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Rebuilding was the developer's dream-and his right, according to his lawyers from Wachtell, Lipton, Rosen & Katz. But after the towers fell, New York city and state authorities seemed to have done everything possible to elbow him out of the way, even as Silverstein ponied up $100 million a year to rent a hole in the ground. Now, at almost midnight, he was huddled in a conference room in the Park Avenue offices of the Port Authority of New York and New Jersey, the quasi-governmental agency that had leased the Twin Towers to Silverstein in July 2001. Executives from his development company and his financial backers were there with him, as were Wachtell partners Martin Lipton and Robin Panovka. Silverstein ordered two cups of coffee. He was ready to stay up all night. "Let's get this thing done," he told the group.
Silverstein had missed his bedtime, but it was Port Authority and other government officials who were tired-of Silverstein, of his lawyers, and of what they would describe the next day as "bad faith" negotiating. When the Silverstein side returned to the table that night-either three or four hours late, depending on which side is telling the story-"everything that we thought we had settled was back on the table," says Kenneth Ringler, Jr., the Port Authority's executive director at the time. After several tense sidebar conversations, Ringler lost his cool. He stormed into the conference room occupied by the Silverstein team. "It's over," he said. "Send us your fucking rent check." Lipton followed Ringler out of the room, then returned a few moments later. "They're enraged," he said to the Silverstein team. "There's nothing we can do tonight." The men filed out. No one said much on the elevator ride down to the street. It had been a bad night, and with no deal in place, tomorrow would be worse.
Representing Larry Silverstein in his quest to rebuild at Ground Zero has been the most demanding project that Wachtell, Lipton has ever undertaken. Since 2001, 71 lawyers have worked 100 hours or more on World Trade Center matters, including a handful of partners who worked nearly full-time on the project-this at a firm with fewer than 200 lawyers and just 77 partners. It has also been Wachtell's most emotionally taxing representation. "I am not given to exhortatory messages," Herbert Wachtell wrote in a memo to his partners on the first anniversary of the terrorist attacks. "This is an exception." He continued: "Out of this horror, we have been given a tremendous privilege-to take a central role in bringing about the rebuilding of our city, to make it better than it was." As the late-night meeting at the Port Authority demonstrates, the dealmaking was never easy and an equitable outcome never certain. Negotiations with the Port Authority over who would rebuild at Ground Zero, and with the insurance companies that held billions of dollars needed to finance that construction, were contentious, at times bitter, and for all involved, exhausting. Those who worked on the land and insurance deals that will finally permit the rebuilding to begin-Silverstein executives, government officials, and scores of lawyers-say the agreements they signed in the past year were, hands down, the most complicated they have ever seen. They also say that Wachtell partners-Lipton, Panovka, and Adam Emmerich on the real estate side; Herb Wachtell, Marc Wolinsky, Bernard Nussbaum, Peter Hein, and Eric Roth on the insurance litigation front-played a vital part, not just in providing the legal expertise expected of a top firm, but as hard-nosed negotiators whose clout bolstered Silverstein's position. "They were advisers, strategists, and negotiators," says John "Janno" Lieber, Silverstein's director of development for the 16-acre World Trade Center site. "They played every role." Wachtell is the world's pre- eminent M&A firm, home to the richest lawyers in The Am Law 100-profits per partner were nearly $4 million in 2006-and some of the most secretive. This firm does not typically disclose much about itself or its work for clients. But at the behest of Silverstein, who sees the World Trade Center redevelopment as a historic moment, several Wachtell partners agreed to talk about all but the most confidential aspects of the deals. For Silverstein, they were willing to bend their rules. The developer, after all, is more than a client. He is also Herb Wachtell's best friend.
They met in September 1944 as freshmen at New York's High School of Music & Art, where Silverstein played drums and Wachtell played clarinet. They went to New York University together, double-dated together, and remained friends as they pursued separate careers: Wachtell as a renowned litigator and cofounder of the law firm that bears his name; Silverstein as a real estate developer best known for building 7 World Trade Center, across the street from the Twin Towers. By New York standards, Silverstein's portfolio of properties was modest; his deals typically pooled money from outside investors to buy properties he flipped quickly.
On September 7, 2001, the two friends and their wives had dinner at Wachtell's home in Sag Harbor, on Long Island. It had been a momentous year for Silverstein, and he was in the mood to celebrate. In January he had been hit by a drunk driver while crossing Madison Avenue. In the hospital, recovering from a broken pelvis, he asked his doctors to dial down the morphine long enough for him to make a dark-horse $3.2 billion bid on the World Trade Center, which the Port Authority was looking to unload. In July he signed a 99-year lease on the property, putting up just $14 million of his own money in the highly leveraged deal. (Silverstein's foes would later argue that his relatively small investment meant that he had little stake in the rebuilding.) Silverstein had dreamed of controlling the Twin Towers for years-he saw the buildings every day from his office-and told Wachtell that night at dinner that he had finally accomplished his biggest goal. "I felt like I had achieved the brass ring," he says.
Four days later, Al Qaeda hijackers crashed passenger planes into the towers, reducing them to a smoking ruin. Silverstein lost four employees in the attacks, which also destroyed 7 World Trade Center. On September 12 he called Lipton, and on the next day he met with Lipton and Wachtell in their midtown office. "I knew I needed superior counsel," Silverstein says. "I had always found Herb an exceptional intellect, and I knew Marty Lipton from our years serving together on the board of NYU's law school." Wachtell wanted to help, but knew it would mean a big commitment. In a 2002 article about the first stages of Silverstein's litigation with the insurers ["Double Indemnity," September 2002], Wachtell told The American Lawyer that after the September 13 emergency counseling session, he rounded up all the partners he could find for an impromptu firm meeting: "It was a firm issue-could we afford to take this on?" Ultimately, they decided to do it for two reasons. "Larry is my closest and oldest friend," Wachtell said. "And this was a civic thing-we felt an obligation to be involved in the rebuilding of the city." It was not a decision made lightly. Wachtell predicted "a mammoth drain on firm resources." He was right. The actual burdens "were greater than we ever anticipated," Wachtell says today.
What started as one case-a fight with insurers over how much coverage they owed Silverstein when the World Trade Center was destroyed-quickly turned into a two-front campaign. Silverstein wanted to rebuild 10 million square feet of office space, the entirety of what he lost when the Twin Towers fell. This was a tough sell. Companies were fleeing Lower Manhattan, and there seemed to be little enthusiasm for an office project on par with the former World Trade Center. There was also opposition from victims' families, who felt the space should be dedicated as a memorial. But over the next few years, with the political backing of New York governor George Pataki, who also favored rebuilding, Silverstein and Wachtell won enough support for commercial redevelopment that most parties surrendered to the reality that some sort of office building, or buildings, would go up at Ground Zero. In 2003 the Lower Manhattan Development Corporation, created by Pataki and former mayor Rudolph Giuliani to coordinate rebuilding in Lower Manhattan, selected architect Daniel Libeskind's design for a new World Trade Center. Though his plan went through many permutations and redesigns after battles among different architects assigned to work on the project, the basics remained the same: There would be a new transportation hub and five new towers-four on the old World Trade Center property and a fifth on Liberty Street, on the site of the condemned Deutsche Bank Building. The gleaming centerpiece of the complex would be the 1,776-foot Freedom Tower, a 69-story office building capped by a spire resembling the massive TV tower atop the original 1 World Trade Center.
Yet even as the design work slowly progressed, the debate over who would build the structures remained stuck in the mud. From the beginning, officials at the Port Authority made it clear to Silverstein that they wanted him out of the reconstruction. They worried that he couldn't afford the job, that he would lose interest, that he would pocket the insurance money and go home, that he would prove a hindrance in the planning of the site. Silverstein's position, as articulated by his Wachtell lawyers-in meetings, publicly, whenever they had a chance-was that as leaseholder, Silverstein had the "right and obligation" to rebuild. It was a stalemate. Silverstein had the lease, the Port Authority owned the land, and when 2006 dawned, the two sides were still miles apart on a deal that would resolve the differences.
In mid-December 2005 Pataki, who was weighing a presidential bid and wanted a World Trade Center deal on his resume, gave Silverstein and the Port Authority 90 days-until March 14-to come to an agreement. The Wachtell lawyers say they welcomed the deadline. "Sometimes it takes an outside force to break a deadlock," says real estate partner Panovka. The weeks that followed Pataki's ultimatum were grueling for Panovka and the rest of the Wachtell lawyers, who were in near-constant negotiations with Port Authority executives. At various times, practically every conceivable compromise was on the table, including a plan for Silverstein and the Port Authority to jointly build and operate the new World Trade Center. The five proposed towers were traded back and forth like baseball cards. Each side struggled over the innumerable details of a project that could ultimately cost $20 billion (Silverstein's estimate) or more. What percentage of the insurance proceeds would the Port Authority get? How much would Silverstein pay toward "common infrastructure" costs, such as the underpinning of the No. 1 subway line?
Even as the two sides narrowed their differences, the Freedom Tower remained an enormous obstacle. Silverstein didn't want to let it go. He had contributed to its planning and design-rescuing the tower, in his opinion, from designer Libeskind by bringing in his architect, David Childs. Silverstein's lawyers realized, however, that to get a deal made, he would have to give up the Freedom Tower. "It was like a child to him," Lieber says. "But economically it would be the most expensive building ever built, and there were questions about whether it could be leased." Lieber says it fell on him and Lipton to convince Silverstein to let go of the Freedom Tower. It was the right decision, they told him: If he surrendered the Freedom Tower, he could build three other towers, those that were planned for a reconstituted Greenwich Street. They would be closer to the new transportation hub, wouldn't carry the psychological burden of the Freedom Tower, and, as such, would be easier to lease. Silverstein finally relented.
With most of the pieces of a deal in place, the Wachtell lawyers were confident they would meet Pataki's deadline. At 8:30 on the morning of March 14, the Silverstein team sat down with Port Authority officials and John Cahill, Pataki's chief of staff, in the Port Authority's Park Avenue headquarters. They haggled over terms all day. When they broke for dinner, the Wachtell lawyers thought they were about to make a deal; only $50 million and a few issues, such as how to split revenue from the retail space, stood between Silverstein and the Port Authority. They went to Silverstein's Fifth Avenue office to discuss strategy and to meet with his financial backers. Silverstein, Lieber recalls, was in such a good mood that he ordered dinner for everyone from DB Bistro Moderne on Forty-fourth Street-a departure for the 76-year-old, who typically favors meals prepared by his long-serving company chef.
Panovka and Lipton, along with Silverstein, Lieber, and the financiers, returned to the Park Avenue office at, as they recall, around 9:30 or 10 p.m. They settled into a fifteenth-floor conference room. Silverstein ordered his coffee. They knew it was several hours after the Port Authority team expected them, Lieber says, but that was because they were working out critical details with Silverstein's backers. Whatever the explanation, the delay infuriated the Port Authority. Ringler, who says Silverstein's team actually didn't show up until 11 p.m., contends that Silverstein proceeded to backtrack on several already-agreed-upon points. The Silverstein side, not surprisingly, says the Port Authority was to blame for the breakdown in communications: The agency, they say, had never handled a real estate deal of this size or complexity, and its bureaucracy was cumbersome; in addition to Ringler, the governors of New York and New Jersey and a board of directors all have a say in agency matters. When Ringler marched into the Port Authority's conference room, cursing and insisting that negotiations were over, the Silverstein team knew they had exhausted their welcome.
As the developer and his Wachtell lawyers left the building, Port Authority officials were hitting the phones, calling reporters. The next day, Silverstein held a press conference to explain his position, but it was clear who had won the public relations battle. Silverstein received a thrashing from all quarters. Pataki issued a statement saying that Silverstein had "betrayed the public trust and that of all New Yorkers." The New York Times also weighed in: "The terms were overly generous to Mr. Silverstein, and he was very lucky to get them," said a March 17 editorial. "But at the last minute, Mr. Silverstein and his team made a new set of demands that seem to have been intended to scuttle the bargaining."
For all the blustery press conferences on both sides, the situation behind the scenes wasn't quite so bleak. Within a few weeks of the March 14 debacle, Lipton and Panovka restarted the dialogue with Ringler and with Darrell Buchbinder, the general counsel of the Port Authority. In a typical negotiation, principals meet with principals, and lawyers meet with lawyers, but the acrimony between Silverstein and the Port Authority hadn't faded. Agency officials refused to talk to the developer, or to anyone at Silverstein Properties, Inc. Though Silverstein considered the cold shoulder unprofessional, he told the Wachtell team to proceed: "I said, 'Guys, let's close the damn deal.' "
Fortunately, they didn't have to start from scratch. With the basics of who would build what decided, the two sides progressed with a protocol of negotiation that the lawyers had developed before the talks abruptly ended. The key, Panovka says, was a rule they called "no finger on the scale": Each problem had to be handled in turn, without influencing all the other outstanding issues. The parties couldn't write an agreement on one issue in a way that gave them an advantage on another issue. Take, for example, design. The two sides agreed that the buildings would be "substantially similar" to the Twin Towers in terms of space-10 million square feet of office space in five office towers in the locations plotted by Libeskind in his master plan for the site. But all the design specifics, including such important details as the allocation of street-level retail space, were put off until later. Similarly, critically important cost allocations involving hundreds of millions of dollars were put off until the design was complete. "In a normal real estate deal, this would be insanity," Panovka says. But "agreeing to agree," he says, was the only way the lawyers could avoid getting buried under a mountain of details.
On the evening of April 25, Panovka, who had been at his older daughter's school play, turned on his BlackBerry. He had messages marked "urgent" from Buchbinder and Ringler. The Port Authority wanted to finalize a deal that night: Buchbinder was nearly finished with a draft of an agreement to show the Wachtell partner. Panovka rushed to his office and began negotiating by phone. Early the next morning, six weeks after the blowup, the two sides signed a conceptual real estate framework. In just seven pages, by agreeing to agree later on thousands of details, Wachtell and the Port Authority lawyers laid out the terms of the deal. Silverstein would indeed give up the Freedom Tower, though he would remain a consultant on the project. He would surrender 43.5 percent of the proceeds he recovered from his insurers to the Port Authority, and would contribute $140 million in common infrastructure costs for the rebuilding of the site. In return, Silverstein received the right to build three towers on Greenwich Street, each nearly as tall as the Empire State Building-in all, 6.2 million square feet of office space, of which the Port Authority and the City of New York agreed to lease a total of 1.2 million square feet. He also won access to $2.6 billion in tax-free bonds allocated by the federal government to encourage rebuilding in Lower Manhattan. To allay the fears of officials who questioned Silverstein's ability to pay for his part of the rebuilding, he committed to begin work on two new towers as soon as the Port Authority finished digging out and fortifying a "bathtub" to prevent flooding on the east side of the property. He also agreed to pay steep penalties if he didn't meet certain construction deadlines.
Port Authority general counsel Buchbinder declined to comment on the negotiations, but others had high praise for the work the lawyers did. "Marty never lost his touch and never lost his cool," says former Pataki chief of staff Cahill, who was at the Port Authority the night of the fireworks. Of Panovka, he says that "he came with the reputation of being honest and direct" and that he was "instrumental in fashioning a deal." Even Ringler, the former Port Authority executive director, has kind words for the Wachtell lawyers, with whom he continued to talk through a long summer, finalizing the more than 200 agreements-seven double binders' worth-that eventually documented the deal. "Wachtell knows how to negotiate," he says. "And Lipton is one of the few people Silverstein will listen to on occasion."
With a land deal in his pocket, Silverstein was ready to rebuild, but he was short $2 billion in insurance money-and his lawyers at Wachtell were having a hard time collecting. Silverstein is magnanimous, for the most part, about his former adversaries. But he doesn't conceal his contempt for the insurance companies. "We tried to settle," he says. "We didn't want to litigate. We said, 'Please help us get this done.' "
When Silverstein leased the World Trade Center, he took out $3.5 billion in insurance, the most ever purchased for a single office complex, from 25 different companies. After September 11, Herb Wachtell came up with a theory that would potentially double Silverstein's recovery from those insurers. Because the attack on the World Trade Center involved two planes and two towers, Wachtell argued that two discrete, insurable events had occurred. Silverstein, in Wachtell's theory, was due twice his policy limits-$7 billion-from his insurers.
The insurers, predictably, didn't see it that way. The dispute quickly became rancorous and in 2004 wound up in a courtroom. Two federal juries essentially divided Silverstein's insurers into two categories: Underwriters that used a boilerplate contract provided by Silverstein's insurance broker were liable for just one occurence; those that did not use the broker's form owed Silverstein coverage for two occurrences. The verdicts limited Silverstein's potential payout to about $4.68 billion.
Of that total, Silverstein had been able to collect only $2.55 billion, enough to pay his rent and pay his lawyers, but not enough to secure the type of financing needed to build three buildings that could cost $7 billion or more, plus infrastructure costs. Eight carriers-a group that included Allianz SE, Swiss Reinsurance Company, and The Travelers Companies, Inc.-were still liable for up to $2.1 billion. And that money remained out of Silverstein's reach. The insurers insisted after the 2004 trials that Silverstein hadn't proved the replacement value of the Twin Towers: the cost in today's dollars to build two brand-new towers exactly like the ones that had been brought down. The appraisal process to determine that amount had begun in September 2004. Three arbitrators were to decide the hypothetical question of how much it would have cost to build the World Trade Center, as it was originally constructed, on September 11, 2001. Wachtell partner Peter Hein led a team through 100 days of hearings to determine that cost, down to the last screw. It was an arduous process. John Gross, a partner at Proskauer Rose, which served as cocounsel with Wachtell on the appraisal, describes it as a "litigation within a litigation" and as "an extraordinarily intense, detailed proceeding." The insurers' lawyers even disputed how much hypothetical depreciation to subtract from the value of the hypothetical structure. But until the appraisal process was complete, the insurance companies argued, there could be no reckoning of what they owed.
Silverstein, meanwhile, refused to give up a claim for prejudgment interest that could have added $500 million to his insurance recovery. Discussions between counsel for the insurers and Wachtell litigation partner Marc Wolinsky, who'd taken the lead for Silverstein after the two trials, were going nowhere; insurers felt that in Wolinsky, the intractable Silverstein had an equally stubborn advocate. A resolution seemed years away.
Then, in late January 2007, Wolinsky met with Eric Dinallo, the acting New York State insurance commissioner (he was confirmed to the office a few months later). The meeting was about a related issue: The U.S. branch of one of the World Trade Center insurers, Royal Indemnity Company, which owed up to $250 million, was involved in a liquidation proceeding in Delaware, and Wolinsky had been fighting to make sure the Delaware agency overseeing the matter enforced the terms of the carrier's settlement with Silverstein. At the end of the meeting with Dinallo, Wolinsky says, he gave the commissioner an update on the World Trade Center litigation. He told him that five years after the attacks, Silverstein was still waiting for more than $2 billion from his insurers. Wolinsky was hoping that Dinallo would jump into the dispute, and Dinallo obliged.
"He took the bait," Wolinsky says.
Dinallo, a former general counsel of Willis Group Holdings Limited, the insurance broker, had worked for Governor Eliot Spitzer when Spitzer was attorney general, and had been in office for only a few weeks [see "The Man They Call 'The Hammer,' " page 88]. "I didn't know the magnitude of the amounts to be paid," Dinallo says. Wolinsky says he was eager to bring the commissioner up to speed: "I had to convince Dinallo that we really were due the money we were claiming, so I had to educate him and his staff of the substance of five-and-a- half years of litigation."
On March 22, two months after his meeting with Wolinsky, Dinallo summoned representatives from the insurance companies and from Silverstein Properties to his office on Beaver Street in Lower Manhattan. He felt the lawyers were stuck in a "litigation posture," so he directed his remarks to the executives. James Corcoran, a former New York insurance commissioner who represented Zurich American Insurance Company at the meeting, says Dinallo made the right decision. "There were too many chefs, too many people" in the negotiations, he says. "If you put trial lawyers in a room, they do what trial lawyers do. Management has to manage the company, not the lawyers."
Dinallo told the executives that their failure to resolve the insurance dispute was "a black eye" and "a disgrace" to the entire industry. And he wasn't afraid, he said, to use the power of his office. If the insurers didn't settle with Silverstein within the next four weeks, Dinallo warned, he might investigate all of their insurance claims-handling practices. Nor did he spare the Silverstein representatives at the meeting, Wolinksy and Lieber. If there were an investigation, Dinallo said, his office would also look at whether Silverstein had made inflated claims. Says Robert Easton, Dinallo's general counsel: "We wanted to make it clear that the agency wasn't in anyone's pocket, that we were not put up to it by influential persons, but that this was something that the agency would look at because it was bad for New York, bad for the industry."
Still, Wachtell welcomed Dinallo's involvement-with a real estate agreement in place, Silverstein needed money sooner rather than later to secure the financing for the three towers on Greenwich Street. The insurance companies, at least some of them, were less pleased. Accounts differ, but one observer at the March 22 meeting says the insurance executives were "stunned" by what the commissioner had to say. (Harvey Kurzweil, a partner at Dewey Ballantine who represented Travelers, downplays the impact of Dinallo's speech. Travelers had done nothing wrong and had nothing to fear from a threatened investigation, he says.)
After the meeting with Dinallo, executives from Zurich American, which owed Silverstein about $53 million, approached Wolinsky. They wanted to settle right away (citing a confidentiality agreement, the parties declined to specify the settlement amount). Over the next several weeks, other insurers followed. Dinallo would bring insurance representatives into his office and park them in separate conference rooms from the Wachtell lawyers. Then he'd engage in what he calls "shuttle diplomacy," racing from one conference room to another. Gradually, the parties whittled away their differences on dollar amounts.
Negotiations with one insurer, Allianz SE of Germany, were particularly thorny, so when Wolinsky got a call from a reinsurer associated with Allianz, asking him to come to Switzerland for a meeting, he readily complied. It was an unusual situation. SCOR, the Paris-based reinsurer, wasn't licensed to do business in New York State, and so had paid Allianz to serve as its proxy in selling insurance to Silverstein in 2001. Allianz's own share was relatively small: It owed Silverstein only about $155 million, of which half had been paid. This put Allianz in the awkward position of negotiating on behalf of an entity with a far greater exposure than its own-SCOR was on the hook for $709 million, and still owed up to $475 million-and contributed to Allianz's reluctance to make a deal. (Allianz was afraid SCOR would sue if it made a deal without that approval, which, in fact, is exactly what happened several months later.)
Wolinsky's meeting in Switzerland proved bizarre. (Wolinsky declined to discuss the meeting, citing a confidentiality agreement. This account comes from sources involved in the negotiations who either heard about what was happening at the time, or learned about it later.) After a red-eye flight, he and Michael Levy, Silverstein's chief financial officer, along with Albert Rosenblatt, a retired New York State Court of Appeals judge appointed to mediate the dispute, met three SCOR executives, including Denis Kessler, the carrier's chief executive, over lunch in a nearly empty dining room at Baur au Lac, a five-star hotel on Lake Zurich. The two sides had a cordial discussion and then, after about an hour and a half, the SCOR executives excused themselves. They said they just needed some time to confer and would be back soon. An hour passed. Then two. It was a beautiful spring day, so Wolinsky, Levy, and Rosenblatt took a walk around the hotel. Wolinsky called and e-mailed the SCOR people. No response. Rosenblatt, described as typically mild-mannered, grew increasingly agitated. He had reserved conference rooms for the day and had come to the meeting expecting to referee a deal. Around midnight, Wolinsky sent a final e-mail. If you don't come back, we're getting on a plane tomorrow morning for New York, he wrote. But the SCOR negotiators had beaten the Wachtell partner to the punch. After leaving the lunch, they went to the airport and flew home to Paris. It was a technique unique in the annals of business history: the pretending-to-go-to-the-next-room-but-really-flying-home-to-France dodge. (Allianz declined to comment, and SCOR didn't respond to a request to comment.)
Wolinsky called to tell Dinallo what had happened. "It was the low point," Dinallo says. But as with the breakdown at the Port Authority a year earlier in the real estate negotiations, the impasse didn't last long. Dinallo's shuttle diplomacy resumed. Wolinsky, accustomed to holding his cards close to his chest, slowly revealed them to the mediators in Dinallo's office.
"Wolinsky is a great strategist," Easton says. "In dealing with the department he had an overall game plan that didn't always dovetail with the superintendent, and I would at times feel frustrated. He had a sense about what numbers were reasonable, but getting him to admit those numbers to us was no small feat."
Finally, Dinallo's office orchestrated a breakthrough: Silverstein agreed to retreat, mostly, from his demand for prejudgment interest. The carriers felt sufficiently assured that insurance money would pay for reconstruction that they agreed to give up litigating the issue of replacement costs. Travelers, which owed up to $187 million, agreed to settle, followed by Swiss Re, which had potential liability of $658 million. (Swiss Re's settlement was particularly important, Easton says, because the carrier had won a favorable district court ruling that said it didn't owe Silverstein a cash value replacement, but that it only had to pay replacement costs as they were incurred.) The other insurers slowly fell into line. The four-week deadline came and went, but Dinallo allowed an extension.
Allianz and the French reinsurer SCOR-they of the Swiss disappearing act-were the last holdouts. The sticking point, Wolinsky says, was Allianz's position on assignability. If Silverstein or the Port Authority were to sell one or more of their properties, would the insurance proceeds also transfer? Could Silverstein bring in an equity partner to share construction costs? Like the other insurers, Allianz wanted assurances that the insurance money would be spent on buildings, that it wouldn't simply go into Larry Silverstein's bank account.
The talks were stuck. It was time to call the governor.
On May 22 Dinallo briefed Eliot Spitzer on the impasse. Spitzer put on his lawyer hat and dived in. "It was fun to push [Dinallo] and make sure that we were right and challenge some of the thinking," Spitzer says. "It's different from negotiating in a more purely political context, which is what being governor is all about." If Dinallo held the stick, Spitzer offered the carrot. He told Allianz that he welcomed its business in New York. He also came up with a partial solution to the assignability deadlock, Wolinsky says. The Port Authority could freely assign insurance money to another party if it wanted to sell or lease the structures it controlled. Silverstein could assign insurance money only from one part of the project to another; if he sold one or two of his buildings, he could use the insurance proceeds only to build the remaining towers. Wolinsky negotiated for the final piece of the deal: Silverstein had no interest in selling, he says, but he might want to bring in an equity partner to help with costs. He argued, and won, the right to transfer insurance dollars to that partner. Allianz, in return, would be the only insurer that would pay its burden in installments.
That evening, Wolinsky called Silverstein as the developer was leaving a concert. "I explained where we were, and Larry said, 'Great, go for it.' " Wolinsky and Levy stayed awake all night working out the details. Wolinsky likes to use an old-fashioned calculator, the kind with the tape spooling out, and as the night progressed, he tallied up the dollar figures. When the Allianz agreement was final, he punched in a final number. The total: $1,999,988,800. They were shooting for an even $2 billion, but came up $12,000 short. "Close enough," Wolinsky says. Everyone at Wachtell who worked on the deal would later get a copy of that tape, enclosed in a Lucite cube.
On May 23 Spitzer called a press conference to announce a deal. The Silverstein team, along with Allianz executives and lawyers from Zelle, Hofmann, Voelbel, Mason & Gette, were put together beforehand in a holding room. "Silverstein and the insurance guys were struggling to make small talk after years of the most hard-fought and sometimes personal disputes," says one of the lawyers in attendance. "It was a very human ending."
Larry Silverstein still doesn't like to stay up past 10 p.m., but for this, a July 24 celebratory dinner to mark the end of nearly six years of litigation and negotiations, he was willing to make another exception. First, though, a photo shoot. He was chauffeured past a gate and guards into the deep pit in Lower Manhattan that since September 11, 2001, has been known as Ground Zero. Now, littered with bulldozers and cranes, and with the skeleton of the Freedom Tower rising out of the ground, it looked more like a construction site than it did sacred ground. Waiting for him, making one last appearance on behalf of their client, were ten Wachtell partners grumping good-naturedly in the way that men do when they are made to stand still for too long. Silverstein hopped out of his car and started working the crowd, shaking hands. He had a big smile on his face-and why not? The brass ring wasn't out of reach after all.
Additional reporting was contributed by Tim Fernholz.


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Posted: Jun 16, 2010 2:11 PM by Brian Waldrep
Source: Associated Press
The woman known as "Mama Lou" celebrated her 110th birthday Tuesday at the St. Francisville Country Manor.
Nursing Home officials say Louise Williams participates in karaoke, exercise classes, and bingo on a regular basis.
Williams also has a 97 year-old sister and an 88 year-old Caroline Harris Adams.


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Delaware's library town meeting, held this year on December 9th, included high-profile keynote speakers- Delaware's First Lady Carla Markell, Secretary of State Jeff Bullock, and Mary Chute, Deputy Director for Libraries at IMLS. You can read a summary of comments from the local keynoters at the Delaware Libraries Blog:
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About 75 per cent of the trees in the 186-acre Point Pleasant Park were lost to Hurricane Juan winds. (Paul Darrow/Halifax Daily News)
This month marks the 10th anniversary since Hurricane Juan hit Halifax as a Category 2 hurricane. To mark the event, the Halifax Field Naturalists will host Point Pleasant Park 10 Years Post Juan, to look at the park's recovery since Sept. 29, 2003.
Join them on Tuesday, Sept. 16 for a walking tour guided by HRM public lands manager Peter Bigelow, who led the park's cleanup and restoration.
During the walk, Bigelow will reflect upon the park's pre-Juan conditions and other associated issues, and how Juan not only changed the park itself, but how it changed the approach to park management.
Participants will see how nature is healing the area, and learn about some of the interventions that park caretakers have undertaken. The cultural assets within the park will also be discussed.
Registration is required as the maximum number of participants is 30.
To register, contact Grace Beazley at 429-6626 or email email@example.com.
Participants are to meet at 6 p.m at the parking lot at the south end of Tower Road. The walking tour is described as easy to moderate and will last one-and-a-half to two hours.
The rain date for the tour will be Wednesday, Sept. 18.


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Home >
Wales >
Conwy >
Llandudno >
Bed and Breakfast in Llandudno
< Back
Lymehurst Bed And Breakfast
View Offers
Our Bed & Breakfast welcomes new & returning guests. We have 99 Tripadvisor reviews from satisfied guests. Lymehurst retains many original features but the bedrooms and ensuites have all been refurbished to provide clean, bright accommodation, where guests can easily unwind and relax. Our two bedrooms can be used as twin, double or triple.
Lymehurst provides both off street & gated parking for all guests and has enclosed gardens to relax in. We are away from the hustle and bustle of the town in a quiet residential area and yet it only takes 5 minutes walk to become fully enveloped into the famous North Wales resort of Llandudno with all its shops restaurants and cafes. The North Shore with its elegant Victorian, promenade, pier, theatre, tram and other attractions are all within walking distance.
There are plenty of walks to do straight from our front door but if guests want to go further afield there are excellent bus and train services including connections to the Dublin Ferry. The train station is a 15-20 minute walk away and the bus stops a 10 minute walk away. Lymehurst is so well situated that you could park your car on arrival and not use it again.
Apart from the amazing scenery, superb walking and cycling routes we also have two marinas and several golf courses close by, which all go to provide excellent opportunities for active holiday makers but equally Llandudno and Lymehurst can provide a haven for guests who want to get away and take it easy.
Bed and Breakfast
Official Rating: 4 Star
Located centrally in Llandudno
Open: All Year.
All prices include breakfast unless otherwise stated and are
Per Room
Price Range
2 Double
£50 to £75
2 Triple
£78 to £90
2 Twin
£50 to £75
Walkers welcome
Cyclists welcome
Children welcome (min age 10 years)
Televisions in all rooms
Residents' garden/patio
Internet access - WiFi
Vegetarians catered for
Iron available to guests
Payment Options - Sterling, Cheques
Payment cards accepted - Visa, Master Card, Barclay Card, Maestro
Special Offers
10% discount
10% discount on stays of 7 nights or more. Valid all year.
Click an image to enlarge
The Front view of Lymehurst B & B
The Front view of Lymehurst B & B
A spacious yet cosy bedroom on the 2nd floor with Kingsize bed and comfortable seating area
A spacious yet cosy bedroom on the 2nd floor with Kingsize bed and comfortable seating area
Enjoy breakfast in our sunny Breakfast Room while looking on to the garden
Enjoy breakfast in our sunny Breakfast Room while looking on to the garden
Adjoining single room that shares the spacious en suite with large walk in shower
Adjoining single room that shares the spacious en suite with large walk in shower
Double bedroom on the first floor with an adjoining single room. Lovely views to The Great Orme
Double bedroom on the first floor with an adjoining single room. Lovely views to The Great Orme
Contact Details
Lymehurst Bed And Breakfast
5 St Andrews Place
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01492 878631
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BROOKSVILLE - A former apartment manager, who pocketed rent money and security deposits, was sentenced Wednesday to three years of probation.
Donna Lopez, 46, was arrested in late March after property owner Robert Buckner learned she had been renting out Oak Park Apartments, at 460 Hale Ave., without his knowledge and keeping nearly $5,000 for herself.
Lopez admitted to taking the money between October 2012 and March 2013 during an interview with law enforcement.
Lopez also must pay restitution to Buckner, but because she believes her former employer owes her salary money, Judge Anthony Tatti set the restitution hearing off by 60 days.
With the salary money as credit toward her restitution, Lopez believes she'll have to pay less than the $4,952.50 currently owed.
Lopez entered a no contest plea, and had her adjudication withheld. Lopez's attorney, Michael Lamberti, said this was her first felony.
Lopez will also need to complete 40 hours of community service.
The grand theft charge, a third-degree felony, is punishable by up to five years in prison or a $5,000 fine.


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Graduate Institute
Bringing together faculty from across the humanities, social sciences, and health arts disciplines, the Graduate Institute seeks to integrate scholarship and personal development with social, ecological, artistic and cultural action to support students who want to effect positive change in the world. The pursuit of knowledge involves both a deep and rigorous intellectual endeavor and well-grounded and effective transformative practice. The Institute values theory and knowledge as agents that inform and guide transformative practice. The Graduate Institute's programs offer support and guidance for students whose individualized studies reach across and beyond established liberal arts and sciences disciplines to inter- and transdisciplinary studies.
The program offers three tracks leading to the Master of Arts degree:
- Individualized Studies: For students interested in pursuing a question, project or career interest that is interdisciplinary or transdisciplinary, and personally compelling. The emphasis is on helping each student find and hone a focus of inquiry that brings together deep interests with relevant theory and actual practice.
- Health Arts and Sciences: Students may undertake theoretical and practical study in such areas as community and environmental health, women's health and midwifery, men's health, botanical medicine and ethnobotany, nutritional health, expressive arts, body and movement therapies, integrative health systems, integrative nursing, mind-body studies, ecopsychology, and cross-cultural healing.
- Social Innovation and Sustainability: Prepares scholars and practitioners to address significant social, economic and ecological concerns, on local and regional levels. For scholar seeking to explore issues and solutions more deeply and seasoned practitioners looking for strategies that will enable you to have greater and more sustained impact.
Program Structure
Students in Goddard's low-residency programs collaborate with a faculty advisor to design an individualized curriculum that fulfills the student's personal needs and interests, as well as Goddard's degree criteria. Individualized study plans are combinations of readings, essays, analysis, field experiences, artistic expressions, cultural engagements, and dual language activities.
At an eight-day residency at the beginning of each semester, students work closely with an advisor to develop a comprehensive, individualized plan of study and attend workshops, courses, seminars, and lectures. Students in the master's program complete a plan for their entire degree at the first residency.
After the residency and upon return to their communities, students submit their work in five "packets" at specified periods throughout the 15-week semester. Packets may include book reviews, critical essays, reflective journal entries, artistic and cultural projects, analysis of field notes, or other demonstrations of learning. The faculty advisor reads and assesses the work, and provides written feedback. At the end of the semester, students receive a narrative assessment of the semester's work. Goddard does not give grades; narrative transcripts serve as documentation of the studies.


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Pastors X-Forum Workshop for Leaders to Return to Worship Facilities Conference & Expo (WFX) Houston, November 5, 2008
WFX and XPastor.org Prepare Pastors for the Building Process with Day-Long Pastors X-Forum
Framingham, MA â August 14, 2008 â Worship Facilities Conference & Expo (WFX), the leading event for church facilities and technology teams, announced today its continued partnership with XPastor.org, an organization dedicated to providing business and growth management training for church leaders, for the third Pastors X-Forum workshop on November 5, 2008 during WFX Houston. Building on the success of the previous Pastors X-Forum events, WFX and XPastor.org will again provide senior and executive pastors with the education, peer-to-peer interaction and tools needed to prepare themselves and their churches for the multifaceted building process. more


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Trying to keep up with the latest in technology can do a lot of harm on your pocketbook, so sometimes you have to make a few sacrifices so that you can still pay the bills, put food on the table, and toss a roof over your head. Afterall, not everyone is a Campus Baller. Shopping for deals online is one way to save money, but there is another strategy that can save you a heck of a lot of money. How about looking into refurbished products?
That said, are there other sacrifices to be made when you take the refurbished route? We here at Futurelooks decided to bite the bullet and give you a real life example of buying refurbished, offering both the pros and the cons of doing so. Read on to find out if going for refurbished stuff is the right choice for you.
Is Refurbished the Same as Used?
Some folks are a little confused as to what "refurbished" really means. How is that retailers and manufacturers are able to sell you these seemingly new products for a reduced price? Do they smell bad? Are they scratched to hell? Just what does one get when they go for that "refurb" deal?
Well, while there are certainly some exceptions, the typical tale of a refurbished product goes as thus:
- Purchased new from any number of retailers
- Experiences a warranty issue of some kind
- Gets repaired by a certified technician
- Brought back to near-new condition
- Inspected and certified as being close to factory fresh
- Repackaged and sold as factory refurbished
For a lot of companies, when a customer sends in something for a warranty repair, he or she does not receive the original item back. Instead, a suitable replacement (refurbished) is sent to the customer so that he or she can have as little time away from the product as possible. There may also be some defective units sent back from a retail outlet, for instance.
In this way, refurbished products -- like the Apple iPods shown above -- are technically used, but they have been properly repaired and the original manufacturer (or a suitable representative) has inspected the product to ensure that it is in proper working condition. Items sold as refurbished typically do not have much in terms of cosmetic blemishes or other damage. In the case of Apple, many users have reported that the products are nearly indistinguishable from new, except for the downgraded brown box packaging.
Real-Time Price and Stock Check - Find More Digital Cameras Here


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Most Red Neck Cities In America
What do you think the most red neck cities are in America?
What do you think the most red neck cities are in America?
On Wednesday, in Yakima, FBI and ICE agents raided homes, cars and restaurants for illegal immigrants. These people may not be U.S. Citizens, but do you think you could pass the U.S. Citizenship test? Take the quiz and see.
The world was brought to a standstill late Sunday evening when President Barack Obama confirmed that terrorist leader Osama bin Laden had been killed by U.S. operatives in Pakistan.
Americans quickly gathere
There's been a lot of debate about citizenship lately, but you probably didn't see this one coming: Superman has renounced his U.S. Citizenship.
Meet Elizabeth Hughes. 8 years old, cute as can be - sings the national anthem at this hockey game when all of a sudden, the mic stops. What would you do? The crowd at this stadium pick up right where she left off while Elizabeth keeps her perfect composer


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SRJC Community,
The Information Technology department will be performing a critical system update on the SRJC web services today Tuesday, July 10th between 12:00 PM and 5:00 PM. This unplanned update will cause our main web site to go down sometime between 2:00 PM and 5:00 PM for 5 minutes during the server reboot. In addition, employees that are updating the web site will be disconnected during the update. Please be advised that additional systems may also be impacted due to some interdependencies.
This update is part of our effort to provide a smoother Online Student Registration experience.
We apologize for the inconvenience.


text:
Giveaway: 10 Subscriptions to MailerLite
MailerLite, an intuitive email marketing tool designed for small- and medium-sized businesses, has teamed up with us to offer 10 lucky Six Revisions readers a 1-year membership to MailerLite (worth $99) that will allow them to send unlimited emails for up to 10,000 email subscribers. Read on to see how you can win this excellent prize.
** Update: Giveaway Period Has Ended **
About MailerLite
MailerLite is a simple email marketing tool for small businesses.
Forget complex settings and unnecessary features: MailerLite is so easy to use, it lets you create and send beautiful email newsletters, manage subscribers and track results with no design or HTML knowledge required.
Moreover, MailerLite is affordable at $99 per year.
Some features of MailerLite:
- Drag-and-drop content editor interface
- Automated unsubscribe handling
- Subscription web forms for your website
- Real-time reports for email analytics
Try MailerLite for free (signing up will only take a brief moment, no credit card required).
Learn more about MailerLite by viewing their product video and reading their list of features.
How to Win a 1-Year Subscription to MailerLite
For a chance to win a subscription to MailerLite, just answer the following question in the comments below:
- How would you use your subscription to MailerLite if you won?
** Update: Giveaway Period Has Ended **
Giveaway Details
This giveaway ends on Tuesday, August 9, 2011 after which the comments section on this post will be closed and you will no longer be able to leave a comment. Please leave a valid email address when filling out the comment form so that we can contact you if you've won. Please only comment once. The winners will be randomly selected using the same method as previous Six Revisions giveaways. The winners will be announced on a separate post and you're advised to subscribe to our RSS feed so that you can be quickly notified when the winners announcement post has been published. Please note that comments are moderated and so your comment may not show up right away. Please also note that comments that do not follow the instructions on how to participate (described above) may not be published, or may be removed later on.
Related Content
- 9 Tips for Emailing Important People
- 10 Definitive Tips for Writing Captivating Emails
- Creating HTML Emails: An Overview for Web Designers
- Related categories: Tools and Resources
About the Author
89 Comments
I would give it to one of my customers, who currently needs an email marketing tool.
I'd use it to inform our customers about our promotions etc in this way. We are using way to old tool for this…
Surely a sorely needed tool amongst all the permutations of emails/programs/email clients/errors that there seem to be… MailerLite seems to get the job done, and done well.
M. Yasin Erdogan
Hi everyone,
If I win I will use my subscription to my antivirus knowledgebase community site.
Good luck.
Simone Bozzato
I'll use the subscription to promote my band (gigs, news and merchandising)
We are going to send emails from now on for our website that is in private beta now and that will be open to the public early september.
Thank you,
Best Regards,
Alex T.
This looks cool. I used CoolerEmail before, but this might be easier and better. Would email my clients with special offers.
Alfredo Arriaza
Thanks for the giveaway
y use this for my email marketing design whit my enterprise
Probably use it for my non-profit as the other board members have such a hard time with mailchimp.
I Would like to use this to maintain my subscribers list and also the analytics would be helpful in analyzing my readers in better way. Thanks for the giveaway sixrevisions.
Peter Rattew
I recently developed a very nice html email for a friend of mine who is setting up a holiday company for people who enjoy horse riding. The company will be working in conjunction with local Argentine families to help boost wealth in the local areas. I would gift this subscription to her so that she can email her subscribers without worrying about underlying costs.
Finally somebody has done it(email marketing) the right way.
Looks like it has all the features but simple to use.
Brent Giesler
I just started planning a new online business earlier this morning and was expecting to use a competitors service. If I won this prize I'd be starting fresh and powering my business with this one instead. It sure looks simple to use. Pick me! Pick me!
Joke Tribe
I'd love to have the chance of growing the subscriber base for my daily jokes emails.
Dan Denney
I would use this for a client, with the hopes that they could use it to send emails on their own. They usually have last minute needs and even with templates, I end up needing 1-2 hours to get their emails done.
This looks very user-friendly, so they may be able to make the emails on their own on the day of, as they need it.
Lester Hein
I have been curious about the effect off adding email to the marketing efforts of extremely small businesses – the take out place on the corner, newsagents, etc.
A subscription to the Mailer Lite service would allow me to offer email marketing to a few test businesses for free and then study the results and publish them for other small businesses to learn from.
We're a video production startup, specializing in books videos.
We'd love to try MailerLite as a way to reach even more potential customers by communicating our current projects, specials, etc. to our mailing list.
MailerLite looks like a simple and easy way to set up email marketing, and we'd love to give it a try!
C Lewis
I would use the tool to enable my company to reach further afield in area's such as knife defence, knife crime awareness, along with the chance to increase peoples sight of my company when it comes to working with kids with disabilities and the dis-advantaged.
Amr ElGarhy
I need a way to communicate with my website users and hope to send them some newsletters or top news or about the new website features.
Deepak M
Wow. I would put Mailchimp to some rest if I won MailerLite. Mailchimp won't be happy!
I would use it on my new site http://www.wpmeta.com for our subscribers so this is just I was looking for!
I have a new small business distributing low-voltage wire and cable, so mailer lite would be extremely useful as I begin sending out email newsletters to our customers.
How would I use MailerLite –
First I will analyse the design decisions made in creating the product. Second I will figure out if the experience of using MailerLite is awesome. Then I will gush over the simplicity and the beauty of its User Interface. Then I'll enjoy my time after work because I will get things done quicker
Hi! If I win would use this tool to support my clients in their marketing campaigns. Good luck to all!
wow i was thinking about email marketing for my freelance company. and i will be really happy to have mailerlite account to market my business, and also will use this for my clients email marketing.
I'm an affiliate marketer so i will use this service to make more, more money online :)
Cathryn Hahn
I've been considering using email marketing to keep in touch and upsell my clients, as well as inform prospects, but entering subscribers can be a hassle. It's something I only want to do once when I find the right tool.
If I win, I'd like to send a monthly newsletter to all my subscribers, then perhaps a bi-weekly mailing featuring a design promotion. As a freelance designer, I can always use something to help drive sales.
Kristina Antic
I am the owner of a small web design agency and would use MailerLite to create and send an email newsletter to my clients that will consist of useful tips for businesses in managing their website, search engine visibility, and social media presence. I currently use MailChimp for emails but am always open to testing out new tools!
I'd use my subscription to finally get around to publishing an e-newsletter. Long overdue.
Josh Bartolomucci
I would use it for one of the many organizations and ministries we work with.
Ehi guys! I'd really like to have this opportunity!
I'm a graphic designer and I'm beginning now my own business. This subscription would be helpfull!
Jan-Pieter Zoutewelle
I would use my subscription to get a better attachment with my customers trough a nice decorated and easy to use mailing. Trough experiencing it myself I can advise them to do the same.
Karki Pramesh
I would use the software, to update and send newsletter to my clients and subscribers. And yeah, I will surely use it for email marketing also
this would be great support for the launch of my interior design firm that will be founded with 1st of september. i am still looking for a tool for mac that makes me really happy. as i am preparing my launching campaign this could be a perfect moment for your gift.
Ole K
Mailer light seems great, I would use it on a cool project I am creating for a Norwegian client. Thanks Six!
that is a really good app, I am thinking of starting a blog, in a couple of weeks. this could come in handy for someone starting out like me. to get my known followers from twitter, fb etc onto my blog.
would be a sigh of relief
Sookie Shuen
I would be on top of the moon if I were to win this, as I would want to start doing our own email marketing and not depending on our web developers to change our templates according to different seasons in the year.
Dave Stoltz
If I win I will use it to promote http://www.myrepac.com and let home sellers improve their real estate feedback!
Peter Joseph
I'm currently working on a new social networking website that's under development. I would use mailerlite as a means to introduce people to the network before launch day to help build exposure. :)
I would use it in our Church website to manage our mailer subscriptions which we are doing manually.
Good Luck :-)
Matt Zimmermann
I am currently working on giving my freelance business a facelift and it would be great to have a service like this to contact former and potential clients.
Sonali Agrawal
I have started engaging myself in writing articles targeted at my current and prospective clients. It's really important to send newsletters, hence, this would just be the greatest opportunity of all if I win!
Patricio Bustos
I want a MailerLite suscription, because i have some litle clients who need mailing service.
Also, i have not good experiences with others services.
MailerLite would be an awesome way for me to start some marketing campaign about my new web design business here in Brazil. Gathering clients and other people, and tell them more about some of my offers!
We're in the process of launching a "daily deal" site and are int eh process of building up a subscriber list and refining our needs as far as an email client goes. Before we go with one of the "big boys" we want something lightweight that will let us experiment.
Hassan Raza
I am new at web development business. This tool would really help me overcome the hurdles here exist in 3rd world countries
Vivien Sin
I am interning for a startup called Udemy, developing my own startup Timable (timable.com), and founded a non-profit called envisiondo (www.envisiondo.org). Would be happy to try this product for all/ any of the three!
Robin Jennings
I'm setting up a Yoga Studios website in the next few weeks and they were so unhappy with their last email program they stopped using it 6 months ago.
I need to bring them back to connectivity!
Karl Fitz
I am always looking for ways to promote my business and this would be valuable tool.
I will use MailerLite to promote a startup small home grown business for a disabled person.
Nate Arnold
Thanks for offering giveaways like this. We are a startup web design business and have currently been searching for the best (and least expensive) way to keep our clients up to date with us. Free is always attractive to us as we are just getting started.
I will use this to promote my affiliate links in newsletters to the subscribers.Thanks for the giveaway.
Jorie Bell
An email marketing tool adds a more professional feel to your blog and helps in more user engagement through email. Wish to win this.
I would use it to promote a small 40-room resort in Boracay, Philippines. Currently we use another e-newsletter service provider but we are always on the lookout for more efficient providers. I would also recommend it to my other clients who may want to maximize their newsletter subscription base. People dont want a recurring monthly fee on their bill. A one-time affordable billing statement is best for subscribers 10,000 and below.
We are looking for a mail program, we are looking at verticalresponse and aweber now, will love to check this out.
I have actually toyed with the idea of a targeted weekly announcement/weekly deals newsletter to a specialized community and have actually came across mailerlite at one point. if all goes well i would think of upgrading to the larger list if needed. A free subscription would really let me test this venture….
Gareth Hedges
I would use the MailerLite email marketing tool to send useful anecdotes and tips to my budding list of colleagues, friends and business acquaintances to brighten and enlighten their days, making myself an indispensable part of everyones morning.
I would use it on my new website as a powerful tool for email marketing to keep my clients updated and get new ones.
I've got a startup I'm working on. Seems like a good tool I could use to keep in touch with new members.
Lucas Rolff
I would use it for my upcoming business, our budget is low at the moment, and an email marketing tool would be awesome, to send out info about our news, products, statuses and so on
there's no doubt this could be really helpfull for anyone trying to promote a new website. for me, as a newbie, it could mean a lot.
A perfect choice for small bloggers like me to stay professional yet get it cheap.
I'm planning to start a freebies and giveaways info blog and so will use this to send out newsletters to subscribers regarding new freebies and giveaways.
GSP Rao
I would use this to send out newsletters with creative ideas directly to the mail boxes of users so as to build a subscriber list. WIsh to win this.


text: Welcome to the computerandvideogames.com RSS feed. In a nutshell, our RSS (Really Simple Syndication) feed is a quick and snazzy way to keep updated on all the content posted onto the site, as soon as it's published. Courtesy of the wonders of technology you can have the feed report direct to your desktop, your own website or, if you own the Firefox web browser, you can get our RSS feed added to your bookmarks.


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Warning: Your browser doesn't support all of the features in this Web site. Please view our accessibility page for more details.
Socio-Economic Marine Research Unit
This project is funded by the Marine Institute and is part of the Irish Fisheries Science Research Partnership (IFSRP).
The aim of this project is to develop methodologies for accessing the tacit knowledge of fisher communities, and the rendering of their insights into a rigorous scientific mode, that can be useful for the policy process and marine science community more widely. In part it involves filling the gap between social science methodologies which can uncover tacit knowledge and the needs of natural scientists who require detailed, precise, and verifiable information from fishers. Much of this information will concern practical environmental, social and economic issues: stock health, status of fishing grounds, environmental effects of fishing gear, the influence of markets on fishing practice, etc. However, the project will also be vital in developing a set of methodologies for how to engage with fishers as stakeholders in the policy process. What sorts of data do they esteem, what types of evidence do they offer and consider important? How (un)scientific are fishers' discourses? Can their folk and tacit knowledge generate valuable insights, which are meaningful for marine science? The answer is likely to be not so much a categorical 'yes', but rather methodologically speaking, how can such knowledge be translated into a valid scientific frame. We see this as the core question this research will focus upon.
The project will involve interviewing and listening to fishers, to discover their 'tacit knowledge' on critical questions facing the industry (bycatch, enforcement procedures, fish stock levels, etc.). The project began in September 2008 and last 36 months. The co-operation of the Federation of Irish Fishermen (FIF) and Board Iascaigh Mhara (BIM) will be vital to make the consultation part of the project work. Funding will be available to the FIF for consultation meetings.
Irish Fishers' Knowledge Project: Final Report and Overview of Findings
Brendan Flynn
Edward Hind
Emma Martin


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Download Starting
If download does not start, please click here.
Download Streamers for Windows, Mac and Linux (beta).
Please note that the Mac streamer no longer supports OS X 10.6 (Snow Leopard). If you are running 10.6, please refer to this support article.
Getting Started
For tips and tricks to get the most out of Splashtop Remote.


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Hotels near the Overgate Shopping Centre
Overgate Shopping Centre
There are 60 high street favourites - including Gap, FCUK, Mango, Next, Oasis Warehouse, W H Smith, H&M and Sports Soccer - to occupy the mind and the wallet in Dundee's Overgate Shopping Centre. The centre is Europe's only single-sided shopping mall, set beside a spectacular curved glass wall, with well-appointed balcony cafés for shoppers to rest before another retail onslaught.
Overgate is a city centre success. A little-liked and often-criticised 1960s shopping centre was done away with and replaced by this magnificent single glass-fronted building, with 25 different decorative bronzes by David Wilson adorning the stone facade. The view through the windows is over to the City Churches - St Mary's, with St Paul's on the other side of Nethergate.
Encompassing 420,000 square feet, the two-level complex includes Debenhams, Littlewoods and Primark as well as Boots and Argos, restaurants and electrical and communications retailers.
Overgate Shopping Centre Information
When: Daily
Where: Dundee
Opening Hours: Mon-Sat 9am-6pm (until 7.30pm Thu); Sun & Bank Holidays 10am-5pm
Address: Nethergate, Dundee, DD1 1UQ
Hotels near Overgate Shopping Centre
Content provided by Frommers Unlimited, copyright © 2012: Whatsonwhen Ltd, John Wiley & Sons, Inc


text: ASHLAND, Ore. — During the day, many people decided to celebrate New Year's Eve on the slopes. Dozens of skiers and snowboarders hit Mount Ashland. Some people brought their families, but most people told NewsWatch 12 the weather brought them out to the slopes. "It's really nice. Like for a normal day, it's surprising for … Continue reading »


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20 Crafts with Mason Jars: Wedding Ideas, Centerpieces, Dcor and More
Bonus: Get our newsletter & special offers for free. We will not share or sell your email address. View our Privacy Policy
Flowered Flute Centerpiece
By: Kathleen George for STYROFOAM Brand
Looking for more ideas for inexpensive centerpieces that will still look stunning throughout the reception hall? A Flowered Flute Centerpiece will do the trick! Fun and elegant, this wedding craft is sure to keep the beauty from the bride radiating to each table.
- STYROFOAM™ Brand Foam Ball, 4" (or size that fits the top of your glass container)
- Wide-mouth flute or sherbet glass
- 1-1/2" sheer ombre purple/violet nylon edge ribbon:
- 24" for ruffle (or twice the circumference of the ball)
- 14" - 18" for each gathered rose (model used four roses)
- 1" green wired ribbon, 12"
- 1" ombre purple/violet wired ribbon, 12"
- 1" purple satin ribbon, 1 yd.
- 1-1/2" pink nylon edge ribbon, 12"
- Straight pins
- Needle
- Thread, coordinating color
- Sew a running stitch with 1/8" stitches down the center of 24" length of sheer ombre ribbon. Pull the thread, gathering the ribbon, until the length equals the circumference of the ball. Pin ruffle around the center of the ball; place ball in glass so the ruffle rests on the outside of the glass. (If you are using a different size glass and ball, measure the circumference of the balls, and use double this measurement for the ribbon length.)
- To make roses, cut a 14" - 18" length of sheer ombre ribbon, and gather down the center as in Step 1. Pull gathers tightly, keeping darker shade on one side. Stitch center of ribbon to secure gathers. The darker half will be the center of the flower; fold over the lighter half so it surrounds the center. Pin flower onto ball.
- Make wired ribbon rose for the top of ball. Cut a 14" - 18" length ombre purple wired ribbon. Expose wire at both ends and gather ribbon tightly in the center (don't pull the wire, as it may break). Wrap extra wire around each end of the ribbon to keep ribbon gathered. Fold down one corner and wrap with wire. Roll this end twice along the gathered edge; sew in place. Continue rolling, securing each row with a whipstitch, until rose forms a spiral pattern. At end, fold raw edge to the back and whipstitch in place. Bend and fold back outer edges of the petals to form a more realistic rose. Pin center of rose to the top of the ball.
- Embellish with ribbon leaves. Fold over corner on 2-1/2" length of 1" green wired ribbon. Fold down top point and stitch in place to secure. Gather other end slightly. Completed leaf should look like. Pin in place on ball.
- Make bows from purple satin ribbon and pink sheer ribbon; pin to ball to fill in any gaps. Trim ribbon ends as needed.
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MoD Main Building in Whitehall was built as government offices between 1939 and 1959, and is now the headquarters of the Ministry of Defence. A complete refurbishment of the building was completed in 2004, procured through the Private Finance Initiative (PFI), providing a modern working environment while retaining and enhancing the original architectural features.
Main building Whitehall elevation© English Heritage
Main Building occupies the site of the twelfth-century Whitehall Palace. The architect E Vincent Harris originally won the competition to design the new building in 1915 but, delayed by two world wars, it was constructed in stages between 1939 and 1959. Its original occupants were the Board of Trade and the Air Ministry, and it became the MOD's headquarters in 1964. The recently completed project was its first major refurbishment.
Main Building is listed grade I on account of its unique design and the historical features preserved from the earlier buildings that are retained within it. The Government Historic Estates Unit was involved from an early stage to supply the historic buildings brief, and worked with the design team throughout the project to ensure that the architecturally and historically important parts of the building were respected. The refurbishment has retained and enhanced the Historic Rooms (salvaged from demolished Whitehall residences and incorporated in the Vincent Harris design) and the grand Pillared Hall, which is now used for conferences and press briefings. Occasional access by special arrangement to the 'Henry VIII wine cellar' has been maintained.
The original building was typical of government offices, with a strong sense of hierarchy, long corridors and numbered cellular offices. Visitors unfamiliar with the layout found it difficult to navigate around the building. This has been addressed by the installation of specially commissioned artworks, including banners of differing colours in the lightwells. There is now capacity for some 3300 staff to work in Main Building, as compared to 2600 before.
Despite the building's age and its listed status, efforts have been made to ensure it is an energy-efficient building. The installation of new lighting and services required some ingenuity because of the low ceiling heights.
For the MOD the redevelopment of Main Building is part of a rethink of how the head office works and serves the department, whose functioning relies heavily on the expertise of its people and on access to collective information. The previous accommodation of cellular offices, multiple sites and separate IT platforms hindered the collaborative team working and knowledge-sharing that the MOD wants to encourage. The new workspace will provide a more open-plan working environment with a single central IT system for the occupants, who are a mix of military and civilian staff. The redevelopment of Main Building was conceived as a complete business transformation.
This project, completed in 2004, has respected the historic building and recovered underused architecturally-important spaces as well as allowing good modern design to provide an improved working environment. The newly enclosed central courtyard provides attractive usable spaces next to the library and restaurant. Feedback from the client and users of the building has been positive. A more detailed description of the project is contained in Working without Walls; an Insight into Transforming Government Workplace, by DEGW and the Office of Government Commerce.
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How would you describe your overall fashion sense?
Daring, debonair, risk taker, intuitive
What is your favorite thing to blog?
Skins clothes hair jewelry shoes
Name 5 of your favorite designers in SL-
1- Swafette Firefly of sf designs
2- Mohna Lisa
3- Kimmera – Tres Beau
4- Mako Magellan
5- Sartoria
What do you like best about SL fashion?
The variety of styles
Leave a comment


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Aberdeen City Council agrees Heritage Lottery Fund gallery money bid
Aberdeen City Council is to press ahead with a £10m bid to help pay for a revamp of the city's art gallery.
Members of the urgent business committee voted unanimously to submit the funding application to the Heritage Lottery Fund.
It is estimated the redevelopment of the Schoolhill building will cost a total of £33m.
The project is being described as the cornerstone of the council's bid to become UK City of Culture 2017.


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Not everyone was happy with Apple's gift, but the free album has snagged a total of 26 million downloads, the company tells Billboard.
U2 and Apple have been working on an "exciting" digital format that will spur people to buy more music, the band tells Time.
The album may appear on your iPhone or iPad whether you want it or not, a move that apparently is ticking off a number of iTunes users.
As part of U2's promotional relationship with Research In Motion, the band will release an exclusive mobile app that will let BlackBerry users watch video from the tour.
Despite extreme measures to protect the album, the band's "No Line on the Horizon" has begun circulating on the Internet--a full week before release.
In a move best described as the most epic of all wins, Spotify has secured the exclusive rights to stream for free U2's long-awaited 12th album, No Line On The Horizon
In preparation for its upcoming album "No Line on the Horizon," U2 release a free streaming single, followed by a physical album in multiple formats at different price points. It looks like this is becoming the industry standard release model.
U2 frontman Bono has apologised for pushing the band's latest album out to iTunes users worldwide, saying the band "got a little noisy" in its "self-promotion".
Apple gifted iTunes users a copy of U2's new album. Not a fan of the band? Here's how you can hide it from your iPhone, iPad, and computer.
As part of the iPhone and Apple Watch launch, everyone with an iTunes account gets a free download of U2's latest album. Here's how to claim your copy.


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Translate this page Riverside County weather expected to be drier with slight chance of showersThursday, October 10th, 2013 Issue 41, Volume 17.
There was a slight chance of isolated showers in mountain areas early today but otherwise the county was not likely to see any more rain, according to the National Weather Service. It will also be warmer today, with highs mostly in the high 60s around Riverside, high 50s to low 60s in the mountains, and high 70s in the Coachella Valley, the agency said. On Wednesday, the mountains and Coachella Valley were subject to a high wind warning for gusts of up to 65 miles Advertisement Rainfall totals from Wednesday's storm were 0.47 inches in Hemet and at Skinner Lake; 0.4 at March Air Force Base; 0.39 in southern Riverside and at the French Valley Airport; 0.35 in Murrieta; 0.28 in Temecula; 0.24 in Norco; and 0.2 at the Riverside Airport. In the mountains, there was more than an inch of rain recorded at Vista Grande and five inches of snow at Pine Cove. The Coachella Valley received virtually no rain Wednesday -- 0.07 inches at Palm Springs Airport. 0 comments Be the first to share your opinion on this article!
The Valley News has tightened its' policy regarding comments. While we invite you to contribute your opinions and thoughts, we request that you refrain from using vulgar or obscene words and post only comments that directly pertain to the specific topic of the story or article. Comments that are derogatory in nature have a high likelihood for editing or non-approval if they carry the possibility of being libelous. The comment system is not intended as a forum for individuals or groups to air personal grievances against other individuals or groups. Please, no advertising or trolling. In posting a comment for consideration, users understand that their posts may be edited as necessary to meet system parameters, or the post may not be approved at all. By submitting a comment, you agree to all the rules and guidelines described here. Most comments are approved or disregarded within one business day. |
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Senior Member
So I was going to post something in another thread, but it got closed before I managed to. It was essentially about how the OP was disappointed that Sejuani doesn't look strong and wears (relatively) little clothing. But I felt like this was a point worth making, and so I'm just going to put it out there. People were responding with comments like, "You're expecting realism out of a fantasy game?" and generally responded very negatively (which I found completely baffling), but in general I think they were missing the point the OP was trying to make. It's not that it's unrealistic that she's so small. Tryndamere really couldn't swing that sword with one hand like he does realistically. The problem is that this is yet another female champ that has the exact same body type as practically every other (adult human) female champ, that body type being thin, frail, and busty. The skimpy clothes is just gravy to this insult, but seeing as she's a barbarian-type lady and riding a giant boar I think we can let that one go. Now, I like Sejuani's design, from what I've seen. She's got a unique weapon among the champs (keeping in line with one of my favorite features of LoL, that almost no champions share the same weapon), she looks good, she's got an awesome boar mount (also awesome and distinct in it's own way from the other champs). But I, similarly to the person who posted that other thread, think that she should look strong, and that's a very reasonable thing to want. She must be a strong lady to lift her flail and shield, or even ride her mount. But she doesn't look it. None of the female champs look particularly strong. But the male champs are not only more varied, but their body types support their character. Strong warrior champs are big. Makes sense, right? Casters tend to be thinner. There's a lot of variety among the male champs in terms of body type. But all the female champs are just lingerie models, regardless of the size of their weapon or the weight of their armor (I'm looking at you and your plate mail heels, Leona). This is a problem with most games, and while I love League of Legends, they're very guilty of falling into this trend. Men are varied and appropriately proportioned, women are thin and busting out of their tops regardless of who they are or what they do. I really wish Riot would change this. Their designs are fun and interesting and varied (and only seem to get better and better, go Riot!), and it's completely within their power to change this particular aspect of character design, but they never seem to. It's hugely disappointing, and there's really no need for it. These popped up on Kotaku just recently, and while they're not written for the same reason I'm commenting on this, they're about the same issue, and definitely worth a read. http://kotaku.com/5868595/nerds-and-male-privilege http://kotaku.com/5873885/nerds-and-male-privilege-part-2-deconstructing-the-arguments
There's a reason for this standardized female physique. But you all already know.
I'm sure if Riot didn't care about gaining fans and making money, they'd make giant burly women all their characters
Well who the hell wants to play as a gross fat/uber muscular chick?
Gabriel Calder
I do feel Sejuani should be more buff. Not freaky muscle-growth-fetish bulky, but something along the lines of muscular female characters from, say, Street Fighter or comic books.


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Edy Ganem Lipgloss
Edy added some fun color to her look with a swipe of pink lip gloss.
Edy Ganem Side Sweep
Edy's ringlets looked super soft and romantic when pulled back into a delicate side sweep.
Show Lipgloss Looks With:
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Hello, I have an 09 plate 1.25 Fiesta Style Plus. I'd like to upgrade the audio unit to include bluetooth if pos, however the current unit doesn't have a phone button or option on the display. I imagine I'd need a display screen / firmware upgrade to include the phone option, and indicator stalk and mic. Would I have to replace the whole unit to do this?
The current unit includes and AUX input...dont know if this makes a difference to my options.
If anyone has gone via Ford to do this does it cost an arm and a leg? Wondering if it's worth it or if I should just get an after-market type.


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Fairholme's Berkowitz Swears He's Talented, Not Lucky
BOSTON ( TheStreet) -- Bruce Berkowitz would kindly like to remind investors he was a top portfolio manager for a decade, even if his fund racked up huge losses on investments in financial stocks like Bank of America (BAC - Get Report) in 2011.
The king of mutual fund investing was poetic in his defense of his Fairholme Fund's (FAIRX) poor performance in 2011 in a letter to fund shareholders Tuesday, saying that the fund's performance last year "makes little sense."
The Fairholme Fund tumbled 32% last year, compared with a relatively flat S&P 500, not including dividends. The fund lost big on two of Berkowitz's biggest bets, insurer American International Group (AIG - Get Report), which plunged 52% last year, and Bank of America, which tumbled 58% last year. Sears Holding (SHLD) was another losing position for the fund, down 51% last year.
"In great years, we asked shareholders not to be swayed by short-term performance," Berkowitz said in the letter. "The same is true in a bad year. One circling of the sun is too short a time to differentiate between good and lucky."
"We can only hypothesize from public comments that investors did not fathom our financials' assets," he added. Berkowitz's letter sounds like a veiled reference to public criticism that some star money managers been lucky more often than smart. For example, hedge fund maanger John Paulson outperformed with timely bets against the housing market and with long positions in financial stocks and gold. His flagship fund was sliced nearly in half during 2011, however. Similarly, bond king Bill Gross at Pimco had bets against U.S. Treasuries go against him in 2011. Legg Mason's Bill Miller and Ken Heebner are two other fund managers who have been hobbled by weak performance recently. Berkowitz, though, lost a close ally during 2011 as performance lagged. Charlie Fernandez, Berkowitz's right-hand man, decamped from Fairholme according to a regulatory filing in October. The Fairholme Fund has given its investors a flicker of hope in January that Berkowitz's self-confidence is warranted, as it gained about 11%, while the S&P 500 gained 4.8%. AIG gained 8.2% in January, while Bank of America gained 29%, although it's still down 47% from the beginning of last year. AIG, which was the recipient of a government bailout in 2008, reported a $4.1 billion third-quarter loss in November. Bank of America showed signs of stability and slight improvement in its most recent quarter. Berkowitz has a reputation as a contrarian -- and a successful one. Sounding like a foundering ship's captain, Berkowitz concluded his shareholder letter with a triumphant "We will stay the course." The Fairholme Fund has returned an annualized 9.6% since inception at the end of 1999 through Dec. 31, 2011, compared with a gain of less than 1% a year for the S&P 500. That performance led to Berkowitz being named U.S. domestic stock fund manager of the decade in 2010 by Morningstar.Check Out Our Best Services for Investors
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Carmen Electra
Birth Name: Carmen Electra
Born: 04/20/1972
Birth Place: Waupun, Ohio, USA
Born: 04/20/1972
Birth Place: Waupun, Ohio, USA
Born Tara Leigh Patrick on April 20, 1972 in Waupun, OH, Electra was raised by her musician father, Harry, a guitarist and entertainer, and her mother, Patricia, a singer. When she was just nine years old, Electra followed her parents' lead and enrolled at the School for Creative and Performing Arts in Cincinnati, while also studying dance with local instructor Gloria Simpson. After graduating from Princeton High School, she began her career as a dancer in the "It's Magic" show at Kings Island amusement park in 1990, and soon after moved to Minneapolis, MN, where she began modeling for Target retail stores. In 1991, Electra moved to Los Angeles and made the acquaintance of Prince, who signed... Continue Bio >>
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Carmen Electra Just a little taste of #Tahiti best #pineapple #yum #tropical #paradise #aroundtheworld 🍍🌺🌴
Tuesday 3rd of March 2015 07:44:05 PM
Tuesday 3rd of March 2015 07:44:05 PM
Carmen Electra At the #lancelovesmichael wedding with @marco_ovando & @fortunefeimster makeup by @queenbitchelvis @lancebass tomorrow on @Eonline 💍💎
Wednesday 4th of February 2015 08:22:57 PM
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It's never too early to start thinking about your child's education, and it looks like Kim is already planning for Nori's future schooling! So will it be homeschooling with a private tutor, enrolling at a regular school, or something else entirely?
Kim Kardashian took to her Mobio INsider page on Dec. 15 to answer questions about her darling 6-month old baby girl North West — and she revealed quite a telling sign about her future schooling! She and fiancé Kanye West have already decided that they "for sure" want their little girl to go to a regular school! Are YOU surprised?
North West School: Kim Kardashian Shares Nori Will Attend Regular School
"Will you put baby North in a normal school in future?" a fan asked Kim on her social media page on Dec. 15.
"She will for sure go to school, we just need to do our research," Kim answered. Looks like Kim and Kanye have already decided to send their daughter to school, not have her tutored at home — and we must say that we're surprised!
They have not revealed if they are planning on a public, private, or charter school, but there is still time to consider their many options. After all, even a baby genius like North needs to be able to walk before she takes on kindergarten.
Kim Kardashian Says Being A Mom Gives You New Priorities
Kim also gushed on Mobio INsider that being North's mom has changed absolutely everything. When a fan asked her how she feels since becoming a mother, she had the sweetest things to say.
"It completely changed my life. You have a different set of [priorities," she answered, before explaining "nothing matters except your brand new family." So sweet!
What do YOU think, HollyMoms? Do you think it's a good idea to send North to normal school?
– Kristine Hope Kowalski
More Kim Kardashian News:
- Kim Kardashian Dissing Post-Baby Bikini Pics? Says They're Just 'Okay'
- Kim Kardashian: How I Lost Over 50 Pounds After Giving Birth
- Kim Kardashian Checks In With Nanny 'Every Hour' Away From North
View Comment
Posted at 1:54 PM on December 20, 2013
I think a nice private school would be best, since they have the money and she would get to learn more social skills than people hanging around with Kardashians and their choice of tutors all day. Look what happened to the wonderful home school experience of the bigger teen girls. Gave out and they'll be uneducated trashy women just like the rest. It's too bad.
boycott these whores
Posted at 1:16 AM on December 19, 2013
Posted at 2:08 PM on December 17, 2013
Posted at 8:48 PM on December 16, 2013
.Are you still single ? You are not alone. Free join~~~MixedLuv.Çom~~ Millions of singles have joined it.. This is a Serious interracial dating site for black and white singles seeking relationships, friendships, dating ,love and more. Single black people meeting single white people is why we are here.With the background verification system, you can easily find someone real, serious, quality. Have a try.
Posted at 8:21 PM on December 16, 2013
Posted at 10:17 PM on December 23, 2013
It's not a real baby and she was never pregnant. She shows pictures of a photoshpped baby with select people in set up "public" places with no one around except selected people but yet she covers it up and won't show it in pubic. That's because it's a newborn doll; it isn't real. She was never pregnant. A lot of times in the "pictures" of the photoshopped baby the hands and feet are in the same exact position.
O.J .says.........
Posted at 7:56 PM on December 16, 2013
Posted at 4:51 PM on December 16, 2013
Posted at 3:04 PM on December 16, 2013
Sister tulip
Posted at 2:31 PM on December 16, 2013
Posted at 1:36 AM on December 22, 2013
Posted at 12:45 PM on December 16, 2013


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Transport-Transport HelpReliable and Affordable Transport from Gauteng to anywhere |
Transport Services- Truck Hire, Van Hire, Furniture Removal, & Bakkie Hire Owen Road Transport is your one stop transport solution. Are you looking for a tipper to hire, truck to hire, van to hire, furniture removal or you are interested in long time transport rental? Then you are in the right place. Just give us a call our details are on this page. | We are here to serve you first and fore most and then get rewarded for the job well done. We always put your interests ahead of our own. That is the only way we have been able to last in this business. You can click on the menu on the left of your screen to choose the mode of transport that you want us to help you with and get the details. You could as well just go ahead and give us a call or email us; our details are on the right of your screen. How can we help you? Email or call NOW! | We operate from Gauteng - Johannesburg and Pretoria to anywhere around South Africa and the region. We are cheap and available 24/7 to serve you. Just call Contact UsEmail: email@example.com: 083 200 2010 275 Luttig Street Pretoria West 183 South Africa |


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The SEC votes on the final minerals rule
The Securities and Exchange Commission (SEC) voted 3-2 in favour of adopting a final rule on what is widely referred to as "Conflict Minerals".
This rule meets the requirements of Section 1502 of the Dodd-Frank Wall Street Reform and Consumer Protection Act and focuses on the disclosure and reporting obligations regarding companies' use of conflict minerals in products they manufacture.
The SEC's original proposals have been revised to make the obligations that companies face less onerous. As an example they are allowing a two year window, and four years for smaller companies, in which they can disclose that they cannot determine whether or not conflict minerals in their products originated in the Democratic Republic of the Congo (DRC) or adjoining countries.
Global trade organisation IPC says that the final rule addresses around 80% of their concerns, including a unified reporting schedule, while admitting compliance will still be a significant burden for industry. IPC intend to publish guidance later this year.
No doubt this announcement will launch as season of seminars and webinars on the subject.
Directive Decoder


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Bournemouth manager Eddie Howe admitted his side's 1-1 draw at home to Stevenage on Tuesday evening felt like a defeat.
Matt Tubbs came off the bench to salvage Howe's unbeaten record since returning to Dean Court from Burnley by cancelling out Greg Tansey's first-half opener.
Bournemouth should have been celebrating a sixth successive home victory after squandering a host of chances to snatch all three points.
Howe said: "It was a frustrating night but there was a lot of pride with the way we played after conceding a goal midway through the first half.
"We should have comfortably won the game but it was one of those nights when it was never going to drop for us. Their goalkeeper had a great night.
"It is frustrating our winning run has come to an end but obviously you cannot win every game. It almost feels like a defeat but it was another step forward because it was another step forward."