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Gregory Guidos Named Allstate Benefits President
NORTHBROOK, Ill., Dec. 4, 2012 /PRNewswire/ -- Gregory J. Guidos has been named president of Allstate Benefits and will replace current president David Bird upon his retirement in March 2013. Guidos will report to Don Civgin, president and chief executive officer of Allstate Financial.
"Allstate Benefits has become one of America's largest providers of voluntary employee benefits and one of Allstate Financial's fastest-growing businesses," Civgin said. "Greg's leadership and experience can help accelerate our momentum in offering health, life, disability, vision and dental benefits to individuals, both directly and through their employers. We wish David well in retirement and thank him for his numerous contributions to Allstate Benefits' success."
Greg Guidos has been Allstate Benefits executive vice president and chief administrative officer since 2010, and the division's chief financial officer from 2002 to 2007. He has held a variety of leadership positions with Allstate since joining the company in 1982, including as product vice president for Allstate's Western Territory from 2008-2010 and assistant field vice president, Capital Region from 2007-2008.
David Bird was named president of Allstate Benefits in 2002. Under his direction, Allstate Benefits has become one of the largest providers of voluntary employee benefits in the United States. Bird began his career with American Heritage Life Insurance Company in 1983 as a regional sales manager for Tennessee, and was promoted in 1987 to regional director for Tennessee, Kentucky and Arkansas. Bird became senior vice president of workplace sales in 1994 and chief marketing officer in 1997. American Heritage Life was acquired by The Allstate Corporation in 1999. Allstate Benefits ( www.allstatebenefits.com) is now the company's marketing name.
The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held personal lines insurer, serving approximately 16 million households through its Allstate, Encompass, Esurance and Answer Financial brand names and Allstate Financial business segment. Allstate branded insurance products (auto, home, life and retirement) and services are offered through Allstate agencies, independent agencies, and Allstate exclusive financial representatives, as well as via www.allstate.com, www.myallstatefinancial.com and 1-800 Allstate ®, and are widely known through the slogan "You're In Good Hands With Allstate ®." As part of Allstate's commitment to strengthen local communities, The Allstate Foundation, Allstate employees, agency owners and the corporation provided $28 million in 2011 to thousands of nonprofit organizations and important causes across the United States.Check Out Our Best Services for Investors
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VIEWS: 16 PAGES: 2 CATEGORY: How To Guides POSTED ON: 10/8/2012
Insuring your auto not only protects you in the event of theft, damage, or a collision, it is mandatory in the United States.
Auto Insurance Tips And Pointers You Can Use Insuring your auto not only protects you in the event of theft, damage, or a collision, it is mandatory in the United States. Depending on your finance status, your lender may also require certain amounts of insurance. Read this article for some tips on how to make the most of your auto insurance policy. Estimate If you need to get work done on your car after an accident, make sure that you get multiple quotes from body shops. The insurance adjuster will have their own estimate, and you need to make sure that their estimate is comparable to the cost of actually getting the work that is needed done. If you can decrease your annual mileage, you can expect a decrease in cost for your automobile policy. Insurance companies normally estimate that you will drive around 12,000 miles per year. If you can lower this number, or are someone who does not drive that far that often, you may see a reduction. Be sure that you are honest about your miles since the insurance company may want proof. Make sure that you do some comparison-shopping before you commit to an auto insurance company. Different companies use different calculations to estimate your rates. Some will give more weight to certain personal factors than others, and shopping a gamut of insurance companies is the only way to ensure getting the best deal. When trying to estimate cost of repairs for damages caused in an auto accident make sure it is itemized and highly detailed! Often times the insurance will get a quote and it is obviously going to be lower because they want to save money. Get several quotes substantiating your claim, and stick it to them! Be aware of your annual mileage when speaking with an agent. You'll be amazed at how much of a difference there is between a person who rarely drives as to someone who commutes daily over long distances. So before you go speak with a representative, make sure you have an estimate of how much you drive per year. Car Insurance You may be able to save a bundle on car insurance by taking advantage of various discounts offered by your insurance company. Lower risk drivers often receive lower rates, so if you are older, married or have a clean driving record, check with your insurer to see if they will give you a better deal. If you are driving into Canada or Mexico, many people don't realize that your American car insurance won't cover you in a foreign country. You will need to purchase auto insurance ahead of time online, or in the border town or city where you will be crossing over into either Canada or Mexico. If you are an older driver, check with your auto insurance company about senior discounts. Statistically, drivers between the ages of 50 and 70 are among the safest on the road. If you fall into that age range, you may be able to collect on a significant discount on your car insurance. For information about car insurance visit - http://www.car-insurance-estimate-1.com/ When you are dealing with car insurance you should always try to find ways to reduce your premium so that you can always get the best price. A lot of insurance companies will lower your rate if you are someone that drives less the 7500 miles in a year. If you can, try taking public transportation to work or even car pooling. Be a safe driver. This one might seem simple, but it is very important. Safer drivers have lower premiums. The longer you remain a safe driver, the better the deals are that you will get on your car insurance. Driving safe is also, obviously, a lot better than the alternative. Purchasing auto insurance is not generally optional, and there are, in fact, many options available within this requirement. There are ways to reduce your costs and improve your coverage. Having read this article, you should be better informed about these options and ready to make the best decisions about

subset: commoncrawl


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Via Empolese, 50026 San Casciano in Val di Pesa, Italy – Show map
Excellent location – rated 9.3/10! (score from 481 reviews)
Rated by guests after their stay at Villa I Barronci.
Chef Alex created a special dinner for my husband and I that is definitely one of the highlights of our trip to Italy. We really enjoyed the grounds and the country setting with the beautiful views of vineyards and olive groves.
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We so enjoyed staying here! It was our favorite place! Loved the staff- Daniel and Marco took such great care of us! The entire staff was friendly and made you feel at home.
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Beautiful setting, excellent breakfast , wonderful on site restaurant and waiters outstanding
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We spent a wonderful week at Villa I Barronci. It was a fabulous base from which to visit Florence and the surrounding Tuscan hill towns and Chianti region. The staff was very helpful and the food was great for breakfast and dinner. We hope to return some day!
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Sunsets over the pool, valley of olive trees & vines with a glass of Chianti in your hands - ranks right up there in the top 3 : )
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The entire vibe of the villa and the feeling of escaping the world.
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The grounds, rooms, bathrooms were all very spacious and clean. The staff was pleasant and helpful. We enjoyed our dinner and breakfast at the hotel. We felt that the food was excellent.
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The whole tone of the place. Low key, informal and quiet. The Villa attracts a very polite and nice clientele. We have visited this region in Tuscany every year for the last 10 years but this stay was the most comfortable
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The restaurant was excellent. Very good food and service.
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Location,excellent ,friendly staff,cleanliness,views
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Villa I Barronci is a charming Tuscan-style residence with private park and pool. It provides stunning views of the Chianti countryside, a 20-minute drive from Florence.
Rooms at I Barronci come with stonework and exposed wooden beams, and include air conditioning and satellite TV.
The villa's panoramic outdoor pool has a hydro-massage area and bar service. A Ferrari and bicycles are all available for rent.
Wellness facilities, treatments and massages are available upon request.
The large sweet and savory buffet breakfast features a variety of fresh fruit, homemade cake and pastries as well as freshly baked pies. The restaurant serves Tuscan dishes and a long wine list. In summer you can enjoy your meals outside, with views of the valley and pool.
I Barronci provides free bikes to explore the surrounding olive groves and vineyards. San Casciano in Val di Pesa, where there's shops, restaurants and cafes, is just over 1 mile away.
We speak your language! Hotel Rooms: 21 This property has been on Booking.com since Jun 10, 2006.
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Economy Single Room | ||
Economy Triple Room | ||
Economy Double Room | ||
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Triple Room | ||
Double Room - Annex | ||
Triple Room - Annex | ||
Quadruple Room - Annex | ||
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60 properties in San Casciano in Val di Pesa
Including hotels, apartments, villas and more.
479 verified reviews
We verify all reviews from guests who have stayed at Villa I Barronci. Find out more.
They speak your language!
Villa I Barronci's staff speaks: Portuguese, Italian, French, Spanish, English, German
Booking is safe
When you book with us your details are protected by a secure connection.
Outdoor Pool, Grounds, Sun Deck
Hiking, Cycling, Sauna, Solarium, Spa, Massage, Hot Tub, Bicycle Rental, Bikes Available (free), Library
Food & Drink
Bar, Breakfast in the Room, Restaurant with Dining Menu, Snack Bar, Special Diet Meals (upon request)
WiFi is available in public areas and is free of charge.
WiFi is available in the hotel rooms and is free of charge.
Free private parking is available on site (reservation is not needed).
Room Service, Packed Lunches, Car Rental, Shuttle Service (surcharge), Airport Shuttle (surcharge), 24-Hour Front Desk, Express Check-in/Check-out, Ticket Service, Baggage Storage, Concierge Service, Private Check-in/Check-out, Shared Lounge/TV Area, Babysitting/Child Services, Laundry, Dry Cleaning, Ironing Service, Daily Housekeeping, Fax/Photocopying, VIP Room Facilities, Honeymoon Suite
Newspapers, Safe, Non-smoking Rooms, Family Rooms, Elevator, Soundproof Rooms, Heating, Hypoallergenic room available, All Spaces Non-Smoking (public and private), Air Conditioning
Portuguese, Italian, French, Spanish, English, German
Can Casciano center (1.2miles)
5 di Vino (1.2miles)
Arno (11.2miles)
Cancellation and prepayment policies vary according to room type. Please enter the dates of your stay and check what conditions apply to your preferred room.
Children and Extra Beds
All children are welcome.
One child under 3 years stays free of charge in a crib.
One child from 4 to 8 years is charged EUR 30 per person per night in an extra bed.
One older child or adult is charged 100 % of the room stay per night and person in an extra bed.
The maximum number of extra beds/cribs in a room is 1.
Any type of extra bed or crib is upon request and needs to be confirmed by management.
Additional fees are not calculated automatically in the total cost and will have to be paid for separately during your stay.
Pets are not allowed.
Cards accepted at this property
Hover over the cards for more info.
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In the Tuscan countryside 2.5 miles from San Gimignano, the Mormoraia features an outdoor pool with a hot tub and a large vineyard. All the rooms have a rustic décor and access to free Wi-Fi.
Score from 424 reviews
Breakfast King size bed Location/View Staff was kind (except one) Big rooms Kitchen area Interesting floor designs
Extra bed very poor quality Toilet right next to the shower Shower head high above Clogged shower drain
Chef Alex created a special dinner for my husband and I that is definitely one of the highlights of our trip to Italy. We really enjoyed the grounds and the country setting with the beautiful views of vineyards and olive groves.
Very nice view from the window. Perfect cleanliness in the room. Very good breakfast, lots of fruit. The room has the possibility to make tea. Очень красивый вид из окна. Идеальная чистота в номере. Очень хороший завтрак, много фруктов. В номере есть возможность сделать чай.
The room has a stove. But there are no utensils. Why this stove? Nothing at all. Electric Kettle does not fit the outlet near the plate and you have to put it on the floor near the door. This luxury hotel - and a kettle on the floor ...... Also heating rumbles fan . If you turn off the fan - heating is also turned off. В номере есть плита. Но отсутствуют кухонные принадлежности. Зачем эта плита? Вообще ничего нет. Электрический чайник не подходит к розетке около плиты и приходится его ставить на пол около двери. Такой шикарный отель - и чайник на полу...... Также грохочет вентилятор с обогревом. Если выключить вентилятор - обогрев также выключается.
this place is worth each and every penny. Staff, facilities and the room is excellent, although we did not use swimming pool or sauna because we arrived late in the evening and just stayed one night. You can see clearly that this resort is maintained by heart. Nice view, typically Tuscany hospitality.
The address on Booking.com could have been more precise, although the reception was very helpful in directing me over the phone.
Amazing location, left speechless with views. Staff, food, room brilliant
Excellent communication with the hotel before arrival and friendly greeting on arrival. Our room was light and spacious with a good size bathroom and huge shower. Breakfast was great and served well. We ate in the restaurant 3 times in the evening and the food and wine were good quality, again with professional waiters. We didn't use the pool as the weather was starting to cool down but it looked very tempting. The views from the property were over beautiful Tuscan hills. The location of the hotel was handy to the main motorway and we were able to drive to several towns such as Siena & San Gimignano in an hour. You do need a car really for this hotel although there is a taxi van shuttle which you can book to and from Florence and other places. It was a great place to stay with excellent staff. I would really recommend it for a peaceful stay.
Liked everything!
The location was stunning. The staff were amazing, particularly Claudio.
We stayed there for 3 nights. The location is very nice as was the breakfast. We ordered the Tuscan style double room, and were a bit disappointed as the room does not look like the pictures displayed so we even asked if they had confused our booking with the economy room. All in all it is a nice place, but we would not refer to it as "luxury".
The room is not as portrayed in pictures. The shower was a bit old. We could hear everything from the floor above. In addition, there were no shutters on our windows (which there were on other rooms).
Location was very peaceful and beautiful. Staff were extremely polite, responsive and helpful. Restaurant was really good.
Massage setup at wellness centre was OK but not great. AC switches on when you are not in the room so the room was freezing on our return. But to be fair it was the time of the year when the outside temperature is switching from cold to hot.
Very relaxing area , big rooms , Satff are very helpfull and provide good guide lines for touring Chianty area !
the shower head is not bolt to the wall , so it is not so comfortoble to take a shower. The WiFi is very poor , not working well at the rooms and very slowly on the lobby.
Incredible views, very nice rooms, wonderful suggestions for day trips, and the best restaurant!
We so enjoyed staying here! It was our favorite place! Loved the staff- Daniel and Marco took such great care of us! The entire staff was friendly and made you feel at home.
That we had to leave!! Nothing it was all incredible !!
staff, value for money, awesome views from pool, location to Siena and Florence, fantastic restaurant with great food. Top hotel.
Wonderful place! Tranquility in a very well kept hotel with a warmth in all details. We stayed for a week and could have stayed longer.
Check the actuality of the information in the reception about places to go and to see (sometimes we were mislead but on the whole a very, very small minus!).
The warm, friendly and accommodating service! Beautiful villa, restaurant to die for. The buffet breakfast spread was more than we could ask for and the truffle pasta on the menu was the best I've ever had!
This is a fantastic place from which to explore Tuscany. The staff were amazing, adding to our experience with their attentiveness and personal touch. The villa is itself is lovely and the food and wine were outstanding. Best of all was the view and the Tuscan sunsets! We would definitely come again - I hope we get the opportunity!
There wasn't a thing that we were not pleased with
Beautiful setting, excellent breakfast , wonderful on site restaurant and waiters outstanding
We spent a wonderful week at Villa I Barronci. It was a fabulous base from which to visit Florence and the surrounding Tuscan hill towns and Chianti region. The staff was very helpful and the food was great for breakfast and dinner. We hope to return some day!
comfortable beds, free wifi, location, amazing views, nice breakfast, basically everything
Sunsets over the pool, valley of olive trees & vines with a glass of Chianti in your hands - ranks right up there in the top 3 : )
The staff is excellent and especially restaurant staff didn't spare any effort to make us happy and feeling welcome. The food is excellent! The view from the terrace and garden-wonderful. Room was big enough and bathroom great. Location is stunning, apart from the breathtaking views the absolute peace and serenity was a tonic and it's ideally placed to easily get to the main tourist towns. Pool is big enough and with a bubble area.
No armchair in the room.
We love everything from the hospitality they help at the front desk who is a girl from California that moved here and got married and has two kids to all the other staff and help and advice- it is one of the best days we've had in Italy it's gorgeous luxurious relaxing romantic we upgraded to a little bit bigger room so we had more space are only regret is we wish we could've stayed longer than three days
We loved everything about it
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well yes :) its illustrations of sigils from the George R. R. Martin's book "A Song of Ice and Fire". the series "Game of thrones" are done after this novel.
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Collect your choice of gallery quality Giclée, or fine art prints custom trimmed by hand in a variety of sizes with a white border for framing.
another version of the sigil, more wolfy..


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"The harder you work, the luckier you get." by Gary Player
Below is the poem entitled Headliner freedom of press which was written by poet John Beam. Please feel free to comment on this poem. However, please remember, PoetrySoup is a place of encouragement and growth.
Read Poems by John Beam
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If you have read one corporate journalism bland adding it's flavor


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I bought this hot mess at the thrift store with the plan of painting it and selling it to make a few bucks. Note the plastic barn knobs.
When I was done, I couldn't part with it.
Now it has brass starfish knobs. Much better.
Thursday, December 4, 2014
Friday, November 21, 2014
Before and After Drum Table
Here is a before and after of a drum table I found at the thrift store.
I painted it with Amy Howard chalk pain in Kembel, sanded the edges, rubbed it with stain and rubbed it with Annie Sloan furniture wax. I painted a little gold in the grooves, too, but it's hard to see in the morning light.
Love it!
Thursday, July 31, 2014
Baby Rag Strip Quilt
I recently made this rag strip quilt for my niece. It is flannel and soft and I love how it turned out.
The embroidered label was an afterthought, so I stitched it on top, but in hindsight I would have pieced it into the quilt. The handwriting on the label is my daughter's. How much more special does that make the label?!
This is the flat side of the quilt:
I had never done a quilt-as-you-go quilt or a rag quilt, and it was very easy. I used the tutorial for this quilt at Do It Yourself Divas:
I used the Missouri Star Quilt Company tutorial for machine binding a quilt. They have great tutorials and quilting fabric.
The embroidered label was an afterthought, so I stitched it on top, but in hindsight I would have pieced it into the quilt. The handwriting on the label is my daughter's. How much more special does that make the label?!
This is the flat side of the quilt:
I used the Missouri Star Quilt Company tutorial for machine binding a quilt. They have great tutorials and quilting fabric.
Saturday, July 19, 2014
Crafting Baby Shower
I recently went to a baby shower for a baby boy. Instead of playing games, we crafted. I couldn't finish in time, so I took mine home to finish up.
We each made a scrapbook page and painted a onesie. Here is the scrapbook page I did. It has the Bible verse "Every good gift and every perfect gift is from above, and cometh down from the Creator of the sun, moon and stars, who does not change like their shifting shadows." James 1:17
I used Paper Studio's Woodland Retreat paper, and I stuck the page in my sewing machine and sewed a border around the page and the frame.
Then I drew this little hedgehog from the paper, and embroidered the design on the onesie (Because I don't paint!!).
Friday, July 18, 2014
I Sewed an Apron
I made this apron as a thank you gift for a friend. She made a delicious meal for me after I had surgery. I used this tutorial from the blog Stitches in Play (thank you!).
Also, the farm chair is a trash item that I painted with Annie Sloan Chalk Paint.
Monday, June 2, 2014
Tiny Cherry Pies
Tonight I made these tiny cherry pies.
I used 1 pie crust recipe (see below). I rolled out the crust and cut 12 - 4.5" circles using a Tupperware lid. I pressed the circles into a muffin tin and filled them with cherry pie filling (I used one can for all 12 pies). For the top crust I cut 2.75" circles with a cookie cutter, and cut little hearts out of the center with a miniature cookie cutter. I didn't press the edges together and learned the hard way why the edges should be pressed together: so all the filling doesn't bubble out the sides. Oh well.
Top with a scoop of ice cream if you like.
Pie Crust
1. Mix 2 1/2 cups all-purpose flower and 1 teaspoon each salt and sugar. Cut 2 sticks chilled unsalted butter into pieces. With a pastry blender, cut in butter, working until mixture is similar to course meal.
2. Add 4 tablespoons ice water; work with hands until dough comes together. If dough is still crumbly, add more ice water a tablespoon at a time (up to 4 more). Do not overwork.
3. Divide dough in half, and flatten halves into disks. Wrap disks separately in plastic; refrigerate at least 1 hour.
4. Roll dough out onto a floured surface.
Saturday, May 31, 2014
My Other Favorite Breakfast
This is my other favorite breakfast (to see the first one, click here):
2 Scrambled eggs
1/4 cup red bell pepper
1/2 cup chopped spinach
Fry in a little bit of coconut oil and sprinkle with Turmeric, 2 TB salsa, 1/8 c. shredded cheese, salt and pepper.
Top with 1/4 avocado, sliced
Turmeric is a spice that is extremely healthy. Here is the one I use Simply Organic Turmeric. There is a long list of health benefits, which includes lowering inflammation, promoting healing, fighting alzheimer's disease and cancer, and it's good for your skin. I also take these Turmeric Supplements.
Have a blessed day!
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Bears' home field worries Greg Jennings
Green Bay Packers receiver Greg Jennings became the latest member of the rip-Soldier-Field-turf club Monday, when discussing concerns for his team's matchup against the Bears in the NFC Championship Game.
NFC Conference Playoffs
Get all the news and commentary on the Packers-Bears matchup on ESPN.com's matchup page.
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Jennings called the grass at Soldier Field "probably the worst in the league," but added that the surface can "only play so much into the game if you allow it to."
Jennings watched the Bears' 35-24 win over the Seattle Seahawks in the divisional round on television, and noticed players slipping "on a couple routes," but added "that's going to happen regardless of what field you're on if you're in that type of climate."
Given the familiarity the Packers have with the Bears, they've come to expect Soldier Field to turn into a somewhat of a quagmire once the winter hits.
"The field, you never know what you're going to get. It kind of depends," Packers linebacker A.J. Hawk said. "The weather will obviously have a little bit of an impact on it. I think most of the guys on this team will figure out that both teams are playing on the same field. It's not like anyone is going to have an advantage."
Packers center Scott Wells doesn't expect footing issues to give either team an advantage.
"I have no concerns," Wells said. "It's equal field. It's the same for them as it is for us."
Criticized seemingly exhaustively by Chicago's opponents and the team itself, the turf at Soldier Field remains a hot-button issue. General manager Jerry Angelo said the team is still conducting studies to determine whether to switch to a synthetic surface. But the club says the most important consideration in making a switch is the safety of the players.
Bears tight end Greg Olsen took a sensible approach Monday when asked about the conditions potentially being an issue in the NFC title game.
"It's the middle of January in Chicago. We've had a lot of snow. It's been cold," Olsen said. "You don't have to be a scientist to know that grass doesn't grow in these conditions. It is what it is."
Michael C. Wright covers the Bears for ESPNChicago.com and ESPN 1000.
- Joined ESPN in 2010
- Previously covered Jaguars and Redskins
- Played college football at West Texas A&M
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Sephora COLLECTION The Weekender The Weekender
What it is: A zippered travel bag that hangs up for convenience and easy storage. What it does: Don't leave anything at home with this small travel bag that has a built-in hanger for easy accessibility. The zippered compartments are ideal for organizing jewelry, makeup, and toiletries, and the seven-piece brush holder promises to protect the integrity of your set.
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Project Morpheus 4 Hour Event at GDC in Sony Console |
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Posted 10 November 2012 - 19:22
Posted 10 November 2012 - 20:48
Posted 10 November 2012 - 21:35
I tend to get less crashes on ROMs that are stock or close to stock. If Motorola haven't gimped the bootloader, root it and try a stock ROM out.
Posted 11 November 2012 - 09:09
I meant did you check the comments to see if anyone else is having crashing problems?
Posted 11 November 2012 - 09:37
Posted 11 November 2012 - 12:18
It could the a victim of the x86 processor beating inside the Razr I. Intel worked damn hard to make sure nearly everything worked, but it's not 100% perfect. It's extremely unlikely that screwing around with rooting your phone or flashing a ROM will make the slightests bit of difference.
Posted 11 November 2012 - 13:08
i needed to to try and install some moduals for my dvb-t usb stick and to modify the bootloader, also i use usbtg and some things wont mount so i needed to use stick mount which needs root thats just to name 2 itemsI honestly don't see any reason to root an android device.
Posted 11 November 2012 - 16:42
that seems like a very special use case that's not only non standard, but very weird anyway.


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Jay Adams
Julio: 'I'm Ready to Go'
Julio: 'I'm Ready to Go'
Jay Adams
Published October 4, 2012 at 12:35 PMWide receiver Julio Jones returned to full participation at practice, as noted on Wednesday's Piedmont Healthcare Injury Report, after suffering a hand laceration during a Week 3 matchup against San Diego.
Speaking to the media Thursday, Jones said he doesn't see anything holding him back right now.
"Oh, yeah. I'm fine," Jones said. "I'm ready to go."
Jones didn't see much in the statline of Sunday's game, finishing with just one reception for 30 yards, but he said it didn't have anything to do with the injury.
"The Carolina game, they tried to double me and Tony (Gonzalez) throughout the whole game," Jones said. "Roddy (White) and Harry (Douglas) had the one-on-one matchups and you saw Roddy made numerous big plays, basically winning us the game. Matt (Ryan) was finding those one-on-one matchups."
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Well, Gee Whiz...
...Your quote...."I see no need for electoral college delegates for the presidential election."
Ponder this.......Who really cares what YOU see no need for?
Go ahead and peddle your snake-oil, but I have to break it to you...it appears that people here are not buying it.
- Login to post comments


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Take-out or self-catering in Burlington, VT?
- 6
- Follow
Heading to Burlington from Montreal for five days in early March with my two little (2 and 6) girls and their Dad. We're staying in a suites hotel we've been to before in S. Burlington. We've gone to The Farmhouse downtown and Prohibition Pig in Waterbury in the past, and after perusing this board I'm thinking of Penny Cluse and American Flatbread this time. But I'm also looking for some suggestions for either take-out or prepared dinner to heat up, to make some of the meals easier with the kids. Not sure if we'll be there on farmers' market day (still finalizing our dates) - other ideas for yummy local kid-friendly take-away? Thanks!
I second the Healthy Living recommendation. City Market in downtown Burlington off of Church St (by the Roxy movie theater) is similar to Healthy Living.
0 -
here is the farmer's market website
http://www.burlingtonfarmersmarket.orgMy wife is a regular at the food bar at City Market and I find it far more bearable than Healthy Living. August First Bakery/Cafe and Great Harvest Bakery are in the range of what you describe as well.


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Tag: DeveloperProgram
Tapjoy alters marketing strategy to comply with App Store changes
Down but not out, Tapjoy confirmed to AllThingsD that it is modifying its incentivized purchases to work within Apple's new ranking system and to ensure its apps will make their way into the App Store. Last week, Apple made changes in its app store ranking system that downplayed the ranking of ...
Apple banning pay-per-install apps from the App Store says Tapjoy
Apple is not only tweaking its App Store rankings to downrank pay-per-install applications, it may be actively banning these applications from the App Store. According to Tapjoy, several developers within their network are receiving rejection notices from Apple because their applications feature ...
Big Developer News: Mac Dev Program reduced to $99
After a many-hours outage, the Apple developer site is back -- and the changes are profound, at least on the Mac end of things. On the iPhone side, users are required to update their profiles, take a rather obnoxious survey and agree to new terms [Developer credentials required for link]. Unf...
iPhone dev program acceptance rate: 16%
As Steve Jobs opened up the keynote on Monday, he threw out a few numbers which, frankly, went by me without really clicking until today. At 10:10, my live blog reads as such: 10:10. 25,000 applied to dev program. 4,000 admitted. 35% of the Fortune 500 has participated in the program. Working with C...
iPhone dev program opened worldwide? First report!
I don't know if this is going to pan out or not, but TUAW reader Skaro (exterminate!) reports that he's been accepted into the iPhone developer program. Not a big deal until you realize that he lives in the UK and paid up his £59 fees. If true, this is huge. Many important 3rd party Apple d...
First iPhone Developer acceptances confirmed
TUAW has finally been able to confirm actual acceptances into the $99 iPhone developer program. This is what we have been able to learn: The accepted developers were apparently among the first to apply. Rather than wait for the SDK to download, many of the developers applied as soon as they saw th...
Software Updates
more updates- Apple Remote Desktop updated with Yosemite support
- OS X Yosemite 10.10.2, iOS 8.1.3 updates now available
- Sports Illustrated 120 SPORTS channel comes to Apple TV
- Logic Pro X update brings AirDrop support, new effects, tools, and more
- Parallels Access 2.5 released, adds file manager, computer-to-computer remote access
- The Google Translate iOS app is about to get a lot smarter


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Awarding Champions For 100+ Years.
2018 4th Av
Rock Island,
Billboard - The latest coupons and news on this business!
Early order discounts available year-round! Request a free catalog today.
MON 8:30am - 5:00pm | TUE 8:30am - 5:00pm | WED 8:30am - 5:00pm | THURS 8:30am - 5:00pm | FRI 8:30am - 5:00pm | SAT 8:30am - 12pm | SUN closed |
The show won't go on without us! Regalia Manufacturing Co. is your national provider for fair and event awards, ribbons, banners, sashes, trophies and flags – to name a few. Located in Rock Island, IL and founded back in 1897, we serve the entire USA, specializing in county fair supplies and 4-H marketing products. We have an extensive customized product listing and many stock trophies and plaque designs that are available.
A few of our most popular items:
• Ribbons
• Telescopic flagpoles
• Flags
• Custom imprinted items
• Trophies and awards
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• Crowns and tiaras
Brand names we carry consist of Regalia MFG, Uncommon USA, Flagsource, Valley Forge and Annin.
Early order discounts are available year-round. All stock products come with our quality assurance guarantee.
Call Regalia Manufacturing Co. today to order a free catalog for your next event!
Category: Signs|Trophies and Awards|Flags and Flagpoles
Regalia Flags by Shipping charges to high - 07/07/2011
Nice made product. But the shipping is extreme. Flag was $48.25 by the time they added shipping total $65.++. They charged for UPS, sent it FED EX, found it by porch day after they delivered it!
Serving: Rock Island IL, Peoria Tri County IL (Metro), Quad Cities IA (Metro), Sterling IL (Metro), Rockford IL (Metro)
Type: Banners, Sign Equipment, Event Signs
Service: Sign Design
Product: Trophies, Awards, Plaques, Medals
Type: Employee Awards, Academic Awards, Political Awards, Religious Awards, Sports Awards
Service: Trophy Engraving
Buying Options: Custom Trophies
Product: Flags, Flagpoles
Convenience: Delivery, By Phone
Payment Options: Cash, Personal Checks, Bank Checks, Visa, Mastercard, American Express
Promotions: Volume Discount
Products: Country Flags, Custom Imprinted Items, Ribbons, State Flags, Telescopic Flag Poles, US Flags
Services: Advertising, Design, Manufacturing, Printing, Screen Printing
Brands: Annin, Flagsource, Regalia MFG, Uncommon USA, Valley Forge
Details: BBB Member, Established in 1897, Kinds: Historical, Kinds: Indoor, Kinds: Military, Kinds: Outdoor, Kinds: Religious, Kinds: States, Number of Employees: 40, Number of Locations: 1
DexKnows Mobile profile for Regalia Manufacturing Co. in Rock Island, IL


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49:1387(124)AR - - Air Force, Air Education and Training Command, Randolph AFB, San Antonio, TX and AFGE, Local 1840 - - 1994 FLRAdec AR - - v49 p1387
[ v49 p1387 ]
The decision of the Authority follows:
49 FLRA No. 124
June 15, 1994
Before Chairman McKee and Members Talkin and Armendariz.
I. Statement of the Case
This matter is before the Authority on exceptions to an award of Arbitrator Raymond L. Britton filed by the Agency under section 7122(a) of the Federal Service Labor-Management Relations Statute (the Statute) and part 2425 of the Authority's Rules and Regulations. The Union did not file an opposition to the Agency's exceptions.
The Arbitrator sustained a grievance claiming that the Agency improperly failed to train and promote the grievant and ordered the Agency to provide the grievant backpay. For the following reasons, we conclude that the award must be set aside because it pertains to the classification of a position, a matter which is excluded from the scope of a negotiated grievance procedure by the Statute.
II. Background and Arbitrator's Award
The Union filed a grievance disputing the Agency's failure to "promote[] or . . . train[]" the grievant. Award at 2. When the grievance was not resolved, it was submitted to arbitration on the following issues:
1. Whether this matter is arbitrable? If so
2. Whether the Grievant had been wrongfully passed over for over nine (9) years of his employment at Randolph Air Force Base?
Award at 1.
On the first issue, the Arbitrator found that, as the grievance did not concern an alleged failure to select the grievant for promotion from among a group of candidates, it was not excluded from the scope of the parties' negotiated grievance procedure under Article 12 of the parties' agreement.(1) The Arbitrator also found that the grievance did not concern a classification matter and, therefore, was not excluded from the scope of the grievance procedure by section 7121(c)(5) of the Statute.(2)
On the second issue, the Arbitrator determined that the "work level of the [g]rievant was that of a WG-9 rather than a WG[-]5" and that the grievant "performed at the WG-9 level . . . during his employment" with the Agency. Id. at 9. The Arbitrator also determined that, although the grievant's supervisor testified that no WG-9 positions existed at the time of an earlier effort to promote the grievant, the fact that the grievant "was not formally promoted to a WG-9 because such a position may not have become open during this time frame [could not] reasonably be viewed as justifying the failure of the Agency to compensate the [g]rievant at the WG-9 rate for his performance of WG-9 work." Id. The Arbitrator concluded that the Agency's failure "to pay the [g]rievant as a WG-9" violated the parties' agreement in which, according to the Arbitrator, it was "implicit . . . that employees will be treated equally and fairly and without discrimination." Id.
As his award, the Arbitrator sustained the grievance and "directed that the [g]rievant be paid the back pay that he ha[d] been denied" for the previous 3 years. Id. at 10.
III. Exceptions
The Agency claims that the award is deficient because it concerns the classification of the grievant's position, within the meaning of section 7121(c)(5) of the Statute. The Agency asserts, in this regard, that the grievance concerns, and the Arbitrator made findings about, the grade level of the duties assigned to and performed by the grievant. The Agency also argues that the award is contrary to the Back Pay Act because, in the Agency's view, the Arbitrator failed to make the findings necessary to award backpay. Finally, the Agency claims that the award interferes with its right to make selections for appointment under section 7106(a)(2)(C) of the Statute.
IV. Analysis and Conclusions
As noted previously, section 7121(c)(5) of the Statute provides that matters concerning "the classification of any position which does not result in the reduction in grade or pay of an employee[]" are excluded from the negotiated grievance procedure. Where the substance of an award concerns the grade level of duties assigned to, and performed by a grievant, the award concerns the classification of a position, within the meaning of section 7121(c)(5) of the Statute. For example, U.S. Department of the Air Force, Scott Air Force Base, Illinois and National Association of Government Employees, Local R7-23, 38 FLRA 32, 36 (1990). Where, on the other hand, an arbitrator determines a grievant's entitlement to a temporary, career-ladder, or other noncompetitive promotion based on performance of previously-classified duties, the award does not concern classification matters. For example, National Treasury Employees Union and U.S. Customs Service, Pacific Region, 32 FLRA 1141, 1147 (1988). Of course, a disputed failure to promote a grievant under a competitive procedure also does not concern classification matters.
In this case, we conclude that the award concerns the classification of the grievant's position. In this regard, there is no indication in the record that the grievant challenged a failure by the Agency to promote him temporarily because he performed higher-graded duties. There also is no indication that the grievant claimed an entitlement to a career-ladder promotion. Similarly, although the grievance and award contain references to the Agency's failure to promote the grievant, nothing in the record shows that the grievant disputed the Agency's failure to select him for a competitive promotion or that the grievant claimed a noncompetitive promotion under any law, rule, regulation, or provision of the parties' agreement. Compare U.S. Department of the Air Force, Tinker Air Force Base, Oklahoma and American Federation of Government Employees, Local 916, 42 FLRA 1342, 1344 (1991) (grievant claimed noncompetitive promotion based on failure of agency to implement alleged oral understanding requiring such promotion after completion of certain training); U.S. Department of the Treasury, Internal Revenue Service, Los Angeles District and National Treasury Employees Union, 42 FLRA 252, 254 (1991) (grievant claimed that agency violated a settlement agreement requiring noncompetitive promotion after desk audit established that grievant's position should be reclassified at a higher grade).
In our view, the substance of the award concerns the grade level of the duties performed by the grievant. In this regard, the Arbitrator determined, based on his consideration and evaluation of the grade level of the duties performed by the grievant, that the grievant "was capable of performing work as a WG-9 and that he actually performed the same type of work that the WG-9's were doing for a period of years." Award at 9. Moreover, although the Arbitrator ordered the Agen


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1695 The Collegeway, L5L 3S7 Mississauga, Canada – Show map
Front desk gentlemen was apologetic. I appreciated his willingness to accommodate/help.
United States of America
Location worked very well for our needs - close to family
staffs are very caring and not hesitate to show concern of my waiting at the check-in. the environment was so welcoming.
The suite I booked was very spacious.
Loved the asetting band all the character of the Inn.. Something different from typical hotels. Also I was in the Carriage house upstairs and thought it was great.
hospitality excellent
The front desk employee was excellent. Very kind and polite. A beautiful building and easy to park.
Pleasant, helpful, welcoming staff and the lovely grounds
The location of this beautiful property is fabulous. If your stay is during the week, go for it. The weekend, take your chances!
Extremely quit place with a very good restaurant
This historic property was built in 1927 and it has rooms with plush bedding and free Wi-Fi. The property is within a 5-minute drive of the University of Toronto Mississauga.
The individually decorated rooms at The Glenerin Inn resemble a European-style boutique hotel and include large windows and a cozy sitting area with cable TV. The rooms are also equipped with free Wi-Fi.
Guests can dine in the hotel restaurant, which serves breakfast, lunch and dinner. The property also has a business center.
The Glenerin Inn is 17 miles from Pearson International Airport. The property is 19 miles from downtown Toronto, which features shopping, dining and entertainment.
We speak your language! Hotel Rooms: 30 This property has been on Booking.com since Sept 26, 2011.
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53 verified reviews
We verify all reviews from guests who have stayed at The Glenerin Inn. Find out more.
They speak your language!
The Glenerin Inn's staff speaks: Spanish, English
Booking is safe
When you book with us your details are protected by a secure connection.
BBQ Facilities, Grounds, Sun Deck
Golf Course (within 2 miles), Fishing, Hiking, Cycling, Sauna, Fitness Center, Spa, Massage
Food & Drink
Restaurant, Breakfast in the Room, Restaurant with Dining Menu, Special Diet Meals (upon request)
Free public parking is available on site (reservation is not needed).
Room Service, Packed Lunches, 24-Hour Front Desk, Concierge Service, Shared Lounge/TV Area, Daily Housekeeping, Meeting/Banquet Facilities, Business Center, Fax/Photocopying, Hair/Beauty Salon, Souvenir/Gift Shop, Honeymoon Suite
Non-smoking Rooms, Heating, All Spaces Non-Smoking (public and private)
Spanish, English
From 4:00 PM
Until 11:00 AM
Cancellation and prepayment policies vary according to room type. Please enter the dates of your stay and check what conditions apply to your preferred room.
Children and Extra Beds
All children are welcome.
One additional child under 12 years stays free of charge when using existing beds.
One additional older child or adult is charged CAD 10 per person per night when using existing beds.
All older children or adults are charged CAD 15 per person per night for extra beds.
One child under 2 years stays free of charge in a crib.
The maximum number of extra beds/cribs in a room is 1.
Any type of extra bed or crib is upon request and needs to be confirmed by management.
Additional fees are not calculated automatically in the total cost and will have to be paid for separately during your stay.
Pets are not allowed.
Cards accepted at this property
Hover over the cards for more info.
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The pillow!
Creaky floor over a busy kitchen. Not so quiet.
-Beautiful setting -Beautiful buildings, -Helpful, pleasant staff, -Food served on china, not plastic.
-Black mould on tiles in bathroom, -Breakfast food cold, overcooked and not replenished -Difficult to locate (lack of signs)
Location worked very well for our needs - close to family
We were told we had been upgraded 'free of charge', however the room was very small - compact and bijou in realtors terms...!
staffs are very caring and not hesitate to show concern of my waiting at the check-in. the environment was so welcoming.
The suite I booked was very spacious.
Customer Service: lack of knowledge about booking.com, how they charge credit cards at the time of reservation, and not booking.com. This could be a one-off, but the person I dealt with had very poor customer service skills and a lack of knowledge of what she was doing. In the end I was correct and the Inn had charged my credit card at the time of reservation. I was told to call booking.com or VISA to find out who made the charge when it was them all along. Waste of my time and super frustrating experience. You only have one chance at a first impression and they blew it for me, lost credibility.
Well, there was no cable and no pre advice that there was no cable. TV, etc . were unplugged on arrival. No coffee maker. Very small room. Outside air conditioned cause a lot of noise and vibration. Basically, will not return. Cable never did return in the a.m.
Loved the asetting band all the character of the Inn.. Something different from typical hotels. Also I was in the Carriage house upstairs and thought it was great.
Would have been awesome if there was a pool on site and I noticed cable on tv was a bit messed up , but otherwise it was good. wished breakfast was cheaper. lol We all went out for breakfast instead.
Front desk gentlemen was apologetic. I appreciated his willingness to accommodate/help.
hospitality excellent
in lobby to much noisy and walk walk way block.
The front desk employee was excellent. Very kind and polite. A beautiful building and easy to park.
The suite we had looked nothing like the one on the website. There were burned-out lights in the bathroom, a broken door knob and in order to get to the room we had to walk through an area that was being used for a wedding, so it just felt like we were in the way. Room service took about 40minutes and was almost $60 for a burger, fries and some chicken strips. We could hear the music pounding from the wedding all night. Room and food were not worth the money.
Pleasant, helpful, welcoming staff and the lovely grounds
Staff was very friendly. The building and room was outdated. A fresh coat of paint and updated fixtures would make this a go to destination.
The location of this beautiful property is fabulous. If your stay is during the week, go for it. The weekend, take your chances!
We had a fairly long booking for 5 nights. Weekdays were peaceful and quiet. However, our stay overlapped with a wedding that was booked for a Friday night. Although the management knew that we were staying in a room right above the wedding reception and directly over the DJ and his amplifier equipment, they made no effort to contact us to make alternate arrangements for our comfort. On our insistence we were given another room to sleep in at about 11 pm, but we were still kept awake by party guests until 2:20 am.
Nice property on the outside.
Room very small, musty smell. A/C was not cooling well. Bed creaked every time you move. Breakfast was at 8am, to late for us since we had to get to appointments. Lunch and dinners are reserved for the events booked at the Inn and not for the solo guest.
Extremely quit place with a very good restaurant
All prices are excluding TAX. Be aware of that when you book.
The staff was very caring and attentive to our needs. Norman saw that the room we had booked was their smallest room for a 4 night stay and we worked his magic to get us a larger, more comfortable room for a reduced rate.
It would be more like what did we miss and my husband wished for a hot tub/and or warm pool. We are both tall people so the king bed was 2 inches shorter than we are used to.
Our room was VERY tiny. I am a tall person and having the slanted ceiling by the bed was a bit dangerous.
I loved the spa!!
Slowness in getting into restaurant for supper and slowness in getting breakfast. That being said however the food was delicious.
Everything went well and the staff were quite accommodating. The back outdoor patio overlooking the ravine was great.
We were in Room 309. It seems the bathroom of the room next door was right beside our wall and the noise was way too loud--midnight and later.
Immediately felt at home. Very cozy. Terrific staff.
Ambiance Charm Priced accordingly for what we rec'd
few spider webs in the washroom but hey that happens the mattress was caving in and hubby had trouble not falling out....we got cozy. :)
The room was nice, it was quaint and comfortable. However the room was very hot. We stayed there in April 2014, it was not hot outside!
Not much
Beds creaked, air conditioner did not work, floor creaked when people walked in the room upstairs, walls were so thin I could hear our neighbour snoring all night long!!!!!
Excellent hospitality by all the staff and it was really a Home away from your Home stay for 16days for me.
Great atmosphere. Very nice staff. Cozy rooms. Great location.
Floors in room are so old that they make tremendous noise when you walk. The building was built in the 20s so it can't be perfect but the floors need major renovations. The windows, bathroom have been renovated which is great. I just hope floors are next... Still my favourite place in Mississauga.


text:
Hot DealWeather Or Not by Devin Knight - Trick $68.95 $23.00 Save: 67% off Reward PointsNo points earned yet on current order. Log in to see how many reward points you have already earned Categories
LoginTestimonialsMy first stop always
Whenever I'm interested in all things magic, MJM is the first place I go. They have an amazing selection, excellent prices and free shipping. I can't... No strings attached Incredible customer service. Jeff has followed up every customer support inquiry and ensures your shopping experience is top notch from on-site... |


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JCP Executive Committee Nominations
JCP Executive Committee Nominations The PMO accepts nominations from the Community for a period of 2 weeks. The nomination phase for this special election, where every member can nominate for election, will last two weeks, from April 12th to April 25th. One open seat remains on the SE/EE Executive Committee (term ends Fall 2012) and one open seat on the ME Executive Committee (terms ends Fall 2011). After the nomination period, a ballot will be emailed to all the members eligible to vote. The voting timeframe will be April 26th - May 9th, 2011.
For trouble logging in or other technical support questions please contact 1-800-868-3638 Ext. 521 (US or Canada) or 1-202-207-0521 (International).


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Let me just by saying life is to short to waste so before you read
this a few rules, number one make sure your real, i dont want to
play games, number two you have to be true to your self, if you are
not real about your self then you cant be real with me..... Now im
a hard working country boy that movied to the city. I am out going
and like to have fun, work hard play harder, im old school when it
comes to dateing and relationships, opening doors, flowers for no
reason all that good stuff. I love being romantic just to watch you
smile, i have been that guy that girls leave cause they were not
ready for some one who treats them so good cause they are so use to
be treated like crap.
Join OkCupid
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25 • Kerrville, TX • Man
I'm looking for
- Women
- Ages 18–25
- Near me
- Who are single
- For new friends, long-term dating, short-term dating
My Details
- Last Online
- Sep 17, 2013
- Orientation
- Straight
- Ethnicity
- Pacific Islander, White
- Height
- 5′ 9″ (1.75m)
- Body Type
- Fit
- Diet
- —
- Smokes
- No
- Drinks
- Socially
- Drugs
- —
- Religion
- —
- Sign
- Cancer, and it's fun to think about
- Education
- Graduated from high school
- Job
- Science / Engineering
- Income
- $50,000–$60,000
- Status
- Single
- Type
- —
- Offspring
- Doesn't have kids, but wants them
- Pets
- Likes dogs and likes cats
- Speaks
- English, Hawaiian
Similar Users
What I'm doing with my life
Don't overthink this one; tell us what you're doing day-to-day.
Living it to the fulliest just wishing someone out there would walk
with me!!!!!¡¡¡¡¡¡¡
I'm really good at
Go on, brag a little (or a lot). We won't judge.
Being my self, playing pool, being out doors and every thing it
consists. I am good at being spontauous i love it
The first things people usually notice about me
I'm an empty essay… fill me out!
is the fact that there is usally no one who can be unconfortable
around me i tend to be able to make the colds person feel good
about them selfs, as well is that they can also know that i can be
a hard a** when i need to be
Favorite books, movies, shows, music, and food
Help your potential matches find common interests.
fav movies are any of the marvel type movies, anything that has to
do with god like clash of the tittans, i like chick fliksas well
but most of all i like actions type movies. my showes are Glee,
The six things I could never do without
Think outside the box. Sometimes the little things can say a lot.
Family, friends, work, air, love and happiness
I spend a lot of time thinking about
Global warming, lunch, or your next vacation… it's all fair game.
Every thing my past my future and my present, but i tend not to
dwell cause they say yesterday is history, tomorrow in is a
mystery, but today is a gift, (thats why they call the present
On a typical Friday night I am
Netflix and takeout, or getting your party on — how do you let loose?
Going out and playing pool for apa (americas professionl pool
players association) and chilling with my family
The most private thing I'm willing to admit
I'm an empty essay… fill me out!
Im an open book so ask me anything but at the same time i can be a
mystery man lol
You should message me if
Offer a few tips to help matches win you over.
You wann have a good time and you wanna get treated right for a


text:
Thomas Hall Seabron Jr.
Position: LB
Height: 6-3 Weight: 215 lbs.
Born: May 24, 1957 in Baltimore, MD
High School: Cass Tech
College: Michigan (school history)
Drafted by the San Francisco 49ers in the 5th round (111th overall) of the 1979 NFL Draft.
Weighted Career AV (100-95-...): 2 (11397th overall since 1950)
Let people know you like this site. Sponsor this page for $5. Your message will replace this ad.
Output includes all games from 1960 to 2014.
Career Game Log: Regular Season · Playoffs · vs.


text:
July 5, 2012
4 comments:
I'm sorry... I cannot imagine your frustration. I hope she is better soon. We just finished battling something similar and it was not fun. Not.fun.at.all. I cannot imagine having to do it while on vacation and out of the normal routine.
Wow. You probably need a break. Let me know if there is anything I can do to help!
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text:
Congratulations! You're pregnant! Though most women are happy and excited to hear these two little words, they can also bring up a lot of worries and uncertainties if you are working out of the house.
To begin with, morning sickness is miserable enough but try dealing with it at the office and you will see what real nausea is! Especially in the early stages of pregnancy, when you may not want your co-workers to know the great news just yet, this can be a real challenge.
Try keeping water or tea by your bed, as well as some biscuits or crackers. In the morning, when you wake up but before you even venture out of bed, eat and drink something. This has been known to help settle the stomach and may ease the nausea.
Make sure you eat small meals throughout the day instead of three large ones. Ironically enough, an empty stomach will cause you to feel ill. If you do not eat too much but keep something in your stomach you are more likely to make it through the day.
Also, stay hydrated. Nothing will cure you the way endless liters of water can. Yes, you will be making frequent bathroom trips but it is better than gagging at your desk!
Once you get home from work, take some time to relax. Being pregnant can be very tiring and you will need more sleep and down time than usual. If a nap is unrealistic at least set aside an hour to unwind. Try reading a book, watching some tv or playing computer games like video blackjack. Whatever activity you choose the most important thing is that you are sitting and resting.
After you have rested it is a good idea to get some exercise. Consult with your doctor as to what type of exercise you can do. Usually yoga and palates are great choices for pregnant women as they loosen the muscles and get the blood flowing. As you begin putting on weight this can help stave off some of the uncomfortable side effects of pregnancy such as swollen feet and back pain.
Always remember, you are not the first woman to go through this and you won't be the last! Stay calm and happy and your baby will too.
Latest posts by LN (see all)
- Health and Wellness : What You Need When You're Trying to Lose Weight - February 23, 2015
- Health and Wellness : How to Get the Most Out of Probiotics for Healthy Digestion - January 28, 2015
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Germs in our body leave a trail of clues – fragments of their DNA – that are picked up by dendritic cells, the detectives of our immune system. These sleuths alert an army of other cells that hunt down and destroy the invaders. Scientists investigating how dendritic cells work have found that a protein called DEC-205 performs a crucial step. It sits on the cell surface and latches onto chunks of alien DNA, dragging them across the dendritic cell wall to special receptors inside. Here, we see dendritic cells from two mice. In the cell on the left, some DNA fragments are at the receptor site (the dots stained yellow) and others (shown in red) are elsewhere inside the cell, possibly in transit. But in the cell on the right, from a mouse genetically engineered to lack DEC-205, there are no fragments.
Written by Mick Warwicker
BPoD stands for Biomedical Picture of the Day. Managed by the MRC Clinical Sciences Centre the website aims to engage everyone, young and old, in the wonders of biomedicine. Images are kindly provided for inclusion on this website through the generosity of scientists across the globe.
We are currently offering no-fee advertising opportunities for scientific journals, which provide biomedical images for publication. If you are a journal editor, and would like to be considered for inclusion on our website, please get in touch with the Editor.


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Date: 1899-07
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Date: 1926 ca.
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Dil Dostii Dance completes 1 Year
Added on 4/12/2012 By : tellybuzz Overall Rating : Rate Me... Rating Saved! |
View : 91543 Comments : 85 Video Courtesy : www.india-forums.com URL: |
love tanha love tannu and sk
Loves d3...
specially sneha, shantanu and amarjeet singh...
u r the best...
love TaaRey...
any1 knows their address in mumbai like where they shoot????
love this show...
its very painful for me and my friends by seeing kriya in the song "aa re pritam pyare" of the movie rowdy rathore as a item song dancer...its really hurts...
congrats on completing 1 yrs and will kriya part came back again or wat?
So mad at Palki for ruining the best show on indian tv.So wish i hadnt had to see taani.Y couldnt hve she been missin instead if archie.
Wassup TV - Episode 56 - New Year Special
Views : 915456
Comments :927
Telly celeb walk the ramp for a cause..
Views : 727949
Comments :205
Its an awesome threesome for Cinevistaas ...
Views : 725001
Comments :393
KaJen's Dill Mill Gayye
Views : 430375
Comments :558
Celebs wish for the 8th B'day of India-Forums
Views : 369170
Comments :269


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You are currently browsing the tag archive for the 'Financial Inclusion' tag.
> Posted by Susy Cheston, Senior Advisor, CFI
The Financial Inclusion 2020 Round-Up 2014 e-zine, found on the CFI website, takes a look at progress toward financial inclusion in the year following the FI2020 Global Forum. It was at the Global Forum that five Roadmaps to Financial Inclusion were presented after two years of being developed and debated by dozens of financial inclusion experts. Now, imagine the editorial challenge of collapsing a year's worth of activity around each Roadmap into just two pages each.
While it's a fun read, I admit to a little cognitive dissonance as I page through the Round-Up. The brief analyses of where we stand around each of the Roadmaps to Financial Inclusion can be summed up in the quote "we're not as far along as we think we are." While that quote was about the Technology Roadmap, it could just as easily be said of the other Roadmaps: Financial Capability, Addressing Customer Needs, Client Protection, and Credit Reporting.
Yet despite the clear-eyed look at the ongoing challenges, the e-zine also tells a story of intense and productive activity by a wide range of actors. Legacy financial service providers—the heavy hitters with big resources and even greater reach—are investing heavily in financial inclusion. It's not just for corporate social responsibility any more; it's part of a new business strategy inspired by the discovery of an untapped and (they hope) profitable new market. Sprinkled in and around those vignettes are stories of scrappy start-ups doing the social entrepreneurship thing. Some of those services may not make it past 2015, but some of them have a "why didn't I think of that" inevitability about them. The diversity of actors and the energy are impressive.
> Posted by Center Staff
The 2015 Harvard Business School – Accion Program on Strategic Leadership in Inclusive Finance is now accepting applications for what will be another exceptional week of learning and exchange among world leaders in financial inclusion. The program will take place April 6-11, 2015 at the HBS campus in Boston, Massachusetts.
The 2015 HBS-Accion Program builds on nine successful years and over 550 participants – CEOs, presidents, executive directors, and other high-level professionals – from roughly 100 countries.
Today's landscape of financial services for the base of the pyramid is increasingly complex, with a diversity of products, providers, and support organizations extending services to previously excluded populations. Disruptive technologies and new ways of doing business are creating new possibilities for reaching more people with more types of services. It's an exciting time for financial inclusion, though for leaders steering their organizations through this landscape, the pace and magnitude of change may look overwhelming. Financial service providers participating in the program will benefit from the guidance of some of the world's best business minds to better understand the possibilities and the pitfalls of today's financial services marketplace. Policymakers, regulators, and investors will find it valuable to get a closer look at how the industry is evolving in countries around the world.
> Posted by Center Staff
Welcome to the second Financial Inclusion 2020 e-magazine!
It's been a year since the Financial Inclusion 2020 Global Forum. The Center for Financial Inclusion at Accion is taking this moment to review how the drive for financial inclusion is faring. With this e-zine we bring you highlights of the past 12 months from around the financial inclusion world – new ventures, milestones, and ongoing debates. Inside, you'll find a snapshot of progress in each of our five "Roadmap to Inclusion" areas, from technology-enabled business models to consumer protection. Over the past months we spoke with dozens of industry participants to gauge their views of the progress of each major recommendation presented at the Global Forum, and we've distilled their responses here. We learned of many exciting initiatives, though we have room to cite only a few.
To read the e-zine online, click the cover above or here. Although the e-zine is best viewed online, a PDF download is also available, here.
> Posted by Juan Blanco, Associate, Financial Inclusion 2020, CFI
Last Friday I attended an event organized by The Guardian and sponsored by Visa called "How to Bank Billions: Exploring New Models for Financial Inclusion in Emerging Economies" at George Washington University. Speakers included Camille Busette, lead financial sector specialist at CGAP; Martha Brantley, director of business development at the Clinton Global Initiative; and Stephen Kehoe, head of global financial inclusion at Visa Inc.
The panelists shared new models for financial inclusion, emphasizing the need to truly address consumers' needs and the importance of building a whole market ecosystem. Camille Busette affirmed that the intersection between these two approaches will truly advance financial inclusion. Other trends were highlighted, especially the need to have traditional financial services providers interested in financial inclusion in order to truly scale up its impact. Marin Holtmann from the IFC pointed out entirely new developments as mobile network operators (MNOs) acquiring banks or banks acquiring MNO licenses, as in the case of Equity Bank in Kenya.
The second half of the discussion was focused on barriers faced by the financial inclusion community. Most participants identified obstacles like regulation and traditional business models. However, the panelists agreed that these obstacles also present themselves as the greater opportunities. Stephen Kehoe illustrated both issues in a very insightful way. He stressed the need to develop public-private partnerships so that regulations are conducive to a growing ecosystem for digital financial services. Kehoe affirmed that the community doesn't need to work on one particular business model but rather five different business models:
> Posted by Alexandra Rizzi, Deputy Director, the Smart Campaign
India's new Prime Minister Narendra Modi created much fanfare and excitement upon the launch of a financial inclusion plan for the millions of unbanked Indians (currently estimated at 40 percent of the entire population). The Jan-Dhan Yojana (Scheme for People's Wealth) will provide a free, zero-balance bank account and a debit card allowing for electronic payments, coupled with accident insurance and overdraft protection. Indian media went wild for the aggressive first day of the program wherein 15 million bank accounts were opened.
While all should cheer the intention of Prime Minister Modi to build a more inclusive financial system, there are some cautionary tales, both old and new, that the scheme should learn from. The tool of a basic savings account has been touted for close to a decade in India where, in 2005, the RBI promoted a 'no-frills' account scheme. While millions of new bank accounts where opened under this scheme, researchers found that many of the accounts were dormant, underutilized, and hence ineffective at ushering the formally excluded into the formal system. Even in districts dubbed 100 percent included, the reality on the ground was far less exemplary in terms of enrollment and usage of accounts.
Prime Minister Modi might also take heed of a much more recent cautionary tale added by researchers at IFMR, a business school in Chennai. Co-authors Amy Mowl and Camille Boudot wanted to understand whether there were hidden barriers to individuals interested in savings and investing using a basic savings account. That savings account, formerly called no-frills, and now called a BSBDA (Basic Savings Bank Deposit Account), are mandated by the Reserve Bank of India to be offered by all banks. Mowl and Boudot hired and trained a group of mystery shoppers to pose as low-income customers interested in opening a BSBDA at 42 branches of 27 large banks in metropolitan Chennai. The experiences of these mystery auditors was tracked, recorded, and analyzed by the researchers. The results were stark.
> Posted by Carol Caruso, Senior Vice President, Channels and Technology, Accion
Guatemala presents great potential to advance financial inclusion through the adoption of digital financial services (DFS). Only 22 percent of the population has a bank account with a formal financial institution – in most cases one of the three largest commercial banks – while almost every Guatemalan household has a mobile phone (8.8 million unique subscribers among a total population of 15.5 million). Yet most financial transactions are still conducted at bank branches. The logistics challenge of reaching isolated rural communities results in high distribution costs for the banking sector, hence it is no surprise that in 2012 Fitch Rating described the banking system as highly inefficient.
Some innovation in delivering financial services has taken place in the last few years. A few banks have implemented agent networks and the three mobile network operators now offer mobile financial services. But the results achieved are far from what the players and the supervisory authority were expecting in terms of usage and increased financial inclusion. For example, the leading mobile money service, Tigo Cash, is being used by MFIs in a limited way. Instead of empowering clients to use the available mobile wallet, clients primarily use Tigo agents for cash-in/cash-out transactions. While this over-the-counter (OTC) service through an expanded distribution channel has benefits and works in nascent environments, it is far below the potential of DFS in Guatemala.
> Posted by Rishabh Khosla and Vikas Raj, Senior Investment Analyst and Senior Investment Officer, Accion Venture Lab
In May, India's new government, led by Narendra Modi, was elected in a landslide. Popular frustration with the Congress Party's increasingly ineffectual 10-year reign, made most visible by persistently low GDP growth, allowed for one of the most lopsided victories in Indian history, and the first time a non-Congress candidate had an outright majority in parliament. Wisely, Modi focused his election campaign rhetoric on economic issues and more efficient governance to revive GDP growth. The markets have reacted positively: the bell-weather BSE stock-index is up 20 percent since the start of the year. Two weeks ago, the government finally proposed a budget for the next year – the first real concrete recommendations for the economy since coming to power two months ago.
India is a key market for financial inclusion investors like Accion Venture Lab because of the size, depth, and strength of its entrepreneurial pool, as well as the persistent lack of financial services for the poor. Despite the huge success of microfinance in India, two-thirds of the working-age population lacks a bank account, mobile payments have yet to take off, and access to credit for small and medium enterprises (SMEs) remains abysmal.
> Posted by Sonja E. Kelly, Fellow, CFI
We are in full World Cup fervor in the Accion offices around the world, with jerseys making appearances at global staff meetings, water cooler conversations centering on surprise advancements (and eliminations), and a high incidence of lingering trips to the conference room screen to check scores in between meetings and deadlines. You could say things are getting a little heated as the group of teams still in the running gets smaller.
There have been a few attempts to use this global competition as an opportunity to better understand our world. The Wall Street Journal published a "World Cup of Everything Else," where countries can be matched up on categories from the hottest weather to the biggest eaters of seafood, and Dean Karlan produced a set of predictions based on population, poverty level, and interest in soccer to assess which country would experience the greatest increase in happiness with a World Cup victory (spoiler: Nigeria would have had the most aggregate happiness if it had won the tournament).
But what if the World Cup were a competition based on financial inclusion indicators? If we were to create a bracket where the country with the highest level of financial inclusion advanced, the European countries would all advance, which in my opinion wouldn't be very interesting.
What if, however, we use the World Cup system to see where the highest number of financially excluded people are? We crunched the numbers to show you, of the countries that made it to Brazil for the competition, who would "win" the title of "highest number of financially excluded people." Basing winners on the countries with the largest number of people without a formal bank account, we noticed a few surprises.
Read the rest of this entry »
> Posted by Center Staff
Expanding financial inclusion to the 2.5 billion unbanked individuals around the world is essential, but why does it matter, and is it possible in the next six years?
In recent years, the inclusion movement has achieved critical support and rapid progress. Last year universal financial access by 2020 was endorsed by World Bank President Jim Kim. Technology-enabled business models are catalyzing outreach, building on infrastructure like the mobile phones now accessible to six of the world's seven billion people.
In the following video, global financial inclusion leaders explore the questions of whether financial inclusion is possible by 2020, and why we should work towards that goal.


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Willdan Awarded $7.9 Million Energy Efficiency Contract By Orange & Rockland
Willdan Group, Inc. ("Willdan") (NASDAQ: WLDN) today announced that its wholly-owned subsidiary, Willdan Energy Solutions ("WES"), was awarded a $7.9 million energy efficiency contract by Orange and Rockland Utilities, Inc. ("O&R") to implement its new energy efficiency program for small business customers.
Pearl River, NY-based O&R is a wholly-owned subsidiary of Consolidated Edison, Inc. (NYSE: ED). This contract represents new, incremental WES business and builds upon the Company's success with a similar $67 million Consolidated Edison Company of NY contract awarded WES in 2009. Most of the O&R contract work is scheduled for completion by the end of 2011.
"The O&R Small Business Direct Installation Program complements our other projects in the State of New York nicely," explains WES President, Jay Bhalla. "WES is proud to be leveraging our expertise in the New York marketplace in support of O&R's ambitious energy efficiency program. I expect other utilities throughout the country will follow O&R's leadership in this regard, implementing similar programs for which WES is well positioned to compete for."
The program is one of several designed by O&R to help the State of New York achieve its energy reduction goals. The program offers New York small business customers free energy efficiency surveys, pays 70% of the installed cost for energy-saving measures and pays 100% of the cost of equipment such as compact fluorescent lamps, water faucet aerators, and high-pressure rinse valves. As the program implementation contractor, WES's responsibilities will include marketing, community outreach and partnering with the community and local business organizations, as well as on-site energy efficiency surveys and energy-saving facility retrofit projects in thousands of businesses throughout the Rockland, Orange and Sullivan counties in the State of New York.
About Willdan Energy Solutions WES is one of the nation's preeminent providers of specialized energy, water, and resource management services to a growing list of clients that includes utilities, local and federal governments, hospitals, schools, and private enterprises. WES's portfolio of services includes marketing and engineering, program management and implementation of energy efficiency and water conservation programs, and development and implementation of information systems for the energy industry. WES's expertise also covers hardware retrofits, commissioning and retro-commissioning, demonstrations of new technologies, energy efficiency education/outreach, sustainability strategy, and local government partnerships.Check Out Our Best Services for Investors
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June 11, 2006
David is cuddly, smart, giving, sympathetic, fascinating, honest, and can always read my mind whether I like it or not (frigin' soul mates)!
about me
I'm a community organizer, who has founded or co-founded several social and community service groups.
I'm just trying to be happy and help make others happy, too. PS: I'm always interested in meeting interesting people, so if you find anything here to your liking, be sure to email me.
You are not connected to David
want to grow your network?
! Vaudeville,
! Buskers and circle acts,
! Cabaret,
!! Mission Folks~ this is the barrio!!~,
+MISSION Action,
12 Galaxies,
Acid Jazz,
ALO *Animal Liberation Orchestra*,
alternative gay people,
Anon Salon,
Art Whore SF,
artfag mafia,
BARF (Bay Area Rad Fae),
bay area live music,
Bernal Heights,
Burning Man,
Burningman Queers,
Cacophony Society,
Cafe Van Kleef,
California Radical Faeries,
CARD GAMES (the good old fashioned kind),
Chicken John's bus,
Church of The Subgenius,
Culture Jamming,
Dark Room Bad Movie Night,
Dregs of the Bust,
dumpster diving,
East Bay Peeps,
East Bay Peeps Events,
East Bay Pub/Bar Tribe,
Faerie Village,
Free Advice On Any Subject,
FTM Personals,
Gay by the Bay,
Gay Geeks,
Gay Lesbian Bisexual Trans,
Gypsy Music,
Hahbi 'Ru,
How Dissonant is the Augmented Triad?,
March 21, 2005
Be David's friend.
You'll like it. October 14, 2004
David Kaye is a man deeply and passionately in love. Very rarely do you ever see someone so honestly smitten. The lucky object of his affections....The city of SAN FRANCISCO.
And like any good lover he knows her completely, lives for her moods, and would put everything on the line to defend her honor. Her music, art, politics, history, health and betterment are always on the very front of his mind. Go ahead... have a talk with him. You'll even see it in his eyes.
Tue, April 1, 2008 - 3:44 PM
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WASHINGTON, DC (AP) -- In a move that stunned the public broadcasting world, donations are down for the third straight quarter. The $60 donation, the mainstay of public radio and TV broadcasting, has all but disappeared. The reason: Tote bags. "Ever since Safeway, Kroegers, and other nationwide chains have begun to offer cloth shopping bags to reduce shopping bag waste, our numbers are down," according to Bishop Joey of the First Ch... read more
It's 10 days past the Mark of the Beast and we're still here.
Fri, June 16, 2006 - 6:53 PM
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Runaway Truck Tramps (fun honky-tonk) Jinx Jones & the King Tones (awesome rockabilly!) Stork Club Oakland 2330 Telegraph near West Grand www.storkcluboakland.com www.davidkaye.us Door at 9, $7 cheap And see the East Bay's largest Barbie Doll collection, get cheap but filling drinks, all that. By Car from SF: Take the FIRST exit from the bridge (I-880) and take the very first turnoff from that b... read more
I'd like to say thanks to the people who came to last Friday's show and the people who performed, notably Lord Loves A Working Man, Japonize Elephants, and Knees & Elbows. I've received many many positive comments in the days since, and it makes me feel really good to have been able to help expose people to some of the most brilliant performers the Bay Area has to offer.
Tue, May 30, 2006 - 11:20 PM
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It's funny how all this stuff works because there's always the assumption that someone somewhere is getting rich off ... read more
A couple people wrote me asking, hey, what about legal FMs? Well, there are still a few spaces to shoe-horn in legal FMs. They'd be low-power and not within a number of miles of San Francisco.
Mon, May 22, 2006 - 6:42 PM
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For example, a group applied for an FM in Moss Beach (that's near Half Moon Bay) a few years ago, and the FCC gave them a license. At this point it's largely a matter of building it out. The station, KLSI will operate on 89.3 with 80 watts. The antenna is directional so as not to interfere wit... read more
Richard Tuck is a guy who has always been in love with showbiz. Back in the day I used to go visit his Garage Roxie in El Cerrito, a garage converted into a movie theatre, with real full-sized projectors and a screen with curtains that opened and closed.
Fri, April 28, 2006 - 5:44 PM
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And, insatiable showman that he is, he bought the Circus Chimera, a traveling big-tent circus. But, that still wasn't enough. A couple years ago, Richard had the back of his office on San Pablo Avenue available for whatever, a... read more