text:
Henry County, Indiana – March 3, 2013
A female motorist was on the run from police Sunday when she crashed in the New Castle area, injuring a child passenger.
Troopers with the Indiana State Police observed 30-year-old New Castle resident Isabel Irene Baldwin was behind the wheel of a white 2007 Dodge Caliber as it traveled along Broad Street Sunday evening without its headlights on. When confronted by an officer, Ms. Baldwin began babbling incoherently and pulled away.
Investigators say she led authorities on a pursuit toward Indiana 109, running several red light along the way. Ms. Baldwin reportedly turned on County Road 200 North, then hit a light pole near the gateway to New Castle Correctional Facility.
Paramedics responded to the scene and transported Ms. Baldwin to Henry County Hospital for treatment, along with her passenger and daughter, 10. A dog in the Caliber was impounded by animal-control officers.
Ms. Baldwin reportedly tested positive for benzodiazepines, although she has no prescription. Otherwise known as "Isabel Carrender," Ms. Baldwin is under suspicion of driving while intoxicated, resisting law enforcement, neglecting a dependent, disorderly conduct and public intoxication.
She told investigators she had recently been to church and was touched by "the Holy Ghost." She will undergo psychological evaluation.
Keep Kids Alive Drive 25 is an organization dedicated to protecting children by encouraging motorists to drive safely. In its mission as an advocate for the victims of traffic accidents, FindMyAccident has partnered with Keep Kids Alive Drive 25 to prevent tragic accidents in Indiana.
If you would like an official copy of the police report, request a copy with this form.


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Theme One: Define and Proclaim the Maryville University Story
Goal One:
Develop the brand and communicate the Maryville promise.
- Develop, design and test image and identity campaign.
- Complete and implement a University Integrated Marketing Plan with identified audiences and messages to be delivered beginning with the 2007-2008 academic year.
- Identify the promise of the University, illustrated through the stories of the institution and its people.
- Strengthen our presence on the Internet as the primary tool for delivering the Maryville University story.
Goal Two:
Develop a culture of communication that uses internal and external vehicles to inform, share stories and celebrate.
- Enhance the reputation of the University among external constituencies.
- Strengthen relationships with alumni to help them become informed and engaged members of the University community.
- Develop a public relations campaign for internal audiences.

subset: commoncrawl


text:
- Prison Planet.com - http://www.prisonplanet.com -
How will you know who's recording? Google Glass protestors set up campaign group to censor the high-tech eyewear
Posted By yihan On March 17, 2013 @ 7:34 am In Featured Stories | Comments Disabled
Daily Mail [1]
March 17, 2013
Let the opposition begin.
A group of anonymous online protestors are targeting Google and users of the search engine company's soon-to-be released Google Glass in an attempt to censor the high-tech eyewear and also make a little money in the process.
The group known as Stop The Cyborgs is 'fighting the algorithmic future one bit at a time,' according to its website banner.
'Google Glass banned': A group of anonymous online protestors are targeting Google and users of the search engine site's soon-to-be-released Google Glass
The site's founders, who say they are working anonymously to keep Google from spying on them, also say they believe the new Google-manufactured eyewear will promote a world in which 'privacy is impossible and corporate control total.'
The people behind the anti-cyborg movement say there is no way someone can ever know for sure that another person wearing Google Glass is not recording their every word and movement.
Full story here. [1]
Article printed from Prison Planet.com: http://www.prisonplanet.com
URL to article: http://www.prisonplanet.com/how-will-you-know-whos-recording-google-glass-protestors-set-up-campaign-group-to-censor-the-high-tech-eyewear.html
URLs in this post:
[1] Daily Mail: http://www.dailymail.co.uk/news/article-2294672/Google-Glass-protestors-set-shop-online-attempt-censor-high-tech-eyewear.html?ito=feeds-newsxml
[2] Privacy officials from 6 countries request details on Google Glass: http://www.prisonplanet.com/privacy-officials-from-6-countries-request-details-on-google-glass.html
[3] Google to create a fashionable, prescription lenses for Glass: Report: http://www.prisonplanet.com/google-to-create-a-fashionable-prescription-lenses-for-glass-report.html
[4] The Problem With Google Glass: People Wearing Them Can Record You Without You Knowing: http://www.prisonplanet.com/the-problem-with-google-glass-people-wearing-them-can-record-you-without-you-knowing.html
[5] Google Glass: Transhumanist Nightmare: http://www.prisonplanet.com/google-glass-transhumanist-nightmare.html
[6] Seattle dive bar becomes first to ban Google Glass: http://www.prisonplanet.com/seattle-dive-bar-becomes-first-to-ban-google-glass.html
Click here to print.
Copyright © 2013 PrisonPlanet.com. All rights reserved.


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Event Number 31M0
Event Date
Event Location Hampton Roads Convention Center
Event Contact Ms. Samantha J. Riemer at firstname.lastname@example.com or (703)247-9490
We are pleased to announce the Honorable Bob McDonnell, Governor of the Commonwealth of Virginia, will provide this year's keynote address.
MODSIM World is a unique multi-disciplinary conference for the exchange of modeling and simulation knowledge, research and technology across industry, government and academia. Focus areas for MODSIM World 2013 will include Defense, Healthcare/Medicine, Engineering & Applied Science, Information Assurance & Cyberwarfare, Cross-Cutting Applications in M&S, Education/Workforce Development, Transportation, and Manufacturing.
MODSIM World 2013 will join theory and practice across government, industry, academia and research, providing for an open interchange of information, knowledge, and technology. The vast and varied world of modeling and simulation technology will be on full display at MODSIM World 2013, a multi-disciplinary event that is unique in its promise to reduce knowledge and practice barriers among all users of modeling and simulation.Sure to attract local, national and international attendance, MODSIM World will address the state of M&S in healthcare and medical education, manufacturing, defense, transportation, human behavior research, emergency response, disaster preparedness, cyber security, construction, energy generation and exploration, space exploration, and defense and security.
MODSIM World 2013 will feature a robust agenda of papers and panel discussions, as well as an exhibit floor featuring a variety of companies and organizations showcasing new advances in Modeling & Simulation. MODSIM World 2013 will take place in the Hampton Roads Convention Center in Hampton, VA.
Please click here to view the proclamation for making the week of MODSIM World Modeling and Simulation Week.
Please click here to view the detailed current agenda. Please click here to view a basic copy of the agenda. Please check back frequently for updates as the agendas are developing quickly.
Tuesday, April 30 will feature Exhibitor Move-In, Tutorials, and a tour of the NASA Langley Research Center. The main conference & exhibition will take place on Wednesday, May 1 and Thursday, May 2.
Hampton Roads Convention Center1610 Coliseum DriveHampton, VA 23666Tel: (757) 315-1610
The Embassy Suites Hampton Roads (adjacent to the Hampton Roads Convention Center) will serve as the official hotel for MODSIM World 2013.
Embassy Suites1700 Coliseum DriveHampton, VA 23666757-827-8200
Hotel rooms can be booked directly online, www.embassysuiteshampton.com, when prompted to enter the group code, please use code NTS. Reservations can also be booked directly with the hotel by calling 757-827-8200.
The room rate for Government attendees will be $77 per night, plus tax. The room rate for non-Government attendees will be $109 per night, plus tax.
Online Registration is now CLOSED!
If you are interested in registering for the conference, please download and complete this registration form and send it to firstname.lastname@example.com or fax 703-243-1659.
Active Duty Military and Government Civilians are invited to register at no charge. Please download and complete this registration form and send it to email@example.com or fax 703-243-1659.
Registration Fees
Government - please see above
Before 04/21/2013
After 04/21/2013
Industry NDIA Member
NTSA is now booking exhibit space for MODSIM World 2013. For complete details on exhibiting with us, please click here Exhibits.
Please click here to view the revised Exhibitor Prospectus.
Make a big impact with your marketing dollars by exhibiting at MODSIM World 2013! The attendees you want to do business with are all in one place, under one roof - and focused on connecting with suppliers who can deliver training solutions. Throughout the year, NTSA conducts a strategic marketing campaign that delivers core professionals to your booth so you can:-- Generate sales leads-- Identify and meet new customers in diverse domains-- Boost awareness of your company brand among the people that count the most-- Introduce new technologies to the marketplaceExhibitor move-in will be on Tuesday April 30 with the exhibition being held Wednesday May 1 and Thursday May 2.
Companies interested in exhibiting and/or sponsoring may contact Debbie Dyson at email@example.com or 703-247-9480 for further information and rates. Past exhibitors include: Lockheed Martin, Boeing, NASA, MYMIC, Northrop Grumman, NATO and VMASC, as well as many others who have expressed interest in returning to MODSIM World 2013.
NTSA has a variety of sponsorship opportunities available for MODSIM World 2013. For more details, please contact Debbie Dyson at email@example.com or (703)247-9480.
Please click here if you are interested in STEM Sponsorship.
If you have questions about MODSIM World 2013, please contact Samantha J. Riemer at email@example.com or (703) 247-9490.


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MORT ZUCKERMAN: Good morning, everybody. My name is Mort Zuckerman and I'm delighted to be able to be sharing a stage with Alan Greenspan, who needs no introduction. The last time I did this, which was several years ago, I remarked afterwards that was the best single lesson in economics I'd had in my entire life. So I clearly am look forward to it, and I know you all are too.
This meeting is a part of a C. Peter McColough Series on International Economics. Our next meeting in the series will take place on October the 22nd and will feature Ron Kirk.
I have to ask you all to take the -- cross the moral divide and completely turn off, not just on vibrate, your cell phones, BlackBerries and all wireless devices. I know some of you will go into shock, as did it, but try and live with it. We will have a very interesting conversation, undoubtedly.
I would like to remind the members that this meeting is on the record.
Now Alan Greenspan is seen as, as I said to him before, as being omnipotent and omniscient, so we are going to have an interesting discussion with somebody whose views remain extraordinarily important to the public dialogue on our national policy.
We have been through an extraordinary economic decline, the worst one perhaps in 50 or 60 years. We have had very, very aggressive government programs, both fiscal and monetary programs, and yet the response of the economy, two-and-a-half years into fiscal -- monetary policy -- (inaudible) -- fiscal policy has been quite limited.
So, Alan, I would like to ask you, what -- where do we go from here? What is a fiscal policy that you believe would be relevant, and what is a monetary policy that you would be -- you would think would be relevant to move this economy along?
ALAN GREENSPAN: Well, Mort, I think the first thing is to ask ourselves the question: Why, with this extraordinary surge of federal government activity, so little has come out of that? And unless you can answer that question, going forward is not something we can have any comprehension of, because unless you diagnose the problem, you're not going to get the right remedy.
And I'm increasingly of the opinion that what is happening here is that there is a connection that is increasingly credible between the issue of the amount of government stimulus -- and more, very explicitly, the size of the current deficit that exists, not over the long run, but just concurrently -- and, indeed, I'd say between that and the level of capital investment in this country.
For the statisticians who like numbers, it's a highly robust statistical relationship which sets the ratio of the deficit as a percent of GDP nine months earlier as a determinant of the level of capital investment -- investment in fixed capital, illiquid capital as a share of savings in the particular institution.
If that is accurate -- it depends, of course, on how robust it is, but also what the size of it is, and without getting through all the statistics, the numbers turn out to be that somewhere between a third and a half of the stimulus must be (debited ?) with the consequences of the rising deficit impacting on the level of non -- let's say nonfinancial corporation capital expenditures.
And if that is the case -- and, indeed, if it is the case that that measure of investment-to-savings is an excellent judge of what the degree of confidence in the system is, then the clear answer, as far as I'm concerned -- rather long, but I hope to the point -- because we have to find a way to simmer down the extent of activism that is currently going on and allow this economy to heal.
That is a very minority view in this country. I will argue that we have to let the facts show what they do. And I'm not saying that the stimulus is not working, I'm just saying it's working far less than anyone anticipates, and you can't explain the shortfall in economic activity from what we would otherwise expect it to be strictly by that relationship.
MORT ZUCKERMAN: Well, there is an argument that has been advanced recently that we will not get any kind of resurgence in the economy -- and have not -- without a preceding improvement in the housing market.
How do you anticipate that that housing market -- which has continued to plummet, where there are now 8 million homes where the equity is 5 percent or less; there are 12 million homes where the mortgages exceed the value of the equity -- how do we sort of -- and there has been, in a sense, an unbelievably limited response, in terms of housing, to the lowest interest rates -- the first time that, when interest rates have gone down, that housing sales have also gone down.
And when you multiply housing prices by the finance -- which takes up roughly 15 percent of family income compared to the conventional standard of 25 percent, which people have felt that they could afford. How do you deal with that particular issue of the economy, for example, if you're going to have that as a condition to a turnaround?
GREENSPAN: Mort, that's a very important issue, and I would say a necessary condition that we recover out of this without too much further damage is that home prices do not take a dip downward.
First, I think it's important to go back and ask ourselves what's causing the inability of all the government programs to work. And no matter how you look at the -- even with the 8 percent subsidy on home purchases, it didn't increase the net amount. I mean, it moved purchases --
(Cross talk.)
GREENSPAN: -- but remember that you cannot get an increase in housing unless you either get an increase in household formation or you get an increase in conversions -- or, I should say, a decrease in conversions, an increase in demolitions. In other words, there are a certain number of people in this society which must be housed. They either will be in rentals or they'll be in homes. And you can move things around all you want, you're not going to avoid that particular requirement.
And what the data show is after a dramatic rise in homeownership, in which 100 percent of household formation went into owned or occupied homes -- mainly single family, which, of course, is the cause of the huge boom in construction -- that stopped about 2005, 2006 and has since gone into reverse, so that we're actually losing a number of -- a number of homeowners. And as a consequence, we're getting housing starts for single-family dwellings down to unbelievable levels between 500,000 annual rate, which is barely the amount of demolitions that go on in the country.
I think that until we unload a very large amount of single-family homes for sale which are vacant -- these are largely held by investors and, fortunately for us, there is no evidence that they're trying to unload these, because were they to do that, prices would be under real downward pressure. But they're not doing that.
But nonetheless there's this big overhang of unsold homes on the market, and until we absorb that, there's no real solution to the recovery. And the way you absorb it, basically, is very low construction levels -- in fact, the lower the better, statistically -- and allow the normal increase in the labor force, and therefore in household formation, to absorb the excess.
That's actually going on. I mean, it's not as though we're stagnant. We are reducing this overhang. But it's going to take a year or so to get rid of it. I thought we'd be able to get rid of it a lot faster than we are doing it.
MORT ZUCKERMAN: Well, even a year seems to be optimistic given the amount of supply --
GREENSPAN: Yeah. Well, I --
MORT ZUCKERMAN: -- that is available in the house -- in the shadow inventory.
GREENSPAN: Yeah, I agree with that. But if you begin to get the prices continuing to stabilize, then the shadow inventory will gradually disappear because we are beginning to see foreclosure "starts," so to speak, peaking out at a very high level, but the real estate owned by the financial institutions is horrendous. And that stuff still has to feed into the market.
But it's been doing that for awhile and prices have sort of stabilized where they are. And if prices can hold -- and I'm not sure about that, I think they can, but it'll be -- a lot of forecasting they're going down, if prices can hold, we will gradually eliminate the shadow inventory and we'll turn it around. But I agree with you, it's a very critically important issue and, as you say, a year is a long time.
But I'd like to raise one problem that disturbs me more than anything else. In 2005 and 2006, there was about 8 million homes purchased with so-called conventional conforming mortgages -- you know, 20 percent down and the like. That's a very big chunk for the housing market. The home equity of that 20 percent downpayment is now gone.
So we've got a lot of conventional halt (ph) financed homes, as you put it, sitting right on the edge of going under water. Fortunately, they don't default very quickly, but -- (inaudible) -- there long enough, as you know far better than I, here they do.
MORT ZUCKERMAN: There are a lot of "strategic defaults," as they call it --
GREENSPAN: (Laughs.) Right.
MORT ZUCKERMAN: -- where people are basically not paying their mortgage payments. And the lenders are not foreclosing on them because they don't want to take on the home -- they'd have to show the losses on their books; and they don't want to maintain the homes. And if you have a vacant home, the value of that home drops anywhere from 5 (percent) to 10 percent as soon as it's empty.
But at some point there's going to have to be some sort of "moment of truth" here, where you have literally several million homes in this --
GREENSPAN: Getting assisted -- isn't it free rent?
MORT ZUCKERMAN: Yes, it's exactly -- it's what enables them to pay down their credit-card obligations. (Laughter.) And that's what's been going on. But sooner or later there is going to be some movement on that issue, and that's one of the great vulnerabilities.
The one thing, of course, that would save it would be an improvement in employment. I mean, in once sense, jobs really will help out the housing industry. And that's another area where we have seen a dramatic drop, and with virtually no response to the enormous fiscal and monetary stimulus.
You can say we saved some of the jobs, but the fact is we're looking at the highest levels of unemployment and partial unemployment that we've seen really since the end of World War II. And those numbers do not seem to be getting better. So what is it that we can do, in a sense, to have that primary driver of both confidence and the ability to maintain homes and to enhance and support consumer spending?
How does that change? And is it structural or is it just cyclical?
GREENSPAN: You know, I think at the moment it's a little bit of both. But the critical problem here -- if it's a problem, is that even as the economy was growing, employment wasn't, which is another way of saying that output-per-hour was increasing. But it's very -- that very output-per-hour increases, the productivity increases.
When you look, in terms, as I mentioned before, about non-financial corporations, one of the issues here that's creating a statistical concern on my part is we're getting this huge surge in corporate profits, which is the result, basically, of an improvement in productivity and a decline in unit costs, and that is not spilling over into new investment. Instead, it is showing up as a major increase in the size of liquid assets as a share of total assets in the corporate sector, the highest level in 50 years.
It's essentially a reflection of the fact that the business community is extremely averse to the risk of investing in the long-term illiquid assets. And that is another way of saying that construction, generally, as you know, is under severe contraction basically because the higher the risk premium for long-term assets, the lower the market value of the properties. And so we're seeing that particular phenomenon basically crushing construction.
And construction has generated -- the loss in construction is the largest contributor of unemployment. I mean, if you look at the distribution of who's unemployed, what sticks out readily is the big construction-worker component. And I see -- I don't think the answer to the employment issue is to slow productivity growth. It's slowing by itself almost normally. But the answer here is to get the economy going again, and the only way I can see we can get that is to lift this pall.
Remember that we're getting all sorts of indications of what this pall is all about. For example, not only is there a contraction relative to cash flows in the issue of new fixed investment, but the nature of that investment is going increasingly to short-lived, less illiquid assets. In the sense that if you look at the ratio of equipment and software to total investment, it's going up straightaway as structures haven't even turned.
There's been a significant rise in capital investment in equipment and software, but, in total, it's nowhere near the rise required to absorb the amount of lost investment. I mean, I estimating the loss at something like $400 billion, which is not all that much different than the -- some of the estimates of the stimulus.
MORT ZUCKERMAN: We were building 1,600,000 units of housing. We're now building somewhere on the order of 4 (hundred thousand) to 500,000. Roughly, a million homes are not being built. The employment per home was generally anywhere from five to 10 people working on a home. Those jobs are simply not coming back for a good while, given what's happened to housing prices.
Now, that is a huge lump of unemployment that we're going to have a great deal of difficulty addressing. How does the government respond to that?
GREENSPAN: Well, I -- my argument at this particular stage is we'd probably be better off by doing less than more. There is an implicit judgment on the part of most economists that in order to stimulate the economy you have to do something.
But I think there's another choice here, which is -- basically gets to that old business of when you're digging a hole, sometimes you stop digging. And my view here is that I think we'd be far better off to allow the normal market forces to operate here because, one of the things that we have going for us is that the equity premium in the financial markets is at the highest level, according to JP Morgan, in a half a century. In fact, it's tracking these relationships that I've mentioned before about investment and savings.
You see the process of everything is 50 years -- the worst in 50 years at least. If you look at the study that just came out yesterday by a small -- by The National Association of Independent Businessmen, which is for small-business people, their capital investment is the lowest in the history of the survey, which goes back 35 years. We've got to get that coming back.
And to the extent that the evidence suggests that very large deficits do concurrently crowd out capital investment, there is a debit to the stimulus program which is probably somewhere between a third and a half of what the gross stimulus is. And that's where the problem is and we've got to remove that.
And I would say that because we have such a high equity premium, the upside of equity prices rising is very significant. As I've written and said for a couple years now, the most effective fiscal stimulus we could get with stimulus would be if the market value of equities rose. It does remarkable things for financial institutions and it is a very clear indicator of the impact of asset price changes on capital investment.
MORT ZUCKERMAN: Well, we had a considerable increase in equities, at least in capital stock -- stock market prices. We have not had that in the housing market. And what you are suggesting, if I understand it correctly, is to be very cautious about further fiscal stimulus. I don't know why this brings to mind the definition of a bartender who is a pharmacist with a limited inventory. (Laughter.)
I mean, we really -- we really have very few options, in a sense, at this stage of the game, given what we've been through both in fiscal policy and monetary policy, and that impulse to do something, you're suggesting, could be counterproductive.
GREENSPAN: I think that what we have to do is keep an open mind on what the facts show. I mean, this is a highly politicized and sensitive issue. I mean, for example, I've been strongly in favor of closing the deficit as quickly as we can because I think the deficit problem is a much more dangerous issue; I don't think we have time to wait.
So I'm coming out in favor, for the first time in my memory, of raising taxes. And the reason I'm doing that is essentially that I think that we're getting to the point, at this stage, that unless come to grips with the deficit problem very quickly, that we're fooling ourselves about how much time we have.
And I would love to see taxes go down. And I would hope that what we could do is, if we allow the tax cuts, the so-called "Bush tax cuts" all to lapse -- as they will, of course, legally on December the 31st, and then gradually bring the level of expenditures down, which is just -- it's not a question of affordability if we are committing more in the way of real resources in the public sector than we have.
And unless we start to do that, and then bring taxes down -- or, the way I put it, we should not have tax cuts with borrowed money, but we should have tax cuts. And the more, as far as I'm concerned, the better, but only in the context of bringing the deficit down because, unless we do that, I think we have very grave problems ahead and none of the issues we're discussing this morning will get solved.
MORT ZUCKERMAN: There's a widespread feeling in the business community of a lack of confidence in this administration. It really does have an effect on the decisionmaking process. I mean, in part, I guess because the economic consequences of the fiscal stimulus and the monetary stimulus have been so limited, there is a -- and there is a sense that these issues get politicized.
What would you recommend, just on the intangible level of confidence, how would you suggest an administration sort of rebuild that confidence in the business community?
GREENSPAN: Well, I think that -- I think this president can do that. I think he is, very clearly, highly intelligent, as best I can judge, and he understands the issues. And I think that, politically, obviously, it's very difficult for him to turn. But I think it's feasible. In fact, I think it's necessary.
MORT ZUCKERMAN: Well, one of the issues that we have in this country is certainly that intellectual capital is at least as important as financial capital in a world of very rapidly changing technology. We have reduced the number of H1B visas from 95 -- 195,000 in the year 2000 down to 65,000 today.
Now, we are sending -- roughly, 50 percent of the graduate students, M.A.s and Ph.D.s in the hard sciences, are foreign students. Other countries are going around setting up offices around the world to recruit these people. We're sending them back to their home countries, where they can compete with us either from the countries or from companies in those countries. What should we do on something like that?
GREENSPAN: Well, I think, strangely enough, going back to your previous question, one way for the president to get started would be to press very hard to, I would say, list the H1B and require quotas; and essentially argue that anyone who gets a Ph.D. in the hard sciences gets a green card --
MORT ZUCKERMAN: Automatically.
GREENSPAN: The problem that we have is a very difficult political one. But it's not the self-evident one. It's the fact that that issue -- which I think the majority of Americans, and I think the electorate would approve of; in other words, if you don't have the skills coming through our educational system at home, you import them. And, indeed, we've seen the extraordinary proportion of entrepreneurs in Silicon Valley are foreign born.
The problem that we have is that we have two separate immigration problems. They really are distinct: One is in illegal immigration, heavily dominated by those with a high school -- less than a high school diploma; and the H1B, heavily dominated with Ph.D.s and advanced degrees, and a wide variety of skills that we need here.
These are two separate problems. And both are important, so I've argued -- I'm strongly in favor of immigration. I think that -- I don't know how you get the illegal immigrants out, but I bet you if we ever try to get them out, everyone would start screaming because nothing's going -- all the work that they do would not happen. So I would like to see us solve that problem.
But the pointed issue is that these are two separate immigration problems. We put the same name on them. They go into the same bill. And I think we have to decouple, if I may use a term everyone's using.
MORT ZUCKERMAN: There is going to be a lot pressure -- political pressure for another stimulus program. There certainly is a dialogue going on now between, is the employment structural or is it cyclical? Will a stimulus program help the employment issue?
Martin Wolf, a well-known economics writer for the Financial Times, described the last stimulus program as basically being too small, too wasteful and too ill-focused so that a lot of that stimulus was not stimulating. And, frankly, I think there was -- there were so many different programs put into that package -- the transfer payments, alternative minimum tax, things that really were not directed specifically to increasing employment.
If you had a stimulus program in a sense, almost as a political -- a part of a package that would be political, what kind of stimulus program would you recommend?
GREENSPAN: Long-term, infrastructure assets because under current conditions those are precisely the types of things which the market -- free markets will not give you because of -- the discount rates are much too high, and will remain much too high so long as there is a sense of malaise out there. So government stimulus, if it was put into the longer-term infrastructure assets would not be displacing the private sector so much, because they're already displaced in that regard.
MORT ZUCKERMAN: The other thing that we have heard sort of talked about -- at least seriously talked about is once again, having the monetary authorities look again at the issue of quantitative easing. Do you think that's appropriate in the current circumstance?
GREENSPAN: Well, I've refrained from talking about monetary policy since I left office. And I think it's -- I think I shall continue to do that.
MORT ZUCKERMAN: Well, why don't I now turn this session open to the audience and to questions from the audience. Just -- let me just read the usual things here. I'll invite members to join the conversation with their questions. Wait for the microphone, and speak directly into it. Stand, state your name and affiliation, and please limit yourself to one question -- not one speech, one question. (Laughter.) And keep it concise to allow as many members as possible to speak. Question back there.
QUESTIONER: I'm Ken Miller. I know you said that you won't comment on monetary policy, Mr. Greenspan, but could you just say in general whether a central bank is out of tools to increase the velocity of money. I mean, liquidity is just theoretical if it's part. Does a central bank have -- I mean, we now pay interest rates on deposits. And your prescription seems to be fiscal and laissez faire.
GREENSPAN: Well, let's remember what the nature of the problem that's raising the issue of quantitative easing. We have $1 trillion in depository institutions in the United States, which are so-called excess, overnight reserves, deposited at the 12 Federal Reserve Banks at 25 basis points. Federal Reserve data surveys show that there is available on a continuous basis -- because these markets continuously turn over -- commercial and industrial loans of fairly low-risks type of loans, its a term according to -- that the Fed uses which are yielding 125 to 150 basis points above what the depository institutions can get as -- at the Federal Reserve.
That means of necessity that they are foregoing that because they see credit risk. And that is an extraordinarily high risk premium for some short -- so short a timeframe of a loan. And what this implies basically is the issue I've mentioned before, namely that there is a heavy weight of uncertainty on the system such that, we are not getting the impact of the $1 trillion already on the books into the marketplace. In short, as economists like to call it, the money multiplier.
Because remember when you get excess reserves in the banking system, and the individual holders of those excess reserves start to re-lend them, there is a multiplier effect, which is showing up usually in an increase in the money supply. And until very recently, the ratio of the money supply to the so-called monetary base, which is essentially determined by the level of excess reserves, that has been at extraordinarily low levels.
In short, there's a clogging up of the system in the sense that -- and this is not true -- this is not only the United States. This is true pretty much throughout the developing world -- the developed world, I'm sorry.
And what is happening is, you're getting this huge amount of flow of central bank monies into the financial system. And it's caught, and it's just stuck there, it doesn't move. Kaines (ph) in 1936 described this process as a liquidity trap. And he described it exceptionally well.
Until you change the psychology, until you change the attitude towards risk, you will not get this system moving. And I think once it does, then we're going to find that that $1 trillion is going to begin to work very effectively in expanding commercial bank balance sheets, which as you know have been very stagnant recently. We're going to find that CNI loans, which have been coming down have just sort of bottoming, they will start to move back up. But unless and until that happens, our financial system will continue to be disabled.
MORT ZUCKERMAN: This suggests that given the lack of a sustained response to an extraordinary fiscal stimulus and monetary stimulus, that we -- and given the failure of money in a sense to -- because of confidence or what have you, that all these funds are sort of clogged up into the financial system. Are we in the midst of a modern day depression?
GREENSPAN: Well, I think the answer is no. And it's interesting that the answer is no because there is still sufficient vibrancy throughout the world that we're beginning to get the notion that we're about to get a double dip. The probability of that is clearly going down.
And one of the reasons is that the trigger of a double dip requires that something goes down. Well, our inventory accumulation is not at a level yet which suggests that a liquidation is going to create problems. You can't argue that we're going to get sharp declines in construction, which is usually what tips the thing down. You can't argue that motor vehicles are going to go through the floor, because they're already on the floor.
So what we have going for us is that the tinder for a double dip is not readily available. Now that doesn't mean it can't happen. If we get housing pricing down, then all bets are off.
MORT ZUCKERMAN: That's the biggest risk it seems --
GREENSPAN: I -- that to me --
MORT ZUCKERMAN: -- given the shadow inventory and the real inventory. And the shadow inventory will grow dramatically --
GREENSPAN: It has grown dramatically.
MORT ZUCKERMAN: Yes. There are millions of homes where people have not made any payments on their mortgages in two years. And the lenders are not throwing them out because they don't know what to do with the assets. But at some point, if you get another 5 (percent) to 10 percent drop in housing prices, that could really just transform that whole world.
GREENSPAN: I worry about that.
MORT ZUCKERMAN: Yeah.
GREENSPAN: I'm more worried about that than I am of the double dip so to speak.
MORT ZUCKERMAN: A question back there.
QUESTIONER: Hi, I'm Lisa Chow from New York Public Radio. I just wanted to know what you think is driving gold prices to new highs -- new record highs.
GREENSPAN: Well, there are two schools of thought here. And there have been two schools of thought as long as I have been out of college, which goes back well into the last century. (Laughter.) And that is basically that gold is a supply and demand commodity, so like a whole series of commodities. And that to the extent that production goes up, prices go down. To the extent that demand for jewelry, et cetera goes up, prices go up. I don't think that's -- I don't think that's accurate.
Gold for reasons we don't fully understand is still the ultimate means of payment. And five monies have no place to go because five -- exchange rates of five currencies are a zero sum game. So if you begin to get a undermining of five currency values, you get the whole -- the whole structure go down. But the relationship between the dollar and the euro can stable, and the Yen and the Swiss franc can stabilize.
But they could all go down simultaneously. And the question is relative to what? And I think that what we are seeing is this extraordinary rise in the price of gold.
Because gold -- I've been trying to understand why gold has the fascination it has for generations. And I've come to the conclusion since -- for example, in 1944, Germany could not import anything except with gold. And when we landed in North Africa during World War II, in order to bribe the various potentates around, we needed -- only gold would do it.
In other words, it's the only means of payment which is accepted without endorsing it. The question is why human beings are so attracted to that, I've struggled with for years. I don't understand it. I've now accepted the fact that we do. (Laughter.) And once we -- once you do that, then the question is, it's the ultimate means of payment. And it is a signal that there is a problem with respect to currency markets globally. I don't think it's a serious problem unless you short gold. But it strikes me that it's the canary in the coal mine to keep an eye on.
MORT ZUCKERMAN: Another question over there in the corner.
QUESTIONER: (Off mike.) before I give you a comment on the --
GREENSPAN: Why don't you just hold for a minute to get the mike.
QUESTIONER: Okay, Elizabeth Bramwell. I wonder if you could comment on the impact of low interest rates on those who do save. And, you know, it seems to me that, you know, the housing market is affected by the fact that it's really hard to save for a downpayment if you're buying your first house. It has an enormous effect on saving for education. It has an effect on our pension funds. And, you know, to me, you know, the interest rates are artificially low.
GREENSPAN: Well, I can basically say nothing more than you've raised the issue as it should be raised. You cannot have the extraordinary amount of liquidity that we have in the system without rates doing down. And choices have got to be made because clearly you always look at low interest rates as galvanizing investment or purchasing and the like, which of course it does.
But there is double entry bookkeeping in this world. And as the other side of the transaction, you cannot have -- without extraordinary fluctuations in the profit margins of financial institutions a breaking in the tie in interest perceived or rate perceived. And the rate of payment -- the only way that I think that the restoration of interest paid on deposits would be as we unwind this extraordinary -- and I use the word advisedly.
We are still partial because financial institutions are now still partially disabled, and will continue to be disabled until we restore a level of capital in the system which enables the average lender to a depository institution to feel secure. But the capital rates that we have now are not something which would make anybody feel very comfortable with an investment.
MORT ZUCKERMAN: But how do you feel -- how do you assess the significance of the financial world -- the world of finance in the United States both as a part of our domestic economy and as a part of our competitiveness in the world?
GREENSPAN: You mean, how do I assess where we stand in terms (ph) generally?
MORT ZUCKERMAN: And how do we support the financial world in a sense as compared to what's been going on?
GREENSPAN: Well first of all, I think that one of the issues that I raised in a Brookings paper -- am I allowed to say that?
MORT ZUCKERMAN: Oh, absolutely. (Laughter.)
MORT ZUCKERMAN: Do you know what my name was before I changed it from Brookings. (Laughter.)
GREENSPAN: In the Brookings paper which I wrote and it's just been finally published, I raise a very interesting problem, which I don't know the answer to. And that's -- we have seen a very dramatic rise in the share of national incomes, going to finance and insurance. For example, in the United States, it was 2.3 percent of national income -- of I should say gross product originating in 1947. It's now up to 9 percent. And it raises the interesting question, is this extraordinary rise something that is required as the division of labor increases?
I mean, if you get the -- because remember the basic purpose of finance is to direct the scarce savings of a society into the most effective, productive goods. And there is a form of creative destruction that goes on, which you basically phase out obsolescent capital in the system. And the depreciation from that capital plus the net new savings of the community gets invested in cutting-edge technologies with high output per hour. And that's -- the increase in one and the decrease in the other, which continuously creates an increase in productivity growth, standards of living and the like.
But there is this very (gnawing ?) question. Does that increasingly complex process require an evermore, ever higher rate of value added or income originating in finance? And it is not a U.S. phenomenon, the same trend exists in of all places China. And you can't argue that the same forces are replayed (ph). It is something that is going on which we don't fully understand, but I think we need to.
And we are -- if we cut back very substantially on the extent of the intermediation in the United States, I'm a little concerned that we will find ourselves in an increasingly less competitive position. But I don't know that. In other words, I know what the data show, and what hypothesis you can make about why it's happening, but there is no direct evidence that says that ever increasing share of the gross domestic product going to finance is a necessary condition for increasing the standards of living. And the reason basically is that this trend did not exists prior to World War II. And so, it's something odd here that requires explanation.
MORT ZUCKERMAN: Thank you.
QUESTIONER: Jacob Frank (ph) at JP Morgan. Over the weekend, the Basel Committee has issued new standards that raise significantly the minimum capital ratio that financial institutions should hold. That's intended to improve the safety and soundness of these institutions. Of course, if all banks are going to build up their capital immediately, this will create a credit crunch. Recognizing this, the Basel Committee has allowed a very long period of phasing in -- very, very, very long.
MORT ZUCKERMAN: Eight years.
QUESTIONER: In many years, indeed. And the question is what is the assessment about the forces that will actually shorten the period significantly? If I am a bank and I know that all my competitors are going to try to raise capital by the end of five years from now, I will try to beat the crowd and do it today, especially with interest rates are so low.
And I assume that they will think the same. And if all of us are doing the same, aren't we going to find ourselves creating a credit crunch just from that point, at a time where this is the least desirable part?
GREENSPAN: Jacob, I doubt it. And the reason I doubt it, is that, if that were true about the overall demand for all equity in the world, then I'd say there is an interesting problem here. But we're talking about the amount of equity in finance, not in the total system. And there is an arbitrage that goes on between equity financing in the financial system and in the non-financial system.
And the non-financial system is still sufficiently large that even if you very significantly increased the equity requirements in U.S. finance, it's a very small part of the global, non-financial equity availability. So I'm not terribly concerned about that. I do think that we need more capital because I -- you know, it's hard to realize this, but if we had adequate capital -- remember, if you have enough capital in a financial institution, by definition it cannot default. If it defaults the capital is inadequate. So if you have adequate capital, you don't have defaults, you don't have contagion. You don't have any crises that emerge as a consequence of debt.
And so the question that you've got to get to is -- the hypothetical ones, I mean -- I don't want to talk about Bear Stearns, but Bear Stearns if they had adequate capital would be thriving at this particular stage. And Lehman Brothers would still be -- and I'm seeing the two senior people of both these organizations sitting side-by-side here.
It's -- we lost two prominent institutions in this country because they ran out of capital, because all of a sudden they decided that tangible capital of 3 percent was adequate for a financial intermediary, which it is not. And so we have to build this back up, and I'm -- I think the sooner the better. And I thought the -- the nature of the regulations that were promulgated by the Basel Committee made sense to me.
And I don't think eight years is a real problem because it's inconceivable to me that we can get another type of crisis of the type that we're trying to protect against in the next eight years. We first have to go through the absolute reverse. I mean, the issue of irrational exuberance emerging in today's environment sounds like a contradiction in terms.
MORT ZUCKERMAN: Pete.
QUESTIONER: Pete Peterson (sp). Mr. Chairman, I think there is a tendency in some quarters to believe that the situation in Greece is unique and that one need not be particularly concerned about the future debt outlook in other countries. And yet, as you look at the factors operating -- declining birth rates, longevity, unfunded programs -- I looked recently at some projections of an official agency on future debt-to-GDP ratios in other developed countries.
And I was quite stunned, and I fully appreciate that the forecasts aren't perfect, but they are so large as a percent of GDP that as you aggregate these for the world as a whole, you're left wondering in relation to the capital pool that is available, is what is the effect of this? And what are -- and to what extent are you concerned about some kind of, what you might call a global debt crisis?
GREENSPAN: Well, Pete, that's a real serious problem. And I think it's most evident in the United States, where we talk as though -- well, let's keep the stimulus going for the next two years, then, we will address the problems. I find that extraordinarily risky as a notion.
People have to remember what happened in 1979, as you well remember. That in the summer of 1979, the 10-year Treasury note I think was yielding 7 (percent) or 8 percent and inflation was rising. But there was a general view that the United States was not an inflation prone economy. And that therefore, you could not get significant rises in inflation premiums embodied in long-term interest rates.
Within a couple of months, the rate increased by 400 basis points. The psychology broke and the illusion broke. And I think that we have got a fiscal situation sitting out there in which, if we don't curtail it sufficiently quickly, I think we're in trouble.
And I certainly will argue that if we allow the tax -- the Bush tax cuts to lapse, that there are risks out there that is unquestionably -- even with the arguments I'm making namely that there is a relationship between the deficit and the other levels of private spending. Even with that, there is a risk out there that if you allow rates to rise as much as they are going to rise automatically on tax rates -- on December the 31st, that there are risks.
But our choice is not between good and bad, it's between terrible and worse. And the issue here is we have to recognize that we cannot take the risks. I just don't visualize how we're going to get through next February's budget program, because there is no question that anybody who has looked at the data closely, as Pete I know has in very great detail. We have essentially put on the books a level of commitment to the real resources of this economy, which I don't think we physically can meet. I'm not talking about financially, forget finance.
And it's fundamentally that we do not know, and we cannot forecast what the size of Medicare is going to be. And it's -- one of the reasons is that the technology is so extraordinary and improving so rapidly, that when you put that into a fee for service, subsidized type of economic structure, it means that demand will get fulfilled irrespective of what it is. And if you end up with X percent of a GDP as medical expenditures, I guarantee you will find that X percent of total employment will be in the medical profession. And that means less to produce cars, less to produce agricultural products, less education, less everything else.
It's real resources, you don't have to get to finance, it's just the question that we have. In this country, we are at the cutting edge of productivity growth. That means we cannot increase output per hour at a rate over a protracted period by more than 3 percent, at least that's what the data show.
Since we know what the size of our labor force is, we know in general what the outer limits of the real resources of our productive system is capable of turning out. All I say is, if you look at those comparisons, we are running out of resources. And it is reflecting itself in a gradual reduction in the cushion between the public debt held -- I should say the federal debt held by the public as a share of the ultimate capacity to borrow.
That is closing, it has never closed at this rate previously. The last time we were even close to it was during World War II. But then we knew that when the war ended, the demand for the military would collapse, that the deficit would disappear and that we needn't worry about the longer term, and that's indeed exactly what happened.
That's not the case today. And unless we come to grips with this issue quite soon -- and Pete has devoted a huge amount of his time and resources to focusing on this issue, and I think that it's one of the few investments in this country which I think may start to -- which may be working at this stage.
QUESTIONER: Hi Chairman Greenspan, David Malpass with Encima Global. The yen has been strengthening, and it's gaining momentum. The Chinese are buying JGBs for example. Does that create a problem because Japan's economy is not a very productive user of that capital. So it seems like that's -- that's creating yet another pool of idle capital.
So what would you recommend to Japan? And could intervention be useful at this point -- they're discussing it.
GREENSPAN: I know they are, and I think that they stopped intervening, I think -- what was it in 2004. And I remember when they stopped intervening they were purchasing something like 50 -- I think the number was a small number, it was very large at the time, like $50 million a month or something of that.
Well in any event, there is a concern about when they -- what would happen when they stopped. And when they stopped nothing happened. And the reason is that there is a global market that arbitrages out there.
So that I think intervention is -- it never works unless you are an intervener, as I was for awhile. The way we used to intervene was to wait until a particular currency was net short, then we'd go in. And we'd look very smart.
But that was -- it was never a permanent sort of issue. Japan is a very different issue because remember that the reason the Yen is as strong as it is, the reason why you can sell JGBs for 10 years under 1 percent, is that there is this extraordinary yen bias in Japan where as you know, vast -- nobody holds JGBs outside of Japan, except in index funds. And the reason essentially is that the demand for Yen issues domestically by Japanese is so strong that it keeps the interest rates low. It keeps the exchange rate strong.
But I don't think it has a very significant international effect largely because there is still true -- there is heavy arbitrage going on between all the currencies. And there is a Japanese problem. And the Japanese problem that's going to emerge is not there yet, which is essentially when the population ages sufficiently such that their consumption rises relative to savings. And eventually, their current account surpluses turn negative. At that point, they're going to start to have to borrow in international markets at very much higher rates.
That's where the real problem, I think of the Japanese fund problems exists. And we're not there yet, we've still got a way to go. But it's something which we ought to be wary of because it's going to happen.
MORT ZUCKERMAN: Alan, we're at the end of this session. I want to ask you one last question which is, we've had the most stimulative fiscal and monetary policy to try and address the downturn in the economy, perhaps since the end of World War II. It has had much less of an effect on the performance of the economy than almost anybody expected. We had a relatively small decline in output, but a much larger decline in employment.
There is a -- just a -- at this stage of the game, no sense of any momentum in the economy really. What could we have done different? What went wrong? What lesson do we get from this really unhappy experience?
The government predicted we would stop the unemployment rate at 8 percent. We're way, way above that. I could go on and on.
GREENSPAN: Well, first of all, let me just say that as one of the things I discussed in this Brookings paper is that central bankers for the last decade or so have been aware of the possibility of a type of crisis which eventually happened. We hadn't a clue when it might happen. But that it was theoretically probable -- possible, was there.
And as I pointed out in that piece, and as I wrote -- I made a speech actually a decade ago. When that happens, you find that there is no alternative but to substitute sovereign credit for private credit to keep the financial system and intermediation going, which is a necessary condition to keep the economy going.
So I was very strongly in favor of, quote, "the bailout," because I think the act -- TARP actually was very effective in maintaining a degree of intermediation, which we would not have had. And the Fed supporting the commercial paper market, and money market mutual funds. These were all crucial actions to stabilize what is essentially a once in a 100 year -- as I put it, once in a 100-year flood.
And you have to do that, and I think it worked. And I think it was very useful. I think to extend beyond that has, certainly in retrospect, not been a very useful endeavor.
MORT ZUCKERMAN: Well I thank you on behalf of everybody as always. (Applause.) That was great, Alan.


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Product Description
2 Light Desk Piano Lamp
A lovely lamp whose appearance is surpassed only by its functionality, this light desk piano lamp features a double adjustment arm on top of a square base and comes in a variety of finishes. Tall enough to fit above sheet music or books and adjustable so that the light doesn-ftt hit your eyes when you-ftre playing, this lamp is both gorgeous and practical. The lamp uses two lightbulbs, the perfect output by which read music without being too harsh, and the added width allows the light to shine on both pages of a book at once, a real plus.
- Double adjustment arm piano lamp
- Height adjusts from 0-in to 14-in
- Switch can be found on the 6-in square base
- Shade swivels to direct light
- 9-ft Brown cord
Hand-craftsmanship is a time-honored tradition at House of Troy, still alive as the land itself to this day. For 40 years running, handcrafted picture lights and piano/desk lamps have been created to the highest quality standards by House of Troy, garnering them a reputation for excellence in craftsmanship, quality of materials, and customer service. These lights are unsurpassed in the industry.
Voltage: | 120 volt | |
Installation: | Dry Locations [Explain] | |
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We all know that accessing flash on iPhone through Safari or via the new Opera Mini browser is not possible. Do you want to access Flash and Java on iPhone? Want to access flash enabled sites to view animation and play games? Well, you can easily do that now! Chris Smoak has developed a new plugin 'Smokescreen' that allows you to view Flash content on Apple iPhone, iPod Touch and iPad.
The operation is very quick to explain, in fact Smokescreen works directly in the browser of the device and reads the SWF binary that gets converted and presented again in animated SVG. Here's how Smokescreen Flash plugin is described by Simon Willison:
The site developer has provided a number of examples, if you try, just click here from your iPhone or iPad for live demos showing Smokescreen in action, of course you have to take into account that this is a first version, premature, that may not work well or at least be jerky. Make sure to use the latest version of the web browser. Smokescreen currently works in Firefox 3.6, Chrome 5, Safari 4, and MobileSafari. Try your lick with other browsers too!
Alternatively, you can use Cloud Browse app to access Flash Content on iPhone & iPod Touch. This Cloud Browse browser can play both flash video and java applications on iPhone, both of which are not supported on the iPhone Safari browser. Stay tuned for more updates on flash content on iPhone, iPod Touch and iPad.


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Snack Time: Carrot-Shaped Cheese Spread Recipe
Carrot-Shaped Cheese Spread Recipe from the Taste of Home site!
Prep/Total Time: 15 min
Yield: 10-12 Servings
- 2 packages (8 ounces each) cream cheese, softened
- 1 cup (4 ounces) shredded cheddar cheese
- 1 can (2-1/4 ounces) sliced ripe olives, drained
- 3 green onions, chopped
- 1 jar (2 ounces) diced pimientos, drained
- 5 teaspoons taco seasoning
- 3/4 cup finely crushed nacho tortilla chips
- Celery leaves
- Assorted crackers
In a bowl, beat the cream cheese and cheddar cheese until blended. stir in the olives, onions, pimientos and taco seasoning. On a serving plate, shape mixture into a carrot shape; press crushed nacho chips onto entire surface. Place celery leaves at top of carrot. Serve with crackers.


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Now Showing: All In The Timing – 3 LOL short plays by David Ives. May 23-25th @ 7:30pm
Soapbox Players offers sometimes juicy, always thought provoking, financially accommodating old and new works of live theater that will keep you on the edge of your seat and in the front of your mind.
Be sure to check out our list of upcoming shows to find out the next opportunity to see great live theater in Red Wing at the Hobgoblin Music Loft performance space.


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Dtoid blowin' up all over your map!Yeah, that's right, we runnin' sh*t now! Well, not really, but we are certainly well on our way. Check out Mr. Kevin P. and Miss Olivia M. as they go ahead and name drop us again. My oh my, we certainly are ridin' dirty now. Comments not appearing? Anti-virus apps like Avast or some browser extensions can cause this. Easy fix: Add [*].disqus.com to your software's white list. Tada! Happy comments time again.
Did you know? You can now get daily or weekly email notifications when humans reply to your comments.


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Summerland Ticket Information
Travel back in time to hear great alt-rock bands of the past during this year's Summerland tour. Every summer since 2012, the annual concert tour features a collection of successful '90s musical acts, which in the past has featured artists like event organizer, Everclear, Gin Blossoms, Eve 6, Marcy Playground, Sugar Ray, and more. You can shop for Summerland tickets using the steps below, or get in touch with our sales team by clicking the Live Chat link in the top right corner of this page. You also can receive swift assistance over the phone by calling 866.848.8499.
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Important PSA
December 2nd, 2006
DEVASTATING UPDATE! I'm so sadden for the Kim family I'm at a loss for words. Alicia P. posted so beautifully about this tragic loss of a beautiful life. I hope you take a moment for read her post about James Kim and the Kim family.
JOYFUL UPDATE! Mother and kids have been found! Search is still on for James Kim… please keep good thoughts and click on the below links for more info!
A heartbreaking story of the missing Kim family from SF. My heart breaks every time I hear mention of them on the news. Hope, hope, hoping for the next report to be good news. Click here for info from OSP. If you are in Oregon or Nor Cal… please, please take a moment to click on the above links to read more about the Kim's and keep them in your thoughts and eyes open. The Kim family could be your family.
Posted in How I Live |


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Heart Rhythm Week 2014
In this year's Heart Rhythm Week, (2-8 June) we worked alongside our sister charity, Arrhythmia Alliance, to celebrate ten years of progress in arrhythmia care.
Heart Rhythm Week 2014 aimed to educate and celebrate the amazing progress that has been made across arrhythmia technology, resources, and policy guidelines. Good news patient stories have illustrated the changes.
Click here for an update about ongoing Heart Rhythm Week activity. For more information call Andy on 01789 520 311.
Heart Rhythm Week 2013
Thank you to hundreds of supporters across the UK and beyond who helped us to raise awareness and promote better understanding of AF during Heart Rhythm Week.
Heart Rhythm Week provides a platform for individuals, groups, organisations and healthcare professionals to come together to raise awareness of AF. One of the main objectives of Hearts & Goals 2013 was to raise awareness of the importance of pulse checks in screening for AF.
Here are just some of the amazing events from last year:
Colin Smith's bake off!
Many congratulations to Colin Smith from Blackrod who raised £105.00 through his Heart Rhythm Week bake sale.
The event was such a success that Colin is now looking to start up a baking club.
Julia's tea, cakes and Spanish horses
Business woman Julia Alemany-Bird held a 'tea, cakes and Spanish horses' afternoon and raised £60 for the AF Association on Saturday 8th June after recovering from AF.
The afternoon included pulse check demonstrations, Spanish music, Spanish horses and a raffle.
Over 1,000 ECGs taken at Jersey Hospital!
Jersey's General Hospital was inundated with people getting the heart check using a new mobile device. Instead of rigging patients up an ECG machine, Jersey Hospital trialled a new iPhone heart monior which you just place your fingers on, called AliveCor.
They even featured in the Jersey Evening Post!
Olympic gold medallist raises awareness of AF
Tom James featured on ITV's Day Break alongside AF Association Trustee, Professor Richard Schilling. Tom spoke about his experience with AF when he was training for the London 2012 Olympics.
AF screening in Scotland
Shona Fraser and her team from NHS Highland Heartbeat Centre, Raigmore Hospital held a week long awareness display and promoted pulse checks to the public.
Shona demonstrated how to check your pulse in this film they produced,
Tachyarrhythmias spotted at Harrogate Hospital
Harrogate District held an awareness stand in the front entrance and main restaurant of the hospital. Emma Edgar and her cardiac team talked about the importance of knowing their own pulse to the public.
Using the new iPhone AliveCor Heart Monitor technology they successfully screening 70 people and detected two tachyarrhytmias for follow up during their awareness event.
Pulse checks in County Durham
Dr Andreas Wolff, who is a member of the AF Association's Medical Advisory Committee, held an awareness event at Whinfield Surgery in County Durham. Staff also carried out pulse checks using the AliveCor Heart Monitor and informed the patients on the importance of knowing your pulse.
Heart checks at Royal Surrey Hospital
Cardiologist Philippa Howlett and CRM Research Nurse Laura Greswell successful completed 63 heart checks during Heart Rhythm Week.
Patients were screened using the AliveCor heart monitor. Two patients were diagnosed with AF and two with left bundle branch block.
We need your feedback
Please spare a couple of minutes to fill out a short survey and tell us how we can make Heart Rhythm Week 2014 even better!


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- Poverty | Compassion International Blog - http://blog.compassion.com -
When a Family Can't Afford Emergency Surgery
Posted By Jayaseelan Enos On July 2, 2013 @ 12:23 am In Country Staff | No Comments
Superstitious beliefs and a fear of doctors prevent many people in India from taking their sick children to the hospital. They would rather get medicine from a local pharmacy, where pharmacists supply tablets and syrups without a doctor's prescription.
Hemant's parents had little awareness of health and education. Hemant's father, Venkobrao, works as a load man in the market, loading and unloading fruits and vegetables. His job is seasonal and when there is work, he earns about 80 Indian rupees (approximately $1.50 U.S.) a day.
No one knew the reason for Hemant's chronic sickness. All his parents knew was that he frequently fell ill and suffered. This affected his education as well. With poor school attendance, he fared badly on his exams. When health is a priority, education naturally becomes secondary.
When Hemant fell sick with fever, we counseled his parents and immediately rushed him to a nearby hospital. After a complete checkup he was diagnosed as having three holes in his heart. The doctor told his parents,
"If not treated within six months, your son will die."
The surgery would cost more than $2,100 U.S. — a sum far above the family's means. Radhabai, Hemant's mother, shares,
"Even if we worked all through our life, we could never afford this."
But thanks to the Complementary Interventions Medical Fund, Hemant received immediate surgery and his life was saved.
Today, Hemant is an active boy in the fifth grade. He is coping in his studies and is involved in sports. He loves to play football and cricket and dreams of becoming a policeman.
Radhabai shares,
"My days of pain and agony are over now that my son is no longer ill. How relieved I am. If not for Compassion's help, I could have never seen my son alive. I am so grateful."
Now Hemant's family knows there is someone to support them in times of crisis. They realize that they are loved and cared for. As a family, they now believe in God and regularly participate in Sunday worship services.
Article printed from Poverty | Compassion International Blog: http://blog.compassion.com
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Devi's Place - Penestanan - Ubud
Devi's Place - Penestanan - Ubud
Devi's Place - Penestanan - Ubud
Devi's Place
Private cottages for rent in Ubud, Bali
Lotus Cottage
Orchid Cottage
Bamboo Cottage
Jepun Cottage
Villa Via
Hibiscus Cottage
Jasmine Cottage
Welcome to Devi's Place, private garden accommodations in Penestanan Kelod. Located on the western edge of Ubud, in the rice-fields of Sayan, we offer the secluded serenity of a peaceful Balinese village, while being located only 1.8km from the centre of town.
The complex is accessed by a private road and is comprised of a variety of villas hedged by tropical gardens and including several salt water pools. Our accommodations are hand-built in the traditional Balinese style with added western comforts. Each cottage is unique, with its own character and complementing features. All residences enjoy access to a salt water swimming pool, wifi internet, fully equipped kitchen, fan or AC, mosquito net and hot water and air conditioning in the bedrooms.
The friendly staff at Devi's Place will take care of all of your transportation and help with your visa needs while you are in Ubud. We can arrange airport transfers, car or motor-scooter rentals, and we employ experienced drivers if you prefer to sit back and let someone else take the wheel. We will also be delighted to arrange for luxurious extras such as massage in the privacy of your own cottage, or private yoga lessons. Home-cooked meals may be ordered from Murdi's Kitchen - a menu is provided in your information booklet.
Please email or call if you have any questions or requests that we might be able to assist you with. We look forward to welcoming you to the Island of The Gods.
Lotus provides a peaceful garden sanctuary featuring a private garden bathroom, kitchenette and a comfortable outdoor living space. Rest on the shaded, covered terrace with a cool drink and watch the garden grow.
Jepun is a self-contained cottage with stunning views on the edge of a rice-field. In the evenings, relax with a refreshing drink and tune into our favorite channel- the famous Bali sunset!
Bamboo is a cool, peaceful cottage with incredible views. This is the perfect holiday hideaway for the solo traveler seeking to finish their great novel, or for a couple looking to write their next chapter together.
With its clean, bright decor, granite benches and handmade furniture, Hibiscus will quickly become your home away from home. This is a private, breezy 1 bedroom cottage with sweeping rice field views and a private salt water pool.
Outside on the covered terrace of Jasmine Cottage, enjoy the views while you fix a drink in the fully stocked kitchenette, or recline on the comfortable day bed. A traditional Javanese house, this cottage offers the ambiance of Asia with modern western conveniences.
Two bedrooms feature en-suite garden bathrooms, common lounge room with TV and DVD player, and a spacious fully equipped kitchen with dining area. Villa Orchid is ideal for an unforgettable family holiday experience!
Via is a self-contained 1 bedroom villa with private gated compound, salt water pool, spacious garden bathroom and a modern kitchen and lounge. A unique feature of Villa Via is the secluded second floor pavilion above the pool with rice-field views.


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No spittin', no swearin', no instigatin'...
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Moderator: Baseball Moderators
by decoy562 » Thu Feb 19, 2009 10:27 am
by Fade2White12 » Thu Feb 19, 2009 10:37 am
by Niffoc4 » Thu Feb 19, 2009 10:44 am
by Big Pimpin » Thu Feb 19, 2009 2:22 pm
SecretAgentMan wrote:Like the brittle one has any real fantasy value in a std mixed league? He now goes to a pitcher's park and one of the worst teams in the AL. This will likely put some fans in the seats for the M's...that is about it imo. Is this the M's idea of a replacement for Ibanez? I mean are we to take a team seriously that has the following projected lineup now (depending on where Griffey plays):Active Roster:C Kenji Johjima1B Russell Branyan2B Jose LopezSS Yuniesky Betancourt3B Adrian BeltreLF Wladimir Balentien\GriffeyCF Franklin Gutierrez\GriffeyRF Ichiro Suzuki\GriffeyDH Jeff Clement\Griffey
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In The News
More than 100 religious, immigration activists arrested at White House
RNS Religion News Service | Jul 31, 2014
Stand on the side of love for refugees
Quad City Times | Jul 22, 2014
This Congregation Could Have Kept Silent About The Court's Decision. Instead, They Chose To Sing.
UPWORTHY | Jul 16, 2014
Two Silver City churches are responding to the humanitarian crisis at the border
Silver City Sun-News | Jul 15, 2014
1,100 Clergy, Religious Leaders Call for Sentencing Reform in Federal Drug Cases
eNews Park Forest | Jun 03, 2014
Selling God
Boston Magazine | May 28, 2014
Gay marriage: Seven couples wed at Unitarian church in Lancaster
Lancaster Online | May 24, 2014
What City in Kansas Is Getting LGBT in a Major Way?
Huffington Post | May 23, 2014
Main Line Unitarian Church Offers Free Same-Sex Weddings
main line media news | May 22, 2014
Arkansas Issues First Same-Sex Marriage License After Ban Struck Down
TIME | May 10, 2014
Churches to unite with 'one love' message against homophobia
PinkNews | May 08, 2014
Bruce Knotts defends religious freedom in Uganda
San Diego Gay and Lesbian News | May 08, 2014
UUCC organizes rally to support LGBT community
Hendricks County Flyer | May 06, 2014
Will HRC Do Right By the South?
The Nation | May 01, 2014
A Group of People You'd Least Expect Are Fighting for Gay Marriage in North Carolina
PolicyMic | Apr 30, 2014
Unitarian Universalists in New Jersey Urge Homeland Security to Make Immigrant Detention More Humane
The Paramus Post | Apr 29, 2014
North Carolina's Gay-Marriage Ban Is Challenged by Church
The New York Times | Apr 29, 2014
United Church Of Christ Challenges North Carolina Ban On Gay Marriage
NPR | Apr 28, 2014
Considering the Effects of Mass Incarceration
The Connection | Apr 18, 2014
Rally for same-sex marriage held in Lynchburg
The News & Advance | Apr 16, 2014


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Strength and Skill Quotes in New Moon
How we cite our quotes: (chapter.paragraph)
Quote #1
Jasper slammed into Edward, and the sound was like the crash of boulders in a rock slide. (1.242)
Bella compares the force of two marble-hard vampire bodies colliding to a natural disaster. It's to give us a graspable idea of the supernatural forces in the world of the story.
Quote #2
I was distracted by the over grace of his movement. Jacob had been nearly as klutzy as me… (11.137)
Bella is surprised and maybe a bit jealous that Jacob has lost his clumsiness, leaving her alone with her inadequacies.
Quote #3
His fist slammed against the tree… the trunk gave away and snapped off loudly… (11.201)
It appears Jacob doesn't mean to rip out the tree. He doesn't seem to be able to control his new werewolf strength just yet.
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Start learning with our library of video tutorials taught by experts. Get started
Introduces the Kindle Store and explains how to take your existing applications and tailor them to the Kindle environment.
"The quality of the videos and teaching is excellent and rarely a week goes by when I do not sign in and learn something new." —Brian L.
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Engineering is a term that describes the concept, art, and profession that applies calculated scientific based theory to conceptualize, design, plan, develop, and analyze technological solutions. Engineering encompasses a broad range of specific fields and specialties that are used by almost every industry on earth.
Below is a list of the various fields of engineering that are practiced and taught today including links to further information about each of these specialties of Engineering.
Mining and Mineral Engineering


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From Wikipedia, the free encyclopedia - View original article
Full name | AFC Bournemouth | |||
Nickname(s) | The Cherries, Boscombe | |||
Founded | 1890 | (as Boscombe St. John's Institute FC but dissolved in 1899 and reformed in 1899 as Boscombe FC)|||
Ground | Dean Court, Boscombe, Bournemouth | |||
Capacity | 12,000 | |||
Owner | Maxim Demin | |||
Chairman | Jeff Mostyn | |||
Manager | Eddie Howe | |||
League | The Championship | |||
2013–14 | The Championship, 10th | |||
Website | Club home page | |||
Full name | AFC Bournemouth | |||
Nickname(s) | The Cherries, Boscombe | |||
Founded | 1890 | (as Boscombe St. John's Institute FC but dissolved in 1899 and reformed in 1899 as Boscombe FC)|||
Ground | Dean Court, Boscombe, Bournemouth | |||
Capacity | 12,000 | |||
Owner | Maxim Demin | |||
Chairman | Jeff Mostyn | |||
Manager | Eddie Howe | |||
League | The Championship | |||
2013–14 | The Championship, 10th | |||
Website | Club home page | |||
A.F.C. Bournemouth is a football club playing in the Championship, the second tier in the English football league system. The club plays at Dean Court in Kings Park, Boscombe, Bournemouth, Dorset and have been in existence since 1899.
Nicknamed The Cherries, the team traditionally played in red shirts with white sleeves until 1971, when the strip was changed to red and black stripes, similar to that of A.C. Milan. A predominantly red shirt was chosen for the 2004–05 and 2005–06 seasons before announcing a return to the stripes for the 2006–07 season due to fan demand.
After narrowly avoiding relegation from the Football League in the 2008–09 season, Bournemouth were promoted to League One at the end of the 2009–10. After making the League One play-off semi-finals in 2010–11 and achieving a mid-table finish in 2011–12, Bournemouth won promotion to the Championship at the end of the 2012–13 season, putting them in the second tier of the league for only the second time in their history.
This article or section may be slanted towards recent events. (January 2015) |
Although the exact date of the club's foundation is not known, there is proof that it was formed in the autumn of 1899 out of the remains of the older Boscombe St. John's Lads' Institute F.C.[1] The club was originally known as Boscombe F.C.. The first President was Mr. J.C. Nutt.[2]
In their first season 1899–90 Boscombe F.C. competed in the Bournemouth and District Junior League. They also played in the Hants Junior Cup. During the first two seasons they played on a football pitch in Castlemain Avenue, Pokesdown. From their third season the team played on a pitch in King's Park. In the season of 1905–06 Boscombe F.C. graduated to senior amateur football.[3]
In 1910 the club was granted a long lease upon some wasteland next to Kings Park, as the clubs football ground, by their president Mr. J.E. Cooper-Dean. With their own ground, named Dean Court after the benefactor, the club continued to thrive and dominated the local football scene. Also in 1910 the club signed their first professional football player B. Penton.
Around about this time the club obtained their nickname 'The Cherries'. Foremost there are two tales on how the club gained this pet name. First, because of the cherry-red striped shirts that the team played in and, perhaps more plausible, because Dean Court was built adjacent to the Cooper-Dean estate, which encompassed numerous cherry orchards.
For the first time during the season of 1913–14 the club competed in the F.A. Cup. The clubs progress was halted in 1914 with the outbreak of the war and Boscombe F.C. returned to the Hampshire league.
In 1920 the Third Division was formed and Boscombe were promoted to the Southern League, with moderate success.
To make the club more representative of the district, the name was changed to Bournemouth and Boscombe Athletic Football Club in 1923. During the same year the club was elected to the Football League. The first league match was in Swindon on 25 August 1923, Bournemouth lost 3–1. The first league game at Dean Court was also against Swindon, Bournemouth gained their first league point with a goalless draw.
Initially Bournemouth struggled in the Football League, but eventually established themselves as a Third Division club. Bournemouth and Boscombe Athletic Football Club remain on the records as the longest continuous members of the Third Division.
As a league club, Bournemouth had to wait until after the Second World War before winning their first trophy. This was accomplished as they beat Walsall in the Third Division (South) Cup in the final at Stamford Bridge.
Under manager John Bond the club adopted the more streamlined A.F.C. Bournemouth name in 1972. However, this is only a trade name; the club is still officially registered as Bournemouth and Boscombe Athletic Football Club. At the same time, the club adopted a new badge as a symbol of the club's progress. The stripes in the background were based on the club shirt, while in the foreground is the profile of a player heading the ball, in honour of Dickie Dowsett, a prolific scorer for the club in the 1950s and 1960s.[4]
Their red and black kit, introduced in 1971, was based on the old A.C. Milan strip. This was the era of Ted MacDougall, a prolific goalscorer who, in an FA Cup tie in November 1971, scored nine goals in an 11–0 win against Margate.
The club recorded a famous victory over holders Manchester United in the FA Cup in January 1984, while they were managed by Harry Redknapp.[5][6]
Redknapp took Bournemouth into the second tier of the English league for the first time in their history as Third Division champions in 1987. After comfortably surviving in their first season in Division Two, Bournemouth made a serious challenge for promotion to the top-flight in the 1988–89 season; they ultimately fell away after a poor run late in the season, but their eventual finish of 12th place remained their highest-ever Football League until the 2013–2014 season.
On 5 May 1990, the final day of the 1989–90 season, Leeds United had the chance to win the Second Division and gain promotion into the First Division by beating Bournemouth at Dean Court. Some United fans had already caused trouble in the town during the morning and the atmosphere was tense as Leeds won the match by a single goal. Combined with the results of other matches, this meant that Leeds were promoted while Bournemouth were relegated. The violence and destruction by visitors to Bournemouth continued over the holiday weekend, causing more than £1 million worth of damage and injury to opposing fans and police officers.[7] The town's Daily Echo newspaper reported that 'spectators, including many young children, had to run to safety as missiles were hurled and riot police waded in to control the crowds'.[7] The matter was raised in Parliament by one of the town's MPs. Financially, the Leeds trouble affected the club for more than a decade, as Bournemouth were prevented by local police from staging home games on Bank Holidays (traditionally a popular day for football) until a game against Shrewsbury Town on 21 April 2003.
Redknapp remained at the club for two more seasons, both of which ended with the club falling three points short of the play-offs. However, mounting financial pressures caused him to resign his position at the end of the 1991–92 season, and he subsequently rejoined former club West Ham United as a coach. He was replaced by Tony Pulis, who built a much cheaper squad which could only manage two consecutive 17th place finishes before Pulis walked out of the club, blaming financial pressures much as his predecessor had done.
Bournemouth went the first few months of the 1994–95 season without a permanent manager in place, and a dreadful start saw them bottom of the table for much of the first half of the season. Despite a minor upturn in form when Mel Machin was appointed as manager, they looked highly unlikely to survive, given that there were five relegation spots in Division Two for that season due to league reconstruction. However, a late run of form combined with collapses by relegation rivals Cambridge United and Plymouth Argyle saw them survive on the last day of the season by just two points.
Machin ultimately remained in charge for six years, most of which were marked by unremarkable mid-table finishes. The 1998–99 season proved to be arguably the highlight of his tenure, with the club making a serious play-off challenge for most of the season, but ultimately falling short and finishing 7th. However, a drop to 16th place in the 1999–2000 season followed by a bad start to the following season saw Machin removed from his position and given the job of director of football.
Sean O'Driscoll was promoted from the coaching staff in place of Mel Machin at the start of the 2000–01 season. In O'Driscoll's first season as manager, Bournemouth narrowly missed out on the Division Two playoffs, but were relegated a year later in the new stadium. The board kept faith in O'Driscoll and they were rewarded with promotion via the Division Three playoffs in 2002–03. The club became the first to score 5 goals at the Millennium Stadium when they beat Lincoln City 5–2 in the 2002–03 Division Three play-off final with goals from Steve Fletcher, Carl Fletcher (2), Stephen Purches and Garreth O'Connor. Under O'Driscoll, Bournemouth narrowly missed out on the play-offs for the 2003–04 and 2004–05 seasons, and just avoided relegation in the 2005–06 season.
Long-serving player James Hayter scored the fastest league hat-trick in English Football League history during the 2003–04 season. The Cherries were leading 3–0 against Wrexham thanks to goals from Stephen Purches, Warren Cummings and Warren Feeney when Hayter was brought onto the field as a substitute. With 86 minutes gone, Hayter managed to net three goals in the space of 2 minutes and 17 seconds, making the final score 6–0 to Bournemouth.
In September 2006, with the team in eighth in the League, Sean O'Driscoll left to become manager of Doncaster Rovers. He was replaced by Kevin Bond.
In February 2008, Bournemouth were forced into administration, suffering a 10-point deduction which put them in relegation trouble. Bournemouth had debts of around £4 million and almost went out of business completely.[8] The off-field uncertainty continued throughout the season, with only one, ultimately unsuccessful, bid for the club accepted,[9] and the club ended the season being relegated to League Two. Ahead of the 2008–09 season, the team's future in the Football League was put into doubt when the league threatened to block Bournemouth's participation in League Two, due to problems with the team's continuing administration and change in ownership. It ordered both Bournemouth and Rotherham United to demonstrate that they could fulfil all of their fixtures and find a way out of administration,[10] eventually allowing the club to compete with a 17-point penalty for failing to follow the Football League insolvency rules. The new company was also ordered to pay unsecured creditors the amount offered at the time of the original C.V.A. (around 10 pence in the pound) within two years.[11] Early into the season, manager Bond was sacked and was replaced by former player Jimmy Quinn, who would himself leave the club only a few months later.[12] Former player Eddie Howe took over as manager with the club still 10 points adrift at the bottom of the league and initially on a caretaker basis, becoming the youngest manager in the Football League at the age of 31.[13]
At the end of 2008, it was announced that local businessman Adam Murry completed the purchase of 50% of the club's shares from previous chairman Paul Baker. However, in January 2009, Murry missed the deadline to buy Baker's shares.[14]
In the final home game of the 2008–09 season the Cherries guaranteed their Football League status by beating Grimsby Town 2–1 with a winning goal 10 minutes from time by Bournemouth legend Steve Fletcher, sparking wild celebrations after a fairytale ending to 'The Great Escape'. They finished their troubled season with their best away win for 30 years with a 4–0 victory at Morecambe.
In June 2009, a consortium including Adam Murry finally took over AFC Bournemouth. The consortium included Jeff Mostyn, former vice-chairman Steve Sly, Neill Blake and former Dorchester Town chairman Eddie Mitchell.
Howe's first full season in charge brought success as Bournemouth finished second in League Two to earn promotion with two games to spare. Howe subsequently left the club for Burnley during the following season; his successor, another former Bournemouth player, Lee Bradbury, led Bournemouth to the League One play-offs. The two-legged semi-final against Huddersfield Town finished 3–3 after extra time, and Huddersfield went through the final by winning the penalty shoot-out 4–2. Bradbury was unable to lead Bournemouth to another promotion challenge in the 2011-12 Football League One, placing eleventh after a season of indifferent results, and was replaced by youth team coach Paul Groves for the final games of the season.
Groves remained in charge at the start of the 2012–13 season, only to be sacked in October 2012 following a start which left the club near the bottom of the table. Eddie Howe returned as manager, and not only did he pull the club away from their early-season relegation battle, they achieved promotion to the Championship, returning to the second-tier of English football for the first time since 1990. The club also revealed a new club crest which was to celebrate a new era in the Championship as well as encapsulating their ambition and vision as a club.[15] After a promising Start to life in the Championship the club was handed a fourth Round FA Cup tie with Premier League club Liverpool which ended in a 2–0 loss. Despite outside chances of making the playoffs, Bournemouth were ultimately unsuccessful but finished their first season back in the Championship in a very respectable 10th place, their highest ever position in the Football League.
On 25 October 2014 Bournemouth won 8–0 away at St. Andrew's against Birmingham City. It was the first time that the Cherries had ever scored eight goals in a league game (barring a 10–0 win over Northampton Town in September 1939 which was expunged from the records after World War II broke out the next day) and they recorded their biggest winning margin in a league fixture.[16] The club followed up this success with a 2–1 victory over Premier League side West Bromwich Albion in the League Cup on 28 October. This meant the club had reached the quarter-finals of the competition for the first time in their history.
Note: Flags indicate national team as defined under FIFA eligibility rules. Players may hold more than one non-FIFA nationality.
The club introduced a development squad for the start of the 2012–13 season, as part of the club's new academy plans, aiming to "bridge the gap between the youth team set-up and the first team".[17] The team is managed by coach Stephen Purches and often feature members of the first team squad. Note: Flags indicate national team as defined under FIFA eligibility rules. Players may hold more than one non-FIFA nationality.
Note: Flags indicate national team as defined under FIFA eligibility rules. Players may hold more than one non-FIFA nationality.


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TUSA View Sniper II Swimming Goggles
The ideal racing goggles when every split second counts, the Sniper offers refined functions and superior design. Change your fitting quickly and easily with the newly designed click system nose adjuster.
The small but comfortable eye seals allow the goggle to sit right in the eye socket decreasing water resistance and drag. The Sniper goggle has an adjustable nose bridge for a better fit preventing lens warping, making it easier to put the goggle on. Individual differences in the distance between the eyes can be taken into account with a 2.5mm pitch adjustment over 5 stages. This gives the ideal fit for any face. The simple string type double strap adjuster allows for a quick and easy adjustment.