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US 6888154 B2 Abstract The present invention allows placement of a disc at an angular orientation by marking the disc with an index mark or feature that can be detected, such as by a disc stacking machine used in a servo track writer. Either index is used to rotate the disc to the angular position. The present invention includes marking a disc surface with a mark or feature. An apparatus, such a stacking machine, will read the mark or feature to orient the disc in an angular position. The stacking machine will stack the positioned discs for servo track writing.
Claims(13) 1. A method for stacking two discs into a stacked disc array comprising:
obtaining each disc comprising an index mark adaptively indicating a rotational position of the respective disc;
orienting each disc in relation to the respective index mark in a disc stacking machine;
writing servo information to each of the discs;
removing the discs from the disc stacking machine; and
reorienting each disc in relation to the respective index mark to define a preselected offset in the servo information between the discs while stacking the discs to form the stacked disc array.
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Description This application claims priority to U.S. Provisional Application No. 60/337,474 filed Oct. 18, 2001, entitled �METHOD OF MARKING AND DETECTING DISC INDEX.� This invention relates generally to the field of data storage, and more particularly, but not by way of limitation, to provide disc alignment. Disc drives are used for data storage in modern electronic products ranging from digital cameras to computers and network systems. Typically, a disc drive includes at least one disc with a recording surface rotated at a constant speed by a spindle motor assembly and an actuator assembly positionably controlled by a servo system. The actuator assembly supports a read/write head that writes data to and reads data from the recording surface. One type of data recorded to and read from the information tracks is servo data. Servo data includes a physical track identification portion (also referred to as a servo track number or physical track number) written to the recording surface to define each specific physical track of a number of physical tracks written on the recording surface, and servo bursts that indicate fine position within a physical track. Servo data is recorded on the recording surface at servo sector locations. A servo track writer is traditionally used in writing a predetermined number of servo sectors to each recording surface during the manufacturing process. As explained above, the data in the servo sectors are used by the servo system for controlling the position of the read/write head relative to the recording surface during disc drive operations. Typically, servo track writing is done after the disc drive is assembled. Once assembled, the servo track writer uses the disc drive read/write heads to record the servo track data. A recent disc drive servo track writing technology known as Multi-Disc Writing (MDW) writes at least two discs at a time that are then assembled in the disc drive. The present invention allows placement of at least one disc at an angular orientation by marking the disc with an index mark or feature that can be detected, such as for placement in a servo track writer or in a disc drive. Either index is used to rotate the disc to the angular position. To that end, the present invention includes marking a disc surface with at least one index mark or feature. The index mark should be distinguishable from other non-index marks on the disc. An apparatus will read the mark or feature to orient or align the disc in an angular position. If desired, the oriented or aligned disc can be stacked for servo track writing or assembly into a disc drive. The present invention further includes an apparatus that detects the index mark or feature. The apparatus includes a motor that rotates a disc, a sensor to detect an index mark on the disc and a controller to interact with the motor and the sensor. The sensor is preferably optical, but can also include a camera or a mechanism. Such an apparatus can be used to align a disc before information is written to the disc and before the disc is placed in a disc drive. These and various other features and advantages, which characterize the present invention, will be apparent from a reading of the following detailed description and a review of the associated drawings. While this invention is susceptible of embodiment in many different forms, there is shown in the drawings and will be described herein in detail specific embodiments thereof with the understanding that the present disclosure is to be considered as an exemplification of the principles of the invention and is not to be limited to the specific embodiments described. The present invention can be advantageously used with MDW. MDW should have the discs placed on the motor hub of the servo track writing apparatus in a precise angular orientation to maintain servo track concentricity after the discs are placed in the disc drive. To illustrate, In a proximity of arc 110 are index marks (or features) 120, 130 and 140 that are disposed along radii 125, 135 and 145, respectively. The angular displacements between radii pair 125, 135 and 135, 145 are preferably both 6�. However, the angular displacement can be within any range. Also, the angular displacements can be unequal. Index marks 120 and 130 are shown having preferred equivalent dimensions of 0.040″ in the radial dimension 150 and 0.020″ in the tangential dimension 160. Marking 140 preferably has the same radial dimension as index marks 120 and 130, and has a tangential dimension 170 of 0.040′. The dimensions of these index marks are preferably as large as possible. However, the space available on the disc may dictate the dimensions of the index marks. Index marks 120, 130 and 140 are preferably made by a laser texture process using a standard disc laser texturing machine, but other processes can be used like chemical etching. Also, the disc can be colored or a material can be disposed (removably or permanently) on the disc to create one or all the markings. One preferred characteristic of the markings is that they are distinguishable from other features of the disc, such as the zones, area or regions described above, as well as dust, scratches or other surface imperfections, contaminants or blemishes. Preferably, at least two of the index marks 120, 130, 140 are distinguishable among themselves. In addition, the placement of the various-sized index marks can be used as an identifier. To illustrate, the pattern shown in In addition, the wave source can project a wide beam onto a disc, or can be split to provide several beam spots on the disc. Multiple wave sensors can then be used to detect reflections from different portions of the disc. To illustrate, a wide or split beam can be used to illuminate at least two index marks of a pattern. Detection of each mark can be at least almost simultaneous to each other. Furthermore, such a configuration can provide a redundant detection. Alternatively, the wave sensor can be an optical or digital camera. In this case, the camera acquires an image of an area of the disc (or the whole disc). Then image processing software uses standard routines to detect the index marks (edge-finding, blob finding, etc.). The disc does not have to rotate during the index mark location routine if a camera is used. In operation, disc 300 is supported on plate 310 and sensor 370 is position to receive a reflection from disc 300 at the radius of the index marks. Disc 300 is rotated by motor 340 while sensor 370 is monitored by controller 360. Controller 360 records a motor encoder position corresponding to each index mark that is sensed by sensor 370. Preferably, the encoder position corresponding to the next index mark is subtracted from the encoder position corresponding to the previous index mark. The difference is then compared to the expected spacing between the index marks. In the case where disc 300 has a pattern like that shown in The configuration in Although the present invention is described with one and three index marks, other numbers may be used. The index marks can be placed anywhere on the disc, including the outer diameter and the edge (as opposed to the top and bottom surfaces of the disc). Index marks can be made besides laser etching, such as chemical etching, abrasion and ink. The index marks can be raised above or lowered below the surface of the disc, or at the same level of the disc surface. Different appearances of the index marks can be used as identifiers. For example, the arrow head index mark 230 shown in Furthermore, the orientation of the pattern may be radial, tangential, circumferential or angled therebetween. Referring to Turning to The present invention is not limited to magnetic storage discs, which include magneto-optical discs. Instead, the present invention also encompasses optical devices, such as CD-ROM, CD-R, CDRW, DVD-ROM, DVD-RW, WORM, etc. A further embodiment of the present invention is shown in The present invention can be used to align the discs for servo writing and then used to align the written discs for inclusion in a disc drive. But the present invention is not limited to servo track writing. The present invention can be used for physical properties of a disc, including but not limited to disc eccentricity, specific disc surface, disc type, information written on the disc, and regions, zones or areas of the disc. Moreover, the present invention can use the index marks for identification only, alignment only or a combination of both. Thus, one aspect of the present invention is that an index mark is associated to a physical property of a disc. It will be clear that the present invention is well adapted to attain the ends and advantages mentioned as well as those inherent therein. While presently preferred embodiments have been described for purposes of this disclosure, numerous changes may be made which will readily suggest themselves to those skilled in the art and that are encompassed in the appended claims. Patent Citations
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Single Girl's Valentine's Day Itinerary in Toronto
A fun February 14th night out for a group...
Zagat calculates ratings on a 30-point scale based on periodic consumer surveys
Numerical cost estimates are for the price of dinner with one drink and tip.
"If you're an oenophile", you'll think you've "died and gone to wine heaven" at this "trendy" King West Continental-French where "knowledgeable" servers help guests select from the "extensive wine list" and "interesting" dishes to match; yes, it's "expensive", but a large, loftlike space makes it "good for groups" and "special occassions." How we get this »
455 King St W | Map
Today's hours:
11:30am - 10:00pm
Monday | 11:30am - 10:00pm |
Tuesday | 11:30am - 10:00pm |
Wednesday | 11:30am - 11:00pm |
Thursday | 11:30am - 11:00pm |
Friday | 11:30am - 11:00pm |
Saturday | 5:30pm - 11:00pm |
Sunday | 5:30pm - 10:00pm |


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Pretty much nothing is safe from the wrath of plunging oil prices this week, and markets have been unforgiving to any high-yielding companies that face greater uncertainty, whether due to energy prices or any other reason. The latest victims include some high-yielding telecom stocks that are getting clobbered along with equity markets and other risk assets on Friday. Windstream Holdings Inc. (WIN) is down a whopping 8% today, after Windstream named a new chief financial officer, a day after it shuffled chief executives.
Raymond James analysts Frank Louthan and Alexander Sklar see the move as a risk to the company's plan to spin off assets into a REIT:
Given the fanfare and industry shaking announcement of the network REIT and OpCo C-Corp separation last July, not to mention the consistent marketing and messaging by the company following the announcement, the abrupt change and return of Thomas to Windstream OpCo is puzzling at best. We are surprised to see this move and despite the company stating that it is still "committed" to the REIT spin, we find it difficult to see how that can remain on track given the leadership changes in the mix….
We believe the REIT spin is still likely to happen although the 1Q15 timing could be in question until new leadership can be established and we can ascertain if there are any operational issues that need to be addressed given the departure of the CEO
Frontier Communications Corp. (FTR) is down 3.5% Friday, even after it raised its dividend by 5%. Nomura's Adam Ilkowitz sees a link between Frontier and Windstream:
Perhaps by coincidence, both Frontier and Windstream announced news on December 11th that showed what we think are two companies heading in different directions. Both stocks are rated Neutral due to the valuation implications of a potential network asset REIT transaction, but they have taken very different strategic paths as companies in the last several years. One stuck to the core business of local telephony while the other pursued a nationwide enterprise strategy that proved to be ill-timed given the downturn in the economy. We continue to see the shares of both companies, in addition to other similar companies, as dependent on the outcome of the Windstream network REIT spin-off.
Shares of CME Group Inc. (CME) have edged higher Thursday morning after the options and futures exchange declared a $2.00 annual variable dividend late Wednesday, payable Jan. 13, 2015. Sandler O'Neill analysts said the dividend comes in slightly above the high end of their expected range, noting that annualizing the current quarterly cash dividend of $0.47 and then adding the $2.00 variable dividend implies annual dividends of $3.88 per share, equating to a 4.4% yield based on yesterday's close.
Sandler ups its price target by $4 to $98 and reiterates its buy rating. More from Sandler's Richard Repetto and his team:
The payment of the annual variable special dividend will reduce cash and equivalents by $673 million. Based on our forecast for cash at December 31 of $1,344 million, after payment of the special dividend, CME will have estimated cash balances of approximately $671 million, slightly below its minimum cash target of $700 million….
Based on our outlook for cash earnings, we had estimated that CME had the capacity to pay a variable dividend of up to $1.92 per share, with a likely range of $1.32- $1.92. CME has stated minimum cash needs are $700 million, but in prior years it has never approached that cash floor – this year is the first time the company has been comfortable doing so.
CME open interest supports positive volume outlook for 2015. CME futures volume is up 9% YTD with interest rate volumes up 20% YTD. And looking at open interest (OI), generally viewed as a long term indicator of volume growth, CME OI is up 24% YTD with interest rate and equity OI up 47% and 37% YTD, respectively. While we expect some drop off in these numbers with year end seasonality (i.e. low holiday volumes), still we believe OI supports a positive outlook for CME volumes going into 2015 especially with potential interest rate volatility expected in the coming year.
We are maintaining our EPS estimates for '14/'15/'16 of $3.32/$3.80/$4.13 respectively. We are increasing our price target by $4 to $98 to reflect peer multiple expansion. Our price target is based on 24x our 2016 EPS estimate. We reiterate our BUY rating.
Analysts at Citi say the dividend beat their $1.50 estimate, calling it a "best-in-class dividend yield." Cit maintains its neutral rating and its preference for CME versus the Chicago Board Options Exchange (CBOE). "Both Exchanges are well levered to a pick-up in volatility, but we think investors get strong(er) growth at a cheaper P/E multiple at CME relative to CBOE," Citi writes, adding that CME trades at a modest P/E discount to CBOE and offers "multi-dimensional + diversified growth prospects."
Markit this week looks ahead at upcoming dividend announcements and sees hikes coming from a quartet of companies: Western Union Co. (WU), CVS Health Corp. (CVS), Franklin Resources (BEN), and Pfizer Inc. (PFE). First, Markit says it expects Western Union to raise its dividend by 20% to 15 cents per quarter, "which would maintain the payout ratio at about 35% of consensus EPS forecasts." More from Markit:
[M]anagement has noted its comfort with maintaining the payout at 35%, which it also noted as being in line with the majority of the S&P 500. However, over the longer term we do not expect the company to raise dividends annually. It has held the dividend flat for eight quarters, starting from late 2012. In recent years the company has been facing some margin pressure from competition in the payment space as well as increased costs.
Markit forecasts an 18% dividend hike for CVS to 32.5 cents, noting that CVS has maintained a dividend growth rate exceeding 20% for the past few years:
Management targets a 35% payout ratio by 2018 and expects its payout level to surpass 25% in 2014. Currently the company is paying 24% of its earnings as dividends. Our projection models a slightly higher payout ratio of 26% and a compound annual dividend growth rate of at least 18%, in line with management guidance…. We think CVS will easily raise this dividend and exceed its anticipated $5bn cash return in 2014.
Markit sees Franklin Resources raising dividends 16% to 14 cents per share:
While BEN's combined capital distribution policy has been close to 90% per annum, regular quarterly dividends have accounted for just 12% of the annual payouts. The remainder has been returned by year end special dividends and, more recently, large share repurchase programs. We do not anticipate BEN will declare year-end special dividends going forward, considering guidance that previous special dividends were paid in light of changing tax laws. With dividend taxes now slightly higher than in previous years, the company has begun to favor share repurchases as a more efficient way to build shareholder value.
Finally, here's Markit on Pfizer:
Markit is expecting Pfizer (PFE) to increase its quarterly dividend from USD 0.26 per share to USD 0.28 per share starting from Q1 FY'15, which provides a payout ratio of 50% for the year 2014, compared to last 3 years (2012-2014) average of 45%. With the uncertainties surrounding Pfizer's new drug development, we expect that PFE would be conservative towards how much quarterly dividend they will increase. However, we still believe Pfizer can maintain its current 46% payout ratio dividend and we are keeping an increase of 2 cents for 2015 based on the company's policy of increasingly returning cash to shareholders and its efforts of revitalizing its drugs pipeline.
Income-hungry investors have pushed up valuations for just about anything with a coupon in recent months and years. Which of these investments now look the most vulnerable if rates are going to rise, and which should investors continue to target? Russ Koesterich, BlackRock's global chief investment strategist, scans the income-generating landscape today and finds that real-estate investment trusts and dividend-paying stocks in certain defensive sectors have had particularly big price run-ups:
With bond yields both low and remarkably stable, investors in need of income continue to look for alternatives. One manifestation of this is a strong bid for so-called "defensive" equities, or stocks with low volatility and a high dividend yield. Real Estate Investment Trusts (REITs) are one example of this trend. The yield on the Dow Jones Select REIT Index was 3.3% at the end of October versus 2% for the S&P 500. This thirst for yield is one reason the REIT index is up about 20% year-to-date, roughly twice the return of the S&P 500. More evidence of the interest in REITs came last week with the largest-ever initial public offering (IPO) for a U.S. REIT, a $2.3 billion IPO of the Paramount Group.
Koesterich says these same sectors appear vulnerable whenever rates finally start rising, and he says high-yield bonds, which have had a pretty good run of their own, still look like the better bet if you're looking for income:
[T]his quest for income is not limited to REITs. We see a similar appetite for defensive sectors of the stock market, notably utilities and consumer staples. While the thirst for yield is understandable, it may be leading investors to overpay and take on hidden risks. The defensive sectors all sport aggressive valuations and carry hidden duration, or interest rate sensitivity. If interest rates rise even modestly in 2015 — as we expect they will — these sectors are likely to perform poorly, as their valuations are particularly sensitive to rate rises.
Instead of taking on more exposure to these parts of the market, we would prefer to source our yield from other places, including U.S. high yield bonds and more cyclical sectors of the equity market, which could be poised to benefit from an improving economy.
It's a lousy day for high-yielding telecom stocks. Windstream (WIN) shares are down 6% after its third-quarter earnings fell just short of forecasts. CenturyLink (CTL) shares were also down more than 5% recently after it reported earnings late yesterday.
Here's Citi's take on Windstream from analyst Michael Rollins:
Results were soft as total revenue was down (3%) yoy and normalized OIBDA down (9%) yoy. WIN highlighted some positive traction in the biz segment on new sales (up 5%) and improving customer mix and ARPU towards higher-value mid-sized business customers. However, the erosion of legacy services and the mix shift to lower-margin strategic services continues to add significant pressure on margins. We believe the pending conversion to the REIT should provide valuation support & we remain Neutral on WIN, but also recognize that greater growth in strategic services is needed to offset legacy headwinds….
Business rev. fell 1.5% yoy as carrier rev. fell over 10% yoy partly on network grooming of legacy circuits. WIN is upbeat on the ability to continue to improve sales to mid-sized customers from its current strategy & the opportunistic use of capital to employ fiber connectivity as needed.
We believe the independent OpCo/PropCo REIT structure is looking to maximize tax efficiency & valuation, while we believe the decision reduces strategic flexibility and introduces structural risk over time.
Windstream shares were recently trading at $9.86 Thursday afternoon, below the $10.53 level where they were in late July just before the company announced plans to spin off certain assets into a real-estate investment trust structure. That plan had jolted WIN's share price higher at the time.
Adam Ilkowitz at Nomura cited a "disappointing margin supported by lower capital spending" and said WIN's "customer results remain weak":
Windstream reported revenue of $1.46bn, below our $1.48bn and consensus of $1.47bn forecast due to greater Business and Wholesale declines, partially offset by better Consumer revenue. Company-defined Adj. OIBDA of $525mn was well below our $548mn forecast and consensus of $538mn due to the revenue miss. The service revenue margin of 37.2% was below our 38.4% forecast, with total margin coming in at 36.0% versus our 37.1% and consensus of 36.7%. Capital spending of $194mn was below expectations, helping push company-defined FCF well above our forecast. GAAP FCF (CFO – Capital Spending) largely met our expectations with a dividend payout ratio of 64%.
Subscriber results continue to be largely below expectations. Consumer DSL losses of (11.8k) were well behind our estimate for (7k) and consensus of (6k) and similar to the (11.1k) losses a year ago. Subscribers have now fallen (3.5%) year over year while consumer voice lines fell (6.4%), a decline that also continues to accelerate. Business customer losses were stable, although customer location declines moderated sequentially due to better Enterprise adds and fewer Small Business disconnects.
Shares of CenturyLink (CTL) are down 5.4% Thursday morning after CTL reported third-quarter earnings of 63 cents per share, beating Street estimates by a penny. JPMorgan analyst Philip Cusick and team upped their Dec. 2015 price target to $45 from $43 with an overweight rating. From JPM:
CenturyLink delivered a solid 3Q14 on financials, though with slower-than-expected broadband and PrismTV gains. Revenue growth from the consumer side qas in-line while the business segment outstripped our expectations. EBITDA was slightly light as operating expenses rose significantly from CPE sales and employee related costs. 4Q14 guidance implies higher margins q/q but is still below our previous EBITDA estimate even with in-line revenue guidance…. We expect the buyback pace to slow further in 4Q as shares have now rebounded back to pre-dividend cut levels.
Nomura analyst Adam Ilkowitz says CTL's share price remains driven by the company's decision about whether to spin off assets into a real-estate investment trust structure. From Nomura:
Revenue beat due to lower-margin CPE sales but expenses were still above expectations as Adj. EBITDA was lower than expected. Strategic revenues were below our and consensus forecasts, with the miss versus our estimate driven by Consumer. CenturyLink announced a Gigabit Internet initiative during the quarter, and this may be responding to DSL subscriber weakness….
Our 2014 and 2014 revenue and Adj. EBITDA estimates are largely unchanged. Our 2014 and 2015 EPS estimates falls due to lower deal-related amortizations added back as operating net income is also unchanged. Our DCF-model gives us a $32/share fundamental value, assuming improving revenue and profitability and moderating capital spending over time.
Shares are discounting the opportunity to pursue a REIT strategy for network assets, which we estimate could make CenturyLink worth $50/share. Our $40 target price assumes a 50% likelihood of adopting REIT; the dividend is well covered at a 60-65% payout ratio at full-cash taxes. Given the uncertainty over whether the REIT will be pursued, we maintain Neutral.
Recall that Windstream (WIN) shook up the high-yielding telecom sector (and galvanized its own stock price) in late July when it decided to spin off certain network assets into a REIT, leading to a wave of speculation about what other telecom companies might follow. Windstream shares are also down sharply today post-earnings.
The data and analytics firm MSCI (MSCI) initiated the first dividend payment in the company's history as part of a broader plan to return $1 billion to shareholders by 2016. The company will pay a regular quarterly dividend of 18 cents a share and increase its existing share repurchase authorization to $850 million from $300 million.
The news sent the shares rising $2.71, or 5.8% to $49
Covanta (CVA) sweetened its quarterly cash dividend, adding 7 cents to the per share payment. The 39% hike now puts the dividend at 25 cents a share.
Covidien (COV) hikes its quarterly dividend by 13% to 36 cent per share from $0.32 per share.
Since Windstream [WIN] shook up telecom valuations by spinning off assets into a real-estate investment trust, things have gotten so wacky that the historically high-yielding CenturyLink [CTL] yesterday saw its dividend yield fall below that of staid telecom stalwart AT&T [T]. Morgan Stanley says yesterday's 5.31% closing yield for AT&T marked the first time it yielded more than CTL (5.30%) since CTL established its high payout policy back in 2008, saying the market "has generally demanded a higher yield from the RLEC space than from the Bells to compensate for the lower growth prospects." And in fact T's yield slipped back below CTL's yield on Tuesday.
Looking ahead, Morgan Stanley says CenturyLink is seen as more likely than AT&T to consider (and benefit from) a REIT spinoff similar to what Windstream did. AT&T is a bit cheaper in P/E terms, but CenturyLink offers nearly double the free cash flow yield. But on balance Morgan Stanley sees more upside in AT&T:
While we rate both stocks Equal-weight, we have modest 4% upside to our AT&T base case of $36, while our CenturyLink base case valuation is $37 (-9%, or 4% total one year return net of dividends). We see several factors driving the relative performance in coming weeks: 1) Progress of wireless wars, as Sprint and others tweak pricing ahead of the iPhone 6 rollout, 2) Spectrum auctions, particularly AWS-3 in November where AT&T is expected to be active, 3) REIT rollout, as investors, regulators and others digest Windstream's actions further.
Citi strategists today cast a skeptical eye on Windstream Holdings Inc.'s (WIN) plan to spin off certain network assets into a real-estate investment trust. With the historically high-yielding telecom company expected to release its second-quarter results on Thursday, Citi's Michael Rolling and Kevin Toomey today say they remain Neutral on WIN but add that WIN's dividend cut "may forebode direction of operational headwinds." More from Citi:
[I]ts proposed REIT conversion does improve cash flow to reinvest in its operations, but we are interested to learn more about the timing to suddenly shift its direction by cutting the dividend and raising its future capital intensity expectations. We are concerned that operating performance is unlikely to improve near-term and could degrade further given its recent financial decisions. We recognize greater tax efficiency and the value arbitrage from PropCo (pending the spin) could help to offset the potential risk to value within the OpCo. We remain neutral on WIN shares.
Last week Moody's Investors Service called the REIT spin-off "a near-term credit positive" but said it removes future financial flexibility, and that the unorthodox structure could have long-term risks:
The creation of the REIT (PropCo) will complicate Windstream's corporate structure and could ultimately weaken both companies' credit. The structure may result in unintended consequences or invite capital market or corporate governance risks as Windstream attempts to fund its operation from separate entities whose profit motives could diverge over time.
Moody's said it expects to see more REIT spin-offs in the wake of this one, but not from the major telecom companies:
We believe that additional wireline telcos, such as Frontier Communications Corp. (Ba2 review for downgrade) and, to a lesser extent, CenturyLink Inc. (Ba1 negative), could pursue this structure to reduce their future taxes and common dividends in a way that is opaque to shareholders. However, we do not believe that AT&T Inc. (A3 review for downgrade) or Verizon Communications Inc. (Baa1 stable) will pursue such a structure due to the headline risk and potential regulatory challenges it could create. We also believe that AT&T and/or Verizon would overwhelm what we view as a niche asset class and dilute the current valuation premium on triple-net REITs.
Shares in high-yielding telecom company Windstream Holdings Inc. (WIN) have surged 21% to $12.72 Tuesday on plans to spin off certain network assets into a real-estate investment trust. Windstream said the transaction will allow the REIT, which will own Windstream's existing fiber and copper network and other fixed real estate assets, to expand its network and diversify its assets through acquisitions.
"This transaction will make Windstream a more nimble competitor in today's increasingly dynamic communications marketplace and accelerate our deployment of advanced communications services," said Jeff Gardner, president and CEO of Windstream, in a statement. "Additionally, the REIT will have geographically diverse, high-quality assets and sustainable cash flows with the ability to grow and diversify over time."
Windstream expects a 70-cent aggregate annual dividend per share for the two companies (down from WIN's $1 current annual dividend), consisting of a 10-cent dividend for WIN and a 60-cent dividend for the REIT. Jefferies analysts called the plan an "elegant way" for WIN to cut its dividend. Windstream said its shareholders will retain their existing shares and receive shares in the REIT commensurate with their Windstream ownership.
From Oppenheimer analysts Timothy Horan and Jonathan Michaels:
The REIT will pay a $0.60 annual dividend, which we expect will trade at less than a 4% yield or $14+ and the services company will have a $0.10 dividend which will probably trade at a 10% yield or so. Our best guess at this point is that the company is worth at least $15/share with this structure, but potentially as much as $18….
We have seen the REIT Data centers and Towers trade 30-40% higher than non-REITs by avoiding taxes… For our sector, we believe this means that every network stock we cover is roughly 20% undervalued at this point, as they should be able to largely avoid paying taxes going forward.
Wells Fargo Securities' analyst Jennifer Fritzche was more perplexed, calling it a "surprising move" and a "very confusing transaction" but still "a positive for WIN shares" that simplifies WIN's core business focus and capital structure.
Here's Citi's Michael Rollins:
Windstream's proposed structure could improve its tax efficiency which could help its ability to invest and pay dividends over the longer term. However, the proposed structure represents a 30% reduction in the dividend. This could infer that operations are not turning around as quickly and represents a possible area of fundamental concern for us. The lower dividend amount could also limit the upside potential in the share price from the change in structure.
We have many questions about the specifics of using a REIT structure for traditional telecom assets such as: 1) which assets are actually included in the REIT structure; 2) the amount of tax efficiency; 3) implications for future M&A; 4) transferability of the structure to other telecom companies within the sector; 5) risk of competing self-interests between the operating company and the property company; 6) Windstream's future financial outlook in light of today's announcement; & 7) amount of incremental capital required for the companies augmented broadband deployments.
WINs' board of directors approved the plan following the receipt of a favorable private letter ruling from the Internal Revenue Service.
Barrons.com's Income Investing blog helps readers find undervalued securities that offer attractive yields, with an emphasis on dividend-paying stocks, preferred shares, bonds, REITs, Master Limited Partnerships and closed-end funds.


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At a point when tax reform and regulatory relief are being discussed in Congress, the Missouri Credit Union Association (MCUA) is preparing for a Hike the Hill in May. Credit union leaders from Missouri will head to Washington, D.C. to talk with U.S. Senators and Representatives on May 22-23.
HB 478, a bill modernizing the Missouri Credit Union Statute dealing with joint accounts, took another step forward this week. After credit union representatives made calls to Committee Chairman Jay Wasson (R-District 20) and Senate President Pro Tem Tom Dempsey (R-District 23) urging action, the bill was reported out of the Senate Financial Committee and placed on the Senate calendar during the late night hours on April 29.
Last Friday, April 26, 2013, the Missouri Credit Union Association filed a comment letter with the Small Business Administration (SBA) in support of proposed changes to the agency's 504 and 7(a) Loan Programs.
Last week, the Missouri Credit Union Association (MCUA) submitted a comment letter to the National Institute of Standards and Technology (NIST), highlighting that credit unions and financial institutions are already subject to robust data security requirements and standards, and should not be subject to
Missouri credit unions will have access to plain language compliance guides and other materials from the Consumer Financial Protection Bureau's (CFPB) Mortgage Rule Implementation. Starting the week of April 8, the CFPB will release compliance guides for recently finalized mortgage rules, as well as updates of the official interpretations, examination procedures, and other materials.
The Consumer Financial Protection Bureau (CFPB) has already adopted a final rule to implement the ability to repay provisions regarding closed-end mortgage loans under the Dodd-Frank Act. The rule takes effect January 10, 2014. However, the agency is also seeking comments, through today, February 25, on a proposal that would allow some creditors to have more flexibility in complying with the rule.
On February 15, 2013, the Missouri Credit Union Association (MCUA) filed a Comment Letter with the Consumer Financial Protection Bureau (CFPB) on the agency's proposed policy to encourage trial disclosure programs.
Just four weeks after being officially sworn into office, Congresswoman Ann Wagner (R-District 2) met with credit union representatives from her district. Fifteen credit union leaders met with Wagner at First Community Credit Union in Chesterfield on January 31.
This week the Consumer Financial Protection Bureau (CFPB) officially announced in a blog post that it is delaying the effective date of its international remittance transfer rule that was set to go into effect on February 7, 2013. The new effective date will be announced "later this year" and th
The Federal Financial Institutions Examination Council (FFIEC) released proposed guidance entitled Social Media: Consumer Compliance Risk Management Guidance.


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MISSION Yoga Mats from YOGAJACK are an excellent way to bring focus and awareness to your practice. Carefully crafted from our new extra grip blend, and carefully stitched right here in the USA by artisan New England craftsmen, our MISSION Yoga Mats add an elegant and supportive element to your yoga practice.
Dimensions: 74 in. (6 ft. 2in) Long || 24 in. (2 ft.) Wide || 1/4 in. Thick || Superior Grip & Comfort
MISSION yoga mats are made of premium blend materials, are extra thick, and provide terrific gripping ability on both sides. While similar quality mats retail for $95 or more, the Stop Soldier Suicide MISSION Yoga Mat can be yours for only $69 (plus s/h).
A portion of your purchase goes directly to help support the mission of Stop Soldier Suicide, a critically important 501(c)3 organization dedicated to eliminating the crises of active duty military and veteran suicides. To learn more about Stop Soldier Suicide and their mission, please visit their homepage here.
Like all YOGAJACK yoga mats, the MISSION Mat is produced through an environmentally responsible and zero-emission process, too.
*The Stop Soldier Suicide logo is centrally placed at the top center of your MISSION yoga mat, and measures 3in x 3in.
If you'd like to donate directly to Stop Soldier Suicide, use the form below:
The YOGAJACK ONE Yoga Mat - is for anyone - and everyone - looking to find their focus and discover their mission. The ONE Mat ranks amongst the world's finest yoga mats.
Dimensions: 72 in. (6 ft.) Long || 24 in. (2 ft.) Wide || 1/4 in. Thick || Premium Density & Comfort
Infused with Awesomeness
While other yoga mats of similar quality and construction retail for $100 or more, the YOGAJACK ONE Yoga Mat can be yours for only $69 (plus s/h). This awesome yoga mat is a perfect fit for yogis of all levels. But that's just what you see - a lot of our effort goes into what you don't.
Our carefully created floor-facing pattern was designed to thwart sliding and we employed a heavy duty approach with daily use in mind. The YOGAJACK ONE Yoga Mat is produced through an environmentally responsible and zero-emission process, too. You can be confident that the YOGAJACK ONE Yoga Mat won't break down over time by flaking fading, or peeling and certainly won't create more unnecessary waste piling up in landfills. The ONE Yoga Mat is built to last and was built for you. If you're ready for the ONE Yoga Mat, YOGAJACK guarantees your satisfaction.
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It's the perfect mat for all levels, beginner to advanced. The BLACKJACK Mat by YOGAJACK.
The YOGAJACK KIT includes:
Are you smarter than your average yogi? Of course you are - so we made this shirt just for you!
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Every day 22 + Veterans and 1 Active Duty Soldier take their own lives. Stop Soldier Suicide is the first national civilian not-for-profit organization dedicated to preventing active duty and Veteran suicide.
Stop Soldier Suicide hopes to realize a day when Soldiers and Veterans who are considering suicide can openly and without shame ask for and receive the help and support they need. They are Veterans & Active Duty Service members helping other Veterans and Active Duty in their greatest hour of need. To learn more about Stop Soldier Suicide, click here.
You can do your part with these excellent MISSION Patches (for use with some of our new upcoming gear, or wherever you want to show your support).
All proceeds (minus shipping & handling) from our Stop Soldier Suicide MISSION Patches go directly to Stop Soldier Suicide.
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Space ... the elusive frontier. If space is all around us, why's it so hard to find a little space when you need it?
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A little bit of space and a little bit of time. Simple things, but elusive to us all. Well, we're going to give a little of both to the residents of the New England Center for Homeless Veterans starting this March. This MISSION Preview is all about getting NECHV set up with a routine yoga and meditation class
With a full YOGAJACK ONE's worth (72 inches) of snow on the ground here in Boston, warm thoughts are a precious commodity. But despite the frigid temps, YOGAJACK is RED hot right now - and that's 100% because of YOU. To our outstanding YOGAJACK fans, insanely awesome customers, dedicated followers, and passionate promoters - I'd like to say thank you.
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I know this has happened to you: You get home and realize the weather is perfect for a quick flight. You grab up your gear and head to the flying field only to find out that your transmitter battery is weak. Even worse, you planned a full day of flying over the weekend at the club. You think you charged up your transmitter few weeks back and hardly used it, but without use, NiMH and NiCd batters lose their charge over time. Should you fly with a low battery? You decide no, no flying for you that day.
I must say I was skeptical; my beloved Hitec Optic 6 that has been stalwart throughout the last few years of flying, and I wanted to be sure putting the LiPo inside my transmitter would not damage it in any way. I did a quick test of Dualskys new transmitter battery distributed by 2DogRC, and after a few hours, I realized that this product is the real deal! No longer will I be caught with a weak battery!
Transmitter: | Optic HiTec with Spectra Synthesizer |
Transmitter Battery: | Dualsky 2500 MAh LiPo |
Manufacturer: | Dualsky |
Available From: | 2DogRC |
I really felt the only way to test the battery was to compare it to my original 600 mAh battery, a 2000 mAh I purchased and the 2500 mAh Dualsky LiPo. Because I use a Spectra module I knew there was draw on the transmitter as evidenced by the heat that builds up when the transmitter is operating. I started with the NiCD. The criteria for stopping the test was the 8.7 volt low battery alarm.
The Dualsky 2500 mAh battery wins out with nearly twice the hours of useable service, a lasting charge and lighter weight. I was really impressed that as the battery was winding down, it went literally hours before it reached the available power I had at startup with my two previous batteries.
One thing you have to be sure of is that you no longer try to charge the battery in the case, it has to be removed. More importantly, NEVER plug in your old charger while the LiPo is in the case.
You will likely also have to develop some type of male plug for charging. I took a standard JST plug and removed some of the plastic to expose the prongs. Just really be careful you do not get polarity off when you plug it in for charging. I have found this works well, and I use it to charge all my batteries with a non-typical plug.
You can see there are three different female plugs that I have used. All fit into the male receptacle of my Hitec Optec 6.
The question here is not why, but why not? If you are like me, you want to make sure your plane is set up perfectly before the first flight. With Dualsky's 11.1 volt transmitter LiPo you can take all the time you need. After two hours of leaving the transmitter on, I still was above 11 volts! I now have a transmitter that does not feel like a brick in my hand. By making the switch I have shaved off over three ounces! As transmitter packs get bigger they seem to grow slightly while the space in your transmitter stays the same, but the Dualsky LiPo fits with room to spare.
I can't say enough good things about the Dualsky 11.1 transmitter battery. You save weight, gain time, get cell balanced circuitry that also protects overcharging, and with all of that, you get the security of knowing you have plenty of flight time. I love it you get something that lives up adverting hype. 2DogRC and Dualsky have a winner here.
As with all electronic additions, make sure you check your warranty and follow all the directions provided.
Last edited by Angela H; Oct 29, 2007 at 09:29 PM..Thread Tools |
Nov 04, 2007, 03:15 PM | |
No same rules apply to a Li-Po in a TX as a plane..........Remove from either to charge.
Jason MaxAmps Marketing Manager firstname.lastname@example.com www.maxamps.com |
Nov 04, 2007, 10:33 PM | |
This review is SO! Late, I have been flying with this Lipo on my 9C Futaba since April....and bought it at
http://www.graysonhobby.com/ this lipo transmitter battery from DualSky is Way better than RCommonsense. |
Thread Tools | |
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http://www.policelink.com/news/26729-obama-uses-police-memorial-for-porta-potties Obama Uses Police Memorial for Porta Potties PORTLAND, OR – Police officers in Portland, Oregon, are still waiting for an apology from Barack Obama after campaign staffers of his recent rally in Portland, Oregon, setup porta potties directly on top of the Portland Police Memorial, which honors the agency's 25 fallen police officers. Imagine if the Police set-up porat potties ontop of some old slave graveyard? This is pretty much a harbinger of how the police will be treated in an Obama Presidency. And do not even bother posting "it was a mistke" or they "didn't know it was there" because even Obama's people said that they DID IT ON PURPOSE!!!!
I've read--but can't verify--that the parks service is responsible for the placement of the portajohns. Funny, there was a concert there that day. Most people apparently were there for the concert, and he happened to piggy back.
Well, in defense of Obama, #1 its not like it was his decision where to set them up, and #2 it says in the article that his staffers set them up there for wheelchair access. Without seeing the grounds we can't tell if that is a legit decision. Leaving that part out is a weswelker-style move. I'd say he should just apologize for the unfortunate placement and move on. Remember, its awful tough to control all your staffers, there are plenty of crazy people/jerks helping to run all 3 campaigns.
What part of putting toilets onto of a memorial to fallen cops, is a "legit decision", boy you can really spin anything.
Obama is a pure political entity. I really highly doubt that Obama would order something like this to be done, it's politically damaging. Maybe some scumbags that worked for him/setup the event did, but Obama can hardly be blamed for that. Stokes and I are hardly in the Obama camp, I can safely say that I would never cast a vote for him. We're just not thinking that this sounds like something legit to criticize Obama. This is like the flag pin thing; there's plenty of other more significant things that he can be questioned about.
http://blog.oregonlive.com/mapesonpolitics/2008/05/huge_obama_rally_in_portland_h.html The first comment after the blog entry says that placement of portopotties there has been normal for several years, and that maybe the city planners should be taken to task for it---since there was a concert going on at the same time.
Its not spin, its taking an honest look at the situation. I criticize people on the left in this forum for being misleading, its only fair that I scrutinize posts from the right that are misleading. Take a look at a paul's comments, its not as cut and dry as Obama supporters put toilets on a police memorial because they wanted to.
Two great lines. It was a dopey thing to do, and any "event" orginizer should be careful about that kinda stuff (hence my earlier comment). I tend to agree that this isn't really an "Obama" thing. Probably some brain dead event staff people scrwing up. Hard to make it a lefty or righty thing.
An unexpected voice of reason, albeit a welcome one.. this is FTW's daily discredit post.. trying to make something out of nothing...
Gee...no love for the first guy to say it had nothing to do with Obama, or the first guy to post that, despite that, Obama's campaign chair had apologized...nice to see. :rocker: I see how you are. It's good to know.


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text: QUESTION NO. 1 What are the meanings of the following terms: (i) bonafide (ii) ex-gratia (iii) ex-parte (iv) inter alia (v) pari passu (vi) prima facie (vii) quantum meriut (viii) ultra vires (04) (Spring 2005 Q.1) ANSWER NO. 1 Meanings of the terms (i) Bonafide = Without deceit and dishonesty (ii) Ex-gratia = Not legally required as necessary (iii) Inter alia = Among other things (iv) Ex parte = Without hearing arguments of the adverse party (v) Pari passu = Proportionately (vi) Prima facie = On first appearance without detailed inquiry (vii) Quantum meriut= As much as one deserves (viii) Ultra Vires = Beyond the scope of power allowed QUESTION NO. 2 Answer the following questions by only stating the alphabet of the most appropriate answer: M-10 i) The negotiable instrument is a promise in writing to pay. Such promise to pay: a) may be conditional b) must be unconditional c) depends upon the custom of that particular trade. d) none of the above. ii) The price in a contract of sale may be: a) determined by the course of dealing between the parties. b) left to be fixed in a manner agreed at the time of the contract. c) fixed by the contract. d) all of the above. e) a and c of the above. iii) Under the Partnership Act, a partner can retire from a partnership firm only: a) by consent of all partners. b) in accordance with an express agreement. c) by a notice in writing to all the partners if the partnership is at will. d) all of the above. e) any of the above. f) a and c of the above. iv) An unpaid seller in possession of goods sold may exercise his lien on goods until payment or tender of price. a) where the buyer becomes insolvent. b) where the goods have been sold on credit but the term of credit has expired. c) where the goods have been sold under sale on return basis. d) where the goods have been sold without stipulation as to credit. e) a, b and d of the above. v) An agent under an agency contract has the right sums received on principal's account for: a) advances made. b) expenses properly incurred. c) remuneration for acting as an agent. d) all of the above. e) b and c of the above. (Nov. 96 Q1) ANSWER NO. 2 (i) b (ii) d (iii) e (iv) e (v) d QUESTION NO. 3 i) Ali is indebted to Kamran, and Shahid is a surety for the debt. Kamran demands payment from Shahid and on his refusal sues him for the amount. Shahid defends the suit, having reasonable grounds for doing so, but is compelled to pay the amount of the debt with costs of the suit. M-3 Based on the above case, which one of the following is the best answer? a) Shahid can recover from Ali, the amount paid by him for costs, as well as the principal debt. b) Shahid can recover from Ali, only the amount of the principal debt. c) Shahid can recover from Ali, the amount of principal debt plus one-half the costs for defending the suit. d) Shahid cannot recover any amount from Ali since, under the law, a surety cannot recover any amount from the principal debtor. ii) Kamran lends a sum of money to Ali, and Shahid, at the request of Ali accepts a bill of exchange drawn by Ali upon Shahid. Kamran, the holder of the bill, demands payment of it from Shahid and, on Shahid's refusal to pay, sues him upon the bill. Shahid, not having reasonable grounds for so doing, defends the suit, and has to pay the amount of the bill and costs of the suit. M-3 Based on the above case, which one of the following is the best answer: a) Shahid can recover from Ali, the amount paid by him for costs, as well as the amount of the bill. b) Shahid can recover from Ali, only the amount of the bill. c) Shahid can recover from Ali, the amount of the bill plus one-half of the costs for defending the suit. d) Shahid cannot recover any amount from Ali since, under the law, a surety cannot recover any amount from the principal debtor. iii) Which one of the following statement is true: M-3 a) a person who is usually of unsound mind, but occasionally of sound mind may make a contract when he is of sound mind. b) a person who is usually of sound mind, but occasionally of unsound mind may not make a contract when he is of unsound mind. c) both of the above. d) none of the above. > iv) Which one of the following would amount to fraud:- M-3 a) the suggestion, as a fact, of that which is not true by one who does not believe it to be true. b) the active concealment of a fact by one having knowledge or belief of the fact. c) a promise made with an intention of performing it. d) all of the above. e) one and two of the above. f) two and three of the above. g) one and three of the above. v) When consent to an agreement is cased by coercion, then:- M-3 a) the agreement is a contract voidable at the option of the party whose consent was so caused. b) the contract is not voidable. c) the contract becomes void. d) the contract was void ab initio. e) the agreement can become a valid contract, subject to arbitration. (May 96 Q4) ANSWER NO. 3 i) (a) ii) (b) iii) (c) iv) (e) v)(a) QUESTION NO. 4 Aslam borrowed Rs 10,000 from Ahmed and simultaneously wrote down and signed the following on a piece of paper and handed it over to Ahmed. On demand I promise to pay Ahmed or order Rs. 10,000/-. DATE: 15-10-1995 Signature of Aslam Place: Islamabad Assuming that the above document has been properly stamped, which of the following is the best answer? a) The document is a promissory note, and the primary body of law governing the same would be the Negotiable Instruments Act, 1881. b) The document is a cheque, and the primary body of law governing the same would be the Contract Act, 1872. i c) The above document is illegal because attestation of a Notary Public has not been obtained. d) The above document is illegal because it is hand-written. e) All of the above are untrue. M-3 (Nov. 95 Q5) ANSWER NO. 4 This question requires the examinee to have in mind the following essentials to constitute a promissory note within the meaning of S.4 of Negotiable Instruments Act, 1881. i) An instrument (in writing) ii) An unconditional undertaking to pay iii) A certain sum of money. iv) A certain person or to order of. v) The document should be signed by the person making it. Keeping these criteria in mind we see that answer in clause (a) is the correct answer. QUESTION NO. 5 Amir borrowed Rs 100,000.00 from XYZ Bank. In this regard, Anwar guaranteed repayment of Amir's indebtedness to XYZ Bank. Prior to maturity and without the consent of Anwar, XYZ Bank Amir agreed to reschedule the loan by increasing the rate of mark-up by two percent (2%) and extending the maturity date by two years. Subsequent to rescheduling, Amir defaulted in his obligations to XYZ Bank. XYZ Bank instituted legal proceedings against both Amir and Anwar. Which of the following is the best answer? a) The liability of Anwar is co-extensive with that of Amir. b) Anwar would not be liable to XYZ Bank as the contract between XYZ Bank and Amir was varied without the consent of Anwar. c) Anwar would be liable to XYZ Bank regardless of the variance in the contract without his consent as he had agreed to guarantee the obligations of Amir. d) Anwar would be liable to XYZ Bank as a contract of guarantee should be liberally construed. e) None of the above statements have any sound basis in law. (Nov. 95 Q4) ANSWER NO. 5 In this case the material to be considered is the legal consequences of variation in the contract without consent of surety S.133 of contract is the relevant section. The answer in cl.(b) is the correct answer, because variance in the terms of contract without surety's consent discharges surety as to subsequent transactions. QUESTION NO. 6 As Akbar had to leave the country on a business engagement for a period of one month, he executed a Power of Attorney in favour of Ahmed for the stated purpose of empowering Ahmed to sell Akbar's house to any person and upon such terms as Ahmed may decide. As Ahmed is a good friend of Akbar, he agreed to try and sell Akbar's house without receiving any compensation for the same. Which of the following is the best answer? a) Under the Contract Act, 1872, the relationship between Akbar and Ahmed is that of principal and agent. b) Akbar may revoke the Power of Attorney at any time. c) Third parties could rely on the Power of Attorney even though no consideration was paid by Akbar to Ahmed. d) All of the above are true. e) None of the above is true. 3 (Nov. 95 Q3) ANSWER NO. 6 a) In this case the relationship between Akbar & Ahmad is that of Principal and agent - No consideration is necessary for the formation of Agency. b) Akbar can not revoke power of attorney after the same has been exercised. c) For the formation of an enforceable contract there must be consideration. The 3rd party can not rely or the power of Attorney. The best possible answer is clause (a) because even if the agents' acts are detrimental to the interest of the principal he is liable to the principal. QUESTION NO. 7 Big Ticket Power Company Limited (thereafter, "Big ticket"), incorporated under the Companies Ordinance, 1984, entered into a Memorandum of Understanding (hereafter, "MOU") with Power Generation Equipment Company (hereafter, "Power Generation"), a company incorporated under the laws of United States, for the purpose of Power Generation supplying to Big Ticket the equipments for setting up a 5000 mega watts power plant at Paradise Point, near Karachi. The following, among other matters, were specifically described in the MOU: 1. The identity, quality and nature of the equipments. 2. The delivery of the equipments to Paradise Point shall take place on January 1, 1996. 3. The price to be negotiated, discussed and agreed at a future date between the parties. 4. The MOU to be governed by the laws of Pakistan. Which of the following is the best answer? a) The MOU is a binding contract enforceable against the parties thereto as there is no ambiguity in it with respect to the description of the equipments and the date of delivery. b) The MOU does not constitute a binding contract as the parties have not agreed on the price. c) The MOU is unenforceable as in law all MOUs are nonbinding. d) The MOU is void as all equipments for the power sector have to be purchased from local suppliers. e) None of the above. M-3 (Nov. 95 Q2) QUESTION NO. 9 Choose the correct answer: a) Consideration to be valid must be: M-2 i) payable in legal tender. ii) simultaneously paid and received. iii) legally sufficient. iv) of the same economic value. b) On January 1, Rahman sent a telegram to Rahim offering to sell him a car. The offer required that Rahim's acceptance telegram must be sent by January 3, 5 p.m. On January 3, at 3 p.m. Rahim sent his acceptance letter, which was received by Rahman on January 5, Rahman refused to sell the car. Is there an enforceable contract? M-2 i) Yes, because acceptance letter was sent to time. ii) No, because Rahim did not accept by telegram. iii) Yes, because acceptance was effective when sent. iv) No, because acceptance was not received within time. c) Javed offered in writing to sell a piece of land to Sami for Rs. 5 lakh. If Javed dies, the offer will: i) terminate prior to Sami's acceptance only if Sami received notice of Javed's death. ii) remain open for a reasonable time after his death. iii) automatically terminate despite Sami's prior acceptance. iv) automatically terminate prior to Sami's acceptance. d) Sale of goods by a person, who is not the owner gives a valid title to the buyer, if: i) buyer is not aware of the fact and buys innocently. ii) sale by a mercantile agent in possession of the goods with owner's knowledge. iii) sale by a mercantile agent without owner's consent. iv) sale by a mercantile agent with buyer's knowledge that the agent has no authority. e) Ordinary difference among partners may be decided by: i) arbitration. ii) a majority of the partners. iii) partners controlling more than 50% shares. iv) reference to registrar. (April 95 Q1) ANSWER NO. 9 a) iii (b) i (c) i (d) ii (e) ii


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North Caucasus : Kabardino-Balkaria : Prokhladny
Prokhladny is a city in Kabardino-Balkaria. It is a small city about 30 minutes away from Nalchik with only two main roads. It has many schools and educational institutions. It has restaurants and discos. It does has a comindant hour at 9PM, anyone that will leave their house after 9 pm will be shot and killed without warning. Understand[edit]Get in[edit]Get around[edit]See[edit][add listing]Do[edit][add listing]Buy[edit][add listing]Eat[edit][add listing]Drink[edit][add listing]Sleep[edit][add listing]Contact[edit]Get out[edit]


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Driver Assist Tech Interest Growing Among Midsize Sedan Buyers; Ford Fusion Offers Unprecedented Level of Content
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Driver Assist Tech Interest Growing Among Midsize Sedan Buyers; Ford Fusion Offers Unprecedented Level of Content
DATE: Will be calculated from "Release Start Date" field.
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DEARBORN – Advanced technology hasn't traditionally played a large role in the purchase consideration in the midsize sedan segment, but this may be changing, according to consumers searching online for more information about Ford's all-new Fusion sedan.
Of the more than 155,000 online shoppers who built and priced the 2013 Ford Fusion on a recent test site, nearly 25 percent opted for the Driver Assist package that includes Ford's most advanced technology such as Blind Spot Information System (BLIS®), Lane-Keeping Aid, automatic high beams and rain-sensing windshield wipers.
"Even if it was just out of curiosity, we were surprised to see how many in our survey built out a Fusion online with the Driver Assist package," said Samantha Hoyt, Ford Fusion Marketing manager. "Technology traditionally hasn't been a big driver for consideration with midsize intenders, but this could be changing as we increase the affordability of these features."
Backup cameras and MyFord Touch® in particular are drawing increasing interest with online shoppers. Ford Marketing has found online shoppers searching for Fusion online often include "backup camera" in their search.
Ford is aggressively positioning its new Fusion as a leader in driver assist technologies. Fusion Titanium includes standard features like MyFord Touch and the rear view camera and has other driver assist features available like adaptive cruise control and the Lane-Keeping System. These types of technologies are typically only available on luxury makes as part of very expensive option packages.
The all-new Fusion brings together the most complete suite of technology at the most affordable price point ever offered. In order to get all of these capabilities from BMW, a customer would have to step up to the top-of-the-line 760Li at more than $140,000, and even at nearly $100,000 a Mercedes-Benz S550 customer can't get active park assist. Every one of these features is available in the Fusion SE, Titanium and Hybrid. In fact, a customer can order a Fusion SE with these features for $29,885. The new Fusion has a base price of $21,700 – the same price as the current model with an automatic transmission.
"Research shows customers are looking for more value from their vehicles," says Hoyt. "From Auto Start-Stop to the Lane-Keeping System, an automobile's content is becoming a top factor when purchasing a new vehicle.
"Numerous Fusion packages provide unprecedented amounts of content and features over the previous model-year car, which continues to be a top seller and has enjoyed four record sales months in 2012," Hoyt adds.
Where style meets substance
The all-new Fusion offers a portfolio of driver assistance and convenience technologies based on sensors, cameras and radar that enable the car to see and respond.
The 2013 Ford Fusion can help drivers maintain proper lane position, adjust vehicle speed to changing traffic conditions, identify suitable parking spaces and then help parallel park – even aiding drivers backing out of a parking space where visibility is obstructed. Specific technologies include Lane-Keeping System, adaptive cruise control, active park assist and BLIS with cross-traffic alert.
For more on the new Ford Fusion, check out
, a special mobile site featuring plenty of unique content including articles, videos and graphics that are easily shareable directly from your smartphone, tablet or computer browser to Facebook, Twitter, Google+ or blogs.
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From Wikipedia, the free encyclopedia
Look up routine in Wiktionary, the free dictionary. |
Routine may refer to:
- Routine, another name for a computer subprogram
- Subroutine, a routine inside another routine
- Coroutine, generalized reentrant computer subroutine having multiple entry points
- Choreographed routine, orchestrated dance involving several performers
- Comedy routine, comedic act or part of an act
- Visual routine, visual cognitive means of extracting information from a scene
- Routine activity theory, sub-field of criminology
- Routine (SWT), first of four stories in the second issue of the Star Wars Tales series
- Routine Irregular, 2002 debut album by the British metal band Fony
- Routine Valor, 2006 Star Wars comic book by Dark Horse Comics
- Routinization of authority, the process through which a charismatic authority becomes a bureaucracy
- Ethnomethodology, sociological discipline focused on the methods groups use to create societal order
This disambiguation page lists articles associated with the title Routine. If an internal link led you here, you may wish to change the link to point directly to the intended article. |


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Bestsellers Garmin FR 410 Garmin FR 405CX MOTOACTV Garmin FR 405 Nike+ GPS Garmin FR 305 Garmin FR 405 Garmin FR 910XT |
Recent results from Carlsbad 5000 for elite runners are published below. The Carlsbad 5000 is an annual road running event over 5 kilometers which is typically held in April in Carlsbad, California, United States. The Carlsbad 5000 features a fast and fun seaside course where 16 world records have been set.
Carlsbad 5000 2014 Results
Mar 30, 2014. Results Awaited.
Photos / Videos
Carlsbad 5000 2013 Results
Apr 7, 2013. Dejen Gebremeskel of Ethiopia won the Carlsbad 5000 for the third straight time on Sunday, in a time of 13 minutes, 21 seconds. Geleta Burka won the women's title.
Carlsbad 5000 2012 Results
Apr 1, 2012. Dejen Gebremeskel of Ethiopia won the men's championship for the second year in a row, clocking 13 :11, tying for the fourth-fastest time ever on the roads and another Ethiopian, Tirunesh Dibaba, regained the women's title she won in 2005.
Results for all participants are available on the official Carlsbad 5000 results page (search by year).


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Blog Archives for category Activities
KidsSTOP, Science Centre for young kids
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Ask any parent and chances are their kids would have played with Play-Doh. After all, that's one great toy that… Continue reading »
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The Trick Eye Museum in Resorts World Sentosa is Singapore's very first 3D museum in Singapore. Boasting more than 100… Continue reading »


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I agree totally with the other positive reviewers of this accommodation. Breakfast (cooked) was generous, and included in the room price. The lounge area facilities were great, especially for families. The hosts/owners are great at what they do, which is really all about making you FEEL welcome and comfortable. Highly recommended.
- Reservation Options:
- TripAdvisor is proud to partner with Expedia, Booking.com, Agoda, Priceline, Travelocity and Odigeo so you can book your Aalberg Chalet Jindabyne reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.


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- Preserving science (31)
- Sweet preserves (40)
- Travel (6)
- Vegetables (81)
- Wild foods (20)
The Joy of Pickling
The Joy of Jams, Jellies, and Other Sweet Preserves
- Tomato Report 2014
- No-Cooking, No-Canning Black Currant Jam
- Anise Hyssop in the Kitchen
- Fresh-Pickled Watermelon
- Berry Sorbet, Jar Lids, a Book Plug, Bambi Wars, Home-grown Chickpeas, and Terra Madre
- Pickled Pink
- Tasting Lavender
- Brined Cherries, for a Change
- Strawberries in Red Wine
- Strawberries and Roses for a Scented Spring Cordial
Tag Archives: canning
A Better Boiling-Water Canner?
I've always hated my graniteware canner. You know what I mean—one of those big, lightweight, speckled black pots with the cheap chromed rack inside. My rack rusted out in the first year of use. After I replaced it I noticed … Continue reading
Posted in Preserving science
Tagged boiling-water processing, canners, canning, graniteware, IMUSA, preserving, tamale steamer, Weck juice bottles
10 Comments
Pickled Peppers, by the Pint or by the Peck
For a primer on both pickling with vinegar and water-bath canning, see my recent post at the website Eating Rules.
Posted in Pickles, Vegetables
Tagged canning, chiles, food preservation, peppers, pickling, vinegar
Leave a comment
Clear Juice from Cherry Tomatoes
What do you do with a glut of cherry tomatoes? Small, sweet, tart, juicy tomatoes—whether shaped like cherries, grapes, or plums—are the best varieties for snacking. You can halve them and add them to salads, pile them into kids' lunch … Continue reading
Posted in Preserving science, Vegetables
Tagged canning, cherry tomatoes, Cold Soups, steam juicer, tomato consomme, tomato juice, tomato water, USDA
8 Comments
Rice Vinegar for Home Canning
Tom Reynolds, director of food service and industrial marketing for Marukan, wants to sell the company's rice vinegar to home canners. Apparently he has a ready market; more than three hundred home canners "liked" Marukan rice vinegar on the company's … Continue reading
Posted in Pickles, Preserving science
Tagged canning, carrots, food preservation, pickles, recipe, rice vinegar, USDA
19 Comments
Innovations in Canning Tools
A company called Progressive is about to release to the market a set of five new tools for home canners, and I've had an early opportunity to try them out. Here's what I've found. The stainless-steel wire jar rack, 10½ inches … Continue reading
Posted in Pickles, Preserving science
Tagged canning, canning rack, food preservation, funnel, jar lifter, ladle, lid lifter, Progressive, tools
29 Comments
Home Canning, BPA-Free
About a year and a half ago, home canners began to learn that the flat metal lids they use to seal their jars, like the metal cans that so much store-bought food comes in, were lined with a plastic coating … Continue reading
Posted in Preserving science
Tagged Ball, bisphenol-A, BPA, canning, EFSA, EPA, FAO, jar lids, Jarden, Kerr, Leifheit, preserving, Quattro Stagioni, Tattler, Weck, WHO
80 Comments


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Ten Lakes Spectacular to Borrowdale, Buttermere and Beyond
Reviewed by: Maria R, November 2014
The guide is very knowledgeable and he made the info sounds interesting so you be bored into coma. He made it sounds like you're going to a magical land and it was indeed a truly breath taking place!
The stops and length is quite comfortable especially if you don't have enough time to spend it lake district. I felt that I've learned and accomplished a lot for a day's trip.
Reviewed by: Jaime, United Kingdom, November 2014
So nice...the best place in England
Reviewed by: Paul R, October 2014
Great day loved this tour such beautiful scenery
Reviewed by: Janelle T, September 2014
Tony Scott was an amazing tour guide and our day out was truly spectacular - the scenery beyond our expectations. We would highly recommend this tour! We have been lucky to visit many unbelievably beautiful places in the world and this rates among the best! So glad that we didn't miss this wonderful day out!
Geoff and Jan Titmarsh - Toowoomba, Australia
Reviewed by: Elisabeth L, September 2014
The tour was amazing.
Reviewed by: B, September 2014
This tour was great for us! The driver guide Lisa was friendly and provided an interesting commentary throughout the day. The tour allowed us to visit some places that we wouldn't have been able to drive to independently. Although it was a full day tour, the pace was just right and we didn't feel rushed at all at any point. Excellent tour, would recommend to others.
Reviewed by: Andria D, September 2014
Absolutely amazing!!!great place, great driver!!it was worth going!


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quote: In an almost palpable irony, Russian and U.S. officials simultaneously announced their intent to move forward with controversial arms transfers to opposing sides in the Syrian civil war Monday. Congressional hurdles have been lifted and weapons will soon flow into the hands of Syrian rebels, according to a Reuters report Half a world away, a representative of Syria's embattled President Bashar al Assad left a meeting with Russia's foreign minister Sergei Lavrov in Moscow. "All agreements between Russia and Syria in the area of arms deliveries are in place," said Qadri Jamil on Monday.
quote:I'm usually not one to promote conspiracies but I can see where this is intended to make sure Muslims can kill each other much more efficiently in Syria.
quote:but I can see where this is intended to make sure Muslims can kill each other much more efficiently in Syria.
quote:But let's say we back the side that loses, what impact does this have on the US?
quote:2016 can't get here soon enough.
quote:So you think Hilliary will be better?
quote:The idea of arming the Syrian rebels seems absolutely asinine to me. Our government just doesn't have a clue anymore.
quote:I can't wait for the moment when the US and Russia simultaneously announce the intent to move troops into Syria to support opposing sides.
quote:I thought all the outrage Bush caused the United States was because we, as a country, meddle too much in the rest of the world?


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Andrew Gladman explores the current and historic hypotheses relating to nitric oxide problems in ME/CFS. This second article in a 2-Part series puts nitric oxide under the microscope and explores what it is, what it does and why it is so frequently discussed in the world of ME/CFS....
Discuss the article on the Forums.
Muscle Weakness
Discussion in 'Skeleton, Skin, Muscles, Hair, Teeth, and Nails' started by Moxie, May 28, 2013.
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Man Faces DUI & Murder Charges In Pike County
Updated: 01/17/2008 - He's facing a murder and DUI charge after a deadly crash, but it's not the first time Billy Reed has been in front of a judge.
Updated: 01/17/2008 - He's facing a murder and DUI charge after a deadly crash, but it's not the first time Billy Reed has been in front of a judge.
Updated: 01/17/2008 - Two former employees at a McDonald's restaurant in northeastern Kentucky are facing charges alleging that one of them tried to poison the other's spouse.
Posted: 01/17/2008 - U.S. Rep. Harold "Hal" Rogers announced today that the U.S. Department of Health and Human Services will add $2 million in funding to help more Kentucky low-income individuals meet home energy costs.
Updated: 01/17/2008 - Massey Energy has agreed to a 30 million-dollar settlement with the government over allegations that it routinely polluted hundreds of streams and waterways in West Virginia and Kentucky
Posted: 01/17/2008 - The state is spending $2.9 million to clean up illegal garbage dumps in 52 counties.
Posted: 01/17/2008 - The state Personnel Board has decided not to investigate two hiring-related moves in former state Treasurer Jonathan Miller's office.
Updated: 01/17/2008 - Parents should not give sniffling babies and toddlers over-the-counter cough and cold medicines - they're too risky for tots so small, the U.S. government will declare Thursday.
Posted: 01/17/2008 - Kentucky's looming budget woes are likely worse than previously thought, according to a prediction Wednesday by a panel of state economists.
Posted: 01/16/2008 - In Knox County, money troubles forces cuts in ambulance services.
Posted: 01/16/2008 - A fire broke out Wednesday afternoon at Slone's Market in Jackson.
Updated: 01/17/2008 - It closed in 2003 during allegations of corruption, inmate escapes, and poor plumbing and electrical systems. Now the Knox County Jail is open again and taking inmates.
Posted: 01/16/2008 - Photo frames are being recalled by the Gift Wrap Company due to violation of lead paint standards.
Posted: 01/16/2008 - A Laurel County jury indicated it had no tolerance for drug trafficking by recommending an East Bernstadt woman spend 15 years in prison.
Posted: 01/16/2008 - Firefighters responded to the fire in the Big Branch area of Knott County just after eleven Wednesday morning.
Updated: 01/16/2008 - Governor Steve Beshear made several stops in Eastern Kentucky Wednesday and gave a big endorsement to Democratic Candidate Scott Alexander in the race to fill the Senate seat vacated by Lieutenant Governor Daniel Mongiardo.
Updated: 01/16/2008 - It is a deal that could mean increased coal production and more importantly, more money for Eastern Kentucky.
Posted: 01/16/2008 - An organization that represents Kentucky cities says local communities should decide where casinos are built if they're legalized.
Posted: 01/16/2008 - The Kentucky Senate passed its first bill of the year Wednesday, approving a measure that would eliminate runoff elections in future governor's races.
Posted: 01/16/2008 - Defying White House veto threats, the Democratic-controlled House on Wednesday passed sweeping mine safety legislation aimed at preventing future underground disasters like the one that took nine lives last year at Crandall Canyon mine in Utah.
Updated: 01/17/2008 - Kentuckians could take their pick of precipitation as a weather front moved through the state.
Posted: 01/16/2008 - The violations happened at a road lot in Phelps. Officials from the State Department of Environmental Protection said the lot had high levels of contaminants.
Posted: 01/16/2008 - Gov. Steven L. Beshear today announced that more than $2.9 million has been awarded in illegal open dump grants distributed from the Kentucky Pride Fund for cleanup of 293 illegal dumps in 52 counties.
Updated: 01/17/2008 - Lawmaker says current law allows law abiding citizens to keep guns in cars almost everywhere except on college or university property.
Updated: 01/16/2008 - A former Bell County man is dead, the victim of an apparent boating accident Tuesday night on Norris Reservoir in Tennessee.
Posted: 01/16/2008 - The former executive director of one county's public housing authority has been indicted by a federal grand jury.


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End of Nations has been turned into a MOBARemember End of Nations? It was that awesome looking free-to-play real time strategy game from Trion and it was something I was really looking forward to. The huge sense of scale and battles looked actually exciting. The game sort of went into hiding in recent months, but has now resurfaced as a MOBA. Goddammit. "End of Nations is a tactical MOBA where your success on the battlefield depends on the heroes and units you command and quick decision making in the heat of combat," The newly updated End of Nations website reads. "Dominate during team based matches and catapult your commander to the top of the ranks." So yeah, that's happening now. The website also shows off the hero characters you'll be controlling, consisting of vehicles such as land, air and mech units. Comments not appearing? Anti-virus apps like Avast or some browser extensions can cause this. Easy fix: Add [*].disqus.com to your software's white list. Tada! Happy comments time again.
Did you know? You can now get daily or weekly email notifications when humans reply to your comments.


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Ticket to Trace Adkins
Starland Ballroom • Sayreville, NJ
Thursday, June 5
What you get
- $40 for One GA Ticket
- Multiplatinum Country Star Live in Concert
- Opener: Sammy Arriaga
In their review of Trace Adkins new album, Love Will..., AllMusic declared the set is "charmingly low-key and suggests a nice mature second act as a crooner for the singer." Now's your chance to catch this country star live in concert when he hits Starland Ballroom on Thursday, June 5 armed with a catalog of smash singles including "(This Ain't) No Thinkin' Thing," "Ladies Love Country Boys," and "You're Gonna Miss This."
Find out more about Trace Adkins
Fine print
REFUND POLICY: This event is nonrefundable. No full or partial refunds are given to customers who miss an event. In the event of a cancellation, your voucher will be fully refunded • The deal is valid on event date only • Purchaser must pick up ticket(s) at Will Call prior to show • Purchaser may change the name of the individual retrieving tickets up to 48 hours in advance of event via the LivingSocial website event details section; no name-changes or alternate pick-ups permitted without notice at venue • Event is rain or shine • LivingSocial is pleased to offer you the opportunity to purchase this deal to be fulfilled by the entity indicated on the voucher and/or by Anschutz Entertainment Group, Inc., its subsidiaries and affiliates ("AEG"). By purchasing this deal, you agree that your name, email, zip code and other information related to the deal you purchased will be used by LivingSocial as well as provided by LivingSocial to AEG and/or the entity indicated on the voucher to assist in fulfilling the deal you purchased and, subject to LivingSocial's privacy policy [livingsocial.com/privacy_policy] as wellMore upcoming events
Friday Mar 13 through Sunday May 31
New York, NY
Ticket to "The Gazillion Bubble Show"
New World Stages
Friday Mar 13 through Saturday May 30
New York, NY
SEATS ADDED -- Ticket to "Naked Boys Singing!"
The Kirk Theatre at Theatre Row
Wednesday Mar 4 through Thursday Apr 30
New York, NY
Ticket to Drunk Shakespeare
The Lounge at Roy Arias Studios & Theaters
use by Oct 31
New York, NY
Orchestra Ticket to "Perfect Crime"
Anne L. Bernstein Theater
use by May 31
Englishtown, NJ
Xtreme Xperience: Exotic Supercar Racetrack Drive
Raceway Park
Saturday Apr 25 through Sunday Apr 26
Oaks, PA
Ticket to Brick Fest LEGO Fan Festival
Greater Philadelphia Expo Center
Saturday May 16
Sea Isle City, NJ
Ticket to America on Tap – Sea Isle
Saturday Apr 18
Robbinsville, NJ
Ticket to America on Tap – Robbinsville
Robbinsville Fieldhouse
Friday Mar 6 through Friday Mar 13
Bridgewater, NJ
Ticket to Big Apple Circus' "Metamorphosis"
TD Bank Ballpark
Saturday May 16
Holmdel, NJ
Entry to Color Me Rad 5K
PNC Bank Arts Center
use by Mar 15
Somerset, NJ
2 Tickets to Sugarloaf Crafts Festival
Garden State Exhibit Center
use by Mar 22
Oaks, PA
Admission to Sugarloaf Crafts Festival
Greater Philadelphia Expo Center
use by Jun 10
Holmdel, NJ
Dave Matthews Band Concert
PNC Bank Arts Center
Nearby deals
Christie O'Connor Photography
One-Hour On-Location Family Photo Shoot
Avon Massage & Wellness Center
60- or 90-Minute Massage With Optional Add-Ons
LNACJ Horses and Ponies
Horseback Riding Lesson or Camp
CrossFit Razor
One Month of Unlimited Classes
S. Harvey Karpinos, DDS, FAGD
One Mouth Guard with Fitting
Robert London Wedding Photography
2-Hour On-Location Engagement Photography Session
Little Miss Perfect Organization
Two Hours of Organizing Services
First Class Limousine and Car Service
Three-Hour Stretch Limo Rental for Eight


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Shrimp catch way down, but not prices
Published: August 23,2010
Tags: commercial fishing, disaster, energy, environment, offshore drilling, oil and gas, oil spill, shrimping
GULF OF MEXICO — Shrimp landings may be way below average this season, but the quality of Gulf shrimp is still good.
Shrimping began on time when state waters opened June 3. Because of the Deepwater Horizon oil spill, partial closures were implemented beginning June 8. By July 1, state waters had completely closed.
"With closures starting only one week into the season, it was tough to get much done," said Dave Burrage, professor of marine resources with the Mississippi State University Extension Service. "The waters reopened on July 30, but few fisheries are up and running at this point."
Further contributing to the low landings are the high number of shrimpers temporarily working in BP's Vessels of Opportunity program.
"We just don't have as many boats out there because BP is paying shrimpers and fishermen pretty well to skim oil," Burrage said.
Burrage said in June, shrimpers generally land about 1.5 million pounds of shrimp. This past June, they landed only 186,000 pounds.
"There is a silver lining here for shrimpers in that they are getting good prices," Burrage said. "Prices are up about a $1 per pound for most count sizes."
More importantly, Burrage said, the quality of the shrimp is good.
Dale Diaz, Mississippi Department of Marine Resources' office director, said Gulf shrimp have been through rigorous testing.
"We take seafood safety seriously, and any area of Mississippi's waters that were threatened by surface oil were closed purely as a precautionary measure," Diaz said. "Buffers were placed around threatened waters, and we worked closely with federal agencies on reopening the waters, only after areas were oil-free for a determined period of time and after sensory and chemical testing showed that seafood was not affected."
Diaz said his agency, in cooperation with the Mississippi Department of Environmental Quality and the Mississippi Department of Health, coordinates the testing of shrimp, finfish, crab and oyster samples from state waters. All test results have indicated that the samples are not contaminated.
Burrage said the oil spill clean-up activities may not be the only reason this season has been poor.
"Of course, we've had less boats out there, but it is possible that there are fewer shrimp than usual, as well," he said. "We've had high water temperatures this summer and some shrimpers think that is the reason we are seeing low yields."
To sign up for Mississippi Business Daily Updates, click here.
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Nintendo just took the reins from Sony as the software sales champ. In other words, the combined game sales for the DS and Wii in the third quarter of 2007 surpassed those for the PS2, PS3, and PSP.
Nintendo's software generated $1.2 billion last quarter, while Sony's amounted to $1 billion. We're not really surprised, considering that the DS pretty much dominates in every region. We've also heard that the Wii is pretty popular, so that might have moved quite a bit of software as well.
iSuppli, the analyst company tracking the numbers, predicts that Nintendo will remain on top in software sales in Q4 2008.
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