text:
Boteach under fire for controversial ad
US Senator Feinstein slams 'arrogant' Netanyahu: 'He doesn't speak for me'
'How Iran duped the West' - Israeli embassy produces mock 'New York Times' front page from future
US hails Israeli decision to connect Palestinian town to water grid
Family of Haifa urologist killed in car accident donate organs for transplant
More fiber and coffee reduce the risk of colorectal cancer
Sanford Kuvin, infectious disease expert, dies
Tel Aviv marathon cancelled midway due to heat after 75 runners injured
Tiberias wastewater heads to new treatment plant, curbing raw sewage flow in Jordan River
SPNI files High Court petition against Agriculture Ministry demanding fishing reforms
Israel, Jordan sign historic plan to save Dead Sea
Israeli, Jordanian officials signing historic agreement on water trade
'Csardas Princess' turns 100
Happy accidents
Palestinian actor cast to play Shylock in Shakespeare's 'Merchant of Venice'
Opera review: Kalman
Sensational Smith secures Mac TA another BSL win
Yellow-and-blue extends gap at top
New worlds: Out of the blue
*A doctor on a mission*
Jerusalem mayor Barkat helped raise nearly NIS 250m. for capital in 2014
Protesters call for affordable housing in Tel Aviv tent demonstration reminiscent of 2011
Secondary Teachers' Association renews sanctions cancelling all school field trips
Herzog: I don't say the word 'peace' so I don't raise expectations
Lapid releases election video aimed at English-speaking voters
Tibi criticizes police for stopping Arab protest against Zionist Union
Meet the candidate: Zionist Union's Revital Swid
Netanyahu says will bring haredi parties into next coalition, abolish criminal sanctions
Police arrest Arab man found with arsenal of stun grenades at Shuafat checkpoint
Palestinian sources: Kerry pressing Abbas to hold off on anti-Israel measures before election
Israel turning UNICEF criticism into concrete progress
Senior Fatah official calls for using 'force' against Israeli 'occupation'
PLO offers qualified praise for Italian parliament vote on Palestine
Pro-Israel MPs fight back in Parliament, attack Hamas's policies
Chabad Hassidim reach out to the disabled
Jewish groups line up to denounce Boteach ad on Susan Rice
Pastrami on rye on film
Jewish student's credibility questioned by UCLA student government due to her background
Egypt announces plans for new capital city amid signals of renewed Gulf ties
Iran says it will let Google in if it accepts cultural rules
WATCH: British teen 'jihadi brides' seen en route to joining ISIS
Sisi speaks of stability, relations with Gulf nations, need for joint Arab force
Iran offers to safe-guard Iraqi artifacts after ISIS rampage in Mosul museum
Letters to the Editor: March 2
The truth about Gush Etzion
Terra Incognita: Isolate anti-Semitism on campus, don't exaggerate it
After federal court finds that PA and PLO are terrorist groups, Obama must follow suit and cut aid
Reality Check: It's 2015, not 1938. And Netanyahu's no Churchill
Transforming hate into love
The epitome of evil
The balcony
A literary master
Veterans: Gentleman's politics
Books: A pioneering Hebrew writer
Books: Killing Yair
Books: Campaign culture
TRIED AND TASTED: Cornering the market
ACTIVISM: The ties that bind
FIRST PERSON: 'My mother is dying'
Wading through widowhood :Memories
Up to the challenge
Going the extra mile
The mother of all festivals
Israel defense planning: Will Iran's leaders be rational, irrational or mad?
Tony Blair's flawed peace plan
The question the left refuses to face
Islamic State: Egypt wakes up – when will the US and Russia?
A song for Shvat: 'Song of the grasses'
בֵּין הַזְמַנִים
אַתְ לְבַדֵך תָבִינִי
אַלְבּוֹם הַקוֹרְפּוֹרָל
Well calculated?
FIELDWORK: Dashed hopes
Ready, set, go
A story of persistence: How a Catholic Filipino became an IDF soldier
Assyrian Christians under increasing assault from ISIS fight back
US air strikes hit area of Syria where Islamic State abducted Christians
Christian groups recognized for aiding Ukrainian Jews
ISIS in Syria has abducted 220 from Christian villages this week, monitor says
A Gathering Place for Lone Soldiers in Raanana
KKL-JNF at the International Mediterranean Tourism Market 2015
The Tastes in the Valleys Festival
Topaz Even-Hen Klein Scenic Lookout Inaugurated in Adamit Park
Serbian PM Plants a Tree in the Grove of Nations
Sharing and Learning - German Forestry Students Intern with KKL-JNF
Israel and Finland Connect through the Environment
KKL-JNF Experts Visit China for Future Environmental Collaborations
Future Tour Guides Discover the Negev with KKL-JNF
The Shamir Drilling Project
Graduation Ceremony for Rosh HaAyin's Volunteer Firefighters
Nigerian Forestry Delegation Sees KKL-JNF Desert Afforestation First-hand
Celebrating 50 Years of German-Israeli Diplomatic Relations
JNF KKL Scotland Musical Fundraising Event a Success
WMC 2015 Closing Evening Reception
Living on the Edge in the Gaza Periphery
The Negev Conference on Agricultural Research and Development
Arava Open Day: Food Security for Israel and the Entire World
Living Green in Israel: the Contest and the Winners
Addressing Climate Change Conference
From Think Tank to Environmental Consultant
Award Winning Designer Launches Career as Wedding Dressmaker
Outdoor Fitness Israel: An Innovative Fitness Program Developed By UK Olim
The Burstein Brothers: 3 Oleh Siblings in the IDF
5 Tips to Land a Job in Israel
Starting Your Own Business in Israel: Real Life Examples
5 Strategies for Finding Your Professional Place in Israel
PetBNB:An Olah's Unusual Canine Startup
36 Hours in Southern Israel
Food Shopping In Israel
How Women Can Have it All in Israel
The Eisenberg's Long Journey Home
Why Retirees are Thriving in Israel
Thanks to Aliyah video
6 Frequently Asked Questions about Israeli Healthcare
Starting Over in Israel
Sovev Tel Aviv, Israel's Largest Biking Event
Running Through Color
Formula 1 Racecars Zip Through Jerusalem
Change Makers: How Young Olim are Giving Back
NefeshB'Nefesh Provides Services to Bnot Sherut
How Doctors Are Impacting Israel's South
Impact Israel: How 7 Young Professional Olim Fulfilled Their Dreams in Israel
A Look Back at the Winners of the Bonei Zion Prize
Over 1,000 IDF 'lone soldiers' attend personal errand day in Tel Aviv
03.02.2015 | 11 Adar, 5775
Prime minister to Channel 1: I'll be running again in next election
Not all bleak for Netanyahu
China's moves: US decline, or balance in Asia?
Hanegbi heads to Myanmar for highest-level visit in 35 years
Former ambassador to the US Oren may enter politics on list Kahlon is drafting
MK calls on PM to destroy homes of Jews who murdered Arab teen
Netanyahu: Hamas leaders are legitimate targets, no one is invincible
Kahlon indicates comeback with new 'framework'
'Israel no better than Chelm for providing electricity to Palestinian companies that boycott it'
Manhattan borough president shows solidarity with Israel visit
Ministers and MKs urge Netanyahu to pound Hamas
Right-wing MKs call to investigate Balad party, ban it from Knesset after Qatar trip
Diplomacy & Politics
By GIL HOFFMAN \
02/12/2013 03:01
Benjamin Netanyahu . (photo credit:© Marc Israël Sellem)
Prime Minister Binyamin Netanyahu's efforts to build a broad national unity government suffered multiple setbacks on Monday when his potential coalition partners refused to compromise on key issues.The first setback occurred when Netanyahu met Bayit Yehudi leader Naftali Bennett at the Prime Minister's Office in Tel Aviv. While both sides declined to reveal what was discussed at the meeting, both said afterward that Bayit Yehudi would continue coordinating coalition strategy with Yesh Atid.Netanyahu had wanted to break the unwritten understanding between Bayit Yehudi and Yesh Atid, in which neither party would join the coalition without the other.But Likud officials said Bayit Yehudi and Yesh Atid were fully coordinating their negotiation strategy on every issue.Due to that deal, Netanyahu cannot threaten Yesh Atid leader Yair Lapid that he will build a coalition without him. The prime minister cannot even build a cohesive coalition of the 61 MKs on the Center-Right.A statement released after the Netanyahu-Bennett meeting said only that they had discussed the "issues of the day" and planned to meet again. Unlike official statements released following the prime minister's previous meetings with party leaders, this statement did not mention a "good atmosphere."But the Likud spokeswoman who issued the statement said it was not dictated by Netanyahu and that she actually had no idea how the meeting went.The negotiating teams of Likud and Bayit Yehudi will meet in Ramat Gan on Tuesday, after the Likud met Monday with a team from Yesh Atid.In the meeting with Yesh Atid, Prof. Eugene Kandel, who heads the National Economic Council, presented the Likud's plan for equalizing the burden of military and civilian national service. The plan calls for the IDF to set gradually rising targets for drafting haredim. If the targets are not met, the yeshivas will be fined.But Yesh Atid wants to see limits placed on the number of ultra-Orthodox men who avoid the army rather than the institution of manpower targets for the draft.Although the party's negotiators did not reject the Likud's plan outright, they did give an impression that there was little chance they would accept the plan.One issue Likud and Yesh Atid negotiators did not discuss was portfolios. Lapid wants that issue kept for the very end of the talks because he fears that otherwise he will lose leverage on key issues that are important to his party."About 99.9 percent of what you read in the papers about the negotiations is not actually happening," Lapid told his Knesset faction. "There are no discussions on portfolios. No one spoke to our negotiating team on that. Whatever you are reading is mere speculation that is not connected to us."Shas co-chairman Eli Yishai attacked Lapid at a meeting of the Shas faction. He said Lapid was working to ensure that the government would lack haredi parties, even though Lapid has never said that he wants a coalition without Shas and United Torah Judaism.MK Tzipi Livni told her Knesset faction that Netanyahu cannot take for granted that her Tzipi Livni Party would join the government. She said her negotiators were conducting talks with Likud quietly, "without press briefings and political spin."Labor leader Shelly Yacimovich started preparing for the possibility that Yesh Atid would not be part of the government on Monday. She met Arab MKs and asked for their support if there is a race in the Knesset for head of the opposition between her and Lapid.Yacimovich took pains to deny a rumor that she would agree to bring Labor into the government if she was offered the Finance Ministry."There is no truth to the rumors that if I am given the Finance portfolio, we will sit in the government," Yacimovich wrote on Facebook."We will not return to being the contractors of Netanyahu. It will not happen.Whoever insists on making this a debate on portfolios is making a mistake ethically and politically," she said."It is not about portfolios," she added."It is about our path. The portfolios that are most dear to our hearts are the ones that someone intends to use to bankrupt our economy, with dangerous policies that are being crafted as we speak." •
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text:
NYC Parks Events Calendar
Get up, get out, and do something! Just about any day of the year, you can find something fun, informative, and healthy to enjoy at an area park. Feel free to browse the listings below, or use the search tools to find an event that matches your interests and location.
Viewing 881–890 out of 2,300 events
from March 5, 2015 to April 25, 2026
Monday, May 18, 2015
Sit Aerobics
at Hamilton Fish Recreation Center, Manhattan
2:15 p.m.–3:15 p.m.
A seated exercise class that raises the heart rate and improves balance, with minimal impact on joints. For adults and seniors. Recreation center membership is required. Visit the…
Category: Accessible, Fitness, Seniors
National Multiple Sclerosis Society: Southern New York Chapter Level 2 Wellness Class
at McCarren Play Center, Brooklyn
6:15 p.m.–7:15 p.m.
All classes are designed to tone and strengthen muscles, with a focus on strength and cardiovascular fitness.
Category: Accessible, Fitness
Tuesday, May 19, 2015
Fitness Walk
at Joe Michaels Mile: Western Entrance (in Crocheron Park), Queens
9:00 a.m.–10:00 a.m.
Join this free fitness walking program along the beautiful Joe Michaels Mile, adjacent to Little Neck Bay.
Category: Fitness, Outdoor Fitness, Seniors
Abs Workout
at Poe Park Visitor Center (in Poe Park), Bronx
12:00 p.m.–1:00 p.m.
Exercise workout focusing on abs, especially strength training your core
Category: Sports
Meditation and Hatha Yoga
at Poe Park Visitor Center (in Poe Park), Bronx
1:00 p.m.–1:45 p.m.
Join us and learn some basic Hatha Yoga techniques to initiate relaxation. Learn how to influence changes within our physical and emotional responses to stress. Focus will be…
Category: Fitness, Seniors
Remembering Yesterday: Queens and Its World's Fairs
at Kingsland Homestead, Queens
2:30 p.m.–4:30 p.m.
Remembering is both a collective and a personal activity. In this exhibition, both are on display in relation to two World's Fairs that took place in Flushing, Queens in…
Category: Art, History
SummerStage: Mastodon / Clutch / Graveyard
at Rumsey Playfield (in Central Park), Manhattan
5:00 p.m.–10:00 p.m.
Tuesday May 19, 2015 Doors 5PM / Show 6PM Rumsey Playfield, Central Park Tickets: $35 Advance / $40 Day of Show Tickets On Sale Friday January 23, 2015 12PM
Category: Concerts
Brooklyn Nets Wheelchair Basketball Open Gym
at Al Oerter Recreation Center (in Flushing Meadows Corona Park), Queens
8:00 p.m.–9:30 p.m.
Similar to regular basketball but played in a wheelchair. Participants must be physically disabled and able to play in a sports wheelchair. There are available sportschairs for use at…
Category: Accessible, Fitness, Sports
Wednesday, May 20, 2015
at Poe Park Visitor Center (in Poe Park), Bronx
11:00 a.m.–12:00 p.m.
Get in shape with dance moves while using weights.
Category: Fitness
at Poe Park Visitor Center (in Poe Park), Bronx
2:00 p.m.–3:30 p.m.
Have fun turning discardee materials into usable works of art. Children under 10 years must be accompanied by an adult. Wear clothes that can get messy.
Category: Arts & Crafts, Kids
Pages:< Prev1…86878889909192…230Next >
Related Information
- Get information on upcoming events directly in your inbox by signing up for our Email Newsletters.
- Know about an event that's not on the calendar? Send us a tip!
- Planning an event and considering hosting it in a park? Make sure to read our Planning an Event page.

subset: commoncrawl


text:
Type: Posts; User: bluebonnet
Search: Search took 0.02 seconds.
September 20th, 2013, 03:28 PM
- Replies
- 31
- Views
- 4,065
Hi! My 3 year old daughter is Ginger Grace. ...
My 3 year old daughter is Ginger Grace. People are very vocal when they hear her name. It's not the obligatory, "oh that's cute" - they get overly gushy about how you never hear that name... -
May 4th, 2013, 01:26 AM
Thread: Louisa?
by bluebonnet- Replies
- 7
- Views
- 610
love louisa with nickname lula or lulu.
love louisa with nickname lula or lulu.
April 18th, 2013, 11:40 PM
Thread: rollo's cancer journey
by bluebonnet- Replies
- 56
- Views
- 5,015
Rollo! I clicked on this immediately! I am so...
Rollo! I clicked on this immediately! I am so sorry for your troubles with that a**hole named cancer. Please keep us updated. Leigh
March 4th, 2013, 03:35 PM
Thread: Full name for nn Gigi?
by bluebonnet- Replies
- 24
- Views
- 2,583
Ginger Grace :-)
Ginger Grace :-)
January 15th, 2013, 10:33 PM
Thread: My sweet baby Waverly!
by bluebonnet- Replies
- 21
- Views
- 3,340
Yay!!!! This is when i wish NB had a picture...
Yay!!!! This is when i wish NB had a picture posting area. i bet Waverly Wells is as gorgeous as her name. I also love Grace Ann. So timeless.
Enjoy these first few days with Miss Waverly! ... -
January 9th, 2013, 04:07 PM
Thread: spicy, silly, smart, sexy, serious?
by bluebonnet- Replies
- 32
- Views
- 6,164
hey emma, i've been following this thread because...
hey emma, i've been following this thread because my daughter is ginger grace. she is sweet, silly, spicy, sassy, etc...everything i had pictured when i dreamed of having my own sweet ginger.
i... -
January 7th, 2013, 12:44 PM
Thread: Last minute panic about Waverly
by bluebonnet- Replies
- 45
- Views
- 3,492
Hey there, I have to weigh in here. When the...
Hey there,
I have to weigh in here. When the 2012 "baby-berry" names came out last month I LOOKED for Miss Waverly! The name 'Waverly Wells' has absolutely stuck with me and I have been looking... -
December 6th, 2012, 01:24 PM
- Replies
- 8
- Views
- 1,402
we have similar taste! my favorite name of the...
we have similar taste! my favorite name of the moment is Magnolia, nn Maggie or Nola.
November 12th, 2012, 08:23 PM
Thread: Let's discuss Waverly again...
by bluebonnet- Replies
- 23
- Views
- 3,140
Waverly is simply stunning. I think you should...
Waverly is simply stunning. I think you should go with Waverly Winter Wells since she will be born in the winter time if you are in the northern hemisphere.
I had a nickname idea that rolls off... -
August 28th, 2012, 06:09 PM
Thread: names from Etsy
by bluebonnet- Replies
- 13
- Views
- 1,878
names from Etsy
I was perusing one of my favorite sites, Etsy, today looking to buy some monogrammed items for my 2 yr old, Gigi.
There are pages of samples of cute things to order for your child. After about... -
August 22nd, 2012, 05:45 PM
- Replies
- 86
- Views
- 15,764
I have been in your shoes!!! Days that turned...
I have been in your shoes!!!
Days that turned into months were spent obsessing over my now 11 year old son's name - Frank. He was born in 2001. We picked the name because we love Frank Sinatra... -
June 23rd, 2012, 10:46 AM
- Replies
- 63
- Views
- 6,372
Tallulah nn lula is my name crush of the moment
Tallulah nn lula is my name crush of the moment
June 12th, 2012, 05:47 PM
- Replies
- 85
- Views
- 21,258
Names that sound down-market to me usually fits...
Names that sound down-market to me usually fits one of these 2 criteria:
a. starts with a "K"
b. has the "lyn" syllable somewhere in it
That is all. -
May 24th, 2012, 03:13 PM
Thread: Cooper...on a girl.
by bluebonnet- Replies
- 10
- Views
- 926
Cooper...on a girl.
just saw a little girl Cooper in a pic on a major online publication I was reading on my iPad. Just had to share with the berries. I don't care for it at all.
April 25th, 2012, 12:24 PM
Thread: Most hated girls names?
by bluebonnet- Replies
- 269
- Views
- 90,034
I love, love, love names. There are not a lot of...
I love, love, love names. There are not a lot of names that I will always just plain hate. Sometimes i dislike a name and then when I see it with a different combo or in a cute sibset I might love...
March 28th, 2012, 11:58 PM
Thread: Gigi as a nickname for...?
by bluebonnet- Replies
- 25
- Views
- 10,759
hi berries, i am an oldtimer here and went...
hi berries,
i am an oldtimer here and went through a gigi quest 2 years ago...my gigi will be celebrate her 2nd birthday next week! anyway, to the original poster, i loved gigi and wanted to find... -
March 20th, 2012, 10:54 PM
Thread: YES or NO
by bluebonnet- Replies
- 32
- Views
- 2,498
Poll: I probably have a different response than any of...
I probably have a different response than any of the others. My name is Leigh and it is a very frustrating name to have. I get "lee" "lay" "leah" and even have had some people pronouce is lee-g...
March 15th, 2012, 12:52 AM
- Replies
- 20
- Views
- 3,568
Hi cocobean, Why don't you like Chloe? What...
Hi cocobean,
Why don't you like Chloe? What is her middle name? What other names were you considering before daughter was born? What names do you wish you had chosen? Just some questions to get... -
March 5th, 2012, 10:53 PM
Thread: Eliza & Savannah
by bluebonnet- Replies
- 15
- Views
- 1,329
I wouldn't go with another S&E since you already...
I wouldn't go with another S&E since you already have an S&E and a G! From a mommy perspective (not a nameberry perspective) having 5 different initials might help you organize things better since...
March 5th, 2012, 09:57 AM
Thread: Latest bogan name 'spots'
by bluebonnet- Replies
- 12
- Views
- 2,175
LOL @Emiliaj! I lived in Australia for a year...
LOL @Emiliaj!
I lived in Australia for a year when I was 22 (15 years ago) and I haven't heard the term 'bogan' since then! Conjured up all kinds of images of little Spider and Tuscan! -
March 1st, 2012, 12:16 AM
Thread: Welcome to the world Ivy Lark!
by bluebonnet- Replies
- 9
- Views
- 945
love the name!!! ivy lark is gorgeous!
love the name!!! ivy lark is gorgeous!
February 24th, 2012, 12:34 PM
Thread: Longer names to get to nickname Bo?
by bluebonnet- Replies
- 18
- Views
- 9,259
My maiden name is Boston. I have thought from...
My maiden name is Boston. I have thought from time to time about naming a boy Boston and calling him "Bo"
February 24th, 2012, 12:30 PM
Thread: Names You Just Don't Understand...
by bluebonnet- Replies
- 104
- Views
- 27,439
I don't like to bash names because i've caught so...
I don't like to bash names because i've caught so much flack for my babies - Frank + Ginger. But herewith the names that make me shudder:
#1 - Anneliese, Annaliese, Analese, etc...I only hear... -
February 22nd, 2012, 02:08 PM
Thread: Opinions on Mae?
by bluebonnet- Replies
- 22
- Views
- 1,919
I am in love with Mae! My last name starts with...
I am in love with Mae! My last name starts with M so thinking the MM alliteration is stunning as in Mae Mobley from The Help.
Also think that Maisie as nn for Mae is really interesting. LOVE. -
February 22nd, 2012, 01:32 PM
- Replies
- 12
- Views
- 1,486
By the way, I personally love Willa so much more...
By the way, I personally love Willa so much more than Willow. And Capri...I think of the Isle of Capri - how glam! You must take her there some day!
Results 1 to 25 of 32


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Woodours the Woodbear family collection tells he story of the special bond between a father and child. This beanbag baby bear is an ideal size for tagging along in the car or stroller. He comes with an attached teething "cracker" for little ones to love on.
Woodours - Baby Bear Plush Toy w/ Teether |
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VERY cute bear!
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Comments about Baby Bear w/ Teether:
My 6m old LOVES this bear! He loves to hug on it and teethe on the teething cracker! Plus he looks soo cute playing with it and his eyes light up when I show it to him! This bear is pretty small, but that makes it easy for my little one to handle... I do think that it is pretty expensive for the size of it, but you can tell that it is very good quality and I like that it looks different and more European...
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text:
The official site for "Project Runway" Season 11 offers video, designer portfolios, Rate the Runway photos, blogs and more.
- Episode 5A Little Bit Country, A Little Bit Rock 'N Roll
- Episode 4The Ultimate Hard and Soft
- Episode 1There Is No I In Team
Q&A Tu's Take
QDescribe your family.
QPast jobs?
AAssistant designer, and I have worked in all the positions in a restaurant, from dishwasher to server to cook.
ATu, because every Thai has a nickname that your family give you when you were born and they usually carry with them all their lives.
QWhen did you realize you had designer potential?
ASince I was little.
QFirst garment you ever made?
AYellow flower-print A-line skirt in sewing class at Parsons.
QWhat's your design training/schooling, etc.?
AParsons the New School for Design with an AAS in fashion studies. Paris American Academy with a B.A. in fashion design (Haute Couture Technique).
QStrengths as a designer?
AI.m trying to push fashion forward and willing to take a risk.
QWeaknesses as a designer?
AI don't really like ironing and time management.
QWhat are your influences?
ASince I love art, most of my design philosophy collaborates with sculpture, architecture and historic paintings. I use these inspirations to create new looks, shapes, fabrication, volume and prints.
QWhat's playing on your iPod when you're designing?
AUtada Hikaru, Misia, BoA, Namie Amuro, Bo Sunita, Christina Aguilar, Vanessa Mae, Ryuichi Sakamoto, Daddy Yankee
QFavorite material or fabric to work with?
AWool, cotton, and cotton sateen
QFavorite designer(s)?
ACristobal Balenciaga, Dries Van Noten, Maison Martin Margiela, Miuccia Prada, A.F. Vandevorst, Alexander McQueen, Riccardo Tisci, Nicolas Ghesquiere, Consuelo Castiglioni (Marni), Rick Owen, Viktor & Rolf, Stefano Pilati (YSL).
QSketch or drape?
QPatterns or solids?
QFavorite colors?
ABlack, white and gray.
QBiggest fear as a designer?
ANot being understood.
QFashion must?
ABe who you are.
QFashion faux pas that drives you crazy?
ASuper-duper-tight leggings which showed off the camel toe in public areas.
QFavorite style icon?
AQueen Sirikit, Aung San Suu Kyi, Nicole Richie, Lady Gaga.
QWhat would you design for the first lady?
AHand- embroidered dress.
QCelebrity you wish you could design for?
AKristen Stewart. A cool skirt with a structured top.
QFavorite supermodel muse?
AMariacarla Boscono, Carmen Kass, Karmen Pedaru, Natalia Vodianova, Suvi Koponen, Feifei Sun, Ai Tominaga, Si Tanwiboon.
QIf you had to name your label, you'd call it...
QIf you weren't designing, you'd be...
AFashion stylist, architect, restaurateur.
QPlaces/cultures you wish you could design for?
ASlavic culture, South American tribes.
QDream place to set up your business?
ANew York, Bangkok, Tokyo.
QHow were you described as a kid?
AStubborn, friendly, loud, curious, sincere.
QWebsites that feature your work?
Awww.tuera.net, www.facebook.com/pages/tuera/471853612833572?ref=hl
QHow are you described by your family and friends?
AAlways unexpected.
QWhy do you think you're easy to live with?
AI'm a bit messy and unorganized.
QFavorite hangout?
AKinokuniya Bookstore, Samed Island.
ADancing, traveling, eating and meditating.
QFavorite movies and TV shows?
A"Sailor Moon," "Legally Blonde," "My Sassy Girl" and all Hayao Miyazaki films. Dae Jang Geum.
QFavorite books/authors?
A"Crayon Shin-chan," "GTO: Great Teacher Onizuka"
QFavorite websites?
AStyle.com, Facebook, YouTube, Mthai.com, Sanook.com, Google
QYour Twitter handle?
QFast food or gourmet?
QCooking or takeout?
QFavorite foods?
AThai, Vietnamese, Korean, Japanese, Chinese, French.
QBeer or wine?
QGuiltiest pleasure?
AInternet addiction.
QBiggest pet peeve?
AUnfairness and bias.
QHow did you end up auditioning for PR?
AAfter I quit my job in Bangkok like a week, I found out about audition through website. I submitted my application from Thailand ASAP and made it to the semi-finalist level. So, I decided to return to the U.S.
QFavorite past PR designer?
ALeanne Marshall, Andy South, Elena Slivnyak.
QChallenge you wish they'd bring back?
QYour take on team challenges:
AIt really depends on the team.
QWhat do you look for in a model?
AI can't tell until I see her in person or at least her modeling portfolio.
QDo you think you can win "Project Runway"?
AYes!! Why not?
Project Runway Season 11 Photo Galleries
See Project Runway Season 11 pictures
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Pronunciation: /ˈbɛnzəʊeɪt/
Definition of benzoate in English:
Chemistry A salt or ester of benzoic acid.
Example sentences
- Sodium benzoate is the sodium salt of benzoic acid.
- In an Australian study, CFS patients eliminated wheat, milk, benzoates, nitrites, nitrates, and food colorings and other additives from their diet.
- Benzyl benzoate is irritant and not recommended for children.
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Calories in Spring Roll, medium
Wondering how many calories are in Spring Roll, medium?
Spring Roll, medium
Chinese & Asian/Appetizers
Nutrition Facts
Serving Size 1 spring roll (84 g)
Per Serving % Daily Value*
Calories 200
Calories from Fat 108
Total Fat 12g 18%
Carbohydrates 20g 7%
Protein 3g
*Based on a 2000 calorie diet
Spring Roll, medium Calories and Health Benefits
Get Nutritional Facts and the Health Benefits for Spring Roll, medium
Related Foods & Categories
Related Categories
Spring Roll, large - Chinese & Asian/Appetizers
Spring Roll, small (Panda Express) - Chinese & Asian/Appetizers
Fortune Cookie (Twin Dragon) - Chinese & Asian/Appetizers
(Blue Horizon Natural) Shrimp Spring Rolls - Chinese-Style
(Minh) Chicken Spring Roll - 2 Spring Rolls
(Chung's) Spring Rolls - Vegetable
(Chung's) Spring Rolls - Shrimp
Recent Blog Post
We asked for your favorite easy breakfast ideas, and you shared them. Some of our favorites submissions are below.
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News 1 - 4 of 4
Ali Larter Spotted With Baby Bump
July 16, 2010 04:07:17The Niki Sanders of 'Heroes' might be having a bun in the oven after spotted with the baby bump while shopping at Barney's New York in Los Angeles.
Justin Bieber's Bluewater Comic Book Previewed
July 16, 2010 04:07:02The YouTube sensation has been immortalized in print as Bluewater Productions feature him in a new comic book 'Fame: Justin Bieber' which explores his life story.
America Ferrera's 'Our Family Wedding' Leads Imagen Awards Nominations
July 16, 2010 04:07:02The drama comedy grabs four nods including for Best Feature Film category, competing with 'La Mission' which is also up for the same prize.
America Ferrera Invites 'Ugly Betty' Co-Stars to 'Our Family Wedding' NY Premiere
March 10, 2010 03:03:34The special screening at AMC Loews Lincoln Square was attended by the actress' cast mates from her TV series, including Eric Mabius and Ana Ortiz.


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The National Institute of Building Sciences is a non-profit, non-governmental organization that successfully brings together representatives of government, the professions, industry, labor and consumer interests, and regulatory agencies to focus on the identification and resolution of problems and potential problems that hamper the construction of safe, affordable structures for housing, commerce and industry throughout the United States. Authorized by the U.S. Congress, the Institute provides an authoritative source and a unique opportunity for free and candid discussion among private and public sectors within the built environment. The Institute's mission to serve the public interest is accomplished by supporting advances in building sciences and technologies for the purpose of improving the performance of our nation's buildings while reducing waste and conserving energy and resources.
Institute Annual Conference & Expo: Building Innovation
The Haiti Toolkit News & Information
Building Resilience Resources
National BIM Standard - United States™ Version 2
United States National CAD Standard® Version 5
2/24/2015 Town Hall Meeting Report on the Future of Code Officials Is Now Available
2/23/2015Consultative Council Wants to Hear About Building Industry Priorities
2/20/2015Webinar to Look at Financing Small Commercial Building Energy Performance Upgrades
3/10/2015Financing Small Commercial Building Energy Performance Upgrades Webinar
3/31/2015 » 4/3/2015EERI's 67th Annual Meeting on Earthquake Engineering
4/7/2015 » 4/8/20159th BIM Academic Symposium & Job Task Analysis Review
4/12/2015 » 4/15/2015BEST Conference Building Enclosure Science & Technology Conference (BEST4)


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20 ways to use leftover dairy
Got leftover dairy rapidly approaching its use-by date in your fridge? Read this. more
8 easy, family friendly recipes each week
Your email is safe, view our Privacy Policy
Dinner, Easy recipes, Eggs, Lunch box, Pantry dinners, Snacks
Pre-heat oven to 180°C. Grease a flan or quiche dish and set aside.
Whisk butter, flour, eggs and milk together and pour into dish.
Combine the rest of the ingredients together and spoon into egg mixture.
Bake for 1 hour.


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Cardinal Flower
Cardinal Flower Queen Victoria
Queen Victoria is a hybrid of Americas famous wild lobelia with deeper red bloom. Hummingbirds love them. (Lobelia cardinalis)
More DetailsItem #: 100PERSALE: $10.95 $7.12
Per Plant - 3" pot
Cardinal Flower Black Truffle
A unique take on a classic favorite, Black Truffle's bright red blooms contrast beautifully with near-black foliage. Like other Cardinal Flower, this easy-care variety is deer resistant and attracts butterflies and bees to the garden. Native to North America, give this perennial full sun and it will soon become one of your showiest and easiest varieties in the garden. The unique blooms and dramatic foliage also make this an amazing cut flower; it also blooms all the way through to fall!
More DetailsItem #: ASLT231SALE: $15.95 $10.37
Per Plant - 3" pot
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The following items are either out of season or we've sold out of our inventory. Please feel free to browse our selection and Sign Up for our Newsletter to be notified when these products are available for next season! We often have similar items available, so please utilize our search or filters (on the left) to explore other options. Or, call us at 877-309-7333 for help.


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Product & services pricing | 5.44/10 | |
Chance of future purchase: | 4.49/10 | |
Shipping & packaging: | 4.78/10 | |
Customer service: | 4.00/10 | |
Return/Replacement policy: | 3.16/10 |
"Everything's good until you need to return. That's where they fail big time. I had a defective TV that was RMA'd. The pick up was scheduled but it was a no-show. Not once, but twice. Everytime I call bhphotovideo, they do not take ownership of the problem and push the issue to the shipping company which is a nightmare to work with. No follow up whatsoever from bhphotovideo. In the meantime, no refunds unless the item gets back to them. I've bought from them in the past but I'm done. Will gladly pay a little more for the stellar customer service from Amazon."
"I've purchased several items from B&H in the past three years. The experience has always been well within my expectations. Products are shipped in a timely manner and arrive as described.
I do find your rating system interesting. Currently you rate this merchant at 5+ (it is not a member company) and one of it's competitor's, Adorama, at 9+ (it is a member company).
Yet, your own customer rating history shows B&H with 97.6% four or five star reviews and less than 2% one or two star reviews. Adorama's history on your page shows 94% with four or five stars and almost 5% one and two star reviews.
I consider B&H and Adorama both excellent resources for camera and video equipment.
I do like that you post raw totals, and that you mention merchant "membership status" on your page. I find your raw totals informative, not so much the score you post so prominently by the vendor's name.
"I ordered a camera light at the beginning of December, I never received my item, it's been almost 3months now. They didn't gave me any advices, except to check with my local post office (which I did). And my item has failed to pass the airline security. Since that no news
Never refonde either or give me more advices, all they told me it's to wait, and eventually forget in some point that I ordered an item with them.
I absolutely not recommended this company to order any kind of things. "
"You get what you purchased.
I purchased two Nikon EN-EL15 Lithium-Ion Batteries. Received the product in less than a week.
The batteries were original certified product from Nikon. I got what i paid for. I'm comfortable purchasing products from B&H; because when I received the product, i got what I ordered.
B&H price is compatible. I just brought a Nikon D750 from NJAccessory.com. I did NOT get what i order. They did a switch and Bate.
B&H Photo is my ONLY online store."
"Great experience(s)! I have no idea what anyone talking about poor customer service is talking about. I have ordered several items from them and have had no problems. I guess since I have had no problems I may not be a reliable source for customer service experiences but from the order to delivery I have not had any issues what so ever. The few times I have contacted them in regards to sales they have been very helpful. "
"I ordered a computer which came with Parallel Access 2.0 trial for 6 months.
It never came in the box. They reissued the order which came to my mailbox as just a receipt. No product inside. I called them and they tried to fix it.
We couldn't find it on the receipt. They are resending the product.
"So far B&H has done everything right. Their shipping is very quick (without charging any rush or expediting fees) and my items have been packaged extremely well!
Customer service is always good and returns are easy. B&H has offered me free return shipping twice on computer items that failed or stopped working.
Highly recommend them for your computer parts or gear."
"I've been a loyal customer of B&H for over a decade and a half and have been consistently happy with their operations for fulfilling an order and their customer service.
Recently B&H started a daily promotion of a specific discounted item known as "Deal Zone." It's essentially B&H's version of Amazon's "Lightning Deals."
On 01/16/2015 they offered Petrol's Deca Camera and Accessories Bag B&H # PEPA1000 MFR # PA1000 at a deeply discounted price.
The bag's original price was $329.00. with the Deal Zone promotion, it was selling for $89.00. The amount saved with this offer was $240.00.
The deal started at 12:00am Friday morning and was sold out by approximately 5:30-6:00. I felt confident that I secured my purchase as my order was placed an hour into the promotion.
Come Monday I receive an email from Moshe Hofman stating that my order has been cancelled. Below is the message:
"You placed a backorder recently for the PETROL CAMERA & ACCESSORY BAG w/WHEELS/TROLLY. Unfortunately, the manufacturer has informed us that this item is discontinued. As we are unable to fulfill this part of your order at this time, we have canceled this item off your order. Your credit card was not charged for this transaction, and no refund will be necessary.
We apologize for your inconvenience, and we thank you for your continued patronage.
Our Sales Department is standing by to serve you with all your product needs, including a possible replacement for your order. Please contact them by emailing email@example.com, calling 1.800.606.6969, or Live Chat at www.bhphotovideo.com.
We look forward to serving you again in the future.
Customer Service Department
B&H Photo, Video and Pro Audio
My credit card was charged. It was later refunded. Lie number one.
The action that made me the most upset was that they were selling an item that was not in stock. One would figure that a company as big as B&H would have the systems in play that could handle a surge of orders when they're offering such a deep discount.
Regardless of whether it was an error on the Manufacturers part or the vendor, the professional action would have been to offer customers who's orders weren't fulfilled a comprable model or the model that is to replace the discontinued stock.
B&H did not live up to their pledge which states:
"B&H Photo strives continually to give you unbiased, honest, and accurate information to help you make the right decision when purchasing from us."
Like the old adage goes, "if something seems too good to be true, it probably is.""
"I'm impressed with B&H. I have mostly bought computer components from them. Their prices are usually the lowest, and shipping is really quick. So in spite of the name, they are one the best sources of computer gear."
"I've made several purchases from B&H Photo, but I'm done. My last item purchased was advertised with a typo on their end. I purchased it. When it arrived, it was not the item advertised. I had to pay for return shipping. I left a negative feedback for the item being sold as it was not per the description. They filtered my review out of the item feedback, which is inherently deceptive. http://www.bhphotovideo.com/c/product/1047130-REG/ooma_ooma_telo_2_ooma_free_voip_home.html
Knowing they filter negative reviews, I can't trust them or their website any longer."
"I bought TurboTax Home and Professional 2014 from them. I bought the Mac version instead of the Windows version. It was my mistake. I think the Mac vs. Windows versions could be more clearly marked. But I take responsibility for the mistake.
But BHPhotoVideo told me, you have to rebuy the Windows version. You cannot swap the Mac for PC, even though you have not installed it. There's nothing we can do.
I went to TurboTax (or the Intuit company), explained I bought the wrong version from this BHPhotoVideo. They said, no problem, we will exchange it for you. No problems. No questions. They didn't have to escellate it to a higher tier support. Didn't have to ask a manager. He acted like this happens every day--and it probably does.
I think any kind of return request gets an automatic denial at BHPhotoVideo. Here, they could have sent me to the manufacturer (Intuit/TurboTax) and said TurboTax will exchange it for you.
But telling me to just rebuy the software, when another option is clearly available from Intuit seems either dishonest, or that all return/exchange requests are automatically declined.
Even stranger, I'm not sure BHPhotoVideo even believed me when I told them Intuit/TurboTax swapped the Windows version for the Mac version. I have the chat logs...
But that's the difference between good customer service (Intuit/TurboTax) and terrible customer service (BHPHotoVideo)"


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$65 + free shippingCanon WiFi Multifunction Printer w/ iOS, Android printing + free shipping
Best Buy offers the Canon PIXMA MX432 Wireless Multifunction Inkjet Printer, model no. 5783B002, which also scans and copies, for $64.99 with free shipping. That's tied with our mention from a month ago and the lowest total price we could find by $25. It features up to 5.5ppm color and 9.7ppm black printing speed, up to 4800x1200 dpi print resolution, 4x6" photos in as little as 46 seconds, up to 1200x2400 dpi scanning, 802.11n wireless, printing from iOS or Android devices, and USB 2.0.
Posted June 12, 2013
Buy Now
from Best Buy
Also consider these deals...
Up to 73% off free shipping w/ $25
Groupon Tech Sale: Up to 73% off + free shipping w/ $25
Groupon cuts up to 73% off a selection of new and refurbished iPhones, tablets, electronics, accessories, and more during its Tech Sale. (The banner mentions up to 45% off but we've found deeper d... (more)
Posted February 5, 2015 More Electronics
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$53 free shipping
Adobe Photoshop Elements 12 w/ Canon Printer for $53 + free shipping
BuyDig offers Adobe Photoshop Elements and Premiere Elements 12 for Windows and Mac bundled with the Canon PIXMA MG2520 Multifunction Inkjet Printer, model no. 8330B002, which also scans and copie... (more)
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$49 free shipping
HP Deskjet 2542 Wireless Inkjet Printer for $49 + free shipping
Action Gear via Amazon offers the HP Deskjet 2542 Wireless Inkjet Printer, which also scans and copies, for $49 with free shipping. (AltaTac via eBay and Electronic Express via Newegg both offer i... (more)
Posted 2 days 3 hr ago More Inkjet Printers
Amazon Coupons


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Unplug from the ordinary. Adventure awaits.
Wanderlust Stratton is a 4-day celebration of mindful living.
We bring together a remarkable group of yoga and meditation instructors, musical performers, speakers, artists, and chefs for a transformational retreat in one of the world's most awe-inspiring natural resorts.
Your experience may start on your mat, on a mountain trail, or on the dance floor, but Wanderlust will get into your mind, body and soul. It may start in your ears, whether from the inspirational words of a speaker or the pulse-pounding beats of a musical artist. It may begin in your eyes, as you drink in the surrounding natural beauty or learn to align a challenging pose. It may start in your heart, as you make new friends or experience the joy of trying something you've never dared to do.
Regardless of what starts you on your path, Wanderlust is an experience that will leave you different than when you came — with new ideas, new friends, newly discovered abilities, and greater peace. Find your true north.
I am so grateful just for the chance to be surrounded by people of a common spirit.
This is a place where the well being of your mind, body and soul takes center stage.
I have never seen so many smiles in one place.
The energy was electric. I came home feeling alive.
I will never forget all of the inspiring and intelligent conversations that shifted my perspective for the better. Thank you.
Farm-to-Table DinnerTaking center stage in our culinary experience is the Farm to Table Dinner, presented by EatingWell, which marries a local food ethos with a fine dining palette amidst a backdrop of North America's most magnificent views. Regional farms provide seasonal produce and sustainably farmed meats, prepared by the tastemakers of the local food scene. Join us! |
Standup PaddleboardingPractice in rhythm with the water on a standup paddle board. Flow and float to your heart's delight – this year standup paddle board classes, presented by resource Natural Spring Water and BOGA, are included in the cost of your ticket! |
Partner ExperiencesEnjoy a variety of experiences made possible by our partners, from healthy snack tastings and wine and spirit samplings to pool parties and special outdoor expeditions, D.I.Y arts & crafts, pop-up performances and lots more. Be sure to check the schedule for special partner programming included with your ticket. Meet our partners » |


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Quality Inn & Suites Civic Center 150 Dunbarton Drive Florence, SC 29501 Phone: (843) 664-2400 Fax: (843) 669-7510 |
Hotel Suggests
Activities & Services:
Name | Name |
Fitness Center | 15.0mi/24.1km |
Note: Distance is displayed as straight line from the city center or point of interest. Driving distance may vary.* Indicates services/amenities that may require an additional cost.
Earn valuable points toward free nights.


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Excellent first post
Now anyone that got confidence from this now knows from you that they don't need to do so. Now, anyone who did take this as a boost (because they don't have the details you were happy to provide) might cast it aside.
I'm not sure what exactly your goal is but it is to create excitement about Ron Paul's campaign and all awareness of it.
Your first post is counterproductive to the cause and I don't really know what your motivation was to submit it.
- Login to post comments


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4.5 brilliant oldmacdonald | 20/03/2012 | See all oldmacdonald's reviews (1) comfortable, good sound, good range. fantastic price and easy to set up too. good mic quality. might bag myself another one of these babies
4.5 Fantastic Chrissygo51 | 03/03/2012 | See all Chrissygo51's reviews (1) Just received them today. Absolutely brilliant and well worth the money.So much more comfortable than in ear too.
4.5 Good Sound Tradestar | 15/11/2011 | See all Tradestar's reviews (20) I got these from a store and paid 39.99 for these. Even for that price I was really pleased at the sound and comfort so for 29.99 it's a great buy.


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Carinthia Freeski Open
$100.00Our annual AFP certified event is back to its roots as a freeskiing slopestyle competition that since its inception has seen some of the biggest names in the sport on the podium. This season's version is going to be no different with a cash purse up for grabs for the pros and tons of gear for winners in the amateur division. Carinthia's acclaimed terrain park builders go all out for this competition so athletes and spectators alike can expect one of the biggest slopestyle courses in the land. So bring your A-game if you want to go home with the goods, and bring your camera because these kids go BIG.X
View product
About Us
The Closest Big Mountain Ski Resort in Vermont!
Mount Snow is a premier four season resort located in the Green Mountains of Southern Vermont featuring four mountain faces of downhill skiing and snowboarding – including the East's Number One Terrain Park, Carinthia – slopeside lodging and golf at the acclaimed Mount Snow Golf Club as well as flexible wedding and conference facilities. Other activities include snow tubing, ski lessons, snowboard lessons, downhill mountain biking and a full schedule of festivals and events. Mount Snow is a member of the Peak Resorts family.


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It was relatively quiet because nobody was staying there.
The carpet was pulling up bad at the threshold of the bathroom. The bathroom floor needs to be swept and mopped it. The main floor had not been vacuumed and there was trash in the trashcan.
It was homey when you walked in and the rooms were spacious.
It's close to town, with food and shopping, and close to Mammoth Cave National Park. The individual cabins give you privacy and peace and quiet. Ralph is very personable and accommodating. While the room is quite small, everything was very clean and in good repair. Great value!
The room was very small. It is a sleeping room, not a resort suite. It would not do for very large or tall people. The bathroom is pretty cramped. If economy is more important than luxury, this place will suite you. It's not really that I didn't like the room. I want others to be aware and make decisions accordingly. Don't expect spacious. It isn't. Only you can decide if that is a bad thing.
Beautiful country setting. Staff were very nice and helpful. Room was huge. Very quiet.
No food service. Drove 6 miles to get to Mexican restaurant in Cave City (El Mazatlan). It was excellent, service great, food great.
The staff was great. Everyone was polite and very helpful. Very close to the national park. Good wine. Food was decent. The new owners have put a lot of work in to improving the resort. Very reasonably priced.
The room smelled and the beds were uncomfortable. Everything was kind of outdated.
My friends and I could not have been happier with our stay. The Inn is lovely and the owners were very welcoming and helpful. We cannot wait to return for another stay.
My daughter and I felt safe, comfortable and welcome during our stay.
Staff was very, very helpful and nice. Quiet and clean.
It is what it is...it's an older hotel but is well maintained.
Dirty, no ice, no vending, ac was window unit stuck in hold in the wall and turned on once we arrived so hot for a while. No wi-fi, old tv looked like it had been dropped in 1972. Bad part of town...
Staff were very friendly and efficient. Room was huge. It was generally clean.
Dropping a "No Smoking" card on the desk does not change a smoking room into a non-smoking room. Hotel did not tell me that they could not honor my non-smoking room request. I am allergic to tobacco, so this could have been a bigger problem. Shower curtain smelled of mildew. Air conditioner was too small to cool the entire room, meaning that one side of the bed was freezing while the other was sweltering. There was only one nightstand. Furniture appeared worn and moisture damaged. Safe was inoperable.
The hotel staff seemed friendly enough during the one and only time I interacted with them (at check-in). Their debit reader didn't work, so I had to go to the gas station across the street and withdraw cash to pay.
The cleaning solution in the room was strong. In fact, it made my family ill. Had to buy some air fresheners just to get through the night.
I had read reviews that indicated the rooms were very clean - they weren't kidding! Super-clean! Nothing fancy, but clean, functional, and just fine for the price.
If you're looking for a &full service& hotel, this isn't it. But if you are looking for efficient, clean, and functional - in and out& - this is a good choice.
overall it's very clean.
The breakfast room is too small and crowded.
Room didn't have a fridge
Their breakfast was great.
The room was clean and the linen was clean.
Staff was helpful in assisting with restaurant options in the area
Location: near attractions and restaurants
Minor: room door did not shut/lock easily (more of an issue if a handicapped person was actually using the handicap room)
Great location, close to Mammoth Cave. Staff was very friendly and accomodating.
The location is really good and staff are nice and friendly.
The worst thing is the breakfast, the room looks old and facilities are like a motel
Room was decent
At check in, front desk did not ask what type of room I wanted and gave me one with a single bed. I needed 2 beds. Upon discovering the error, I was informed that it was impossible to change in the computer though double rooms were available.
This hotel was clean, updated and very comfortable. Great selection for breakfast.
Wir sind weder Anbieter noch Verkäufer. Wir bestimmen die Preise der angezeigten Reiseprodukte nicht selbst. Daher können wir nicht für die Produkte anderer Unternehmen garantieren.
Wir durchsuchen und sammeln riesige Mengen an Daten für Sie. Unser Service erlaubt es Ihnen, die Angebote Hunderter Reise-Websites schnell und einfach miteinander zu vergleichen. Als Suchmaschine können wir nicht für die gefundenen Preise garantieren.
Warum sind die Preise nicht in jedem Fall akkurat? Bei Flugtickets, Hotelzimmern und Mietwagen ändern sich ständig die Kontingente und Angebote. Preisdaten werden zwischengespeichert und aktualisiert, und all das bei Hunderten verschiedener Airlines und noch mehr Buchungssystemen, die allesamt dieselben Reiseprodukte zu verkaufen versuchen. Es kann also sein, dass ein Angebot nicht mehr zum selben Preis erhältlich ist oder bereits ausverkauft ist, bevor Sie zur Webseite des Anbieters gelangen.
Falls Sie weitere Fragen haben oder uns einen Preisfehler melden möchten, schicken Sie uns bitte eine E-Mail und wir werden Ihnen so schnell wie möglich weiterhelfen.


text: Wise Investment Strategies Can Make You a Millionaire!by Bryan CareyMay 24, 2001 (Updated Jan 1, 2010) The Bottom Line 401K plans offer many advantages that make them an essential part of anyone's investment portfolio. If your employer offers 401K, sign up asap! With the prospects for receiving Social Security money in the future getting less and less likely every year, saving for retirement is more critical than ever before. To help people save for retirement, and prepare for the collapse of the Social Security pyramid scheme, we have several retirement savings plans to choose from, like IRA's, Roth IRA's, 403B, 401K, etc. Each of these plans has some investment restrictions, but they are all helpful and if they are properly utilized, they can help make one's retirement more secure. These plans offer much more potential for wealth accumulation than a regular savings account. 401K plans are the most popular retirement investment vehicle. The majority of companies in the United States now offer 401K to their employees. Let's take a look at some of the important advantages and disadvantages of 401K plans, compared to regular savings accounts. How Does a 401K plan Work?: With a 401K plan, money is withheld from your paycheck at a level (usually a percentage) determined by the employee. Typically, an employer will then add a matching amount to the employee's money. This "match" can vary greatly. Some employers match dollar for dollar, others might match only 10% of the employee's contribution, and some may not match at all. Whatever the match, you have to remember that it's free money, given to you by your employer. This reason, alone, makes it worth your while to sign up for your company 401K plan. The money that is withheld from your check is then combined with your company match, and invested in mutual funds that the employee chooses, or money- market, or company stock, or whatever other investment options that your particular 401K plan offers. Each person's investment goals are different but, as a general rule, you should diversify your investments among many mutual funds, making sure that you place most of your money in growth- oriented funds, to get a higher return on your investments. 401K plans are all exempt from Federal tax, but not from Social Security or Medicare taxes. Most states also exempt 401K from state tax, too. If you have local tax, it will probably not be exempted. That's because cities are usually very tight with their money, and they normally don't allow any exemptions at all. How are 401K Plans Better than a Savings Account?: There are many reasons why 401K plans are better than a bank savings account. The most obvious reason is the tax- exempt feature that I mentioned earlier. Let's say that I make $1,000 per week, and I am contemplating placing 10% of my pay in either 401K or in a regular savings account. Let's also assume that my Federal tax bracket is 28%, and my state tax bracket is 5%. Since 401K is exempt from these two taxes, my $100 contribution (10% of 1,000 gross pay) will actually lower my net pay by only $67, not $100. That's because 401K is taken off of your taxable gross amount, and the remaining money is taxed. So, even though I'm giving up only $67 in pay, I'm still saving $100, thanks to the decrease in taxes. With a regular savings account, I would be giving up the full $100 in net pay, because there is no tax- exempt feature. Another advantage of 401K is that the returns are usually higher. The reason I say usually higher is because some people who are more risk- averse might choose to place all of their 401K money in a money market, which won't return much more than a bank savings account. This isn't advisable, of course, but many people who are less knowledgeable about investments might be tempted to put all of their money in money market, or some other safe, fixed- income type of investment. If you do this, you will miss out on the potential to make a large amount of money. How much will you lose in the long run, with a savings account? Here's an example: Let's say I plan on contributing $250 per month, to either a 401K plan that returns an average of 14% annually, or to a savings account that returns 5% annually. My income (and therefore, my 401K contribution) is estimated to increase by 5% each year. I have 30 years until retirement. At the 14% rate of growth (investing in growth- oriented mutual funds) my investment will be worth $1,957,399.35 in 30 years. At the 5% rate of growth (investing in a bank savings account) my investment will be worth only $385,206.17 in 30 years. And, if you have even more years until retirement, the differences are even more dramatic. Using these same rates of return, and a 40 year time span instead of 30, the 14% investment would grow to $8,206,830.08 while the 5% investment will grow to only $841,282.81! Yet another advantage, that some 401K plans offer, is the ability to borrow money from your plan, for purchasing a home, to consolidate bills, etc. If you choose to do this, it's considered a loan and you have to pay it back with interest. But since you are borrowing from yourself, you are paying yourself the interest, making the loan, in effect, interest free. Finally, another advantage of 401K plans is the company's matching contribution. Even if your company has a small match, like 10% of the employee contribution, it's still to your advantage to sign up with the 401K plan, because you would be getting an instant return of 10%. Are There any Disadvantages With 401K?: There are a few things about 401K plans that might make them unsuitable for some people, under unique circumstances. The main thing that you give up, with a 401K plan, is liquidity. With a regular savings account, you have unlimited access to your funds, and you can withdraw them at will, without incurring any penalty. With a 401K plan, you can borrow the funds, without paying any up- front penalty, but you have to pay the money back. If you want to withdraw some of your 401K money, and you have not reached age 59 ½, then you will likely be subject to a 10% penalty. There are a few exceptions to having to pay this penalty, like permanent disability, but most people will have to give up 10%, off the top, if they withdraw their 401K money. Another possible disadvantage to 401K is that you could end up paying back more in taxes than the initial amount that of tax that you saved. As we all know, 401K plans are tax- exempt, when the money comes out of your check. But when you start to receive the money in the future, it becomes taxable. The whole idea behind a 401K plan is that in the future, when you start to make withdraws, you will most likely be in a lower tax bracket than you were when you were working. There's a good chance that you will be in a zero tax bracket when you retire, which means you won't pay any tax on your withdraws at all. However, if there is any remote possibility that your retirement tax bracket would be higher than your working tax bracket, then you may not want to invest in a 401K, because you would pay more tax in the future. Is this situation likely to occur? No, it isn't. But it is possible, if you still have many taxable sources of income when you retire. You should also keep in mind that 401K plans have limits on the amount of money that you can contribute. Right now, the Federal limit on employee contributions is $16,500 annually ($22,000 for those age 50 and up). This amount will likely increase in the future. Also, the Federal percentage limit on 401K (employee contribution plus employer match) is 25% of your total gross income. You cannot contribute any more than one- quarter of your total gross pay into a 401K plan, inclusive of your company matching contribution, even if your income is so low that you couldn't possibly reach the $16,500 level. You are still restricted to 25% regardless. Final Thoughts: With the Social Security system heading toward bankruptcy, it's very important that each individual pay close attention to his/her retirement planning. Even if Social Security hangs on and survives for a few more years, the amount of money that you will receive per month will be far less than adequate. You will still need something to supplement the miniscule pittance of cash flow that Social Security will provide you. A savings account isn't good enough. You need the higher returns that mutual funds provide, if you want to have a retirement nest egg that will make your golden years secure and happy. 401K plans are an excellent way to save more for retirement. The tax- exempt feature, along with the company match, should make the decision a no- brainer for most individuals. Like my example shows, a little discipline now can add up to millions of dollars for your future. |