text:
Moving to Charlotte from a small town in Western Pennsylvania, I was itching to get my career started, get involved in my new city's activities and grow my professional network. As a young twenty-something with little "real" job experience and a BA degree in English Literature, all of those goals appeared to be a difficult undertaking. Since my educational background wasn't going to quickly boost me into the city's professional circle, I decided to concentrate on creating a plan to expand my network and chances for personal and professional growth along the way. Sometimes, a well thought out plan can make all the difference; it can set you up with achievable short-term goals to provide incentives along the way and it can help maintain your focus on the bigger picture.
Besides the obvious priority of finding a job to pay the bills, second on the agenda was seeking out volunteer opportunities Charlotte had to offer. Volunteer opportunities offer a great way to network while making a humanitarian mark on your community! These experiences can provide the perfect (and cost free) platform for honing your social skills, personal growth development and getting your feet wet in a new environment with new people—all great assets in the workplace. Finding them is not that hard, but deciding which opportunity is your niche can be a little like Cinderella and the glass slipper—you may need to try a few before finding your "happily ever after." Here are a few focus points I found to be helpful when seeking out my philanthropic glass slipper.
Consider your interests: Finding the perfect volunteer opportunity takes time, but if you are a person sure of your interests and hobbies, it can make your search easier. If you are more professionally driven, volunteering for the Chamber or similar local organizations could be your match. If politics is your specialty, consider volunteer opportunities with our Young Professionals public policy committee, and/or local government entities. And, if culture is your forte, Charlotte offers up all kinds of arts driven organizations to tickle your fancy. Some volunteer positions will require prerequisites and an application process. Be sure to consider this while conducting your search also!
Assess your skillset: No matter what your age, continuous improvement and development are applicable across careers, organizations and industries. Be aware of the skills you already possess and the ones you would like to improve on. Be clear on what those are but keep an open mind also. A current opportunity may not exist at the time of your search, but maybe there are alternative positions which will allow you to learn your way around the organization while keeping an eye on that dream spot.
Be aware of your schedule and availability: If it seems you've found a volunteer spot which perfectly matches with your interests and skillset, but it doesn't work with your schedule, don't waste both your and the organization's time. Likewise, if the commitment occasionally requires your time during normal working hours, be sure your employer is agreeable. The opportunity will not be helpful if you're not able to fulfill the obligation or are jeopardizing the paying job you already have.
Think about long-term goals: I'm not talking about just personal goals and the great feeling you get from supporting a good cause; that's a great reason to be volunteering, but there's also your own professional growth. Make sure to carefully consider which organization might best help you to achieve these goals. Ask yourself questions like "Will there be opportunities where me or my group will be publicly recognized?" or "Who already volunteers for this organization?".
Above all, have fun! If you're not having fun, it's time to move on! Make sure you find value in what you're doing and your passion will shine through always!
I am lazy, egotistical, emotionless, disloyal, and, most of all, did I mention entitled? Although in my heart I do not believe I harbor any of the previously mentioned attributes, it is hard to ignore the pre-programmed thoughts on millennials. I happen to work in an environment that lacks bean bag chairs, ping pong and free ice cream on Tuesday – all of the things deemed important to my generation through stereotyping. The reason I bring this up is because we are facing a crucial fork in the generational workplace road. We now have four different generations working under one roof, and hopefully toward the same common goals. How in the world will we all survive this generational apocalypse? We can start by doing these three things.
Respect Experience and Inexperience – The workplace does not have to be a history lesson for younger workers nor should it be a tutorial on the future for older workers. Too often previous generations feel the need to explain "how things are done," which can come across to a millennial as an extension of parenting. I think I can speak for the majority of millennials in that we love our parents, but we do not need the same relationship in the workplace. On the flip side of that, to every previous generation member who thinks that their younger employees are trying to take their established company and turn it into Twitter overnight because they changed one part of your business plan, they are not; they are just trying to provide insight from another angle.
Find Some Sort of "Natural Common Ground" – It bears repeating that when I mention this, I am neither advising older generations to binge watch MTV to stay hip nor advising younger generations to subject themselves to every John Wayne movie ever made. The worst thing that can happen in a multigenerational workplace is the one employee who tries to "understand and assimilate" into another generation. It is usually extremely obvious, embarrassing and, most of all, completely unnecessary. This is because at the end of the day, regardless of which generation you cling to, there will always be common denominators through workplace goals and societal values. In order to find these similarities, it takes time and the ability to listen.
Company Culture – The most important thing that a company can do is to support a culture where commitment to the company goals and performance are the barometer of respect, not age. An example that comes to mind is Russell Wilson, quarterback of the Seattle Seahawks. When Wilson was drafted in the third round of the NFL draft, he was selected to a team that had invested all of its money in a "seasoned" commodity, Matt Flynn. Financially, it made little sense to even think about starting the inexperienced Wilson; after all, the Seahawks had just invested more than $10 million in Flynn. But what the Seahawks did right was foster a culture of "Always Competing," which allowed Wilson to earn the starting job even with a lack of experience on paper. If more companies fostered the same culture, generations would stop looking to label workers as younger or older. Instead, by labeling everyone as a "co-worker," companies might see results similar to the Super Bowl champions.
It is important to point out that I do not think the previously mentioned tips will immediately change the tide of the American workplace. Unfortunately, traditions and norms have been set in stone for some time. But on the other hand, we do have a great opportunity to break generational stereotyping because how often in history do you have four generations working side by side? The important lesson in all of this is to take the time to get to know your co-workers regardless of age and experience. I am confident you will be shocked at how quickly your workplace environment will change for the better.
Do you dream of being powerful, successful, influential and wealthy? Do you fantasize about the day you'll be a C-level executive? Do you think about a future where you are an inspiring leader who leads a great business and develops people? Do you imagine leaving a legacy and making a significant contribution to your community? If your desire is to become a leader, to become a person who can influence others and create something remarkable, then you must do everything you can to refine your Executive Presence.
There are three main categories of Executive Presence: character, substance and style. The image you project, while just a piece of the overall puzzle, is a tool you can use to dramatically increase your ability to influence others. In this blog series, you will learn how to develop the style component of your Executive Presence so that you project the image of a leader.
The style secrets you will learn are the same ones I teach my top executive clients. When you learn and implement these secrets, you'll see a fascinating change in the way people interact with you and their desire to be around you. You will begin to stand out and be noticed by the leaders in your company as someone they want to promote. You'll have more influence in your company and be more effective as a leader. You'll feel more confident in yourself and your ability to achieve.
Style Secret #1: Perception is Reality
First impressions are formed in seven seconds or less and are firmly solidified in 30 seconds. These judgments can be very difficult to overcome. We generally assume that a person consciously and deliberately makes a personal statement about himself with every part of his appearance that he can affect in any way. Let that one sink in for a moment. That means any poorly matched outfits, color choices, ill-fitting clothing and your scuffed shoes are all assumed to be deliberate choices you made. The good news is that this is something entirely within your control.
The first step in the process of becoming a leader is to have a vision of what you want. What do you want to accomplish? What do you want people to think of when your name is said? How do you want people to interact with you? This exercise alone will impact the path you take when developing your Executive Presence, not just your style.
Every choice you make about how you dress and groom yourself should be deliberate. Regardless of the specific qualities you want to project, make sure you're sticking to the following guidelines:
While we will discuss how to build your wardrobe and dress yourself effectively in this blog series, you can also reach out to me with any questions you have at firstname.lastname@example.com.
I used to think I had a unique and courageous story about how I found myself in the Queen City. I moved to Charlotte almost nine years ago by picking a random city in the South. After graduating from Penn State Erie, The Behrend College, located in the snow belt of America on the shores of Lake Erie, my only relocation parameters were it must be a larger metro than Erie, Pennsylvania (this was easily achieved), and, for heaven's sake, no snow between the months of October and April. And no lake effect snow (if you're from the South, lake effect snow may be a foreign term, but basically it snows so much you don't know which direction the snow is coming from). I moved to Charlotte with no friends, family, job nor contacts — just the drive to find the perfect opportunity. I knew that my resume wasn't going to get me anywhere — I needed to meet people. I made small business cards with my resume, started waiting tables, volunteering, attending networking events (thank you Visit Charlotte, The Business Journal and Charlotte Chamber), and talked to anyone I came in contact with about what I wanted to do. To my surprise, the people I met at the networking events invited me to more events, gave me job leads and held informational interviews with me. Within six months, I had a job at one of the city's largest event planning companies. My career has taken me from Charlotte twice. Once to Raleigh, which may be a great city for many reasons, but as a young professional it was tough. At the time, I found the demographic there to be either college students or young families, and their downtown didn't provide for great night life. I came back to Charlotte, and I started working for Visit Charlotte. This was a company where I had originally done an informational interview. I fell in love with Charlotte all over again, this time experiencing the city through the hospitality industry. I stayed for another three years before I was promoted to a job in Washington, D.C. I had always wanted to experience a major metro. But a year later, I moved back home to the Queen City. While a larger metro is nice for several reasons, Washington didn't have a lot of what Charlotte had. It certainly wasn't affordable, it was difficult to find farmers markets and outdoor space, and commuting was terrible — making the quality of life stressful at best. I had a hard time digesting an hour commute each way, which affects your personal life: how much you see of your significant other, your time to relax and overall work-life balance. I couldn't comprehend having a family and fighting traffic and a long commute to get to them in an emergency. Now that I have been in Charlotte for a while, I have heard from other young professionals with similar stories. Charlotte is a great place to build a career and has been nationally recognized for it by NBC News. The cost of living is affordable, the people are friendly, and we have an amazing food scene (thank you Johnson & Wales), access to beautiful greenways and a major airport hub to satisfy anyone's appetite for wanderlust or business travel. Speaking of business travel, Charlotte is home to dozens of Fortune 500 companies. But the QC isn't just a great place for big business, small businesses thrive in Charlotte. Just take a look at Packard Place, a place where entrepreneurship and innovation is encouraged and cultivated. Our unemployment rate is lower than the national average, and we are bouncing back at a faster rate than the rest of the country. And let's not forget sports — Charlotte is the home of not just NASCAR but the Charlotte Hornets, Carolina Panthers, Wells Fargo Championship, Charlotte Hounds, Mecklenburg Aquatic Center, The US National Whitewater Center, Charlotte Checkers, and, last but not least, our Charlotte Knights. There used to be a saying in Charlotte that we were the best kept secret in the South... Well I think the secret is out. Just take a look at what Apartments.com and Forbes are saying about our beautiful city!
If you think that water cooler talk or networking happy hour is an inefficient way to grow your career, you may be thinking too small-scale. There are hundreds of ways to network and just as many reasons why you should do it. The best justification for organizational and social networking is that these associations are your best way to make substantive and long-lasting change within any workplace or society. In "The Power of Habit," author Charles Duhigg explains that permanent change within social structures occurs when an individual is able to tap into his or her strong AND weak ties to advocate for self-perpetuating social and organizational progress. While a strong tie alone (managers, mentors, peers and friends) can support the business plan or social change you are proposing, these ties are not able to ensure that the proposal is implemented and sustained because their influence may not be broad enough to reach all stakeholders. Weak ties within an organization or community are vital to long-term change since they do not promote your idea because they know you; instead, they do so because it is a good idea and someone they knew made the pitch to them in support. The water cooler and networking happy hours are the best opportunities to grow your weak ties and even some of your strong ties within your office or professional society, thereby creating more people who are ready to listen to and support your next work project or social cause. So the next time you are networking within your social or professional communities, don't just think of it as a way to promote yourself. Better yet, think of that new connection as the next step in your path to changing the world or the how the world does business.


text:
Google Maps Extension
From Meta, a Wikimedia project coordination wiki
(Redirected from User:Emiller/GoogleMapsExtension)
This page has been moved to Extension:Google Maps on MediaWiki.org.
Any modifications or additions to this page should be made on MediaWiki.org instead. |
Transwiki move to MW.org, including full history --HappyDog 01:05, 29 November 2006 (UTC)

subset: commoncrawl


text:
AdForum Creative Profiles are currently in beta, let us know if you see anything wrong in this profile.
Report an issue
Worked As
Business Sectors
People i worked with
- Christine Feagins
- Keith Nicolas
- Tony Ashmore
- Gary Tranter
- Matthew Cullen
- Justine White
- Mark Carolan
- Irene Gan
- Stuart Morley
Michael Joy
Nothing here yet !
Add Positions
Nothing here yet !
Add Educations
Popular Works
Is this Your own profile?
Edit My Profile


text:
With Instructables you can share what you make with the world and tap into an ever-growing community of creative experts.
share what you made with text, photos, video, and files
Create »
gather your favorite instructables together
We have a be nice comment policy. Please be positive and constructive.
3,804 views
3 favorites
Electronic security code lock systemby arshad.pathan
Table-Top Electric Plantby comsa42
Water Recycler (Grey Water)by slemke
Automatic Plant Watering Systemby vlad
DIY Blood Pumping Effect - How to Cry Bloodby push_reset
Keep your basement dry with stacked sump pumpsby kabira
DIY Pool Vacuumby sporty1976
Glowing Black Light Punchbowl Fountainby Ginny Antonic
Watering your plants with a microcontrollerby diy_bloke
Self-Watering Plantby randofo
See More
By clicking "Create Account" you are indicating that you have read and agree to the Terms of service.
Enter the email associated with your account and we will send you your username and a temporary password.


text:
Stressed vowel length and/or separability: a̲u̲f·dringlich
Translation of aufdringlich in English:
- (music, advertisement, questioning)pesteringattrib. (journalist)(perfume, smell)aufdringliche Vertraulichkeitaufdringliche Freundlichkeitoverfamiliaritysei nicht so aufdringlich!overfriendlinessaufdringlich riechendon't pester so!have a pungent smellIn Other Dictionaries
- British & World English dictionary
- US English dictionary
- English synonyms
Translate importunate into Chinese | into French | into Italian | into Portuguese | into Russian | into Spanish
- (ask)In Other Dictionaries
- British & World English dictionary
- US English dictionary
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
Grammar and usage help for German:
Get more from Oxford Dictionaries
Subscribe to remove ads and access premium resources
Most popular
Most popular in the US
Most popular in the UK
Most popular in Australia
Most popular in Malaysia
Most popular in India
Most popular in Pakistan
= trending


text:
expand Menu
* Location
Current Location
My dates are flexible
Check-in date
Nights 1 2 3 4 5 6 7 8 9
Check-out date
Rooms 1 2 3 4-9 10-25 26+
Guests/room 1 2 3 4 5 6
Rewards number
Use Rewards points What's This?
Advanced search
Hotels For…
Deals & Packages
Free Wi-Fi for Marriott Rewards® members who book direct.
See Details and participating locations
View and Manage Reservations
Find specific reservations, including those made by phone or when not signed in.
Sign In to My Account
Sign In to view your current reservations.
Remember me What's This?
Remember me
English–US & Canada
Your Stay: 1 Rooms, 1 Guests/room Edit
Free Wi-Fi for Marriott Rewards® members who book direct. See details & participating locations
Sort by
The Ritz-Carlton, Dove Mountain
Residence Inn Phoenix Mesa
Phoenix Marriott Tempe at The Buttes
Courtyard Tempe Downtown
Toltec AZ
PointSavers offers up to 33% in point savings, depending on the hotel category and number of nights requested. This hotel is offering Seasonal Awards, so you can use fewer points when you book a stay during these dates.
15000 North Secret Springs Drive Marana, AZ 85658
37.2 miles from Toltec
View Rates
941 W. Grove Avenue Mesa, AZ 85210
44.2 miles from Toltec
2000 Westcourt Way Tempe, AZ 85282
47.4 miles from Toltec
See details & participating locations
601 South Ash Avenue Tempe, AZ 85281
48.2 miles from Toltec
New Lobby
Check-out mm/dd/yy
(proof of eligibility required at check-in)
About special rates and awards


text:
The Fox News presenter says iPads and the like made it easier to present a candidate's image that was "false" to narcissistic young people.
Charlie Ergen, currently Dish's chairman and previously its CEO, will return to running daily operations after current CEO Joseph Clayton retires at the end of March.
John Legere, leader of the third-largest wireless carrier in the US, is now calling on the US to change the way the auction is run.
What was your first speaker you had a long-term relationship with?
Genetically modified Arctic apples clear a government hurdle and look ahead to landing in a grocery store near you.
The comments suggest Verizon won't need to participate in the next spectrum auction, but the carrier could just be buying time and pushing for more favorable terms.
A man hiking around Australia in full Imperial Sandtrooper armour has survived an encounter with one of the world's deadliest snakes, and he has his Star Wars costume to thank.
The new free, ad-supported streaming service offers a cool collection of cult classics, including "The Twilight Zone," "Dennis the Menace," "The Mary Tyler Moore Show" and "Plan 9 from Outer Space."
The crowds have hit the ground running at CES in search of the novel and interesting technology that wasn't covered on Press Day. Here's everything you need to know from Day 1.
FCC Chairman Tom Wheeler is at the center of a historic debate over how we'll all use the Internet. Fans applaud a consumer-friendly approach. Critics say he'll strangle innovation. Both sides agree he's not afraid to do what he thinks is right.


text:
Husband says shooting wife was accident
As his newlywed wife lay dead on the kitchen floor of their Norwich apartment, Chihan "Eric" Chyung told police he had accidentally shot Paige A. Bennett Chyung after the two argued for hours about a fishing rod he had just purchased, according to court documents unsealed in New London Superior Court Thursday.
Full StoryComments
21 - 27 of 27 Comments
Last updated Feb 7, 2014
Feb 2, 2012
thank you johndo he is definitely guilty i mean seriously if you shoot yourself in the foot on accident you call a ambulance or go to the hospital right away, you dont wait mad hours while your blood spills all over the floor ( when i went into my mothers home the next day her blood was pooled on the floor how fucked up is that?!?! and like he just left her there all alone with no one to hold her like WTF!!) and also you dont drive around and make 5 different phone calls like seriously? my mother deserved to watch her grandchildren grow up there is 5 of them now who will not get the chance to meet the most amazing woman i had ever met
Mar 2, 2012
When is the trial? I wonder why it's dragging on so long?
United States |
Jun 27, 2012
True accident...such terrible remorse he loved her so very much
Sep 29, 2012
Eric is innocent of such a tragic accusation. He loved her more than anything and it was a terrible accident. So sad for all parties. Paige and Eric were deeply in love and he is suffering terribly.
If thats what eveyone wants than thats what you all have. God in Jesus name will have the judgement in the end. Please pray for all involved as I do. |
United States |
Nov 29, 2012
OJ did it!!
Jan 19, 2014
I am really sorry about your mom and I definitely believe this was not accident. Anyone who commits domestic violence should be sentenced to prison for a long period of time. It seems to me that eric was raised under a violent home and he was mentally unstable. Still there is no excuse for what he did. I heard from friends that eric's dad use to be violent with his ex wife. I remember it was on the newspaper long time ago during his divorce process that the judge ordered his dad to surrender his gun collection since his ex wife was afraid he would harm her. Shame on Eric's family for paying a bail. He is a killer and he shouldn't be around people but in prison for the rest of his life.
Feb 7, 2014
Sorry about the whole thing. Eric is innocent of murder...sorry...and you had a field day with all hid belongings
Add your comments below
Niantic Discussions
Title | Updated | Last By | Comments |
The Stenger Farm Pond Case (Jul '09) | Feb 23 | Cool4ever18 | 8 |
Passero's record undermines credibility | Feb 8 | doug | 4 |
Do you approve of Wade A. Hyslop as Councillor? | Feb 6 | mandingo | 2 |
Do you approve of Martin H. Berliner as City Ma... | Feb 3 | mike pras | 2 |
Former Governor Lowell Weicker Lauds President ... | Jan '15 | Doc Proper | 7 |
Seven arrested in Norwich prostitution sting (Aug '08) | Aug '14 | Yermo | 13 |
Explosion? Wednesday 8-27-14 (Aug '14) | Aug '14 | Campbell | 1 |
Find what you want!
Search Niantic Forum Now
Copyright © 2015 Topix LLC


text:
Introducing leggings. Step into a world of stunning designs.
A surfer is running on the beach before skim surfing. Avila beach California
As of 8/6/2011 4672 views
Top Ten 7th of August – Black & White Photos challenge
Featured: Unlimited Quality Group, September 2009
Featured: Live, Love, Dream Group, September 2009
Featured: California Sound Group August 2011
Featured: Live, Love, Dream Group, August 2011
Featured: No More Color Group, August 2011
Featured: Black & White Group August 2011
Featured: Kairo Group August 2011
Featured Through the eye of the Lens May 2012-——————————————————————————————-——————————————————————————————
RedBubble home page feature: June 2010
activity, avila, avilla, barbara, beach, black, boarding, california, colorful, colourful, eyal, glide, gold, golden, hydroplaning, landscape, light, low, nahmias, ocean, people, perspective, pier, reflection, run, running, santa, scale, sea, seascape, shore, silhouette, skim, skimboarding, skiming, skimming, slide, sliding, sport, sunset, surf, surfing, tide, water, waves, white
Fantastic photo Eyal!
Thank you Dave.
– Eyal Nahmias
Awesome capture and so very well done!
Thanks Vonnie, much appreciated.
– Eyal Nahmias
another super shot – well done
Thanks Karen.
– Eyal Nahmias
Superb capture Eyal..Brililant…love this in B/W!!
Thank you Cynthia, I'm glad you like it.
– Eyal Nahmias
Fantastic capture Eyal-I also love the B&W.
Thank you! :-)
– Eyal Nahmias
Similar to a photograph I reviewed of yours earlier and generally similar comments apply but here the surfer being alone in the picture gives a different feel to the scene. I like the action of him running towards the water. A picture very well composed that I appreciated.
Thanks for the detailed and thought out comment. I really appreciate it.
– Eyal Nahmias
Excellent capture and B&W work, well done.
Thanks. I appreciate it.
– Eyal Nahmias
great b&w
most aweome work just an excellent capture
Thank you Jamie. I'm glad to see you're back and well :-)
– Eyal Nahmias


text:
Lululemon Athletica Poised for Renewed Growth
NEW YORK (TheStreet) -- Everything has gone haywire for Lululemon Athletica
(LULU - Get Report).
Lululemon's problems began back in 2013 from a combination of a shortage of spandex and an embarrassing recall of its black luon yoga pants after a transparency issue caused them to be pulled from stores. The chairman, CEO and other top executives subsequently resigned.
Shares have yet to fully recover, down nearly 13% for the year to date, as of Friday's close of $51.39. The Standard & Poor's 500, by contrast, is down 12%.
Six months after the recall, CEO Christine Day was succeeded in December 2013 by Laurent Potdevin. The news sent shares down about 15%. Potdevin is a former director of North America operations for Louis Vuitton in South America and CEO of Burton snowboards. Yet, shareholders had expected more from Potdevin even though he is has plenty of experience on clothing lines geared toward men.
Luluelemon's problems include gross profit, which dropped below what it was in 2012. The company also issued fairly low guidance, telling investors to expect flat same-store sales for the current quarter. Revenue did jump 21% to $345.8 million in the last quarter.
Lululemon relies on trends to capture market share as well as offering quality clothing, which is why the recall struck a nerve. Lululemon hasn't faced major competition in women's fitness clothing but that is slowly changing.
Lululemon has said its strong cash flow, solid balance sheet and liquidity will allow it to execute the necessary actions needed for growth. For instance, it has been able to grow its e-commerce business, which in turn created demand for its products and more brand awareness. Net revenue from the company's direct to consumer channel increased 39% and represented 15.5% of total revenue.
Margins are a big factor. Lululemon's profitability and sales may decrease as a result of escalating product costs and diminishing selling prices. Seasonality is another factor: Lululemon generated approximately 35%, 37% and 36% of its full year gross profits during the fourth quarters of 2012, 2011 and 2010, respectively.
I think Lululemon has tons of potential for upside as it recovers from 2013's problems. Lululemon's margins are now very strong and will continue to be so for the long term. It is expanding internationally. It has gained brand-name recognition.
This article represents the opinion of a contributor and not necessarily that of TheStreet or its editorial staff.
Check Out Our Best Services for Investors
Action Alerts PLUS
Portfolio Manager Jim Cramer and Director of Research Jack Mohr reveal their investment tactics while giving advanced notice before every trade.
Product Features:
- $2.5+ million portfolio
- Large-cap and dividend focus
- Intraday trade alerts from Cramer
Quant Ratings
Access the tool that DOMINATES the Russell 2000 and the S&P 500.
Product Features:
- Buy, hold, or sell recommendations for over 4,300 stocks
- Unlimited research reports on your favorite stocks
- A custom stock screener
Stocks Under $10
David Peltier uncovers low dollar stocks with serious upside potential that are flying under Wall Street's radar.
Product Features:
- Model portfolio
- Stocks trading below $10
- Intraday trade alerts
Check Out Our Best Services for Investors
Dividend Stock Advisor
David Peltier identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
Product Features:
- Diversified model portfolio of dividend stocks
- Updates with exact steps to take - BUY, HOLD, SELL
Trifecta Stocks
Every recommendation goes through 3 layers of intense scrutinyquantitative, fundamental and technical analysisto maximize profit potential and minimize risk.
Product Features:
- Model Portfolio
- Intra Day Trade alerts
- Access to Quant Ratings
Options Profits
Our options trading pros provide over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.
Product Features:
- Actionable options commentary and news
- Real-time trading community


text:
Watch "Tiradentes (1999)" Movie Online
The story of one of the most important Brazilian heroes, Joaquim Jos? da Silva Xavier, known as Tiradentes...
tt0197954|46467 |
Share this movie
HTML code | |
Forum code |
IMDB page | Add to Favorite | Share
Post a Comment
LoginForgot password? |
RegisterRegistration is free and you'll be able to make movie request, submit a movie, view other users profile and leave a comments.Complete the simple form below. |


text:
Jun 1, 2002
With better than expected default rates and improving ratings, emerging market bonds - including those from Latin America - deserve a serious look from the collateralized debt obligation marketplace.
One of the fastest-growing segments in the fixed income market has been collateralized debt obligations (CDOs), the innovative $250 billion universe of repackaged instruments. The concept is simple: take a pool of debt with a blended credit rating and cut the pool into different asset classes with varying risk/return profiles based on seniority in the capital structure. CDOs grew out of the collateralized mortgage obligation (CMO) marketplace when it became clear that there might be a funding cost reduction when securities were pooled and resold in different tranches. CDOs now include high yield and investment-grade bonds, leveraged bank loans, emerging market bonds and asset-backed securities. Under a typical CDO, bonds with a common maturity are placed in a trust and various capital tranches of the trust are rated. Such pools require significant diversity requirements in terms of industry and domicile, and have limits on issuer and issuer-type concentrations. The...
To continue reading please take a free trial, subscribe or login below.
Please enter your login details below for access.
Subscribe now for unlimited access to all current and archive news, data and market analysis.
Take a free two-week trial now for the latest news, data and market analysis.
Free Trial
Mar 4 - 5, 2015 | Hyatt Regency, Port of Spain, Trinidad & Tobago
The 2015 Caribbean Investment & Finance Forum will place regional public and private sector leaders... more
Mar 18, 2015 | Hyatt Regency, Mexico D.F, Mexico
Mexico's prudent economic management and highly liquid and sophisticated local capital markets have... more
Mar 27, 2015 | The Westin Chosun Busan, South Korea
An interactive breakfast discussion, with the region's most important sovereign borrowers, will... more
Apr 16, 2015 | Hotel Unique, Sao Paulo, Brazil
2015 is an important year for Brazil. In the rear-view: the 2014 World Cup and Presidential... more
Jun 10 - 11, 2015 | W Hotel, Santiago, Chile
Returning to Chile for its ninth edition. The region's best attended capital markets event gathers... more
Will a strong dollar deter investors from LatAm bonds?
No, the yield-hunt goes on
Yes, but only retail investors
Yes, once the Fed raises rates
At a fundamental level, the issue is how to generate healthy returns in the medium to long term. Policy holders can see their fund go down over the course of a week or a month, but what we really should be looking at is returns over 20 or 30 years.
Daniel Schydlowsky, Peru's banking, insurance and private pension fund regulator


text:
2 minutes from Place D'Jeema el Fna, Hostel Riad Marrakech Rouge would like to assault the senses of those arriving... More Info »
1 minute from Place D'Jeema el Fna in the centre of the souqs, Riad Layla Rouge is the first edible riad for... More Info »
With more than 14 years experience, the Douarskoll Guesthouse offers a truly professional service. We offer our... More Info »
small hotel in the center of Marrakech close to all the sights of the city and its famous Jamaa lafna for a small... More Info »
Equity Point Marrakech is an incredible Spa hostel (swimming pool, Hammam, Massages, etc...) just few minutes from... More Info »
Amour de Riad is made of 6 rooms all equipped with bathrooms (including a shower, wash basin and toilet) and... More Info »
A very well located Riad, at only 2 minutes walk from the famous square. La Casa del sol is an Excellent hostel with... More Info »
Backpack – check. Camera – check. Passport – check. Travel-bug - DOUBLE check. Hostel– not yet sorted. Down a... More Info »
Situated right next to Jemma el Fna square you\\\\\\\'ll be able to feel the beat of the city\\\\\\\'s heart and... More Info »
Riad du Petit Prince is an authentic riad in the Medina- located close to Jemaa Lefna Guliz and the new city. The... More Info »
All the bedrooms (the riad has 4 double bedrooms and 1 suite sleeping max. 12 people) are light and airy with... More Info »
The Guest House Las Palmeras is a very nice and charming property, at few km on the road of Ouarzazate. Should you... More Info »
What is Riad Dia? Quite simply, it is the house that you may have once designed in your head and though 'no, its... More Info »
This beautiful Riad Qodwa is located 13Km from Medina, a free shuttle available all the time to visit Marrakech and... More Info »
We offer: Easy acces for all vehicles ,including carriages, located in the south and within the ramparts of the... More Info »
Dar Dubai is located in the heart of the medina of Marrakech, our guest house is 10 minutes from Jemaa el Fna.... More Info »
Riad Espagne is located in Marrakech. Free WiFi access is available. Each room here will provide you a shower,... More Info »
The hotel Atlas has very clean rooms, beds are made by hand with wide iron and wooden frames in a purist moroccan... More Info »
Riad Amlal II Features 5 authentically decorated rooms and offers a true Moroccan ambiance. Each room has been... More Info »
The Riad Marelia is a domestic residence recently renovated. It has 7 rooms with Arabic names: Emilia, Isaora,... More Info »
Video guides, travel podcasts, city maps & free city guides. What to eat, where to stay and things to do and see - our travel guides have it all.
Find a guide »No matter where you are there's always time for a great beer with great friends. Check out our guide to cheap but awesome beer all over the world
Read more »We offer the most comprehensive selection of hostels on the internet with over 35,000 great places to stay in 180 countries. The ultimate online resource for hostels everywhere.
Find great value hostels »


text:
Specializing in Family, Divorce and Criminal Law
244 S 1st Ave
Billboard - The latest coupons and news on this business!
Seasoned, successful Yuma attorney with proven track record for over 30 years
MON 8:00am - 5:00pm | TUE 8:00am - 5:00pm | WED 8:00am - 5:00pm | THURS 8:00am - 5:00pm | FRI 8:00am - 5:00pm | SAT closed | SUN closed |
The Law Office of Richard B. Geller is located in Yuma, AZ and serves clients throughout the region. Have you been charged with driving under the influence? Do you need an experienced criminal defense lawyer? Are you faced with divorce? We can help.
Assisted by a professional staff team, Mr. Geller provides top-notch legal representation. We work hard to achieve the very best possible result for your case. Choosing the right lawyer for your situation is difficult, and to make sure you're completely satisfied with the services we offer, your first 30-minute consultation with us is free!
Our areas of practice include:
• Criminal defense
• Family law
• Divorce
• Drugs and DUI
Mr. Geller has been practicing law for over 30 years and now specializes in criminal and family law. Please see our website for a more detailed list of the types of cases we handle. Our law offices and Mr. Geller are in good standing with the State Bar of Arizona.
Call us today for your free, 30-minute consultation!
Category: Family and Divorce Attorneys|Criminal Attorneys|General Attorneys
DexKnows Mobile profile for Law Offices Of Richard B. Geller in Yuma, AZ


text:
At Home With Peachez work break BJ
She's taking a big load in her mouth and swallowing it like a good little cumslut
Blonde sucks black
Very cute girl showing great technique sucking a cock and fucking
18yo teenie gets fucked hard in her tight pussy
Teen Girlfriend Suck And Cum In Mouth
Blonde ExGf Drains My Balls And Swallows
Petite Teen POV Blowjob and Facial
Hot slut gets a great BBC facial
Mmm she is such a turn on...great job guys, thanks for sharing
Fun With Tanya
Parking Lot Blowjob on Lunch Break
Just WOW! This girlfriend is perfect! Beautiful face and wonderful big natural tits! She gets her pussy licked, sucks cock, teases her pussy with a sextoy and gets fucked by her lucky boyfriend on webcam! Stunning!
Super head mature
Classy Black Haired Babe Riding Huge Black Cock
Whore sucks dick while on phone
White Girl Slobbing On My BBC
White Neighbor Fucked By Big Black Guy
Young Virgin Girl 18 With Big Natural Tits
Hawaiian Stripper Blowjob and Cumshot
Damn! This girlfriend is just perfect! Wonderful face, beautiful big tits and best of all amazing blowjob skills! She gives head and receives cum in her mouth! I'm in love...
Titjob and big dick blowjob in POV
Beautiful and horny blonde chick sucks a fat black rod and spreads her legs for him.
After her first-ever assgasm, Heather surprisingly deep throated Clover's 10 inches of man meat, she gave him a superb blow job and hand job before getting banged.
Hot girlfriend gives a big dick blow job on homemade pov blowjob video. So lucky guy, i want she blowjob my dick like this too.
Petite Blonde caught in masturbation and fucked
Cum craving latina gets a mouth full of hot cum
Sexy black wife gets her mouth fucked
Austria Phat Ass White Girl Milf
She sucks and makes full drool on camera
Big tit girlfriend sucking her man cock in this amateur blowjob video. She gave him an amazing blowjob.
How horny does this make me!? Pretty fucking horny!
Dickmatizing might just be my new favorite word
There's a girl who knows what to do with a cock!
Delicious POV blowjob by brunette girlfriend
Homemade sex tape of good girl deepthroat this huge dick all. Have you ever been with a girl that can deepthroat like this?
Private Handjob & Cumshot
Too bad she spits it out
LOL never seen a cock so huge
Love to see her taking that cock in her pussy and see if she can handle it all.
Late night head from my pretty white girlfriend
What a huge cock!


text:
Star Tracks
Shields is all ears as she shows off her inner kitty in New York City. Plus: Kim Kardashian, Eva & Mario, SJP and more
Credit: Tom Meinelt-Jackson Lee/Splash News Online
Published: Friday Oct 31, 2008 | 05:25 PM EDT
More from PEOPLE
Latest News!
- Tess Holliday Models for Torrid, Talks Dressing Sexy and #effyourbeautystandards
- The Best Photos from the Week of Feb. 23- Mar. 1, 2015
- Ellen DeGeneres Weighs In on DressGate: 'This Is Why I Don't Wear Dresses' (VIDEO)
- California High School Teacher Found Hanging in Classroom by Her Students
- VIDEO: Watch Jon Stewart Kick a Professional Wrestler in the Groin


text:
Thanks for redeeming.
{{else}}Success! Thanks for repurchasing.
{{/if}} {{else}} {{#if Expired}}Increase my visibility!
{{else}} {{#if IsMultiPack}}{{#if HasMultiPack}} You have {{MultiPackCount}} top spot(s) left. Now loading you into the search listings... {{else}} You have used all top spots. Now loading you into the search listings... {{/if}}
{{else}}We are loading you into the search listing pages...
{{/if}} {{/if}} {{/if}} {{/if}}{{Current}} just saw you!
{{/if}} {{#if LastTopSpotPurchaseIsMulti }} {{#if HasAnyTopSpot}}{{#if HasFreeTopSpot }} {{ UnclaimedTopSpotFree }} Free {{/if}} {{#if HasPaidTopSpot }} {{#if HasFreeTopSpot }} & {{/if}} {{ MultiPackCount }} {{/if}} Top Spot{{#if Plural}}s{{/if}} Left
{{else}}0 Top Spot{{#if Plural}}s{{/if}} Left
{{/if}} {{else}} {{#if HasFreeTopSpot }}{{ UnclaimedTopSpotFree }} Top Spot{{#if Plural}}s{{/if}} Left
{{/if}} {{/if}} {{else}} {{#if HasResults}}{{Current}} see you now!
{{else}} {{/if}} {{/if}}You can now invite anyone to meet at your favorite Starbucks.
Limited-time feature
41 year old woman | Issaquah, WA, USA | Seeking men 35-45 within 25 miles
Looking for friendship and fun.
I enjoy being outside. My passion is my horses and cars. I really enjoy car shows and would love to go to Barrett Jackson some day. Vintage Mustangs are at the top of my list. I'm not interested in going to bars but love to go hang out in a coffee shop and talk. I have a young son who I'm absolutely devoted to. A special someone needs to love kids and understand that my son comes first.
Camping , Coffee and conversation , Music and concerts , Exploring new areas , Travel/Sightseeing , Wine tasting
Bowling, Running, Soccer, VolleyBall, Walking / Hiking
I exercise 3-4 times per week.
I have Dogs
Cabo, Fiji, Barbados, Arizona
I love cars, horses, watersports and hanging out with my son.
Riding and showing horses, time at the lake jet skiing, going for walks, car shows are the best.
Her | What she is looking for | |
Appearance | ||
Height: | 5'4" (162cms) | 6'0" (182cms) to 8'11" (271cms) |
Body type: | Slender | Athletic and toned |
Eyes: | Blue | No preference |
Hair: | Dark brown | No preference |
Lifestyle | ||
Smoke: | No Way | No Way |
Drink: | Social Drinker | Social Drinker |
Occupation: | Student | No preference |
Income: | I'll tell you later | $75,001 to $100,000, $100,001 to $150,000, $150,001+ |
Relationship: | Divorced | No preference |
Have kids: | Yes, and they live at home (1) | Yes, and they sometimes live at home, No, Yes, and they live away from home |
Wants kids: | Probably not | Probably not |
Background | ||
Ethnicity: | White / Caucasian | No preference |
Faith: | Christian / Catholic | No preference |
Languages: | English | English |
Education: | Bachelors degree | Associates degree, Bachelors degree, Graduate degree |


text:
Commonwealth Orthopaedics: ACL Injuries in Females
12.15.2012 / Blog Posts Health and Wellness
Jordan Bernstine, Brandon Meriweather, and Chris Neild have all been recovering from season-ending ACL injuries. But, did you know that women are at a greater risk for ACL injuries compared to men? Check out the article below from Commonwealth Orthopaedics to learn more.
ACL injuries are approximately 4-6 times greater in females compared to males. The female soccer player has the highest risk for ACL injury. With the increase in the understanding as to why the female athlete is at greater risk, prevention programs have been developed to help prevent ACL injury in the female athlete.
Assessment of jump mechanics (having the athlete drop from a one-foot-high box and explode into a jump when landing from the box) can be used to identify the at-risk female athlete.
It is important to teach females to use their knees as a "hinge" rather than a "ball and socket" to avoid injury. Improving muscle strength in both legs (plyometrics), improving agility and position sense also known as proprioception as well as core strengthening all help to prevent ACL injury.
In fact, core strengthening surprisingly is one of the most important aspects to prevent ACL injury. Numerous prevention programs exist on the internet, but the one I favor most is at: http://smsmf.org/pep-program. Watch this short video by Dr. Lawhorn on ACL injuries in women http://www.youtube.com/watch?v=iqZrcROxnqg.
Keith Lawhorn, MD; Commonwealth Orthopaedics
Commonwealth Orthopaedics has teamed up with the Redskins as a new health and wellness partner. Click here for more information.
It's our turn.
Join the 113245 members
- May 2, 2015
- May 2, 2015
- May 16, 2015
- May 30, 2015
- July 31, 2015
- Aug. 15, 2015


text:
Join Date: Mar 2008
Posts: 721
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Thread Tools |
Sponsored Links | |||
Advertisement |
Katrina - Mama to Gabriel 11/20/2009 and Norah 10/11/2011- married to Wayne -  and now new baby Theodore born 3/11/13
I've been having this for 2 weeks going off on and on. . .and really hoping the actual labor will be speedy. this is my first so who knows. the most irritating thing is when I tell people I've been having contrax and they peter out, they are like, oh, Braxton Hicks! and I'm like noooo, these hurt. They are not BH. s Taking notes though, hoping for a short labor, and soon! |
Mommy to Petunia 11/04 Bug 10/06 Button 11/09 and Sweetie pea 12/11 DW to J :
Missionary, birth-worker, midwifery student
Mama to DD (9yr), DS (3yr), & UC twin DDs (5yr)
Posting Rules | |


text:
What does WVN mean in Chemistry?
This page is about the meanings of the acronym/abbreviation/shorthand WVN in the Academic & Science field in general and in the Chemistry terminology in particular.
Find a translation for WVN in other languages:
Select another language:
Discuss this WVN abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"WVN." Abbreviations.com. STANDS4 LLC, 2015. Web. 4 Mar. 2015. <http://www.abbreviations.com/term/267489>.
WVN also stands for:
- United States District Court for the Northern District of West Virginia
- Wandel Vereniging Nuland
- Wedding Vendors Network
- Welsh Video Network
- West Valley Occupational Center
... and 15 more »
Nearby & related abbreviations:
Alternative search:
- Search Water Vapor Nitrogen on Amazon
- Search Water Vapor Nitrogen on Google


text:
Search Software Personal Help |
By Barbara R. Farrell, James R. Downing, and Patricia Healy
An Almost Untapped Market
Nine months after Americans scrambled from rooftops to flee Saigon, American companies began to investigate the possibility of doing business in Vietnam. The companies like what they see there-- close to 80 million in population, most of whom are literate and ready for opportunity. Since then, both the Vietnamese and American governments have taken steps that make doing business there more and more attractive.
With President Clinton at the helm for a second term, many believe he will move to granting most favored nation status to Vietnam, which will increase the interest in this resource rich country. As with most emerging countries, doing business there is different than doing it in the U.S. and not without considerable risk. Business is conducted in several forms including business cooperation contracts and the very popular joint venture. Foreign investors get to put in the capital, but
The Vietnam War ended with a scene that may live forever in the minds of those old enough to remember: Americans scrambling from rooftops in Saigon, desperately clinging to helicopters that would carry them to safety, the city overrun by the North Vietnamese. Incredibly, in January 1976, a mere nine months after this appalling flight, U.S. companies began to investigate business prospects in Vietnam. One major reason behind this seemingly unimaginable occurrence was oil. The 1970s saw oil embargoes that left Americans waiting hours on line to fill up their gas tanks. Major U.S. oil companies estimated that Vietnam had four billion untapped barrels of oil sitting just off its shores, and they led the push toward forming U.S.-Vietnamese joint ventures to exploit this precious resource.
Many companies had begun to investigate the potential of oil in Vietnam as early as 1973, backed by both the U.S. government and the old Republic of Vietnam. Two years later, in 1975, the North Vietnamese would not honor agreements made with the old South Vietnamese government. The new government did, however, seem eager to make their own arrangements with U.S. companies. Until the mid-1970s, the North Vietnamese had been getting most of their oil free from their Russian allies. Beginning on October 31, 1976, Russia changed its policy toward Vietnam and told the Vietnamese they would have to begin paying for their oil.
In seeking to make arrangements with U.S. companies to search for oil, it appeared the North Vietnamese were hoping to use the potential profits from such joint ventures to rebuild their economy that was left devastated by their long war.
Mobil Oil Corporation discovered Vietnam's largest oil field in the South China Sea in 1975. After being occupied throughout the 1970s exploring for oil and natural gas off Vietnam's shores with Japanese and Vietnamese partners, it soon became apparent early estimates of the oil potential in Vietnam may have been too hopeful.
American businessmen meanwhile saw oil as just the first step in trading with the North Vietnamese. Directly following the oil and gas companies were opportunists from all areas of commerce, from banking and tourism, to consumer goods and heavy machinery.
Vietnam's Troubles of the
By the mid-1980s, Vietnam's economy was in dire shape. The country was unable to produce enough grain to feed its own people. Manufacturing accounted for less than 20% of the gross national product. Government subsidies, which had been designed to aid state-owned businesses, created inefficiency and low productivity. Budget deficits grew, causing the expansion of private businesses in Vietnam to suffer.
In 1986, the Vietnamese government introduced a new system of economic reform, called doi moi (pronounced "doy moy"). The program was designed to move the country away from its state of isolationism and central planning toward an open-market economy. Initial goals were to improve the standard of living and encourage foreign investment. For the first five years after doi moi was introduced, however, there was little impact on life in Vietnam.
In 1991, the Soviet Union collapsed, delivering a nearly fatal blow to the unstable economy in Vietnam. The country lost nearly $2 billion in trade agreements and aid from their ally, and the country's leaders were forced to take further action to boost the economy. Government officials rushed to make agreements with Asian neighbors such as China, Hong Kong, Japan, and Singapore. Their success in this first step away from isolationism led Vietnam's leaders to look elsewhere to form new arrangements. This was the first step: The Vietnamese began to look west, toward America's shores.
Since 1991...
Since 1991 and the collapse of the Soviet Union, the turnaround Vietnam has experienced has stunned many observers. Almost all price controls have been removed, encouraging higher production and a greater equilibrium between supply and demand. Government subsidies were eliminated, freeing up 20% of government expenditures. As a result, the budget deficit began to shrink. GDP grew 8.8% in 1994, as compared to a dismal 2.7% in 1986 and 1987. Inflation was at only 9.9% in 1994, down from a crippling 108% in 1990. Foreign investors pledged only $366 million to the Vietnamese in 1988; by 1994, that number had risen to $3.5 billion.
After such incredible change in the early 1990s, where does Vietnam stand today? It is still one of the world's poorest countries, but has the potential to enjoy strong economic growth.
Vietnam has a population of 74 million people, making it the 13th largest country in the world. More than half the population is under the age of 25, giving Vietnam a large pool of workers from which to draw for all industries.
The gross domestic product of Vietnam in 1995 was $15 billion, yet the annual per capita income only $221. Annual inflation currently lies at approximately 15%.
The Vietnamese are an educated people, with a literacy rate of 88%. Yet, life in Vietnam seems to lag decades behind today's industrialized nations. For example, there are only two telephones for every 1,000 Vietnam citizens. The composition of the Vietnamese population, however, may be perhaps the biggest draw for foreign investors. A large, young, educated, inexpensive workforce seems available for those who can enter into this largely untapped country.
Vietnam enjoys a wide variety of natural resources, including oil, natural gas, coal, minerals, agricultural land, forests, and marine resources. The economy suffers, however, because of a lack of raw materials needed for industry.
Aside from weak exports and a shortage of raw materials, the Vietnamese economy continues to struggle because of a chronic shortage of machinery and parts, and rampant unemployment, estimated to be as high as 40%. Finally, the country is still suffering from the blows of the Vietnamese war, which devastated the infrastructure of the country.
Enter the United States
By the mid-1990s, the U.S. began to respond to the changes occurring in Vietnam. On February 4, 1994, President Clinton ordered an end to the 18-year long trade embargo on Vietnam. American businesses were happy; many American citizens, however, specifically those that fought in the war, were not.
Two decades after the end of a bitter war, many questions about the fate of missing American servicemen remain unanswered. The President, in an effort to quell the anger of those opposed to lifting the embargo, said "It was now time to acknowledge the cooperation Vietnam has shown in the search for evidence of the 2,238 Americans still officially listed as missing . . . Opening the door to trade would benefit that still-unfinished search. . . I am absolutely convinced it offers us the best way to resolve the fate of those who remain missing and about whom we are not sure."
Lifting the trade embargo, however, was just the first step toward improving relations between America and Vietnam. The two countries were then allowed to open liaison offices in each other's capitals. A U.S. office in Vietnam began to aid Americans and to pursue talks with the Vietnamese about human rights issues. The Trading with the Enemy Act was left in place, however, ensuring that assets frozen by the U.S. remain under American control until the two countries can reach an agreement about their disposition. Also, restrictions against selling weapons and some high-tech goods to Vietnam were also left in place.
Seventeen months later, President Clinton took yet another step toward facilitating trade and business with the Vietnamese. On July 11, 1995, Clinton normalized relations with
Normalization put in motion trade talks that may lead to Most Favored Nation (MFN) status for Vietnam, and lower tariffs on trade between U.S. and Vietnamese companies. Normalization would also allow Clinton to waive restrictions on the Export-Import Bank (Ex-Im) and the Overseas Private Investment Corp. (OPIC), although he has not yet done so. OPIC offers financial and political risk insurance for U.S. businesses setting up operations in other countries. Ex-IM provides financing and loan guarantees for U.S. companies exporting products abroad. President Clinton has said he will consider waiving these restrictions only after he has reviewed human rights and labor issues in Vietnam.
Most Favored Nation Status
The next step to ease trade between Vietnam and the U.S. would be the granting of MFN Status. What would this mean for American businesses?
MFN status grants countries that trade with the U.S. the lowest tariffs on exported goods. Most analysts say this is desperately needed to spur investment and development in Vietnam. Without MFN status and government financing, U.S. companies are losing business to European and Asian competitors.
Granting MFN status appears to be an emotional issue for our politicians. Aside from the human rights issues that have been raised, many Americans are unable to forget that 58,000 Americans were killed in the Vietnam War. Perhaps politicians are unwilling to risk losing votes because of such a sensitive issue. Others feel that until the U.S. is given answers to its many questions concerning the 2,200 American POWs still considered missing in Vietnam, granting MFN status is unthinkable.
Opportunities in Vietnam Today
What opportunities exist in today's Vietnam that make it such an attractive investment prospect to foreign businesses? There are two major areas of opportunity: agriculture and industry.
Agricultural endeavors currently employ roughly 70% of the Vietnamese population and generate 50% of GDP. Rice is the top product; in fact, Vietnam is the world's third-largest rice exporter, with 1.7 million tons exported in 1993. Other major exports include rubber (80,000 tons exported in 1993), coffee (more than 100,000 tons), and tea (20,000 tons).
Vietnam currently imports 400,000 tons of wheat per year. It is estimated that
The current value of Asia's highly populated food market is estimated to be $450 billion, which makes agriculture a highly desirable area for foreign investors.
Ironically, it is Vietnam's long history of war that has caused many of the agricultural problems it is experiencing today. During the Vietnam War, the U.S. dumped approximately 72 million liters of herbicides, such as Agent Orange, over roughly 16% of Vietnam's land. Some ecologists estimate that the deforestation caused by this chemical warfare would have supplied Vietnam's timber industry for about 30 years. In addition to the chemical warfare, large tracts of land in Vietnam were bulldozed during the war, destroying both vegetation and topsoil. Finally, the nearly 25 million deep craters left behind from the war have left many rice paddies
Industry. A second area for investment opportunity is that of industry, which accounts for 30% of Vietnam's GDP. Coal mining, food processing, and textile production are well established, and oil exploration, its fastest growth area, is up 56% from 1990-1991. Vietnam exported 6.5 million tons of oil in 1993 and hopes to increase exports to 21 million tons by the year 2000. The country's first oil refinery is expected to be operational by the year 2000, run by a consortium involving PetroVietnam and companies in France and Taiwan.
Construction opportunities abound in Vietnam. As the country struggles to rebuild itself from long decades of war and economic uncertainty, the need for new factories has grown proportionately. An increase in efforts to attract tourists to Vietnam has led to a boom in the hotel industry. Also, as Vietnam tries to lure more foreign investment, the
Another area of opportunity for investment is found in the rich mineral deposits of Vietnam. Most common are iron, chromite, copper, tin, lead, zinc, tungsten, and rare earths. Most mineral deposits lie untapped, which may lure yet more investors to the country. Vietnam is currently the world's largest exporter of scrap metal, most of which is shipped to Japan and transformed into motorcycles, which are then sent back to Vietnam.
Telecommunications is a growth industry in Vietnam, as the government tries to improve communications systems throughout the country. Airplane purchases and airlines are growing as Vietnam tries to build its tourism industry. Shipping has become a major investment prospect, as both imports and exports have increased.
Problems Facing U.S. Businesses
Legal Structure. Conducting trade with Vietnam does have its share of risks and problems associated with it. Many foreign investors point to the hurdles involved when considering trade with Vietnam, including, for example, the lack of a viable legal structure in Vietnam. There are poorly defined laws, no independent judiciary, few qualified lawyers, and a lack of experience in international business. One legal problem facing potential investors is that currently in Vietnam there are few protections for copyrights and intellectual properties, which have the potential to create huge risks in any investment.
The high cost of doing business in Vietnam is another deterrent to some investors; many are unsure the potential return on investments will be sufficient enough to cover the huge start-up and maintenance costs U.S. companies face as they enter the Vietnamese marketplace.
Government regulations imposed on foreign investors by the Vietnamese are yet another obstacle facing many businesses. Complaints have arisen concerning the slow pace with which the Vietnamese leaders approve foreign investments. Recently, for example, new rules were imposed on branch offices for foreign law firms. The government may require that offices report on their finances, and impose restrictions against hiring associates with fewer than five years experience. Barriers also exist to limit foreign ownership of land in
Vietnam's inadequate infrastructure also creates problems for foreign investors. Insufficient transportation systems make it expensive and time-consuming to ship goods. Everyday tasks, such as placing phone calls and sending faxes, are not always easily done in Vietnam. Power outages are frequent, causing costly delays in business operations.
Possible Public Reaction. American investors also face problems at home, because of lingering attitudes of resentment toward the Vietnamese. Some American companies are fearful of public reaction to ties with Vietnam.
Despite the risks and problems associated with trade in Vietnam, however, many American businesses point to the benefits involved. Many companies savor the opportunity to invest in and trade with a country of 74 million people who appear to be highly educated, hungry for work, and eager for goods carrying American brand names.
Investing in Vietnam
Once an investor has made the decision to look toward Vietnam, he must then deal with the sometimes confusing logistics of foreign investment imposed by the Vietnamese government. Vietnam law provides for four forms of foreign investment.
100% Foreign-Owned Enterprise. An investor may choose to propose a 100% foreign-owned entity, which would take the form of a limited liability company with 100% foreign capital. Although this form of investment is available to foreign investors, it is, in fact, largely discouraged by the Vietnamese government.
Business Cooperation Contract. A second form that a foreign investor may choose is a business cooperation contract. These are most often used for large projects: For example, a U.S. company may get oil exploration and production rights in exchange for sharing a percentage of the oil with the Vietnamese government. A business cooperation contract is a non-equity, contractual joint venture between a Vietnamese partner and a foreign partner to jointly conduct one or more production or business operations in Vietnam. A business cooperation contract is not recognized as a distinct Vietnamese legal entity. Therefore, the foreign investor is not protected from the entity's liabilities. The foreign investor cannot directly hire Vietnamese workers; this must be the responsibility of the Vietnamese partner. The entity is managed by a committee established in the terms of the contract between the Vietnamese and foreign investor. There is no requirement of unanimity among committee members for key decisions, however, so that a foreign partner can exercise a certain amount of control over both the Vietnamese partners and the entity as a whole.
Build-Operate-Transfer Project. The third form of foreign investment allowed by the Vietnamese government is known as a build-operate-transfer project, or BOT. There is relatively little experience with such projects, however, as they have been permitted only since late 1993. BOT's were specifically designed to attract investors for infrastructure projects. Under the terms of a BOT, the foreign party agrees to build a project and operate it for a specified period of time. At the end of the contract period, the project is transferred to the Vietnamese government for no consideration. In return for the investment, the foreign investor receives beneficial tax incentives, as well as preferential treatment in the use of land, roads, and utilities, etc.
Joint Venture. The fourth and most widely used form of foreign investment in Vietnam is the joint venture. Many view this structure as the only realistic way to get a foot in the door; joint ventures currently make up about 70% of foreign investment projects presently in Vietnam.
A joint venture is a limited liability company formed in Vietnam by Vietnamese and foreign partners. They are beneficial for the foreign investor since the Vietnamese partner should have local expertise and knowledge necessary to conduct business within the territory. Also the Vietnamese partner can provide access to local resources such as land that may be unavailable to a foreign partner.
Unlike a business cooperation contract, a joint venture is considered a distinct Vietnamese legal entity. To form a joint venture, the foreign partner must provide at least 30% of the required capital in the form of money, plant and equipment, or intangible assets. The foreign partner may, however, provide as much as 99% of the capital.
Under Vietnamese law, at least two members of the venture's board of management, including either the general director or first deputy director, must be Vietnamese. Therefore, even if the foreign investor has a majority interest in the venture as determined by capital contributions, it may not have control. Finally, a unanimous decision by the board of management is required for all issues of planning and production, which may again limit the amount of control the foreign investor may exert over the Vietnamese partner. Many U.S. companies have turned to joint ventures with other foreign investors to start doing business in Vietnam. The Vietnamese officials appear to prefer such proposals over the other three forms foreign investment may take.
Because there is no private ownership of land in Vietnam, a joint venture may be the only way to get access to land needed for business projects. Otherwise, the foreign investor must rent the land it requires from the Vietnamese government. However, many experts note a word of caution to potential investors: It may be difficult to find a good Vietnamese partner. It is important to determine beforehand that if the Vietnamese partner makes claims to land rights, those rights do in fact exist.
Applying to Do Business in Vietnam
The arduous application process is yet another hurdle to face on the road to conducting business in Vietnam. All foreign investors must receive approval by the Vietnamese government, and the process can be lengthy, frustrating, and expensive.
All applications must contain a feasibility study and copies of contracts with Vietnamese partners, as well as petitions for preferential tax treatment. The State Committee for Cooperation and Investment (SCCI) is primarily responsible for reviewing and approving applications, although other government groups may become involved in the decision process. Large projects may require the approval of the prime minister.
In addition, local permits may be required for such items as land, power, and water supply, as well as the construction and installation of communications systems. It may take years to get all of the required permits to begin conducting
In early 1994, the SCCI vice chairman, Dr. Nguyen Mai, noted the necessity of simplifying the application process to attract more foreign investors. In a statement, he said this would become a government priority, so that the government may work in conjunction with potential investors to ease the application process.
As an example of the formidable task of receiving government approval, it is perhaps best to examine the joint ventures, since they are the most common form of foreign investment. An application for a joint venture must contain four essential documents.
Contract. Required first, is the joint venture contract, which contains the nationalities, addresses, and representatives of proposed partners. It also must list the name, address, and business activities of the joint venture. The contract must divulge the capital structure of the joint venture, specifying the contributions made by each partner, as well as procedures for assignment of capital. A list of equipment and materials needed for the joint venture, the ratio of foreign currency to Vietnamese currency to be collected, and the methods of payment for imported goods must also be included in the contract. The duration of the joint venture, including plans for termination and dissolution, must also be submitted. Finally, the contract must include an outline of procedures for settling disputes between the partners, including a summary of the arbitration process and applicable laws. The responsibilities of the individual parties to the joint venture must be stated, and a statement as to the validity of the joint venture contract completes the contract requirements.
Charter. The second document to be submitted in the application process is the charter of the joint venture, which includes the composition of the board of management, general director and deputy general directors, their responsibilities, and the length of their terms. Also, the legal representative of the joint venture in Vietnam courts of law must be listed in the charter. The financial principles, insurance, and accounting systems of the joint venture are also included in the charter, as well as the profit- and loss-sharing arrangement between the partners. Finally, the charter must outline specific plans for labor relations and training of employees.
Other. The third document required for the application process provides information on the legal status and financial capacity of the joint venture partners. The final requirement is an economic-technical description of the operations of the proposed joint venture.
Once an application for a joint venture has been received, accompanied by the documents listed and outlined above, the SCCI has three months to make their decision. If the SCCI approves an application for foreign investment, they issue an investment or business license. The license includes a stated time duration, which is usually a maximum of 50 years, although exceptions have increased the limit to 70 years. The SCCI may also set tax rates for the foreign investor; the standard profit tax is 25%, although this may vary for each individual investment proposed.
Some joint ventures may be exempt from taxes on profits for the first four years of operations, with a 50% reduction in taxes for the following two to four years. The cumulative effect of taxes on foreigners makes it essential for foreign investors to petition the government during the licensing process for special tax incentives.
Cooling Off Period
Recent experience by U.S. investors has caused some to pause and reflect on the realities of doing business in Vietnam. As is not uncommon for nations emerging from autocratic and military controlled governments, red tape, controls over prices and distribution, and bureaucratic delays are a way of life. American businesses in their typical fashion have arrived on the scene expecting to do business the "American way." They have demonstrated a lack of patience and understanding of doing business in a culture such as Vietnam's.
In April 1996, the Central Committee of Vietnam's ruling Communist Party gave added pause to all foreign investors when it called for "strengthening the role of the state sector in the economy, particularly in areas such as banking, insurance, and other service industries."
The overall result is the initial enthusiasm enjoyed in the early part of this decade appears to be dying down. Until now, investors may have been blinded by the enormous potential of investing in Vietnam. As more and more companies have examined this new marketplace, however, the realities of doing business in Vietnam have turned many investors away.
Of the more than $3 billion pledged by U.S. investors in signed contracts, only a small fraction has been invested. Foreign investment declined sharply over the first four months of 1996, ($1 billion, as compared to $2.58 billion for the same period in 1995) as investors became more and more aware of the reality of doing business in Vietnam. The total number of licensed projects also declined by 65 percent for that same period, although the Vietnam Ministry of Planning and Investment claims that that number will pick up quickly as a backlog of applications are processed.
Any investor considering Vietnam as a potential area for growth faces enormous hurdles; completing the application process may be the culmination of years of investigation and effort. Although the governments of both the U.S. and Vietnam have made recent attempts to spur foreign investment in Vietnam, there are still huge obstacles to overcome before a business can open its doors in this new market.
Many investors are encouraged by recent admissions by the Vietnamese government that they are partly to blame for the waning investment enthusiasm.
On January 13-15, 1997, the Ministry of Finance of Vietnam and Euro TAP Viet, sponsored an international accounting conference in Hanoi, "The Role of Accounting and Auditing in a Developing Economy." The conference was a platform for Vietnam to present its progress and objectives toward establishing viable accounting and auditing institutions and for participants to exchange views and experiences that will assist Vietnam in meeting its objectives. The conference seems to be a strong indication of Vietnam's desire to create a stable investment environment.
It will most likely take a significant amount of time, however, before remaining restrictions in both countries are lifted that currently inhibit investment by American companies in Vietnam. Now that President Clinton has begun his second term in office, MFN talks may soon become a Washington priority, since Clinton has shown a past pattern of easing trade restrictions.
It seems almost inevitable that Vietnam will eventually be granted MFN status. American businesses are anxious to enter an almost untapped market, especially one in the Pacific Rim, where business opportunities are substantial. Geographically, Vietnam is ideally situated; it is located in the center of Southeast Asia, further enhancing its potential as a foreign investment opportunity.
As the governments in both Vietnam and America take more steps to ease the process of investing in Vietnam, more U.S. companies will join the stampede to enter such a vast, thriving market with the potential for enormous future growth. According to many investors, the Vietnamese consumer may be the most valuable resource for foreign investors. American brands enjoy high recognition among the Vietnamese people, and income levels are rising among the Vietnamese, so that an increasing number of consumers may be able to afford American products.
Finally, although American businesses may lag behind other foreign investors because of government restrictions, the market is still young enough, and ample opportunity exists, to make investing in Vietnam a highly profitable opportunity. Although the path to success in Vietnam is not always a smooth one, some recommendations may help ease the way for potential investors.
By following some of the suggestions of those who have gone before them, while remaining aware of the potential pitfalls that they may encounter, American businesses may be able to enjoy further success as they increasingly look toward the Vietnamese potential. Although the initial euphoria seems to have faded, the future still holds many investment possibilities for the firm that is willing and able to face the roadblocks that lie ahead. *
Barbara R. Farrell, EdD, CPA and Patricia Healy, CPA, CMA, are assistant and associate professors, respectively, at Pace University. James R. Downing is president of the International Trade Group.
Do you know the questions your clients might be asked if they are called in for an interview as part of the IRS's new market segment specialization audit program MSSP? Are you aware that Criminal Investigation Division (CID) agents are targeting professionals and businesses that understate or fail to report income, inflate or fabricate deductions?
The answers to these and the full range of questions that have resulted from the IRS's new MSSP audit program can be found in the new book, How to Handle an IRS Audit, by Seymour Goldberg, CPA, MBA, J.D.
Written with the expertise of the audit process and a working knowledge of the IRS, Mr. Goldberg's book is the most extensive and affordable of its kind--comprising more than 250 pages and priced at $69.50. It is designed to give tax professionals like you the knowledge and tools necessary to represent your clients effectively before the IRS.
To order your copy, make and send your check payable to: The CPA Journal, 530 Fifth Avenue, New York, NY l0036-5l0l, or call (212) 719-8300 or (800) 633-6320. The book costs $69.50 plus $4.00 for shipping and handling and applicable state sales tax.
CPA Journal is broadly recognized as an outstanding, technical-refereed
publication aimed at public practitioners, management, educators, and
other accounting professionals. It is edited by CPAs for CPAs. Our goal
is to provide CPAs and other accounting professionals with the information
and news to enable them to be successful accountants, managers, and
executives in today's practice environments.
©2009 The New York State Society of CPAs. Legal Notices |


text:
Title: | Automatic Kalashnikov AK-47 (Download) |
Category: | /Weapons/Firearms |
Author: | BLADE | Email |
Date: | 21.01.2013 | 7905 Downloads |
Filesize: | 7.564 MB |
Rating: | 9.00 based on 27 votes |
Automatic Kalashnikov AK-47
Conversion, editing, compiling by BLADE, Original Authors: Twinke.Masta, Millenia, (IppE an Thanez for additional textures), and many others Info: -HQ model and textures by Twinke.Masta and Millenia -Perfectly aligned model, muzzle, carrying, etc. -2 additional HQ textures -New weapon icon Credits: I thank Twinke.Masta for an awesome model, Millenia, IppE, Thanez for amazing textures, and anyone else who worked on the mod that was converted originally from Counter - Strike: Source. I Hope you like it! :) |


text:
For some, the 'culture' of 'rap' and 'hip-hop' connects in a way that 'hymns' or 'rock-n-roll' can connect for others.
Union County
Images From Linden's Fire Prevention Night
by staff report • • 0 Comments
LINDEN—The Linden Fire Department recently hosted Fire Prevention Night at the Raymond Wood Bauer Promenade on Sept. 29.
High School Plans Comedy Fundraiser
by staff report • • 0 Comments
SCOTCH PLAINS—Union Catholic Regional High School's Parent Guild will present a Night of Comedy featuring three nationally-known comics on Friday, Nov. 13 at 7 p.m. at Union Catholic High School 1600 Martine Avenue, Scotch Plains.
Golf Classic Raises More Than $100K
by staff report • • 0 Comments
RAHWAY—RWJ Rahway Foundation Chairman, Joseph D. Gibilisco, (second from left), Marlene H. Lubinger, RWJ Rahway Foundation President & Golf Classic Co-Chairman (center left) and Kevin Headd, Golf Classic Co-Chairman, (second from right) present a check in the amount of $109,000 to RWJ Rahway President & CEO, Kirk C. Tice, (pictured right), Brian Leddy, Chairman, RWJ Rahway Board of Governors (pictured left) and Annette Catino (center right) President and CEO of QualCare, Inc. and this year's Honorary Golf Chairman at the 26th Annual Golf Classic held at Echo Lake Country Club on Monday, Sept. 21.
Gas Leak Diverts Traffic
by staff report • • 0 Comments
LINDEN – Employees of Anco Environmental Services Co. accidentally ruptured a gas line while they worked to remove an abandoned tank from the ground at 19 East Elizabeth Avenue Monday morning, authorities said.
East Brunswick Native Returns Home To Help New Jersey Residents Living With MS
by staff report • • 0 Comments
EAST BRUNSWICK—On Oct. 17, East Brunswick native Kevin Goetz, will return home to New Jersey to host a celebrity cocktail reception at the Canoe Brook Country Club in Summit.
Clark Student Earns Scholarship
by staff report • • 0 Comments
CLARK—Jeanamarie Banta of Clark, a first-year student at Gettysburg College, was awarded a Presidential Scholarship by the college.
Clark Museum To Be Part Of "Four Centuries" Event
by staff report • • 0 Comments
CLARK—The Dr. William Robinson Museum, located at 593 Madison Hill Road, Clark, will participate in Union County's "Four Centuries in a Weekend" event.
Bridgeway Walk For Independence 2009 Slated For October 18
by staff report • • 0 Comments
ELIZABETH—Bridgeway has scheduled its ninth annual walkathon to take place on Sunday, Oct. 18. This year's walk is slated for the TD Bank Ball Park in Bridgewater, home of the Somerset Patriots baseball club. Registration begins at noon.
Bank Appoints Westfield Resident As Chief Loan Officer
by staff report • • 0 Comments
ISELIN– Indus American Bank recently appointed Timothy E. Doyle, a resident of Westfield, as chief loan officer and senior vice president.


text:
Posted on February 7, 2015
I got an eerie vibe in many of the upper level rooms at the Whitney. It's certainly an interesting place
to explore… during the day.
The Whitney Part 1 – The Lovely Side of Haunting
Posted on February 2, 2015
The Whitney, a historic mansion from the late 19th century turned elegant restaurant, is where people go for special occasions, parties, or a romantic night out in midtown Detroit. All I could think about though as I explored this house for the first time over the weekend were all the ghost stories I've heard about it. Would the long-gone Mr. Whitney appear while I was all alone? Would I hear the voice of Mrs. Whitney while I photographed a tucked away room upstairs? What if objects started moving on their own?? As I've mentioned in previous posts, I can be quite a sissy when it comes to this stuff, so luckily, none of these things took place during my visit. It was 4 o'clock in the afternoon, and there were plenty of other people in the house at the time, but still, I don't want to see or hear those things at any time of day!
In the midst of my worries about ghostly surprises, I was still able to see the beauty of the Romanesque home, in the grand staircase, the detailed woodwork, the magnificent chandeliers. And while editing the photographs I took, I have found that many of them represent a beautiful scene when shown in color, but when converted to black and white (or vice versa) it looks downright spooky! Here are three of them. Do you see a lovely old mansion or someplace that gives you chills?
Musical MET
Posted on January 28, 2015
After wiping out most of our time and energy in the Ancient Egyptian wing, we quickly learned on our first visit that we would not be seeing everything at the MET that day. Since that first trip, we've always selected a few "must sees" for our time at the museum and most recently explored the musical instruments section.
Posted on January 11, 2015
Engrossed by Whistler's Nocturne in Black and Gold, The Falling Rocket, paying a visit to Sekhmet in the Egyptian wing, catching the current photography exhibit (of course), pondering over the Van Goghs… with lots of wandering and oohs & ahhs in between – that's how I spend my time at the DIA, one of my favorite places in town. I've spent a lot of time at the Detroit Institute of Arts over the years, contemplating, looking for inspiration, or just plain enjoying an afternoon, and sometimes I suppose I take it for granted.
During my last trip to NYC, I overheard a tour guide at the MET explain to a group of adults (I assume, like myself, visitors to the Big Apple) what it's like to see a Van Gogh in person for the first time, affirming that no matter how many posters, tote bags, and notecards you've seen with Starry Night printed on them, it would never prepare you for how incredible his paintings are when you're standing in front of the real thing. My first thought was "who hasn't seen a Van Gogh before?," then it hit me. I realized then how fortunate I am to have been looking at his paintings for as long as I can remember, how fortunate I am to have the DIA right in my backyard (well, not that close, but I did go to school across the street).
I was there twice last week, feeling quite lucky as I once again pondered over the Van Goghs.
Zwinger Take 2 – Running Wild
Posted on November 12, 2014
I stopped at the Zwinger at least once each day that I spent in Dresden. I couldn't get enough of it. The place is so vast, yet somehow I felt like I was in my own little, beautiful corner of Germany. There were plenty of other visitors, but they seemed to mostly head straight for one of the three museums housed by the palace, leaving me to wander and explore completely on my own.
Pursuing my curiosity up an ornate staircase, I discovered a wide open terrace with beautiful fountains and sculptures. I drifted through empty rooms imaging it was my balcony that opened up to the grand courtyard. I found a quiet spot in the shade and dreamt of the festivals and tournaments that had taken place there centuries ago.
The imagination can really run wild in a place like this.
Approaching Midnight
Posted on October 30, 2014
"Deep into that darkness peering, long I stood there wondering, fearing…"
– Edgar Allen Poe
Wishing everyone a spooktacular Halloween!


text:
A Family Making Sweet Business Tunes
Cost-effective ways to enhance the brand include strong social media and LinkedIn (LNKD) pages, as well as strong search engine optimization using Google Analytics, Shinick says.
The company's traditional focus on Catholic schools implies at least one slowing growth avenue, given that many are closing from lack of tuition. Shinick suggests expanding the user base.
Offering the service to public schools may be difficult, though Shinick says it is not an idea the company should rule out. However, demographic groups ripe for music education are seniors and Asian communities, typically known for encouraging instrument music playing amongst their children.
With a business as successful as Paul Effman Music Service, one of the most important issues that family-business experts point to is that of succession planning.
"It's much more than just the legal estate planning," says Otis Baskin, a consultant with The Family Business Consulting Group and a professor emeritus at Pepperdine University's Graziadio School of Business and Management. "It's all about how they are going to keep this one very valuable asset together because that's where the potential to generate future wealth for the family is as it grows. And so it so important that they keep it together and are able to work together as owners of the enterprise, not just as managers of various assets," Baskin says. "Every so often I hear parentsFollow TheStreet on Twitter and become a fan on Facebook.
Check Out Our Best Services for Investors
Action Alerts PLUS
Portfolio Manager Jim Cramer and Director of Research Jack Mohr reveal their investment tactics while giving advanced notice before every trade.
Product Features:
- $2.5+ million portfolio
- Large-cap and dividend focus
- Intraday trade alerts from Cramer
Quant Ratings
Access the tool that DOMINATES the Russell 2000 and the S&P 500.
Product Features:
- Buy, hold, or sell recommendations for over 4,300 stocks
- Unlimited research reports on your favorite stocks
- A custom stock screener
Stocks Under $10
David Peltier uncovers low dollar stocks with serious upside potential that are flying under Wall Street's radar.
Product Features:
- Model portfolio
- Stocks trading below $10
- Intraday trade alerts
Check Out Our Best Services for Investors
Dividend Stock Advisor
David Peltier identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
Product Features:
- Diversified model portfolio of dividend stocks
- Updates with exact steps to take - BUY, HOLD, SELL
Trifecta Stocks
Every recommendation goes through 3 layers of intense scrutinyquantitative, fundamental and technical analysisto maximize profit potential and minimize risk.
Product Features:
- Model Portfolio
- Intra Day Trade alerts
- Access to Quant Ratings
Options Profits
Our options trading pros provide over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.
Product Features:
- Actionable options commentary and news
- Real-time trading community


text:
Greeeting! im from Malaysia. I was thinking that the order will arrive like two weeks or three. I couldn't believe within 8 days the order it's in my...Read More ->
When I purchased "The Elmsley Count Project by Liam Montier & Big Blind Media - DV" it arrived on my doorstep before I even knew I placed the...Read More ->


text:
You are all Great to work with !! very good with follow up and updates, as well as hands on help when needed. I really enjoy doing business with...Read More ->
As usual my order arrived way before i expected it! What was really great was that i had previously ordered the wrong size "pk ring" and Jeff...Read More ->


text:
EWG research showed that 10,000 people die each year of asbestos-related diseases and unearthed documents showing that corporate executives concealed for decades the dangers of making or handling asbestos-containing materials.
World Cancer Day should serve as a reminder that asbestos can cause cancer and kill. Instead, the new Congress today underscored how tone deaf it is when it comes to the plight of real Americans by holding a hearing on the Furthering Asbestos Claim Transparency (FACT) Act.
Legislation re-introduced by Rep. Blake Farenthold, R-Texas, would place new burdens on asbestos bankruptcy trusts, slowing compensation to victims suffering from fatal asbestos-related diseases such as mesothelioma, EWG Action Fund said today.
Read MoreA new proposal drafted by Sen. Barbara Boxer (D-Calif.) offers a path toward meaningful reform of our broken chemical safety laws.
Read MoreIn June of 2003, Linda Reinstein found out that her husband Alan had a type of lung cancer called mesothelioma, caused by breathing asbestos. "I can treat it," the surgeon told her, "but I can't cure it."
Read MoreMesothelioma is an aggressive and incurable form of cancer. It is almost always caused by inhaling tiny asbestos fibers, which pass through the lungs and become embedded in the mesothelium, a thin layer of tissue that surrounds the internal organs.
Read MoreWhat you can't see can be deadly: virtually invisible, yet absolutely lethal asbestos fibers lead to environmental and occupational diseases that claim the lives of 30 Americans every day.
Read MoreAsbestos killed my grandfather, Roger Thomas Lunder. I was a graduate student and studying for a final on the night of December 6, 2000, when my father called to tell me that granddad had died.
At that moment I was reviewing a chapter on occupational lung diseases. The textbook language -- "For decades asbestos has been known to cause cancer, including lung cancer and mesothelioma, and serious respiratory diseases…" – seemed cold and clinical when I reflected on the slow, terrifying lung deterioration my grandfather had experienced over the past 14 years.
Read MoreEven the asbestos industry has its defenders on Capitol Hill. Their support for the deadly carcinogen and the industries that use it was on display when the "Furthering Asbestos Claim Transparency (FACT) Act of 2012" was introduced last month.
Read MoreThousands of innocent people die while governments do nothing to prevent it. In Darfur it's called genocide. In the case of asbestos-related deaths in the United States, it's just a statistic.
Read MoreAsbestos is probably the most infamous carcinogenic material ever used. It has been responsible for the deaths of an untold number of people going as far back as 100 AD, when contemporary reports tell of Greek and Roman slaves falling ill after weaving cloth made from the substance.
Read MoreBy Elaine Shannon
People think asbestos, a known carcinogen and cause of lung disease, has been banned - and it has, in about 40 countries.
Read MoreIndependent Lab Studies Conducted by the Asbestos Disease Awareness Organization (ADAO) Found Dangerous Levels of Cancer-Causing Chemical in Popular Children's Toy
Read MoreEnvironmental Working Group (EWG) Executive Director, Richard Wiles, praised the action of Connecticut state officials that removed fromsale all Planet Toys' CSI: Crime Scene Investigationtm Fingerprint Examination Kits due to recent test results finding dangerous levels of asbestos in powders contained in some sample kits.
Read MoreLast week, the Asbestos Disease Awareness Organization (ADAO) announced the results of an exhaustive 18-month scientific study testing hundreds of consumer products for the deadly cancer-causing chemical asbestos.
Read MoreOctober 10, 2007
The Honorable Patty Murray
United States Senate - Washington
Washington, DC 20510
Environmental Working Group (EWG) Executive Director Richard Wiles issued the following statement thanking United States Senators Patty Murray (D-WA) and Barbara Boxer (D-CA) after the Senate unanimously passed landmark anti-asbestos legislation the two lawmakers introduced back in March of this year. Senator Murray was the bill's author, and Boxer was an original co-sponsor, who as Chair of the Environment and Public Works Committee was instrumental in its passage.
Read MoreEighteen years after the Environmental Protection Agency unsuccessfully attempted to ban asbestos, one of the world's most deadly substances, a Senate panel voted this week to ban the use of the microscopic fibers.
Read More


text:
5 recommendations
2 recommendations
1 recommendation
username is just Coma9, on team 420.
If you want to contribute to Team Helix you will need to change the team number to team 4. Also,edit your profile and answer the question " Why did I join Team Helix" and the team spinner will appear on your profile.Glad to have you with us!
Hmmmm ... well ... you may want to spend some time reading this forum to make sure you're going to like us. We tend to be one for all and all for one here. The only sense of competition you'll see is purely jest.»Team Helix Stat Pages
said by coma9:So is this forum a good place to ask questions about Folding@Home?
Do you guys have a threat?


text:
Deal of the Day
Specialized Stumpjumper 2014 Comp Carbon 29 MTB Mountain Bike
£2,000.00 £1,600.00 (20% Off!)
You are here:
Looking for a cycling hat? Check out the great range of Assos hats available at Primera Sports. Buy now for FREE UK delivery.
Primera Sports stock an extensive range of cycling head bands online. With FREE delivery on all UK orders - Get yours now!
Primera Sports have a fantastic range of winter cycling head wear, face masks and protectors. Order online now for FREE UK delivery.
Primera Sports stock a great range of Buff cycling headwear. Check out the range now and get FREE UK delivery on your order!
Primera stock a great range of cycling headwear from brands such as Gore Bike Wear, Specialized and Buff. Our prices are competitive and we have experts in our customer services team available to offer advice.
Road, Tri, MTB & Mail order: 244 Charminster Road, Charminster, Bournemouth, Dorset, BH8 9RR
Telephone: 01202 775588 | Fax: 01202 775599 | Email: firstname.lastname@example.com
MTB & Leisure: 183 Bournemouth Road, Parkstone, Poole, Dorset, BH14 9HT
Telephone: 01202 749674 | Email: firstname.lastname@example.com
About us | Contact | Ordering | Returns | Privacy
© Primera | All Rights Reserved