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Thank you SJAFB: The big names got the attention, but there were unsung heroes, too
It is hard to feel anything but patriotic and proud when you sit on a flight line and watch jets perform in the skies, especially when that team is the Thunderbirds. It is even harder not to think how...Please log in to see full story.
Published in Editorials on April 18, 2011 10:50 AM

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Fat Hippo's Not-A-Rant: Why FIA should rethink their approach
Brought to you by TheJudge13 contributor Danilo Schoeneberg
Formula One is a dictatorship that desperately tries to masquerade as a democracy. The government in the Republic Of Formula One is FIA, but the Maximo Lidér is the short one from Suffolk and the token parliament is the assembly of teams. Theoretically, the parliament could make laws, but since the constitution of the Republic Of F1 in most cases demands a unanimous decision, it's basically useless as with eleven different interests (10 1/2 as Toro Rosso is basically the co-depended twin of RB) a unanimous vote is basically impossible for all but the most banal decisions. So in the end all laws come either from the government or as an Ukas from the resident tyrant.
There is nothing wrong with that in and of itself, if we get rid of Muhammar al-Midget and the FIA learns, how to achieve it's goals by encouragement instead of decree. Let me give you an example from my native Germany:
Many people will know that several portions of the German Autobahn do not have a speed limit, so you can blast along at 300kph without having to fear for your license. That's basically true, but only half the story. Those parts of the Autobahn truly have no speed limit, but they have a 'suggested speed' of 130 kph. What that means is, that the more you go over 130kph, the bigger the trade-off in case of something going wrong. If you happen to have an accident, you'll be shouldering part of the blame, even if the accident was 100% someone else's fault. The more you exceeded the 130kph suggestion, the bigger part of the blame you'll have to accept. The message is clear. The state says 'We want you to stick to a 130kph limit, but you're free to go faster, but at a price.'
The same applies to drink-n-driving. Germany has a limit of 0.5‰. That means, up until 0.5‰ driving is not illegal. That's a wee bit more than a pint of beer or a glass of wine. The 'suggestion' however is to keep it under 0.3‰, about a single 0.4l beer. Which means until 0.3‰ you are perfectly fine. If you have an accident with 0.4‰ – the accident will be declared your fault. You wont get a DUI – you still were legal – but your insurance will have to pay and your premium will go up.
Both methods are surprisingly effective. Less people drive the Autobahn as if their hair's on fire than when there was just simply no speed limit and no suggested speed and more people never drink alcohol when driving as back then when there was just 'under 0.5 ok, over 05. DUI'. Why does it work? Because people have a choice and more importantly, they have the option to react to situations. Most people plan their journey so that they can coast along at 140kph, which is frankly a very comfortable cruising speed – not too pedestrian and not hectic either. That's over 130kph, but the trade-off is relatively minor and it is still significantly faster than what most other European countries have – a strict 120kph limit. If you get stuck in a jam and lose 20 minutes, you can decide: Do you accept being late and stick to 140, or do you accept the financial (and potential health) risk and go faster to make up some of the time. If you have a strict limit, you are stuffed in any case – you're either late or risk your license, since with today's speed camera technology, you are very likely to be caught.
That is where the FIA approach comes into play. The best case is for this is testing. Right now the FIA says – you have "x" testing days and that's it. If you need to catch up on development, because you started on the back foot, you're eff'ed. And you're doubly punished too, as due to the lack of testing you'll fall further and further behind, meaning, you'll drop down in the constructors' championship and will be slapped financially when the payout comes for the next season. The Red Bull dominance of 2011 and 2013 was down to one thing and one thing only – the testing ban. Should Ferrari have had the chance to test at Fiorano until the cows come home, they would have clawed back and would have had the chance to give RB a run for the money.
They wasted time and money on a big Barcelona update which turned out useless, because they couldn't test it. That's a ridiculous situation.
But wouldn't that just be favouring the big teams over the midfield and the small teams? Of course it would, because unlimited testing is what German Autobahn was in the early 90s – no limit and no difference whether you went 130 or 230. What we need is a 'suggested test limit'. Lets say FIA defines a suggested test limit of 5000km. For the teams at the back it won't make no difference as they probably won't have the money to finance 10-15 testing days. But that's just mirroring real life on the Autobahn. If you struggle to make ends meet, you have a horrid 3-cylinder eco-box that hardly reaches 130 kph anyway.
So what then about the trade-off? Well, that's so simple, it probably makes too much sense for FIA to even consider it. For every started 1.000km (roughly one testing day) you go over the testing limit, 2% of the FIA/Bernie money you'll get after the season will be docked and goes into a 'resource fund'. This means a team can rack up a mammoth 55,000 testing kilometres legally, but the trade-off is, they won't get a single cent from FIA/Bernie and all the jolly millions go to the fund.
What to do with the fund then? Now, that's again extremely simple. Whatever piles up in the fund is distributed among the teams that stayed below the suggested test limit. The less testing you did, the bigger your portion of the fund. Theoretically that might lead to the top teams pouring huge money into simulators and ending up with minimum testing, hence getting even more money back…
No it won't… Why should this scheme be restricted to testing days? Have the team's simulators scrutinized and sealed by FIA like cars are and make software modules mandatory that prevent a simulator being activated without a FIA activation code. Each activation code (ordered and delivered via network connection) gives 1,000 simulator km. Each team has a suggested limit of 5,000 sim kilometres. each activation code past the fifth one – another 2% disappear into the fund. Next step: engines. Suggested limit is 5 engines. Every extra engine – 2%. Have 25,000 testing km's, 25,000 sim km's and 5 extra engines and all your money goes to the fund.
See a pattern here? That's what I would call effective resource restriction management and it's easy to police, too. Every test has to be registered with FIA – easy to track. Simulators can only be activated with a FIA activation code – very easy to track. Number of engines used – very easy to track. Teams have to decide how to spend their resources and the system works by encouragement to use less instead of indiscriminate punishment for overspending. If Ferrari or Red Bull decide to charge ahead by outspending the others in terms of testing hours, engines used, simulator running – fine – but every euro they spend over the suggested limits, trickles down to those that compete with less resource use.
What then, if a team already has blown 100% of their FIA/Bernie money into the resource fund, but want to continue guzzling resources? Very simple, the system continues to count. Imagine Red Bull wins the WDC and WCC (like I suspect was done this year) by simply out-simulating all other teams? I have no exact numbers, but I would be surprised if RB has done less than 55,000km in the simulator in 2013. That's an astronomical advantage over a team like Marussia, which doesn't have a simulator at all. Add to that the fact that RB had to send both Webber and Seb out at Monza, knowing that their gearboxes were already wonky, but the allotment ran thin.
In the 'Hippo Resource Management' they simply would have changed them, the extra gearboxes would have cost them 2% each, bringing their 'fund donation' to 104%. RB would still have won the WCC, but probably with less gap on Merc and Ferrari, who would have 'donated', too and at huge costs. Let's say their FIA/Bernie money for 2014 would amount to 76 million Euro. They've blown all of that into the fund and have to pay 4% of that (3,4 million) of resource fine, because they even overspent 100% of their prize-money. People at Marussia, Caterham, Sauber and Williams would help themselves to a brewery with the money coming in, or, if they'd be sensible they'd invest it into being more competitive next year.
There also needs to be a provision against teams deliberately trying to 'harvest' more money from the "fund". For that a factor can be calculated that determines the success/resource rate. If Williams and Marussia both have used only 3 test days and no extra engines, but Williams is 8th and Marussia 11th, the crew from Grove will of course get more of the payout, but Marussia would still get a fair slice of dough.
Could such a system work? I think so. It especially opens options for midfield teams. Tense battles, like the Force India/Sauber/McLaren three-way fight could have been changed by Force India risking 4% of their payout for two testing days, but the payout would have risen, had they overhauled McLaren due to it. And it makes resource use and spending much easier to police. Listen FIA, feel free to implement it – the Hippo is a beer drinker. Deliver it in small bottles to the pond.
33 Responses to "Fat Hippo's Not-A-Rant: Why FIA should rethink their approach"
Sensible, creative and practical approach. Let's get it done!!!
This is fantastic, Danilo. I see no obvious significant flaws in your reasoning. Best of all, it retains a sense of meritocracy.
I also liked the back story on Germany's driving laws/segue into the story. Very interesting.-
Agreed… both interesting, enlightening, and sensible… so, sadly, it's bound to fail.
If you win, I have a good friend in Hamburg who can provide the bottle of beer… ;) If you're anywhere nearby…
+1000 for the "Hippo Resource Management" method. Simple, effective, progressive.
I think its a brilliant idea!! Well thought out, practical, easy to police, fair to everyone and gives incentives to smaller budget teams. So, of course it will never be implemented. When have Bernie and the powers that be ever done anything except to feather their own nests?
Brilliant, it'll never happen as I can't see any of the big teams agreeing to it, but I think it's a cracking idea. My worry would be that investment firms would buy up the back of the grid teams and run them on a shoe string for the extra cash the would profit from. Perhaps the rules could say that the extra Bernie money has to be reinvested back into the development of the cars/equipment at the factory. Or maybe they get punished financially for being slow, percentage wise.
This would be a great system, with an exception on the part of simulators.
The most expensive part of a simulator is the software and software does not wear (in theory, in reality it does :( ). The variable costs for a simulator is electricity (hardware is written off and replaced in 3 or 5 years, so not a variable cost).
Teams have other simulation software (fuel consumption predictions, wear predictions, etc.) besides the driver simulation, how do you want to control those? Set a maximum on the CPU cycles?In a time where training of lorry drivers starts with a few hours in a simulator, before putting them in an actual lorry, it is weird that F1 teams, such as Marrusia, do not have a driver simulator at all. Instead they send out a driver on the track without proper training on the car systems and behavior. It would be for their own benefit to have at least some simple driver simulator to instruct a test driver on how to handle the car, to get more done in the RL test driving. Putting drivers/operators in simulators before putting them in a real system is an industry standard (aviation, shipping, etc).
(On the lorry part, I was surprised to hear that drivers were put in a simulator before they got lessons in an old DAF YA 4442 :) )
Definitely an admirable system, which would greatly improve the current era of F1. I do believe that RB are overspending (but also targeting their spend well, e.g. gaining expertise in simulators), while others who used to have been 'neutered' (Ferrari with their testing track and lack of testing). The great thing about this system is that it allows each team to 'play their hand', i.e. Ferrari can do some testing, just it means they'll be paying those that can't afford to as they don't have a track on hand. Others can do sim work instead, while those doing it 24/7 similarly pay those that can't afford to.
Interesting to learn about the German system – and it does take two to have an accident. Even if someone drives straight into you, you could have not been there in the first place, or been driving slow enough to avoid it easier. I find that in the UK you can drive any speed really in certain places, while other places have a heavy police presence (and also quite a lot of traffic anyway). Peak speeds are fine, but a lot of people are caught out by "average speed cameras", which are infuriating when they mean long stretches of motorway can't be driven at a risky % more than 50mph (probably because of cones on the road, from workmen working at some point).
The car really matters as well – these new Audis can cruise easily at up to 100mph, while older cars are struggling when you get near 70. A bit like old F1 vs. new F1 cars! Hence Cyril saying the cars are now too easy (I only saw the headline but think it was about suspensions? The cars look so smooth now compared with ten years ago)..
Right…..something must be done.
Two articles in a row from Das Fett Nilpferd that I agree with in full. What's happening? Whos abducted Danilo? Can we talk about Red Bull and Pirelli again…. Please?!!??
Yep, there are a few creases and kinks to iron out, as Adam pointed out, but conceptually its brilliant in its simplicity.
And I have a thing for optimisation and efficiency, so this speaks (loudly) to my inner perfectionist.
Well done that man!!
Print it, make it an official letter and send a copy to FIA and all teams.
How would you prevent teams from going all out and burning through all of their reward money? We could have more Mclaren 2013 where teams go all in one year and completely fall off the next season.
That would be their choice to run a strategy like that, but I doubt sponsors would be too happy, if you a championship winning package and charge a sponsor big money only for them to find you are trailing the field the very next season and virtually no air time for your sponsors buck. I don't think the teams would do it, maybe the smaller ones, but they won't win the title as even using up their prize money and some most likely wouldn't give them enough to challenge and they won't have enough cash to stay alive.
LOL, once again DSyou have come up with an admirable idea. It's ever so tiresome to have to agree with you all the time xD.
I like it's similarities to the MLB system which has been shown to work quite well in practice, instead of a cap, essentially progressive tax over certain limits. Leaving the teams to decide for themselves what's worth it. Clearly in a general sense it should be the way forward, which means of course it will never see the light of day.
Of course, I would add to that just giving the teams a big pile of resources for the season, tires fuel everything, and letting them budget what they want to bring to each race would also add a great deal of strategic spice to the season. Want to blow all your super softs at Monaco? Fine, it will be fun watching you slide around the rest of the season. Want to use double fuel at Monza? Fine, you'll be limping around Interlagos and it will be entertaining watching your driver trying to push the car up the hill to finish the race. You could even award bonus points for having leftover resources.
Just sayin' if you want to value conservation, VALUE it ;-) -
I like this idea very much Danilo, a few minor tweeks but on principal very acceptable indeed, well thought out.
I have a little question.
A test session is exactly that, so what would stop a small team producing say for the 2013 season and not upgrading at all, use it again in the '14 season too, at each test session they are allowed, they get themselves organised and test the 2015 car (assuming regs are fairly ststable) in all tests over those 2 season, they will have had a nice payout from the over spend pot, so in 2015 they are so confident they test and simulate till the cows come home but for some reason they don't win the title and end up owing FOM the GDP of a small country, would you expect them to go bust.
I only ask because if I were Marussia I would use the same car for 2 seasons whilest developing the car I really wanna challenge with. Let's face it, if they come last for 2 seasons it's no big change in order, plus the extra cash from the overspend pot invested, then they come out fighting and try some giant killing.I do have a small suggestion, how about if the smaller teams don't have the funds to use all their allocated test days, how about they can sell them to bigger teams and same for sim time too as some teams don't own a sim at all, once all the spare days/sim time are sold, then it costs X% of prize money to do more. This way the small teams benefit twice, selling testing/sim time and from the overspend pot. A little like industial countries buy CO2 credits from none industral countries.
If you wanted to formalise this proposal and send it to the FIA/FOM/Teams I would happily sign it too, I would guess several of the regulars would add their support. You never know until you try.
Nice idea. But I would also just ban simulators, and free up the rules on computer time. Does anyone seriously think that teams don't use HPC clouds like Amazon AWS, outside of the current restrictions?
I would also like to see an expanded implementation of the basic idea that Gary Anderson put forward. He suggested that there should be a number of aero homologation periods during the year. The car would be split into three areas, A – forward from the back of the front tyre, C – backward from the front of the rear tyre, and B – the middle section. Section B would only have two in season changes allowed. A & C would have maybe three changes. Wings could have a number of elements that could be removed for low down-force, and replaced for high down-force circuits.
Lotus is using a cloud, when you have Microsoft Dynamics and Avanade as partners, it is not hard to figure where the calculations are done.
Ever wondered what would be the perfomance gap of the cars in 2014.
Can't wait to see!!!!


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Rangers trio Jon Daly, Nicky Law and Lee Wallace have been nominated for SPFL League One Player of the Year.
Ally McCoist was thrilled with 'trialist' Nicky Law's Rangers debut as the striker scored twice in victory over Albion.
Rangers have signed out-of-contract midfielder Nicky Law from Motherwell on a three-year contract.
Motherwell midfielder Nicky Law has confirmed he has held talks with Rangers about a move to Ibrox.
Motherwell manager Stuart McCall has confirmed Nicky Law will leave the club this summer.
Nicky Law is in no rush to sort out his future at Motherwell and could wait until the end of the season for talks.
Motherwell midfielder Nicky Law named Clydesdale Bank Premier League player of the month for March.
Motherwell midfielder Nicky Law admits he would be tempted by a move to Rangers in the summer.
Rangers boss Ally McCoist has admitted he is interested in signing Dundee United captain Jon Daly.
Sky Sports sources understand that Rangers are interested in signing Motherwell's Nicky Law.
Motherwell have rejected offers for Shaun Hutchinson and Nicky Law and have made it clear they would not welcome further bids.
Steve Jennings has signed a new contract with Motherwell, while Nicky Law has completed his move to Fir Park.
Motherwell have agreed a deal to sign midfielder Nicky Law when his Rotherham contract expires.
Rotherham United manager Andy Scott has confirmed in-demand Nicky Law is wanted in Scotland.
Rotherham manager Andy Scott remains confident that Adam Le Fondre will be at the club next season.
Rotherham boss Andy Scott has all-but admitted defeat in his battle to keep Ryan Taylor and Nicky Law.
Rotherham have rejected bids for midfielder Nicky Law and striker Ryan Taylor, but expect both players to move on this summer.
Rotherham boss Andy Scott has offered "top-end" contracts to Nicky Law and Ryan Taylor in a bid to keep them at Don Valley.
Rotherham's chief operating officer Paul Douglas insists contract talks with players are now at an advanced stage.
Rotherham manager Andy Scott insists the futures of Ryan Taylor and Nicky Law remain "up in the air".
Watch every goal from every game in the Football League on your computer, mobile or tablet...


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Nutrition information per day: 1995 calories; 96 g protein; 305 g carbohydrate; 40 g fiber; 51 g fat (13 g saturated, 24 g monounsaturated, 8 g polyunsaturated); 116 mg cholesterol; 2758 mg sodium; 14 mg iron; 450 mcg folate; 1445 mg calcium (19% protein, 22% fat, 59% carbohydrate).
The daily value for energy on food labels is 2,000 calories. This is appropriate for most younger and middle-aged active men and women. If you are older or less active, or are working on weight loss, you might need fewer calories. We've included a 1,700 calorie menu for you. If you need even fewer calories to meet your weight loss goals, consider removing one or two of the snacks listed on this menu, and it will be closer to 1,500 calories.
Nutrition information per day: 1718 calories; 66 g protein; 284 g carbohydrate; 45 g fiber; 45 g fat (10 g saturated, 19 g monounsaturated, 12 g polyunsaturated); 51 mg cholesterol; 3000 mg sodium; 19 mg iron; 643 mcg folate; 1149 mg calcium (16% protein, 22% fat, 62% carbohydrate).


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Missoni Hair and Makeup | Milan Fashion Week
Runway Retrospective: The Best Beauty Looks From Missoni
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Runway Retrospective: The Best Beauty Looks From Missoni
While Missoni's designs are often bursting with color and pattern, the designer typically prefers demure makeup and no-fuss hair on the runways. From funky braids to neon-bright lip hues, reminisce on some of the top beauty looks from the Missoni runways now before Fall 2014 Milan Fashion Week begins.
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Blending traditional design with contemporary accents, Margaux faucets and accessories are an ideal complement to any modern bathroom. This bath handle trim embodies Margaux's minimalist style with its fluid silhouette and sleek ergonomic cross handles. Pair this trim with high-flow ceramic disc valves or 1/2-inch ceramic disc valves for optimal performance.
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@everetra - Personally, I think the distinctions about which operating system is better can be somewhat academic.
The reason is that everything is moving towards mobile computing and their operating systems. I realize that even with the mobile platforms you have a choice of operating systems, but what will really power these client operating systems is the power of the Internet.
In that sense, everyone will be on equal footing, whether you use an Android, an iPhone, Windows Phone or whatever. Furthermore, mobile computing will force all operating systems to operate in a more efficient manner, because the mobile devices have limited resources.


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@Comfyshoes- Wow that sounds like fun. I wanted to add that I think that consumer purchasing behavior increases when credit cards enter the picture. I read somewhere that a theory of consumer behavior involves the fact that people generally spend more when they use their credit cards than when they use cash.
This is why department stores are always offering additional discounts for people to open charge accounts in their stores. They figure that once you get the charge card you will buy more because you are not immediately accountable for your purchase like you are when you pay cash.
They also know that more than half of those surveyed carry balances on their credit cards, so they also get to make money on the finance charges as well.
I try to stick with one or two credit cards and pay them at the end of the month. I usually stay away from those department store offers because I don't want my debt to get out of control because it is easy to do.


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The best aspect of Bonnaroo, in this music-lover's opinion, is the opportunity to see bands I probably wouldn't have checked out otherwise. It does get hard to keep up, but even if you see only a fraction of the artists performing, it's well worth the trip. It's a melting pot of music, with everything from Bluegrass to Indie to metal, and a comedy tent to boot. And about the comedy tent, I think Lewis Black said it best when he proclaimed people ought to go see whatever piece of crap is performing in there just to get some air conditioning. But when you've got Black, David Cross and Dave Attell performing, the choice is pretty easy to make anyway.
The mass of people is a sight to behold, and considering the heat, were in pretty good spirits. I didn't expect to see so many women walking around topless (and no, body paint doesn't count as clothing), but to each her own. There were also tons of empty balloons lying around in the parking lot- I guess there was some kind of balloon-animal-making competition I missed…. The most interesting encounter was with a dude who sat down next to me under a tent with a glazed look in his eyes and asked, "Are we dead?" I didn't think so I answered, and continued to eat my meal. "Hey, I've got a burger in my pocket!" he proclaimed a few minutes later. I somehow managed not to spit out my food in laughter.
What a weekend. Thanks Bonnaroo.


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USAID is charged with managing and achieving results in Kenya under two high-level U.S. Government efforts: President Obama's Global Climate Change Initiative and the new Agency Biodiversity Policy and Congressional Biodiversity earmark. Kenya is a priority country for these highly-visible and important initiatives. Given Kenya's significant biological diversity and current threat climate, it is one of only three bilateral programs in Africa designated as a Tier 1 Biodiversity country under the new policy.
USAID's Strengthening Somali Governance (SSG) is a nationwide activity to support the development of effective and accountable governance across Somalia. With a focus on delivering credible political processes envisioned under the Federal Government of Somalia's Vision 2016 roadmap, SSG will support efforts to enhance government outreach, increase citizen participation, improve the functional capacity of key government institutions, and expand women's empowerment and leadership. SSG will also seek to develop the capacity of governance institutions in Somaliland and Puntland, as well as newly-emerging states and interim authorities, given their critical role in Somalia's political future.
- U.N. announces progress against key EVD indicators; cautions that as some geographic areas have experienced significant improvements in the EVD situation, others have seen the rapid acceleration of EVD transmission.
- A World Bank report indicates that the EVD outbreak is significantly affecting the economies of Liberia, Sierra Leone, and Guinea. The World Bank President stresses that the human and economic impact will become more devastating as the outbreak continues.
In 2011, after 12-years without a parliamentary election, the people of Côte d'Ivoire elected new representatives to the National Assembly. After that election, the new lawmakers required additional support because of the absence of a consistent, effective, and transparent government. The USAID Office of the Development Counselor launched a five-year, $13 million Legislative Strengthening Project in December, 2012 to support the members of the National Assembly in their essential governing roles and functions.
- On November 21, U.N. Secretary General (SYG) Ban Ki-moon requested that U.N. Special Representative of the Secretary-General (SRSG) and Head of the U.N. Mission for Ebola Emergency Response (UNMEER) Tony Banbury establish a U.N. support mission in Mali.
- On November 21, USAID/OFDA-procured personal protective equipment (PPE) arrived in Monrovia, Liberia, with a second shipment in-transit and expected to arrive on November 28. Together, the two shipments contain approximately 107,000 PPE sets.
- In recent weeks, USAID/OFDA has committed more than $85 million to the U.N. World Food Program (WFP) and the U.N. Children's Fund (UNICEF) for the Liberia EVD outbreak response.
USAID radi na jačanju vladavine prava u Srbiji, unapređenjem transparentnosti rada i efikasnosti prekršajnih sudova i Upravnog suda. Radi na unapređenju integriteta i otvorenosti državnih institucija kroz podršku nezavisnih agencija i napora civilnog društva da državne organe učini otvorenijim i odogovornijim u radu.
USAID strengthens Serbia's rule of law by improving the transparency and efficiency of the judiciary, in particular the Misdemeanor and Administrative Courts. It improves the integrity and openness of government operations by supporting independent agencies' and civil society's efforts to make government open and accountable.
Целью проекта Energy Links является усиление национальной энергетической безопасности в странах Центральной Азии для повышения их способности обеспечивать круглогодичное бесперебойное электроснабжение своих граждан.
The objective of Energy Links is to increase national energy security in Central Asia to increase the ability to provide year-round, reliable power to their citizens.
The U.S. Government (USG) declared a disaster on November 17 and is assessing urgent needs in Mali following five EVD related deaths in the capital city of Bamako. As progress continues in curtailing the EVD outbreak in Liberia, the Government of Liberia (GoL) announced the end of the national state of emergency on November 13. The GoL underscored continued vigilance in EVD-affected areas. USAID/OFDA partner the International Organization for Migration (IOM) opened an EVD Treatment Unit (ETU) in Liberia's Bomi County on November 18.
Last updated: March 07, 2015


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Centimani: Aegaeon
25/06/12 || Curt
A lot of people don't like reviewing stubs because of all the unsolicited crap that shows up. However, once in a while, a decent album surfaces. Case in point Aegeon by Centimani. According to their bio they are from Boulder CO and take their name from Greek mythology. The band plays a fairly decent style of blackened death, that while not a masterpiece is definitely decent. Musically the band sound more akin to death than black metal, while vocally black metal screeches are uses more often. Check the album out for a fairly decent listen.
6.5/10: Good stuff.
After going thru that crap, you most likely wanna read something way more interesting. You do, admit it.
Below are some links to most recent articles, take your pick.
Audio autopsy
- Misery Index: The killing gods
- Casualties Of Cool: Casualties of cool
- Crowbar: Symmetry in black
- Black Label Society: Catacombs of the black vatican
- Mastodon: Once more 'round the sun
- Aborted: The necrotic manifesto
- Whitechapel: Our endless war
- Septicflesh: Titan
- Tombs: Savage gold
- Nero di Marte: Nero di marte
- more


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text:
Elderly Parents 'Vacation'
Well, not really a true vacation, but a visit to an independent facility while hubby and I go on vacation for a week. Since I am their transportation and main source of entertainment and recreation beyond their home, I want them to go for a short visit while we are gone. At first mom was willing, dad will do whatever mom wants (grudgingly) but he says that this makes sense. Now mom is back peddling. I'm looking for support, good reasons, new angles to build my case. We have been there to eat, food was really good! We have taken the tour, people were friendly and there's lots going on, even off-campus things to go to. Mom's afraid her oxygen accumulator (that she has to have at night only) is too heavy for us to move, how heavy is that thing??? It can't be THAT heavy. Anyway, Mom is mostly sedentary, watches TV, does crosswords, plays a hand held solitaire game and likes to read, can still chat a little, play a little bridge. Dad still goes anywhere he can get a ride, lunch out with the guys, exercise club 3X a week, but he's a bump on a log at home, does VERY easy jigsaws, reads a little, orders everything he can to read/stare at; he's change mucho!
This is a great opportunity for them to try independent living...even tho they'd be in a guest room, not really the same as an apt. in their facility. They would have people checking on them, really caring about what they are up to and how they are doing, which I will not be able to do while I'm gone.
How have you succeeded in getting your loved ones to make this move, even if only temporary???
I think that this is a great idea. If Mom is having second thoughts, I'd enlist Dad to help convince her. And just do it! It's called Respite Care, and a cople of apartments where Mother used to live are furnished for just exactly that use. A couple of the people have used this as a way to test the waters, so to speak, but I should think it's nice to know that it isn't permanent.
I guess that when I got Mother to move here 3-1/2 years ago, I did it by sheer will. I told her that we simply HAD to do this, it was the only thing that works.
You're at that delicate point where the child is becoming the parent. Boy, can I relate! But sometimes you have to put your foot down and make something happen. This is for a week, you badly need the vacation for yourself, and this is your only solution. Tell your Mother that she needs to do this for you, because your mental and physical health is in danger if you don't take care of yourslef. What would your parents do if you could not longer help them? So take care of yourself.
Let me know how this is going.
What a gret idea, i agree too, you and your dh need some alone time and vacation time. i wish it was me! (sorry-lol). we have this organization called Westway, it was started by a church and now is open to anyone, if you can get it!!! i have been on the waiting list for 3 years this march, no i have not had a break at all, so if you can tell them maybe it's a mini vacation for them, maybe they might not give you such a hard time. probably after they've been there afew hours they'll probably be having a great time, it's like when your kids don't want to go somewhere then they get there they don't want to leave. you could also promise mom and dad a special treat when you come to pick them up. we also have a respite care facility where Alz. patients are and anyone who needs a break they can send their loved one there, for us even though it is by our house the 50.00 plus taxes is out of the question per day. things always do work themselves out, enjoy yourselves and tell us all about it when you get back, we need to hear some good things here! it's snowing and blowing up north!!! debbie
You might gently remind them if you don't get your vacation you might not be around to continue to take care of them in the future. Sometimes we children have to be parents to out parents and be more forceful. Now I am getting to the age etc that I am training my kids to be parents to us.
Thanks everybody for the support and ideas! They have signed up for 10 days which is perfect! Mom is usually pretty strong, "I will do this somehow" type attitude, but every few weeks she has a real puny spell. She's never been able to explain what's wrong, but she gets pale and woozy, hangs her head like she's about ready to fall. Really scary, but she just wants to get to her rocker and the heating pad and blanket to rest. In a few hours she is usually better. I'm beginning to wonder if it's just the way she handles pressure, then we all begin to expect a little less of her as a result. She's going to do this...and then I'll wonder if I can really go out of state. Guilt, I know. I talked to the Sales Manager at the facility and she's assured me that they are expecting my folks for 10 days plus. Mom has already arranged to have an O2 accumulator delivered for her temporary use there... So we are heading in the right direction anyway...still have some time for problems to arise. I'll be sure to pack her toasty bed throw and heating pad.
My folks got along fairly well as far as I know...they are still filling in the full picture. They DID get to know the lady next door who actually had a cat!!! I wondered if they would try. I am so glad they are actually talking about moving there now. Well, they each have mentioned it, but when they are together, one'll say that the other doesn't want to move YET. Mom said this morn that she didn't know how she would get all her stuff there!!! I told her we would do the moving and not to worry about doing it herself. I need to emphasize that she needs to choose WHAT to take in the way of furniture. She won't need all of the furniture. So, I'm not trying to rush them, but I do want them to pursue the idea of moving...I'm tempted to call the facility and see what they have available and where in the building it is located... Mom is really lonely since Dad has become very quiet these days.


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Burnout risk in medical students in Spain using the Maslach Burnout Inventory-Student Survey
- Fernando Galán,
- Arturo Sanmartín,
- Juan Polo,
- Lucas Giner
- … show all 4 hide
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It is questionable whether the Maslach Burnout is suitable for studying burnout prevalence in preclinical medical students because many questions are patient-centered and the students have little or no contact with patients. Among factors associated with burnout in medical students, the gender shows conflicting results. The first aim of this study was to investigate the prevalence of the risk of burnout in medical students in preclinical and clinical years of training, using the Maslach Burnout Inventory-Student Survey, specifically designed and validated to assess the burnout in university students, and secondly, to investigate the association between gender and burnout subscales.
A cross-sectional study was carried out in a sample of 270 Spanish medical students—176 (65%) in the third year and 94 (35%) in the sixth year of training—using the Maslach Burnout Inventory-Student Survey questionnaire.
Internal consistencies (Cronbach's alpha) for the three subscales on the whole sample were as follows: for exhaustion 0.78, cynicism 0.78, and efficacy 0.71. Moreover, the prevalence of burnout risk was significantly higher in sixth-year students 35 (37.5%) compared with students in third year of training 26 (14.8%) (χ2 test, p < 0.0001). No significant association was found between gender and burnout subscales.
The Maslach Burnout Inventory-Student Survey overcame difficulties encountered when students have little or no contact with patients. Our findings show that the risk of burnout prevalence doubled from the third year to sixth year of training and that gender was not significantly associated with any of the subscales of burnout.
- Brenninkmeijer V, Van Yperen N (2003) How to conduct research on burnout: advantages and disadvantages of a unidimensional approach in burnout research. Occup Environ Med 60:16–20 CrossRef
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- Dahlin ME, Runeson B (2007) Burnout and psychiatric morbidity among medical students entering clinical training: a three year prospective questionnaire and interview-based study. BMC Med Educ 7:6–14 CrossRef
- Dahlin M, Joneborg N, Runeson B (2007) Performance-based selfesteem and burnout in a cross-sectional study of medical students. Med Teach 29:43–48 CrossRef
- Dyrbye LN, Thomas MR, Huntington JL, Lawson KL, Novotny PJ, Sloan JA, Shanafelt TD (2006) Personal life events and medical student burnout: a multicenter study. Acad Med 81:374–384 CrossRef
- Dyrbye LN, Thomas MR, Massie FS, Power DV, Eacker A, Harper W, Durning S, Moutier C, Szydlo DW, Novotny PJ, Sloan JA, Shanafelt TD (2008) Burnout and suicidal ideation among US medical students. Ann Intern Med 149:334–341
- Dyrbye LN, Thomas MR, Harper W, Massie FS Jr, Power DV, Eacker A, Szydlo DW, Novotny PJ, Sloan JA, Shanafelt TD (2009) The learning environment and medical student burnout: a multicentre study. Med Educ 43:274–282 CrossRef
- Dyrbye LN, Thomas MR, Power DV, Durning S, Moutier C, Massie FS Jr, Harper W, Eacker A, Szydlo DW, Sloan JA, Shanafelt TD (2010a) Burnout and serious thoughts of dropping out of medical school: a multi-institutional study. Acad Med 85:94–102 CrossRef
- Dyrbye LN, Massie FS Jr, Eacker A, Harper W, Power D, Durning SJ, Thomas MR, Moutier C, Satele D, Sloan J, Shanafelt TD (2010b) Relationship between burnout and professional conduct and attitudes among US medical students. JAMA 304:1173–1180 CrossRef
- Escriba-Agüir V, Martin-Baena D, Perez-Hoyos S (2006) Psychosocial work environment and burnout among emergency medical and nursing staff. Int Arch Occup Environ Health 80:127–133 CrossRef
- Guthrie E, Black D, Shaw C, Hamilton J, Creed F, Tomenson B (1997) Psychological stress in medical students: a comparison of two very different courses. Stress Med 13:179–184 CrossRef
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- Halbesleben JRB, Demerouti E (2005) The construct validity of an alternative measure of burnout: investigating the English translation of the Oldenburg Burnout Inventory. Work Stress 19:208–220 CrossRef
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- Martini S, Arfken C, Churchill A, Balon R (2004) Burnout comparison among residents in different medical specialties. Acad Psychiatr 28:240–242 CrossRef
- Maslach C (1993) Burnout: a multidimensional perspective. In: Schaufeli WB, Maslach C, Marek T (eds) Professional burnout: recent developments in theory and research. Taylor and Francis, New York, pp 20–21
- Maslach C, Jackson SE, Leiter MP (1996) Maslach burnout inventory, 3rd edn. Consulting Psychologists Press, Palo Alto
- Nunnaly JC, Bernstein IH (1994) Psychometric theory, 3rd edn. McGraw-Hill, New York
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- Title
- Burnout risk in medical students in Spain using the Maslach Burnout Inventory-Student Survey
- Journal
International Archives of Occupational and Environmental Health
Volume 84, Issue 4 , pp 453-459
- Cover Date
- 2011-04-01
- 10.1007/s00420-011-0623-x
- Print ISSN
- 0340-0131
- Online ISSN
- 1432-1246
- Publisher
- Springer-Verlag
- Additional Links
- Topics
- Keywords
- Burnout
- Gender
- Medical students
- Maslach Burnout Inventory-Student Survey (MBI-SS)
- Industry Sectors
- Authors
- Fernando Galán (1)
- Arturo Sanmartín (2)
- Juan Polo (3)
- Lucas Giner (2)
- Author Affiliations
- 1. Department of Medicine, School of Medicine, University of Seville, Avda Doctor Fedriani s/n, 41009, Seville, Spain
- 2. Department of Psychiatry, School of Medicine, University of Seville, Seville, Spain
- 3. Department of Preventive Medicine and Public Health, School of Medicine, University of Seville, Seville, Spain


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Shop the Walls Pop Up Shop Opens Tonight at Wynwood Walls
Categories: Art Basel Miami Beach
Peter Vahan |
Shepard Fairey, Ryan McGinness, and Nunca are just some of the artists who've already contributed pieces over the past few years. Tonight, 16 new works by artists like Retna, Date Farmers, Saner, and Sego will join the already impressive collection when they are unveiled to the public at 9 p.m.
And for the first time ever, works by Wynwood Walls artists will finally be available for purchase at the Shop the Walls pop up shop, which runs through December 4.
Peter Vahan |
Also available at the pop up show is the new Wynwood Walls book, featuring photographs by Martha Cooper and artist interviews.
Celebrating its third year, Wynwood Walls was launched during Basel 2009, a collaborative effort between developer Tony Goldman and art dealer Jeffrey Deitch. It has since become the epicenter of the Wynwood arts community and a testament to the spirt of urban revitalization.
Shop the Walls. Tuesday, November 29 through Sunday, December 4, Wynwood Walls (2nd Ave between 25th and 26th St, Miami). Visit www.thewynwoodwalls.com.
Follow Cultist on Facebook and Twitter @CultistMiami.
Sponsor Content


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Traveling to Miraflores Viejo isn't a simple matter. Most of the taxi drivers in the nearest towns don't even know exactly where it is, though they can get there by asking people along the road. A bus makes sporadic runs from the provincial capital, Ciego de Avila. Probably the most reliable means of transportation is la botella, thumbing a ride in a passing car or truck, or on the back of a lumbering tractor or harvester.
The highway winds through dark, red-dirt fields of short, new sugar cane and tall, flowering, mature cane. On the flat horizon rises a solitary table of land called Judas's Plateau that, as the road runs across it, becomes a stretch of mild rolling hills. A sign at a fork in the highway directs drivers northward to the Cayo Coco resort, to Bolivia, to Esmeralda, and a few other towns -- but nothing points to Miraflores Viejo. Just bear left at the fork and go several more kilometers until the houses look familiar.
It's the end of the year, December 1998, when people everywhere are journeying to be with their loved ones. Even though Cuba has only recently resumed official observance of Christmas, the holidays have always been a time of festivities throughout the country, and most of the visitors now arriving at minuscule Miraflores Viejo have been coming for years for religious reasons.
Their religion is vodou, the belief system that developed among African slaves brought to the Caribbean island of Hispanola, where vodou has literally shaped the culture and history of Haiti. Vodou shares with Cuban Santeria its African roots, and the two religions have some elements in common, but they're nonetheless distinct. The visitors to Miraflores Viejo include many Cubans of Haitian ancestry, and most come to see one man: Eugenio Sensio, a Cuban born almost 73 years ago to Haitian parents. Sensio, like his late father, is a vodou priest. During his eleven years in Miraflores Viejo, he has become the center of a religious community (he calls it a "church") that is hidden from everyone who's not looking for it, thriving quietly in a tiny town that's just one of hundreds of hamlets scattered throughout the cane country of eastern Cuba.
The actual church is inside Sensio's home, an airy, improvised structure of concrete, rock, wood, and corrugated metal, with hard-packed dirt floors. It sits in a clearing in a profuse mango grove, or mata, that he has ceremonially consecrated as a sacred place. The building is only about a hundred yards from the highway, at the end of a gated path, past two other houses and a canal that supplies the town's water. Many of the homes have running water and indoor bathrooms, but not Sensio's.
There he stands on the porch, thin, his head almost touching the low-slung roof. He's dressed in the traditional white favored by vodou priests and priestesses, but it's a somewhat untraditional outfit: white polo shirt over white long johns, dingy white socks, and worn white patent-leather slip-ons. His neck-length processed hair sweeps down from a white golf cap. A cigarette, as always, smolders in his fingers. The nail on his left thumb is long and curled, and looks like gray marble. He leers, showing the half-dozen top teeth he has left and a row of long yellow lower teeth.
Two of his sisters have arrived from farther east, where Sensio grew up and where most Haitian immigrants to Cuba first settled, from the early 1800s through the 1940s, mostly to work in the cane fields. Chuckling, he wordlessly embraces and kisses his sisters, Francia and Ileana. Before the fortnight is up, two more of his six sisters will visit, as will two of his 22 children and one of his ex-wives.
"!Tiburon!" Sensio calls, and immediately Leonel Rodriguez appears from inside the house, barefoot, machete in hand. Tiburon (shark) is just one of the many nicknames Sensio has given Leonel, who along with his wife Chavela does the considerable work of cleaning and maintaining the five-room house and big yard. "What do we have to eat?" Sensio asks sharply. "Put the rest of those pork shanks in the oven." One of the twenty or so pigs in the back yard was killed and butchered the day before and will serve as the main course over the next several meals.
In the past decade, coinciding with a general upsurge of interest in all things Cuban, Santeria has been gaining respectability and popularity both inside and outside the island; indeed, even the communist government sponsors a national association of Santeria practitioners. Consultations with priests (babalaos) and attendance at Santeria ceremonies have become prime attractions for scholars, journalists, and tourists visiting Cuba.
Santeria's new visibility has by many accounts increased awareness of vodou and other Africa-based religions. But the practice of vodou in Cuba is nearly invisible to outsiders, at least partly because of the relative isolation imposed on the island following the 1959 revolution. There are, however, some sizable vodou communities in eastern Cuba (a couple numbering more than 150, most half that or less), and interaction is frequent among organized groups of vodou initiates in Haiti and Cuba. Although Haitian migration to Cuba virtually ceased after the mid-Fifties, the descendants of those immigrants have continued to observe their ancestral traditions, often frozen in time.


text: "That's why we'll build a blind at the same time we hang the bait," Michel explained. "We won't make a disturbance once we hang the bait." Picking a good baiting spot is one of the key skills of pussology. Basically, you pick a spot that's 100 percent in favor of the cat, and puts you at a seemingly disadvantage. You give the lion plenty of nice, thick cover to approach the bait. You leave a little open area, just around the bait, and of course in your lane of fire from your blind, but otherwise you pick thick cover to make the lion feel comfortable. You make the bait hard to reach, just barely low enough to give him a chance to feed, but not get full. Then you must pick your blind location with equal skill and care. Normally, a clump of bushes is hollowed out and a blind is constructed, a ground blind. But Michel knew that Blondie would circle the bait before coming in, after dark of course, and would scent any humans at ground level. Consequently, he picked a tamarind tree about 20 feet up to the first big fork. Michel ordered the trackers to cut branches to make a floor and build a tree house, but he sent them three or four miles away in our Land Cruiser to cut the building supplies. "A lion can hear anaxe for a mile and a hammer for two," Michel told me. "We won't do any cutting near the bait." "We sleep here tonight," Michel said. I was not optimistic. After all, we hadn't seen if Blondie would come to our freshly slaughtered dinner, his favorite, New York strip. "Look, if he comes it will be after dark. We won't be able to shoot. Our only hope is that he sticks around until dawn and we get him at first light. The only way to be in this blind at first light without making any noise is to sleep here," he said matter of factly. Roaring Good Time Michel admonished me that we had to sleep the sleep of the dead. "No snoring," he cautioned. Our blind was a tad close for comfort, about 55 yards from the bait, but that's where the tree was, so we didn't have a choice. As it turned out, I hardly slept at all and Michel was the one who kept snoring, which I instantly remedied with a sharp elbow to the ribs. The blind measured six feet wide by nearly seven feet long, so we were in close confines. Michel snipped a viewing hole for himself with his Leatherman scissors and made a shooting port for my barrel and riflescope on my section of the wall. I had no viewing hole other than my rifle port. I watched the lionesses, fascinated. They were less than 60 yards away, and I could hear their teeth gnash as they tore into the soft shoulder of the bait. Michel stuffed a grass plug into his viewing port and signaled for me to lean my rifle against the wall. It was now too dark to shoot. The big male had arrived and chased his females away so he could feed. Lion are not gentlemen. They don't hold the chair for a lady, they don't offer her a jacket and they definitely don't let her eat first. In a few minutes a cacophony of grunts and snarls came again as the females gingerly returned to obsequiously share a place beside the big male as he fed on the choice shoulder portion. What followed was incredible. I listened to an entire night of lion feeding behavior, observing only with my ears. Blondie would feed for a half hour, and then move off 20 yards or so, lie down and grunt while the females had an uninterrupted meal. There would be periods of no noise at all as the lion went to water and then returned. Beginning about midnight, Blondie began to roar. A wild lion's roar is not at all like the MGM lion. It's more a series of ever-increasing grunts that, as they grow louder, culminate in what we think of as a roar. Often the grunting then tapers back down after reaching its crescendo. The purpose of roaring is woven into its territorial behavior and pride dynamics. For a solitary male, the call is to alert females and other males that he's around. For a dominant pride male like Blondie, the call is a warning to solitary males to stay away. There's also an element of braggadocio: "Here I am, and I'm king." First Light Michel scooted closer to me, pulled me to him and cupped his hand over my left ear. The fact that I'm half-deaf from repeated gunfire has always been a terrible detriment when hunting. "Directly under the bait, seven yards to the right," he whispered. I got back on my rifle, a .416 Rigby custom made Winchester Model 70. I had the Schmidt & Bender 1-4x riflescope dialed all the way to 4x, but I still couldn't see Blondie. I closed my eyes, held them a beat. As I reopened them I could just discern a black silhouette against a black background. Suddenly an ear flicked on the silhouette and with that I suddenly saw the unmistakable outline of a big, heavily maned lion. It was the first time I had laid eyes on Blondie. All I could see was his head and neck. I don't remember a conscious thought. My analytical mind took over and registered the target solution— a neck shot. I leveled the crosshairs, a thick #8 German duplex, on the center of Blondie's neck and disconnected my thoughts from the purely autonomic action of slowly, gently, unhesitatingly activating the muscles of my trigger finger to compress. Orange flame bloomed from the muzzle, a gigantic fireball. I'd never realized how bad the flash is from a .416 Rigby, having never shot one in low light before. Michel hugged me, slammed my back with his palm and jumped to his feet. He looked out over the top of the blind, scanning the area with his binos. I was wriggling into my shorts. A thought suddenly occurred to me, a Groucho Marx joke: "I shot a lion in my underwear. How he fit in my underwear I'll never know." "I don't see him," Michel remarked somberly. Uh-oh. That's a problem. A neck shot is either instantly fatal or a clean miss or, the worst of all, a light flesh wound. I was stunned, but I replayed the tape in my mind of the sight picture when the shot went off. "It was good, I'm sure of it," I said to Michel. Juma Mandindi, the lead tracker, along with Vedestus and Abdullah the game scouts, had slept by our truck parked a mile away— just in case— and we heard the sound of the engine as they drove toward us. When they arrived, Michel retrieved his Benelli 12 ga. shotgun and thumbed 1 oz. slugs into the magazine, and a last one into the chamber. He handed the shotgun to Mandindi without saying a word. The two men had hunted for years together and nothing had to be said. The possibility of a wounded lion said it all.


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Part of the problem in explaining the genesis of the financial crisis is that much of it was just so danged complicated. I'm not excusing the press here, I'm just saying YOU try to tell the uninitiated how collateralized-debt obligations worked, how they were created, how they were rated, and who bought them, in twenty inches—thirty if you're lucky.
That's partially why a loopy Howard Beale wannabe can become a fifteen-minute sensation: Greedy neighbors buying houses they can't afford and defaulting on them, dragging down the poor bankers who lent to them and forcing taxpayers to prop the banks up is easy to understand. It's soundbite- and slogan-ready in the Age of a Hundred and Forty Characters. Why those poor banks were so eager to lend and what their agents did to shovel product out the door is a more convoluted story, one more prone to glaze the eyes than fire the subcortex.
So it was nice to see a major magazine—Wired—put a story about a math formula that helped create the crisis on its cover. It's even better that that story is well done, clearly explaining something called a Gaussian copula function in a way that even this Math for Non-Majors guy can understand.
The author, Felix Salmon, writes a blog for Portfolio called Market Movers—one of my regular reads. There, he has a knack for delving into the more complex issues that often fly over the heads of other reporters—or under their radar.
With the Wired cover, he tells how an obscure mathematician named David X. Li wrote a paper in 2000 that effectively "solved" the issue of how to measure risk, allowing the securitization market for mortgages to explode.
Here's why Wall Street needed Li's elegant formula:
…bond investors and mortgage lenders desperately want to be able to measure, model, and price correlation. Before quantitative models came along, the only time investors were comfortable putting their money in mortgage pools was when there was no risk whatsoever—in other words, when the bonds were guaranteed implicitly by the federal government through Fannie Mae or Freddie Mac.
But gauging correlation in mortgages is very difficult:
What is the chance that any given home will decline in value? You can look at the past history of housing prices to give you an idea, but surely the nation's macroeconomic situation also plays an important role. And what is the chance that if a home in one state falls in value, a similar home in another state will fall in value as well?
Salmon explains that Li's insight was essentially to measure correlation based on the prices of credit-default swaps, which presumably rose and fell according to the underlying risk of what they insured.
It was a brilliant simplification of an intractable problem. And Li didn't just radically dumb down the difficulty of working out correlations; he decided not to even bother trying to map and calculate all the nearly infinite relationships between the various loans that made up a pool. What happens when the number of pool members increases or when you mix negative correlations with positive ones? Never mind all that, he said. The only thing that matters is the final correlation number—one clean, simple, all-sufficient figure that sums up everything.
Salmon makes a compelling case that Li's formula had a large role in enabling the securitization boom, and thus the housing boom, by putting a relatively easy to understand number on risk. But it had a major flaw:
Li's copula function was used to price hundreds of billions of dollars' worth of CDOs filled with mortgages. And because the copula function used CDS prices to calculate correlation, it was forced to confine itself to looking at the period of time when those credit default swaps had been in existence: less than a decade, a period when house prices soared. Naturally, default correlations were very low in those years. But when the mortgage boom ended abruptly and home values started falling across the country, correlations soared.Bankers securitizing mortgages knew that their models were highly sensitive to house-price appreciation. If it ever turned negative on a national scale, a lot of bonds that had been rated triple-A, or risk-free, by copula-powered computer models would blow up. But no one was willing to stop the creation of CDOs, and the big investment banks happily kept on building more, drawing their correlation data from a period when real estate only went up.
Salmon doesn't blame Li, who warned that his formula was being misunderstood and misused. But he does quote Nassim Nicholas Taleb, who says the whole thing was fundamentally flawed:
"People got very excited about the Gaussian copula because of its mathematical elegance, but the thing never worked… Anything that relies on correlation is charlatanism."


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The mixture of stylish and suave design, the light strokes of class and elegance, and the warm cozy atmosphere of the hotel represent a new meaning of service with the aspiration to reach its top quality for our guests' experience.
O&B Athens is a cozy Boutique Hotel, in the centre of Athens, next to the main sights of the city and just 2 minutes walking from Thisio Metro Station. With its new Acropolis Suites with view of the Parthenon, its elegant rooms and its new O&B Athens All Day Bar Restaurant, O&B Athens Boutique Hotel provokes you to experience the new meaning of hospitality and care.


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Class Notes
Class Notes | Obituaries
Submit a Class Note or Obituary »
Showing class notes submitted in last 6 months by graduates in the 1990s
Kristi Nevarez '91, J.D. '96 has been named a Partner at Fragomen Worldwide, which is recognized as the world's leading global corporate immigration services provider. For over 17 years, she has advised clients in matters of corporate business immigration. She has also served as the Congressional Assistant and Immigration Policy Advisor to Congresswoman Zoe Lofgren (D-CA), Ranking Member of the House Immigration Subcommittee.
Tina Stafford '92 has been performing with the First National tour of the Broadway Musical Once for over a year. She hopes all Broncos will have the chance to come see it.
Respected intellectual property attorney Alexandra J. Horne J.D. '92 has joined Hoge Fenton, a leading Northern California law firm. Practicing together most recently at the firm of Lewis Roca Rothgerber, Brody-Brown and Horne have expertise in the areas of trademark counseling and prosecution, including portfolio analysis and strategic counseling, domestic and global registration and enforcement, domain name issues, and licensing. They will be based primarily in the firm's Silicon Valley office.
Horne, an IP practitioner of more than 20 years, counsels clients on domestic and foreign trademark registration and licensing and enforcement, including opposition and cancellation proceedings in the USPTO. Horne's clients, which range from startup to well-established, come from a diversity of industries, including semiconductor, software and other technology, mobility, Internet, banking, entertainment, education and wine.
SCU religious studies and pastoral ministries professor Paul Crowley, S.J., STL '92 has been appointed editor of the journal Theological Studies by its board of directors.
David Wiesner '89, MBA '93 has joined Edgewood Partners Insurance Center as managing principle and regional director in its Employee Benefits Consulting Division. EPIC is a retail property, casualty insurance brokerage and employee benefits consultant. Wiesner brings 25 years of experience in strategic market planning, sales organizational leadership, new product/service development and health and welfare plan consulting to the firm.
As regional director, Wiesner will focus on growing EPIC's employee benefits consulting business in the greater San Francisco Bay Area, recruiting and adding producer/consultants and specialty service teams, and fully integrating EPIC's national Employee Services Platform into local client offerings. Wiesner will be based in San Francisco and will report locally to John Connell , EPIC's President, Employee Benefits of California.
Christina Mifsud '93 is a certified tour guide in Florence, Italy. Travelers seeking a tour from a friendly Bronco can reach her at firstname.lastname@example.com.
Michael Villamor '94 was married to Kathy Pieper on Dec. 28, 2013 in Sacramento, Calif. The couple live in Lake Forest, Calif.
Maj. Marcelino "Butch" Soriano '89, MBA '94, broke the record for number of hours of straight bell-ringing for the Salvation Army in Southern California, ringing the bell for 150 hours. In the end, he raised almost $10K. He set his record at 150 hours in celebration of the Salvation Army's 150 years in existence and its 124th annual Red Kettle Campaign, during which bell-ringers seek donations outside stores throughout the holiday season.
Cecilia (Allen) Martin '94, MBA '99 and husband, Dave, live in Santa Clara with their 2 children, ages 7 and 10.
Thomas Gemetti '94 was elected for another term on the Campbell Union School District board. Gemetti's a Brocade Communications VP and Controller. He's worked for Ernst & Young, Ariba, and SAP and is active in Junior Achievement.
Keith Palmer '95 happily married Rina Knoblock on June 14, 2014 at the Allied Arts Guild in Menlo Park, Calif. Having sadly both lost their first spouses to cancer, they met at a grief support group and share an amazing number of similarities and parallels in their lives. They both feel very fortunate for their second chance at love and that they did not have to look hard for each other. The couple is also expecting a baby boy this December. The first for both of them.
Rebecca Jacoby MBA '95, CIO and senior VP of Cisco, has been elected to McGraw Hill Financial's board of directors. Jacoby, 53, advances the business through the use of Cisco technology. Under her leadership as CIO since 2006, Ms. Jacoby has made the IT organization a strategic business partner, producing significant business value for Cisco in the form of financial performance, customer satisfaction and loyalty, market share, and productivity.
Ignacio J. Guerrero '95 was appointed director of the Santa Clara County Department of Child Support Services by the County Board of Supervisors in San Jose, Calif.
Jarrod Gerhardt '95 has been hired as senior vice president and director of marketing for Bank of Marin, which is headquartered in Novato. Gerhardt, of Walnut Creek, has 17 years of experience in the financial services industry. He previously acted as West Coast marketing director for Boston Private Bank. He has also held marketing positions at Charter Private Bank and Washington Mutual in Seattle, Washington. Gerhardt holds a bachelor's degree from Santa Clara University and a master's in business administration from Boston University.
Eric Geffon '95 was appointed by Gov. Jerry Brown '59 to Santa Clara County's bench. Geffon, 44, has headed his own law firm—Geffon and Isger—for the past 13 years, previously working as a Santa Clara County deputy public defender. A Los Altos resident, Geffon has a law degree from Santa Clara University.
Brian Babka, M.D. '95 is a sports medicine physician with Northwestern Medicine in the western suburbs of Chicago. He completed a rotation 12/1/14 to 12/16/14 at the Olympic Training Center in Colorado Springs acting as a member of the medical staff serving the resident athletes.
Evangeline "Vangie" Maynard Cumming '96, MBA '13 married Stephen Ballard Cumming in a beautiful ceremony in Palos Verdes, Calif. Alumni in attendance included her brothers, Paul Maynard '89 and Ryan Maynard '91, and friends Valeri Yee '96, Christy Duncan-Anderson '96, Dawn McIntosh M.S. '10, and Sonya Duffin '98.
Kimberly Rodriguez '97 recently began her position as chief education advisory to California Senate President Pro Tempore Kevin de Leon. Kimberly has worked for and with the California Legislature for over 15 years.
Autumn Mortenson '97 writes, "I'm going back to school! MFA program in Dance at UC Irvine starting Fall 2014!"
Dale Kim MBA '97 is the latest author to join SYS-CON Media industry bloggers.
Nazly Siregar '98 was made a partner with Deloitte Southeast Asia in January 2013.
Ragan Henninger '98 has been appointed senior policy advisor in the office of San Jose Mayor Sam Liccardo. Ragan joined Sam's council office in 2007, first as a council assistant, then spent five years as chief of staff. Her policy expertise includes environment, housing, budget and economic development, including work on the citywide inclusionary housing policy, plastic bag ban, and downtown high-rise incentive. She later left service with the city to manage Sam's successful mayoral campaign in 2014. She previously worked for HomeFirst (formerly EHC LifeBuilders) as the director of Development and Communications where she was responsible for raising over $12 million annually.
Ragan currently serves on the board of Legacy Alviso San José Youth Foundation and is responsible for the foundation's charitable distributions. Ragan and her husband live in the Cambrian neighborhood of San José, where they are raising their daughter.


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How Does Vineyard Power Work?
Vineyard Power is a renewable energy cooperative based on Martha's Vineyard. Our mission as a 21st century utility company is to produce electricity from local, renewable resources while advocating for and keeping the benefits within our community. So, how does this affect you? The first step is to become a member of Vineyard Power.
There are several ways to do this, including signing up online, giving us a call (508-693-3002), or visiting one of the many stores on the Island that sell memberships. Since the membership is associated with the name on your electric bill, one membership can cover an individual, a family, a business, or an organization.
Click HERE to learn more about the history of utility co-operatives.
Now that you have joined Vineyard Power, you now have a direct voice in the cooperative: you elect board members, have voting rights, and provide general feedback. In the past, members have voted to approve the bylaws, voted on the location of our offshore wind farm, and approved the use of solar.
How does Vineyard Power Cooperative work?
As a local nonprofit co-operative, Vineyard Power is for the people, by the people. Our vision is to be Martha's Vineyard's community-owned utility company.
In the short term, we have completed several commercial scale solar projects. These projects align with our mission, allow us to gain valuable organizational skills, and provide development income.
Our longterm goal is to build an offshore wind farm which will provide our community with sustainable, renewable, and affordable electricity. Vineyard Power will be your supplier of this electricity.
Energy & Deregulation
Deregulation simply allows the customer to choose whom they wish to purchase their electricity generation from. In the past, each part of your electricity bill (generation, transmission & distrbution) have been provided by a single company - our local utility. By becoming a member of Vineyard Power you now have the power to be an owner in the generation of your electricity.
First, Vineyard Power aims to have stable, affordable electricity prices. Second, Vineyard Power will now be your electricity generator. Our electricity will travel through the pre-existing NSTAR grid directly to your home, so there will be no noticeable difference in service. Vineyard Power will be the electrical supplier and provide the generation service on your bill. NSTAR service is for transmission and distribution.
Keep in mind when you will pay your bill in the future, with Vineyard Power as your supplier, you will be an owner of the company, more money will stay on island, more jobs on island, and control stays within our community.
To see a sample NSTAR bill, please click here.


text: Off the south wing of the Main House, enclosed within handsome brick walls, the South Terrace features beds of native deciduous flame azaleas arranged in colors from bright yellow to orange-red which are at their peak in mid-May. Formal tree-lined allées flank either side of the South Terrace. At the terminus of the adjacent Lower Gum Allée, a medallion-shaped plaza with an intricate pebble mosaic pattern echoes the Round Garden's shape.


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Douglas Elliott and Paul Saltzman argue that current law can successfully resolve banks deemed 'too big to fail' while Richard Fisher and Simon Johnson disagree and propose additional legal measures.
Richard Fisher contests the claim that the banks stabilized the financial crisis, a position taken by Paul Saltzman who cites big banks that absorbed smaller, failing institutions.
Richard Fisher and Simon Johnson argue that, with the right rules set up by government, market forces will break up the big banks so that they are not at risk of needing bailouts from taxpayers.
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$11 Season Ticket Deal
To commemorate the Denver Nuggets receiving the No.11 pick in the 2014 NBA Draft, the Nuggets have partnered with the Colorado Lottery to offer specially priced seats in the first 3 rows of in the Lower End Balcony sections at $11 per game, a 48% discount. The Denver Nuggets NBA Draft Lottery Special will only be available from May 21st to June 25th and provides fans a great opportunity to get in early on the 2014-15 season.
- Buy Now
- For more information, call 303.287.DUNK


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Femjoy Galleries | Continue to Femjoy >>
There is a distinction in nude photography between "art" and "erotica." Art is supposed to be appreciated by the higher senses. Erotica is supposed to be relished by the lower senses, used for immediate satisfaction. Many sites claim they offer one or the other, but only FEMJOY.com offers an arousing mixture of both! At FEMJOY you get both art and erotica!
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- Femjoy's Kinga in Because Of You
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- Feb 15 2008
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A statutory demand is a formal document by which a creditor can demand payment from a debtor. The debtor has a limited period in which to pay after which the creditor can then petition to bankrupt (an individual) or wind up (a company) a debtor.
If you wish to consider using a statutory demand please first speak to me Grahame Henry, Fiona Gaskell or Joanne Singleton on freephone 0800 083 0815 or by email firstname.lastname@example.com, firstname.lastname@example.com, firstname.lastname@example.com. We will be able to advise you as to whether this is the best procedure for you to use in your circumstances.
I have set out below some information about statutory demands which I hope you may find helpful.
NOTE: The information below is an introduction to this complex field. It is not intended to replace specific advice and, necessarily compresses some legal issues for ease of understanding.
Statutory demands can often be complex but we can help you to make sense of your situation and get the results you are looking for.
A statutory demand can be used by an individual or a company to recover cash which they are owed, generally by someone who is for whatever reason refusing to pay. The document should contain the following details:
If you are seeking debt within the building trade or certain other sectors then using a petition could be another option, but this high risk solution comes with the possibility that someone who is owed money could be forced to pay the debtor's costs.
Nigel Compsty, Managing Director
H Compsty & Son Ltd
Comments taken from client satisfaction survey
Comments taken from client satisfaction survey
Chris Wright Recycling
H Chris Wright
Alex Docherty,
Director Sound Reduction Systems
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Comments taken from client satisfaction survey
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Krystyna Bzdega
Mr M Booth
Theresa Moreen Woolley
Nolan Redshaw Chartered Surveyors
Testimonial from Mr & Mrs Smith


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Home> Accessories > Memory > Vanguard Multi Card Hard Case
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Vanguard Multi Card Hard Case
Vanguard Multi Card Hard Case is made from a hard plastic construction with latex card holders inside, thyere is also a chain and hook that you can attach to any zip or keyring. The Vanguard 3D Multi Card Hard Case itself is quite small and can be placed into any pocket with all your memory cards.the Vanguard Multi Card Holder will hold a range of different memory cards and can be attached to a keyring or zip on a camera bag, this Vanguard Multi Card Holder is a good solution for carrying all the cards you need for a shoot. The Multi-holder 3-D fits SD, SD mini, XD, MMC, MS and MS Pro Duo memory cards.
The Outer Dimensions of the Vanguard Multi Card Hard Case are: 2 3/8 x 2 3/8 x 3/4 inches.
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What are cannas?
GardenGhostJanuary 1, 2013
Image by: Casper's Gardens
A Canna Garden
Cannas (Cannaceae) are showy, tropical-looking plants with banana-like leaves that can be green, burgundy, and even variegated. The flowers come in many colors and flowering can continue until frost. Cannas range in size from 2 feet to over 15 ft, depending on the variety and the care given to them.


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POSTED: Thursday, June 10, 2010 - 4:28pm
UPDATED: Friday, June 11, 2010 - 7:14am
EL PASO - A family is in mourning after the life of a man and his stepdaughter was taken away so quickly.
"He would always tell you and introduce me as his sister," Melissa Martinez said.
Melissa Martinez is Jerry Villa's cousin.
She's trying to make sense of this shocking loss.
"He's someone we're all going to miss," Martinez said. "We're all really close to him and we all loved him very much."
"He gave it all," friend Nicholas Rodriguez said. "I mean, he gave everything to his family, to his friends. he was always about family."
The fire department has not been able to say what started the early morning fire. But Villa's family says... they have a inkling... that a faulty electrical socket may be to blame.
"He had felt that it could possibly catch on fire. He was having sockets that weren't working or sparking when you plug something."
Right now, the family waits to hear more on the condition of Villa's wife and surviving child and what sparked this fire.


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Citizen of Mexico Sentenced to 24 Months for Conspiracy to Distribute Marijuana
COUNCIL BLUFFS, IA - On September 28, 2012, Aldo Parra, a citizen of Mexico, was sentenced to 24 months imprisonment for conspiracy to distribute marijuana. United States Chief District Judge James E. Gritzner also ordered Parra to serve a three-year term of supervised release following incarceration. Parra was stopped by Iowa Department of Transportation officers on October 5, 2011, as he was returning to Arizona with $70,000 obtained from the sale of marijuana. Parra entered a guilty plea on May 3, 2012, to the charge of conspiracy to distribute marijuana, based upon his agreement to transport marijuana from Phoenix, Arizona to the Detroit, Michigan area.
The investigation was conducted by the Iowa Department of Transportation, the Department of Homeland Security, Immigration and Customs Enforcement, and the Pottawattamie, Iowa, County Attorney's Office. The case was prosecuted by the United States Attorney's Office for the Southern District of Iowa.


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5 Very goodChRiSaLaToR | 05/02/2011 | See all ChRiSaLaToR's reviews (2)This product is awesome you can literally make thousands of different shapes both 3D and 2D.Really gets you thinking be careful though put these little balls anywhere near your memory cards on your phone or psp and it will most probably wipe it clean
5 VERYYYYYYYYYYYY ADDICTIVE!! FANTASTIC!!!Jamesfields | 24/12/2011 | See all Jamesfields's reviews (4)Such an entertaining gift. Bought this for my partner after many hesistations of buying through the year, only to end up playing with it most of the time myself. Well, fighting over it most days. So i have now ordered another one for myself. Very addictive, i love it, hours of fun and frustration.
5 GREAT PURCHASEHarry555 | 07/12/2011 | See all Harry555's reviews (4)I have recently bought these magnets and just started to wonder how much fun we could get playing with these kind of powerful magnets. It all draws down to one's own creativity to come up with different shapes with these magnets. The delivery came to my office and as soon as I opened it, I could see my colleagues playing with the magnets for long time with so much resistance to leave it and go back to work.
3 Great as long as its not a gift for someoneNickylip | 06/12/2011 | See all Nickylip's reviews (1)Does exactly what it says and hours of fun trying to get it back in the box but is not the branded Neocube. Comes in a clear box with a picture of what you can do with it but as I purchased it as a gift I had to return it as it looked cheap!
5 MagicalCablestore | 27/12/2011 | See all Cablestore's reviews (6)Theres something magical about magnets for kids. i had loads of them. all sorts of shapes and sizes mostly from old speakers or electric motors and the like.i would have loved these.


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As I am certain you know by now, our home is over run with LEGO® blocks of all shapes and sizes, not to mention the figurines and finished masterpieces that occupy every available flat space in the house. Jon and the girls are always looking for a new challenge to take on over the weekends, but they often take just as long to find said masterpiece as they do to create it. Thankfully LEGO® has created The Official LEGO® Channel just for parents like us jammed packed with over 600 mom-approved videos made specifically for kids 6-11 years old. It's the perfect way for my girls to get their LEGO® fix while also being assured that each video is safe for their viewing.
That's right! Now YOU can create your own LEGO® video play list with all of your kid's favorite LEGO® videos and minibrands. On the Official LEGO® Channel, parents can add videos from LEGO® Star Wars™, LEGO® Hero Factory, LEGO® DC Universe™ Super Hereos and more. While I would never just allow my children to have free rein on YouTube, with the video list creation so easy to use and so safe for family use. Just this weekend, I created a LEGO® playlist for the girls to satisfy their adventurous spirits and was pleasantly surprised by how easy it was and how much fun the girls have had with it since.
So now, when Jon is scouring the 'net for the next project, the girls will have plenty of fodder (and fodder I can change as needed) to keep their minds safe and entertained. The girls have also found that they get ideas for new inventions and LEGO® creations – now KG is forever making projects she wants to send to the LEGO® club magazine. This latest ability to create playlists will open up lots of opportunities for children everywhere to safely view videos that keep them entertained.
Super Easy Create LEGO® playlist
· Visit Youtube.com/LEGO and watch one of your favorite videos
· Click "Video Options"?
· Select "Add To Playlist"?
· Sign-In using your YouTube Login ?
· Add your selected video to an existing playlist or create a new one?
There is a lot of content on web; creating a playlist on the Official LEGO® Channel is a great way to ensure your kids are entertained and watching videos you can feel good about.
Hop over and build your own list then come over and leave your list in the comments, I'd love to check them out!
This is a sponsored conversation written by me on behalf of LEGO. The opinions and text are all mine. Official Sweepstakes Rules.


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SPRINGFIELD, Ore. — A Springfield man is heading to the state mental hospital, after he was found guilty by insanity Friday morning for attacking two women with a pick ax and hammer. Thomas Murphy attacked them a year ago, on L Street. He will remain in the custody of the state mental hospital for the … Continue reading »
State Laws Prevent Needed Help
EUGENE, Ore. — Staff at Lane County Behavioral Health Services say their hands are tied in certain situations. Tuesday night's incident where a man allegedly attacked two women with a pick ax in Springfield is one example of that. The suspect's mother in this case partially blamed the incident on the fact that her son … Continue reading »
Victim Details Apparent Pick Ax Attack
SPRINGFIELD, Ore. — A day after a man allegedly attacked two women with a pick ax in Springfield — the victims and the mother of the suspect are speaking out. One of the victims describes Tuesday's attack as brutal and insane as the suspect repeatedly swung at them with a pick ax. "He would've caught … Continue reading »
Man Faces Charges After Pick Ax Attack
SPRINGFIELD, Ore. — A Springfield man is in the Lane County Jail for allegedly attacking two women Tuesday afternoon with a hammer and a pick ax. Police say the women were attacked on the 900 block of L Street around 4 p.m. A neighbor who witnessed the attack says the women ran down the street … Continue reading »
Police: Man Attacks Women with Pick Ax
SPRINGFIELD, Ore. — A 34-year-old man is in jail, accused of trying to kill two women who were walking in front of his home Tuesday afternoon. Springfield police say Thomas Murphy charged two women outside of his home at 920 L St. He was armed with a hammer and pick ax. He swung the pick … Continue reading »


text: Urban Maniak - Winning Feat. Travis Millz & Y.G.G. By Urban Maniak Posted May 23, 2011 at 12:00 AM 0 0 0Comments 550 Views Share Tweet gplus thumblr pinterest 1 Winning Urban Maniak feat. Travis Millz & Y.G.G. Follow Artist Embed Me To Playlist Download Songs Mixtapes Videos 0 0 0 550 Powered By HOTNEWHIPHOPhotnewhiphop.com Edit Colors Full Player Simple Player Embed Script Copy Short Link Copy Iframe Copy Preview Full Player Simple Player Embed Code Copy NOTE: Minimum player width is 370 pixels, height is 50 pixels. Back Full Player Simple Player NOTE: Player width is 450 pixels, height is 50 pixels. Title Artist Back 01:23 04:56 Embed Code Copy


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Click here for the WEEU "Week in Review" Podcast:
1. A recap of the week's top news stories including a blast of arctic air, the possible departure of Kutztown University's President, and the sentencing of a woman known as "Jihad Jane."
2. WEEU's Mike Faust interviewed Garry Lenton, the editor of the Reading Eagle's Berks Country section, at the 98th Pennsylvania Farm Show.
3. In Sports, WEEU's Paul Roberts spoke with Governor Mifflin boys basketball coach Tim Yanuskiewicz after the Mustangs pulled off a big comeback against Daniel Boone.
4. Plus, Agricultural, Business, and Entertainment news.


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HomeSolutionsMobile Information Management Mobile Information Management 080 4084 6190(rest of world) +91 80 4084 6190 Contact Sales E-mail twitter facebook linkedin Use NetApp Mobile Information Management solutions for secure and reliable data access, file sharing, and collaboration. It's estimated that half the world's workers use personal mobile devices on the job. The competitive advantages are compelling, but so are the challenges. IT departments must manage the devices and ensure security while providing anywhere, anytime access to enterprise data and applications. NetApp® Mobile Information Management solutions keep your data—and your business—secure and agile. NetApp Connect: New Product For Secure Mobile Data Access Gain a secure, tightly managed connection between mobile users and enterprise data stored in clustered Data ONTAP® files—without additional infrastructure, setup, or data conversion. Learn more Citrix ShareFile: An Enterprise Follow-Me Solution Citrix® ShareFile® built on a NetApp infrastructure lets you stay in full control of your enterprise data with on-premises storage, while providing mobile users with secure file sharing and 100% data accessibility. Learn more VMware Horizon Suite on NetApp: Scalable Enterprise Solution VMware® Horizon Suite and NetApp storage solutions address the demands of mobile desktops, letting you add capacity, use 50% less storage, provision thousands of virtual desktops in minutes, and enable secure sharing of large enterprise files. Learn more