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I made this to enter Community Fusion.
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Mike Young, Andy Fitch, and Amaranth Borsuk
Wednesday, January 21st 7:30 pm Ristretto Roasters 555 NE Couch St. Free Winter hysteria slightly subdued by poetry handkercheif over the mouth: Returned to Portland Mike Young, and collaborators … Continue reading
Rob Schlegel and Lisa Ciccarello
Friday, November 7th 7:30 Ristretto Roasters, 555 NE Couch St. Free (but bring $ for beer, coffee, and books!) Rob Schlegel is the author of January Machine (Four Way Books), … Continue reading
Melissa Broder, James Gendron, and Rauan Klassnik
Friday, June 13at 7:30pm – 10:00pm Ristretto Roasters at 555 NE Couch As always, free and open to the public. We love to see you. Doors open for coffee or … Continue reading
Hannah Gamble, Jane Gregory, Rodney Koeneke
FRIDAY, MAY 16th RISTRETTO ROASTERS 555 NE COUCH It's springtime and we all wanna be re-birthed fair, smart, and wild. So we've asked Hannah, Jane, and Rodney to do … Continue reading
Diana Arterian, Nicole Trigg, and Amaranth Borsuk
SUNDAY, MARCH 16TH 5 PM FORD FOOD + DRINK 2505 SE 11TH AVE #101 FREE! (but bring $ for booze & books:) /// Diana Arterian is a Poetry Editor … Continue reading
INFK + Rattapallax: 8 poets, 1 filmmaker
Saturday, February 22nd IPRC 1001 SE Division St. 7:00pm (prompt!) till 10:00pm Books / booze / babes. You know. Oh oh and booty lickin poetry. DON'T MAKE THE MISTAKE OF … Continue reading

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Netflix signs up 2.3 million US subscribers; shares surge
LOS ANGELES - Netflix Inc added more than 2.3 million U.S. households to its TV and movie streaming service in the fourth quarter, pushing its profit above Wall Street expectations and sending its shares up 17 percent in after-hours trading.
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Balanced and lightly creamy, offering pretty flavors of plum sauce and raspberry coulis threaded with hints of ground spice. Elegant, with a floral finish. Drink now. 5,000 cases imported. A.N.
C'est Arrivé! The Beaujolais Villages Nouveau is always produced in much smaller quantities than the regular Beaujolais Nouveau bottling, and our staff finds it to be the much better wine. This is the gold standard in Nouveau, and certainly always popular. An excellent foil for holidays dishes like turkey and ham--lentil loaf, too.
Below is a listing of the wine review scores we frequently reference in our notes. While these sources remain an excellent source of information, we always recommend that you trust your own palate. Scores in these publications often represent the personal taste of an individual critic, which may not always coincide with your own. We have a huge team of excellent wine professionals that can match wines you've had in the past with new arrivals that meet your flavor profile.
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2010 Potel-Aviron Julienas Cru Beaujolais "Vieilles Vignes" (Elsewhere $21) $13.99
2013 Domaine Marcel Lapierre Morgon $29.95
2013 Domaine du Pavillon de Chavannes Côte de Brouilly "Cuveee Ambassades'" $20.99
2013 Domaine du Vissoux Moulin-a-Vent "Trois Roches" $27.99
2013 Domaine du Vissoux Beaujolais "Pierre Chermette Cuvee Tradition Vieilles Vignes" $17.99


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From spinning the yarn to the final touches, this gorgeous quilt is produced in a single, top-end facility in India. Its unique combination of twisted linen and cotton slub yarn lends must-feel texture, quilted in casual channels for a timeless look. Quilt reverses to solid cotton.


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Gossip Girl Season 2 Episode 23 Rewatch: The Wrath of Con
Join us for the rewatch of Gossip Girl Season 2 Episode 23, The Wrath of Con. Serena and company try to take down Gabriel and Poppy! Does it work?
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Welcome to cmlsupport.org.uk
INTERIM Confirms 5-Year Efficacy of Intermittent Imatinib in CML
There has been substantial interest in intermittent or other alternative scheduling of tyrosine kinase inhibitors in treatment for CML. The success of the drugs has been remarkable, but because of that success and the relative young age of many CML patients, many are forced to take the drugs for many years and even decades. This carries high financial burden, as well as increasing chances of non-compliance. Affirming the safety of intermittent scheduling could ease some of those concerns in CML patients.
The phase II trial included 76 patients who were at least 65 years old, and all had a stable complete cytogenetic response (CCgR) lasting more than 2 years. The intermittent imatinib regimen was a 1 month on, 1 month off schedule. -
See more at:
Ponatinib Shows Promise in CML Even After Early Trial Termination -
January 13, 2015 | Chronic Myeloid Leukemia, ASH 2014, Hematologic Malignancies, Leukemia & Lymphoma
By Dave Levitan
Despite the early termination of a phase III trial due to safety concerns, an analysis suggests that ponatinib offers improved efficacy over imatinib in patients with newly diagnosed chronic-phase chronic myeloid leukemia (CP-CML). That improvement comes at the expense of higher rates of adverse events, according to the EPIC trial.
EPIC was a multinational, multicenter, randomized, open-label trial. It included 307 patients, with a median follow-up of only 5.1 months. The trial was terminated in October 2013 after a signal for increased risk of arterial thrombotic events was observed in the ponatinib treatment arm. Because of that early termination, none of the predefined endpoints could be thoroughly analyzed, but researchers presented other relevant data based on a cutoff of April 1, 2014. The analysis, led by Jeffrey H. Lipton, MD, PhD, of Princess Margaret Cancer Centre at the University of Toronto in Canada, was presented at the American Society of Hematology Annual Meeting in San Francisco in December 2014.
- See more at: http://www.cancernetwork.com/chronic-myeloid-leukemia/ponatinib-shows-pr...
PTCH1 Expression Predicts Failure of Imatinib in Chronic Myeloid Leukemia
The tyrosine kinase inhibitor (TKI) imatinib has revolutionized the management of chronic myeloid leukaemia (CML). However, around 25% of patients fail to sustain an adequate response. We sought to identify gene-expression biomarkers that could be used to predict imatinib response. The expression of 29 genes, previously implicated in CML pathogenesis, were measured by TaqMan Low Density Array in 73 CML patient samples. Patients were divided into low and high expression for each gene and imatinib failure (IF), probability of achieving CCyR, progression free survival and CML related OS were compared by Kaplan-Meier and log-rank. Results were validated in a second cohort of 56 patients, with a further technical validation using custom gene-expression assays in a conventional RT-qPCR in a sub-cohort of 37 patients. Patients with low PTCH1 expression showed a worse clinical response for all variables in all cohorts. PTCH1 was the most significant predictor in the multivariate analysis compared with Sokal, age and EUTOS. PTCH1 expression assay showed the adequate sensitivity, specificity and predictive values to predict for IF. Given the different treatments available for CML, measuring PTCH1 expression at diagnosis may help establish who will benefit best from imatinib and who is better selected for second generation TKI.
Sustained inhibition of STAT5, but not JAK2, is essential for TKI-induced cell death in chronic myeloid leukemia
L Schafranek E Nievergall, J A Powell D K Hiwase T Leclercq T P Hughes and D L White
Kinase inhibitors block proliferative signals in BCR-ABL1+ leukemic cells, but their capacity to induce apoptosis is poorly understood. Initial studies suggested that very brief exposure to kinase inhibitors was sufficient to induce apoptosis in chronic myeloid leukemia (CML) cells. However, flaws in this experimental model have subsequently been identified, leading to the conclusion that apoptosis only occurs with sustained low-level kinase inhibition. Thus, the minimum duration of complete kinase inhibition required to commit CML cells to death is unknown. Here we confirm that <1 h is insufficient to induce significant commitment to death in BCR-ABL1+ cell lines and in primary CD34+ progenitor cells, and establish that commitment to cell death only occurs if kinase inhibition is maintained for 4 h or more. Remarkably, signal transducer and activator of transcription 5 (STAT5) inhibition in combination with transient (<1 h) tyrosine kinase inhibitor (TKI) exposure proved lethal for CML progenitors, despite the reactivation of Bcr-Abl after 1 h. JAK kinase inhibition did not induce cell death in combination with transient TKI exposure. Thus, STAT5 appears to be a critical determinant of the time-dependent sensitivity of CML progenitor cells to TKI treatment in a Bcr-Abl-dependent, but JAK-independent, manner. We conclude that combining kinase inhibition with STAT5 inhibition represents a promising therapeutic approach in BCR-ABL1+ leukemias.
New substance overcomes treatment-resistance in leukemia
November 28, 2014
Hematologists from Goethe University Frankfurt, working with a Russian pharmaceutical company, have developed a new active substance that effectively combats the most aggressive forms of Philadelphia chromosome-positive leukemia.
The chances of patients with Philadelphia chromosome-positive leukemia (Ph+) being cured has greatly increased in recent years. Nevertheless, a high percentage of patients have developed resistance to available medication. But now, haematologists from Goethe University Frankfurt, working with a Russian pharmaceutical company, have developed a new active substance that effectively combats the most aggressive forms of Philadelphia chromosome-positive leukemia, both in vitro and in vivo. They have reported this in the current edition of the specialist journal 'Leukemia'.
Tyrosine Kinase Inhibitors Are Linked to Platelet Dysfunction in Patients with Chronic Myeloid Leukemia
Practice Update Editorial Team, 2014 Dec 07
December 7, 2014 – San Francisco, California – A high prevalence of platelet dysfunction has been demonstrated in patients with chronic myeloid leukemia (CML) receiving all types of tyrosine kinase inhibitors (TKIs), including imatinib. This conclusion of a descriptive, cross-sectional study was reported at the 56th American Society of Hematology Annual Meeting and Exposition in San Francisco from December 6 – 9, 2014.
Wangsuekul Warit, MD, of Chiang Mai University, Chiang Mai, Thailand, explained that TKIs have become a standard of care for CML and possess a favorable safety profile. Dr. Warit said that a CML patient in his clinic who was taking imatinib developed a large retroperitoneal hematoma after oophorectomy. The patient's platelet count and coagulogram were normal, suggesting platelet dysfunction. Platelet dysfunction has been reported with dasatinib, so the team decided to collect data on the prevalence of platelet dysfunction in patients with CML receiving TKIs in their clinic.
Abstracts and notes on CML presentations from ASH 2014 San Francisco
Professor Steve O'Brien, Newcastle University, UK
PF-114, a potent and selective inhibitor of native and mutated BCR/ABL is active against Philadelphia chromosome- positive (Ph+) leukemias harboring the T315I mutation
A A Mian1, A Rafiei1, I Haberbosch1, A Zeifman2,3, I Titov2,3, V Stroylov2,3, A Metodieva1, O Stroganov2,3, F Novikov2,3, B Brill4, G Chilov2,3, D Hoelzer1, O G Ottmann1 and M Ruthardt1
1Department of Hematology, Goethe University, Frankfurt, Germany
2Fusion Pharma, LLC, Moscow, Russian Federation
3Zelinsky Institute of Organic Chemistry, Russian Academy of Sciences, Moscow, Russian Federation
4Institute for Biomedical Research, Georg-Speyer-Haus, Frankfurt, Germany
Targeting BCR/ABL with tyrosine kinase inhibitors (TKIs) is a proven concept for the treatment of Philadelphia chromosome-positive (Ph+) leukemias. Resistance attributable to either kinase mutations in BCR/ABL or non-mutational mechanisms remains the major clinical challenge. With the exception of ponatinib, all approved TKIs are unable to inhibit the 'gatekeeper' mutation T315I. However, a broad spectrum of kinase inhibition increases the off target effects of TKIs and may be responsible for cardiovascular issues of ponatinib. Thus, there is a need for more selective options for the treatment of resistant Ph+ leukemias. PF-114 is a novel TKI developed with the specifications of i.) targeting T315I and other resistance mutations in BCR/ABL; ii.) achieving a high selectivity to improve safety; and iii.) overcoming non-mutational resistance in Ph+ leukemias.
The BCL2 inhibitor ABT-199 significantly enhances imatinib-induced cell death in chronic myeloid leukemia progenitors
Tun Kiat Ko1, Charles T.H. Chuah1,2, John W.J. Huang1 , King-Pan Ng1 and S. Tiong Ong
BCR-ABL1-specific tyrosine kinase inhibitors prolong the life of patients with chronic myeloid leukemia (CML) but cannot completely eradicate CML progenitors. The BH3 mimetic, ABT-263, targets prosurvival BCL2 family members, and has activity against CML progenitors. However, the inhibitory effect of ABT-263 on BCL-XL, which mediates platelet survival, produces dose-limiting thrombocytopenia. A second-generation BH3 mimetic, ABT-199, has been developed to specifically bind BCL2 but not BCL-XL. We determined the activity of ABT-199 against CML cell lines, as well as primary CML and normal cord blood (NCB) progenitors. We find that BCL2 expression levels predict sensitivity to ABT-199 in CML and NCB progenitors, and that high NCB BCL2 levels may explain the reported hematologic toxicities in ABT-199-treated patients. Also, while single agent ABT-199 has modest activity against CML progenitors, when combined with imatinib, ABT-199 significantly enhances imatinib activity against CML progenitors at concentrations predicted to avoid hematologic toxicities.


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Hi Alan Good work, Looks great
Look good guys. Labelled the "The Scorer" please.
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A three-part talk about her new, innovative multimedia show.
The album Page, Plant, Jones and Bonham recorded before 1969's Led Zeppelin.
The scoop on this handy and essential accessory.
Boss Waza Craft DM-2W Delay pedal: Analog delay is back, with a modern edge.
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This Bed & Breakfast is a model of B&B experience - charming house, full of character, comfortable and cozy, great food, very warm and friendly staff. Don't miss the private castle tour, it was very interesting. Everything was just perfect!
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How good is the mountain golf up at Granby Ranch, the four-season resort community 15 minutes beyond Winter Park? Good enough that players were raving about the quality of the course during a tournament last month - something you can experience for yourself when Village Homes lets you and your partner play nine holes free, just for touring Village's scenic Fairways model and neighborhood.
The Fairways, nestling a hillside above the course with a view down-valley of peaks in Rocky Mountain National Park, has only four home-and-site packages left after sales that continued right through the slow years. With 200 home sales in Granby Ranch, Village has ranked as the top-selling builder in Grand County five years running.
Some of that owes to Village's design flair for meeting what buyers want in an alpine getaway: good looking single-family architecture that fits the mountains, great entertaining areas, big bedroom count for lodging kids and cousins, and 2-car attached garages for cars and/or mountain toys. (In addition to Granby Ranch's ski mountain, the area has Granby Reservoir 15 minutes north).
Prices on those final homes in Fairways start at $460,000. To put that in perspective, nine sales that Village roared through this past ski season in another Granby Ranch enclave were in the $525,000 to $725,000 range; and the most recent sales in The Fairways itself were $595,000 to $628,000.


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Genre/Form: | Broadsides |
Named Person: | Mary Jane Kingsbury Buckner; Simon Bolivar Buckner; Henry Walter Kingsbury; Henry Walter Kingsbury; Ambrose Everett Burnside |
Material Type: | Government publication, State or province government publication, Internet resource |
Document Type: | Book, Internet Resource |
All Authors / Contributors: |
Mary Jane Kingsbury Buckner; Henry Walter Kingsbury; Ambrose Everett Burnside; William K McAllister; Illinois. Supreme Court. |
OCLC Number: | 437890614 |
Notes: | Includes a summary of the case, which involved the recovery of Mary J. Kingsbury Buckner's rightful share of half of the Kingsbury estate in Chicago, followed by: State of Illinois, Supreme Court, Central Grand Division. Henry W. Kingsbury et al. vs. Ambrose Burnside et al., and Mary J. Buckner et al. vs. Henry Kingsbury et al. Appeal from Cook County. Opinion of the court by M'Allister, judge. The Buckner-Kingsbury suit was remanded to the Illinois Supreme Court in January and the decision rendered on Oct. 6, 1871. This summary was published on Oct. 9, 1871, as a supplement to the Louisville daily ledger, Louisville, Ky., noting that "the great fire [i.e., Chicago, Oct. 8-9, 1871] alone has enabled the Ledger to anticipate the publication of this interesting opinion in Chicago." Cf. Stickles, A.M. Simon Bolivar Buckner, 1940, p. 304-305. Text in five columns; printed area measures 40.5 x 29.2 cm. |
Reproduction Notes: | Electronic text and image data. [Chester, Vt. : Readex, a division of Newsbank, Inc., 2005. Includes files in TIFF, GIF and PDF formats with inclusion of keyword searchable text. (American broadsides and ephemera. Series 1 ; no. 13041). |
Description: | 1 sheet ([1] p.) ; 46 x 34 cm. |
Series Title: | Archive of Americana.; American broadsides and ephemera., Series 1 ;, no. 13041. |
Other Titles: | Louisville daily ledger. |
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Related Subjects:(8)
- Buckner, Mary Jane Kingsbury, -- 1831-1874.
- Buckner, Simon Bolivar, -- 1823-1914.
- Kingsbury, Henry Walter, -- 1836-1862.
- Kingsbury, Henry Walter, -- 1862-1900.
- Burnside, Ambrose Everett, -- 1824-1881.
- Evidence (Law) -- United States.
- Real property -- Illinois -- Chicago.
- Internet resources.


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the price was great and that was why I chose this one over the others. I have a pillow top mattress and I was concerned that the corners would pull off, but this isnt the case. It fits nicely. The quality seems good, though I have not taken it off the bed to wash it as of yet,so I dont know how it holds up to laundering. I chose this over an electric blanket because i have daily back pain and I thought the heat from under me might be soothing ( I am a back sleeper). I was right about this. it is soothing and makes all the tight muscles relax so that i can fall asleep. I love the fact that it has two controllers for a queen bed, just incase your partner doesnt like it the same temp as you ( and mine doesnt). I like the zone heat feature, and there is even a rapid preheat feature, which actually works well. The only reason I am not giving this product 5 stars is because the controllers get HOT. i made the mistake of putting a pillow over them, so they wouldnt fall off the edge of the bed and I could still easily reach them, and in the morning they were SMOKING HOT, even too warm to hold in your hand. I wonder if this is a safety hazard, though I am sure they are not designed to be under a pillow all night. I guess I have to make room for them on the nightstands, going forward. nice product, nice price. BUY IT just dont cover the controlers!
Very cool pad as it provides a nice heating element to your bed. Great pre-heating option to get the bed up to temperature quickly. My only complaint is the cord should be on the bottom of the controller. It just doesn't lend to a good ergo design, since it always wants to flip upside down on your nightstand.
This is an excellent product. The fit is perfect, and the separate dual controls are well engineered. I particularly like the separate plug-ins for the controls, since that prevents any confusion of which controls belong to which side of the bed. This is well designed and manufactured. Five stars! *****
I had been looking for a new heated mattress pad for several months , as my old one finally quit working..Our winters can get very cold here in thle mountains... I have bought several heated pads and sent them all back for different reasons. My old one was "zoned" warmer at the foot. I was waiting to rate this one after I used it a while.. Pros-- more padding than others, cannot feel the wires at all. uniform heat auto shut off after 10 hours Cons-- is not zoned heat and not as warm at the feet takes longer to heat up does not get as warm as my old one controls are hard to use in the dark The controls are the worst design--the buttons to adjust the heat are flat, not lighted and impossible to see in the dark..But because you cannot feel the wires, it is more comfortable than others I tried, so Im going to keep it.
This product arrived in 2 days and I did not pay for any special shipping. I was provided a tracking # in email once it left the factory. It is a very nice mattress pad. You cannot feel the wires when you lay down on it. The preheat function is so useful. It takes about 30 minutes before it is totally preheated. Setting 5 is almost too hot and I am generally a cold person!! Attaching the wire to the inset was a little trickly. I found that by not putting the bottom portion of the mattress pad on the mattress was the way to get the wire inserted into the opening. I am really happy with this mattress pad!!
Gift for my son and his wife. They love the separate controls.
Once I ordered the correct size it works great. I turn on the controls about 15 minutes before going to bed to warm up the sheets and turn off & unplug the controls just before getting into bed ----it's perfect. THANKS to a friend who told me about this.
I seem to need to order one of these heated mattress pads every year or two. I only typically use 1 side heated, and the side that sits turned off routinely will quit working after a year for some reason. So now I am trying to turn on both sides nightly, even if I keep at a very low setting. This pad gets so hot if I max it that it could burn my butt. It definitely heats up quickly & well. My only quibble with it is the plug ins at the base of the mattress. I have bought 1 with the plug ins at the top & much easier to work with my outlets & setting it on a nightstand. I tried flipping the pad around to plug in at the top, but then I'd be resting my head on the hard plug if the pillow shifted.
My husband and I love this...so does our 4 cats. It is nice to be able to climb in a warm bed on cold nights. Plus the individual settings allow me to adjust the heat throughout the night. Also ordered one for my sister as a gift...
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Douglas, Georgia, DUI Lawyer George McCranie has gained fame throughout Georgia for his success in DUI defense. Whether defending professional athletes or college students, his aggressive style of defense has made him the "go to DUI attorney" in his area. George works tirelessly to educate our families, children and friends on criminal defense issues. A former Georgia Assistant District...
Show more40% | DUI / DWI | 18 years |
25% | Criminal Defense | 18 years |
25% | Immigration | |
10% | Speeding / Traffic Ticket | 18 years |
Cash, Check, Credit Card
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Current or former client? Write a review
Posted by: M.V. over 2 years ago.
I could not have made a better choice! My sone had said to me long before I needed representation that if I ever needed a lawyer I was to call...
Posted by: Dave over 3 years ago.
I hired George F. McCranie to represent me in a DUI case four years ago. I was able to meet with Mr. McCranie immediately with no delay. Staff was...
Seattle, WA
About 2 months agoRelationship: Fellow lawyer in community
George is a fantastic lawyer and advocate fort his clients. He's well respected by other lawyers and I have seen his growth and success for his...
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Crooked River State Park
Located on Georgia's Colonial Coast, this park offers cozy facilities in a beautiful setting. Campsites are surrounded by Spanish moss-draped oaks, while most cottages overlook the river. Hikers can explore the nature trail, which winds through maritime forest and salt marsh. A boat ramp is popular with anglers who often take to the water before sunrise. Visitors may venture to the nearby ruins of the tabby McIntosh Sugar Works mill, built around 1825 and later used as a starch factory during the Civil War. Nearby is the ferry to famous Cumberland Island National Seashore known for wild horses and mansion ruins.
Info & Amenities
Hours of Operation
Sunday: 7:00AM - 10:00PM
Monday: 7:00AM - 10:00PM
Tuesday: 7:00AM - 10:00PM
Wednesday: 7:00AM - 10:00PM
Thursday: 7:00AM - 10:00PM
Friday: 7:00AM - 10:00PM
Saturday: 7:00AM - 10:00PM
Admission & Fees
Daily ParkPass $5.00
Nature Trails
Facility Amenities
Boat Launch, Gift Shop, Lodging On Site, Picnic Area, Picnic Shelter, Public Restrooms
General Information
Group Amenities
Suitable for Ages
All Ages
Beginners Birding
03/08/2015 - 03/08/2015
Join a park ranger to learn more about the winter birds. From 9 a.m. to 10 a.m., we will discuss the different birds you might see in Georgia. From 10 a.m. to 11 a.m., we will take a walk to see what we can discover. Binoculars available! This is a free event! Meet at the Nature Center.
read more -
Kayak the Salt Marsh - Low Tide
03/14/2015 - 05/16/2015
What better way is there to experience the marshes around Crooked River than to kayak? You will even have a chance to stretch your legs as you explore sandbars and enjoy the scenery. Space is limited, registration required. Call the Park Office to register.
Saturday, March 14, 2015
9:30 a.m. - 12:30 p.m.Tuesday, March 31, 2015
12:30 p.m. - 3:30 p.m.Thursday, April 2, 2015
1:45 p.m. - 4:45 p.m.Saturday, May 16, 2015 read more
Easter Egg Hunt - Ages 0-5
04/03/2015 - 04/03/2015
Bring your kids ages 0 to 5 to Crooked River's Egg Hunt. Limited participation. Early wristband purchase available.
read more -
Flashlight Egg Hunt - Family Hunt
04/03/2015 - 04/03/2015
Bring your family, friends, flashlights and baskets to Crooked River's Egg Hunt in the dark. Limited participation, and early wristband purchase available at the park office. Entertainment and music will be provided by Camden DJ.
read more -
Earth Day River Paddle at High Tide
04/22/2015 - 04/22/2015
Celebrate Earth Day with a paddle on Crooked River. Start off with a maze of marsh grass then open into scenic views. Look for wildlife and enjoy the unique and fun perspective of kayaking coastal waters. Limited space, reservations required.
Wednesday, April 22, 2015:
read more
11:50 a.m. to 2:50 p.m.


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Apple iPod Touch / 8GB / 3rd Gen Electronics 1 New from £239.99 Free delivery Available used from £179.99
5 Superb!Posted: 07/02/2010I am writing this review with the 8gb iPod Touch. Needless to say the internet browsing is excellent. This site works just as your pc. It also has google earth! As long as you have WiFi at home.I cannot understand why anyone would choose the iPod Nano over this.iTunes is a bit fiddly at first but you soon get used to it.8gb is enough if you have about 150 albums with space left over for apps. The processor is very good with apps running perfectly fine, google earth is just as quick as my laptop. I don't think the 32 or 64gb versions would be worth the money.The unit itself is very neat and slim, and the battery life is actually quite good.I thouroughly recommend this iPod.
5 Fantastic GamePosted: 15/11/2009VERY good game.Single player is engrossing with quite a good plot. It all happens too quickly though, even in `hardened` difficulty.Multiplayer is where this game excels and is absolutely the top of its game.This is way better than the first one.
5 Say goodnight to Sleep.Posted: 29/01/2008More addictive and fun than drugs.I still play this game even a year after it came out.
4 Worth a look.Posted: 29/01/2008Some really good tunes on this one. Having said that, the Survivalism remix I could have done better myself.There some songs such as `Capital G` you can just imagine being played in a nightclub (of any kind) and it going down a treat.Personally I think it's not as god as other NIN remix CDs but still worth a look.
5 Great pricePosted: 08/01/2008Wobbles a bit on a flat surface but I can't complain about the price. Magic.
5 A crackerPosted: 08/01/2008Very much like the Playstation 2 Gamepad. Very solid and comfortable. Recommended.
5 A CrackerPosted: 11/12/2007A bit of a shock after anti-christ superstar but what an album. Excellent.
5 What a game!Posted: 25/09/2007Such a fantastic game. You have to put out the lights in the room and turn the volume up for the first 10 minutes of the game. It is simply the most atmospheric game I have played. If you liked Half life, you'll like this even better.Some issues with lack of sound when theres a lot of action but the rest of the game is great.Could do with a bigger range of baddies but the `big daddies` are great.


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Interesting that we get three articles in a week from Seeking Alpha, one of the authors admits to owning CIMT, and we get this up-spike on huge volume, followed by......I guess we'll see. Maybe a week from now things will return to normal here.
Translation: "Hold the price here so I can sell more..."
Amazing that another guy who discloses he is long CIMT over at Seeking Alpha puts out another big plug for the stock, the 4th article now from Seeking Alpha on CIMT in a little over a week.
Another guy desperately trying to pump CIMT as a 3D printing stock. Surprised anyone listens to a Seeking Alpha article.


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Inspired by the Arts and Crafts tradition, the Linear storage collection is built in a small woodworking shop in northern Wisconsin. Its refined, yet durable design features details like dovetail joinery and handcrafted hardware. Linear is available in two distinctive finishes that highlight the beauty of solid wood: natural wood protected with oil and wax or stained wood sealed with lacquer.
With options for media, dining and living spaces, Linear cabinets combine versatility, functionality and good design.
Details of Linear 32h 72w Storage Cabinet with Steel Base
- Dimensions: 72w 16d 32h
- Component Space: 20w 11d 9h (2)
- Door Details: opens 110 degrees
- Floor to Bottom Clearance: 18h
- Wire Management: no
- Product Origin: made in Wisconsin
- Item Number: 231493
- Wood: cherry See material details
- Finish: oil-and-wax
- Base: natural steel See material details
- Finish: lacquer
- Hardware: cherry See material details
- Finish: oil-and-wax


text: Algorithm Implementation: Safe Landing Zone Identification Presented by Noah Kuntz Problem Under Investigation UAV flying in unknown terrain Typically helicopter Map terrain Vision LIDAR Identify landing sites Hazard free Terrain is suitable Large enough to fit UAV Papers Reviewed "Towards Vision-Based Safe Landing for an Autonomous Helicopter" Pedro J. Garcia-Pardo, Gaurav S. Sukhatme and James F. Montgomery Robotics and Automated Systems 2001 "Vision Guided Landing of an Autonomous Helicopter in Hazardous Terrain" Andrew Johnson, James Montgomery and Larry Matthies International Conference on Robotics and Automation 2005 "The JPL Autonomous Helicopter Testbed: A Platform for Planetary Exploration Technology Research and Development" James F. Montgomery, Andrew E. Johnson, Stergios I. Roumeliotis, and Larry H. Matthies Journal of Field Robotics 2006 "Lidar-based Hazard Avoidance for Safe Landing on Mars" Andrew Johnson, Allan Klumpp, James Collier and Aron Wolf AIAA Journal of Guidance, Control and Dynamics 2002 Algorithm Selection – Option 1 Source: "Towards Vision-Based Safe Landing for an Autonomous Helicopter" Strengths: Using vision requires low weight camera Processing power required is not high Weaknesses: Assumes flat underlying terrain, which severely limits practical usage. Assumes high contrast between obstacles and underlying terrain, risks failure to detect some objects. Could pick to land on an obstacle if it is large enough. Algorithm Selection – Option 2 Source: "Vision Guided Landing of an Autonomous Helicopter in Hazardous Terrain," "The JPL Autonomous Helicopter Testbed: A Platform for Planetary Exploration Technology Research and Development" Strengths: Using vision requires low weight camera Considering slope as well as roughness of underlying terrain produces a robust cost map in most terrain conditions Requires extensive vision processing Weaknesses: Algorithm Selection – Option 3 Source: "Lidar-based Hazard Avoidance for Safe Landing on Mars" Strengths: Using LIDAR produces accurate terrain maps at wide angles and moderate processing power Considering slope as well as roughness of underlying terrain produces a robust cost map in most terrain conditions Most LIDAR systems are heavy Weaknesses: Algorithm Choice – Option 3 Reasoning: Most robust in terms of accurately detecting obstacles Other than the sensor, identical to the 2nd best choice, option 2 Mitigation of Weaknesses: Helicopter must be capable of lifting sufficient weight Overview of Algorithm Implementation Digital Elevation Map SICK data is interpreted and flattened Pose and position at each SICK scan point is recorded from UAV autopilot Elevation map is generated by correlating the scanned depths with the position and pose at which they were recorded Overview of Algorithm Implementation Safe Landing Zone Elevation map is analyzed in units the size of the lander footprint, incremented at a fraction of the footprint size Planes are fit to each unit using least mean squares Slope of each plane is calculated from the center of the region Roughness is calculated as the difference between the original map and the fitted map Roughness and slope maps are normalized and added to produce the cost map Cost map is blurred to prevent landing on a good zone adjacent to a highly unsafe zone Landing zone is found in resulting image as the minimum cost point Generated Terrain Hypothetical terrain was generated with a graphics program Landing Zone Algorithm Step 1 Fit planes to the original data Fitted: Original: Landing Zone Algorithm Step 2,3 Find the slopes of the fitted planes Find the roughness based on the difference between the original maps and the fitted planes Normalized Roughness Cost: Normalized Slope Cost: Landing Zone Algorithm Step 4 The cost map is produced by the adding the normalized roughness and slope cost, then blurred with a 3x3 Gaussian Blurred Cost: Total Cost: Landing Zone Algorithm Step 5 The landing zone is chosen as the minimum cost point Image With Landing Zone: Map With Landing Zone: More Examples More Examples


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David Bassanese
This US share rally is different – really?
PUBLISHED: 26 Apr 2013 14:22:12 | UPDATED: 27 Apr 2013 15:50:06PUBLISHED: 27 Apr 2013 PRINT EDITION: 27 Apr 2013Among the more dangerous notions that investors may encounter when grappling with financial markets is that "this time is different".
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People | Alan Greenspan |
Topics | Personal Investment, Financial Markets, Financial Markets /Equities Markets |


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A Mom Blog Social Network
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Hoping you can help.
Is there a way to add the monthly Blog Hop script to a self hosted Wordpress site that doesn't use Javascript so I don't have to use a plugin?
Or are there any 'reliable and safe' javascript wordpress plugins anyone suggests?
Many thanks
I must certainly grab my 'featured bloggy mom' badge.
Hi April, Bloggy Moms is best viewed using Firefox. It's simply an issue I can't control. I apologize for any inconvenience.
Technical Issue: Bloggymoms.com site hangs / freezes IE 8.
Hi, I just wanted to let Tiffany or whoever is administrating her site know that I am not able to view bloggymoms.com through my IE Browser, which is my browser of choice for my writing / blogging.
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Does my blog automatically post to Rockin Bloggers? I went there (via your link) to post a new entry but it was already there!? Confused, sorry..... Just hoping to bring some light reading and family nostalgia to the masses! Helen
@Tiffany Akers, if you go to the navigation bar above... there is a tab that says My Profile. A drop down box will appear when you hover over that tab. The first choice in the drop down box is, My Blogs. Click on that link and it takes you to the url of your blog posts here on Bloggy Moms.
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Recent Articles
Call for Proposals – WIN Evaluation
WIN is calling for proposals for a strategic evaluation of its activities of 2011-2014. Deadline for submissions is February 22. Find out more, download full call
In memoriam – Jenni Laxén
It is with great sadness that we learned that our former colleague Jenni Laxén passed away on January 3rd 2015, just before her 40th birthday on January 5th. Jenni worked […]
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There is an opening for an internship from February at the OECD Water Governance Programme. See full assignment description and information on how to apply here. Applications are due by […]


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Engage in stimulating conversation about classic books, exchange perspectives about characters and plot, and get to know your neighbors.
Read The Art of War by Sun-tzu. One of the oldest books on military strategy in the world, The Art of War is the first and one of the most successful works on strategy. This sixth-century work has had a huge influence on Eastern and Western military thinking, business tactics, and beyond.
Pageturners is sponsored by Friends of the Library.


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Dessert Food Stock PhotoPanna Cotta,Dessert,Honey,Photography,Food,Plate,Peach,Color Image,Toronto,Canada,Focus On Foreground,Freshness,No People,Ontario - Canada,Studio Shot,VerticalPhotographer Brian MacdonaldCollection: Digital Vision Brian MacDonald


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China Medical Technologies To Announce Results For The Second Fiscal Quarter Ended September 30, 2011 On November 18, 2011
BEIJING, Nov. 1, 2011 /PRNewswire-Asia-FirstCall/ -- China Medical Technologies, Inc. (the "Company") (Nasdaq: CMED), a leading China-based advanced in-vitro diagnostic ("IVD") company, today announced that it will report its unaudited financial results for the second fiscal quarter ended September 30, 2011 ("2Q FY2011") before the U.S. market opens on November 18, 2011.
The Company's senior management will host an earnings conference call at 8:00 a.m. U.S. Eastern Time on November 18, 2011 ( 9:00 p.m. Beijing/ Hong Kong time on November 18, 2011).
Conference Call
The dial-in details for the live conference call are as follows:
- U.S. Toll Free Number 1-866-519-4004- International Dial-in Number 1-718-354-1231Passcode: CMEDCALL A live webcast of the conference call will be available on http://ir.chinameditech.com. A replay of this webcast will be available for one month on this website. A telephone replay of the call will be available after the conclusion of the conference call through 10:00 a.m. U.S. Eastern Time on November 19, 2011. The dial-in details for the replay are as follows: - U.S. Toll Free Number 1-866-214-5335- International Dial-in Number 1-718-354-1232Passcode: 22980262 A bout China Medical Technologies , Inc. China Medical Technologies, Inc. is a leading China-based advanced IVD company using molecular diagnostic technologies including Fluorescent in situ Hybridization (FISH) and Surface Plasmon Resonance (SPR) and an immunodiagnostic technology, Enhanced Chemiluminescence Immunoassay (ECLIA), to develop, manufacture and distribute diagnostic products used for the detection of various cancers, diseases and disorders as well as companion diagnostic tests for targeted cancer drugs. The Company generates all of its revenues in China through the sale of diagnostic consumables including FISH probes, SPR-based DNA chips and ECLIA reagent kits to hospitals which are recurring users of the consumables for their patients. The Company sells FISH probes and SPR chips to large hospitals through its direct sales personnel and ECLIA reagent kits to small and mid-size hospitals through distributors. For more information, please visit http://www.chinameditech.com. Contact Winnie YamTel: +852-2511-9808Email: firstname.lastname@example.com SOURCE China Medical Technologies, Inc.Check Out Our Best Services for Investors
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a large butt on a woman or maybe even men. large and spherical.excellent tool for twerking.
Guy1: wow... she can twerk it.
Guy2: have you seen her donk?
Guy2: have you seen her donk?
por your moms kitchen
17 de Fevereiro de 2013
To suck or be really bad at something(used in poker or life)
Wow u couldnt make that shot? Your such a donk
He went in with 5's hi, he's the biggest donk in the world
He went in with 5's hi, he's the biggest donk in the world
por PR0T3GE
27 de Agosto de 2010
The sound a Donkey makes when it has a bucket on its head.
Donkey: DONKKKKKKKK DONK!
por BirdLover637
12 de Maio de 2012
meaning to hit someone on the head with somthing
i donked him with a snow ball/put a donk on it
por tyty2010
12 de Janeiro de 2010
Big big big big ass. Like super XXXL ass.
The girl I blasted last night, had a donk.
por Asian Profession
06 de Abril de 2009
emma wright's backside
Emma Wright's butt is almost as big as the moon.
Man, I know! Look at that donk!
Man, I know! Look at that donk!
por ILoveEmmaWright
05 de Maio de 2010
A musical term descriptive of the noise certain forms music use as main beats, typified by the song "Put a Donk on It" by the Blackout Crew. "Donk" is also a genre of music, generally bouncy or happy techno.
"You know what you wanna do with that, like? Put a bangin' donk on it."
por sacklunch
04 de Agosto de 2008


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Mark Pritchard
MP, The Wrekin
MP, The Wrekin
See our much more detailed, easier-to-read analysis of votes on health, welfare, foreign policy, social issues, taxation and more.
Mark Pritchard occasionally rebelled against their party in this parliament
Abortion Act (1967) Amendment – Mark Pritchard.
May we have a debate on the spiritual, cultural and musical contribution that cathedrals make to the life of the nation? During the 300th anniversary year of the Three Choirs festival, will the Leader of the House thank all those who have contributed to the festival over 300 years and the cathedrals of Worcester, Gloucester and Hereford that have hosted the event, and particularly Hereford...
Of course a Shropshire film festival would be very welcome indeed. Is the Secretary of State aware of a recent decision by Gapictures, which was due to film "Dracula" on location in Shropshire, to switch to another European country? Given that Shropshire has been home to many famous films, including, more recently "Atonement", will the Secretary of State look at new...
More of Mark Pritchard's recent appearances
RSS feed (?)Conservative MP for The Wrekin
Entered House of Commons on 5 May 2005 — General election
Expenses data for MPs is available from 2004 onwards split over several locations. At the moment we don't have the time to convert it to a format we can display on the site so we just have to point you to where you can find it.
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Last updated: 23 Feb 2015.
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This data was produced by TheyWorkForYou from a variety of sources. Voting information from Public Whip.


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Find a copy in the library
Finding libraries that hold this item...
Genre/Form: | Early works Early works to 1800 |
Document Type: | Book |
All Authors / Contributors: |
Jean-Jacques Rousseau; G D H Cole; J H Brumfitt; John C Hall; Peter Jimack |
OCLC Number: | 30055351 |
Language Note: | Translation of: Du Contrat social. |
Notes: | Translated from French. "First published in Everyman in 1913"--Title page verso. |
Description: | lxvi, 362 pages ; 20 cm. |
Contents: | A discourse on the arts and sciences -- A discourse on the origin of inequality -- A discourse on political economy -- The general society of the human race -- The social contract. |
Series Title: | Everyman's library. |
Other Titles: | Works. |
Responsibility: | Jean-Jacques Rousseau ; translated and introduced by G.D.H. Cole ; revised and augmented by J.H. Brumfitt and John C. Hall ; updated by P.D. Jimack. |
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Minn Kota Replacement Rope & Handle - $9.99
The Minn Kota Replacement Rope & Handle fits all cable-steer bow-mount motors. Featuring an ergonomic soft-grip design and 48" of durable, abrasion-resistant nylon rope, the Minn Kota Replacement Rope & Handle is a good thing to have on board, just in case.
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What does FOC mean in Military?
This page is about the meanings of the acronym/abbreviation/shorthand FOC in the Governmental field in general and in the Military terminology in particular.
Find a translation for FOC in other languages:
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Use the citation below to add this abbreviation to your bibliography:
"FOC." Abbreviations.com. STANDS4 LLC, 2015. Web. 28 Feb. 2015. <http://www.abbreviations.com/term/19829>.
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text:
Town Square
Liar, Liar, Pants on fire!
Original post made by Caring Californian, Another Pleasanton neighborhood, on Aug 21, 2014
You can read these worthy Thursday pages of our papers or online through your favorite sites.
Liar, Liar, Pants on fire!
Comments (8)
a resident of Another Pleasanton neighborhood
on Aug 21, 2014 at 11:19 am
a resident of Livermore
on Aug 21, 2014 at 11:24 am
Unable to locate the link.
a resident of Vineyard Avenue
on Aug 21, 2014 at 2:38 pm
Here is another link. Web Link
a resident of Another Pleasanton neighborhood
on Aug 21, 2014 at 2:55 pm
Thank you KR. Love the double click gives the full texts in LARGE print.
The incredibly ignorant, highly over-paid 'financial experts' who manage taxpayers money for unreasonable public retirements' seems to be the only one, of way too many, perpetual money bleeds that we normally hear about. But there are breaches throughout our new society with 'people' drains. All the while our infrastructures, new and repairs, go neglected, and the rare ones attempted insult us with internal incompetence and corruption.
The government, state and federal, needs the policing of all taxpayers all the time. Our founders expected us to monitor. Sadly for all, very few seem to care.
a resident of Amberwood/Wood Meadows
on Aug 21, 2014 at 5:32 pm
Wow. Stunning. That an old coot would waste his money on ads that state the obvious and that no one has denied. (I bet his heirs are really happy about this!)
Something needs to be done. Since every single tax payer in California is opposed to Moonbeam and his lib-tards, we should assemble a public protest across the entire Californian landscape. Maybe have a MARCH down Main Street in which we scream DOWN WITH TEACHER PENSIONS!!!
a resident of Beratlis Place
on Aug 22, 2014 at 11:16 am
We need to ave a MARCH down Main Street in which we scream DOWN WITH TEACHER PENSIONS!!!
a resident of Another Pleasanton neighborhood
on Aug 22, 2014 at 11:44 am
Hey, Wowsa imitator, that's what I say! March!!!!!! Even if it's just the two of us!!!!!!!!!!
a resident of Another Pleasanton neighborhood
on Aug 28, 2014 at 1:58 pm
[Post removed due to promoting a website]
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This is the root of the common Lisp Directory. The whole tree of tags starts here.
If you are new to the Common Lisp Directory, you should probably first have a look at the "By topic" link below or at the "Tags" and "Index" links above.
The items lists (Libraries, documents, events, etc.) are limited to about 20 items randomly taken from the whole lists. Click on the titles or the "View all (n more)" links to see the full lists of items with their descriptions.
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Common Lisp - Myths and Legends | A GUI Library For Lisp On OS X | Lisp Style and Efficiency | Slurping a file in Common Lisp | CL's MOP vs Java's Reflection | The Common Lisp Cookbook | Literate Programming in Lisp | Using a waiting protocol to separate concerns in t... | MIT's SICP Open Courseware | How to read and process a file | Lisp Programming Style | CLOS in Context: The Shape of the Design Space | Dynamic Learning Center | Common Lisp HyperSpec (TM) | Common Lisp Interface Manager - CLIM II Specificat... | Using ASDF with Corman Common Lisp | CDR 3: Revisiting CONCATENATE-SEQUENCE | Common Lisp Directory administrators | cmucl and multiprocessing | Casting SPELs in Lisp
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Jim Newton | Leonardo Cecchi | Nicholas Harbour | Robert Strandh | JP Massar | Ken Anderson | Lars Brinkhoff | Dave Roberts | Eric Thorsen | Raymond Toy | Henrik Hjelte | aycan irican | Manuel Gamallo | Heiko Schröter | David Cooper | Timofei Shatrov | Stig Erik Sandø | Mario Mommer | Liam Healy | pinterface | Yurii A. Rashkovskii | Erik Enge | Dwight Holman | Peter Van Eynde | Francis Leboutte | Stewart M. Clamen | Juliusz Chroboczek | Jason Cornez | Didier Verna | Brian Mastenbrook
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International Lisp Conference 2009 | European Common Lisp Meeting 2008 | International Lisp Conference 2007 | 3rd European Lisp Workshop | LispNYC May 2006 Meeting - Peter Seibel | European Common Lisp Meeting 2006 | LispNYC November 2005 meeting | 2nd European LISP and Scheme Workshop | International Lisp Conference 2005 | European Common Lisp Meeting 2005 | 1st European Lisp and Scheme Workshop | International Lisp Conference 2003 | Japan Lisp User Group Meeting 2000
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YstokCard - smart card API (PC/SC)(Modified)| YstokGrid(Modified)| CL-Typesetting(Modified)| CL-PDF(Modified)| Jean-Philippe Paradis(Added)| Armed Bear Common Lisp(Annotated)| Allegro Common Lisp(Modified)| CLFSWM - A(nother) Common Lisp FullScreen Window M...(Modified)| Ystok-URI - library for representing, parsing, and...(Added)| Clon, the Command-Line Options Nuker(Modified)| Common Lisp Reasoner(Modified)| ASDlite(Modified)| Ystok-Library(Modified)| Ystok-Local-Time(Modified)| YHTML-Template(Modified)| cl-gdata(Added)| Michael Filonenko(Added)| cl-portaudio(Added)| YstokHTML - collection of HTML generator, parser a...(Added)| Common Lisp User Space File System(Added)| cl-btree(Added)
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Submitted by admin 3367 days 22 hours 31 min ago
Comments added to RSS feeds
Now the commented items are added to the RSS feeds so that it's possible to see what have been commented recently.
Submitted by marc.battyani 3308 days 2 hours 20 min ago
unicode possibilities
It would be nice if cl-user would display unicode input for CJK text. With PCL and On Lisp getting new printings in Japan, it might be beneficial to attract more brain-share from that side of the world. Would this be considered out of cl-user.net's scope?
Submitted by charliemac 2403 days 20 hours 5 min ago
Perhaps it would be interesting to open up a "universities" category (or subcategory of Organization) to list universities that teach lisp?
Submitted by informatimago 2396 days 11 hours 22 min ago
re: unicode possibilities
I have to think about it.
The use of English as the standard language is prefered so that the information is useable by most lispers.
I don't mind some other language content though.
Submitted by marc.battyani 2393 days 15 hours 8 min ago
Change descriptions may accept invalid characters
Attempting to view the "Last Modified Items" RSS feed in the Google Chrome browser gives the error: "error on line 10 at column 2048: PCDATA invalid Char value 12". Adding the feed in Mozilla Thunderbird: "<feed URL> is not a valid feed."
Submitted by WalterGR 1520 days 22 hours 7 min ago
Repository access
Many sites have a link to view the repository such as:
Source code repository http://common-lisp.net/cgi-bin/viewcvs.cgi/?cvsroot=cl-semantic
however, I can't find any place that describes how to convert that link into something that can be used to actually check out the source code. I'm very suppressed this hasn't been an issue before.
Submitted by blake1024 1155 days 10 hours 48 min ago


text:
BBB Accredited Business since
BBB Business Reviews may not be reproduced for sales or promotional purposes.
This company is a full service financial institution.
Request a Quote
BBB Accreditation
A BBB Accredited Business since
BBB has determined that Truwest Credit Union meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.
BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.
Reason for Rating
BBB rating is based on 13 factors. Get the details about the factors considered.
Factors that lowered the rating for Truwest Credit Union include:
- 7 complaint(s) filed against business
Factors that raised the rating for Truwest Credit Union include:
- Length of time business has been operating
- Response to 7 complaint(s) filed against business
- Resolution of complaint(s) filed against business
Customer Complaints Summary Read complaint details
Complaint Type | Total Closed Complaints |
Advertising/Sales Issues | 0 |
Billing/Collection Issues | 6 |
Delivery Issues | 0 |
Guarantee/Warranty Issues | 0 |
Problems with Product/Service | 1 |
Total Closed Complaints | 7 |
Read Complaints | Definitions | BBB Complaint Process | File a Complaint against Truwest Credit Union
Customer Reviews Summary Read customer reviews
Customer Experience | Total Customer Reviews |
Positive Experience | 1 |
Neutral Experience | 0 |
Negative Experience | 2 |
Total Customer Reviews | 3 |
Read Customer Reviews | Submit a Customer Review | See Trends in Customer Reviews on Truwest Credit Union
Additional Information
topLicensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding
or registration. BBB encourages you to check with the appropriate agency to be certain
any requirements are currently being met.
These agencies may include:
Arizona Department of Financial Institutions
2910 N. 44th Street, Suite 310, Phoenix AZ 85018
Phone Number: 602-771-2800
Fax Number: 602-381-1225
Type of Entity
Business Management
Mr. Daniel F. Desmond, President/CEO Mr. Ian Schulder, VP of Risk ManagementContact Information
Business Category
Credit Unions Financial Planning Consultants Consumer Finance & Loan Companies Mortgage Brokers Credit Cards & Plans
Alternate Business Names
Mecu-West TruwestIndustry Tips
Reverse Mortgage: What to KnowCustomer Review Rating plus BBB Rating Summary
BBB Customer Review Rating plus BBB Rating Overview
Additional Locations
1667 N. Priest Drive
Tempe, AZ 85281 Directions
P.O. Box 3489
Scottsdale, AZ 85271
What is a BBB Business Review?
We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.
About BBB Business Review Content & Services:
Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
Not all enhanced content & services are available at all Better Business Bureaus.
Professional AffiliationsX
Types of Complaints Handled by BBB
BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:
- Advertising or Sales
- Billing or Collection
- Problems with Products or Services
- Delivery
- Guarantee or Warranty
We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.
BBB Complaint Process
Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business's response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.
What is BBB Advertising Review?
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
What government actions does BBB report on?
BBB reports on known significant government actions involving business' marketplace conduct.
BBB Reporting Policy
As a matter of policy, BBB does not endorse any product, service or business.
BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.
BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.
Complaint Detail(s)
7/14/2014 |
Billing/Collection Issues
Read Complaint Details
Additional NotesComplaint: The truck I bought with financing through TruWest Credit Union did not have the right coverage from my Insurance company. Mind you it had full coverage insurance just missing one piece which was a simple mistake on the part of my insurance company. TruWest sent me a letter saying they wanted me to fax them proof of insurance. I misplaced the first letter (Busy with a full time job, part time college, wife two kids)so the next month they sent me another letter. I faxed them the proof of insurance I had and was told everything was taken care of when they called me. The next month I get the letter again so I called my insurance to have them talk directly with TruWest to get this problem resolved. I stayed on the line until my insurance and TruWest were satisfied that the problem was corrected. The next month I get a statement for my truck and $6000.00 had been added to the amount and my payment went from $520.00 to over $1000.00 a month. I call TruWest and they tell me the $6000.00 was added to the loan because I had a lapse in insurance of 157 days, yes 157 days= $6000.00 of past insurance, not future insurance. My insurance company got them to come down on the amount to $3800 for 157 days of past insurance all the while I am being told that the amount is going back to our original deal and my payments would return to normal. Today, 8 months later I find out that none of this is true and I still owe the $3800.00 and have to pay $840.00 dollars a month on my $520.00 budget for the next year to pay it or loose the truck. According to Amber who I just spoke to they would rather repo the truck then take the fee off. Nice doing business with you TruWest. Desired Settlement: Take of the $3800.00 and return my payments back to the amount agreed upon.
The borrower did not have full insurance coverage, missing one piece. The borrower had only comprehensive coverage and did not place collision coverage until March 2014. The borrower claims his insurance agent erred and we advised that a simple letter from the agent verifying that would suffice. The borrower refused to obtain the letter. We contacted the borrower's insurance agent directly and verified that the collision coverage was not placed until March 22, 2014. Therefore, the borrowers insurance coverage was lapsed from September 28, 2013 through March 22, 2014.
Better Business Bureau: Business Response: The borrower refuses to understand that he did not have full insurance - comprehensive does not protect the car. He also refuses to accept any responsibility for this, repeatedly blaming his agent. We have had instances where an agent makes a mistake and they acknowledge the mistake. In this case, the agent has refuese to do so, which indicates the mistake was the borrowers. The insurance lapsed, we were forced to provide coverage. The borrower, per his contract, must pay for that coverage. |
9/27/2013 |
Billing/Collection Issues
Read Complaint Details
Additional NotesComplaint: This credit union opened a debit and credit card for me without me signing the application. Because I said I was interested in learning more the credit union assumed I wanted to apply without my signature. Desired Settlement: Compensation for pulling my credit without my authorization, also compensation for the time I had to wait in the credit union to close the accounts I never opened.
8/1/2013 |
Billing/Collection Issues
Read Complaint Details
Additional NotesComplaint: Truwest Credit union regularly reports negative credit information on my name that is wrong. They continued to report negative information on my accounts that are closed. My repeated request to remove the inaccurate information from my credit report have been rebuffed. Desired Settlement: Report accurate credit information under my name according to the law. That is to accurately report the accounts' closed dates and to stop adding new information to closed accounts.
Mr. **** and his then wife jointly opened a TruWest Credit card. The credit card agreement states that all borrowers are jointly and severally liable for any balance. The ****s divorced and the divorce agreement states that Mr. ****'s now ex-wife is liable for the remaining credit card balance. As we have explained to Mr. ****, that agreement is between himself and his ex-wife. TruWest is not a party to that agreement and is not bound by that agreement. Mr. **** remains contractually liable for the balance and TruWest is reporting this. In fact, TruWest would be violating the Fair Credit Reporting Act if we did not report this information. Consumer Response: Better Business Bureau: I have reviewed the response made by the business in reference to complaint ID *******, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.
Regards, **** **** Business Response: My apologies. Rather embarrassingly, the previously provided answer applied to a different borrower. Mr. **** is correct. TruWest has not been correctly reporting his settlement. We have repeatedly tried and failed to correct the error. We believe we have finally corrected the reporting error and have contacted the three credit bureaus to confirm that the accounts are reporting correctly. We apologize for the error and inconvenience. Sincerely, *** ******** Consumer Response: I have reviewed the response made by the business in reference to complaint ID *******, and find that this resolution would be satisfactory to me. I will wait until for the business to perform this action and, if it does, will consider this complaint resolved. Regards, **** **** Consumer Response: Better Business Bureau: I have reviewed the response made by the business in reference to complaint ID *******, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.
Regards, **** **** |
11/5/2012 |
Billing/Collection Issues
Read Complaint Details
Additional NotesComplaint: I have tried several times to make an over the phone payment and was turned down. It has caused me on several occasions to be charged a late fee. I have also been talked to with disrespect on several occasions by the collection department when I had to speak with them because of being turned down to make a regular payment over the phone. If there is a representative available to speak with and look up my account, they should be able to take a payment. Also, every time I call from my cell phone, Tru West's automated system hangs up on me. I have to call from a friends number every time. Over several years I have had numerous late fees due to this issue and been talked to with disrespect from the collection department several times, including managers!!!I only want to make a payment and there are very limited option in order to do so. There is no online option if you do not have a checking account with Tru West. If I am calling to make a payment they should allow me to make one. Desired Settlement: 20.00$and an apology. Business Response: Mr. ****, After review of your account, we found that there has not been any communication from TruWest Credit Union to you per your request made on July 18,2011. All communications regarding your account have originated from you to TruWest Credit Union, for the purpose of making your monthly payment via our phone payment option, with the most recent call from you taking place on October 16,2012. Your payment history reflects that you make your payments well after the contractual due date, as well as after the 10 day late charge period. In fact your payments are made between the 11th and 23rd of each month. Based on this we will not waive any fees on this account. If you would like to avoid fees in the future, we suggest you make your payments no later than your contractual due date, which is the 1st of each month. Sincerely, *** ******** VP, Risk Management |
11/2/2012 |
Billing/Collection Issues
Read Complaint Details
Additional NotesComplaint: I have experienced repeated and excessive overdraft service fees on my checking account with TruWest Credit Union in Tempe, AZ. I have not been able to understand nor have they really tried to explain their debit card transaction posting policy which tends to bunch several transactions on one day which collectively would be more than the checking account balance. Instead of posting transactions singularly and then only charging an overdraft service fee on those specific transactions that cause the balance to truly go over, they decide the collective amount of transactions on any given day as a whole is more than the account balance and charge overdraft service fees on each and every one of them, even if some could have posted individually and not caused the negative balance. I know some merchants do not send transactions to the banks the same day but it appears transactions are held by TruWest and grouped. This situation is worsened by the fact that their "new" service of providing online customers with a listing of pending transactions on their accounts does not seem to work. I was made aware of this online service by a TruWest employee over the phone on my first complaint call about the excessive overdraft service fees and checked it online regularly after that to try to avoid causing a negative checking account balance. I have yet to see any actual pending transactions listed when I check my account online, knowing I had made purchases. Desired Settlement: Ideally I would like a refund of excessive overdraft service fees and a detailed explanation of how TruWest Credit Union posts their customer's debit card transactions to their accounts. Business Response: This letter is in response to the complaint received from ***** *****, in regards to the overdraft fees on the Checking account. TruWest Credit Union posts all Master Debit transactions as they are received from the merchant. All Point of Sale (POS) transactions are debited from the account immediately when the transaction is processed. Master Debit transactions (signature based) may take a couple of days to debit the account, but those funds are placed on hold when the transaction is initiated with the merchant. The funds are on hold until the transaction debits the account or up to three days, whichever comes first. Since these funds are placed on hold, the member is able to see their actual available balance. Our members are given the option to authorize TruWest Credit union to pay overdrafts on ATM/Debit transactions for a fee if there are not sufficient funds in the account to cover the transaction. They also have the option to have ATM/Debit transactions declined if there are not sufficient funds in the account to cover the transaction. ***** elected to have her ATM/Debit transactions paid. Our members are always provided with the balance and actual available balance on their account. We provide various ways for them to access their account information. They may access their account information through Online Banking, Telephone Banking or by calling the TruWest Contact Center. |
6/14/2012 |
Problems with Product/Service
Read Complaint Details
Additional NotesComplaint: On 2-17-12: I found 3 fraudulent charges on my checking account from Panama totalling. $450.00. I was horrified and went to local branch to file a complaint. I received forms in mail to dispute, signed and mailed back (2copies). First week of May I got a shady phone call from a woman speaking with thick foreign accent from out of town number asking me to fax my signature that day to her. I replied that if she were from fraud dept.to send me forms in mail for me to sign. She replied I needed to sign immediately and fax directly to her. I did not believe this could be an actual fraud dept. especially since my charges were from a foreign country and this person spoke with a foreign accent/out of state number and insisted I fax my signature and not mail with legitimate forms. May 17, the $450 charges were deducted from my checking acct. Upon going to local Truwest branch they said there was nothing they could do for me!! I'm out this money due to the shady, unprofessional way their so called fraud dept. handled my fraudulent charges. I feel they didn't properly protect my privacy and I feel the manner is which this situation was handled was absolutely, unacceptable. Desired Settlement: I do believe TruWest should have refunded me for these fraudulent charges and taken responsibility for the way their fraud dept. handled my dispute. Knowing I had foreign charges on my acct. and then allowing someone with a thick foreign accent to call me from some out of town phone number to have me fax her directly that day, was unbelievable. Unprofessional; Lolita Duncan left me a message on my machine that I could not even understand whatsoever, (I was convinced it was spam call). Business Response: Dear consumer: Given your relationship as a long time TruWest member, as a one time courtesy, we have issued you a $450 credit. In the future, if you are at all unsure as to whether TruWest is contacting you, please reach out to us in one of the various ways you reached out to us after the provisional credit was removed i.e. at a branch, by phone, by email to numerous public email addresses, by facebook posting or this BBB complaint. If you had done that shortly after the "suspicious" phone call, we would have been able to obtain the necessary paperwork, maintained your credit and TruWest would have been able to get reimbursed for the fraudulent transactions. Sincerely, Ian Schulder, VP Risk Management |
5/14/2012 | Billing/Collection Issues | Complaint Details Unavailable | |||||