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No, I'm not trollingSubmitted by SurfCityTom on Mon, 07/02/2012 - 1:28pm.
it just boggles the mind to see some of the dumb statements made by the ball park proponents. Even you've caught them with their own words. Every time they post, they lessen the liklihood the ball park will ever be built. Come to think of it maybe they are Fifth Columnists working under cover to ensure the ball park never gets built. They fail to take their own advise which is to remain silent and let the "game" play out in November. We knoe what Forrest Gump would say. »
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definetly duct tape
old age
Well you could do what my husband did He took his life by hanging,he left myself 3 boys and 3 grand children and 4step grandchildren 2 brothers and one sister and a mother.There are no words to say what it did to them or myself.I will never be the same but I have a big God who helps me every day.Why can't you get the help your need here and so many people love you ,why would you want to hurt them,what did they do to deserve this.We all go through trying times and wonder if tommorow will be any different it takes love for others caring,knowing life a gift, it is up to you to make something of that gift don't through it away.Your time of real happiness is coming don't miss out on it, Christ died for you,you don't have to die.He died so you could live,respect Him for that and believe He will see you through.I will be praying for you that God will make Himself real to you,He loves you!
stop being so ******* optimistic
being married to my ex
There is no best way. Im pray for you. Life is more imporant
I thought about that today and life is worth living , but living the right way. SO I am starting to change my way of thinking , so i don't commit the ultimate sin. Is hard to kill yourself when you still have a soul. I was suicidal ever since i was a kid. I don't know what's the best way to kiil yourself because if i did I would have done it. it takes ballsies and stupidity to let yourself get depressed and get to that point. But it is not something that you think today and act on it. Many of us have thought of it. But never acted on it. And like the piano keys. What goes up must come down and what goes down must come up. and then there is the middle ground. But you can't stay there forever. Life is the biggest game to play and going over the edge to think of this is thrilling. Cigarettes is not the best way , it can take years of suffering.

Here is a thought , how about kill yourself laughing . jajajaja.
old age (cool same answer at the same time) 8;05pm
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subset: commoncrawl


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Life, Love, LostLightened Love-Lips lying,Life, Love, Lost6 years ago in Free Verse More Like This
on a miserable murder mouth,
in the dark dancer's face,
hands holding the harmony,
shivering safe sanctuary,
enclosed eyes exploding,
Life, Love, Lost!
FishermenFishermen3 years ago in Free Verse More Like This
They fish
from tiny boats,
sampans and coracles -
red sails threading the sky
and bobbing
like poppies in the autumn sun.
Whales slip through waves
hunting silvered krill
and the spiny dusk
of urchins clinging to the sand.
And they wait
for lines to pull
their hands under
glistening with eel
and abalone,
hauling the afternoon
back to market
in hempen nets.
Drawn TogetherDrawn Together6 years ago in Free Verse More Like This
Drawn Together
Presumption foolishly ventures to pluck the most beautiful red
Apple from a tree that is twisted and withered to its core.
Poison has never before tasted so sweet.
Entranced by Alice's palatial promise, he pushes open the
Rusted rear gateway to the Overlooked Palace.
An ancient and decomposing mausoleum lays itself out before them like a
Nocturnal wonderland of death and decay.
Dreary specters silently perform their dismal waltz across the somber scene.
Ghosts of Overlooked Kings and Queens
Long since turned to dust.
Unity is the rose-colored placebo that
Eases the pain of relentless aging.
Copyright © 2009 Jarred Lee
(I Gave) My Soul (To You)(I Gave) My Soul (To You)3 years ago in Free Verse More Like This
(I Gave) My Soul (To You)
I'm inadvertently lost in that smile of yours
And in each and every single word that you say
Sometimes I don't even know who I am anymore
As you lead me on a path that I'll never astray
I will keep following you
Because I want you
And every night I can't help but watch you sleep
Down from the countless flickering stars, I'm soaring
And every time I wish I could step into your dream
Through the calming dead of light, I'm falling
I will keep loving you
Because I fell hard for you
While you're slumbering, I put my ear to your welcoming chest
And I can't help but lose myself within the echoing sounds
Putting me into a trance, it's such a feeling I will never forget
For those cherished memories are found
I will forever remember you
Because I need you
I never dare to slip into unconsciousness
As I pretend to meld myself into your fantasies
Entering a world that leaves me feeling somewhat restless
But the thoughts an
Yarn - StoryYarn - Story3 years ago in Short Stories More Like This
There it lies before me. Silently criticising me. Mocking me. Motionless. An orb. Large. Round. And very. Very. Blue.
This is not the first time I have come face to face with this foe. Nor will it be the last. Soon I shall annihilate him! And the safety of humanity will fall upon me. Tiddle's the superior!
Well what did you think I was going to say? Do you really think there are such things as super heroes? Don't be silly! Kittens however. We exist. Sadly not all of us have homes and we are forced to roam the streets, keeping those nasty rodents and their diseases at bay. Sadly, though, your human minds do not see us as the reliable cleaners we are, you see us on the streets and assume we are worthless or broken.
However, back to the orb. I'm not allowed to touch the orb. O
When I DieWhen I Die3 years ago in Free Verse More Like This
When I die
Will you sing for me?
When I die
Will you cry?
When I die
Will you send flowers to my grave?
When I die
Will you be brave?
When I die
Will you still love me?
When I die
Will you let me be?
When I die
Will you throw away the ring?
When I die
Will you walk over the land like a king?
When I die
I will always be with you
By your side
And sing to you all day long.
On my own apocalypseOn my own apocalypse3 years ago in Free Verse More Like This
If silk could melt
to drip down arms and goosebumped legs
in scarlet rivers, serpentine,
it seems only right
that the sky should burn as well.
Like roses heaped upon a stage,
cloaked in tumultuous applause,
the end will fall in exultation.
Shall we stand upon the shore
and taste the salt upon our lips,
basking in the last breezes
before the Breaking?
These last days are a ball,
a promenade of bliss,
sublime devastation,
a eulogy of memory.
Shiva, ever the gentleman,
asks for one last dance.
Reflections on Heaven.Reflections on Heaven.8 years ago in Philosophical More Like This
Do you believe in Heaven?
Not as in angels flapping around all dressed in white, playing harps and some saint at the golden gates, but some form of Heaven? And not as in simply believing in an afterlife, but believing in a Heaven, specifically. Not being dependent upon there being a Hell or there even being a God, but being dependent upon what you yourself think. As in, if you believe there's a Heaven when you die, there is. If you don't, there's not. And what defines Heaven? Is it predetermined, or is it a personal and conscious choice? Can we create our own Heaven in our own minds and hearts? Why does Heaven have to be some imaginary, cartoon-like place? By the sheer definition of Heaven, it should be something specific to each individual. Some place unique and separate from everybody else's Heaven. And initially, is the mere existence of a Heaven another personal choice? Maybe your Heaven is happy and lively and up in the sky. Maybe someone else's is simply being dead and/or sleepin
A.D. 17XX prologfeudal japan, year A.D. 17XXA.D. 17XX prolog6 years ago in Science Fiction More Like This
a world overrun with gangs, warlords, dugs. streets lined with the homeless and the scumbags from all over the island.
geisha houses on one corner and a school on the next. where most money is earned by steal killing or drugs.
This is the one place in the orient you would never want to get lost in. where gangs of children would slit your throat to sell your body
for this organ or that useless remedy to baldness. a ship appears on day in the harbor along with a thick fog. its tattered and torn up, the
sails are in tatters, and the main mast is snapped in half. blood and be seen upon its decks and limbs of its crew are scattered about. the
logs upon the ship state that its from the middle east, destined for europe, so how did it end up in eastern japan? the locals are quick to
throw aside the mass damage to the ship, they don't care what happened to the crew or why, as long as there's a profit to the cargo who
cares.inside all that they find is a plain, stone


text:
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Honda Accord Black 2013 [AUTO TV] Full HD 1080p I created this video with the YouTube Video Editor (http://www.youtube.com/editor) Fuel efficiency is also improved, with EPA estimated highway mileage ratings up to 36 mpg for the 4-cylinder Accord and 34 mpg for the V-6 Accord Sedan. Not only does Accord advance the state of the art in its segment, but the new Honda Accord models also introduce a host of new technologies to Honda - while serving as the first vehicle to use Honda's new Earth Dreams™ technology, which is dedicated to enhancing fuel efficiency and minimizing the company's environmental footprint. In early 2013, an all-new 2014 Accord Plug-in Hybrid (PHEV) Sedan will launch, followed by a conventional hybrid based on the same powertrain architecture in the summer of 2013, bringing Honda levels of fun and efficiency to the hybrid segment. In addition to the upcoming hybrid versions of the Accord, the all-new 2013 Accord Sedan 4-door is available in LX, Sport, EX, EX-L, EX-L V6 and new Touring trim levels, while the 2-door Accord Coupe comes in LX-S, EX, EX-L and EX-L V6 trim levels. Standard features on the new Accord include Bluetooth® HandsFreeLink® with audio streaming, USB/iPod® integration, rearview camera and an audio/information screen and an Eco Assist™ driving system. As in previous EX-trim Accords, a choice of fabric or leather seating upholstery is available. Other standard Accord features include dual-zone climate control, Pandora® internet radio integration and an SMS text messaging function. Available features include a hard disc drive (HDD)-based Honda Satellite-Linked Navigation System™ with Voice Recognition and FM Traffic, and Adaptive Cruise Control. New visibility technologies include an expanded-view driver's mirror and Honda's new LaneWatch™ feature - along with available features such as LED headlights, daytime running lights (DRLs) and brake lights. Safety advancements include a thoroughly revised Advanced Compatibility Engineering™ (ACE™) body structure and available Forward Collision Warning (FCW) and Lane Departure Warning (LDW) systems. Two Earth Dreams™ powertrains are available initially, including an all-new 2.4-liter 4-cylinder with Honda's first use of direct injection in North America, and a 3.5-liter V-6 with revised VTEC + VCM functions. In early 2013, the Accord lineup will see the first application of a new Earth Dreams™ 2.0-liter 4-cylinder/two-motor plug-in hybrid system in the Honda Accord PHEV Sedan. The Honda two-motor hybrid system will operate continuously through three modes - all-electric, gasoline-electric and direct-drive - to maximize fuel efficiency. The 2014 Accord Plug-in Hybrid will also serve as the basis for a conventional hybrid version of the Accord Sedan, which will join the Accord lineup in the summer of 2013. Accord 4-cylinder models will offer a continuously variable transmission (CVT) that helps the Accord achieve outstanding fuel-efficiency, along with a new fun-to-shift 6-speed manual transmission on selected models. The Accord's V-6 engine offers a choice of a new 6-speed automatic or in the V-6 Coupe, a 6-speed manual. The Honda Accord Plug-in Hybrid will feature a new electric coupled CVT.
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2013 Honda Accord | New Car Review | on Everyman Driver 2013 Honda Accord 4DR Sport Review on Everyman Driver. Visit http://www.everymandriver.com/ 2014 New Car Buyer's Guide: Top 10 Sedans and SUVs Reviewed: Buy it here: http://www.amazon.com/dp/B00LZ8R1SK Rudy Project Sunglasses 25% Off at this link: http://bit.ly/rudy-emd Enter the code 'EMD' during checkout at http://www.xx2i.com/ to receive a 50% discount! Everyman Driver Monthly Newsletter - http://eepurl.com/Pv651 Subscribe now to receive new Everyman Driver videos in your feed: http://tinyurl.com/cy4feab Listen Weekly to the Everyman Driver Podcast on iTunes: http://tinyurl.com/karlrtm Listen Weekly to the Everyman Driver Podcast on Stitcher: http://tinyurl.com/kxvrmox Like Everyman Driver on Facebook: http://tinyurl.com/bnys8za Follow Everyman Driver on Twitter: http://tinyurl.com/d3wo42l Dave Erickson is a Multi-Media Producer, Freelance Reporter, Videographer, Podcaster and Host. Before Everyman Driver, Dave spent 15 years working as a TV News Anchor and Reporter.
Episode #243 - 2013+ Honda Accord Sedan Sport Grille Installation Take your Accord to the next level with this Sport Grille. Fairly simple installation but does require removal of the front bumper. Buy Yours Here - http://www.collegehillshonda.com/product/08F21-T2A-100.html Genuine Honda Parts & Accessories 4600 Cleveland Rd. Wooster, OH 44691 1-888-244-6632
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2015 Corvette Z06 with Automatic Transmission runs 10.7 @ 129 MPH Drag Racing 1/4 Mile
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1997 Honda Accord SiR: 11.741 @ 117.400 Scott DiLonardo, Engine: F20b DOHC stroked to 2.2 L, Turbos: T3/T04 Tires: Yokohama Parada spec 2 215/40-ZR 17 in front 225/4
1995 Honda Accord EX: 13.019 @ 112.371 James, Engine: H22A, Supercharger: N/A Turbos: N/A Tires: Winstar
2003 Honda Accord EX V6 6 Speed: 13.107 @ 107.700 Paul, Engine: J30A4 3.0L V6, Tires: 205/55/16 Triangle Brand Summer Tires
1993 Honda Accord LX: 13.130 @ 104.000 Rick James, Engine: F22, Supercharger: none Turbos: none Tires: 215 25 21
1994 Honda Accord EX 4door Nitrous: 13.300 @ 106.300 Corey Bullock, Engine: 2.2 VTEC, Tires: Kumho ZRs
1999 Honda Accord EX V6 Coupe Nitrous: 13.434 @ 101.840 arnie b, Engine: 3.0, Tires: m&h slicks
1991 Honda Accord lx: 13.442 @ 103.980 john hatfield, Engine: h22a, Supercharger: na Turbos: na Tires: bfg drag radials
1990 Honda Accord lx: 13.491 @ 101.710 jonnyhonda, Engine: jdm h22a, Supercharger: none Turbos: none Tires: m/t 22/8
2006 Honda Accord EX 6spd: 13.570 @ 101.200 Bryan, Engine: J30a5, Tires: 215/55 Hankook Ventus V4
2000 Honda Accord EX: 13.643 @ 111.390 Jason Hart, Engine: F23A1, Turbos: Garrett T3/T4 57 trim Tires: 225/40/18 Continental Ext Cont DW
2003 Honda Accord EX V6 6 speed Gutted Interior: 13.653 @ 104.110 Paul, Engine: J30A4, Tires: 205/55/16 Triangle Summer Tires
1992 Honda Accord : 13.800 @ 105.000 Brett Shanley, Engine: h22,
1994 Honda Accord Turbo: 13.915 @ 102.780 Tory Russell, Engine: h22a, Turbos: t3/04e Tires: toyo t1s
1993 Honda Accord se turbo: 13.943 @ 100.000 jerrod, Engine: f22a6, Turbos: 1 t3 60mm
1990 Honda Accord ex: 13.950 @ 101.350 Josh Taylor, Engine: JDM F22B DOHC, Turbos: t3/t4 godspeed Tires: drag radials
2005 Honda Accord EX: 13.988 @ 100.000 Igor Guzenko, Engine: K24A3/ 2.4, Supercharger: no Turbos: Garret GT28 Tires: Bridgestone Potenza 235/40
2001 Honda Accord : 14.120 @ 102.350 Nashmy,johnn, Engine: 3.0L V6, Tires: Toyo proxes T1-S-245/40ZR18
2003 Honda Accord EX coupe: 14.144 @ 99.760 John Rankin, Engine: 3.0 V6, Tires: Toyo T1R 215/50-R17
2008 Honda Accord Coupe EX-L V6: 14.210 @ 102.060 NA, Engine: SOHC 24 valve V6,
1997 Honda Accord : 14.216 @ 97.030 Jason Harmon, Engine: 2.2L 4 cyl, Tires: crap tires
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Kevan Walker
Marriage & Family Therapist, MA, LMFT, LPC
""Identity is a social achievement". We live the stories we've had told about us, connected in a web of relationships with both people & ideas. Some of these narratives add to our agency, our freedom of choice, while others pigeonhole us into categories that make it difficult to pursue our preferences. In times of need people turn to those who can best support & advocate for our preferred selves, over & against overwhelming problems. Most of the time these supports are part of our natural circles: family, friends, a church leader, the lady at the grocery checkout. Sometimes others are drawn in.
Verified by Psychology Today
Drew Miller
Clinical Social Work/Therapist, MA, LPC
"Please view my website for details: www.drewmillerlpc.com
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John M. Fugett
Counselor, MA, LPC, CPRP
"I work with adult individuals and couples 18 years and up. I am experienced in the treatment of Bipolar Disorder, Major Depression, Obsessive-Compulsive Disorder and disorders associated with psychosis. I also work with individuals struggling with difficult life situations, helping them work through important decisions. Overcoming grief from the loss of loved ones or other devastating life change is also a focus of my practice. Often I treat individuals having difficulty coping with a variety of life's stressors. I enjoy working with couples to strengthen and build their relationship and to work through rough patches common to couples.
Verified by Psychology Today
H B Acker
Psychologist, PhD
"Confidentiality, trust, and therapeutic compatibility are essential for the successful resolution of a person's problems in counseling and psychotherapy. They form the foundation for an honest dialogue between client and therapist that enhances a person's ability to deal with what is true in their life. As a therapist, my job is to help clients identify and resolve those truths and move on, feeling better about themselves and more confident in their ability to handle the difficult problems and challenges that life presents.
MEDICAID covers Psychological Evaluations. MEDICARE and most other insurances cover the full range of the psychological services provided.
Verified by Psychology Today
Michael DeMolina
Counselor, MS, LPC, DCEP, MAC
"Hi! I've been providing counseling services for Alaskans since 1988. Whether the focus is on marriage and family relationships and communication, or issues like depession, anxiety, addictions or PTSD, the Wisdom treatment team and I provide highly respectful, confidential and individualized treatment choices for you or your family member.
"I love working with couples and individuals. If you feel stuck in your relationships or in your life, It could be around the cycles and patterns that have developed between you and your partner or independently. I combine forms of traditional therapy with cutting edge approaches to create a SAFE place for you to explore and resolve these issues.
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George R Kirchner
Counselor, LPC-S, NCC, CDC-S, ABHC
"We are stronger than we appear, more vulnerable than we know, and cleaver at keeping these truths from ourselves. Therapy is a mirror to see ourselves that gives us tools to access our strengths, compensate for our weak spots, and to take charge of our hearts, our minds, our lives.
Verified by Psychology Today
Tom McCabe
Counselor, MA, LPC
"Are you ready to change your life? I help people uncover the strength and motivation that lie beneath familiar habits and patterns. Together we develop new ways of looking at your life and new choices for you. Yes, you need to be willing to bravely face things that are uncomfortable or stuck in your life, but we do that as just one part of turning problems into opportunity and turning opportunity into success. Anxiety, anger, depression, and relationship problems -- they are all experiences we have; they do not have to define you or stop you.
Verified by Psychology Today
Alfred Collins
Psychologist, PhD, BCN, QEEGT
"I work with clients whose psychological issues cross the boundaries between the body, mind, and spirit. A special interest is the broad spectrum of problems surrounding "Attention Deficit Hyperactivity Disorder," often including anxiety, working memory deficits, and learning challenges. My approach integrates mindfulness, biofeedback, working memory training, and psychophysical self control with depth psychotherapy. I might first teach a client with ADHD mindfulness and breathing techniques to improve anxiety and attention, while reflecting on life experiences that give insight into the personal meaning of the attentional difference. Because many benefit from medication, I maintain close contact with prescribing physicians.
"I am a therapist with Greatland Clinical Associates which is a private clinic located in mid-town Anchorage. As a therapist, I strive to provide a supportive, respectful and collaborative therapeutic environment where you can fully explore your concerns, challenges, and values. I support the humanistic principles that people are best helped by a therapist who is psychologically present and establishes a therapeutic environment that is accepting, empathic, and authentic. The relationship the client and therapist build is itself an important agent of change and therefore, is an integral part of the therapy focus.
Verified by Psychology Today
Tom Lytle
Counselor, MA, LPC, NCC
"Alaska Counseling Excellence, Inc. believes there are times in a person's life when they need a trusted and confidential partner. A partner who can help a person explore the causes of his/her thoughts, feelings, or behaviors and develop new ways of thinking, acting and feeling. A partner who can assist a person in discovering peace and contentment throughout life's journey. At Alaska Counseling Excellence, Inc. counselors are trained to assist a person in their life journey. Alaska Counseling Excellence, Inc. is committed to helping individuals, couples and families achieve these goals in an environment that emphasizes confidentiality, respect, trust and compassion.
Verified by Psychology Today
Brad Holl
Counselor, MS, LPC
"I am a licensed Professional Counselor in the state of Alaska and have been doing direct care counseling and therapy since 2008. I have had the privilege in my career of being able to work with a variety of clients, age groups and client issues in multiple settings. I have worked both in residential and outpatient centers and I currently operate Lighted Path Therapy Services in Wasilla, Alaska. My practice has a dual focus. Part of my practice is child and teen focused, and the other part involves providing counseling services to adults.
Verified by Psychology Today
Glen Williams
Psychologist, PhD
"I try to meet clients where there are at developmentally. We build on your strengths towards a better quality of life.
I work well with children, adolescents, and their families; especially teenagers. Many of the young people I have seen have had behavioral difficulties. I also see adults with both short and long term difficulties such as depression, anxiety, PTSD, and addictive behaviors.
Verified by Psychology Today
Don Nelson
Counselor, MS, LPC, CDCI
"Most people feel anxious or depressed at times. Experiencing a personal loss, job loss, a divorce, or other difficult situations can lead a person to feel sad, lonely, scared, nervous, or anxious. These feelings are normal reactions to stressful life events. But some people experience these feelings almost daily, for no apparent reason, making it difficult to carry on with normal everyday functioning. This may be an indication of an anxiety disorder, depression, or both. It is not uncommon for someone with an anxiety disorder to also suffer from depression or vice-versa. These disorders are very much thinking disorders.
Verified by Psychology Today
Kelvin J Pace
Counselor, MS, LPC
"As a therapist, I believe that lasting change comes from the inside. I view therapy as a guide post to help individuals, couples, and families navigate difficult situations and to discover their inner strength and potential. I believe in providing a safe, nonjudgmental, and relaxed atmosphere to create a therapeutic alliance to help you attain your goals. For the past 5 years I have worked with children, families, and young adults from various backgrounds and life situations dealing with a wide range of complex issues such as trauma, depression, anxiety, and developing healthy relationships.
Verified by Psychology Today
Allen Blair
Counselor, PsyD, LPC
"As the former clinical director of a community behavioral health in Anchorage, I have experience providing therapy to a wide range of ages including: children, youth, families and adults experiencing a variety of challenges. I work with youth who experience disruptive behaviors, acting out, and substance use. I also provide care to individuals who have experienced abuse/ neglect and other adverse experiences in a trauma informed manner. I have experience working with individuals experiencing anxiety disorders, mood disorders, and individuals on the autism spectrum. I also provide forensic behavioral health assessments for the court, illuminating an individuals treatment needs.
Verified by Psychology Today
David D Moore
Psychologist, PhD, MEd
"I have been a credentialed therapist since 1981 & a licensed psychologist since 1996. I practice general psychology & dual disorder therapy. My specialty areas are substance use prevention & recovery, couples counseling and case managing teens. As a researcher I have been the Associate Director for the University of Washington's Center for the Study and Teaching of At-Risk Students 1987-2004; then was appointed to the faculty of Johns Hopkins, Department of Mental Health [2004-2007]; and now teach doctoral therapists and psychologists [Argosy University--Seattle]. I also practice in Juneau Alaska, providing integrated medical care with their family practices.
Verified by Psychology Today
David Mccormick
Counselor, MEd, LPC
Verified by Psychology Today
Joshua Miller
Marriage & Family Therapist, LMFT
How can I tell if a therapist is right for me? Therapists in Alaska (AK) have broad skills and are able to work with a wide range of issues. For example, if you're seeking a marriage counselor in Alaska (AK) you'll find that most therapists are trained in marriage counseling or couples counseling in Alaska (AK) and couples therapy. And they welcome families for family counseling in Alaska (AK) or family therapy in Alaska (AK).
How to find a specialist? If you're looking for specialist counseling in Alaska, such as a child psychologist or sex therapist, try to refine your search with our left nav bar. |
What method of therapy is right for me? When it comes to treatment methods, there's no "right way". A couples counselor or a family counselor may use different treatment methods depending on the one that works best for you. |
How to use my insurance? Many therapists accept health insurance. Check to see if your insurance is covered. Feel free to discuss this when you contact the therapist. |


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Craig, Colo. April 5, 2010
This view of the pond and the large oak shows the oasis nature of the pond, it is a green island in golden fields. Only oaks and bay trees grow in these dry hills. Bluebirds and coyotes live up here, and red tail hawks are frequently heard and seen.
This oasis is a frog haven. Hundreds of frogs blend in along the shoreline and hop into the pond in a great cascade when one walks along its shore. The water is quite low this time of year. The larger frogs eat the smaller ones and only a few will be left by seasons end. Turtles and whipsnakes eat all that they can. ...
From Morgan Territory Regional Preserve one can get a great view of Mount Diablo. There is a trail from here to Mount Diablo. This April day had lupins in full bloom and shows oaks with their leaves almost fully out. The grasses are turning golden since our last rains have probably already occurred until November arr...
Another afternoon at the pond in the early afternoon in mid July. A large turtle crossed the pond and a three foot Alameda whipsnake while I took this shot. The dragonflies were very busy and hardly seen at 1/800th.
Location: Palo Parkway Open Space, Boulder, CO, USA Habitat Type: Riparian Marsh Date Visited: 6/4/10 Time Visited: 07:45-11:30 a.m. General Site Description: Small, marshy area, grasses merging to cattail marsh, set back against thick deciduous riparian area. Site bordered by residential, athletic field areas, runn...
Phipps Conservatory
At night
I think this is bamboo. Will update facts soon.
About one mile in from trail head on the trail to Morgan Pass in John Muir Wilderness near Bishop Calfornia.


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Medicare Part B premiums to jump 10% in 2001
Medicare Part B premiums will rise $4.50, or 10%, next year to $50 a month, the largest increase in recent years.
HHS said that the increase reflects rising health care costs and legislative initiatives that will increase Part B spending. The Part B premium covers physician services, hospital outpatient care, durable medical equipment and other services outside of hospitals.
The increase follows a period of relatively flat premiums. There was no increase in Part B premiums last year, an increase of $1.70 in 1999 and no increase in 1998. Accounting for inflation, Part B premiums have risen by less than a dollar since 1994.
HHS also announced that the Part A deductible for inpatient hospital care will rise $16 to $792, an increase of 2%.
Analysts said they are concerned that the increase in Part B premiums comes at a time when elderly people face increases in other health care expenses like prescription drug costs, co-insurance payments and Medicare supplemental policy premiums.
More on Medicare premium increases is on the Web at www.hhs.gov/news/press/2000pres/20001018.html.
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Martin Universal Design Height Adjustable Contour Stool with Casters
Martin Universal Design Height Adjustable Contour Stool with Casters
Weights & Dimensions
Adjustable Height
Additional Weights & Dimensions
Product Type: Industrial/Shop stool | Base Finish: Chrome |
Seat Finish: Black | Gloss Finish: Yes |
Frame Material: Metal
| Seat Material: Plastic |
Number of Items Included: 1 | Swivel: No |
Base Type: Pedestal | Ergonomic: No |
Contoured Seat: Yes | Casters: Yes
Footring: No | Adjustable Height Stool: Yes |
Arms: No | Upholstered: No |
Backed: No | Commercial Use: Yes |
Country of Manufacture: China |
Assembly Required: Yes | Additional Parts Required: No |
About the Manufacturer
Martin Universal Designs feature an array of products to service all your design needs, featuring bags to travel, whether it be to and from the studio or class. They offer a variety of styles and shapes for your personal taste and your art/drawing supplies as well as drawing furniture, from classic solid red elm furniture, to functional steel. Their drawing furniture is the number one choice for the professional or student. Their wooden easels are functional, beautiful and come in a variety of styles to suit any taste.Martin Universal Design Height Adjustable Contour Stool with Casters
"Hello, what is the height adjustment for this seat?" asked by Freida
Still have questions about this product? We're here to help
Customer Reviews
5 star | 0 | |
4 star | 0 | |
3 star | 2 | |
2 star | 1 | |
1 star | 0 |
Attractive...but! skylark211 from Florida– Verified Buyer I think it looks good but the style of the seat allows you to sit on it from one direction only. You have to turn the seat around before you can sit on it. The seat is also way too slippery. I have slid off of it and onto the floor. Now I keep it at it's lowest level and use it very seldom. |
Loose wheels Shirley from Greenville, PA– Verified Buyer The stool is very nice but the wheels keep coming loose. I had them fall off twice on me. Other than that the stool was fine. |
Valued Customer from California– Verified Buyer |
Height Adjustable Contour Stool with Casters is also sometimes listed under the following manufacturer numbers: 91-0110BK


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Enchanted Christmas by -Melkor- ()
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S. Dinakar
Setback in third ODI could mean no comeback for the host
Tendulkar, Dravid and Ganguly have been under needless pressure
Ponting could take Brad Hodge's spot at No. 3
Hyderabad: The Future Cup series is on the boil. The third game – the visitors lead 1-0 – could be pivotal to the outcome of a seven-match series, effectively reduced to six after the abandoned verdict in Bangalore. A setback here and it would mean no comebacks for the Indians.
The sky was overcast here on Thursday. The forecast for Friday says the weather will be "generally cloudy with rain in some parts of the city." The conditions could greatly influence the course of events.
The surface at the Rajiv Gandhi Stadium has encouraged pacemen in the initial phase. In the India-South Africa duel here nearly two years back, the host lost five wickets for very little in the morning and lost the match. For India, at least, fielding first is the more likely option in the event of winning the toss.
Ponting may play
The influential Ricky Ponting is expected to lead the side and could take Brad Hodge's spot at No. 3. The innovative Brad Haddin, who has provided the innings momentum in the end overs, should keep his place. Experienced left-arm paceman Nathan Bracken is back as well and could replace either Mitchell Johnson or all-rounder James Hopes.
Sourav Ganguly batted at the nets and should come in for Gautam Gambhir or Robin Uthappa. At the end of the day, it is performance that matters, and the seniors, Sachin Tendulkar, Rahul Dravid and Ganguly have been under needless pressure.
In the three ODIs that India clinched in England, Tendulkar, who batted with refreshing freedom, and Ganguly laid a solid platform. Dravid's effort in Bristol must rank among the finest ODI innings by any batsman over the last two years.
While the Indian Twenty20 side should be given its due for a fantastic triumph, it must be realised that ODI cricket brings with it different demands in terms of focus and innings-building skills.
There has been, sadly, much bad blood between the teams. Both the captains have already been spoken to by the match referee and the umpires. A hefty fine or a ban awaits subsequent offenders in this series.
Sreesanth, if he holds on to his place, will be under intense scrutiny. If he switches his mind back to his match-winning burst against the South Africans in the Test at the Wanderers, Sreesanth would realise that he was relaxed and calm as he ran in to bowl.
India has serious bowling worries with the Australians hustling the Indian spinners. The Aussie batsmen have used their feet to go after the spinners, forced them to shift line.
Off-spinner Ramesh Powar must have realised the difference between bowling at the Englishmen and the fleet-footed Australians adept at reading the hand. Powar has been tentative, his length has suffered and with it the crucial element of his bowling — the dip. Even the more experienced Harbhajan Singh was forced to switch his line.
Brilliant running
The Aussies have also run brilliantly between the wickets. Dhoni might have to take the calculated risk of placing his fielders in single-denying positions and forcing the Aussies to go over the top.
There is a possibility of left-arm paceman Rudra Pratap Singh replacing Powar but then such a move would leave the spin department thin with Harbhajan, not yet at his best. Both Tendulkar and Yuvraj went for runs in Kochi.
Finding the right mix is never easy, when you are up against the World Champion.
The teams (from): India: M.S. Dhoni (captain), S. Tendulkar, S. Ganguly, R. Uthappa, R. Dravid, Yuvraj Singh, I. Pathan, Harbhajan Singh, Zaheer Khan, R.P. Singh, S. Sreesanth, G. Gambhir, R. Powar, R. Sharma, D. Karthik.
Australia: R. Ponting (captain), A. Gilchrist, M. Hayden, M. Clarke, A. Symonds, B. Haddin, B. Hogg, B. Lee, S. Clark, M. Johnson, N. Bracken, J. Hopes, B. Hodge, B. Hilfenhaus, A. Voges.
Umpires: Steve Bucknor and Suresh Shastri. Third umpire: Pratap Kumar; Match Referee: Chris Broad.
Play begins at 9 a.m.


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Started this discussion. Last reply by Stacy Cotheran Feb 26, 2009. 32 Replies 0 Favorites
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31 year old man | Claypool, AZ, USA | Seeking women 25-33 within 100 miles
Active within 24 hours
Lets see, I don't really know what to put up here. I am new to this am and looking forward to seeing who I can meet. I am so tired of the...
Lets see, I don't really know what to put up here. I am new to this am and looking forward to seeing who I can meet. I am so tired of the bar seen. I live in globe and don't really see myself meeting anyone from here. I am a genuine down to earth person. I believe that marriage is for a lifetime. I come from a family that taught me these values. That's pretty much why I am still single, I want to find the right person, my best friend. I love the outdoors, sports and music. Feel free to message me if you would like to know more!
Camping , Coffee and conversation , Cooking , Dining out , Fishing/Hunting , Movies/Videos , Playing cards , Playing sports , Travel/Sightseeing , Video games , Watching sports
Basketball, Billiards / Pool, Bowling, Football, Golf, Swimming, Tennis / Racquet sports, Walking / Hiking, Weights / Machines
I exercise 1-2 times per week.
Hang out with family and friends. Play sports or just chill.
Him | What he is looking for | |
Appearance | ||
Height: | 6'0" (182cms) | 3'0" (91cms) to 8'11" (271cms) |
Body type: | About average | Slender, About average, Athletic and toned |
Eyes: | Blue | No preference |
Hair: | Auburn / Red | No preference |
Lifestyle | ||
Smoke: | Yes, but trying to quit | No preference |
Drink: | Social Drinker | No preference |
Occupation: | I'll tell you later | No preference |
Income: | $35,001 to $50,000 | No preference |
Relationship: | Never Married | No preference |
Have kids: | No | No preference |
Wants kids: | Definitely | No preference |
Background | ||
Ethnicity: | White / Caucasian | No preference |
Faith: | Christian / Catholic | No preference |
Languages: | English | English |
Education: | Associates degree | No preference |


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1333 Gough St APT 3H, San Francisco, CA 94109 is Off Market
1333 Gough St APT 3H, San Francisco, CA 94109
1 bed1 bath773 sqft
This home is not currently listed for sale or rent on Zillow.
A Zestimate® home valuation is Zillow's estimated market value. It is not an appraisal. Use it as a starting point to determine a home's value. Learn more
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My Notes
EditLarge One Bedroom One Bathroom in Mid-Rise Lower Pacific Heights building, hardwood floors in the living room and wall to wall carpet in the bedroom.Spacious living room that offers a private balcony, clean kitchen with plenty of counter and cabinet space.Bathroom offers a shower/tub combo that is bright and clean.Heath Club on site featuring two tennis courts and weight room at $45/month One car parking is available at $275/monthPets are ok prior to a pet screening process by building management. Pet deposit is half month rental rate.24 hour doorman and guest parking available on building premises. $2725/month 12 month lease term Security Deposit: 1.5 times rental rate Pet Deposit: after pet screening is half month rental rate Garage Parking: $275/monthBenjamin OBrien 415.828.8494Ca. DRE# 1853049AMSI Real Estate Ca. DRE# 1254853… More Less
- Apartment
- Laundry: Shared
- Parking: Garage - Attached
- Deck
- Doorman
- Elevator
- Fitness Center
- Flooring: Hardwood
- Patio
- Porch
- Tennis Court
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The Rent Range is the high and low estimate for which an apartment or home could rent. The more information we have, the smaller the range, and the more accurate the Rent Zestimate. See data coverage and accuracy table
The Rent Range is the high and low estimate for which an apartment or home could rent. The more information we have, the smaller the range, and the more accurate the Rent Zestimate. See data coverage and accuracy table
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Homes like this sold for $11K-1.0M.
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Zillow predicts Lower Pacific Heights home values will rise 8.3% next year, compared to a 3.1% rise for San Francisco as a whole.Foreclosures will be a factor impacting home values in the next several years. In Lower Pacific Heights, the number of foreclosures waiting to be sold is 5.7% greater than in San Francisco, and 39.4% higher than the national average. This higher local number may prevent Lower Pacific Heights home values from rising as quickly as other regions in San Francisco.
Learn more about forecast calculations or Lower Pacific Heights home values.… More Less
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We chose this hotel based on TA reviews and its position close to our route from France. The Receptionist was very helpful, with excellent English. We had to phone as the address given is a pedestrian only plaza - be sure to check the directions! The hotel allows dogs and there is a big park just a couple of streets... More
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- TripAdvisor is proud to partner with Expedia, Booking.com, Hotels.com, Priceline, Agoda, TripOnline SA, Odigeo and Tingo so you can book your Globales Hotel de los Reyes reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.


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Alarum. Enter Brutus and Messala
Ride, ride, Messala, ride, and give these bills include("$IP_TMPL_DIR/pretitle.php");?>William Shakespeare: Julius Caesar, Act V, Scene II Click Here! infoplease Atlas Encyclopedia Dictionary Thesaurus Day in History Home World Countries Atlas News History Geography Structures & Buildings World Rulers Disasters Flags of the World Statistics International Relations Travel Religion U.S. Fifty States Cities Atlas News History Geography Buildings & Structures Disasters Statistics Military Gender Issues Race & Ethnicity Postal Information Arts & Entertainment Sports Homework Help Geography History Language Arts Math Mythology Research Tips Science Social Studies Speaking & Listening Tips Study Tips Writing Center People Academia & Culture Arts & Entertainment Business Government Newsmakers Science Sports History & Gov't World History U.S. History Timelines U.S. Presidents U.S. Government U.S. Elections U.S. Supreme Court U.S. Monuments & Landmarks U.S. Documents Science & Health Astronomy & Space Aviation Environment & Energy Health Inventions Life Science Physical Science Technology Weather Weights & Measures Calendar & Holidays Calendars Seasons, Months, Days Holidays Holiday Features Business Business Consumer Resources Economy Employment & Labor Personal Finance Poverty & Income Taxes The Fifty States | Share Classics > Poetry > Shakespeare's Plays > The Tragedy of Julius Caesar > Act VScene IIThe same. The field of battleAlarum. Enter Brutus and MessalaBrutusRide, ride, Messala, ride, and give these bills Unto the legions on the other side.Loud alarumLet them set on at once; for I perceive But cold demeanor in Octavius' wing, And sudden push gives them the overthrow. Ride, ride, Messala: let them all come down.Exeunt Click Here! Click Here! Calculator Spelling Checker Place Finder Distance Calculator Periodic Table Conversion Tool Perpetual Calendar Year by Year Fact Monster 24 X 7 Private Tutor 24 x 7 Tutor Availability Unlimited Online Tutoring 1-on-1 Tutoring Explore Free Calculus Help , 12th Grade Math
Ride, ride, Messala, ride, and give these bills Unto the legions on the other side.
Loud alarum
Let them set on at once; for I perceive But cold demeanor in Octavius' wing, And sudden push gives them the overthrow. Ride, ride, Messala: let them all come down.


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Icons of the week – #60
We've been through the latest work published by the talented icon designers and illustrators out there. Check out a new app icon by Ramotion, icons by Creative Dash for UI8 and a great animated hipster skull. Also, a sneak peek of our upcoming Mac App for Pro subscribers.
35 Free Vector Halloween Icons – Exclusively on Iconfinder
Our good friends at Iconsmind.com made this horrifically wonderful set of 35 vector flat style halloween icons. And because the designers at Iconsmind are such a generous bunch, they have decided to give the entire icon set away for FREE. Just click the image to download.
Can Sketch or Affinity designer replace Adobe Illustrator?
Icons of the week – #59
We've stumbled upon some great new icons this week. This time we've added comments to each icon. Enjoy!
Icons of the week – #58
Flying pigs, cartoon tigers and animated icons – it's all in here for this week's icons of the week #58. Enjoy!
4 easy ways to recolor icons
200 Free and Premium Halloween icons
It's pumpkin season, which means time for pies and pumpkin spiced cafe latte. It also means Halloween is coming. And while dressing up and handing out candy is reserved for October 31st, chances are you have a halloween campaign coming up. For that we have 10 wonderful iconsets in different shapes and style. Both free and premium artwork.
Justifying spending time on "worthless" coding
Have you noticed something different about Iconfinder in the last few weeks? No? You weren't supposed to. But, in fact, everything, other than what you as a user actually see, has changed. In the last month almost half of the code base running Iconfinder has been swapped out for a completely new structure in what is arguably the biggest refactor we've done since we switched to a brand new code base in late 2012. Continue reading


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6th February 2013, 03:13 AM | #34281 |
diyAudio Member
Just out of curiosity what type of plastic did you use for the suspension? TAD uses the beryllium itself but to try and get down to 2.5Khz I feel will not be practical for that much excursion. |
6th February 2013, 03:24 AM | #34282 | |
diyAudio Member
Join Date: Jul 2011
Location: Portugal
We first used a lot of 4track virtual machines (Akai DD1000) working in sync. Not designed at all for that kind of work. We had designed a computer based program to drive the machines in midi with ATARI's computers. That surprised a lot Akai, so they came from Japan to visit us and few time later asked us to help them to design a new more powerful machine with can be used for movie work. We realized with them the DD1500, a fantastic 16 tracks virtual recording, editing and mixing machine, with DSP etc... Those machines had survived at all the computer progress for more than 15 years, incredible !!! We had a lot of them, working in dispatch from a nodal to reach an unlimited number of tracks in each room, including the mixing studio. One sympatical detail: As the line inputs where feed in permanence in first-in first out memories, it was possible to edit sounds that occurred one second BEFORE the record button was fired. The machines was able to synchronize in slave with all existing equipments at this time, audio (SMPTE), cinema (Biphase) or video and can be used as a digital master clock too. To come back to this super tweeter question, i would like to add some precision. I use a JBL driver up to 16Khz. All my attempts to add a tweeter gave bad results. Of course, the tweeter was time aligned. But the tweeter i was using was not going so high in frequency. So i wonder if the phase problems induced by the filters was not adding more prejudice than benefit. May-be, trying to cut the tweeter at 16Khz with a super tweeter up to 50Khz would give better results ? About Plasma tweeters, i had experience and measurements with IONOVAC. Very bad : they just produced some kind of modulated pink noise.
Ultimate Protection and more.The Only Source of Knowledge is experience, everything else is just information ©A. Einstein Last edited by Esperado; 6th February 2013 at 03:44 AM. |
6th February 2013, 03:50 AM | #34283 |
diyAudio Member
Join Date: Jul 2003
Location: berkeley ca
A small correction, Jack Bybee's Bentley was only certified at 202.9 MPH at the Bonnieville Salt Flats driven by Jack, himself, rather that 205 MPH that I first presumed. '-)
6th February 2013, 04:03 AM | #34284 |
diyAudio Member
I have no experience with the plasma tweeter and don't intend to even look in that direction, I'll leave that to others to play with........ As to your upper frequency response I don't know if you are using a 2", 1 1/2" or 1" driver for your top end. I would take a look at the Brush Wellman beryllium replacement diaphragms and see if the decrease in mass wouldn't help lift the top end. I know I have read articles that have said lowering the mass has no effect but I don't believe that. And the resonance modes are moved higher in the band. The only problem is that the diaphragms are so expensive, but we are after the best sound not the cheapest sound we can get. You and I both know that live sound reinforcement is very different than playback and the requirements are very much different. If size was not an object I would build an ultimate horn system, but alas I just don't think I want to bring any of my double 18" waveguides into the house. I have 8 units that I need to finish but I will sell those to someone doing PA work. I used four of these cabinets to replace 16 of the cabinets that John's friend John Meyers built back in the day. |
6th February 2013, 04:05 AM | #34285 |
diyAudio Member
Join Date: Feb 2003
Location: ..
accuton® Carefully selected loudspeaker drivers. | Drivers
the actual product datasheet fr plots only show to 20 kHz directivity may be a problem with 20mm dia dome - as with anything that high electrostatic headphones may your best bet for listening tests even if they acheived a mostly planar wavefront it still wouldn't be "realisitic" for any musical instrument''s 20+ kHz acoustic radiation pattern reaching your ear either Last edited by jcx; 6th February 2013 at 04:20 AM. |
6th February 2013, 04:30 AM | #34286 |
diyAudio Member
Join Date: Jul 2011
Location: Portugal
To go flat up to 16Kh, it is a 1", of course, used from 750Hz. I will not change the membrane for no price, as it was paired and selected at the time and a lot of work with the filter for it.
Ultimate Protection and more.The Only Source of Knowledge is experience, everything else is just information ©A. Einstein |
6th February 2013, 06:41 AM | #34287 | |
diyAudio Member
Is there any theoretical reason why those 2 sound sources won't reasonably match, to a casual listener? Frank |
6th February 2013, 08:31 AM | #34288 |
Design engineer, consultant
diyAudio Member
He MUST be a great driver. I wonder if James May, Jeremy Clarkson and Richard Hammond have already contacted him
6th February 2013, 09:25 AM | #34289 |
diyAudio Member
Join Date: Dec 2007
Location: Italy
Some of the smaller AMT (i.e. mundorf) claim ~50khz extension, and even higher claims the smaller raal ribbon.
I remember in my research to look also as other drives of this type. Besides, there is a new seas fabric dome which shows a very nice hf beyond 30k. A bit inefficient but maybe fits your bill.
"The total harmonic distortion is not a measure of the degree of distastefulness to the listener and it is recommended that its use should be discontinued." D. Masa, 1938 |
6th February 2013, 10:20 AM | #34290 |
diyAudio Moderator
"Pity, wrath, heroism, filled them, but the power of putting two and two together was annihilated."- EM Forster |
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Cage FightingCage Fighting - Survival of the FittestSubmitted by John Rendleman on Sun, 07/20/2008 - 8:40pm.READ MORE:
After a 14 year absence cage fighting returned to Wilmington Saturday night. John Rendleman says it's a fast growing sport nationwide and it has a following in the Port City evidenced by the standing room only crowd.
Full story... » Cage Fighting Returns to WilmingtonSubmitted by John Rendleman on Sun, 07/13/2008 - 9:54pm.READ MORE:
Cage fighting is coming to Wilmington on Saturday. It was banned in North Carolina in 1994, but was legalized seven months ago.
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The Supreme Court is refusing to allow Arizona to enforce stringent restrictions on medical abortions while a challenge to those rules plays out in lower courts.
The justices on Monday left in place a lower court ruling that blocked rules that regulate where and how women can take drugs that induce abortion. The rules also would prohibit the use of the abortion medications after the seventh week of pregnancy instead of the ninth.
Justices reject Arizona bid over abortion drugs
Oregon GMO labeling proponents concede defeat
Proponents of an Oregon ballot measure requiring labels on genetically modified foods conceded defeat Thursday after a judge ruled against them and an automatic recount appeared unlikely to sway the outcome.
The Yes on 92 campaign said there are no legal options remaining that could lead them to victory.
"The labeling movement will continue to grow," the campaign said in a statement. "We draw strength from the fact that we came so achingly close to winning this vote, despite being outspent by more than $12 million."
That Takeout Coffee Cup May Be Messing With Your Hormones
Most people know that some plastics additives, such as bisphenol A (BPA), may be harmful to their health. But an upcoming study in the journal Environmental Health finds that entire classes of plastics—including the type commonly referred to as styrofoam and a type used in many baby products—may wreak havoc on your hormones regardless of what additives are in them.
The study's authors tested 14 different BPA-free plastic resins, the raw materials used to make plastic products, and found that four of them released chemicals that mimic the female hormone estrogen. That's not surprising.
In GMO labeling fight, all eyes on Vermont as suit could set precedent
Food activists and the industry are looking to a court case between Vermont and a major food distribution association as a bellwether for the future of genetically modified foods.
In May, the state legislature voted to require food containing genetically modified organisms (GMOs) to be labeled as such. If the law goes into effect in 2016, Vermont will become the first state to require such labeling. But first it will have to stand up in federal court: the Grocery Manufacturers Association, which is funded by a coalition of companies including Coca-Cola, Unilever, Starbucks and Monsanto, along with three other industry groups, sued the state shortly after the law passed.
Study: Early air pollution exposure linked to autism
In a new study, researchers at the University of Pittsburgh found children with autism were more likely to have been exposed to certain air toxics during their mother's pregnancy and during the their first two years of life.
The paper's preliminary results have been accepted for review by the the American Association for Aerosol Research; it's one of the first times researchers have found a correlation between air pollution and autism rates.
Texas Ebola Patient Thomas Eric Duncan Has Died
Thomas Eric Duncan, the first person diagnosed with Ebola in the United States, died Wednesday morning, the Dallas hospital where he was being treated said.
Duncan, 42, was given the experimental Ebola drug brincidofovir, but his family said he was doing poorly and the hospital had downgraded his condition from serious to critical. When the family visited Tuesday with the Rev. Jesse Jackson, they declined to view him via video link because the last time had been too upsetting.
"What we saw was very painful. It didn't look good," said Duncan's nephew Josephus Weeks.
Turmeric may ward off dementia, heal the brain
A new study by scientists in Germany has found a that a main ingredient in curry powder, the spice turmeric, can help the brain regenerate neurons and repair itself.
When researchers coated neural stem cells, isolate in petri dishes, in a chemical extracted from turmeric, the cells grew more prolifically into neurons than did control cells untouched by any foreign substances. The same turmeric-derived chemical compound had similar effects when injected into the brains of live rats.
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NEW YORK (CNNMoney.com) -- Walking away from a mortgage you can still afford to pay has consequences; everyone knows that. Your credit score is shot and it can be impossible to get credit.
Some homeowners, no doubt, believe that the credit score hit is worth getting out from a deeply underwater mortgage. They may owe, say, $500,000 when their house value is only valued at $350,000. And, they figure, there's no way it will ever be worth what they owe so it's better to get out from underneath the burden.
After default, they reason, they can raise their FICO scores by paying all their bills on time and eventually finance another home purchase.
Don't count on it.
While homeowners who default due to economic hardship, such as a job loss or divorce, normally must wait two to five years before buying a home again, walkaways may face double that time.
"It could be well over seven or eight years before [walkaways] are able to obtain a mortgage to buy a home again," said Jay Brinkmann, chief economist for the Mortgage Bankers Association.
"Credit scores are only one component of a complete credit decision," Brinkmann said. "[In these cases] credit scores are not a good indicator of their willingness to continue to pay their mortgage."
But future underwriters will scrutinize their records very closely, and if they find no precipitating factors leading to the defaults -- no job loss, no health issues --the repaired credit score won't overshadow the black mark of a walkaway.
"If you made a strategic decision to default on paying your mortgage, it will work against you," said Bill Merrell of the National Association of Review Appraisers and Mortgage Underwriters.
Merrell, who teaches underwriting, said banks are looking at several factors in determining whether to grant mortgages: the amount of money borrowers have in the bank; employment histories; payment history.
However, banks may be far more lenient if the default resulted from factors somewhat beyond the borrower's control, such as from local economic problems. "They'll give you more consideration if it's job related," he said. But, he added, banks look at strategic defaults "very negatively."
That said, it's not impossible to get a loan. Banks still want to make interest payments, so they might be willing to gamble with a walkaway.
"It might be a little more difficult for them to borrow, but [banks'] drive for market share -- to profit from making loans -- will trump that caution," said Keith Gumbinger, of the mortgage information publisher HSH Associates. "I don't think we'll see a full denial."
It's hard to foresee the state of mortgage lending six or seven months from now, let alone seven or eight years into the future. So lenders may look at applications from one-time strategic defaulters and say, "Yes, they walked away but it's a whole different market now," according to Gumbinger.
Even so, lenders may require more from borrowers who walked away than those who didn't.
"To the extent they could get a mortgage," said Brinkmann, "they can count on needing a heavy down payment."
The lenders may ask for 30% down or more. That would provide enough collateral cushion that the bank could get all or most of its money back in a foreclosure.
Strategic defaulters might also be charged higher interest rates, even above the levels other borrowers with similar credit scores would receive.
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Sen. Bill Nelson, the top Democrat on the Senate Commerce Committee, is calling for a federal investigation into Lumber Liquidators. More |
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Pulsed, single-mode cavity ringdown spectroscopy
Applied Optics, Vol. 38, Issue 18, pp. 3951-3960 (1999)
Enhanced HTML Acrobat PDF (163 KB)
We discuss the use of single-mode cavity ringdown spectroscopy with pulsed lasers for quantitative gas density and line strength measurements. The single-mode approach to cavity ringdown spectroscopy gives single exponential decay signals without mode beating, which allows measurements with uncertainties near the shot-noise limit. The technique is demonstrated with a 10-cm-long ringdown cavity and a pulsed, frequency-stabilized optical parametric oscillator as the light source. A noise-equivalent absorption coefficient of 5 × 10-10 cm-1 Hz-1/2 is demonstrated, and the relative standard deviation in the ringdown time (στ/τ) extracted from a fit to an individual ringdown curve is found to be the same as that for an ensemble of hundreds of independent measurements. Repeated measurement of a line strength is shown to have a standard deviation <0.3%. The effects of normally distributed noise on quantities measured using cavity ringdown spectroscopy are discussed, formulas for the relative standard deviation in the ringdown time are given in the shot- and technical-noise limits, and the noise-equivalent absorption coefficient in these limits are compared for pulsed and continuous-wave light sources.
© 1999 Optical Society of America
OCIS Codes
(000.2170) General : Equipment and techniques
(020.3690) Atomic and molecular physics : Line shapes and shifts
(120.3930) Instrumentation, measurement, and metrology : Metrological instrumentation
(300.3700) Spectroscopy : Linewidth
(300.6390) Spectroscopy : Spectroscopy, molecular
Original Manuscript: November 23, 1998
Revised Manuscript: February 3, 1999
Published: June 20, 1999
Roger D. van Zee, Joseph T. Hodges, and J. Patrick Looney, "Pulsed, single-mode cavity ringdown spectroscopy," Appl. Opt. 38, 3951-3960 (1999)
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- K. K. Lehmann, D. Romanini, "The superposition principle and cavity ring-down spectroscopy," J. Chem. Phys. 105, 10,263–10,277 (1996). [CrossRef]
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- W. J. Alford, T. D. Raymond, A. V. Smith, "Characterization of a ring optical parametric oscillator," in Advanced Solid-State Lasers, T. Y. Fan, B. Chai, eds. Vol. 20, of OSA Proceedings Series (Optical Society of America, Washington, D. C., 1994), pp. 476–479.
- A. V. Smith, W. J. Alford, T. D. Raymond, M. S. Bowers, "Comparison of a numerical model with measured performance of a seeded, nanosecond KTP optical parametric oscillator," J. Opt. Soc. Am. B 12, 2253–2267 (1995). [CrossRef]
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- P. R. Bevington, Data Reduction and Error Analysis for the Physical Sciences (McGraw-Hill, New York, 1969), Chaps. 6, 9, and 10.
- The data along a ring-down curve are not, strictly speaking, statistically independent because either the detector electronics or digitizer impose a bandwidth filter on the signal. K. K. Lehmann has derived formulas for fitting ring-down signals in which the data are correlated, and he will present these algorithms in a forthcoming publication.
- R. von Mises, Mathematical Theory of Probability and Statistics (Academic, New York, 1964), Chaps. IX(C) and IX(E).
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