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Level 1 – Beginning
This level is for students who have a basic knowledge of English. Listening and Speaking class focuses on conversations and simple phrases. Reading class introduces students to simple texts in English and many new words. In Writing class, the students learn to write clear sentences and are introduced to writing paragraphs. Basic verb tenses are covered in Grammar class.
Level 2 - Intermediate
This level is for students who have more knowledge of English. Listening and Speaking class still focuses on participating in conversations, but students also begin to give simple presentations. Listening skills improve as students learn to understand simple academic lectures. In Reading class, the texts become longer and students learn to understand vocabulary in new ways. Writing class has students write a variety of paragraphs. Grammar class looks at verb tenses, infinitives and gerunds, modals, and adjective clauses.
Level 3 – Upper Intermediate
By level 3, students are communicating well in English. Listening tasks focus on formal lectures, and students give several presentations. Reading class emphasizes identifying main ideas and details as the texts become more difficult. In Writing class, students move from writing paragraphs to writing essays. And in Grammar class, more verb tenses and kinds of clauses are taught.
Level 4 - Advanced
This is the final level in ESOL credit classes. Listening tasks continue to stress formal lectures, and students give presentations to the class. Reading class looks at content similar to that found in a college classroom, and practices summarizing. In Writing class, students polish their essay writing skills. In Grammar class, students review all that they have learned and put it to use through editing. At the end of this class, students are ready to begin college level classes.

subset: commoncrawl


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As the title says..."what's your favourite question to ask a theist"?
You may have many favourites...I would like to hear from you guys about yours.
I have a personal favourite which I often use when they start spouting their spew that GOD wrote the bible at the beginning of time, he created everything....
"OK. If GOD wrote the BIBLE at the beginning of time like you say...some 14.5 BILLION, that's BILLION years ago, What language was it written in?"
Most theists I know don't even know what language JESUS spoke. It's sad really.
Another of my favourites is this one...
"Why did it take GOD 10 BILLION years to make the planet EARTH and then a further 4.5 BILLION years to make MAN?"
There's always a spewy reply of some sort or another which usually gets my goat and the theist is appalled at my outburst of laughter.
So come on you guys....let 'em have it....share your ammo with us.
@Milos - RE: "Who came back to tell you?" - Don't you KNOW he's gonna say, "Jesus"? Doesn't take much to see THAT coming --
I like simply to ask what justification they can provide for their beliefs. I tend to avoid questions that put people into an extreme defensive modes, though as many people have demonstrated here, the inconsistency and illogic of religion provides plenty of opportunities to frame questions that presuppose the ridiculousness of the answer. The justifications question, while it doesn't lead to many particularly laughable one-liners, is often more revealing in the long run. People feel comfortable enough answering it that they usually draw themselves out in a way I wouldn't otherwise know how to do; as it is, I usually end up asking some innocuous question or other that lets them know I'm not accepting their BS at face value, and they clam up instantly. For example, I asked a friend, after he'd explained that his beliefs made him feel comfortable in a way that no other beliefs did, what bearing this had on the veracity of those beliefs, and that conversation was over faster than I would have thought possible.
The interesting thing is that most people seem to be talking themselves through it as they go, not ever having questioned their belief too much. The very process of talking leads them down one of several logical paths, and it's interesting to see which category of believer they land themselves in. Where I live, in an area predominated by Mormons, it's easy enough for most people to stick to what they believe are the facts, telling me about the foundation of the church and it's history as re-imagined by its early 20th century leaders, as if I've never heard it before, and as if it weren't all transparently bunk. People of a minority religion, or even those mormons who have spent time in more diverse areas, often revert to the 'I feel it in my soul', 'it gives me peace' etc. forms of justification, indicating they've faced some level of criticism of the 'it's all BS' variety and not known how to respond to it on a factual level. Even better are the responses of the smartest, best-educated of believers, who often stoop immeadiately to abstract, social and (sometimes) quasi-marxist justifications: 'it gives people something to live for', 'it helps us stick together as a caring society', 'it promotes family values and morality', 'it establishes a set of rules and incentives' etc. How these differ from the more cynically-worded quotation from Marx, 'Religion is the opiate of the masses', is beyond me. It fascinates me that these upstanding, well-educated people to whom others in the religious community look as an example of the virtue of faith have such transparently shallow and unscrupulous reasoning for their beliefs, reasoning which often seems to implicitly admit the faultiness of the beliefs themselves.
I realize that my rambling run-ons are not the type of invective, sharp-witted humour you were probably looking for in this question, but I gurantee that if you start asking people this question you'll gain a whole new respect for the deep irony and black humour of religious belief.
not at all sir.
In fact quite the opposite. That's a very good post you make. A perfect contribution to the thread.
My intention was not to create a god humour thread. However it has manifested to quite as much.
I was literally looking for SERIOUS input. Which as funny as it all reads...it is effectively so.
RE: "Everyone is selfish."
I agree, just look at the first paraphrased three of the ten commandments:
Talk about selfish!
RE: "We cannot follow God's laws (I challenge any of you to try it for a week)."
You were absolutely RIGHT! I don't know how I ever doubted you! I tried following god's laws for a week, and it changed my life FOREVER!
Last Saturday, I told the kids, no cartoons until they cleaned their rooms - naturally, they cursed me, so I killed them!
Exodus 21:17, Leviticus 20:9 - "...he that curseth his father, or his mother, shall surely be put to death."
Last Sunday, my inconsiderate next-door neighbor started mowing his lawn at seven in the morning, just when I was recovering from a hangover from celebrating killing my kids, so I killed him!
Exodus 31:12-15 - "...keep the Sabbath day, for it is holy. Anyone who desecrates it must die;...."
Last Monday, I took a date to a carnival that had come into town (the kids used to love the rides so much, I almost wished I hadn't killed them). When I discovered that one of the acts was a fortune-teller, I killed her!
Leviticus 20:27 - "A man or a woman who acts as a medium or fortuneteller shall be put to death by stoning; they have no one but themselves to blame for their death."
Last Tuesday, I discovered that the two guys in the apartment above me, that I thought were just roommates, were actually gay, so I killed them!
Leviticus 20:13 - ""If a man lies with a male as with a women, both of them shall be put to death for their abominable deed; they have forfeited their lives."
Wednesday night, I went to church, just to be on the safe side, but I overheard a conversation between the preacher's daughter and one of her teen-age girlfriends, that she was doing the captain of the high school football team, so I drug her out into the parking lot, doused her with gasoline, lit a match and, giggling, ran like hell!
Leviticus 21:9 - "A priest's daughter who loses her honor by committing fornication and thereby dishonors her father also, shall be burned to death."
Yesterday (Thursday), I discovered that a quiet, unobtrusive, little, old Oriental lady down the street worshiped Buddha, so I calmly strolled down the block and killed her!
Deuteronomy 17:2-5 - "Suppose a man or woman among you, in one of your towns that the LORD your God is giving you, has done evil in the sight of the LORD your God and has violated the covenant by serving other gods or by worshiping the sun, the moon, or any of the forces of heaven, which I have strictly forbidden. When you hear about it, investigate the matter thoroughly. If it is true, then that man or woman must be taken to the gates of the town and stoned to death."
(Well, to be honest, our town really doesn't have any gates, just a toll booth before you get on the highway, so I just pounded her head again and again with a rock, until she quit breathing - I hope god doesn't get mad at me for changing the rules just a little --)
Which brings us to today - I had noticed that for some time now, the guy who cleans our apartment swimming pool never comes until after the guy upstairs goes to work, then he knocks on the door, and the guy's wife lets him in. Now I had previously decided that that was none of my business, but armed with my new religious awareness, I dutifully went upstairs and stabbed them both!
Leviticus 20:10 - "If a man commits adultery with another man's wife, both the man and the woman must be put to death."
As I said, living a week by god's laws has REALLY changed my life - I've just been arrested for multiple counts of murder - I don't suppose there's anything you can do to get me out of this?
Speaking for myself, I have better things to do. I really need to rearrange my sock drawer.
I'll pass - I have a life to live.
@Paul - RE: "You seem to know many bible verses, but you don't know much about the bible."
Actually Paul, while I can't say for certain that I know more about the Bible than you do, I can certainly say that I know more about SOME parts of the Bible than you appear to. You seem, from what I've observed, to base your opinions on the opinions of others, whose professional job it is to put as much positive spin of the gross discrepancies of the Bible as possible.
These are fond of saying things like, "Oh sure, I know it SAYS that, but that's really not what it means - it means (and here is added whatever it takes to turn a negative into a positive)."
I suggest you REALLY open your mind and read the Bible as a literal work, because I've no doubt that that's the way it was intended by those who originally wrote it. Read those 3000-year old words with the mind of a 21st Century man, armed with Newtonian and Einsteinian physics, and if your mind is TRULY open, you'll find yourself muttering, "WTF?!" over and over again.
Knowing that the definition of a day, involves the rotation of the earth before the sun, read how the sun wasn't created until the fourth day, then ask how the first, second and third "days" could have been days. Read how Abe sent his servant with ten camels, to bring back a 19-year old bride for 60-year old Ike, in +/-1800 BCE, and then discover through research that camels weren't domesticated until about 700 BCE.
I'm sure you can find an "expert" out there, willing to testify that Honest Abe, who pimped out his 65-year old wife for fear of his life (like anyone would kill him for her), was somehow "God's favorite," and because of this, was ahead of his time and domesticated camels 1000 years before everyone else. SOMEone out there has got a spin on it somewhere, all you have to do is find it, read it, and say to yourself, "So, I was right all along - the Bible truly is the word of god --" (Hint - it's called confirmation bias!)
RE: "We don't need those laws anymore because God has given us the holy spirit who gives us the ability to do good."
Matthew 4:17-18 --
"Think not that I am come to destroy the law or the prophets: I am not come to destroy, but to fulfill.
"For verily I say unto you, Til heaven and earth pass, one jot or one tittle shall in no wise pass from the law, till all be fulfilled."
So according to the words of your own savior, all of those jots and tittles are still in full effect --
All of those laws are good, because God is good.
You swallowed that like a japanese porn actress. I'd ask you to explain how they are good, but I know you don't have any explanation other than "they're good by default because gawd is good."
If god said
"If any of you sneeze: rape your mothers and children bloody then sacrifice them on a big dick shaped rock by burning them, then slap your own asshole until you shit our of your mouth, boil that shit on the fire and pour it into your nose."
you'd still say that law is good because god is good. Well bless you.
You really think these "laws" are good? They tell us to kill people. One of the ten commandments is Thou shalt not kill. Just which of these laws is the operative one?
@Ron Humphrey - I didn't say they were good, he challenged us to live according to the Bible for a week, and using the Bible's own laws, I hypothetically, tongue-firmly-in-cheek, did!
RE: "our town really doesn't have any gates" - in fact, that's what Steve Jobs said he liked about heaven, when we chatted last week - no Windows, no Gates!
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Posted Thursday, February 2, 2012
The Tax Foundation ranks says Ohio's tax climate is poor, ranking 39th among all states, worse than any of its neighbors. We'll compare the tax burden here, for individuals and corporations, with other states. High taxes contribute to the poor ranking, but a recent USA Today analysis claims taxes as a percentage of our gross domestic product in America is the lowest it's been in more than fifty years. Are we paying too much or not enough?
Economy, Regional Economy/Business - Analysis and Trends, Government/Politics
Mark Robyn, economist, The Tax Foundation
Zach Schiller, research director, Policy Matters Ohio
Thomas M. Zaino, attorney with McDonald Hopkins in Columbus, former Ohio Tax Commissioner
The Tax Foundation 2012 State Business Tax Climate Index
Ernst & Young tax climate study
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THE third annual Culturefest is being held in Newbury today (Saturday).
Organised by West Berkshire Minority Ethnic Forum, the event aims to bring together different cultures and people through a variety of activities, entertainment and food.
During the day, people will be able to see traditional Thai dancing, the Welford and Wickham band, a Chinese lion dance, Indonesian martial arts and music from the Thatcham-based band Time Spanners.
As well as entertainment, there will be stalls offering Indian head massages, Thai gifts, Chinese art and body decorative Henna art.
The event takes place from 12pm until 4pm in The Grandstand at Newbury Racecourse.
Entry is free and all are welcome.
The day of culture will end with outdoor opera La Boheme.
The entertainment begins at Newbury Racecourse with a junior opera production of Prince Caspian, performed by pupils from the Willows Primary School in Greenham.
Then professional company Opera Brava will bring together a cast of national and international singers to perform Puccini's finest score, La Bohème.
Tickets cost £10 (£8 for students and OAPs) and under-16s go free.
To book contact Newbury Corn Exchange on (01635) 522733 or visit www.cornexchangenew.com
Day of culture in Newbury today (Saturday)
Saturday, 11th Jun 2011
Don't forget to read the Newbury Weekly News — Berkshire's largest–selling local newspaper — out each Thursday morning.


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Complex chatted with Lil Wayne for a quick interview about his Young Money artist Nicki Minaj, which will appear in the December 2014/January 2015 issue of Complex magazine.
Weezy F Baby spoke on Nicki's upcoming The Pinkprint album, how she has grown as an artist, his reaction to her "Anaconda" music video, his favorite verse of all time by her, why he is proud of her, and more.
You can read the interview below. If you missed some behind the scenes photos from Minaj, Wayne, Drake, and Chris Brown's "Only" video shoot, you can check them out here!


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Margaret Oldham seen here celebrating an earlier lottery grant for Lowesotft Shopmobility
By Anthony Carroll
Monday, June 18, 2012
A Lowestoft charity that helps people with disabilities and is struggling for funding and members is appealing to the community to help raise money.
Lowestoft Shopmobility, based at Station Square, helps disabled people gain their independence by lending them mobility scooters and wheelchairs for a small fee.
To help bolster funds the charity is asking businesses to sponsor a mobility scooter or wheelchair for £100 and is starting to sell the equipment for a year long pilot period.
All of the money raised from sales will go to keeping the charity running.
And to help drum up membership numbers, Shopmobility has slashed its annual membership fee to just £10 instead of the current £25 fee.
Margaret Oldham, the chairman of the charity, said: "Lowestoft Shopmobility enables people to do their own shopping, deal with their own financial affairs at the bank or post office visit the library or the hair dressers, meet up with friends for lunch or enjoy the fresh air long the promenade.
"We need help to keep this vital service going, both for local people and for visitors to the town."
Lowestoft Shopmobility operates six days a week and is working with Waveney District Council's tourist information centres so mobility scooters and wheelchairs are available in Lowestoft and Southwold on Sundays.
The new discounted membership scheme will work by people having the first six months free and then paying just £10 for the following six months. It costs £2 to hire a mobility scooter or wheelchair.
Anyone interested in becoming a member or becoming a sponsor should call 01502 588857 or email email@example.com
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Tomorrow is Thanksgiving (aka Turkey Day) here in the states, and Friday is "Black Friday" the traditional day that starts Christmas/Holiday shopping. We here at Search Marketing Gurus would like to extend wishes to you and yours for a happy Thanksgiving - and we THANK YOU for your continued readership, as tomorrow is SMG's 6 month mark!
Chris Hooley & myself will be off and posting on SMG will likely be scarce - I'm off to D.C. to my annual "Friendsgiving" - a great event that started off as a bunch of internet friends together and now has just blossomed into a wonderful time among internet and non-internet folks. After 7 years its grown a lot! Chris is in Arizona and will likely enjoy a warmer turkey day than me here on the east coast.
We'll be back to regular posting again on "Ciber Monday", but don't be surprised if you see a post or two come, we're never far from a computer!


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4 simple steps to bulletproof laptop security
Follow these tips, tools, and techniques to protect your Windows notebook against theft, intrusion, and data loss
Security: You either have it you don't. It's a matter of degrees or, as the experts prefer to think of it, layers. The more varieties of security you have, the better the odds your goods can be protected successfully from intrusion or theft.
Layered security applies as much to laptop computers as it does to corporate networks or the Pentagon -- good news because laptops present a major target for theft. Aside from the (illegal) resale value of the laptop itself, there's always the possibility that personal data can be harvested from it. Although hacking has surpassed the lost or stolen laptop as the leading cause of data breaches, the notebook is no less vulnerable to theft for precisely that reason.
[ Stay up to date on the latest security developments with InfoWorld's Security Central newsletter. | Get a dose of daily computer security news by following InfoWorld's Roger Grimes on Twitter. ]
With that in mind, I've collected a variety of techniques, software products, services, and functionalities that are either available on certain notebooks or can be implemented on just about all of them. Some involve hardware (fingerprint readers), some involve software (Prey, TrueCrypt), and some involve nothing more than using your head (strong passwords). Not all of them might be implemented on a given machine, but the more layers of each kind of security you can add, the better.
I don't expect most people to implement every single suggestion found here. I myself have a notebook that has a TPM (Trusted Platform Module), a fingerprint reader, full-disk encryption, a StuffBak sticker (to facilitate the return of a lost device), and a Prey account (to track a stolen unit) -- but I know full well that combining all of these protections is the exception, not the rule.
That said, there's nothing stopping you from implementing two or more of these layers of security on your notebook. Prey plus full-disk encryption, for instance, are both feasible and inexpensive; you can do both without paying a cent, and together they provide useful defenses. StuffBak costs money, but not a lot; a package of stickers can be had for under $20, and you pay (if you pay at all) only for a return when it actually takes place. The most expensive proposition is to either add a fingerprint reader to an existing system or to buy a system that has a fingerprint reader plus TPM as factory-installed features.
But no matter what your budget -- $2, $20, or $2,000 -- there are affordable layers of security you can add to your notebook that can prove priceless.
Laptop security step No. 1: Strong passwords
I know, I know, you've heard this drill too many times, and it never sounds any more compelling each time it's repeated. That's why you're using your birthday or "password123" or some other too-easy-to-guess string ... because when you get down to it, you don't really believe someone's going to crack open your notebook and ransack it for everything they can find. Right?
The point of a long password is not just to annoy you, even if it feels like that at times. It's to provide a nontrivial first line of defense for the system. Passwords are one of the first and easiest protections to attack if a system falls into the wrong hands. By that token, they're also one of the easiest protections to make secure in the first place -- provided you choose them properly.
Fortunately, it's quite possible to create secure passwords without exceptional stress on your part. The trick is to pick a password that means something to you and that has a degree of complexity to it, but which most anyone else -- even someone with a casual amount of knowledge about you -- will have a hard time guessing. Above all else, it should not be a word that can be found in a dictionary.
One of the best ways I've found to generate a secure password is to start with a phrase -- a short sentence, something you can easily remember. A song lyric is perfect for this sort of thing, since almost anyone can remember one that they like. The trick is not to use the lyric or the short sentence itself, but to use the first letter of each word to compose the password. Example: The opening words of Bob Dylan's "Like a Rolling Stone" might be rendered "ouatydsfyttbadiyp."
The end result is usually fairly long, complex enough to meet most passwords requirements, and easy to bring back to mind. If you're using a system where password length and complexity have been set by an administrator, you can enhance any of the above schemes by swapping symbols for letters ($ for S, @ for A, and so on).
What's crucial is that you find a way to keep your passwords in your memory and not rely on some external storage (such as a Post-it Note). Using a passphrase as a mnemonic is one way to avoid having to write it down. The less of your laptop's security you make available to prying eyes in any form, the better. This takes practice, but not as much as you might think, and it creates good password-generating habits that can be used elsewhere.
Laptop security step No. 2: Fingerprint readers
If your laptop comes equipped with a fingerprint reader, that's another layer of protection you can use. Fingerprint readers complement existing ways to secure a system; they can be used to log on instead of a password, but you can always fall back on a password if the fingerprint reader goes out of whack or you don't have a finger handy anymore (ouch). It's also often faster and more convenient to log in via a fingerprint than it is to type a password. There's nothing to memorize; you are the credential.
Note that fingerprint readers are not offered in all notebooks; they're mainly found in business-class machines. It is possible to add a fingerprint reader to a notebook after the fact, by plugging one in via USB. That said, I'm not crazy about the idea, if only because of the form factor. Having something the size of a stick of gum perennially hanging off the side of one's notebook sounds like an invitation to smashing it against something -- doubly so if you're a commuter.
When you set up a fingerprint reader, here are a few tips to keep in mind:
- Enroll at least one finger from each hand. That way, if you have a hand injury, you can easily fall back on the other finger.
- If your reader supports it, configure the system to require a fingerprint at power-on. This way, the system cannot be cold-booted by anyone who's not already registered. In many cases, the system will use the same fingerprint credential swiped at startup to automatically log you in, so you don't have to swipe your finger twice.
- Fingerprint credentials (the data sampled for your fingerprint) can be protected using the reader's own key for additional security. There's no noticeable overhead or cost for doing this, so use this option if it's available with your fingerprint reader.
- It's typically possible to set a backup password for the fingerprint reader in case it fails to work. If you do this, don't use a password that matches anything else in the system. Come up with something fresh.
Some fingerprint-reader software suites also have the ability to protect password fields, either in system prompts or in pages viewed by Web browsers. I'm not crazy about doing this, if only because I found another approach that does not store passwords locally at all: SuperGenPass. It's a browser-side add-on that uses a master password to dynamically generate strong passwords for websites based on their domain name. Nothing is ever stored locally, unless you use your browser's own password-storage feature to cache the results (which defeats the purpose).
Laptop security step No. 3: Full-disk encryption
A third level of protection comes in the form of encryption, which can range from simply encrypting individual files to encrypting the entire contents of the system disk. Windows has long had on-disk encryption for individual files and folders, but now features the native ability to encrypt the system drive itself: operating system, applications, data, everything. Whether you use Windows' built-in solution or an alternative (more on that below), don't overlook the importance of full-disk encryption. It's one of the most thorough physical defenses for a notebook.
Windows' native disk encryption system, BitLocker, can be used to protect either individual drives or the entire system drive. It doesn't appreciably affect system performance, so you can use it without worrying about slowing down the system. If you elect to encrypt your notebook's entire system drive with it, you'll need one of two things:
- A TPM (Trusted Platform Module) in the notebook in question. Notebooks equipped with a fingerprint reader generally have a TPM included, and BitLocker uses the TPM as a safe place to store the encryption keys.
- A removable USB drive which serves as a boot key for the system. By default BitLocker looks for a TPM, so it will need some administrative modification to use a USB key.
I've used BitLocker on notebooks both with and without TPM. On the whole, TPM makes it far simpler, but there's no appreciable difference in functionality on a system that's protected by USB key only. If you plan on using a USB key, do yourself a favor and spend some money to buy the smallest USB drive you can find (that you're confident you won't lose). This makes it less onerous to plug and unplug, especially if you find yourself doing so on the train.
Microsoft went through some trouble to make sure that data stored on BitLocker drives are recoverable in the event of hard disk damage or failure. BitLocker-encrypted drives can also be accessed in the Windows pre-installation environment and the Recovery Console, provided you have the encryption key or the backup password. If something does indeed go wrong, you will still have some way to access the encrypted drive. Also, if you're using the notebook in an Active Directory-managed environment, you can have a backup of the key saved in AD. It remains a good idea to have any valuable data backed up elsewhere (and to keep those backups encrypted, too), of course. My point is that you have multiple lines of defense against disaster.
BitLocker has one restriction that may put it out of the reach of many users: It's available in only the Enterprise and Ultimate SKUs of Windows. Since not everyone can afford those editions, it's good to know much of the same functionality is available through free third-party software.
One of the best ways to get roughly the same level of functionality as BitLocker is via TrueCrypt, an on-disk encryption system for multiple platforms that allows for full system-disk encryption in Windows. Once a system drive is encrypted with TrueCrypt, it requires a password at boot time -- one that you should pick according to the parameters I outlined previously. No password, no boot; no boot, no data.
Another major feature offered by TrueCrypt is the ability to create a hidden operating system partition. Depending on the password you supply at boot time, you can boot to one of two partitions: a visible OS partition (in which you have nothing of consequence) or a partition hidden at the end of the visible one that contains your real OS. This is an extension of an existing TrueCrypt function, where you can hide one encrypted volume inside another. If you're ever in a position where you're forced to reveal your encryption password, you can do so without giving up your secrets. I recommend this only for the truly cautious, because a) setting up a hidden OS is somewhat complicated and b) it's not likely you'll need it unless you work in an environment where guns might end up being pointed at you.
TrueCrypt also insists on creating a recovery .iso that you can boot (from a CD or USB drive) to perform system recovery in the event the drive doesn't boot properly for whatever reason. Thus, you have something to fall back to in the event of a problem.
If you're loathe to encrypt the whole system, you can use BitLocker or TrueCrypt to encrypt individual nonsystem volumes -- USB drives, for instance, where you might keep your most sensitive data. This provides less global protection, but also with slightly less hassle.
Laptop security step No. 4: Theft and loss recovery
One final layer of protection you can add to a notebook is what to do if it's lost or stolen. Since notebooks are lost and stolen a lot more regularly than their desktop counterparts (which goes hand in hand with the fact that they're portable), it makes sense to either protect them from being lost in the first place or to make sure they can be recovered if they go missing.
Theft recovery for a notebook can take roughly two forms: a service or an application. Sometimes you have one as an extension of the other, but those two basic incarnations are the most common.
On the service side, there's a system I've used for some years now: StuffBak. With StuffBak, you buy special stickers -- made of the same metal foil as industrial inventory-control tags -- that come with serial numbers. You attach one such sticker to your notebook in a conspicuous place, then register the device with StuffBak's website. If the device goes missing, you can log into the website and report it as lost. The sticker itself sports the words "Reward for return!" along with an 800 number and the Stuffbak website's URL.
If a Good Samaritan finds the device and reports it as found, they can claim a reward for returning it. You set the reward amount, and StuffBak handles all the shipping logistics; whoever finds it doesn't ever have to know your name or address. It's all completely hands-off.
StuffBak has a few different grades of service depending on how many items you have to protect. A basic pack of labels comes with lifetime item registration and two years of free returns, but you can buy additional levels of protection and recovery services depending on your needs. Some PC makers are now adding features like this to notebooks out of the box. Sony, for instance, includes TrackItBack recovery labels on many of its new notebooks.
The one major drawback to StuffBak (and other services of its kind) is that it depends entirely on the good graces of whoever finds your hardware. Sure, your lost or stolen laptop might end up in the hands of an upstanding citizen or at least one who will respond to the offer of a reward. Unfortunately, not everyone is motivated to be so helpful. That's why it makes sense, at least from my point of view, to also use software that can help find your computer if it goes missing.
I've since settled on the application-and-service combo known as Prey, which provides protection for both PCs and phones. You install the open source Prey software on the machines you want to track, then register each machine with Prey's website. If one of the devices goes missing, you note it as such on the site and can activate a whole slew of possible recovery mechanisms:
- An audible alarm (useful if you think it might be nearby)
- An alert message that warns any would-be users the device is being tracked
- Device locking and wiping (capabilities vary depending on the device and level of service)
- Geolocation based on GPS or network connections
- Session spying (to see what the user might be doing)
- Webcam access (to silently take pictures of the current user)
If the Prey client has a network connection, it checks every few minutes (you can set this interval, from 10 to 40) to see if the host has been reported lost. Prey can also attempt to automatically -- and silently -- make a connection through a Wi-Fi hotspot.
One of the recommendations made for Prey users, as counterintuitive as it sounds, is to deliberately leave the Windows guest account active. A prospective thief will think someone's left the front door wide open and cheerfully log in through the guest account to try to see what he can find. Windows automatically grants the guest user very limited privileges, so that account can't be used to read data stored in other user accounts. If you've encrypted the drive as well, the intruder won't be able to access your data even if he pries the drive out of the notebook.
The free version of the Prey service only lets you register up to three devices and imposes some limitations on how they can be tracked. For-pay versions of Prey's services can be purchased at different tiers for different numbers of devices, and they add more tracking functionality, like the ability to connect persistently to your stolen device if it's on the network.
This story, "4 simple steps to bulletproof laptop security," was originally published at InfoWorld.com. Keep up on the latest developments in mobile technology, Microsoft Windows, and network security at InfoWorld.com. For the latest business technology news, follow InfoWorld.com on Twitter.
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text:
University of Sheffield
- Country: England
- Location: Sheffield
- Language: English
- Level(s): Undergraduate and Graduate
- Subjects: Most majors
- Length: Semester and academic year
- Cost: MSU tuition and fees plus room and board in host country.
- Deadline: March 1 for the following fall; October 1 for the following spring
Additional Information
If you have any questions or need additional information about studying in England, contact:
Anna Greenberg
Study Abroad Advisor
Office of International Programs
400 Culbertson Hall
Phone: 994-7151
Email: email@example.com
The University of Sheffield offers a variety of subjects including:
- Arts and Architecture
- Business
- Education, Health and Human Development
- Engineering
- Law
- Humanities and Social Sciences
- Math
- Science
Courses (modules): http://www.shef.ac.uk/undergraduate/courses
Academic Calendar: http://www.shef.ac.uk/about/dates/index
University of Sheffield International: http://www.sheffield.ac.uk/international
Student Life
Visit the links below to learn more about life at University of Sheffield, the city of Sheffield, and England.
Student Life at University of Sheffield
Clubs: http://www.shef.ac.uk/union/get-involved/societies/
Student Life: http://www.shef.ac.uk/union/index.php
Volunteering: http://www.shef.ac.uk/union/get-involved/volunteering/
Lonely Planet Sheffield: http://www.lonelyplanet.com/england/yorkshire/sheffield
Sheffield Tourism: https://www.sheffield.gov.uk/out--about/tourist-information
Lonely Planet England: http://www.lonelyplanet.com/england
Travel England: http://www.fodors.com/world/europe/england/
Visit England: http://www.visitengland.com/ee/
Students pay MSU tuition and fees.
Check with Financial Aid to see if your scholarship will apply.
Financial Aid
Federal financial aid applies to this program. Check with the financial aid department for more information regarding individual financial aid questions.
The University of Sheffield offers on-campus housing for students.
Housing: http://www.sheffield.ac.uk/accommodation/prospective/international
Start your online profile and fill out the advising questionnaire at http://www.montana.edu/international/studyabroad/sa_apply.htm
When you have completed your online profile, please contact the study abroad office via email at firstname.lastname@example.com or via phone at 406-994-7151 to set up a one on one advising appointment.
Application: http://www.montana.edu/international/studyabroad/sa_apply.htm


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I had a CRAZY patdown on friday entering the fields.. The Security made us take off our Cell Phone covers.. Had us open our wallets and go through it.. checked any and every little spot they could in backpacks.. It took almost an hour to go through the line.. Probably averaged about 3 minutes per person. They also had other people take of their shoes AND SOCKS!!
Seemed pretty ridiculous because this was only to get into the venue (not the actual concert) and we had visited our friends at the campsite on Thursday night and brought water and bikes in and we weren't even stopped or checked....
it's finally happening
Röyksopp, FC Kahuna, Télépopmusik, The Knife, RJD2, Futue Sound of London, The Avalanches, 808 State, Zero 7, Tycho, Mr. Scruff


text: Is There a Smile In Your Voice? 1. July 2009 Maranda Gibson Customer Service (0) I know, I know, how does one smile with a voice? Dismiss the sheer mechanics and physic failures of that sentence and think about the underlying meaning. We all deal with customers on a daily basis and no matter what you do, who you are, or what your job title is, you still have people you have to deal with. Since you never know what opportunities are lurking around the corner, when faced with a situation that you could be dealing with your next client, that smile should always be in your voice. Sure, we have all fallen victim to the bad day syndrome, where we just feel like we're going through the motions. How so we kick that feeling and get a smile back in our voices? Here are a couple of things we do in our office to get the smiles back: -We have this board on the door to the office that we use to remind everyone of important calls that day. When the call is over, it becomes a place to write down funny things we over hear in the office or some of the silly things that come out of our mouth when we're talking to customers. Right now, there's a message from the boss men telling us to be happy. -Don't be afraid to take a break from your desk. Sometimes, when I need to get up and detach for a second, I'll just slip over to the window and look down at the cars. Sure, it's the same cars every day, but at least it's not my computer screens burning into my eyes. -We laugh. Everyone here in the office gets along really well and we don't have a problem taking a break to tell funny stories about things our kids have done, things our spouses said, anything really. That little bit of laughter helps you to decompress, even if just for a second, you can let loose. It's always been said that laughter is the best medicine. What are you doing to stay healthy?


text:
Get lip tie routinely checked at birth
Responsible department: Department of Health
To make midwives and doctors routinely check babies for lip tie at birth.
Lip tie can and has caused feeding problems in babies which can have obvious health implication for the baby and for the mother when feeding potentially fails with no explanation.
Not received your confirmation email?


text:
John Huff/Staff photographer A male driver was transported by McGregor EMS to Wentworth-Douglass Hospital late Saturday evening to an awaiting DHART helicopter after his car struck and broke a utility pole on Hayes Rd. in Madbury.
MADBURY — Both police and fire departments have been unreachable for more information on the man who was transported to Dartmouth-Hitchcock after his car hit a telephone pole on Hayes Road Saturday night.Madbury's fire department is volunteer and could not be reached on Sunday. The police station said only the Chief of Police is authorized to answer questions on the accident and he will not be available until Monday morning.According to Madbury Fire Chief Tom Perley on Saturday, the driver was the lone occupant of the vehicle. The driver was in a Hyundai Elantra that slid off the road and cracked a utility pole, most likely caused by icy roads in many parts of the state overnight.Perley did not know the definite cause of the accident, but sanders were seen on the road shortly after the accident, which was reported just before 10:30 p.m.McGregor EMS assisted at the scene, bringing the man to Wentworth-Douglass Hospital to meet the Dartmouth-Hitchcock Advanced Response Team helicopter.Public Service of New Hampshire arrived on scene to examine the pole, but the power was not lost.
Hayes Road did not close and remained open after the accident.The condition of the driver is still unknown.


text:
Power unit supply shuffle expected for '14
© Getty Images
24 May 2013 by TF1T Staff | M | Tweet
With the new regulations coming into force next season, a shuffle is expected to take place with several teams opting to switch engine suppliers.
At present, Renault supplies Red Bull, Lotus, Williams and Caterham. Mercedes has its works team as well as McLaren and Force India, whilst Ferrari supplies its own, Toro Rosso and Sauber. Marussia is the sole customer of Cosworth following HRT's departure last season.
Thins are however expected to change next year, with price being one of the biggest factors.
As The F1 Times reported, Renault is charging the most for its engines next season, whilst Ferrari is the cheapest with Mercedes in the middle.
We know for sure that Ferrari and Mercedes will remain unchanged, McLaren will stay with Mercedes until 2015 when they will switch to Honda and Red Bull will continue to use Renault engines, rebadged as Infiniti.
Caterham have also confirmed their intention to stay with Renault power with team owner Tony Fernandes making the announcement in Monaco on Friday.
Toro Rosso, which currently use Ferrari power, are expected to announce this weekend that they have agreed a deal with Renault, bringing both Dietrich Mateschitz owned teams in line with each other.
Sauber will more than likely stay with Ferrari, leaving the Italian's with two teams. However it's believed Marussia are close to signing a deal, partly because of the cost and because they may be able to agree an even cheaper deal by retaining Ferrari junior driver Jules Bianchi.
Williams, which switched back to Renault engines from Cosworth in 2011 are evaluating a switch to Mercedes, whilst Lotus too are looking at German power, but have also entered into talks with Ferrari.
In summary, Renault is likely to power Red Bull (Infiniti), Toro Rosso and Caterham. Mercedes will supply its works team, McLaren - who will later switch to Honda - Force India, Williams and possibly Lotus, whilst Ferrari will power its works team, Sauber, Marussia and maybe Lotus.


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As a Technical Consultant in the CG industry, I have noticed that a large amount of people starting out in this industry overlook the importance of graphics kit. Seems silly to me. Especially as it is a large part of any visualizer's or 3D operator's workflow.
Convergence? What convergence....
At the moment, the trumpet to blow seems to be that film and games production are converging. If you believe the hype, we'll be in some sort of nirvana where we all use the same approaches etc to the art of making both.
Apple Re-introduce Quadro, but what does this mean for CG artists?
Apple have made quite a few modifications to their machines lately. Firstly, they've brought back the Quadro. Only this time it's not the 5600 but the 4800. The only snag with this is that it's a bespoke model, and doesn't include the 30-bit capability of the PC equivalent cards. Essentially, it is down to the fact that Apple machines require an EFI BIOS from add-in cards, and cannot manage a legacy firmware that is typical of the PC ranges.


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This weeks final day of testing at Paul Ricard saw Kimi Raikkonen retain his position at the top of the timesheets for Ferrari, with a best time of 1m 28.624s. Raikkonen was closely followed by the Renault of Giancarlo Fisichella, who finished less than a tenth of a second down after both men completed more than 100 laps of the French circuit.
While both the Ferrari driver and the Renault racer concentrated on finding the best set-up for Junes Canadian Grand Prix, Fisichella also managed to fit in some aerodynamic testing.
"We had a good day: 112 laps with no problems, explained the Italian. In terms of performance, the times are very closer and I am pleased with what we achieved today, as well as the handling of the car. We completed a big programme in preparation for Canada, and I think we are going in the right direction. I am pleased to be here working with the team today, because I know how important it is for us all to work hard at the moment."
Pedro de la Rosa was third fastest for McLaren, six-tenths adrift of Raikkonen, as he wrapped up the teams test plan. The Spaniard covered 79 laps, as he completed a series of set-up and tyre programmes. From there the times got very tight, with the remaining drivers covered by less than three-quarters of a second, from Toyotas Franck Montagny in fourth down to Tonio Liuzzi in 11th for Toro Rosso.
A trouble-free day for Montagny saw the Frenchman complete 79 laps for the Japanese team, as he evaluated tyres and worked on various balance options on the TF107. Just three-tenths down was the Williams of Kazuki Nakajima, who finished the session fifth fastest.
David Coulthard was hot on the heels of the Japanese tester, taking sixth slot for Red Bull. Even though the French circuit was configured to resemble Canadas Montreal track, Coulthard spent some of the day working on the RB3's suspension for this weekends Monaco race. A slight gearbox problem in the afternoon, however, ended the Scots day after 77 laps.
Super Aguris James Rossiter, seventh, and Spykers Adrian Sutil, eighth, managed to clock exactly the same best time - a 1m 29.869s - during the days running. While Rossiter completed Super Aguris aerodynamic analysis and evaluated tyres, Sutil concentrated on testing brake balance on the F8-VII.
BMW Saubers Nick Heidfeld was ninth quickest as he completed a tyre comparison test and adjusted the set-up of the F1.07 to suit his driving style. Just behind Heidfeld was the tenth-placed Honda of Jenson Button. Completing 100 laps in total, Button evaluated the teams aero components for the Canadian race and finished just ahead of Toro Rossos Liuzzi.
The teams will next be on track in first practice for the Monaco Grand Prix on Thursday, May 24.
Unofficial Friday times from Paul Ricard:
1. Kimi Raikkonen, Ferrari, 1:28.624
2. Giancarlo Fisichella, Renault, 1:28.641
3. Pedro de la Rosa, McLaren, 1:29.249
4. Franck Montagny, Toyota, 1:29.312
5. Kazuki Nakajima, Williams, 1:29.631
6. David Coulthard, Red Bull, 1:29.834
7. James Rossiter, Super Aguri, 1:29.869
8. Adrian Sutil, Spyker, 1:29.869
9. Nick Heidfeld, BMW Sauber, 1:29.978
10. Jenson Button, Honda, 1:29.989
11. Vitantonio Liuzzi, Toro Rosso, 1:29.993


text:
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text:
Am looking for surly darkness, founders cbs and frangelic mountain, three floyds dark lord, russian river sours, hill farmstead, upland sours, heady topper, and any GI bourbon county stouts. FT tilquin gueuze, cascade vlad the imp aler, brewdog tokyo, cisco the woods, alewerks bourbon barrel porter, girardin black label gueuze, 06' bfm abbaye saint de bon chien, DFH noble rot.........well, if you want a longer list of beer, let me know. There is alot more that I am looking for, so let me know what you have that may interest me........
I'd like to think that I am pretty fair, so the worst I can say is no. Just make me some offers.......
I don't have anything for trade now but I can get upland sours. I live fairly close to their taproom. I can also get beers from Sun King-Sunlight Cream Ale, Wee Mac & Osiris pale ale. Or Flat 12- Half Cycle IPA & an amber ale not sure of the name. Bells 2-hearted pale ale
Im sure we can work something out. Send me a pm when you can, and we'll discuss when and what....... thanks
I've got a 12oz bottle of bourbon county and not much else ATM, but I'm near Chicago so i can get 3F, GI, Half Acre, founders, tyranena, central waters, etc
I can get Founders, just not some of their special releases. I am primarily looking for frangelic mountain, and cbs. What 3f can you get at the moment? As for GI, just interested in the bourbon county stuff.......
I think I can get a hold of Founders cbs. We had a bit of a blizzard here in KC, so If the weather and snow plow trucks allow I will check on that tomorrow.
I'm in over my head...fortunately that's right where I like to be.
I can get munsterfest, Moloko milk stout, arctic panzer, and a bunch of other random bombers from them. Anything in particular you want? I can randomly get my hands on alpha king, jinx proof, Robert the Bruce, pride & joy and rarely gumballhead
I would be interested in moloko, and robert the bruce. Can you get behemoth, dreadnaught, baller stout, amon amarth, dark lord (of course) bitch please, or any of the mikkeller colabs.? And what are you interested in?


text:
Categories: Openings/Closings
Personally, Gourmet has always been an inspiration for me, a mag where food and culture converged. Its stories were always about food first but managed to describe something greater in the process. Editor Ruth Reichl never fell for the trap of chronicling solely what's hip but instead delved into what's interesting. That rag had some passion -- it was worlds better than its contemporaries, which often chose to cling to celeb chefs and trends instead of braving new paths. Based on the closure, it's obvious how that business decision turned out.
My only complaint: My last subscription was shorted by two issues, damn it. So if anyone in subs is listening, you may want to get on that. Soon. Please?
Sponsor Content


text:
You are here: Main / Neighborhood Commission Office / com / 11 / 2011 October NC Regular Agenda | ||||
REGULAR MEETING AGENDA Monday October 24, 2011 7:00 p.m. City Council Committee Meeting Room Rules of Speaking: Anyone wishing to speak is asked to raise their hand, and when recognized by the Chair, to address comments to the Chair. Speakers are encouraged to keep their comments under 3 minutes, and those giving reports are urged to keep their reports under 3 minutes, unless otherwise directed by the Commission. Please silence all electronic devices. Note: The Commission may take action on any agenda item. As required by the State Sunshine Law (Hawaii Revised Statutes Chapter 92), specific issues not noted on this agenda cannot be voted on, unless properly added to the agenda. 1. Call to Order by Chair Sylvia Young 2. Roll Call of Commissioners, Establishment of Quorum 3. Public Input 4. Approval of Minutes 4.1. July 25, 2011 Regular Meeting Minutes 4.2. August 22, 2011 Regular Meeting Minutes 4.3. September 9, 2011 Special Meeting Minutes 4.4. September 26, 2011 Regular Meeting Minutes 5. Report of the Permitted Interaction Group for the September 24, 2011 Conference of Chairs Held Pursuant to Section 2-11-203, Rules and Procedures of the Neighborhood Commission 6. Commission Business 6.1. Consideration of Whether Section 2-14-109(a) of the Neighborhood Plan Needs to be Temporarily Suspended to Permit Neighborhood Boards to Recess for Two Consecutive Months as an Accommodation of the Asia-Pacific Economic Cooperation Conference and the Boards' Traditional December or January Recess Schedule 6.2. Consideration of the Neighborhood Commission's Calendar Through July 2012 6.3. Consideration of the Jurisdictional Statements for the Established Standing Committees 6.4. Consideration of a Neighborhood Commission "Visitation of Neighborhood Boards Program" Policy 7. Committee Reports 7.1. Elections � Jeanette Nekota, Chair; Ed Gall, Sylvia Young, Ron Mobley 7.2. Finance � Claire Tamamoto, Chair; Wilson Kekoa Ho, Sylvia Young 7.3. Neighborhood Plan � 8. Executive Secretary's Report � Tom Heinrich 8.1. Neighborhood System Revitalization Program 8.2. Fiscal Year 2013 Budget Planning 8.3. Fiscal Year 2012 Neighborhood Board Budget Allocations; Meeting Facility Rental Expenses 8.4. Videography Vendor Procurement Process Update 8.5. Sunshine Law Training Coordination with the Office of Information Practices 8.6. Planning Calendar for Neighborhood System Activities Through June 30, 2013 8.7. Scope of Neighborhood System Training Program 8.8. Update on Issues Related to the Appointment of Hearings Officers to Conduct Complaint Hearings Pursuant to Section 2-18-103(b) of the Neighborhood Plan 8.9. Update on Complaints Filed with the Neighborhood Commission Office 8.10. Overview of Specific Neighborhood Board and Board Member Conduct Issues 9. Announcements The Neighborhood Commission's next regular meeting is scheduled for Monday, November 28, 2011 at 7:00 p.m. at the City Council Committee Meeting Room, 10. Adjournment A mailing list is maintained for interested persons and agencies to receive Neighborhood Commission agendas and minutes. Additions, deletions, and corrections to the list may be directed to the Fax (808) 768-3711; E-mail email@example.com. Agendas and minutes are also available on the Internet at http://www1.honolulu.gov/nco. Individuals wishing to attend any meeting with questions about accommodations for a physical disability or special need should call the Neighborhood Commission Office at (808) 768-3710 between 8:00 a.m. and 4:00 p.m. at least 24 hours before the scheduled meeting. |
Last Reviewed: Friday, October 28, 2011 |


text:
- dotTech - http://dottech.org -
Computer manufacturers are scared Apple's next MacBooks will be super-thin, thinner than other notebook
Posted By Arnold Zafra On July 5, 2013 @ 7:57 AM In General Tech,Mac OS X | No Comments
Some notebook vendors are worried that the recent trademark filing by Apple to the US Patent and Trademark Office will give the company advantages over other companies' laptops. Said patent application is about a memory card reader combined with a standard USB port. Notebook makers have reasons to believe that if Apple gets the technology patented, it will be able to produce MacBooks which are slimmer than the current ones.
According to Taiwan-based connector maker Kuang Ying, a conventional SD card post only measures 27.1mm in width while a USB port measures around 13.5mm. Combining these two will enable manufacturers to save around 12-13mm from their notebooks' design. Hence, they can use that space to add more functionality to their notebooks.
If this patent is granted to Apple, and Apple decides to push through in applying this to their next MacBook product lines, we can just imagine how thin MacBook Airs will be.
Article printed from dotTech: http://dottech.org
URL to article: http://dottech.org/114877/computer-manufacturers-are-scared-apples-next-macbooks-will-be-super-thin-thinner-than-other-notebook/
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I have a will. Do I need anything else?
In addition to a will, most experts recommend that you have a durable power of attorney, which allows another person to act on your behalf should you become incapacitated. Also, a living will is helpful to your heirs in that it directs at which point you do not want your life artificially supported.
Can bequests be handled in a living trust?
Certainly. You may wish to consider a living trust as an estate-planning tool. More information is available. Living trusts may be either revocable or irrevocable, and there are advantages and disadvantages to consider in both.
What happens to my personal possessions?
Personal possessions are best distributed through a tangible personal property memo in which you list the personal items you wish to give to specific people. Your will must mention the existence of this memo, and you should keep a copy of it with your will.
If a trust agreement is established as irrevocable, it means that it can't be revoked (broken) except under unusual circumstances. Why would anyone want an irrevocable trust?
There are always specific reasons for making an irrevocable trust agreement. Perhaps it involves a family business where some of the family members are getting on in years and the family wants to make certain that management continues to run smoothly even if hindrances, such as senility, enter the picture.
Many times the reasons for an irrevocable trust involve estate and/or income tax avoidance. In order to be successful in such avoidance, the trustor must not have any direct or indirect power or control over the trust property or income. The Internal Revenue Code and the accompanying Regulations should be carefully followed when considering irrevocable trusts.
What is the difference between a charitable remainder unitrust and a charitable remainder annuity trust?
The major difference is in the valuation of the assets of the trust, which establishes part of the calculation for the determination of the amount of income received by the income beneficiary(-ies). The annuity assets are valued at the time the assets are placed in the trust and are never revalued. Annual payments remain the same, whether the assets appreciate (increase in value) or decline (lose value).
The assets in the unitrust are revalued annually. If the trust assets appreciate, the payment to the income beneficiary(-ies) will increase. If the trust assets depreciate, the payment will decrease.
What happens to my assets in a trust for a charity if the charity goes out of business before the expiration of the trust?
Your trustee is authorized to name a substitute, if that is the sole charity.
Should I name a charity as trustee of my charitable remainder trust?
This is often done if the organization is qualified to so act under local law. The organization's representatives can satisfy you in that regard. Often they will serve without fee, which is an additional incentive.
How often should I update my will or trust?
These documents should be updated any time your financial or your family circumstances change. As laws vary from state to state, if you move, you should have an attorney licensed in and familiar with the new state's laws review your will or trust agreement. It is always wise, even if there are not any significant changes in your circumstances, to periodically review these important documents. A good rule of thumb is to review your will every three years. You should also review your will if there are any significant changes in law.
Can I use my insurance to benefit charitable organizations?
Yes. This is an area overlooked by many. You can name one or more charities as alternate or as primary beneficiary. Furthermore, if you no longer need the policy proceeds in your estate for use now, you can transfer ownership of the policy to the charity or charities. If the policy has cash loan value, the charity can draw this out and use it. In this case, you not only receive a charitable gift deduction, but any additional premiums you pay are tax deductible for you now. And, on your death, the charity receives the balance of the policy proceeds and none of it is included in your estate for tax purposes.
How can I fund a charitable gift annuity and how is my income calculated?
The usual funding sources for a charitable gift annuity are cash and marketable securities. There can be tax benefits associated with the gift of appreciated securities (the current market value exceeds the cost or basis value). As a gift annuity is considered partially a gift and partially an annuity, part of the gift avoids capital gain tax entirely. Real estate and other marketable assets may also be used, but in many cases acceptance of these kinds of assets is often on a case-by-case basis. Generally, the charity will convert the assets to cash to fund the annuity.
The income provided you by the annuity is determined by your age and the age of any additional beneficiary and is calculated using tables established and filed with regulatory agencies under which the charity operates its annuity program.
Can I set up a charitable gift annuity and delay the start of the income until I will more likely need it, such as at my retirement, when my income is lower?
Yes, the flexibility associated with establishing charitable gift annuities makes them a popular and effective retirement-planning vehicle. Using a deferred gift annuity, the annuity earnings accumulate on a tax-deferred basis. Thus, the deferred payment annuity accomplishes several things. First, the donor receives a tax deduction in the year the annuity is established, which is usually when the donor is in a higher tax bracket. Secondly, the gift to the charity becomes larger as the deferred earnings increase the annuity's principal. Finally, since the deferred payment annuity grows in size while income is deferred, the ultimate income will be more per year.


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Make Your Own Applesauce
by Dana Angelo White in Healthy Recipes, September 21, 2009
When I start seeing apple bushels at the market, I know it's prime time for applesauce. Pass on the jarred stuff and whip up a batch of your own. It's easy (we promise), and you won't believe the delicious difference.
First things first, applesauce is a healthy indulgence — it may taste sweet and like a sinful dessert, but a cup only has about 100 calories and lots of vitamin C and fiber.
The Apples
A combo of sweet and tart apples gives the best balance of flavors. Red-skinned apples like McIntosh and Macoun offer a good basic, sweetness (I also like golden delicious). Keep the red skins on; they're packed with fiber and will give the sauce a rich and rosy hue. Mix in tart varieties like Granny Smith to cut through some of the sweetness. No matter what variety you choose, you should be good on texture; all apples contain high amounts of pectin, a natural thickener that gives applesauce its velvety consistency.
The Spices
Flavor up your applesauce with traditional spices like cinnamon, nutmeg and allspice. A bit of lemon or orange zest will also help enhance that apple-y flavor. For additional sweetness, melt in sugar, honey or brown sugar. There are always those wildcard add-ins, too. My mom's recipe (below) calls for a pat of butter; this secret ingredient makes such a difference!
For a kicked-up version of applesauce, go for a chutney, a sweet-and-spicy condiment that's made with fruit, vinegar and spices. Try it out on grilled chicken or fish or serve along with cheddar cheese and whole grain crackers.
Getting Saucy
Most applesauce recipes tell you to cook down the apples in a large pot along with some water and apple juice or cider, but your options don't end there. You can also bake them for a richer flavor.
Once you cook and season your apples as desired, it's time to turn them into sauce — there's really no wrong way to go. A food mill is my tool of choice; it will make your applesauce smooth but not pureed and will remove any seeds or bits of skin. For a chunkier and more rustic applesauce, use a whisk or a potato masher.
Ways to Enjoy It
You can make large batches and store some in the freezer for up to six months; just put it into a freezer-safe plastic container or plastic bag. When you're ready for some, leave it in the refrigerator to defrost overnight. Dish out your applesauce for a low-calorie dessert or serve it with your favorite chicken or pork recipe. You can also use it to add natural sweetness and cut some fat out of muffin and cookie recipes (Tip: replacing half the oil with applesauce usually works).
Lori's Applesauce
Makes 2 1/2 quarts
12 Granny Smith Apples
12 Macoun or McIntosh Apples
1/2 cup dark brown sugar (more to taste)
1/4 cup honey
1 pat butter (1 teaspoon)
4 teaspoons cinnamon
1 teaspoon nutmeg
1 teaspoon grated orange peel
Wash apples well and cut them into quarters (do not peel or core). Place apples in a large pot on top of the stove and cover with water by half. Cook uncovered over medium heat for 45 minutes or until apples are soft. Reduce the heat to low and add remaining ingredients; cook for an additional 15 minutes. Let the applesauce cool until lukewarm (it will thicken as it cools). Pass the apple mixture through a food mill with a medium disc. Place applesauce in individual jars and keep refrigerated.
Nutrition Info (per 1/2-cup serving):
Calories: 120 calories
Total Fat: 0.5 grams
Saturated Fat: 0 grams
Total Carbohydrate: 32 grams
Protein: 1 gram
Sodium: 2 milligrams
Cholesterol: 0 milligram
Fiber: 4 grams
- More Recipes to Try:
- Applesauce
- Homemade Applesauce
- Neely Homemade Applesauce
- Spicy Apple Chutney
- Cranberry Apple Ginger Chutney
- Oatmeal Cookies
- Apple Muffins
TELL US: What's the secret to your homemade applesauce?
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Maitake mushrooms are showing up all over restaurant menus thanks to more than their meaty flavor!...Comments (
18 )-
You have me wanting to run right out and buy apples to make applesauce. Do you know anywhere to get local organic apples in the New York (Long Island) area?
Chris -
Hi Chris – This article on shopping the farmers market can help you find local source in your area.
hi there
i also add
fresh pears
fresh pineapple
and AFTERr it is cooked i add
fresh pomegrante
its delicious try it!
let me know what you think -
you can try agave syrup for sweetner
lower glycemic index
wonderful taste
you can find it at the health food store -
What does it mean: "Cover with water by half"? I'm confused! Do I cover the apples with water and then use half as much again? Or do I just cover the apples halfway up with water?
Good suggestions. I'm really into homemade, home grown products & preservation. I prefer canning to freezing most items, however. I do freeze roasted tomatoes, cherry tomatoes, okra, some peppers and all beans & peas, I can applesauce, apple butter, apple jelly and all fruits and vegetables with a high acid content. It's tastier, "greener", since glass jars are completely reuseable and recyclable, and WAY more convenient. For clear instructions on home canning, using a water bath canner or a large enamel pot, go to the National Center for Home Food Preservation @ http://www.uga.edu/nchfp. Good recipes are listed, as well. I'm off to buy another bushel of apples for apple sauce, my two types of apple butter (savory & sweet) and apple jelly! Hurray for gardens, farms & markets! P.S. I often make my applesauce & apple butter by cooking the apples and/or peelings & cores overnight in the slow cooker. Very easy and tasty.
Hi Ann-
You don't want the apples to be submerged – pour in enough water to cover them half way up, like you said. -
The secret I learned from my grandma is to add red-hot candies (the little heart shaped ones) while the apples are still hot. They melt right in and give a sweet cinnamon flavor (plus a pretty pink color)!
Really? Don't core the apples? What about the seeds?
When I make applesauce I go to the farmers market and buy an assortment of apples. Then, I core and peel them. I add about 1/2- 1 C of water into a 5-8 qt dutch oven pot and boil until they break down
Then I use an immersion blender and blend but I like it chunky so I don't do too much. When I let it cool off I put in a cinammon stick and scrape the seeds only from a whole vanilla bean. The flavor is great
Remember to remove the cinammon stick


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Targeted Examination Letters
Targeted Examination Letters
May 2013
Re: Alternative Trading Systems
As you are aware, the Trading Examinations Unit (TEU) of the Market Regulation Department at FINRA is conducting a review of Alternative Trading Systems (ATS) operated by XYZ Firm (the Firm). For the purpose of this inquiry, the term "ATS" means an ATS operated by the Firm and/or any affiliate of the Firm that is utilized to route orders or other messages into or out of the ATS. In addition, the term "Subscriber" means any broker/dealer or non-broker/dealer that is authorized to route orders, indications of interest, or other messages to the ATS for purposes of executing within the ATS or otherwise (i.e., have their interest routed to other market centers outside the ATS).
In connection with this matter, TEU requests the information specified below.


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Aleph-Beit, TheKnowledge Base » Human Being, The » Faculties and Talents » Speech; Communication » Language » Holy Tongue, the; Hebrew » Aleph-Beit, The
Aleph-Beit, The: the Hebrew alphabet
Results 1-10 of 152 Aleph-Beit, The |
As a carpenter employs tools to build a home, so G-d utilized the twenty-two letters of the Hebrew Alphabet, the alef-beis, to form heaven and earth. In Letters of Light, the essence of these holy letters is explored, illustrating how the letters continue...
Infinity Labs unveils The Otifier launching a whole new series to explore the mysteries of the Hebrew Alphabet--along with some real practical lessons.
Question: In Genesis it says that Adam named all the animals. My question is: If you translate the Hebrew literally, does it mean that Adam named the species—i.e., dog, cat, lion, etc.—or did he give them each personal names—i.e., Spot, Fluffy, etc.? Or...
Alef Bet
Who placed the intimate secret of the cosmos on a plush toy dangling above my little boy's head?
And this little boy? When he awakens, what will he see? Undoubtedly he will marvel at neat rows of colored squiggles and wonder what they are doing in his crib. He is far too young to realize what he is looking at...
Question: Why do some of the Hebrew letters have dots in them, and why do the same letters, in the same words, sometimes appear with dots and sometimes without? Answer: A prime example of this phenomenon is the name of the Egyptian king, Pharaoh, פרעה. In...
A Talmudic, medrashic, and kabbalistic guide to the meaning and symbolism of the Hebrew alphabet.
A room full of five-year-olds in a Russian cheder learn a new way to read the Alef Bet
"Beit!" cried the angry little Aleph to G-d. "Beit is a nice little house with a roof and walls to hold out the Infinite Light and a little door on one side to let a trickle in. And You chose that constipated, square-headed letter over me!"


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Yesterday we pondered the meaning of real success. Thank you Julie for leaving this in the comments:
To laugh often and much;
To win the respect of intelligent people
and the affection of children;
To earn the appreciation of honest critics
and endure the betrayal of false friends;
To appreciate beauty;
To find the best in others;
To leave the world a bit better, whether by
a healthy child, a garden patch
or a redeemed social condition;
To know even one life has breathed
easier because you have lived;
This is to have succeeded.
--Ralph Waldo Emmerson


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February 28 2015 Latest news:
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I was there as a young impressionable boy as well Les, I remember it well.
Swiss Canary
Wednesday, November 21, 2012