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The Bear Bottle is a fun and friendly way to make drinking easier for beginners and/or children with oral motor difficulties. It's also an excellent way to transition babies straight from bottles to straw drinking - skipping sippy cups altogether! Most sippy cups promote improper tongue and lip positioning that can cause speech problems later on. Straws are a better alternative, as they strengthen the mouth muscles and encourage tongue retraction, cheek tension, and lip closure.
The Bear Bottle features a unique valve that controls the direction of fluid - liquid flows up into the straw, but does not flow back down. Simply squeeze the bear's belly until fluid reaches the top of the straw and release. Fluid will stay at the top of the straw, thereby decreasing the effort required to drink. Highly recommended for individuals who tend to aspirate or have a weak suck with difficulties generating and maintaining suction.
Kit includes: 1 easy-to-squeeze Bear Bottle with a snap-close cap, 1 Select-Flow Valve, 8 inches of polytubing, 1 Lip Blok® (3/4"), 12 straws, and instructions on how to teach straw drinking. Polytubing is a reusable, chewable, durable alternative to straws, and the Lip Blok discourages biting on the straw or inserting it too far into the mouth.
Average Customer Review: 3 Reviews
Write an online review and share your thoughts with others.
Reviewer: vicky lopez (brooklyn, NY) |
My son only drinks out of this cup. The materials are great and do not break easy. What i love the most is that any child can use it. It does not scream DISABLE to me and many people love it as well. |
A great kit to get your child on the right track, 1.25.2013 |
Reviewer: Beth S (Hauppauge, New York) |
This bottle kit really is amazing. My son was able to drink out of a straw comfortable after using this kit very quickly. I thought we would have some time ahead before he could drink from a straw especially due to his special needs. His speech therapist felt this would be the best aid for him. It really was! Well worth the money. |
Great Kit, 4.13.2012 |
Reviewer: Marla M (Cumming, GA) |
This is a great kit with all the extra things you would need. |
"My child uses the Grabber® and Grabber XT® in Speech Therapy. She is now beginning to bite and chew.
Thank you for designing such wonderful oral motor tools."


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Brush Your Teeth Daily!
For good oral health, brush your teeth twice a day with a good fluoride toothpaste!
How Old Is Your Toothbrush?
Replace your toothbrush every 3 or 4 months, or sooner if the bristles are frayed. A worn toothbrush won't do a good job of cleaning your teeth.
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more info »

subset: commoncrawl


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This week, Malia and Sasha Obama visited the White House to tour what will be their new bedrooms. This must be a very exciting time for Malia, 10, and Sasha, 7, but I wonder if the soon-to-be First Kids are also a little nervous, too. Fortunately, when moving to a new place (even if it's the White House), nothing erases a child's jitters faster than having a new room to decorate. According to a former Chief White House Usher, the girls can decorate anyway they wish — even if they want to paint their bedroom walls fuchsia! So, of course, I'm more than happy to give my professional color advice.
Now, I don't know the Obama sisters' favorite colors, but I can take cues from some of the beautiful outfits they and lovely mom Michelle have worn on the campaign trail. I'm going with pink, red, black and purple. My suggestion is to begin with the bedding, such as the pink and black C'est Chic ensemble (top of page) from poshtots.com. Because the tastes of young girls change rather quickly, I would avoid 'character or celebrity bedding' (i.e. princess, Betty Boop, Hanna Montana, etc). Save that for accessories you can easily change. I also love the ensembles pictured below:
Below is an old photo of the East Room in the White House, which will soon belong to one of the incoming First Daughters.
With such high ceilings, I'd choose a warm, youthful wall color such as any of these selections from Sherwin Williams, from left to right: Cheery, Free Spirit, Hopeful (very appropriately named), and Valentine (great for an accent wall color).
I'm sure whatever colors and patterns that Malia and Sasha choose, their designs will be reflective of their lively personalities (and their mother's guidance). It will be so refreshing to have these adorable girls take up residence in the White House. They remind me a lot of my sister and I when we were that age. Although my mother would say that the Obama sisters behave better than we did.


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Category Archives: Gadget
Intel On The Way To Launch Smartphones And Tablets Powered By 32nm Medfield Processor
Intel most recently has launched the prototype of their upcoming smartphone and tablet. The smartphones and tablets will run on Intel's forthcoming 32nm Medfield processor. The mentioned processors of Intel for the first time are designed to give the Arm chips a pretty hard challenge in mobile phone sector.
BlackBerry QNX Based Smartphones Will Be Late In Market
Blackberry was about to launch their QNX based smartphone in the first quarter of 2012. But recently the company has declared that the launching will be delayed until the end of 2012. Research In Motion co-CEO Mike Lazaridis in an Investor Call in the last night has cited that they are really very sorry for the delay launching. He has expressed apologies and requested people to keep patience and have faith in RIM.
Apple On The Way To Launch iTunes store in Latin America
Apple has finally been known to open its iTunes store containing music and movie in total 16 Latin American countries. The company has posted in its official website that the store will contain all of the local and international music of all chief and famous labels. Users will be able to choose from 20 million song and 1000 movies in the primary stage. The company has not yet declared anything about the television shows. The Latin American countries that will enjoy the iTunes store are Ecuador, El Salvador, Guatemala, Nicaragua, Panama, Argentina, Bolivia, Brazil, Chile, Colombia, Costa Rica, Dominican Republic, , Honduras, , Paraguay, Peru and Venezuela.
Asus Going To Launch Laptop With Swivel Mode
DigiTimes has revealed that Asus is going to launch their latest ultrabook type laptop which will offer the same transportability facility like tablet. Asus has claimed to design the new laptop with swivel feature that will allow it to convert in to a tablet. The device is believed to make its first debut at the next Computex in Taipei in Taiwan in the coming year although Asus has not yet officially declared any name for the device. The device is expected to be available in market for sale when Microsoft will release its latest Windows 8 Operating System in the next year.
Samsung Galaxy Tab 11.6 On The Way To Be Appeared
Samsung has spent the whole year fighting with Apple over patent issues. Apple has claimed that the Korean tech giant has copied their iphones and ipads into Galaxy series smartpho0nes and tabs. Samsung has suffered ban in place over the sale of Samsung Galaxy tabs. They even were forced to redesign their Samsung Galaxy tab 10.1 in Germany to dodge the ban over the sale in the country.


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Sheila Lukins was a person who could be introduced successfully to strangers with just two words: chicken Marbella. This dish, from 1982's "The Silver Palate Cookbook," became a go-to recipe for two generations of home cooks. It epitomized her food philosophy: bold flavors, accessible ingredients, easy cooking.
Lukins would go on to author or co-author seven more popular cookbooks and serve for 23 years as food editor of Parade, a Sunday magazine distributed in many of the nation's newspapers, before her death in 2009 at age 66 from brain cancer.
"She changed the way everyday Americans cooked every day," wrote Dorie Greenspan, the baker and cookbook author, in an email from Paris. "I think of 'The Silver Palate Cookbook' as the first cookbook that helped home cooks use the ingredients that chefs were using, ingredients that today seem commonplace, but that were then new and exciting. The book put balsamic vinegar in kitchen cupboards, pesto in weekday pastas and chicken Marbella in every pot."
Before "The Silver Palate Cookbook," co-authored with Julee Rosso (and with Michael McLaughlin), there was The Silver Palate, a gourmet takeout shop launched by the women in 1977 on New York's Upper West Side. And before that? "Two women's personal desperation," recalled Lukins and Rosso in their foreword to the book.
Trying to be all a woman could be in the 1970s — and that definition grew exponentially through the decade — and do that while preparing "creative, well-balanced meals daily and an occasional dinner party at home" was proving too much for them — and Lukins was a caterer. If this was happening to them, they reasoned, it had to be happening to others. That insight was confirmed when customers mobbed The Silver Palate on opening day.
"We knew we were doing exactly what we wanted to do, and people liked it," Lukins and Rosso recalled in "The Silver Palate Cookbook," which itself proved that their "big ideas" — and flavors — could translate to a national scale.
"The Silver Palate Cookbook" became one of the best-selling cookbooks of all time. Some 2.7 million copies are now in print, according to Suzanne Rafer, executive editor, director of cookbooks for Workman Publishing in New York City.
"It was a cookbook you wanted to read," Rafer says. "They made a lot of people happy — and well fed."
Lukins and Rosso followed up with 1985's "The Silver Palate Good Times Cookbook" and "The New Basics Cookbook" in 1989. Both sold millions of copies.
The Silver Palate was an estimated $10 million-a-year business by 1985, the Los Angeles Times recalled in Lukins' obituary. The pair sold the business in 1988 and began to pursue solo projects. A few years later, there was a widely publicized falling out. But by the time Lukins and Rosso teamed up in 2007 to launch the spiffed-up 25th anniversary edition of "The Silver Palate Cookbook" ("Yes, Chicken Marbella in full color!" exclaimed the back cover), the feud was apparently forgotten.
Lukins kept creating recipes and writing cookbooks. Not even a near-fatal cerebral hemorrhage, suffered in 1991, could stop her.
"She was back on a plane three months later doing work on a book," says her daughter, Annabel Lukins Stelling, a music festival producer living in Boulder, Colo. "God never took the ability to create away from her. She wanted to continue her research and she did four books after the brain hemorrhage."
There was also her work at Parade. "Simply Delicious" began in April 1986 as a co-authored column by Lukins and Rosso. Lukins took lone credit beginning in 1993 and kept the column going until her death. Lukins' "reach was enormous," wrote Greenspan, once a Parade columnist herself. "As food editor of Parade, she created recipes that were simple but modern for millions of people each week."
Linguine with tomatoes and basil
Prep: 25 minutes
Rest: 2 hours
Cooks: 20 minutes
Servings: 4 to 6
Note: Annabel Lukins Stelling immediately chose this dish from the 25th anniversary edition of "The Silver Palate Cookbook" when asked to pick a favorite from the recipes of her mother, Sheila Lukins. "When we had our country house in Kent, Conn., we'd grow fresh tomatoes and fresh basil. This sauce is so delicious and so great," says Stelling. The recipe includes a good deal of olive oil. You can reduce the oil to 1/4 cup for the sauce, if you like.
4 large ripe tomatoes, cut into 1/2-inch cubes
1 pound brie, rind removed, torn into irregular pieces
1 cup fresh basil leaves, cut into strips
3 garlic cloves, peeled, finely minced
1 cup plus 1 tablespoon best-quality olive oil
1/2 teaspoon salt, plus additional to taste
1/2 teaspoon freshly ground pepper
1 1/2 pounds linguine
Freshly grated Parmigiano-Reggiano cheese, optional
1At least 2 hours before serving, combine the tomatoes, brie, basil, garlic, the 1 cup olive oil and 1/2 teaspoon each salt and pepper in a large serving bowl.
2Bring 6 quarts well-salted water to a boil in a large pot. Add 1 tablespoon olive oil and the linguine; boil until tender but still firm, 8-10 minutes.
3Drain the pasta; immediately toss with the tomato sauce. Serve at once, passing the pepper mill and the grated Parmigiano-Reggiano cheese, if you like.
Nutrition information:
Per serving (for 6 servings): 1,054 calories, 62 g fat, 19 g saturated fat, 76 mg cholesterol, 91 g carbohydrates, 33 g protein, 679 mg sodium, 7 g fiber.
Chicken Marbella
Prep: 20 minutes
Marinate: 12 or more hours
Cook: 1 hour
Servings: 16
Note: "This was the first main-course dish to be offered at The Silver Palate shop, and the distinctive colors and flavors of the prunes, olives and capers have kept it a favorite for years," wrote Julee Rosso and Sheila Lukins in "The Silver Palate Cookbook, 25th Anniversary Edition." "The overnight marination is essential to the moistness of the finished product: The chicken keeps and even improves over several days of refrigeration; it travels well and makes excellent picnic fare." The Good Eating section last published this recipe in 2007 to accompany a story about the 25th anniversary edition. When preparing the recipe in the Tribune test kitchen, we marinated the chicken in a large, plastic food storage bag. We also skimmed off the fat before serving the sauce over the chicken.
1/2 cup olive oil
1/2 cup red wine vinegar
1 cup pitted prunes
1/2 cup pitted Spanish green olives
1/2 cup capers with a bit of juice
6 bay leaves
1 head of garlic, peeled, finely pureed
1/4 cup dried oregano
1/2 teaspoon salt
4 chickens, 2 1/2 pounds each, quartered
1 cup brown sugar
1 cup dry white wine
1/4 cup flat-leaf parsley or fresh cilantro, finely chopped
1. Combine the olive oil, vinegar, prunes, olives, capers and juice, bay leaves, garlic, oregano, salt and pepper in a large bowl. Add the chicken and stir to coat. Cover the bowl and refrigerate overnight.
2. Heat oven to 350 degrees. Arrange the chicken in a single layer in one or two large, shallow baking pans, and spoon the marinade over chicken evenly. Sprinkle the chicken with brown sugar and pour white wine over chicken.
3. Bake, basting frequently with pan juices, until thigh pieces yield clear yellow juice when pricked with a fork, 50 minutes-1 hour. With a slotted spoon, transfer the chicken, prunes, olives and capers to a serving platter. Moisten with a few spoonfuls of the pan juices; sprinkle generously with the parsley or cilantro. Pass the remaining pan juices in a sauce boat.
Nutrition information:
Per serving: 478 calories, 27 g fat, 6 g saturated fat, 112 mg cholesterol, 22 g carbohydrates, 36 g protein, 406 mg sodium, 1 g fiber.


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Another week. Another win. Another list of a lot of things I liked seeing from our Fighting Irish. There were a lot of hiccups along the way on Saturday, but at the end of the day, Notre Dame beat another top 25 team – a team that had beaten them the last three years – to stay undefeated.
In no particular order, here's this week's 5 Things I Liked.
An epic goal line stand
Stanford fans will disagree about this one, but I don't care. The goal line stand by the Irish defense was a thing of beauty – especially the 3rd down attempt when there was no doubt whatsoever about whether or not Stepfan Taylor got into the endzone because Manti Te'o made the play of his career with a huge hit to push the Stanford back short of the goal line.
I've seen the replay many, many times now, I still say that there wasn't enough video evidence in either direction to be able to reverse the call. I don't care of Mike Pereira says (side note: stick to the NFL game Periera). What I do know is that in years past, we wouldn't have been having this discussion because Stanford's offensive line would have gotten more than enough push to tie the game well before the failed 4th down attempt.
I have been trying like hell not to get too carried away with this team because for as great as this run has been, I think there are still some glaring holes on this team, but I do think there is a good chance that in a few years when we look back at where the Brian Kelly Era is at Notre Dame, we'll point to Saturday's goal line stand as a turning point.
The play of the young secondary
I should probably just say the entire secondary because Zeke Motta played the game of his career on Saturday, but the young defensive backs especially have turned out to be much better than we thought. They are benefiting from the play of a great defensive line in front of them, but even with that added boost, Bennett Jackson, Kei'Varae Russell, and Matthias Farley are playing very good football for players with resumes as short on experience as their's were to start the season.
Jackson now has three interceptions on the season, Russell has improved dramatically in the tackling department since the beginning of the season, and Farley has all of the looks of a big play free safety. Farley in particular has me excited for the future because the kid is so athletic that if he can put it all together, he could be a great safety in this defense.
The resilience of Tommy Rees
I have been a little tough on Tommy Rees in the past – and really, what Notre Dame blogger hasn't been? But, I am more than happy to give the kid credit for having the resilience of a champion. Saturday was the third time he's been asked to come off the bench to save the day for the Irish and for the third time, he has come through in the clutch.
Rees was 4 for 4 for 43 yards and a touchdown – the eventual game winner – while capping off the game tying drive at the end of regulation and Notre Dame's lone overtime possession. Rees is headed back to the bench again with Golson likely to be cleared by Tuesday by the Notre Dame medical staff just as he has the last two times he's come off the bench to rally the Irish offense – a situation he's handled with class and maturity.
I still think Golson is the future at quarterback for the Irish, but in the interim, if Tommy Rees can keep filling in when needed as Golson gets through his growing pains and Notre Dame keeps winning games, I don't think anyone will complain much.
Another game without allowing an offensive touchdown
Think back to the 2008 and 2009 seasons when the Irish defense squandered leads and had trouble stopping even average defenses and tell me you honestly thought that four years later we would be watching a defense that kept Michigan, Michigan State, Miami, and Stanford out of the endzone for 16 straight quarters. If you said yes, you, my friend, are a liar.
Notre Dame's defense is earning all of the hype and publicity it is getting this season by playing tough, hard nosed football. This defense has been able to get pressure on opposing quarterbacks without needing to run (obvious) blitzes 90% of the time as they did a few years back with much, much less success. That pressure has allowed the Notre Dame linebackers to keep opposing tight ends in check and the young secondary to learn on the job without experiencing a baptism by fire.
$15 all you can drink specials during the game
The game itself was a roller coaster ride that for me was made a little more bumpy thanks to a $15 all you can drink special I stumbled across for the game. That special though, made the post game celebration just a tad more fun.
If I can find similar specials in future weekends and the Irish keep winning, I'll be a very, very happy blogger… that is if my heart can handle that kind of drama.
In all seriousness though, there was a lot to like in this game even with a sluggish offensive performance. Most of all, the fact that the Irish are 6-0 and ranked #5 in the first BCS standings with a great chance to reach double digits in wins for the first time since 2006 and just the third time since '93.
Comments to this Article
brent nowostawski commented on October 15th, 2012 at 8:44 am
my #1 worry all off-season was the secondary. then lo wood was lost…..then slaughter and i thought,how in the hell are we going to stop anybody from scoring. we'll be lucky to come up with 7 wins……then this coaching staff picked out some players and plugged them into a different position and…..well i'm still left speechless at the outcome. the intelligence of the coaches and the talent,passion of these kids in the secondary…..i have never seen the likes in my 53 years. this team is so much fun to watch. in the last 3 years they have not only learned how to win , but also how not to lose. 4-5 years ago this team would be 3-3 or maybe worse. when the offense gets all the wheels going , this team will be unstoppable. if this team finishes the year with 2 losses or less,kelly has got to be coach of the year.
Scottym228 commented on October 15th, 2012 at 9:41 am
I feel and everybody else can agree or disagree that Golson was a different player in the second half. They started running the ball and he seemed more comfortable in the pocket. If and when he learns to hold on to the ball on the designed runs he will be a dangerous 2 way threat.
As far as Rees goes. He does deserve some credit but lets also heap a whole helping on the plate of Theo Riddick and TJ Jones for their great catches. The pass to Riddick was a fantastic catch.[Reply]
jeff replied on October 15th, 2012 at 4:02 pm
Scotty, lets not forget that the TD pass Golson threw to Eifert was a Fantastic catch with the defender draped all over him. Quit hating on Rees. We would not be undefeated without him.
Scottym228 replied on October 16th, 2012 at 9:58 am
I am not "Hating" on anybody. I never said that. I year ago nobody wanted Rees at QB and now he is the next Joe Montana? I am just stating a fact and yes you are correct about the Golson pass to Eifert.
Patrick commented on October 15th, 2012 at 11:15 am
This is how I look at the game. Over the last 3 three years, NO TEAM in America has been more physical than Stanford. Don't confuse "physical" with being the "best." Simply put, Stanford pushes teams around. They did it to USC this year and I'm sure will continue to do so.
There is no more physical team ND will face this year than Stanford. That's a fact. Yes, they will play more talented teams (Oklahoma, USC and maybe the bowl game). But ND was more physical than Stanford. That, in itself, tells me this team can beat anybody on their schedule. It tells me they can beat anyone in the country.
Could they beat Alabama repeatedly? No. But once? Maybe =)
Kirk commented on October 15th, 2012 at 11:24 am
Where was this $15 special?
Hank the Tank commented on October 15th, 2012 at 1:47 pm
5 things I didn't like,
1) Play calls near the goal line, both ends.
When ND was on their own 5 yard line, EG went into the endzone to throw the ball. A very risky move. It led to a Stanford TD.
2) When ND was in the redzone the coaches turned conservative and ran up the middle. They had their priorities mixed up. Th3ey should have tried to score within the redzone and played it conservative on the other end.
3) Dismissed the run game until the 4th quarter. And Woods was used very little after that.
4) EG waits to long to release the ball. Apparently, he does not read the DF quick enough and does not understand the receivers route or where he is going to end up.
5) EG runs too much and carries the ball like a loaf of bread. By allowing the QB to run like that, the QB abandons his assignment because he knows he can run. There are times when the QB must run to keep the play alive, but there are too many times when he abandons his assignment in favor of the run. He will fumble, as he has and get hurt as he has.[Reply]
chi-town copper commented on October 15th, 2012 at 1:49 pm
Wheres the love? Watching the ESPN BCS show Kirk Herbstreit said even if ND wins out they dont get in the championship. Jesse Palmer went on to say ND's schedule isnt that tough pointing out ND may not have a single game to hang their hat on when the season is over since many of their "quality wins" came over opponents who are now no longer ranked or may have 3-4 losses by the end of the season. Am i nuts to think we belong in the conversation or have a tough schedule?
ChrisJ commented on October 15th, 2012 at 1:56 pm
If we run the table, we will be in the National Championship. There's no doubt about it. Lets just keep taking care of business.
ETXIRISH commented on October 15th, 2012 at 2:10 pm
Espn was one of the sites that said we had one of if not the toughest schedule and now that we have won every game they don't want to give us the credit we deserve. Keep grinding Irish. Let the haters keep hating all they want.
JDH commented on October 15th, 2012 at 2:17 pm
As I've said all year, keep winning and everything takes care of itself. One could easily make the case that Bama and Oregon haven't faced really tough competition yet either. And some schedule power-ranking polls have ND's schedule ahead of, or very close to Oregon and Bama. We'll see…
Shazamrock commented on October 15th, 2012 at 2:41 pm
What the so called "Big Boys" eat.
Cupcakes anyone?
Alabama: Western Kentucky, Florida Atlantic, Western Carolina
Florida: Bowling Green, Louisana LaFayette, Jacksonville ST.
Oregon: Arkansas St.,Tennessee Tech, Fresno St.
Kansas St: Missouri St, North Texas.
Note… I think it's safe to say that the top 4 teams in the BCS "new" what they were getting when they scheduled these cupcakes.
ND thought they "new" what they were getting when we made our schedule.
All good quality teams.Who deserves more respect?
Those that knew for sure what they were getting, or those who didn't?[Reply]
irisheye62 commented on October 15th, 2012 at 2:55 pm
Shaz: A few years ( or more) when Ohio State was playing such powers like San Jose St. and Akron and Kent, a lot of the Big Ten was even. Questions came around about their schedule and Herbstreit said "It's nobody's fault. These teams are down this year but a win is a win. It's how you win-and these buckeyes find ways to win." Fast forward double standard and more in that you are spot on with the schedule factor.
Shazamrock replied on October 15th, 2012 at 3:10 pm
At least Ohio St played those teams at the start of the season then finished their schedule with Big Ten play.
Bama slips western carolina in there right at the end. (11/17/2012)
Why doesn't anyone say anything about that?
irisheye62 commented on October 15th, 2012 at 2:59 pm
THIS GAME WILL BE TALKED ABOUT FOR YEARS. IT RATES WITH THE CAL-STANFORD GAME KNOCKING OVER THE BAND. IT IS UP THERE WITH OSU-MICH ST. in the 70's
when OSU didn't cross the line and lost 16-13. The Haters will have another excuse. Mark May and his back handed compliments are lacking wit and insight. Lou Holtz was right; the defense held four times and that in and of itself speaks of this ND team and the claim to Victory. GO IRISH!
( Thank God for nerve pills, high blood pressure meds-after games like this-one needs them)[Reply]
D-Train 65 commented on October 15th, 2012 at 5:37 pm
As usual Frank a very honest and "objective" breakdown of the UND performance. Re EG and his running. To me it seems to free him up when he has that as an option and "contrary" to Hank the Tank's comments I think he is only now becoming more attuned to when to shed the pocket and run as receiving options are all covered. He once again missed possible TD pass opportunities to Daniels when he scrambled for a long run and to Toma on a crossing route when he went to I think it was Jones in a corner of the end zone. If he had A. Seen and B. connected this year on all the occassions that Irish receivers were open he would have another 6-8 touchdowns.That said it is what it is he is a freshman QB trying to sort out ALL the nuances of Div One college football vs ranked opposition not the cupcakes so many other top 5 teams are playing and in front of sellout crowds screaming for blood and glory. If this kid can just stay out there for the rest of the season and in "crunch" time at the end of games next year he could be a better passing version of Braxton Miller/D. Robinson then lets see how many pts we can put up. Keep in mind that as I understand it both Tyler Eifert and C Wood could both COME BACK for another year if they so choose. How good would that make us going into 2013 with virtually the entire offensive fire power returning minus a couple of lineman?? Now let's keep knocking over the teams we should and see if we can "steal" one of either the Oklahoma or USC games for an UNBELIEVABLE season no one saw coming in August.
JC replied on October 15th, 2012 at 6:32 pm
Kudos D-Train 65,
I enjoy reading your analysis, post more often!
Here come the Irish!
henry . f. espinoza commented on October 16th, 2012 at 3:34 am
Chuckie commented on October 16th, 2012 at 8:10 am
So, let Everett rest his turf toe and concussion next game with BYU, and let Tommy and Hendrix get significant reps for the upcoming opponents.
charlie commented on October 17th, 2012 at 10:30 am
In re passing from the end zone…
Lou did it all the time to great effect
Great call but we were not blocking consistently


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If Rudolph Valentino had a Webcam
It might look like this RetroCam.
There's apparently something about Webcams that makes companies want to design them to look like cameras from the silent movies. First we saw the " Vije Deluxe ," for example, which was reminiscent of an old arcade Mutoscope. And now we have the "RetroCam" to make your silent YouTube vids. All you need is a way to make the lights flicker without waking your roomies.
There's even a period-inspired tripod to enhances its Victorian appearance, according to Red Ferret. But should you want to venture into the 21st century--or even the early 20th, for that matter--the RetroCam comes with a hidden microphone so you can do a talkie when you're ready for your close-up.


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Coca-Cola Co. is readying what it calls its largest summer marketing initiative to date, with a focus on encouraging families to "get out and get active."
Supplier News Breaks
ATLANTA – Coca-Cola Co. is readying what it calls its largest summer marketing initiative to date, with a focus on encouraging families to "get out and get active."
The beverage giant said Tuesday that it has enlisted dozens of high-profile partners to offer "hot prizes, cool experiences and special deals" as part of the Coca-Cola "Open For Summer" campaign.
MyCokeRewards.com/summer will serve as the summer campaign's online hub, offering giveaways every hour and every day through Labor Day, according to Coca-Cola. Prizes range from tickets, gift cards and premium items to once-in-a-lifetime experiences, the company said.
Examples of prizes include trips for four (including airfare, hotel transportation and spending money) to some of the nation's favorite theme parks; VIP golf trips for two to Pinehurst and Pebble Beach; a weekend fishing trip for two with a professional angler; a trip to the NASCAR Sprint Cup Series Advocare 500 at Atlanta Motor Speedway and a 160 MPH ride-along in a real stock car; VIP concert getaways; and movie tickets for a year
The giveaways are offered through exclusive Coca-Cola Open For Summer partnerships with such brands as AMC Theatres, Bass Pro Shops, Busch Gardens, Carmike Cinemas and Cedar Fair Amusement Parks (including Cedar Point, Knott's Berry Farm and Knott's Soak City). Also participating are Clear Channel Media and Entertainment, Coppertone, Delta Airlines, Hilton HHonors, Holiday Inn Resort, SeaWorld, McDonald's, NASCAR, the PGA of America, Sheraton Hotels and Resorts, Six Flags, Southwest Airlines, United Airlines, Universal Orlando Resort, Universal Studios Hollywood and others.
"There's nothing quite like an ice-cold Coke on a hot day, and we'll be there every step of the way as people enjoy the very best of summer," stated Stuart Kronauge, general manager of sparkling beverages for Coca-Cola North America Group. "We've assembled an unprecedented list of partners to help families make the most of the season."
For Coca-Cola Open For Summer, the company has set a goal to inspire 3 million people to get active this season. Dubbed "Get the Ball Rolling," the effort encourages millions across America to be active through a variety of Coca-Cola sponsored activities and events. Every summer weekend, from June 21 to Sept. 2, Coca-Cola will award one Shine activity tracker by Misfit every hour to a lucky winner through MyCokeRewards.com. The device allows users to track activities, such as swimming and biking, while syncing with their smartphones.
Limited-edition Coca-Cola packaging will appear on store shelves in May. The six designs depict images of summer's most celebrated pastimes, including food, wave, sports, travel, entertainment and outdoors. Cans, outer packaging and specially marked 12-pack and 20- and 24-can packs will feature unique codes that unlock rewards at mcr.com/summer.
Open For Summer advertising will span television, digital, out-of-home and mobile channels. A new TV spot showcasing a montage of moments synonymous with summertime will debut during the finale of "American Idol," which runs May 15 to 16 on Fox. Open For Summer ads also will appear across social and digital platforms such as AOL and Facebook.
And online at CokeSummer.com, visitors can view an interactive film that features iconic summer moments as well as open videos that reveal related content and offers. The experience inspires fans to capture their #BestSummerMoment and share photos of those moments via social media.


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Petrol back in carbon scheme - opposition
PUBLISHED: 23 Feb 2011 18:10:51 | UPDATED: 24 Feb 2011 05:03:40PRINT EDITION: 23 Feb 2011
The federal opposition has accused the government of forcing up future petrol prices through a carbon tax, as the nation's chief scientist revealed she'd been sidelined over climate change policy.
The coalition on Wednesday used parliament to turn up the heat on the government over its plan to put a price on carbon this term.
The scrapped carbon pollution reduction scheme exempted petrol.
But Prime Minister Julia Gillard, Treasurer Wayne Swan and Climate Change Minister Greg Combet all refused to directly answer opposition questions about the impact on fuel of a carbon price.
"As of today, petrol is back in the carbon tax," opposition climate change spokesman Greg Hunt told Parliament.
The parliamentary debate came as Chief Scientist Professor Penny Sackett – who has resigned halfway through her five-year term citing personal and professional reasons – came under the spotlight at Senate estimates hearings.
Under opposition questioning, she said then prime minister Kevin Rudd did not invite her to be part of the Australian delegation to the much-vaunted Copenhagen climate talks, nor to be involved in setting emissions targets.
And, she said, she had never met with Julia Gillard, despite being the Prime Minister's chief scientific adviser.
Prof Sackett diplomatically told the hearing the role "could be improved" but it was the government that "set the boundaries of what it would like to achieve from the role".
Opposition science spokeswoman Sophie Mirabella said the government had treated Prof Sackett "disgracefully" and failed to make proper use of an office which cost $2.3 million a year to run.
Science Minister Kim Carr said he had regular dialogue with Prof Sackett, and briefings had been presented to the government.
Australian Greens senator Christine Milne said the government should have sought and heeded Prof Sackett's advice.
Prof Sackett told the hearing the current emissions cuts proposed by governments worldwide were insufficient to deal with climate change.
Opposition treasury spokesman Joe Hockey in parliament quizzed Ms Gillard on whether economic modelling had recently been conducted on a carbon price, in the wake of one study which showed a $26/tonne price would push up power bills by $300 a year.
The Prime Minister said it was not possible to model the specific impact of the carbon price until the price and mechanism were known.
She said the Liberal Party was in "denial of the fundamentals of market economics" by opposing a carbon price.
Climate Change Minister Greg Combet told Parliament that just as it did under the scrapped carbon pollution reduction scheme, the government would ensure there were "significant assistant measures" in its new climate plan.
"We will provide all the support we can to those who need it the most in the process of change," Mr Combet said.
Without the carbon price, electricity prices would continue to rise as power companies continued to under-invest in the sector, he said.


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The election of Socialist Party leader François Hollande and serious loses in the coalition parties (New Democracy and Pasok) in the current Greek government are sending shockwaves throughout Europe. Whatever challenges the Euro has faced up to this point, they pale in comparison to what the future holds.
The Telegraph has a good initial take on the events:
The economic doctrine of austerity, to cut the burden of state spending to free up the economy, has ruled supreme with the support all of Europe's leaders, the European Union and financial markets.
But political leaders were on Sunday night conceding the consensus had been shattered beyond repair.
With Europe's economies plunging further into recession and as unemployment in the eurozone breaks record levels, voters demands for a new approach had finally become to great to ignore.
The popular backlash to EU imposed austerity to the centrist New Democracy and Socialist parties in Greece threatens the existence of the euro itself.
Greece is potentially ungovernable as a minority government must try and pass a new raft of austerity measures next month which are a condition of an EU-IMF bailout and Greek membership of the euro.
In France, while Hollande, the Socialist President-elect is a centrist, he is sitting on a powder keg of resentment at measures that his government will have to pass if it is not spark a meltdown of financial markets.
He has refused to ratify the treaty unless the eurozone and EU also sign up to a "growth pact".
And as a footnote, despite Chancellor's Merkel's popularity in Germany, it appears that her coalition government suffered a lose in the state of Schleswig-Holstein.
France may muddle through - François Mitterrand came to power in 1981 and after a brief move to the left (inviting the Communist Party into his government) was forced by pressures from the international markets and domestic politics to move to the right. But Greece is in a fundamentally different situation with a negotiated $171 billion dollar agreement with the EU that ostensibly cannot be revoked by the new post-election government.
Problem is – the current coalition parties, New Democracy and Pasok, may have received no more than 34% of the total votes and Syriza, the Coalition of the Radical Left party – which is pushing for an end to the austerity measures – may get as much as 17%. Syriza is looking to form it's own coalition based on an end to the austerity measures and if the current coalition collapses, the shockwaves will hit the global financial markets. As the Washington Post remarked:
The vote was a stunning repudiation of the two political parties that have ruled Greece since the end of dictatorship here nearly 40 years ago. The pro-business New Democracy Party and the Socialists have traded power for decades. Now, a cacophony of new, skeptical voices will crowd the halls of parliament — including a far-right party called Golden Dawn, whose supporters celebrated Sunday night with flaming torches and the Nazi salute.
Yes, you read that right – Nazi salutes. And Golden Dawn will enter Parliament for the first time.
A scary development, but in all honesty, while the press here – elsewhere – speaks of a "downturn" or a "recession" in Greece, Spain, Portugal, etc., the unemployment numbers and business statistics indicate that this is essentially an economic depression (in Greece, unemployment has reached 21 percent and GDP has declined by 20 percent in just two years). People are tired of sacrifice that seems to only call for more of the same, and the result will be a resurgence of radical parties on both the left and the right. With all the debate about bailout packages, deadlines and who should pay, the leaders at the center of the crisis have forgotten that people need hope. The austerity measures are clearly not providing it, which will lead people into the arms of those with much more radical solutions.
Greece has reached a breaking point. And the political decisions ahead may well reverberate throughout Europe.


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For many years, say 15 or so, I was on a path of working hard with the intention of retiring early to travel the world. Long-term travel was essentially my end goal, and I was going to work harder to make it happen sooner. Sound familiar? This … Continue reading →
A compilation of ideas, tips & tricks from Globetroopers all over the world.


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Start learning with our library of video tutorials taught by experts. Get started
Explore the interface, tools, and new features of Photoshop Elements 10.
Master the program's interface and learn about organizing and sharing your images, cropping and straightening photos, retouching images, and more.
"It is so enlightening to have the blinders removed, and see the individual parts explained and how they relate to each other." —Daniel J.
more from our members »


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Robert M Veatch
Professor of Medical Ethics
Department of Philosophy
In the news
In the news
- "The ethical issue that I think is being neglected is what is required by the standard of fairness or equity. So we don't want to just base our decision on how good the outcome will be. We want to treat everybody in a public system like a transplant system fairly." --Robert Veatch, professor of medical ethics at the Kennedy Institute for Bioethics, on the ethics concerning the allocation of organ transplants. Understanding the Organ Transplant Process March 29, 2012, The Diane Rehm Show


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it's possible to transform the template in a two columns template?
Thank you


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Interboro just returned from a thoroughly enjoyable trip to the Midwest, where it lectured at the University of Kentucky and the University of Cincinnati. Interboro would first of all like to thank our gracious hosts, Karen Lewis and Marshall Brown, respectively.
Interboro always treats these lectures as an opportunity to reconsider its work. When one is working, one doesn't always have a sense of the larger picture, but when one steps back and has to think about how to present and represent work, well then philosophy emerges!
This time around, Interboro spent a good bit of time talking about advocacy. We thought we'd share with you the philosophy that emerged.
Advocacy is a theme that is very important to us. When advocacy is talked about in planning and architecture, Paul Davidoff typically comes to mind. Davidoff, for those of you who don't know, was a planner who, in 1965 wrote a landmark essay called "Advocacy and Pluralism in Planning," where he argued that planners should be advocates of the poor, advancing their interest in the same way that a lawyer represents a client. While we're certainly with Davidoff in insisting on the importance of attitudes and values in planning (we would agree, for example, that "appropriate planning action cannot be prescribed from a position of value neutrality," that "values are inescapable elements of any rational decision-making process," and that the planner should "be an advocate for what he deems proper"), one important difference is that we don't think planners and architects should wait for clients to approach them. Publics, constituencies and causes don't preexist; they are rendered. Publics produce themselves. With this in mind, advocacy shouldn't always be about helping an existing constituency or public obtain its stated goals, but about producing a public, assembling a public out of the infinity of practices that exist out there in the city (much like an astronomer creates a constellation out of the infinity of stars that exist up there in the sky). This isn't about listening in a passive way; it's about engaging in a two-way dialogue; it's a supremely creative act that encourages us to see the city as raw material for production.
The blotters, and the New Suburbanists in Detroit, the microorganisms at the mall; we like to think of our work as an attempt to advocate for these groups who wouldn't exist without the sort of advocate we're describing. What we're suggesting is that planning and architecture begins when we make them visible; when we name their practices and tell stories about how important they are to the world: what we call "ghostwriting."
And we try not to be shy about how we do this. The case studies we do, the stories we tell, the maps we make – these are not for the sake of some future architecture: they are architecture.
After all, neither does architecture preexist. Part of what we strive for in our work is an ever expansive role for the architect. When you approach places with an open mind, when you begin by doing good detective work, you're likely to find all sorts of applications for architectural thought.


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Get your API key.Sign up for your free API key and get started! |
Be inspired …
As their page states: "Serendip-o-matic connects your sources to digital materials located in libraries, museums, and archives around the world. By first examining your research interests, and then identifying related content in locations such as the Digital Public Library of America (DPLA), Europeana, and Flickr Commons, our serendipity engine helps you discover photographs, documents, maps and other primary sources.
The online portal of the Swedish National Heritage Board (SOCH) www.kringla.nu allows users to search in both the national heritage repository 'SOCH' and the Europeana repository presenting the search results in different tabs.
Culture Collage
Culture Collage is developed by Monique Szpak (@zenlan) and started as a simple exercise in mashing up a few web technologies, including those of Europeana API.
TuoMuseo / YourMuseum
TuoMuseo was one of the winning entries in the Hack4Pisa event in October 2014.
Europeana Beacon (eBe)
Europeana Beacon was the winner of the Apps for Europe award at Hack4Pisa, October 2014.


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Hunk o' Heaven, your beach destination, is an inviting ground floor
condo located in Horizon South, the most popular resort in Panama City Beach. A 5 minute stroll takes you to our beach access and the emerald waters of the Gulf of Mexico. This unit features tropical coastal furnishings in every room.
Sunsets are particularly beautiful at this choice location and the large patio is a favorite spot to relax as the day winds down. This 22 acre family friendly resort has many recreational amenities such as a lighted tennis court, hot tub, and mini golf for everyone to enjoy. Casual
restaurants, grocery stores, and ballfields are a short distance away. We are also a 5 minute drive from fabulous Pier Park, a unique shopping and entertainment destination.
Kitchen - everything needed for family dinners.
Dining area - pleasantly situated to enjoy the Florida sunshine.
Living room - sleeper sofa, linens for additional guests.
Downstairs bedroom - 1 king bed, dresser, chest, full bath.
Upstairs bedroom - 2 queen beds, chest, full bath, walk-in closet
Private fenced patio - table, benches for outdoor dining.
Ck-out before 10 a.m. Ck-in 3 p.m.
We also have a 1B/1B condo with sleeper sofa, bunkbeds, sleeps 2-6.
Also available is a 2B/2B condo that sleeps 2-8. Both are non- smoking.
As your condo owners, we will:
Respond to your inquiries in a timely manner.
Provide an accurate description of our property.
Keep the reservation process brief and simple.
Gladly accept last minute reservations.
Send rental info, maps, etc. well in advance of your arrival.
Our Simple Reservation Process Reserve your dates by phone or email. The rental manager sends guest a lease and pre-arrival information. The guest prints and signs the lease then returns to owner with payment. Door code is sent to guest one week prior to arrival. Damage deposit is returned to guest within two weeks after departure.
Pier Park shopping & entertainment complex, Blue Wave beaches,
windsurfing, parasailing, jet skiing,
shelling, the Beaches of South Walton, Ebro Greyhound Park, Silver
Sands Outlet mall, Fine & casual
restaurants, scenic Hwy 30A bike & exercise trail, Zoo World, sport
fishing, shopping, movie
theatres,sightseeing, swimming, snorkeling/diving, boating, sailing,
surfing, golf courses, lighted
driving range, St. Andrews State Park, Ripley's Believe It or Not
Within a 5 min. drive: Frank Brown Ballfields and Aquatic Center,
Pier Park, Lowe's, Home Depot, Winn Dixie.
New Walmart at Pier Park Spring 2013


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11-29-2010, 07:28 PM | #1 (permalink) |
Veteran Member
Join Date: Dec 2009
Posts: 1,746
New gloves
Been rocking Dakines for years and about to drop for a new pair, but want some other ideas before I do. My Titans only lasted me a year last season. What do you wear for the cold days? (NOT pipe/spring gloves)
Sponsored Links | |||
Advertisement |
11-29-2010, 09:51 PM | #4 (permalink) |
Veteran Member
Join Date: Apr 2008
Location: SLC, UT
Posts: 1,402
I had the same question a week or so ago. I went with the Celtek Aviators. They are super warm and perfect for a cold day. It got pretty cold this weekend with a little frostbite on the nose but the fingers and hands were fine.
11-29-2010, 10:40 PM | #6 (permalink) |
Senior Member
Join Date: Sep 2010
Location: Kazachstan
Posts: 336
I definatrly love the Hestra army leather short. Goretex and leather is a best combo.
11-29-2010, 11:53 PM | #8 (permalink) |
Veteran Member
Join Date: Dec 2009
Posts: 1,746
I'm checking out those POW gloves right now, the Tanto is looking pretty good. I hate to not grab the Dakines though because they are super warm and comfy.
Stupid question, I've been using gore-tex inserts for years, what's the difference between goretex and hipora? I see Dakine offering different inserts in different gloves of their line. |
11-30-2010, 02:27 AM | #9 (permalink) |
Join Date: Dec 2008
Location: Reading, PA
Posts: 464
If you want a good top of the line glove.. go with Hestra. Level is also a great brand too. I've had those for now into its 3rd season and theyve been through a lot and are holding up well. Either way.. expect to pay at least $70-80+ for a decent glove.
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Guest Lodging
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"There's no place like home" is more than a wise old saying. The people of Home Health Services know that the comfortable, familiar environment of the home can actually work to stabilize or improve a short-term or chronic health condition.
Our goal is to work with you, your physician, your family and community agencies to enable you to live in your own home.
We may be able to help you postpone, shorten or even prevent a hospitalization or nursing home stay. And even if your illness or injury does not require hospitalization, our professional staff is available to assist you if you have specialized home care needs.
Home Care Services are available to meet the needs of our populations, pediatric through geriatric.
A phone call from your physician can initiate your individualized care at home. We coordinate your care with your physician and furnish him or her with the information needed to evaluate your progress.
Home Health Services is funded partially through the generous donations of patients and their families. For more information on how you can donate, visit the Sacred Heart Foundation home page.
Our experienced staff provides high quality care that is directed to meet and improve your overall health status. Your physician may prescribe one or more of the following services:
Download our Home Health Services brochure (pdf).


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Enjoy a spa-style hydrotherapy experience with this classically styled whirlpool bath. Part of the Bancroft collection, the design draws inspiration from the simple elegance of early 1900s American architecture. Fully adjustable jets deliver a customized water massage, and the built-in heater keeps the water temperature just the way you like it. A deep bathing well and extra legroom ensure comfort as you soak.
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USA, 2011, 120 Minute Running Time Genre/Subjects: Documentary, Horror
Actress Heather Langenkamp IN-PERSON to present I AM NANCY, do a post-film Q&A and then meet and sign autographs for her fans! Digital presentation - While Freddy Kreuger may have hordes of fans across the world wrapped around his bladed finger the truth can't be denied that this cinematic boogeyman was felled three times by the spunky and charismatic final girl Nancy Thompson, played with great heart and soul by actress Heather Langenkamp. But years of living in the shadow of A Nightmare on Elm Street has prompted the actress to produce a new documentary, I Am Nancy (directed by Arlene Marechal), that examines the question; When it comes to playing one of cinema's most interesting final girls across a horror franchise loved the world over, where is Nancy's action figure? I AM NANCY will be preceded by a chapter of the ultimate NIGHTMARE doc NEVER SLEEP AGAIN - Executive Produced by Heather with Writer/Producer Thommy Hutson who will also be in person!
Official I AM NANCY website
Official NEVER SLEEP AGAIN website
CLICK IMAGE for the Member Newsletter
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CLICK IMAGE for Information
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Eighties indie heroes whose majestic songwriting haunted a generation of bedsits and student pads. Re-formed in 1997, and still fronted by the inimitable Ian McCulloch, there's every cause to celebrate the Bunnymen's return.
See more info at bunnymen.com
5 Echo & the Bunnymen Tour Dates
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I saw these at the liverpool echo arena and they were brilliant, i would definitely see them again. They played classics such as back of love, lips like sugar and the cutter. They then went onto play one of the best albums ever, ocean rain it was a brilliant night… (cont'd) Victoria D
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This is my HG lipliner. I am NC35 with yellow undertones but my lips are not very pigmented. I need a lipliner to give my lips extra definition and avoid looking like a zombie. I love MUFE's Aqua lipliners because they are super creamy and smooth. I find the shade 1C to be extremely versatile and natural looking. I use this underneath sheer lipgloss (e.g., NARS Turkish Delight, MAC Saplicious) in order to get my perfect nude lip. Love this!
More reviews by MitchieCatalano
I have VERY dark red lips ad this really calms them down and it lasts for EVER! Kissing, eating, drinking and it's still there :O
This is a really versatile natural medium neutral pink shade that would go with lots of pink or neutral lipsticks. The formula of these are great, once they're on they do not budge at all.


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Omaha, Nebraska Hotels & Resorts - The Holiday Inn Express is located in the Northwest Corridor at I-680 and Irvington in the newly developed Cherry Hills Plaza.
Omaha, Nebraska Hotels & Resorts - The Homewood Suites by Hilton Omaha-Downtown hotel, Nebraska, is located just a few minutes from Qwest Convention Center and Old Market Area.
Omaha, Nebraska Hotels & Resorts - The Hampton Inn® & Suites Omaha Downtown is located three miles from Omaha Eppley Field Airport (OMA).
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Omaha, Nebraska Hotels & Resorts - The Comfort Inn at the Zoo is located approximately five miles from Omaha-Eppley Field Airport and about a half-mile from the zoo.
Omaha, Nebraska Hotels & Resorts - The Ramada Plaza Omaha Hotel and Convention Center is the only destination resort hotel and indoor in Omaha.
Chadron, Nebraska Hotels & Resorts - If itÂs an event at Chadron State College that brings you to town, you are in luck because the Chadron hotel is close to campus.
Omaha, Nebraska Hotels & Resorts - Embassy Suites Hotel Omaha-Downtown/Old Market is located in Omaha's historic Old Market district, a half-mile from the Orpheum Theater, and approximately
Omaha, Nebraska Hotels & Resorts - The newly renovated DoubleTree Suites by Hilton Hotel Omaha, one mile north of I-80, is conveniently located six miles from downtown Omaha and less than
Lincoln, Nebraska Hotels & Resorts - Conveniently located on the south side of Lincoln off Hwy 2-Nebraska Hwy, AmericInn Lodge & Suites Lincoln South is just a short distance from the Bryan
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Find great deals on quality Nebraska hotels & resorts, or indulge at one of our luxury resorts. Take advantage of the many amenities that can be included with your stay such as in-room internet access, wifi, room service, fitness center, pool, hot tub, steam room, and shuttle services to and from the airport. Browse our Nebraska hotels and resorts and plan your Nebraska vacation today!


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MLB Predictions
Posted by Jimmy Boyd on
The MLB regular season is fast approaching and it's time to unleash our predictions on how we see things playing out in 2014. I tackled the 15 National League teams, while fellow handicapper Ryan James previewed the 15 American League teams. If you want to see where I have every team finishing in the standings, read my projected win totals.
American League East
Ryan doesn't see a whole lot changing at the top of the division. He's got the Red Sox defending their title with the Rays coming in second and securing one of the two Wild Card spots in the American League. He does see some changes on the way with the other three teams. Ryan has the Blue Jays bouncing back from a disappointing 2013 to secure the No. 3 spot. Yankee fans won't be happy here, as he thinks New York is headed for their first losing season since 1995. Not a lot of love for the Orioles either, who he has finishing last with a mere 78 wins.
- Boston Red Sox (98-64)
- Tampa Bay Rays (91-71)
- Toronto Blue Jays (85-77)
- New York Yankees (80-82)
- Baltimore Orioles (78-84)
American League Central
No surprise here with the Tigers predicted to win the AL East, as they have done so each of the last three seasons. While the Indians won 92 games and were just one-game back of Detroit for the division title in 2013, Ryan believes Cleveland is going to disappoint and the Royals are going to end up being the biggest competition to putting a stop to the Tigers reign. While I don't know about the Indians finishing with a losing record, I'm on board with Kansas City being a team on the rise. No real shock in the bottom half of the division, where almost everyone is going to have the White Sox penciled in fourth and Twins finishing up in the basement.
- Detroit Tigers (92-70)
- Kansas City Royals (89-73)
- Cleveland Indians (80-82)
- Chicago White Sox (74-88)
- Minnesota Twins (64-98)
American League West
The Angles have been considered the team to beat in the AL West heading into the regular season each of the last two years, but have not been able to live up to expectations. Ryan thinks that trend is about to change, as he has Los Angeles squeaking by the Rangers for the top spot in the division. While he has Texas coming up just short, he thinks they are headed back to the postseason as a Wild Card. The big surprise in the AL West is the expected downfall of the A's, who Ryan has finishing 4th with a losing record. Oakland is coming off back-to-back division titles where they won no fewer than 94 games. Ryan also sees the Mariners big offseason paying off, as he has Seattle improving by a whopping 17 games over their 71-win campaign in 2013.
- Los Angeles Angels (93-69)
- Texas Rangers (92-70)
- Seattle Mariners (88-74)
- Oakland Athletics (79-83)
- Houston Astros (62-100)
National League East
I see the NL East being a clear tw0-team race for the title. While the Braves come in as the defending champs, I think Washington and their dominant starting rotation are poised to regain control of the division. With that said, I do have Atlanta making it back to the postseason as one of the two NL Wild Card representatives. As for the other three teams, I don't expect any of them to end the year with a winning record. However, I do think the Marlins are one of the true sleeper teams, while the Phillies are one of the most overrated teams in baseball.
- Washington Nationals (95-65)
- Atlanta Braves (91-72)
- New York Mets (74-88)
- Miami Marlins (73-89)
- Philadelphia Phillies (69-93)
National League Central
This division was arguably the best in baseball last year, as they had three different teams win at least 90 games and make the playoffs. A claim no other division can make. I like the Cardinals to repeat as division champs. St Louis is loaded with young talent and has the veteran leaders to build off last season. As for the Reds and Pirates, I look for Cincinnati to be a force once again, while Pittsburgh takes a step back from last year's magical run. I have the Brewers picked fourth, but Milwaukee is flying under the radar and could end up contending for a playoff spot. As for the Cubs, I see another painful losing season on the way, as they continue in their major rebuilding project.
- St. Louis Cardinals (98-64)
- Cincinnati Reds (92-70)
- Pittsburgh Pirates (84-78)
- Milwaukee Brewers (81-81)
- Chicago Cubs (71-91)
National League West
I know I'm not exactly going out on a limb predicting the Dodgers to win the division and finish with the best record in baseball, but I think Los Angeles has the starting pitching and star offensive players to be even better than they were a year ago. Keep in mind they won 92 games, despite the fact that they had a losing record in July. As for the rest of the NL West, I look for the Giants to bounce back in a big way after failing miserably to defend to their 2012 World Series title. Arizona is another team that could surprise and contend, but I just don't feel they have the starting pitching to be taken seriously. I expect the Rockies to show some minor improvements and the Padres to continue their losing ways.
- Los Angeles Dodgers (100-62)
- San Francisco Giants (90-72)
- Arizona Diamondbacks (85-77)
- Colorado Rockies (81-81)
- San Diego Padres (73-89)
- National League West Predictions
- National League Central Predictions
- National League East Predictions
- Houston Astros Predictions
- Oakland Athletics Predictions
- Seattle Mariners Predictions
- Texas Rangers Predictions
- Los Angeles Angels Predictions
- Detroit Tigers Predictions
- Kansas City Royals Predictions
- Cleveland Indians Predictions
- Chicago White Sox Predictions
- Baseball Home Field Advantage
- Minnesota Twins Predictions


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Quinoa Oriental Slaw
Quinoa is an ancient whole grain originally grown by the Incas in the Andes Mountains of South America. It cooks quickly in boiling water and can be used as a nutritious and tasty substitute for rice and couscous. Quinoa is the only plant containing all the essential amino acids that makes it a complete protein and is also a great source of dietary fiber, iron, zinc, phosphorus, magnesium, and vitamins B6 and E.
Quinoa is used in soups, stews, salads, desserts, cereals, and pilafs. Its delicately nutty flavor blends nicely with both sweet and savory dishes. Vegetarians and others who value healthful foods find quinoa a perfect addition to their menus.
Because quinoa is a seed grain, it is also delicious to use in place of sesame seeds. To intensify its nutty flavor, toast quinoa in a dry frying pan. Cover the bottom of the pan with quinoa seeds and toast over medium heat, stirring constantly until golden. The toasted sees can be stored at room temperature for several weeks. Keep a jar of toasted quinoa seeds handy to use as a garnish for salads, roasted vegetables, and stir fried dishes. They can also be used as a topping for breads, rolls, crackers, or cookies.
The crunchiness of quinoa, cabbage, and ramen noodles make a unique combination slaw.
Serves 6
Serves 6
Ingredients |
½ cup rice wine vinegar |
2 tablespoons soy sauce |
1 tablespoon toasted sesame oil |
2 tablespoons toasted quinoa |
½ cup green onions, 3 inches long, thinly sliced |
6 cups cabbage, coarsely chopped (1 pound) |
1 package (3 oz.) ramen noodles (save seasoning for other uses) |
- To make the salad dressing, combine vinegar, soy sauce, and sesame oil in a jar; cover tightly and shake vigorously.
- Toast quinoa in dry skillet over medium heat until golden brown.
- Combine quinoa, onions, and cabbage in large bowl.
- Pour salad dressing over cabbage mixture. Cover and chill for several hours.
- Break ramen noodles into 1-inch pieces, add to slaw mixture and toss well.


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Insights: WRI's Blog
Insights offers WRI experts' timely analysis and commentary on crucial issues at the nexus of environment and human development.
For cross-post requests and other inquiries, please contact Online Editor Sarah Parsons.
Leading Topics
Building Climate Equity and International Consensus from the Ground Up
by and -What is an equitable way of taking action in the context of growing emissions and climate impacts, from water scarcity and depressed agricultural yields to severe weather events?
And how can we reduce emissions and build climate resilience while taking into account varying human development needs?
How Can Adaptation Finance Help the Most Vulnerable Communities?
by , and -Adaptation finance accountability is key to addressing obligations of national governments and international organizations to provide support, but actual funding decisions are often made without involving the populations hit first and worst by climate change, or without understanding how communities are vulnerable.
So who is accountable for making good use of adaptation funds, and who should hold whom accountable?
Monitoring Forest Change in Latin America with Terra-i
by , and -A new collaboration between WRI and the International Center for Tropical Agriculture lets users of Global Forest Watch visualize and analyze tree cover loss alerts for all of Latin America with a near-real time deforestation monitoring system called Terra-i.
India's Energy Moment: Ready for a Low-Carbon Future?
by -In a blog post originally published for National Geographic, Manish Bapna discusses India's low carbon future.
Hundreds of Cities Poised to Replicate Rio's Approach to Measuring and Reducing Emissions
by and -Today, WRI, the C40 Cities Climate Leadership Group, and ICLEI – Local Governments for Sustainability are launching the final version of the Global Protocol for Community-Scale Greenhouse Gas Emissions Inventories (GPC). It's the first internationally accepted standard for measuring emissions at the city level, and empowers cities to accurately identify where their emissions are coming from, set credible and achievable reduction targets, and consistently track progress.
3 Issues to Watch as Lima Climate Talks Head to the Finish Line
by -Climate change negotiations at COP 20 in Lima, Peru, have reached their mid-point and are moving into high gear. This week will be crucial as talks continue on a draft international climate agreement due to be concluded in Paris at the end of 2015.
Here are three issues to watch.
Reducing Latin America's Carbon Footprint Means Restoring Life to Degraded Lands
by and -Between 2001 and 2012, Latin America and the Caribbean lost 36 million hectares of forest and grassland to agricultural expansion, and nearly half of the region's greenhouse gas emissions are the result of land-use change, forestry, and agriculture. So there's a clear solution to curbing climate change in the LAC region—restore life to its degraded landscapes.
That's where Initiative 20x20 comes in.
Three Lessons from Japan's Climate Finance - Coal Controversy
by , , and -Coverage of Japan's coal funding has sparked an important debate about the role of international climate finance in facilitating the transition to a low-carbon economy.
Energy-gulping Desalination Can't Solve China's Water Crisis Alone
by , and -In fast-urbanizing China, nearly 90 percent of coastal cities face some degree of water scarcity and roughly 300 million rural residents lack access to clean water.
To quench the country's chronic thirst, the Chinese government has turned to desalination, aiming to produce as much as 3 million cubic meters of desalinated water daily by 2020, up from today's 0.77 million cubic meter.
5 Ways Countries Can Align their Emissions-Reduction Pledges with the Latest Climate Science
by and -The latest climate science shows us what needs to happen to global emissions to have a likely chance of limiting warming to 2°C, but how do we translate these global numbers to the national level? How can a country design a contribution that is aligned with science when the 2 degree goal will be determined by the actions by all countries?


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BioWare "Doesn't Regret" Shift To Frostbite 3 Over Unreal Engine
Games created by BioWare are now developed on DICE's Frostbite 3 engine which Aaryn Flynn, General Manager at BioWare fully supports.
Mighty No. 9 is Being Made in the Unreal Engine
The game engine that the wildly popular Mighty No. 9 is being made on has been confirmed!
Make Something Unreal Live at the Gadget Show 2013
The Make Something Unreal Live finals kicked off at the Gadget Show yesterday in the press event. Have a read to see who the finalists are and how the games are looking!
Industry Professionals Show Their Faces and Inspire The Finalists of The Make Something Unreal Live Competition
A number of the most respected names in the games industry will be lending their support to the finalists in Make Something Unreal Live 2013.
Sitdown with Torn Banner Studios President and Lead Game Designer for Chivalry: Medieval Warfare
Steve Piggott sits down and talks about the past few months and the future for Chivalry: Medieval Warfare while answering some community questions.
Throw Trucks With Your Mind – it's as Awesome as it Sounds
Did you ever want to every battle your friends using Jedi like powers and trucks? Well, now you can!
First Look at The Vanishing of Ethan Carter
Here's the first look at The Astronauts upcoming fiction horror, The Vanishing of Ethan Carter!
Make something Unreal 2013 finalists announced
The big four have been decided for Epic Games' Make Something Unreal Live 2013!


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I'm always happy when someone likes a design enough to buy my fabric and make something! I had a lovely email today from Jennifer Ladd who has a gorgeous Etsy shop which she fills with her colourful and unique handbags and purses.
She has made a stunning bag with my In the Forest design.. I was thrilled when I saw it!
There's so many cute bags and purses to choose from, all using quirky fabrics with lovely detailing.
Click this link to visit Jennifer's shop!


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Interested in Marathon?
We'll send you updates with the latest deals, reviews and articles for Marathon each week.
Marathon | Marathon Hotels | Marathon Hotels by Type | Marathon Attractions | Marathon Attractions by Type | Marathon Restaurants | Marathon Restaurants by Type | Marathon Restaurants by Dining Options | Holiday Rentals | Flights | TripAdvisor pages
Up one level: Florida Keys


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Tips for Project Planning with Gantt Charts
Here is a set of "best practice" tips to help you get the most out of a Gantt chart when planning a project.
Tip No. 1: Identify the Purpose
What is the purpose of creating Gantt chart? It is helpful to first decide whether this is a project or a process, because diagramming a process might work better with a flowchart. If you're uncertain, you might want to read The Project vs Process Dilemma, which will help clarify the differences.
Make sure that the ultimate goal of the project is clearly understood and set out—in writing—before the planning process takes place. Build your Gantt chart around successful achievement of that goal.
Tip No. 2: Define the Project Timeline
Decide how to divide the increments of time for the duration of the project. Each one should have a start date, end date, and/or the length of time it will require to complete. If you're using a spreadsheet or a Gantt chart program that isn't automated, you'll need to make sure to have a calendar handy. This will keep you from inadvertently scheduling work or deadlines on weekends or holidays.
If you are using an automated program, it will do the duration or end date computations for you and will also display weekends and major holidays in the timeline grid.
Tip No. 3: Break the Project Down into Manageable Pieces
Divide the project into major components, then tasks and subtasks. Continue breaking them down until they are each straightforward tasks. They should be of short enough duration that timeframes can be accurately estimated.
This can be done within the Gantt chart table, with a hierarchical list of goals or work divisions, with tasks and sub-tasks listed under them.
It may also be done visually, using a mind map. Many project planners find that it's much easier to think and plan a project in this way. When you use SmartDraw to plan your project, you can use both, because the data you input in your Gantt chart links to a mind map, and vice versa. This allows you to create your plan using either or both of these formats, without having to input information more than once.
Tip No. 4: Create Progress Bars
The next step is to create a progress bar for each task. A progress bar is simply a horizontal bar that should be in line with the task name it represents and should begin beneath its start date and end beneath its end date (thus indicating the time at which the task will be in progress). Do this for each task. Some may overlap, meaning that they are occurring at the same time.
Tip No. 5: Define the Critical Path
What is a critical path? It is a method of looking at all of the activities in the Gantt chart, considering the timing and dependent relationships of each, and calculating the longest path from start to completion of the project. This process determines which steps are "critical" from those that can be delayed (said to have "total float") without risking making the project late.
To define the critical path, use lines to connect a task to another if they are dependent on each other. If the completion of one task will trigger the beginning of another, draw a line from the end of the first to the beginning of the second with an arrow pointing to the second to show that it can begin after the first is finished.
The critical path can also be displayed in a PERT chart (also known as an Activity Network), shown below.
Tip No. 6: Add Milestone Markers
Choose a symbol to represent milestones, that is, major events that either have a large part in the process or must be completed before progress can continue. Place them on the chart beneath the date or time when they occur.
Tip No. 7: Insert Notes or File Attachments
If there is anything else you wish to label you may do it now, whether you need to label who is in charge of each activity, or note the cost of each task. Fill in any information you find critical.
Tip No. 8: Keep the Project on Schedule
Use the Gantt chart to maintain the schedule, and update it occasionally during the project. If you're using a high-quality program such as SmartDraw, you can easily save your Gantt chart online and share it with teammates, contractors, or other stakeholders quickly and easily.


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Heat It Up: 31 Chipotle Recipes
Add a kick to any meal with some spicy, smokey chipotle chiles. Whether the recipe calls for chipotle powder or chipotles in adobo sauce, these smoke-dried peppers pack a flavorful punch. Try chipotle-flavored spices rubs, sauces, sandwiches, soups, and even popcorn with these 31 zesty recipes.
Looking for more spicy recipes? Check out these must-try hot wings.
Chipotle Pork Tacos
Prepare the meat in the morning and come home to tasty and spicy tacos, with this easy make-ahead meal.
Recipe: Chipotle Pork Tacos
Kate Mathis


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WHITE CITY, Ore. – The Biomass One plant in White City caught fire a couple of times last month, sending smoke into the skies of White City. Now, Biomass crews are working around the clock to shorten the fuel pile where both bark fires began. On the Biomass property, crews have spent the last few … Continue reading »
Sawdust Sets Fire at Biomass
WHITE CITY, Ore. — Over the weekend, smoke filled the sky in White City when a pile of sawdust at the Biomass One plant caught on fire, requiring outside assistance. Jackson County Fire District 3 responded to the call around 7:30 p.m. on Saturday evening and didn't leave the scene until around 10:30 p.m. Fire … Continue reading »


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Dead Island has surpassed five million sales globally, according to publisher Deep Silver.
The firm said the milestone figure includes retail and digital sell through and claimed the title still "maintains an exceptional strong sales rate in all channels".
Klemens Kundratitz, CEO of Deep Silver parent company Koch Media, said of the achievement: "While others focus on ever-increasing development budgets and driving brand messages via ballooning marketing expenditures, Deep Silver stands for hitting the zeitgeist, innovation and fresh gameplay.
"Dead Island has an incredibly active and enthusiastic community, and we are thrilled to welcome the five millionth player to the world of Banoi. This once again proves that venturing into new waters in terms of games publishing does matter for success and that even at the end of a console cycle new IPs can be created and nurtured into lasting franchises."
Koch Media commercial director Menno van der Bil also said the game's success "has proven that we're on the right track with our overall IP strategy for Deep Silver. Further new IPs with an innovative angle and maybe even surprising touch can be expected from Deep Silver".
Additionally, he views the title's performance as "a particularly good omen for the projected sales of Dead Island: Riptide", the upcoming series follow-up.
Deep Silver has confirmed a Dead Island: Riptide release date of April 23 in North America and April 26 internationally.
The critically divisive Dead Island launched in September 2011. We said in our 6.5/10 Dead Island review: "This budget zombie thriller ain't too pretty but could manage to capture a cult following."
Included in the deal is the purchase of Champaign, Illinois-based Volition
Germany headquartered Koch Media confirmed last month that it had purchased the Saints Row IP, along with developer Volition and the Metro IP for a total of $28 million, calling the acquisition a "perfect fit" for Deep Silver.


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The Jimquisition: Deus Ex: Human RevolutionIf you've read the Destructoid review already, you'll know exactly how much I loved Deus Ex: Human Revolution. I may have loved it a bit too much, however, as it's had a dramatic effect on this week's Jimquisition. The game's out tomorrow, and if you can wait that long, your brain has been augmented with cold, hard steel. Comments not appearing? Anti-virus apps like Avast or some browser extensions can cause this. Easy fix: Add [*].disqus.com to your software's white list. Tada! Happy comments time again.
Did you know? You can now get daily or weekly email notifications when humans reply to your comments.


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Thu Feb 28, 2013 12:11 pm
Thu Feb 28, 2013 12:26 pm
Thu Feb 28, 2013 1:26 pm
Have you considered if for a minute the faintest possibility of people just not giving a shit?Blood Archon wrote:Fuck's sake people. How come no one has cuaght this?
Thu Feb 28, 2013 1:30 pm
Thu Feb 28, 2013 1:35 pm
If you cannot tell when someone is joking, that is a problem you have to work to fix. You will not tell me how to act in such a tone. Also, it's Please and Thank you, you authoritarian prick.Mir@k wrote:But i'm being mean, bo looks so kewt.(...)
Thu Feb 28, 2013 1:47 pm
Thu Feb 28, 2013 1:55 pm
Bullshit.I know you are joking
Explain since when this is true, what rule i broke, and why exactly you think i must stop doing what. By pm if you wish, i'm more than willing to discuss this with you and other moderators if necessary.Blood Archon wrote:That isn't needed in here.
Thu Feb 28, 2013 1:57 pm
Thu Feb 28, 2013 2:00 pm
That's the only thing i did. I'm not being an asshole, it was a joke, and it was one post. You need to chill and quit the "i don't want this here" attitude because it's not really about you.Global Rules wrote:4. Swearing is allowed, that means you can say fuck, shit, bitch, motherfucker, etc. IT's up to you, really.
I read this after i posted this so i apologize for the extra reply. Don't throw this to the other mods though, i told YOU to pm me because this is only with you, not the moderators in general.Blood Archon wrote:Enough of this too. Its getting off track from the thread purpose. If you want to discuss this with other mods, go for it. Especially when I'm only telling you to stop being rude and not taking any action or threats against you.
Thu Feb 28, 2013 2:07 pm
Thu Feb 28, 2013 5:04 pm
Thu Feb 28, 2013 6:22 pm
Thu Feb 28, 2013 6:34 pm
Thu Feb 28, 2013 7:41 pm
MQuinny1234 wrote:I imagine they probably just replaced the whole eye though Mon, once they'd gotten the patch-up of his head done.
Thu Feb 28, 2013 9:25 pm
Thu Feb 28, 2013 9:37 pm
Thu Feb 28, 2013 9:51 pm
Thu Feb 28, 2013 9:55 pm
Mir@k wrote:Specially when the nurse was talking about brain damage.
Still Bo hasn't really said anything.
Thu Feb 28, 2013 11:18 pm
Mon-Kitsune wrote:Mir@k wrote:Specially when the nurse was talking about brain damage.
Still Bo hasn't really said anything.
One the other hand, she is behaving a little oddly. She may find it OK to admit her fondness for Hansel in the dream realm, but the Bo we've seen before is too, well, stiff, to be acting like this. She'd find it beneath her dignity and think it behavior unbecoming of a Braveheart (remember how she reacted when Robin pulled the photo out of her wallet?) I'm wondering if one of the effects of whatever brain damage she got is that it is making her act on a much more childish level than she normally would (I keep thinking of that bit near the end of Chicken Little where you find out that something in the aliens ray has messed up the fox girls mind, turning her from a bossy tomboy into a Shirley Temple clone.)
Fri Mar 01, 2013 12:13 am
Fri Mar 01, 2013 12:39 am
MQuinny1234 wrote:Art's a little different in this page. Plus Hansel's bug eyes kinda creep me out.
What throws me, is that the bed is perfectly neat in the third panel, despite Bo's location.
Fri Mar 01, 2013 7:55 am
Blood Archon wrote:Fuck's sake people. How come no one has caught this? It came out the same time as the PpGD update.
I saw it and was fully capable of creating a thread for it. I'm ALWAYS on, as sad as that is to note, so I kind of see everything.Mir@k wrote:Have you considered if for a minute the faintest possibility of people just not giving a shit?
Fri Mar 01, 2013 10:44 am
Fri Mar 01, 2013 11:12 am
Sat Mar 02, 2013 6:37 pm


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What's New
support iOS 7.Halloween theme.
App Description
Seasonal Version of the popular title: Pet Home.The first version is Halloween version.Don't you wish you could get all the little stray cats and dogs off the streets and give them a cozy place to stay? Well now you can with 💝Pet Home💝 ! Make sure they're cared for properly by creating the perfect home for them.◕‿◕
✲ Game Highlights ✲
✎ Lots of cute little pets waiting for you to take care of them!
✎ Pick out the best baskets and habitats for your animals to live in.
✎ Buy awesome furniture and decorations to make your home nice and cozy.
✎ Breed the pets to get cool new ones!
✎ Show off your pets to all your friends on Facebook.
✎ Enjoy the super cute pet noises!
App Changes
October 12, 2013 New version 3.2
February 02, 2013 New version 2.9
January 18, 2013 New version 2.8
December 11, 2012 New version 2.6
November 30, -0001 Initial Release


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BOK Financial Reports Record Earnings For 2010 Of $247 Million
BOK Financial Corporation reported record net income for 2010 of $246.8 million or $3.61 per diluted share, up 23% over 2009 on diversified fee income growth and improved credit quality. Net income was up 15% over last year excluding a $6.5 million or $0.10 per share day-one gain from the purchase of the rights to service $4.2 billion of residential mortgage loans on favorable terms in 2010 and a $7.7 million or $0.11 per share special assessment charge by the FDIC in 2009.
Net income for the fourth quarter of 2010 totaled $58.8 million or $0.86 per diluted share, up $16.1 million or 38% over the fourth quarter of 2009. Net income for the third quarter of 2010 totaled $64.3 million or $0.94 per share.
"We are proud to report record earnings of $247 million in our Company's 100 th year," said President and CEO Stan Lybarger. "Diversified sources of fee and commission revenue grew $36 million over last year. Our mortgage banking division originated nearly $2.8 billion in new loans in 2010 and our portfolio of mortgage loans serviced grew by $4.7 billion, more than 70% over last year. Improved credit quality and lower non-performing assets reduced the provision for credit losses by $91 million."
"Fourth quarter net income of $59 million finished a year of strong performance for BOK Financial," said Lybarger. "Low interest rates and continued soft commercial loan demand did challenge net interest revenue during the quarter, but our fee-based business lines continued to grow. We exited 2010 with annual earnings in excess of levels seen before the recession and with strong capital resources to take advantage of an improving economy in 2011."
Highlights of fourth quarter of 2010 included:- Net interest revenue totaled $163.7 million for the fourth quarter of 2010 and $180.7 million for the third quarter of 2010. Net interest margin was 3.19% for the fourth quarter of 2010 and 3.50% for the third quarter of 2010. Net interest revenue decreased as cash flows from the securities portfolio increased during the third and fourth quarters. Prepayments spiked as interest rates declined, resulting in portfolio reinvestment at lower rates.
- Fees and commissions revenue totaled $136.0 million, essentially unchanged from the third quarter of 2010. Mortgage banking revenue decreased $4.1 million. Brokerage and trading revenue grew $1.5 million and trust fees and commissions grew $1.4 million.
- Changes in the fair value of mortgage servicing rights, net of economic hedge, increased fourth quarter pre-tax net income by $6.6 million and decreased pre-tax net income $7.9 million in the third quarter of 2010.
- Operating expenses, excluding changes in the fair value of mortgage servicing rights, totaled $203.5 million, up $14.2 million over the prior quarter. Personnel expenses increased $5.6 million due primarily to increased incentive compensation expense.
- Provision for credit losses totaled $7.0 million for the fourth quarter of 2010, down $13.0 million from the previous quarter. Net loans charged off decreased to $14.2 million for the fourth quarter of 2010 from $20.1 million for the third quarter of 2010.
- Combined allowance for credit losses totaled $307 million or 2.89% of outstanding loans at December 31, 2010 and $314 million or 2.91% of outstanding loans at September 30, 2010. Nonperforming assets totaled $394 million or 3.66% of outstanding loans and repossessed assets at December 31, 2010 compared to $421 million or 3.85% of outstanding loans and repossessed assets at September 30, 2010.
- Outstanding loan balances were $10.6 billion at December 31, 2010, down $163 million since September 30, 2010. All major loan categories decreased during the fourth quarter. Unfunded commercial loans increased $237 million during the fourth quarter to $4.6 billion.
- Total period end deposits increased $356 million during the fourth quarter of 2010 to $17.2 billion due primarily to growth in interest-bearing transaction and demand deposits, partially offset by a decrease in higher costing time deposits.
- Tangible common equity ratio increased to 9.21% at December 31, 2010 from 8.96% at September 30, 2010, due to retained earnings growth. The tangible common equity ratio is a non-GAAP measure of capital strength used by the Company and investors based on shareholders' equity minus intangible assets and equity that does not benefit common shareholders, such as equity provided by the U.S. Treasury's Asset Relief Program. BOK Financial chose not to participate in the TARP Capital Purchase Program. The Company and each of its subsidiary banks exceeded the regulatory definition of well capitalized. The Company's Tier 1 capital ratios, as defined by banking regulations, were 12.69% at December 31, 2010 and 12.30% at September 30, 2010.
- The Company paid a cash dividend of $17.0 million or $0.25 per common share during the fourth quarter of 2010. On January 25, 2011, the board of directors approved a quarterly cash dividend of $0.25 per common share payable on or about February 25, 2011 to shareholders of record as of February 11, 2011.
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