text:
Skip Maine state header navigation
Home | Contact Us | Careers | Calendar |
>> All Consent Agreements in Alphabetical Order >> All Consent Agreements in Date Order
This document is a Consent Agreement authorized by 5 M.R.S.A. § 9053(2) entered into by and among Great-West Life & Annuity Insurance Company (hereafter "Great-West Life & Annuity") and the Superintendent of the Maine Bureau of Insurance (hereafter also the "Superintendent"). The purpose is to resolve, without resort to an adjudicatory proceeding, issues relative to a Bureau Staff consumer complaint investigation. FACTS 1. Great-West Life & Annuity is licensed as an insurance company pursuant to the laws of the State of Maine. 2. The Superintendent of Insurance is the official charged with administering and enforcing Maine's insurance laws and regulations. 3. Title 24-A M.R.S.A. § 220(2) states as follows: "All insurers and other persons required to be licensed pursuant to this Title shall respond to all lawful inquiries of the superintendent that relate to resolution of consumer complaints involving the licensee within 14 days of receipt of the inquiry and to all other lawful inquiries of the superintendent within 30 days of receipt." 4. On July 29, 1997, Bureau Staff wrote to Great-West Life & Annuity inquiring after a consumer complaint by Barbara Schulman. 5. On September 24, 1997, Bureau Staff sent a certified letter to Great-West Life & Annuity apprising the company of its continuing failure to respond. Consent Agreement _________________________________________________________________________ 6. On September 30, 1997, Bureau Staff received a telephone call from Nancy Suttendorf of Great-West Life & Annuity requesting Barbara Schulman's telephone number in order to obtain more information from her regarding the complaint. Ms. Suttendorf stated she would route the complaint to the appropriate person at Great-West Life & Annuity for response. 7. As of December 1, 1997, Bureau Staff had received no response from Great-West Life & Annuity. CONCLUSIONS OF LAW 8. Great-West Life & Annuity acknowledges its failure to respond to one or more lawful inquiries of the Superintendent within the statutorily mandated time period as required by Title 24- A M.R.S.A. §220(2). COVENANTS 9. A formal hearing in this matter is waived and no appeal will be made. 10. At the time of executing this Agreement, Great-West Life & Annuity will pay to the Maine Bureau of Insurance a penalty in the amount of two hundred dollars ($200.00) payable to the Treasurer of the State of Maine. 11. At the time of executing this Agreement, Great-West Life & Annuity will provide the response requested in paragraph 4 above. 12. In consideration of Great-West Life & Annuity's execution of and compliance with the terms of this Consent Agreement, the State of Maine agrees to forgo pursuing any disciplinary measures or other civil sanction for the actions described in paragraphs 4 -7 other than those agreed to in this Consent Agreement. MISCELLANEOUS 13. Great-West Life & Annuity understands and acknowledges that this Agreement will constitute a public record within the meaning of 1 M.R.S.A. § 402 and will be available for public inspection and copying as provided for by 1 M.R.S.A. § 408. Consent Agreement _____________________________________________________________________ 14. It is understood by the parties to this Agreement that nothing herein shall affect any rights or interests that any person not a party to this Agreement may possess. 15. This Consent Agreement may only be modified by the written consent of the parties. 16. Great-West Life & Annuity has been advised of its right to consult with counsel and has, in fact, consulted with counsel before executing this Agreement.
Subscribed and sworn to before me this ________ day of _____________________, 1997 ______________________________ Consent Agreement _____________________________________________________________________
Subscribed and sworn to before me this _____ day of _____________, 1997 ______________________ STATE OF MAINE
Subscribed and sworn to before me this _____ day of _____________, 1997 ______________________ STATE OF MAINE Last Updated: October 22, 2013 |
Copyright © 2006 All rights reserved. |


text:
- Sony 64GB Class 10 UHS-I microSDXC Card for $25.99 ($4 low)
- Sony BC-DCX Travel Charger and NP-BX1 Battery for $34.99 ($15 low)
- Sony Action Video Camera for $149.99 (pictured, $98 low)
- Sony Action Video Camera w/ Live View Remote for $219.99 ($149 low)
Sony Action Video Cameras & Accessories
40% to 50% off free shipping w/ Prime
Shop Now
Posted 15 hr 14 min ago
As one of its daily deals, Amazon cuts 40% to 50% off a selection of Sony Action Cameras and accessories, as listed below. Plus, Prime members receive free shipping on all orders. (Non-members can spend $35 or more to qualify for free shipping; otherwise, shipping starts at $8.) The deals, all ending today:

subset: commoncrawl


text:
Bryce Scrimsher likes learning new things, and thought growing alfalfa would be a good way to improve the soil in recently purchased and rented fields.
Those are two of the reasons he started growing the crop for seed four years ago. Since then he's found that producing alfalfa seed is difficult, expensive and has a steep learning curve. He harvested less than 100 lbs/acre the first year. But yields are better now, and Scrimsher has implemented two important cost-cutting measures, so the crop is showing a small profit.
"There have been some challenges, but I think we're overcoming those and getting it more fine-tuned," says Scrimsher, of Culdesac, ID.
He's one of a number of Western farmers who, on an experimental basis, are producing alfalfa seed without irrigation. Much of the nation's seed crop is produced on irrigated fields near cities such as Boise, ID, and Walla Walla, WA, where land is under development pressure. Long-time growers are selling their land and leaving the business, so seed companies are testing production in dryland areas, reports Jose Arias, director of seed production for Forage Genetics International.
His company has contracted with selected dryland growers in the Palouse region of southeastern Washington and north-central Idaho, where wheat is the No. 1 crop. Alfalfa seed yields were low in 2007 and 2008, which essentially were establishment years, says Arias.
"This is our second year of production up in the Palouse, and we're getting very comparable yields there as in dryland production in Canada," he says. "Our growers had a wet season and were able to get a nice crop this year."
He estimates that the 2010 dryland crop averaged close to 400 lbs/acre. Although that's far less than the amount typically brought in from irrigated fields, these growers' costs are lower. Plus, they're capturing alfalfa's rotational benefits.
"They're looking at it from a profit standpoint, but also they're looking at it as a good source of nitrogen-building for their soils," says Arias.
He says alfalfa seed production "takes a lot of time and effort to get it done properly." Pollination and insect control during pollination are two of the biggest challenges.
Alfalfa is usually pollinated by leafcutter bees, which nest in precut holes in boards. They're more effective than honeybees, in part because they're smaller. If insect control is needed while the bees are in fields, the spraying is usually done at night when the bees are inactive, using a chemical that won't kill the pollinators.
Scrimsher did one early morning insecticide application this year and also routinely sprays for insects a week before putting bees out. After buying bees from other growers the first two years, he began raising his own to reduce costs. Leafcutter bees need a controlled environment, so they're raised in insulated buildings with heat and air conditioning.
Bees overwinter as larvae, and are managed so they're ready to emerge as adults when the alfalfa is blooming.
"It worked well this year," he says. "We multiplied our bees and actually will have some to sell now."
Raising and marketing bees, he adds, "is something my kids can do to maybe earn a little extra money and learn how to run a business."
In fields, bees are housed in shelters, one shelter per 10 acres. Scrimsher puts out 1-2 gallons of bees per acre, fewer than are placed in irrigated fields with higher yield potential.
Pollination takes about four weeks, then the seed crop is ready to harvest about 30 days later. First, though, it has to be defoliated, either with a burndown herbicide such as Gramoxone or by swathing. Scrimsher sprayed in past years, but cut costs by swathing in 2010.
"Swathing works well as long as you don't get a windstorm," he says. "Windstorms are hard on windrows and we did have one."
He harvests using his own older-model combine that he says does a better job cleaning than some newer machines. Scrimsher averaged about 300 lbs of clean seed per acre this year, with one field yielding close to 400 lbs. His contract prices range from $1.50 to $2/lb.


text:
[ppi] [ppiindia] Hukum Mendel ada kemungkinan keliru
- From: rahardjo mustadjab <bapakjewel@xxxxxxxxx>
- To: apakabar@xxxxxxxxxxxxxxx, ppiindia@xxxxxxxxxxxxxxx
- Date: Mon, 28 Mar 2005 07:02:47 +0100 (BST)
** Mailing List|Milis Nasional Indonesia PPI-India ** Mendel's Law May Be Flawed Associated Press Story location: http://www.wired.com/news/technology/0,1282,66995,00.html 11:22 AM Mar. 23, 2005 PT Challenging a scientific law of inheritance that has stood for 150 years, scientists say plants sometimes select better bits of DNA in order to develop normally even when their predecessors carried genetic flaws. The conclusion by Purdue University molecular biologists contradicts at least some basic rules of plant evolution that were believed to be absolute since the mid-1800s, when Austrian monk Gregor Mendel experimented with peas and saw that traits are passed on from one generation to the next. Mendelian genetics has been the foundation of both crop hybridization and the understanding of basic cell mutations and trait inheritance. In the Purdue experiment, researchers found that a watercress plant sometimes corrects the genetic code it inherited from its flawed parents and grows normally like its grandparents and other ancestors. Scientists said the discovery raises questions of whether humans also have the potential for avoiding genetic flaws or even repairing them, although they said the actual proteins responsible for making these fixes probably would be different in plants. Details of the experiments appear in Thursday's issue of the journal Nature. "This means that inheritance can happen more flexibly than we thought," said Robert Pruitt, the paper's senior author. In the experiment, the Purdue researchers found that 10 percent of watercress plants with two copies of a mutant gene called "hothead" didn't always blossom with deformed flowers like their parents, which carried the mutant genes. Instead, those plants had normal white flowers like their grandparents, which didn't carry the hothead gene and the deformity appeared only for a single generation. The normal watercress plants with hothead genes appear to have kept a copy of the genetic coding from the grandparent plants and used it as a template to grow normally. However, Pruitt's team didn't find the template in the plants' DNA or chromosomes where genetic information is stored and they did not determine whether a particular gene is encoded to carry out the recovery of the normal DNA. Where the normal genetic template is stored and how it is triggered will take additional research and probably involve more genes, Pruitt said. Humans and other animals do not carry the hothead gene, so if this process occurs in higher organisms it must use a different trigger, he said. Other scientists described the results as "spectacular." Detlef Weigel and Gerds Jurgen of the Max Planck Institute for Developmental Biology in Germany wrote in an accompanying commentary in Nature that the mechanism for recovering the normal DNA in the watercress plants might be lurking in the plant's RNA, which carries out genetic orders in cells. End of story ------------------------ Yahoo! Groups Sponsor --------------------~--> Give the gift of life to a sick child. Support St. Jude Children's Research Hospital's 'Thanks & Giving.' http://us.click.yahoo.com/lGEjbB/6WnJAA/E2hLAA/BRUplB/TM --------------------------------------------------------------------~-> *************************************************************************** Berdikusi dg Santun & Elegan, dg Semangat Persahabatan. Menuju Indonesia yg Lebih Baik, in Commonality & Shared Destiny. www.ppi-india.org *************************************************************************** __________________________________________________________________________ Mohon Perhatian: 1. Harap tdk. memposting/reply yg menyinggung SARA (kecuali sbg otokritik) 2. Pesan yg akan direply harap dihapus, kecuali yg akan dikomentari. 3. Lihat arsip sebelumnya, www.ppi-india.da.ru; 4. Satu email perhari: ppiindia-digest@xxxxxxxxxxxxxxx 5. No-email/web only: ppiindia-nomail@xxxxxxxxxxxxxxx 6. kembali menerima email: ppiindia-normal@xxxxxxxxxxxxxxx Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/ppiindia/ <*> To unsubscribe from this group, send an email to: ppiindia-unsubscribe@xxxxxxxxxxxxxxx <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/ -------------------------------------------------------------------------- Bagi Anda yang ingin berdiskusi tentang apa saja dg akrab, santai tapi serius dan penuh persahabatan dg seluruh masyarakat/mahasiswa Indonesia di luar negeri serta tokoh-tokoh intelektual dan pejabat Tanah Air, silahkan bergabung dg milis ppiindia@xxxxxxxxxxxxxxxx Kirim email kosong ke: ppiindia-subscribe@xxxxxxxxxxxxxxx atau kunjungi www.geocities.com/arsip_nasional/ --------------------------------------------------------------------------
Other related posts:
- » [ppi] [ppiindia] Hukum Mendel ada kemungkinan keliru


text:
The Blood Type Diet Archives Volume 8
Posted By: KarlaDate: Wednesday, 20 January 1999, at 2:56 p.m.
In Response To: Question: O's use Black Currant Seed Oil instead of EPO (B. Harvey)
I don't remember why EPO is an avoid for O's. Lectins sounds applicable, which would make it non-conducive to optimal health.
I've been using the Black Currant Seed for about two weeks now, and am having the same positive benefits my friends on EPO have. So, it seems to be a fine substitution.


text: DEVIN_87 - WHAT YOU DOING Feat. SWEET MAN By DEVIN_87 Posted Jul 19, 2012 at 02:00 AM 0 0 0Comments 13 Views *LEAK* Share Tweet gplus thumblr pinterest 1 WHAT YOU DOING DEVIN_87 feat. SWEET MAN Follow Artist Embed Me To Playlist Download Songs Mixtapes Videos 0 0 0 13 Powered By HOTNEWHIPHOPhotnewhiphop.com Edit Colors Full Player Simple Player Embed Script Copy Short Link Copy Iframe Copy Preview Full Player Simple Player Embed Code Copy NOTE: Minimum player width is 370 pixels, height is 50 pixels. Back Full Player Simple Player NOTE: Player width is 450 pixels, height is 50 pixels. Title Artist Back 01:23 04:56 Embed Code Copy


text: TOP 10 Top 10 Dating Is She Hot? Back to Top ▲ Is She Hot? 4 Shave Her Head Share on Facebook Share on Twitter 0 Shares Getty Images We've found that actually shaving somebody's head leads to resentment. The best approach is to convince her it's the right thing, perhaps by cracking open a bottle of bourbon and both shaving your heads at the same time. Girls who agree to shave their heads are either bats or really hot. Britney Spears? Crazy. Natalie Portman? Hot. Next Page TOP 10 9 8 7 6 5 4 3 2 1 Comments Show Comments More Like This Promoted Around the Web Special Features


text:
Peter Paul Ruben, The Prophet Elijah Receiving Bread and Water from an Angel (1628) |
Someone encouraged me to do this, and I thought I'd pass it along to you as well. It is to do a one-day fast tomorrow (Tuesday) for the election. If you so feel inspired, please consider participating in this venerable tradition of the Church (As you know, the more traditional form of fasting is on bread and water, but if you think it will interfere with your duties, please consider making some sacrifice for the sake of our country, even if only to avoid desert. As Our Lord told Saint Faustina, any small sacrifice, when done with love, can effect change in the hearts of men.) Let us recall to mind the words of Our Lady at Fatima; "Many souls go to hell because there is no one to offer prayers and sacrifices for them", following the proclamation of the angel; "Penance! Penance! Penance!" And to Saint Faustina, Our Lord said the following; "You will save more souls through prayer and suffering than will a missionary through his teachings and sermons alone".He then included excerpts from a post he wrote on his own blog, which included great quotes like this:
- Saint Gregory: "It is impossible to engage in spiritual conflict, without the previous subjugation of the appetite."
- Saint John Chrysostom: "Fasting is the support of our soul: it gives us wings to ascend on high, and to enjoy the highest contemplation! [...] God, like an indulgent father, offers us a cure by fasting."
- Saint Alphonsus De Ligouri: "He that gratifies the taste will readily indulge the other senses; for, having lost the spirit of recollection, he will easily commit faults, by indecent words and by unbecoming gestures. But the greatest evil of intemperance, is that it exposes chastity to great danger. 'Repletion of the stomach,' says St. Jerome, 'is the hotbed of lust.'


text:
"El Cantautor del Pueblo" (The people's singer-songwriter) Espinoza Paz and Mexican pop star María José present today the official video of the single"Asi o Mas", part of the soundtrack of the film "Girl in Progress". The video clip premieres this afternoon in Primer Impacto on the Univision network (5pm EST) and simultaneously onUnivision.com. The video of "Asi o Mas", directed by Alfredo Feliz Diaz, includes de performance of both artists and images of the movie.
"Girl in Progress" stars Eva Mendes along with Eugenio Derbez, Cierra Ramirez, Raini Rodriguez, directed by Patricia Riggen will premier in theaters around the country on May 11.
The single "Asi o Mas" by María José and Espinoza Paz has become a radio smash hit in Mexico, remaining on the Top 10 national radio charts since late 2011. María José also performed this song along Espinoza Paz during a massive concert at the legendary Plaza de Toros in Mexico City. Check out the video for "Asi o Mas" below.


text:
2101 Constitution Avenue, NW Washington, DC 20418
NOTICE: The project that is the subject of this report was approved by the Governing Board of the National Research Council, whose members are drawn from the councils of the National Academy of Sciences, the National Academy of Engineering, and the Institute of Medicine. The members of the committee responsible for the report were chosen for their special competences and with regard for appropriate balance. In preparing its report, the committee invited people with different perspectives to present their views. Such invitation does not imply endorsement of those views.
The National Academy of Sciences is a private, nonprofit, self-perpetuating society of distinguished scholars engaged in scientific and engineering research, dedicated to the furtherance of science and technology and to their use for the general welfare. Upon the authority of the charter granted to it by the Congress in 1863, the Academy has a mandate that requires it to advise the federal government on scientific and technical matters. Dr. Bruce Alberts is president of the National Academy of Sciences.
The National Academy of Engineering was established in 1964, under the charter of the National Academy of Sciences, as a parallel organization of outstanding engineers. It is autonomous in its administration and in the selection of its members, sharing with the National Academy of Sciences the responsibility for advising the federal government. The National Academy of Engineering also sponsors engineering programs aimed at meeting national needs, encourages education and research, and recognizes the superior achievements of engineers. Dr. William Wulf is president of the National Academy of Engineering.
The Institute of Medicine was established in 1970 by the National Academy of Sciences to secure the services of eminent members of appropriate professions in the examination of policy matters pertaining to the health of the public. The Institute acts under the responsibility given to the National Academy of Sciences by its congressional charter to be an adviser to the federal government and, upon its own initiative, to identify issues of medical care, research, and education. Dr. Kenneth I. Shine is president of the Institute of Medicine.
The National Research Council was organized by the National Academy of Sciences in 1916 to associate the broad community of science and technology with the Academy's purposes of furthering knowledge and advising the federal government. Functioning in accordance with general policies determined by the Academy, the Council has become the principal operating agency of both the National Academy of Sciences and the National Academy of Engineering in providing services to the government, the public, and the scientific and engineering communities. The Council is administered jointly by both Academies and the Institute of Medicine. Dr. Bruce Alberts and Dr. William Wulf are chairman and vice chairman, respectively, of the National Research Council.
This study by the National Research Council's Commission on Life Sciences was sponsored by the Office of the Deputy Undersecretary of Defense for Environmental Security (Cooperative Agreement No. DACA87-98-H-0011). Points of view in this document are those of the authors and do not necessarily represent the official position of the US Department of Defense.
Recommended citation:
NRC 1999. Perspectives on biodiversity: valuing its role in an everchanging World. Washington, DC: National Academy Press. 129 p.
International Standard Book Number 0-309-06581-X
Library of Congress Catalog Card Number 99-64135
Perspectives on Biodiversity: Valuing Its Role in an Everchanging World is available from the
National Academy Press,
2101 Constitution Ave., NW, Washington, DC 20418 (1-800-624-6242; http;/ /www.nap.edu).
Copyright 1999 by the National Academy of Sciences. All rights reserved.
Printed in the United States of America


text:
Visit our other Wisconsin Historical Society websites!
Refine or narrow your results by clicking any term in the gray boxes below.
Expand your results by removing any breadcrumb in a gray outlined box above. Click on the blue "X" to remove the term.
Narrow your results by entering a keyword into the search box above. Then click the "Search Within" checkbox, then click on the orange "Search" button.
If you did not find what you are looking for or you did not get any results, try changing your search term(s). See our Search Help page for more tips.
Date: 1925
Description: South American advertising poster for Chattanooga cane mills featuring color illustrations of machines and a photograph of a rural sugar processing operati...
Date: 1920 ca.
Description: A man works on a Titan 10-20 tractor outside International Harvester's Milwaukee Works (factory).
Date: 1922-08-18
Description: Two men stand holding a bull and a cow on the farm of Jerry Bacon. An International Harvester cream separator stands between the men and a barn is behind...
Date: 1929 ca.
Description: A production still for the Fox Hearst film "Romance of the Reaper". The film was produced by International Harvester to celebrate the Reaper Centennial. A...
Date: 1931-01-13
Description: Engineering photograph of two cotton picker fingers, an integral gear with shielded washer and a threaded gear and shielded lockwasher.
Date: 2004
Description: Kevin Wulff lives at N8134 Cty Trk AY. With the help of some miracle drugs, Kevin has won the battle with a rheumatoid arthritis problem.
Date: 1922 ca.
Description: A milking machine and an electric enamel Primrose cream separator in a room on the farm of Mr. Jerry Bacon.
Date: 1943 ca.
Description: Rabbit hutches at Thorn concentration camp in Germany. Text on page says "Muster-und Lehrstation Thorn".
Date: 1971-05-07
Description: Man driving an International 544 tractor and equipment on the White House lawn for national "Salute to Agriculture" day.
Date: 1914 ca.
Description: Elevated view of Mogul tractors loaded onto railroad cars outside International Harvester's Tractor Works. A variety of parts, engines, implements, and tra...
Date: 1930
Description: Shocks of grain bundled together with grain ties.
Date: 1945 ca.
Description: A man stands on top of a full hay wagon parked in front of the closed door of a red barn. Above the man a grappling hook full of hay can be seen through th...
Date: 1931-02-06
Description: Engineering photograph of a cotton picker finger, spindle, washer, and removable bushing.
Date: 1915 ca.
Description: Photographic postcard of a farm couple and their daughter posing outdoors in front of a barn.
Description: Kevin Wulff is shown with a load of hay containing 40 bales. He has lived here since 1991.
Date: 1885
Description: Engraved illustration of "Walnut Grove," the "homestead of the McCormick family" in Rockbridge County, Virginia. Cyrus Hall McCormick developed the first s...
Description: Rabbit hutches at Thorn concentration camp in Germany.
Date: 1945-07-05
Description: Lewis Flisram, age 79, started working for the Madison Parks Commission in 1897. He worked there until 1911. He left to work for his mother for a period of...
Date: 1911 ca.
Description: Exhibit tent featuring International Harvester gasoline engines. One engine is powering a board of light bulbs as men mill around and tend to the exhibit t...
If you didn't find the material you searched for, our Library Reference Staff can help.
Call our reference desk at 608-264-6535 or email us at:


text:
United Kingdom & Ireland > Products & Services > Home & Leisure > Nexcare™ Brand > Plasters
From serious protection for active lifestyles to fun plasters that'll put the smile back on kids' faces, find plasters for every type of cut and scrap. Our range includes waterproof, sensitive, comfortable & cushioned plasters.
Nexcare™ Protect Plasters Superior protection for everyday cuts and scrapes The first aid kit essential. Low allergy, breathable plasters for protecting cuts, scrapes and minor injuries. 100% waterproof, so they'll stay on securly during exercise, in the shower and even while swimming. Available in: Assorted pack of 14
Buy now from , Amazon. Also available from Lloyds Chemists.
Nexcare™ Warner Bro Plasters Fun patterned plasters for active kids Protect kids' cuts and scrapes with these colourful plasters featuring their favourite Warner Bros characters. Nexcare™ Protect Tattoo™ The Justice League Unlimited - made from low allergy, breathable film, and 100% waterproof, so they'll stay on while swimming.
Available in: Assorted pack of 14
Buy now from or Amazon. Also available from Dunnes Stores (Republic of Ireland Only)
Nexcare™ Comfort Plasters Soft and flexible protection, ideal for joints Comfortable, flexible plasters that stretch and conform to the body's contours –ideal for awkward areas such as fingers and joints. Unique airflow construction allows the skin to breathe, while the adhesive area completely surrounds the sterile pad, providing increased protection from dirt and germs.
Buy now from or Amazon.
Nexcare™ Active Plasters Extra staying power for active lifestyles Stretchy plasters with extra sticking power, ideal for use during strenuous work or play. Made from flexible material that conforms and stretches as you move - even around knuckles, knees and elbows.
Nexcare™ Sensitive Plasters Nexcare™ Sensitive Plasters Made from ultra-sensitive Micropore™ First Aid Tape, Nexcare™ Sensitive Plasters are low allergy, soft and gentle to sensitive skin. The tape is highly porous and allows the skin to breathe, while being thin, soft and flexible for increased movement.


text:
Site Map
Privacy Policy
Contact Us
Research/Data Resources
Annual Surveys
Position Papers
Search Repository
Annual Surveys
Advisory Committee
Correspondence- Committee
Correspondance- President
Correspondance- Congress
Current News, Aid-related
Forms - Federal
Friends of NASSGAP
History - NASSGAP
Position Papers
Position Vacancies
Press Releases
Research and Data Resources
Photographs - NASSGAP
A word from...
Members Directory
Virtual Office
About Us
Calendar of Events
Executive Committee
Past Presidents
Annotated Bibliography
National Center for Public Policy and Higher Education
Income of U.S. workforce projected to decline if education doesn't improve
Short Description:
Current demographic trends indicate a projected decline in educational attainment and personal income over the next 15 years, unless states do a better job of educating all racial/ethnic groups.
Current trends toward demographic growth in population segments with the lowest levels of education, combined with the retirement of the baby boomer generation indicate that average educational levels and personal income are likely to decline over the next 15 years, unless states do a better job of raising the educational achievement of all racial/ethnic groups. The projected declines can be reversed only by making a stronger commitment to raising educational levels among all residents, especially those in fast growing segments of the population.
View Full Text
Print Bibliography:
Is this item's link broken?
Report Broken Link
Associated Keywords:
Educational Attainment/College Degree Completion
Employment and Workforce Development
Low-Income Students
National Perspectives
Social and Economic Benefits/Economic Development
State-Level Information
Similar Items:
Educational needs index
Second to none in attainment, discovery, and innovation: The national agenda for higher education
The costs and benefits of an excellent education for all of America's children
Mounting pressures facing the U.S. workforce and the increasing need for adult education and literacy
Educational attainment in the United States: 2003
Economic mobility: Is the American Dream alive and well?
Indiana's adult education and workforce skills performance report: Preparing adults for a brighter future
Confronting the "new" American dilemma: Underrepresented minorities in engineering: A data-based look at diversity (Executive Summary)
Supporting English language acquisition: Opportunities for foundations to strengthen the social and economic well-being of immigrant families
Economic mobility project
Educational needs index state report: Indiana
The economic promise of investing in high-quality preschool: Using early education to improve economic growth and the fiscal sustainability of states and the nation
Reaching higher college completion (working paper)
Who graduates in California?
Return on investment: Educational choices and demographic change in California's future
The status of African Americans in engineering: Confronting the "new" American dilemma
The status of Latinos/as in engineering: Confronting the "new" American dilemma
Strengthening financial aid policies for low-income working adults
Wealth mobility and volatility in black and white
Economic state of young America
Opportunity in America: The role of education
High school dropout: A quick stats fact sheet
Advanced placement report to the nation: 2007
Overcoming obstacles, optimizing opportunities: State policies to increase postsecondary attainment for low-skilled adults
College access for the working poor: Overcoming burdens to succeed in higher education
Preparing all Indiana youth for life in the global human capital economy
Education pays 2006
Over half of low-income children live with a parent who works regularly
Hitting home: Quality, cost, and access challenges confronting higher education today
Education pays update 2005
Helping low-wage workers persist in education programs
Educational programs and projects that address the needs of low-income students
Out before the game begins: Hispanic leaders talk about what's needed to bring more Hispanic youngsters into science, technology and math professions
Center for Law and Social Policy
State policies to bring adult learning into focus
Second to none in attainment, discovery, and innovation: The national agenda for higher education
Early intervention programs: Opening the doors to higher education
Completing College: Assessing Graduation Rates at Four Year Colleges
Raising the Bar: Policy Recommendations for high school reform
Alabama: Featured facts from the SREB Fact Book on higher education
How does the United States stack up? International comparisons of academic achievement
Reaching higher with Ivy Tech Community College of Indiana: Focusing on the roll of community colleges
Women reap more benefits from higher education, study finds
Qualified teachers for at-risk schools: A national imperative
Proven benefits of early childhood interventions
Looking to the future: Volunatary K-12 school integration
Opening the door to the American Dream: Increasing higher education access and success for immigrants
Moving on: State policies to address academic brain drain in the South
Are teachers prepared for racially diverse schools? Teachers describe their preparation, resources, and practices for racially diverse schools
Graduation rate watch: Making minority student success a priority
Transition matters: Community college to bachelor's degree
The CollegeKeys Compact: Getting ready, getting in, and getting through college: Expanding options for low-income students
Knocking at the college door: California state report
Education watch Florida: Key education facts and figures 2006
Breaking the cycle of poverty starts with learning
SREB Factbook on higher education
Working too hard to make the grade: How fewer work hours and more financial aid can help California community college students succeed
Strengthening state policies to increase the education and skills of low-wage workers
National Indian Education Study 2007 Part II: The educational experiences of American Indian and Alaska Native students in grades 4 and 8
Back to basics: Improving college readiness of community college students
Given half a chance: The Schott 50 state report on public education and black males
Modeling Hispanic-Serving Institutions (HSIs): Campus practices that work for Latino students
New kids on the block: Results from the Moving to Opportunity experiment
Education longitudinal study of 2002 (ELS:2002): A first look at the initial postsecondary experiences of the high school Sophomore class of 2002
No Child Left Behind: State report card 2005-2006
Education watch Florida: Key education facts and figures 2004
Education watch Alabama: Key education facts and figures 2006
African American students and U.S. high schools
Transitioning out of high school: A quick stats fact sheet
Adult learning in focus: National and state-by-state data
Adult learning in focus: Individual state profiles and downloadable data
Achivement and attainment in Chicago charter schools
The 4th annual AP report to the nation
Getting ahead or losing ground: Economic mobility in America
Reaching higher with accountability (working paper)
Career academies: Impacts on labor market outcomes and educational attainment
How well are states educating our neediest children?: The Fordham report 2006
Increasing the achievement of Native American youth at early college high schools
Center for Student Opportunity
Higher education, higher cost and higher debt: Paying for college in the future
Racial transformation and the changing nature of segregation
In need of improvement: NCLB & high schools
Understanding recent changes in child poverty
Improving academic achievement in urban districts: What state policymakers can do
Who's left behind? Immigrant children in high and low LEP schools
Convergence: Trends threatening to narrow college opportunity in America
American higher education: How does it measure up for the twenty-first century
Promise abandoned: How policy choices and institutional practices restrict college opportunity
First generation college students: A literature review
A matter of degrees: Improving graduation rates in four-year colleges and universities
Pathways to a four-year degree: Determinants of transfer and degree completion
Ticket to nowhere: The gap between leaving high school and entering college and high performance jobs
College enrollment gender gap widens for White and Hispanic students, but race and income disparities still most significant new ACE report finds
Increasing success for underserved students: Redesigning introductory courses
Closing educational achievement gaps for Latino/a students in Utah
The alternative pathways project: A framework for dropout reduction and recovery
Early childhood investment yields big payoff
New faces, old patterns: Segregation in the multiracial south
Career development in context: Selected trends in education, economics, labor, and society
Equality and education, A Century Foundation project
Ladders of learning: Fighting fade-out by advancing pK-3 alignment
A test of leadership: Charting the future of U.S. higher education
Miles to go: Louisiana
Placing college graduation rates in context: How 4-Year college graduation rates vary with selectivity and the size of low-income enrollment
State of decline? Gaps in college access and achievement call for renewed commitment to educating Californians
Breaking through: Factsheet
Examining gaps in mathematics achievement among racial-ethnic groups, 1972-1992
Building a culture of evidence for community college student success: Early progress in the Achieving the Dream initiative
California: State accountability report card 2005-06
Education watch Alabama: Key education facts and figures 2004
Institutional Student Profiles Fall 2006 for the State of Alabama
Colorado Reports
Indiana Higher Education Opportunity Data Book
A new majority: Low income students in the South's public schools
Unmasking the effects of student engagement on college grades and persistence
SREB states lead the nation in Advanced Placement and International Baccalaureate Programs
Access to success initiative
Transfer between community colleges and four-year colleges: The all-American game
Transfer access to elite colleges and universities in the United States: Threading the needle of the American dream
The global state of higher education and the rise of private finance
A profile of the Ronald McNair postbaccalaureate achievement program: 1999-2000
Beyond access: Explaining socioeconomic differences in college transfer
Willing and Able, But Not Eligible
Starting right: A first look at engaging entering students
Closing the gap in science achievement: Using NAEP science assessment scores to analyze state trends
The Benwood plan: A lesson in comprehensive teacher reform
The Pangloss Index: How states game the No Child Left Behind Act
McNair scholar handbook
National study of student support services. Third-year longitudinal study results and program implementation study update
National evaluation of Upward Bound: Summary of first-year impacts and program operations
Asian Pacific Islander American Students and U.S. high schools
The study of economic, informational, and cultural barriers to community college student transfer access at selective institutions: National estimates of transfer access and baccalaureate degree attainment at four-year colleges and universities
The facts: Postsecondary access and success
Education pays 2007: The benefits of higher education for individuals and society
2005-2006 Alabama Board of Education report card: A state summary
Closing the gaps by 2015: The Texas higher education plan
Choosing Hispanic Serving Institutions (HSIs): A closer look at Latino students college choices
Beating the odds: An analysis of student performance and achievement gaps on state assessments: 2005-06 School year
Characteristics of minority-serving institutions and minority undergraduates enrolled in these institutions
Course-taking patterns and preparation for postsecondary education in California's public university systems among minority youth
Avoidable Losses: High-Stakes Accountability and the Dropout Crisis
Still looking to the future: Voluntary K-12 student integration: A manual for parents, educators, and advocates
Academic pathways to college: Policies and practices of the fifty states to reach underserved students
Kids Count state-level data online
Promoting school readiness through universal preschool
Tracking achievement gaps and assessing the impact of NCLB on the gaps
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Making opportunity affordable: Reinvesting in college access and success
The progress of education reform: Closing the achievement gap
Building bridges to college and careers: Contextualized basic skills programs at community colleges
Pre-K and Latinos: The foundation for America's future
College affordability for students from low and lower-middle income families
Returning to our roots: Student access
A report on the status of Hispanics in education: Overcoming a history of neglect
Locked up and locked out: An educational perspective on the U.S. prison pipeline
Who goes to preschool and why does it matter
An overview of higher education in the United States: Diversity, access, and the role of the marketplace
At what cost? The price that working students pay for a college education
Easy money: How congress could increase federal student aid funding at no additional cost to taxpayers
Education pays 2004: The benefits of higher education for individuals and society
Investing in America's future: Why student aid pays off for society and individuals
Socioeconomic status, race/ethnicity, and selective college admissions
What's at stake? The social and economic benefits of higher education
Pathways to a four-year degree: The higher education story of one generation
Measuring up 2006
Closing the college participation gap: A national summary
Paying for persistence: Early results of a Louisiana scholarship program for low-income parents attending community college
Grants for students: What they do, why they work
Gender gap grows
High school guidance counselors: Facilitators or preemptors of social stratification in education
The challenges of financial aid awareness and college access
Education Trust, Inc
It's kind of different: Student experiences in two early college high schools
Beyond the tunnel problem: Addressing cross-cutting issues that impact vulnerable youth
State higher education finance: FY 2004
PERSIST: A comprehensive guide for student success in higher education
Update: State policies regarding in-state tuition for undocumented students
State of college opportunity in Ohio 2005
Childcare and early childhood education: More information sharing and program review by HHS could enhance access for families with limited English proficiency
Improving urban student achievement through early childhood reform: What state policymakers can do
Children at risk: Consequences for school readiness and beyond
Charter high schools: Closing the achievement gap
The (un)changing face of the Ivy League
Hidden in plain sight: Adult learners forge a new tradition in higher education
Catching the Dream
Every child, every promise: Turning failure into action
How do pre-collegiate outreach programs impact college-going among underrepresented students
Paying for college: The rising cost of higher education
Their fair share: How Texas-sized gaps in teacher quality shortchange low-income and minority students
Higher education: Tuition continues to rise, but patterns vary by institution type, enrollment, and educational expenditures
The growing imbalance: Recent trends in U.S. postsecondary education finance
Enhancing student services at Lorain County Community College: Early results from the Opening the Doors demonstration in Ohio
College readiness: Helping all students access and succeed in higher education
Voces (Voices): A profile of today's Latino college students
Post-secondary education options for low-income students
Preparing all Indiana youth for life in the global human capital economy
Education watch California: Key facts and figures
States' progress toward high school restructuring
Education watch Washington: Key education facts and figures
Education watch Washington: Key Education Facts and Figures
Education watch Texas: Key education facts and figures 2004
Education watch Texas: Key education facts and figures 2006
On ramp to college: A state policymaker's guide to dual enrollment
The impacts of regular Upward Bound: Results from the third follow-up data collection
Annotated bibliography: Adult learning in focus: National and state data report
Education and training for TANF recipients: Opportunities and challenges under the final rule
Opportunity matters: A journal of research informing educational opportunity, practice and programs
Toward a national workforce education and training policy
Counting on graduation: An agenda for state leadership
ETS Policy Notes: Adult education in America
Toward more inclusive college savings plans: Sample state legislation
Drowning in debt: The emerging student loan crisis
Getting What We Pay For: State Community College Strategies that Low-Income, Lower-Skilled Students
What We Must Do To Create a System That Prepares Students for College Success
Tuition equity legislation: Investing in Colorado high school graduates through equal opportunity to postsecondary education
How much are college students borrowing?
Student debt and the class of 2008
Opportunity adrift: Our flagship universities are straying from their public mission
Flexible learning options for adult students
Race matters: Unequal opportunities in education
Federal access policies and higher education for working adults
What do we know about the economic benefits of the GED? A synthesis of evidence from recent research
Learning better together: The impact of learning communities on the persistence of low-income students
Survey of Entering Student Engagement (SENSE)
A profile of the Talent Search program: 1999-2000
Best practices in recruiting and retaining minority graduate students
Department of Upward Bound programs: Strategic plan
Project Complete
Federal education budget project
Gap or gaps? Challenging the singular definition of the achievement gap
A matter of trust: Ten key insights from recent public opinion research on attitudes about education among Hispanic parents
From cradle to career: Connecting American education from birth through adulthood; California state report
Beyond myths: The growth and diversity of Asian American college freshmen: 1971-2005
Learning in a new key
A plan to improve the quality of teaching in American schools
The Breakthrough High School project
Postsecondary success begins with high school preparation
2007 Status report on the Pell Grant program
Historic reversals, accelerating resegregation and the need for new integration strategies
The future of public education in New Orleans
Teacher credentials and student achievement in high school: A cross-subject analysis with student fixed effects
The narrowing gap in New York City teacher qualifications and its implications for student achievement in high-poverty schools
Do support services at community colleges encourage success or reproduce disadvantage?
The funding gap 2007
The funding gap (Spanish version)
The Chafee Educational and Training Voucher (ETV) program: Six states experiences
Cities in crisis: A special analytic report on high school graduation
Middle-class schools for all
Denied: Community college students lack access to affordable loans
From high school to the future: Potholes on the road to college
Reaching higher with affordability (working paper)
Education watch online
Opening doors: Promoting student success in community college and beyond
Lottery funded merit scholarships: Some lessons from the Florida Bright Futures Scholarship program
American Indian, Alaska Native, and Native Hawaiian education in the states
CSO College Center: A student gateway to college access, opportunity, and success
National HIRE network: Resources and assistance: Indiana
Opening doors: Support success: Services that may help low-income students succeed in community college
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
After Michigan, what? Next steps for affirmative action
The unraveling of No Child Left Behind: How negotiated changes unravel the law
A new way on school integration
Urban school reform: Achievement and school climate outcomes for the Knowledge is Power Program (KIPP)
Promoting a systematic focus on learning supports to address barriers to learning and teaching
Transfer access to elite colleges and universities in the United States: Threading the needle of the American dream
Profile of undergraduates in U.S. postsecondary education institutions: 2003-04, With a special analysis of community college students
A whole 'nother world: Students navigating community college
Successful bilingual schools: Six effective programs in California
Straight from the source: What works for first-generation college students
Funding Gaps 2006
Opening Doors project publications
Adult learners in higher education: Barriers to success and strategies to improve results
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Condition of education 2007
Confronting the graduation rate crisis in the south
NCHEMS information center
Swimming against the tide: The poor in American higher education
The impact of demographic changes on higher education
Increasing the college preparedness of at-risk students
The state of college affordability in Indiana
Measuring up 2006 state report card on education: Indiana
Vital voices: Building constituencies for public school reform
Borrowers who drop out: A neglected aspect of the college student loan trend
Left behind: Unequal opportunity in higher education.
The school to college transition: Challenges and prospects
Who should we help? The negative social consequences of merit aid scholarships
Getting through college: Voices of low-income and minority students in New England
Raising the graduation rates of low-income college students
How curriculum influences college persistence in Indiana and the nation
All students reaching the top: Strategies for closing academic achievement gaps
One-third of a nation: Rising drop-out rates and declining opportunity
Add and subtract: Dual enrollment as a state strategy to increase postsecondary success for underrepresented students
A step toward college success: Assessing attainment among Indiana's Twenty-first Century Scholars
Lumina Foundation for Education
Access for all? Debating in-state tuition for undocumented alien students
Double the numbers: Postsecondary attainment and underrepresented youth
Affordability of postsecondary education: Equity and adequacy across the 50 states
Global higher education rankings: Affordability and accessibility in comparative perspective
Public attitudes on higher education
In state tuition for undocumented immigrants
Fifty years after Brown v. Board of Education: A two-tiered education system
Crisis at the core: Preparing all students for college and work
Under-prepared community college students: Implications of attitudinal and experiential differences
Improving college access for minority, low-income, and first-generation students
Missed opportunities: A new look at disadvantaged college aspirants
State merit scholarship programs and racial inequality
Access denied: Restoring the nation's commitment to equal educational opportunity
Yes we can: Telling truths and dispelling myths about race and education in America
Expanding access and opportunity: The impact of the Gates Millennium Scholars Program
California trends in student aid: 1994-95 to 2003-04
Career advancement for low-income workers through community college and community-based organization partnerships
Diversity and persistence in Indiana higher education: The impact of preparation, major choices, and financial aid
American student achievement institute
Life after high school: Young people talk about their hopes and prospects
Primary progress, secondary challenge
The challenge of scaling up educational reform: Findings and lesson from First Things First
Best practice: Indiana University Bloomington groups program
Postsecondary education opportunity
Our impoverished view of education reform
California policy options to accelerate Latino success in higher education
Demography is not destiny: Increasing the graduation rates of low-income college students at large public universities
Teaching and learning across the class divide
Digest of Education Statistics
Effective preschool curricula and teaching strategies
The UW-Madison sixth annual plan 2008 campus forum
The promise and practice of employer educational assistance programs: 2004 State of the field strategies and trends
Student debt and the class of 2005: Average debt by state, sector, and school
College scholarships for Latino students: Are opportunities being missed?
National Urban League Scholarships
Hispanic Scholarship Fund
Dropout rates in the United States: 2004
Coercive mobility and crime: A preliminary examination of concentrated incarceration and social disorganization
Recession, retrenchment, and recovery: State higher education funding and student financial aid
An exploration of what we know about the formation and impact of perceptions of college prices, student aid, and the affordability of college-going and a prospectus for future research
Beating the odds: A city-by-city analysis of student performance and achievement gaps on state assessments
CPS: A leader in AP growth
Raising graduation rates in an era of high standards: Five commitments for state action
Breaking through: Helping low-skilled adults enter and succeed in college and careers
White students are racially isolated
Consortium on Chicago school research at the University of Chicago
Lumina Foundation Lessons: Students aren't just data points, but numbers do count
Overlooked gems: A national perspective on low-income promising learners
Recent participation in formal learning among working-age adults with different levels of education
The turnaround challenge: Why America's best opportunity to dramatically improve student achievement lies in our worst-performing schools
Enhancing student services at Owens Community College: Early results from the Opening Doors demonstration in Ohio
Forming a college-going community in U.S. public high schools
In-state tuition for undocumented immigrants: States' rights and educational opportunity
Fighting poverty through incentives and work mandates for young men
Constrained after college: Student loans and early career occupational choices
Frequently asked questions about college access and success
Council for Adult and Experiential Learning
Connected by 25: Financing entrepreneurship programs for youth transitioning out of foster care
Addressing the needs of adult learners
Enlace: Engaging Latino communities for education
Texas public universities' data and performance report: Part A
Condition of education 2008
Leveraging postsecondary partners to build a college-going culture: Tools for high school-postsecondary partnerships
Research brief: Practices that support data use in urban high schools
Upward Bound Math-Science: Program description and interim impact estimates
Jackie Robinson Foundation Scholarship Program
In-state tuition for undocumented immigrants
A profile of the Talent Search program: 1998-99
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
The connection strategy: Preparing young people to succeed in college and beyond
Schools, Skills, and Synapses
Economic Returns to Education: What We Know, What We Don't Know, and Where We Are Going – Some Brief Pointers
Putting money on the table: Information, financial aid, and access to college
A profile of successful Pell Grant recipients: Time to Bachelor's degree and early graduate school enrollment
Squeeze play 2009: The public's view on college costs today
Trends in college pricing 2009
What is the price of college? Total, net, and out of pocket prices in 2007-08
Unauthorized Alien Students: Issues and "DREAM Act" Legislation
Student Aid Simplification: Looking Back and Looking Ahead
Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
Promise lost: College-qualified students who don't enroll in college
State higher education finance: 2007
The learning communities demonstration: Rationale, sites, and research design
Strategic directions in Indiana education
A study of the Talent Search program: Analysis and highlights
Transitions to adulthood for homeless adolescents: Education and public policy
Best practices in student support services: A study of five exemplary sites
Early intervention program and college partnerships
Engaged for success: Service-learning as a tool for high school dropout prevention
New England Journal of Higher Education
Ronald E. McNair Postbaccaluareate Achievement Program: 2002-05 facts and figures at a glance
Wising up: How government can partner with business to increase skills and advance low-wage workers
Education watch Indiana: Key education facts and figures
Helping Teens Succeed
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - Spanish Version
Making pre-kindergarten work for low-income working families
Student debt and the class of 2006
Student charges and financial aid: 2006-07
How far behind in math and reading are English Language Learners?
The learning season: The untapped power of summer to advance student achievement
Achievement trap: How America is failing millions of high-achieving students from lower-income families
Child care assistance in 2004: States have fewer funds for child care
The narrowing gap in New York City teacher qualifications and its implications for student achievement in high-poverty schools
Understanding Latino parental involvement in education: Perceptions, expectations, and recommendations
Manchester College: Fast forward program
State merit aid programs: Responses by Florida community colleges
A Better Chance.org
Congressional Hispanic Caucus Institute: Youth site
Turning around chronically low-performing schools
National evaluation of GEAR UP: A summary of the first two years
Transitional jobs for ex-prisoners: Early impacts from a random assignment evaluation of the Center for Employment Opportunities (CEO) Prisoner Reentry Program
Delta project on postsecondary education costs, productivity, and accountability
Parent power and urban school reform: The story of Mothers on the Move
Engines of inequality: Diminishing equity in the nation's premier public universities
Accelerated learning options: A promising strategy for states
Ithaca College - Frederick Douglass Academy Partnership
The money manual: A personal finance guide from the Hispanic Scholarship Fund
Knowledge for practice: A training program for college access advisors
Paving the way to postsecondary education: K-12 intervention programs for underrepresented youth
College on credit: How borrowers perceive their education debt
California Community Colleges: Making them stronger and more affordable
Inventing Hispanic serving institutions (HSIs): The basics
Breaking barriers: A case study of two high performing high schools
Student debt: Bigger and bigger
Educational vouchers for universal preschools
Improving educational opportunties for students who work
Forging new partnerships: Adult and developmental education in community colleges
Inside the black box of high-performing high-poverty schools
Rescuing Brown v. Board of Education: Profiles of twelve school districts pursuing socioeconomic school integration
Student African American Brotherhood
Immigration debate resources
Breaking through: Helping low-skilled adults enter and succeed in college and careers
Gaining traction, gaining ground: How some high schools accelerate learning for struggling students
The link between high school reform and college access and success for low-income and minority youth
School context, student attitudes and behavior, and student achievement: An exploratory analysis
Trends in postsecondary access and interventions needed
Economic diversity of colleges: College-level data for researchers and the public
The impact of advice on price: Evidence from research
National association of street schools
Puente Project
The growing gap between reality and policy in opportunity in for higher education
NDSFA: State financial aid and college access
Diversity, school, family, and community connections
Mortgaging our future: How financial barriers to college undercut America's global competitiveness
The art of student retention
A shared agenda: A leadership challenge to improve college access and success
2003 status report on the Pell grant program
College knowledge: What Latino parents need to know and why they don't know it
How do educators' cultural belief systems affect underserved students' pursuit of postsecondary education
On course for success: A close look at high school courses that prepare students for college
What role can dual enrollment programs play in easing the transition between high school and postsecondary education
Knocking at the college door: Projections of high school graduates by state, income, and race/ethnicity
Add it up: Using research to improve education for low-income and minority students
National college access network
National Pathways to College Network
A new core curriculum for all: Aiming high for other peoples' children
The funding gap 2004: Many states still shortchange low-income and minority students
African American achievement in America
A summary of career beginnings impact evaluation: Findings from a program for disadvantaged high school students
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
Workforce contingent financial aid: How states link financial aid to employment
How is school reform tied to increasing college access and success for low income and minority youth
A deficit of understanding: Confronting the funding crisis in higher education and the threat to low-income and minority access
Challenging the myths: Rethinking the role of school counselors
Equal access to postsecondary education? The case of undocumented immigrant students
Show us the money: Low-income students, families, and financial aid
The affordability of university education: A perspective from both sides of the 49th parallel
Rural education at a glance
Latino achievement in America
Achievement in America
How Latino students pay for college: Patterns of financial aid in 2003-04
1992-93 Bachelor's degree recipients and their opinions about education in 2003
The role of finances in the persistence process.: A structural model
Debt burden: Repaying student debt
Capturing the college potential of students from underserved populations: An analysis of efforts to overcome social and financial barriers to college
The access challenge: Rethinking the causes of the new inequality
College students working: The choice nexus
It's all relative: The role of parents in college financing and enrollment
Indicators of opportunity in higher education
College affordability: Overlooked long-term trends and recent 50 state patterns
Debts and decisions: Student loans and their relationship to graduate school and career choice
Do grants matter?
The burden of borrowing: A report on the rising rates of student debt
Financial aid issues for students from low income families
National association of state approving agencies
Focus on families: How to build and support family-centered practices after school
Doors of opportunity opening or closing: We are using tax credits and tuition discounts to appease middle-class voters instead of expanding educational opportunity
Creating college opportunity for all: Prepared students and affordable colleges
Why segregation matters: Poverty and educational inequality
Taxing matters
Foundation for excellent schools
Working their way through college: Student employment and its impact on the college experience
A little knowledge is a dangerous thing: How perceptions of costs and benefits affect access to education
ACSFA policy brief: The toolbox and student aid policy
The promise and practice of prison programming
Access to the most selective private colleges by high-ability, low-income students: Are they out there?
The power to change: High schools that help all students achieve
Workbook of state affordability rates 2004
Realizing the college dream (English and Spanish versions)
Diversity workshops: Gender equity--a closer look
Low income student scholarships
Access to college: The role of tuition, financial aid, scholastic preparation and college supply in public college enrollments
Feasibility of a student unit record system within the integrated postsecondary education data system
Tuition and fees in public higher education in the West
Is college right for your child?: How to weigh the pros and cons
Indiana's 21st century scholars: A new community college system and college prep curriculum are improving the state's position
A multi-institution analysis of the effects of campus-based financial aid on student persistence at public four-year institutions
How outreach programs are implemented affects student achivement
Money on the table: State initiatives to improve financial aid participation
Latinos in graduate education
The context of "choice" in college pathways
Ensuring academic success for English learners
School readiness: Closing racial and ethnic gaps
Socioeconomic school integration, Race, class, and integration: Gaining new insights
College grants on a postcard: A proposal for simple and predictable federal student aid
The debt explosion among college graduates
Income and financial aid effects on persistence and degree attainment in public colleges
Jonathan Kozol interview transcript: Source material for "Segregation and its Calamitous Effects, America's "Apartheid" Schools"
The effects of merit-based financial aid on course enrollment, withdrawal, and completion in college
Understanding college access for under-represented students: Trends, issues, and strategies
Trends in college pricing 2006
The seventh generation: Native students speak about finding the good path
Educational equity center at AED
The advanced placement expansion of the '90's: How did traditionally underserved students fare
The Kalamazoo Promise
Starfish Initiative: Mentoring application
Reaching all children? Understanding early care and education participation among immigrant families
Community college fast facts
Center for native education
Black college dollars: 2007-2008 Directory of scholarships for African-American students
National and state data
Teacher credentials and student achivement in high school: A cross-subject analysis with student fixed effects
Afterschool programs as an oasis of hope for black parents in four cities
2007 Kids Count Data Book
Families forgotten: Administration's priorities put child care low on list
Head Start participants, programs, families, and staff in 2005
Financing asset building and financial education programs for youth transitioning out of foster care
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - English
College Access: Indiana
The professional mentor program plus: An academic success and retention tool for adult learners
Best practices: Resource for TRIO directors
College access and success state data
Early and often: Designing a comprehensive system of financial aid information
Why Should State Government Invest in College Education? An Equilibrium Approach for th US in 2000
Student debt and the class of 2007
Trends in college pricing 2008
Student Debt and the Class of 2010, November 2011
Dollars for degrees: Financial aid and its impact on post-secondary degree completion in Texas


text:
Anti-Money Laundering Advisory Services
Free registration required
Executive Summary
Governments and regulatory agencies have strict and unyielding expectations regarding the quality and completeness of Anti-Money Laundering (AML) programs within the financial services community. The rules cover many aspects of company functions and across the globe touch on nearly every sector of the financial services industry. Financial institutions are expected to design and implement effective AML compliance programs that address organizational needs, policies and procedures, transaction monitoring, independent testing of controls, filing of suspicious activity reports and ongoing training of employees. Technology plays an increasing role in addressing transaction monitoring, case management and reporting needs.
- Format: PDF
- Size: 68.51 KB


text:
Page added on April 2, 2012
Given the events of the past three years it is fair to say that we are still a democracy in principle rather than in practice. The existing authoritarian and undemocratic enclaves prevalent within our socio-political system support this argument. By authoritarian enclaves I refer to the prevalent corruption, the lack of respect for the constitution and the rule of law, and the continuous stifling of our civil and political rights by the so-called political fanatics, 'vanguards' of democracy and religious scholars in the Maldives.
It is true, old habits die hard. After 30 years of repression and authoritarian rule we still continue to focus on personalities; our institutions are not independent of specific personalities and as a society we continue to limit each other's political freedoms. We need to liberate ourselves from our traditional, personalised patronage politics. We need to liberate ourselves from the old habits.
To be democratic we need to understand that the rule of law precedes everything; civil liberties such as freedom of expression should be exercised with responsibility and as a society we need to make informed and responsible decisions in selecting and electing those who represent our voice.
President Waheed was right when he said on Hardtalk that "we have come to this point because we have not respected our constitution. We have not respected the rule of law. The last thing I want to do is to circumvent our constitution". So when and where have we circumvented our constitution? Without going into the details of Gayyoom's 30 year authoritarian regime, if we begin with the dawn of our democracy following the election of Mohamed Nasheed, when and where have the laws of the land been flouted? Where have we failed at democracy?
The rule of law was flouted when the Supreme Court was locked down under the order of Nasheed. The rule of law was flouted when a senior judge was 'judgenapped' and arrested. We failed at democracy when projects or investment opportunities were given to political party aides and cronies without declaration of 'conflict of interest' or without a fair bidding process. We failed at democracy as the number of family ties increased within the top brass of the state institutions. We failed at democracy when we failed to listen to public protests for 22 consecutive days, regardless of whether they were 200 people, a minority, or 100,000 people.
During Nasheed's regime, the opposition too failed at democracy because they refused to accept the rules of the game of democracy. Over the past couple of years the opposition have been hell bent on creating parliamentary deadlocks which delayed the enactment of key legislations; used religious fervor to rile up anti-MDP sentiments and backed questionable characters to achieve their political goals. Democracy is not the only game in town if the losers of an election do not accept their defeat. If we see democracy under the axiom of a game, it will only continue to work if the losers in the game want to play/try again within the same institutional framework under which they lost.
Our constitutional sins reached a new level on February 7, 2012. The constitution of our country was punched in the face when our democratically elected leader was ousted in a coup. If Nasheed was such a failure, his removal should have been by the rule of law, by the people and by the ballot. Whether by the fate of circumstances, by Nasheed's own making or by advanced planning the removal of an elected President by force, has set a very dangerous precedent here and in my opinion this constitutional sin is worse than anything Nasheed ever did.
I am willing to accept that politicians from all sides have failed to uphold the rule of law in the past, move forward and draw lessons from it. So I ask President Waheed, since he holds the reigns now, what is his plan to uphold and maintain the rule of law? The current government's commitment to democracy will continue to be tested and judged by the disgruntled opposition until the next election. Until then I hope our fragile democracy will continue to withstand the pressures and shocks without abandoning the electoral process ever again. The lesson for all of us is, never again should the constitution and rule of law be abandoned under the guise of upholding democracy.
I am not really concerned about 'who' is in power as long as the person in power is there through legitimate means and is concerned about implementing positive change. We have intellectuals on both sides of the political spectrum. Our infant democracy was born by the work of several people. For every protester there was an intelligent and energetic policymaker creating the rules of the game. For instance, Nasheed is a great orator and a true torch bearer for democracy. While Nasheed carried the torch, there were policy makers behind the table such as Dr Ahmed Shaheed, Dr Hassan Saeed, and Dr Waheed who rigorously used other channels to bring democracy to our country. All of them should be credited for their contributions regardless of which side of the table they are on.
Some of our MP's display appalling behavior, ignorance and a lack of professionalism. Some are borderline criminals. When the next election confronts us, we as the electorate have a moral responsibility to select and elect leaders who are competent, crime-free and open-minded.
One of the fundamental components of democracy is freedom of expression, because without it, free elections mean nothing. We do enjoy 'freedom of expression' in the Maldives but without any responsibility. Freedom of expression is an abused freedom in the Maldives because religious extremists use it to spread their religious fatwa's, war-mongerers use it to spread their hate, politicians use it to create division and the media uses it to spread half-truths. Where is our sense of social responsibility when we exercise freedom of expression?
We need to remember that before the 7th of February there were thousands of people who opposed MDP and exercised their fundamental right to criticise. The coup was not undertaken by the opposition supporters, therefore, why should they be labelled as 'baghees' (traitors)? The level of cyber bullying evident on social media towards anyone associated with the current government is one example where freedom of opinion is violated. The number of people that tell me that they are afraid to show their support to the parties they supported prior to 7th February due to fear of being labelled as 'baghee' is proof enough that freedom of opinion and expression is no longer a given. Without proper freedom of thought, opinion and association we will never be able to safeguard the integrity of our elections.
As a society that aspires to be democratic we all have a social responsibility to respect the rule of law, exercise our freedoms with responsibility and empower politicians for the right reasons. We are the drivers of change and politicians are only the mediators we select to implement the change we want.
All comment pieces are the sole view of the author and do not reflect the editorial policy of Minivan News. If you would like to write an opinion piece, please send proposals to email@example.com
19 Comments on "Comment: Breaking the rules of democracy"
N on Mon, 2nd Apr 2012 5:44 PM
Fear of being labelled a baagee does not amount to restriction of free speech. Public opprobrium is not the same as coercion by the state.
Q2 on Mon, 2nd Apr 2012 6:39 PM
From a political party member's point of view, it would be equally difficult to maintain a "Centrist" view. A large number of people suspect if there is one! It is not uncommon to have Baageen and the undecided "centrist" lumped in together, perceived together within public opinion due to the sensitivity of the issue. Perhaps a fact of life that remains unchanged be it due to social media or not.
Nazim on Mon, 2nd Apr 2012 7:06 PM
Finally, a comment by someone who's rational. Thank you minivan news.
attaturk on Mon, 2nd Apr 2012 8:11 PM
I beliv we need a mechanism to protect or be the guardian of the constitution- a position independent of the executive,judiciary and legislature and largely symbolic.i.e for eg-the president of India,Monarch of U.K…the only mandate of such a mechanism should be to make sure that neither of the 3 organs of the state cross the limits prescribed in the constitution, thus making sure that no individual having assumed the post/duties of a public servant act against any act of the constitution….this mechanism could comprise of an individual or group of individuals elected through the parliament/electorate or alternatively its time to establish a symbolic upperhouse of parliament consisting of academics and experienced notable figures of the country who do not represent any political parties and having the mandate to only ensure that all activities of the state and bills passed from the lower house are in accordance with the constitution and rule of law.
Until the truth of the doctrine of seperation of powers has properly sunk into the heads of the poeple who are to govern us we need a mechanism that will act on behalf of the constitution as its guardian.If not we will have to restart from where we started every 3 years.All 3 organs of the state today are in disarray, with all of them acting supreme at the expense of the people of the country and deriving authority from everywhere except the constitution!
earthling on Mon, 2nd Apr 2012 8:25 PM
can i tell you a secret. Democracy and religious dogmatism aka 100%muslim nation by divine decree (constitution) does not and can not co-exist and flourish at the same time. Its one or the other. you may argue over semantics, but Maldives and its recent past stands as proof of this. Democracy, power of people and their liberty and subsequent creativity and progress is by its very nature designed to a secular society. NO im asking for a secular state here, but don't give me the democracy and religous card at the same time.
Dhivehi Hanguraama on Mon, 2nd Apr 2012 8:43 PM
That is an admirable goal! Democracy is vile and disgusting, and must be destroyed.
For those Muslim brothers and our harlot womenfolk who yearn and long for it, I ask you to take into consideration that the Greeks who devised this most loathsome form of government had trade links with the southern medittaranean, and thus with the substantial numbers of semitic peoples contained theirein. Thus, it is reasonable conjecture that the original authors of democracy were none other than the ancestors of the zionist oppressors of today, who plot and toil daily to bring calamity and destruction upon the Muslim faithful ad turn our women into harlots! Woe unto them! Whereas the principles of Sharia are bestowed upon us by the divine creator himself, and remain unsullied by the impure words and machinations of the infidels.
As a great scholar of our holy texts, and of the works of the Ayat'ullah Khomeini, may his name ever be praised, I hereby declare a fatwa outlawing this repugnant form of government forever! All those who advocate for it must be rounded up and garrotted on the spot! Alhamdulillaah!
Maldivian on Mon, 2nd Apr 2012 10:06 PM
You need a brain transplantation before it is too late.
PL on Mon, 2nd Apr 2012 10:07 PM
Good article – I think a lot of people will agree with this, especially around the 'you are either for us or against us' attitude of some people now.
We do need constitution and rule of law to be upheld before we can move onto talk about a true democracy, and the current situation is making it difficult to have the rule of law upheld because of the behaviour of the current politicians on both sides.
We need a new centrist politics in the Maldives, which takes the best from both sides and removes the worst (corruption, cronyism, party-politics and personal-politics).
I was an MDP supporter in 2008, but cannot see how Nasheed (or Waheed) can unite the country after the past few months. We need a president and party which is unsullied by the past few months and who does not have baggage attached to them. MDP will never accept Waheed, and DRP will never accept Nasheed. An election is needed, but it needs an alternative to Nasheed/Waheed for people who want something new! If either of them win the next election, there will be even more problems in the future I think, just because politics is so divided at the moment.
I would not vote for Waheed or DRP after this, but I will not vote for Nasheed either, as he has not lived up to expectations after he was elected.
We need people like this author to be the ones who take us forward and investigate the coup independently without bias, and to take Maldives politics forward.
And I don't think religion and democracy are incompatible! This is just nonsense some people are saying to cause trouble and it is clear to see why this is being said.
Mohamed2 on Mon, 2nd Apr 2012 11:38 PM
I think we are better off without politica
A.Ahmed on Mon, 2nd Apr 2012 11:49 PM
The so called democracy , which strongly advocates for multiparty system, is a sinisterly designed self-centered one by the globalists who mainly are Zionists. Their main target is to have one world government and one world order i.e JUDAICA LAW but pushed forth as " international law ".
you guys are working hard to convince the Maldivians and the world audience that Judaica,Americana and Britannica Law is a system serving for the welfare of the humanity, i.e you call it " international best practice ". Shame on you!! If you know a little about William Petteson who migrated to Britain from Holland in 1694 and oversaw all arrangements of inaugurating BANK OF ENGLAND much to the discontent of the British of that time. No one knew the shareholders of the bank,save the unethical greedy crooks who made it exist. MAYER AMSCHEL BAUER who was born in Frakfert Germany in 1774 was the guy who migrated to England later and gave the bank a gloss. The so called "international laws " are formulated and laid down by those greedy bunch and of course later their decedents. Sharia Law is for the betterment and welfare of the whole of humanity wheres the above refereed law is to amass wealth by hook or crook, but at same time ostensibly exhibiting as if they are doing favours to the poor and the developing countries.
Indira NewDelhi on Tue, 3rd Apr 2012 12:32 AM
The resident loonie Dhivehi Hangyourself has vented his spleen yet again above. It is hate filled sunni muslim fanatics like him that give all of you a bad name…..no other faith produces quite the same ranting lunatics that fundamental islam does…..and Maldives seems to produce more that its fair share of these retards.
If he represented my hindu faith, I'd die of embarrassment.
As for democracy coming to a sunni muslim nation, especially a 100% sunni muslim nation…..dream on!!
Even Burma (Myanmar) is now way ahead of you losers.
Dhivehi Hanguraama on Tue, 3rd Apr 2012 1:38 AM
A.Ahmed speaks the truth! May Allah bless you and may your womenfolk never become harlots, as our are wont to do!
May they remain forever humble and obedient, and may pious offspring spring forth from their blessed wombs to do battle against the zionist oppressor and their "democratic" colleagues in arms!
A. Ahmed on Tue, 3rd Apr 2012 9:17 AM
@ Indra, The following terminologies, Muslim fanatics, Muslim millitants, Muslim extremists, Islamic fundamentalists, Islamists Muslim terrorists, Islamiphobia are ones invented after the year 1948. Before that year, no one ever hard of them neither have they ever been used in world media. Guess what connotations they have to that particular year. According to researchers,a group of people today known as Ashkenazi Zionists who had been objects of resentment over the years from time immemorial to that particular year, invented these terminologies to divert public attention from their unethical deeds. Ask your self who were behind French Revolution, First World War, Second World War and who benefited from all these wars and who lost.
Tro on Tue, 3rd Apr 2012 9:31 AM
totally agreed with you since the so-called democracy is common in Zionist countries but necessarily saying democracy literally means "power of the people" thus every law has to be made according to the people. So a full democracy can only exist when most of us become atheist – now we all know, that ain't happening.
Dhivehi Hanguraama on Tue, 3rd Apr 2012 9:57 AM
I am no "lunatic" you base woman from India, but a great scholar! If you were my wife, perish the thought, you would tremble in my very presence!
I urge you to embrace the tahweed, convert to Islam, and leave your Oogah Boogah Gods behind, for they will be of no avail to you on that great and terrible day when Allah (swt) will hold us all accountable for our actions and our beliefs!
Indeed, if the Oogah Boogah Gods had any agency or power, they would not be so helpless when confronted with their imminent destruction; if you do not believe me, I suggest you consult the employees at our so called "national mueseum".
Do you then not see that your Gods are false, and that ours is true!
As of now, you are not dissimillar to the fools who worship the zionist authored cult of democracy. And unless you mend your ways, you will have a similar reward to theirs in the hereafter. Innalillahi-wainnailaihirojiun!
Dhivehi Hanguraama on Tue, 3rd Apr 2012 10:09 AM
A.Ahmed speaks the truth yet again! Rarely ever have I come across a man who matches my intellect and erudition, on this website, filled as it is with its harlots, and zionist sympathizers, woe unto them!
Indeed, the Rostchild family house great wealth within the bowels of their lairs; wealth that they have amassed over the centuries through the deranged exploitative wars they have initiated for their own personal amusement and financial benefit.
earthling on Tue, 3rd Apr 2012 12:29 PM
oh yea! secular state means all atheists?..good grief!
and when did i say anything about zionism and democracy? if you have any suppressed anger towards Jews and Atheist this is not the place to vent out i guess. or rather could be the perefect place;-) enjoy!
fazu on Tue, 3rd Apr 2012 1:51 PM
good analysis! unbiased and refreshing to read
jameel on Tue, 3rd Apr 2012 2:10 PM
A very good article but even today's news confirms that democracy is dead at least at the Party level.
MDP supporters of Anni have tabled a no confidence motion against Dr.Didi and Alhan Fahmy.
The reason? Dr. Didi wants to form a cabinet according to the constitution of the Party. Once the Party is no longer in power, the onus is on the President to form a Cabinet. Right now the elected leader of the Party is Dr. Didi. But he has no authority as power is vested in Kenereege.
Alhan has told Anni that it is time that he acts the Mandela role and stand aside and let others lead the party.This made Anni furious and he has vowed to destroy Alhan.
This is the state of MDP, the party who advocated for democracy.
One can guess the state of other parties.
Furthermore, Maldivians do not seem to understand the difference between a Presidential style administration and a parliamentary democracy.
This is a huge issue since we have a Presidential style democracy yet we operate as if we have a parliamentary style democracy.
In a Presidential democracy, there is no party in power. Presidents stand and get elected on their own while in a Parliamentary democracy, the party with the highest number of seats form the government.
So the fact of the matter is that the public voted for a Presidential system and MDP or any other party cannot say that they are the government. No party gets elected to be the government.


text:
The Daily Gambling Fix — 3/7/12 — Jessica Vardinsky
The Daily Gambling Fix — 3/8/12 — Candace
Here are some of the best sports plays for all you gamblers out there.
The Game: Anaheim Ducks @ St. Louis Blues
The Reason: The Anaheim Ducks have gone under the total in ten of their last 12 games overall, and 7 of their last 8 on the road. Tonight they will take on a Blues team that has gone over the total just 17 times in 67 games this season and has not allowed more than two goals against in each of their last seven games. The Ducks are scoring just 2.1 goals for on the road, while the Blues are giving up just 1.7 against at home. Look for goals to be rare in this game, as it goes under the 5-goal total.
The Game: Tampa Bay Lightning @ Washington Capitals
The Reason: The Lightning continue to play in high-scoring games, as they have gone over the total in six of their last seven overall, and each of their last five on the road. In their last five games they have averaged 3.4 goals for per game, but they have also given up an average of 3.4 goals against over that same time frame. Five of the last six games between these two teams have gone over the total. Look for another high-scoring battle between these two teams to unfold at the Verizon Center tonight, as this game goes over the total.
2012 Record: (45-42-4), This Week: (3-3), Last Week: (7-3)
Sponsored By The BetUs.com Girls
BetUS Swimsuit Models
Take home some of our BetUS beauties! Get your free BetUS Model Swimsuit Calendar and DVD with your first deposit


text:
You cannot find a bigger advocate for the sweet and salty combination than me. My favorite dessert of all time, Strawberry Pretzel Jell-O, is the perfect example of sweet and salty. It is another bullet point on the ever changing list of things Mike will not eat. I swear to God, sweet and salty is […]
Strawberry Pretzel Jell-O
July 3, 2013 by 13 Comments
Mini Pretzel Brats
February 1, 2013 by 15 Comments
Pretzel Crusted Chicken Tenders
April 19, 2012 by 9 Comments
Happy Hour Friday: Soft Sourdough Pretzels
November 18, 2011 by 2 Comments


text:
Price: FREE (in-app purchases)
Version Reviewed: 1.0
Device Reviewed On: iPad mini (non Retina)
Graphics / Sound Rating:
Gameplay Rating:
Playtime Rating:
Replay Value Rating:
Overall Rating:
Runic Sorcerer can be best described as an initially free-to-play role-playing adventure that is set in medieval times. Backdropped by mystical caves and sorcerer-like hideaways, the player is challenged to navigate the map and learn the basics of gameplay along the way.
Allowing the player to set their own difficult level, and with a choice to play either a solo or multiplayer campaign ($0.99 to play ranked games), Runic Sorcerer starts out at Chapter 1 where players take the role of the sorcerer himself. The stage is set by having players talk to a 500-year-old ghost who aims to put them on the right path.
The first aspect to note is that the map is in 3D, and it can be moved and navigated with a touch and drag. To select a character, simply tap on him (or her), and moving to a new point on the map can be achieved by tapping the destination point – provided this is accessible to the Sorcerer to walk to without encountering any obstacles.
Along the way players will meet creatures and monsters that they must defeat or risk losing their precious health. Runic Sorcerer offers up a collection of mystical items, including potions, mushrooms, and mana-based magic in order to fend these evils off and send them back into the shadows from whence they came. In the event that one encounters more than a couple of these creatures at once, using two fingers to draw a virtual box around the group of monsters will see the Sorcerer focus on the most important of the group (the one causing the most amount of health loss), before automatically moving to fend off the others.
In terms of visuals and sound, I have to say that Runic Sorcerer is pretty impressive. The game's environments are detailed enough to be immersive, while the use of 3D sound that intelligently moves along with the player's navigation of the core map makes for a captivating few hours – especially when using headphones. The use of dynamic lighting is also apparent, which makes for a useful addition against the game's mostly dark setting.
The only downside to the game's controls was the lack of ability to zoom-in on or rotate the map. Players can navigate the map using a touch-and-drag gesture, and the map key located in the bottom left will allow them to navigate the map more quickly – providing a complete overview. The ability to zoom isn't majorly important due to the game's characters appearing at a pleasant size, but it might be good in battle scenarios. Also, the game currently relies on a top-down camera angle. I felt that the addition of a first-person camera angle could also be beneficial in allowing the player to become even further immersed in an impressively-designed environment.
Those who enjoyed Skyrim are likely to love Runic Sorcerer.
Editor Note: Since the publishing of this review, a reader got in touch to point out Runic Sorcerer's current ability to save the player's state of progress, while also highlighting that the game currently doesn't allow the iPad display to remain on if left idle for a short period of time. Having contacted Plexus Games, we can confirm that this functionality is on its way for version 1.0.2, (and version 1.0.1 we're told has already been submitted).
Tagged with: action, free, free to play, Games, iPad, magic, review, Ruins, Runic Sorcerer, Sorcery!, Yves Schmid Dornbierer


text:
How we cite our quotes:
Quote #1
Lo-lee-ta: the tip of the tongue taking a trip of three steps down the palate to tap, at three, on the teeth. Lo. Lee. Ta. (1.1.1)
Everything about Lolita fills Humbert with pleasure, even the feeling of saying her name. There is no single part of her that he does not turn into a fetish object.
Quote #2
You can always count on a murderer for a fancy prose style. (1.1.3)
Humbert loves to make striking statements. Not only does he confess a crime early in the novel, but he also draws attention to the quality of his own writing.
Quote #3
Let me remind you my reader that in England […] the term "girl-child" is defined as "a girl who is over eight but under fourteen. (1.5.9)
Humbert pays close attention to definitions. He is also eager to sway his readers, whom he often addresses as his "jury."