text:
Weight: | 3.6 lbs. |
AC Voltage: | 120V |
Amperage: | 7.5 |
Chuck Size: | 3/8 in. |
Chuck Type: | Keyless |
Handle Style: | Pistol Grip |
Power Type: | Electric |
Voltage: | 120V |
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Comments about 7.5 Amp 3/8 in. Heavy Duty Drill:
Very awesome refurbished drill
Best Uses
Comments about 7.5 Amp 3/8 in. Heavy Duty Drill:
overall, good drill.
Best Uses
Comments about 7.5 Amp 3/8 in. Heavy Duty Drill:
Good power and balance. Drill has all the power you will need.
Best Uses
Comments about 7.5 Amp 3/8 in. Heavy Duty Drill:
This is a replacement for a 70 year old drill. It looks like it will also last 70 years. I won't!
Best Uses
Comments about 7.5 Amp 3/8 in. Heavy Duty Drill:
Great refurbished product from CPO, my fourth purchase and every one a great buy. Lots of power with this drill, performed great right out of the box, top magnet is handy when changing betwen bits. In regards to the weight, this was my first corded drill so heavier than my cordless, but just had to get used to it, from my comparisons at the hardware store the weight seems average. Only real cons are a soft case instead of a hard case (not exactly the end of the world) and I wish the bit well was deeper, I like to set the bit at the depth I'm drilling at so as not to break through, but it's only an issue with shallow holes and with a little focus is no problem in the end.
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Is this a variable speed drill or single speed?1 answer
This is a single speed drill.
One World Technologies, Inc warrants its power tools with the following conditions:
What This Warranty Covers
This warranty covers all defects in workmanship or materials in your Factory Reconditioned Ridgid power tool for a period of one year from the date of purchase.
How To Get Service
Just return the power tool, properly packaged and postage prepaid to a Ridgid Authorized Service Center. You can obtain the location of the Service Center nearest to you by contacting a customer service representative at 800-860-4050 or on-line through our Service Center locater at www.ridgid.com. When you request warranty service, you must also present proof of purchase documentation (sales receipt/bill of sale). We will repair any faulty workmanship, and either repair or replace any defective part at our option. Work will be performed without charge to your. We will complete the work in a reasonable time, but in any case, within ninety days.
What Is Not Covered
This warranty applies only to the original purchaser at retail and may not be transferred. This warranty only covers defects arising under normal usage and does not cover any malfunctions, failure, or defects resulting from misuse, abuse, neglect, alteration, modification or repairs by other than Ridgid Authorized Service Centers. Ridgid makes not warranties, representations or promises as to the quality or performance of its power tools other than those specifically stated in this warranty.
Additional Limitations
Any implied warranty granted under state law, including warranties of merchantability or fitness for a particular purpose are limited to one year from the date of purchase. Ridgid is not responsible for direct, indirect, incidental or consequential damages. Some states do not allow limitations on how long an implied warranty lasts and/or do not allow the exclusion of limitation of incidental damages, so the above limitations are exclusions may not apply to you. This warranty gives you specific legal rights, and you may also have other rights which vary from state to state.

subset: commoncrawl


text:
It was confirmed that ufotable, the studio that already adapted Type-Moons other works, the Kara no Kyoukai novels into movies and the Fate/Zero novel into an anime, will also take up a project of animating the Fate/Stay Night visual novel.
This would be the second Fate/Stay Night anime, after the first animated version which was done by studio DEEN as well as a movie done by the same studio.
Looking back at the previous works, this should be more enjoyable than anything DEEN has done with the series.
Original Twitter Post: https://twitter.com/hikaruufo/status/355709589787910145
More confirmations: http://yaraon.blog109.fc2.com/blog-entry-17363.html
Translated: http://www.animenewsnetwork.com/news/2013-07-12/ufotable-to-produce-new-fate/stay-night-project


text:
Two-machine flowshop scheduling to minimize mean flow time under simple linear deterioration
- Yau-Ren Shiau,
- Wen-Chiung Lee,
- Chin-Chia Wu,
- Chia-Ming Chang
- … show all 4 hide
Rent the article at a discount
Rent now* Final gross prices may vary according to local VAT.
Get AccessAbstract
A real industrial production phenomenon, referred to as deteriorating jobs, has drawn increasing attention. However, most research on this issue considers only single-machine problems. Motivated by this limitation, this paper considers a simple linear deterioration model in a two-machine flowshop where the objective is to minimize the mean flow time. Several dominance rules and three lower bounds are proposed to speed up the search for an optimal solution, and several heuristic algorithms are provided to derive near-optimal solutions. In addition, a computational experiment is conducted to evaluate their performances. Results indicate that the algorithms perform well, and a combined heuristic algorithm is recommended for practitioners.
- Gupta JND, Gupta SK (1988) Single facility scheduling with nonlinear processing times. Comput Ind Eng 14:387–393 CrossRef
- Mosheiov G (1996) ⋀-shaped policies to schedule deteriorating jobs. J Oper Res Soc 47:1184–1191 CrossRef
- Browne S, Yechiali U (1990) Scheduling deteriorating jobs on a single processor. Oper Res 38:495–498
- Alidaee B, Womer NK (1999) Scheduling with time-dependent processing times: review and extensions. J Oper Res Soc 50:711–720 CrossRef
- Cheng TCE, Ding Q, Lin BMT (2004) A concise survey of scheduling with time-dependent processing times. Eur J Oper Res 152:1–13 CrossRef
- Mosheiov G (1991) V-shaped policies for scheduling jobs. Comput Oper Res 39:979–991
- Mosheiov G (1994) Scheduling jobs under simple linear deterioration. Comput Oper Res 21(6):653–659 CrossRef
- Ho KIJ, Leung JYT, Wei WD (1993) Complexity of scheduling tasks with time-dependent execution times. Inf Process Lett 48:315–320 CrossRef
- Gawiejnowicz S, Pankowska L (1995) Scheduling jobs with varying processing times. Inf Process Lett 54(3):175–178 CrossRef
- Cheng TCE, Ding Q (1999) The time-dependent machine makespan problem is strongly NP-complete. Comput Oper Res 26(8):749–754 CrossRef
- Cheng TCE, Ding Q (2003) Scheduling start-time-dependent tasks with deadlines and identical initial processing time on a single machine. Comput Oper Res 30(1):51–62 CrossRef
- Wang JB, Xia ZQ (2005) Scheduling jobs under decreasing linear deterioration. Inf Process Lett 94:63–69 CrossRef
- Chen ZL (1996) Parallel machine scheduling with time-dependent processing times. Discrete Appl Math 70(1):81–93 CrossRef
- Hsieh YC, Bricker DL (1997) Scheduling linearly deteriorating jobs on multiple machines. Comput Ind Eng 32:727–734 CrossRef
- Kononov A, Gawiejnowicz S (2001) NP-hard cases in scheduling deteriorating jobs on dedicated machines. J Oper Res Soc 52(6):708–717 CrossRef
- Mosheiov G (2002) Complexity analysis of job-shop scheduling with deteriorating jobs. Discrete Appl Math 117(1–3):195–209 CrossRef
- Wang JB, Xia ZQ (2005) Flow shop scheduling problems with deteriorating jobs under dominating machines. J Oper Res Soc 56:1–7 CrossRef
- Panwalkar SS, Smith ML, Seidmann A (1982) Common due date assignment to minimize total penalty for the one machine scheduling problem. Oper Res 30(2):391–399 CrossRef
- Wang C, Chu C, Proth JM (1996) Efficient heuristic and optimal approaches for n/2/F/ \({\sum {C_{i} } }\) scheduling problems. Int J Prod Econ 44:225–237 CrossRef
- Kirkpatrick S, Gelatt C, Vecchi M (1983) Optimization by simulated annealing. Science 20/4598:671–680 CrossRef
- Low CY, Yeh JY, Huang KI (2004) A robust simulated annealing heuristic for flow shop scheduling problems. Int J Adv Manuf Technol 23:762–767 CrossRef
- Lee WC, Wu CC, Chen P (2006) A simulated annealing approach to makespan minimization on identical parallel machines. Int J Adv Manuf Technol (available online)
- Wu CC, Lee WC, Wang WC (2006) A two-machine flowshop maximum tardiness scheduling problem with a learning effect. Int J. Adv Manuf Technol (available online)
- Ben-Arieh D, Maimon O (1992) Annealing method for PCB assembly scheduling on two sequential machines. Int J Comput Integr Manuf 5/6:361–367 CrossRef
- Title
- Two-machine flowshop scheduling to minimize mean flow time under simple linear deterioration
- Journal
The International Journal of Advanced Manufacturing Technology
Volume 34, Issue 7-8 , pp 774-782
- Cover Date
- 2007-10-01
- 10.1007/s00170-006-0646-8
- Print ISSN
- 0268-3768
- Online ISSN
- 1433-3015
- Publisher
- Springer-Verlag
- Additional Links
- Topics
- Keywords
- Production
- Mean flow time
- Linear deterioration
- Industry Sectors
- Authors
- Yau-Ren Shiau (1)
- Wen-Chiung Lee (2)
- Chin-Chia Wu (2)
- Chia-Ming Chang (2)
- Author Affiliations
- 1. Department of Industrial Engineering, Feng Chia University, 100 Wenhwa Road, Taichung, Republic of China
- 2. Department of Statistics, Feng Chia University, 100 Wenhwa Road, Taichung, Republic of China


text:
© Frank Gale photo
A few Long Gull Pond homes and cottages.
After failing to come to an agreement with the Town of Stephenville, the Indian Head Rod and Gun Association has plans to provide its own fire protection services.
At a recent general meeting of the Stephenville town council, it was noted in a new business section that effective July 1, the town would discontinue fire protection services to properties at Long Gull Pond.
Mayor Tom O'Brien said the town has been providing fire protection for that area for quite some time "free of cost" and after putting forward a request to the Indian Head Rod and Gun Association – the owner of the property at Long Gull Pond – the association declined the town's proposal and said it wanted to make alternate arrangements.
Association member Ivan Luscombe said the Town of Stephenville requested a fee of $300 per household per year for fire protection and garbage collection.
Mr. Luscombe said the association didn't believe that would be fair to the many owners of cottages, who only spent a limited amount of time in Long Gull Pond.
"What is unique about our situation is our association is not-for-profit and is run by volunteers," said Mr. Luscombe. "While we have people live here year round, many are just summer cottages for people who have permanent homes elsewhere, so they don't want to be paying for services all year round when they are only here perhaps two weeks a year."
"What is unique about our situation is our association is not-for-profit and is run by volunteers." Ivan Luscombe
The association's plan is to contract out its garbage, which is already being done on Regatta Drive. It is looking at putting its own equipment in place for fire protection with a tow unit equipped with a water pump and hoses that can be run to the pond.
There are 70 plus cottages at the location, in addition to a number of trailers in the summer months that are located in a campground area at the end of the pond.
"While we don't pay taxes to Stephenville, there are benefits to the town from the people living here as they all shop in Stephenville, some have businesses in Stephenville and homes have been built from supplies bought in the town," he said.
Mr. Luscombe said the association didn't have the opportunity to meet with all members of Stephenville town council to explain its situation. He feels perhaps a different type of arrangement could have been made.
"We don't want to be bad friends with Stephenville and we'll do our own thing up here," Mr. Luscombe said. "We don't bother anybody and we'll take care of things ourselves if the Town of Stephenville doesn't want our money."


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Decor Wonderland SSM414-1 Montreal Modern Bathroom Mirror
Product Description
Available while supplies last.
Montreal Modern Bathroom Mirror
The Montreal modern wall mirror was inspired by European contemporary design. This bold and beautiful mirror is a center piece that commands attention in any room - living room, main entrance or bathroom. This mirror is hand-crafted with each square featuring a beveled border, truly one of a kind and hand-made in the world of home accessories and design.
- Crafted from two layers of thick, strong 3/16 glass and metal
- Double coated silver backing with seamed edges
- Mounting hardware included
- Comes ready to hang, either vertically or horizontally
- Great for bathroom, vanity, living room or bedroom
- Each side square is beveled on all four sides and measures about 4-in square with a 1/2-in bevel all around
- Center mirror measures approximately 15.75-in by 23.6-in
Materials: | Glass, Metal | |
Weight: | 23.6 Pounds | |
Application | Indoor, Residential | |
Mirror Special Features Additional features of the mirror such as beveled edges, magnification, lighted, etc. | Mirror Special Features | Antiqued, Beveled, Corresponding Dresser/Vanity, Frameless |
Mirror Type | Wall | |
Orientation | Horizontal, Vertical |
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Review of SSM414-1 - Montreal Wall Mirror
By Judith K. from McKees Rocks, PA on Nov 23, 2011
The mirror is as beautiful in person as in the picture. Looks great in my powder room.
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Almost Perfect
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Almost Perfect
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Would order from Fixture Universe again
By Susan K. from Arlington Heights, IL on Oct 16, 2011
Before I ordered I had questions and their customer service representative was very helpful. The mirrors came right as promised and were packed very well. The quality was very good and the value is excellent.
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By Dana H. from Seattle, WA on Aug 27, 2014
Casual Do-It-Yourselfer
Great mirror, jewelry for the bathroom! ATG service always excellent.
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By Dorothy C. from South Hadley, MA on Jun 08, 2014
I purchased two mirrors to be placed side by side in my newly remodeled bathroom, the result is stunning. I get raves from everyone who see them.
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By Alysce S. from Bakersfield, CA on Mar 21, 2014
I love the mirrors. They look great in my guest bathroom.
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By linda s. from chester, NJ on Mar 12, 2012
Beautiful, high quality and much less than the store
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Beautiful mirror
By Judith M. from Maryland Heights, MO on Oct 24, 2011
I'm very happy with this purchase.
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Sku | |
Group # | 877543 |
Category | Bathroom Mirrors - 1335 |
Style | Modern - 3 |
Sales Rank | 1 |
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text:
Management Accounting is the process of analysis, interpretation and presentation of accounting information collected with the help of financial accounting and cost accounting, in order to assist management in the process of decision making, creation of policy and day to day operation of an organization. Thus, it is clear from the above that the management accounting is based on financial accounting and cost accounting.
Following are the objectives of Management Accounting: 1) Measuring performance: Management accounting measures two types of performance. First is employee performance and the second is efficiency measurement. The actual performance is measured with the standardized performance and a report of deviation from the standard performance is reported to the management for the effective decision making and also to indicate the effectiveness of the methods in use. Both types of performance management are used to make corrective actions in order to improve performance. 2) Assess Risk: The aim of management accounting is to assess risk in order to maximize risk. 3) Allocation of Resources: is an important objective of Management Accounting. 4) Presentation of various financial statements to the Management.
Limitations of Management Accounting:
1) Management Accounting is based on financial and cost accounting, in which historical data is used to make future decisions. Thus, strength and weakness of the managerial decisions are based on the strength and weakness of the accounting records. 2) Management Accounting is useful only to those people who are in the decision making process. 3) Tools and techniques used in management accounting only provide information and not ready made decision. Thus, it is only a supplementary service. 4) In Management Accounting, decision is based on the manager's institution as management try to avoid lengthy courses of scientific decision making. 5) Personal prejudices and bias affect the decisions as the interpretation of financial information is based on personal judgment of the interpreter.
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text:
Liam Plunkett scored 86 as Yorkshire took firm control of their home LV= County Championship Division One clash with leaders Warwickshire.
The hosts' tail wagged defiantly as they boosted their first innings from 310 for eight overnight to 444 all out, with Plunkett proving the star of the show on day two at Headingley.
He and Steven Patterson (43) combined as Yorkshire put on a ninth-wicket stand of 106, and by the time he had been dismissed, Plunkett had struck eight fours and four sixes in a knock that came off 75 balls.
Warwickshire, who had put their opponents into bat on day one, then struggled in their effort to avoid the follow-on, finishing the day on 136 for six, with captain Ian Bell having battled hard to accrue 58 not out.
During a morning session that was, because of rain, interrupted and then concluded early for lunch, Yorkshire moved to 400 without further loss as Plunkett and Patterson excelled.
The former, on four at the start of the day, brought up his 50 in style just before the interval with a hooked six off Richard Jones.
Almost immediately after the break, Patterson, who had made six fours, was ousted, caught by Bell off Jeetan Patel.
Jack Brooks joined Plunkett in the middle and either side of another brief rain interruption the home side continued to rack up the runs before the latter, on his highest score for Yorkshire, was finally removed, caught by William Porterfield in the deep off Chris Woakes, who ended with figures of four for 68.
It had been a demoralising period for Warwickshire and things did not get much better for them as they got their first innings under way, needing 295 to avoid the follow on.
They had just three runs on the board when Brooks sent two of Varun Chopra's stumps tumbling.
Laurie Evans subsequently departed, caught by Gary Ballance off Patterson, to leave Warwickshire on 25 for two, and it was at this point that Bell entered the fray.
But the visitors added only 12 more runs before they were another wicket down as Porterfield was caught by Tim Bresnan off the irrepressible Plunkett, and it was then 49 for four, with Ateeq Javid trapped lbw by Brooks.
Tea was called at that point, and the Bears stabilised somewhat afterwards thanks to Bell and Tim Ambrose.
But Ambrose (21) then departed with Warwickshire on 88, Ballance catching again and Bresnan claiming the wicket this time.
Woakes came in to contribute 15 before being bowled by Kane Williamson with the away side on 128, and at the point at which bad light brought play to a close, their deficit was 308 runs, with Keith Barker (four not out) and Bell at the crease.


text:
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ATVing in the backcountry (Tourism Whistler/The Adventure Group photo)
Book a guided tour to explore some of British Columbia's off-the-beaten-path terrain.
Depending on the location, tours take you to unique vantage points overlooking mountain vistas, tucked-away lakes and waterfalls, remote rivers and plentiful wildlife. Many companies offer customizable tours. Stop by the local Visitor Centre to find out what off-roading and ATVing opportunities are available in this area.
For more details on off-roading and ATVing in this location and other nearby locations, check out the links to information and/or product listings from business or service providers below.
1 Off-Roading & ATVing in Vancouver
Backcountry ATV & Snowmobile Rentals is great choice for a fantastic adventure experience! Based in Greater Vancouver, our quads & sleds will outperform your expectations.
Rent our ATVs & snowmobiles with confidence, knowing that you will always get some of the best rates in BC. At the moment, Backcountry Rentals rents out the phenomenal Yamaha snowmobiles, Yamaha UTV, Polaris Ranger & many ATVs.
You will experience top quality while riding ATV & snowmobile trails around breathtaking BC with guaranteed value for the money whether in summer or winter.
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Our Mission
"Extraordinary care for every generation"
Our Vision With a culture built upon an organizational promise of caring and a commitment to service, Covenant HealthCare is a leading, accessible and comprehensive health care network serving our communities with extraordinary health care. In achieving our vision, we are guided by these principles.
Our Values Working together. We understand that teamwork is the foundation to our success. We diligently work together as a team while balancing work and home life.
Excellence. We strive through empowerment to do and be the very best in all of our endeavors.
Customer Service. We recognize that our very existence is to serve. We commit to an unsurpassed level of service to all our customers.
Accountability. We are responsible to our communities, our organization and to each other.
Respect. We display a high regard for personal dignity, diversity and the uniqueness of those served and those serving. We treat all others, as we would want to be treated.
Enthusiasm. We project a spirit and attitude, which is positive and optimistic. We seek to find good in all people and all situations.


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It was wonderful to see Torche in the Best of ...They really rock!! They are the best right now; it does not mater if they are labeled as metal, rock, alternative or whatever; they deserve the credit and, hopefully, to make it real big. They are just great!!!
Best Metal Band Fort Lauderdale and Palm Beach 2007 - Torche
Modern metal is the new indie rock, let's just get that straight. Everyone has now officially traded in his Clairol black hair dye for a long, flowy metal mane. And despite this flooded market of mediocre metal, Fort Lauderdale is able to boast a band that was there all along, developing its musical identity, getting famous, and influencing this new generation of head bangers. May we present Torche. Exhumed from the ashes of Floor and Cavity, this four-piece produces an amazingly surreal take on stoner sledge metal. Vocal harmonies bind with slow-driving guitar riffs, while loosely tuned bass strings flail deep into the lowest sonic registers. Despite how much media hype surrounds this band, every time it returns home, it gets back to its roots, trading in larger, out-of-town venues for teenagers' house parties and small clubs like the Billabong. The boys of Torche embrace the energy produced at these shows and flip their hair in time with the music along with the hundreds of smiling, jam-packed fans. Sabbath would be so proud.


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The Leon County Sheriff's Office Citizen's Academy offers a different and exciting program unique to our area. Indeed, the curriculum and training are not what you might expect. Typically, the students attracted to the academy are a culturally diverse group of people including bankers, businessmen and women, judges, housewives, school teachers, media representatives, retirees, college students and citizens from all walks of life.
Participants meet on Tuesday evenings for 10 weeks. They learn about virtually every aspect of a deputy's job including patrol operations, traffic enforcement, criminal law, SWAT and hostage negotiations, crime scene investigations, corrections and many other areas.
The Citizen's Academy doesn't limit participants to classroom training. Students are given the opportunity to:
We at the Leon County Sheriff's Office believe this leads to better understanding between citizens and law enforcement through education.
For more information and an application visit http://www.leoncountyso.com/divisions/crime-prevention/crime-prevention-unit/citizens-academy or call Lt. Nancy Burns at 850-922-3331


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latest posts
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Back to all Messages
Thanks Seana (& some other stuff I should mention). x
April 15 2012 at 6:16 PM
Response to
very nice, ill ask around and post on FB.. mileage? engine condition etc. x*
Mileage is unknown, as I don't think the odometer is original (or trust it, for that matter - I think it may be reading in KM). Engine condition seems OK for its age (built 1981, registered '83); starts OK most of the time (if it doesn't, that's probably the battery - the starter puts a lot of drain on this), needs the usual R-series carb fiddling. I replaced the pushrod tube seals, which had perished.
The bike has had a few non-fatal visits from the Fail Possum which I should mention (all a while ago; it's passed MOTs since):
-Slight tear in the driveshaft boot. Taped it up, never noticed any problems.
-Gearbox oil filler plug seized and rounded. I can't shift this, so I change the gear oil via the airbox bolt hole, which is a little fiddly but works well.
-Driveshaft drain thread stripped. I've been reinstalling the plug with araldite at each oil change, which seems to work OK, and maybe a well-nut would work in its place.
-Headlight switch failed, so I've replaced it with a toggle switch in the middle of the dash. Other switchgear works fine.
-Exhaust stub thread damaged (by some fool, who may or not have been me, removing the exhaust a few years back), so I've replaced both the usual star nuts with purpose-built clamps bought from Motobins (or Motorworks, can't remember), which do the job well.
Other things to note:
-I'll include panniers and frames. The panniers are tatty but usable. The frames seem to be for another model from the R-series, so I've had to add brackets to get them to fit.
-I've added a small wooden extension to one of the side panels, and fitted a cigar lighter attachment.
Respond to this message
replacement front wheel?
- ratbike.org on Apr 15, 2012, 6:46 PM
Original wheels....
- voodoo on Apr 15, 2012, 7:16 PM
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Jimmy Lewis McHenry
Jimmy Lewis McHenry, 82, Osborne, died Tuesday, April, 9, 2013, at Parkview Care Center, Osborne.
He was born Aug. 9, 1930, in Wewoka, Okla., to Clarence Wesley and Margie Rhea (Boster) McHenry.
He married Dixie L. (Campbell) McHenry. He was a district manager at Baker-Hughes Chemical Co.
Survivors include his wife, of the home; a son, Jim C. McHenry, Gardner; two daughters, Brenda Schumacher, Plainville, and Barri Herbel, Lakeside, Ariz.; a sister, Barbara Bersick, Anderson, Ind.; eight grandchildren; and seven great-grandchildren.
Services will be at 2 p.m. Saturday at Perry Funeral Home, Perry, Okla.; burial in Fairview Cemetery, Perry.
Visitation will be from 1 to 2 p.m. Saturday at the funeral home.
Memorials are suggested to Hospice Services Inc. in care of the funeral home.


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Cougar women close out 2012 with loss to Lady Ts
The University of Minnesota, Morris women's basketball team fell 66-49 to the Dakota State Lady T's Friday. Dakota State shot 48.6 percent from the field in the second half, outscoring UMM 39-27, to pull away.
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Broadway Offering Discounted Tickets
By Ben Fractenberg on September 15, 2011 2:10pm
MIDTOWN — Broadway Week starts this Sunday, giving people the chance to purchase two-for-one tickets for more than 15 productions.
"Fall is the absolute best time to be in New York and the ideal time to see a Broadway show, and this is a fantastic chance to get two great seats for the price of one for most of Broadway's best," said actress Brooke Shields, who is currently starring as Morticia in "The Addams Family" through the end of the year.
The deal runs from Sept. 18 through Sept. 30 and includes popular shows like Wicked, Jersey Boys and The Lion King.
The purchase tickets and for a full listing of shows, visit nycgo.com/broadwayweek.


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CE Credits Online Courses Have Been Approved for Academic Credits through Western Oregon University
Western Oregon University (WOU): WOU offers post baccalaureate, 600 graduate level credits based on the quarter system. The tuition cost is $50 per credit, plus a $10 processing fee, payable to CE Credits Online. Step 1: Select your course(s) from the catalog tab above and enroll following the onscreen instructions. Step 2: To request Western Oregon University (WOU) Credits: Western Oregon University Registration Form If you want WOU credit for the CE Credits Online course, you are required to submit a registration form for the course within 2 weeks of starting the class. Located on your "Student Homepage" (after you enroll) you will find a Request University Credit section under Obtaining Credits. You will select Western Oregon University and follow the instructions for requesting and paying for your WOU credits. To ensure that you receive credit for a specific quarter, your request, registration form and payment need to be received 20 days before the end of that quarter or the first of the month, whichever one is earlier. For example if the quarter ends on June 10th we would need to receive your request, registration form and payment by May 22nd. Step 3: Once the credit fee has been paid, your completion paperwork and WOU registration will be submitted to WOU 18 days prior to the quarter ending. Allow three weeks after the end of the quarter before requesting an official or unofficial transcript.
You can find directions for requesting an official transcript on the Western Oregon University Registrar page. Western Oregon DEP contact information Division of Extended Programs Western Oregon University 345 N Monmouth Ave. Monmouth, OR 97361 Phone: 1-800-451-5767 Fax: 503-838-8473 Email: firstname.lastname@example.com Western Oregon University Registration Form If you want WOU credit for the course, the Division of Extended Programs (DEP) of Western Oregon University requires completed DEP registration forms. CE Credits Online will submit your course completion paperwork for each CE Credits Online course. Please print the Western Oregon University Registration Form and complete items #1-15, skip #14 Method of Payment. Sign and date on #16 and fax to CE Credits Online 1-425-844-4164 or mail to:
CE Credits Online Attention: Sandra Blazevich 23224 NE 156th PL. Woodinville, WA. 98077
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Reader comments are listed below. Comments are currently closed and new comments are no longer being accepted.
In a world with autonomous cars (and autonomous taxis cheaper than self-ownership), why own one?
And in a world where each car has a utilization rate perhaps 5 times that of the average car today, surely we can expect fewer cars in the world (even in a world of 7.5 billion people with US or EU standards of living).
Peak car? We know we'll see that within 5 years of driverless cars becoming mainstream.
Fortunately for manufacturers (but bad for the economy & human living standards), we're probably 10-20 years from driverless cars & taxis becoming mainstream.
* side note:
Past peak car, with autonomous cars running at far higher capital utilization rates & with lower accidents (lower insurance costs), fuel will be increasingly prominent in the cost mix. And any capital investments in the vehicle which can reduce fuel costs, will deprecate much faster over a far larger number of passengers/users.
So with autonomous cars, we don't just reach peak car much sooner than expected. We should also see a structural shift towards more expensive capital equipment (higher unit prices of vehicles) where that can reduce fuel and operating costs.
If car batteries could only:
(1) last 5,000 recharge cycles (rather than the 2,500 in today's cars)
(2) achieve 120km range on a single charge under normal actual operating conditions and
(3) be implemented in a mass exchangeable platform
Then electric autonomous cars would probably dominate combustion engine cars (simply because of the much lower cost of electric energy, and the high utilization of invested capital). With every battery used quickly to death, that would work out at a battery cost of about €0.03 per km. Or in petrol terms, €0.67/ liter ($3.96/ gallon) for the batteries.
With electricity so damn cheap (after dealing with engine & battery efficiencies, a liter of petrol is equivalent to 2 kWh of electricity, but by EU average prices the post-tax price of the former is far far above the cost of the latter: €1.506 >> €0.372).
Even after adding in the battery price above, €1.04 is sufficiently below €1.51 to leave a generous margin for infrastructure overheads and tax risk - once autonomous cars become mainstream, electric cars will follow.
Or for the US comparison, a gallon of gasoline is like 9 kWh of electricity. But the former costs far far more than the latter: $3.542 >> $1.08. In the US case however, adding in battery costs, we have electric still more expensive than gasoline under the above assumptions: $3.54 < $5.04. I guess we have to hope for some oil price rises, tax rises or bigger reductions in battery price for autonomous electric cars to go mass-market in the US.
In any case, it's clear that autonomous cars will allow much higher utilization intensity and capital defrayal, likely to make mass investments in energy saving technologies (or new power solutions) viable much sooner than otherwise.
Disruption from autonomous cars will be deep, ubiquitous and profound - not only on our mobility, lifestyles, safety, life expectancy, urban congestion, our ability to interface with public transport & air transport, our freedom to socialize with alcohol, our ability to participate socially whatever our illness/ debility or productive use of commuter time. Further, mass market autonomous cars will also mean immediately hitting peak cars (and falling numbers of passenger cars); and will almost immediately make a shift away from combustion engines viable and commercially attractive.
That's one hell of a disruption. And it is coming within 10-20 years.
Although I agree we are still a few years away from 'peak car' I think you underplay the impact of 50% of the world population living in cities today and that percentage growing to 60% and 70% in the not too distant future. There simply isn't the space and even 'clean cars' need space so car-sharing in all its forms will continue to accelerate. The motor industry will cling to the ownership model and selling status as long as they can but in a world where money remains tight the car is no longer top of the list but a increasingly a utility.
Well, i think every big car maker think that "Sky is the limit!" These day seems that they are just about to touch the sky
ELECTRIC cars is the future. Old fart technology to burn toxic chemicals leads to CANCER, so it means that oldies just don't give a flying finger about environment. But more than that - indias and other jungleworlds are like those stupid baby boomers, learn to drive and don't give a finger about environment.
Stupid monkeys.
icant see the artcile but guess will go something like this young people not buying cars because commicatiomn technology better facebook smart phones means dont have to go to meet people on line community. Also something of the costs insrance for young people is unbeliavale. When i was 18 in 1996 i was quoted 650 pound insurance on a 2 litre seria and baulked. Now you could not insure a 1 litre festia at twice that.
Insurance is probbitaley expensive in part because accident chasers i think personal injury. In part because govenment inceased tax on insurance and addional charges such as nhs costs.
Parking is also much harder used to be plenty of streets with out permit parking now in some cities can never go and vist anyone as all parking is permit.
With costs having inceased so much, has drivers dropped prepotionally. If not then it may not be facebook or smart phones anything more than cost or praticallity.
I would not think reached peak car if mean globally nothing like. As so many new markets. May be the automous car will mean more car sharing in city with cheaper taxis. But would guess people like there own space in plenlty less dense places a vechcile of some sort would make sense. As so far behind the number of people on the planet who could benefit from a vechcile having one then guess plenty demand for more car. Even if that does become small non metal electric or whatever else. Peak plane on the other hand may be closer as more price senstive to fuel less of buffer of taxation and also most people could drive a car with double the milage and perform similar function. Planes lack buffer of higher taxation on fuel as not and not as big variations in what planes we use and what could. Most people drive a 40 mpg ? when could drive slightly smaller deisel do near double or hyrbides or something. Even if oil price doubled with 60 percent being duty and vat in uk less proportal incease in price.
Apart from in dense areas where public transport can be more efficent the impact of rail that takes such heavy maintainces lots vechiles doing work on tracks. Unless people live closer then some sort of car may always be the most efficent method of transport in some areas. Cars could be much smaller lighter most travel one person.
Even if miles per driver down with such scope for new markets as world developes be surpised if any where near peak car. Things like internet shopping work from home no longer needing to travel for books music things may mean less miles buiness commincations better replace a lot of travel, but unless people living changes to a denser community then would still think lots of requirement to travel even if less than there was recently.
With planes could be more problmatic to incease effiency as less waste in planes already light and travel near capity. May be airships will need a come back budget option.
I cant see artcile so may be completly of topic
Goya's drawings: Album of the year
The American economy: Steady on
Free exchange
Investing and markets: Get your income here
Buttonwood's notebook
Daily chart: Korea opportunities
Graphic detail
Adultery in South Korea: Dead scarlet letter
Exceptionalism: The divine purposes of America and Russia
Victorian sculpture at Tate: Mind-boggling things
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Did you know that joining Active Trans gives you access to discounts from over 100 Chicago area businesses?
Our long-time organization bank, ShoreBank, has honored us with their Green Neighbor Award and more recently, an employee wrote a nice blog about their experience as a new commuter and how they cam
Mark your calendars!
Active Transportation Alliance helps Chicagoland communities win bike parking many times by helping submit grant application. .
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A translucent bronze finish bring warmth to this hand-forged metal table lamp design.
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Interesting. I was going to try using Kefir to return some of the beneficial microbes after a couple lime juice enemas the last week, which released 13 days worth of constipation. But the gas and bloating sounds nasty.
I'll stick with salt water (as I'm still constipated four days later) and hope that does the trick. Keep drinking the kefir and maybe the colon will begin to heal.


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Digital Media Copyright Permissions
The various types of digital media and how to use them ethically and legally.
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Obtain permission to use the work from the department that administers it. For further information regarding the use of Penn State owned and copyrighted materials, contact the Intellectual Property Office at (814) 865-6277.
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11 Teacher-Approved Crafts for School
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A Frog Pocket Pal
Ribbit! This crazy frog will bring a smile to your face.
The frog pocket pal project is perfect for a Hodge Podge Crafts event. If you are a Mom or Dad planning a party, or a school or local park district looking for ideas with some left over crafts, the pocket pal craft project is perfect.
- Aleene's® Quick Dry Tacky Glue™
- Acrylic paint, green
- Fine line permanent marking pen
- Craft sticks
- Craft foam; white, black, red; light green
- 1/4" flat brush
- Woodsies, assorted sizes and shapes
- Plastic
- Paper punches: 1/8", 1/4"
1. Glue wood pieces together. Glue the tip of craft stick to back of the figure, making sure there is space enough to insert into a pocket. Let dry.
2. Using ¼" brush, paint with green acrylic paint. Let dry.
3. Glue all trims into place:
Eyes: ¼" white circles and 1/8" black circles from craft foam
Legs & nose: Light green craft foam
Toes: 1/8" green circles from craft foam
Tongue: Red craft foam
Bug: Black craft foam
Wings: Plastic
Mouth: Fine line permanent marking pen
This craft project was featured in 13 Kids Crafts for Father's Day. See them all here.
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Asia Stocks Mixed, Benchmarks Close To Year Highs
By PAMELA SAMPSON
BANGKOK (AP) â¿¿ Asian stock markets rose Friday after the number of Americans seeking unemployment benefits fell last week, offsetting a somber economic forecast by the European Central Bank for a bleak year ahead in the region.
The U.S. Labor Department said Thursday that applications dropped 25,000 last week to a seasonally adjusted 370,000, a level consistent with modest hiring. The number of people continuing to receive unemployment aid also fell.
Japan's Nikkei 225 index rose 0.1 percent to 9,554.09. South Korea's Kospi added 0.4 percent to 1,958.13. Australia's S&P/ASX 200 rose 1 percent to 4,552.40. Hong Kong's Hang Seng rose 0.2 percent to 22,299.21.
On Thursday, the European Central Bank said that the economies of 17 countries that use the euro will contract next year. The central bank stopped short of offering new measures to boost growth and left its key interest rate unchanged at a record low. The combined economy of the euro countries is in a recession after a massive debt crisis followed by government spending cuts and tax hikes that have hurt growth. "Although the ECB left policy rates unchanged the post ECB meeting press conference effectively opened the door to a rate cut in Q1 next year following sharp downward revisions to growth projections and well below target inflation projected over the medium term," said analysts at Credit Agricole CIB in Hong Kong. Benchmark oil for January delivery was up 16 cents to $86.42 in electronic trading on the New York Mercantile Exchange. The contract fell $1.62, or 1.8 percent, to finish at $86.26 per barrel in New York on Thursday. In currencies, the euro rose to $1.2969 from $1.2963 late Thursday in New York. The dollar rose to 82.47 yen from 82.36 yen. ___ Follow Pamela Sampson on Twitter at http://twitter.com/pamelasampsonCheck Out Our Best Services for Investors
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CSI Launches Financial Dashboard to Improve Bank Management
Management tool summarizes bank information, increases efficiency
PADUCAH, Ky., April 5, 2012 - Computer Services, Inc. (CSI) (OTCQX: CSVI), a provider of end-to-end technology solutions that empower financial institutions to remain competitive, compliant and profitable, introduced its new Financial Dashboard. The tool provides bank executives a comprehensive look at the bank's current financial position, succinctly summarized in at-a-glance graphic reports.
CSI's Financial Dashboard improves the bank management process by summarizing key information from more than 100 executive financial reports to provide a high-level snapshot of critical information collected from each of the institution's branches. The program enables users to quickly and easily review the overall financial position of the bank. Ten key performance indicators provide graphs and trend data for important bank ratios, simplifying the identification of areas of improvement. Some of these key performance indicators include yield on assets, return on assets, return on capital, efficiency ratio and loan to deposits.
Fully integrated into CSI's NuPoint core processing platform, Financial Dashboard can immediately provide key trends based on the bank's 13-month data history. This enables the bank to efficiently track its long-term progress related to new and closed accounts, past due accounts and assessed and waived fees, among other items.
"We specifically designed Financial Dashboard to increase management efficiency with a condensed view of daily overviews and trends within the bank, by eliminating the need to pore through pages and pages of data," said Steven A. Powless, chief executive officer of CSI. "What makes this product even more unique is its ability to provide key trends from day one, using the bank's historical data. The dashboard seamlessly integrates into our core system eliminating the need for additional data entry from the bank."
Lincoln, Mo.-based The Farmers Bank ($92 million in assets) is already using Financial Dashboard and has experienced a noticeable decrease in the amount of time required to effectively manage its branches. The reports provide high-level insight into the bank's performance, while still giving bank executives the ability to easily research and further explore presented data.
"CSI's Financial Dashboard quickly aggregates data from across our institution, providing a concise picture of our daily performance and operations," said Linda Fox, chief financial officer of The Farmers Bank. "Since it's integrated into NuPoint, we could trend data for several months on the day we implemented the solution. Financial Dashboard has reduced the time I spend sorting through data each morning, enabling me to focus more time on our core products, services and customers."
Financial Dashboard is currently available to customers using CSI's NuPoint core processor, but the core provider expects to expand their product offering to its Meridian.NET users during the first quarter of 2013. Because the dashboard is available exclusively to NuPoint users, CSI has incorporated links to other NuPoint reporting products within the solution, allowing users to quickly access other programs such as CenterView, NuView, Executive View or FMS Reports for more detailed information.
About Computer Services, Inc.
Computer Services, Inc. (CSI) delivers core processing, managed services, mobile and Internet solutions, payments processing, print and electronic distribution, and regulatory and compliance solutions to financial institutions and corporate customers across the nation. Exceptional service, dynamic solutions and superior results are the foundation of CSI's reputation in empowering businesses to remain competitive, compliant and profitable. CSI's stock is traded on OTCQX under the symbol CSVI. For more information about CSI, visit www.csiweb.com.
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Keys to the Market; Buy the Bank of America Buy Rating: Jim Cramer's Best Blogs
- the "keys to the market" for 2014, and
- Bank of America's strengths.
Click here for information on RealMoney, where you can see all the blogs, including Jim Cramer's -- and reader comments -- in real time.
Behold, the New 'Key to the Market'
Posted at 1:01 p.m. EDT on Friday, Jan. 3
My partner David Faber and I used to joke around in the late 1990s about what stock was the "key" to this market. He wanted to know what mattered -- what people were really focusing on, in the same way a linebacker might key in on a quarterback's eyes. My keys sometimes were the same for months at a time. There was the run in Yahoo!
(YHOO), which I said was historic right up until the company paid $5.7 billion in stock to buy Mark Cuban's company, Broadcast.com, to provide Internet radio.
It was kind of a watershed moment -- the benchmark of the overpaying insanity that defined 1999. Before that it was Pfizer
(PFE), which rallied like a small-cap biotech right into the launching of Viagra.
Most recently I said the keys to this market were Tractor Supply
(TSCO), Lumber Liquidators
(LL) and Ulta Salon
(ULTA). These were facetious keys, to a degree, because they were about high-growth retailers that wouldn't quit, propelled by momentum-buying mutual and hedge funds that didn't know how to quit. Lumber Liquidators and Ulta Salon have hit walls, and among the factors involved has been the killer of potentially slowing growth. Tractor Supply continues to percolate as a play on farmers buying their products from a cheaper, national chain, rather than their local feed-and-grain.
[Read: Greenberg: New Year Report for 2014]
But today I shocked David when I said the key to this market right now, right here, is General Electric
(GE - Get Report). I said GE because this morning an Oppenheimer analyst downgraded the stock from buy to hold, ostensibly in a piece that said that the company's restructuring is now in a transitional period -- which I think is Wall Street speak for a stock that's run out of gas. At this point, the research piece implies, the company's ongoing minimizing of finance and maximizing of industrial are baked into the stock, so it is time to move on.
Why is this stock the key to the market's next move? Because if this analyst is right with his downgrade, it means we are at the end of the period of industrial outperformance that began with the fourth quarter's strong labor reports. Stocks like General Electric have been leaders for some time, and although GE has not kept pace with the likes of such companies as 3M
(MMM) or Boeing
(BA), it did have undeniable momentum going into year-end.
[Read: Are Emerging Markets Poised for a Rebound?] Right now it's not clear who will be correct, as there are plenty of crosscurrents. Have autos slowed? That would be terrible for the industrials. The Baltic Freight Index, so sensitive to Chinese growth, has been weak for the last few weeks. Does this send us a negative signal that GE, a company with big Chinese contracts, could slow down? We have to be attentive to a host of commodities, as well as the labor report, in order to stay close to this international industrial conglomerate. My bet is that this downgrade is premature, perhaps way premature, and that GE is going to return to the greatness it had when its stock was priced in the $40s. However, this time around I suspect the gains will be more sustainable. Yep, the Oppenheimer analyst is wrong, in my humble opinion, and I am putting my charitable money where my mouth is. I think you should, too.
At the time of publication, Action Alerts PLUS, which Cramer co-manages as a charitable trust, was long GE.
3 Reasons to Buy Bank of America
Posted at 11:15 a.m. EDT on Thursday, Jan. 2
I know I am talking my book, but I think this Bank of America (BAC - Get Report) hold-to-buy from Citigroup is very important for three reasons.
First, the stock has stalled here even as things have gotten better, which puts investors on pins and needles thinking there must be something wrong we don't know about. I think this upgrade takes that off the table.
Second, rates are going the way banks need them to, especially the 10-year, yet investors still harbor a belief that higher rates are per se bad because they could hurt the mortgage business and have crushed the refi business. We have indeed seen a leveling off of mortgage applications, so that is a realistic fear. But remember, banks make their money off the net interest margins, the difference between the money they pay you and the money that they can invest, either risk free on the Treasury curve or through loaning, especially project loans. The yield curve/CD spread investment is much more important than the mortgage business because it is considered risk free and therefore has no downside to investors. We know from mortgage lending that there could be considerable downside.
[Read: Beyond the 'Wolf of Wall Street': People Who Profited From Their Crimes]
Finally, with a nod to my friend and writing partner Matt Horween, the technicals can really propel this stock at this point. Now I know that the charts shouldn't "matter," but we have become increasingly chart oriented as the charts turned out to be the best predictor of making money in 2013. Given that the stock was appreciably higher even when other bank stocks were bottoming and has since fallen dramatically, this could be a clarion call for technically inclined investors to get long and chew through all of the overhead stock that's been there forever.
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How to Adjust Your Budget if the Payroll Tax Cut Isn't Extended
NEW YORK ( MainStreet) -- The payroll tax cut extension is set to expire at the end of this month unless Congress can agree on a plan to renew it for the remainder of the year -- something looking increasingly unlikely.
While the Obama administration and many in Congress agree the tax cut is worth the $100 billion or more it would cost the government to extend it, legislators are split on how to fund it. Unfortunately, without an extension, many Americans may soon be struggling with their monthly budgets.
Here are a few ways to adapt to the possible reduction in take-home pay. |
Just how much a person saves with the tax cut depends on one's income, but the typical family earning $50,000 a year pockets an extra $80 each month from money that would otherwise go toward Social Security and Medicare taxes. As one woman noted in December before the latest extension, that extra money is "the difference between having food on the table the next week and not."
If Congress fails to approve the payroll tax cut extension, here are a few expenses you can cut out of your budget to adjust to what will essentially feel like a pay cut in your salary this year.
Rethink cable TVThe average monthly cable bill has more than tripled in the past 10 years, from $40 in 2001 to $128 in 2011. Even in the best of times, that's a lot of money to fork over each month, especially when you consider the incredible selection of TV shows available online through sites such as Netflix (NFLX) and Amazon (AMZN), whose combined cost would be about $30 more for an entire year than what Americans pay on average for a single month of cable access. >>8 Shortcuts to Getting Richer Bring your lunch to work
It might sound like a small change, but one recent survey found that workers spend $2,000 a year buying $5 to $10 lunches every day at work. A better option is to prepare your own meals at home the night before, which should cut down on much of the cost. If it feels like a big lifestyle change, try making the switch for one or two days a week and work your way up to doing it every day. Cut out your vices
Even if Congress does approve the payroll tax cut, it's always a good idea to cut out (or cut down on) some of your vices, but this is especially true when money is tight. As we have reported, the cost of cigarettes and alcohol adds up quickly. If you spend just $15 a week on drinks (which in New York barely gets you two beers) you'll end up spending nearly $800 for the year. So if you really need to cut costs, either give up the vice entirely or in the case of something like alcohol, try mixing your own drinks at home on the cheap. For more expenses that you should rethink this year, check out our roundup of 12 things to stop paying for in 2012. >To submit a news tip, email: firstname.lastname@example.com. Follow TheStreet on Twitter and become a fan on Facebook.
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text:
too close for comfort
Also, too close to home. Dangerously nearby or accurate, as in That last shot was too close for comfort, or Their attacks on the speaker hit too close to home, and he left in a huff.
Dictionary.com presents 366 FAQs, incorporating some of the frequently asked questions from the past with newer queries.


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1 Comment [1]
POSTED: Thursday, May 2, 2013 - 12:07pm
UPDATED: Friday, May 3, 2013 - 3:37pm
Flint, TX (KETK) — UPDATE: Smith County Fire officials tell KETK that both individuals who were in the boat when it turned over have been found safe.
ORIGINAL STORY: A boat overturned in Lake Palestine on Thursday morning.
It happened just before noon in the Pine Cove area of the lake.
Several Smith County fire crews are on scene, along with a dive team.
Two people were reportedly in the boat when it overturned.
KETK has a crew on the way and will provide more information as soon as we get it in.
No YouTube


text:
Oxitec, Agency Clash with Critics over...
Making Molecular Analysis Count in Diagnostics,...
The Agency Weighs In on What...
Getting a Sure Hold on Protein...
(Page 1 of 1)
Good Start Genetics completed an $18 million Series A financing. The proceeds will be used to complete development and launch of the company's prepregnancy genetic test. Additionally, Don Hardison, former COO of LabCorp and CEO of Exact Sciences, has been appointed president, CEO, and director of the company.
Good Start Genetics says that its DNA sequencing technology is designed to deliver a higher detection rate and improved clinical performance compared to currently available screening methods such as genotyping and SNP analysis. It can quickly and efficiently detect a much deeper range of potentially harmful and heritable mutations for each critical disease, according to the company.
Instead of offering its tests online or directly to consumers, the firm will offer its test exclusively through board-certified physicians, which it plans to begin doing in 2011. "It is our belief that the only way to make these truly important decisions is under the professional guidance of a physician, who can evaluate genetic information in the context of a patient's comprehensive medical profile," comments Hardison.
"Good Start Genetics is moving beyond the existing one-size-fits-all genetic testing paradigm because we believe that genetic information is a critical and a completely individual aspect of healthcare. Our product will allow physicians to select from a broad panel of disorders and customize their test order to meet the individual screening needs of each prospective parent." The test will look for disorders including those recommended by the American Congress of Obstetricians and Gynecologists and the American College of Medical Genetics.
Should bans on science education, of the sort imposed on Iranians hoping to study physics and engineering in the United States, encompass other nationals and other fields of study, including biotechnology?
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There is an 80 percent chance that later in this century a megadrought will plague the American Southwest for decades, according to a study released by researchers at NASA and at Columbia and Cornell universities. The drought will be caused by reduced precipitation and changes in evaporation rates. The researchers say other factors, such as the El Niño weather pattern, could interrupt long periods of severe drought. The researchers say there is time to reduce the factors contributing to climate change (Washington Post, February 12).
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Quotes & Info
CPF > SEC Filings for CPF > Form 8-K on 31-Jan-2014 | All Recent SEC Filings |
Entry into a Material Definitive Agreement, Material Modification
Tax Benefits Preservation Plan
On January 31, 2014, Central Pacific Financial Corp., a Hawaii corporation (the "Company"), adopted an amendment ("Amendment") to the Tax Benefits Preservation Plan, dated as of November 23, 2010 (the "Plan") between the Company and Wells Fargo Bank, National Association, a national banking association, as Rights Agent (the "Rights Agent") to extend the "Final Expiration Date" (as defined in the Plan) to continue to protect against a possible limitation on the Company's ability to use certain tax assets (such as, Net Operating Loss ("NOLs") carry forwards) to offset future income. The Amendment extended the Final Expiration Date under the Plan for an additional two-year period, from February 18, 2014 to February 18, 2016.
A copy of the Amendment, is attached hereto as Exhibit 4.1 and incorporated herein by reference.
The information set forth under "Item 1.01 Entry Into a Material Definitive Agreement" of this Current Report on Form 8-K is incorporated into this Item 3.03 by reference.
(d) The following exhibits are being filed herewith:
Exhibit No. Exhibit Description 4.1 Amendment No. 1 to Tax Preservation Plan, dated January 31, 2014, between Central Pacific Financial Corp. and Wells Fargo Bank, National Association |


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By Adrian Dunn TVN Friday, March 14, 2014 - 8:37 PM
Glen Boss
TEAM Hawkes pulled the right rein with London Lolly, which led throughout to claim tonight's St Alban Stakes at Moonee Valley.
Last week's Black Opal was an option for London Lolly, a daughter of dual Group 1 winner Lovely Jubly, who also won the Magic Millions, but the Hawkes family opted to wait for the Listed Race at Moonee Valley.
London Lolly, ridden by Glen Boss, didn't disappoint as she speared straight to the front, dictated terms and lengthened well in the home straight.
Wayne Hawkes flagged the idea that London Lolly may have earned herself a trip to Sydney for a race like the group 2 Magic Night Stakes, a week before the Golden Slipper.
Hawkes said the filly had always displayed ability, but had not enjoyed the best of luck in her first couple of runs.
"Everything fell into place for her tonight," Hawkes said.
"She has now won a Listed Race so job complete."
Boss said London Lolly had been star-gazing at her first two runs, but was more focused tonight and that's how it played out when the gates opened.
"She jumped, controlled the race and put away a very good field," Boss said.
London Lolly, specked from $16 to $15, held off a determined Orujo, $4 with Bring Me The Maid, the $2.80 favorite, running home for well third.


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Two Door Cinema Club Stare Down Their Own Worst Enemy
Two Door Cinema Club's hit 2010 debut was called Tourist History. The effervescent Northern Ireland trio should have saved that title for the follow-up, Beacon (Glassnote), due September 4. "When we recorded the first album," says 22-year-old bassist Kevin Baird, "we hadn't been anywhere. We hadn't seen anything. We lived at home and made music in our parents' garage. Then we spent three years traveling the world."
That shift — from wide-eyed tyros to experienced road dogs — deeply informs Beacon, which finds the band sounding still as rhythmically energetic and melodically bubbly as ever, but, as on first single "Sleep Alone," on which singer Alex Trimble sighs, "I've never been so far from home," also features the addition of some nicely rueful touches. Baird spoke to us about growing up, and the pressure of following a successful first album, and the band's being its own worst enemy.
You guys wrote the first album when you were still teenagers. Now your lives are radically different, and that change happened at such a formative time. How did that affect the music that ended up on Beacon?
Being 17, 18 years old, we had a more youthful excitement, a naiveté in some respects about what we were trying to do and why we were in a band. We hadn't listened to as much as we have now. We hadn't discovered as many records. So everything was thinking about the future. The new album is more reflective. Or I can put it like this: the first album was a case of us trying to imagine what being in a band would be like. The second album is more, "This is what it's really like."
What was some of the new music you discovered that changed the way you guys thought about what you do as a band?
When we started listening to music in a serious way, we were 15 or 17 years old, and that's the same time that the Internet became so instrumental in discovering new music. Then we ended up on tour in our early 20s. So we were constantly inundated with new music. We weren't going back and discovering much. We've spent a lot of time lately going back and listening to old school Beach Boys and discovering Beatles songs that aren't "She Loves You." When we were writing the new album last year, we were getting in the Talking Heads and Kraftwerk. It's like, we learned that there's a reason why everyone knows the Who and it's not CSI.
How did those bands specifically affect Two Door Cinema Club, though?
In terms of songwriting, we watched this Beatles documentary and they were talking about how when they were starting the band, there weren't chord books and you couldn't look up guitar tabs online. You had to learn a new chord and show it to your friends. That blew our minds a little bit. It made us try and be a bit more creative about what we were doing. I think we got into a little bit of an easy formula on the first album. There weren't outrageous chords structures and the structures of the songs were classic pop structures — verse-chorus verse-chorus. On the new album we got a bit more creative.
The first album was successful enough to allow you to tour for a few years. At any point during the making of Beacon, did you feel pressure to have a similarly successful second album?
The only time we felt pressure was before we started properly writing for the new one. I think we all felt a bit worried that we'd get in a room together and plug in our guitars and turn the amps on and then have no idea what to do. It'd be like, "How do you do this again?" But as soon as we started writing songs, things came to us pretty quickly. At least 75 percent of the album was written in October and November of last year and we went in the studio in January. So it was quick.
Given that you toured so long for Tourist History, how hungry are you to get back on the road and play new material?
All of us are really excited to get out there. We're gonna be in the States at the end of September. We not sick of our old album, we still really love the songs, but this one is more of an impression of where we're at now. It's actually really weird: We've been doing so many interviews and getting everything ready for the release of the new album, but we're still the only ones that have heard it. So we're really, really excited to share it with people.
But since the album is sort of about how it was a struggle to be on the road and be in a band and have your life change so much, is it daunting to be facing another year of touring? Why would it be any less of a struggle this time around?
It's daunting, yeah. The narrative of the album is about our struggle with the relative amount of success we had, and being away and loving that completely but also having to make sacrifices in our personal lives. Facing that again is a bit scary. But this time around we're starting off on a much higher platform than before. We're starting where we left off last time and that was a pretty big place. So it's exciting at the same time as being scary. But as much as I'm saying to you now that I'm nervous about what's going to happen, I'm sure I'll be asking our manager next week why we're not playing more. We're our own worst enemies.


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Reviews - Green Garden hotel
All rooms were recently elegantly renovated and feature Free high speed WiFi internet access, individually controlled air conditioning, biometric safety deposit boxes for laptops, mini-bar, hair-dryer and coffee/tea making facilities. Each bathroom is uniquely designed with a different flower design. Some rooms on the top floor boast beautiful view of Prague Castle.
Excellent Green Garden Restaurant serves Czech and international cuisine, including great steaks and home-made desserts and offers romantic atmosphere ideal for candlelight dinners and tasting an exclusive wine collection.
This charming hotel offers you a great value for money, friendly and helpful staff, lobby bar, wellness centre and relax lounge including PC corner with internet and printer. Fee Wi-Fi connection is available in entire hotel.
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Arena Giant 12 Mini City
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Balenciaga Nero (black) wrinkled lambskin Arena Giant 12 Mini City bag.
- Zip pocket at front; signature goldtone knurled hardware
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The popularity of the Harry Waugh Dessert Room at Bern's Steak House led David Laxer to open SideBern's. Once it became apparent that Bern's was unable to accommodate all of the dining room guests who wanted to retire to the dessert room, SideBern's initially served only desserts and after dinner drinks. Soon following, Bern's Fine Wine & Spirits package store opened next door as a way to promote the Bern's Family of Legends wine collection and dessert offerings.
SideBern's grew quickly, and before long guests began to ask for dishes other than desserts. The expanded menu was then introduced, including some light sandwiches and hors d'oeuvres. David then felt as though the modern vibe of SideBern's lent itself to more modern cuisine, therefore the "New American Cuisine" concept was created and SideBern's became a full-fledged dinner restaurant.
With the addition of Executive Chef Chad Johnson in 2008, SideBern's elevated its offerings to our current selection of North American favorites served with Mediterranean and French influence. Chad has been named a James Beard Foundation semi-finalist for Best Chef: South, as well as Creative Loafing's Best Chef in the Bay.