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Is the beach bag water resistant?
Worthy Beach Bag with Mat
With natural woven straw construction, the Worthy Bach Bag with Mat is all ready for summer. This fun striped tote is a must have for the beach or park.
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With natural woven straw construction, the Worthy Bach Bag with Mat is all ready for summer. This fun striped tote is a must have for the beach or park.- Brand: Worthy
- Included bamboo mat fits in outside pouch to keep interior contents clean
- Full interior lining
- Interior pocket
- Shoulder length carry straps
- Gusseted bottom for extra capacity
- Bag materials: Straw
- Mat materials: Bamboo
- Color Options: Yellow, Blue
- Weight: 1 pound
- Strap length: 25 inches
- Bag dimensions: 13.5 inches high x 19.25 inches wide with a 5-inch gusset
- Mat dimensions: 27.66 inches wide x 69.33 inches long
Features | |
Material | Synthetic Fiber |
Type | Softsided |
Gender | Unisex |
Dimensions | See description |
Materials | See description |
Model Number | 290-BBWM |
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Worthy Beach Bag with Unworthy Mat For my purposes, it didnt hold up. I've already had to Replace!!!!!!
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Thank you for contacting us,yes this bag as a water resisting lining. Please let us know if you have any further question.
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Ann Pember's watercolor paintings have been selected for inclusion in more than 230 national juried exhibitions, including those of the American Watercolor Society, Rocky Mountain National, Transparent Watercolor Society, Watercolor USA, Allied Artists of America and National Association of Women Artists, winning her over 50 awards. Pember's book, "Painting Close-Focus Flowers in Watercolor", was published in 2000 by North Light Books and is nearly sold out. Her work has been featured in more than 40 other books and publications, including 6 of the popular "Splash" book series published by North Light Books.
She is a signature member of 22 national and regional art societies, including the American Watercolor Society. She teaches workshops and has been an invited juror for numerous national exhibitions. Her 2 instructional videos: Vibrant orchid and Painting in the Flow of Watercolor, were produced by Creative Catalyst Productions. In 2008 Ann produced the first in her series of digital books on CD; "Make Dynamic Paintings in Watercolor". Pember has recently released her second book on CD; "The Magic of Painting on Smooth Surfaces in Watercolor".

subset: commoncrawl


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ABC Gives Series Order to Paranormal Drama 'Weird Desk' for Summer
The 13-episode series will join scripted soap "Mistresses" on the summer schedule.
ABC has given a straight-to-series order for a paranormal drama to join its summer schedule.
With Mistresses also debuting in the summer months, the network is adding the 13-episode hourlong investigative series Weird Desk from Stargate's Carl Binder and The Librarian's David Titcher, The Hollywood Reporter has confirmed. Tom Mazza and Maggie Murphy will executive produce.
The drama follows a clandestine organization whose members work above the levels of top-secret and above the office of the president and is the destination for mysterious intelligence from the CIA and NSA. Tasked with investigating and solving occurrences of the paranormal, supernatural and sometimes extra-terrestrial, Weird Desk is led by Morgan, an obstinate, socially inept and brilliant man who would now be dead if it weren't for his special forces trained partner, Rosetta.
Weird Desk is produced by Shaftesbury and distributed by ABC Studios.
ABC's latest scripted series order adds to the bevy of originals the networks will be launching later this year, including CBS' recent pickup of Stephen King's Under the Dome adaptation, after the usual summer unscripted fare have seen downturns in performance.
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Twitter: @insidethetube
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From Wikipedia, the free encyclopedia - View original article
Tanagers | |
Green-headed tanager, Tangara seledon | |
Scientific classification | |
Kingdom: | Animalia |
Phylum: | Chordata |
Class: | Aves |
Order: | Passeriformes |
Suborder: | Passeri |
Family: | Thraupidae Cabanis, 1847 |
Genera | |
many: see text |
Tanagers | |
Green-headed tanager, Tangara seledon | |
Scientific classification | |
Kingdom: | Animalia |
Phylum: | Chordata |
Class: | Aves |
Order: | Passeriformes |
Suborder: | Passeri |
Family: | Thraupidae Cabanis, 1847 |
Genera | |
many: see text |
The tanagers (singular /ˈtænədʒər/) comprise the bird family Thraupidae, in the order Passeriformes. The family has an American distribution. The Thraupidae are the second-largest family of birds and represent about 4% of all avian species and 12% of the Neotropical birds.[1] Traditionally, about 240 species of tanagers were described, but the taxonomic treatment of this family's members is currently in a state of flux. As more of these birds are studied using modern molecular techniques, some genera are expected to be relocated elsewhere. Already, species in the genera Euphonia and Chlorophonia, which were once considered part of the tanager family, are now treated as members of Fringillidae, in their own subfamily (Euphoniinae). Likewise, the genera Piranga (which includes the scarlet tanager, summer tanager, and western tanager), Chlorothraupis, and Habia appear to be members of the cardinal family,[2] and have been reassigned to that family by the AOU.
Tanagers are small to medium-sized birds. The shortest-bodied species, the white-eared conebill, is 9 cm (3.8 in) long and weighs 7 grams, barely smaller than the short-billed honeycreeper. The longest, the magpie tanager is 28 cm (11 in) and weighs 76 grams (2.7 oz). The heaviest is the white-capped tanager which weighs 114 grams (4 oz) and measures about 24 cm (9.5 in). Both sexes are usually the same size and weight. Tanagers are often brightly colored, but some species are black and white. Birds in their first year are often duller or a different color altogether. Males are typically more brightly colored than females. Most tanagers have short, rounded wings. The shape of the bill seems to be linked to the species' foraging habits.
Tanagers are restricted to the New World and mainly to the tropics. About 60% of tanagers live in South America, and 30% of these species live in the Andes. Most species are endemic to a relatively small area.
Most tanagers live in pairs or in small groups of three to five individuals. These groups may consist simply of parents and their offspring. Birds may also be seen in single-species or mixed flocks. Many tanagers are thought to have dull songs, though some are elaborate.[citation needed]
Tanagers are omnivorous, and their diets vary from genus to genus. They have been seen eating fruits, seeds, nectar, flower parts, and insects. Many pick insects off branches. Other species look for insects on the undersides of leaves. Yet others wait on branches until they see a flying insect and catch it in the air. Many of these particular species inhabit the same areas, but these specializations alleviate competition.
The breeding season is March through June in temperate areas and in September through October in South America. Some species are territorial, while others build their nests closer together. Little information is available on tanager breeding behavior. Males show off their brightest feathers to potential mates and rival males. Some species' courtship rituals involve bowing and tail lifting.
Most tanagers build cup nests on branches in trees. Some nests are almost globular. Entrances are usually built on the side of the nest. The nests can be shallow or deep. The species of the tree in which they choose to build their nests and the nests' positions vary among genera. Most species nest in an area hidden by very dense vegetation. No information is yet known regarding the nests of some species.
The clutch size is three to five eggs. The female incubates the eggs and builds the nest, but the male may feed the female while she incubates. Both sexes feed the young. Five species have helpers assist in feeding the young. These helpers are thought to be the previous year's nestlings.
Phylogenetic studies suggest the true tanagers form three main groups, two of which consist of several smaller, well-supported clades.[3] The list below is an attempt using information gleaned from the latest studies to organize them into coherent related groups, and as such may contain groupings not yet accepted by or are under review by the various ornithological taxonomy authorities.[4]
Mainly dull-colored forms
a) Conebill and flowerpiercer group (Also contains Haplospiza, Catamenia, Acanthidops, Diglossa, Diglossopis, Phrygilus and Sicalis[5] traditionally in the Emberizidae)[6] This group despite having a rather varied bill morphology shows marked plumage similarities. Most are largely gray, blue, or black, and numerous species have rufous underparts:
b) True seedeaters. Traditionally placed in Emberizidae, these genera share a particular foot-scute pattern which suggests they may form a monophyletic group:[10]
c) "Yellow-rumped" clade:[13]
d) "Crested" clade (Also contains Coryphospingus and Volatinia traditionally placed in the Emberizidae):
e) "Blue Finch" clade, relationships within Thraupidae uncertain, but may be related to Poospiza clade:[14]
f) The Poospiza clade - a diverse but close-knit group containing both warbler- and finch-like forms:
g) Grass and pampa-finches, relationships within Thraupidae are uncertain, but together form a well-supported clade:[9]
h) A miscellaneous and likely polyphyletic group of unplaced "tanager-finches" (which may or may not include the species called tanager-finch) whose members when studied will no doubt be relocated to other clades:
i) Basal forms in group 1:
"Typical" colorful tanagers
a) Tropical canopy tanagers:
b) The "Tholospiza" - Darwin's finches, grassquits, atypical honeycreepers, and some seedeaters:[19] The finch-like forms in this clade were formerly classified in the Emberizidae:
c) Mountain tanagers:
d) Typical tanagers:
e) Typical multicolored tanagers (includes Paroaria traditionally placed in either Emberizidae or Cardinalidae):
f) Green and golden-collared honeycreepers:[22]
g) Typical honeycreepers and relatives:[23]
h) Basal lineages within group 2:
Related to Arremonops and other American sparrows in Emberizidae:
Related to the cardinals in Cardinalidae:[28]
Fringillidae, subfamily Euphoniinae:
Wikimedia Commons has media related to Thraupidae. |


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Another Boreal Opening Day Edit
Sunday, November 4th, 2012
Well more people went to Boreal, they did that snow sliding thing, and had a ton of fun. On top of all that they managed to film their antics. So if you weren't there enjoy.
Filmed/Edited by Tanner Misono
Rider appearances: Matty Britton, Brenton Aikin, Collin Lucier, Luke Kelly, Ryland West, Kieth Rutherford, Johnny Lucero, Tyler Thompsen, Tanner Misono, and Michael Ballew.
Causes controversy!
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Aloe leaves and stones zen with drops of dew
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Descriptive Category | Fauna & Flora Flora Plant |
Conceptual | Welfare Health Alternative Medicine |
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Causes of Deviations from the CNB's Inflation Targets: An Empirical Analysis
ABSTRACT This paper provides an empirical analysis of the factors that caused deviations from the CNB's inflation targets during the first ten years of inflation targeting in the Czech Republic. While in the short term, shocks to agricultural producer prices represent the most important factor, exchange rate shocks are clearly the most important medium-term factor. At the same time, it could not be proved that monetary policy created any major shocks contributing to the non-fulfillment of inflation targets, although some role thereof cannot be excluded either.
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ABSTRACT: In this paper, we (1) examine the interactions of financial variables and the macroeconomy within the block-restriction vector autoregression model and (2) evaluate to what extent the financial variables improve the forecasts of GDP growth and inflation. For this reason, various financial variables are examined, including those unexplored in previous literature, such as the share of liquid assets in the banking industry and the loan loss provision rate. Our results suggest that financial variables have a systematic and statistically significant effect on macroeconomic fluctuations. In terms of forecast evaluation, financial variables in general seem to improve the forecast of macroeconomic variables, but the predictive performance of individual financial variables varies over time, even though it strengthens during the 2008–2009 crisis. The results give some support for the risk-taking channel of monetary policy, as the level of the monetary policy rate is positively associated with the loan loss provision rate of commercial banks. Finally, a more stable financial system is found to contribute to faster economic growth. KeywordsMacroeconomic and financial linkages–Vector autoregressions–ForecastingEconomic Change and Restructuring 01/2012; - SourceAvailable from: cnb.cz
Article: DO FINANCIAL VARIABLES HELP PREDICT MACROECONOMIC ENVIRONMENT? THE CASE OF THE CZECH REPUBLIC
[Show abstract] [Hide abstract]
ABSTRACT: In this paper, we examine the pseudo out-of-sample forecasting ability of various financial variables – credit to private sector, the share of liquid assets in the banking industry, the share of non-performing loans, the loan loss provisions rate and equity prices – for inflation and GDP growth in the Czech Republic. To do so, we estimate a block-restriction vector autoregression model consisting of Czech macroeconomic and financial variables and euro area macroeconomic variables in 1999:1-2009:9. Our results suggest that financial variables have a systematic and statistically significant effect on macroeconomic fluctuations. In terms of forecast evaluation, financial variables in general seem to improve the forecast of macroeconomic variables, but the predictive performance of individual financial variables varies over time, in particular during the 2008-2009 crisis. Among other things, the results give some support for the risk-taking channel of monetary policy, as the level of monetary policy rate is negatively associated with the loan loss provisions rate of commercial banks. Finally, more stable financial system is found to contribute to faster economic growth.Theoretical and Applied Economics. 01/2011; 5(558)(supplement)(5(558)(supplement)):778-797. - SourceAvailable from: Borek VasicekJaromir Baxa, Jiri Bohm, Roman Horvath, Lubos Komarek, Petr Kral, Magdalena Morgese Borys, Filip Rozsypal, Branislav Saxa, Borek Vasicek
Page 1
Page 2
This paper offers an empirical analysis of the causes of deviations of inflation from the CNB targets
during the first ten years of inflation targeting. Section 2 presents a review of such causes as
contained in the existing literature dealing with inflation targeting in the Czech Republic, and it
applies a simple cross-correlation analysis and Granger causality tests to identify which explanatory
variables – and with what time lag – seem to have a statistically significant relationship to such
deviations of inflation from the target. Section 3 then offers estimates of two VAR models
examining impulse responses of the deviations of inflation from the target to the individual shocks,
and a variance decomposition of these deviations.
Based on those analyses, it can be concluded that the most important short-term factor of deviations
of inflation from the target are the shocks relating to prices of agricultural producers. In the
medium-term horizon, however, the development of the real exchange rate gap unequivocally takes
over as the most important factor. The main common macro-economic feature of the two periods of
the most significant undershooting of inflation targets indeed was a noticeable and unexpected
strengthening of the exchange rate of the Czech crown. Difficulties caused by the exchange rate
were further accentuated by the coincidence with other factors, although these were less significant
and – as such – they would have probably only resulted in a less distinct and merely short-term
undershooting of inflation targets. The analysis, however, does not provide an answer to the
question of why the target fulfilment was asymmetrically skewed in the undershooting direction
and why the periods characterised by depreciation corrections of the exchange rate did not see any
overshooting of the CNB targets.
Fulfilment of the CNB targets in the course of the first decade of inflation targeting was affected to
a significant extent by two episodes characterised by noticeable undershooting of the targets,
namely in the years 1998–99 and 2002–03. The existing literature has consented on a list of the
relevant causes of such distinct target undershooting (see e.g., Kotlán and Navrátil, 2003; Geršl and
Holub, 2006). They involved declining food prices (in both periods), low oil prices (in both
periods), a pause in deregulations (in 2002–03), fiscal and monetary restrictions (in 1998–99), a
growth slow-down in the EU (in 2002–03), and strengthening of the exchange rate of the Czech
crown (in both periods). To compare, the CNB assigned in its Inflation Reports the 1998–99 target
undershooting in the first place to the food prices, and then to the weak local demand, strong
exchange rate, and low oil prices in 1998. In the years 2002–03, the CNB pointed out particularly to
the disinflationary effects of regulated prices, food prices, appreciation of the exchange rate, and the
international developments.
A disadvantage regarding the above-described papers lies – with the exception of the CNB Inflation
Reports – in that they would not quantify the relative importance of the individual factors. At the
same time, they do not take into consideration any endogenous links of those factors, such as, e.g.,
the effect of the exchange rate, the monetary and fiscal policy or international developments on the
local food prices and on regulated prices, as well as the feedback effects of the price developments
on the monetary policy decisions. Without considering such links, any quantification would be
difficult, something which throws a shade of doubt also on the analysis of both of the two periods
as presented in the Inflation Reports. The CNB forecasts were compiled for both of those periods
using short-term forecasting methods, and they were also assessed with these tools afterwards
concerning their fulfilment. Those methods were not particularly suitable for capturing any
medium-term endogenous relations in the economy (see Coats, et al., 2003). The existing QPM
model was not used until mid-2002, i.e. until the second exchange rate appreciation episode was
already peaking. Therefore, it was possible to use it in the analysis of the causes of deviations of
inflation from the target (see Filáček, 2007; Antoničová, et al., 2008) only starting at the beginning
of 2004 when inflation already commenced to return to the target.
Holub and Hurník (2008) express the opinion that the exchange rate development was the common
key feature of both of the two target undershooting episodes. For the sake of brevity, however, no
sufficiently detailed evidence for such claims has been presented, and/or, such evidence is only
mentioned in a footnote. The present paper removes the above-described shortcomings and brings
about a detailed empirical analysis of the causes of the deviations of inflation from the target.
The cited papers – despite their shortcomings – may help us compile a list of variables to be further
examined as regards their statistical and economic significance in the explanation of deviations of
inflation from the target. More specifically, this paper focuses on the following variables: the real
exchange rate, agricultural producer prices, crude oil prices in USD, foreign and domestic economic
activity, and domestic real interest rates.
All variables have been used on a quarterly basis in the form of their deviations from estimated
equilibrium levels, because the variable in focus – i.e., deviations of inflation from the target1 – may
also be considered as deviations from the equilibrium. As far as prices of crude oil and agricultural
producer prices are concerned, they always represent deviations from the trend as estimated with
help of the Hodrick-Prescott (HP) filter.2 In the event of the real exchange rate gap, real interest
rates gap, and domestic and foreign output gaps, we work with two alternative estimates. The first
one is based the structural Kalman Filter, which has been applied by the CNB in its analyses and
forecasts (see Beneš and N'Diaye, 2003); the other one is based on the HP Filter. The advantage in
using the Kalman Filter is in that the estimated "gap" values correspond to the view of the central
bank concerning the development of the Czech economy. On the other hand, however, its
application may cause certain distortions in the analyses in the form of an implicit "a priory"
presumption about the course of monetary transmission as captured by the QPM model applied by
the CNB. The application of an alternative estimate with help of the HP Filter, which represents a
non-parametric filter, therefore, may be understood as robustness check of the results.3
All the applied data and estimates correspond to the CNB forecast as published in its Inflation
Report I/2008, and cover the first ten years of inflation targeting, i.e., the period of time from the
first quarter of 1998 until the fourth quarter of 2007.
1 In the period 1998–2001, this is a deviation of net inflation from the middle of the target, which had been
extrapolated in a linear manner into the individual quarters from the year-end values. As far as the later period is
concerned, talk goes here of deviations of the headline inflation from the middle of the target range, or the CNB point
2 We also tried to use year-on-year changes instead of deviations from the H-P trends because unexpected changes of
those prices may cause a deviation of inflation from the target irrespective of whether they concern shifts in the long-
term equilibrium or temporary fluctuation. However, the results were similar in quality, so we do not present them in
the subsequent text.
3 As concerns the real interest rates gap, there also exists a difference in that – as regards the Kalman filter – nominal
rates have been deflated by partly forward-looking expectations, while inflation expectations in the event of the HP
filter have been deemed as purely backward-looking.
Page 3
Testing of statistical significance of the above-described variables was first made with help of a
simple cross-correlation analysis and Granger causality pair-wise tests. One of the variables was
always represented by deviations of inflation from the target, while the other side was always
occupied by one of the above-described explanatory variables. The results are reported in Table 1.
The results of both tests are always shown for the time lag which would maximise the value of the
correlation coefficient, or the probability level of the Granger causality test.
All of the above-described explanatory variables have a statistically significant and in the majority
of cases economically intuitive correlation with the deviations of inflation from the target with a
time lag ranging from "zero" (for agricultural producer prices) up to 10 quarters (for foreign output
gap). In the event of real exchange rate, the time lag amounts to three quarters; in the event of real
interest rate gap it reaches 0-2 quarters (depending on the method of calculation). The only
surprising outcome is the long lag and the sign attached to the foreign output gap, which runs
counter to the economic intuition, indicating that the correlation may be spurious rather than
reflecting a true causal relationship.
All of the explanatory variables, with the exception of agricultural producer prices4 and the real
interest rate gap estimated with help of the HP Filter, at the same time, Granger-cause the
deviations of inflation from the target at least at the 10-percent significance level, usually with a
time lag of 1-2 quarters (only with the foreign output gap the time lag would extend to 10 quarters,
in line with the correlation analysis, making this relationship hard to interpret). These results,
therefore, justify further research of relationships between those variables and the deviations of
inflation from the target.
Table 1: Factors of inflation deviations from target – cross-correlation analysis and Granger
causality tests
Explanatory variables Correlation coefficient 1, 2)
Granger causality test – probability2)
Foreign output gap – KF
Foreign output gap –HP
Oil prices
Real exchange rate gap - KF
Real exchange rate gap - HP
Agricultural producer prices
Output gap – KF
Output gap – HP
Real interest rate gap – KF
Real interest rate gap – HP
-0.40* (10)
-0.44* (10)
0.51* (3)
-0.59* (3)
-0.52* (3)
0.58* (0)
0.55* (0)
0.47* (1)
-0.51* (2)
-0.75* (0)
4.0 % (10)
5.1% (10)
0.8% (1)
0.0% (1)
0.0% (1)
14.1% (1)
0.5% (2)
5.4% (1)
0.0% (0)
14.1% (4)
Source: Own calculations.
Notes: HP denotes estimates produced with help of the HP Filter, KF denotes estimates produced with help of the
Kalman Filter; 1) * denotes statistically significant results at the 5% probability level. 2) The numbers in
brackets show the time lag between explanatory variables and the deviations of inflation from the target
maximising the statistical significance of the identified relationship.
4 The statistical insignificance of agricultural producer prices has probably resulted from the fact that the relationship
– according to the performed correlation analyses (and in line with empirical experience) – was contemporaneous,
which cannot be captured by definition by the Granger causality test.
Also examined was the reverse correlation and causality directed from inflation deviations from the
target to the analysed variables, which – however – is not presented in Table 1 for the sake of
brevity. The reverse causality was statistically significant at least at the 10% probability level with
almost all variables, with the exception of the foreign output gap estimated with help of the Kalman
Filter. In the case of oil prices, which can be deemed as a purely exogenous factor, this conclusion
is not very intuitive. It can be presumed – in view of the small time lag – that it rather represents a
co-incidence of both variables than any causal relationship. In the case of domestic variables,
however, the option of a reverse causality is not surprising and it only confirms opinions expressed
in the introduction to this Section, namely that a number of factors used in the literature so far to
explain deviations of inflation from the target is in reality of an endogenous nature, which needs to
be considered in the analysis.
Consideration of the endogenous links among the individual variables can be performed by way of
estimates of the VAR models, which are presented in the present Section. Those VAR models at the
same time allow for the identification of not only the statistical significance of the individual factors
with help of examining impulse responses to shocks, but also for an analysis of the economic
significance via a variance decomposition of the deviations of inflation from the target. More
specifically, two models have been estimated, which can be expressed in general as follows:
gapirgap pigapgdp gapczv gap ergappoil gap eaY_,_,_,_,_,_,_
where ea_gap denotes the foreign output gap (approximated by the effective eurozone, i.e., with the
individual countries weighed according to their shares in the Czech foreign trade), poil_gap denotes
the deviation of the USD crude oil price from the equilibrium, er_gap denotes deviation of the real
exchange rate from the equilibrium, czv_gap denotes deviation of agricultural producer prices from
the equilibrium, gdp_gap denotes the domestic output gap, pi_gap denotes deviation of inflation
from the target, ir_gap denotes the real three-month interest rate gap, while
residuals and L stands for the lag operator. Both of the models differed only in one sense: whether
they included the gaps of foreign and domestic demand, the real exchange rate, and real interest rate
estimated with help of the Kalman Filter or the HP Filter.
tν means the vector of
Shocks to the individual variables were identified in a standard manner on the basis of the Cholesky
decomposition, with the variables ordered according to Equation (2). This is a fairly standard
ordering, which corresponds to the view of the transmission of shocks in a small open economy
applying inflation targeting. The ordering means an implicit presumption that shocks to exogenous
variables (ea_gap and poil_gap) may have an immediate impact on the exchange rate of the Czech
crown, rather than the other way round. The exchange rate, together with the agricultural producer
prices and the domestic output gap may then directly affect inflation deviations from the target
which, however, does not influence immediately the said variables. The monetary policy then
responds, under the inflation targeting regime and via the set-up of the interest rates, to the
Page 4
development of all available information. The lag length in the model was determined at 2 quarters,
in view of the relatively short time series and making use of the standard tests.5
A variance decomposition of the deviations of inflation from the target is presented in Figure 1 for
the VAR model making use of estimates made with help of the Kalman Filter, and in Figure 2 for
the model with the input variables estimated with help of the HP Filter.
It has turned out that in the short term the most important factors of the deviations of inflation from
the target (apart from the shocks to inflation itself) are represented by the agricultural producer
prices and – in the case of the model making use of estimates based on the HP Filter – also the
crude oil prices. Their influence, however, would get weaker in the longer run. Shocks to the real
interest rates, i.e. monetary policy shocks, hold roughly a 15-percent share in both models on the
variance of the deviations of inflation from the target on the horizon of approx. 2-4 quarters, and
that share is at the edge of statistical significance. However, on the horizon of one year and longer,
the outspokenly most distinct factor is represented by the real exchange rate gap, which explains a
substantially larger portion of the variance of the deviations of inflation from the target (over 35 %)
than the other macro-economic variables, and its influence is statistically significant. As far as the
model making use of the HP Filter is concerned, the shocks to the domestic output gap are also at
the edge of statistical significance on the horizon exceeding 6 quarters; the model based on the time
series derived from the Kalman Filter, however, would not support this conclusion.
Figure 1: Variance decomposition of the deviations of inflation from the target (Kalman
123456789 10
5 The application of the Schwarz criterion would result in preference of only one quarter; using the Akaike
information criterion would require the application of time lags in excess of two quarters, which would be facing
limitations in the form of short time series. Under this situation, a lag of two quarters was selected as a compromise
solution. We also examined the robustness of our results with respect to the selection of a shorter time lag, which
appeared to be satisfactory.
Figure 2: Variance decomposition of the deviations of inflation from the target (HP Filter)
The impulse responses of the deviations of inflation from the target to shocks affecting the
individual variables are shown in Figure 3 for the model using variables derived from the Kalman
Filter and in Figure 4 for the model using variables derived from the HP Filter. Some conclusions
would be qualitatively identical for both models. Shocks hitting the agricultural producer prices are
statistically significant for short time lags; however, their impact would gradually decline and
would quickly become statistically insignificant. The real exchange rate shocks are most effective
with a lag of 4-5 quarters, and an overvaluation (undervaluation) of the real exchange rate results in
a statistically significant decline (increase) of inflation below (above) the target. The maximum real
exchange rate pass-through into inflation equals roughly 28–38%, which approximately matches the
conclusions from the previous studies applicable to the Czech Republic (see Babestkaia, 2007).6
Both of the models also consent that international demand shocks would not have any statistically
significant impact on the deviations of inflation from the target. The said conclusions, therefore,
may be considered as reasonably robust.
6 Usually, the pass-through of nominal exchange rate shocks to inflation would be analysed, with results slightly
lower than the figures quoted here. However, under the presumption that a portion of the exchange rate shock would
be reflected in inflation with a delay shorter than one quarter, it is required to have more than a proportionate shock to
the nominal exchange rate to change the real exchange rate.
Page 5
Figure 3: Impulse responses of deviations of inflation from the target to shocks (Kalman
Response of PI_GAP to EA_GAP
123456789 10
Response of PI_GAP to POIL_GAP
123456789 10
Response of PI_GAP to ER_GAP
123456789 10
Response of PI_GAP to CZV_GAP
123456789 10
Response of PI_GAP to GDP_GAP
Response of PI_GAP to IR_GAP
Response to Cholesky One S.D. Innovations ± 2 S.E.
Figure 4: Impulse responses of deviations of inflation from the target to shocks (HP Filter)
123456789 10
Response of PI_GAP to EA_GAP
123456789 10
Response of PI_GAP to POIL_GAP
123456789 10
Response of PI_GAP to ER_GAP
123456789 10
Response of PI_GAP to CZV_GAP
123456789 10
Response of PI_GAP to GDP_GAP
123456789 10
Response of PI_GAP to IR_GAP
Response to Cholesky One S.D. Innovations ± 2 S.E.
However, some partial differences exist between the two estimates, which urge for cautiousness in
the interpretation of their results. The model applying inputs from the HP Filter identified shocks
hitting the global crude oil prices as statistically significant for short-time lags, while the model
with the Kalman Filter did not. The same applies in the medium-term horizon also for the impact of
domestic output gap shocks, which is surprising – among other things – also in view of the fact that
the output gap estimated with help of the Kalman Filter, contrary to the HP Filter, explicitly
considers the relationship between this unobservable variable and inflation. The last noteworthy
difference relates to the influence of real interest rates, which are statistically significant in both
cases but – contrary to expectations – only in the short horizons of 2-3 quarters and, moreover, in
both of the models with the opposite sign (an intuitive one in the model with inputs from the
Kalman Filter, and an counter-intuitive one in the model with inputs from the HP Filter). Such
results can most probably be assigned to the existence of certain general difficulties concerning the
identification of the monetary transmission with help of the VAR models (see for example, the
discussion in Arnoštová and Hurník (2005) and the references contained in this paper), and to
uncertainties in the measuring of real interest rates (forward-looking vs. backward looking inflation
The results presented here thus show on the whole that the most important role in relation to the
deviations of inflation from the target was probably played by the exchange rate. This reflects the
fact that the main common feature of the two most important periods of undershooting of the
inflation targets in the years 1998–99 and 2002–03 was represented by a significant and unexpected
strengthening of the exchange rate of the Czech crown (roughly by 8 % towards DEM, and by 15 %
towards euro, respectively). The difficulties caused by the exchange rate were further accentuated
by certain concurrence with other short-term factors, including in particular the development of
agricultural producer prices and probably also the development of the crude oil prices. Those
factors, though, were of lesser significance and they would probably in themselves have resulted
only in less distinct and shorter episodes of inflation targets undershooting.7
Based on the econometric methods applied, it is not possible to prove or exclude that the monetary
policy in itself would create any significant shocks contributing to the non-fulfilment of inflation
targets. In any case, it seem obvious at least that the monetary policy did not respond to exchange
rate developments sufficiently quickly and strongly to prevent distinct episodes of non-fulfilment of
inflation targets. In the first place, it attempted to restrain the scope of appreciation by foreign
exchange interventions, the effect of which – however – proved to be fairly small and could not
prevent the occurrence of relatively long periods of the exchange rate overvaluation (see Geršl and
Holub, 2006). At the same time, the CNB – like a number of other analysts – may have
underestimated the strength of the exchange rate pass-through into inflation.8 It is also possible to
express intuitively the hypothesis that in particular in the first of the above-described "troubled"
7 It remains an open question whether the given concurrence was only a coincidence or whether it was caused by
some hidden causal factors. For example, the development of the global economy could have affected the prices of
crude oil, the global prices of food as well as the development on the foreign exchange markets.
8 In the first of the said periods, the short-term forecasting methods were applied, which – however – could hardly
have a sufficient guidance in the data from the period of fixed exchange rate; in the other case, the exchange rate pass-
through into inflation in the newly introduced QPM model was expertly restrained due to a lack of confidence in
sufficient downward flexibility of prices.
Page 6
periods, monetary policy in itself could contribute to the appreciation of the foreign exchange rate,
when it was keeping the nominal interest rates high and the real interest rates in a restrictive
position, even though the currency crisis was already fading out. It cannot be excluded that such
policy may have been based also on certain asymmetry of the preferences of the CNB concerning
the announced inflation targets, i.e., higher concerns regarding their overshooting than their
undershooting as a result of the understanding of inflation targeting as a means for achieving
disinflation and obtaining credibility, or any other monetary policy goals (e.g., efforts for the
overall stabilisation of the situation after the preceding currency crisis).
Similarly, it is not possible to find out with help of the selected approach why the non-fulfilment of
the target was on average significantly skewed towards its undershooting and, for example, no
overshooting of the targets occurred during the periods of exchange rate depreciation.
ANTONIČOVÁ, Z., K. MUSIL, L. RŮŽIČKA, AND J. VLČEK (2008): "Vyhodnocení kvality a úspěšnosti
prognóz – historický přehled" (Evaluation of the Quality and Success Rate of Forecasts –
A Historic Overview), in this volume.
ARNOŠTOVÁ, K. AND J. HURNÍK (2005): "The Monetary Transmission Mechanism in the Czech
Republic (evidence from VAR analysis)," CNB Working Paper, 4/2005.
BABETSKAIA, O. (2007): "Transmission of Exchange Rate Shocks Into Domestic Inflation: The
Case of the Czech Republic," CNB Working Paper, 12/2007.
BENEŠ, J. AND P. N'DIAYE (2003): "A Multivariate Filter for Measuring Output and the NAIRU,"
in The Czech National Bank's Forecasting and Policy Analysis System, edited by W. Coats, D.
Laxton, and D. Rose. Prague, Czech National Bank, pp. 99–118.
COATS, W., D. LAXTON, AND D. ROSE, EDS. (2003): The Czech National Bank's Forecasting and
Policy Analysis System," Prague, Czech National Bank (http//:www.cnb.cz).
FILÁČEK, J. (2007): "Why and How to Assess Inflation Target Fulfilment," CNB Working Paper,
GERŠL, A. AND T. HOLUB (2006): "Foreign Exchange Interventions Under Inflation Targeting: The
Czech Experience," Contemporary Economic Policy, vol. 24, no. 4 (October), p.p. 475–491.
HOLUB, T. AND J. HURNÍK (2008): "Ten Years of Czech Inflation Targeting: Missed Targets and
Anchored Expectations," Emerging Markets Finance and Trade, vol. 44, no. 6
(November/December), pp. 59–79 (forthcoming).
KOTLÁN, V. AND D. NAVRÁTIL (2003): "Inflation Targeting as a Stabilisation Tool: Its Design and
Performance in the Czech Republic," Finance a úvěr – Czech Journal of Economics and
Finance, vol. 53, no. 5–6, p.p. 220–242.
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text:
I was very happy with all that I purchased and have no hesitation about ordering again from you. I also liked the way your site was presented the things that I needed were easy to fine. I also might mention that I received my order without any damage and it was packed so well. I also received my order a day earlier then you thought.
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text:
Redskins get: Santonio Holmes
Steelers get: Jason Campbell and _____
what would it take for you to pull the trigger on this deal?
Redskins get: Santonio Holmes
Steelers get: Jason Campbell and _____
what would it take for you to pull the trigger on this deal?
No on Jason Campbell (at least right now). But, I'd take their Rd. 1 pick next year.Originally Posted by D Rock
i read the Redskins are allowing Campbell to explore trade options, the Carolina Panthers are his most likely landing place.
and no thanks to any trade where we get Jason Campbell, i would rather take my chances with Dennis Dixon.
Holmes and the #18 pick for the #4 pick. I'd be happy with Suh, Berry, or Okung there.
Trade #22 (780 points) to JAX for #36 + #67 (795 points)
2.4 TE Maxx Williams, Minnesota 6'4" 250 lbs.
2.24 OLB Nate Orchard, Utah 6'3" 252 lbs.
3.3 OG Laken Tomlinson, Duke 6'4" 323 lbs.
3.23 SS Jaquiski Tartt, Samford 6'1" 220 lbs.
4.22 CB Ronald Darby, Florida State 5'11" 195 lbs.
5.24 FS Kurtis Drummond, Michigan State 6'1" 205 lbs.
6.23 CB Cam Thomas, Western Kentucky 6'0" 195 lbs.
7.22 RB Malcolm Brown, Texas 6'0" 223 lbs.
Originally Posted by D Rock
My brain lying in a jar next to a Coroner's table.
Holmes for jason campbell + 3rd round pick. Get 'Er Done!
Woman: "Sir, what have you given us?"
Benjamin Franklin: "A Republic, madam, if you can keep it."
Originally Posted by PSU_dropout43
Campbell is a skilled quarterback. He would be an excellent insurance policy.
I don't think Holmes is worth more than a high second, so I would certainly take a third and Campbell.
Holmes & our 5th rd. pick for Redskins 2nd round & Malcolm Kelly
2015 Draft
1) Jordan Phillips-DT-Oklahoma
2) Alex Carter-CB-Stanford
3) David Johnson-RB-UNI
4) Geneo Grissom-OLB-Oklahoma
5) Justin Coleman-CB-Tennessee
6) Titus Davis-WR-Central Mich
6c) Wes Saxton-TE-South Alabama
7) Spencer Roth-P-Baylor
1. Fast Willie Parker - I miss him already
2. Maake Kemoeatu - Chris probably misses his bro
3. Brian Orakpo - Joe Theismann said his name so many times the last time we played, I have a hard time thinking of any other Redskin
4. LaRon Landry - Then we don't have to bother hoping Berry falls
5. The #4 pick
I always get a good laugh out of these threads. I don't want to trade Santonio at all and sure as hell wouldn't move him with Jason Campbell involved in the deal or any redskin for that matter. I can't think of anyone on that entire roster I'd want in a Steeler uniform save Landry and maybe Haynesworth. Players that would address a need that is...
The chicken little scenarios are getting pretty old and while I can see Pittsburgh maybe drafting a QB late or picking one up after the draft, they definitely aren't trading for one. Dixon and Batch will certainly be sufficient and Holmes with his random Weed run ins and a BS assault rap are hardly worth discussing. I know it's the off season but these threads are already old and tired.
EDIT: I forgot about Orkapo.


text:
Warlord's Arrest Sparks Violence in Nigeria
The arrest this week of a Nigerian warlord from the oil-producing Niger Delta has started a wave of violence on the streets of Port Harcourt.
Copyright © 2005 NPR. For personal, noncommercial use only. See Terms of Use. For other uses, prior permission required.
STEVE INSKEEP, host:
Another threat to the oil supplies emerged in Nigeria. That's the biggest oil supplier in Africa and a major provider to the United States. A militant group there is threatening the big oil companies. The group leader is Alhaji Dokubo Asari who was heard on this program last month. He said he wanted his ethnic group to secede from Nigeria and form an independent nation.
Mr. ALHAJI DOKUBO ASARI (Nigerian Group Leader): I do not consider myself a Nigerian, so I'm not worried about Nigerians, too. I'm only worried about the future of my nation and my own future.
INSKEEP: Asari's future became less certain because of statements like that. He was arrested this week on charges of sedition. His group, which is in the oil-producing region, threatened to cause grave mayhem if Asari was not released within 24 hours. He wasn't. He's one of two local leaders who've been arrested in recent days. And in the last few hours, we've heard reports of action against Western oil companies. Protestors occupied part of the pipeline network belonging to the American company Chevron.
Copyright © 2005 NPR. All rights reserved. No quotes from the materials contained herein may be used in any media without attribution to NPR. This transcript is provided for personal, noncommercial use only, pursuant to our Terms of Use. Any other use requires NPR's prior permission. Visit our permissions page for further information.
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Partner and head of charities , Macintyre Hudson from 2011
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How Many Blogs Should You Own?
I've known bloggers who literally have hundreds of niche blogs, each used to promote a different affiliate product. On the other hand I've also known bloggers who've never had more than one blog during all the years they've been at it. They're each successful and make a lot of money so there's really no right or wrong. So let's take a look at what makes them different to help you decide how many blogs you should own.
Choosing Your Topic
Your topic or niche choice will have a lot do with your decision. Niche bloggers typically have multiple blogs because they look for niches that have low competition to search ratios and focus on one specific product. Instead of blogging about dogs they'll blog about caring for your dog's toenails and promote toenail trimmers for dogs.
These niche blogs are easy to set up and maintain but they have several drawbacks. The target audience isn't overly large and more important, one niche blog doesn't generate enough income to replace your full-time job. Even if it did, it wouldn't be reliable for the long haul because affiliate products regularly rise and fall in popularity.
One of the reasons these blogs are so easy to set up is because all you have to do is provide information and promote the product. You send your visitors to the advertiser's sales page and he takes care of the conversions and sales. So while they may not generate a ton of money each month they're so easy to set up you can make up that deficit by creating multiple blogs.
Another benefit is the variety. You'll soon find out that blogging about the same topic, day in and day out, becomes a chore comparable to making an appointment for a root canal. When you run multiple niche blogs you cover a wide variety of topics so if you don't feel like writing about one you can move on to the another.
So far, I've been talking about niche bloggers who build dozens of small blogs. Then there are the bloggers in the middle who have two or three large blogs. These bloggers typically have one large blog that they use for branding purposes or where they earn the lion's share of their income. And for whatever reason they also want to blog about something completely unrelated.
When blogging about two or more unrelated topics it is best to have your blogs on different domains and keep everything separate. You'll rank better with the search engines and you'll be better able to target your traffic.
The drawback is the amount of work involved. You already know how much time it takes to build and maintain one high-quality blog, now multiply that by two or three and you'll see there aren't enough hours in the day. Something will eventually suffer and you certainly don't want it to be your main money-making blog. If you do decide to add more blogs to your business, be prepared to bring on additional bloggers or outsource some of your content.
Now, you've probably noticed these larger, multi-author blogs cropping up everywhere. Many of these bloggers were in the position you're in right now. They wanted to increase their income and add some variety or start blogging about a new interest. Instead of creating several new blogs across separate domains, they found a way to make their new content ideas relevant to their existing blog and simply expanded their categories.
This allows them to keep everything under the same marketing umbrella and build their brand instead of watering it down by spreading themselves too thin. Now, instead of making a lot of little footprints all over the web they're a massive force to be reckoned with.
4 Comments (Add one)
Hey Stephane,
Personally, I think you'd have to be crazy to try and build more than 2 or 3 blogs. The name of the game today is branding. It's almost impossible to build a real brand with a 5 page blog about cleaning your dog's toenails. Unless, of course, there's a decent market for that kind of thing. I think the best course of action now is to build 1 blog and then content market the hell out of it. Build a loyal following using Social Media (services like Tribepro.com are awesome for this) and establish your authority through various content marketing avenues like press releases, video, and articles. Then either keep working to build a bigger audience or sell the thing and do it all over again.


text:
I'm trying to redirect outgoing calls to a different phone number on an Android device. So, I use a BroadcastReceiver "listening" for the NEW_OUTGOING_CALL intent, on his onReceive() method I use the setResultData() method to change the phone number.
Like this:
public void onReceive(Context arg0, Intent arg1) {
In the emulator all goes well, but on my real device (a crappy ZTE X850 with Android 2.1 I believe) it doesn't if the calling Intent originates in an Activity wich is part of the same application. After the dialing screen appears, the phone terminates the call.
Any thoughts out there on why this happens?
Note: I know my question is basically the same as this one but I chose to ask it again anyway to provide additional details about what goes wrong.
Manifest File
An excerpt...
<receiver android:name=".OutgoingCallDetection" android:exported="true">
<action android:name="android.intent.action.NEW_OUTGOING_CALL"
android:priority="9999" />
<uses-permission android:name="android.permission.CALL_PHONE" />
<uses-permission android:name="android.permission.PROCESS_OUTGOING_CALLS" />


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Villa Zen
from £100 /night help
Availability Your dates are available
Villa | 3 bedrooms | sleeps 6
Key Info |
Villa Zen is set in a quiet location in the heart of the Secret Valley golf resort overlooks the Mediterranean Sea. With a magnificent back-drop of the copper coloured mountains, it is the ideal location for a family holiday or romantic getaway. The villa has a beautifully furnished open plan ground floor layout which is a real benefit as you can enjoy the gentle sea breeze and keep cool during the height of the summer sun, although air conditioning is also fitted throughout the villa.
Villa Zen is all about peace and relaxation. The contemporary style with Italian furnishings and TV with DVD player, carries through to the dining area and kitchen. Both the lounge and dining areas have access to the outside terraces, private swimming pool, BBQ patio and beautiful landscaped gardens which have an outlook over the Mediterranean Sea and coast-line. The private pool has shallow and deep ends for all the family to enjoy safely. The kitchen is fully equipped with breakfast bar and hi-spec appliances including a built in full sized oven, hob, microwave, dishwasher, fridge/freezer and coffee maker.
Size | Sleeps up to 6, 3 bedrooms |
Nearest beach | 750 m |
Will consider | Long term lets (over 1 month) |
Access | Car advised |
Nearest travel links | Nearest airport: Paphos 7 km |
Family friendly | Great for children of all ages, Suitable for people with restricted mobility |
Notes | No pets allowed, No smoking at this property |
Features and Facilities
Luxuries | Private outdoor pool (heated), Internet access, DVD player, Sea view |
Pool | Private outdoor pool (heated) |
General | Central heating, Air conditioning, TV, CD player, Satellite TV, Wi-Fi available |
Standard | Kettle, Toaster, Iron, Hair dryer |
Utilities | Clothes dryer, Dishwasher, Cooker, Microwave, Fridge, Freezer, Washing machine |
Rooms | 3 bedrooms, 3 bathrooms of which 2 Family bathrooms and 1 En suites |
Furniture | Single beds (4), Double beds (1), Cots (1), Dining seats for 6 |
Other | Linen provided, Towels provided, High chair |
Outdoors | Private outdoor pool (heated), Balcony or terrace, Private garden, BBQ |
Further details outdoors | This villa is particularly ideal for families with small children as the owner has had secure fencing built all round the garden area. You wouldn't have to worry about little feet wandering too far. The garden has plenty of shaded area to as they have added a beautiful gazebo in the corner and in the other corner is a very nice wooden enclosed shower, great for chilling down after a day lazing in the sun. |
About this location
The Paphos District
If you have time its worth exploring Cyprus. Nowhere is that far and if you end up finding the road turns to a dirt track (and you don't have a 4 x 4) you can always turn back. The popular historical attractions such as Aphrodites Rock and the Tombs of the Kings you will see advertised on the Internet and well signposted locally. A good drive is towards Pissouri on the B6 coast road (past Aphrodite's Rock) and, staying on the B6 past Pissouri go through the British Forces base of Episkopi to Kourion Beach. There are a few interesting archaeological sites off this road and you can end up having a nice meal on Kourion Beach, whilst watching the hang gliders jump off the cliffs above! The other favourite to get away from it all is to head north past Coral Bay to St Georges and on to the Akamas peninsular where the beaches are quieter (and very nice).
Secret Valley Resort
Secret Valley is situated in one of the most beautiful spots in Cyprus with with a picturesque 18 hole golf course and stylish but cozy club house with an excellent restaurant and bar. You are just a few minutes drive from Aphrodite Hills Golf and Leisure Resort where you can play golf or tennis or visit the beautiful spa and the cosmopolitan selection of restaurants and bars in the village square serving Cypriot, British, European and Fusion fare. Less than 10 minutes drive is the stunning brand new Nick Faldo designed Elea Golf Club claimed to have the best clubhouse anywhere in the world.
There is an excellent selection of local sandy beaches around 10 minutes drive away and scores of traditional Cypriot villages nearby with their friendly and varied restaurants and tavernas. These include Mandria, famous for its citrus fruit, Kouklia with its archaeological sites and the charming hill-side Pissouri. There are many local attractions for everyone and you are also only 5 minutes drive from the world-famous spot where legend has it Aphrodite, goddess of love, emerged from the Mediterranean Sea.
About the owner
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Write a review28 Jun 2012
"Villa Aether, Top Villa - Perfect for all but especially families."
Villa Aether is a great size for families and with the decking area (with shaded area) and pool leading out from the back, it is perfect for families who want privacy and security. The quality of the … More
27 Sep 2011
"Lovely, quiet and peaceful stay at Villa Aether."
My partner and I stayed in Villa Aether in September and it was lovely, it was clean, quiet and very relaxing and the weather was fantastic. We really enjoyed our stay, the Villa was super and the poo… More
9 Sep 2011
"A Fantastic Location for a Relaxing Family Holiday"
Cyprus Villa Rental provided an extremely professional service from the point we placed our initial enquiry up until the day we returned to the UK.The Villa was in a fantastic location and the positio… More
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DC Martock Pant - Women's
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Great any-day pants
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What is the inseam on this pant? I'm 5'2"...
What is the inseam on this pant? I'm 5'2" and 100 lbs. Wondering if an xsmall would work. I know Foursquare xsmall runs huge...


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Winter Park & Fraser Chamber
Devil's Thumb Ranch Resort & Spa
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Devilís Thumb Ranch Resort & Spa is a highly regarded and environmentally friendly year-round Ranch resort and spa offering rustically upscale accommodations, fine dining and an array of winter and summer outdoor activities.
Located in the Colorado Rocky Mountains, 65 miles west of Denver and 10 minutes from Winter Park, Devilís Thumb Ranch Resort & Spa encompasses 6000 acres at the foot of the Continental Divide with stables, spa, two restaurants and 150km of groomed Nordic trails.
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"The Nostalgia King"
Anything Goes w/ DJ Skeme Richards
Sunday, June 9, 2013
Helsinki Finland
This week I keep things flowing and will be heading out the Helsinki Finland to rock with Flow Mo Crew family as they celebrate their 11th Anniversary. Always good times when visiting them as well as an honor to be apart of their history.
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The red Dodge pickup was westbound on Rio Verde at 141st Street when the driver lost control of his vehicle. The truck went off the roadway and rolled causing the driver and one of the rear seat passengers to be ejected from the vehicle. Both were transported to SHC Osborn where they were pronounced dead. The front seat passenger was able to extricate himself and went to the hospital with minor injuries. One other rear seat passenger did not get ejected but died on scene.
The roadway was closed for five hours during the investigation. Both weather and alcohol were possible factors in the collision.


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Our Company When it was founded in 1978 by Bernie Marcus and Arthur Blank, The Home Depot began changing consumers' perspectives about how they could care for and improve their homes. The Company… – Full Overview
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"Great benefits for health, vision, dental, 401k retirement. You can get paid to go to trainings and compensated for travel. The retail store team environment can be very fun and is a great way to…" – 6,736 Reviews
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At Bank of America, we're creating real, meaningful relationships with individuals, businesses and communities to help them focus on what matters most. Every day, we connect with 57 million… – Full Overview
A Bank of America Service and Implementation Manager said:
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Home >
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Customer Reviews & Questions for dhb Coloured Balaclava
The balaclava is a serious solution to combat extreme cold on any winter ride.
read more
Sorry - this product is no longer available
dhb dhb Coloured Balaclava
warm and effective winter protection
seems to do the job well in the cold, wind and rain as i commute to work. other non-cyclist balaclavas don't cut the mustard as they restrict your vision or have lumpy seams. so thumbs up even though expensive. i use it with FOX goggles because they don't mist up from the breath rising.. a common problem otherwise.
29 December 2011
Quality item
It's a balaclava. It's hard to wax lyrical but it's a good balaclava. Not too hot
28 December 2011
Yet to wear
Ok I have yet to wear this outside but I have tried it on under my helmet. Very comfortable!
29 October 2011
Warm and Comfortable
Soft warm and comfortable, sweet!
No reason not to buy one.
19 July 2011
Best Buy!!
Quality!! Keeps you warm and is very breathable - I wouldn't hesitate in buying another one
06 June 2011
Soft, comfortable and warm
I use this balaclava on cold spring mornings and in autumn as the vents in my helmet let the cold air in. It fits well, and is comfortable and keeps you warmer than without it, and it is so thin it fits under your helmet without much adjustment. I may end up using it in the coming winter whilst i am runnng as well. Recommended.
27 April 2011
Awesome in the cold
balaclava has been great just what i needed as it has got real cold lately, means i dont need to worry about using a beanie and ear warmers, as this is all in one and fits perfectly.
26 April 2011
Must have in cold weather
A great buy for the winter months - could not have survived without this piece of equipment during December and January.
Pro - Good fit under the helmet, warm, and durable
Con - scares people at the traffic light - some people might think it is a bonus...
23 March 2011
does what it says
keeps you warm just as it says easily fits under your helmet aas well
12 March 2011
This is a great balaclava for cold rides, although I found the fit quite snug around the forehead.
25 February 2011
Must have
A must have for those bitterly cold days, when a hat alone isnt enough.
22 February 2011
Perfect for winter mornings!
After borrowing my husbands North Face ski balaclava for winter cycling, and finding I got overheated very quickly, I decided to look for a slightly thinner balaclava. This one seemed great value for money, and I haven't been disappointed. It keeps me warm, but not too warm, fits really well, and matches my red DeFeet gloves perfectly (obviously very important!!). Fab purchase.
19 February 2011
Who was that masked cyclist?
During the recent cold spell, tried various options to keep my head and neck warm Beany hat doesn't fit under a helmet. Neck warmer leaves your ears in the cold and gets a bit wooly in your mouth etc etc.
Remembering the nasty balaclavas my Mum knitted me back in the '70s, I thought a modern one might be the way forward.
Yes, thin enough to fit under the helmet. Long enough down the neck to tuck inside my jersey. Smooth enough to be comfortable over the mouth and nose.Easily moved onto or off the face as varying conditions require.
Makes you look like a Paramilitary, but very effective. Especially if you normally suffer badly from the cold for the first few miles.
So far giving good service, with no quality issues.
18 February 2011
Essential kit
After learning from last cold spell ( can ears really fall off ? ) promised myself a balaclava,straight to wiggle and not dissapointed with purchase,good fit for my large cranium,and does a fair job of retaining heat. I commute to work early in morning, circa 0500hrs and also at night circa 2200hrs,so do get the lower temperatures to enjoy !! Commute is one hour long and so far so good with the balaclava.
01 February 2011
Winter warmer
This has been a long cold winter and very poor conditions for cycling. Good clothing makes it more bearable and I have found the dhb balaclava makes a huge differance to to the comfort level. It fits perfectly under my helmet and protects me from the harsh winter weather.
26 January 2011
at last warm ears!
This balaclava fits well & does the business during the cold snap, light & rolls up small for when it warms up. Good product
26 January 2011
Must have for winter training
If you have sensitive teeth like me, i recommend the dhb balaclava, i have tried sensodine & gum shields, the dhb does the trick, also keeps your head and ears warm
25 January 2011
A good bit of Winter kit
Instead of looking like a bank robber in a black one I went for white so I can do an impression of the invisible man - which scared my four-year-old granddaughter! So, highly recommended.
It does its stuff - being comfortable, low air resistance, lightweight and certainly enables me to go even faster!
The one-size-fits-all could make it a bit tight over the shoulders for some people and perhaps it could do with instructions on which is front or back.
18 January 2011
Handy wind protection
Bought this because I didn't want to carry two different wear for my head and neck. It is very light and you can easily be tuck two in your jacket's back pocket, if you want to!
Usage: Very easy to put on and off (but ruins the hair, which is expected). Fit is very good and never feel loose or too tight. I generally keep the lower part covering my neck only but when it gets too cold I can easily cover upto my nose.
Quality: Very good quality materials used. It has a thin fleece lining just good enough for 2C temp with -8C wind chill, haven't tested in lower temperatures. No waterproofing though.
Problems: People think you are going to rob them and give you way..!
12 January 2011
Top quality, top price
Another excellent product from DHB, generous fit, comfortable and practical. Perfect for those chilly days
12 January 2011
Ninja style
Great balaclava, I have been using it daily as I'm a cycle courier. If I could make any modification I'd make the neck a bit longer so when I pull the material up to cover my nose it would still keep my whole neck warm.
11 January 2011
dhb Balaclava
excellent product! looks great and keeps your head warm even in sub zero tempartures
10 January 2011
Nice n Cosy
This piece of kit is just what I needed to keep me warm throughout my Winter training and commute into work - Snug as a bug in a rug!
09 January 2011
excellent fit . kept me very warm in january cycles..
07 January 2011
I bought one to fend off the cold winter weather after attempting unsuccessfully to use a buff to keep my face warm. The balaclava fits me perfectly. So it does not block my vision when turning my head to check for oncoming traffic. It also kept my face much warmer than I had expected.
06 January 2011
A winter essential
Does what it says it does - keeps Winter at bay. It keeps your ears, head and neck warm and fits under a helmet easily. Comes in several colours so will coordinate with clothes/bike. Not the most attractive piece of equipment, but when the temperature shifts below zero this balaclava comes into its own.
05 January 2011
Light and warm
Good fit on my head (59-60cm) and very light and easy to stow away when not used. Just what I needed. And the bright colour is a plus.
04 January 2011
Good quality, thin enough to fit under a helmet and still keep you warm.
03 January 2011
super warm!
superb for the cold weather, keeps my ears very warm!
went for the red one because I didn't want to look like a bank robber, though that makes me look like a matchstick instead!
fits well under either a beanie or a helmet & it pulls up over your nose for extreme cold situations
good length in the neck allows you to tuck it inside your base layer
02 January 2011
Good and warm
Can't beat a balaclava, and this one does the job perfectly, helps to fight runny nose, and can be adjusted through the ride to your needs.
29 December 2010
5 Questions | 43 Answers
Product Q & A
Ask your questions and share your answers.
My son tends to suck the fabric so having a version that will go under his chin works best. Is the opening wide enough / stretchy enough to do this? I have a fantastic north cape balaclava that we share but I can't find another to buy so I'm looking for a different make that does the same thing!
YesCountry : Australia
3 months, 2 weeks ago
Yes I've done this but not sure I'd ride like this for long.Country : United Kingdom
5 months, 2 weeks ago
sure can, very versatile. Can be used as a bandana, neck warmer etc.Country : United Kingdom
I start by mentioning that I have a MASSIVE head ( 7 5/8 in old money ) and I have one of these that keeps my head warm on cold mornings . I particularly suffer with a cold numbed jaw and found this is just the thing to let me keep speaking. As to stretch.. it does - but only where you want it - so YES it will pull down and sit either on the chin or below the chin - and critically - stay there. It doesn't 'bite' when pulled to the chin it sits comfortably.6 months ago
Yes, good stretch on the fabricCountry : United Kingdom
8 months ago
I find I can pull it down under my chin when it get too warm and when it get very hot I just pull it down onto my neck, hope this helps, good porduct8 months ago
I move mine seamlessly between over nose and under chin without a problem.Answer:
Yes. Material is quite "stretchy". I regularly pull down to expose mouth, especially if having to work hardCountry : United Kingdom
I don't wear the balaclava but I have definitely cycled with my partner when he has had it pulled down under his chin and we are chatting together. Have never asked how comfortable it is when doing this but he hasn't said it's notAnswer:
sure can John9 months ago
Although it may be possible to uncover the mouth, this may not be the most comfortable position and may pull the brow of the balaclava down also.Answers
Few color availableCountry : Taiwan
Unfortunately the colour black is currently discontinued at this moment in time. Apologies for the inconvenience.1 year, 1 month ago
1 year, 11 months ago
Not fit to meCountry : Taiwan
I would imagine so. My wife and I share it and I am tall and large headed (6' 2") and she is small and has a small head. It fits us bothAnswer:
Yes, one size fit all.Country : Spain
1 year, 8 months ago
It is okay if the size of a normal head.Country : Japan
Yeah, I'd say so. They have a bit of stretch on them (not too much). Incredibly comfortable imo, I have quite a large head but I think it'd fit a smaller head nicely tooAnswer:
I have a fairly big head and I find this to be comfortable.Country : United Kingdom
1 year, 9 months ago
Top 1000 Contributor
Yes only one size material very stretchy.1 year, 10 months ago
Top 10 Contributor
yes, they are one size for all.1 year, 11 months ago
i was wondering what would be better to keep my ears warm, this or the skull cap ? and is this got a inner fleece ?
Country : United Kingdom
The balaclava did a great job keeping my ears warm in cold winds. I haven't tried the skullcap though.Country : United Kingdom
2 months, 2 weeks ago
This balaclava keeps my ears warm, along with neck and most of face when pulled up.Answer:
I have both. Skull cap for cold, Balaclava for freezing. For me the balaclava is better to keep ears warm as it provides full cover, sometimes the skull cap "rides up" but maybe that because I have a big head :-(. The material is sort of fleecy BUT it is single layer with no inner layerCountry : United Kingdom
It has a slight inner fleece and this will keep your ears toasty as well as take the chill off your chin and neck. If it is warmth you want - take this over the skull capAnswer:
I would say get the balaclava over the skull cap - it keeps your head, neck AND ears warm. It's thin enough not to be uncomfortable, tight enough not to be a sail. It's so much easier to wack this over your head than to put a skull cap on which potentially requires re-adjusting in relation to your helmet position.1 year, 7 months ago
For me I'd say this, not the skull cap. If it's cold enough to need to keep the ears warm, then it's cold enough to want to keep your neck warm too?, and to stop chills down your jacket collar?No lining, but it really doesn't need it either. It needs to work but fit so well and unobtrusively that you forget you are wearing it - this does exactly that for me.
Country : United Kingdom
1 year, 7 months ago
Yes,this has an inner fleece but if its only for your ears I would go for the skull cap.
I have a skull cap (different manufacturer) and it is quite good; however, I would say this is better if you want to make sure your ears stay covered. Regardless of the image (showing it on a dummy head), it is also very comfortable to wear so it just sits over your chin. The inner surface of this similar to the roubaix line of goods (yes - 'fleecy')Country : United Kingdom
1 year, 9 months ago
A skull cap is fine for keeping the ears warm but if it is very cold then this balaclava gives better protection for the face. I keep a skull cap and this balaclave in my jacket to cover the variable weather.1 year, 10 months ago
Top 1000 Contributor
I use this on rides lower that 5~6 deg it keeps my neck and face nice and warm, it is fleece lined to..and very comfortable, sometime I pull it down blow my chin if getting a little warm. Definitely recomend1 year, 10 months ago
Top 1000 Contributor
I've got both the skull cap and the balaclava.Both are excellent and have a fleece like lining.
The only drawback I can say the balaclava has is that it doesn't cover my nose (as per the model) so on really cold days your nose will be exposed.
Otherwise both skull cap and balaclava keep your ears warm. The balaclava definitely keeps your chin and mouth area warm as you are having to breathe through it. So I'd say it's a matter of your personal choice. I tend to wear the balaclava only on the days of deep cold but both fit under a helmet OK.
Country : United Kingdom
2 years ago
Where are you cycling? . Its hard to say as with the sweat and allAnswer:
Its not resistant in the sense of waterproof , however it does screenn from light showers and dries vey quicklyCountry : United Kingdom
2 years, 8 months ago
Its not waterproof, but certainly resists weatherCountry : Australia
3 years, 2 months ago
No! It does soak up sweat real great though.3 years, 8 months ago
I wouldn't say it's resistant to water, but even when wet it seems to keep me warmer than if I wasn't wearing it.3 years, 8 months ago
no not water resistant3 years, 9 months ago
I've only had this a short while but I would say probably not fully resistant to water. Does keep you warm though even in the rain...3 years, 9 months ago
I was out at the weekend. No rain but it absorbed the sweat off my head. I think it would be waterproof also,Answer:
Slightly. If it rains heavy it will get wet.!A light shower no probs.
3 years, 9 months ago
Nope. Not as far as I can tell. It's made of a stretchy fabric with a sort of fleecy lining so I imagine it'll resist the rain for a short while but will get wet.3 years, 9 months ago
Resistant yes, but not waterproof. You will be fine in light rain.3 years, 9 months ago
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