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The bride-to-be showed no signs of slowing down leading up to her nuptials, as she stepped out in two totally different looks while in Paris — and one was Balmain! Is she trying to give us a hint of what to expect we can see her wear when she walks down the aisle?
Kim Kardashian was out about about in Paris, yet again, on May 22, where the 33-year-old bride-to-be showed off two totally different looks — but both were tighter than ever, showing off her svelte pre-wedding figure!
Kim Kardashian's Leather Outfit In Paris:
We first spotted Kim stepping out for a visit to the Eiffel Tower with her BFF Jonathan Cheban, where she put her assets on full display in a leather outfit which consisted of a black skirt and a leather button-down. With her shirt unbuttoned just enough to give her fans a glimpse of her cleavage, she looked perfectly put together in her signature style. Her skirt hugged her curves in all the right places and a slit up the front showed a hint of her legs as she walked by. She elongated her petite frame in a pair of gold, ankle-strap sandals. She wore her dark hair sleek and straight, parted down the middle, and finished off her outfit with oversized frames. Everything about her outfit was all-leather-everything.
Kim Kardashian Balmain Dress For Paris Dinner Pre-Wedding:
We must admit, wearing leather from head-to-toe doesn't seem like the most comfortable get-up to rock while sight-seeing, so we weren't surprised to see Kim slip into something else for dinner with her family. The hot mama was spotted heading into Costes restaurant on Rue St. Honoré for the second night in a row, where she showed off an embellished turtleneck dress by Balmain that featured long sleeves and a floral motif at the chest. While this definitely isn't an easy look to pull off, it looked amazing on Kim's curves. She added some curls to the ends of her hair and amped up her beauty routine for the dinner. Kim's style is sexier than ever leading up to her big wedding day, and we can't get enough of it. Did you have a favorite look on the reality darling? Katrina Mitzeliotis Follow @katrinacm
More Kimye News:
- Kanye West & Kim Kardashian To Marry Where They Conceived North
- Kim Kardashian's Exact $300,000 Italian Wedding Location Revealed
- Kim Kardashian's Flawless Contour Vs. Khloe Kardashian's Sexy Waves
View Comment
Posted at 6:36 AM on May 25, 2014
She looks perfect in both of them I really love the leather but the white Balmain dress is stunning. She is one of the most gorgeous and sexy women in the world. She looks amazing from head to toe in booth photos. I love that white dress so much, you can see the detail in it. It's so stunning. Congratulations Kim and Kanye I wish you lots of love and a life full of happiness.
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Posted at 10:03 AM on May 23, 2014
The dresses do not make the woman, she is still a whore who made a sex tape, who appeared nude in numerous mags, send stupid instagrams of her body parts, goes as an escort while engaged and who's fiance knew she was the one who when he impregnated her mouth. A WHORE of the worse kind. PERIOD. THAT'S ALL. mb
Posted at 9:41 AM on May 23, 2014
Crazy money for a dress
Posted at 7:58 AM on May 23, 2014
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State of Origin Tickets
Find the State of Origin 2015 tickets you're looking for on viagogo, the world's largest ticket marketplace. Select an event from the State of Origin 2015 fixtures to view the range of tickets available. You can also sell your spare State of Origin tickets on viagogo, and listing tickets is free. All State of Origin tickets are covered by the viagogo Ticket guarantee!
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NSW Blues vs QLD Maroons - State of Origin 2015 - Game I ANZ Stadium (Stadium Australia), Sydney AU | Australia | £52.55 | ||
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text:
How to Get Rid of Stains and Odors
Old Problems, New Fixes
By Heloise
Special Offers
1. Make ballpoint-ink stains disappear
Then: Hairspray
Now: Rubbing alcohol
Fabrics, inks and hairspray ingredients are different today. Now, your safest bet is to lay the garment on a hand towel with the stain side down, dampen a clean cloth with rubbing alcohol and lightly dab (do not rub) the stain.
2. Get candle wax off carpet
Then: Towel and iron
Now: Ice and a metal pan
Fill a metal pan with ice. Put the pan directly on top of the candle wax until the wax is frozen solid, then hit the spot with a small hammer to break up the wax. Vacuum up the pieces or remove by hand. Use dry-cleaning solvent on a clean cloth to remove any leftover residue.
3. Wash blue jeans without fading them
Then: Soak the jeans in salt or vinegar and water to prevent dye from running.
Now: Most of today's denim is manufactured with modern dyes, so there's no need to pretreat jeans. Some laundry products will also help denim retain its dark color.
Next: Quick Bathroom Cleanup
Latest Stories
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HomePipe Unleashes Content Access for Mobile Users with SecureShare Capabilities
HomePipe Unleashes Content Access for Mobile Users with SecureShare Capabilities
Updates Provides Secure Collaboration, Authentication and Al La Carte Playlist Creation
SEATTLE – May 17, 2011 — HomePipe Networks™, the leading innovator in digital content access and file sharing for the mobile community, today announced the release of the HomePipe 2.0 service, including its new SecureShare features, Collaborative Computing capabilities and A La Carte Playlist generation. The new offerings further demonstrate HomePipe's vision of on-the-go digital content access, offering an easy and secure way to tap into digital files from any device, without paying extra for unnecessary storage in the cloud.
With HomePipe, users have their digital files at their fingertips, regardless of file size or type, and independent of system or content location. By utilizing HomePipe's apps, users can access and share their digital assets simply and securely where they want, when they want, without the hassle of uploading, syncing or organizing files in the cloud.
HomePipe's enhanced mobility features include:
- HomePipe SecureShare: With SecureShare, HomePipe users can now easily share digital content with everyone in their network by importing contacts from Outlook, as well as Gmail, Yahoo!, Hotmail and other email providers directly into HomePipe. Enhanced security features enable users to protect sensitive information by providing selective access, and requiring specific recipients to login securely before viewing private files.
- Collaborative Computing: HomePipe eliminates the hassle of downloading, syncing and organizing documents in the cloud, or paying for expensive cloud storage. Using Apple®, AndroidTM, and Windows® Phone 7 devices, users can open any document from their hard drive, edit, and resave the document back into HomePipe. Once saved in HomePipe, any recipient can immediately and securely access the updated document – no drag and drop required.
- A La Carte Playlist Generation: HomePipe's new A La Carte Playlist capability enables users to generate playlists from multiple iTunes® and MP3 libraries on the fly using Apple, Android or Windows Phone 7 devices. With one click, HomePipe's app populates a list of all folders containing music files, and allows users to select from those folders creating a single, unique playlist. And please don't stop the music just to send a text. HomePipe's Now Playing feature enables users to stream music, or browse photos or documents, on Apple, Android, and Windows Phone 7 devices, while simultaneously using other applications.
"Everyday we're adding more devices and more content to our always-connected lives. But what happens when you're here and your content is there?" said Parvez Anandam, CTO and co-founder of HomePipe Networks. "HomePipe lets you access and share all of your photos, music, documents, your digital life, from wherever you are to wherever it resides. If the problem is access, then the solution should be access, not more storage."
To learn more about these and other features, visit http://www.tappin.com.
Editions & Pricing
HomePipe is available in four editions designed to cater to the needs of individuals and businesses. HomePipe Standard edition is available for $23.99/year, and offers consumers unlimited access to any digital file, regardless of size. HomePipe Group edition provides collaborative access for 2-9 users, and includes all standard features, as well as APIs for Website/Application Integration. HomePipe Enterprise Edition provides collaborative access for an unlimited number of users, and includes all standard features and APIs, as well as customized corporate branding. HomePipe continues to offer its free Lite Edition, providing users up to 11 content accesses per month from any mobile device.
HomePipe Apps are available for Apple, Android, and Windows Phone 7 devices. The app for Apple iOS devices is available in the iTunes Store. Android users can download the app from the Amazon Appstore for Android, Android Market or search for HomePipe for Android. For Windows Phone 7, go to the Zune Marketplace and search for HomePipe.
About HomePipe Networks, Inc.
HomePipe Networks is the leading innovator in digital content access and sharing and was recently recognized as a Global Top 500 App. The HomePipe service revolutionizes the ability for today's mobile consumers and professionals to quickly, easily and securely access, view and share digital content (e.g. high resolution photos, videos, presentations, documents, and music) stored on a home or work computer from any Web browser or mobile device including Apple iPhone® and iPad®, Google® Android™ and Windows® Phone 7 - all without more cloud storage, uploading, syncing, organizing or complex software and hardware installations requiring additional fees. For more information or to try the free Lite Edition, visit http://www.tappin.com. Follow HomePipe on Facebook at http://www.facebook.com/#!/HomePipeNetworks and Twitter at http://twitter.com/homepipe.
Copyright 2011, HomePipe Networks. All rights reserved. HomePipe Networks and the HomePipe logo are trademarks of HomePipe Networks, Inc. All other trademarks are the property of their respective owners.


text: 10/4/2010 1.) Can't afford pricey scent-blocking clothing and sprays? Why not do what we used to do before commercial scent-eliminating products became available—employ the power of inexpensive household baking soda. There are literally hundreds of uses for baking soda (which is pure bicarbonate of soda, not to be confused with baking powder). The beneficial qualities of nontoxic baking soda are the result of its ability to act as a buffer, neutralizing both acidic and alkaline substances to regulate pH. This is the secret behind its effectiveness as an odor remover—it doesn't just mask offensive smells, it neutralizes them. At home it can be used to sweeten the smell of garbage cans, diaper pails, litter boxes and more. To eliminate odors in hunting camp you can sprinkle baking soda inside your stinky hunting boots. You can even make your own scent-eliminating spray by mixing a solution of ¼ cup of baking soda dissolved in 1 quart of warm water (I like distilled water) in a clean, plastic spray bottle. Use it just as you would a commercial scent-eliminating spray, hosing down everything—including your hair and skin— and the soda will absorb odor-causing bacteria. I re-spray often when on stand, making sure to keep it out of my eyes. Oh, yes ... keep the wind in your face, too. That's the best scent-control program of all! 2.) Can't afford commercial deer scents? Save the tarsal glands from both bucks and does killed in your camp, as well as the urine found in a deer's bladder, and use them instead. To collect tarsal glands—which are located on the inside of the deer's rear legs at the knees—first don a pair of clean rubber gloves, then find a razor-sharp knife. Simply slice around the gland, then filet it off the leg, leaving as little flesh as possible. Place it inside a clean Ziploc bag and seal it tight. In the field, use the glands with a drag rope to create a scent line to your stand, then hang the glands in shooting lanes. Always handle with rubber gloves. You can freeze the glands for future use, too. Once thawed, I refrigerate between uses in the field, and I can usually get a solid week to 10 days out of each gland before they begin to rot. To collect deer urine, during the field-dressing process (you are wearing your clean rubber gloves, right?) locate the deer's bladder. If it holds some urine, pinch the bladder off, cut the tube leading to it to free it, then gently remove it. Empty the bladder into boiled-out plastic or glass bottles, cleaning the outside of these containers with hot water to remove any spillage. Refrigerate until you are ready to use. This fresh urine can be used just as you would the stuff you buy—in scrapes, along trails, as a cover scent, etc. 3.) Can't afford expensive scent-blocking boots? A pair of 20-dollar rubber boots will block your scent just as well for a fraction of the cost. How so? Simply stated, when it comes to not allowing human odor to permeate rubber boots, rubber is rubber. Thus, an inexpensive, knee-high rubber boot designed for mucking out stalls or doing yard work—while probably not as comfortable to walk in nor as durable—will block human odor just as well as a more expensive "hunting" boot with its price inflated to pay for the camouflage finish. The difference between rubber boots and more expensive boots with Scent-Lok is that the Scent-Lok boots feature an expensive micro-porous membrane in which the pores are small enough that human scent molecules cannot escape, yet large enough that water vapor —sweat—can. They're way more comfortable to wear, but they don't block odors any better. 4.) Can't afford a pricey deer lease? Try hunting public land. It will take some scouting to dial it in, but I've found that as I get farther from the road, the hunting improves. I also like to pattern other hunter's movements, letting them drive deer to me. By packing a lunch, sneaking into the woods early and sitting tight for the rest of the day, it is amazing how many deer you see pushed by other hunters. 5.) Can't afford to replace that squeaky old treestand? Take petroleum jelly and melt in an old sauce pan on low-medium heat. Once melted, add a favorite liquid cover scent (earth scent is good for this). Mix the solution thoroughly, then pour in a clean container such as an old mayonnaise jar. Once the solution cools it is ready to be applied to noisy metal parts without game-frightening smells. Caution: Do not use petroleum jelly on rubber parts. 6.) Can't afford a commercial ground blind? Build one out of natural foliage. Here's what I do: In an area where I think a ground blind will be the ticket, I use the area's natural foliage—including downed limbs for poles—to build it up, and if I can find downed logs for a base, so much the better. Just as when using a commercial pop-up blind, I try and build my natural blinds well ahead of hunting time so deer can get used to them. I use dark green parachute cord to tie things together and inexpensive commercial camouflage netting as the basis for my walls and roof to keep it dark inside. As the season progresses and the natural leaves on the blind begin to die off, I will trim branches off trees with fresh leaves to replace them. Sometimes, a quick blind works well, too. One time bow hunting in North Texas I was off on a midday scouting trip and found a smoking hot spot that begged to be hunted right away. With no time to go back to the truck and get a tree stand before dark, I pulled some downed logs up against the trunk of a big cottonwood, then cut some branches off a nearby tree and inserted them vertically into the logs to create a blind. I sat on the ground —it was not the most comfortable afternoon I have ever spent—and when a very nice 8-point buck strolled past right before dark, I shot him from my knees. He never knew what happened.


text:
Fighting Online Fraud
'Tis the season for scammers.
Traditional junk mail is usually just annoying, but online junk mail is increasingly damaging.
A popular scam right now steals an e-mail address from a real account, then sends a message with an empty subject line and only a link in the body.
Alex Heid is an "ethical" computer hacker, securing company networks from criminal hackers because he knows all the tricks.
Heid says these bogus e-mails seemingly from you or your friends likely means a virus infected the computer.
The person behind the virus re-sells all the stolen data to spammers on the black market.
"It's sole purpose is to steal credit cards numbers, log-ins and passwords and bank account information," Heid explains.
Online banking poses more problems.
Hackers break into your bank account unnoticed, send you an e-mail reporting a problem, then ask for your password and security question.
"In actuality it's the virus and once you enter the info it will make a money transfer," Heid warns.
The FBI set up the IC3 website specifically for complaints by people targeted by scammers, but online cases can be hard to prosecute.
Investigators must gather as much evidence as possible to build a stronger case.
Right now a lot of the scams originate in eastern Europe, Russia and China, and the problem continues to grow as more and more of these countries get high speed internet.
For now the best way to protect yourself and your computer includes changing your passwords every three months.
Format and reinstall your operating system then as well.
Avoid online banking or checking your e-mail from the same computer you use to surf the web,
and if possible, get a secondary computer just for high risk transactions.


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Jake G. can't stand still: New Prince of Persia trailer As I said in a blog post about a videogame movie earlier today, I'm generally for videogame movies. I'm smart enough to know better than to go in expecting a literal translation of game to film. I just want to be entertained and eat some popcorn. No butter, though. That sh*t is disgusting. It's not real butter. I'm totally jazzed for this month's Prince of Persia film. This new trailer has Jakey-poo moving so much that I feel tired just watching it. It's action-y action that takes me back to Aladdin on the Sega Genesis more than it does the parkour-ish Prince of Persia games of late. I feel like he could build up better speed by losing the scarf. We're with Topless Robot that it kind of resembles scenes from any of the Bourne films. Jakey-poo makes for a way more handsome leading man, though. Comments not appearing? Anti-virus apps like Avast or some browser extensions can cause this. Easy fix: Add [*].disqus.com to your software's white list. Tada! Happy comments time again.
Did you know? You can now get daily or weekly email notifications when humans reply to your comments.


text:
With 2.2 million likes, Gangnam Style is YouTubes most liked video
September 22, 2012
By Loh Ving Sung GooglePlus
By Loh Ving Sung GooglePlus
22 September 2012 – PSY's got everyone saying "Oppa Gangnam Style", the South Korean pop star's music video has gotten more than 2.2 million likes on YouTube. According to the Guinness World Records that number puts it ahead of previous holder LMFAO's "Party Rock Anthem" which had 1.5 million likes.
Gangnam Style had been viewed more than 232 million times, but it is still some ways off Justin Bieber's "Baby" which got 780 million views.
PSY whose real name is Park Jae-Sang is a South Korean singer, songwriter, and rapper. Gangnam Style is his most successful single yet, and marks the first time a South Korean topped the iTunes charts.
Oh and here is the video again just in case you need a refresher course.


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How do they make it? That was the first question that popped in my mind the first time I had a piece of the so-called Pastel Imposible (Impossible Cake). I love flan and I love chocolate in any form. Chocolate flan was just an idea back then, but a flan and a chocolate cake baking together and yet not mixing together was something that really seemed like an impossible thing to do, a very tasty dream.
I did what I always do when I have a culinary blockade. I called my mom. It turned out that the impossible task was not so impossible after all. It actually was a very easy recipe that has become one of my favorites since. Ladies and gentleman, the only, the original, the Impossible Cake!
- **For the Flan
- •4 eggs
- •1 can sweet condensed milk
- •1 can evaporated milk
- •1 tbsp vanilla extract
- •4 oz. (100gr) cream cheese
- •chocolate sauce
- **For the Chocolate Cake:
- •1 cup devil's food cake mix
- •½ cup vegetable oil
- •½ cup milk
- •1 egg
- Preheat oven to 350° F (175° C)
- Blend together eggs, milks, vanilla and cream cheese until well mixed.
- In a separate bowl prepare devil's food cake mix by mixing all the ingredients together until you obtain a smooth batter.
- Pour about 2-3 TBSP of chocolate in the bottom of a baking pan. (You can use some non-stick spray in the pan)
- Pour the flan mix over the chocolate sauce.
- Pour the chocolate batter slowly and evenly over the flan mix (it will go straight to the bottom, but it will raise while baking)
- Place the pan into a larger pan with about ½ cup of water in it to bake in bain Marie or double boiler.
- Cover with foil and bake for about 1 hour. The chocolate cake will move to the top and you can check readiness with a knife or toothpick.
- Remove from oven and let it cool.
- Refrigerate for at least 2 hours before inverting the cake over a cake dish. The chocolate sauce will flow over the cake.
As you can see this Impossible Cake is not as tough as its names suggests. I like to use chocolate sauce for this particular flan, but you can use caramel as the original recipe calls for. I also like to make it Neapolitan flan (cheese flan) instead of just the egg custard. So this is a tree-recipe cake in one, if you look at it that way, a flan, a chocolate cake and a not so impossible cake.
Buen provecho!
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(42) Readers Comments
what kind of baking pan do i bake this in?? because it says something about putting the one pan in another filled with water?? help i'm lost:(
I am trying to make the impossible cake, but in the area of the world where I am located, I cannot find "devil's cake".
Would anyone please helpe me to find out the ingredients and preparation for this portion of the cake???
Thanks in advance for your attention to my message!
is very delicioso!! and fantastic chocolate
fantastic cake, made by an in-law. Recipe in Spanish and she could not translate. Now it's my turn and I hope it turns out as good as her's and yourpicture.
ps … I will be adding some coffee liquor to the flan.
I will try to make this impossible cake
I am able to nearly taste this already, it's a shame I don't have the ingredients here is moment, else I would have tried to make one (or two ;)) away.
the cake tast ammazing
mmmm…. que rico gracias i needed those extra calories jaja pero vale la pena si tienes otro recipes share them please me encanta como salio el flan
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Funbook - Fall 2014
Funbook - Spring 2014
March 6, 2015
TODAY 18° Hi 38° Lo 29° Mostly Cloudy
Updated April 3, 2013 8:36 AM By MELISSA COONEY. Kidsday Reporter
Melissa Cooney of Locust Valley performs with Bruce Springsteen.
Melissa Cooney of Locust Valley performs with Bruce Springsteen. (Credit: Handout)
Have you ever had something happen in your life that was so special, so unexpected, that you didn't believe it was happening? This happened to me a year ago Wednesday. I've been a Bruce Springsteen fan my whole life. And I mean my whole life. My mom has been a Springsteen fan since 1980, and probably has seen him 100 times. My dad's a fan, too. For as long as I can remember, I would hear Bruce...
Content Preview This content is exclusive for Newsday digital access and home delivery subscribers and Optimum Online customers.
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Read more album reviews from Newsday
New German eatery, beerhouse opens 4:23 PM


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Daniel wrote the book A WHOLE NEW MIND. Following his assertion that we are moving into the Cogniti...
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Qt 5 for 2012 Announced
After six years of Qt 4, Nokia wants to modernize its toolkit for 2012 with the Qt 5 release.
Qt's development chief Lars Knoll announced the upcoming release in the developer blog. "The current plans for Qt5 mean that, unlike Qt4's reinvent the world approach (which was needed, if painful), it will be evolutionary and far less disruptive. This is the good news," Knoll writes. "I also see this as an opportunity for KDE's own libraries and runtime that form the KDE Platform," Knoll adds. "We don't need another big re-engineering of the base technologies as we had in KDE4, but there is a lot of opportunity to improve how the pieces fit together." Read Knoll's blog post to find out more about the upcoming release.
Issue 173/2015
Buy this issue as a PDF
Old Vulnerabilities Are Kept Alive Through Bad Configuration
HP's annual Cyber Risk report offers a bleak look at the state of IT.
Linus Torvalds Announces Linux 4.0
But what do the big numbers really mean?
Microsoft Frees CoreCLR
.NET Core execution engine is the basis for cross-platform .NET implementations.
New Trojan Attacks Linux Servers
The Xnote trojan hides itself on the target system and will launch a variety of attacks on command.
Cisco Releases Annual Security Report
Spammers go low-volume, and 90% of IE browsers are unpatched.
Zero Day Exploits Target Flash
Adobe scrambles to release patches for vulnerable Flash Player.
Intel Unveils Compute Stick
Four-inch-long computer on a stick lets you boot a full Linux system from any HDMI display device.
Obama Proposes Personal Data Notification Law
New statute would require companies to report break-ins to consumers.
TGXf Project Warns of File Transfer through Screen Pixels
Weird data transfer technique avoids all standard security measures.
Industry Giants Announce a Fix for the Password Mess
FIDO alliance declares the beginning of the end for old-style login authentication.


text: TOP 10 Top 10 Travel Beyond Bar Hopping: Detroit Back to Top ▲ Beyond Bar Hopping: Detroit 3 Go Shoot Something Share on Facebook Share on Twitter 0 Shares Jhayne/Flickr Get your night out off to an adrenaline-charged start by visiting any of the dozens of indoor or outdoor firing ranges in and around Detroit. It's a release, to load some ordnance and start squeezing off rounds in a safe and contained environment, with experts at the ready to ensure all goes well. It's also fun to compare results with your boys. Worst shot picks up the first round at the bar. Lock and load, fellas. Next Page TOP 10 9 8 7 6 5 4 3 2 1 Comments Show Comments More Like This Promoted Around the Web Special Features


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Cooper warns of risk to oldies' super
PUBLISHED: 19 Mar 2012 00:01:56 | UPDATED: 19 Mar 2012 08:02:37PUBLISHED: 19 Mar 2012 PRINT EDITION: 19 Mar 2012John Kehoe
'Life-cycle approach' . . . Jeremy Cooper in Melbourne on Sunday. Photo: Luis Ascui
The architect of the federal government's superannuation reforms, Jeremy Cooper, says fund managers' preference for shares over bonds has left senior Australians financially exposed to sharemarket crashes.
Mr Cooper said superannuation products, including his government-mandated low-cost MySuper, should consider a member's age and wealth.
"Otherwise, the world where you've got an 18-year-old and 74-year-old both in the same fund with the same asset allocation, doesn't seem like a 21st century product to me."
Outgoing Future Fund chairman David Murray said default superannuation funds were too skewed towards risky assets such as shares, because of a long-standing flaw in the system. "It's far too risky for some and might be OK for others," he said.
It should be made easier to list and trade corporate bonds on an exchange, to help correct the imbalance between shares and bonds, Mr Murray said. "In the sort of world we're in today, to have a very efficient, domestic bond market, particularly listed to help with liquidity would be a serious improvement."
Australian super funds have just 11 per cent of their assets in fixed income, compared with 25 per cent in the United States, 35 per cent in Canada and 37 per cent in Japan, according to the Organisation for Economic Co-operation and Development.
The comments by two of the country's most senior finance figures to the The Australian Financial Review follow a warning by former Treasury secretary Ken Henry on Friday that the $1.3 trillion super sector was too exposed to more volatile shares.
Dr Henry said stockmarket crashes showed that fund managers should invest more in bonds, particularly for members nearing retirement who have less time to recoup losses.
If local funds invested more in corporate debt, it would also reduce banks' and the economy's reliance on overseas funding markets, which closed during the financial crisis. Over the long term, bonds typically deliver lower returns than shares, but are more stable than share prices.
Mr Cooper, a representative of Challenger, which has been encouraging investors to allocate more savings to fixed income including annuity products, said asset managers needed to take greater account of an investor's "life cycle".
"At the moment, MySuper does not contain a post-retirement component, but ultimately you would want some sort of structure where its adopts a life-cycle approach and over time it changes the asset allocation according to your age and amount of wealth in the account," Mr Cooper said. "What the market has shown us over the last five years, is the asset allocation has not been suitable for some heading into retirement or retired."
This was crucial as a large cohort of baby boomers was entering retirement, many of whom had lost wealth during the 2008-09 crash, when the ASX 200 fell about 50 per cent.
Rather than measuring success purely on investment returns, the system needed to consider other factors, including a member's age, circumstances, probability of returns from a particular strategy and likely need for liquidity, Mr Cooper said.
"We need to define a new measure of success in retirement, because the high exposure to growth assets and always seeking the highest returns ought not to be the game in retirement," Mr Cooper said. He said the Australian Prudential Regulation Authority could nudge funds to offer such features in the licensing process.
The Cooper review, published in July 2010, considered making recommendations on lifecycle asset allocations, but ultimately decided not to because of controversies associated with target-date funds in the United States during the financial crisis.
BlackRock global head of portfolio management, New York-based Richard Kushel, said people were living longer and could afford to take on more risk at an older age.
"There used to be a notion that when you turned 65, you should basically be in short-term government bonds," he said. "But that's not going to pay for anyone's retirement [nor] achieve people's objectives.
"I'm not saying you're going to have the same risk profile when you're 65 compared to when you're 25, but it's not a black-and-white decision.
"I think Australia has probably been pretty well served by being over-allocated to equities."
Constellation Capital Management head of investment research Peter Vann, whose fund invests only in Australian equities, said the typical 70-30 split between growth (shares and property) and defensive (bonds and cash) assets was about right.
"Fixed interest is not going to provide the capital appreciation that equities can provide," Mr Vann said
with Joanna Heath
The Australian Financial Review
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People | Jeremy Cooper, David Murray |
Topics | Financial Services Industry /Banking & Finance , Personal Investment /Superannuation , Financial Services Industry, Economy, Financial Markets /Bonds Markets |


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Rap about why you shouldn't stay in school is brilliant
Posted: February 3, 2015 Filed under: music, pop culture, PSA Comments OffI've been a fan of this guy Dave for a while now, and the level of that fandom just jumped even higher. I love this. If I were 20 years younger and single I'd have a crush.
Royal Guard plays Game of Thrones theme
Posted: July 25, 2014 Filed under: music, News Comments Off
I have no idea what you're talking about. So, here's the Royal Guard at Buckingham Palace playing the Game of Thrones theme. I love it. These guys are cool. Remember the time they played the Imperial March?
I think the Queen is a fan of GoT, since she was recently snapped standing next to the Iron Throne, though not sitting on it. I hope she's a fan because maybe she can get George R.R. moving on those last two books. I mean, if anyone could she could, right? Maybe?
It's been a hip week at the palace, as Her Majesty also made news today for photobombing a selfie.
Man gets stuck in Vegas airport alone, overnight. Makes epic music video
Posted: June 11, 2014 Filed under: Entertainment, Good Times, music, Neat things Comments OffMy friends and I got stuck in Vegas overnight. We got sent to a LA Quinta motel, which I think is Spanish for "Air Canada are f*cking cheap bastards."
This guy got stuck in Vegas overnight and stayed in the airport to make this AMAZING music video to Celine Dion's "All By Myself," making good use of the moving sidewalks, escalators and assorted airport whatnot.
He explains (via Gawker)
"I had a person behind a ticket counter give me a roll of luggage tape before she left. I then used a wheel chair that had a tall pole on the back of it and taped my iPhone to that. Then I would put it on the moving walkway for a dolly shot. I also used the extended handle on my computer bag and taped the iPhone to my handle. I would tuck different stuff under the bag to get the right angle. For the escalator shot I had to sprint up the steps after I got my shot so the computer bag didn't hit the top and fall back down. Quite fun!"
Who wins? This guy. I wish we'd thought of this.
(Thanks Gabriella!)
Phil Collins' "In the Air Tonight" drum fill looped for a half hour
Posted: April 11, 2014 Filed under: Funny, music, pop culture, Random Stuff Comments Off
Because you know how when you listen to Phil Collins' "In the Air Tonight" and you get to the drum fill you always think "Man, I wish this was a half hour long!"
The best cello rendition of ACDC's Thunderstruck you'll hear all day
Posted: February 23, 2014 Filed under: Entertainment, music, pop culture, Whoa Comments OffThis is actually amazing.
I have mixed feeling about symphonic metal, metal acts playing with orchestras, and string covers of metal tracks (which are usually Metallica tracks). But this? This. THIS.
These guys are Luka Sulic and Stjepan Hauser of Croatia, known as 2Cellos.
Six-year-old drummer rocks Welcome to the Jungle
Posted: January 5, 2014 Filed under: music, Whoa Comments OffWhen I was about six years old, my school put on a show. I sang a song with my boyfriend at the time, Matthew Jolly (at least, I think it was with Matthew that I sang. We were a cute couple. We used to play Wonder Woman and Superman. I was Wonder Woman. I sometimes wonder what happened to him, and whether he ever got over me). The song was "A Boy and a Girl in a Little Canoe." We sat in a makeshift canoe made out of a box, and when I sang "Get out and swim!" he jumped out and pretended to swim on the floor.
I also played Goldilocks in a school production of "The Three Bears." For a costume, my mother cut strips of yellow construction paper, curled them with scissors, and taped them to my head.
I'm telling you this not to show off but to put being six in perspective, so you can appreciate this kid even more. Because holy fark, he's six! And look what he's doing!
This was posted on Youtube over a year ago but I just saw it now when someone posted it on Facebook. I can't remember who already, so, whoever you are, props.
(via Shock Mansion)
Video proves that all the country music of 2013 sounds the same
Posted: December 24, 2013 Filed under: Entertainment, Funny, music Comments OffI'm not one of those people who hate new country. I like it sometimes. And I don't think music has to be deep all the farking time.
People love to go on about how lyrics were so great in the good old days and how now it's all "baby baby baby oooh, yeah," but have you ever listened to Love Me Do or I Wanna Hold Your Hand? Not exactly Blake, is it? Or how about ALL THE BLUES? Muddy Waters wasn't much of a lyricist, but we don't use that to illustrate a lack of worth, do we?
That being said, this supercut video, put together by EW's country music writer Grady Smith to demonstrate how all the country music of 2013 sounds exactly the same is pretty great. Trucks, girls, girls in tight jeans, and girls being invited to get in trucks. In the moonlight. By the river. Brilliant.
(via Laughing Squid)
Benedict Cumberbatch reads R. Kelly lyrics
Posted: December 7, 2013 Filed under: Entertainment, Funny, Good Times, music, pop culture Comments OffIt's Friday. So, let's watch Benedict Cumberbatch reading R. Kelly lyrics on Jimmy Kimmel.
"Bodies so freaking soft. I can't wait to turn you on….You got me like, la la la la la, baby. Is how you make me feel, baby. I can feel your body flowers, while I'm kissing on your thighs…"
I just happened to have the "Otters who look like Benedict Cumberbatch" pic lying around, so figured I might as well use it.
Anyhoo. Enjoy.
Ikea item or death metal band? A quiz!
Posted: October 11, 2013 Filed under: Entertainment, Funny, Good Times, music, pop culture Comments OffThis is almost the most fun I've had all day. It would be the most fun I've had all day but I went to the park and put a six month old on the swings, then I had delicious tacos at this place called La Carnita, which seems like a bit of a hipster douche hangout but we were there early so it was pretty empty and the food was awesome.
Anyhoodle, this was still pretty fun. Take this quiz! Is it an Ikea item or a death metal band? I scored 10 out of 20. Can you do better?
Bluegrass version of Enter Sandman
Posted: September 10, 2013 Filed under: Entertainment, music, pop culture Comments OffThis is great.
I know this will be considered some form of blasphemy by real Metallica fans but Metallica is my favourite Metallica album. I'm not crazy about speed metal and everything up to that point was a little esoteric for me.
But this record? Loved it.
And a bluegrass version of "Enter Sandman" is EXACTLY what the world needed, in my opinion.
These guys are called Iron Horse.
(Via Blame it on The Voices)


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Take a thermonuclear reactor, throw in some dynamite, mix it in a Gravitron, and wire it to the most massive assortment of subwoofers on planet... More >>
Have you ever stripped down to your underwear or less, hit a municipal park, gotten drunk and drugged, and done the Sweaty Uhntz-Uhntz at 169 BPMs while 163,000 people watched? Nah, beat freak. We... More >>
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Bassnectar is the sound of a thousand meteors crashing into Earth. On the last night of the fest, his heavy metal/electronic alchemy destroyed Ultra Music Festival 2012's Live Stage as 6,500 beat... More >>
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Is Paul Bearer Irish?"Fuck no. Not at all. Polish, Italian, and Spanish ... New York mutt." But that didn't stop Sheer Terror's lead singer and driving force from beating up on Churchill's Pub lik... More >>
Who is St. Patrick and why does he have his own day? We don't know. But we're pretty sure about the reason we can never remember it ... All those pints of Guinness, shots of Jameson, and Bushmills... More >>
Get your mojo workin' on St. Paddy's Day with a crucial American blues superhero. James Cotton -- the man known as "Superharp," veteran of the Muddy Waters band, the Howlin Wolf band, th... More >>
Tango music is so sexy that women's juices flow as soon as they hear its sultry sound. The music -- born of a mix between African and European influences in Buenos Aires, Argentina, and Montevide... More >>
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Calle Ocho is the biggest, livest street party in the whole United States and represents the real Miami to the fullest. Members of every nation including Cubanos, Boricuas, Nicas, Catrachos, Zuela... More >>
Winter Party Miami Beach is so gay that everyone gets there by rainbow, the fire hydrants spew lube, and all women in a 20-mile radius get... More >>
Just about every Wynwoood Art Walk for the last three years, Russel Mofsky and his Golddust Lounge have posted up outside of the Harold Golen Gallery on NW 2nd Ave at 23rd street and rocked out.The... More >>


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Performance golf ball fitting focuses on finding the best ball for your game and lowering your score.
Titleist offers the most precise club fitting experience in the game.
Need to customize headwear, gloves, bags, or golf balls?
Track your stats. Get video tips. Set goals for your golf game.
T.Tiger Newest edition to the bag is 1 for 1 in tournaments. Won our mens club event this past weekend. First round with the Golo 5 in the bag. TT
Newest edition to the bag is 1 for 1 in tournaments. Won our mens club event this past weekend. First round with the Golo 5 in the bag.
Congrats Tim. I really like my GoLo.
My rare scotty and my gamer. Its a Newport Beach 34" 340g head
Hi Ron,
Have you tried clicking on the page numbers at the bottom of the page? This will allow you to jump to different pages and see all of the images that have been posted so far. Let me know if this helps or if you are experiencing a different issue. Thanks.
- Mike
here's my gamer... I'll try to snap some pics of the rest this week.
Did you go to Furman? I live over in Spartanburg and I have been wanting to play the Furman course. I have heard it is beautiful.
The greens are in pretty bad shape even though they just re did them, but other than that it is in pretty good shape. I play lots of high school and junior tournaments there.
My babies
Just got my new bag!!
My white Titleist Japan staff tour bag with Vokey wedges, Scotty Cameron California Monterey Putter, & Titleist fairway woods


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From Wikipedia, the free encyclopedia - View original article
A History of Christianity is a historical study of the Christian religion written by British journalist and author Paul Johnson. The book was published in 1976 and aims to be a factual comprehensive history of the Christian religion. Johnson, a Roman Catholic, takes the view that "During these two millennia Christianity has, perhaps, proved more influential in shaping human destiny than any other institutional philosophy, but there are now signs that its period of predominance is drawing to a close, thereby inviting a retrospect and a balance sheet." (vii). He argues for the need to focus on an unbiased factual history: "Christianity is essentially a historical religion. It bases its claims on the historical facts it asserts. If they are demolished it is nothing." (vii) "A Christian with faith has nothing to fear from the facts." (viii)
As a factual history, the book is not an apologetic defense of the religion and presents a hard-lined discussion of many of the atrocities committed in the name of Christianity. Johnson admits such in the Epilogue, saying his book "has necessarily stressed [Christianity's] failures and shortcomings, and its institutional distortions." But, also in the epilogue, Johnson makes the case that Christianity is self-correcting, with an "outstanding moral merit to invest the individual with a conscience, and bid him to follow it" and states "it is thus no accident that all the implantations of freedom throughout the world have ultimately a Christian origin." (516)
Contents |
The book is divided into eight parts with a prologue, epilogue, bibliography, and index.
He ends discussing the possible ending of the millennial long East-West Schism. How far the ending of schisms within Christianity will go is to be seen.
Malcolm Muggeridge, writing in The New Statesman, described the book as 'masterly..[combining] great wealth of scholarship, with a vigorous, confident style," and Alan Brien in The Sunday Times called it " vivid, colourful, clear and often at once impassioned and witty. His history should not be left to students and scholars [-] This is a treat for the general reader." [1]
Despite the title "History of Christianity" the book is mostly devoted to history of western christianity. The eastern orthodox churches are given almost no attention.


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Many suspect police in gangland style murders of human rights defenders in Nairobi.
The brutal and bloody daylight murder of two Kenyan human rights activists has thrown the country into turmoil, revealing the rot at the heart of the police and divisions at the center of government.
Last week a top United Nations expert on state-sponsored murders described the Kenyan police as "a law unto themselves". Philip Alston, the U.N.'s special rapporteur on extrajudicial, summary and arbitrary executions, said: "They kill often, with impunity," and accused the police of running death squads.
Friday the police force was accused of being behind this latest double murder.
"The human rights community in Kenya holds the government fully and wholly responsible for the assassinations," said Cyprian Nyamwamu of the Kenya Human Rights Consortium.
A spokesperson for the police denied any involvement. However, Prime Minister Raila Odinga issued a statement that implicitly pointed a finger at the police, saying, "I fear we are flirting with lawlessness in the name of keeping law and order. In the process, we are hurtling towards failure as a state."
Oscar Kamau Kingara and his colleague John Paul Oulu were moving slowly in thick late afternoon traffic in the capital Nairobi when, eyewitnesses say, three men in dark suits carrying pistols leapt out of two cars that blocked their white Mercedes front and back.
The two activists, outspoken critics of the government and the police, were shot repeatedly at point blank range. Kingara died behind the wheel of his car. Oulu was mortally wounded and died later in hospital.
The gangland-style assassination was watched by nearby students milling around outside a University of Nairobi dormitory. Kingara and Oulu — a recent graduate of the university — were well known to the students who were incensed and immediately blamed the government for the murders.
When the angry students refused to give up Kingara's body — "Without the body there is no evidence," explained one — a battle ensued between stone-throwing students and police armed with tear gas and guns.
After an hours-long sporadically violent standoff the police finally recovered Kingara's body but they left behind them another, that of a student shot and killed during the rioting.
His blood lay fresh on the ground at the entrance to the university dormitories compound. Nearby, the shot-up Mercedes was jammed against a wall where the students had pushed it in a bid to keep car and corpse from the police they blamed for the murders. A
bloody trail led to the stairwell where the students had hidden Kingara's bullet-riddled body.


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Rayalaseema Parirakshana Samiti (RPS) president Byreddy Rajasekhara Reddy on Saturday launched a scathing attack against all prominent leaders from the Rayalaseema region.
Speaking at a public meeting at Anantapur, close to the Clock Tower, he asked the Union government to take a categorical decision and form the capital of the 'residuary' State of Andhra Pradesh in the Rayalaseema region.
He said that a capital city was the least that could be given to the Rayalaseema region, which had lost out in every other way - be it employment, water for irrigation and drinking needs, development or infrastructure - if the Union government had the slightest of inclination to do justice to the people of the Rayalaseema region.
TDP, YSRC flayed
He accused the Telugu Desam Party (TDP) president Nara Chandrababu Naidu and Chief Minister N. Kiran Kumar Reddy and the YSR Congress president Y.S. Jaganmohan Reddy of having sold the pride of Rayalaseema at the altar of politics and power and alleged that all these leaders were either busy buying lands in the coastal region hoping that a capital city will come up there or were busy in political permutations and combinations to garner power in the next elections.
"Did none of them feel the need to demand a capital city in the Rayalaseema region, still trying to fool the people that they would be able to stall the division of the State, eventually losing out on at least a fair deal for Rayalaseema," he said adding that no government in the past nor in the present -- whether or not headed by a Chief Minister from Rayalaseema region, did little for the development of the region.
He also demanded that in the event of bifurcation of the State, the borders of the 'residuary' State of should be as they were prior to the formation of Andhra Pradesh with the inclusion of Telangana in 1956.
Keywords: Rayalaseema Parirakshana Samiti, Rajasekhara Reddy, Andhra Pradesh bifurcation, Rayalseema region, Telangana issue,


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Use light, motion, and infrared signals to cast magical spells with your Wave Wand.
Light up the night and bring your toys to life—all with a flip of your wrist! Simply add the ATOMS to your things and use your Wave Wand to trigger them. Armed with nine ATOMS to enhance your environment, your magic will be as powerful as your imagination.
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SAN DIEGO (AP) - A mechanic has died after he was struck by a car while trying to repair a broken-down school bus on a rainy San Diego freeway.
City News Service says no students were in the San Diego school bus when a car veered off the road and rear-ended it Thursday morning on Interstate 805.
The California Highway Patrol says the mechanic, a 32-year-old Ramona man, was wedged into the engine compartment and died at a hospital. His name hasn't been released.
The 41-year-old motorist was treated for injuries at a hospital. Authorities say she may have been driving too fast for the wet conditions.
Copyright 2015 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.


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A small rustic cabin nestled on the shore of PWA's Osborn Finch Wildlife Sanctuary is available to the public for overnight stays on a reservation basis. Situated on the shores of Dutch Neck in Waldoboro, it is the perfect getaway for kayaking, nature study or just plain relaxing. With no running water or electricity, the cabin offers a quiet retreat from hectic modern life. Cookstove, lanterns and cookware are provided; see the sample use agreement and brochure for more details on what to bring and what to expect. The cabin comfortably sleeps three, and maximum occupancy is 4. There is a 2-night minimum stay required; $50 per night donation. Please contact the PWA office to arrange reservations including a formal use agreement – firstname.lastname@example.com or (207) 563-2196.
Click on the images at right for a larger picture – which will open in a separate browser window or separate tab.
The following story, "Growing Up On The Osborn Finch Wildlife Sanctuary", was published in the PWA Summer 2007 Newsletter. The entire newsletter is available here (file size approx 2.1 Mb – and well worth the download!)
STORY: GROWING UP ON THE OSBORN FINCH WILDLIFE SANCTUARY by Betty Davis Stevens and Carmen Davis Anderson The 1930s old Ford bumped along the gravel roads carrying honeymooners Mel and Florence Davis, our parents, from Stanstead, Quebec, to their new home on what was to become PWA's Osborn Finch Wildlife Sanctuary at Dutch Neck, Waldoboro, Maine. It was the fall foliage season of September, 1939. Prior to 1939, the Osborn Finch Wildlife Sanctuary was owned and farmed by Hubert Witcher, a friend of the Davis family, and consisted of 18 acres on both sides of the Dutch Neck road including the farm house and buildings located across from the Finch Preserve. Mr. Witcher is buried at the Dutch Neck Cemetery.
Fireplace at other point of Finch Preserve, ca 1954, Carmen front left, sister Betty next to her
After Mr. Witcher died, our parents continued farming the property and raised two children there: Carmen born in 1943 and Betty born in 1945. While living on Dutch Neck from 1939 to 1957, our parents utilized the 'Preserve' land as a chicken hatchery. This had a large hen house on the Finch Preserve side of the road and kept about 1000 'Barred' Rock and Rhode Island Reds chickens. Newly hatched chicks from the farm incubators were shipped out by train from the Waldoboro railroad station. Other Dutch Neck residents were farmers also. The farmers got together to cut the hay and put up loose hay in our father's barn, still standing across the road from the Finch Preserve. Other farm animals in-cluded several milking cows, a hog or two and a working horse. We remember our father squirting warm, fresh milk into our mouths directly from the cow. These animals were found at most farms on the Dutch Neck road about 1950.
Finch Preserve cottage at end of construction with tar paper sides and roof, circa early 1940
On the field between the road and woods of the Finch Preserve, we raised a huge garden each summer. We spent many hours pulling weeds from the gar-den; our mother canned the produce and it fed us for most of the year. Our father had a certain talent with wood and woodworking. A woods road wound its way to the cottage he built on the shore of the Medomak River about 1941. It still stands at the Osborn Finch Wildlife Sanctuary. Our father always built very sturdy, strong structures using lots of nails. It is not surprising that his buildings have stood the test of time. We aren't sure where our father obtained the wood to build the cottage. However, according to "Richard Remembers Dutch Neck "Memories of Richard Wallace as told to Jean Lawrence 2002-2005," the lumber for the origi-nal house, on the other side of the road, came from a boarding house built for workers who were employed at the granite quarry on what is now Quarry Hill just off Depot Street. You'll notice a man's boot print in black tar on the living room ceiling. This is no ac-cident. When building, our father used to leave his construction autograph in the form of his boot on a board.
We spent our summers and weekends at the cottage starting with Memorial Day and ending with the cooler, fall weather. The cottage had two rustic bed-rooms. Carmen was and is an avid Red Sox fan. Once, she wrote on our bedroom wall with a crayon the team the Red Sox played, the date of the game, the score and her name. This information is still on the cottage wall in the bedroom. A tiny cast iron wood stove in the living room kept us warm when it was cold outside as well as functioning as the cottage cooking stove. A few years later, about 1950, our father added a porch to the west side of the cottage. The porch contained a shelf for the Coleman gas stove where the main meals were cooked when the wood stove was not needed. The 'dining room table,' a large plank, was located between the shelf the stove rested on and the end of the porch. There was room for the 4 of us to sit together and eat our meals at the cottage.
There was a cold spring half way between the en-trance to the woods and the cottage. Weekend food, including butter and milk, was kept cool in the spring water hold, which always contained fresh, cool water. We would tie strings around the bottle tops to keep them from sinking in the spring. It was the job of one of us to walk to the spring and bring back whatever our Mother desired to cook for our meals. Our father cleaned the leaves out of the spring as he opened the cottage for the season each spring.
continued in right-hand column ...
The Osborn Finch Wildlife Sanctuary includes two acres of grassy field and nine acres of diverse woodland on Waldoboro's Dutch Neck. Dutch Neck was largely cleared for cropland between 1735 and 1800 by "Dutchmen" - German Immigrants who had been encouraged to settle the land of the Muscongus Patent and thereby secure the Patent (andprofits) for General Samuel Waldo. In the early 1900's, more than three quarters of the neck was still in sheep pasture and crops.
The Pemaquid Watershed Association acquired the Osborn Finch Wildlife Sanctuary from the Nature Conservancy in 1992. Directions to the Preserve: To reach the preserve from Rte. 1 Waldoboro, turn onto Rte. 32 South, go 2.7 miles and turn left onto Dutch Neck Road. To reach the preserve from Damariscotta, travel the Biscay Road to Rt. 32 north in Bremen and drive 6.3 miles, turning right onto Dutch Neck Road. Once on Dutch Neck Road, go left at the fork and then travel 2.5 miles. The preserve's sign and grass parking area are on the left. The cabin is about a 1/5-mile walk over a preserve trail from the parking area.
(continued from column at left ...) We remember our parents having lots of summer company at the cottage which was used so often to entertain. Friends and relatives would enjoy bouncing down to the cottage on Father's 'open-air' truck where we thoroughly enjoyed fresh lobster and clams served by Mother at the picnic table located at the south side of the property from the cottage. Wooden planks remain today from the old picnic table close to the remaining bricks from the fireplace father built on the rocks of the Medomak River. Our father built small chicken pens in the fields on the way to the cottage. Each evening we would help our father to get the chickens into the chicken pens so the foxes wouldn't eat them. There were chicken pens across the road in back of the main house also. Each morning on the weekends our father would journey from the cottage up to the house and do the chores; milk the cows, feed the calves and pigs, gather the eggs from the large chicken pens, and return to the cottage for breakfast. In the evening before supper, he would return to the house and do the chores again and return for the evening and night to the cottage.
Finch Preserve Cottage, circa 1950
Church was Sunday night at the Dutch Neck Com-munity Church. Our mother was the organist at this church for 18 years. The Sunday night service didn't prevent us from spending the weekends at the Pre-serve Cottage. As kids, our mother subscribed for years to "Bible School by Mail" and every Sunday morning we sat on the rocks outside, if it was nice out, or sat in the cottage if it was not good weather and worked on our Bible school lessons. Then our mother would mail the completed lessons to Port-land where they would be checked and graded. Scores were mailed back to us before the next Sunday. Our mother would watch as we dug clams on the shore and we still dig clams whenever we visit the cottage. She would also walk with us to the top of the hill, on the way to the cottage, where there was a small pond where we would ice skate after school and on weekends during the winter. Also, there were blackberries in the right side of the field, at the edge of the woods going to the cottage, which we picked each summer for our mother to make wonderful blackberry pie. One day during August, 1957, Carmen was riding her bicycle up the road and a man and lady stopped by and asked if there was any property for sale on Dutch Neck. Carmen told this gentleman she didn't know what was for sale but she'd ask her father. Carmen remembered her father saying they'd like to return to northern Vermont sometime to be near where they grew up. She raced her bike home while the man and woman drove by to the south end of Dutch Neck at Butter Point Farm. When they returned and came back by the house, our father was outside and flagged them down. Osborne Finch and his mother Margaret said they had a nursery in New Jersey and the highway was going to go right through his nursery. To make a long story short, during the fall of 1957, Osborne and Margaret Finch purchased the property that our parents owned and where we were born and lived through our early teens. Osborne was a wonderful person and loved the cottage, for which we were thankful. He would collect Indian arrowheads, bird nests, eggs and many different nature items from the land and put them in the old hutch in the cottage for safekeeping. He grew his nursery plants in the field between the road and the woods, which contained the path to the cottage. To this day, some shrubbery that Osborne Finch planted remain in the field on the way to the cottage. Osborne Finch and his Mom committed suicide in our former home after he learned he had widespread colon cancer. He left the property and cottage across the road from his home on the Medomak River to the Nature Conservancy who provided it to the PWA. Thankfully, the land and cottage are owned by the PWA, and we are welcome to visit anytime. Betty and her husband, from KY, stayed at the cottage in 2005 and again in 2007; Carmen and her husband, from Vermont, visit the cottage often and plan to stay overnight at the cabin in 2008.


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Category Archives: Football
The Mile High Benefits club
I have to admit it that I'm proud to be a Coloradoan. Being a Coloradoan has its advantages. We have 300 plus days of sunshine, fresh clean air*, [..]
Why you should like Moyer over Tebow
Whose House? Our House There are some people who may appear to be the nicest people in the world, but betray you when you least expect it. Then [..]
Ladders and chutes
If sports leagues were structured around team performance instead of player performance… Read more
An unnecessary change
Losing a coach is not an easy choice, but when is it a ridiculous choice to part ways? Read more
Survivor- Rockies style
If the 2011 Rockies offseason was like Survivor, how did it go? And who won? Read about my story… Read more
I'm not a Bronco fan unless I get free food
I'm not going to lie here. Despite living and raised in Colorado, I am not a Broncos fan. I was always sick of hearing the news coverage around [..]
For the love of baseball
People that don't give up on baseball, even when another sport (Football) is starting Read more
Wave goodbye to the wave
On Friday night, I went to the Sky Sox game in Colorado Springs. While I've blogged about my events recently, I forgot to mention one detail. During the [..]
Jerks of honor, part 2
Today's jerks of honor is dedicated to the entire NFL. I'm talking about the owners and the NFLPA. This was the blog post I was going to dedicate [..]
The day is here
Over the past 3 or 4 days, I've seen a lot of tweets from various baseball fans ready for the day. Some have described March 31 (and to [..]


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2 Fashion Trends From The 80s That Should Stay Dead
In recent years, a number of fashion hits from the 1980s have reemerged, enjoying mainstream popularity all over again. Leg warmers, lacy skirts, leggings and obnoxiously bright neon shades can be readily observed at high school and college campuses across the nation right this very moment – and, for the most part, these modern interpretations of these classic trends are looking pretty "gnarly" and "radical". There are, however, some styles from the aforementioned decade that should never be resurrected for any reason, under any circumstances. So, which ones should you avoid like the plague?
(1) Giant, towering mountains of mercilessly teased, excessively hairsprayed locks do not need to make a comeback. This look isn't particularly flattering on anyone, and it can actually cause damage to a person's hair if they don't handle the operation carefully enough. Could you imagine the teenagers and young adults of today wearing their hair like Melanie Griffith and Joan Cusack did in Working Girl? It's a hilarious thought (and a hideous one). Sometimes, we find ourselves wondering how a certain trend ever rose to popularity in the first place, and this is definitely one such occasion. Ick!
(2) At some point in the 80s, every fashionable ensemble for women included a massive pair of shoulder pads. Designers insisted that raising and broadening ladies' shoulders with the bulky pads would make them look powerful and chic. Even today, there are still a few designers trying desperately to make these darn things hip! Generally, though, the public isn't buying it (and thank goodness for that). Wildly exaggerated shoulders may have a special place in our memories of the 1980s or in present day avant-garde fashion collections, but these sorts of strange "enhancements" aren't particularly sexy or practical for the average gal to wear. As a rule, if there's any padding material shaping the shoulders of a garment, it should be tasteful and subtle padding that doesn't draw tons of attention to itself.
Trusting your gut instincts in regard to snazzy styles is a good rule of thumb (unless you're sure you have absolutely no fashion sense whatsoever, in which case it can be very helpful to ask a stylish friend). If you feel ugly or uncomfortable in one ensemble, continue exploring different options until something clicks inside your head and, suddenly, the outfit feels right. You can be cute and sassy and wickedly stylish without adopting every trend, every time. Think twice (or thrice) when unsettling oddities like shoulder pads and horrifying bouffant hairdos manage to snag their 15 minutes of fame. Once those 15 minutes have passed, you'll be able to sit back and breathe a sigh of relief as others are left to wonder, "What on Earth was I thinking?"
Covering Your Acne with Makeup
When you have a face covered in acne there's nothing that you want to do more than hide it. A natural reaction might be using makeup in order to cover up your blemishes. Unfortunately, a lot of people find out firsthand the dangers of this approach. If you don't do it properly, you can accidentally clog your pores and end up with worse skin than you started off with. It's a frustrating cycle that happens to many people who are new to the world of acne. There are no guarantees that makeup won't make things worse, but using care and attention can go a long way. By picking the right products and using solid techniques there's no reason why you can't cover up your acne with great-looking makeup until you find a more permanent solution.
It all starts with your foundation so this is one product you need to concentrate on. There are several key factors to look for and one of them is consistency. In general, a liquid foundation will cover up acne better but this also creates a greater chance of clogging your pores. Rubbing liquid foundation into your skin on a daily basis can put a lot of stress on your face. It's a lot better to try a mineral makeup that goes on lightly and can be applied with a brush. This way you can keep the process hygienic without constantly rubbing your face with a greasy liquid.
Another key factor to consider is the color of your skin and how it matches your foundation. It should go without saying but you need something that matches as closely as possible. Finding something that works is a lot more difficult however, and you'll need to be prepared for a period of experimentation. Thankfully you can get samples from a variety of sources to test out on your skin. You can also go to your local cosmetics store to get a professional assessment. One handy approach is to pick three colors that you think will work the best and then bring them home for some personal testing. Don't forget to apply them in various forms of lighting to see the difference as well.
Once you have a good foundation you can put an acne concealer on top of it. Both the foundation should be enough to cover your acne, at least when it comes to redness or discoloration. Sometimes it's a lot harder to hide bumps and you might just have to live with them. You'll be able to find normal or medicated acne concealers, and some of them are handy at giving you full day acne fighting coverage. Just keep in mind that if you're also using a medicated cleanser and night cream, you don't necessarily want to overdo it with even more chemicals with your concealer. Otherwise you could dry out your skin and make it a lot harder to prevent future outbreaks.
Keep in mind that makeup is only a temporary solution and even if you find the perfect combination, you still have acne underneath. Dealing with how to get rid of blackheads and acne takes preventative medicine and a regular routine you maintain on a daily basis. There are genetic factors as well which lead to more serious forms, and a dermatologist should be consulted if that's your experience. For more advice on general blemishes and skin care you can read more about how to get rid of acne.
Monokini Swimsuits: Stylish since 1964
Monokini History
Back in 1964, Rudi Gernreich, an Austrian American fashion designer, invented a garment in the U.S. that was considered one of the most scandalous garments ever, given that the main design of the swimsuit was topless with very dainty fabric at the bottom. It was also Rudi Gernreich who first used the word monokini to describe his design. Despite the negative stir caused by this scandalous piece, over 3000 of Rudi's monokinis were sold by the end of the year for only $25 per suit.
The Modern Monokini
After the rise of monokinis, designers slowly came up with unique designs and developed creations that portray the core meaning of monokinis. During their early stage, monokinis were just a one piece with two halter straps and a very thin fabric for the bottom. Today, monokinis still offer a very sexy look to any woman that puts one on. They are now available in a wide variety of colors, styles, cutouts, and prints. There are plain colored monokinis that come in both pale and deep shades of blue, green, pink, red, black, and white. There are also those that have fun and chic prints like cute floral prints, polka dots, leopard or cheetah prints, lines, and many more.
Monokini swimsuits are also embellished stylishly in other ways. Some have rings as connectors while other monokini swimsuits have thin and stylishly made fabric that connect the top to the bottom. Some look simply chic with smaller cutouts on the sides of the stomach while others look sophisticated with an asymmetrical cutout in the stomach area. There are other monokinis that look fiercely elegant in one shoulder straps and sweetheart necklines. Other monokinis have plunging necklines and halter-tops that show off broad shoulders.
Prices for monokinis vary greatly. Cheap monokinis can be bought for as low as $35 but there are more expensive monokinis with unique fabrics that may cost up to $100.
How to Shop for Monokinis
Shopping for monokinis is quite tricky. There may be hundreds of monokini choices in the market but not all of them can fit well to every body type. The main factor that you need to consider when buying monokinis is your body type. Always choose those with an underwire bra and maximum support if you have bigger breasts. Avoid wearing sweetheart necklines if you have smaller breasts and opt for those with halter tops or strapless tops instead. On the other hand, if you have short legs, opt for those monokinis with longer cuts on the sides of the legs and go for those with shorter cuts if you have longer and leaner legs. With monokini swimsuits, you can always find ways to accentuate your womanly figure and hide your flaws.


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Paraffin Expansion and Freezing
Name: Klara Status: student Grade: 9-12 Location: AK Country: USA
Does paraffin expand upon freezing?
Paraffin shrinks as it gets colder (that's true for its phase change, and also for both liquid and solid forms).
Water (which expands upon freezing) is quite unusual. Most things expand when heated and shrink when cooled.
Hope this helps,
Burr Zimmerman
Hi Klara,
Actually, quite the opposite. Paraffin wax expands significantly when it melts, and it shrinks when it freezes. Water is one of the very few liquids that expands when it freezes.
Bob Wilson
Paraffin wax (solid) typically has a density of 0.9g/mL, whereas paraffin oil (liquid) has a density of 0.8g/mL. This means that paraffin contracts (rather than expands) upon freezing. The data varies a bit because paraffin is a mixture of different molecules or compounds. But the values are reasonably consistent.
Another indication that paraffin does become more dense upon cooling is the "lava lamp", when the paraffin is heated it becomes less dense and rises to the top of the lamp. When it reaches the top, it cools and becomes more dense and sinks.
Greg (Roberto Gregorius)
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Ministers' views condemned as an 'insult' to social tenants
Housing chiefs slam Shapps' allocation comments
Senior housing figures have hit out at Grant Shapps for controversial comments about social housing tenants.
The housing minister yesterday said: 'For years the system for social housing has been associated with injustice – where rewards are reaped for those who know how to play the system best.
'Despite this terrible image a lazy consensus in social housing has ensured that, for an entire generation, no-one has bothered to do anything about it.'
The housing minister made the comments yesterday as a consultation on the government's new allocations policy, which urges councils to prioritise tenants who are seeking work, was launched.
Mr Shapps' comments angered a number of chief executives, who said there was little evidence for the minister's claim that there is injustice in the allocations system.
Tom Murtha, chief executive of 32,000-home association Midland Heart, said Mr Shapps comments are an 'insult' to people living in social housing.
Mr Murtha said: 'I am appalled that Mr Shapps can suggest that we have been complacent in the sector and that the system creates injustice. I am not aware of any evidence that supports this. In fact, the evidence that exists suggests the contrary.
'The vast majority of people living in social housing are decent people striving to live positive lives, often in difficult circumstances. Mr Shapps' comments are an insult to these people and their families.'
Mr Murtha said Midland Heart's homes are already let to those who most need them.
Keith Exford, chief executive of 55,000-home Affinity Sutton, said: 'To make sweeping generalizations about four million people is pretty uncalled for.'
Readers' comments (33)
About bloody time - it seems the sector is recovering its spine - now, what does the chief demoniser say in reply?
Thank you Cexs, you've made this old man very happy, for at least the weekend.
Now feed your challenge out into the media with whom the mutual minister and media admiration has been left for too long without question.
Come out clearer and call the propagandist demoniser for what he is - using emotive language to stigmatise a specific group and so gain support for attacks against that very group. This Minister must be exposed for what he is, and called to account befor further lasting harm is done.I take great offence at this pig ignorant mans statement:
"The housing minister yesterday said: 'For years the system for social housing has been associated with injustice – where rewards are reaped for those who know how to play the system best."
How on earth who does this fool who has never lived in a council house in his life understand our establishment system of "them" and "us" and the social structure is far different from Israel and the kibbutz system he is used to...At the bottom of the pile and by far the numerous are the "Working Class"...the ones who empty your poxy dustbins....clean out the detritus from your sewers and all the the jobs you would not touch with a barge poll...they are by tradition the lowest paid in Britain and occupy the majority of council homes.....Next there are the "Middle Class" who in the main work in Britain's offices and most live in suburban homes that are mortgaged up to their necks and are one pay packet away from bankruptcy and the bread line....Then we have the vilest of Britain's class ridden group..."The Upper Class" which includes our friend Shapp's and ALL those who sit in the Houses of Crime and Corruption in Westminster's Halls Shame and these 560 members of Parliament who make the 60 million odd life's a living hell....by uttering
crap that has come from this mans mouth....look for another job Shapp's because your rudeness is becomming very insulting...
Visit me thereSome parts are correct when he says "rewards are reaped for those who know how to play the system best"
I have HB tenants, who have trashed my properties to get on the priority for housing. He is right, because it is rewarding people who have behaved badly, rather then those patiently waiting for council housing...If Schapps had said that Social Housnig "was seen" as having this injustice, I would certainly agree because stories in the media have been very selective, and he should have then pointed out that it's far from true.
On average, about a third of Council tenants don't receive HB because of their income, and of those on HB, many are not on full HB because of partial household income or other circumstances. When it comes to the wider social housing issue, a large section is made up of retired people or those unable to work, which then need to be discounted from the figures (Housemark and other returns do differentiate betwen different lettings in this respect, so the figures can be obtained). A further large section of social housing is made up of people who work part time for various reasons (either single parents, people caring for a relative, etc), and earn too much to be eligible for HB, but not enough to afford private rents. There are other sub groups which can be explained. A minister, or any senior representative of social housing in Parliament or the industry, should not allow such sweeping statements to be left unchallenged, and should certainly not be making them.
To the Concerned Landlord above, I find it a shame your properties received such treatment, but you should have reported this to the Local Authority and the poilce, such tactics are not tolerated and in recent years I've even seen people jailed for what they assumed were minor offences to "play the system".The question arises as to whether Mr Shapps Minister for Housing is a fit and proper person to hold that portfolio since he appears to share views with Nicholas van Hoogstraten concerning tenants renting homes.
It would be more accurate to say "for years social housing has been associated with providing homes for people who need them". Perhaps that is what Mr Shapps doesn't like about it.
Shapps is absolutely right and 99% of the public would agree with him. Including many in social housing already who see the detritus and system gamers get priority. Long past time the curse of "needs" based allocation, brought in by the '77 Homeless Person Act, was scrapped and allocation returned to merit based principles of being employed, having good references, married if children are present etc as worked so well in the Golden Age of Council Housing from '45 to '77.
I am in social housing and I don't agree with Shapps. Having not carried out an accurate survey I couldn't say what "99%" of other people think.
I have worked in social housing for the past 10 years, I have seen the struggle some people face in finding appropriate accommodation, mostly by those with mental health, drug or alcohol issues or just the unemployed, I would like to see where Mr Shapps gets his information, I work for a very well recognised company and agree with Mr Tom Murtha, this is an insult to those living in social housing, I think he should have said this was his personal opinion!
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