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Case | HBS Case Collection | January 2012 (Revised September 2014) Hip Hop (A): Rapper's Delight, Producer's Dilemma Mukti Khaire and Kerry Herman Keywords: Entrepreneurship; Music Industry; Entertainment and Recreation Industry; Citation:Khaire, Mukti, and Kerry Herman. "Hip Hop (A): Rapper's Delight, Producer's Dilemma." Harvard Business School Case 812-106, January 2012. (Revised September 2014.) View Details CiteView DetailsPurchase Related
Case | HBS Case Collection | December 2014 (Revised January 2015) Susie Mulder at NIC+ZOE David Fubini, Joshua Margolis and Kerry Herman Susie Mulder must decide how to lead NIC+ZOE—the women's apparel brand she had recently joined as CEO—from its start-up phase into a disciplined growth phase. With growing revenues, a successful product line, and savvy private equity investors, NIC+ZOE seems perfectly positioned for growth, but the company is struggling to execute efficiently and senior managers are torn about a key decision: whether to go into e-commerce or not. Keywords: leadership; leading change; clothing; fashion; fashion design; private equity; Citation:Fubini, David, Joshua Margolis, and Kerry Herman. "Susie Mulder at NIC+ZOE." Harvard Business School Case 415-043, December 2014. (Revised January 2015.) View Details CiteView Details Related
Technical Note | HBS Case Collection | December 2014 The Thermostat Industry: Transformation from Analog to Digital Karim R. Lakhani, Kerry Herman and Christine Snively This note examines the evolution of the thermostat industry as it transitioned from analog to digital technologies. It presents an overview of key industry participants and the shift in value creation and value capture models for firms. Keywords: digital; digital convergence; business models; digital transformation; digital transition; technology change; technology strategy; Technology; United States; Citation:Lakhani, Karim R., Kerry Herman, and Christine Snively. "The Thermostat Industry: Transformation from Analog to Digital." Harvard Business School Technical Note 615-038, December 2014. View Details CiteView Details Related
Teaching Note | HBS Case Collection | September 2014 (Revised December 2014) James Beard Foundation: Adopting a Fresh Approach Mukti Khaire Citation:Khaire, Mukti. "James Beard Foundation: Adopting a Fresh Approach." Harvard Business School Teaching Note 815-010, September 2014. (Revised December 2014.) View Details CiteView Details Related


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24 Thanksgiving Dinner Recipes and Fall Craft Projects
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Pumpkin Harvest Basket
By: DecoArt
Add the freshness of the harvest to your fall home decor with a basket decorated with a painted wood pumpkin. This basket is perfect for fall picnics or tail-gating.
DecoArt Products Required
Dazzling Metallics
- DA148 - Emperor's Gold
- DA205 - Copper
- DA245 - Rich Espresso --- NEW!!
- DA261 - Festive Green --- NEW!!
- Foam brush
- 1/2" flat brush
- Foam plate
- Lo-temp glue gun
- 10" length of gold craft wire
- Wire cutting/curling tool
- One 1-1/4" unfinished wood axle peg
- Two 3/4" unfinished wood hearts, Forster Woodsies SML Hearts
- Three extra large unfinished wood ovals, Forster Jumbo Woodsies
- 5" x 6-1/2" woven basket
Use foam brush to dry brush Emperor's Gold over basket.
Paint axle peg Rich Espresso; allow to dry.
Paint hearts Festive Green; allow to dry.
Referring to photo for placement, glue three ovals together for pumpkin shape. Paint pumpkin Copper; allow to dry.
Glue axle peg to back of pumpkin for stem. (Refer to photo for placement.) Glue hearts to pumpkin for leaves.
Refer to photo for placement and wrap center of wire around stem; curl ends of wire.
- Glue pumpkin to basket front.
NOTE: Allow paint to dry after each application.
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Wells Fargo survey: Law firm income rose 6% last year
- Jeff Blumenthal
- Reporter- Philadelphia Business Journal
- Email | Twitter | Google+ | LinkedIn
Gross revenues increased by 5 percent and net income by 6 percent last year at U.S. law firms, according to the preliminary 2012 survey from the Wells Fargo Private Bank Legal Specialty Group. Participating firms are budgeting 4 percent revenue increases for 2013.
The preliminary data saw Philadelphia-area firms mirror national statistics.
The survey included more than 200 law firms from around the country, ranging from the very largest to some boutiques. Mary Ashenbrenner, regional director for Wells Fargo's legal specialty group, would only describe participation from Pennsylvania and Delaware firms (her coverage area) as "very healthy."
Ashenbrenner said when Wells (NYSE:WFC) released its third quarter industry data, there was some concern because expense growth at local firms was outpacing revenue growth. But she said she was pleasantly surprised that costs abated in the fourth quarter. "The strongest firms are not always the largest ones," Ashenbrenner said. "They are the ones that don't take their foot off the gas and take action. They are rightsizing [personnel] and real estate and dealing with other expense issues."
In past week's print edition, I looked at the data from our annual Book of Business Lists and noted that among the 20 largest local firms, there was a 3 percent net decline in the number of local lawyers from 2012 and a 10.8 percent drop from 2008.
Throughout those firms' entire operations, there was a 1 percent net increase in lawyers from 2008 and a 16.7 percent net drop in staff.
As for real estate expenses, two of the city's biggest law firms renewed leases but gave back significant space to landlords.
Jeff Blumenthal covers banking, insurance and law.
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AIG Plans $5 Billion Buyback (Update 1)
Updated with afternoon market action, economic news, and comment from Sterne Agee analyst John Nadel.
NEW YORK ( TheStreet) -- American International Group (AIG - Get Report) on Thursday announced that it was selling up to $2 billion in shares of AIA Group Ltd. to a group of private investors, partially funding a new authorization for AIG to buy back up to $5 billion in common shares.
AIG spun-off AIA Group of Hong Kong in 2010, netting about $20.5 billion at that time, and selling another $6 billion worth of the shares in March.
AIG's $5 billion share repurchase authorization is expected to be acted upon quite soon, through another deal to repurchase common shares held by the U.S. Treasury. Following a repurchase of about $3 billion government-held shares in August, the government was left holding 53% of AIG's shares, which were worth about $31.9 billion, as of Wednesday's close, at $34.81.
Deutsche Bank analyst Joshua Shanker early on Thursday reiterated his "Buy" rating for AIG, while raising his price target by $2 to $42, saying that he now expects the next government sale of AIG shares "to be a large offering," that "AIG will be a significant repurchase," and that "a repurchase of $10 billion would beCheck Out Our Best Services for Investors
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10 Celebrity 'Fake-Out' Retirements
Michael Jordan
Basketball legend Michael Jordan's first retirement, in 1993, remains a matter of debate and controversy.
Officially, Jordan's reasons were pretty straightforward: He had reached almost every peak he could as a player and the game simply no longer demanded his full attention. Simply put, he lost his desire for the game and the trappings of celebrity.
Tragedy undeniably played a part. Earlier that year, his father was murdered by two teens at a highway rest area.
Things were a bit more unusual and complex, however. Shocker No. 1: Jordan shifted sports and signed a minor league contract with the Chicago White Sox. Shocker No. 2: Rumors circulated, gaining momentum from the imprint of sports writers, that Jordan's admitted proclivity as a high-stakes gambler may have played a role in his decision to retire. Though never proven, it was speculated Jordan's decision was a move by the NBA and its biggest player to save face from what might otherwise be a suspension-related league violations. News items, such as Jordan's payment of $57,000 to cover gambling losses to a known drug dealer, did nothing to squelch suspicions there was a double secret probation at work. In March 1995, Jordan announced he would again play for the Bulls. His press release, in substance, was a mere two words: "I'm back." Jordan's second retirement came in 1999, amid a changing of the guard for the Bulls that saw the departure of coach Phil Jackson and teammates Scottie Pippen and Dennis Rodman. Jordan shifted into a new role within the NBA as part owner of the Washington Wizards. By 2001, Jordan was again floating trial balloons about returning to the court. That led to an announcement he would indeed play for the Wizards, donating his salary to 9/11-related charities. He lasted just 60 games before being sidelined by a knee injury. Retirement No. 3 came at the end of that season. Jordan is currently majority owner of the Charlotte Bobcats.Check Out Our Best Services for Investors
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- Model portfolio
- Stocks trading below $10
- Intraday trade alerts
Check Out Our Best Services for Investors
Dividend Stock Advisor
David Peltier identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
Product Features:
- Diversified model portfolio of dividend stocks
- Updates with exact steps to take - BUY, HOLD, SELL
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TD-Complete Submission
What to expect when you're expecting (an acceptance letter)
4.14 / 5.00 3,822 ViewsLADIES AND GENTLEMEN...TONIGHT... ITS THE WORST SHOW ON EARTH! ONE NIGHT ONLY! SOLD OUT!!
SHERBALEX IS NOW ON YOUTUBE: www.youtube.com/sherbalex
^ Subscribe ^
business inquiries: sherbalex at gmail dot com
Too many people have whined about the music, so I've softened it up.
If you're having issues watching it here, try it on Vimeo https://vimeo.com/4290612 4
Wow, with how twisted this was, I was expecting the end to have the audience abducted and turning into more "actors" for the show.
What the fuck did I just see? Whatever it was was really well done.
The best grotesque monstrosity this side of Black Hole by Charles Burns.


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We are simply using too much disposable plastic for the small percentage that gets recycled to even make a dent. And, unlike paper, glass, or stainless steel, most plastic can only be "down-cycled," or used for increasingly fewer purposes. All the recycling, like using a teaspoon to empty the ocean, simply can't stem the tide of plastic engulfing us.
Billions of pounds of plastic? That's like a few million cars dumped into the sea every year. Maybe we let it happen because the pounds accumulate not by one-ton car increments but by fractions of an ounce – a straw here, a plastic bag there, an empty shampoo bottle over there. When we're doing it one plastic bottle cap at a time, it's hard to realize that we are turning the ocean into a trash can.
Will an ocean cleanup be effective?
Certainly any effort to clean up our polluted seas is to be applauded, but we should also make sure the work is worth the effort.
In the Gulf of Mexico, the arguably toxic oil-dispersant sprays and containment strategies seem woefully insufficient when barrels of oil churn each day from the source below. Is an ocean cleanup an equally futile effort when we're replacing the garbage that's there more quickly than we could ever scoop it up?
So much of the garbage creating these shameful plastic gyres is single-use disposable plastic.
The most powerful thing people can do to clean up the oceans is to refuse to use "disposable" plastics in the first place. Let's add "Refuse" to the list of R's: Refuse-Reduce-Reuse-Recycle. Until we reduce our use of plastics wherever possible, real change will not happen. Recycling or cleanup projects alone won't cut it.
So what does that mean?
Just say no to single-use plastic
It means that whenever you can, say no to using plastic that will end up in the garbage that same day. Daily life offers countless ways to start saying no – just start with one.


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This meta category should only contain other categories. Files should either be in the relevant subcategory or in the parent category. |
This category has the following 29 subcategories, out of 29 total.
cont. |
cont.LS |
Pages in category "California by decade"
This category contains only the following page.


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Stupid Level: Not Stupid Enough
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Member Since: Apr. 8, 2010
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Trading times during Xmas holidays for Elsies River factory shop and Montague Gardens factory shop. Last day of Trading: Saturday 20 Dec First trading day in 2015 will be Tuesday 13 January
The Factory Shop at Peter Blond & Associates is a genuine factory shop, supplying top quality adult tailored ladies outerwear at discounted prices. Peter Blond have for many years been supplying top quality ladies outerwear to a top national chain of stores. The vast stock available at The Factory Shop consists of a few rejects but mainly overruns of various items. Both summer and winter clothing is carried throughout the year for those travelling overseas. Selected items are available up to size 24. The range of ladies outerwear includes: Formal suits Melton and other Coats Melton and other Jackets Skirts Pants Scarves Plus much more. Women in Cape Town know that Peter Blond has one of the best factory shops around, where only the best quality ladies clothing can be found at greatly discounted prices. We look forward to inviting you to join the experience at our factory shop.
Access Park Kuilsriver store details: Corner Strand and R300, Kuilsriver (see map) Tel: +27 (0)21 903 6590 Access Park Kenilworth store details: Shop B16, Access Park, Chichester Road, Kenilworth, Cape Town (see map) Tel: +27 (0)21 671 7768 Manager: Tracy Benevelt Trading hours: Monday - Thursday: 09H00 - 16H30; Friday: 09H00 - 15H30; Saturday/Sunday: Closed Montague Gardens store details: Jarin Park, Dawn Road, Montague Gardens (see map) Tel: +27 (0)21 551 0038 Manager: Karin Learner Trading hours: Monday - Thursday: 09H00 - 16H30; Friday: 09H00 - 15H30; Saturday: 09H00 - 13H00; Sunday closed.
New Winter Arrivals in Stores


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Online Banking
Customers wishing to enroll can click Proceed to Online Banking Link Above
Our Online Banking offers 24 hour access to your checking, savings, and/or loan accounts. You have the ability to place stop payments, order checks, transfer funds between accounts, and much more. With Online Bill Pay, you have the ease of paying all your bills online eliminating stamps and envelopes.
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Bill pay customers wishing to access their bill pay account, should now log in to Online Banking and select the bill payment link
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Puck Daddy
Rangers stay busy acquiring Sheppard, shipping out Stempniak in separate trades
Jen Neale at Puck Daddy4 hrs agoNew York Rangers GM Glen Sather decided to keep churning out the moves on the eve of the trade deadline. Just a few hours earlier, Sather pulled off a deal that brought defenseman Keith Yandle to the Big Apple. He followed up with two more trades.
The first sent Rangers forward Lee Stempniak to Winnipeg in exchange for AHL forward Carl Klingberg. Jets GM Kevin Cheveldayoff has been so active during the trade deadline that he made this deal during his team's game against the LA Kings.
Klingberg, 24, has spent much of his career with the St. John's Ice Caps after being selected by the then-Atlanta Thrashers in the second round of the 2009 draft. He has 12 games of NHL experience over four seasons with exactly one goal scored during that time. His impact is made with the AHL team. In 256 regular season games played, he has 133 points. After his entry level deal expired this past off-season, he signed a 1-year contract with Winnipeg for a $650,000 cap hit.
Coyotes GM: Yandle deal, awful season 'fast-tracks us to respectability'
Greg Wyshynski at Puck Daddy5 hrs agoArizona Coyotes GM Don Maloney doesn't call what his team is enduring a "rebuild."
He calls it a "reset."
Rebuilds tear things down, and it takes years and years to build them back up. Resets are more of a quick push, even if the reboot also takes some time to take hold.
Maloney has traded away his two top scorers in the last two days in Antoine Vermette to the Chicago Blackhawks and Keith Yandle to the New York Rangers. He's amassed two first-round picks, a solid defensive prospect in Klas Dahlbeck and a blue-chip offensive prospect in Anthony Duclair. Combined with a high lottery pick for his team's struggles, and the Coyotes are in a potentially great position.
"It fast-tracks us back to respectability," he said. "The one benefit of having such a miserable season is that there's a pretty big reward being a bad team this season, at the top of the draft. We know that."
Erik Cole traded to Red Wings, as Detroit adds vital veteran
Greg Wyshynski at Puck Daddy5 hrs agoDallas Stars GM Jim Nill knows the Detroit Red Wings quite well. He knows their general manager quite well. So Stars fans, in theory, should take a measure of solace in knowing that the two prospects Dallas is receiving in exchange for Erik Cole are ones their general manager is confident will blossom.
The Wings sent Mattias Backman, a defense prospect who quit Grand Rapids to go back home to Sweden this season, along with forward Mattias Jarnmark, a third-round pick from 2013, and a second-round pick to Dallas in exchange for Cole and and a third-round pick that reverts to Dallas if the Wings make it to the Eastern Conference Final this spring.
Cole, 36, is in the last year of a contract making $4 million this season. At 6-2 and 205 pounds, he adds size to the Wings' forward corps, and buys them some leeway should any of their young players be as quiet as they were in last year's very brief playoff run.
Mike Heika notes that Nill drafted Backman and was influential in scheming out the draft in which they took Janmark-Nylen.
Keith Yandle sent to Rangers for package including Anthony Duclair
Josh Cooper at Puck Daddy9 hrs agoThe New York Rangers have gotten some level of blueline help, but had to pay a large personnel price to do it. New York, which is clearly going for it, acquired Keith Yandle and Chris Summers from Arizona for John Moore, Anthony Duclair and a 2016 first round draft pick. New York is also sending its 2015 second round pick to Arizona and the Rangers are getting a 2016 fourth round selection from the Coyotes.
And part of the oddity of this trade is that the Coyotes are apparently picking up 50-percent of Yandle's salary the rest of this season and 2015-16, according to TSN's Bob McKenzie. Remember that time when the Coyotes were bankrupt?
Regardless, Duclair is one of the top prospects in the NHL. In 18 games with the Rangers this season, the 19-year-old had seven points.
Looking at this, great move for the Coyotes. If Arizona is trying to build for the future, Duclair, plus whichever prospect it gets in the draft this year and next year should help. Also, Duclair can jump into the Coyotes lineup immediately next year and potentially play with World Junior teammate Max Domi.
Curtis Glencross dealt to Capitals for pair of 2015 draft picks
Sean Leahy at Puck Daddy11 hrs agoCurtis Glencross wanted an extension from the Calgary Flames. The team didn't agree with the numbers his camp put together so on Sunday the forward was dealt to the Washington Capitals in exchange for a second and third round pick in the 2015 draft, according to Chris Johnston.
Glencross, who had to waive his no-trade clause to approve any deal, has 9 goals and 28 points in 53 games this season, while his fancy stats are okay for someone who's played tough minutes. He was also a key cog on the Flames' power play, averaging 2:14 of ice time with the man advantage, recording eight points.
Dustin Penner pulled from TSN trade deadline coverage
Josh Cooper at Puck Daddy14 hrs agoDustin Penner has been pulled from TSN's Monday trade deadline coverage, TSN confirmed to Yahoo Sports via email.
On Saturday night, Penner, who most recently played for the Washington Capitals made a joke about rape on Twitter, which wasn't exactly funny. Penner was slated to provide coverage on TSN with "Cabral 'Cabbie' Richards to give a different-type of take on the deadline.
When he played, Penner was known as a guy with more of a funnier outlook – and poked fun at himself on getting injured while eating pancakes. His twitter handle can be found here.
Sometimes it's hard to walk that line of being funny and edgy, and clearly that was crossed Saturday by the 32-year-old Penner, who is currently a free agent and most recently played with the Washington Capitals.
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Watch KHL player sneakily try to score goal by lifting net (Video)
Sean Leahy at Puck Daddy14 hrs agoThere's that old saying, "If you ain't cheatin', then you ain't tryin'." This was probably going through the mind of Sibir forward Jonas Enlund during Saturday's KHL playoff game against Traktor.
With Sibir trailing 3-1 with under seven minutes left in the third period, Enlund was tied up behind the Traktor net by Ilya Davydov as both battled for the puck. That's when Enlund tried to fool the officials with a little sleight of foot.
Points for creativity, for sure.
The goal was obviously waved off and Traktor would go on to win 4-1 to take Game 1 of the series. Sibir would even things up with a 5-2 win on Sunday.
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Sean Leahy is the associate editor for Puck Daddy on Yahoo Sports. Have a tip? Email him at email@example.com or follow him on Twitter! Follow @Sean_Leahy
Andrew 'Hamburglar' Hammond heats up with Senators
Josh Cooper at Puck Daddy14 hrs agoThree wins against three California teams – two goals allowed in three games. No big deal for a goaltender with one game NHL experience leading into this season and so-so AHL numbers last year and very mediocre numbers in the minors this year.
But Ottawa's 27-year-old Andrew Hammond – whose nickname per a recent story is 'The Hamburglar' hasn't just won for the Senators. He has won and thrived in a major way for the Sens, going 5-0-0 with a 1.31 goals against average and .957 save percentage this year.
From after Ottawa's 3-2 win over the San Jose Sharks on Saturday night:
"I don't think winning ever gets old," said Hammond, who has allowed a total of five goals during his five-game run. "It's starting to become more about the team now, and seeing everyone else enjoying it as much as I am is pretty cool, too.
Ranking best NHL trade deadline deals of all-time (Video)
Greg Wyshynski at Puck Daddy16 hrs agoThe NHL trade deadline is Monday afternoon. While it usually degenerates into a ongoing waiting game to see which fourth-liner with an expiring contract gets traded to a contender, there have been some absolute blockbusters pulled off around the deadline.
Some trades that, in fact, led to championship seasons.
Here are Nick Cotsonika and Greg Wyshynski of Yahoo Sports, breaking down the five best deadline deals in NHL history.
What's your favorite NHL trade deadline blockbuster?
Wild angry over Cody McLeod's antics, Patrick Roy's coaching (Video)
Greg Wyshynski at Puck Daddy17 hrs agoCody McLeod did as agitators and enforcers do on Saturday night against the Minnesota Wild.
The Colorado Avalanche forward trash-talked his opponents. He crashed the net, pushing the puck and Devan Dubnyk's pad over the goal line for a controversial Avalanche tally. And at the end of the game, he got a little wacky.
With four seconds left in the game, and the Wild en route to a 3-1 win, coach Patrick Roy put McLeod on the ice. He bulldozed Mikael Granlund off the faceoff, and then engaged Charlie Coyle – of the two career fights – as he dropped the gloves and went after the Minnesota forward.
On his way to the dressing room, McLeod jawed with the Minnesota bench, sparking a few contentious moments between the Wild and Avs players. (Gabriel Landeskog was given a 10-minute misconduct for shouting at the Wild players, and trying to engage them physically.)
McLeod was hit with a fighting major, an unsportsmanlike conduct and a misconduct penalty. Please note: He was not given an instigator penalty, which would have carried an automatic suspension.


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Former 'American Idol' hopeful Langseth books show in Minneapolis
A month after being bumped from "American Idol," Jesse Langseth landed her first homecoming gig in Minneapolis. The singer plays the Fine Line Music Café on May 13.
Langseth, formerly of Fargo and sister to blues guitarist Jonny Lang and singer Heidi Jo Langseth of Brat Pack Radio, was voted off of "Idol" after performing "Bette Davis Eyes," but returned in the wild card round to sing "Tell Me Something Good." She didn't make the cut, but won positive reviews from the judges.
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Four amazing Club Shows taking place in the heart of downtown are on tap this year - plus a hilarious show "en français" only, featuring Alex Roy at Collège Boréal! For more details, click the links below or call 705.688.1234!
Wed Feb 4 | 7:30pm
The Crown of Comedy
Jeu 5 fev | 19h
Alex Roy
Thurs Feb 5 | 9pm
Rock Solid Comedy
Fri Feb 6 | 9:30pm
TGIF (Online sales close Feb. 6 @ 5:00 p.m.)
Sat Feb 7 | 9:30pm
LOL Late Night (Online sales close Feb. 7 @ 5:00 p.m.)


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Need help with large family room
caravelFebruary 6, 2013
Large family room 29' x 18'. One wall has almost floor to ceiling windows with plantation blinds and great wood trim. Gets morning and afternoon light. Because of size its hard to place furniture and can't decide on what color to paint. We plan to put in hard wood floors this spring. The living, dining room and kitchen overlook this wonder size room but have no idea what to do with it! Help!!!
What a wonderful excuse for new furniture, to include a sectional and two club or swivel armchairs, large coffee table, plus a game table and chairs would work well here too. Start by finding the perfect large area rug to put over your new hardwoods. Then use those colors to theme the paint, accents, and the room will come together for you.
We have a beautiful back yard spring, summer and fall with weeping willows, vegetable and flower gardens etc. Bird feeders and bird bath and so on. Had thought of making this like a garden room but not sure what that is but like the concept. The door on the right side of the picture goes out to the back yard.
Since you're lucky enough to have so large a room I think I would buy two couches alike or find one close to the one you already have and place back to back with a sofa table between. Place one facing the TV wall at a comfortable viewing distance. Then add chairs to make conversation areas on each side. Side away from TV viewing would be a great place to add a large coffee table to play games, do puzzles or home work on. That way you get the most out of the space and still have the beautiful warm family look you have going on.
Salima Feerasta
Sounds like you have a lovely view. I agree with separating the area into two,with a console behind the sofa. I'd also have a sofa facing the window but I'd go with one that isn't identical to the first. Also think about a much bigger coffee table that you can make a feature of. You mentioned it's a family room - do kids use it and how old are they? How they use it should help you plan the other section
put a larger commode behind the sofa (same size or even a bit taller would be perfect). the side tables look very heavy. instead of painting the room, i would use deco in different shades of this green, maybe even "stronger" green.
maybe black-white photos could make it a bit more modern than the sepia-ones you have hanged now next to the tv....
(of course this all is just my opinion, and if you don't like, just ignore ;))
ps: love the room, the windows and the lamps!! :D
maybe black-white photos could make it a bit more modern than the sepia-ones you have hanged now next to the tv....
(of course this all is just my opinion, and if you don't like, just ignore ;))
ps: love the room, the windows and the lamps!! :D
The room could use some drama. White paneling and greige wallpaint for example, some black. Think big. Your furniture tells me you like traditional?
Attached are pictures of the other three walls. The one showing the wall with windows didn't come out well as it is a cloudy rainy day here. The room is mostly used by adults, but occasionally we do have grand kids ages 2 and 4 at our home. When that happens I bring out toys etc. for them to play with. We have a mixture of furniture, antiques from my family and traditional furniture is my husband's. We got married 5 years ago and are trying to figure out how to combine the two furniture styles. The house has five levels and there are lots of tall 20' high walls (so fun to paint!) and lots of white wood -hard wood floors in living and dining that over look this family room. We actually have another finished room below this and storage. Colors used in rest of house - brown, grey, blue, aqua, and the green in this room. I painted it too light and really wanted more of bolder lime.


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Laguiole Carving Set, 2 Piece
- Brand
- Cutlery Type
- Set
- Dishwasher Safe
- Eligible for International Delivery
- Material
- Stainless Steel
Product information
Made in France, using traditional methods, these 18/10 stainless steel carvers let you slice the joint in style. With plastic imitation bone handles, both pieces are dishwasher safe up to 50°C. Beautifully gift boxed with an authenticity certificate. Laguiole cutlery was first produced in 1829, in the small town of Laguiole, in central France. The bumble bee that is found on all Laguiole cutlery is one of the emblems of the region where they are made, guaranteeing their authenticity. Please note we are not permitted to sell a knife or blade to any person under the age of 18. Criminal Justice Act 1988 (as amended).
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Gaming - Sound error when playing PC games - With video
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Posted May 19, 2012 at 2:14PM
I have been playing Diablo 2 this week which has worked fine until today when I have started receiving an odd stalling sound error. The PC makes a strange noise and the video freezes for a mili-second. I cannot describe it too well so have uploaded a video that I took on my Iphone4s to show you exactly what I mean.
I think it may be a sound card problem as have tested on three different graphics card and the problem does not resolve itself. It is worth noting that I had this problem about 3 months ago but it cleared itself up without me actually doing anything.
My PC Spec: MS Windows 7 Home Premium 64-bit SP1 Intel Core i3 CPU 530 @ 2.93 GHz 8.0GB RAM ATI Radeon HD6700 Series 8 USB Ports.
I just updated all my out of date drivers too fyi!
Otherwise my game and PC seems to work fine.
Any help will be much appreciated! :)
Kind regards,
Likes # 0
Posted May 19, 2012 at 2:40PM
Do you have on-board sound or a dedicated sound card?
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Posted May 20, 2012 at 6:40PM
I actually do not know.
How do i find out? It looks as though I have a card but am not certain.
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Posted May 20, 2012 at 7:01PM
At the back of your PC there will be a rectangular box,towards the top, where all the cables for your mouse,keyboard,ethernet cable and possible the green and pink cables from your speakers go. If they are there you are using on-board sound.if on the other hand go you have a lot of small sockets further down the back of the PC and your speaker cables are plugged in there then you have a PCI sound card.
Sound cards look something like this. Sound card. and fit in a slot in the motherboard. On board sound comes from the pink green etc ports seen here. On-board sound.
But is you let me know the make and model of your PC then I'll be able to have look and tell you.
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Posted May 22, 2012 at 9:37AM
Hi Chronus and thanks for your help!
I have had a look inside the PC and can confirm that I have on-board sound.
Since my original post my mouse has started freezing when moving it around the screen in windows and i've received the dreaded blue screen of death a few times. Only when not playing a game.
I'm thinking that my options are to buy another motherboard and install that myself or take it to a shop and have them sort it completely. However, I am not sure even if my diagnosis that the motherboard is faulty is correct, but I do not see what else it can be?
Thanks again,
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Posted May 22, 2012 at 10:05AM
You could try either a repair install of Windows or if you have a recovery partition then use that,or course you need to make sure you have backed up your files and unfortunately you will need to reinstall your programs and games again.
You have not said what make/model of PC you have and how long you have had it. I think it is a bit early to jump to the conclusion that your motherboard is at fault also taking it to a shop is going to cost you an arm and a leg.
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Posted May 22, 2012 at 2:27PM
My PC Specification: MS Windows 7 Home Premium 64-bit SP1 Intel Core i3 CPU 530 @ 2.93 GHz 8.0GB RAM ATI Radeon HDcannot remember Series 8 USB Ports
Some friends have advised me to try disable the on-board sound in the bios and testing to see if that helps.
Someone else suggested it may be a broken PSU or faulty RAM that may need replacing?
Obviously I will try reinstalling windows and formatting the PC first. Will I need to reinstall all the drivers if I do this? I'm not particularly good at doing this sort of thing. Manufacturers websites are often difficult to navigate and understand.
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Posted May 22, 2012 at 2:44PM
Windows 7 is pretty good at finding drivers but I sure we can find any that you are missing.Download and install this before you wipe the hard-drive.SIW The free version is fine after you have installed,run it and look on the left hand side under hardware you will see a list of your components. Click on motherboard and take a note of manufacturer and model, same with the video heading.
By the way if you disable on-board sound you will have no sound.I doubt very much if it is either a PSU problem or a RAM problem,cannot imagine how either of those would cause your sound problems.
Did someone build this for you if not what is the make and model of the PC, knowing that will make it easier if I need to check anything.
Likes # 0
Posted May 22, 2012 at 7:52PM
Good evening,
I've gone into the bios and turned off the sound. Everything seems to be fine now, except for that my sound is completely off. But the stalling and mouse freezing has ended. Which is a good thing. It's hard to test that the problem is completely fixed though without sound obviously!
As the PC uses on board sound how do I get the sound working again? Buy a sound card and use that to play sound through?
I am not sure how to find the make and model of my PC. A company called PC Specialist built it in Sept 2010.
Likes # 0
Posted May 22, 2012 at 8:03PM
Actually, upon further testing the PC still seems to be freezing somewhat :( turning the sound off has not resolved the issue completely... It's hard to test without sound as the sound was the main indicator of the fault.
Likes # 0
Posted May 22, 2012 at 9:52PM
Just received the blue screen of death with the sound off and simply browsing the internet :(
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Ok I've had some negative comments in real life about being a c-section mom most of them made by people who were trying to make me feel better about having "major surgery".
But online get's weird with how many really excessively negative things certain women say about both the women who've had c-sections and the surgery in general.
Why? I mean ok some people are jerks and given the ability to be anonymous makes slightly more people jerks, I can understand that. But why c-sections? Considering that no one seems to be on here talking about the selfishness of knee replacements or unneeded tonsilectomies or talks about how dermatologists are just cut happy surgeons.
This isn't on here to be some kind of flame war I'm just honestly confused. Please no replies about if you can't handle it don't be on cafemom because all I'm saying is I'm confused why this would be so heated.
Asked by lizziebreath at 10:51 PM on Oct. 6, 2012 in General Parenting
Level 19 (6,770 Credits)Answer by m-avi at 10:53 PM on Oct. 6, 2012
Answer by PMSMom10 at 10:56 PM on Oct. 6, 2012
Answer by mto3821 at 11:00 PM on Oct. 6, 2012
My doctor told me afterwards that if I had not of had the c-section, that both my son and I would have died. I don't care what anyone has to say about me having a c-section. My son's health is more important than their opinion.
Answer by JeremysMom at 11:03 PM on Oct. 6, 2012
Answer by Izsarejman at 11:06 PM on Oct. 6, 2012
Answer by midnightmoma at 11:07 PM on Oct. 6, 2012
Answer by doulala at 11:09 PM on Oct. 6, 2012
Comment by lizziebreath (original poster) at 11:10 PM on Oct. 6, 2012
Answer by goofygalno1 at 11:14 PM on Oct. 6, 2012
Answer by Ballad at 11:15 PM on Oct. 6, 2012
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Graduates of Grand Canyon University's Bachelor of Arts in Christian Studies with an Emphasis in Youth Ministry will utilize biblical studies as the foundation, and an understanding of theology, philosophy and Christian history as the framework for communicating Christ to various audiences. In addition to spiritual formation and exegetical skills essential to Christian Studies, graduates will be able to employ communication, leadership and organizational skills necessary for effective ministry. A bachelor's degree in youth ministry is suited for those who have a passion for serving and would like to help youth develop their relationship with Jesus Christ and to achieve their greatest potential.Those interested in leadership positions in high school programs, para-church organizations, and non-profits may also be interested in this degree.
In earning a BA in Christian Studies with an emphasis in Youth Ministry, you will study and understand the history of Christianity and the development of Christian values as well as gain a deeper understanding of major contemporary religions of the world. Skills will be formed in how to lead a ministry including forming strategies, budgeting, forming goals and developing communication skills. This online youth ministry degree program explores how to help students find Christ in their formative years. There is also a focus on recognizing times of crisis in a young person's life, and getting them the appropriate help they may need.
In completing your online youth ministry degree, you will complete a set of specialized courses that will prepare you to minister to adolescents in and out of the Christian environment. Topics discussed and studied include understanding the social complexities facing today's youth as well as understanding the development of adolescents and how their faith is formed from both internal and external influences.
General Education coursework prepares Grand Canyon University graduates to think critically, communicate clearly, live responsibly in a diverse world, and thoughtfully integrate their faith and ethical convictions into all dimensions of life. These competencies, essential to an effective and satisfying life, are outlined in the General Education Learner Outcomes. General Education courses embody the breadth of human understanding and creativity contained in the liberal arts and sciences tradition. Students take an array of foundational knowledge courses that promote expanded knowledge, insight, and the outcomes identified in the University's General Education Competencies. The knowledge and skills students acquire through these courses serve as a foundation for successful careers and lifelong journeys of growing understanding and wisdom.
Competency | Requirements | GCU Course Options | Total Credits |
University Foundations | Upon completion of the Grand Canyon University's University Foundation experience, students will be able to demonstrate competency in the areas of academic skills and self-leadership. They will be able to articulate the range of resources available to assist them, explore career options related to their area of study, and have knowledge of Grand Canyon's community. Students will be able to demonstrate foundational academic success skills, explore GCU resources (CLA, Library, Career Center, ADA office, etc), articulate strategies of self-leadership and management and recognize opportunities to engage in the GCU community. Students with fewer than 24 credits will fulfill the University Foundations requirement with a specified lower-division course. An upper-division selection will be made available to students that enter the university with more than 24 credits. | UNV-103/303, University Success: 4 credits | 4 credits |
Effective Communication | Graduates of Grand Canyon University will be able to construct rhetorically effective communications appropriate to diverse audiences, purposes, and occasions (English composition, communication, critical reading, foreign language, sign language, etc.). Students are required to take 6 credits | ENG-105, English Composition I: 4 credits UNV-104, 21st Century Skills: Communication and Information Literacy: 4 credits |
6 credits |
Critical Thinking | Graduates of Grand Canyon University will be able to use various analytic and problem-solving skills to examine, evaluate, and/or challenge ideas and arguments. Students are required to take 8 credits of intermediate algebra or higher mathematics. | MAT-134, Applications of Algebra: 4 credits MAT-260, College Geometry: 4 credits |
8 credits |
Global Awareness, Perspectives, Ethics and Humanities | Graduates of Grand Canyon University will be able to demonstrate a global perspective and an awareness and appreciation of the scope and variety of literary works as expressions of individual or broader human values. Graduates will demonstrate information literacy which will enable them to locate and analyze information from a variety of sources. | CWV-101, Foundations of a Christian Worldview: 4 credits PHI-105, 21st Century Skills: Critical Thinking and Problem Solving: 4 credits |
8 credits |
Social Sciences | Graduates of Grand Canyon University will be able to demonstrate awareness and appreciation of and empathy for differences in arts and culture, values, experiences, historical perspectives, and other aspects of life, as well as examine social institutions and processes across a range of historical periods, social structures, and cultures. | SOC-100, Everyday Sociology: 4 credits PSY-100, Psychology in Everyday Life: 4 credits |
8 credits |
General Education Electives | Minnesota students must complete TEN (10) more credits, which may be taken from any of the following content areas: Communications/English, Math/Natural Science, Humanities, Social Science | ENG-106, English Composition II: 4 credits COM-263, Elements of Intercultural Communication: 4 credits |
10 credits |
Course # | Course Title | Course Description | Credits |
BIB-106 | Old Testament Survey | This course introduces the text of the Old Testament with emphasis on the biblical narrative, genres, major historical periods, and theological themes. | 4 |
BIB-107 | New Testament Survey | This course introduces the text of the New Testament with emphasis on the biblical narrative, genres, major historical periods, and theological themes. | 4 |
HTH-201 | Christian Theology I | This course is a study of theological methodology and the doctrines of revelation, God, humanity, sin, and the person of Jesus Christ with emphasis on the biblical bases for each doctrine. | 4 |
HTH-202 | Christian Theology II | This course is a study of theological methodology and the doctrines of the works of Jesus Christ, salvation, the Holy Spirit, the Church, and last times with emphasis on the biblical bases for each doctrine. | 4 |
BIB-355 | Biblical Interpretation and Application | This writing-intensive course helps equip students to understand and use basic principles of biblical hermeneutics, including an introduction to the nature of Bible interpretation and the application to contemporary issues. The majority of the course focuses on developing practical procedures and step-by-step skills in exegesis of Scripture. Prerequisites: ENG-105, BIB-104, and BIB-105. | 4 |
BIB-350 | Pentateuch | This course is an exegetical study of the first major division of the Old Testament with an emphasis on the application of hermeneutical principles. The class focuses on the interpretation of selected passages from the Pentateuch. Attention is also given to textual issues and major theological themes. Prerequisites: BIB-106 and BIB-355. | 4 |
MIN-320 | Christian Character Formation | This course examines the biblical truths, spiritual disciplines, virtues, and habits that contribute to the process of discipleship, form Christian character, and result in Christ-likeness. Special attention is given to the doctrine of sanctification and teaching related to ministerial ethics and the cultivation of Christ-like character. Prerequisites: BIB-106 and BIB-107. | 4 |
INT-310 | Christianity in a Global Context | This writing-intensive course is a survey of global Christianity that examines the mission and purposes of God and His people among the nations. Emphasis is placed on the analysis of recent mission movements, best practices for mission strategies, and contemporary trends in global Christianity. Prerequisites: HTH-201 and HTH-202. | 4 |
BIB-360 | Gospels and Acts | This course is an exegetical study of the initial books of the New Testament with an emphasis on the application of hermeneutical principles. The class focuses on the interpretation of selected passages from the Gospels and Acts. Attention is also given to textual issues and major theological themes. Prerequisites: BIB-107 and BIB-355. | 4 |
MIN-430 | Ministerial Communication | This course is a study of the theory and methods of oral communication with emphasis on the development of speaking and listening skills for application in ministerial contexts such as preaching, teaching, small group discussion, and interpersonal communication. Prerequisites: BIB-106, BIB-107, and BIB-355. | 4 |
HTH-350 | Survey of Historical Theology | This course surveys the major developments within the history of Christianity that have shaped Christian doctrine. Emphasis is placed on key events, personalities, theological developments, and movements. Prerequisites: HTH-201 and HTH-202. | 4 |
HTH-330 | Christian Ethics | This writing-intensive course systematically studies the biblical, theological, and philosophical foundations of Christian ethics as compared with other ethical systems that shape public discourse on ethical issues. Emphasis is placed on personal morality and an exploration of contemporary issues relevant to the Church's public witness. | 4 |
YMN-305 | Philosophy and Theology of Youth Ministry | This course explores the biblical, educational, theological, and philosophical foundations of youth ministry. Students assess their personal gifts and personalities in relation to ministry. | 4 |
YMN-355 | Adolescent Development and Faith Formation | This course examines the developmental life stage of adolescence and the formation of faith. An emphasis is placed on the adolescent's family in its cultural setting and the developmental and spiritual needs of family members. Prerequisite: YMN-305. | 4 |
YMN-455 | Adolescent Issues and Intervention | This course examines skills and practices of ministry to adolescents at risk. Students explore a philosophy of counseling from a practical theology and biblical perspective. The course addresses counseling issues and problems that grow out of the developmental process, disorders that begin during or are unique to adolescence, as well as intervention, prevention and referral strategies. The course serves as "counseling first aid" where students will learn basic helping skills. This course does not qualify students to be clinical or pastoral counselors. Prerequisite: YMN-305. | 4 |
YMN-350 | Leadership and Administration in Youth Ministry | This course is an intensive examination of the philosophy and principles for youth ministry programming, including ministry purpose and goals, leadership development, teaching strategies, outreach strategies, budgeting, and evaluation. Prerequisite: YMN-305. | 4 |
Required Course Total Credit: | 64 |
General Education Requirements: | 44 |
Courses: | 64 credits |
Open Elective Credits: | 12 credits |
Total Degree Requirements: | 120 credits |
This program is offered in the following formats or locations:
The dynamic capabilities of GCU's online curriculum offer considerable flexibility and convenience for career oriented professionals who are pursuing their educational goals. Full time faculty members, equipped with strong academic backgrounds and practical experience in their fields, support you every step of the way. Our small class sizes provide an intimate environment that stimulates engaging and challenging discussions. Classes begin frequently.
The convenience of GCU's evening programs cater to the demands of working professionals. Evening classes meet once per week and offer the interaction and discussion of a typical college classroom, filled with career minded individuals. Evening class sizes are kept small, providing a warm nurturing environment that supports an engaging experience. Classes begin frequently at various locations.
Program SOC
Online/Evening program disclosures
* Please refer to the Academic Catalog for more information. Program subject to change.


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"Crime and Punishment" incredible piano does justice to an amazing theme! Much respect & cheers * Patricia
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Dr Whiting On Affordable Health Insurance
In these tight economic times, we are all concerned about the cost of health care. Health insurance. It seems that premiums rise every year and yet the services we can expect seem to get less. The medical system in many countries is overloaded with patients and this is only going to get worse. As the baby boom generation continues to age, they will require more and more medical attention, much of it very costly. This will continue to strap the insurance industry and they will continue to raise the cost of insurance premiums. Affordible health insurance almost seems a thing of the past with many people over the age of 50 paying 300 to even 600 dollars per moth in insurance premiums. As insurance premiums rise, many people see health insurance as something they cannot afford. Affordible health insurance for many is becoming a thing of the past. The cheapest health insurance in these times is a program that can prevent the advent of serious chronic illnesses. Prevention is the real health insurance and at the same time it will be the greatest thing to ensure the highest quality of health as we grow older. Group health insurance is even becoming too costly and as such many employers are no longer able to offer this benefit to employees. This leaves the individuals to carry the burden of trying to find affordible health insurance. Group health insurance is becoming more and more scarce as companies tighten the budgets. It becomes more important to secure our own health by preventing most of the chronic illnesses from ocurring in the first place.
Taking a Full spectrum dietary supplement that provides all the known nutrients for human health and longevity, on a daily basis, best provides real health insurance. Every day your body needs at least 100+ nutrients. These include vitamins, minerals, amino acids, fatty acids, phytonutrients and antioxidants. It is impossible to obtain all of these nutrients in adequate amounts from even the healthiest of diets. Food storage, transport and processing rob most of the vitamins from food. Poor farming techniques and failure to re-mineralize farmlands with minerals, leads to loss of minerals in our foods. The cheapest health insurance may be found in a Full Spectrum vitamin/mineral supplement. These can be taken for about .00 per day!! We spend far more than that on bottled water, coffees, and other habits, so we certainly can spend that on real health insurance, making a good supplement the cheapest health insurance you can buy. Even Medicare and supplemental Medicare coverage is often not enough to meet the needs of many. Medicare and supplemental Medicare policies are being eroded through inflation and an ever-increasing aging population. These government-run insurance agencies may eventually go broke as well, making the only affordable health insurance prevention rather than treatment. Many trying to save money, have considered keeping only catastrophic health insurance, but catastrophic health insurance only covers major illness and there are many minor illnesses that can cost thousands and not be in the classification of catastrophic or major medical issues. Retirement insurance policies are another class of insurance coverage that is continually becoming more and more expensive. Seniors, who often can least afford insurance coverage, find retirement insurance out of their budget. Both catastrophic and retirement insurance programs will continue to rise in cost until they too, will be out of reach of many. When people can no longer afford heath insurance, the burden of their health care will fall to State and Federal programs, which are already under-funded. All of this leaves us with only one choice and that is Prevention. Preventing illness is the cheapest, safest way to avoid backbreaking insurance premiums. Contact The Institute of Nutritional Science for Full Spectrum Supplement programs that provide real health insurance affordable heath insurance.
http://phoenixnutritionals.com (CLICK HERE TO ORDER)
http://healthyinformation.com (CLICK HERE FOR INFO)
Understanding Why Medicare Supplemental Insurance Is So Beneficial
There are a lot of older people who are now finding that they need to have a way to pay for a variety of costly medical treatments. From special therapy treatments to surgical procedures, these costs are often quite high and can go well beyond any health insurance coverage that they already have in place. Even if they have a simple insurance plan in place through Medicare, it is only a plan that will cover up to 80% of whatever the complete amount is.
Whenever there is a costly procedure lined up, that 20% can mean a whole lot of money to have to pay out of pocket. If you do not have the overage, then you are not going to be able to get the treatment that you need. Once borrowed, you will have to pay the money back and you could be subject to fees especially if you try to take out a loan. Instead of worrying about where that extra 20% is going to come from, you have the ability to sign up for Medicare supplemental insurance to help you get the coverage that you need. In the end, you will be able to have your costs brought right down to zero and you will have the treatment that you need.
Medicare Supplemental Insurance Plans
The plans for Medicare supplemental insurance are known as Medigap. There are ten plans in all with Medicare plan f being the most comprehensive. These plans that are available at your local insurance companies and are looked upon as an add on to your main health plan. As you age, you will want to take Medicare supplemental insurance seriously as this is a way to help take care of any extra expenses that you may incur on procedures once you are over the age of 65.
Whatever your medical care needs may be, you have the ability to pick from one of the different Medigap plans. You can find out more about these supplemental insurance plans simply by contacting your local insurance agent or by looking for further information online.
Life Insurance for the Over 70's Crowd
Although some people may think that they are too old for a life insurance policy once they hit 70 years or age this is really not the case.
People in the United States and the rest of the western world are living longer and longer – 70 used to be the new 60, for many people it is now the new 50! People are living longer and enjoying good health for many more years than just a few short years ago, which is why it is not unusual for someone in their 70's to have a life insurance policy.
It is important to have adequate life insurance coverage in your 70's and beyond for a number of different reasons depending upon individual circumstances. Many people take out this type of life insurance policy to be sure that their loved ones won't have to worry about paying for funeral expenses once they have passed away. This can be a great source of comfort for people as they approach their old age – life insurance for many is still just as important in their 70's than it was during their 30's, 40's, 50's or 60's.
Once you reach 70 years of age your health history will have a lot of impact on the type of life insurance cover you can get. If you are relatively healthy, are a non-smoker and lead a fairly active lifestyle then affordable life insurance premiums are definitely possible.
Some people in their 70's also think about taking out a life insurance policy so that they will be able to leave something behind for their loved ones – this becomes increasingly important to many as they get older.
Managing Your Money: The Key to Wealth
The key to financial prosperity is simply good money management. Instead of living day to day, money management allows you the luxury of relaxing and not having to stress in cases of unexpected events and emergencies. Money management helps whether your goal is to save enough to cover six months of expenses as financial advisors recommend, or you are trying to pay off debts. With good money management you can even do both simultaneously.
The first step to effectively manage your money is to create a budget. Outline your income and your expenses and prioritise your purchases. Make a record of all purchases, regardless of how trivial. Knowing what you spend your money on helps you understand how you can spend your money more wisely. Remember to make your budget realistic and be honest with yourself. Budget your debts, savings and money for fun.
Money can also be better spent when you borrow or rent items instead of purchasing. Movies, textbooks, tools and equipment can often be rented or bought used instead of purchasing them new. For example college students may considering buying e-books or used textbooks online or borrowing from libraries to minimize spending. Weigh the cost and convenience of purchasing these items against the cost and convenience of borrowing or renting based on how frequently you use these items.
Be conservative with credit cards. Instead of falling into the trap that credit cards set by giving you the illusion of unlimited spending, treat your credit cards like cash and spend within your earnings. There are no prizes for reaching the limit on your credit card each month. Low credit utilization is an important part of handling credit cards. This means that the debt you incur by using those cards is only a small portion of the limit on those cards. Except in emergencies, spend only the money you have and not potential earnings.
The best tip is saving your money. You may feel like you can't pay off debt and save at the same time but in truth that is the most logical thing to do. If not, eliminating your debt may be redundant if immediately after you find yourself in an emergency which you have to borrow money to handle. Have a bank account that you do not touch and create an automatic transfer of a portion of your income monthly. Financial advisors refer to this as "paying yourself first," the idea being that saving is easier if the money never passes through your hands. Surpluses in your income don't always signal time for a shopping spree, remember to also put away a portion of the extra money where it can be afforded.
Take advantage of technology for example free apps that help you budget or track your spending, using spreadsheets to outline your budget. Seek lower interest rates and shop around for better deals before you fork out your money. Once you begin paying attention to how you handle your money you'll be amazed at easy it is to get more bang for your buck.


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Jul 03, 2008, 01:41 PM | |
Overland Park, Kansas, United States
Joined May 2003
723 Posts
Bagram RC Club
We'd like to let you in on project that we feel you'll all be interested in.
The BAGRAM RC CLUB. Check out the details here: www.bagramrcclub.com Happy 4th of July weekend to all of you! Team CASTLE |
Jul 05, 2008, 02:18 PM | |
Hey folks, just wanted to drop in and say THANK YOU on behalf of all of us over here in Bagram, Afghanistan. We are having a blast (when time permits). There are at least three guys out "playin trucks" every evening. Its a hoot! Most of "the guys" have zero RC experience, so its been rough at times. Like soldering up Deans connectors on 14 trucks, 28 batteries, 14 battery chargers and what not by myself. Then explaining how the chargers work, how to replace broken parts, set gear mesh on the trucks, and so on and so on. But, in the end, it has been worth it for me. These guys are really having a great time. Its nice to see them just let go of all the crap we see and do all day and just act like kids again when they are "playin trucks". All of it is because of of Lee taking the time to make it happen with help from Castle, Flight Power, Global, Airtronics, Hitec, Multiplex and Traxxas. Thank you all VERY much!
So, swing into the web site www.bagramrcclub.com and help support a VERY worthy charity. The Fisher House has done and will continue to do great things for Army people and their families. Cant thank them enough for helping out my "brothers". CW2 Laine C. Stahr US Army, Aviator 101st Airborne Division Bagram, Afghanistan. |
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