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During a recent phone call with one of my favorite reporters, we talked about the difference between easy-to-use and dumbed-down software. We went on to talk about why easy to use CFD software doesn't' mean that it has been dumbed down — after all, easy to use software can still be very powerful. But ease-of-use has gotten a bad rap out there. Some people assume that because a software tool is easy to use, anyone can use it. Maybe that is true for your basic word/spreadsheet/presentation software but an easy to use simulation tool should not be used as a substitute for the knowledge of the physics underlying the design. In order to use the software, you've got to know about what you are designing.
Case in point: I don't know how to drive a car with manual transmission but I know how to drive. The beauty of this is that I don't need to know which gear the car should be in for me to drive it from point A to point B. But I wouldn't be able to get anywhere in a car without knowing how to drive – well maybe I could get the car to lurch a few feet but inevitably this would result in a crash. So going back to what I was saying, design engineers are familiar with the basic physical behavior of their designs; after all, they have been working on that product design day in and day out. Because they have that knowledge, they are able to use our easy-to-use but powerful CFD simulation software to design a better product, faster and cost effectively.
Sometimes though it helps to get a refresher on the basics! That's why we offer informative 45-minute training sessions to the engineering community for free. This year we have been sponsoring a series of online presentations with each one focusing on a major aspect of mechanical design. The next two will be focusing on heat (to read more about each session please click on the title):
Simulating and Optimizing Heat Transfer, October 28, 2009
Heatsink 101: Everything you ever wanted to know, November 18, 2009
Both of these sessions will be delivered online so please take advantage of them — BTW the presenter for both these sessions, Alex Francois-Saint-Cyr is one of our great engineers based in the States and she is quite knowledgeable about the subject-matter. Anyway, if you can't make it to the actual session, then you may still want to register because all registrants will be provided with a link to the archived version of the session.
So go ahead and take a refresher course. It's the best way of ensuring you're getting the most out of the resources that are available to you for free (and in my book that is good ROI… the return on your time investment that is).
Until next time,


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"My brother came home wearing an afro."
"My aunt started telling us that my Mom had this disease..."
"She absolutely knocked me out..."
"I have pictures of our last Thanksgiving..."
"Recess came and the boys had a football..."
"It's the thing I've worked at hardest in my life."
"Jae Sang Kim was my uncle. He was murdered on June 6, 2005."
"Can you tell me the scariest moment when you were a little boy?"
"I remember wishing I would wake up a boy."
"The jobs change; managers change; I still stay there."
"I said, 'I love you.' And he said, 'Okay.' I wasn't satisfied with that answer."
"He said, 'When the border patrol changes shifts, you're going to run.'"

subset: commoncrawl


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…It all depends on how fast you are trying to go. That's really the name of the game with anything signal integrity. The faster we go, the more "new" problems we face. Even if a stub were 50 mils long, if your edge rate is fast enough, such as the edge rates used in many SERDES busses today, it could be enough to fatally degrade your received signal.
At the beginning of my career, I worked a bunch on a bus called SCSI. Up to 15 hard drives all connected together on the same bus, each hard drive connection having around a 1″ stub (sometimes more). Luckily the fastest it went was 80MHz, but it was still a challenge from a signal integrity standpoint. Fortunately SCSI, like many other parallel busses, has been replaced by a newer SERDES architecture. SAS, or Serial Attached SCSI, is a lot easier to implement than its parallel predecessor, but presents some new challenges. No need to worry about 1″ stubs any more on the hard drives, but now layer transitions and vias actually pose the threat of stubs. For instance, on a 100-mil thick board, if you transition from the top layer to a middle layer using a traditional thru-hole via, the rest of that via will be acting like a stub, with a length on the order of 50 mils. This can severely degrade the signal, and should be modeled in simulation before creating the board design to ensure it is not overly detrimental. Depending on the speed, the via and its stub may require a model from a 3D field solver, which can be created in HyperLynx 8.2. To learn more about this and other aspects of via design, check out my recent article in PCDandF:
Shorter stubs are getting longer
Patrick Carrier
Posted Nov 4, 2011
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text:
Human Rights Campaign fights for LGBT equality in New York alongside state and local groups and lawmakers. Find out more about what HRC is doing for LGBT equality in New York and how you can get involved with the Greater New York community.
Click here for more information on HRC's efforts to pass marriage equality in New York.
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text:
Regillus, LakeRegillus, Lake (rĭjĭlˈəs) [key], in ancient Latium, SE of Rome, possibly near Frascati. Traditionally it was the scene of a battle (499 or 496 B.C.) by which Rome gained supremacy in Latium. The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved. More on Lake Regillus from Infoplease:
See more Encyclopedia articles on: Ancient History, Rome |
24 X 7Private Tutor
Explore Chemistry definition , Algebra Problems


text: The Radial RA08 tyre from Hankook is designed to give the best performance on vans and transporters. The wide footprint gives excellent traction in all conditions. The aggressive kerfs and zigzag groove tread pattern are optimised to give uniform wear, and hence, a longer tyre life. The tyre also features three straight main grooves which deliver excellent wet weather handling, through effective water dispersion and reducing the risk of aquaplaning. This tyre also gives excellent cornering handling and enhanced straight line stability. Designed in conjunction with leading vehicle manufacturers, the Radial RA08 is the tyre for you if you are looking for consistent performance under all conditions. Features Optimised tread pattern to give uniform wear, and a longer tyre life. Excellent wet weather handling, through effective water dispersion. Excellent cornering and enhanced straight line stability.


text:
FREE SHIPPING ON ALL ORDERS See Details >
Free standard shipping on all orders. No code required. Applies automatically in cart. Offer applies only to orders placed on sperry.com, does not apply to previous purchases, and cannot be combined with other offers.
Offer applies to US orders only. Some restrictions may apply.
Embrace your passion for the sea with Sperry Top-Sider's nautical-themed clothing for women. Our nautical-inspired clothing options includes shoes, sandals, scarves, totes, jewelry, socks and swimwear. Stay on trend this season by shopping for nautical-style clothing for women today.


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Add-ons for Firefox. Replace Your Firefox Plugins with Mozilla Ubiquity / Ted Curran. Two of the most popular posts here on TedCurran.net deal with replacing your too-huge collection of browser extensions for Firefox and Chrome to improve your browser's speed and performance.
Replace Your Firefox Plugins with Mozilla Ubiquity and Over-Extending your Firefox with Extensions? Use Different Firefox-Powered Browsers for Different Tasks! Unfortunately, these posts are woefully out of date and recommend tools that are no longer supported. TrackMeNot. The practice of logging user search activities and creating individual search profiles - sometimes identifiable - has received attention in mainstream press, e.g. the recent front-page New York Times article on AOL 's release of collected data on individual searchers; also this front-page New York Times Business Section article describing the User-Profiling Practices of Yahoo!
, AOL, Bing & Google. We are disturbed by the idea that search inquiries are systematically monitored and stored by corporations like AOL, Yahoo! , Google, etc. and may even be available to third parties. Firebug JavaScript Debugger and Profiler. Firebug includes a powerful JavaScript debugger that lets you pause execution at any time and see what each variable looked like at that moment.
If your code is a little sluggish, use the JavaScript profiler to measure performance and find bottlenecks fast. Find scripts easily Many web applications are comprised of quite a number of files, and finding the one you want to debug can be a chore. Web Developer. StumbleUpon. StumbleVideo. StumbleUpon. StumbleUpon is a discovery engine (a form of web search engine) that finds and recommends web content to its users.
Its features allow users to discover and rate Web pages, photos, and videos that are personalized to their tastes and interests using peer-sourcing and social-networking principles. History[edit] StumbleUpon was founded in November 2002[7] by Garrett Camp, Geoff Smith, Justin LaFrance and Eric Boyd during Garrett's time in post-graduate school in Calgary, Canada. The idea of creating a company was established before the content: of the five or six ideas for products, StumbleUpon was chosen. Greasemonkey. Userscripts.org: Power-ups for your browser. Cheat bejeweled blitz.
Riverside Grandpa Demolishes the Bejeweled Code - Stuns Creator Video game ranking site VGChartz reports that Mike Leyde, a 56-year old steel contractor from Riverside, California, has broken Bejeweled 2's scoreboard with a score of 2,147,783,647.
Brian Fiete, co-creator of Bejeweled, is shocked: "The highest score the game is capable of calculating is 2,147,483,647; that's 2 to the 31st power minus 1. We had to give the game some sort of maximum displayable... 0. NASA Night Launch.


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Kardashian Featured In T-Mobile Super Bowl Ads Coke, Hornets Renew Long-Term Deal UM, Coca-Cola Ticket Promotion Pulled Coke Leery Of Pepsi Ads Near Daytona Brands Active Around World Cup Despite Protests Coke Goes Big With World Cup Campaign PNC Park Switching From Pepsi To Coca-Cola Tony Stewart Promotes Coke Zero 400 Coca-Cola Signs Four Olympians For Sochi Entertainers Helping Sports Sponsorship Awareness
Upcoming Conferences and Events
SBD/19/Sponsorships Advertising Marketing
Published May 19, 1995
Coca-Cola Co. and the Federal Trade Commission have settled a nine-year dispute over Coca-Cola's proposed agreement to buy Dr Pepper in 1986. The FTC had ruled the purchase would violate antitrust laws, and yesterday Coca-Cola agreed to give the agency "notice before it buys another U.S. beverage company with sales of more than 10 million cases." The agreement reportedly "won't affect Coca-Cola's plans to buy root beer maker Barq's Inc." and analysts say the deal is a "victory for Coca-Cola because it loosens previous FTC restriction and keeps Coca-Cola on the playing field in the rapidly consolidating market." But it could put an end to one frequently circulated rumor -- that Coca-Cola "might buy new soft drink giant Quaker Oats. Co., maker of Gatorade and Snapple" (Chris Roush, ATLANTA CONSTITUTION, 5/19).


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Over 1 million mobile devices rely on Webroot Security. Whether you are downloading a new app from Google or banking from your iPad Webroot has a security solution to protect your mobile lifestyle.
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Hey Baby
dave johnston - 30/03/2001
Waltz with a lot of turns. Nightmare to learn - get dizzy! Once mastered not too bad. Slow enough to put in some style.
sue marks - 30/03/2001
Some different moves in this one for a change - my class really like it - unusual music with Country alternative if you prefer.
paula - 30/03/2001
I taught this dance last week, the class really enjoyed it - especially the music. Good dance
Feet Don't Fail Me Now
R Madeley - 29/03/2001
THE most fantastic dance I've ever learnt! well worth learning, as the sonfg is amazing, and you can really get into it.... it ranks up there with 'The best of times' - nice one, Peter!
Pennsylvania 6-5000
Tiffany Chase-Sadler - 29/03/2001
Rachael you have worked your magic once again! This dance is great fun and my friends and I really enjoy dancing it. Keep up the good work!
Absolutely Everybody
Tiffany Chase-Sadler - 29/03/2001
Great dance! Fits really well with the music which makes me really enthusiastic. A real floor filler at discos!
Drowsy Maggie
Tiffany Chase-Sadler - 29/03/2001
Well done Maggie! This dance is great fun and really energetic, it definately makes you feel drowsy. This dance is great fun on its own but to add a bit of a difference try dancing it one wall Drowsy Maggie and one wall Boys from Ballymore it makes you think.
Dancing In The Dark
Tiffany Chase-Sadler - 29/03/2001
Good as a beginners dance but it makes intermediate dancers fall asleep. Goes well to Smoke Rings In The Dark but it does not go down well at a disco.
Dream Weaver
One of the best waltzs' around, well done Ed.The most popular at our club at the moment.
Paul O'Connor - 29/03/2001
Cheers gary, glad you liked the dance, i have just been asked to review it in our class.Few months since we did it. Thanks, Paul.
Getting Excited
brenda - 29/03/2001
what can i say? it has all been said above. i agree with it all. Great dance by a great chap. keep up the good work
jacqui - 29/03/2001
This is a lovely dance. If you like Into The Arena then I am sure you will love this one too. It's definitely top of my list just now along with Hot Love!


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What is Key Challah?
After you've finally finished putting away your Pesach dishes it's time to make Schlissel or Key Challah. It is an old and established custom that on the first Shabbos after Pesach we shape a challah into the form of a key or stick a real key inside a regular challah because this was the Shabbos when the Manna, the miraculous food Hashem air-mailed to our forefathers throughout their desert wanderings, ceased to fall.
Imagine what that Shabbos must have been like. All of the Children of Israel simultaneously wondering whether Manna had gotten lost or misplaced or delivered to the wrong address. But don't feel too sorry for them. Our anscestors had Joshua, Yehoshua Bin Nun to guide them . Remember that he was Moshe Rabeinu's own hand picked successor and protege and like Moshe he had a hotline to Hashem. It was time for the Jewish people to start fending for themselves and eating from the land.
This change indicated that the Children of Israel, we weren't yet called Jews, had entered a new reality. The key symbolizes this. It is a Jewish mystical teaching that Hashem's goodies are locked up and our prayers are the "key's" to opening His storehouse. The act of making Schlissel Challah is in and of itself regarded as a way to draw down the Heavenly blessing of Parnossa or sustenance.
Here's my machatesteh's (Yiddish for my son in law's mother) recipe for wonderful challot – Key Challah Recipe.


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Bullen Healthcare
At Bullen Healthcare we provide a fully bespoke and personalised Home Delivery Service for all of our customers. As a fourth generations, family run company, our 150 year history has taught us how important it is to ensure that all of our customers receive the highest levels of service possible.
Bullen Healthcare is dedicated to the provision of Stoma, Urology and Advanced Woundcare Products. We supply all manufacturers' product which are listed within the NHS Drug Tariff and do not prefer one manufacturer over another. Bullens manufactures and supplies a range of Bullens own stock for Stoma patients and are also the sole distributor of a number of Stoma accessories.
Latest Product News
Acti brief Plus: Innovation in Males Urinary Incontinence Management read more..


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Narrow your search
You can send text messages to anyone using Terminal.
The joint U Prepaid service brings both carriers into the realm of big-box distribution.
The carrier says it plans to buy wireless spectrum and network assets from Atlantic Tele-Network, aka Alltel, in an effort to boost its spectrum coffers.
Microsoft's full Windows 8 tablet arrives in two weeks, Verizon releases iPhone sales numbers, and Facewash scrubs the filth from your Facebook profile.
After taking longer than most carriers to get started with Android, Alltel is showing no signs of slowing.
The FCC approved Verizon's $3.9 billion bid to buy wireless spectrum from a group of cable companies. But what does the final deal hashed out with regulators mean for consumers?
Ask Maggie answers questions about Verizon's new share plans, offering insight about how to handle data hogs and whether unlimited users can still get the Samsung Galaxy S III for a discount.
Microsoft joins forces with Barnes & Noble, LG competes with iCloud, and Dell says there's big demand for the XPS 13 ultrabook.
Alltel Wireless becomes the first North American carrier to offer the HTC Merge. Preorders for the Android smartphone start March 28.
As part of a rebranding effort, T-Mobile's new ad campaign puts spokesmodel Carly Foulkes on a motorcycle with a promise that she's no longer nice.


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What does MQB mean in Military?
This page is about the meanings of the acronym/abbreviation/shorthand MQB in the Governmental field in general and in the Military terminology in particular.
Find a translation for MQB in other languages:
Select another language:
Discuss this MQB abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"MQB." Abbreviations.com. STANDS4 LLC, 2015. Web. 1 Mar. 2015. <http://www.abbreviations.com/term/151278>.
MQB also stands for:
- Macomb, Illinois USA
- McElroy, Quirk, and Burch Certified Public Accountants
- McQuade & Bannigan, Inc.
- Membership Quality Board
- Mr. Quimby's Beard
... see them all »
Nearby & related abbreviations:
Alternative search:
- Search Mission Quality Board on Amazon
- Search Mission Quality Board on Google


text:
Millions Against Malaria began as an idea between pilots Tim Pryse and Ken Evers. Both men had spent time in Papua New Guinea and had seen firsthand the horrors that are visited upon people who contract malaria. In April 2009, while attending a committee meeting at Bendigo Flying Club, Ken and Tim listened to two young ladies who were seeking sponsorship to raise awareness about breast cancer by competing in the Powder Puff Derby. A light bulb went off…malaria and aviation were intrinsically linked! The aeroplane has saved the lives of thousands suffering from malaria by bringing them from remote jungle locations to the medical assistance that would have been otherwise inaccessible. So, why not use aviation to highlight the issues malaria is causing around the planet by flying an aeroplane around the world!
One of the aeroplanes responsible for the lifesaving missions in countries plagued by malaria was the GA8 Airvan, and what more fitting aircraft for such a flight could there possibly be than this machine. It was then discovered during the organising of this flight that the Victa flown around the world by aviation legend, Cliff Tait, had been built in New Zealand…which meant that should Ken Evers and Tim Pryse successfully fly the GA8 Airvan around the world, then it would the first Australian designed and manufactured aircraft to every circumnavigate the globe! Once researchers and aviation historians confirmed this fact, the historicity of the flight along with its cause began to attract international attention. In January 2010, Mahindra Aerospace became the major sponsor of this world-first flight.
On 10 May 2010, the wheels of VH-BYI lifted off the tarmac in Bendigo, Australia and Millions Against Malaria was born. Visiting malaria-endemic countries during this historical flight, Ken and Tim captured on film the tremendous plight that some of these countries are facing due to this mosquito-borne disease. 62 days after take-off, the runway of Bendigo came back into view and the GA8-TC Airvan completed the circumnavigational flight and created world history.
But that was just the beginning…..
The sights seen and the messages heard by Tim and Ken could not allow them to remain idle upon their return to Australia. Friends and family gathered around these two as they continued their work in malaria awareness campaigning and fundraising for specific malaria issues in Papua New Guinea. Recognising the growth of Millions Against Malaria and appreciating the passion of those who had come along side them, Ken Evers and Tim Pryse stepped away from their two-man team and on 1 October 2013, Millions Against Malaria became a non-profit Incorporated Association.
The purpose of Millions Against Malaria Inc is quite simple. Working with local charities around the world, Millions Against Malaria seeks to target hotspots of malaria and provide those local charities with the necessary resources to fight against the disease. Working with the established charities in a malaria-affected community ensures the ongoing support of that established charity and avoids the misnomer that Millions Against Malaria became involved due to that charity neglecting the needs of those within its service area. In addition to this, when Millions Against Malaria works with various charities, it can expose those charities to perhaps a broader audience and thus gain further support for these crucial, life-saving organisations.
Millions Against Malaria Inc. Committee Members
- President / Secretary: Kenneth Evers
- Vice President: Timothy Pryse
- Treasurer: David Goode
- Daniel Connolly
- Kimberly Evers
- Nicole Kennon
- Kristy Roche
- Mouna Sogo
- Timothy Wilson
- Tracey Wilson


text: To help BCLC members communicate the extent of the earthquake that struck Japan in March 2011 we designed an interactive map that allows users to mouse over individual seismic events and instantly view the timing and magnitude of each event. We focused on the first 24 hours following the earthquake, visualizing the original 9.0 earthquake, subsequent aftershocks, and the range and severity of ground movement. The full interactive map can be embedded into any website, much like a YouTube video, and was designed using TileMill and open data from the U.S. Geological Survey.


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Additional Images - Click For Detailed View - Western seat sizing chart |
Mastercraft Pro Reiner Saddle 9602
This new Mastercraft Pro Reiner saddle by American Saddlery has classic lines and a sleek design. Its light weight and low boy horn ensures a good range of motion without the fear of slipping. It also features close contact cut-a-way skirts, low boy horn, and hand-laced rawhide covered stirrups. The natural oil leather is hand stamped in basket and border designs, all built on a rawhide covered reiner tree. Specifications: Tree: Rawhide covered reiner tree with Quarter Horse bars Seat Size: 16" Horn: lowboy style reiner horn, leather-covered Swell: 13" Cantle Height: 3 1/2" Rigging: In skirt Stainless steel rigging Stirrups: Hand-laced rawhide covered Weight: Approximately 34 lbs. |


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This website is best viewed in a browser that supports web standards.
Skip to content or, if you would rather, Skip to navigation.
Job Title | Project Assistant |
Department | Textbook Services |
Job Description | To provide assistance processing textbooks for students; May require driving a University vehicle to transport textbooks to other locations on campus. Communications:
Critical/Creative Thinking and Problem Solving:
Self-Directed Learning:
Personal/Social Development:
Team Work/Team Leading:
Qualifications | Able to lift 25 pounds independently; Preferred, but not required to have a current, valid driver's license; If in possession of a current, valid driver's license, must have a safe driving record and meet all University requirements to drive a University vehicle. |
Wage Rate | $7.75 |
Hours Available | This position is of two week duration at the beginning of each trimester. Position hours vary; Actual dates of employment this trimester August 19 - September 2013. |
Start Date | August 19, 2013; |
Application Deadline | July 3, 2013; Please complete the attached application. |
Supervisor | Teri Tobin |
Address | Textbook Services, Station |
Contact the Supervisor to apply for this position. Apply for positions for which you meet the qualifications.


text: [ NJ101.5 Streaming Is Back By Dan Alexander January 25, 2013 New Jersey 101.5's audio stream has returned. Read More|Comment Category: Host Clips [Audio, Video], Host Posts, Jim Gearhart Show, News from NJ1015.com, Restore, TS net, TSM Tags: nj101.5, RadioPup, Streaming, TSM Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


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Paul Walker's tragic death left the world heartbroken on Nov. 30. The 40-year-old 'Fast & Furious' actor died in a car crash in Santa Clarita after leaving a charity event. We had fallen in love with his character, Brian O'Conner, and now know that the cast and crew plan to pay a special tribute to Paul in the next film.
Fast & Furious 7 is currently in the process of filming, but after Paul Walker's shocking death, many were left wondering how the franchise would move forward. However, HollywoodLife.com can now tell you exclusively that the movie, slated to come out in July 2014, will honor the late star.
"Many people within the production haven't even heard the tragic news because of the holidays, but its almost positive that the movie will still move forward in his honor," a source close to the film's cast told HollywoodLife.com exclusively. "Once people get back to work on Monday, many meetings will be happening."
Paul has starred in five of the six Fast & Furious films, plus was mid-way through filming the seventh when he tragically lost his life in a car crash.
Paul Walker's Shocking Death
Paul was the passenger in a Porsche GT during a charity event for his organization, Reach Out Worldwide, which was raising money for those affected by the typhoon in the Philippines. The driver of the car lost control, crashing into a tree, causing the car to burst into flames. Santa Clarita's Sheriff's Station confirmed to HollywoodLife.com that both men were pronounced dead at the scene.
Paul's family took to his official Facebook page to release the following statement:
It is with a truly heavy heart that we must confirm that Paul Walker passed away today in a tragic car accident while attending a charity event for his organization Reach Out Worldwide. He was a passenger in a friend's car, in which both lost their lives. We appreciate your patience as we too are stunned and saddened beyond belief by this news. Thank you for keeping his family and friends in your prayers during this very difficult time. We will do our best to keep you apprised on where to send condolences. – #TeamPW
– Emily Longeretta, Reporting by Russ Weakland
More Paul Walker News:
- Paul Walker: Fans Devastated By Actor's Death
- Paul Walker's Death: Celebs React On Twitter
- Paul Walker Dies At 40 In Fiery Crash
View Comment
Posted at 9:51 PM on January 15, 2014
Kathy blkley
Posted at 1:41 PM on January 12, 2014
Natasha Suba prosser
Posted at 1:09 AM on December 12, 2013
Paige Oswald
Posted at 2:51 PM on December 3, 2013
I was and still am a big fan of Paul walker and I was really upset to hear the horrible news. At first i thought of it as a cruel joke someone was playing but when I realised it was true I cried. Paul walker will always be loved and remembered by his family, friends, and all of his fans. My remorse goes to his family, friends, and fans but mostly I give my sympathy goes out to his daughter Meadow Walker has she has to go through more pain than I can imagine.
With all love and sympathy,
Paige Oswald
Posted at 7:19 AM on December 3, 2013
Posted at 8:43 PM on December 2, 2013
Tony Clifton
Posted at 2:55 PM on December 2, 2013
Posted at 1:18 PM on December 2, 2013
Jamie montgomery
Posted at 10:47 AM on December 2, 2013


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Posted: May 29, 2011 1:24 PM
Updated: May 29, 2011 1:24 PM
Source: Louisiana State Police
DONALDSONVILLE- A man is clinging to life in Ascension Parish after his truck was struck by a train.
It happened on LA-70 LA-3089 around 6 p.m. Saturday.
Investigators say Jeremy Brassett, 31, was driving a truck when he tried to beat the train across the tracks. That's when he was hit by the train.
Brassett sustained life-threatening injuries in the crash and is being treated at a hospital in New Orleans.
Troopers sent a sample of Brassett's blood to a lab to determine if he was drinking.


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Of premium concern: the slow road to PI claims
PUBLISHED: 07 Jun 2013 05:05:51 | UPDATED: 11 Jun 2013 15:04:37PUBLISHED: 07 Jun 2013 PRINT EDITION: 07 Jun 2013Association of Financial Advisers chief operating officer Phil Anderson says PI is a serious impost for smaller, stand-alone groups. Photo: Sasha Woolley
David Chaplin
Inflation, if the Reserve Bank of Australia has it right, should be the least of Australia's current worries. According to the RBA's May monetary statement, price increases were tracking at just under 2 per cent, "softer than had been expected". But if the country is in a low-inflation era, no one has told the professional indemnity (PI) insurers.
Concrete data is scarce but several advisers told Asset that PI premiums jumped at least 15 per cent at the last assessment, coming on the back of similar annual increases over the previous five years.
This February opposition financial services spokesman Mathias Cormann raised the PI issue at a Senate estimates committee hearing, while quizzing Australian Securities and Investments Commission executives Peter Kell and Greg Medcraft.
Cormann asserted that the price of PI cover, which became compulsory for financial advisers in 2008, was rocketing beyond the means of many advisory firms, particularly small, independent players.
"The contention is that there are four underwriters remaining and premiums have gone up by 170 per cent over four years, even for firms with clean claims records, and by a lot more for others," Cormann told Kell during the hearings. "When compulsory PI was designed in 2007 the market was soft, but now it is getting harder and harder to get appropriate cover. You have not come across this?"
While acknowledging PI was an "ongoing challenge for the advisory community", Kell said it "has not been front and centre recently".
Most likely, according to Michael Gottlieb, director of insurance broker Mega Capital, that's because PI has become a game of two halves. He says the PI insurance market for financial advisory firms has splintered into two distinct groups: incumbent insurers, carrying losses on claims incurred since the global recession that are being forced to up premiums and limit new cover, and unencumbered insurers who can cherry-pick low-risk advisory businesses without the need to overly inflate premiums.
Small firms bear the brunt
Mega Capital specialises in sourcing insurance cover for Australian Financial Services Licensees (AFSL), with about 200 such firms on its books. Gottlieb says while premiums have generally increased across the board over the past few years, not all AFSLs are struggling in the current PI market.
"Those AFSLs with relatively clean claims histories and low risk profiles [as determined by the insurer] are in a pretty good position and are seeing relatively positive outcomes," he says. "But if you're a distressed risk with a significant claims history then existing insurers are putting up premiums and cutting cover."
And even if a "higher risk" advisory firm with previous PI claims against it can find a new insurer to take it on, the cost of doing so could be prohibitive.
"In determining the premium, the insurer would likely amortise the claims history over a 10-year period," Gottlieb says.
"For example, if you've had a claim of $5 million then you'd likely face an annual premium of at least $500,000." (Claims data is not forthcoming from insurers, but some statistics have been released from the Financial Ombudsman Service – see "Payouts a Mystery", page 20.)
Regardless of the extremes, however, overall PI costs have undoubtedly increased over recent years.
Dealer groups who might have faced a PI cost of between 1 and 2 per cent of income are now looking at premiums on average of between 2 and 4 per cent.
But the greatest percentage increase in premiums is probably falling on small (say one- to two-person), independent advisory firms. On average, Gottlieb estimates the minimum annual premium for a firm in the above category has climbed from between $3000 and $3500 a few years ago to between $8000 and $10,000 today – not high enough to close down a business, perhaps, but painful all the same.
Paul Gerrard, who runs sole practice APT Strategy in Adelaide, describes his recently increased PI premium of about $8000 as "outrageously expensive".
"I've never had a complaint laid against me," Gerrard says. "The risk profile of the business is practically zero."
While he begrudgingly accepts the inevitability of PI ("ASIC told us we have to have it"), Gerrard says its utility is questionable.
"You never know how well you're covered until you make a claim," he says.
Gerrard lays most of the blame for the high PI premiums with the Financial Ombudsman Service (FOS), which can field claims from disgruntled investment advisory clients for compensation claims up to $280,000.
"Consumers don't have to put up any [capital] to complain with FOS, which encourages complaints – it's free entry to the possibility of making money," he says, which, combined with "the uncertainty of the FOS process", causes PI insurers to err on the side of caution.
"If [complaints against advisers] had to go through the legal system, PI premiums would be somewhat lower," Gerrard says.
Deal with PI pain
Bruce Baker, principal of Queensland-based Puzzle Financial Advice, agrees the FOS system has "flowed through into higher PI premiums".
"FOS ends up being the policeman for the industry and sometimes it interprets the law in a way that is a bit strange – although less so now," Baker says.
Like Gerrard, Baker is a sole practitioner (both are members of the Boutique Financial Planning Principals Group), and he says it is they who bear most of the PI strain.
"Single proprietors are slugged worse than larger businesses," he says, by insurers who rely more on the "law of large numbers" than forensic identification of individual advisory firm risks.
"We fill in a detailed questionnaire [from the PI insurer] but it's extremely difficult for underwriters to assess the risks in any given financial planning business," Baker says.
Irrespective of the difficulties, PI insurers are demanding a greater level of information from advisory firms before providing cover.
"[PI insurers] look at every piece of the business," says Rick Di Cristoforo, managing director of Matrix Planning Solutions, one of the few remaining reasonably sized independent dealer groups.
Di Cristoforo says that while Matrix, like the rest of the industry, experienced a price hike after its latest review, obtaining cover was "not that difficult".
"We have a long-standing relationship with our insurer," he says.
Nevertheless, the group's insurer insists on running the ruler over details such as approved product lists (APL), adviser training programs, supervision systems and recruitment policies.
The PI oversight, intrusive though it is, doesn't unduly influence Matrix business decisions. "We don't run our strategies based on our PI insurance, but you'd be an idiot not to be conscious of it," Di Cristoforo says. "Managing risk is important."
But defining those risks remains the preserve of the PI insurers. And, according to Mega Capital's Gottlieb, while insurers have extended their gaze to more qualitative aspects of advisory businesses in recent years, investment philosophy and the all-important APL are still top of the PI checklist.
"Insurers like to see investment strategies in liquid asset classes that are relatively stable and don't involve high levels of gearing or discretion," Gottlieb says.
He says while such post-GFC conservatism is understandable, there is a danger PI insurers could stifle innovation in the advisory market.
"There are certainly differences on how insurers define their preferred risk," Gottlieb says. Some insurers might be more amenable to managed discretionary accounts (MDAs) than others – but vanilla remains the flavour of choice in the PI market.
He advises financial planning firms to find a broker able to understand the nuances of their businesses that can then act as an "advocate" to the appropriate PI insurers. "We always work with our clients to determine why they are different and hopefully better than the average [in a risk sense]," Gottlieb says.
Advisers, of course, may have different views than their insurers of where the risks lie in their businesses. Puzzle's Baker says the biggest risk advisers should manage is their choice of client. "If there's no mutual trust between you and the client, then don't deal with them," he says. "You learn that through experience."
Advisory industry associations also have a part to play in helping members deal with the PI pain.
Association of Financial Advisers (AFA) chief operating officer Phil Anderson says feedback from members indicates PI insurance is getting "prohibitively expensive" for some.
"No one's said they've had to give up their business because of PI but it is a serious impost, especially for smaller stand-alone groups," Anderson says.
Previously, the AFA offered members PI cover through a single preferred broker but now recommends a range of appropriate firms. According to Anderson, a bulk PI deal for members hasn't been ruled out, "but we have other priorities at the moment".
The SMSF Professionals' Association of Australia (SPAA), however, has negotiated a PI deal for its specialist members who have met educational competency standards.
Graeme Colley, SPAA director of professional standards, says the group brokered the deal because PI policies traditionally didn't cover SMSF advice. The SPAA-endorsed PI insurance is also 20 per cent cheaper than alternatives, Colley says, while providing differential cover for financial planners and accountants.
He says the PI policy is evidence that the SPAA competency standards effectively act as a risk-reduction measure – as well as indicating a more sophisticated understanding of the advisory market by insurers.
"There's no question that PI insurers are looking more closely at the advice market today," Colley says. "In the past PI covered a much broader area of advice. Now insurers are considering 'enclaves' as well – such as SMSF advice where advisers who have achieved the SPAA competency standards are perceived as less risky."
The Financial Planning Association (FPA) also offers access to PI cover via an agreement with insurance broker Jardine Lloyd Thompson (JLT).
Dante De Gori, FPA head of policy, says the JLT deal – cemented in 2008 – has been a successful arrangement. He says as far as he is aware, no claims have been made on JLT PI policies sourced through the FPA, where it is dubbed "PI Pro".
De Gori does admit, though, the FPA doesn't actively market PI Pro to members, and membership is no guarantee JLT will provide cover.
As with other advisory organisations, De Gori says members are grumbling about the current PI pressure. "There is a wide concern that PI is becoming more expensive and more restrictive," he says. "It's a real thorn in the side of the industry."
It's a thorn that, current developments suggest, is more likely to be shoved in deeper than gently removed.
Firstly, the arrival of the Future of Financial Advice (FoFA) regime this July does have some advisers spooked by PI. De Gori says some members have told him insurers are using FoFA as a wedge to drive up premiums. Others, however, are more concerned about a looming conflict between PI policy restrictions and their "best interests" obligation under FoFA.
Both the AFA's Anderson and De Gori say it's more than conceivable that the FoFA "best interests" rule could at times require advisers to recommend products outside an APL, triggering a possible PI policy breach. While a test case is some time away, the prospect of a PI-FoFA stand-off has set off adviser early warning systems.
Last month, too, the government announced further PI reforms that emerged out of two industry inquiries, one into the Richard St John compensation report; another into the collapse of the Trio super funds. The proposals, now set for further consultation, include a requirement for AFSLs to include information on PI adequacy as part of their annual ASIC reporting duties.
As well, the government proposed it would "give legislative force to key aspects of ASIC standards of adequacy for PI, such as the scope of cover, policy exclusions and coverage of representatives . . . "
What this proposal means in practice is not clear but De Gori, for one, suspects the outcome would be higher premiums and more restrictive PI policies. He is disappointed the government chose to tinker with rules rather than initiate a full review of the PI regime.
As well as pushing for a more equitable spread of blame along the financial services chain rather than advisers bearing the brunt of consumer complaints, De Gori says insurers need to "evolve" their risk assessment in line with current professional advice practices.
"PI has served a purpose in the transition from Financial Services Reform but it was only focused on product and funds under management [FUM]," he says. "However, now PI needs to take into account both product/FUM and non-product factors such as an adviser's capability, competence and process."
For now, the government proposals on PI reform have deflated any hopes of a rapid evolution to a new era.
Payouts a mystery
How much insurers pay out each year in professional indemnity claims against financial planners remains a trade secret. Tellingly, none of the five insurers with PI offerings approached by Asset (AIG, Vero/Suncorp, Dual, Axis and CGU) was willing to comment – on anything.
However, a good proxy measure for the amount of adviser compensation payouts is contained in the Financial Ombudsman Service (FOS) submission to the Richard St John report.
The ombudsman calculated the value of claims against financial services licensees it had received since January 2010 (the submission was published July 2012) at $62,945,904.77, spread over 234 separate disputes.
"Of the 234 disputes received since the first of January, 2010, FOS has issued determinations in 20," the FOS submission says. "Those determinations awarded $2,668,904.77, of which $2,426,659.53 remains unpaid.
"PI insurers have only paid $1,188,866.57 of claims made against one insolvent financial service provider where $5,417,867.35 was claimed."
As many claims are settled prior to the Financial Ombudsman Service process, the true cost to PI insurers is undoubtedly much higher.


text: Hi everyone. As you may know, planning is well underway for the 4th Annual Local to Global Justice Teach-in March 4-5. We have a lot of really exciting things planned this year including more interactive workshops, great panels, food, art, music, gardening and more. However, to accomplish all of this fun, we could really use your energy, creativity and enthusiasm. There are many ways to get involved including helping with food, fundraising, planning workshops, arranging musical acts and any other happenings you would like to see included this year. If you are interested, the next planning meeting will be on Saturday, January 29th, at 10:30, at Gentle Strength co-op in Tempe (look for us on the patio). The next meetings will beheld at the same place each Saturday at 10:00am. Pass this info on to anyone you think might also be interested. Feel free to contact me or visit our website: http://www.azteachin.org for further info. As always, this event is free and open to everyone. Hope to see you soon! Gregg PS: If you're planning to attend the Teach-in and would like to lend an hour or so of your labor to help make it all happen, please contact Eva: eva at coffeen.net Fourth Annual Local to Global Justice Teach-in "Breathing Life into Our Vision" March 4-5, 2005 @ ASU Education Bldg. http://www.azteachin.org ===== Breathing Life into Our Vision The 4th and best Teach-in/Social Forum yet is coming to Tempe, AZ March 4-5, 2005. For further information, please visit our website: http://www.azteachin.org __________________________________ Do you Yahoo!? Yahoo! Mail - Helps protect you from nasty viruses. http://promotions.yahoo.com/new_mail


text:
Peer Reviewed
As You Like It (Modern)
Enter Duke Senior, [Amiens], and Lords, like outlaws
973Duke Senior I think he be transformed into a beast,
974For I can nowhere find him like a man.
975Amiens My lord, he is but even now gone hence.
976Here was he merry, hearing of a song.
977Duke Senior If he, compact of jars, grow musical,
978We shall have shortly discord in the spheres.
979Go seek him. Tell him I would speak with him.
Enter Jaques.
981Amiens He saves my labor by his own approach.
982Duke Senior Why, how now, monsieur, what a life is this,
983That your poor friends must woo your company?
984What, you look merrily.
985Jaques A fool, a fool! I met a fool i'th'forest,
986A motley fool. A miserable world!
987As I do live by food, I met a fool,
988Who laid him down and basked him in the sun,
989And railed on Lady Fortune in good terms,
990In good set terms, and yet a motley fool.
991"Good morrow, fool," quoth I; "No, sir," quoth he,
992"Call me not fool till heaven hath sent me fortune."
993And then he drew a dial from his poke,
994And, looking on it with lack-luster eye,
995Says very wisely, "It is ten o'clock.
996Thus we may see," quoth he, "how the world wags:
997'Tis but an hour ago since it was nine,
998And after one hour more 'twill be eleven;
999And so, from hour to hour, we ripe and ripe,
1000And then, from hour to hour, we rot and rot,
1001And thereby hangs a tale." When I did hear
1002The motley fool thus moral on the time,
1003My lungs began to crow like Chanticleer
1004That fools should be so deep-contemplative,
1005And I did laugh sans intermission
1006An hour by his dial. Oh, noble fool!
1007A worthy fool! Motley's the only wear.
1008Duke Senior What fool is this?
1009Jaques Oh, worthy fool! One that hath been a courtier,
1010And says, if ladies be but young and fair,
1011They have the gift to know it. And in his brain,
1012Which is as dry as the remainder biscuit
1013After a voyage, he hath strange places crammed
1014With observation, the which he vents
1015In mangled forms. Oh, that I were a fool!
1016I am ambitious for a motley coat.
1017Duke Senior | |
Thou shalt have one. | |
1018Jaques | |
It is my only suit, |
1019Provided that you weed your better judgments
1020Of all opinion that grows rank in them
1021That I am wise. I must have liberty
1022Withal, as large a charter as the wind,
1023To blow on whom I please, for so fools have.
1024And they that are most gallèd with my folly,
1025They most must laugh. And why, sir, must they so?
1026The "why" is plain as way to parish church:
1027He that a fool doth very wisely hit
1028Doth very foolishly, although he smart,
1029Not to seem senseless of the bob; if not,
1030The wise man's folly is anatomized
1031Even by the squand'ring glances of the fool.
1032Invest me in my motley; give me leave
1033To speak my mind, and I will through and through
1034Cleanse the foul body of th'infected world,
1035If they will patiently receive my medicine.
1036Duke Senior Fie on thee! I can tell what thou wouldst do.
1037Jaques What, for a counter, would I do but good?
1038Duke Senior Most mischievous foul sin, in chiding sin.
1039For thou thyself hast been a libertine,
1040As sensual as the brutish sting itself;
1041And all th'embossèd sores and headed evils
1042That thou with license of free foot hast caught
1043Wouldst thou disgorge into the general world.
1044Jaques Why, who cries out on pride
1045That can therein tax any private party?
1046Doth it not flow as hugely as the sea,
1047Till that the weary very means do ebb?
1048What woman in the city do I name
1049When that I say the city woman bears
1050The cost of princes on unworthy shoulders?
1051Who can come in and say that I mean her,
1052When such a one as she, such is her neighbor?
1053Or what is he of basest function
1054That says his bravery is not on my cost,
1055Thinking that I mean him, but therein suits
1056His folly to the mettle of my speech?
1057There then, how then? What then? Let me see wherein
1058My tongue hath wronged him: if it do him right,
1059Then he hath wronged himself; if he be free,
1060Why then my taxing like a wild goose flies,
1061Unclaimed of any man. But who come here?
Enter Orlando [with his sword drawn].
1063Orlando Forbear, and eat no more!
1064Jaques Why, I have eat none yet.
1065Orlando Nor shalt not, till necessity be served.
1066Jaques Of what kind should this cock come of?
1068Or else a rude despiser of good manners,
1069That in civility thou seem'st so empty?
1070Orlando You touched my vein at first. The thorny point
1071Of bare distress hath ta'en from me the show
1072Of smooth civility; yet am I inland bred,
1073And know some nurture. But forbear, I say.
1074He dies that touches any of this fruit
1075Till I and my affairs are answerèd.
More than your force 1080move us to gentleness.
1081Orlando I almost die for food, and let me have it!
1082Duke Senior Sit down and feed, and welcome to our table.
1083Orlando Speak you so gently? Pardon me, I pray you.
1084I thought that all things had been savage here,
1085And therefore put I on the countenance
1086Of stern commandment. But whate'er you are
1087That in this desert inaccessible,
1088Under the shade of melancholy boughs,
1089Lose and neglect the creeping hours of time;
1090If ever you have looked on better days,
1091If ever been where bells have knolled to church,
1092If ever sat at any good man's feast,
1093If ever from your eyelids wiped a tear,
1094And know what 'tis to pity and be pitied,
1095Let gentleness my strong enforcement be;
1096In the which hope I blush, and hide my sword.
[He sheathes his sword.]
1097Duke Senior True is it that we have seen better days,
1098And have with holy bell been knolled to church,
1099And sat at good men's feasts, and wiped our eyes
1100Of drops that sacred pity hath engendered;
1101And therefore sit you down in gentleness,
1102And take upon command what help we have
1103That to your wanting may be ministered.
1104Orlando Then but forbear your food a little while,
1105Whiles, like a doe, I go to find my fawn,
1106And give it food. There is an old poor man
1107Who after me hath many a weary step
1108Limped in pure love. Till he be first sufficed,
1109Oppressed with two weak evils, age and hunger,
1110I will not touch a bit. | |
1111Duke Senior | |
Go find him out, |
1112And we will nothing waste till you return.
1113Orlando I thank ye; and be blest for your good comfort!
1114Duke Senior Thou see'st we are not all alone unhappy:
1115This wide and universal theater
1116Presents more woeful pageants than the scene
1117Wherein we play in. | |
1118Jaques | |
All the world's a stage, |
1119And all the men and women merely players.
1120They have their exits and their entrances,
1121And one man in his time plays many parts,
1122His acts being seven ages. At first the infant,
1123Mewling and puking in the nurse's arms.
1124Then the whining schoolboy, with his satchel
1125And shining morning face, creeping like snail
1126Unwillingly to school. And then the lover,
1127Sighing like furnace, with a woeful ballad
1128Made to his mistress' eyebrow. Then a soldier,
1129Full of strange oaths, and bearded like the pard,
1130Jealous in honor, sudden, and quick in quarrel,
1131Seeking the bubble reputation
1132Even in the cannon's mouth. And then the justice,
1133In fair round belly with good capon lined,
1134With eyes severe and beard of formal cut,
1135Full of wise saws and modern instances;
1136And so he plays his part. The sixth age shifts
1137Into the lean and slippered pantaloon,
1138With spectacles on nose and pouch on side,
1139His youthful hose, well saved, a world too wide
1140For his shrunk shank; and his big manly voice,
1141Turning again toward childish treble, pipes
1142And whistles in his sound. Last scene of all,
1143That ends this strange eventful history,
1144Is second childishness and mere oblivion,
1145Sans teeth, sans eyes, sans taste, sans everything.
Enter Orlando with Adam.
1147Duke Senior Welcome. Set down your venerable burden,
1148And let him feed.
1149Orlando I thank you most for him.
1150Adam So had you need;
1151I scarce can speak to thank you for myself.
1152Duke Senior Welcome. Fall to. I will not trouble you
1153As yet to question you about your fortunes. --
1154Give us some music; and, good cousin, sing.
1157Thou art not so unkind_As man's ingratitude.1158Thy tooth is not so keen,Because thou art not seen,1159_Although thy breath be rude.1160Heigh-ho! Sing heigh-ho! unto the green holly.1161Most friendship is feigning, most loving mere folly.1162Then, heigh-ho, the holly!1163This life is most jolly.1164Freeze, freeze, thou bitter sky,That dost not bite so nigh1165_As benefits forgot;1166Though thou the waters warp,Thy sting is not so sharp1167_As friend remembered not.1168Heigh-ho! Sing heigh-ho! unto the green holly.Most friendship is feigning, most loving mere folly.Then, heigh-ho, the holly!This life is most jolly.
1169Duke Senior If that you were the good Sir Rowland's son,
1170As you have whispered faithfully you were,
1171And as mine eye doth his effigies witness
1172Most truly limned and living in your face,
1173Be truly welcome hither. I am the Duke
1174That loved your father. The residue of your fortune,
1175Go to my cave and tell me. [To Adam] Good old man,
1176Thou art right welcome as thy master is. [To the others]
1177Support him by the arm.[To Orlando] Give me your hand,
1178And let me all your fortunes understand.


text: Taiwan (formerly known as Formosa) is an island in East Asia and is a province and the seat of government of the Republic of China, also claimed as a province by the People's Republic of China, which administers mainland China. On the west, Taiwan is separated from the mainland by the Taiwan Strait, and bordered on the north by the East China Sea, on the east by the Pacific Ocean, and on the south by the South China Sea. The largest and capital city is Taipei.


text:
Showing 1-24 of 33 items found in Outdoors & Play
- Sort by:
Allerton Park & Retreat Center
Allerton Park was the private estate of Robert Henry Allerton, who donated it to the University of Illinois in 1946. It features 1,500 acres of woodlands, formal gardens and more than 100 sculptures. The park is open to the public for hiking, picnicking, cross-country skiing and leisurely garden strolls.
CITY: Monticello
Circle Lanes
Looking for late night or weekend bowling fun? Take your game to an unexplored new level with Xtreme Bowling – an adventure of lights, great music, wild bowling challenges, and (of course) your favorite food & beverages.
CITY: Bloomington
Clinton Lake Marina
Services include boat rentals, beverages, bait, propane tank exchange, slip rentals and an on-site boat service department.
CITY: Weldon
Clinton Lake State Recreation Area
Enjoy 9,300 acres of great outdoor picnicking, hiking, camping, hunting, fishing, swimming, boating, water skiing. Fall foliage, winter offers ice fishing, snowmobiling on frozen lake. 308 campsites, Private marina.
CITY: Dewitt
Comlara Park Visitor's Center
This enviromental education facility houses permanent audio/visual wildlife displays, artifacts originating from the site and a rotating summer exhibit.
CITY: Hudson
Constitution Trail
The Constitution Trail is a 36.4 mile asphalt and crushed stone trail of moderate difficulty. It begins at Atwood Wayside trailhead in Bloomington. Lined with trees where a variety of birds call home, you'll also find a fishing pond as well as an expanse of native prairie grassland.
CITY: Bloomington
Darnall's Gun Works and Ranges
Darnall's Gun Works and Ranges is a family owned business that provides a place for trap shooting, target practice and personal instruction and training in the use of firearms for self-defense.
CITY: Bloomington
Ecology Action Center
This walk-in information and environmental education center offers workshops on recycling, composting and energy saving.
CITY: Normal
Fairview Family Aquatic Center
Fun for the whole family! Zero depth activity pool, six lap swim lanes, separate pool for drop slides and diving boards, as well as a sand/water play area for children and two competition sand volleyball courts.
CITY: Normal
Fairview Water Park
Fairview has an activity pool featuring arched water jets, a polar bear slide and a water mushroom. The park also features six lap swim lanes, a deep pool with two thrilling drop slides, multiple diving boards and two sand volleyball courts.
CITY: Normal
Friends Creek Conservation Area
18 miles north of Decatur on Route 48 near Argenta. The park feature three nature trails - the quarter-mile Friends Creek Trail, the 2-mile Woodland Trail, and the 2.5-mile Sun Trail. Each varies in difficulty and meanders through topographies ranging from open meadows and floodplains, to towering oak-hickory forests and undulating hillsides.
CITY: Cisco
Genevieve Green Gardens
The Genevieve Green Gardens offer a relaxing setting for contemplation and the appreciation of nature's beauty. Small gardens are tucked in at various locations; there is also a formal compass garden with a beautiful arbor, a Japanese garden, and a main plaza that is highlighted by a water feature. Walkways, accompanied by tasteful signage, conveniently guide visitors around the property and are in harmony with the landscape's topography. Carefully designed lighting makes it possible to enjoy the gardens during evening hours.
CITY: Bloomington
Grady's Family Fun Center
As Bloomington-Normal's only amusement park, Grady's features an 18-hole mini-golf course, batting cages, bumper boats, go-karts and kiddie rides.
CITY: Bloomington
Green Acres Baitshop and Campground
Full line bait shop, with 50-site campground. Full hook-up, showers and toilets.
CITY: Clinton
ISU Bowling and Billiards Center
The Bowling and Billiard Center (BBC) is located north of the ISU Quad, next to the Bone Student Center, and Milner Library. The BBC provides entertainment for students, faculty/staff, & the general public including: bowling, billiards, video games, etc.
CITY: Normal
Lake of the Woods Forest Preserve
Lake of the Woods County Park is a 900-acre preserve that features an 18-hole regulation golf course, a 9-hole par 3 course and practice range, fishing, boating, hiking, picnicking, cross-country skiing, sledding the Hi-Tower bell carillon and observation area, a 3.3 mile bicycle/pedestrian path, the Museum of the Grand Prairie, Mabery Gelvin Botanical Gardens, building rentals and various programs.
CITY: Mahomet
Lazy H Stables
One- and two-hour guided horseback rides by reservation only. Hayrack rides offered in fall. Open April 1 - October 1.
CITY: Ellsworth
Little Galilee Christian Assembly
Little Galilee's 228 acres of land provide lots of room for kids to eat, sleep, learn, play and pray with dedicated Christian adults. There are a variety of camps and programs that for youth and adults which may include: Fine Arts or Sports camp, Equestrian Camp, Family Camp, Main Camp, Day Camp, Wilderness Camp and many more.
CITY: Clinton
Mabery Gelvin Botanical Garden
The gardens boast some of the most beautiful and diverse flora in east-central IL. It also features the award-winning Miriam Davies Memorial Enabling Garden.
CITY: Mahomet
Miller Park Pavilion
This unique landmark was restored in 1977, with its Korean/Vietnam War Memorial dedicated in May of 1988.
CITY: Bloomington
Miller Park Zoo
Miller Park Zoo is the only Illinois zoo to feature the endangered Sumatran tiger. The zoo also offers many exhibits and Zookeeper interaction opportunities that are enjoyed by the whole family. Some highlights include: sun bear, reindeer, Harbor Seals, red pandas, lemurs, Galapagos Tortoise, Bald Eagles, Pallas' Cat, Snow Leopards, gibbons, and Red Wolves. The Zoo features many large indoor and outdoor exhibits such as a Tropical America Rainforest, ZooLab, Katthoefer Animal Building, Wallaby WalkAbout, Children's Zoo, and Animals of Asia.
CITY: Bloomington
Outlaw Outfitters - Le Roy
One-hour guided horseback rides, hayrack and carriage rides for private rental, and barn dances are available. Open through March and October.
CITY: Le Roy
River Bend Forest Preserve
The 275-acre River Bend Forest Preserve south of Mahomet contains approximately 130 acres of clear water in two lakes, one of which is the largest public lake in Champaign County, and includes 2.5 miles of forest along the Sangamon River.
CITY: Mahomet


text:
If your loved one has just had radical prostatectomy, leaking urine during sex is not uncommon, particularly when he is at the stage of climax (orgasm).
Fortunately, this is expected to lessen over time.
What may be more of a shock to a woman is when her man suddenly starts leaking urine during foreplay years later, after he has been fully continent during both foreplay and climax.
This unfortunate side effect may occur several years after initial radiation treatment.
It may also happen if your loved one's cancer recurs (comes back) after radical prostatectomy and he needs further treatment with radiation, which is called salvage radiation.
According to the American Cancer Society, the chance of incontinence rises each year for several years after external beam radiation.
Why does this happen?
When a man becomes aroused during sex, his pelvic muscles will contract. If his bladder muscles are weakened by treatment, it is possible that he may leak some urine during sex.
While the urine is completely harmless, it can be a bit shocking.
What can you do about it?
Here are some tips that may help you and your man:
If the problem persists
If urine leakage does not improve in the months after initial surgery, or it gets worse over time after initial radiation or salvage treatment, your loved one can talk to his urologist about available treatments for urinary incontinence.
Updated 7/14
Back to sex after prostate cancer
Return from leaking urine during sex to homepage
American Cancer Society. How is prostate cancer treated? http://www.cancer.org/docroot/CRI/content/CRI_2_2_4X_How_Is_Prostate_Cancer_Treated_36.asp. Accessed February 22, 2009.
Urological Research Foundation. Conditions after radical prostatectomy. http://www.drcatalona.com/qa/arch_rp-conditions.asp. Accessed February 22, 2009.
Discuss information from this website with a medical professional
Search site This site complies with the HONcode standard for trustworthy health information:
verify here.


text:
Newly available for iPhone and iPod Touch owners comes jigsaw puzzler Puzzle Planet.
Previously available solely on the iPad, Puzzle Planet has now become a Universal app. It's a quirky jigsaw puzzler that promises attractive images and some intriguing power-ups and souvenirs to encourage players to keep playing. There's even a loose but cutesy story behind things with alien Nur and his friend Glood exploring the wonders of Planet Earth by solving jigsaw puzzles along the way.
The app is a free app to start with, offering 18 different puzzles. Fans can then pay a small $0.99 fee to unlock one of 8 different puzzle packs which further open up more jigsaws, each corresponding to a different theme such as cities or ancient marvels. These aren't regular jigsaw puzzles either with fast reactions and skill needed to progress, adding a nice twist on the genre. It looks like it's going to be a great family game in particular.
Puzzle Planet is out now and it's an universal app.


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Taking stock | iiNet
PUBLISHED: 27 Sep 2012 00:06:43 | UPDATED: 27 Sep 2012 00:31:30PUBLISHED: 26 Sep 2012 PRINT EDITION: 27 Sep 2012David Ramli
Perth-based internet service provider iiNet is continuing a steady rise in share price despite a major sell-off by chief executive Michael Malone. In mid-August analysts watching the stock were pleasantly surprised by iiNet's preliminary results with net profit rising 11 per cent to $37.1 million and earnings before interest, tax, depreciation and amortisation up 47 per cent to $144.8 million. On August 15, the company's shares were worth $3.42 and they closed yesterday at $3.64. There was a hiccup in the price when Mr Malone sold 4 million shares worth $13.2 million while he was overseas. But as news spread that the sale was for purely personal reasons, the price resumed its upward climb. Now that the company is trading at record highs, analysts are mixed on the question of whether or not to buy. Moelis recommends holding but Patersons Securities has a "buy" rating with a target price of $4.47.
David Ramli
The Australian Financial Review
Read more
Companies | iiNet Ltd |
People | Michael Malone |
Topics | Technology /Telecommunications , Financial Markets /Equities Markets |


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Pennlyn residents gather for Bocce with The Ocean City Gazette
Written by Staff Reports Tuesday, September 25, 2012 11:25 am
< Prev | Next > |
Once a week during the summer months, residents of the 700, 800 and 900 blocks of Pennlyn Place in Ocean City gather together for a night of Bocce. Participants range in ages from eight to 82 years of age. This summer, players visiting from France and Sweden also participated. The group is known as the Pennlyn Place Bocce Ball Association (PPBBA) and the regulars have t-shirts indicating this.


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Next: Acknowledgments, Previous: Conventions, Up: Introduction
These facilities provide information about which version of Emacs is in use.
This function returns a string describing the version of Emacs that is running. It is useful to include this string in bug reports.
(emacs-version) ⇒ "GNU Emacs 23.1 (i686-pc-linux-gnu, GTK+ Version 2.14.4) of 2009-06-01 on cyd.mit.edu"If here is non-
, it inserts the text in the buffer before point, and returnsnil
. When this function is called interactively, it prints the same information in the echo area, but giving a prefix argument makes here non-nil
The value of this variable indicates the time at which Emacs was built. It is a list of four integers, like the value of
(see Time of Day).emacs-build-time ⇒ (20614 63694 515336 438000)
The value of this variable is the version of Emacs being run. It is a string such as
. The last number in this string is not really part of the Emacs release version number; it is incremented each time Emacs is built in any given directory. A value with four numeric components, such as"220.127.116.11"
, indicates an unreleased test version.


text: The first couple of days of our Emergency Haiti Disaster Relief Drive was extremely successful. Thank you to everyone who helped out with clothing, food, money and for those volunteering their time. We will continue collecting food, money and clothing until Sunday, January 24th. To help please drop off your donation at our offices at 1650 Eastern Pkwy, Brooklyn NY 11233.


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Bruce Katz - The Metropolitan Revolution National Panel DiscussionCenter for Cities + SchoolsThursday, September 19, 2013 from 12:00 PM to 2:00 PM (PDT) |
Event Details
You are invited to join
as he discusses his recent book
The Metropolitan Revolution with
a panel of national experts
*Bruce Katz is the Vice President and Director of the Brookings Institution's Metropolitan Policy Program. After the 2008 presidential election, he co-led the housing and urban issues transition team for the Obama administration and served as a senior advisor to new Secretary of Housing and Urban Design Shaun Donovan for the first 100 days of the administration.
This event is sponsored by the Center for Cities & Schools, College of Environmental Design, Department of City and Regional Planning and the
Institute of Urban and Regional Design
When & Where
Alumni House - University of California Berkeley
Thursday, September 19, 2013 from 12:00 PM to 2:00 PM (PDT)
Add to my calendar
Center for Cities + Schools
Y-PLAN (Youth-Plan, Learn, Act, Now!) is the Center for Cities + Schools' (CC+S) award-winning educational strategy and action research initiative that builds young peoples' knowledge and skills for college, career and citizenship while creating healthy, sustainable, and joyful communities.


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The Audiovox IPD-UNVBT is physically firm, functionally flexible, and relatively inexpensive mounting option for entertaining rear seat passengers with the tablet that you already own.
The Audiovox Car Connection's main benefit is letting parents keep track of their children's driving behavior for a relatively low per-month price.
The next generation of Bentley ultraluxury vehicles will be available with Android inside.
It seems there's a mass recall of Subarus because they have a mind of their own. Apparently, the remote starter can go haywire if you drop the key fob.
Instead of looking at what CES exhibitors are showing, look at what they're saying. It's an interesting picture of humanity's state and what the tech world thinks it should be.
Klipsch, America's oldest speaker manufacturer, is about to be acquired by Audiovox. Is that good or bad news?
At CES 2011, Audiovox embeds Android OS into a headrest monitor, enabling backseat web browsing and media streaming.
Rear-seat entertainment makes a leap forward with Audiovox's Android-powered headrest monitor.
Feel free to buy the latest Harry Potter movie in Blu-ray for road trips--Audiovox released the first Blu-ray player for in-car entertainment.
CNET brings you wall-to-wall live coverage of the hottest tech show of the year.


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Registration takes less than 1 minute.
Transpacific carriers cite port congestion and stronger demand as economy improves.
U.S. Labor and Commerce Secretaries, along with Los Angeles mayor, met with ILWU and PMA negotiators.
The Commerce Department reported U.S. exports set a record for the fifth year in a row.
Top executives described initiatives to improve flow of cargo off docks at the nation's two largest ports during the TPM conference in Long Beach.
Vote ended a two-month skirmish over Obama immigration policy and spared agencies like CBP from cutbacks.
Environmental advantages of liquid natural gas remain undisputed despite a lack of profitability, according to the commission.


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- you aint on Feat. "fly guy" prinse
- super bad
- Get Money
- i aint worried about em Feat. prinse
- I think i luv her
- 1 night Feat. prinse
- never keep em freestyle
- 01First Song
- 02Track Number Two
- 03Third Song
- 04Composition #Four
- 055th
- 06Song
When you describe Melly it is only right to associate him with greatness an excellence due to his many accomplishments in his whole career. Born and raised in North East Baltimore, MD. At Sina hospital he quickly adapted to the entertainment business at a young age through his father who drove tractor trailers for some of the most successful artist in the business. He began his journey as a musician when he entered Loch Raven Academy to study fine artist and from there he made the transition into hip hop music by writing music and performing it in front of his fellow students. From day one Melly knew he wanted to be the most popular artist to ever come out of Baltimore so he joined up with familiar friends and begin to start their own record label named Foot Soldierz ent., which is one of DMV's well known party promoting companies hosting artist such as Nicki Minaj, Mr. cheeks, and many more. Currently he is working on his 5th solo album entitled "The New South" which is due to drop on Feb. 18, 2011. His last mix tape was sponsored by datpiff.com due to his single " I Think I Love Her and Cause I'm Fresh" which had a combined 12'000 downloads on the internet. In doing so he was able to max out on Facebook and start a twitter page generating over 22,000 followers. The list of accomplishment can go on for days due to the success he has had with help of his Foot Soldierz family and outside sources such as Scottie B from unruly records who mentored him most of his career. After one meeting with him Scottie told Melly that you have that fire that most artist lose after a while when they don't become successful and should never let it go. Melly has been on 3 major tour with artist such as Jarrel Lavert, Frankie Beverly and Maze, and Queen Latifa where he served as a drum technician on all of them. So he understands the life of being on the road and the grind that comes with being an opening act and a headlining artist. In pursing his career melly is trying to start his own basketball league the youth in his own neighborhood to give them something positive to look forward to every year. Seeing how drugs and gang activity has taken over his old neighborhood and caused him to lose a lot of close friends. His success comes from seeing the reaction from others to his music and the respect he gets from local artist that recognize him as a solid artist.


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Tuesday, August 13, 2013 - 11:32am
ST. MARTIN PARISH, LA (NBC33) — A man from Houston, Texas was arrested after an investigation revealed that he allegedly had an inappropriate sexual relationship with teenager.
The St. Martin Parish Sheriff's Office reports that the investigation began on Wednesday, Aug. 7. Officials say Rickey Victor, 37, participated in sexual intercourse with a 15-year-old girl.
Victor was arrested on Friday, Aug. 9 for one count of Indecent Behavior with a Juvenile. He was booked into the St. Martin Parish Correctional Center. His bond was set at $75,000.
No YouTube
Promote to Mobile


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If you have hardwood floors, you know how dirty they can get – and how quickly, especially if you have two adults, a teenage boy, and a cat at home like I do. Every day brings more tracked-in dirt, rock salt stains, spills, and those weird grimy splotches under the dishwasher (seriously, what is that?). If you're using a mop and bucket, it's hard to find the time and patience to keep your floors clean and looking good.
Thankfully, there's Haan. Haan has developed a wide range of lightweight steam cleaners that use regular tap water to clean and sanitize your floors. The superheated, 212° steam jetting from the vacuum head kills bacteria, loosens hard stains, and can even eliminate odors ingrained in your carpet and upholstery – all without any harsh chemicals! Three of the newest Haan models are now available at Best Vacuum, and whether it's at home or here in our showroom, I can honestly say that these are the best steam cleaners I've used. Take a look, and see which one is right for you. Continue reading


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Small Press Expo 2006
- Posted by Johanna on October 15, 2006 at 11:27 am
- Category: Comic News, Graphic Novel News
I came back early from SPX under the theory that you enjoy something more if you leave while you still want more. It seems to have worked.
I'm still figuring out my reaction to the show… the new location was a nifty building, wonderful to stay in and beautiful, but the area wasn't as convenient. There was no good food within walking distance, and going down the block to the corner meant seeing lots of chain-link fencing topped with barbed wire, never a welcome sight. When we went out Friday night for dinner, we finally wound up back in the old show location (where we found a great sushi place!). Locals kept saying "there's a metro station across the street, so anything's available to you", but that's only helpful if you already know where you should be going.
There was a very handy food map made by Kevin McShane (whose Toupydoops #4 debuted at the show, which I will be talking about in future), but nothing but fast food was close enough by for my walking comfort. The breakfast I had Saturday in the hotel restaurant was terrific, both food-wise and due to the welcome company of Steve Conley and Katherine Keller, so maybe I should just plan to eat on-site in future.
Unlike some others, the only problem I had with everyone in the same room was the noise level. It was more convenient and easier to browse with everyone there. I wasn't able to check out any of the panels or evening programming, due to time constraints on my part, so I can't speak to that. Heidi has the Ignatz Winners — and I'm sorry I missed seeing her host them — of which I was especially pleased to see these winners:
Outstanding Graphic Novel
Tricked by Alex Robinson (Top Shelf Productions)Promising New Talent
Hope Larson, Salamander Dream (AdHouse Books), Gray Horses (Oni Press)Outstanding Series
Owly by Andy Runton (Top Shelf Productions)
That last one… I've had a couple of people ask whether it really qualified as a series, but considering it was up against, among others, Optic Nerve… Owly has had multiple releases come out regularly and when promised, so how is it not a series?
Winner of Outstanding Debut Comic was Josh Eiserike's Class of '99, a senior prom-set high school conversation with a shocking ending that's truly a surprise.
I started the weekend by doing my typical four-hour registration volunteer shift, which nicely fries my brain for the rest of the day. There were a surprising number of names I didn't know this year, which was kind of exciting, because they were mostly young, enthusiastic minicomic creators. So I have a bunch of those to talk about for upcoming Minicomic Mondays.
I missed seeing buddies like Pam and Jane and Paul and Raina and John and Dave and Christopher, but I was glad to have a chance to chat for a few minutes with Rich Watson about an upcoming project I'll talk more about when I can. It was also a pleasure to see Batton Lash and Jackie Estrada (Supernatural Law) again.
One thing that was like the old days was the show floor traffic jam. Mid-day Saturday, there were times when it got very crowded for several booths; I hope that means good sales. One of the books I was interested in, Gabrielle Bell's Lucky, even sold out before I got back to purchase it.
Top Shelf had plenty of their new printing of From Hell, in both paperback and hardcover, as well as books by Jeremy Tinder and Lilli Carré I'm told I should check out.
I had a great conversation with Pamela from Penny-Farthing Press, who set up at the show for the first time. I have a couple of their books to sample and talk more about in future, which I'm looking forward to.
I got to tell Tony Consiglio how much I enjoyed his 110 Per¢ (review coming soon).
Oni was unfortunately having UPS problems, which prevented delivery of Jamie Rich's new graphic novel, 12 Reasons Why I Love Her, to the show before I left. So I bought the first two books of his Love the Way You Love.
AdHouse debuted their lovely new anthology Project: Romantic, which looks lovely.
The high point of the show for me, though, was meeting Scott McCloud and having him sign my original first edition hardcover of Understanding Comics. I can't tell you how much his work has meant to me. It's responsible for me doing all this for 13 years now.
If you'd like to know more about SPX, Heidi has done more traditional reporting, including speaking to attendees about their impressions.
3 Responses to "Small Press Expo 2006"
- Journalista » Blog Archive » Oct. 16, 2006: Girls wearing mini-skirts and thigh-high socks only, please Says:
October 16, 2006 at 8:21 AM[…] On this side of the Atlantic, things were quiet in the indy-comics world everywhere except Bethesda, Maryland over the weekend, thanks to so much of it gathering there for the 2006 Small Press Expo. Heidi MacDonald was there, and posted a bunch of SPX-related information to her weblog, including reports from days one and two, plus a listing of this year's Ignatz winners, who each literally get a brick as their prize. You can also read Expo observations from Chris Mautner, Johanna Draper Carlson, Xaviar Xerexes, Joe McCulloch and a short, webcomics-centric report from Randall Munroe. More will doubtlessly be forthcoming. […]
- Comics Worth Reading Says:
October 17, 2006 at 9:03 PM[…] Some other people's thoughts on the Small Press Expo: […]
- Comics Worth Reading » SPX 2007 Dates Announced Says:
January 18, 2007 at 9:43 PM[…] SPX dates have been announced as October 12-13, 2007 at the same location as last year. More information will presumably be posted at the official site later. […]


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Contributions are coming in to remove a "high hazard" dam from the Flint River.
The Hamilton Dam project recently picked up a $50,000 grant from the Saginaw Bay Watershed Initiative Network.
The Flint Watershed Coalition will use the grant to help demolish the dam, and construct a series of rock rapids that will take its place.
Continue reading


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ST. LOUIS (KMOV.com) - Police say there has been a recent rash of bike thefts on the Washington University campus.
Police say several bikes that were locked down were taken. One, was valued at over $1,500.
Washington University sells high quality locks for $20, but some students choose not to buy one.
"Normally I would have a lock, but I lost my key so I don't have a lock anymore," said Washington University student Will Bergman.
The university encourages students to register their bikes so they can be returned to their owners if they are recovered.


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Our websites
The Stockholm Card will save you time and money. You'll discover sights, museums, attractions and excursions you didn't even know existed. You'll be spared the trouble of paying by cash or card at entrances and public transports.
Choose cards Check out Payment details Confirmation
Your Stockholm Card gives you free admission to these 80 museums and attractions in Stockholm and the surrounding region. The card is valid once per attraction.
With The Stockholm Card, you are entitled to an unlimited number of free trips on Stockholm Public Transport (SL). Take the subway, bus, commuter train, tram and the SL Sjövägen ferry line all over Stockholm County. Schedules are available at all SL centers and online. There are local SL buses going to Stockholm-Bromma airport and buses and commuter trains to Stockholm-Arlanda Airport. Your ticket with the commuter train is included in The Stockholm Card but you pay an extra fee for passage at the airport station. Please note: the card cannot be used on the Bro–Bålsta route on the commuter train lines.
SL - Stockholm Public Transport
Free boat sightseeing on the Royal Canal Tour OR the Historical Canal Tour:
Royal Canal Tour
Guided boat tour through the Djurgården canal and along the shores of Saltsjön, passing by historic buildings and beautiful nature. Present your Stockholm Card at the ticket booth to get a ticket. Limited number of seats. The tour is available with the Stockholm Card April 4-Dec 19. Point of departure: a) Strömkajen (whole period) b) Nybroplan (May 24- Aug 24). For a detailed timetable, see website. Audio guides in eleven languages.
Historical Canal Tour
From past to present. Enjoy the intriguing history of Stockholm. See the City Hall and other sights, travel through narrow canals, hear about fascinating buildings and revel the views of this beautiful city. Present your Stockholm Card at the ticket booth to get a ticket. Traffic: May 31- Aug 17. Departing every hour 10.30am to 4.30pm daily. Audio guides in Swedish and English. Point of departure: Stadshusbron.
Free bicycle sightseeing
The Stockholm card includes a guided tour by bike. During 2 hours you will experience Stockholm from its most beautiful side. See the city gems, famous landmarks and viewpoints. During the afternoon tour more time is spent in the National City Park end less time in the city. Limited number of spots. Point of departure is Narvavägen 17-19 (at the Historical Museum) of following dates and hours 3-11/5 Sat-Sun 1pm & 3.30pm. 14/5-15/6, 1/9-14/9 Wed-Sun 11am & 3.30pm. 16/6-31/8 daily tours at 9.30am, 1pm, 3.30pm.
For more information: www.bikesweden.se and www.stockholmadventures.com
Old Town & Riddarholmen walking tour (in English)
Welcome to a walking tour in the historical heart of Stockholm. See the most famous sights such as the Royal Palace, the narrowest alley and St George and the Dragon. The tour includes a visit to the island of Riddarholmen,with a stunning view of Lake Mälaren and the lakeside of the city. Limited space. Language: English. Tour departs May-Sep daily 2pm. Exceptions: 6/6 & 20-21/6. Tour length 1,5h. Meeting Point: Stortorget, the Old Town. More information: www.stockholmourway.com
Old Town walking tour (in Russian)
A Walking tour in the heart of the medieval Stockholm. Discover the narrow streets of the Old Town, the Royal Palace and the beautiful city views from the island of Riddarholmen. The tour includes stories of the Swedish-Russian relations during the past centuries. Limited seats. Language: Russian. Departs: 15/1-14/7, 1/9-22/12: Mon-Fri 12pm. 28/12-14/1, 15/7-31/8: Daily, 12pm, 3pm, Sat-Sun kl 12pm. Tour length 45min. Gamla Stan. Meeting point: Köpmangatan 22, The Old Town. More information: www.guidestockholm.info
Enjoy a boat trip to Drottningholm Palace, sightseeing by bus in the city centre or fascinating films at Cosmonova. The Stockholm Card entitles you to a discount.
Boat to Drottningholm
Board a century-old steamer and sail to beautiful Drottningholm, the Swedish Royal Family's private residence. Departs from Stadshusbron. Travel time 50 min (April - October). Info and table reservation: +46 8-12 00 40 00 (The Stockholm Card does not apply to advance bookings) Regular price, adult: 195 SEK. With the Stockholm Card 145 SEK. Regular price, child: 98 SEK. With the card 73 SEK.www.stromma.se
Stockholm panorama
Stockholm Panorama. Marvel at Stockholm's historic buildings and sites during a 75-minute bus trip. Get to know the capital's famous sites and buildings and see the magnificent views from Fjällgatan and Västerbron. Buy tickets in the kiosk on Gustav Adolfs torg. Schedule: 1/1 – 23/5 10, 12, 14*. 24/5-27/6 10, 11.30, 13.30, 15.00. 28/6 – 24/8 10, 11.30, 13.30, 15.00, 16.30, 18.00. 25/8-21/9 10, 11.30, 13.30, 15.00. 22/9 – 31/12 10, 12, 14*. *Only Friday-Saturday. Reg. admission: SEK 260, child SEK 130. With the Stockholm Card: SEK 130, child SEK 65www.stromma.se
Open top tours
Guided tour in open top double decker buses. You can start and end the tour at any stop you like. Buy tickets onboard. The ticket is valid for 24 hours. Reg. admission: SEK 260, child SEK 50. Schedule: 1-12/1 10-17.30 30-60 min traffic. 13/1-12/2 10.30-15.00 30-60 min traffic. 13/2-30/4 10.00-17.30 30-60 min traffic. 1/5-30/9 10.00-17.30 20-30 min traffic. 1/10-31/12 10.00-17.30 30-60 min traffic. With the Stockholm Card: SEK 200, child SEK 50www.stromma.se Cosmonova
See films in the largest film format in the world and marvel at planetarium shows that take you to places you have only been in your imagination – on the giant 760 square meter IMAX dome theatre. With the Stockholm Card: discount SEK 20, child SEK 10http://www.nrm.se/cosmonovaSpecial offers - museums with free admission
Riksidrottsmuseet - Free key band Sjöhistoriska - Free audioguide
When purchasing a Stockholm Card you also get the Stockholm Card folder which helps you to choose from the attractions included, and maps showing you how to get there. You'll discover sights, museums, attractions and excursions you didn't even know existed. The folder is available in English and Swedish.


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Caffè Lena Board of Directors
William Belcher, Greenwich, NY – Bill is Director of Development at MASS MoCA. Prior to his gig in Massachusetts, Bill was the Senior Director of Corporate, Government, and Foundation Relations at The Sage Colleges. As a writer and development professional, he has led writing workshops in New York and Massachusetts, worked as a Grant Writer for The Hyde Collection, and served as a community workshop facilitator / reading series coordinator for Inkberry.
Sarah Craig, Shushan, NY (see below)
Kimberly Crocetta, Malta, NY – Kimberly is an attorney with an office located in Saratoga Springs where she has practiced for ten years. As our city continues to grow, Kimberly is dedicated to preserving and restoring Caffe Lena as one of the historical landmarks that makes Saratoga Springs unique and distinct. Kim is a graduate of Albany Law School and is married to Christopher Lyons, Esq.
Michael Eck, Albany, NY – Michael Eck is a nationally-recognized arts reporter and cultural critic. He is also a singer/songwriter, multi-instrumentalist and roots scholar, with a deep love of historic American music. He has been performing at Caffe Lena for over 20 years and often assists with producing and hosting fundraising concerts.
Bob Goepfert, Ballston Lake, NY – Bob is a respected area arts administrator. He served as the Executive Director of Albany's Palace Theatre for 14 years. Before that he was the Marketing Director of Proctors Theatre in Schenectady. For over 30 years Bob has contributed feature stories and reviews to several area newspapers. His theater reviews can be heard on PBS radio at WAMC.
Peter Martin, Saratoga Springs, NY – Peter currently serves as a Supervisor for Saratoga Springs on the County Board of Supervisors. Previously he served as Saratoga County Clerk, and for 25 years, he worked for the Ayco Company LP, a Goldman Sachs Company, where he was Senior Vice President and General Counsel. Peter also serves on the boards of directors of the Arthritis Foundation's Northeast United States Region (where he is immediate past chairman) and the national Arthritis Foundation, Inc. Peter and his wife, Chris, have enjoyed the music of Caffè Lena since moving to the capital district over 30 years ago.
Stanley McGaughey, Shushan, NY: Chairman – Stan was chairman of the Caffè Lena Board of Directors during the campaign to purchase its building and resumed the chairmanship in 2008. He spent 30 years at Skidmore College in information technology and is a lifelong composer, writing music for chamber and jazz ensembles, choirs, and solo instruments.
Bob Rehm, Gansevoort, NY : Treasurer
George Ward, Rexford, NY – Folklorist, singer of traditional songs and songwriter, George first came to Caffe Lena the year it opened. He's been performer, audience and – since the Caffe incorporated – board member ever since. "Many small arts venues don't outlive their founding visionaries," he says. "The Caffe has. That's our ongoing trust and challenge."
Brent Wilkes, Saratoga Springs, NY : Vice Chairman – Brent Wilkes has a great appreciation of music, believing it to be the most emotional form of expression. He has devoted his professional career to improving the management of municipal governments and non-profit associations. He has served, and currently serves, on a number of boards of community organizations. He and his wife, Linda, reside in Saratoga Springs with their two Jack Russell Terriers, Guinness and Stout.
Caffè Lena Staff
Director & Bookings – Sarah Craig – Sarah handles booking and publicity, and works with volunteers on everything from strategic planning to baking cookies. Her husband played New Lost City Ramblers records throughout their courtship, thereby making her a Folkie. Before coming to Lena's in 1995 she worked with Massachusetts Peace Action, following a stint as a VISTA volunteer and four years at the University of Vermont.
Associate Director – Dianne Winter – Dianne oversees the Caffe's financial management and development activities. Growing up in West Virginia, the seeds of folk music were planted early. After four years with a consulting firm, she found herself too far removed from her roots, leading her to complete her MA in Arts Management at American University. While in Washington, DC she discovered her love of intimate performance spaces and all things folk-inspired.
Sound – Joe Deuel –
Baker – Lizzie Mehrtens – A native of New Orleans, Lizzie arrived in Saratoga in 1976 and was hired by Lena to clean the Caffe after every show for $25 a week. She's a life-long baker, including a stint as the head baker for her commune at age eighteen (yup, commune). She's been baking the Caffe's desserts here in Lena's kitchen every week since 1996.
Office Assistant – Anne Hodge – Anne walked up the stairs one evening in 1999 to volunteer for a show, having heard of the Caffè from a musical friend in CT. Halfway up, on the landing, she paused to take in the scene, breathed the air, and her fate was sealed. She's been here ever since as volunteer, board member, Assistant Manager, and now as Office Assistant.
Sunday House Manager – Cheryl Jenks – Cheryl started attending performances at Caffe Lena in her teenage years in the mid 70's. Her first show was Michael Cooney, the One Man Folk Festival. She was hooked. She's a Mom, Grandmother, musician, Skidmore grad, researcher, x-ray tech and coolest of all—the Sunday night manager at Caffe Lena.
Open Mic Manager – John Wilson – John Wilson is a long-haired hooligan who believes he must have volunteered at the Caffe in a past life. He's the founder and director of a local acting troupe (Tyranny of Evil Men), and he loves the Caffe with all his heart.


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The Best Place For A Marine To Buy A Home
Carl | February 15, 2013
Seriously, what better street could a United States Marine possibly pick to live on?
Nick and Justine spotted this on a trip to South Carolina.
Contributor's website: http://semperfiparents.com
Filed Under Conservative Musings, Military / Soldiers
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