So some of us resort to other options -- clairvo...
Blog | January 08, 2015 -
Big Ten morning links
Josh MoyerThere are exactly 132 hours and 30 minutes until the College Football Playoff National Championship Presented By AT&T ... but who's counting? 1. PSU defensive coordinator Bob Shoop interviewing elsewhere: According to The Advocate's Ross Delle...
Blog | January 07, 2015 -
#AskLoogs: Penn State making moves
Tom LuginbillWant to ask ESPN RecruitingNation senior analyst Tom Luginbill a question about your team? Tweet it to @TomLuginbill using the hashtag #AskLoogs. #AskLoogs besides OSU and Michigan are there any other Big 10 teams surprisingly well in recruiting ? ...
Blog | January 06, 2015 -
Audio results for "big 10"
Ruocco and Rothenberg
January 13, 2015 -
Capital Games - CFB Playoff
December 12, 2014 -
The Lyons Den - Episode 45
September 29, 2014 -
The Freddie Coleman Show
August 24, 2014
Look at B1G underclassmen declaring early
Josh MoyerUnderclassmen still have until Jan. 15 to decide whether to declare for the NFL draft. But, in the meantime, we decided to take a look at those who already made their decisions public. Here are the 11 Big Ten players (listed alphabetically) leavin...
Blog | January 05, 2015 -
Sights and sounds: UA Elite 50 combine
Derek TysonLAKE BUENA VISTA, Fla. -- Some of the top underclassmen in the country gathered for the debut of the Under Armour Elite 50 combine on Friday morning. The group included many of the top 50 prospects in the ESPN Junior 300 and a few 2017 prospects such...
Blog | January 02, 2015 -
Big Ten morning links
Josh MoyerA major announcement AND a B1G bowl game? What's not to like? 1. Jim Harbaugh to be announced as U-M coach at noon: After all the reports, rumors and confirmations, we're finally just hours away from the Harbaugh addition becoming 100 percent offi...
Blog | December 30, 2014 -
UA Day 1: Best sights and sounds
Derek TysonLAKE BUENA VISTA, Fla. -- Several players made incredible plays on Day 1 of the Under Armour All-America game practices. Byron Cowart had several sacks, quarterbacks Kyler Murray, Deondre Francois and Brandon Wimbush all made impressive throws, and N...
Blog | December 29, 2014 -
No. 17 Rutgers shuts down Indiana 66-51 in Big 10 opener
No. 17 Rutgers shuts down Indiana 66-51 in Big 10 opener
Recap | Box Score | Conversation | December 28, 2014


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The answer may surprise you
Take these proactive steps to protect your retirement
Join the NASDAQ Community today and get free, instant access to portfolios, stock ratings, real-time alerts, and more!
Ryder System, Inc. ( R ) will begin trading ex-dividend on August 15, 2013. A cash dividend payment of $0.34 per share is scheduled to be paid on September 20, 2013. Shareholders who purchased R stock prior to the ex-dividend date are eligible for the cash dividend payment. This represents an 9.68% increase over the prior quarter. At the current stock price of $59.85, the dividend yield is 2.27%.
The previous trading day's last sale of R was $59.85, representing a -7.91% decrease from the 52 week high of $64.99 and a 56.06% increase over the 52 week low of $38.35.
R is a part of the Consumer Services sector, which includes companies such as Hertz Global Holdings, Inc ( HTZ ) and Amerco ( UHAL ). R's current earnings per share, an indicator of a company's profitability, is $4.48. Zacks Investment Research reports R's forecasted earnings growth in 2013 as 19.71%, compared to an industry average of 7.6%.
For more information on the declaration, record and payment dates, visit the R Dividend History page.
Interested in gaining exposure to R through an Exchange Traded Fund [ETF]? The following ETF(s) have R as a top-10 holding:
The top-performing ETF of this group is JKL with an increase of 7.17% over the last 100 days. IYT has the highest percent weighting of R at 5.15%.
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3 bedroom house to rent Teal Crescent, East Kilbride, Glasgow, G75
Your Move are delighted to bring to the market this well presented three bedroom end terraced house in the popular Greenhills area of East Kilbride. The property has a large open plan lounge dining room, a modern kitchen with appliances and wc on the lower level. On the upper level there are th... More details › -
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3 bedroom semi-detached house to rent Dexter Court, East Kilbride, Glasgow, G75
Your Move are delighted to present to the market this modern 3 bedroom semi detached villa in the popular Lindsayfield area of East Kilbride. The property is offered fully furnished and is decorated in a modern neutral style. The ground floor of the property provdes large lounge with dining area ... More details › -
£1,600 pcm
5 bedroom detached house to rent 45 Ocein Drive, East Kilbride
Substantial 5 bedroom detached house set within prestigious Cala development.The property comprises of;Large Dining Kitchen with utility room offDining roomLoungeTV RoomDownstairs ToiletMaster Bedroom with dressing room and en-suite.Bedroom 2 with en-suiteDouble bedroom 3, 4 + 5Family shower room... More details › -
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4 bedroom terraced house to rent Teal Crescent, Greenhills, East Kilbride, G75
We are delighted to bring to the market for rent this newly refurbished 4 bedroom house in East Kilbride. Split over two levels, this is a spacious terraced property with 4 good sized bedrooms. Furthermore, There is a spacious modern fitted kitchen with space for dining.On the ground level the pr... More details › -
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3 bedroom terraced house to rent Glen Arroch, East Kilbride
This spacious 3 bedroom terrace property is offered in genuine walk-in condition having just been completely refurbished throughout More details ›Added on 24/02/2015 by Slater Hogg & Howison Lettings, East Kilbride. Call: 01355 516015 Local call rate
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3 bedroom house to rent Sandpiper Drive, East Kilbride, Glasgow, G75
This is a spacious end terrace property with 3 bedrooms, 2 of the bedrooms are generous doubles and the third bedroom is a single. There is a spacious fitted breakfasting kitchen which has washing matching, fridge, freezer and dishwasher. The lounge is to the rear with patio doors leading to the ... More details ›Added on 23/02/2015 by First Avenue Properties , East Kilbride - Lettings. Call: 01355 590770 Local call rate
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2 bedroom end of terrace house to rent CAITHNESS ROAD, Glasgow, G74
Smart 2 bedroom quarter villa in private development. Unfurnished. Bright spacious lounge. Modern fully applianced kitchen. Smart bathroom with shower. 2 bedrooms upstairs. Gas central heating. Double glazing. Driveway. Garden. Available now 6th April 2015. More details › -
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3 bedroom detached house to rent Lamlash Place, East Kilbride, Glasgow, G75
Well presented newly decorated modern detached villa in quiet cul-de-sac and in great position for local amenities including Morrison Superstore, good school catchment and both public and private transport links. The property itself comprises of entrance hall, lounge with feature fireplace, mode... More details › -
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3 bedroom terraced house to rent Windward Road, Westwood, East Kilbride,
NEW! AVAILABLE NOW! Angel Lets are delighted to present this lovely three bedroom family home situated in the ever popular are of Westwood. Features include landscaped gardens with modern kitchen and bathroom and the property comes unfurnished. More details › -
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2 bedroom terraced house to rent CAPELRIG DRIVE, Glasgow, G74
Bright spacious 2 bed mid terrace house in quiet residential locale. Furnished. Large lounge with conservatory off. Fully applianced replacement kitchen. Bathroom with shower. 2 double bedrooms. with storage. Double glazed. Gas central heating. Decking. Gardens. Available 23rd March 2015. More details ›


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Introducing leggings. You'll never run out of inspiration.
A Lake District landscape photo of the River Brathay with a snow-topped Wetherlam in the background.
(Mono version also available)
(Featured in Cumbria Life Magazine, July 2010)
lake district photo, lake district print, ambleside, colour, cumbria, lake district, lakes, lake, nature, landscape, winter, water, landscape photo, mountains, trees, sky, clouds, dave lawrance
I started photography around 30 years ago, and became interested in landscape photography after seeing the work of Derry Brabbs in "James Herriot's Yorkshire".
I live in Cumbria and take most of my photographs in the Lake District and Yorkshire Dales.
In addition to Redbubble, I sell work through, PhotoBox, Zazzle, Greetings Card Universe, etc.
View Full ProfileBeautiful composition and view Dave, thanks for adding it to the Lakes group. I know the spot very well!
Thanks Shaun. Yes it's a great spot with lots of different shots possible at different times of the year.
– Dave Lawrance
Stunning work, Dave!
Thanks Bela!
– Dave Lawrance
Breathtaking scene! Nicely composed and processed!
– Dave Lawrance
Fantastic shot Dave and a gorgeous view. Must have fave. Stunning.
Thanks Gary, much appreciated.
– Dave Lawrance
A stunning composition Dave. Great catch on the light, subtle reflections & shadows.
Thanks Peter, it's one of my personal favourites too so I'm glad other people like it!
– Dave Lawrance
Absolutely beautiful..
Thanks Jason.
– Dave Lawrance
Stunning shot Dave
Thanks Steve.
– Dave Lawrance
Poistively stunning image, so well composed.
I did not realize England had such mountain scenery – thank you for educating me
Happy to be of service! Actually, the international nature of Redbubble was what attracted me to the site. It's great to see landscapes from all over the World.
– Dave Lawrance
lovely image
Thanks George.
– Dave Lawrance
Fantastic shot Dave
Thanks Eugenio.
– Dave Lawrance


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Green News For The Weekend Volume 296
A few quick green news stories for you to peruse. I have realized that most "green" or environmental news is rather depressing, since there isn't really much optimism about our leaders doing much of anything to protect the future for us. I will do my best to try to find one positive story each week, even if it's only a small one without much impact.
One gripe leveled at consumer electronics companies is the rate at which their technologies become obsolete, often by design. While that's great for selling new products, it encourages people to throw out products with plenty of life left, causing a global electronic waste problem. Samsung Electronics hopes to differentiate itself in the fiercely competitive high-definition TV marketplace by incorporating the ability to upgrade into their design.
How many members of The Nature Conservancy will be pleased to find that their organization has been working with Monsanto to promote GM crops as "Responsible"? Indeed, one can argue that these programs are being actively concealed from their members, donors, and the public. Seems other people are starting to catch on about The Nature Conservancy and Monsanto, too.
Coming off of the hottest year in U.S. history and 333 months of higher-than-average global temperatures, Rep. Lamar Smith's (R-TX) first move as the new chair of the House Science and Technology Committee includes a hearing on climate science. House Science Chair's First Action Is To Hold A Climate Change Denier Hearing. Oh boy. Just what we need, the guy (a non-scientist) chairing the SCIENCE committee denying that climate change exists.
Climate change has shrunk Andean glaciers between 30 and 50% since the 1970s and could melt many of them away altogether in coming years. Andean glaciers, a vital source of fresh water for tens of millions of South Americans, are retreating at their fastest rates in more than 300 years, according to the most comprehensive review of Andean ice loss so far. The future is not looking too bright if we don't get our bleep together.
Gov. Dave Heineman of Nebraska approved a revised route for the Keystone XL pipeline through Nebraska on Tuesday, brushing aside vocal opposition from some citizen groups and putting final approval of the pipeline project squarely in the hands of the Obama administration.
Small but highly publicized strikes by Walmart retail and warehouse workers last fall set the labor movement abuzz and gained new respect for organizing methods once regarded skeptically.
Hope everyone has a good weekend…
Like this post? If so, please consider subscribing to my full feed RSS. Or, if you would prefer, you can subscribe by Email:


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The Euro Tour: A Unified Race Series
A breakdown of the Euro Tour and what it means for the SUP racing community.
Bob Purdy has been paddling every day since January 1, 2011. Find out why in the documentary, "The Paddler."
more...Kai Lenny pulls into a massive barrel at Jaws and gets clipped.
more...Watch all the sweat, smiles and beauty of the Bora Bora KXT Ironmana in this full documentary from the event.
more...In this video Kauli Seadi rides some really beautiful waves in French Polynesia and makes us jealous.
more...Jamie O'Brien and his team recently took their SUPsquatch and GoPro to Makaha and made this video of the best wave ever simultaneously ridden by seven men.
more...A story about four women in search of the ultimate river wave. The "Can I Surf That" Teaser.
more...It's always a pleasure to watch Mo Freitas SUP surf. Check out the video for proof.
more...Video: The Riviera Paddlesurf team had a killer 2014. Here's to another one.
more...Zane Schweitzer flirting with some dangerously shallow reef on his home island of Maui.
more...How good can an inter-island Tahitian downwinder be? This video only gives us one answer: epic.
more...A breakdown of the Euro Tour and what it means for the SUP racing community.
Register now for one of the best downwind races on the planet, the OluKai Ho'olaule'a.
Infinity SUP and Candice Appleby join forces.


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recipe reviews for:
"Decorative cookies. NOT EDIBLE!"
My Profile | Cooks I Like Reviews | Photos | Recipes | Menus | Blog
Cooking Level: Expert
Cooking Level: Intermediate
Muffins are great for breakfast, with coffee, or just as a snack on the go.
Soup is what the doctor ordered to cure those winter blahs.
Delicious recipes, party ideas, and cooking tips! Get a year of Allrecipes magazine for $7.99!
See how to make a simmering pot of aromatics for your home.
See the easy way to make gorgeous roast goose for Christmas dinner!
What's cooking in Ypsilanti? Brenda's yummy homemade baby food.


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It's fast, fun, free...and zero pressure. Get started.
Exclusive finds with a new theme each month.
Shop: Pop-In
Our director of creative projects shares what she's into.
Read More
Stay updated with a steady stream of new info.
Silky-smooth Italian calfskin shapes the wide straps of a posh Alexander Wang sandal set on a skinny heel.
Watch the video: Shoe Fit Fundamentals
Learn More: How to Measure Heel Heights


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Looking for a casement window operator. MAde by Truth. PArt Number ia 40056. I have looked on internet and found the parts that are close but can not find the xeact one I am looking for. The are is 11 inches and all the ones I see on internet that resembles mine are 9 1/2 inches or 13. Can some please help me find this part.
- Forum >
- Windows & Doors >
- Truth casement windows.
Truth discontinued the 11-1/2" arm a number of years ago. The best way to replace it is use the 9-1/2" or 13-1/2" arm. To figure out which one will work, take an 18" piece of string and measure out 9-1/2" and 13-1/2" on the string. With the window screen out, check and see which length will work.


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Weather Links Radar 8-Day Forecast 24 Hr Forecast Futurecast Humidity 90% Winds 6.9mph View Full Forecast › 71° Lafayette ›
GOP aide resigns over criticism of Obama daughters An aide to a Republican congressman has resigned after her critical comments about President Barack... Read Story ›
Saints Defeat Steelers Behind Brees' Five Touchdown Passes PITTSBURGH (AP) - The standings say the New Orleans Saints are in first place. For... Read Story ›
Warm December Start A warm start to December as southerly winds continue to bring mild conditions. We ended... Read Story ›
Lafayette Concert Band presents their final concert of the year The Lafayette Concert Band under the direction of Gerald Guilbeaux presents it's annual "Christmas Traditions"... Read Story ›
Man facing a felony charge after nude photos of his ex appear online Scott Police arrested a man who allegedly posted nude pictures of his ex-girlfriend on a... Read Story ›
Share: Facebook Twitter Google Plus Apr 23, 2014 4:52 PM by MELISSA CANONE TRAFFIC TALK: US 90 EB closed in Iberia due to crash US 90 eastbound is currently closed between LA 85 and Hubertville RD, in Iberia parish, due to an injury crash
Play Black Friday: Line at Academy wrapped around the building Play Teurlings Catholic High makes 500 Thanksgiving meals for families in need Play Business owners complain about length of time Perry Bridge will close Play KATC Investigates: Training To Survive A Helicopter Crash In The Gulf Play A Depressing Reality- Part 3 Play A Depressing Reality- Part 2 Play Pit bull ban may be altered after public outcry Play BESE to vote on new regulations for early childhood education Play Main Street in New Iberia goes blue Play Off-Shore Helicopter Travel Safety Play Lafayette City Marshal to support Brian Pope in Runoff Play Lafayette Parish sees increase in spanish speaking students Play Scott Police giving t-shirts to children wearing their seat belt Play Thanksgiving Food Drives around Acadiana Play A Depressing Reality Part 1 1 2 3 4


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Johnson & Johnson
"MBA Intern "
I worked at Johnson & Johnson
Great people, the Credo lives, everyone loves the company and the people
employees are overworked and barely compensated unable to take vacation and unable to complain. if you don't love NJ you might not be in the right place.
follow up down the chain to make sure priories are followed through on
"Management trainer and senior supervisor. "
- Comp & Benefits
- Senior Management
- Culture & Values
- Career Opportunities
I worked at Johnson & Johnson full-time (more than 10 years)
ProsMany job opportunities through various companies. Opportunity to show your expertise and develop production concept for new line products.
ConsVarious levels of management sometimes felled to do proper follow up on recurring issues.
Advice to ManagementAdviceFollow through on problem resolution and corrective action implementation.
RecommendsNeutral OutlookNo opinion of CEO -
I have been working at Johnson & Johnson
ProsGreat work environment, benefits and career opportunities.
Exposure to senior leadership and learning experiences.ConsDifficult hours when projects deadlines approach


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Browse other columnist pages:
A few financial Websites offer different approaches for investing in this market. So who's right?
A report that Blackstone and other buyout firms have made huge payouts should give stock investors pause.
Several articles raise concerns about a bubble in biotech and a coming swoon for AbbVie shares.
The media debate Berkshire's sale of oil-giant stakes. And what are leading stockpickers thinking?
Non-U.S. stocks may not be as cheap as they appear. The same goes for U.S. steel stocks.
An influential energy group argues that an oil-price recovery seems inevitable, but others aren't so sure.
Developing-country stocks can perform even with a strong dollar. And don't count out U.S. dividend stocks.
Several articles review various bond classes. And is the global economy really so bad off?
These very different stocks confront pressures. And what can the Super Bowl teach investors?
Several articles paint a troubling picture for stocks in a time of a strong dollar and low-priced oil. So how about a restaurant pick?
The stock gained almost 6% after reporting record profits. But some pundits see trouble ahead.
Several articles show what the smart-money has been doing with these downtrodden sectors.
Articles explain dangers of Europe's deflationary spiral and virtues of a simple 60/40 asset allocation.
Several articles question the notion that the U.S. economy will keep stocks insulated from overseas woes.
Looking for great stocks? Then buy the ones that Wall Street thinks you should sell.
Sites from Morningstar to StreetAuthority are touting 2014's losers, including TIPS and energy. But does that always make sense?
TheStreet.com makes the case for gold miners. And will the dollar continue rising?
One writer makes a case for overseas equities. Another asks if Google's innovation will help its stock?
Many market watchers see oil prices falling further, imperiling the fracking industry and stocks of companies that serve it.
Several articles weigh in on what investors should make of a sustained flight to Treasuries.


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Dataproducts Remanufactured Ink, 200 Page-Yield
Data products premium remanufactured print cartridges help you get more for your money while performing as well as OEM cartridges. These reliable ink cartridges are developed and manufactured in state-of-the-art facilities utilizing technology and automation to ensure consistent, high quality printing. Data products cartridges go through rigorous pre- and post-testing.
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Madison, Virginia (map) | (540) 948-4186
Sites: 70 | Latest Rate: $45.00 |
Rating: | 6 | 9 | 3 |
Clean Restrooms: | |||
Clean Showers: |
The firs remarks out of the mouth of the "check in" person was "someone needs to get that dog on a leash!" Overall the park wasn't crowded and it was quiet, which was what I was looking for. You can still hear some road noise from US29, but the rest of the surroundings minimized that. Our site needed mowing when we were there. The facilities seemed in need of upkeep. When we were packed up and ready to pull out, I went to the bath house to wash my hands. They were being cleaned, so I asked if I could wash my hands. I was snapped at with "just give me 10 minutes". Given the negatives, it was still a relaxing park and a positive experience. I would probably stay here again. - bikeman911
We came back for the fun in October. They have Halloween for 3 weekends and you can go to a nearby Apple Harvest Festival that is loads of fun. They deliver firewood when it's paid for and are great with directions to get places. Used to be a KOA, but it seems to be more outgoing and friendly now that they are private again. Whatever their reasons were, we like it! Site was awesome, Bathhouse was really clean, and Wi-Fi worked great! Absolutely plan to come back! - excalcamper
We were told by the person taking our reservation request via telephone how much she hates this park and KOA! During our stay her comments about KOA were verbally reinforced by the owner. This place was more like a residential park then a campground. Very few campers on Customer Appreciation Weekend which is when we camped. It needs updating and owners who care! The grounds are over grown. The road is in dire need of resurfacing, etc, etc!. All in all not a good experience. Will not stay here again! - TheBruns'


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Iranian do not hate us. They just hate our Gov. and the Zionist maters that running this gov.
I don't understand why Iran has to answer to so call 5+ nations. who is holding these nations accountable for their WMD? If I was Iran, I would telll them to go and F*****K them self and do what ever I want. It is time for the world order to change and get ride of regimes like Isra....
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Auto Loans in The Show-Me State
Live in Missouri? Have a monthly income of at least $1500? You're pre-qualified for financing! We have lenders and dealers who cater to every end of the credit spectrum. Apply online, and we'll put you in touch with a finance specialist who can walk you through the process. We make credit approval fast, easy, and free. Don't go driving from one lender to another, applying again and again. Get approved today!


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Should philanthropy advisors be held to the same standards as other professional advisors and should they be accredited?
Philanthropy in Sri Lanka: An On-the-Ground Perspective
Sharadha de Sharaham shares her insight on Sri Lankan philanthropy based on her years of experience in the local social impact space.
Sri Lanka: A Deeper Dive into Philanthropic Research with Tom Widger
How did a research team come to its conclusions about philanthronationalism, patron-client relationships, and other themes in Sri Lankan philanthropy? We talk to one of the key researchers to find out.
The Impact of Local Charity on Development: A Sri Lankan Case Study
A close examination of Sri Lankan charitable practices reveals the potential of philanthropy to expand and play a developmental role, as well as the hurdles that still stand in the way of greater social engagement.
What's Next for Philanthropy in Australia?
The 2014 National Conference looks at what's beyond the horizons for Australian philanthropy.
AVPN 2014: Forging Ahead To 2015
The end of the 2014 AVPN conference brought with it the announcement of a new Knowledge Center, which has the potential to spread practical tips in the growing Asian philanthropic space.
BoP World Convention & Expo to Merge Investment and Social Impact Opportunities in U.S. $5 Trillion Market
The Base of the Pyramid refers to the four billion people living in emerging economies. Collectively, they represent an untapped market of USD $5 trillion and a blue ocean opportunity for businesses to grow by reaching new markets and improving lives.
Upcoming Philanthropy in Asia Summit
The Philanthropy in Asia Summit in Singapore this year seeks to mobilize the new wave of Asian philanthropic leadership. Will you join us at the event?
Two Must-Have's When Engaging Governments in Asia: Trust and "Face"
Government partnerships are essential for achieving scale but can be a challenge to manage. Here are a few tips from AVPN 2014 on how you can manage these tricky partnerships.
What's Missing in Impact Measurement? Lessons from AVPN 2014
Impact measurement — everyone is talking about it these days, but few people get it right. How should we approach impact measurement when different stakeholders want different things? What's still missing from the way we design impact measurement?