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Jeffrey Stoffer CFA, CFP®
Jeffrey is a Financial Advisor. He helps clients achieve financial independence, build, manage, and preserve wealth and manage investments.- San Rafael, CA
- (510) 447-1627
About Jeffrey
"20 years experience in the investment business, with the last 10 spent serving individuals' financial planning needs."
Jeff Stoffer CFA, CFP® is the founder of Stoffer Wealth Advisors, a financial planning and investment advisory firm in Marin County. Jeff earned a B.A. in Cultural Anthropology from UC Berkeley. He then put his long-standing interest in gourmet cooking on the front burner, becoming chef at the nationally renowned restaurant, Chez Panisse. Pursuing a parallel passion for finance and investments, Jeff received a Masters degree in Finance as well as the Chartered Financial Analyst (CFA) accreditation. Jeff worked for eight years at several large firms in San Francisco doing investment research and portfolio management. Subsequently he became a Certified Financial Planner. With nearly 20 years in the investment business, Jeff now focuses all of his skills on helping individuals and families to achieve greater peace of mind about the future through financial planning.Education
BA, Anthropology, UC BerkeleyMBA, Finance, California State University
Firm CRD #146538Chartered Financial Analyst (CFA) is a designation issued by the CFA Institute
Educational/Exam Requirements:
- Completion of self-study program, generally requiring 250 hours of study for each of the three levels, focused on various investment management concepts
- Three 6-hour course exams testing competency, integrity and extensive knowledge
Prerequisites/Experience Requirements:
- A bachelor's degree (or higher) from an accredited college or university, and
- Four years of qualified work experience
Public Disciplinary Process? Yes
Continuing Education Requirements: None
Typical Clients
Divorcing couples People near retirement Widows/widowersHow I Can Help
Personal Finance Retirement InvestingFee Structure
Fee-only Commission and Fee Commission Hourly Other ContingencyJeffrey In The News
- Golden Years Northbay Biz | 09-01-14
- Sometimes Love Isn't All You Need USA Today | 07-05-14
- Do Chefs Make Better Financial Advisers? Market Watch | 06-21-13
Phone: (510) 447-1627 Address: 4040 Civic Center Drive, Ste. 200San Rafael, CA 94903 email@example.com http://www.stofferwealthadvisors.com/
Jeffrey has answered 14 questions
6 out of 6 found this helpful
The FutureAdvisor site does a number of things reasonably well. It seems to make a complicated problem,
The FutureAdvisor site does a number of things reasonably well. It seems to make a complicated problem, determining the "proper" asset allocation for you, simple to answer. It does assume that people know what their "risk tolerance" is. The shortcoming of the software is that it only handles one piece of your retirement plan. For those without much knowledge in the area of investments it may lead to a false sense of security. I'll elaborate on that later.
What the software appears to do well is make it easy to pick a risk profile, though it doesn't help you decide where you are along that continuum; too cold (conservative), too hot (aggressive) or just right (moderate.) Their algorithm creates a respectable asset allocation based upon the risk level selected. There is research to support the recommended allocation and investments. The portfolios look reasonable and could conceivably achieve their objectives...income, growth or something in between.
I like that it provides a sense of how well the portfolio might perform under average and poor market conditions. Particularly cool is the analysis of fees you currently pay vs. the fees you would pay implementing their recommendations!
In your instance, where the software recommends a higher equity allocation, it also requires you to assume more risk than you currently are. Is that appropriate? How do you know? The software doesn't help answer those types of questions. Looking at the graph comparing their recommended portfolio to your current one it is easy to be deceived. It appears their recommendation will "make you a bigger pile" of money. While that may be possible, taking more risk means that you may not hit your goal in the year you want to retire. Do you need to take that extra risk? Can you afford to?
What the software provides is just one piece of a bigger, more complex puzzle. When can I afford to retire? What is my income goal? Will I run out of money? The software doesn't address these. The software financial planners use is so much more robust in allowing us to take life's complexities into account. You want to retire in 5 years, your wife in 7. You need a strategy to optimize Social Security. You may have other big ticket wants and needs to fund. What will your tax rates be? What will inflation be? The list goes on and on.
I conclude that these tools are good as educational devices. They may enable the "do-it-yourselfer" to do a reasonable job of asset allocation. But this simple tool may lead one to think they've got the investment thing "covered." In reality the retirement puzzle is complex and when you're within 5-10 years of retirement I hope you'll see fit to seek expert help. The questions you need to answer most cannot be answered using this software. The primary reason FutureAdvisor provides this tool is to get you to sign up for their service...to manage your retirement contributions and rebalance your portfolio. And of course, to charge you a half of one percent to do that.
Bottom line: don't rely too much on free tools. The solution you get may be worth the price.
5 out of 5 found this helpful
Whether your investments are in a retirement account or with an investment manager, it is extremely important
Whether your investments are in a retirement account or with an investment manager, it is extremely important that you check up on them, both quarterly and annually.
Consistent reviews will help you answer key questions:
What is the value of your investments?
Do the investments still meet your objectives?
Is the fund or manager doing a satisfactory job?
Monitoring the total value of your investments quarterly alerts you to trends. No surprises! If you are caught off guard opening an envelope to discover that your accounts have lost 25% of their value, you may panic and sell at the worst possible time.
Investing is risky. Quarterly assessments let you ask yourself how you are feeling about the swings in value of your investments. If the ups and downs are giving you vertigo, maybe the mix of investments you have is too aggressive and needs adjusting.
The annual evaluation helps you look at your long-term goals in the context of performance – how are your investments doing, overall? Are they meeting your objectives?
Are you on track to reach retirement goals, such as accumulating a desired amount of assets? In an off year you may need to make adjustments, either by saving a little more or changing the investment mix. Does the current mix balance your need for growth with your tolerance for risk?
Although the annual performance evaluation of your funds or investment manager only provides a report card for a single year, it is a good idea to do it. It will help you stay in touch with the bigger picture. If an investment or investment manager is not delivering as expected over a number of years, you need to be aware of this and "keep score." A "growth" mutual fund may do poorly in a strong stock market year. If it continues to perform differently from similar funds in the same category, this is cause for concern. If this fund continued to lag for three years, I would look for a replacement.
When evaluating an investment manager, you need to establish benchmarks of performance. The manager can provide guidelines for measuring his or her services to you, such as outperforming the S&P 500 or some other index. Other questions may be more meaningful. Are you making progress toward your investment goals, e.g., retirement savings? Are your investments growing faster than the rate of inflation? Is the market going up while your account is going down? An investment manager's job is to provide answers to these questions. Establishing agreed upon benchmarks is key. Comparing these targets to the performance of your investments gives you a good sense of how the investment manager is doing.
If the ins and outs of tracking your investments seem too complex or beyond your interest level, hiring professional help may benefit you. But there is no substitute for paying attention!
8 out of 9 found this helpful
Two excellent questions. First of all, fees require some digging to find. If you are being charged a
Two excellent questions. First of all, fees require some digging to find. If you are being charged a management fee to it should be apparent on your statement under the heading "Fees (and/or) Expenses." This is likely charged on a quarterly basis (and based on the value of your account times a certain percentage.) You would have signed an agreement for this arrangement.
An alternative arrangement is that you may be charged for transactions that occur in your account, such as purchase and sale of investments, i.e., commissions. Commission charges should also be stated clearly on your statement where the buys and sells are located. There you will find the investment bought or sold, the number of shares, the date and commission.
A "hidden" source of expense can be found if your holdings are mutual funds, annuities or life insurance investments. Some funds have a "load" which is a commission. This is money that goes to the broker/financial advisor that sold the investment to you, but is not paid directly by you. Say you bought $100 of Mutual Fund X with a 5% load. The amount of money you will have invested is $95, with the remaining $5 going to your broker. These are "hidden" because they don't show up on a statement and you have to go find them (or ask the advisor making the purchase for you.)
Another cost that is paid by you indirectly is the mutual funds' "expense ratio." This expense is paid to the mutual fund company as a cost of managing the fund. You never see this expense but it eats into the return you get from the investment. If a fund returned 5% last year but has an expense ratio of 1%, the return you see in your account is 4%. Both the load and expense ratio of a mutual fund can be found at Morningstar or Yahoo and Google Finance.
Unfortunately if you have annuity or life insurance investments you have even more homework to find the expenses. They are less transparent and usually higher than mutual fund expenses...and thus why financial planners tend to be somewhat wary of the products. The info is in the fine print and you have to dig. Start by asking the person who sold you the investment, but the best way to get the full story is to look in the documentation.
I would ask your financial advisor to help you understand these fees and expenses because they can significantly lower your returns over a long period of time. I often see people paying meaningful fees and expenses yet receiving no advice...which rubs me the wrong way if you know what I mean.
The asset allocation question is difficult to answer succinctly because the "correct" one for you requires knowledge of your goals, when you want to retire, your income needs in retirement and your stomach and financial ability to assume risk. If you are paying a management fee (one based upon the value of your assets) your advisor should be helping you with this decision and be able to explain why you have the allocation that you do.
To wrap up, you hit upon some key issues people have with their investment accounts and the advisors serving them. How is your advisor paid? What services are they providing? Are they providing the services you need? People who think they aren't paying anything are often mistaken. And if they are paying, are they getting the help they need? Sometimes the answer is to pay for good advice and help making decisions that are crucial to your future financial well being. Thanks for the good questions!
6 out of 7 found this helpful
Planning, prioritizing and persistence Planning Planning for the future can seem abstract, almost like fantasizing.
Planning, prioritizing and persistence
Planning for the future can seem abstract, almost like fantasizing. Visualizing what retirement looks like for you is an important but often overlooked step. In addition to answering the questions, "When can I retire?" and, "Will I have enough money?" planning includes defining specific goals – what do you need and want in retirement? Make it real.
Tracking expenses is a must, both to understand your basic needs and to make sure your money is spent where it matters most. Balancing wants with available resources inevitably requires tradeoffs.
This is where prioritizing comes in. When you have established the importance of savings and understand the need for additional income (beyond Social Security) it becomes easier to make tradeoffs because you know what is most valuable and necessary for a more secure future. By prioritizing, you get in touch with your values. These are really your beacons when it comes to decisions about how to spend your money and allocate resources for retirement.
You could simply forego dining out a few times a month in order to save more for retirement. Or the tradeoff may involve a larger purchase – longterm care insurance – in lieu of that ski boat. It really depends on your values and clarifying the difference between wants and needs.
Persistence is where the rubber meets the road. Retirement is not a destination, but a process that depends on a commitment to living a financially sustainable life. That means spending less than you earn. The sooner you start, the better. But no matter when you start, it is vital that you do. People who haven't started tend to ask, "What's the use? I'll have to work until I die." Beginning with the basic steps will help to define your needs and allow you to direct your money in the ways that matter. Remember that even small changes can make a world of difference. Persistence pays off.
Planning identifies your needs and values. You create a compelling vision of what retirement might be like, one that motivates you to bring it to fruition. By tracking spending, you prioritize putting your money where it matters most. Aligning your spending with your values is as close as you get to money "buying happiness."
Persistence keeps you on task. You periodically monitor your progress and make adjustments while continuing to live within your means. Small adjustments can have a profound impact on your future. Take these actions and keep at it. Result: retirement success!
3 out of 3 found this helpful
Great question! The obvious answer is "Of course!" One of the classic books on investing is by Peter
Great question! The obvious answer is "Of course!" One of the classic books on investing is by Peter Lynch, who wrote "One Up On Wall Street." In it Mr. Lynch describes some of the keys to his success, one of which was investing in things he understood well. Of course you can invest in individual stocks, the question is, "Should you?" Beware of the obvious answer and consider the following three points.
First, we may believe we have key insights into an industry or business. As a former healthcare analyst, I was part of a large group of people who devoted our entire work lives (60+ hours a week) to developing an information/knowledge advantage over other investors. The underlying assumption is that it will lead to superior stock picking. Consistently picking winners is very difficult and other skills are required in addition to one's superior knowledge. In fact one's "superior insight" could lead to overconfidence, which we as humans are prone to. This tends to lead to mistakes. It is not what we don't know that sinks us, but what we think we know that isn't so!
Second, you cannot trade on "material non-public information." For example, say the CFO of a company inadvertently shares a juicy tidbit about an upcoming product launch that is not public, you may not trade on such information. If you arrive at your stock selection decision through public sources and come to a conclusion based upon your ability to piece it all together in a unique way (a loose description of the "mosaic theory") then you are fine.
Lastly, if what I said in the first point above doesn't dissuade you, why not try your hand at it? I would suggest keeping 90-95% of your retirement assets well diversified and working toward your ultimate goals. Putting 5-10% in a trading account to test your stock picking mettle might be an acceptable risk to take (assuming your significant other agrees with this decision!)
Be disciplined in your approach. Write out your investment thesis and what information you think is not fully reflected in the price of the stock. Assess valuation using appropriate metrics for the industry. Make sure you have adequate upside potential given the risks you are taking. Specify a time horizon. If what you believe doesn't happen within a certain time frame, chances are you are wrong, you must sell and move on. Picking an exit strategy if you are right can be a good challenge. Good luck!


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True North
A Memoir
By Jill Ker Conway
(Vintage, Paperback, 9780679744610, 272pp.)
Publication Date: August 15, 1995
Shop Local
Enter your zip code below to find indies closest to you.
Conway's The Road from Coorain presents a vivid memoir of coming of age in Australia. In 1960, however, she had reached the limits of that provincial--and irredeemably sexist--society and set off for America. True North--the testament of an extraordinary woman living in an extraordinary time--te lls the profound story of the challenges that confronted Conway, as she sought to establish her public self.
Jill Ker Conway taught at the University of Toronto from 1964 to 1975 when she became the first woman president of Smith college. Since 1985 she has been a visiting scholar at MIT, and lives in Boston.
"Compelling...A fascinating life." --The Toronto Star
"Conway is a remarkable woman--spunky, intelligent." --The Globe and Mail
"A wonderful book...An immensely engaging storyteller." --Washington Post Book World

subset: commoncrawl


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Contest - Boats AND their Reflections
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Submit one image of boats AND their reflections.PHOTOGRAPHY ONLY
Please promote this contest on numerous social media sites.
Thank you for your participation and hopefully will make some sales.
Contest logo image - Savoring Life by Heidi Smith
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695 Poplar Ridge, NY HVAC Contractors
What do HVAC contractors do? "HVAC" stands for "heating, ventilation and air conditioning." An HVAC technician or contractor specializes in heating systems, air duct cleaning and repairs, insulation and air conditioning for your Poplar Ridge, NY home and other homes. More
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Leaders of the Gulf Corporation Council from Kuwait, Bahrain, Saudi Arabia, Qatar and United Arab Emirates met recently and decided to create a central bank for the area, followed by a common currency. Persian Gulf leaders think they can promote trade, lower risks associated with individual currencies and remove transactional risk through a common currency. The plan is not without opposition.
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Prince George's, MD, US < change city >
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Black eyed Susan Florist was very easy to work with and is welcoming to your idea...
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Being Secretary of the Maryland Horse Council is not always that secretarial. Take for instance, this past weekend's Maryland Horse Council Annual Barbeque, when I had the opportunity to play polo on the Maryland Horse Council Executive Committee's team.
Inspirational Young Horse Saver
I reconnected with a childhood friend recently whose daughter, Nicole, volunteers with Freedom Hill Horse Rescue. My friend mentioned Nicole was preparing her end-of-year book report and diorama on my book, "Believing In Horses." When I saw her diorama and read her report, I found it so touching that I wanted to share them with others. In times when children are often criticized for being self-centered and lazy, I'm happy to highlight one who is not.
So, from my youngest contributor to this blog, I bring you 10-year-old Nicole Cavanaugh, an inspirational young horse saver.
The Navarros are moving to Bowie, Maryland, because Sadie's Dad is in the military and is being reassigned for a few years. One of those years he will be in Afghanistan, which makes Sadie sad. Her reward for being so good about the situation is a horse. Sadie's grandmother sends Sadie a horse. His name is Color Me Lucky but they call him Lucky. One day Sadie learned about 10 horses that needed to be saved because they were going to auction. Many horses that go to auction are killed for meat. Sadie decided she [Read more…]
Fun With Freedom U.S.A. Tour
Sometimes we just have to have fun. Last week, all the way from Vancouver, Canada, Freedom the "Spokes-character" for Voice For The Horse Foundation Children's International Writing Competition made his first U.S. stop in Bowie, Md. I've been fortunate to work as a volunteer helping coordinate the Voice For The Horse annual writing competition for the past three years and serving as a judge.
I had the honor of being the first to host Freedom Flat Stanley to help promote the horse-themed children's writing competition. We began the tour at Loftmar Stables ,where our Maryland horses welcomed him. [Read more…]
Riding Invisible – Book Review
It's been awhile since a book review, and since I found this particular book so interesting, I wanted to share "Riding Invisible" by Sandra Alonzo with you.
My rating: 5 of 5 stars
I loved "Riding Invisible" and had a hard time putting it down. The story begins with young Yancy running away from home on his horse, Shy, and the journal of his adventure. [Read more…]
One of my virtual friends, Charlie Bray, began a new series featuring one-liners from novels.
I'm pleased to announce that Charlie chose a one-liner from "Believing In Horses" as one of the top ten in the first collection.
"Ten pairs of eyes in various stages of fear, desperation, and sadness, all watching Sadie, seemingly pleading for her to do something" [Read more…]
For You. For Your Horse. From Love.
Today I'd like to bring you a guest post by Nick McFarland from the United Kingdom who explains to us how he became involved in the horse industry. Nick is the owner of HM Equestrian, a retailer: "For You. For Your Horse." Please join me in welcoming Nick and hearing his story.
In November 2012, I started HM Equestrian, a business built on a family love of horses. But people frequently ask, how did we get here?
Well, I first got into all things equestrian through the love of animals and a desire to spend time with my daughter. As a single father, I wanted a common hobby, so we could have a reason to spend time together.With this in mind, and no previous experience of horse ownership, we went out and bought our first horse…who turned out to be pregnant! So after only five months of horse ownership, our first foal was born. Suffice to say this was a very steep learning curve for the entire family. But those first few months of looking after a foal and his mum taught us a huge amount about horses and the way they think. [Read more…]


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What does IICR mean in Professional Organizations?
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The room was more spacious than I thought it would be. Staff was very helpful.
The room smelled weird. The breakfast buffet was very limited. No hot items were available.
This is one of the best hotels I have ever used. The staff could not have been more helpful, friendly and eager to make us feel welcome. Everything was clean and comfortable. The location was convenient. No security concerns. I would absolutely stay here again.
Very Quiet and Clean
nothing at all
The price
Broken elevator, no pillow cases, no kitchen tools.
Big rooms , with stove and refrigerator . Super nice staff
Loved that it had a kitchen and they have dishes and pots and pans to cook with free with the room.
Very pushy when it came to checking out. We felt very rushed and a little annoyed with how their tone changed with us when we asked about late checkout. We were going to book another night and extend our stay (lol no pun intended) but changed locations.
Very quiet room.Free ample parking.Free WiFi that works with possibly many users logged in.Free hot breakfast.Free coffee, tea, cookies.Cleanliness of room and hallways.Staff were all super friendly and helpful.
Room layout was a bit awkward with single sofa chair and ottoman right at the entrance.Elevator is a bit dated and slow but not that big of a deal.
Staff was great pretty decor
small bathroom and king bed room, toilet overflowed but was handeled
very practical one queen bed studio. Lots of room. Shower had lots of hot water and good pressure. Very clean
the ceiling above the shower need a wipe down. Easy to miss but never the less every point counts. The breakfast is a bit of a let down. A granola bar a muffin and an apple is not a breakfast.
the bathroom looked clean but there was a smell of old urine
Spacious bargain within easy driving distance to Seattle.
Minor: Dated carpeting and furniture.
didn't like the room at all
the water pressure sucked in the shower there was a musky smell in the room and bathroom there were ants in our room and there were on our bed after we got done taking our showers went to check out they didn't bother giving my money back
The room was nice! Would definitely stay again!
Would have liked a restaurant on site....or more food options, rather than having to leave the hotel!!
Facility was clean and the staff was friendly.
AC system was not functioning well and the public areas and hallways were hot and stuffy. The elevators are exposed and the afternoon sun would heat them up like a sauna. Rooms were also a bit on the small size-- especially when travelling with a family.
They were able to move my reservation check in to earlier. Thanks Lakewood inn !!
no coffee for maker in room
Staff was cheerful, and eager to please. One of the best in recent memory.
Was originally apprehensive about being in Korea part of town but it was peaceful and my original fears were unwarranted. I will definitely stay there again.
We booked a hot tub suite, the room was very spacious. The beds were very comfortable. The room was clean. They had a sign saying the were going to be updating the hotel soon. The hot tub was fabulous.
We arrived3d in town early so called to see if we could check in early. It was about 1pm, they said they didnt have a room ready but would call when it was. We never recieved a call so just waited in the parking lot. Finally we went in at 2:45 and still no room ready. They gave us coffee while we waited and room was ready at 3:15. The hallways and rooms are dated, paint splatter on all the tiles. The tvs in the room were low quality and tiny. The cable flickers. The bathroom had no door.
Staff was really nice and friendly. Woke up a tad bit late called the front desk and they let us check out early.
The only thing that bothered us was the heater was not working at all.
The Inn itself was fine.
Wish you had a cafe for dinner. We don't like Subway and were too tired to go to town. It was hard to find the entrance from the street out front.
The rooms were nice and clean, with nice views of Mt. Rainier.
The water didn't work either morning, so I was unable to shower.. only a small discount was given for this huge inconvenience. The oysters were served warm, so I had to send them back for fear of food poisoning. The elevators were broken and/or insufficient for a hotel with so many rooms. No one offered to help me with my bags. The refrigerator didn't work. I was surprisingly disappointed!
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Sani singh Rajput+454 Reply I was walking BY MYSELF on a VALENTINE'S DAY. Suddenly, INBETWEEN sometrees I saw a glass slab broken IN PIECES. They were sparklingin the SHADOWOF THE DAY with IRIDESCENT colours. I stepped over thembefore realisingWHAT I'VE DONE. My legs went NUMB and I felt FAINT withpain. I thought iwould be CRAWLING to the doctor but I found it EASIER TORUN. He said I had toBLEED IT OUT by listening to more of LP and LEAVE OUT ALLTHE REST. So Iended up BREAKING THE HABIT and now I am a big fan ofLINKIN PARK!!!!!!
Nicole DuPont+121 Reply Oh My god...I've been away for technology far too long, I didn't even know that!
Sana M.+121 Reply LMAOO. yes i read an interview and Chester was like i would be surprised if this album does not release this year! SO IM EXCITED!!!!
Sana M.+343 Reply HAHAH YES I AM! i'm a HUGEEE FAN! even my profile pic is linkin park! haha lol my dream is to go to one of their concerts, so i'm saving up right now lol! =P
Nicole DuPont+121 Reply @ Sana, Linkin Park doesn't rule....It ultimately rules! lol.... also how much how you saved up? and where is the next concert?
EMERSON JR+121 Reply I love Linkin Park and the best band in the world .. I long for a Linkin Park concert in Rio de Janeiro LP forever
Pratama First+121 Reply hey guys, Pls come again to Indonesia,Missing your last performance in Jakarta since I was sick at that moment ;'-(
Kaitlyn Rutman+121 Reply numb, what I've done, waiting for the end, new divide are my favorite songs! You guys are so cool!!!!!!!!!!!!
kzm Kyle Z. M.+010 Reply is that a fender or telecaster guitar? cuz if it is u might wanna throw it in the crowd and sign it..Lol.


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Poll | Opened | Responses | |
I received an Email from Patrick Hanschen, owner of the new gaming store Whose Turn Is It? Games in South Austin. www.whoseturnisitgames.com He has the capacity to host around 50 people for gaming. I would not be able to host or attend South - but would like to see if anyone else is willing to work with Patrick to create and host events at this location. I also want to see how many people can make a South location... |
Oct 1, 2012 | 19 so far | |
What time is best for our SOC game night? Rank you choices! |
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Environment - Where do you want to play Choose which area is best for you and your atmosphere preference. |
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Carlson Print Group
Carlson Print Group Reviews
Carlson Print Group 2-
"Carlson Print Group "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Culture & Values
- Career Opportunities
I worked at Carlson Print Group as an intern (less than a year)
ProsI learned a lot from this company. Worked there as an intern over the summer and it really felt like a family. The people were very kind.
ConsThere were no negatives. Everyone was really nice.
RecommendsNeutral Outlook -
1 person found this helpful
"Very good experience working at ASG and CPG "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Career Opportunities
I have been working at Carlson Print Group
ProsThere are numerous reasons to work at the ASG group of companies. They are progressive, have great products, provide client oriented services and know what it takes to become a major competitor in the marketplace.
ConsMost of the few downsides are very minor. Not an overly accomplished group of managers as many have come from the production ranks.
Advice to ManagementAdviceLittle to offer other than making sure that the employees who are charged to direct the operations are looked at closely to fill those spots.
Recommends -


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Robert Ganley was honored at the American College of Prosthodontists 2013 Annual Session in Las Vegas on October 10. He was recognized for his outstanding contribution and continued support to the organization. Under his direction, Ivoclar Vivadent has become the worldwide leader in dentistry.
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About "CARIBOU" by B.Monkey
Design by B.Monkey
caribou caribou caribou
◠‿◠✿
thanks :)
really nice texture
i love the lines and the whole illustration. Prefer it on a darker color though. Maybe pine or sap green, or any color really. But that's just my taste. The illustration is the star here!
Awesome illustration!! $5
good work on the lines, they give the illustration an interesting texture.
Thanks guys ! For more details you can see the illustration here https://www.facebook.com/photo.php?fbid=244167988999916&set=a.242071649209550.58970.160983857318330&type=3
that's an art.............so here is my 5 with pride
Nice! :)
Love your style ! $5
like it! ...5
thanks so much


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Front Page
Barry Gaither Part Two Fine Arts
Building National Center for African American Artists
By: - Feb 28th, 2015For the past decade Edmund Barry Gaither has been primarily focused on developing a mixed use parcel in Roxbury which will include a new home for the National Center for African American Artists. That has entailed suspending his projects as an adjunct curator to the Museum of Fine ares and maintaining NCAAA as a skeletal operation in a 19th century former mansion in Roxbury. Despite many setbacks he hopes to get the museum up and running in the next couple of years. This is the second and final part of a dialogue with Gaither..
1 -
Kenworth Moffett and The MFA Fine Arts
First Curator of Contemporary Art
By: - Feb 25th, 2015As a part of our research and oral history of modern and contemporary art and culture, some time ago, I contacted Kenworth Moffett. At the end of the tenure of Perry T. Rathbone as director of the Museum of Fine Arts, in 1971, a department of contemporary art was created with Moffett as its founding curator. He asked me to send him some questions and this essay is the result of that correspondence. During the years when he was director of the Fort Lauderdale Museum of Art we always enjoyed an annual lunch when vacationing in nearby Palm Beach.
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An Octoroon at Theatre for a New Audience Theatre
Crooked Talk Straight to the Jugular
By: - Feb 26th, 2015Soho Rep inaugurated An Octoroon in 2013 and it won over critics and audiences as well as winning two Obies. Now it is reprised at the Theatre for a New Audience in Brooklyn. Committed to updating historic pieces for present day audiences at the Polonsky Shakespeare Center, this play hits its mark.
Edmund Barry Gaither and the MFA Fine Arts
Adjunct Curator for African American Art
By: - Feb 26th, 2015While a graduate student at Brown University, in 1970, the art historian Edmund Barry Gaither was recruited for a shared appointment as adjunct curator of the Museum of Fine Arts and working with Elma Lewis as director of the National Center for African American Artists. He still holds those positions. In this first part of an extensive interview Gaither describes jumping in to curate the major MFA exhibition African American Artists from New York and Boston. He was soon multi- tasking while being pressured by a diverse range of individuals and groups.
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To Ur is Inhuman Word
ISIS Atrocities to Civilization
By: - Feb 27th, 2015Nations are custodians of civilization. Few more so than in the ancient lands of the People of the Book. How brutal and ignorant, what blasphemy to smash the artifacts of the human condition. Through its atrocities ISIS insults the religion it evokes with irrationality and atrocities.
Woodie King Jr. Revives Dutchman Theatre
Amiri Baraka's First Play Hits Home
By: - Feb 27th, 2015Woodie King Jr. was an usher in the Cherry Lane Theatre when the then Leroi Jones' Dutchman was first produced. Sets for the second one acter, The Toilet, were designed by Larry Rivers, and everyone went to a warehouse to claim them when Rivers made a name for himself. Estimated to be worth $1,000,000, they have never been found. But the play Dutchman lives. King makes very clear its connection to the Wagner opera, as the overture and excerpts are played as prelude. Incidents in Ferguson and New York keep the issue of racial violence very present.
Leonard Nimoy at 83 Fine Arts
North Adams Recalls the Iconic Mr. Spock
By: - Feb 27th, 2015In August of 2010 Leonard Nimoy thrilled Berkshire Trekkies with an appearance at an exhibition of his photography at Mass MoCA. A lecture that October was cancelled when he was rushed to the emergency room in North Adams. He died this week from complications of COPD.
Lighting Out for Territory Fine Arts
Group Exhibition at Kimball Jenkins School of Art
By: - Mar 01st, 2015I have curated a show of painting at the Kimball Jenkins School of Art 266 Main St in Concord,NH(right off I 93). It includes Susan Carr, Martin Mugar, Addison Parks, Paul Pollaro and Jason Travers. It will be up for the Months of March and April.The opening reception is 5-7 on Friday March 14th.
Intimate Apparel Beautifully Tailored At Lyric Theatre
Early 20th Century Historical Drama Exquisitely Crafted
By: - Feb 21st, 2015From the author of By the Way, Meet Vera Stark, Intimate Apparel is a superb evocative portrait of Esther, an independent but lonely African American seamstress in early 20th-century New York. She earns her living sewing exquisite lingerie for wealthy white socialites uptown and whores downtown. After receiving a letter from a stranger who is laboring on the Panama Canal, she begins a long-distance courtship with him. Of course, he is not all that he initially seems. Disillusioned but unbroken, Esther reluctantly returns to her sewing to refashion her dreams. This is a wonderful Lyric Stage Company production.
Youngblood at the Ensemble Theatre Theatre
Chiara Atik's Five Shades of Sex
By: - Feb 21st, 2015The play is called 5 Times in One Night and imagine what you will. But you won't guess until you watch, so don't read this review. It is a spoiler. Yet in the hands of director RJ Tolan and actors Dylan Dawson and Darcy Fowler, a rare balance between a non-invasive peak into intimate moments and non-porno sexuality is beautifully mounted.
Metamorphosis ~ Metamorphose Word
Poetic Words in English and German
By: - Feb 21st, 2015A short poem formed itself in my mind just a few days ago as I was opening my eyes. I had seen the mirage or 'Fatamorgana' a few times already, experiencing a grey and moving image, before the real and colorful photograph on the opposite wall in our bedroom took shape. I dismissed the earlier experiences and this time, the words were practically there! - Then, I translated it into German.
Dana C. Chandler Jr. Artist and Activist Fine Arts
Protesting Institutional Racism at the MFA
By: - Feb 22nd, 2015The protest artist Dana C. Chandler, Jr. was an activist who charged the Museum of Fine Arts with institutional racism. That initiated the special exhibition African American Artists from New York and Boston and the appointment of its curator, Edmund Gaither, as an adjunct curator of the MFA. Chandler was later instrumental in forming African American Master Artist-In-Residence Program for Northeastern University. This is the first of a two part interview with the artist.
2 -
A Joyce Di Donato Master Class at Carnegie Music
Four Young Artists Blossom
By: - Feb 22nd, 2015Di Donato's opera performances are perfection. One day I rushed down to the AMC near Navy Pier in Chicago, because a friend had called to tell me about di Donato's last Cinderella. An encore HD performance was all I could catch, but it was sublime. What we have come to think of as a di Donato performance is perfection. Now I might be able to see perfection in action. I did.
Dana C. Chandler, Jr. Two Fine Arts
Founding AAMARP at Northeastern University
By: - Feb 24th, 2015In 1973 the studio of Dana C. Chandler, Jr. was looted with most of his work destroyed. The studio was then torched. He was assisted by a dean of Northeastern to find adequate space. That led to establishing the African American Master Artist-in-Residence Program (AAMARP). It continues to exist although Chandler relocated to New Mexico where he has lived for the past decade.
1 -
Ralph Pucci: The Art of the Mannequin Design
On View at Museum of Arts and Design
By: - Feb 27th, 2015On view from March 31 to August 30, 2015, Ralph Pucci: The Art of the Mannequin is the first museum exhibition to explore the work of renowned New York-based designer Ralph Pucci, widely regarded for his innovative approach to the familiar form of the mannequin. The Museum of Arts and Design is located at Columbus Circle in New York City.
Elevators and the Old Elbtunnel at Hamburg Harbor Word
Poems in English and German
By: - Jan 26th, 2015European paternosters are one thing. The elevators of the Old Elbtunnel in Hamburg are quite another! They are still the principal contraptions that transport cars, bicycles and pedestrians after 100 years in action up and down on the St. Pauli side. Then, through the tunnels below the Elbe River all passengers reappear on one or the other side at the Port of Hamburg.
2 -
The Complete Elevator Poems Word
First Annual Berkshire Fine Arts Poetry Contest
By: - Jan 27th, 2015My feisty pal Jonas Dovydenas in an exchange of emails declared a fatwa against writing poems about elevators. That launched a tsunami of literary invention,. Even Jonas relented and joined in the fun. From December 16 through January 26 some 32 poems were posted by 25 poets. Now we ask you the readers to vote for the winners of this lively contest. This will result in a Readers Prize. The contest will also be juried for an Official Prize by Professor Mark Miller and his students at MCLA. Let the games begin.
13 -
Ric Haynes Vision Quest Fine Arts
Upcoming Show at Boston's HallSpace Gallery
By: - Feb 02nd, 2015Some years ago we bonded while touring Spain. On the bus Ric Haynes and I discussed the art and culture we experienced. There was another such adventure in Italy. This latest of many dialogues explores the soul and resources of his oeuvre. The new work will be shown at the alternative HallSpace in Boston. The exhibition Where Am I will be on view from March 21 to April 25.
Bill T. Jones and Anne Bogart Collaborate Dance
A Rite at Williams '62 Center March 17
By: - Feb 03rd, 2015The '62 Center for Theatre and Dance's CenterSeries presents Bill T. Jones/Arnie Zane Dance Company and Anne Bogart's SITI Company as they join forces for A Rite. These two celebrated companies examine The Rite of Spring, Igor Stravinsky's groundbreaking masterpiece. There will be one performance only, on Tuesday, March 17th, 2015 at 8:00 PM on the '62 Center's MainStage.
Machine Age Modernism at the Clark Fine Arts
Prints from the Daniel Cowin Collection
By: - Feb 06th, 2015The Clark Art Institute will consider the history and politics that inspired many artists working during and between World Wars I and II in the exhibition Machine Age Modernism: Prints from the Daniel Cowin Collection. Inspired by such prewar movements as Futurism and Cubism, and using innovative techniques developed by artists associated with London's Grosvenor School of Modern Art in the 1930s and 1940s, artists of the Machine Age defied aesthetic and technical conventions in order to convey the vitality of industrial society and changed printmaking in the process. Machine Age Modernism will be on view in the Clark Center February 28–May 17, 2015.
2015 James and Audrey Foster Prize Fine Arts
ICA announces Artists
By: - Feb 06th, 2015Ricardo De Lima, Vela Phelan, Sandrine Schaefer and the collective kijidome were named the 2015 James and Audrey Foster Prize Artists, the museum announced today. Performance, public art projects, and artist-run galleries are enjoying a resurgence in Boston. The work will be on view at the ICA from April 21 through August 9, 2015.
From Port of Los Angeles, CA to Hamburg Harbor, Germany Photography
From Harbor to Hafen
By: - Feb 06th, 2015The Ports of Los Angeles and Hamburg are two of the busiest and most important harbors around the world. One in the USA, the other one in Europe where I lived nearby for the first 20 years of my life. The word and photo essay allows for a glimpse at both ports. One series of photographs were taken in a matter of minutes, the other one during a visit of Hamburg Harbor in 2011 along memory lane.
Biographer Belinda Rathbone Fine Arts
Dialogue About Book on Her Father Perry
By: - Feb 07th, 2015The Boston Raphael is the first major book on the Museum of Fine Arts since Walter Muir Whitehill's centennial history in 1970. This is part one of an in dept interview with biographer Belinda Rathbone about the New York Times best selling profile of her father, former MFA director, Perry T. Rathbone.
5 -
Constellations: The Emperor's New Clothes Theatre
On Broadway Through March 15
By: - Feb 07th, 2015Though there is no accounting for taste - as they say, that's what makes horse races - one can conjecture as to why so many of the critics, major and minor, from the New York Times, to the Hollywood Reporter to Time Out, have filed rave reviews. We beg to differ.
James Levine in Command at Carnegie Music
Netrebko a Luxury Substitute
By: - Feb 08th, 2015An orchestra like the Met, which nightly accompanies singers, is understandably appreciative of melody. But this was more than melody, It was dialogue and trios, to and fro, forcing a pleasurable attention to the music.
Next >>


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Wisconsin Department of Justice seeks to commit man involved in incest case
Published 01/08/2013, Duluth News Tribune
Warren S. Harer, 54, pleaded no contest to committing incest with a child more than 18 years ago.
Word count: 231Log In
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I'm Blaire :) I like to do pretty much to do anything. I'm hard
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26 • Brigham City, UT • Woman
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