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EU finance ministers approve Cyprus bailout; top bank depositors face losses to make it work
BRUSSELS (AP) — Cyprus avoided bankruptcy, and potential turmoil across the eurozone was averted, by the country securing a last-minute 10 billion euro ($13 billion) bailout with promises to sharply cut back its oversized banking sector and make large bank account holders take losses to help pay much of the bill.
Negotiations into early Monday ended with approval of the deal by the 17-nation eurozone's finance ministers. The European Central Bank had threatened to cut off crucial emergency assistance to the country's banks by Tuesday if no agreement was reached.
Without a bailout deal by Monday night, the tiny Mediterranean nation would have faced the prospect of bankruptcy, which could have forced it to become the first country to abandon the euro currency. That would have sent the region's markets spinning.
"It's not that we won a battle, but we really have avoided a disastrous exit from the eurozone," said Cyprus Finance Minister Michalis Sarris.
The eurozone finance ministers accepted the plan after hours of negotiations in Brussels between Cypriot officials and the so-called troika of creditors — the International Monetary Fund, the European Commission and the ECB.
A glance at the agreement for the Cyprus bailout
BRUSSELS (AP) — Authorities from Cyprus and the so-called troika of international lenders — the European Commission, the European Central Bank and the International Monetary Fund — reached agreement on a bailout loan for the country of up to 10 billion euros. A look at key parts of the deal:
—Cyprus had to come up with 5.8 billion euros somehow to secure the bailout.
—Depositors in the country's second-largest bank, Laiki, with accounts of more than 100,000 euros will lose an unspecified amount of their money. The move is expected to yield 4.2 billion euros overall — or most of the needed amount.
—The remainder of the money will come from tax increases and privatizations.
—Cyprus had to agree to restructure its banking sector, which is unusually large for the size of its economy.
Syrian activists say senior rebel leader wounded in bomb attack on his car
BEIRUT (AP) — Syrian activists say a top rebel military leader has been wounded and possibly killed by a bomb stuck to his car.
The Britain-based Syrian Observatory for Human Rights said Monday the blast targeted Col. Riad al-Asaad during a visit to the town of Mayadeen in eastern Syria.
Col. Riad al-Asaad is a prominent army defector who became head of the Free Syrian Army, an umbrella group that tried to gather rebel fighters under a unified command.
But al-Asaad became little more than a figurehead and his group has been superseded by the Office of the Chiefs of Staff, associated with the opposition Syrian National Coalition.
The Observatory reported conflicting reports on al-Asaad's fate, with some saying he had been killed and others saying he lost a leg.
AP interview: California couple reflects on gay marriage fight ahead of Supreme Court hearing
BERKELEY, Calif. (AP) — Big change is coming to the lives of the lesbian couple at the center of the fight for same-sex marriage in California no matter how the Supreme Court decides their case.
After 13 years of raising four boys together, Kris Perry and Sandy Stier are about to be empty nesters. Their youngest two children, 18-year-old twins, will graduate from high school in June and head off to college a couple of months later.
"We'll see all the movies, get theater season tickets because you can actually go," Stier said in the living room of their bungalow in Berkeley. Life will not revolve quite so much around food, and the challenge of putting enough of it on the table to feed teenagers.
They might also get married, if the high court case goes their way.
Perry, 48, and Stier, 50, set aside their lunch hour on a recent busy Friday to talk to The Associated Press about their Supreme Court case, the evolution of their activism for gay rights and family life.
PROMISES, PROMISES: Hopes on climate change action may fall short again in Obama's new term
The issue:
Slowing the buildup of greenhouse gases responsible for warming the planet is one of the biggest challenges the United States and President Barack Obama face. The effects of rising global temperatures are widespread and costly: more severe storms, rising seas, species extinctions, and changes in weather patterns that will alter food production and the spread of disease.
Politically, the stakes are huge.
Any policy to reduce heat-trapping pollution will inevitably target the main sources of Americans' energy: the coal burned by power plants for electricity and the oil that is refined to run automobiles.
Those industries have powerful protectors in both parties in Congress who will fight any additional regulations handed down by the administration that could contribute to Americans paying more for electricity and gas at the pump. There's also the lingering question of how much the U.S. can do to solve the problem alone, without other countries taking aggressive steps to curb their own pollution.
New York's Bloomberg, NRA chief spar on gun control, say it's up to public now to press Senate
WASHINGTON (AP) — Two of the loudest voices in the gun debate say it's up to voters now to make their position known to Congress.
New York Mayor Michael Bloomberg and National Rifle Associate Executive Vice President Wayne LaPierre claim their opposing views on guns have the support of the overwhelming number of Americans. They are looking at the next two weeks as critical to the debate, when lawmakers head home to hear from constituents ahead of next month's anticipated Senate vote on gun control.
Bloomberg, a former Republican-turned-independent, has just sunk $12 million for Mayors Against Illegal Guns to run television ads and phone banks in 13 states urging voters to tell their senators to pass legislation requiring universal background checks for gun buyers.
"We demanded a plan and then we demanded a vote. We've got the plan, we're going to get the vote. And now it's incumbent on us to make our voices heard," said Bloomberg.
Senate Majority Leader Harry Reid said Thursday that legislation would likely be debated in his chamber next month that will include expanded federal background checks, tougher laws and stiffer sentences for gun trafficking and increased school safety grants. A ban on assault-style weapons was dropped from the bill, fearing it would sink the broader bill. But Reid has said that he would allow the ban to be voted on separately as an amendment. President Barack Obama called for a vote on the assault weapons ban in his radio and Internet address Saturday.
1 winning ticket for $338M Powerball jackpot sold in NJ; news conference scheduled
TRENTON, N.J. (AP) — The lottery fantasies of mansions, luxury boats and unlimited travel are over for most people. But for the owner — or owners — of the lone winning ticket sold in New Jersey for Powerball's $338.3 million drawing they're just beginning.
New Jersey Lottery officials will release information on the ticket at a news conference Monday morning at the lottery's headquarters in Lawrenceville.
Details on where and when Saturday's winning ticket was purchased and other related information were not disclosed Sunday by officials, who also would not say if anyone claiming to hold the ticket had contacted them.
Lottery officials say it was the fourth-largest jackpot in Powerball history. The numbers drawn were 17, 29, 31, 52, 53 and Powerball 31. A lump sum payout would be $221 million.
Retailers in New Jersey said the growing jackpot had spurred a big boost in ticket sales in recent days, and many people were willing to stand in long lines to get their tickets.
Rebels overthrow Central African Republic president, he flees capital as fighters seize palace
BANGUI, Central African Republic (AP) — Rebels overthrew Central African Republic's president of a decade on Sunday, seizing the presidential palace and declaring that the desperately poor country has "opened a new page in its history." The country's president fled the capital, while extra French troops moved to secure the airport, officials said.
The rebels' invasion of the capital came just two months after they had signed a peace agreement that would have let President Francois Bozize serve until 2016. That deal unraveled in recent days, prompting the insurgents' advance into Bangui and Bozize's departure to a still unpublicized location.
U.N. Secretary-General Ban Ki-moon condemned the unconstitutional seizure of power and called for the swift restoration of constitutional order, U.N. spokesman Martin Nesirky said.
The U.N. chief appealed for calm and reiterated that the January peace agreements "remain the most viable framework to ensure durable peace and stability in the country," Nesirky said. Ban also expressed deep concern at reports of serious human rights violations.
Witnesses and an adviser to Bozize said rebel trucks were traveling throughout the town on Sunday hours after the palace was seized. Former colonial power France confirmed the developments, issuing a statement that said French President Francois Hollande "has taken note of the departure of President Francois Bozize."
More hearts can be fixed without surgery; new treatments for valves, rhythm problems emerge
SAN FRANCISCO (AP) — Have a heart problem? If it's fixable, there's a good chance it can be done without surgery, using tiny tools and devices that are pushed through tubes into blood vessels.
Heart care is in the midst of a transformation. Many problems that once required sawing through the breastbone and opening up the chest for open heart surgery now can be treated with a nip, twist or patch through a tube.
These minimal procedures used to be done just to unclog arteries and correct less common heart rhythm problems. Now some patients are getting such repairs for valves, irregular heartbeats, holes in the heart and other defects — without major surgery. Doctors even are testing ways to treat high blood pressure with some of these new approaches.
All rely on catheters — hollow tubes that let doctors burn away and reshape heart tissue or correct defects through small holes in blood vessels.
"This is the replacement for the surgeon's knife. Instead of opening the chest, we're able to put catheters in through the leg, sometimes through the arm," said Dr. Spencer King of St. Joseph's Heart and Vascular Institute in Atlanta. He is former president of the American College of Cardiology. Its conference earlier this month featured research on these novel devices.
BracketRacket: Sweet 16 set, Florida Gulf Coast (Dunk City), Craft's shot, NASCAR's Sadler
Welcome back to BracketRacket, the one-stop shop for all your NCAA tournament needs.
Today, we see what happens when Ohio State hits a buzzer beater, ride shotgun with NASCAR driver Elliott Sadler and see why the cool kids are referring to Fort Myers, Fla., as "Dunk City."
But first, let's acquaint ourselves with the Sweet 16, shall we?


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"-T" is on the #! line, it must also be used on the command line at c:\inetpub\wwwroot\cgi-bin\perl2e\basics\animal.cgi line 1." When I removed the "T" from the shebang, result was: CGI Error The specified CGI application misbehaved by not returning a complete set of HTTP headers. The headers it did return are:
I am new in learning this program and am doing this on my home computer using Windows XP -IIS server. How can I resolve this? Thanks and regards, here4hlp
#!/usr/local/bin/perl -wT
try this for now:
#!c:/perl/bin/perl -w
if that works, add the T switch and see what happens. If your http server does not read the shebang line you will have to learn how to set it up properly to run perl scripts.
You have to declare $animal as a variable or is it a typo?
Infact, I tried the #!c:/perl/bin/perl -w before submit my post and it also did not work.
For Key_Master, "my $animall" was a typo error in the post.
what happens if you try to run c:/perl/bin/perl -w from the command line?
It appears the http server you are using does not read the shebang line to find perl but it does to load some switches, like -w. I'm not sure which http sever "inetpub\wwwroot" is associated with. If its the windows personal server I have no experience with it and to me that appears to be the problem, not perl. Read your servers help files and see if explains how to run CGI script and use the -T switch. Since Windows ignores the shebang line you can't load the -T switch like you tried which is what that error message above indicates. I recommend you doanload and install apache (its free). Then google for a tutorial or a how-to that explains what you need to do to get it to run CGI scripts. Its not hard but it might take a little time and a few tries to get it to work if you have never done it before.

subset: commoncrawl


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zdravo......is there any person here?
yes , pls
I'm from Bosnia. If you need any help in learning Bosnian, I'm glad to help you.
I don't speak Turkish, even though I know few words. I'll comunicate with you on English.
Good luck! :)
a lot of persons are here to talk u, i m one of them who like to talk u.
I m new here and i request u to plz add me wid u.
so I will be able to bring improvment in my eng language.
hope u will help me in this regard.
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Graduation Senior Class Trips. Student Travel Packages to Orlando / Daytona, Virginia Beach, Gatlinburg, Panama City Beach, San Diego, Lake George, Atlanta, South Padre Island, San Antonio, Denver / Breckenridge, Coeur d'Alene, Angel Fire / Santa Fe & Many Other Resort and City Breaks
Be Well Planned & Join In On Our 20th Year of the
"Junior Best Buy Program". Targeting Juniors For Their
2015 Grad Trip with a Special Student Payment Plan
Groups Choice: To lock in your Class of 2015's Trip at the 2014's rates – Please identify the Grad Package that you want to go on from our main page - - Get ahold of us at 800-328-7513 and we will set up either two plans for you to choose from that guarantee's you space and rate savings. Juniors must make two $49 Grad Trip payments in their Junior year toward their trip or one $89 payment toward their trip. These will be decided with your adult leader and our group leader and published on your school's student / parent information flyer. Final balance on most trips will be 22-30 days before trip departure
Must Be A Depositing Group Of 28 or More Students with Teacher I Adult Group Leader. (Optimal Group Size For Pricing with Round Trip Deluxe Motor Coach is 52 Passengers) Deposit Guarantees the Class of 2014's Grad Trip to Be Priced as 2013's Grad Trip. *Please see Student I Parent Flyer & Tour Participant Agreement (TPA) for A Special Note On US Aviation Fuel & Diesel Fuel Surcharge Possibilities
Student Adventure Travel is Proud to Offer Student Travelers The Availability to Travel On Unique, High Energy & Creative Travel Packages. These Trips are Designed to Keep Young Adults Busy & Occupied (Out of Trouble). Each of Our Destinations have On-Site Trained Staff that Provides Group Service Coordination for All Events & Venues of Your Grad Trip. Highest Rated ABA / UMA Motor Coaches are Available from All US Schools. - Sponsor / Group Leader Incentives.


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Every winter I find myself craving some good grapefruit. I will have this several times a week during the winter season. There is such a difference in the quality of fruit also.
I like the red grapefruit the best and sometimes if I get a really good one, it doesn't even need to be sweetened. If I do want to sweeten it, I will drizzle a little bit of honey on it. It is much better for you than sugar, and adds just the right amount of sweetness.


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Young Yaz scores run for O's in loss to Red Sox
Monday, March 3, 2014
FORT MYERS, Fla. — The Hall of Famer in a Red Sox warmup jersey met the Orioles rookie wearing No. 85 behind the cage during batting practice.
When he entered the game and was announced, the crowd quickly recognized the name and gave him a warm ovation. A left-handed hitter like his grandfather, Mike was hitless in his one at-bat.
"Without a doubt," he said. "I think if he had signed, there would have been a lot of pressure. He likes Baltimore and he's with a great organization."
Red Sox: Right-hander Jake Peavy, who was scheduled to start Monday in Bradenton against the Pirates, was scratched after suffering a cut on his left index finger from a new fishing knife on Saturday. Manager John Farrell said Peavy had a procedure on Sunday to clean the wound to prevent infection. Peavy will be idle for the next three days, Farrell said, and could be fitted with padding for his glove hand. |


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About us
NOCN is a leading credit-based awarding organisation that has been creating opportunities for students and learners for over 25 years. We're trusted and recognised by learners, educational organisations and employers.
National Open College Network (renamed NOCN from October 2013) was set up in 1987 as the national body for the various regionally based open college federations and access organisations. In 2000 we became the recognised awarding organisation for all regulated Open College Networks (OCNs) in the UK.
With the support of NIACE, NOCN developed the regionally based small number of Open College Federations and access organisations into a single Open College Network with a new and consistent structure to the qualifications. In 1987 there were seven organisations or initiatives; four of which were in London. By the year 2000 there were 31 organisations and in 2005/6 these merged into 11 larger organisations. The history of this development was summarised in the 2007 joint NOCN and NIACE publication "Celebrating Achievement – 25 Years of Open College Networks".
NOCN is the organisation preserving the heritage of the Open College Network (OCN).
We now work with a wide range of organisations to provide qualifications that are recognised and trusted, nationally. This work includes directly working with employers and training providers to deliver vocational based qualifications, including employability skills, productivity improvement skills, traineeships and apprenticeships.
With our expertise and unique approach, we're in the best position to help employers and training providers bridge the skills gap and develop qualifications that industry needs, in a way that motivates learners and helps build a quality workforce.
We're proud to be the very first awarding organisation to be given the 'Leader in Diversity' award by the National Centre for Diversity, a leader in promoting equality for all in the UK.
We're recognised by Ofqual, CCEA and the Welsh Government.
We have UK regional offices in Birmingham, Bristol, London, North East and Warrington as well as the main office and East Midlands, Yorkshire and Humber regional teams in Sheffield. In addition we also have an office in New Delhi, India.
We continue to work with our partners ONE Awards, who operate in the North and Scotland on our behalf, Agored Cymru and OCN Northern Ireland as well as a number of international partners in Europe, Asia and Africa.
Please Note: NOCN, OCN, and the 'swoosh' elements are all Registered Trademarks of NOCN.


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MACHIN, Jean E
Born 10 May 1944
Origin Birmingham England
Accompanying Family Keith Wombell first husband
First settled in Lynwood
Original Occupation Telephonist/Typist
Occupation in Australia Telephonist/Clerical
Departure Port Southampton
Arrival Year 1966
32 panel
Read their story
Arrived with first husband Keith Wombell leaving parents Robert and Edna, siblings Robert and Carol. 1971 remarried Graham Waterman, Fitter, Peterborough South Australia.1974 Damien born. 1977 twins Justin and Jarrad born. Lived Greenwood and Byford. Grad


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In an ideal world, the onset of retirement would be greeted with relief: Finally, you can leave the rat race for good and spend time doing what you really want. Unfortunately, many Americans see retirement as a hard-and-fast deadline, beyond which, if they haven't saved a vast mountain of cash, they'll just have to do without. Catfood anyone?
Relax. It doesn't have to be that way. Here are some steps you can take to ensure your golden years stay golden:
1. Draft a financial plan. "The great fear is running out of money," says Chris Farrell, host of the "Right on the Money" and author of the financial advice blog "My Two Cents." "That's the paralyzing fear every retiree has."
Creating a financial game plan will help you manage your fears, as well as your money.
Determine where your money will be coming from -- investments, pensions, Social Security or savings.
"You want to keep your money in [tax] deferred vehicles as long as possible," says Wayne G. Bogosian, co-author of "The Complete Idiot's Guide to 401(k) Plans." "Tap the ones that aren't -- like Social Security, traditional pensions and personal savings."
Figure out what you need coming in each year to live the way you'd like, and allocate your money accordingly. Typical strategies are to keep a certain percentage of your savings in cash or CDs (liquid), a certain amount in bonds (mid-term payoff) and the rest in stocks (long-term investments).
Set a budget. "Look at what you want to do," Farrell says. "In the early years of retirement, be a little on the cautious side, but don't deny yourself."
Review your finances, at least annually. "See where you are and what you want to do," Farrell says. "Spend in such a way that you are enjoying your life."
Keep a little something tucked away, "but you never come back, so you might as well enjoy it."
When it comes to retirement savings accounts -- IRAs and 401(k)s -- taking out 4 percent a year is a standard yardstick.
"If you only spend 4 percent of what you've got, it's virtually impossible to run out," says Clark Howard, host of a nationally-syndicated consumer radio show and co-author of "Get Clark Smart: The Ultimate Guide for the Savvy Consumer."
But be flexible enough to look at your special circumstances and goals. Remember, if you deplete your investments early on -- even if you work part-time and continue investing -- it will be tougher to make up the difference. Best bet: sit down with a financial planner who specializes in retirement distribution analysis, and figure out a spend-down rate that works for you.
Make sure your expert makes money only from offering advice -- not from commissions on products sold to you or through transaction fees every time something is bought or sold.
* Mortgage rate may include points. See rate tables for details. Click here. * To see the definition of overnight averages click here.
Bankrate.com ®, Copyright © 2015 Bankrate, Inc., All Rights Reserved, Terms of Use.


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Strike duo back for Pools clash
Murray returns after missing last weekend's 2-0 defeat by Oldham through suspension and Davies is back from his loan spell with Yeovil. The Seagulls are still short of numbers at the back, however, with centre-half Colin Hawkins (heel), left-backs Jim McNulty and Jake Wright (both ankle) and right-back Andrew Whing (hernia) still missing. Midfielder Adam El-Abd will continue to deputise at left-back with on-loan Arsenal youngster Gavin Hoyte keeping his place on the right. Goalkeeper Michel Kuipers' position has come under scrutiny this week, and the absence of back-up Graeme Smith from the reserve-team line-up in midweek suggests he may be about to get his chance.
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Danby DWC612BLP Silhouette 75-Bottle Freestanding Wine Cooler
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Product Description
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Danby Silhouette 75-Bottle Freestanding Wine Cooler
The Danby Silhouette 75-Bottle Freestanding Wine Cooler stands at just under 6 feet in height but there is plenty of room to arrange your wine collection. Eight full-width wooden shelves add a vintage touch to your display. Plus, a combination of humidity reservoirs built into the interior help minimize any condensation build-up, ensuring a clear and uninterrupted view of your wine through the tempered glass door.
- 75-bottle (11.0 cu. ft.) capacity freestanding wine cooler
- LED temperature indicator with easy-to-read display
- Temperature can be set between 42.8°F-57.2°F (6°C-14°C)
- Interior display light showcases the wine
- 8 full-width wooden shelves adds vintage touch
- Tempered glass door with platinum door trim
- Humidity reservoirs built into the interior help minimize any condensation build-up on door
- Reversible door hinge
- Package Contents: wine cooler, manual, warranty
Weight: | 166.3 Pounds | |
Warranty | Limited 5 years (In-Home Service): 24 months parts and labor, plus an additional 36 months parts only on sealed system |
Dimensions & Weights
Depth: | 25.68 inches |
Height: | 4 feet 10.81 inches |
Width: | 23.62 inches |
Weight: | 166.3lbs |
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Former Waveney MP Bob Blizzard attacked Beccles Free School
Friday, October 5, 2012
A former MP has used a speech at the Labour conference to launch a withering attack on a 'free school' in the Suffolk constituency he used to hold.
Speaking in Manchester yesterday, former Waveney MP Bob Blizzard said the Beccles Free School was a "waste of taxpayers' money" and that its approach to education was like that of a "double glazing salesman".
Free schools, which are outside the control of education authorities and can be set up by any group with central government money, were introduced by the Conservative education secretary Michael Gove after 2010. Despite vocal opposition, including a petition signed by Waveney's current Tory MP Peter Aldous, ministers approved the opening of the Beccles Free School earlier this year, allocating it £2m.
Mr Blizzard said: "What an appalling waste of taxpayer's money in a so called age of austerity. Beccles is a small town of 10,000 people. It doesn't need another high school."
The former MP added: "If you discovered that this school was having leaflets put through people's doors offering free iPods, free school meals and free uniforms to every pupil who enrolled, you might think that education had entered the world of the double glazing salesman.
"But, conference, this has all happened. It's called Beccles Free School."
A spokesman for the Seckford Foundation, the group behind the school, pointed out that other schools also offer free meals, help with uniforms and teaching with new technology.
She added: "The two Free Schools in Beccles and Saxmundham are a direct response to parents who wanted choice and opportunity for their child's future education."
Meanwhile a spokesman at the Department for Education said: "Standards in Suffolk have been below the national average for years.
"This Free School will drive up standards and is already providing greater opportunity and choice for parents and 80 pupils."
Mr Blizzard also launched an attack on Mr Aldous in his speech, whose seat he hopes to win back at the 2015 election, saying: "If a Tory government won't listen to its own Tory MP, what is the point of a Tory MP."
Mr Aldous told the EDP: "When this announcement was made I immediately raised concerns and said that I didn't think it was appropriate."
He added: "I don't think it was the right thing to do, but we are where we are now and we have got to move on."
2 comments
If Mr Blizzards Labour government had not dumbed down the standards of most of Lowestoft schools to such a level that this school was required, then all would be well. If it had been open when my children needed a proper education then they would have gone there. Unfortunately they went to other schools in the area where the needs of the one or two thugs and troublemakers are considered more important than the great majority of pupils who wanted to learn
Monday, October 8, 2012
How does Bob Blizzard know about ordinary schools having attended a fee paying boarding school? (£25,000 per year for boarders) ....Culford is a boarding and day school for over 670 children aged 3 to 18, set in 480 acres of beautiful Suffolk parkland, with an 18th century mansion at its centre and three separate schools....
Friday, October 5, 2012
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John Wayne's Six-Gun Clone
Cimarron's "Rooster Shooter" makes owning a Wayne firearm more attainable for you.
- Written by Phil Spangenberger
- Published March 30, 2010
Arguably, the most iconic firearm of the silver screen West is the Peacemaker Colt, with the mellow ivory-looking stocks, so often carried by John Wayne in memorable films, such as El Dorado, Cahill, U.S. Marshal, The Train Robbers, True Grit and Rooster Cogburn.
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or a bear-skin rug in sight, The Ritz-Carlton Highlands, Lake Tahoe (Truckee, CA), which opened in December, has successfully added a glam factor to the classic idea of a rustic mountain lodge. The first LEED-designed Ritz-Carlton and the second mountain resort in the hotel group's portfolio (Bachelor Gulch, CO, opened in 2002), the building harmoniously blends into its environment and is discreetly tucked mid-mountain in a forest of pine trees at the Northstar-at-Tahoe ski resort.
Inspired by iconic 20th century lodges, such as the Timber-line Lodge on Oregon's Mt. Hood, the Ritz was constructed with natural materials that were primped and polished to perfection. At the heart of the resort is the Living Room, a communal area that surrounds a stately 55-foot granite fireplace column. Cozy furnishings are sprinkled throughout this contemporary space, which also features smooth caramel-colored wooden beams on the ceiling that glisten in the natural sunlight that streams in from 25-foot windows. Sure, fireplaces and flannel are spotted around this ski-in/ski-out resort, but so are martinis and Montcler jackets alongside guests, who would prefer to not sacrifice an ounce of chic for the sake of being sporty.
The refined, yet cozy, alpine-inspired aesthetic of the resortis carried through to the 17,000-square-foot Ritz-CarltonHighlands Spa, Lake Tahoe, which features a consistent, yetsubtle, theme. "The spa design celebrates the magic of the HighSierras at Lake Tahoe," says Stanford Hughes of San Francisco-based BraytonHughes Design Studios. "The feeling the spa wasintended to evoke was that of being suspended in the forest aboveLake Tahoe, connecting with the mountain setting visually andmetaphorically in a natural, elegant, and comfortable manner."Upon entering the spa, guests are immediately introducedto this woods-and-water idea by simply taking in the panoramicview of the mountains and enjoying the natural light, whichstreams in through floor-to-ceiling windows. These windows runalong one side of the spa on the floor that is home to the recep-tion desk, retail area, salon, and state-of-the-art fitness center."The slopeside location of our spa and the expansive views of theforest are integral to the experience we offer, as well as the senseof place we deliver," says spa director Michael Taylor. "We wantto provide a place where guests can relax, restore, and rejuvenatein an amazing setting—a warm space that complements therefreshing mountain experience."Paying a tangible homage to the region's woodsy environment,many of the building materials used in the spa, according to Hughes,came from the western region of the U.S., including stone fromMontana and Douglas fir columns and cedar panels from the PacificNorthwest. Even the wild yarrow flowers that are suspended in glasspanels behind the registration desk come from the Sierra foothills.
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Autumn Moon
Alice - 05/05/2002
We were taught this recently and it was very well received by everyone from intermidiates thru to beginners. Excellent dance to good music what else can we ask for, well done Robbie.
Karen Hunn - 25/04/2002
Have been doing this dance for the last few weeks now with my Improvers, and was very well received. I love the feel of the side-together-forward step, fits well with the music. Myself and members of my class have personally liked the music for sometime so glad that Robbie has now put a dance to it...


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Forecast: No relief in sight from Kansas heat
Published on -6/29/2012, 11:11 AM
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By ROXANA HEGEMAN
Associated Press
WICHITA, Kan. (AP) -- To beat the scorching heat, repairman Tyler Elliott was working at 4 a.m. to keep cellphone towers cool to prevent breakdowns, then he put in a long day responding to emergency calls from customers around Hill City whose air conditioners broke down as temperatures hit 115 degrees.
The heat wave engulfing the state has been especially brutal in Hill City, a small northwest Kansas community where the hottest temperatures in the nation have been recorded for the past five days, according to the National Weather Service. On Thursday, Elliott said locals were excited to get "a little break" since temperatures were expected to top out at only 108 degrees -- but Thursday's official high was 111, keeping Hill City's recent streak as Kansas' hottest community intact.
Forecasters see no relief anytime soon. Statewide, forecasts call for temperatures mostly above 100 until at least next Wednesday.
Elliott, a co-owner of Elliott Plumbing, Heating and Air Conditioning in Hill City, said he made the mistake Tuesday of waiting until 7 a.m. to start his work day -- and didn't get home until 1 a.m. -- so he started several hours earlier Wednesday, when the 115-degree record was made. One of his employees was hospitalized with heat stroke last summer, so everyone is trying to be more careful this year to keep hydrated and as cool as possible, he said.
So far this month, nearly 40 people in Kansas have gone to hospitals across the state suffering from heat stroke or heat exhaustion, said Miranda Steele, spokeswoman for the Kansas Department of Health and Environment. Heat also contributed to two deaths in May, she said.
No corner of Kansas has been spared. Of the 23 cities whose high temperatures are reported each evening by the National Weather Service, 22 had highs in triple digits Thursday, including Russell at 110 degrees, Hays at 109, and Dodge City, Liberal and Salina all at 108. Chanute was the least scorching -- at 99 degrees.
Weather service meteorologist Chris Jakub said the heat is the result of an upper-level high pressure zone sitting over the Central Plains that is refusing to break down or move out of the area.
However, the average temperature so far this month is actually lower than last year.
"People forget very quickly how cool it was to start out June," state climatologist Mary Knapp said.
Statewide average temperatures for the first 27 days of June 2011 were running 3.6 degrees above normal. During that same period this year, the average is just 3 degrees above normal.
But those are statewide averages. When broken down by region, the misery is a little more apparent.
Last summer it was the state's southern counties that saw temperatures almost 6 degrees above normal. This summer it is northwest and north central Kansas counties that are getting hammered with temperatures almost 7 degrees higher than normal, Knapp said.
The searing heat is once again baking western Kansas, particularly southwest Kansas. The western third of the state is officially in a severe to extreme drought, Knapp said.
Those conditions are especially dangerous when it comes to wildfires.
"It makes for very hazardous conditions very quickly -- and then you couple that with the warm temperatures, the strong winds and the low humidity and what little moisture is there evaporates very quickly," Knapp said.
A large grass fire in Phillips County was contained Wednesday evening, as were fires in Rooks and Ellis counties. Other fires were contained earlier Wednesday in Russell County, and near Great Bend in Barton County, according to The Kansas Division of Emergency Management. No fire outbreaks were reported Thursday in Kansas, but officials remained worried.
"Conditions are set for more fires to occur with continued heat and dry conditions," said Sharon Watson, the agency's spokeswoman.
Western Cooperative Electric Association in Wakeeney serves some 12,000 customers in 15 counties in western and northwest Kansas where the heat wave has been especially hard. Fires in 10 of those counties have burned down some poles and briefly disrupted power.
"Due to the load, we are concerned because our equipment, a lot of it, is very maxed out," said Western Cooperative general manager Dave Schneider. "Our transformers are running very hot, don't even cool down in the evening like they should. It is a big concern. We are just crossing our fingers and hoping we can get through this hot spell."


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Ever wonder why your dog chases its tail, walks in circles before lying down or just plain won't quit staring at you? The pet health resource website Vet Street has posted explanations to these and other strange dog behaviors. Here's a synopsis of some I found interesting:
I've often wondered why gundogs tilt their heads in response to certain sounds, but one you'd expect to trigger it—the initial introduction of a dog whistle—is seemingly understood right off the bat. It's likely nobody can say definitively. According to Vet Street, behaviorists remain uncertain as to the exact cause of head cocking.
Why do dogs chase their tails?
Why do dogs howl?
Why do dogs walk in circles before lying down?
For six additional strange behaviors explained, be sure to check out Vet Street's full story.


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Domestic Violence: Women's Way Out
Name: | Domestic Violence: Women's Way Out |
Category: | 3479 |
Link: | (URL) GDR-Domestic-Violance-Way-Out-EN.pdf |
Description: | (2000) Domestic Violence: Women's Way Out is intended to draw attention to violence against women and girls as a priority problem and to identify resources that can help to address it. The situation analysis of domestic violence reveals the complexity of the problem and shows that solving it will require coordinated intersectoral policies and action, with the participation of both the State and civil society. This research protocol is the result of the cumulative work and commitment of numerous investigators, activists, and officials to address violence against women and improve the services available for women affected by it. The development of the protocol began with the drafting and review of a preliminary version by the team of investigators in the course of three workshops. The final protocol was applied in 15 communities in 10 countries, 7 in Central America and 3 in the Andean area, and it was tailored to each country's conditions. Through field interviews, qualitative data were collected from a wide range of women, service providers, and community members, representing groups of varying age, ethnicity, socioeconomic level, and marital status. |
Filesize: | Unknown |
Filetype: | pdf (Mime Type: link) |
Created On: | 03/17/2011 14:35 |
Hits: | 1961 Hits |
Last updated on: | 03/17/2011 14:36 |
Homepage: |


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From Wikipedia, the free encyclopedia - View original article
Copenhagen Consensus is a project that seeks to establish priorities for advancing global welfare using methodologies based on the theory of welfare economics. It was conceived[1] and organized by Bjørn Lomborg, the author of The Skeptical Environmentalist and the then director of the Danish government's Environmental Assessment Institute. The project is run by the Copenhagen Consensus Center,[2] which is directed by Lomborg and was part of the Copenhagen Business School, but it is now an independent 501(c)(3) non-profit organisation registered in the USA. The project considers possible solutions to a wide range of problems, presented by experts in each field. These are evaluated and ranked by a panel of leading economists. The emphasis is on rational prioritization by economic analysis, justified as a corrective to standard practice in international development, where, it is alleged, media attention and the "court of public opinion" results in priorities that are often far from optimal.
The project has held conferences in 2004, 2007, 2008, 2009, 2011 and 2012. The 2012 conference ranked bundled micronutrient interventions the highest priority,[3] and the 2008 report identified supplementing vitamins for undernourished children as the world's best investment.[4] The 2009 conference, dealing specifically with climate change, proposed research into marine cloud whitening (ships spraying seawater into clouds to make them reflect more sunlight and thereby reduce temperature) as the top climate change priority, though climate change itself is ranked well below other world problems. In 2011 the Copenhagen Consensus Center carried out the Rethink HIV project together with the RUSH Foundation, to find smart solutions to the problem of HIV/AIDS. In 2007 looked into which projects would contribute most to welfare in Copenhagen Consensus for Latin America in cooperation with the Inter-American Development Bank.
The initial project was co-sponsored by the Danish government and The Economist. A book summarizing the Copenhagen Consensus 2004 conclusions, Global Crises, Global Solutions, edited by Lomborg, was published in October 2004 by Cambridge University Press, followed by the second edition published in 2009 based on the 2008 conclusions. The book containing the Copenhagen Consensus 2012 research and outcomes is in the process of publication.
In May 2012, the third global Copenhagen Consensus[5] was held, gathering scholars to analyze the costs and benefits of different approaches to tackling the world's biggest problems. The aim was to provide an answer to the question: If you had $75bn for worthwhile causes, where should you start? An Expert Panel including four Nobel laureates met in Copenhagen, Denmark, in May 2012. The Expert Panel's deliberations were informed by thirty new economic research papers that were written just for the project by scholars from around the world.[6]
The Expert Panel members were the following, four of whom are Nobel Laureate economists.
In addition, the Center commissioned research on Corruption[17] and Trade Barriers,[18] but the Expert Panel did not rank these for Copenhagen Consensus 2012, because the solutions to these challenges are political rather than investment-related.
Given the budget restraints, they found 16 investments worthy of investment (in descending order of desirability):[3]
During the days of the Copenhagen Consensus 2012 conference, a series of articles was published in Slate Magazine[19] each about a challenge that was discussed, and Slate readers could make their own ranking, voting for the solutions which they thought were best. Slate readers' ranking corresponded with that of the Expert Panel on many points, including the desirability of bundled micronutrient intervention; however, the most striking difference was in connection with the problem of overpopulation. Family planning ranked highest on the Slate priority list, whereas it didn't feature in the top 16 of the Expert Panel's prioritisation.[20]
Nobel Prize winners marked with (¤)
In the Copenhagen Consensus 2008, the solutions for global problems have been ranked in the following order:[21]
Unlike the 2004 results, these were not grouped into qualitative bands such as Good, Poor, etc.
As with the 2004 project, Lomborg's ranking scheme placed efforts to cut carbon dioxide emissions last. Gary Yohe, one of the authors of the global warming paper, subsequently accused Lomborg of "deliberate distortion of our conclusions",[22] adding that "as one of the authors of the Copenhagen Consensus Project's principal climate paper, I can say with certainty that Lomborg is misrepresenting our findings thanks to a highly selective memory". Kåre Fog further pointed out that the future benefits of emissions reduction were discounted at a higher rate than for any of the other 27 proposals,[23] stating "so there is an obvious reason why the climate issue always is ranked last" in Lomborg's environmental studies.
In a subsequent joint statement settling their differences, Lomborg and Yohe agreed that the "failure" of Lomborg's emissions reduction plan "could be traced to faulty design".[24]
In 2009, the Copenhagen Consensus established a Climate Change Project specifically to examine solutions to climate change. The process was similar to the 2004 and 2008 Copenhagen Consensus, involving papers by specialists considered by an expert panel of economists. The panel ranked 15 solutions, of which the top 5 were:
The benefits of the number 1 solution are that if the research proved successful this solution could be deployed relatively cheaply and quickly. Potential problems include environmental impacts e.g. from changing rainfall patterns.
Measures to cut carbon and methane emissions, such as carbon taxes, came bottom of the results list, partly because they would take a long time to have much effect on temperatures.
Eight leading economists met May 24–28, 2004 at a roundtable in Copenhagen. A series of background papers had been prepared in advance to summarize the current knowledge about the welfare economics of 32 proposals ("opportunities") from 10 categories ("challenges"). For each category, one assessment article and two critiques were produced. After a closed-door review of the background papers, each of the participants gave economic priority rankings to 17 of the proposals (the rest were deemed inconclusive).
Nobel Prize winners marked with (¤)
Below is a list of the 10 challenge areas and the author of the paper on each. Within each challenge, 3-4 opportunities (proposals) were analyzed:
The experts agreed to rate seventeen of the thirty-two opportunities within seven of the ten challenges. The rated opportunities were further classified into four groups: Very Good, Good, Fair and Bad.
The highest priority was assigned to implementing certain new measures to prevent the spread of HIV and AIDS. The economists estimated that an investment of $27 billion could avert nearly 30 million new infections by 2010.
Policies to reduce malnutrition and hunger were chosen as the second priority. Increasing the availability of micronutrients, particularly reducing iron deficiency anemia through dietary supplements, was judged to have an exceptionally high ratio of benefits to costs, which were estimated at $12 billion.
Third on the list was trade liberalization; the experts agreed that modest costs could yield large benefits for the world as a whole and for developing nations.
The fourth priority identified was controlling and treating malaria; $13 billion costs were judged to produce very good benefits, particularly if applied toward chemically-treated mosquito netting for beds.[25]
The fifth priority identified was increased spending on research into new agricultural technologies appropriate for developing nations. Three proposals for improving sanitation and water quality for a billion of the world's poorest followed in priority (ranked sixth to eighth: small-scale water technology for livelihoods, community-managed water supply and sanitation, and research on water productivity in food production). Completing this group was the 'government' project concerned with lowering the cost of starting new businesses.
Ranked tenth was the project on lowering barriers to migration for skilled workers. Eleventh and twelfth on the list were malnutrition projects - improving infant and child nutrition and reducing the prevalence of low birth weight. Ranked thirteenth was the plan for scaled-up basic health services to fight diseases.
Ranked fourteenth to seventeenth were: a migration project (guest-worker programmes for the unskilled), which was deemed to discourage integration; and three projects addressing climate change (optimal carbon tax, the Kyoto Protocol and value-at-risk carbon tax), which the panel judged to be least cost-efficient of the proposals.
The panel found that all three climate policies have "costs that were likely to exceed the benefits". It further stated "global warming must be addressed, but agreed that approaches based on too abrupt a shift toward lower emissions of carbon are needlessly expensive." [26]
In regard to the science of global warming, the paper presented by Cline relied primarily on the framework set by Intergovernmental Panel on Climate Change, and accepted the consensus view on global warming that greenhouse gas emissions from human activities are the primary cause of the global warming. Cline relies on various research studies published in the field of economics and attempted to compare the estimated cost of mitigation policies against the expected reduction in the damage of the global warming.
Cline used a discount rate of 1.5%. (Cline's summary is on the project webpage [27]) He justified his choice of discount rate on the ground of "utility-based discounting", that is there is zero bias in terms of preference between the present and the future generation (see time preference). Moreover, Cline extended the time frame of the analysis to three hundred years in the future. Because the expected net damage of the global warming becomes more apparent beyond the present generation(s), this choice had the effect of increasing the present-value cost of the damage of global warming as well as the benefit of abatement policies.
Members of the panel including Thomas Schelling and one of the two perspective paper writers Robert O. Mendelsohn (both opponents of the Kyoto protocol) criticised Cline, mainly on the issue of discount rates. (See "The opponent notes to the paper on Climate Change" [27]) Mendelsohn, in particular, characterizing Cline's position, said that "[i]f we use a large discount rate, they will be judged to be small effects" and called it "circular reasoning, not a justification". Cline responded to this by arguing that there is no obvious reason to use a large discount rate just because this is what is usually done in economic analysis. In other words climate change ought to be treated differently from other, more imminent problems. The Economist quoted Mendelsohn as worrying that "climate change was set up to fail".[28]
Moreover, Mendelsohn argued that Cline's damage estimates were excessive. Citing various recent articles, including some of his own, he stated that "[a] series of studies on the impacts of climate change have systematically shown that the older literature overestimated climate damages by failing to allow for adaptation and for climate benefits."
After the results were published, members of the panel, including Schelling, criticised the way this issue was handled in the Consensus project.[citation needed]
The 2004 Copenhagen Consensus attracted various criticisms.
The 2004 report, especially its conclusion regarding climate change was subsequently criticised from a variety of perspectives. The general approach adopted to set priorities was criticised by Jeffrey Sachs, an American economist and advocate of both the Kyoto protocol [29] and increased development aid, who argued that the analytical framework was inappropriate and biased and that the project "failed to mobilize an expert group that could credibly identify and communicate a true consensus of expert knowledge on the range of issues under consideration.".[30]
Tom Burke, a former director of Friends of the Earth, repudiated the entire approach of the project, arguing that applying cost-benefit analysis in the way the Copenhagen panel did was "junk economics".[31]
John Quiggin, an Australian economics professor, commented that the project is a mix of "a substantial contribution to our understanding of important issues facing the world" and an "exercises in political propaganda" and argued that the selection of the panel members was slanted towards the conclusions previously supported by Lomborg.[32] Quiggin observed that Lomborg had argued in his controversial book The Skeptical Environmentalist that resources allocated to mitigating global warming would be better spent on improving water quality and sanitation, and was therefore seen as having prejudged the issues.
Under the heading "Wrong Question", Sachs further argued that: "The panel that drew up the Copenhagen Consensus was asked to allocate an additional US$50 billion in spending by wealthy countries, distributed over five years, to address the world's biggest problems. This was a poor basis for decision-making and for informing the public. By choosing such a low sum — a tiny fraction of global income — the project inherently favoured specific low-cost schemes over bolder, larger projects. It is therefore no surprise that the huge and complex challenge of long-term climate change was ranked last, and that scaling up health services in poor countries was ranked lower than interventions against specific diseases, despite warnings in the background papers that such interventions require broader improvements in health services."
From a purely mathematical point, if economic growth is projected far enough into the future, it will always be better to postpone difficult and expensive problems (like climate change) until an unspecified point in the future when we are much richer than today and have more abundant resources available to solve the problem in question. Projecting a paltry 1.5% rate of economic growth one hundred years into the future implies that the global economy will more than quadruple in size and that any large and expensive project should be handled at that time or later. On the other hand, the use of a smaller 1.5% discount rate, rather than a larger discount rate, ironically actually increases the present costs of global warming that occur to future generations, so choosing a larger discount rate would actually make the problem of global warming smaller today, since it is generally understood that the majority of costs of global warming will result in the future, not the present. So it is not entirely clear that Cline was wrong to choose a smaller discount rate of 1.5%. If climate change is posited to have dire economic consequences and negative implications for economic growth long before that point in time, it might have been judged to be a more immediate problem by the Copenhagen Consensus. By not including any negative feedback loops on the world economy from not solving the issue of climate change, the Copenhagen Consensus implicitly states that it does not matter - from an economic point of view - if we solve climate change or not.[citation needed]
In response Lomborg argued that $50 billion was "an optimistic but realistic example of actual spending." "Experience shows that pledges and actual spending are two different things. In 1970 the UN set itself the task of doubling development assistance. Since then the percentage has actually been dropping". "But even if Sachs or others could gather much more than $50 billion over the next 4 years, the Copenhagen Consensus priority list would still show us where it should be invested first." [33]
One of the Copenhagen Consensus panel experts later distanced himself from the way in which the Consensus results have been interpreted in the wider debate. Thomas Schelling now thinks that it was misleading to put climate change at the bottom of the priority list. The Consensus panel members were presented with a dramatic proposal for handling climate change. If given the opportunity, Schelling would have put a more modest proposal higher on the list. The Yale economist Robert O. Mendelsohn was the official critic of the proposal for climate change during the Consensus. He thought the proposal was way out of the mainstream and could only be rejected. Mendelsohn worries that climate change was set up to fail. [34]
Michael Grubb, an economist and lead author for several IPCC reports, commented on the Copenhagen Consensus, writing:[35]
To try and define climate policy as a trade-off against foreign aid is thus a forced choice that bears no relationship to reality. No government is proposing that the marginal costs associated with, for example, an emissions trading system, should be deducted from its foreign aid budget. This way of posing the question is both morally inappropriate and irrelevant to the determination of real climate mitigation policy.
Quiggin argued that the members of the 2004 panel, selected by Lomborg, were, "generally towards the right and, to the extent that they had stated views, to be opponents of Kyoto.".[32] Sachs also noted that the panel members had not previously been much involved in issues of development economics, and were unlikely to reach useful conclusions in the time available to them.[30] Commenting on the 2004 Copenhagen Consensus, climatologist and IPCC author Stephen Schneider criticised Lomborg for only inviting economists to participate:[36]
In order to achieve a true consensus, I think Lomborg would've had to invite ecologists, social scientists concerned with justice and how climate change impacts and policies are often inequitably distributed, philosophers who could challenge the economic paradigm of "one dollar, one vote" implicit in cost-benefit analyses promoted by economists, and climate scientists who could easily show that Lomborg's claim that climate change will have only minimal effects is not sound science.
Lomborg countered criticism of the panel membership by stating that "Sachs disparaged the Consensus 'dream team' because it only consisted of economists. But that was the very point of the project. Economists have expertise in economic prioritization. It is they and not climatologists or malaria experts who can prioritize between battling global warming or communicable disease," [33]


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Buying used cars from out of state
ppidori2 Posts: 6Hello Everyone
I am shopping for a used car (nissan 350z) and i have come across this one used 350z from a private seller in a different state. I live in California but the car is in Ohio. I have contacted the seller and the seller has explained that the car will be shipped to me through das auto shippers. This is my first attempt at trying to buy a used car and was wondering what i needed to do to make this transaction complete without any hassels and avoiding any kind of scams.
1. What documents i need to receive?
2. how do i pay?
3. Are out of states purchases reliable/safe?
Thank you! -
cccompson Posts: 2,388This can be tricky. It's not so much that it's an out of state transaction as it's a blind deal that hinges on trust, particularly yours. The seller will assign the Ohio title to you but s/he's only going to do so after your bank check clears.
As the buyer, you should be the one selecting the shipping company unless that's part of the deal.
Frankly, if I was you, I'd spend the money to fly in to look at the vehicle and close the deal in person (bringing cash or a check drawn on the seller's bank). -
jg35 Posts: 1I'm in Tennesse teaching for a semester and I want to buy a used car here. My residency is Brooklyn, NY but I have not owned a car since living in NY-- for 10 years -- to make matters more confusing my license is from TX! Does anyone know if I can register the car in NY and get new plates without actually taking the car there for another few months? - i'm not going to be in NY for another 4 months, I'm actually going to be traveling around the south.
Thanks! -
qbrozen Posts: 17,966I'm not completely familiar with NY law, so much of what I'll say is based on NJ. But for registering a car, you don't need to have the car present. However, you do have to do it in person. I'm not sure if you could get away with someone else doing it for you as long as you fill out all the paperwork. The big problem is inspection. You wouldn't be able to do it. So you'd be driving an uninspected car, risking tickets.
'14 CTS Vsport; '15 Fit LX 6-spd; '98 Volvo S70 base; '14 Town&Country Limited
joel0622 Posts: 3,302I work at a dealership in Tn and just a couple months ago I went through nightmare of registering a car in NY for a customer.
No you cannot do it without a NY DL
You also have to have a NY State insurance card, and a boat load of other crap. It took me 2 months to get the damn thing registered there.
I would highly recomend that you title the car in TN. Taxes are less and it is easy as can be.
ny dmv -
melb_1021 Posts: 1I am buying a car in Michigan and I live in Utah. The dealership told me they had to pay part of the tax and will send it to Utah for me, but they can't pay the whole amount. I suggested that I would just pay all the taxes when I get back to Utah, but the dealer said I had to pay some through them. Is that correct?
pasquali56 Posts: 18We live in Collin County (near Plano) and just bought a used CR-V in Chicago (financed through American Honda). It's being shipped here next week. I would appreciate some help in figuring out how to get it properly registered -- and also pay sales tax. Is the following correct?
I think I first need to get the car inspected (I already have my insurance card with the proper VIN). Then I take all the sales documents from the dealership and the safety inspection sticker to my Collin County Tax Office and get it registered and pay the taxes there. Is that right? Another question: Will I get new Texas license plates or will I keep the Illinois plates? I'm new at this, so please forgive the dumb questions. Thanks. -
qbrozen Posts: 17,966Doesn't seem anyone has posted this question before, so here goes.
I am an NJ resident. Here, when we trade in a car, we get a credit towards the tax of the car we are buying. So, in other words, if you are buying a $12k car and trading in a $12k car, you pay no tax.
Now I'm looking to buy a car in Maryland and trade in my current vehicle. As above, if I did this in NJ, I'd pay no tax because my trade is worth more than the car we are purchasing. But how does this work with an out of state purchase? I'll get a bill of sale and have to register in NJ, at which time they'll want to charge me tax. Do I get some sort of "receipt" for the car I'm trading to use for the tax credit? Or does the fact I'm trading it in at an out-of-state dealership negate my credit?
any info would be appreciated.'14 CTS Vsport; '15 Fit LX 6-spd; '98 Volvo S70 base; '14 Town&Country Limited
cccompson Posts: 2,388Strongly suggest that you directly contact NJ officials to get a definitive answer.
I will say though that I was quite surprised when, as an Ohio resident trading a car at a Kentucky dealership, I still got the Ohio sales tax credit on trade worth 16 and a new car price of 25. Paid tax only on the 9 grand difference. I just had the dealer handle all the paperwork. They inititally balked (wanting to give me the MSO) until I pointed out that it's their responsibility to deliver a title to me. -
british_rover Posts: 8,476Whenever we do out of state deals people have always gotten the tax credit assuming their state has a tax credit.
We do out of state deals for Mass all the time and I am doing one for NY right now. Guy is trading in a G35X worth about 10,000 more then the Volvo he is buying and so is paying no tax.
Keep in mind that we usually do the out of state reg for the customer unless the customer is paying cash then we let the customer do the reg on their own. -
oldfarmer50 Posts: 6,905"...I am doing one for NY right now. Guy is trading in a G35X worth about 10,000 more than the Volvo he is buying..."
Lordy, them New Yorkers is dumb. Who would trade a G35 for a Volvo? Besides, if he wanted a Volvo I just saw one going into Manheim with "slight" body damage the other day. Should be on a local lot soon. :lemon:2009 PT Cruiser, 2008 Eclipse, 1995 Mark VIII, 1988 GMC Van
british_rover Posts: 8,476Yeah but was yours a 2008 with 18,000 miles on it?
That is what happen when their are job changes in a family and a 650 dollar a month payment just doesn't make sense anymore. With only 500 bucks out of pocket he more then cut his payment in half and got into a CPO Turbo AWD S40 with about two years and 35,000 miles of warranty. -
qbrozen Posts: 17,966Uhhh... no. Mine was quite a bit older.
Our situation is another baby on the way. So I'm cutting our payments from 805/mo (G35X and XC90) to $325/mo (Mazda 5 and a to-be-named POS cash car). Fortunately, my wife gets a 4-year younger car with 30k fewer miles out of the deal, so it at least seems like a smart move. And we did manage to keep the deal in state, so I only paid tax on the $2k difference.'14 CTS Vsport; '15 Fit LX 6-spd; '98 Volvo S70 base; '14 Town&Country Limited
british_rover Posts: 8,476
This discussion has been closed.


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About Our Programs
The Associate of Science in Sign Language Studies and Bachelor of Science in Educational Interpreting Degrees offered at ISU were developed to advance awareness and meet the needs of deaf and hard of hearing students in educational settings. Increased educational and certification requirements for educational interpreters have created a demand for colleges and universities to offer such diplomas. Upon successful completion of the Sign Language Studies (SLS) program graduates are awarded an Associate of Science Degree and are eligible to apply for the Bachelor of Science Degree in Educational Interpreting (Ed Interp).
Sign Language Studies
The objective of the SLS degree (Associate of Science) is to graduate students who have a thorough awareness of the culture of the Deaf and the sociolinguistic aspects of hearing loss. The graduate of this program will have the ability to communicate conversationally with Deaf and hard of hearing signers. They will have the ability to make ethically and culturally correct choices in signing environments. An individual with an Associate Degree in Sign Language Studies will be of great benefit to any organization where conversational communication with Deaf and hard of hearing individuals might occur. While the graduate will not be trained to interpret in any environment, they will have the knowledge and awareness to secure qualified interpreting services should the situation necessitate such.
Educational Interpreting
The objective of the Educational Interpreting program is to award degrees to individuals who have met requirements demonstrating sufficient signing and interpreting skills to foster educational and social enhancement of the lives of Deaf and hard of hearing children and adults. Graduates of the program at ISU will be able to perform entry-level freelance and educational interpreting assignments. A graduate of this program will, with on the job experience and mentorship, be capable of attaining national certification.
Boise Program
ISUs Educational Interpreting program will be starting fall of 2009 at the ISU facility in Meridian. For more information, click on Boise Program.
For information contact any of the following:
- Emily Turner
- email@example.com
- Phone: 208 282 5341
- Julie Melton
- firstname.lastname@example.com
- Phone: 208 373 1873
- Marcie Miller
- firstname.lastname@example.com
- Phone: 208 282 4038


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These little pups are very adorable looking for new home! They come with registration, health guarantee, shot and worming records all up to date. house training started, playful, spoiled, healthy, non shedding. parents weigh 3 & 4 lbs. They would need to be going To a Pet home. No Time Wasters Please .Please send an text (816) 673-2035 for more information.
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Age:12 weeksWeight:15German Rottweiler Puppies For Sale $300.00Mother is 120 lbs AKC/CKC Reg. Champion BloodlinesDad is 150 lbs CKC registered (HUGE Block Head)These puppies are sweet as apple dumplings !Hand held and socialized daily with young children.Create /House trainedvery loving and healthy.Vet certified, 4 wormings, all Puppy shots, tails and dew claws removed.to LOVING homes ONLY !call for more information and pictures (772) 494-0230
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Solid brass service tray with fence sides. Great tray for serving guests with wine, or any small items. Also makes a rich centerpiece for any table. A touch of class for every special event.Size: 12 wide x 8http://www.robinsdocksideshop.com/galley.htm
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John Deere 336 Baler w/ pan kicker stored indoors. $4,500. Farmall 200 for parts or fix $900 200-6462
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by kimm » Tue May 15, 2012 10:46 am
by Right Bower » Tue May 15, 2012 11:15 am
by Prof. Wagstaff » Tue May 15, 2012 11:15 am
by kimm » Tue May 15, 2012 11:32 am
by kimm » Tue May 15, 2012 11:40 am
Prof. Wagstaff wrote:And the only snotty service I got was from one of the dudes at Slide, who was noticeably irked that I came back multiple times to try one of everything they were offering. (Forgive me, I kinda thought trying your stuff was the whole point.)
by jjoyce » Tue May 15, 2012 11:58 am
by green union terrace chair » Tue May 15, 2012 12:12 pm
jjoyce wrote:The weather couldn't have been better and people seemed to be enjoying themselves, which I think had a lot to do with the size of the crowd (more funky picnic, less Taste of Madison).
by LargeMarge » Tue May 15, 2012 12:43 pm
by TheBookPolice » Tue May 15, 2012 1:17 pm
by LaughingGirl » Tue May 15, 2012 2:15 pm
the only real bummer for me were the veggie burgers at Igo Vego.
by Right Bower » Tue May 15, 2012 2:16 pm
by Prof. Wagstaff » Tue May 15, 2012 2:37 pm
LaughingGirl wrote:...the doughnuts at Monty's were practically raw, and leaden.
by Stebben84 » Wed May 16, 2012 1:17 pm
TheBookPolice wrote: Thai-Riffic's chicken pad thai was great (first visit for me)
by Hobo » Sat May 26, 2012 10:23 am
by TheBookPolice » Sat May 26, 2012 2:07 pm
jjoyce wrote:We capped tickets at 500, which sold out a week before the event, much to our surprise. Some believed we could/should have sold more, but I think that for that price, people want relatively unhindered access to the food. The longest line was six people or so and usually dissipated within five or ten minutes. Our goal was 20 carts and I think we ended up with 18, so that seemed about right in terms of ratio.
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Chapel Hill football player collapses, undergoes emergency surgery
Chapel Hill, Tx — A football player at Chapel Hill High School is recovering after undergoing emergency surgery on Monday.
The Bulldogs head coach, Thomas Sitton, tells KETK the freshman, whose age is unknown, collapsed on the practice field and suffered a seizure-like reaction.
Trainers and coaches on the scene immediately worked to stabilize him and were able to keem him breathing during the entire episode.
Medical officials told Chapel Hill officials the boy had experienced a subdural hematoma, which is a blood clot on the surface of the brain.
The student is in stable condition following surgery.
Sitton says the boy had not been hit at practice when he collapsed. His name has not been released.


text: This is my personal interpretation of the Joy and beauty of Creation in Nature shown to all of us through the miraculous process called Metamorphosis. That is the emergence of a caterpillar from a cocoon to a butterfly. It is a profound allegory of the resiliency and transformative nature of the human spirit going from depression (the dark night of the soul) to ultimate bliss,…..Joy.


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B.C. Timber Sales (BCTS) agreed to withdraw the cutblock closest to McNeill Lake from its logging plans last week, after First Nation and local government leaders raised strong objections during a site visit.
In particular, Sechelt Nation Chief Garry Feschuk was instrumental in convincing BCTS officials to pull the cutblock from this month's timber sale, said Sunshine Coast Regional District (SCRD) chair Garry Nohr.
"Garry Feschuk made it happen," Nohr said.
The 1.7-hectare cutblock saved from logging was deemed the highest risk of three cutblocks located in the watershed, which provides drinking water to about 1,000 homes in Madeira Park and Francis Peninsula.
"The biggest concern was the cutblock that was nearest the lake, and quite visible from the lake, and the way we thought, certainly the highest risk one that they were planning on cutting," said Frank Mauro, SCRD director for Pender Harbour/Egmont, who attended the site visit on Feb. 8 with Feschuk, Nohr, SCRD vice-chair Donna Shugar, and Sechelt Nation's newly appointed SCRD director, Ben Pierre. Also present were three SCRD water services staff and two BCTS officials.
Mauro said local leaders were unanimous about saving the most sensitive cutblock.
"Chief Feschuk and all of us expressed the concerns of the residents of South Pender about the impact on the water supply," Mauro said.
Four days after the site visit, BCTS regional timber sales manager Don Hudson wrote an email to Feschuk, Nohr, Mauro and Shugar, acknowledging their request for BCTS to drop the cutblock "of most concern" from the timber sale.
"I agreed to this change today, we will be amending our tender package and process to reflect this change," Hudson wrote, adding that BCTS "will ensure there are no surprises going forward for the areas of most concern to you."
In a follow-up email to Nohr and Mauro, Hudson said he had also directed staff to prepare the final draft of a BCTS/SCRD communication protocol.
"The ball is in our court with this," Hudson wrote. "The sooner we complete and implement this the better."
BCTS's commitment to adhere to a communication protocol is "huge," Nohr said, although the true test, he added, will be how well it works when the next timber sale happens.
The lack of meaningful consultation on McNeill Lake was the other major concern raised during the site visit, Mauro said.
"The interested parties all need to know, and then consultation can occur," he said.
The revised logging plan retains two cutblocks covering about nine hectares within the watershed, but Mauro said they pose a much lower risk than the cutblock that was pulled. One is situated below the McNeill Lake water intake, while the other is located about half a kilometre away from the lake, "and so the risks, the way we see it, are much, much lower," Mauro said.
"They responded to our greatest concern, and we appreciate that. It certainly shows a movement on their part and a recognition of our concerns and our low tolerance for risk for our residents," Mauro said. "There's still some logging in the watershed, but it's a positive step, and I think it'll be a positive step all up and down the Coast if this reference protocol is taken care of."
© Copyright 2015 Coast Reporter


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The new inline configuration, iron block and aluminum head diesel unit – codenamed EA288 TDI Clean Diesel has the same displacement and cylinder count as the outgoing model – which according to Autonews of Europe went into about 22 percent of all Volkswagen vehicles sold in the U.S. last year.
The 2-liter diesel unit will produce 150 hp – up 10 hp more compared to the actual version; and 236 pound-feet of torque.
"The Volkswagen Group is a leader in clean diesel technology," said Schmidt.
"With the introduction of the new EA288 engine, we are excited that our family of TDI Clean Diesel vehicles is continuing to improve and will be even more clean, fuel efficient and powerful. "
Vw says this powerplant will share only the bore spacing with the previous diesel engine – and a number of changes have been made to reduce fuel consumption and help reduce emissions such as: a new exhaust gas recirculation system, a new EGR system, piston rings have now less pre-tension and the oil pump is a two-stage device with volumetric flow regulation.
According to the German carmaker, the new Beetle, Golf, Jeta and Passat will get this new powerplant – which are scheduled to go on sale in the United States somewhere in September.
Last year sales of VW vehicles fell 8 percent to 407,704 vehicles.


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Nursing Care Plan for Ineffective Airway Clearance
A situation in which individuals experienced a real threat or risk of respiratory status in relation to the inability to effectively cough.
Related Factors:
Major Data
Minor Data
Expected Outcomes
Nursing Intervention Nursing Care Plan for Ineffective Airway Clearance
A situation in which individuals experienced a real threat or risk of respiratory status in relation to the inability to effectively cough.
Related Factors:
- Decreased energy and fatigue
- Ineffective cough
- Tracheobronchial infection
- Tracheobronchial obstruction (including foreign body aspiration)
- Copious tracheobronchial secretions
- Perceptual/cognitive impairment
- Impaired respiratory muscle function
- Trauma
Major Data
- Ineffective cough or no cough
- The inability to remove airway secretions.
Minor Data
- Abnormal breath sounds
- The frequency, depth of abnormal breathing rhythm
Expected Outcomes
- Patient's secretions are mobilized and airway is maintained free of secretions, as evidenced by clear lung sounds, eupnea, and ability to effectively cough up secretions after treatments and deep breaths.
Nursing Intervention Nursing Care Plan for Ineffective Airway Clearance
- Assess airway for patency. Maintaining the airway is always the first priority, especially in cases of trauma, acute neurological decompensation, or cardiac arrest.
- Auscultate lungs for presence of abnormal or adventitious breath sounds, as in the Following:
- Decreased or absent breath sounds These May indicate presence of mucus plug or other major airway obstruction.
- These wheezing May indicate Increasing airway resistance.
- These sounds Coarse May indicate presence of fluid along larger Airways.
- Assess respirations: note quality, rate, pattern, depth, flaring of nostrils, dyspnea on Exertion, evidence of splinting, use of accessory muscles, and position for breathing. Abnormality indicates respiratory compromise.
- Assess changes in mental status. Increasing lethargy, confusion, restlessness, and / or irritability cans be early Signs of cerebral hypoxia.
- Assess changes in Vital Signs and temperature. Tachycardia and hypertension May be related to Increased work of breathing. Fever May develop in response to retained secretions / atelectasis.
- Assess cough for effectiveness and productivity. Consider possible causes for ineffective cough (eg, respiratory muscle fatigue, severe bronchospasm, or thick Tenacious secretions).
- Note presence of sputum; assess their quality, color, amount, odor, and consistency. May this be a result of infection, bronchitis, chronic smoking, or other condition. A sign of infection is discolored sputum (no longer clear or white); an odorant May be present.


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A corporate seal is a small press made on a document and shows some details concerning a company that is its name, state incorporated and the date. Seals used to be compulsory in some states in the past but recently they have been made optional in some other states. Company kits refer to binders that are used to hold company papers thus ensuring they are protected and secure. The seals are mostly placed on the cover of the kit or on its spine. The corporate kit and seal of companies are very important and serve vital roles to these companies.
U. S. Federal government requires all corporations there to maintain some formalities for company. They include maintaining records of stock transactions, data of shareholders and meetings held. Such documents are stored safely and secure by these kits.
Company companies require their seals as they open bank accounts for company, stock distribution and membership certificates. They are further used for other company activities. Corporations active filings usually contain a custom-made seals for the company which makes up a part of the company kits.
Convenience and the facilitation ensure an easy set up for a company and the keeping of records are another advantage. They give the business a professional look due to the organized way that the important documents are stored in the business. Companies ought to have these kits and seals.
Different types of companies require different kind of kits that have different sections to store their very important documents. Corporations require kits that have stock certificates, company seals, stock transfer ledgers, company minutes and by-laws. Other information that may be contained here are IRS tax map. IRS business, mailing list, electronic file, recruitment process and tax payments.
Limited liability corporations have also their different needs with their kits. These are seals, operating agreement, and membership certificates. Aspects on the various operations of the business could also be located in these kits. They have information on payment of taxes, employing, tax mapping, filing of returns and other related issues.
Non-profit corporations also have their needs separately but they are almost similar to those of limited liability companies. Their kits have the business seals, by-laws, minutes and membership certificates. Others include data on the operations of the business such as how the corporation was started; staff recruiting process, frequently asked questions and the tax map.
Company kits are useful in that they store many documents depending on the different requirements of a company and the state requirements. Organizations that equip their different officers and shareholders with binders usually mean business. This can be seen from the way they take care of their business documents and keep them in an organized way. The kits are valuable as they enable businesses to be run in a professional manner.
Companies that are corporate in nature have their kits made to be durable, attractive, high quality and versatile. They serve both personal and company uses hence the different types. They come in different colors and this enables them to be differentiated from the others. All the entire points above point to the importance that corporate kit and seal are attached with by the companies they belong to.
When you are looking for options of corporate kits, look at the details online here. You can see a selection of styles and designs at http://www.corpusa.net/corp_kits.html now.


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Karakuri Odette Book 3
Posted in Manga Reviews on May 13, 2010 by Johannaby Julietta Suzuki; adapted by Peter Ahlstrom
published by Tokyopop; $10.99 US
Now that the premise — girl robot who attends school to find out about being human — and supporting cast — boy robot Chris and boy friend Asao — have been established, the series can settle down to just telling stories with its characters.
In the first, short story, Odette tries to find a girl's missing cat in a tale with plenty of excuses to tug heartstrings. The thin linework is perfectly suited to thoughtful or emotional moments, as when she climbs a tower so she can gaze off towards the horizon. She's looking for the pet, but she's also symbolizing her separation from a society she desires to be part of, as well as the abilities that make her superior to humans and yet inspirational for them in her caring.
That may be too much to read into entertaining little snippets of the life of a girl Pinocchio, but the series does reach for a bit more in its metaphors. It's pretty to look at, kind of dreamy at times, and even has a bigger conflict underneath. Odette's search puts her in conflict with her guardian, the professor, who wants her to fit in, go to school, and not put others' needs first. She's expressing her independence in a non-self-centered way, as prologue to her tackling the biggest challenge of any teen's life: love.
The next, longer story starts out fluffier, as some of her schoolmates teach Odette about having crushes and little rituals kids use to try and swing fate their way. A boy likes her, and his attempts to ask her out, complicated by Chris' presence, provide for gentle comedy. Odette's quiet innocence underlines a typical shojo story with a light, bittersweet air, since she doesn't understand what means so much to everyone else, and it's not clear that she ever will.
She does, however, share one thing with her classmates, and every adolescent: the fear that when someone comes to know the real you, the secret you protect, that they'll refuse you. That she's a robot is a more obvious fact to hide, but everyone has that one thing at their core that will devastate them if rejected.
As events progress, misunderstandings occur, and everything is so terribly painful, as first love often is. Asao tries to help Odette, since he knows her secret, but the girl who has a crush on him mistakes his assistance as something else, as does the boy who likes Odette without knowing she's a robot. It's all very comfortable, even predictable, but that doesn't make it any less enjoyable to read. (The publisher provided a review copy.)
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[…] Davidson on Hanako and the Terror of Allegory (Graphic Novel Reporter) Johanna Draper Carlson on vol. 3 of Karakuri Odette (Comics Worth Reading) Michelle Smith on vol. 1 of Kingyo Used Books (Soliloquy in Blue) Katherine […]
[…] about a teen robot learning to be human. I like it. I have previously reviewed Book 1, Book 2, and Book 3 of the series, and I'm working on the fourth book for this […]
[…] Feast, I thought I'd get caught up on the series. It's been eight months since I read Book 3, but since much of the series is made up of chapters that function as short stories, that's […]
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You may have noticed an interesting fashion trend today. Some ladies are sporting purple hair.
A local salon teamed up with the Eastern Alzheimer's Association to help raise money for the foundation. Ladies put in purple hair extensions to raise awareness about Alzheimer's.
Sandy Powell, owner of North Chase Spa-lon said, "Everyone is affected by Alzheimer's in one way or another, if it's not a family member you probably know someone who is affected in one way or another. If it's not someone who is sick with it, it's someone who is helping someone who is sick, it's a sad disease that we need more help, more research and funds for."
You can stop by the North Chase Spa-lon through October 10th, make a ten dollar donation and get your purple hair strand.
Extensions can also be purchased at an Alzheimer's volleyball tournament at Captain Bill's in Wilmington on October 11th.