text:
BKE Culture Boot Stretch Jean
Item #23232BKC1002
- Mid-rise zip fly stretch jean
- Comfort waistband
- Curvy fit, slightly eased through the hip and thigh
- 18" bottom opening
- Pieced and darted back pockets
- Hand sanding, whiskering, grinding and cuts with fill yarn details
- 99% Cotton, 1% Spandex.
- Machine wash cold separately. Do not bleach. Tumble dry medium. Warm iron.
- This quality denim has been hand finished for a unique, individual look. It will wear like your old favorite jeans, with each hole and tear continuing to destruct over time. We hope you love the vintage appearance and comfort of wearing jeans that have the look and feel of years of wear. Thanks for making the Buckle your denim destination.
- Made in Mexico.
Have a Question?
Email Guest Services.
Visit our Denim Guide.
View All:
Women's Jeans
Women's BKE Jeans
We changed our page. Tell us what you think.
BKE Culture Boot Stretch Jean 6 6
Favorite Buckle Jeans! These jeans are perfect for me! I usually have issues with jeans fitting tight on my thighs, or having a huge gap on the waist band. These fit like a glove. I ordered 30/33 and they are true to size. I've washed them several times and they feel the same... no shrinking in length or fit. They stretch a little, but do Not become baggy after wearing them for 30mins. I love the color, and the pre-worn details are not too much. I wish I would have ordered multiple pairs!!! These jeans are by the best out of any Buckle jeans I've purchased! February 9, 2015
Great fit and Look I love these jeans, they are so comfy and didn't stretch out too much. I got a lot of compliments on them and they are true to size. December 1, 2014
great fit These just came in the mail today, and as soon as I put them on, I jumped back online to order a second pair for backup. These Cultures fit like the old Cultures from back in 2008/2009, which were my Holy Grail Jeans. I have had a hard time since then with the Culture fit for some reason - I don't know what they changed - but this particular style is perfection once again. I love the unadorned back pockets, and positioning of the pockets is just right on your backside.The factory holes on the front thighs are not too big or crazy-looking, and the whiskering is subtle and spot-on. For reference, I'm about a size 6 dress, 5'7 and I ordered these in 28x35. I would say they are true to size.Keep making the Culture fit like these jeans and I will buy them for life. April 26, 2014
Nice jean, just order a size up These jeans are lovely and very flattering. Makes my booty looks great. The only negative is that I had to exchange for one size larger....now they fit great:) February 7, 2014
BKE Culture Boot Stretch Jeans are perfect I love these jeans. They fit well...don't drop down in the back when I bend over! They are super cute and figure flattering! January 22, 2014
Great fit These jeans are super cute and comfortable. They look great with a wedge or a sneaker. Very versatile. As usual, BKE jeans never disappoint me. March 21, 2013
1-6 of 6


text:
Mother and son came to the United States in 1964, when Carlos was seven years old, and settled in Hialeah. Every morning Herrera's mother was up at 4:00 a.m. to catch a bus that would take her to a tomato-processing plant near Homestead. Carlos worked as well. His first job, at age nine, was delivering the Miami Herald. When he was fifteen, he hired on with an air-conditioning company; the work was hard but the money made it worthwhile. "I realized right away that this was a good business to be in," he recalls. "Air conditioning in Florida is a necessity, not a luxury."
By the time he graduated from Hialeah High in 1974, he had both a vocation and a fiancee. He married Herminia Remedios when he was eighteen and launched his own air-conditioning business a year later. Herrera invested nearly all the young couple's savings in the new venture, with most of it going to the purchase of a used van for $1800. He called his operation Local Air Conditioning.
Herrera figured he and his wife could survive a month or two on what they had left in the bank, but he fully expected to attract work sooner than that. "It never crossed my mind that I wouldn't succeed," he says. "When people are sleeping and you're still working, you are going to make it." As he built a reputation for high-quality work, he was recruited to install the air ducts and cooling units for more and more Hialeah office buildings and housing developments. Today Local Air has about 70 employees, and produces between seven and eight million dollars in revenue per year, according to Herrera.
But he had ambitions beyond being the guy hired by developers to install their air conditioning. He wanted to be the developer. In 1984 he got his chance, having secured a $500,000 loan from Ready State Bank to build, along with Roberto Curbelo, 152 homes in the Mango Hills neighborhood of Hialeah. "We made good money on that deal," Herrera says. The two men split $1.5 million in profit, he explains, and he rolled his share into another deal, and then another.
Roberto Cayon is the president of Hialeah-based Ready State Bank and the man who took that early chance on Herrera. "We knew Carlos for many, many years," offers Cayon, himself a developer. "I've seen Carlos grow from the time he was a kid. He and his mother lived in an apartment building I owned. He started from scratch. He's a hard-working man. You can tell the guy is going to pay."
In the last ten years, Herrera has built and sold more than 700 homes. He has also constructed more than twelve apartment complexes, as well as a dozen warehouses and storage facilities. He's become a veritable conglomerate of nearly a dozen companies, some of which buy land, some of which build, and others of which manage the more than 600 rental units he owns, mostly in and around Hialeah. His rents run from $550 for one bedroom to $650 for two bedrooms. With a vacancy rate of only about two percent, his apartments alone bring in another four to five million dollars each year.
At least once a month Herrera visits each of his buildings. On one recent outing, he spent more than an hour cruising around northwest Hialeah in his silver Mercedes 500SL, his right index finger in almost constant motion as he pointed out homes and apartments he's built. Nine years ago, when he first came to this part of Hialeah beyond the Palmetto Expressway, he says it was nothing but cows and scrub brush, a rural setting no one imagined suitable for development. No one except Herrera, that is. He bought 70 acres at $80,000 per acre. Today land in the area is now selling for more than twice that amount.
"That was the first house we built," he says from his car. "And then that one and that one." Herrera sold them for $70,000; now, he says with pride, the owners are reselling them for $100,000 or more. His apartment buildings stand out as well -- they appear neat and well maintained.
Herrera won't reveal his net worth or yearly income (the latter, he notes, varies depending on the projects he has going). He is aware, though, that his wealth has been the subject of speculation in some circles -- specifically that he earned his money through drug trafficking or gun running. "There are a lot of rumors," he acknowledges dismissively. "It's jealousy." However, those rumors are also due in part to Herrera's relatively quick rise to prominence, coupled with skepticism that an empire could be built on air conditioners. And of course South Florida has seen its share of shooting stars, men who burst onto the scene with bundles of cash and little history. But Herrera maintains he is no overnight success, and he's not suddenly going to flame out. "I see in Homestead the opportunity I saw in Hialeah," he says with confidence.
John Grace and Wiley Reynolds also saw opportunity in the Homestead area. Almost immediately after Hurricane Andrew, they began meeting with officials in South Dade to discuss their evolving idea that the devastated air base might be developed privately. The basics of their plan called for the federal government to give a portion of the base to Dade County, which would then sell that property to a company Grace had formed, the South Dade Coalition for Reconstruction. The company, in turn, would raise money for development through a public stock offering. South Dade residents would be encouraged to buy shares in the company.

subset: commoncrawl


text:
View this information in table format.
Spring 2015 Semester Courses
Looking for a different semester?
806-187 Calculus Based Physics 1
Participate in a calculus-based approach to the study of physics. Topics include units and unit conversions, mechanics, rotational mechanics, work and energy, oscillations and waves.
Course Credits
Sections this Semester
Offering number: 806-187-002
Prerequisite(s): 804-198 Calculus 1
Tuition/fee: $419.70
Seats Open: 0
Instructor: McLaughlin, Brian J
Dates: 01/19/15-05/11/15
Days: Monday
Times: 03:30pm-05:25pm
Room: E208
Dates: 01/21/15-05/13/15
Days: Wednesday
Times: 02:30pm-05:25pm
Room: E208


text:
Description A timeless piece for your wardrobe, the soft yet supple ECCO Natal Sac bag is a must have for work and weekends out with the girls. The perfectly slouched sac bag is made from ECCO grained cow leather. Water-repellent Baby Ottoman lining protects your belongings to the most. Tubular designed straps are adjustable to rest comfortably on your arm or shoulders. Enjoy the roomy interior with mobile phone and zip pockets and key ring strap to stay organized.
If you have any question or need help with your account, you may Contact Us to assist you.
Customer Service Mon - Fri, 9am to 9pm EST Sat - Sun, 12pm to 7pm EST 1 (877) 240-2365


text:
Markham Chardonnay Napa Valley 1989
Markham Cabernet Sauvignon Napa Valley 1982
Markham Chardonnay Napa Valley Reserve 1995
News & Features : Features
Markham Vineyards
Napa Valley, California
October 16, 2001
News & Features : News
Napa Valley's Markham Vineyards Buys La Jota Vineyard
January 11, 2001
News & Features : News
Napa Valley's St. Supéry Vineyards Hires Markham's Winemaker
Michael Beaulac will join the Rutherford winery after this year's harvest.
October 8, 2001
News & Features
Markham Vineyards
Bryan Del Bondio, president; Michael Beaulac, winemaker
February 3, 2000
News & Features
Michael Beaulac's Harvest Diary
October 31, 2000
March 31, 2001 Issue : News
Napa's Markham Vineyards Buys La Jota
Sept. 15, 1997 Issue : Features
California Merlot Arrives
Nov. 15, 2005 Issue : Features
Bob Foley's Magic Touch
From Cabernet to Charbono, this unsung ace builds an amazing record of quality
Sept. 15, 2004 Issue : Tasting Reports
New Heights for California Sauvignon Blanc
Napa leads the way with the best quality to date
May 31, 2002 Issue : Tasting Reports
Napa and Sonoma Cabernet
Blogs : Exploring Wine with Tim Fish
A Case of Wine for a Hassle-Free Holiday
Why stress out when 12 well-chosen wines can make December easier?
December 7, 2011
Blogs : Exploring Wine with Tim Fish
Bargains Abound with 2012 California Merlots
After tough vintages in 2010 and 2011, value lovers can rejoice
August 13, 2014
Blogs : Exploring Wine with Tim Fish
Sorry, This Wine Advice Is Not Tax Deductible
Wines to open whether you're celebrating or drowning your sorrows
April 11, 2012
Blogs : James Laube's Wine Flights
New Napa Cabernets Worth Seeking
June 19, 2008
Passionate about wine? Wine Spectator magazine is looking for an enthusiastic copy editor in the New York office.
Sips & Tips | Wine & Healthy Living
Video Theater | Collecting & Auctions
New! Ratings Flash
» View samples
» Or sign up now!
» Manage my newsletter preferences
The marketplace for all your wine needs, including:
Wine Storage | Wine Clubs
Dining & Travel | Wine Auctions
Wine Shops | Wine Accessories


text:
You belong with us.
Supporting IMBA is the most effective way for you to build, maintain and open the trails you love to ride.
alaina kalanjmegan follows images
megan follows gallery
agnes bruckner the woods wallpapermegan follows bio
Meet the Trail Care Crews
Thanks to generous, ongoing support from Subaru of America, IMBA's professional Trail Care Crews have been on the road since 1997.
megan follows agent contact info
janette oke movie megan follows
megan follows nude pictures
kirk douglas megan follows
+ Read more ...
We'll send you a Protect and Ride T-shirt FREE with your gift of $35 or more.
Help protect treasured trails around the U.S., including ones in your backyard.


text:
- With U
- 01First Song
- 02Track Number Two
- 03Third Song
- 04Composition #Four
- 055th
- 06Song
Hailing from Harlem NY, Puhcaso born Josh Palmer started making music at a young age. Born in 1991, His first known song was written at four years old. His mother a native of Brooklyn, and his father a native of the Bronx, Puhcaso grew up listening to such artist as The Sugarhill Gang, Lisa Lisa & Cut Jam, Full Force and, Kurtis Blow, which nutured his hip-hop skills. Blessed with some "Vocalz Of Gold" Puhcaso not only raps but also sings just as well. The 518's best kept secret has finally decided to drop a mixtape. With a mixture of other 518 artistS, Puhcaso holds his own, and dares to be tested... and did i mention he sings, HIDE YO KIDS, HIDE YA WIFE... FTL COMING SOON LADIES.


text:
First i went to the tmobile store and they had a case for this phone but it was $30 and i was horrified and so then i found this one and once it came to me and i use it for 2 days i was like ha ha to tmobile store.!! this case was made with the same material as the one in the tombile store. if you what a good case to protect your $650 phone and you want a cheap one then get this one NOW!!!
The different textures of the skin make it easy to handle and avoid slipping in your hands.
This fir perfectly to the galaxy S2 T-mobile phone, it's a great quality for a little price. It will protect the phone for awhile. I would recommend to but it for your phone.
Agonized over which one to get. went to ebay and amazon. so easy on Overstock and i had credit. many reviewers said mic hole didnt line up but mine is perfect. fits snug and sleek. had a previous one that i bought for $ at the swap shop in sunrise. Fl terrible in comparison. poor quality. Rubber stuck if in your pocket. this one seems like the one they sell at the tmobile store for $$. I would highly reccomend this case. Amazing price for what you get. I looked at over 50 reviews and so glad i went to O. Hint you see the word Hercules in many S II's for sale. thats what its called in Europe. Was going to buy the bling but so glad i went for sleek and sophisticated. Wish i had bought the screen saver with it.
I had previously went thru 3 different cases, none of which fit my specific Tmobile Galaxy SII. This one was perfect and actually fit out like a glove to help protect it. The SII case gets damaged very easily in order to make it so light).
The product i received was dead on. I am very pleased with it. Since I put the case on my phone i have dropped it once. I am 5'6" and i dropped it on hard wood floor and my phone did not break, nor did it have a dent. Great product
Exellent product will pruchase again i have no complate better than I exspected it to be
The case itself is good. I did have to alter it. Seems the bottom opening of the case where the mic and the USB connections are are a bit off. I ended up cutting a bit off of both sides to make the mic free of being covered by the rubber of the case and for the USB cable to keep from falling out when inserted. Otherwise, it's pretty good for the price.
Usually leaves our warehouse in 1-2 business days. *
The items must arrive at our warehouse within 30 days of purchase. You must return items in their original condition to qualify for a full refund. We will issue a partial refund of up to 70 percent if returned items have been opened, used, or returned late. More details
Our standard shipping method is ground shipping. We also offer expedited shipping for most items. Your final shipping cost and estimated delivery timeframe will be available at checkout.
Standard shipping details
Expedited shipping details
* For your protection, all orders are screened for security purposes. If your order is selected for review, our Loss Prevention Team may contact you by phone or email. There may be a two business day delay to process your order.
** Most Oversize orders are delivered within 1-4 weeks. Some orders may take 6 weeks to be delivered.


text:
New York, NY (October 2008) -- The New York Eye and Ear Infirmary Ophthalmology Visiting Professor Lecture Series will host one of the world's leading figures in ophthalmology—Jost Jonas, MD, Chairman, Department of Ophthalmology, Faculty of Clinical Medicine Mannheim, Ruprecht-Karls-University Heidelberg, Heidelberg, Germany—on Thursday, November 13 from 6:30 to 7:30 pm at New York Eye and Ear Infirmary, 310 E. 14th St., corner Second Ave., third-floor conference room.
Prof. Jonas has been one of the most productive and innovative investigators in the field. He is and is unique in being a leader in two different subspecialties: glaucoma and vitreo-retinal surgery. He is a member of the Glaucoma Society of the International Congress, which is limited to 50 members worldwide, and the Retina Society and the Macula Society. He is Secretary General of the European Association for Vision and Eye Research and a member of the German Academy of Science. He is fluent in several languages.
His groundbreaking research has encompassed the description and significance of peripapillary atrophy, morphologic diagnosis of optic nerve disorders, intravitreal steroid therapy, femtosecond laser surgery of the cornea, intravitreal cell-encoated drug delivery, nano-medicine, and intravitreal bone-marrow derived stem cell transplantation for retinal degenerations. He has published over 500 papers, including 50 this year alone.
Dr. Jonas' topic will be "Glaucoma-Related Findings of the Bejing Eye Study." At Grand Rounds on Friday, November 14, 7:30 to 8:30 am, he will present "Pathogenic Implications from the Glaucomatous Nerve Head."
All members of the medical profession are invited. For more information or to RSVP, please call Ruth Moses at (212) 979-4447
If you are a reporter seeking an interview with a doctor at The New York Eye and Ear Infirmary, please contact Jean Thomas, at (212) 979-4274.
Home > NEW YORK EYE AND EAR INFIRMARY TO HOST WORLD-RENOWNED OPHTHALMOLOGIST: AREA MEDICAL PROFESSIONALS INVITED


text:
SEO Clerks MarketplaceSIGN UP for FREEENJOY Cheap SEO Clerks Marketplace |
Type: Offering |
From: mohd sani |
City batu pahat johor |
Posted: Jul 22, 2009 12:38 PM
Pemborong/peniaga/pembeli dialu-alukan,terdapat pelbagai pilihan barangan yang masih baik dan sudah dibaikpulih,harga boleh dirunding..perabot antik,kayu jati,rotan,rosewood dan perabot biasa.pilihan terbaik untuk anda yang mahukan kualiti terbaik pada harga terendah..direct owner(EN.RASHID @ AMAT 012-7649521)..lokasi Rengit.Batu Pahat.Johor.
Latest Awstat™ Traffic Report: for Year Ending 2011
"I followed your notes at the Submit Ads age. You know what? My advertisement in IklanMalaysia.net came out NO.1 in Google.com in a record time of 22 minutes. Thanks a million." ~ Darshan S. "IklanMalaysia.net is a 24-hour online portal of the people, by the people and for the people. I love it. Syabas!" ~ Mior "Congrats! Your iklan is a model that can teach and encourage more Malaysia entrepreneurs to participate in the global e-commerce. I commend your effort to help in stimulating the nation's economy." ~ Michelle "This is definitely the 1st place I think of when it comes to submit Iklan Malaysia." ~ Fiona "Speaking from a media buyer's viewpoint, I give an A+ (distinction) to the best features here to post free ads in Malaysia." ~ Khairy "This site is easy to remember, neat and free. I have a love-at-first-sight with IklanMalaysia.net " ~ Susan K "There is no question about it. I love to search and post classifieds to IklanMalaysia.net because it is simple, fast, effective and genuinely free." ~ John Lim "Classifieds with a big difference! I won't be surprised to see IklanMalaysia.net to be a household name in the local internet industry." ~ Jagjeet "I have enjoyed browsing IklanMalaysia.net classifieds for latest products and services, as well as posting my product ads here too. Two thumbs up! And a big Thank You." ~ Rajeswari
"I would also like to add to these best wishes that I, my family and colleagues have enjoyed surfing and shopping here. We are pleased to hear this site is strategically linked to other online media. Please keep up your good work and may all our community benefit from your services. Take care, drive carefully on the road and God Bless." ~ Brandon Lee
4 * Tips Classifieds
All good and well written advertisement revolves around four important key points. Experienced copywriters have summed up that four key points into four letters – A-I-D-A or the AIDA formula.
A for Attention
Powered By Media Partners:- Affiliate Link Exchange:-
Health is Wealth Health Supplements
New High Traffic Social Networking Sites Search engine Ranking ways to advertising online advertisement how to best advertise on the internet best free services website submitter website submission search engine submission classifieds submitter united states of america europe asia Your Company's Banner Advertisements Our Disclaimer Notice About Us Copyright © 2009-2012 IKLAN MALAYSIA |


text:
Please note that online trip planning is now available. Please also note that these ADA pages will no longer be available starting in May of 2009. Schedules > Weekday > 36 12th Street/Rio Grande - Outbound Effective Date: 01/17/2009 Select a desired time to display information specifically for that trip. Alvarado Transportation Ctr, 7:41a, 8:46a, 9:46a, 10:44a, 11:44a, 12:44p, 1:41p, 2:41p, 3:41p, 4:41p, 5:41p, 6:41p |
Back to the ABQ-RIDE home page. |
Copyright ©1994-2009 City of albuquerque. All rights reserved. Official web site for the City of Albuquerque www.cabq.gov |


text:
Scripture Seeds - Seeking the Lost, Praying for the Persecuted. Twelve Biblical Steps to Recovery. The Celebrate Recovery program is a 12-step recovery focused ministry based on the biblical principles found in the word of God.
We believe and know that God's word is the final word and authority in behalf of mankind's need. As we apporach the subject of recovery from hurts, habits, and hang-ups, we find the word of God the principles of recovery that Jesus Christ laid before us several thousand years ago. These principles are life changing. They are eternal! They will work in our lives as simply yield to and submit to the working of the Holy Spirit in our lives. Addiction Bible Scriptures. The 12 Steps And Addiction Bible Scriptures Alcoholism,drug abuse and eating disorders are often misunderstood.
These diseases include a soul-sickness. The people in the grips of these afflictions are spiritually ill, too. 12 Steps and Their Biblical Comparisons - Twelve Steps and Their Biblical Comparisons - Life Story Writing Network. Matthew Henry Complete Bible Commentary Online. Why didn't God destroy Satan?/Give Away! I am Lost in Blindness. Are you a trader. The Genealogy from Adam to Jesus Christ. The Line of Jesus through Joseph The book of the genealogy of Jesus Christ, the son of David, the son of Abraham.
Abraham was the father of Isaac, and Isaac the father of Jacob, and Jacob the father of Judah and his brothers, and Judah the father of Perez and Zerah by Tamar, and Perez the father of Hezron, and Hezron the father of Ram, and Ram the father of Amminadab, and Amminadab the father of Nahshon, and Nahshon the father of Salmon, and Salmon the father of Boaz by Rahab, and Boaz the father of Obed by Ruth, and Obed the father of Jesse, and Jesse the father of David the king. Christian Radio. Need Him Ministries. Watch Christian Videos - Video Sharing Site - GodTube. Comp_Bible_Catalog_2010. Bible Translations in PDF. Home > Bible Translations in PDF These Bibles are available in PDF format for easy download or online reading.
You will need Adobe Reader, a free downloadable software in order to open and read these Bibles. If you do not have a copy of Adobe Reader on your computer, you may add one by clicking on the Adobe logo below. j19_1_65-72.pdf. Bible Pack - 8 English Bibles (pdf) Mobile 1.8. Free PDF Bibles. Bible Ebooks: Bible Class Books. Ebooks. Study the Bible on the Internet. * These translations are in the public domain.
This electronic edition was downloaded from the Christian Classics Ethereal. Some of the "foreign language" translations was converted automatically from data files made available by the Unbound Bible project. We Are One (Hebrew Israelite Song) Armour of Yahuwah Video. Spurgeon Gems - Sermons of Charles Spurgeon & Other Treasures of God's Truth. 003chs.mp3 (audio/mpeg Object) Alberto Comic _ Part 1. The Brick Testament. Israel restored after the Babylonian captivity. Israel restored Biblical Archeology following the Babylonian Captivity Just as the prophet Jeremiah had warned, the city of Jerusalem fell to the Babylonians in 586 BC. - King Zedekiah tried to escape but was captured near Jericho and brought to Nebuchadnezzar's headquarters at Riblah where his sons were killed before his eyes, and then his own eyes put out. - Jerusalem was destroyed under an officer of Nebuchadnezzar, Nebuzaradan, along with the complete destruction of the temple built by Solomon.
Christianity. India in the Bible (Douay-Rheims) and Ophir Esther 1:1.
In the days of Assuerus, who reigned from India to Ethiopia over a hundred and twenty seven provinces: 8:9. BATTLE CRY SOUNDING VIDEO. He That Has An Ear. WorldsLastChance.com. Introduction to Ancient Hebrew. An Introduction to Ancient Hebrew The Ancient Hebrew Alphabet This 4,000 year old Inscription was found in the land of Israel and is composed of three letters written in the ancient pictographic Hebrew script.
The letter at the top of the inscription is the aleph and is a picture of an ox head representing strength. Below that is the letter lamed and is a picture of a shepherd staff representing authority. When these pictographs are combined the word "el" is formed meaning "the strong one of authority. " Hebrew language, alphabet and pronunciation. Hebrew is a member of the Canaanite group of Semitic languages.
It was the language of the early Jews, but from 586 BC it started to be replaced by Aramaic. By 70 AD use of Hebrew as an everyday language had largely ceased, but it continued to be used for literary and religious functions, as well as a lingua franca among Jews from different countries.
Bible Code Pictograms. Home Page. Hazakim "Crucifixion Description" [ORIGINAL] - edited by: IAMspec.com. Podcast - ObeyHisCommandments. Alberto - Comic. The Prophet - Comic. PDF. Hidden Hebrew Idioms.pdf (application/pdf Object) Ancient Hebrew Reveals Information In Scripture. Hebrew Alphabet. The Hebrew and Yiddish languages use a different alphabet than English.
The picture below illustrates the Hebrew alphabet, in Hebrew alphabetical order. Note that Hebrew is written from right to left, rather than left to right as in English, so Alef is the first letter of the Hebrew alphabet and Tav is the last. The Hebrew alphabet is often called the "alefbet," because of its first two letters. Letters of the Alefbet Table 1: The Hebrew Alphabet. Best Free Podcasts. And He Split ( vah-yeh-vah-kah וַיְבַקַּע ) The Wood [ VIDEO Part 3/4 ] How To Become the Bride of Messiah If you would like to receive an automatic EMAIL NOTIFICATION each time we publish a new VIDEO Teaching, please go to: sandybruce.podomatic.com and CLICK the ORANGE: [ Follow ] Button located near the Top Center of that page.
Shalom and Blessings. ] And He Split ( vah-yeh-vah-kah וַיְבַקַּע ) The Wood [ VIDEO Part 1/4 ]LINK: He Split ( vah-yeh-vah-kah וַיְבַקַּע ) The Wood [ VIDEO Part 2/4 ]LINK: He Split ( vah-yeh-vah-kah וַיְבַקַּע ) The Wood [ VIDEO Part 3/4 ]LINK: And He Split ( vah-yeh-vah-kah וַיְבַקַּע ) The Wood [ VIDEO Part 4/4 ]LINK: In Part 3: What does it mean TO CLEAVE to YHWH יְהוָה ELohim אֱלֹהִים ? YaHuWaH News - Shabbat Qoraiy Service In Nampa, ID Torah Teacher Marlon J Broussard. FAQs. Search: Only match whole words 18th of Nisan, 5774 | י״ח בְּנִיסָן תשע״ד | Parasha of the Week. Grafted In? (28 min) Crown Of Messiah Talks. Izzy does weekly talks explaining the readings from the Torah, Prophets, Gospels, and Epistles, telling the stories from the readings, and tackling other topics relating to community, mission, and discipleship. Izzy's talks are hosted in audio and video format on Izzy's Hebrew teaching institute. The link is in the Classroom page, and you'll need to subscribe to access them.
Untitled. Tree of Life Messianic Assembly. The Church has had to "cover it's tracks", so to speak, particularly in regard to their mistranslation of the Greek word, "stauros". When seeking to verify their faith, some Christians will go to only one Christian biblical reference and when they see that the word, "stauros" is defined as a "cross", they will give a sigh of relief and dismiss this whole sermon as the babbling of an extremist.
But I hope that none of you will do this. You see, this is one occasion where each truth seeker must use more than just a shallow application of professional scholarship. We must mature as biblical scholars and stop being spoon fed by those who's job it is to tells us that we are supposed to believe. YahTube: Broadcast the Creator of the Universe. Yah-Tube.com is a website devoted to spreading the WORD of the Creator of the Universe via teachings available in audio, video and print form for FREE. Yah-Tube.com is a non-profit website that has no revenue whatsoever. The web site was created and is being updated and maintained by hundreds of hours of volunteer labour. The website hosting costs are paid for by Yah-Tube.com's administrator and there are no plans to put up ads or pop-ups to generate income.
Donations to support Yah-Tube.com are currently not accepted as they are not necessary at this time (although this may change in the future if certain circumstances arise). However, donations to those who graciously provided material for this website are heavily encouraged. Home of Shim Ra Na Holy Tribal Nation. Fishing 4 Sole. Www.creationism.org - BOOKS. Accuracy in Genesis, NEW Perspectives affirming Biblical Creation Record, New Scriptual Biblical Creation Genesis Research studies. Iran, Ahmadinejad, the Jews, Zionism. Creation - Creation Ministries International. THE HOME PAGE OF PPSIMMONS YOU TUBE MINISTRIES! Come to YAHUSHUA today aka SALVATION VIDEO. Chickcomics.com. Media Player. SpirituallySmart.Com Spiritually Smart. Avenue of Light. The Star of Bethlehem. Hoshea 2:16-17 What does it mean? Bible prophecies involving the end times. Map of the Canaanites.
Incredible Story. Henrymakow.com - Exposing Feminism and The New World Order. Pro and Con 1268</center> The Aramaic Name for God - Elah. What is Gods Name.


text:
Home > Stockbridge High Stockbridge, Georgia Reunions |
Stockbridge High School Class Reunions
This section is to allow Stockbridge HS Stockbridge, Georgia alumni to post and review the latest class reunion information. If you have details of an upcoming class reunion, please post the reunion info using the form below. Former students who attended Stockbridge High School visit this site to stay updated, so if you have class reunion information, please do share it.
If you are a Stockbridge alumn, we encourage you to register and be sure to sign up for the alumni newsletter.
Find more Stockbridge Stockbridge, GA reunion info at Classmates.com®. We've partnered with Classmates.com® to ensure you find information on your SHS class reunion.
Click here to submit SHS Reunion information |
Class of 1971 Reunion | |
Keith Cradddock: Register to contact | To protect privacy, contact info has been removed from this post. Register to see the original with contact info. we will be haveing a multi year reunion for the classes of 67-80 in the fall of 2009 for more information contact us at *****@eagleslanding.org |
Keith Craddock
Register to contact | To protect privacy, contact info has been removed from this post. Register to see the original with contact info. We will be having our second multi year reunion in October of 2009 for the classes of 66-82 if interested e-mail us at *****@eagleslanding.org or call (678) 818-XXXX Posted: 06/10/2008 |
Add your comments |


text:
Webster Parish, La (KMSS) — State troopers are investigating a single-vehicle crash on I-20 that killed one person Sunday evening.
At 5:04 p.m., authoriites were called to the scene of a wreck about 6 miles west of Minden, said state police. Early results revealed a vehicle, driven by Joseph Abel, 46, of Princeton, went off the road while trying to pass slower moving traffic.
According to investigators, he was heading west on I-20 in the left lane and flew off the road on the right side, into a ditch, through a wire fence and rolled over before coming to a stop between the interstate and the frontage road.
Abel was wearing his seat belt at the time of the accident. He suffered serious injuries and was taken to a hospital in Shreveport where he later died. The passenger, Kimberly Abel, 36, of Princeton, was wearing her seat belt and reported minor injuries.
Impairment is not suspected. A toxicology sample was taken and submitted for analysis. The crash remains under investigation.
Inattentive and distracted driving is dangerous and is a leading cause of crashes in our state. It is important for motorists to pay attention to what is going on outside of the vehicle they are driving. More information on distracted driving may be found online at the federal government's official distracted driving website, www.distraction.gov.
Troop G has investigated two fatal crashes which have resulted in two deaths so far this year.


text:
One-hundred-twenty-five years after the first Labor Day parade the American worker is being recognized for their dedication and long hours.
The holiday weekend is the unofficial end of the summer vacation season but also the country's only official celebration of the American worker.
Labor Day started 125 years ago with a parade. More than 10,000 workers marched in New York. Those types of commemorations still happen to this day.
So how many American workers are there? According to the latest government figures, more than 152 million of us punch a clock to earn our pay. And we work hard enough to deserve a little recognition.
According to the Census Bureau, 28 percent of American workers have an average work week that lasts longer than 40 hours. Eight percent work more than 60 hours per week.
More than seven million Americans hold down two or more jobs to make ends meet.
The census figures show the average worker has been at their current job four years.
And according to the Bureau of Labor Statistics, most Americans will hold more than 10 jobs during their prime working lives.


text:
PETA Wants Prince William & Prince Harry To Stop Bird Hunting
It looks like Prince William and Prince Harry have become the latest target of PETA (People for the Ethical Treatment of Animals). PETA President Ingrid Newkirk sent a letter to the Duchess of Cambridge after it was reported that William had purchased 250 pheasants, ducks and partridges for a shoot at the Queen's Sandringham Estate for his brother Harry's 27th birthday. She asked Kate to put a stop to this pastime, even though bird hunting is a Royal tradition that has been happening for centuries.
Piers Morgan Says Second Kiss "Propelled William and Catherine Into Royal History" [AUDIO]
"May I ask you to use your influence on the Princes and ask them to reconsider this gift? Please ask the Princes to open their hearts to the suffering of birds casually used as skeet and make the compassionate decision not to kill for fun. By cancelling the planned "day's sport" in favour of a more enlightened, fitting and humane pursuit, they will win hearts and commendations and spare hundreds of birds a terrifying end, making it clear that the monarchy is in tune with the social movement against cruelty to animals."


text:
Event Name
- OR - Select an option belowhttp://www.viceroyhotelsandresorts.com/miami/ Sometimes, nothing less than luxury will do. And even Miamians need a little staycation every once in a while. Enter the Viceroy Miami Hotel, the city's Brickell Ave outpost of grandeur, sweeping views and luxe accommodations. From their rooftop lounge, Fifty, to their Mediterranean-inspired eatery, Eos, to their sumptuous spa, it's all upscale, all the time. And don't forget the jaw-dropping views of Biscayne Bay and the city skyline. If you've got guests in town -- steer them here. That way, you can take advantage of the infinity pool and many amenities without shelling out yourself. Or, splurge on a weekend rental. Because YOLO -- and this is Miami, after all. More >>


text:
Exxon mobil 9am to 11am,
From the Monuments series
Website - MonsieurMathieu.com
Posted on Monday, April 4, 2011.
Editor's Note: This photo appears in The Collector's Guide to New Art Photography, Vol. 2 »
Are you promoting a photography project? Share it with Flak Photo's global audience by placing a graphic advertisement in this space. For details about banner ads, media partnerships or other inquiries, contact editor Andy Adams »


text:
Answers Posted By colleen ramage
Answer to severance compensation for commissioned salespeople
NoThank you for your inquiry. Under PA law, you do not have a legal right to receive severance payments from your employer. Unless your employer has a policy (preferably in writing) that outlines the company's formula for giving severance, there is not much you can do. Please contact me if I can be of further assistance.
Colleen E. Ramage
The above is not a legal opinion and cannot be relied upon as such. There is no attorney-client relationship by answering the posed hypothetical question, which does not have sufficient facts to render an opinion. Should you wish to get a legal opinion upon which you can rely, the only way is to hire an attorney in your local area who can get all of the facts, research the law and explain your options to you.
posted Apr 25, 2001 6:09 PM [EST]
Answer to on call dispute with for profit hospital.
most likelyI would suggest that you contact the PA Dept. of Labor to file a claim for any unpaid hours during which you provide a required service by your employer.
posted Apr 10, 2001 10:29 AM [EST]
Virginia Employment Lawyers
Needham Mitnick & Pollack, PLC
Falls Church, VA
Wade, Friedman & Sutter, P.C.
Alexandria, VA
Virginia Workers Compensation & Disability Lawyer
Richmond, VA


text:
Washington Ripple, The
Date: Tue, 27 Jun 1995 03:52:14 GMT
From: email@example.com
Subject: Washington Ripple, The
Date: Mon, 26 Jun 1995 12:01:40 -0400 (EDT)
From: Directory of E-Journals <firstname.lastname@example.com>
Subject: Washington Ripple, The
(Link inactive 24 August 2004)
"Washington University's Journal of Political Issues"
[Current Issue Table of Contents]
A Message from the Online Editor
Middle East Revisited by Ran Mano
As the Middle East Peace Process Continues, New Obstacles Arise
"Stop the Presses!" by Diana Kasdan
Monied Interests Control the Print Media
A Tough Pill to Swallow by Jordan Dorf
The FDA Has No Business Regulating Vitamin Supplements
Armed and Secure by Jason Goldman
Concealed Weapons Should be Legal
Peace in Our Time? by Christian A. Nielson
British Recognition of the IRA Opens the Door to Peace
Separation of Powers by Josh Greenberg
A Balanced Budget Amendment Would Shift Fiscal Responsibility from Congress
to the Judiciary
The Inside Back Cover...


text:
- RV Business - http://www.rvbusiness.com -
Camping World's Floorplan Facility is Increased
Posted By RVBusiness On January 24, 2013 @ 10:30 am In Breaking News | No Comments
Camping World Inc. announced that it has secured a new substantial increase of its multi-year floorplan credit facility.
According to a press release, Bank of America, N.A., which serves as the administrative agent, led the transaction. JP Morgan, which has partnered with the company since 2003, acted as co-agent.
The facility also includes seven of the nation's premier lenders: US Bank, SunTrust, Key Bank, M & T Bank, Bank of the West, Ally Bank and Flagstar.
Marcus A. Lemonis, chairman and CEO, stated, "Our company's explosive same store sales plus additional acquisitions and openings, coupled with another year of an unprecedented level of profitability has earned us a multi-year facility. Our top line outlook for 2013 remains positive and our tight inventory controls and right sized SGA has us well positioned for another solid financial performance."
Floorplan financing is a line of credit that allows dealers to borrow against their inventory, and then repay that debt as they sell their inventory or borrow against the line of credit again to add new inventory.
Article printed from RV Business: http://www.rvbusiness.com
URL to article: http://www.rvbusiness.com/2013/01/camping-worlds-floorplan-facility-is-increased/
Click here to print.
Copyright © 2009 RV Business. All rights reserved.


text:
That's it for Markets Live today.
You can read a wrap-up of the action on the markets here.
Thanks for reading and your comments.
See you all again tomorrow morning from 9.
Shares edged modestly lower despite Commonwealth Bank of Australia hitting a record high on further evidence of a hot property market, and official data showed increased business investment intentions outside the mining sector.
The benchmark S&P/ASX 200 Index shed 7.7 points, or 0.1 per cent, on Thursday to 5519.5, while the broader All Ordinaries Index also lost 0.1 per cent to 5499.2, as mining stocks pulled the index down after yet another fall in the iron ore price to a 2014 low.
Local shares followed Wall Street lower at the start of trade, while Asian markets were subdued in the afternoon.
When the Australian session closed the Nikkei was up less than 0.1 per cent following a worse-than-estimated drop in Japan's latest retail sales data.
Australian Bureau of Statistics data showed a sharper than expected slump in capital expenditure over the first three months of 2014. However, more importantly capital expenditure intentions for the year to June 2015 were stronger than economists had predicted, buoying the market.
"Not only was the capex report better than forecast but it showed encouraging evidence of a transition in the economy to the non-mining sector," Nomura interest rates strategist Martin Whetton said.
The spot price for iron ore, landed in China, fell 1.3 per cent to a 2014 low of $US96.80 a tonne. The commodity price for Australia's biggest export has lost 28 per cent year-to-date.
Resources giant BHP Billiton fell 1.3 per cent to $37.49. Main rival Rio Tinto lost 2.2 per cent to $60.07 as it announced plans to downsize operations at its Mongolian joint venture Oyu Tolgio copper and gold mine. Iron ore miner Fortescue Metals Group shed 3 per cent to $4.54 as chief executive Nev Power told investors the company would consider expanding into the oil and gas sector.
The Australian dollar jumped to its highest in more than a week on Thursday, buoyed by an encouraging outlook for business investment.
The currency rose more than half a cent to as high as US93.02¢ in the wake of the first-quarter capital expenditure numbers released by the Australian Bureau of Statistics. The currency was fetching US92.88¢ in late trade.
The figures showed that capex fell by 4.2 per cent in the March quarter, contributed to by an 8.7 per cent reduction in mining investment. However, the ABS also published estimates for 2014-15 and these were revised up substantially from the previous quarter.
Now, capex in the coming financial year is expected to reach $137 billion, up 9.3 per cent from an initial estimate of $125 billion, with mining investment not predicted to drop as much as initially feared, and investment in services picking up.
Commonwealth Bank capital markets economist Gareth Aird said the data was "definitely a good set of numbers", as it showed an improvement of capex in the non-mining economy.
"It certainly got a reasonable bump up," said Joe Capurso, a currency strategist with the Commonwealth Bank, who predicted the dollar would move towards the 93-cent mark, supported by European trade.
"The Aussie dollar will be at 93c by the end of the week, if not tonight. In our view it will be high 90s by the end of the year."
The Westfield Retail Trust vote has officially been deferred, with another meeting to be held in the next 10 to 14 days, according to the chairman.
Increasing stockpiles in China have continued to weigh on the iron ore spot price, with the bulk metals hitting a 2014 low.
But some analysts are predicting a relief rally in the near future.
Overnight on Wednesday, the benchmark iron ore spot price, measured at the Tiajin port in China, slipped 1.3 per cent to $US96.80 per tonne.
The falls are expected to continue overnight, with the Dalian iron ore futures in China slipping 1.4 per cent on Wednesday afternoon.
Despite a more than 28 per cent fall in 2014, taking the price of iron ore to its lowest level since September 2012, the price is still more than $US10 off the low of $US86.90 hit at that time.
The majority of analysts are not predicting the price to plunge down to those levels in the near-term, with most forecasting a slight recovery in the second half of this calendar year.
"We will see a relief rally in the coming month, in June-July," ANZ head of commodities Mark Pervan said.
"Markets should see both steel and iron ore prices rebound off an oversold base. The point we're seeing now is probably not indicative of current market conditions," Mr Pervan said.
Iron ore has faced a number of headwinds in 2014, with supply increasing despite a slowdown in China's property sector, the country's largest consumer of iron ore.
Fortescue is having to offer steeper discounts on its iron ore as demand from Chinese steel mills falls. Photo: Reuters
The people have spoken, with 82.5 per cent of votes from the floor wanting an adjournment. The Westfield Retail Trust board is now debating whether to adopt what was a non-binding resolution.
Meanwhile, the man who caused all the fuss, BT's Peter Davidson, has told Business Day's Carolyn Cummins that even while the costs associated with an adjournment would be regrettable, "given the position that Westfield adopted this morning that Scentre would be spun out irrespective of a merger with WRT, we'd argued that's a material change and shareholders need to consider it".
And here are the best and worst stocks for the day.
Best and worst performing stocks in the ASX 200 today.
The dollar has jumped above 93 US cents for the first time since early last week, as European traders come online and digest the upwardly revised business investment intentions (capex).
The Aussie's currently fetching 92.88 US cents, after hitting 93.02 US cents a couple of minutes ago.
Some strong economic data gave the market a shot in the arm after a weak start, but it wasn't enough to stop a slight backslide at the close of trading.
The ASX 200 and All Ords slipped 8 points to 5519.5 and 5499.2, respectively.
Miners led the falls after iron ore fell overnight and futures trading during the day suggested a further drop tonight.
BHP dropped 1.3 per cent, Rio 2.2 per cent and Fortescue 3 per cent.
Banks were mixed, either recording slight gains or losses, and there were more stocks down then up today.
Toll Holdings jumped 4.9 per cent on a restructure, while Wesfarmers gained 0.6 per cent after announcing plans to expand overseas.
Telstra was the biggest boost to the market, up 0.8 per cent.
The latest from the Westfield drama: Dick Warburton's team has emerged from the dressing sheds and, after a bit of debate on both sides, has agreed to put an adjournment motion it to the floor.
We're told the punters are now lining up to register for the electronic handheld devices that will be used to vote on whether there should be a vote.
This has not pleased some of the older shareholders present, and has also brought into focus an important side issue for a significant bloc of WRT shareholders – the distinct lack of a decent cup of tea at the event.
The top and bottom 10 stocks according to the analysts.
Nine Entertainment Network is the stock most loved by the broker analysts, while its competitor Ten Network is the least popular, according to a survey of broker ratings using Bloomberg data.
The table below has the top 10 rated stocks according to consensus analyst ratings, using a numerical chart where a score of 5 is a unanimous strong buy, 3 a hold, and 1 a strong sell.
Of course, the recommendations need to be taken with a grain of salt. For one, they are usually on a 12-month horizon. Second, some make their valuations on a relative expected return (against the benchmark or other stocks within the industry). And three, making a decision based on somebody else's research can be a risky business!
More drama at the Westfield Retail Trust vote this afternoon.
An adjournment has been called after BT fund manager Peter Davidson called for a time-out in the light of chairman Frank Lowy's statement this morning that he would push ahead with a split even if it was voted down.
This was material new information that needed to be considered, Davidson said.
Chairman Dick Warburton subsequently called a halt to talk it over with the independent directors.
No doubt there's more to come on this.
Fortescue Metals Group said it will consider a push into the West Australian gas market, as it urged the federal government to force oil and gas companies to develop or relinquish their leases.
Chief executive Nev Power said that while there were many companies better equipped to develop new gas fields for domestic use, if they did not develop the fields, Fortescue would consider it.
"We still believe that provided there is the opportunity to develop it there will be plenty of companies lining up to develop it. Only if there was nobody else [would Fortescue develop the fields]," Mr Power told reporters in Perth today.
He was releasing a Deloitte Access Economics report that found WA's gas reservation policy should be abandoned in favour of a free market forced to develop retention leases or lose them.
The report argues there are commercially viable reserves that could supply the WA domestic gas market but are not being developed because WA government's gas reservation policy links LNG exports with domestic gas industries, leaving domestic gas contracts to be priced at LNG netback prices.
By abandoning the reservation policy and applying more "rigorous" assessments of retention leases gas fields better suited to domestic supplies would be developed, the report argues.
Fortescue is one of WA's biggest energy consumers, spending $US800 million a year. If it converted it's entire energy use to gas, it would represent between 8 per cent to 10 per cent of the local market.
Here's the latest from the Westfield split AGM: As the meeting of Westfield Retail Trust begins, chairman Dick Warburton has said 74.1 per cent of proxy votes were in favour of the huge Westfield restructure.
With the proposal requiring a 75 per cent ''yes vote'' to go ahead, votes in favour from the floor are needed to green-light the deal.
Regional markets are mixed:
- Japan (Nikkei): +0.05%
- Hong Kong: +0.4%
- Shanghai: flat
- Taiwan: -0.1%
- Korea: -0.3%
- Singapore: +0.9%
- New Zealand: flat
''Investors are more positive on equities as bond yields drop on expectations the European Central Bank will do something big next week,'' said Mark Matthews, Singapore-based head of Asia research for Julius Baer. ''Valuations in Asia look attractive, with those for Chinese equities incredibly low. Japan has become pretty cheap, too.''
The Australian dollar has risen about half a cent to the day's of 92.87 US cents on the back of the strong capex figures - but it's interesting that financial markets are now betting on a rate cut over the next 12 months.
At just 4 per cent it's a slim chance, admittedly, but it's the first time since early March that even a few basis points of a rise are priced in. And it's well below the 80 per cent-plus chance of a rate hike seen in April, according to Credit Suisse data.
Even though markets are now seeing a small chance of a rate cut over the next 12 months (white line), the dollar rose on the capex figures.
Veteran programmer John Stephens says the Seven Network did not induce him to breach a contract with Ten and his decision to walk away from the deal was primarily due to the enormity of the task that lay ahead of him at the struggling network.
Mr Stephens defected to Ten from Seven in March, only to backflip on the deal days later and remain with Seven. Ten sued Seven, alleging it induced Mr Stephens to breach the contract and sought to stop him working with its rival free-to-air broadcaster for two years.
The Supreme Court of NSW ruled on Thursday that the contract that Stephens signed with Ten remains active, but did not grant Ten injunctive relief to stop him working at rival Seven.
Mr Stephens told Fairfax Media on Thursday that Ten's fortunes appeared bleak after its coverage of the Sochi Winter Olympic Games concluded and that,at 67 years old and after a hip replacement, he feared the task was too great.
"In essence I took into account my age, the fact that Ten looked like they were about to hit a pretty tough period after the Winter Olympics," he said
"Over that weekend when I did change my mind I thought to myself: 'Do I really need this at my age?' I've been through enough stress and pressure over the years, working for Network Ten 25, 30-odd years ago and I worked for Nine and Kerry Packer all those years... they were stressful enough."
Mr Stephens said Seven did not induce him to breach the contract with Ten.
Despite being accused by the competition regulator of abusing its power over suppliers, Coles is vowing to cut more costs out of its business and drive supermarket prices further down to underpin another five years of profit growth.
The company's incoming managing director, John Durkan, outlined ambitious plans to transform Australia's second-largest food and liquor chain into one of the world's leading retailers in a speech to investors yesterday.
A veteran of the cut-throat British grocery market, Irish-born Mr Durkan said the Wesfarmers-owned Coles, had improved a lot over the past six years but was lagging grocery chains overseas in sales per meter of floor space, freshness, supply chain efficiency and the cost of doing business.
"We can move the dial quite considerably and on some of those things we can be world leaders," he said in a defiant speech to investors.
But even though Mr Durkan's stance may upset some suppliers, he conceded that some global retailers have reduced costs too far.
"I'm not suggesting we have to get to best practice on all of those," he said.
"On some measures, some people around the world have gone too far, particularly driving costs down. But it demonstrates the fact we have a lot of opportunities still."
Known for his uncompromising stance with recalcitrant suppliers and his unrelenting focus on costs, Mr Durkan's position has been under a cloud since early May.
Three weeks ago the ACCC launched legal action, alleging that Coles engaged in unconscionable conduct by using unfair tactics and misleading information to force smaller suppliers to pay additional rebates to cover the cost of a new supply chain program.
In response to a reader request, here's a 3-year chart comparing iron ore stockpiles with the price (we ran a 1-year chart earlier).
Eyeballing it, no evidence of seasonality in stockpiles.
Iron ore stockpiles at Chinese ports (white line) against the commodity's price (yellow line) over three years.
ABS capex numbers.
Finally, there are signs of life in investment outside Australian mining, writes JP Morgan economist Stephen Walters, describing the ABS private capex numbers released this morning as "on balance, better than expected".
Actual spending over the March quarter was weaker than expected, but companies have indicated that spending will fall by less than previously estimated over the year to June 2015, "as the economy slides further down the face of the mining capex cliff".
"Even better, though," Walters writes, "there was an upside surprise in reported spending intensions by firms outside mining and manufacturing, previously the missing piece of the 'growth rotation' narrative."
"Indeed, RBA officials consistently have communicated that this rotation in investment in the wake of the peak in the mining capex boom was on track.
"Now, they have decent evidence to support their contention, which had for a while sounded more hopeful than emphatic.
"To be fair, the RBA's statement earlier this month described the signs of improvement in investment outside mining as 'tentative', but the indications from today's report are much better than tentative."
Scrub out that small chance of a rate cut?
Asian stocks swung between gains and losses as investors weighed a worse-than-estimated drop in Japan's retail sales before a report that's expected to show the US economy contracted last quarter.
The MSCI Asia Pacific Index is up 0.5 per cent, reversing an earlier loss of 0.2 per cent. The gauge is headed for its biggest monthly increase since September, amid optimism the US economy can withstand a reduction in stimulus and that Chinese policy makers will step in to bolster slowing growth.
The value of global equities climbed to a record $US63.8 trillion this week and the Standard & Poor's 500 Index reached an all-time high.
Investors "should not read too much into [Japan's] April retail sales numbers," Vasu Menon, vice president of wealth management in Singapore at Overseas-Chinese Banking said. "It turned out to be worse than expected. As we progress into the second quarter and third quarter, some of the negative impact from the Japanese sales-tax hike will wear off."
Around the region:
- Japan's Topix index is marginally ahead as the nation's retail sales fell 13.7 per cent in April from March, the most in at least 14 years after the first consumption-tax increase since 1997 depressed consumer spending. The drop was worse than a forecast 11.7 per cent decline by analysts in a Bloomberg survey.
- China's Shanghai Composite Index has dropped 0.1 per cent, while Hong Kong's Hang Seng Index has gained 0.4 per cent.
- South Korea's Kospi index is down 0.1 per cent. The nation's current account surplus narrowed to $US7.12 billion in April from a revised $US7.29 billion in March, data released by the Bank of Korea today showed.
- Singapore's Straits Times Index is 0.8 per cent higher, heading for its highest close in a year. Morgan Stanley raised its rating on Singapore shares to overweight from equal-weight, citing stabilizing economic growth and limited earnings risks, analysts wrote in a report to clients.
As Woodside shares trade around their highest for almost three years, the stock is increasingly attracting the bears thanks to market worries about a lack of near-term growth, the temptation of an acquisition and expected tougher competition in gas supply to Asia.
Bernstein Research today become the fourth broking house to downgrade its recommendation on Woodside Petroleum stock since last Thursday's investor briefing, citing a "chilly Siberian wind" that is blowing through the Pacific gas market thanks to last week's mega-deal on gas supply between Russia and China.
Bernstein's downgrade to market-perform, follows similar downgrades to neutral by Citigroup and JPMorgan, while Goldman Sachs has cut its call to sell, all in the last few days.
Woodside last week abandoned its proposed $US2.5 billion investment in the Leviathan gas field in Israel, saying the deal was no longer attractive, given the risks. The decision reassured investors about management discipline in capital spending decisions, and also inflated investor expectations of another capital return.
"While we applaud Woodside's decision to walk away from Leviathan, we think it is likely that they will look for something else to fill the 'growth gap', Bernstein's Neil Beveridge said. "Increasingly we expect management will want to grow rather than return cash to shareholders, which means an acquisition at some point, which is likely to be value negative for investors."
Goldman Sachs analyst Mark Wiseman describes Woodside's reducing reserve life as "a concern" and says it "has the potential to drive a more significant de-rating if not successfully addressed."
He sees peak production for Woodside occurring this year from existing assets, with declines then due to maturing oil fields in WA and lower deliveries of gas within the state.
Citigroup analyst Dale Koenders still gives a tick of approval to Woodside's delivery on its strategy and capital discipline, but prefers the upside potential in Santos and Origin Energy.
Shares are down 0.2 per cent at $42.04.
Funtastic shares have entered a halt until Monday at the latest pending the release of a "trading update".
The latest from the fairly turbulent Westfield AGM, courtesy of Carolyn Cummins: the proxies for the vote for Westfield Holdings to demerge from Westfield Retail Trust was 97.84 per cent for and against 2.16 per cent.
That's the Westfield group approving it. The big one is the next vote after 2pm when Westfield Retail Trust shareholders vote on their part of the demerger deal.
The consequences of them not approving will be that Westfield Group pursues its other options including a decoupling of its business from WRT.
At the Westfield Group meeting shareholders put Frank Lowy through the ringer with Stephen Mayne from the Australian Shareholders Association at one stage calling him "oppressive".
Lowy responded, "I object personally to these character assassinations."
"Aren't you tired Mr Mayne, because I'm getting a little tired," Lowy said following Mayne's interjections.
During the meeting Lowy's re-election as director was overwhelmingly approved by more than 90 per cent shareholders. Shareholders also overwhelming approved the remuneration report.
Proposed split: Frank Lowy. Photo: Nic Walker
Suncorp's leadership team wants to focus investors on the benefits of innovative technology in its business, as they digest Tuesday's news of its $500 million write-down.
The Queensland-based insurance and banking group is hosting an investor day in Sydney in which it is highlighting expected gains to be made in terms of productivity, savings and customer service from ongoing investment in technology, which it hopes will appeal to investors concerned by current difficulties.
Chief executive officer Patrick Snowball highlighted expected savings of $225 million in the 2015 financial year and $265 million in 2016 from an ongoing simplification program. This will include rationalising remaining legacy technology systems, and will be complimented by the implementation of a new banking platform known as Ignite and move to a more advanced cloud computing solution it is calling multi-cloud.
Mr Snowball said the simplification plans would be largely completed in 2015 with major programs continuing through 2016 including the new banking platform, a real estate consolidation plan, finance reporting systems optimisation, procurement simplification and a newly commenced business intelligence project.
He said the new business intelligence unit was formed by bringing together a team of 850 data analysts, modellers and technology specialists under Suncorp Business Services CEO Jeff Smith.
Mr Smith said Suncorp had adopted working methods borrowed from Silicon Valley players to develop new systems and services, and sought to highlight benefits derived from a so-called "smart workplace" where workers from across offices communicate virtually via large LCD screens.
Capital expenditure figures from the ABS are out and private capex dropped 4.2 per cent over the March quarter, well below the consensus forecast of a 1.6 per cent fall.
But while the headline numbers look horrible, early chatter is the data is actually strong - there are a number of components as ever - and the Aussie dollar has gone up.
The good news is that the second estimate for private capex in the next financial year has been revised up to $137bn from $125bn in the first estimate.
"In our view, today's CAPEX release does not materially change our outlook for monetary policy," write the ANZ economics team.
"The decline in mining investment has been well flagged and is broadly in line with RBA expectations and will act as a drag on economic activity going forward.
"Meanwhile, non-mining investment intentions continue to point to only a very gradual increase in non-mining investment, which continues to support our view that the RBA is likely to keep rates on hold for an extended period of time."
Apple has agreed to buy Beats Electronics for $US3 billion ($3.25 billion), its biggest-ever acquisition, nabbing a popular line of headphones and a nascent subscription music-streaming service as the iPhone maker seeks to rev up growth.
Beats founders Dr Dre and music-industry executive Jimmy Iovine will join Apple. The purchase price is $US2.6 billion, with another $US400 million that will vest over time. The acquisition is projected to close in the fiscal fourth quarter.
The deal signifies that Apple chief executive Tim Cook is willing to use the company's $US150.6 billion in cash more aggressively, a departure from predecessor Steve Jobs' playbook of acquiring smaller companies to bring in technology and talent.
As sales of digital media downloads fall, buying Beats gives Apple a foothold in internet-based streaming, where Google's YouTube, Spotify and Pandora dominate.
"Music is such an important part of all of our lives and holds a special place within our hearts at Apple," Cook said.
The deal indicates how the CEO, who is facing pressure to jump-start Apple's sales amid cooling iPhone and iPad sales, is shifting to acquire growth. Even as Google and Facebook have spent billions on acquisitions, Apple previously avoided tie-ups of this size.
Its biggest past purchase was the $US400 million deal for NeXT in 1997, which brought Jobs back to Apple.
Not so different: Apple and Beats Electronics. Photo: AP
ASX chief executive Elmer Funke Kupper has played down the threat of high frequency trading in Australia and called again for the government to review its 15 per cent ownership restrictions on the local bourse.
Speaking at a stockbrokers' conference in Melbourne, Funke Kupper said while Michael Lewis' new book, Flash Boys, was "all true", high frequency trading did not exist in Australia "on the same scale or with the same impact" as it does in the United States.
"In Australia, our regulators have made sure that the interests of end investors are prioritised," Funke Kupper said. "The aggressive strategies prevalent overseas are uneconomic under Australia's regime.
"Here, the behaviour of HFT is more aligned with the broader market. And as a result, we
have few concerns at the moment.
Funke Kupper's comments echo those by the corporate regulator, the Australian Securities and Investments Commission, earlier this month, which said the situation in Australia did not match the "hype" following the release of the book.
Funke Kupper said restrictions around on maker-taker pricing, regulatory fees and tick sizes helped keep the problem at bay in Australia.
"The regulatory settings and the market structure in Australia are materially different than in the United States.": ASX chief Elmer Funke Kupper. Photo: Dean Sewell
More positive data from the housing sector, where record low interest rates appear to be driving the recovery the economy needs to fill the hole left by falling mining expenditure.
The HIA reports that new home sales – a positive indicator for broader economic activity – have grown for the fourth consecutive month.
Private sector new home sales gained 2.9 per cent to be up by 6 per cent over the
three months to April this year.
Multi-unit sales increased by 9.3 per cent in April, while detached house sales grew 1.8 per cent rise, marking the sixth consecutive increase for this component.
"The recovery in new home building is a key plank in Australia's economic growth, as evidenced by the March quarter construction work done figures released yesterday," said HIA Chief Economist, Harley Dale in a statement.
"A healthy April for new home sales provides a promising start to the June 2014 quarter."
New home sales rose for the fourth month in a row. Source: HIA.
CIMB analyst Daniel Blair says he came away from Nine Entertainment Co's inaugural investor day with "reinforced" confidence in the media company's digital and events businesses, as well as "improved" confidence in its free-to-air television network.
Nine had set itself a hefty target of taking 40 per cent of the metropolitan free-to-air advertising market by 2015 but, until yesterday's investor briefing, had given little detail to the investment community about how it would get there.
The network won over many analysts and fund managers after showing its improvement in the Perth and Adelaide markets, where it bought TV stations last year.
Blair said the briefing helped boost his confidence that Nine could reach the magical 40 per cent mark.
Rival Seven West Media secured a 40.1 per cent revenue share last year, although with Ten Network Holdings in the doldrums and slipping below a 20 per cent share in April, it is not inconceivable that both Nine and Seven could take 40 per cent each in 2015.
Eight of the nine brokers, including CIMB, have some version of a "buy" on the stock, with an average target price of $2.58. The stock last traded hands at $2.19.
Australia has more than iron ore to offer, and Andrew Forrest is diversifying: China is so desperate for good beef that Twiggy will be taking sample parcels of steak in his luggage on his next trip.
After recently visiting Chinese supermarkets and seeing limited Australian beef available, Forrest returned home and developed a plan, including buying his own processing company, to boost shipments of the meat from Australia, the third-largest exporter.
"In China, I am being asked, 'Andrew where can I get high quality reliable beef'," the Fortescue Metals founder said. When he goes back next month, "I am going to take it in and give everyone a pack," he said.
Forrest, who bought Western Australia's only licensed beef exporter to China this year, said Australia could boost its production by 50 per cent should it secure a supply position in the Chinese market. China, already the biggest consumer of meat, might double beef imports by 2018 as rising wealth changes diets, Rabobank estimates.
"I see longer term, higher sustained prices," driven by steady demand from China, Forrest said. He was considering buying more farms or companies to help boost output, he said.
Move over iron ore, China's appetite for Aussie steaks is growing. Photo: Eddie Jim
With the federal budget, the government may have over-delivered on the 'sharing the pain' message, possibly delaying the economic recovery, Morgan Stanley notes:
- The budget didn't tighten fiscal policy much in the near term (about 0.1 percentage point in 2014-15), but we believe the combination of broken promises about 'negative surprises' and the breadth of reform fronts opened without notice has had a deeper impact on spirits.
- Consumer sentiment fell by 7 per cent in May, while the diffusion index of expected family finances hit an all-time low (post-1975).
- Auction clearance rates have moderated, and national dwelling prices have fallen by 1.7 per cent month to date, with Melbourne down 3.0 per cent.
- However, with the East Coast Recovery carrying more momentum than hoped into 1Q14, we believe any set-back will delay, but not de-rail Australia's growth transition.
A picture says a thousand words: iron ore's slide in 2014 has been largely been because of a flood of supply.
In the second quarter, BHP Billiton, Rio Tinto and Fortescue added an extra 9 million tonnes of the bulk metal to the market.
Chinese steel prices have fallen to record low, with many producers complaining they cannot sell their inventories, and US producers bemoaning the entry of China's product into their domestic market.
So, with a flood of supply in iron ore and a lack of demand for steel, it should come as no surprise that port inventories of iron ore are at record levels.
Iron ore stockpiles at Chinese ports are at record highs.
The Westfield AGM has kicked off, and the electronic voting system works.
The test question was: 'NSW will win the Rugby League's State of Origin series: for or against?' After a few laughs, the result was made public: 98.2 per cent of attendees believe NSW will indeed with the State of Origin, 1.8 per cent do not.
Shareholders will vote on a controversial restructure of both groups. The proposal is to merge the Australasian businesses of Westfield Group and Westfield Retail and re-brand them as Scentre Group.
Westfield chairman Frank Lowy will tell investors that 98 per cent of WDC securityholders who have voted by proxy are in favour of the restructure. However, he notes is is still tough to predict a result.
Shares have opened a little lower, dragged down by miners and with banks also easing.
The ASX 200 is 12 points, or 0.2 per cent, lower at 5515.3, while the All Ords has fallen 10 points to 5496.5.
BHP is down 1.5 per cent and Rio Tinto 2 per cent, while Fortescue has retreated 2.2 pert cent on weaker iron ore prices overnight.
All the major banks have retreated slightly.
Toll Holdings is 1.4 per cent higher after announcing restructuring plans.
Another big investor has decided to reduce its exposure to fossil fuels, with AMP Capital announcing that its ''responsible'' funds would have limited scope to invest in certain mining and energy companies.
The changes will see 56 companies ruled out of bounds for the funds, and see the affected industries grouped with pornographers, weapons manufacturers, gaming companies, uranium miners, and producers of alcohol and tobacco.
In a move that follows bans by several church funds and banks in northern Europe, AMP said the changes were in response to ''growing interest and concern'' about climate change from investors.
Funds operated by AMP for ''Responsible Investment Leaders'' will no longer invest in companies that derive more than 20 per cent of their earnings from thermal coal, coal-fired power generation, oil sands and the conversion of coal to liquid fuels.
The 20 per cent limit means two of Australia's biggest coal miners, BHP Billiton and Rio Tinto, could still be included in the fund because their biggest exposures lie in other commodities.
A spokesman for the Minerals Council of Australia said the decision would not hurt local coal miners, who are already battling chronically low commodity prices.
''This decision, involving a boutique investment fund, is of no real consequence to the coal sector,'' he said.
Ahead of the Italian elections, investors had started to remove money from Italian bond funds in the sort of volumes not seen since late 2012, pushing up yields on the country's government bonds.
When Matteo Renzi and his Democratic party won a landslide victory the yields, which move inversely to prices, started to fall once again.
This sudden volatility in Italy's benchmark government bond yields has encapsulated growing market nervousness that borrowing costs across countries hit hardest by the eurozone crisis may have fallen too far for comfort, and has prompted questions about the relative stability of the markets.
For the group of heavily indebted countries at the "periphery" of Europe enjoying strong demand for new debt sales and falling borrowing costs, the danger is these questions could lead investors to demand higher returns for the risks they perceive. That would leave Italy, Portugal, Ireland, Greece and Spain paying more to service their debts.
"Until now the market for peripheral bonds has been largely moving one way and yields had been falling," says Laurence Mutkin, head of global rates strategy at BNP Paribas. "Now we have evidence that the market can be two-way and so investors will demand a higher risk premium."
Toll Holdings has announced that long-serving directors Paul Ebsworth and Wayne Hunt will leave as part of a divisional restructure that is expected to generate savings of $10 million to $12 million a year.
The company will from July 1 cut the number of divisions to five from six, it said in a statement to the ASX this morning.
Toll Express, Toll NQX and Toll Linehaul & Fleet Services will be rolled into Toll Domestic Forwarding division, Toll Liquids and Toll Transitions will become part of Toll Global Resources, the specialised contract-driven parts of Toll Intermodal will merge into the Toll Global Logistics and the Queensland freight forwarding operations will join Toll NQX.
"We have strong businesses, particularly in Australia, but it is critical that in the current challenging market we reduce complexity and costs, improve our productivity and build on our strengths," Toll managing director Brian Kruger said.
"This restructure will help mitigate near-term ongoing margin pressures as well as ensuring that we maximise the leverage that our company has to any improvements in the external environment.
Westfield Group and Westfield Retail Trust have entered trading halts as they begin AGMs in Sydney with a vote on whether to split Westfield.
Here's a story apparently getting some attention on trading floors today:
Britain needs to start raising interest rates sooner rather than later if it wants to avoid sharp and painful increases in the future, a member of the Bank of England's rate-setting committee has warned.
In an interview with the Financial Times, Martin Weale, an external member of the BoE's Monetary Policy Committee, said he thought even a "gradual" rise in interest rates could see borrowing costs rise by up to one percentage point a year – faster than markets are expecting.
Mr Weale said his definition of a "gradual" rate rise would involve the bank tightening by "no more than" 25 basis points a quarter, while investors are betting on an increase of about 1.8 percentage points over three years.
The central bank has repeatedly said rate rises will be "gradual and limited" when the economy becomes strong enough to make them necessary. But Mr Weale warned that if the MPC wanted the pace to be gradual it should not wait too long before making a start.
"If you want to have baby steps you do have to start sooner," he said in an interview with the Financial Times. "The question is: how close are we getting to 'soon'? Of course we can never be sure, but the economy . . . has sustained fairly rapid growth in demand."
"So I'm having to ask the question – and the answer is less definite than it was six months ago – 'where do I think the interest rate should be at the moment?'"
Sundance Energy Australia an explorer that's expanding in the Eagle Ford shale formation of Texas, will look at acquisitions of as much as $200 million as some competitors focus on drilling over deals.
Sundance plans to add more acreage in the Eagle Ford through leases, small purchases and potentially larger acquisitions, Managing Director Eric McCrady said.
The company may purchase as much as 25 percent of the more than 50,000 acres it's evaluating, he said.
"A lot of companies are running a lot of rigs in the Eagle Ford, and people are very focused on drilling the acreage positions they have," McCrady said. "So that has resulted in a little less competition for smaller deals."
Sundance's purchase earlier this week of Eagle Ford assets for an initial $33 million boosts its holdings in the region to 19,500 net acres. It follows Baytex Energy's $1.9 billion offer for Aurora Oil & Gas to add output in the formation, a focus of the U.S. shale revolution.
"The corporate activity in the Eagle Ford lately highlights the potential there," Krista Walter, an energy analyst at Morgans Financial said.
With one of its previous acquisitions in the region, Sundance "has done well in reducing costs and increasing efficiencies, so we'd think they could apply the same efficiencies into any new acreage," she said.
Sundance rose 1.4 percent yesterday to $1.06, reversing a decline earlier today and valuing the company at A$581 million.
Rio Tinto is cutting jobs at its troubled Mongolian copper and gold mine Oyu Tolgoi, citing deteriorating industry conditions and ongoing market volatility.
An internal email to all staff from Oyu Tolgoi president Craig Kinnell says that after an internal cost cutting review the company is "removing a number of roles to better meet the requirements of the business".
"Workforce reductions are part of the lifecycle of a mining business," Kinnell wrote. "Given where we are in the lifecycle of our project, and the urgent need to reduce our costs, it is critical to the success of the business to address this now."
Oyu Tolgoi was in a state of transition as it moved to steady state operations, and the business had to become "agile enough to face tough market conditions" he said.
Oyu Tolgoi is understood to employ about 7000 staff. Rio controls the Oyu Tolgoi project through a 66 per cent stake held by its subsidiary Turquoise Hill Resources subsidiary. The Mongolian government owns the other 34 per cent. The project has been plagued by delays.
US stocks fell, after a four-day rally lifted the Standard & Poor's 500 Index to a record, as losses among retailers overshadowed gains in phone shares and utilities before a report tomorrow that may show the economy contracted in the first quarter.
Toll Brothers, the largest US luxury-home builder, gained 2.1 per cent after reporting that profit more than doubled.
Twitter jumped 11 per cent, the biggest increase in a month, after Nomura Holdings raised its recommendation on the stock.
The S&P 500 dropped 0.1 per cent to 1,909.78. The Dow Jones Industrial Average retreated 42.32 points, or 0.3 per cent, to 16,633.18.
"After hitting a high, the market is taking a little bit of a breather," Michelle Clayman, chief investment officer at New Amsterdam Partners in New York. "The fundamentals of the US market still look decent."
The equities gauge is trading at 16.2 times the projected earnings of its members, compared with a five-year average of 14.3, according to data compiled by Bloomberg News.
A report by the Commerce Department tomorrow may show the US economy contracted 0.5 per cent in the first quarter, following a preliminary estimate of 0.1 per cent annualized growth, according to economists surveyed by Bloomberg News. GDP rose at a 2.6 per cent annualized pace in the previous period. Economists forecast growth of 3.5 per cent during the second quarter.
"People are focusing on the GDP number tomorrow," John Traynor, chief investment officer of People's United Bank Wealth Management said.
"There are two camps of investors. They seem to fall down on the side of, 'Is the economy at a point where it reaches a self-sustaining path?'"
Low volatility and interest rates that are holding in tight ranges have resulted in an "abnormal" trading market, Goldman Sachs president Gary Cohn said. The Chicago Board Options Exchange Volatility Index (VIX) climbed 1.5 percent to 11.68 today. It is about 3 points from a record low.
The price of iron ore has dropped to a fresh 2014 low and could drag the Australian dollar with it on concerns that global stockpiles are growing as demand for the steel making commodity eases.
Iron ore fell to $US96.80 a tonne overnight, the lowest since September 2012 after breaking below the $US100 ($108) a ton mark earlier this month.
The decline in ore is running into its eighth day and is down 28 per cent this year.
By contrast, the Australian dollar is down about 0.43 per cent since the start of this month to US92.33¢ from US92.74¢.
The day that iron ore broke below the $US100-a-tonne mark, the local currency also hit a three-week low.
But the dollar, which is often labelled as the commodity currency because Australia is such a huge exporter of metals, is higher than where it started this year at US86¢.
Citigroup, considered the world's biggest foreign exchange trading firm, is predicting a return to parity for the Australian dollar in the short term as Chinese policy makers look to increase their reserve holdings of the local currency.
Global supplies of iron ore are set to exceed demand by 175 million metric tons next year as exports from Australia and Brazil increase, Goldman Sachs Group predicts, Bloomberg reported.
Steel producers are reportedly hesitant to buy new iron ore given stockpiles at Chinese ports climbed 0.7 per cent to a record 113.30 million tons in the week to May 23 from a week earlier, according to Shanghai Steelhome Information Technology Co.
The price of iron ore is down 28 per cent this year. Photo: Michele Mossop
Local stocks are poised for a weak start after a day of consolidation on Wall Street, while iron ore fell.
Here's what you need2know:
- SPI futures down 13 points to 5524
- AUD at 92.33 US cents, 94.07 Japanese yen, 67.95 Euro cents and 55.27 British pence
- On Wall St, S&P 500 -0.1%, Dow -0.3%, Nasdaq -0.3%
- In Europe, Euro Stoxx 50 +0.1%, FTSE +0.1%, CAC flat, DAX flat
- Iron ore falls 1.3% to $US96.80 per metric tonne
- Spot gold slips 0.5% to $US1259.14 an ounce
- Brent oil down 0,1% to $US109.88 per barrel
What's on today:
- Australia: ABS private capital expenditure data at 11:30am; HIA new home sales for April
- US: Annualised GDP for first quarter, initial unemployment claims for May and pending home sales for April
- Japan: retail sales for April (9:50am AEST), and BOJ's Shirai speech
Stocks to watch:
- APA Group rated new buy at BBY; price target $7.68
- Karoon Gas: PetroChina may buy company's stake in Poseidon field, says AFR
- Orica trades ex-dividend
- Stockland raised to buy from hold at Deutsche Bank; price target $4.40
- Suncorp has an investor day
- Westfield and Westfield Retail Trust have AGMs in Sydney where shareholders will vote on a Westfield split
- Intelligent Investor has "speculative buy" recommendations on Ausdrill, Bradken, Emeco Holdings, Macmahon Holdings and NRW Holdings in a detailed analysis of mining services stocks
- Deutsche Bank cut Challenger Financial to "sell" from "hold" and has a $6.50 price target on the stock
Good morning and welcome to the Markets Live blog for Thursday.
Your editors today are Jens Meyer and Patrick Commins.
This blog is not intended as investment advice.
BusinessDay with wires.


text:
Not very often does a young pitcher with such a blazing fastball get overlooked. This is the case with Colorado's soon to be 25-year old hurler, Ubaldo Jimenez. Going into his second full season in the majors, there is a lot to like about Jimenez. After a very short stint in the majors in 2006, he made the big club for good in June of 2007 throwing 82 innings of 4.28 ERA ball. In 2008, he followed up on his rookie campaign by throwing just under 200 innings with a 3.99 ERA in his first full season.
He came onto the major league scene throwing a fastball with an average speed of 95.8 MPH, which helped him post a solid strike-out rate of 7.46 K/9 in his rookie season. Along with his fastball, he has a nasty late-breaking slider, which has the potential to be a devastating pitch if he can gain better control. He also features a change-up, which averages nine MPH slower than his fastball, and a curve-ball which he uses to a lesser extent. With this arsenal of pitches, Jimenez has the makings of one of the top strikeout pitchers in the league. The only thing holding him back at this point is his inability to harness these pitches.
With a bit of experience under his belt, Jimenez seems to have made some adjustments which will help him to thrive in Coors Field. By taking about a MPH off his fastball, it seems Jimenez has added some extra movement and has become a great ground-ball pitcher, while actually improving his K/9 to 7.79. While still supporting a league leading 94.9 MPH fastball, Jimenez managed to substantially increase his ground-ball percentage from a solid 46.4% rate in 2007, to a superb 54.4% in 2008. The only other pitchers that boast a better ground-ball percentage is Brandon Webb (64.2%), Derek Lowe (60.3%) and Aaron Cook (55.9%). While his HR/FB of 6.9% will most likely regress closer to the 10-11% average, it's safe to say that keeping the ball on the ground as much as he does will greatly help to limit the amount of long-balls that he gives up, even in Coors Field.
Jimenez wouldn't be a sleeper if he didn't have some issues to deal with. As I alluded to earlier, his main problem is his control and thus his tendency to allow free passes. He has had control problems throughout his career and it is unlikely he will make any huge strides going forward. However, he did improve to a small degree in the second half of the 2008 season, posting a 4.44 BB/9 after a 4.86 BB/9 in the first half. I think a 4.5 BB/9 is a very reasonable expectation going into the 2009 season. Despite his high walk totals, his high GB% and strong K rate should help him keep the amount of runs scored down and allow him to post a respectable ERA, though his WHIP will likely remain high.
All-in-all, I expect Jimenez to provide quite a bit more value than his average draft position would suggest. With 72 inter-divisional games, he should see about 14-15 starts against the weak NL West. Fewer than half of his starts will be against one of the weakest divisions in baseball and I think around 205 innings with a 3.85 ERA, 1.35 WHIP, and 180 Ks seems like a reasonable projection. There is also room for him to be better should he make a jump forward with his control.
Michael Marinakis is a 23-year-old unemployed fantasy addict. You can find him roaming the Cafe all day where he posts as GiantsFan14 and frets about the next stupid thing Brian Sabean does.
Questions or comments for Michael? Post them in the Cafe Forums! Want to write for the Cafe? Check out the Cafe's Pencil & Paper section! |


text:
5 "..FANTASTIC.."sdx800 | 07/07/2010 | See all sdx800's reviews (1814)Number 1 Reviewer Number 1 DVD Reviewer Top 100 Games Reviewer Top 10 Gadgets Reviewer Top 10 Toys Reviewer It seems that Doctor Who fans alike get a quality line of toys once again, these figures are highly detailed more than ever! Must have in you collection.
5 Dalek DroneDragonsTeeth | 10/07/2010 | See all DragonsTeeth's reviews (1)First Doctor Who figure I've bought and I'm very impressed with the quality and detailing, in the colours, modelling and textures. I hope they release the others!
5 Dalek Drone FigureTARDIS2010 | 09/07/2010 | See all TARDIS2010's reviews (5)An Excellent figure! Really that sums it up! It is a great figure worth buying!
5 love it!ntranced257 | 06/07/2010 | See all ntranced257's reviews (10)Love the design, love all the new toys that have been released! I have really enjoyed the new series of doctor who and hope it goes on for many years to come (which is highly likely seeing as doctor who series 5 has been a huge success around the world and here is the UK)


text:
The Hammer and the Cross – The Tale of Charlemagne
Charles the Wonderful, far better know by his French title Charlemagne, is the most exceptional ruler of the early Medieval interval. Grandson of Charles Martel, or Charles the Hammer, and Pepin the Quick, he was best of the wonderful Carolingian rulers of the Franks. His reign of practically a 50 %-century reversed the slide toward anarchy in the West and his sponsorship of finding out aided sustain the spark of culture and studying by means of the afterwards Darkish Ages.Charles the Wonderful, much better know by his French identify Ch
Checklist Price: $ two.99
{ 0 comments }


text:
Connecting travelers with
local guides. Worldwide.
Traveler Ratings for Private Tour in Bangkok, Thailand by Tour Guide Michai (M)
about ratings
Tour Description
We are the Isolator
Bangkok, Thailand
Michai (M)
view tour
Alan Stoker, United Kingdom
Nov 24/14
Great tour-great guide !! Book him & this tour !!!!
Jorge L., United States
Jan 15/14
We took 3 individual day tours with Michai, so this will be copy-and-paste for all 3. Michai is an extraordinary young mind with great insight into Bangkok, the city in which he lives. He deftly accommodated his tours to our interests and needs as a good private guide should do. His love of the city comes through with an understanding of how its past, present, arts, politics, etc. He has also personally tried each of his recommended places (restaurants, spas.) Prompt & responsible - perfect English
Thérèse von Rosen, Sweden
Dec 28/13
Interesting tour, we really got to see other, "non-touristic" sides of Bangkok. Local bus-boat on the canals. Michai was a very initiated guide.The tour was quite a bit shorter than advertised, but maybe that was just due to misunderstandings between us.
Jac Lahav, United States
Dec 16/13
This tour was excellent and M was a great host! We arrived in Bangkok from Ny and the isolator tour was an awesome introduction to the reality of Bangkok. We went through multiple poor areas. I was a little intimidate by the description, but everyone we met was super friendly. I would even recommend this tour to my mom it was so interesting and safe. We also took multiple methods of transport (water taxi, taxi, tuk tuk) which was a great intro to getting around bkk. Thanks M
Selena Tay, Singapore
Oct 23/13
We (3 ladies) truly enjoyed our outing with Michai, the tour is exactly what it described. we like the variety of transport methods, like the biking tour at the island, like our coffer break, the Eco friendly hotel. Michai is caring and knowledgeable, he looked after us very well. I would recommend this tour to all our friends.
Ute Busse, United States
Jun 24/13
We enjoyed our tour with M. Very much. He took us to places you normally don't see as a tourist. Amazing eye opening experience! M. Knows the peolpe who live in the slums very well so we felt very safe with him! Thanks for this very unique experience!
Robyn Barnett, New Zealand
Mar 14/13
We took the "We are the Isolator" tour with Michai yesterday, which was the highlight of our time in Bangkok. This proved to be an insightful and well organised way to see parts of Bangkok that you wouldn't know existed. There were stark contrasts between the frenetic pace of the city and serene tranquil areas; as well as between the way people are living. Michai's fluent English enabled him to answer all our queries, expanding our knowledge of the history of Thailand and its bordering nations.Unsurpassed
Michael Feinstein, United States
Jan 24/13
Michai or M as he likes to be referred to was a great host for our first Bangkok visit. Although I am a tourist, i often like to go to places where i can immerse myself into the local culture and get a feel for the realness of a place. M was able to show us places that not many tourists go. While he was not limited to that, he was also able to show us the typical tourist spots too. What I liked most about M was that he thought outside the box, and was not your typical tour guide. He showed me sights
Marion Macaulay, Australia
Jan 14/13
An interesting insight into the huge socio-economic divide here in Bangkok. Most interesting for me was the railway community and seeing how people live there.
Elizabeth Yetisir, Canada
Dec 7/12
An excellent tour of some of the non-touristic areas of Bangkok!!
Petri Hartikainen, Finland
Dec 3/12
MIchai was a great guide, spoke fluent English and definitely showed me another side of Bangkok which I wouldn't have found on my own. Highly recommended tour and guide!
Michael Boecker, Germany
Oct 13/12
Big thanks to Michai for the fantastic day. If you like to see Bangkok from the viewpoint of a local we ran only recommend this tour. We have been several times in Bangkok and all over Asia but this tour was one of the best we have ever done.
Grete Ruden, Norway
Mar 25/12
Trey Smith, Melbourne, VIC, Australia
Jul 26/11
This is a MUST DO Tour & takes you off the usual tourist track giving a glimpse into Thailand as the locals live it. Local markets,slum areas,long boats & back streets where you are the only tourist; welcomed enthusiastically by the people you meet on the way - Michai lets you set the pace of the tour and is there to explain, answer & interpret any question you ask and directs your attention to the fascinating you might otherwise miss. For the photography fanatic, this is the tour of your dreams! MUST SEE
all ratings for this guide


text:
The Family of William Kincaid BottomsUpdated March 15, 2007 |
Lowrance |
Edit Your Page |
This site is the beginning. William Kincaid Bottoms began this family history research over 40 years ago. Since then, others have jumped on the bandwagon, so to speak. Many family stories have been mutilated over the years, some he has been able to verify or debunk, and some he has been able to correct and /or complete. Stories herein are word of mouth, letters and family Bibles from generation to generation. Also a great deal of time spent in the Oklahoma Geneological Library, Van Zandt County, Texas Archives and many other searches througout Oklahoma, Texas, Missouri, Mississippi, etc. I hope you enjoy what we have here. Thank you for visiting. |
My Family History |
Family Tree Maker Reports and Trees |
The content shown on this page has been submitted by a Genealogy.com customer, and is not subject to verification by Genealogy.com. Neither Genealogy.com nor its affiliates are responsible for the accuracy of any information contained on this page. The opinions expressed on this page are the author's alone and not the opinions of Genealogy.com.
© 2009 Ancestry.com |


text:
iheartmedia inc (IHRT:OTC US)
As of 8:10 PM 03/4/15 All times are local (Market data is delayed by at least 15 minutes).
BOARD MEMBERS AFFILIATED WITH Robert W. Pittman *
Chairman, Chief Executive Officer, Executive Chairman of iHeartcommunications Inc, Chief Executive Officer of Clear Channel Communications Inc and Director of Clear Channel Outdoor Holdings Inc | 120 120 |
*Data is at least as current as the most recent Definitive Proxy.
Recently Viewed | |||
MOST CONNECTED PEOPLE TO Robert W. Pittman
Name | Relationships |
Jay S. Fishman | 350 Relationships |
Richard D. Parsons | 332 Relationships |
John Ludwig Vogelstein | 316 Relationships |
William H. Wright | 308 Relationships |
Victoria B. Bjorklund | 265 Relationships |
Sponsored Financial Commentaries
Sponsored Links
Report Data Issue
To contact IHEARTMEDIA INC, please visit . Company data is provided by Capital IQ. Please use this form to report any data issues.
Please enter your information in the following field(s):
Your requested update has been submitted
Our data partners will research the update request and update the information on this page if necessary. Research and follow-up could take several weeks. If you have questions, you can contact them at firstname.lastname@example.com.