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Sheffield Unchained joined Humbledinger to talk to the co-owner of Mr Pickles' Yorkshire Food Emporium about how the Yorkshire focused business began and why they think local is better.
TweetTag Archives: Sheffield Antiques Quarter
It is the last day of the Sheffield Antiques Quarter's celebration of National Antiques Week. Businesses in the Quarter celebrated the finale by putting on a Spring Market with free entertainment and stalls representing the independents in the Quarter.
TweetIn October 2011 Tracy Webb transformed The Vault from a 100-year-old bank into an arts, crafts and vintage centre. Since then The Vault has come under new management by a former Martial Arts teacher.
Tweet"I don't want to be mainstream, I like the idea of being quirky, diverting, even confrontational or bewildering."
Joe Lachowicz, owner of Timewarp Collectables on Abbeydale Road has always had an interest in art and antiques.
The family business at Langton's Sheffield Antiques started in 1870 when Jill's great, great grandfather James Langton came to Sheffield from Manchester to open a clog shop on Duke Street near the city centre.
TweetSheffield photographer Jacqui Bellamy has opted for a 'less stressful career' and opened her own café in The Vault arts and vintage centre in Sheffield's Antiques Quarter two months ago.
TweetAs part of the Sheffield Antiques Quarter's celebration of National Antiques Week, Sheffield Unchained is spending the week visiting some of the independents in the Quarter to find out the stories behind their businesses. Here is a small insight into the oldest antiques business in Sheffield…
TweetThe Vault rents out spaces to independent artists, clothes makers and designers, offering them a platform from which to sell their products and showcase their skills.


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Samsung Electronics has announced that it is mass producing what it calls the most advanced DDR4 memory for enterprise servers in next-generation data centers.
With the introduction of these high-performance, high-density DDR4 modules, Samsung can better support the need for advanced DDR4 in rapidly expanding, large-scale data centers and other enterprise server applications, the vendor said.
Early market availability of the 4Gb DDR4 devices, which use 20nm-class process technology, will facilitate demand for 16-GB and 32GB memory modules. This compares to conventional DRAM of which 8GB modules using a 30nm-class process technology are still commonplace.
In next-generation enterprise servers, the use of higher speed DRAM raises system level performance and lowers overall power consumption significantly. By adopting DDR4 memory technology early, OEMs can minimize operational costs and maximize performance to provide more favorable returns on investments.
Production of Samsung's 20nm-class 4Gb DDR4 follows the introduction of 50nm-class 2Gb DDR3 in 2008, culminating in a full-fledged transition to DDR4 for large-scale data centers and other enterprise applications in just five years. The 4Gb-based DDR4 has the fastest DRAM data transmission rate of 2,667 megabits per second - a 1.25-fold increase over 20nm-class DDR3, while lowering power consumption by more than 30%, the vendor said.
- Wireless broadband developments in Southeast Asia markets
As of 2013, the 10 ASEAN nations had a total of over 700 million mobile subscriptions, with the CAGR from 2003-2013 reaching 24%. This Digitimes Research Special Report analyzes the various mobile broadband markets in ASEAN and looks at the respective trends in 4G LTE development for those markets.
- Greater China touch panel shipment forecast through 2015
This Special Report provides forecasts through 2015 for Greater China touch panel shipments with breakdowns based on technology (glass, film, resistive), application (smartphone, NB and tablet) and by firm.
- 2014 global tablet demand forecast
This report analyzes the main players, their strategies and shipments forecasts for 2014, as well as other factors contributing to either growth or decline in various segments within the tablet market, with a particular focus on Apple, Google, Samsung, and Microsoft, along with whitebox vendors.

subset: commoncrawl


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Close to Beach & Boardwalk
What could be easier than grabbing your beach chair and a good book and strolling down to the Ocean? South Island Villas #3 is a beautiful, 3-story townhome that's an easy walk from the Beach & Boardwalk (2.5 Blocks). This 4-BR, 3.5-BA getaway is located at 7th St. in OCMD's exciting Downtown area, putting you close to many great shops, restaurants & activities. Just 1 block away are Pizza Mambo & Pickle's Pub – locals' favorites!
Great Amenities, Inside & Out
Spacious, updated Kitchen is fully-equipped with Stainless Steel appliances. Cozy Living Room comes with plush furnishings for total relaxation on your vacation. Additional luxuries include 2 Master Bedrooms, 5 TVs, 2 DVDs, small Outdoor Pool & Balconies on each floor. 2-car parking in garage with added parking on street. Non-smoking. No pets, please.
Please Note: Our properties do not allow group rentals to guests under the age of 25. Therefore, online bookings for group rentals will not be honored.
Check-in and check-out were very quick, easy, and nice. Loved the simplicity in everything. Property exceeded our expectations. Nice big kitchen. Would definitely stay again.
You'll feel like an "OC Local" at South Island Villas! All of OCMD's classic hot spots are just a short walk away, so you'll never have to battle traffic or pay for parking! So much to see and do! Here are just a few of the nearby attractions & conveniences (all within 1/2 mile):
* Dippin' Dots & Dumser's Dairyland Ice Cream
* Thrasher's French Fries
* Fisher's Popcorn
* Dough Roller
* Candy Kitchen
* Seafood restaurants
* Jolly Roger & Trimper's Amusement Rides
* Ocean City Life-Saving Museum
* Ocean City Inlet
* Route 50 Bridge (to W. Ocean City Outlets, Assateague Island & points west)
Rate Period | Nightly | Weekend Night | Weekly | Monthly | Event | ||||
My Standard Rate
Feb 1 - Feb 1
1 night
Fri, Sat, Sun
Payment is usually accepted in the quoted currency (USD) unless the currency and the amount is specifically agreed in advance with the owner / advertiser.
* Rates are subject to change without notice. Pricing excludes taxes, add'l options or fees.
* Each reservation will need to sign a Lodging Agreement.
* Each reservation will have 10.5% tax, Processing Fee and Security Deposit Waiver Fee or refundable Security Deposit.
* We do business in accordance with federal Fair Housing Law. Equal Housing Opportunity.
* We are licensed REALTORs.


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Not everyone at the Waverly, home to its own share of self-styled divas, was quite as enthusiastic as Greeff. Several residents who poked their heads inside their gym that evening were curtly informed that a "private party" was in session and loudly told to leave by Lopez's bodyguards. One resident says he came face to face with a large gentleman clad in a Miami Beach Police Department shirt -- who jumped up off an overhead shoulder-press machine to physically escort him out the door.
As word spread, the next evening saw several Waverly gym regulars (who have been known to include -- when his editor unchains him from his desk -- a huffing, puffing, Stairmastering Kulchur) wage a flanking maneuver. When Lopez arrived with a flock of gal pals in tow, this defiant group staged an act of fashionista civil disobedience and refused to dismount their treadmills. Lopez quickly turned tail, in a manner of speaking. She hasn't returned since.
Detective Hernandez says he is investigating this claim of an illegally moonlighting Beach police officer, though he voices his own suspicions: "Some of her security people may think they're police officers."
Fortunately security cameras inside the Waverly's gym captured footage of Lopez's entire workout there. (Note to Lopez bodyguards: According to several people who've watched the digital recording, next time you're trying to block Lopez's sweaty, ahem, assets from prying eyes, remember to drape a towel over both of the gym's cameras.)
As for Lopez, her representative at the New York-based Dan Klores Associates publicity firm denies both the use of police personnel and any display of fake police identification. It's still unclear why someone willing to spend $160,000 on her wedding flowers alone would need to requisition a condo's private gym for her fitness regimen. But Lopez's rep is more upset by Kulchur's terminology in describing her Waverly workout: "You need to stop using the word entourage! Jennifer Lopez does not have an entourage! She just has a lot of friends. "
"Jennifer Lopez is still money in the bank," says the head of one large photo agency, "but because so many people are involved now, the checks you're depositing are getting smaller. If you have three or four teams competing with each other [for photos], it's not only harder to get an exclusive, it's harder to get a good price."
Case in point: the 2001 photos of Lopez and then-paramour Chris Judd (for those keeping score, that's post-Puffy and pre-Affleck), snapped while the two floated blissfully in the Delano Hotel's pool. The agency head says he was able to broker a $50,000 sale for those pictures. Last month, however, as newspapers clamored for images to run with their J.Lo wedding-bell-blues headlines, pictures of a bikini-clad Lopez frolicking in the ocean off Miami Beach fetched only $4500. Not that the demand for such pics has lessened since 2001 -- five different British tabloids ponied up that purchase fee.
Yet flip open your copy of that week's Star and you'll see virtually identical photos under a banner that screams, "Exclusive." Page through competitors Us Weekly, People, and In Touch Weekly and again you'll spy some of the same supposedly "exclusive" photos.
"They were double-dealing," the agency head snipes of the paparazzi in question, two men shooting for the Los Angeles-based X17 agency, and reportedly violating their contract with the Star. "When you break your word, it knocks the whole business. Your bargaining strength disappears."
If true, the only folks more upset than Star's Bonnie Fuller was a Miami-based team of photographers also on hand as Lopez took a dip in the ocean. Though this trio were able to sell their own similar pictures overseas, their lead photographer feels "if we had all worked together, we could've made so much more money." Instead, he says, the X17 boys saturated the market by hawking their shots to every interested publication. "Those pictures would've been worth $100,000. But people get greedy and they shoot themselves in the foot. "
The X17 agency head dismisses such accusations as nothing more than sour grapes from his competitors, but he agrees that with so many shutterbugs trailing Lopez, it's impossible to get a good price for anyone's shots. For him, the key is to stay one step ahead of the pack -- as when his agency had the first photos of Hollywood's current hookup du jour, Ashton Kutcher and Demi Moore, hand-in-hand in Beverly Hills. "Nobody believed they were really a couple until they saw those pictures. Then they had to come to us and pay our price" -- nearly $50,000, he says --"instead of the other way around."
Of course there's always next time. And given Lopez's annual ritual of celebrity uncoupling, future lucrative opportunities seem assured. In August 2002, for example, pictures of a fully clothed Lopez and Affleck garnered $75,000 from People, simply because the two were captured reading a copy of Us Weekly with themselves on the cover. A People spokeswoman argued that the excessive price was warranted, telling the New York Post they came as part of a set, and "we're not responsible for the way these photo packages are put together." But to most observers, People seemed desperate to keep the photos from archrival Us Weekly, which would no doubt have used them for self-promotion.
"J.Lo shouldn't do movies anymore," the bikini-ogling Miami photographer adds. "She'll get the same amount of publicity from just letting us photograph her. People would much rather look at a picture of her walking on the beach than sit through two hours of Maid in Manhattan or Gigli. "


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5 Just bought one!YeahJim | 29/12/2007 | See all YeahJim's reviews (7)Just purchased one of these and to answer the guy belows question, yes you can transfer all your data including gamer tag, game saves, arcade games plus any downloaded content for your games that you may have like extra multi player map packs........ you get the transfer cable with it so you can make a one time transfer to the bigger hard drive!All i all it's an awesome upgrade to an already awesome console, now I can download more arcade games!
5 Questions answered.DragonNexus | 03/08/2008 | See all DragonNexus's reviews (1)Buying this does not void the warrenty. It's an official MS sanctioned product and doesn't require you to open the console to install.It comes with a data transfer cable that takes all the data from your 20GB hard drive and places it on the 120GB, formatting the 20GB afterwards. The process is one way and irreversable.You'l also notice you won't get 120GB in total, due to the way the data is calculated. You'll receive 111.76GB from the actual disk, of which about 3.5 GB will be taken up with system files, so don't be surprised when you have about 107GB available space once you've bought it.This drive is official, so it works as well as the original 20GB one. If you plan to make use of the video market place, or if you want to use the ability to install games onto your hard drive (coming this autumn) so that games can potentially run faster, then this is a good purchase. And at £75, Play.com are the cheapest retailer I've seen selling this brand new. A real bargain.
5 GOODTysoe888 | 02/09/2009 | See all Tysoe888's reviews (1)It's really easy to set up and it does come with a transfer kit.
5 Questionsawhittle | 29/09/2008 | See all awhittle's reviews (2)Robinspace... No u dont need another xbox.. The hard drive comes with a data transfer kit.. Simply connect the 2 drives up with this kit and press transfer ands its done.. Comes with instructions. Kit, basically everythin needed.. Apart from ya brain lol. But then again like brigzilla stated. Why dont u jsut crack open ur old case and put a new 1 in there.. Im sure xbox wont mind ;)
5 Better Than ExpectedZonder | 14/03/2008 | See all Zonder's reviews (12)The transfer from the 20GB hard drive to the 120GB was really straight forward and easy. At this price (£79.99) its a bargin. Well worth it.


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Thrilling Adventure Hour #147: The Complete 'Christmas on Mars' Show from December 8, 2012
By Katie Levine on December 16, 2013
Starring Annie Savage, Marc Evan Jackson, Mark Gagliardi, Busy Philipps, Hal Lublin, James Urbaniak, Craig Cackowski, Paul F. Tompkins, Paget Brewster, Matt Gourley, Mark McConville, Jeremy Carter, Keegan-Michael Key, Molly Quinn, Alessandra Torresani, Scott Aukerman, Zachary Levi, and Jon Hamm!
Music by Andy Paley and the Andy Paley Orchestra.
Guest-directed by Douglas Petrie.
Written by Ben Acker & Ben Blacker.
Beyond Belief, "Claus and Effect" guest-written by Ed Brubaker.
alessandra toressani, annie savage, busy philipps, craig cackowski, hal lublin, james urbaniak, jeremy carter, Jon Hamm, keegan-michael key, marc evan jackson, mark gagliardi, mark mcconville, matt gourley, Molly Quinn, paget brewster, paul f tompkins, scott aukerman, thrilling adventure hour, zachary levi


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We join hands with other groups and individuals who are concerned to the point of taking action against the Corporatization of the University.
Tuesday, 7 May 2013
VOTE NOW! 2014 U of S Senate Elections
The 2014 University of Saskatchewan (U of S) Senate elections are upon us (May 5 – June 20, 2014). As the U of S Senate is "the University's window on the Province, and the Province's Window on the University," all members of U of S alumni are invited to elect Senate representatives.
All pertinent information for voting (including candidate profiles) can be found on the here. To vote, you must use your username (NSID) and click on the "vote" tab on the paws.usask.ca website. If you do not know what your NSID is, be sure to contact the U of S Secretary at firstname.lastname@example.com.
Read more...
Wednesday, 13 March 2013
University Senators question legality of Susan Milburn's position on U of S Board of Governors
FOR IMMEDIATE RELEASE - March 13,
SASKATOON – Several University of Saskatchewan senators
are questioning the legitimacy of new Board of Governors Chair Susan Milburn's
continuing membership on the Board, pointing out that the appointment of Ms.
Milburn as the chair is fundamentally flawed according to University of Saskatchewan Act, 1995, c.
Senator Stefania Fortugno, a practising lawyer
in Saskatoon, explains,
In 2011 with
Milburn's second and final term as Senate representative on the Board soon to
expire, the Board requested that the Government appoint Milburn as one of its
five appointees to the Board. However, the Government chose to appoint other
There was a second
option: the Government was asked
to amend the University's governing legislation to enable Senate
Representatives (Milburn) to serve a third term. The legislation has not been amended.
Milburn's maximum
term expired June 30, 2012; she was granted an extension for the time being. And yet on March 5th the Board
made her Chair until 2016, four years beyond the maximum set out in the Act.
Our argument is that
the University is without doubt subject to the laws of Saskatchewan.
Knowing that Milburn's term as a Senate-elected
representative on the Board would officially expire on June 30, 2012, a new
representative should have been elected at the April 2012 Senate meeting. The Board, wishing to retain Milburn's
services in the interests of continuity, recommended to Senate that the
position be left vacant for the interim while waiting for the government to
address the issue. The motion was met with some opposition at Senate but passed
with the understanding that this measure would be temporary and the position
would be filled in 2013.
Because of her status as a
provisional senate representative, a number of senators were surprised to find
that on March 5, without Senate consultation, it was announced that Milburn had been selected to chair the
Board until 2016. This means Milburn is
expected to remain on the Board a full four years beyond her legally prescribed
term as Senate representative, according the Act.
Concerned senators ask: for how many years will the Senate be prevented from electing an appropriate representative to the Board? The current situation requires that the Board of Governors and the Senate intentionally, actively and knowingly circumvent the Act. In Fortugno's opinion, "This is not an example of good governance. This decision represents a failure to respect legal and democratic principles, including the rule of law."
Concerned senators ask: for how many years will the Senate be prevented from electing an appropriate representative to the Board? The current situation requires that the Board of Governors and the Senate intentionally, actively and knowingly circumvent the Act. In Fortugno's opinion, "This is not an example of good governance. This decision represents a failure to respect legal and democratic principles, including the rule of law."
Susan Milburn's skills and
contributions to the University are not in question, say the senators. The law,
as set out in the University Act must be respected. The Senate needs to elect someone who can legitimately
represent the Senate on the Board of Governors. This is an opportunity for the
Board to uphold its legal integrity and to act on its recently
proclaimed commitment to transparency and good governance.
Please see appended information package.
Media Contacts: Mary Jean Hande Sandra Finley
Please see appended information package.
Media Contacts: Mary Jean Hande Sandra Finley
U of S Senate Member at Large U of S Senate Member at Large
firstname.lastname@example.com 250-248-3526, firstname.lastname@example.com
Wednesday, 21 November 2012
Recent Closure of Emma Lake Kenderdine Campus
"The U of S recently announced the suspension of operations at the campus at Emma Lake north of Prince Albert, which has offered classes for biologists, fine arts students and others since 1935."
Read more...
Petition to Stop the Closure of the Kenderdine Campus. Sign here.
Thursday, 25 October 2012
U of S Students Protest Tuition Hikes at Fall Senate Meeting
University of Saskatchewan students interrupted the fall Senate Meeting with a "mic check" voicing their opposition to tuition hikes and selling the university to the "military industrial complex, the nuclear industry or any other corporate interest." The video has since gone viral, circulating amongst networks from around the world. This is linked to repeated presentations and articles regarding the University of Saskatchewan intimate connections to the nuclear industry, namely Cameco, and now, more recently the war economy, namely Lockheed Martin.
See the video:
See the video:
Saturday, 29 September 2012
Lockheed Martin at University of Saskatchewan
The integration and harmonization of the American and Canadian, police and military forces is marching forward.
The integration is well advanced.
The American military, in the form of Lockheed Martin Corporation, is also moving into our Universities.
If you have doubts, click on the PLANNING DOCUMENT for Lockheed Martin Corporation's funding to the University of Saskatchewan. At the April 2012 meeting of University Senate, the Acting Dean of the Engineering College defended the collaboration. In the past we circulated news articles about Lockheed Martin's forays into Dalhousie University and UNB.
It is blatant twisting of the purpose of the University to serve the end of making profits for Lockheed Martin Corporation. Read the PLANNING DOCUMENT; it is not difficult text. The University will collaborate, to conduct Research to wage more effective war. Those are the "Learning opportunities" that will be offered to our young people. The "Collaboration Topics" will help to create an economy based on war. The people of the Province of Saskatchewan are being robbed of their University, their ethics and the future imagined by them.
Broader context:
· There is a static page, Lockheed Martin, Census, Trial, War Economy, which is an overview.
In the "categories" on the right-hand side of the blog, under "Peace or Violence" there is a file of related listings. If you skim thru those you see, for example,
· The Troop Exchange Agreement in 2008
· the roll-out of armoured vehicles (which are for combat zones) in cities across Canada (and the U.S.)
· the deployment of unmanned drones along the U.S.-Canadian border
· Lockheed Martin moving into Saskatoon (a series of 3 articles from the Star Phoenix), and so on.
The article, 2011-11-29 US cops now allowed to operate in Canada. Important article, Toronto Star., from the Toronto Star shows that the American police are now more or less integrated with the Canadian police – - all part of the integration of North America. Loss of sovereignty, thanks to the quislings.
= = = = = = = = = = = = = =
From "Embassy", September 19, 2012
Check out this great event on the U of S campus!
Lessons From Quebec's Student Strike: A Forum
Tuesday, October 2 at 12:30pm in CST at Room 299 - Murray (Main Library) Building - University of Sa...
The cost of higher learning: U of S tuition by the numbers - The Sheaf
thesheaf.com |
Thelatest numbers from Statistics Canadaindicate that Saskatchewan's undergraduate fees for 2012-13 ...
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SMA travels to Punxsy today
The St. Marys Area Flying Dutch tennis team improved to 2-2 on the season with a 9-0 victory over the DuBois Central Catholic Cardinals Tuesday afternoon at the SMAHS courts. At first singles, Dutchman Michael Fox defeated Elliott Laparne 6-2, 7-6 (7-2). Dutchman Evan Lepovetsky defeated Tom Boyer 6-4, 6-4 at second singles. At third singles, SMA's Jarred Lipsey beat Jacob Aravich 6-0, 6-0. At fourth singles, Gary Fledderman of the Dutch defeated Ben Trinkley 6-2, 6-4. Eric Uhl of the Dutch defeated Julie Fitzer 6-4, 7-5 at fifth singles.
The DuBois Area track and field teams swept the Elk County Catholic squads in a meet held Tuesday afternoon at the ECCHS track and field complex. The Lady Crusaders lost by a 96-54 score, while the Crusaders lost 114-56. In the girls' meet, Elk Catholic was led by triple winner Kennedy Weisner as she won the 800 run, 400 dash and was a member of the winning 3200 relay team. Victoria Dippold was a double winner. She took the 3200 run and was a member of the winning 3200 relay team.
St. Marys City Council approved a motion to request a representative from Zito Media appear before council to address ongoing issues with the cable television provider. During Monday evening's council work session, Councilman Ned Jacob expressed interest in establishing a three-member Administrative Affairs committee to meet with Zito Media. The committee would consist of City Manager Dave Greene, City Solicitor Tom Wagner and Jacob, as well as adding three residents to the committee.
At Tuesday's meeting of the Elk County Solid Waste Authority, Elk County Recycling/ Solid Waste Coordinator Bekki Titchner said the county would be pursuing a recycling program (902) grant from the state. "For the first time in about three years, there is going to be a recycling program equipment grant, but it's a lot more substantial than the last one we applied for," said Titchner, explaining that this round of grants requires a great deal more of information to be submitted to the state. "There's a lot more information they are requesting."
RIDGWAY - Officials from the Pennsylvania Game Commission attended an Elk County Commissioners meeting Tuesday morning to respond to critics from Jay Township who allege that the elk herd in their area is getting out of hand. Officials indicated that the herd has not grown but rather a mild winter caused 32 elk historically located in the Medix Run area to migrate to Weedville.


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Staff Directory
Linux Journal masthead
- President: Carlie Fairchild
- Publisher: Mark Irgang
- Associate Publisher: John Grogan
- Executive Editor: Jill Franklin
- Senior Editor: Doc Searls
- Associate Editor: Shawn Powers
- Virtual Editor: Bill Childers
- Hack Editor: Kyle Rankin
- Products Editor: James Gray
- Proofreader: Geri Gale
- Senior Columnist: Reuven Lerner
- Security Editor: Mick Bauer
- Contributing Editors:
- David Bandel
- Zack Brown
- Marco Fioretti
- Ibrahim Haddad
- Greg Kroah-Hartman
- Robert Love
- Ludovic Marcotte
- Dave Phillips
- Paul Barry
- Paul McKenney
- Director of Digital Experience: Katherine Druckman
- Art Director: Garrick Antikajian
- Accountant: Candy Beauchamp
- Editorial Advisory Board
- Dave McAllister, Director of Open Source Standards for Adobe Systems
- Nick Baronian, Security Engineer for a financial institution
- Hari Boukis, founder of Advertising Magic
- Steve Case, Engineer for Engineering Design Team (EDT)
- Kalyana Krishna Chadalavada, High Performance COmputing for NCSA
- Caleb S. Cullen, System Administrator for Netprophets.com
- Keir Davis, President of Xtern Software
- Michael Eager, Consultant for his firm Eager Consulting
- Dennis Franklin Frey, Civil Servant for U.S. Navy
- Alicia Gibb, Research and Rapid Prototyper for Bug Labs
- Victor Gregorio, QA Engineer for Penguin Computing
- Philip Jacob, founder of StyleFeeder
- Jay Kruizenga, freelance writer
- Steve Marquez, founder of Critical RN Nursing Services
- Carson McDonald, partner and Senior Software Engineer of/for Mission Data LLC
- Brad Abram Baillio, Robotics Engineer for a government subcontractor
- Craig Oda, PR Consultant, Page One PR
- Jeffrey D. Parent, Engineer for Emerson Process Management
- Charnell Lucich, Marketing and Communications for Peer1-ServerBeach
- Kristin Shoemaker, freelance writer
- Chris D. Stark, Linux Systems Administrator for Gemini Observatory
- James Walker, Web Developer and Open Standards advocate
- Reader Advisory Panel
- Please follow this link for an introduction to our 2013 panelists
As Linux continues to play an ever increasing role in corporate data centers and institutions, ensuring the integrity and protection of these systems must be a priority. With 60% of the world's websites and an increasing share of organization's mission-critical workloads running on Linux, failing to stop malware and other advanced threats on Linux can increasingly impact an organization's reputation and bottom line.
Sponsored by Bit9
Most companies incorporate backup procedures for critical data, which can be restored quickly if a loss occurs. However, fewer companies are prepared for catastrophic system failures, in which they lose all data, the entire operating system, applications, settings, patches and more, reducing their system(s) to "bare metal." After all, before data can be restored to a system, there must be a system to restore it to.
In this one hour webinar, learn how to enhance your existing backup strategies for better disaster recovery preparedness using Storix System Backup Administrator (SBAdmin), a highly flexible bare-metal recovery solution for UNIX and Linux systems.
Sponsored by Storix
Trending Topics
High-Availability Storage with HA-LVM | Feb 26, 2015 |
DNSMasq, the Pint-Sized Super Dæmon! | Feb 24, 2015 |
Localhost DNS Cache | Feb 23, 2015 |
Days Between Dates: the Counting | Feb 19, 2015 |
Multitenant Sites | Feb 18, 2015 |
The Usability of GNOME | Feb 16, 2015 |
- High-Availability Storage with HA-LVM
- DNSMasq, the Pint-Sized Super Dæmon!
- Localhost DNS Cache
- Real-Time Rogue Wireless Access Point Detection with the Raspberry Pi
- Days Between Dates: the Counting
- You're the Boss with UBOS
- The Usability of GNOME
- Linux for Astronomers
- Multitenant Sites
- PostgreSQL, the NoSQL Database


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Tag Archives: rock climbing
It would take a lifetime to cover all charted climbs, between the Gorge, Summersville Lake and the Meadows there is over 65 miles of cliff faces to scale including over 1700 recognized routes to climb, that range from challengingly easy to impressively difficult. Continue reading
I'm pretty sure ACE The Musical would be a huge hit. Here's why: As a kid, I definitely marched to the beat of my own drum. My interests were never quite in tune with the norm. A great childhood memory … Continue reading
These are the top 5 off-river activities I recommend during Gauley River season. Continue reading
Rock climbing with ACE in the New River Gorge Region of West Virginia probably is exactly what you think it is. Beautiful. Challenging. Fun. Continue reading
My parents hauled my brother, my sister and I to the "middle of nowhere," West Virginia, 13 years ago. Who would have thought then that I would be working at ACE? Continue reading
It is a tough job working for North America's largest adventure resort at times. I guess someone has to do it, though. Continue reading


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Kenwick Park Estate, Louth, Lincolnshire, LN11 8NR
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Improving Health Care
Addressing Health Disparities
The University of South Dakota has partnered with Sanford Research/USD's Health Disparities Research Center, the Montana-Wyoming Tribal Leaders Council and Sinte Gleska University on the development of the Centers of Excellence in Partnerships for Community Outreach, Research on Health Disparities and Training (Project EXPORT - Establishing Exploratory Centers).
What Project EXPORT Does
- Advances the science directed towards impacting health disparities through a variety of research endeavors.
- Increases the number of researchers and professionals from health disparity populations trained in biomedical and behavioral research through the creation of a mentoring program.
- Increases the dissemination and utilization of scientific and health information relevant to health diversity populations.
Project EXPORT is funded through grant number 5P20MD1631 from the National Center on Minority Health and Health Disparities, a center of the National Institutes of Health.


text:
eDOC Innovations Client Service Representative
Company: | eDOC Innovations |
Department: | Operations |
Location: | Middlebury, Vermont |
FLSA: | Exempt |
Supervisor: | Client Services Manager |
Job Summary
The Client Service Representative for eDOC Innovations performs first line telephone and remote computer support for eDOC Innovations' software clients. This position must ensure issues are resolved in a timely fashion, escalate urgent issues that require more in-depth knowledge to the appropriate internal resources and rely on experience and judgment to solve client software issues. This position must also create knowledgebase articles for undocumented issue resolutions and assist clients with software upgrades.
Job Qualifications:
- High School diploma required
- College preferred
- Working knowledge of Windows operating systems preferred
- Excellent verbal and written communication skills
- Proficient in typing
- General networking skills preferred
- Works well with others.
- Excellent client relationship and phone presentation skills
- Previous customer support required
- Performs a variety of tasks including strategic consulting, task management, organizing managing client priorities
- Will work in eDOC's Middlebury, Vermont office location (*note no moving package offered.)
eDoc Innovations, is an electronic document management, digital capture, eSignature and Check21 provider to financial institutions.
Submit Resumes to: Mark Fierro, AVP of Client Development at: email@example.com


text:
Gingerbread Kids
From Woman's Day
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Nutritional Information
(per serving)
Calories | n/a |
Total Fat | n/a |
Saturated Fat | n/a |
Cholesterol | n/a |
Sodium | n/a |
Total Carbohydrate | n/a |
Dietary Fiber | n/a |
Sugars | n/a |
Protein | n/a |
Calcium | -- |
Charles Schiller
Serves: 37
Total Time: 6 hr
Prep Time: 40 min
U.S. | Metric | Conversion chart |
- 5.5 cup(s) all-purpose flour
- 1.5 tablespoon(s) ground ginger
- 2 teaspoon(s) ground cinnamon
- 1 teaspoon(s) baking powder
- 1/2 teaspoon(s) each ground cloves, nutmeg and salt
- 1/4 teaspoon(s) baking soda
- 2 stick(s) (1 cup) unsalted butter, softened
- 1 cup(s) light molasses
- 1/2 cup(s) each granulated sugar and packed brown sugar
- 2 large eggs
- 2 teaspoon(s) vanilla extract
- 2 tablespoon(s) cider vinegar
- 1 cup(s) Sugar in the Raw or coarse white decorating sugar
- Decorating Icing
- Whisk flour, ginger, cinnamon, baking powder, cloves, nutmeg, salt and baking soda in a bowl to blend.
- Beat butter, molasses, sugars, eggs, vanilla and vinegar in a large bowl with mixer on medium speed to blend. On low speed, beat in flour mixture, 1 cup at a time, until a soft dough forms. Divide in thirds. Shape each third on plastic wrap into a 1-in.-thick disk. Wrap; chill 4 hours until firm.
- Lightly dust 1 disk at a time with flour (keep others chilled). Roll out between sheets of plastic wrap to 1/4 in. thick for large cookies, 1/8 in. thick for small. Slide onto a baking sheet; freeze at least 15 minutes. Repeat with rest of dough, stacking sheets in freezer. Reroll scraps and cut once. Peel off top plastic wrap. Using floured cookie cutters, cut out cookies, leave on plastic and slide back on baking sheet. Freeze 10 minutes.
- Heat oven to 350ºF. Line baking sheet(s) with nonstick foil.
- Place cookies 1 in. apart on lined baking sheet(s). Sprinkle with sugar.
- Bake 17 to 19 minutes for large cookies, 13 to 15 minutes for small, until a bit darker. Cool slightly on sheet on a wire rack; move to rack to cool completely.
- To decorate: Fill basket-weave--tipped pastry bag with icing. Cut jelly beans in half.
- Small cookies: Using icing as glue, glue on blue decor eyes, cinnamon drop buttons. Using ziptop bag of icing, pipe on rickrack trim, hair and smiles.
- Large cookies (not shown): Glue on jelly-bean eyes, noses and cheeks and candy-heart buttons. Pipe rickrack trim; sprinkle with nonpareils. Fill a small ziptop bag with icing, snip tip off corner and pipe hair; sprinkle with nonpareils. Pipe on smiles. For girls, glue candy flower decors on hair. Let dry at least 6 hours.
Tips & Techniques
Store airtight in a single layer at cool room temperature up to 2 weeks, or freeze up to 3 months.
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text:
An agent-based framework for performance modeling of an optimistic parallel discrete event simulator
- Aditya Kurve,
- Khashayar Kotobi,
- George Kesidis
- … show all 3 hide
The performance of an optimistic parallel discrete event simulator (PDES) in terms of the total simulation execution time of an experiment depends on a large set of variables. Many of them have a complex and generally unknown relationship with the simulation execution time. In this paper, we describe an agent-based performance model of a PDES kernel that is typically used to simulate large-sized complex networks on multiple processors or machines. The agent-based paradigm greatly simplifies the modeling of system dynamics by representing a component logical process (LP) as an autonomous agent that interacts with other LPs through event queues and also interacts with its environment which comprises the processor it resides on.
We model the agents representing the LPs using a "base" class of an LP agent that allows us to use a generic behavioral model of an agent that can be extended further to model more details of LP behavior. The base class focuses only on the details that most likely influence the overall simulation execution time of the experiment.
We apply this framework to study a local incentive based partitioning algorithm where each LP makes an informed local decision about its assignment to a processor, resulting in a system akin to a self organizing network. The agent-based model allows us to study the overall effect of the local incentive-based cost function on the simulation execution time of the experiment which we consider to be the global performance metric.
This work demonstrates the utility of agent-based approach in modeling a PDES kernel in order to evaluate the effects of a large number of variable factors such as the LP graph properties, load balancing criteria and others on the total simulation execution time of an experiment.
- Agent-based modeling vs. equation-based modeling: A case study and users guide In Proceedings of the, First International Workshop on Multi-Agent Systems and Agent-Based Simulation. Springer-Verlag; 1998:10–25.
- Agrawal VD, Chakradhar ST: Performance analysis of synchronized iterative algorithms on multiprocessor systems. IEEE Trans, Parallel Distributed Syst 1992,3(6):739–746. CrossRef
- Axelrod R: The dissemination of culture a model with local convergence and global polarization. J Confl Resolution 1997,41(2):203–226. CrossRef
- Bagrodia R, Meyer R, Takai M, Chen Y, Zeng X, Martin J, Song HY: Parsec: a parallel simulation environment for complex systems. Computer 1998,31(10):77–85. CrossRef
- Borshchev A, Filippov A: From system dynamics and discrete event to practical agent based modeling: reasons, techniques, tools. Proceedings of the 22nd International Conference of the System Dynamics Society 2004. number 22.
- Bu T, Towsley D: On distinguishing between internet power law topology generators. In Proceedings of the 21st, Annual Joint Conference of the IEEE Computer and Communications Societies IN-FOCOM. volume 2. IEEE; 2002:638–647.
- Carl G, Kesidis G: Large-scale testing of the Internet's Border Gateway Protocol (BGP) via topological scale-down. ACM Trans Model, Comput Simul (TOMACS) 2008,18(3):1–30. CrossRef
- Chandy KM, Misra J: Asynchronous distributed simulation via a sequence of parallel computations. Commun ACM 1981,24(4):198–206. CrossRef
- Chertov R, Fahmy S: Forwarding devices: From measurements to simulations. ACM Trans Model and, Comput Simul (TOMACS) 2011,21(2):12.
- Dimitropoulos X, Krioukov D, Vahdat A, Riley G: Graph annotations in modeling complex network topologies. ACM Trans Model, Comput Simul (TOMACS) 2009,19(4):17.
- Dorigo M, Birattari M, Stutzle T: Ant colony optimization. Comput Intell, Mag, IEEE 2006,1(4):28–39.
- Gupta D, Vishwanath KV, Vahdat A: Diecast: testing distributed systems with an accurate scale model. In Proc. 5th USENIX Symposium on Networked Systems Design and Implementation. USENIX Association; 2008:407–422.
- Jefferson DR: Virtual time. ACM Trans Program, Languages Syst (TOPLAS) 1985,7(3):404–425. CrossRef
- Jennings NR, Commun ACM: An agent-based approach for building complex software systems. 2001,44(4):35–41.
- Karypis G, Kumar V: Parallel multilevel k-way partitioning scheme for irregular graphs. In Proc. 1996 ACM/IEEE Conference on Supercomputing. IEEE; 1996.
- Kurve A, Griffin C, Kesidis G: A graph partitioning game for distributed simulation of networks. In Proceedings of the 2011 International Workshop on, Modeling, Analysis, and Control of Complex Networks. ITCP; 2011a:9–16.
- Kurve, A: Iterative partitioning scheme for distributed simulation of dynamic networks. In Proc. 16th IEEE International Workshop on Computer Aided Modeling and Design of Communication Links and Networks (CAMAD). IEEE; 2011b:92–96. CrossRef
- Kurve A, Griffin C, Miller DJ, Kesidis G: Optimizing Cluster Formation in Super-Peer Networks via Local Incentive Design. Springer; 2013:Accepted-Accepted.
- Monderer D, Shapley LS: Potential games. Games Econ, Behav 1996, 14:124–143. CrossRef
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- Nicol D, Fujimoto R: Parallel simulation today. Ann Oper, Res 1994,53(1):249–285. CrossRef
- Nikolai C, Madey G: Anatomy of a toolkit: A comprehensive compensium of various agent-based modeling. Proceedings of the Agent 2007 Conference on Complex Interaction and Social Emergence 2007, 87–92.
- North M, Howe T, Collier N, Vos J: A declarative model assembly infrastructure for verification and validation. In Advancing Social, Simulation: The First World Congress. Springer; 2007:129–140. CrossRef
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- Reynolds R: Flocks, herds and schools: a distributed behavioral model. In ACM SIGGRAPH Comput Graph. volume 21. ACM; 1987:25–34.
- Sriram K, Montgomery D, Borchert O, Kim O, Kuhn DR: Study of BGP peering session attacks and their impacts on routing performance. IEEE J Selected Areas, Commun 2006,24(10):1901–1915. CrossRef
- Tisue S, Wilensky U: Netlogo: A simple environment for modeling complexity. In Proc. International Conference on Complex Systems. Citeseer; 2004:16–21.
- Van Den Bout DE, Thomas Miller III TK: Graph partitioning using annealed neural networks. IEEE Trans Neural Netw 1990,1(2):192–203. CrossRef
- Xu J, Chung MJ: Predicting the performance of synchronous discrete event simulation. IEEE Trans Parallel, Distributed Syst 2004,15(12):1130–1137. CrossRef
- Zeigler B, Praehofer H, Kim TG: Theory of modeling and simulation: integrating discrete event and continuous complex dynamic systems. Academic Pr 2000.
- Zhang L: Internet topology data. 2013.
- Title
- An agent-based framework for performance modeling of an optimistic parallel discrete event simulator
- Open Access
- Available under Open Access This content is freely available online to anyone, anywhere at any time.
- Journal
Complex Adaptive Systems Modeling
- Online Date
- April 2013
- 10.1186/2194-3206-1-12
- Online ISSN
- 2194-3206
- Publisher
- Springer Berlin Heidelberg
- Additional Links
- Topics
- Keywords
- Agent-based modeling
- Parallel simulation
- Self organizing system
- Game theory
- Load balancing
- Authors
- Aditya Kurve (1)
- Khashayar Kotobi (1)
- George Kesidis (2)
- Author Affiliations
- 1. EE Department, The Pennsylvania State University, University Park, PA, 16802, USA
- 2. CSE and EE Department, The Pennsylvania State University, University Park, PA, 16802, USA


text:
Join our network of non-profits, companies and individuals who believe social change can happen through design.
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Regina Gallo
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Member since May 15, 2009
A new association has been set up for all those people who share the common idea that a fundamental part of the formation of each single person is the knowledge and awareness of the various disperate components that make up that complex system we call "mankind". The legal office of the association "B.R.I.O. Brillanti realtà in osservazione" is in the town of Calvi (Benevento) and there are also two branches of the association, one in Naples and the other in Termoli (Campobasso). The aim of the association is to bring together individuals and institutions that would like to operate in the fields usually associated with general cultural activities working to promote the cultural and artistic aspects to be found in our society. This involves promoting exhibitions and other promotional activities in socially beneficial and cultural projects. The main aim is to actively promote different types of what we usually refer to as "culture" and various different expressive "languages". Defining, revealing, popularising, bringing together these differences B.R.I.O. hopes to show how diversity is a social, cultural and above all a human resource. Being able to relate to what is culturally different from us is a fundamental condition of being human. This is true to a greater degree than we usually realize. The purpose of B.R.I.O. is to act as a meeting place, tracing cultural interests whose social function is to help human and civil development through a continuous dynamic process of education. The associations main calling is to set up a documentary data base, both photographis and video, and is obviously close to both Visual Anthropology and Applied Anthropolgy. The association is no-profit and intends to work towards a wider diffusion of "cultures". It was set up in November 2007 and focuses on the utilisation of local environmental resources and cultural heritage, and also as a support to scientific research as well as a promoter of cultural topics. In order to achieve this the association aims at bringing together various intellectual and academic ideas to promote cultural and academic research. The B.R.I.O: project has come about to re-consider and systematically gather together all that is a bearer of uniqueness in places and people,. and also intends to stand out and be able to attract resources and funding and to promote eco-compatible post-modernisation, starting from the local and expanding out to the global, and/or viceversa. The Association has a strong internationalist vocation and is committed to work towards the creation of a wide network aimed to share ideas and projects with other agencies, in Italy, Europe and other parts of the World. We believe that, by using image - just as with music - we can communicate at a more profound level; B.R.I.O. aspires to be an experience in the life of its members and of its near and distant friends which is not just marginal, but one that can leave a mark in time. B.R.I.O. wishes to breathe new life into the way we understand "cultures".
Associazione Culturale B.R.I.O. Brillanti realtà in osservazione
Contact Regina GalloAssociazione Culturale B.R.I.O.
My Interests
- Industrial Design
- Environmental Design
- Communication Design
- Fashion Design
- Audio/Visual Design


text:
The Dallas Cowboys have released an "official tablet app" for the iPad, proving that in app land things really are bigger in Texas.
The free app includes breaking team news, video, photos, podcasts, schedules, social media links and a whole world of stats, such as player stats, drive-by-drive stats and out-of-town scores around the league.
As such, the app doesn't seem that different from the team's official mobile app, available for iOS and Android, although it presumably takes advantage of the iPad's screen size to make things, well, bigger.


text:
Over the Weekend: Primary Countdown, Wu-Tang, and Bhangra
One Day Till the Primary: Would Jesus Vote for Hillary?: Only 24 hours until Jesus reveals his endorsement for the next president of the United States! All last week, Jesus picked apart the candidates and dismissed them like Judas at the Last Supper, from John Edwards to Mitt Romney. Today, Jesus shares his thoughts on Democratic front-runner Hillary Clinton.
Scenes From the Flagler Dog Track: Tomorrow voters will decide whether to allow slot machines gambling at pari-mutuels, those depressing pseudo-gambling places about town with decaying buildings and clientele. They boast low-payouts and facilities with the same yellowed charm of roller-rinks and bowling alleys. Riptide visits the Flagler Dog track for the final race of the day, and to get a sense of what slots would mean to this place, which looks something like an outdoor sanitorium –a hang-out for lonely old men who have replaced normative human interaction with low-stakes gambling.
Weakened Wu-Tang Plays the Fillmore: It began with a ridiculously early door time of 8 p.m. Everyone knows that nothing at a hip-hop show happens before 10 at the very earliest. Rather than put on an opening act, a boring laptop DJ played a bunch of club hip-hop for two hours to increasingly loud and increasingly frequent booing. By the time Wu-Tang took the stage it seemed like people were over it, and while the group urged everyone to get closer (security gave up and everyone rushed down the aisles), the energy seemed lackluster from both audience and performers. They didn't perform a single song from their latest album, 8 Diagrams. In fact, at one point they announced "We have an album out... '8 Diagrams'... If you don't have it, it's okay!" At the end of the show, two guys in front of me turned around and said, "Are you taking notes? Take a note that THAT SUCKED!"
First-Annual Bhangra Competition: Dancing With the Stars Meets Bollywood: While salsa may be the dance and music of choice of the Magic City, the rest of the world has gotten hip to all things Punjab; Bhangra is the percussion-heavy, high-energy craze that hails from India. On Saturday night at the Gusman Theater downtown, teams from 10 colleges from as far away as British Columbia swayed, danced, and shimmied to the music. It was like a Bollywood movie come to life: the women wore colorful veils and the men wore turbans. Everyone seemed to be dressed in combinations of pink and purple, blue and yellow, red and gold. Some danced, while others did backflips and a few played traditional Indian instruments and sang live. Everyone grinned while dancing, and it was difficult not to be happy while watching the groups dance.
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Former NABF Champion and #1 contender "Big" Michael Grant (43-3, 33 KOs), returned to action in the main event last night at the National Guard Armory in Philadelphia and scored an impressive victory over a difficult foe.. In his first fight in just under a year, Grant pounded out a unanimous eight-round decision over Detroit's always dangerous Demetrice King by three identical judges' scores of 79-73. Promising he was fighting with a renewed confidence from the expert tutelage of new trainer Eddie Mustapha Muhammad and career guidance of promoter Nick Garone of X-Cell Worldwide, the 35-year-old Grant imposed his will on his younger opponent. "In hindsight we really picked the right guy. King made him work hard, but Michael looked good and handled him well," Garone revealed post-fight. "King, was on a five-fight knockout streak over tough guys like (then 12-0, 12 KOs) Bermane Stiverne and the Canadian Champion, Raymond Olubuwale but Michael stayed focused and controlled the action." Garone, who acknowledges that time is of the essence if his fighter is ever to reach his enormous potential, says he will look to keep Grant extremely active in the coming months, with an eye on securing a big fight or title opportunity in the near future.
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text: Drizzo DoubleHDre Man - Do My Dance Freestyle By Drizzo DoubleHDre Man Posted Nov 15, 2012 at 12:55 AM 1 0 0Comments 6 Views Share Tweet gplus thumblr pinterest 1 Do My Dance Freestyle Drizzo DoubleHDre Man Follow Artist Embed Me To Playlist Download Songs Mixtapes Videos 1 0 0 6 Powered By HOTNEWHIPHOPhotnewhiphop.com Edit Colors Full Player Simple Player Embed Script Copy Short Link Copy Iframe Copy Preview Full Player Simple Player Embed Code Copy NOTE: Minimum player width is 370 pixels, height is 50 pixels. Back Full Player Simple Player NOTE: Player width is 450 pixels, height is 50 pixels. Title Artist Back 01:23 04:56 Embed Code Copy


text:
A generally uncommon species that inhabits lagoon and seaward reefs (Ref. 9710). Prefers rocky reefs and seems to avoid stony corals. Coastal, sometimes in surge zones where in narrow crevices, or along rock-walls in small caves (Ref. 48635). Found under ledges during the day (Ref. 9710). Feeds exclusively on small crabs and shrimps. Capable of inflicting a painful sting. Minimum depth reported taken from Ref. 30874.
- Eschmeyer, W.N. 1986 Scorpaenidae. p. 463-478. In M.M. Smith and P.C. Heemstra (eds.) Smiths' sea fishes. Springer-Verlag, Berlin. (Ref. 4313)


text:
Disclosure Delivers for Sold-Out Crowd at the Fillmore Miami Beach
Photo by George Martinez Check out Crossfade's full 50-photo slideshow of Disclosure at the Fillmore Miami Beach.
Fillmore Miami Beach
Saturday, January 25, 2014
Better Than: Hearing dance music at a South Beach megaclub.
"What do you think they will start with?" I wondered before Disclosure took the stage at the Fillmore Miami Beach. "Probably, 'F For You' or 'When a Fire Starts to Burn.' My guess would be 'When a Fire Starts to Burn' in order to bring the energy from the get-go."
"That sounds really cliche," my friend quipped.
See also: Why Disclosure Is EDM's Most Exciting Act
Photo by George Martinez Check out Crossfade's full 50-photo slideshow of Disclosure at the Fillmore Miami Beach.
When the lights dimmed at 10:20, though, the unmistakable intro of "F For You" kicked off the show. I was almost right.
Unfortunately, it wasn't the new Mary J. Blige rework of the track. But here was Disclosure, performing live in Miami outside of Ultra Music Festival. (I actually missed that performance because the festival put them on fairly early.)
At least I was right about one thing: the song immediately got the sold-out crowd dancing and signing along.
See also: Ultra 2013: Disclosure Shows America Can Love Dance Music That Isn't Dumb
Photo by George Martinez
Disclosure's climb from a pair of underground producers to popular dance music act seemingly happened overnight. But the duo's contribution to the genre was cemented with the release of 2013's Settle, which meshed deep house, techno, electro, and UK garage with pop song structures.
Once these brothers won over critics, it was only a matter of time until the crowds would come around too. And their performance at the Fillmore was packed with people who paid just to see them -- not even a year ago at Ultra, they barely drew much of a crowd. But this weekend, the Disclosure boys proved, even at such a young age, why they deserve a headlining tour.
Photo by George Martinez
The stage setup was similar to the visuals from the "F For You" video. Each brother performed behind a mountain of equipment, which included synthesizers, drum machines, MIDI controllers, foot pedals, and more. Occasionally, they would bring out a bass guitar and sing live. But for the most part, the sounds -- including vocals -- were triggered by the machines before them.
However, this was not a DJ set by any means. There was plenty of improvisation that stretched out songs or gave familiar basslines a new life.
See also: Disclosure and Nine Other Artists Who Could Save EDM
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Single Audit Information Service
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Single Audit Information Service is a comprehensive guide to all of the steps federal grantees and auditors must follow to ensure Single Audit Act compliance. From soliciting bids for audit services to preparing audit reports to resolving audit findings with federal officials, the Service provides detailed analyses of every aspect of single audit law and policy. It provides cost-effective and practical guidance on preparing for and performing single audits. All of the primary source documents grantees and auditors need are included — OMB circulars, GAO standards and federal agency regulations and guidance. Throughout the Service, you'll find helpful compliance tools such as checklists, sample reports and proven methods of single audit compliance. Regular newsletters and Service updates provide up-to-date news and analysis.
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100 How to Use the Information Service
200 Background and History of the Single Audit Concept
300 Requirements for Audits of Federally Assisted Programs
400 Arranging for Audits of Federally Assisted Programs
500 Performance and Audits of Federally Assisted Programs
600 Content and Use of Single Audit Reports
700 Audit Follow-Up
800 Subrecipient Monitoring
900 Questions & Answers
1000 Appendix-Statutory Requirements and Legislative History
1100 Appendix-Office of Management and Budget Guidance
1200 Appendix-General Accounting Office Guidance
1300 Appendix-Federal Agency Guidance
1400 Appendix-Professional/Industry Guidance
1500 Appendix-Technical Assistance Materials
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- Monthly updates
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Your annual subscription includes published updates at no additional charge for the 12-month subscription period. If you have any questions about your subscription, please contact Client Services at 800-677-3789 or by emailing firstname.lastname@example.com.
Authors and Editors
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text:
And Now, Dreaming of You...
I dreamt of you
you know...
not in that way, but mine
and I dreamed a dream that I do not
I was there, you were there
I held you, you cried
I comforted you, you smiled
then I woke,
arms empty,
sheets drenched,
hands shaking
you have found your way from my thoughts
to my dreams,
to my yearnings,
and now to my writings...
are you too close?
should I slam the door?
should I let you in to see?
should I...
I need to think,
gotta get out,
gotta get away
love is pain,
love is a slow death on a summer night
I have opened myself to it before
and been treated to the good and the bad
the hurt and the joy
the jealousy and the fear
the pain and the humiliation
and in the end, well, it's the end
so should we start?
or will we part?
I want to sit you down
face to face
and hold your hands in mine
to stare into your eyes
feel your warmth
ask if you are ok
and if I can help
holding back my tears to wipe yours away...
I want to bring you close
and close my eyes
feel your breath on my lips
hold you so close
and so tight
and never tell you why
I am the protector of something
I have no business protecting
a life that isn't mine
a life that isn't mine to shield from the world
but to see you cry...
to see you hurt...
I would not want to live...
and now I return to my reality
and see how my sappy ways will never work
if you love me, I will accept it
if you need me, I will be there
but if I love you, please...
let me hold back
let me help you to a better place
and then watch you drift into the sunset
onto bigger, better things
I will stay here
I have my memories
I have my tears
I have times we shared
but I won't have you...
and I will wonder
will you remember me?
will you still think of me?
will this pain ever cease?
will I want to try again?
and why were your lips so sweet
your body so warm
you words so soft
and tears so wrenching
will I be left here, alone
while you experience the world
in a way I never can?
why am I so jealous
of a life I will never be able to lead?
why am I so jealous
of your happiness, is it greed?
why do I sit here
expressing my love to a cold machine?
why do I lay there
with a heartbreak so mean?
I feel you so close
and know you are so far
yet I don't know you yet
and this hasn't happened yet
I can see the path,
I can walk it in the darkest corners of my mind
the places I fear to tread
but I did love you
and always will,
the idea of you,
the way you made me feel,
the way you will make someone happy
not me, yes,
but someone who deserves it
but not me... yes, not me...
I would like to have peace for just one day
No obligations and no bills to pay
To have a day where no obligations are ever found
And by my own truth I am only bound
No sex to distract me from my course
No scoldings that come out way too coarse
My mind would always be crystal clear
And my friends would never get too near
To the truths I hide
Deep down inside
Those secrets I keep
So others can sleep
Calmly knowing
That there is no need to be showing
Any worry for me
Or the thought of catastrophe
Because Josh is ok, Josh is all right
And we can finally sleep through the entire night
But don't come down to my room
Don't peer into my gloom
To see me hiding, all the time crying
About things I have done, and all of the lying
I want you to ignore me
And don't try to show me
That things can get better
So I won't have to write this letter
About how sorry I am
For hurting you ma'am
But I leave this for you
Telling you what I have to do
To relieve you of pain
And get rid of my strain
I'll see you above
Someday, my love
I never meant to hurt you
But can't help feeling so blue...
Josh Westbrook


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Faculty Openings in the following Departments
Disciplines, for B.E. programme affiliated to University of Pune
Educational qualifications, experience, age & pay scale for the above posts will be as per the AICTE norms. Higher pay and perquisites like free accommodation may be offered to exceptionally deserving candidates. Please forward your resume within 10 days to email@example.com
Maharashtra Academy of Engineering Dehu Phata, Alandi, Pune 412105. Phone No: +91-20-27185857 Fax: +91-20-27185759 Website: www.maepune.com


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RetroGames Registered: 13 July 2011 Feedback: 100% positive feedback over the last 12 months Location: UK Visit Store Contact Merchant
100% Positive Feedback *Based on last 12 months ratings Feedback Summary 1 month 6 month 12 month Lifetime Positive % 0% 100% 100% 100% Positive 0 8 11 86 Neutral 0 0 0 0 Negative 0 0 0 0 Total 0 8 11 86
Merchant Feedback History Results 1 – 50 (of 86) Feedback Comment Buyer Date Positive Realy good dvd was well happy will be ordering again pot3thermo 25 January 2015 Positive Arrived very quickly and item exactly as described. Would recommend this seller Tans71 29 December 2014 Positive Arrived pronto exactly as described. Very happy. Many thanks and Merry Christmas :) lolly2 28 December 2014 Positive Quick dispatch. Item as described. Item arrived on time. Many thanks!!! student2007 28 December 2014 Positive Turned up quickly and as stated. Couldn't ask for more would use again. johntootall 06 November 2014 Positive thanks great games barryleverett 24 October 2014 Positive Very Fast Delivery.Thanks. tomjerry 07 October 2014 Positive Very Fast Delivery.Thanks. sr1967 07 October 2014 Positive ordered 19th delivered 20th cant get quicker than that wrinckley 28 September 2014 Positive Great, very quick delivery Unreal 23 August 2014 Positive spot on as expected many thanks A+ rawblack 20 June 2014 Positive ok franz81 19 April 2014 Positive I am very happy with the purchase,also arrived within 2 Days of dispatch and I would recommend this seller. Rayglas 02 March 2014 Positive Item arrived much earlier than expected, very happy with my purchase! norris2k2 01 March 2014 Positive I am happy with my purchase and I like Resident Evil games. bandicoot1 20 February 2014 Positive Excellent Service eclaire20 17 February 2014 Positive Great A+++++ Shadowz666 10 February 2014 Positive Great product, fast delivery, great seller. Sumosan 21 January 2014 Positive Speedy delivery and item was in perfect condition. Top notch! xLegion666x 19 January 2014 Positive Good seller! Recommended! okon1989 16 January 2014 Positive A1+++SELLER THANK YOU oitsjustme 19 October 2013 Positive Pleased with item, fast delivery and would use and recommend this seller. Dazza179 07 September 2013 Positive Outstanding service - ordered Wednesday evening, delivered Friday morning. Unfortunately it was a total waste of money as the registration code inside the box is invalid, but that's the fault of the manufacturer, not the seller. rmoore 06 September 2013 Positive Super Seller Status -- Very fast shipping Prompt communication. I ordered the wrong product and am so sorry for my error. Seller refunded me and nothing was too much trouble. Very highly recommended seller absolutely spot on . Thank You dm47red 31 August 2013 Positive Quick delivery & good quality product MadSteve1977 28 August 2013 Positive Great A+++++ Shadowz666 17 August 2013 Positive A+ Platypiainen 15 August 2013 Positive Thanks A++ recomended ljnoble 15 August 2013 Positive Fast delivery, thanks a lot! :-) amomentlikethis 05 August 2013 Positive I would thoroughly recommend this seller and will use again. They were very quick to communicate with me and my delivery was extremely prompt. Thank you! TweetMB 26 July 2013 Positive Everything just great. Recommended seller! DJCSBS 14 July 2013 Positive Thank you very much, fast delivery and great condition. Excellent all round service. BrownBear1982 12 July 2013 Positive Arrived nice and early, just what I wanted thanks. DLC with this 'ultimate edition' has already expired but that's not your problem. Good seller sixletterslong 03 July 2013 Positive great seller many thanks EdwardRG 02 July 2013 Positive Delivery within 24 hours, in the condition specified and brilliant value. Will be coming back to this Seller NesMan0788 15 June 2013 Positive Excellent nor3y13 14 June 2013 Positive Excellent service,speedy delivery........... AlanB37 12 June 2013 Positive Thank You For My Order Pal :) WohGazeth 12 June 2013 Positive Brill. Thanks fanatical 04 June 2013 Positive I'm impressed as to how fast I received my order seeing as I ordered it on 17/05/2013 Friday and it arrived the next day 18/05/2013 Saturday despite saying that it would take 6-7 working days to arrive. I am both surprised and delighted from this. MagpieJ91 19 May 2013 Positive Excellent service. Item was exactly as I expected and arrived next day which was a pleasant surprise. bgraham 17 May 2013 Positive Quick shipping. Personally contacted me to let me know that there would be a delay due to the bank holiday. Highly recommended! Nintendoyle 08 May 2013 Positive outstanding Ruthymary 10 April 2013 Positive Arrived next day in perfect condition, excellent service. Grigor 10 April 2013 Positive perfect G4ND4LF777 05 April 2013 Positive Game arrived 13/03 ordered 11/03 Loaded and played on Windows 8 good simulation game. grandad202 13 March 2013 Positive excellant service, got to me almost before I had paid for it legrog 09 March 2013 Positive Excellent service cj1234 21 February 2013 Positive Excellent. Quick delivery, well packaged. MPSKEETY 20 February 2013 Positive Item arrived very quickly and was exactly as described. Great price as well - bargain! RagingWolf 13 February 2013 Positive new-like, works well, what I wanted, like said; used. console2buyer 03 January 2013


text: 'Backdoor' Found to Easily Circumvent NYT $40M Paywall Michael Kwan / Tuesday, March 29, 2011, 8:32 am / No CommentsYes, we certainly want you to stay tuned to Mobile Magazine for all news related to the world of mobile technology, but we totally understand that you read other publications too. As such, you might be a little miffed by the recent paywall erected at the online New York Times. Why pay for news when it's free everywhere else, right?more → Posted in: Uncategorized Tagged with: blog, new york times, nyt, paywall


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Jeffrey Bauman
Jeffrey Bauman
Professor of Music
Director of Choral and Vocal Activities
Musical Theatre Program Co-Coordinator
(706) 379-5155
Email Mr. Bauman
Mr. Bauman has been the Director of Choral and Vocal Activities at Young Harris College since 1992. He directs the Young Harris College Chamber Choir, teaches applied voice and conducting and serves as co-coordinator and music director for the musical theatre program. Mr. Bauman has Bachelor of Arts degrees in music education and music performance from Spring Arbor University and Master of Music degrees in choral conducting performance and vocal performance from Bowling Green State University. As a choral conductor, Mr. Bauman is in demand as an adjudicator and clinician, regularly working with school music programs and directing high school honor choirs throughout the state. He has recently led choral groups from Young Harris on two European tours, including a week spent in residence at the Hochschule für Musik und Theater in Munich, Germany.
His choral compositions and arrangements have been heard at GMEA events, ACDA conventions and in churches, and are frequently performed by the Young Harris College choral groups. A former NATS winner, Mr. Bauman has performed leading roles in opera and musical theatre with Opera South Carolina, Atlanta Lyric Theater, Toledo Opera, Asheville Lyric Opera and Opera Lenawee. Orchestral appearances include performances with the Jackson Symphony and the Cleveland (OH) Chamber Orchestra. In addition to his YHC responsibilities, Mr. Bauman is the Director of Music at the First United Methodist Church of Union County.


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Start learning with our library of video tutorials taught by experts. Get started
Teaches CS3 users how to use Bridge and Version Cue to manages files for individual and group projects.
"I am so glad that you have something for an absolute beginner. I love what you offer. You are helping to change my life and my circumstances." —Suzie D.
more from our members »


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This is basically a hotel in the middle of a truck stop. Rooms almost acceptable but not great value, and not thoroughly clean. Best thing about the hotel was the restaurant which caters for truckers (ie good value, decent food and masses of it). Otherwise, only stop if absolutely necessary.
Spain >
Castile-La Mancha >
Province of Guadalajara >
Alcolea del Pinar
Hotel Class:3 star — Zenit Alcolea Hotel 3*
Number of rooms: 39
- Reservation Options:
- TripAdvisor is proud to partner with Expedia and TripOnline SA so you can book your Zenit Alcolea Hotel reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.


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Virtualized web infrastructures often means having a bunch of web applications talking HTTP to each other all over your network. REST APIs everywhere, VMs appearing and disappearing every day, without any sort of ACL or passwords between them. From a firewall standpoint, manually managing the rules between those VMs is unrealistic, and often results in opening tcp/80 (and more) everywhere by default. This is obviously not ideal. Some have tried to deploy web application firewall, but few have survived to testify. AFW (http://github.com/jvehent/AFW) is a Chef cookbook that solves these problems by controlling host-based Netfilter/iptables firewalls on each system of a Chef provisioned environment. I will demonstrate how host-to-host rules can be created and kept up to date by using a set of generic rules expanded dynamically.
About the speaker
Julien is a Security Engineer at AWeber.com. He specializes in Web Architecture's Systems and Security, Networking and Cryptography. He build infrastructures from the ground up, in datacenters or in the cloud, and from the front firewall to the backend database.


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Home > Midland HS Midland, MI chigan Class of 1963 |
Midland High Class of 1963 AlumniAdd Your Name | Add a Lost Friend |
Class of '63 Alumni from Midland HS Midland, MI
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More 1963 alumni from Midland HS Midland, MI have posted
profiles on Classmates.com®. Click here to register for free at Classmates.com® and view
other 1963 alumni.
If you are trying to find people that graduated in '63 at Midland HS in Midland, MI, check the alumni list below that shows the class of 1963.
For former Midland HS students from MI, you can view the class reunion information that has been posted by other site visitors. In addition, we encourage you to post your profile in the alumni directory, share information about the school activities you were involved with and look for lost friends.


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Ingredients & Description
Smoke Free's mixture of herbs are meant to detoxify and may help to suppress nicotine cravings. This sublingual medication can reduce the intensity of withdrawal. If you are serious about quitting smoking, Smoke Free may be the easiest all natural solution.Boerick & Taffel's Smoke Free natural homeopathic can help you fight the urge to smoke. The ingredients in Smoke Free may also assist you in combating the urge to consume food when hunger is not apparent. This is a common withdrawal symptom. Smoking tobacco leaches your body of certain nutrients, and increases the number of free radicals within the body.
100 Tablets
Sublingual medication. Place tablet under tongue and let dissolve. Tablets work best when your mouth is in natural condition, at least 15 minutes before or after eating, brushing your teeth, or drinking anything except water. Adults: Stop smoking completely. First 3 weeks, 1 tablet every hour. Weeks 4 through 6, 1 tablet every 2 hours, or as needed. Weeks 7 through 9, 1 tablet 4 times a days, or as needed.
*Not intended to diagnose or treat diseases or ailments, and is not reviewed by the FDA.
Uses & Indications.


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Urgent Farm Bill Amendment on Labeling of GE Foods
As you probably know, the Farm Bill debates are in full swing, and there is a key amendment on the labeling of GE foods that needs your help to pass! This amendment could be voted on any moment, so please take a moment to contact Congress now!
Absent clear labeling of GE foods, consumers are deprived necessary and important information about the foods they are purchasing. In response, dozens of U.S. states have introduced legislation and many are currently considering bills that would require the labeling of GE foods. Unfortunately, fear mongering and massive corporate spending has intimidated states from moving forward to pass legislation.
That is why Senators Sanders and Boxer have introduced amendment #2310 (Consumers Right to Know About Genetically Engineered Food Act) that clarifies the existing authority that states have to require the labeling of genetically engineered (GE) foods.
Tell your Senators to support Senate Amendment 2310! Please send your email below!
If you can can, please also call your Senators and ask for their support on this important amendment--Call the numbers listed below the sample letter (after you enter your zip code).


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The global economy may be in the doldrums, but Australia's big banks are not. Over the past year, the Big Four banks – ANZ, Commonwealth, NAB and Westpac – have increased market share, grown through mergers and acquisitions, and continued to make big profits. And while the economic importance of a strong banking system is clear, customers on the ground are not happy.
In CHOICE's personal banking survey, the Big Four ranked close to bottom for overall satisfaction — with damning comments about everything from high fees to second-rate service. Their reluctance to pass on full interest rate cuts to home loan borrowers, and high credit card penalties, also drew ire.
The good news is that even in the era of a highly concentrated banking market consumers do have a choice. Smaller banks, building societies and credit unions generally ranked far better in just about every category we assessed. More than 3000 members participated in our detailed survey, an indication of just how much interest and concern there is around the banking industry.
Please note: this information was current as of September 2009 but is still a useful guide to today's market. For more recent information, see our Bank satisfaction survey 2011.
Australia's big banks have exploited the economic downturn to increase their market share. The Big Four banks have got bigger; despite CHOICE's opposition, the mergers and acquisitions of major financial entities have proceeded. And when you include recent acqusitions, within the Big Four there's an increasing dominance of what we call the "Giant Two" – Commonwealth (including Bankwest) and Westpac (including St George).
They now command more than 55% of both the bank deposit and home loan markets, however Bankwest and St George continue to operate separately from their owners.
Serious questions are being raised about the level of competition in Australian banking, an issue acknowledged by the Australian Competition & Consumer Commission (ACCC). Graeme Samuel, ACCC Chair, has called Australian banking a "comfortable oligopoly". The increasing dominance of the Big Four has led to calls for the federal government to set up a new bank to provide more competition and choice, a position supported by 44% of our survey respondents.
Even without a government-owned bank, consumers have plenty of choice outside of the Big Four and the Giant Two. CHOICE members have overwhelmingly stated their higher satisfaction levels with mutual societies, followed by second-tier banks, in most of the product categories assessed.
Even though many banks fared poorly in CHOICE's satisfaction survey, there are signs some are lifting their game.
Receive FREE email updates of our latest tests, consumer news and CHOICE marketing promotions.
Building societies and credit unions top the charts for day-to-day personal banking, with both comparing very favourably against the banks. These mutual societies make up about 16% of our survey response for everyday banking (slightly more than that for each of ANZ, NAB and Westpac).
The country's largest credit union, Credit Union Australia (CUA), and Teachers Credit Union (formerly NSW Teachers Credit Union) have the highest overall everyday banking satisfaction ratings. They're followed closely by another credit union, MECU. The response for individual building societies was too small to report on, however, collectively they rate very highly.
Why are satisfaction levels higher with smaller institutions than their competitors? As the table below shows, excellent customer service really stands out. Mutual societies also achieved high satisfaction scores for fees, product range and internet banking. Perhaps another factor behind credit unions' popularity is that they're community-based and, unlike banks, don't need to provide a return to shareholders.
A looser form of connection to the community may also help explain the high satisfaction with some of the second-tier banks. Bendigo Bank achieved the highest overall satisfaction score for a bank and, following its 2007 merger with Adelaide Bank, its products and services are available through 1300 outlets covering all states, including 236 community-owned franchises and 190 company-owned branches.
ME Bank (previously known as Members Equity) also has very high satisfaction levels among respondents. ME Bank was originally set up by a trade union, industry superannuation funds and National Mutual (now AXA) and is now fully owned by not-for-profit super funds, with its earnings providing a return on investment for those funds and their members.
A number of other second-tier banks achieved good overall scores in the 70s, including HSBC, Bank of Queensland and Suncorp. But as the table indicates, bigger banks' satisfaction levels fall well short, with ANZ, Westpac, Commonwealth Bank (CBA) and NAB rounding out the bottom. St George, at 69%, has a slightly higher overall satisfaction rating than its new owner, Westpac.
So what explains the Big Four banks' poor performance? CHOICE members have three major gripes.
"The miserable level of interest (0.1%) represents an additional fee," said one CHOICE member. "It takes hours to contact someone to talk to about your account", said another. "I have timed CBA at one hour and seven minutes on hold."
A more satisfied respondent commented that "ME Bank is really, really good. I hardly ever pay any bank fees at all. I just use EFTPOS for withdrawals, or withdraw from the ATMs of banks where they have negotiated fee-free withdrawals."
As you'd expect, the banks' huge market presence means they performed better than credit unions for ATM and branch access. It seems consumers must weigh up poor service, fees and interest rates against convenience. "I hold two personal banking accounts, one with ANZ and another with CUA," said one member. "I have banked with CUA for more than 20 years and have my personal loans with them. I conduct my everyday banking with ANZ because they're close to my workplace and the convenience of being able to locate their branches when travelling (unlike CUA, whom I'd prefer)".
A new initiative, released after our survey was conducted, gives the members of most credit unions access to the NAB ATM network without paying foreign ATM fees. NAB joined the rediATM network, enabling its customers and members of participating rediATM institutions to avoid "foreign" ATM fees at a wider range of machines.
Most credit unions and some banks, including AMP Banking, participate in the rediATM scheme, which combined with NAB customers, covers seven million cardholders. The combined ATM network is one of the largest in Australia, with 3100 machines spread across the country.
For overall credit card satisfaction, credit unions are the clear winners, followed by ME Bank, Bendigo Bank, Bankwest, American Express and St George (see table, below). There are five main areas of difference. Interest rates The mean satisfaction score for banks (37%) is much lower than for credit unions. Part of the reason could be that banks hiked their credit card interest rates even when the Reserve Bank (RBA) cut the official cash rate. Calculating interest We asked members to rate their satisfaction with their card provider's application of interest when a bill is paid late or not in full. Again, the average satisfaction score for banks is well below those for credit unions. Annual fees The average satisfaction score for banks is 44%, compared with the credit unions' 71%. Rewards programs Rewards satisfaction is not shown in the table, as for many respondents it wasn't applicable. However, the average satisfaction scores for banks and credit unions are similar; both compare poorly with American Express. Separate CHOICE research found that American Express and certain cards from banks usually offer the best rewards programs. Penalty fees Banks' average satisfaction scores are dramatically lower than credit unions'. However, westpac and St George have reduced their late payment and over-limit fees to $9 and, from mid-December, ANZ will reduces those penalties from $35 to $20.
Home lending is one area where big banks have really increased their market share over the past two years, at times seeming close to obliterating the competition. The Big Four have about 90% of the bank home loan market (and banks write about 90% of all home loans). Building societies, credit unions and non-bank lenders make up the remainder. According to Chris Dalton of the Australian Securitisation Forum, at one time non-bank lenders, a subset of the smaller institutions, wrote 20% of home loans, but now retain just 3%. The sample size was too small to report on individual mutual societies (see the table, below), but we can say that as a group, credit unions have the highest overall satisfaction scores (81%, compared with the banks' 63%). Of the institutions with an adequate sample size to report on individually, ME Bank has the most satisfied customers, followed by other second-tier banks ING Direct and Bankwest. "ME Bank was the most upfront and transparent home loan lender, with clear information about its rates, which are the same as the 'comparison rate'," said one respondent. "All other Australian banks I researched use a very confusing and complex array of products and 'arrangements' and almost hide the comparison rate." Banks have dramatically lower scores than credit unions for interest rates, annual fees and tardiness in passing on the RBA's interest rate cuts to borrowers. "Banks are quick to raise interest rates but slow in passing on any reductions, if at all," said one survey respondent. Another was dissatisfied with "a sudden imposition three years ago of monthly account-keeping fees on the free savings account that came with my loan, with the bank insisting they reserved the right to charge fees – in the fine print". Nevertheless, banks retain the lion's share – more than 80% – of the home loan market among survey respondents. Commonwealth Bank is the most widely used institution for home loans, with about one in five respondents borrowing from Australia's biggest bank, and about the same number using it for everyday personal banking.
This survey shows that mutual society and second-tier bank customers are more satisfied than those of the big banks. The majority of respondents – 65% – are long-time customers who've been with their current institution (usually a big bank) for 11 years or longer.
So why don't more people switch? Perhaps some Big Four customers just don't realise what they're missing. But there are other factors at play. Of the 76% of bank customers unlikely to switch for everyday banking in the next year, half stay because they're satisfied with their bank, but of the rest, a third say it would be difficult to switch because they have several products with the same institution (see Why Bank Customers Don't Switch, graph below).
We've been cleverly marketed to by banks who, like telcos, encourage us to bundle all our products with them, reducing the chances we'll leave. There's also the hassle of switching. "I need my bank, but I don't like them," said a member. "I like the idea of a community bank (such as Bendigo) but I just don't have the time or effort to change." Other customers believe there's not much difference between banking institutions, making switching not worthwhile.
We also wondered if people consider their money to be safer with the Big Four, despite a government guarantee applying to customer deposits with all authorised banks, building societies and credit unions until October 2011.
In a recent Senate inquiry, Rod Masson of the Finance Sector Union spoke about the so-called flight to quality. "In home loans and in deposits, it has been particularly evident that consumers are feeling the need for security and are moving back to [the big banks]. So they completely dominate the market when you start to break down the number of accounts they hold."
The fact is, the perception of security among CHOICE credit union and building society customers surveyed is just as high as that of bank customers.
Our Community Insights team asked respondents to rate their overall satisfaction with financial institutions used for personal everyday banking, credit cards and property loans, as well as more targeted satisfaction levels in individual categories such as fees, interest rates and customer service.
The number of responses is shown in brackets in the tables. We report on individual institutions where at least 30 responses were received. We recommend greater caution in interpreting findings derived from smaller samples. Responses for individual institutions are included in aggregated group figures, such as "all building societies".
Thanks to the 3003 CHOICE members who completed our survey in August 2009. The response was evenly split between magazine and online members.


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Smoking Policy
UVa-Wise Smoking Policy
The University of Virginia's College at Wise is dedicated to providing a healthy, comfortable, and productive learning environment for faculty, staff and students. Smoking and/or the use of other tobacco forms pose a significant health risk to individual members of the campus community. All members of the campus community are responsible for abiding by the smoking policy outlined below.
The College prohibits smoking in all campus buildings, residence halls, seating areas/stands of outdoor athletic facilities, and pool vehicles. Smoking will also be prohibited within 25 feet of entrances to campus buildings and the seating areas/stands of outdoor athletic facilities.