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Equities, $A hammered as confidence crumbles
PUBLISHED: 23 Sep 2011 04:52:00 | UPDATED: 28 Sep 2011 08:41:31PRINT EDITION: 23 Sep 2011Compiled by claire stewart, anna raissis, Peter Wells and Philip Baker
Updates to Before the Bell are finished for the day. Follow the day's market action live with our Markets Today blog. Join us again for more Before the Bell from 4am tomorrow.
■ The ASX is set for further heavy losses on Friday after US and European stocks tumbled overnight due to the perceived failure of policymakers to arrest global economic stagnation.
The Dow Jones ended down 3.5 per cent, but that was a recovery from earlier losses of as much as 4.7 per cent. At 9.20am AEST, Dow futures were up 17 points at 8.31am AEST.
SPI futures closed down 76 points at 6.59am, at which point Dow futures were up about 35 points.
The Australian dollar has also improved a little – from US97.24¢ at 7.10am AEST, a loss of about US3¢ since last night's local close, to US97.70¢ at 8.30am, a loss of about US2.5¢.
■ Chanticleer | Old equities valuations no longer apply: As equity, currency, commodity and fixed interest markets recalibrate for a credit crisis in Europe and significantly lower growth in the global economy, we have to accept that the previous widely accepted valuations of Australian equities no longer apply.
■ Broker Watch: Ludowici, James Hardie, Oroton, ASX, Navitas, Coca-Cola Amatil, Caltex.
Market Highlights
■ At 8.55am AEST, Dow futures were trading up 33 points.
■ The Australian dollar was trading at US97.67¢ at 9.30am, down about US2.5¢ from last night's local close of $US1.0018, but about half a cent better than the day's low of US97.24¢ at 7.10am AEST.
■ SPI futures ended down 76 points at 3890 at 6.59am AEST, but that marked a recovery from their session low of 3855 at 5.20am, down 111 points.
■ The Dow Jones industrial average ended down 391.01 points, or 3.51 per cent, at 10,733.83, after touching a session low of 10,597.37, down 527.43, or 4.7 per cent.
The S&P 500 finished down 37.2 points, or 3.19 per cent, at 1129.56, after recovering from earlier falls of 4.5 per cent. The Nasdaq closed down 82.52 points, or 3.25 per cent, at 2455.67.
■ In Europe, the FTSE 100 slid 246.80 points, or 4.7 per cent, to 5041.61, hitting a five-week closing low and registering its biggest one-day percentage fall since early March 2009.
Paris's CAC 40 index sank 5.25 per cent to close at 2781.68 points. In Frankfurt the DAX fell 4.96 per cent to 5,164.21 points.
Milan slid 4.52 per cent and Madrid tumbled 4.62 per cent on fears that Italy and Spain could fall victim to the fast-moving eurozone crisis. Lisbon fell 5.22 per cent, Brussels 5.34 per cent, Amsterdam 4.44 per cent and Vienna by 6.09 per cent.
■ It was a rout on commodities markets too. LME copper recorded a dramatic 7.5-per cent plunge to register its biggest one-day loss since October 30, 2008. Aluminium and zinc each shed 4 per cent, lead was down more than 5 per cent, and nickel was off more than 7 per cent. Tin led the decline with a 9-per cent dive.
Today's events
■ Domestically, the conference board lending index for July will be published, along with the RBA financial stability review.
■ The UK has the British Banker's Association mortgage approvals data for August
■ The European Union will hear a speech from European Central Bank president Jean-Claude Trichet.
United States
■ US stocks have ended sharply lower, extending a selloff to four days, as a failure of policymakers to arrest global economic stagnation sent markets spiralling downward.
Based on the latest available data, the Dow Jones industrial average fell 389.58 points, or 3.50 per cent, to end at 10,735.26. The Standard & Poor's 500 Index was down 36.97 points, or 3.17 per cent, at 1,129.79. The Nasdaq Composite Index was down 82.52 points, or 3.25 per cent, at 2455.67.
■ Those searching for positive market signs could point to the benchmark S&P 500 index holding above 1120, seen as a key technical support level which could trigger more selling if broken.
■ FedEx, considered to be an economic bellweather, slumped 8.2 per cent to $US66.58 after the world's No. 2 package delivery company pared its outlook for the full year.
■Near the close, traders exchanged about 1.05 million option contracts in the S&P 500 Index as 2.78 puts were in play for each call, according to Trade Alert. That put to call ratio was up from the 22-day moving average of 1.77. Declining stocks outnumbered advancing ones on the NYSE by 2724 to 343, while on the Nasdaq, decliners beat advancers 2,]230 to 353.
■ The FTSE 100 slid 246.80 points, or 4.7 per cent, to 5041.61, hitting a five-week closing low and registering its biggest one-day percentage fall since early March 2009. The UK benchmark saw 64 billion pounds wiped off its value on Thursday.
There were no blue-chip gainers, while the FTSE 100 volatility index jumped nearly 17 per cent - evidence that nervousness is growing. The demand for put options from investors has increased, in an indication that there is still further downside risk being priced in.
■ Across the region, markets were pummelled. Paris's CAC 40 index sank 5.25 per cent to close at 2781.68 points. In Frankfurt the DAX fell 4.96 per cent to 5,164.21 points.
Milan slid 4.52 per cent and Madrid tumbled 4.62 per cent on fears that Italy and Spain could fall victim to the fast-moving euro-zone crisis. Lisbon fell 5.22 per cent, Brussels 5.34 per cent, Amsterdam 4.44 per cent and Vienna by 6.09 per cent.
■ The leaders of Australia, Britain, Canada, Indonesia, Mexico and South Korea have urged the eurozone to tackle its debt crisis, in a letter to the G20 released by Downing Street on Thursday. The joint letter said there was a risk of contagion to the world economy if the governments of countries using the euro fail to confront the currency's spiralling troubles.
■ Tokyo stocks closed down 2.07 per cent on Thursday amid disappointment over the US Federal Reserve's latest measure to shore up the world's largest economy.
The benchmark Nikkei 225 index at the Tokyo Stock Exchange fell 180.90 points to close at 8560.26, while the Topix index of all first-section issues lost 12.59 points or 1.66 per cent to 744.54.
■ The Nikkei index accelerated its drop following sluggish preliminary HSBC China Manufacturing Purchasing Managers Index (PMI) data and the yen's strength against the euro.
■ Honda Motor lost 3.88 per cent to ¥2275, with Sony off 1.78 per cent at ¥1484.
■ Softbank dived 12.29 per cent to ¥2282 on a report by the Nikkei business daily that rival KDDI will start selling Apple's iPhone 5 after its expected launch.
■ Hong Kong shares plummeted 4.85 per cent on Thursday, ending below 18,000 for the first time in more than two years on disappointment over the US Federal Reserve's plan to kick-start the economy.
■ The benchmark Hang Seng Index shed 912.22 points to end at 17,911.95 - its lowest finish since July 14, 2009 - on turnover of $HK82.98 billion ($10.6 billion).
■ Chinese shares closed 2.78 per cent down. The Shanghai Composite Index, which covers both A and B shares, fell 69.91 points to 2443.06 on turnover of 74.9 billion yuan ($11.65 billion).
■ A preliminary manufacturing report from HSBC that showed activity had slowed for a third straight month in September. The banking giant's China purchasing managers' index (PMI) fell to 49.4 in September from a final reading of 49.9 in August, the British banking giant said in a statement. A reading above 50 indicates the sector is expanding, while a reading below 50 suggests contraction. The final figure is released next Friday.
■ The Australian dollar was trading at US97.67¢ at 9.30am, down about US2.5¢ from last night's local close of $US1.0018, but about half a cent better than the day's low of US97.24¢ at 7.10am AEST.
■ The euro fell on lingering uncertainty about whether Greece will receive its next tranche of aid from its creditors, which is crucial to the country avoiding default.
Suggesting further losses, the euro zone common currency slid through the 50 per cent retracement level of the move from the June 2010 low to the May 2011 peak, hitting a session low of $US1.3384, its weakest since January 20. In mid-afternoon New York trade, the euro traded down 0.7 per cent at $US1.34690 on electronic platform EBS.
■ Implied volatility, a measure of the options market's expectations of price movements, in euro/dollar have swung higher to a roughly 2-1/2-year peak at 18.0 percent <EUR1MO=>. Vols predict how much a currency may move up or down over a given time frame, providing the basis for an option's price. As vols rise, so do option prices.
■ Jens Nordvig, global head of fx strategy at Nomura Securities in New York, told Reuters the firm's target for the euro/dollar in the fourth quarter is $US1.30, but called the downside risk "very significant" in the medium-term. The macro environment is such that the euro/dollar could weaken further over the next three to four months, testing the lows from 2010 around $US1.18, he said.
■ The departing chief economist of the European Central Bank warned that heavy levels of government debt threatened the existence of the euro currency, and urged the EU to take much tougher steps to force overspending governments back into line.
Other economists have warned that the euro's existence is in jeopardy but Juergen Stark's statements in a paper with three other economists are unusual because they come from a high-ranking central banker. European officials have usually stressed they will do what is necessary to preserve the euro, come what may.
■ The Singapore dollar has fallen more over the past month than at any time during the global financial crisis in 2008. "To us, this dispels the myth that the Singapore dollar was a potential safe haven currency both within the region and more broadly against some of the major group of ten currencies," Westpac foreign exchange strategist Jonathan Cavenagh wrote in a note to clients.
■ US gold futures fell their most in a month on Thursday, raising fresh questions about the metal's validity as a safe haven, with a rallying dollar and recession worries sparking risk aversion across markets.
The benchmark December gold futures contract on New York's COMEX settled down $US66.40, or 3.7 per cent, at $US1741.70 an ounce, after setting a session low at $1,723.20. It was the contract's sharpest one-day loss since August 24. In bullion, the spot price fell to around $US1741 by 2.20pm EDT (1820 GMT), versus Wednesday's last registered trade of $US1781.29.
■ Copper crashed to a one-year low below the psychological $US8000 a tonne level on Thursday, as the greenback strengthened and weaker Chinese data and a grim US economic outlook sapped demand prospects.
Copper's dramatic 7.5-per cent plunge marked its biggest one-day loss since October 30, 2008, and pulled the market down into a bear-market territory for the year. Losses piled up across the wider base complex, with aluminium and zinc each losing 4 per cent, lead down more than 5 per cent, and nickel off more than 7 per cent. Tin led the decline with a 9-per cent dive.LME benchmark copper tumbled $US626 to finish at $US7674 per tonne, its lowest level on a closing basis since September 15, 2010. It is down about 25 per cent since hitting a record at $US10,190 in February.
In New York, the key December COMEX contract also broke through psychological support at $US3.50 per lb to finish at $US3.4885, down 27.55 cents or 7.3 per cent on the day.
■ Oil prices tumbled more than 4 per cent to six-week lows. Brent crude traded down $US4.86 to $US105.50 a barrel by 2.39pm EDT (1839 GMT), after dropping to $US105.02 a barrel earlier, the lowest level since August 11.
US crude was harder hit, settling down $US5.41 at $US80.51. It was the biggest one-day drop in prices since August 8, with prices touching $US79.66 a barrel during intraday activity.
■ The Indian Food Minister expects next season's sugar output to increase to 24.6 million tonnes from 24.3 million tonnes this year. This shows India's export potential is rising, according to Commonwealth Bank agricultural commodities analysts. In neighbouring Pakistan the picture is unclear after damaging floods, with government officials reporting the crop loss due to flooding is minor and extra imports won't be necessary.
■ SPI futures ended down 76 points at 3890 at 6.59am AEST, but that was a recovery from their session low of 3855 at 5.20am, down 111 points.
■ Celeste Funds Management chief investment officer Frank Villante: "Markets, they go up and they go down. You have to live with the good and the bad. The variable to that, and the background, and the reason why the market has done what it's done – and I mean we have had some pretty whippy markets in the last few months – the currency move is a bit more salient: to me its really interesting and it's basically international investors making a call on what they believe global growth is going to look like over the next little while.
"The $A is a wonderful barometer of people's preparedness to buy a put or a call on global growth and to me whether it was the realisation that enough pennies dropped this week when you get the IMF and the other global bodies saying hey you have to adjust your global growth expectations. The unfortunate confluence of events is that it happens in tandem with people thinking about Chinese growth rates and softer data coming out of china...
"I think the inevitable outworking of what the Chinese have been doing with their economy is that they have been wanting it to slow – so you don't even have to think about it. When credit growth goes from 30 per cent to 15 per cent in the Chinese economy, then the Chinese economy slows.
"Equity markets are a release valve for that kind of thought process and if people want to adjust these expectations for growth and growth assets, whether it is at the resources and oil and gas end, or the currency end, the liquidity profile of the $A is pretty good and that's been the big thing over the past week."
■ Naos Asset Management portfolio manager Sebastian Evans: "I think it's pretty binary – until you see some form of coordinated action and some conviction from the governments in the EU and the States on how to move forward I think the market is going to continue to move lower.
"There's no faith in either party unfortunately, because it's clear what needs to be done. Greece is going to default – we all know that – but its how they restructure going forward. How do they make it orderly? How do they recapitalise the banks? If they don't fix the underlying problems, no-one is going to invest in the markets at this stage because there is too much inherent risk.
"And when Ben Bernanke does what he did yesterday which is what he's be doing for the last few years and it continues not to work, I think everyone gets fed up. There's no point in doing it, there's no value-add.
"It's a bit like the [global financial crisis] in that everyone is talking about valuations and the market being cheap, but at the end of the day it doesn't matter how cheap it is because stock markets are a confidence game. If there is no investor confidence, no-one's going to step in and start buying equities."
■ Above the Index Asset Management head of research David Liu believes some bank stocks are looking attractive: "We feel there are good opportunities – particularly in NAB and ANZ – and we are a little more cautious on Westpac and CBA. The sector as a whole does provide good opportunity, underpinned by valuation support and dividend yield.
"We think they're going to be able to manage their net interest margins by being able to generate growth even in a low credit growth environment – there are still levers they can pull. And we also think they're a lot better placed in their wholesale funding outlook at present than where they were two to three years ago. The reliance on offshore funding has significantly reduced than where they were previously leading into the GFC."
■ Orbis Funds Management portfolio manager Simon Marais is wary of bank stocks: "It's hard to know what earnings are but to say that banks have limited earnings risks is just not understanding banks well. Banks have huge earnings risks always – if the economy turns really sour banks always get massacred. Whether or not that risk will eventuate or not I don't know, but to say banks are low risk is just crazy."
Stocks in Focus
■ Stocks that have been hurt by the strong Australian dollar are in focus, given the local unit dipped below parity yesterday. Stocks include Westfield, OneSteel, ResMed and Billabong International.
■ Lynas Corp is expected to report its full year result today, and guided to a loss before income tax for the financial year ended 30 June, 2011 of approximately $57 million. The stock has lost a quarter of its value this week and investors will be waiting to see if losses will be extended.
Street Talk
■ Seems all was ale and hearty after all: After coming together with SABMiller boss Graham Mackay on price during a 24-hour, fly-in, fly-out mission to Istanbul in Turkey, it was back to Melbourne for Foster's Group chairman David Crawford and his advisers to nut out the devilish detail of the brewers' $12.3 billion deal. That detail took the subsequent week to iron out before Wednesday evening's announcement.
■ Private basks in the Gold Coast sun: The market may have closed below 4000, but the sun was still shining on the Gold Coast for private equity's annual love-in. Indeed, some players are so buoyant one was turned up by Sheraton staff yesterday morning asleep on the tennis courts. Certainly, the Kiwi arm of Goldman Sachs will be hoping such buoyancy applies to the sale of NZ-listed Turners & Growers, with final bids to be submitted next week.
■ Westpac floating ideas for Hastings: Westpac chief Gail Kelly might be committed to a multi-brand strategy when it comes to the retail end of her bank, but when it comes to the institutional side of her enterprise, there is one brand that looks not long for her world.
Broker Watch
■ UBS has initiated coverage on Ludowici with a "buy" rating and a 12-month price target of $5.25, expecting the company to benefit from the large mining capital expenditure planned over the next few years.
The broker forecasts compound earnings per share growth of 17 per cent over fiscal 2011 to 2014, due to compound revenue growth of 13 per cent – driven by China and South Africa, and a recovery in Australia – as well as margin expansion of close to 130 basis points, due largely to improvement in Australian margins.
Based on peer multiple analysis, UBS believes Ludowici is trading at 36-45 per cent discount to the average multiples for the mining services companies under the broker's coverage. Given the strong expected earnings growth, UBS expects that valuation gap to close.
■ Royal Bank of Scotland has reiterated its "buy" recommendation and $6.79 price target for building materials supplier James Hardie Industries.
The broker says the business is performing "commendably" given the tough housing market in the US and Australia and softening global economy, and is well positioned to benefit from improving conditions when they eventuate.
Until then, however, the broker's analysts think a material improvement is unlikely, although the business is structured so it can ramp up or down in line with market demands.
Management is pleased with the performance of its repositioned lower-priced product Cemplank, and is not concerned about product cannibalisation given that sales of Cemplank account for less than 20 per cent of total volumes.
■ Credit Suisse has increased its target price on retailer OrotonGroup and reiterated its "outperform" rating following strong underlying sales and gross margin expansion reported for the full year.
Net profit was up 8 per cent at $24.8 million, which implies second-half growth was up 24 per cent. The company will pay a final dividend of 28¢.
Credit Suisse analysts have lifted their target price by 10¢ to $8.60, and say strong growth is expected in the Australian business, supported by product development, good inventory management and strong online growth.
Earnings growth and returns from Asia are likely to be underestimated by the market, according to the analysts, who see potential for the Asian expansion to add between $1.10 and $3.40 a share to current valuations.
UBS has also reiterated its "buy" rating and $8.70 target price, upgrading earnings forecasts by 8 per cent, 4 per cent and 3 per cent for the financial years to June 2012, 2013 and 2014, respectively.
Growth drivers include plans for four new stores to be rolled out in Asia each year, catering to growing demand for mid-tier luxury brands.
■ Following sharemarket operator ASX Ltd's annual general meeting this week, Macquarie has reitereated its "underperform" rating, due to concerns about the structural and cyclical headwinds the company faces in the medium term.
However, the broker has increased its price target to $27.96 from $27.82, based on minor increases to the company's fiscal year 2013 earnings.
ASX is now facing competition for the first time, from Chi-X, but it will be at least 12 months before the question of further industry consolidation is raised by possible suitors, analysts say, particularly given that ASX is trading on a 30 per cent price-earnings premium, based on consensus forecasts.
Management has diversified revenue streams away from traditional transactional activity, towards the data and technology businesses in a move to compete, providing an expanded service offering outside trading.
The risk that Chi-X could be delayed past October 31 is increasing, meaning the impact of competition on trading volumes has pushed back to 2013.
■ Following the Australian Government's review on international student visas, recommendations have been made to reduce the number of administrative burdens for international students, which Macquarie group says is incrementally positive for Navitas.
But the broker says the recommendations do not address the key issue for the industry, which was the removal of the connection between the skilled migration program and student visa program. The report details migration as the key remaining issue and says new elements will be introduced to assess whether a student is a genuine temporary entrant, and the broker says the new Skilled Migrant Selection model is likely to continue to discourage any connection betweens student visa's and skilled migration.
The broker has a "neutral" rating on the stock and price target of $3.66, and expects fiscal 2012 to be challenging.
■ Royal Bank of Scotland thinks SABMiller's raised and recommended offer for Foster's Group "is a significant development" in the context of the revised terms of the Pacific Beverages joint venture with SABMiller, as it means SABMiller may acquire Coca-Cola Amatil's 50 per cent interest in the joint venture, assuming it acquires 50 per cent of Foster's or declares its offer for Foster's unconditional.
The broker expects the standard non-compete restraint will follow and will keep Coca-Cola Amatil out of the Australian beer market for two years from the effective date. The broker thinks the net proceeds of the transaction would be about $242 million, based on gross proceeds of $305 million and a tax expense of $63 million.
The broker increased its target price $13.43 from $13.21 and maintained its "buy" rating on the assumed sale of the company's interest in the joint venture. The company's strong brands, dominant market positions and strong growth profile are all positives, says the broker, adding that Indonesia is likely to drive growth in the short to medium term.
■ UBS has reiterated its "neutral" rating and $10.46 target price on Caltex Australia, after the company released updated refiner margin figures.
Asia's refineries are in the midst of maintenance season, which has provided some support to Australian refinery margins. August's refiner margin came in at $US8.97 a barrel, taking the average second-half margin to date to $US7.20 a barrel.
UBS analysts say the numbers are 15 per cent lower than the same period last year, but still 15 per cent higher than the first half FY11 margin of $7.82 a barrel and in line with expectations. The relatively high spread between Brent and Dubai crude pricing is likely to put further pressure on margins.
The company is currently performing a strategic review of the business and analysts suggest the review implies Caltex "is evaluating product source options for a potential exit from its loss making refining business in order to refocus its capital resources on its marketing business."
Ex Dividends
The following stocks will trade ex dividend today:
Count Financial 4¢
Souther Cross Media Group 3¢
Thursday's Market Movers
Keep abreast of market moves with the Financial Review's share table downloads.
■ Today the half-yearly Financial Stability Review is issued by the RBA. If investors are worried about the strength of Australia's financial system, this report should calm their nerves.
■ Yesterday the bank released research that shows Generation Y has led other demographic groups in their leaning to save. From 2006 to 2009, median saving ratios of those aged 15-29 years rose by over 10 percentage points compared with an increase of around 4 percentage points by baby-boomers (45-59 years).
■ The findings were contained in a speech by Reserve Bank Assistant Governor, Philip Lowe.
■ Saving to purchase a home had a bit to do with higher saving by Gen Y, according to CommSec. Home prices have been rising and this has required bigger deposits. But other data showed that savings ratios rose across Australia over the period for all housing groups – renters, home purchasers and home owners.
Security | Yield (%) | Change (basis points) |
US Treasury 2 year | 0.20 | unch |
US Treasury 5 year | 0.76 | -6 |
US Treasury 10 year | 1.72 | -14 |
US Treasury 30 year | 2.80 | -20 |
Australian Government 3 year | 3.51 | -12 |
Australian Government 10 year | 4.09 | -12 |
■ In afternoon trading in New York, benchmark US 10-year notes were trading 1-4/32 higher in price with their yields falling to 1.74 per cent, marking the lowest level in at least 60 years and down from 1.87 per cent late Wednesday.
The 30-year bond climbed 4-9/32 in price, with its yield falling to 2.80 per cent from 2.99 per cent late on Wednesday. Bonds were on track for the best two-day performance since late October 2001.
The difference between 2- and 10-year yields stood at 152 basis points on Thursday, down sharply from 204 a month ago when markets began to anticipate more monetary easing.
The Fed's decision to focus a significant chunk - 29 per cent - of its purchases in the 20- to 30-year area boosted that part of the maturity curve.
■ The 10-year treasury yield crashed yesterday after the announcement of the US Federal Reserve's Operation Twist to buy the long end of the curve and sell short-dated treasuries. This led to a flattening of the yield curve - which is precisely what the Fed wanted. In contrast, the Reserve Bank of Australia lacks the same influence on our bond market with the Commonwealth Bank of Australia noting that Australian government bonds posted double-digit price gains despite the RBA's deputy governor hinting that rates here are on hold.
■ ACCC chief defends link to Murdoch: Competition regulator and former federal government climate change adviser Rod Sims has a stake of about $1 million in a carbon farming company whose largest single shareholder is a News Corp subsidiary. Mr Sims, who said there was no conflict of interest with the shareholding which he has been trying to sell since being appointed chairman of the ACCC, will decide the fate of the proposed merger between Foxtel, 25 per cent owned by News Corp, and Austar later this year.
■ Crossbench MPs offer fix: Federal Labor believes it has won enough crossbench support to get its Malaysia people swap deal legislation through the Lower House, avoiding the prospect of a no confidence motion in Julia Gillard's leadership and minority government.
■ No use crying over spilt beer: Peter Bartels is not sentimental about Foster's Group, the company he served as chief executive during some of its glory years. Although SABMiller's $12.3 billion bid for Foster's has sparked dismay in some quarters about the "demise" of another Australian icon, Bartels will happily vote his shares in favour of the takeover.
■ Local shares plunge: The Australian sharemarket fell to its lowest level in more than two years and the dollar fell below parity with the US currency yesterday after the US Federal Reserve's plan to revitalise the world's largest economy was poorly received, sending global financial markets tumbling.
■ Coles boss pay tops $15.6m: Coles supermarkets boss Ian McLeod has become the country's highest paid executive after earning reported total remuneration of $15.63 million, over double the amount paid to his boss, Wesfarmers chief executive Richard Goyder. Mr McLeod received a package including fixed pay of $1.93 million, a cash payment of $2.3 million and an $11.1 million bonus for increasing Coles's earnings by 21 per cent.
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text: TOP 10 Top 10 Video Game Top 10: Video Game Remakes Back to Top ▲ Top 10: Video Game Remakes 4 Star Fox 64 (Nintendo 64, Wii Virtual Console) Share on Facebook Share on Twitter 0 Shares Star Fox 64 was one of Nintendo kingpin Shigeru Miyamoto's finest pieces of work. Originally planned to be the sequel to the Super Nintendo Entertainment System's classic Star Fox (a hallmark in Nintendo's mid-'90s hits), Star Fox 64 was remade for the then-new Nintendo 64 system. The game pits players in a third-person forward-moving action adventure that resembles an X-Wing from Star Wars. But as Fox McCloud (seriously, an actual fox) and your quartet of like-minded forest creature pilots, you trudge forward through planets and outer space to confront an evil gorilla, Andross. The plot sounds ridiculous and the game is relatively antiquated by today's standards, but Star Fox 64 is a fine remake and received new life upon being rereleased on the Nintendo Wii Virtual Console. Next Page TOP 10 9 8 7 6 5 4 3 2 1 Comments Show Comments More Like This Promoted Around the Web Special Features

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By: meyerink on August 26, 2006 - 8:40pm - Add new comment
What a great day for BullDog football, to bad I had to work and only see the last Game! Harvey will follow with game details later in the week.
Game Two 8-26-06
BULLDOGS PICTURES GAME 2 08-26-2006* Click Here *Pic of the week.
By: meyerink on August 20, 2006 - 10:57am - Add new comment
Game One 8-19-06
BULLDOGS PICTURES GAME1 08-19-2006* Click Here *
By: meyerink on August 20, 2006 - 10:51am - Add new comment
Practice August 2006
BULLDOGS PICTURES PRACTICE 08152006* Click Here *
By: meyerink on October 30, 2005 - 9:01pm - Add new comment
New Bull Dog Pictures for the week.
**** 10-29-5 ******
BULLDOGS PICTURES 10-29-5 Were you there?? * Click Here *
By: meyerink on September 24, 2005 - 10:27pm - Add new comment
New Bull Dog Small Fry Pictures for the week.
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By: meyerink on September 18, 2005 - 8:28pm - Add new comment
New Small Fry Pictures for the week. Special thanks to my wife since I was unable to make the game.
By: meyerink on September 10, 2005 - 9:16pm - Add new comment
The new pictures available on line for the Bulldog / Patriot small fry game in Hardyville. 09-10-2005
By: meyerink on July 30, 2005 - 10:02pm - Add new comment
Patrick Meyerink, Kwyn Pickney, Kevin Armistead, Christopher Flood and, Zack Tholen are participating at the 2005 Jamboree Boyscout Jamboree. The National Jamboree brings scouts from across the country to converge on Fort A.P. Hill near Richmond, Virginia, turning the 76,000 acres of wilderness into a tent city. During the 11-day event, Boy Scouts of America conducts programs designed to promote physical fitness, teach environmental conservation and reflect the skills and true spirit of scouting.
By: meyerink on April 7, 2005 - 11:01pm - Add new comment
On Wednesday, the Moody Family of Bluffton lost their home and possessions in a tragic fire. Adam Moody was a member of Bluffton Cub Scout Pack 241 from 1999 - 2004 receiving his Arrow of Light. Jeff, Vicki, Chris and Adam were important members of our scouting family and those of us who know them want to help; we have established an account to raise funds to assist the Moody family in this time of great need. In the spirit of Scouting, we invite you to contribute anything you can to help our dear friends.


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Published on Friday, April 04 2014 11:02
By Garima FairfaxAfter we cleaned up from some flooding in our own house and got our electricity back, I found myself totally confused. I cleaned out all of our closets and cupboards and filled boxes for Lyons Reruns. That
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National Park(ing) Day Celebrated
by Melinda Tuhus | Sep 19, 2008 3:27 pm
(6) Comments | Commenting has been closed | E-mail the Author
Posted to: Downtown
Enthusiasts set up a small temporary park all day Friday at the corner of Chapel and College streets to celebrate New Haven's open spaces. Some passersby joined them, while others thought they were crazy.
They set up real turf, a tree and two big plants in pots, and several lawn chairs, all surrounded by mulch. There organizers (pictured left to right, Justin Elicker, Claude Saunders, David Streever, and Ilissa Kelman, mother of Claude) and a visitor sat enjoying the park-like atmosphere, as cars and buses rushed by.
Streever said National Park(ing) Day is a protest in many cities, to call attention to the lack of parks. But he said in New Haven there're lots of open spaces. "So we're here just to celebrate parks, the park system, and encourage people to use the green spaces we have." He added, "There definitely is a statement, too, about the over-motorization of cities and the overuse of the city as a parking lot."
Sometimes they relinquished their seats to passersby like Richard Wurtzel of New Haven (pictured). "I was walking by, heading off to the bank. They invited me…I said, I'll be on my way back – I'll bring some lunch."
Wurtzel lives downtown and spends time on the Green and in East Rock Park. He loved the idea of National Parking Day. "I think it's a good way to let people know about [the parks] and a reminder for people who do know about them to continue to use them."
Streever said all the elements of the temporary mini-park would be transplanted to New Haven's full-time, permanent parks.
To show its support, the city donated two parking spaces rather than make organizers feed the meters.
.Post a Comment
posted by: anon on September 19, 2008 4:16pm
A roundup from New York City:
Imagine the park extending along the whole strip of street parking, and how nice the street would be as a place to hang out. If only we had that vision. Unfortunately, we don't, and our kids (especially urban kids) suffer by having no place to go.
Wonder why child obesity rates are so high in the central city? It's because 40% of the land in our city is dedicated to automobiles, ironically, making it impossible to go anywhere.
posted by: DAFeder on September 19, 2008 6:51pm
Ha! I love it. I can picture the guy sitting in the right lane with his blinker on, thinking, "are they pulling out of that space? I think they're pulling out. I'll just wait one more minute for them to pull out…"
posted by: Streever on September 19, 2008 9:12pm
Indeed, there were several moments where people would pull along, with blinkers on, and each time I thought it'd be funny to say, "We'll only be one minute! We're pulling out!" Of course I have a lousy sense of humor.
posted by: cedarhillresident on September 20, 2008 8:20am
Totally cool guys!! I can't believe you used real grass! I would love to see this done a a massive scale!
Just something I noted. We have no parking in New Haven! When I went down last night to sit in the make shift park I could not find a spot in a 3 block area! Hmmm
posted by: Josh Smith on September 20, 2008 12:51pm
CedarHill, that's why you should start riding your bike around the city. There is no parking for cars, but there's increasingly more parking for bikes downtown. I'm starting to see a lot of bike racks and stands around. And it's free, whether you use those or lock up to a meter! Just make sure you lock it up the right way (both tires and the frame).
Additionally, if you don't feel like going really far on your bike, pop it on the front of a bus—I do that a lot because it's so easy to use—and it's really nice when I'm feeling tired and I don't want to pedal all the way to or from work, from Westville to Long Wharf, or between Westville and downtown. Just make sure you learn all the rules of the road and stay off the sidewalks, and we'd love to have you join the cycling community! Viva la "Velo-rucion"!! :D
posted by: David Streever on September 20, 2008 6:28pm
I'm not joking, that was the only time all day! There were 3-4 parking spots at all times beyond when you came down… you should have brought a bike :).
My favorite moment: when the lady tried to double-park with no less than 5 parking spots available at any time. Each time, an officer his horn. Finally, he got out, walked up, and said, "Could you PLEASE park in the spots???? There are 5 spots right here!"
I love it! I wish the police did that all day when they saw stupid driving.


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At Scotty Steam Clean, we have been cleaning carpet in Sonoma County and Marin County since 1989 and are a local, family owned business.
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My company was negotiating a contract with a major Chinese firm, so we all had to take proper business etiquette classes. It was one of the hardest classes I had ever taken. Chinese etiquette and protocol isn't just about the do's and don'ts of dining or dating or telephone etiquette. It's more about demonstrating respect for elders and knowing when to step back and listen.
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Ace Frehley Blasts Gene Simmons' 'Ignorant' Comments on Depression
Ace Frehley says his former Kiss bandmate Gene Simmons needs to learn how to treat other people with respect.
Ace Frehley says his former Kiss bandmate Gene Simmons needs to learn how to treat other people with respect.
Gene Simmons shows how Jiminy Cricket influenced him, and that he has no sympathy for actor Philip Seymour Hoffman.
Kiss founder Gene Simmons talks about the differences between himself and bandmate Paul Stanley
Now that Kiss have finally been inducted into the Rock and Roll Hall of Fame, the next big question is, Will the original foursome, who have been apart for about a decade, perform together at the induction ceremony in their former hometown of New York City in April?
Gene Simmons stopped by a recent edition of CNN's iReport show to field some questions from fans, and the results proved every bit as entertainingly direct as we've come to expect from the Kiss frontman.
Ace Frehley said he's come to expect blindside insults from Gene Simmons. So he wasn't totally surprised by the recent spate of comments made by his former Kiss bandmate, who Frehley said "has no friends -- he's not respected by his peers."
Now that Kiss are on the ballot for induction into the Rock and Roll Hall of Fame, fans have started daydreaming about what it might be like to see the band enshrined alongside some of their fellow rock legends. But if your dream includes seeing the original lineup play at the induction ceremony, Gene Simmons has some bad news for you.
You might love the music of Kiss, and you might even be one of the band's biggest fans. But you're probably nowhere near as passionate (or whatever you want to call it) as the person who just dropped nearly a quarter of a million dollars for a piece of Gene Simmons' used chewing gum.
If you felt an extra burst of patriotism this past weekend, it may have been because of what a few of your favorite classic rockers were up to.
Gene Simmons, cultural ambassador.
It may not be pretty, but if you ask Kiss' Gene Simmons a question, you can pretty much always count on a direct answer.
Gene Simmons might not seem like he'd have much in common with a veteran adult-contemporary crooner like Englebert Humperdinck, but appearances can be deceiving.


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quote:Actually, he didn't do very much from the corner position. Just saying.
quote:Nickel isn't a corner position?
quote:Not in my book. Probably not in the minds of any other coaches either. And, especially not in the way Tyrann Mathieu played it.
quote:Are you part of the crew who watched too many 1/9 highlights that showed the same 3 passes over and over?
quote:Rettig is on campus you dumb frick.
quote:Tell me this, why couldn't this guy come to camp like the rest of the Commits?
quote:Dumb frick
quote:There are no TM7 type of CBs. The guy is an original. You might live out your days without seeing another CB of that type and caliber.
quote:My personal opinion is he's a bit overrated. I saw some camp videos on him and he didn't look like he had great hips to me. He got torched several times. It wasn't like a step either, it was juke-you-out-of-your-socks burnt...
quote:our answer is yes they will regret it not only because he is a good player its because he is best friends with Gerald Willis III and GWIII might entertain Teaxs A&M because of that.
quote:Great point b/c when your that age the ppl who have the biggest influence on you are your friends and you know that Noel feels played he didn't get an offer for LSU so he is going to be the biggest anti LSU voice in Willis's ear
quote: His brother goes to Alabama and he supposedly is not entertaining Alabama. Several other players that do not have friends going to A&M are entertaining A&M. If you think LSU will regret not having Ellis Jr, who do we currently have a commitment from should we not have offered instead so we could take Ellis Jr?


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Starlight Dance studio to perform in Corpus Christi
JR Ortega
Nov. 14, 2013 at 5:14 a.m.
• WHAT: Advanced Waltz class
• WHERE: 5502 Kostoryz Road, Corpus Christi
• WHEN: Doors open at 6 p.m., dancing 7-11 p.m. Saturday
• FOR MORE INFORMATION: Contact the Starlight Dance Studio at 361-579-7378 or stop by the studio at 1607 North Laurent St.
Starlight Dance Studio in Victoria will hit the ballroom dance floor Saturday in Corpus Christi.
The studio's advanced waltz class will showcase its three-minute country-western waltz performance to George Strait's "You Look So Good in Love," said Jane Simcek, owner of the studio and one of the group's dancers.
The performance Saturday is at the Revelaires Dance Club at Sokol Hall. The social dance club has 338 members and promotes fellowship through different styles of dancing, from ballroom and Latin to country-western, said Robert Garza, director and dance instructor.
"We've been in business for about a year now, but people are starting to know who we are and what we do," Garza said.
Last month, the class performed at the Health-O-Rama in Victoria, but aside from that, they also dance at local nightclubs just for fun.
The goal, Garza said, is to eventually perform at more events as time goes on.
"It's good that we're being recognized," he said.


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To Whom It May Concern:
Hello. My name is Tracy Eiswert and I am the President of an ETSU student organization. ETSU College has a strong student organization dedicated to providing political, educational, and support outlets to Gay, Lesbian, Bi sexual, Transgendered students, staff, and faculty on campus and in the campus community. Rainbow Alliance's primary objective is to promote the understanding, equality, and affirmation of the Gay, Lesbian, Bi sexual, Transgendered (GLBT) community.
As, you are well aware, the need for this type of organization is great and with your help we hope to ensure the equality for the Gay, Lesbian, Bi sexual, Transgendered (GLBT) communities through education, communication, and political activism/advocacy.
We plan to host a Drag Show fundraiser on Wednesday, March 21, 2007 to raise money for future political, educational, and supportive events and operational expenses. We have a huge room on Campus reserved on this date and we plan on selling raffle tickets for items purchased and/or donated from companies within our community. If you would be so kind as to donate either items to raffle, a gift card to be used to purchase items, or volunteer your time; we will place your companies name in our advertisement for co-sponsor.
I want you to know that the Rainbow Alliance needs your help and financial support, however small. Your help will benefit all of us in our efforts for Equality.
Tracy Eiswert, Bachelor of Social Work
President of Rainbow Alliance


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Good Time Had by (Almost) All at the Museum of Discovery and Science's Annual Food Fete
All photos by Zachary Fagenson |
Ready and waiting for tasting. |
The sky had just begun to clear on Friday night, saving dozens from being soaked as they waited to be banded, wineglassed, and plated before taking on a wide field of food and drink inside Fort Lauderdale's Museum of Discovery and Science.
It was the museum's 18th foodcentric fundraiser dubbed the Wine, Spirits, and Culinary Celebration. There was indeed plenty of wine to be had, though our favorite was the sweet Strongbow Cider, which was poured generously as opposed to the small sips we received from some vintners.
Sure it was a "winetasting" event, but it was clear that tasting was being taken to the max. A group of men laughed giddily each time a woman jumped out of her high heels when with a loud hiss the pressure in a plastic tube that snaked around the museum was released, letting the ball inside soar above the crowd.
Frankie and Johnny's balls were some of the tastiest. |
As I circled both the museum's upstairs and downstairs, I couldn't help but notice the dominant dish of the night: meatballs. Da Campo Osteria served them. So did Frankie and Johnny's, East End Brasserie and Café Vico. Some came in a savory mushroom sauce and were made with veal. Others were the standard beef in tangy red sauce with a side of ricotta cheese. Susie's Scrumptious Sweets offered red velvet and dark chocolate cake balls.
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This has been a rough year for Mets fans. I mean, they're all rough years, to hear some of my friends tell it, but there's something particularly painful about this season. It's probably the combination of promise and potential with the midseason collapse that's now approaching its inevitable conclusion.
This year saw the franchise's first no-hitter thrown by Johan Santana. It saw the rise and near complete dominance of knuckleballer R.A. Dickey. And, of course, it's the 50th anniversary of the franchise's birth. This was supposed to be the Mets' year, and for the first half of the season, it looked as though a playoff spot was in the cards.
After the All-Star break, though, the team took their annual nosedive…and they took it HARD. Losing streaks became the norm. The Mets had returned to mediocre form. It's been disheartening the last few months, to say the least.
But despite that depressing turn of events, the Mets are the lovable bunch from Queens that they've always been, representing New York in a way that the Yankees–with their enormous payroll and roster of top players–never can. That's why I was so excited to receive the commemorative 50th Anniversary Collector's Set from A+E, which is set to be released on Tuesday, September 18. [Full disclosure: Collectors Quest is a partner of A+E Networks.]
The set offers fans 10 DVDs filled to the brim with memorable games and history-rich documentaries that take you through a half-century of ups and downs. The book itself is a luxurious hard-bound journey through the team's history, highlighting classic players and important figures from the franchise's fifty years of memories.
I do wish that they could've crammed in the DVD immortalizing Santana's no-hitter from June 1 this year, though I have a feeling that the design of the box set was approved long before the season even started. But the set has some pretty choice games included on the DVDs, even without the No-han. In addition to documentaries delving deep into the World Series-winning seasons of 1969 and 1986 (the only ones so far), we also get to witness Game 3 of the '69 series, Game 6 from the 1986 NCLS against the Houston Astros, and the infamous Game 6 from the '86 World Series (the one in which a slow-roller went right through the Red Sox's Bill Buckner's legs, leading to the Mets' victory).
But being a Mets fan isn't all about big-time victories—quite the opposite, in fact. It's about finding ways to come together in the face of overwhelming odds and tough times. That's why it was so fitting that the set's designers included the home game from September 21, 2001—just ten days after the September 11 attacks that rocked New York and the world. That was actually the first DVD from the set that I watched, which just so happened to be this past Tuesday, the eleventh anniversary of the attacks. It was more than a little emotional to watch, as clearly everyone on-screen is still extremely shaken up by the attacks.
The game holds special significance, though, because it was the very first sporting event to be held in New York since the attacks, and ends with Mike Piazza hitting a two-run homer to win the day for New York. The DVD is important, and it's emblematic of what it is to be not just a Mets fan, but a New Yorker, and an American.
Sorry to get all heavy there. If you're a Mets fan, this set is a must-have. It represents a success story that's more about the journey than the destination. The Mets keep trying to find their way every year, just like the rest of us.


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It's A Good Time To Be A Jumbo Mortgage Borrower
Jumbo mortgage lending picked up appreciably in 2012 and is expected to grow even more in 2013, offering better deals for borrowers buying high-end houses. Jumbo lending was up 19.4 percent in 2012, increasing by nearly 6 percent in the fourth quarter alone, according to Inside Mortgage Finance.
Simply put, jumbo mortgages are home loans that exceed Fannie Mae and Freddie Mac's conforming loan limit. In most U.S. locations, that means a loan amount higher than $417,000, or $625,500 in certain high-cost housing markets.
"I don't think that a consumer looking for a jumbo mortgage today would have much trouble finding financing whereas three or five years ago it could have been a real challenge," says Bill Banfield, director of capital markets with Detroit-based Quicken Loans. "I think you are going to see the full gamut of lenders, everybody from Quicken Loans to brokers to large banks competing in the activity, which again starts to create momentum and helps drive down rates."
A more favorable market
After the financial crisis set in, jumbo loans were basically only available from lenders who were willing to make the loans and keep them on their books, forcing borrowers to pay higher costs to compensate the lenders for the risk of holding onto the loans. Now, with securitization activity ramping up (securitization is when a lender groups a pool of mortgages together into mortgage-backed securities and sells them off to investors), lenders are less worried about risk and more interested in making loans. With an increase in activity comes lower interest rates. Keith Gumbinger, vice president of HSH.com, says the rate on a 30-year fixed-rate jumbo mortgage is near record lows, averaging 4.07 percent for the week ending March 15. Currently, the spread between jumbo and conforming rates "is quite close to normal," Gumbinger said in an email, as conforming rates have risen more than jumbo rates as of late.Qualifying for a jumbo mortgage
Despite recent improvements in the jumbo market, lenders still have strict lending requirements. Julian Hebron, branch manager of RPM Mortgage, a private mortgage bank in San Francisco, says RPM Mortgage requires a credit score of 700 or higher, a down payment of at least 20 percent (depending on your loan size), and financial reserves to cover anywhere from nine to 18 monthly payments. RPM Mortgage credits 401(k) and IRA values towards meeting these reserve requirements, which means you don't have to meet the entire reserve requirements in cash, which is particularly helpful in high-cost markets. Hebron says you also may need to have as many as three open credit lines with 24 months of credit history on each in order to verify your creditworthiness. Certain non-traditional forms of credit such as rental history or cell phone bills could count for this, according to Hebron, but not utility bills.Check Out Our Best Services for Investors
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Family friendly far east
PUBLISHED: 07 Sep 2012 04:31:59 | UPDATED: 02 Oct 2012 00:45:51PUBLISHED: 04 Sep 2012 PRINT EDITION: 07 Sep 2012Angus Grigg and Lisa Murray
After nine hours of travel with a teething baby and a temperamental three-year-old, the resort needed to be better than good.
Our assignment was to test whether or not five-star travel with a young family was possible in the chaos that is China. At the half-way point, facing a two-hour stop-over in Chongqing (the transport hub of the country's south-west), the answer was a resounding "no". Air travel and children are always a volatile mix, and this time was no different.
But as we flew into the city of Lijiang it was apparent why we had come this far. The heat and haze of Shanghai had been replaced by the mountain peaks and clear skies of this region, located 150 kilometres from the Burmese border.
A further 45 minutes in a car, however, feeding our youngest pureed fruit with a straw to try to stop the screaming, and the pendulum was in danger of swinging back the other way. Until we arrived at the Banyan Tree Lijiang.
It's everything you would expect from one of the world's top luxury brands. Only six years old, it consists of 126 villas, built in the style of a Chinese hutong, as well as 42 hotel suites. Done badly it could be kitsch, with the feel of a theme park. But the subtle blend of grey stone, vast water pools and impeccably kept gardens, with dramatic snow-capped mountains as a backdrop, means it works perfectly. And it does this with plenty of pampering thrown in – always appreciated by harried, sleep-deprived parents.
For those living in China, the resort offers respite from the noise, pollution and frantic pace of city life in the People's Republic.
Equally, for those visiting from overseas, it's not a bubble. There's plenty of the real China to be experienced beyond the Banyan Tree's secure walls.
Three historic towns are a short bike ride from the hotel, the closest – Shuhe – being a mere 10-minute stroll down the road.
While much of regional China is shiny and new, the local regional government has made an impressive effort to enhance and preserve these historic Chinese villages, with their well-kept cobble stoned streets, canals, village squares and far too many adjoining, narrow little lanes to explore in a single visit.
Shopaholics are also well catered for with stylish, high-quality garments and souvenirs to be found, among an endless array of cheap Chinese trinkets. If you're pushed
for time ask the hotel for ideas or to book you a guide; otherwise just set off and see what you find.
We did the latter with both kids. We managed to take a horse and buggy ride, buy two scarves of exceptional quality for $10 each and have a fabulously healthy vegetarian lunch at the Nomad Guest House, run by a chatty Dutchman.
But the best thing about wandering through the old towns of Lijiang, and travelling more broadly in regional China, is that people pretty well leave you alone. There's none of the "hello mister" over-aggressive sales culture of Bali or Bangkok. It means wandering the hutongs is a relaxing experience rather than a constant bun fight.
For the more adventurous tourist with older children, there are numerous mountain treks, bike rides and other vigorous sightseeing options. The most popular local tourist adventures include a trip to Jade Dragon Snow Mountain (just
a 30-minute drive from the hotel) or the Tiger Leaping Gorge – one of the deepest river canyons in the world, and only a few hours away by car.
With two children, just two days on the ground and a long trip from Shanghai already under our belts, we gave it a miss and decided to
just enjoy the resort.
So how did the Banyan Tree rate?
For a couple with young kids it could not have been better. The staff delivered toasted sandwiches and warm glasses of milk to our villa and never tired of feeding the fish with our three-year-old. Organising babysitters was effortless and no matter how old you are, it's hard to beat an outdoor hot tub on a cool crisp day with a beer or a lemonade in hand, as the age bracket dictates.
The indulgent day spa also eased tensions. But if it's action and buzz you're seeking, you'll have to take that 10-minute stroll down the road to the nearby local village restaurants and bars.
On that note, if we had one small criticism, it would be the food. For a country built on regional cuisine, the two restaurants at the Banyan Tree are only okay. That's a shame because Yunnan province has the largest number of ethnic minorities in the country, meaning its food is varied and rich. But don't let the relatively bland cuisine deter you.
In the words of our three-year-old:
"I love our new home."
The writers were guests of Banyan Tree Lijiang (banyantree.com) Email: firstname.lastname@example.com. Prices start at 3450 yuan ($524). Flights from Shanghai to Lijiang were courtesy of China Southern (flychinasouthern.com)


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I tried to find the appropriate place to put this post and I am not entirely sur eI chose the right forum. Forgive me if I am incrrect in my placement.
Nevertheless, back to the topic at hand, I got a new scattergun and have two more on the way.
Say hello to Roxanne. I find myself belting out tunes like Eddie Murphy in 48hrs everytime I put her in Semi and rip off a tube full of scatt'r ammo.


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My husband and I recently celebrated our one year anniversary (hooray!). It was fun to look at our wedding album and reminisce about our ceremony and reception. It was also a fond memory to recall that my dress zipped up the morning of our wedding since I had reached my weight loss goal of… zipping up my dress (equal to losing about 20 pounds). True to the cliche, happiness has put about ten pounds back on my frame since then and I'm aiming to get rid of them! For me, then, part of our anniversary reminisce was going back to my food journals of 2011.
My key to dropping those pre-wedding pounds was keeping close track of my caloric intake. My "food journals" were just spreadsheets that tallied up my calories throughout the day (I just love me a spreadsheet – especially one with formulas!). I tried to keep my intake around 1600 calories a day. At first this seemed like the most tedious thing I'd ever done, but over time it transformed into a kind of game. I thought: Whaaaa? Did I just make calorie counting fun? Yes! You're the next contestant on… Let's Make a Meal!
To do the best I could on as a contestant on this game show, I aimed to eat as much as possible for those 1600 calories. Some of my favorite foods are pretty healthy and relatively low-cal if eaten in appropriate portions. I was surprised at how much really good stuff I could eat and still stay in my calorie budget. The nice thing about this approach was that I didn't cut anything out of my diet; I just knew if I ate this bag of chips now, I'm sacrificing my three Oreos after dinner. (Not gonna lie, sometimes I ate the chips and the Oreos. You can't win every day.)
The other fun perk I got out of my calorie counting game show was that I would often plan out my whole day of eating while I ate breakfast. That way I knew how many calories I needed to save up if I was planning on having that leftover piece of cheesecake for dessert that evening. This might sound like a lot of planning, but I'm a food nerd that LOVES to plan ahead. One must be diligent if one is to win Let's Make a Meal. Another benefit of this planning ahead was that I found myself looking forward to the things I'd get to eat throughout the day – and savor each bite just a little bit more.
So here's what a typical day looked like for me on Let's Make a Meal:
Breakfast: Black coffee; 2 slices toast with peanut butter: about 400 calories
Lunch: Tuna Salad (with light sour cream, capers, red onion) on rye; carrots; apple: about 450 calories (Total for day: 850)
Snack: CHOCOLATE (sugar free, but still chocolate… ): 100 calories (Total for day up to 950)
Dinner: Chicken sausage with mashed sweet potatoes and roasted asparagus: about 475 calories (Total for day: 1425)
Tell her what's she's won, Johnny… a glass of wine!
Oh, do I still have calories left? YES! I'll take that glass of wine, Johnny: approximately 175 calories for a total of…. 1600 calories total for the day! (Applause sign on!) It makes me so happy that I can eat so many different kinds of food in one healthy day – including chocolate and wine – and still be right at my caloric mark.
So, I'm back with my food journals, lovin' that spreadsheet again and trying to shed those ten pounds before I hit the beach for a few games of volleyball this summer. Let's make a meal. In fact, let's make three. And let's add a snack. Maybe most importantly, let's add that glass of wine and feel like a real winner. Ahhh, it is so good to win.
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One Response to "You're the Next Contestant on Let's Make a Meal"
Congratulations on your one year anniversary. Work on those pounds because after 20 years (like me) more like to creep up on you!!
Leave a Reply
Tags: anniversary, breakfast, calories, chocolate, diet, dinner, food, healthy, journal, lunch, pounds, snack, Wine


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From Wikipedia, the free encyclopedia - View original article
This article includes a list of references, but its sources remain unclear because it has insufficient inline citations. (February 2012) |
In mathematics, a square number or perfect square is an integer that is the square of an integer;[1] in other words, it is the product of some integer with itself. For example, 9 is a square number, since it can be written as 3 × 3.
The usual notation for the formula for the square of a number n is not the product n × n, but the equivalent exponentiation n2, usually pronounced as "n squared". The name square number comes from the name of the shape; see below.
Square numbers are non-negative. Another way of saying that a (non-negative) number is a square number, is that its square roots are again integers. For example, √9 = ±3, so 9 is a square number.
A positive integer that has no perfect square divisors except 1 is called square-free.
For a non-negative integer n, the nth square number is n2, with 02 = 0 being the 0-th one. The concept of square can be extended to some other number systems. If rational numbers are included, then a square is the ratio of two square integers, and, conversely, the ratio of two square integers is a square (e.g., 4/9 = (2/3)2).
Starting with 1, there are square numbers up to and including m, where the expression represents the floor of the number x.
The squares (sequence A000290 in OEIS) smaller than 602 are:
The difference between any perfect square and its predecessor is given by the identity . Equivalently, it is possible to count up square numbers by adding together the last square, the last square's root, and the current root, that is, .
The number m is a square number if and only if one can compose a square of m equal (lesser) squares:
m = 12 = 1 | |
m = 22 = 4 | |
m = 32 = 9 | |
m = 42 = 16 | |
m = 52 = 25 | |
Note: White gaps between squares serve only to improve visual perception. There must be no gaps between actual squares. |
The unit of area is defined as the area of unit square (1 × 1). Hence, a square with side length n has area n2.
The expression for the nth square number is n2. This is also equal to the sum of the first n odd numbers as can be seen in the above pictures, where a square results from the previous one by adding an odd number of points (shown in magenta). The formula follows:
So for example, 52 = 25 = 1 + 3 + 5 + 7 + 9.
There are several recursive methods for computing square numbers. For example, the nth square number can be computed from the previous square by . Alternatively, the nth square number can be calculated from the previous two by doubling the (n − 1)-th square, subtracting the (n − 2)-th square number, and adding 2, because n2 = 2(n − 1)2 − (n − 2)2 + 2. For example,
A square number is also the sum of two consecutive triangular numbers. The sum of two consecutive square numbers is a centered square number. Every odd square is also a centered octagonal number.
Another property of a square number is that it has an odd number of positive divisors, while other natural numbers have an even number of positive divisors. An integer root is the only divisor that pairs up with itself to yield the square number, while other divisors come in pairs.
Lagrange's four-square theorem states that any positive integer can be written as the sum of four or fewer perfect squares. Three squares are not sufficient for numbers of the form 4k(8m + 7). A positive integer can be represented as a sum of two squares precisely if its prime factorization contains no odd powers of primes of the form 4k + 3. This is generalized by Waring's problem.
A square number can end only with digits 0, 1, 4, 6, 9, or 25 in base 10, as follows:
In base 16, a square number can end only with 0, 1, 4 or 9 and
In general, if a prime p divides a square number m then the square of p must also divide m; if p fails to divide m∕p, then m is definitely not square. Repeating the divisions of the previous sentence, one concludes that every prime must divide a given perfect square an even number of times (including possibly 0 times). Thus, the number m is a square number if and only if, in its canonical representation, all exponents are even.
Squarity testing can be used as alternative way in factorization of large numbers. Instead of testing for divisibility, test for squarity: for given m and some number k, if k2 − m is the square of an integer n then k − n divides m. (This is an application of the factorization of a difference of two squares.) For example, 1002 − 9991 is the square of 3, so consequently 100 − 3 divides 9991. This test is deterministic for odd divisors in the range from k − n to k + n where k covers some range of natural numbers k ≥ √m.
A square number cannot be a perfect number.
The sum of the series of power numbers
can also be represented by the formula
The first terms of this series (the square pyramidal numbers) are:
0, 1, 5, 14, 30, 55, 91, 140, 204, 285, 385, 506, 650, 819, 1015, 1240, 1496, 1785, 2109, 2470, 2870, 3311, 3795, 4324, 4900, 5525, 6201... (sequence A000330 in OEIS).
The sum of odd integers starting with one are perfect squares. 1, 1 + 3, 1 + 3 + 5, 1 + 3 + 5 +7,etc.
All fourth powers, sixth powers, eighth powers and so on are perfect squares.
Squares of even numbers are even (and in fact divisible by 4), since (2n)2 = 4n2.
Squares of odd numbers are odd, since (2n + 1)2 = 4(n2 + n) + 1.
It follows that square roots of even square numbers are even, and square roots of odd square numbers are odd.
As all even square numbers are divisible by 4, the even numbers of the form 4n + 2 are not square numbers.
As all odd square numbers are of the form 4n + 1, the odd numbers of the form 4n + 3 are not square numbers.
Squares of odd numbers are of the form 8n + 1, since (2n + 1)2 = 4n(n + 1) + 1 and n(n + 1) is an even number.
Every odd perfect square is a centered octagonal number. The difference between any two odd perfect squares is a multiple of 8. The difference between 1 and any higher odd perfect square always is eight times a triangular number, while the difference between 9 and any higher odd perfect square is eight times a triangular number minus eight. Since all triangular numbers have an odd factor, but no two values of 2n differ by an amount containing an odd factor, the only perfect square of the form 2n - 1 is 1, and the only perfect square of the form 2n + 1 is 9.


text: In the News June 7"That's going beyond merely keeping an official 'in the loop,' for example, by being at a remote terminal reviewing potential or questionable citations," said Professor Hartzog in the June 4 ars technica article "Iowa City to ban red-light cameras, drones, and license plate readers too." To access this article, go to http://tinyurl.com/ma8h98m. Professor Hartzog's recent Atlantic story "How to Fight Revenge Porn" was cited explicitly in a roundtable discussion on MSNBC by Ari Melber (at the 6:27 mark). To access a video clip, go to http://tinyurl.com/lcpcral. Professor Hartzog was quoted in the May 29 USA Today College article "How much do college students care about online privacy?" To access this article, go to http://tinyurl.com/lowqolc. Donald Jackson "I think they are on very, very shaky ground," said Cumberland School of Law adjunct professor and principal at The Sports Group, Donald Jackson. He is quoted in the June 5 New York Newsday article "MLB might have hard time penalizing A-Rod, players in latest PED case." To access this article, go to http://tinyurl.com/mmsqmdr. "Now people are repeating the same mistakes in Uganda and the Democratic Republic of the Congo," said Prof. Smolin in the May 31 The New York Times article, "Eager to Adopt, Evangelicals Find Perils Abroad." To access this article, go to http://tinyurl.com/m5x7kax. |


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From Wikipedia, the free encyclopedia - View original article
Trillium | |
Trillium erectum (red trillium) | |
Scientific classification | |
Kingdom: | Plantae |
(unranked): | Angiosperms |
(unranked): | Monocots |
Order: | Liliales |
Family: | Melanthiaceae |
Genus: | Trillium L. |
Species | |
See text |
Trillium | |
Trillium erectum (red trillium) | |
Scientific classification | |
Kingdom: | Plantae |
(unranked): | Angiosperms |
(unranked): | Monocots |
Order: | Liliales |
Family: | Melanthiaceae |
Genus: | Trillium L. |
Species | |
See text |
Trillium (trillium, wakerobin, tri flower, birthroot, birthwort) is a genus of about 40–50 species of perennial flowering plants native to temperate regions of North America and Asia.
It was formerly treated in the family Trilliaceae or trillium family, a part of the Liliales or lily order. The APG III system includes Trilliaceae in the family Melanthiaceae, where can be treated as the tribe Parideae.[1]
Plants of this genus are perennial herbs growing from rhizomes. They produce scapes which are erect and straight in most species. There are three large bracts arranged in a whorl about the scape. There are no true aboveground leaves. There are sometimes scalelike leaves on the underground rhizome. The leaflike bracts are photosynthetic and are sometimes called leaves. The inflorescence is a single flower. There are two subgenera. In T. subg. Trillium the flowers are mostly born on a short stalk (pedicellate) whereas in T. subg. Phyllantherum the flowers are born directly on the bracts (sessile). The flower has three green or reddish sepals and usually three petals in shades of red, purple, pink, white, yellow, or green. There are six stamens at the center. There are three stigmas that are borne on a very short style, if any. The fruit is fleshy and capsule-like or berrylike. The seeds have large, oily elaiosomes.[2]
As of August 2013[update], the World Checklist of Selected Plant Families accepted 44 species:[3]
A number of hybrids are also known:[3]
Trilliums are myrmecochorous, with ants as agents of seed dispersal. Ants are attracted to the elaiosomes on the seeds and collect them and transport them away from the parent plant. The seeds of Trillium camschatcense and T. tschonoskii, for example, are collected by the ants Aphaenogaster smythiesi and Myrmica ruginodis. Sometimes beetles interfere with the dispersal process by eating the elaiosomes off the seeds, making them less attractive to ants.[4]
Picking parts off of a trillium plant can kill it even if the rhizome is left undisturbed.[5] Some species of trillium are listed as threatened or endangered and collecting these species may be illegal. Laws in some jurisdictions may restrict the commercial exploitation of trilliums and prohibit collection without the landowner's permission. In the US states of Michigan[5] and Minnesota[6] it is illegal to pick trilliums. In New York it is illegal to pick the red trillium.[7]
While it is a popular belief that it is illegal to pick the common Trillium grandiflorum (white trillium) in Ontario, it is actually only protected in provincial parks and on land owned by conservation authorities.[8] However, the rare Trillium flexipes (drooping trillium) is protected by law in Ontario,[9] because of its very small Canadian population.
Several species contain sapogenins. They have been used traditionally as uterine stimulants, the inspiration for the common name birthwort.[2] In a 1918 publication, Joseph E. Meyer called it "beth root", probably a corruption of "birthroot". He claimed that an astringent tonic derived from the root was useful in controlling bleeding and diarrhea.[10]
A white trillium serves as the emblem and official flower of the Canadian province of Ontario. It is an official symbol of the Government of Ontario. The large white trillium is the official wildflower of Ohio.;[11] in light of their shared connection to the flower, the Major League Soccer teams in Toronto and Columbus compete with each other for the Trillium Cup.
Nodding trillium (Trillium cernuum)
Purple trillium (Trillium erectum)
Great white trillium (Trillium grandiflorum)
Western wake-robin (Trillium ovatum)
Prairie trillium (Trillium recurvatum)
Relict trillium (Trillium reliquum) an endangered species
Painted trillium (Trillium undulatum)
Wikimedia Commons has media related to Trillium. |


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EXCLUSIVE: "Regular Show" #1 Back-Up Story Preview
By Dan Casey on May 9, 2013
Fans of Cartoon Network's Regular Show have an awful lot to be excited about next week, as BOOM! Studios launches Regular Show #1, a new ongoing series based on J.G. Quintel's popular show of the same name. Written by KC Green and illustrated by Allison Strejlau, the comic preserves the show's irreverent tone and seems like a natural fit for the comic book format.
Much like BOOM's other hit title Adventure Time, Regular Show looks like it'll be another feather in the publisher's cap as it rolls out on the all-ages KaBOOM! Studios imprint. Like the show's tagline indicates, if you're expecting normalcy from this comic, "It's anything but…" To help get you as stoked as we are to read about Mordecai the blue jay and Rigby the raccoon's off-screen adventures, we have an exclusive preview of issue #1's back-up story, "Thrill Baby," which is written and illustrated by Brian Butler. So, read on and strap in as Mordecai, Rigby and lovable yeti Skips prepare to ride the Face Melter, the most imposing roller coaster you've ever seen.
Plus, check out all six of the collectible covers from artists Nick Edwards, Nathan Fox, Phil McAndrews, John Allison and colorist Joanna Estep, Brian Butler and Chuck BB
Click to enlarge.
Are you excited for a Regular Show comic book series? Let us know in the comments below!
Am I the only person who thinks Mordecai sounds and acts a lot like Jonah Ray?
"Oooooohh" This is an awesome time for comic books. Dude Mike, you're not alone. I too thought that Jonah was Mordecai till I check the Regular Show wiki. Now we need to get the Venture Brothers their own comic. Just to fill in the gaps between seasons, plus an extra storyline for the fans.
I completely agree with you on the Mordecai and Jonah Ray connection.
I didn't think it was Jonah specifically, but the voice definitely sounded super familiar.


text:
@miriam98 - That's awesome. I've never done any bidding on government contracts, but I might do it someday.
I have a small business and while I have enough to keep me busy as is, I wouldn't mind tossing my hat into the ring of government contracts.
I once found a sample bid proposal form online, basically a Word document, that gives a good idea of what an actual form would look like. It seems pretty straightforward, and it does force you to nail down your prices and time frames from what I've seen.


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Home > Coosa HS Rome, Georgia Home |
Coosa High School Rome, GA Alumni
Beverly Dowdy Broach Class of 1973 |
Eric Miller Class of 1990 |
Joseph R. Sterle Iii Class of 1978 |
Suzann Vandiver Class of 1997 |
This site has been created for the former students of Coosa located in Rome, Georgia. If you haven't already, we also encourage you to register for free on this site. You may also want to check out the latest news and school memories. If you are a Coosa alumn, we encourage you to register and be sure to sign up for the alumni newsletter.


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What does BIS mean in Unclassified?
This page is about the meanings of the acronym/abbreviation/shorthand BIS in the Miscellaneous field in general and in the Unclassified terminology in particular.
Find a translation for BIS in other languages:
Select another language:
What does BIS mean?
- Bis(adverb)
- twice; -- a word showing that something is, or is to be, repeated; as a passage of music, or an item in accounts
Discuss this BIS abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"BIS." Abbreviations.com. STANDS4 LLC, 2015. Web. 6 Mar. 2015. <http://www.abbreviations.com/term/193552>.
BIS also stands for:
- Bachelor of Incisor Studies
- Bachelor of Information Sciences
- Bachelor Of Interdisciplinary Studies
- Bachelors of Interdisiplinary Studies
- Bank for International Settlements
... and 51 more »
Nearby & related abbreviations:
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- Search Best Injection System on Amazon
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text: Jason Rojas, Flickr [ Car Fire Sparks DWI Arrest By Kristine Bellino April 10, 2012 Trenton, NY (WIBX) - A Holland Patent woman found herself in more than hot water after drinking and driving. Read More|Comment Category: Utica-Rome News Tags: Barneveld Fire, car fire, dwi, new york state police, Robyn Owens, trenton Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


text:
Cast of Characters
Hey guys,
If you haven't already added your characters' sheets to the game, please do so. The statbloc's listed below are the ones I already have, which means that the rest of you need to add your sheets! EDIT: Looks like the only one I'm missing is HFLep's. |
I posted it in the OOC section. Second post. But here it is, again:
But you didn't add it to the game yet. I know that because it didn't come up when I used the Statbloc function, which (when you're a DM) lists all of the statblocs added to the game.
Thank you sir.
I changed my daily power in my character sheet, so an edit/save of the first post will reflect the current power list for Gruunk.
No problem. I've not even looked at them yet.
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text:
ScHoolboy Q Streams Guest-Packed 'Oxymoron' in Full
Also, enlists adorable daughter, terrifying gangster for "Break the Bank" video
As announced by ScHoolboy Q's daughter, the South Central Los Angeles MC will release his major label debut on Tuesday, February 25. The young Joy also posed for Oxymoron's mean-mugging cover, and appears in the video for "Break the Bank," a fierce new song that asks what's next after rap stops paying the artist's bills. That's streaming above, but it's hardly the only gift from the Top Dawg rhymer making the rounds.
iTunes Radio is streaming the entire album right now. Guests therein include 2 Chainz, Kurupt, Kendrick Lamar, Raekwon, Suga Free, and Tyler, the Creator among others. Live clips of "Hoover Street," and "Banger (MOSHPIT)" with "Break the Bank" can be seen below (excuse the poor audio). Q has said the new LP's theme revolves around his newfound responsibilities as a father, and his past history with the Crips.
The Jason Goldwatch-directed video above plays with contrast, too, as we see shots of Q's girl in a tutu with a big golden balloon alongside images of (among others) an uzi-toting dude with copious face tattoos. The Alchemist's signature production pits pretty keys against a grimacing chorus, which itself features a growled-out sing-song reminiscent of Cypress Hill. No Macklemore cameos this time.


text:
- 91Promote
Art Print
Collect your choice of gallery quality Giclée, or fine art prints custom trimmed by hand in a variety of sizes with a white border for framing.
Caught off guard by a street photographer - the war years
Roaming the streets for a buck, these mostly guys made a living out of hustling the busy streets in busy cities. This is of my Aunt and her friend. Copyright belongs to RQ Designs, feel free to enjoy this on your walls, or device skins. If you would like to use this image commercially please email me at - email@example.com
Thank you Chris Chalk - yes they are such a good document of our past - times gone by but not forgotten! thanks you! :)
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